Sales Report:Supplement No. 2 dated Apr 18, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
490234
This series of Notes was issued and sold upon the funding of the borrower loan #48557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-09-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $81.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,365 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| toffler |
Borrower's state:
| SouthCarolina |
Borrower's group:
| ALL DOCTORS MD,DO,OD,DDS,DMD,PhD,DVM,DPM,DC,PharmD,J |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 61 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2007)
(Apr-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 61 | | |
Description
Rock Solid Investment for You
Purpose of loan: Pay unexpected expenses: board certification exam, continuing education course, dental implant, new garage door
This loan will be used to help pay above listed items.
My financial situation:
I am a good candidate for this loan because the only way I will default is if a natural disaster wipes me out. I have never defaulted on debt, ever. The only late payments have been by my wife before bills were set up automatic draft.
Monthly net income: $10,500
Monthly expenses: $4425
Housing: $1040
Insurance: $225
Car expenses: $685
Utilities: $225
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 4/9/2011 12:05:18 PM |
| MoneyForNothing | $125.00 | 4/9/2011 12:03:55 PM |
| reflective-rupee | $25.44 | 4/9/2011 12:06:26 PM |
| organized-payment6 | $50.00 | 4/9/2011 12:09:03 PM |
| MoneyForNothing | $49.56 | 4/9/2011 12:11:34 PM |
| Aberdeen | $2,000.00 | 4/9/2011 12:05:43 PM |
| cashhelp | $50.00 | 4/9/2011 12:07:22 PM |
| Zolton | $100.00 | 4/9/2011 12:09:09 PM |
| RecoveryLender | $25.00 | 4/9/2011 12:09:48 PM |
| BxRealtor | $25.00 | 4/9/2011 12:09:52 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
499100
This series of Notes was issued and sold upon the funding of the borrower loan #48577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-05-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $556 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,192 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| terrific-credit682 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Statement for loan acquisition
Purpose of loan:
This loan will be used to consolidate some debts into one monthly payment.
My financial situation:
I am a good candidate for this loan because I am working on eliminating my debt.
I am also selling one of my cars which I have a loan out on. This will eliminate $6000 of my debt. (Denali Alaska Federal Credit Union is the lender).
There are a few late payments in my credit history, but I have become better at taking care of my payments in a timely manner. There is ONE late payment in recent history, because en route to Alaska it was lost in the mail. When I was made aware of the late payment, I remitted payment immediately.
Monthly net income: $2600
Monthly expenses: $
Housing: $250
Insurance: $115
Car expenses: $80
Utilities: $0
Phone, cable, internet: $140
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 3/22/2011 5:05:24 PM |
| suave-dime6 | $25.00 | 3/23/2011 6:06:59 AM |
| benjamins-utopia | $100.00 | 3/24/2011 11:50:17 AM |
| social-heart | $25.00 | 3/27/2011 6:45:26 PM |
| thelovebug | $100.00 | 3/27/2011 9:18:35 PM |
| w3alter | $100.00 | 3/30/2011 10:03:46 AM |
| wwwUniversal | $25.00 | 3/31/2011 2:27:05 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:43:12 AM |
| velocity-motivator6 | $25.00 | 4/1/2011 5:58:25 PM |
| loss-of-control | $50.00 | 4/1/2011 6:09:49 PM |
| finance-prescription | $50.00 | 4/2/2011 12:52:38 PM |
| fortytwo | $100.00 | 4/3/2011 12:20:19 AM |
| intrepid-loot | $25.00 | 4/3/2011 12:10:53 PM |
| Imageloan | $25.00 | 4/3/2011 1:03:55 PM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:12 PM |
| BlindJoeDeath | $50.00 | 4/3/2011 2:28:28 PM |
| musegaze | $50.00 | 4/4/2011 12:27:52 PM |
| icon7 | $40.00 | 4/4/2011 4:03:20 PM |
| bid-czar8 | $50.00 | 4/4/2011 10:59:47 AM |
| oaktown23 | $50.00 | 4/4/2011 11:43:17 PM |
| gloomis2 | $35.51 | 4/4/2011 6:40:21 PM |
| power-bluebird2 | $50.00 | 4/4/2011 7:43:06 PM |
| kulender | $100.00 | 4/5/2011 2:05:11 AM |
| IIP77 | $25.00 | 4/5/2011 5:17:48 AM |
| EBITDA | $25.00 | 4/5/2011 1:36:02 AM |
| Bomber | $25.00 | 4/5/2011 4:10:44 AM |
| brightest-fascinating-principal | $25.00 | 4/5/2011 12:00:09 AM |
| EarlyRiser | $172.48 | 4/5/2011 1:28:45 AM |
| the-profit-oracle | $25.00 | 4/5/2011 2:22:17 AM |
| worldly-money4 | $200.00 | 3/23/2011 6:08:12 AM |
| responsible-worth113 | $25.00 | 3/25/2011 8:16:46 AM |
| mercuriant | $25.00 | 3/26/2011 4:54:34 AM |
| patriot897 | $25.00 | 3/26/2011 6:34:26 PM |
| ASR3 | $50.00 | 3/27/2011 4:28:49 AM |
| leodaguy | $25.00 | 3/28/2011 12:33:32 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:58:12 PM |
| caprirolito | $25.00 | 3/29/2011 8:27:57 PM |
| Easystreet | $25.00 | 3/30/2011 2:30:37 PM |
| Tylerh | $100.00 | 3/30/2011 8:33:29 PM |
| revenue-circuit1 | $25.00 | 4/1/2011 10:29:25 AM |
| scrappy-diversification7 | $2,000.00 | 4/1/2011 10:39:03 AM |
| 1willray | $25.00 | 4/2/2011 1:39:54 AM |
| the-dollar-topper | $100.00 | 4/2/2011 12:48:50 PM |
| Cai8899 | $30.00 | 4/2/2011 11:48:18 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:45 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:29:51 AM |
| tech310 | $50.00 | 4/4/2011 10:53:41 AM |
| handshake5 | $100.00 | 4/4/2011 10:58:56 AM |
| Jack55304 | $125.00 | 4/4/2011 11:00:04 AM |
| seisen | $50.00 | 4/4/2011 11:00:18 AM |
| bold-shrewd-duty | $25.00 | 4/4/2011 3:52:40 PM |
| PotBellyPete | $100.00 | 4/4/2011 5:04:32 PM |
| dominickf | $50.00 | 4/4/2011 10:59:41 AM |
| burrito6 | $25.00 | 4/4/2011 11:00:43 AM |
| wbahl | $25.00 | 4/4/2011 5:37:51 PM |
| greenback-guard | $25.00 | 4/5/2011 2:48:17 AM |
| investment-habanero8 | $72.01 | 4/5/2011 5:25:52 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
499206
This series of Notes was issued and sold upon the funding of the borrower loan #48571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mate561 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Always had perfect credit until MS
This loan will be used to repay my mother the money she lent me to move out of a bad marriage. Divorce was final 3/23/11.
I know how to handle finances, I always had credit scores near 800 but I was diagnosed with Multiple Sclerosis and was financially wiped out, husband could not deal with diagnosis, so I left. I am fine and stable now, and it is anticipated will be for a long time.
Monthly net income: $ 2309
Housing: $ 650
Insurance: $ none
Car expenses: $ none - don't drive
Utilities: $ 70
Phone, cable, internet: $ 70
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 70
Child Support for 1 year $250
Total monthly expenses $ 1610 (with proposed loan $1,785)
I can clearly handle this obligation. My medical is completely covered by Medicare with Medicaid for the disabled. It would give me back some pride to be able to repay her. Thank you for looking and your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
I wish you the best in your physical, personal, and financial health. I'm happy to invest in a fighter and a survivor - only wish I could bid the rate down lower. Good luck to you! - Scotcha
A:
Hello,
Thank you so much for the kind words of encouragement! It is hard to express how much it means to me.
All the best..
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| w3alter | $100.00 | 3/25/2011 9:18:06 AM |
| eronyc | $50.00 | 3/25/2011 12:27:36 PM |
| worldly-money4 | $100.00 | 3/25/2011 9:05:52 AM |
| nextar | $50.00 | 3/31/2011 8:03:57 PM |
| Scotcha | $50.00 | 4/1/2011 9:59:15 AM |
| I-Believe-In-You | $40.00 | 4/1/2011 2:18:20 PM |
| redhead21 | $33.14 | 4/2/2011 12:44:35 PM |
| Moe87 | $25.00 | 4/4/2011 4:02:19 AM |
| JSCharter | $100.00 | 4/6/2011 7:17:36 PM |
| s_man1 | $50.00 | 4/7/2011 8:51:38 AM |
| capital-galaxy | $225.00 | 4/7/2011 9:30:40 AM |
| mindful-cash6 | $25.00 | 4/7/2011 10:02:10 AM |
| jybank | $25.00 | 4/7/2011 11:40:05 AM |
| magnetic-kindness | $25.00 | 4/7/2011 12:12:30 PM |
| ccclaireee333 | $25.00 | 4/7/2011 1:42:59 PM |
| Stack23 | $25.00 | 4/7/2011 1:47:54 PM |
| investment-cluster | $25.00 | 4/7/2011 2:16:35 PM |
| bold-shrewd-duty | $54.68 | 4/7/2011 10:27:12 AM |
| I-Believe-In-You | $38.56 | 4/7/2011 3:37:50 PM |
| dudebrah | $25.00 | 4/7/2011 3:40:36 PM |
| neutrino6 | $50.00 | 4/7/2011 10:51:58 AM |
| new0rleans | $25.00 | 4/7/2011 9:37:54 AM |
| contract-lionheart | $200.00 | 4/7/2011 1:18:39 PM |
| wampum-chorus3 | $32.91 | 4/7/2011 2:20:34 PM |
| evergreen16 | $80.00 | 4/7/2011 2:29:51 PM |
| Scotcha | $1,500.00 | 4/7/2011 3:59:46 PM |
| grampy48 | $30.00 | 4/7/2011 4:19:03 PM |
| Invest_in_residual_income | $30.00 | 4/7/2011 11:19:06 AM |
| Nevyn | $25.00 | 4/7/2011 11:43:02 AM |
| pianoman82 | $25.00 | 4/7/2011 2:26:25 PM |
| SDD123 | $25.00 | 4/7/2011 3:11:56 PM |
| lean-ore9 | $25.00 | 3/25/2011 5:20:47 PM |
| shepherd1 | $75.00 | 3/25/2011 11:38:05 AM |
| power-trophy7 | $25.00 | 3/26/2011 2:57:17 AM |
| transparency-grasshopper | $25.00 | 4/1/2011 5:22:28 PM |
| briskdevl07 | $25.00 | 4/4/2011 3:02:52 PM |
| Frugal | $25.00 | 4/7/2011 10:14:04 AM |
| moola-monger9 | $50.00 | 4/7/2011 12:22:34 PM |
| platinum-pear4 | $25.00 | 4/7/2011 1:21:51 PM |
| unger | $104.33 | 4/7/2011 1:25:43 PM |
| coasterman | $25.00 | 4/7/2011 3:56:50 PM |
| historic-nickel | $25.00 | 4/7/2011 9:13:28 AM |
| friendinmoney | $25.00 | 4/7/2011 12:08:52 PM |
| red-favorable-basis | $25.00 | 4/7/2011 1:31:03 PM |
| TJ643 | $75.00 | 4/7/2011 3:11:18 PM |
| well-mannered-income3 | $30.00 | 4/7/2011 3:39:18 PM |
| supersarah61 | $50.67 | 4/7/2011 3:50:22 PM |
| platinum-scientist9 | $25.00 | 4/7/2011 10:10:19 AM |
| helpful-credit156 | $63.29 | 4/7/2011 11:24:16 AM |
| agalt | $50.00 | 4/7/2011 1:11:01 PM |
| saga9 | $50.00 | 4/7/2011 1:35:21 PM |
| money-fort | $25.00 | 4/7/2011 2:31:31 PM |
| kind-important-liberty9 | $25.00 | 4/7/2011 2:53:58 PM |
| Helping-One-Another | $12.42 | 4/7/2011 4:37:52 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
499380
This series of Notes was issued and sold upon the funding of the borrower loan #48566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $372.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,976 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-reward-crescent |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...consolidate bills.
My financial situation:
I am a good candidate for this loan because... I am a home owner with a positive cash flow and a steady job where I have been for 13 years
Monthly net income: $6500
Monthly expenses: $4800
Housing: $1800
Insurance: $200
Car expenses: $200
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $900
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A:
I work for BNSF Railroad as a yardmaster. There are two credit cards that I wish to consolidate into one payment, one that has a $7000 balance with a 15.99 apr and a $190 min. payment. The other is my spouse's credit card that carries around an $8000 balance, has a 19.99 apr and a min payment of around $215.
(Mar-26-2011)
Q:
Please list outstanding balances, rates, monthly payments you currently make on the debt you plan to consolidate. Thank you. - Reddy_Capital
A:
There are two credit cards that I wish to consolidate into one payment. The first has a balance of about $7000 and has an apr of 15.99, the second has a balance of $8000 and has an apr of 19.99. The amount that I pay each month has varied lately with the minimums being $190 and $215 respectfully, and the maximum that I have paid being $400 and $500.
(Mar-26-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/25/2011 5:05:33 PM |
| loyalty-sherpa | $25.00 | 3/25/2011 5:27:01 PM |
| hostbank | $100.00 | 3/25/2011 5:05:17 PM |
| dsgfl1 | $200.00 | 3/26/2011 6:48:53 AM |
| benefit-squirrel | $50.00 | 3/25/2011 7:22:31 PM |
| competent-p2p | $50.00 | 3/26/2011 9:26:43 AM |
| mgking007 | $50.00 | 3/26/2011 2:40:41 PM |
| reflective-rupee | $300.33 | 3/28/2011 12:14:37 PM |
| enthralling-deal180 | $50.00 | 3/29/2011 7:28:49 PM |
| indomitable-coin | $25.00 | 3/29/2011 4:29:44 PM |
| simplelender80 | $100.00 | 3/30/2011 2:24:13 PM |
| GElender | $50.00 | 4/1/2011 6:55:18 AM |
| p2ploan-sensation211 | $25.00 | 3/31/2011 7:31:10 PM |
| Oakland | $50.00 | 4/2/2011 8:06:14 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:24 PM |
| efficient-treasure0 | $25.00 | 4/2/2011 2:44:36 PM |
| friendly-market5 | $37.37 | 4/2/2011 6:24:14 AM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:52 PM |
| worthy-bid8 | $100.00 | 4/3/2011 12:26:16 PM |
| Weaverville | $25.00 | 4/4/2011 11:33:17 AM |
| Artist_Blue | $25.00 | 4/5/2011 1:38:45 AM |
| power-companion7 | $100.00 | 4/5/2011 6:18:27 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:15 AM |
| w3alter | $100.00 | 4/5/2011 6:17:09 AM |
| brightest-dignified-penny | $25.00 | 4/5/2011 4:30:39 PM |
| commerce-web5 | $25.00 | 4/6/2011 5:27:58 PM |
| Aimvest | $25.00 | 4/6/2011 5:28:21 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:31 AM |
| medman | $25.00 | 4/7/2011 8:47:41 AM |
| panegryst | $50.00 | 4/7/2011 9:45:35 AM |
| wilmajean | $50.00 | 4/6/2011 6:54:07 PM |
| Tradesmanlender | $25.00 | 4/7/2011 9:57:43 AM |
| dinero-speaker | $25.00 | 4/7/2011 10:02:30 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:10:50 AM |
| Ocean713 | $50.00 | 4/7/2011 9:46:55 AM |
| techvet | $50.00 | 4/7/2011 2:33:56 PM |
| Preferred-Lender | $25.00 | 4/7/2011 10:05:05 AM |
| nilonc1 | $100.00 | 4/7/2011 5:56:02 PM |
| thomas16882004 | $25.00 | 4/7/2011 6:11:38 PM |
| jcjdingdong | $50.00 | 4/7/2011 6:14:01 PM |
| sensible-fund | $50.00 | 4/7/2011 7:12:47 PM |
| MadHun | $100.00 | 4/7/2011 6:06:40 PM |
| tough-peso2 | $25.00 | 4/7/2011 6:14:07 PM |
| black-plague | $64.40 | 4/7/2011 6:19:06 PM |
| investment-comet | $25.00 | 4/7/2011 8:06:46 PM |
| Quiddity | $50.00 | 4/7/2011 5:45:12 PM |
| meenan | $50.00 | 4/7/2011 6:14:28 PM |
| transparency-grasshopper | $50.00 | 4/7/2011 6:14:39 PM |
| nickel-ferret | $100.00 | 4/7/2011 6:15:44 PM |
| gemoscar | $50.00 | 4/7/2011 6:17:51 PM |
| credit-wheel7 | $25.00 | 4/7/2011 6:38:27 PM |
| I_Karamazov | $30.00 | 4/7/2011 6:44:50 PM |
| Johnab | $25.00 | 4/8/2011 4:49:07 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:08:43 AM |
| P2P4me | $200.00 | 4/8/2011 6:21:07 AM |
| doopers | $25.00 | 4/8/2011 6:20:55 AM |
| friendly-principal76 | $36.93 | 4/8/2011 6:41:07 AM |
| red-favorable-basis | $25.00 | 4/8/2011 7:25:12 AM |
| grf1945 | $50.00 | 4/8/2011 9:17:44 AM |
| income-sage9 | $25.00 | 4/8/2011 9:19:47 AM |
| silvercertificate | $25.00 | 4/8/2011 9:07:23 AM |
| JonnyD | $25.00 | 4/8/2011 9:17:38 AM |
| BaxterEvil | $25.00 | 4/8/2011 9:21:22 AM |
| value-den | $50.00 | 4/8/2011 9:18:10 AM |
| serene-power0 | $25.00 | 4/8/2011 9:20:35 AM |
| orgy63 | $50.00 | 4/8/2011 9:21:28 AM |
| generous-deal6 | $50.00 | 4/8/2011 9:18:00 AM |
| loan-master996 | $50.00 | 4/8/2011 9:20:55 AM |
| Walkingcowboy | $50.00 | 4/8/2011 9:23:14 AM |
| LKN2RTR | $25.00 | 4/8/2011 10:23:33 AM |
| YosemiteSam | $25.00 | 4/8/2011 10:17:36 AM |
| MattTheGr8 | $25.00 | 4/8/2011 10:21:16 AM |
| DadWarbucks | $60.00 | 4/8/2011 10:30:32 AM |
| djlucas | $25.00 | 4/8/2011 10:25:15 AM |
| goodhearted-gold3 | $113.75 | 4/8/2011 10:03:03 AM |
| KeepOnRunning | $27.68 | 4/8/2011 10:27:18 AM |
| revenue-officer36 | $100.00 | 4/8/2011 10:28:42 AM |
| visionary-community | $25.00 | 4/8/2011 10:32:53 AM |
| ArmyGuy | $25.00 | 4/8/2011 10:29:47 AM |
| reflective-rupee | $1,500.44 | 4/8/2011 10:15:23 AM |
| diverse2 | $35.00 | 4/8/2011 10:34:52 AM |
| Frenchynh | $25.00 | 4/8/2011 10:33:11 AM |
| JagFan | $25.00 | 4/8/2011 10:20:42 AM |
| djkaiser | $29.41 | 4/8/2011 10:35:36 AM |
| StarshineXL | $500.00 | 4/8/2011 10:35:57 AM |
| Sixmil | $97.33 | 4/8/2011 10:41:31 AM |
| techs | $25.00 | 4/8/2011 10:33:05 AM |
| StarshineXL | $350.00 | 4/8/2011 10:37:11 AM |
| credit-bliss8 | $25.00 | 4/8/2011 10:39:18 AM |
| kulender | $100.00 | 4/8/2011 10:40:42 AM |
| Rivervale_Westwood | $25.00 | 4/8/2011 10:42:00 AM |
| ThisGuyIKnow | $32.64 | 4/8/2011 11:08:48 AM |
| TheYellowDart | $25.00 | 4/8/2011 11:10:17 AM |
| agiovasil | $25.00 | 4/8/2011 11:10:38 AM |
| DreDub | $50.00 | 4/8/2011 11:22:51 AM |
| fareast_man | $25.00 | 4/8/2011 11:36:42 AM |
| vegibenz | $25.00 | 4/8/2011 11:36:58 AM |
| velocity-solo | $25.00 | 4/8/2011 11:38:29 AM |
| SelectTrustLending | $25.00 | 4/8/2011 11:38:02 AM |
| fishintime | $71.89 | 4/8/2011 11:39:03 AM |
| momoney2lend | $25.00 | 4/8/2011 11:39:46 AM |
| Washington_Loan | $25.00 | 4/8/2011 11:46:55 AM |
| sensible-order2 | $100.00 | 4/8/2011 11:36:33 AM |
| Maupinman | $25.00 | 4/8/2011 11:45:21 AM |
| theaterguy | $25.00 | 4/8/2011 11:48:37 AM |
| fishman42 | $25.00 | 4/8/2011 11:46:35 AM |
| Danfromnapa | $28.38 | 4/8/2011 11:48:55 AM |
| benjamin67 | $25.00 | 4/8/2011 11:49:04 AM |
| chrisah | $50.00 | 4/8/2011 11:49:50 AM |
| benjamins-utopia | $50.00 | 4/8/2011 12:03:42 PM |
| tender-integrity3 | $100.00 | 4/8/2011 12:06:13 PM |
| Independenttools | $25.00 | 4/8/2011 11:59:03 AM |
| ptjg | $50.00 | 4/8/2011 12:10:18 PM |
| studious-bonus7 | $100.00 | 4/8/2011 12:11:01 PM |
| wbahl | $25.00 | 4/8/2011 12:03:54 PM |
| gracej | $25.00 | 4/8/2011 12:13:00 PM |
| treasure-dreamer7 | $25.00 | 4/8/2011 12:14:39 PM |
| roman2008 | $25.00 | 4/8/2011 12:05:05 PM |
| genius520 | $50.00 | 4/8/2011 12:20:11 PM |
| lostontheedge | $25.00 | 4/8/2011 12:08:26 PM |
| gs92126 | $25.00 | 4/8/2011 12:21:40 PM |
| jtradition | $50.00 | 4/8/2011 12:07:07 PM |
| Velocity_Lenders | $29.29 | 4/8/2011 12:23:02 PM |
| visionary-currency | $50.00 | 4/8/2011 12:10:44 PM |
| inqbus | $50.00 | 4/8/2011 12:24:04 PM |
| bmarch | $50.00 | 4/8/2011 12:24:33 PM |
| Ivan2007 | $50.00 | 4/8/2011 12:25:45 PM |
| Cai8899 | $30.00 | 4/8/2011 12:26:25 PM |
| Bigg_Lender | $25.00 | 4/8/2011 12:09:33 PM |
| 360Winner | $50.00 | 4/8/2011 12:09:45 PM |
| jonn834 | $25.00 | 4/8/2011 12:09:58 PM |
| sshgfwb | $25.00 | 4/8/2011 12:11:07 PM |
| sweepeet | $50.00 | 4/8/2011 12:30:05 PM |
| opportunity85 | $25.00 | 4/8/2011 12:20:01 PM |
| bonanza1973 | $25.00 | 4/8/2011 12:17:46 PM |
| nestegg4e | $25.00 | 4/8/2011 12:22:50 PM |
| andlifegoeson | $50.00 | 4/8/2011 12:23:23 PM |
| museic1 | $50.00 | 4/8/2011 12:35:54 PM |
| kelly42 | $25.00 | 4/8/2011 12:23:58 PM |
| checkuto | $25.00 | 4/8/2011 12:36:33 PM |
| reasonable-durability1 | $25.00 | 4/8/2011 12:24:52 PM |
| mister_waffle | $25.00 | 4/8/2011 12:25:10 PM |
| atm1216 | $50.00 | 4/8/2011 12:23:14 PM |
| Tammy102800 | $25.00 | 4/8/2011 12:24:08 PM |
| melodious-fairness | $100.00 | 4/8/2011 12:27:44 PM |
| johndoeProsper | $79.99 | 4/8/2011 12:28:06 PM |
| red-unequivocal-finance | $25.00 | 4/8/2011 12:33:08 PM |
| Chervianne | $50.00 | 4/8/2011 12:35:51 PM |
| lovelongandprosper | $50.00 | 4/8/2011 12:36:26 PM |
| fairness-drum | $50.00 | 4/8/2011 12:36:17 PM |
| nalaari | $25.00 | 4/8/2011 12:37:09 PM |
| P2P4me | $100.00 | 3/25/2011 5:06:13 PM |
| patriot897 | $25.00 | 3/25/2011 5:04:56 PM |
| zotzot | $50.44 | 3/25/2011 5:27:04 PM |
| imlosttoo | $25.00 | 3/26/2011 4:58:15 AM |
| newest-funds-powerplant | $50.00 | 3/26/2011 2:58:45 PM |
| mamayama | $100.00 | 3/27/2011 7:05:06 PM |
| magnetic-dedication3 | $25.00 | 3/28/2011 8:52:53 PM |
| loot-heart | $25.00 | 3/29/2011 3:39:21 PM |
| Peterman | $25.00 | 3/30/2011 8:24:33 PM |
| Zolton | $100.00 | 3/31/2011 6:50:21 AM |
| Scotcha | $50.00 | 4/1/2011 10:51:05 AM |
| Domgabriel | $25.00 | 4/1/2011 10:05:03 AM |
| radforj22 | $25.00 | 4/1/2011 2:56:12 AM |
| transformer855 | $25.00 | 4/1/2011 7:45:13 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:28 AM |
| spy0 | $25.00 | 4/3/2011 2:54:23 PM |
| Havana21 | $25.00 | 4/2/2011 2:44:40 PM |
| mraleig | $200.00 | 4/3/2011 2:47:49 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:03:08 PM |
| nycmichael | $100.00 | 4/5/2011 11:15:40 AM |
| zippy-interest | $25.00 | 4/5/2011 3:01:52 PM |
| Mariner3605 | $25.00 | 4/5/2011 4:44:40 PM |
| astute-benjamins | $25.00 | 4/5/2011 5:18:22 PM |
| Rick21 | $50.00 | 4/5/2011 5:33:32 PM |
| jescowa | $50.00 | 4/5/2011 6:12:58 PM |
| objective-investor | $125.30 | 4/6/2011 3:50:31 AM |
| five-star-justice | $25.00 | 4/7/2011 9:08:55 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:11 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:21 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:24 AM |
| GMPK_TLAS | $50.00 | 4/7/2011 9:57:23 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:08 AM |
| triumph329 | $25.00 | 4/7/2011 6:11:27 AM |
| C_Mark | $50.00 | 4/7/2011 10:01:46 AM |
| HamachiMan | $50.00 | 4/7/2011 5:42:55 PM |
| shrewd-deal | $25.00 | 4/7/2011 6:10:07 PM |
| credit-scout7 | $50.00 | 4/7/2011 6:15:17 PM |
| Goodlender42 | $25.00 | 4/7/2011 6:16:20 PM |
| reward-planetarium | $25.00 | 4/7/2011 10:53:19 AM |
| theloanfiller | $25.00 | 4/7/2011 6:27:34 PM |
| C2Banking | $100.00 | 4/7/2011 7:24:42 PM |
| chantal1382 | $100.00 | 4/7/2011 7:41:10 PM |
| FinanceEngine | $35.00 | 4/7/2011 5:38:51 PM |
| a-unflappable-finance | $100.00 | 4/7/2011 5:42:51 PM |
| lender2611 | $50.00 | 4/7/2011 6:13:21 PM |
| frankdelraza | $25.00 | 4/7/2011 6:14:19 PM |
| power-mad-scientist | $25.00 | 4/7/2011 6:14:35 PM |
| kind-adventurous-finance | $75.00 | 4/7/2011 6:14:56 PM |
| leodaguy | $50.00 | 4/7/2011 6:15:21 PM |
| don8ter | $25.00 | 4/7/2011 6:16:55 PM |
| zippy-revenue8 | $25.00 | 4/7/2011 6:33:56 PM |
| compassion-lotus5 | $50.00 | 4/7/2011 6:13:18 PM |
| bold-durability-drum | $50.00 | 4/7/2011 6:13:53 PM |
| dcoggins | $25.00 | 4/7/2011 7:35:42 PM |
| hope-lionheart1 | $40.00 | 4/7/2011 7:50:33 PM |
| green-planet-guy | $32.00 | 4/7/2011 8:06:51 PM |
| Occhy | $25.00 | 4/7/2011 8:16:32 PM |
| important-ore | $120.00 | 4/7/2011 8:24:27 PM |
| genuine-dime | $100.00 | 4/8/2011 4:46:05 AM |
| jmichael23 | $100.00 | 4/8/2011 5:05:40 AM |
| octoberfresh | $25.00 | 4/8/2011 6:52:57 AM |
| bigphish | $50.00 | 4/8/2011 7:17:12 AM |
| a-reasonable-return | $25.00 | 4/8/2011 7:27:46 AM |
| worthy-bid4 | $100.00 | 4/8/2011 9:14:53 AM |
| bold-durability-drum | $54.00 | 4/8/2011 8:53:08 AM |
| bold-shrewd-market | $25.00 | 4/8/2011 9:20:09 AM |
| 6moonbeams | $50.00 | 4/8/2011 9:21:34 AM |
| Clambake | $50.00 | 4/8/2011 9:20:17 AM |
| cingular | $25.00 | 4/8/2011 9:22:05 AM |
| iolaire | $25.00 | 4/8/2011 9:19:18 AM |
| kenji4861 | $25.00 | 4/8/2011 9:19:53 AM |
| trustu | $50.00 | 4/8/2011 9:20:41 AM |
| ore-seagull | $44.36 | 4/8/2011 9:49:44 AM |
| rcflick | $25.00 | 4/8/2011 9:28:55 AM |
| treasure-expert | $25.00 | 4/8/2011 9:35:30 AM |
| CapeDollars | $25.00 | 4/8/2011 10:23:59 AM |
| Marfloogan | $25.00 | 4/8/2011 10:27:41 AM |
| inspired-finance | $54.87 | 4/8/2011 10:25:33 AM |
| excellent-nickel | $35.00 | 4/8/2011 10:25:49 AM |
| sfmf | $40.00 | 4/8/2011 10:02:10 AM |
| vigilance-spinner3 | $25.00 | 4/8/2011 10:09:47 AM |
| IP | $28.12 | 4/8/2011 10:34:34 AM |
| mflawyer | $25.00 | 4/8/2011 10:24:33 AM |
| ultimatepaintball | $25.00 | 4/8/2011 10:41:13 AM |
| vacaerol | $25.00 | 4/8/2011 10:42:30 AM |
| investment-tempo | $50.00 | 4/8/2011 10:34:40 AM |
| jdrez | $25.00 | 4/8/2011 10:43:57 AM |
| UT-Longhorn | $25.00 | 4/8/2011 10:41:21 AM |
| amijo | $25.00 | 4/8/2011 11:07:29 AM |
| crowdetc | $25.00 | 4/8/2011 11:08:36 AM |
| money-floret | $25.00 | 4/8/2011 11:05:41 AM |
| Kijib | $25.00 | 4/8/2011 11:09:57 AM |
| selfmademan | $25.00 | 4/8/2011 11:16:39 AM |
| rjleves | $25.00 | 4/8/2011 11:21:28 AM |
| PatRichi | $25.00 | 4/8/2011 11:10:29 AM |
| Cheburashka | $25.00 | 4/8/2011 11:20:29 AM |
| tsui517 | $27.18 | 4/8/2011 11:37:10 AM |
| Ripsaw4U | $50.00 | 4/8/2011 11:37:32 AM |
| worth-arch | $25.00 | 4/8/2011 11:39:30 AM |
| enthralling-investment | $50.00 | 4/8/2011 11:39:56 AM |
| wwwUniversal | $25.00 | 4/8/2011 11:43:04 AM |
| worthy-truth | $25.00 | 4/8/2011 11:47:04 AM |
| TelegramSam | $25.00 | 4/8/2011 11:48:28 AM |
| rwelle | $25.00 | 4/8/2011 11:48:44 AM |
| tylerfd | $25.00 | 4/8/2011 11:50:00 AM |
| hrubinst | $50.00 | 4/8/2011 12:10:07 PM |
| Evan_Safe | $25.00 | 4/8/2011 12:12:46 PM |
| jibe-set | $50.00 | 4/8/2011 12:17:32 PM |
| Willylump | $25.00 | 4/8/2011 12:06:23 PM |
| shorthairedg | $50.00 | 4/8/2011 12:06:33 PM |
| jt530 | $25.00 | 4/8/2011 12:05:53 PM |
| Attract | $25.00 | 4/8/2011 12:22:18 PM |
| Eagledrop | $25.00 | 4/8/2011 12:22:27 PM |
| ferdberfel | $35.18 | 4/8/2011 12:10:36 PM |
| peace-habanero | $25.00 | 4/8/2011 12:23:48 PM |
| wealth-renaissance5 | $25.00 | 4/8/2011 12:12:24 PM |
| benjamins-voyage | $25.00 | 4/8/2011 12:24:44 PM |
| dinero-wildebeest | $50.00 | 4/8/2011 12:26:21 PM |
| otto1939 | $50.00 | 4/8/2011 12:14:00 PM |
| balance-booster8 | $50.00 | 4/8/2011 12:09:40 PM |
| Interloper | $25.00 | 4/8/2011 12:09:51 PM |
| bookloverInCA | $25.00 | 4/8/2011 12:30:27 PM |
| beachbum22 | $25.00 | 4/8/2011 12:32:53 PM |
| TW2000 | $25.00 | 4/8/2011 12:23:29 PM |
| EtaDuck | $25.00 | 4/8/2011 12:36:13 PM |
| life-is-great | $25.00 | 4/8/2011 12:24:24 PM |
| reflective-cash0 | $50.00 | 4/8/2011 12:25:04 PM |
| forthright-dedication | $50.00 | 4/8/2011 12:25:38 PM |
| PittsburghMark | $25.00 | 4/8/2011 12:23:40 PM |
| EYEWILLPAYUBACK | $50.00 | 4/8/2011 12:24:58 PM |
| mtquan | $25.00 | 4/8/2011 12:25:26 PM |
| silver-armada | $50.00 | 4/8/2011 12:26:31 PM |
| loan4 | $100.00 | 4/8/2011 12:28:58 PM |
| fortytwo | $100.00 | 4/8/2011 12:28:32 PM |
| commerce-renewal | $100.00 | 4/8/2011 12:28:50 PM |
| borquist | $25.00 | 4/8/2011 12:33:02 PM |
| rgrtanker | $25.00 | 4/8/2011 12:36:21 PM |
| 288 Investments
|
Borrower Payment Dependent Notes Series
499884
This series of Notes was issued and sold upon the funding of the borrower loan #48594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $230.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,452 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-pumpkin |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat loan
Purpose of loan:
This loan will be used to...
purchase a used boat
My financial situation:
I am a good candidate for this loan because...I have good credit...make good money...have very little debt..pay my bills on time...use epay on all my bills..am financially stable
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| logical-reward8 | $25.00 | 3/30/2011 9:02:58 AM |
| AmericanCredit | $25.00 | 3/30/2011 9:08:00 AM |
| Jynxie | $50.00 | 3/30/2011 9:08:07 AM |
| SchaeferJ | $25.00 | 3/30/2011 9:33:19 AM |
| shamrocker | $25.00 | 3/30/2011 9:33:28 AM |
| Dollars4Rent | $50.00 | 3/30/2011 9:41:26 AM |
| fantastic-openness | $100.00 | 3/30/2011 9:04:26 AM |
| community-pipeline | $25.00 | 3/30/2011 9:04:58 AM |
| the-dollar-topper | $100.00 | 3/30/2011 9:06:37 AM |
| WilliamLeeSims | $25.00 | 3/30/2011 9:09:18 AM |
| currency-persimmon | $500.00 | 3/30/2011 9:33:18 AM |
| patriot897 | $50.00 | 3/30/2011 9:02:47 AM |
| DukSerduk | $25.00 | 3/30/2011 9:03:04 AM |
| blot44 | $50.00 | 3/30/2011 9:03:27 AM |
| selector568 | $50.00 | 3/30/2011 9:03:50 AM |
| RandyL3 | $25.00 | 3/31/2011 1:08:25 PM |
| mrpowers5531 | $25.00 | 4/1/2011 4:18:51 PM |
| friendlyviking | $25.00 | 4/2/2011 8:13:04 AM |
| mchoops21 | $25.00 | 4/2/2011 2:49:02 PM |
| Toby1montana | $75.00 | 4/2/2011 7:17:59 AM |
| payout-magician | $50.00 | 4/2/2011 7:44:39 AM |
| atbright | $25.00 | 4/2/2011 4:38:30 PM |
| Hanalei712 | $50.00 | 4/2/2011 12:46:15 PM |
| jescowa | $50.00 | 4/2/2011 1:03:34 PM |
| helpishere777 | $50.00 | 4/3/2011 4:08:21 PM |
| skuba | $100.00 | 4/4/2011 2:02:44 AM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:07:45 AM |
| kyomoon | $50.00 | 4/4/2011 2:53:36 PM |
| Tech-Entrepreneur | $25.00 | 4/4/2011 1:20:02 PM |
| a-exponential-hope | $25.00 | 4/4/2011 10:37:13 AM |
| octoberfresh | $30.00 | 4/4/2011 10:41:16 AM |
| benjamins-utopia | $100.00 | 4/4/2011 5:20:21 PM |
| wbahl | $25.00 | 4/5/2011 8:56:56 AM |
| serene-truth2 | $50.00 | 4/5/2011 9:29:08 PM |
| Anny-Disco | $50.00 | 4/6/2011 12:22:55 AM |
| kind-resolute-dough | $100.00 | 4/6/2011 5:34:33 PM |
| smilinsam | $50.00 | 4/6/2011 5:37:12 PM |
| dumbass | $25.00 | 4/6/2011 5:37:36 PM |
| saahilld | $25.00 | 4/6/2011 5:43:40 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:59:05 AM |
| MrDavid | $100.00 | 4/6/2011 9:42:51 PM |
| financelover | $50.00 | 4/6/2011 11:07:35 PM |
| kind-adventurous-finance | $100.00 | 4/6/2011 5:37:10 PM |
| astute-fairness0 | $50.00 | 4/6/2011 5:41:47 PM |
| -Me | $50.00 | 4/7/2011 10:57:32 AM |
| balanced-bill7 | $50.00 | 4/7/2011 6:16:42 PM |
| unassuming-note | $25.00 | 4/7/2011 1:47:54 PM |
| shrewd-deal | $25.00 | 4/7/2011 6:09:55 PM |
| Bank42 | $100.00 | 4/7/2011 5:27:44 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:07:51 AM |
| bobby5832708 | $50.00 | 4/8/2011 10:28:01 AM |
| antlr | $50.00 | 4/8/2011 10:47:18 AM |
| GodzillaLending | $25.00 | 4/8/2011 11:09:36 AM |
| tough-peso2 | $25.00 | 4/8/2011 10:54:09 AM |
| forthright-dedication | $50.00 | 4/8/2011 10:54:45 AM |
| acropiloterau2002 | $25.00 | 4/8/2011 11:01:35 AM |
| valiant-liberty4 | $25.00 | 4/8/2011 11:53:22 AM |
| Interstate_Rate | $250.00 | 4/8/2011 1:33:35 PM |
| aasx1108 | $25.00 | 4/8/2011 1:44:31 PM |
| marwadi-62 | $200.00 | 4/8/2011 2:07:19 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:19 PM |
| Cheburashka | $30.00 | 4/8/2011 5:48:34 PM |
| dtrain5 | $25.00 | 4/8/2011 7:36:56 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:09 PM |
| thedoctor | $100.00 | 4/9/2011 2:08:30 AM |
| acsej | $25.00 | 4/9/2011 10:08:00 AM |
| financial-frenzy | $25.00 | 4/9/2011 12:42:49 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:03:36 PM |
| cebgop | $25.00 | 4/10/2011 3:26:53 AM |
| r48 | $25.00 | 4/10/2011 4:36:56 AM |
| roadtruck | $25.00 | 4/10/2011 8:54:29 AM |
| squweech | $25.00 | 4/10/2011 11:01:12 AM |
| West_End_Local | $50.00 | 4/10/2011 2:34:30 PM |
| Google_Me | $84.48 | 4/10/2011 3:16:10 PM |
| dharma1 | $25.00 | 4/10/2011 4:26:36 PM |
| toronado | $50.00 | 4/10/2011 7:17:27 PM |
| rapid-currency | $25.00 | 4/10/2011 7:20:16 PM |
| Jassi | $25.00 | 4/10/2011 8:22:06 PM |
| lancetc | $50.00 | 4/10/2011 8:28:44 PM |
| lostprophet | $50.00 | 4/11/2011 5:17:54 AM |
| FoosMaster | $35.00 | 4/11/2011 7:11:53 AM |
| srgriff | $25.00 | 4/11/2011 9:19:47 AM |
| viecross | $25.00 | 4/11/2011 9:32:48 AM |
| top-emphatic-generosity | $35.00 | 4/11/2011 10:35:55 AM |
| jayh888 | $29.50 | 4/11/2011 9:52:35 AM |
| jigs0910 | $25.00 | 4/11/2011 10:17:13 AM |
| top-visionary-truth | $25.00 | 4/11/2011 1:12:52 PM |
| AceInTheHole | $25.00 | 4/11/2011 2:33:24 PM |
| orindalender | $50.00 | 4/11/2011 2:33:37 PM |
| kenji4861 | $50.00 | 3/30/2011 9:04:05 AM |
| Algernon | $25.00 | 3/30/2011 9:27:52 AM |
| exact-gold2 | $25.00 | 3/30/2011 9:37:02 AM |
| davisfl | $100.00 | 3/30/2011 1:17:36 PM |
| currency-persimmon | $100.00 | 3/30/2011 9:04:45 AM |
| minista | $25.00 | 3/30/2011 9:08:20 AM |
| scrappy-bonus2 | $25.00 | 3/30/2011 9:09:42 AM |
| jga516 | $25.00 | 3/30/2011 10:02:18 AM |
| Preteur | $25.00 | 3/30/2011 2:39:30 PM |
| reflective-rupee | $25.33 | 3/30/2011 10:23:01 AM |
| BaxterEvil | $25.00 | 3/30/2011 7:53:23 PM |
| thankful-nickel2 | $50.00 | 3/30/2011 8:32:24 PM |
| worthy-bid8 | $100.00 | 3/31/2011 2:50:40 AM |
| MONEYLENDER101 | $100.00 | 4/1/2011 5:44:05 AM |
| p40thawk | $50.00 | 4/1/2011 7:39:43 PM |
| Tradesmanlender | $100.00 | 4/2/2011 2:21:27 AM |
| Samvega | $50.00 | 4/4/2011 9:54:42 AM |
| meux99 | $25.00 | 4/4/2011 11:36:40 AM |
| emo13 | $100.00 | 4/4/2011 10:36:52 AM |
| power-mad-scientist | $25.00 | 4/4/2011 10:37:01 AM |
| indomitable-coin | $25.00 | 4/4/2011 1:18:58 PM |
| Tulalue | $25.00 | 4/5/2011 6:08:26 AM |
| a-responsible-return | $50.00 | 4/5/2011 2:40:04 AM |
| locomotive7 | $50.00 | 4/5/2011 11:23:08 PM |
| worthy-value1 | $50.00 | 4/6/2011 6:48:25 AM |
| Chosen-one | $25.00 | 4/6/2011 1:40:52 PM |
| Aggie88 | $100.00 | 4/6/2011 4:45:57 PM |
| unclejaef | $25.00 | 4/6/2011 12:21:48 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:28:23 AM |
| baseballfan111 | $50.00 | 4/6/2011 5:34:41 PM |
| kulender | $50.00 | 4/6/2011 5:25:58 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:04:03 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:05:49 AM |
| damage | $25.00 | 4/6/2011 10:52:36 PM |
| degster | $25.00 | 4/7/2011 10:24:30 AM |
| velocity-solo | $25.00 | 4/7/2011 5:28:48 PM |
| Emgolda | $25.00 | 4/8/2011 10:41:40 AM |
| MoonMama | $25.00 | 4/8/2011 10:54:00 AM |
| djh47a | $25.00 | 4/8/2011 12:47:58 PM |
| Tahoeguy | $50.00 | 4/8/2011 12:49:10 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:38 PM |
| UT2008 | $50.00 | 4/8/2011 1:40:57 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:28 PM |
| newest-bountiful-basis | $25.00 | 4/8/2011 3:19:51 PM |
| Castellan | $50.00 | 4/8/2011 5:37:30 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:11 PM |
| Hogpilot | $50.00 | 4/9/2011 1:01:52 AM |
| Bosslady123q | $25.00 | 4/9/2011 2:27:35 AM |
| Octavian315 | $35.00 | 4/9/2011 2:33:58 AM |
| ArtemisFitzlebottom | $50.00 | 4/9/2011 5:56:49 AM |
| Hexnut | $50.00 | 4/9/2011 9:32:52 AM |
| Captain88 | $25.00 | 4/9/2011 1:32:58 PM |
| mistertao | $25.00 | 4/9/2011 6:28:38 PM |
| ManhattanLender | $25.00 | 4/9/2011 7:27:17 PM |
| jtu55 | $25.00 | 4/9/2011 10:46:15 PM |
| jimduism | $50.00 | 4/9/2011 11:28:59 PM |
| GoingFishing | $25.00 | 4/10/2011 3:53:43 PM |
| BlindProphet | $50.00 | 4/10/2011 5:06:45 PM |
| TheReaderRabbit | $25.00 | 4/10/2011 5:51:42 PM |
| wealth-competitor | $25.00 | 4/10/2011 6:56:33 PM |
| freesia54 | $50.00 | 4/11/2011 8:21:52 AM |
| college_girl | $25.00 | 4/11/2011 9:19:30 AM |
| MO_Investor | $25.00 | 4/11/2011 9:34:51 AM |
| Earn_money | $25.77 | 4/11/2011 10:43:48 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:11:46 AM |
| radforj22 | $25.28 | 4/11/2011 12:21:45 PM |
| OKPapa | $28.27 | 4/11/2011 12:12:41 PM |
| HeavyDriver03 | $25.00 | 4/11/2011 2:33:34 PM |
| TennSquire | $50.00 | 4/11/2011 2:33:39 PM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
500250
This series of Notes was issued and sold upon the funding of the borrower loan #48565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $147.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,973 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-oracle |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2010)
740-759
(Aug-2008)
|
|
Principal balance:
| $2,392.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
debt consolidation and remodeling
Purpose of loan:
This loan will be used to...i have a high interest signature loan of $2,700.00 at a local loan company that i did only because it was quick and convenient. I also want to finish a little remodeling and tile work in one of my bathrooms that I started earlier and got into deeper than I thought I would.
My financial situation:
I am a good candidate for this loan because...I am a current Prosper customer and have made all my payments on time without any problems or hardships.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| selector568 | $50.00 | 4/1/2011 5:02:50 PM |
| Jynxie | $50.00 | 4/1/2011 5:05:12 PM |
| thankful-nickel2 | $25.00 | 4/1/2011 5:50:20 PM |
| organized-payment6 | $50.00 | 4/1/2011 5:03:54 PM |
| BxRealtor | $25.00 | 4/1/2011 5:06:19 PM |
| caring-hope2 | $50.00 | 4/2/2011 10:08:15 AM |
| AFairDeal | $100.00 | 4/1/2011 9:50:24 PM |
| payout-magician | $50.00 | 4/2/2011 7:56:50 AM |
| atbright | $25.00 | 4/2/2011 4:38:55 PM |
| LendingP2P | $75.00 | 4/4/2011 8:44:12 AM |
| socal-lender | $25.00 | 4/3/2011 12:08:57 PM |
| economy-tuba7 | $100.00 | 4/4/2011 10:25:19 AM |
| Tradesmanlender | $100.00 | 4/4/2011 5:22:50 PM |
| goodhearted-basis4 | $25.00 | 4/5/2011 1:04:46 PM |
| Moneypenny6 | $25.00 | 4/7/2011 9:01:31 AM |
| loyalty-sherpa | $25.00 | 4/7/2011 5:43:28 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:35 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:50 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:18 PM |
| ProjectVenture | $25.00 | 4/10/2011 6:57:40 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:39 PM |
| sparky1129 | $50.00 | 4/11/2011 7:02:07 AM |
| economy-beast | $25.00 | 4/11/2011 6:30:45 PM |
| Johnny1002 | $25.00 | 4/11/2011 9:01:02 PM |
| Drewkeeper | $25.00 | 4/12/2011 2:28:39 AM |
| honorable-vigilance | $70.00 | 4/12/2011 7:59:25 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:04 AM |
| myidear | $25.00 | 4/12/2011 1:09:00 PM |
| radforj22 | $25.00 | 4/12/2011 3:38:01 PM |
| Exibility-Inc | $25.00 | 4/12/2011 5:03:42 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:22 AM |
| b1geasy | $25.58 | 4/12/2011 9:10:08 PM |
| payout-reaction740 | $25.00 | 4/13/2011 11:49:42 AM |
| dollarboy | $25.00 | 4/13/2011 11:51:16 AM |
| frooogal | $50.00 | 4/13/2011 11:54:40 AM |
| djh47a | $25.00 | 4/13/2011 12:05:33 PM |
| market-assembler | $50.00 | 4/13/2011 11:43:18 AM |
| wise-blazing-currency | $30.98 | 4/13/2011 5:16:59 PM |
| cash-professor | $25.00 | 4/13/2011 6:45:55 PM |
| InspireLife | $30.99 | 4/13/2011 5:46:16 PM |
| mistertao | $25.00 | 4/13/2011 9:41:57 PM |
| nad139 | $35.00 | 4/13/2011 7:45:19 PM |
| rce1964 | $25.00 | 4/14/2011 2:12:37 AM |
| OnePoorDude | $50.00 | 4/14/2011 7:20:04 AM |
| Lam0nt | $25.00 | 4/14/2011 7:42:23 AM |
| 6moonbeams | $50.00 | 4/14/2011 9:24:38 AM |
| productive-finance | $30.00 | 4/14/2011 9:42:51 AM |
| fcukciti | $25.00 | 4/14/2011 9:21:57 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:37:48 AM |
| gold-sushi | $25.00 | 4/14/2011 9:47:04 AM |
| billk333 | $25.00 | 4/14/2011 9:51:36 AM |
| Eagledrop | $25.00 | 4/14/2011 10:04:39 AM |
| slartibardfast | $25.00 | 4/14/2011 12:14:14 PM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:34:53 AM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:33:48 PM |
| Bank_of_E-Ville | $25.00 | 4/14/2011 12:44:45 PM |
| r48 | $28.00 | 4/1/2011 5:08:11 PM |
| indomitable-coin | $50.00 | 4/1/2011 5:21:47 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:39 PM |
| oskizzle | $25.00 | 4/1/2011 9:49:15 PM |
| engaging-worth | $25.00 | 4/1/2011 6:07:44 PM |
| hookUup | $25.00 | 4/1/2011 6:26:32 PM |
| Johnab | $25.00 | 4/2/2011 6:45:50 AM |
| FinDoc | $25.00 | 4/2/2011 2:50:08 AM |
| simplelender80 | $100.00 | 4/1/2011 5:06:08 PM |
| Zolton | $100.00 | 4/1/2011 5:06:27 PM |
| patriot897 | $25.00 | 4/1/2011 5:06:51 PM |
| leverage-gravitas | $25.00 | 4/2/2011 7:54:58 AM |
| currency-persimmon | $100.00 | 4/2/2011 12:34:35 PM |
| RandyL3 | $25.00 | 4/2/2011 12:53:18 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:17 AM |
| Chutney | $25.00 | 4/2/2011 2:43:11 PM |
| dproxima | $25.00 | 4/3/2011 12:59:10 PM |
| tolerant-dinero2 | $25.00 | 4/4/2011 10:32:38 AM |
| heerzaquestion | $50.00 | 4/4/2011 10:33:51 AM |
| CPA-Banker | $25.18 | 4/4/2011 2:23:56 PM |
| 850 | $50.00 | 4/4/2011 7:40:19 PM |
| swissbanker | $25.00 | 4/5/2011 7:18:20 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:28 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 10:05:34 AM |
| hostbank | $100.00 | 4/7/2011 9:58:12 AM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:51 PM |
| agbullet55443 | $100.00 | 4/9/2011 10:49:08 PM |
| principal-bull | $25.00 | 4/10/2011 7:22:13 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:21 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:00 AM |
| dood2112 | $25.00 | 4/11/2011 12:23:25 PM |
| enthralling-deal180 | $50.00 | 4/11/2011 8:27:56 PM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:42 AM |
| svandals | $52.12 | 4/12/2011 1:17:28 PM |
| loot-heart | $25.00 | 4/12/2011 2:44:27 PM |
| jescowa | $50.00 | 4/12/2011 4:24:56 PM |
| rmbot | $75.00 | 4/12/2011 5:44:34 PM |
| marshallmanhattan | $25.00 | 4/13/2011 6:54:09 AM |
| JGONZ13850 | $25.00 | 4/13/2011 10:11:59 AM |
| aloantime07 | $25.00 | 4/13/2011 12:09:10 PM |
| grampy48 | $25.00 | 4/13/2011 12:30:22 PM |
| euro-deployment | $25.00 | 4/13/2011 1:29:17 PM |
| HumRaahee | $100.00 | 4/13/2011 4:50:51 PM |
| benefit-trident | $25.00 | 4/13/2011 5:09:09 PM |
| trident9 | $50.00 | 4/13/2011 5:43:20 PM |
| syounker | $25.00 | 4/13/2011 7:07:35 PM |
| dontletmoneyfoolya | $25.00 | 4/13/2011 11:05:16 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:39 AM |
| catterpillar | $50.00 | 4/14/2011 12:14:26 AM |
| wwwUniversal | $25.00 | 4/14/2011 2:36:03 AM |
| ouyangers | $25.00 | 4/14/2011 10:19:16 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:25 AM |
| ranstlin | $25.00 | 4/14/2011 9:48:32 AM |
| lokiswolf | $27.00 | 4/14/2011 9:47:46 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:15 PM |
| Cutts | $25.00 | 4/14/2011 1:01:45 PM |
| w3alter | $100.00 | 4/14/2011 4:18:52 PM |
| uralrider | $69.27 | 4/14/2011 1:51:20 PM |
| Residuum | $50.00 | 4/14/2011 3:16:44 PM |
| rebelduke | $50.00 | 4/14/2011 3:36:41 PM |
| MilitaryAV8R | $25.00 | 4/14/2011 3:07:01 PM |
| benjamins-utopia | $100.00 | 4/14/2011 4:20:33 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
500322
This series of Notes was issued and sold upon the funding of the borrower loan #48563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,200.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $312.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,165 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-piccolo |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan to exit consolidation
Purpose of loan: to pay off final creditor (Amex) in credit consolidation I entered into September, 2008. Made all payments on time and this is my final creditor, would like to get it behind me.
This loan will be used to... pay off Amex through Creditguard of America.
My financial situation: good, just looking to exit credit consolidation and need to pay off Amex (just under $10k) so I will be out of consolidation. Only other creditors are mortgage and car, both secured. Always paid on time.
I am a good candidate for this loan because...I have a stable job with a strong salary and a probability of promotion and raise in 2011. And have changed my spending while increasing earning in contemplation of getting married in next couple years. I have made all payments timely since consolidation, and even before then still made my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the Interest rate you are trying to replace? - JGuide
A:
9.99% is the interest rate I am seeking to replace, although that number does not contemplate the fee that the credit counseling service charges. Right now I pay $822/mo, and of that only $765 actually is applied to the Amex balance.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| macgeek | $69.75 | 4/2/2011 12:44:23 PM |
| neighborly-hope6 | $50.00 | 4/2/2011 12:46:28 PM |
| bds9646 | $26.00 | 4/2/2011 12:46:59 PM |
| logical-reward8 | $25.00 | 4/2/2011 12:02:46 PM |
| availableloan | $25.00 | 4/2/2011 12:02:57 PM |
| kenji4861 | $50.00 | 4/2/2011 12:03:51 PM |
| the-dollar-topper | $100.00 | 4/2/2011 12:03:57 PM |
| mrpowers5531 | $25.00 | 4/2/2011 12:06:12 PM |
| currency-persimmon | $100.00 | 4/2/2011 12:27:25 PM |
| DukSerduk | $25.00 | 4/2/2011 12:02:49 PM |
| minista | $25.00 | 4/2/2011 12:04:00 PM |
| worthy-bid8 | $100.00 | 4/3/2011 10:34:59 AM |
| exact-gold2 | $50.00 | 4/4/2011 10:13:46 AM |
| lloyd_s | $25.00 | 4/4/2011 10:14:47 AM |
| bonus-cougar | $25.00 | 4/3/2011 7:52:26 AM |
| skuba | $50.00 | 4/4/2011 10:37:05 AM |
| WilliamLeeSims | $25.00 | 4/4/2011 10:22:41 AM |
| meux99 | $25.00 | 4/4/2011 11:36:52 AM |
| kyomoon | $50.00 | 4/4/2011 2:53:56 PM |
| Tom579 | $50.00 | 4/4/2011 6:27:45 PM |
| cloud8 | $100.00 | 4/4/2011 9:42:53 PM |
| AmericanCredit | $25.00 | 4/5/2011 4:31:21 PM |
| SchaeferJ | $25.00 | 4/6/2011 9:28:01 AM |
| power-companion7 | $100.00 | 4/6/2011 9:31:16 AM |
| davisfl | $100.00 | 4/6/2011 9:27:56 AM |
| Tech-Entrepreneur | $25.00 | 4/6/2011 12:38:52 PM |
| friendlyviking | $25.00 | 4/6/2011 5:34:39 PM |
| MrDavid | $100.00 | 4/6/2011 9:43:07 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:04:52 AM |
| wbahl | $25.00 | 4/6/2011 5:05:47 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:08:10 AM |
| damage | $25.00 | 4/8/2011 10:53:53 AM |
| worthy-value1 | $50.00 | 4/8/2011 12:42:25 PM |
| locomotive7 | $50.00 | 4/8/2011 12:41:33 PM |
| Tahoeguy | $50.00 | 4/8/2011 12:49:30 PM |
| sparky1129 | $50.00 | 4/8/2011 1:32:06 PM |
| UT2008 | $50.00 | 4/8/2011 1:41:12 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:41 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:22 PM |
| Hogpilot | $50.00 | 4/9/2011 1:02:09 AM |
| gogrannygo | $25.00 | 4/9/2011 7:03:00 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:00 PM |
| BlindProphet | $50.00 | 4/10/2011 5:07:00 PM |
| toronado | $50.00 | 4/10/2011 7:18:41 PM |
| toocautious | $100.00 | 4/10/2011 9:09:59 PM |
| ore-genius2 | $100.00 | 4/11/2011 11:11:59 AM |
| Jofga | $50.00 | 4/11/2011 11:58:55 AM |
| acsej | $25.00 | 4/11/2011 2:38:08 PM |
| lancetc | $50.00 | 4/11/2011 2:48:17 PM |
| mizount | $25.00 | 4/11/2011 6:08:01 PM |
| BaxterEvil | $25.00 | 4/11/2011 6:58:45 PM |
| octoberfresh | $30.00 | 4/12/2011 2:21:05 AM |
| zone6 | $50.00 | 4/12/2011 2:48:12 AM |
| jmainc | $25.00 | 4/12/2011 3:38:41 AM |
| dumbass | $25.00 | 4/12/2011 3:39:29 AM |
| credit-investor5 | $50.00 | 4/12/2011 3:36:59 AM |
| dharma1 | $25.00 | 4/12/2011 3:39:27 AM |
| interest-fox7 | $50.00 | 4/12/2011 9:32:02 AM |
| velocity-solo | $25.00 | 4/12/2011 2:39:28 PM |
| Cheburashka | $30.00 | 4/13/2011 8:32:01 AM |
| nuclearmoose | $40.00 | 4/13/2011 9:47:30 AM |
| wamozart | $50.00 | 4/13/2011 12:43:46 PM |
| saysana | $25.00 | 4/13/2011 1:52:01 PM |
| FL-Lender | $25.00 | 4/13/2011 7:45:40 PM |
| hookUup | $31.32 | 4/13/2011 8:00:28 PM |
| a-tranquil-liberty | $25.00 | 4/13/2011 5:37:00 PM |
| dontletmoneyfoolya | $25.00 | 4/13/2011 11:11:07 PM |
| objective-investor | $250.00 | 4/13/2011 7:40:51 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:52:29 PM |
| Freedomforme16 | $40.00 | 4/13/2011 8:10:16 PM |
| authoritative-loot | $25.00 | 4/13/2011 11:07:05 PM |
| revmax | $48.70 | 4/14/2011 2:38:31 AM |
| thedoctor | $32.23 | 4/14/2011 1:45:20 AM |
| Aggie88 | $125.00 | 4/14/2011 3:20:58 AM |
| Hanalei712 | $50.00 | 4/14/2011 9:25:55 AM |
| blLending | $25.00 | 4/14/2011 10:31:33 AM |
| frankdelraza | $25.00 | 4/14/2011 9:49:50 AM |
| Chuck9802 | $50.00 | 4/14/2011 9:51:53 AM |
| FoosMaster | $25.36 | 4/14/2011 10:54:17 AM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:33:39 AM |
| ZackZoo | $100.00 | 4/14/2011 3:40:52 PM |
| jfd287 | $50.00 | 4/15/2011 5:54:54 AM |
| gzeo | $25.00 | 4/15/2011 5:55:39 AM |
| The_Loan_Ranger | $50.00 | 4/14/2011 7:39:59 PM |
| mikeleib | $25.00 | 4/15/2011 6:06:03 AM |
| adhawan325 | $25.00 | 4/15/2011 6:06:49 AM |
| DreamQuestFunding | $25.00 | 4/15/2011 6:20:04 AM |
| anyoi | $29.61 | 4/15/2011 6:21:28 AM |
| ronkr | $47.74 | 4/15/2011 5:39:44 AM |
| BiggestG | $25.00 | 4/15/2011 5:48:17 AM |
| Mark-O-Polo | $50.00 | 4/15/2011 5:54:47 AM |
| bold-treasure-neutrino | $30.00 | 4/15/2011 7:46:29 AM |
| LowLeftJim | $25.00 | 4/15/2011 6:04:58 AM |
| spenrod | $37.77 | 4/15/2011 6:05:35 AM |
| estancias | $25.00 | 4/15/2011 4:42:31 AM |
| L-vex | $25.00 | 4/15/2011 6:06:33 AM |
| johannesfactotum | $45.01 | 4/15/2011 5:40:09 AM |
| Emgolda | $25.00 | 4/15/2011 6:21:33 AM |
| steely_dan34 | $25.00 | 4/15/2011 5:47:39 AM |
| PA2LA | $25.00 | 4/15/2011 6:07:48 AM |
| monstersdad | $100.00 | 4/15/2011 6:24:38 AM |
| networks4ever | $25.00 | 4/15/2011 7:01:39 AM |
| Marfloogan | $25.00 | 4/15/2011 6:35:57 AM |
| whistledicksmith | $50.00 | 4/15/2011 6:36:51 AM |
| power-expert | $25.00 | 4/15/2011 7:15:14 AM |
| afotherg | $66.50 | 4/15/2011 6:42:59 AM |
| latestone | $25.00 | 4/15/2011 6:52:10 AM |
| tj1683 | $25.00 | 4/15/2011 7:03:00 AM |
| skillful-diversification2 | $25.00 | 4/15/2011 7:31:42 AM |
| seabass123 | $25.00 | 4/15/2011 8:09:24 AM |
| iem2509 | $25.00 | 4/15/2011 8:34:02 AM |
| Timchenko_LLC | $25.00 | 4/15/2011 9:22:42 AM |
| B1-Lancer | $50.00 | 4/15/2011 9:18:33 AM |
| Preteur | $25.00 | 4/2/2011 12:46:56 PM |
| community-pipeline | $25.00 | 4/2/2011 12:47:47 PM |
| patriot897 | $50.00 | 4/2/2011 12:53:15 PM |
| p40thawk | $50.00 | 4/2/2011 1:03:33 PM |
| fantastic-openness | $100.00 | 4/2/2011 12:03:55 PM |
| engaging-yield4 | $50.00 | 4/2/2011 12:44:57 PM |
| blot44 | $25.00 | 4/2/2011 12:03:09 PM |
| shamrocker | $25.00 | 4/2/2011 12:04:13 PM |
| awwaww | $80.00 | 4/2/2011 12:46:21 PM |
| axl163 | $25.00 | 4/2/2011 1:03:56 PM |
| reflective-rupee | $44.44 | 4/2/2011 4:56:22 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:07:30 AM |
| Tradesmanlender | $100.00 | 4/5/2011 2:10:04 AM |
| authoritative-capital | $25.00 | 4/5/2011 7:08:59 AM |
| pragmatic-contract | $50.00 | 4/5/2011 12:32:33 PM |
| jescowa | $50.00 | 4/5/2011 6:12:05 PM |
| serene-truth2 | $50.00 | 4/5/2011 9:29:26 PM |
| Anny-Disco | $25.00 | 4/6/2011 12:23:11 AM |
| indomitable-coin | $50.00 | 4/6/2011 4:57:39 AM |
| astute-fairness0 | $25.00 | 4/6/2011 6:18:48 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:13 AM |
| iolaire | $25.00 | 4/7/2011 10:58:32 AM |
| unclejaef | $25.00 | 4/7/2011 8:33:32 PM |
| balanced-bill7 | $49.34 | 4/7/2011 6:16:52 PM |
| benjamins-utopia | $100.00 | 4/7/2011 8:33:42 PM |
| helpishere777 | $50.00 | 4/8/2011 12:41:19 PM |
| emo13 | $100.00 | 4/8/2011 12:41:26 PM |
| a-responsible-return | $50.00 | 4/8/2011 12:42:15 PM |
| djh47a | $25.00 | 4/8/2011 12:48:10 PM |
| kulender | $50.00 | 4/8/2011 1:15:07 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:21 PM |
| dtrain5 | $25.00 | 4/8/2011 7:37:10 PM |
| degster | $25.00 | 4/9/2011 3:27:19 AM |
| financial-frenzy | $25.00 | 4/9/2011 12:43:02 PM |
| gojackgo | $50.00 | 4/9/2011 2:22:14 PM |
| Jassi | $25.00 | 4/10/2011 8:22:21 PM |
| -Me | $50.00 | 4/11/2011 7:02:21 AM |
| srgriff | $25.00 | 4/11/2011 9:19:58 AM |
| power-mad-scientist | $25.00 | 4/11/2011 2:34:11 PM |
| financelover | $50.00 | 4/11/2011 2:34:50 PM |
| Interstate_Rate | $250.00 | 4/11/2011 2:35:19 PM |
| aasx1108 | $25.00 | 4/11/2011 2:35:23 PM |
| myworld701 | $25.00 | 4/11/2011 4:23:54 PM |
| Johnny1002 | $25.00 | 4/11/2011 9:03:07 PM |
| GodzillaLending | $25.00 | 4/12/2011 3:38:27 AM |
| cash-merry-maker | $25.00 | 4/12/2011 10:53:32 AM |
| ytjameslee | $50.00 | 4/12/2011 3:31:48 PM |
| rmbot | $75.00 | 4/12/2011 5:44:51 PM |
| Lender0010 | $100.00 | 4/13/2011 12:04:26 AM |
| newyork6264 | $25.00 | 4/13/2011 6:56:56 AM |
| LenderByDay | $25.00 | 4/13/2011 5:47:00 AM |
| the_prince | $50.00 | 4/13/2011 7:19:38 AM |
| radforj22 | $28.40 | 4/13/2011 12:22:13 PM |
| frooogal | $50.00 | 4/13/2011 11:56:10 AM |
| high-five544 | $100.00 | 4/13/2011 3:10:40 PM |
| syounker | $25.00 | 4/13/2011 7:07:42 PM |
| sunny-justice9 | $100.00 | 4/13/2011 8:45:13 PM |
| quick | $50.00 | 4/13/2011 9:00:04 PM |
| exchange-cub | $70.00 | 4/13/2011 10:02:57 PM |
| ramsbladder | $25.00 | 4/14/2011 2:14:33 AM |
| adventure0 | $200.00 | 4/13/2011 9:41:40 PM |
| wishbone | $100.00 | 4/13/2011 11:31:52 PM |
| sunny-justice9 | $50.00 | 4/13/2011 11:57:14 PM |
| jmb_lending | $300.00 | 4/13/2011 10:42:55 PM |
| johngaltline | $25.00 | 4/14/2011 2:38:53 AM |
| valiant-liberty4 | $25.00 | 4/14/2011 2:47:22 AM |
| depalma13 | $50.00 | 4/14/2011 3:13:09 AM |
| vegaslender88 | $50.00 | 4/13/2011 11:27:11 PM |
| LendingRyan | $25.00 | 4/14/2011 7:57:11 AM |
| mistertao | $25.00 | 4/14/2011 9:25:36 AM |
| pwkpwk | $25.00 | 4/14/2011 9:49:54 AM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:34:02 PM |
| paddatjie | $50.00 | 4/14/2011 10:22:01 AM |
| wise-silver-wonder | $25.00 | 4/14/2011 11:22:33 AM |
| FoosMaster | $25.00 | 4/14/2011 10:53:53 AM |
| MasterJin | $25.00 | 4/14/2011 12:06:45 PM |
| thankful-nickel2 | $50.00 | 4/14/2011 4:06:38 PM |
| rockytop | $55.00 | 4/14/2011 4:20:36 PM |
| Loan-Mart | $100.00 | 4/14/2011 4:24:13 PM |
| conductor146 | $25.00 | 4/14/2011 5:22:23 PM |
| encore02 | $100.00 | 4/14/2011 5:19:53 PM |
| doc1 | $100.00 | 4/14/2011 6:45:46 PM |
| Weaverville | $50.00 | 4/14/2011 7:06:48 PM |
| Spiv_51 | $25.00 | 4/15/2011 2:59:16 AM |
| Sixmil | $31.35 | 4/15/2011 5:48:02 AM |
| Schuld66 | $50.00 | 4/15/2011 5:54:58 AM |
| tenacious-payout | $50.00 | 4/14/2011 8:57:27 PM |
| here2lend | $25.00 | 4/15/2011 6:21:09 AM |
| cleared2land | $25.00 | 4/15/2011 6:38:00 AM |
| Railbird | $50.00 | 4/15/2011 6:43:11 AM |
| rmachi | $25.00 | 4/15/2011 5:39:24 AM |
| lenderforyoutoday | $50.00 | 4/15/2011 6:05:48 AM |
| Strato | $25.02 | 4/15/2011 5:47:10 AM |
| compoundinterest | $50.00 | 4/15/2011 5:48:28 AM |
| fiscal65 | $50.00 | 4/15/2011 6:21:38 AM |
| arenangelchild | $50.00 | 4/15/2011 6:22:34 AM |
| newfoundation | $25.00 | 4/15/2011 6:51:18 AM |
| dma1206 | $34.87 | 4/15/2011 6:22:48 AM |
| Aimvest | $25.00 | 4/15/2011 6:25:19 AM |
| randomguy100 | $25.00 | 4/15/2011 6:36:45 AM |
| Natronpee | $25.00 | 4/15/2011 6:37:03 AM |
| market-socrates4 | $32.42 | 4/15/2011 7:34:16 AM |
| mdreiss | $50.00 | 4/15/2011 7:40:00 AM |
| ivar | $50.00 | 4/15/2011 8:06:08 AM |
| greenback-guard | $25.00 | 4/15/2011 9:14:39 AM |
| pine643 | $41.44 | 4/15/2011 9:20:02 AM |
| 219 Investments
|
Borrower Payment Dependent Notes Series
500936
This series of Notes was issued and sold upon the funding of the borrower loan #48580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 6m |
|
Amount delinquent:
| $1,512 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,459 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unrivaled-loyalty7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I Found Her!!!
Purpose of loan:
This loan will be used to... Marry the girl of my dreams
My financial situation:
I am a good candidate for this loan because... I have been recovering from financial mistakes made over my younger years at a furious pace. I will never allow myself to get into that predicament again. It has been too hard to get to where I am now, and I still have a ways to go.
However, as I walk the path of financial prudence and responsibility, I also have met the most wonderful girl imaginable. I want to take her off the market immediately and show her my commitment.
Monthly net income: $4400
Monthly expenses: $ 600
Housing: $700
Insurance: $200
Car expenses: $0
Utilities: $ 200
Phone, cable, internet: $92
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
what's the delinquency and public record? will your spouse have income to contribute? thanks - shrewd-income
A:
Thanks for asking about this. The public record is from a bankruptcy that I went through back in 2000. It is due to come off completely this October.
And the delinquency came after a dispute with my old apartment leasing company. I've managed to get it removed from my Transunion and I believe Equifax report, and I've just been waiting for it to fall off from Experian now which is also due later this year.
(Apr-07-2011)
Q:
I see you have one current delinquency. What is that for and do you have a plan to resolve it? Thanks, and best of luck with your lady! ;-) - StarshineXL
A:
Hi there, thanks for your question. The delinquency was for an old apartment lease and I have successfully disputed it and had it removed from two of the bureaus. I just need to finish the deed and submit a dispute again to have it removed from Experian.
Also it is worth noting that the account has nearly reached the 7 year mark so either way it should be coming off on its own in the coming months.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| flwah | $25.00 | 4/5/2011 9:02:25 AM |
| simplelender80 | $100.00 | 4/5/2011 9:03:47 AM |
| zippy-interest | $25.00 | 4/5/2011 9:04:19 AM |
| value-allocator1 | $100.00 | 4/5/2011 9:08:52 AM |
| lucrative-transparency0 | $50.00 | 4/5/2011 4:20:40 PM |
| PatRichi | $25.00 | 4/5/2011 9:02:43 AM |
| w3alter | $100.00 | 4/5/2011 9:05:33 AM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 9:08:48 AM |
| 2grindstones | $25.00 | 4/5/2011 4:55:51 PM |
| SolarMoonshine | $25.00 | 4/5/2011 6:22:27 PM |
| RMB-Investments | $25.00 | 4/5/2011 4:17:09 PM |
| DadWarbucks | $50.00 | 4/5/2011 4:25:32 PM |
| affluence-tycoon | $50.00 | 4/5/2011 4:36:08 PM |
| BradP | $25.00 | 4/6/2011 7:54:38 AM |
| fcb202 | $50.00 | 4/6/2011 2:25:33 PM |
| CashFlow13 | $2,000.00 | 4/6/2011 7:14:31 PM |
| shrewd-income | $25.00 | 4/7/2011 10:13:18 AM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:36:14 PM |
| intrepid-loot | $25.00 | 4/7/2011 7:43:39 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:37 PM |
| IASKGOD | $25.00 | 4/8/2011 5:37:17 PM |
| loyaltyologist | $25.00 | 4/8/2011 6:11:05 PM |
| wise-benjamins-fortress | $25.00 | 4/8/2011 11:21:04 PM |
| investment-habanero8 | $100.00 | 4/9/2011 4:15:20 AM |
| frogperson | $100.00 | 4/9/2011 8:31:53 AM |
| nextar | $92.00 | 4/9/2011 12:02:47 PM |
| 1randyp | $100.00 | 4/9/2011 2:54:43 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:51:54 PM |
| wealth-competitor | $25.00 | 4/10/2011 6:53:27 PM |
| ore-accord | $25.00 | 4/10/2011 9:39:54 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:04 PM |
| silver-enlightenment0 | $125.00 | 4/11/2011 7:14:07 AM |
| euro-spark | $100.00 | 4/11/2011 12:13:41 PM |
| golffish2 | $25.00 | 4/12/2011 6:38:20 AM |
| Rip128 | $50.00 | 4/12/2011 6:42:53 AM |
| Lubava | $29.16 | 4/12/2011 9:29:23 AM |
| Rulea72 | $30.74 | 4/12/2011 11:22:26 AM |
| TheGameTable | $49.08 | 4/12/2011 11:41:19 AM |
| panda14 | $25.00 | 4/12/2011 2:37:45 PM |
| shrewd-income | $81.54 | 4/12/2011 3:49:50 PM |
| ingenious-deal6 | $25.00 | 4/5/2011 9:06:57 AM |
| suave-dime6 | $25.00 | 4/5/2011 9:07:50 AM |
| kulender | $50.00 | 4/5/2011 1:41:00 PM |
| tech310 | $50.00 | 4/5/2011 3:54:52 PM |
| Weaverville | $25.00 | 4/5/2011 4:23:00 PM |
| cash-raccoon | $25.00 | 4/5/2011 9:02:51 AM |
| DHolly | $25.00 | 4/5/2011 9:14:16 AM |
| thelovebug | $50.00 | 4/5/2011 6:11:37 PM |
| zorg77 | $25.00 | 4/6/2011 4:53:05 PM |
| s_man1 | $50.00 | 4/7/2011 5:31:43 AM |
| zotzot | $25.44 | 4/7/2011 7:45:42 AM |
| Invest_in_residual_income | $100.00 | 4/7/2011 12:21:54 PM |
| Land_on_your_feet | $25.00 | 4/7/2011 6:43:43 PM |
| kristof2007 | $200.00 | 4/8/2011 9:32:00 AM |
| aquistoyraul | $25.00 | 4/8/2011 1:03:40 PM |
| jerrymaguire | $25.00 | 4/8/2011 5:33:52 PM |
| handy-justice | $50.00 | 4/9/2011 5:50:04 PM |
| handshake52 | $25.00 | 4/10/2011 8:12:58 PM |
| Rogelio48 | $30.00 | 4/11/2011 7:13:01 AM |
| partyplan | $35.00 | 4/11/2011 10:19:19 AM |
| agreement-welder | $100.00 | 4/11/2011 12:15:53 PM |
| payout-bridge | $100.00 | 4/11/2011 7:46:18 PM |
| jules3304 | $25.00 | 4/12/2011 6:14:33 AM |
| worthy-bid8 | $25.00 | 4/12/2011 6:34:02 AM |
| Makingitrain | $25.00 | 4/12/2011 9:32:54 AM |
| rate-sceptre | $32.12 | 4/12/2011 10:27:22 AM |
| hektek22 | $600.00 | 4/12/2011 10:35:36 AM |
| drb4ever | $25.00 | 4/12/2011 10:59:59 AM |
| upbeat-finance8 | $25.00 | 4/12/2011 11:11:21 AM |
| jasjac0105 | $29.92 | 4/12/2011 11:37:43 AM |
| dsgfl1 | $35.00 | 4/12/2011 12:53:06 PM |
| dime-vista2 | $25.00 | 4/12/2011 12:57:23 PM |
| green-dollar-equinox | $30.00 | 4/12/2011 1:09:51 PM |
| green-dollar-equinox | $25.00 | 4/12/2011 1:10:58 PM |
| mammalian4 | $25.00 | 4/12/2011 3:48:36 PM |
| persistent-income2 | $25.00 | 4/12/2011 3:29:12 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
501056
This series of Notes was issued and sold upon the funding of the borrower loan #48568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,730 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-storm |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
Consolidation
My financial situation:
I am a good candidate for this loan because...
great credit
Monthly net income: $2600
Monthly expenses: $1374
Housing: $400
Insurance: $200
Car expenses: $245
Utilities: $380
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $340
Other expenses: $
n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| selector568 | $100.00 | 4/6/2011 9:04:03 AM |
| diplomatic-wealth7 | $25.00 | 4/6/2011 9:06:52 AM |
| compassion-paladin042 | $25.00 | 4/6/2011 9:19:15 AM |
| DasMula | $27.00 | 4/6/2011 2:14:45 PM |
| Weaverville | $25.00 | 4/6/2011 4:48:12 PM |
| 2grindstones | $25.00 | 4/6/2011 12:34:23 PM |
| ASR3 | $50.00 | 4/6/2011 1:00:27 PM |
| restless-dime | $50.00 | 4/6/2011 2:52:24 PM |
| simplelender80 | $200.00 | 4/6/2011 9:02:56 AM |
| thelovebug | $50.00 | 4/6/2011 5:42:54 PM |
| SolarMoonshine | $25.00 | 4/6/2011 6:30:14 PM |
| helpishere777 | $25.00 | 4/6/2011 11:18:31 AM |
| econgineer | $50.00 | 4/7/2011 1:27:04 AM |
| fcb202 | $50.00 | 4/6/2011 2:24:56 PM |
| Invest4kids | $35.00 | 4/6/2011 3:07:44 PM |
| larryboy10 | $25.00 | 4/6/2011 6:12:31 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:33 AM |
| 1point21gigawatts | $50.00 | 4/7/2011 4:40:57 PM |
| responsible-worth113 | $35.00 | 4/7/2011 2:33:30 PM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:39:00 PM |
| loanman2007 | $25.00 | 4/7/2011 11:14:00 AM |
| 1-HARD-HEAD | $25.25 | 4/8/2011 5:24:09 PM |
| cash-queen | $25.00 | 4/8/2011 9:36:21 PM |
| aquistoyraul | $25.00 | 4/9/2011 4:32:48 AM |
| handy-justice | $50.00 | 4/10/2011 5:01:53 AM |
| felicity-daydream | $50.00 | 4/10/2011 8:47:56 AM |
| loss-of-control | $50.00 | 4/10/2011 7:13:38 PM |
| NYBIZ | $25.00 | 4/11/2011 5:37:40 PM |
| intrepid-loot | $25.00 | 4/11/2011 5:53:30 PM |
| shrewd-income | $50.00 | 4/12/2011 6:44:48 PM |
| buffalobills | $25.00 | 4/13/2011 7:39:11 AM |
| kingbob | $25.00 | 4/13/2011 9:47:02 AM |
| sudeep104 | $25.00 | 4/13/2011 12:23:27 PM |
| itskarma | $25.00 | 4/13/2011 2:58:26 PM |
| excellent-reward323 | $88.35 | 4/13/2011 3:08:11 PM |
| cash-cymbal3 | $50.00 | 4/13/2011 1:58:20 PM |
| jordanicolas | $25.00 | 4/14/2011 4:48:12 AM |
| draggon77 | $25.00 | 4/14/2011 2:29:50 AM |
| VikingLender | $25.00 | 4/14/2011 5:22:37 AM |
| shrewd-income | $38.93 | 4/14/2011 7:33:29 AM |
| ColoradoLender82 | $25.00 | 4/14/2011 9:20:51 AM |
| Makingitrain | $25.00 | 4/14/2011 9:49:05 AM |
| Nerdster1 | $25.08 | 4/14/2011 9:32:43 AM |
| prodigy525 | $25.00 | 4/14/2011 9:56:17 AM |
| Bob450 | $25.00 | 4/6/2011 9:05:06 AM |
| gain-gourd | $41.52 | 4/6/2011 10:22:30 AM |
| JustMee | $25.00 | 4/6/2011 11:41:37 AM |
| purpledog18 | $50.00 | 4/6/2011 1:16:08 PM |
| ryclsun | $50.00 | 4/6/2011 1:16:15 PM |
| reflective-rupee | $44.44 | 4/6/2011 9:44:20 AM |
| treasure-pipeline | $50.00 | 4/6/2011 10:23:29 AM |
| mrxtravis | $25.00 | 4/6/2011 2:52:42 PM |
| s_man1 | $50.00 | 4/6/2011 3:10:28 PM |
| suave-dime6 | $25.00 | 4/6/2011 9:04:25 AM |
| ingenious-deal6 | $25.00 | 4/6/2011 9:05:52 AM |
| brightest-dignified-penny | $25.00 | 4/6/2011 4:27:19 PM |
| power-bluebird2 | $100.00 | 4/6/2011 9:25:01 AM |
| steamboatgal | $50.00 | 4/6/2011 6:42:32 PM |
| Artist_Blue | $25.00 | 4/6/2011 11:18:45 AM |
| grotheik | $25.00 | 4/6/2011 8:33:56 PM |
| RyanM561 | $25.00 | 4/7/2011 7:39:30 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:18 AM |
| transformer855 | $25.00 | 4/6/2011 11:00:11 PM |
| reward-awakening | $25.00 | 4/7/2011 12:08:23 PM |
| wealth-multiplier | $25.00 | 4/7/2011 8:11:16 PM |
| bright-exchange | $25.00 | 4/7/2011 8:17:17 PM |
| saxaphone6 | $25.00 | 4/8/2011 8:03:51 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:29 PM |
| frogperson | $50.00 | 4/9/2011 8:32:32 AM |
| IASKGOD | $25.00 | 4/9/2011 10:24:02 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:16 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:41 PM |
| income-rocker2 | $91.83 | 4/11/2011 8:14:51 AM |
| jules3304 | $25.00 | 4/12/2011 6:31:42 AM |
| greencat | $50.00 | 4/12/2011 7:21:11 AM |
| CashFlow13 | $700.00 | 4/12/2011 5:51:28 PM |
| money-fort | $25.00 | 4/12/2011 10:02:33 PM |
| social-heart | $25.00 | 4/13/2011 9:37:40 PM |
| dough-hammock | $25.00 | 4/13/2011 9:42:22 PM |
| investment-habanero8 | $100.00 | 4/14/2011 4:02:22 AM |
| Rip128 | $25.00 | 4/14/2011 5:10:43 AM |
| duty-monger | $50.00 | 4/14/2011 4:34:07 AM |
| dough-hammock | $25.00 | 4/14/2011 9:07:28 AM |
| winterest | $100.00 | 4/14/2011 10:50:57 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
501518
This series of Notes was issued and sold upon the funding of the borrower loan #48562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $106.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $4,273 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $2,920 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| margjane |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
580-599
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Trying to Raise Credit Score
Purpose of loan:
This loan will be used to pay off a state tax lien and pay down credit cards to 35% of their credit limit in the hope I can get my credit score up to 640 and qualify for streamline financing and lower my mortgage interest rate.
My financial situation:
I am a good candidate for this loan because the payment will be lower than what I am paying now on all of the debts and also because I'm trying to raise my credit score so I definitely will not be defaulting or being late paying any of my bills until that happens and beyond. I once had excellent credit but got laid off and things just went down hill from then. It has been eight years and I'm still trying to recover financially.
Monthly net income: $3800
Monthly expenses: $3000
Housing: $1075
Insurance: $160
Car expenses: $200
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $365
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance is $156,262. My unit doesn't have a zestimate but the last one sold just like it in November, 2010 has a zestimate of $165,500. Hope this helps.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:41 PM |
| r48 | $36.00 | 4/10/2011 12:02:21 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:44 PM |
| r48 | $25.00 | 4/10/2011 12:11:32 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:29 PM |
| reflective-rupee | $25.44 | 4/10/2011 12:20:44 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:15:26 PM |
| hookUup | $25.76 | 4/10/2011 6:27:18 PM |
| Feyenoord | $25.00 | 4/10/2011 9:24:43 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:30 PM |
| WeshaTheLeopard | $25.00 | 4/11/2011 5:51:30 PM |
| kazanov | $45.00 | 4/11/2011 8:14:52 PM |
| seadogs | $25.00 | 4/14/2011 1:15:16 AM |
| historic-nickel | $25.00 | 4/14/2011 10:13:49 AM |
| thelovebug | $100.00 | 4/14/2011 10:20:06 AM |
| competent-p2p | $47.07 | 4/14/2011 11:47:11 AM |
| scarlet-velvet | $25.00 | 4/14/2011 3:48:15 PM |
| yerkster1 | $30.51 | 4/14/2011 5:30:56 PM |
| value-allocator1 | $100.00 | 4/14/2011 5:21:41 PM |
| jmb_lending | $50.00 | 4/14/2011 6:34:34 PM |
| StanTheMan | $25.00 | 4/14/2011 7:58:58 PM |
| brightest-benjamins-onator | $75.00 | 4/14/2011 6:36:57 PM |
| worth-shower8 | $100.00 | 4/14/2011 7:16:09 PM |
| MoneyBag4366 | $25.00 | 4/15/2011 2:15:56 AM |
| nomneu | $50.00 | 4/15/2011 5:17:20 AM |
| Bocephus1959 | $28.00 | 4/14/2011 8:27:16 PM |
| generator596 | $46.46 | 4/15/2011 1:06:11 AM |
| grampy48 | $50.00 | 4/15/2011 3:47:42 AM |
| simplelender80 | $150.00 | 4/10/2011 12:04:52 PM |
| well-rounded-payout0 | $50.00 | 4/10/2011 12:06:45 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:49 PM |
| Mikale360 | $25.00 | 4/10/2011 3:39:59 PM |
| sweety075 | $25.00 | 4/10/2011 5:27:38 PM |
| hookUup | $25.01 | 4/10/2011 6:24:02 PM |
| blue-useful-auction | $25.00 | 4/11/2011 10:38:02 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:13 PM |
| vutah | $25.00 | 4/11/2011 4:58:59 PM |
| investmentgroup | $25.00 | 4/12/2011 1:59:37 AM |
| a-finance-nirvana | $25.00 | 4/13/2011 2:33:58 AM |
| taetrade | $25.00 | 4/13/2011 10:46:04 AM |
| amlu1988 | $25.00 | 4/14/2011 7:11:34 AM |
| fund-tom-tom6 | $44.84 | 4/14/2011 9:13:15 AM |
| organic-treasure | $25.00 | 4/14/2011 10:21:12 AM |
| reflective-rupee | $75.55 | 4/14/2011 9:37:02 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:16:35 AM |
| c-gurista-5 | $25.00 | 4/14/2011 11:05:44 AM |
| commerce-yeller | $50.00 | 4/14/2011 11:12:35 AM |
| wealth-owner | $100.00 | 4/14/2011 11:26:30 AM |
| 1willray | $31.61 | 4/14/2011 3:51:27 PM |
| dough-hammock | $25.00 | 4/14/2011 6:57:10 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:31 PM |
| csandb | $25.00 | 4/14/2011 6:21:19 PM |
| interstellar | $50.00 | 4/14/2011 5:34:39 PM |
| mammalian4 | $25.00 | 4/14/2011 7:18:09 PM |
| greenkid | $100.00 | 4/14/2011 8:19:15 PM |
| depalma13 | $25.00 | 4/14/2011 7:19:22 PM |
| sunny-justice9 | $25.00 | 4/15/2011 12:37:47 AM |
| head | $25.00 | 4/15/2011 12:56:36 AM |
| MoneyForNothing | $13.75 | 4/15/2011 5:20:38 AM |
| AlfinityBank25 | $25.00 | 4/14/2011 11:02:52 PM |
| greenkid | $100.00 | 4/14/2011 8:34:10 PM |
| cerebral-dollar773 | $100.00 | 4/15/2011 5:03:55 AM |
| profitable-balance | $25.00 | 4/15/2011 5:20:20 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
501538
This series of Notes was issued and sold upon the funding of the borrower loan #48554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $119.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,982 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Pughouse17 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2010)
|
|
Principal balance:
| $2,981.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Turn house into home, improvements
Purpose of loan:
This loan will be used to build a 20 by 20 foot easy care concrete deck and a few other small improvements.
My financial situation:
I am a good candidate for this loan because I am a very reliable investment option. Additionally, I have spent six years improving the worth of my home, adding hardwood floors, privacy fencing, perennial gardens, etc. This funding will help me on my way. Thanks so much for consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 4/10/2011 12:02:41 PM |
| r48 | $28.00 | 4/10/2011 12:05:34 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:12:59 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:58 PM |
| currency-persimmon | $100.00 | 4/10/2011 5:59:00 PM |
| yield-seeker | $25.00 | 4/11/2011 8:39:11 AM |
| FinDoc | $25.00 | 4/11/2011 6:19:11 PM |
| RandyL3 | $25.00 | 4/11/2011 6:32:15 PM |
| Johnny1002 | $25.00 | 4/11/2011 9:09:20 PM |
| caring-hope2 | $100.00 | 4/11/2011 7:51:51 PM |
| honorable-vigilance | $25.00 | 4/12/2011 8:03:36 AM |
| cwegert | $25.00 | 4/12/2011 9:03:28 AM |
| WSTRDG | $25.00 | 4/12/2011 2:30:42 PM |
| SCD | $25.00 | 4/12/2011 8:37:34 PM |
| economy-tuba7 | $50.00 | 4/13/2011 9:17:47 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 10:43:51 AM |
| TPDODGER | $50.00 | 4/14/2011 8:54:51 AM |
| gain-mountain1 | $50.00 | 4/14/2011 9:09:49 AM |
| Rico47 | $50.00 | 4/14/2011 10:20:29 AM |
| sunny-justice9 | $25.00 | 4/14/2011 9:32:59 AM |
| Trabey | $30.00 | 4/14/2011 10:36:23 AM |
| JBuckeye | $269.00 | 4/14/2011 9:53:15 AM |
| axl163 | $25.00 | 4/14/2011 11:09:48 AM |
| momoney2lend | $100.00 | 4/14/2011 11:11:57 AM |
| NYBIZ | $28.06 | 4/14/2011 11:15:12 AM |
| commerce-yeller | $50.00 | 4/14/2011 11:10:04 AM |
| wealth-owner | $100.00 | 4/14/2011 11:14:59 AM |
| booster321 | $100.00 | 4/14/2011 12:01:41 PM |
| flshdaskll | $25.00 | 4/14/2011 3:26:35 PM |
| asset-bada-bing | $25.00 | 4/14/2011 4:20:32 PM |
| best-inspiring-deal | $100.00 | 4/14/2011 4:01:22 PM |
| Loan-Mart | $100.00 | 4/14/2011 4:08:26 PM |
| atbright | $25.00 | 4/14/2011 5:09:25 PM |
| inphri | $500.00 | 4/14/2011 4:35:24 PM |
| p40thawk | $25.00 | 4/14/2011 5:35:48 PM |
| supersarah61 | $25.00 | 4/14/2011 5:23:15 PM |
| mad-scientist418 | $77.60 | 4/14/2011 5:36:26 PM |
| indomitable-coin | $25.00 | 4/10/2011 12:06:10 PM |
| organized-payment6 | $50.00 | 4/10/2011 12:07:01 PM |
| BxRealtor | $25.00 | 4/10/2011 12:09:28 PM |
| Zolton | $100.00 | 4/10/2011 12:08:38 PM |
| reflective-rupee | $25.44 | 4/10/2011 12:21:50 PM |
| thankful-nickel2 | $50.00 | 4/10/2011 4:32:42 PM |
| astute-fairness0 | $25.00 | 4/10/2011 5:58:53 PM |
| graceful-payment | $25.00 | 4/11/2011 4:19:18 AM |
| Johnab | $25.00 | 4/11/2011 6:17:22 AM |
| tolerant-dinero2 | $25.00 | 4/11/2011 10:53:14 AM |
| selector568 | $50.00 | 4/11/2011 4:24:13 PM |
| simplelender80 | $100.00 | 4/11/2011 6:28:52 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:20:32 PM |
| BankofRa | $25.00 | 4/12/2011 8:44:27 AM |
| availableloan | $25.00 | 4/12/2011 6:41:53 PM |
| BlessedEveryDay | $25.00 | 4/13/2011 4:37:33 AM |
| euro-deployment | $25.00 | 4/13/2011 1:29:25 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:05 AM |
| treasure-ace | $25.00 | 4/14/2011 9:12:04 AM |
| reflective-rupee | $175.55 | 4/14/2011 9:40:57 AM |
| tender-ore | $30.00 | 4/14/2011 8:55:41 AM |
| engaging-worth | $30.00 | 4/14/2011 9:41:39 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:17:06 AM |
| c-gurista-5 | $25.00 | 4/14/2011 11:06:52 AM |
| return-phase9 | $25.00 | 4/14/2011 11:56:44 AM |
| unafraid-loan5 | $25.00 | 4/14/2011 12:00:10 PM |
| COtheBeast | $25.00 | 4/14/2011 3:03:35 PM |
| sunny-justice9 | $25.00 | 4/14/2011 3:09:26 PM |
| green-established-durability | $100.00 | 4/14/2011 4:00:53 PM |
| well-mannered-marketplace5 | $25.00 | 4/14/2011 4:15:26 PM |
| AFairDeal | $75.00 | 4/14/2011 5:17:10 PM |
| HaniaGroup | $26.35 | 4/14/2011 5:34:06 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
502058
This series of Notes was issued and sold upon the funding of the borrower loan #48603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,500 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Jman221 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2008)
|
|
Principal balance:
| $349.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
My Second Prosper Loan- Perfect Pay
Purpose of loan:
This loan will be used to...Buy a motorcycle and rebuild my credit after a divorce.
My financial situation:
I am a good candidate for this loan because...My current prosper loan only has 4 payments left from 36 month loan. I never missed a payment with Prosper and was never was late with my prosper loan. Debt to income ratio is not a problem as shown by the information page about me.
Monthly net income: $8333
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 4/13/2011 9:03:57 AM |
| simplelender80 | $100.00 | 4/13/2011 9:03:12 AM |
| cashhelp | $50.00 | 4/13/2011 9:02:22 AM |
| Aberdeen | $2,000.00 | 4/13/2011 9:04:30 AM |
| jhouman | $25.00 | 4/13/2011 9:02:10 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
502230
This series of Notes was issued and sold upon the funding of the borrower loan #48600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $107.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| noelle144 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Apr-2010)
660-679
(Oct-2007)
|
|
Principal balance:
| $1,929.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
dental work
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i need some dental work done and each time i try to save the money something comes up and i end up spending the money and have to start saving again
Monthly net income: $1250.00
Monthly expenses: $450.00
Housing: $200.00
Insurance: $100.00
Car expenses: $150.00
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $40.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $35.97 | 4/14/2011 9:35:05 AM |
| Kash2010lu | $25.00 | 4/14/2011 9:37:36 AM |
| reflective-rupee | $250.55 | 4/14/2011 11:07:39 AM |
| mikeandcat | $50.00 | 4/14/2011 3:31:24 PM |
| dudebrah | $25.00 | 4/14/2011 1:41:14 PM |
| MilitaryLoans | $1,281.71 | 4/14/2011 5:48:42 PM |
| NekHoldings | $25.00 | 4/14/2011 10:06:06 AM |
| tolerant-dinero2 | $25.00 | 4/14/2011 10:42:30 AM |
| eronyc | $50.00 | 4/14/2011 12:33:26 PM |
| Dubbs360 | $100.00 | 4/14/2011 10:22:17 AM |
| CA-Lender | $25.04 | 4/14/2011 10:27:20 AM |
| Bob450 | $25.00 | 4/14/2011 10:41:03 AM |
| shawnw2 | $450.00 | 4/14/2011 11:53:01 AM |
| Amber_Stone | $25.00 | 4/14/2011 2:41:59 PM |
| money-fort | $30.00 | 4/14/2011 3:50:22 PM |
| r48 | $25.00 | 4/14/2011 4:05:10 PM |
| transaction-animal8 | $25.00 | 4/14/2011 4:38:51 PM |
| hookUup | $26.73 | 4/14/2011 4:58:21 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
495027
This series of Notes was issued and sold upon the funding of the borrower loan #48606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,955.01 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.80% |
Listing Start date:
| Mar-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $189.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,893 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bluestar148 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,364.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jan-2010)
640-659
(Sep-2009)
640-659
(Aug-2009)
620-639
(Jul-2009)
|
|
Principal balance:
| $957.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Giving myself a raise
Purpose of loan: Debt consolodation
This loan will be used to... Roll up all current debt into a monthly cash flow savings of $158 per month.
My financial situation: I am retired from the fed gov't and receive a steady cash flow.
I am a good candidate for this loan because...I pay all my bills on time.
Monthly net income: $3378
Monthly expenses: $3378
Housing: $880
Insurance: $200
Car expenses: $250
Utilities: $275
Phone, cable, internet: $175
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
548
Information in the Description is not verified.
Friends And Family Investments
lendstats_com has invested a total of
$1,978.71.
JGuide has invested a total of
$353.40.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
I know you are an active p2p lender. About how much do you have invested with p2p lending? - lendstats_com
A:
Good question. Right now I am at about $2800 & growing.
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| JGuide | $101.08 | 3/27/2011 6:20:22 PM |
| Eaglehigh | $25.00 | 3/27/2011 7:20:48 PM |
| reflective-rupee | $25.33 | 3/28/2011 10:44:19 AM |
| lendstats_com | $457.69 | 3/28/2011 2:00:09 PM |
| WZ3190 | $25.00 | 3/29/2011 5:53:34 AM |
| lendstats_com | $200.00 | 3/31/2011 5:17:23 PM |
| debbymcc | $85.47 | 4/1/2011 7:44:42 PM |
| tomaswk | $112.68 | 4/3/2011 11:03:31 AM |
| loanman2007 | $225.00 | 4/4/2011 2:09:24 PM |
| JGuide | $25.08 | 4/5/2011 7:15:57 PM |
| lendstats_com | $200.00 | 4/5/2011 5:16:23 PM |
| wilchik | $100.00 | 4/6/2011 4:26:52 AM |
| loanman2007 | $75.00 | 4/6/2011 11:23:20 AM |
| lendstats_com | $200.00 | 4/6/2011 10:14:56 AM |
| Leshan | $207.59 | 4/7/2011 6:42:23 AM |
| proper-revenue7 | $25.00 | 4/7/2011 6:55:02 AM |
| Dark_Helmet | $35.00 | 4/7/2011 6:22:20 PM |
| tomaswk | $113.42 | 4/7/2011 8:32:26 PM |
| daekpon | $60.00 | 4/8/2011 11:08:16 AM |
| Uylsses | $100.00 | 4/8/2011 11:09:36 AM |
| FinanceEngine | $40.00 | 4/8/2011 11:05:49 AM |
| wild-orange | $100.00 | 4/8/2011 11:11:50 AM |
| ChoiceInvestments | $28.00 | 4/8/2011 11:01:16 AM |
| money-fort | $38.87 | 4/8/2011 11:09:23 AM |
| jybank | $50.00 | 4/8/2011 11:15:58 AM |
| shrewd-income | $25.00 | 4/8/2011 11:31:03 AM |
| P2P4me | $100.00 | 4/8/2011 11:31:22 AM |
| Loan_Some_Money | $35.00 | 4/8/2011 11:27:24 AM |
| witty-openness | $25.00 | 4/8/2011 11:29:24 AM |
| reflective-rupee | $44.44 | 4/8/2011 11:29:54 AM |
| vigilance-searcher | $25.00 | 4/8/2011 11:36:43 AM |
| historic-nickel | $25.00 | 4/8/2011 11:40:09 AM |
| loss-of-control | $50.00 | 4/8/2011 7:57:30 PM |
| intrepid-loot | $50.00 | 4/8/2011 10:25:10 PM |
| corporatejim | $43.25 | 4/9/2011 6:20:58 AM |
| AAe | $25.00 | 4/9/2011 10:07:58 AM |
| ethicalhumanist | $25.00 | 4/9/2011 9:29:16 AM |
| purposeful-dedication | $25.00 | 4/9/2011 5:16:52 PM |
| lendstats_com | $300.00 | 4/10/2011 9:18:55 AM |
| NeketanBank | $25.00 | 4/10/2011 10:19:29 AM |
| JGuide | $101.08 | 3/27/2011 6:23:55 PM |
| DrunkenMic | $25.00 | 3/28/2011 12:34:50 PM |
| first-serene-credit | $25.00 | 3/27/2011 10:53:23 PM |
| lendstats_com | $500.00 | 3/31/2011 10:13:14 AM |
| 1willray | $29.17 | 4/3/2011 11:05:23 AM |
| lendstats_com | $121.02 | 4/4/2011 10:59:59 AM |
| JGuide | $25.08 | 4/4/2011 3:42:55 PM |
| klend4 | $25.00 | 4/5/2011 4:12:46 PM |
| NekHoldings | $25.00 | 4/6/2011 7:09:54 AM |
| natural-greenback6 | $25.00 | 4/6/2011 11:02:55 PM |
| JGuide | $101.08 | 4/7/2011 2:18:41 PM |
| Scotcha | $50.00 | 4/8/2011 11:18:58 AM |
| Loan_Some_Money | $26.03 | 4/8/2011 11:23:38 AM |
| investment-comet | $25.00 | 4/8/2011 11:29:44 AM |
| agalt | $50.00 | 4/8/2011 11:32:49 AM |
| Dubbs360 | $100.00 | 4/8/2011 11:36:34 AM |
| sentimental-cash0 | $25.00 | 4/8/2011 11:40:31 AM |
| proper-revenue7 | $25.00 | 4/8/2011 5:49:56 PM |
| HYGCapitalPartnersLP | $51.24 | 4/9/2011 7:29:08 AM |
| impressive-fund0 | $27.41 | 4/9/2011 11:38:46 AM |
| Smallbear | $25.00 | 4/9/2011 12:17:01 PM |
| kinetic-social | $25.00 | 4/9/2011 1:23:46 PM |
| YsoSLO | $45.00 | 4/9/2011 3:03:18 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
499271
This series of Notes was issued and sold upon the funding of the borrower loan #48559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,284.32 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $212.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,690 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duty-widget8 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup Capital - Great Return
Purpose of loan:
This loan will be used to help top off the startup capital reserve needed to launch new, highly profitable financial services office.
My financial situation:
I am a good candidate for this loan because the combination of my experience and the profitable nature of the business make this an excellent risk. In fact, we intend to repay all startup debt in 12-18 months based on profit models and the experience of current offices in the system already.
Projected monthly net income from the business starting Month 2: $6k-$8k
Monthly expenses:
Housing (rent): $500
Insurance: $265
Car expenses: $230
Utilities: $0
Phone, cable, internet: $173
Food, entertainment: $350
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you pay off this debt if the profit models you are relying on prove to be inflated? - friendly-moola0
A:
Absolutely. This debt can be paid off if the profit models fall to less than 50% of what we expect, and I was being conservative to start with. We have very minimal overhead. I can provide more details if needed, and thanks for your consideration.
(Apr-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/24/2011 9:05:15 AM |
| worldly-money4 | $200.00 | 3/24/2011 9:05:30 AM |
| mercuriant | $25.00 | 3/26/2011 4:55:12 AM |
| ASR3 | $50.00 | 3/27/2011 4:28:05 AM |
| w3alter | $100.00 | 3/30/2011 10:04:30 AM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 7:15:33 PM |
| worthy-bid8 | $25.00 | 4/3/2011 10:30:30 AM |
| caprirolito | $25.00 | 4/3/2011 7:42:27 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:59:01 AM |
| patriot897 | $25.00 | 4/4/2011 12:39:24 PM |
| 1phantom | $25.00 | 4/5/2011 5:53:29 PM |
| Ocean713 | $50.00 | 4/5/2011 2:42:55 PM |
| healingangel22 | $25.00 | 4/6/2011 12:09:04 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:33:00 AM |
| handy-justice | $100.00 | 4/6/2011 5:51:55 PM |
| orange-preeminant-bill | $26.69 | 4/7/2011 2:18:34 AM |
| pmj453 | $25.00 | 4/7/2011 3:50:54 AM |
| kubien | $50.00 | 4/6/2011 2:22:49 PM |
| 108lender | $100.00 | 4/6/2011 3:15:53 PM |
| ttnk62918 | $25.00 | 4/7/2011 6:52:56 AM |
| ms48105 | $25.00 | 4/7/2011 3:38:17 AM |
| musegaze | $50.00 | 4/7/2011 8:35:12 AM |
| skaught | $30.00 | 4/7/2011 8:36:26 AM |
| Bob450 | $25.00 | 4/7/2011 8:59:13 AM |
| P2P4me | $200.00 | 4/7/2011 6:00:16 AM |
| euro-spark | $100.00 | 4/6/2011 7:28:00 PM |
| larrybird | $800.00 | 4/7/2011 8:55:26 AM |
| the-profit-oracle | $25.00 | 4/7/2011 2:20:18 AM |
| djindepth | $50.00 | 4/7/2011 3:27:43 AM |
| kindness-hickory5 | $100.00 | 4/7/2011 4:51:59 AM |
| Jack55304 | $125.00 | 4/7/2011 8:35:21 AM |
| seisen | $50.00 | 4/7/2011 8:35:40 AM |
| reflective-rupee | $25.33 | 3/24/2011 3:08:14 PM |
| simplelender80 | $100.00 | 3/25/2011 8:13:53 AM |
| thelovebug | $100.00 | 3/27/2011 9:19:03 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:58:39 PM |
| Tylerh | $100.00 | 3/30/2011 8:34:09 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:43:42 AM |
| fortytwo | $100.00 | 4/3/2011 12:21:01 AM |
| leodaguy | $25.00 | 4/4/2011 4:38:28 PM |
| Mariner3605 | $25.00 | 4/5/2011 1:51:05 AM |
| wwwUniversal | $25.00 | 4/5/2011 2:21:37 AM |
| benjamins-utopia | $50.00 | 4/5/2011 2:57:27 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:16:50 PM |
| GElender | $25.00 | 4/6/2011 6:22:39 AM |
| hookUup | $25.00 | 4/6/2011 3:32:13 PM |
| money-fort | $25.00 | 4/6/2011 3:42:17 PM |
| five-star-justice | $25.00 | 4/6/2011 11:57:51 AM |
| borrowmine | $25.00 | 4/6/2011 1:14:56 PM |
| Weaverville | $25.00 | 4/6/2011 5:30:50 PM |
| thomas16882004 | $25.00 | 4/6/2011 3:10:53 PM |
| dynamic-platinum | $25.00 | 4/6/2011 3:52:42 PM |
| kindness-hickory5 | $50.00 | 4/6/2011 5:43:49 PM |
| finance-prescription | $50.00 | 4/6/2011 5:47:24 PM |
| Easystreet | $25.00 | 4/6/2011 5:01:42 PM |
| wise-deal-panda | $50.00 | 4/6/2011 6:57:38 PM |
| Cai8899 | $30.00 | 4/6/2011 5:47:10 PM |
| felicity-tower | $25.00 | 4/7/2011 2:02:36 AM |
| money-bauble | $50.00 | 4/7/2011 4:12:38 AM |
| red-favorable-basis | $25.00 | 4/6/2011 2:43:37 PM |
| credit-wheel7 | $25.00 | 4/6/2011 7:31:07 PM |
| RenovatioCapital | $25.00 | 4/6/2011 3:51:46 PM |
| peace-pilot | $125.47 | 4/6/2011 4:55:03 PM |
| payout-bridge | $100.00 | 4/7/2011 8:05:02 AM |
| tech310 | $50.00 | 4/7/2011 2:02:05 AM |
| treasure-bliss | $46.83 | 4/7/2011 2:19:30 AM |
| ASR3 | $25.00 | 4/7/2011 3:55:17 AM |
| asiaratt | $50.00 | 4/7/2011 4:09:40 AM |
| neutrino6 | $25.00 | 4/7/2011 8:35:37 AM |
| bid-czar8 | $50.00 | 4/6/2011 5:47:32 PM |
| credit-wheel7 | $25.00 | 4/6/2011 7:29:21 PM |
| orange-influential-credit | $50.00 | 4/6/2011 8:22:45 PM |
| kegs | $800.00 | 4/7/2011 8:57:02 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:15 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
499961
This series of Notes was issued and sold upon the funding of the borrower loan #48574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $223.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
6 | Length of status: | 5y 10m |
|
Amount delinquent:
| $2,206 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,211 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-openness8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stable Houston Programmer / DBA
Purpose of loan: Purchase a motorcycle.
My financial situation:
I am a good candidate for this loan because...
I have very stable income, very stable living situation, plenty of discretionary income, have had two motorcycles previously and paid off each loan without issue, and am in very good health. Additionally, I have other streams of on-demand income related to computer consulting (database administration, programming, database / code performance tuning, server administration, networking, general support) and BMW / general car repair.
Monthly net income: $4913
Monthly expenses: $2768
Housing: $900
Insurance: $210
Car expenses: $728
- BMW 745Li: $518
- BMW 740iL: $210
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $110
- CareCredit account (LASIK operation)
Other expenses: $200 (discretionary, but including in budget anyway)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 3/29/2011 9:07:50 AM |
| BradP | $25.00 | 3/30/2011 6:32:43 PM |
| enthralling-deal180 | $50.00 | 4/1/2011 9:43:27 AM |
| influential-cash7 | $50.00 | 3/31/2011 7:13:44 PM |
| loyalty-sherpa | $25.00 | 4/1/2011 5:33:54 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:43 PM |
| richboy56 | $25.00 | 4/5/2011 9:39:22 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:34 AM |
| radforj22 | $25.00 | 4/6/2011 9:30:48 AM |
| techvet | $50.00 | 4/7/2011 2:34:27 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:46 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:52 AM |
| jescowa | $50.00 | 4/7/2011 5:42:01 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:42 AM |
| GElender | $50.00 | 4/8/2011 6:36:46 AM |
| c-gurista-5 | $25.00 | 4/8/2011 8:06:00 AM |
| nycmichael | $100.00 | 4/8/2011 9:18:15 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:32 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:15 PM |
| Dubbs360 | $100.00 | 4/8/2011 5:05:01 PM |
| flyboy21 | $25.00 | 4/8/2011 6:49:45 PM |
| Oakland | $50.00 | 4/8/2011 6:46:37 PM |
| euro-spark | $100.00 | 4/8/2011 7:23:37 PM |
| chato2345 | $42.32 | 4/8/2011 9:29:35 PM |
| benefit-pro | $100.00 | 4/8/2011 8:56:17 PM |
| Pitufo | $50.00 | 4/8/2011 10:17:03 PM |
| bsmtloan | $100.00 | 4/9/2011 1:21:19 AM |
| mgking007 | $25.00 | 4/9/2011 1:04:35 AM |
| authoritative-loot | $25.00 | 4/9/2011 1:10:22 AM |
| randolphtaco | $30.00 | 4/9/2011 7:54:03 AM |
| sweet-social2 | $28.07 | 4/9/2011 10:06:09 AM |
| the-silver-blaster | $75.00 | 4/9/2011 10:14:49 AM |
| best-listing-toro | $25.00 | 4/9/2011 10:18:26 AM |
| wattboy | $62.73 | 4/9/2011 9:47:58 AM |
| Engineer44 | $25.00 | 4/9/2011 10:37:04 AM |
| the-discrete-income | $67.69 | 4/9/2011 10:45:17 AM |
| littleblue | $25.00 | 4/9/2011 11:26:41 AM |
| investisure | $118.39 | 4/9/2011 12:55:30 PM |
| ramst41 | $25.00 | 4/9/2011 1:17:40 PM |
| ILovemoney | $50.00 | 4/9/2011 2:12:35 PM |
| DirtyJack | $50.00 | 4/9/2011 2:32:07 PM |
| 1randyp | $200.00 | 4/9/2011 2:27:16 PM |
| alluring-yield5 | $25.00 | 4/9/2011 2:31:11 PM |
| all_of_that_one | $25.44 | 4/9/2011 2:47:15 PM |
| wesleys | $50.00 | 4/9/2011 3:11:40 PM |
| Minotaur | $33.00 | 4/9/2011 4:00:51 PM |
| Lubava | $50.00 | 4/9/2011 4:15:31 PM |
| mcgovern2024 | $25.00 | 4/9/2011 5:43:55 PM |
| adventurous-cash | $25.00 | 4/9/2011 6:07:39 PM |
| gentle-coin | $100.00 | 4/9/2011 7:13:59 PM |
| KrisKringle | $50.00 | 4/9/2011 8:22:58 PM |
| red-favorable-basis | $30.00 | 4/9/2011 7:31:16 PM |
| leverage-ectasy | $25.00 | 4/9/2011 8:45:20 PM |
| Peterman | $25.00 | 4/9/2011 9:03:58 PM |
| CaliforniaSun | $25.00 | 4/9/2011 9:18:38 PM |
| jtu55 | $25.00 | 4/9/2011 10:36:25 PM |
| generous-agreement | $25.00 | 4/9/2011 9:59:29 PM |
| grampy48 | $31.87 | 4/10/2011 5:02:39 AM |
| rautility | $100.00 | 4/10/2011 8:15:29 AM |
| kind-important-liberty9 | $25.00 | 4/10/2011 8:30:37 AM |
| openness-confidant | $75.00 | 4/10/2011 7:43:45 AM |
| flibinite | $50.00 | 4/10/2011 8:27:49 AM |
| bankerboy22 | $73.50 | 4/10/2011 9:10:24 AM |
| ILoveBearHats | $50.00 | 4/10/2011 8:02:58 AM |
| integrity-doctor | $100.00 | 4/10/2011 9:20:42 AM |
| zodiac100 | $30.00 | 4/10/2011 10:13:06 AM |
| Mordeth | $36.69 | 4/10/2011 9:31:52 AM |
| BxRealtor | $25.00 | 3/29/2011 9:06:15 AM |
| reflective-rupee | $25.33 | 3/29/2011 4:52:53 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:29 PM |
| Zolton | $100.00 | 3/31/2011 6:51:38 AM |
| hostbank | $100.00 | 4/1/2011 10:18:00 AM |
| Chauncey_Gardener | $50.00 | 4/3/2011 12:24:58 PM |
| atbright | $25.00 | 4/2/2011 4:38:20 PM |
| loot-heart | $25.00 | 4/5/2011 6:16:35 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:18 AM |
| five-star-justice | $25.00 | 4/6/2011 11:58:53 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:43 PM |
| ValyaLibra01 | $100.00 | 4/6/2011 1:58:46 PM |
| lagnisiruk | $25.00 | 4/7/2011 10:05:13 AM |
| efficient-treasure0 | $25.00 | 4/7/2011 9:55:41 AM |
| Weaverville | $25.00 | 4/7/2011 10:54:10 AM |
| Tradesmanlender | $25.00 | 4/8/2011 9:27:27 AM |
| dollardave | $40.51 | 4/8/2011 1:14:10 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:10 PM |
| gracej | $25.00 | 4/8/2011 1:57:20 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:31 PM |
| reflective-rupee | $100.55 | 4/8/2011 5:02:31 PM |
| phchristensen | $50.00 | 4/8/2011 4:49:00 PM |
| handshake52 | $25.00 | 4/8/2011 4:59:15 PM |
| hookUup | $25.32 | 4/8/2011 5:27:21 PM |
| CA-Lender | $25.04 | 4/8/2011 5:35:49 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:41:40 PM |
| loyaltyologist | $25.00 | 4/8/2011 5:45:05 PM |
| ursus | $200.00 | 4/8/2011 6:08:58 PM |
| platinum-scientist9 | $25.00 | 4/8/2011 7:06:46 PM |
| adir1 | $50.00 | 4/8/2011 6:32:45 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:22:07 PM |
| head | $25.00 | 4/8/2011 8:27:04 PM |
| loss-of-control | $50.00 | 4/8/2011 7:40:07 PM |
| Bob450 | $25.00 | 4/8/2011 9:16:58 PM |
| ridestwins_998 | $25.00 | 4/8/2011 8:54:41 PM |
| Socal | $42.29 | 4/8/2011 9:21:29 PM |
| green-thoughtful-yield | $100.00 | 4/8/2011 10:31:33 PM |
| wealth-renaissance5 | $25.00 | 4/8/2011 11:42:01 PM |
| IIP77 | $25.00 | 4/8/2011 11:00:41 PM |
| industrious-dedication | $25.00 | 4/9/2011 12:56:29 AM |
| reward-motion | $50.00 | 4/9/2011 5:40:34 AM |
| JGuide | $25.00 | 4/9/2011 6:35:40 AM |
| mclean_loaner | $50.00 | 4/9/2011 6:44:28 AM |
| a-community-aficionado | $31.00 | 4/9/2011 6:56:56 AM |
| comet55 | $25.00 | 4/9/2011 7:22:06 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:58:02 AM |
| silver-buckeye | $25.00 | 4/9/2011 7:45:51 AM |
| PopeJP | $50.00 | 4/9/2011 8:17:07 AM |
| first-class-gold0 | $100.00 | 4/9/2011 9:58:31 AM |
| MutuallyBeneficial | $50.00 | 4/9/2011 11:09:13 AM |
| razor783 | $25.00 | 4/9/2011 10:39:13 AM |
| leverage-symphony | $25.00 | 4/9/2011 12:19:03 PM |
| financial-frenzy | $50.00 | 4/9/2011 12:32:11 PM |
| shrewd-income | $25.00 | 4/9/2011 1:42:57 PM |
| mdree | $25.00 | 4/9/2011 1:15:20 PM |
| brondero | $60.00 | 4/9/2011 1:40:26 PM |
| paladin847 | $50.00 | 4/9/2011 2:03:11 PM |
| well-mannered-income3 | $25.00 | 4/9/2011 2:00:14 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:30 PM |
| eBankInvest | $50.00 | 4/9/2011 5:49:24 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:15 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:50 PM |
| consulguru | $75.55 | 4/9/2011 7:17:43 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:32:34 PM |
| NYretire | $39.62 | 4/9/2011 7:40:45 PM |
| micko | $25.00 | 4/9/2011 7:56:39 PM |
| taal1 | $25.00 | 4/9/2011 7:32:01 PM |
| funds-control3 | $67.90 | 4/9/2011 8:39:05 PM |
| jybank | $25.00 | 4/9/2011 8:52:12 PM |
| natural-greenback6 | $25.00 | 4/9/2011 7:57:17 PM |
| mastery76 | $25.00 | 4/9/2011 8:37:23 PM |
| on_your_side | $38.00 | 4/9/2011 11:34:30 PM |
| jmb_lending | $100.00 | 4/10/2011 12:20:34 AM |
| PowerBarDC | $50.00 | 4/9/2011 10:05:26 PM |
| HermanstadtKid | $30.00 | 4/10/2011 7:32:50 AM |
| investment-habanero8 | $100.00 | 4/10/2011 4:07:45 AM |
| Matt_Colsia | $266.74 | 4/10/2011 4:51:29 AM |
| peso-aggregator | $25.00 | 4/10/2011 7:54:18 AM |
| openness-confidant | $75.00 | 4/10/2011 7:56:47 AM |
| EricandJudy | $50.00 | 4/10/2011 5:45:43 AM |
| cbivitz | $75.00 | 4/10/2011 7:34:47 AM |
| Investitall | $50.00 | 4/10/2011 9:07:48 AM |
| treasure-boomer | $25.00 | 4/10/2011 9:34:15 AM |
| autonomous-truth | $144.99 | 4/10/2011 10:29:56 AM |
| reflective-rupee | $125.55 | 4/10/2011 10:30:37 AM |
| ptclender | $100.00 | 4/10/2011 10:32:02 AM |
| Leopoldine | $47.74 | 4/10/2011 9:25:22 AM |
| the-auction-bear | $25.00 | 4/10/2011 10:43:26 AM |
| mohara25 | $263.39 | 4/10/2011 11:00:41 AM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
500591
This series of Notes was issued and sold upon the funding of the borrower loan #48588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,389 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-bada-bing3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bouncing back from hard times, help
Purpose of loan: Debt consolidation from home improvement bills
This loan will be used to pay off school loans and credit card debt incurred during divorce and necessary home improvements to get my home up to code.
My financial situation: currently earning good money, working three jobs, paying bills on time but still struggling to make ends meet.
I am a good candidate for this loan because I am responsible with repayment, even now when I have more debt than I typically do, due to several unfortunate circumstances befalling me one after another. I am a good person and want to get back on my feet so that I can give back to others and my community.
Monthly net income: $ 4000.00
Monthly expenses: $
Housing: $ 942.00
Insurance: $ included
Car expenses: $ 220.00
Utilities: $ 100.00
Phone, cable, internet: $ included
Food, entertainment: $ 50.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The total balance of my mortgage is $118,142 and the most recent appraisal (January 2011) was at $159,900. Zillow lists the home value at $196,000. However, I am in an area of Florida where home values have been appraising lower than expected and with many foreclosures (I'm not close to foreclosure - have always paid my mortgage on time) which may explain the discrepancy. Please let me know if you have any further questions. Also, I have been at my current job for 16 years with superior evals.
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/1/2011 5:03:15 PM |
| ingenious-deal6 | $25.00 | 4/1/2011 5:05:56 PM |
| kindness-launcher | $2,000.00 | 4/1/2011 7:45:18 PM |
| CapeDollars | $28.32 | 4/1/2011 9:48:03 PM |
| get30inc | $50.00 | 4/2/2011 3:14:31 AM |
| dedicated-diversification5 | $88.80 | 4/2/2011 4:37:37 AM |
| reflective-rupee | $44.44 | 4/1/2011 5:21:52 PM |
| suave-dime6 | $25.00 | 4/2/2011 8:11:09 AM |
| JGB | $100.00 | 4/2/2011 3:58:02 AM |
| value-microscope | $39.40 | 4/2/2011 4:34:15 AM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:48:24 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:58:15 AM |
| imlosttoo | $25.00 | 4/5/2011 8:39:18 AM |
| Gibbyland | $100.00 | 4/7/2011 10:08:23 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:34 PM |
| rapid-currency | $50.00 | 4/10/2011 8:34:13 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:53 PM |
| worthy-bid8 | $25.00 | 4/12/2011 6:33:02 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:45 PM |
| worldly-money4 | $3,000.00 | 4/12/2011 3:42:29 PM |
| PleaseDontDefault | $50.00 | 4/12/2011 4:04:31 PM |
| mrsp2e | $25.00 | 4/13/2011 7:46:04 AM |
| mrsp2e | $25.00 | 4/13/2011 7:45:50 AM |
| vigorous-market5 | $200.00 | 4/13/2011 2:49:06 PM |
| Vans1975 | $61.60 | 4/13/2011 5:03:12 PM |
| reflective-rupee | $150.55 | 4/13/2011 5:02:55 PM |
| new-dedication-travels | $49.99 | 4/13/2011 5:09:27 PM |
| DrunkenMic | $29.00 | 4/13/2011 6:31:10 PM |
| economy-producer | $25.00 | 4/13/2011 5:24:27 PM |
| cjames84 | $25.00 | 4/13/2011 5:54:23 PM |
| money-animal3 | $200.00 | 4/13/2011 7:33:38 PM |
| CBO-Enterprise | $100.00 | 4/13/2011 6:03:36 PM |
| DasMula | $57.00 | 4/13/2011 6:59:02 PM |
| jmb_lending | $200.00 | 4/13/2011 10:53:12 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:49:17 PM |
| amusement4 | $50.00 | 4/13/2011 8:12:00 PM |
| Jim33 | $25.00 | 4/13/2011 10:09:51 PM |
| S-Master | $50.00 | 4/13/2011 8:49:11 PM |
| quick | $50.00 | 4/13/2011 9:01:07 PM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 9:03:19 PM |
| adir1 | $26.00 | 4/13/2011 10:02:21 PM |
| act943 | $100.00 | 4/14/2011 2:10:11 AM |
| velvetsmog | $25.00 | 4/14/2011 4:36:25 AM |
| social-comet7 | $25.00 | 4/14/2011 5:25:50 AM |
| matthewa | $25.00 | 4/14/2011 8:52:21 AM |
| sweetlan | $25.04 | 4/14/2011 8:48:02 AM |
| lavendergirl | $25.00 | 4/14/2011 8:56:26 AM |
| fund-tom-tom6 | $100.00 | 4/14/2011 8:58:22 AM |
| leverage-monger | $49.41 | 4/14/2011 9:52:46 AM |
| note-mad-scientist | $35.63 | 4/14/2011 10:02:52 AM |
| Rogesparkguy | $25.00 | 4/14/2011 10:10:13 AM |
| pythia | $25.00 | 4/14/2011 10:28:39 AM |
| BAdler | $25.00 | 4/14/2011 9:43:14 AM |
| orange-leverage-phoenix | $200.00 | 4/14/2011 11:33:31 AM |
| careful-penny | $25.00 | 4/14/2011 10:40:20 AM |
| gentle-coin | $50.00 | 4/14/2011 1:01:19 PM |
| sunny-truth6 | $50.00 | 4/14/2011 10:19:57 AM |
| creative-bill8 | $37.98 | 4/14/2011 1:08:19 PM |
| wealth-owner | $100.00 | 4/14/2011 11:23:11 AM |
| asset-professor | $37.42 | 4/14/2011 1:12:59 PM |
| Dopplerbob | $25.00 | 4/14/2011 1:44:59 PM |
| investment-cluster | $35.00 | 4/14/2011 2:07:04 PM |
| ksubd | $100.00 | 4/14/2011 12:26:29 PM |
| asaurus0 | $75.00 | 4/14/2011 12:50:24 PM |
| well-mannered-marketplace5 | $25.00 | 4/14/2011 4:14:31 PM |
| Mocaba | $100.00 | 4/14/2011 1:25:53 PM |
| GElender | $25.00 | 4/14/2011 1:29:32 PM |
| wwwUniversal | $25.00 | 4/14/2011 1:09:04 PM |
| JTRADER056 | $42.13 | 4/14/2011 1:14:23 PM |
| newest-reliable-velocity | $25.00 | 4/14/2011 1:57:25 PM |
| sunny-justice9 | $25.00 | 4/14/2011 3:10:12 PM |
| Lubava | $32.03 | 4/14/2011 3:18:21 PM |
| Dallaspat | $100.00 | 4/14/2011 4:40:38 PM |
| intrepid-loot | $50.00 | 4/14/2011 4:42:35 PM |
| saint555 | $50.00 | 4/14/2011 4:20:36 PM |
| BranSam | $50.00 | 4/14/2011 4:21:05 PM |
| intelligent-duty | $49.00 | 4/14/2011 4:47:45 PM |
| thelovebug | $100.00 | 4/1/2011 5:07:18 PM |
| Kash2010lu | $25.00 | 4/1/2011 8:16:26 PM |
| ready-interest9 | $25.00 | 4/1/2011 7:27:40 PM |
| JustMee | $25.00 | 4/1/2011 5:13:48 PM |
| DasMula | $27.00 | 4/1/2011 7:31:13 PM |
| zotzot | $25.44 | 4/2/2011 12:22:32 PM |
| deepblue34 | $30.00 | 4/4/2011 6:47:37 PM |
| tnjohnso | $25.00 | 4/5/2011 3:56:54 PM |
| money-bauble | $50.00 | 4/7/2011 4:17:45 AM |
| bountiful-durability | $50.00 | 4/7/2011 7:54:14 PM |
| StarshineXL | $1,000.00 | 4/8/2011 5:26:56 AM |
| kristof2007 | $500.00 | 4/8/2011 9:43:36 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:55 PM |
| handy-justice | $50.00 | 4/9/2011 5:48:05 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:54 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:34 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:53 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:18 PM |
| Dubbs360 | $25.00 | 4/12/2011 7:35:10 AM |
| apostle901 | $25.00 | 4/13/2011 2:19:47 AM |
| Bob450 | $25.00 | 4/13/2011 2:21:49 AM |
| CA-Lender | $25.04 | 4/13/2011 5:13:15 PM |
| head | $25.00 | 4/13/2011 5:47:01 PM |
| first-serene-credit | $25.00 | 4/13/2011 5:04:02 PM |
| mcgovern2024 | $50.00 | 4/13/2011 6:47:24 PM |
| saga9 | $25.00 | 4/13/2011 5:49:03 PM |
| Ray3486 | $25.00 | 4/13/2011 5:31:44 PM |
| hookUup | $26.32 | 4/13/2011 7:56:40 PM |
| Byrd24 | $100.00 | 4/13/2011 6:27:24 PM |
| hawaii5-0 | $30.00 | 4/13/2011 6:58:54 PM |
| OmahaGuy | $50.00 | 4/13/2011 7:08:21 PM |
| competent-p2p | $35.00 | 4/13/2011 7:10:59 PM |
| market-pudding | $25.00 | 4/13/2011 7:14:47 PM |
| moola-pillow | $25.00 | 4/13/2011 8:46:46 PM |
| newegg | $60.39 | 4/14/2011 2:12:19 AM |
| goffmt | $28.98 | 4/13/2011 11:14:19 PM |
| jhernand17 | $25.00 | 4/13/2011 11:16:58 PM |
| dudebrah | $25.00 | 4/13/2011 11:51:41 PM |
| money-yeller | $105.00 | 4/14/2011 5:11:09 AM |
| investment-comet | $25.00 | 4/14/2011 7:06:52 AM |
| lobstahlender | $25.24 | 4/14/2011 3:04:22 AM |
| mars2024 | $25.00 | 4/14/2011 7:26:19 AM |
| Requiem | $25.00 | 4/14/2011 7:33:33 AM |
| jjswanso | $25.54 | 4/14/2011 4:33:43 AM |
| loot-squirrel6 | $25.00 | 4/14/2011 5:24:38 AM |
| bboy21385 | $204.25 | 4/14/2011 4:20:43 AM |
| orange-pound-party | $30.00 | 4/14/2011 4:45:12 AM |
| commerce-broker | $50.00 | 4/14/2011 5:21:13 AM |
| benefit-position | $27.11 | 4/14/2011 6:15:57 AM |
| Crie | $100.00 | 4/14/2011 7:18:02 AM |
| jmb_lending | $100.00 | 4/14/2011 7:19:56 AM |
| shrewd-income | $100.00 | 4/14/2011 7:21:36 AM |
| citiznkain | $32.97 | 4/14/2011 7:52:03 AM |
| gristle_mcthornbody | $25.00 | 4/14/2011 7:40:29 AM |
| mlj0671 | $25.00 | 4/14/2011 8:24:15 AM |
| Bill88 | $25.00 | 4/14/2011 8:46:16 AM |
| eloquent-bill6 | $25.00 | 4/14/2011 9:47:10 AM |
| gain-mountain1 | $25.00 | 4/14/2011 8:51:52 AM |
| moola-butterfly3 | $25.00 | 4/14/2011 9:58:44 AM |
| dough-hammock | $50.00 | 4/14/2011 9:09:18 AM |
| bassman46 | $100.00 | 4/14/2011 10:29:15 AM |
| cash-queen | $25.00 | 4/14/2011 11:21:06 AM |
| mstar925 | $25.00 | 4/14/2011 10:27:20 AM |
| LeoBUSIIT | $25.00 | 4/14/2011 11:42:32 AM |
| shawnw2 | $30.00 | 4/14/2011 11:59:56 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:34 PM |
| debt-force | $50.00 | 4/14/2011 1:25:21 PM |
| FL-Lender | $25.00 | 4/14/2011 1:27:44 PM |
| worthy-bid4 | $49.35 | 4/14/2011 1:39:30 PM |
| w3alter | $87.73 | 4/14/2011 1:11:02 PM |
| the-serene-transaction | $41.93 | 4/14/2011 1:28:52 PM |
| benefit-molecule338 | $300.00 | 4/14/2011 3:38:47 PM |
| Tylerh | $100.00 | 4/14/2011 4:44:14 PM |
| flexible-and-social | $30.00 | 4/14/2011 3:44:57 PM |
| Maximum_Investment | $37.35 | 4/14/2011 3:48:07 PM |
| EarlyRiser | $250.00 | 4/14/2011 5:03:10 PM |
| WMY-Investor | $100.00 | 4/14/2011 5:16:28 PM |
| capital-galaxy | $75.00 | 4/14/2011 4:43:25 PM |
| EBITDA | $25.00 | 4/14/2011 5:18:54 PM |
| greenback-magma1 | $200.00 | 4/14/2011 4:53:14 PM |
| supersarah61 | $70.73 | 4/14/2011 5:11:01 PM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
500639
This series of Notes was issued and sold upon the funding of the borrower loan #48585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $476.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $151 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-chuckler6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan for Engagement Ring
Purpose of loan:
This loan will be used to purchase an engagement ring.
My financial situation:
I am a good candidate for this loan because I have a good credit score, good income, and I recently paid off a number of existing debts allowing me the financial flexibility to pay off this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Why aren't you just paying cash for the ring? What are your monthly expenses? - friendly-moola0
A:
1. I would like to purchase the ring sooner rather than waiting the 6 - 12 months I would need to save for the ring and which would result in deviating from my current financial plan of saving and paying off student loans. With this loan, I get the ring within a month and continue to follow my current financial plan. 2. Recurring monthly expenses are $6,191 (combined) v. recurring monthly income of $12,070 (combined). Thanks!
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| newfoundation | $25.00 | 4/2/2011 1:03:53 PM |
| organized-payment6 | $50.00 | 4/2/2011 12:03:38 PM |
| BxRealtor | $25.00 | 4/2/2011 12:05:41 PM |
| Zolton | $100.00 | 4/2/2011 12:05:55 PM |
| availableloan | $25.00 | 4/2/2011 12:02:54 PM |
| patriot897 | $25.00 | 4/2/2011 7:27:53 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:07:56 AM |
| reflective-rupee | $44.44 | 4/2/2011 4:56:07 PM |
| kanemochi | $25.00 | 4/2/2011 7:32:24 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:43 AM |
| socal-lender | $25.00 | 4/7/2011 5:21:29 PM |
| hostbank | $100.00 | 4/8/2011 1:29:42 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:09 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:11:55 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:52 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:57 PM |
| commerce-yeller | $50.00 | 4/11/2011 8:21:53 PM |
| friendinmoney | $25.00 | 4/12/2011 8:04:18 AM |
| radforj22 | $25.00 | 4/12/2011 3:38:19 PM |
| rmbot | $75.00 | 4/12/2011 5:44:54 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:32 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:11 AM |
| djh47a | $25.00 | 4/13/2011 12:05:41 PM |
| worthy-bid8 | $100.00 | 4/13/2011 5:19:10 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:35 PM |
| act943 | $100.00 | 4/14/2011 2:13:43 AM |
| kenji4861 | $25.00 | 4/14/2011 1:22:58 AM |
| zippy-revenue8 | $25.00 | 4/14/2011 4:33:37 AM |
| newest-finance-viola | $150.00 | 4/14/2011 6:51:05 AM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 3:46:05 AM |
| trident9 | $50.00 | 4/14/2011 8:45:23 AM |
| Lighthouse | $100.00 | 4/14/2011 6:46:07 AM |
| jmb_lending | $200.00 | 4/14/2011 7:04:46 AM |
| indomitable-coin | $200.00 | 4/14/2011 7:19:56 AM |
| secureincome | $1,000.00 | 4/14/2011 7:48:05 AM |
| syounker | $25.00 | 4/14/2011 8:45:29 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:37:59 AM |
| reflective-rupee | $500.55 | 4/14/2011 9:42:53 AM |
| Bill88 | $25.00 | 4/14/2011 9:39:40 AM |
| momoney2lend | $50.00 | 4/14/2011 11:11:18 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:34 PM |
| peso-tiramisu | $25.00 | 4/14/2011 11:42:42 AM |
| j2ee | $25.00 | 4/14/2011 12:03:41 PM |
| slartibardfast | $30.00 | 4/14/2011 12:04:49 PM |
| prudent-dinero | $25.00 | 4/14/2011 3:33:47 PM |
| best-inspiring-deal | $100.00 | 4/14/2011 4:00:01 PM |
| nav1elt | $55.39 | 4/14/2011 1:12:21 PM |
| Mocaba | $100.00 | 4/14/2011 1:23:04 PM |
| wwwUniversal | $25.00 | 4/14/2011 4:41:27 PM |
| GElender | $50.00 | 4/14/2011 1:28:03 PM |
| elbastador | $25.00 | 4/14/2011 2:25:43 PM |
| objective-investor | $250.00 | 4/14/2011 2:33:17 PM |
| friendinmoney | $25.00 | 4/14/2011 4:55:44 PM |
| AFairDeal | $75.00 | 4/14/2011 5:15:35 PM |
| brittany | $100.00 | 4/14/2011 5:14:59 PM |
| selector568 | $50.00 | 4/2/2011 12:03:46 PM |
| proper-commitment5 | $25.00 | 4/2/2011 1:08:10 PM |
| p40thawk | $25.00 | 4/2/2011 12:07:12 PM |
| banker727 | $41.80 | 4/2/2011 12:40:22 PM |
| romario | $32.37 | 4/2/2011 12:41:11 PM |
| simplelender80 | $100.00 | 4/2/2011 1:22:34 PM |
| quantumwellguy | $50.00 | 4/2/2011 12:03:01 PM |
| Bobafet | $25.00 | 4/2/2011 12:47:04 PM |
| jdrez | $25.00 | 4/2/2011 1:08:14 PM |
| caring-hope2 | $200.00 | 4/3/2011 8:03:20 PM |
| SolarMoonshine | $500.00 | 4/2/2011 3:03:36 PM |
| vutah | $25.00 | 4/3/2011 9:31:36 AM |
| organic-income5 | $50.00 | 4/3/2011 9:09:47 PM |
| miamiwill | $50.00 | 4/4/2011 3:36:19 PM |
| indomitable-coin | $25.00 | 4/6/2011 5:38:52 AM |
| goldsun | $25.00 | 4/7/2011 4:47:19 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:07 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:22 PM |
| loyalty-sherpa | $25.00 | 4/9/2011 11:33:09 AM |
| OmahaGuy | $100.00 | 4/10/2011 3:24:09 PM |
| yield-seeker | $25.00 | 4/11/2011 8:37:10 AM |
| subtle-revenue0 | $25.00 | 4/11/2011 4:14:32 PM |
| -Me | $50.00 | 4/11/2011 5:28:05 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:25:37 PM |
| Tradesmanlender | $25.00 | 4/12/2011 3:39:33 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:51 AM |
| jmb_lending | $341.62 | 4/13/2011 11:04:20 PM |
| penny-finder | $50.00 | 4/14/2011 12:14:27 AM |
| best-vivacious-funds | $25.00 | 4/14/2011 5:51:29 AM |
| newest-reliable-velocity | $25.00 | 4/14/2011 8:25:49 AM |
| brightest-benjamins-onator | $25.00 | 4/14/2011 3:52:52 AM |
| reflective-rupee | $500.55 | 4/14/2011 7:09:56 AM |
| hookUup | $31.32 | 4/14/2011 8:24:15 AM |
| mistertao | $25.00 | 4/14/2011 8:45:33 AM |
| sunny-justice9 | $50.00 | 4/14/2011 9:35:21 AM |
| MongoBongo | $25.00 | 4/14/2011 9:40:27 AM |
| mflawyer | $25.00 | 4/14/2011 9:44:18 AM |
| return-phase9 | $25.00 | 4/14/2011 11:52:32 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:15:07 AM |
| wealth-owner | $100.00 | 4/14/2011 11:08:00 AM |
| flshdaskll | $31.40 | 4/14/2011 3:27:45 PM |
| coin-entrepreneur | $25.00 | 4/14/2011 12:23:06 PM |
| drtxmac | $50.00 | 4/14/2011 4:26:13 PM |
| Aitro | $26.63 | 4/14/2011 3:13:15 PM |
| well-mannered-marketplace5 | $25.00 | 4/14/2011 4:13:03 PM |
| Loan-Mart | $100.00 | 4/14/2011 4:25:36 PM |
| inphri | $7,000.00 | 4/14/2011 4:41:05 PM |
| The_Third_Hand | $50.00 | 4/14/2011 4:46:47 PM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
501435
This series of Notes was issued and sold upon the funding of the borrower loan #48591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,107 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-raccoon |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan is to consolidate my debt and to set up a monthly budget plan.
This loan will be used to consolidate my loans for one monthly payment.
My financial situation needs some improvements. I would like to set up a monthly budget plan that is more realistic for me to accomplish. I feel that debt consolidating will help me achieve my goal.
I am a good candidate for this loan because I'm working full-time for a reliable job. I have always made payments on my current loans and have paid off my prior loans.
Monthly net income: $4,031
Housing: $862.50
Insurance: $143.40
Car expenses: Loan paid off
Utilities: $200.00
Phone, cable, internet: $111.00
Credit cards and other loans: credit card $2,621 Other loan $5,121
Other expenses: Childcare/Daycare $237.00weekly
extended day $129.00 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
(1) I have one mortgage on my house with a remaining balance of $227,835
(2) The market value of my home is $273,000(posted on zillow.com/ thanks)
(Apr-11-2011)
Q:
I think you?re a great candidate to pledge / bid for!!...Can you briefly explain your income and employment status more? What is your monthly income before or after taxes are taken out? Also, does this include your significant others income? THANKS! - SmartConsolidation
A:
I am a full-time employee at University Hospital.I get paid biweekly.I work day shifts,one week I work M-F and the second week I get one day off and work the rest.It always rotates that way for me,Iwork 72hrs total in the biweekly pay period.It's nice to get one day off during the pay period so I can make appts for the family on that day and still be considered fulltime.
My monthly gross income~$4032.My monthly net income(aftermedical,dental,retirement and parking)~$2569.This only includes me
(Apr-12-2011)
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A:
Yes I do have 401(a)Base Plan ; 403(b)Base Plan ; 403(b) Supplemental
Summary : Total for all plans~$8,887 This info is through my current job.. Before moving here i worked at hospital where I invested in 401k.. I have not relocated those funds and unsure of the amount off hand...Thanks
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:38 PM |
| top-courteous-peso | $50.00 | 4/10/2011 12:05:52 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:37 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:17 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:46 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:16:56 PM |
| magnetic-dedication3 | $25.00 | 4/11/2011 1:48:53 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:49 PM |
| kindness-launcher | $2,500.00 | 4/11/2011 6:56:19 PM |
| Whipster | $50.00 | 4/11/2011 6:58:00 PM |
| erowis | $100.00 | 4/11/2011 8:41:28 PM |
| Bob450 | $25.00 | 4/12/2011 2:24:06 AM |
| Nerdster1 | $35.07 | 4/12/2011 4:24:29 AM |
| klend4 | $102.82 | 4/12/2011 5:58:04 AM |
| golffish2 | $25.00 | 4/12/2011 6:39:10 AM |
| intrepid-loot | $25.00 | 4/12/2011 5:11:43 AM |
| leverage-monger | $66.66 | 4/12/2011 10:05:26 AM |
| malomar66 | $50.00 | 4/12/2011 11:09:29 AM |
| SLN-10 | $25.00 | 4/12/2011 12:11:57 PM |
| loanman2007 | $200.00 | 4/12/2011 11:49:26 AM |
| exciting-fairness | $200.00 | 4/12/2011 11:52:58 AM |
| cash-cymbal3 | $50.00 | 4/12/2011 12:48:32 PM |
| mammalian4 | $25.00 | 4/12/2011 3:53:32 PM |
| shrewd-income | $100.00 | 4/12/2011 4:01:56 PM |
| transformer855 | $25.00 | 4/12/2011 6:56:14 PM |
| best-generosity-financier | $25.00 | 4/12/2011 7:29:34 PM |
| platinum-czar | $28.01 | 4/12/2011 7:48:50 PM |
| shrewd-income | $200.00 | 4/12/2011 6:38:50 PM |
| StarshineXL | $500.00 | 4/13/2011 1:25:02 AM |
| benefit-position | $25.00 | 4/13/2011 6:19:04 AM |
| simplelender80 | $150.00 | 4/10/2011 12:04:50 PM |
| reflective-rupee | $1,500.44 | 4/10/2011 12:59:54 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:27 PM |
| wonder3 | $35.00 | 4/11/2011 6:10:03 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:44:53 AM |
| spiff666 | $54.11 | 4/11/2011 8:54:15 PM |
| Reddy_Capital | $25.00 | 4/11/2011 10:46:46 PM |
| euro-spark | $100.00 | 4/12/2011 10:22:27 AM |
| FinanceEngine | $30.00 | 4/12/2011 2:59:56 PM |
| value-allocator1 | $100.00 | 4/12/2011 4:40:47 PM |
| well-mannered-income3 | $50.00 | 4/12/2011 8:26:13 PM |
| JauaFlash | $25.00 | 4/12/2011 8:40:43 PM |
| EBITDA | $25.00 | 4/13/2011 1:51:29 AM |
| CalCollegeFund19 | $25.00 | 4/13/2011 2:04:05 AM |
| cbivitz | $47.89 | 4/13/2011 7:00:37 AM |
| pfh | $25.00 | 4/13/2011 5:05:12 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
501535
This series of Notes was issued and sold upon the funding of the borrower loan #48560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-15-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $223.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,161 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yajtaj |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 46 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,100.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
700-719
(Jun-2008)
700-719
(Mar-2008)
|
|
Principal balance:
| $1,014.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
My loan for debt consolidation
Purpose of loan:
I have accumulated some debt within my 4.5 years in college. As I close in to graduating in December, I would like to pay off my credit card.
My financial situation:
I am a good candidate for this loan because this is my 3rd loan from Prosper and have a great history in making EVERY payment on time without delinquencies.
My funded listings in the past consist of a loan for a tennis stringing business which has been paid for. I am still getting about $250/month from the stringing service part time because I?m still a student. I am also currently employed as an assistance coach for a high school tennis team as well, which pays $2400 per season.
Monthly net income: $700
Monthly expenses: $550
Housing: $0 (I stay with my parents)
Insurance: $0
Car expenses: $100 Gas, I carpool
Utilities: $0
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/10/2011 12:03:26 PM |
| Feyenoord | $25.00 | 4/10/2011 12:04:32 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:49 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:35 PM |
| UCLA4life | $25.00 | 4/10/2011 12:23:05 PM |
| reflective-rupee | $244.44 | 4/10/2011 12:26:54 PM |
| Kash2010lu | $25.00 | 4/10/2011 2:47:56 PM |
| Mikale360 | $25.00 | 4/10/2011 3:37:01 PM |
| Damostuff | $25.00 | 4/10/2011 11:17:54 PM |
| NekHoldings | $25.00 | 4/11/2011 6:47:42 AM |
| integrity-doctor | $100.00 | 4/11/2011 8:12:10 AM |
| YoungTaxMan | $35.00 | 4/11/2011 2:20:49 PM |
| drcoop | $25.00 | 4/12/2011 1:53:33 AM |
| Jerrys1951 | $40.00 | 4/12/2011 8:24:08 PM |
| grammaspurse | $25.00 | 4/13/2011 1:53:09 PM |
| EEasyMoney | $50.00 | 4/13/2011 9:56:56 PM |
| fund-tom-tom6 | $50.00 | 4/14/2011 9:44:37 AM |
| sunny-truth6 | $25.00 | 4/14/2011 10:13:33 AM |
| sunny-justice9 | $25.00 | 4/14/2011 9:29:18 AM |
| jsnryn | $34.33 | 4/14/2011 9:42:01 AM |
| 888GoldIngots | $100.00 | 4/14/2011 9:42:40 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:19:47 AM |
| SkinnyFish | $25.00 | 4/14/2011 3:35:56 PM |
| nilonc1 | $250.00 | 4/14/2011 6:44:03 PM |
| p2ploan-sensation211 | $25.00 | 4/14/2011 7:18:12 PM |
| supersarah61 | $25.00 | 4/14/2011 5:28:40 PM |
| hookUup | $32.32 | 4/14/2011 5:16:28 PM |
| FinanceEngine | $40.00 | 4/14/2011 6:18:57 PM |
| money-fort | $30.00 | 4/14/2011 7:43:24 PM |
| Jon8403 | $50.00 | 4/14/2011 7:25:52 PM |
| greenkid | $50.00 | 4/14/2011 8:24:55 PM |
| papaloha | $46.00 | 4/14/2011 8:38:38 PM |
| investment-daydream | $75.00 | 4/15/2011 1:27:56 AM |
| martymaniaman | $40.32 | 4/15/2011 5:51:08 AM |
| LaBamba | $220.00 | 4/14/2011 8:15:25 PM |
| well-mannered-income3 | $50.00 | 4/14/2011 8:35:03 PM |
| GElender | $50.00 | 4/15/2011 6:12:08 AM |
| Bocephus1959 | $25.00 | 4/14/2011 8:33:07 PM |
| melodious-openness | $70.00 | 4/15/2011 6:27:19 AM |
| supreme-hope | $25.00 | 4/15/2011 7:18:45 AM |
| gothampark | $25.00 | 4/15/2011 7:53:45 AM |
| exciting-fairness | $200.00 | 4/15/2011 5:37:11 AM |
| fairness-atmosphere | $25.00 | 4/15/2011 8:02:33 AM |
| skidoo99 | $25.07 | 4/15/2011 6:13:24 AM |
| MapleLaker | $50.00 | 4/15/2011 8:53:37 AM |
| economy-popcorn | $25.00 | 4/15/2011 6:25:38 AM |
| genelinist | $53.83 | 4/15/2011 9:05:41 AM |
| bluehen00 | $89.05 | 4/15/2011 9:08:25 AM |
| superb-kindness2 | $25.00 | 4/15/2011 7:21:12 AM |
| Lubava | $74.73 | 4/15/2011 7:04:06 AM |
| coin-flower1 | $25.00 | 4/15/2011 7:24:06 AM |
| Credit2Prosper | $50.00 | 4/15/2011 8:44:34 AM |
| integrity-hawk | $78.58 | 4/15/2011 9:06:52 AM |
| suave-dime6 | $25.00 | 4/10/2011 12:03:46 PM |
| investment-artist | $25.00 | 4/10/2011 12:04:42 PM |
| r48 | $25.00 | 4/10/2011 12:04:38 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:00 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:55 PM |
| MoneyForNothing | $114.97 | 4/10/2011 1:45:54 PM |
| return-grizzly | $100.00 | 4/10/2011 3:39:44 PM |
| thankful-nickel2 | $25.00 | 4/10/2011 4:32:11 PM |
| mikeandcat | $50.00 | 4/10/2011 6:57:32 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:35 PM |
| DoctorJoe | $25.00 | 4/11/2011 4:23:26 AM |
| competent-p2p | $35.00 | 4/11/2011 6:25:44 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:46 PM |
| firsttouch1 | $250.00 | 4/11/2011 4:56:48 PM |
| benefit-banshee | $100.00 | 4/11/2011 7:14:46 PM |
| a_falk22 | $25.00 | 4/12/2011 8:51:07 AM |
| shawnw2 | $750.00 | 4/12/2011 10:53:18 AM |
| intrepid-loot | $50.00 | 4/12/2011 6:31:23 PM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:19 AM |
| Bob450 | $25.00 | 4/13/2011 10:16:49 AM |
| chameleon125 | $50.00 | 4/13/2011 9:54:28 PM |
| organic-treasure | $25.84 | 4/14/2011 10:19:59 AM |
| reflective-rupee | $500.55 | 4/14/2011 9:39:18 AM |
| shawnw2 | $300.00 | 4/14/2011 11:50:38 AM |
| CA-Lender | $50.04 | 4/14/2011 10:14:57 AM |
| wild-orange | $50.00 | 4/14/2011 12:05:46 PM |
| Phatt-Daddy | $100.00 | 4/14/2011 1:35:21 PM |
| thelovebug | $100.00 | 4/14/2011 4:07:28 PM |
| heerzaquestion | $300.00 | 4/14/2011 6:39:17 PM |
| credit-missile | $75.00 | 4/14/2011 6:09:45 PM |
| DasMula | $27.00 | 4/14/2011 7:33:48 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:36 PM |
| commerce-broker | $50.00 | 4/15/2011 6:05:05 AM |
| marwadi-62 | $500.00 | 4/14/2011 7:51:22 PM |
| generator596 | $25.00 | 4/15/2011 1:53:37 AM |
| Shining-Star | $72.85 | 4/15/2011 12:26:54 AM |
| PleaseDontDefault | $50.00 | 4/15/2011 7:30:12 AM |
| emjaybee | $25.00 | 4/15/2011 5:25:45 AM |
| pumatrap | $25.00 | 4/15/2011 6:22:48 AM |
| Tikibarman | $50.00 | 4/15/2011 8:57:14 AM |
| systematic-fairness1 | $45.08 | 4/15/2011 6:30:29 AM |
| investment-comet | $25.00 | 4/15/2011 7:04:19 AM |
| Pitufo | $100.00 | 4/15/2011 8:29:02 AM |
| CareMan | $50.00 | 4/15/2011 8:59:18 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
501591
This series of Notes was issued and sold upon the funding of the borrower loan #48597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,912 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blazing-wealth339 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Selling home, but need improvements
Purpose of loan: Home improvements to sell home.
This loan will be used to...Make renovations to make home a prime property to be sold very soon. Loan to be used to replace carpet, repaint, and make minor repairs.
My financial situation: Stable and comfortable. Have never had late payments nor have filed bankruptcy. Have been with employer for 6 1/2 years in a very stable position.
I am a good candidate for this loan because... the home will be put up for sale as soon as the money is utilized to make improvements. I currently owe $84,000 on the mortgage for this property. The home is expected to sell between $98,000 to $103,000.
Monthly net income: $2385
Monthly expenses: $1500
Housing: $650
Insurance: $150
Car expenses: $0 - (All transportation costs are re-imbursed by my employer)
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
why do you want to sell your house at this timing? - p2ploan-sensation211
A:
My main reason for selling the home is that I am not there enough to enjoy and properly maintain the property. When I purchased the property my job was local and I was home every night. I then took on a position with more responsibility that required me to spend the vast majority of my time away from home for multiple weeks.
I will be transition to renting an apartment where maintenance will be far less of an issue and will take a lot of headache and worry out of the picture.
(Apr-10-2011)
Q:
what's your job? - p2ploan-sensation211
A:
I work for the Store Planning division of a major retailer. My job title is Field Project Supervisor. My job mainly involves traveling to various retail locations throughout the southeast to oversee new store opening, remodels, special projects, etc. Sometimes these projects last up to 12 weeks while some may last a week or less. In either situation for 10 months out of the year I am on the road for all but about 4 days out of each month.
(Apr-10-2011)
Q:
Can you tell me if you use or plan to use automated payments for your debts? It just ocurred to me that if you're not home often or regularly that paying bills could present a problem. Congrats on the new job and good luck selling the house. ;-) - StarshineXL
A:
I actually am on the road at this very moment. I pay and manage all of my finances and bill payments online or through automatic draft. So...to answer your question I will use automatic payments on Prosper. On top of that I am never too far away from internet access as I tether through my phone, utilize hotel/motel wifi, or access the web at work as almost every facility in my company is online.
(Apr-11-2011)
Q:
I forgot to ask...does your employer pay for all your 'on the road' expenses? Expense account for food and lodging stuff? Thanks again - StarshineXL
A:
My employer re-imburses or covers all expenses such as lodging, food, mileage on personal vehicle, flights, laundering/dry cleaning, and use of personal cell phone for business. For the most part while I'm on the road my out of pocket living expenses are very minimal and for the most part at or near zero.
I do utilize a separate bank account to deal with reimbursed expenses so that these do not conflict with my personal expenses.
(Apr-11-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage of this writing is exactly: $84,189.24. There are no second mortgages, helocs, etc. on this home.
The market value as evaluated by my real estate agent is $98,000 to $103,000 based upon the improvements being made and on homes that have recently sold in the same neighborhood. The Zillow Zestimate is $94,000. Full details are at this link:
http://www.zillow.com/homedetails/26-Lodgestone-Dr-Ringgold-GA-30736/97959610_zpid/#{scid=hdp-site-map-bubble-address}
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| GeorgiaGator | $50.00 | 4/10/2011 12:02:23 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:23 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:08:02 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:12:05 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:44 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:03:05 PM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 5:20:46 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:51 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 10:01:50 AM |
| husley | $26.64 | 4/11/2011 12:51:53 PM |
| StarshineXL | $500.00 | 4/11/2011 2:31:56 PM |
| Whipster | $50.00 | 4/11/2011 2:38:02 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:56 PM |
| StarshineXL | $1,000.00 | 4/11/2011 8:15:20 PM |
| Bob450 | $25.00 | 4/12/2011 2:24:09 AM |
| 1-HARD-HEAD | $25.25 | 4/12/2011 4:26:39 AM |
| Nerdster1 | $35.07 | 4/12/2011 4:27:28 AM |
| jules3304 | $25.00 | 4/12/2011 6:24:15 AM |
| balanced-balance6 | $25.00 | 4/12/2011 6:21:15 AM |
| leverage-monger | $66.66 | 4/12/2011 10:03:14 AM |
| euro-spark | $100.00 | 4/12/2011 10:18:29 AM |
| FinanceEngine | $40.00 | 4/12/2011 3:02:18 PM |
| tigercat | $50.00 | 4/12/2011 4:03:31 PM |
| mammalian4 | $25.00 | 4/12/2011 3:56:10 PM |
| Kash2010lu | $25.00 | 4/12/2011 8:11:46 PM |
| nickel-hickory | $100.00 | 4/13/2011 9:57:20 AM |
| DasMula | $13.19 | 4/13/2011 11:09:36 AM |
| ghos2rider | $50.00 | 4/13/2011 10:53:39 AM |
| DasMula | $27.00 | 4/13/2011 11:09:22 AM |
| suave-dime6 | $25.00 | 4/10/2011 12:03:54 PM |
| reflective-rupee | $400.44 | 4/10/2011 12:24:21 PM |
| foothillender | $25.00 | 4/10/2011 2:55:58 PM |
| bankbuddy55 | $100.00 | 4/10/2011 5:42:33 PM |
| Reddy_Capital | $25.00 | 4/11/2011 10:46:57 PM |
| washboard3 | $35.00 | 4/11/2011 9:22:48 PM |
| intrepid-loot | $25.00 | 4/12/2011 5:10:19 AM |
| Rulea72 | $30.75 | 4/12/2011 11:21:33 AM |
| Aariel | $25.00 | 4/12/2011 1:06:10 PM |
| DackoDenk | $25.00 | 4/12/2011 3:33:59 PM |
| well-mannered-income3 | $25.00 | 4/12/2011 8:27:39 PM |
| shrewd-income | $200.00 | 4/12/2011 6:55:47 PM |
| money-fort | $25.00 | 4/12/2011 10:06:30 PM |
| Christophe | $25.00 | 4/13/2011 7:06:07 AM |
| Requiem | $25.00 | 4/13/2011 7:59:58 AM |
| icon7 | $50.00 | 4/13/2011 8:09:12 AM |
| draggon77 | $25.00 | 4/13/2011 10:37:16 AM |
| mpatrick | $25.00 | 4/13/2011 9:28:07 AM |
| taetrade | $25.00 | 4/13/2011 10:37:10 AM |
| value-allocator1 | $100.00 | 4/13/2011 9:31:32 AM |
| 49 Investments
|