Sales Report:Supplement No. 4 dated Apr 22, 2011 to Prospectus dated Apr 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 492400
This series of Notes was issued and sold upon the funding of the borrower loan #48717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-07-2011 
Term: 60 months Listing End date:  Apr-20-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $418.47
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1998 Debt/Income ratio: 32%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,304Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: order-geyser Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sick of high-interest credit cards
My wife and I want to pay off our high-interest credit cards. Some of the rates are as high as 29.99% interest. With the daily compounding structure that credit card company use, the idea of actually paying off the balance seems impossible. We currently pay over $600 in minimum payments alone. With this loan we will be able to pay off debt and spend less than our current monthly minimums. Together, my wife and I make about $95,000/year. We would have no problem making the loan payments. We are serious about ridding ourselves of this burden. We just need this opportunity to do it.

Thanks for your consideration,

Sat D.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Wangchuk$25.004/7/2011 9:04:10 AM
DasMula$57.004/7/2011 9:05:41 AM
BxRealtor$25.004/7/2011 9:07:11 AM
reflective-rupee$111.114/7/2011 12:46:25 PM
Zolton$100.004/7/2011 9:06:26 AM
JustMee$25.004/7/2011 11:49:12 AM
patriot897$25.004/7/2011 5:34:22 PM
Gibbyland$100.004/9/2011 12:22:50 PM
yield-seeker$25.004/11/2011 8:38:04 AM
bold-durability-drum$50.004/11/2011 12:23:21 PM
simplelender80$100.004/11/2011 6:27:39 PM
ingenious-deal6$25.004/12/2011 11:38:43 AM
Tradesmanlender$25.004/14/2011 2:21:17 AM
hostbank$100.004/14/2011 4:23:29 PM
Alpha-AssistU$25.004/15/2011 8:51:48 AM
radforj22$25.004/15/2011 8:29:12 PM
handy-point5$25.004/16/2011 4:32:47 PM
LordKinbote$25.004/16/2011 7:00:32 PM
ursus$100.004/18/2011 8:58:56 AM
jarf$25.004/18/2011 11:56:47 PM
treasure-kazoo$50.004/19/2011 6:19:31 AM
CA-Lender$25.044/19/2011 9:46:52 AM
best-lean-yield$50.004/19/2011 9:35:46 AM
integrity-doctor$100.004/19/2011 9:38:13 AM
inventive-wealth2$25.004/19/2011 9:55:46 AM
the-silver-blaster$50.004/19/2011 9:52:57 AM
DreDub$100.004/19/2011 10:08:21 AM
reflective-rupee$500.554/19/2011 10:27:59 AM
TigerForce$25.004/19/2011 12:40:21 PM
dudebrah$25.004/19/2011 2:05:58 PM
loot-heart$25.004/19/2011 12:30:18 PM
113121$25.004/19/2011 2:34:57 PM
liberty-injector$50.004/19/2011 4:20:03 PM
Nailman88$50.004/19/2011 3:20:16 PM
orange-leverage-phoenix$100.004/19/2011 3:57:33 PM
EvalCrux$50.004/19/2011 5:29:39 PM
balance-force$25.004/19/2011 5:14:20 PM
riproaringrapids$25.004/19/2011 5:40:00 PM
five-star-justice$25.004/19/2011 5:54:44 PM
djh47a$25.004/19/2011 5:56:23 PM
fantastic-wampum1$100.004/19/2011 5:59:07 PM
Control$25.004/19/2011 6:12:00 PM
sharp-income2$25.004/19/2011 6:44:48 PM
Chauncey_Gardener$50.004/19/2011 7:06:49 PM
best-phenomenal-treasure$25.004/19/2011 7:18:10 PM
dedicated-trade9$100.004/19/2011 7:51:29 PM
DannyPhantom$100.004/19/2011 8:52:08 PM
rolandweary$25.004/19/2011 7:06:53 PM
Ocean713$50.004/19/2011 7:15:40 PM
natural-greenback6$25.004/19/2011 9:34:19 PM
jybank$50.004/19/2011 11:37:37 PM
profit-powerplant$50.004/20/2011 12:09:17 AM
LoanerPrincipal$25.004/19/2011 8:45:19 PM
szetheli$127.004/20/2011 7:33:01 AM
glroark$100.004/20/2011 7:48:23 AM
anwn$25.004/20/2011 7:26:38 AM
suave-dime6$25.004/20/2011 5:25:36 AM
wealth-renaissance5$25.004/20/2011 6:09:50 AM
Dubbs360$50.004/20/2011 7:52:33 AM
spy0$25.004/20/2011 9:37:16 AM
ivy-league-MBA$25.004/20/2011 9:38:05 AM
dollardave$100.004/20/2011 10:14:56 AM
cash-spinner$25.004/20/2011 10:43:20 AM
williemc44$25.004/20/2011 12:24:46 PM
octoberfresh$25.004/20/2011 1:07:32 PM
mykkai$25.004/20/2011 11:36:04 AM
DaMoneyTree$25.004/20/2011 2:11:02 PM
fulfilling-investment4$25.004/20/2011 2:12:45 PM
richboy56$25.004/20/2011 2:19:43 PM
laughmotel$25.004/20/2011 1:24:45 PM
doomsday18$25.004/20/2011 12:29:15 PM
mammalian4$25.004/20/2011 2:13:48 PM
melodious-fairness$50.004/20/2011 12:44:12 PM
haidoken$75.004/20/2011 3:02:55 PM
350DGRZ$50.004/20/2011 2:20:19 PM
skuba$25.004/20/2011 3:03:10 PM
meenan$50.004/20/2011 3:04:30 PM
jct_enterprises$25.004/20/2011 2:24:27 PM
market-assembler$50.004/20/2011 2:25:35 PM
ISHLEP67$50.004/20/2011 3:02:17 PM
Loan-Mart$50.004/20/2011 1:14:50 PM
Hondo$25.004/20/2011 1:20:42 PM
cymbal097$50.004/20/2011 1:26:11 PM
NYBIZ$25.004/20/2011 3:16:32 PM
NYCFinancier$25.004/20/2011 3:22:09 PM
lokiswolf$27.004/20/2011 2:24:32 PM
mad-scientist0$25.004/20/2011 2:25:11 PM
Cartm$50.004/20/2011 3:30:40 PM
yogi1975$25.004/20/2011 2:38:07 PM
dcmotorcyclemayhem$50.004/20/2011 3:55:02 PM
handshake5$100.004/20/2011 3:56:25 PM
SkiNZ$25.004/20/2011 3:56:56 PM
hanuman77$50.004/20/2011 3:57:17 PM
revenue-prospector$25.004/20/2011 3:54:52 PM
kindness-hickory5$50.004/20/2011 3:57:25 PM
money-explorer3$25.004/20/2011 3:55:04 PM
dinero-speaker$25.004/20/2011 3:58:27 PM
producer553$25.004/20/2011 3:55:12 PM
ClearLake$25.004/20/2011 3:58:54 PM
E_G$50.004/20/2011 3:55:46 PM
lowestghost$50.004/20/2011 3:55:53 PM
tremendous-payment$25.004/20/2011 3:56:18 PM
Rick21$50.004/20/2011 3:57:13 PM
lagnisiruk$25.004/20/2011 3:57:28 PM
zippy-interest$25.004/20/2011 3:57:43 PM
currency-cigar4$75.004/20/2011 3:57:56 PM
a-tranquil-liberty$25.004/20/2011 4:10:14 PM
Preteur$25.004/20/2011 4:12:26 PM
acropiloterau2002$25.004/20/2011 4:15:55 PM
selector568$50.004/20/2011 4:12:32 PM
rmachi$25.004/20/2011 4:18:28 PM
mistertao$25.004/20/2011 4:16:23 PM
PropertyInvest$25.004/20/2011 4:22:37 PM
gilbrear$25.004/20/2011 4:26:43 PM
bigwig633$50.004/20/2011 3:55:06 PM
hope-hickory$25.004/20/2011 3:55:16 PM
ROCKI9$50.004/20/2011 3:55:48 PM
the-bid-sorcerer$50.004/20/2011 3:56:39 PM
shrewd-deal$25.004/20/2011 3:57:03 PM
ScottW$25.004/20/2011 3:57:20 PM
bold-steady-peso$50.004/20/2011 3:57:34 PM
WilliamLeeSims$25.004/20/2011 4:10:10 PM
BrianRK$26.004/20/2011 4:10:36 PM
fandacom$52.074/20/2011 5:18:28 PM
loss-of-control$150.004/20/2011 5:21:41 PM
techs$25.004/20/2011 5:26:58 PM
wild_carrot$25.004/20/2011 5:30:46 PM
mraleig$151.004/20/2011 5:30:53 PM
credit-wheel7$25.004/20/2011 5:32:00 PM
rulender$25.004/20/2011 5:30:49 PM
StWaldo$25.004/20/2011 4:52:21 PM
treasure-bliss$50.004/20/2011 5:39:41 PM
TCayce$48.204/20/2011 5:36:00 PM
sensible-order2$100.004/20/2011 5:40:49 PM
Cheburashka$25.004/20/2011 5:38:43 PM
maltma$35.704/20/2011 5:12:49 PM
FmrEngr2Phd$25.004/20/2011 5:25:58 PM
new-reward-sequoia$25.004/20/2011 5:27:05 PM
delicious-loan093$25.004/20/2011 5:52:29 PM
zrohmm$26.344/20/2011 5:31:21 PM
autonomous-basis$25.004/20/2011 5:56:58 PM
DasMula$27.004/20/2011 5:54:24 PM
pappiandel$25.004/20/2011 5:58:00 PM
power-bluebird2$50.004/20/2011 5:36:50 PM
Reddy_Capital$25.004/20/2011 6:00:15 PM
zeelender$25.004/20/2011 5:37:45 PM
lendstats_com$200.004/20/2011 6:21:58 PM
arkleseizure$25.004/20/2011 6:29:00 PM
wbahl$25.004/20/2011 6:40:18 PM
valiant-liberty4$25.004/20/2011 5:46:27 PM
green-unrivaled-felicity$25.004/20/2011 7:02:00 PM
Isotope$25.004/20/2011 5:51:57 PM
TooManyCats$25.004/7/2011 4:26:57 PM
reflective-rupee$111.114/7/2011 12:46:51 PM
efficient-treasure0$25.004/8/2011 8:30:06 PM
Mariner3605$25.004/9/2011 2:29:02 AM
diplomatic-wealth7$25.004/9/2011 6:12:44 PM
Bank_Of_XL$50.004/10/2011 12:18:05 PM
sharp-trade0$25.004/10/2011 2:52:19 PM
enthralling-deal180$50.004/13/2011 5:47:57 AM
worthy-bid8$50.004/14/2011 6:13:59 AM
MasterJin$25.004/14/2011 12:13:30 PM
Weaverville$50.004/14/2011 7:28:18 PM
kenji4861$25.004/15/2011 6:13:19 AM
Quid-Pro-Quo$25.704/15/2011 4:54:31 PM
bid-czar8$50.004/17/2011 5:46:34 PM
jcfung1$25.004/18/2011 9:34:56 AM
BankofBeth$25.004/18/2011 4:59:45 PM
Raven39$25.004/18/2011 7:51:38 PM
thestartuplender$50.004/19/2011 4:59:43 AM
justonejake$25.004/19/2011 6:34:50 AM
gnar$25.004/19/2011 8:18:48 AM
paymentologist$50.004/19/2011 9:26:21 AM
commitment-galaxy$25.004/19/2011 9:50:57 AM
philgreen$50.004/19/2011 10:24:51 AM
Wangchuk$25.014/19/2011 11:36:36 AM
MJTimages_com$100.004/19/2011 1:27:15 PM
Kaladen$50.004/19/2011 2:20:13 PM
113121$650.004/19/2011 2:40:53 PM
mpatrick$25.004/19/2011 2:47:36 PM
FinanceEngine$35.004/19/2011 2:58:16 PM
jonmars$25.004/19/2011 12:42:31 PM
Bill88$30.004/19/2011 3:27:25 PM
doopers$50.004/19/2011 4:02:42 PM
listing-vista$500.004/19/2011 4:32:45 PM
handy-justice$50.004/19/2011 4:59:31 PM
OldFriend$25.004/19/2011 5:25:18 PM
Artist_Blue$25.004/19/2011 5:37:33 PM
balance-voyager$50.004/19/2011 5:39:21 PM
wwwUniversal$25.004/19/2011 5:35:59 PM
Rob717171$50.004/19/2011 6:01:07 PM
dood2112$25.004/19/2011 7:06:28 PM
gracej$25.004/19/2011 7:17:46 PM
balanced-rupee$50.004/19/2011 6:29:23 PM
DannyPhantom$50.004/19/2011 8:59:00 PM
valiant-money$25.004/19/2011 9:06:35 PM
orderandprogress$25.004/19/2011 10:21:10 PM
upc_tnt$25.004/19/2011 11:04:31 PM
graceful-benjamins$25.004/19/2011 11:55:26 PM
sonnet771$50.004/20/2011 12:49:29 AM
commerce-yeller$75.004/19/2011 8:43:28 PM
high-five544$25.004/19/2011 9:45:52 PM
autonomous-truth$100.004/19/2011 10:43:52 PM
Oakland$50.004/20/2011 4:37:03 AM
Engineer44$35.004/19/2011 11:10:21 PM
rockhound84$25.004/20/2011 4:40:24 AM
gelt4u$25.004/20/2011 4:47:13 AM
newest-generous-income$25.004/20/2011 5:04:29 AM
wampum-chorus3$25.004/20/2011 5:45:08 AM
GElender$50.004/20/2011 6:01:37 AM
Wisc_investor$30.004/20/2011 7:26:23 AM
reflective-cash0$50.004/20/2011 5:31:14 AM
und-alum$60.354/20/2011 8:42:15 AM
market-pudding$25.004/20/2011 5:32:44 AM
bold-durability-drum$25.004/20/2011 8:39:29 AM
roi-advantage$25.004/20/2011 6:29:58 AM
0403$25.004/20/2011 8:59:46 AM
ericsb$100.004/20/2011 7:28:59 AM
kellydawn$50.004/20/2011 9:52:23 AM
jenq0001$25.004/20/2011 9:36:01 AM
jazzlender$25.004/20/2011 9:24:15 AM
TaxAcct_444$100.004/20/2011 10:37:50 AM
Vennela$25.004/20/2011 10:43:52 AM
Danylostefan$25.004/20/2011 11:39:57 AM
vishal29$50.004/20/2011 12:37:45 PM
downtownfarm$25.004/20/2011 1:09:10 PM
nickel-position$25.004/20/2011 12:30:26 PM
point-kitten6$100.004/20/2011 11:22:16 AM
worldly-money4$1,500.004/20/2011 11:29:13 AM
Ripsaw4U$50.004/20/2011 2:04:28 PM
phchristensen$50.004/20/2011 1:13:28 PM
moola-accelerator6$25.004/20/2011 2:11:31 PM
reward-burger2$50.004/20/2011 3:02:57 PM
Marathoner$25.004/20/2011 3:03:16 PM
trident9$50.004/20/2011 2:24:22 PM
jtrump22$25.004/20/2011 12:54:20 PM
p2ploan-sensation211$25.004/20/2011 3:12:05 PM
irrelevant$25.004/20/2011 2:25:42 PM
momoney2lend$25.004/20/2011 3:02:43 PM
subtle-revenue0$25.004/20/2011 3:24:54 PM
Banker7371$25.004/20/2011 2:25:49 PM
Rinastiti$50.004/20/2011 3:26:07 PM
ayerobbie$50.004/20/2011 3:54:50 PM
andycheb$50.004/20/2011 3:54:58 PM
clean-greenback5$50.004/20/2011 3:03:30 PM
finance-magma7$50.004/20/2011 3:56:42 PM
SanJoser$25.004/20/2011 3:56:55 PM
transparency-grasshopper$50.004/20/2011 3:57:11 PM
capital-lesson$25.004/20/2011 3:54:51 PM
zebra806$100.004/20/2011 3:54:56 PM
MicroL$50.004/20/2011 3:55:08 PM
RoyFauntleroy$50.004/20/2011 3:55:20 PM
Dweeberkitty1$25.004/20/2011 3:56:00 PM
bill-appraiser7$25.004/20/2011 3:59:30 PM
SacramentoLoaners$25.004/20/2011 3:56:49 PM
financial-frenzy$50.004/20/2011 3:57:18 PM
comet55$25.004/20/2011 3:57:37 PM
MadHun$100.004/20/2011 3:59:05 PM
Soxxes$25.004/20/2011 4:25:29 PM
honsbedh$25.004/20/2011 4:20:08 PM
note-farm4$50.004/20/2011 3:54:49 PM
flwah$25.004/20/2011 3:55:57 PM
WLenders$50.004/20/2011 3:56:51 PM
aasx1108$25.004/20/2011 3:57:01 PM
C_Mark$50.004/20/2011 3:57:15 PM
techvet$50.004/20/2011 3:57:32 PM
nycmichael$100.004/20/2011 3:57:40 PM
julijask$50.004/20/2011 4:15:58 PM
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stikman$25.004/20/2011 5:25:34 PM
orange-preeminant-bill$50.004/20/2011 5:37:12 PM
fortytwo$100.004/20/2011 5:38:34 PM
RgPro$50.004/20/2011 5:34:45 PM
Rivervale_Westwood$25.004/20/2011 5:34:51 PM
mcs86d$25.004/20/2011 5:26:04 PM
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fireboss$50.004/20/2011 5:35:04 PM
justice-dna$35.004/20/2011 6:08:49 PM
shawndw$25.004/20/2011 5:39:15 PM
nybanker85$50.004/20/2011 6:09:08 PM
rjleves$25.004/20/2011 5:42:17 PM
nest235$50.004/20/2011 6:24:01 PM
midde551$25.004/20/2011 6:54:25 PM
Belair_Advisors$25.004/20/2011 7:28:42 PM
goodcents$25.004/20/2011 6:52:13 PM
natural-trade7$33.384/20/2011 7:49:56 PM
287 Investments
 
Borrower Payment Dependent Notes Series 496728
This series of Notes was issued and sold upon the funding of the borrower loan #48644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-30-2011 
Term: 60 months Listing End date:  Apr-12-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $278.98
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1999 Debt/Income ratio: 24%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:2y 4m
Amount delinquent: $57 Total credit lines: 23 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,908Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: unbeatable-dinero9 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$ for retail inventory purchase
This loan is to start up an indoor gardening store. The greater grand rapids, MI area has very few retailers, as the indoor gardening market is growing rapidly the current stores are unable to keep up with the demand. Our store will be north of all other stores in the area. We will be the first store for a majority of our area, people ardrive up to an hour to get to a hydroponics store in Grand Rapids, MI. We are located 20 minutes north of Grand Rapids and right off US-131. We will have customer rewards programs, extensive advertising and superior customer service.

I am a good candidate for this loan because I will succeed. We are starting a business that we are passionate about and will be working day and night to make it.

Monthly net income: $4000
Monthly expenses: $2555
Housing: $850
Insurance: $400
Car expenses: $355
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Thank you for your interest! I apologize for the delay in replying to your request, I have been traveling with small children and am now back home. My total mortgage balance is $107,919.18. I do not have a heloc. Zillow.com values my home at $157,500. I hope this helps! Please don't hesitate to ask more questions! (Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/30/2011 9:05:17 AM
patriot897$25.003/30/2011 9:03:40 AM
Zolton$100.003/31/2011 6:51:54 AM
hostbank$100.004/2/2011 1:09:09 PM
enthralling-deal180$50.004/2/2011 2:44:57 PM
atbright$25.004/2/2011 4:38:29 PM
mad-scientist0$25.004/5/2011 9:37:28 AM
Chauncey_Gardener$100.004/5/2011 2:49:19 PM
richboy56$25.004/5/2011 9:39:25 AM
radforj22$25.004/7/2011 9:34:26 AM
sparky1129$50.004/8/2011 1:31:36 PM
bold-steady-peso$50.004/8/2011 7:22:13 PM
currency-cigar4$75.004/9/2011 7:58:10 AM
clean-greenback5$50.004/9/2011 4:32:36 PM
credit-investor5$50.004/9/2011 5:57:23 PM
dood2112$25.004/10/2011 8:57:26 PM
srgriff$25.004/11/2011 9:21:38 AM
Walkingcowboy$25.004/11/2011 2:29:41 PM
worthy-bid8$100.004/12/2011 6:32:01 AM
Marathoner$25.004/12/2011 7:37:25 AM
wealth-renaissance5$25.004/12/2011 6:03:41 AM
eagle1271$25.004/12/2011 6:56:21 AM
investment-comet$25.004/12/2011 11:29:52 AM
harty$50.004/12/2011 1:01:52 PM
torpedoman-usn$75.004/12/2011 1:09:01 PM
Tazeme$25.004/12/2011 2:36:34 PM
user1010$50.004/12/2011 2:37:04 PM
lowestghost$50.004/12/2011 2:37:35 PM
money-explorer3$25.004/12/2011 2:37:46 PM
harperpotok$50.004/12/2011 2:38:04 PM
wonderful-rupee$25.004/12/2011 2:38:40 PM
gold-blanket0$25.004/12/2011 2:39:10 PM
rlgnyc$25.004/12/2011 2:40:34 PM
Artist_Blue$25.004/12/2011 2:40:43 PM
Rick21$50.004/12/2011 2:40:52 PM
lostontheedge$25.004/12/2011 2:42:02 PM
nalaari$25.004/12/2011 2:42:36 PM
lounges$35.794/12/2011 2:36:37 PM
MadHun$100.004/12/2011 2:43:01 PM
zebra806$39.934/12/2011 2:36:55 PM
SacramentoLoaners$25.004/12/2011 2:37:56 PM
producer553$25.004/12/2011 2:38:21 PM
SanJoser$25.004/12/2011 2:38:31 PM
dadalou$25.004/12/2011 2:39:22 PM
finance-magma7$32.744/12/2011 2:36:02 PM
Logan7$25.004/12/2011 2:36:28 PM
SkiNZ$25.004/12/2011 2:39:40 PM
bulabula$25.004/12/2011 2:36:45 PM
dinero-festivity2$38.114/12/2011 2:36:50 PM
hanuman77$50.004/12/2011 2:37:16 PM
Goodlender42$25.004/12/2011 2:42:06 PM
andycheb$50.004/12/2011 2:37:33 PM
Dweeberkitty1$25.004/12/2011 2:42:39 PM
scottssm$44.004/12/2011 2:38:15 PM
carriebee$25.004/12/2011 2:39:05 PM
GMPK_TLAS$50.004/12/2011 2:40:54 PM
ClearLake$25.004/12/2011 2:41:48 PM
hrubinst$50.004/12/2011 2:42:17 PM
authentic-liberty7$25.004/12/2011 2:42:50 PM
FLRN$26.154/12/2011 4:09:23 PM
FmrEngr2Phd$25.004/12/2011 4:09:40 PM
soroxy$25.004/12/2011 4:10:00 PM
taylor883$50.004/12/2011 4:10:39 PM
dexstjames$50.004/12/2011 4:11:11 PM
Veltliner$25.004/12/2011 4:11:31 PM
community-saver158$29.934/12/2011 4:11:42 PM
power-bluebird2$100.004/12/2011 4:12:22 PM
value-den$50.004/12/2011 4:12:34 PM
GElender$50.004/12/2011 4:13:26 PM
cathexis$25.004/12/2011 4:16:06 PM
practice44$50.004/12/2011 4:16:14 PM
benjamins-utopia$50.004/12/2011 4:18:22 PM
commerce-web5$25.004/12/2011 4:18:33 PM
black_adder2003$50.004/12/2011 4:18:51 PM
BritDad$25.004/12/2011 4:09:16 PM
iGeoff$25.004/12/2011 3:39:50 PM
wild_carrot$25.004/12/2011 4:09:50 PM
income-vault6$25.004/12/2011 4:10:11 PM
icchok$100.004/12/2011 4:11:06 PM
jblack01$25.004/12/2011 4:12:03 PM
rwelle$25.004/12/2011 4:12:51 PM
silver-armada$50.004/12/2011 4:13:08 PM
iolaire$25.004/12/2011 4:13:29 PM
Chervianne$50.004/12/2011 4:13:45 PM
silverloan$50.004/12/2011 4:14:11 PM
chlebie$35.714/12/2011 4:14:21 PM
cash-spinner$25.004/12/2011 4:10:05 PM
miket71$46.224/12/2011 4:14:48 PM
boatplug$25.004/12/2011 4:10:17 PM
alpinaut$25.004/12/2011 4:15:30 PM
dpdn57$25.004/12/2011 4:15:46 PM
CBO-Enterprise$50.004/12/2011 4:15:49 PM
cablenews$50.004/12/2011 4:11:01 PM
versatile-platinum4$25.004/12/2011 4:15:53 PM
breadbroker$25.004/12/2011 4:11:25 PM
GiftViftdotcom$25.004/12/2011 4:16:02 PM
generous-deal6$50.004/12/2011 4:12:26 PM
Clambake$50.004/12/2011 4:17:34 PM
benjamin67$25.004/12/2011 4:12:59 PM
reward-planetarium$25.004/12/2011 4:13:11 PM
zeelender$25.004/12/2011 4:13:59 PM
Breakfast_Gypsy$25.004/12/2011 4:15:36 PM
burgeoning-silver$25.004/12/2011 4:16:26 PM
orange-dollar-guild$25.004/12/2011 4:16:35 PM
a-unflappable-finance$100.004/12/2011 4:18:18 PM
simplelender80$100.003/30/2011 2:25:50 PM
DaMoneyTree$25.004/2/2011 2:13:49 PM
loyalty-sherpa$25.004/4/2011 11:36:18 AM
loot-heart$25.004/6/2011 9:42:49 AM
Mariner3605$25.004/6/2011 12:08:47 AM
five-star-justice$25.004/6/2011 11:59:00 AM
kindness-launcher$1,600.004/6/2011 8:57:32 PM
rolandweary$25.004/7/2011 10:14:06 AM
subtle-revenue0$25.004/7/2011 8:15:03 AM
jescowa$50.004/7/2011 5:42:04 PM
bill-appraiser7$25.004/8/2011 5:10:04 AM
efficient-treasure0$25.004/8/2011 9:19:23 AM
bold-durability-drum$50.004/8/2011 12:44:40 PM
Tradesmanlender$25.004/8/2011 12:49:54 PM
Weaverville$25.004/8/2011 1:29:25 PM
point-kitten6$50.004/8/2011 1:39:27 PM
gracej$25.004/8/2011 1:57:34 PM
fantastic-wampum1$100.004/8/2011 4:30:48 PM
comet55$25.004/9/2011 7:22:16 AM
financial-frenzy$50.004/9/2011 12:42:39 PM
handy-justice$50.004/9/2011 5:46:45 PM
diplomatic-wealth7$25.004/9/2011 6:04:55 PM
sharp-trade0$25.004/10/2011 2:48:17 PM
techvet$50.004/10/2011 6:42:05 PM
razor783$25.004/10/2011 7:03:17 PM
gold-sushi$25.004/11/2011 6:39:10 AM
yield-seeker$25.004/11/2011 8:32:12 AM
Ocean713$50.004/11/2011 7:45:31 AM
careful-moola3$100.004/11/2011 3:35:15 PM
ISHLEP67$50.004/11/2011 7:22:02 PM
skuba$25.004/12/2011 1:36:48 AM
green-planet-guy$32.004/12/2011 1:27:06 AM
IIP77$25.004/12/2011 2:02:02 AM
orange-preeminant-bill$50.004/12/2011 2:43:38 AM
jamstah$25.004/12/2011 4:03:32 AM
reward-burger2$50.004/12/2011 3:22:01 AM
haidoken$75.004/12/2011 8:41:47 AM
LeReve$50.004/12/2011 8:52:04 AM
visionary-community$25.004/12/2011 9:32:22 AM
contract-victor5$50.004/12/2011 9:52:27 AM
healingangel22$25.004/12/2011 10:49:24 AM
ingenious-deal6$25.004/12/2011 11:38:35 AM
AJIPrivateNotes$25.004/12/2011 11:49:44 AM
HalfDayz$50.004/12/2011 1:02:13 PM
rogue_monster$50.004/12/2011 1:02:16 PM
lending_well$25.004/12/2011 2:36:43 PM
bonus-forte$34.504/12/2011 2:37:01 PM
mennleo$50.004/12/2011 2:37:41 PM
SoCalRancher$50.004/12/2011 2:38:01 PM
bigwig633$50.004/12/2011 2:38:09 PM
integrity-saver$100.004/12/2011 2:38:48 PM
KileNSmyth4$26.854/12/2011 2:38:57 PM
Ivan2007$50.004/12/2011 2:40:32 PM
transparency-grasshopper$25.004/12/2011 2:41:04 PM
e6400$50.004/12/2011 2:41:51 PM
irrelevant$25.004/12/2011 2:42:11 PM
autonomous-basis$25.004/12/2011 2:36:09 PM
don8ter$25.004/12/2011 2:42:43 PM
p1k4blu$25.004/12/2011 2:36:24 PM
tender-integrity3$77.844/12/2011 2:42:56 PM
studious-bonus7$100.004/12/2011 2:43:06 PM
fairwealth$25.004/12/2011 2:37:09 PM
tremendous-payment$25.004/12/2011 2:37:30 PM
dcmotorcyclemayhem$50.004/12/2011 2:37:43 PM
MicroL$50.004/12/2011 2:38:10 PM
buddy486$25.004/12/2011 2:38:27 PM
Anny-Disco$25.004/12/2011 2:39:08 PM
riproaringrapids$25.004/12/2011 2:36:19 PM
museic1$50.004/12/2011 2:36:31 PM
green-tree-shake$30.224/12/2011 2:36:48 PM
wwwUniversal$25.004/12/2011 2:40:18 PM
zippy-interest$25.004/12/2011 2:40:56 PM
mikrolown$28.294/12/2011 2:37:26 PM
WLenders$50.004/12/2011 2:38:12 PM
blissful-ore5$50.004/12/2011 2:38:18 PM
fareast_man$25.004/12/2011 2:38:50 PM
Hexnut$25.004/12/2011 2:39:13 PM
C_Mark$50.004/12/2011 2:40:59 PM
gemoscar$50.004/12/2011 2:42:09 PM
hope-hickory$25.004/12/2011 2:42:33 PM
dinero-speaker$25.004/12/2011 2:43:09 PM
balance6$25.004/12/2011 4:09:00 PM
sentry256$25.004/12/2011 4:09:32 PM
reueljw$25.004/12/2011 4:09:46 PM
calm-deal7$25.004/12/2011 4:10:09 PM
ciscoparrot$25.004/12/2011 4:10:46 PM
piter-to-la-investment$25.004/12/2011 4:11:47 PM
slojudy$43.254/12/2011 4:12:10 PM
panegryst$50.004/12/2011 4:12:30 PM
bold-shrewd-market$25.004/12/2011 4:13:39 PM
DreDub$50.004/12/2011 4:15:43 PM
chekat$25.004/12/2011 4:16:10 PM
SelectTrustLending$25.004/12/2011 4:16:47 PM
leodaguy$50.004/12/2011 4:18:14 PM
velocity-solo$25.004/12/2011 4:18:27 PM
sc91$50.004/12/2011 3:57:30 PM
fishintime$38.144/12/2011 4:18:38 PM
nycfinance$25.004/12/2011 4:09:10 PM
Ciphernetic$29.884/12/2011 4:09:27 PM
financialaid$25.004/12/2011 4:09:56 PM
chemistry220$25.004/12/2011 4:10:51 PM
deal-enrichment$29.344/12/2011 4:11:56 PM
PatRichi$25.004/12/2011 4:12:41 PM
Danfromnapa$32.274/12/2011 4:12:53 PM
Leopoldine$25.004/12/2011 4:13:14 PM
kenji4861$25.004/12/2011 4:13:35 PM
selfmademan$25.004/12/2011 4:14:05 PM
sellersbay$25.004/12/2011 4:10:14 PM
Richmp412$25.004/12/2011 4:10:22 PM
oaktown23$50.004/12/2011 4:10:55 PM
PRGuyinVA$25.004/12/2011 4:15:51 PM
nanda$50.004/12/2011 4:15:56 PM
Cai8899$30.004/12/2011 4:17:09 PM
credit-scout7$50.004/12/2011 4:17:51 PM
tsui517$46.574/12/2011 4:18:47 PM
valiant-liberty4$25.004/12/2011 4:15:21 PM
rjleves$25.004/12/2011 4:16:40 PM
222 Investments
 
Borrower Payment Dependent Notes Series 499620
This series of Notes was issued and sold upon the funding of the borrower loan #48650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $202.97
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1995 Debt/Income ratio: 8%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,500Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: favorite-gold9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Teez Loan App
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2800
Monthly expenses: $2585
Housing: $1450
Insurance: $120
Car expenses: $150
Utilities: $175
Phone, cable, internet: $160
Food, entertainment: $225
Clothing, household expenses: $80
Credit cards and other loans: $225
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
euro-trumpet$25.003/29/2011 9:02:39 AM
BxRealtor$25.003/29/2011 9:06:07 AM
hostbank$100.003/31/2011 4:53:44 AM
Zolton$100.003/31/2011 6:51:27 AM
DaMoneyTree$25.004/2/2011 2:13:40 PM
Chauncey_Gardener$50.004/2/2011 1:39:21 PM
a-finance-nirvana$25.004/5/2011 2:33:15 AM
richboy56$25.004/5/2011 9:39:17 AM
five-star-justice$25.004/6/2011 11:58:48 AM
Mariner3605$25.004/6/2011 12:08:25 AM
handy-justice$50.004/6/2011 5:55:36 PM
techvet$50.004/7/2011 2:34:20 PM
kindness-hickory5$50.004/7/2011 10:03:20 AM
Tradesmanlender$25.004/7/2011 6:17:18 PM
bill-appraiser7$25.004/8/2011 5:09:30 AM
w3alter$100.004/8/2011 12:11:14 PM
bold-durability-drum$50.004/8/2011 12:44:27 PM
djh47a$25.004/8/2011 12:48:52 PM
Tlk2drew$50.004/8/2011 2:12:03 PM
reflective-rupee$25.554/8/2011 3:15:29 PM
money-fort$25.004/8/2011 3:31:47 PM
credit-sasquatch3$30.004/8/2011 4:20:08 PM
power-bluebird2$100.004/8/2011 4:23:53 PM
handshake52$25.004/8/2011 4:37:21 PM
Dubbs360$100.004/8/2011 5:06:30 PM
hookUup$25.324/8/2011 5:00:25 PM
velocity-winner$25.004/8/2011 5:35:37 PM
Stingray8a$25.004/8/2011 6:14:18 PM
deal-dreams8$50.004/8/2011 7:08:16 PM
supreme-hope$25.004/8/2011 9:41:13 PM
IIP77$25.004/8/2011 11:00:19 PM
Bank_of_T$25.004/9/2011 1:09:45 AM
industrious-dedication$25.004/9/2011 12:59:00 AM
emosspot$25.004/9/2011 6:05:09 AM
loyalist1$100.004/9/2011 7:41:35 AM
NYCFinancier$25.004/9/2011 7:19:52 AM
silver-buckeye$25.004/9/2011 7:45:17 AM
currency-cigar4$75.004/9/2011 7:57:54 AM
investment-comet$25.004/9/2011 9:24:20 AM
suave-dime6$25.004/9/2011 10:32:08 AM
newest-generous-income$25.004/9/2011 10:04:52 AM
secureincome$500.004/9/2011 10:54:52 AM
financial-frenzy$50.004/9/2011 12:42:26 PM
diplomatic-wealth7$25.004/9/2011 6:04:46 PM
WLenders$50.004/9/2011 8:27:06 PM
sharp-trade0$25.004/10/2011 2:47:37 PM
the-bid-sorcerer$50.004/10/2011 3:23:52 PM
SanJoser$25.004/10/2011 3:26:51 PM
unfixer$25.004/10/2011 6:34:28 PM
superb-funds335$25.004/10/2011 10:59:24 PM
gold-sushi$25.004/11/2011 6:38:46 AM
Artist_Blue$25.004/11/2011 6:12:45 AM
FoosMaster$25.004/11/2011 7:06:37 AM
Ocean713$50.004/11/2011 7:45:08 AM
Mombo-5$100.004/11/2011 9:33:34 AM
srgriff$25.004/11/2011 9:21:21 AM
Walkingcowboy$50.004/11/2011 2:29:22 PM
drluong$25.004/11/2011 1:44:08 PM
grampy48$30.004/11/2011 2:25:59 PM
SkiNZ$25.004/11/2011 2:47:33 PM
fair-interest6$25.004/11/2011 2:53:21 PM
patriot897$25.003/29/2011 9:07:39 AM
commerce-yeller$30.003/29/2011 9:04:06 AM
simplelender80$100.003/30/2011 2:25:20 PM
enthralling-deal180$50.003/30/2011 2:22:11 PM
loyalty-sherpa$25.004/1/2011 10:17:47 AM
atbright$25.004/2/2011 4:38:12 PM
massuot$25.004/3/2011 3:43:47 AM
loot-heart$25.004/4/2011 11:36:12 AM
mad-scientist0$25.004/5/2011 9:37:00 AM
radforj22$25.004/5/2011 5:47:11 PM
jescowa$50.004/5/2011 6:13:19 PM
efficient-treasure0$25.004/6/2011 5:44:42 PM
Weaverville$25.004/6/2011 5:45:19 PM
lagnisiruk$25.004/7/2011 8:07:59 AM
nycmichael$100.004/7/2011 9:47:57 AM
subtle-revenue0$25.004/7/2011 8:14:42 AM
rolandweary$25.004/7/2011 10:13:45 AM
zippy-interest$25.004/7/2011 6:15:48 PM
shellback13$145.004/7/2011 6:39:32 PM
GElender$50.004/8/2011 6:36:26 AM
dollardave$100.004/8/2011 1:14:04 PM
sparky1129$50.004/8/2011 1:30:39 PM
point-kitten6$50.004/8/2011 1:39:11 PM
gracej$25.004/8/2011 1:57:12 PM
transparency-grasshopper$25.004/8/2011 2:44:01 PM
Frover$25.004/8/2011 3:16:04 PM
gilbrear$25.004/8/2011 3:24:44 PM
dudebrah$25.004/8/2011 4:29:44 PM
fantastic-wampum1$100.004/8/2011 4:30:18 PM
FinanceEngine$25.004/8/2011 4:37:58 PM
CACO_Lender$25.004/8/2011 5:39:49 PM
platinum-scientist9$25.004/8/2011 7:07:31 PM
bold-steady-peso$50.004/8/2011 7:22:03 PM
Fachim$25.984/8/2011 8:42:10 PM
Bob450$25.004/8/2011 9:16:40 PM
economy-beast$75.004/8/2011 9:16:45 PM
Pitufo$50.004/8/2011 10:11:27 PM
wealth-renaissance5$25.004/8/2011 11:42:39 PM
all4beans$25.004/9/2011 2:57:25 AM
red-relentless-money$25.004/9/2011 3:05:16 AM
sunny-justice9$25.004/9/2011 3:03:02 AM
comet55$25.004/9/2011 7:22:00 AM
interstellar$50.004/9/2011 8:02:11 AM
respectful-integrity3$25.004/9/2011 8:17:51 AM
best-listing-toro$25.004/9/2011 10:20:16 AM
generous-peace4$37.504/9/2011 10:43:02 AM
NYBIZ$25.004/9/2011 12:12:57 PM
thankful-nickel2$25.004/9/2011 12:57:54 PM
clean-greenback5$50.004/9/2011 4:32:27 PM
credit-investor5$50.004/9/2011 5:57:07 PM
investment-habanero8$100.004/10/2011 4:20:38 AM
Dandanrad$25.004/10/2011 1:27:06 PM
E_G$50.004/10/2011 2:46:58 PM
entertaining-greenback2$25.004/10/2011 5:20:00 PM
razor783$25.004/10/2011 7:03:12 PM
Dahlozer$25.004/10/2011 6:56:09 PM
dood2112$25.004/10/2011 8:57:07 PM
yield-seeker$25.004/11/2011 8:32:00 AM
Flreap$25.004/11/2011 9:30:24 AM
wise-asset-cupcake$25.004/11/2011 9:57:38 AM
f4Tex$76.004/11/2011 11:53:38 AM
CaliforniaSun$25.004/11/2011 12:06:46 PM
Purple11$50.004/11/2011 11:41:54 AM
bmbanzai$25.004/11/2011 2:03:15 PM
careful-moola3$100.004/11/2011 3:33:24 PM
Gandalf0001$25.004/11/2011 3:07:20 PM
mpatrick$25.004/11/2011 3:08:49 PM
128 Investments
 
Borrower Payment Dependent Notes Series 499802
This series of Notes was issued and sold upon the funding of the borrower loan #48685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,508.05 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $423.32
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1988 Debt/Income ratio: 9%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 7Length of status:22y 9m
Amount delinquent: $76,008 Total credit lines: 53 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,354Stated income:$100,000+
Delinquencies in last 7y: 19 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: vigilance-bluebird3 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Jschu99
Purpose of loan:
This loan will be used to...consolidate a few bills, landscaping &small fixes to my roof

My financial situation:
I am a good candidate for this loan because... I have been employed with the same employer for over 22 years and my department (under my direction) is expanding significantly


Monthly net income: $17000
Monthly expenses: $14000 (includes items below)
Housing: $5900
Insurance: $350
Car expenses: $NA (payroll deducted)
Utilities: $1000
Phone, cable, internet: $170
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Current mortgage balance is $698,000. The marketvalue of our home is estimated to be $675,000-699,000 (see below comparable from Zillow--our home is about the same age, has a three car attached garage and has slightly more square footage,but has one less bathroom). 342 W Washington Ave, Saint Louis, MO House For Sale: $675,000 Mortgage: $2,788 See current rates Beds: 4 Baths: 4.5Sqft: 3,800 Lot: 8,712Days on Zillow: 47 Built: 2008Single Family 2009 Property tax: $8,994 (Mar-28-2011)
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: I had a "perfect storm" in 2008/2009 which created some delinquencies. My wife was diagnosed with breast cancer late in 2007 which created some additional deductibles and co-pays. Plus I learned I owed the IRS about $40,000 in back taxes from 2006 & 2007 and my income dropped late in 2008 into 2009. Since then I have paid all medical bills & back taxes, income is at its highest level ever & I refinanced my home, lowering my payment by over $1000/month. (Apr-08-2011)
Q: Could you please tell me what it is that you are delinquent on that amounts to $76,008.00.Being a nurse I make a decent salary but I'm always amazed at the people that make large incomes,like your, and need to borrow money.Blessings to your wife. - mommaroeroe
A: The amounts delinquent were from multiple credit cards, store charges and installment loans. I have closed all of those accounts and am beginning to pay them down now. (Apr-09-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Interstate_Rate$100.003/28/2011 12:33:22 PM
worldly-money4$200.003/28/2011 9:09:24 AM
thelovebug$100.003/29/2011 4:26:13 PM
SecondChanceLendingSERV$25.003/29/2011 10:55:32 PM
diplomatic-wealth7$25.004/1/2011 11:44:25 AM
worthy-bid8$25.004/3/2011 10:31:40 AM
Tylerh$100.004/4/2011 11:31:04 AM
credit-sycamore4$100.004/5/2011 6:17:27 PM
w3alter$100.004/5/2011 3:43:39 PM
kindness-hickory5$50.004/7/2011 4:58:08 AM
lagnisiruk$25.004/7/2011 8:08:54 AM
money-bauble$50.004/7/2011 4:15:21 AM
sosleep$25.004/7/2011 11:43:31 AM
patriot897$25.004/7/2011 2:13:28 PM
leodaguy$25.004/7/2011 6:09:14 PM
investment-comet$25.004/8/2011 11:30:09 AM
brightest-useful-social$29.264/8/2011 12:03:26 PM
yield-aurora4$100.004/8/2011 12:04:45 PM
rhin0cerx$39.914/8/2011 12:27:26 PM
reflective-rupee$500.554/8/2011 1:12:10 PM
joyful-power9$50.004/8/2011 1:23:17 PM
transaction-animal8$25.004/8/2011 1:38:11 PM
rookiecrd1$90.004/8/2011 1:36:48 PM
cash-reaction2$50.004/8/2011 1:42:00 PM
Invest_in_residual_income$175.004/8/2011 2:59:19 PM
TigerForce$25.004/8/2011 3:26:34 PM
ddog0224$194.324/8/2011 4:20:41 PM
power-bluebird2$100.004/8/2011 4:20:54 PM
fantastic-wampum1$100.004/8/2011 4:32:32 PM
ccclaireee333$25.004/8/2011 5:04:51 PM
cycle198$45.634/8/2011 5:08:02 PM
handshake52$25.004/8/2011 5:16:34 PM
CA-Lender$25.044/8/2011 5:32:50 PM
gothampark$25.004/8/2011 5:44:49 PM
the-profit-oracle$25.004/8/2011 5:42:30 PM
Oakland$50.004/8/2011 6:40:25 PM
coldfuzion$71.674/8/2011 6:13:03 PM
Archchancellor$100.004/8/2011 7:19:58 PM
mpatrick$25.004/8/2011 7:21:17 PM
deepblue34$30.004/8/2011 6:43:31 PM
unger$145.334/8/2011 7:32:14 PM
mcgovern2024$25.004/8/2011 7:42:20 PM
capital-halo1$520.834/8/2011 7:17:42 PM
economy-beast$25.004/8/2011 9:21:34 PM
economy-producer$25.004/8/2011 10:07:59 PM
green-thoughtful-yield$100.004/8/2011 10:31:14 PM
ah-long$25.004/9/2011 12:42:19 AM
frogperson$100.004/8/2011 11:11:15 PM
wealth-renaissance5$25.004/8/2011 11:43:45 PM
treasure-bliss$50.004/9/2011 3:35:41 AM
zebra806$200.004/9/2011 3:44:51 AM
spsavage$25.004/9/2011 3:10:40 AM
burrito6$25.004/9/2011 3:49:30 AM
1phantom$25.004/9/2011 3:56:33 AM
orange-preeminant-bill$50.004/9/2011 3:56:42 AM
reward-motion$50.004/9/2011 5:34:50 AM
zotzot$50.444/9/2011 5:53:38 AM
nowits10$50.004/9/2011 5:02:04 AM
Hexnut$25.004/9/2011 9:33:18 AM
Weaverville$25.004/9/2011 10:40:34 AM
apostle901$25.004/9/2011 12:20:35 PM
cladius67$25.004/9/2011 3:07:04 PM
FirstBank$50.004/9/2011 4:02:37 PM
handy-justice$50.004/9/2011 5:37:41 PM
jimduism$25.004/9/2011 11:42:31 PM
moola-wildebeest3$50.004/10/2011 5:26:57 AM
bid-czar8$50.004/10/2011 7:54:17 AM
excellent-greenback$50.004/10/2011 3:08:52 PM
the-bid-sorcerer$50.004/10/2011 3:23:58 PM
1-HARD-HEAD$50.004/10/2011 4:39:58 PM
jjswanso$25.004/10/2011 5:53:13 PM
js44043$25.004/10/2011 6:42:24 PM
pbo922$27.054/10/2011 6:39:10 PM
Amused1$25.004/10/2011 6:39:25 PM
zeelender$25.004/10/2011 6:40:05 PM
kurg$25.004/10/2011 6:39:18 PM
safe-finance$25.004/10/2011 6:40:08 PM
stolan$34.974/10/2011 6:40:49 PM
WilliamLeeSims$25.004/10/2011 6:45:00 PM
sensible-order2$54.884/10/2011 6:46:35 PM
important-openness1$50.004/10/2011 10:11:49 PM
nerdfactor$25.004/10/2011 10:34:12 PM
Katburg$25.004/11/2011 5:31:55 AM
Artist_Blue$25.004/11/2011 6:01:50 AM
Wellman$50.004/11/2011 6:07:09 AM
Ocean713$50.004/11/2011 7:45:58 AM
suave-dime6$25.003/28/2011 9:09:03 AM
ingenious-deal6$25.003/29/2011 2:59:51 PM
simplelender80$100.003/30/2011 2:11:48 AM
a-finance-nirvana$25.004/1/2011 2:47:07 AM
fortytwo$100.004/3/2011 12:22:06 AM
wwwUniversal$25.004/7/2011 2:15:04 AM
bountiful-durability$50.004/7/2011 4:19:29 PM
mercuriant$25.004/7/2011 2:13:19 PM
TaxAcct_444$100.004/8/2011 11:10:05 AM
Dubbs360$100.004/8/2011 11:37:11 AM
lucrative-coin$50.004/8/2011 12:02:50 PM
WealthBuildingLessons$25.004/8/2011 12:55:29 PM
five-star-justice$25.004/8/2011 12:47:29 PM
neutrino6$25.004/8/2011 2:17:26 PM
secureincome$1,200.004/8/2011 2:50:01 PM
money-surge1$100.004/8/2011 3:17:07 PM
hookUup$25.004/8/2011 4:04:41 PM
platinum-pear4$25.004/8/2011 4:30:26 PM
busyguy07$30.004/8/2011 4:44:49 PM
orange-leverage-phoenix$500.004/8/2011 4:37:57 PM
sweetlan$25.044/8/2011 5:09:20 PM
CACO_Lender$25.004/8/2011 5:36:06 PM
careful-yield1$25.004/8/2011 5:54:49 PM
jjswanso$25.004/8/2011 5:43:10 PM
loyaltyologist$25.004/8/2011 5:41:50 PM
loss-of-control$100.004/8/2011 7:35:07 PM
engbusres$40.004/8/2011 8:48:51 PM
Bob450$25.004/8/2011 9:17:26 PM
nletunic$50.004/8/2011 10:16:53 PM
blissful-cash3$48.764/8/2011 10:19:26 PM
hawaiitechnical$25.004/8/2011 10:29:36 PM
Zoomzoom22$50.224/8/2011 9:30:10 PM
IIP77$25.004/8/2011 10:57:16 PM
Pitufo$25.004/8/2011 10:05:11 PM
finance-magma7$50.004/8/2011 10:53:25 PM
industrious-dedication$25.004/9/2011 12:57:46 AM
authoritative-loot$25.004/9/2011 1:08:14 AM
musegaze$50.004/9/2011 3:01:21 AM
interstellar$50.004/9/2011 3:37:22 AM
careful-note$50.004/9/2011 4:37:29 AM
graceful-investment$100.004/9/2011 3:55:38 AM
euro-spark$100.004/9/2011 5:33:54 AM
Easystreet$25.004/9/2011 5:38:08 AM
kr60$400.004/9/2011 6:20:42 AM
finance-prescription$50.004/9/2011 7:43:16 AM
bob_sacamano$25.004/9/2011 8:22:08 AM
AAe$25.004/9/2011 10:07:45 AM
famous-bill$25.004/9/2011 11:33:31 AM
financial-frenzy$50.004/9/2011 12:48:23 PM
PatRichi$25.004/9/2011 1:52:35 PM
dparkhom$25.004/10/2011 7:47:09 AM
umfan123$25.004/10/2011 7:54:03 AM
point$50.004/10/2011 8:02:58 AM
Jack55304$125.004/10/2011 7:54:19 AM
desertoasis$30.004/10/2011 12:03:00 PM
VOID67$50.004/10/2011 12:41:54 PM
Aveon$50.004/10/2011 2:06:35 PM
sharp-trade0$25.004/10/2011 2:47:23 PM
red-power-pecan$50.004/10/2011 4:02:44 PM
Trevor_C$25.004/10/2011 6:40:13 PM
handshake5$100.004/10/2011 6:47:21 PM
selfmademan$25.004/10/2011 6:45:42 PM
benjamins-utopia$61.034/10/2011 6:46:00 PM
agiovasil$25.004/10/2011 6:46:29 PM
visionary-currency$38.124/10/2011 6:47:04 PM
social-conductor4$25.004/10/2011 6:57:46 PM
GGreg799$25.004/10/2011 7:36:40 PM
lendsalot$25.004/10/2011 8:42:35 PM
samo102us$25.004/11/2011 5:06:32 AM
silver-enlightenment0$100.004/11/2011 7:11:33 AM
156 Investments
 
Borrower Payment Dependent Notes Series 500002
This series of Notes was issued and sold upon the funding of the borrower loan #48655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1988 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,696Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: market-pursuit5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need help paying off best friend!!!
Purpose of loan:

This loan will be used to pay for a personal debt owed to an individual.

My financial situation:

I am a good candidate for this loan because my credit score is fair and/or according to the three reporting credit bureaus. Although I have excellent credit history and payment history, I have loans which make it difficult to take out another loan. Although the high risk factor is too much debt, I do have a credit card with my parents which increases my debt factor even though it is monies I do not personally owe.


Monthly net income: $2,056.00
Monthly expenses: $1,360.00
Housing: $0.00
Insurance: $0.00
Car expenses: $75.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $75.00
Clothing, household expenses: $60.00
Credit cards and other loans: $700.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
barefootpaul$25.003/31/2011 9:29:34 AM
MilitaryLending$125.003/31/2011 4:32:30 PM
irrelevant$25.004/2/2011 7:13:33 AM
loanman2007$100.004/4/2011 2:12:34 PM
dws2380$25.004/5/2011 7:51:16 PM
compassionate-gain9$50.004/7/2011 8:10:43 PM
marketplace-meridian$25.004/8/2011 6:39:09 AM
nodebt2012$25.004/8/2011 6:42:41 AM
eboomer2611$25.004/10/2011 12:25:57 PM
sharp-trade0$25.004/10/2011 2:49:22 PM
transformer855$25.004/11/2011 10:07:09 PM
wild-orange$50.004/12/2011 11:40:21 AM
worldly-money4$1,000.004/12/2011 3:18:54 PM
payout-bridge$100.004/12/2011 5:45:43 PM
green-liberty-thunder$25.004/13/2011 12:11:39 AM
OLYVRC$50.004/12/2011 6:53:01 PM
Amber_Stone$25.004/12/2011 8:49:50 PM
money-fort$25.004/12/2011 9:58:20 PM
transparency-grasshopper$25.004/13/2011 8:35:22 AM
kingbob$25.004/13/2011 9:44:46 AM
ghos2rider$25.004/13/2011 11:49:33 AM
Bill88$30.004/13/2011 1:30:16 PM
fuzed$22.344/13/2011 4:38:56 PM
reflective-rupee$800.333/31/2011 9:52:44 AM
restless-dime$25.003/31/2011 11:26:00 AM
CA-Lender$25.003/31/2011 6:20:44 PM
Rogelio48$50.004/1/2011 1:41:21 PM
Amber_Stone$25.004/3/2011 7:17:55 AM
desertoasis$25.004/4/2011 1:47:30 PM
mcgovern2024$25.004/3/2011 10:48:45 PM
850$42.334/4/2011 7:43:46 PM
droopie1$25.004/5/2011 8:57:18 PM
s_man1$50.004/6/2011 5:16:12 AM
well-mannered-income3$30.004/6/2011 7:30:59 PM
mt3209$50.004/8/2011 4:07:02 PM
lean-ore9$25.004/8/2011 5:49:04 PM
benefit-molecule338$300.004/12/2011 11:00:07 AM
shrewd-income$300.004/12/2011 6:57:03 PM
B2152$25.004/13/2011 4:48:46 AM
icon7$50.004/13/2011 8:02:41 AM
kingbob$25.004/13/2011 10:05:45 AM
Bob450$25.004/13/2011 10:21:15 AM
aloantime07$25.004/13/2011 12:06:14 PM
high-five544$50.004/13/2011 3:07:00 PM
ore-leather$25.004/13/2011 3:01:53 PM
excellent-reward323$50.004/13/2011 3:05:30 PM
saver9$25.004/13/2011 4:08:45 PM
industrious-felicity$25.004/13/2011 4:27:09 PM
48 Investments
 
Borrower Payment Dependent Notes Series 500150
This series of Notes was issued and sold upon the funding of the borrower loan #48673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,644.67 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-30-2011 
Term: 60 months Listing End date:  Apr-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $337.82
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2001 Debt/Income ratio: 9%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,249Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: finnstones Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Nantucket Store
I am using my own personal credit to secure a loan for my family's business. I work in technology venture capital, our firm is listed in the AlwaysOn 2010 Top 50 venture capital firms.

*The business is a ten year retail store in Nantucket, MA. Both community banks in Cape Cod are not supporting existing customer base with re-ups on loans. It's really sad actually given the free ride on rates that they have enjoyed and their responsibility of occupying the market space for serving entrepreneurs.

*Revenues decreased 16% last year to $211k and is down 8% this year to $195k. Avg revenue in '00-03 was $210k. avg revenue was $250k 04-08.

*Income increased this year by 200% to 35k over last year due to higher gross margins from product (much lower costs negotiated in England thanks to recession), improvements in shipping costs and lower rent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My home was bought for $460k in center city philadelphia in '07, it is now worth $440k, IO still at this point. I live in princeton and rent this out. My mom's home is worth about $350k, with a mortgage balance of $50k. She plans to sell in 2-3 years. (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/30/2011 9:06:27 AM
ingenious-deal6$25.003/30/2011 9:08:51 AM
lloyd_s$25.003/30/2011 4:47:39 PM
simplelender80$100.003/30/2011 2:12:04 PM
Kash2010lu$25.003/31/2011 9:21:01 AM
income-awakening6$25.004/1/2011 2:52:59 AM
a-finance-nirvana$25.004/1/2011 2:47:09 AM
mrsp2e$25.004/1/2011 5:59:17 PM
Rogesparkguy$25.004/2/2011 1:20:57 PM
value-allocator1$100.004/4/2011 9:58:18 AM
money-bauble$50.004/7/2011 4:16:27 AM
well-mannered-income3$80.004/6/2011 7:30:04 PM
bountiful-durability$50.004/7/2011 4:19:58 PM
Tylerh$100.004/8/2011 12:40:12 PM
patriot897$25.004/8/2011 3:03:04 PM
orange-leverage-phoenix$50.004/8/2011 5:43:51 PM
credit-sycamore4$100.004/8/2011 9:27:58 PM
economy-producer$25.004/8/2011 10:08:22 PM
fortytwo$100.004/8/2011 9:28:41 PM
asset-professor$32.144/9/2011 3:56:58 AM
careful-note$50.004/9/2011 4:38:16 AM
apostle901$25.004/9/2011 12:21:15 PM
financial-frenzy$50.004/9/2011 12:48:41 PM
wesleys$50.004/9/2011 4:34:44 PM
handy-justice$50.004/9/2011 5:47:20 PM
sharp-trade0$25.004/10/2011 2:48:33 PM
rapid-currency$50.004/10/2011 8:30:13 PM
nerdfactor$25.004/10/2011 10:34:32 PM
important-openness1$50.004/10/2011 10:12:10 PM
Katburg$25.004/11/2011 5:32:07 AM
Ocean713$50.004/11/2011 7:46:24 AM
mlj0671$25.004/11/2011 10:28:47 AM
payout-bridge$500.004/11/2011 3:20:19 PM
credit-fox3$25.004/11/2011 4:50:33 PM
aprivatelender$27.914/11/2011 5:48:40 PM
kulender$36.594/12/2011 2:20:42 AM
the-profit-oracle$25.004/12/2011 2:49:28 AM
Johnab$25.004/12/2011 4:57:39 AM
top-visionary-truth$25.004/12/2011 5:42:09 AM
discrete-dinero$25.974/12/2011 7:07:17 AM
wampum-cocktail$25.004/12/2011 8:42:34 AM
basis-zeus9$25.004/12/2011 10:14:29 AM
whartonmba$25.004/12/2011 10:54:28 AM
worldly-money4$1,000.004/12/2011 9:22:11 AM
Nerdster1$35.074/12/2011 11:04:21 AM
shawnw2$300.004/12/2011 10:51:13 AM
Bob450$25.004/12/2011 10:52:55 AM
sunny-justice9$29.164/12/2011 11:33:26 AM
benefit-molecule338$300.004/12/2011 11:25:55 AM
AJIPrivateNotes$25.004/12/2011 11:53:12 AM
foldingbenny2$45.004/12/2011 2:24:46 PM
invest-in-ed$60.004/12/2011 2:52:08 PM
investor-007$200.004/12/2011 4:43:33 PM
Hokie83$50.004/12/2011 6:06:54 PM
escharfer$25.004/12/2011 6:21:55 PM
carlover$25.004/12/2011 10:16:51 PM
tech310$50.004/13/2011 2:20:54 AM
loanman2007$100.004/13/2011 4:58:21 AM
Josphine$25.004/13/2011 5:23:39 AM
interstellar$50.004/13/2011 4:59:05 AM
vibraphone3$50.004/13/2011 5:28:12 AM
anton$1,300.004/13/2011 7:07:18 AM
suave-dime6$25.003/30/2011 9:06:06 AM
reflective-rupee$1,000.333/30/2011 10:38:53 AM
JustMee$25.003/30/2011 1:01:21 PM
competent-p2p$25.003/30/2011 11:56:33 AM
indianoven$25.003/31/2011 7:30:05 AM
p2ploan-sensation211$50.003/31/2011 4:57:09 PM
Gibbyland$100.003/31/2011 1:33:47 PM
reflective-rupee$500.333/31/2011 11:18:53 AM
jmichael23$100.004/1/2011 9:31:54 AM
ready-interest9$25.004/1/2011 7:24:37 PM
diplomatic-wealth7$25.004/1/2011 11:45:04 AM
thelovebug$100.004/1/2011 1:17:54 PM
mcgovern2024$200.004/3/2011 10:47:25 PM
tnjohnso$25.004/4/2011 11:47:37 AM
zorg77$25.004/5/2011 4:18:18 PM
worthy-bid8$25.004/6/2011 5:48:14 PM
StarshineXL$750.004/7/2011 1:59:34 PM
w3alter$100.004/7/2011 6:08:29 PM
Dubbs360$25.004/8/2011 1:16:14 PM
fantastic-wampum1$100.004/8/2011 4:33:08 PM
d_grbg$35.004/8/2011 5:23:56 PM
jjswanso$25.004/8/2011 5:43:26 PM
ah-long$25.004/9/2011 12:42:43 AM
wwwUniversal$25.004/9/2011 3:47:29 AM
nowits10$36.384/9/2011 5:02:34 AM
FirstBank$50.004/9/2011 4:02:53 PM
moola-wildebeest3$50.004/10/2011 5:27:18 AM
red-power-pecan$50.004/10/2011 4:03:05 PM
Wellman$50.004/11/2011 6:07:33 AM
manatee21$50.004/11/2011 1:19:05 PM
symbiosis$50.004/11/2011 2:56:51 PM
careful-moola3$100.004/11/2011 3:34:57 PM
orange-useful-revenue$26.004/11/2011 7:59:57 PM
unfixer$25.004/12/2011 2:46:59 AM
yield-aurora4$50.004/12/2011 7:37:08 AM
open-minded-fund9$200.004/12/2011 11:00:58 AM
Executive23$25.004/12/2011 12:24:46 PM
AlfinityBank25$25.004/12/2011 12:03:51 PM
jhernand17$25.004/12/2011 1:40:20 PM
supersarah61$25.004/12/2011 3:57:00 PM
rustysailor$30.004/12/2011 3:41:58 PM
IIP77$25.004/12/2011 5:24:01 PM
razor783$52.114/12/2011 6:11:35 PM
djmjkelso$30.004/12/2011 10:56:59 PM
The-Lighthouse-Group$25.004/13/2011 2:51:12 AM
Artist_Blue$25.004/13/2011 6:11:39 AM
treasure-bliss$37.684/13/2011 2:31:52 AM
bahamaman$25.004/13/2011 5:46:51 AM
benefit-position$25.004/13/2011 6:06:02 AM
RyanM561$25.004/13/2011 5:52:10 AM
balanced-balance6$25.004/13/2011 6:45:54 AM
113 Investments
 
Borrower Payment Dependent Notes Series 500388
This series of Notes was issued and sold upon the funding of the borrower loan #48649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-03-2011 
Term: 36 months Listing End date:  Apr-15-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $246.04
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2000 Debt/Income ratio: 22%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,144Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: tough-diversification0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Freedom
Debt Consolidation
I am a good candidate for this loan because... I have a very good, steady job for a local police department. I am able to make all payments every month with money to spare. I have recently completed a bachelors degree and I have very good opportunities to obtain a higher paying job in the near future. I had to turn to credit cards to fund part of my way through college because I could not obtain funding. This loan will consolidate all my credit card debt into one loan with a better interest rate. I have never missed a payment on any of my credit cards.

Monthly net income: $ 2409
Monthly expenses: $ 1500
Housing: $ 250
Insurance: $ 0 My employer pays all my insurance
Car expenses: $ 0 I own my vehicle outright
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 400
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why is your monthly housing only $250.? Thanks - RecoveryLender
A: I currently live with a friend in the house he bought around a year ago. We made an agreement that if I put time into helping renovate the house I would be able to live with him for only $250 a month. (Apr-03-2011)
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: I currently work as a Police 911 Dispatcher for a city of about 20,000 people. My main job is to answer emergency calls and then dispatch officers or fire and rescue. I have 3 credit cards I want to consolidate: $1300 at 16.24% min payment $34, $3000 at 27.99% min payment $91, $2200 at 20.24% min payment $64, Total = 6500 (Apr-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
p40thawk$25.004/3/2011 12:04:47 PM
DasMula$57.004/3/2011 12:15:32 PM
investment-artist$25.004/3/2011 4:16:40 PM
reflective-rupee$44.444/3/2011 4:18:29 PM
one-midas$25.004/4/2011 9:48:40 AM
simplelender80$100.004/3/2011 12:05:03 PM
patriot897$25.004/4/2011 11:36:21 AM
selector568$50.004/5/2011 2:02:23 PM
Brown98$25.004/5/2011 4:11:43 PM
Peterman$25.004/5/2011 9:53:46 PM
indomitable-coin$25.004/6/2011 5:29:57 PM
FL-Lender$25.004/7/2011 6:20:21 AM
Pickmar$25.004/7/2011 11:40:11 AM
myworld701$25.004/8/2011 4:19:37 PM
friendly-market5$49.864/9/2011 8:47:34 AM
fantastic-wampum1$100.004/9/2011 9:32:20 AM
diplomatic-wealth7$25.004/9/2011 6:12:08 PM
delicious-loan093$50.004/10/2011 3:39:59 PM
finance-symphony7$25.004/10/2011 4:15:41 PM
careful-moola3$100.004/11/2011 3:36:11 PM
loyalty-sherpa$25.004/11/2011 4:27:55 PM
benefit-banshee$109.254/11/2011 7:11:36 PM
promise2$40.004/11/2011 9:45:43 PM
AsianDragon$100.004/11/2011 9:03:25 PM
-Me$50.004/12/2011 3:39:08 AM
agreement-bunny$25.004/12/2011 6:13:17 AM
CashBank$25.004/12/2011 8:36:31 AM
Tradesmanlender$25.004/12/2011 8:39:39 AM
loyalist1$250.004/13/2011 7:14:25 AM
justinology$39.544/13/2011 8:53:29 AM
StarshineXL$700.004/13/2011 11:46:10 AM
Cherrypicker$50.004/13/2011 3:15:09 PM
fudJy23$25.004/13/2011 5:19:26 PM
objective-investor$150.004/13/2011 6:47:42 PM
worthy-bid8$50.004/14/2011 6:13:08 AM
market-assembler$50.004/14/2011 8:45:07 AM
friendly-moola0$400.004/14/2011 9:11:51 AM
Nerdster1$25.084/14/2011 9:39:20 AM
j2ee$25.004/14/2011 12:08:36 PM
velocity-squadron$25.264/14/2011 12:20:39 PM
reflective-rupee$200.554/14/2011 1:06:18 PM
janderz990$25.004/14/2011 11:29:29 AM
diversifylender$50.004/14/2011 12:53:11 PM
heroic-payout9$35.964/14/2011 1:08:30 PM
thankful-nickel2$50.004/14/2011 4:07:20 PM
ksubd$55.004/14/2011 12:28:01 PM
Loan-Mart$100.004/14/2011 4:26:59 PM
cashtolendyou$25.004/14/2011 11:24:19 PM
mjcareful$69.434/14/2011 7:52:51 PM
sungbaek$25.004/15/2011 1:44:32 AM
downtownfarm$25.004/15/2011 4:04:30 AM
itskarma$25.004/15/2011 6:42:28 AM
wwwUniversal$25.004/15/2011 7:23:12 AM
verdiprr$125.004/15/2011 9:19:16 AM
REITRUST$25.004/15/2011 9:36:56 AM
crash6767$25.004/15/2011 10:36:35 AM
wise-bonus-honker$25.004/15/2011 9:44:33 AM
YellowJacket$25.004/15/2011 9:46:15 AM
creative-generosity3$55.004/15/2011 10:46:41 AM
Kessler$32.004/15/2011 10:49:34 AM
bigphish$50.004/15/2011 12:05:20 PM
depate$25.004/15/2011 1:20:32 PM
OldFriend$25.004/15/2011 3:52:03 PM
ultimate-social$25.004/15/2011 4:36:35 PM
upbeat-finance8$50.004/15/2011 5:53:27 PM
Speedfreak$25.004/15/2011 7:01:34 PM
best-phenomenal-treasure$25.004/15/2011 8:11:51 PM
brightest-lucrative-rate$25.004/15/2011 7:34:49 PM
Terapin0511$25.244/15/2011 7:41:38 PM
myduck$75.004/15/2011 7:48:15 PM
sinner_c5$25.244/15/2011 8:15:17 PM
RyanTH9893$25.004/15/2011 6:51:51 PM
Faith$30.424/15/2011 6:57:36 PM
rram$25.004/15/2011 7:35:55 PM
organized-payment6$50.004/3/2011 12:04:04 PM
BxRealtor$25.004/3/2011 12:05:23 PM
RecoveryLender$58.404/3/2011 7:28:29 PM
SolarMoonshine$25.004/3/2011 3:17:18 PM
Zolton$100.004/3/2011 12:04:31 PM
atbright$25.004/3/2011 12:05:33 PM
JustMee$25.004/3/2011 1:12:47 PM
competent-p2p$45.004/4/2011 7:52:40 AM
newest-funds-powerplant$50.004/4/2011 12:36:49 PM
SOP_Bank$25.004/5/2011 5:42:23 AM
Mariner3605$25.004/6/2011 12:09:50 AM
LiveNow$25.004/6/2011 5:17:51 AM
bold-durability-drum$50.004/8/2011 12:46:13 PM
efficient-treasure0$25.004/8/2011 8:29:27 PM
hostbank$100.004/9/2011 11:33:05 AM
sharp-trade0$25.004/10/2011 2:51:05 PM
OmahaGuy$200.004/10/2011 3:12:57 PM
p2ploan-sensation211$25.004/10/2011 9:14:43 PM
yield-seeker$25.004/11/2011 8:37:16 AM
superb-funds335$25.004/11/2011 12:23:35 PM
mad-scientist0$25.004/12/2011 8:07:14 AM
vinyl117$36.004/12/2011 10:23:53 AM
RandyL3$25.004/12/2011 10:28:10 AM
SiebirdLending$25.004/12/2011 10:22:28 AM
SecondChanceLendingSERV$29.994/12/2011 11:41:45 AM
green-dollar-equinox$30.004/12/2011 1:52:50 PM
radforj22$25.004/12/2011 3:38:50 PM
Lender0010$50.004/13/2011 12:22:37 AM
enthralling-deal180$50.004/13/2011 5:47:23 AM
subtle-revenue0$25.004/13/2011 12:22:03 PM
cash-professor$50.004/13/2011 6:49:55 PM
kenji4861$25.004/14/2011 1:23:06 AM
StrongMonty$64.114/14/2011 2:37:59 AM
missoula$25.004/14/2011 5:25:42 AM
credit-kahuna$50.004/14/2011 9:38:14 AM
MasterJin$25.004/14/2011 12:12:40 PM
coin-entrepreneur$25.004/14/2011 12:25:12 PM
jybank$50.004/14/2011 12:49:26 PM
LeoBUSIIT$25.004/14/2011 11:33:50 AM
slartibardfast$30.004/14/2011 12:06:40 PM
sunny-justice9$25.004/14/2011 12:16:58 PM
congardner1$25.004/14/2011 1:03:29 PM
sunny-justice9$25.004/14/2011 12:16:23 PM
Islandgal$30.184/14/2011 1:23:43 PM
asaurus0$75.004/14/2011 12:59:29 PM
Nusk$25.004/14/2011 3:10:49 PM
Weaverville$50.004/14/2011 7:27:46 PM
icchok$50.004/15/2011 12:19:40 AM
brightest-affluence-motivator$50.004/15/2011 1:59:36 AM
bicyclist2270$25.004/15/2011 6:05:54 AM
Artist_Blue$25.004/15/2011 6:27:28 AM
Alpha-AssistU$25.004/15/2011 8:50:05 AM
manthrax3$93.544/15/2011 8:29:45 AM
basejump0$25.004/15/2011 9:56:19 AM
auctionator1$25.004/15/2011 12:03:32 PM
InvestForWealth$36.594/15/2011 1:53:43 PM
divedude$25.004/15/2011 2:11:15 PM
moola-accelerator6$33.004/15/2011 2:24:08 PM
gogrannygo$25.004/15/2011 5:07:34 PM
JeffHoll$60.004/15/2011 1:24:25 PM
Sol_Invictus$25.004/15/2011 5:14:21 PM
DalCowboys$25.004/15/2011 5:20:06 PM
cash4less$25.004/15/2011 4:41:04 PM
dough-hammock$25.004/15/2011 3:23:21 PM
availableloan$25.004/15/2011 5:58:42 PM
Jag97$66.854/15/2011 7:14:03 PM
theloanfiller$32.564/15/2011 5:56:10 PM
MoneyForNothing$9.514/15/2011 8:20:57 PM
marwadi-62$50.004/15/2011 7:38:52 PM
143 Investments
 
Borrower Payment Dependent Notes Series 500634
This series of Notes was issued and sold upon the funding of the borrower loan #48691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-05-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $534.72
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1993 Debt/Income ratio: 19%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 50 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $95,661Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: kind-liberty-floret Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
 
Principal balance: $5,606.35 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
LOAN for TAX DAY
This loan will be used to... pay off a larger than expected tax bill.

My financial situation is: high income, ($300K+ annual), and large retirement fund (that I can't access without significant penalties). Am in need of funds to pay the IRS. I have a steady job (same employer for 12+ years), have lived in the same house that I have owned for 10 years. Had to deal with an ongoing family medical situation that impacted us more than we had planned for - and that, combined with our taxes being higher than we expected - has put us in a temporary tight cash-flow situation.

Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/5/2011 5:42:06 PM
LittleMingo$30.004/5/2011 5:05:29 PM
investorguy3000$100.004/5/2011 5:43:44 PM
reflective-rupee$44.444/5/2011 7:52:11 PM
Barrayaran$25.004/6/2011 5:41:25 AM
Mariner3605$25.004/6/2011 5:30:45 PM
bold-durability-drum$50.004/8/2011 12:46:33 PM
efficient-treasure0$25.004/8/2011 8:29:42 PM
sharp-trade0$25.004/10/2011 2:52:00 PM
SiebirdLending$25.004/12/2011 10:22:41 AM
SLN-10$25.004/12/2011 12:11:35 PM
fantastic-wampum1$100.004/13/2011 12:22:33 PM
radforj22$25.004/13/2011 4:02:50 PM
kenji4861$25.004/14/2011 1:23:21 AM
worthy-bid8$50.004/14/2011 6:13:31 AM
downtownfarm$25.004/15/2011 4:04:53 AM
OldFriend$25.004/15/2011 3:52:15 PM
ideal-platinum1$25.004/16/2011 5:20:13 AM
palace2$500.004/16/2011 11:52:48 AM
gatorsean2168$25.004/16/2011 11:40:20 AM
auction-seeker$25.004/16/2011 6:01:53 PM
lender12345$25.004/16/2011 6:12:46 PM
Shawn95187$42.394/16/2011 7:57:33 PM
Dubbs360$100.004/16/2011 11:30:51 PM
TGACJ$50.004/16/2011 7:57:10 PM
panther757$25.004/16/2011 9:44:30 PM
reflective-rupee$150.554/16/2011 8:28:18 PM
commerce-yeller$25.004/16/2011 8:39:25 PM
ptjg$50.004/17/2011 8:54:19 AM
peso-mate$50.004/17/2011 8:57:21 PM
flexible-duty3$25.004/18/2011 6:35:22 AM
momentous-coin$50.004/17/2011 10:37:54 PM
nickel-synapse$25.004/17/2011 5:44:16 PM
powerful-finance7$25.004/18/2011 2:34:25 AM
microfunder$50.004/18/2011 9:02:25 AM
Artist_Blue$25.004/18/2011 6:19:23 AM
jcfung1$25.004/18/2011 9:34:24 AM
ursus$100.004/18/2011 8:58:38 AM
djh47a$25.004/18/2011 10:46:28 AM
nikkiesgrandma$25.004/18/2011 1:29:19 PM
upbeat-investment9$25.004/18/2011 11:35:33 AM
ivadood$50.004/18/2011 2:24:20 PM
transparency-baton$50.004/18/2011 3:12:18 PM
EvalCrux$50.004/18/2011 1:15:53 PM
108lender$150.004/18/2011 3:54:11 PM
bonus-seahorse$50.004/18/2011 4:14:43 PM
wwwUniversal$25.004/18/2011 4:51:36 PM
pvd89$100.004/18/2011 6:19:55 PM
vtr1000$25.004/18/2011 6:24:15 PM
LoisLoan$25.004/18/2011 5:18:30 PM
Victor-E-Lane$25.004/18/2011 8:42:48 PM
velvetsmog$35.004/18/2011 9:03:51 PM
investment-comet$25.004/18/2011 6:17:05 PM
Bidwinner08$27.904/18/2011 9:40:20 PM
newest-generous-income$30.004/19/2011 12:31:40 AM
Munnie$25.004/18/2011 8:29:27 PM
thestartuplender$50.004/19/2011 4:59:30 AM
jigsaw$100.004/19/2011 6:26:52 AM
helpu88$50.004/19/2011 5:44:19 AM
justonejake$25.004/19/2011 6:34:30 AM
mattpet$25.004/19/2011 6:41:25 AM
treasure-pipeline$50.004/19/2011 7:30:11 AM
generator596$25.004/19/2011 6:16:38 AM
justonejake$75.004/19/2011 6:39:58 AM
commerce-yeller$25.004/19/2011 6:48:33 AM
treasure-hunter270$25.004/19/2011 7:47:51 AM
balance-voyager$50.004/19/2011 8:18:06 AM
rakstar$50.004/19/2011 8:19:14 AM
riproaringrapids$25.004/19/2011 8:59:33 AM
urbanMisfit$25.004/19/2011 9:38:19 AM
syounker$25.004/19/2011 9:14:55 AM
discrete-asset$25.004/19/2011 9:24:16 AM
inventive-wealth2$25.004/19/2011 9:49:16 AM
TCayce$37.044/19/2011 9:35:02 AM
paymentologist$50.004/19/2011 9:25:10 AM
the-silver-blaster$150.004/19/2011 10:01:11 AM
best-lean-yield$50.004/19/2011 9:35:24 AM
DreDub$100.004/19/2011 10:07:56 AM
the-silver-blaster$50.004/19/2011 9:52:23 AM
practical-expectations$50.004/19/2011 10:18:55 AM
dough-hammock$25.004/19/2011 11:25:38 AM
loot-heart$25.004/19/2011 12:23:49 PM
Chauncey_Gardener$50.004/19/2011 12:24:06 PM
point-kitten6$50.004/19/2011 12:24:24 PM
clean-greenback5$50.004/19/2011 12:29:39 PM
IIP77$25.004/19/2011 12:29:55 PM
yertle9$25.004/19/2011 11:09:10 AM
davidmlucas$28.534/19/2011 12:21:26 PM
bold-steady-peso$50.004/19/2011 12:23:26 PM
moola-monger9$50.004/19/2011 12:48:27 PM
wdfraser$50.004/19/2011 1:17:33 PM
bill-appraiser7$25.004/19/2011 12:29:44 PM
nycmichael$100.004/19/2011 12:23:52 PM
squadron781$26.874/19/2011 3:40:22 PM
listing-vista$1,000.004/19/2011 4:25:36 PM
sturdy-fairness5$25.004/19/2011 3:24:44 PM
HeroJason86$50.004/19/2011 4:38:45 PM
income-sage9$25.004/19/2011 4:39:01 PM
bigphish$50.004/19/2011 4:39:21 PM
Dahlozer$25.004/19/2011 4:39:52 PM
BlindJoeDeath$50.004/19/2011 4:40:25 PM
NYCFinancier$25.004/19/2011 4:14:09 PM
SeaDevil$50.004/19/2011 4:41:50 PM
wealth-renaissance5$25.004/19/2011 4:42:20 PM
fishintime$100.004/19/2011 4:42:28 PM
Fiimg$50.004/19/2011 4:42:43 PM
Dillonmd58$25.004/19/2011 4:43:50 PM
TheoProf$50.004/19/2011 4:44:08 PM
momoney2lend$25.004/19/2011 4:44:18 PM
blue-sturdy-bazaar$50.004/19/2011 4:44:56 PM
slxvq$32.104/19/2011 2:46:42 PM
benjamins-utopia$100.004/19/2011 4:45:32 PM
Walkingcowboy$50.004/19/2011 4:38:52 PM
credit-scout7$50.004/19/2011 4:45:40 PM
rogue_monster$50.004/19/2011 4:39:17 PM
6moonbeams$50.004/19/2011 4:45:46 PM
GiftViftdotcom$25.004/19/2011 4:46:03 PM
SkiNZ$25.004/19/2011 4:40:04 PM
williemc44$25.004/19/2011 4:40:14 PM
dpdn57$25.004/19/2011 4:40:27 PM
mebobeh$25.004/19/2011 4:41:39 PM
jibe-set$50.004/19/2011 4:42:02 PM
oaktown23$50.004/19/2011 4:48:45 PM
balance6$25.004/19/2011 4:42:15 PM
GatorBux$50.004/19/2011 4:42:39 PM
iolaire$25.004/19/2011 4:42:51 PM
dg5803$50.004/19/2011 4:43:34 PM
leverage-travels$25.004/19/2011 4:43:39 PM
MGinvest$25.004/19/2011 4:43:52 PM
rbettenc$50.004/19/2011 4:44:14 PM
compwhiz$25.004/19/2011 4:45:06 PM
productive-principal7$25.004/19/2011 4:45:13 PM
grampy48$25.004/19/2011 4:45:52 PM
DaMoneyTree$25.004/19/2011 4:46:18 PM
commerce-web5$25.004/19/2011 4:46:46 PM
WaitForIt$25.004/19/2011 4:47:06 PM
value-den$50.004/19/2011 4:48:50 PM
the-bid-sorcerer$50.004/19/2011 4:38:41 PM
compassionate-dime0$50.004/19/2011 4:39:28 PM
SacramentoLoaners$25.004/19/2011 4:39:47 PM
gold-blanket0$25.004/19/2011 4:39:58 PM
PRGuyinVA$25.004/19/2011 4:40:30 PM
hebergee$25.004/19/2011 4:40:57 PM
bid-computer$50.004/19/2011 4:41:47 PM
bonanza1973$25.004/19/2011 4:42:07 PM
smilinsam$100.004/19/2011 4:42:33 PM
icchok$100.004/19/2011 4:42:48 PM
Cai8899$30.004/19/2011 4:43:09 PM
income-vault6$25.004/19/2011 4:43:25 PM
bold-basis-supernova$25.004/19/2011 4:44:33 PM
hard-working-loot$50.004/19/2011 4:45:01 PM
rex45$25.004/19/2011 4:45:08 PM
gold-sushi$25.004/19/2011 4:46:06 PM
sensible-fund$50.004/19/2011 4:46:11 PM
aasx1108$25.004/19/2011 4:46:30 PM
authentic-liberty7$25.004/19/2011 4:47:48 PM
srgriff$25.004/19/2011 4:48:36 PM
BxRealtor$25.004/5/2011 5:45:36 PM
thrifty-dedication$25.004/5/2011 5:19:54 PM
magnetic-dedication3$25.004/5/2011 11:12:24 PM
simplelender80$100.004/5/2011 5:42:32 PM
patriot897$25.004/5/2011 5:58:34 PM
B-rad_the_Coug$25.004/6/2011 9:42:55 AM
tolerant-dinero2$25.004/6/2011 10:12:59 AM
zotzot$25.444/7/2011 7:05:43 AM
natural-trade7$100.004/6/2011 7:35:18 PM
diplomatic-wealth7$25.004/9/2011 6:12:27 PM
yield-seeker$25.004/11/2011 8:37:44 AM
ingenious-deal6$25.004/12/2011 11:38:06 AM
hostbank$100.004/12/2011 2:45:35 PM
Tradesmanlender$25.004/12/2011 4:25:39 PM
enthralling-deal180$50.004/13/2011 5:47:39 AM
loyalty-sherpa$25.004/13/2011 11:33:15 AM
five-star-justice$25.004/13/2011 5:07:04 PM
objective-investor$150.004/13/2011 6:48:00 PM
superb-funds335$25.004/14/2011 8:37:39 AM
MasterJin$25.004/14/2011 12:12:53 PM
Weaverville$50.004/14/2011 7:28:01 PM
sungbaek$25.004/15/2011 1:44:54 AM
Alpha-AssistU$25.004/15/2011 8:50:55 AM
coin-investor$25.004/16/2011 7:49:34 AM
richboy56$25.004/16/2011 1:19:21 PM
ladderskibum$50.004/16/2011 1:34:50 PM
LordKinbote$25.004/16/2011 7:00:06 PM
first-serene-credit$25.004/16/2011 10:23:52 PM
PurpleMountainCapital$50.004/16/2011 7:36:49 PM
jybank$50.004/16/2011 9:43:20 PM
new-goodhearted-economy$100.004/17/2011 8:09:24 AM
Engineer44$25.004/17/2011 5:34:35 AM
Lender2895a$250.004/17/2011 6:35:08 AM
zenzorba$50.004/16/2011 9:54:03 PM
understanding-affluence5$50.004/17/2011 7:11:12 PM
bluprntguy$50.004/17/2011 11:54:43 AM
bid-czar8$50.004/17/2011 5:46:21 PM
brainy-repayment5$100.004/18/2011 8:10:17 AM
compassionate-fairness6$25.004/17/2011 9:34:44 PM
LightTheWay$150.004/18/2011 5:10:40 AM
rockhound84$25.004/18/2011 1:32:52 PM
Steveoo1$25.004/18/2011 4:55:37 PM
GCInvestments$25.004/18/2011 5:19:25 PM
picklesforarthur$50.004/18/2011 7:04:35 PM
income-awakening6$25.004/18/2011 7:13:34 PM
handy-justice$100.004/18/2011 7:47:29 PM
Raven39$25.004/18/2011 7:51:18 PM
moola-accelerator6$30.004/18/2011 8:06:32 PM
dansarkis$25.004/19/2011 1:49:55 AM
unfixer$25.004/19/2011 2:22:25 AM
balanced-treasure4$50.004/19/2011 5:14:15 AM
p2p-czar3$25.004/19/2011 6:07:06 AM
camaraderi-workhorse$25.004/19/2011 7:01:02 AM
treasure-kazoo$50.004/19/2011 6:19:21 AM
LiveFreeand$50.004/19/2011 6:35:06 AM
gnar$25.004/19/2011 8:18:33 AM
Gibbyland$150.004/19/2011 7:38:17 AM
bharosa$25.004/19/2011 8:42:21 AM
Leshan$100.004/19/2011 9:08:57 AM
visionary-community$25.004/19/2011 9:36:38 AM
Gundu$25.004/19/2011 10:19:33 AM
philgreen$50.004/19/2011 10:24:31 AM
exuberant-dime$50.004/19/2011 10:09:46 AM
imlosttoo$25.004/19/2011 10:45:30 AM
credit-bliss8$25.004/19/2011 10:34:50 AM
financial-frenzy$50.004/19/2011 12:20:50 PM
GElender$50.004/19/2011 12:21:59 PM
techvet$50.004/19/2011 12:22:24 PM
gracej$25.004/19/2011 12:23:44 PM
Sixmil$100.004/19/2011 10:46:32 AM
rolandweary$25.004/19/2011 12:24:12 PM
currency-cigar4$75.004/19/2011 12:29:37 PM
WolRab$78.834/19/2011 11:04:44 AM
financial-frenzy$50.004/19/2011 12:34:29 PM
jonmars$25.004/19/2011 12:38:23 PM
ScottW$25.004/19/2011 12:21:04 PM
kindness-hickory5$50.004/19/2011 12:22:08 PM
Attract$25.004/19/2011 11:30:15 AM
w3alter$100.004/19/2011 12:23:32 PM
julijask$50.004/19/2011 12:29:07 PM
transparency-grasshopper$50.004/19/2011 12:29:46 PM
BzJ108$25.004/19/2011 12:30:05 PM
MJTimages_com$50.004/19/2011 1:10:23 PM
lagnisiruk$25.004/19/2011 12:22:12 PM
rudyindc$50.004/19/2011 1:17:24 PM
comet55$25.004/19/2011 12:23:28 PM
zippy-interest$25.004/19/2011 12:23:56 PM
bonus-zone$25.004/19/2011 1:34:15 PM
wwahammy$45.484/19/2011 3:23:49 PM
kfi805$50.004/19/2011 1:54:22 PM
subtle-revenue0$25.004/19/2011 12:25:28 PM
emosspot$25.004/19/2011 12:30:01 PM
lDewey$25.004/19/2011 2:49:57 PM
liberty-injector$50.004/19/2011 4:19:37 PM
metro457$50.004/19/2011 4:39:13 PM
finance-magma7$50.004/19/2011 4:39:36 PM
Hexnut$25.004/19/2011 4:40:02 PM
ookete$50.004/19/2011 4:41:15 PM
platinum-rapture6$50.004/19/2011 4:41:55 PM
taylor883$50.004/19/2011 4:42:24 PM
Bigg_Lender$25.004/19/2011 4:42:35 PM
retirementlady$25.004/19/2011 4:19:34 PM
excellent-community$50.004/19/2011 1:54:30 PM
rberr$25.004/19/2011 4:43:37 PM
assetmanager$25.004/19/2011 4:43:47 PM
help4u$50.004/19/2011 4:44:24 PM
Purple11$50.004/19/2011 4:38:48 PM
skywise$50.004/19/2011 4:39:10 PM
noble-silver1$25.004/19/2011 4:39:25 PM
market-assembler$50.004/19/2011 4:45:50 PM
SanJoser$25.004/19/2011 4:39:55 PM
ijspence$25.004/19/2011 4:40:08 PM
Chervianne$50.004/19/2011 4:46:43 PM
worldly-community3$50.004/19/2011 4:40:18 PM
mizon291$50.004/19/2011 4:40:21 PM
Tiffies3$32.004/19/2011 2:57:39 PM
piter-to-la-investment$25.004/19/2011 4:40:44 PM
cberthiaume$25.004/19/2011 4:41:31 PM
green-planet-guy$32.004/19/2011 4:48:38 PM
spqrxxi$25.004/19/2011 4:41:44 PM
thrifty-return$50.004/19/2011 3:06:03 PM
generous-deal6$50.004/19/2011 4:48:48 PM
chrisah$50.004/19/2011 4:42:45 PM
versatile-platinum4$25.004/19/2011 4:42:53 PM
fair-hope$25.004/19/2011 4:43:44 PM
Asynch$25.004/19/2011 4:43:58 PM
phoko$25.004/19/2011 4:44:21 PM
restech$25.004/19/2011 4:44:45 PM
gold-disk$50.004/19/2011 4:45:10 PM
razor783$25.004/19/2011 4:45:26 PM
bold-shrewd-market$25.004/19/2011 4:45:38 PM
balance-booster8$50.004/19/2011 4:46:38 PM
Dweeberkitty1$25.004/19/2011 4:46:55 PM
MakoF16$50.004/19/2011 4:47:25 PM
sensible-order2$100.004/19/2011 4:47:44 PM
listing-vista$500.004/19/2011 4:24:21 PM
Financer$50.004/19/2011 4:39:05 PM
WLenders$50.004/19/2011 4:39:50 PM
capital-web7$50.004/19/2011 4:40:07 PM
fightinjoe$50.004/19/2011 4:40:23 PM
fob$25.004/19/2011 4:41:35 PM
Denver-Rental-Properties$25.004/19/2011 4:41:52 PM
chekat$25.004/19/2011 4:42:57 PM
Trevor_C$50.004/19/2011 4:43:20 PM
spursdog$25.004/19/2011 4:44:29 PM
Adam_00$50.004/19/2011 4:44:37 PM
SelectTrustLending$25.004/19/2011 4:45:59 PM
shrewd-deal$25.004/19/2011 4:46:40 PM
velocity-solo$25.004/19/2011 4:47:51 PM
306 Investments
 
Borrower Payment Dependent Notes Series 500760
This series of Notes was issued and sold upon the funding of the borrower loan #48714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,495Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: Levek Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term Debt Reduction (Moving)
Purpose of loan:
This loan will be used to consolidate debt from moving to a new property.

My financial situation:
I am a good candidate for this loan because I would not be in need of a loan but I just moved into a new house and the extra money, now, would help me complete getting settled. I have never been late on a payment before.


Monthly net income: $3,500
Monthly expenses: $
Housing: $700
Insurance: $-
Car expenses: $-
Utilities: $33
Phone, cable, internet: $15
Food, entertainment: $400
Clothing, household expenses: $-
Credit cards and other loans: $150
Other expenses: $-
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$222.224/6/2011 5:05:46 PM
Kash2010lu$25.004/6/2011 6:29:53 PM
steamboatgal$50.004/6/2011 6:42:31 PM
dudebrah$25.004/8/2011 4:38:53 PM
Amber_Stone$25.004/9/2011 6:45:36 PM
wild-orange$50.004/12/2011 11:33:55 AM
sharp-trade0$25.004/13/2011 5:07:16 PM
money-baron-roth-IRA$275.004/15/2011 2:50:19 PM
thestartuplender$26.004/15/2011 8:02:40 PM
wealth-competitor$25.004/16/2011 11:43:16 AM
StarshineXL$100.004/16/2011 11:52:56 AM
kristof2007$25.004/18/2011 3:07:38 PM
Jrbgood$50.004/18/2011 4:22:58 PM
red-favorable-basis$25.004/19/2011 4:37:12 AM
ghinga$25.004/19/2011 4:31:34 AM
melodious-openness$100.004/19/2011 5:01:00 AM
VJ_Financial$75.004/19/2011 6:22:58 AM
money-fort$25.004/19/2011 8:52:46 AM
persistent-income2$92.344/19/2011 8:11:16 AM
Rip128$75.004/19/2011 8:44:28 AM
crew53$25.004/19/2011 9:56:45 AM
impartial-dinero$25.394/19/2011 2:27:40 PM
agreement-animal$25.714/19/2011 1:07:54 PM
interest-walnut$25.364/19/2011 4:13:21 PM
beach-bunny$55.004/19/2011 5:28:48 PM
SolarMoonshine$50.004/6/2011 6:39:12 PM
restless-dime$25.004/6/2011 7:24:30 PM
transformer855$25.004/6/2011 11:00:39 PM
five-star-note$35.004/6/2011 6:17:18 PM
kindness-hickory5$50.004/7/2011 4:57:33 AM
ultimate-peace$50.004/6/2011 5:02:58 PM
Artist_Blue$25.004/7/2011 6:11:23 AM
RyanM561$25.004/7/2011 7:37:29 AM
lagnisiruk$25.004/7/2011 8:09:17 AM
rustysailor$25.004/7/2011 9:51:27 AM
s_man1$50.004/7/2011 8:43:56 AM
zotzot$25.444/7/2011 7:34:47 AM
well-mannered-income3$30.004/7/2011 3:48:16 PM
power-bluebird2$100.004/7/2011 4:33:42 PM
Zipcut$25.004/7/2011 4:47:40 PM
MilitaryLoans$100.004/10/2011 9:07:05 PM
lean-ore9$25.004/13/2011 9:30:59 AM
mt3209$25.004/14/2011 12:51:46 PM
kingbob$25.004/15/2011 7:19:13 AM
marketplace-meridian$25.004/15/2011 6:25:02 PM
Bob450$25.004/17/2011 10:09:29 AM
Bill88$30.004/18/2011 9:25:32 AM
transparency-baton$25.004/18/2011 9:37:12 AM
deepblue34$25.004/19/2011 3:36:18 AM
Oak-Parker$25.004/19/2011 4:30:10 AM
hokee$25.004/19/2011 4:46:50 AM
reflective-rupee$400.554/19/2011 6:07:36 AM
dreemin$50.004/19/2011 5:53:29 AM
wild-orange$50.004/19/2011 9:24:05 AM
sfmf$40.004/19/2011 9:59:59 AM
loss-of-control$100.004/19/2011 5:46:16 PM
56 Investments
 
Borrower Payment Dependent Notes Series 500812
This series of Notes was issued and sold upon the funding of the borrower loan #48711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,718.57 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Apr-05-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $395.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2000 Debt/Income ratio: 8%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,906Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: NYCGuy2005 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC debt consolidation loan
Purpose of loan:
This loan will be used to refinance my existing debt into one low monthly payment.

My financial situation:
I am a good candidate for this loan because I earn a very high income and my ratio of free cash flow to total debt is very manageable and conservative. I anticipate I will be able to prepay this loan in the next 12-18 months, prior to maturity.


Monthly net income: $12,000+
Monthly expenses: $
Housing: $2,825
Insurance: $0
Car expenses: $0
Utilities: $60
Phone, cable, internet: $60
Food, entertainment: $800
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much of the CC debt do you have and what are the interest rates? - delicious-loan093
A: I have ~$34,000 of CC debt and the interest rates range between 18-25%. A couple of the credit cards have a very high monthly minimum payment which I am looking to reduce via this loan. As I earn more of the course of this year, I plan to then repay this loan. (Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
imlosttoo$25.004/5/2011 5:23:28 PM
simplelender80$100.004/5/2011 5:42:38 PM
magnetic-dedication3$25.004/6/2011 9:03:43 PM
Mariner3605$25.004/7/2011 9:48:51 AM
bold-durability-drum$50.004/8/2011 12:46:37 PM
efficient-treasure0$25.004/8/2011 8:29:47 PM
a-finance-nirvana$25.004/9/2011 3:55:08 AM
sharp-trade0$25.004/10/2011 2:52:05 PM
enthralling-deal180$50.004/13/2011 5:47:46 AM
hostbank$100.004/13/2011 8:37:13 AM
Tradesmanlender$25.004/13/2011 8:38:08 AM
objective-investor$150.004/13/2011 6:48:06 PM
kenji4861$25.004/14/2011 2:02:34 AM
worthy-bid8$50.004/14/2011 6:13:41 AM
MasterJin$25.004/14/2011 12:13:10 PM
Weaverville$50.004/14/2011 7:28:07 PM
JeffHoll$80.004/15/2011 1:28:25 PM
suave-dime6$25.004/17/2011 8:56:56 AM
killdare$25.004/17/2011 9:30:20 AM
paladin847$40.004/17/2011 8:57:22 AM
compassionate-fairness6$25.004/17/2011 9:34:49 PM
bid-czar8$50.004/17/2011 5:46:25 PM
momentous-coin$50.004/17/2011 10:39:50 PM
dudebrah$25.004/17/2011 7:18:38 PM
callmebryan$25.004/17/2011 8:11:33 PM
brainy-repayment5$100.004/18/2011 8:07:05 AM
420limo$26.004/18/2011 7:43:09 AM
ursus$100.004/18/2011 8:58:47 AM
bold-durability-drum$50.004/18/2011 8:48:29 AM
EvalCrux$50.004/18/2011 1:16:00 PM
rockhound84$25.004/18/2011 1:33:37 PM
Artist_Blue$25.004/18/2011 3:11:10 PM
transparency-baton$50.004/18/2011 3:13:33 PM
GCInvestments$40.004/18/2011 4:52:30 PM
bonus-seahorse$200.004/18/2011 4:10:33 PM
Techne_Funds_LLC$25.004/18/2011 4:45:28 PM
investment-comet$25.004/18/2011 6:18:47 PM
picklesforarthur$50.004/18/2011 7:04:40 PM
blue-dollar-viking$45.004/18/2011 6:48:08 PM
Raven39$25.004/18/2011 7:51:25 PM
deal-dreams8$60.004/18/2011 11:54:51 PM
velvetsmog$25.004/18/2011 9:10:15 PM
newest-generous-income$25.004/19/2011 12:20:31 AM
rockhound84$25.004/19/2011 2:20:18 AM
Ambassador$27.004/19/2011 4:24:54 AM
worldly-money4$1,000.004/19/2011 6:04:34 AM
balanced-treasure4$50.004/19/2011 5:14:19 AM
jigsaw$100.004/19/2011 6:26:56 AM
justonejake$25.004/19/2011 6:34:33 AM
p2p-czar3$25.004/19/2011 6:07:27 AM
octoberfresh$25.004/19/2011 7:36:18 AM
gnar$25.004/19/2011 8:18:39 AM
friendinmoney$35.214/19/2011 8:52:56 AM
best-lean-yield$50.004/19/2011 9:35:34 AM
urbanMisfit$25.004/19/2011 9:38:34 AM
the-silver-blaster$50.004/19/2011 9:52:26 AM
DreDub$100.004/19/2011 10:08:08 AM
integrity-doctor$100.004/19/2011 9:40:50 AM
crew53$100.004/19/2011 9:53:29 AM
philgreen$50.004/19/2011 10:24:36 AM
Sixmil$100.004/19/2011 10:46:38 AM
Attract$25.004/19/2011 11:30:45 AM
Whitewater_Loans$40.004/19/2011 11:38:11 AM
Steveoo1$25.004/19/2011 12:29:48 PM
loot-heart$25.004/19/2011 12:30:10 PM
djh47a$25.004/19/2011 12:29:29 PM
jonmars$25.004/19/2011 12:39:21 PM
doopers$25.004/19/2011 4:04:49 PM
moola-monger9$100.004/19/2011 12:49:01 PM
powerful-finance7$25.004/19/2011 4:38:56 PM
MJTimages_com$150.004/19/2011 1:29:49 PM
jybank$50.004/19/2011 2:38:29 PM
power-bluebird2$25.004/19/2011 4:52:53 PM
Tlk2drew$50.004/19/2011 5:00:29 PM
Zolton$100.004/5/2011 5:42:14 PM
selector568$100.004/5/2011 5:19:25 PM
SolarMoonshine$25.004/5/2011 6:12:48 PM
lloyd_s$38.854/6/2011 3:20:02 AM
reflective-rupee$44.444/5/2011 7:53:57 PM
GoodScot$25.004/6/2011 3:01:22 AM
BxRealtor$25.004/5/2011 5:45:45 PM
Usurious$25.004/6/2011 7:38:49 AM
patriot897$25.004/6/2011 9:44:03 AM
euro-trumpet$25.004/7/2011 9:42:25 AM
diplomatic-wealth7$25.004/9/2011 6:12:32 PM
Bank_Of_XL$25.004/10/2011 12:12:49 PM
delicious-loan093$25.004/10/2011 2:18:21 PM
wise-natural-return$25.004/11/2011 6:55:48 AM
yield-seeker$25.004/11/2011 8:37:50 AM
ingenious-deal6$25.004/12/2011 11:37:03 AM
SLN-10$25.004/12/2011 12:11:36 PM
SiebirdLending$25.004/12/2011 1:44:44 PM
loyalty-sherpa$25.004/14/2011 8:37:45 AM
fantastic-wampum1$100.004/14/2011 9:36:31 AM
radforj22$25.004/14/2011 4:21:48 PM
five-star-justice$25.004/14/2011 4:23:49 PM
downtownfarm$25.004/15/2011 4:05:02 AM
Alpha-AssistU$25.004/15/2011 8:51:14 AM
OldFriend$25.004/15/2011 3:52:23 PM
coin-investor$25.004/16/2011 7:49:37 AM
LordKinbote$25.004/16/2011 7:00:17 PM
ptjg$50.004/17/2011 8:54:29 AM
reflective-rupee$50.554/17/2011 10:01:18 PM
CreditBuilder2$200.004/17/2011 10:55:49 PM
pvd89$100.004/17/2011 6:20:35 PM
sunny-justice9$25.004/17/2011 8:44:43 PM
jarf$25.004/18/2011 8:27:20 AM
nilonc1$100.004/18/2011 8:54:47 AM
GElender$50.004/18/2011 6:05:12 AM
jcfung1$25.004/18/2011 9:34:41 AM
VA720$50.004/18/2011 8:47:05 AM
vern1981$50.004/18/2011 1:43:05 PM
worth-topper4$50.004/18/2011 2:14:29 PM
ivadood$50.004/18/2011 2:24:22 PM
Dubbs360$100.004/18/2011 7:02:43 PM
2bnforlife$25.004/18/2011 7:33:28 PM
FinanceEngine$30.004/18/2011 5:53:02 PM
handy-justice$100.004/18/2011 8:18:50 PM
wwwUniversal$25.004/19/2011 2:15:51 AM
unfixer$25.004/19/2011 2:25:33 AM
thestartuplender$50.004/19/2011 4:58:29 AM
PCGeekWI$35.004/19/2011 6:10:39 AM
LiveFreeand$25.004/19/2011 6:35:11 AM
mattpet$25.004/19/2011 6:41:32 AM
justonejake$100.004/19/2011 6:49:19 AM
generator596$25.004/19/2011 6:17:53 AM
treasure-kazoo$50.004/19/2011 6:19:25 AM
113121$50.004/19/2011 7:47:29 AM
Gibbyland$100.004/19/2011 7:39:57 AM
balance-voyager$50.004/19/2011 8:18:13 AM
riproaringrapids$25.004/19/2011 8:59:40 AM
inventive-wealth2$25.004/19/2011 9:51:35 AM
paymentologist$50.004/19/2011 9:25:52 AM
Josphine$25.004/19/2011 10:20:26 AM
economy-beast$25.004/19/2011 12:46:06 PM
soulful-dime1$26.524/19/2011 2:38:36 PM
113121$300.004/19/2011 2:42:49 PM
liberty-injector$50.004/19/2011 4:19:43 PM
ridestwins_998$25.004/19/2011 4:49:21 PM
anton$3,000.004/19/2011 5:00:56 PM
superb-funds335$25.004/19/2011 4:51:27 PM
141 Investments
 
Borrower Payment Dependent Notes Series 500928
This series of Notes was issued and sold upon the funding of the borrower loan #48683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1990 Debt/Income ratio: 13%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:3y 6m
Amount delinquent: $2,100 Total credit lines: 34Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,000 
Delinquencies in last 7y: 13 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: payment-gatherer0 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2083.00
Monthly expenses: $1351.00
Housing: $700.00
Insurance: $100.00
Car expenses: $25.00
Utilities: $70.00
Phone, cable, internet: $60.00
Food, entertainment: $230.00
Clothing, household expenses: $33.00
Credit cards and other loans: $100.00
Other expenses: $33.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/7/2011 5:25:45 PM
scrappy-diversification7$2,000.004/7/2011 5:29:37 PM
reflective-rupee$44.444/7/2011 6:01:11 PM
thelovebug$50.004/7/2011 7:53:51 PM
diplomatic-wealth7$25.004/7/2011 5:25:34 PM
competent-p2p$25.004/8/2011 7:39:43 AM
fantastic-wampum1$100.004/8/2011 4:37:04 PM
careful-moola3$100.004/11/2011 3:34:33 PM
thoughtful-exchange8$50.004/14/2011 9:17:59 AM
finance-prescription$50.004/14/2011 9:17:56 AM
Weaverville$25.004/14/2011 7:30:28 PM
Midwestvalues$50.004/16/2011 5:59:41 AM
mercuriant$25.004/16/2011 8:29:55 AM
handy-justice$50.004/16/2011 9:05:07 PM
Jack55304$185.004/17/2011 5:32:07 AM
laki_haole$50.004/17/2011 1:16:33 PM
miked8303$25.004/18/2011 6:55:47 AM
ursus$50.004/18/2011 8:46:59 AM
mlj0671$25.004/18/2011 9:35:06 AM
worthy-bid8$25.004/18/2011 4:56:48 PM
fighter122$50.004/18/2011 9:10:06 PM
umfan123$25.004/19/2011 6:05:08 AM
jjswanso$50.004/19/2011 5:39:29 AM
Rob717171$50.004/19/2011 6:00:38 PM
One_Lolo$25.004/19/2011 7:14:27 PM
natural-greenback6$25.004/19/2011 9:41:20 PM
credit-sycamore4$50.004/19/2011 10:24:24 PM
jazzlender$25.004/20/2011 9:24:27 AM
justonejake$25.004/20/2011 9:22:11 AM
point-kitten6$100.004/20/2011 11:22:37 AM
bosloan26$40.004/20/2011 12:33:27 PM
SeminoleHoldings$67.134/20/2011 12:50:42 PM
ttnk62918$25.004/20/2011 1:08:29 PM
shrewd-income$25.004/20/2011 12:38:22 PM
willinvest$25.004/20/2011 2:23:13 PM
Ocean713$50.004/20/2011 3:25:49 PM
wbahl$25.004/20/2011 4:13:22 PM
nybanker85$50.004/20/2011 6:09:17 PM
vutah$25.004/20/2011 6:18:22 PM
Reliance_Banker$25.004/20/2011 6:14:21 PM
top-historic-peso$25.004/20/2011 9:16:14 PM
joyful-investment3$25.004/20/2011 7:08:43 PM
patriot897$25.004/20/2011 11:39:15 PM
EBITDA$25.004/21/2011 2:01:12 AM
tech310$50.004/21/2011 2:35:54 AM
top-courteous-peso$50.004/7/2011 5:29:44 PM
simplelender80$150.004/7/2011 5:16:48 PM
suave-dime6$25.004/7/2011 5:25:07 PM
SecondChanceLendingSERV$25.004/7/2011 8:23:24 PM
direct-asset$25.004/8/2011 7:22:57 AM
Bob450$25.004/8/2011 9:22:27 PM
leverage-monger$66.664/9/2011 9:51:31 AM
nerdfactor$25.004/10/2011 10:38:19 PM
courteous-kindness1$25.004/16/2011 11:31:08 AM
Easystreet$25.004/19/2011 2:59:07 AM
asiaratt$50.004/19/2011 4:15:03 AM
tylerfd$25.004/19/2011 4:45:53 AM
birddogsb$50.004/19/2011 5:19:53 AM
Gibbyland$100.004/19/2011 8:06:00 AM
the-silver-blaster$50.004/19/2011 9:53:19 AM
DreDub$50.004/19/2011 10:09:08 AM
JJ9876$25.004/19/2011 5:33:53 PM
red-power-pecan$50.004/19/2011 6:10:58 PM
bnlforever$25.004/20/2011 2:22:08 AM
bold-shrewd-duty$25.004/20/2011 12:06:54 PM
DER$50.004/20/2011 3:39:38 PM
jigsaw$50.004/20/2011 4:50:53 PM
money-bauble$50.004/20/2011 5:10:45 PM
sunny-justice9$25.004/20/2011 8:53:25 PM
Belair_Advisors$25.004/20/2011 7:30:51 PM
70 Investments
 
Borrower Payment Dependent Notes Series 500942
This series of Notes was issued and sold upon the funding of the borrower loan #48664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,983.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Apr-05-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $316.99
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1993 Debt/Income ratio: 13%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:19y 8m
Amount delinquent: $0 Total credit lines: 54 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $142,291Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: spirited-capital5 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff and consolidate interest bearing debt.

My financial situation:
I am a good candidate for this loan because my payment record is excellent. I am never late on payments and I have had a steady income for the past 15+ years. I would like to consolidate a few credit card accounts that I have had for a while.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/5/2011 9:07:17 AM
p40thawk$25.004/5/2011 9:54:48 AM
simplelender80$100.004/5/2011 9:08:07 AM
srilm$25.004/5/2011 1:04:21 PM
jdrez$25.004/5/2011 1:43:12 PM
cello1$25.004/5/2011 3:32:47 PM
newfoundation$25.004/5/2011 4:24:13 PM
patriot897$25.004/5/2011 4:51:09 PM
Tech-Entrepreneur$25.004/7/2011 10:51:51 AM
bold-durability-drum$50.004/8/2011 12:46:30 PM
diplomatic-wealth7$25.004/9/2011 6:12:24 PM
yield-seeker$25.004/11/2011 8:37:36 AM
socal-lender$25.004/11/2011 4:27:08 PM
hostbank$100.004/12/2011 8:07:41 AM
fantastic-wampum1$100.004/12/2011 2:45:32 PM
enthralling-deal180$50.004/13/2011 5:47:36 AM
radforj22$25.004/13/2011 11:32:47 AM
djh47a$25.004/13/2011 12:05:48 PM
superb-funds335$25.004/13/2011 12:47:59 PM
kenji4861$25.004/14/2011 1:23:18 AM
worthy-bid8$50.004/14/2011 6:13:23 AM
intrepid-credit5$25.004/14/2011 5:25:36 PM
downtownfarm$25.004/15/2011 4:04:48 AM
sungbaek$25.004/15/2011 1:44:49 AM
Alpha-AssistU$25.004/15/2011 8:50:46 AM
dollardave$100.004/15/2011 8:44:23 AM
Crisscross$25.004/15/2011 10:15:07 AM
OldFriend$25.004/15/2011 3:52:12 PM
divedude$25.004/15/2011 2:11:28 PM
momentous-coin$50.004/15/2011 10:36:54 PM
ideal-platinum1$25.004/16/2011 5:20:09 AM
wwwUniversal$25.004/16/2011 4:27:13 AM
fangstar$25.004/16/2011 9:56:19 AM
finance-symphony7$29.654/16/2011 11:07:19 AM
nina8580$50.004/16/2011 12:49:19 PM
sunny-justice9$25.004/16/2011 12:50:31 PM
vigorous-moola$36.004/16/2011 10:02:53 AM
availableloan$25.004/16/2011 4:58:41 PM
kind-value-pouch$40.004/16/2011 1:28:13 PM
ladderskibum$50.004/16/2011 1:34:47 PM
successful-economy5$125.004/16/2011 3:18:31 PM
MJTimages_com$25.004/16/2011 3:23:27 PM
Dubbs360$100.004/16/2011 11:19:52 PM
Viamin$25.004/16/2011 11:51:31 PM
hookUup$31.324/16/2011 9:02:28 PM
generator596$25.004/17/2011 9:52:54 AM
Steveoo1$100.004/17/2011 10:06:04 AM
BankofAdonai$50.004/16/2011 9:54:21 PM
loyalist1$250.004/17/2011 7:18:58 AM
MrBailey$25.004/17/2011 10:24:28 AM
djs81$25.004/17/2011 8:28:30 AM
honeybee11$100.004/17/2011 4:37:51 AM
bluprntguy$25.004/17/2011 11:41:18 AM
astute-note1$25.004/17/2011 7:35:23 AM
shellstar$25.004/17/2011 8:32:06 AM
jcedar33$200.004/17/2011 3:40:07 PM
powerplant6$25.004/17/2011 12:24:57 PM
wealth-renaissance5$25.004/17/2011 9:56:20 AM
proud-gold9$50.004/17/2011 10:24:15 AM
harmonious-yield$25.004/17/2011 3:29:44 PM
bid-czar8$50.004/17/2011 5:46:18 PM
Artist_Blue$25.004/18/2011 6:19:20 AM
platinum-rapture6$60.004/17/2011 8:40:21 PM
beeper2$100.004/17/2011 4:13:08 PM
pvd89$100.004/17/2011 6:17:45 PM
understanding-affluence5$50.004/17/2011 7:11:10 PM
420limo$30.004/18/2011 7:44:46 AM
Stock-Stud$36.624/17/2011 8:20:23 PM
compassionate-fairness6$25.004/17/2011 9:34:42 PM
ursus$250.004/18/2011 8:33:02 AM
VA720$94.144/18/2011 8:46:08 AM
microfunder$50.004/18/2011 8:57:35 AM
myduck$75.004/18/2011 9:30:27 AM
DaddyBill$32.004/18/2011 12:47:48 PM
odp01$100.004/18/2011 9:22:16 AM
dime-vista2$25.004/18/2011 11:05:12 AM
dschaaf$150.004/18/2011 12:02:43 PM
liberty-society5$25.004/18/2011 11:59:05 AM
eg192$50.004/18/2011 4:26:50 PM
newest-bountiful-basis$25.004/18/2011 4:57:52 PM
GCInvestments$25.004/18/2011 5:19:24 PM
Raven39$25.004/18/2011 7:51:17 PM
Munnie$25.004/18/2011 8:29:22 PM
Auditman$50.004/18/2011 6:38:29 PM
alpinaut$25.004/19/2011 1:37:33 AM
paramjit$47.534/19/2011 2:01:35 AM
sonnet771$50.004/19/2011 4:09:24 AM
balanced-treasure4$50.004/19/2011 5:14:13 AM
p2p-czar3$25.004/19/2011 6:06:57 AM
gustavholstopus32$25.004/19/2011 5:36:41 AM
thestartuplender$50.004/19/2011 4:59:28 AM
kind-efficient-credit$50.004/19/2011 5:10:46 AM
camaraderi-workhorse$25.004/19/2011 7:01:01 AM
Cambium$75.004/19/2011 6:53:35 AM
mattpet$25.004/19/2011 6:41:23 AM
treasure-pipeline$50.004/19/2011 7:30:09 AM
discrete-asset$25.004/19/2011 8:47:31 AM
bharosa$25.004/19/2011 8:42:17 AM
organized-payment6$50.004/5/2011 9:04:49 AM
Preteur$25.004/5/2011 1:44:45 PM
BxRealtor$25.004/5/2011 2:16:44 PM
Pasagam$50.004/5/2011 2:23:06 PM
Tradesmanlender$100.004/5/2011 4:44:00 PM
helpinghand63$39.804/5/2011 1:41:35 PM
indomitable-coin$25.004/6/2011 5:39:00 AM
Mariner3605$25.004/6/2011 12:38:42 PM
efficient-treasure0$25.004/8/2011 8:29:40 PM
sharp-trade0$25.004/10/2011 2:51:57 PM
loyalty-sherpa$25.004/12/2011 5:40:06 PM
rmbot$75.004/12/2011 5:45:05 PM
enterprising-cash0$25.004/13/2011 11:24:22 AM
objective-investor$150.004/13/2011 6:47:54 PM
cash-cymbal$100.004/13/2011 8:38:22 PM
Lender0010$50.004/14/2011 9:18:34 AM
MasterJin$25.004/14/2011 12:12:49 PM
Weaverville$50.004/14/2011 7:27:57 PM
reflective-dollar8$50.004/15/2011 10:01:43 AM
bigphish$50.004/15/2011 12:05:30 PM
AFairDeal$50.004/16/2011 7:34:30 AM
wealth-competitor$50.004/16/2011 10:18:46 AM
George13$50.004/16/2011 11:10:34 AM
novice-speculator$25.004/16/2011 1:12:43 PM
newest-generous-income$50.004/16/2011 9:47:57 AM
Zach842$100.004/16/2011 9:55:46 AM
Zach842$57.204/16/2011 10:04:06 AM
financelover$50.004/16/2011 11:06:09 AM
gatorsean2168$25.004/16/2011 11:40:16 AM
peso-mate$50.004/16/2011 4:33:04 PM
green-unrivaled-felicity$58.564/16/2011 4:12:57 PM
econdoc$75.004/16/2011 4:30:07 PM
mozzarella$30.004/16/2011 3:28:49 PM
Peacepower$25.004/16/2011 3:44:18 PM
California04$50.004/16/2011 5:05:30 PM
red-unequivocal-finance$25.004/16/2011 8:04:21 PM
retiresecure$27.004/16/2011 3:59:30 PM
Tasmir$25.004/16/2011 9:10:13 PM
1SteelerFan$30.004/16/2011 4:32:45 PM
LordKinbote$25.004/16/2011 7:00:05 PM
reflective-rupee$25.554/17/2011 1:41:54 AM
first-serene-credit$25.004/16/2011 10:22:41 PM
Engineer44$25.004/17/2011 5:35:26 AM
sams3227$50.004/17/2011 5:39:48 AM
wuscjim$50.004/17/2011 6:57:25 AM
nuclearmoose$45.004/17/2011 7:11:23 AM
globalsocialcom$25.004/17/2011 10:35:24 AM
Green-Baron$25.004/17/2011 10:46:55 AM
Archchancellor$100.004/17/2011 3:36:01 AM
Proactive-Financial-Lending$25.004/17/2011 3:46:33 AM
ptjg$50.004/17/2011 8:54:16 AM
Whitewater_Loans$50.004/17/2011 12:02:08 PM
cash-backer8$50.004/17/2011 10:00:47 AM
Trondheim_Norway$150.004/17/2011 12:09:03 PM
killdare$25.004/17/2011 9:22:27 AM
doc1$100.004/17/2011 3:58:44 PM
kmcolo$33.754/17/2011 1:39:08 PM
hopeful-point$25.004/17/2011 2:30:32 PM
LianaB$100.004/18/2011 6:43:07 AM
frooogal$25.004/17/2011 9:05:06 PM
hmarquiss4$25.004/17/2011 4:46:22 PM
jhernand17$25.004/17/2011 11:22:56 PM
secureincome$195.004/18/2011 8:38:24 AM
powerful-finance7$25.004/18/2011 2:34:23 AM
flexible-duty3$25.004/18/2011 6:36:45 AM
CreditBuilder2$50.004/18/2011 9:24:27 AM
jcfung1$25.004/18/2011 9:34:22 AM
Goodnotlucky$50.004/18/2011 7:49:30 AM
octoberfresh$25.004/18/2011 9:15:50 AM
CaliforniaSun$25.004/18/2011 10:31:35 AM
seanambrose$25.004/18/2011 10:13:16 AM
dansarkis$25.004/18/2011 10:43:04 AM
objective-investor$250.004/18/2011 10:48:19 AM
cbivitz$150.004/18/2011 2:01:34 PM
triumphant-bonus$25.004/18/2011 2:09:19 PM
johnZ222$30.004/18/2011 12:41:18 PM
EvalCrux$50.004/18/2011 1:15:52 PM
Napoli_Lending$160.004/18/2011 3:39:52 PM
nikkiesgrandma$25.004/18/2011 1:29:19 PM
generosity-mastery$50.004/18/2011 3:49:38 PM
transparency-baton$50.004/18/2011 3:02:52 PM
sunnygee$28.554/18/2011 1:20:46 PM
REITRUST$25.004/18/2011 3:10:24 PM
bambampk$100.004/18/2011 4:42:37 PM
skifamily1992$25.004/18/2011 4:17:56 PM
Tlk2drew$50.004/18/2011 4:56:50 PM
LoisLoan$25.004/18/2011 5:18:28 PM
handy-justice$100.004/18/2011 8:51:30 PM
mar97$25.704/19/2011 1:54:21 AM
treasure-kazoo$50.004/19/2011 6:19:21 AM
jigsaw$100.004/19/2011 6:26:51 AM
helpu88$50.004/19/2011 5:44:19 AM
LiveFreeand$50.004/19/2011 6:35:04 AM
buddy486$25.004/19/2011 7:29:59 AM
marshallmanhattan$25.004/19/2011 7:05:16 AM
birchbark86$25.004/19/2011 7:09:23 AM
turbostar666$34.634/19/2011 7:10:15 AM
balance-voyager$50.004/19/2011 8:18:05 AM
gnar$25.004/19/2011 8:18:31 AM
careful-benjamins8$50.004/19/2011 8:42:51 AM
rakstar$50.004/19/2011 8:19:11 AM
riproaringrapids$25.004/19/2011 8:59:32 AM
200 Investments
 
Borrower Payment Dependent Notes Series 501024
This series of Notes was issued and sold upon the funding of the borrower loan #48676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2005 Debt/Income ratio: 13%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $72Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: benefit-trombone0 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Boat Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello. Could you please provide more specific information on your planned use of these funds? Thanks. - auction-sitar
A: Hi. I plan on buying a boat. I have $13,500 saved up and need an additional $6,000. The boat sells for $19,500. Thanks a lot for your concern about my loan. (Apr-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
2grindstones$25.004/8/2011 9:36:07 AM
Kash2010lu$25.004/8/2011 10:42:00 AM
suave-dime6$25.004/8/2011 11:13:16 AM
kindness-launcher$800.004/8/2011 11:49:46 AM
diplomatic-wealth7$25.004/8/2011 11:50:36 AM
reflective-rupee$222.224/8/2011 1:27:54 PM
larryboy10$25.004/8/2011 2:51:30 PM
fantastic-wampum1$100.004/8/2011 4:37:38 PM
Bob450$25.004/8/2011 5:24:19 PM
kindness-launcher$600.004/8/2011 5:45:13 PM
SolarMoonshine$25.004/8/2011 5:57:35 PM
DasMula$27.004/8/2011 7:11:03 PM
aquistoyraul$25.004/9/2011 4:30:37 AM
thankful-nickel2$25.004/9/2011 4:29:42 PM
MilitaryLoans$500.004/10/2011 12:51:49 PM
loss-of-control$150.004/10/2011 7:14:13 PM
nerdfactor$25.004/10/2011 10:38:49 PM
greencat$50.004/11/2011 7:19:02 AM
sturdy-peace9$50.004/11/2011 8:01:49 PM
jules3304$25.004/12/2011 6:29:09 AM
benefit-position$25.004/13/2011 6:29:11 AM
kingbob$25.004/13/2011 9:57:51 AM
vigorous-market5$200.004/13/2011 1:16:09 PM
ore-leather$26.284/13/2011 3:07:11 PM
credit-elation1$25.004/13/2011 9:05:37 PM
money-fort$30.004/13/2011 11:37:00 PM
Requiem$25.004/14/2011 7:35:52 AM
coyone$33.524/14/2011 9:04:08 AM
s_man1$56.324/14/2011 2:10:41 PM
Weaverville$25.004/14/2011 7:30:45 PM
Bocephus1959$103.004/14/2011 8:29:48 PM
buffalobills$25.004/15/2011 8:03:37 AM
Rogelio48$25.004/15/2011 8:06:36 AM
cash-queen$25.004/15/2011 11:52:02 AM
moola-accelerator6$25.004/15/2011 2:18:10 PM
prominence8$30.004/15/2011 10:20:59 PM
bold-direct-asset$31.724/16/2011 4:52:08 AM
investment-habanero8$100.004/16/2011 4:07:06 AM
Makingitrain$25.004/16/2011 5:03:18 AM
diplomatic-wealth7$25.004/16/2011 7:06:11 AM
kendigme$25.004/16/2011 7:08:48 AM
mercuriant$25.004/16/2011 8:30:06 AM
MoneyForNothing$3.944/16/2011 12:03:51 PM
Valley-of-the-Dollar$25.004/16/2011 12:03:44 PM
simplelender80$100.004/8/2011 10:32:06 AM
value-allocator1$100.004/8/2011 11:56:51 AM
ingenious-deal6$25.004/8/2011 11:51:13 AM
JustMee$25.004/8/2011 12:17:42 PM
selector568$100.004/8/2011 1:12:29 PM
sensible-fund$25.004/8/2011 1:27:55 PM
Keeping-The-Peace$50.004/8/2011 2:52:46 PM
thelovebug$100.004/8/2011 5:35:55 PM
dfl$75.004/8/2011 6:00:09 PM
loanman2007$25.004/9/2011 5:15:50 AM
BradP$25.004/9/2011 9:14:34 AM
innovator2$25.004/9/2011 4:42:48 PM
lotuss4$50.004/9/2011 5:56:44 PM
sharp-trade0$25.004/10/2011 2:52:41 PM
balanced-balance6$25.004/11/2011 7:42:43 AM
Byrd24$100.004/11/2011 5:21:19 PM
droopie1$25.004/11/2011 8:01:02 PM
benefit-molecule338$300.004/12/2011 11:17:45 AM
dsgfl1$30.004/12/2011 1:22:49 PM
intrepid-loot$25.004/12/2011 6:51:18 PM
market-pudding$25.004/13/2011 8:04:42 PM
cbivitz$50.004/13/2011 8:34:23 PM
cash-cymbal3$25.004/14/2011 6:56:00 AM
mt3209$25.004/14/2011 12:51:50 PM
Barmas$50.004/14/2011 2:10:53 PM
SV-AZ$25.004/14/2011 5:29:42 PM
investment-raker8$50.004/14/2011 5:46:49 PM
natural-trade7$50.004/14/2011 5:25:12 PM
credit-maverick1$50.004/14/2011 8:20:54 PM
worth-shower8$100.004/15/2011 8:40:54 AM
winmals$25.004/15/2011 10:36:41 AM
IASKGOD$25.004/15/2011 5:42:52 PM
jjsparks28$41.004/15/2011 3:37:42 PM
upbeat-finance8$25.004/15/2011 6:18:15 PM
money-baron-roth-IRA$225.004/15/2011 6:36:05 PM
wise-skillful-benjamins$30.004/15/2011 6:58:48 PM
1-HARD-HEAD$25.004/16/2011 4:49:15 AM
greenback-guard$25.004/16/2011 5:03:44 AM
power-secret-agent$25.004/16/2011 7:27:43 AM
cbivitz$60.004/16/2011 6:21:29 AM
kendigme$25.004/16/2011 7:09:11 AM
courteous-kindness1$25.004/16/2011 11:31:23 AM
86 Investments
 
Borrower Payment Dependent Notes Series 501070
This series of Notes was issued and sold upon the funding of the borrower loan #48708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $128.91
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2001 Debt/Income ratio: 13%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 9Length of status:10y 6m
Amount delinquent: $60,170 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,464Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: enticing-loan3 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Costs
Purpose of loan:
This loan will be used to close the gap on several unexpected costs related to my upcoming wedding.

My financial situation:
I am a good candidate for this loan because I have a solid loan payment history and have held a stable and excellent paying job with the same company for over 10 years.


Monthly net income: $4500

Housing: $1275
Insurance: $175
Car expenses: $500
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $400
Credit cards and other loans: $450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.004/7/2011 5:03:31 PM
ingenious-deal6$25.004/7/2011 5:29:58 PM
simplelender80$150.004/7/2011 5:17:06 PM
suave-dime6$25.004/7/2011 5:25:21 PM
diplomatic-wealth7$25.004/7/2011 5:30:11 PM
reflective-rupee$44.444/7/2011 8:14:01 PM
responsible-worth113$25.004/10/2011 11:49:36 AM
nerdfactor$25.004/10/2011 10:38:40 PM
vigorous-market5$200.004/13/2011 1:15:23 PM
Weaverville$25.004/14/2011 7:30:41 PM
Midwestvalues$50.004/16/2011 5:59:56 AM
courteous-kindness1$25.004/16/2011 11:31:18 AM
Jack55304$185.004/17/2011 5:32:16 AM
ursus$50.004/18/2011 8:47:15 AM
miked8303$25.004/18/2011 9:19:20 AM
thoughtful-exchange8$50.004/18/2011 11:50:21 AM
laki_haole$50.004/18/2011 10:12:21 AM
finance-prescription$50.004/18/2011 5:50:53 PM
fighter122$50.004/18/2011 9:10:14 PM
asiaratt$50.004/19/2011 4:15:20 AM
tylerfd$25.004/19/2011 4:46:07 AM
money-baron-roth-IRA$30.004/19/2011 7:07:14 AM
the-silver-blaster$50.004/19/2011 9:53:28 AM
loosd$26.904/19/2011 11:39:26 AM
velocity-motivator6$25.004/19/2011 5:21:36 PM
worthy-bid8$25.004/19/2011 5:36:23 PM
Easystreet$25.004/19/2011 5:55:53 PM
careful-moola3$100.004/19/2011 5:59:54 PM
Rob717171$50.004/19/2011 6:00:47 PM
shrewd-income$25.004/19/2011 6:44:27 PM
natural-greenback6$25.004/19/2011 9:41:25 PM
glenium$25.004/20/2011 2:41:05 AM
Dandanrad$25.004/20/2011 8:31:57 AM
bold-shrewd-duty$25.004/20/2011 12:07:02 PM
Ocean713$50.004/20/2011 3:25:55 PM
DER$50.004/20/2011 4:51:30 PM
thegoat1970$38.494/20/2011 5:11:07 PM
thelovebug$38.654/8/2011 1:54:59 PM
fantastic-wampum1$100.004/8/2011 4:37:29 PM
mercuriant$25.004/16/2011 8:30:03 AM
handy-justice$50.004/18/2011 3:12:17 PM
SqueezeKing$25.004/19/2011 1:46:19 AM
birddogsb$50.004/19/2011 5:20:02 AM
jjswanso$50.004/19/2011 5:39:38 AM
Gibbyland$50.004/19/2011 7:48:03 AM
supreme-hope$25.004/19/2011 7:53:18 AM
mckhbnpc$30.004/19/2011 8:46:09 AM
DreDub$50.004/19/2011 10:09:23 AM
inventive-wealth2$25.004/19/2011 12:43:57 PM
reflective-rupee$50.554/19/2011 1:47:53 PM
CoyoteJack$100.004/19/2011 2:24:46 PM
jybank$50.004/19/2011 2:34:26 PM
debt-force$52.974/19/2011 3:23:05 PM
listing-vista$300.004/19/2011 4:29:03 PM
curveylady$28.004/19/2011 4:26:52 PM
umfan123$25.004/19/2011 4:29:25 PM
TheArtOfLogic$50.004/19/2011 4:34:59 PM
red-power-pecan$50.004/19/2011 6:11:05 PM
credit-sycamore4$50.004/19/2011 10:24:30 PM
jazzlender$25.004/20/2011 9:24:35 AM
point-kitten6$100.004/20/2011 11:22:49 AM
TNG812$25.004/20/2011 1:39:04 PM
62 Investments
 
Borrower Payment Dependent Notes Series 501082
This series of Notes was issued and sold upon the funding of the borrower loan #48705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2006 Debt/Income ratio: 14%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,568Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: bold-handy-commitment Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start-up
Purpose of loan:
This loan will be used to for business start-up

My financial situation is good

I am a good candidate for this loan because I have been reliable in paying back loans.


Monthly net income: $2600

Credit cards and other loans: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
atbright$25.004/7/2011 5:31:13 PM
Zolton$100.004/7/2011 5:30:53 PM
indomitable-coin$25.004/7/2011 5:31:40 PM
BxRealtor$25.004/7/2011 5:31:49 PM
helpinghand63$50.004/7/2011 5:26:57 PM
PRGuyinVA$50.004/7/2011 6:11:06 PM
caring-hope2$50.004/8/2011 8:04:22 AM
currency-persimmon$100.004/8/2011 6:41:10 PM
diplomatic-wealth7$25.004/9/2011 6:12:59 PM
patriot897$25.004/10/2011 1:22:41 PM
yield-seeker$25.004/11/2011 8:38:25 AM
simplelender80$100.004/11/2011 6:27:53 PM
Mariner3605$25.004/12/2011 6:42:02 AM
bold-durability-drum$50.004/12/2011 1:43:40 PM
rmbot$75.004/12/2011 5:45:22 PM
availableloan$25.004/13/2011 7:11:37 PM
worthy-bid8$50.004/14/2011 6:14:09 AM
Weaverville$50.004/14/2011 7:28:24 PM
Tradesmanlender$25.004/14/2011 5:35:38 PM
colorfulgardener$25.004/15/2011 1:19:20 AM
AFairDeal$50.004/16/2011 7:34:44 AM
LordKinbote$25.004/16/2011 7:00:40 PM
loyalist1$400.004/17/2011 7:44:43 AM
bid-czar8$50.004/17/2011 5:46:41 PM
Stavros$25.004/18/2011 3:54:11 PM
DreDub$50.004/19/2011 10:18:58 AM
SiebirdLending$25.004/19/2011 10:21:04 AM
philgreen$50.004/19/2011 10:24:56 AM
loot-heart$25.004/19/2011 12:30:26 PM
LightTheWay$195.334/19/2011 5:14:28 PM
Control$25.004/19/2011 5:35:33 PM
momoney2lend$25.004/19/2011 5:38:28 PM
jcfung1$25.004/19/2011 5:29:12 PM
Artist_Blue$25.004/19/2011 5:37:40 PM
medman$25.004/19/2011 5:56:51 PM
silver-buckeye$25.004/19/2011 5:49:44 PM
superb-funds335$25.004/19/2011 7:06:26 PM
best-phenomenal-treasure$25.004/19/2011 7:18:13 PM
OnePoorDude$27.454/20/2011 1:50:10 AM
jazzlender$25.004/20/2011 9:24:36 AM
point-kitten6$100.004/20/2011 11:32:52 AM
ingenious-order783$25.004/20/2011 10:02:20 AM
laughmotel$25.004/20/2011 1:24:49 PM
handy-justice$50.004/20/2011 3:02:08 PM
Chauncey_Gardener$50.004/20/2011 3:04:58 PM
mrpowers5531$25.004/20/2011 3:23:33 PM
riproaringrapids$25.004/20/2011 3:56:47 PM
Lender0010$50.004/20/2011 3:04:17 PM
rolandweary$25.004/20/2011 3:05:01 PM
sanfordproud$50.004/20/2011 3:57:09 PM
DaMoneyTree$25.004/20/2011 3:59:09 PM
ArtemisFitzlebottom$50.004/20/2011 4:00:19 PM
mad-scientist0$25.004/20/2011 4:00:08 PM
Woodworker57$25.004/20/2011 3:17:09 PM
Ocean713$50.004/20/2011 3:25:06 PM
money-blossom110$150.004/20/2011 4:23:25 PM
gracej$25.004/20/2011 3:59:35 PM
Soxxes$25.004/20/2011 4:25:34 PM
organized-payment6$50.004/7/2011 5:24:56 PM
selector568$50.004/8/2011 1:53:10 PM
efficient-treasure0$25.004/8/2011 8:30:23 PM
sharp-trade0$25.004/10/2011 2:52:31 PM
cash-vault$25.004/11/2011 4:22:26 PM
p40thawk$25.004/11/2011 4:49:24 PM
commerce-yeller$50.004/11/2011 8:22:00 PM
socal-lender$25.004/12/2011 4:40:07 PM
RandyL3$25.004/12/2011 5:52:17 PM
Jynxie$31.064/13/2011 2:17:19 AM
enthralling-deal180$50.004/13/2011 5:48:04 AM
c-gurista-5$25.004/13/2011 9:22:38 AM
Bio-physicist$25.004/14/2011 1:56:14 AM
MasterJin$25.004/14/2011 12:13:37 PM
Alpha-AssistU$25.004/15/2011 8:52:29 AM
radforj22$25.004/15/2011 8:29:20 PM
California04$50.004/16/2011 5:05:49 PM
ursus$100.004/18/2011 8:59:09 AM
djh47a$25.004/18/2011 10:46:51 AM
treasure-kazoo$50.004/19/2011 6:19:37 AM
kenji4861$25.004/19/2011 8:16:36 AM
ZackZoo$100.004/19/2011 8:02:08 AM
gnar$25.004/19/2011 8:18:55 AM
paymentologist$50.004/19/2011 9:26:32 AM
rce1964$25.004/19/2011 12:22:49 PM
TheArtOfLogic$50.004/19/2011 4:44:16 PM
Raven39$25.004/19/2011 5:34:38 PM
squadron781$25.004/19/2011 5:51:47 PM
thankful-nickel2$25.004/19/2011 5:50:40 PM
credit-investor5$50.004/19/2011 5:57:01 PM
fantastic-wampum1$100.004/19/2011 5:59:14 PM
palace2$100.004/19/2011 6:14:54 PM
balanced-rupee$50.004/19/2011 6:22:24 PM
jescowa$50.004/19/2011 5:57:43 PM
sharp-income2$25.004/19/2011 6:44:51 PM
upbeat-finance8$25.004/19/2011 6:12:02 PM
orderandprogress$25.004/19/2011 10:21:27 PM
sonnet771$50.004/20/2011 12:49:35 AM
wwwUniversal$25.004/20/2011 2:21:31 AM
productive-finance$27.524/20/2011 2:25:12 AM
upc_tnt$25.004/19/2011 11:04:34 PM
reflective-cash0$50.004/20/2011 5:31:22 AM
msh345$25.004/20/2011 8:36:07 AM
williemc44$25.004/20/2011 12:24:57 PM
Hondo$25.004/20/2011 1:20:50 PM
Ripsaw4U$50.004/20/2011 2:12:38 PM
melodious-fairness$50.004/20/2011 12:44:15 PM
dood2112$25.004/20/2011 3:05:14 PM
Rinastiti$50.004/20/2011 3:26:11 PM
mrfixerupper$25.004/20/2011 3:55:18 PM
GElender$50.004/20/2011 3:57:23 PM
Tlk2drew$50.004/20/2011 4:00:23 PM
sparky1129$50.004/20/2011 4:00:22 PM
credit-panda1$18.644/20/2011 5:02:35 PM
112 Investments
 
Borrower Payment Dependent Notes Series 501146
This series of Notes was issued and sold upon the funding of the borrower loan #48697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,942.79 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Apr-06-2011 
Term: 60 months Listing End date:  Apr-20-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $335.61
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1997 Debt/Income ratio: 7%
Credit score: 860-879 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,119Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: beest Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt and paying taxes
Purpose of loan:
This loan will be used to consolidate the last of my wife & my credit card expenses while paying several thousand in tax payments in April. I owe taxes this year since I own a condo (long term tenant). Unfortunately, I am prevented from claiming interest until I sell the property.

My financial situation:
My wife and I are great candidates for this loan because 1) I have a very stable contracting job with the US Government 2) my wife has a public health career under a long term grant 3) I can pay off this loan immediately (if necessary) but wish to keep current investments in place (mutual funds, 401K, etc).

Thanks for your time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
serene-truth2$50.004/6/2011 5:01:25 PM
reflective-rupee$44.444/6/2011 5:10:10 PM
kanakakm$50.004/6/2011 5:25:13 PM
kenji4861$50.004/6/2011 5:28:31 PM
the-dollar-topper$100.004/6/2011 5:28:37 PM
open-minded-credit4$25.004/6/2011 5:33:31 PM
bds9646$26.004/6/2011 5:40:07 PM
skuba$50.004/6/2011 5:27:16 PM
minista$25.004/6/2011 5:28:43 PM
shamrocker$25.004/6/2011 5:28:48 PM
p40thawk$50.004/6/2011 5:28:56 PM
Toby1montana$75.004/6/2011 5:36:00 PM
MrDavid$100.004/6/2011 9:43:19 PM
axl163$25.004/6/2011 5:42:32 PM
kvandivo$25.004/7/2011 1:43:50 AM
bonus-chosen-one$26.064/7/2011 2:09:55 AM
blot44$25.004/6/2011 5:26:12 PM
Zipperdu$50.004/7/2011 4:26:08 AM
vigilance-frontier$25.004/6/2011 7:02:57 PM
caring-hope2$500.004/7/2011 4:59:52 AM
iolaire$25.004/7/2011 10:58:22 AM
Digs$25.004/7/2011 8:28:47 AM
indomitable-coin$50.004/7/2011 4:34:04 PM
reflective-rupee$444.444/7/2011 4:55:32 PM
exact-gold2$25.004/7/2011 8:33:39 PM
WilliamLeeSims$25.004/7/2011 8:33:24 PM
calbertrand$25.004/8/2011 8:23:46 AM
GoldenGo4$50.004/8/2011 12:41:08 PM
Anny-Disco$50.004/8/2011 12:43:06 PM
AmericanCredit$25.004/8/2011 12:43:01 PM
djh47a$25.004/8/2011 12:48:20 PM
SchaeferJ$25.004/8/2011 1:55:14 PM
astute-fairness0$25.004/8/2011 3:32:45 PM
gsp1885$36.004/8/2011 4:01:50 PM
fascinating-value4$100.004/8/2011 4:22:10 PM
benjamins-utopia$100.004/8/2011 5:34:14 PM
Oakland$50.004/8/2011 6:47:36 PM
dtrain5$25.004/8/2011 7:37:17 PM
efficient-treasure0$25.004/8/2011 8:27:31 PM
Hogpilot$50.004/9/2011 1:02:23 AM
3_boyz$40.004/9/2011 6:49:35 AM
diplomatic-wealth7$25.004/9/2011 6:04:10 PM
OmahaGuy$250.004/10/2011 3:04:04 PM
elbastador$25.004/10/2011 11:31:50 PM
loyalty-czar$55.004/11/2011 6:24:23 AM
secret-santa$25.004/11/2011 2:37:26 PM
mizount$25.004/11/2011 6:08:26 PM
BaxterEvil$25.004/11/2011 6:58:54 PM
worth-excellence4$28.974/11/2011 8:48:34 PM
lanlie$148.934/12/2011 6:09:23 AM
Danylostefan$50.004/12/2011 7:58:01 AM
loanman2007$100.004/12/2011 12:12:16 PM
enterprising-cash0$25.004/12/2011 1:54:20 PM
vulgy$50.004/12/2011 7:57:57 PM
adir1$25.004/12/2011 8:51:17 PM
jarevack$25.004/12/2011 7:56:19 PM
Lender0010$100.004/13/2011 12:04:38 AM
priviot$25.004/13/2011 4:40:22 AM
FlexFunding$50.004/13/2011 7:53:27 AM
balanced-bill7$50.004/13/2011 7:53:02 AM
best-shiny-hope$25.004/13/2011 12:39:45 PM
wamozart$50.004/13/2011 12:43:54 PM
platinum-cargo$25.714/13/2011 3:49:58 PM
asset-control2$200.004/13/2011 3:11:55 PM
FL-Lender$25.004/13/2011 7:55:07 PM
zone6$50.004/14/2011 2:35:01 AM
mcabery$200.004/14/2011 3:21:14 AM
gothampark$25.004/14/2011 2:42:53 PM
ZackZoo$100.004/14/2011 3:47:36 PM
Weaverville$100.004/14/2011 7:26:53 PM
tenacious-payout$50.004/14/2011 8:57:34 PM
JJ9876$50.004/15/2011 10:03:32 AM
Timchenko_LLC$25.004/15/2011 9:23:14 AM
dharma1$25.004/15/2011 12:10:15 PM
millionlender$200.004/15/2011 1:30:39 PM
elevated-finance$86.214/15/2011 5:48:09 PM
fair-funds$50.004/15/2011 6:35:05 PM
Cheburashka$30.004/16/2011 2:50:34 AM
marwadi-62$100.004/15/2011 7:37:40 PM
Furryone$50.004/15/2011 7:57:51 PM
degster$25.004/16/2011 4:17:42 AM
jdg268$50.004/16/2011 11:19:42 AM
authoritative-capital$27.454/16/2011 9:14:57 AM
penny-finder$25.004/16/2011 9:48:17 AM
nosualcneas$25.004/16/2011 3:54:22 PM
Havana21$200.004/16/2011 2:39:27 PM
fcrick$25.004/16/2011 5:04:17 PM
gpuck$100.004/17/2011 7:53:06 AM
djs81$50.004/17/2011 8:27:21 AM
worthy-value1$50.004/17/2011 5:39:17 PM
corndog4000$115.004/18/2011 12:53:49 AM
pakrbkr$50.004/18/2011 5:29:17 AM
heavenly-interest9$50.004/18/2011 10:49:28 AM
UT2008$50.004/18/2011 4:46:16 PM
blue-relay$25.004/18/2011 5:23:01 PM
jarf$50.004/18/2011 11:55:12 PM
flexible-duty3$25.004/19/2011 5:46:05 AM
Oak-Parker$25.004/19/2011 5:52:42 AM
MO_Investor$25.004/19/2011 6:01:23 AM
nicklds$25.004/19/2011 6:12:28 AM
PCGeekWI$100.004/19/2011 6:21:02 AM
jeffpac$50.004/19/2011 7:04:25 AM
cerebral-dollar773$79.064/19/2011 6:05:48 AM
RMB-Investments$100.004/19/2011 7:51:52 AM
marshallmanhattan$25.004/19/2011 7:06:14 AM
vollynet$75.004/19/2011 9:55:52 AM
newest-funds-powerplant$50.004/19/2011 9:48:47 AM
DreDub$100.004/19/2011 10:07:26 AM
credit-delight4$50.004/19/2011 11:28:28 AM
nuclearmoose$50.004/19/2011 1:39:33 PM
Chuppie$25.004/19/2011 1:49:41 PM
okibee7$25.004/19/2011 1:17:19 PM
best-deal-banker$50.004/19/2011 4:16:08 PM
kind-genuine-dough$50.004/19/2011 4:19:18 PM
balance-force$30.004/19/2011 5:13:29 PM
Sixmil$100.004/19/2011 5:35:10 PM
velocity-solo$25.004/19/2011 5:31:17 PM
Rob717171$50.004/19/2011 6:01:15 PM
contract-festival7$34.154/19/2011 6:41:01 PM
julijask$50.004/19/2011 7:15:32 PM
balanced-rupee$100.004/19/2011 6:29:56 PM
senior1$25.004/19/2011 7:26:44 PM
create42xn$50.004/19/2011 6:30:31 PM
orderandprogress$25.004/19/2011 10:21:08 PM
intrepid-loot$125.004/20/2011 6:01:28 AM
jazzlender$25.004/20/2011 9:24:14 AM
yogi1975$25.004/20/2011 2:35:54 PM
USMC0311$50.004/20/2011 2:29:25 PM
Jassi$25.004/20/2011 3:15:25 PM
Hondo$50.004/20/2011 1:13:29 PM
LenderByDay$25.004/20/2011 3:20:35 PM
locomotive7$50.004/20/2011 3:18:55 PM
mistertao$25.004/20/2011 3:24:30 PM
sajitk$25.004/20/2011 3:20:42 PM
ujiba$38.134/20/2011 3:22:53 PM
shadowflame_99$25.004/20/2011 3:39:20 PM
useful-currency$25.004/20/2011 4:00:31 PM
saysana$25.004/20/2011 3:16:35 PM
DadWarbucks$50.424/20/2011 4:12:05 PM
JazzFranchise$26.294/20/2011 4:12:42 PM
Emgolda$25.004/20/2011 3:20:45 PM
interest-fox7$50.004/20/2011 4:16:50 PM
ramsbladder$25.004/20/2011 4:17:12 PM
credit-investor5$50.004/20/2011 4:17:46 PM
aasx1108$25.004/20/2011 4:18:06 PM
lancetc$50.004/20/2011 4:16:45 PM
blue-sturdy-bazaar$50.004/20/2011 4:17:02 PM
ArtemisFitzlebottom$50.004/20/2011 4:20:00 PM
pwkpwk$25.004/20/2011 4:17:28 PM
Soxxes$25.004/20/2011 4:25:22 PM
ChristopherHS$25.004/20/2011 4:34:22 PM
Blue_HorseShoe$25.004/20/2011 4:16:55 PM
power-mad-scientist$25.004/20/2011 4:17:44 PM
gpuck$25.004/20/2011 4:46:08 PM
jescowa$50.004/6/2011 5:24:59 PM
kyomoon$50.004/6/2011 5:26:24 PM
patriot897$50.004/6/2011 5:27:09 PM
worthy-bid8$100.004/6/2011 5:29:05 PM
Dollars4Rent$50.004/6/2011 5:29:13 PM
Delamere$50.004/6/2011 5:24:27 PM
logical-reward8$25.004/6/2011 5:24:38 PM
DukSerduk$25.004/6/2011 5:24:45 PM
awwaww$30.554/7/2011 1:38:33 AM
restless-balance9$50.004/7/2011 4:27:57 AM
availableloan$25.004/7/2011 7:06:35 AM
indomitable-coin$50.004/6/2011 5:02:05 PM
subtle-revenue0$25.004/7/2011 8:05:24 AM
scrappy-bonus2$25.004/6/2011 5:03:41 PM
meux99$25.004/6/2011 5:27:12 PM
Fearless_Lender$25.004/6/2011 5:31:32 PM
bjmazur$25.004/7/2011 1:43:14 AM
get30inc$25.434/7/2011 1:56:42 AM
lagnisiruk$25.004/7/2011 8:06:31 AM
delicious-loan093$100.004/7/2011 1:47:18 PM
MiniBank998$25.004/7/2011 3:22:32 PM
currency-persimmon$100.004/7/2011 11:12:10 AM
community-pipeline$25.004/7/2011 9:00:15 PM
bill-appraiser7$25.004/8/2011 5:08:29 AM
calbertrand$50.004/8/2011 8:18:32 AM
vigilance-spinner3$25.004/8/2011 10:12:37 AM
Guiren$161.354/8/2011 10:41:02 AM
sparky1129$50.004/8/2011 1:32:15 PM
jazz619$25.004/8/2011 5:49:32 PM
YesMoney$25.004/8/2011 10:24:43 PM
JGuide$25.004/9/2011 6:44:43 AM
Gibbyland$100.004/9/2011 11:39:35 AM
gojackgo$50.004/9/2011 2:22:08 PM
conductor49$25.004/9/2011 4:45:53 PM
reflective-rupee$444.444/10/2011 8:50:38 PM
srgriff$25.004/11/2011 9:20:15 AM
ore-genius2$100.004/11/2011 11:12:10 AM
davisfl$100.004/11/2011 2:35:03 PM
wbahl$25.004/11/2011 2:36:04 PM
economy-equilibrium7$30.604/11/2011 6:21:53 PM
bayinvestor$25.004/12/2011 12:17:17 AM
selector568$200.004/12/2011 2:42:27 AM
a-responsible-return$38.014/12/2011 2:48:59 AM
friendlyviking$25.004/12/2011 3:37:26 AM
goat361$50.004/12/2011 6:47:14 AM
consulguru$500.004/12/2011 10:52:32 AM
consulguru$40.004/12/2011 10:45:16 AM
sharp-income2$25.004/12/2011 10:14:33 AM
ytjameslee$50.004/12/2011 3:32:03 PM
emo13$50.004/12/2011 8:26:52 PM
kulender$50.004/13/2011 2:19:09 AM
unclejaef$25.004/13/2011 7:52:54 AM
financial-frenzy$25.004/13/2011 7:53:50 AM
rate-allocator$50.004/13/2011 1:00:55 PM
gardenglow$25.004/13/2011 1:26:28 PM
syounker$25.004/13/2011 7:07:51 PM
cash-cymbal$100.004/13/2011 7:55:58 PM
wise-silver-wonder$25.004/14/2011 11:22:39 AM
MasterJin$25.004/14/2011 12:06:50 PM
conductor146$25.004/14/2011 5:22:31 PM
The_Loan_Ranger$50.004/14/2011 7:40:09 PM
Huck007$55.004/15/2011 4:52:56 AM
Preteur$25.004/15/2011 6:06:59 AM
GodzillaLending$25.004/15/2011 7:19:37 AM
bglender$50.004/15/2011 9:24:21 AM
mrgoldy$25.004/15/2011 8:51:45 AM
friendly-moola0$500.004/15/2011 2:33:40 PM
radforj22$36.814/16/2011 4:52:27 AM
reinforced-reward$25.004/16/2011 5:58:19 AM
Trident-Fund$35.004/16/2011 1:14:50 PM
Jimmy_SoCal$33.494/16/2011 12:20:59 PM
groovychick$25.004/16/2011 1:29:36 PM
thankful-nickel2$50.004/16/2011 7:09:31 PM
California04$50.004/16/2011 5:05:43 PM
depalma13$50.004/16/2011 6:58:11 PM
protargol$50.004/17/2011 8:13:23 AM
Lotsofbears$25.004/17/2011 11:23:01 AM
alpinaut$25.004/17/2011 7:49:50 AM
Steveoo1$50.004/17/2011 10:56:24 AM
a-resplendent-commitment$25.004/17/2011 10:57:19 AM
faithey$50.004/17/2011 11:54:25 AM
flexiboy35$25.004/17/2011 4:10:34 PM
NorthwestValue$25.004/18/2011 7:39:21 AM
BankofBeth$25.004/18/2011 4:58:51 PM
perlindc$100.004/18/2011 5:29:16 PM
MusicFarker$25.004/18/2011 5:18:53 PM
compoundinterest$26.304/19/2011 1:51:31 AM
RedCentre$404.914/19/2011 1:56:10 AM
Jopok$25.004/19/2011 5:25:46 AM
b1geasy$25.004/19/2011 6:17:08 AM
birchbark86$50.004/19/2011 7:07:05 AM
valueguru$100.004/19/2011 7:20:33 AM
discrete-asset$25.004/19/2011 8:48:18 AM
damage$25.004/19/2011 8:25:19 AM
fund-tom-tom6$25.004/19/2011 12:44:35 PM
BikesUnlimited$25.004/19/2011 12:51:19 PM
78$30.004/19/2011 5:29:36 PM
Reddy_Capital$25.004/19/2011 5:53:52 PM
peb44$25.004/20/2011 2:13:38 AM
handy-wealth0$50.004/20/2011 6:44:44 AM
rmartin7414$25.004/20/2011 6:06:48 AM
Natronpee$25.004/20/2011 2:14:18 AM
the-financier814$25.004/20/2011 9:11:35 AM
wwwUniversal$25.004/20/2011 9:22:01 AM
payment-pursuit3$50.004/20/2011 9:34:30 AM
ZeoInvestments$25.004/20/2011 9:36:38 AM
new-thrilling-principal$25.004/20/2011 11:34:10 AM
reward-planetarium$50.004/20/2011 11:59:16 AM
ebusinessagent$25.004/20/2011 2:39:13 PM
NMGbank$25.004/20/2011 2:49:17 PM
gzeo$25.004/20/2011 3:19:59 PM
BiggestG$25.004/20/2011 3:20:32 PM
unassuming-note$25.004/20/2011 3:21:01 PM
latestone$25.004/20/2011 3:17:58 PM
dumbass$25.004/20/2011 3:20:40 PM
a-truth-upholder$25.004/20/2011 3:23:20 PM
thedoctor$100.004/20/2011 3:49:34 PM
newest-bountiful-basis$25.004/20/2011 3:03:49 PM
vigilance-revolutionary$50.004/20/2011 3:57:51 PM
-Me$50.004/20/2011 4:00:17 PM
Tahoeguy$50.004/20/2011 3:19:02 PM
valiant-liberty4$25.004/20/2011 4:12:37 PM
BlindProphet$50.004/20/2011 4:16:41 PM
the_prince$50.004/20/2011 4:16:59 PM
rjleves$33.644/20/2011 3:22:58 PM
cebgop$25.004/20/2011 4:16:31 PM
rmbot$75.004/20/2011 4:19:13 PM
cash-merry-maker$25.004/20/2011 4:16:52 PM
helpishere777$50.004/20/2011 4:17:33 PM
financelover$50.004/20/2011 4:17:53 PM
gilbrear$25.004/20/2011 4:25:23 PM
rmachi$25.004/20/2011 3:58:52 PM
ManhattanLender$25.004/20/2011 3:59:22 PM
astute-benjamins$25.004/20/2011 4:10:56 PM
acsej$25.004/20/2011 4:16:33 PM
jmainc$25.004/20/2011 4:16:47 PM
newyork6264$25.004/20/2011 4:16:58 PM
potatoepicker$100.004/20/2011 4:19:05 PM
292 Investments
 
Borrower Payment Dependent Notes Series 501290
This series of Notes was issued and sold upon the funding of the borrower loan #48696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-07-2011 
Term: 60 months Listing End date:  Apr-19-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.20% Monthly payment: $197.16
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1980 Debt/Income ratio: 12%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,143Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: a3392 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 0 ( 0% ) 820-839 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
780-799 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 0  
Description
Closing costs for my house
Purpose of loan:
This loan will be used to cover the closing costs for selling my house. I have taken a job at a new company and relocated. I am slightly underwater on my mortgage and recieved a bid on the house that will cover the principal. However, because of the taxes and commission I will need 9500 more to close the deal. The buyer wanted to close fast and my bank will not move fast enough for a short sale.

My financial situation:
I am a good candidate for this loan for many reasons but first, I have a strong finacial history. My credit is good and I have never missed a payment for anything. Next, since the mortgage on the house I am selling is 1015 I will have ample funds to cover the monthly payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
logical-reward8$25.004/7/2011 5:21:06 PM
indomitable-coin$50.004/7/2011 5:24:51 PM
MrDavid$50.004/7/2011 5:27:36 PM
awwaww$50.004/7/2011 5:27:47 PM
kyomoon$50.004/7/2011 5:26:40 PM
thankful-nickel2$50.004/7/2011 5:28:50 PM
currency-persimmon$100.004/7/2011 6:34:06 PM
atbright$25.004/7/2011 5:31:19 PM
meux99$25.004/7/2011 5:31:59 PM
kenji4861$50.004/7/2011 5:32:13 PM
Preteur$25.004/7/2011 8:34:23 PM
bds9646$26.004/7/2011 8:34:40 PM
DavenportCapital$25.004/7/2011 5:59:18 PM
JGB$25.514/7/2011 8:34:00 PM
unforgettable-order9$50.004/7/2011 8:32:54 PM
lloyd_s$25.004/7/2011 8:58:14 PM
Zipperdu$50.004/8/2011 4:49:32 AM
restless-balance9$50.004/8/2011 4:51:52 AM
bill-appraiser7$25.004/8/2011 5:08:39 AM
WilliamLeeSims$25.004/8/2011 12:26:05 PM
dtrain5$25.004/8/2011 7:37:20 PM
efficient-treasure0$25.004/8/2011 8:27:35 PM
GoldenGo4$50.004/9/2011 4:12:49 AM
Isaac007$39.964/9/2011 5:36:33 AM
authoritative-capital$25.004/9/2011 8:59:10 AM
Gibbyland$100.004/9/2011 12:23:08 PM
scratch4you$50.004/9/2011 2:00:08 PM
diplomatic-wealth7$25.004/9/2011 6:04:16 PM
OmahaGuy$150.004/10/2011 2:57:44 PM
GoingFishing$25.004/10/2011 3:54:27 PM
ore-genius2$100.004/11/2011 11:12:14 AM
community-pipeline$25.004/11/2011 2:35:33 PM
runbix7$25.004/11/2011 10:49:18 PM
AmericanCredit$25.004/12/2011 3:38:01 AM
Anny-Disco$50.004/12/2011 3:38:04 AM
benjamins-utopia$100.004/12/2011 3:38:21 AM
honorable-vigilance$100.004/12/2011 8:01:02 AM
sharp-income2$50.004/12/2011 10:16:06 AM
ytjameslee$50.004/12/2011 3:32:13 PM
SCD$25.004/12/2011 8:35:12 PM
benefit-position$25.004/13/2011 6:35:05 AM
frooogal$50.004/13/2011 11:55:09 AM
bluefootedpig$25.004/13/2011 4:26:07 PM
auction-seeker$25.004/13/2011 6:03:08 PM
market-pudding$25.004/13/2011 8:09:34 PM
DrunkenMic$30.004/13/2011 6:50:24 PM
vine99$90.004/13/2011 10:05:24 PM
a-responsible-return$36.404/14/2011 2:35:30 AM
wbahl$25.004/14/2011 10:15:57 AM
Barmas$50.004/14/2011 1:49:31 PM
GodzillaLending$25.004/15/2011 7:19:51 AM
DalCowboys$25.004/15/2011 5:23:52 PM
Furryone$50.004/15/2011 7:59:59 PM
RedCentre$110.744/16/2011 3:17:16 AM
GalileoBob$50.004/16/2011 6:42:11 AM
bill-booster5$25.004/16/2011 10:29:23 AM
groovychick$25.004/16/2011 1:31:45 PM
fcrick$25.004/16/2011 5:04:25 PM
California04$50.004/16/2011 5:05:50 PM
Loan2save$25.004/17/2011 6:32:39 AM
Nicedad72$25.004/17/2011 6:50:35 AM
alpinaut$25.004/17/2011 7:49:57 AM
eclicknsave$25.004/17/2011 1:25:13 AM
protargol$62.894/17/2011 8:14:42 AM
pphantom$50.004/17/2011 5:31:02 PM
Steveoo1$50.004/17/2011 10:56:29 AM
faithey$50.004/17/2011 11:54:29 AM
mcabery$150.004/17/2011 1:22:29 PM
return-owner$25.004/17/2011 10:36:00 PM
corndog4000$100.004/18/2011 12:50:54 AM
pakrbkr$50.004/18/2011 5:29:23 AM
heavenly-interest9$100.004/18/2011 11:03:22 AM
mwb$25.004/18/2011 6:58:51 PM
dontletmoneyfoolya$25.004/18/2011 10:12:16 PM
Cheburashka$30.004/19/2011 1:47:50 AM
perlindc$30.754/19/2011 1:52:34 AM
radforj22$49.404/19/2011 2:28:12 AM
wwwUniversal$25.004/19/2011 2:31:14 AM
reinforced-reward$25.004/19/2011 2:32:35 AM
nicklds$25.004/19/2011 6:12:34 AM
RMB-Investments$100.004/19/2011 7:52:05 AM
damage$25.004/19/2011 8:25:22 AM
compoundinterest$50.004/19/2011 8:03:31 AM
discrete-asset$25.004/19/2011 8:52:26 AM
lawyervon$25.004/19/2011 9:39:05 AM
vollynet$75.004/19/2011 10:02:07 AM
DreDub$100.004/19/2011 10:07:38 AM
nuclearmoose$50.004/19/2011 1:39:41 PM
fund-tom-tom6$25.004/19/2011 12:44:40 PM
Spiv_51$25.004/19/2011 4:44:47 PM
kind-genuine-dough$50.004/19/2011 4:19:25 PM
MoneyForNothing$9.514/19/2011 5:02:32 PM
DukSerduk$25.004/7/2011 5:21:14 PM
cashhelp$60.004/7/2011 5:27:08 PM
jescowa$50.004/7/2011 5:30:15 PM
the-dollar-topper$100.004/7/2011 5:32:20 PM
macgeek$48.604/7/2011 5:33:36 PM
availableloan$25.004/7/2011 5:26:21 PM
serene-truth2$50.004/7/2011 5:30:23 PM
minista$25.004/7/2011 5:32:28 PM
p40thawk$50.004/7/2011 5:32:49 PM
worthy-bid8$100.004/7/2011 5:32:57 PM
subtle-revenue0$25.004/7/2011 5:33:12 PM
BaxterEvil$25.004/7/2011 8:32:52 PM
Toby1montana$75.004/7/2011 8:33:49 PM
reflective-rupee$111.114/7/2011 6:04:18 PM
neighborly-hope6$50.004/7/2011 8:34:21 PM
lagnisiruk$25.004/7/2011 5:33:32 PM
axl163$25.004/7/2011 5:40:42 PM
MONEYLENDER101$100.004/7/2011 8:34:19 PM
iolaire$25.004/7/2011 8:34:46 PM
shamrocker$25.004/7/2011 8:35:16 PM
skuba$100.004/7/2011 9:00:30 PM
CIC$25.004/8/2011 2:34:58 AM
samo102us$25.004/8/2011 5:01:57 AM
hookUup$25.004/8/2011 6:34:21 AM
caring-hope2$200.004/8/2011 7:58:27 AM
dsparrow$30.244/8/2011 9:22:43 AM
exact-gold2$25.004/8/2011 12:40:51 PM
sparky1129$50.004/8/2011 1:32:21 PM
gsp1885$36.004/8/2011 4:03:20 PM
jazz619$25.004/8/2011 5:49:40 PM
preciouschild$100.004/8/2011 6:23:40 PM
Oakland$50.004/8/2011 6:50:31 PM
Hogpilot$50.004/9/2011 1:02:31 AM
gojackgo$50.004/9/2011 2:22:05 PM
GoingFishing$25.004/10/2011 3:55:16 PM
reflective-rupee$444.444/10/2011 8:53:10 PM
srgriff$25.004/11/2011 9:20:21 AM
Jofga$50.004/11/2011 12:09:00 PM
1stBankAndHal$25.004/11/2011 5:52:05 PM
economy-beast$25.004/11/2011 6:27:47 PM
commerce-yeller$50.004/11/2011 9:43:36 PM
patriot897$50.004/12/2011 3:37:01 AM
mizount$25.004/12/2011 3:39:18 AM
djh47a$25.004/12/2011 3:38:10 AM
WSTRDG$30.004/12/2011 2:36:54 PM
senior1$25.004/12/2011 7:07:06 PM
goldsun$25.004/12/2011 5:58:53 PM
Lender0010$100.004/13/2011 12:05:05 AM
missoula$25.004/13/2011 4:37:16 AM
Slapshot$50.004/13/2011 5:25:07 AM
SchaeferJ$25.004/13/2011 7:53:13 AM
emo13$50.004/13/2011 7:55:57 AM
justinology$25.004/13/2011 11:04:04 AM
kristl$25.004/13/2011 5:17:51 PM
syounker$25.004/13/2011 7:07:55 PM
jpblan11$25.004/13/2011 7:08:08 PM
MasterJin$25.004/14/2011 12:06:53 PM
Weaverville$100.004/14/2011 7:26:58 PM
buukyak$25.004/15/2011 6:02:54 AM
wam37$25.004/15/2011 5:44:02 AM
kulender$50.004/15/2011 6:40:54 AM
wise-silver-wonder$25.004/15/2011 7:21:47 AM
bglender$50.004/15/2011 9:24:29 AM
JJ9876$50.004/15/2011 10:03:39 AM
radiant-integrity$500.004/15/2011 9:12:00 AM
jsnryn$33.454/15/2011 10:37:14 AM
kindness-dessert$25.004/15/2011 3:56:02 PM
marwadi-62$100.004/15/2011 7:37:19 PM
palace2$300.004/16/2011 11:49:39 AM
Peacepower$25.004/16/2011 3:46:47 PM
nosualcneas$25.004/16/2011 3:54:27 PM
Havana21$200.004/16/2011 2:39:32 PM
flexiboy35$25.004/17/2011 4:10:42 PM
worthy-value1$50.004/17/2011 5:39:22 PM
ricebin$50.004/17/2011 10:25:19 PM
heavenly-interest9$50.004/18/2011 10:49:35 AM
r48$25.004/18/2011 3:18:07 PM
ryanshain$200.004/18/2011 1:04:37 PM
shellstar$25.004/18/2011 5:07:50 PM
pinnacle10$40.004/18/2011 6:34:34 PM
rakey$25.004/19/2011 2:10:44 AM
jeffpac$50.004/19/2011 7:04:32 AM
valueguru$100.004/19/2011 7:20:50 AM
handy-wealth0$50.004/19/2011 10:02:53 AM
credit-delight4$50.004/19/2011 11:25:47 AM
Snoopylover$25.004/19/2011 3:54:23 PM
balance-force$25.004/19/2011 5:02:22 PM
179 Investments
 
Borrower Payment Dependent Notes Series 502088
This series of Notes was issued and sold upon the funding of the borrower loan #48662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $439.13
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1998 Debt/Income ratio: 14%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 8Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 36 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $53Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: Cluvnupe06 Borrower's state: Georgia Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 17 ( 100% ) 700-719 (Latest)
Principal borrowed: $14,980.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
720-739 (Aug-2009)
720-739 (Oct-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Business Loan to Open My 3rd Store
Purpose of loan: This Loan is to buy Computers and Inventory for my Edible Arrangements Store.

My financial situation:
I am a good candidate for this loan because... I am a 3 year investor with Prosper with over 80 Active loans. I have a great job that is independant of my business where i make over 125k/yr. I have had other prosper loans and have never missed a payment. Being in business hasn't always been so good, we struggled through the down turn and so has my credit score. But I assure all of my lenders that you will never see a missed payment!!!


Monthly net income: $ all 3 stores will net 12K per month plus my net of 8K
Monthly expenses: $
Housing: $ 1400
Insurance: $ 250
Car expenses: 405
Utilities: $ 250
Phone, cable, internet: $ 180
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 390
Charitable Giving: $ 800
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $115.97.
"720+ Credit Score, West Point Grad and prior Army Officer! Also a lender with ~ $1.3k invested!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: I'm interested in your loan. Charitable giving. Almost never on a borrower's listing. Good to see. 1 Please explain the 5 dqs. 2 Mention business not always good. Have your stores been clearing a profit 6 months? 3 Are your stores local to you? - Eaglehigh
A: The 5 dq's have all been addressed. The previous business venture i was in was a lesson in Credit card fraud. I was in international retail and learned the hard way that banks will hold the seller responsible when they have been defrauded by buyers from another country. As far as the Edible Arrangement stores they have both been profitable since opening. The 1st store opened in 2006, 2nd in DEC 2010. Both the 2nd and 3rd stores are local, and will be managed by myself and spouse. (Apr-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Jinja$96.034/13/2011 5:02:11 PM
courteous-bazaar$100.004/13/2011 5:02:33 PM
JGuide$51.994/13/2011 5:14:05 PM
principal-star$30.004/13/2011 5:02:30 PM
halothane_logic$140.004/13/2011 5:17:45 PM
beachfunder$100.004/13/2011 5:18:20 PM
Stalker_Sn$30.004/13/2011 6:00:37 PM
Kennfusion$50.004/13/2011 5:02:14 PM
suave-dime6$25.004/13/2011 5:03:25 PM
thankful-nickel2$25.004/13/2011 6:25:04 PM
coldfuzion$45.984/13/2011 7:19:15 PM
DoctorJoe$25.004/14/2011 4:05:57 AM
Dollars4Rent$25.004/14/2011 1:59:06 AM
rate-hickory$35.004/14/2011 7:33:31 AM
credit-missile$79.564/14/2011 5:31:52 AM
Moe87$31.284/14/2011 3:44:16 AM
investment-artist$25.004/14/2011 8:08:35 AM
Interstate_Rate$50.004/14/2011 9:51:14 AM
organic-treasure$33.184/14/2011 10:03:32 AM
clemclan$34.894/14/2011 10:17:41 AM
reflective-rupee$888.884/14/2011 11:32:50 AM
Phatt-Daddy$125.004/14/2011 1:38:08 PM
larryboy10$50.004/14/2011 7:20:40 PM
credit-missile$50.004/14/2011 6:04:02 PM
Weaverville$25.004/14/2011 7:37:48 PM
loanman2007$400.004/15/2011 4:34:32 AM
ToCreateCashFlow$36.934/15/2011 11:13:46 AM
JGuide$31.994/15/2011 2:57:18 PM
loanasauras$50.004/15/2011 6:24:29 PM
pioneer580$100.004/15/2011 9:49:53 PM
Bob450$25.004/15/2011 7:00:02 PM
upbeat-finance8$50.004/15/2011 6:11:44 PM
jpaulnyc$122.204/16/2011 4:17:48 AM
dammage$25.114/16/2011 4:15:37 AM
loanermn$25.004/16/2011 4:19:32 AM
svandgts$37.934/16/2011 5:00:55 AM
mikeandcat$100.004/16/2011 6:40:42 AM
vigorous-market5$100.004/16/2011 2:51:09 PM
chevy92$52.724/16/2011 3:28:38 PM
Jack55304$185.004/17/2011 5:34:50 AM
nimcha$50.004/17/2011 8:14:27 AM
organic-treasure$29.054/18/2011 5:53:43 AM
cbivitz$375.004/18/2011 2:09:22 PM
SecondChanceLendingSERV$25.004/18/2011 5:35:48 PM
loss-of-control$100.004/18/2011 7:59:37 PM
fireferd$35.004/18/2011 9:43:45 PM
hglrfdom$25.004/19/2011 1:28:45 AM
AEH_Now$25.004/18/2011 10:52:24 PM
organic-treasure$25.484/19/2011 6:04:30 AM
umfan123$25.004/19/2011 6:05:37 AM
loancrusader$50.004/19/2011 6:54:02 AM
persistent-income2$52.004/19/2011 7:51:32 AM
nerdfactor$25.004/19/2011 10:17:34 AM
deal-marauder6$41.434/19/2011 2:31:00 PM
ethicalhumanist$50.004/19/2011 1:08:51 PM
well-rounded-dinero$150.004/13/2011 5:02:17 PM
ingenious-deal6$25.004/13/2011 5:04:03 PM
diplomatic-wealth7$25.004/13/2011 5:04:58 PM
r48$25.004/13/2011 5:05:12 PM
JGuide$31.994/13/2011 5:14:35 PM
MoneyForNothing$25.004/13/2011 5:17:55 PM
inforapenny$50.004/13/2011 5:02:24 PM
loanman2007$100.004/13/2011 5:02:40 PM
reflective-rupee$222.224/13/2011 5:07:59 PM
SolarMoonshine$50.004/13/2011 6:14:59 PM
simplelender80$150.004/13/2011 5:02:37 PM
NekHoldings$25.004/14/2011 5:16:19 AM
lendstats_com$500.004/14/2011 7:49:43 AM
Bill88$25.004/14/2011 9:58:50 AM
organic-treasure$66.824/14/2011 10:01:46 AM
Only_Money$25.004/14/2011 10:44:38 AM
mikeandcat$200.004/14/2011 3:28:44 PM
Oak-Parker$30.224/14/2011 4:19:17 PM
Eaglehigh$25.004/14/2011 6:24:55 PM
Mikale360$36.734/15/2011 7:11:17 AM
KTOWN$25.004/15/2011 6:04:47 AM
WZ3190$25.004/15/2011 6:32:48 AM
natural-point1$25.004/15/2011 8:33:37 AM
PrepWonder$100.004/15/2011 10:25:51 AM
Nerdster1$27.084/15/2011 1:02:53 PM
capital-star5$25.004/15/2011 1:22:39 PM
roxon$25.004/16/2011 2:35:05 AM
kindness-launcher$400.004/16/2011 12:12:05 PM
investmentgroup$25.004/17/2011 1:21:09 AM
thinknovuu$25.004/17/2011 8:24:13 AM
CincyTex$100.004/17/2011 1:04:15 PM
justasoldier$200.004/17/2011 7:32:17 PM
orange-impartial-asset$800.004/18/2011 10:48:24 AM
five-star-note$500.004/18/2011 3:29:10 PM
GrowthAspirations$100.004/18/2011 9:36:32 PM
velocity-winner$25.004/18/2011 9:27:51 PM
credit-missile$25.004/18/2011 7:49:06 PM
beachfunder$25.004/18/2011 9:57:35 PM
The-Lighthouse-Group$50.004/19/2011 3:27:06 AM
Feyenoord$25.004/19/2011 2:15:59 AM
papaloha$100.004/19/2011 3:30:00 AM
legendP$30.004/19/2011 4:30:26 AM
balanced-balance6$25.004/19/2011 7:03:34 AM
Gibbyland$100.004/19/2011 8:08:21 AM
Leshan$333.314/19/2011 10:05:08 AM
amlu1988$25.004/19/2011 10:12:23 AM
chaching$100.004/19/2011 1:03:15 PM
inphri$2,000.004/19/2011 12:07:23 PM
103 Investments
 
Borrower Payment Dependent Notes Series 502736
This series of Notes was issued and sold upon the funding of the borrower loan #48686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2007 Debt/Income ratio: 4%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 4 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: robust-kindness039 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need $2,000 Quick!!!!
Purpose of loan:
This loan will be used to help with the down payment of my first home.

My financial situation:
I am a good candidate for this loan because I have been working very hard to provide for my growing family and am just a little short on the down payment for our first home. I work full time, my wife works full time, and i quarentee that we will pay the loan off in full. The only problem is I need the money by this FRIDAY!!!! Please help.


Monthly net income: $1600
Monthly expenses: $
Housing: $350
Insurance: $39
Car expenses: $100
Utilities: $60
Phone, cable, internet: $114
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/18/2011 9:06:55 AM
ingenious-deal6$25.004/18/2011 9:05:00 AM
SecondChanceLendingSERV$25.004/18/2011 10:15:49 AM
well-rounded-payout0$50.004/18/2011 9:07:52 AM
pembull$50.004/18/2011 9:08:19 AM
dudebrah$25.004/18/2011 11:53:15 AM
RyanM561$25.004/18/2011 11:37:03 AM
Artist_Blue$25.004/18/2011 4:56:18 PM
larryboy10$50.004/18/2011 5:59:01 PM
Banker_Joe$25.004/18/2011 6:36:02 PM
StarshineXL$100.004/18/2011 6:25:53 PM
loan-tycoon0$25.004/18/2011 6:30:15 PM
mrxtravis$25.004/18/2011 5:26:11 PM
credit-elation1$25.004/19/2011 8:37:04 AM
interstellar$50.004/19/2011 10:48:09 AM
Weaverville$25.004/19/2011 10:47:23 AM
VJ_Financial$25.004/19/2011 4:25:10 PM
a-finance-nirvana$25.004/20/2011 2:27:10 AM
Makingitrain$25.004/20/2011 6:40:21 PM
silver-storm$50.004/20/2011 7:37:15 PM
sunny-justice9$25.004/20/2011 8:54:33 PM
master648$27.944/20/2011 6:58:43 PM
glenium$25.004/21/2011 3:40:36 AM
DHolly$25.004/18/2011 9:17:37 AM
simplelender80$100.004/18/2011 9:38:21 AM
suave-dime6$25.004/18/2011 9:06:01 AM
Bob450$25.004/18/2011 3:10:34 PM
reflective-rupee$400.444/18/2011 5:16:21 PM
1-HARD-HEAD$25.004/18/2011 11:26:45 PM
loanman2007$50.004/19/2011 4:59:16 AM
GS-ROCK$25.004/19/2011 10:14:52 AM
wild-orange$100.004/20/2011 1:44:33 AM
Valley-of-the-Dollar$25.004/20/2011 7:07:34 AM
cbivitz$175.004/20/2011 1:35:21 PM
value-allocator1$100.004/20/2011 4:13:55 PM
thankful-nickel2$25.004/20/2011 6:00:02 PM
vutah$25.004/20/2011 6:34:53 PM
scarlet-velvet$25.004/20/2011 8:21:46 PM
Stingray8a$25.004/20/2011 9:27:08 PM
grampy48$25.004/21/2011 3:21:38 AM
Sudoku$21.624/21/2011 3:42:52 AM
41 Investments
 
Borrower Payment Dependent Notes Series 502972
This series of Notes was issued and sold upon the funding of the borrower loan #48667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-19-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1987 Debt/Income ratio: 27%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:30y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: flemme Borrower's state: Indiana Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 65 ( 97% ) 780-799 (Latest)
Principal borrowed: $8,800.00< 31 days late: 2 ( 3% )  
640-659 (Aug-2008)
560-579 (May-2007)
 
Principal balance: $971.68 31+ days late: 0 ( 0% )
Total payments billed: 67  
Description
Look at my Record in Prosper!!!!!!
Purpose of loan: Help with Kids College
Two children in College! Kids have school loans but we need to help with living expenses. We are a great risk and will pay back the amount borrowed. Please give us a chance, you won't be sorry.
Monthly net income: $ 6800.00
Monthly expenses: $ 200.00 (we have one credit card left to pay off)
Housing: $ 1200.00
Insurance: $ 240.00 month
Car expenses: $ 600.00 month (this is for four cars)
Utilities: $ 220.00
Phone, cable, internet: $ 102.00 (we have basic cable)
Food, entertainment: $ 100.00 (we don't spend much on anything)
Clothing, household expenses: $ 100.00 (kids work part time jobs to pay for what they need, we provide food, shelter, cars)
Credit cards and other loans: $ Prosper and one credit card - 300.00
Other expenses: $ We are currently paying for an apartment in Indianapolis for our son, 500.00 a month, plus his gas and food while in Indy. He works part time, but we need to help him.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jhouman$25.004/19/2011 9:07:50 AM
top-courteous-peso$50.004/19/2011 9:13:31 AM
golffish2$50.004/19/2011 9:13:22 AM
Bob450$25.004/19/2011 9:40:51 AM
reflective-rupee$400.444/19/2011 9:59:18 AM
ChoiceInvestments$28.294/19/2011 10:12:20 AM
Champion_Lending$30.004/19/2011 11:32:56 AM
Whipster$25.004/19/2011 11:04:55 AM
mmccoy26$25.004/19/2011 11:59:36 AM
einvest1$25.004/19/2011 2:54:14 PM
jgar_O$25.004/19/2011 2:57:07 PM
thorough-yield1$121.054/19/2011 3:52:34 PM
deal-marauder6$33.574/19/2011 2:46:50 PM
umfan123$25.004/19/2011 3:55:40 PM
LittleMingo$30.004/19/2011 4:15:22 PM
loanman2007$125.004/19/2011 1:56:02 PM
hookUup$25.794/19/2011 4:40:21 PM
responsible-worth113$65.004/19/2011 3:49:37 PM
careful-compassion$25.004/19/2011 4:24:12 PM
vutah$25.004/19/2011 5:11:17 PM
kulender$50.004/19/2011 4:53:59 PM
cbivitz$25.004/19/2011 9:09:38 AM
MilitaryLoans$342.004/19/2011 9:21:58 AM
CoolPlexer$25.004/19/2011 9:09:02 AM
suave-dime6$25.004/19/2011 9:12:18 AM
r48$26.004/19/2011 9:16:23 AM
MoneyForNothing$63.714/19/2011 9:41:54 AM
mrxtravis$25.004/19/2011 9:59:46 AM
Kash2010lu$50.004/19/2011 10:31:35 AM
tolerant-dinero2$30.004/19/2011 10:36:18 AM
thankful-nickel2$25.004/19/2011 10:38:03 AM
Wangchuk$25.004/19/2011 11:29:20 AM
tolerant-dinero2$25.004/19/2011 10:35:55 AM
brightest-dignified-penny$25.004/19/2011 10:41:22 AM
DasMula$57.004/19/2011 11:57:34 AM
credit-missile$100.004/19/2011 12:29:56 PM
lillian27$50.004/19/2011 1:19:28 PM
NekHoldings$25.004/19/2011 12:01:53 PM
StarshineXL$400.004/19/2011 12:03:07 PM
marinbb$100.004/19/2011 1:13:29 PM
ethicalhumanist$25.004/19/2011 1:14:21 PM
money-fort$25.004/19/2011 1:39:30 PM
delicious-loan093$100.004/19/2011 1:56:12 PM
return-grizzly$100.004/19/2011 12:25:48 PM
FinanceEngine$35.004/19/2011 4:50:27 PM
compassion-lotus5$50.004/19/2011 3:54:07 PM
value-allocator1$100.004/19/2011 3:54:40 PM
deepblue34$35.004/19/2011 4:19:00 PM
Artist_Blue$25.004/19/2011 4:55:33 PM
hookUup$25.924/19/2011 4:44:16 PM
MilitaryLoans$801.234/19/2011 5:18:12 PM
51 Investments
 
Borrower Payment Dependent Notes Series 494653
This series of Notes was issued and sold upon the funding of the borrower loan #48665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $245.50
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1989 Debt/Income ratio: 11%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:25y 5m
Amount delinquent: $0 Total credit lines: 40 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $703Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: the-dignified-euro Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
660-679 (Mar-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
dignified euro
Purpose of loan:
This loan will be used to... purchase property

My financial situation: excellent
I am a good candidate for this loan because...


Monthly net income: $ 5,000
Monthly expenses: $ 200
Housing: $1300
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $260
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/6/2011 5:04:07 PM
atbright$25.004/6/2011 5:05:04 PM
vutah$50.004/6/2011 9:29:39 PM
competent-p2p$33.864/7/2011 7:06:39 AM
JustMee$25.004/7/2011 6:14:54 AM
SolarMoonshine$25.004/6/2011 6:39:46 PM
patriot897$25.004/7/2011 9:54:44 AM
tntmojave$47.894/9/2011 3:44:02 AM
bold-durability-drum$50.004/9/2011 7:02:40 AM
yield-seeker$25.004/11/2011 8:37:58 AM
CoolPlexer$25.004/12/2011 9:23:04 PM
enthralling-deal180$50.004/13/2011 5:47:52 AM
SiebirdLending$25.004/13/2011 5:25:36 PM
hostbank$100.004/13/2011 5:25:54 PM
sharp-trade0$25.004/14/2011 9:08:51 AM
petsheep$25.004/14/2011 9:43:31 AM
MasterJin$25.004/14/2011 12:13:22 PM
kenji4861$25.004/14/2011 4:20:55 PM
myworld701$25.004/15/2011 6:37:36 AM
Alpha-AssistU$25.004/15/2011 8:51:33 AM
reflective-dollar8$50.004/15/2011 10:01:46 AM
AFairDeal$50.004/16/2011 7:34:39 AM
RandyL3$25.004/16/2011 11:55:10 AM
Robert99$25.004/16/2011 11:14:57 AM
palace2$400.004/16/2011 11:54:29 AM
LordKinbote$25.004/16/2011 7:00:24 PM
California04$50.004/16/2011 5:05:39 PM
ursus$100.004/18/2011 8:58:51 AM
djh47a$25.004/18/2011 10:46:44 AM
mad-scientist0$25.004/18/2011 3:51:15 PM
GCInvestments$25.004/18/2011 5:19:27 PM
merciful-yield$60.584/18/2011 5:35:25 PM
handy-justice$100.004/18/2011 8:36:29 PM
itskarma$25.004/18/2011 6:44:54 PM
George13$100.004/18/2011 9:10:10 PM
Oak-Parker$27.364/19/2011 4:29:02 AM
thestartuplender$50.004/19/2011 4:59:38 AM
bejfishing$25.004/19/2011 5:40:33 AM
PCGeekWI$50.004/19/2011 6:23:03 AM
loanman2007$50.004/19/2011 4:49:27 AM
revenue-appraiser$25.004/19/2011 6:30:54 AM
Machbannai$31.894/19/2011 5:03:35 AM
capital-blueberry$25.004/19/2011 6:39:56 AM
bonus-quark4$25.004/19/2011 7:01:37 AM
treasure-kazoo$50.004/19/2011 6:19:28 AM
gnar$25.004/19/2011 8:18:43 AM
best-lean-yield$50.004/19/2011 9:35:40 AM
DreDub$100.004/19/2011 10:08:15 AM
gogene2002$25.004/19/2011 10:47:18 AM
philgreen$50.004/19/2011 10:24:44 AM
r48$25.004/19/2011 10:40:15 AM
Sixmil$100.004/19/2011 10:46:44 AM
loot-heart$25.004/19/2011 12:30:14 PM
lawyervon$25.004/19/2011 5:02:46 PM
bullwink27$25.004/19/2011 5:21:50 PM
downtownfarm$25.004/19/2011 5:24:23 PM
OldFriend$25.004/19/2011 5:25:12 PM
EvalCrux$50.004/19/2011 5:29:33 PM
credit-investor5$50.004/19/2011 4:59:11 PM
LoisLoan$25.004/19/2011 5:32:18 PM
camaraderi-workhorse$25.004/19/2011 5:38:53 PM
sungbaek$25.004/19/2011 5:24:17 PM
Artist_Blue$25.004/19/2011 5:37:26 PM
compassionate-fairness6$25.004/19/2011 5:27:55 PM
MoneyForNothing$2.954/19/2011 5:39:06 PM
Zolton$100.004/6/2011 5:04:37 PM
simplelender80$100.004/6/2011 5:04:52 PM
Peterman$25.004/6/2011 5:05:28 PM
BxRealtor$25.004/6/2011 5:05:55 PM
SOP_Bank$25.004/7/2011 6:05:00 AM
hookUup$25.004/7/2011 7:45:33 AM
commerce-yeller$30.004/6/2011 5:03:16 PM
thankful-nickel2$50.004/6/2011 5:37:35 PM
DoctorJoe$25.004/7/2011 4:06:06 AM
p40thawk$25.004/7/2011 9:53:08 AM
caring-hope2$50.004/7/2011 5:06:40 AM
delicious-loan093$25.004/7/2011 1:57:07 PM
Mariner3605$25.004/7/2011 4:49:19 PM
indomitable-coin$50.004/8/2011 6:11:52 AM
efficient-treasure0$25.004/8/2011 8:29:59 PM
diplomatic-wealth7$25.004/9/2011 6:12:38 PM
1stBankAndHal$25.004/11/2011 5:52:03 PM
finance-symphony7$25.004/11/2011 7:27:52 PM
green-dollar-equinox$50.004/12/2011 1:17:47 PM
enterprising-cash0$25.004/12/2011 1:53:38 PM
rmbot$75.004/12/2011 5:45:21 PM
Tradesmanlender$25.004/13/2011 12:22:27 PM
DrunkenMic$30.004/13/2011 6:46:51 PM
worthy-bid8$50.004/14/2011 6:13:49 AM
loyalty-sherpa$25.004/14/2011 5:22:53 PM
Weaverville$50.004/14/2011 7:28:13 PM
Firescreek$25.004/15/2011 6:47:15 AM
radforj22$25.004/15/2011 7:34:43 AM
eloquent-dime416$50.004/15/2011 12:44:43 PM
diversifylender$50.004/16/2011 11:55:13 AM
Peacepower$50.004/16/2011 3:50:39 PM
loyalist1$500.004/17/2011 7:44:36 AM
bradfid$25.004/17/2011 9:16:04 PM
rdrloan$50.004/18/2011 8:04:55 AM
bid-czar8$50.004/17/2011 5:46:29 PM
Spiderman55$25.004/18/2011 7:41:11 AM
jcfung1$25.004/18/2011 9:34:49 AM
commitment-cadence$50.004/18/2011 5:11:56 PM
dudebrah$35.004/18/2011 6:09:33 PM
investment-comet$25.004/18/2011 6:20:45 PM
junctionking$28.114/18/2011 5:57:14 PM
Dubbs360$100.004/18/2011 7:07:39 PM
income-awakening6$25.004/18/2011 7:16:52 PM
callmebryan$25.004/18/2011 7:38:14 PM
Raven39$25.004/18/2011 7:51:33 PM
peso-tiramisu$25.004/18/2011 5:54:05 PM
_NaLNaBB$200.004/18/2011 8:34:26 PM
szetheli$127.004/18/2011 7:21:22 PM
velvetsmog$60.004/18/2011 9:12:32 PM
Kerrysbay$50.004/19/2011 1:47:18 AM
titilsbie14$40.004/18/2011 10:18:54 PM
wild-orange$50.004/18/2011 10:23:00 PM
goodhearted-basis4$34.844/18/2011 11:56:40 PM
newest-generous-income$25.004/19/2011 12:11:47 AM
availableloan$25.004/18/2011 9:00:38 PM
CaliforniaSun$25.004/18/2011 10:12:16 PM
wwwUniversal$25.004/19/2011 2:32:07 AM
zippy-revenue8$25.004/19/2011 5:25:29 AM
ghinga$25.004/19/2011 4:33:12 AM
Johnab$25.004/19/2011 4:54:27 AM
Sol_Invictus$25.004/19/2011 5:38:06 AM
pure-fairness$25.004/19/2011 6:13:30 AM
generator596$30.004/19/2011 6:23:22 AM
reward-dynamo$50.004/19/2011 6:50:39 AM
commerce-yeller$50.004/19/2011 6:51:57 AM
GElender$25.004/19/2011 6:39:08 AM
the-silver-blaster$50.004/19/2011 9:52:47 AM
paymentologist$50.004/19/2011 9:26:11 AM
The_dude_01$25.404/19/2011 10:05:35 AM
durability-halibut$25.004/19/2011 11:24:59 AM
friendly-moola0$400.004/19/2011 4:09:48 PM
riproaringrapids$25.004/19/2011 4:42:11 PM
Barrayaran$25.004/19/2011 3:29:49 PM
dexstjames$50.004/19/2011 4:48:25 PM
upbeat-finance8$50.004/19/2011 4:57:18 PM
careful-moola3$100.004/19/2011 5:02:18 PM
Reddy_Capital$25.004/19/2011 5:25:23 PM
DDPrime$50.004/19/2011 4:57:36 PM
ptjg$50.004/19/2011 5:27:28 PM
coin-investor$25.004/19/2011 5:31:59 PM
fantastic-wampum1$100.004/19/2011 5:01:29 PM
Cluvnupe06$30.124/19/2011 5:29:59 PM
p2p-czar3$25.004/19/2011 5:37:21 PM
mattpet$25.004/19/2011 5:38:33 PM
dough-hammock$25.004/19/2011 5:23:10 PM
fandacom$50.004/19/2011 5:30:01 PM
picklesforarthur$50.004/19/2011 5:34:33 PM
balanced-treasure4$50.004/19/2011 5:37:02 PM
jigsaw$100.004/19/2011 5:38:00 PM
LiveFreeand$50.004/19/2011 5:38:21 PM
155 Investments
 
Borrower Payment Dependent Notes Series 495699
This series of Notes was issued and sold upon the funding of the borrower loan #48682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $552.09
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-2004 Debt/Income ratio: 8%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,671Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: trade-colonel Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a great investment opportu
Purpose of loan:
This loan will be used to for an investment that has great potential and minimal risk.

My financial situation:
I am a good candidate for this loan because...

1. average net saving : $1500 - $2000/month
2. stable job and income
3. responsible, good personal financial management knowledge

These numbers are pulled from mint.com
Monthly net income: $5,619.97/month(after tax/401/health insurance etc).
Gross Income: $94,540
Monthly expenses: $3,615/month
Housing: $1000
Insurance: $221 ( 2 cars )
Car expenses: $176 gas + $128(parts and services) cars are paid
Utilities: $130 cellphone
Food, entertainment: $310
Shopping: $220
Home Improvement Debt: $20,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
p40thawk$50.004/7/2011 9:08:24 AM
indomitable-coin$25.004/7/2011 9:02:53 AM
kyomoon$50.004/7/2011 9:03:24 AM
serene-truth2$50.004/7/2011 9:05:16 AM
skuba$50.004/7/2011 9:08:01 AM
minista$25.004/7/2011 9:08:17 AM
worthy-bid8$100.004/7/2011 9:08:26 AM
blot44$50.004/7/2011 9:09:00 AM
MONEYLENDER101$64.484/7/2011 11:44:53 AM
MiniBank998$25.004/7/2011 3:22:30 PM
iolaire$25.004/7/2011 10:58:20 AM
currency-persimmon$100.004/7/2011 11:12:44 AM
the-dollar-topper$100.004/7/2011 9:08:12 AM
subtle-revenue0$25.004/7/2011 9:09:55 AM
financeboy$25.004/7/2011 11:44:43 AM
CapeDollars$35.604/7/2011 4:42:43 PM
Tom579$50.004/7/2011 11:44:19 AM
pragmatic-contract$50.004/7/2011 11:44:55 AM
Preteur$25.004/7/2011 11:45:09 AM
kanakakm$50.004/7/2011 11:46:24 AM
bds9646$26.004/7/2011 11:46:51 AM
WilliamLeeSims$25.004/8/2011 12:25:51 PM
community-pipeline$25.004/8/2011 12:42:34 PM
sparky1129$50.004/8/2011 1:32:16 PM
Anny-Disco$50.004/8/2011 1:55:21 PM
selector568$112.734/8/2011 1:53:14 PM
djh47a$25.004/8/2011 1:55:24 PM
jazz619$25.004/8/2011 5:49:34 PM
Hogpilot$50.004/9/2011 1:02:27 AM
gojackgo$50.004/9/2011 2:22:07 PM
diplomatic-wealth7$25.004/9/2011 6:04:12 PM
OmahaGuy$100.004/10/2011 3:22:33 PM
srgriff$25.004/11/2011 9:20:17 AM
ore-genius2$100.004/11/2011 11:12:12 AM
SchaeferJ$25.004/11/2011 2:35:37 PM
davisfl$100.004/12/2011 3:37:29 AM
wbahl$25.004/12/2011 3:38:20 AM
a-responsible-return$50.004/12/2011 3:39:44 AM
enterprising-cash0$25.004/12/2011 1:54:22 PM
ytjameslee$50.004/12/2011 3:32:05 PM
friendlyviking$25.004/13/2011 7:52:59 AM
syounker$25.004/13/2011 7:07:52 PM
MasterJin$25.004/14/2011 12:06:51 PM
conductor146$25.004/14/2011 5:22:33 PM
bglender$50.004/15/2011 9:24:24 AM
Timchenko_LLC$25.004/15/2011 9:23:16 AM
JJ9876$50.004/15/2011 10:03:35 AM
iLoaner$25.004/15/2011 11:34:48 AM
alpinaut$25.004/17/2011 7:49:52 AM
faithey$50.004/17/2011 11:54:26 AM
flexiboy35$25.004/17/2011 4:10:36 PM
Steveoo1$50.004/17/2011 10:56:26 AM
worthy-value1$50.004/17/2011 5:39:19 PM
pakrbkr$50.004/18/2011 5:29:19 AM
mecaterpillar$25.004/17/2011 9:04:58 PM
NorthwestValue$25.004/18/2011 7:39:22 AM
heavenly-interest9$50.004/18/2011 10:49:30 AM
radforj22$50.004/18/2011 4:46:36 PM
degster$25.004/18/2011 4:53:05 PM
perlindc$100.004/18/2011 5:29:20 PM
capital-star5$25.004/18/2011 9:08:26 PM
compoundinterest$50.004/19/2011 8:03:26 AM
valueguru$100.004/19/2011 7:20:43 AM
damage$25.004/19/2011 8:25:20 AM
inventive-wealth2$25.004/19/2011 10:00:05 AM
bewitching-asset3$25.004/19/2011 10:43:43 AM
inphri$2,000.004/19/2011 12:31:57 PM
fund-tom-tom6$25.004/19/2011 12:44:37 PM
Kaladen$50.004/19/2011 2:18:07 PM
kind-genuine-dough$50.004/19/2011 4:19:21 PM
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create42xn$50.004/19/2011 6:30:32 PM
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peb44$25.004/20/2011 3:23:05 PM
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-Me$50.004/20/2011 4:19:57 PM
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thedoctor$95.874/20/2011 3:49:35 PM
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antlr$50.004/20/2011 5:45:12 PM
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396 Investments
 
Borrower Payment Dependent Notes Series 498117
This series of Notes was issued and sold upon the funding of the borrower loan #48700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-17-2011 
Term: 12 months Listing End date:  Apr-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $330.94
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1997 Debt/Income ratio: 11%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,195Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: borrowing_editor Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A little extra for the wedding
Purpose of loan:
My fianc?e and I will be getting married in a small ceremony and reception in July. We have saved or been gifted nearly enough to pay for it all. In the end, we will fall a month and a half short of our savings goal. Had I not been laid off for over a year, we?d be fine. We have been dating for over eight years and live responsibly, with no plans to spend the money just to get divorced in six months. We appreciate anyone who is willing to lend us a little to fulfill our goal of a small and tasteful wedding. We are both in stable jobs that pay us a fair wage. We pay our bills on time and are very responsible with our money.

Monthly net income (combined): $5,200.00
Monthly expenses: $3,200.00
Housing: $1,700.00
Insurance: $0
Car expenses: $0
Utilities: $60.00
Phone, cable, internet: $320.00
Food, entertainment: $520.00
Clothing, household expenses: $280.00
Credit cards and other loans (including student loans): $320.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
tacologic has invested a total of $50.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
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suave-dime6$25.004/17/2011 12:02:12 PM
vutah$25.004/17/2011 10:28:33 PM
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historic-loan1$25.004/19/2011 7:55:33 PM
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sunny-justice9$25.004/20/2011 9:06:20 PM
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mwb$25.004/21/2011 1:00:25 PM
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dollar-sonnet3$50.004/17/2011 12:11:10 PM
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ryan6853$25.004/19/2011 8:29:45 AM
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loss-of-control$100.004/20/2011 5:36:52 PM
gothampark$25.004/20/2011 6:47:07 PM
courteous-bazaar$200.004/20/2011 5:55:39 PM
Calif-smo$25.004/20/2011 9:49:09 PM
loanman2007$250.004/21/2011 4:43:26 AM
Bill88$25.004/21/2011 8:23:53 AM
klend4$25.004/21/2011 9:30:43 AM
tacologic$50.004/21/2011 7:22:37 AM
jedi8$25.004/21/2011 7:32:34 AM
wellsfrugal$50.004/21/2011 10:52:58 AM
smooothymon$25.004/21/2011 10:34:03 AM
green-dollar-equinox$80.004/21/2011 11:19:10 AM
ultimate-dough0$25.004/21/2011 11:48:49 AM
economy-conqueror1$50.004/21/2011 9:50:45 AM
top-commerce-rumbler$155.034/21/2011 10:17:44 AM
47 Investments
 
Borrower Payment Dependent Notes Series 499669
This series of Notes was issued and sold upon the funding of the borrower loan #48653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2001 Debt/Income ratio: 15%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 8Length of status:1y 7m
Amount delinquent: $1,606 Total credit lines: 36 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,981Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: diligent-ore8 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help
Purpose of loan: Consolidate bills
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I will have only one payment a month and will be reliable when it comes to paying it back.


Monthly net income: $1200
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $400
Utilities: $
Phone, cable, internet: $
Food, entertainment: $80
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: There are three delinquencies referenced in your credit profile. Can you tell us about them? - intrepid-loot
A: The Delenquencies will be taken care of with the loan. All of my accounts should be up to date now, however I am going through some financial difficulty at the moment which is why I am trying to consolidate with the loan. Thank you (Apr-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/28/2011 9:08:05 AM
lean-ore9$25.003/30/2011 5:14:06 PM
kindness-launcher$800.004/3/2011 4:19:37 PM
Mocaba$100.004/4/2011 4:00:17 PM
Rosencranz$25.004/4/2011 5:42:38 PM
yons88$33.984/5/2011 10:19:02 AM
IASKGOD$25.004/6/2011 9:16:40 AM
exponential-peace5$25.004/6/2011 3:54:58 PM
Longfellow20011$25.004/7/2011 5:41:56 PM
wbwill$25.004/7/2011 5:22:51 PM
transparency-grasshopper$25.004/8/2011 5:48:52 PM
curriculum7$25.004/9/2011 7:20:17 AM
point-enforcer$25.004/9/2011 10:58:33 AM
aldeed$150.004/10/2011 3:20:27 PM
investment-habanero8$100.004/11/2011 4:54:35 AM
impressive-loan9$79.884/11/2011 6:19:15 AM
euro-spark$100.004/11/2011 7:42:31 AM
lend4life13$25.004/4/2011 3:09:03 PM
jakdwak$25.004/5/2011 4:14:20 PM
phoenix08$25.004/8/2011 7:10:54 PM
proper-penny7$25.004/9/2011 11:51:37 PM
eboomer2611$25.004/10/2011 12:15:39 PM
sharp-trade0$25.004/10/2011 2:47:18 PM
impala6464$100.004/10/2011 6:41:11 PM
Vegnagun$25.004/10/2011 7:25:05 PM
handshake52$25.004/10/2011 7:57:52 PM
zippy-market5$25.004/11/2011 7:07:03 AM
27 Investments
 
Borrower Payment Dependent Notes Series 499993
This series of Notes was issued and sold upon the funding of the borrower loan #48658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1980 Debt/Income ratio: 16%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 3 Current / open credit lines: 1 / 1Length of status:2y 11m
Amount delinquent: $2,041 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $285Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: silver-tent6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...
Pay off credit card and buy a new lawn mower

My financial situation:
I am a good candidate for this loan because...
I have regular income from pension and SSI. I have no other debts.

Monthly net income: $2200
Monthly expenses: $
Housing: $0
Insurance: $340
Car expenses: $200
Utilities: $50
Phone, cable, internet: $55
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks - reflective-rupee
A: The bankruptcy followed a long period of illness. All accounts were current until the case was filed. (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/30/2011 9:06:03 AM
worldly-money4$200.003/30/2011 9:06:24 AM
well-rounded-payout0$50.003/30/2011 9:03:23 AM
ultimate-peace$25.003/30/2011 9:09:26 AM
ingenious-deal6$25.003/30/2011 9:08:45 AM
simplelender80$100.003/30/2011 2:11:54 PM
CA-Lender$100.003/31/2011 5:31:40 PM
diplomatic-wealth7$25.004/1/2011 11:45:01 AM
worthy-bid8$25.004/6/2011 5:02:39 PM
FASTIZIO_P$25.004/7/2011 10:22:56 AM
bountiful-durability$50.004/7/2011 4:19:54 PM
Dubbs360$25.004/8/2011 1:16:08 PM
fortytwo$100.004/8/2011 2:25:45 PM
credit-sycamore4$100.004/8/2011 5:38:21 PM
orange-leverage-phoenix$50.004/8/2011 5:43:49 PM
economy-producer$25.004/8/2011 10:08:14 PM
wwwUniversal$25.004/8/2011 9:28:35 PM
investment-habanero8$100.004/9/2011 4:17:26 AM
careful-note$50.004/9/2011 4:38:07 AM
thankful-nickel2$25.004/9/2011 7:26:23 AM
Bomber$25.014/9/2011 8:05:43 AM
apostle901$25.004/9/2011 12:21:11 PM
financial-frenzy$50.004/9/2011 12:48:38 PM
FirstBank$50.004/9/2011 4:02:51 PM
handy-justice$50.004/9/2011 5:47:16 PM
moola-wildebeest3$50.004/10/2011 5:27:13 AM
sharp-trade0$25.004/10/2011 2:48:27 PM
aldeed$75.004/10/2011 3:24:10 PM
red-power-pecan$50.004/10/2011 4:03:03 PM
DADOF1$32.164/10/2011 4:27:31 PM
goodhearted-basis4$25.003/30/2011 2:13:29 PM
aimm$25.843/31/2011 1:41:28 PM
thelovebug$100.004/1/2011 1:17:53 PM
money-bauble$50.004/7/2011 4:16:21 AM
Tylerh$100.004/7/2011 6:08:08 PM
w3alter$100.004/7/2011 5:45:25 PM
patriot897$25.004/8/2011 3:02:59 PM
fantastic-wampum1$100.004/8/2011 4:33:04 PM
jjswanso$25.004/8/2011 5:43:25 PM
Evolver$37.304/8/2011 6:27:01 PM
ah-long$25.004/9/2011 12:42:40 AM
nowits10$50.004/9/2011 5:02:31 AM
Easystreet$25.004/9/2011 5:38:26 AM
finance-prescription$50.004/9/2011 7:43:24 AM
treasure-expert$25.004/9/2011 11:43:59 AM
YsoSLO$29.694/9/2011 3:04:47 PM
mercuriant$25.004/10/2011 7:54:07 AM
euro-spark$100.004/10/2011 1:40:48 PM
48 Investments
 
Borrower Payment Dependent Notes Series 500083
This series of Notes was issued and sold upon the funding of the borrower loan #48684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,184.09 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-13-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $435.05
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1973 Debt/Income ratio: 14%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:30y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,586Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: best-social-persimmon Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Best-social-persimmon
Purpose of loan:
This loan will be used to remodeling.

My financial situation:
I am a good candidate for this loan because I have very low credit card debt and my debt to income ratio is very favorible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
logical-reward8$25.003/30/2011 5:02:31 PM
axl163$25.003/30/2011 5:13:28 PM
currency-persimmon$100.003/30/2011 5:24:40 PM
selector568$200.003/30/2011 5:02:48 PM
shamrocker$25.003/30/2011 5:06:20 PM
RandomMonkey$25.003/31/2011 4:32:26 AM
awwaww$25.953/31/2011 12:04:59 AM
get30inc$32.043/31/2011 1:56:57 AM
bds9646$26.003/31/2011 1:58:00 AM
DukSerduk$25.003/30/2011 5:02:35 PM
solarwind$25.003/31/2011 4:32:22 AM
Zipperdu$50.003/31/2011 7:42:34 AM
restless-balance9$50.003/31/2011 7:45:30 AM
Preteur$25.003/31/2011 12:06:30 AM
chillware$25.003/31/2011 1:28:07 AM
macgeek$53.663/31/2011 1:55:57 AM
Fearless_Lender$25.003/31/2011 4:32:29 AM
AmericanCredit$25.003/31/2011 4:33:31 AM
worthy-bid8$82.894/1/2011 12:10:33 AM
MONEYLENDER101$100.004/1/2011 5:43:59 AM
SchaeferJ$25.003/31/2011 1:08:48 PM
davisfl$100.004/1/2011 12:10:18 AM
Toby1montana$75.004/2/2011 7:17:54 AM
octoberfresh$30.004/4/2011 4:59:23 PM
benjamins-utopia$100.004/5/2011 6:10:57 PM
credit-investor5$50.004/6/2011 9:34:55 AM
worthy-value1$50.004/6/2011 6:48:36 AM
power-mad-scientist$25.004/6/2011 9:27:49 AM
MrDavid$100.004/6/2011 9:42:56 PM
lagnisiruk$25.004/7/2011 8:06:00 AM
subtle-revenue0$25.004/7/2011 8:04:11 AM
damage$25.004/6/2011 10:52:40 PM
degster$25.004/7/2011 10:24:37 AM
kulender$100.004/7/2011 5:21:53 PM
bill-appraiser7$25.004/8/2011 5:07:56 AM
velocity-solo$25.004/8/2011 1:25:36 PM
sparky1129$50.004/8/2011 1:31:52 PM
UT2008$50.004/8/2011 1:41:04 PM
Castellan$50.004/8/2011 5:37:34 PM
jazz619$25.004/8/2011 5:49:13 PM
Hogpilot$50.004/9/2011 1:02:01 AM
GodzillaLending$25.004/9/2011 3:54:29 AM
ArtemisFitzlebottom$50.004/9/2011 5:56:52 AM
acsej$25.004/9/2011 10:08:05 AM
diplomatic-wealth7$25.004/9/2011 6:03:48 PM
mistertao$25.004/9/2011 6:28:42 PM
a-exponential-hope$25.004/9/2011 9:38:04 PM
dharma1$25.004/10/2011 4:26:38 PM
BlindProphet$50.004/10/2011 5:06:54 PM
freesia54$25.004/11/2011 8:21:58 AM
jigs0910$25.004/11/2011 10:17:15 AM
ore-genius2$100.004/11/2011 11:11:53 AM
acropiloterau2002$25.004/11/2011 2:37:29 PM
baseballfan111$50.004/11/2011 2:33:32 PM
Emgolda$25.004/11/2011 2:32:45 PM
kindness-hickory5$50.004/11/2011 2:34:16 PM
Captain88$25.004/11/2011 2:47:39 PM
TheReaderRabbit$25.004/11/2011 2:48:09 PM
thedoctor$100.004/12/2011 1:49:13 AM
alpinaut$25.004/12/2011 1:48:48 AM
unassuming-note$25.004/12/2011 2:47:44 AM
newest-bountiful-basis$25.004/12/2011 2:58:09 AM
seabass123$25.004/12/2011 8:26:44 AM
tolerant-diversification4$25.004/12/2011 8:08:58 AM
cash-merry-maker$25.004/12/2011 10:53:26 AM
sharp-income2$25.004/12/2011 10:32:13 AM
radforj22$48.804/12/2011 2:39:25 PM
LogicalCC$47.484/12/2011 3:57:43 PM
loan-keeper1$100.004/12/2011 10:56:11 PM
tdswellington$50.004/12/2011 6:41:44 PM
Aimvest$25.004/13/2011 2:05:40 AM
penny-finder$40.004/13/2011 12:19:55 AM
return-beeper$25.004/13/2011 2:47:52 AM
Lender0010$100.004/13/2011 12:04:20 AM
Blue_HorseShoe$25.004/13/2011 5:01:51 AM
compoundinterest$34.404/13/2011 1:42:38 AM
ctgscott$25.004/13/2011 2:36:36 AM
estancias$25.004/13/2011 6:25:02 AM
randsenterprise$25.004/13/2011 5:37:51 AM
commerce-yeller$50.004/13/2011 8:42:43 AM
the_prince$50.004/13/2011 7:19:33 AM
p2p-paradise$50.004/13/2011 9:38:13 AM
nuclearmoose$40.004/13/2011 9:47:23 AM
unassuming-reward$43.414/13/2011 10:35:00 AM
rate-coup9$83.594/13/2011 10:40:43 AM
num1irish$100.004/13/2011 11:46:27 AM
pilla$52.584/13/2011 12:15:41 PM
Dubbs360$100.004/13/2011 12:18:36 PM
reflective-rupee$200.554/13/2011 11:37:01 AM
maximizer$50.004/13/2011 12:09:55 PM
axl163$25.004/13/2011 11:39:25 AM
iem2509$25.004/13/2011 12:12:28 PM
j2ee$25.004/13/2011 11:42:28 AM
best-income-fertilizer$100.004/13/2011 11:46:40 AM
wealth-fighter3$55.004/13/2011 12:22:37 PM
deal-enrichment063$50.004/13/2011 12:02:13 PM
lucrative-coin$68.864/13/2011 12:45:12 PM
worldly-rate3$50.004/13/2011 12:14:25 PM
Bill88$25.004/13/2011 1:25:22 PM
worlds-best-worth2$100.004/13/2011 12:49:57 PM
T-L-B$44.654/13/2011 1:15:06 PM
saysana$25.004/13/2011 1:51:58 PM
platinum-cargo$25.714/13/2011 3:57:27 PM
db2070$50.004/13/2011 4:33:55 PM
HumRaahee$100.004/13/2011 4:48:56 PM
kenji4861$50.003/30/2011 5:04:19 PM
currency-persimmon$100.003/30/2011 5:04:26 PM
community-pipeline$25.003/30/2011 5:04:29 PM
BaxterEvil$25.003/30/2011 7:53:12 PM
patriot897$50.003/30/2011 5:03:50 PM
blot44$50.003/30/2011 5:04:07 PM
fantastic-openness$100.003/30/2011 5:04:22 PM
minista$25.003/30/2011 5:05:32 PM
cloud8$48.263/31/2011 2:26:00 AM
engaging-yield4$43.833/31/2011 2:40:08 AM
JGB$25.443/30/2011 7:42:33 PM
Snowflake6515$25.003/31/2011 4:32:23 AM
WilliamLeeSims$25.003/31/2011 4:33:34 AM
capital-futurist$25.003/31/2011 5:44:00 AM
exact-gold2$25.003/31/2011 4:33:05 AM
power-companion7$100.003/31/2011 4:33:19 AM
the-dollar-topper$100.003/30/2011 5:05:27 PM
lloyd_s$25.003/30/2011 7:43:17 PM
reflective-rupee$50.333/30/2011 8:35:28 PM
kanakakm$50.003/31/2011 4:32:29 AM
Dollars4Rent$50.003/31/2011 4:33:35 AM
mrpowers5531$25.004/1/2011 4:18:54 PM
p40thawk$50.004/1/2011 7:39:46 PM
friendlyviking$25.004/2/2011 8:13:08 AM
unforgettable-order9$50.004/3/2011 10:07:41 AM
skuba$100.004/4/2011 2:02:49 AM
helpishere777$50.004/4/2011 1:20:31 PM
kyomoon$50.004/4/2011 2:53:42 PM
Tech-Entrepreneur$25.004/4/2011 5:20:11 PM
meux99$25.004/4/2011 11:36:45 AM
Hanalei712$50.004/4/2011 1:19:39 PM
wbahl$25.004/5/2011 8:57:07 AM
a-responsible-return$50.004/5/2011 8:58:34 AM
authoritative-capital$25.004/5/2011 7:11:45 AM
emo13$100.004/5/2011 4:30:55 PM
serene-truth2$50.004/5/2011 9:29:12 PM
jescowa$50.004/5/2011 6:11:47 PM
indomitable-coin$50.004/6/2011 4:57:32 AM
Anny-Disco$50.004/6/2011 12:22:58 AM
locomotive7$50.004/5/2011 11:23:13 PM
unclejaef$25.004/6/2011 12:21:58 PM
financelover$50.004/6/2011 11:07:39 PM
-Me$50.004/7/2011 10:57:37 AM
balanced-bill7$50.004/7/2011 6:16:46 PM
dumbass$25.004/8/2011 10:56:02 AM
shrewd-deal$25.004/8/2011 12:33:13 PM
djh47a$25.004/8/2011 12:48:04 PM
Tahoeguy$50.004/8/2011 12:49:13 PM
Interstate_Rate$250.004/8/2011 1:33:44 PM
aasx1108$25.004/8/2011 1:44:35 PM
FlexFunding$50.004/8/2011 2:09:32 PM
Tlk2drew$50.004/8/2011 2:12:36 PM
efficient-treasure0$25.004/8/2011 8:27:15 PM
dtrain5$25.004/8/2011 7:37:02 PM
financial-frenzy$25.004/9/2011 12:42:55 PM
cebgop$25.004/10/2011 3:26:54 AM
Bank42$44.564/10/2011 6:43:05 PM
valiant-liberty4$25.004/10/2011 6:51:31 PM
Jassi$25.004/10/2011 8:22:09 PM
lancetc$50.004/10/2011 8:28:48 PM
srgriff$25.004/11/2011 9:19:51 AM
MO_Investor$25.004/11/2011 9:34:54 AM
smilinsam$50.004/11/2011 2:34:10 PM
lostprophet$50.004/11/2011 2:48:41 PM
zone6$50.004/11/2011 2:49:01 PM
Cheburashka$30.004/11/2011 2:36:46 PM
kind-resolute-dough$100.004/11/2011 2:33:26 PM
kind-adventurous-finance$100.004/11/2011 2:34:08 PM
Hexnut$50.004/11/2011 2:38:05 PM
jmainc$25.004/11/2011 2:49:13 PM
ramsbladder$25.004/11/2011 4:52:13 PM
FCI$25.004/11/2011 5:43:01 PM
mizount$25.004/11/2011 6:07:52 PM
ManhattanLender$25.004/12/2011 8:07:00 AM
interest-fox7$50.004/12/2011 9:31:53 AM
nagster$25.004/12/2011 10:06:55 AM
revenue-shepherd$25.004/12/2011 11:00:49 AM
afotherg$32.494/12/2011 2:41:57 PM
ytjameslee$50.004/12/2011 3:31:40 PM
DadWarbucks$38.394/12/2011 5:12:03 PM
investor-007$284.384/12/2011 4:46:56 PM
a-truth-upholder$25.004/12/2011 5:26:00 PM
Sixmil$73.984/12/2011 5:18:32 PM
rmachi$25.004/12/2011 5:22:48 PM
rmbot$75.004/12/2011 5:44:23 PM
Cerias$25.004/13/2011 2:33:50 AM
StWaldo$25.004/13/2011 1:41:51 AM
luckyldy$25.884/13/2011 2:16:29 AM
anton$3,000.004/13/2011 7:11:59 AM
LenderByDay$25.004/13/2011 5:46:55 AM
benefit-position$25.004/13/2011 6:10:20 AM
newyork6264$25.004/13/2011 6:56:47 AM
newest-finance-viola$50.004/13/2011 9:38:20 AM
Shamrock731$30.534/13/2011 8:42:16 AM
schnippy$25.004/13/2011 9:51:14 AM
power-bluebird2$50.004/13/2011 9:25:50 AM
soheagle$25.004/13/2011 11:34:55 AM
BabyLender$25.004/13/2011 11:00:00 AM
blue-sturdy-bazaar$50.004/13/2011 11:39:06 AM
CirC$25.004/13/2011 9:39:48 AM
reflective-rupee$300.554/13/2011 11:36:50 AM
goodhearted-gold3$44.514/13/2011 11:54:54 AM
bonus-seahorse$50.004/13/2011 11:42:27 AM
steiglends$500.004/13/2011 12:01:20 PM
julijask$50.004/13/2011 11:48:53 AM
wealth-fighter3$25.004/13/2011 12:06:42 PM
adventurous-treasure2$50.004/13/2011 11:38:44 AM
agwosdof$100.004/13/2011 12:17:26 PM
dealmaster$90.394/13/2011 12:06:14 PM
availableloan$25.004/13/2011 12:06:43 PM
astute-benjamins$25.004/13/2011 2:35:36 PM
dough-temple$100.004/13/2011 2:43:18 PM
quick$50.004/13/2011 12:25:22 PM
calessabay$25.004/13/2011 1:36:58 PM
GElender$50.004/13/2011 12:38:49 PM
wamozart$50.004/13/2011 12:43:41 PM
balance-force$35.004/13/2011 2:28:23 PM
222 Investments
 
Borrower Payment Dependent Notes Series 500113
This series of Notes was issued and sold upon the funding of the borrower loan #48647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,548.99 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-31-2011 
Term: 60 months Listing End date:  Apr-14-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $234.12
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1995 Debt/Income ratio: 12%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,724Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: clipper81 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Procedure
Purpose of loan:
This loan will be used to...
Pay for an unexpected surgical procedure for my wife.

My financial situation:
I am a good candidate for this loan because...
I have stable employment and have been with this company for ten years. I have a good history of making all my payments on time or early. I intend to pay this loan off before long before the stated length of the loan. I am a responsible person and take care of all my obligations.

Below is a snapshot of my income and expenses:

Monthly Income $5100.00

Rent: $500.00
Vehicle: $234.00
Insurance: $250.00
Gas: $150.00
Utilities $300.00
Cable: $200.00
Credit Card: $100.00
Misc Exp. $300.00

Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you explain the delinquincies that are showing on your credit history? thank you. - fairmaiden
A: A few years ago I had to relinquish a property back to the bank. I was moving back to Florida from North Carolina and was unable to sell my house there. It was right at the beginning of the decline of real estate sales. The bank was unwilling to help me with a short sale and therefore I had to file for bankruptcy. I had up until that point never been late on a payment for anything. I am 3 years out of my bankruptcy and am rebuilding my credit. Thank you for your consideration. (Mar-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Zolton$100.003/31/2011 9:09:12 AM
patriot897$25.003/31/2011 9:03:05 AM
p40thawk$25.004/1/2011 7:50:27 PM
sincere-order5$25.004/4/2011 2:04:30 PM
Peterman$25.004/5/2011 9:38:21 PM
Mariner3605$25.004/6/2011 12:09:13 AM
subtle-revenue0$25.004/7/2011 8:15:33 AM
jescowa$50.004/7/2011 6:01:55 PM
bold-durability-drum$50.004/8/2011 12:45:14 PM
fantastic-wampum1$100.004/8/2011 4:31:37 PM
enthralling-deal180$50.004/8/2011 5:24:02 PM
efficient-treasure0$25.004/8/2011 8:28:25 PM
Tradesmanlender$25.004/9/2011 3:13:26 AM
diplomatic-wealth7$25.004/9/2011 6:07:07 PM
GoingFishing$25.004/10/2011 3:57:33 PM
radforj22$25.004/10/2011 6:45:08 PM
loot-heart$25.004/10/2011 6:54:05 PM
superb-funds335$25.004/10/2011 11:00:23 PM
yield-seeker$25.004/11/2011 8:36:49 AM
Marathoner$25.004/12/2011 7:37:54 AM
contract-victor5$50.004/12/2011 9:53:10 AM
green-dollar-equinox$30.004/12/2011 1:23:10 PM
enterprising-cash0$25.004/12/2011 1:54:12 PM
newest-bountiful-basis$25.004/12/2011 2:44:44 PM
Chauncey_Gardener$50.004/12/2011 4:25:10 PM
enriching-listing$50.004/12/2011 4:08:43 PM
skuba$25.004/12/2011 5:21:51 PM
rmbot$75.004/12/2011 5:44:28 PM
mad-scientist0$25.004/12/2011 5:36:50 PM
silver-buckeye$25.004/12/2011 5:42:54 PM
mgking007$25.424/12/2011 11:06:48 PM
fcukciti$25.004/12/2011 6:13:24 PM
currency-persimmon$100.004/13/2011 6:02:21 AM
commerce-yeller$50.004/13/2011 8:59:41 AM
innocent-liberty6$25.004/13/2011 10:32:17 AM
friendly-principal76$25.004/13/2011 11:32:24 AM
jdwillcox$250.004/13/2011 11:37:56 AM
julijask$50.004/13/2011 11:50:10 AM
unassuming-reward$50.004/13/2011 10:10:24 AM
quick$50.004/13/2011 12:21:45 PM
iem2509$25.004/13/2011 12:11:17 PM
RMB-Investments$50.004/13/2011 12:24:25 PM
wealth-fighter3$25.004/13/2011 12:15:43 PM
lucrative-coin$50.004/13/2011 12:47:55 PM
nickel-position$25.004/13/2011 1:01:14 PM
vibraphone3$200.004/13/2011 4:37:49 PM
Johnab$25.004/13/2011 3:25:35 PM
sfd$50.004/13/2011 3:49:49 PM
Lender0010$50.004/13/2011 4:09:06 PM
velvetsmog$35.004/13/2011 2:59:01 PM
first-serene-credit$25.004/13/2011 4:57:02 PM
BigLinCT$25.004/13/2011 5:26:24 PM
saga9$25.004/13/2011 5:50:36 PM
auction-seeker$25.004/13/2011 5:59:09 PM
JKEnterprises$25.004/13/2011 5:33:14 PM
trident9$50.004/13/2011 5:43:04 PM
reward-burger2$50.004/13/2011 5:19:59 PM
TooManyCats$25.004/13/2011 8:10:41 PM
pumped130$29.004/13/2011 5:59:41 PM
witty-compassion$25.004/13/2011 10:20:50 PM
objective-investor$250.004/13/2011 6:46:09 PM
vegaslender88$30.004/13/2011 11:26:56 PM
competent-p2p$45.004/13/2011 7:02:40 PM
riproaringrapids$25.004/14/2011 12:32:06 AM
kenji4861$25.004/14/2011 1:22:21 AM
hookUup$30.324/13/2011 7:26:00 PM
sab$25.004/13/2011 8:32:39 PM
paramjit$30.334/14/2011 2:15:53 AM
bobbyoderek$200.004/13/2011 8:51:43 PM
gracej$25.004/14/2011 2:20:36 AM
zenchef$27.964/14/2011 2:29:13 AM
mistertao$25.004/13/2011 9:41:48 PM
handshake5$100.004/14/2011 2:48:13 AM
brightest-benjamins-onator$25.004/14/2011 3:46:56 AM
catterpillar$50.004/14/2011 12:14:15 AM
commerce-broker$25.004/14/2011 5:08:32 AM
Quiddity$250.004/14/2011 2:45:34 AM
Artist_Blue$25.004/14/2011 6:18:18 AM
best-vivacious-funds$25.004/14/2011 5:50:13 AM
be_wise$25.004/14/2011 6:21:44 AM
indomitable-coin$50.004/14/2011 7:17:20 AM
Lam0nt$25.004/14/2011 7:42:06 AM
greenback-magma1$250.004/14/2011 7:46:22 AM
proper-commitment5$25.003/31/2011 9:19:25 PM
simplelender80$100.003/31/2011 9:07:50 AM
BxRealtor$25.003/31/2011 9:08:33 AM
Banker2OO7$50.004/1/2011 9:33:12 AM
indomitable-coin$25.004/1/2011 11:32:52 AM
AFairDeal$100.004/1/2011 5:31:12 PM
open-dough6$50.004/4/2011 1:37:20 PM
hostbank$100.004/5/2011 5:59:44 PM
loyalty-sherpa$25.004/6/2011 4:11:14 PM
sparky1129$50.004/8/2011 1:31:55 PM
Oakland$50.004/8/2011 6:51:13 PM
sharp-trade0$25.004/10/2011 2:49:27 PM
dood2112$25.004/10/2011 8:58:04 PM
worthy-bid8$100.004/12/2011 6:32:30 AM
rolandweary$25.004/12/2011 8:07:16 AM
sharp-income2$25.004/12/2011 10:16:53 AM
treasure-hunter270$25.004/12/2011 4:12:51 PM
Lender0010$50.004/13/2011 12:22:09 AM
benefit-position$25.004/13/2011 6:11:01 AM
estancias$25.004/13/2011 6:29:05 AM
sound$50.004/13/2011 9:27:28 AM
ridestwins_998$25.004/13/2011 10:15:19 AM
BabyLender$25.004/13/2011 11:01:02 AM
p2p-paradise$25.884/13/2011 9:38:52 AM
axl163$25.004/13/2011 11:40:08 AM
gpsgreg$25.004/13/2011 11:44:29 AM
vigilance-spinner3$25.004/13/2011 9:54:07 AM
reflective-rupee$100.554/13/2011 11:40:43 AM
newest-camaraderi-fir$50.004/13/2011 11:43:43 AM
djh47a$25.004/13/2011 12:05:24 PM
Dubbs360$100.004/13/2011 12:21:18 PM
availableloan$25.004/13/2011 12:07:21 PM
market-assembler$50.004/13/2011 11:42:37 AM
Boom00$50.004/13/2011 11:44:06 AM
financelover$25.004/13/2011 12:44:43 PM
grampy48$25.004/13/2011 12:30:11 PM
6moonbeams$50.004/13/2011 12:37:24 PM
maximizer$50.004/13/2011 12:06:00 PM
angelinvestor2$100.004/13/2011 1:55:00 PM
agwosdof$100.004/13/2011 12:17:59 PM
wealth-fighter3$55.004/13/2011 12:26:11 PM
gardenglow$25.004/13/2011 1:22:24 PM
vivid-deal8$50.004/13/2011 3:05:31 PM
Frugal$25.004/13/2011 4:54:05 PM
income-investor3$50.004/13/2011 4:01:59 PM
alex206$25.004/13/2011 2:30:55 PM
gardenofeden$32.304/13/2011 6:26:42 PM
Byrd24$100.004/13/2011 6:30:31 PM
OmahaGuy$50.004/13/2011 7:03:00 PM
meenan$50.004/13/2011 5:20:52 PM
CBO-Enterprise$100.004/13/2011 5:56:14 PM
money-banker867$184.874/13/2011 7:00:03 PM
ballz694$25.004/13/2011 7:29:27 PM
reinforced-velocity158$150.004/13/2011 9:01:54 PM
suges$25.004/13/2011 8:26:55 PM
jmb_lending$100.004/13/2011 10:36:35 PM
authentic-liberty7$25.004/14/2011 2:48:30 AM
SlowGardener$50.004/14/2011 4:36:24 AM
g314$30.004/14/2011 2:13:36 AM
Ripsaw4U$50.004/14/2011 1:57:55 AM
miket71$32.364/14/2011 2:34:08 AM
bold-punctual-wampum$50.004/14/2011 8:18:35 AM
vigorous-integrity8$40.004/14/2011 3:45:40 AM
brightest-benjamins-onator$25.004/14/2011 3:52:38 AM
Phillip4ever$25.004/14/2011 7:07:18 AM
valemic$60.004/14/2011 7:20:03 AM
gold-awakening7$30.004/14/2011 7:48:13 AM
Richmp412$25.004/14/2011 8:53:35 AM
lamsabuy$3,000.004/14/2011 8:56:42 AM
152 Investments
 
Borrower Payment Dependent Notes Series 500173
This series of Notes was issued and sold upon the funding of the borrower loan #48703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 20%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,928Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: apricot742 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I will use loan for debt consolidat
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/31/2011 9:05:31 AM
simplelender80$200.003/31/2011 9:03:44 AM
worldly-money4$200.003/31/2011 9:05:51 AM
brightest-dignified-penny$25.004/1/2011 10:26:03 AM
thelovebug$100.004/1/2011 1:18:08 PM
money-bauble$50.004/7/2011 4:17:01 AM
worthy-bid8$25.004/8/2011 12:40:01 PM
Dubbs360$25.004/8/2011 1:16:38 PM
fantastic-wampum1$100.004/8/2011 4:33:24 PM
Tylerh$100.004/8/2011 9:29:42 PM
ah-long$25.004/9/2011 12:43:00 AM
finance-prescription$50.004/9/2011 7:43:35 AM
important-openness1$50.004/10/2011 10:12:25 PM
Wellman$50.004/11/2011 6:07:46 AM
careful-moola3$100.004/11/2011 3:36:23 PM
Executive23$25.004/12/2011 12:25:15 PM
supersarah61$25.004/12/2011 3:57:23 PM
Hokie83$50.004/12/2011 6:07:03 PM
newest-camaraderi-fir$50.004/13/2011 11:48:50 AM
Dubbs360$100.004/13/2011 12:22:32 PM
dudebrah$25.004/13/2011 12:22:58 PM
wealth-fighter3$55.004/13/2011 12:24:43 PM
Whipster$50.004/13/2011 12:29:45 PM
GElender$25.004/13/2011 12:34:45 PM
worth-shower8$100.004/13/2011 1:22:50 PM
Bill88$25.004/13/2011 1:46:55 PM
agalt$50.004/13/2011 1:10:33 PM
asset-professor$50.004/13/2011 3:56:10 PM
CACO_Lender$25.004/13/2011 5:09:32 PM
Engineer44$25.004/13/2011 5:19:37 PM
first-serene-credit$25.004/13/2011 4:58:09 PM
Bob450$25.004/13/2011 3:44:49 PM
patriot897$25.004/13/2011 3:56:14 PM
Ray3486$25.004/13/2011 5:26:40 PM
the-profit-oracle$25.004/13/2011 4:03:13 PM
jjswanso$25.004/13/2011 5:22:46 PM
careful-note$50.004/13/2011 5:24:17 PM
syounker$25.004/13/2011 6:53:42 PM
money-animal3$200.004/13/2011 7:35:59 PM
enterprising-diversification5$25.004/13/2011 6:16:56 PM
competent-p2p$25.004/13/2011 7:03:06 PM
hookUup$26.324/13/2011 7:28:09 PM
virujava$25.004/13/2011 11:12:50 PM
leverage-ectasy$33.204/13/2011 8:42:26 PM
handy-justice$100.004/13/2011 9:11:19 PM
top-investment-american$25.004/13/2011 10:54:02 PM
Yomain$50.004/13/2011 10:29:17 PM
Hanalei712$50.004/13/2011 10:31:46 PM
ttnk62918$25.004/14/2011 2:45:57 AM
brightest-benjamins-onator$25.004/14/2011 3:58:23 AM
Pu239$60.004/13/2011 11:58:20 PM
wbahl$25.004/14/2011 1:57:39 AM
CC911$25.004/14/2011 6:17:37 AM
grampy48$30.004/14/2011 6:37:54 AM
Lam0nt$25.004/14/2011 7:48:28 AM
gold-awakening7$25.004/14/2011 7:50:18 AM
umfan123$25.004/14/2011 6:07:06 AM
graceful-investment$100.004/14/2011 2:50:37 AM
vigorous-velocity$114.404/14/2011 8:40:18 AM
jmb_lending$100.004/14/2011 7:00:59 AM
pr0sp3r1ty$25.004/14/2011 6:23:45 AM
investment-comet$25.004/14/2011 7:06:30 AM
gristle_mcthornbody$25.004/14/2011 7:39:35 AM
Keeping-The-Peace$300.004/14/2011 8:34:43 AM
fund-tom-tom6$55.164/14/2011 8:47:06 AM
ingenious-deal6$25.003/31/2011 9:06:42 AM
selector568$50.003/31/2011 9:07:03 AM
treasure-expert$25.004/1/2011 6:41:02 AM
diplomatic-wealth7$25.004/1/2011 11:45:39 AM
bountiful-durability$50.004/7/2011 4:20:07 PM
economy-producer$25.004/8/2011 10:08:34 PM
Easystreet$25.004/9/2011 5:38:38 AM
apostle901$25.004/9/2011 12:21:35 PM
FirstBank$50.004/9/2011 4:03:02 PM
handy-justice$50.004/9/2011 5:47:37 PM
w3alter$100.004/10/2011 7:54:34 AM
sharp-trade0$25.004/10/2011 2:49:29 PM
red-power-pecan$50.004/10/2011 4:03:19 PM
nerdfactor$25.004/10/2011 10:34:55 PM
thoughtful-exchange8$50.004/11/2011 11:35:34 AM
symbiosis$50.004/11/2011 2:57:12 PM
Ocean713$50.004/11/2011 5:18:32 PM
wwwUniversal$25.004/12/2011 2:45:37 AM
basis-zeus9$25.004/12/2011 10:14:45 AM
the-serene-transaction$25.004/13/2011 9:40:48 AM
frogperson$50.004/13/2011 9:47:16 AM
sfmf$25.004/13/2011 10:20:33 AM
reflective-rupee$250.554/13/2011 11:42:10 AM
CA-Lender$50.044/13/2011 11:03:35 AM
wealth-renaissance5$25.004/13/2011 12:20:32 PM
wild-orange$50.004/13/2011 12:21:13 PM
FinanceEngine$30.004/13/2011 11:46:09 AM
wealth-fighter3$25.004/13/2011 12:16:31 PM
blue-euro-entrepreneur$25.004/13/2011 2:58:22 PM
money-fort$25.004/13/2011 4:40:04 PM
courteous-kindness1$25.004/13/2011 5:34:21 PM
wonder3$25.004/13/2011 6:27:38 PM
wampum-cocktail$25.004/13/2011 5:23:24 PM
money-banker867$200.004/13/2011 7:09:51 PM
dritter$29.064/13/2011 6:18:59 PM
mcgovern2024$25.004/13/2011 6:44:33 PM
jmb_lending$100.004/13/2011 10:48:42 PM
abnvette$25.004/14/2011 12:51:26 AM
1willray$26.824/13/2011 8:59:58 PM
amusement4$50.004/13/2011 8:11:48 PM
thegreatstrafe$25.004/13/2011 10:01:39 PM
moola-pillow$25.004/13/2011 8:50:27 PM
treasure-bliss$33.054/14/2011 2:37:10 AM
investment-habanero8$100.004/14/2011 3:56:40 AM
loot-squirrel6$25.004/14/2011 5:22:35 AM
tech310$50.004/14/2011 2:37:49 AM
FeedTheMachine$46.934/14/2011 2:37:59 AM
Artist_Blue$25.004/14/2011 6:06:55 AM
unger$150.004/14/2011 3:38:41 AM
hons2000$25.004/14/2011 6:26:57 AM
shrewd-income$100.004/14/2011 7:23:08 AM
laika$26.474/14/2011 7:18:40 AM
gallant-economy9$500.004/14/2011 7:51:17 AM
secureincome$750.004/14/2011 7:37:08 AM
Pollack$33.004/14/2011 7:57:52 AM
mckhbnpc$50.004/14/2011 7:41:46 AM
reward-adventure$50.004/14/2011 8:21:46 AM
truelumen$25.004/14/2011 8:27:07 AM
123 Investments
 
Borrower Payment Dependent Notes Series 500411
This series of Notes was issued and sold upon the funding of the borrower loan #48694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-2008 Debt/Income ratio: 18%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,191Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: green-credit-armada Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my debt. I don't have a lot of debt, but to make life more manageable and easier I'd like to put every thing on one loan/payment to make things more organized.

My financial situation:
I am a good candidate for this loan because...My credit shows that I am in good standing to make the monthly payment on the loan. This is a very manageable feat to make without the loan, but to make my life more organized I'd like the loan to consolidate the debt I do have.


Monthly net income: $2200.00
Monthly expenses: $ 1155.50 (Everything Below)
Housing: $ 415
Insurance: $115
Car expenses: $210
Utilities: $37.50
Phone, cable, internet: $68
Food, entertainment: $120
Clothing, household expenses: $40
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
2grindstones$25.004/8/2011 9:37:40 AM
golffish2$25.004/8/2011 10:29:10 AM
FinDoc$25.004/8/2011 4:22:18 PM
wild-orange$25.004/12/2011 11:31:03 AM
loyaltyologist$25.004/12/2011 3:57:22 PM
carrinel$93.254/14/2011 6:34:04 AM
mt3209$25.004/14/2011 12:51:49 PM
master648$41.234/14/2011 7:15:51 PM
money-baron-roth-IRA$50.004/15/2011 3:50:10 PM
bassman46$100.004/19/2011 4:35:41 PM
TheArtOfLogic$100.004/19/2011 4:41:39 PM
FinanceEngine$30.004/19/2011 4:46:04 PM
alphabet76$25.004/19/2011 4:49:08 PM
sunny-justice9$25.004/19/2011 4:46:20 PM
money-fort$25.004/19/2011 6:18:49 PM
historic-loan1$25.004/19/2011 7:57:18 PM
ddimports$100.004/20/2011 10:09:10 AM
lean-ore9$25.004/20/2011 6:06:14 PM
jwsun90$100.004/20/2011 6:30:29 PM
Belair_Advisors$25.004/20/2011 7:37:01 PM
benefit-molecule338$300.004/20/2011 9:42:58 PM
Sudoku$103.534/21/2011 3:44:20 AM
reflective-rupee$444.444/8/2011 1:27:28 PM
dudebrah$25.004/8/2011 4:40:05 PM
SolarMoonshine$50.004/8/2011 6:25:11 PM
transformer855$25.004/9/2011 8:26:45 AM
jpaulnyc$25.004/13/2011 4:05:04 AM
kingbob$25.004/13/2011 10:36:25 AM
kingbob$25.004/15/2011 7:20:51 AM
CA-Lender$25.044/19/2011 4:48:16 PM
reflective-rupee$400.554/19/2011 4:43:45 PM
historic-loan1$35.004/19/2011 7:57:30 PM
nilonc1$86.154/20/2011 8:16:11 AM
loanman2007$75.004/20/2011 5:00:42 AM
Bill88$25.004/20/2011 9:07:26 AM
unger$50.004/20/2011 9:31:46 AM
bluehen00$40.814/20/2011 8:38:14 AM
joyful-investment3$25.004/20/2011 9:37:20 AM
Cambalache$25.004/20/2011 9:56:16 AM
zone6$100.004/20/2011 10:10:56 AM
daekpon$50.004/20/2011 3:41:18 PM
loss-of-control$50.004/20/2011 5:24:30 PM
sharp-trade0$25.004/20/2011 5:57:09 PM
sparkling-funds$25.004/20/2011 10:41:06 PM
s_man1$25.004/20/2011 7:50:27 PM
45 Investments
 
Borrower Payment Dependent Notes Series 500439
This series of Notes was issued and sold upon the funding of the borrower loan #48693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,509.18 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Apr-04-2011 
Term: 60 months Listing End date:  Apr-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $206.57
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2000 Debt/Income ratio: 32%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:44y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,760Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: point-transformer8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sir
Purpose of loan: auto repairs/medical and other expenses
This loan will be used to...provide money for major auto repairs, to help with drug costs and to lower some bills.

My financial situation: stable
I am a good candidate for this loan because...I pay all of my bills on time consistently. My credit score is 694.


Monthly net income: $5,594
Monthly expenses: $2,500
Housing: $1,200
Insurance: $289
Car expenses: $510
Utilities: $129
Phone, cable, internet: $337
Food, entertainment: $325
Clothing, household expenses: $75
Credit cards and other loans: $725
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your job. Thanks - reflective-rupee
A: I am a retired school principal. My last assignments were in the Baltimore County Public School System in Maryland. I served as the instructional leader in elementary schools. Prior to those jobs, I served as a vice principal in the Washington County Public Schools also in Maryland. I begin my career as a teacher in the Baltimore City Public School System. My career spans over 30 years of memorable experiences. (Apr-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/4/2011 9:12:02 AM
tnjohnso$25.004/6/2011 5:29:48 PM
money-bauble$50.004/7/2011 10:03:12 AM
fantastic-wampum1$100.004/8/2011 4:34:29 PM
handy-justice$50.004/9/2011 5:48:21 PM
worthy-bid8$25.004/12/2011 6:33:15 AM
symbiosis$50.004/13/2011 9:24:00 AM
Dubbs360$25.004/13/2011 9:55:08 AM
zorg77$25.004/14/2011 4:45:31 AM
MasterJin$25.004/14/2011 12:07:53 PM
Weaverville$25.004/14/2011 7:29:05 PM
economy-producer$25.004/15/2011 7:26:49 AM
stock106$25.004/15/2011 6:00:33 AM
JJ9876$25.004/15/2011 10:06:00 AM
worldly-money4$500.004/15/2011 9:52:44 AM
reflective-rupee$200.554/15/2011 9:36:25 AM
CA-Lender$25.044/15/2011 11:30:54 AM
sweetlan$25.044/15/2011 11:01:18 AM
indomitable-dedication$50.004/15/2011 11:18:19 AM
divedude$25.004/15/2011 2:15:32 PM
diplomatic-wealth7$25.004/15/2011 4:29:57 PM
power-bluebird2$50.004/15/2011 5:31:36 PM
competent-p2p$25.004/15/2011 3:45:05 PM
floridass$25.004/15/2011 5:25:44 PM
Bob450$25.004/15/2011 6:54:37 PM
PCGeekWI$25.004/16/2011 12:01:07 AM
IIP77$25.004/15/2011 7:09:33 PM
Binan$25.004/15/2011 8:59:48 PM
the-discrete-income$138.444/15/2011 9:24:09 PM
dudebrah$25.004/15/2011 9:57:54 PM
Midwestvalues$100.004/16/2011 5:43:41 AM
shrewd-peace7$25.004/16/2011 4:36:10 AM
musegaze$50.004/16/2011 3:33:07 AM
ben10jen$90.784/16/2011 8:19:42 AM
orange-preeminant-bill$44.754/16/2011 5:26:33 AM
orgy63$50.004/16/2011 8:39:50 AM
investment-artist$25.004/16/2011 6:37:23 AM
magnetic-kindness$25.004/16/2011 10:46:29 AM
leverage-monger$66.664/16/2011 11:03:10 AM
whartonmba$25.004/16/2011 11:27:08 AM
fuzed$35.004/16/2011 8:47:43 AM
sfmf$40.004/16/2011 10:05:18 AM
wealth-competitor$25.004/16/2011 11:26:15 AM
1SteelerFan$25.004/16/2011 4:33:31 PM
listing-trapper3$50.004/16/2011 3:59:26 PM
kubien$45.774/16/2011 5:44:04 PM
integrity-doctor$100.004/16/2011 2:18:33 PM
Lubava$31.844/16/2011 3:17:04 PM
zone6$100.004/16/2011 7:07:23 PM
auction-seeker$25.004/16/2011 6:22:02 PM
sportcraft18$110.004/16/2011 8:27:20 PM
Galdis$25.004/16/2011 6:30:13 PM
Baldcop$50.004/16/2011 7:47:05 PM
jobani$35.004/17/2011 10:59:25 AM
Jack55304$185.004/17/2011 5:31:11 AM
dartmouth99$50.004/17/2011 8:36:09 AM
Perolus$50.004/17/2011 5:04:20 PM
laki_haole$50.004/17/2011 1:15:31 PM
buyrite334$25.004/17/2011 2:54:16 PM
miked8303$25.004/18/2011 6:54:18 AM
CapitalismRocks$25.004/17/2011 9:41:32 PM
ursus$50.004/18/2011 8:46:10 AM
christmaslightpro$25.004/17/2011 7:29:43 PM
kahekili$50.004/18/2011 8:05:07 AM
buffalobills$25.004/18/2011 8:53:22 AM
Kash2010lu$25.004/4/2011 9:52:07 AM
simplelender80$100.004/4/2011 9:06:40 AM
diplomatic-wealth7$25.004/4/2011 9:11:08 AM
ingenious-deal6$25.004/4/2011 9:12:33 AM
thelovebug$100.004/4/2011 9:12:57 AM
sharp-trade0$25.004/10/2011 2:51:18 PM
nerdfactor$25.004/10/2011 10:35:57 PM
Executive23$25.004/12/2011 12:26:08 PM
bountiful-durability$50.004/13/2011 5:24:23 PM
amusement4$50.004/13/2011 8:12:09 PM
red-power-pecan$50.004/14/2011 5:19:50 PM
jybank$50.004/15/2011 10:14:21 AM
money-fort$25.004/15/2011 9:14:07 AM
kulender$50.004/15/2011 9:52:26 AM
gelt4u$25.004/15/2011 9:34:12 AM
cake7$25.004/15/2011 11:52:51 AM
moola-accelerator6$25.004/15/2011 12:22:30 PM
oregonusa$50.004/15/2011 12:21:40 PM
sdcc72$25.004/15/2011 2:33:37 PM
money-baron-roth-IRA$100.004/15/2011 2:08:10 PM
hookUup$26.324/15/2011 4:58:59 PM
natural-trade7$50.004/15/2011 6:05:32 PM
108lender$100.004/15/2011 6:20:34 PM
courteous-kindness1$25.004/15/2011 9:14:35 PM
DSFinancial$50.004/16/2011 12:16:40 AM
erowis$53.004/16/2011 1:58:35 AM
felicity-performer3$100.004/16/2011 2:40:06 AM
Artist_Blue$25.004/16/2011 2:42:46 AM
tech310$50.004/16/2011 3:42:44 AM
well-mannered-income3$25.004/15/2011 8:23:15 PM
the-profit-oracle$25.004/16/2011 4:20:51 AM
supreme-hope$25.004/16/2011 1:46:17 AM
treasure-bliss$30.584/16/2011 4:19:58 AM
wwwUniversal$25.004/16/2011 4:26:08 AM
newest-generous-income$25.004/16/2011 9:55:19 AM
Vegasjim$50.004/16/2011 11:21:11 AM
aztocas$50.004/16/2011 11:55:39 AM
symbiosis$25.004/16/2011 12:02:05 PM
payout-bridge$100.004/16/2011 2:08:06 PM
jjswanso$50.004/16/2011 2:35:43 PM
surfhoss644$100.004/16/2011 5:01:53 PM
usd1027$25.004/16/2011 5:03:54 PM
Dubbs360$100.004/16/2011 12:38:02 PM
northern_paddler$25.004/16/2011 6:28:47 PM
heerzaquestion$100.004/16/2011 3:22:53 PM
LuckyDuck49$30.004/16/2011 7:10:42 PM
Nickle-Back$449.414/16/2011 7:36:24 PM
intrepid-loot$25.004/16/2011 4:15:47 PM
handy-justice$100.004/16/2011 6:31:42 PM
worthy-bid4$37.004/16/2011 4:42:40 PM
onecooldrink$25.004/17/2011 12:55:57 PM
Aleut$25.004/17/2011 1:34:30 PM
loss-of-control$50.004/17/2011 7:52:39 AM
shrewd-income$50.004/17/2011 10:01:36 PM
social-conductor4$25.004/17/2011 7:04:40 PM
n2fitns$59.004/17/2011 8:02:57 PM
compassionate-fairness6$25.004/17/2011 9:34:57 PM
122 Investments
 
Borrower Payment Dependent Notes Series 500593
This series of Notes was issued and sold upon the funding of the borrower loan #48661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-04-2011 
Term: 36 months Listing End date:  Apr-15-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $101.49
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 5%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 7 Current / open credit lines: 2 / 2Length of status:1y 1m
Amount delinquent: $33,555 Total credit lines: 21 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $122Stated income:$25,000-$49,999
Delinquencies in last 7y: 99 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: dime-carrier Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Needed for a new used car...
Purpose of loan: To purchase a new used car
This loan will be used to...Car purchase

My financial situation: Not in debt, family man in good standing.
I am a good candidate for this loan because...conscientious, steadily employed for the past 21 years.


Monthly net income: $ 1500.00
Monthly expenses: $ 100.00
Monthly Housing: $ 300.00
Monthly Insurance: $ 60.00
Car expenses: $ 0.00 (paid off)
Monthly Utilities: $ 100.00
Monthly Phone, cable, internet: $ 110.00
Monthly Food, entertainment: $ 150.00
Monthly Clothing, household expenses: $ 80.00
Credit cards and other loans: $ 0.00 (none)
Other expenses: $ 80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Strange, I did answer this question days ago...anyways, the house is paid off. I just split space rent with wife. Market value is 35K currently. (Apr-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Zolton$100.004/4/2011 9:12:48 AM
BxRealtor$25.004/4/2011 9:13:46 AM
bullwink27$25.004/4/2011 2:24:34 PM
bold-durability-drum$50.004/8/2011 12:46:14 PM
kccameo$25.004/8/2011 4:14:06 PM
fantastic-wampum1$100.004/9/2011 11:33:02 AM
diplomatic-wealth7$25.004/9/2011 6:12:10 PM
hostbank$100.004/10/2011 6:54:19 PM
five-star-justice$25.004/11/2011 12:21:58 PM
careful-moola3$100.004/11/2011 3:35:43 PM
loyalty-sherpa$25.004/11/2011 4:52:05 PM
radforj22$25.004/12/2011 3:38:52 PM
objective-investor$150.004/13/2011 6:47:47 PM
worthy-bid8$50.004/14/2011 6:13:11 AM
subtle-revenue0$25.004/14/2011 8:43:43 AM
credit-kahuna$50.004/14/2011 9:38:16 AM
Weaverville$50.004/14/2011 7:27:48 PM
icchok$50.004/15/2011 12:19:41 AM
brightest-affluence-motivator$50.004/15/2011 1:59:38 AM
Reliance_Banker$25.004/15/2011 11:28:54 AM
investment-comet$25.004/15/2011 11:15:59 AM
dollar-doughnut6$50.004/15/2011 11:34:51 AM
wealth-renaissance5$25.004/15/2011 11:51:37 AM
divedude$25.004/15/2011 2:11:17 PM
joshua18$25.004/15/2011 2:17:15 PM
haiku328$50.004/15/2011 1:40:26 PM
MoneyForNothing$1.324/15/2011 3:40:44 PM
simplelender80$100.004/4/2011 9:13:31 AM
atbright$25.004/4/2011 9:14:10 AM
goodhearted-basis4$25.004/4/2011 10:29:39 AM
patriot897$25.004/4/2011 3:09:47 PM
p2p_banker$25.004/5/2011 1:45:45 AM
Mariner3605$25.004/6/2011 12:09:56 AM
a-finance-nirvana$25.004/7/2011 2:16:10 AM
efficient-treasure0$25.004/8/2011 8:29:28 PM
sharp-trade0$25.004/10/2011 2:51:24 PM
yield-seeker$25.004/11/2011 8:37:17 AM
superb-funds335$25.004/11/2011 5:27:59 PM
Tradesmanlender$25.004/12/2011 8:39:40 AM
SiebirdLending$25.004/12/2011 10:22:30 AM
ingenious-deal6$25.004/12/2011 11:36:57 AM
enthralling-deal180$50.004/13/2011 5:47:24 AM
kenji4861$25.004/14/2011 1:23:08 AM
market-assembler$50.004/14/2011 9:36:01 AM
LeoBUSIIT$25.004/14/2011 11:34:06 AM
tacopants$108.134/14/2011 10:03:29 AM
MasterJin$25.004/14/2011 12:12:41 PM
richboy56$25.004/14/2011 4:22:07 PM
sungbaek$25.004/15/2011 1:44:34 AM
interstellar$50.004/14/2011 7:37:45 PM
downtownfarm$25.004/15/2011 4:04:31 AM
Alpha-AssistU$25.004/15/2011 8:50:06 AM
wwwUniversal$25.004/15/2011 7:23:15 AM
reflective-rupee$25.554/15/2011 9:42:56 AM
wise-bonus-honker$25.004/15/2011 9:44:35 AM
CaliforniaSun$25.004/15/2011 10:04:17 AM
jhernand17$25.004/15/2011 9:10:51 AM
REITRUST$25.004/15/2011 9:38:22 AM
rysil$60.004/15/2011 10:53:56 AM
bigphish$50.004/15/2011 12:05:22 PM
Gibbyland$100.004/15/2011 1:08:32 PM
bmbanzai$25.004/15/2011 1:55:17 PM
neutrino6$25.004/15/2011 1:57:27 PM
saga9$50.004/15/2011 3:23:45 PM
competent-p2p$30.004/15/2011 3:40:07 PM
green-established-durability$100.004/15/2011 3:08:51 PM
Stingray8a$25.004/15/2011 3:39:34 PM
67 Investments
 
Borrower Payment Dependent Notes Series 500749
This series of Notes was issued and sold upon the funding of the borrower loan #48699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-05-2011 
Term: 60 months Listing End date:  Apr-19-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $265.03
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1986 Debt/Income ratio: 23%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:22y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,885Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: fund-chairman6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Jewel
Purpose of loan:
This loan will be used to...make myself beautiful for my new boyfriend who is retiring from the Army after 40 years.

My financial situation:
I am a good candidate for this loan because...I work very hard and never ask for anything for myself.


Monthly net income: 3300.00
Monthly expenses: $
Housing: $1500.00
Insurance: $
Car expenses: $200.00
Utilities: $220.00
Phone, cable, internet: $175.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/5/2011 9:07:13 AM
atbright$25.004/5/2011 9:08:18 AM
income-awakening6$25.004/5/2011 9:09:24 AM
BxRealtor$25.004/5/2011 1:49:43 PM
jdrez$25.004/5/2011 2:56:12 PM
reflective-rupee$44.444/5/2011 10:11:05 AM
competent-p2p$30.004/5/2011 5:41:12 PM
houli123$100.004/6/2011 10:52:57 AM
arampata$80.004/6/2011 3:50:37 PM
kind-important-liberty9$25.004/7/2011 3:13:24 PM
bold-durability-drum$50.004/8/2011 12:46:25 PM
efficient-treasure0$25.004/8/2011 8:29:39 PM
Bank_Of_XL$100.004/10/2011 12:06:54 PM
sharp-trade0$25.004/10/2011 2:51:52 PM
commerce-yeller$50.004/11/2011 8:21:57 PM
loyalty-sherpa$25.004/12/2011 4:25:28 PM
radforj22$25.004/13/2011 2:36:16 AM
kenji4861$25.004/14/2011 1:23:15 AM
Weaverville$50.004/14/2011 7:27:54 PM
sungbaek$25.004/15/2011 1:44:42 AM
brightest-affluence-motivator$50.004/15/2011 1:59:43 AM
Alpha-AssistU$25.004/15/2011 8:50:17 AM
bigphish$50.004/15/2011 12:05:28 PM
OldFriend$25.004/15/2011 3:52:09 PM
divedude$25.004/15/2011 2:11:24 PM
coin-investor$25.004/16/2011 7:49:31 AM
Vegasjim$25.004/16/2011 11:17:23 AM
JaceSpade$25.004/16/2011 10:06:11 AM
richboy56$25.004/16/2011 1:19:19 PM
newest-generous-income$25.004/16/2011 9:44:38 AM
leverage-monger$66.664/16/2011 11:01:13 AM
peso-tiramisu$25.004/16/2011 1:42:48 PM
palace2$400.004/16/2011 12:00:42 PM
Bob450$25.004/16/2011 3:25:08 PM
moola-accelerator6$30.004/16/2011 12:54:28 PM
surfhoss644$100.004/16/2011 5:05:48 PM
vigorous-market5$200.004/16/2011 2:54:51 PM
LordKinbote$25.004/16/2011 7:00:03 PM
jybank$50.004/16/2011 9:35:43 PM
Viamin$25.004/16/2011 11:51:28 PM
mike279766$33.004/16/2011 7:09:40 PM
sams3227$50.004/17/2011 5:39:45 AM
1phantom$25.034/17/2011 7:52:53 AM
ptjg$50.004/17/2011 8:54:13 AM
valiant-money$25.004/17/2011 12:01:54 PM
wealth-renaissance5$25.004/17/2011 9:54:50 AM
vest_vortex$50.004/17/2011 7:04:38 AM
beenie20t$78.394/17/2011 3:29:39 PM
LiveNow$50.004/17/2011 12:13:51 PM
japerk$25.004/17/2011 5:14:25 PM
understanding-affluence5$50.004/17/2011 7:11:09 PM
compassionate-fairness6$25.004/17/2011 9:34:38 PM
LanceLink$60.494/18/2011 5:25:11 AM
golden-finance7$50.004/17/2011 7:29:36 PM
r48$25.004/17/2011 1:22:29 PM
discrete-benjamins0$50.004/17/2011 6:04:20 PM
thomas16882004$25.004/17/2011 6:22:29 PM
KrisKringle$50.004/17/2011 6:50:03 PM
buffalobills$25.004/18/2011 9:00:03 AM
platinum-rapture6$150.004/17/2011 8:39:05 PM
silver-flower448$30.004/17/2011 9:03:51 PM
atlantic51$25.004/18/2011 9:47:22 AM
djh47a$25.004/18/2011 10:46:18 AM
dough-hammock$50.004/18/2011 1:12:02 PM
statistics$50.004/18/2011 12:42:32 PM
Bill88$25.004/18/2011 2:10:53 PM
ivadood$50.004/18/2011 2:24:19 PM
power-bluebird2$49.874/18/2011 4:27:39 PM
Cluvnupe06$35.004/18/2011 3:45:55 PM
LoisLoan$25.004/18/2011 5:18:22 PM
sjlender$50.004/18/2011 8:14:15 PM
Munnie$25.004/18/2011 8:29:19 PM
CCC1$50.004/18/2011 8:35:48 PM
p2ploan-sensation211$25.004/18/2011 8:28:42 PM
handy-justice$100.004/18/2011 8:48:20 PM
Raven39$25.004/18/2011 7:51:10 PM
treasure-bliss$50.004/19/2011 2:18:00 AM
irrelevant$25.004/19/2011 2:12:39 AM
orange-preeminant-bill$50.004/19/2011 2:28:47 AM
handshake5$41.944/19/2011 2:44:36 AM
balanced-treasure4$50.004/19/2011 5:14:11 AM
nomneu$50.004/19/2011 5:40:25 AM
justonejake$50.004/19/2011 6:29:32 AM
kind-efficient-credit$50.004/19/2011 5:10:41 AM
MO_Investor$25.004/19/2011 6:01:28 AM
helpu88$50.004/19/2011 5:44:17 AM
mattpet$25.004/19/2011 6:41:18 AM
buddy486$25.004/19/2011 7:29:54 AM
treasure-kazoo$50.004/19/2011 6:19:18 AM
money-baron-roth-IRA$25.004/19/2011 7:13:33 AM
treasure-pipeline$50.004/19/2011 7:30:07 AM
principal-star$30.004/5/2011 9:02:20 AM
simplelender80$100.004/5/2011 9:07:57 AM
patriot897$25.004/5/2011 3:02:07 PM
JustMee$25.004/5/2011 11:51:02 AM
SecondChanceLendingSERV$27.304/5/2011 8:38:08 PM
Mariner3605$25.004/6/2011 12:38:40 PM
Gibbyland$100.004/8/2011 9:28:05 PM
diplomatic-wealth7$25.004/9/2011 6:12:21 PM
yield-seeker$25.004/11/2011 8:37:31 AM
hostbank$100.004/11/2011 5:28:29 PM
fantastic-wampum1$100.004/12/2011 8:07:38 AM
ingenious-deal6$25.004/12/2011 11:38:26 AM
Tradesmanlender$25.004/12/2011 2:45:53 PM
enthralling-deal180$50.004/13/2011 5:47:33 AM
five-star-justice$25.004/13/2011 12:14:42 PM
spy0$25.004/14/2011 2:33:36 AM
Spiderman55$25.004/14/2011 8:30:42 AM
worthy-bid8$50.004/14/2011 6:13:20 AM
MasterJin$25.004/14/2011 12:12:46 PM
downtownfarm$25.004/15/2011 4:04:38 AM
ready-interest9$25.004/15/2011 12:47:12 PM
ideal-platinum1$25.004/16/2011 5:20:01 AM
wwwUniversal$25.004/16/2011 4:27:02 AM
reflective-rupee$200.554/16/2011 10:47:26 AM
CA-Lender$50.044/16/2011 11:52:22 AM
wealth-competitor$25.004/16/2011 10:22:58 AM
kindness-launcher$800.004/16/2011 12:18:24 PM
Dubbs360$100.004/16/2011 12:43:28 PM
sunny-justice9$25.004/16/2011 12:49:31 PM
money-baron-roth-IRA$25.004/16/2011 10:06:30 AM
heerzaquestion$25.004/16/2011 3:15:13 PM
gatorsean2168$25.004/16/2011 11:40:12 AM
ladderskibum$50.004/16/2011 1:34:44 PM
adir1$25.004/16/2011 2:52:41 PM
Peacepower$25.004/16/2011 3:43:50 PM
1SteelerFan$30.004/16/2011 4:31:31 PM
hookUup$27.324/16/2011 6:25:49 PM
Jazzy503$25.014/16/2011 8:14:43 PM
red-unequivocal-finance$25.004/16/2011 8:04:19 PM
YoungTaxMan$25.004/16/2011 5:16:53 PM
George13$100.004/16/2011 6:38:01 PM
p2ploan-sensation211$39.074/16/2011 7:49:06 PM
Engineer44$25.004/17/2011 5:37:19 AM
commerce-yeller$25.004/16/2011 8:41:06 PM
first-serene-credit$25.004/16/2011 10:34:59 PM
MrBailey$25.004/17/2011 10:23:41 AM
loss-of-control$50.004/17/2011 7:37:23 AM
alpinaut$25.004/17/2011 7:55:51 AM
RyanM561$25.004/17/2011 8:29:59 AM
credit-birch$44.004/17/2011 9:43:40 AM
luann199$33.834/17/2011 1:30:30 PM
Whitewater_Loans$25.004/17/2011 12:07:48 PM
suave-dime6$25.004/17/2011 8:56:22 AM
natural-greenback6$25.004/17/2011 5:07:23 PM
loanman2007$25.004/17/2011 1:11:43 PM
autonomous-power$75.004/17/2011 10:43:54 AM
planet7$25.004/17/2011 7:03:18 PM
bluprntguy$50.004/17/2011 11:54:40 AM
bid-czar8$200.004/17/2011 5:40:41 PM
WindsorFunds$49.914/18/2011 5:10:40 AM
mckhbnpc$30.004/17/2011 3:14:51 PM
kscc183$25.004/17/2011 4:26:03 PM
GATrust$50.004/17/2011 6:04:27 PM
excellent-loan8$25.004/17/2011 11:01:57 PM
jhernand17$25.004/17/2011 11:20:29 PM
Scotcha$50.004/18/2011 4:50:10 AM
contract-high-five$25.004/18/2011 5:29:19 AM
Artist_Blue$25.004/18/2011 6:04:46 AM
commitment-cadence$25.004/18/2011 9:35:46 AM
Interloper$25.004/18/2011 10:04:30 AM
jcfung1$25.004/18/2011 9:34:19 AM
ursus$100.004/18/2011 8:58:36 AM
dansarkis$25.004/18/2011 10:42:57 AM
EvalCrux$50.004/18/2011 1:15:50 PM
nikkiesgrandma$25.004/18/2011 1:29:17 PM
forthright-trade$25.004/18/2011 10:03:24 AM
subtle-revenue0$25.004/18/2011 3:52:46 PM
bill-expert$50.004/18/2011 3:37:24 PM
Steveoo1$25.004/18/2011 4:55:35 PM
IIP77$25.004/18/2011 4:56:30 PM
fortytwo$44.834/18/2011 4:57:19 PM
Brain_m$50.004/18/2011 4:58:15 PM
GCInvestments$25.004/18/2011 5:19:21 PM
JGuide$25.004/18/2011 5:46:31 PM
picklesforarthur$50.004/18/2011 7:04:33 PM
ClearLake$25.004/19/2011 1:50:25 AM
mclean_loaner$50.004/18/2011 10:26:15 PM
kulender$71.524/19/2011 2:12:53 AM
asset-professor$37.964/19/2011 2:28:18 AM
sonnet771$50.004/19/2011 4:09:20 AM
Seafirst$50.004/19/2011 4:46:57 AM
miket71$50.004/19/2011 2:11:59 AM
ssgt95068$25.004/19/2011 4:49:16 AM
selector568$201.874/19/2011 2:14:53 AM
nalaari$25.004/19/2011 2:30:39 AM
thestartuplender$50.004/19/2011 4:59:26 AM
p2p-czar3$25.004/19/2011 6:06:47 AM
jigsaw$100.004/19/2011 6:26:47 AM
LiveFreeand$50.004/19/2011 6:35:01 AM
Cambium$40.004/19/2011 6:50:34 AM
camaraderi-workhorse$25.004/19/2011 7:00:55 AM
wojo$25.004/19/2011 7:01:03 AM
anton$75.004/19/2011 7:47:27 AM
194 Investments
 
Borrower Payment Dependent Notes Series 500811
This series of Notes was issued and sold upon the funding of the borrower loan #48702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1998 Debt/Income ratio: 34%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,711Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: baseballmomof2Nindy Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hoping for Home Improvements
Purpose of loan:
This loan will be used for home improvements on my home. My husband and I have lived there for 5 years and we haven't been able to update anything yet. We are hoping to do so to increase the value on our home and because it is quite outdated.

My financial situation:
I am a good candidate for this loan because I consistently pay my bills on time and have a fantastic job that I have been at for over 4 years. My husband also works full time, so we have no worries about being able to pay the loan off.


Monthly net income: $ 2200
Monthly expenses: $
Housing: $ 760
Insurance: $ 150
Car expenses: $ 180
Utilities: $ 147
Phone, cable, internet: $
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
atbright$25.004/7/2011 5:31:07 PM
BxRealtor$25.004/7/2011 5:31:46 PM
organized-payment6$50.004/7/2011 5:30:40 PM
Zolton$100.004/7/2011 5:30:47 PM
smart-gold$25.004/7/2011 5:36:58 PM
SolarMoonshine$25.004/7/2011 5:55:17 PM
Peterman$25.004/7/2011 5:31:37 PM
reflective-rupee$44.444/7/2011 8:25:29 PM
reward-awakening$25.004/8/2011 5:46:06 AM
JustMee$25.004/8/2011 5:53:38 AM
indomitable-coin$50.004/8/2011 6:12:03 AM
mehlp2$45.004/8/2011 9:23:10 AM
credit-guard5$25.004/8/2011 10:09:15 AM
Bank_Of_XL$50.004/10/2011 12:07:40 PM
p40thawk$25.004/11/2011 7:02:47 AM
yield-seeker$25.004/11/2011 8:38:22 AM
Mav26$45.004/11/2011 1:04:30 PM
Mariner3605$25.004/11/2011 4:58:24 PM
simplelender80$100.004/11/2011 6:27:50 PM
bold-durability-drum$50.004/12/2011 6:42:09 AM
enthralling-deal180$50.004/13/2011 5:48:02 AM
worthy-bid8$50.004/14/2011 6:14:07 AM
Tradesmanlender$25.004/14/2011 4:23:40 PM
reflective-dollar8$50.004/15/2011 10:01:48 AM
Alpha-AssistU$25.004/15/2011 8:52:22 AM
blissful-exchange4$45.704/15/2011 10:54:04 AM
friendly-moola0$100.004/15/2011 3:02:41 PM
momentous-coin$75.004/15/2011 10:38:54 PM
radforj22$25.004/15/2011 8:29:19 PM
AFairDeal$50.004/16/2011 7:34:42 AM
California04$50.004/16/2011 5:05:46 PM
LordKinbote$25.004/16/2011 7:00:38 PM
bid-czar8$50.004/17/2011 5:46:38 PM
scredneck$50.004/18/2011 8:02:34 AM
jcfung1$25.004/18/2011 9:35:03 AM
kenji4861$25.004/18/2011 4:55:26 PM
The_dude_01$25.454/19/2011 10:03:57 AM
DreDub$100.004/19/2011 10:08:27 AM
philgreen$50.004/19/2011 10:24:55 AM
loot-heart$25.004/19/2011 12:30:22 PM
SiebirdLending$25.004/19/2011 4:50:20 PM
dproxima$25.004/19/2011 5:02:37 PM
JJHawk$25.004/19/2011 5:26:30 PM
LightTheWay$150.004/19/2011 5:15:32 PM
wwwUniversal$25.004/19/2011 5:36:19 PM
Artist_Blue$25.004/19/2011 5:37:38 PM
competent-p2p$45.004/19/2011 5:40:09 PM
jescowa$50.004/19/2011 5:57:42 PM
Rob717171$50.004/19/2011 6:01:12 PM
neutrino6$25.354/19/2011 6:12:11 PM
medman$25.004/19/2011 5:56:50 PM
MoneyTree79$41.894/19/2011 6:10:44 PM
mgking007$25.004/19/2011 7:35:11 PM
DannyPhantom$50.004/19/2011 9:02:27 PM
George13$100.004/19/2011 7:14:25 PM
best-phenomenal-treasure$25.004/19/2011 7:18:12 PM
orderandprogress$25.004/19/2011 10:21:22 PM
sonnet771$50.004/20/2011 12:49:32 AM
a-wealth-visionary$61.214/20/2011 1:31:05 AM
economy-beast$50.004/20/2011 5:41:20 AM
Digs$25.004/20/2011 7:51:48 AM
Firescreek$25.004/20/2011 4:49:03 AM
piznaul$62.254/20/2011 7:20:28 AM
nolahelper$25.004/20/2011 7:26:37 AM
jazzlender$25.004/20/2011 9:24:24 AM
wesleys$50.004/20/2011 8:25:01 AM
Reddy_Capital$25.004/20/2011 9:41:19 AM
durable-investment8$40.864/20/2011 11:05:53 AM
williemc44$25.004/20/2011 12:24:55 PM
aloantime07$25.004/20/2011 10:03:16 AM
auctionator1$25.004/20/2011 1:01:24 PM
Lender0010$50.004/20/2011 1:10:32 PM
Hondo$25.004/20/2011 1:20:48 PM
saraven01$53.354/20/2011 1:35:34 PM
Ripsaw4U$50.004/20/2011 2:12:37 PM
laughmotel$25.004/20/2011 1:24:48 PM
yogi1975$25.004/20/2011 2:38:25 PM
dood2112$25.004/20/2011 2:25:00 PM
krajne$35.854/20/2011 2:19:59 PM
caring-hope2$100.004/8/2011 8:13:57 AM
efficient-treasure0$25.004/8/2011 8:30:19 PM
patriot897$25.004/9/2011 9:32:05 AM
diplomatic-wealth7$25.004/9/2011 6:12:57 PM
SOP_Bank$25.004/10/2011 4:20:40 PM
3_boyz$25.004/12/2011 3:24:30 PM
StrongMonty$64.114/14/2011 2:40:04 AM
MasterJin$25.004/14/2011 12:13:35 PM
Weaverville$50.004/14/2011 7:28:22 PM
myworld701$25.004/15/2011 6:37:41 AM
hostbank$75.004/15/2011 10:35:30 AM
usd1027$25.004/16/2011 5:06:46 PM
Charmart$25.004/16/2011 7:19:22 PM
loyalist1$500.004/17/2011 7:44:38 AM
lazyeye$25.004/17/2011 8:50:31 AM
rdrloan$50.004/18/2011 8:04:58 AM
ursus$100.004/18/2011 8:59:06 AM
djh47a$25.004/18/2011 10:46:49 AM
sharp-trade0$25.004/18/2011 3:54:26 PM
Spiderman55$25.004/18/2011 3:50:03 PM
Raven39$25.004/18/2011 7:51:48 PM
treasure-kazoo$50.004/19/2011 6:19:36 AM
gnar$25.004/19/2011 8:18:53 AM
paymentologist$50.004/19/2011 9:26:29 AM
the-silver-blaster$50.004/19/2011 9:53:18 AM
payout-detective7$25.004/19/2011 5:05:59 PM
sunny-justice9$50.004/19/2011 5:23:53 PM
Control$25.004/19/2011 5:30:33 PM
crdcteng$50.004/19/2011 5:33:54 PM
best-lean-yield$50.004/19/2011 5:43:03 PM
market-fanatic$25.004/19/2011 5:49:24 PM
thestartuplender$50.004/19/2011 5:36:51 PM
superb-funds335$25.004/19/2011 5:53:54 PM
availableloan$25.004/19/2011 5:50:08 PM
Johnab$25.004/19/2011 5:44:12 PM
fantastic-wampum1$100.004/19/2011 5:59:11 PM
credit-investor5$50.004/19/2011 5:57:00 PM
sparky1129$35.004/19/2011 5:58:54 PM
mad-scientist0$50.004/19/2011 5:57:55 PM
courteous-deal114$25.004/19/2011 6:22:36 PM
balanced-rupee$50.004/19/2011 6:29:25 PM
sharp-income2$25.004/19/2011 6:44:50 PM
upbeat-finance8$25.004/19/2011 6:07:13 PM
StarshineXL$100.004/19/2011 6:10:09 PM
treasure-expert$25.004/19/2011 6:46:17 PM
Aaron_Oz$25.004/19/2011 7:04:31 PM
intrepid-loot$75.004/19/2011 7:06:06 PM
careful-moola3$100.004/19/2011 7:18:01 PM
transformer855$25.004/19/2011 7:36:38 PM
dedicated-trade9$100.004/19/2011 7:32:22 PM
upc_tnt$25.004/19/2011 11:04:32 PM
balance-voyager$42.784/20/2011 2:21:53 AM
reflective-cash0$50.004/20/2011 5:31:20 AM
fair-transparency1$250.004/20/2011 1:30:44 AM
lazyeye$25.004/20/2011 6:14:18 AM
StarshineXL$400.004/20/2011 2:39:50 AM
grampy48$30.004/20/2011 4:05:36 AM
dough-hammock$25.004/20/2011 8:02:38 AM
Dandanrad$25.004/20/2011 8:30:48 AM
kellydawn$50.004/20/2011 9:52:31 AM
point-kitten6$100.004/20/2011 11:32:51 AM
pjandnikki$25.004/20/2011 1:02:48 PM
MoneyForNothing$6.764/20/2011 2:38:33 PM
melodious-fairness$50.004/20/2011 12:44:13 PM
143 Investments
 
Borrower Payment Dependent Notes Series 500915
This series of Notes was issued and sold upon the funding of the borrower loan #48659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,502.01 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Apr-05-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $393.06
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2000 Debt/Income ratio: 43%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,604Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: golden-responsibility9 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Back on Track
Purpose of loan:
Consolidate my debt for a lower interest rate and easier monthly payments.
My financial situation:
I have a teaching contract through July 2012. I got a $4,000 raise next year. I got a roommate to cut my living expenses in half. I eat in now to reduce expenses. My car is paid off and the insurance is low. The loan would replace the credit card payments.

Monthly net income: $1800.00
Monthly expenses: $1200.00
Housing: $305.00
Insurance: $27.00
Car expenses: $0.00
Utilities: $67.50
Phone, cable, internet: $21.00
Food, entertainment: $50.00
Clothing, household expenses: $25.00
Credit cards and other loans: $600.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/5/2011 9:07:15 AM
BxRealtor$25.004/5/2011 2:03:47 PM
simplelender80$100.004/5/2011 9:08:04 AM
jdrez$25.004/5/2011 1:43:14 PM
Peterman$25.004/5/2011 9:53:48 PM
Domgabriel$50.004/5/2011 6:58:49 PM
one-midas$36.004/6/2011 7:17:35 AM
bold-durability-drum$50.004/8/2011 12:46:28 PM
delicious-loan093$25.004/10/2011 3:27:52 PM
fantastic-wampum1$100.004/12/2011 1:43:30 PM
loyalty-sherpa$25.004/12/2011 4:43:11 PM
enthralling-deal180$50.004/13/2011 5:47:34 AM
radforj22$25.004/13/2011 8:32:07 AM
superb-funds335$25.004/13/2011 12:22:31 PM
kenji4861$25.004/14/2011 1:23:17 AM
sungbaek$25.004/15/2011 1:44:48 AM
downtownfarm$25.004/15/2011 4:04:42 AM
bigphish$50.004/15/2011 12:05:29 PM
OldFriend$25.004/15/2011 3:52:10 PM
divedude$25.004/15/2011 2:11:26 PM
momentous-coin$50.004/15/2011 10:35:01 PM
wwwUniversal$25.004/16/2011 4:27:06 AM
CASSHMAN$75.004/16/2011 11:35:41 AM
StarLending$25.004/16/2011 10:44:00 AM
wealth-competitor$50.004/16/2011 11:16:07 AM
_NaLNaBB$200.004/16/2011 11:38:17 AM
payment-halo$50.004/16/2011 11:42:53 AM
palace2$300.004/16/2011 11:43:54 AM
sunny-justice9$25.004/16/2011 12:52:47 PM
A007$116.004/16/2011 10:27:54 AM
Peacepower$50.004/16/2011 3:44:58 PM
_NaLNaBB$200.004/16/2011 11:38:42 AM
peso-mate$50.004/16/2011 4:34:23 PM
moola-accelerator6$30.004/16/2011 12:53:35 PM
crw1950$50.004/16/2011 4:29:08 PM
ladderskibum$50.004/16/2011 1:34:45 PM
availableloan$25.004/16/2011 4:58:10 PM
value-squirrel3$28.124/16/2011 7:12:52 PM
paul1$30.004/16/2011 4:09:17 PM
green-liberty-thunder$25.004/17/2011 12:56:05 AM
BankofAdonai$50.004/16/2011 9:57:36 PM
first-serene-credit$25.004/16/2011 10:33:36 PM
George13$50.004/16/2011 6:35:33 PM
red-unequivocal-finance$25.004/16/2011 8:04:20 PM
ptjg$50.004/17/2011 8:54:14 AM
5kids5$45.874/17/2011 9:27:35 AM
wealth-renaissance5$25.004/17/2011 9:54:12 AM
Steveoo1$100.004/17/2011 10:08:26 AM
punctual-kindness3$28.004/17/2011 11:11:56 AM
LiveNow$50.004/17/2011 12:12:30 PM
loss-of-control$50.004/17/2011 7:43:08 AM
beenie20t$78.394/17/2011 3:28:56 PM
doc1$100.004/17/2011 3:57:50 PM
paladin847$25.004/17/2011 8:53:45 AM
powerplant6$25.004/17/2011 12:28:22 PM
powerful-greenback2$25.004/17/2011 9:55:52 AM
hopeful-point$25.004/17/2011 2:29:23 PM
jstnow$25.004/17/2011 4:31:41 PM
proud-silver0$200.004/17/2011 5:06:18 PM
compassionate-fairness6$25.004/17/2011 9:34:40 PM
platinum-czar$72.434/17/2011 12:16:06 PM
Trondheim_Norway$250.004/17/2011 12:19:09 PM
Gladglide$26.344/18/2011 12:51:45 AM
Artist_Blue$25.004/18/2011 6:19:17 AM
special-money$53.004/18/2011 5:22:29 AM
discrete-benjamins0$50.004/17/2011 6:04:21 PM
rdrloan$50.004/18/2011 8:04:56 AM
ursus$250.004/18/2011 8:34:12 AM
LightTheWay$150.004/18/2011 5:05:33 AM
flexible-duty3$25.004/18/2011 6:27:20 AM
CreditBuilder2$50.004/18/2011 9:25:15 AM
microfunder$50.004/18/2011 9:02:21 AM
randsenterprise$25.004/18/2011 9:42:37 AM
VA720$50.004/18/2011 8:40:50 AM
CaliforniaSun$25.004/18/2011 10:30:23 AM
MJTimages_com$25.004/18/2011 10:36:43 AM
djh47a$25.004/18/2011 10:46:21 AM
csak13$50.004/18/2011 12:12:46 PM
cordial-funds8$42.004/18/2011 12:23:28 PM
ryanshain$150.004/18/2011 12:49:32 PM
worth-topper4$25.004/18/2011 2:24:01 PM
sunny-truth6$25.004/18/2011 10:08:56 AM
Bank42$50.004/18/2011 2:57:07 PM
transparency-baton$50.004/18/2011 3:02:11 PM
dough-hammock$25.004/18/2011 1:07:40 PM
Tlk2drew$50.004/18/2011 3:48:55 PM
lotus-carrion6$75.004/18/2011 11:26:27 AM
orgy63$80.004/18/2011 2:56:20 PM
eg192$50.004/18/2011 4:09:55 PM
yennib$50.004/18/2011 3:50:22 PM
bonus-seahorse$100.004/18/2011 4:13:01 PM
GCInvestments$25.004/18/2011 4:49:33 PM
szetheli$127.004/18/2011 7:02:58 PM
handy-justice$100.004/18/2011 7:45:11 PM
SnakeV$25.004/18/2011 5:25:09 PM
Fun54115$25.004/18/2011 8:12:24 PM
LongTail$35.004/18/2011 9:01:38 PM
Raven39$25.004/18/2011 7:51:15 PM
sjlender$50.004/18/2011 8:14:16 PM
important-ore$70.624/18/2011 9:22:18 PM
Munnie$25.004/18/2011 8:29:20 PM
GrowthAspirations$75.004/18/2011 8:54:27 PM
Washington_Loan$25.004/19/2011 2:12:34 AM
randomguilt$75.004/18/2011 10:10:07 PM
nhm$25.004/19/2011 2:05:08 AM
fortytwo$100.004/19/2011 1:38:37 AM
thestartuplender$50.004/19/2011 4:59:27 AM
balanced-treasure4$50.004/19/2011 5:14:12 AM
helpu88$50.004/19/2011 5:44:18 AM
Seafirst$25.004/19/2011 4:46:58 AM
kind-efficient-credit$50.004/19/2011 5:10:44 AM
MO_Investor$25.004/19/2011 6:01:30 AM
p2p-czar3$25.004/19/2011 6:06:51 AM
mattpet$25.004/19/2011 6:41:19 AM
treasure-pipeline$50.004/19/2011 7:30:08 AM
astute-benjamins$25.004/19/2011 6:40:40 AM
riproaringrapids$25.004/19/2011 8:59:29 AM
careful-benjamins8$50.004/19/2011 8:42:49 AM
organized-payment6$50.004/5/2011 9:06:42 AM
p40thawk$25.004/5/2011 9:07:36 AM
competent-p2p$35.004/5/2011 5:40:22 PM
patriot897$25.004/5/2011 4:51:07 PM
Mariner3605$25.004/6/2011 12:38:41 PM
indomitable-coin$25.004/7/2011 5:41:24 PM
efficient-treasure0$25.004/8/2011 8:29:40 PM
diplomatic-wealth7$25.004/9/2011 6:12:22 PM
yield-seeker$25.004/11/2011 8:37:32 AM
hostbank$100.004/11/2011 8:28:46 PM
sharp-trade0$25.004/12/2011 8:07:48 AM
SiebirdLending$25.004/12/2011 10:22:38 AM
Tradesmanlender$25.004/12/2011 2:45:54 PM
mad-scientist0$25.004/13/2011 12:47:18 PM
objective-investor$150.004/13/2011 6:47:53 PM
worthy-bid8$50.004/14/2011 6:13:22 AM
MasterJin$25.004/14/2011 12:12:48 PM
Weaverville$50.004/14/2011 7:27:56 PM
brightest-affluence-motivator$25.004/15/2011 1:59:45 AM
Alpha-AssistU$25.004/15/2011 8:50:26 AM
ideal-platinum1$25.004/16/2011 5:20:05 AM
octoberfresh$25.004/16/2011 3:20:35 AM
AFairDeal$50.004/16/2011 7:34:27 AM
coin-investor$25.004/16/2011 7:49:32 AM
maximizer$25.004/16/2011 10:29:37 AM
orangetrust$25.004/16/2011 12:07:56 PM
jarf$25.004/16/2011 12:53:38 PM
novice-speculator$25.004/16/2011 1:16:02 PM
gatorsean2168$25.004/16/2011 11:40:14 AM
econdoc$25.004/16/2011 4:30:17 PM
hookUup$29.324/16/2011 6:27:35 PM
California04$50.004/16/2011 5:05:29 PM
superb-funds335$27.004/16/2011 5:41:36 PM
reflective-rupee$50.554/16/2011 6:57:26 PM
LordKinbote$25.004/16/2011 7:00:04 PM
zenzorba$50.004/16/2011 9:54:32 PM
auction-seeker$25.004/16/2011 5:59:04 PM
sams3227$50.004/17/2011 5:39:46 AM
Lender2895a$250.004/17/2011 6:25:25 AM
brightest-dynamic-peace$25.004/16/2011 6:39:56 PM
generator596$25.004/17/2011 9:47:14 AM
CSAworker$25.004/17/2011 10:34:20 AM
Dubbs360$100.004/16/2011 11:31:32 PM
Green-Baron$25.004/17/2011 10:45:56 AM
Viamin$25.004/16/2011 11:51:29 PM
alpinaut$25.004/17/2011 7:55:53 AM
Whitewater_Loans$25.004/17/2011 12:05:41 PM
adub1979$80.214/17/2011 11:24:52 AM
bluprntguy$25.004/17/2011 11:43:09 AM
loyalist1$250.004/17/2011 7:17:31 AM
jcedar33$100.004/17/2011 3:32:20 PM
cash-backer8$50.004/17/2011 10:02:01 AM
nickel-synapse$25.004/17/2011 5:45:04 PM
bid-czar8$50.004/17/2011 5:46:16 PM
MrBailey$25.004/17/2011 10:23:14 AM
pvd89$50.004/17/2011 6:18:51 PM
fairness-swashbuckler$50.004/17/2011 9:55:41 PM
jhernand17$25.004/17/2011 11:27:58 PM
understanding-affluence5$50.004/17/2011 7:11:10 PM
brainy-repayment5$50.004/18/2011 8:21:21 AM
powerful-finance7$25.004/18/2011 2:34:13 AM
GElender$50.004/18/2011 6:00:24 AM
dudebrah$25.004/17/2011 7:18:08 PM
chinolatino$50.004/17/2011 7:38:49 PM
silvercertificate$25.004/18/2011 7:54:05 AM
scredneck$50.004/18/2011 8:06:42 AM
Sol_Invictus$25.004/17/2011 9:54:53 PM
velvetsmog$52.454/18/2011 9:05:39 AM
goffmt$50.164/18/2011 5:07:00 AM
tensalis$53.074/18/2011 6:41:33 AM
commitment-galaxy$25.004/18/2011 9:34:06 AM
Interloper$25.004/18/2011 10:04:33 AM
TackingWindward$25.004/18/2011 8:56:30 AM
martymaniaman$25.184/18/2011 11:18:12 AM
dansarkis$25.004/18/2011 10:43:00 AM
objective-investor$250.004/18/2011 10:49:30 AM
jcfung1$25.004/18/2011 9:34:21 AM
market-happiness7$25.004/18/2011 9:34:50 AM
commitment-cadence$25.004/18/2011 9:35:48 AM
liberty-society5$25.004/18/2011 11:58:40 AM
john0720$25.004/18/2011 2:43:46 PM
EvalCrux$50.004/18/2011 1:15:51 PM
nikkiesgrandma$25.004/18/2011 1:29:18 PM
credit-investor5$50.004/18/2011 3:49:02 PM
spa5$25.004/18/2011 4:10:39 PM
LoisLoan$25.004/18/2011 5:18:23 PM
investment-comet$25.004/18/2011 6:17:27 PM
myduck$50.004/18/2011 6:39:53 PM
jsnryn$38.734/18/2011 7:25:02 PM
picklesforarthur$50.004/18/2011 7:04:34 PM
black_adder2003$50.004/18/2011 8:04:02 PM
the-yield-surfer$29.004/18/2011 9:24:58 PM
jmb_lending$207.574/18/2011 9:58:09 PM
wild-orange$50.004/18/2011 10:22:13 PM
dakoke$75.004/19/2011 12:03:57 AM
deal-dreams8$50.004/18/2011 11:50:39 PM
sonnet771$50.004/19/2011 4:09:22 AM
jigsaw$100.004/19/2011 6:26:49 AM
LiveFreeand$50.004/19/2011 6:35:03 AM
treasure-kazoo$50.004/19/2011 6:19:19 AM
camaraderi-workhorse$25.004/19/2011 7:00:57 AM
buddy486$25.004/19/2011 7:29:56 AM
rakstar$50.004/19/2011 8:19:08 AM
balance-voyager$50.004/19/2011 8:18:03 AM
subtle-revenue0$25.004/19/2011 8:16:20 AM
gnar$25.004/19/2011 8:18:27 AM
bharosa$25.004/19/2011 8:42:04 AM
225 Investments
 
Borrower Payment Dependent Notes Series 500943
This series of Notes was issued and sold upon the funding of the borrower loan #48668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-07-2011 
Term: 60 months Listing End date:  Apr-20-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $294.71
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1989 Debt/Income ratio: 2%
Credit score: 860-879 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $156Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: inspiring-trade3 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan:
This loan will be used to add a bathroom to our house and buy a replacement oven.

My financial situation:
I am a good candidate for this loan because I have been employed by the same company for almost 14 years. My salary has increased every one of those years. I only need this loan to get a cash boost for some much-needed home repairs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MrDavid$50.004/7/2011 5:27:34 PM
availableloan$25.004/7/2011 5:26:19 PM
jescowa$50.004/7/2011 5:26:27 PM
serene-truth2$50.004/7/2011 5:30:17 PM
shamrocker$25.004/7/2011 5:32:34 PM
p40thawk$50.004/7/2011 5:32:44 PM
WilliamLeeSims$25.004/7/2011 8:59:05 PM
Algernon$25.004/7/2011 8:59:02 PM
kyomoon$43.964/7/2011 5:26:47 PM
meux99$25.004/7/2011 5:31:56 PM
minista$25.004/7/2011 5:32:24 PM
skuba$100.004/7/2011 8:35:07 PM
caring-hope2$200.004/8/2011 7:56:17 AM
caring-hope2$300.004/8/2011 7:56:45 AM
calbertrand$25.004/8/2011 8:24:11 AM
vigilance-spinner3$25.004/8/2011 10:12:45 AM
exact-gold2$25.004/8/2011 12:40:49 PM
jazz619$25.004/8/2011 5:49:38 PM
preciouschild$30.004/8/2011 6:24:05 PM
Oakland$50.004/8/2011 6:48:01 PM
Hogpilot$50.004/9/2011 1:02:29 AM
gojackgo$50.004/9/2011 2:22:06 PM
diplomatic-wealth7$25.004/9/2011 6:04:14 PM
jimduism$50.004/9/2011 11:31:18 PM
Medops911$33.504/9/2011 11:26:03 PM
GoingFishing$25.004/10/2011 3:55:29 PM
Chosen-one$25.004/11/2011 10:34:42 AM
Anny-Disco$50.004/11/2011 2:35:43 PM
AmericanCredit$25.004/11/2011 2:35:40 PM
djh47a$25.004/11/2011 2:35:46 PM
benjamins-utopia$100.004/11/2011 2:36:23 PM
NYBIZ$25.004/11/2011 5:45:36 PM
BaxterEvil$25.004/11/2011 6:58:56 PM
commerce-yeller$50.004/11/2011 9:43:29 PM
secret-santa$25.004/12/2011 2:13:50 AM
sharp-income2$25.004/12/2011 10:13:44 AM
enterprising-cash0$25.004/12/2011 1:54:16 PM
Lender0010$100.004/13/2011 12:05:00 AM
emo13$33.014/12/2011 8:26:55 PM
myworld701$25.004/13/2011 2:19:26 AM
lanlie$27.264/13/2011 5:53:41 AM
syounker$25.004/13/2011 7:07:53 PM
vine99$100.004/13/2011 10:03:08 PM
indomitable-coin$100.004/14/2011 8:30:42 AM
Rogesparkguy$25.004/14/2011 10:20:11 AM
MasterJin$25.004/14/2011 12:06:51 PM
Weaverville$100.004/14/2011 7:26:56 PM
colorfulgardener$25.004/15/2011 1:14:15 AM
kulender$50.004/15/2011 6:40:41 AM
wise-silver-wonder$25.004/15/2011 7:21:41 AM
JJ9876$50.004/15/2011 10:03:37 AM
Guiren$241.544/15/2011 8:59:37 AM
bglender$50.004/15/2011 9:24:26 AM
millionlender$150.004/15/2011 1:46:32 PM
kindness-dessert$25.004/15/2011 3:56:40 PM
lanlie$192.574/16/2011 5:36:01 AM
Havana21$200.004/16/2011 2:39:30 PM
nosualcneas$25.004/16/2011 3:54:25 PM
Charmart$25.004/16/2011 7:20:05 PM
gsp1885$36.004/16/2011 9:39:19 PM
Steveoo1$50.004/17/2011 10:56:28 AM
flexiboy35$25.004/17/2011 4:10:40 PM
mcabery$200.004/17/2011 1:24:24 PM
Lotsofbears$25.004/17/2011 11:24:11 AM
worthy-value1$50.004/17/2011 5:39:20 PM
whitt49$50.004/18/2011 9:21:04 AM
heavenly-interest9$50.004/18/2011 10:49:32 AM
perlindc$100.004/18/2011 5:29:22 PM
radforj22$50.004/19/2011 2:28:10 AM
valueguru$100.004/19/2011 7:20:47 AM
discrete-asset$25.004/19/2011 9:05:37 AM
damage$25.004/19/2011 8:25:21 AM
vollynet$75.004/19/2011 9:56:42 AM
kind-genuine-dough$50.004/19/2011 4:19:23 PM
fund-tom-tom6$25.004/19/2011 12:44:38 PM
balance-force$36.004/19/2011 5:14:52 PM
Sixmil$100.004/19/2011 5:35:13 PM
Rob717171$50.004/19/2011 6:01:17 PM
create42xn$50.004/19/2011 6:30:33 PM
balanced-rupee$100.004/19/2011 6:30:02 PM
scholarly-integrity$25.004/20/2011 2:19:39 AM
SCD$25.004/20/2011 4:31:44 AM
KileNSmyth4$26.004/20/2011 7:34:10 AM
KateV$35.004/20/2011 6:47:10 AM
pure-silver$25.004/20/2011 7:18:01 AM
Print88$50.004/20/2011 7:48:43 AM
dspmn$27.234/20/2011 8:14:32 AM
Kestrel$50.004/20/2011 8:39:56 AM
titilsbie14$80.004/20/2011 8:24:30 AM
handy-wealth0$50.004/20/2011 6:45:40 AM
ericsb$253.774/20/2011 7:31:06 AM
kapplcd$25.004/20/2011 7:35:43 AM
payment-pursuit3$50.004/20/2011 9:34:36 AM
RedCentre$138.914/20/2011 1:08:19 PM
Loan-Mart$76.214/20/2011 1:16:31 PM
ebusinessagent$25.004/20/2011 2:39:15 PM
ore-historian5$50.004/20/2011 1:17:51 PM
cymbal097$25.004/20/2011 2:04:09 PM
FlexFunding$50.004/20/2011 3:19:45 PM
velocity-solo$25.004/20/2011 3:59:00 PM
wamozart$50.004/20/2011 3:16:26 PM
NYBIZ$25.004/20/2011 3:17:19 PM
quick$50.004/20/2011 4:11:09 PM
thedoctor$26.754/20/2011 4:19:42 PM
zone6$50.004/20/2011 4:17:22 PM
potatoepicker$140.004/20/2011 4:20:14 PM
money-blossom110$150.004/20/2011 4:28:39 PM
gilbrear$25.004/20/2011 4:29:35 PM
vibraphone3$100.004/20/2011 4:31:53 PM
winterest$50.004/20/2011 4:22:54 PM
income-awakening6$25.004/20/2011 4:37:09 PM
momentous-coin$106.734/20/2011 4:30:19 PM
ChristopherHS$25.004/20/2011 4:34:25 PM
reflective-rupee$300.554/20/2011 4:50:31 PM
georgedorn$200.004/20/2011 5:02:04 PM
anton$500.004/20/2011 5:16:26 PM
mflawyer$25.004/20/2011 5:09:38 PM
georgedorn$26.144/20/2011 4:39:51 PM
the-dollar-topper$100.004/7/2011 5:32:18 PM
lagnisiruk$25.004/7/2011 5:33:21 PM
logical-reward8$25.004/7/2011 5:21:01 PM
indomitable-coin$50.004/7/2011 5:24:48 PM
Dollars4Rent$50.004/7/2011 5:27:12 PM
kenji4861$50.004/7/2011 5:32:08 PM
axl163$25.004/7/2011 8:59:48 PM
Preteur$25.004/7/2011 9:00:14 PM
bds9646$26.004/7/2011 9:00:23 PM
DukSerduk$25.004/7/2011 5:21:11 PM
MONEYLENDER101$100.004/7/2011 9:00:13 PM
scrappy-bonus2$25.004/7/2011 5:30:32 PM
worthy-bid8$100.004/7/2011 5:32:54 PM
subtle-revenue0$25.004/7/2011 5:33:08 PM
reflective-rupee$222.224/7/2011 8:19:58 PM
unforgettable-order9$50.004/7/2011 9:00:04 PM
restless-balance9$50.004/8/2011 4:52:27 AM
bill-appraiser7$25.004/8/2011 5:08:37 AM
calbertrand$50.004/8/2011 8:17:37 AM
sparky1129$50.004/8/2011 1:32:20 PM
community-pipeline$25.004/8/2011 1:55:11 PM
currency-persimmon$100.004/8/2011 6:40:27 PM
dtrain5$25.004/8/2011 7:37:19 PM
efficient-treasure0$25.004/8/2011 8:27:33 PM
barkeron$100.004/8/2011 10:00:50 PM
bronzmajom$25.004/8/2011 11:33:35 PM
GoldenGo4$50.004/9/2011 4:12:44 AM
3_boyz$30.004/9/2011 6:48:48 AM
Gibbyland$100.004/9/2011 12:23:03 PM
r48$25.004/9/2011 8:24:07 PM
cclady$1,000.004/10/2011 2:39:56 PM
delicious-loan093$25.004/10/2011 3:17:44 PM
p2ploan-sensation211$50.004/10/2011 3:51:13 PM
srgriff$25.004/11/2011 9:20:18 AM
ore-genius2$100.004/11/2011 11:12:13 AM
patriot897$50.004/11/2011 2:34:20 PM
mizount$25.004/11/2011 6:08:30 PM
SchaeferJ$25.004/12/2011 3:37:58 AM
FundMaker$25.004/12/2011 5:18:00 AM
goat361$50.004/12/2011 6:48:10 AM
ytjameslee$50.004/12/2011 3:32:10 PM
Rivermaverick$40.004/12/2011 3:52:19 PM
4Horseman$50.004/12/2011 5:14:02 PM
goldsun$25.004/12/2011 5:56:34 PM
wbahl$25.004/13/2011 7:53:32 AM
a-responsible-return$50.004/13/2011 7:54:03 AM
Registerednurse1$27.904/14/2011 12:17:02 PM
GodzillaLending$25.004/15/2011 7:19:47 AM
sharp-income2$75.004/16/2011 9:46:25 AM
davisfl$100.004/16/2011 2:04:19 PM
thankful-nickel2$50.004/16/2011 7:11:04 PM
fcrick$25.004/16/2011 5:04:23 PM
California04$50.004/16/2011 5:05:47 PM
alpinaut$25.004/17/2011 7:49:54 AM
faithey$50.004/17/2011 11:54:27 AM
pakrbkr$50.004/18/2011 5:29:21 AM
grasscutter$200.004/18/2011 6:27:30 AM
grasscutter$200.004/18/2011 6:24:46 AM
friendlyviking$25.004/18/2011 4:47:15 PM
Cheburashka$30.004/18/2011 4:49:53 PM
dharma1$25.004/18/2011 4:44:09 PM
reinforced-reward$25.004/18/2011 4:54:03 PM
blue-relay$25.004/18/2011 5:22:18 PM
a2190b$25.004/18/2011 6:59:31 PM
degster$25.004/19/2011 2:18:11 AM
nicklds$25.004/19/2011 6:12:33 AM
jeffpac$50.004/19/2011 7:04:30 AM
RMB-Investments$100.004/19/2011 7:52:01 AM
birchbark86$50.004/19/2011 7:11:08 AM
authoritative-capital$25.004/19/2011 7:09:25 AM
compoundinterest$50.004/19/2011 8:03:28 AM
DreDub$100.004/19/2011 10:07:36 AM
fair-funds$25.004/19/2011 10:08:38 AM
nuclearmoose$50.004/19/2011 1:39:39 PM
Crisscross$25.004/19/2011 6:54:19 PM
JustMee$25.004/19/2011 8:25:07 PM
TooManyCats$50.004/19/2011 10:10:49 PM
orderandprogress$25.004/19/2011 10:21:23 PM
intrepid-loot$125.004/20/2011 6:07:03 AM
goldenretriever$100.004/20/2011 6:31:39 AM
Spiderman55$25.004/20/2011 7:27:46 AM
bonus-poplar2$30.534/20/2011 7:49:30 AM
mad-scientist0$100.004/20/2011 8:17:53 AM
investor-007$206.384/20/2011 7:27:22 AM
jazzlender$25.004/20/2011 9:24:29 AM
ZeoInvestments$25.004/20/2011 9:36:46 AM
Hondo$50.004/20/2011 1:13:34 PM
reward-planetarium$50.004/20/2011 11:59:19 AM
cymbal097$50.004/20/2011 1:59:59 PM
dogbait$50.004/20/2011 2:41:33 PM
NMGbank$25.004/20/2011 3:16:30 PM
unclejaef$25.004/20/2011 3:19:29 PM
Trondheim_Norway$100.004/20/2011 1:52:08 PM
payout-detective7$25.004/20/2011 3:38:46 PM
first-serene-credit$25.004/20/2011 3:48:30 PM
revops2008$25.004/20/2011 3:49:41 PM
peso-tiramisu$25.004/20/2011 2:42:55 PM
MO_Investor$25.004/20/2011 3:15:05 PM
newest-bountiful-basis$25.004/20/2011 4:00:25 PM
wwwUniversal$25.004/20/2011 3:58:41 PM
conductor146$25.004/20/2011 4:11:06 PM
balanced-bill7$50.004/20/2011 3:19:36 PM
financial-frenzy$25.004/20/2011 4:17:00 PM
boomer5$25.004/20/2011 4:21:37 PM
UT2008$50.004/20/2011 4:18:02 PM
sunny-justice9$25.004/20/2011 4:31:00 PM
sparkling-contract7$25.004/20/2011 5:00:57 PM
useful-currency$25.004/20/2011 4:00:34 PM
Soxxes$50.004/20/2011 4:15:19 PM
227 Investments
 
Borrower Payment Dependent Notes Series 501011
This series of Notes was issued and sold upon the funding of the borrower loan #48670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,103.84 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $135.17
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1998 Debt/Income ratio: 23%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:11y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $847Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: durable-loan9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
need to pay a bill
Purpose of loan: Pay off an attorney bill for my daughter
This loan will be used to...

My financial situation: Is very good and I am aiming to have all bills paid off by the end of next year or sooner
I am a good candidate for this loan because...I am very concerned over my credit rating and tend to overpay my bills so that I can pay them off faster


Monthly net income: $3005.72
Monthly expenses: $ 1945.88
Housing: $873.70/mo
Insurance: $65.00/mo
Car expenses: $120.00/month *gas*
Utilities: $135.00/month
Phone, cable, internet: $60.00
Food, entertainment: $125.00
Clothing, household expenses: $0
Credit cards and other loans: $1072.18
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: i had answered this 2 days ago, but my profile shows this question as unanswered. My mortgage bal is $117K (i have no 2nd or additional loan to my home). Due to the economic situation in the US my market value assessed presently is $65K. I initially purchased the home in 2008 for $122K. Thank you. (Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ryclsun$50.004/6/2011 1:16:18 PM
kindness-hickory5$50.004/7/2011 4:57:35 AM
lean-ore9$25.004/13/2011 8:44:30 AM
fund-tom-tom6$32.844/17/2011 12:37:11 PM
sunny-justice9$25.004/17/2011 3:52:46 PM
Dubbs360$100.004/18/2011 9:09:54 AM
transparency-baton$25.004/18/2011 9:37:10 AM
market-happiness7$25.004/18/2011 9:37:51 AM
upbeat-investment9$25.004/18/2011 11:27:18 AM
dudebrah$25.004/18/2011 11:44:49 AM
octoberfresh$25.004/18/2011 10:35:10 AM
bonus-seahorse$25.004/18/2011 4:09:39 PM
mdaallen$37.554/18/2011 4:34:10 PM
Kqwik$25.004/18/2011 6:46:07 PM
CapricornLending$25.004/18/2011 8:54:58 PM
vtr1000$25.104/18/2011 6:26:30 PM
reflective-rupee$75.554/19/2011 6:06:53 AM
VJ_Financial$50.004/19/2011 6:25:21 AM
Oak-Parker$25.004/19/2011 5:51:56 AM
AW14$25.004/19/2011 7:27:10 AM
GElender$25.004/19/2011 6:30:14 AM
persistent-income2$50.004/19/2011 8:04:35 AM
inventive-wealth2$25.004/19/2011 9:46:33 AM
RenovatioCapital$25.004/19/2011 10:31:31 AM
Wisc_investor$30.004/19/2011 10:19:48 AM
gtdane$38.024/19/2011 10:51:48 AM
reward-harp$300.004/19/2011 10:20:40 AM
brondero$40.004/19/2011 10:14:41 AM
loosd$25.004/19/2011 11:37:20 AM
realestate6606$200.004/19/2011 12:07:27 PM
droopie1$25.004/19/2011 10:35:58 AM
7588WorkingGuy$40.004/19/2011 11:42:34 AM
LuvToLend$25.004/19/2011 11:35:13 AM
Rogelio48$30.004/19/2011 5:45:38 PM
shrewd-income$25.004/19/2011 6:40:07 PM
capital-galaxy$25.004/20/2011 4:40:40 AM
fcb202$50.004/6/2011 2:25:00 PM
lagnisiruk$25.004/7/2011 8:09:22 AM
power-bluebird2$100.004/7/2011 4:33:45 PM
s_man1$50.004/7/2011 9:24:47 AM
rmbot$75.004/12/2011 5:45:19 PM
sharp-trade0$25.004/13/2011 9:10:48 AM
Bob450$25.004/17/2011 10:01:40 AM
CA-Lender$25.044/17/2011 11:00:37 AM
the_finance_guru$50.004/17/2011 2:16:24 PM
reflective-rupee$25.554/18/2011 10:53:44 AM
coin-sphinx4$29.194/18/2011 1:17:48 PM
payout-bridge$25.004/18/2011 3:08:18 PM
handy-justice$100.004/18/2011 8:25:09 PM
capital-halo1$500.004/18/2011 7:35:42 PM
meteoric-asset4$25.004/18/2011 11:51:34 PM
unfixer$25.004/19/2011 2:35:14 AM
red-favorable-basis$25.004/19/2011 4:38:49 AM
graduatey2k$25.004/19/2011 5:24:28 AM
helping-out$75.004/19/2011 6:00:50 AM
capital-galaxy$50.004/19/2011 7:01:59 AM
boola1010$50.004/19/2011 10:14:24 AM
bewitching-asset3$25.004/19/2011 10:48:31 AM
craftygirl960$25.004/19/2011 11:16:21 AM
TheCount$25.004/20/2011 8:04:28 AM
60 Investments
 
Borrower Payment Dependent Notes Series 501127
This series of Notes was issued and sold upon the funding of the borrower loan #48674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $228.13
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1999 Debt/Income ratio: 17%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,919Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: needmoto Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 32 ( 100% ) 760-779 (Latest)
Principal borrowed: $12,800.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
660-679 (Aug-2009)
640-659 (Mar-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Boat Loan
Purpose of loan:
To purchased a used power boat.

My financial situation:
I have a great credit history, have always paid my bills on time, 2 previous prosper loans paid on time and in full, I have a high income and can easily afford the payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bill-appraiser7$25.004/8/2011 9:27:54 AM
indomitable-coin$50.004/8/2011 9:28:30 AM
selector568$50.004/8/2011 10:35:28 AM
cashhelp$50.004/8/2011 10:43:40 AM
kanakakm$50.004/8/2011 11:40:24 AM
kyomoon$50.004/8/2011 11:51:39 AM
jescowa$50.004/8/2011 11:54:41 AM
the-dollar-topper$100.004/8/2011 11:59:39 AM
serene-truth2$50.004/8/2011 11:55:00 AM
subtle-revenue0$25.004/8/2011 12:02:45 PM
lagnisiruk$25.004/8/2011 12:03:11 PM
p40thawk$50.004/8/2011 12:00:29 PM
bds9646$26.004/8/2011 12:43:11 PM
thankful-nickel2$50.004/8/2011 1:23:30 PM
sparky1129$50.004/8/2011 1:32:27 PM
mrpowers5531$25.004/8/2011 1:54:56 PM
minista$25.004/8/2011 5:32:40 PM
jazz619$25.004/8/2011 5:49:45 PM
RandyL3$25.004/8/2011 6:46:40 PM
currency-persimmon$200.004/8/2011 6:44:48 PM
gojackgo$50.004/9/2011 2:22:01 PM
wesleys$50.004/9/2011 4:37:09 PM
availableloan$25.004/9/2011 9:16:59 PM
ore-genius2$100.004/11/2011 11:12:21 AM
WilliamLeeSims$25.004/12/2011 3:34:31 AM
exact-gold2$25.004/12/2011 3:34:57 AM
MasterJin$25.004/14/2011 12:06:58 PM
Jynxie$50.004/14/2011 4:59:30 PM
Weaverville$100.004/14/2011 7:27:01 PM
JJ9876$50.004/15/2011 10:03:55 AM
eloquent-dime416$50.004/15/2011 12:44:45 PM
a-responsible-return$50.004/16/2011 4:37:06 AM
Robert99$25.004/16/2011 11:16:25 AM
Havana21$200.004/16/2011 2:39:38 PM
faithey$50.004/17/2011 11:54:32 AM
Steveoo1$50.004/17/2011 10:56:34 AM
wbahl$25.004/18/2011 4:51:04 PM
community-pipeline$50.004/18/2011 4:58:54 PM
sisepuede$25.004/18/2011 7:33:55 PM
wise-silver-wonder$25.004/19/2011 2:27:33 AM
HenlopenCapital$25.004/19/2011 4:38:23 AM
cash-cymbal$100.004/19/2011 9:42:06 AM
Breken6$25.004/19/2011 11:10:55 AM
fund-tom-tom6$25.004/19/2011 12:44:44 PM
kind-genuine-dough$50.004/19/2011 4:19:31 PM
fandacom$50.004/19/2011 5:33:24 PM
Rob717171$50.004/19/2011 6:01:21 PM
balanced-rupee$100.004/19/2011 6:30:10 PM
reflective-rupee$150.554/20/2011 9:24:24 AM
ZeoInvestments$25.004/20/2011 9:36:54 AM
caddy5662$50.004/20/2011 9:40:32 AM
reward-planetarium$50.004/20/2011 11:59:25 AM
restless-balance9$50.004/20/2011 12:55:54 PM
ebusinessagent$25.004/20/2011 2:39:19 PM
crmoir$25.004/20/2011 12:26:26 PM
myworld701$25.004/20/2011 3:00:51 PM
Hondo$50.004/20/2011 1:13:40 PM
AmericanCredit$25.004/20/2011 3:19:41 PM
bizzzond$50.004/20/2011 3:54:46 PM
iLoaner$25.004/20/2011 5:30:23 PM
dharma1$25.004/20/2011 5:30:43 PM
credit-panda1$25.004/20/2011 5:04:29 PM
valueguru$100.004/20/2011 5:35:34 PM
degster$25.004/20/2011 5:53:43 PM
Montgomery-Burns$25.004/20/2011 6:53:35 PM
Preteur$25.004/20/2011 5:46:22 PM
Belair_Advisors$25.004/20/2011 7:41:51 PM
turbostar666$35.004/21/2011 1:40:21 AM
flexiboy35$25.004/21/2011 1:48:55 AM
thedoctor$100.004/21/2011 1:49:27 AM
perlindc$69.954/21/2011 2:06:00 AM
zeelender$25.004/21/2011 2:03:06 AM
dumbass$25.004/21/2011 2:06:50 AM
mistertao$25.004/21/2011 2:20:18 AM
wwwUniversal$25.004/21/2011 2:32:57 AM
USMC0311$35.884/21/2011 2:34:52 AM
julijask$50.004/21/2011 2:34:58 AM
valiant-liberty4$25.004/21/2011 2:47:08 AM
nimcha$100.004/21/2011 4:01:14 AM
BoughtTheFarm$25.004/21/2011 6:22:02 AM
moneytolend72$33.074/21/2011 7:37:56 AM
Zoramite$25.004/21/2011 9:49:37 AM
velocity-solo$25.004/21/2011 8:30:27 AM
zhiguli$25.004/21/2011 9:38:24 AM
MoneyForNothing$25.004/8/2011 9:45:22 AM
credit-guard5$25.004/8/2011 10:14:58 AM
DukSerduk$25.004/8/2011 10:43:16 AM
logical-reward8$25.004/8/2011 11:12:42 AM
MrDavid$100.004/8/2011 11:16:14 AM
Fearless_Lender$25.004/8/2011 11:41:01 AM
socal-lender$25.004/8/2011 11:47:43 AM
kenji4861$50.004/8/2011 11:59:05 AM
Dollars4Rent$50.004/8/2011 11:52:23 AM
worthy-bid8$100.004/8/2011 12:01:10 PM
blot44$50.004/8/2011 12:01:44 PM
meux99$25.004/8/2011 11:58:21 AM
reflective-rupee$44.444/8/2011 1:25:39 PM
shamrocker$25.004/8/2011 1:55:26 PM
astute-fairness0$50.004/8/2011 3:30:24 PM
atbright$25.004/8/2011 3:51:42 PM
hookUup$25.004/8/2011 3:51:48 PM
efficient-treasure0$25.004/8/2011 8:27:39 PM
dtrain5$25.004/8/2011 7:37:23 PM
Sigonio$25.004/9/2011 2:27:50 AM
RiskManiac$25.004/9/2011 5:04:15 AM
diplomatic-wealth7$25.004/9/2011 6:04:21 PM
srgriff$25.004/11/2011 9:20:31 AM
IrrationalPi$25.004/11/2011 1:13:02 PM
skuba$100.004/11/2011 2:33:22 PM
BaxterEvil$25.004/11/2011 6:59:08 PM
ytjameslee$50.004/12/2011 3:32:26 PM
Hogpilot$50.004/13/2011 7:53:45 AM
selector568$200.004/14/2011 2:16:54 PM
benjamins-utopia$100.004/14/2011 4:42:13 PM
mizount$25.004/15/2011 5:58:31 AM
kulender$50.004/15/2011 6:41:31 AM
bglender$50.004/15/2011 9:24:35 AM
nosualcneas$25.004/16/2011 3:54:32 PM
California04$50.004/16/2011 5:05:56 PM
fcrick$25.004/16/2011 5:04:29 PM
worthy-value1$50.004/17/2011 5:39:27 PM
corndog4000$60.004/18/2011 12:55:39 AM
pakrbkr$50.004/18/2011 5:29:27 AM
djh47a$25.004/18/2011 10:46:56 AM
heavenly-interest9$50.004/18/2011 10:49:41 AM
emo13$50.004/18/2011 4:52:30 PM
GodzillaLending$25.004/18/2011 4:53:07 PM
compoundinterest$50.004/19/2011 8:03:39 AM
jeffpac$50.004/19/2011 7:04:37 AM
damage$25.004/19/2011 8:25:25 AM
crew53$150.004/19/2011 9:57:55 AM
DreDub$100.004/19/2011 10:07:42 AM
r48$25.004/19/2011 10:50:44 AM
Theodon$25.004/19/2011 7:06:11 PM
radforj22$50.004/20/2011 4:39:25 AM
payment-pursuit3$50.004/20/2011 9:34:40 AM
generator596$30.004/20/2011 9:42:37 AM
Lender0010$100.004/20/2011 3:16:49 PM
useful-currency$25.004/20/2011 4:00:37 PM
Anny-Disco$50.004/20/2011 3:19:42 PM
SchaeferJ$25.004/20/2011 4:18:14 PM
syounker$25.004/20/2011 5:26:45 PM
create42xn$50.004/20/2011 5:37:57 PM
friendlyviking$25.004/20/2011 5:52:59 PM
alpinaut$25.004/20/2011 5:31:24 PM
RMB-Investments$100.004/20/2011 5:35:46 PM
discrete-asset$25.004/20/2011 5:40:04 PM
jazzlender$25.004/20/2011 5:55:34 PM
mpactlender$25.004/20/2011 5:57:45 PM
theboat$25.004/20/2011 8:24:39 PM
Cheburashka$30.004/21/2011 2:02:58 AM
bb575$50.004/20/2011 9:09:20 PM
Natronpee$25.004/21/2011 2:20:10 AM
eCapital$25.004/20/2011 9:18:02 PM
rulender$25.004/21/2011 2:28:29 AM
lawyervon$25.004/21/2011 2:32:07 AM
reinforced-reward$25.004/21/2011 2:49:28 AM
martymaniaman$34.154/21/2011 6:08:07 AM
jedi8$50.004/21/2011 7:26:45 AM
ericgassercom$50.004/21/2011 7:59:12 AM
newest-bountiful-basis$25.004/21/2011 8:32:16 AM
red-unequivocal-finance$25.004/21/2011 9:31:15 AM
zbfamwl$25.004/21/2011 7:49:23 AM
ujiba$50.004/21/2011 9:36:57 AM
ILoveBearHats$50.004/21/2011 10:15:35 AM
giggling_DB$25.964/21/2011 10:32:25 AM
166 Investments
 
Borrower Payment Dependent Notes Series 501347
This series of Notes was issued and sold upon the funding of the borrower loan #48688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $212.77
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1996 Debt/Income ratio: 5%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,481Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: Superman1976 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 780-799 (Latest)
Principal borrowed: $14,600.00< 31 days late: 0 ( 0% )  
800-819 (Sep-2010)
 
Principal balance: $12,485.58 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Medical Expenses for our Son
This loan would be used for expenses due to a medial week long stay at Cincinnati Children?s Hospital for our two year old Son in a few months.

He was born with a cleft lip and is doing very well, but has other issue that still need to be diagnosed. We?ve been told the next and possibly final steps are in Cincinnati.

We?ve done everything we can to minimize the cost of this; we even have friends & family donating their unused airline miles to us so we can fly out there. This medial trip could really put us behind, and we?ve made so much progress in the last year, that it would be a big hit to get set back again.

Thank you very much for the consideration of funding for this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$50.004/8/2011 9:28:44 AM
vine99$75.004/8/2011 10:20:54 AM
organized-payment6$50.004/8/2011 11:55:25 AM
helpinghand63$50.004/8/2011 11:52:05 AM
BxRealtor$25.004/8/2011 11:58:04 AM
Zolton$100.004/8/2011 11:56:14 AM
thankful-nickel2$50.004/8/2011 1:25:00 PM
Toby1montana$75.004/8/2011 1:44:06 PM
wanna-help$50.004/8/2011 3:36:54 PM
efficient-treasure0$25.004/8/2011 8:30:35 PM
a-finance-nirvana$25.004/9/2011 3:55:23 AM
diplomatic-wealth7$25.004/9/2011 6:13:07 PM
atbright$25.004/11/2011 5:06:37 AM
B-rad_the_Coug$25.004/11/2011 4:23:05 PM
patriot897$25.004/11/2011 4:49:54 PM
p40thawk$25.004/11/2011 8:28:42 PM
zotzot$50.444/12/2011 5:29:42 AM
enterprising-cash0$25.004/12/2011 1:53:33 PM
Johnab$25.004/12/2011 4:28:34 PM
rmbot$75.004/12/2011 5:45:28 PM
economy-tuba7$50.004/13/2011 9:16:02 AM
RandyL3$25.004/13/2011 9:30:43 AM
tntmojave$50.004/14/2011 2:30:48 AM
worthy-bid8$50.004/14/2011 6:14:24 AM
Loan-Mart$100.004/14/2011 4:33:41 PM
superb-kindness2$25.004/15/2011 7:28:23 AM
Tradesmanlender$25.004/15/2011 9:56:25 AM
reflective-dollar8$50.004/15/2011 10:01:50 AM
AFairDeal$50.004/16/2011 7:34:50 AM
social-comet7$25.004/16/2011 11:14:52 AM
California04$50.004/16/2011 5:06:03 PM
ursus$100.004/18/2011 8:59:17 AM
djh47a$25.004/18/2011 10:47:03 AM
r48$25.004/18/2011 3:16:14 PM
heavenly-interest9$150.004/18/2011 11:01:33 AM
Sol_Invictus$25.004/19/2011 5:38:38 AM
the-silver-blaster$50.004/19/2011 9:53:47 AM
heavy_ax$25.004/19/2011 10:54:58 AM
loot-heart$25.004/19/2011 12:30:32 PM
gnar$25.004/19/2011 5:39:29 PM
SiebirdLending$25.004/19/2011 5:52:51 PM
palace2$200.004/19/2011 6:14:11 PM
dedicated-trade9$100.004/19/2011 7:58:21 PM
orderandprogress$25.004/19/2011 10:21:35 PM
best-phenomenal-treasure$25.004/19/2011 7:18:23 PM
sonnet771$50.004/20/2011 12:49:46 AM
DannyPhantom$25.004/19/2011 9:03:48 PM
reflective-cash0$50.004/20/2011 5:31:39 AM
ddimports$100.004/20/2011 10:12:09 AM
TaxAcct_444$100.004/20/2011 10:38:36 AM
williemc44$25.004/20/2011 12:25:05 PM
wild-orange$50.004/20/2011 10:44:43 AM
investment-comet$25.004/20/2011 11:27:01 AM
TheArtOfLogic$100.004/20/2011 1:38:18 PM
wwwUniversal$25.004/20/2011 2:22:54 PM
vishal29$50.004/20/2011 12:45:28 PM
credit-investor5$50.004/20/2011 3:02:22 PM
fantastic-wampum1$100.004/20/2011 3:05:20 PM
wesleys$25.004/20/2011 2:27:46 PM
Engineer44$27.004/20/2011 2:34:38 PM
dogbait$50.004/20/2011 2:40:23 PM
theloanteacher$25.004/20/2011 3:41:15 PM
Byrd24$100.004/20/2011 3:55:03 PM
jescowa$50.004/20/2011 3:59:39 PM
Ocean713$50.004/20/2011 3:25:10 PM
payout-detective7$25.004/20/2011 3:37:46 PM
first-serene-credit$25.004/20/2011 3:47:23 PM
potatoepicker$50.004/20/2011 4:27:15 PM
platinum-cargo$26.004/20/2011 4:43:14 PM
income-awakening6$25.004/20/2011 4:28:26 PM
myextracash$25.004/20/2011 4:41:22 PM
brightest-benjamins-onator$25.004/20/2011 4:27:55 PM
cashhelp$30.004/8/2011 10:31:41 AM
Headhunter14$25.004/8/2011 10:39:45 AM
tolerant-dinero2$25.004/8/2011 10:52:51 AM
Peterman$25.004/8/2011 11:57:20 AM
reflective-rupee$650.444/8/2011 1:26:43 PM
Malkial$25.004/8/2011 1:53:36 PM
commerce-yeller$30.004/10/2011 8:46:44 AM
yield-seeker$25.004/11/2011 8:38:36 AM
careful-moola3$100.004/11/2011 3:36:25 PM
simplelender80$100.004/11/2011 6:28:04 PM
Mariner3605$25.004/13/2011 2:05:49 AM
enthralling-deal180$50.004/13/2011 5:48:09 AM
zippy-revenue8$25.004/13/2011 4:59:30 AM
bold-durability-drum$50.004/13/2011 12:48:07 PM
benefit-trident$25.004/13/2011 5:22:13 PM
petsheep$25.004/14/2011 9:43:09 AM
MasterJin$25.004/14/2011 12:13:46 PM
Weaverville$50.004/14/2011 7:28:36 PM
radforj22$25.004/15/2011 8:29:31 PM
natural-rate$30.004/17/2011 7:34:19 AM
bid-czar8$50.004/17/2011 5:46:54 PM
DreDub$50.004/19/2011 10:19:07 AM
sharp-trade0$25.004/19/2011 5:03:24 PM
Alpha-AssistU$25.004/19/2011 5:28:39 PM
paymentologist$50.004/19/2011 5:42:54 PM
kenji4861$25.004/19/2011 5:47:38 PM
philgreen$50.004/19/2011 5:44:26 PM
balanced-rupee$50.004/19/2011 6:29:33 PM
sharp-income2$25.004/19/2011 6:44:56 PM
interstellar$50.004/19/2011 9:05:37 PM
mex_invests$25.004/20/2011 7:25:07 AM
jazzlender$25.004/20/2011 9:24:46 AM
joyful-investment3$25.004/20/2011 9:39:37 AM
kellydawn$50.004/20/2011 9:52:38 AM
point-kitten6$100.004/20/2011 11:33:08 AM
dudebrah$25.004/20/2011 9:33:18 AM
generator596$50.004/20/2011 9:39:24 AM
nickel-position$25.004/20/2011 12:30:00 PM
mad-scientist0$25.004/20/2011 1:11:02 PM
melodious-fairness$50.004/20/2011 12:44:20 PM
HeroJason86$25.004/20/2011 11:32:28 AM
Ripsaw4U$50.004/20/2011 2:12:49 PM
kublai$100.004/20/2011 2:04:33 PM
crmoir$25.004/20/2011 12:25:12 PM
Earnest_Money$25.004/20/2011 3:05:35 PM
Hondo$25.004/20/2011 1:20:55 PM
engbusres$33.004/20/2011 2:46:12 PM
revops2008$25.004/20/2011 3:51:12 PM
Rinastiti$50.004/20/2011 3:26:15 PM
momentous-coin$75.004/20/2011 4:28:04 PM
Soxxes$25.004/20/2011 4:25:41 PM
TNG812$30.684/20/2011 4:42:19 PM
1fairlender$195.004/20/2011 4:18:54 PM
reflective-rupee$200.554/20/2011 4:47:47 PM
126 Investments
 
Borrower Payment Dependent Notes Series 501357
This series of Notes was issued and sold upon the funding of the borrower loan #48679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $293.30
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1995 Debt/Income ratio: 16%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 36 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,827Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: a-silver-booster Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 7 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Buy-out my business partner
This loan will be used to...

...to buy my partner?s share of ownership in our company. We are currently 50-50 owners and I wish to purchase his 50% ownership. This is a new company, started in February of 2010 and only had $5,000 in revenue last year with a 68% net profit. This company is currently debt free and very low overhead. I work a full-time job during the day, and manage this company from home at night.
6-month revenue projection: $18,000

6 months of hired overseas labor: $4,000
6 months of sales marketing expenses: $1,700
6 months of utilities (internet and phone): $1,000
6 months of loan payments (this loan): $1,800

Total 6-month Expenses: $8,500
Ownership Purchase: $5,000
Less personal savings: -$2,000
Less 25% Revenue: -$4,500

Total Loan Requested: $7,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st mortgage is $167,000. No 2nd mortgage. Home appraised for $180,000 in Dec. 2010 Monthly payment of $1,097 (includes taxes and insurance) (Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
hookUup$25.004/8/2011 5:11:43 PM
suave-dime6$25.004/8/2011 5:23:12 PM
diplomatic-wealth7$25.004/8/2011 5:26:46 PM
ingenious-deal6$25.004/8/2011 5:27:16 PM
cashhelp$30.004/8/2011 5:25:07 PM
value-allocator1$100.004/8/2011 5:31:59 PM
fantastic-wampum1$100.004/8/2011 5:42:44 PM
thankful-nickel2$25.004/8/2011 7:07:11 PM
Bob450$25.004/8/2011 9:30:37 PM
Mikale360$25.004/9/2011 5:30:05 AM
NekHoldings$25.004/9/2011 5:46:51 AM
marinbb$100.004/9/2011 11:23:16 AM
genuine-integrity0$25.004/9/2011 2:49:52 PM
Feyenoord$25.004/9/2011 10:33:20 PM
sharp-trade0$25.004/10/2011 2:52:50 PM
nerdfactor$25.004/10/2011 10:39:07 PM
thelovebug$100.004/11/2011 10:16:53 AM
nickel-hickory$100.004/11/2011 11:11:28 AM
nickel-hickory$60.004/11/2011 11:15:25 AM
Skeptical-one$40.004/11/2011 12:13:29 PM
ronin4sale$25.004/12/2011 5:47:18 AM
orange-rapid-benjamins$25.004/12/2011 12:31:10 PM
itskarma$50.004/13/2011 12:44:53 PM
capital_projects_investor$25.004/13/2011 10:46:35 PM
Weaverville$25.004/14/2011 7:30:56 PM
StarshineXL$700.004/14/2011 8:27:04 PM
upbeat-finance8$25.004/15/2011 6:14:22 PM
twjh$25.004/16/2011 4:02:41 AM
mercuriant$25.004/16/2011 8:30:13 AM
novice-speculator$25.004/16/2011 1:14:38 PM
value-squirrel3$25.004/16/2011 2:06:02 PM
dudebrah$25.004/16/2011 2:32:11 PM
KlarthXVII$50.004/16/2011 3:40:10 PM
thatguyoverseas$43.864/16/2011 1:21:11 PM
integrity-doctor$100.004/16/2011 2:34:19 PM
heerzaquestion$100.004/16/2011 3:18:57 PM
melodious-openness$60.004/16/2011 4:20:33 PM
cbivitz$25.004/16/2011 8:19:20 PM
Banker_Joe$25.004/18/2011 6:42:47 PM
payout-bridge$100.004/18/2011 11:40:49 PM
papaloha$25.004/19/2011 3:27:14 AM
Gibbyland$100.004/19/2011 8:06:19 AM
bold-peaceful-silver$25.004/19/2011 12:46:05 PM
green-dollar-equinox$25.004/19/2011 12:56:02 PM
deal-marauder6$50.004/19/2011 2:49:22 PM
red-power-pecan$50.004/19/2011 6:11:13 PM
natural-greenback6$25.004/19/2011 9:41:37 PM
estaban2501$41.264/19/2011 9:10:29 PM
minnesotafinancial$25.004/20/2011 7:48:10 AM
Leshan$182.764/20/2011 8:07:46 AM
spike22$45.834/20/2011 10:06:51 AM
jazzlender$25.004/20/2011 9:24:52 AM
Socorro_Capital_Partners$25.004/20/2011 10:00:24 AM
mwb$25.004/20/2011 11:03:28 AM
cbivitz$135.004/20/2011 1:28:42 PM
p2ploan-sensation211$25.004/20/2011 3:15:17 PM
Ocean713$50.004/20/2011 3:26:04 PM
transparency-grasshopper$25.004/20/2011 5:08:27 PM
Belair_Advisors$25.004/20/2011 7:34:21 PM
brondero$39.004/20/2011 8:39:06 PM
rustysailor$25.004/20/2011 8:46:10 PM
AustinAmerica$25.004/20/2011 9:44:29 PM
reflective-rupee$500.444/8/2011 5:11:22 PM
simplelender80$100.004/8/2011 5:21:24 PM
DHolly$25.004/8/2011 5:45:13 PM
chameleon125$25.004/8/2011 8:11:52 PM
DasMula$27.004/8/2011 11:27:15 PM
liberty-magnate$25.004/8/2011 10:56:47 PM
investmentgroup$25.004/9/2011 2:29:15 AM
Kash2010lu$25.004/9/2011 12:29:53 PM
jgar_O$35.004/9/2011 6:44:09 PM
nickel-hickory$100.004/11/2011 11:11:19 AM
mrxtravis$25.004/12/2011 2:42:07 AM
eagle1271$25.004/12/2011 7:00:30 AM
benefit-position$25.004/13/2011 6:46:16 AM
fabulous-community4$25.004/13/2011 2:29:07 AM
RyanM561$25.004/13/2011 6:08:02 AM
EA_Pokerking$25.004/13/2011 3:31:43 PM
organic-treasure$25.074/14/2011 10:23:28 AM
aultraman$25.004/14/2011 5:48:41 PM
loanman2007$100.004/15/2011 5:01:38 AM
kingbob$25.744/15/2011 7:47:51 AM
money-fort$30.004/15/2011 4:21:10 PM
money-baron-roth-IRA$100.004/15/2011 6:10:18 PM
courteous-kindness1$25.004/16/2011 11:31:31 AM
CA-Lender$50.044/16/2011 1:20:20 PM
money-baron-roth-IRA$200.004/16/2011 1:21:03 PM
phaded$25.004/16/2011 2:52:26 PM
MJTimages_com$25.004/16/2011 3:18:55 PM
economy-popcorn$25.004/16/2011 4:39:52 PM
Jack55304$185.004/17/2011 5:32:32 AM
jcw3rd$25.004/17/2011 4:17:04 AM
loss-of-control$100.004/17/2011 7:57:46 AM
justasoldier$30.004/17/2011 7:50:36 PM
ursus$50.004/18/2011 8:47:32 AM
nickel-hickory$50.004/18/2011 1:05:58 PM
Mombo-5$50.004/18/2011 6:00:52 PM
AEH_Now$25.004/18/2011 11:06:08 PM
fighter122$50.004/18/2011 9:10:25 PM
asiaratt$50.004/19/2011 4:15:42 AM
birddogsb$50.004/19/2011 5:20:19 AM
umfan123$25.004/19/2011 8:17:43 AM
DreDub$50.004/19/2011 10:09:39 AM
silver-enlightenment0$100.004/19/2011 11:49:54 AM
liberty-injector$50.004/19/2011 4:20:15 PM
WeshaTheLeopard$25.004/19/2011 4:54:51 PM
tylerfd$25.004/19/2011 4:55:21 PM
handy-justice$50.004/19/2011 5:34:13 PM
orderandprogress$25.004/19/2011 10:21:43 PM
credit-sycamore4$50.004/19/2011 10:24:44 PM
fair-transparency1$200.004/20/2011 1:37:59 AM
Littlepeng$25.004/20/2011 7:33:59 AM
Easystreet$25.004/20/2011 9:23:36 AM
bold-shrewd-duty$25.004/20/2011 12:07:08 PM
ladyorayne$100.004/20/2011 11:22:44 AM
euro-spark$100.004/20/2011 2:51:26 PM
luckymajor$26.604/20/2011 2:36:08 PM
worthy-bid8$25.004/20/2011 5:09:02 PM
dominickf$50.004/20/2011 6:42:05 PM
FoosMaster$64.594/20/2011 7:52:03 PM
helpwithoutbanks$25.004/20/2011 8:13:59 PM
sunny-justice9$25.004/20/2011 8:52:55 PM
Jon8403$50.004/20/2011 9:45:21 PM
selector568$200.004/21/2011 2:29:57 AM
patriot897$25.004/20/2011 11:39:21 PM
125 Investments
 
Borrower Payment Dependent Notes Series 501413
This series of Notes was issued and sold upon the funding of the borrower loan #48677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-21-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $190.52
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-2007 Debt/Income ratio: 7%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 6 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $900Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: independent-point5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle loan
Purpose of loan:
This loan will be used to purchase a Harley Davidson.

My financial situation:
I am a good candidate for this loan because i actually just need it for 3-4 month. I am planning to pay it back earlier than 3 years (actually in a couple of months). Just 6k are missing to fund my dream bike.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/8/2011 5:26:36 PM
scrappy-bonus2$25.004/8/2011 5:28:07 PM
BxRealtor$25.004/8/2011 5:29:13 PM
SolarMoonshine$25.004/8/2011 6:03:13 PM
currency-persimmon$100.004/8/2011 6:46:05 PM
brinabonzo$25.004/10/2011 1:19:18 PM
simplelender80$100.004/11/2011 6:28:23 PM
a-finance-nirvana$25.004/11/2011 5:27:55 PM
enterprising-cash0$25.004/12/2011 1:53:51 PM
rmbot$75.004/12/2011 5:45:35 PM
Charmart$25.004/13/2011 11:12:04 AM
moolah-g$84.004/13/2011 6:44:38 PM
Mariner3605$25.004/14/2011 9:36:25 AM
MasterJin$25.004/14/2011 12:14:01 PM
socal-lender$25.004/15/2011 8:46:56 AM
Tradesmanlender$25.004/16/2011 3:43:50 AM
AFairDeal$50.004/16/2011 7:34:59 AM
penny-finder$50.004/16/2011 9:23:15 AM
California04$50.004/16/2011 5:06:11 PM
MrBadExample$72.004/17/2011 8:56:46 PM
ursus$100.004/18/2011 8:59:35 AM
radforj22$25.004/18/2011 4:24:36 AM
bold-durability-drum$50.004/19/2011 12:24:27 PM
loot-heart$25.004/19/2011 5:47:24 PM
best-phenomenal-treasure$25.004/19/2011 7:18:34 PM
sharp-income2$25.004/19/2011 6:45:09 PM
melodious-fairness$50.004/20/2011 12:44:34 PM
Hondo$25.004/20/2011 1:21:08 PM
Ocean713$50.004/20/2011 3:25:26 PM
ridestwins_998$25.004/20/2011 4:57:51 PM
agile-vigilance8$150.004/20/2011 4:55:46 PM
fearless-bonus473$919.494/20/2011 5:20:36 PM
georgedorn$25.004/20/2011 5:00:36 PM
power-cell$25.004/20/2011 5:53:23 PM
vutah$100.004/20/2011 6:07:41 PM
interstellar$50.004/20/2011 5:41:48 PM
Rivermaverick$25.004/20/2011 6:25:50 PM
cloud8$170.004/20/2011 6:43:53 PM
nybanker85$150.004/20/2011 6:43:00 PM
mlb1$75.004/20/2011 6:44:59 PM
Montgomery-Burns$25.004/20/2011 6:55:57 PM
wtrboy$50.004/20/2011 10:15:10 PM
Stavros$25.004/21/2011 2:27:41 AM
wwwUniversal$25.004/21/2011 2:53:06 AM
LiveNow$25.004/21/2011 5:05:20 AM
gustavholstopus32$25.004/21/2011 5:15:49 AM
DreDub$50.004/21/2011 8:25:17 AM
moneytolend72$35.004/21/2011 7:36:40 AM
Earn_money$25.004/21/2011 9:27:38 AM
loyalist1$250.004/21/2011 7:58:51 AM
ericgassercom$100.004/21/2011 8:00:13 AM
ersheido$25.484/21/2011 10:12:47 AM
siesta100$50.004/21/2011 8:32:26 AM
purposeful-pound5$25.004/21/2011 12:00:49 PM
productive-finance$25.004/21/2011 9:35:06 AM
saahilld$25.004/21/2011 12:50:10 PM
indomitable-coin$25.004/8/2011 5:23:45 PM
Zolton$100.004/8/2011 5:28:36 PM
efficient-treasure0$25.004/8/2011 8:30:53 PM
caring-hope2$100.004/9/2011 7:29:10 AM
diplomatic-wealth7$25.004/9/2011 6:13:24 PM
availableloan$25.004/9/2011 9:16:49 PM
euro-deployment$25.004/10/2011 12:11:18 PM
yield-seeker$25.004/11/2011 8:38:53 AM
atbright$25.004/11/2011 6:19:36 PM
finance-symphony7$25.004/11/2011 7:28:27 PM
sharp-trade0$25.004/12/2011 2:19:01 PM
p40thawk$25.004/12/2011 4:25:34 PM
enthralling-deal180$50.004/13/2011 5:48:29 AM
dime-surge$50.004/13/2011 9:37:56 AM
patriot897$25.004/13/2011 12:22:16 PM
RandyL3$25.004/14/2011 6:18:09 AM
worthy-bid8$50.004/14/2011 6:14:44 AM
petsheep$25.004/14/2011 9:43:21 AM
Weaverville$50.004/14/2011 7:28:48 PM
simiray$25.004/14/2011 10:17:33 PM
gavinsp$25.004/16/2011 4:01:41 PM
bid-czar8$50.004/17/2011 5:47:11 PM
djh47a$25.004/18/2011 10:47:26 AM
SiebirdLending$25.004/19/2011 10:20:16 AM
heavy_ax$25.004/19/2011 10:55:04 AM
courteous-deal114$50.004/19/2011 6:19:30 PM
balanced-rupee$50.004/19/2011 6:29:45 PM
sonnet771$50.004/20/2011 12:50:05 AM
reflective-cash0$50.004/20/2011 5:31:57 AM
jazzlender$25.004/20/2011 9:25:05 AM
point-kitten6$100.004/20/2011 11:33:20 AM
Ripsaw4U$50.004/20/2011 2:12:59 PM
engaging-worth$25.004/20/2011 5:14:16 PM
reflective-rupee$25.554/20/2011 4:51:07 PM
best-heavenly-justice$25.004/20/2011 6:06:58 PM
asset-nebula1$50.004/20/2011 6:11:00 PM
suburbanman64$30.004/20/2011 6:15:39 PM
nest235$25.004/20/2011 6:22:23 PM
saga9$50.004/20/2011 6:32:20 PM
palace2$250.004/20/2011 8:12:27 PM
Reddy_Capital$25.004/20/2011 6:13:45 PM
friendinmoney$25.004/20/2011 6:38:02 PM
arenangelchild$50.004/21/2011 2:16:25 AM
celkram$25.004/20/2011 9:49:38 PM
SOBRO-FINANCE$25.004/20/2011 11:21:38 PM
jedi8$50.004/21/2011 7:22:01 AM
kenji4861$25.004/21/2011 8:29:33 AM
joyous-revenue4$25.004/21/2011 6:11:07 AM
Kessler$33.004/21/2011 9:36:48 AM
commerce-yeller$50.004/21/2011 8:28:09 AM
tuffshorty$50.004/21/2011 10:14:03 AM
justice-dna$35.004/21/2011 8:32:18 AM
friendinmoney$25.004/21/2011 10:42:28 AM
ideal-economy$25.004/21/2011 11:10:47 AM
110 Investments
 
Borrower Payment Dependent Notes Series 501585
This series of Notes was issued and sold upon the funding of the borrower loan #48687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-10-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2009 Debt/Income ratio: 8%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $979Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: loan-symphony8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Home Improvement
Purpose of loan: Kitchen Remodel
This loan will be used to...Change out stove,oven,refrigerator in kitchen area

My financial situation:strong
I am a good candidate for this loan because... I work 2 jobs. I have roommates who contribute and live very frugal. My car is a Toyota Corolla which is great for insurance and gas costs. I am also very motivated to have AAA credit since everything has been perfect to the t since I started. I don't go out much since I work most of the time.

Most of all I am very conservative with my money and punctual with all of my bills!!!!


Monthly net income: $4,500
Monthly expenses: $1975
Housing: $1165
Insurance: $145
Car expenses: $135
Utilities: $75
Phone, cable, internet: $150
Food, entertainment: $125
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your listing says you don't own a home so I was just wondering why you would be changing out the kitchen appliances in a rental apartment with your own money. - StarshineXL
A: I actually do own a home and for some reason they pulled my credit report and missed it. It's listed there crystal clear and I told prosper, they said they would look into it but it hasn't changed, I'm going to call them again. (Apr-13-2011)
Q: Can you tell me how much you still owe on your home mortgage(s) and what the value of the home is? Thanks - StarshineXL
A: the value of it is 60,000 and I still owe 33,456.00. I have had people offer me 65,000 for it maybe 4 months ago. (Apr-18-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/10/2011 12:03:52 PM
simplelender80$150.004/10/2011 12:05:18 PM
ingenious-deal6$25.004/10/2011 12:07:58 PM
diplomatic-wealth7$25.004/10/2011 12:14:41 PM
SolarMoonshine$25.004/10/2011 1:06:00 PM
bankbuddy55$200.004/10/2011 5:43:40 PM
investment-artist$25.004/10/2011 6:18:24 PM
marinbb$75.004/10/2011 6:41:50 PM
vutah$25.004/11/2011 4:47:27 PM
dudebrah$25.004/11/2011 9:10:13 PM
leverage-monger$66.664/12/2011 10:29:36 AM
transformer855$25.004/12/2011 7:16:18 PM
thelovebug$100.004/14/2011 5:21:03 PM
master648$30.004/14/2011 7:10:48 PM
income-lion$25.004/15/2011 6:58:03 AM
back-scratchers$25.004/17/2011 5:39:24 AM
Jack55304$185.004/17/2011 5:33:13 AM
buffalobills$25.004/18/2011 8:57:06 AM
Banker_Joe$25.004/18/2011 6:46:01 PM
Gibbyland$100.004/19/2011 8:06:59 AM
Requiem$25.004/19/2011 9:17:13 AM
durability-halibut$25.004/19/2011 11:24:03 AM
dough-hammock$25.004/19/2011 5:24:51 PM
loss-of-control$150.004/19/2011 5:53:52 PM
shrewd-income$100.004/19/2011 6:43:20 PM
roberto76$27.884/19/2011 6:36:58 PM
MasterMind5$46.544/19/2011 7:44:07 PM
natural-trade7$50.004/19/2011 8:51:43 PM
fantastic-wampum1$100.004/10/2011 12:12:02 PM
reflective-rupee$400.444/10/2011 12:23:14 PM
foothillender$25.004/10/2011 2:57:03 PM
nerdfactor$25.004/10/2011 10:40:43 PM
brightest-dignified-penny$25.004/11/2011 10:57:31 AM
taetrade$25.004/11/2011 11:45:09 AM
FriendInSeattle$100.004/11/2011 3:02:03 PM
careful-moola3$100.004/11/2011 3:35:23 PM
FinDoc$25.004/12/2011 2:15:26 AM
nethosters$25.004/12/2011 5:07:16 AM
loanman2007$25.004/12/2011 12:03:22 PM
a-finance-nirvana$25.004/13/2011 2:34:03 AM
SOP_Bank$25.004/13/2011 5:20:56 PM
Mighty_Hunter$41.004/14/2011 7:33:55 AM
Spiderman55$25.004/14/2011 8:29:00 AM
Weaverville$25.004/14/2011 7:31:44 PM
Nerdster1$25.084/15/2011 4:38:17 AM
responsible-worth113$30.004/15/2011 3:40:55 PM
upbeat-finance8$25.004/15/2011 6:05:54 PM
mercuriant$25.004/16/2011 8:30:53 AM
BradP$25.004/16/2011 6:24:21 PM
killdare$25.004/17/2011 9:19:24 AM
pathcrx$25.004/17/2011 6:11:04 PM
ursus$50.004/18/2011 8:48:18 AM
hglrfdom$25.004/19/2011 1:18:46 AM
interstellar$50.004/19/2011 1:19:08 AM
fireferd$40.004/18/2011 9:50:51 PM
asiaratt$50.004/19/2011 4:16:20 AM
birddogsb$50.004/19/2011 5:20:51 AM
jjswanso$50.004/19/2011 5:40:17 AM
exciting-fairness$200.004/19/2011 11:13:47 AM
umfan123$25.004/19/2011 11:17:46 AM
ethicalhumanist$50.004/19/2011 1:04:30 PM
deal-marauder6$50.004/19/2011 2:51:24 PM
money-fort$25.004/19/2011 5:24:59 PM
sudeep104$25.004/19/2011 5:27:06 PM
TheArtOfLogic$56.654/19/2011 4:59:17 PM
thankful-nickel2$50.004/19/2011 5:53:22 PM
dfl$50.004/19/2011 5:57:15 PM
lawyervon$25.004/19/2011 6:00:17 PM
ghinga$25.004/19/2011 5:49:33 PM
Reddy_Capital$25.004/19/2011 6:32:44 PM
well-mannered-income3$25.004/19/2011 7:11:53 PM
historic-loan1$40.004/19/2011 7:53:51 PM
value-allocator1$100.004/19/2011 7:15:13 PM
resplendent-peace7$25.004/19/2011 7:41:28 PM
DannyPhantom$50.004/19/2011 8:47:42 PM
75 Investments
 
Borrower Payment Dependent Notes Series 501597
This series of Notes was issued and sold upon the funding of the borrower loan #48641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-10-2011 
Term: 36 months Listing End date:  Apr-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2004 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,674Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: emmyquillo Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 77% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 8 ( 23% )  
720-739 (Oct-2007)
 
Principal balance: $329.56 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Expanding Design Studio
Purpose of loan: This loan will be used to expand my design studio. I'd like to use the loan money to help secure a lease on a physical store front, market my business in my local area by attending bridal & fashion shows, and to buy materials needed to continue designing and producing my bridal & fashion accessories.

My financial situation: I was able to quit my job and become a full time entrepreneur, supporting myself and my husband entirely from online sales. I have also hired my first part time employee, and will have an apparel merchandising intern this summer.

Monthly net income: $ 4,000-5,000
Monthly expenses: $ Approximately $2000-2500.
Housing: $ 500
Insurance: $ 75
Car expenses: $ fuel -- $100/week
Utilities: $ 200-300
Phone, cable, internet: $ 100
Food, entertainment: $ 100-150
Clothing, household expenses: $ 200
Credit cards and other loans: $ 200
Other expenses: 1 part time employee -- $400 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jhouman$25.004/10/2011 12:03:28 PM
suave-dime6$25.004/10/2011 12:03:54 PM
ingenious-deal6$25.004/10/2011 12:08:04 PM
UCLA4life$25.004/10/2011 12:23:06 PM
trumpeter5$35.004/10/2011 2:55:28 PM
Mikale360$25.004/10/2011 3:38:53 PM
return-grizzly$100.004/10/2011 6:43:59 PM
integrity-doctor$100.004/11/2011 8:09:47 AM
persistent-bazaar$55.004/12/2011 8:24:46 AM
atlas100$25.004/14/2011 7:55:00 AM
worth-shower8$100.004/14/2011 7:16:31 PM
Weaverville$25.004/14/2011 7:31:47 PM
thomas16882004$25.004/14/2011 6:39:01 PM
hookUup$34.324/14/2011 5:45:27 PM
SpectrumCen$25.004/14/2011 8:20:04 PM
alphabet76$25.004/14/2011 7:15:50 PM
capital_projects_investor$25.004/14/2011 7:30:28 PM
secureincome$500.004/15/2011 6:58:14 AM
jybank$50.004/15/2011 10:23:10 AM
Gibbyland$100.004/15/2011 1:01:35 PM
indomitable-dedication$50.004/15/2011 11:32:18 AM
moola-accelerator6$25.004/15/2011 12:27:47 PM
CA-Lender$25.044/15/2011 12:38:08 PM
loyalist1$200.004/15/2011 12:41:56 PM
thelovebug$100.004/15/2011 12:54:31 PM
first-serene-credit$25.004/15/2011 5:30:49 PM
hunterMG$25.004/15/2011 5:56:35 PM
diplomatic-wealth7$25.004/15/2011 4:30:38 PM
upbeat-finance8$25.004/15/2011 5:47:39 PM
MoneyTree79$25.004/15/2011 8:04:59 PM
goldmanca$25.004/15/2011 8:29:38 PM
Binan$25.004/15/2011 9:09:49 PM
wise-skillful-benjamins$25.004/15/2011 6:54:07 PM
power-bluebird2$50.004/15/2011 5:34:11 PM
cjames84$25.004/15/2011 6:44:03 PM
loss-of-control$100.004/15/2011 7:49:28 PM
power-companion7$100.004/15/2011 8:06:14 PM
bold-bright-currency$25.004/15/2011 10:53:38 PM
PCGeekWI$50.004/16/2011 12:07:39 AM
investment-habanero8$100.004/16/2011 4:00:25 AM
wild-orange$50.004/16/2011 2:05:28 AM
red-favorable-basis$25.004/16/2011 1:03:47 AM
generator596$25.004/16/2011 5:57:23 AM
mammalian4$25.004/16/2011 6:03:35 AM
FinanceEngine$50.004/16/2011 6:39:45 AM
ore-jedi$45.004/16/2011 4:43:41 AM
loanman2007$50.004/16/2011 5:53:05 AM
whatreality$25.004/16/2011 5:54:09 AM
Eric_Gagne$50.004/16/2011 6:13:23 AM
peso-aggregator$25.004/16/2011 6:37:09 AM
simplelender80$150.004/10/2011 12:05:24 PM
fantastic-wampum1$100.004/10/2011 12:12:07 PM
diplomatic-wealth7$25.004/10/2011 12:14:46 PM
thankful-nickel2$25.004/10/2011 4:33:14 PM
investment-artist$25.004/10/2011 6:12:42 PM
DoctorJoe$25.004/11/2011 4:29:46 AM
nerdfactor$25.004/10/2011 10:40:54 PM
reflective-rupee$100.554/14/2011 5:26:34 PM
shawnw2$50.004/14/2011 6:03:50 PM
sunny-justice9$25.004/15/2011 12:38:20 AM
Rogesparkguy$25.004/14/2011 11:02:37 PM
GElender$25.004/15/2011 6:16:51 AM
duty-monger$50.004/15/2011 5:35:20 AM
Dubbs360$100.004/15/2011 7:59:50 AM
Tikibarman$62.944/15/2011 9:03:50 AM
mystical-bonus7$25.004/15/2011 7:34:10 AM
Milonguero$100.004/15/2011 9:29:25 AM
Bob450$25.004/15/2011 8:33:04 AM
Leshan$106.134/15/2011 9:34:41 AM
rustysailor$25.004/15/2011 11:21:54 AM
Invest_in_residual_income$25.004/15/2011 10:55:54 AM
neutrino6$25.004/15/2011 1:58:18 PM
invest-in-ed$125.004/15/2011 3:14:23 PM
order-prospector$50.004/15/2011 3:41:14 PM
moneyismyshot$25.004/15/2011 7:56:46 PM
marwadi-62$250.004/15/2011 7:33:01 PM
quick$50.004/15/2011 5:46:37 PM
marketplace-meridian$25.004/15/2011 6:06:00 PM
IIP77$25.004/15/2011 7:18:13 PM
seanvr33$50.004/16/2011 2:38:42 AM
mark1017-31$107.524/16/2011 6:32:04 AM
credit-missile$75.004/16/2011 7:03:23 AM
chester55$50.004/16/2011 7:31:02 AM
reward-dynamo$50.004/16/2011 7:34:08 AM
OmahaGuy$100.004/16/2011 7:53:08 AM
MoneyForNothing$3.504/16/2011 7:54:00 AM
Midwestvalues$100.004/16/2011 5:44:54 AM
87 Investments
 
Borrower Payment Dependent Notes Series 501907
This series of Notes was issued and sold upon the funding of the borrower loan #48652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1994 Debt/Income ratio: 13%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 9Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:14y 9m
Amount delinquent: $0 Total credit lines: 35 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,195Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: transaction-zoomer0 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
80104e
Purpose of loan: Home Improvement
This loan will be used to install stairway to back of house.

My financial situation:
I am a good candidate for this loan because I will pay this loan back promptly and the addition to the house will add value to the property should there be a need to sell.


Monthly net income: $3800
Monthly expenses: $2800
Housing: $1940
Insurance: $70
Car expenses: $160
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The balance is $254,600. Only have 1 loan for the mortgage. Based on the latest property tax statement, the value of the home is approximately 320,000. (Apr-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/13/2011 5:03:48 PM
simplelender80$100.004/13/2011 5:01:57 PM
suave-dime6$25.004/13/2011 5:03:18 PM
SolarMoonshine$25.004/13/2011 6:27:01 PM
capital_projects_investor$25.004/13/2011 10:53:46 PM
sensible-fund$25.004/14/2011 2:45:49 AM
MilitaryLending$250.004/14/2011 1:56:08 AM
zorg77$25.004/14/2011 4:44:40 AM
investment-artist$25.004/14/2011 8:24:07 AM
kindness-launcher$1,200.004/14/2011 11:55:21 AM
nickel-hickory$100.004/14/2011 3:41:12 PM
nickel-hickory$100.004/14/2011 3:40:52 PM
brightest-dignified-penny$25.004/14/2011 4:59:34 PM
Weaverville$25.004/14/2011 7:33:25 PM
nickel-hickory$100.004/14/2011 8:11:06 PM
nickel-hickory$100.004/14/2011 8:11:30 PM
vigorous-market5$300.004/15/2011 1:51:11 AM
kingbob$50.004/15/2011 7:38:27 AM
Rogelio48$33.004/15/2011 8:12:18 AM
balanced-balance6$25.004/15/2011 1:28:23 PM
cbivitz$250.004/15/2011 11:11:45 AM
nodebt2012$25.004/15/2011 1:01:36 PM
money-fort$28.914/15/2011 4:24:25 PM
money-baron-roth-IRA$300.004/15/2011 7:25:00 PM
money-baron-roth-IRA$200.004/15/2011 7:23:59 PM
loss-of-control$200.004/15/2011 8:32:42 PM
justasoldier$30.004/15/2011 8:41:19 PM
bluehen00$41.044/16/2011 7:38:59 AM
kendigme$25.004/16/2011 7:10:00 AM
gjm6d$25.004/16/2011 4:10:02 PM
restless-dime$50.004/17/2011 10:08:22 AM
Bob450$25.004/17/2011 10:08:57 AM
l2fp$40.004/16/2011 11:13:04 PM
Christophe$25.004/17/2011 4:12:39 PM
vigilance-searcher$25.004/18/2011 11:55:44 AM
credit-elation1$25.004/18/2011 12:09:17 PM
nerdfactor$25.004/18/2011 4:07:11 PM
beakerfish$150.004/18/2011 6:23:55 PM
open-minded-fund9$50.004/18/2011 6:35:57 PM
benefit-flow$50.004/18/2011 9:31:41 PM
Banker_Joe$25.004/18/2011 6:36:41 PM
EL_Papin$25.004/19/2011 6:08:46 AM
rooster63$29.154/19/2011 7:24:28 AM
anton$150.004/19/2011 7:48:46 AM
sharp-trade0$25.004/13/2011 5:07:22 PM
diplomatic-wealth7$25.004/13/2011 5:04:43 PM
transformer855$25.004/13/2011 10:45:25 PM
SecondChanceLendingSERV$25.004/14/2011 6:22:54 AM
pembull$50.004/14/2011 9:07:07 AM
reflective-rupee$750.444/14/2011 11:30:38 AM
value-allocator1$100.004/14/2011 2:17:47 PM
nickel-hickory$100.004/14/2011 3:40:59 PM
nickel-hickory$100.004/14/2011 3:41:06 PM
loanman2007$50.004/15/2011 4:55:53 AM
nickel-hickory$100.004/14/2011 8:11:15 PM
StarshineXL$750.004/15/2011 5:04:43 AM
thankful-nickel2$25.004/15/2011 9:18:09 AM
larryboy10$50.004/15/2011 9:11:36 AM
aultraman$25.004/15/2011 10:44:41 AM
ready-interest9$25.004/15/2011 11:11:30 AM
IASKGOD$25.004/15/2011 6:03:17 PM
intrepid-loot$25.004/16/2011 4:20:51 PM
Kyileo$25.004/16/2011 4:44:57 PM
BradP$25.004/16/2011 6:08:44 PM
Jack55304$185.004/17/2011 5:34:42 AM
vest_vortex$50.004/17/2011 7:11:29 AM
friendinmoney$25.004/17/2011 3:41:10 PM
aks12$25.004/17/2011 7:20:30 PM
mpatrick$25.004/18/2011 9:23:45 AM
buffalobills$25.004/18/2011 8:51:29 AM
Rulea72$35.714/18/2011 10:05:30 AM
greencat$50.004/18/2011 9:31:24 AM
worth-topper4$25.004/18/2011 2:31:11 PM
shrewd-income$150.004/18/2011 1:58:18 PM
GrowthAspirations$65.004/18/2011 9:08:19 PM
fireferd$40.004/18/2011 9:24:20 PM
farmn$25.004/18/2011 6:57:54 PM
umfan123$25.004/19/2011 6:05:30 AM
golffish2$25.004/19/2011 7:00:56 AM
79 Investments
 
Borrower Payment Dependent Notes Series 501945
This series of Notes was issued and sold upon the funding of the borrower loan #48720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-12-2011 
Term: 36 months Listing End date:  Apr-13-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1998 Debt/Income ratio: 11%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: pragmatic-exchange0 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Private Party Car Loan
Purpose of loan:
This loan will be used to purchase a used Subaru

My financial situation:
I have very few bills and they are paid on time.


Monthly net income: $2400
Monthly expenses: $100
Housing: $0
Insurance: $75
Car expenses: $0
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I think you?re a great candidate to pledge / bid for!!.What's your share of the monthly rent (or mortgage) and what's your significant others? Also, what do you pay monthly toward the auto lease (or car loan) and what does your significant other pay? - SmartConsolidation
A: Hi and thank you for your consideration. I do not have a monthly rent, I am provided housing from my employer and I don't have a car loan. (Apr-13-2011)
Q: Can you briefly explain your income and employment status more? What is your monthly income before or after taxes are taken out? Also, does this include your significant others income? THANKS! - SmartConsolidation
A: Hi and thank you for your consideration. I work full time for a summer camp. My after taxes monthly income is $2450 and I do not have a significant other. (Apr-13-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
transaction-circuit$50.004/12/2011 5:27:11 PM
DHolly$50.004/12/2011 5:10:31 PM
suave-dime6$25.004/12/2011 5:23:28 PM
GeorgiaGator$50.004/12/2011 5:20:55 PM
simplelender80$100.004/12/2011 5:24:21 PM
reflective-rupee$750.444/12/2011 5:34:03 PM
sensational-worth7$50.004/12/2011 6:21:07 PM
DasMula$57.004/12/2011 7:51:50 PM
EngineersAlliance$100.004/12/2011 5:43:51 PM
1-HARD-HEAD$50.504/12/2011 7:54:44 PM
credit-guard5$25.004/12/2011 6:02:54 PM
SolarMoonshine$25.004/12/2011 6:40:41 PM
favorite-commerce$50.004/12/2011 8:50:00 PM
Bob450$25.004/13/2011 2:21:51 AM
Nerdster1$25.074/13/2011 4:09:32 AM
golffish2$25.004/13/2011 5:37:27 AM
competent-p2p$45.004/13/2011 7:45:04 AM
ryan6853$25.004/13/2011 10:05:37 AM
SmartConsolidation$25.004/13/2011 9:41:23 AM
sudeep104$25.004/13/2011 12:23:29 PM
leverage-monger$66.834/13/2011 12:17:58 PM
kinetic-social$30.004/13/2011 2:14:36 PM
careful-moola3$100.004/13/2011 4:18:28 PM
bav280$50.004/13/2011 5:36:33 PM
Otagaini$25.004/13/2011 5:00:26 PM
loss-of-control$50.004/13/2011 6:29:55 PM
market-pudding$25.004/13/2011 7:52:40 PM
felicity-daydream$100.004/13/2011 6:52:07 PM
thankful-nickel2$25.004/13/2011 6:42:49 PM
cbivitz$183.494/13/2011 8:13:22 PM
income-awakening6$25.004/12/2011 5:19:17 PM
daekpon$50.004/12/2011 5:26:48 PM
ingenious-deal6$25.004/12/2011 5:27:58 PM
well-rounded-payout0$50.004/12/2011 5:27:28 PM
diplomatic-wealth7$25.004/12/2011 5:29:24 PM
jules3304$25.004/12/2011 7:44:39 PM
Whipster$50.004/12/2011 5:43:53 PM
transformer855$25.004/12/2011 7:18:32 PM
Kash2010lu$25.004/12/2011 8:09:02 PM
vutah$25.004/12/2011 8:32:38 PM
delicious-loan093$25.004/12/2011 9:34:47 PM
loanman2007$150.004/13/2011 5:10:16 AM
foothillender$25.004/13/2011 8:23:08 AM
wonder3$50.004/13/2011 6:09:48 AM
leverage-monger$66.664/13/2011 7:48:36 AM
nerdfactor$25.004/13/2011 10:32:08 AM
taetrade$25.004/13/2011 10:38:22 AM
Wangchuk$25.014/13/2011 1:16:28 PM
Wangchuk$25.004/13/2011 1:23:41 PM
SOP_Bank$25.004/13/2011 4:49:55 PM
50 Investments
 
Borrower Payment Dependent Notes Series 502381
This series of Notes was issued and sold upon the funding of the borrower loan #48671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-15-2011 
Term: 12 months Listing End date:  Apr-19-2011 
 
Lender yield: 17.49% Borrower rate/APR: 18.49% / 27.46% Monthly payment: $229.78
 
Lender servicing fee: 1.00% Effective Yield*: 17.09%  
Estimated return*: 8.39%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1996 Debt/Income ratio: 22%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:12y 9m
Amount delinquent: $103,076 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,594Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: wise-return-rider Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses*Short term loan 6mo
Unexpected Move. Help w/ moving cost & up front deposits for new lease. Currently leasing and homeowner is selling home.

I have stable job 13yrs with low debt. Payback 6 mo or less with refunded deposits from current lease upon completed move out. Wife has job 12+ yrs in health care. Salary $63,000 + bonus. Her salary was NOT included in prosper salary amount.

Delinquent is bal of mortgage from loss of our home FL 2008. Rapid ^ in interest of 6% to 14.2% in 6 mo caused payment ^ from $2400 - $4800 mo ($5864 tax/ins). Bal charged off by lender. Lender is now currently under fraud lawsuit by State Attorney General. We did not walk away but tried everything using 401K and savings. Could not refi due to loss in equity, mortgage co refused short sale. The 5 delinquent are mortgage due to lenders policy where you had to be 90 days late to qualify for help with interest rate.

My net: $3688
Monthly Expenses total:$1975.88 includes car payment/ins of $569.88

Relist-less amt
Information in the Description is not verified.
Friends And Family Investments
beach-bunny has invested a total of $50.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
borrowmine$25.004/15/2011 9:04:18 AM
simplelender80$100.004/15/2011 9:10:16 AM
ingenious-deal6$25.004/15/2011 9:10:45 AM
TikPmp1$25.004/15/2011 9:04:30 AM
Zolton$100.004/15/2011 9:11:34 AM
LionFan$25.004/15/2011 9:59:40 AM
Rogesparkguy$25.004/15/2011 10:23:15 AM
loanasauras$25.004/15/2011 6:32:54 PM
Kyne$150.004/16/2011 7:27:41 AM
patriot897$25.004/16/2011 12:32:04 PM
toddbob$50.004/16/2011 3:45:32 PM
value-accelerator$80.004/16/2011 8:29:23 PM
balending$83.354/17/2011 5:25:13 AM
sharpey$115.654/18/2011 10:19:28 AM
careful-moola3$100.004/18/2011 3:11:37 PM
beach-bunny$50.004/18/2011 1:14:25 PM
EmmaDog44$34.294/18/2011 2:32:21 PM
shellstar$25.004/18/2011 12:04:52 PM
sadhikari$25.004/18/2011 4:42:38 PM
feb217$25.004/18/2011 10:08:48 PM
equallender$37.774/18/2011 11:37:12 PM
GrowthAspirations$100.004/18/2011 9:28:21 PM
anton$40.004/19/2011 7:48:08 AM
smurf163$25.004/15/2011 9:04:34 AM
diplomatic-wealth7$25.004/15/2011 9:11:10 AM
sharpey$25.004/15/2011 10:19:37 AM
reflective-rupee$222.224/15/2011 10:21:12 AM
brightest-lucrative-rate$50.004/15/2011 9:46:00 AM
a-restless-dollar$50.004/15/2011 10:51:34 AM
economy-conqueror1$75.004/15/2011 8:32:36 PM
money-banker867$101.254/15/2011 6:45:49 PM
vutah$25.004/15/2011 8:15:00 PM
cupcake0$31.274/16/2011 7:06:21 AM
cbivitz$50.004/17/2011 6:39:36 AM
slpark$75.004/16/2011 11:02:46 PM
SimpleChoice$25.004/17/2011 8:51:04 AM
Danylostefan$25.004/18/2011 7:04:08 AM
velocity-adventurer$25.004/18/2011 11:13:28 AM
wealth-prodigy1$100.004/18/2011 9:40:42 AM
lsx7$176.004/18/2011 2:32:42 PM
the-money-gargantuan$25.004/18/2011 5:29:39 PM
fireferd$25.004/18/2011 9:29:55 PM
Bank_of_T$36.264/19/2011 1:23:56 AM
greenback-guard$25.004/19/2011 2:42:21 AM
44 Investments
 
Borrower Payment Dependent Notes Series 502433
This series of Notes was issued and sold upon the funding of the borrower loan #48690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: 42%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 18Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 69 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,446Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: radiant-dime6 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
unexpected expenses
unexpected auto repairs that need to be done because of needed transportation to work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/18/2011 9:05:44 AM
diplomatic-wealth7$25.004/18/2011 9:06:46 AM
simplelender80$100.004/18/2011 9:38:04 AM
mrxtravis$25.004/18/2011 11:56:05 AM
bright-exchange$25.004/18/2011 12:03:00 PM
ingenious-deal6$25.004/18/2011 9:05:17 AM
Kash2010lu$25.004/18/2011 9:23:51 AM
Danjack_Capital$25.004/18/2011 11:44:28 AM
Weaverville$25.004/18/2011 3:54:20 PM
favorite-commerce$50.004/18/2011 2:23:41 PM
value-allocator1$100.004/18/2011 4:51:54 PM
Bob450$25.004/18/2011 6:59:52 PM
credit-missile$50.004/18/2011 5:53:36 PM
StarshineXL$125.004/18/2011 6:19:40 PM
Banker_Joe$25.004/18/2011 6:37:51 PM
loanman2007$200.004/19/2011 4:57:50 AM
sfmf$40.004/19/2011 10:00:55 AM
GS-ROCK$25.004/19/2011 10:18:37 AM
ready-interest9$25.004/19/2011 12:14:22 PM
deal-marauder6$50.004/19/2011 2:54:35 PM
jordanicolas$25.004/19/2011 4:42:34 PM
nodebt2012$25.004/19/2011 5:15:30 PM
loss-of-control$100.004/19/2011 6:04:41 PM
dunrizzo$30.344/19/2011 7:04:05 PM
well-mannered-income3$25.004/19/2011 7:12:45 PM
wild-orange$50.004/20/2011 1:42:19 AM
rautility$50.004/20/2011 5:35:16 AM
intrepid-loot$25.004/20/2011 6:13:58 AM
draggon77$29.114/20/2011 6:30:15 AM
well-rounded-payout0$50.004/18/2011 9:07:48 AM
lendstats_com$300.004/18/2011 9:20:11 AM
capital-kingdom$25.004/18/2011 1:10:06 PM
RyanM561$25.004/18/2011 11:37:18 AM
dudebrah$25.004/18/2011 11:52:14 AM
reflective-rupee$250.554/18/2011 4:21:31 PM
money-fort$25.004/18/2011 11:04:36 PM
handy-point5$25.004/19/2011 9:38:41 AM
kingbob$25.004/19/2011 3:00:57 PM
Makingitrain$25.004/19/2011 3:55:21 PM
umfan123$25.004/19/2011 3:05:52 PM
thankful-nickel2$25.004/19/2011 5:55:02 PM
shrewd-income$100.004/19/2011 6:38:53 PM
larryboy10$25.004/19/2011 6:12:15 PM
Reliance_Banker$25.004/19/2011 7:50:43 PM
natural-trade7$100.004/19/2011 8:53:20 PM
sudeep104$25.004/20/2011 2:15:49 AM
worldpower2$25.004/20/2011 5:37:50 AM
47 Investments
 
Borrower Payment Dependent Notes Series 502459
This series of Notes was issued and sold upon the funding of the borrower loan #48680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-15-2011 
Term: 36 months Listing End date:  Apr-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1988 Debt/Income ratio: 26%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:32y 3m
Amount delinquent: $0 Total credit lines: 37 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,728Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: wayside1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2008)
 
Principal balance: $878.74 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Debt Consolidation
Purpose of loan: Pay down debt
This loan will be used to... consolidate some outstanding debts

My financial situation:
I am a good candidate for this loan because...
I already have a good track record with proper investors. I've received and paid back a 3 year loan without missing a payment with Proper investors making good money working with me. I never miss a monthly payment and my job has been secure for 32 years.

Monthly net income: $ 9,000
Monthly expenses: $ 125.00
Housing: $ 2500
Insurance: $ 0
Car expenses: $ 160
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 150
Clothing, household expenses: $ 300
Credit cards and other loans: $ 2500
Other expenses: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Weaverville$25.004/15/2011 5:08:26 PM
MoneyForNothing$26.664/15/2011 5:15:43 PM
jhouman$25.004/15/2011 5:05:32 PM
simplelender80$100.004/15/2011 5:05:53 PM
Wangchuk$25.004/15/2011 5:07:35 PM
credit-guard5$25.004/15/2011 5:34:41 PM
SolarMoonshine$50.004/15/2011 5:14:29 PM
brightest-dignified-penny$50.004/15/2011 6:12:18 PM
Moe87$27.174/15/2011 7:50:38 PM
money-baron-roth-IRA$500.004/15/2011 6:12:47 PM
transaction-animal8$25.004/15/2011 5:21:36 PM
money-fort$35.004/15/2011 8:34:18 PM
return-grizzly$100.004/16/2011 12:11:50 AM
Bob450$25.004/15/2011 7:00:22 PM
UCLA4life$30.004/16/2011 2:51:08 AM
courteous-kindness1$25.004/15/2011 9:16:25 PM
The-Lighthouse-Group$25.004/16/2011 4:37:53 AM
dudebrah$25.004/15/2011 9:59:54 PM
reflective-rupee$275.554/15/2011 10:44:33 PM
The-Helper$25.004/16/2011 5:21:39 AM
jybank$50.004/16/2011 12:33:47 AM
vutah$25.004/16/2011 6:29:55 AM
gothampark$25.004/16/2011 6:41:50 AM
Ubiquinone$50.004/16/2011 5:15:01 AM
Melrosian$50.004/16/2011 6:47:33 AM
Whipster$50.004/16/2011 6:54:04 AM
hookUup$27.724/16/2011 5:55:51 AM
reflective-rupee$1,000.554/16/2011 7:53:52 AM
fabulous-community4$25.004/16/2011 5:02:32 AM
r48$42.004/16/2011 5:31:09 AM
DasMula$476.004/16/2011 8:03:27 AM
Corky1234$100.004/16/2011 8:12:40 AM
thankful-nickel2$25.004/16/2011 6:28:12 AM
credit-missile$25.004/16/2011 10:24:07 AM
credit-missile$25.004/16/2011 10:27:22 AM
peso-aggregator$25.004/16/2011 6:41:30 AM
George13$100.004/16/2011 8:38:18 AM
bullish2bearish$28.444/16/2011 7:02:03 AM
moola-pillow$57.064/16/2011 8:53:25 AM
moola-accelerator6$40.004/16/2011 7:24:12 AM
silver-buckeye$50.004/16/2011 8:14:30 AM
unclerock$50.004/16/2011 8:58:35 AM
bughead$25.004/16/2011 10:18:53 AM
diplomatic-wealth7$25.004/15/2011 5:08:57 PM
grnii78$78.204/15/2011 5:04:43 PM
investment-artist$25.014/15/2011 5:07:04 PM
OldManP$35.004/15/2011 5:05:43 PM
ingenious-deal6$25.004/15/2011 5:07:24 PM
suave-dime6$25.004/15/2011 5:08:03 PM
CA-Lender$50.044/15/2011 7:43:56 PM
mikeandcat$50.004/15/2011 6:20:49 PM
clemclan$45.004/15/2011 8:39:53 PM
worth-shower8$100.004/15/2011 7:13:18 PM
Kash2010lu$40.004/15/2011 11:02:53 PM
PCGeekWI$25.004/15/2011 11:55:21 PM
head$30.004/16/2011 2:05:30 AM
drcoop$25.004/16/2011 2:39:49 AM
power-secret-agent$25.004/15/2011 11:11:26 PM
trumpeter5$70.004/16/2011 5:13:38 AM
1traveler$25.004/15/2011 11:30:15 PM
credit-missile$125.004/16/2011 12:01:39 AM
Mikale360$36.734/16/2011 5:56:08 AM
chameleon125$50.004/16/2011 5:56:39 AM
wattboy$32.304/16/2011 6:03:18 AM
diplomatic-wealth7$25.004/16/2011 6:58:02 AM
mammalian4$25.004/16/2011 6:06:20 AM
foothillender$25.004/16/2011 7:36:28 AM
kendigme$25.004/16/2011 6:58:53 AM
golffish2$100.004/16/2011 7:51:27 AM
The-Lighthouse-Group$25.004/16/2011 4:53:47 AM
Christophe$25.004/16/2011 8:32:40 AM
reflective-rupee$1,250.554/16/2011 7:52:28 AM
2grindstones$25.004/16/2011 8:20:05 AM
DUDICO2006$25.004/16/2011 6:39:35 AM
George13$100.004/16/2011 8:38:30 AM
handy-point5$25.004/16/2011 7:10:37 AM
PunjabBank$450.004/16/2011 9:13:06 AM
credit-missile$25.004/16/2011 10:18:20 AM
MoneyForNothing$10.844/16/2011 10:27:29 AM
shrewd-income$500.004/16/2011 8:27:32 AM
SecondChanceLendingSERV$25.004/16/2011 8:39:11 AM
principal-laser$55.184/16/2011 9:00:54 AM
82 Investments
 
Borrower Payment Dependent Notes Series 502527
This series of Notes was issued and sold upon the funding of the borrower loan #48656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-17-2011 
Term: 36 months Listing End date:  Apr-19-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2003 Debt/Income ratio: 22%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,854Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: listing-trailblazer2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...

Im trying to pay down credit card bills and my education expenses
Monthly net income: $3100
Monthly expenses: $1500
Housing: $300
Insurance: $142
Car expenses: $324
Utilities: $30
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.004/17/2011 12:02:34 PM
well-rounded-payout0$50.004/17/2011 12:10:25 PM
hopeful-point$25.004/17/2011 2:35:30 PM
diplomatic-wealth7$25.004/17/2011 12:03:15 PM
vine99$40.004/17/2011 12:09:28 PM
transaction-circuit$50.004/17/2011 12:10:22 PM
SLN-10$25.004/17/2011 12:11:49 PM
DHolly$25.004/17/2011 2:53:11 PM
suave-dime6$25.004/17/2011 12:02:16 PM
simplelender80$94.104/17/2011 12:10:19 PM
EngineersAlliance$100.004/17/2011 12:19:59 PM
dudebrah$25.004/17/2011 7:20:20 PM
StarshineXL$200.004/18/2011 4:49:22 AM
golffish2$25.004/18/2011 9:03:18 AM
buffalobills$25.004/18/2011 8:59:01 AM
reflective-rupee$25.444/18/2011 12:52:46 PM
Bob450$25.004/18/2011 7:00:42 PM
fireferd$25.004/18/2011 9:49:00 PM
shrewd-income$50.004/18/2011 9:27:10 PM
wild-orange$100.004/19/2011 9:25:57 AM
radiant-return$50.004/19/2011 9:34:59 AM
careful-moola3$100.004/19/2011 5:02:17 PM
investment-artist$25.004/17/2011 3:40:09 PM
ingenious-deal6$25.004/17/2011 12:01:19 PM
lendstats_com$200.004/17/2011 12:19:52 PM
money-fort$25.004/17/2011 3:53:55 PM
Weaverville$25.004/17/2011 6:31:21 PM
favorite-commerce$25.004/18/2011 2:26:15 PM
SOP_Bank$25.004/18/2011 5:33:49 PM
thankful-nickel2$25.004/18/2011 6:36:51 PM
transformer855$25.004/18/2011 6:21:12 PM
loanman2007$100.004/19/2011 4:53:02 AM
Eric_Gagne$25.004/19/2011 8:42:56 AM
umfan123$25.004/19/2011 8:44:15 AM
pshans$44.694/19/2011 9:28:22 AM
GS-ROCK$25.004/19/2011 10:11:50 AM
glenium$25.004/19/2011 10:43:59 AM
Evolver$50.004/19/2011 10:15:20 AM
deal-marauder6$25.004/19/2011 2:36:24 PM
FinanceEngine$30.004/19/2011 4:48:41 PM
entertaining-greenback2$25.004/19/2011 4:59:37 PM
dough-hammock$15.774/19/2011 5:21:48 PM
TheArtOfLogic$50.004/19/2011 4:51:57 PM
vutah$25.004/19/2011 5:06:41 PM
44 Investments