Sales Report:Supplement No. 3 dated Apr 20, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
499060
This series of Notes was issued and sold upon the funding of the borrower loan #48642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,042.47 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-05-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $481.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,851 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-zenith |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Urgent loan
Purpose of loan:
This loan will be used to...start a business
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and maintaining good credit is top priority.
Monthly net income: $4200
Monthly expenses: $1800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please tell us about the business you're starting? - mrbalboa
A:
I'm starting an import export business btn USA and Ghana bringing African products to USA then use the proceeds to buy things that sell fast in Ghana to retailers.
(Mar-26-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/22/2011 9:05:18 AM |
| simplelender80 | $100.00 | 3/22/2011 9:03:36 AM |
| enthralling-deal180 | $50.00 | 3/22/2011 9:05:41 AM |
| banker727 | $25.51 | 3/22/2011 9:33:39 AM |
| loyalty-sherpa | $25.00 | 3/22/2011 9:05:03 AM |
| PRGuyinVA | $50.00 | 3/22/2011 4:23:05 PM |
| zippy-interest | $25.00 | 3/24/2011 2:32:39 PM |
| income-awakening6 | $25.00 | 3/24/2011 6:08:04 PM |
| helgeboy | $50.00 | 3/26/2011 6:20:05 PM |
| radforj22 | $25.00 | 3/28/2011 5:16:16 PM |
| loot-heart | $25.00 | 3/28/2011 11:04:52 AM |
| Rick21 | $50.00 | 3/28/2011 9:33:56 PM |
| C_Mark | $50.00 | 3/29/2011 5:17:30 PM |
| transparency-grasshopper | $50.00 | 3/29/2011 5:30:34 PM |
| dollardave | $100.00 | 3/31/2011 2:32:12 AM |
| Zolton | $100.00 | 3/31/2011 6:48:51 AM |
| asset-professor | $50.00 | 3/31/2011 2:50:24 AM |
| otto1939 | $50.00 | 4/1/2011 9:44:33 AM |
| power-mad-scientist | $25.00 | 3/31/2011 5:15:15 PM |
| SelectTrustLending | $25.00 | 4/1/2011 10:19:58 AM |
| HamachiMan | $50.00 | 4/1/2011 9:52:23 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:30:42 AM |
| B-rad_the_Coug | $25.00 | 4/1/2011 9:32:53 AM |
| fishintime | $50.00 | 4/1/2011 10:11:04 AM |
| versatile-platinum4 | $25.00 | 4/2/2011 2:27:49 PM |
| dpdn57 | $25.00 | 4/2/2011 1:01:04 PM |
| fightinjoe | $50.00 | 4/2/2011 1:01:20 PM |
| tsui517 | $50.00 | 4/3/2011 12:23:14 PM |
| worldly-community3 | $50.00 | 4/3/2011 2:19:39 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:12:53 PM |
| Quiddity | $50.00 | 4/3/2011 12:21:50 PM |
| Saleen06 | $45.00 | 4/3/2011 8:22:00 PM |
| velocity-solo | $25.00 | 4/4/2011 10:31:46 AM |
| mizon291 | $50.00 | 4/4/2011 11:06:36 AM |
| nickel-ferret | $100.00 | 4/4/2011 11:08:31 AM |
| wealth-renaissance5 | $25.00 | 4/3/2011 12:43:33 PM |
| capital-web7 | $50.00 | 4/4/2011 11:26:13 AM |
| objective-investor | $150.00 | 4/4/2011 11:33:58 AM |
| melodious-fairness | $100.00 | 4/4/2011 11:13:02 AM |
| ijspence | $25.00 | 4/4/2011 11:14:53 AM |
| peripatetic | $25.00 | 4/4/2011 7:28:00 AM |
| shadow1223 | $25.00 | 4/4/2011 3:09:29 PM |
| GiftViftdotcom | $25.00 | 4/4/2011 3:17:39 PM |
| dime-radio | $30.00 | 4/4/2011 3:50:25 PM |
| adorable-bonus | $25.00 | 4/4/2011 2:00:15 PM |
| cathexis | $25.00 | 4/4/2011 4:27:45 PM |
| razor783 | $25.00 | 4/4/2011 2:38:33 PM |
| MoneyTree79 | $75.00 | 4/4/2011 3:00:42 PM |
| jazz619 | $25.00 | 4/4/2011 5:16:12 PM |
| CBO-Enterprise | $50.00 | 4/4/2011 3:59:27 PM |
| dudebrah | $25.00 | 4/4/2011 5:33:39 PM |
| dexstjames | $50.00 | 4/4/2011 5:40:18 PM |
| forthright-dedication | $50.00 | 4/4/2011 11:06:03 AM |
| income-sage9 | $25.00 | 4/4/2011 5:41:08 PM |
| benjamins-utopia | $50.00 | 4/4/2011 5:35:26 PM |
| Aimvest | $25.00 | 4/4/2011 8:32:29 PM |
| 6moonbeams | $50.00 | 4/4/2011 5:36:45 PM |
| famous-bill | $25.00 | 4/4/2011 11:37:19 AM |
| fortytwo | $100.00 | 4/4/2011 5:38:48 PM |
| leodaguy | $50.00 | 4/4/2011 5:39:15 PM |
| lovelongandprosper | $50.00 | 4/4/2011 5:39:32 PM |
| festeringsnot | $25.00 | 4/4/2011 5:40:13 PM |
| investment-comet | $25.00 | 4/4/2011 9:04:55 PM |
| knowledgeable-balance0 | $25.00 | 4/4/2011 9:22:36 PM |
| skywise | $25.00 | 4/4/2011 5:41:14 PM |
| generous-deal6 | $50.00 | 4/4/2011 6:37:41 PM |
| fareast_man | $25.00 | 4/5/2011 1:27:55 AM |
| TelegramSam | $25.00 | 4/5/2011 1:28:34 AM |
| Interloper | $25.00 | 4/5/2011 1:29:18 AM |
| Ready2Loan | $25.00 | 4/5/2011 1:29:42 AM |
| ILWTC | $29.76 | 4/5/2011 1:33:50 AM |
| Frenchynh | $25.00 | 4/5/2011 1:34:50 AM |
| ualf | $35.69 | 4/5/2011 1:38:17 AM |
| jbadawg1017 | $25.00 | 4/5/2011 1:43:58 AM |
| DUDE66 | $43.44 | 4/5/2011 1:45:59 AM |
| Ripsaw4U | $50.00 | 4/5/2011 1:49:16 AM |
| Millmanator | $26.21 | 4/5/2011 1:49:46 AM |
| chemistry220 | $50.00 | 4/4/2011 7:32:23 PM |
| dajen1 | $44.55 | 4/5/2011 1:50:27 AM |
| DadWarbucks | $60.00 | 4/5/2011 1:55:09 AM |
| MasterKey | $25.00 | 4/5/2011 1:56:20 AM |
| smokiijas2000 | $25.00 | 4/5/2011 2:03:39 AM |
| onlyinchicago | $42.18 | 4/5/2011 2:04:07 AM |
| Cre8iveCash | $25.00 | 4/5/2011 2:04:26 AM |
| williemc44 | $25.00 | 4/4/2011 2:29:15 PM |
| tsquared_030 | $35.14 | 4/5/2011 2:13:56 AM |
| Banker7371 | $25.00 | 4/5/2011 2:19:35 AM |
| G1g1ty | $25.00 | 4/5/2011 2:20:29 AM |
| thrifty-peso | $25.00 | 4/5/2011 2:29:04 AM |
| wonderful-dime | $25.00 | 4/5/2011 2:44:26 AM |
| a-truth-upholder | $25.00 | 4/5/2011 2:46:00 AM |
| heerzaquestion | $25.00 | 4/5/2011 5:01:58 AM |
| intrepid-loot | $50.00 | 4/5/2011 5:38:06 AM |
| cosmof16 | $25.00 | 4/5/2011 1:53:40 AM |
| helpinghand63 | $25.00 | 4/5/2011 1:56:26 AM |
| treasure-pipeline | $27.25 | 4/5/2011 6:15:47 AM |
| mars2024 | $34.15 | 4/4/2011 4:38:07 PM |
| WalnutCreekguy | $50.00 | 4/5/2011 6:16:24 AM |
| Logan7 | $25.00 | 4/5/2011 2:03:26 AM |
| 360Winner | $50.00 | 4/5/2011 6:17:00 AM |
| credit-scout7 | $50.00 | 4/5/2011 6:17:13 AM |
| devin57 | $25.00 | 4/5/2011 2:04:20 AM |
| worthy-truth | $25.00 | 4/5/2011 2:18:41 AM |
| Savings_EQ_Dignity | $32.04 | 4/5/2011 2:31:22 AM |
| nalaari | $25.00 | 4/5/2011 2:35:26 AM |
| impartial-deal | $25.00 | 4/5/2011 2:36:09 AM |
| visionary-currency | $27.62 | 4/5/2011 2:37:05 AM |
| income-vault6 | $25.00 | 4/5/2011 2:45:36 AM |
| discrete-basis1 | $25.00 | 4/5/2011 3:43:19 AM |
| the-profit-oracle | $25.00 | 4/5/2011 8:41:05 AM |
| benefit-pro | $34.15 | 4/5/2011 8:42:17 AM |
| sumochicken | $50.00 | 4/4/2011 5:17:43 PM |
| reward-planetarium | $25.00 | 4/5/2011 8:43:49 AM |
| payout-banker4 | $25.00 | 4/5/2011 6:15:45 AM |
| lakehavasu88 | $25.00 | 4/5/2011 8:54:20 AM |
| flexible-money1 | $50.00 | 4/5/2011 6:16:50 AM |
| kenji4861 | $25.00 | 4/5/2011 6:17:05 AM |
| skuba | $25.00 | 4/5/2011 8:55:56 AM |
| bold-careful-finance | $50.00 | 4/5/2011 8:59:31 AM |
| nilonc1 | $25.00 | 4/4/2011 5:32:44 PM |
| topper480 | $50.00 | 4/5/2011 8:38:37 AM |
| return-beeper | $50.00 | 4/5/2011 8:39:08 AM |
| mammalian4 | $25.00 | 4/5/2011 8:41:49 AM |
| riproaringrapids | $25.00 | 4/5/2011 8:54:13 AM |
| Gibbyland | $100.00 | 4/5/2011 8:54:17 AM |
| HHP | $100.00 | 4/5/2011 8:54:25 AM |
| lender987654321 | $100.00 | 4/5/2011 8:56:09 AM |
| credit-kahuna | $50.00 | 4/4/2011 11:25:12 PM |
| oaktown23 | $50.00 | 4/4/2011 11:42:33 PM |
| alpinaut | $25.00 | 4/5/2011 1:28:11 AM |
| rmachi | $25.00 | 4/5/2011 1:28:54 AM |
| jonn834 | $25.00 | 4/5/2011 1:38:09 AM |
| WolRab | $26.31 | 4/5/2011 1:44:53 AM |
| awwaww | $25.80 | 4/5/2011 1:50:31 AM |
| kvandivo | $25.00 | 4/5/2011 1:54:08 AM |
| philantist | $25.00 | 4/5/2011 1:54:28 AM |
| Ivan2007 | $50.00 | 4/5/2011 1:57:48 AM |
| DowntownLAcash | $25.00 | 4/5/2011 2:03:10 AM |
| Washington_Loan | $25.00 | 4/5/2011 2:13:52 AM |
| devoider | $25.00 | 4/5/2011 2:15:03 AM |
| irrelevant | $25.00 | 4/5/2011 2:16:16 AM |
| smallbizrule | $25.00 | 4/5/2011 2:18:37 AM |
| rudyindc | $39.21 | 4/5/2011 2:19:56 AM |
| GrommetPosse | $26.98 | 4/5/2011 2:20:08 AM |
| calm-deal7 | $25.00 | 4/5/2011 2:30:29 AM |
| studious-bonus7 | $100.00 | 4/5/2011 2:37:50 AM |
| authentic-liberty7 | $25.00 | 4/5/2011 2:48:49 AM |
| buddy486 | $25.00 | 4/5/2011 5:29:12 AM |
| GElender | $25.00 | 4/5/2011 6:07:45 AM |
| kulender | $100.00 | 4/5/2011 6:13:10 AM |
| thebigrig | $100.00 | 4/5/2011 6:15:30 AM |
| BaxterEvil | $25.00 | 4/5/2011 6:18:06 AM |
| rulender | $50.00 | 4/5/2011 7:52:41 AM |
| SWAMPBUGGY | $25.00 | 4/5/2011 8:07:30 AM |
| OrcaFIN | $50.00 | 4/5/2011 8:17:34 AM |
| RMB-Investments | $100.00 | 4/5/2011 8:54:12 AM |
| SBT | $75.00 | 4/5/2011 8:56:03 AM |
| xcap | $25.00 | 3/22/2011 9:34:30 AM |
| JustMee | $25.00 | 3/22/2011 11:13:43 AM |
| patriot897 | $25.00 | 3/22/2011 9:04:24 AM |
| golffish2 | $50.00 | 3/22/2011 9:20:42 AM |
| Panna | $25.00 | 3/22/2011 4:40:15 PM |
| hostbank | $100.00 | 3/22/2011 9:04:38 AM |
| jmichael23 | $100.00 | 3/22/2011 7:25:32 PM |
| P2P4me | $100.00 | 3/23/2011 6:43:53 AM |
| Havana21 | $25.00 | 3/24/2011 7:57:39 AM |
| thankful-nickel2 | $25.00 | 3/23/2011 4:47:28 PM |
| efficient-treasure0 | $25.00 | 3/24/2011 7:17:37 AM |
| power-companion7 | $100.00 | 3/24/2011 2:32:54 PM |
| Weaverville | $50.00 | 3/26/2011 2:09:53 PM |
| selector568 | $50.00 | 3/29/2011 3:23:17 PM |
| kind-adventurous-finance | $75.00 | 3/31/2011 4:53:02 AM |
| DreDub | $50.00 | 3/31/2011 4:53:07 AM |
| dinero-wildebeest | $50.00 | 3/30/2011 10:28:36 PM |
| WilliamLeeSims | $25.00 | 3/31/2011 5:14:25 PM |
| dinero-speaker | $25.00 | 4/1/2011 6:24:01 AM |
| w3alter | $100.00 | 3/31/2011 9:45:24 AM |
| GMPK_TLAS | $50.00 | 4/1/2011 9:56:16 AM |
| black_adder2003 | $50.00 | 4/1/2011 11:18:24 AM |
| a-unflappable-finance | $100.00 | 4/1/2011 5:25:08 PM |
| grf1945 | $50.00 | 4/1/2011 1:54:20 PM |
| wwwUniversal | $25.00 | 4/2/2011 12:49:00 PM |
| Cai8899 | $30.00 | 4/2/2011 11:49:11 PM |
| seanambrose | $25.00 | 4/2/2011 1:02:46 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:37:56 PM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:49 PM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:02 AM |
| shelcurt | $25.00 | 4/3/2011 11:31:51 AM |
| wbahl | $25.00 | 4/4/2011 10:20:12 AM |
| chekat | $25.00 | 4/3/2011 12:33:04 PM |
| commerce-web5 | $25.00 | 4/3/2011 2:34:31 PM |
| practice44 | $50.00 | 4/4/2011 11:45:31 AM |
| burgeoning-silver | $25.00 | 4/4/2011 11:46:32 AM |
| bold-durability-drum | $50.00 | 4/4/2011 11:03:56 AM |
| joyful-treasure2 | $25.00 | 4/4/2011 12:57:27 PM |
| nanda | $50.00 | 4/3/2011 8:59:55 PM |
| marlau | $25.00 | 4/4/2011 11:22:01 AM |
| BlindJoeDeath | $50.00 | 4/4/2011 11:25:07 AM |
| rogue_monster | $50.00 | 4/4/2011 11:31:28 AM |
| joyful-power9 | $25.00 | 4/4/2011 3:09:14 PM |
| HermanstadtKid | $25.00 | 4/4/2011 1:14:35 PM |
| open-dough6 | $100.00 | 4/4/2011 1:38:41 PM |
| bigphish | $50.00 | 4/4/2011 2:23:21 PM |
| don8ter | $25.00 | 4/4/2011 5:02:07 PM |
| alc510 | $100.00 | 4/4/2011 3:30:57 PM |
| robocop | $25.00 | 4/4/2011 3:54:06 PM |
| lnrn | $25.00 | 4/4/2011 4:15:15 PM |
| Clambake | $50.00 | 4/4/2011 11:03:34 AM |
| meenan | $50.00 | 4/4/2011 5:39:17 PM |
| Goodlender42 | $25.00 | 4/4/2011 5:42:26 PM |
| dodibugg0881 | $50.00 | 4/4/2011 11:17:28 AM |
| helpishere777 | $50.00 | 4/4/2011 11:27:10 AM |
| ericd523 | $25.00 | 4/4/2011 5:16:08 PM |
| brutusbone | $25.00 | 4/4/2011 5:16:39 PM |
| ciscoparrot | $25.00 | 4/4/2011 5:21:44 PM |
| tripnosis | $25.00 | 4/4/2011 5:22:10 PM |
| mgking007 | $25.00 | 4/4/2011 8:15:47 PM |
| treasure-bliss | $50.00 | 4/4/2011 5:38:13 PM |
| flexible-fund6 | $50.00 | 4/4/2011 8:53:00 PM |
| metro457 | $50.00 | 4/4/2011 5:41:36 PM |
| B1-Lancer | $50.00 | 4/4/2011 6:27:33 PM |
| Cleon | $25.00 | 4/5/2011 1:27:36 AM |
| vegibenz | $25.00 | 4/5/2011 1:28:38 AM |
| ReallyGoodGuy | $25.00 | 4/5/2011 1:34:17 AM |
| yenlowang | $25.00 | 4/4/2011 6:38:24 PM |
| TheYellowDart | $25.00 | 4/5/2011 1:44:30 AM |
| LMM1 | $25.45 | 4/5/2011 1:45:26 AM |
| Pasagam | $50.00 | 4/5/2011 1:47:42 AM |
| IIP77 | $25.00 | 4/5/2011 1:49:33 AM |
| PCGeekWI | $25.00 | 4/5/2011 1:55:46 AM |
| WeAlNe | $25.00 | 4/5/2011 1:58:06 AM |
| power-bluebird2 | $100.00 | 4/4/2011 7:42:53 PM |
| jleng | $25.00 | 4/5/2011 2:03:16 AM |
| luckyldy | $50.00 | 4/5/2011 2:04:14 AM |
| museic1 | $50.00 | 4/5/2011 2:07:55 AM |
| hrubinst | $50.00 | 4/5/2011 2:08:39 AM |
| appastk | $25.00 | 4/5/2011 2:13:10 AM |
| ferdberfel | $29.00 | 4/5/2011 2:15:45 AM |
| miket71 | $50.00 | 4/5/2011 2:16:32 AM |
| wise-bonus-honker | $25.00 | 4/5/2011 2:28:51 AM |
| orange-preeminant-bill | $50.00 | 4/5/2011 2:35:19 AM |
| sensible-order2 | $28.81 | 4/5/2011 2:37:12 AM |
| justice-dna | $29.44 | 4/5/2011 2:37:43 AM |
| peso-mate | $50.00 | 4/4/2011 3:52:52 PM |
| unassuming-reward | $50.00 | 4/4/2011 3:56:53 PM |
| tylerfd | $25.00 | 4/5/2011 1:35:28 AM |
| theaterguy | $25.00 | 4/5/2011 1:44:43 AM |
| divemaster | $25.00 | 4/5/2011 1:46:06 AM |
| IP | $50.00 | 4/5/2011 1:48:10 AM |
| 888GoldIngots | $25.00 | 4/4/2011 4:30:23 PM |
| oht588 | $25.65 | 4/5/2011 1:55:38 AM |
| jigsaw | $50.00 | 4/5/2011 6:13:47 AM |
| momoney2lend | $25.00 | 4/5/2011 1:56:44 AM |
| P2P4me | $100.00 | 4/5/2011 1:57:06 AM |
| lostontheedge | $25.00 | 4/5/2011 1:57:32 AM |
| revenue-achievement | $25.00 | 4/5/2011 6:16:07 AM |
| green-benefit-enclave | $25.00 | 4/5/2011 6:16:27 AM |
| maschinenbau | $25.00 | 4/5/2011 2:03:34 AM |
| cingular | $25.00 | 4/5/2011 6:16:52 AM |
| Sixmil | $100.00 | 4/4/2011 4:46:24 PM |
| smilinsam | $100.00 | 4/5/2011 6:18:01 AM |
| flwah | $25.00 | 4/5/2011 2:04:36 AM |
| TK4 | $33.91 | 4/5/2011 2:08:26 AM |
| TOCPI | $25.00 | 4/5/2011 2:13:30 AM |
| checkuto | $25.00 | 4/5/2011 2:19:07 AM |
| mikrolown | $30.00 | 4/5/2011 2:29:38 AM |
| peace-maximizer8 | $25.00 | 4/5/2011 2:30:25 AM |
| piter-to-la-investment | $25.00 | 4/5/2011 2:31:27 AM |
| MadHun | $100.00 | 4/4/2011 5:02:11 PM |
| dinero-festivity2 | $43.31 | 4/5/2011 2:35:09 AM |
| crawfingers | $25.00 | 4/5/2011 2:37:18 AM |
| ticketman2 | $25.00 | 4/5/2011 8:39:10 AM |
| zeelender | $25.00 | 4/5/2011 8:40:00 AM |
| Cheburashka | $25.00 | 4/5/2011 8:40:35 AM |
| pietro_torna_indietro | $25.00 | 4/5/2011 5:58:35 AM |
| ClearLake | $25.00 | 4/5/2011 6:15:58 AM |
| Preferred-Lender | $25.00 | 4/5/2011 8:54:22 AM |
| MarinLoans | $25.00 | 4/5/2011 6:16:57 AM |
| gold-commander0 | $50.00 | 4/5/2011 6:17:21 AM |
| eloquent-dough5 | $25.00 | 4/5/2011 8:56:06 AM |
| MrCoffee | $26.27 | 4/5/2011 7:24:22 AM |
| mtquan | $25.00 | 4/4/2011 5:39:46 PM |
| slico | $50.00 | 4/5/2011 8:32:12 AM |
| Financer | $50.00 | 4/4/2011 5:41:10 PM |
| selfmademan | $25.00 | 4/5/2011 8:40:06 AM |
| worth-arch | $25.00 | 4/5/2011 8:40:54 AM |
| balance-computer9 | $50.00 | 4/4/2011 6:12:28 PM |
| Ocean713 | $50.00 | 4/5/2011 8:53:56 AM |
| vibraphone3 | $50.00 | 4/5/2011 8:54:15 AM |
| cash-spinner | $25.00 | 4/5/2011 8:54:18 AM |
| kbodendorf | $25.00 | 4/5/2011 8:55:47 AM |
| panegryst | $50.00 | 4/4/2011 8:12:42 PM |
| wrchism | $50.00 | 4/4/2011 10:22:26 PM |
| diverse-benjamins | $25.00 | 4/4/2011 10:27:12 PM |
| sentimental-worth443 | $50.00 | 4/4/2011 11:19:09 PM |
| Oupa-George | $25.00 | 4/5/2011 1:35:14 AM |
| InvestorPartners | $25.00 | 4/5/2011 1:38:22 AM |
| fishman42 | $25.00 | 4/5/2011 1:44:47 AM |
| TrixieD | $25.00 | 4/5/2011 1:45:22 AM |
| sethred17 | $25.00 | 4/5/2011 1:52:50 AM |
| urbanMisfit | $25.00 | 4/5/2011 1:53:52 AM |
| hermosaloan | $25.00 | 4/5/2011 1:54:36 AM |
| janus_god | $25.00 | 4/5/2011 1:56:32 AM |
| fireboss | $50.00 | 4/5/2011 2:05:55 AM |
| ptjg | $48.86 | 4/5/2011 2:08:32 AM |
| lizard_lips | $50.00 | 4/5/2011 2:13:00 AM |
| PitOfSuccess | $25.00 | 4/5/2011 2:18:54 AM |
| bullwink27 | $25.00 | 4/5/2011 2:19:59 AM |
| wise-balanced-moola | $25.00 | 4/5/2011 2:29:18 AM |
| investment-tempo | $28.65 | 4/5/2011 2:31:14 AM |
| tender-integrity3 | $72.37 | 4/5/2011 2:37:33 AM |
| silver-armada | $50.00 | 4/5/2011 4:38:13 AM |
| 1800porsche | $25.00 | 4/5/2011 6:14:04 AM |
| sjlender | $50.00 | 4/5/2011 6:15:22 AM |
| 1phantom | $25.00 | 4/5/2011 6:16:14 AM |
| Walkingcowboy | $50.00 | 4/5/2011 6:16:54 AM |
| jescowa | $50.00 | 4/5/2011 6:17:17 AM |
| FG9YTR | $25.00 | 4/5/2011 7:02:46 AM |
| nybanker85 | $50.00 | 4/5/2011 8:32:08 AM |
| CaboWaboRobo | $49.76 | 4/5/2011 8:37:52 AM |
| Kijib | $25.00 | 4/5/2011 8:38:57 AM |
| cablenews | $50.00 | 4/5/2011 8:43:08 AM |
| rcm87 | $100.00 | 4/5/2011 8:54:24 AM |
| 323 Investments
|
Borrower Payment Dependent Notes Series
499176
This series of Notes was issued and sold upon the funding of the borrower loan #48640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,648.12 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $264.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,721 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-sensai |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to pay medical expenses
My financial situation:
I am a good candidate for this loan because I have a solid income and solid credit history
Monthly net income: $ 3320
Monthly expenses: $1100
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| competent-p2p | $25.00 | 3/24/2011 6:19:04 PM |
| JustMee | $25.00 | 3/25/2011 12:49:45 AM |
| loyalty-sherpa | $25.00 | 3/24/2011 5:06:33 PM |
| reflective-rupee | $100.33 | 3/24/2011 5:15:41 PM |
| loot-heart | $25.00 | 3/28/2011 11:05:55 AM |
| simplelender80 | $100.00 | 3/28/2011 3:28:14 PM |
| radforj22 | $25.00 | 3/30/2011 2:13:25 PM |
| Havana21 | $25.00 | 3/30/2011 5:14:10 PM |
| Zolton | $100.00 | 3/31/2011 6:49:56 AM |
| Weaverville | $25.00 | 4/1/2011 9:59:16 AM |
| debt-sphinx99 | $25.00 | 4/1/2011 9:58:17 AM |
| Scotcha | $50.00 | 4/1/2011 10:47:47 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:31:40 AM |
| zippy-interest | $25.00 | 4/2/2011 12:58:10 PM |
| p40thawk | $25.00 | 4/1/2011 7:49:16 PM |
| realtormoises | $25.00 | 4/2/2011 3:12:20 AM |
| w3alter | $100.00 | 4/2/2011 2:43:39 PM |
| Rick21 | $50.00 | 4/2/2011 12:58:06 PM |
| objective-investor | $150.00 | 4/4/2011 11:34:44 AM |
| power-companion7 | $100.00 | 4/4/2011 11:35:18 AM |
| C_Mark | $50.00 | 4/4/2011 11:19:23 AM |
| reward-planetarium | $25.00 | 4/5/2011 8:44:50 AM |
| nycmichael | $100.00 | 4/5/2011 11:15:25 AM |
| ingenious-truth0 | $50.00 | 4/5/2011 9:38:46 AM |
| Ocean713 | $50.00 | 4/5/2011 3:01:32 PM |
| Mariner3605 | $25.00 | 4/5/2011 4:44:24 PM |
| GMPK_TLAS | $50.00 | 4/5/2011 5:59:14 PM |
| cutter21 | $25.00 | 4/5/2011 8:23:43 PM |
| SecondChanceLendingSERV | $28.18 | 4/6/2011 6:48:04 AM |
| a-unflappable-finance | $100.00 | 4/6/2011 12:38:56 PM |
| HamachiMan | $50.00 | 4/6/2011 12:39:02 PM |
| Ripsaw4U | $50.00 | 4/6/2011 5:40:55 PM |
| pilot1723 | $25.00 | 4/6/2011 4:27:46 PM |
| jibe-set | $50.00 | 4/6/2011 5:42:27 PM |
| wwwUniversal | $25.00 | 4/7/2011 2:16:43 AM |
| Tradesmanlender | $25.00 | 4/6/2011 12:39:15 PM |
| kindness-hickory5 | $200.00 | 4/7/2011 4:53:04 AM |
| C2Banking | $100.00 | 4/6/2011 8:09:26 PM |
| reward-awakening | $25.00 | 4/7/2011 6:21:42 AM |
| genius520 | $50.00 | 4/7/2011 7:08:45 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:52 AM |
| NYBIZ | $26.00 | 4/6/2011 5:14:17 PM |
| Zarf | $50.00 | 4/7/2011 8:48:41 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:10:25 AM |
| investment-comet | $25.00 | 4/7/2011 9:41:48 AM |
| ctgscott | $25.00 | 4/7/2011 9:46:27 AM |
| first-serene-credit | $25.00 | 4/7/2011 8:09:33 AM |
| restless-balance | $25.00 | 4/7/2011 8:18:37 AM |
| credit-wheel7 | $25.00 | 4/6/2011 7:29:28 PM |
| bill-expert | $50.00 | 4/7/2011 8:56:38 AM |
| rolandweary | $25.00 | 4/7/2011 10:12:52 AM |
| platinum-scientist9 | $25.00 | 4/7/2011 10:14:56 AM |
| DavenportCapital | $25.00 | 4/7/2011 10:19:02 AM |
| treasure-dreamer7 | $25.00 | 4/7/2011 9:11:25 AM |
| generator596 | $25.00 | 4/7/2011 2:24:47 AM |
| power-mad-scientist | $25.00 | 4/7/2011 9:42:42 AM |
| GElender | $50.00 | 4/7/2011 10:51:50 AM |
| jonn834 | $25.00 | 4/7/2011 10:54:57 AM |
| DreDub | $47.95 | 4/7/2011 9:53:59 AM |
| enthralling-investment | $50.00 | 4/7/2011 10:56:24 AM |
| nickel-ferret | $100.00 | 4/7/2011 9:57:35 AM |
| power-companion7 | $100.00 | 4/7/2011 11:03:14 AM |
| help4u | $50.00 | 4/7/2011 9:59:40 AM |
| JMJIluss | $25.00 | 4/7/2011 9:59:48 AM |
| sc5 | $50.00 | 4/7/2011 10:06:00 AM |
| invest-in-ed | $150.00 | 4/7/2011 6:57:13 AM |
| commerce-renewal | $100.00 | 4/7/2011 12:24:38 PM |
| octoberfresh | $29.00 | 4/7/2011 7:37:41 AM |
| loan4 | $100.00 | 4/7/2011 12:39:05 PM |
| ccclaireee333 | $25.00 | 4/7/2011 1:44:59 PM |
| gs92126 | $25.00 | 4/7/2011 10:26:30 AM |
| encore06 | $25.00 | 4/7/2011 2:45:23 PM |
| fair-hope | $25.00 | 4/7/2011 4:27:53 PM |
| credit-scout7 | $50.00 | 4/7/2011 10:53:51 AM |
| unafraid-loan5 | $25.00 | 4/7/2011 11:03:48 AM |
| Nevyn | $50.00 | 4/7/2011 11:44:48 AM |
| visionary-asset5 | $107.24 | 4/7/2011 12:50:27 PM |
| studious-value8 | $25.00 | 4/7/2011 1:41:29 PM |
| fishintime | $29.04 | 4/7/2011 9:41:40 AM |
| silver-armada | $50.00 | 4/7/2011 9:45:59 AM |
| taylor883 | $50.00 | 4/7/2011 9:47:35 AM |
| sweepeet | $50.00 | 4/7/2011 2:51:40 PM |
| kubien | $101.68 | 4/7/2011 3:29:17 PM |
| reddfoxx9999 | $50.00 | 4/7/2011 10:04:59 AM |
| beachbum22 | $25.00 | 4/7/2011 4:50:30 PM |
| reflective-cash0 | $50.00 | 4/7/2011 10:41:55 AM |
| Quiddity | $50.00 | 4/7/2011 11:07:29 AM |
| magnetic-kindness | $25.00 | 4/7/2011 12:08:56 PM |
| azali | $25.00 | 4/7/2011 1:17:36 PM |
| platinum-pear4 | $25.00 | 4/7/2011 1:23:17 PM |
| StrongMonty | $29.36 | 4/7/2011 1:29:07 PM |
| spiritual-fairness5 | $47.00 | 4/7/2011 2:04:09 PM |
| bookloverInCA | $50.00 | 4/7/2011 3:39:06 PM |
| Yomain | $100.00 | 4/7/2011 4:40:58 PM |
| anton | $2,600.00 | 4/7/2011 4:43:53 PM |
| msmlender | $26.90 | 4/7/2011 4:47:10 PM |
| patriot897 | $25.00 | 3/24/2011 5:06:10 PM |
| Peterman | $25.00 | 3/25/2011 8:18:01 AM |
| hostbank | $100.00 | 3/24/2011 5:06:19 PM |
| BxRealtor | $25.00 | 3/24/2011 5:06:48 PM |
| Bank_Of_XL | $100.00 | 3/25/2011 5:01:06 AM |
| indomitable-coin | $50.00 | 3/25/2011 5:16:46 PM |
| enthralling-deal180 | $50.00 | 3/26/2011 4:34:35 PM |
| mamayama | $100.00 | 3/27/2011 6:44:38 PM |
| friendly-market5 | $25.00 | 3/29/2011 10:48:05 AM |
| efficient-treasure0 | $25.00 | 3/31/2011 4:53:03 AM |
| gardenglow | $25.00 | 4/2/2011 6:13:11 PM |
| transparency-grasshopper | $50.00 | 4/2/2011 2:44:43 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:13 AM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:56 AM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:39 PM |
| commerce-web5 | $25.00 | 4/3/2011 2:35:03 PM |
| astute-benjamins | $25.00 | 4/4/2011 3:32:40 PM |
| grf1945 | $50.00 | 4/4/2011 5:40:49 PM |
| DaMoneyTree | $25.00 | 4/4/2011 11:34:56 AM |
| panegryst | $50.00 | 4/4/2011 8:13:11 PM |
| Aimvest | $25.00 | 4/4/2011 8:32:59 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:02:54 PM |
| dinero-speaker | $25.00 | 4/5/2011 2:39:32 AM |
| sshgfwb | $25.00 | 4/5/2011 9:39:43 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:00 AM |
| Girakul | $50.00 | 4/5/2011 5:27:13 PM |
| jescowa | $50.00 | 4/5/2011 6:12:42 PM |
| majestic-cash0 | $50.00 | 4/5/2011 8:39:05 PM |
| kind-adventurous-finance | $75.00 | 4/6/2011 12:39:21 PM |
| five-star-justice | $25.00 | 4/6/2011 11:58:04 AM |
| credit-investor5 | $50.00 | 4/6/2011 7:28:59 AM |
| zippy-revenue8 | $25.00 | 4/6/2011 5:07:47 PM |
| value-den | $50.00 | 4/6/2011 5:29:28 PM |
| availableloan | $25.00 | 4/6/2011 7:38:54 PM |
| orange-influential-credit | $50.00 | 4/6/2011 8:25:03 PM |
| handy-justice | $50.00 | 4/6/2011 5:54:57 PM |
| MadHun | $100.00 | 4/6/2011 4:07:24 PM |
| Preferred-Lender | $25.00 | 4/7/2011 7:22:34 AM |
| Cai8899 | $30.00 | 4/6/2011 5:27:50 PM |
| generous-deal6 | $50.00 | 4/6/2011 5:28:17 PM |
| income-sage9 | $25.00 | 4/7/2011 7:09:16 AM |
| SelectTrustLending | $25.00 | 4/7/2011 9:35:15 AM |
| dinero-wildebeest | $50.00 | 4/7/2011 9:42:52 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:10 AM |
| Wilvara | $50.00 | 4/7/2011 9:59:29 AM |
| don8ter | $25.00 | 4/7/2011 10:01:58 AM |
| medman | $25.00 | 4/7/2011 8:47:30 AM |
| peso-mate | $50.00 | 4/7/2011 12:45:09 AM |
| EtaDuck | $25.00 | 4/7/2011 10:19:19 AM |
| stollcm | $25.00 | 4/7/2011 10:22:05 AM |
| benjamins-utopia | $50.00 | 4/7/2011 9:38:51 AM |
| velocity-solo | $25.00 | 4/7/2011 10:50:50 AM |
| IIP77 | $25.00 | 4/7/2011 9:52:42 AM |
| leodaguy | $50.00 | 4/7/2011 10:53:53 AM |
| fortytwo | $100.00 | 4/7/2011 9:59:54 AM |
| awwaww | $30.00 | 4/7/2011 11:44:32 AM |
| zotzot | $25.44 | 4/7/2011 6:44:03 AM |
| JonnyD | $25.00 | 4/7/2011 10:26:06 AM |
| runbix7 | $25.00 | 4/7/2011 2:43:37 PM |
| kubien | $50.00 | 4/7/2011 3:28:12 PM |
| chekat | $25.00 | 4/7/2011 10:52:21 AM |
| greenback-magma1 | $200.00 | 4/7/2011 4:39:58 PM |
| wealth-renaissance5 | $25.00 | 4/7/2011 9:33:33 AM |
| techvet | $50.00 | 4/7/2011 2:33:42 PM |
| bonanza1973 | $25.00 | 4/7/2011 9:53:48 AM |
| bountiful-durability | $100.00 | 4/7/2011 4:18:58 PM |
| platinum-rapture6 | $50.00 | 4/7/2011 9:58:34 AM |
| power-bluebird2 | $100.00 | 4/7/2011 4:33:04 PM |
| opportunity85 | $25.00 | 4/7/2011 10:04:18 AM |
| Tingali | $25.00 | 4/7/2011 11:04:44 AM |
| melodious-fairness | $100.00 | 4/7/2011 11:48:03 AM |
| StarE | $25.00 | 4/7/2011 12:17:48 PM |
| saga9 | $25.00 | 4/7/2011 1:38:54 PM |
| titilsbie14 | $40.00 | 4/7/2011 1:48:41 PM |
| new-truth-chuckler | $25.00 | 4/7/2011 4:47:25 PM |
| 171 Investments
|
Borrower Payment Dependent Notes Series
499477
This series of Notes was issued and sold upon the funding of the borrower loan #48620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $369.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $436 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compatible-listing9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Connect the Dots Business Plan
The loan will be used to complete a business project.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/28/2011 9:08:24 AM |
| patriot897 | $25.00 | 3/28/2011 9:08:13 AM |
| hostbank | $100.00 | 3/29/2011 9:29:23 AM |
| loyalty-sherpa | $25.00 | 3/29/2011 4:30:02 PM |
| Zolton | $100.00 | 3/31/2011 6:50:50 AM |
| loot-heart | $25.00 | 4/1/2011 10:17:32 AM |
| P2P4me | $100.00 | 4/1/2011 1:38:09 PM |
| atbright | $25.00 | 4/2/2011 4:37:54 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:39:04 PM |
| efficient-treasure0 | $25.00 | 4/5/2011 6:16:43 AM |
| transparency-grasshopper | $50.00 | 4/5/2011 5:33:01 PM |
| worthy-bid8 | $100.00 | 4/5/2011 5:39:45 PM |
| Weaverville | $25.00 | 4/5/2011 2:14:18 PM |
| Mariner3605 | $25.00 | 4/5/2011 6:17:48 PM |
| zippy-interest | $25.00 | 4/6/2011 5:46:12 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:40 AM |
| techvet | $50.00 | 4/7/2011 2:34:09 PM |
| rolandweary | $25.00 | 4/7/2011 10:13:27 AM |
| shrewd-deal | $25.00 | 4/7/2011 6:10:15 PM |
| C_Mark | $50.00 | 4/7/2011 6:16:29 PM |
| Rick21 | $50.00 | 4/7/2011 5:41:21 PM |
| thoughtful-community7 | $25.00 | 4/8/2011 9:16:36 AM |
| investment-comet | $25.00 | 4/8/2011 11:32:56 AM |
| reflective-rupee | $25.55 | 4/8/2011 11:46:01 AM |
| gemoscar | $50.00 | 4/8/2011 12:38:17 PM |
| djh47a | $25.00 | 4/8/2011 12:48:32 PM |
| bigphish | $50.00 | 4/8/2011 1:11:26 PM |
| Ocean713 | $50.00 | 4/8/2011 1:28:28 PM |
| ClearLake | $25.00 | 4/8/2011 1:21:27 PM |
| sparky1129 | $50.00 | 4/8/2011 1:30:13 PM |
| ROCKI9 | $50.00 | 4/8/2011 1:35:08 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:01 PM |
| aasx1108 | $25.00 | 4/8/2011 1:44:47 PM |
| gracej | $25.00 | 4/8/2011 1:56:53 PM |
| flexible-return297 | $25.00 | 4/8/2011 1:55:34 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:11:45 PM |
| neutrino6 | $50.00 | 4/8/2011 2:14:19 PM |
| gilbrear | $25.00 | 4/8/2011 3:22:36 PM |
| the-discrete-income | $250.00 | 4/8/2011 3:24:30 PM |
| hookUup | $25.00 | 4/8/2011 4:07:56 PM |
| brightest-compassion-omatic | $50.00 | 4/8/2011 4:22:17 PM |
| credit-sasquatch3 | $40.00 | 4/8/2011 4:19:03 PM |
| power-bluebird2 | $100.00 | 4/8/2011 4:21:30 PM |
| wwwUniversal | $25.00 | 4/8/2011 4:23:29 PM |
| flwah | $25.00 | 4/8/2011 5:31:08 PM |
| IIP77 | $25.00 | 4/8/2011 5:34:06 PM |
| Banker7371 | $25.00 | 4/8/2011 5:35:04 PM |
| worth-arch | $25.00 | 4/8/2011 5:35:12 PM |
| treasure-bliss | $44.70 | 4/8/2011 5:35:28 PM |
| ScottW | $25.00 | 4/8/2011 5:49:53 PM |
| yummygazpacho | $25.00 | 4/8/2011 5:46:21 PM |
| kander80 | $25.00 | 4/8/2011 6:35:27 PM |
| revenue-prospector | $25.00 | 4/8/2011 8:59:05 PM |
| proper-deal6 | $50.00 | 4/8/2011 9:01:28 PM |
| PowerBarDC | $25.00 | 4/8/2011 9:51:02 PM |
| economy-beast | $25.00 | 4/8/2011 9:21:51 PM |
| finance-magma7 | $50.00 | 4/8/2011 10:52:45 PM |
| Pitufo | $25.00 | 4/8/2011 10:07:19 PM |
| wealth-renaissance5 | $25.00 | 4/8/2011 11:37:47 PM |
| green-thoughtful-yield | $100.00 | 4/8/2011 10:32:09 PM |
| ore-frontier | $50.00 | 4/9/2011 12:29:45 AM |
| autonomous-basis | $25.00 | 4/8/2011 11:26:53 PM |
| Ripsaw4U | $50.00 | 4/9/2011 2:28:52 AM |
| Ivan2007 | $28.90 | 4/9/2011 2:38:21 AM |
| AJaye2006 | $42.01 | 4/9/2011 2:41:36 AM |
| zeelender | $25.00 | 4/9/2011 2:18:56 AM |
| L-vex | $25.00 | 4/9/2011 2:28:16 AM |
| Goodlender42 | $25.00 | 4/9/2011 3:12:15 AM |
| p1k4blu | $25.00 | 4/9/2011 2:32:26 AM |
| irrelevant | $25.00 | 4/9/2011 3:20:34 AM |
| Raser | $25.00 | 4/9/2011 3:23:33 AM |
| don8ter | $25.00 | 4/9/2011 3:34:55 AM |
| visionary-currency | $45.31 | 4/9/2011 3:48:10 AM |
| nalaari | $25.00 | 4/9/2011 3:55:01 AM |
| investment-habanero8 | $100.00 | 4/9/2011 4:06:18 AM |
| bullwink27 | $25.00 | 4/9/2011 3:33:34 AM |
| zebra806 | $100.00 | 4/9/2011 3:57:13 AM |
| sensible-order2 | $93.28 | 4/9/2011 3:55:53 AM |
| velocity-solo | $25.00 | 4/9/2011 4:04:21 AM |
| objective-investor | $101.67 | 4/9/2011 4:05:21 AM |
| Kaladen | $50.00 | 4/9/2011 6:21:12 AM |
| Mindful7 | $25.00 | 4/9/2011 5:31:42 AM |
| user1010 | $50.00 | 4/9/2011 6:46:41 AM |
| StoneBreaker | $50.38 | 4/9/2011 7:12:30 AM |
| comet55 | $25.00 | 4/9/2011 7:21:44 AM |
| RoyFauntleroy | $50.00 | 4/9/2011 7:31:51 AM |
| Dweeberkitty1 | $25.00 | 4/9/2011 7:53:41 AM |
| hanuman77 | $50.00 | 4/9/2011 8:34:07 AM |
| lowestghost | $50.00 | 4/9/2011 9:16:47 AM |
| mennleo | $25.00 | 4/9/2011 10:02:12 AM |
| dcmotorcyclemayhem | $50.00 | 4/9/2011 10:26:48 AM |
| famous-bill | $25.00 | 4/9/2011 11:33:25 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:42:10 PM |
| thankful-nickel2 | $25.00 | 4/9/2011 12:56:30 PM |
| SoCalRancher | $50.00 | 4/9/2011 4:36:49 PM |
| harperpotok | $50.00 | 4/9/2011 4:42:13 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:32 PM |
| MicroL | $50.00 | 4/9/2011 7:11:49 PM |
| WLenders | $50.00 | 4/9/2011 8:26:54 PM |
| jtu55 | $50.00 | 4/9/2011 10:42:20 PM |
| jimduism | $25.00 | 4/9/2011 11:42:27 PM |
| E_G | $50.00 | 4/10/2011 2:46:42 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:14 PM |
| the-bid-sorcerer | $50.00 | 4/10/2011 3:23:44 PM |
| WindyKid | $29.16 | 4/10/2011 6:39:33 PM |
| agile-loan0 | $25.00 | 4/10/2011 6:40:44 PM |
| miket71 | $25.53 | 4/10/2011 6:43:55 PM |
| DUDE66 | $42.93 | 4/10/2011 6:40:23 PM |
| commerce-web5 | $25.00 | 4/10/2011 6:41:53 PM |
| fiddlerzvi | $26.81 | 4/10/2011 6:40:51 PM |
| Trimalchio12 | $25.00 | 4/10/2011 6:45:35 PM |
| DreDub | $50.00 | 4/10/2011 6:46:07 PM |
| decisive-marketplace3 | $25.00 | 4/10/2011 6:47:48 PM |
| gold-blanket0 | $25.00 | 4/10/2011 6:44:55 PM |
| openness-prospector | $50.00 | 4/10/2011 6:45:22 PM |
| tsui517 | $43.96 | 4/10/2011 6:48:46 PM |
| Sixmil | $50.00 | 4/10/2011 6:46:19 PM |
| simplybarg | $25.68 | 4/10/2011 6:49:45 PM |
| mkomar | $25.00 | 4/10/2011 6:48:21 PM |
| JohnBanks | $25.00 | 4/10/2011 6:48:36 PM |
| PCGeekWI | $25.00 | 4/10/2011 6:49:24 PM |
| Ready2Loan | $25.00 | 4/10/2011 6:48:25 PM |
| RJN | $25.00 | 4/10/2011 6:48:39 PM |
| enthralling-deal180 | $50.00 | 3/29/2011 7:29:24 PM |
| simplelender80 | $100.00 | 3/30/2011 2:24:48 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:38 PM |
| radforj22 | $25.00 | 4/3/2011 12:19:04 PM |
| nycmichael | $100.00 | 4/5/2011 11:15:47 AM |
| richboy56 | $25.00 | 4/5/2011 9:39:13 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:37 AM |
| jescowa | $50.00 | 4/5/2011 6:13:09 PM |
| five-star-justice | $25.00 | 4/6/2011 11:58:44 AM |
| dollardave | $70.52 | 4/6/2011 11:37:46 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:20 PM |
| w3alter | $100.00 | 4/6/2011 5:28:02 PM |
| Artist_Blue | $25.00 | 4/7/2011 8:35:44 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:40 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:32 AM |
| Tradesmanlender | $25.00 | 4/7/2011 11:47:55 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:07 AM |
| GElender | $50.00 | 4/8/2011 6:36:06 AM |
| Dubbs360 | $100.00 | 4/8/2011 11:35:14 AM |
| lucrative-coin | $50.00 | 4/8/2011 12:04:54 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:07 PM |
| GMPK_TLAS | $50.00 | 4/8/2011 1:29:36 PM |
| velocity-warrior | $50.00 | 4/8/2011 1:33:22 PM |
| maple1 | $25.00 | 4/8/2011 1:36:24 PM |
| rookiecrd1 | $90.00 | 4/8/2011 1:36:43 PM |
| hope-hickory | $25.00 | 4/8/2011 1:40:15 PM |
| sierrasteve | $50.00 | 4/8/2011 2:11:40 PM |
| und-alum | $50.00 | 4/8/2011 2:35:06 PM |
| adventurous-commerce | $25.00 | 4/8/2011 2:38:57 PM |
| ayerobbie | $50.00 | 4/8/2011 2:58:26 PM |
| fascinating-gold | $25.00 | 4/8/2011 3:36:49 PM |
| dudebrah | $25.00 | 4/8/2011 4:21:14 PM |
| MadHun | $100.00 | 4/8/2011 4:26:55 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:29:52 PM |
| ctav01 | $50.00 | 4/8/2011 4:30:06 PM |
| handshake52 | $25.00 | 4/8/2011 4:34:22 PM |
| payout-banker4 | $25.00 | 4/8/2011 5:31:32 PM |
| fortytwo | $100.00 | 4/8/2011 5:34:21 PM |
| ivy-league-MBA | $25.00 | 4/8/2011 5:32:11 PM |
| orange-preeminant-bill | $50.00 | 4/8/2011 5:39:54 PM |
| gold-miser9 | $100.00 | 4/8/2011 6:36:50 PM |
| brightest-restless-coin | $150.00 | 4/8/2011 5:59:18 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:21:54 PM |
| Gibbyland | $50.00 | 4/8/2011 6:50:53 PM |
| hampa | $50.00 | 4/8/2011 7:57:32 PM |
| Bob450 | $25.00 | 4/8/2011 9:14:13 PM |
| capital-lesson | $25.00 | 4/8/2011 8:36:55 PM |
| riproaringrapids | $25.00 | 4/8/2011 11:55:07 PM |
| authoritative-loot | $25.00 | 4/9/2011 1:08:25 AM |
| rmachi | $25.00 | 4/9/2011 2:04:03 AM |
| alpinaut | $25.00 | 4/9/2011 2:04:33 AM |
| Cheburashka | $25.00 | 4/9/2011 2:29:35 AM |
| lostontheedge | $25.00 | 4/9/2011 2:53:47 AM |
| silverloan | $25.87 | 4/9/2011 2:43:19 AM |
| agiovasil | $25.00 | 4/9/2011 3:27:33 AM |
| nhm | $25.00 | 4/9/2011 2:52:35 AM |
| porter22 | $25.00 | 4/9/2011 3:22:58 AM |
| studious-bonus7 | $31.29 | 4/9/2011 4:09:07 AM |
| dinero-speaker | $25.00 | 4/9/2011 4:04:35 AM |
| handshake5 | $100.00 | 4/9/2011 4:05:54 AM |
| benjamins-utopia | $78.52 | 4/9/2011 4:12:59 AM |
| creed99 | $25.00 | 4/9/2011 4:09:14 AM |
| emosspot | $25.00 | 4/9/2011 5:58:24 AM |
| note-farm4 | $50.00 | 4/9/2011 6:21:43 AM |
| tender-commerce8 | $500.00 | 4/9/2011 7:07:50 AM |
| MrMikeMcD | $30.00 | 4/9/2011 7:05:08 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:57:13 AM |
| Cornelian | $34.75 | 4/9/2011 7:59:54 AM |
| SkiNZ | $25.00 | 4/9/2011 8:35:08 AM |
| andycheb | $50.00 | 4/9/2011 9:06:44 AM |
| tremendous-payment | $25.00 | 4/9/2011 9:02:59 AM |
| money-explorer3 | $25.00 | 4/9/2011 3:06:46 PM |
| SacramentoLoaners | $25.00 | 4/9/2011 3:31:49 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:15 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:56:56 PM |
| bigwig633 | $50.00 | 4/9/2011 6:28:28 PM |
| sensible-fund | $50.00 | 4/9/2011 8:06:46 PM |
| Cluvnupe06 | $35.00 | 4/10/2011 7:47:00 AM |
| producer553 | $25.00 | 4/10/2011 8:37:18 AM |
| Dahlozer | $25.00 | 4/10/2011 8:46:57 AM |
| reward-burger2 | $36.69 | 4/10/2011 12:15:59 PM |
| buddy486 | $25.00 | 4/10/2011 12:41:51 PM |
| Dandanrad | $25.00 | 4/10/2011 1:49:57 PM |
| SanJoser | $25.00 | 4/10/2011 3:26:39 PM |
| Bank_of_T | $29.80 | 4/10/2011 5:30:02 PM |
| PocketAces | $50.00 | 4/10/2011 6:06:41 PM |
| transaction-animal8 | $25.00 | 4/10/2011 6:44:28 PM |
| Pasagam | $27.08 | 4/10/2011 6:40:26 PM |
| wbahl | $25.00 | 4/10/2011 6:45:14 PM |
| chlebie | $37.79 | 4/10/2011 6:40:55 PM |
| kulender | $43.33 | 4/10/2011 6:42:31 PM |
| Savings_EQ_Dignity | $31.33 | 4/10/2011 6:42:41 PM |
| fishintime | $58.51 | 4/10/2011 6:42:49 PM |
| HamachiMan | $50.00 | 4/10/2011 6:46:41 PM |
| brightest-supreme-dollar | $50.00 | 4/10/2011 6:47:42 PM |
| GlobalVisionary | $25.00 | 4/10/2011 6:44:33 PM |
| sweepeet | $26.38 | 4/10/2011 6:48:51 PM |
| point-kitten6 | $50.00 | 4/10/2011 6:46:23 PM |
| Leopoldine | $25.00 | 4/10/2011 6:49:15 PM |
| fareast_man | $25.00 | 4/10/2011 6:48:28 PM |
| SafeSaxa | $27.71 | 4/10/2011 6:49:27 PM |
| ptjg | $50.00 | 4/10/2011 6:49:34 PM |
| Willylump | $25.00 | 4/10/2011 6:48:32 PM |
| MilitaryAV8R | $25.00 | 4/10/2011 6:48:42 PM |
| TK4 | $38.72 | 4/10/2011 6:49:42 PM |
| 228 Investments
|
Borrower Payment Dependent Notes Series
500257
This series of Notes was issued and sold upon the funding of the borrower loan #48586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $372.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,745 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-path |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lightning66n
Purpose of loan:
This loan will be used to...Pay off credit cards, one auto loan, and for saving money.
My financial situation:
I am a good candidate for this loan because... I pay on time and I don't miss payment.
Monthly net income: $2800-3000
Monthly expenses: $2320
Housing: $595
Insurance: $90
Car expenses: $675
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you go into further detail as to how this loan will be used? I am interested in funding your loan but am confused as to why your revolving credit is only just under $4K and you are asking for 15. - StrongMonty
A:
$4K is around my revolving credit. I also would like to pay off my small auto loan of around $6K. Then with the rest I want to put in savings and take care of a few small things. After all is said and done I would have my Tundra auto loan, which my truck is worth more then I owe. Also this loan which would make everything in two payment's. Which would be very helpful. I have had my job for over five years making a good income. I have not ever missed a payment in my life, great investment for you
(Apr-14-2011)
Q:
Why would you pay so much interest to save money? It ends up costing more than you would save. Thanks - friendly-moola0
A:
I took that into consideration, but overall the pros outweigh the cons.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/1/2011 5:06:09 PM |
| BxRealtor | $25.00 | 4/1/2011 5:06:21 PM |
| caring-hope2 | $50.00 | 4/1/2011 5:11:45 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 10:05:37 AM |
| loyalty-sherpa | $25.00 | 4/7/2011 5:43:29 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:39 PM |
| -Me | $50.00 | 4/10/2011 6:43:32 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:40 PM |
| Tradesmanlender | $25.00 | 4/11/2011 7:02:40 AM |
| yield-seeker | $25.00 | 4/11/2011 8:37:01 AM |
| dood2112 | $25.00 | 4/11/2011 4:15:07 PM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:44 AM |
| loot-heart | $25.00 | 4/12/2011 4:25:17 PM |
| cutter21 | $25.00 | 4/12/2011 4:41:45 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:25 AM |
| jescowa | $50.00 | 4/13/2011 8:32:24 AM |
| grampy48 | $25.00 | 4/13/2011 12:30:25 PM |
| vibraphone3 | $100.00 | 4/13/2011 4:35:50 PM |
| reflective-rupee | $25.55 | 4/13/2011 5:01:39 PM |
| Engineer44 | $25.00 | 4/13/2011 5:27:23 PM |
| trident9 | $50.00 | 4/13/2011 5:43:22 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:48:56 PM |
| sportcraft18 | $27.00 | 4/13/2011 8:04:50 PM |
| CBO-Enterprise | $50.00 | 4/13/2011 6:01:41 PM |
| availableloan | $25.00 | 4/13/2011 6:56:57 PM |
| jmb_lending | $300.00 | 4/13/2011 10:51:21 PM |
| catterpillar | $50.00 | 4/14/2011 12:14:28 AM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 3:48:52 AM |
| Spiderman55 | $25.00 | 4/14/2011 8:15:11 AM |
| greenback-magma1 | $250.00 | 4/14/2011 7:48:28 AM |
| Lam0nt | $25.00 | 4/14/2011 9:34:28 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:28 AM |
| Eagledrop | $25.00 | 4/14/2011 10:04:48 AM |
| sunny-truth6 | $50.00 | 4/14/2011 10:17:34 AM |
| shawnw2 | $50.00 | 4/14/2011 11:58:02 AM |
| nickel-ferret | $50.00 | 4/14/2011 1:39:58 PM |
| j2ee | $25.00 | 4/14/2011 12:06:46 PM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:33:50 PM |
| bill-appraiser7 | $25.00 | 4/14/2011 4:22:05 PM |
| green-established-durability | $100.00 | 4/14/2011 3:56:22 PM |
| haryassman | $25.00 | 4/14/2011 4:07:18 PM |
| lendinstuff | $50.00 | 4/14/2011 5:21:47 PM |
| reward-burger2 | $50.00 | 4/14/2011 5:32:49 PM |
| hrubinst | $27.98 | 4/14/2011 5:33:47 PM |
| studious-bonus7 | $56.77 | 4/14/2011 5:33:54 PM |
| handshake5 | $100.00 | 4/14/2011 5:35:03 PM |
| irrelevant | $25.00 | 4/14/2011 5:03:24 PM |
| DreDub | $50.00 | 4/14/2011 5:02:41 PM |
| Banker7371 | $25.00 | 4/14/2011 5:03:21 PM |
| rolandweary | $25.00 | 4/14/2011 5:09:31 PM |
| gracej | $25.00 | 4/14/2011 5:33:42 PM |
| meenan | $34.25 | 4/14/2011 5:35:33 PM |
| piter-to-la-investment | $25.00 | 4/14/2011 5:36:06 PM |
| BigLinCT | $25.00 | 4/14/2011 5:33:08 PM |
| contract-victor5 | $50.00 | 4/14/2011 5:34:17 PM |
| riproaringrapids | $25.00 | 4/14/2011 5:34:35 PM |
| MadHun | $71.91 | 4/14/2011 5:35:25 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:28 PM |
| AY_RY | $26.46 | 4/14/2011 7:06:21 PM |
| sunny-justice9 | $25.00 | 4/15/2011 12:33:48 AM |
| attractive-rate | $25.00 | 4/15/2011 4:18:15 AM |
| greenkid | $157.19 | 4/14/2011 8:18:26 PM |
| Woodworker57 | $25.00 | 4/15/2011 5:56:34 AM |
| SelectTrustLending | $25.00 | 4/15/2011 6:23:14 AM |
| sungbaek | $25.00 | 4/15/2011 12:14:14 AM |
| lostontheedge | $25.00 | 4/15/2011 6:39:27 AM |
| ptjg | $50.00 | 4/15/2011 1:54:28 AM |
| Rogesparkguy | $25.00 | 4/14/2011 11:07:25 PM |
| Savings_EQ_Dignity | $49.16 | 4/15/2011 7:16:30 AM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:20 AM |
| RG | $26.25 | 4/15/2011 5:39:15 AM |
| ccclaireee333 | $25.00 | 4/15/2011 7:27:41 AM |
| wampum-optimization | $49.66 | 4/15/2011 7:30:39 AM |
| tsui517 | $30.09 | 4/15/2011 5:57:19 AM |
| peace-maximizer8 | $25.00 | 4/15/2011 7:36:20 AM |
| selfmademan | $25.00 | 4/15/2011 5:58:19 AM |
| Ripsaw4U | $50.00 | 4/15/2011 5:59:48 AM |
| Katburg | $46.83 | 4/15/2011 6:07:55 AM |
| fishintime | $38.65 | 4/15/2011 6:11:19 AM |
| dobied | $25.42 | 4/15/2011 6:22:26 AM |
| Ready2Loan | $25.00 | 4/15/2011 5:49:42 AM |
| Vreet | $29.69 | 4/15/2011 5:54:38 AM |
| GiftViftdotcom | $25.00 | 4/15/2011 6:23:19 AM |
| tylerfd | $25.00 | 4/15/2011 5:57:46 AM |
| Goodlender42 | $25.00 | 4/15/2011 6:44:20 AM |
| lounges | $27.87 | 4/15/2011 6:51:38 AM |
| HoyaHeel | $25.00 | 4/15/2011 7:01:17 AM |
| desertoasis | $40.00 | 4/15/2011 6:26:06 AM |
| agiovasil | $25.00 | 4/15/2011 7:04:38 AM |
| harty | $35.52 | 4/15/2011 6:53:18 AM |
| investment-comet | $25.00 | 4/15/2011 7:02:12 AM |
| adir1 | $25.00 | 4/15/2011 7:28:36 AM |
| sensible-order2 | $100.00 | 4/15/2011 7:35:50 AM |
| bullwink27 | $25.00 | 4/15/2011 7:39:54 AM |
| valiant-liberty4 | $25.00 | 4/15/2011 7:32:45 AM |
| sensible-fund | $38.64 | 4/15/2011 7:33:22 AM |
| MO_Investor | $25.00 | 4/15/2011 7:34:20 AM |
| broker558 | $25.00 | 4/15/2011 8:15:26 AM |
| robust-rate | $50.00 | 4/15/2011 9:47:57 AM |
| Watersports | $50.00 | 4/15/2011 8:46:27 AM |
| buddy486 | $25.00 | 4/15/2011 8:47:53 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:49:32 AM |
| CirC | $50.00 | 4/15/2011 9:12:10 AM |
| zski | $25.00 | 4/15/2011 10:29:43 AM |
| Ocean713 | $50.00 | 4/15/2011 10:30:03 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:07:06 AM |
| tender-integrity3 | $51.83 | 4/15/2011 10:31:05 AM |
| w3alter | $100.00 | 4/15/2011 10:31:44 AM |
| bigphish | $50.00 | 4/15/2011 10:31:50 AM |
| shrewd-deal | $25.00 | 4/15/2011 10:32:00 AM |
| commerce-web5 | $25.00 | 4/15/2011 10:32:17 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:06 AM |
| ZackZoo | $100.00 | 4/15/2011 9:45:04 AM |
| ashlil01 | $25.00 | 4/15/2011 9:14:33 AM |
| janus_god | $25.00 | 4/15/2011 9:47:55 AM |
| bold-worth-vinyl | $32.42 | 4/15/2011 9:34:37 AM |
| dough-gazer138 | $100.00 | 4/15/2011 9:35:50 AM |
| Astyanax | $40.00 | 4/15/2011 11:49:15 AM |
| velocity-warrior | $50.00 | 4/15/2011 10:30:04 AM |
| Philosonie | $42.71 | 4/15/2011 10:30:21 AM |
| raetus | $50.00 | 4/15/2011 10:03:16 AM |
| balance-booster8 | $50.00 | 4/15/2011 10:30:30 AM |
| gemoscar | $50.00 | 4/15/2011 10:32:01 AM |
| nycmichael | $100.00 | 4/15/2011 10:32:13 AM |
| moneytolend72 | $27.53 | 4/15/2011 12:42:36 PM |
| bossmanuc | $34.46 | 4/15/2011 1:00:56 PM |
| jybank | $50.00 | 4/15/2011 10:26:28 AM |
| GlobalVisionary | $50.00 | 4/15/2011 10:29:56 AM |
| ROCKI9 | $50.00 | 4/15/2011 10:30:05 AM |
| aasx1108 | $25.00 | 4/15/2011 10:30:07 AM |
| SafeSaxa | $30.00 | 4/15/2011 10:31:02 AM |
| bmbanzai | $25.00 | 4/15/2011 1:54:06 PM |
| techvet | $50.00 | 4/15/2011 10:31:58 AM |
| panegryst | $50.00 | 4/15/2011 10:32:06 AM |
| kind-adventurous-finance | $75.00 | 4/15/2011 10:32:31 AM |
| LatinGringo | $50.00 | 4/15/2011 11:40:10 AM |
| Rick21 | $50.00 | 4/15/2011 10:33:00 AM |
| zippy-interest | $25.00 | 4/15/2011 10:33:12 AM |
| jrwoodie | $50.00 | 4/15/2011 11:54:35 AM |
| culldud6900 | $49.42 | 4/15/2011 10:54:10 AM |
| my07ford | $73.22 | 4/15/2011 2:35:03 PM |
| shrewd-income | $25.00 | 4/15/2011 1:22:45 PM |
| cake7 | $25.00 | 4/15/2011 11:41:10 AM |
| shakas | $25.00 | 4/15/2011 11:47:36 AM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:36:02 PM |
| Adventurouschef | $50.00 | 4/15/2011 3:51:44 PM |
| OldFriend | $25.00 | 4/15/2011 3:51:49 PM |
| moola-accelerator6 | $25.00 | 4/15/2011 12:20:06 PM |
| happy-yield | $25.00 | 4/15/2011 2:23:56 PM |
| five-star-greenback3 | $25.00 | 4/15/2011 2:54:22 PM |
| SMARTDISK | $25.00 | 4/15/2011 1:15:18 PM |
| order-prospector | $50.00 | 4/15/2011 3:37:00 PM |
| gustavholstopus32 | $25.00 | 4/15/2011 1:26:09 PM |
| neutrino6 | $25.00 | 4/15/2011 1:58:48 PM |
| rbrown15 | $56.67 | 4/15/2011 2:06:12 PM |
| John_Galt | $25.00 | 4/15/2011 2:36:40 PM |
| invest-in-ed | $100.00 | 4/15/2011 3:08:09 PM |
| srspank24 | $100.00 | 4/15/2011 3:20:37 PM |
| saga9 | $50.00 | 4/15/2011 3:22:39 PM |
| payout-flag6 | $505.00 | 4/15/2011 3:53:26 PM |
| Zolton | $100.00 | 4/1/2011 5:06:28 PM |
| competent-p2p | $40.00 | 4/1/2011 5:15:14 PM |
| zotzot | $25.00 | 4/1/2011 7:12:17 PM |
| mgking007 | $25.00 | 4/2/2011 1:21:05 AM |
| patriot897 | $25.00 | 4/1/2011 5:06:57 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:41 PM |
| magnetic-dedication3 | $25.00 | 4/2/2011 1:42:42 AM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:16 AM |
| indomitable-coin | $50.00 | 4/5/2011 2:15:43 PM |
| mad-scientist0 | $25.00 | 4/5/2011 6:15:55 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:30 AM |
| Peterman | $25.00 | 4/5/2011 9:47:54 PM |
| hostbank | $100.00 | 4/7/2011 9:58:14 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:52 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:54 PM |
| friendly-market5 | $25.00 | 4/9/2011 8:40:04 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:20 PM |
| Bank_Of_XL | $25.00 | 4/10/2011 12:15:19 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:24 PM |
| enthralling-deal180 | $50.00 | 4/12/2011 8:07:03 AM |
| radforj22 | $25.00 | 4/12/2011 3:38:03 PM |
| triumph329 | $25.00 | 4/13/2011 6:01:20 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:21 AM |
| Lender0010 | $50.00 | 4/13/2011 4:09:53 PM |
| spiritual-fairness5 | $25.30 | 4/13/2011 4:16:08 PM |
| UncleSafety | $100.00 | 4/13/2011 4:52:14 PM |
| mistering | $50.00 | 4/13/2011 6:47:29 PM |
| Dskillz | $67.78 | 4/13/2011 8:07:08 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:24 PM |
| hookUup | $26.32 | 4/13/2011 7:31:50 PM |
| market-pudding | $25.00 | 4/13/2011 7:13:34 PM |
| econgineer | $50.00 | 4/13/2011 8:17:46 PM |
| objective-investor | $250.00 | 4/13/2011 7:38:58 PM |
| smalltown_mn | $25.00 | 4/13/2011 7:46:54 PM |
| mistertao | $25.00 | 4/13/2011 9:41:59 PM |
| Minotaur | $25.00 | 4/13/2011 9:44:13 PM |
| FinanceEngine | $30.00 | 4/13/2011 9:24:28 PM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 3:47:54 AM |
| kenji4861 | $25.00 | 4/14/2011 1:22:45 AM |
| newest-finance-viola | $75.00 | 4/14/2011 6:52:20 AM |
| gain-mountain1 | $50.00 | 4/14/2011 8:50:14 AM |
| jmb_lending | $100.00 | 4/14/2011 7:06:11 AM |
| djh47a | $25.00 | 4/14/2011 9:24:31 AM |
| xchach1ng | $25.00 | 4/14/2011 8:24:40 AM |
| lokiswolf | $27.00 | 4/14/2011 9:47:53 AM |
| payout-detective7 | $25.00 | 4/14/2011 9:50:23 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:10:07 AM |
| orange-leverage-phoenix | $200.00 | 4/14/2011 11:32:12 AM |
| capthouls | $25.00 | 4/14/2011 9:44:56 AM |
| momoney2lend | $50.00 | 4/14/2011 11:14:10 AM |
| friendly-principal76 | $25.00 | 4/14/2011 1:15:26 PM |
| commerce-yeller | $50.00 | 4/14/2011 11:05:52 AM |
| GElender | $25.00 | 4/14/2011 1:26:51 PM |
| MasterJin | $25.00 | 4/14/2011 12:12:18 PM |
| 6moonbeams | $50.00 | 4/14/2011 4:19:10 PM |
| benjamins-utopia | $74.12 | 4/14/2011 4:20:40 PM |
| Chauncey_Gardener | $50.00 | 4/14/2011 4:23:16 PM |
| power-bluebird2 | $50.00 | 4/14/2011 4:40:22 PM |
| brainy-repayment5 | $26.84 | 4/14/2011 3:05:34 PM |
| fortytwo | $100.00 | 4/14/2011 4:42:47 PM |
| Residuum | $25.00 | 4/14/2011 3:16:49 PM |
| MilitaryAV8R | $25.00 | 4/14/2011 3:07:02 PM |
| wwwUniversal | $25.00 | 4/14/2011 4:00:03 PM |
| supersarah61 | $25.00 | 4/14/2011 5:15:48 PM |
| Artist_Blue | $25.00 | 4/14/2011 4:43:00 PM |
| schnatty | $25.00 | 4/14/2011 5:33:44 PM |
| authentic-liberty7 | $25.00 | 4/14/2011 5:33:51 PM |
| jct_enterprises | $25.00 | 4/14/2011 6:51:41 PM |
| tolerant-diversification4 | $25.00 | 4/14/2011 5:18:28 PM |
| miket71 | $50.00 | 4/14/2011 5:32:28 PM |
| skuba | $25.00 | 4/14/2011 5:34:14 PM |
| suges | $25.00 | 4/14/2011 5:34:28 PM |
| Marathoner | $25.00 | 4/14/2011 5:34:15 PM |
| fcukciti | $25.00 | 4/14/2011 5:34:18 PM |
| JKEnterprises | $25.00 | 4/14/2011 5:34:26 PM |
| autonomous-truth | $50.00 | 4/14/2011 7:26:11 PM |
| BuntyBoy | $50.00 | 4/14/2011 8:57:19 PM |
| lDewey | $25.00 | 4/14/2011 6:58:07 PM |
| t2smoney | $25.00 | 4/14/2011 7:16:39 PM |
| soulwork | $25.00 | 4/14/2011 7:27:23 PM |
| vegibenz | $25.00 | 4/15/2011 5:39:37 AM |
| AdamClemSC | $25.00 | 4/15/2011 5:49:15 AM |
| sentry256 | $25.00 | 4/15/2011 5:56:29 AM |
| Cheburashka | $25.00 | 4/15/2011 5:57:39 AM |
| Ranger_Investments | $25.00 | 4/14/2011 7:39:56 PM |
| benamation | $50.00 | 4/14/2011 8:51:41 PM |
| p1k4blu | $25.00 | 4/15/2011 6:07:39 AM |
| ItNoKnot | $25.00 | 4/14/2011 10:29:15 PM |
| E_G | $50.00 | 4/15/2011 6:22:09 AM |
| swpski | $25.00 | 4/15/2011 6:24:22 AM |
| bhelgarath | $25.00 | 4/15/2011 6:35:43 AM |
| prohelper | $40.39 | 4/15/2011 6:40:32 AM |
| a275ranger | $30.00 | 4/14/2011 9:53:16 PM |
| chlebie | $27.30 | 4/15/2011 6:51:13 AM |
| Loans101 | $35.14 | 4/15/2011 6:52:57 AM |
| MutuallyBeneficial | $44.25 | 4/14/2011 11:40:39 PM |
| icchok | $50.00 | 4/15/2011 12:19:23 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:12 AM |
| nalaari | $25.00 | 4/15/2011 7:20:44 AM |
| ash135 | $28.83 | 4/15/2011 5:39:56 AM |
| Frenchynh | $25.00 | 4/15/2011 5:47:56 AM |
| jtradition | $26.94 | 4/15/2011 5:50:03 AM |
| calm-deal7 | $25.00 | 4/15/2011 7:32:58 AM |
| LOWCOUNTRYLENDER | $25.00 | 4/15/2011 5:56:42 AM |
| RJN | $25.00 | 4/15/2011 5:57:23 AM |
| IP | $28.22 | 4/15/2011 5:58:25 AM |
| IIP77 | $25.00 | 4/15/2011 5:59:12 AM |
| point-kitten6 | $50.00 | 4/15/2011 7:47:18 AM |
| CashCowNow | $25.00 | 4/15/2011 6:05:12 AM |
| DUDE66 | $30.72 | 4/15/2011 6:21:05 AM |
| DavenportCapital | $25.00 | 4/15/2011 5:55:17 AM |
| PCGeekWI | $25.00 | 4/15/2011 6:25:08 AM |
| jdrez | $25.00 | 4/15/2011 8:24:34 AM |
| cassius84 | $25.00 | 4/15/2011 6:36:20 AM |
| Hutpit | $26.31 | 4/15/2011 6:20:18 AM |
| slick8812 | $50.00 | 4/15/2011 8:50:27 AM |
| Tazeme | $25.00 | 4/15/2011 6:51:59 AM |
| fireboss | $50.00 | 4/15/2011 6:38:53 AM |
| smallbizrule | $25.00 | 4/15/2011 7:03:44 AM |
| gold-sushi | $25.00 | 4/15/2011 7:17:52 AM |
| idriveajeep | $25.00 | 4/15/2011 9:15:03 AM |
| dinero-speaker | $25.00 | 4/15/2011 7:36:46 AM |
| velocity-solo | $25.00 | 4/15/2011 7:47:38 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:15 AM |
| responsible-investment0 | $27.08 | 4/15/2011 7:30:58 AM |
| useful-p2ploan | $49.96 | 4/15/2011 7:34:06 AM |
| rapid-credit428 | $25.00 | 4/15/2011 7:34:28 AM |
| Bob450 | $25.00 | 4/15/2011 8:23:10 AM |
| fabulous-diversification9 | $25.00 | 4/15/2011 8:39:50 AM |
| MarquisEXB | $28.46 | 4/15/2011 10:29:46 AM |
| shorthairedg | $50.00 | 4/15/2011 10:30:08 AM |
| Income-Scout | $227.00 | 4/15/2011 9:07:11 AM |
| Soothsayer | $25.00 | 4/15/2011 10:30:18 AM |
| thoughtful-community7 | $25.00 | 4/15/2011 10:31:55 AM |
| crash6767 | $25.00 | 4/15/2011 10:32:11 AM |
| HamachiMan | $50.00 | 4/15/2011 10:32:46 AM |
| C_Mark | $50.00 | 4/15/2011 10:33:21 AM |
| museic1 | $49.84 | 4/15/2011 10:34:15 AM |
| fairwealth | $25.00 | 4/15/2011 9:51:17 AM |
| MARSTUN | $50.00 | 4/15/2011 9:23:21 AM |
| ss2020 | $30.00 | 4/15/2011 9:46:57 AM |
| Sixmil | $35.00 | 4/15/2011 9:49:41 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:54:29 AM |
| wbahl | $25.00 | 4/15/2011 10:20:08 AM |
| pdx71 | $50.00 | 4/15/2011 9:57:41 AM |
| Danylostefan | $25.00 | 4/15/2011 10:29:49 AM |
| transaction-animal8 | $25.00 | 4/15/2011 10:29:55 AM |
| green-moola-platoon | $100.00 | 4/15/2011 10:30:11 AM |
| UT-Longhorn | $25.00 | 4/15/2011 10:30:25 AM |
| lagnisiruk | $25.00 | 4/15/2011 10:31:57 AM |
| tough-peso2 | $25.00 | 4/15/2011 10:32:03 AM |
| handy-justice | $50.00 | 4/15/2011 10:33:44 AM |
| tampa_cmc | $50.00 | 4/15/2011 10:29:42 AM |
| USCGC | $25.00 | 4/15/2011 1:34:25 PM |
| maple1 | $25.00 | 4/15/2011 10:30:06 AM |
| jt530 | $25.00 | 4/15/2011 10:30:12 AM |
| ClearLake | $25.00 | 4/15/2011 10:31:00 AM |
| income-awakening6 | $25.00 | 4/15/2011 1:54:16 PM |
| kindness-hickory5 | $50.00 | 4/15/2011 10:31:53 AM |
| Aimvest | $25.00 | 4/15/2011 10:32:04 AM |
| Chervianne | $50.00 | 4/15/2011 10:32:10 AM |
| GMPK_TLAS | $50.00 | 4/15/2011 10:33:05 AM |
| mammalian4 | $25.00 | 4/15/2011 2:13:37 PM |
| HairyCoo | $25.00 | 4/15/2011 11:03:39 AM |
| careful-moola3 | $100.00 | 4/15/2011 12:54:36 PM |
| Gibbyland | $50.00 | 4/15/2011 12:58:12 PM |
| depate | $25.00 | 4/15/2011 1:23:14 PM |
| transformer855 | $25.00 | 4/15/2011 11:41:33 AM |
| anton | $500.00 | 4/15/2011 3:55:48 PM |
| divedude | $25.00 | 4/15/2011 2:11:07 PM |
| kegs | $209.85 | 4/15/2011 3:41:58 PM |
| 331 Investments
|
Borrower Payment Dependent Notes Series
500361
This series of Notes was issued and sold upon the funding of the borrower loan #48622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $198.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,316 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-loan-tremolo |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Production Gear
Purpose of loan: Provide upgraded production equipment for church video ministry/ hobby.
This loan will be used to upgrade my camera and sound equipment.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8000.00
Monthly expenses:
Housing: $1850.00
Insurance: $110.00
Car expenses: $230.00
Utilities: $200.00
Phone, cable, internet: $300.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Why do you have so much credit card debt? Can you meet that payment AND this loan as well? - friendly-moola0
A:
Thanks for the question. The debit is actually a credit line from my bank which I utilized to quickly pay off other debit incurred after my recent divorce. I am fully capable of making the new payments (should this loan be funded) with my normal income. Should I ever need to, I have the ability with my job to work overtime which can easily increase my weekly pay by 50% or more. However I have never needed to take advantage of this in the past. Thanks again for your interest.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| vutah | $50.00 | 4/3/2011 3:51:46 PM |
| reflective-rupee | $44.44 | 4/3/2011 4:18:04 PM |
| Zolton | $100.00 | 4/3/2011 12:04:28 PM |
| atbright | $25.00 | 4/3/2011 12:05:31 PM |
| investment-artist | $25.00 | 4/3/2011 4:18:51 PM |
| simplelender80 | $100.00 | 4/3/2011 12:04:59 PM |
| BxRealtor | $25.00 | 4/3/2011 12:05:21 PM |
| magnetic-dedication3 | $25.00 | 4/3/2011 11:32:34 PM |
| Peterman | $25.00 | 4/5/2011 9:53:45 PM |
| paqattack | $25.00 | 4/6/2011 12:34:58 PM |
| indomitable-coin | $50.00 | 4/6/2011 4:05:36 PM |
| 3_boyz | $25.00 | 4/6/2011 1:18:56 PM |
| Watersports | $25.00 | 4/7/2011 7:53:14 AM |
| sfd | $75.00 | 4/7/2011 9:01:16 AM |
| Bio-physicist | $25.00 | 4/8/2011 10:30:14 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:11 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:25 PM |
| hostbank | $100.00 | 4/9/2011 7:02:27 AM |
| Bank_Of_XL | $25.00 | 4/10/2011 11:56:49 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:02 PM |
| loyalty-sherpa | $25.00 | 4/11/2011 12:23:12 PM |
| mad-scientist0 | $25.00 | 4/11/2011 8:27:38 PM |
| Tradesmanlender | $25.00 | 4/12/2011 3:39:37 AM |
| radforj22 | $25.00 | 4/12/2011 3:38:25 PM |
| elvisloans | $25.00 | 4/13/2011 4:36:14 AM |
| market-assembler | $50.00 | 4/13/2011 5:25:17 PM |
| dmk2006 | $25.00 | 4/13/2011 10:09:43 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:13:05 AM |
| reflective-rupee | $250.55 | 4/14/2011 12:57:56 PM |
| GreenHill | $25.00 | 4/14/2011 1:07:07 PM |
| objective-investor | $250.00 | 4/14/2011 2:35:20 PM |
| VeteranLender | $125.49 | 4/14/2011 5:03:41 PM |
| jct_enterprises | $50.00 | 4/14/2011 6:43:26 PM |
| jules3304 | $25.00 | 4/14/2011 7:09:47 PM |
| supersarah61 | $25.00 | 4/14/2011 5:26:28 PM |
| FinanceEngine | $30.00 | 4/14/2011 6:22:10 PM |
| heerzaquestion | $50.00 | 4/14/2011 6:41:44 PM |
| icchok | $50.00 | 4/15/2011 12:19:38 AM |
| Nerdster1 | $30.08 | 4/15/2011 4:33:19 AM |
| newest-finance-viola | $75.00 | 4/15/2011 5:40:53 AM |
| cloud8 | $132.98 | 4/14/2011 8:39:50 PM |
| Geologist-67 | $25.00 | 4/14/2011 7:41:40 PM |
| Artist_Blue | $25.00 | 4/15/2011 6:27:24 AM |
| mspiggybank | $100.00 | 4/15/2011 4:16:41 AM |
| sungbaek | $25.00 | 4/15/2011 1:44:31 AM |
| zippy-revenue8 | $25.00 | 4/15/2011 4:51:46 AM |
| commerce-broker | $25.00 | 4/15/2011 6:08:48 AM |
| investment-comet | $25.00 | 4/15/2011 7:04:58 AM |
| adir1 | $25.00 | 4/15/2011 7:29:32 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:16:07 AM |
| mystical-bonus7 | $25.00 | 4/15/2011 7:32:59 AM |
| Credit2Prosper | $50.00 | 4/15/2011 8:42:37 AM |
| Pitufo | $25.00 | 4/15/2011 8:31:54 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:50:03 AM |
| important-ore | $150.00 | 4/15/2011 8:58:35 AM |
| draygon32 | $190.54 | 4/15/2011 9:04:29 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:31 AM |
| mala54 | $40.00 | 4/15/2011 11:29:06 AM |
| ptclender | $100.00 | 4/15/2011 9:49:55 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:52:06 AM |
| ThompsonCapital | $25.00 | 4/15/2011 2:06:16 PM |
| crash6767 | $25.00 | 4/15/2011 10:33:54 AM |
| lostontheedge | $25.00 | 4/15/2011 10:36:43 AM |
| rustysailor | $25.00 | 4/15/2011 11:33:43 AM |
| dough-hammock | $50.00 | 4/15/2011 3:17:36 PM |
| FinanciallySavvyMom | $25.00 | 4/15/2011 12:10:59 PM |
| OldFriend | $25.00 | 4/15/2011 3:52:01 PM |
| deal-enrichment063 | $50.00 | 4/15/2011 1:41:17 PM |
| mhotchan | $100.00 | 4/15/2011 3:56:14 PM |
| income-awakening6 | $25.00 | 4/15/2011 1:55:57 PM |
| twerns | $40.00 | 4/15/2011 4:20:22 PM |
| godfather4u | $50.00 | 4/15/2011 4:57:17 PM |
| green-established-durability | $100.00 | 4/15/2011 3:07:46 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:28:15 PM |
| first-serene-credit | $25.00 | 4/15/2011 5:39:31 PM |
| quick | $50.00 | 4/15/2011 5:42:50 PM |
| YosemiteSam | $25.00 | 4/15/2011 6:08:30 PM |
| point-pinnacle | $26.25 | 4/15/2011 6:23:10 PM |
| power-bluebird2 | $50.00 | 4/15/2011 5:20:12 PM |
| loanasauras | $50.00 | 4/15/2011 6:14:00 PM |
| T-Bizzone | $100.00 | 4/15/2011 6:17:35 PM |
| p40thawk | $25.00 | 4/3/2011 12:04:45 PM |
| caring-hope2 | $100.00 | 4/3/2011 8:09:55 PM |
| dt_one | $25.00 | 4/3/2011 8:54:43 PM |
| patriot897 | $25.00 | 4/4/2011 9:16:09 AM |
| DasMula | $27.00 | 4/3/2011 12:19:25 PM |
| Eric_Gagne | $50.00 | 4/3/2011 2:10:59 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:48 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:14 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:03 PM |
| value-guru3 | $28.49 | 4/9/2011 6:44:24 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:01:00 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:14 AM |
| subtle-revenue0 | $25.00 | 4/12/2011 8:08:15 AM |
| ClearCut | $50.00 | 4/12/2011 9:57:10 AM |
| revenue-giraffe5 | $25.00 | 4/12/2011 10:21:09 AM |
| Lender0010 | $50.00 | 4/13/2011 12:22:34 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:16 AM |
| ghos2rider | $25.00 | 4/13/2011 11:51:09 AM |
| objective-investor | $150.00 | 4/13/2011 6:47:40 PM |
| kenji4861 | $25.00 | 4/14/2011 1:23:04 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:38:11 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:38 PM |
| dudebrah | $25.00 | 4/14/2011 1:38:11 PM |
| nickel-ferret | $65.08 | 4/14/2011 1:40:36 PM |
| availableloan | $25.00 | 4/14/2011 3:29:48 PM |
| Bill88 | $25.00 | 4/14/2011 2:51:33 PM |
| sunny-justice9 | $50.00 | 4/14/2011 3:05:14 PM |
| GElender | $50.00 | 4/14/2011 1:41:34 PM |
| Loan-Mart | $50.00 | 4/14/2011 4:18:27 PM |
| jmb_lending | $44.48 | 4/14/2011 6:38:02 PM |
| AFairDeal | $50.00 | 4/14/2011 5:24:09 PM |
| hookUup | $27.32 | 4/14/2011 5:17:21 PM |
| market-pudding | $25.00 | 4/14/2011 8:19:46 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:44 PM |
| generator596 | $25.00 | 4/15/2011 1:51:39 AM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:35 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:29 AM |
| wwwUniversal | $25.00 | 4/15/2011 7:23:07 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:56:56 AM |
| Bob450 | $25.00 | 4/15/2011 8:29:16 AM |
| kind-scholarly-peace | $26.00 | 4/15/2011 9:47:09 AM |
| helpingyou1 | $26.03 | 4/15/2011 9:54:03 AM |
| midwestSurfer | $60.00 | 4/15/2011 10:01:42 AM |
| peso-tiramisu | $25.00 | 4/15/2011 8:31:36 AM |
| jybank | $50.00 | 4/15/2011 10:20:49 AM |
| Income-Scout | $247.38 | 4/15/2011 9:00:43 AM |
| investor-007 | $201.23 | 4/15/2011 9:52:11 AM |
| bigphish | $50.00 | 4/15/2011 12:05:18 PM |
| dkjl | $100.00 | 4/15/2011 10:26:36 AM |
| Astyanax | $50.00 | 4/15/2011 12:11:58 PM |
| neutrino6 | $50.00 | 4/15/2011 2:20:08 PM |
| moola-accelerator6 | $30.00 | 4/15/2011 12:21:06 PM |
| evergreen16 | $100.00 | 4/15/2011 10:59:58 AM |
| Gibbyland | $50.00 | 4/15/2011 12:59:17 PM |
| LifeIsGoodHere | $100.00 | 4/15/2011 1:05:56 PM |
| saga9 | $50.00 | 4/15/2011 3:23:01 PM |
| order-prospector | $50.00 | 4/15/2011 3:37:48 PM |
| cake7 | $25.00 | 4/15/2011 12:00:10 PM |
| competent-p2p | $50.00 | 4/15/2011 3:44:32 PM |
| terrific-p2ploan | $25.00 | 4/15/2011 12:27:59 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 2:33:28 PM |
| intrepid-loot | $75.00 | 4/15/2011 4:28:54 PM |
| responsibility-aurora | $32.30 | 4/15/2011 1:27:41 PM |
| divedude | $25.00 | 4/15/2011 2:11:13 PM |
| Trigger | $53.13 | 4/15/2011 5:22:19 PM |
| FL-Lender | $25.00 | 4/15/2011 5:40:36 PM |
| Jazzy503 | $25.01 | 4/15/2011 6:27:16 PM |
| Johnab | $25.00 | 4/15/2011 5:00:11 PM |
| graceful-benjamins | $25.00 | 4/15/2011 5:34:07 PM |
| Cory79 | $26.61 | 4/15/2011 5:57:57 PM |
| 108lender | $250.00 | 4/15/2011 6:17:44 PM |
| kublai | $300.00 | 4/15/2011 6:30:23 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
500507
This series of Notes was issued and sold upon the funding of the borrower loan #48617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,558.59 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $335.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,876 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-kangaroo |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/1/2011 9:05:28 AM |
| Malkial | $25.00 | 4/1/2011 10:34:41 AM |
| suave-dime6 | $25.00 | 4/2/2011 8:10:57 AM |
| magnetic-dedication3 | $25.00 | 4/2/2011 1:42:39 AM |
| erowis | $50.00 | 4/3/2011 10:55:36 AM |
| kindness-launcher | $800.00 | 4/3/2011 4:20:14 PM |
| Gibbyland | $100.00 | 4/7/2011 8:34:33 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:45 PM |
| handy-justice | $50.00 | 4/9/2011 5:48:00 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:48 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:49 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:28 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:32 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:32:57 AM |
| Dubbs360 | $25.00 | 4/12/2011 7:35:01 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:40 PM |
| SLN-10 | $25.00 | 4/12/2011 12:11:27 PM |
| PleaseDontDefault | $50.00 | 4/12/2011 4:01:19 PM |
| maximizer | $50.00 | 4/13/2011 12:19:47 PM |
| dudebrah | $25.00 | 4/13/2011 12:29:51 PM |
| PleaseDontDefault | $50.00 | 4/13/2011 12:08:49 PM |
| CA-Lender | $25.04 | 4/13/2011 12:10:15 PM |
| angelinvestor2 | $100.00 | 4/13/2011 1:56:39 PM |
| spsavage | $25.00 | 4/13/2011 1:57:15 PM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:18:57 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:23:15 PM |
| reflective-rupee | $300.55 | 4/13/2011 2:55:07 PM |
| vigorous-market5 | $200.00 | 4/13/2011 1:13:54 PM |
| economy-producer | $25.00 | 4/13/2011 4:02:21 PM |
| itskarma | $25.00 | 4/13/2011 2:52:56 PM |
| jybank | $25.00 | 4/13/2011 3:50:45 PM |
| kristof2007 | $25.00 | 4/13/2011 3:28:31 PM |
| Engineer44 | $25.00 | 4/13/2011 5:38:54 PM |
| vibraphone3 | $100.00 | 4/13/2011 4:34:09 PM |
| money-fort | $30.00 | 4/13/2011 4:44:51 PM |
| hookUup | $27.32 | 4/13/2011 7:36:50 PM |
| courteous-kindness1 | $25.00 | 4/13/2011 5:39:42 PM |
| mrsp2e | $25.00 | 4/13/2011 8:47:55 PM |
| competent-p2p | $50.00 | 4/13/2011 7:07:30 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:37:53 PM |
| amusement4 | $50.00 | 4/13/2011 8:11:59 PM |
| S-Master | $65.64 | 4/13/2011 8:50:54 PM |
| econgineer | $50.00 | 4/13/2011 8:16:43 PM |
| shooterjt | $30.00 | 4/13/2011 10:32:35 PM |
| jmb_lending | $50.00 | 4/13/2011 10:57:58 PM |
| reflective-rupee | $200.55 | 4/14/2011 7:21:45 AM |
| Bill88 | $25.00 | 4/14/2011 9:21:06 AM |
| orange-leverage-phoenix | $500.00 | 4/14/2011 11:30:18 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:32 PM |
| sunny-truth6 | $25.00 | 4/14/2011 10:12:21 AM |
| wwwUniversal | $25.00 | 4/14/2011 10:18:10 AM |
| benefit-boots | $25.00 | 4/14/2011 1:29:58 PM |
| ore-dojo | $75.00 | 4/14/2011 11:13:42 AM |
| peso-fortress | $25.00 | 4/14/2011 1:21:40 PM |
| euro-spark | $100.00 | 4/14/2011 1:10:03 PM |
| platinum-scientist9 | $25.00 | 4/14/2011 2:40:57 PM |
| reward-adventure | $50.00 | 4/14/2011 5:20:42 PM |
| WMY-Investor | $100.00 | 4/14/2011 5:21:07 PM |
| Cai8899 | $30.00 | 4/14/2011 5:21:21 PM |
| autonomous-truth | $100.00 | 4/14/2011 6:59:48 PM |
| the-dollar-topper | $100.00 | 4/14/2011 5:21:23 PM |
| lendstats_com | $305.20 | 4/14/2011 5:41:57 PM |
| Ocean713 | $50.00 | 4/14/2011 5:21:18 PM |
| bid-czar8 | $50.00 | 4/14/2011 5:21:25 PM |
| burrito6 | $25.00 | 4/14/2011 5:21:33 PM |
| heerzaquestion | $100.00 | 4/14/2011 6:48:56 PM |
| Soxxes | $25.00 | 4/14/2011 7:17:00 PM |
| blackstar | $25.00 | 4/15/2011 5:04:33 AM |
| RebuildALife | $25.00 | 4/15/2011 6:27:50 AM |
| Brain_m | $25.00 | 4/15/2011 1:59:53 AM |
| open-minded-fund9 | $100.00 | 4/15/2011 2:17:39 AM |
| loanman2007 | $100.00 | 4/15/2011 4:49:57 AM |
| MoneyBag4366 | $50.00 | 4/15/2011 2:19:25 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:31 AM |
| blue-dollar-viking | $25.00 | 4/15/2011 5:58:37 AM |
| Artist_Blue | $25.00 | 4/15/2011 5:59:32 AM |
| Bob450 | $25.00 | 4/15/2011 8:22:30 AM |
| ommcd | $25.00 | 4/15/2011 6:26:21 AM |
| kegs | $200.00 | 4/15/2011 8:31:36 AM |
| gold-cluster | $100.00 | 4/15/2011 6:10:00 AM |
| nodrivelpls | $25.00 | 4/15/2011 6:27:47 AM |
| treasure-bliss | $50.00 | 4/15/2011 7:07:54 AM |
| mrsp2e | $25.00 | 4/15/2011 7:09:54 AM |
| profit-powerplant | $25.00 | 4/15/2011 7:24:48 AM |
| social-conductor4 | $25.00 | 4/15/2011 8:42:50 AM |
| floridass | $25.00 | 4/15/2011 8:59:41 AM |
| Stek7 | $25.00 | 4/1/2011 9:06:26 AM |
| Wangchuk | $25.00 | 4/1/2011 9:07:25 AM |
| ingenious-deal6 | $25.00 | 4/1/2011 9:09:40 AM |
| brightest-dignified-penny | $25.00 | 4/1/2011 10:21:11 AM |
| lendstats_com | $81.51 | 4/1/2011 9:53:20 AM |
| 2grindstones | $25.00 | 4/1/2011 10:02:57 AM |
| shrewd-peace7 | $25.00 | 4/1/2011 11:28:25 AM |
| thelovebug | $100.00 | 4/1/2011 1:18:28 PM |
| reflective-rupee | $44.44 | 4/1/2011 11:30:05 AM |
| skillful-asset5 | $30.00 | 4/1/2011 1:18:17 PM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:48:16 AM |
| Rogesparkguy | $25.00 | 4/4/2011 10:05:09 AM |
| tnjohnso | $25.00 | 4/5/2011 1:39:29 AM |
| money-bauble | $50.00 | 4/7/2011 4:17:36 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:42 PM |
| apostle901 | $25.00 | 4/9/2011 12:22:05 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:17 PM |
| mlj0671 | $25.00 | 4/13/2011 7:25:55 AM |
| worth-shower8 | $100.00 | 4/13/2011 12:32:06 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:28:04 PM |
| wirebutterfly | $50.00 | 4/13/2011 4:46:16 PM |
| first-serene-credit | $25.00 | 4/13/2011 5:05:56 PM |
| mcgovern2024 | $25.00 | 4/13/2011 6:50:41 PM |
| OmahaGuy | $100.00 | 4/13/2011 7:08:43 PM |
| market-pudding | $25.00 | 4/13/2011 7:47:40 PM |
| FirstBank | $50.00 | 4/14/2011 9:23:59 AM |
| asset-professor | $50.00 | 4/14/2011 10:18:25 AM |
| Wellman | $50.00 | 4/14/2011 9:22:36 AM |
| w3alter | $29.68 | 4/14/2011 10:18:17 AM |
| shawnw2 | $25.00 | 4/14/2011 11:59:25 AM |
| momoney2lend | $50.00 | 4/14/2011 11:20:44 AM |
| Tylerh | $100.00 | 4/14/2011 4:02:03 PM |
| tech310 | $50.00 | 4/14/2011 4:42:48 PM |
| the-profit-oracle | $25.00 | 4/14/2011 4:44:17 PM |
| Lam0nt | $25.00 | 4/14/2011 5:20:13 PM |
| finance-prescription | $50.00 | 4/14/2011 5:21:28 PM |
| supersarah61 | $50.00 | 4/14/2011 5:31:30 PM |
| platinum-czar | $132.77 | 4/14/2011 7:01:31 PM |
| seisen | $50.00 | 4/14/2011 5:21:00 PM |
| leodaguy | $25.00 | 4/14/2011 5:21:31 PM |
| Weaverville | $25.00 | 4/14/2011 7:28:54 PM |
| BangBros | $243.11 | 4/14/2011 6:05:50 PM |
| credit-sycamore4 | $100.00 | 4/14/2011 5:21:20 PM |
| Jack55304 | $125.00 | 4/14/2011 5:21:27 PM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 6:37:20 PM |
| natural-trade7 | $100.00 | 4/14/2011 5:29:41 PM |
| nilonc1 | $150.00 | 4/14/2011 6:32:55 PM |
| brazilofmux | $100.00 | 4/15/2011 5:51:34 AM |
| trail8631 | $31.75 | 4/14/2011 8:04:29 PM |
| well-mannered-income3 | $50.00 | 4/14/2011 8:30:28 PM |
| truth-companion | $25.00 | 4/15/2011 7:16:45 AM |
| graceful-investment | $100.00 | 4/15/2011 7:36:27 AM |
| orange-preeminant-bill | $50.00 | 4/15/2011 7:37:13 AM |
| payment-gusto | $25.00 | 4/15/2011 7:38:19 AM |
| stock106 | $25.00 | 4/15/2011 5:59:57 AM |
| Ananya | $25.00 | 4/15/2011 4:26:31 AM |
| handshake5 | $32.71 | 4/15/2011 7:51:19 AM |
| dedicated-transaction796 | $50.00 | 4/15/2011 7:52:59 AM |
| dsnybnd | $25.00 | 4/15/2011 7:57:27 AM |
| barefootpaul | $25.00 | 4/15/2011 8:02:20 AM |
| zone6 | $90.00 | 4/15/2011 8:11:10 AM |
| money-baron | $29.27 | 4/15/2011 8:19:11 AM |
| musegaze | $50.00 | 4/15/2011 6:44:04 AM |
| asmithj | $32.60 | 4/15/2011 7:09:26 AM |
| flwah | $25.00 | 4/15/2011 6:39:39 AM |
| investment-comet | $25.00 | 4/15/2011 7:01:44 AM |
| saffron4 | $26.94 | 4/15/2011 7:24:39 AM |
| Diamond_Jim | $26.15 | 4/15/2011 7:09:04 AM |
| missing-link | $25.00 | 4/15/2011 7:51:35 AM |
| gallant-economy9 | $358.32 | 4/15/2011 8:24:54 AM |
| Pitufo | $101.98 | 4/15/2011 8:19:17 AM |
| larrybird | $523.06 | 4/15/2011 8:28:31 AM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
500972
This series of Notes was issued and sold upon the funding of the borrower loan #48669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,560 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ecstatic-velocity4 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
|
|
Principal balance:
| $754.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation
Purpose of loan: consolidate debt
This loan will be used to...Consolidate the same amount of payments per month into 1 single payment
My financial situation:
I am a good candidate for this loan because...Even though I don't carry a credit score of 800+, I do not have one missed payment on my record. the last one I had happened about 8 years ago during college when credit was new to me. I will be basically making the same payment as I already do except this loan has a specific time frame with it. All the expenses listed are shared by my wife as well
Monthly net income: $2940
Monthly expenses: $
Housing: $923
Insurance: $156
Car expenses: $340
Utilities: $100
Phone, cable, internet: $200
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $200.00 | 4/6/2011 9:02:50 AM |
| 888GoldIngots | $25.00 | 4/6/2011 9:07:07 AM |
| value-allocator1 | $100.00 | 4/6/2011 9:07:25 AM |
| drcoop | $25.00 | 4/6/2011 9:03:21 AM |
| selector568 | $100.00 | 4/6/2011 9:04:00 AM |
| grnii78 | $41.22 | 4/6/2011 10:42:01 AM |
| Kash2010lu | $25.00 | 4/6/2011 9:18:36 AM |
| fairness-atmosphere | $25.00 | 4/6/2011 9:36:13 AM |
| reflective-rupee | $88.88 | 4/6/2011 9:48:01 AM |
| tolerant-dinero2 | $25.00 | 4/6/2011 10:34:18 AM |
| lender12345 | $100.00 | 4/6/2011 2:07:32 PM |
| restless-dime | $50.00 | 4/6/2011 2:56:17 PM |
| green-rapid-openness | $100.00 | 4/6/2011 8:58:44 PM |
| thankful-nickel2 | $25.00 | 4/6/2011 1:32:17 PM |
| chameleon125 | $50.00 | 4/6/2011 10:21:31 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:36 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:24 AM |
| hamster | $25.23 | 4/7/2011 6:01:40 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:22 PM |
| autonomous-truth | $50.00 | 4/10/2011 11:45:33 AM |
| nerdfactor | $25.00 | 4/10/2011 10:37:32 PM |
| StarshineXL | $500.00 | 4/11/2011 2:04:06 PM |
| Bcs-cnc | $25.00 | 4/12/2011 11:10:26 AM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:15 AM |
| Keeping-The-Peace | $50.00 | 4/13/2011 9:53:22 AM |
| Prairie-MN | $30.00 | 4/14/2011 5:32:01 PM |
| worthy-bid8 | $25.00 | 4/15/2011 5:28:58 PM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 6:05:12 PM |
| DUDICO2006 | $25.00 | 4/16/2011 6:38:29 AM |
| Jack55304 | $185.00 | 4/17/2011 5:31:51 AM |
| laki_haole | $50.00 | 4/17/2011 1:16:17 PM |
| Bill88 | $25.00 | 4/18/2011 9:25:05 AM |
| ursus | $50.00 | 4/18/2011 8:46:35 AM |
| dsnybnd | $25.00 | 4/18/2011 10:50:37 AM |
| CaliforniaSun | $25.00 | 4/18/2011 10:37:46 AM |
| bizzzond | $100.00 | 4/18/2011 9:15:26 AM |
| dough-hammock | $25.00 | 4/18/2011 1:08:54 PM |
| 2grindstones | $30.00 | 4/18/2011 9:16:05 AM |
| djmjkelso | $25.00 | 4/18/2011 12:11:06 PM |
| peso-tiramisu | $25.00 | 4/18/2011 3:00:36 PM |
| lotus-carrion6 | $50.00 | 4/18/2011 11:24:49 AM |
| upbeat-investment9 | $50.00 | 4/18/2011 11:37:13 AM |
| meridian3 | $25.00 | 4/18/2011 2:43:37 PM |
| kristof2007 | $50.00 | 4/18/2011 2:52:01 PM |
| reflective-rupee | $300.55 | 4/18/2011 3:09:41 PM |
| worth-shower8 | $100.00 | 4/18/2011 1:39:10 PM |
| FinanceEngine | $30.00 | 4/18/2011 2:17:38 PM |
| exciting-fairness | $200.00 | 4/18/2011 3:21:15 PM |
| Ruckus888 | $55.00 | 4/18/2011 4:01:47 PM |
| bluefootedpig | $45.69 | 4/18/2011 4:41:40 PM |
| squadron781 | $25.00 | 4/18/2011 4:19:46 PM |
| GCInvestments | $40.00 | 4/18/2011 4:50:39 PM |
| MasterJin | $25.00 | 4/18/2011 5:16:49 PM |
| VJ_Financial | $50.00 | 4/18/2011 6:04:00 PM |
| investment-comet | $25.00 | 4/18/2011 6:19:39 PM |
| grampy48 | $48.95 | 4/18/2011 6:46:24 PM |
| money-bauble | $50.00 | 4/18/2011 5:27:17 PM |
| green-liberty-thunder | $25.00 | 4/18/2011 5:33:09 PM |
| well-mannered-income3 | $40.00 | 4/18/2011 7:51:15 PM |
| brightest-benjamins-onator | $25.00 | 4/18/2011 6:05:25 PM |
| Banker_Joe | $25.00 | 4/18/2011 6:30:29 PM |
| contract-neutron | $75.00 | 4/18/2011 7:19:49 PM |
| credit-missile | $25.00 | 4/18/2011 7:45:32 PM |
| hektek22 | $600.00 | 4/18/2011 8:17:29 PM |
| ingenious-deal6 | $25.00 | 4/6/2011 9:05:46 AM |
| diplomatic-wealth7 | $25.00 | 4/6/2011 9:06:46 AM |
| brightest-dignified-penny | $25.00 | 4/6/2011 4:29:24 PM |
| suave-dime6 | $25.00 | 4/6/2011 9:04:21 AM |
| golffish2 | $25.00 | 4/6/2011 9:10:37 AM |
| thelovebug | $100.00 | 4/6/2011 5:06:39 PM |
| SolarMoonshine | $25.00 | 4/6/2011 6:43:04 PM |
| DasMula | $77.00 | 4/6/2011 2:16:52 PM |
| fcb202 | $50.00 | 4/6/2011 2:25:04 PM |
| zotzot | $25.44 | 4/7/2011 7:01:52 AM |
| larryboy10 | $25.00 | 4/6/2011 6:13:41 PM |
| ASR3 | $35.30 | 4/7/2011 8:35:38 AM |
| first-serene-credit | $25.00 | 4/7/2011 8:36:58 AM |
| leverage-ectasy | $25.00 | 4/7/2011 7:24:56 PM |
| us957165 | $25.00 | 4/7/2011 7:31:03 PM |
| transaction-animal8 | $25.00 | 4/8/2011 1:38:37 PM |
| the-kindness-honker | $25.00 | 4/8/2011 7:02:00 PM |
| Bob450 | $25.00 | 4/8/2011 9:29:09 PM |
| lotuss4 | $50.00 | 4/9/2011 5:56:50 PM |
| handy-justice | $50.00 | 4/9/2011 5:50:25 PM |
| peso-aggregator | $25.00 | 4/10/2011 8:16:53 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:13 PM |
| money-fort | $34.65 | 4/10/2011 8:41:17 PM |
| RKLFinancial | $25.00 | 4/12/2011 1:14:12 PM |
| frogperson | $100.00 | 4/13/2011 9:40:43 AM |
| Barmas | $50.00 | 4/14/2011 2:25:23 PM |
| Jon8403 | $50.00 | 4/14/2011 4:06:47 PM |
| skip6330 | $29.55 | 4/14/2011 6:04:42 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:00 PM |
| superb-kindness2 | $25.00 | 4/15/2011 7:16:40 AM |
| JJ9876 | $25.00 | 4/15/2011 10:07:53 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:45 AM |
| cbivitz | $25.00 | 4/16/2011 8:19:18 PM |
| miked8303 | $25.00 | 4/18/2011 6:55:18 AM |
| randsenterprise | $25.00 | 4/18/2011 9:45:03 AM |
| dudebrah | $25.00 | 4/18/2011 11:46:56 AM |
| Dubbs360 | $100.00 | 4/18/2011 9:09:02 AM |
| Socal | $25.00 | 4/18/2011 1:09:57 PM |
| ivadood | $50.00 | 4/18/2011 2:31:27 PM |
| CA-Lender | $25.04 | 4/18/2011 10:11:59 AM |
| MJTimages_com | $50.00 | 4/18/2011 10:33:28 AM |
| mmeyer_jr | $30.00 | 4/18/2011 3:46:18 PM |
| laidback59 | $100.00 | 4/18/2011 12:15:14 PM |
| jybank | $50.00 | 4/18/2011 2:11:26 PM |
| Haribelle | $25.00 | 4/18/2011 4:24:38 PM |
| nomneu | $50.00 | 4/18/2011 4:34:15 PM |
| commitment-cadence | $50.00 | 4/18/2011 5:14:58 PM |
| euro-spark | $100.00 | 4/18/2011 5:38:28 PM |
| NYBIZ | $26.48 | 4/18/2011 6:56:26 PM |
| VA720 | $50.00 | 4/18/2011 5:21:24 PM |
| credit-missile | $50.00 | 4/18/2011 5:46:04 PM |
| melodious-openness | $100.00 | 4/18/2011 7:58:18 PM |
| nitrostamped | $175.00 | 4/18/2011 6:05:43 PM |
| global1adventurer | $26.50 | 4/18/2011 8:21:09 PM |
| integrity-reformer | $229.52 | 4/18/2011 6:41:34 PM |
| loss-of-control | $150.00 | 4/18/2011 7:39:26 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
501521
This series of Notes was issued and sold upon the funding of the borrower loan #48572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,227 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-motor1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Home Improvement
Purpose of loan:
This loan will be used to increase the value of home in preparation for selling it. Painting, Windows, Repairs, etc.
The loan will be paid off early due to equity liquidation in home once sold. I owe significantly less on home than comps show property is worth.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:43 PM |
| simplelender80 | $150.00 | 4/10/2011 12:04:54 PM |
| top-courteous-peso | $50.00 | 4/10/2011 12:05:54 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:47 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:52 PM |
| reflective-rupee | $1,400.44 | 4/10/2011 1:00:18 PM |
| Wangchuk | $25.01 | 4/10/2011 1:52:27 PM |
| investment-artist | $25.00 | 4/10/2011 6:21:39 PM |
| bankbuddy55 | $150.00 | 4/10/2011 5:48:40 PM |
| Alvin_Me | $25.00 | 4/10/2011 10:18:48 PM |
| magnetic-dedication3 | $25.00 | 4/11/2011 3:02:57 AM |
| competent-p2p | $50.00 | 4/11/2011 6:35:01 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:45:39 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 4:29:13 PM |
| rockhound84 | $25.00 | 4/12/2011 2:31:21 AM |
| Kash2010lu | $25.00 | 4/12/2011 10:54:13 PM |
| rockhound84 | $25.00 | 4/13/2011 5:16:35 AM |
| thomas16882004 | $25.00 | 4/13/2011 10:11:08 AM |
| Bob450 | $25.00 | 4/13/2011 10:20:51 AM |
| sudeep104 | $25.00 | 4/13/2011 12:23:31 PM |
| loss-of-control | $150.00 | 4/13/2011 6:43:39 PM |
| Mombo-5 | $50.00 | 4/13/2011 5:03:40 PM |
| vine99 | $65.00 | 4/13/2011 10:20:36 PM |
| nickel-hickory | $100.00 | 4/14/2011 9:28:27 AM |
| nickel-hickory | $100.00 | 4/14/2011 9:28:16 AM |
| handy-point5 | $25.00 | 4/14/2011 11:41:45 AM |
| thelovebug | $100.00 | 4/14/2011 4:01:07 PM |
| vigorous-market5 | $200.00 | 4/14/2011 6:50:29 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:33 PM |
| nickel-hickory | $100.00 | 4/14/2011 8:12:39 PM |
| Bocephus1959 | $35.00 | 4/14/2011 8:31:33 PM |
| nickel-hickory | $100.00 | 4/14/2011 8:12:14 PM |
| Rip128 | $75.00 | 4/15/2011 6:04:13 AM |
| nickel-hickory | $100.00 | 4/15/2011 9:55:12 AM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:54:25 PM |
| natural-trade7 | $150.00 | 4/15/2011 6:58:32 PM |
| justasoldier | $30.00 | 4/15/2011 8:39:06 PM |
| principal-star | $30.00 | 4/15/2011 8:57:55 PM |
| 1-HARD-HEAD | $50.50 | 4/16/2011 4:47:03 AM |
| bold-bright-currency | $25.00 | 4/15/2011 10:54:51 PM |
| EBITDA | $25.00 | 4/16/2011 2:41:48 AM |
| Snoopylover | $25.00 | 4/16/2011 2:45:57 AM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:32 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:14:12 PM |
| lendstats_com | $200.00 | 4/10/2011 1:34:42 PM |
| ready-interest9 | $25.00 | 4/10/2011 4:32:37 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:33 PM |
| wonder3 | $25.00 | 4/11/2011 6:11:19 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:16 PM |
| Whipster | $50.00 | 4/11/2011 4:50:14 PM |
| selector568 | $50.00 | 4/12/2011 2:42:37 AM |
| kindness-launcher | $800.00 | 4/12/2011 7:00:23 PM |
| loanman2007 | $200.00 | 4/13/2011 5:13:14 AM |
| platinum-cargo | $25.71 | 4/13/2011 3:51:23 PM |
| thankful-nickel2 | $25.00 | 4/13/2011 6:45:55 PM |
| chrisb1414 | $25.00 | 4/14/2011 9:42:46 AM |
| nickel-hickory | $100.00 | 4/14/2011 9:24:36 AM |
| Nerdster1 | $25.08 | 4/14/2011 9:37:35 AM |
| value-allocator1 | $100.00 | 4/14/2011 1:12:33 PM |
| nickel-hickory | $50.00 | 4/14/2011 8:13:20 PM |
| nickel-hickory | $100.00 | 4/14/2011 8:12:25 PM |
| nickel-hickory | $100.00 | 4/14/2011 8:12:57 PM |
| nickel-hickory | $100.00 | 4/14/2011 8:13:05 PM |
| nickel-hickory | $100.00 | 4/15/2011 9:54:59 AM |
| LionFan | $25.00 | 4/15/2011 11:13:28 AM |
| rjcoutur2001 | $67.75 | 4/15/2011 12:18:09 PM |
| cbivitz | $220.00 | 4/15/2011 11:07:42 AM |
| leverage-monger | $223.76 | 4/15/2011 5:20:42 PM |
| Madmigel | $35.00 | 4/15/2011 6:14:11 PM |
| rapid-currency | $50.17 | 4/15/2011 9:39:53 PM |
| MoneyForNothing | $2.14 | 4/16/2011 4:48:17 AM |
| EarlyRiser | $239.44 | 4/16/2011 2:31:16 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
501811
This series of Notes was issued and sold upon the funding of the borrower loan #48625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $73.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,284 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-announcer5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms. A-American
Purpose of loan: consolidate payments
This loan will be used to...pay off credit card bills and extra money
My financial situation: is stable
I am a good candidate for this loan because...I Pay My Bills on time.and in full.
Monthly net income: $2500.00
Monthly expenses: $100.00
Housing: $250.00
Insurance: $through work
Car expenses: $283.00
Utilities: $83.00
Phone, cable, internet: $55.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/12/2011 9:08:00 AM |
| ultimate-peace | $35.00 | 4/12/2011 9:08:37 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:55 AM |
| BxRealtor | $25.00 | 4/12/2011 9:11:15 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:37:17 AM |
| favorite-commerce | $25.00 | 4/12/2011 12:34:55 PM |
| EngineersAlliance | $100.00 | 4/12/2011 3:02:31 PM |
| dudebrah | $25.00 | 4/12/2011 2:59:36 PM |
| vutah | $25.00 | 4/12/2011 8:55:18 PM |
| Milonguero | $100.00 | 4/13/2011 9:34:40 AM |
| goodhearted-basis4 | $25.00 | 4/13/2011 4:17:50 PM |
| MarvintheMartian | $25.00 | 4/14/2011 5:06:19 AM |
| master648 | $25.00 | 4/14/2011 7:09:35 PM |
| Quest4euphoria | $25.00 | 4/15/2011 6:28:05 AM |
| moola-accelerator6 | $30.00 | 4/15/2011 2:26:00 PM |
| transamerican | $25.00 | 4/15/2011 1:51:05 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:03:01 PM |
| wealth-competitor | $25.00 | 4/16/2011 11:36:02 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 12:30:19 PM |
| slpark | $50.00 | 4/16/2011 11:01:48 PM |
| Weaverville | $25.00 | 4/16/2011 4:50:13 PM |
| Spaceman838 | $25.00 | 4/16/2011 8:40:48 PM |
| Bob450 | $25.00 | 4/17/2011 10:12:16 AM |
| grampy48 | $40.30 | 4/17/2011 11:34:26 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:48:22 PM |
| GElender | $43.00 | 4/18/2011 6:09:28 AM |
| LendingHelper | $300.00 | 4/17/2011 6:36:46 PM |
| reflective-rupee | $25.44 | 4/12/2011 9:10:42 AM |
| daekpon | $50.00 | 4/12/2011 9:04:13 AM |
| vladimilasky | $25.00 | 4/12/2011 9:46:34 AM |
| simplelender80 | $100.00 | 4/12/2011 9:12:12 AM |
| wild-orange | $50.00 | 4/12/2011 11:22:26 AM |
| SolarMoonshine | $25.00 | 4/12/2011 6:42:36 PM |
| engaging-worth | $25.00 | 4/12/2011 8:29:21 PM |
| efficient-treasure0 | $25.00 | 4/13/2011 12:22:29 PM |
| tranquil-revenue | $49.89 | 4/14/2011 4:46:29 PM |
| Moneypenny6 | $25.00 | 4/15/2011 7:29:14 AM |
| elated-moola9 | $25.00 | 4/15/2011 9:45:29 AM |
| cash4less | $50.00 | 4/15/2011 5:08:45 PM |
| StarshineXL | $100.00 | 4/16/2011 11:41:17 AM |
| patriot897 | $25.00 | 4/16/2011 12:16:29 PM |
| Mellwell | $27.00 | 4/16/2011 1:00:46 PM |
| ethicalhumanist | $50.00 | 4/16/2011 3:56:27 PM |
| spiff666 | $25.00 | 4/17/2011 7:44:32 AM |
| BigMac1953 | $25.00 | 4/18/2011 5:22:56 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
489434
This series of Notes was issued and sold upon the funding of the borrower loan #48616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-17-2011 |
|
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $267.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,055 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbeatable-dedication0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To pay off medical credit card debt
Purpose of loan:
This loan will be used to... buy off credit card debt due to medical expenses.
My financial situation:
I am a good candidate for this loan because I am living very frugally and work very hard.
Monthly net income: $1500
Monthly expenses: $600
Housing: $0
Insurance: $ 108
Car expenses: $0
Utilities: $0
Phone, cable, internet: $ 50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $286
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Why are your housing costs $0? What is the medical debt from, and what's the other $5000 of revolving debt that you have? - the-serene-transaction
A:
I live with parents. The debt is from emergency surgery when I did not have insurance. ( I now have it) and the 5,000 is part of the medical debt.
It will all be paid off by this loan.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 4/3/2011 12:05:12 PM |
| reflective-rupee | $44.44 | 4/3/2011 4:17:25 PM |
| Zolton | $100.00 | 4/3/2011 12:04:24 PM |
| BxRealtor | $25.00 | 4/3/2011 12:05:16 PM |
| atbright | $25.00 | 4/3/2011 12:05:27 PM |
| JustMee | $25.00 | 4/3/2011 1:14:29 PM |
| SecondChanceLendingSERV | $25.00 | 4/4/2011 4:52:39 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:44 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:09 PM |
| hostbank | $100.00 | 4/8/2011 4:25:10 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:23 PM |
| subtle-revenue0 | $25.00 | 4/11/2011 5:28:20 PM |
| radforj22 | $25.00 | 4/12/2011 3:38:21 PM |
| credit-kahuna | $50.00 | 4/14/2011 9:38:05 AM |
| CA-Lender | $25.04 | 4/14/2011 1:38:46 PM |
| reflective-rupee | $350.55 | 4/14/2011 1:05:03 PM |
| objective-investor | $250.00 | 4/14/2011 2:35:52 PM |
| szetheli | $81.67 | 4/14/2011 2:32:51 PM |
| 350DGRZ | $25.00 | 4/14/2011 6:27:39 PM |
| heerzaquestion | $100.00 | 4/14/2011 6:42:37 PM |
| asset-professor | $43.84 | 4/14/2011 5:21:14 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:42 PM |
| hookUup | $26.32 | 4/14/2011 5:18:01 PM |
| DasMula | $27.00 | 4/14/2011 7:32:21 PM |
| loot-heart | $25.00 | 4/14/2011 5:34:51 PM |
| nilonc1 | $75.00 | 4/14/2011 6:39:50 PM |
| downtownfarm | $25.00 | 4/15/2011 4:04:26 AM |
| commerce-renewal | $250.00 | 4/14/2011 8:17:33 PM |
| icchok | $50.00 | 4/15/2011 12:19:36 AM |
| indomitable-dedication | $50.00 | 4/15/2011 6:42:55 AM |
| sungbaek | $25.00 | 4/15/2011 1:44:28 AM |
| generator596 | $25.00 | 4/15/2011 1:45:56 AM |
| wwwUniversal | $25.00 | 4/15/2011 7:22:53 AM |
| Artist_Blue | $25.00 | 4/15/2011 6:27:12 AM |
| marketplace-meridian | $25.00 | 4/15/2011 8:56:37 AM |
| robust-rate | $50.00 | 4/15/2011 9:49:41 AM |
| Bob450 | $25.00 | 4/15/2011 8:28:00 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:26 AM |
| evergreen16 | $100.00 | 4/15/2011 11:05:51 AM |
| desertoasis | $40.00 | 4/15/2011 9:56:11 AM |
| lostontheedge | $25.00 | 4/15/2011 9:50:04 AM |
| DaMoneyTree | $25.00 | 4/15/2011 10:20:28 AM |
| mykkai | $25.00 | 4/15/2011 12:25:06 PM |
| famous-bill | $25.00 | 4/15/2011 12:44:32 PM |
| cake7 | $25.00 | 4/15/2011 12:03:01 PM |
| neutrino6 | $50.00 | 4/15/2011 2:15:37 PM |
| sdcc72 | $25.00 | 4/15/2011 2:32:17 PM |
| HairyCoo | $25.00 | 4/15/2011 11:02:23 AM |
| Gibbyland | $50.00 | 4/15/2011 12:58:37 PM |
| srspank24 | $94.41 | 4/15/2011 3:21:21 PM |
| OldFriend | $25.00 | 4/15/2011 3:51:57 PM |
| julijask | $50.00 | 4/15/2011 4:32:13 PM |
| stollcm | $25.00 | 4/15/2011 6:34:57 PM |
| E-B | $50.00 | 4/15/2011 6:45:56 PM |
| Cashlender1992 | $67.00 | 4/15/2011 6:58:31 PM |
| skobos8225 | $125.00 | 4/15/2011 7:02:16 PM |
| power-bluebird2 | $50.00 | 4/15/2011 5:18:49 PM |
| Ray3486 | $25.00 | 4/15/2011 6:41:20 PM |
| debt-system880 | $25.00 | 4/15/2011 10:26:25 PM |
| best-phenomenal-treasure | $25.00 | 4/15/2011 8:11:48 PM |
| yertle9 | $25.00 | 4/15/2011 6:49:53 PM |
| lokiswolf | $27.00 | 4/16/2011 2:41:27 AM |
| active-market | $50.00 | 4/16/2011 6:04:19 AM |
| ideal-platinum1 | $25.00 | 4/16/2011 5:19:36 AM |
| handy-point5 | $25.00 | 4/16/2011 7:47:08 AM |
| velocity-solo | $25.00 | 4/16/2011 8:14:21 AM |
| credit-scout7 | $50.00 | 4/16/2011 7:18:27 AM |
| srilm | $50.00 | 4/16/2011 8:40:12 AM |
| acropiloterau2002 | $25.00 | 4/16/2011 7:39:18 AM |
| coin-investor | $25.00 | 4/16/2011 7:49:26 AM |
| worldly-community3 | $50.00 | 4/16/2011 8:19:52 AM |
| gatorsean2168 | $25.00 | 4/16/2011 11:40:06 AM |
| palace2 | $100.00 | 4/16/2011 11:48:43 AM |
| massuot | $25.00 | 4/16/2011 8:52:20 AM |
| gold-disk | $50.00 | 4/16/2011 1:49:10 PM |
| RayEarth | $25.00 | 4/16/2011 12:20:06 PM |
| retirementlady | $25.00 | 4/16/2011 1:04:13 PM |
| JKKCapital | $25.00 | 4/16/2011 11:34:47 AM |
| ladderskibum | $50.00 | 4/16/2011 1:34:36 PM |
| green-unrivaled-felicity | $60.00 | 4/16/2011 4:11:32 PM |
| rangers94 | $25.00 | 4/16/2011 2:36:08 PM |
| Smallbear | $25.00 | 4/16/2011 3:33:13 PM |
| averagefore | $25.00 | 4/16/2011 3:44:56 PM |
| JTCorp | $25.00 | 4/16/2011 9:09:25 PM |
| eclicknsave | $25.00 | 4/17/2011 1:23:46 AM |
| sams3227 | $50.00 | 4/17/2011 5:39:39 AM |
| dough-destiny | $42.81 | 4/17/2011 6:22:37 AM |
| scottssm | $45.00 | 4/17/2011 6:45:44 AM |
| mike279766 | $33.00 | 4/16/2011 7:09:34 PM |
| Soothsayer | $25.00 | 4/17/2011 1:21:26 AM |
| alpinaut | $25.00 | 4/17/2011 7:55:41 AM |
| income-pillow | $50.00 | 4/17/2011 5:31:00 AM |
| MoneyForNothing | $0.76 | 4/17/2011 8:26:03 AM |
| competent-p2p | $25.00 | 4/4/2011 7:53:23 AM |
| simplelender80 | $100.00 | 4/3/2011 12:04:56 PM |
| integrity-doctor | $100.00 | 4/4/2011 12:45:29 PM |
| five-star-justice | $25.00 | 4/8/2011 9:20:27 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:12 PM |
| Gibbyland | $100.00 | 4/8/2011 7:01:45 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:11:58 PM |
| Bank_Of_XL | $50.00 | 4/10/2011 12:06:32 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:54 PM |
| loyalty-sherpa | $25.00 | 4/10/2011 6:54:24 PM |
| interact | $25.90 | 4/11/2011 7:56:04 AM |
| yield-seeker | $25.00 | 4/11/2011 8:37:11 AM |
| Tradesmanlender | $25.00 | 4/12/2011 3:39:34 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:50 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:13 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:55 AM |
| richboy56 | $25.00 | 4/13/2011 8:06:37 PM |
| kenji4861 | $25.00 | 4/14/2011 1:23:00 AM |
| worthy-bid8 | $50.00 | 4/14/2011 6:12:59 AM |
| trident9 | $50.00 | 4/14/2011 9:36:41 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:35 PM |
| gentle-coin | $25.00 | 4/14/2011 1:02:02 PM |
| GElender | $25.00 | 4/14/2011 1:40:54 PM |
| worldly-money4 | $1,000.00 | 4/14/2011 2:52:20 PM |
| reflective-rupee | $400.55 | 4/14/2011 1:04:29 PM |
| walkinman | $25.00 | 4/14/2011 2:45:26 PM |
| supersarah61 | $25.00 | 4/14/2011 5:34:21 PM |
| jct_enterprises | $25.00 | 4/14/2011 6:51:50 PM |
| mistertao | $25.00 | 4/14/2011 5:34:05 PM |
| friendly-principal76 | $25.00 | 4/14/2011 7:19:43 PM |
| FinanceEngine | $30.00 | 4/14/2011 6:20:26 PM |
| MutuallyBeneficial | $50.00 | 4/14/2011 11:39:53 PM |
| commerce-broker | $25.00 | 4/15/2011 6:06:34 AM |
| sunny-justice9 | $25.00 | 4/15/2011 12:35:38 AM |
| gelt4u | $25.00 | 4/15/2011 6:52:36 AM |
| colorfulgardener | $25.00 | 4/15/2011 1:23:53 AM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:32 AM |
| Pitufo | $50.00 | 4/15/2011 8:22:34 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:49:58 AM |
| investment-comet | $25.00 | 4/15/2011 7:02:59 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:57:48 AM |
| treasure-bliss | $50.00 | 4/15/2011 10:34:35 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:50:14 AM |
| Astyanax | $40.00 | 4/15/2011 12:09:36 PM |
| debt-sphinx99 | $25.00 | 4/15/2011 12:01:30 PM |
| moola-accelerator6 | $25.00 | 4/15/2011 12:32:24 PM |
| powerful-greenback2 | $25.00 | 4/15/2011 2:50:51 PM |
| saga9 | $50.00 | 4/15/2011 3:22:18 PM |
| bigphish | $50.00 | 4/15/2011 12:05:15 PM |
| bmbanzai | $25.00 | 4/15/2011 1:54:54 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:26:43 PM |
| gilbrear | $25.00 | 4/15/2011 3:36:52 PM |
| mhotchan | $100.00 | 4/15/2011 3:55:21 PM |
| intrepid-loot | $50.00 | 4/15/2011 4:18:23 PM |
| divedude | $25.00 | 4/15/2011 2:11:11 PM |
| orange-preeminant-bill | $50.00 | 4/15/2011 5:30:33 PM |
| order-prospector | $50.00 | 4/15/2011 3:40:46 PM |
| Madmigel | $35.00 | 4/15/2011 6:13:45 PM |
| rram | $25.00 | 4/15/2011 7:35:51 PM |
| SOP_Bank | $25.00 | 4/15/2011 6:29:12 PM |
| MrCoffee | $39.92 | 4/16/2011 1:40:11 AM |
| credit-bada-bing | $25.00 | 4/15/2011 6:53:54 PM |
| flwah | $25.00 | 4/16/2011 3:41:12 AM |
| sensible-order2 | $29.42 | 4/16/2011 4:40:53 AM |
| PatRichi | $25.00 | 4/16/2011 3:52:35 AM |
| rmachi | $25.00 | 4/16/2011 2:26:33 AM |
| studious-bonus7 | $37.18 | 4/16/2011 4:53:33 AM |
| abundant-credit6 | $25.00 | 4/16/2011 6:35:25 AM |
| bullwink27 | $25.00 | 4/16/2011 4:28:19 AM |
| loanman2007 | $125.00 | 4/16/2011 6:02:32 AM |
| Ivan2007 | $50.00 | 4/16/2011 9:14:59 AM |
| dignified-finance | $50.00 | 4/16/2011 2:14:14 PM |
| papaman | $25.00 | 4/16/2011 12:16:18 PM |
| palace2 | $300.00 | 4/16/2011 11:48:19 AM |
| Kyileo | $25.00 | 4/16/2011 4:41:01 PM |
| value-squirrel3 | $25.00 | 4/16/2011 2:07:43 PM |
| gjm6d | $25.00 | 4/16/2011 4:02:29 PM |
| irrelevant | $25.00 | 4/17/2011 1:24:30 AM |
| delicious-loan093 | $25.00 | 4/16/2011 10:19:23 PM |
| shorthairedg | $50.00 | 4/16/2011 5:30:41 PM |
| BuzzyBee336 | $28.19 | 4/16/2011 6:02:04 PM |
| LandoC1 | $25.00 | 4/16/2011 6:19:34 PM |
| IIP77 | $25.00 | 4/17/2011 1:22:02 AM |
| 1-HARD-HEAD | $75.00 | 4/17/2011 5:51:20 AM |
| LordKinbote | $25.00 | 4/16/2011 7:00:00 PM |
| loss-of-control | $100.00 | 4/17/2011 7:45:01 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 7:08:56 PM |
| red-unequivocal-finance | $25.00 | 4/16/2011 8:04:14 PM |
| Viamin | $25.00 | 4/16/2011 11:51:16 PM |
| Akkon | $50.00 | 4/17/2011 4:44:15 AM |
| vest_vortex | $25.00 | 4/17/2011 7:08:04 AM |
| shrewd-income | $100.00 | 4/17/2011 7:28:01 AM |
| astute-note1 | $25.00 | 4/17/2011 8:25:56 AM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
490252
This series of Notes was issued and sold upon the funding of the borrower loan #48639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-17-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $229.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,357 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-astute-social |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2010)
|
|
Principal balance:
| $826.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate credit cards.
My financial situation:
I am a good candidate for this loan because I pay ontime & will be paid off early.
Monthly net income: $2800 Monthly expenses: $2600
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 250
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 1800 ( current day care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| grnii78 | $146.18 | 4/5/2011 5:35:29 PM |
| patriot897 | $25.00 | 4/5/2011 5:45:53 PM |
| selector568 | $50.00 | 4/5/2011 6:10:26 PM |
| Zolton | $100.00 | 4/5/2011 5:42:03 PM |
| Peterman | $25.00 | 4/5/2011 9:53:49 PM |
| thankful-nickel2 | $50.00 | 4/5/2011 7:07:32 PM |
| r48 | $26.00 | 4/5/2011 5:06:59 PM |
| p40thawk | $25.00 | 4/5/2011 5:43:19 PM |
| BxRealtor | $25.00 | 4/5/2011 5:45:32 PM |
| delicious-loan093 | $50.00 | 4/6/2011 11:03:37 AM |
| reflective-rupee | $44.44 | 4/5/2011 6:52:08 PM |
| caring-hope2 | $100.00 | 4/6/2011 10:22:28 AM |
| tolerant-dinero2 | $25.00 | 4/6/2011 10:11:10 AM |
| JustMee | $25.00 | 4/6/2011 11:49:15 AM |
| SOP_Bank | $25.00 | 4/7/2011 6:03:44 AM |
| tntmojave | $33.77 | 4/8/2011 1:10:47 PM |
| Feyenoord | $25.00 | 4/8/2011 11:02:06 PM |
| Jofga | $50.00 | 4/11/2011 12:03:19 PM |
| Mav26 | $40.00 | 4/11/2011 1:04:06 PM |
| hostbank | $100.00 | 4/12/2011 1:43:33 PM |
| sharp-trade0 | $25.00 | 4/12/2011 1:44:35 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:38 AM |
| loyalty-sherpa | $25.00 | 4/13/2011 8:37:17 AM |
| radforj22 | $25.00 | 4/13/2011 12:47:14 PM |
| benefit-trident | $25.00 | 4/13/2011 5:20:20 PM |
| MasterJin | $25.00 | 4/14/2011 12:12:51 PM |
| eloquent-dime416 | $50.00 | 4/15/2011 12:44:39 PM |
| greenback-maniac | $25.00 | 4/16/2011 3:20:36 AM |
| AFairDeal | $50.00 | 4/16/2011 7:34:33 AM |
| agreement-bunny | $25.00 | 4/16/2011 8:49:34 AM |
| palace2 | $350.00 | 4/16/2011 11:52:20 AM |
| Peacepower | $50.00 | 4/16/2011 3:45:49 PM |
| gatorsean2168 | $25.00 | 4/16/2011 11:40:18 AM |
| ladderskibum | $50.00 | 4/16/2011 1:34:49 PM |
| Trident-Fund | $30.00 | 4/16/2011 1:13:24 PM |
| Bigbluefan | $99.63 | 4/16/2011 4:21:09 PM |
| helvet | $28.21 | 4/16/2011 6:08:46 PM |
| George13 | $100.00 | 4/16/2011 6:33:43 PM |
| Dubbs360 | $100.00 | 4/16/2011 11:29:27 PM |
| green-liberty-thunder | $25.00 | 4/17/2011 12:37:41 AM |
| titilsbie14 | $40.00 | 4/17/2011 1:35:51 AM |
| commerce-yeller | $50.00 | 4/16/2011 8:37:46 PM |
| BankofAdonai | $50.00 | 4/16/2011 9:58:57 PM |
| invincible-duty | $25.00 | 4/16/2011 5:24:26 PM |
| JMight | $53.39 | 4/16/2011 10:48:19 PM |
| honeybee11 | $100.00 | 4/17/2011 4:35:36 AM |
| EretzCapital | $100.00 | 4/17/2011 7:31:02 AM |
| flexible-duty3 | $25.00 | 4/17/2011 5:34:17 AM |
| beer-gardener | $50.24 | 4/16/2011 9:25:44 PM |
| first-serene-credit | $25.00 | 4/16/2011 10:21:48 PM |
| spiff666 | $25.00 | 4/17/2011 7:36:05 AM |
| sunny-justice9 | $25.00 | 4/17/2011 12:18:22 AM |
| jcw3rd | $25.00 | 4/17/2011 4:17:24 AM |
| HomerdohNY | $25.00 | 4/17/2011 10:06:18 AM |
| kscc183 | $25.00 | 4/17/2011 4:26:06 PM |
| rainorshine47 | $25.00 | 4/17/2011 5:18:08 PM |
| StarshineXL | $91.76 | 4/17/2011 5:32:16 PM |
| doc1 | $117.00 | 4/17/2011 4:00:39 PM |
| bluprntguy | $50.00 | 4/17/2011 11:54:42 AM |
| Nerdster1 | $35.08 | 4/17/2011 5:25:38 PM |
| atbright | $25.00 | 4/5/2011 5:42:43 PM |
| simplelender80 | $100.00 | 4/5/2011 5:42:30 PM |
| competent-p2p | $25.00 | 4/5/2011 5:39:52 PM |
| investment-artist | $25.00 | 4/5/2011 5:41:25 PM |
| organized-payment6 | $50.00 | 4/5/2011 5:41:48 PM |
| Mariner3605 | $25.00 | 4/6/2011 3:30:18 PM |
| zotzot | $25.44 | 4/7/2011 7:03:05 AM |
| Cherrypicker | $50.00 | 4/7/2011 10:28:09 AM |
| Pickmar | $25.00 | 4/7/2011 11:44:48 AM |
| indomitable-coin | $50.00 | 4/7/2011 6:11:11 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:31 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:41 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:25 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:40 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:33 PM |
| myworld701 | $25.00 | 4/11/2011 4:45:10 PM |
| vutah | $25.00 | 4/11/2011 4:54:45 PM |
| SiebirdLending | $25.00 | 4/12/2011 10:22:39 AM |
| Tradesmanlender | $25.00 | 4/12/2011 2:45:56 PM |
| rmbot | $75.00 | 4/12/2011 5:45:08 PM |
| CoolPlexer | $25.00 | 4/12/2011 9:22:58 PM |
| papaloha | $50.00 | 4/13/2011 2:58:52 AM |
| rdrloan | $50.00 | 4/13/2011 8:27:25 AM |
| fantastic-wampum1 | $100.00 | 4/13/2011 11:32:32 AM |
| superb-funds335 | $25.00 | 4/13/2011 5:25:50 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:58 PM |
| kenji4861 | $25.00 | 4/14/2011 1:23:20 AM |
| worthy-bid8 | $50.00 | 4/14/2011 6:13:25 AM |
| mad-scientist0 | $25.00 | 4/14/2011 9:24:47 AM |
| Loan-Mart | $100.00 | 4/14/2011 4:29:49 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:59 PM |
| sungbaek | $25.00 | 4/15/2011 1:44:52 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:51 AM |
| JerryB96 | $25.00 | 4/15/2011 8:32:22 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:50:51 AM |
| divedude | $25.00 | 4/15/2011 2:11:32 PM |
| bigphish | $25.00 | 4/15/2011 12:05:32 PM |
| OldFriend | $25.00 | 4/15/2011 3:52:13 PM |
| Builder60 | $25.00 | 4/15/2011 8:31:40 PM |
| greenback-maniac | $25.00 | 4/16/2011 3:15:37 AM |
| ideal-platinum1 | $25.00 | 4/16/2011 5:20:11 AM |
| coin-investor | $25.00 | 4/16/2011 7:49:33 AM |
| California04 | $50.00 | 4/16/2011 5:05:32 PM |
| market-pudding | $25.00 | 4/16/2011 5:43:19 PM |
| lender12345 | $25.00 | 4/16/2011 6:12:03 PM |
| value-squirrel3 | $30.00 | 4/16/2011 7:14:50 PM |
| Johnab | $25.00 | 4/16/2011 8:27:46 PM |
| zenzorba | $50.00 | 4/16/2011 9:55:51 PM |
| brightest-dynamic-peace | $25.00 | 4/16/2011 6:40:47 PM |
| wild-orange | $100.00 | 4/17/2011 1:36:23 AM |
| cognizant-wealth | $140.00 | 4/17/2011 2:36:47 AM |
| Yomain | $46.62 | 4/17/2011 3:30:48 AM |
| reflective-rupee | $450.55 | 4/16/2011 8:28:47 PM |
| commerce-yeller | $25.00 | 4/16/2011 8:43:52 PM |
| panther757 | $25.00 | 4/16/2011 9:44:58 PM |
| yummygazpacho | $25.00 | 4/17/2011 2:08:29 AM |
| Chewbaca | $25.00 | 4/17/2011 6:25:16 AM |
| loyalist1 | $300.00 | 4/17/2011 7:11:28 AM |
| LordKinbote | $25.00 | 4/16/2011 7:00:06 PM |
| sams3227 | $50.00 | 4/17/2011 5:39:49 AM |
| intrepid-loot | $50.00 | 4/16/2011 9:19:21 PM |
| cbivitz | $220.00 | 4/17/2011 6:37:05 AM |
| Nicedad72 | $25.20 | 4/17/2011 6:49:01 AM |
| JustOneVoice | $25.00 | 4/17/2011 4:33:10 AM |
| wealth-equilibrium0 | $27.77 | 4/17/2011 5:57:13 AM |
| grampy48 | $60.00 | 4/17/2011 11:21:11 AM |
| astute-note1 | $25.00 | 4/17/2011 7:33:31 AM |
| dreamngtree | $50.00 | 4/17/2011 7:45:58 AM |
| adorable-justice0 | $58.71 | 4/17/2011 8:28:57 AM |
| dudebrah | $25.00 | 4/17/2011 8:42:55 AM |
| ptjg | $50.00 | 4/17/2011 8:54:18 AM |
| natural-greenback6 | $25.00 | 4/17/2011 5:03:28 PM |
| meabandit | $30.01 | 4/17/2011 5:15:26 PM |
| oceanside | $25.00 | 4/17/2011 5:27:07 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
491064
This series of Notes was issued and sold upon the funding of the borrower loan #48619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,113 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fibrering |
Borrower's state:
| Michigan |
Borrower's group:
| StartupNation Entrepreneur and Startup Business Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 63 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $44,800.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
680-699
(Jun-2008)
620-639
(Mar-2007)
620-639
(Feb-2007)
|
|
Principal balance:
| $12,638.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Payoff Medical Bills
Purpose of loan:
This loan will be used to payoff some medical bills.
My financial situation:
I am a good candidate for this loan because I have had 3 Prosper loans of $15K in the past, have paid two off early, and am current on my present Prosper Loan. All payments on-time.
Monthly net income: $8000
Monthly expenses: $6131
Housing: $2200
Insurance: $300
Car expenses: $750
Utilities: $550
Phone, cable, internet: $124
Food, entertainment: $1050
Clothing, household expenses: $400
Credit cards and other loans: $657
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello-
What is the total amount due on your medical bills and do you have health insurance?
Thanks and good luck. - cauny
A:
$4K will cover the outstanding medical bills. I have insurance now, but at the time the bills were incurred I was COBRA-ing benefits (at $1K/mo) that had a $10K deductible...
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 4/6/2011 9:19:46 AM |
| golffish2 | $50.00 | 4/6/2011 9:06:21 AM |
| DasMula | $107.00 | 4/6/2011 2:13:22 PM |
| DasMula | $107.00 | 4/6/2011 2:13:44 PM |
| jpblan11 | $25.00 | 4/6/2011 4:01:32 PM |
| fcb202 | $50.00 | 4/6/2011 2:25:20 PM |
| NekHoldings | $25.00 | 4/6/2011 9:09:41 AM |
| Kash2010lu | $50.00 | 4/6/2011 9:19:52 AM |
| green-rapid-openness | $100.00 | 4/6/2011 8:55:19 PM |
| SolarMoonshine | $50.00 | 4/6/2011 6:49:11 PM |
| first-serene-credit | $25.00 | 4/7/2011 8:35:11 AM |
| s_man1 | $50.00 | 4/7/2011 8:35:22 AM |
| myutmost | $53.76 | 4/7/2011 1:11:16 PM |
| kinetic-social | $25.00 | 4/7/2011 2:59:08 PM |
| bullish2bearish | $36.34 | 4/8/2011 6:28:24 AM |
| Ubiquinone | $25.00 | 4/8/2011 10:51:01 AM |
| likeable-hope | $25.00 | 4/8/2011 11:55:26 AM |
| atlas100 | $100.00 | 4/8/2011 12:03:16 PM |
| the-kindness-honker | $50.00 | 4/8/2011 6:59:51 PM |
| FarmersBank | $36.09 | 4/9/2011 6:58:12 AM |
| ethicalhumanist | $25.00 | 4/9/2011 9:56:55 AM |
| Amber_Stone | $25.00 | 4/9/2011 6:41:18 PM |
| investment-habanero8 | $100.00 | 4/10/2011 4:15:34 AM |
| mingthemink | $25.00 | 4/10/2011 1:17:27 AM |
| Jerrys1951 | $25.00 | 4/10/2011 7:05:52 AM |
| Mr_Katana | $25.00 | 4/10/2011 8:10:35 AM |
| fairness-atmosphere | $40.00 | 4/6/2011 9:37:02 AM |
| blitzen40 | $25.00 | 4/6/2011 1:14:02 PM |
| thankful-nickel2 | $25.00 | 4/6/2011 1:29:37 PM |
| tolerant-dinero2 | $25.00 | 4/6/2011 10:15:16 AM |
| r48 | $26.00 | 4/6/2011 3:46:09 PM |
| 2grindstones | $25.00 | 4/6/2011 12:44:38 PM |
| Moe87 | $33.00 | 4/6/2011 5:30:18 PM |
| MoneyForNothing | $251.70 | 4/6/2011 9:05:01 AM |
| Moe87 | $25.00 | 4/6/2011 7:17:37 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:42 AM |
| Bob450 | $25.00 | 4/7/2011 2:00:26 AM |
| Feyenoord | $25.00 | 4/7/2011 2:13:27 AM |
| trumpeter5 | $25.00 | 4/7/2011 6:51:56 AM |
| cashhelp | $30.00 | 4/6/2011 6:28:18 PM |
| ALANGREANSPAN | $25.00 | 4/7/2011 9:15:55 AM |
| selector568 | $50.00 | 4/7/2011 11:46:05 AM |
| FarmersBank | $58.00 | 4/7/2011 2:12:36 PM |
| Mikale360 | $50.00 | 4/7/2011 9:52:05 AM |
| five-star-note | $68.62 | 4/7/2011 2:34:32 PM |
| genuine-integrity0 | $25.00 | 4/7/2011 7:09:03 PM |
| sflash | $35.00 | 4/7/2011 6:36:48 PM |
| Jerrys1951 | $50.00 | 4/8/2011 9:52:20 AM |
| marwadi-62 | $300.00 | 4/8/2011 1:57:24 PM |
| master648 | $59.81 | 4/8/2011 3:37:04 PM |
| UCLA4life | $25.00 | 4/8/2011 5:19:30 PM |
| proper-revenue7 | $25.00 | 4/8/2011 6:44:15 PM |
| Rashanir | $25.00 | 4/8/2011 7:51:21 PM |
| OldManP | $25.00 | 4/9/2011 12:51:41 AM |
| MilitaryLoans | $289.51 | 4/9/2011 8:39:40 AM |
| RainyDayFunds | $25.00 | 4/9/2011 10:11:51 AM |
| unassuming-market7 | $26.36 | 4/9/2011 4:45:59 PM |
| MilitaryLoans | $710.49 | 4/9/2011 6:52:14 PM |
| cbivitz | $100.00 | 4/10/2011 7:39:46 AM |
| squadron781 | $25.00 | 4/10/2011 8:26:29 AM |
| shrewd-income | $131.32 | 4/10/2011 8:51:32 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
491734
This series of Notes was issued and sold upon the funding of the borrower loan #48578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,656.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $152.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $874 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mmaverick |
Borrower's state:
| Arizona |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,965.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
520-539
(Jul-2008)
520-539
(May-2008)
520-539
(Apr-2008)
|
|
Principal balance:
| $1,906.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Medical bills & pay off Loan #40468
Loan will be used for the following
To pay off Loan #40468 $1,926.79 @ 18.06%
The rest will be used to pay off an Emergency room bill and pay for a week long mini in-town vacation with my kids.
I work a full time job where I have been for almost 7 years. I am a responsible father of two girls. I have already repaid 2 loans here. This will be partially used to pay off the 3rd. I am also a group leader and lender.
Monthly gross income: $2381 per month
My approx living expenses: $2061 Per Month
Rent: $621
Utilities: $90
Cell: $100
Food: $600
Credit: $60-180
Child Support: $470
To the lenders: I will answer questions publicly. Please feel free to ask any questions! I appreciate your time and your bids, Thank you!
This listing is set to fund if it is at least 70% funded when the listing ends.
Early Pay off: I will attempt to pay off in approx 4-15 months.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$73.08.
"mmaverick is a long time group member and had a prior group loan, paid early. Bid with confidence! He has $300 currently invested, but would likely have much more if AZ was open to Lenders!"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CincyTex | $92.20 | 4/12/2011 9:02:03 AM |
| indomitable-coin | $50.00 | 4/12/2011 9:05:46 AM |
| courteous-bazaar | $100.00 | 4/12/2011 9:06:14 AM |
| Catz_aplenty | $36.58 | 4/12/2011 9:02:07 AM |
| Jinja | $36.02 | 4/12/2011 9:02:47 AM |
| svandgts | $25.84 | 4/12/2011 9:02:57 AM |
| inforapenny | $50.00 | 4/12/2011 9:03:01 AM |
| organized-payment6 | $50.00 | 4/12/2011 9:04:45 AM |
| loanermn | $25.00 | 4/12/2011 9:05:08 AM |
| nimcha | $50.00 | 4/12/2011 9:45:40 AM |
| loanman2007 | $100.00 | 4/12/2011 10:21:44 AM |
| credit-guard5 | $25.00 | 4/12/2011 10:00:02 AM |
| JGuide | $48.08 | 4/12/2011 10:01:42 AM |
| principal-star | $30.00 | 4/12/2011 10:59:24 AM |
| jpaulnyc | $100.00 | 4/12/2011 11:10:07 AM |
| GAHeel | $125.00 | 4/12/2011 11:57:53 AM |
| diversifylender | $50.00 | 4/12/2011 10:27:43 AM |
| loanman2007 | $100.00 | 4/12/2011 11:43:02 AM |
| exciting-fairness | $25.00 | 4/12/2011 11:49:32 AM |
| tacologic | $25.00 | 4/12/2011 11:55:32 AM |
| lenderrn | $25.00 | 4/12/2011 12:14:19 PM |
| rubylender | $25.00 | 4/12/2011 1:46:12 PM |
| selector568 | $200.00 | 4/12/2011 2:33:10 PM |
| lostperception | $33.00 | 4/12/2011 1:22:32 PM |
| DackoDenk | $25.00 | 4/12/2011 3:31:43 PM |
| starry2001 | $25.00 | 4/12/2011 4:01:22 PM |
| AustinAmerica | $25.00 | 4/12/2011 3:46:14 PM |
| thankful-nickel2 | $50.00 | 4/12/2011 5:12:07 PM |
| gpuck | $400.00 | 4/12/2011 6:03:29 PM |
| Longstreet47 | $34.34 | 4/12/2011 7:29:30 PM |
| jarevack | $25.00 | 4/12/2011 7:58:09 PM |
| Eaglehigh | $25.00 | 4/12/2011 9:39:30 PM |
| Reddy_Capital | $25.00 | 4/12/2011 10:18:11 PM |
| Dollars4Rent | $25.00 | 4/13/2011 1:59:43 AM |
| Armenish | $50.00 | 4/13/2011 6:18:40 AM |
| wwwUniversal | $25.00 | 4/13/2011 8:32:47 AM |
| competent-p2p | $37.79 | 4/13/2011 7:41:51 AM |
| careful-moola3 | $100.00 | 4/13/2011 9:25:46 AM |
| tolerant-dinero2 | $25.00 | 4/13/2011 9:08:09 AM |
| gothampark | $25.00 | 4/13/2011 9:45:49 AM |
| Milonguero | $100.00 | 4/13/2011 9:54:53 AM |
| B12SE-r | $43.15 | 4/13/2011 12:31:12 PM |
| booie | $25.00 | 4/13/2011 12:04:38 PM |
| UncleScroogeDMD | $90.48 | 4/13/2011 12:46:47 PM |
| dough-temple | $5.93 | 4/13/2011 2:47:18 PM |
| principal-bull | $25.00 | 4/12/2011 9:02:18 AM |
| Kennfusion | $50.00 | 4/12/2011 9:02:50 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:46 AM |
| Oak-Parker | $70.34 | 4/12/2011 9:02:12 AM |
| beachfunder | $33.35 | 4/12/2011 9:02:42 AM |
| well-rounded-dinero | $150.00 | 4/12/2011 9:02:53 AM |
| Only_Money | $25.00 | 4/12/2011 9:03:05 AM |
| principal-star | $30.00 | 4/12/2011 9:03:29 AM |
| simplelender80 | $100.00 | 4/12/2011 9:12:05 AM |
| tacologic | $50.00 | 4/12/2011 9:02:39 AM |
| atlas100 | $25.00 | 4/12/2011 10:03:13 AM |
| Zolton | $100.00 | 4/12/2011 9:07:52 AM |
| BxRealtor | $25.00 | 4/12/2011 9:11:08 AM |
| Only_Money | $25.00 | 4/12/2011 11:06:24 AM |
| PrepWonder | $100.00 | 4/12/2011 11:10:08 AM |
| note-pursuit | $32.39 | 4/12/2011 12:10:41 PM |
| Octamer | $30.00 | 4/12/2011 12:12:14 PM |
| outofoffice | $75.00 | 4/12/2011 12:12:25 PM |
| Tamerz | $25.00 | 4/12/2011 10:47:38 AM |
| Dandanrad | $25.00 | 4/12/2011 12:34:48 PM |
| alphabet76 | $25.00 | 4/12/2011 12:50:23 PM |
| r48 | $82.00 | 4/12/2011 11:56:12 AM |
| lepolgr | $50.00 | 4/12/2011 1:55:51 PM |
| reflective-rupee | $25.44 | 4/12/2011 1:33:20 PM |
| Nerdster1 | $25.07 | 4/12/2011 3:11:56 PM |
| RecoveryLender | $25.00 | 4/12/2011 5:03:06 PM |
| efficient-treasure0 | $25.00 | 4/12/2011 5:37:57 PM |
| vutah | $29.61 | 4/12/2011 9:01:12 PM |
| bookher2washington | $25.00 | 4/12/2011 5:41:05 PM |
| generosity-magnifico5 | $25.00 | 4/12/2011 10:35:43 PM |
| 1-HARD-HEAD | $50.25 | 4/12/2011 7:58:31 PM |
| green-liberty-thunder | $25.00 | 4/13/2011 12:14:19 AM |
| intrepid-loot | $90.37 | 4/12/2011 9:38:11 PM |
| vulgy | $50.00 | 4/12/2011 7:57:24 PM |
| grampy48 | $53.76 | 4/13/2011 4:48:31 AM |
| JGuide | $25.00 | 4/13/2011 5:40:35 AM |
| Feyenoord | $25.00 | 4/13/2011 2:33:37 AM |
| Christophe | $25.00 | 4/13/2011 7:07:58 AM |
| cbivitz | $122.00 | 4/13/2011 7:07:29 AM |
| GS-ROCK | $43.01 | 4/13/2011 9:33:02 AM |
| the-determined-value | $100.00 | 4/13/2011 9:40:12 AM |
| coolgenner | $25.00 | 4/13/2011 11:37:09 AM |
| exciting-dollar1 | $25.00 | 4/13/2011 12:25:41 PM |
| best-shiny-hope | $25.00 | 4/13/2011 12:34:26 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
496210
This series of Notes was issued and sold upon the funding of the borrower loan #48569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fantastic-finance8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Cash Flow Needed
Purpose of loan: Cover to next check
This loan will be used to pay rent on time until I get check at end of month.
My financial situation: Commission employee
I am a good candidate for this loan because I have several loan closing this month and next month.
Monthly net income: $2500 bast plus commission
Monthly expenses: $ 2900
Housing: $ 1800
Insurance: $ 350
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What were your 36 DQ's? Tell us more please. - cash4closeoutsdotnet
A:
Combination of loss job, bad loan on a house, and bankruptcy. That is behind us in 2008. I have a good job now just don't want to get behind on anything. We are current on all bills.
(Apr-09-2011)
Q:
Hi. Why did you have 36 delinquencies in the last seven years? - Jinja
A:
Combination of loss job, bad loan on a house, and bankruptcy. That is behind us in 2008. I have a good job now just don't want to get behind on anything. We are current on all bills.
(Apr-09-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $44.44 | 4/4/2011 5:08:18 PM |
| suave-dime6 | $25.00 | 4/4/2011 5:11:53 PM |
| ToCreateCashFlow | $27.00 | 4/5/2011 3:04:42 AM |
| Artist_Blue | $25.00 | 4/5/2011 6:07:44 AM |
| simplelender80 | $150.00 | 4/4/2011 5:09:19 PM |
| well-rounded-payout0 | $50.00 | 4/4/2011 5:12:10 PM |
| competent-p2p | $25.00 | 4/5/2011 7:24:07 AM |
| thelovebug | $50.00 | 4/5/2011 6:11:31 PM |
| sharpey | $25.00 | 4/5/2011 4:29:17 PM |
| graceful-payment | $25.00 | 4/7/2011 4:33:34 AM |
| mrxtravis | $25.00 | 4/8/2011 1:40:40 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:58 PM |
| secureincome | $250.00 | 4/9/2011 11:00:05 AM |
| handy-justice | $50.00 | 4/9/2011 5:49:31 PM |
| money-bauble | $50.00 | 4/10/2011 7:55:35 AM |
| nerdfactor | $25.00 | 4/10/2011 10:36:34 PM |
| likeable-hope | $25.00 | 4/11/2011 9:28:01 AM |
| SFteacher | $25.00 | 4/11/2011 4:53:39 PM |
| FASTIZIO_P | $25.00 | 4/13/2011 2:17:28 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:08 PM |
| amusement4 | $50.00 | 4/14/2011 5:20:10 PM |
| Bocephus1959 | $25.00 | 4/14/2011 8:34:18 PM |
| ToCreateCashFlow | $76.29 | 4/15/2011 4:08:33 AM |
| velocity-healer6 | $25.31 | 4/15/2011 8:40:09 AM |
| ELender777 | $182.59 | 4/15/2011 10:18:51 AM |
| kulender | $50.00 | 4/15/2011 9:53:07 AM |
| wealth-prodigy1 | $100.00 | 4/15/2011 2:23:00 PM |
| velocity-motivator6 | $25.00 | 4/15/2011 3:34:48 PM |
| wealth-prodigy1 | $78.10 | 4/15/2011 4:33:12 PM |
| diplomatic-wealth7 | $25.00 | 4/4/2011 5:11:25 PM |
| ingenious-deal6 | $25.00 | 4/4/2011 5:09:45 PM |
| Kash2010lu | $40.00 | 4/4/2011 5:10:59 PM |
| Rogesparkguy | $25.00 | 4/6/2011 6:40:47 AM |
| transparency-grasshopper | $25.00 | 4/7/2011 7:53:33 PM |
| a-bountiful-trade | $25.00 | 4/8/2011 1:08:26 PM |
| a-bountiful-trade | $25.00 | 4/8/2011 1:08:40 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:43 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:33 AM |
| Danylostefan | $25.00 | 4/12/2011 8:29:08 AM |
| dollar-sonnet3 | $25.27 | 4/13/2011 2:27:57 AM |
| benefit-position | $25.00 | 4/13/2011 6:42:32 AM |
| Bob450 | $25.00 | 4/13/2011 10:24:56 AM |
| rakem777 | $25.00 | 4/13/2011 11:54:23 AM |
| Executive23 | $25.00 | 4/13/2011 5:19:30 PM |
| high-five544 | $50.00 | 4/13/2011 3:03:32 PM |
| a-restless-dollar | $25.00 | 4/14/2011 6:50:28 AM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:34:19 AM |
| r48 | $25.00 | 4/14/2011 4:12:07 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:13 PM |
| KMB78 | $26.00 | 4/14/2011 5:14:17 PM |
| bold-meteoric-justice | $50.00 | 4/14/2011 5:24:22 PM |
| money-banker867 | $50.00 | 4/14/2011 8:56:22 PM |
| stock106 | $25.00 | 4/15/2011 6:00:57 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:17 AM |
| scarlet-velvet | $25.00 | 4/15/2011 10:20:34 AM |
| divedude | $25.00 | 4/15/2011 2:15:43 PM |
| nebraskajen | $25.00 | 4/15/2011 2:16:26 PM |
| oregonusa | $50.00 | 4/15/2011 12:21:50 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
497728
This series of Notes was issued and sold upon the funding of the borrower loan #48635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,550 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bountyhunter4you |
Borrower's state:
| Virginia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Mar-2011)
640-659
(Feb-2010)
580-599
(Apr-2008)
|
|
Principal balance:
| $100.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
2nd time Borrow/Home Improvement
Purpose of loan:
Home Improvent (Landscaping (trees,brushes), Interior upgrades (blinds, painting)
My financial situation:
Second time Prosper borrower. Excellent Prosper payment history, just check it out. No lates on any payments in over 3 years on my credit reports. Actually in a very good fincancial position going forward. Month of April is tough right now due to 2 birthdays in my household in April. I would like to get the landscaping done early this spring here in April as well. Previous homeowner must not have had a green thumb. My income has skyrocketed since my previous financial difficulties several years ago. Wife is also employeed. Our net monthly income is atleast $7160. The $86 Prosper payment is very small.
net income: $ 5842 (self) $7160 ( combined )
expenses: $ 4704
Housing: $ 2347
Insurance: $ 150
Car: $ 293
Utilities: $ 500
Phone: $ 348
Food: $ 500
household expenses: $ 200
Credit cards/loans: $ 366
Other: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $49.73 | 4/14/2011 9:26:41 AM |
| NekHoldings | $25.00 | 4/14/2011 10:05:32 AM |
| organic-treasure | $30.03 | 4/14/2011 10:10:22 AM |
| golffish2 | $50.00 | 4/14/2011 9:10:10 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:17:45 AM |
| Bob450 | $25.00 | 4/14/2011 10:41:28 AM |
| LivingInvestments01 | $30.12 | 4/14/2011 10:51:22 AM |
| shawnw2 | $550.00 | 4/14/2011 11:55:07 AM |
| CA-Lender | $50.04 | 4/14/2011 10:14:02 AM |
| SecondChanceLendingSERV | $25.00 | 4/14/2011 12:08:23 PM |
| wild-orange | $50.00 | 4/14/2011 12:12:16 PM |
| snm2001 | $25.00 | 4/14/2011 1:10:04 PM |
| LivingInvestments00 | $32.82 | 4/14/2011 10:52:27 AM |
| Nerdster1 | $25.08 | 4/14/2011 12:26:53 PM |
| eronyc | $50.00 | 4/14/2011 12:33:35 PM |
| bmw2 | $40.00 | 4/14/2011 1:14:58 PM |
| shamantha | $28.00 | 4/14/2011 10:12:41 AM |
| greencat | $50.00 | 4/14/2011 10:14:32 AM |
| clemclan | $34.50 | 4/14/2011 10:15:09 AM |
| outofoffice | $75.00 | 4/14/2011 10:41:14 AM |
| Kash2010lu | $40.00 | 4/14/2011 9:36:47 AM |
| wealth-owner | $100.00 | 4/14/2011 11:20:34 AM |
| shawnw2 | $201.23 | 4/14/2011 12:00:43 PM |
| reflective-rupee | $175.55 | 4/14/2011 10:04:27 AM |
| Rogesparkguy | $25.00 | 4/14/2011 10:08:10 AM |
| grampy48 | $105.26 | 4/14/2011 1:13:55 PM |
| FL-Lender | $7.64 | 4/14/2011 1:29:35 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
499726
This series of Notes was issued and sold upon the funding of the borrower loan #48621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Mar-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| resolute-ore3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...Pay off a number of small miscellaneous bills
My financial situation: Stable
I am a good candidate for this loan because...I have a good credit history showing that when I take out a loan I do pay them back in a timely matter.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
Could you explain your sources of income? Are you retired, self employed, unemployed, other? Also, please list your monthly income and expenses. Thanks - bright-exchange
A:
Yes, I recently resigned/retired from a company I had been with for over a decade to relocate. As for monthly income it varies by me being an hourly employee, but my yearly gross last year was 55k and as stated this loan will be used for miscellaneous things to be paid , examples being a number of last bills and final statements that you would occur in a relocation. Monthly expenses include car payment, rent, cell phone, I would'nt comfoartable listing amounts but loan will be paid back! Thanks
(Mar-28-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| worldly-money4 | $100.00 | 3/28/2011 9:08:04 AM |
| suave-dime6 | $25.00 | 3/28/2011 9:09:01 AM |
| ultimate-peace | $25.00 | 3/29/2011 6:11:03 AM |
| transparency-grasshopper | $25.00 | 3/29/2011 5:31:44 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:59:50 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:25 AM |
| fortytwo | $100.00 | 4/3/2011 12:22:04 AM |
| Tylerh | $100.00 | 4/4/2011 11:31:02 AM |
| lend4life13 | $315.58 | 4/4/2011 3:08:20 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:17:26 PM |
| wwwUniversal | $25.00 | 4/6/2011 5:31:53 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:52 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:28 PM |
| leodaguy | $25.00 | 4/7/2011 4:50:23 PM |
| Dubbs360 | $100.00 | 4/8/2011 12:04:00 PM |
| engaging-repayment8 | $25.00 | 4/8/2011 12:35:53 PM |
| jules3304 | $25.00 | 4/8/2011 12:42:52 PM |
| joyful-power9 | $50.00 | 4/8/2011 1:28:37 PM |
| transaction-animal8 | $25.00 | 4/8/2011 1:38:10 PM |
| neutrino6 | $50.00 | 4/8/2011 2:11:58 PM |
| LuvToLend | $25.00 | 4/8/2011 2:21:13 PM |
| 2grindstones | $25.00 | 4/8/2011 2:43:07 PM |
| secureincome | $900.00 | 4/8/2011 2:52:05 PM |
| Invest_in_residual_income | $25.00 | 4/8/2011 3:02:31 PM |
| money-surge1 | $50.00 | 4/8/2011 3:15:18 PM |
| mammalian4 | $25.00 | 4/8/2011 3:51:06 PM |
| power-bluebird2 | $100.00 | 4/8/2011 4:22:05 PM |
| dudebrah | $25.00 | 4/8/2011 4:22:14 PM |
| brightest-compassion-omatic | $50.00 | 4/8/2011 4:23:11 PM |
| FinanceEngine | $25.00 | 4/8/2011 4:39:35 PM |
| CA-Lender | $25.04 | 4/8/2011 5:37:28 PM |
| power-mad-scientist | $25.00 | 4/8/2011 5:41:07 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:37 PM |
| careful-yield1 | $25.00 | 4/8/2011 5:55:32 PM |
| Gibbyland | $100.00 | 4/8/2011 6:52:14 PM |
| platinum-scientist9 | $25.00 | 4/8/2011 7:11:15 PM |
| euro-spark | $100.00 | 4/8/2011 7:27:23 PM |
| nletunic | $50.00 | 4/8/2011 10:16:52 PM |
| asiaratt | $50.00 | 4/9/2011 2:09:18 AM |
| kulender | $100.00 | 4/9/2011 3:10:26 AM |
| tech310 | $50.00 | 4/9/2011 3:13:34 AM |
| musegaze | $50.00 | 4/9/2011 3:01:18 AM |
| investment-habanero8 | $100.00 | 4/9/2011 4:12:42 AM |
| FeedTheMachine | $63.19 | 4/9/2011 3:36:48 AM |
| careful-note | $50.00 | 4/9/2011 4:37:27 AM |
| missing-link | $25.00 | 4/9/2011 4:08:25 AM |
| shrewd-peace7 | $25.00 | 4/9/2011 3:55:47 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:03 AM |
| famous-bill | $25.00 | 4/9/2011 11:33:29 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:48:21 PM |
| JiggaJoeyS | $31.69 | 4/9/2011 12:58:52 PM |
| CoyoteJack | $100.00 | 4/9/2011 6:28:33 PM |
| CoyoteJack | $100.00 | 4/9/2011 6:38:57 PM |
| enthusiastic-capital1 | $25.00 | 4/9/2011 6:45:52 PM |
| sweet-payout5 | $25.00 | 4/9/2011 9:08:14 PM |
| jimduism | $25.00 | 4/9/2011 11:42:30 PM |
| moola-wildebeest3 | $50.00 | 4/10/2011 5:26:55 AM |
| dparkhom | $25.00 | 4/10/2011 7:47:07 AM |
| investment-comet | $25.00 | 4/10/2011 7:53:49 AM |
| simplelender80 | $100.00 | 3/30/2011 2:11:46 AM |
| thelovebug | $100.00 | 3/30/2011 9:31:42 AM |
| kindness-venture1 | $25.00 | 3/30/2011 10:16:47 AM |
| dominickf | $50.00 | 4/1/2011 10:43:24 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:31:38 AM |
| w3alter | $100.00 | 4/5/2011 8:31:12 AM |
| terrific-dough6 | $50.00 | 4/6/2011 6:13:23 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:07 AM |
| mercuriant | $25.00 | 4/7/2011 9:58:58 AM |
| money-bauble | $50.00 | 4/7/2011 4:15:18 AM |
| dsnybnd | $25.00 | 4/7/2011 3:58:50 PM |
| patriot897 | $25.00 | 4/7/2011 10:10:02 AM |
| rhin0cerx | $50.00 | 4/8/2011 12:27:22 PM |
| c-gurista-5 | $25.00 | 4/8/2011 12:25:48 PM |
| gelt4u | $25.00 | 4/8/2011 1:27:35 PM |
| rookiecrd1 | $90.00 | 4/8/2011 1:36:46 PM |
| neutrino6 | $25.00 | 4/8/2011 2:00:50 PM |
| reciprocate | $100.00 | 4/8/2011 3:50:07 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:30 PM |
| platinum-pear4 | $25.00 | 4/8/2011 4:31:06 PM |
| handshake52 | $30.00 | 4/8/2011 4:49:51 PM |
| hookUup | $25.00 | 4/8/2011 4:53:26 PM |
| sweetlan | $25.04 | 4/8/2011 5:07:47 PM |
| investment-artist | $25.00 | 4/8/2011 5:13:42 PM |
| treasure-singularity | $35.00 | 4/8/2011 5:34:57 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:37:05 PM |
| the-profit-oracle | $25.00 | 4/8/2011 5:42:29 PM |
| deal-dreams8 | $50.00 | 4/8/2011 7:07:33 PM |
| gizmo65 | $25.00 | 4/8/2011 8:17:06 PM |
| engbusres | $32.00 | 4/8/2011 8:46:36 PM |
| economy-producer | $25.00 | 4/8/2011 10:07:57 PM |
| finance-magma7 | $50.00 | 4/8/2011 10:53:20 PM |
| ah-long | $25.00 | 4/9/2011 12:42:17 AM |
| seisen | $26.85 | 4/9/2011 2:38:35 AM |
| ommcd | $25.00 | 4/9/2011 2:49:02 AM |
| Artist_Blue | $25.00 | 4/9/2011 2:20:55 AM |
| Easystreet | $25.00 | 4/9/2011 2:30:47 AM |
| burrito6 | $25.00 | 4/9/2011 3:49:28 AM |
| aquistoyraul | $25.00 | 4/9/2011 4:25:50 AM |
| bob_sacamano | $25.00 | 4/9/2011 8:22:07 AM |
| Hexnut | $25.00 | 4/9/2011 9:33:16 AM |
| Weaverville | $25.00 | 4/9/2011 10:40:22 AM |
| apostle901 | $25.00 | 4/9/2011 12:20:30 PM |
| PatRichi | $25.00 | 4/9/2011 1:52:34 PM |
| 1randyp | $100.00 | 4/9/2011 2:41:30 PM |
| cladius67 | $25.00 | 4/9/2011 3:07:02 PM |
| FirstBank | $50.00 | 4/9/2011 4:02:36 PM |
| handy-justice | $50.00 | 4/9/2011 5:37:39 PM |
| mpatrick | $25.00 | 4/9/2011 8:09:14 PM |
| emjo1219 | $25.00 | 4/9/2011 9:05:20 PM |
| KrisKringle | $25.00 | 4/9/2011 8:30:59 PM |
| zasonsasu1 | $25.00 | 4/10/2011 2:19:35 AM |
| umfan123 | $25.00 | 4/10/2011 7:53:56 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
499804
This series of Notes was issued and sold upon the funding of the borrower loan #48618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,605 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pure-bid7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...
My financial situation: Good, I have two full time Jobs.
I am a good candidate for this loan because...
Im a hardworking men, and i have two full time job. so money will be always there on time.
Monthly net income: $3500
Monthly expenses: $1500
Housing: $1013
Insurance: $100
Car expenses: $200
Utilities: $son pay them
Phone, cable, internet: $son pay them
Food, entertainment: $n/a
Clothing, household expenses: $n/a
Credit cards and other loans: $n/a
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
why don't you save for 2 months, and not pay around 25% for the money? thank you - Tono
A:
This is a Home Improvement Loan. I'm building a pool in my house. And I've been saving enough to pay for it cash. I need an additional little help for features in the pool that has to be done before the pool it's done. I have two full time jobs. So I really don't mind about the interest. Hope this answer ur question.
(Apr-09-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 3/29/2011 5:05:21 PM |
| suave-dime6 | $25.00 | 3/29/2011 5:04:18 PM |
| nethosters | $25.00 | 3/30/2011 4:23:27 AM |
| foothillender | $25.00 | 3/30/2011 8:34:22 AM |
| BradP | $25.00 | 3/30/2011 6:37:54 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:50 AM |
| transformer855 | $25.00 | 4/1/2011 7:41:31 PM |
| worthy-bid8 | $25.00 | 4/4/2011 4:38:41 PM |
| firsttouch1 | $83.09 | 4/5/2011 1:19:10 PM |
| w3alter | $100.00 | 4/6/2011 5:47:04 PM |
| money-bauble | $50.00 | 4/7/2011 4:15:59 AM |
| wwwUniversal | $25.00 | 4/7/2011 9:50:06 AM |
| credit-sycamore4 | $100.00 | 4/7/2011 4:48:43 PM |
| lagnisiruk | $25.00 | 4/8/2011 12:39:51 PM |
| Dubbs360 | $25.00 | 4/8/2011 1:15:44 PM |
| mercuriant | $25.00 | 4/8/2011 2:30:36 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:44 PM |
| leodaguy | $25.00 | 4/8/2011 5:42:22 PM |
| Pitufo | $27.05 | 4/8/2011 10:28:58 PM |
| FinanceEngine | $30.00 | 4/8/2011 10:30:03 PM |
| Wisc_investor | $30.00 | 4/8/2011 10:40:04 PM |
| money-fort | $25.00 | 4/8/2011 9:59:21 PM |
| SkyLoan | $25.00 | 4/8/2011 11:25:31 PM |
| bronzmajom | $25.00 | 4/8/2011 11:37:06 PM |
| UBOtto186 | $75.00 | 4/9/2011 12:14:27 AM |
| ah-long | $25.00 | 4/9/2011 12:42:28 AM |
| IIP77 | $25.00 | 4/8/2011 11:03:21 PM |
| reflective-rupee | $75.55 | 4/8/2011 11:12:38 PM |
| SqueezeKing | $25.00 | 4/9/2011 2:29:08 AM |
| Easystreet | $25.00 | 4/9/2011 5:38:12 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:19 AM |
| thankful-nickel2 | $25.00 | 4/9/2011 7:24:07 AM |
| finance-prescription | $50.00 | 4/9/2011 7:43:18 AM |
| treasure-expert | $25.00 | 4/9/2011 11:40:08 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:48:30 PM |
| FirstBank | $50.00 | 4/9/2011 4:02:43 PM |
| dparkhom | $25.00 | 4/10/2011 7:47:16 AM |
| ptclender | $100.00 | 4/10/2011 10:48:14 AM |
| dunrizzo | $33.94 | 4/10/2011 12:37:53 PM |
| euro-spark | $100.00 | 4/10/2011 1:36:35 PM |
| best-generosity-financier | $25.00 | 4/10/2011 5:10:09 PM |
| helpwithoutbanks | $25.00 | 4/10/2011 6:04:22 PM |
| reflective-rupee | $25.33 | 3/29/2011 5:07:27 PM |
| worldly-money4 | $200.00 | 3/29/2011 5:04:29 PM |
| SolarMoonshine | $25.00 | 3/29/2011 6:30:34 PM |
| Bob450 | $25.00 | 3/30/2011 2:23:26 AM |
| zxr | $50.00 | 3/30/2011 7:06:19 AM |
| simplelender80 | $100.00 | 3/30/2011 2:11:17 PM |
| FinDoc | $25.00 | 3/31/2011 1:48:05 AM |
| thelovebug | $100.00 | 4/1/2011 1:17:44 PM |
| velocity-motivator6 | $25.00 | 4/1/2011 5:58:47 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:58:11 AM |
| amlu1988 | $25.00 | 4/4/2011 8:52:27 PM |
| Moneypenny6 | $25.00 | 4/5/2011 7:08:18 AM |
| fortytwo | $100.00 | 4/6/2011 8:04:16 AM |
| Tylerh | $100.00 | 4/6/2011 5:48:19 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:45 PM |
| btormc5 | $50.00 | 4/8/2011 12:02:24 PM |
| asset-professor | $50.00 | 4/8/2011 1:41:58 PM |
| patriot897 | $25.00 | 4/8/2011 3:02:38 PM |
| jjswanso | $25.00 | 4/8/2011 5:43:15 PM |
| dfl | $75.00 | 4/8/2011 6:00:54 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:43 PM |
| EngineersAlliance | $100.00 | 4/8/2011 6:02:30 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:07 PM |
| green-thoughtful-yield | $100.00 | 4/8/2011 10:29:32 PM |
| DasMula | $27.00 | 4/8/2011 11:13:53 PM |
| joshuaajones | $100.00 | 4/8/2011 11:18:06 PM |
| madbeefer | $33.88 | 4/9/2011 12:53:12 AM |
| industrious-dedication | $25.00 | 4/9/2011 12:54:50 AM |
| authoritative-loot | $25.00 | 4/9/2011 1:11:04 AM |
| the-profit-oracle | $25.00 | 4/9/2011 3:37:03 AM |
| back-scratchers | $25.00 | 4/9/2011 3:54:02 AM |
| careful-note | $50.00 | 4/9/2011 4:37:44 AM |
| Spiderman55 | $25.00 | 4/9/2011 8:12:38 AM |
| ethicalhumanist | $25.00 | 4/9/2011 9:40:58 AM |
| Weaverville | $25.00 | 4/9/2011 10:41:37 AM |
| apostle901 | $25.00 | 4/9/2011 12:20:49 PM |
| Tono | $50.00 | 4/9/2011 3:43:56 PM |
| handy-justice | $50.00 | 4/9/2011 5:37:50 PM |
| moola-wildebeest3 | $50.00 | 4/10/2011 5:27:03 AM |
| investment-habanero8 | $100.00 | 4/10/2011 4:18:28 AM |
| VOID67 | $25.00 | 4/10/2011 12:42:00 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:57 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:02:50 PM |
| bankbuddy55 | $30.00 | 4/10/2011 5:51:47 PM |
| MoneyForNothing | $4.16 | 4/10/2011 6:19:22 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
500000
This series of Notes was issued and sold upon the funding of the borrower loan #48660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 10 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 11m |
|
Amount delinquent:
| $71 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,249 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-dime6 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
borrower
Purpose of loan:
This loan will be used to..consolidate debt.
My financial situation:
I am a good candidate for this loan because...I draw social security disability and alimony. My disability is a guaranteed amount every month. I always pay my bills and my credit score is 712. I want to pay off high interest credit cards and close those accounts. ( After my divorce I moved in with my Mother to care for her, so my housing rent is extremely low.)
Monthly net income: $1284.00 (SS)
Monthly expenses: $
Housing: $100.00
Insurance: $61.00
Car expenses:250.00 $
Utilities: $140.00
Phone, cable, internet: $80.00
Food, entertainment: $300.00
Clothing, household expenses: $125.00
Credit cards and other loans: $95.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What will the loan be used for - Asian-Persuasion
A:
to close out high interest credit cards
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| s_man1 | $50.00 | 4/7/2011 9:29:46 AM |
| blitzen40 | $25.00 | 4/7/2011 3:50:30 PM |
| 2grindstones | $25.00 | 4/7/2011 10:56:27 AM |
| reflective-rupee | $44.44 | 4/7/2011 12:43:33 PM |
| MilitaryLoans | $100.00 | 4/10/2011 9:07:37 PM |
| wealth-competitor | $25.00 | 4/16/2011 11:30:55 AM |
| Moneypenny6 | $25.00 | 4/19/2011 7:51:51 AM |
| reflective-rupee | $350.55 | 4/19/2011 8:06:45 AM |
| wild-orange | $25.00 | 4/19/2011 9:22:18 AM |
| CA-Lender | $50.04 | 4/19/2011 9:43:47 AM |
| TFAD72 | $25.00 | 4/19/2011 10:07:21 AM |
| sfmf | $25.00 | 4/19/2011 10:33:28 AM |
| 12Knocksinna | $25.00 | 4/19/2011 11:11:38 AM |
| Rider | $30.00 | 4/19/2011 11:16:43 AM |
| power-bluebird2 | $100.00 | 4/7/2011 4:33:27 PM |
| restless-dime | $25.00 | 4/7/2011 10:55:06 AM |
| eboomer2611 | $25.00 | 4/10/2011 12:32:06 PM |
| wild-orange | $25.00 | 4/12/2011 11:32:42 AM |
| LittleHelp | $25.00 | 4/13/2011 6:39:52 PM |
| money-baron-roth-IRA | $200.00 | 4/15/2011 3:09:41 PM |
| ladyopium | $100.00 | 4/16/2011 8:32:00 AM |
| Gibbyland | $100.00 | 4/19/2011 7:47:36 AM |
| happy-lender | $50.00 | 4/19/2011 8:19:56 AM |
| vigilance-searcher | $25.00 | 4/19/2011 9:41:22 AM |
| inventive-wealth2 | $25.00 | 4/19/2011 9:54:14 AM |
| RickColo | $81.20 | 4/19/2011 9:38:16 AM |
| fairness-atmosphere | $25.00 | 4/19/2011 10:11:20 AM |
| reward-harp | $300.00 | 4/19/2011 10:21:55 AM |
| Lubava | $45.18 | 4/19/2011 11:11:51 AM |
| loosd | $23.59 | 4/19/2011 11:30:46 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
500226
This series of Notes was issued and sold upon the funding of the borrower loan #48643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euro-tiger8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good man seeking help
Purpose of loan: Improve my FICO
This loan will be used to...Get long overdue dental work done
My financial situation: Good
I am a good candidate for this loan because...I can fit this loan into my budget comfortably
Monthly net income: $2400
Monthly expenses: $
Housing: $700
Insurance: $115 (car insurance)
Car expenses: $0 (car payment)
Utilities: $35
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $40.00 | 4/6/2011 9:03:53 AM |
| 2grindstones | $25.00 | 4/6/2011 12:42:37 PM |
| SecondChanceLendingSERV | $25.00 | 4/6/2011 2:01:29 PM |
| scamps | $25.00 | 4/6/2011 9:46:51 PM |
| transformer855 | $25.00 | 4/6/2011 10:58:18 PM |
| fcb202 | $50.00 | 4/6/2011 2:25:14 PM |
| RyanM561 | $25.00 | 4/7/2011 7:38:59 AM |
| compassionate-gain9 | $50.00 | 4/7/2011 8:31:46 PM |
| thankful-nickel2 | $25.00 | 4/8/2011 1:27:26 PM |
| Xarach | $25.00 | 4/8/2011 4:27:55 PM |
| dudebrah | $25.00 | 4/8/2011 4:35:50 PM |
| phoenix08 | $25.00 | 4/8/2011 7:13:53 PM |
| Bob450 | $25.00 | 4/9/2011 7:46:41 AM |
| exponential-peace5 | $25.00 | 4/9/2011 9:04:44 AM |
| LendToCause | $25.00 | 4/9/2011 3:34:21 PM |
| tzvie | $25.00 | 4/6/2011 9:11:39 AM |
| investment-artist | $25.00 | 4/6/2011 9:17:01 AM |
| restless-dime | $50.00 | 4/6/2011 2:54:50 PM |
| favorite-commerce | $50.00 | 4/6/2011 10:34:58 AM |
| SolarMoonshine | $25.00 | 4/6/2011 6:46:43 PM |
| JSCharter | $50.00 | 4/6/2011 7:20:49 PM |
| DasMula | $27.00 | 4/6/2011 2:26:38 PM |
| econgineer | $50.00 | 4/7/2011 1:28:07 AM |
| FinDoc | $25.00 | 4/7/2011 1:46:15 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:40 AM |
| s_man1 | $50.00 | 4/7/2011 8:36:21 AM |
| loanman2007 | $50.00 | 4/8/2011 4:35:18 AM |
| MilitaryLending | $43.33 | 4/8/2011 10:27:03 AM |
| MarvintheMartian | $25.00 | 4/8/2011 11:45:37 AM |
| dfl | $75.00 | 4/8/2011 5:58:30 PM |
| wise-benjamins-fortress | $25.00 | 4/8/2011 11:21:47 PM |
| carrinel | $32.82 | 4/9/2011 7:28:10 AM |
| IASKGOD | $25.00 | 4/9/2011 10:24:48 AM |
| bluebouyz | $25.00 | 4/9/2011 11:21:33 AM |
| alliancecapital1 | $25.00 | 4/9/2011 1:34:19 PM |
| Moneypenny6 | $25.00 | 4/9/2011 1:54:19 PM |
| loyaltyologist | $25.00 | 4/10/2011 9:04:47 AM |
| eboomer2611 | $25.00 | 4/10/2011 12:30:55 PM |
| Onlyhappycustomers | $25.00 | 4/10/2011 2:00:31 PM |
| MilitaryLoans | $707.00 | 4/10/2011 3:36:18 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
500286
This series of Notes was issued and sold upon the funding of the borrower loan #48607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 15.37% |
Monthly payment:
| $197.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $887 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TJC0907 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
740-759
(May-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Property Upgrades
Purpose of loan:
This loan will be used to help pay for upgrades on property owned in Iowa. I need fill in dirt to raise the elevation for a retention pond.
My financial situation:
I am a good candidate for this loan because of my excellent credit and I have paid a loan off in full for Prosper recently.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
are you married? Number of children? - jpblan11
A:
yes, 2.
(Apr-08-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| p40thawk | $25.00 | 4/2/2011 12:06:56 PM |
| BxRealtor | $25.00 | 4/2/2011 12:05:31 PM |
| simplelender80 | $100.00 | 4/2/2011 1:22:30 PM |
| r48 | $78.00 | 4/2/2011 12:53:37 PM |
| thankful-nickel2 | $50.00 | 4/2/2011 3:51:15 PM |
| JustMee | $25.00 | 4/2/2011 3:02:11 PM |
| CoolPlexer | $25.00 | 4/2/2011 12:03:14 PM |
| Zolton | $100.00 | 4/2/2011 12:05:43 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:06 AM |
| engaging-worth | $25.00 | 4/3/2011 11:55:32 AM |
| DoctorJoe | $25.00 | 4/2/2011 1:52:28 PM |
| reflective-rupee | $44.44 | 4/2/2011 4:52:33 PM |
| jsnryn | $25.00 | 4/4/2011 8:45:29 AM |
| chameleon125 | $50.00 | 4/3/2011 6:35:31 AM |
| BlessedEveryDay | $27.00 | 4/4/2011 10:30:22 AM |
| cashasaurus0 | $500.00 | 4/7/2011 4:32:39 PM |
| gaiusceasar | $25.00 | 4/7/2011 10:12:41 AM |
| p2ploan-sensation211 | $25.00 | 4/7/2011 7:26:10 PM |
| loyalty-sherpa | $25.00 | 4/8/2011 1:29:45 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:11 PM |
| NYBIZ | $25.00 | 4/9/2011 12:07:09 PM |
| friendly-moola0 | $450.00 | 4/9/2011 12:16:28 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:11:47 PM |
| delicious-loan093 | $50.00 | 4/10/2011 3:48:41 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:47 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:05 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:01 PM |
| Tradesmanlender | $25.00 | 4/11/2011 4:50:27 PM |
| commerce-yeller | $50.00 | 4/11/2011 8:21:49 PM |
| SecondChanceLendingSERV | $30.00 | 4/12/2011 11:41:15 AM |
| radforj22 | $25.00 | 4/12/2011 3:38:11 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:28 AM |
| Big_Lendin | $25.00 | 4/12/2011 9:48:00 PM |
| Dandanrad | $25.00 | 4/13/2011 2:30:44 PM |
| dood2112 | $25.00 | 4/13/2011 5:19:57 PM |
| finance-dandelion | $30.00 | 4/13/2011 4:40:20 PM |
| gardenofeden | $25.00 | 4/13/2011 6:24:46 PM |
| maximizer | $50.00 | 4/13/2011 6:44:27 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:30 PM |
| Eric_Gagne | $25.00 | 4/13/2011 7:08:03 PM |
| saga9 | $50.00 | 4/13/2011 5:49:31 PM |
| loot-heart | $25.00 | 4/13/2011 5:22:12 PM |
| DrunkenMic | $25.00 | 4/13/2011 6:36:59 PM |
| trident9 | $50.00 | 4/13/2011 5:43:29 PM |
| Byrd24 | $100.00 | 4/13/2011 6:19:34 PM |
| poppinkid | $30.00 | 4/13/2011 7:46:28 PM |
| triumph329 | $25.73 | 4/14/2011 8:06:38 AM |
| 888GoldIngots | $25.00 | 4/14/2011 9:58:58 AM |
| FoosMaster | $25.00 | 4/14/2011 10:53:21 AM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:33:54 PM |
| lendinstuff | $38.28 | 4/14/2011 5:21:50 PM |
| djh47a | $25.00 | 4/14/2011 5:34:20 PM |
| jct_enterprises | $25.00 | 4/14/2011 6:51:44 PM |
| a275ranger | $30.00 | 4/14/2011 9:53:41 PM |
| sungbaek | $25.00 | 4/15/2011 1:44:21 AM |
| Rogesparkguy | $25.00 | 4/14/2011 11:09:08 PM |
| icchok | $50.00 | 4/15/2011 12:19:25 AM |
| economy-popcorn | $25.00 | 4/15/2011 6:29:37 AM |
| JackinGreen | $84.02 | 4/15/2011 6:53:42 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:19 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:20 AM |
| piter-to-la-investment | $25.00 | 4/15/2011 7:39:38 AM |
| Artist_Blue | $25.00 | 4/15/2011 6:26:48 AM |
| ptjg | $50.00 | 4/15/2011 6:47:36 AM |
| coin-flower1 | $25.00 | 4/15/2011 7:44:07 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:12 AM |
| studious-bonus7 | $27.42 | 4/15/2011 7:39:25 AM |
| YellowJacket | $25.00 | 4/15/2011 9:46:11 AM |
| buddy486 | $25.00 | 4/15/2011 8:48:04 AM |
| RiskAdverse | $25.00 | 4/15/2011 9:21:30 AM |
| KileNSmyth4 | $31.45 | 4/15/2011 9:11:48 AM |
| brondero | $70.00 | 4/15/2011 9:41:16 AM |
| MARSTUN | $50.00 | 4/15/2011 9:23:28 AM |
| janus_god | $25.00 | 4/15/2011 9:48:03 AM |
| desertoasis | $40.00 | 4/15/2011 9:55:55 AM |
| vutah | $25.00 | 4/2/2011 1:03:08 PM |
| atbright | $25.00 | 4/2/2011 4:38:57 PM |
| hookUup | $25.00 | 4/2/2011 5:50:13 PM |
| patriot897 | $25.00 | 4/2/2011 12:07:16 PM |
| competent-p2p | $44.60 | 4/3/2011 11:14:25 AM |
| investment-artist | $25.00 | 4/3/2011 8:54:53 AM |
| DasMula | $27.00 | 4/2/2011 2:36:43 PM |
| caring-hope2 | $200.00 | 4/3/2011 8:06:12 PM |
| rustysailor | $25.00 | 4/4/2011 10:22:35 AM |
| thrilling-nickel5 | $25.00 | 4/4/2011 4:23:38 AM |
| integrity-doctor | $100.00 | 4/4/2011 12:59:47 PM |
| indomitable-coin | $50.00 | 4/5/2011 4:51:11 PM |
| 1stBankAndHal | $25.00 | 4/5/2011 5:22:21 PM |
| Peterman | $25.00 | 4/5/2011 9:47:55 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:35 AM |
| lender12345 | $50.00 | 4/6/2011 2:02:04 PM |
| atomantic | $25.00 | 4/7/2011 12:35:48 PM |
| mad-scientist0 | $25.00 | 4/7/2011 9:54:29 AM |
| finance-symphony7 | $25.00 | 4/7/2011 6:50:13 PM |
| hostbank | $100.00 | 4/7/2011 5:43:25 PM |
| us957165 | $30.00 | 4/7/2011 7:28:37 PM |
| careful-return0 | $25.00 | 4/7/2011 8:09:38 PM |
| ryan6853 | $25.00 | 4/8/2011 8:50:14 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:46 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:00 PM |
| subtle-revenue0 | $25.00 | 4/9/2011 9:32:15 AM |
| jpblan11 | $25.00 | 4/9/2011 6:41:59 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:35 PM |
| hidavehi | $44.00 | 4/10/2011 8:20:01 PM |
| heeeley | $25.00 | 4/11/2011 7:06:11 AM |
| dmk2006 | $25.00 | 4/11/2011 8:42:03 PM |
| green-dollar-equinox | $30.00 | 4/12/2011 1:20:55 PM |
| 3_boyz | $25.00 | 4/12/2011 3:25:34 PM |
| worthy-bid8 | $100.00 | 4/12/2011 4:23:23 PM |
| rmbot | $75.00 | 4/12/2011 5:44:49 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:04 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:36 AM |
| benefit-trident | $25.00 | 4/13/2011 5:00:55 PM |
| first-serene-credit | $25.00 | 4/13/2011 4:54:16 PM |
| reflective-rupee | $300.55 | 4/13/2011 5:42:24 PM |
| CBO-Enterprise | $100.00 | 4/13/2011 5:57:40 PM |
| money-animal3 | $250.00 | 4/13/2011 7:23:54 PM |
| objective-investor | $250.00 | 4/13/2011 7:41:34 PM |
| enterprising-diversification5 | $25.00 | 4/13/2011 6:19:33 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:52:08 PM |
| FL-Lender | $25.00 | 4/13/2011 8:00:07 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:36:24 PM |
| repaymeplease | $38.05 | 4/13/2011 5:42:48 PM |
| starry2001 | $25.00 | 4/13/2011 6:46:05 PM |
| reinforced-velocity158 | $200.00 | 4/13/2011 8:58:54 PM |
| OmahaGuy | $100.00 | 4/13/2011 7:11:49 PM |
| awwaaww | $40.00 | 4/13/2011 7:27:31 PM |
| availableloan | $25.00 | 4/13/2011 6:56:10 PM |
| goldsun | $25.00 | 4/13/2011 7:43:31 PM |
| smalltown_mn | $25.00 | 4/13/2011 7:48:00 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:52 AM |
| moola-pillow | $25.04 | 4/13/2011 8:50:55 PM |
| market-pudding | $25.00 | 4/13/2011 7:50:06 PM |
| mistertao | $25.00 | 4/13/2011 9:42:04 PM |
| RedCentre | $71.15 | 4/14/2011 2:14:16 AM |
| StrongMonty | $64.12 | 4/14/2011 2:36:02 AM |
| friendinmoney | $37.71 | 4/14/2011 8:37:22 AM |
| Nerdster1 | $25.08 | 4/14/2011 9:34:50 AM |
| grampy48 | $25.00 | 4/14/2011 8:45:13 AM |
| well-rounded-investment | $25.00 | 4/14/2011 10:39:49 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:37:51 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:37 AM |
| lokiswolf | $27.00 | 4/14/2011 9:48:10 AM |
| nolahelper | $25.00 | 4/14/2011 11:31:01 AM |
| RecoveryLender | $25.00 | 4/14/2011 11:46:33 AM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:33:27 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:28 PM |
| vegaslender88 | $50.00 | 4/14/2011 5:33:58 PM |
| encore02 | $100.00 | 4/14/2011 5:17:03 PM |
| jescowa | $50.00 | 4/14/2011 5:09:35 PM |
| OCedHrt | $25.00 | 4/14/2011 5:32:58 PM |
| 78 | $25.00 | 4/14/2011 7:26:35 PM |
| Big_Lendin | $45.52 | 4/14/2011 10:29:26 PM |
| AJIPrivateNotes | $25.00 | 4/14/2011 11:35:35 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:33 PM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:26 AM |
| Mindful7 | $25.00 | 4/15/2011 4:51:10 AM |
| irrelevant | $25.00 | 4/15/2011 6:54:53 AM |
| wwwUniversal | $25.00 | 4/15/2011 7:22:33 AM |
| scloans | $35.80 | 4/15/2011 2:05:29 AM |
| IIP77 | $25.00 | 4/15/2011 5:59:18 AM |
| buukyak | $25.00 | 4/15/2011 6:02:48 AM |
| meenan | $50.00 | 4/15/2011 6:46:42 AM |
| Stavros | $25.00 | 4/15/2011 6:38:23 AM |
| dough-hammock | $50.00 | 4/15/2011 7:34:46 AM |
| bonus-quark4 | $25.00 | 4/15/2011 7:31:48 AM |
| REITRUST | $25.00 | 4/15/2011 9:36:28 AM |
| velocity-solo | $25.00 | 4/15/2011 7:47:59 AM |
| MadHun | $100.00 | 4/15/2011 7:54:00 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:49:41 AM |
| AM2171 | $35.00 | 4/15/2011 9:12:51 AM |
| lostontheedge | $25.00 | 4/15/2011 9:49:50 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
500346
This series of Notes was issued and sold upon the funding of the borrower loan #48654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,148 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-pioneer6 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Casper
Purpose of loan:
This loan will be used to...
Start up business
My financial situation:
I am a good candidate for this loan because...
I have passion for my goals and very strong in business.
Monthly net income: $4368.
Monthly expenses: $2200.
Housing: $
Insurance: $75.
Car expenses: $930.
Utilities: $192.
Phone, cable, internet: $152.
Food, entertainment: $168
Clothing, household expenses: $100.
Credit cards and other loans: $520..
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I do not pay the mortgage, so it is not included in my financials.
(Apr-03-2011)
Q:
Wat business are you starting up and will you continue to work as a manager in your current field - restless-dime
A:
I have an embroidery business, I would like funds to get better, faster equipment.
Yes, I will continue to work for my current company. I have been in this field for 32 years and love food service as much.
(Apr-04-2011)
Q:
What line of business are you planning on going into? How much of your planning is complete or secured(location, research, etc)? - alaskanbearcub
A:
I have an embroidery business currently, the funds asking for would help get better, faster equipment.
My planning is complete and secured.
I have been in my current field for 32 years. So planning is the first part of my journey.
Now just completeing the checklist.
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| helpishere777 | $25.00 | 4/3/2011 4:08:08 PM |
| selector568 | $100.00 | 4/3/2011 12:02:43 PM |
| MilitaryLending | $125.00 | 4/3/2011 12:03:01 PM |
| ingenious-deal6 | $25.00 | 4/3/2011 12:04:18 PM |
| favorite-commerce | $50.00 | 4/3/2011 8:58:03 PM |
| imoutdoorsy | $25.00 | 4/3/2011 2:34:12 PM |
| reflective-rupee | $44.44 | 4/3/2011 4:09:25 PM |
| simplelender80 | $200.00 | 4/3/2011 12:02:52 PM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 12:05:43 PM |
| transformer855 | $25.00 | 4/4/2011 1:03:38 AM |
| RyanM561 | $25.00 | 4/4/2011 6:57:42 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:22 AM |
| greencat | $50.00 | 4/4/2011 2:24:51 PM |
| Artist_Blue | $25.00 | 4/4/2011 11:46:16 AM |
| thelovebug | $100.00 | 4/5/2011 5:31:10 PM |
| zorg77 | $25.00 | 4/5/2011 4:21:13 PM |
| s_man1 | $50.00 | 4/7/2011 8:47:01 AM |
| transparency-grasshopper | $25.00 | 4/7/2011 9:36:52 AM |
| bountiful-durability | $50.00 | 4/9/2011 3:47:18 PM |
| lotuss4 | $50.00 | 4/9/2011 5:56:48 PM |
| Math_Physics | $30.00 | 4/9/2011 7:57:04 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:00 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:43 PM |
| red-power-pecan | $50.00 | 4/11/2011 5:18:05 PM |
| important-openness1 | $50.00 | 4/11/2011 5:18:15 PM |
| kindness-launcher | $400.00 | 4/11/2011 10:43:34 PM |
| loyaltyologist | $25.00 | 4/12/2011 9:54:38 AM |
| Dubbs360 | $25.00 | 4/12/2011 2:43:35 PM |
| benefit-position | $25.00 | 4/13/2011 6:37:01 AM |
| kingbob | $25.00 | 4/13/2011 10:00:08 AM |
| vigorous-market5 | $200.00 | 4/13/2011 1:14:08 PM |
| capital_projects_investor | $25.00 | 4/13/2011 10:41:47 PM |
| umfan123 | $25.00 | 4/14/2011 6:12:51 AM |
| Easystreet | $25.00 | 4/14/2011 9:27:05 AM |
| newest-camaraderi-fir | $50.00 | 4/14/2011 12:11:49 PM |
| sunny-justice9 | $25.00 | 4/14/2011 12:17:58 PM |
| jybank | $50.00 | 4/14/2011 12:53:29 PM |
| worldly-money4 | $500.00 | 4/14/2011 2:54:53 PM |
| MasterJin | $25.00 | 4/14/2011 12:07:38 PM |
| reflective-rupee | $200.55 | 4/14/2011 1:03:55 PM |
| dudebrah | $25.00 | 4/14/2011 1:39:44 PM |
| Rogesparkguy | $25.00 | 4/14/2011 2:09:37 PM |
| highyield | $25.00 | 4/14/2011 2:27:19 PM |
| tsimerso | $141.20 | 4/14/2011 6:05:31 PM |
| Jon8403 | $50.00 | 4/14/2011 8:20:54 PM |
| Weaverville | $25.00 | 4/14/2011 7:28:57 PM |
| golffish2 | $25.00 | 4/15/2011 4:32:32 AM |
| Rip128 | $100.00 | 4/15/2011 6:01:45 AM |
| bold-direct-asset | $50.00 | 4/15/2011 7:34:58 AM |
| stock106 | $25.00 | 4/15/2011 6:00:06 AM |
| the-profit-oracle | $25.00 | 4/15/2011 7:10:43 AM |
| manthrax3 | $25.00 | 4/15/2011 8:28:59 AM |
| kulender | $50.00 | 4/15/2011 9:51:51 AM |
| buffalobills | $25.00 | 4/15/2011 8:04:51 AM |
| greenback-guard | $25.00 | 4/15/2011 9:14:44 AM |
| 2grindstones | $25.00 | 4/3/2011 8:37:08 PM |
| suave-dime6 | $25.00 | 4/3/2011 12:03:30 PM |
| Kash2010lu | $25.00 | 4/3/2011 12:04:14 PM |
| desertoasis | $25.00 | 4/4/2011 1:20:46 PM |
| restless-dime | $25.00 | 4/4/2011 2:27:37 PM |
| Bob450 | $25.00 | 4/5/2011 5:21:13 PM |
| larryboy10 | $25.00 | 4/5/2011 5:51:15 PM |
| exchange-upholder0 | $25.00 | 4/5/2011 11:46:18 PM |
| money-bauble | $50.00 | 4/7/2011 4:17:54 AM |
| Azonic21 | $25.00 | 4/7/2011 2:12:55 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:07 PM |
| Keeping-The-Peace | $50.00 | 4/9/2011 5:48:41 PM |
| handy-justice | $50.00 | 4/9/2011 5:48:10 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:59 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:07 AM |
| benefit-molecule338 | $300.00 | 4/12/2011 11:10:44 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:51 PM |
| apostle901 | $25.00 | 4/13/2011 5:24:36 PM |
| amusement4 | $50.00 | 4/13/2011 8:12:04 PM |
| droopie1 | $25.00 | 4/14/2011 9:56:29 AM |
| CA-Lender | $25.04 | 4/14/2011 12:07:13 PM |
| heroic-benefit | $200.00 | 4/14/2011 10:35:14 AM |
| reflective-rupee | $400.55 | 4/14/2011 1:03:45 PM |
| Amber_Stone | $100.00 | 4/14/2011 2:48:15 PM |
| shrewd-income | $100.00 | 4/14/2011 3:33:45 PM |
| money-fort | $25.00 | 4/14/2011 3:47:03 PM |
| economy-producer | $25.00 | 4/14/2011 1:11:22 PM |
| Bob450 | $25.00 | 4/14/2011 2:29:30 PM |
| dominickf | $50.00 | 4/14/2011 4:00:59 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 4:11:02 PM |
| kindness-venture1 | $25.00 | 4/14/2011 3:57:25 PM |
| natural-trade7 | $50.00 | 4/14/2011 5:32:51 PM |
| Dallaspat | $25.00 | 4/14/2011 5:13:56 PM |
| floridass | $25.00 | 4/15/2011 8:59:48 AM |
| tech310 | $50.00 | 4/15/2011 6:44:48 AM |
| laudable-exchange2 | $110.21 | 4/15/2011 9:19:13 AM |
| Makingitrain | $25.00 | 4/15/2011 9:53:41 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:40:19 AM |
| dpries123 | $25.00 | 4/15/2011 9:35:31 AM |
| mpatrick | $25.00 | 4/15/2011 9:43:09 AM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
500426
This series of Notes was issued and sold upon the funding of the borrower loan #48581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,828 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-melody9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
hi,
Your credit score seems low is your partner deliquent? - firsttouch1
A:
Hello, what partner are you referring to? There's no co-signer on this loan request.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/3/2011 12:05:45 PM |
| reflective-rupee | $44.44 | 4/3/2011 4:07:58 PM |
| thelovebug | $100.00 | 4/3/2011 12:04:38 PM |
| ingenious-deal6 | $25.00 | 4/3/2011 12:04:19 PM |
| suave-dime6 | $25.00 | 4/3/2011 12:04:49 PM |
| amlu1988 | $25.00 | 4/4/2011 8:48:37 PM |
| auction-seeker | $25.00 | 4/5/2011 7:16:58 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:13 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:08 PM |
| symbiosis | $50.00 | 4/11/2011 2:58:03 PM |
| 1willray | $25.00 | 4/11/2011 11:25:26 PM |
| red-power-pecan | $50.00 | 4/13/2011 5:22:52 PM |
| amusement4 | $50.00 | 4/13/2011 8:12:06 PM |
| umfan123 | $25.00 | 4/14/2011 6:18:22 AM |
| GreenHill | $25.00 | 4/14/2011 1:04:45 PM |
| Valley-of-the-Dollar | $25.00 | 4/14/2011 1:34:43 PM |
| active-wealth3 | $25.00 | 4/14/2011 3:24:53 PM |
| secureincome | $600.00 | 4/14/2011 1:23:52 PM |
| asaurus0 | $50.00 | 4/14/2011 12:58:26 PM |
| Pitufo | $32.09 | 4/14/2011 2:02:32 PM |
| sunny-justice9 | $25.00 | 4/14/2011 3:08:43 PM |
| economy-producer | $25.00 | 4/14/2011 5:20:49 PM |
| upbeat-finance8 | $41.73 | 4/14/2011 5:09:43 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 6:26:35 PM |
| tech310 | $40.08 | 4/15/2011 6:44:54 AM |
| kulender | $50.00 | 4/15/2011 9:52:02 AM |
| floridass | $25.00 | 4/15/2011 8:59:52 AM |
| glenium | $25.00 | 4/15/2011 11:56:59 AM |
| oregonusa | $50.00 | 4/15/2011 12:21:38 PM |
| Myrick | $25.00 | 4/15/2011 4:01:32 PM |
| divedude | $25.00 | 4/15/2011 2:15:29 PM |
| vegaslender88 | $28.19 | 4/15/2011 3:10:10 PM |
| One_Lolo | $25.00 | 4/15/2011 5:19:14 PM |
| neutrino6 | $25.00 | 4/15/2011 5:25:34 PM |
| capital-kingdom | $25.00 | 4/3/2011 3:16:25 PM |
| simplelender80 | $200.00 | 4/3/2011 12:02:54 PM |
| favorite-commerce | $50.00 | 4/3/2011 8:57:10 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:59:17 AM |
| brightest-dignified-penny | $25.00 | 4/4/2011 10:54:50 AM |
| Requiem | $25.00 | 4/5/2011 5:45:18 AM |
| ingenious-truth0 | $50.00 | 4/5/2011 9:35:59 AM |
| nethosters | $25.00 | 4/5/2011 5:21:45 PM |
| natural-trade7 | $50.00 | 4/6/2011 7:39:47 PM |
| money-bauble | $50.00 | 4/7/2011 4:17:57 AM |
| velocity-motivator6 | $25.00 | 4/8/2011 6:11:43 PM |
| finance-prescription | $50.00 | 4/9/2011 7:43:49 AM |
| handy-justice | $50.00 | 4/9/2011 5:48:13 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:51 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:48 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:25 PM |
| bountiful-durability | $50.00 | 4/11/2011 5:17:58 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:11 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:56 PM |
| Dubbs360 | $25.00 | 4/12/2011 2:43:38 PM |
| important-openness1 | $50.00 | 4/13/2011 5:22:54 PM |
| astro128 | $25.00 | 4/14/2011 12:45:22 PM |
| reflective-rupee | $200.55 | 4/14/2011 1:05:42 PM |
| GElender | $25.00 | 4/14/2011 1:38:06 PM |
| dudebrah | $25.00 | 4/14/2011 1:39:02 PM |
| MasterJin | $25.00 | 4/14/2011 12:07:42 PM |
| Easystreet | $25.00 | 4/14/2011 4:01:09 PM |
| highyield | $25.00 | 4/14/2011 2:25:55 PM |
| CA-Lender | $25.04 | 4/14/2011 1:39:37 PM |
| SkinnyFish | $25.00 | 4/14/2011 3:41:47 PM |
| shrewd-income | $50.00 | 4/14/2011 3:38:23 PM |
| apostle901 | $25.00 | 4/14/2011 5:20:04 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:01 PM |
| Jon8403 | $25.00 | 4/14/2011 8:26:04 PM |
| stock106 | $25.00 | 4/15/2011 6:00:11 AM |
| buffalobills | $25.00 | 4/15/2011 8:05:16 AM |
| JJ9876 | $25.00 | 4/15/2011 10:05:57 AM |
| five-star-note | $50.00 | 4/15/2011 11:14:35 AM |
| w3alter | $100.00 | 4/15/2011 5:22:34 PM |
| credit-investor5 | $50.00 | 4/15/2011 5:22:35 PM |
| Cashlender1992 | $56.00 | 4/15/2011 6:56:13 PM |
| fund-kazoo | $50.00 | 4/15/2011 7:27:31 PM |
| yertle9 | $25.00 | 4/15/2011 6:50:03 PM |
| the-profit-oracle | $25.00 | 4/15/2011 5:28:25 PM |
| natural-trade7 | $100.00 | 4/15/2011 6:09:45 PM |
| loss-of-control | $100.00 | 4/15/2011 8:13:06 PM |
| IIP77 | $25.00 | 4/15/2011 7:09:11 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
500530
This series of Notes was issued and sold upon the funding of the borrower loan #48599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,624.88 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $307.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $419 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-noble-worth |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Our Debt
Purpose of loan:
This loan will be used to consolidate the debt that my wife and I have accumulated. This will allow us to start saving because it will help us see where our money is going so we can budget better.
My financial situation:
I am a good candidate for this loan because I am responsible & I am graduating this summer with a bachelors in economics. The amount of money that we have coming in right now is not even comparable to the amount that will be coming in during the next 5 months. Once I enter the work force, instead of being in school and working pt, I will be working full time.We sincerely hope that you choose to fund our loan as it would change our lives for the better.
Monthly net income: $2720 (will go up drastically after July)
Housing: $680
Car & Renter's Insurance: $126
Gasoline: $160
Utilities: $100
Cable & Internet: $100
Groceries & Dog/Cat Food: $300
Clothing, household expenses: $200
Credit cards and student loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi -
What interest rate are you paying on your current debt? Have you signed a contract to start working when you graduate? - worldly-money4
A:
The interest rates vary around 26% on average. Yes i have.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $200.00 | 4/3/2011 12:02:56 PM |
| suave-dime6 | $25.00 | 4/3/2011 12:04:51 PM |
| ASR3 | $50.00 | 4/4/2011 8:02:44 AM |
| handy-justice | $50.00 | 4/9/2011 5:48:17 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:11 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:13 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:58 PM |
| Dubbs360 | $25.00 | 4/13/2011 2:05:25 AM |
| bountiful-durability | $50.00 | 4/13/2011 9:23:52 AM |
| amusement4 | $50.00 | 4/13/2011 8:12:07 PM |
| umfan123 | $25.00 | 4/14/2011 6:18:23 AM |
| important-openness1 | $50.00 | 4/14/2011 9:22:32 AM |
| reflective-rupee | $300.55 | 4/14/2011 1:08:14 PM |
| sunny-justice9 | $25.00 | 4/14/2011 12:20:37 PM |
| Jim33 | $25.00 | 4/14/2011 1:08:27 PM |
| GElender | $25.00 | 4/14/2011 1:36:32 PM |
| bonus-seahorse | $60.00 | 4/14/2011 2:36:47 PM |
| hookUup | $25.32 | 4/14/2011 5:19:17 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:02 PM |
| worth-shower8 | $100.00 | 4/14/2011 7:15:37 PM |
| Easystreet | $25.00 | 4/15/2011 3:15:57 AM |
| Bob450 | $25.00 | 4/15/2011 8:26:53 AM |
| floridass | $25.00 | 4/15/2011 8:59:54 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:56:19 AM |
| wise-transaction-grizzly | $25.00 | 4/15/2011 9:13:52 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:10:20 AM |
| Gibbyland | $150.00 | 4/15/2011 12:54:11 PM |
| JeffHoll | $40.00 | 4/15/2011 1:25:34 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:27:59 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:30:46 PM |
| order-prospector | $50.00 | 4/15/2011 3:40:04 PM |
| apostle901 | $25.00 | 4/15/2011 5:26:20 PM |
| loans_to_loan | $25.00 | 4/15/2011 9:04:13 PM |
| trade-surge3 | $75.00 | 4/15/2011 7:21:38 PM |
| erowis | $80.00 | 4/16/2011 1:54:52 AM |
| the-profit-oracle | $25.00 | 4/16/2011 4:20:48 AM |
| courteous-kindness1 | $25.00 | 4/15/2011 9:10:21 PM |
| musegaze | $50.00 | 4/16/2011 3:33:04 AM |
| PCGeekWI | $25.00 | 4/15/2011 11:56:04 PM |
| whatreality | $25.00 | 4/16/2011 5:52:11 AM |
| treasure-bliss | $50.00 | 4/16/2011 4:19:54 AM |
| Artist_Blue | $25.00 | 4/16/2011 2:42:43 AM |
| payment-gusto | $25.00 | 4/16/2011 4:54:47 AM |
| sincerlyyours | $100.00 | 4/16/2011 7:00:05 AM |
| itskarma | $25.00 | 4/16/2011 6:00:55 AM |
| ben1crew | $25.98 | 4/16/2011 7:55:52 AM |
| doopers | $25.00 | 4/16/2011 7:21:35 AM |
| Engineer44 | $38.00 | 4/16/2011 5:42:16 AM |
| yield-captain | $26.00 | 4/16/2011 8:02:39 AM |
| valiant-money | $25.00 | 4/16/2011 9:20:54 AM |
| enthralling-investment | $66.00 | 4/16/2011 9:46:01 AM |
| symbiosis | $25.00 | 4/16/2011 12:02:53 PM |
| Kyne | $148.31 | 4/16/2011 7:40:04 AM |
| the-silver-blaster | $75.00 | 4/16/2011 11:02:01 AM |
| StarshineXL | $500.00 | 4/16/2011 12:32:52 PM |
| listing-trapper3 | $50.00 | 4/16/2011 3:59:24 PM |
| gjm6d | $25.00 | 4/16/2011 4:02:56 PM |
| jjswanso | $50.00 | 4/16/2011 2:35:40 PM |
| wealth-cub | $25.00 | 4/16/2011 3:02:52 PM |
| heerzaquestion | $100.00 | 4/16/2011 3:21:26 PM |
| zrohmm | $46.01 | 4/16/2011 3:24:19 PM |
| CoffeyvilleKS | $25.41 | 4/16/2011 5:04:14 PM |
| exuberant-pound | $50.00 | 4/16/2011 4:14:16 PM |
| contract-lava0 | $25.00 | 4/16/2011 1:19:09 PM |
| value-squirrel3 | $50.00 | 4/16/2011 2:04:13 PM |
| w3alter | $25.07 | 4/17/2011 1:24:23 AM |
| i3urtonair | $25.00 | 4/17/2011 7:14:29 AM |
| jobani | $35.00 | 4/17/2011 10:59:22 AM |
| ingenious-deal6 | $25.00 | 4/3/2011 12:04:21 PM |
| thelovebug | $100.00 | 4/3/2011 12:04:41 PM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 12:05:47 PM |
| reflective-rupee | $44.44 | 4/3/2011 4:09:47 PM |
| money-bauble | $50.00 | 4/7/2011 10:03:10 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:18 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:53 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:51 AM |
| symbiosis | $50.00 | 4/11/2011 2:58:06 PM |
| red-power-pecan | $50.00 | 4/14/2011 9:22:25 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:45 PM |
| CA-Lender | $25.04 | 4/14/2011 1:38:24 PM |
| secureincome | $100.00 | 4/14/2011 1:27:44 PM |
| heerzaquestion | $100.00 | 4/14/2011 6:51:48 PM |
| nilonc1 | $50.00 | 4/14/2011 6:37:18 PM |
| stock106 | $25.00 | 4/15/2011 6:00:22 AM |
| well-mannered-income3 | $30.00 | 4/14/2011 8:33:29 PM |
| Nerdster1 | $30.08 | 4/15/2011 4:29:57 AM |
| economy-producer | $25.00 | 4/15/2011 7:24:20 AM |
| PleaseDontDefault | $50.00 | 4/15/2011 7:28:01 AM |
| crippledcircus | $35.00 | 4/15/2011 8:29:20 AM |
| kulender | $50.00 | 4/15/2011 9:52:11 AM |
| Pitufo | $50.00 | 4/15/2011 8:27:29 AM |
| oregonusa | $50.00 | 4/15/2011 12:21:39 PM |
| JJ9876 | $25.00 | 4/15/2011 10:05:59 AM |
| FinanceEngine | $35.00 | 4/15/2011 10:20:54 AM |
| sdcc72 | $25.00 | 4/15/2011 2:32:51 PM |
| jybank | $50.00 | 4/15/2011 2:51:37 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:25:32 PM |
| money-baron-roth-IRA | $200.00 | 4/15/2011 3:33:05 PM |
| divedude | $25.00 | 4/15/2011 2:15:31 PM |
| mingthemink | $25.00 | 4/15/2011 7:45:08 PM |
| excellent-loan8 | $25.00 | 4/15/2011 8:40:00 PM |
| tech310 | $50.00 | 4/15/2011 5:26:31 PM |
| IIP77 | $25.00 | 4/15/2011 7:10:15 PM |
| gentle-coin | $50.00 | 4/15/2011 7:51:35 PM |
| thestartuplender | $100.00 | 4/15/2011 7:54:44 PM |
| cropdust3r | $25.00 | 4/16/2011 3:56:32 AM |
| moola-accelerator6 | $25.00 | 4/15/2011 8:45:14 PM |
| wwwUniversal | $25.00 | 4/16/2011 4:26:05 AM |
| seisen | $50.00 | 4/16/2011 3:07:15 AM |
| prominence8 | $25.00 | 4/15/2011 10:07:56 PM |
| frogperson | $200.00 | 4/15/2011 10:16:43 PM |
| graceful-investment | $83.66 | 4/16/2011 4:45:01 AM |
| handshake5 | $34.21 | 4/16/2011 5:02:48 AM |
| DSFinancial | $50.00 | 4/16/2011 12:16:38 AM |
| deal-seagull7 | $200.00 | 4/16/2011 5:46:59 AM |
| Midwestvalues | $50.00 | 4/16/2011 5:58:32 AM |
| reward-dynamo | $50.00 | 4/16/2011 7:35:56 AM |
| shrewd-peace7 | $25.00 | 4/16/2011 4:36:08 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:22 AM |
| missing-link | $25.00 | 4/16/2011 5:05:23 AM |
| orange-preeminant-bill | $50.00 | 4/16/2011 5:26:29 AM |
| George13 | $100.00 | 4/16/2011 8:25:23 AM |
| Frosty | $25.00 | 4/16/2011 10:39:11 AM |
| orgy63 | $50.00 | 4/16/2011 8:39:44 AM |
| fuzed | $45.00 | 4/16/2011 8:45:25 AM |
| sfmf | $40.00 | 4/16/2011 10:05:41 AM |
| Vegasjim | $50.00 | 4/16/2011 11:23:45 AM |
| orangetrust | $50.00 | 4/16/2011 12:05:40 PM |
| wealth-competitor | $25.00 | 4/16/2011 11:23:32 AM |
| dominator154 | $25.00 | 4/16/2011 2:59:22 PM |
| whartonmba | $25.00 | 4/16/2011 11:28:00 AM |
| jillsjack | $96.44 | 4/16/2011 1:06:15 PM |
| Q9-X3 | $49.00 | 4/16/2011 1:22:15 PM |
| integrity-doctor | $100.00 | 4/16/2011 2:15:02 PM |
| nodrivelpls | $25.00 | 4/16/2011 5:39:14 PM |
| octoberfresh | $25.36 | 4/17/2011 1:24:10 AM |
| green-unrivaled-felicity | $25.00 | 4/16/2011 4:54:57 PM |
| shrewd-income | $50.00 | 4/17/2011 7:28:58 AM |
| Jack55304 | $185.00 | 4/17/2011 5:31:08 AM |
| dartmouth99 | $50.00 | 4/17/2011 8:36:07 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
500574
This series of Notes was issued and sold upon the funding of the borrower loan #48595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1973 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $3,042 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adorable-p2ploan1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt con 2011
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $
Housing: $900
Insurance: $150
Car expenses: $125
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thelovebug | $100.00 | 4/5/2011 9:07:19 AM |
| suave-dime6 | $25.00 | 4/5/2011 9:07:42 AM |
| ingenious-deal6 | $25.00 | 4/5/2011 9:06:48 AM |
| brightest-dignified-penny | $25.00 | 4/5/2011 10:47:03 AM |
| kazanov | $65.00 | 4/5/2011 10:41:16 AM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 9:08:33 AM |
| ultimate-peace | $25.00 | 4/5/2011 9:13:23 AM |
| reflective-rupee | $44.44 | 4/5/2011 10:16:56 AM |
| competent-p2p | $25.00 | 4/5/2011 5:42:56 PM |
| SecondChanceLendingSERV | $25.00 | 4/5/2011 8:34:46 PM |
| dudebrah | $25.00 | 4/6/2011 12:33:16 AM |
| taetrade | $25.00 | 4/7/2011 5:57:17 AM |
| goodhearted-basis4 | $25.00 | 4/8/2011 1:26:36 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:18 PM |
| handy-justice | $50.00 | 4/9/2011 5:49:51 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:16 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:42 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:53 AM |
| scarlet-velvet | $25.00 | 4/13/2011 5:21:01 PM |
| FASTIZIO_P | $25.00 | 4/14/2011 9:48:47 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:30 PM |
| JJ9876 | $25.00 | 4/15/2011 10:06:42 AM |
| smart-gain | $40.00 | 4/15/2011 3:16:58 PM |
| kulender | $90.10 | 4/16/2011 3:42:19 AM |
| FundMaker | $25.00 | 4/16/2011 9:34:47 AM |
| El_Profesional | $30.79 | 4/16/2011 9:42:07 AM |
| sfmf | $40.00 | 4/16/2011 10:05:58 AM |
| versatile-commerce | $29.10 | 4/16/2011 10:12:38 AM |
| reflective-rupee | $100.00 | 4/16/2011 10:44:22 AM |
| simplelender80 | $100.00 | 4/5/2011 9:02:57 AM |
| transaction-circuit | $50.00 | 4/5/2011 9:04:38 AM |
| well-rounded-payout0 | $50.00 | 4/5/2011 9:06:24 AM |
| wild-orange | $50.00 | 4/5/2011 2:18:11 PM |
| value-allocator1 | $100.00 | 4/6/2011 5:05:19 PM |
| attractive-point5 | $50.00 | 4/7/2011 8:12:02 AM |
| carrinel | $26.98 | 4/7/2011 5:42:09 AM |
| carrinel | $53.39 | 4/8/2011 4:35:57 PM |
| klemer | $25.00 | 4/8/2011 5:56:47 PM |
| nerdfactor | $25.00 | 4/10/2011 10:36:56 PM |
| Bob450 | $25.00 | 4/11/2011 5:18:10 PM |
| Kash2010lu | $25.00 | 4/11/2011 7:36:14 PM |
| kazanov | $100.00 | 4/11/2011 8:13:56 PM |
| glenium | $25.00 | 4/14/2011 3:02:07 AM |
| scho0590 | $25.00 | 4/14/2011 6:57:42 PM |
| money-banker867 | $100.00 | 4/14/2011 8:54:46 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:26 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:28 AM |
| mlj0671 | $25.00 | 4/15/2011 7:26:43 AM |
| cr55595 | $25.00 | 4/15/2011 10:10:43 AM |
| money-bauble | $50.00 | 4/15/2011 10:21:05 AM |
| DSFinancial | $26.55 | 4/16/2011 12:17:21 AM |
| Midwestvalues | $50.00 | 4/16/2011 5:58:58 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:32 AM |
| diversifylender | $50.00 | 4/16/2011 10:06:47 AM |
| Red-Bull-One | $25.00 | 4/16/2011 10:19:31 AM |
| newest-generous-income | $25.00 | 4/16/2011 9:40:29 AM |
| historic-nickel | $25.00 | 4/16/2011 10:22:40 AM |
| the-silver-blaster | $75.00 | 4/16/2011 10:32:53 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
500598
This series of Notes was issued and sold upon the funding of the borrower loan #48589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 8y 8m |
|
Amount delinquent:
| $80 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Strength-Fortitude |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Scooter loan
Purpose of loan: Purchase a scooter
This loan will be used to...
My financial situation: Employed for 9 years with same employer and also receive child support.
I am a good candidate for this loan because... I am current on all my bills.
Monthly net income: $ 3050
Monthly expenses: $
Housing: $980 month
Insurance: $ 80 month
Car expenses: $ 280 month
Utilities: $ 200 month
Phone, cable, internet: $ 200 month
Food, entertainment: $ 400 month
Clothing, household expenses: $ 50. month
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Are you selling your car? What is the reason for this purchase, would love to help fund your loan. - MrVegas
A:
Hello,
Nope not selling my car. I live in Amish County and just decided it would be nice taking the little trips back and forth to run errands on a scooter and enjoy the beautiful scenery. And I love cutomizing cars so the scooter will be a new project for me.
Thank you for your question and taking the time to read my listing :)
Have a great day.
Kim
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/5/2011 5:41:31 PM |
| well-rounded-payout0 | $50.00 | 4/5/2011 5:41:45 PM |
| reflective-rupee | $44.44 | 4/5/2011 5:32:17 PM |
| value-allocator1 | $100.00 | 4/5/2011 5:42:59 PM |
| ultimate-peace | $25.00 | 4/5/2011 5:13:16 PM |
| simplelender80 | $100.00 | 4/5/2011 5:23:51 PM |
| thelovebug | $50.00 | 4/5/2011 6:11:40 PM |
| mrxtravis | $25.00 | 4/6/2011 11:42:28 AM |
| responsible-worth113 | $30.00 | 4/7/2011 2:32:10 PM |
| a-bountiful-trade | $25.00 | 4/8/2011 1:07:09 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:39 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:05 PM |
| exponential-peace5 | $25.00 | 4/11/2011 5:08:09 AM |
| LuvToLend | $26.64 | 4/11/2011 11:43:00 AM |
| wild-orange | $25.00 | 4/12/2011 11:34:29 AM |
| benefit-position | $25.00 | 4/13/2011 6:21:49 AM |
| carrinel | $28.09 | 4/13/2011 7:01:15 AM |
| peskier | $25.00 | 4/13/2011 9:45:19 AM |
| MrLoaner112 | $37.08 | 4/13/2011 2:46:07 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:33 PM |
| worth-shower8 | $100.00 | 4/15/2011 8:41:03 AM |
| kingbob | $25.00 | 4/15/2011 7:13:26 AM |
| cr55595 | $25.00 | 4/15/2011 10:14:26 AM |
| T-Bone | $25.00 | 4/15/2011 11:16:59 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:53 AM |
| transparency-grasshopper | $25.00 | 4/15/2011 10:20:19 AM |
| mex_invests | $25.00 | 4/15/2011 1:27:47 PM |
| money-baron-roth-IRA | $81.41 | 4/15/2011 2:24:46 PM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 5:29:49 PM |
| suave-dime6 | $25.00 | 4/5/2011 5:29:56 PM |
| SolarMoonshine | $25.00 | 4/5/2011 6:18:54 PM |
| GS-ROCK | $25.69 | 4/6/2011 11:41:14 AM |
| fcb202 | $50.00 | 4/6/2011 2:25:30 PM |
| Artist_Blue | $25.00 | 4/6/2011 8:52:33 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:45 AM |
| goodhearted-basis4 | $25.00 | 4/7/2011 4:43:15 PM |
| bluebouyz | $25.00 | 4/9/2011 11:20:57 AM |
| handy-justice | $50.00 | 4/9/2011 5:50:05 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:58 PM |
| glenium | $25.00 | 4/11/2011 3:49:24 AM |
| SmallTown5 | $27.28 | 4/11/2011 9:04:55 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:34:04 AM |
| localsports38 | $117.83 | 4/12/2011 1:45:28 PM |
| I-Believe-In-You | $28.77 | 4/12/2011 2:47:07 PM |
| blue-silver-ruler | $25.00 | 4/14/2011 8:27:10 AM |
| zxr | $25.00 | 4/14/2011 8:12:17 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:40 PM |
| shrewd-income | $25.00 | 4/14/2011 3:36:08 PM |
| SV-AZ | $25.00 | 4/14/2011 5:32:08 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:38 AM |
| friendinmoney | $25.00 | 4/15/2011 8:25:47 AM |
| scarlet-velvet | $25.00 | 4/15/2011 10:23:34 AM |
| rupee_power | $27.77 | 4/15/2011 12:30:51 PM |
| greenback-guard | $25.00 | 4/15/2011 10:21:31 AM |
| muirheaj | $25.00 | 4/15/2011 10:37:32 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
500638
This series of Notes was issued and sold upon the funding of the borrower loan #48605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,445.69 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $169.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,010 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Paid-Off |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
|
|
Principal balance:
| $1,501.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Family Emergency Debt
My Step Daughter has been in a Coma for the past 5 weeks in a hospital in Chicago. My wife and I have made several trips to be with her. This has created a temporary financil burden for us with Rental Cars, Airline Tickets, Hotels, etc; The loan will be used to pay off current Prosper Loan and Secured Credit Card used primarily for business travel..
My financial situation:
I am a good Candidate for this loan as I pay my bills on time. Currently I have a prosper loan which I have paid on for nearly 1 1/2 years.
Monthly net income: $4,350
Housing: $425.00 (Spouse Pays other half)
Insurance: $200.00
Car expenses: $515.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $500.0
Clothing, household expenses: $300.00
Credit cards and other loans: $400.00
Other expenses: $720.00 (Child Support) for past 4 years.
Monthly Expences: $3,400
Information in the Description is not verified.
Friends And Family Investments
happiness16 has invested a total of
$75.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
What is the interest rate on the card you want to pay off? Also, I'm confused that you state you want to use this loan to pay off your earlier Prosper loan, when the interest rate on this loan would be nearly twice that of the earlier one? - Barrayaran
A:
14.99% Current rate on Secured Card. Paid every month by reimbursements from company as I use it 100% for business travel. Exception the past 5 weeks when tragedy hit family. Not sure why I went from Prosper A to D Rating as my score has remained 650-671 for 2 years now. Bills paid on time. Score indidcates BK back in 2008. I want CB to report yet another account paid off. I am responsible and loyal to Prosper.
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| twjh | $25.00 | 4/4/2011 9:12:06 AM |
| reflective-rupee | $44.44 | 4/4/2011 9:52:56 AM |
| happiness16 | $25.00 | 4/4/2011 1:30:58 PM |
| CoolPlexer | $25.00 | 4/4/2011 11:32:49 AM |
| r48 | $25.00 | 4/4/2011 12:24:44 PM |
| thelovebug | $100.00 | 4/4/2011 9:13:06 AM |
| chameleon125 | $50.00 | 4/6/2011 10:22:31 PM |
| money-bauble | $50.00 | 4/8/2011 1:43:53 PM |
| marwadi-62 | $25.00 | 4/8/2011 1:58:56 PM |
| hamster | $26.40 | 4/8/2011 3:39:43 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:49 PM |
| TheAlchemist | $25.00 | 4/8/2011 7:46:45 PM |
| finance-prescription | $50.00 | 4/9/2011 7:43:57 AM |
| handy-justice | $50.00 | 4/9/2011 5:49:22 PM |
| integrity-doctor | $100.00 | 4/10/2011 9:44:33 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:34 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:05 AM |
| velocity-motivator6 | $25.00 | 4/11/2011 4:57:28 PM |
| selector568 | $50.00 | 4/12/2011 3:35:45 AM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:27 AM |
| fabulous-community4 | $25.00 | 4/13/2011 6:56:43 AM |
| mlj0671 | $25.00 | 4/13/2011 7:35:15 AM |
| amusement4 | $50.00 | 4/13/2011 8:12:13 PM |
| SqueezeKing | $25.00 | 4/14/2011 1:55:27 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:02 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:09 AM |
| stock106 | $25.00 | 4/15/2011 6:00:48 AM |
| reflective-rupee | $150.55 | 4/15/2011 9:39:29 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:23:04 AM |
| kulender | $50.00 | 4/15/2011 9:52:54 AM |
| oregonusa | $50.00 | 4/15/2011 12:21:44 PM |
| red-favorable-basis | $25.00 | 4/15/2011 10:22:21 AM |
| investment-comet | $25.00 | 4/15/2011 11:17:18 AM |
| competent-p2p | $55.00 | 4/15/2011 3:44:01 PM |
| interstellar | $50.00 | 4/15/2011 2:19:26 PM |
| intrepid-loot | $25.00 | 4/15/2011 4:32:07 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:52:26 PM |
| first-serene-credit | $25.00 | 4/15/2011 5:28:58 PM |
| 108lender | $50.00 | 4/15/2011 6:21:02 PM |
| bountiful-durability | $50.00 | 4/15/2011 5:29:51 PM |
| Bob450 | $25.00 | 4/15/2011 6:54:12 PM |
| DSFinancial | $50.00 | 4/16/2011 12:17:00 AM |
| umfan123 | $25.00 | 4/16/2011 3:56:52 AM |
| tech310 | $30.75 | 4/16/2011 3:57:30 AM |
| grampy48 | $30.00 | 4/17/2011 11:24:29 AM |
| jobani | $35.00 | 4/17/2011 10:59:34 AM |
| compassionate-fairness6 | $25.00 | 4/17/2011 9:35:01 PM |
| ursus | $50.00 | 4/18/2011 8:46:13 AM |
| miked8303 | $25.00 | 4/18/2011 6:54:24 AM |
| kahekili | $50.00 | 4/18/2011 8:05:14 AM |
| suave-dime6 | $25.00 | 4/4/2011 9:13:21 AM |
| simplelender80 | $100.00 | 4/4/2011 9:06:59 AM |
| ingenious-deal6 | $25.00 | 4/4/2011 9:12:41 AM |
| diplomatic-wealth7 | $25.00 | 4/4/2011 9:14:23 AM |
| heerzaquestion | $25.00 | 4/4/2011 10:34:48 AM |
| tolerant-dinero2 | $25.00 | 4/4/2011 10:35:58 AM |
| a-finance-nirvana | $25.00 | 4/4/2011 11:03:10 AM |
| amlu1988 | $25.00 | 4/4/2011 8:45:32 PM |
| orange-rapid-benjamins | $25.00 | 4/5/2011 10:57:35 AM |
| zotzot | $25.44 | 4/5/2011 6:36:59 PM |
| Feyenoord | $25.00 | 4/8/2011 11:02:07 PM |
| loyalist1 | $500.00 | 4/9/2011 8:02:12 AM |
| peso-aggregator | $25.00 | 4/10/2011 8:12:26 AM |
| nerdfactor | $25.00 | 4/10/2011 10:36:20 PM |
| happiness16 | $50.00 | 4/11/2011 6:04:28 AM |
| blue-useful-auction | $25.00 | 4/11/2011 10:39:42 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:07 PM |
| Executive23 | $25.00 | 4/12/2011 12:26:20 PM |
| benefit-position | $25.00 | 4/13/2011 6:41:37 AM |
| Weaverville | $25.00 | 4/14/2011 7:29:10 PM |
| jybank | $50.00 | 4/15/2011 10:16:18 AM |
| kind-scholarly-peace | $26.00 | 4/15/2011 9:55:19 AM |
| Leshan | $100.00 | 4/15/2011 9:30:28 AM |
| Pu239 | $60.00 | 4/15/2011 11:24:10 AM |
| CA-Lender | $25.04 | 4/15/2011 11:32:18 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:10 AM |
| neutrino6 | $25.00 | 4/15/2011 1:59:59 PM |
| divedude | $25.00 | 4/15/2011 2:15:39 PM |
| worth-shower8 | $100.00 | 4/15/2011 12:43:25 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:28:48 PM |
| Ray3486 | $25.00 | 4/15/2011 6:43:01 PM |
| IIP77 | $25.00 | 4/15/2011 7:12:03 PM |
| loss-of-control | $50.00 | 4/15/2011 7:36:03 PM |
| moneyismyshot | $26.07 | 4/15/2011 7:55:26 PM |
| thestartuplender | $51.00 | 4/15/2011 7:59:08 PM |
| Midwestvalues | $50.00 | 4/16/2011 5:58:39 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:27 AM |
| orgy63 | $50.00 | 4/16/2011 8:39:59 AM |
| courteous-kindness1 | $25.00 | 4/16/2011 10:04:36 AM |
| green-unrivaled-felicity | $25.00 | 4/16/2011 4:22:28 PM |
| listing-trapper3 | $50.00 | 4/16/2011 3:59:31 PM |
| jjswanso | $50.00 | 4/16/2011 2:35:53 PM |
| Jack55304 | $185.00 | 4/17/2011 5:31:16 AM |
| spiff666 | $25.00 | 4/17/2011 7:43:21 AM |
| crdcteng | $25.00 | 4/17/2011 6:27:05 PM |
| laki_haole | $50.00 | 4/17/2011 1:15:42 PM |
| Artist_Blue | $25.00 | 4/18/2011 6:10:06 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
500680
This series of Notes was issued and sold upon the funding of the borrower loan #48629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,867.50 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $124.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,595 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-auction-fort |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bold-auction-fort
Purpose of loan:
This loan will be used to finance business expenses.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5,000
Monthly expenses: $
Housing: $ 650
Insurance: $ 600
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 250
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 111
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Artist_Blue | $25.00 | 4/5/2011 6:07:43 AM |
| s_man1 | $50.00 | 4/7/2011 9:31:20 AM |
| sharp-trade0 | $25.00 | 4/11/2011 5:09:33 PM |
| sunny-justice9 | $25.00 | 4/15/2011 8:25:27 PM |
| mike2246s | $25.00 | 4/16/2011 1:12:10 AM |
| IIP77 | $25.00 | 4/15/2011 7:10:39 PM |
| Runegeld | $50.00 | 4/16/2011 6:24:34 AM |
| reward-dynamo | $25.00 | 4/16/2011 7:43:27 AM |
| spartan26 | $29.60 | 4/16/2011 8:35:45 AM |
| briskdevl07 | $25.00 | 4/16/2011 8:42:43 PM |
| handy-justice | $50.00 | 4/16/2011 6:33:33 PM |
| Dubbs360 | $100.00 | 4/16/2011 11:20:25 PM |
| Engineer44 | $25.00 | 4/17/2011 5:26:05 AM |
| joebob78 | $50.00 | 4/17/2011 9:27:05 AM |
| wealth-equilibrium0 | $25.00 | 4/17/2011 5:51:29 AM |
| green-thoughtful-yield | $100.00 | 4/17/2011 12:39:33 PM |
| drkosh | $25.00 | 4/17/2011 5:47:03 AM |
| MrBailey | $25.00 | 4/17/2011 10:22:41 AM |
| VA720 | $50.00 | 4/18/2011 8:48:56 AM |
| OLYVRC | $50.00 | 4/17/2011 10:23:02 PM |
| velvetsmog | $25.00 | 4/18/2011 9:07:13 AM |
| royalchallenge | $500.00 | 4/18/2011 5:29:57 AM |
| market-happiness7 | $50.00 | 4/18/2011 9:32:40 AM |
| ursus | $100.00 | 4/18/2011 8:23:25 AM |
| transparency-baton | $25.00 | 4/18/2011 9:36:50 AM |
| kingbob | $25.00 | 4/18/2011 11:34:24 AM |
| Bob450 | $25.00 | 4/18/2011 12:38:57 PM |
| lean-ore9 | $25.00 | 4/11/2011 4:27:18 PM |
| CA-Lender | $25.04 | 4/15/2011 5:39:30 PM |
| PCGeekWI | $25.00 | 4/15/2011 11:57:05 PM |
| reflective-rupee | $25.55 | 4/15/2011 10:42:06 PM |
| dudebrah | $25.00 | 4/15/2011 9:49:13 PM |
| hookUup | $25.32 | 4/16/2011 8:48:18 AM |
| Amber_Stone | $25.00 | 4/16/2011 8:13:34 PM |
| YoungTaxMan | $25.00 | 4/16/2011 5:11:05 PM |
| Kqwik | $25.00 | 4/16/2011 11:26:19 PM |
| bluprntguy | $25.00 | 4/17/2011 11:47:57 AM |
| bluprntguy | $25.00 | 4/17/2011 11:40:44 AM |
| compassionate-fairness6 | $50.00 | 4/17/2011 9:24:07 PM |
| aquistoyraul | $34.28 | 4/18/2011 8:07:26 AM |
| LightTheWay | $75.00 | 4/18/2011 5:03:43 AM |
| generous-peace4 | $37.50 | 4/18/2011 7:25:23 AM |
| goodfaithAK | $125.21 | 4/18/2011 9:14:37 AM |
| JauaFlash | $25.00 | 4/18/2011 10:16:25 AM |
| davisfl | $100.00 | 4/18/2011 10:10:20 AM |
| capital-galaxy | $75.00 | 4/18/2011 9:12:58 AM |
| lotus-carrion6 | $25.00 | 4/18/2011 11:17:56 AM |
| consulguru | $200.00 | 4/18/2011 2:07:39 PM |
| money-baron-roth-IRA | $240.00 | 4/18/2011 2:21:44 PM |
| lsx7 | $50.00 | 4/18/2011 2:21:15 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
500740
This series of Notes was issued and sold upon the funding of the borrower loan #48672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $250.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 18y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $206 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-selector8 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: pay off credit cards
This loan will be used to...
My financial situation: i have a credit score of 700 to 720
I am a good candidate for this loan because...i pay my bills on time
Monthly net income: 845
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 150
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please describe your job or other income. Thanks - reflective-rupee
A:
i pull in social supplment income. its almost like social security but since i can't work due to epilepsy i get a check from the government for disability it helps me live and get around to places since i can't drive. never drove in my life due to epilepsy. . i have drawn this since 93. i get this check on the 1st of every month. i started getting this check when my father lost his job so i get this check along with medicaid to help with my health. trying to build credit behind my name also
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/5/2011 9:03:21 AM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 9:08:39 AM |
| selector568 | $100.00 | 4/5/2011 9:06:14 AM |
| thelovebug | $50.00 | 4/5/2011 6:11:36 PM |
| larryboy10 | $25.00 | 4/5/2011 6:11:46 PM |
| s_man1 | $50.00 | 4/7/2011 9:15:24 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:26 PM |
| handy-justice | $50.00 | 4/9/2011 5:49:59 PM |
| nerdfactor | $25.00 | 4/10/2011 10:36:59 PM |
| ILoveBearHats | $30.00 | 4/12/2011 1:44:48 PM |
| MasterJin | $25.00 | 4/14/2011 12:08:34 PM |
| JJ9876 | $25.00 | 4/15/2011 10:06:46 AM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 2:33:57 PM |
| droopie1 | $25.00 | 4/16/2011 9:13:50 AM |
| sfmf | $40.00 | 4/16/2011 10:07:40 AM |
| CA-Lender | $25.04 | 4/16/2011 11:52:53 AM |
| reward-dynamo | $25.00 | 4/16/2011 1:27:38 PM |
| Dubbs360 | $100.00 | 4/17/2011 9:07:57 AM |
| Jack55304 | $185.00 | 4/17/2011 5:31:31 AM |
| blue111 | $25.00 | 4/17/2011 11:54:47 AM |
| worth-shower8 | $100.00 | 4/17/2011 11:52:18 AM |
| 2grindstones | $25.00 | 4/17/2011 3:06:19 PM |
| joebob78 | $56.12 | 4/17/2011 9:27:47 AM |
| laki_haole | $50.00 | 4/17/2011 1:15:58 PM |
| green-thoughtful-yield | $100.00 | 4/17/2011 12:40:02 PM |
| onecooldrink | $25.00 | 4/17/2011 12:49:41 PM |
| jcedar33 | $200.00 | 4/17/2011 3:35:33 PM |
| CLoViq | $46.92 | 4/18/2011 6:39:01 AM |
| stock106 | $25.00 | 4/18/2011 9:16:58 AM |
| compassionate-fairness6 | $25.00 | 4/18/2011 9:19:09 AM |
| Artist_Blue | $25.00 | 4/18/2011 6:26:08 AM |
| Goodnotlucky | $50.00 | 4/18/2011 7:52:50 AM |
| ursus | $500.00 | 4/18/2011 8:36:51 AM |
| kulender | $50.00 | 4/18/2011 9:16:22 AM |
| DSFinancial | $50.00 | 4/18/2011 9:18:34 AM |
| octoberfresh | $25.00 | 4/18/2011 10:32:54 AM |
| minddoc | $25.00 | 4/18/2011 9:39:23 AM |
| IIP77 | $25.00 | 4/18/2011 9:16:54 AM |
| saxaphone6 | $25.00 | 4/18/2011 11:12:59 AM |
| rogue_monster | $25.00 | 4/18/2011 12:54:28 PM |
| jobani | $35.00 | 4/18/2011 3:12:07 PM |
| GCInvestments | $40.00 | 4/18/2011 4:49:54 PM |
| hope-eagle6 | $25.00 | 4/18/2011 4:30:25 PM |
| money-baron-roth-IRA | $100.00 | 4/18/2011 3:56:59 PM |
| mrsp2e | $25.00 | 4/18/2011 4:16:20 PM |
| Haribelle | $25.00 | 4/18/2011 4:21:47 PM |
| economy-producer | $25.00 | 4/18/2011 5:00:53 PM |
| the-profit-oracle | $25.00 | 4/18/2011 5:01:09 PM |
| Ocean713 | $50.00 | 4/18/2011 5:26:24 PM |
| seisen | $50.00 | 4/18/2011 4:56:40 PM |
| bnlforever | $25.00 | 4/18/2011 5:26:18 PM |
| GInBaghdad | $25.00 | 4/18/2011 5:17:21 PM |
| careful-note | $26.65 | 4/18/2011 5:27:07 PM |
| Velit | $40.00 | 4/18/2011 8:37:09 PM |
| aader | $25.00 | 4/19/2011 1:46:33 AM |
| actuarial_investor | $25.00 | 4/19/2011 1:58:23 AM |
| TCR3 | $45.40 | 4/19/2011 2:11:00 AM |
| asiaratt | $50.00 | 4/19/2011 4:14:22 AM |
| photo999 | $25.00 | 4/19/2011 2:52:48 AM |
| saffron4 | $30.92 | 4/19/2011 2:31:04 AM |
| investment-visionary | $25.00 | 4/19/2011 2:31:24 AM |
| tylerfd | $25.00 | 4/19/2011 4:45:18 AM |
| velocity-solo | $25.00 | 4/19/2011 2:42:30 AM |
| thestartuplender | $50.00 | 4/19/2011 4:59:51 AM |
| pfh | $25.00 | 4/19/2011 5:15:57 AM |
| MO_Investor | $25.00 | 4/19/2011 6:01:34 AM |
| ingenious-deal6 | $25.00 | 4/5/2011 9:06:53 AM |
| suave-dime6 | $25.00 | 4/5/2011 9:07:45 AM |
| reflective-rupee | $44.44 | 4/5/2011 10:27:08 AM |
| Bob450 | $25.00 | 4/5/2011 3:42:52 PM |
| 2grindstones | $25.00 | 4/5/2011 4:59:21 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:51 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:55 AM |
| Weaverville | $25.00 | 4/14/2011 7:29:28 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:31 AM |
| transparency-grasshopper | $25.00 | 4/15/2011 10:20:17 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:33 AM |
| sunny-justice9 | $25.00 | 4/16/2011 12:51:30 PM |
| money-fort | $25.00 | 4/16/2011 3:51:01 PM |
| killdare | $25.00 | 4/17/2011 9:33:38 AM |
| Trondheim_Norway | $120.00 | 4/17/2011 12:12:27 PM |
| hmarquiss4 | $35.00 | 4/17/2011 4:48:26 PM |
| Whitewater_Loans | $54.69 | 4/17/2011 12:16:43 PM |
| money-bauble | $50.00 | 4/17/2011 8:01:56 PM |
| hookUup | $25.32 | 4/17/2011 4:51:43 PM |
| matthewa | $25.00 | 4/18/2011 8:12:30 AM |
| VA720 | $50.00 | 4/18/2011 8:36:44 AM |
| miked8303 | $25.00 | 4/18/2011 6:54:44 AM |
| MJTimages_com | $50.00 | 4/18/2011 10:28:03 AM |
| sweetlan | $25.04 | 4/18/2011 10:36:40 AM |
| upbeat-investment9 | $25.00 | 4/18/2011 11:34:04 AM |
| listing-trapper3 | $50.00 | 4/18/2011 9:17:32 AM |
| DaddyBill | $25.00 | 4/18/2011 12:46:25 PM |
| Bill88 | $25.00 | 4/18/2011 1:46:58 PM |
| p2p-mover0 | $26.45 | 4/18/2011 1:58:22 PM |
| meridian3 | $25.00 | 4/18/2011 2:39:31 PM |
| Pu239 | $60.00 | 4/18/2011 1:42:38 PM |
| ivadood | $50.00 | 4/18/2011 2:31:13 PM |
| Executive23 | $25.00 | 4/18/2011 4:07:05 PM |
| cash4closeoutsdotnet | $29.27 | 4/18/2011 4:07:44 PM |
| credit-sycamore4 | $100.00 | 4/18/2011 5:00:37 PM |
| truelumen | $25.00 | 4/18/2011 5:00:46 PM |
| red-power-pecan | $50.00 | 4/18/2011 5:01:37 PM |
| dominickf | $50.00 | 4/18/2011 5:00:29 PM |
| Tylerh | $60.80 | 4/18/2011 5:00:44 PM |
| tech310 | $50.00 | 4/18/2011 5:17:55 PM |
| symbiosis | $50.00 | 4/18/2011 5:26:33 PM |
| bountiful-durability | $50.00 | 4/18/2011 5:01:01 PM |
| nelaw | $50.00 | 4/18/2011 6:20:55 PM |
| apostle901 | $25.00 | 4/18/2011 5:27:11 PM |
| TrekTune | $25.00 | 4/18/2011 7:04:50 PM |
| handy-justice | $100.00 | 4/18/2011 8:45:44 PM |
| fighter122 | $50.00 | 4/18/2011 9:09:38 PM |
| Raven39 | $25.00 | 4/18/2011 7:51:54 PM |
| Banker_Joe | $25.00 | 4/18/2011 6:40:43 PM |
| picklesforarthur | $25.00 | 4/18/2011 6:54:21 PM |
| shrewd-peace7 | $25.00 | 4/19/2011 2:26:41 AM |
| ttnk62918 | $25.00 | 4/19/2011 2:27:57 AM |
| wwwUniversal | $25.00 | 4/19/2011 2:30:55 AM |
| burrito6 | $25.00 | 4/19/2011 2:32:48 AM |
| green-capital-hornet | $25.00 | 4/19/2011 2:44:50 AM |
| ChuckieG | $27.32 | 4/19/2011 2:15:27 AM |
| birddogsb | $50.00 | 4/19/2011 5:19:32 AM |
| missing-link | $25.00 | 4/19/2011 2:44:46 AM |
| Tikibarman | $50.00 | 4/19/2011 4:59:49 AM |
| well-mannered-marketplace5 | $25.00 | 4/19/2011 4:47:09 AM |
| MoneyForNothing | $11.59 | 4/19/2011 6:01:41 AM |
| JiggaJoeyS | $29.03 | 4/19/2011 5:45:25 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
500788
This series of Notes was issued and sold upon the funding of the borrower loan #48631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,917.01 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $127.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,027 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-guardian8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation and Debt Consolidation
Purpose of loan:
This loan will be used for Debt Consolidation and Vacation
My financial situation:
I am a good candidate for this loan because I always pay my debts on time.
Monthly net income: $3650.00
Monthly expenses: $
Housing: $939
Insurance: $113
Car expenses: $100
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $50.00 | 4/5/2011 10:46:09 AM |
| reflective-rupee | $44.44 | 4/5/2011 10:18:07 AM |
| zippy-interest | $25.00 | 4/5/2011 4:39:24 PM |
| s_man1 | $50.00 | 4/7/2011 9:34:06 AM |
| Azonic21 | $25.00 | 4/8/2011 4:25:02 PM |
| lean-ore9 | $25.00 | 4/11/2011 5:12:28 PM |
| sharp-trade0 | $25.00 | 4/11/2011 5:09:34 PM |
| rmbot | $75.00 | 4/12/2011 5:45:03 PM |
| reflective-rupee | $50.55 | 4/16/2011 10:48:33 AM |
| 2grindstones | $25.00 | 4/16/2011 5:37:25 PM |
| money-fort | $30.00 | 4/16/2011 3:49:38 PM |
| Dubbs360 | $100.00 | 4/16/2011 11:22:24 PM |
| joebob78 | $50.00 | 4/17/2011 9:26:21 AM |
| thrifty-capital | $25.00 | 4/17/2011 6:26:43 AM |
| powerplant6 | $25.00 | 4/17/2011 12:24:09 PM |
| money-baron-roth-IRA | $100.00 | 4/17/2011 2:29:33 PM |
| cash-backer8 | $25.00 | 4/17/2011 10:07:11 AM |
| MrBailey | $25.00 | 4/17/2011 10:22:25 AM |
| Southern_Illinois_Girl | $25.00 | 4/17/2011 9:48:51 PM |
| kingbob | $25.00 | 4/18/2011 11:31:08 AM |
| market-happiness7 | $25.00 | 4/18/2011 9:33:19 AM |
| 2grindstones | $25.00 | 4/18/2011 2:56:23 PM |
| sweetlan | $25.04 | 4/18/2011 10:39:06 AM |
| five-star-note | $75.00 | 4/18/2011 3:31:56 PM |
| sunnygee | $30.00 | 4/18/2011 1:18:47 PM |
| payout-bridge | $25.00 | 4/18/2011 3:07:43 PM |
| GCInvestments | $30.00 | 4/18/2011 4:55:02 PM |
| feb217 | $25.00 | 4/18/2011 10:26:59 PM |
| dignified-capital2 | $25.18 | 4/18/2011 7:49:01 PM |
| the-yield-surfer | $25.00 | 4/18/2011 9:18:13 PM |
| deal-dreams8 | $50.00 | 4/18/2011 11:53:00 PM |
| unfixer | $25.00 | 4/19/2011 2:20:38 AM |
| principal-laser | $50.02 | 4/19/2011 4:19:36 AM |
| unger | $113.33 | 4/19/2011 4:28:05 AM |
| gizmo65 | $25.00 | 4/19/2011 4:42:24 AM |
| capital-halo1 | $218.72 | 4/19/2011 5:38:32 AM |
| worldly-money4 | $300.00 | 4/19/2011 6:01:12 AM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 2:35:37 PM |
| CA-Lender | $25.04 | 4/16/2011 11:50:29 AM |
| aztocas | $25.00 | 4/16/2011 12:04:49 PM |
| dudebrah | $25.00 | 4/16/2011 2:29:02 PM |
| wealth-competitor | $25.00 | 4/16/2011 11:22:02 AM |
| moola-accelerator6 | $25.00 | 4/16/2011 12:55:38 PM |
| YoungTaxMan | $25.00 | 4/16/2011 5:15:07 PM |
| wampum-chorus3 | $66.91 | 4/16/2011 2:37:13 PM |
| Peacepower | $25.00 | 4/16/2011 3:38:49 PM |
| hookUup | $25.32 | 4/16/2011 6:32:05 PM |
| Amber_Stone | $25.00 | 4/16/2011 8:17:58 PM |
| first-serene-credit | $25.00 | 4/16/2011 10:30:59 PM |
| loss-of-control | $50.00 | 4/17/2011 7:35:41 AM |
| brondero | $40.00 | 4/17/2011 12:24:05 AM |
| bsmtloan | $57.10 | 4/17/2011 4:10:33 PM |
| Whitewater_Loans | $25.00 | 4/17/2011 12:15:15 PM |
| bluprntguy | $25.00 | 4/17/2011 11:40:33 AM |
| jhernand17 | $25.00 | 4/17/2011 11:30:01 PM |
| justasoldier | $25.00 | 4/17/2011 7:35:30 PM |
| nilonc1 | $25.00 | 4/18/2011 8:47:41 AM |
| velvetsmog | $25.00 | 4/18/2011 9:06:37 AM |
| Ananya | $25.00 | 4/18/2011 4:37:20 AM |
| octoberfresh | $25.00 | 4/18/2011 10:32:27 AM |
| transparency-baton | $25.00 | 4/18/2011 9:36:52 AM |
| llequire1 | $25.00 | 4/18/2011 6:07:02 PM |
| contract-neutron | $25.00 | 4/18/2011 7:09:44 PM |
| 2bnforlife | $25.00 | 4/18/2011 7:38:12 PM |
| handy-justice | $100.00 | 4/18/2011 7:41:40 PM |
| nitrostamped | $35.36 | 4/18/2011 6:03:16 PM |
| aquistoyraul | $25.00 | 4/18/2011 9:43:59 PM |
| loanman2007 | $25.00 | 4/19/2011 4:48:00 AM |
| Johnab | $25.00 | 4/19/2011 4:56:28 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
501028
This series of Notes was issued and sold upon the funding of the borrower loan #48638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 7.20% |
Borrower rate/APR:
| 8.20% / 13.97% |
Monthly payment:
| $174.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.19% | | |
| |
Estimated return*:
| 3.69% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 10m |
|
Amount delinquent:
| $17,829 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $238 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-acrobat |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term business loan needed
Purpose of loan:
This loan will be used to...
Front salesperson commission against account receivables on sales.
My financial situation:
I am a good candidate for this loan because...
I have ability to repay this loan through steady employment. I also have 2,500 due from tax return. And in absolutely worse case I would pay it off against my 401K.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain your current and past delinquencies. Thanks - reflective-rupee
A:
My delinquency stems from my walking away from my mortgage. It made financial sense since my property had lost 45% of its value. It resulted in a hit to my FICO, but financially I'm in a much better position. Thanks for the question.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Chutney | $25.00 | 4/10/2011 12:02:10 PM |
| TikPmp1 | $25.00 | 4/10/2011 12:02:29 PM |
| organized-payment6 | $50.00 | 4/10/2011 12:06:57 PM |
| Zolton | $100.00 | 4/10/2011 12:08:32 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:12:37 PM |
| exchange-squirrel | $25.00 | 4/10/2011 12:15:49 PM |
| r48 | $32.00 | 4/10/2011 12:16:05 PM |
| currency-persimmon | $100.00 | 4/10/2011 5:57:17 PM |
| pinnacle10 | $25.00 | 4/10/2011 5:47:57 PM |
| mrpowers5531 | $25.00 | 4/10/2011 6:40:59 PM |
| Gibbyland | $50.00 | 4/10/2011 6:38:54 PM |
| yield-seeker | $25.00 | 4/11/2011 8:39:09 AM |
| mmzero | $25.00 | 4/11/2011 4:37:41 PM |
| LightTheWay | $50.00 | 4/11/2011 4:37:47 PM |
| NYBIZ | $36.00 | 4/11/2011 5:30:38 PM |
| simplelender80 | $100.00 | 4/11/2011 6:28:50 PM |
| reward-workhorse | $27.54 | 4/12/2011 5:17:59 AM |
| Danylostefan | $27.62 | 4/12/2011 7:47:58 AM |
| BronxBomber79 | $25.00 | 4/12/2011 8:05:25 AM |
| kinetic-social | $25.00 | 4/12/2011 2:06:13 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:09 PM |
| msh345 | $25.00 | 4/13/2011 4:44:45 AM |
| p2p_banker | $25.00 | 4/13/2011 2:03:03 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 8:33:25 AM |
| AlexHamilton | $38.16 | 4/13/2011 9:20:38 AM |
| caliguian | $50.00 | 4/10/2011 12:02:27 PM |
| indomitable-coin | $25.00 | 4/10/2011 12:06:08 PM |
| BxRealtor | $25.00 | 4/10/2011 12:09:24 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:55 PM |
| reflective-rupee | $222.22 | 4/11/2011 2:24:32 PM |
| a-responsible-return | $50.00 | 4/11/2011 2:32:18 PM |
| special-dime5 | $25.00 | 4/11/2011 4:17:31 PM |
| rome1426 | $25.00 | 4/11/2011 4:36:56 PM |
| sharpey | $25.00 | 4/11/2011 4:45:07 PM |
| neelgagan | $100.00 | 4/11/2011 7:36:04 PM |
| smurf163 | $25.00 | 4/11/2011 8:57:04 PM |
| goodhearted-basis4 | $25.00 | 4/12/2011 2:47:21 AM |
| BankofRa | $25.00 | 4/12/2011 8:32:36 AM |
| subtle-truth2 | $100.00 | 4/12/2011 10:29:33 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:07 AM |
| new-goodhearted-economy | $71.51 | 4/12/2011 5:41:40 PM |
| kander80 | $44.95 | 4/12/2011 7:35:42 PM |
| value-accelerator | $75.00 | 4/12/2011 7:43:56 PM |
| Lendomatic | $50.00 | 4/12/2011 10:55:30 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
501030
This series of Notes was issued and sold upon the funding of the borrower loan #48633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $251.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,410 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RenovatioCapital |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
680-699
(Jan-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Loan for Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate my debts into lower payments
My financial situation:
I am a good candidate for this loan because... I have a solid job with ATT for last 3 and a half years and am actively bringing up my credit score and making every payment.
Monthly net income: $4500
Monthly expenses: $2600
Housing: $500
Insurance: $200
Car expenses: $550
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 4/8/2011 9:33:43 AM |
| credit-missile | $50.00 | 4/8/2011 9:44:17 AM |
| NekHoldings | $25.00 | 4/8/2011 10:04:19 AM |
| cashhelp | $30.00 | 4/8/2011 10:35:37 AM |
| Kash2010lu | $35.00 | 4/8/2011 10:33:43 AM |
| investmentgroup | $25.00 | 4/8/2011 10:35:20 AM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 11:50:40 AM |
| mrxtravis | $25.00 | 4/8/2011 12:02:18 PM |
| thankful-nickel2 | $25.00 | 4/8/2011 1:22:03 PM |
| reflective-rupee | $222.22 | 4/8/2011 1:24:33 PM |
| ASR3 | $50.00 | 4/8/2011 1:55:09 PM |
| genuine-integrity0 | $25.00 | 4/8/2011 3:05:39 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:37:39 PM |
| thelovebug | $100.00 | 4/8/2011 5:35:56 PM |
| SolarMoonshine | $25.00 | 4/8/2011 6:23:11 PM |
| Moe87 | $25.00 | 4/8/2011 8:49:22 PM |
| lendstats_com | $243.04 | 4/9/2011 8:21:50 AM |
| autonomous-truth | $50.00 | 4/10/2011 12:01:30 PM |
| nerdfactor | $25.00 | 4/10/2011 10:38:51 PM |
| riveting-credit5 | $111.08 | 4/10/2011 10:43:03 PM |
| five-star-note | $50.00 | 4/11/2011 8:46:03 AM |
| income-rocker2 | $100.00 | 4/11/2011 8:16:01 AM |
| Leshan | $233.00 | 4/12/2011 7:53:04 AM |
| selector568 | $50.00 | 4/12/2011 6:41:57 AM |
| EL_Papin | $100.00 | 4/12/2011 6:48:54 AM |
| brightest-dignified-penny | $25.00 | 4/12/2011 4:26:06 PM |
| well-mannered-income3 | $25.00 | 4/12/2011 8:30:57 PM |
| intrepid-loot | $25.00 | 4/12/2011 6:52:35 PM |
| papaloha | $50.00 | 4/13/2011 3:06:52 AM |
| platinum-cargo | $25.71 | 4/13/2011 3:59:52 PM |
| golden-cat | $25.00 | 4/13/2011 7:02:21 PM |
| market-pudding | $25.00 | 4/13/2011 8:07:22 PM |
| outofoffice | $72.16 | 4/14/2011 10:40:35 AM |
| skip6330 | $29.55 | 4/14/2011 6:01:18 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:47 PM |
| kingbob | $25.00 | 4/15/2011 7:46:19 AM |
| kingbob | $25.00 | 4/15/2011 7:45:21 AM |
| yield-cologne | $25.12 | 4/15/2011 9:06:48 AM |
| grampy48 | $76.20 | 4/15/2011 12:52:52 PM |
| doopers | $25.00 | 4/16/2011 7:38:28 AM |
| mercuriant | $25.00 | 4/16/2011 8:30:07 AM |
| melodious-openness | $60.00 | 4/16/2011 4:22:39 PM |
| lender12345 | $25.00 | 4/16/2011 6:13:41 PM |
| cbivitz | $25.00 | 4/16/2011 8:19:19 PM |
| 1-HARD-HEAD | $25.00 | 4/16/2011 9:06:12 PM |
| shrewd-income | $250.00 | 4/17/2011 7:31:16 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:21 AM |
| ursus | $50.00 | 4/18/2011 8:47:23 AM |
| bizzzond | $279.60 | 4/18/2011 9:11:01 AM |
| simplelender80 | $100.00 | 4/8/2011 10:32:09 AM |
| suave-dime6 | $25.00 | 4/8/2011 11:13:19 AM |
| ingenious-deal6 | $25.00 | 4/8/2011 11:53:38 AM |
| value-allocator1 | $100.00 | 4/8/2011 11:56:58 AM |
| Mikale360 | $25.00 | 4/8/2011 2:57:29 PM |
| DasMula | $57.00 | 4/8/2011 7:09:10 PM |
| the-kindness-honker | $25.00 | 4/8/2011 7:03:40 PM |
| credit-missile | $50.00 | 4/8/2011 8:04:17 PM |
| Bob450 | $25.00 | 4/8/2011 9:29:46 PM |
| twjh | $25.00 | 4/9/2011 3:17:53 AM |
| fabulous-community4 | $25.00 | 4/9/2011 4:05:11 AM |
| riveting-credit5 | $200.00 | 4/9/2011 9:16:05 PM |
| peso-aggregator | $25.00 | 4/10/2011 8:14:21 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:43 PM |
| ronin4sale | $25.00 | 4/10/2011 7:08:18 PM |
| reflective-rupee | $888.88 | 4/10/2011 8:51:08 PM |
| Feyenoord | $25.00 | 4/10/2011 9:21:45 PM |
| loanman2007 | $200.00 | 4/11/2011 4:46:37 AM |
| loss-of-control | $150.00 | 4/11/2011 4:12:56 PM |
| zotzot | $50.44 | 4/12/2011 5:27:00 AM |
| organic-treasure | $26.00 | 4/12/2011 10:00:06 AM |
| rubylender | $25.00 | 4/12/2011 1:49:07 PM |
| FinanceEngine | $30.00 | 4/12/2011 4:43:17 PM |
| chameleon125 | $25.00 | 4/13/2011 9:53:02 PM |
| money-fort | $30.00 | 4/13/2011 11:38:30 PM |
| yield-lion2 | $25.00 | 4/15/2011 7:45:58 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:41:17 AM |
| proper-revenue7 | $25.00 | 4/15/2011 4:21:06 PM |
| credit-missile | $25.00 | 4/16/2011 12:11:29 AM |
| rlaboy | $25.00 | 4/16/2011 6:16:02 AM |
| money-baron-roth-IRA | $175.00 | 4/16/2011 10:01:05 AM |
| nickel-hickory | $25.00 | 4/16/2011 5:04:20 PM |
| ethicalhumanist | $25.00 | 4/16/2011 3:43:21 PM |
| beachfunder | $25.00 | 4/16/2011 11:04:05 PM |
| vest_vortex | $25.00 | 4/17/2011 7:10:25 AM |
| jstnow | $25.00 | 4/17/2011 4:40:14 PM |
| Rip128 | $90.00 | 4/17/2011 10:57:16 AM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
501106
This series of Notes was issued and sold upon the funding of the borrower loan #48675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,851 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RedHawk |
Borrower's state:
| Kansas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 50 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 2
( 4% )
| 620-639
(Nov-2009)
660-679
(Jan-2008)
680-699
(Aug-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Wedding and Honeymoon expenses
This loan will be used to pay for my wedding and honeymoon, my common-law wife of 13 years and I are finally going to formalize things.I had a listing for this loan previously that I allowed to expire because our plans changed, changing the amount I wanted to borrow.
My financial situation: I have a very stable job with a good salary
I am a good candidate for this loan because I have paid off 2 other Prosper loans with NO late payments and currently have only 1 other credit payments I am making on time that will be paid in full in June 2011. My credit is better than what Experian is showing according to "Free Credit Report.com"
Monthly net income: $ 2850
Monthly expenses: $
Housing: $600
Insurance: $130
Car expenses: $200
Utilities: $(spouse pays these)
Phone, cable, internet: $120
Food, entertainment: $190
Clothing, household expenses: nothing consistant
Credit cards and other loans: $575
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
You say you have no late payments on your previous prosper loans. I see 2 payments less than 31 days late. This is not a big deal, but please explain what happened those two times. - Moe87
A:
Honestly, I dont know. I dont know when those 2 payments would have been or which of the previous prosper loans I have had they might be attached to, so I cant honestly answer that. I could make guesses, but I think I should be honets and just say I cant tell you. If there is a way to see the dates on them, I might have an idea, but I dont know how to tell that.
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $48.96 | 4/8/2011 9:34:15 AM |
| courteous-note1 | $25.00 | 4/8/2011 9:38:07 AM |
| MoneyForNothing | $132.44 | 4/8/2011 9:43:50 AM |
| wealth-pipeline | $25.00 | 4/8/2011 10:23:16 AM |
| B-rad_the_Coug | $25.00 | 4/8/2011 11:11:24 AM |
| jhouman | $25.00 | 4/8/2011 11:14:10 AM |
| ingenious-deal6 | $25.00 | 4/8/2011 11:54:09 AM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 11:54:28 AM |
| ASR3 | $50.00 | 4/8/2011 12:38:09 PM |
| reflective-rupee | $111.11 | 4/8/2011 1:25:10 PM |
| thelovebug | $100.00 | 4/8/2011 4:26:05 PM |
| SolarMoonshine | $100.00 | 4/8/2011 6:21:41 PM |
| chameleon125 | $50.00 | 4/8/2011 8:12:43 PM |
| UCLA4life | $25.00 | 4/9/2011 2:28:35 AM |
| DoctorJoe | $25.00 | 4/9/2011 7:40:42 AM |
| econgineer | $50.00 | 4/9/2011 8:10:25 AM |
| loanman2007 | $25.00 | 4/9/2011 12:32:10 PM |
| Feyenoord | $25.00 | 4/9/2011 10:28:08 PM |
| autonomous-truth | $100.00 | 4/10/2011 12:07:11 PM |
| delicious-loan093 | $25.00 | 4/10/2011 3:14:40 PM |
| return-grizzly | $100.00 | 4/10/2011 6:43:22 PM |
| investment-thinker4 | $25.00 | 4/11/2011 5:15:19 AM |
| JJ-Loans | $75.00 | 4/11/2011 9:32:48 AM |
| Skeptical-one | $40.00 | 4/11/2011 12:13:43 PM |
| hookUup | $25.72 | 4/12/2011 5:29:59 PM |
| grammaspurse | $25.00 | 4/13/2011 1:54:27 PM |
| Moe87 | $25.00 | 4/13/2011 4:49:35 PM |
| DrunkenMic | $47.00 | 4/13/2011 6:51:14 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:48 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:59:19 PM |
| finance-symphony7 | $25.00 | 4/16/2011 11:09:46 AM |
| ethicalhumanist | $25.00 | 4/16/2011 3:44:57 PM |
| intrepid-loot | $25.00 | 4/16/2011 5:02:14 PM |
| lender12345 | $50.00 | 4/16/2011 6:14:08 PM |
| grampy48 | $60.00 | 4/17/2011 11:28:25 AM |
| Midwestvalues | $50.00 | 4/17/2011 8:03:25 PM |
| ursus | $50.00 | 4/18/2011 8:47:24 AM |
| laki_haole | $50.00 | 4/18/2011 5:17:09 PM |
| thoughtful-exchange8 | $50.00 | 4/18/2011 5:52:02 PM |
| fighter122 | $50.00 | 4/18/2011 9:10:19 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:30 AM |
| cynthiathegreat | $25.00 | 4/19/2011 8:18:37 AM |
| Leshan | $152.79 | 4/19/2011 9:16:07 AM |
| leverage-monger | $60.58 | 4/19/2011 9:27:47 AM |
| jeffe43 | $50.00 | 4/8/2011 9:55:15 AM |
| NekHoldings | $25.00 | 4/8/2011 10:04:45 AM |
| golffish2 | $50.00 | 4/8/2011 10:30:43 AM |
| simplelender80 | $100.00 | 4/8/2011 10:32:12 AM |
| suave-dime6 | $25.00 | 4/8/2011 11:13:21 AM |
| thankful-nickel2 | $25.00 | 4/8/2011 1:22:54 PM |
| Interstate_Rate | $100.00 | 4/8/2011 1:53:01 PM |
| genuine-integrity0 | $25.00 | 4/8/2011 3:06:51 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:37:41 PM |
| vutah | $25.00 | 4/8/2011 11:25:59 PM |
| twjh | $25.00 | 4/9/2011 3:17:55 AM |
| Mikale360 | $50.00 | 4/9/2011 5:37:03 AM |
| loyalist1 | $500.00 | 4/9/2011 8:02:16 AM |
| integrity-doctor | $100.00 | 4/10/2011 9:39:17 AM |
| labyrinth0 | $25.00 | 4/10/2011 12:28:02 PM |
| C2Banking | $50.00 | 4/10/2011 7:10:21 PM |
| nerdfactor | $25.00 | 4/10/2011 10:38:52 PM |
| blue-useful-auction | $25.00 | 4/11/2011 10:40:40 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:54 PM |
| CoolPlexer | $25.00 | 4/12/2011 9:23:06 PM |
| papaloha | $54.00 | 4/13/2011 3:08:42 AM |
| DrunkenMic | $100.00 | 4/13/2011 6:54:38 PM |
| selector568 | $100.00 | 4/14/2011 10:15:31 AM |
| lendstats_com | $200.00 | 4/14/2011 5:37:08 PM |
| marwadi-62 | $500.00 | 4/14/2011 7:51:52 PM |
| DasMula | $407.00 | 4/14/2011 7:06:04 PM |
| velocity-winner | $25.00 | 4/14/2011 10:48:21 PM |
| five-star-note | $200.00 | 4/15/2011 9:14:02 AM |
| trumpeter5 | $25.00 | 4/15/2011 9:17:08 AM |
| Bob450 | $25.00 | 4/15/2011 7:00:44 PM |
| wise-skillful-benjamins | $35.00 | 4/15/2011 7:21:26 PM |
| loss-of-control | $100.00 | 4/15/2011 8:41:53 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:08 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:23 AM |
| bizzzond | $320.40 | 4/18/2011 9:17:08 AM |
| BAEVentures | $25.00 | 4/18/2011 12:47:22 PM |
| kristof2007 | $50.00 | 4/18/2011 3:03:57 PM |
| handy-justice | $50.00 | 4/18/2011 4:57:23 PM |
| miked8303 | $25.00 | 4/18/2011 5:16:58 PM |
| GrowthAspirations | $45.00 | 4/18/2011 9:14:37 PM |
| vutah | $25.00 | 4/18/2011 10:02:54 PM |
| tylerfd | $25.00 | 4/19/2011 4:46:13 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:11 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:43 AM |
| umfan123 | $25.00 | 4/19/2011 6:05:19 AM |
| mikeandcat | $100.00 | 4/19/2011 6:13:39 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:11 AM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
501404
This series of Notes was issued and sold upon the funding of the borrower loan #48614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 8m |
|
Amount delinquent:
| $694 |
Total credit lines:
| 30 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $160 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charlie76 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation and to pay off pay day loans
This loan will be used to...to pay off medical bills and payday loans
My financial situation:Income is sufficent and not a whole lot of debt
I am a good candidate for this loan because...I am trying to repair my credit with Lexington Law and trying to reatablish a good credit rating so I eventually can possibly refinance my house.
Monthly net income: $2200.00
Monthly expenses: $1600.00
Housing: $1584.00 but wife pays
Insurance: $201.00
Car expenses: $150.00
Utilities: $120.00
Phone, cable, internet: $120.00
Food, entertainment: $200.00
Clothing, household expenses: $300
Credit cards and other loans: $600.00 minimum on payday loans
Other expenses: $
about 1000.00 on medical bills but am paying minimum amounts and nothing in collections
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-money-gargantuan | $25.00 | 4/18/2011 5:40:41 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:28 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:17 PM |
| scrappy-diversification7 | $2,000.00 | 4/8/2011 5:27:05 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:47 PM |
| hopeful-truth5 | $50.00 | 4/9/2011 7:43:26 AM |
| econgineer | $50.00 | 4/9/2011 8:07:40 AM |
| golffish2 | $25.00 | 4/9/2011 7:57:43 AM |
| intrepid-loot | $25.00 | 4/10/2011 8:36:20 AM |
| ethicalhumanist | $25.00 | 4/11/2011 9:30:23 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:08 PM |
| thelovebug | $100.00 | 4/11/2011 4:27:26 PM |
| FinanceEngine | $25.00 | 4/12/2011 3:05:56 PM |
| Reliance_Banker | $25.00 | 4/15/2011 11:29:33 AM |
| mercuriant | $25.00 | 4/16/2011 8:30:16 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:35 AM |
| mckhbnpc | $30.00 | 4/17/2011 3:16:56 PM |
| courteous-kindness1 | $25.00 | 4/17/2011 8:02:42 PM |
| KarlMarx | $25.00 | 4/18/2011 10:09:33 AM |
| vigorous-payment3 | $25.00 | 4/18/2011 10:03:37 AM |
| EarlyRiser | $250.00 | 4/18/2011 4:25:04 PM |
| EBITDA | $25.00 | 4/18/2011 4:52:10 PM |
| fighter122 | $50.00 | 4/18/2011 9:10:28 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:22 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:42 PM |
| value-allocator1 | $100.00 | 4/8/2011 9:29:22 PM |
| responsible-worth113 | $30.00 | 4/10/2011 11:50:24 AM |
| nerdfactor | $25.00 | 4/10/2011 10:39:16 PM |
| loss-of-control | $50.00 | 4/11/2011 4:05:18 PM |
| investment-habanero8 | $100.00 | 4/12/2011 4:55:56 AM |
| money-fort | $25.00 | 4/12/2011 10:04:18 PM |
| scarlet-velvet | $25.00 | 4/13/2011 5:11:11 PM |
| golden-cat | $25.00 | 4/13/2011 7:03:14 PM |
| Bocephus1959 | $75.00 | 4/14/2011 8:36:26 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:02 PM |
| patriot897 | $25.00 | 4/16/2011 12:13:32 PM |
| mpatrick | $25.00 | 4/16/2011 4:33:48 PM |
| beer-gardener | $50.00 | 4/16/2011 9:29:13 PM |
| Bob450 | $25.00 | 4/17/2011 10:18:58 AM |
| ursus | $50.00 | 4/18/2011 8:47:35 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
501442
This series of Notes was issued and sold upon the funding of the borrower loan #48627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 10
/
11 | Length of status: | 27y 7m |
|
Amount delinquent:
| $28,147 |
Total credit lines:
| 42 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,868 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| granny28 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
620-639
(May-2008)
|
|
Principal balance:
| $1,534.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Home Repairs/Improvements
Purpose of loan: This loan will be used to replace my furnance and do a little landscaping around the front of my house to prevent water seeping into the basementMy financial situation: I am a good candidate for this loan, as I have a very stable job and have been with the company for 28 years. I've paid off my first loan with Prosper a little early and have always been current with the 2nd loan. I perfer getting loans through Prosper as I like the opportunities it provides for ordinary people to invest others. Monthly net income: $ 4250.00Monthly expenses: $Housing: $995.00Insurance: $125.00Car expenses: $250.00Utilities: $120.00Phone, cable, internet: $75.00Food, entertainment: $300.00Clothing, household expenses: $150.00Credit cards and other loans: $1275.00Other expenses: $120.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
I like your Prosper payment history, yet I, and other lenders, find your 6 current delinquencies disconcerting. Can you please explain both your 6 current delinquent accounts and your 14 in the past 7 years? Please answer publicly. - shawnw2
A:
I've entered into a debt consolidation program with several credit cards. Prior to my last loan request with Prosper I had used these credit cards to help various family members who had lost their jobs with their housing expenses and over extended myself. All of the current and past delinquencies are being paid through this debt consolidation program. However, until the debt is settled through the program the creditors will continue to reflect late payments
(Apr-13-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortage balance including 2nd mortgage is $202,813.00. The current market value on my home is estimated at $195,000.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organic-treasure | $25.00 | 4/12/2011 9:57:57 AM |
| MoneyForNothing | $25.00 | 4/12/2011 12:08:19 PM |
| hookUup | $25.73 | 4/12/2011 4:10:19 PM |
| SolarMoonshine | $25.00 | 4/12/2011 7:11:15 PM |
| myutmost | $36.23 | 4/13/2011 7:30:29 AM |
| trumpeter5 | $25.00 | 4/13/2011 1:03:00 PM |
| CA-Lender | $25.04 | 4/14/2011 10:15:38 AM |
| Phatt-Daddy | $300.00 | 4/14/2011 1:32:14 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:03 PM |
| bobd32 | $25.00 | 4/15/2011 10:01:41 AM |
| ohmarkybaby | $25.00 | 4/15/2011 1:13:40 PM |
| Rogelio48 | $25.00 | 4/15/2011 11:17:31 AM |
| golffish2 | $25.00 | 4/16/2011 7:55:57 AM |
| lender12345 | $50.00 | 4/16/2011 6:16:03 PM |
| ProModelA | $25.00 | 4/17/2011 9:08:59 AM |
| McDeeter | $50.00 | 4/18/2011 10:27:14 AM |
| reflective-rupee | $25.44 | 4/12/2011 9:14:41 AM |
| Amber_Stone | $25.00 | 4/12/2011 1:02:33 PM |
| Amber_Stone | $25.00 | 4/12/2011 1:55:29 PM |
| Bob450 | $25.00 | 4/12/2011 2:56:37 PM |
| UCLA4life | $30.00 | 4/13/2011 2:03:39 AM |
| reflective-rupee | $175.44 | 4/13/2011 2:01:53 PM |
| JJ-Loans | $100.00 | 4/14/2011 9:24:35 AM |
| reflective-rupee | $200.55 | 4/14/2011 9:40:06 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:20:29 AM |
| marwadi-62 | $300.00 | 4/14/2011 7:52:35 PM |
| five-star-note | $75.00 | 4/15/2011 8:59:06 AM |
| money-baron-roth-IRA | $400.00 | 4/15/2011 5:55:24 PM |
| ddoneday | $25.00 | 4/15/2011 8:14:06 PM |
| cbivitz | $375.00 | 4/16/2011 6:29:05 AM |
| Feyenoord | $25.00 | 4/16/2011 4:20:07 AM |
| kindness-launcher | $400.00 | 4/16/2011 12:10:55 PM |
| vigorous-market5 | $100.00 | 4/16/2011 2:44:06 PM |
| melodious-openness | $100.00 | 4/16/2011 4:17:40 PM |
| ronin4sale | $25.00 | 4/16/2011 9:59:59 PM |
| vest_vortex | $25.00 | 4/17/2011 7:14:14 AM |
| open-minded-fund9 | $50.00 | 4/17/2011 2:36:17 AM |
| grampy48 | $60.00 | 4/17/2011 11:26:46 AM |
| loss-of-control | $50.00 | 4/17/2011 7:48:20 AM |
| justasoldier | $50.00 | 4/17/2011 7:42:16 PM |
| bizzzond | $415.84 | 4/18/2011 8:14:49 AM |
| mpatrick | $25.00 | 4/18/2011 9:21:27 AM |
| Phatt-Daddy | $25.00 | 4/18/2011 8:41:37 AM |
| draggon77 | $30.73 | 4/18/2011 10:56:41 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
501508
This series of Notes was issued and sold upon the funding of the borrower loan #48626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $189.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $147 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vibrant-value0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Last Debt Payoff!
Purpose of loan:
This loan will be used to payoff my last bill from when I wasn't working. Yeah! Since it is in collections I'd like to get it out so it doesn't reflect on my credit score.
My financial situation:
I am a good candidate for this loan because business is picking up, obviosly it's tax season which is helping with cash flow. :-) I plan on paying it back quickly.
Monthly net income: $2400
Housing: $800
Insurance: $50
Car expenses: $300
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/9/2011 12:06:14 PM |
| well-rounded-payout0 | $50.00 | 4/9/2011 12:07:28 PM |
| simplelender80 | $150.00 | 4/9/2011 12:04:41 PM |
| marketplace-spark | $25.00 | 4/9/2011 12:12:35 PM |
| r48 | $25.00 | 4/9/2011 2:19:07 PM |
| credit-missile | $100.00 | 4/10/2011 10:26:40 AM |
| responsible-worth113 | $30.00 | 4/10/2011 11:52:08 AM |
| EretzCapital | $36.68 | 4/10/2011 11:50:49 AM |
| SecondChanceLendingSERV | $39.78 | 4/10/2011 12:53:18 PM |
| dudebrah | $25.00 | 4/10/2011 1:14:21 PM |
| wealth-multiplier | $25.00 | 4/10/2011 2:55:39 PM |
| investment-habanero8 | $100.00 | 4/11/2011 4:55:18 AM |
| rf7949 | $25.00 | 4/11/2011 5:03:03 AM |
| competent-p2p | $45.00 | 4/11/2011 6:38:00 AM |
| a-restless-dollar | $50.00 | 4/11/2011 6:52:47 AM |
| FoosMaster | $25.00 | 4/11/2011 7:11:28 AM |
| gdfp158 | $25.00 | 4/11/2011 8:01:16 AM |
| moola-monger9 | $50.00 | 4/11/2011 7:56:47 AM |
| reflective-rupee | $500.44 | 4/9/2011 12:05:21 PM |
| ultimate-peace | $150.00 | 4/9/2011 12:06:08 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:18 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:36 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:32 PM |
| Bob450 | $25.00 | 4/9/2011 12:12:40 PM |
| loanman2007 | $100.00 | 4/9/2011 12:25:03 PM |
| BAJMP | $25.00 | 4/9/2011 1:01:34 PM |
| kinetic-social | $25.00 | 4/9/2011 1:28:53 PM |
| intrepid-loot | $25.00 | 4/10/2011 8:31:58 AM |
| credit-missile | $25.00 | 4/10/2011 10:27:22 AM |
| Reddy_Capital | $25.00 | 4/10/2011 6:40:38 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:19 PM |
| glenium | $25.00 | 4/11/2011 3:48:07 AM |
| income-rocker2 | $48.10 | 4/11/2011 8:30:40 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
501520
This series of Notes was issued and sold upon the funding of the borrower loan #48630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $258.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,816 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worldly-treasure9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Credit Cards
Purpose of loan:
My financial situation: Fifth Third Bank
I am a good candidate for this loan because...
I've worked very hard to maintain good credit and plan on keeping it that way. This is another step in that direction, having just one payment a month instead of a bunch of smaller ones. My girlfriend splits the household bills making some of the expenses listed below $0 for me.
Monthly net income: $2500
Monthly expenses: $
Housing: $550
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $ 700
Other expenses:$100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| principal-star | $30.00 | 4/9/2011 12:03:32 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:17 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:22 PM |
| DasMula | $57.00 | 4/9/2011 12:57:52 PM |
| credit-missile | $100.00 | 4/10/2011 10:31:57 AM |
| Bank_Of_XL | $100.00 | 4/10/2011 11:52:10 AM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 9:18:45 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:59:48 AM |
| loyalty-czar | $30.00 | 4/11/2011 3:03:23 PM |
| Whipster | $50.00 | 4/11/2011 4:50:11 PM |
| firsttouch1 | $750.00 | 4/11/2011 4:49:16 PM |
| wonder3 | $25.00 | 4/12/2011 5:44:02 AM |
| jmvingeorgia | $100.00 | 4/12/2011 9:25:54 AM |
| loanman2007 | $100.00 | 4/12/2011 11:55:54 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:52 AM |
| Dandanrad | $25.00 | 4/12/2011 12:35:54 PM |
| Imaginos1892 | $50.00 | 4/12/2011 8:07:28 PM |
| enthralling-deal180 | $25.00 | 4/13/2011 5:48:52 AM |
| thankful-nickel2 | $25.00 | 4/13/2011 6:46:35 PM |
| kind-important-liberty9 | $25.00 | 4/13/2011 10:32:33 PM |
| StarshineXL | $700.00 | 4/13/2011 10:28:16 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:03 AM |
| sharp-trade0 | $25.00 | 4/14/2011 8:37:28 AM |
| FinanciallySavvyMom | $39.34 | 4/15/2011 12:12:04 PM |
| intrepid-loot | $25.00 | 4/15/2011 4:43:45 PM |
| loss-of-control | $100.00 | 4/15/2011 8:42:43 PM |
| patriot897 | $25.00 | 4/16/2011 12:14:52 PM |
| gjm6d | $25.00 | 4/16/2011 4:06:32 PM |
| Trident-Fund | $25.00 | 4/16/2011 1:20:34 PM |
| Wangchuk | $25.00 | 4/16/2011 4:52:02 PM |
| green-unrivaled-felicity | $50.00 | 4/16/2011 4:33:58 PM |
| ready-agreement5 | $100.00 | 4/16/2011 6:36:13 PM |
| killdare | $25.00 | 4/17/2011 9:24:52 AM |
| grampy48 | $30.00 | 4/17/2011 11:22:35 AM |
| onecooldrink | $25.00 | 4/17/2011 12:54:50 PM |
| cashasaurus0 | $100.00 | 4/17/2011 1:43:58 PM |
| auctionator1 | $25.00 | 4/17/2011 2:29:49 PM |
| FoosMaster | $25.00 | 4/18/2011 6:39:09 AM |
| ursus | $100.00 | 4/18/2011 8:59:51 AM |
| cr55595 | $25.67 | 4/18/2011 9:46:58 AM |
| the-cash-allotment | $47.21 | 4/18/2011 10:13:53 AM |
| Bank_of_E-Ville | $18.52 | 4/18/2011 11:01:20 AM |
| Zolton | $100.00 | 4/9/2011 12:09:44 PM |
| top-courteous-peso | $50.00 | 4/9/2011 12:06:42 PM |
| reflective-rupee | $700.44 | 4/9/2011 12:20:40 PM |
| Wangchuk | $25.01 | 4/9/2011 2:00:59 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:22:20 PM |
| investment-artist | $25.00 | 4/9/2011 4:01:46 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:40 PM |
| houli123 | $500.00 | 4/9/2011 7:38:31 PM |
| platinum-sorcerer6 | $50.00 | 4/10/2011 8:54:25 AM |
| mogul16 | $25.00 | 4/10/2011 9:33:52 AM |
| wkeboarder21 | $50.00 | 4/11/2011 5:33:47 AM |
| competent-p2p | $35.00 | 4/11/2011 6:36:20 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:47 PM |
| simplelender80 | $100.00 | 4/11/2011 6:28:49 PM |
| yield-seeker | $25.00 | 4/12/2011 2:44:16 PM |
| power-secret-agent | $25.00 | 4/13/2011 2:29:35 AM |
| njlom | $75.00 | 4/12/2011 10:15:31 PM |
| benefit-position | $25.00 | 4/13/2011 6:35:51 AM |
| platinum-cargo | $25.71 | 4/13/2011 3:51:03 PM |
| Nerdster1 | $25.08 | 4/14/2011 9:40:09 AM |
| DT_Banker | $25.00 | 4/14/2011 11:40:52 AM |
| LiveNow | $25.00 | 4/14/2011 4:17:36 PM |
| atbright | $25.00 | 4/14/2011 4:22:11 PM |
| Weaverville | $50.00 | 4/14/2011 7:39:38 PM |
| dough-hammock | $50.00 | 4/15/2011 3:25:54 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:59:48 PM |
| cash4less | $25.00 | 4/15/2011 5:06:11 PM |
| massuot | $25.00 | 4/16/2011 8:55:56 AM |
| palace2 | $200.00 | 4/16/2011 11:49:14 AM |
| Pressure_Drop | $51.02 | 4/16/2011 8:50:42 AM |
| ethicalhumanist | $50.00 | 4/16/2011 3:47:43 PM |
| mpatrick | $25.00 | 4/16/2011 4:34:41 PM |
| Long-term2040 | $25.00 | 4/16/2011 1:50:49 PM |
| handy-point5 | $25.00 | 4/16/2011 3:58:28 PM |
| crw1950 | $25.00 | 4/16/2011 4:35:29 PM |
| eclicknsave | $25.00 | 4/17/2011 1:28:50 AM |
| Bob450 | $25.00 | 4/17/2011 10:17:17 AM |
| Quiz18 | $25.00 | 4/17/2011 12:59:30 PM |
| mckhbnpc | $30.00 | 4/17/2011 3:17:29 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:25 PM |
| ashinvest | $25.00 | 4/17/2011 1:56:08 PM |
| crdcteng | $25.00 | 4/17/2011 6:22:23 PM |
| LendingHelper | $700.00 | 4/17/2011 6:27:02 PM |
| Sol_Invictus | $25.00 | 4/17/2011 9:55:20 PM |
| GElender | $50.00 | 4/18/2011 6:10:14 AM |
| helpwithoutbanks | $25.00 | 4/18/2011 10:39:43 AM |
| elegant-loot | $25.00 | 4/18/2011 9:36:04 AM |
| creative-generosity3 | $55.00 | 4/18/2011 10:39:22 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
501590
This series of Notes was issued and sold upon the funding of the borrower loan #48657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,296 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-system8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Job Hunting Debt
Purpose of loan:
This loan will be used to pay off job hunting debt.
My financial situation:
I am a good candidate for this loan because the debt I have occurred while looking for a job. I have a Bachelors degree in the teaching field. The myth that there is a shortage of teachers is just that a myth. I have applied to every school district and private school within two hundred miles of my house. I went to every job fair. I did everything I could do to get a teaching job, and I had an excellent resume. Job hunting does cost money. I looked for part time work during the school year so I could afford to eat. I was blessed to find a retail position in October 2008. I was blessed in December 2009 to find another retail job. Between both jobs I work 35 hours a week. They are both hourly wage. I love my jobs, and I can see a future for myself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:52 PM |
| daekpon | $50.00 | 4/10/2011 12:02:48 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:12:04 PM |
| SOP_Bank | $25.00 | 4/10/2011 4:23:03 PM |
| kazanov | $25.00 | 4/11/2011 8:15:26 PM |
| selector568 | $31.42 | 4/12/2011 2:42:40 AM |
| 1-HARD-HEAD | $25.00 | 4/12/2011 8:05:55 PM |
| benefit-position | $25.00 | 4/13/2011 6:44:04 AM |
| Weaverville | $25.00 | 4/14/2011 7:31:45 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:08:10 PM |
| wealth-competitor | $25.00 | 4/16/2011 11:40:56 AM |
| CreditPal | $25.00 | 4/16/2011 3:04:34 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:17 AM |
| Bob450 | $25.00 | 4/17/2011 10:15:43 AM |
| mpatrick | $25.00 | 4/17/2011 12:48:59 PM |
| buffalobills | $25.00 | 4/18/2011 8:55:54 AM |
| wild-orange | $50.00 | 4/18/2011 9:56:40 AM |
| shrewd-income | $25.00 | 4/18/2011 1:59:53 PM |
| lsx7 | $100.00 | 4/18/2011 2:30:29 PM |
| FASTIZIO_P | $25.00 | 4/18/2011 4:21:08 PM |
| birddogsb | $50.00 | 4/19/2011 5:20:52 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:18 AM |
| persistent-income2 | $108.06 | 4/19/2011 8:06:03 AM |
| transaction-circuit | $100.00 | 4/10/2011 12:04:14 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:21 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:08:00 PM |
| well-rounded-payout0 | $50.00 | 4/10/2011 12:06:49 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:43 PM |
| reflective-rupee | $25.44 | 4/10/2011 12:23:49 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:05:11 PM |
| bankbuddy55 | $50.00 | 4/10/2011 5:49:28 PM |
| favorite-commerce | $50.00 | 4/10/2011 6:30:10 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:46 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:45 PM |
| SV-AZ | $25.00 | 4/12/2011 6:19:18 PM |
| scarlet-velvet | $25.00 | 4/14/2011 3:55:49 PM |
| thelovebug | $100.00 | 4/15/2011 10:20:46 AM |
| Nerdster1 | $25.08 | 4/15/2011 1:00:54 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:55 AM |
| StarshineXL | $250.00 | 4/16/2011 7:20:18 PM |
| killdare | $25.00 | 4/17/2011 9:27:13 AM |
| Tahoeman | $25.00 | 4/17/2011 7:44:49 AM |
| momentous-value | $25.00 | 4/17/2011 12:50:14 PM |
| jstnow | $25.00 | 4/17/2011 4:41:33 PM |
| ursus | $50.00 | 4/18/2011 8:48:19 AM |
| kinetic-social | $25.00 | 4/18/2011 2:31:55 PM |
| thankful-nickel2 | $25.00 | 4/18/2011 2:32:46 PM |
| fireferd | $25.00 | 4/18/2011 9:33:47 PM |
| asiaratt | $50.00 | 4/19/2011 4:16:22 AM |
| duty-monger | $50.00 | 4/19/2011 4:40:27 AM |
| umfan123 | $25.00 | 4/19/2011 6:05:25 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
501732
This series of Notes was issued and sold upon the funding of the borrower loan #48651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,779 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kjc1970 |
Borrower's state:
| Colorado |
Borrower's group:
| Geek Power! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 66 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
720-739
(Nov-2009)
720-739
(Oct-2009)
640-659
(Jan-2008)
|
|
Principal balance:
| $2,168.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Rental Repairs
Purpose of loan:
Reinvest in one of my Rental Properties, My duplex needs some repairs that need to be completed before my next renters can move in. Additionally, I will be using part of this loan to pay off my exisiting Prosper loan so that I only have one payment.
My financial situation:
I am a good candidate for this loan because I have steady Cash flow from a diversified range of income sources including my current full time employment with Community State Bank, my part time business of Computer Network Consulting, my small income from the City for working as a City Councilmember and my three investment properties that are rentals.
Monthly net income: $ 7,500
Monthly expenses: $ 1,500
Housing: $ 919
Insurance: $ 420
Car expenses: $ 365
Utilities: $ 420
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 400
Credit cards and other loans: $ 850
Other expenses: $ 450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total Mtg Balance 148,641 which includes the primary residence with one parcel of my rental properties on the same note - the approximate appraisal values are as follows - Primary Residence 125,000 - 1 triplex and 1 duplex on one parcel 65,000.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Mikale360 | $50.00 | 4/11/2011 9:11:53 AM |
| golffish2 | $25.00 | 4/11/2011 9:17:05 AM |
| philanthro | $50.00 | 4/11/2011 9:32:57 AM |
| marinbb | $100.00 | 4/11/2011 9:36:17 AM |
| trumpeter5 | $25.00 | 4/11/2011 9:40:27 AM |
| DasMula | $27.00 | 4/11/2011 9:53:11 AM |
| NekHoldings | $25.00 | 4/11/2011 9:59:16 AM |
| reflective-rupee | $222.22 | 4/11/2011 10:36:29 AM |
| tolerant-dinero2 | $25.00 | 4/11/2011 11:00:53 AM |
| husley | $25.00 | 4/11/2011 12:56:24 PM |
| lucrative-transparency0 | $50.00 | 4/11/2011 1:12:30 PM |
| interloode | $196.97 | 4/11/2011 12:42:49 PM |
| eronyc | $50.00 | 4/11/2011 1:11:47 PM |
| loyaltyologist | $25.00 | 4/11/2011 2:29:12 PM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:46:02 PM |
| shrewd-income | $100.00 | 4/11/2011 4:12:38 PM |
| lendstats_com | $577.38 | 4/11/2011 3:17:25 PM |
| FEWDollars | $50.00 | 4/11/2011 4:22:02 PM |
| w3alter | $100.00 | 4/11/2011 4:25:54 PM |
| PatRichi | $25.00 | 4/11/2011 4:24:28 PM |
| Jerrys1951 | $30.00 | 4/11/2011 4:56:38 PM |
| caprirolito | $25.00 | 4/11/2011 4:57:15 PM |
| Reddy_Capital | $25.00 | 4/11/2011 5:31:12 PM |
| Rashanir | $25.00 | 4/11/2011 7:09:14 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:21:48 PM |
| nycusa123 | $27.00 | 4/11/2011 7:03:48 PM |
| MoneyForNothing | $163.61 | 4/11/2011 9:15:25 AM |
| Kash2010lu | $25.00 | 4/11/2011 9:31:23 AM |
| mikeandcat | $50.00 | 4/11/2011 10:35:25 AM |
| blue-useful-auction | $25.00 | 4/11/2011 10:47:54 AM |
| kindness-launcher | $1,200.00 | 4/11/2011 11:56:38 AM |
| Weaverville | $25.00 | 4/11/2011 1:12:36 PM |
| 2grindstones | $25.00 | 4/11/2011 1:05:24 PM |
| power-trophy7 | $25.00 | 4/11/2011 1:12:14 PM |
| f4Tex | $25.00 | 4/11/2011 1:54:00 PM |
| zone6 | $100.00 | 4/11/2011 2:32:57 PM |
| restless-dime | $25.00 | 4/11/2011 3:02:31 PM |
| zippy-interest | $25.00 | 4/11/2011 4:24:25 PM |
| Moe87 | $25.00 | 4/11/2011 3:45:02 PM |
| r48 | $28.00 | 4/11/2011 3:51:35 PM |
| loss-of-control | $50.00 | 4/11/2011 4:01:32 PM |
| Artist_Blue | $25.00 | 4/11/2011 4:26:25 PM |
| kulender | $50.00 | 4/11/2011 4:44:45 PM |
| delicious-loan093 | $25.00 | 4/11/2011 4:50:07 PM |
| ddoneday | $25.00 | 4/11/2011 5:39:05 PM |
| Finchy78 | $25.00 | 4/11/2011 5:19:50 PM |
| nycusa123 | $30.00 | 4/11/2011 7:03:12 PM |
| deepblue34 | $27.50 | 4/11/2011 6:08:17 PM |
| justanothersushieater | $20.32 | 4/11/2011 7:19:38 PM |
| Paddington922 | $25.00 | 4/11/2011 6:46:04 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
501952
This series of Notes was issued and sold upon the funding of the borrower loan #48592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117,596 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hcs1977 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Business/Prosper Credit
This loan has 2 purposes:
Remodeling after water damage in our home, which houses a music studio as a side business, and to build a positive credit history with Prosper lenders.
Our financial situation:
We are good candidates for this loan because we pay our bills on time, and plan to grow and establish this and other businesses in the future.
Monthly net income: $3100.00
Housing: $275/Mo., $113/Mo. insurance
Paid corporate health insurance
Car expenses: $144/Mo
Phone: $135.00
Food: $350.00
Other expenses: $100.00
Credit cards and other loans: $585.00
Our revolving credit amount is shown at $117,000+ because we purchased our home with a credit line, not a mortgage, lowering our monthly payment.
We have had positive experience as Prosper lenders, and will answer any questions as thoroughly as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/12/2011 5:23:30 PM |
| simplelender80 | $100.00 | 4/12/2011 5:24:22 PM |
| nerdfactor | $25.00 | 4/13/2011 10:59:09 AM |
| nickel-hickory | $100.00 | 4/14/2011 9:25:56 AM |
| nickel-hickory | $100.00 | 4/14/2011 9:29:22 AM |
| Weaverville | $25.00 | 4/14/2011 7:32:57 PM |
| investment-comet | $25.00 | 4/15/2011 7:10:06 AM |
| frankdelraza | $25.00 | 4/15/2011 7:20:54 AM |
| Bob450 | $25.00 | 4/15/2011 8:35:16 AM |
| Dubbs360 | $100.00 | 4/15/2011 8:01:16 AM |
| Whipster | $50.00 | 4/15/2011 1:45:26 PM |
| CA-Lender | $50.04 | 4/15/2011 12:18:01 PM |
| moola-accelerator6 | $25.00 | 4/15/2011 12:28:48 PM |
| Gibbyland | $100.00 | 4/15/2011 1:07:57 PM |
| money-fort | $25.00 | 4/15/2011 4:15:29 PM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 2:14:56 PM |
| well-mannered-truth3 | $25.00 | 4/15/2011 6:08:57 PM |
| deepblue34 | $30.00 | 4/15/2011 6:39:52 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:49:58 PM |
| MoneyTree79 | $30.00 | 4/15/2011 8:06:37 PM |
| Jazzy503 | $25.01 | 4/15/2011 6:30:24 PM |
| mammalian4 | $25.00 | 4/16/2011 6:04:09 AM |
| credit-missile | $25.00 | 4/16/2011 7:03:58 AM |
| gothampark | $25.00 | 4/16/2011 6:35:51 AM |
| cleo1255 | $50.00 | 4/16/2011 7:46:49 AM |
| handy-point5 | $25.00 | 4/16/2011 7:06:53 AM |
| jasonrun | $26.93 | 4/16/2011 7:52:36 AM |
| bancoroyal | $25.00 | 4/16/2011 6:43:05 AM |
| wild-orange | $300.00 | 4/16/2011 11:08:57 AM |
| courteous-cash6 | $100.00 | 4/16/2011 11:39:26 AM |
| palace2 | $400.00 | 4/16/2011 12:02:30 PM |
| the-silver-blaster | $100.00 | 4/16/2011 10:52:51 AM |
| shrewd-income | $500.00 | 4/16/2011 8:29:08 AM |
| George13 | $50.00 | 4/16/2011 8:39:32 AM |
| dollar-doughnut6 | $50.00 | 4/16/2011 12:03:26 PM |
| vigilance-searcher | $25.00 | 4/16/2011 11:37:49 AM |
| orangetrust | $22.09 | 4/16/2011 12:06:51 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:26 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 5:28:00 PM |
| leverage-trident | $25.00 | 4/13/2011 8:02:52 AM |
| reflective-rupee | $700.44 | 4/13/2011 1:42:10 PM |
| reflective-rupee | $300.44 | 4/13/2011 2:02:56 PM |
| hookUup | $25.32 | 4/14/2011 5:43:49 PM |
| cerebral-dollar773 | $250.00 | 4/15/2011 5:23:13 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:33:21 AM |
| neutrino6 | $50.00 | 4/15/2011 2:21:13 PM |
| terrific-p2ploan | $25.00 | 4/15/2011 12:29:36 PM |
| jybank | $50.00 | 4/15/2011 2:57:47 PM |
| reflective-rupee | $1,000.55 | 4/15/2011 1:42:04 PM |
| capital_projects_investor | $25.00 | 4/15/2011 2:04:54 PM |
| jono9999 | $100.00 | 4/15/2011 4:17:22 PM |
| JGuide | $25.00 | 4/15/2011 3:09:29 PM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 5:50:34 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:30:51 PM |
| well-mannered-income3 | $70.00 | 4/15/2011 8:27:29 PM |
| wonder3 | $25.00 | 4/15/2011 8:32:42 PM |
| credit-missile | $100.00 | 4/15/2011 11:59:22 PM |
| investment-habanero8 | $100.00 | 4/16/2011 4:02:59 AM |
| goldmanca | $25.00 | 4/15/2011 8:35:55 PM |
| Midwestvalues | $100.00 | 4/16/2011 5:45:20 AM |
| PCGeekWI | $50.00 | 4/16/2011 12:09:00 AM |
| deal-seagull7 | $200.00 | 4/16/2011 5:49:50 AM |
| loanman2007 | $100.00 | 4/16/2011 5:54:50 AM |
| supreme-hope | $25.00 | 4/16/2011 1:39:10 AM |
| Leshan | $25.00 | 4/16/2011 6:18:00 AM |
| corporatejim | $46.76 | 4/16/2011 5:27:50 AM |
| JABank | $27.00 | 4/16/2011 8:27:52 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 6:30:30 AM |
| Pu239 | $60.00 | 4/16/2011 8:33:51 AM |
| Leopoldine | $25.42 | 4/16/2011 6:57:51 AM |
| namronmi2 | $25.00 | 4/16/2011 8:03:53 AM |
| Zipcut | $35.00 | 4/16/2011 8:07:14 AM |
| silver-buckeye | $50.00 | 4/16/2011 8:19:23 AM |
| Christophe | $25.00 | 4/16/2011 8:35:08 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
502056
This series of Notes was issued and sold upon the funding of the borrower loan #48615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,714 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-contract-starter |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay for 2010 taxes.
My financial situation:
I am a good candidate for this loan because I have a salary of $115,000 per year and have maintained this salary for over 3 years. I also have a 401K plan valued at over $5000.
Monthly net income: $ 5600
Monthly expenses: $180
Housing: $1175
Insurance: $130
Car expenses: $1100
Utilities: $90
Phone, cable, internet: $79
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $3000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.33 | 4/13/2011 9:02:05 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:33 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:06:57 AM |
| GeorgiaGator | $50.00 | 4/13/2011 9:04:59 AM |
| favorite-commerce | $25.00 | 4/13/2011 9:27:10 AM |
| income-awakening6 | $25.00 | 4/13/2011 9:05:50 AM |
| DasMula | $27.00 | 4/13/2011 11:15:25 AM |
| erowis | $90.00 | 4/13/2011 11:02:22 AM |
| delicious-loan093 | $25.00 | 4/13/2011 12:24:26 PM |
| reflective-rupee | $350.44 | 4/13/2011 12:12:32 PM |
| SecondChanceLendingSERV | $25.00 | 4/13/2011 4:41:29 PM |
| SolarMoonshine | $100.00 | 4/13/2011 6:08:04 PM |
| wonder3 | $35.00 | 4/13/2011 6:33:56 PM |
| transformer855 | $25.00 | 4/13/2011 10:47:37 PM |
| felicity-daydream | $50.00 | 4/13/2011 6:54:44 PM |
| sudeep104 | $25.00 | 4/13/2011 7:11:50 PM |
| FinDoc | $25.00 | 4/14/2011 1:59:43 AM |
| vutah | $25.00 | 4/13/2011 8:51:51 PM |
| back-scratchers | $25.00 | 4/14/2011 2:43:52 AM |
| golffish2 | $50.00 | 4/14/2011 4:12:15 AM |
| selector568 | $50.00 | 4/14/2011 2:32:48 AM |
| interstellar | $50.00 | 4/14/2011 7:36:36 AM |
| Spiderman55 | $25.00 | 4/14/2011 8:29:43 AM |
| loanman2007 | $75.00 | 4/14/2011 8:58:38 AM |
| dws2380 | $25.00 | 4/14/2011 10:02:54 AM |
| organic-treasure | $25.65 | 4/14/2011 10:24:17 AM |
| leverage-monger | $66.66 | 4/14/2011 9:38:13 AM |
| shrewd-income | $250.00 | 4/14/2011 3:34:27 PM |
| nickel-hickory | $100.00 | 4/14/2011 3:43:15 PM |
| money-fort | $25.00 | 4/14/2011 3:49:12 PM |
| leverage-monger | $66.66 | 4/14/2011 4:31:09 PM |
| KarlMarx | $25.00 | 4/14/2011 4:59:13 PM |
| draggon77 | $25.00 | 4/14/2011 4:59:52 PM |
| simplelender80 | $100.00 | 4/13/2011 9:03:11 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:08:57 AM |
| Kash2010lu | $25.00 | 4/13/2011 9:50:28 AM |
| EngineersAlliance | $100.00 | 4/13/2011 11:16:39 AM |
| reflective-rupee | $444.44 | 4/13/2011 9:35:34 AM |
| Whipster | $50.00 | 4/13/2011 12:15:34 PM |
| skillful-asset5 | $30.00 | 4/13/2011 1:12:16 PM |
| Wangchuk | $25.00 | 4/13/2011 1:22:43 PM |
| sensational-worth7 | $50.00 | 4/13/2011 7:08:48 PM |
| sensational-worth7 | $64.00 | 4/13/2011 7:08:33 PM |
| Bob450 | $25.00 | 4/13/2011 7:11:52 PM |
| dudebrah | $25.00 | 4/13/2011 11:55:50 PM |
| rate-hickory | $25.00 | 4/14/2011 7:35:12 AM |
| barkochva | $25.00 | 4/14/2011 8:39:18 AM |
| ddoneday | $25.00 | 4/14/2011 6:55:54 AM |
| Nerdster1 | $35.08 | 4/14/2011 9:37:04 AM |
| investment-artist | $25.00 | 4/14/2011 8:41:40 AM |
| nickel-hickory | $50.00 | 4/14/2011 9:26:36 AM |
| Doug1043 | $25.00 | 4/14/2011 11:07:28 AM |
| value-allocator1 | $100.00 | 4/14/2011 10:16:49 AM |
| cash-cymbal3 | $50.00 | 4/14/2011 11:05:46 AM |
| nickel-hickory | $100.00 | 4/14/2011 3:43:09 PM |
| kinetic-social | $30.00 | 4/14/2011 2:30:05 PM |
| nickel-hickory | $100.00 | 4/14/2011 3:42:46 PM |
| scarlet-velvet | $25.00 | 4/14/2011 3:50:44 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 4:09:31 PM |
| Jon8403 | $25.00 | 4/14/2011 4:22:44 PM |
| MoneyForNothing | $9.74 | 4/14/2011 4:59:56 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
502130
This series of Notes was issued and sold upon the funding of the borrower loan #48681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,135 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-banshee8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
|
Principal balance:
| $3,758.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
pay off credit card
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation: bank of america
I am a good candidate for this loan because...I can afford it, it will just be easier to pay one lump sum then several small amounts
Monthly net income: $4000.00
Monthly expenses: $2000
Housing: $850
Insurance: $60
Car expenses: $0
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $10000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $35.00 | 4/14/2011 5:21:15 PM |
| SLN-10 | $25.00 | 4/14/2011 5:05:35 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 6:19:15 PM |
| platinum-investor1 | $25.00 | 4/14/2011 6:46:26 PM |
| autonomous-truth | $50.00 | 4/14/2011 6:57:30 PM |
| MoneyBag4366 | $25.00 | 4/15/2011 2:14:38 AM |
| Weaverville | $25.00 | 4/14/2011 7:38:33 PM |
| DasMula | $27.00 | 4/14/2011 7:41:49 PM |
| mrsp2e | $25.00 | 4/15/2011 3:07:32 AM |
| kingbob | $50.00 | 4/15/2011 7:06:26 AM |
| Moe87 | $25.00 | 4/15/2011 3:42:51 AM |
| Bob450 | $25.00 | 4/15/2011 8:32:25 AM |
| Pitufo | $25.00 | 4/15/2011 8:34:43 AM |
| Tikibarman | $50.00 | 4/15/2011 9:02:42 AM |
| cash-daisy | $50.40 | 4/15/2011 7:10:43 AM |
| superb-kindness2 | $25.00 | 4/15/2011 7:27:16 AM |
| mikeandcat | $78.85 | 4/15/2011 8:33:46 AM |
| I-Believe-In-You | $47.47 | 4/15/2011 8:42:58 AM |
| five-star-note | $100.00 | 4/15/2011 9:00:14 AM |
| myutmost | $47.47 | 4/15/2011 10:09:30 AM |
| FinanceEngine | $30.00 | 4/15/2011 10:23:38 AM |
| tolerant-dinero2 | $25.00 | 4/15/2011 1:23:05 PM |
| Astyanax | $40.00 | 4/15/2011 12:19:33 PM |
| cash4closeoutsdotnet | $30.62 | 4/15/2011 11:49:14 AM |
| StarshineXL | $200.00 | 4/15/2011 6:45:50 PM |
| money-baron-roth-IRA | $250.00 | 4/15/2011 5:59:20 PM |
| shrewd-income | $125.00 | 4/15/2011 11:38:09 PM |
| Amber_Stone | $50.00 | 4/15/2011 10:19:40 PM |
| wonderous-power | $25.00 | 4/16/2011 4:47:28 AM |
| MoneyForNothing | $5.37 | 4/16/2011 1:54:54 PM |
| nilonc1 | $175.00 | 4/14/2011 6:45:51 PM |
| hookUup | $25.73 | 4/14/2011 5:32:03 PM |
| thomas16882004 | $25.00 | 4/14/2011 6:40:07 PM |
| 2grindstones | $25.00 | 4/14/2011 7:04:45 PM |
| Ananya | $25.00 | 4/15/2011 4:24:41 AM |
| reflective-rupee | $500.55 | 4/14/2011 8:10:18 PM |
| money-fort | $25.00 | 4/14/2011 7:42:51 PM |
| sunny-justice9 | $25.00 | 4/15/2011 12:31:45 AM |
| golffish2 | $50.00 | 4/15/2011 4:39:30 AM |
| greencat | $50.00 | 4/15/2011 7:23:19 AM |
| dough-gazer138 | $100.00 | 4/15/2011 9:35:07 AM |
| Dubbs360 | $100.00 | 4/15/2011 8:05:53 AM |
| Ubiquinone | $35.00 | 4/15/2011 10:00:54 AM |
| larryboy10 | $25.00 | 4/15/2011 9:05:40 AM |
| droopie1 | $25.00 | 4/15/2011 9:14:43 AM |
| thorough-yield1 | $63.91 | 4/15/2011 9:50:13 AM |
| professional-dinero753 | $156.87 | 4/15/2011 12:03:46 PM |
| CA-Lender | $25.04 | 4/15/2011 11:36:57 AM |
| favorite-commerce | $25.00 | 4/15/2011 1:01:39 PM |
| malomar66 | $45.00 | 4/15/2011 1:28:42 PM |
| IASKGOD | $25.00 | 4/15/2011 6:04:27 PM |
| loss-of-control | $100.00 | 4/15/2011 8:34:53 PM |
| grampy48 | $80.30 | 4/16/2011 4:05:02 AM |
| Jerrys1951 | $25.42 | 4/16/2011 8:20:30 AM |
| loanman2007 | $50.00 | 4/16/2011 6:00:57 AM |
| sirguyon | $300.00 | 4/16/2011 1:29:59 PM |
| Unitas4302 | $300.00 | 4/16/2011 1:21:55 PM |
| joefoolz | $25.00 | 4/16/2011 1:54:44 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
502256
This series of Notes was issued and sold upon the funding of the borrower loan #48612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,181 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| icon138 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off some debt
Purpose of loan:
This loan will be used to pay off american express card which requires full balance payoff. It doesn't have monthly minimum payment.
My financial situation:
I am a good candidate for this loan because I can make these monthly payments. I'm a real estate investors and I'm in process of selling a rehab property as well.
Monthly net income: $7,429
Monthly expenses: $3800
Utilities: $200
Phone, cable, internet: $120
Monthly credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 4/14/2011 9:06:56 AM |
| investment-artist | $25.00 | 4/14/2011 9:11:22 AM |
| flwah | $25.00 | 4/14/2011 10:15:51 AM |
| favorite-commerce | $25.00 | 4/14/2011 10:33:04 AM |
| capital-kingdom | $25.00 | 4/14/2011 3:15:00 PM |
| power-bluebird2 | $100.00 | 4/14/2011 4:06:54 PM |
| eronyc | $50.00 | 4/14/2011 12:33:19 PM |
| power-trophy7 | $25.00 | 4/14/2011 3:58:47 PM |
| SolarMoonshine | $25.00 | 4/14/2011 3:33:25 PM |
| money-fort | $25.00 | 4/14/2011 3:51:33 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 4:12:10 PM |
| MONEYMATCH | $25.00 | 4/14/2011 4:57:47 PM |
| master648 | $33.00 | 4/14/2011 7:05:12 PM |
| loss-of-control | $50.00 | 4/15/2011 8:20:24 PM |
| IASKGOD | $25.00 | 4/15/2011 6:03:58 PM |
| bold-bright-currency | $25.00 | 4/15/2011 10:48:31 PM |
| prominence8 | $25.00 | 4/15/2011 10:21:56 PM |
| ddoneday | $25.00 | 4/16/2011 5:34:38 AM |
| cbivitz | $16.78 | 4/16/2011 6:17:55 AM |
| golffish2 | $25.00 | 4/14/2011 9:12:51 AM |
| caprirolito | $25.00 | 4/14/2011 10:17:26 AM |
| kulender | $50.00 | 4/14/2011 10:15:54 AM |
| reflective-rupee | $200.22 | 4/14/2011 11:09:52 AM |
| Artist_Blue | $25.00 | 4/14/2011 1:10:00 PM |
| w3alter | $100.00 | 4/14/2011 3:59:01 PM |
| Amber_Stone | $25.00 | 4/14/2011 2:51:52 PM |
| treasure-pipeline | $50.00 | 4/14/2011 4:07:04 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:36 PM |
| kingbob | $50.00 | 4/15/2011 7:14:33 AM |
| five-star-note | $100.00 | 4/15/2011 11:17:54 AM |
| StarshineXL | $200.00 | 4/15/2011 6:52:16 PM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 7:34:50 PM |
| investment-habanero8 | $100.00 | 4/16/2011 4:04:59 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
502272
This series of Notes was issued and sold upon the funding of the borrower loan #48634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $68.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,980 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-payment-elvis |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate higher APR credit card debt and also prove my credibility for future p2p loans.
My financial situation:
I am a good candidate for this loan because I am requesting not due to economic strain, but to consolidate monthly payments and stop wasting money on higher rate credit card debt.
Additionally, the monthly payment for this loan is much less than what I have been paying over the last year without being late.
Monthly net income: $4000
Monthly expenses: $
Housing: $1350
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-money-gargantuan | $25.00 | 4/18/2011 5:42:30 PM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 5:06:04 PM |
| reflective-rupee | $25.44 | 4/14/2011 5:21:41 PM |
| simplelender80 | $100.00 | 4/14/2011 5:05:04 PM |
| Zolton | $100.00 | 4/14/2011 5:06:43 PM |
| organized-payment6 | $50.00 | 4/14/2011 5:09:51 PM |
| SolarMoonshine | $25.00 | 4/14/2011 6:53:04 PM |
| goodhearted-basis4 | $25.00 | 4/15/2011 7:37:31 AM |
| petsheep | $25.00 | 4/15/2011 8:25:24 AM |
| wild-orange | $100.00 | 4/15/2011 1:38:58 PM |
| friendly-moola0 | $200.00 | 4/15/2011 2:37:48 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:12:57 PM |
| jpblan11 | $25.00 | 4/16/2011 4:29:07 AM |
| wealth-competitor | $25.00 | 4/16/2011 11:38:15 AM |
| elvisloans | $25.00 | 4/16/2011 3:50:35 PM |
| econgineer | $50.00 | 4/16/2011 12:31:17 PM |
| shellstar | $25.00 | 4/17/2011 1:49:36 PM |
| newest-funds-powerplant | $25.00 | 4/17/2011 2:34:18 PM |
| Stock-Stud | $70.00 | 4/17/2011 8:25:41 PM |
| Earn_money | $25.00 | 4/18/2011 8:15:33 AM |
| ansky127 | $25.00 | 4/18/2011 8:59:05 AM |
| BAEVentures | $25.00 | 4/18/2011 12:55:07 PM |
| interstellar | $50.00 | 4/18/2011 1:02:53 PM |
| TeachertoPolitician | $40.00 | 4/18/2011 2:11:37 PM |
| thankful-nickel2 | $25.00 | 4/18/2011 2:33:27 PM |
| vutah | $50.00 | 4/18/2011 9:46:39 PM |
| sisepuede | $25.00 | 4/18/2011 7:32:35 PM |
| GrowthAspirations | $72.00 | 4/18/2011 9:33:35 PM |
| fireferd | $45.00 | 4/18/2011 9:39:31 PM |
| a-finance-nirvana | $25.00 | 4/19/2011 2:27:51 AM |
| grampy48 | $25.00 | 4/19/2011 3:50:48 AM |
| wwwUniversal | $25.00 | 4/19/2011 2:31:18 AM |
| carrinel | $64.92 | 4/19/2011 6:22:30 AM |
| Eric_Gagne | $57.31 | 4/19/2011 8:44:38 AM |
| the-money-gargantuan | $25.00 | 4/18/2011 5:31:30 PM |
| euro-trumpet | $25.00 | 4/14/2011 5:18:11 PM |
| TomDalonajay | $25.00 | 4/15/2011 5:50:44 AM |
| BxRealtor | $25.00 | 4/15/2011 10:47:48 AM |
| cash4less | $25.00 | 4/15/2011 5:21:56 PM |
| FundMaker | $25.00 | 4/16/2011 9:40:50 AM |
| pythia | $25.00 | 4/16/2011 2:19:11 PM |
| Weaverville | $25.00 | 4/16/2011 4:51:08 PM |
| red-deal-genius | $25.33 | 4/17/2011 9:17:57 PM |
| weiyinsan | $25.00 | 4/18/2011 2:08:54 PM |
| Techne_Funds_LLC | $25.00 | 4/18/2011 4:48:07 PM |
| equallender | $50.00 | 4/18/2011 11:35:48 PM |
| p2p_banker | $25.00 | 4/19/2011 1:55:30 AM |
| Tulalue | $25.00 | 4/19/2011 7:13:12 AM |
| Iloanyoumoney | $25.00 | 4/19/2011 7:27:50 AM |
| Eric_Gagne | $50.00 | 4/19/2011 8:39:48 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
502300
This series of Notes was issued and sold upon the funding of the borrower loan #48609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 7m |
|
Amount delinquent:
| $34 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $981 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lt42 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,600.00 | < 31 days late:
| 3
( 9% )
| 600-619
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Previous Prosper Client-Never Late!
Purpose of loan:
This loan will be used to...pay off the rest of my car...it is at a higher interest rate.
My financial situation:
I am a good candidate for this loan because...I have a very safe job and a steady income. As I mentioned in my listing title, I am a previous Prosper client and made EVERY payment on time. My credit isn't so great, However, I have a law firm working on cleaning it up.
Monthly net income: $5,000
Monthly expenses: $4800
Housing: $2100
Insurance: $120
Car expenses: $540
Utilities: $400
Phone, cable, internet: $218
Food, entertainment: $600
Clothing, household expenses: $372
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $25.00 | 4/14/2011 5:09:21 PM |
| SolarMoonshine | $25.00 | 4/14/2011 6:50:19 PM |
| MoneyForNothing | $25.00 | 4/14/2011 5:08:18 PM |
| money-fort | $30.00 | 4/14/2011 7:44:18 PM |
| taetrade | $25.00 | 4/14/2011 8:03:05 PM |
| bsmtloan | $148.02 | 4/14/2011 8:28:23 PM |
| thomas16882004 | $25.00 | 4/14/2011 6:39:29 PM |
| Rogesparkguy | $25.00 | 4/14/2011 11:31:36 PM |
| open-minded-fund9 | $93.22 | 4/15/2011 2:20:23 AM |
| grampy48 | $50.00 | 4/15/2011 3:48:20 AM |
| golffish2 | $100.00 | 4/15/2011 4:07:58 AM |
| loanman2007 | $115.12 | 4/15/2011 4:42:20 AM |
| reflective-rupee | $500.55 | 4/14/2011 8:10:50 PM |
| well-mannered-income3 | $30.00 | 4/14/2011 8:36:23 PM |
| sunny-justice9 | $25.00 | 4/14/2011 10:58:48 PM |
| cash4closeoutsdotnet | $26.50 | 4/14/2011 10:39:38 PM |
| CA-Lender | $25.04 | 4/14/2011 11:16:56 PM |
| mrsp2e | $50.00 | 4/15/2011 3:06:14 AM |
| Ananya | $25.00 | 4/15/2011 4:24:06 AM |
| hookUup | $25.74 | 4/14/2011 5:52:04 PM |
| autonomous-truth | $50.00 | 4/14/2011 6:58:51 PM |
| Kash2010lu | $40.00 | 4/14/2011 5:17:03 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 6:20:35 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:32 PM |
| 2grindstones | $25.00 | 4/14/2011 7:06:08 PM |
| the-payout-hug | $25.00 | 4/15/2011 12:11:43 AM |
| cjames84 | $25.00 | 4/15/2011 2:34:58 AM |
| DasMula | $27.00 | 4/14/2011 7:40:34 PM |
| LongTail | $25.00 | 4/14/2011 8:20:06 PM |
| MilitaryLoans | $2,048.73 | 4/14/2011 8:37:31 PM |
| generator596 | $25.00 | 4/15/2011 1:54:33 AM |
| Miklot | $240.00 | 4/15/2011 1:39:08 AM |
| Nerdster1 | $25.08 | 4/15/2011 4:20:46 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
502344
This series of Notes was issued and sold upon the funding of the borrower loan #48610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $132.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,942 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awesome-commitment2 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,950.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
|
|
Principal balance:
| $1,513.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt payoff & business expansion
Purpose of loan:
This loan will be used to payoff $2,000 of high interest debt and $2,000 to expand my massage therapy practice.
My financial situation:
I am a good candidate for this loan because I have had a prosper loan and it has been paid on time every month and I continue to reduce my high-interest debt. I have never had one late payment in over 5.5 years.
I have a full-time job with a large health care organization in Oregon and my massage therapy practice is growing monthly.
Monthly net income: $3,150
Monthly expenses: $2,005
Housing: $550
Insurance: $55
Car expenses: $100
Utilities: $125
Phone, cable, internet: $175
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $395
Other expenses: $105 (student loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/15/2011 9:06:04 AM |
| thankful-nickel2 | $25.00 | 4/15/2011 9:04:51 AM |
| reflective-rupee | $25.44 | 4/15/2011 10:22:10 AM |
| organized-payment6 | $50.00 | 4/15/2011 9:13:07 AM |
| cake7 | $50.00 | 4/15/2011 11:55:48 AM |
| Scotcha | $50.00 | 4/15/2011 12:37:01 PM |
| loyalist1 | $500.00 | 4/15/2011 12:45:52 PM |
| diversifylender | $50.00 | 4/15/2011 12:50:20 PM |
| godfather4u | $30.00 | 4/15/2011 4:58:28 PM |
| sunny-justice9 | $25.00 | 4/15/2011 1:26:48 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:32:08 PM |
| happy-yield | $25.00 | 4/15/2011 2:24:50 PM |
| availableloan | $25.00 | 4/15/2011 5:49:31 PM |
| capital-web7 | $50.00 | 4/15/2011 7:01:37 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 5:49:00 PM |
| first-serene-credit | $25.00 | 4/15/2011 5:37:53 PM |
| consummate-dinero6 | $50.00 | 4/15/2011 7:30:28 PM |
| PCGeekWI | $35.00 | 4/15/2011 11:51:19 PM |
| MoneyTree79 | $33.48 | 4/15/2011 8:03:04 PM |
| Lender2895a | $250.00 | 4/15/2011 8:50:06 PM |
| dollar-doughnut6 | $50.00 | 4/15/2011 8:56:20 PM |
| nevetsnosliw1 | $27.78 | 4/15/2011 11:00:09 PM |
| Quiddity | $100.00 | 4/16/2011 3:55:00 AM |
| grampy48 | $50.00 | 4/16/2011 4:01:49 AM |
| goldmanca | $25.00 | 4/15/2011 8:38:17 PM |
| seanvr33 | $50.00 | 4/16/2011 2:34:19 AM |
| cashman100 | $51.94 | 4/16/2011 2:59:20 AM |
| mad-scientist418 | $233.71 | 4/16/2011 5:20:40 AM |
| Bank42 | $50.00 | 4/16/2011 4:51:18 AM |
| Zolton | $100.00 | 4/15/2011 9:11:26 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 9:11:00 AM |
| principal-bull | $25.00 | 4/15/2011 9:04:37 AM |
| CoolPlexer | $25.00 | 4/15/2011 9:12:36 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:52:43 AM |
| objective-investor | $250.00 | 4/15/2011 12:01:41 PM |
| Gibbyland | $100.00 | 4/15/2011 1:05:08 PM |
| jgar_O | $25.00 | 4/15/2011 12:50:54 PM |
| flexible-duty3 | $25.00 | 4/15/2011 2:44:18 PM |
| powerful-greenback2 | $25.00 | 4/15/2011 2:45:43 PM |
| r48 | $28.00 | 4/15/2011 12:53:16 PM |
| cash4less | $25.00 | 4/15/2011 5:14:29 PM |
| junctionking | $25.04 | 4/15/2011 2:04:10 PM |
| market-pudding | $25.00 | 4/15/2011 4:53:26 PM |
| theloanfiller | $25.00 | 4/15/2011 5:54:39 PM |
| jarf | $25.00 | 4/15/2011 7:27:35 PM |
| power-companion7 | $200.00 | 4/15/2011 8:01:02 PM |
| Trigger | $50.00 | 4/15/2011 5:22:42 PM |
| reflective-rupee | $25.55 | 4/15/2011 10:27:19 PM |
| Binan | $25.00 | 4/15/2011 10:36:17 PM |
| important-ore | $150.00 | 4/15/2011 7:40:02 PM |
| thestartuplender | $26.00 | 4/15/2011 8:00:41 PM |
| skobos8225 | $117.17 | 4/15/2011 7:04:21 PM |
| marwadi-62 | $25.00 | 4/15/2011 7:40:20 PM |
| taylodo | $51.42 | 4/15/2011 10:20:48 PM |
| momentous-coin | $60.00 | 4/15/2011 10:25:21 PM |
| active-diversification8 | $50.00 | 4/16/2011 5:25:29 AM |
| DSFinancial | $200.00 | 4/16/2011 12:16:12 AM |
| emjaybee | $25.00 | 4/16/2011 4:36:40 AM |
| ferocious-finance | $48.00 | 4/16/2011 4:58:59 AM |
| deal-seagull7 | $100.00 | 4/16/2011 5:48:38 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
502414
This series of Notes was issued and sold upon the funding of the borrower loan #48624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $81.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,463 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| joyful-leverage1 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Honeymoon Loan
Purpose of loan:
This loan will be used to fund lodging for my future wife and I in Hawaii this summer. The plane tickets are already covered, and hopefully we'll get contributions to our honeymoon registry to cover activities and dining, but I could use some help coming up with the money for a room for a week. I'd really appreciate the help!
My financial situation:
Is stable. I've had the same job for 3 years now (just changed contracting companies, so my profile says I've been employed for one month) and have paid off all of the credit card debt that I accrued while going to college in that time. I've been saving enough towards the wedding in the months heading up to it (4 now, 3 more to go) to pay back this loan 6 months afterwards if I keep my finances the same.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/15/2011 9:04:22 AM |
| vine99 | $90.00 | 4/15/2011 9:07:45 AM |
| simplelender80 | $100.00 | 4/15/2011 9:10:18 AM |
| Zolton | $100.00 | 4/15/2011 9:11:36 AM |
| RandyL3 | $25.00 | 4/15/2011 9:21:39 AM |
| reflective-rupee | $222.22 | 4/15/2011 10:18:44 AM |
| jayk63 | $25.00 | 4/15/2011 3:39:07 PM |
| friendly-moola0 | $300.00 | 4/15/2011 2:31:54 PM |
| SolarMoonshine | $25.00 | 4/15/2011 2:45:10 PM |
| transformer855 | $25.00 | 4/15/2011 4:02:22 PM |
| jpblan11 | $25.00 | 4/15/2011 5:27:24 PM |
| marwadi-62 | $100.00 | 4/15/2011 7:35:51 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:57:30 PM |
| principal-star | $25.00 | 4/15/2011 9:05:39 PM |
| cbivitz | $22.66 | 4/16/2011 6:18:48 AM |
| Dan4703 | $25.00 | 4/16/2011 4:19:38 AM |
| greenback-guard | $25.00 | 4/16/2011 5:03:41 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 9:11:12 AM |
| organized-payment6 | $50.00 | 4/15/2011 9:13:03 AM |
| cwegert | $25.00 | 4/15/2011 9:56:13 AM |
| cwegert | $40.04 | 4/15/2011 9:56:32 AM |
| investment-artist | $25.00 | 4/15/2011 9:19:59 AM |
| maniac3 | $750.00 | 4/15/2011 9:20:56 AM |
| Nerdster1 | $25.08 | 4/15/2011 12:55:23 PM |
| wild-orange | $100.00 | 4/15/2011 1:37:47 PM |
| respectful-integrity3 | $25.00 | 4/15/2011 12:18:26 PM |
| JGONZ13850 | $25.00 | 4/15/2011 11:27:24 AM |
| dough-hammock | $25.00 | 4/15/2011 3:24:31 PM |
| cash4less | $25.00 | 4/15/2011 4:50:22 PM |
| ColdWorld | $50.00 | 4/15/2011 8:37:15 PM |
| stevexs | $25.00 | 4/15/2011 9:02:11 PM |
| power-cell | $25.00 | 4/15/2011 7:52:25 PM |
| bold-bright-currency | $25.00 | 4/15/2011 10:50:30 PM |
| vutah | $25.00 | 4/15/2011 8:12:35 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
502444
This series of Notes was issued and sold upon the funding of the borrower loan #48632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 34y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,573 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| antique818 |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,600.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2010)
620-639
(Dec-2009)
460-479
(Aug-2006)
|
|
Principal balance:
| $2,319.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Immediate Medical Needs
Purpose of loan:
This loan will be used to pay my deductible for an operation which I am required to have. I have been diagnosed with a "pre-cancerous" condition and the doctor needs to remove organs to save my life.
My financial situation:
I am a good candidate for this loan because all my bills are paid on time, I have had two previous prosper loans and have never been late and this loan will not be any different.
My business is growing, even in this economy. This was just a setback I need to fix and then continue with life. After two weeks of recoup time, I will be back at business with no loss of time.
Monthly net income: $60,000
Monthly expenses: $
Housing: $1500
Insurance: $500
Car expenses: $385
Utilities: $300
Phone, cable, internet: $195
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| parsec9 | $27.50 | 4/15/2011 9:45:08 AM |
| MoneyForNothing | $44.44 | 4/15/2011 9:20:55 AM |
| reflective-rupee | $25.44 | 4/15/2011 10:26:16 AM |
| Weaverville | $25.00 | 4/15/2011 3:29:36 PM |
| invest-in-ed | $200.00 | 4/15/2011 3:12:48 PM |
| money-baron-roth-IRA | $250.00 | 4/15/2011 2:06:11 PM |
| integrity-enrichment2 | $48.35 | 4/15/2011 4:43:44 PM |
| shawnw2 | $97.81 | 4/15/2011 2:30:08 PM |
| UCLA4life | $30.00 | 4/15/2011 5:40:14 PM |
| marwadi-62 | $200.00 | 4/15/2011 7:42:28 PM |
| CA-Lender | $25.04 | 4/15/2011 5:45:18 PM |
| blue-worth-enclave | $50.00 | 4/15/2011 8:34:56 PM |
| dudebrah | $25.00 | 4/15/2011 9:55:08 PM |
| prominence8 | $25.00 | 4/15/2011 10:16:59 PM |
| ddoneday | $25.00 | 4/15/2011 8:01:48 PM |
| red-favorable-basis | $25.00 | 4/16/2011 1:05:45 AM |
| return-grizzly | $100.00 | 4/16/2011 12:11:15 AM |
| DUDICO2006 | $25.00 | 4/16/2011 6:37:08 AM |
| peso-aggregator | $25.00 | 4/16/2011 6:40:28 AM |
| Julzlmt | $48.73 | 4/16/2011 6:48:24 AM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 6:54:32 AM |
| reward-dynamo | $25.00 | 4/16/2011 7:40:02 AM |
| Feyenoord | $25.00 | 4/16/2011 4:29:20 AM |
| kendigme | $25.00 | 4/16/2011 6:59:36 AM |
| Jerrys1951 | $33.00 | 4/16/2011 8:19:25 AM |
| matthewa | $25.00 | 4/16/2011 8:21:44 AM |
| Melrosian | $107.07 | 4/16/2011 6:44:22 AM |
| sflash | $25.00 | 4/16/2011 6:56:01 AM |
| moola-accelerator6 | $25.00 | 4/16/2011 7:27:40 AM |
| droopie1 | $25.00 | 4/16/2011 12:31:38 PM |
| Kyileo | $25.00 | 4/16/2011 4:46:07 PM |
| NekHoldings | $25.00 | 4/16/2011 3:24:57 PM |
| justasoldier | $50.00 | 4/17/2011 7:44:23 PM |
| hillerod | $25.18 | 4/18/2011 8:13:36 AM |
| FarmersBank | $25.00 | 4/18/2011 8:54:46 AM |
| Happyhourcomics | $25.00 | 4/18/2011 1:10:52 PM |
| RKLFinancial | $25.00 | 4/18/2011 1:51:35 PM |
| return-grizzly | $100.00 | 4/18/2011 11:57:34 AM |
| McDeeter | $50.00 | 4/18/2011 10:29:15 AM |
| five-star-note | $50.00 | 4/18/2011 3:24:54 PM |
| investment-artist | $25.01 | 4/15/2011 9:08:03 AM |
| moola-accelerator6 | $40.00 | 4/15/2011 12:33:46 PM |
| Gibbyland | $100.00 | 4/15/2011 1:06:02 PM |
| neutrino6 | $25.00 | 4/15/2011 2:07:55 PM |
| DasMula | $27.00 | 4/15/2011 11:20:19 AM |
| engaging-worth | $25.00 | 4/15/2011 3:14:19 PM |
| flwah | $25.00 | 4/15/2011 3:29:13 PM |
| Artist_Blue | $25.00 | 4/15/2011 3:29:39 PM |
| Kash2010lu | $35.00 | 4/15/2011 12:06:57 PM |
| sdcc72 | $25.00 | 4/15/2011 2:35:09 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:31:52 PM |
| hookUup | $25.32 | 4/15/2011 5:02:25 PM |
| balanced-balance6 | $25.00 | 4/15/2011 1:25:36 PM |
| innovator2 | $100.00 | 4/15/2011 5:59:58 PM |
| 2grindstones | $40.00 | 4/15/2011 4:25:34 PM |
| deepblue34 | $25.00 | 4/15/2011 6:42:14 PM |
| market-pudding | $25.00 | 4/15/2011 4:52:58 PM |
| first-serene-credit | $25.00 | 4/15/2011 5:31:40 PM |
| revenue-candy | $25.00 | 4/15/2011 7:52:16 PM |
| Bob450 | $25.00 | 4/15/2011 6:58:44 PM |
| excellent-loan8 | $25.00 | 4/15/2011 7:51:25 PM |
| loans_to_loan | $25.00 | 4/15/2011 9:08:46 PM |
| Amber_Stone | $50.00 | 4/15/2011 10:18:37 PM |
| Leshan | $285.96 | 4/16/2011 6:19:22 AM |
| STLRacer | $30.00 | 4/16/2011 6:19:55 AM |
| payment-halo | $25.00 | 4/16/2011 7:44:22 AM |
| deal-seagull7 | $31.40 | 4/16/2011 5:51:28 AM |
| Mikale360 | $25.00 | 4/16/2011 5:53:27 AM |
| credit-missile | $35.00 | 4/16/2011 10:26:08 AM |
| Leopoldine | $27.00 | 4/16/2011 7:02:24 AM |
| silver-buckeye | $75.00 | 4/16/2011 8:13:07 AM |
| shrewd-income | $25.00 | 4/16/2011 8:28:15 AM |
| melodious-openness | $100.00 | 4/16/2011 4:15:54 PM |
| tolerant-dinero2 | $25.00 | 4/16/2011 3:25:33 PM |
| innovator2 | $75.00 | 4/16/2011 5:06:22 PM |
| natural-rate | $25.00 | 4/17/2011 7:29:11 AM |
| the-kindness-honker | $25.00 | 4/17/2011 7:21:29 PM |
| ursus | $50.00 | 4/18/2011 8:57:36 AM |
| kendigme | $25.00 | 4/18/2011 7:55:41 AM |
| credit-missile | $25.00 | 4/18/2011 12:25:38 PM |
| riveting-credit5 | $144.22 | 4/18/2011 12:52:09 PM |
| dough-hammock | $25.00 | 4/18/2011 1:05:36 PM |
| atlas100 | $25.00 | 4/18/2011 10:49:09 AM |
| worth-topper4 | $25.00 | 4/18/2011 2:28:44 PM |
| kristof2007 | $25.00 | 4/18/2011 2:57:00 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
497931
This series of Notes was issued and sold upon the funding of the borrower loan #48645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-treasure7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
can you provide some detail to why you want the loan and you employment history - restless-dime
A:
I need Moving cost, and upfront money for an apartment I have been an LPN since 1974, I have worked the last 5 yrs at Thompson Health in Canandaigua NY. I am now employed at Absolute Care in Orchard Park NY
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/5/2011 9:08:25 AM |
| well-rounded-payout0 | $50.00 | 4/5/2011 9:06:23 AM |
| favorite-commerce | $50.00 | 4/5/2011 9:08:36 AM |
| restless-dime | $25.00 | 4/5/2011 3:05:47 PM |
| simplelender80 | $100.00 | 4/5/2011 9:02:53 AM |
| suave-dime6 | $25.00 | 4/5/2011 9:07:39 AM |
| thelovebug | $50.00 | 4/5/2011 6:11:34 PM |
| 2grindstones | $25.00 | 4/5/2011 5:01:34 PM |
| RyanM561 | $25.00 | 4/6/2011 5:56:25 AM |
| larryboy10 | $50.00 | 4/5/2011 6:10:05 PM |
| power-grid134 | $25.00 | 4/5/2011 10:56:57 PM |
| FutureLenderEC | $25.00 | 4/8/2011 1:23:06 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:15 PM |
| mrxtravis | $25.00 | 4/9/2011 3:35:16 AM |
| handy-justice | $50.00 | 4/9/2011 5:49:49 PM |
| nerdfactor | $25.00 | 4/10/2011 10:36:54 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:51 AM |
| BanqueDeFrance | $50.00 | 4/12/2011 6:35:45 PM |
| blue-silver-ruler | $25.00 | 4/14/2011 8:28:26 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:28 PM |
| transparency-grasshopper | $25.00 | 4/14/2011 3:59:41 PM |
| money-bauble | $50.00 | 4/14/2011 5:21:16 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:25 AM |
| Nerdster1 | $25.08 | 4/15/2011 4:41:57 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:39 AM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 2:31:12 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:04:55 PM |
| wise-skillful-benjamins | $25.88 | 4/15/2011 7:14:44 PM |
| aquistoyraul | $25.00 | 4/16/2011 5:49:32 AM |
| money-baron-roth-IRA | $200.00 | 4/16/2011 9:15:54 AM |
| green-unrivaled-felicity | $25.00 | 4/16/2011 4:24:07 PM |
| ohiolady45872 | $25.00 | 4/16/2011 6:53:14 PM |
| l2fp | $25.00 | 4/16/2011 11:15:16 PM |
| laki_haole | $50.00 | 4/17/2011 1:15:54 PM |
| scarlet-velvet | $25.00 | 4/17/2011 9:28:45 PM |
| Sudoku | $43.11 | 4/17/2011 7:33:48 PM |
| zasonsasu1 | $25.00 | 4/18/2011 8:05:09 AM |
| ingenious-deal6 | $25.00 | 4/5/2011 9:06:12 AM |
| reflective-rupee | $44.44 | 4/5/2011 10:13:57 AM |
| Eric_Gagne | $25.00 | 4/5/2011 3:19:31 PM |
| Danjack_Capital | $25.00 | 4/5/2011 12:33:57 PM |
| wild-orange | $50.00 | 4/5/2011 2:18:55 PM |
| liberty-magnate | $25.00 | 4/5/2011 8:58:29 PM |
| s_man1 | $50.00 | 4/7/2011 8:42:42 AM |
| kind-important-liberty9 | $25.00 | 4/7/2011 12:41:08 PM |
| transformer855 | $25.00 | 4/9/2011 8:40:55 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:48 PM |
| kingbob | $25.00 | 4/13/2011 10:04:24 AM |
| Weaverville | $25.00 | 4/14/2011 7:29:25 PM |
| likeable-hope | $25.00 | 4/15/2011 3:03:46 PM |
| velocity-motivator6 | $25.00 | 4/15/2011 3:34:51 PM |
| marketplace-meridian | $25.00 | 4/15/2011 6:12:59 PM |
| lending-theory | $50.00 | 4/15/2011 6:15:40 PM |
| kulender | $100.00 | 4/16/2011 3:42:15 AM |
| DSFinancial | $50.00 | 4/16/2011 12:17:19 AM |
| balance-point0 | $37.40 | 4/16/2011 6:42:40 AM |
| Core-Marketing | $47.00 | 4/16/2011 7:13:07 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:31 AM |
| wealth-competitor | $25.00 | 4/16/2011 9:09:42 AM |
| vine99 | $50.00 | 4/16/2011 12:22:51 PM |
| momentous-value | $25.00 | 4/16/2011 5:46:04 PM |
| Jack55304 | $185.00 | 4/17/2011 5:31:28 AM |
| onecooldrink | $25.00 | 4/17/2011 12:54:35 PM |
| groundsquirrel | $25.00 | 4/17/2011 12:44:31 PM |
| Bob450 | $30.00 | 4/17/2011 10:08:15 AM |
| blue111 | $25.00 | 4/17/2011 11:54:29 AM |
| compassionate-fairness6 | $25.00 | 4/17/2011 9:35:15 PM |
| finance-solo | $25.00 | 4/18/2011 5:55:44 AM |
| Artist_Blue | $25.00 | 4/18/2011 6:26:04 AM |
| Sudoku | $162.09 | 4/17/2011 7:32:48 PM |
| miked8303 | $25.00 | 4/18/2011 6:54:41 AM |
| ursus | $50.00 | 4/18/2011 8:46:20 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
498689
This series of Notes was issued and sold upon the funding of the borrower loan #48593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 37y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,074 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-banker8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Happy Home
Purpose of loan: Wedding
This loan will be used to...Wedding
My financial situationBank of America I am a good candidate for this loan because...I feel I have a good salery and job ,been there 37 yrs a home been there 27 yrs I pay my bills and have worked hard to rebuild my credit
Monthly net income: $5000
Monthly expenses: $Housing: $1074
Insurance: $in house payment
Car expenses: $336
Utilities: $200
Phone, cable, internet: $114
Food, entertainment: $200
Clothing, household expenses: $?
Credit cards and other loans: $1800
Other expenses: $?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you explain the 2 public records in your credit profile? Thanks - RecoveryLender
A:
I do not know what a public record is.Can you explain that to me , thanks
(Mar-31-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
morgage balance around 154000 there is no 2ed. market value maybe 140000 I dont know
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/31/2011 9:05:21 AM |
| worldly-money4 | $150.00 | 3/31/2011 9:04:04 AM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 9:19:09 AM |
| reflective-rupee | $100.33 | 3/31/2011 9:31:23 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:45:24 AM |
| thelovebug | $100.00 | 4/1/2011 1:18:04 PM |
| money-bauble | $50.00 | 4/7/2011 4:16:57 AM |
| Dubbs360 | $25.00 | 4/8/2011 1:16:32 PM |
| w3alter | $71.67 | 4/8/2011 9:28:46 PM |
| ah-long | $25.00 | 4/9/2011 12:42:57 AM |
| finance-prescription | $50.00 | 4/9/2011 7:43:29 AM |
| nerdfactor | $25.00 | 4/10/2011 10:34:48 PM |
| Wellman | $50.00 | 4/11/2011 6:07:43 AM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:31 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:06 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:08 PM |
| wwwUniversal | $25.00 | 4/12/2011 2:45:26 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:41 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:12 PM |
| carlover | $25.00 | 4/12/2011 10:17:00 PM |
| sound | $50.00 | 4/13/2011 9:25:19 AM |
| patriot897 | $25.00 | 4/13/2011 9:23:35 AM |
| best-income-fertilizer | $40.00 | 4/13/2011 11:40:13 AM |
| moola-monger9 | $75.00 | 4/13/2011 10:27:56 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:46:09 AM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:09:12 PM |
| mittman43 | $52.84 | 4/13/2011 11:35:50 AM |
| Dubbs360 | $100.00 | 4/13/2011 12:19:05 PM |
| dudebrah | $25.00 | 4/13/2011 12:20:05 PM |
| agalt | $50.00 | 4/13/2011 1:08:39 PM |
| dedicated-principal | $50.00 | 4/13/2011 12:24:03 PM |
| worth-shower8 | $100.00 | 4/13/2011 12:28:22 PM |
| fortytwo | $100.00 | 4/13/2011 4:02:54 PM |
| Chex | $300.00 | 4/13/2011 2:11:49 PM |
| kulender | $50.00 | 4/13/2011 5:20:05 PM |
| moola-wildebeest3 | $50.00 | 4/13/2011 5:22:43 PM |
| whartonmba | $25.00 | 4/13/2011 5:23:33 PM |
| tech310 | $29.15 | 4/13/2011 5:23:53 PM |
| Asynch | $25.00 | 4/13/2011 5:25:23 PM |
| mtquan | $25.00 | 4/13/2011 5:26:33 PM |
| dominickf | $50.00 | 4/13/2011 5:27:19 PM |
| flanative | $25.00 | 4/13/2011 5:07:27 PM |
| seisen | $46.86 | 4/13/2011 5:18:52 PM |
| auction-formula | $50.00 | 4/13/2011 4:51:48 PM |
| graceful-investment | $100.00 | 4/13/2011 5:23:14 PM |
| treasure-bliss | $50.00 | 4/13/2011 5:23:41 PM |
| financial-frenzy | $50.00 | 4/13/2011 5:24:30 PM |
| green-moola-sniffer | $55.00 | 4/13/2011 5:25:20 PM |
| Comoparklender | $50.00 | 4/13/2011 5:26:13 PM |
| kr60 | $100.00 | 4/13/2011 5:06:02 PM |
| Myrick | $25.00 | 4/13/2011 6:57:58 PM |
| blue-sturdy-bazaar | $50.00 | 4/13/2011 5:25:13 PM |
| nowits10 | $50.00 | 4/13/2011 5:26:06 PM |
| orange-preeminant-bill | $50.00 | 4/13/2011 5:27:16 PM |
| mclean_loaner | $50.00 | 4/13/2011 7:16:32 PM |
| hookUup | $27.32 | 4/13/2011 7:23:45 PM |
| virujava | $25.00 | 4/13/2011 11:12:47 PM |
| Ducatiman1978 | $25.00 | 4/14/2011 1:43:08 AM |
| SpareChangeHero | $25.00 | 4/14/2011 1:54:20 AM |
| derec | $25.00 | 4/14/2011 1:55:39 AM |
| AUSTIN_PLUMB | $25.00 | 4/13/2011 9:17:01 PM |
| amusement4 | $50.00 | 4/13/2011 8:11:43 PM |
| Mariner3605 | $25.00 | 4/14/2011 2:01:10 AM |
| pixeldave | $30.89 | 4/14/2011 2:09:16 AM |
| investment-visionary | $25.00 | 4/14/2011 2:29:59 AM |
| Reinadog9 | $25.00 | 4/14/2011 2:30:22 AM |
| Raetha | $25.00 | 4/14/2011 1:42:53 AM |
| IIP77 | $25.00 | 4/14/2011 2:00:52 AM |
| musegaze | $50.00 | 4/14/2011 2:18:46 AM |
| stock106 | $25.00 | 4/14/2011 2:30:05 AM |
| SDNLR | $37.29 | 4/14/2011 1:55:50 AM |
| EBITDA | $25.00 | 4/14/2011 1:58:31 AM |
| burrito6 | $25.00 | 4/14/2011 2:36:56 AM |
| LittlePiggyBank | $25.00 | 4/14/2011 2:08:36 AM |
| studious-principal5 | $25.00 | 4/14/2011 2:42:56 AM |
| Sykes66 | $25.00 | 4/14/2011 2:10:54 AM |
| davidc314 | $28.06 | 4/14/2011 2:18:38 AM |
| point-promiser | $34.94 | 4/14/2011 2:28:22 AM |
| bnlforever | $25.00 | 4/14/2011 2:36:26 AM |
| selector568 | $50.00 | 3/31/2011 9:06:55 AM |
| simplelender80 | $200.00 | 3/31/2011 9:03:36 AM |
| SolarMoonshine | $25.00 | 3/31/2011 6:58:22 PM |
| Bob450 | $25.00 | 4/1/2011 2:13:48 AM |
| ingenious-deal6 | $25.00 | 3/31/2011 9:06:27 AM |
| beakerfish | $100.00 | 4/2/2011 6:31:39 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:05 PM |
| worthy-bid8 | $25.00 | 4/7/2011 6:08:06 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:20 PM |
| Tylerh | $100.00 | 4/8/2011 5:42:36 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:32 PM |
| Easystreet | $25.00 | 4/9/2011 5:38:36 AM |
| apostle901 | $25.00 | 4/9/2011 12:21:31 PM |
| FirstBank | $50.00 | 4/9/2011 4:03:00 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:33 PM |
| historic-nickel | $25.00 | 4/10/2011 7:12:29 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:11 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:16 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:21 PM |
| Ocean713 | $50.00 | 4/11/2011 7:46:39 AM |
| jjswanso | $25.00 | 4/11/2011 5:17:51 PM |
| wampum-cocktail | $25.00 | 4/12/2011 8:42:47 AM |
| supersarah61 | $25.00 | 4/12/2011 3:57:16 PM |
| Hokie83 | $50.00 | 4/12/2011 6:07:01 PM |
| mlj0671 | $25.00 | 4/13/2011 7:05:19 AM |
| foothillender | $25.00 | 4/13/2011 8:18:40 AM |
| red-favorable-basis | $25.00 | 4/13/2011 9:12:18 AM |
| careful-note | $50.00 | 4/13/2011 9:23:37 AM |
| asset-professor | $50.00 | 4/13/2011 9:27:26 AM |
| the-profit-oracle | $25.00 | 4/13/2011 9:30:19 AM |
| CA-Lender | $25.04 | 4/13/2011 11:01:16 AM |
| bonus-seahorse | $25.00 | 4/13/2011 11:38:40 AM |
| num1irish | $50.00 | 4/13/2011 11:39:55 AM |
| Scotcha | $50.00 | 4/13/2011 11:45:32 AM |
| 1randyp | $200.00 | 4/13/2011 11:52:08 AM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:22:51 PM |
| vibraphone3 | $100.00 | 4/13/2011 4:25:04 PM |
| PotBellyPete | $361.76 | 4/13/2011 3:17:28 PM |
| orange-leverage-phoenix | $50.00 | 4/13/2011 5:22:49 PM |
| sunny-justice9 | $25.00 | 4/13/2011 5:01:00 PM |
| radforj22 | $25.00 | 4/13/2011 5:23:21 PM |
| bold-durability-drum | $50.00 | 4/13/2011 5:24:10 PM |
| neutrino6 | $25.00 | 4/13/2011 5:24:33 PM |
| reasonable-transaction7 | $50.00 | 4/13/2011 5:24:52 PM |
| ommcd | $25.00 | 4/13/2011 5:27:07 PM |
| credit-sycamore4 | $100.00 | 4/13/2011 5:18:32 PM |
| escharfer | $25.00 | 4/13/2011 5:23:48 PM |
| benevolent-bonus | $25.00 | 4/13/2011 5:26:20 PM |
| leodaguy | $25.00 | 4/13/2011 5:26:56 PM |
| missing-link | $25.00 | 4/13/2011 5:27:11 PM |
| Engineer44 | $25.00 | 4/13/2011 5:12:40 PM |
| Ray3486 | $25.00 | 4/13/2011 5:26:15 PM |
| FeedTheMachine | $100.00 | 4/13/2011 5:27:12 PM |
| amf | $25.00 | 4/14/2011 1:38:29 AM |
| umfan123 | $25.00 | 4/13/2011 8:42:33 PM |
| dbmurch | $25.00 | 4/14/2011 1:42:05 AM |
| rhin0cerx | $50.00 | 4/14/2011 1:56:00 AM |
| MissionMicroFinance | $25.00 | 4/14/2011 2:09:23 AM |
| dough-hammock | $50.00 | 4/13/2011 9:44:50 PM |
| FASTIZIO_P | $28.20 | 4/14/2011 2:13:03 AM |
| CPAMAN | $25.00 | 4/14/2011 2:14:25 AM |
| photo999 | $25.00 | 4/14/2011 2:17:30 AM |
| ouyangers | $25.00 | 4/14/2011 2:29:37 AM |
| Pu239 | $60.00 | 4/14/2011 12:03:59 AM |
| Hanalei712 | $50.00 | 4/13/2011 10:31:44 PM |
| shrewd-peace7 | $25.00 | 4/14/2011 2:36:52 AM |
| brazilofmux | $39.94 | 4/14/2011 1:44:20 AM |
| NoMoreDebt4Me | $25.00 | 4/14/2011 2:19:34 AM |
| affluence-tycoon | $40.65 | 4/14/2011 2:29:46 AM |
| rulender | $41.50 | 4/14/2011 2:30:17 AM |
| LAM26 | $25.00 | 4/14/2011 2:30:40 AM |
| zeelender | $25.00 | 4/14/2011 1:54:58 AM |
| dough-bear | $49.87 | 4/14/2011 2:32:19 AM |
| wbahl | $25.00 | 4/14/2011 1:57:34 AM |
| fair-rate | $25.00 | 4/14/2011 2:43:39 AM |
| HHP | $43.89 | 4/14/2011 2:18:51 AM |
| StreetJustice | $36.45 | 4/14/2011 2:29:51 AM |
| samo102us | $25.00 | 4/14/2011 2:31:47 AM |
| DreDub | $26.36 | 4/14/2011 2:37:03 AM |
| liberty-destiny3 | $25.00 | 4/14/2011 2:44:17 AM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
499329
This series of Notes was issued and sold upon the funding of the borrower loan #48666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $126.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $9,435 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-werewolf |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...
to purchase a second vehicle as a stand by for work and family
My financial situation: very stable
I am a good candidate for this loan because... I pay on time and have consistent income
Monthly net income: $2073.76
Monthly expenses: $1623.00
Housing: $643.00
Insurance: $136.00
Car expenses: $75.00
Utilities: $150.00
Phone, cable, internet: $79.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $240.00 daycare/cell phone
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 4/3/2011 12:05:04 PM |
| helpishere777 | $25.00 | 4/3/2011 4:08:11 PM |
| desertoasis | $25.00 | 4/4/2011 1:20:48 PM |
| sharp-trade0 | $25.00 | 4/11/2011 9:13:18 AM |
| lean-ore9 | $25.00 | 4/11/2011 9:19:02 AM |
| reflective-rupee | $290.55 | 4/14/2011 1:07:35 PM |
| platinum-scientist9 | $25.00 | 4/14/2011 2:42:10 PM |
| kinetic-social | $25.00 | 4/14/2011 2:33:00 PM |
| best-inspiring-deal | $50.00 | 4/14/2011 4:08:08 PM |
| jmb_lending | $50.00 | 4/14/2011 6:35:37 PM |
| hookUup | $25.32 | 4/14/2011 5:21:45 PM |
| Ananya | $25.00 | 4/15/2011 4:26:03 AM |
| Bocephus1959 | $25.00 | 4/14/2011 8:24:53 PM |
| flexible-duty3 | $25.00 | 4/15/2011 9:09:14 AM |
| kingbob | $25.00 | 4/15/2011 6:58:24 AM |
| supreme-hope | $25.00 | 4/15/2011 7:25:39 AM |
| transparency-grasshopper | $25.00 | 4/15/2011 10:18:54 AM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 10:08:28 AM |
| HairyCoo | $25.00 | 4/15/2011 11:05:20 AM |
| order-prospector | $50.00 | 4/15/2011 3:40:22 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:06:05 PM |
| auction-poblano | $30.27 | 4/15/2011 5:58:00 PM |
| 108lender | $100.00 | 4/15/2011 6:18:20 PM |
| Ray3486 | $25.00 | 4/15/2011 6:41:51 PM |
| T-Bizzone | $300.00 | 4/15/2011 6:29:07 PM |
| Artist_Blue | $25.00 | 4/4/2011 11:46:19 AM |
| s_man1 | $50.00 | 4/7/2011 9:36:14 AM |
| CA-Lender | $25.04 | 4/14/2011 12:07:33 PM |
| secureincome | $300.00 | 4/14/2011 1:26:50 PM |
| Amber_Stone | $50.00 | 4/14/2011 2:49:08 PM |
| Bob450 | $25.00 | 4/14/2011 4:47:00 PM |
| Control | $25.00 | 4/14/2011 6:10:11 PM |
| papaloha | $25.00 | 4/14/2011 8:37:41 PM |
| mrsp2e | $25.00 | 4/15/2011 3:07:09 AM |
| sunny-justice9 | $25.00 | 4/15/2011 12:34:41 AM |
| terrific-peace8 | $32.02 | 4/15/2011 6:30:48 AM |
| new0rleans | $25.00 | 4/15/2011 8:49:51 AM |
| larryboy10 | $50.00 | 4/15/2011 9:02:07 AM |
| immaculate-treasure | $25.00 | 4/15/2011 6:50:02 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:54:55 AM |
| droopie1 | $25.00 | 4/15/2011 9:11:09 AM |
| REITRUST | $25.00 | 4/15/2011 9:34:14 AM |
| rysil | $50.00 | 4/15/2011 10:53:17 AM |
| impala6464 | $100.00 | 4/15/2011 9:26:01 AM |
| dollar-doughnut6 | $50.00 | 4/15/2011 11:30:25 AM |
| moola-accelerator6 | $25.00 | 4/15/2011 12:31:17 PM |
| donlenboy | $36.51 | 4/15/2011 10:09:06 AM |
| Loan_Some_Money | $25.00 | 4/15/2011 10:23:09 AM |
| catb | $25.00 | 4/15/2011 2:56:02 PM |
| neutrino6 | $25.00 | 4/15/2011 1:53:21 PM |
| wealth-starfish | $30.00 | 4/15/2011 4:05:24 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:27:15 PM |
| likeable-hope | $25.00 | 4/15/2011 3:02:26 PM |
| saga9 | $25.00 | 4/15/2011 3:25:33 PM |
| MikeD_RI | $25.00 | 4/15/2011 1:42:39 PM |
| Hokies | $50.00 | 4/15/2011 4:15:01 PM |
| jbloans | $25.00 | 4/15/2011 4:01:07 PM |
| capital-halo1 | $44.15 | 4/15/2011 5:49:57 PM |
| Jazzy503 | $25.01 | 4/15/2011 6:29:11 PM |
| MoneyForNothing | $11.13 | 4/15/2011 6:42:44 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
500125
This series of Notes was issued and sold upon the funding of the borrower loan #48611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,509.31 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $445.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,608 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-serene-economy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen update and makeover
Purpose of loan:
This loan will be used to...Remodel and update my old and old fashioned kitchen
My financial situation:
I am a good candidate for this loan because...
I have great credit, my debs is very minimal, all the payments that I make are always on time, I have some of the money needed, and need additional funds
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the public record listed above? - debt-legend
A:
I owned another house that my ex wife lived in, the taxes were not paid, by the time I was notified, the lean had already posted, as soon as I realized this, I paid the taxes.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| logical-reward8 | $25.00 | 3/31/2011 9:02:32 AM |
| DukSerduk | $25.00 | 3/31/2011 9:02:34 AM |
| community-pipeline | $25.00 | 3/31/2011 9:05:03 AM |
| minista | $25.00 | 3/31/2011 9:06:15 AM |
| reflective-rupee | $50.33 | 3/31/2011 9:55:56 AM |
| WilliamLeeSims | $34.39 | 3/31/2011 1:07:49 PM |
| patriot897 | $50.00 | 3/31/2011 9:03:22 AM |
| selector568 | $200.00 | 3/31/2011 9:04:00 AM |
| kenji4861 | $50.00 | 3/31/2011 9:04:33 AM |
| the-dollar-topper | $100.00 | 3/31/2011 9:05:59 AM |
| worthy-bid8 | $100.00 | 4/1/2011 2:57:15 AM |
| shamrocker | $25.00 | 3/31/2011 9:07:32 AM |
| exact-gold2 | $50.00 | 3/31/2011 1:08:07 PM |
| MONEYLENDER101 | $100.00 | 4/1/2011 5:43:57 AM |
| Toby1montana | $75.00 | 4/2/2011 7:17:52 AM |
| p40thawk | $50.00 | 4/1/2011 7:39:47 PM |
| meux99 | $25.00 | 4/4/2011 11:36:46 AM |
| wbahl | $25.00 | 4/5/2011 8:57:10 AM |
| Anny-Disco | $50.00 | 4/6/2011 12:23:00 AM |
| a-responsible-return | $50.00 | 4/6/2011 3:40:59 AM |
| worthy-value1 | $50.00 | 4/6/2011 6:48:49 AM |
| benjamins-utopia | $64.62 | 4/5/2011 6:11:01 PM |
| power-mad-scientist | $25.00 | 4/6/2011 9:27:50 AM |
| locomotive7 | $50.00 | 4/6/2011 9:31:25 AM |
| damage | $25.00 | 4/6/2011 10:52:41 PM |
| credit-investor5 | $50.00 | 4/6/2011 5:40:48 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:04:20 AM |
| -Me | $50.00 | 4/7/2011 10:57:41 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:02 AM |
| degster | $25.00 | 4/7/2011 10:24:39 AM |
| kulender | $100.00 | 4/7/2011 5:21:54 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:07:58 AM |
| octoberfresh | $30.00 | 4/8/2011 7:02:09 AM |
| djh47a | $25.00 | 4/8/2011 12:48:05 PM |
| Tahoeguy | $50.00 | 4/8/2011 12:49:14 PM |
| velocity-solo | $25.00 | 4/8/2011 1:25:38 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:57 PM |
| UT2008 | $50.00 | 4/8/2011 1:41:07 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:34 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:13:01 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:14 PM |
| dtrain5 | $25.00 | 4/8/2011 7:37:05 PM |
| GodzillaLending | $25.00 | 4/9/2011 3:54:31 AM |
| ArtemisFitzlebottom | $25.00 | 4/9/2011 5:56:53 AM |
| acsej | $25.00 | 4/9/2011 10:08:08 AM |
| a-exponential-hope | $25.00 | 4/9/2011 9:38:05 PM |
| cebgop | $25.00 | 4/10/2011 3:26:55 AM |
| dharma1 | $25.00 | 4/10/2011 4:26:39 PM |
| BlindProphet | $50.00 | 4/10/2011 5:06:55 PM |
| ingenious-order783 | $25.00 | 4/11/2011 6:57:37 AM |
| srgriff | $25.00 | 4/11/2011 9:19:52 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:11:55 AM |
| shrewd-deal | $25.00 | 4/11/2011 2:34:36 PM |
| freesia54 | $50.00 | 4/11/2011 2:48:48 PM |
| jigs0910 | $25.00 | 4/11/2011 2:48:58 PM |
| Bank42 | $100.00 | 4/11/2011 4:46:51 PM |
| FCI | $25.00 | 4/11/2011 5:43:02 PM |
| mizount | $25.00 | 4/11/2011 6:07:54 PM |
| thedoctor | $28.21 | 4/12/2011 1:55:23 AM |
| zone6 | $50.00 | 4/12/2011 2:47:57 AM |
| interest-fox7 | $50.00 | 4/12/2011 9:31:57 AM |
| cash-merry-maker | $25.00 | 4/12/2011 10:53:28 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:15 AM |
| radforj22 | $50.00 | 4/12/2011 3:37:48 PM |
| ytjameslee | $50.00 | 4/12/2011 3:31:42 PM |
| rmachi | $25.00 | 4/12/2011 5:22:49 PM |
| Lender0010 | $100.00 | 4/13/2011 12:04:22 AM |
| mistertao | $25.00 | 4/13/2011 2:18:19 AM |
| Blue_HorseShoe | $25.00 | 4/13/2011 5:01:53 AM |
| LenderByDay | $25.00 | 4/13/2011 5:46:55 AM |
| stevonumber5 | $95.00 | 4/13/2011 8:32:11 AM |
| the_prince | $50.00 | 4/13/2011 7:19:35 AM |
| nuclearmoose | $40.00 | 4/13/2011 9:47:24 AM |
| p2p-paradise | $42.05 | 4/13/2011 9:38:15 AM |
| innocent-liberty6 | $50.00 | 4/13/2011 10:30:53 AM |
| julijask | $50.00 | 4/13/2011 11:47:31 AM |
| vigilance-spinner3 | $25.00 | 4/13/2011 9:54:19 AM |
| blue-sturdy-bazaar | $50.00 | 4/13/2011 11:39:07 AM |
| unassuming-reward | $50.00 | 4/13/2011 10:25:33 AM |
| maximizer | $50.00 | 4/13/2011 12:16:32 PM |
| availableloan | $25.00 | 4/13/2011 12:05:22 PM |
| axl163 | $25.00 | 4/13/2011 11:38:48 AM |
| Dubbs360 | $100.00 | 4/13/2011 12:10:30 PM |
| Jtomtom | $25.00 | 4/13/2011 11:47:46 AM |
| lucrative-coin | $100.00 | 4/13/2011 12:50:54 PM |
| important-ore | $158.87 | 4/13/2011 12:28:43 PM |
| jdwillcox | $100.00 | 4/13/2011 12:45:05 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:22:25 PM |
| saysana | $25.00 | 4/13/2011 1:51:59 PM |
| meoweo | $25.00 | 4/13/2011 3:41:58 PM |
| bradny | $25.00 | 4/13/2011 4:16:47 PM |
| Stack23 | $34.47 | 4/13/2011 2:55:51 PM |
| sdr984 | $25.00 | 4/13/2011 4:32:14 PM |
| finance-dandelion | $30.00 | 4/13/2011 4:33:44 PM |
| theskippy | $27.00 | 4/13/2011 4:21:53 PM |
| momentous-coin | $60.00 | 4/13/2011 5:11:39 PM |
| john0720 | $25.00 | 4/13/2011 5:42:31 PM |
| green-planet-guy | $36.00 | 4/13/2011 4:39:01 PM |
| Untiedshu | $75.88 | 4/13/2011 5:04:04 PM |
| Katburg | $25.00 | 4/13/2011 5:18:35 PM |
| CBO-Enterprise | $100.00 | 4/13/2011 5:56:45 PM |
| word140 | $25.00 | 4/13/2011 6:36:19 PM |
| thegreatstrafe | $25.00 | 4/13/2011 10:02:03 PM |
| revmax | $50.00 | 4/13/2011 6:48:48 PM |
| syounker | $25.00 | 4/13/2011 7:07:40 PM |
| johngaltline | $25.00 | 4/13/2011 8:46:36 PM |
| frankdelraza | $25.00 | 4/14/2011 1:43:00 AM |
| jbadawg1017 | $25.00 | 4/14/2011 1:53:16 AM |
| kalex752 | $25.00 | 4/14/2011 1:54:09 AM |
| ZeoInvestments | $25.00 | 4/14/2011 1:55:23 AM |
| Troutfinder | $30.00 | 4/13/2011 9:46:28 PM |
| monstersdad | $45.32 | 4/14/2011 2:12:51 AM |
| gotyourgear | $26.07 | 4/14/2011 2:14:40 AM |
| pwkpwk | $25.00 | 4/14/2011 2:17:08 AM |
| market-socrates4 | $28.69 | 4/14/2011 2:43:57 AM |
| velvetsmog | $47.25 | 4/14/2011 4:29:03 AM |
| rjleves | $26.38 | 4/14/2011 2:14:09 AM |
| afotherg | $36.56 | 4/14/2011 6:06:45 AM |
| pipopirate | $25.00 | 4/14/2011 1:42:43 AM |
| sajitk | $25.00 | 4/14/2011 1:55:54 AM |
| RB_Double-A_Bravo | $25.00 | 4/14/2011 2:12:30 AM |
| Aimvest | $25.00 | 4/14/2011 2:17:04 AM |
| greenback-magma1 | $265.84 | 4/14/2011 7:49:21 AM |
| Curly-Girly | $25.00 | 4/14/2011 2:43:05 AM |
| heavenly-interest9 | $25.36 | 4/14/2011 2:43:19 AM |
| commerce-broker | $25.00 | 4/14/2011 5:06:33 AM |
| larrybird | $1,000.00 | 4/14/2011 8:53:20 AM |
| lamsabuy | $500.00 | 4/14/2011 8:55:19 AM |
| hons2000 | $50.00 | 4/14/2011 6:24:15 AM |
| jmb_lending | $100.00 | 4/14/2011 7:07:28 AM |
| gallant-economy9 | $871.69 | 4/14/2011 7:52:21 AM |
| Tasmir | $25.00 | 4/14/2011 7:55:10 AM |
| tender-ore | $30.00 | 4/14/2011 8:51:45 AM |
| AmericanCredit | $25.00 | 3/31/2011 1:08:53 PM |
| SchaeferJ | $25.00 | 3/31/2011 1:34:16 PM |
| currency-persimmon | $200.00 | 3/31/2011 1:39:34 PM |
| fantastic-openness | $100.00 | 3/31/2011 9:04:55 AM |
| restless-balance9 | $50.00 | 4/1/2011 4:18:02 AM |
| blot44 | $25.00 | 3/31/2011 9:03:17 AM |
| power-companion7 | $100.00 | 3/31/2011 1:33:45 PM |
| mrpowers5531 | $25.00 | 4/1/2011 4:18:55 PM |
| Zipperdu | $50.00 | 4/2/2011 10:38:17 AM |
| friendlyviking | $25.00 | 4/2/2011 8:13:11 AM |
| davisfl | $100.00 | 4/2/2011 12:46:34 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:07:40 AM |
| skuba | $100.00 | 4/4/2011 2:02:51 AM |
| kyomoon | $50.00 | 4/4/2011 2:53:45 PM |
| authoritative-capital | $50.00 | 4/5/2011 7:11:04 AM |
| Hanalei712 | $50.00 | 4/5/2011 4:31:10 PM |
| jescowa | $50.00 | 4/5/2011 6:11:48 PM |
| serene-truth2 | $50.00 | 4/5/2011 9:29:14 PM |
| helpishere777 | $50.00 | 4/6/2011 9:24:06 AM |
| emo13 | $100.00 | 4/6/2011 9:27:47 AM |
| indomitable-coin | $50.00 | 4/6/2011 4:57:34 AM |
| financelover | $50.00 | 4/6/2011 11:07:40 PM |
| unclejaef | $25.00 | 4/6/2011 12:22:02 PM |
| MrDavid | $100.00 | 4/6/2011 9:42:57 PM |
| balanced-bill7 | $50.00 | 4/7/2011 6:16:47 PM |
| Interstate_Rate | $250.00 | 4/8/2011 1:33:46 PM |
| Preteur | $25.00 | 4/8/2011 1:42:21 PM |
| aasx1108 | $25.00 | 4/8/2011 1:44:36 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:17 PM |
| Hogpilot | $50.00 | 4/9/2011 1:02:03 AM |
| dumbass | $25.00 | 4/9/2011 2:33:48 AM |
| financial-frenzy | $25.00 | 4/9/2011 12:42:57 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:03:51 PM |
| OmahaGuy | $100.00 | 4/10/2011 3:06:55 PM |
| Jassi | $25.00 | 4/10/2011 8:22:11 PM |
| lancetc | $50.00 | 4/10/2011 8:28:50 PM |
| MO_Investor | $25.00 | 4/11/2011 2:48:57 PM |
| Castellan | $50.00 | 4/11/2011 2:36:34 PM |
| jmainc | $25.00 | 4/11/2011 2:49:15 PM |
| valiant-liberty4 | $25.00 | 4/11/2011 4:47:51 PM |
| ramsbladder | $25.00 | 4/11/2011 4:52:16 PM |
| WarmWeather | $50.00 | 4/11/2011 5:22:18 PM |
| BaxterEvil | $25.00 | 4/11/2011 6:58:38 PM |
| alpinaut | $25.00 | 4/12/2011 1:48:51 AM |
| acropiloterau2002 | $25.00 | 4/12/2011 2:22:53 AM |
| Cheburashka | $30.00 | 4/12/2011 4:15:01 PM |
| rmbot | $75.00 | 4/12/2011 5:44:29 PM |
| Hexnut | $50.00 | 4/12/2011 7:11:45 PM |
| newyork6264 | $25.00 | 4/13/2011 6:56:48 AM |
| newest-finance-viola | $100.00 | 4/13/2011 9:37:18 AM |
| ridestwins_998 | $25.00 | 4/13/2011 10:12:58 AM |
| soheagle | $25.00 | 4/13/2011 11:34:24 AM |
| reflective-rupee | $250.55 | 4/13/2011 11:35:35 AM |
| BabyLender | $25.00 | 4/13/2011 10:58:57 AM |
| j2ee | $25.00 | 4/13/2011 11:43:29 AM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:20:48 PM |
| iem2509 | $25.00 | 4/13/2011 12:10:20 PM |
| GElender | $50.00 | 4/13/2011 12:38:07 PM |
| wamozart | $50.00 | 4/13/2011 12:43:42 PM |
| clean-loyalty | $50.00 | 4/13/2011 1:13:44 PM |
| itskarma | $50.00 | 4/13/2011 12:41:38 PM |
| dollar-kazoo | $25.30 | 4/13/2011 2:37:38 PM |
| first-serene-credit | $25.00 | 4/13/2011 4:55:13 PM |
| economy-beast | $25.00 | 4/13/2011 1:36:33 PM |
| nimcha | $50.00 | 4/13/2011 3:41:13 PM |
| careful-yield1 | $25.00 | 4/13/2011 3:44:12 PM |
| angelinvestor2 | $100.00 | 4/13/2011 1:54:03 PM |
| vibraphone3 | $300.00 | 4/13/2011 4:30:28 PM |
| Barky52 | $25.00 | 4/13/2011 5:06:20 PM |
| a-tranquil-liberty | $25.00 | 4/13/2011 5:36:55 PM |
| heroic-return5 | $25.00 | 4/13/2011 5:39:52 PM |
| finance-symphony7 | $25.00 | 4/13/2011 6:02:52 PM |
| hookUup | $31.32 | 4/13/2011 7:13:25 PM |
| australianinvestor | $50.00 | 4/13/2011 6:42:46 PM |
| vegaslender88 | $50.00 | 4/13/2011 11:26:58 PM |
| Pacific-Bank | $34.00 | 4/14/2011 12:08:22 AM |
| PaulW | $25.00 | 4/14/2011 1:36:53 AM |
| ronkr | $25.63 | 4/14/2011 1:41:56 AM |
| mwl | $25.00 | 4/14/2011 1:53:39 AM |
| Octavian315 | $30.71 | 4/14/2011 1:55:14 AM |
| cbivitz | $250.00 | 4/13/2011 8:10:14 PM |
| Mantis75 | $25.00 | 4/14/2011 2:12:56 AM |
| ChicoBob | $30.89 | 4/14/2011 2:13:07 AM |
| jmb_lending | $300.00 | 4/13/2011 9:00:34 PM |
| inventive-exchange | $50.00 | 4/14/2011 2:28:08 AM |
| Stafo | $25.00 | 4/14/2011 2:28:56 AM |
| JohnGalt94 | $33.83 | 4/14/2011 2:31:52 AM |
| ardaentiknik | $50.00 | 4/14/2011 3:51:40 AM |
| CornerKetch | $47.68 | 4/14/2011 1:53:54 AM |
| nhm | $25.09 | 4/14/2011 2:12:25 AM |
| ujiba | $50.00 | 4/14/2011 1:44:25 AM |
| colorunner | $25.00 | 4/14/2011 1:52:58 AM |
| diverse2 | $40.00 | 4/14/2011 2:12:05 AM |
| sgt-schultz | $32.51 | 4/14/2011 7:11:51 AM |
| Johnab | $25.00 | 4/14/2011 4:46:47 AM |
| commitment-farm | $25.00 | 4/14/2011 2:43:12 AM |
| Kattosha | $25.00 | 4/14/2011 8:26:59 AM |
| marketplace-canary7 | $25.00 | 4/14/2011 3:40:10 AM |
| kegs | $400.00 | 4/14/2011 8:55:15 AM |
| Railbird | $41.82 | 4/14/2011 6:36:39 AM |
| jmb_lending | $200.00 | 4/14/2011 7:02:04 AM |
| hons2000 | $50.00 | 4/14/2011 6:27:56 AM |
| valemic | $35.00 | 4/14/2011 7:18:54 AM |
| CPA-Banker | $25.00 | 4/14/2011 7:37:59 AM |
| sk10023 | $25.00 | 4/14/2011 7:37:40 AM |
| Spkthewrd3 | $25.00 | 4/14/2011 7:46:01 AM |
| Bill88 | $25.00 | 4/14/2011 8:33:39 AM |
| Isanpankki | $100.00 | 4/14/2011 8:43:55 AM |
| 241 Investments
|
Borrower Payment Dependent Notes Series
500289
This series of Notes was issued and sold upon the funding of the borrower loan #48575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $483.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,727 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-giant0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate several credit card debts into one payment to pay down faster.
My financial situation:
I am a good candidate for this loan because I work hard but do to some car issues and house repairs I got farther into credit card debt then I wanted.
Monthly net income: $5000
Housing: $1550
Insurance: $150
Car expenses: $450
Utilities: $320
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1600
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage balance is $220K.
Current market value is $224K.
(Apr-02-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| thelovebug | $100.00 | 4/2/2011 12:06:06 PM |
| suave-dime6 | $25.00 | 4/2/2011 12:07:30 PM |
| reflective-rupee | $44.44 | 4/2/2011 4:53:24 PM |
| simplelender80 | $100.00 | 4/2/2011 12:02:36 PM |
| ingenious-deal6 | $25.00 | 4/2/2011 12:04:07 PM |
| DasMula | $27.00 | 4/2/2011 2:35:46 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:59 PM |
| handy-justice | $50.00 | 4/9/2011 5:48:06 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:36 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:55 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:55 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:36 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:45 AM |
| Dubbs360 | $25.00 | 4/12/2011 7:35:14 AM |
| mlj0671 | $25.00 | 4/13/2011 7:26:41 AM |
| apostle901 | $25.00 | 4/13/2011 9:28:55 AM |
| frogperson | $78.19 | 4/13/2011 9:47:43 AM |
| CA-Lender | $25.04 | 4/13/2011 4:26:18 PM |
| reflective-rupee | $250.55 | 4/13/2011 3:06:28 PM |
| hookUup | $27.32 | 4/13/2011 7:59:16 PM |
| golden-cat | $25.00 | 4/13/2011 7:06:54 PM |
| worth-shower8 | $100.00 | 4/13/2011 8:21:59 PM |
| Easystreet | $25.00 | 4/14/2011 2:01:03 AM |
| jmb_lending | $200.00 | 4/13/2011 11:00:41 PM |
| dudebrah | $25.00 | 4/13/2011 11:49:48 PM |
| umfan123 | $25.00 | 4/14/2011 6:12:44 AM |
| economy-producer | $25.00 | 4/14/2011 9:24:20 AM |
| ore-dojo | $50.00 | 4/14/2011 11:14:33 AM |
| credit-investor5 | $50.00 | 4/14/2011 1:11:59 PM |
| gentle-coin | $75.00 | 4/14/2011 1:04:32 PM |
| w3alter | $100.00 | 4/14/2011 4:07:24 PM |
| Wellman | $50.00 | 4/14/2011 5:19:54 PM |
| tech310 | $50.00 | 4/14/2011 5:20:58 PM |
| SFteacher | $25.00 | 4/14/2011 5:20:08 PM |
| the-profit-oracle | $25.00 | 4/14/2011 5:21:38 PM |
| supersarah61 | $50.00 | 4/14/2011 5:38:13 PM |
| dough-hammock | $25.00 | 4/14/2011 6:56:04 PM |
| machkimaspesi | $25.00 | 4/14/2011 8:57:12 PM |
| MutuallyBeneficial | $50.00 | 4/14/2011 11:38:15 PM |
| shrewd-peace7 | $25.00 | 4/15/2011 7:18:27 AM |
| graceful-investment | $63.01 | 4/15/2011 7:36:30 AM |
| missing-link | $25.00 | 4/15/2011 7:51:40 AM |
| income-rocker2 | $27.34 | 4/15/2011 5:26:31 AM |
| wbahl | $25.00 | 4/15/2011 6:09:35 AM |
| musegaze | $50.00 | 4/15/2011 6:44:37 AM |
| seisen | $39.42 | 4/15/2011 6:26:34 AM |
| investment-comet | $25.00 | 4/15/2011 7:05:56 AM |
| treasure-bliss | $50.00 | 4/15/2011 7:07:57 AM |
| reward-adventure | $50.00 | 4/15/2011 7:36:37 AM |
| ccclaireee333 | $25.00 | 4/15/2011 7:28:55 AM |
| orange-preeminant-bill | $50.00 | 4/15/2011 7:37:15 AM |
| Bob450 | $25.00 | 4/15/2011 8:23:48 AM |
| point-kitten6 | $50.00 | 4/15/2011 10:34:24 AM |
| Rx-Ace | $100.00 | 4/15/2011 11:33:13 AM |
| rhin0cerx | $50.00 | 4/15/2011 10:21:20 AM |
| asmithj | $50.00 | 4/15/2011 9:56:40 AM |
| lagnisiruk | $25.00 | 4/15/2011 10:20:43 AM |
| credit-sycamore4 | $100.00 | 4/15/2011 10:21:07 AM |
| dollar-doughnut6 | $100.00 | 4/15/2011 11:26:18 AM |
| rookiecrd1 | $90.00 | 4/15/2011 10:34:20 AM |
| Tideman | $50.00 | 4/15/2011 11:54:32 AM |
| neutrino6 | $25.00 | 4/15/2011 2:11:47 PM |
| divedude | $25.00 | 4/15/2011 2:15:23 PM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 2:14:10 PM |
| Gibbyland | $100.00 | 4/15/2011 12:52:32 PM |
| JeffHoll | $80.00 | 4/15/2011 1:23:32 PM |
| Comoparklender | $50.00 | 4/15/2011 5:17:17 PM |
| MicroLender357 | $50.00 | 4/15/2011 5:17:47 PM |
| jtu55 | $50.00 | 4/15/2011 5:18:05 PM |
| finagler | $25.00 | 4/15/2011 5:18:37 PM |
| cladius67 | $25.00 | 4/15/2011 5:19:10 PM |
| happy-return4 | $50.00 | 4/15/2011 5:20:21 PM |
| agiovasil | $25.00 | 4/15/2011 5:20:37 PM |
| shrewd-deal | $25.00 | 4/15/2011 5:21:28 PM |
| cropdust3r | $25.00 | 4/15/2011 5:21:50 PM |
| felix-tower | $25.00 | 4/15/2011 5:22:50 PM |
| greenback-magma1 | $100.00 | 4/15/2011 5:23:40 PM |
| SonomaHills | $50.00 | 4/15/2011 5:23:58 PM |
| sakha | $50.00 | 4/15/2011 5:24:41 PM |
| fairhelper | $25.00 | 4/15/2011 5:25:13 PM |
| ommcd | $25.00 | 4/15/2011 5:27:39 PM |
| songbird98 | $25.00 | 4/15/2011 5:16:46 PM |
| jimduism | $25.00 | 4/15/2011 5:18:50 PM |
| finance-magma7 | $50.00 | 4/15/2011 5:19:07 PM |
| AF-Chief | $50.00 | 4/15/2011 5:19:36 PM |
| unassassinable | $25.00 | 4/15/2011 5:20:34 PM |
| inspired-duty5 | $25.00 | 4/15/2011 5:21:33 PM |
| LenderFish | $25.00 | 4/15/2011 5:21:44 PM |
| kind-adventurous-finance | $50.00 | 4/15/2011 5:22:29 PM |
| asiaratt | $50.00 | 4/15/2011 5:23:08 PM |
| IntrepidInvestment | $50.00 | 4/15/2011 5:23:52 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 5:24:03 PM |
| treasure-expert | $25.00 | 4/15/2011 5:24:14 PM |
| compassion-lotus5 | $50.00 | 4/15/2011 5:24:19 PM |
| Tikibarman | $50.00 | 4/15/2011 5:24:58 PM |
| hard-working-loot | $50.00 | 4/15/2011 5:25:07 PM |
| ingenious-diversification | $25.00 | 4/15/2011 5:25:17 PM |
| liberty-destiny3 | $25.00 | 4/15/2011 5:25:55 PM |
| bid-czar8 | $50.00 | 4/15/2011 5:26:52 PM |
| inventive-wealth2 | $25.00 | 4/15/2011 5:28:31 PM |
| dominickf | $50.00 | 4/15/2011 5:29:47 PM |
| MrMcduck | $25.00 | 4/15/2011 5:17:13 PM |
| bob_sacamano | $25.00 | 4/15/2011 5:17:54 PM |
| power-bluebird2 | $50.00 | 4/15/2011 5:18:45 PM |
| NYLG | $25.00 | 4/15/2011 5:19:42 PM |
| orange-leverage-phoenix | $50.00 | 4/15/2011 5:19:53 PM |
| careful-note | $50.00 | 4/15/2011 5:20:18 PM |
| sensible-order2 | $31.04 | 4/15/2011 5:22:15 PM |
| 1phantom | $25.00 | 4/15/2011 5:22:37 PM |
| new-social-economist | $50.00 | 4/15/2011 5:23:17 PM |
| shmb6508 | $50.00 | 4/15/2011 5:23:32 PM |
| orangetrust | $50.00 | 4/15/2011 5:23:49 PM |
| gizzywump | $50.00 | 4/15/2011 5:24:54 PM |
| nowits10 | $50.00 | 4/15/2011 5:27:37 PM |
| money-surge1 | $50.00 | 4/15/2011 5:30:20 PM |
| PaulW | $25.00 | 4/16/2011 2:25:54 AM |
| escharfer | $25.00 | 4/16/2011 2:29:55 AM |
| EBITDA | $25.00 | 4/16/2011 2:41:51 AM |
| Investor704 | $50.00 | 4/15/2011 8:54:55 PM |
| traice | $25.00 | 4/16/2011 3:16:46 AM |
| cospilot | $25.00 | 4/16/2011 3:40:44 AM |
| DreDub | $31.77 | 4/16/2011 3:54:13 AM |
| voidpile | $25.00 | 4/16/2011 3:59:20 AM |
| macbeck22 | $25.00 | 4/16/2011 3:14:46 AM |
| shrewd-income | $100.00 | 4/15/2011 10:53:50 PM |
| j-lender | $37.07 | 4/16/2011 4:02:06 AM |
| ouyangers | $25.00 | 4/16/2011 4:19:46 AM |
| selfmademan | $25.00 | 4/16/2011 2:44:55 AM |
| calinno2 | $25.00 | 4/16/2011 3:51:15 AM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:48:27 AM |
| money-bauble | $50.00 | 4/7/2011 4:17:48 AM |
| LoanerPrincipal | $25.00 | 4/6/2011 8:52:46 PM |
| bountiful-durability | $50.00 | 4/8/2011 1:44:00 PM |
| finance-prescription | $50.00 | 4/9/2011 7:43:43 AM |
| symbiosis | $50.00 | 4/11/2011 2:57:55 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:04 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:48 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:37:13 PM |
| mcgovern2024 | $25.00 | 4/13/2011 6:49:29 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:51:00 PM |
| amusement4 | $50.00 | 4/13/2011 8:12:02 PM |
| secureincome | $800.00 | 4/14/2011 7:45:19 AM |
| Isanpankki | $50.00 | 4/14/2011 8:45:23 AM |
| Bill88 | $25.00 | 4/14/2011 8:41:57 AM |
| green-safe-wampum | $36.35 | 4/14/2011 10:59:49 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:36 PM |
| Rogesparkguy | $25.00 | 4/14/2011 10:05:05 AM |
| bonus-seahorse | $100.00 | 4/14/2011 2:33:58 PM |
| peso-fortress | $25.00 | 4/14/2011 1:22:20 PM |
| asset-professor | $50.00 | 4/14/2011 4:42:56 PM |
| wwwUniversal | $25.00 | 4/14/2011 5:35:08 PM |
| nilonc1 | $124.87 | 4/14/2011 6:31:41 PM |
| 3613925 | $25.00 | 4/14/2011 6:58:10 PM |
| FirstBank | $50.00 | 4/14/2011 5:20:01 PM |
| Tylerh | $100.00 | 4/14/2011 5:21:36 PM |
| Jon8403 | $25.00 | 4/14/2011 7:21:34 PM |
| well-mannered-income3 | $25.00 | 4/14/2011 8:31:25 PM |
| Jon8403 | $50.00 | 4/14/2011 8:41:38 PM |
| Weaverville | $25.00 | 4/14/2011 7:28:55 PM |
| blackstar | $25.00 | 4/15/2011 5:04:36 AM |
| stock106 | $25.00 | 4/15/2011 6:00:00 AM |
| burrito6 | $25.00 | 4/15/2011 7:26:56 AM |
| Artist_Blue | $25.00 | 4/15/2011 5:59:35 AM |
| Pitufo | $50.00 | 4/15/2011 8:25:38 AM |
| mystical-bonus7 | $25.00 | 4/15/2011 7:31:03 AM |
| payment-gusto | $25.00 | 4/15/2011 7:38:23 AM |
| dedicated-transaction796 | $27.61 | 4/15/2011 7:53:02 AM |
| justice-economist | $25.00 | 4/15/2011 9:54:44 AM |
| peruse | $25.00 | 4/15/2011 9:54:59 AM |
| sosleep | $25.00 | 4/15/2011 8:24:07 AM |
| TigerForce | $25.00 | 4/15/2011 9:03:33 AM |
| floridass | $25.00 | 4/15/2011 8:59:43 AM |
| Invest_in_residual_income | $25.00 | 4/15/2011 10:44:04 AM |
| five-star-note | $50.00 | 4/15/2011 11:12:45 AM |
| thrifty-capital | $25.00 | 4/15/2011 11:31:20 AM |
| DadWarbucks | $40.00 | 4/15/2011 9:46:36 AM |
| kulender | $50.00 | 4/15/2011 9:51:40 AM |
| unger | $150.33 | 4/15/2011 11:55:27 AM |
| JJ9876 | $25.00 | 4/15/2011 10:05:50 AM |
| kindness-hickory5 | $50.00 | 4/15/2011 10:20:31 AM |
| fortytwo | $89.81 | 4/15/2011 10:36:20 AM |
| oregonusa | $50.00 | 4/15/2011 12:21:35 PM |
| sdcc72 | $25.00 | 4/15/2011 2:41:43 PM |
| elated-moola9 | $25.00 | 4/15/2011 2:49:51 PM |
| social-conductor4 | $25.00 | 4/15/2011 5:16:42 PM |
| raisingophelia | $25.00 | 4/15/2011 5:17:21 PM |
| Hexnut | $25.00 | 4/15/2011 5:17:58 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:26:58 PM |
| point | $50.00 | 4/15/2011 5:18:25 PM |
| nletunic | $50.00 | 4/15/2011 5:19:05 PM |
| CC911 | $25.00 | 4/15/2011 5:20:25 PM |
| LAM26 | $25.00 | 4/15/2011 5:20:33 PM |
| american-investor | $25.00 | 4/15/2011 5:20:40 PM |
| Learning2Lend | $50.00 | 4/15/2011 5:21:41 PM |
| NoMoreDebt4Me | $25.00 | 4/15/2011 5:22:11 PM |
| djindepth | $50.00 | 4/15/2011 5:22:58 PM |
| NYCFinancier | $25.00 | 4/15/2011 5:24:06 PM |
| forthright-dedication | $50.00 | 4/15/2011 5:25:04 PM |
| seanambrose | $25.00 | 4/15/2011 5:25:47 PM |
| Cai8899 | $30.00 | 4/15/2011 5:26:42 PM |
| brazilofmux | $100.00 | 4/15/2011 5:27:26 PM |
| Reinadog9 | $25.00 | 4/15/2011 5:28:08 PM |
| five-star-justice | $25.00 | 4/15/2011 5:29:43 PM |
| ChuckieG | $50.00 | 4/15/2011 5:17:10 PM |
| PatRichi | $25.00 | 4/15/2011 5:18:57 PM |
| gold-blanket0 | $25.00 | 4/15/2011 5:19:28 PM |
| derec | $25.00 | 4/15/2011 5:20:03 PM |
| ah-long | $25.00 | 4/15/2011 5:20:15 PM |
| benjamins-utopia | $100.00 | 4/15/2011 5:20:44 PM |
| mercuriant | $25.00 | 4/15/2011 5:21:16 PM |
| famous-bill | $25.00 | 4/15/2011 5:21:53 PM |
| PRGuyinVA | $25.00 | 4/15/2011 5:22:27 PM |
| GElender | $25.00 | 4/15/2011 5:23:13 PM |
| green-moola-sniffer | $50.00 | 4/15/2011 5:24:01 PM |
| benjamins-voyage | $25.00 | 4/15/2011 5:24:10 PM |
| a-successful-credit | $100.00 | 4/15/2011 5:24:16 PM |
| orange-vigilance-shower | $50.00 | 4/15/2011 5:24:28 PM |
| power-mad-scientist | $25.00 | 4/15/2011 5:25:01 PM |
| orbital-investment5 | $50.00 | 4/15/2011 5:25:09 PM |
| mhotchan | $100.00 | 4/15/2011 3:54:25 PM |
| mtquan | $25.00 | 4/15/2011 5:25:38 PM |
| the-dollar-topper | $100.00 | 4/15/2011 5:26:48 PM |
| FeedTheMachine | $100.00 | 4/15/2011 5:28:20 PM |
| yertle9 | $25.00 | 4/15/2011 6:49:57 PM |
| riproaringrapids | $25.00 | 4/15/2011 5:16:52 PM |
| payout-paddle1 | $50.00 | 4/15/2011 5:17:04 PM |
| kind-bill-supporter | $25.00 | 4/15/2011 5:17:34 PM |
| dparkhom | $25.00 | 4/15/2011 5:18:21 PM |
| moola-wildebeest3 | $50.00 | 4/15/2011 5:19:50 PM |
| loss-of-control | $100.00 | 4/15/2011 8:19:03 PM |
| investment-visionary | $25.00 | 4/15/2011 5:20:35 PM |
| IIP77 | $25.00 | 4/15/2011 5:20:57 PM |
| hitsman | $50.00 | 4/15/2011 5:22:32 PM |
| zippy-interest | $25.00 | 4/15/2011 5:22:39 PM |
| genius520 | $50.00 | 4/15/2011 5:23:03 PM |
| Jloaner | $25.00 | 4/15/2011 5:23:23 PM |
| Guerrilla_Man | $25.00 | 4/15/2011 5:24:37 PM |
| life-is-great | $25.00 | 4/15/2011 5:24:49 PM |
| GMOD026 | $25.00 | 4/15/2011 5:25:11 PM |
| Mariner3605 | $25.00 | 4/15/2011 5:25:51 PM |
| profit-powerplant | $25.00 | 4/15/2011 5:28:40 PM |
| natural-trade7 | $100.00 | 4/15/2011 7:00:19 PM |
| 360Winner | $100.00 | 4/15/2011 11:35:43 PM |
| Ducatiman1978 | $25.00 | 4/16/2011 2:41:07 AM |
| TheYellowDart | $25.00 | 4/16/2011 2:50:13 AM |
| gotjack | $25.00 | 4/16/2011 3:20:27 AM |
| Jonb6919 | $25.00 | 4/16/2011 3:59:44 AM |
| DSFinancial | $50.00 | 4/16/2011 12:16:31 AM |
| inkplj | $32.64 | 4/16/2011 4:00:56 AM |
| Rdodson11 | $25.00 | 4/16/2011 2:26:03 AM |
| WaitForIt | $25.00 | 4/16/2011 2:29:45 AM |
| dough-bear | $50.00 | 4/16/2011 4:27:46 AM |
| Ponies88 | $25.00 | 4/16/2011 3:14:52 AM |
| FASTIZIO_P | $50.00 | 4/16/2011 3:24:49 AM |
| Najaca | $25.00 | 4/15/2011 11:54:24 PM |
| grampy48 | $30.00 | 4/16/2011 4:07:24 AM |
| LBOregon | $25.00 | 4/16/2011 4:17:11 AM |
| bnlforever | $25.00 | 4/16/2011 4:19:42 AM |
| oldmora | $26.96 | 4/16/2011 4:26:35 AM |
| tornandfrayed | $29.87 | 4/16/2011 4:19:09 AM |
| truth-companion | $25.00 | 4/16/2011 4:26:40 AM |
| 261 Investments
|
Borrower Payment Dependent Notes Series
500347
This series of Notes was issued and sold upon the funding of the borrower loan #48596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,088.58 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $351.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $226 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-order-jedi |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Additions and Expansions
Purpose of loan:
I am a Commodity Trading Advisor for a website that is expanding to an office location.This loan will be used to purchase additional equipments such as advanced computer systems, office furniture, etc.
My financial situation:
I am a good candidate for this loan because I have the ability to pay it off quickly with my low debt to income ratio. I have also been in this job position since 2003. I do not like to carry any debts and will work to pay this off as quickly as possible. Keeping a good credit rating and integrity is important for me personally but also to keep my position in my line of work.
Monthly net income: $8,750
Total Monthly expenses: $3,370
Housing: $1800
Insurance: $170
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/1/2011 9:05:11 AM |
| suave-dime6 | $25.00 | 4/1/2011 9:08:55 AM |
| Kash2010lu | $25.00 | 4/1/2011 9:22:14 AM |
| reflective-rupee | $44.44 | 4/1/2011 11:27:21 AM |
| thelovebug | $100.00 | 4/1/2011 1:18:22 PM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:24:29 AM |
| money-bauble | $50.00 | 4/7/2011 4:17:25 AM |
| zorg77 | $25.00 | 4/6/2011 8:03:12 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:39 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:42 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:24 PM |
| Wellman | $50.00 | 4/11/2011 5:18:25 PM |
| wwwUniversal | $25.00 | 4/12/2011 2:46:07 AM |
| w3alter | $100.00 | 4/13/2011 9:53:51 AM |
| CA-Lender | $25.04 | 4/13/2011 11:05:04 AM |
| dudebrah | $25.00 | 4/13/2011 12:27:02 PM |
| money-fort | $25.00 | 4/13/2011 4:41:41 PM |
| fearless-bonus473 | $500.00 | 4/13/2011 4:01:51 PM |
| Lender0010 | $50.00 | 4/13/2011 4:26:44 PM |
| hookUup | $27.32 | 4/13/2011 7:55:43 PM |
| OmahaGuy | $50.00 | 4/13/2011 7:06:56 PM |
| Geologist-67 | $25.00 | 4/13/2011 9:58:26 PM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 3:47:33 AM |
| brightest-benjamins-onator | $50.00 | 4/14/2011 3:49:19 AM |
| Bob450 | $25.00 | 4/14/2011 7:55:52 AM |
| Bill88 | $25.00 | 4/14/2011 8:40:48 AM |
| Hokie83 | $50.00 | 4/14/2011 9:23:18 AM |
| fund-tom-tom6 | $50.00 | 4/14/2011 9:31:01 AM |
| a-enticing-reward | $25.00 | 4/14/2011 9:43:57 AM |
| LAM26 | $25.00 | 4/14/2011 9:50:04 AM |
| imoutdoorsy | $25.00 | 4/14/2011 10:32:49 AM |
| payout-bridge | $50.00 | 4/14/2011 12:53:52 PM |
| reward-adventure | $50.00 | 4/14/2011 10:19:52 AM |
| finance-prescription | $50.00 | 4/14/2011 1:12:55 PM |
| bid-czar8 | $50.00 | 4/14/2011 4:01:42 PM |
| platinum-scientist9 | $25.00 | 4/14/2011 2:41:21 PM |
| IIP77 | $25.00 | 4/14/2011 4:42:20 PM |
| credit-wheel7 | $25.00 | 4/14/2011 4:43:10 PM |
| GElender | $25.00 | 4/14/2011 4:43:23 PM |
| traice | $25.00 | 4/14/2011 4:58:30 PM |
| peruse | $25.00 | 4/14/2011 4:59:53 PM |
| gimincorp | $30.00 | 4/14/2011 5:00:02 PM |
| Ocean713 | $50.00 | 4/14/2011 4:01:28 PM |
| fairhelper | $25.00 | 4/14/2011 5:01:14 PM |
| Jack55304 | $125.00 | 4/14/2011 4:01:43 PM |
| openness-prospector | $50.00 | 4/14/2011 5:01:28 PM |
| Cai8899 | $30.00 | 4/14/2011 4:01:36 PM |
| dedicated-transaction796 | $50.00 | 4/14/2011 5:08:51 PM |
| payment-gusto | $25.00 | 4/14/2011 5:09:12 PM |
| investment-comet | $25.00 | 4/14/2011 4:43:46 PM |
| kindness-hickory5 | $50.00 | 4/14/2011 4:40:35 PM |
| orange-vigilance-shower | $50.00 | 4/14/2011 4:57:31 PM |
| saffron4 | $50.00 | 4/14/2011 4:57:59 PM |
| truth-ceremony | $25.00 | 4/14/2011 4:58:09 PM |
| treasure-bliss | $50.00 | 4/14/2011 4:42:31 PM |
| famous-hope | $25.00 | 4/14/2011 4:58:49 PM |
| bradania | $25.00 | 4/14/2011 4:59:56 PM |
| sakha | $50.00 | 4/14/2011 5:00:21 PM |
| Tikibarman | $50.00 | 4/14/2011 5:00:37 PM |
| Comoparklender | $40.00 | 4/14/2011 5:01:07 PM |
| mtquan | $25.00 | 4/14/2011 5:02:50 PM |
| SpareChangeHero | $25.00 | 4/14/2011 5:03:13 PM |
| capital-halo1 | $345.47 | 4/14/2011 6:29:45 PM |
| benjamins-voyage | $25.00 | 4/14/2011 4:56:42 PM |
| compassion-lotus5 | $50.00 | 4/14/2011 4:57:27 PM |
| jct_enterprises | $50.00 | 4/14/2011 6:44:58 PM |
| Diamond_Jim | $50.00 | 4/14/2011 4:58:54 PM |
| seanambrose | $25.00 | 4/14/2011 5:08:57 PM |
| wesleyan | $50.00 | 4/14/2011 5:00:11 PM |
| gizzywump | $50.00 | 4/14/2011 5:00:33 PM |
| payout-paddle1 | $50.00 | 4/14/2011 5:00:50 PM |
| orbital-investment5 | $50.00 | 4/14/2011 5:00:58 PM |
| neutrino6 | $25.00 | 4/14/2011 5:02:46 PM |
| stock106 | $25.00 | 4/14/2011 5:03:16 PM |
| brazilofmux | $43.91 | 4/14/2011 5:09:01 PM |
| dominickf | $50.00 | 4/14/2011 5:09:21 PM |
| careful-moola3 | $100.00 | 4/14/2011 5:33:09 PM |
| Zipcut | $30.00 | 4/14/2011 5:37:25 PM |
| goodhelper | $25.00 | 4/14/2011 5:51:43 PM |
| thomas16882004 | $25.00 | 4/14/2011 6:36:41 PM |
| autonomous-truth | $150.00 | 4/14/2011 7:00:45 PM |
| dime-vista2 | $25.00 | 4/14/2011 10:55:27 PM |
| blackstar | $25.00 | 4/15/2011 5:04:31 AM |
| Crewhippie | $25.00 | 4/15/2011 5:46:35 AM |
| LaBamba | $100.00 | 4/14/2011 8:16:36 PM |
| papaloha | $50.00 | 4/14/2011 8:35:21 PM |
| rhin0cerx | $40.34 | 4/15/2011 6:11:46 AM |
| Brain_m | $25.00 | 4/15/2011 1:59:51 AM |
| oldmora | $27.54 | 4/15/2011 7:01:48 AM |
| sunny-justice9 | $25.00 | 4/15/2011 12:34:12 AM |
| transaction-animal8 | $25.00 | 4/15/2011 7:16:13 AM |
| revenue-officer36 | $31.70 | 4/15/2011 4:09:28 AM |
| tampa_cmc | $50.00 | 4/15/2011 7:54:37 AM |
| Trevor_C | $25.00 | 4/15/2011 5:56:57 AM |
| indomitable-dedication | $50.00 | 4/15/2011 6:38:39 AM |
| HHP | $29.26 | 4/15/2011 6:44:33 AM |
| ommcd | $25.00 | 4/15/2011 6:26:18 AM |
| FeedTheMachine | $100.00 | 4/15/2011 7:08:30 AM |
| ivy-league-MBA | $25.00 | 4/15/2011 7:22:02 AM |
| Reinadog9 | $25.00 | 4/15/2011 6:53:57 AM |
| treasure-generator | $25.00 | 4/15/2011 7:03:14 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:28 AM |
| Malkial | $25.00 | 4/1/2011 10:34:47 AM |
| ingenious-deal6 | $25.00 | 4/1/2011 9:09:32 AM |
| SecondChanceLendingSERV | $25.00 | 4/1/2011 9:11:30 AM |
| fund-secret-agent | $25.00 | 4/4/2011 9:35:23 AM |
| tnjohnso | $25.00 | 4/4/2011 4:39:05 PM |
| LoanerPrincipal | $25.00 | 4/6/2011 8:52:49 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:35 PM |
| apostle901 | $25.00 | 4/9/2011 12:21:53 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:55 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:03 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:41 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:22 PM |
| economy-producer | $25.00 | 4/11/2011 5:17:05 PM |
| worthy-bid8 | $25.00 | 4/11/2011 5:20:19 PM |
| FirstBank | $50.00 | 4/11/2011 5:17:37 PM |
| Dubbs360 | $25.00 | 4/12/2011 7:34:53 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:34 PM |
| investor-007 | $200.00 | 4/12/2011 4:57:52 PM |
| mlj0671 | $25.00 | 4/13/2011 7:14:51 AM |
| reflective-rupee | $150.55 | 4/13/2011 11:49:41 AM |
| engaging-repayment8 | $50.00 | 4/13/2011 11:39:33 AM |
| Dubbs360 | $100.00 | 4/13/2011 12:24:36 PM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:18:13 PM |
| benefit-position | $25.00 | 4/13/2011 11:47:14 AM |
| Boom00 | $25.00 | 4/13/2011 11:59:29 AM |
| worth-shower8 | $100.00 | 4/13/2011 12:31:50 PM |
| friendinmoney | $43.59 | 4/13/2011 1:28:43 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:25:06 PM |
| dedicated-principal | $100.00 | 4/13/2011 12:42:02 PM |
| Rogesparkguy | $25.00 | 4/13/2011 7:07:17 PM |
| SueChicago | $75.00 | 4/13/2011 5:31:36 PM |
| market-pudding | $25.00 | 4/13/2011 7:43:28 PM |
| amusement4 | $50.00 | 4/13/2011 8:11:55 PM |
| moola-pillow | $50.00 | 4/13/2011 8:45:42 PM |
| mrsp2e | $25.00 | 4/13/2011 8:47:38 PM |
| FL-Lender | $25.00 | 4/13/2011 7:57:22 PM |
| jmb_lending | $300.00 | 4/13/2011 10:41:03 PM |
| versatile-benefit933 | $100.00 | 4/14/2011 4:50:55 AM |
| Lam0nt | $25.00 | 4/14/2011 7:48:37 AM |
| basis-zeus9 | $25.00 | 4/14/2011 9:22:55 AM |
| the-profit-oracle | $25.00 | 4/14/2011 10:20:57 AM |
| Tylerh | $100.00 | 4/14/2011 9:24:59 AM |
| momoney2lend | $50.00 | 4/14/2011 11:18:27 AM |
| gentle-coin | $75.00 | 4/14/2011 1:03:38 PM |
| tech310 | $50.00 | 4/14/2011 1:11:31 PM |
| shawnw2 | $50.00 | 4/14/2011 11:56:19 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:29 PM |
| worldly-money4 | $1,000.00 | 4/14/2011 2:48:46 PM |
| Artist_Blue | $25.00 | 4/14/2011 4:00:40 PM |
| the-dollar-topper | $100.00 | 4/14/2011 4:01:38 PM |
| burrito6 | $25.00 | 4/14/2011 4:01:56 PM |
| TeaHouseFinance | $25.00 | 4/14/2011 1:42:46 PM |
| graceful-investment | $83.22 | 4/14/2011 4:41:45 PM |
| musegaze | $50.00 | 4/14/2011 4:42:41 PM |
| 1phantom | $25.00 | 4/14/2011 4:42:51 PM |
| missing-link | $25.00 | 4/14/2011 4:43:27 PM |
| seisen | $50.00 | 4/14/2011 4:01:05 PM |
| selfmademan | $25.00 | 4/14/2011 4:59:45 PM |
| j-lender | $50.00 | 4/14/2011 4:59:58 PM |
| forthright-dedication | $50.00 | 4/14/2011 5:00:45 PM |
| credit-sycamore4 | $100.00 | 4/14/2011 4:01:32 PM |
| ingenious-diversification | $25.00 | 4/14/2011 5:01:24 PM |
| leodaguy | $25.00 | 4/14/2011 4:01:47 PM |
| SBT | $25.00 | 4/14/2011 5:08:47 PM |
| liberty-destiny3 | $25.00 | 4/14/2011 5:09:10 PM |
| zippy-interest | $25.00 | 4/14/2011 4:42:54 PM |
| orange-preeminant-bill | $50.00 | 4/14/2011 4:42:58 PM |
| new-social-economist | $44.84 | 4/14/2011 4:43:42 PM |
| Weaverville | $25.00 | 4/14/2011 4:43:48 PM |
| jubilant-agreement0 | $25.00 | 4/14/2011 4:56:46 PM |
| a-successful-credit | $100.00 | 4/14/2011 4:56:54 PM |
| Guerrilla_Man | $25.00 | 4/14/2011 4:57:56 PM |
| profit-powerplant | $25.00 | 4/14/2011 4:58:05 PM |
| nodrivelpls | $25.00 | 4/14/2011 4:58:45 PM |
| american-investor | $25.00 | 4/14/2011 5:00:05 PM |
| Hanalei712 | $50.00 | 4/14/2011 5:33:33 PM |
| life-is-great | $25.00 | 4/14/2011 5:00:28 PM |
| GMOD026 | $25.00 | 4/14/2011 5:01:01 PM |
| Kqwik | $25.00 | 4/14/2011 4:55:41 PM |
| dollar-cherry6 | $100.00 | 4/14/2011 4:56:44 PM |
| One_Lolo | $25.00 | 4/14/2011 4:57:15 PM |
| asmithj | $50.00 | 4/14/2011 4:59:01 PM |
| floridass | $25.00 | 4/14/2011 5:08:53 PM |
| riproaringrapids | $25.00 | 4/14/2011 5:00:25 PM |
| power-mad-scientist | $25.00 | 4/14/2011 5:00:41 PM |
| hard-working-loot | $50.00 | 4/14/2011 5:00:53 PM |
| supersarah61 | $50.00 | 4/14/2011 5:18:43 PM |
| Mariner3605 | $25.00 | 4/14/2011 5:09:04 PM |
| kulender | $31.98 | 4/14/2011 5:32:54 PM |
| radforj22 | $25.00 | 4/14/2011 5:33:05 PM |
| bill-solo | $78.82 | 4/14/2011 5:43:58 PM |
| mammalian4 | $25.00 | 4/14/2011 7:19:32 PM |
| TPDODGER | $25.00 | 4/14/2011 6:52:11 PM |
| emjaybee | $25.00 | 4/15/2011 5:27:37 AM |
| fortytwo | $31.49 | 4/15/2011 5:40:32 AM |
| zeelender | $25.00 | 4/15/2011 5:58:11 AM |
| funtwosay | $31.00 | 4/14/2011 10:57:00 PM |
| flwah | $25.00 | 4/15/2011 6:39:37 AM |
| lakehavasu88 | $25.00 | 4/15/2011 6:52:46 AM |
| generator596 | $25.00 | 4/15/2011 1:10:58 AM |
| Ananya | $25.00 | 4/15/2011 4:26:55 AM |
| faldska | $25.00 | 4/15/2011 5:46:16 AM |
| carlover | $25.00 | 4/15/2011 6:09:05 AM |
| nowits10 | $25.13 | 4/15/2011 6:24:12 AM |
| social-conductor4 | $25.00 | 4/15/2011 8:42:46 AM |
| desertoasis | $25.00 | 4/15/2011 6:11:10 AM |
| lcole32 | $25.00 | 4/15/2011 6:20:55 AM |
| persevering | $25.00 | 4/15/2011 6:21:47 AM |
| silverloan | $25.00 | 4/15/2011 6:23:02 AM |
| DreDub | $42.94 | 4/15/2011 6:54:12 AM |
| wealth-builder57 | $50.00 | 4/15/2011 6:55:01 AM |
| imlosttoo | $25.00 | 4/15/2011 6:38:32 AM |
| truth-companion | $25.00 | 4/15/2011 7:16:43 AM |
| shrewd-peace7 | $25.00 | 4/15/2011 7:18:24 AM |
| inventive-wealth2 | $25.00 | 4/15/2011 7:23:26 AM |
| handshake5 | $100.00 | 4/15/2011 7:51:11 AM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
500403
This series of Notes was issued and sold upon the funding of the borrower loan #48587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| delectable-generosity3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
delectable-generosity3
Purpose of loan:
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...all my bills are current just need to get things to where i am all consolidated with one payment
Monthly net income: $4200
Monthly expenses: $1872
Housing: $650
Insurance: $800 pyr
Car expenses: $643.00
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $140
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
How long ago were the delinquencies? And, what is the purpose of this loan? - Jon8403
A:
the delinquencies were more than 2 years ago, they happened when i got deployed to Iraq. My pay got screwed up. The loan will pay off all my credit cards and car and few stragling bills and free up more than $500
(Apr-15-2011)
Q:
Could you explain the 2 delinquincies you have had in the last 7 years? Also, what sort of debt are you consolidating and at what interest rate? If it is credit cards, how many cards is it on? Thanks! - best-shiny-hope
A:
Loan is for consolidation of numerouse bills / credit cards / and will consolidate my vehicles and cards into one. it will also free up $500 a month for me. The delinquencies happened when i got deployed to I raq. the government screwed up my pay and i didnt get paid for over a month.
(Apr-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 4/3/2011 12:06:44 PM |
| lendstats_com | $200.00 | 4/3/2011 12:26:32 PM |
| restless-dime | $100.00 | 4/4/2011 8:48:15 AM |
| helpishere777 | $25.00 | 4/3/2011 4:08:07 PM |
| imoutdoorsy | $25.00 | 4/3/2011 2:34:10 PM |
| Artist_Blue | $25.00 | 4/4/2011 11:46:14 AM |
| desertoasis | $25.00 | 4/4/2011 1:20:45 PM |
| hidavehi | $29.00 | 4/4/2011 2:23:57 PM |
| reflective-rupee | $400.55 | 4/14/2011 1:06:59 PM |
| Mocaba | $100.00 | 4/14/2011 1:30:26 PM |
| GElender | $25.00 | 4/14/2011 1:40:23 PM |
| heerzaquestion | $100.00 | 4/14/2011 6:46:23 PM |
| MoneyBag4366 | $50.00 | 4/15/2011 2:13:58 AM |
| sunny-justice9 | $25.00 | 4/15/2011 12:35:08 AM |
| supreme-hope | $25.00 | 4/15/2011 7:24:00 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:55:38 AM |
| indomitable-dedication | $50.00 | 4/15/2011 6:46:17 AM |
| droopie1 | $25.00 | 4/15/2011 9:11:43 AM |
| ColoradoLender82 | $25.00 | 4/15/2011 9:13:20 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:20:53 AM |
| new0rleans | $25.00 | 4/15/2011 8:53:10 AM |
| larryboy10 | $50.00 | 4/15/2011 9:04:32 AM |
| robust-rate | $100.00 | 4/15/2011 9:42:51 AM |
| FinanceEngine | $30.00 | 4/15/2011 10:10:56 AM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 10:13:09 AM |
| transparency-grasshopper | $25.00 | 4/15/2011 10:21:43 AM |
| Gandalf0001 | $50.00 | 4/15/2011 10:30:25 AM |
| reflective-rupee | $44.44 | 4/3/2011 4:14:05 PM |
| zone6 | $100.00 | 4/3/2011 4:25:22 PM |
| Amber_Stone | $25.00 | 4/4/2011 2:58:38 PM |
| innovator2 | $50.00 | 4/4/2011 10:57:56 PM |
| brightest-dignified-penny | $25.00 | 4/5/2011 4:32:17 PM |
| carrinel | $51.00 | 4/6/2011 6:58:18 AM |
| s_man1 | $50.00 | 4/6/2011 2:59:33 PM |
| lean-ore9 | $25.00 | 4/11/2011 9:19:04 AM |
| sharp-trade0 | $25.00 | 4/11/2011 9:13:23 AM |
| vegaslender88 | $50.00 | 4/13/2011 11:27:13 PM |
| CA-Lender | $25.04 | 4/14/2011 12:07:52 PM |
| dudebrah | $25.00 | 4/14/2011 1:36:02 PM |
| global1adventurer | $25.00 | 4/14/2011 1:18:50 PM |
| money-fort | $30.00 | 4/14/2011 3:45:37 PM |
| hookUup | $26.32 | 4/14/2011 5:19:55 PM |
| Xarach | $26.36 | 4/14/2011 6:21:44 PM |
| autonomous-truth | $100.00 | 4/14/2011 6:53:01 PM |
| JPMorrisLegacyFund | $45.62 | 4/14/2011 10:44:14 PM |
| Kosme | $50.00 | 4/14/2011 11:34:38 PM |
| Bocephus1959 | $37.00 | 4/14/2011 8:24:06 PM |
| kingbob | $25.00 | 4/15/2011 6:57:23 AM |
| mrsp2e | $25.00 | 4/15/2011 3:07:19 AM |
| itskarma | $40.00 | 4/15/2011 6:35:34 AM |
| ore-dojo | $50.00 | 4/15/2011 8:59:12 AM |
| Bob450 | $25.00 | 4/15/2011 8:25:42 AM |
| dsnybnd | $25.00 | 4/15/2011 8:01:20 AM |
| thorough-capital799 | $411.02 | 4/15/2011 10:19:03 AM |
| impala6464 | $78.00 | 4/15/2011 9:37:07 AM |
| bsmtloan | $76.89 | 4/15/2011 10:38:53 AM |
| Invest_in_residual_income | $13.12 | 4/15/2011 10:44:43 AM |
| CirC | $70.64 | 4/15/2011 9:16:21 AM |
| thorough-capital799 | $300.00 | 4/15/2011 10:17:51 AM |
| well-mannered-income3 | $40.00 | 4/15/2011 10:22:03 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
500497
This series of Notes was issued and sold upon the funding of the borrower loan #48590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,270 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| profitable-value8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
For expenses towards my business
Purpose of loan:
This loan will be used to fund my career as a musician and aid in Tax repayment for tax year 2010.
My financial situation:
I have very good credit and am always on time with payments, as my Credit Report will attest to. I will use the loan to fund me for the summer (I am a professional musician) as well as for my upcoming tax payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/4/2011 9:06:48 AM |
| scrappy-diversification7 | $2,000.00 | 4/4/2011 9:08:48 AM |
| Whipster | $50.00 | 4/4/2011 9:11:17 AM |
| diplomatic-wealth7 | $25.00 | 4/4/2011 9:14:16 AM |
| ingenious-deal6 | $25.00 | 4/4/2011 9:12:36 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:57:12 AM |
| wonder3 | $25.00 | 4/4/2011 10:31:45 AM |
| thankful-nickel2 | $25.00 | 4/4/2011 3:30:08 PM |
| wild-orange | $50.00 | 4/6/2011 3:57:26 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:34:38 PM |
| handy-justice | $50.00 | 4/9/2011 5:48:23 PM |
| velocity-motivator6 | $25.00 | 4/10/2011 7:52:23 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:22 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:55 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:23 PM |
| sdcc72 | $25.00 | 4/13/2011 10:30:36 AM |
| wizard750 | $25.00 | 4/13/2011 2:04:14 PM |
| umfan123 | $25.00 | 4/14/2011 10:21:35 AM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:33:55 AM |
| bountiful-durability | $50.00 | 4/14/2011 4:41:47 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:07 PM |
| mlj0671 | $25.00 | 4/15/2011 7:20:12 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:04 AM |
| oregonusa | $50.00 | 4/15/2011 12:21:42 PM |
| divedude | $25.00 | 4/15/2011 2:15:36 PM |
| tech310 | $50.00 | 4/16/2011 3:56:37 AM |
| IIP77 | $25.00 | 4/16/2011 2:51:27 AM |
| fillholdingsllc | $25.00 | 4/16/2011 6:20:03 AM |
| treasure-bliss | $34.57 | 4/16/2011 4:20:41 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:24 AM |
| orgy63 | $50.00 | 4/16/2011 8:39:55 AM |
| coin-investor | $25.00 | 4/16/2011 7:49:27 AM |
| patriot897 | $25.00 | 4/16/2011 12:20:50 PM |
| listing-trapper3 | $50.00 | 4/16/2011 3:59:28 PM |
| money-fort | $25.00 | 4/16/2011 3:52:52 PM |
| onecooldrink | $25.00 | 4/17/2011 12:53:52 PM |
| MoneyForNothing | $6.47 | 4/17/2011 9:11:08 PM |
| laki_haole | $50.00 | 4/17/2011 1:15:37 PM |
| abillylpine | $141.63 | 4/17/2011 1:42:51 PM |
| leverage-monger | $75.25 | 4/17/2011 4:10:26 PM |
| thelovebug | $100.00 | 4/4/2011 9:13:01 AM |
| reflective-rupee | $44.44 | 4/4/2011 9:43:29 AM |
| favorite-commerce | $50.00 | 4/4/2011 10:34:35 AM |
| suave-dime6 | $25.00 | 4/4/2011 9:13:18 AM |
| money-bauble | $50.00 | 4/7/2011 6:47:48 PM |
| nerdfactor | $25.00 | 4/10/2011 10:36:04 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:17 AM |
| Executive23 | $25.00 | 4/12/2011 12:26:13 PM |
| benefit-position | $25.00 | 4/13/2011 6:29:42 AM |
| amusement4 | $50.00 | 4/13/2011 8:12:10 PM |
| symbiosis | $50.00 | 4/14/2011 9:22:44 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:57 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:02 AM |
| stock106 | $25.00 | 4/15/2011 6:00:38 AM |
| reflective-rupee | $150.55 | 4/15/2011 9:12:00 AM |
| kulender | $50.00 | 4/15/2011 9:52:35 AM |
| DSFinancial | $50.00 | 4/16/2011 12:16:52 AM |
| economy-producer | $25.00 | 4/16/2011 4:27:23 AM |
| the-profit-oracle | $25.00 | 4/16/2011 4:29:24 AM |
| asset-professor | $47.09 | 4/16/2011 4:52:41 AM |
| Artist_Blue | $25.00 | 4/16/2011 2:42:51 AM |
| Midwestvalues | $50.00 | 4/16/2011 5:58:35 AM |
| jjswanso | $50.00 | 4/16/2011 2:35:47 PM |
| Jack55304 | $185.00 | 4/17/2011 5:31:13 AM |
| jobani | $35.00 | 4/17/2011 10:59:31 AM |
| mckhbnpc | $30.00 | 4/17/2011 3:16:29 PM |
| japerk | $25.00 | 4/17/2011 5:15:52 PM |
| frooogal | $25.00 | 4/17/2011 9:10:52 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
500585
This series of Notes was issued and sold upon the funding of the borrower loan #48584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,808.82 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $343.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,449 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blazing-treasure9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help make our dream come true
Purpose of loan:
This loan will be used to help my wife and I start up our dream business in our up and coming Brooklyn, NY neighborhood.
My financial situation:
I am a good candidate for this loan because I have an excellent income, credit score, and am very passionate about my business idea. I have been saving for several years and have cash reserves built up. This loan will help us finally make our dream a reality.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Many folks who might consider lending you money would want to know lots more about your dream business.... - intrepid-loot
A:
We would like to own a restaraunt in our neighborhood, because it is very lacking in places to eat/drink right now. The neighborhood is changing for the better and we know there are many potential customers that have to go to different neighborhoods just to eat out.
My wife and I like to take care of people and she currently manages a restaraunt in Brooklyn. We would like to be an active and positive part of our community by providing a friendly place to eat and drink.
(Apr-04-2011)
Q:
Which neighborhood in Brooklyn? What type of cuisine? - newest-finance-viola
A:
Bed-Stuy/Bushwick/East Williamsburg neighborhoods. The food will be classic American Pub food. Appetizers, burgers, fries, vegetarian options, etc. Thanks for the interest.
(Apr-14-2011)
Q:
How long has your wife been managing a restaurant in Brooklyn. Do you have any past experience related to the restaurant business? Thanks. - Justin_1
A:
She's been there over 3 years. She also worked/managed restaurants in New Orleans for 10 years. I've worked in restaurants for years, both front and back of the house.
(Apr-15-2011)
Q:
How certain are you that you will be able to obtain a liquor license? If you cannot, can you still make a profit? How long (after loan) will it take to open? Will you cease your other employment as you build this business? - asaurus0
A:
We are fairly certain we will be able to obtain a liquor license. We understand it could take up to 6 months and are planning to have the kitchen running in the meantime. We will not be able to quit our current jobs until the business is able to sustain us. However, our current schedules will allow us to do both for as long as it is needed. Thanks for your interest.
(Apr-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/1/2011 5:04:02 PM |
| selector568 | $50.00 | 4/1/2011 5:05:07 PM |
| helpinghand63 | $50.00 | 4/1/2011 5:32:51 PM |
| samo102us | $25.00 | 4/1/2011 9:49:06 PM |
| Panna | $25.00 | 4/1/2011 9:50:05 PM |
| Preteur | $25.00 | 4/1/2011 9:48:35 PM |
| proper-commitment5 | $25.00 | 4/2/2011 2:17:40 AM |
| PRGuyinVA | $50.00 | 4/2/2011 2:18:44 AM |
| thunderd | $25.00 | 4/2/2011 3:14:11 AM |
| simplelender80 | $100.00 | 4/1/2011 5:06:17 PM |
| Zolton | $100.00 | 4/1/2011 5:06:37 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:44 PM |
| newfoundation | $25.00 | 4/1/2011 9:48:46 PM |
| chestnut4 | $25.00 | 4/1/2011 9:49:26 PM |
| srilm | $25.00 | 4/1/2011 9:50:06 PM |
| jdrez | $26.59 | 4/2/2011 2:15:49 AM |
| imlosttoo | $25.00 | 4/2/2011 3:24:01 AM |
| cpbreton | $25.00 | 4/2/2011 4:04:11 AM |
| market-solstice2 | $25.00 | 4/2/2011 4:37:29 AM |
| integrity-cowbell | $30.00 | 4/2/2011 6:54:59 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:08 AM |
| indomitable-coin | $25.00 | 4/5/2011 4:44:04 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:34 AM |
| Tech-Entrepreneur | $25.00 | 4/6/2011 9:31:12 AM |
| SCD | $25.00 | 4/5/2011 9:14:38 PM |
| hostbank | $100.00 | 4/7/2011 5:43:21 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:58 PM |
| subtle-revenue0 | $25.00 | 4/9/2011 7:01:52 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:25 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:32 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:04 AM |
| worthy-bid8 | $100.00 | 4/12/2011 2:39:53 PM |
| sparky1129 | $50.00 | 4/12/2011 2:45:10 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:03 AM |
| justinology | $50.00 | 4/13/2011 11:09:46 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:33 AM |
| Barky52 | $25.00 | 4/13/2011 5:07:18 PM |
| objective-investor | $250.00 | 4/13/2011 6:46:58 PM |
| Engineer44 | $25.00 | 4/13/2011 5:29:31 PM |
| syounker | $25.00 | 4/13/2011 7:07:38 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:39:36 PM |
| competent-p2p | $45.00 | 4/13/2011 7:06:15 PM |
| m0rlock | $600.00 | 4/13/2011 9:38:23 PM |
| adir1 | $25.00 | 4/13/2011 9:57:18 PM |
| jmb_lending | $100.00 | 4/13/2011 10:33:37 PM |
| kain11286 | $50.00 | 4/14/2011 6:59:22 AM |
| broker558 | $25.00 | 4/14/2011 7:28:04 AM |
| commerce-broker | $50.00 | 4/14/2011 5:15:24 AM |
| One-ninety-three | $25.00 | 4/14/2011 5:23:51 AM |
| reflective-rupee | $25.55 | 4/14/2011 7:21:19 AM |
| secureincome | $500.00 | 4/14/2011 7:46:51 AM |
| jescowa | $50.00 | 4/14/2011 9:22:10 AM |
| titilsbie14 | $40.00 | 4/14/2011 8:45:54 AM |
| gain-mountain1 | $25.00 | 4/14/2011 8:45:52 AM |
| immaculate-treasure | $25.00 | 4/14/2011 9:02:26 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:15:19 AM |
| axl163 | $25.00 | 4/14/2011 11:09:29 AM |
| momoney2lend | $50.00 | 4/14/2011 11:12:39 AM |
| fund-tom-tom6 | $25.00 | 4/14/2011 10:09:48 AM |
| commerce-yeller | $40.00 | 4/14/2011 11:07:56 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:24 PM |
| best-inspiring-deal | $50.00 | 4/14/2011 4:06:12 PM |
| doc1 | $100.00 | 4/14/2011 6:41:50 PM |
| yennib | $50.00 | 4/14/2011 5:33:49 PM |
| cloud8 | $100.00 | 4/14/2011 8:41:51 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:32 PM |
| benamation | $50.00 | 4/14/2011 8:51:43 PM |
| ItNoKnot | $25.00 | 4/14/2011 10:29:17 PM |
| generator596 | $25.00 | 4/15/2011 1:08:20 AM |
| BuntyBoy | $44.45 | 4/14/2011 8:57:24 PM |
| p1k4blu | $25.00 | 4/15/2011 6:07:43 AM |
| Earnest_Money | $40.00 | 4/14/2011 8:09:31 PM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:22 AM |
| irrelevant | $25.00 | 4/15/2011 6:54:50 AM |
| StreetJustice | $43.11 | 4/15/2011 7:06:12 AM |
| sensible-order2 | $34.51 | 4/15/2011 7:35:55 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:14 AM |
| point-kitten6 | $33.73 | 4/15/2011 7:47:21 AM |
| hope-hickory | $50.00 | 4/15/2011 8:15:40 AM |
| IIP77 | $25.00 | 4/15/2011 5:59:14 AM |
| meenan | $50.00 | 4/15/2011 6:46:39 AM |
| hrubinst | $45.84 | 4/15/2011 6:46:32 AM |
| FundMaker | $25.00 | 4/15/2011 7:22:21 AM |
| Cover4 | $25.00 | 4/15/2011 7:32:27 AM |
| valiant-liberty4 | $25.00 | 4/15/2011 7:32:48 AM |
| velocity-solo | $25.00 | 4/15/2011 7:47:53 AM |
| authentic-liberty7 | $25.00 | 4/15/2011 7:53:32 AM |
| dollardave | $100.00 | 4/15/2011 8:44:16 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:49:35 AM |
| flexible-duty3 | $25.00 | 4/15/2011 9:03:32 AM |
| defenderpublic | $100.00 | 4/15/2011 10:32:56 AM |
| dough-gazer138 | $100.00 | 4/15/2011 9:27:09 AM |
| bill-appraiser7 | $25.00 | 4/15/2011 10:33:56 AM |
| rolandweary | $25.00 | 4/15/2011 10:36:04 AM |
| Goodlender42 | $25.00 | 4/15/2011 10:36:47 AM |
| JJ9876 | $100.00 | 4/15/2011 9:48:40 AM |
| ScottCapital | $25.00 | 4/15/2011 11:12:30 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:08 AM |
| Astyanax | $50.00 | 4/15/2011 11:47:27 AM |
| bigphish | $50.00 | 4/15/2011 12:05:08 PM |
| crash6767 | $25.00 | 4/15/2011 10:31:42 AM |
| ThompsonCapital | $25.00 | 4/15/2011 2:05:07 PM |
| deborahz | $25.00 | 4/15/2011 11:40:26 AM |
| rascal867 | $25.43 | 4/15/2011 12:00:40 PM |
| Chauncey_Gardener | $50.00 | 4/15/2011 10:35:47 AM |
| nalaari | $25.00 | 4/15/2011 10:37:02 AM |
| cake7 | $25.00 | 4/15/2011 11:38:14 AM |
| LatinGringo | $50.00 | 4/15/2011 11:40:20 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:54:53 AM |
| julijask | $50.00 | 4/15/2011 4:29:00 PM |
| OldFriend | $25.00 | 4/15/2011 3:51:51 PM |
| Banker2OO7 | $50.00 | 4/1/2011 5:21:52 PM |
| COguy | $25.00 | 4/1/2011 9:48:17 PM |
| runner262 | $25.00 | 4/1/2011 9:48:58 PM |
| californiakhan | $25.00 | 4/2/2011 2:57:55 AM |
| mulberry4 | $50.00 | 4/1/2011 9:48:10 PM |
| Ducatiman1978 | $25.00 | 4/2/2011 1:12:26 AM |
| cloud8 | $60.00 | 4/2/2011 4:35:36 AM |
| SimpleChoice | $25.00 | 4/2/2011 2:18:50 AM |
| patriot897 | $25.00 | 4/2/2011 2:20:01 AM |
| BxRealtor | $25.00 | 4/1/2011 5:06:25 PM |
| Rich221976 | $25.00 | 4/2/2011 2:05:22 AM |
| CapeDollars | $25.00 | 4/2/2011 2:06:30 AM |
| Digs | $25.00 | 4/2/2011 2:27:54 AM |
| jga516 | $25.00 | 4/2/2011 3:29:40 AM |
| lloyd_s | $50.00 | 4/2/2011 3:40:58 AM |
| AFairDeal | $100.00 | 4/2/2011 2:44:52 PM |
| caring-hope2 | $50.00 | 4/2/2011 10:12:00 AM |
| Brisket_Bob | $100.00 | 4/3/2011 7:31:54 AM |
| socal-lender | $25.00 | 4/4/2011 5:10:10 PM |
| loyalty-sherpa | $25.00 | 4/8/2011 9:24:51 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:45 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:07 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:46 PM |
| Tradesmanlender | $25.00 | 4/11/2011 4:50:23 PM |
| commerce-yeller | $50.00 | 4/11/2011 8:21:47 PM |
| revenue-giraffe5 | $25.00 | 4/12/2011 10:18:11 AM |
| established-hope5 | $25.00 | 4/12/2011 1:01:49 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:10 PM |
| dood2112 | $25.00 | 4/12/2011 2:44:20 PM |
| radforj22 | $25.00 | 4/12/2011 3:38:09 PM |
| rmbot | $75.00 | 4/12/2011 5:44:40 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:27 AM |
| loot-heart | $25.00 | 4/13/2011 8:37:09 AM |
| octoberfresh | $25.00 | 4/13/2011 9:24:48 AM |
| djh47a | $25.00 | 4/13/2011 12:05:36 PM |
| first-serene-credit | $25.00 | 4/13/2011 5:05:32 PM |
| trident9 | $50.00 | 4/13/2011 5:43:27 PM |
| grampy48 | $25.00 | 4/13/2011 5:25:38 PM |
| icanhelpyouout | $25.00 | 4/13/2011 5:26:24 PM |
| note-virtuoso8 | $50.00 | 4/13/2011 5:33:37 PM |
| heroic-return5 | $25.00 | 4/13/2011 5:38:53 PM |
| CBO-Enterprise | $100.00 | 4/13/2011 6:02:40 PM |
| availableloan | $25.00 | 4/13/2011 6:56:43 PM |
| witty-compassion | $25.00 | 4/13/2011 10:22:09 PM |
| OmahaGuy | $100.00 | 4/13/2011 7:13:34 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:49:39 PM |
| arenangelchild | $25.11 | 4/14/2011 2:11:27 AM |
| mistertao | $25.00 | 4/13/2011 9:42:03 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:51 AM |
| best-vivacious-funds | $25.00 | 4/14/2011 5:50:46 AM |
| 1LoanStranger | $25.00 | 4/14/2011 5:28:18 AM |
| jmb_lending | $100.00 | 4/14/2011 7:16:46 AM |
| mflawyer | $25.00 | 4/14/2011 9:43:14 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:33 AM |
| moola-butterfly3 | $25.00 | 4/14/2011 10:11:38 AM |
| wealth-owner | $100.00 | 4/14/2011 11:06:44 AM |
| lokiswolf | $27.00 | 4/14/2011 9:48:06 AM |
| slartibardfast | $30.00 | 4/14/2011 12:02:29 PM |
| flshdaskll | $25.00 | 4/14/2011 3:26:04 PM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:33:53 PM |
| DonTraveler99 | $25.33 | 4/14/2011 3:23:00 PM |
| catterpillar | $50.00 | 4/14/2011 5:34:30 PM |
| smooothymon | $25.00 | 4/14/2011 6:11:02 PM |
| lendinstuff | $50.00 | 4/14/2011 5:21:49 PM |
| credit-investor5 | $50.00 | 4/14/2011 5:32:45 PM |
| supersarah61 | $25.00 | 4/14/2011 5:13:35 PM |
| jct_enterprises | $50.00 | 4/14/2011 6:45:19 PM |
| Soxxes | $25.00 | 4/14/2011 7:16:20 PM |
| sungbaek | $25.00 | 4/15/2011 12:14:16 AM |
| colorfulgardener | $25.00 | 4/15/2011 1:18:37 AM |
| commerce-renewal | $250.00 | 4/14/2011 8:19:56 PM |
| a275ranger | $30.00 | 4/14/2011 9:53:39 PM |
| SpectrumCen | $25.00 | 4/14/2011 8:18:02 PM |
| icchok | $50.00 | 4/15/2011 12:19:24 AM |
| lostontheedge | $25.00 | 4/15/2011 6:39:30 AM |
| ptjg | $50.00 | 4/15/2011 1:54:30 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:17 AM |
| studious-bonus7 | $100.00 | 4/15/2011 7:39:18 AM |
| blue-dollar-viking | $25.00 | 4/15/2011 6:08:30 AM |
| newest-finance-viola | $100.00 | 4/15/2011 5:37:19 AM |
| E_G | $26.88 | 4/15/2011 6:22:12 AM |
| Artist_Blue | $25.00 | 4/15/2011 6:26:43 AM |
| SARMAR | $50.00 | 4/15/2011 6:35:46 AM |
| zenchef | $25.76 | 4/15/2011 6:41:49 AM |
| Hexnut | $50.00 | 4/15/2011 6:15:02 AM |
| g314 | $27.45 | 4/15/2011 6:24:46 AM |
| schnatty | $25.00 | 4/15/2011 6:54:44 AM |
| investment-comet | $25.00 | 4/15/2011 7:01:28 AM |
| Tikibarman | $50.00 | 4/15/2011 9:01:41 AM |
| LesPaul1 | $25.00 | 4/15/2011 7:02:01 AM |
| wwwUniversal | $25.00 | 4/15/2011 7:22:27 AM |
| mystical-bonus7 | $25.00 | 4/15/2011 7:27:36 AM |
| green-glowing-gain | $25.00 | 4/15/2011 7:36:10 AM |
| piter-to-la-investment | $25.00 | 4/15/2011 7:39:34 AM |
| bullwink27 | $25.00 | 4/15/2011 7:39:57 AM |
| benjamins-utopia | $83.16 | 4/15/2011 7:50:27 AM |
| MadHun | $100.00 | 4/15/2011 7:53:43 AM |
| satisfying-deal5 | $27.10 | 4/15/2011 7:46:50 AM |
| ss2020 | $30.00 | 4/15/2011 9:46:59 AM |
| friendly-principal76 | $25.22 | 4/15/2011 8:43:05 AM |
| midwestSurfer | $75.00 | 4/15/2011 9:58:17 AM |
| cognizant-responsibility9 | $25.00 | 4/15/2011 10:01:57 AM |
| buddy486 | $25.00 | 4/15/2011 8:48:01 AM |
| GElender | $50.00 | 4/15/2011 10:31:46 AM |
| MARSTUN | $50.00 | 4/15/2011 9:23:24 AM |
| dinero-speaker | $25.00 | 4/15/2011 10:37:12 AM |
| YellowJacket | $25.00 | 4/15/2011 9:47:32 AM |
| janus_god | $25.00 | 4/15/2011 9:47:58 AM |
| economy-beast | $42.26 | 4/15/2011 11:22:08 AM |
| dollar-doughnut6 | $50.00 | 4/15/2011 11:28:02 AM |
| icchok | $34.34 | 4/15/2011 11:47:32 AM |
| fortytwo | $100.00 | 4/15/2011 10:20:35 AM |
| desertoasis | $40.00 | 4/15/2011 9:55:51 AM |
| zx12rider | $25.00 | 4/15/2011 10:23:13 AM |
| raetus | $50.00 | 4/15/2011 10:03:18 AM |
| fairwealth | $25.00 | 4/15/2011 1:05:58 PM |
| HairyCoo | $25.00 | 4/15/2011 11:12:24 AM |
| divedude | $25.00 | 4/15/2011 2:11:08 PM |
| cbivitz | $100.00 | 4/15/2011 11:05:04 AM |
| Adventurouschef | $50.00 | 4/15/2011 3:51:47 PM |
| SMARTDISK | $25.00 | 4/15/2011 1:15:20 PM |
| cash4less | $50.00 | 4/15/2011 4:59:29 PM |
| 233 Investments
|
Borrower Payment Dependent Notes Series
500743
This series of Notes was issued and sold upon the funding of the borrower loan #48623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,346.56 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $281.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,664 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-appraiser0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...
consolidate bills
My financial situation:
I am a good candidate for this loan because...
you can have direct withdraw from my checking account, been with my bank for 20+ years, need to consolidate because of tax status change
Monthly net income: $3,672
Monthly expenses: $
Housing: $ 0
Insurance: $ 180
Car expenses: $ 375
Utilities: $ 0
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $1000
give to parents tp help with their expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A:
I'm a retail store manager with 65 employees, store does 8 million a year in sales, we also repair product and ship to 7 other stores in market. I have total accountability for operations and P&L.
PSECU 12.99 / $6,750 / $127 / I pay $200
Sears Plus 24.99 / $1,800 / $35 / I pay $50
Kohl's 18.99 / $800 / $20 / I pay $50
Best But 18.99 / $2,150 / $10 / I pay $100
2010 Taxes $5,100, screwed up because lost dependants never adjusted,
I also own a 2007 Toyota Rav 4 no balance bought new 07
(Apr-07-2011)
Q:
Hello. Please explain your delinquencies. It looks like you generously give 33% of your income to your parents, but that it meant increasing your debt significantly. Can you live within your means? - friendly-moola0
A:
Yes I can, I'm not delinquent on any accounts. Major reasaon for need is tax owed. So just figured I'd combine to make 1 payment. This payment schedule is well withing in my means.
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/5/2011 9:07:12 AM |
| p40thawk | $25.00 | 4/5/2011 9:07:35 AM |
| simplelender80 | $100.00 | 4/5/2011 9:07:55 AM |
| patriot897 | $25.00 | 4/5/2011 2:23:19 PM |
| friendly-market5 | $25.00 | 4/6/2011 9:51:33 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:20 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:29 AM |
| sharp-trade0 | $25.00 | 4/11/2011 8:28:55 PM |
| loyalty-sherpa | $25.00 | 4/12/2011 2:45:38 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:31 AM |
| mad-scientist0 | $25.00 | 4/13/2011 8:35:33 AM |
| newest-funds-powerplant | $25.00 | 4/14/2011 1:18:55 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:45 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:52 PM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:43 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:36 AM |
| bigphish | $50.00 | 4/15/2011 12:05:26 PM |
| divedude | $25.00 | 4/15/2011 2:11:21 PM |
| AFairDeal | $50.00 | 4/16/2011 7:34:26 AM |
| Zach842 | $100.00 | 4/16/2011 10:02:48 AM |
| Tizzo27 | $36.17 | 4/16/2011 11:11:26 AM |
| palace2 | $400.00 | 4/16/2011 12:01:23 PM |
| Q9-X3 | $50.00 | 4/16/2011 1:21:02 PM |
| dudebrah | $25.00 | 4/16/2011 2:30:49 PM |
| jarf | $25.00 | 4/16/2011 12:57:11 PM |
| ladderskibum | $50.00 | 4/16/2011 1:34:43 PM |
| econdoc | $25.00 | 4/16/2011 4:30:24 PM |
| papaman | $25.00 | 4/16/2011 12:16:23 PM |
| rangers94 | $25.00 | 4/16/2011 2:36:14 PM |
| competent-p2p | $30.00 | 4/16/2011 2:44:40 PM |
| mike279766 | $33.00 | 4/16/2011 7:09:39 PM |
| slpark | $50.00 | 4/16/2011 11:08:57 PM |
| Peterman | $25.00 | 4/16/2011 4:44:58 PM |
| sfmf | $40.00 | 4/16/2011 4:56:44 PM |
| LordKinbote | $25.00 | 4/16/2011 7:00:03 PM |
| red-unequivocal-finance | $25.00 | 4/16/2011 8:04:18 PM |
| Whitewater_Loans | $50.00 | 4/17/2011 12:08:49 PM |
| ptjg | $50.00 | 4/17/2011 8:54:11 AM |
| BuckeyeGuy | $25.00 | 4/17/2011 5:24:27 PM |
| wealth-renaissance5 | $25.00 | 4/17/2011 9:55:15 AM |
| bluprntguy | $25.00 | 4/17/2011 11:43:20 AM |
| momentous-coin | $80.00 | 4/17/2011 10:31:04 PM |
| GATrust | $50.00 | 4/17/2011 6:04:26 PM |
| Gladglide | $35.00 | 4/18/2011 12:51:43 AM |
| GElender | $25.00 | 4/18/2011 6:06:32 AM |
| hoonio | $100.00 | 4/17/2011 2:21:06 PM |
| compassionate-fairness6 | $25.00 | 4/17/2011 9:34:35 PM |
| flexible-duty3 | $25.00 | 4/18/2011 6:33:55 AM |
| coin-amigo | $30.00 | 4/18/2011 6:49:15 AM |
| ursus | $100.00 | 4/18/2011 8:58:34 AM |
| FinanceEngine | $40.00 | 4/18/2011 8:03:34 AM |
| julijask | $50.00 | 4/18/2011 8:26:11 AM |
| CreditBuilder2 | $50.00 | 4/18/2011 9:26:52 AM |
| commitment-cadence | $25.00 | 4/18/2011 9:35:44 AM |
| atlantic51 | $25.00 | 4/18/2011 9:47:19 AM |
| TechnologyGuy | $25.00 | 4/18/2011 11:12:35 AM |
| kingbob | $25.00 | 4/18/2011 11:32:34 AM |
| EvalCrux | $50.00 | 4/18/2011 1:15:49 PM |
| Interloper | $25.00 | 4/18/2011 10:04:27 AM |
| transparency-baton | $50.00 | 4/18/2011 3:03:47 PM |
| djh47a | $25.00 | 4/18/2011 10:46:16 AM |
| medman | $25.00 | 4/18/2011 3:45:43 PM |
| investment-tempo | $50.00 | 4/18/2011 3:46:06 PM |
| dschaaf | $150.00 | 4/18/2011 12:00:03 PM |
| Scoote2912 | $30.63 | 4/18/2011 1:51:35 PM |
| theaterguy | $25.00 | 4/18/2011 3:14:17 PM |
| ranstlin | $25.00 | 4/18/2011 3:52:06 PM |
| Banker7371 | $25.00 | 4/18/2011 4:30:43 PM |
| nhm | $25.00 | 4/18/2011 4:52:45 PM |
| IIP77 | $25.00 | 4/18/2011 4:56:29 PM |
| newest-bountiful-basis | $25.00 | 4/18/2011 4:16:14 PM |
| DreDub | $50.00 | 4/18/2011 4:56:54 PM |
| GCInvestments | $40.00 | 4/18/2011 4:51:33 PM |
| Brain_m | $50.00 | 4/18/2011 4:58:14 PM |
| vigilance-revolutionary | $50.00 | 4/18/2011 4:47:43 PM |
| picklesforarthur | $50.00 | 4/18/2011 7:04:32 PM |
| astute-benjamins | $25.00 | 4/18/2011 6:20:44 PM |
| angelinvestor01 | $50.00 | 4/18/2011 7:04:56 PM |
| flexible-fund6 | $25.00 | 4/18/2011 7:09:21 PM |
| sjlender | $50.00 | 4/18/2011 8:14:13 PM |
| Munnie | $25.00 | 4/18/2011 8:29:18 PM |
| TooManyCats | $25.00 | 4/18/2011 7:24:48 PM |
| handy-justice | $100.00 | 4/18/2011 7:51:28 PM |
| meenan | $44.86 | 4/19/2011 2:04:24 AM |
| hrubinst | $38.31 | 4/19/2011 2:12:23 AM |
| ClearLake | $25.00 | 4/19/2011 1:50:22 AM |
| unfixer | $25.00 | 4/19/2011 2:23:44 AM |
| CaliforniaSun | $25.00 | 4/18/2011 10:07:52 PM |
| TK4 | $31.74 | 4/19/2011 2:04:19 AM |
| miket71 | $50.00 | 4/19/2011 2:11:57 AM |
| tremendous-payment | $25.00 | 4/19/2011 2:26:21 AM |
| UT-Longhorn | $25.00 | 4/19/2011 2:27:16 AM |
| orange-dollar-guild | $25.00 | 4/19/2011 2:28:01 AM |
| ssgt95068 | $25.00 | 4/19/2011 4:49:14 AM |
| harty | $50.00 | 4/19/2011 2:12:28 AM |
| wampum-optimization | $29.24 | 4/19/2011 2:25:33 AM |
| calm-deal7 | $25.00 | 4/19/2011 2:26:55 AM |
| piter-to-la-investment | $25.00 | 4/19/2011 2:27:41 AM |
| nalaari | $25.00 | 4/19/2011 2:30:35 AM |
| dinero-speaker | $25.00 | 4/19/2011 2:30:44 AM |
| grampy48 | $25.74 | 4/19/2011 3:49:13 AM |
| treasure-kazoo | $50.00 | 4/19/2011 6:19:17 AM |
| Seafirst | $50.00 | 4/19/2011 4:46:55 AM |
| LiveFreeand | $50.00 | 4/19/2011 6:34:59 AM |
| p2p-czar3 | $25.00 | 4/19/2011 6:06:43 AM |
| marlau | $25.00 | 4/19/2011 6:51:32 AM |
| camaraderi-workhorse | $25.00 | 4/19/2011 7:00:52 AM |
| MO_Investor | $25.00 | 4/19/2011 5:54:16 AM |
| Leopoldine | $33.60 | 4/19/2011 7:52:16 AM |
| LMM1 | $30.00 | 4/19/2011 7:12:15 AM |
| superb-point | $200.00 | 4/19/2011 8:06:07 AM |
| commerce-yeller | $50.00 | 4/19/2011 6:50:31 AM |
| gnar | $25.00 | 4/19/2011 8:18:25 AM |
| cberthiaume | $25.00 | 4/19/2011 8:08:56 AM |
| bharosa | $25.00 | 4/19/2011 8:41:59 AM |
| balance-voyager | $50.00 | 4/19/2011 8:18:01 AM |
| careful-benjamins8 | $50.00 | 4/19/2011 8:42:47 AM |
| caring-hope2 | $50.00 | 4/5/2011 11:05:58 AM |
| BxRealtor | $25.00 | 4/5/2011 1:49:42 PM |
| jdrez | $25.00 | 4/5/2011 4:33:53 PM |
| Girakul | $50.00 | 4/5/2011 5:24:42 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:38:39 PM |
| indomitable-coin | $50.00 | 4/7/2011 5:24:06 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:24 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:37 PM |
| hostbank | $100.00 | 4/11/2011 4:52:00 PM |
| fantastic-wampum1 | $100.00 | 4/11/2011 8:28:39 PM |
| Tradesmanlender | $25.00 | 4/12/2011 2:45:50 PM |
| radforj22 | $25.00 | 4/13/2011 2:36:13 AM |
| superb-funds335 | $25.00 | 4/13/2011 11:32:25 AM |
| objective-investor | $150.00 | 4/13/2011 6:47:51 PM |
| kenji4861 | $25.00 | 4/14/2011 1:23:13 AM |
| worthy-bid8 | $50.00 | 4/14/2011 6:13:18 AM |
| sungbaek | $25.00 | 4/15/2011 1:44:41 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:50:14 AM |
| OldFriend | $25.00 | 4/15/2011 3:52:07 PM |
| rbrown15 | $50.00 | 4/15/2011 2:07:46 PM |
| wwwUniversal | $25.00 | 4/16/2011 4:26:59 AM |
| subtle-revenue0 | $25.00 | 4/16/2011 5:02:14 AM |
| abundant-credit6 | $25.00 | 4/16/2011 6:35:28 AM |
| ideal-platinum1 | $25.00 | 4/16/2011 5:19:56 AM |
| wealth-competitor | $50.00 | 4/16/2011 10:18:05 AM |
| financelover | $50.00 | 4/16/2011 11:11:35 AM |
| gatorsean2168 | $25.00 | 4/16/2011 11:40:10 AM |
| palace2 | $250.00 | 4/16/2011 11:44:30 AM |
| sunny-justice9 | $25.00 | 4/16/2011 12:50:48 PM |
| dollar-doughnut6 | $50.00 | 4/16/2011 12:04:03 PM |
| Dubbs360 | $100.00 | 4/16/2011 12:50:55 PM |
| value-squirrel3 | $40.00 | 4/16/2011 2:05:33 PM |
| capital-mogul | $48.25 | 4/16/2011 12:02:53 PM |
| green-unrivaled-felicity | $25.00 | 4/16/2011 4:14:11 PM |
| 1SteelerFan | $30.00 | 4/16/2011 4:32:18 PM |
| RayEarth | $25.00 | 4/16/2011 12:20:14 PM |
| California04 | $50.00 | 4/16/2011 5:05:28 PM |
| Oakland | $50.00 | 4/16/2011 7:17:42 PM |
| Viamin | $25.00 | 4/16/2011 11:51:26 PM |
| availableloan | $25.00 | 4/16/2011 4:58:30 PM |
| MrBailey | $25.00 | 4/17/2011 10:24:44 AM |
| bluprntguy | $25.00 | 4/17/2011 11:41:36 AM |
| paladin847 | $50.00 | 4/17/2011 8:48:18 AM |
| pjl | $25.00 | 4/17/2011 9:54:45 AM |
| generator596 | $50.00 | 4/17/2011 9:56:42 AM |
| Steveoo1 | $25.00 | 4/17/2011 10:09:58 AM |
| sams3227 | $50.00 | 4/17/2011 5:39:43 AM |
| alpinaut | $25.00 | 4/17/2011 7:55:49 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:46:15 PM |
| mckhbnpc | $30.00 | 4/17/2011 3:11:42 PM |
| understanding-affluence5 | $50.00 | 4/17/2011 7:11:07 PM |
| Artist_Blue | $25.00 | 4/18/2011 6:04:43 AM |
| jcedar33 | $200.00 | 4/17/2011 3:42:15 PM |
| discrete-benjamins0 | $50.00 | 4/17/2011 6:04:19 PM |
| golden-finance7 | $50.00 | 4/17/2011 7:29:35 PM |
| microfunder | $50.00 | 4/18/2011 9:02:19 AM |
| PittsburghMark | $25.00 | 4/18/2011 5:19:47 AM |
| jsak74 | $25.00 | 4/18/2011 9:35:56 AM |
| awwaww | $50.00 | 4/18/2011 9:37:29 AM |
| John_Galt | $88.00 | 4/18/2011 9:53:51 AM |
| octoberfresh | $25.00 | 4/18/2011 9:17:28 AM |
| objective-investor | $250.00 | 4/18/2011 10:50:00 AM |
| jcfung1 | $25.00 | 4/18/2011 9:34:17 AM |
| martymaniaman | $25.00 | 4/18/2011 11:18:35 AM |
| adaboy65 | $500.00 | 4/18/2011 12:27:12 PM |
| dansarkis | $25.00 | 4/18/2011 10:42:56 AM |
| nikkiesgrandma | $25.00 | 4/18/2011 1:29:16 PM |
| liberty-society5 | $25.00 | 4/18/2011 11:59:26 AM |
| Lender0010 | $50.00 | 4/18/2011 3:49:20 PM |
| RG | $30.00 | 4/18/2011 3:49:50 PM |
| power-bluebird2 | $100.00 | 4/18/2011 4:27:32 PM |
| money-floret | $25.00 | 4/18/2011 4:41:37 PM |
| thegobbler | $25.00 | 4/18/2011 3:46:42 PM |
| jescowa | $50.00 | 4/18/2011 3:51:10 PM |
| Washington_Loan | $25.00 | 4/18/2011 3:53:13 PM |
| irrelevant | $25.00 | 4/18/2011 4:30:48 PM |
| kulender | $50.00 | 4/18/2011 4:56:24 PM |
| fortytwo | $100.00 | 4/18/2011 4:57:18 PM |
| contract-neutron | $50.00 | 4/18/2011 7:12:02 PM |
| investment-comet | $25.00 | 4/18/2011 6:18:07 PM |
| LoisLoan | $25.00 | 4/18/2011 5:18:20 PM |
| emosspot | $25.00 | 4/18/2011 5:18:44 PM |
| 2bnforlife | $25.00 | 4/18/2011 6:51:49 PM |
| CCC1 | $50.00 | 4/18/2011 8:35:47 PM |
| newest-generous-income | $25.00 | 4/19/2011 12:25:35 AM |
| Raven39 | $25.00 | 4/18/2011 7:51:08 PM |
| museic1 | $25.94 | 4/19/2011 2:12:16 AM |
| rockhound84 | $25.00 | 4/19/2011 2:15:08 AM |
| IP | $42.64 | 4/19/2011 1:50:17 AM |
| credit-vinyl | $25.00 | 4/19/2011 2:25:51 AM |
| studious-bonus7 | $68.33 | 4/19/2011 2:30:49 AM |
| handshake5 | $100.00 | 4/19/2011 2:44:32 AM |
| ctgscott | $25.00 | 4/19/2011 2:14:34 AM |
| sonnet771 | $50.00 | 4/19/2011 4:09:18 AM |
| benjamins-utopia | $42.49 | 4/19/2011 2:44:16 AM |
| lostontheedge | $25.00 | 4/19/2011 2:02:36 AM |
| useful-p2ploan | $25.62 | 4/19/2011 2:27:00 AM |
| nomneu | $50.00 | 4/19/2011 5:40:24 AM |
| thestartuplender | $50.00 | 4/19/2011 4:57:47 AM |
| lmmlmmlmm | $25.00 | 4/19/2011 5:01:23 AM |
| kind-efficient-credit | $50.00 | 4/19/2011 5:10:40 AM |
| balanced-treasure4 | $50.00 | 4/19/2011 5:14:09 AM |
| helpu88 | $50.00 | 4/19/2011 5:44:16 AM |
| jigsaw | $100.00 | 4/19/2011 6:26:46 AM |
| mattpet | $25.00 | 4/19/2011 6:41:16 AM |
| intrepid-loot | $100.00 | 4/19/2011 6:06:59 AM |
| buddy486 | $25.00 | 4/19/2011 7:29:52 AM |
| Gibbyland | $50.00 | 4/19/2011 7:38:53 AM |
| spark548 | $75.00 | 4/19/2011 7:37:37 AM |
| anton | $500.00 | 4/19/2011 7:46:28 AM |
| treasure-pipeline | $50.00 | 4/19/2011 7:30:06 AM |
| rakstar | $50.00 | 4/19/2011 8:19:07 AM |
| Pasagam | $50.00 | 4/19/2011 8:15:05 AM |
| riproaringrapids | $25.00 | 4/19/2011 8:59:26 AM |
| TEAM-Jasper | $25.00 | 4/19/2011 8:59:49 AM |
| Tom579 | $47.00 | 4/19/2011 8:15:02 AM |
| 233 Investments
|
Borrower Payment Dependent Notes Series
500757
This series of Notes was issued and sold upon the funding of the borrower loan #48663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 3m |
|
Amount delinquent:
| $2,608 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $356 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leverage-fountain0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Molly
Purpose of loan:
This loan will be used to...
debt consolidate into one payment (pay off every bill I have except my car and house
My financial situation: trying to consolidate pay off little bills and increase my credit score
I am a good candidate for this loan because...i will make my monthly payments and have been employed at same company for a long time and have a steady income.
Monthly net income: $1970
Monthly expenses: $
Housing: $532
Insurance: $110.
Car expenses: $270.
Utilities: $150.
Phone, cable, internet: $200.
Food, entertainment: $200.
Clothing, household expenses: $100.
Credit cards and other loans: $these will be paid off with this loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/6/2011 9:04:17 AM |
| fcb202 | $50.00 | 4/6/2011 2:25:09 PM |
| social-heart | $25.00 | 4/6/2011 9:03:52 AM |
| diplomatic-wealth7 | $25.00 | 4/6/2011 9:06:42 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:28 AM |
| s_man1 | $25.00 | 4/7/2011 8:55:43 AM |
| reflective-rupee | $88.88 | 4/7/2011 11:56:21 AM |
| handy-justice | $50.00 | 4/9/2011 5:50:22 PM |
| droopie1 | $25.00 | 4/14/2011 9:58:32 AM |
| JJ9876 | $25.00 | 4/15/2011 10:07:50 AM |
| Easystreet | $25.00 | 4/16/2011 2:51:32 AM |
| 56bones | $25.00 | 4/17/2011 11:47:37 AM |
| reflective-rupee | $60.55 | 4/17/2011 12:00:35 PM |
| LiveNow | $25.00 | 4/17/2011 12:16:33 PM |
| CA-Lender | $25.04 | 4/17/2011 11:00:20 AM |
| worth-shower8 | $100.00 | 4/17/2011 11:52:25 AM |
| mohara25 | $25.77 | 4/17/2011 4:52:17 PM |
| scottysidewinder | $43.91 | 4/17/2011 12:20:07 PM |
| Trondheim_Norway | $100.00 | 4/17/2011 12:23:48 PM |
| laki_haole | $50.00 | 4/17/2011 1:16:14 PM |
| sunny-justice9 | $25.00 | 4/17/2011 3:51:59 PM |
| jstnow | $25.00 | 4/17/2011 4:34:42 PM |
| miked8303 | $25.00 | 4/18/2011 6:55:16 AM |
| randsenterprise | $25.00 | 4/18/2011 9:41:27 AM |
| DrWill | $48.50 | 4/18/2011 10:29:30 AM |
| PunjabBank | $25.00 | 4/18/2011 9:56:11 AM |
| MJTimages_com | $25.00 | 4/18/2011 10:24:16 AM |
| shrewd-income | $25.00 | 4/18/2011 2:01:19 PM |
| MasterJin | $25.00 | 4/18/2011 3:12:08 PM |
| ivadood | $50.00 | 4/18/2011 2:31:25 PM |
| kristof2007 | $25.00 | 4/18/2011 3:02:18 PM |
| money-bauble | $50.00 | 4/18/2011 5:19:38 PM |
| fireferd | $25.00 | 4/18/2011 9:34:41 PM |
| fighter122 | $50.00 | 4/18/2011 9:09:53 PM |
| velocity-motivator6 | $25.00 | 4/19/2011 2:41:47 AM |
| asiaratt | $50.00 | 4/19/2011 4:14:37 AM |
| umfan123 | $25.00 | 4/19/2011 6:05:05 AM |
| p2p-czar3 | $25.00 | 4/19/2011 6:12:18 AM |
| birddogsb | $50.00 | 4/19/2011 5:19:42 AM |
| Cambium | $30.00 | 4/19/2011 6:51:57 AM |
| justonejake | $25.00 | 4/19/2011 6:34:44 AM |
| gain-equator | $25.00 | 4/19/2011 6:44:39 AM |
| anton | $160.00 | 4/19/2011 7:50:25 AM |
| value-allocator1 | $100.00 | 4/6/2011 9:07:23 AM |
| ingenious-deal6 | $25.00 | 4/6/2011 9:05:41 AM |
| thelovebug | $50.00 | 4/6/2011 1:53:08 PM |
| simplelender80 | $200.00 | 4/6/2011 9:02:45 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:38 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:18 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:11 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:25 PM |
| mrxtravis | $25.00 | 4/12/2011 2:42:02 AM |
| elegant-loot | $25.00 | 4/12/2011 4:37:42 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:56 PM |
| worthy-bid8 | $25.00 | 4/15/2011 8:25:45 AM |
| Rogelio48 | $30.00 | 4/15/2011 11:12:25 AM |
| money-fort | $25.00 | 4/15/2011 4:19:36 PM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 2:47:40 PM |
| mercuriant | $25.00 | 4/16/2011 8:29:43 AM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:30:55 AM |
| Jack55304 | $185.00 | 4/17/2011 5:31:50 AM |
| Dubbs360 | $100.00 | 4/17/2011 9:09:27 AM |
| jonmars | $25.00 | 4/17/2011 12:22:41 PM |
| 2grindstones | $25.00 | 4/17/2011 3:08:04 PM |
| Whitewater_Loans | $50.00 | 4/17/2011 12:18:10 PM |
| onecooldrink | $25.00 | 4/17/2011 12:51:57 PM |
| Bob450 | $25.00 | 4/17/2011 10:01:08 AM |
| proud-gold9 | $25.00 | 4/17/2011 10:22:23 AM |
| hookUup | $25.32 | 4/17/2011 4:51:01 PM |
| ursus | $50.00 | 4/18/2011 8:46:34 AM |
| myduck | $30.00 | 4/18/2011 9:29:44 AM |
| market-happiness7 | $25.00 | 4/18/2011 9:35:31 AM |
| transparency-grasshopper | $25.00 | 4/18/2011 4:50:52 PM |
| nelaw | $50.00 | 4/18/2011 6:23:38 PM |
| StarshineXL | $175.00 | 4/18/2011 6:13:24 PM |
| tylerfd | $25.00 | 4/19/2011 4:45:36 AM |
| jigsaw | $50.00 | 4/19/2011 6:26:34 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
500779
This series of Notes was issued and sold upon the funding of the borrower loan #48628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,999.58 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 8m |
|
Amount delinquent:
| $767 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,611 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wampum-hickory |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BTBDJJ
Purpose of loan:
This loan will be used to pay for my daughters wedding and pay for a minor surgery needed for my disabled wife.
My financial situation:
I am a good candidate for this loan because I pay my debt. My job is very stable job working for a Fortune 200 Utility company. I have been with this company for nearly 5 years and my previous employer for 10 years. I do not move from job to job or place to place. My wife has been disabled for more than 15 years. During this time my credit has been impacted by medical bills and her student loan debt. I. Throughout I have paid my obligations in full.
Monthly net income: $5800.00
Monthly expenses: $3096.26
Housing: $1000.00
Insurance: $155.26
Car expenses: $0.00
Utilities: $308.00
Phone, cable, internet: $200.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $633.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/5/2011 9:03:25 AM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 9:08:41 AM |
| ingenious-deal6 | $25.00 | 4/5/2011 9:06:54 AM |
| LoanerPrincipal | $25.00 | 4/6/2011 8:52:54 PM |
| finance-prescription | $50.00 | 4/9/2011 7:44:08 AM |
| nerdfactor | $25.00 | 4/10/2011 10:37:01 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:17 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:36 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:29 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:35 AM |
| Midwestvalues | $50.00 | 4/16/2011 5:59:04 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:35 AM |
| money-baron-roth-IRA | $25.00 | 4/16/2011 9:57:31 AM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:30:50 AM |
| wealth-competitor | $25.00 | 4/16/2011 9:08:14 AM |
| money-fort | $25.00 | 4/16/2011 3:53:35 PM |
| CA-Lender | $25.04 | 4/16/2011 11:51:41 AM |
| competent-p2p | $35.00 | 4/16/2011 2:43:57 PM |
| frclmym | $25.00 | 4/17/2011 12:22:32 AM |
| reflective-rupee | $100.55 | 4/16/2011 8:27:03 PM |
| loss-of-control | $50.00 | 4/17/2011 7:43:55 AM |
| MrBailey | $25.00 | 4/17/2011 10:24:10 AM |
| laki_haole | $50.00 | 4/17/2011 1:16:00 PM |
| miked8303 | $25.00 | 4/18/2011 6:54:47 AM |
| justasoldier | $40.00 | 4/17/2011 7:38:06 PM |
| dynamic-capital | $25.00 | 4/18/2011 12:33:57 AM |
| money-bauble | $50.00 | 4/18/2011 9:18:31 AM |
| ursus | $50.00 | 4/18/2011 8:46:24 AM |
| stock106 | $25.00 | 4/18/2011 10:11:28 AM |
| octoberfresh | $25.00 | 4/18/2011 10:23:44 AM |
| djh47a | $25.00 | 4/18/2011 10:46:20 AM |
| jjswanso | $50.00 | 4/18/2011 10:11:39 AM |
| agalt | $50.00 | 4/18/2011 10:39:08 AM |
| Pu239 | $60.00 | 4/18/2011 1:40:15 PM |
| ivadood | $50.00 | 4/18/2011 2:31:15 PM |
| symbiosis | $50.00 | 4/18/2011 3:44:42 PM |
| economy-producer | $25.00 | 4/18/2011 5:26:43 PM |
| anton | $1,000.00 | 4/18/2011 5:48:55 PM |
| red-power-pecan | $50.00 | 4/18/2011 5:01:39 PM |
| Banker_Joe | $25.00 | 4/18/2011 6:32:30 PM |
| seisen | $100.00 | 4/18/2011 5:17:52 PM |
| contract-neutron | $25.00 | 4/18/2011 7:21:49 PM |
| Raven39 | $25.00 | 4/18/2011 7:51:56 PM |
| fighter122 | $50.00 | 4/18/2011 9:09:43 PM |
| wild-orange | $50.00 | 4/18/2011 10:24:45 PM |
| jhernand17 | $25.00 | 4/18/2011 8:57:02 PM |
| marketplace-goat3 | $50.00 | 4/18/2011 11:06:42 PM |
| gentle-coin | $25.00 | 4/18/2011 11:17:02 PM |
| shrewd-peace7 | $25.00 | 4/19/2011 2:26:44 AM |
| payment-gusto | $25.00 | 4/19/2011 2:31:42 AM |
| asiaratt | $50.00 | 4/19/2011 4:14:23 AM |
| tylerfd | $25.00 | 4/19/2011 4:45:20 AM |
| nicklds | $25.00 | 4/19/2011 6:12:41 AM |
| well-mannered-marketplace5 | $25.00 | 4/19/2011 4:47:12 AM |
| Richmp412 | $25.00 | 4/19/2011 6:29:35 AM |
| justonejake | $25.00 | 4/19/2011 6:34:29 AM |
| birddogsb | $50.00 | 4/19/2011 5:19:33 AM |
| floridass | $25.00 | 4/19/2011 6:05:57 AM |
| jigsaw | $50.00 | 4/19/2011 6:26:26 AM |
| umfan123 | $25.00 | 4/19/2011 6:04:59 AM |
| gain-equator | $25.00 | 4/19/2011 6:44:23 AM |
| Reinadog9 | $25.00 | 4/19/2011 7:40:53 AM |
| mlj0671 | $25.00 | 4/19/2011 7:26:16 AM |
| leverage-monger | $66.66 | 4/19/2011 8:52:49 AM |
| thelovebug | $100.00 | 4/5/2011 9:07:25 AM |
| suave-dime6 | $25.00 | 4/5/2011 9:07:47 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:31 PM |
| handy-justice | $50.00 | 4/9/2011 5:50:01 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:56 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:49 AM |
| harddollars | $25.00 | 4/16/2011 10:56:58 AM |
| Dubbs360 | $100.00 | 4/16/2011 12:50:12 PM |
| reward-dynamo | $25.00 | 4/16/2011 1:26:00 PM |
| Bob450 | $25.00 | 4/16/2011 3:25:42 PM |
| jybank | $50.00 | 4/16/2011 9:40:58 PM |
| Jack55304 | $185.00 | 4/17/2011 5:31:33 AM |
| Engineer44 | $25.00 | 4/17/2011 5:39:43 AM |
| worth-shower8 | $100.00 | 4/17/2011 11:52:04 AM |
| cash-backer8 | $50.00 | 4/17/2011 10:09:00 AM |
| return-elm | $25.00 | 4/17/2011 3:12:11 PM |
| inspired-duty5 | $70.00 | 4/18/2011 3:26:28 AM |
| Cromag | $25.00 | 4/17/2011 7:30:19 PM |
| KrisKringle | $25.00 | 4/17/2011 6:57:15 PM |
| Artist_Blue | $25.00 | 4/18/2011 6:26:10 AM |
| sharp-trade0 | $25.00 | 4/18/2011 9:19:47 AM |
| minddoc | $25.00 | 4/18/2011 9:39:27 AM |
| compassionate-fairness6 | $25.00 | 4/18/2011 9:19:12 AM |
| velvetsmog | $50.00 | 4/18/2011 9:08:38 AM |
| DSFinancial | $50.00 | 4/18/2011 9:18:36 AM |
| rustysailor | $25.00 | 4/18/2011 10:51:41 AM |
| listing-trapper3 | $50.00 | 4/18/2011 10:11:42 AM |
| CaliforniaSun | $25.00 | 4/18/2011 10:32:58 AM |
| lotus-carrion6 | $25.00 | 4/18/2011 11:18:37 AM |
| bonus-seahorse | $100.00 | 4/18/2011 4:06:18 PM |
| IIP77 | $25.00 | 4/18/2011 3:10:56 PM |
| rogue_monster | $25.00 | 4/18/2011 12:54:29 PM |
| kulender | $50.00 | 4/18/2011 4:29:24 PM |
| jobani | $35.00 | 4/18/2011 5:16:47 PM |
| Tylerh | $100.00 | 4/18/2011 5:26:42 PM |
| GCInvestments | $30.00 | 4/18/2011 4:57:11 PM |
| Executive23 | $25.00 | 4/18/2011 5:17:48 PM |
| bountiful-durability | $50.00 | 4/18/2011 5:26:44 PM |
| hope-eagle6 | $25.00 | 4/18/2011 5:18:01 PM |
| handy-justice | $100.00 | 4/18/2011 7:39:53 PM |
| the-profit-oracle | $25.00 | 4/18/2011 5:26:45 PM |
| CapricornLending | $30.00 | 4/18/2011 8:58:54 PM |
| picklesforarthur | $25.00 | 4/18/2011 7:01:04 PM |
| power-pagoda | $100.00 | 4/18/2011 11:22:48 PM |
| actuarial_investor | $25.00 | 4/19/2011 1:58:26 AM |
| graceful-investment | $100.00 | 4/19/2011 2:31:36 AM |
| velocity-solo | $25.00 | 4/19/2011 2:42:37 AM |
| tech310 | $50.00 | 4/19/2011 2:13:10 AM |
| thestartuplender | $50.00 | 4/19/2011 4:59:52 AM |
| blackstar | $25.00 | 4/19/2011 6:07:54 AM |
| p2p-czar3 | $25.00 | 4/19/2011 6:12:08 AM |
| averagefore | $25.00 | 4/19/2011 6:05:51 AM |
| golffish2 | $25.00 | 4/19/2011 6:58:20 AM |
| CC911 | $25.00 | 4/19/2011 6:10:54 AM |
| RobotTwo | $25.00 | 4/19/2011 6:29:29 AM |
| ITExec | $97.33 | 4/19/2011 6:35:15 AM |
| social-conductor4 | $25.00 | 4/19/2011 8:09:09 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
500791
This series of Notes was issued and sold upon the funding of the borrower loan #48601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 28y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,716 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blissful-wampum590 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lobster
Purpose of loan: To considate some bills.
This loan will be used to... consolidate debt which will allow me to pay down some smaller bills at a faster rate.
My financial situation: I am in a position to improve my credit rating by paying down more debt at a faster rate.
I am a good candidate for this loan because... I have been at my job for over 28 years and I am very good at what I do. If I receive this loan it will help to place me in an excellent position to help me continually increase my credit scores positively. I receive quarterly bonus checks that average out to an additional weekly income of $245.00 per week which is listed in the Monthly net income.
Monthly net income: $5054.00
Monthly expenses: $
Housing: $2130.00
Insurance: $67.00
Car expenses: $120.00
Utilities: $150.00
Phone, cable, internet: $212.00
Food, entertainment: $120.00
Clothing, household expenses: $50.00
Credit cards and other loans: $650.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
My 1st Mortgage balance is $160031.22, and my second mortgage balance is $38683.70 for a total of $198714.92. Zillow.com is showing the present value of my home to be $202500.00.
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/5/2011 5:23:57 PM |
| ingenious-deal6 | $25.00 | 4/5/2011 5:41:39 PM |
| a-finance-nirvana | $25.00 | 4/5/2011 5:47:57 PM |
| golffish2 | $50.00 | 4/6/2011 4:51:24 AM |
| nerdfactor | $25.00 | 4/10/2011 10:37:08 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:21 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:48 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:34:07 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:42 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:36 PM |
| income-lion | $25.00 | 4/15/2011 6:52:45 AM |
| mercuriant | $25.00 | 4/16/2011 8:29:37 AM |
| worth-shower8 | $100.00 | 4/16/2011 5:52:37 PM |
| assetmanager | $25.00 | 4/16/2011 5:58:40 PM |
| zenzorba | $100.00 | 4/16/2011 9:59:44 PM |
| hookUup | $27.32 | 4/16/2011 7:29:25 PM |
| CA-Lender | $25.04 | 4/16/2011 6:31:21 PM |
| 113121 | $50.00 | 4/17/2011 7:39:21 AM |
| interstellar | $50.00 | 4/17/2011 7:44:21 AM |
| loyalist1 | $100.00 | 4/17/2011 7:15:09 AM |
| 113121 | $1,000.00 | 4/17/2011 7:42:55 AM |
| secureincome | $400.00 | 4/17/2011 7:45:12 AM |
| Jack55304 | $185.00 | 4/17/2011 5:31:35 AM |
| red-favorable-basis | $30.00 | 4/17/2011 6:43:34 AM |
| mckhbnpc | $50.00 | 4/17/2011 7:44:04 AM |
| bnoble09 | $26.66 | 4/17/2011 10:54:39 AM |
| suave-dime6 | $25.00 | 4/5/2011 5:30:04 PM |
| thelovebug | $100.00 | 4/5/2011 5:39:58 PM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 5:42:51 PM |
| SolarMoonshine | $25.00 | 4/5/2011 6:13:45 PM |
| spiff666 | $25.00 | 4/7/2011 4:01:40 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:43 PM |
| finance-prescription | $50.00 | 4/9/2011 7:44:11 AM |
| handy-justice | $50.00 | 4/9/2011 5:50:08 PM |
| Easystreet | $25.00 | 4/15/2011 3:16:45 AM |
| JJ9876 | $25.00 | 4/15/2011 10:06:58 AM |
| upbeat-finance8 | $33.37 | 4/15/2011 5:35:32 PM |
| Midwestvalues | $50.00 | 4/16/2011 5:59:13 AM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:30:51 AM |
| jybank | $50.00 | 4/16/2011 9:39:29 PM |
| money-baron-roth-IRA | $50.00 | 4/16/2011 6:25:02 PM |
| George13 | $50.00 | 4/16/2011 6:27:36 PM |
| MoneyBag4366 | $25.00 | 4/16/2011 6:31:37 PM |
| reflective-rupee | $25.55 | 4/16/2011 7:00:16 PM |
| first-serene-credit | $25.00 | 4/16/2011 10:21:04 PM |
| Lender2895a | $250.00 | 4/17/2011 6:37:23 AM |
| loss-of-control | $50.00 | 4/17/2011 7:34:37 AM |
| Dubbs360 | $100.00 | 4/16/2011 11:19:11 PM |
| JauaFlash | $25.00 | 4/17/2011 9:24:27 AM |
| drkosh | $25.00 | 4/17/2011 5:46:10 AM |
| onecooldrink | $17.06 | 4/17/2011 12:52:56 PM |
| McRowdy | $25.00 | 4/17/2011 11:37:54 AM |
| LendToCause | $25.00 | 4/17/2011 8:56:45 AM |
| grampy48 | $30.00 | 4/17/2011 11:19:11 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
500909
This series of Notes was issued and sold upon the funding of the borrower loan #48598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $68.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,639 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| appetizing-dedication |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to perform some immediate roof repairs
somewhere between $900 - $1200
I have about 40% of the money to perform the repair, I just don't have
time to save up the rest as the roof needs repair as soon as possible.
I have had some other financial issues cutting into my monthly savings recently. Should my loan be approved, any left over money will go directly back to pay off the loan.
I'm also looking for this small load as a way to "get my feet wet" with Prosper as I have some other financial obligations that I would like to pursue with Prosper such as some debt consolidation.
Monthly net income: $6400
Monthly expenses: $5800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:52 AM |
| BxRealtor | $25.00 | 4/12/2011 9:11:12 AM |
| organized-payment6 | $50.00 | 4/12/2011 9:04:48 AM |
| indomitable-coin | $25.00 | 4/12/2011 9:11:50 AM |
| exchange-squirrel | $25.00 | 4/12/2011 9:05:04 AM |
| Zolton | $100.00 | 4/12/2011 9:07:56 AM |
| wild-orange | $100.00 | 4/12/2011 11:23:36 AM |
| Eric_Gagne | $100.00 | 4/12/2011 4:10:28 PM |
| RandyL3 | $25.00 | 4/12/2011 4:22:43 PM |
| 4Horseman | $50.00 | 4/12/2011 5:10:07 PM |
| kander80 | $25.00 | 4/12/2011 7:30:58 PM |
| goodhearted-basis4 | $25.00 | 4/13/2011 2:32:37 AM |
| SocProf | $50.00 | 4/13/2011 7:20:06 PM |
| petsheep | $25.00 | 4/14/2011 9:43:35 AM |
| TomDalonajay | $25.00 | 4/14/2011 9:45:27 AM |
| thankful-nickel2 | $50.00 | 4/14/2011 4:11:35 PM |
| doc1 | $100.00 | 4/14/2011 6:47:48 PM |
| colorfulgardener | $25.00 | 4/15/2011 1:16:17 AM |
| Moneypenny6 | $25.00 | 4/15/2011 7:28:16 AM |
| elvisloans | $25.00 | 4/15/2011 10:14:54 AM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:02:43 AM |
| cash4less | $25.00 | 4/15/2011 4:58:28 PM |
| dough-hammock | $25.00 | 4/15/2011 3:25:18 PM |
| marwadi-62 | $100.00 | 4/15/2011 7:39:57 PM |
| bold-bright-currency | $25.00 | 4/15/2011 10:55:03 PM |
| MarvintheMartian | $25.00 | 4/16/2011 5:20:44 AM |
| fishcreek | $25.00 | 4/16/2011 1:56:23 PM |
| wealth-competitor | $50.00 | 4/16/2011 11:35:30 AM |
| crw1950 | $50.00 | 4/16/2011 4:34:01 PM |
| Gobsek | $25.00 | 4/16/2011 12:39:02 PM |
| Kyileo | $25.00 | 4/16/2011 4:39:56 PM |
| simplelender80 | $100.00 | 4/12/2011 9:12:10 AM |
| Bank_Of_XL | $50.00 | 4/12/2011 1:12:04 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:53:43 PM |
| delicious-loan093 | $50.00 | 4/12/2011 4:27:29 PM |
| vutah | $25.00 | 4/12/2011 8:50:04 PM |
| FinDoc | $25.00 | 4/13/2011 2:04:29 AM |
| efficient-treasure0 | $25.00 | 4/13/2011 10:43:44 AM |
| Newfoundcash | $25.00 | 4/13/2011 6:02:04 PM |
| John_Galt | $44.00 | 4/15/2011 2:49:56 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:01:02 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:56 AM |
| Christophe | $25.00 | 4/16/2011 8:33:22 AM |
| patriot897 | $25.00 | 4/16/2011 12:11:10 PM |
| kinetic-social | $25.00 | 4/16/2011 2:49:40 PM |
| Peacepower | $50.00 | 4/16/2011 3:47:53 PM |
| AustinAmerica | $25.00 | 4/16/2011 2:47:09 PM |
| gjm6d | $25.00 | 4/16/2011 4:08:34 PM |
| MoneyForNothing | $6.00 | 4/16/2011 4:40:02 PM |
| toddbob | $50.00 | 4/16/2011 3:42:08 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
500927
This series of Notes was issued and sold upon the funding of the borrower loan #48646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,264.35 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $98.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $31,201 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 55 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nourishing-economy6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
steveydog40
Purpose of loan:
This loan will be used to...consolidate several high interest loans
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $5900
Monthly expenses: $800
Housing: $1385
Insurance: $98
Car expenses: $399
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $260
Clothing, household expenses: $40
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please describe your job or other source of income. Thanks - reflective-rupee
A:
I am A retired firefighter from Prince George's County Maryland I receive $3909 per month from that I have monthly pay stubs that will verify this. also I am on Social Security Disability (heart condition) I recieve 2055 a month for that I can supply an awards letter. Both amounts are net income.
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $40.00 | 4/5/2011 9:06:10 AM |
| reflective-rupee | $44.44 | 4/5/2011 11:54:24 AM |
| kulender | $50.00 | 4/5/2011 1:41:02 PM |
| zippy-interest | $25.00 | 4/5/2011 4:39:23 PM |
| fcb202 | $50.00 | 4/6/2011 4:48:30 PM |
| s_man1 | $50.00 | 4/7/2011 9:07:24 AM |
| MilitaryLoans | $100.00 | 4/10/2011 9:06:40 PM |
| sharp-trade0 | $25.00 | 4/12/2011 9:12:57 AM |
| wealth-competitor | $25.00 | 4/16/2011 9:09:13 AM |
| newest-generous-income | $25.00 | 4/16/2011 10:01:08 AM |
| wbwill | $50.00 | 4/16/2011 11:37:39 AM |
| CA-Lender | $25.04 | 4/16/2011 11:49:16 AM |
| surfhoss644 | $50.00 | 4/16/2011 5:10:55 PM |
| Bob450 | $25.00 | 4/16/2011 9:44:17 PM |
| drkosh | $25.00 | 4/17/2011 5:43:49 AM |
| loss-of-control | $50.00 | 4/17/2011 7:33:45 AM |
| gpuck | $25.00 | 4/17/2011 8:00:15 AM |
| flwah | $25.00 | 4/5/2011 2:53:59 PM |
| w3alter | $100.00 | 4/5/2011 4:39:32 PM |
| lean-ore9 | $25.00 | 4/11/2011 5:12:29 PM |
| wild-orange | $25.00 | 4/12/2011 11:34:51 AM |
| kingbob | $25.00 | 4/13/2011 10:38:25 AM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 2:38:44 PM |
| myutmost | $52.56 | 4/16/2011 9:33:08 AM |
| reflective-rupee | $150.55 | 4/16/2011 10:45:53 AM |
| aztocas | $50.00 | 4/16/2011 12:00:53 PM |
| five-star-bonus6 | $69.98 | 4/16/2011 9:31:12 AM |
| Vegasjim | $50.00 | 4/16/2011 11:25:07 AM |
| invincible-duty | $25.00 | 4/16/2011 3:42:17 PM |
| thrifty-capital | $25.00 | 4/16/2011 1:09:34 PM |
| kinetic-social | $25.00 | 4/16/2011 2:46:43 PM |
| MoneyBag4366 | $25.00 | 4/16/2011 6:33:17 PM |
| Dubbs360 | $100.00 | 4/16/2011 11:20:57 PM |
| hookUup | $26.32 | 4/16/2011 7:33:06 PM |
| junctionking | $30.00 | 4/17/2011 5:12:20 AM |
| Amber_Stone | $25.00 | 4/16/2011 8:15:12 PM |
| YoungTaxMan | $100.00 | 4/16/2011 5:10:34 PM |
| Engineer44 | $30.00 | 4/17/2011 5:41:09 AM |
| secureincome | $300.00 | 4/17/2011 7:44:20 AM |
| well-mannered-income3 | $25.00 | 4/17/2011 6:36:51 AM |
| bustermicheal | $120.46 | 4/17/2011 8:43:10 AM |
| transparency-baton | $25.00 | 4/18/2011 9:36:56 AM |
| handy-justice | $100.00 | 4/18/2011 8:50:05 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
500945
This series of Notes was issued and sold upon the funding of the borrower loan #48602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $306.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,382 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diplomatic-capital |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Property Turn/Update
This loan will be used to refurnish investment property for submission to vacation rental program in high tourist traffic destination. I've owned this unit for 5.5 years, rented it short term to snow birds. This refurnish will update the contents to reflect today's needs/desires and draw a higher rent due to increase in short term rentals.
I am in financial good standing, have maintained my investment properties during challenging times and have a sense of how to take current situation and make positive cash flow, annually.
Timing of payments I have due soon has uncertainty in the amt. I want to get this condo rented, will use this cash to fund that project while I keep my personal funds to cover unexpected payments.
Condo Rental today: $500-600/mo
Condo Rental after refurnish: $1800/mo
Assume rental for 9 out of 12 months: $15,600 annual profit
Expenses of 30% management fee and maintenance: $4,680
Net: $10,920
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/5/2011 9:03:57 AM |
| kenji4861 | $50.00 | 4/5/2011 9:04:59 AM |
| minista | $25.00 | 4/5/2011 9:05:16 AM |
| p40thawk | $50.00 | 4/5/2011 9:05:21 AM |
| kyomoon | $50.00 | 4/5/2011 9:05:51 AM |
| pragmatic-contract | $50.00 | 4/5/2011 12:32:30 PM |
| Pasagam | $50.00 | 4/5/2011 2:55:43 PM |
| xcap | $25.00 | 4/5/2011 4:39:48 PM |
| thunderkiss | $25.00 | 4/5/2011 4:14:10 PM |
| logical-reward8 | $25.00 | 4/5/2011 9:03:53 AM |
| worthy-bid8 | $100.00 | 4/5/2011 9:05:25 AM |
| skuba | $100.00 | 4/5/2011 9:05:38 AM |
| RandomMonkey | $25.00 | 4/5/2011 4:21:50 PM |
| Toby1montana | $75.00 | 4/5/2011 11:00:03 AM |
| Preteur | $25.00 | 4/5/2011 4:32:40 PM |
| WilliamLeeSims | $25.00 | 4/6/2011 9:20:12 AM |
| indomitable-coin | $50.00 | 4/6/2011 4:57:40 AM |
| jescowa | $50.00 | 4/5/2011 6:12:08 PM |
| Anny-Disco | $50.00 | 4/6/2011 9:31:32 AM |
| serene-truth2 | $50.00 | 4/5/2011 9:29:29 PM |
| AmericanCredit | $25.00 | 4/6/2011 9:28:10 AM |
| tomdooley12520 | $25.00 | 4/6/2011 7:46:25 PM |
| MrDavid | $100.00 | 4/6/2011 9:43:09 PM |
| availableloan | $25.00 | 4/7/2011 7:07:11 AM |
| wbahl | $25.00 | 4/7/2011 2:12:48 PM |
| davisfl | $100.00 | 4/7/2011 11:46:42 AM |
| balanced-bill7 | $50.00 | 4/7/2011 8:35:22 PM |
| benjamins-utopia | $100.00 | 4/8/2011 12:07:27 PM |
| worthy-value1 | $50.00 | 4/8/2011 12:42:27 PM |
| djh47a | $25.00 | 4/8/2011 12:48:12 PM |
| UT2008 | $50.00 | 4/8/2011 1:41:13 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:42 PM |
| kulender | $100.00 | 4/8/2011 5:22:40 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:24 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:23 PM |
| financial-frenzy | $25.00 | 4/9/2011 12:43:04 PM |
| gojackgo | $50.00 | 4/9/2011 2:22:12 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:02 PM |
| Jassi | $25.00 | 4/10/2011 8:22:23 PM |
| reflective-rupee | $222.22 | 4/10/2011 8:55:45 PM |
| srgriff | $25.00 | 4/11/2011 9:20:05 AM |
| Tahoeguy | $50.00 | 4/11/2011 2:35:09 PM |
| locomotive7 | $50.00 | 4/11/2011 2:34:47 PM |
| BlindProphet | $50.00 | 4/11/2011 2:48:06 PM |
| degster | $25.00 | 4/11/2011 2:37:44 PM |
| BaxterEvil | $25.00 | 4/11/2011 6:58:46 PM |
| financelover | $50.00 | 4/12/2011 3:37:23 AM |
| power-mad-scientist | $25.00 | 4/12/2011 3:36:56 AM |
| Interstate_Rate | $100.00 | 4/12/2011 3:37:37 AM |
| acsej | $25.00 | 4/12/2011 3:38:28 AM |
| Sigonio | $25.00 | 4/12/2011 3:35:36 AM |
| aasx1108 | $25.00 | 4/12/2011 3:37:44 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:10 AM |
| cash-merry-maker | $25.00 | 4/12/2011 10:53:35 AM |
| ytjameslee | $50.00 | 4/12/2011 3:31:50 PM |
| rmbot | $75.00 | 4/12/2011 5:45:06 PM |
| GodzillaLending | $25.00 | 4/13/2011 2:41:51 AM |
| Lender0010 | $100.00 | 4/13/2011 12:04:28 AM |
| newyork6264 | $25.00 | 4/13/2011 6:56:59 AM |
| frooogal | $50.00 | 4/13/2011 11:55:37 AM |
| saysana | $25.00 | 4/13/2011 1:52:02 PM |
| syounker | $25.00 | 4/13/2011 7:07:43 PM |
| Cheburashka | $30.00 | 4/14/2011 1:58:20 AM |
| Chuck9802 | $25.00 | 4/14/2011 9:51:58 AM |
| wise-silver-wonder | $25.00 | 4/14/2011 11:22:34 AM |
| conductor146 | $25.00 | 4/14/2011 5:22:26 PM |
| tenacious-payout | $50.00 | 4/14/2011 8:57:29 PM |
| Weaverville | $50.00 | 4/14/2011 7:06:49 PM |
| compoundinterest | $30.37 | 4/15/2011 5:48:39 AM |
| thedoctor | $100.00 | 4/15/2011 5:49:48 AM |
| seabass123 | $25.00 | 4/15/2011 8:09:32 AM |
| arenangelchild | $50.00 | 4/15/2011 6:22:40 AM |
| latestone | $25.00 | 4/15/2011 6:52:19 AM |
| bold-treasure-neutrino | $30.00 | 4/15/2011 7:46:38 AM |
| 10ECgirl | $25.00 | 4/15/2011 9:24:48 AM |
| Stafo | $25.00 | 4/15/2011 9:50:12 AM |
| revmax | $31.67 | 4/15/2011 9:50:18 AM |
| officer8 | $25.00 | 4/15/2011 11:54:36 AM |
| authoritative-capital | $49.39 | 4/15/2011 1:12:17 PM |
| bfn311 | $25.00 | 4/15/2011 2:36:39 PM |
| iLoaner | $25.00 | 4/15/2011 11:34:41 AM |
| Adventurouschef | $50.00 | 4/15/2011 3:51:34 PM |
| MeSteve | $25.00 | 4/15/2011 4:06:42 PM |
| rulender | $25.00 | 4/15/2011 5:18:13 PM |
| colorado23 | $26.12 | 4/16/2011 2:59:06 AM |
| LKN2RTR | $25.00 | 4/16/2011 3:04:41 AM |
| marwadi-62 | $100.00 | 4/15/2011 7:36:53 PM |
| rce1964 | $25.00 | 4/16/2011 3:31:19 AM |
| afotherg | $29.81 | 4/16/2011 3:35:02 AM |
| Railbird | $34.32 | 4/16/2011 3:42:35 AM |
| virtualbank | $29.36 | 4/16/2011 4:00:36 AM |
| eyal0 | $38.38 | 4/16/2011 2:29:21 AM |
| monstersdad | $50.45 | 4/16/2011 3:06:56 AM |
| sanjl79 | $25.00 | 4/16/2011 3:14:58 AM |
| TheReaderRabbit | $25.00 | 4/16/2011 3:24:25 AM |
| banker727 | $31.59 | 4/16/2011 5:01:22 AM |
| reinforced-reward | $25.00 | 4/16/2011 5:58:03 AM |
| KeepOnRunning | $37.22 | 4/16/2011 2:25:10 AM |
| reflective-gain | $25.00 | 4/16/2011 4:35:08 AM |
| Headhunter14 | $25.00 | 4/16/2011 2:39:44 AM |
| valiant-liberty4 | $25.00 | 4/16/2011 4:51:30 AM |
| L-vex | $25.00 | 4/16/2011 2:55:47 AM |
| jonandmeg21 | $26.91 | 4/16/2011 3:19:34 AM |
| fireboss | $50.00 | 4/16/2011 3:30:40 AM |
| jcholloway831 | $25.00 | 4/16/2011 3:59:30 AM |
| pleasant-basis | $30.07 | 4/16/2011 4:39:42 AM |
| fcrick | $25.00 | 4/16/2011 5:00:46 PM |
| California04 | $50.00 | 4/16/2011 5:05:31 PM |
| Denver-Rental-Properties | $25.00 | 4/16/2011 5:54:19 PM |
| gjm6d | $25.00 | 4/16/2011 4:03:46 PM |
| billy_hoe_22 | $50.00 | 4/16/2011 4:39:11 PM |
| bndlending2u | $50.00 | 4/16/2011 8:44:24 PM |
| alpinaut | $25.00 | 4/17/2011 7:49:41 AM |
| top-sensible-yield | $25.00 | 4/17/2011 8:09:24 AM |
| Radium84 | $25.00 | 4/17/2011 7:50:00 AM |
| r48 | $26.00 | 4/17/2011 1:18:10 PM |
| SpareChangeDreamFundLLC | $50.00 | 4/17/2011 11:10:39 AM |
| mecaterpillar | $25.00 | 4/17/2011 9:03:00 PM |
| preciouschild | $50.00 | 4/17/2011 11:37:53 PM |
| credit-maple5 | $200.00 | 4/18/2011 4:39:26 AM |
| HotRod25 | $50.00 | 4/18/2011 10:01:54 AM |
| selector568 | $50.00 | 4/5/2011 9:04:54 AM |
| community-pipeline | $25.00 | 4/5/2011 9:05:47 AM |
| blot44 | $25.00 | 4/5/2011 9:04:14 AM |
| the-dollar-topper | $100.00 | 4/5/2011 9:05:09 AM |
| shamrocker | $25.00 | 4/5/2011 9:05:19 AM |
| patriot897 | $50.00 | 4/5/2011 9:05:30 AM |
| meux99 | $25.00 | 4/5/2011 9:05:43 AM |
| jga516 | $25.00 | 4/5/2011 10:58:51 AM |
| MONEYLENDER101 | $100.00 | 4/5/2011 10:59:55 AM |
| atbright | $25.00 | 4/5/2011 9:08:20 AM |
| CIC | $25.00 | 4/5/2011 12:52:05 PM |
| reflective-rupee | $44.44 | 4/5/2011 10:11:29 AM |
| Snowflake6515 | $25.00 | 4/5/2011 10:58:55 AM |
| Dollars4Rent | $50.00 | 4/5/2011 9:05:40 AM |
| exact-gold2 | $25.00 | 4/5/2011 4:22:21 PM |
| lloyd_s | $25.00 | 4/5/2011 4:27:59 PM |
| neighborly-hope6 | $50.00 | 4/5/2011 4:32:24 PM |
| mrpowers5531 | $25.00 | 4/5/2011 10:59:32 AM |
| currency-persimmon | $100.00 | 4/5/2011 12:37:49 PM |
| thankful-nickel2 | $50.00 | 4/5/2011 7:13:18 PM |
| bds9646 | $26.00 | 4/5/2011 4:34:49 PM |
| SchaeferJ | $25.00 | 4/6/2011 5:37:29 PM |
| RandyL3 | $25.00 | 4/7/2011 7:07:35 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:16 AM |
| Tech-Entrepreneur | $25.00 | 4/7/2011 11:47:43 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:04:59 AM |
| iolaire | $25.00 | 4/7/2011 10:58:29 AM |
| friendlyviking | $25.00 | 4/7/2011 8:33:44 PM |
| unclejaef | $25.00 | 4/7/2011 9:00:07 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:08:13 AM |
| a-responsible-return | $50.00 | 4/8/2011 12:42:21 PM |
| sparky1129 | $50.00 | 4/8/2011 1:32:08 PM |
| dtrain5 | $25.00 | 4/8/2011 7:37:11 PM |
| Hogpilot | $50.00 | 4/9/2011 1:02:10 AM |
| OmahaGuy | $100.00 | 4/10/2011 2:58:59 PM |
| toronado | $100.00 | 4/10/2011 7:21:37 PM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:02 AM |
| helpishere777 | $50.00 | 4/11/2011 2:32:27 PM |
| damage | $25.00 | 4/11/2011 2:33:10 PM |
| emo13 | $100.00 | 4/11/2011 2:34:41 PM |
| mizount | $25.00 | 4/11/2011 6:08:09 PM |
| zone6 | $50.00 | 4/12/2011 3:39:42 AM |
| lancetc | $25.00 | 4/12/2011 3:38:37 AM |
| interest-fox7 | $50.00 | 4/12/2011 9:32:04 AM |
| velocity-solo | $25.00 | 4/12/2011 5:32:18 PM |
| the_prince | $50.00 | 4/13/2011 7:19:39 AM |
| enterprising-cash0 | $25.00 | 4/13/2011 7:54:47 AM |
| octoberfresh | $25.00 | 4/13/2011 8:30:53 AM |
| nuclearmoose | $40.00 | 4/13/2011 9:47:33 AM |
| wamozart | $50.00 | 4/13/2011 12:43:48 PM |
| a-tranquil-liberty | $25.00 | 4/13/2011 5:37:02 PM |
| vegaslender88 | $30.00 | 4/13/2011 11:27:16 PM |
| LenderByDay | $25.00 | 4/14/2011 1:45:33 AM |
| radforj22 | $43.48 | 4/14/2011 9:19:42 AM |
| paddatjie | $50.00 | 4/14/2011 10:22:03 AM |
| MasterJin | $25.00 | 4/14/2011 12:06:46 PM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:34:03 PM |
| The_Loan_Ranger | $50.00 | 4/14/2011 7:40:01 PM |
| mdreiss | $50.00 | 4/15/2011 7:40:02 AM |
| mistertao | $25.00 | 4/15/2011 6:25:53 AM |
| Timchenko_LLC | $25.00 | 4/15/2011 9:23:02 AM |
| REITRUST | $25.00 | 4/15/2011 9:37:41 AM |
| ivar | $50.00 | 4/15/2011 8:06:15 AM |
| JJ9876 | $50.00 | 4/15/2011 10:03:23 AM |
| bglender | $50.00 | 4/15/2011 9:24:01 AM |
| js44043 | $25.00 | 4/15/2011 9:44:57 AM |
| gerryfixit | $25.00 | 4/15/2011 9:45:13 AM |
| adhawan325 | $25.00 | 4/15/2011 9:55:45 AM |
| inforapenny | $50.00 | 4/15/2011 10:29:33 AM |
| dharma1 | $25.00 | 4/15/2011 12:10:05 PM |
| arcangel72 | $25.00 | 4/15/2011 5:41:29 PM |
| fair-funds | $50.00 | 4/15/2011 6:34:59 PM |
| 449449 | $50.00 | 4/15/2011 6:45:11 PM |
| yertle9 | $25.00 | 4/15/2011 6:49:28 PM |
| Sixmil | $52.99 | 4/16/2011 2:30:26 AM |
| kurg | $25.00 | 4/16/2011 2:59:13 AM |
| Josilot | $35.84 | 4/16/2011 3:05:37 AM |
| Mantis75 | $25.00 | 4/16/2011 3:20:43 AM |
| momentous-coin | $80.00 | 4/15/2011 10:40:36 PM |
| tj1683 | $25.00 | 4/16/2011 4:17:26 AM |
| Mark-O-Polo | $31.88 | 4/16/2011 2:42:02 AM |
| SourDoughSteve | $25.00 | 4/16/2011 2:54:40 AM |
| Aimvest | $25.00 | 4/16/2011 3:07:03 AM |
| Emgolda | $25.00 | 4/16/2011 3:21:07 AM |
| ultimatepaintball | $25.00 | 4/16/2011 3:34:35 AM |
| heavenly-interest9 | $25.40 | 4/16/2011 5:01:42 AM |
| jts | $25.00 | 4/16/2011 2:29:13 AM |
| ujiba | $34.69 | 4/16/2011 2:41:14 AM |
| jfd287 | $33.53 | 4/16/2011 2:45:03 AM |
| here2lend | $25.00 | 4/16/2011 3:17:09 AM |
| goldeneye777 | $26.92 | 4/16/2011 3:30:31 AM |
| rcr549 | $25.00 | 4/16/2011 3:51:04 AM |
| tolstoy00 | $25.00 | 4/16/2011 3:51:36 AM |
| the-upbeat-p2p | $32.56 | 4/16/2011 5:02:19 AM |
| bnordman | $25.00 | 4/16/2011 9:52:12 AM |
| integrity-saver | $50.00 | 4/16/2011 12:24:56 PM |
| Havana21 | $200.00 | 4/16/2011 2:39:19 PM |
| george6791 | $45.00 | 4/16/2011 5:24:20 PM |
| zyztemboy | $50.00 | 4/16/2011 5:54:23 PM |
| gilbrear | $25.00 | 4/16/2011 4:51:29 PM |
| depalma13 | $25.00 | 4/16/2011 6:56:36 PM |
| nosualcneas | $25.00 | 4/16/2011 3:54:13 PM |
| LawyerLoan | $175.00 | 4/16/2011 5:17:52 PM |
| dedication-merman | $25.00 | 4/16/2011 7:00:43 PM |
| usd1027 | $25.00 | 4/16/2011 5:05:54 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:14 AM |
| faithey | $50.00 | 4/17/2011 11:54:20 AM |
| Loan2save | $25.46 | 4/17/2011 6:31:44 AM |
| Hoov | $25.00 | 4/17/2011 1:24:27 PM |
| Lotsofbears | $25.00 | 4/17/2011 11:19:08 AM |
| flexiboy35 | $25.00 | 4/17/2011 4:10:26 PM |
| maclove10 | $25.00 | 4/17/2011 11:44:30 AM |
| capital-futurist | $50.00 | 4/17/2011 5:01:11 PM |
| OzGuy609 | $25.00 | 4/17/2011 7:27:20 PM |
| pakrbkr | $50.00 | 4/18/2011 5:29:09 AM |
| NorthwestValue | $25.00 | 4/18/2011 7:39:13 AM |
| Captain88 | $25.00 | 4/18/2011 6:40:00 AM |
| red-deal-genius | $50.00 | 4/17/2011 9:16:14 PM |
| DadWarbucks | $60.00 | 4/18/2011 9:14:44 AM |
| TexanAtHeart | $50.00 | 4/18/2011 11:33:21 AM |
| outwish | $25.00 | 4/18/2011 11:26:42 AM |
| 242 Investments
|
Borrower Payment Dependent Notes Series
500981
This series of Notes was issued and sold upon the funding of the borrower loan #48648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $243.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 860-879 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,178 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| VidGidGuy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 860-879 (Latest)
|
|
Principal borrowed:
| $1,900.00 | < 31 days late:
| 0
( 0% )
| 880-899
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Video Production for Nonprofits
Purpose of loan:
To add equipment to my little company that produces videos (script to final product) for nonprofits in the San Francisco Bay Area. I plan to purchase a Panasonic AG-HMX100 Digital AV Mixer, Adobe CS5 Production Premium, and a green screen room. I already use a Sony HDR-FZX7, so now the quality of this videos will increase! I maintain providing a quality product for a reasonable price. This is important for smaller and medium sized nonprofits. I would be happy to provide some of the work that I have down, so that you may see what my current camera and Adobe Premiere Elements.
My financial situation:
I am a good candidate for this loan because I am a responsible to maintain timely payments and, with the additional success of this business, possibly pay this back before three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jynxie | $50.00 | 4/5/2011 5:23:16 PM |
| scrappy-bonus2 | $25.00 | 4/5/2011 5:26:46 PM |
| selector568 | $50.00 | 4/5/2011 5:40:21 PM |
| kenji4861 | $50.00 | 4/5/2011 5:40:27 PM |
| shamrocker | $25.00 | 4/5/2011 5:40:46 PM |
| Dollars4Rent | $50.00 | 4/5/2011 5:41:00 PM |
| DukSerduk | $25.00 | 4/5/2011 5:24:27 PM |
| socal-lender | $25.00 | 4/5/2011 5:29:26 PM |
| the-dollar-topper | $100.00 | 4/5/2011 5:40:34 PM |
| atbright | $25.00 | 4/5/2011 5:42:46 PM |
| thankful-nickel2 | $50.00 | 4/5/2011 7:08:22 PM |
| engaging-worth | $25.00 | 4/5/2011 9:10:14 PM |
| cashhelp | $60.00 | 4/5/2011 5:22:05 PM |
| RandyL3 | $25.00 | 4/6/2011 8:32:37 AM |
| bds9646 | $26.00 | 4/6/2011 3:13:31 AM |
| hookUup | $25.00 | 4/6/2011 6:57:07 AM |
| CIC | $25.00 | 4/6/2011 8:45:20 AM |
| reflective-rupee | $44.44 | 4/5/2011 6:54:37 PM |
| lloyd_s | $25.00 | 4/6/2011 1:52:52 PM |
| Kerrysbay | $50.00 | 4/6/2011 12:37:30 AM |
| DavenportCapital | $25.00 | 4/6/2011 2:49:53 AM |
| indomitable-coin | $50.00 | 4/6/2011 4:57:41 AM |
| Zipperdu | $50.00 | 4/6/2011 8:31:47 AM |
| restless-balance9 | $50.00 | 4/6/2011 8:36:07 AM |
| Algernon | $25.00 | 4/6/2011 4:03:39 PM |
| MrDavid | $100.00 | 4/6/2011 9:43:13 PM |
| AmericanCredit | $25.00 | 4/7/2011 11:46:46 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:20 AM |
| WilliamLeeSims | $25.00 | 4/7/2011 10:48:35 AM |
| Anny-Disco | $50.00 | 4/7/2011 11:46:49 AM |
| balanced-bill7 | $50.00 | 4/8/2011 12:43:16 PM |
| unclejaef | $25.00 | 4/8/2011 12:41:53 PM |
| maverickfella | $200.00 | 4/8/2011 2:55:41 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:27 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:26 PM |
| Hogpilot | $50.00 | 4/9/2011 1:02:14 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:06 PM |
| 1stBankAndHal | $25.00 | 4/11/2011 5:52:02 PM |
| mizount | $25.00 | 4/11/2011 6:08:16 PM |
| BaxterEvil | $25.00 | 4/11/2011 6:58:49 PM |
| worthy-value1 | $50.00 | 4/12/2011 3:37:27 AM |
| interest-fox7 | $50.00 | 4/12/2011 9:32:07 AM |
| BoughtTheFarm | $25.00 | 4/12/2011 10:37:18 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:18 PM |
| ytjameslee | $50.00 | 4/12/2011 3:31:56 PM |
| rmbot | $75.00 | 4/12/2011 5:45:16 PM |
| emo13 | $50.00 | 4/12/2011 8:26:47 PM |
| economy-tuba7 | $100.00 | 4/13/2011 9:17:00 AM |
| syounker | $25.00 | 4/13/2011 7:07:49 PM |
| Sigonio | $25.00 | 4/14/2011 1:56:19 AM |
| MasterJin | $25.00 | 4/14/2011 12:06:48 PM |
| conductor146 | $25.00 | 4/14/2011 5:22:29 PM |
| Weaverville | $50.00 | 4/14/2011 7:06:51 PM |
| The_Loan_Ranger | $50.00 | 4/14/2011 7:40:04 PM |
| buukyak | $25.00 | 4/15/2011 6:02:51 AM |
| Timchenko_LLC | $25.00 | 4/15/2011 9:23:08 AM |
| 10ECgirl | $25.00 | 4/15/2011 9:24:51 AM |
| dharma1 | $25.00 | 4/15/2011 12:10:12 PM |
| JJ9876 | $50.00 | 4/15/2011 10:03:30 AM |
| eloquent-dime416 | $50.00 | 4/15/2011 12:44:41 PM |
| iLoaner | $25.00 | 4/15/2011 11:34:45 AM |
| Adventurouschef | $50.00 | 4/15/2011 3:51:39 PM |
| WiscoInvestments | $141.30 | 4/15/2011 5:13:29 PM |
| thedoctor | $82.07 | 4/16/2011 2:30:38 AM |
| YellowJacket | $25.00 | 4/16/2011 2:54:53 AM |
| marwadi-62 | $100.00 | 4/15/2011 7:36:34 PM |
| fillholdingsllc | $25.00 | 4/16/2011 6:21:55 AM |
| GalileoBob | $50.00 | 4/16/2011 6:45:44 AM |
| fcrick | $25.00 | 4/16/2011 5:00:51 PM |
| California04 | $50.00 | 4/16/2011 5:05:37 PM |
| dedication-merman | $25.00 | 4/16/2011 7:00:46 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:20 AM |
| SpareChangeDreamFundLLC | $50.00 | 4/17/2011 11:10:44 AM |
| corndog4000 | $100.00 | 4/18/2011 12:48:19 AM |
| pakrbkr | $50.00 | 4/18/2011 5:29:13 AM |
| adhawan325 | $25.00 | 4/18/2011 9:37:32 AM |
| jarf | $25.00 | 4/18/2011 8:29:44 AM |
| heavenly-interest9 | $50.00 | 4/18/2011 10:49:20 AM |
| wwwUniversal | $25.00 | 4/18/2011 4:20:01 PM |
| damage | $25.00 | 4/18/2011 4:43:42 PM |
| bambampk | $185.00 | 4/18/2011 4:43:35 PM |
| locomotive7 | $50.00 | 4/18/2011 4:45:48 PM |
| patriot897 | $50.00 | 4/5/2011 5:27:25 PM |
| skuba | $50.00 | 4/5/2011 5:28:26 PM |
| axl163 | $25.00 | 4/5/2011 5:29:37 PM |
| logical-reward8 | $25.00 | 4/5/2011 5:24:18 PM |
| blot44 | $50.00 | 4/5/2011 5:26:52 PM |
| kyomoon | $50.00 | 4/5/2011 5:28:55 PM |
| p40thawk | $50.00 | 4/5/2011 5:40:50 PM |
| worthy-bid8 | $100.00 | 4/5/2011 5:40:54 PM |
| SilverRain | $25.00 | 4/5/2011 7:07:44 PM |
| serene-truth2 | $50.00 | 4/5/2011 9:29:32 PM |
| jescowa | $50.00 | 4/5/2011 6:12:11 PM |
| r48 | $25.00 | 4/5/2011 5:08:46 PM |
| currency-persimmon | $100.00 | 4/6/2011 6:47:10 AM |
| meux99 | $25.00 | 4/5/2011 5:28:14 PM |
| minista | $25.00 | 4/5/2011 5:40:44 PM |
| open-minded-credit4 | $25.00 | 4/6/2011 9:18:33 AM |
| exact-gold2 | $50.00 | 4/6/2011 9:47:57 AM |
| community-pipeline | $25.00 | 4/6/2011 9:25:45 AM |
| JGB | $40.00 | 4/6/2011 3:28:25 AM |
| Fearless_Lender | $25.00 | 4/6/2011 3:29:39 AM |
| cello1 | $25.00 | 4/6/2011 3:49:43 AM |
| PumpkinHead406 | $25.00 | 4/6/2011 12:37:17 PM |
| mrpowers5531 | $25.00 | 4/6/2011 9:25:53 AM |
| pxtesta | $50.00 | 4/6/2011 11:10:10 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:05:04 AM |
| iolaire | $25.00 | 4/7/2011 10:58:27 AM |
| wbahl | $25.00 | 4/7/2011 6:07:49 PM |
| SchaeferJ | $25.00 | 4/7/2011 8:34:29 PM |
| davisfl | $100.00 | 4/7/2011 9:00:17 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:08:17 AM |
| benjamins-utopia | $100.00 | 4/8/2011 12:07:44 PM |
| friendlyviking | $25.00 | 4/8/2011 12:42:02 PM |
| djh47a | $25.00 | 4/8/2011 12:48:14 PM |
| sparky1129 | $50.00 | 4/8/2011 1:32:11 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:46 PM |
| dtrain5 | $25.00 | 4/8/2011 7:37:13 PM |
| a-responsible-return | $50.00 | 4/9/2011 3:46:47 AM |
| financial-frenzy | $25.00 | 4/9/2011 12:43:08 PM |
| gojackgo | $50.00 | 4/9/2011 2:22:11 PM |
| OmahaGuy | $200.00 | 4/10/2011 2:55:07 PM |
| Preteur | $25.00 | 4/10/2011 6:44:38 PM |
| srgriff | $25.00 | 4/11/2011 9:20:10 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:06 AM |
| PurplePonchoMan | $60.00 | 4/11/2011 1:09:57 PM |
| kulender | $49.20 | 4/11/2011 2:35:15 PM |
| UT2008 | $50.00 | 4/11/2011 2:35:21 PM |
| Jassi | $25.00 | 4/11/2011 2:38:52 PM |
| Bio-physicist | $25.00 | 4/12/2011 3:34:51 AM |
| degster | $25.00 | 4/12/2011 3:39:40 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:29 AM |
| Lender0010 | $100.00 | 4/13/2011 12:04:33 AM |
| zone6 | $50.00 | 4/13/2011 2:33:22 AM |
| nuclearmoose | $40.00 | 4/13/2011 9:47:43 AM |
| authoritative-capital | $39.75 | 4/13/2011 11:53:59 AM |
| saysana | $25.00 | 4/13/2011 1:52:05 PM |
| gardenglow | $25.00 | 4/13/2011 1:25:26 PM |
| wamozart | $50.00 | 4/13/2011 12:43:51 PM |
| Earthquake_Jake | $75.00 | 4/13/2011 4:15:55 PM |
| a-tranquil-liberty | $25.00 | 4/13/2011 5:37:04 PM |
| DrunkenMic | $45.00 | 4/13/2011 6:45:09 PM |
| GodzillaLending | $25.00 | 4/14/2011 2:35:23 AM |
| wise-silver-wonder | $25.00 | 4/14/2011 11:22:37 AM |
| tenacious-payout | $50.00 | 4/14/2011 8:57:32 PM |
| Cheburashka | $30.00 | 4/15/2011 6:08:11 AM |
| mster9ball | $25.80 | 4/15/2011 8:19:07 AM |
| coin-flower1 | $25.00 | 4/15/2011 7:51:55 AM |
| mdreiss | $50.00 | 4/15/2011 7:40:06 AM |
| bglender | $50.00 | 4/15/2011 9:24:15 AM |
| officer8 | $25.00 | 4/15/2011 11:54:38 AM |
| intrepid-credit5 | $50.00 | 4/15/2011 10:23:03 AM |
| dkjl | $200.00 | 4/15/2011 10:31:40 AM |
| 888GoldIngots | $25.53 | 4/15/2011 6:49:21 PM |
| yertle9 | $25.00 | 4/15/2011 6:49:39 PM |
| arcangel72 | $25.00 | 4/15/2011 5:41:33 PM |
| fair-funds | $50.00 | 4/15/2011 6:35:02 PM |
| radforj22 | $50.00 | 4/16/2011 4:52:19 AM |
| skillful-diversification2 | $25.00 | 4/16/2011 4:40:38 AM |
| reinforced-reward | $25.00 | 4/16/2011 5:58:15 AM |
| purposeful-pound5 | $25.00 | 4/16/2011 9:01:20 AM |
| integrity-saver | $50.00 | 4/16/2011 12:25:00 PM |
| AdamBertocci | $25.00 | 4/16/2011 1:49:34 PM |
| Havana21 | $200.00 | 4/16/2011 2:39:23 PM |
| coolcreditor | $100.00 | 4/16/2011 12:43:51 PM |
| Kyileo | $25.00 | 4/16/2011 4:42:45 PM |
| nosualcneas | $25.00 | 4/16/2011 3:54:18 PM |
| depalma13 | $25.00 | 4/16/2011 6:55:11 PM |
| usd1027 | $25.00 | 4/16/2011 5:05:53 PM |
| alpinaut | $25.00 | 4/17/2011 7:49:46 AM |
| djscal | $50.00 | 4/17/2011 11:13:57 AM |
| faithey | $50.00 | 4/17/2011 11:54:23 AM |
| Lotsofbears | $25.00 | 4/17/2011 11:21:24 AM |
| flexiboy35 | $25.00 | 4/17/2011 4:10:31 PM |
| NorthwestValue | $25.00 | 4/18/2011 7:39:17 AM |
| Erasma | $25.00 | 4/18/2011 9:43:19 AM |
| looney-toon | $25.00 | 4/18/2011 2:49:26 PM |
| helpishere777 | $50.00 | 4/18/2011 4:45:39 PM |
| outwish | $25.00 | 4/18/2011 4:42:37 PM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
501007
This series of Notes was issued and sold upon the funding of the borrower loan #48583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,718 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| platoon4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce after 15 years
Purpose of loan: Small Debt consolidation
This loan will be used to...
My financial situation: I make good money but am in the process of a divorce and would like to pay off my credit cards and move forward with a clean slate
I am a good candidate for this loan because... I have a great job and I am motivated to have a happy healthy life including clean credit.
Monthly net income: $ 3500
Monthly expenses: $
Housing: $900
Insurance: $100
Car expenses: $
Utilities: $75
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
There is a balance of $179,000 on the house. My ex husband is keeping the house but my name is attached to the house until the divorce is final. The current market value of the house from the county assessment is $239,000. Thank you for your interest and your willingness to consider helping to fund my loan request. Regards ...
(Apr-07-2011)
Q:
What are the balances and interest rates on the cards you will pay off with this loan? - doopers
A:
1) $1,000 @ 27.9%
2) $2,600 @ 25.9%
3) $1,200 @ 28.9%
I know that the largest balance is the same interest rate as the loan I am requesting, My goal is ONE structured payment, with a resonable pay off period.
I want to thank everyone who has helped to fund this loan so far. I appreciate the opportunity to move forward. Have a great day.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/7/2011 9:02:40 AM |
| suave-dime6 | $25.00 | 4/7/2011 9:03:39 AM |
| ingenious-deal6 | $25.00 | 4/7/2011 9:04:43 AM |
| thelovebug | $50.00 | 4/7/2011 10:50:59 AM |
| spiff666 | $25.00 | 4/7/2011 3:57:46 PM |
| reflective-rupee | $88.88 | 4/7/2011 11:17:35 AM |
| ethicalhumanist | $25.00 | 4/7/2011 12:49:26 PM |
| Reliance_Banker | $25.00 | 4/7/2011 7:22:33 PM |
| investment-artist | $25.00 | 4/8/2011 9:14:25 AM |
| kristof2007 | $200.00 | 4/8/2011 9:33:44 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:41 PM |
| interstellar | $50.00 | 4/8/2011 5:36:09 PM |
| loss-of-control | $50.00 | 4/8/2011 7:59:12 PM |
| Reddy_Capital | $25.00 | 4/10/2011 6:48:27 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:05 PM |
| finance-prescription | $50.00 | 4/11/2011 5:17:24 PM |
| Makemony | $50.00 | 4/12/2011 4:17:26 AM |
| doopers | $25.00 | 4/12/2011 8:25:33 AM |
| doomsday18 | $25.00 | 4/12/2011 8:28:10 AM |
| euro-spark | $100.00 | 4/12/2011 10:20:05 AM |
| shrewd-income | $100.00 | 4/12/2011 6:46:27 PM |
| benefit-position | $25.00 | 4/13/2011 6:26:36 AM |
| handy-justice | $26.33 | 4/13/2011 9:54:24 AM |
| scarlet-velvet | $25.00 | 4/13/2011 5:10:02 PM |
| buffalobills | $25.00 | 4/14/2011 7:37:48 AM |
| trippd6 | $30.00 | 4/14/2011 11:08:41 AM |
| upbeat-finance8 | $25.00 | 4/14/2011 5:15:40 PM |
| EarlyRiser | $94.95 | 4/15/2011 10:36:24 AM |
| moola-accelerator6 | $25.00 | 4/15/2011 2:16:26 PM |
| zmaurides | $25.00 | 4/15/2011 4:12:51 PM |
| durable-hope0 | $25.00 | 4/15/2011 5:16:19 PM |
| scrappy-diversification7 | $2,000.00 | 4/7/2011 9:04:01 AM |
| diplomatic-wealth7 | $25.00 | 4/7/2011 9:05:02 AM |
| selector568 | $50.00 | 4/7/2011 9:34:00 AM |
| a-finance-nirvana | $25.00 | 4/7/2011 9:35:44 AM |
| FinanceEngine | $30.00 | 4/7/2011 11:52:58 AM |
| Invest_in_residual_income | $50.00 | 4/7/2011 12:25:09 PM |
| tigercat | $50.00 | 4/7/2011 4:53:51 PM |
| well-mannered-truth3 | $25.00 | 4/7/2011 5:57:11 PM |
| 1point21gigawatts | $50.00 | 4/7/2011 4:37:57 PM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:37:20 PM |
| loanman2007 | $25.00 | 4/8/2011 4:30:16 AM |
| generosity-finder8 | $25.00 | 4/8/2011 9:42:52 AM |
| intrepid-loot | $25.00 | 4/10/2011 7:33:39 AM |
| handshake52 | $25.00 | 4/10/2011 8:16:40 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:50 PM |
| Mombo-5 | $100.00 | 4/11/2011 9:34:12 AM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:40 AM |
| Aariel | $25.00 | 4/12/2011 12:51:19 PM |
| wizard750 | $30.00 | 4/13/2011 2:06:03 PM |
| vegaslender88 | $50.00 | 4/13/2011 11:27:17 PM |
| cash-cymbal3 | $50.00 | 4/14/2011 6:45:20 AM |
| KarlMarx | $25.00 | 4/14/2011 5:21:43 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:16 PM |
| dough-hammock | $50.00 | 4/15/2011 7:29:25 AM |
| greenback-guard | $25.00 | 4/15/2011 9:14:46 AM |
| LionFan | $50.00 | 4/15/2011 11:10:43 AM |
| ptclender | $100.00 | 4/15/2011 9:53:34 AM |
| mex_invests | $25.00 | 4/15/2011 1:24:57 PM |
| draggon77 | $25.00 | 4/15/2011 11:45:55 AM |
| paulpk | $150.00 | 4/15/2011 10:54:19 AM |
| best-magical-dollar | $26.08 | 4/15/2011 11:48:29 AM |
| cbivitz | $125.00 | 4/15/2011 3:16:50 PM |
| leverage-monger | $23.76 | 4/15/2011 5:17:36 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
501095
This series of Notes was issued and sold upon the funding of the borrower loan #48678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| essentials |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lady D
Purpose of loan: bill payment
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because... I feel that I'm credit worthy due to my having credit history of 25+ years
Monthly net income: $2154
Monthly expenses: $
Housing: $449.19
Insurance: $150
Car expenses: $0
Utilities: $0
Phone, cable, internet: $300
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage: $68.386.58
Loc: $13,322.15
Value: $66,600.00
(Apr-08-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Artist_Blue | $25.00 | 4/6/2011 5:42:05 PM |
| ultimate-peace | $300.00 | 4/6/2011 5:03:15 PM |
| kulender | $50.00 | 4/7/2011 1:57:24 AM |
| caprirolito | $25.00 | 4/6/2011 5:30:05 PM |
| s_man1 | $25.00 | 4/7/2011 8:38:25 AM |
| power-bluebird2 | $100.00 | 4/7/2011 4:33:32 PM |
| lean-ore9 | $25.00 | 4/13/2011 5:24:03 PM |
| LittleHelp | $25.00 | 4/13/2011 6:42:17 PM |
| bluebouyz | $25.00 | 4/14/2011 8:57:24 PM |
| transparency-baton | $25.00 | 4/18/2011 9:37:14 AM |
| CA-Lender | $25.04 | 4/18/2011 5:12:40 PM |
| money-baron-roth-IRA | $25.00 | 4/18/2011 5:03:59 PM |
| brightest-benjamins-onator | $25.00 | 4/18/2011 6:05:35 PM |
| melodious-openness | $100.00 | 4/18/2011 7:59:31 PM |
| AlfinityBank25 | $25.00 | 4/18/2011 9:57:16 PM |
| goodhearted-basis4 | $25.00 | 4/18/2011 11:56:00 PM |
| handy-justice | $100.00 | 4/18/2011 7:55:35 PM |
| red-favorable-basis | $25.00 | 4/19/2011 4:36:03 AM |
| Hogan55 | $33.39 | 4/19/2011 4:37:18 AM |
| DadWarbucks | $25.00 | 4/6/2011 5:25:26 PM |
| steamboatgal | $50.00 | 4/6/2011 6:42:27 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:31 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:11 AM |
| transamerican | $25.00 | 4/15/2011 1:49:27 PM |
| Searlzy | $25.00 | 4/16/2011 2:51:16 AM |
| sfmf | $25.00 | 4/18/2011 5:56:27 PM |
| commitment-cadence | $50.00 | 4/18/2011 5:13:46 PM |
| contract-neutron | $50.00 | 4/18/2011 7:15:12 PM |
| Dubbs360 | $100.00 | 4/18/2011 7:05:54 PM |
| hookUup | $26.32 | 4/18/2011 5:59:09 PM |
| the-yield-surfer | $25.00 | 4/18/2011 9:19:16 PM |
| melodious-openness | $37.03 | 4/18/2011 8:01:10 PM |
| wild-orange | $50.00 | 4/18/2011 10:21:17 PM |
| jhernand17 | $25.00 | 4/18/2011 8:58:03 PM |
| benefit-boots | $25.00 | 4/18/2011 11:14:01 PM |
| power-pagoda | $100.00 | 4/18/2011 11:20:09 PM |
| Kerrysbay | $50.00 | 4/19/2011 1:42:06 AM |
| neutrino6 | $38.75 | 4/19/2011 3:29:46 AM |
| Oak-Parker | $25.00 | 4/19/2011 4:28:19 AM |
| B2152 | $25.00 | 4/19/2011 4:54:57 AM |
| melodious-openness | $139.47 | 4/19/2011 4:57:30 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
501443
This series of Notes was issued and sold upon the funding of the borrower loan #48637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $21 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| norman2h |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Use
Purpose of loan:
This loan will be used to pay off tuition owed for graduation.
My financial situation: Good
I am a good candidate for this loan because I haven't late on a payment in over 2 years and have steady income coming in,
Monthly net income: $ 3300.00
Monthly expenses: $ 200.00
Housing: $ 541.08
Insurance: $ 0.00
Car expenses: $ 0.00
Utilities: $ 300.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 146.08
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/9/2011 12:06:05 PM |
| value-allocator1 | $100.00 | 4/9/2011 12:12:27 PM |
| Kash2010lu | $25.00 | 4/9/2011 12:34:15 PM |
| zorg77 | $25.00 | 4/10/2011 10:26:52 AM |
| credit-missile | $75.00 | 4/10/2011 10:29:44 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:57 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:45 PM |
| nickel-hickory | $100.00 | 4/11/2011 11:14:35 AM |
| nickel-hickory | $100.00 | 4/11/2011 11:11:51 AM |
| nickel-hickory | $100.00 | 4/11/2011 11:11:59 AM |
| StarshineXL | $500.00 | 4/11/2011 2:24:07 PM |
| kingbob | $25.00 | 4/13/2011 9:56:36 AM |
| platinum-cargo | $25.71 | 4/13/2011 3:58:22 PM |
| VikingLender | $25.00 | 4/14/2011 5:22:01 AM |
| TeaHouseFinance | $25.00 | 4/14/2011 4:40:56 PM |
| building_pennies | $27.00 | 4/15/2011 10:50:58 AM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 6:37:13 PM |
| wise-skillful-benjamins | $40.00 | 4/15/2011 7:00:11 PM |
| tigercat | $50.00 | 4/16/2011 10:35:55 AM |
| gjm6d | $25.00 | 4/16/2011 4:06:07 PM |
| BradP | $25.00 | 4/16/2011 4:34:13 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:47 AM |
| loss-of-control | $50.00 | 4/17/2011 7:45:56 AM |
| MrBailey | $25.00 | 4/17/2011 10:21:04 AM |
| shrewd-income | $250.00 | 4/17/2011 7:32:46 AM |
| ZOOOM | $25.00 | 4/17/2011 9:34:58 PM |
| Makingitrain | $25.00 | 4/18/2011 9:37:42 AM |
| auction-sitar | $100.00 | 4/18/2011 10:54:54 AM |
| credit-missile | $35.00 | 4/18/2011 12:24:45 PM |
| simplelender80 | $150.00 | 4/9/2011 12:04:26 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:27 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:07 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:16 PM |
| reflective-rupee | $1,000.44 | 4/9/2011 12:29:34 PM |
| DasMula | $27.00 | 4/9/2011 12:44:42 PM |
| DHolly | $25.00 | 4/9/2011 1:20:02 PM |
| pembull | $57.63 | 4/9/2011 12:50:08 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:29:13 PM |
| Zipcut | $50.00 | 4/9/2011 4:39:52 PM |
| MilitaryLoans | $1,000.00 | 4/10/2011 12:43:47 PM |
| RyanM561 | $25.00 | 4/10/2011 2:50:37 PM |
| Banker_Joe | $25.00 | 4/10/2011 7:32:44 PM |
| loanman2007 | $100.00 | 4/11/2011 4:48:37 AM |
| nickel-hickory | $100.00 | 4/11/2011 11:12:05 AM |
| nickel-hickory | $100.00 | 4/11/2011 11:14:42 AM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:53:31 PM |
| selector568 | $100.00 | 4/11/2011 4:24:03 PM |
| Bob450 | $25.00 | 4/11/2011 4:57:06 PM |
| intrepid-loot | $25.00 | 4/11/2011 5:55:27 PM |
| droopie1 | $25.00 | 4/11/2011 8:02:10 PM |
| sturdy-peace9 | $50.00 | 4/11/2011 8:05:09 PM |
| benefit-molecule338 | $300.00 | 4/12/2011 11:24:47 AM |
| cbivitz | $325.00 | 4/13/2011 7:33:31 AM |
| thelovebug | $50.00 | 4/13/2011 9:54:21 AM |
| Weaverville | $25.00 | 4/14/2011 7:31:18 PM |
| worth-shower8 | $100.00 | 4/15/2011 8:41:26 AM |
| nickel-hickory | $100.00 | 4/15/2011 9:54:26 AM |
| cash-queen | $25.00 | 4/15/2011 11:59:28 AM |
| five-star-note | $150.00 | 4/15/2011 11:19:15 AM |
| REASONABLE | $25.00 | 4/16/2011 8:21:16 AM |
| mercuriant | $25.00 | 4/16/2011 8:30:29 AM |
| ethicalhumanist | $25.00 | 4/16/2011 3:46:17 PM |
| l2fp | $50.00 | 4/16/2011 11:11:03 PM |
| vest_vortex | $25.00 | 4/17/2011 7:09:43 AM |
| open-minded-fund9 | $50.00 | 4/17/2011 2:38:04 AM |
| JauaFlash | $25.00 | 4/17/2011 9:25:21 AM |
| japerk | $25.00 | 4/17/2011 5:16:36 PM |
| Requiem | $25.00 | 4/18/2011 7:57:48 AM |
| unforgettable-market3 | $100.00 | 4/17/2011 7:29:59 PM |
| ursus | $50.00 | 4/18/2011 8:47:49 AM |
| mpatrick | $25.00 | 4/18/2011 9:20:10 AM |
| cunning-compassion1 | $28.00 | 4/18/2011 12:19:24 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
501631
This series of Notes was issued and sold upon the funding of the borrower loan #48636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $4,562 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Indiana21 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
|
Principal balance:
| $308.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I am in a great situation with my career, and simply want to pay off my credit cards. I have used Prosper in the past and I think it's a great thing!
Monthly net income: $5000
Monthly expenses: $
Housing: $0
Insurance: $50
Car expenses: $0
Utilities: $25
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $3,000.00 | 4/11/2011 9:05:42 AM |
| suave-dime6 | $25.00 | 4/11/2011 9:03:48 AM |
| simplelender80 | $150.00 | 4/11/2011 9:05:16 AM |
| ingenious-deal6 | $25.00 | 4/11/2011 9:07:05 AM |
| jhouman | $25.00 | 4/11/2011 9:04:04 AM |
| nerdfactor | $25.00 | 4/11/2011 9:12:47 AM |
| favorite-commerce | $25.00 | 4/11/2011 9:12:50 AM |
| Mikale360 | $25.00 | 4/11/2011 9:18:51 AM |
| LittleMingo | $25.71 | 4/11/2011 9:33:35 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 10:37:16 AM |
| tolerant-dinero2 | $25.00 | 4/11/2011 10:56:50 AM |
| Skeptical-one | $40.00 | 4/11/2011 12:13:38 PM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:42:55 PM |
| loss-of-control | $50.00 | 4/11/2011 4:04:08 PM |
| hookUup | $25.78 | 4/11/2011 2:59:29 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:07 PM |
| r48 | $36.00 | 4/11/2011 3:52:38 PM |
| treasure-expert | $25.00 | 4/11/2011 5:08:41 PM |
| credit-missile | $120.00 | 4/11/2011 7:29:12 PM |
| COCHINOBOY | $47.95 | 4/11/2011 10:09:36 PM |
| twjh | $25.00 | 4/12/2011 2:30:13 AM |
| trade-goblin9 | $25.00 | 4/12/2011 6:22:06 AM |
| zotzot | $50.44 | 4/12/2011 5:18:23 AM |
| doopers | $50.00 | 4/12/2011 5:32:02 AM |
| DoctorJoe | $25.00 | 4/12/2011 4:03:53 AM |
| 1-HARD-HEAD | $25.00 | 4/12/2011 4:20:10 AM |
| jules3304 | $25.00 | 4/12/2011 6:10:50 AM |
| a_falk22 | $25.00 | 4/12/2011 8:56:18 AM |
| EretzCapital | $75.00 | 4/12/2011 8:54:38 AM |
| Chex | $30.73 | 4/12/2011 9:37:29 AM |
| MoneyForNothing | $30.11 | 4/11/2011 9:10:57 AM |
| golffish2 | $50.00 | 4/11/2011 9:11:56 AM |
| cashhelp | $50.00 | 4/11/2011 9:06:23 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:29 AM |
| ethicalhumanist | $25.00 | 4/11/2011 9:39:27 AM |
| mikeandcat | $79.91 | 4/11/2011 10:26:59 AM |
| return-grizzly | $100.00 | 4/11/2011 9:49:30 AM |
| blue-useful-auction | $25.00 | 4/11/2011 10:43:29 AM |
| reflective-rupee | $100.44 | 4/11/2011 10:33:59 AM |
| DasMula | $27.00 | 4/11/2011 10:39:58 AM |
| econgineer | $50.00 | 4/11/2011 10:58:41 AM |
| PXM-Financial | $41.00 | 4/11/2011 11:55:45 AM |
| shrewd-income | $100.00 | 4/11/2011 4:14:02 PM |
| vutah | $25.00 | 4/11/2011 4:28:48 PM |
| Jerrys1951 | $50.00 | 4/11/2011 4:59:06 PM |
| WeshaTheLeopard | $25.00 | 4/11/2011 5:52:15 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:24:40 PM |
| intrepid-loot | $25.00 | 4/11/2011 6:26:15 PM |
| Socorro_Capital_Partners | $25.00 | 4/11/2011 11:22:07 PM |
| spiff666 | $50.00 | 4/11/2011 8:52:56 PM |
| washboard3 | $35.00 | 4/11/2011 9:20:24 PM |
| Feyenoord | $25.00 | 4/12/2011 6:42:39 AM |
| freefly67 | $51.92 | 4/12/2011 7:26:45 AM |
| Leshan | $233.01 | 4/12/2011 7:49:39 AM |
| KarlMarx | $25.00 | 4/12/2011 8:38:09 AM |
| fantastic-wampum1 | $100.00 | 4/12/2011 9:37:08 AM |
| Chex | $400.00 | 4/12/2011 9:37:15 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
502135
This series of Notes was issued and sold upon the funding of the borrower loan #48604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $106.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 19y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,550 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Eddy-2-Aces |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
CC Debt Consolidation - 3500
Purpose of loan:
This loan will be used to payoff my wife's cc that has 20.99% interest
My financial situation:
I am a good candidate for this loan because I only have a 1100 per month house payment with a 360 per month car loan. My cc debt is under 500. I will use this money to pay off my wife's cc and she will pay the payments from ur joint account. No problems with the loan getting paid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 4/14/2011 9:02:55 AM |
| serene-truth2 | $50.00 | 4/14/2011 9:03:55 AM |
| commerce-yeller | $50.00 | 4/14/2011 9:02:47 AM |
| availableloan | $25.00 | 4/14/2011 9:03:23 AM |
| exchange-squirrel | $25.00 | 4/14/2011 9:03:39 AM |
| cashhelp | $30.00 | 4/14/2011 9:01:48 AM |
| logical-reward8 | $25.00 | 4/14/2011 9:02:24 AM |
| socal-lender | $25.00 | 4/14/2011 9:02:33 AM |
| MrDavid | $50.00 | 4/14/2011 9:02:41 AM |
| kirkjerk | $43.04 | 4/14/2011 9:03:27 AM |
| minista | $25.00 | 4/14/2011 9:04:58 AM |
| ore-genius2 | $100.00 | 4/14/2011 9:05:08 AM |
| meux99 | $25.00 | 4/14/2011 9:19:00 AM |
| worthy-bid8 | $43.38 | 4/14/2011 9:19:05 AM |
| reflective-rupee | $25.44 | 4/14/2011 11:11:45 AM |
| RandyL3 | $25.00 | 4/14/2011 12:12:10 PM |
| SolarMoonshine | $50.00 | 4/14/2011 3:39:24 PM |
| r48 | $25.00 | 4/14/2011 4:09:27 PM |
| reflective-rupee | $225.55 | 4/14/2011 5:25:52 PM |
| hookUup | $25.01 | 4/14/2011 5:03:41 PM |
| simplelender80 | $250.00 | 4/14/2011 6:03:50 PM |
| heerzaquestion | $500.00 | 4/14/2011 6:40:29 PM |
| axl163 | $25.00 | 4/14/2011 11:23:28 PM |
| wild-orange | $557.17 | 4/15/2011 1:55:08 AM |
| repaymeplease | $25.00 | 4/14/2011 7:44:46 PM |
| engaging-worth | $25.00 | 4/14/2011 8:16:03 PM |
| m0rlock | $100.00 | 4/14/2011 8:36:55 PM |
| blot44 | $50.00 | 4/14/2011 9:04:42 AM |
| DukSerduk | $25.00 | 4/14/2011 9:02:15 AM |
| indomitable-coin | $50.00 | 4/14/2011 9:03:48 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:21 PM |
| thankful-nickel2 | $50.00 | 4/14/2011 3:59:14 PM |
| subtle-revenue0 | $25.00 | 4/14/2011 5:08:23 PM |
| hookUup | $26.76 | 4/14/2011 5:01:09 PM |
| power-secret-agent | $25.00 | 4/14/2011 7:31:20 PM |
| AFairDeal | $100.00 | 4/14/2011 5:20:50 PM |
| depalma13 | $50.00 | 4/14/2011 7:32:07 PM |
| doc1 | $100.00 | 4/14/2011 6:44:51 PM |
| LongTail | $35.00 | 4/14/2011 7:57:46 PM |
| currency-persimmon | $100.00 | 4/14/2011 8:11:05 PM |
| jmb_lending | $100.00 | 4/14/2011 6:32:57 PM |
| calimanusa | $25.00 | 4/14/2011 10:38:17 PM |
| StanTheMan | $35.13 | 4/14/2011 7:59:32 PM |
| Kosme | $100.00 | 4/14/2011 11:28:15 PM |
| wishbone | $28.52 | 4/15/2011 12:07:00 AM |
| sunny-justice9 | $25.00 | 4/15/2011 12:30:27 AM |
| jarf | $50.00 | 4/14/2011 10:39:32 PM |
| generator596 | $75.00 | 4/15/2011 1:49:16 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
502399
This series of Notes was issued and sold upon the funding of the borrower loan #48613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $305.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,291 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brytank44 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 1
( 3% )
| 760-779
(Sep-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidating Credit Cards
Purpose of loan: Consolidating Credit Cards
This loan will be used to consolidate credit cards and reduce the interest I am paying on them
My financial situation: Solid
I am a good candidate for this loan because I have previously paid of Prosper loan in full. I am tired of always paying more than the minimum amount but because of the high interest rate, my balances do not go down. I would rather pay an hard working individuals like yourself rather than a credit card company that boost their rates on me.Also, I have been a lender on here before, and the people have defaulted on the loan so I understand what risk you are taking in me.
Monthly net income: $4,000
Housing: $1,500
Insurance: $800 per year
Car expenses: $100 - gas prices are way too high now.
Utilities: $35 per month
Phone, cable, internet: $225
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $650 per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/15/2011 9:10:05 AM |
| suave-dime6 | $25.00 | 4/15/2011 9:12:23 AM |
| simplelender80 | $100.00 | 4/15/2011 9:06:36 AM |
| a-reasonable-return | $25.00 | 4/15/2011 11:04:25 AM |
| moola-accelerator6 | $30.00 | 4/15/2011 12:30:32 PM |
| Spinnaker | $50.00 | 4/15/2011 12:10:03 PM |
| worth-shower8 | $100.00 | 4/15/2011 12:44:42 PM |
| SolarMoonshine | $200.00 | 4/15/2011 2:45:51 PM |
| Gibbyland | $100.00 | 4/15/2011 1:07:03 PM |
| CA-Lender | $100.04 | 4/15/2011 12:17:10 PM |
| hookUup | $25.76 | 4/15/2011 4:40:25 PM |
| credit-guard5 | $25.00 | 4/15/2011 5:28:03 PM |
| order-prospector | $50.00 | 4/15/2011 3:39:23 PM |
| capital-web7 | $50.00 | 4/15/2011 7:00:52 PM |
| StarshineXL | $800.00 | 4/15/2011 7:20:16 PM |
| marketplace-meridian | $25.00 | 4/15/2011 6:00:01 PM |
| loss-of-control | $200.00 | 4/15/2011 7:59:49 PM |
| power-companion7 | $475.85 | 4/15/2011 8:07:53 PM |
| trustworthy-money2 | $25.00 | 4/15/2011 8:47:44 PM |
| Bob450 | $25.00 | 4/15/2011 6:49:24 PM |
| first-serene-credit | $25.00 | 4/15/2011 5:33:56 PM |
| riveting-credit5 | $331.14 | 4/15/2011 11:00:06 PM |
| 1traveler | $25.00 | 4/15/2011 11:25:56 PM |
| thestartuplender | $125.00 | 4/15/2011 7:56:59 PM |
| wild-orange | $100.00 | 4/16/2011 1:59:53 AM |
| E-B | $50.00 | 4/15/2011 6:45:07 PM |
| goldmanca | $25.00 | 4/15/2011 8:31:14 PM |
| clemclan | $34.00 | 4/15/2011 8:42:00 PM |
| Binan | $50.00 | 4/15/2011 9:12:35 PM |
| thegreatstrafe | $25.00 | 4/15/2011 10:43:26 PM |
| MoneyTree79 | $30.00 | 4/15/2011 8:06:39 PM |
| shrewd-income | $50.00 | 4/15/2011 11:38:50 PM |
| erowis | $50.00 | 4/16/2011 1:53:29 AM |
| wild-orange | $257.83 | 4/16/2011 2:01:48 AM |
| MoneyForNothing | $54.88 | 4/15/2011 9:10:52 AM |
| golffish2 | $50.00 | 4/15/2011 9:09:18 AM |
| lendstats_com | $300.00 | 4/15/2011 9:11:53 AM |
| Skeptical-one | $40.00 | 4/15/2011 9:06:12 AM |
| golffish2 | $50.00 | 4/15/2011 9:19:17 AM |
| LittleMingo | $30.00 | 4/15/2011 9:32:36 AM |
| Weaverville | $25.00 | 4/15/2011 9:14:07 AM |
| thankful-nickel2 | $25.00 | 4/15/2011 9:15:18 AM |
| reflective-rupee | $1,000.44 | 4/15/2011 10:19:31 AM |
| P2P4me | $172.53 | 4/15/2011 1:31:00 PM |
| reflective-rupee | $1,000.55 | 4/15/2011 1:42:38 PM |
| NekHoldings | $25.00 | 4/15/2011 11:29:18 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 2:06:30 PM |
| flexible-duty3 | $25.00 | 4/15/2011 2:46:48 PM |
| competent-p2p | $35.00 | 4/15/2011 3:42:26 PM |
| credit-missile | $121.92 | 4/15/2011 1:58:49 PM |
| wise-intelligent-duty | $25.00 | 4/15/2011 4:17:12 PM |
| r48 | $72.00 | 4/15/2011 12:52:32 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:31:35 PM |
| PleaseDontDefault | $50.00 | 4/15/2011 1:18:01 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:31:08 PM |
| SecondChanceLendingSERV | $25.00 | 4/15/2011 4:47:16 PM |
| market-pudding | $25.00 | 4/15/2011 4:51:08 PM |
| neutrino6 | $26.41 | 4/15/2011 2:23:23 PM |
| money-baron-roth-IRA | $50.00 | 4/15/2011 3:29:53 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 5:51:24 PM |
| thestartuplender | $26.00 | 4/15/2011 7:57:29 PM |
| dudebrah | $25.00 | 4/15/2011 9:59:01 PM |
| marwadi-62 | $100.00 | 4/15/2011 7:41:07 PM |
| mikeandcat | $100.00 | 4/15/2011 6:26:22 PM |
| red-favorable-basis | $25.00 | 4/16/2011 1:02:12 AM |
| excellent-loan8 | $25.00 | 4/15/2011 8:36:12 PM |
| Binan | $25.00 | 4/15/2011 10:32:58 PM |
| shrewd-income | $216.00 | 4/15/2011 10:51:43 PM |
| shrewd-income | $250.00 | 4/15/2011 11:28:18 PM |
| s270 | $100.00 | 4/15/2011 11:34:11 PM |
| credit-missile | $25.00 | 4/15/2011 11:57:06 PM |
| PCGeekWI | $69.65 | 4/16/2011 12:06:16 AM |
| 72 Investments
|