Sales Report:Supplement No. 1 dated Apr 15, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
494732
This series of Notes was issued and sold upon the funding of the borrower loan #48549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $267.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
23 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,624 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wcbu |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to re-stucco my house and fencing, paint the house, and finish landscaping before the summer starts here in Arizona.
My financial situation:
I am a good candidate for this loan because I have a long work history at the same firm, a good salary, have established an excellent credit history since a divorce and filing for bankruptcy in 2004, and have obtained and paid off a prior loan here on Prosper (demonstrating my credit worthiness).
Monthly net income: $10,293
Monthly expenses: $ 7085 (total)
Housing: $2577
Insurance: $313
Car expenses: $576
Utilities: $250
Phone, cable, internet: $179
Food, entertainment: $750
Clothing, household expenses: $400
Credit cards and other loans: $1800
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| outofoffice | $62.07 | 4/8/2011 9:40:16 AM |
| lendstats_com | $400.00 | 4/8/2011 9:52:15 AM |
| cashhelp | $50.00 | 4/8/2011 10:43:33 AM |
| golffish2 | $50.00 | 4/8/2011 10:27:41 AM |
| Aberdeen | $2,000.00 | 4/8/2011 10:43:49 AM |
| Wangchuk | $25.00 | 4/8/2011 11:33:52 AM |
| BxRealtor | $25.00 | 4/8/2011 11:57:29 AM |
| atlas100 | $50.00 | 4/8/2011 11:58:27 AM |
| Feyenoord | $25.00 | 4/8/2011 1:16:50 PM |
| reflective-rupee | $188.88 | 4/8/2011 1:23:08 PM |
| thankful-nickel2 | $50.00 | 4/8/2011 1:19:04 PM |
| thankful-nickel2 | $50.00 | 4/8/2011 1:20:43 PM |
| r48 | $26.00 | 4/8/2011 1:51:45 PM |
| 1-HARD-HEAD | $200.00 | 4/8/2011 5:02:17 PM |
| velocity-winner | $25.00 | 4/8/2011 5:33:38 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:44:02 PM |
| SolarMoonshine | $500.00 | 4/8/2011 5:58:51 PM |
| johnrx | $50.00 | 4/8/2011 6:06:07 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:30:27 PM |
| OldManP | $35.00 | 4/9/2011 12:50:55 AM |
| jayk63 | $25.00 | 4/9/2011 3:46:32 AM |
| exciting-fairness | $200.00 | 4/9/2011 5:52:57 AM |
| r48 | $25.00 | 4/9/2011 2:17:08 PM |
| scratch4you | $25.00 | 4/9/2011 2:02:17 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:02 PM |
| jgar_O | $35.00 | 4/9/2011 6:41:36 PM |
| jpblan11 | $25.00 | 4/9/2011 6:28:09 PM |
| DasMula | $46.00 | 4/9/2011 9:06:56 PM |
| Nerdster1 | $40.06 | 4/10/2011 4:18:06 AM |
| delicious-loan093 | $25.00 | 4/10/2011 3:16:18 PM |
| papaloha | $73.00 | 4/10/2011 4:24:53 PM |
| jcw3rd | $25.00 | 4/10/2011 7:38:01 PM |
| wealth-competitor | $25.00 | 4/10/2011 6:58:32 PM |
| C2Banking | $122.41 | 4/10/2011 7:11:07 PM |
| graceful-payment | $33.88 | 4/11/2011 4:22:01 AM |
| Ast24 | $25.00 | 4/11/2011 7:05:28 AM |
| FoosMaster | $35.00 | 4/11/2011 7:11:07 AM |
| yield-seeker | $25.00 | 4/11/2011 8:38:28 AM |
| moola-monger9 | $50.00 | 4/11/2011 7:55:10 AM |
| diversifylender | $50.00 | 4/11/2011 9:33:27 AM |
| bunnybear | $25.00 | 4/11/2011 10:02:22 AM |
| MoneyForNothing | $69.09 | 4/8/2011 9:39:29 AM |
| credit-guard5 | $25.00 | 4/8/2011 10:10:57 AM |
| atbright | $25.00 | 4/8/2011 11:56:33 AM |
| Zolton | $100.00 | 4/8/2011 11:55:34 AM |
| rate-hickory | $25.00 | 4/8/2011 2:26:23 PM |
| hookUup | $25.00 | 4/8/2011 3:50:22 PM |
| the-kindness-honker | $50.00 | 4/8/2011 6:58:50 PM |
| loanman2007 | $200.00 | 4/9/2011 5:14:25 AM |
| ethicalhumanist | $50.00 | 4/9/2011 10:02:28 AM |
| LendToCause | $25.00 | 4/9/2011 3:20:49 PM |
| JGuide | $25.08 | 4/9/2011 5:17:16 PM |
| marwadi-62 | $300.00 | 4/9/2011 7:23:02 PM |
| Aberdeen | $1,000.00 | 4/10/2011 7:49:13 AM |
| integrity-doctor | $100.00 | 4/10/2011 9:40:03 AM |
| labyrinth0 | $25.00 | 4/10/2011 12:35:41 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:36 PM |
| rapid-currency | $50.00 | 4/10/2011 7:21:51 PM |
| RecoveryLender | $25.00 | 4/10/2011 11:41:08 PM |
| patriot897 | $25.00 | 4/11/2011 5:06:47 AM |
| cbivitz | $320.00 | 4/11/2011 5:01:10 AM |
| InvestForWealth | $34.88 | 4/11/2011 7:52:50 AM |
| Christophe | $50.00 | 4/11/2011 7:55:52 AM |
| diversifylender | $50.00 | 4/11/2011 9:35:35 AM |
| forthright-trade | $25.00 | 4/11/2011 9:58:53 AM |
| MoneyForNothing | $3.65 | 4/11/2011 10:02:35 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
497331
This series of Notes was issued and sold upon the funding of the borrower loan #48510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,934.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-23-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-06-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $410.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,239 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Bandnames |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Simpler Debt + Vehicle = Prosper
I am using this loan to consolidate/simplify existing debt and purchase a much needed new (used) vehicle. This will free up a significant amount of my monthly income and ensures that I can easily afford payments to Prosper.com investors.
I am willing to pay a higher interest rate for simplified debt and a reliable vehicle. My salaried income meets my expenses but leaves little flexibility. I make great money and have 100% job security but old long-term debts are now clashing with recent short-term cash advance debts and financial crisis.
Instead of paying ten other companies interest on different accounts I could be paying interest to YOU with one simple payment a month. It's a win-win and I am humbly grateful to Prosper.com and all it's investors.
Monthly net income: $2600
Monthly expenses:
BEFORE loan... $2500 (Total Debt = $11,200)
AFTER loan... $1920 (Total Debt = $1200 + prosper loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 3/23/2011 9:03:12 AM |
| Bob450 | $25.00 | 3/23/2011 9:43:01 AM |
| Wangchuk | $25.33 | 3/23/2011 9:04:23 AM |
| reflective-rupee | $250.33 | 3/23/2011 11:34:22 AM |
| magnetic-dedication3 | $25.00 | 3/23/2011 7:53:51 PM |
| competent-p2p | $35.00 | 3/24/2011 10:28:04 AM |
| zotzot | $25.11 | 3/24/2011 8:33:08 AM |
| mrsp2e | $25.00 | 3/26/2011 6:46:11 PM |
| patriot897 | $25.00 | 3/28/2011 12:32:23 PM |
| leodaguy | $25.00 | 3/28/2011 3:28:40 PM |
| Gibbyland | $100.00 | 3/29/2011 9:02:47 PM |
| wwwUniversal | $25.00 | 3/31/2011 2:27:11 AM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 7:07:38 PM |
| revenue-circuit1 | $25.00 | 4/1/2011 10:29:26 AM |
| Rogesparkguy | $25.00 | 4/1/2011 10:48:30 AM |
| asset-professor | $50.00 | 4/2/2011 9:43:45 AM |
| Cai8899 | $30.00 | 4/2/2011 11:48:20 PM |
| finance-prescription | $50.00 | 4/2/2011 4:36:31 PM |
| BlindJoeDeath | $50.00 | 4/3/2011 2:28:30 PM |
| the-dollar-topper | $100.00 | 4/2/2011 4:35:51 PM |
| handshake5 | $100.00 | 4/4/2011 10:58:59 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:58:35 AM |
| Jack55304 | $125.00 | 4/4/2011 11:47:07 AM |
| dominickf | $50.00 | 4/4/2011 10:59:44 AM |
| tech310 | $50.00 | 4/4/2011 10:53:45 AM |
| seisen | $50.00 | 4/4/2011 11:00:20 AM |
| musegaze | $50.00 | 4/4/2011 12:27:54 PM |
| IIP77 | $25.00 | 4/5/2011 5:17:53 AM |
| beeper2 | $150.00 | 4/5/2011 10:32:48 AM |
| genelinist | $25.00 | 4/5/2011 11:14:22 AM |
| bonus-powerplant | $25.00 | 4/5/2011 3:44:20 PM |
| zippy-interest | $25.00 | 4/5/2011 3:58:42 PM |
| nilonc1 | $170.00 | 4/5/2011 4:01:52 PM |
| fund-tom-tom6 | $50.00 | 4/5/2011 5:16:42 PM |
| prudent-gain7 | $25.00 | 4/5/2011 5:16:52 PM |
| SweatyBalls | $25.00 | 4/5/2011 5:18:05 PM |
| magnetic-kindness | $25.00 | 4/5/2011 5:18:15 PM |
| CapitalismRocks | $25.00 | 4/5/2011 5:18:22 PM |
| Rob717171 | $50.00 | 4/5/2011 5:18:40 PM |
| onesunca | $35.00 | 4/5/2011 5:19:19 PM |
| greatwhiteninja | $50.00 | 4/5/2011 5:20:28 PM |
| PThor | $25.00 | 4/5/2011 5:20:46 PM |
| wattboy | $31.46 | 4/5/2011 9:11:49 AM |
| durability-mad-scientist4 | $50.00 | 4/5/2011 5:21:35 PM |
| pixeldave | $29.64 | 4/5/2011 5:23:40 PM |
| treasure-expert | $25.00 | 4/5/2011 5:27:40 PM |
| desertoasis | $30.00 | 4/5/2011 4:37:28 PM |
| floridass | $25.00 | 4/5/2011 5:30:23 PM |
| trajectory8 | $50.00 | 4/5/2011 5:31:25 PM |
| rapid-credit428 | $25.00 | 4/5/2011 5:36:00 PM |
| treasure-pipeline | $50.00 | 4/5/2011 5:37:11 PM |
| rcm87 | $100.00 | 4/5/2011 5:37:18 PM |
| LaveenFinancial | $25.00 | 4/5/2011 5:37:56 PM |
| apostle901 | $25.00 | 4/5/2011 5:38:11 PM |
| yield-aurora4 | $50.00 | 4/5/2011 10:50:18 AM |
| finagler | $25.00 | 4/5/2011 5:38:25 PM |
| affluence-tycoon | $28.29 | 4/5/2011 5:38:42 PM |
| brazilofmux | $47.38 | 4/5/2011 5:39:15 PM |
| justice-economist | $25.00 | 4/5/2011 5:43:13 PM |
| euro-spark | $200.00 | 4/5/2011 5:04:55 PM |
| buyrite334 | $25.00 | 4/5/2011 5:16:46 PM |
| hope-equation | $50.00 | 4/5/2011 5:48:56 PM |
| sdkevin | $25.00 | 4/5/2011 5:17:11 PM |
| azncurls82 | $50.00 | 4/5/2011 5:17:15 PM |
| treasure-bliss | $50.00 | 4/5/2011 5:50:30 PM |
| finance-vault | $25.00 | 4/5/2011 5:18:44 PM |
| wise-deal-panda | $50.00 | 4/5/2011 5:18:51 PM |
| logical-investment4 | $25.00 | 4/5/2011 5:19:00 PM |
| indomitable-dedication | $50.00 | 4/5/2011 5:19:11 PM |
| hitsman | $50.00 | 4/5/2011 5:51:52 PM |
| finance-scout2 | $50.00 | 4/5/2011 5:19:34 PM |
| be_wise | $25.00 | 4/5/2011 5:19:42 PM |
| goodhelper | $25.00 | 4/5/2011 5:20:23 PM |
| shur | $25.00 | 4/5/2011 5:20:45 PM |
| AF-Chief | $50.00 | 4/5/2011 5:21:04 PM |
| FASTIZIO_P | $25.00 | 4/5/2011 5:21:20 PM |
| money-bauble | $100.00 | 4/5/2011 5:21:42 PM |
| MONEYMATCH | $25.00 | 4/5/2011 5:23:10 PM |
| investment-visionary | $25.00 | 4/5/2011 5:25:48 PM |
| Scoote2912 | $25.00 | 4/5/2011 2:17:01 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:10:48 PM |
| mcgovern2024 | $25.00 | 4/5/2011 5:36:52 PM |
| RMB-Investments | $50.00 | 4/5/2011 5:37:17 PM |
| trade-caper | $25.00 | 4/5/2011 5:37:44 PM |
| dough-bear | $39.97 | 4/5/2011 5:37:53 PM |
| AntiTrustBanker | $25.00 | 4/5/2011 5:38:19 PM |
| drg6289 | $25.00 | 4/5/2011 5:39:11 PM |
| neutrino6 | $25.00 | 4/5/2011 2:59:26 PM |
| RetiredATC | $50.00 | 4/5/2011 5:48:17 PM |
| DonaldColorado | $50.00 | 4/5/2011 5:48:27 PM |
| smilinsam | $50.00 | 4/5/2011 5:49:02 PM |
| jubilant-agreement0 | $25.00 | 4/5/2011 5:49:23 PM |
| EL_Papin | $100.00 | 4/5/2011 6:29:09 PM |
| l2fp | $29.75 | 4/5/2011 6:53:13 PM |
| Runegeld | $25.00 | 4/6/2011 3:09:56 AM |
| thelovebug | $100.00 | 4/5/2011 5:04:13 PM |
| payout-banker4 | $25.00 | 4/6/2011 3:49:40 AM |
| PatRichi | $25.00 | 4/5/2011 5:16:21 PM |
| wampum-chorus3 | $25.00 | 4/5/2011 8:34:17 PM |
| relentless-fund1 | $25.00 | 4/5/2011 5:16:45 PM |
| yertle9 | $25.00 | 4/5/2011 5:17:05 PM |
| Najaca | $25.00 | 4/5/2011 5:17:17 PM |
| p2ploan-charmer | $25.00 | 4/5/2011 5:17:24 PM |
| well-mannered-marketplace5 | $25.00 | 4/5/2011 5:17:53 PM |
| truth-companion | $25.00 | 4/5/2011 5:19:21 PM |
| oreyedoc | $41.04 | 4/5/2011 5:19:39 PM |
| the-yield-surfer | $50.00 | 4/5/2011 5:20:07 PM |
| worldly-rate3 | $50.00 | 4/5/2011 5:20:11 PM |
| important-openness1 | $50.00 | 4/5/2011 5:20:18 PM |
| GGreg799 | $25.00 | 4/5/2011 5:20:25 PM |
| chkrvrty | $50.00 | 4/5/2011 5:20:43 PM |
| hopeful-asset9 | $25.00 | 4/5/2011 5:20:51 PM |
| extraordinary-interest1 | $50.00 | 4/5/2011 5:21:10 PM |
| ezg | $25.00 | 4/5/2011 5:23:23 PM |
| tsquared_030 | $25.00 | 4/5/2011 5:23:41 PM |
| GElender | $25.00 | 4/6/2011 6:22:27 AM |
| amijo | $25.00 | 4/5/2011 5:26:14 PM |
| famous-bill | $25.00 | 4/5/2011 5:28:33 PM |
| Kyileo | $25.00 | 4/6/2011 7:22:19 AM |
| tripnosis | $25.00 | 4/5/2011 5:31:17 PM |
| graceful-investment | $100.00 | 4/5/2011 5:31:22 PM |
| DadWarbucks | $50.00 | 4/5/2011 5:34:05 PM |
| GMOD026 | $25.00 | 4/6/2011 2:58:57 AM |
| stock106 | $25.00 | 4/5/2011 5:35:14 PM |
| LAM26 | $25.00 | 4/5/2011 5:35:45 PM |
| A007 | $25.07 | 4/6/2011 3:10:12 AM |
| Shepherd7 | $50.00 | 4/5/2011 5:37:41 PM |
| Aleut | $25.00 | 4/5/2011 5:38:38 PM |
| Banker7371 | $25.00 | 4/5/2011 5:38:46 PM |
| ommcd | $25.00 | 4/5/2011 5:38:52 PM |
| new-social-economist | $50.00 | 4/5/2011 5:39:23 PM |
| dedicated-transaction796 | $35.22 | 4/5/2011 5:39:27 PM |
| upright-commitment5 | $25.00 | 4/6/2011 3:55:47 AM |
| prominence8 | $25.00 | 4/5/2011 5:48:08 PM |
| GatorBux | $50.00 | 4/5/2011 5:48:15 PM |
| Comoparklender | $50.00 | 4/5/2011 5:49:14 PM |
| SBT | $25.00 | 4/5/2011 5:49:28 PM |
| missing-link | $25.00 | 4/5/2011 5:50:02 PM |
| nybanker85 | $50.00 | 4/5/2011 5:50:51 PM |
| radforj22 | $25.00 | 4/5/2011 6:09:56 PM |
| One_Lolo | $25.00 | 4/6/2011 8:08:01 AM |
| wise-skillful-benjamins | $32.00 | 4/5/2011 6:49:21 PM |
| bboy21385 | $49.89 | 4/5/2011 10:27:33 PM |
| flwah | $25.00 | 4/6/2011 3:21:00 AM |
| worth-arch | $25.00 | 4/6/2011 3:49:33 AM |
| golath24 | $25.00 | 4/6/2011 4:33:01 AM |
| intrepid-loot | $50.00 | 4/6/2011 5:59:44 AM |
| Spiderman55 | $25.00 | 4/6/2011 7:19:15 AM |
| bullwink27 | $25.00 | 4/6/2011 7:28:30 AM |
| suave-dime6 | $25.00 | 3/23/2011 9:07:35 AM |
| worldly-money4 | $200.00 | 3/23/2011 9:07:54 AM |
| marinbb | $25.00 | 3/23/2011 7:02:56 PM |
| benjamins-utopia | $100.00 | 3/24/2011 11:50:23 AM |
| DUDICO2006 | $25.00 | 3/24/2011 7:12:16 PM |
| tnjohnso | $25.00 | 3/26/2011 2:05:24 AM |
| ASR3 | $50.00 | 3/27/2011 4:28:46 AM |
| thelovebug | $100.00 | 3/27/2011 9:18:38 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:58:14 PM |
| w3alter | $100.00 | 3/30/2011 10:03:47 AM |
| Tylerh | $100.00 | 3/30/2011 8:33:34 PM |
| frogperson | $200.00 | 3/30/2011 10:10:01 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:43:14 AM |
| well-mannered-income3 | $25.00 | 4/1/2011 6:25:37 PM |
| transformer855 | $25.00 | 4/1/2011 7:18:20 PM |
| ready-interest9 | $25.00 | 4/1/2011 7:26:31 PM |
| fortytwo | $100.00 | 4/3/2011 12:20:20 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:29:52 AM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:14 PM |
| bid-czar8 | $50.00 | 4/4/2011 10:59:49 AM |
| burrito6 | $25.00 | 4/4/2011 5:15:04 PM |
| power-bluebird2 | $50.00 | 4/4/2011 7:43:06 PM |
| kulender | $66.42 | 4/5/2011 2:05:12 AM |
| the-profit-oracle | $25.00 | 4/5/2011 2:22:19 AM |
| cablenews | $50.00 | 4/5/2011 8:43:30 AM |
| adventurous-commerce | $25.00 | 4/5/2011 9:56:32 AM |
| gentle-coin | $75.00 | 4/5/2011 10:17:31 AM |
| oaktown23 | $50.00 | 4/4/2011 11:43:20 PM |
| mikelance7 | $25.00 | 4/5/2011 10:33:59 AM |
| saga9 | $25.00 | 4/5/2011 1:21:42 PM |
| hookUup | $25.00 | 4/5/2011 3:29:36 PM |
| jjswanso | $107.03 | 4/5/2011 3:37:52 PM |
| deepblue34 | $40.00 | 4/5/2011 4:01:44 PM |
| Ocean713 | $50.00 | 4/5/2011 2:42:31 PM |
| reward-adventure | $50.00 | 4/5/2011 3:56:45 PM |
| deal-baron | $41.91 | 4/5/2011 5:16:28 PM |
| magnolia161 | $50.00 | 4/5/2011 5:16:44 PM |
| CoffeyvilleKS | $33.35 | 4/5/2011 5:16:58 PM |
| billybragg | $25.00 | 4/5/2011 5:17:52 PM |
| amusement4 | $100.00 | 4/5/2011 5:17:55 PM |
| ken168 | $30.00 | 4/5/2011 5:18:17 PM |
| aelending | $25.00 | 4/5/2011 5:18:28 PM |
| inspired-duty5 | $50.00 | 4/5/2011 5:19:04 PM |
| symbiosis | $100.00 | 4/5/2011 5:20:37 PM |
| treasure-generator | $25.00 | 4/5/2011 5:21:07 PM |
| chungfang | $100.00 | 4/5/2011 5:21:30 PM |
| compassion-paladin042 | $25.00 | 4/5/2011 5:21:51 PM |
| Engineer44 | $25.00 | 4/5/2011 5:25:05 PM |
| CC911 | $25.00 | 4/5/2011 5:25:55 PM |
| shrewd-peace7 | $25.00 | 4/5/2011 5:28:51 PM |
| riproaringrapids | $25.00 | 4/5/2011 5:32:09 PM |
| gristle | $25.00 | 4/5/2011 5:35:42 PM |
| unassassinable | $25.00 | 4/5/2011 5:36:08 PM |
| life-is-great | $25.00 | 4/5/2011 5:37:14 PM |
| bobby5832708 | $50.00 | 4/5/2011 5:37:47 PM |
| rzlender | $25.00 | 4/5/2011 5:38:08 PM |
| rupee-tuba | $50.00 | 4/5/2011 5:38:21 PM |
| minddoc | $25.00 | 4/5/2011 5:38:29 PM |
| orange-preeminant-bill | $50.00 | 4/5/2011 5:38:56 PM |
| truelumen | $25.00 | 4/5/2011 12:17:48 PM |
| selfmademan | $25.00 | 4/5/2011 5:46:19 PM |
| treasure-widget | $25.00 | 4/5/2011 5:47:26 PM |
| mammalian4 | $25.00 | 4/5/2011 5:47:36 PM |
| newest-inspiring-power | $25.00 | 4/5/2011 5:16:36 PM |
| whartonmba | $25.00 | 4/5/2011 5:16:41 PM |
| independent-leverage6 | $25.00 | 4/5/2011 5:17:08 PM |
| Wellman | $50.00 | 4/5/2011 5:49:35 PM |
| 1phantom | $25.00 | 4/5/2011 5:17:50 PM |
| PRGuyinVA | $25.00 | 4/5/2011 5:49:41 PM |
| ivy-league-MBA | $25.00 | 4/5/2011 5:18:01 PM |
| flanative | $25.00 | 4/5/2011 5:18:20 PM |
| payment-gusto | $25.00 | 4/5/2011 5:50:38 PM |
| OCedHrt | $25.00 | 4/5/2011 5:18:24 PM |
| UT-Longhorn | $25.00 | 4/5/2011 5:18:47 PM |
| HedgeFund | $50.00 | 4/5/2011 5:18:54 PM |
| gold-channel2 | $25.00 | 4/5/2011 5:19:08 PM |
| km007 | $25.00 | 4/5/2011 5:19:37 PM |
| CaliforniaSun | $25.00 | 4/5/2011 5:52:55 PM |
| persevering | $34.92 | 4/5/2011 5:19:51 PM |
| Yomain | $125.00 | 4/5/2011 5:20:35 PM |
| DDHMoney | $25.00 | 4/5/2011 5:21:18 PM |
| moola-trumpeter | $25.00 | 4/5/2011 5:22:13 PM |
| point-kitten6 | $100.00 | 4/5/2011 5:23:20 PM |
| income-vault6 | $25.00 | 4/5/2011 5:24:38 PM |
| thrifty-return | $30.00 | 4/5/2011 5:25:44 PM |
| Lendingsome | $100.00 | 4/5/2011 5:26:41 PM |
| Doug1043 | $25.00 | 4/5/2011 6:08:57 PM |
| responsive-rate884 | $50.00 | 4/5/2011 5:31:51 PM |
| back-scratchers | $25.00 | 4/5/2011 6:11:09 PM |
| Dubbs360 | $25.00 | 4/5/2011 5:34:50 PM |
| hope-eagle6 | $25.00 | 4/5/2011 5:35:53 PM |
| ThatDanGuy | $50.00 | 4/5/2011 5:37:07 PM |
| greenback-amplifier | $25.00 | 4/5/2011 5:37:50 PM |
| asiaratt | $50.00 | 4/5/2011 5:38:04 PM |
| cropdust3r | $25.00 | 4/5/2011 5:38:13 PM |
| irrelevant | $25.00 | 4/5/2011 5:38:24 PM |
| Weaverville | $25.00 | 4/5/2011 5:49:17 PM |
| economy-producer | $25.00 | 4/5/2011 5:50:59 PM |
| genius520 | $92.75 | 4/5/2011 3:56:31 PM |
| HHP | $100.00 | 4/5/2011 5:55:39 PM |
| assetmanager | $25.00 | 4/5/2011 8:27:26 PM |
| gold-blanket0 | $25.00 | 4/5/2011 6:09:58 PM |
| imlosttoo | $25.00 | 4/5/2011 10:32:28 PM |
| MGinvest | $25.00 | 4/5/2011 6:15:28 PM |
| EarlyRiser | $250.00 | 4/5/2011 6:17:41 PM |
| profitable-money | $25.00 | 4/5/2011 6:58:30 PM |
| rulender | $41.16 | 4/6/2011 3:20:52 AM |
| TrustinOthers | $25.00 | 4/5/2011 5:16:12 PM |
| social-conductor4 | $25.00 | 4/5/2011 5:16:33 PM |
| tolerant-interest4 | $50.00 | 4/5/2011 5:17:01 PM |
| moneymakers1100 | $30.00 | 4/5/2011 5:17:22 PM |
| filmzombi | $50.00 | 4/5/2011 5:17:31 PM |
| nycloan | $25.00 | 4/5/2011 5:17:48 PM |
| willieboone | $25.00 | 4/5/2011 5:17:58 PM |
| benevolent-bonus | $25.00 | 4/5/2011 5:18:32 PM |
| Davidson2 | $50.00 | 4/5/2011 5:19:30 PM |
| Perksunlimited | $50.00 | 4/5/2011 5:20:13 PM |
| nletunic | $50.00 | 4/5/2011 5:20:20 PM |
| joshua18 | $25.00 | 4/5/2011 5:20:31 PM |
| reward-walnut | $50.00 | 4/5/2011 5:20:49 PM |
| rhin0cerx | $50.00 | 4/5/2011 5:21:39 PM |
| liberty-destiny3 | $25.00 | 4/5/2011 5:23:09 PM |
| SDNLR | $99.97 | 4/5/2011 5:23:21 PM |
| oldmora | $50.00 | 4/5/2011 5:23:42 PM |
| kind-adventurous-finance | $50.00 | 4/5/2011 5:24:35 PM |
| seanambrose | $25.00 | 4/5/2011 5:30:17 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:32:40 AM |
| nodrivelpls | $25.00 | 4/5/2011 5:34:48 PM |
| Diamond_Jim | $36.33 | 4/5/2011 5:35:54 PM |
| mike279766 | $27.00 | 4/5/2011 5:37:36 PM |
| transaction-animal8 | $25.00 | 4/5/2011 5:38:00 PM |
| Rdodson11 | $25.00 | 4/5/2011 5:38:44 PM |
| profit-powerplant | $25.00 | 4/5/2011 5:38:49 PM |
| FeedTheMachine | $100.00 | 4/5/2011 5:39:19 PM |
| Lender_Guy | $28.62 | 4/6/2011 8:55:30 AM |
| point-kitten6 | $50.00 | 4/5/2011 5:48:11 PM |
| credible-balance6 | $25.00 | 4/5/2011 5:48:20 PM |
| rvfbroker | $25.00 | 4/5/2011 5:48:53 PM |
| draggon77 | $25.00 | 4/6/2011 4:54:45 AM |
| 360Winner | $50.00 | 4/5/2011 5:49:54 PM |
| buffalobills | $25.00 | 4/5/2011 6:01:34 PM |
| 1point21gigawatts | $50.00 | 4/5/2011 6:18:54 PM |
| trimwork99 | $25.00 | 4/5/2011 7:04:13 PM |
| market-pudding | $25.00 | 4/5/2011 7:05:20 PM |
| GoodScot | $25.00 | 4/5/2011 10:32:39 PM |
| davidc314 | $29.06 | 4/6/2011 2:58:13 AM |
| CPAMAN | $25.00 | 4/6/2011 3:12:22 AM |
| capital-mover7 | $25.00 | 4/6/2011 3:48:38 AM |
| sagan | $50.00 | 4/6/2011 4:14:20 AM |
| special-responsibility | $25.00 | 4/6/2011 6:54:26 AM |
| 299 Investments
|
Borrower Payment Dependent Notes Series
498836
This series of Notes was issued and sold upon the funding of the borrower loan #48545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 10.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1965 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 800-819 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,733 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| grab |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2010)
|
|
Principal balance:
| $2,213.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used for credit card debt consolidation
I have a 809 crediit score, stable income from my retirement .I currently have a Prosper loan with perfect payment hist94.95 gasory.
Monthly net income: $5,233.00
Monthly expenses: $
Housing: $1,934.00
Insurance: $67.05 (Car Insurance)
Car expenses: $50.00 a month for gas
Utilities: $33.00 water, electricity 108.00. gas 94.95
Phone, cable, internet: $164.55
Food, entertainment: $200.00
Clothing, household expense s: $50.00
Credit cards and other loans: $Citi $400 (This Prosper loaon will replace this card payment) $150.00 (This Prosper loan will replace this card payment)
Other expenses: $933.00 ($300.00 from this amount will be paid off in June 2011)
I did not include the monthly amounts that I am paying for the expenses that I am requesting for the Prosper loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance is $301,510.98 as of 03/01/2011
What is is heloc?
Market value Is around $340,000.00
(Mar-30-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| grnii78 | $150.00 | 3/30/2011 5:03:42 PM |
| r48 | $48.00 | 3/30/2011 5:04:01 PM |
| investment-artist | $25.00 | 3/30/2011 5:05:30 PM |
| JustMee | $25.00 | 3/30/2011 5:33:32 PM |
| OldManP | $35.00 | 3/30/2011 5:02:38 PM |
| patriot897 | $25.00 | 3/30/2011 5:03:03 PM |
| BxRealtor | $25.00 | 3/30/2011 5:04:43 PM |
| magnetic-dedication3 | $25.00 | 3/31/2011 7:25:53 AM |
| GElender | $50.00 | 4/1/2011 7:11:38 AM |
| kindness-launcher | $600.00 | 4/1/2011 7:24:39 PM |
| SecondChanceLendingSERV | $45.85 | 4/2/2011 11:03:49 AM |
| sflash | $25.00 | 4/2/2011 2:30:28 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:53 PM |
| 888GoldIngots | $25.00 | 4/2/2011 9:53:34 AM |
| chameleon125 | $75.00 | 4/3/2011 6:34:38 AM |
| integrity-doctor | $100.00 | 4/4/2011 12:38:04 PM |
| drcoop | $25.00 | 4/5/2011 1:34:55 AM |
| LittleMingo | $25.00 | 4/5/2011 2:06:51 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:55 AM |
| Feyenoord | $25.00 | 4/7/2011 2:13:30 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:10 AM |
| loot-heart | $25.00 | 4/7/2011 9:54:35 AM |
| rolandweary | $25.00 | 4/7/2011 10:14:21 AM |
| radforj22 | $25.00 | 4/7/2011 5:29:02 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:54 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:45 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:02 PM |
| proper-revenue7 | $25.00 | 4/8/2011 5:51:58 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:55 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:31 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:05:03 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:41 PM |
| professional-coin1 | $150.00 | 4/10/2011 3:41:15 PM |
| razor783 | $25.00 | 4/10/2011 7:03:24 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:37 PM |
| Ocean713 | $50.00 | 4/11/2011 7:45:53 AM |
| focused-asset8 | $500.00 | 4/11/2011 11:27:50 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:54 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:22:15 PM |
| asset-professor | $50.00 | 4/12/2011 2:59:18 AM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:36 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:13 AM |
| haidoken | $75.00 | 4/12/2011 8:42:04 AM |
| green-planet-guy | $32.00 | 4/12/2011 8:07:55 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:52:48 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:46 AM |
| AJIPrivateNotes | $25.00 | 4/12/2011 11:52:15 AM |
| Dandanrad | $25.00 | 4/12/2011 12:33:26 PM |
| SkyLoan | $27.52 | 4/12/2011 2:02:21 PM |
| Weaverville | $25.00 | 4/12/2011 4:23:38 PM |
| BuzzyBee336 | $40.00 | 4/12/2011 10:01:24 PM |
| fcukciti | $25.00 | 4/12/2011 6:13:08 PM |
| mgking007 | $30.00 | 4/12/2011 11:07:33 PM |
| phchristensen | $50.00 | 4/12/2011 8:21:54 PM |
| wwwUniversal | $25.00 | 4/13/2011 2:37:27 AM |
| intrepid-loot | $50.00 | 4/13/2011 5:19:30 AM |
| martymaniaman | $25.00 | 4/13/2011 5:38:09 AM |
| Domgabriel | $25.00 | 4/13/2011 3:11:44 AM |
| momoney2lend | $25.00 | 4/13/2011 4:17:15 AM |
| benefit-position | $25.00 | 4/13/2011 6:31:59 AM |
| rbettenc | $50.00 | 4/13/2011 3:29:11 AM |
| thrilling-nickel5 | $48.34 | 4/13/2011 4:44:46 AM |
| Artist_Blue | $25.00 | 4/13/2011 6:09:16 AM |
| Leopoldine | $25.00 | 4/13/2011 8:29:19 AM |
| Goodlender42 | $25.00 | 4/13/2011 8:38:05 AM |
| C_Mark | $50.00 | 4/13/2011 8:38:23 AM |
| FinanceEngine | $40.00 | 4/13/2011 8:13:31 AM |
| anton | $1,000.00 | 4/13/2011 7:10:02 AM |
| phoko | $25.00 | 4/13/2011 7:22:01 AM |
| Leshan | $208.57 | 4/13/2011 8:43:12 AM |
| loan_doctor | $25.00 | 4/13/2011 9:28:10 AM |
| orange-preeminant-bill | $50.00 | 4/13/2011 9:30:17 AM |
| treasure-bliss | $50.00 | 4/13/2011 9:26:23 AM |
| djmgd790 | $25.00 | 4/13/2011 9:41:10 AM |
| transparency-grasshopper | $26.57 | 4/13/2011 9:54:33 AM |
| bold-basis-supernova | $25.00 | 4/13/2011 10:08:30 AM |
| fortytwo | $100.00 | 4/13/2011 9:54:30 AM |
| Adam_00 | $50.00 | 4/13/2011 10:46:41 AM |
| cberthiaume | $25.00 | 4/13/2011 11:57:08 AM |
| julijask | $50.00 | 4/13/2011 11:57:20 AM |
| djh47a | $25.00 | 4/13/2011 12:05:14 PM |
| rex45 | $25.00 | 4/13/2011 12:06:12 PM |
| 6moonbeams | $50.00 | 4/13/2011 12:37:16 PM |
| gold-disk | $50.00 | 4/13/2011 12:43:22 PM |
| vigorous-market5 | $200.00 | 4/13/2011 2:48:28 PM |
| bluefootedpig | $25.00 | 4/13/2011 4:21:47 PM |
| Aquafina24Ounce | $25.00 | 4/13/2011 12:58:53 PM |
| anton | $1,500.00 | 4/13/2011 4:20:51 PM |
| AM2008 | $25.00 | 4/13/2011 4:43:15 PM |
| lamsabuy | $900.00 | 4/13/2011 4:51:00 PM |
| BigLinCT | $25.00 | 4/13/2011 3:31:42 PM |
| kulender | $54.59 | 4/13/2011 4:02:36 PM |
| db2070 | $50.00 | 4/13/2011 4:32:34 PM |
| vibraphone3 | $50.00 | 4/13/2011 4:41:52 PM |
| DasMula | $77.00 | 3/30/2011 5:03:10 PM |
| simplelender80 | $100.00 | 3/30/2011 5:06:31 PM |
| reflective-rupee | $100.33 | 3/30/2011 8:31:15 PM |
| competent-p2p | $48.82 | 3/30/2011 8:51:29 PM |
| Zolton | $100.00 | 3/31/2011 6:52:06 AM |
| thankful-nickel2 | $25.00 | 3/30/2011 7:55:11 PM |
| DoctorJoe | $25.00 | 3/31/2011 3:59:43 AM |
| houli123 | $100.00 | 4/1/2011 8:07:17 AM |
| liberty-magnate | $25.00 | 4/1/2011 7:42:55 PM |
| vine99 | $75.00 | 4/2/2011 12:57:21 PM |
| YoungTaxMan | $25.00 | 4/3/2011 5:41:44 PM |
| wkeboarder21 | $50.00 | 4/4/2011 3:47:18 AM |
| hostbank | $100.00 | 4/4/2011 2:28:19 PM |
| enthralling-deal180 | $50.00 | 4/4/2011 5:18:49 PM |
| phaded | $25.00 | 4/5/2011 7:46:19 AM |
| richboy56 | $25.00 | 4/5/2011 9:39:28 AM |
| loyalty-sherpa | $25.00 | 4/5/2011 6:18:34 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:42 AM |
| power-companion7 | $100.00 | 4/5/2011 4:48:58 PM |
| open-minded-fund9 | $100.00 | 4/5/2011 11:52:05 PM |
| five-star-justice | $25.00 | 4/6/2011 11:59:03 AM |
| p2ploan-sensation211 | $25.00 | 4/6/2011 3:43:26 PM |
| paqattack | $50.00 | 4/7/2011 9:49:32 AM |
| Chauncey_Gardener | $50.00 | 4/7/2011 9:54:16 AM |
| jescowa | $50.00 | 4/7/2011 5:42:06 PM |
| jpblan11 | $25.00 | 4/7/2011 4:05:19 PM |
| genuine-integrity0 | $25.00 | 4/7/2011 7:15:15 PM |
| Tradesmanlender | $25.00 | 4/8/2011 12:50:03 PM |
| loyalty-czar | $51.06 | 4/8/2011 1:38:10 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:45 PM |
| bill-appraiser7 | $25.00 | 4/10/2011 6:43:36 PM |
| handy-justice | $50.00 | 4/10/2011 6:55:25 PM |
| yield-seeker | $25.00 | 4/11/2011 8:32:35 AM |
| skuba | $25.00 | 4/12/2011 1:36:55 AM |
| gracej | $25.00 | 4/12/2011 2:23:40 AM |
| NYBIZ | $29.00 | 4/12/2011 7:00:17 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:37 AM |
| tolerant-diversification4 | $25.00 | 4/12/2011 8:08:52 AM |
| worldly-money4 | $2,000.00 | 4/12/2011 9:33:30 AM |
| shawnw2 | $750.00 | 4/12/2011 10:48:29 AM |
| harty | $50.00 | 4/12/2011 1:02:02 PM |
| rogue_monster | $50.00 | 4/12/2011 5:07:14 PM |
| KrisKringle | $100.00 | 4/12/2011 7:20:06 PM |
| meenan | $50.00 | 4/12/2011 5:46:07 PM |
| MoneyBag4366 | $25.00 | 4/13/2011 12:58:24 AM |
| authoritative-loot | $25.00 | 4/12/2011 11:46:25 PM |
| Imaginos1892 | $100.00 | 4/12/2011 8:05:52 PM |
| AaronL | $30.00 | 4/12/2011 8:24:34 PM |
| penny-finder | $36.00 | 4/13/2011 12:21:18 AM |
| gold-sushi | $25.00 | 4/13/2011 2:32:30 AM |
| Scotcha | $50.00 | 4/13/2011 3:12:19 AM |
| Slapshot | $205.54 | 4/13/2011 5:28:53 AM |
| investment-comet | $25.00 | 4/13/2011 2:39:57 AM |
| rbgnr111 | $42.32 | 4/13/2011 6:58:45 AM |
| InvestorPartners | $25.00 | 4/13/2011 2:50:44 AM |
| velocity-solo | $25.00 | 4/13/2011 8:32:51 AM |
| silvercertificate | $25.00 | 4/13/2011 8:34:31 AM |
| prominence8 | $80.00 | 4/13/2011 8:33:12 AM |
| ookete | $25.00 | 4/13/2011 7:19:27 AM |
| dinero-speaker | $25.00 | 4/13/2011 8:38:25 AM |
| silvercertificate | $25.00 | 4/13/2011 8:42:23 AM |
| shrewd-income | $50.00 | 4/13/2011 8:41:03 AM |
| productive-principal7 | $25.00 | 4/13/2011 9:40:59 AM |
| spursdog | $25.00 | 4/13/2011 9:31:37 AM |
| congardner1 | $25.00 | 4/13/2011 9:54:54 AM |
| dollardave | $100.00 | 4/13/2011 10:11:34 AM |
| benjamins-utopia | $52.08 | 4/13/2011 9:26:40 AM |
| inismor | $25.00 | 4/13/2011 11:33:56 AM |
| manatee21 | $60.00 | 4/13/2011 11:21:39 AM |
| MGinvest | $25.00 | 4/13/2011 11:44:09 AM |
| restech | $25.00 | 4/13/2011 11:34:03 AM |
| blue-sturdy-bazaar | $50.00 | 4/13/2011 11:39:22 AM |
| market-assembler | $50.00 | 4/13/2011 11:42:16 AM |
| compwhiz | $25.00 | 4/13/2011 11:57:29 AM |
| hard-working-loot | $50.00 | 4/13/2011 11:50:02 AM |
| a-unflappable-finance | $50.00 | 4/13/2011 11:52:27 AM |
| grampy48 | $25.00 | 4/13/2011 12:29:52 PM |
| w3alter | $100.00 | 4/13/2011 3:55:51 PM |
| smart-gain | $50.00 | 4/13/2011 1:14:54 PM |
| Mindful7 | $25.00 | 4/13/2011 1:49:46 PM |
| listing-meridian | $50.00 | 4/13/2011 4:03:21 PM |
| Loans101 | $50.00 | 4/13/2011 4:41:51 PM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
499341
This series of Notes was issued and sold upon the funding of the borrower loan #48491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $248.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Psychologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,776 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-virtuous-velocity |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Professional looking to consolidate
Purpose of loan: Consolidate credit cards and pay a large medical bill
This loan will be used to...pay off credit card bills/medical bills.
My financial situation: Excellent
I am a good candidate for this loan because I have budgeted out my expenses to be sure that the loan payment will fall easily into my budget. I graduated with my PhD last year and this year will be getting a substantial raise which will give me even more money to commit to my budget. My goals are to pay a medical bill that I accrued and to consoldiate a few other bills to lower the number of monthly payments I have. I take my credit seriously as seen by my credit history.
Monthly net income: $ 3000.00
Monthly expenses: $2300.00
Housing: $1300.00
Insurance: $100.00
Car expenses: $ 300.00
Utilities: $ 100.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: None
Credit cards and other loans: $ 200.00
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A:
Hi- Thanks so much for your interest. I am currently a 1st year pediatric psychologist. I just finished my PhD last year and accepted a position at a hospital. I currently have a 3000.00 medical bill and a few credit cards that I would like to consolidate and/or pay off with this loan the cards add up to about 5000 together. The CC interest rates are both around 12 percent and I pay 100 to 200 dollars on each per month.
(Mar-26-2011)
Q:
Why would you take out a 16% loan to pay the 12% credit cards? Is the medical bill at a much higher rate? Thanks - mgking007
A:
Yes. The medical bill is my major concern.
(Mar-27-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| hostbank | $100.00 | 3/25/2011 5:05:13 PM |
| patriot897 | $25.00 | 3/25/2011 5:04:52 PM |
| BxRealtor | $25.00 | 3/25/2011 5:05:30 PM |
| P2P4me | $100.00 | 3/25/2011 5:06:11 PM |
| imlosttoo | $25.00 | 3/26/2011 4:58:18 AM |
| competent-p2p | $40.00 | 3/26/2011 9:27:23 AM |
| mamayama | $100.00 | 3/27/2011 6:46:30 PM |
| friendly-market5 | $25.00 | 3/29/2011 10:53:50 AM |
| p2ploan-sensation211 | $25.00 | 3/31/2011 5:23:55 PM |
| radforj22 | $25.00 | 4/1/2011 2:56:11 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:23 PM |
| Havana21 | $25.00 | 4/2/2011 1:00:51 PM |
| economy-popcorn | $25.00 | 4/2/2011 12:54:07 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:24 AM |
| worthy-bid8 | $100.00 | 4/3/2011 10:29:11 AM |
| Artist_Blue | $25.00 | 4/5/2011 1:38:41 AM |
| w3alter | $100.00 | 4/4/2011 5:41:42 PM |
| cash-professor | $25.00 | 4/4/2011 8:13:40 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:14 AM |
| zippy-interest | $25.00 | 4/5/2011 2:14:42 PM |
| ClearCut | $50.00 | 4/5/2011 4:46:23 PM |
| nycmichael | $100.00 | 4/5/2011 11:15:39 AM |
| astute-benjamins | $25.00 | 4/5/2011 5:18:07 PM |
| commerce-web5 | $25.00 | 4/5/2011 5:33:15 PM |
| five-star-justice | $25.00 | 4/6/2011 11:58:23 AM |
| ValyaLibra01 | $100.00 | 4/6/2011 1:56:48 PM |
| Tradesmanlender | $25.00 | 4/6/2011 5:45:55 PM |
| NYBIZ | $25.00 | 4/6/2011 5:22:17 PM |
| payout-detective7 | $25.00 | 4/6/2011 5:55:02 PM |
| Ocean713 | $50.00 | 4/7/2011 9:46:53 AM |
| medman | $25.00 | 4/7/2011 8:47:40 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:27 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:04 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:18 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:23 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:10:46 AM |
| GMPK_TLAS | $50.00 | 4/7/2011 9:57:22 AM |
| dinero-speaker | $25.00 | 4/7/2011 10:02:29 AM |
| AM2008 | $25.00 | 4/7/2011 6:06:58 PM |
| compassion-lotus5 | $50.00 | 4/7/2011 6:13:16 PM |
| jcjdingdong | $50.00 | 4/7/2011 6:13:59 PM |
| agile-vigilance8 | $100.00 | 4/7/2011 6:14:07 PM |
| money-surge1 | $50.00 | 4/7/2011 6:17:02 PM |
| sensible-fund | $50.00 | 4/7/2011 7:12:46 PM |
| bill-appraiser7 | $25.00 | 4/7/2011 8:09:56 PM |
| transparency-grasshopper | $50.00 | 4/7/2011 5:41:18 PM |
| Tg-Dynasty | $25.00 | 4/7/2011 8:46:11 PM |
| nilonc1 | $100.00 | 4/7/2011 6:04:00 PM |
| shrewd-deal | $25.00 | 4/7/2011 6:10:06 PM |
| tough-peso2 | $25.00 | 4/7/2011 6:14:05 PM |
| nalaari | $25.00 | 4/7/2011 6:16:22 PM |
| cassperr | $25.00 | 4/7/2011 6:45:50 PM |
| independent-revenue4 | $25.00 | 4/7/2011 7:18:56 PM |
| blissful-deal0 | $60.26 | 4/7/2011 7:23:11 PM |
| JTRADER056 | $44.19 | 4/7/2011 7:55:49 PM |
| the-discrete-income | $302.18 | 4/7/2011 8:38:57 PM |
| unequivocal-nickel1 | $75.00 | 4/7/2011 5:30:08 PM |
| E-B | $50.00 | 4/7/2011 6:00:46 PM |
| trustu | $25.00 | 4/7/2011 6:13:00 PM |
| BaxterEvil | $25.00 | 4/7/2011 6:13:26 PM |
| meenan | $50.00 | 4/7/2011 6:14:26 PM |
| power-mad-scientist | $25.00 | 4/7/2011 6:14:34 PM |
| nickel-ferret | $100.00 | 4/7/2011 6:15:43 PM |
| TigerForce | $25.00 | 4/7/2011 6:16:59 PM |
| gemoscar | $50.00 | 4/7/2011 6:17:49 PM |
| credit-wheel7 | $25.00 | 4/7/2011 6:38:26 PM |
| Josphine | $25.00 | 4/8/2011 5:23:00 AM |
| akakii | $50.00 | 4/8/2011 6:12:33 AM |
| jasonrun | $25.00 | 4/8/2011 6:26:37 AM |
| JABank | $36.00 | 4/8/2011 6:53:42 AM |
| songbird98 | $50.00 | 4/8/2011 6:59:50 AM |
| atlantafan | $260.00 | 4/8/2011 7:06:27 AM |
| samseth | $25.00 | 4/8/2011 7:04:30 AM |
| DasMula | $27.00 | 4/8/2011 6:54:58 AM |
| rockhound84 | $50.00 | 4/8/2011 7:14:06 AM |
| grant_myron | $27.51 | 4/8/2011 7:34:59 AM |
| supreme-hope | $25.00 | 4/8/2011 7:03:22 AM |
| bigphish | $50.00 | 4/8/2011 7:17:09 AM |
| FinanceEngine | $30.00 | 4/8/2011 7:45:33 AM |
| pyungpyung | $25.00 | 4/8/2011 8:43:50 AM |
| musegaze | $130.00 | 4/8/2011 8:46:06 AM |
| Lender75 | $40.00 | 4/8/2011 9:13:12 AM |
| GatorBux | $50.00 | 4/8/2011 9:14:16 AM |
| innocent-income4 | $25.00 | 4/8/2011 9:13:17 AM |
| Fiimg | $50.00 | 4/8/2011 9:16:16 AM |
| Leopoldine | $25.00 | 4/8/2011 9:13:37 AM |
| compwhiz | $25.00 | 4/8/2011 9:15:41 AM |
| shmb6508 | $50.00 | 4/8/2011 9:16:12 AM |
| kristof2007 | $513.81 | 4/8/2011 9:17:19 AM |
| lnrn | $25.00 | 4/8/2011 9:07:53 AM |
| Relevance | $25.00 | 4/8/2011 9:13:50 AM |
| worthy-bid4 | $49.36 | 4/8/2011 9:13:56 AM |
| Philosonie | $25.00 | 4/8/2011 9:15:29 AM |
| flexible-money1 | $50.00 | 4/8/2011 9:15:37 AM |
| smilinsam | $100.00 | 4/8/2011 9:16:21 AM |
| Zarf | $50.00 | 4/8/2011 9:17:14 AM |
| zotzot | $50.55 | 3/25/2011 5:24:39 PM |
| loyalty-sherpa | $25.00 | 3/25/2011 5:05:26 PM |
| benefit-squirrel | $50.00 | 3/25/2011 7:22:33 PM |
| marinbb | $50.00 | 3/26/2011 4:59:41 PM |
| reflective-rupee | $200.33 | 3/28/2011 12:18:23 PM |
| mgking007 | $25.00 | 3/28/2011 4:38:52 PM |
| indomitable-coin | $25.00 | 3/29/2011 3:38:14 PM |
| loot-heart | $25.00 | 3/29/2011 11:59:56 AM |
| enthralling-deal180 | $50.00 | 3/29/2011 7:28:47 PM |
| simplelender80 | $100.00 | 3/30/2011 2:24:12 PM |
| Zolton | $100.00 | 3/31/2011 6:50:19 AM |
| commerce-yeller | $30.00 | 4/1/2011 7:42:46 AM |
| efficient-treasure0 | $25.00 | 4/2/2011 1:00:46 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:51 PM |
| atbright | $25.00 | 4/2/2011 4:37:35 PM |
| mraleig | $102.87 | 4/3/2011 2:48:15 PM |
| Weaverville | $25.00 | 4/4/2011 9:10:58 AM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:03:05 PM |
| Rick21 | $50.00 | 4/4/2011 5:41:45 PM |
| objective-investor | $150.00 | 4/5/2011 5:36:18 PM |
| jescowa | $50.00 | 4/5/2011 6:12:55 PM |
| Mariner3605 | $25.00 | 4/5/2011 4:44:39 PM |
| SecondChanceLendingSERV | $25.00 | 4/6/2011 8:50:26 AM |
| Peterman | $25.00 | 4/5/2011 9:47:33 PM |
| return-owner | $25.00 | 4/6/2011 1:05:57 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:10 PM |
| Aimvest | $25.00 | 4/6/2011 5:28:20 PM |
| sshgfwb | $25.00 | 4/6/2011 11:42:10 AM |
| gilbrear | $25.00 | 4/6/2011 6:40:53 PM |
| triumph329 | $30.00 | 4/7/2011 6:09:58 AM |
| C_Mark | $32.57 | 4/7/2011 2:18:22 AM |
| reward-planetarium | $25.00 | 4/7/2011 9:51:33 AM |
| SSammy | $100.00 | 4/7/2011 9:02:21 AM |
| lazyeye | $25.00 | 4/7/2011 1:57:14 AM |
| MadHun | $100.00 | 4/7/2011 10:55:48 AM |
| Preferred-Lender | $25.00 | 4/7/2011 10:05:03 AM |
| panegryst | $50.00 | 4/7/2011 9:45:32 AM |
| Quiddity | $50.00 | 4/7/2011 5:45:10 PM |
| bold-durability-drum | $50.00 | 4/7/2011 6:13:51 PM |
| credit-scout7 | $50.00 | 4/7/2011 6:15:16 PM |
| Rico47 | $50.00 | 4/7/2011 6:38:14 PM |
| C2Banking | $100.00 | 4/7/2011 7:26:46 PM |
| investment-comet | $25.00 | 4/7/2011 8:06:32 PM |
| HamachiMan | $50.00 | 4/7/2011 5:42:54 PM |
| Franchiseguy | $88.62 | 4/7/2011 8:47:30 PM |
| Gambino | $50.00 | 4/7/2011 5:52:03 PM |
| techvet | $50.00 | 4/7/2011 2:33:55 PM |
| loan-master996 | $50.00 | 4/7/2011 6:13:05 PM |
| orgy63 | $50.00 | 4/7/2011 6:13:30 PM |
| Goodlender42 | $25.00 | 4/7/2011 6:16:18 PM |
| green-planet-guy | $32.00 | 4/7/2011 7:55:01 PM |
| important-ore | $250.00 | 4/7/2011 8:22:03 PM |
| kind-adventurous-finance | $75.00 | 4/7/2011 5:41:33 PM |
| a-unflappable-finance | $100.00 | 4/7/2011 5:42:50 PM |
| thomas16882004 | $25.00 | 4/7/2011 6:12:01 PM |
| Clambake | $50.00 | 4/7/2011 6:12:26 PM |
| lender2611 | $50.00 | 4/7/2011 6:13:20 PM |
| frankdelraza | $25.00 | 4/7/2011 6:14:17 PM |
| leodaguy | $50.00 | 4/7/2011 6:15:19 PM |
| don8ter | $25.00 | 4/7/2011 6:16:54 PM |
| chantal1382 | $100.00 | 4/7/2011 7:34:57 PM |
| SCOUTY | $34.03 | 4/7/2011 7:36:58 PM |
| repaymeplease | $29.47 | 4/7/2011 7:52:00 PM |
| jcw3rd | $25.00 | 4/8/2011 3:21:21 AM |
| Ambassador | $50.00 | 4/8/2011 4:41:48 AM |
| loanman2007 | $75.00 | 4/8/2011 4:27:48 AM |
| commerce-broker | $25.00 | 4/8/2011 4:50:59 AM |
| Johnab | $25.00 | 4/8/2011 4:52:36 AM |
| jmichael23 | $200.00 | 4/8/2011 5:00:03 AM |
| Moneypenny6 | $25.00 | 4/8/2011 5:33:30 AM |
| YosemiteSam | $25.00 | 4/8/2011 5:44:20 AM |
| runbix7 | $25.00 | 4/8/2011 5:17:49 AM |
| GElender | $75.00 | 4/8/2011 6:20:14 AM |
| P2P4me | $200.00 | 4/8/2011 6:18:39 AM |
| randsenterprise | $25.00 | 4/8/2011 6:49:04 AM |
| octoberfresh | $26.00 | 4/8/2011 6:52:26 AM |
| a-reasonable-return | $25.00 | 4/8/2011 7:25:39 AM |
| buffalobills | $25.00 | 4/8/2011 7:48:39 AM |
| themenace2007 | $25.00 | 4/8/2011 7:50:11 AM |
| llequire1 | $50.99 | 4/8/2011 7:55:29 AM |
| pitbullt | $25.00 | 4/8/2011 8:02:15 AM |
| shrewd-income | $200.00 | 4/8/2011 8:45:40 AM |
| jhernand17 | $25.00 | 4/8/2011 9:02:49 AM |
| stollcm | $25.00 | 4/8/2011 9:12:40 AM |
| rogue_monster | $25.00 | 4/8/2011 9:13:05 AM |
| arcite | $41.49 | 4/8/2011 8:26:23 AM |
| lendme2 | $30.77 | 4/8/2011 9:15:10 AM |
| williemc44 | $25.00 | 4/8/2011 9:16:07 AM |
| BigLinCT | $25.00 | 4/8/2011 9:13:29 AM |
| BuzzyBee336 | $35.00 | 4/8/2011 8:51:12 AM |
| LenderByDay | $25.00 | 4/8/2011 9:15:20 AM |
| juiceman818 | $25.00 | 4/8/2011 9:13:00 AM |
| power-bluebird2 | $50.00 | 4/8/2011 9:13:54 AM |
| wealthstar | $50.00 | 4/8/2011 9:15:24 AM |
| divedude | $25.00 | 4/8/2011 9:15:33 AM |
| 191 Investments
|
Borrower Payment Dependent Notes Series
499461
This series of Notes was issued and sold upon the funding of the borrower loan #48552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-income-leather |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Joe
Purpose of loan: Automotive Maintance
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have very little monthly bills and a steady monthly source of income
Monthly net income: $ 2,200.00
Monthly expenses: $ 400.00
Housing: $ 0.00
Insurance: $ 130.00
Car expenses: $ 100.00
Utilities: $ 0.00
Phone, cable, internet: $ 0.00
Food, entertainment: $ 100.00
Clothing, household expenses: $
Credit cards and other loans: $ 300.00
Other expenses: $
none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Could you restate the purpose of this loan in greater detail? - intrepid-loot
A:
The purpose of this loan is to replace the motor in a 2003 chevrolet silverado. The current motor has major mechanical concerns while the rest of the vehicle is in great shape. The chevrolet dealership charges around the amount of the requested loan. Any other questions please dont hesitate to ask. I have great steady source of income from an established local company and can readily handle a monthly payment. Due to my lack of credit history it is harder to find a loan.
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 3/27/2011 2:57:35 PM |
| SolarMoonshine | $25.00 | 3/27/2011 2:25:10 PM |
| malar | $25.00 | 3/27/2011 2:12:58 PM |
| reflective-rupee | $1,000.33 | 3/28/2011 12:02:03 PM |
| FinDoc | $25.00 | 3/28/2011 3:39:44 PM |
| FutureLenderEC | $25.00 | 3/28/2011 11:13:48 AM |
| simplelender80 | $100.00 | 3/28/2011 5:54:22 PM |
| greencat | $50.00 | 3/29/2011 11:50:12 AM |
| loanman2007 | $125.00 | 3/29/2011 2:01:54 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:59:22 PM |
| leverage-monger | $25.00 | 3/29/2011 9:14:10 AM |
| EasternLender | $25.00 | 3/29/2011 4:34:43 PM |
| integrity-doctor | $100.00 | 3/30/2011 1:36:00 PM |
| Requiem | $25.00 | 3/30/2011 9:25:04 AM |
| Finchy78 | $25.00 | 3/30/2011 2:11:37 PM |
| Tylerh | $100.00 | 3/31/2011 1:31:37 AM |
| felicity-daydream | $50.00 | 3/30/2011 3:55:41 PM |
| CA-Lender | $100.00 | 3/31/2011 5:23:44 PM |
| KarlMarx | $25.00 | 4/1/2011 3:38:42 AM |
| loss-of-control | $100.00 | 4/1/2011 6:21:57 PM |
| transformer855 | $25.00 | 4/1/2011 7:27:54 PM |
| ready-interest9 | $25.00 | 4/1/2011 7:30:57 PM |
| peso-aggregator | $25.00 | 4/3/2011 9:09:03 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:31:04 AM |
| ethicalhumanist | $25.00 | 4/2/2011 4:03:29 PM |
| FinanceEngine | $25.00 | 4/4/2011 7:27:14 AM |
| durability-halibut | $25.00 | 4/3/2011 9:51:26 AM |
| all_of_that_one | $25.33 | 4/4/2011 6:22:25 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:57:02 AM |
| Prairie-MN | $30.00 | 4/5/2011 4:35:31 AM |
| balanced-balance6 | $35.00 | 4/4/2011 7:23:20 PM |
| dedicated-principal | $100.00 | 4/5/2011 12:01:19 AM |
| market-pudding | $25.00 | 4/5/2011 7:12:35 PM |
| wwwUniversal | $25.00 | 4/6/2011 3:42:05 AM |
| mercuriant | $25.00 | 4/5/2011 5:51:39 PM |
| Kyileo | $25.00 | 4/6/2011 7:30:00 AM |
| Doug1043 | $25.00 | 4/6/2011 9:50:30 AM |
| forthright-trade | $25.00 | 4/6/2011 10:05:38 AM |
| shrewd-income | $109.73 | 4/6/2011 1:36:36 PM |
| ryanshain | $100.00 | 4/6/2011 3:23:58 PM |
| leodaguy | $25.00 | 4/6/2011 5:47:43 PM |
| EarlyRiser | $250.00 | 4/6/2011 9:50:40 AM |
| open-minded-fund9 | $50.00 | 4/6/2011 6:08:13 PM |
| toomanyfishtanks | $50.00 | 4/6/2011 1:15:37 PM |
| money-bauble | $50.00 | 4/7/2011 4:13:34 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:58 AM |
| pani5ue | $25.00 | 4/7/2011 6:04:21 AM |
| buffalobills | $25.00 | 4/6/2011 4:37:25 PM |
| leverage-monger | $25.16 | 4/7/2011 9:00:40 AM |
| sfd | $75.00 | 4/7/2011 9:01:37 AM |
| CoyoteJack | $100.00 | 4/7/2011 9:24:28 AM |
| kwan | $25.00 | 4/7/2011 9:36:24 AM |
| wojo | $25.00 | 4/7/2011 6:40:26 AM |
| nickel-hickory | $95.00 | 4/7/2011 9:21:02 AM |
| houli123 | $250.00 | 3/28/2011 1:10:46 AM |
| competent-p2p | $35.00 | 3/27/2011 5:24:26 PM |
| thelovebug | $100.00 | 3/27/2011 9:19:50 PM |
| worldly-money4 | $150.00 | 3/27/2011 12:05:06 PM |
| suave-dime6 | $25.00 | 3/27/2011 12:06:20 PM |
| Bob450 | $25.00 | 3/29/2011 2:59:09 AM |
| tigercat | $50.00 | 3/29/2011 4:05:11 PM |
| Jazzy503 | $25.01 | 3/29/2011 6:27:50 PM |
| Nerdster1 | $30.05 | 3/30/2011 4:04:19 AM |
| justasoldier | $29.00 | 3/29/2011 10:23:14 PM |
| leverage-monger | $41.00 | 3/30/2011 9:22:01 AM |
| heerzaquestion | $55.00 | 3/30/2011 12:10:10 PM |
| squarebob | $25.00 | 3/30/2011 6:17:38 PM |
| zotzot | $25.44 | 3/31/2011 6:11:16 PM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 7:19:30 PM |
| BradP | $25.00 | 4/1/2011 9:10:32 AM |
| treasure-expert | $25.00 | 4/1/2011 9:51:35 AM |
| ChoiceInvestments | $28.00 | 4/1/2011 10:28:50 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:11 AM |
| well-mannered-income3 | $50.00 | 4/2/2011 3:28:10 PM |
| w3alter | $100.00 | 4/3/2011 7:42:21 AM |
| grotheik | $25.00 | 4/2/2011 6:13:22 PM |
| fortytwo | $100.00 | 4/3/2011 12:21:42 AM |
| Astyanax | $40.00 | 4/5/2011 3:13:24 PM |
| roberto76 | $31.52 | 4/5/2011 3:24:31 PM |
| five-star-note | $200.00 | 4/5/2011 4:47:42 PM |
| credit-maverick1 | $50.00 | 4/5/2011 2:08:56 PM |
| patriot897 | $25.00 | 4/5/2011 6:18:11 PM |
| intrepid-loot | $25.00 | 4/5/2011 7:44:06 PM |
| nickel-hickory | $100.00 | 4/6/2011 9:27:57 AM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:17:12 PM |
| nickel-hickory | $90.00 | 4/6/2011 9:28:07 AM |
| mammalian4 | $25.00 | 4/6/2011 9:49:13 AM |
| tacopants | $25.00 | 4/6/2011 12:20:32 PM |
| LiveNow | $25.00 | 4/6/2011 5:17:44 AM |
| five-star-justice | $25.00 | 4/6/2011 5:48:59 PM |
| wbahl | $25.00 | 4/6/2011 5:41:02 PM |
| Reddy_Capital | $25.00 | 4/6/2011 6:04:05 PM |
| wise-skillful-benjamins | $35.00 | 4/6/2011 4:26:44 PM |
| felicity-tower | $25.00 | 4/7/2011 2:03:17 AM |
| sudeep104 | $25.00 | 4/6/2011 7:28:23 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:41 AM |
| vdubbora | $100.00 | 4/7/2011 9:18:52 AM |
| GElender | $25.00 | 4/7/2011 9:50:39 AM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
499471
This series of Notes was issued and sold upon the funding of the borrower loan #48482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,979.83 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $129.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,072 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trustworthy-value3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mohversace
Purpose of loan:
This loan will be used to... c card
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $5300
Monthly expenses: $1450
Housing: $700
Insurance: $75
Car expenses: $0
Utilities: $45
Phone, cable, internet: $120
Food, entertainment: $150
Clothing, household expenses: $80
Credit cards and other loans: $250
Other expenses: $0
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please see my page and answer the questions. Why do you need this loan? - mri555
A:
im looking to payoff my auto loan, so i can own it at last, i have been making monthly payment on it for more than 2 years now. thank you
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 3/25/2011 5:08:52 PM |
| SolarMoonshine | $25.00 | 3/25/2011 6:10:48 PM |
| Artist_Blue | $25.00 | 3/26/2011 1:59:01 AM |
| worldly-money4 | $100.00 | 3/25/2011 5:04:44 PM |
| flwah | $25.00 | 3/26/2011 2:44:56 AM |
| power-trophy7 | $25.00 | 3/26/2011 2:57:06 AM |
| Comoparklender | $50.00 | 3/26/2011 3:09:51 AM |
| transformer855 | $25.00 | 4/1/2011 7:12:29 PM |
| LKCGICG | $25.00 | 4/4/2011 10:09:32 PM |
| brightest-dignified-penny | $25.00 | 4/4/2011 4:34:31 PM |
| 850 | $50.00 | 4/4/2011 7:36:34 PM |
| s_man1 | $50.00 | 4/7/2011 9:48:26 AM |
| Pi06 | $25.00 | 4/7/2011 4:01:26 PM |
| FinanceEngine | $30.00 | 4/7/2011 5:35:40 PM |
| shrewd-income | $50.00 | 4/7/2011 10:14:58 AM |
| nilonc1 | $189.00 | 4/7/2011 5:30:19 PM |
| leverage-ectasy | $25.00 | 4/7/2011 7:31:15 PM |
| Murdex | $75.00 | 4/7/2011 7:30:03 PM |
| 2grindstones | $25.00 | 4/7/2011 7:57:02 PM |
| BangBros | $38.44 | 4/7/2011 8:30:12 PM |
| investment-comet | $25.00 | 4/7/2011 8:05:58 PM |
| flower77867 | $26.66 | 4/7/2011 8:18:00 PM |
| arbor1 | $25.00 | 4/7/2011 8:29:04 PM |
| wise-skillful-benjamins | $25.00 | 4/8/2011 1:06:45 PM |
| Cheburashka | $25.00 | 3/26/2011 2:04:41 AM |
| tech310 | $50.00 | 3/26/2011 2:48:43 AM |
| golffish2 | $25.00 | 3/26/2011 7:30:29 AM |
| lillian27 | $50.00 | 3/26/2011 11:12:39 AM |
| lean-ore9 | $25.00 | 3/27/2011 6:52:46 PM |
| reflective-rupee | $200.33 | 3/28/2011 12:05:42 PM |
| dws2380 | $25.00 | 3/29/2011 5:07:18 PM |
| leverage-ectasy | $25.00 | 3/30/2011 4:54:54 PM |
| transparency-grasshopper | $25.00 | 4/2/2011 12:54:14 PM |
| kindness-launcher | $800.00 | 4/3/2011 4:19:20 PM |
| droopie1 | $25.00 | 4/5/2011 10:23:28 AM |
| Rogelio48 | $25.00 | 4/5/2011 5:31:48 PM |
| terrific-dough6 | $100.00 | 4/6/2011 6:12:05 PM |
| investment-raker8 | $50.00 | 4/7/2011 4:41:19 AM |
| IASKGOD | $25.00 | 4/7/2011 11:33:36 AM |
| Pitufo | $25.00 | 4/7/2011 5:46:10 PM |
| orange-pound-party | $26.00 | 4/7/2011 6:58:12 PM |
| money-fort | $25.00 | 4/7/2011 8:01:26 PM |
| sweetlan | $25.00 | 4/7/2011 6:57:44 PM |
| melodious-openness | $269.40 | 4/7/2011 7:39:01 PM |
| mike2246s | $25.00 | 4/8/2011 7:20:58 AM |
| aquistoyraul | $25.00 | 4/8/2011 1:10:09 PM |
| YeoLenderSource | $25.00 | 4/8/2011 2:00:28 PM |
| icon7 | $50.00 | 4/8/2011 4:29:09 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
499575
This series of Notes was issued and sold upon the funding of the borrower loan #48533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-09-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-sundae |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Time!
Purpose of loan:
This loan will be used to... Purchase an engagement ring for my girlfriend of 4 years. She deserves the best and I want to give that to her.
My financial situation:
I am a good candidate for this loan because... I have plenty of income to afford the funds. I have increased my personal credit by over 50 points in the past 6 months. I have $8000 in savings at this time for emergency funds some of which will be used to pay for the ring as well. I have been transferring $400 per pay period to my savings. On top of my 75k year job I also receive quarterly incentives of between 4-10k based on performance.
Monthly net income: $2950
Monthly expenses: $
Housing: $850
Insurance: $0
Car expenses: $0
Utilities: $30
Phone, cable, internet: $160
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $210
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $250.33 | 3/28/2011 12:13:52 PM |
| FinDoc | $25.00 | 3/28/2011 3:42:28 PM |
| worldly-money4 | $200.00 | 3/28/2011 9:09:20 AM |
| SolarMoonshine | $25.00 | 3/28/2011 6:37:44 PM |
| Bob450 | $25.00 | 3/29/2011 2:59:07 AM |
| selector568 | $50.00 | 3/29/2011 3:23:28 PM |
| thelovebug | $100.00 | 3/29/2011 9:48:42 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:22 AM |
| fortytwo | $100.00 | 4/3/2011 12:22:01 AM |
| w3alter | $100.00 | 4/4/2011 4:38:23 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:05 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:49 AM |
| money-bauble | $50.00 | 4/7/2011 4:14:58 AM |
| mercuriant | $25.00 | 4/6/2011 5:47:20 PM |
| patriot897 | $25.00 | 4/7/2011 8:35:17 AM |
| finance-symphony7 | $29.00 | 4/7/2011 6:51:49 PM |
| leodaguy | $25.00 | 4/7/2011 2:13:30 PM |
| transaction-animal8 | $25.00 | 4/8/2011 11:29:43 AM |
| investment-comet | $25.00 | 4/8/2011 11:33:20 AM |
| squarebob | $25.00 | 4/8/2011 11:50:45 AM |
| P2P4me | $500.00 | 4/8/2011 12:05:32 PM |
| competent-p2p | $45.00 | 4/8/2011 12:10:21 PM |
| FJerry | $50.00 | 4/8/2011 12:37:26 PM |
| lobstahlender | $25.00 | 4/8/2011 12:53:44 PM |
| fund-javelin1 | $25.00 | 4/8/2011 1:21:10 PM |
| joyful-power9 | $100.00 | 4/8/2011 1:25:10 PM |
| bassman46 | $100.00 | 4/8/2011 1:28:01 PM |
| lucrative-dollar | $150.00 | 4/8/2011 1:42:19 PM |
| cash-reaction2 | $50.00 | 4/8/2011 1:40:50 PM |
| durability-halibut | $25.00 | 4/8/2011 1:48:48 PM |
| capital-antioxidant | $50.00 | 4/8/2011 1:55:35 PM |
| JoeDuck | $200.00 | 4/8/2011 2:19:56 PM |
| interstellar | $26.43 | 4/8/2011 2:56:36 PM |
| awe-inspiring-basis | $25.00 | 4/8/2011 3:04:27 PM |
| glroark | $150.00 | 4/8/2011 3:01:48 PM |
| Invest_in_residual_income | $50.00 | 4/8/2011 3:01:01 PM |
| Jazzy503 | $25.01 | 4/8/2011 3:04:19 PM |
| money-surge1 | $100.00 | 4/8/2011 3:10:01 PM |
| squadron781 | $25.00 | 4/8/2011 3:07:30 PM |
| x32248 | $125.00 | 4/8/2011 4:12:36 PM |
| KarlMarx | $25.00 | 4/8/2011 4:25:50 PM |
| EBITDA | $25.00 | 4/8/2011 5:22:11 PM |
| EarlyRiser | $114.68 | 4/8/2011 5:38:46 PM |
| graceful-investment | $100.00 | 4/8/2011 5:34:24 PM |
| wbahl | $25.00 | 4/8/2011 5:33:23 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:35 PM |
| economy-producer | $25.00 | 4/8/2011 5:40:45 PM |
| Easystreet | $25.00 | 4/8/2011 5:41:21 PM |
| hitsman | $50.00 | 4/8/2011 5:41:38 PM |
| Jack55304 | $125.00 | 4/8/2011 5:42:11 PM |
| burrito6 | $25.00 | 4/8/2011 5:42:17 PM |
| jjswanso | $25.00 | 4/8/2011 5:43:08 PM |
| thankful-nickel2 | $25.00 | 4/8/2011 7:12:51 PM |
| cash-queen | $25.00 | 4/8/2011 9:30:13 PM |
| credit-missile | $50.00 | 4/8/2011 10:34:39 PM |
| Artist_Blue | $25.00 | 4/9/2011 2:20:53 AM |
| musegaze | $50.00 | 4/9/2011 2:54:25 AM |
| kulender | $100.00 | 4/9/2011 3:10:21 AM |
| treasure-bliss | $50.00 | 4/9/2011 3:35:37 AM |
| caprirolito | $25.00 | 4/9/2011 3:27:41 AM |
| 1phantom | $25.00 | 4/9/2011 3:56:31 AM |
| FeedTheMachine | $100.00 | 4/9/2011 3:36:44 AM |
| orange-preeminant-bill | $50.00 | 4/9/2011 3:56:39 AM |
| loanman2007 | $175.00 | 4/9/2011 5:06:42 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:01 AM |
| rockhound84 | $25.00 | 4/9/2011 5:45:42 AM |
| TooManyCats | $23.17 | 4/9/2011 7:08:03 AM |
| wealth-samaritan2 | $25.00 | 4/9/2011 7:05:27 AM |
| mclean_loaner | $50.00 | 4/9/2011 6:42:34 AM |
| income-awakening6 | $25.00 | 3/28/2011 9:07:12 AM |
| suave-dime6 | $25.00 | 3/28/2011 9:08:54 AM |
| friendinmoney | $25.00 | 3/28/2011 7:47:02 PM |
| beakerfish | $50.00 | 3/28/2011 9:29:33 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:59:48 PM |
| simplelender80 | $200.00 | 3/29/2011 5:20:04 PM |
| houli123 | $100.00 | 4/1/2011 8:13:21 AM |
| a-finance-nirvana | $25.00 | 4/1/2011 2:47:02 AM |
| transformer855 | $25.00 | 4/1/2011 7:31:29 PM |
| worthy-bid8 | $25.00 | 4/3/2011 10:31:33 AM |
| Tylerh | $100.00 | 4/3/2011 5:23:57 PM |
| deepblue34 | $35.00 | 4/4/2011 6:48:41 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:17:21 PM |
| amlu1988 | $25.00 | 4/5/2011 9:10:00 PM |
| wwwUniversal | $25.00 | 4/6/2011 5:31:49 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:25 PM |
| rhin0cerx | $50.00 | 4/7/2011 10:58:16 AM |
| five-star-justice | $25.00 | 4/7/2011 6:12:35 PM |
| Dubbs360 | $100.00 | 4/8/2011 11:33:23 AM |
| agalt | $65.00 | 4/8/2011 11:39:06 AM |
| reflective-rupee | $500.55 | 4/8/2011 11:53:03 AM |
| 108lender | $500.00 | 4/8/2011 11:58:23 AM |
| yield-aurora4 | $400.00 | 4/8/2011 11:59:37 AM |
| felicity-tower | $25.00 | 4/8/2011 12:18:26 PM |
| farmn | $25.00 | 4/8/2011 12:24:07 PM |
| sunny-justice9 | $25.00 | 4/8/2011 12:31:04 PM |
| jules3304 | $25.00 | 4/8/2011 12:39:34 PM |
| ore-historian5 | $50.00 | 4/8/2011 12:57:29 PM |
| mykkai | $25.00 | 4/8/2011 12:47:06 PM |
| Kyileo | $25.00 | 4/8/2011 1:22:26 PM |
| rookiecrd1 | $90.00 | 4/8/2011 1:36:44 PM |
| TeaHouseFinance | $25.00 | 4/8/2011 1:48:55 PM |
| neutrino6 | $50.00 | 4/8/2011 2:11:08 PM |
| secureincome | $1,000.00 | 4/8/2011 2:50:41 PM |
| the-profit-oracle | $25.00 | 4/8/2011 2:59:50 PM |
| fizicks06 | $100.00 | 4/8/2011 3:09:42 PM |
| Frover | $35.00 | 4/8/2011 3:11:34 PM |
| fund-high-five | $50.00 | 4/8/2011 3:32:31 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:26 PM |
| asiaratt | $50.00 | 4/8/2011 5:30:02 PM |
| kind-adventurous-finance | $36.86 | 4/8/2011 5:40:42 PM |
| umfan123 | $25.00 | 4/8/2011 5:41:26 PM |
| missing-link | $25.00 | 4/8/2011 5:41:50 PM |
| tech310 | $50.00 | 4/8/2011 5:37:15 PM |
| octoberfresh | $26.00 | 4/8/2011 5:48:37 PM |
| forthright-dedication | $50.00 | 4/8/2011 5:41:11 PM |
| the-dollar-topper | $100.00 | 4/8/2011 5:41:44 PM |
| bid-czar8 | $50.00 | 4/8/2011 5:42:06 PM |
| finance-prescription | $50.00 | 4/8/2011 5:42:01 PM |
| cajunguy | $72.37 | 4/8/2011 5:47:58 PM |
| loss-of-control | $150.00 | 4/8/2011 7:51:16 PM |
| missoula | $25.00 | 4/8/2011 7:52:09 PM |
| superboss-awesomefist | $25.00 | 4/8/2011 8:20:58 PM |
| Whipster | $25.00 | 4/8/2011 8:11:56 PM |
| nletunic | $50.00 | 4/8/2011 10:16:51 PM |
| finance-magma7 | $50.00 | 4/8/2011 10:53:19 PM |
| credit-missile | $50.00 | 4/8/2011 10:36:13 PM |
| bronzmajom | $25.00 | 4/8/2011 11:35:01 PM |
| ah-long | $25.00 | 4/9/2011 12:42:15 AM |
| BankofRon | $25.00 | 4/9/2011 2:21:06 AM |
| seisen | $50.00 | 4/9/2011 2:38:32 AM |
| ommcd | $25.00 | 4/9/2011 2:48:57 AM |
| Guerrilla_Man | $25.00 | 4/9/2011 2:54:20 AM |
| HHP | $39.73 | 4/9/2011 2:54:15 AM |
| shrewd-peace7 | $25.00 | 4/9/2011 3:47:48 AM |
| profit-powerplant | $25.00 | 4/9/2011 3:49:21 AM |
| payment-gusto | $25.00 | 4/9/2011 4:08:02 AM |
| careful-note | $50.00 | 4/9/2011 4:37:24 AM |
| new-social-economist | $35.87 | 4/9/2011 4:08:20 AM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
499827
This series of Notes was issued and sold upon the funding of the borrower loan #48522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,425.64 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $457.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 30y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,794 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-felicity640 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vatchu
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a job and earn enought to pay back
Monthly net income: $ 5000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses:
$ Utilities:
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Both mortgage add to a balance of 324k . The house maybe worth about 260k due to extensive upgrades that I have done.
(Apr-05-2011)
Q:
Youthful, what's your total monthly expenses please. thank you - Tono
A:
Approximate amount is about $ 4300
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/29/2011 5:04:19 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 5:05:23 PM |
| magnetic-dedication3 | $25.00 | 3/29/2011 6:28:34 PM |
| mrsp2e | $25.00 | 3/30/2011 7:51:20 AM |
| reflective-rupee | $750.33 | 3/29/2011 5:16:01 PM |
| simplelender80 | $100.00 | 3/30/2011 2:11:19 PM |
| mcgovern2024 | $200.00 | 4/3/2011 10:41:50 PM |
| worthy-bid8 | $25.00 | 4/4/2011 4:38:43 PM |
| well-mannered-income3 | $60.00 | 4/5/2011 4:03:16 PM |
| fortytwo | $100.00 | 4/6/2011 5:33:15 PM |
| money-bauble | $50.00 | 4/7/2011 4:16:01 AM |
| WMY-Investor | $100.00 | 4/7/2011 12:16:58 PM |
| wwwUniversal | $25.00 | 4/7/2011 12:02:34 PM |
| Dubbs360 | $25.00 | 4/8/2011 1:15:47 PM |
| patriot897 | $25.00 | 4/8/2011 3:02:39 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:45 PM |
| handshake52 | $30.00 | 4/8/2011 4:45:47 PM |
| asset-professor | $50.00 | 4/8/2011 5:32:06 PM |
| CA-Lender | $50.04 | 4/8/2011 5:40:23 PM |
| leodaguy | $25.00 | 4/8/2011 5:42:25 PM |
| jjswanso | $25.00 | 4/8/2011 5:43:16 PM |
| engaging-repayment8 | $25.00 | 4/8/2011 5:44:31 PM |
| mighty-commerce7 | $25.00 | 4/8/2011 6:56:01 PM |
| jules3304 | $25.00 | 4/8/2011 6:51:37 PM |
| euro-spark | $200.00 | 4/8/2011 7:26:19 PM |
| credit-missile | $125.00 | 4/8/2011 8:06:45 PM |
| Bob450 | $25.00 | 4/8/2011 9:13:43 PM |
| Pitufo | $50.00 | 4/8/2011 10:25:48 PM |
| hawaiitechnical | $25.00 | 4/8/2011 10:32:05 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:08 PM |
| green-thoughtful-yield | $100.00 | 4/8/2011 10:29:08 PM |
| JPMorrisLegacyFund | $174.29 | 4/8/2011 11:57:34 PM |
| green-wampum-titan | $30.00 | 4/8/2011 10:42:30 PM |
| ah-long | $25.00 | 4/9/2011 12:42:31 AM |
| industrious-dedication | $25.00 | 4/9/2011 1:02:07 AM |
| AlfinityBank25 | $25.00 | 4/9/2011 2:36:29 AM |
| red-favorable-basis | $25.00 | 4/9/2011 3:02:10 AM |
| Kqwik | $47.91 | 4/9/2011 3:58:04 AM |
| loanman2007 | $100.00 | 4/9/2011 4:48:20 AM |
| careful-note | $50.00 | 4/9/2011 4:37:50 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:22 AM |
| ITExec | $57.27 | 4/9/2011 6:32:10 AM |
| cablesnack | $30.00 | 4/9/2011 7:44:15 AM |
| penny-sergeant | $25.00 | 4/9/2011 7:43:07 AM |
| silver-buckeye | $25.00 | 4/9/2011 7:52:29 AM |
| Moe87 | $25.03 | 4/9/2011 7:56:12 AM |
| Megaton | $25.00 | 4/9/2011 8:56:49 AM |
| YoungTaxMan | $25.00 | 4/9/2011 10:14:11 AM |
| RyanM561 | $25.00 | 4/9/2011 10:32:34 AM |
| top-benefit-sequoia | $25.00 | 4/9/2011 10:41:28 AM |
| YoungTaxMan | $50.00 | 4/9/2011 10:14:21 AM |
| MutuallyBeneficial | $50.00 | 4/9/2011 11:11:44 AM |
| yungtiger | $100.00 | 4/9/2011 10:43:06 AM |
| funtwosay | $27.00 | 4/9/2011 11:23:46 AM |
| Gibbyland | $100.00 | 4/9/2011 11:35:04 AM |
| apostle901 | $25.00 | 4/9/2011 12:20:51 PM |
| loanman2007 | $25.00 | 4/9/2011 12:35:08 PM |
| financial-frenzy | $50.00 | 4/9/2011 12:48:31 PM |
| platinum-oath0 | $25.00 | 4/9/2011 1:37:41 PM |
| well-mannered-income3 | $70.00 | 4/9/2011 2:01:05 PM |
| supreme-hope | $30.00 | 4/9/2011 1:56:07 PM |
| cash-raccoon | $25.00 | 4/9/2011 1:58:47 PM |
| 1randyp | $300.00 | 4/9/2011 2:30:28 PM |
| head | $30.00 | 4/9/2011 3:26:53 PM |
| FirstBank | $50.00 | 4/9/2011 4:02:44 PM |
| platinum-czar | $51.30 | 4/9/2011 4:14:33 PM |
| painterflipper | $30.19 | 4/9/2011 4:19:28 PM |
| spiff666 | $25.00 | 4/9/2011 4:25:38 PM |
| natural-greenback6 | $25.00 | 4/9/2011 7:57:46 PM |
| lalivn | $30.75 | 4/9/2011 9:38:13 PM |
| justasoldier | $25.00 | 4/9/2011 11:18:55 PM |
| vigorous-velocity | $100.00 | 4/10/2011 4:53:41 AM |
| openness-confidant | $50.00 | 4/10/2011 7:38:56 AM |
| moola-wildebeest3 | $50.00 | 4/10/2011 5:27:05 AM |
| EricandJudy | $50.00 | 4/10/2011 5:48:36 AM |
| the-profit-oracle | $25.00 | 4/10/2011 7:55:10 AM |
| rapid-currency | $100.00 | 4/10/2011 7:44:56 PM |
| important-openness1 | $50.00 | 4/10/2011 10:11:58 PM |
| nerdfactor | $25.00 | 4/10/2011 10:34:20 PM |
| Wellman | $50.00 | 4/11/2011 6:07:19 AM |
| Katburg | $25.00 | 4/11/2011 5:31:59 AM |
| Ocean713 | $50.00 | 4/11/2011 7:46:06 AM |
| oreyedoc | $50.00 | 4/11/2011 10:33:00 AM |
| mlj0671 | $25.00 | 4/11/2011 10:24:47 AM |
| indomitable-dedication | $50.00 | 4/11/2011 10:57:02 AM |
| zone6 | $100.00 | 4/11/2011 2:48:33 PM |
| Mariner3605 | $25.00 | 4/11/2011 5:28:16 PM |
| greatwhiteninja | $50.00 | 4/11/2011 9:18:05 PM |
| CPAMAN | $25.00 | 4/12/2011 2:20:56 AM |
| tech310 | $50.00 | 4/11/2011 11:06:47 PM |
| HHP | $89.40 | 4/12/2011 2:21:31 AM |
| Artist_Blue | $25.00 | 4/12/2011 1:54:27 AM |
| SDNLR | $26.97 | 4/12/2011 2:10:50 AM |
| seisen | $50.00 | 4/12/2011 2:11:50 AM |
| rhin0cerx | $39.73 | 4/12/2011 2:12:22 AM |
| CaliforniaSun | $25.00 | 4/12/2011 2:13:25 AM |
| radforj22 | $25.00 | 4/12/2011 2:55:43 AM |
| inkplj | $50.00 | 4/12/2011 2:27:25 AM |
| treasure-generator | $25.00 | 4/12/2011 2:39:45 AM |
| inventive-wealth2 | $25.00 | 4/12/2011 2:41:42 AM |
| shrewd-peace7 | $25.00 | 4/12/2011 2:41:21 AM |
| neutrino6 | $25.00 | 4/12/2011 2:41:49 AM |
| dough-bear | $50.00 | 4/12/2011 2:42:20 AM |
| Banker7371 | $25.00 | 4/12/2011 2:42:11 AM |
| orange-preeminant-bill | $50.00 | 4/12/2011 2:43:05 AM |
| graceful-investment | $84.61 | 4/12/2011 2:42:58 AM |
| CC911 | $25.00 | 4/12/2011 6:08:19 AM |
| justice-economist | $25.00 | 4/12/2011 9:32:51 AM |
| loot-keeper0 | $25.00 | 4/12/2011 9:31:41 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:19 AM |
| whartonmba | $25.00 | 4/12/2011 10:53:53 AM |
| point-xylophone | $25.00 | 4/12/2011 9:32:49 AM |
| Executive23 | $25.00 | 4/12/2011 12:12:33 PM |
| SLN-10 | $25.00 | 4/12/2011 12:11:17 PM |
| cash-cymbal3 | $50.00 | 4/12/2011 12:42:14 PM |
| ahalls | $25.00 | 4/12/2011 1:42:08 PM |
| the-bid-sorcerer | $50.00 | 4/12/2011 2:39:44 PM |
| silverloan | $25.00 | 4/12/2011 2:33:42 PM |
| panda14 | $25.00 | 4/12/2011 3:07:03 PM |
| Sibelius2 | $25.00 | 4/12/2011 4:10:28 PM |
| SecondChanceLendingSERV | $25.00 | 3/29/2011 10:51:48 PM |
| worldly-money4 | $200.00 | 3/29/2011 5:04:31 PM |
| Gibbyland | $50.00 | 3/29/2011 9:03:07 PM |
| erowis | $65.00 | 3/30/2011 9:14:10 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:51 AM |
| thelovebug | $100.00 | 4/1/2011 1:17:46 PM |
| frogperson | $200.00 | 4/3/2011 9:12:23 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:59:19 AM |
| tnjohnso | $25.00 | 4/4/2011 11:26:30 AM |
| w3alter | $100.00 | 4/6/2011 5:47:06 PM |
| Tylerh | $100.00 | 4/6/2011 5:48:20 PM |
| credit-sycamore4 | $100.00 | 4/7/2011 4:48:45 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:46 PM |
| lagnisiruk | $25.00 | 4/8/2011 12:39:54 PM |
| Yomain | $75.00 | 4/8/2011 4:46:42 PM |
| reflective-rupee | $1,500.55 | 4/8/2011 4:44:27 PM |
| Dubbs360 | $100.00 | 4/8/2011 5:05:26 PM |
| ccclaireee333 | $25.00 | 4/8/2011 5:06:46 PM |
| hookUup | $25.32 | 4/8/2011 5:28:24 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:41:00 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:44 PM |
| Gibbyland | $100.00 | 4/8/2011 6:55:36 PM |
| chameleon125 | $50.00 | 4/8/2011 8:01:05 PM |
| capital-halo1 | $500.00 | 4/8/2011 7:18:53 PM |
| A-ONE-INVESTMENTS | $25.00 | 4/8/2011 8:38:35 PM |
| ridestwins_998 | $25.00 | 4/8/2011 9:01:41 PM |
| assetmanager | $25.00 | 4/8/2011 9:28:51 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 9:24:24 PM |
| joebob78 | $50.00 | 4/8/2011 9:45:58 PM |
| IIP77 | $25.00 | 4/8/2011 11:02:06 PM |
| COCHINOBOY | $65.00 | 4/9/2011 2:32:33 AM |
| conceptpi | $25.00 | 4/9/2011 2:17:52 AM |
| economy-popcorn | $25.00 | 4/9/2011 5:08:01 AM |
| nilonc1 | $50.00 | 4/9/2011 6:58:46 AM |
| zotzot | $50.44 | 4/9/2011 5:47:35 AM |
| vigilance-searcher | $25.00 | 4/9/2011 7:08:56 AM |
| worthy-bid4 | $62.42 | 4/9/2011 7:15:36 AM |
| ekmendenhall | $101.01 | 4/9/2011 9:00:13 AM |
| leverage-monger | $69.38 | 4/9/2011 9:37:17 AM |
| first-class-gold0 | $75.00 | 4/9/2011 9:53:19 AM |
| Jon8403 | $28.94 | 4/9/2011 10:56:35 AM |
| Weaverville | $25.00 | 4/9/2011 10:41:41 AM |
| rebelduke | $100.00 | 4/9/2011 12:49:07 PM |
| ramst41 | $25.00 | 4/9/2011 1:20:21 PM |
| shrewd-income | $312.70 | 4/9/2011 1:45:48 PM |
| Tono | $50.00 | 4/9/2011 3:47:40 PM |
| platinum-czar | $100.00 | 4/9/2011 4:13:35 PM |
| Lubava | $36.48 | 4/9/2011 4:16:40 PM |
| handy-justice | $50.00 | 4/9/2011 5:37:52 PM |
| thrifty-capital | $25.00 | 4/9/2011 6:30:23 PM |
| dough-destiny | $27.50 | 4/9/2011 6:26:41 PM |
| money-baron | $59.01 | 4/9/2011 6:53:13 PM |
| gentle-coin | $100.00 | 4/9/2011 7:15:52 PM |
| jono9999 | $168.95 | 4/9/2011 7:26:52 PM |
| erowis | $70.00 | 4/9/2011 9:01:02 PM |
| micko | $25.00 | 4/9/2011 7:54:54 PM |
| mpatrick | $25.00 | 4/9/2011 8:07:12 PM |
| gizmo65 | $25.00 | 4/9/2011 9:43:54 PM |
| jmb_lending | $100.00 | 4/10/2011 12:27:28 AM |
| saver9 | $34.54 | 4/10/2011 6:58:34 AM |
| Image68 | $25.00 | 4/10/2011 7:20:14 AM |
| intrepid-loot | $25.00 | 4/10/2011 6:19:41 AM |
| peso-aggregator | $25.00 | 4/10/2011 7:56:29 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:59 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:02:51 PM |
| AJC1208 | $25.00 | 4/11/2011 12:06:21 PM |
| wildsf | $50.00 | 4/11/2011 12:56:38 PM |
| symbiosis | $50.00 | 4/11/2011 2:56:39 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:00 PM |
| brightest-benjamins-onator | $50.00 | 4/11/2011 4:14:55 PM |
| octoberfresh | $26.00 | 4/11/2011 4:45:33 PM |
| nodrivelpls | $25.00 | 4/12/2011 2:11:00 AM |
| ezg | $25.00 | 4/12/2011 2:19:21 AM |
| wizardii | $25.00 | 4/12/2011 2:27:20 AM |
| desertoasis | $25.00 | 4/12/2011 2:11:24 AM |
| jam96 | $25.00 | 4/12/2011 2:17:57 AM |
| goldeneye777 | $25.00 | 4/12/2011 2:19:04 AM |
| payment-gusto | $25.00 | 4/12/2011 2:55:25 AM |
| ommcd | $25.00 | 4/12/2011 2:21:12 AM |
| benjamins-utopia | $28.58 | 4/12/2011 2:57:15 AM |
| kulender | $50.00 | 4/12/2011 2:20:23 AM |
| mfosterii | $50.00 | 4/12/2011 3:03:54 AM |
| musegaze | $50.00 | 4/12/2011 2:21:36 AM |
| damanq | $25.00 | 4/12/2011 2:27:44 AM |
| cropdust3r | $25.00 | 4/12/2011 2:29:07 AM |
| Mathiaslh | $25.00 | 4/12/2011 2:38:53 AM |
| Diamond_Jim | $25.44 | 4/12/2011 2:41:38 AM |
| famous-hope | $25.00 | 4/12/2011 2:41:11 AM |
| asmithj | $26.83 | 4/12/2011 2:41:46 AM |
| treasure-bliss | $50.00 | 4/12/2011 2:41:28 AM |
| burrito6 | $25.00 | 4/12/2011 2:43:53 AM |
| 1phantom | $25.00 | 4/12/2011 2:54:32 AM |
| new-social-economist | $26.73 | 4/12/2011 2:55:31 AM |
| PleaseDontDefault | $50.00 | 4/12/2011 6:06:46 AM |
| whatreality | $25.00 | 4/12/2011 7:20:29 AM |
| yield-aurora4 | $50.00 | 4/12/2011 7:36:59 AM |
| wampum-cocktail | $25.00 | 4/12/2011 8:42:18 AM |
| whatreality | $25.00 | 4/12/2011 7:19:54 AM |
| american-investor | $25.00 | 4/12/2011 9:32:36 AM |
| nickel-hickory | $25.00 | 4/12/2011 9:48:17 AM |
| revenue-appraiser | $25.00 | 4/12/2011 12:00:44 PM |
| shell58 | $50.00 | 4/12/2011 12:12:29 PM |
| orange-leverage-phoenix | $500.00 | 4/12/2011 1:46:21 PM |
| persistent-income2 | $25.00 | 4/12/2011 3:32:21 PM |
| mammalian4 | $25.00 | 4/12/2011 3:49:41 PM |
| jmb_lending | $100.00 | 4/12/2011 3:09:12 PM |
| social-conductor4 | $25.00 | 4/12/2011 2:52:13 PM |
| supersarah61 | $25.00 | 4/12/2011 3:56:53 PM |
| wbahl | $25.00 | 4/12/2011 4:39:47 PM |
| handshake5 | $100.00 | 4/12/2011 4:15:06 PM |
| DreDub | $50.00 | 4/12/2011 4:39:54 PM |
| 231 Investments
|
Borrower Payment Dependent Notes Series
499959
This series of Notes was issued and sold upon the funding of the borrower loan #48538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $372.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,990 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adorable-marketplace4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Life
Purpose of loan: debt consolidation
This loan will be used to...pay credit cards
My financial situation: high intrest on credit cards.working and living back at home after a divorce in 2009
I am a good candidate for this loan because...i have good credit
Monthly net income: $4800
Monthly expenses: $2000
Housing: $0
Insurance: $150
Car expenses: $0
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1400
Other expenses: $
none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 3/30/2011 9:03:46 AM |
| BxRealtor | $25.00 | 3/30/2011 9:05:26 AM |
| SimpleChoice | $25.00 | 3/30/2011 2:37:25 PM |
| Zolton | $100.00 | 3/31/2011 6:51:58 AM |
| mamayama | $25.00 | 4/1/2011 8:19:29 AM |
| hostbank | $100.00 | 4/3/2011 12:25:36 PM |
| Higheagle | $44.16 | 4/3/2011 1:22:36 PM |
| enthralling-deal180 | $50.00 | 4/4/2011 9:15:31 AM |
| P2P4me | $100.00 | 4/4/2011 3:07:41 PM |
| Girakul | $50.00 | 4/5/2011 5:20:24 PM |
| jescowa | $50.00 | 4/5/2011 6:13:50 PM |
| Peterman | $25.00 | 4/5/2011 9:28:54 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:49 AM |
| rolandweary | $25.00 | 4/7/2011 10:14:08 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:05 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:10:10 AM |
| Tradesmanlender | $25.00 | 4/8/2011 12:49:55 PM |
| newest-bountiful-basis | $25.00 | 4/8/2011 3:19:57 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:52 PM |
| Oakland | $50.00 | 4/8/2011 6:48:38 PM |
| reward-walnut | $25.00 | 4/8/2011 6:03:00 PM |
| handy-justice | $50.00 | 4/9/2011 5:46:51 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:25 PM |
| ManhattanLender | $25.00 | 4/9/2011 7:27:20 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:25 PM |
| bold-steady-peso | $50.00 | 4/10/2011 6:47:45 PM |
| comet55 | $25.00 | 4/10/2011 6:52:51 PM |
| financial-frenzy | $50.00 | 4/10/2011 6:54:55 PM |
| razor783 | $25.00 | 4/10/2011 7:03:21 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:38 PM |
| arampata | $60.00 | 4/11/2011 4:08:00 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:35 AM |
| ISHLEP67 | $50.00 | 4/11/2011 7:22:04 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:22:15 PM |
| consulguru | $150.33 | 4/11/2011 11:32:40 PM |
| green-planet-guy | $32.00 | 4/12/2011 1:27:10 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:29 AM |
| LeReve | $25.00 | 4/12/2011 8:52:06 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:52:36 AM |
| cash-cymbal3 | $50.00 | 4/12/2011 9:07:41 AM |
| sshgfwb | $25.00 | 4/12/2011 11:58:29 AM |
| harty | $50.00 | 4/12/2011 1:01:55 PM |
| rogue_monster | $50.00 | 4/12/2011 1:02:19 PM |
| astute-benjamins | $25.00 | 4/12/2011 2:39:24 PM |
| treasure-hunter270 | $25.00 | 4/12/2011 4:11:55 PM |
| enriching-listing | $50.00 | 4/12/2011 4:07:47 PM |
| objective-investor | $150.00 | 4/12/2011 4:23:33 PM |
| HamachiMan | $50.00 | 4/12/2011 4:42:20 PM |
| wealth-renaissance5 | $25.00 | 4/12/2011 4:10:34 PM |
| wise-transaction-grizzly | $25.00 | 4/12/2011 5:06:00 PM |
| DaMoneyTree | $25.00 | 4/12/2011 4:22:46 PM |
| money-surge1 | $50.00 | 4/12/2011 4:23:26 PM |
| 6moonbeams | $50.00 | 4/12/2011 5:10:39 PM |
| slico | $50.00 | 4/12/2011 5:11:47 PM |
| Brain_m | $25.00 | 4/12/2011 5:12:10 PM |
| cpodakine | $25.00 | 4/12/2011 5:12:18 PM |
| sentimental-worth443 | $50.00 | 4/12/2011 5:12:47 PM |
| thegobbler | $25.00 | 4/12/2011 5:13:33 PM |
| simpy | $50.00 | 4/12/2011 5:13:44 PM |
| ranstlin | $25.00 | 4/12/2011 5:14:17 PM |
| flexible-money1 | $50.00 | 4/12/2011 5:14:26 PM |
| Bigg_Lender | $25.00 | 4/12/2011 5:15:16 PM |
| dinero-wildebeest | $50.00 | 4/12/2011 4:42:11 PM |
| gold-disk | $50.00 | 4/12/2011 5:16:47 PM |
| wealthstar | $50.00 | 4/12/2011 5:17:11 PM |
| zippy-interest | $25.00 | 4/12/2011 4:42:44 PM |
| jcjdingdong | $50.00 | 4/12/2011 5:17:24 PM |
| C_Mark | $50.00 | 4/12/2011 4:42:47 PM |
| Savings_EQ_Dignity | $32.16 | 4/12/2011 5:18:45 PM |
| PCGeekWI | $25.00 | 4/12/2011 5:20:06 PM |
| ultimatepaintball | $25.00 | 4/12/2011 5:20:40 PM |
| jazz619 | $25.00 | 4/12/2011 5:21:09 PM |
| williemc44 | $25.00 | 4/12/2011 5:21:26 PM |
| buddy486 | $25.00 | 4/12/2011 5:06:27 PM |
| PsiPro | $25.00 | 4/12/2011 5:25:13 PM |
| littlemonkey | $25.00 | 4/12/2011 5:12:28 PM |
| alpinaut | $25.00 | 4/12/2011 5:12:50 PM |
| MyPlantsEatBugs | $25.00 | 4/12/2011 5:13:15 PM |
| the-dollar-topper | $50.00 | 4/12/2011 5:13:18 PM |
| MasterKey | $25.00 | 4/12/2011 5:13:27 PM |
| peso-mate | $50.00 | 4/12/2011 5:13:36 PM |
| fireboss | $50.00 | 4/12/2011 5:13:54 PM |
| Oupa-George | $25.00 | 4/12/2011 5:11:33 PM |
| devoider | $25.00 | 4/12/2011 5:14:08 PM |
| mcs86d | $25.00 | 4/12/2011 5:12:24 PM |
| LenderByDay | $25.00 | 4/12/2011 5:14:23 PM |
| wakti | $50.00 | 4/12/2011 5:12:55 PM |
| intlargonaut | $50.00 | 4/12/2011 5:13:05 PM |
| SouthCoast | $25.00 | 4/12/2011 5:13:45 PM |
| monroemoney | $25.00 | 4/12/2011 5:13:50 PM |
| Rockymtnhi | $50.00 | 4/12/2011 5:13:59 PM |
| durability-balance4 | $50.00 | 4/12/2011 5:14:05 PM |
| benefit-ruler | $25.00 | 4/12/2011 5:16:48 PM |
| busnssmn | $25.00 | 4/12/2011 5:30:38 PM |
| benjamins-utopia | $100.00 | 4/12/2011 5:17:03 PM |
| bobby4u3 | $25.00 | 4/12/2011 5:31:13 PM |
| cingular | $25.00 | 4/12/2011 5:17:28 PM |
| techs | $25.00 | 4/12/2011 5:14:56 PM |
| DaveG56313 | $25.00 | 4/12/2011 5:31:32 PM |
| jtradition | $50.00 | 4/12/2011 5:15:14 PM |
| KileNSmyth4 | $26.85 | 4/12/2011 5:32:11 PM |
| balance-booster8 | $50.00 | 4/12/2011 5:17:51 PM |
| enthralling-investment | $50.00 | 4/12/2011 5:15:24 PM |
| bigtag | $25.00 | 4/12/2011 5:16:41 PM |
| rdav | $25.00 | 4/12/2011 5:16:50 PM |
| enthusiastic-treasure | $25.00 | 4/12/2011 5:16:54 PM |
| duty-windmill | $50.00 | 4/12/2011 5:17:01 PM |
| brightest-dynamic-peace | $25.00 | 4/12/2011 5:21:23 PM |
| Fiimg | $50.00 | 4/12/2011 5:17:20 PM |
| slojudy | $50.00 | 4/12/2011 5:34:08 PM |
| Philolend | $25.00 | 4/12/2011 5:21:41 PM |
| chrisah | $50.00 | 4/12/2011 5:17:46 PM |
| treasure-pipeline | $50.00 | 4/12/2011 5:22:15 PM |
| ClearLake | $25.00 | 4/12/2011 5:22:39 PM |
| bold-shrewd-market | $25.00 | 4/12/2011 5:34:59 PM |
| bold-careful-finance | $50.00 | 4/12/2011 5:18:26 PM |
| Clambake | $50.00 | 4/12/2011 5:35:18 PM |
| vigilance-revolutionary | $50.00 | 4/12/2011 5:35:28 PM |
| ptjg | $50.00 | 4/12/2011 5:35:47 PM |
| chlebie | $43.83 | 4/12/2011 5:19:33 PM |
| irrelevant | $25.00 | 4/12/2011 5:36:13 PM |
| don8ter | $25.00 | 4/12/2011 5:36:19 PM |
| Aimvest | $25.00 | 4/12/2011 5:20:34 PM |
| marlau | $25.00 | 4/12/2011 5:21:13 PM |
| fightinjoe | $50.00 | 4/12/2011 5:37:45 PM |
| ferdberfel | $50.00 | 4/12/2011 5:25:33 PM |
| joyful-treasure2 | $25.00 | 4/12/2011 5:22:05 PM |
| versatile-platinum4 | $25.00 | 4/12/2011 5:38:31 PM |
| ctgscott | $25.00 | 4/12/2011 5:25:42 PM |
| UT-Longhorn | $25.00 | 4/12/2011 5:22:24 PM |
| jcw3rd | $25.00 | 4/12/2011 5:38:45 PM |
| forthright-dedication | $50.00 | 4/12/2011 5:22:35 PM |
| intrepid-loot | $50.00 | 4/12/2011 5:45:05 PM |
| gold-blanket0 | $25.00 | 4/12/2011 5:24:30 PM |
| IP | $35.61 | 4/12/2011 5:24:58 PM |
| meenan | $50.00 | 4/12/2011 5:45:50 PM |
| mjjjrj | $25.00 | 4/12/2011 5:25:40 PM |
| lostontheedge | $25.00 | 4/12/2011 5:26:07 PM |
| p1k4blu | $25.00 | 4/12/2011 5:31:48 PM |
| SoCalRancher | $50.00 | 4/12/2011 5:32:00 PM |
| Artist_Blue | $25.00 | 4/12/2011 5:32:28 PM |
| jjb3 | $25.00 | 4/12/2011 5:33:11 PM |
| fcukciti | $25.00 | 4/12/2011 6:12:56 PM |
| MB122 | $50.00 | 4/12/2011 5:33:48 PM |
| CBO-Enterprise | $50.00 | 4/12/2011 5:35:04 PM |
| burgeoning-silver | $25.00 | 4/12/2011 5:35:12 PM |
| w3alter | $44.94 | 4/12/2011 5:35:32 PM |
| nycmichael | $100.00 | 4/12/2011 5:36:04 PM |
| Banker7371 | $25.00 | 4/12/2011 5:31:42 PM |
| authentic-liberty7 | $25.00 | 4/12/2011 5:36:26 PM |
| bulabula | $25.00 | 4/12/2011 5:31:52 PM |
| mg144 | $44.33 | 4/12/2011 6:33:11 PM |
| studious-bonus7 | $100.00 | 4/12/2011 5:36:39 PM |
| wwwUniversal | $25.00 | 4/12/2011 5:32:22 PM |
| LouisSaint | $25.00 | 4/12/2011 5:37:07 PM |
| helpishere777 | $50.00 | 4/12/2011 5:37:50 PM |
| nycfinance | $25.00 | 4/12/2011 5:33:33 PM |
| oaktown23 | $50.00 | 4/12/2011 5:33:45 PM |
| commerce-web5 | $25.00 | 4/12/2011 5:38:47 PM |
| dexstjames | $50.00 | 4/12/2011 5:33:55 PM |
| value-den | $50.00 | 4/12/2011 5:34:25 PM |
| practice44 | $50.00 | 4/12/2011 5:35:08 PM |
| SelectTrustLending | $25.00 | 4/12/2011 5:35:15 PM |
| tylerfd | $25.00 | 4/12/2011 5:35:40 PM |
| museic1 | $39.42 | 4/12/2011 5:36:06 PM |
| nalaari | $25.00 | 4/12/2011 5:36:15 PM |
| transparency-grasshopper | $50.00 | 4/12/2011 5:38:16 PM |
| PRGuyinVA | $25.00 | 4/12/2011 5:38:22 PM |
| GiftViftdotcom | $25.00 | 4/12/2011 5:38:37 PM |
| auctionator1 | $25.00 | 4/12/2011 6:20:08 PM |
| lokiswolf | $27.00 | 4/13/2011 1:47:58 AM |
| ualf | $50.00 | 4/13/2011 1:51:12 AM |
| silverloan | $50.00 | 4/13/2011 2:02:17 AM |
| Imaginos1892 | $100.00 | 4/12/2011 7:59:24 PM |
| BuzzyBee336 | $35.00 | 4/12/2011 9:56:54 PM |
| hermosaloan | $25.00 | 4/13/2011 1:58:27 AM |
| Katburg | $37.58 | 4/13/2011 2:02:24 AM |
| RG | $30.00 | 4/12/2011 10:48:14 PM |
| hardwareman | $25.00 | 4/13/2011 2:13:38 AM |
| rulender | $25.00 | 4/13/2011 2:14:47 AM |
| pi31415 | $25.00 | 4/13/2011 1:42:32 AM |
| rmachi | $25.00 | 4/13/2011 1:42:51 AM |
| TrixieD | $25.00 | 4/13/2011 1:48:26 AM |
| Soothsayer | $25.00 | 4/13/2011 1:49:36 AM |
| RJN | $25.00 | 4/13/2011 1:50:26 AM |
| BritDad | $25.00 | 4/13/2011 1:53:01 AM |
| janus_god | $25.00 | 4/13/2011 1:59:30 AM |
| divemaster | $25.00 | 4/13/2011 2:00:00 AM |
| sugarhoof | $25.00 | 4/13/2011 2:00:42 AM |
| wbahl | $25.00 | 4/13/2011 2:03:27 AM |
| integrity-doctor | $100.00 | 3/30/2011 1:29:56 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:56 PM |
| caring-hope2 | $50.00 | 3/30/2011 1:13:46 PM |
| magnetic-dedication3 | $25.00 | 3/30/2011 4:58:20 PM |
| GElender | $50.00 | 4/1/2011 7:09:34 AM |
| p40thawk | $25.00 | 4/1/2011 7:50:14 PM |
| indomitable-coin | $25.00 | 4/4/2011 11:18:38 AM |
| loyalty-sherpa | $25.00 | 4/4/2011 2:28:37 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:31 AM |
| Girakul | $50.00 | 4/5/2011 5:21:53 PM |
| Chauncey_Gardener | $50.00 | 4/5/2011 6:15:54 PM |
| AFairDeal | $75.00 | 4/5/2011 6:10:27 PM |
| loot-heart | $25.00 | 4/6/2011 4:08:04 PM |
| radforj22 | $25.00 | 4/7/2011 9:34:31 AM |
| medman | $25.00 | 4/7/2011 10:11:34 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:45 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:45 PM |
| NYBIZ | $25.00 | 4/8/2011 8:43:37 PM |
| gracej | $25.00 | 4/9/2011 2:53:59 AM |
| currency-cigar4 | $50.00 | 4/9/2011 7:58:13 AM |
| friendly-market5 | $25.00 | 4/9/2011 8:37:33 AM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:39 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:59 PM |
| OmahaGuy | $50.00 | 4/10/2011 3:20:40 PM |
| Weaverville | $50.00 | 4/10/2011 6:40:20 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:29 PM |
| gold-sushi | $25.00 | 4/11/2011 6:39:13 AM |
| yield-seeker | $25.00 | 4/11/2011 8:32:17 AM |
| srgriff | $25.00 | 4/11/2011 9:21:47 AM |
| benefit-catalyst | $289.12 | 4/11/2011 9:35:54 AM |
| octoberfresh | $25.00 | 4/11/2011 2:36:15 PM |
| skuba | $25.00 | 4/12/2011 1:36:49 AM |
| point-kitten6 | $36.09 | 4/12/2011 2:54:45 AM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:19 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:05 AM |
| haidoken | $75.00 | 4/12/2011 8:41:54 AM |
| ClearCut | $50.00 | 4/12/2011 9:54:15 AM |
| spa5 | $40.00 | 4/12/2011 11:44:25 AM |
| csak13 | $50.00 | 4/12/2011 1:33:40 PM |
| rbrown15 | $53.40 | 4/12/2011 3:49:09 PM |
| investment-comet | $25.00 | 4/12/2011 2:45:26 PM |
| cutter21 | $25.00 | 4/12/2011 2:58:58 PM |
| otto1939 | $50.00 | 4/12/2011 4:38:12 PM |
| theaterguy | $25.00 | 4/12/2011 4:12:48 PM |
| kind-adventurous-finance | $75.00 | 4/12/2011 4:42:16 PM |
| Chewbaca | $25.00 | 4/12/2011 4:15:48 PM |
| FG9YTR | $25.00 | 4/12/2011 5:05:46 PM |
| biglender5 | $25.00 | 4/12/2011 5:12:13 PM |
| WeAlNe | $25.00 | 4/12/2011 5:12:39 PM |
| twenty_percent_plus | $25.00 | 4/12/2011 5:13:09 PM |
| johannesfactotum | $25.00 | 4/12/2011 5:13:41 PM |
| piter-to-la-investment | $25.00 | 4/12/2011 5:13:52 PM |
| shmb6508 | $50.00 | 4/12/2011 5:14:35 PM |
| grf1945 | $50.00 | 4/12/2011 4:42:08 PM |
| investment-star | $50.00 | 4/12/2011 5:16:43 PM |
| power-mad-scientist | $25.00 | 4/12/2011 4:42:14 PM |
| credible-durability | $25.00 | 4/12/2011 5:16:56 PM |
| black_adder2003 | $50.00 | 4/12/2011 4:42:05 PM |
| GMPK_TLAS | $50.00 | 4/12/2011 4:42:41 PM |
| compwhiz | $25.00 | 4/12/2011 5:17:18 PM |
| Rick21 | $50.00 | 4/12/2011 4:42:39 PM |
| jt530 | $25.00 | 4/12/2011 5:17:48 PM |
| dinero-speaker | $25.00 | 4/12/2011 4:42:50 PM |
| fiddlerzvi | $50.00 | 4/12/2011 5:18:49 PM |
| kulender | $100.00 | 4/12/2011 5:19:45 PM |
| Willylump | $25.00 | 4/12/2011 5:20:03 PM |
| knowledgeable-note6 | $25.00 | 4/12/2011 5:20:29 PM |
| dodibugg0881 | $50.00 | 4/12/2011 5:20:58 PM |
| sumochicken | $50.00 | 4/12/2011 5:21:17 PM |
| life-is-great | $25.00 | 4/12/2011 5:21:46 PM |
| eloquent-dough5 | $25.00 | 4/12/2011 5:22:00 PM |
| Ripsaw4U | $50.00 | 4/12/2011 5:22:28 PM |
| jenq0001 | $25.00 | 4/12/2011 5:25:09 PM |
| Philosonie | $36.60 | 4/12/2011 5:25:19 PM |
| AdamClemSC | $25.00 | 4/12/2011 5:12:35 PM |
| OrcaFIN | $50.00 | 4/12/2011 5:12:53 PM |
| Dweeberkitty1 | $25.00 | 4/12/2011 5:13:11 PM |
| unclejaef | $25.00 | 4/12/2011 5:13:47 PM |
| hopethisworks | $50.00 | 4/12/2011 5:13:57 PM |
| bigphish | $50.00 | 4/12/2011 5:14:20 PM |
| ijspence | $25.00 | 4/12/2011 5:12:44 PM |
| smilinsam | $100.00 | 4/12/2011 5:14:44 PM |
| bullwink27 | $25.00 | 4/12/2011 5:13:38 PM |
| investment-tempo | $50.00 | 4/12/2011 5:15:03 PM |
| slartibardfast | $25.00 | 4/12/2011 5:13:49 PM |
| shorthairedg | $50.00 | 4/12/2011 5:15:09 PM |
| reueljw | $25.00 | 4/12/2011 5:13:51 PM |
| honorable-yield | $25.00 | 4/12/2011 5:14:02 PM |
| brightest-affluence-motivator | $100.00 | 4/12/2011 5:16:36 PM |
| kc8fot | $50.00 | 4/12/2011 5:16:56 PM |
| Relevance | $25.00 | 4/12/2011 5:17:06 PM |
| income-sage9 | $25.00 | 4/12/2011 5:14:48 PM |
| Frenchynh | $25.00 | 4/12/2011 5:14:59 PM |
| TelegramSam | $25.00 | 4/12/2011 5:17:43 PM |
| 360Winner | $50.00 | 4/12/2011 5:15:18 PM |
| power-bluebird2 | $50.00 | 4/12/2011 5:18:18 PM |
| Macinvest | $25.00 | 4/12/2011 5:16:39 PM |
| TheYellowDart | $25.00 | 4/12/2011 5:19:07 PM |
| Zach842 | $75.00 | 4/12/2011 5:16:45 PM |
| the-money-gargantuan | $25.00 | 4/12/2011 5:16:51 PM |
| investment-kingdom | $300.00 | 4/12/2011 5:16:58 PM |
| chemistry220 | $50.00 | 4/12/2011 5:33:41 PM |
| desertoasis | $40.00 | 4/12/2011 5:20:48 PM |
| GatorBux | $50.00 | 4/12/2011 5:17:08 PM |
| brutusbone | $25.00 | 4/12/2011 5:21:11 PM |
| divedude | $25.00 | 4/12/2011 5:17:14 PM |
| green-moola-platoon | $60.50 | 4/12/2011 5:17:39 PM |
| silver-armada | $50.00 | 4/12/2011 5:34:34 PM |
| wrchism | $50.00 | 4/12/2011 5:22:11 PM |
| tough-peso2 | $25.00 | 4/12/2011 5:17:54 PM |
| Leopoldine | $25.00 | 4/12/2011 5:34:47 PM |
| top-visionary-truth | $25.00 | 4/12/2011 5:35:29 PM |
| ericd523 | $25.00 | 4/12/2011 5:21:06 PM |
| mizon291 | $50.00 | 4/12/2011 5:37:40 PM |
| peripatetic | $25.00 | 4/12/2011 5:37:53 PM |
| TOCPI | $25.00 | 4/12/2011 5:25:27 PM |
| SBT | $75.00 | 4/12/2011 5:21:55 PM |
| flwah | $25.00 | 4/12/2011 5:25:37 PM |
| chekat | $25.00 | 4/12/2011 5:38:39 PM |
| orange-dollar-guild | $25.00 | 4/12/2011 5:26:04 PM |
| gilbrear | $25.00 | 4/12/2011 5:22:26 PM |
| tsui517 | $50.00 | 4/12/2011 5:38:50 PM |
| miket71 | $50.00 | 4/12/2011 5:22:45 PM |
| TK4 | $50.00 | 4/12/2011 5:22:51 PM |
| Interloper | $25.00 | 4/12/2011 5:24:55 PM |
| IIP77 | $25.00 | 4/12/2011 5:25:03 PM |
| visionary-community | $25.00 | 4/12/2011 5:30:47 PM |
| dinero-festivity2 | $33.54 | 4/12/2011 5:31:56 PM |
| icchok | $100.00 | 4/12/2011 5:33:53 PM |
| breadbroker | $25.00 | 4/12/2011 5:34:03 PM |
| iolaire | $25.00 | 4/12/2011 5:34:52 PM |
| Chervianne | $50.00 | 4/12/2011 5:35:02 PM |
| cathexis | $25.00 | 4/12/2011 5:35:06 PM |
| credit-scout7 | $50.00 | 4/12/2011 5:35:22 PM |
| Bank42 | $100.00 | 4/12/2011 5:35:44 PM |
| Goodlender42 | $25.00 | 4/12/2011 5:36:10 PM |
| tender-integrity3 | $100.00 | 4/12/2011 5:36:29 PM |
| fareast_man | $25.00 | 4/12/2011 5:32:06 PM |
| hrubinst | $50.00 | 4/12/2011 5:32:44 PM |
| worldly-community3 | $50.00 | 4/12/2011 5:37:23 PM |
| fishintime | $50.00 | 4/12/2011 5:38:10 PM |
| ciscoparrot | $25.00 | 4/12/2011 5:33:37 PM |
| Cai8899 | $30.00 | 4/12/2011 5:38:42 PM |
| cablenews | $50.00 | 4/12/2011 5:33:50 PM |
| generous-deal6 | $50.00 | 4/12/2011 5:34:14 PM |
| panegryst | $50.00 | 4/12/2011 5:34:20 PM |
| kenji4861 | $25.00 | 4/12/2011 5:34:55 PM |
| leodaguy | $50.00 | 4/12/2011 5:35:25 PM |
| vegibenz | $25.00 | 4/12/2011 5:35:37 PM |
| visionary-currency | $50.00 | 4/12/2011 5:35:50 PM |
| Tazeme | $25.00 | 4/12/2011 5:36:08 PM |
| MadHun | $100.00 | 4/12/2011 5:36:34 PM |
| seanambrose | $25.00 | 4/12/2011 5:37:27 PM |
| BlindJoeDeath | $50.00 | 4/12/2011 5:37:48 PM |
| dpdn57 | $25.00 | 4/12/2011 5:38:19 PM |
| nanda | $50.00 | 4/12/2011 5:38:35 PM |
| a-unflappable-finance | $100.00 | 4/12/2011 5:38:45 PM |
| MrRooster101 | $25.00 | 4/12/2011 9:01:13 PM |
| urbanMisfit | $25.00 | 4/12/2011 6:56:42 PM |
| Big_Lendin | $25.00 | 4/12/2011 9:46:01 PM |
| momoney2lend | $25.00 | 4/12/2011 5:51:52 PM |
| High-flyer | $25.00 | 4/12/2011 5:59:01 PM |
| Rivervale_Westwood | $25.00 | 4/13/2011 1:49:13 AM |
| bill-expert | $35.00 | 4/12/2011 6:41:51 PM |
| selfmademan | $25.00 | 4/13/2011 1:53:12 AM |
| asya | $28.59 | 4/13/2011 1:59:08 AM |
| kalex752 | $25.00 | 4/13/2011 1:59:49 AM |
| jules3304 | $25.00 | 4/12/2011 7:16:42 PM |
| rcflick | $25.00 | 4/13/2011 2:16:01 AM |
| uarewhatuthink | $25.00 | 4/13/2011 1:51:39 AM |
| mrfixerupper | $25.00 | 4/13/2011 1:52:43 AM |
| WolRab | $29.28 | 4/13/2011 1:58:20 AM |
| kencox | $25.00 | 4/13/2011 1:59:37 AM |
| dcdr23 | $25.00 | 4/13/2011 2:01:17 AM |
| Cheburashka | $25.00 | 4/13/2011 2:03:53 AM |
| benjamin67 | $25.00 | 4/13/2011 2:05:32 AM |
| RLC | $25.72 | 4/13/2011 2:13:06 AM |
| RSV | $25.00 | 4/13/2011 2:14:42 AM |
| Lender0010 | $50.00 | 4/13/2011 12:21:44 AM |
| djlucas | $25.00 | 4/13/2011 1:41:58 AM |
| lovelongandprosper | $27.65 | 4/13/2011 1:49:19 AM |
| sfmdg | $35.04 | 4/13/2011 2:00:08 AM |
| Divr555 | $50.00 | 4/13/2011 2:03:08 AM |
| 373 Investments
|
Borrower Payment Dependent Notes Series
500499
This series of Notes was issued and sold upon the funding of the borrower loan #48525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-06-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,363 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hungry |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 3% )
| 580-599
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
My loan for debt consolidation
This loan will be used to pay off all my credit cards and tuition.
My financial situation is great. I work full time and been employed at the same job for 3 years.
I am a good candidate for this loan because, I previously had a loan with Prosper and I was never late and the loan is paid in full according to the terms and agreement. In addition, I never been late on any of my credit cards on my credit report.
Monthly net income: $3200
Monthly expenses: $780.00-mortgage
Housing: $N/A
Insurance: $100
Car expenses: $500 monthly car note
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $150.00
Credit cards and other loans: $269.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/4/2011 5:09:23 PM |
| jhouman | $25.00 | 4/4/2011 5:10:03 PM |
| grnii78 | $117.12 | 4/4/2011 5:10:07 PM |
| diplomatic-wealth7 | $25.00 | 4/4/2011 5:11:29 PM |
| ingenious-deal6 | $25.00 | 4/4/2011 5:11:42 PM |
| thelovebug | $100.00 | 4/4/2011 5:12:42 PM |
| transformer855 | $25.00 | 4/4/2011 6:41:21 PM |
| twjh | $25.00 | 4/5/2011 2:15:57 AM |
| jpaulnyc | $71.99 | 4/5/2011 4:08:58 AM |
| DHolly | $25.00 | 4/5/2011 5:52:54 AM |
| golffish2 | $100.00 | 4/5/2011 6:11:34 AM |
| Mrgiggleswic | $25.00 | 4/5/2011 6:38:19 AM |
| wise-intelligent-duty | $25.00 | 4/5/2011 7:35:20 AM |
| MoneyForNothing | $36.79 | 4/4/2011 5:09:04 PM |
| brondero | $100.00 | 4/5/2011 8:02:24 AM |
| Wangchuk | $25.33 | 4/4/2011 5:09:52 PM |
| suave-dime6 | $25.00 | 4/4/2011 5:11:56 PM |
| kendigme | $38.13 | 4/5/2011 4:12:21 AM |
| CoolPlexer | $25.00 | 4/4/2011 5:17:52 PM |
| DasMula | $27.00 | 4/4/2011 5:19:04 PM |
| lendstats_com | $200.00 | 4/4/2011 5:32:09 PM |
| competent-p2p | $36.34 | 4/5/2011 7:20:13 AM |
| labate | $30.00 | 4/4/2011 7:06:26 PM |
| 888GoldIngots | $100.00 | 4/4/2011 7:13:28 PM |
| value-allocator1 | $100.00 | 4/5/2011 5:43:03 PM |
| convergentthinker | $56.54 | 4/6/2011 1:35:31 AM |
| investment-habanero8 | $100.00 | 4/6/2011 3:48:28 AM |
| hidavehi | $28.00 | 4/6/2011 8:07:44 AM |
| market-pudding | $25.00 | 4/5/2011 7:31:11 PM |
| Reliance_Banker | $25.00 | 4/5/2011 7:53:29 PM |
| squarebob | $25.00 | 4/6/2011 10:13:19 AM |
| cbivitz | $350.00 | 4/6/2011 12:09:27 AM |
| lender12345 | $100.00 | 4/6/2011 2:02:49 PM |
| benefit-flow | $25.00 | 4/6/2011 5:32:36 PM |
| delicious-loan093 | $25.00 | 4/6/2011 4:00:03 PM |
| YoungTaxMan | $62.99 | 4/6/2011 7:10:15 PM |
| sudeep104 | $25.00 | 4/6/2011 7:28:27 PM |
| p2ploan-sensation211 | $25.00 | 4/6/2011 6:29:52 PM |
| green-rapid-openness | $200.00 | 4/6/2011 9:00:45 PM |
| Reddy_Capital | $25.00 | 4/6/2011 5:59:43 PM |
| intrepid-loot | $50.00 | 4/6/2011 9:55:01 PM |
| chameleon125 | $50.00 | 4/6/2011 10:22:48 PM |
| investment-artist | $25.00 | 4/4/2011 5:10:05 PM |
| vutah | $25.00 | 4/4/2011 6:23:48 PM |
| r48 | $96.00 | 4/4/2011 5:30:51 PM |
| credit-missile | $75.00 | 4/4/2011 8:59:19 PM |
| rate-hickory | $25.00 | 4/4/2011 5:44:58 PM |
| SolarMoonshine | $25.00 | 4/4/2011 6:15:17 PM |
| DoctorJoe | $25.00 | 4/5/2011 4:16:01 AM |
| mikeandcat | $172.34 | 4/5/2011 5:23:38 AM |
| LittleMingo | $25.00 | 4/5/2011 2:04:19 AM |
| reflective-rupee | $44.44 | 4/4/2011 5:08:42 PM |
| Payout_Assured | $31.01 | 4/5/2011 7:01:45 AM |
| Eric_Gagne | $50.00 | 4/4/2011 6:23:38 PM |
| thankful-nickel2 | $50.00 | 4/4/2011 7:50:35 PM |
| futurechef11 | $30.00 | 4/4/2011 8:11:11 PM |
| loanman2007 | $200.00 | 4/5/2011 10:11:39 AM |
| credit-guard5 | $25.00 | 4/5/2011 3:46:00 PM |
| selector568 | $100.00 | 4/5/2011 6:13:21 AM |
| klend4 | $25.00 | 4/5/2011 4:07:42 PM |
| dcm6276 | $25.00 | 4/5/2011 6:01:53 PM |
| zotzot | $25.44 | 4/5/2011 6:33:46 PM |
| Jerrys1951 | $45.00 | 4/5/2011 6:53:22 PM |
| washboard3 | $30.00 | 4/5/2011 8:50:57 PM |
| credit-missile | $25.00 | 4/5/2011 10:02:34 PM |
| kendigme | $27.58 | 4/6/2011 3:23:25 AM |
| EmpireInvestments | $100.00 | 4/6/2011 7:49:39 AM |
| Josphine | $25.00 | 4/6/2011 8:14:32 AM |
| Nerdster1 | $35.06 | 4/6/2011 3:58:27 AM |
| The-Lighthouse-Group | $25.00 | 4/6/2011 6:19:50 AM |
| Leshan | $80.03 | 4/6/2011 7:27:47 AM |
| FinanceEngine | $30.00 | 4/6/2011 7:30:20 AM |
| 1point21gigawatts | $50.00 | 4/5/2011 6:25:52 PM |
| trade-goblin9 | $25.00 | 4/6/2011 12:58:41 PM |
| selector568 | $200.00 | 4/6/2011 2:57:53 PM |
| Bob450 | $25.00 | 4/6/2011 8:02:12 AM |
| ryanshain | $500.00 | 4/6/2011 3:29:37 PM |
| investment-seeker7 | $43.92 | 4/6/2011 5:39:42 PM |
| buffalobills | $25.00 | 4/6/2011 6:03:33 PM |
| natural-trade7 | $50.00 | 4/6/2011 7:31:27 PM |
| meers2000 | $31.83 | 4/6/2011 7:46:35 PM |
| melodious-openness | $847.12 | 4/6/2011 10:46:31 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
501711
This series of Notes was issued and sold upon the funding of the borrower loan #48494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 8.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,549 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| burburzee |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have been employed at the same job for over 20 years.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TikPmp1 | $25.00 | 4/11/2011 9:04:45 AM |
| favorite-commerce | $50.00 | 4/11/2011 9:09:46 AM |
| efficient-treasure0 | $25.00 | 4/11/2011 9:10:58 AM |
| ultimate-peace | $150.00 | 4/11/2011 9:08:25 AM |
| goodhearted-basis4 | $25.00 | 4/11/2011 9:34:28 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 10:01:24 AM |
| reflective-rupee | $222.22 | 4/11/2011 10:35:00 AM |
| vutah | $50.00 | 4/11/2011 4:20:30 PM |
| firsttouch1 | $800.00 | 4/11/2011 4:38:10 PM |
| upbeat-finance8 | $25.00 | 4/11/2011 4:55:05 PM |
| secureincome | $200.00 | 4/11/2011 5:01:06 PM |
| Zolton | $100.00 | 4/11/2011 9:08:04 AM |
| borrowmine | $25.00 | 4/11/2011 9:02:13 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:12:07 AM |
| BxRealtor | $25.00 | 4/11/2011 10:56:54 AM |
| Toby1montana | $75.00 | 4/11/2011 2:36:29 PM |
| zone6 | $50.00 | 4/11/2011 2:40:11 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:52 PM |
| SFteacher | $50.00 | 4/11/2011 4:51:56 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
501993
This series of Notes was issued and sold upon the funding of the borrower loan #48547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,325 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wowlender |
Borrower's state:
| Missouri |
Borrower's group:
| Apple User Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Pay off a credit cards
Purpose of loan:
Pay off two of my three remaining credit cards so my credit score improves.
My financial situation:
I am a good candidate for this loan because I make sufficient income. The payment on the loan is about the same as what I'm paying on the cards now. And I have a proven PROSPER track record. I paid off my last $15,000.00 note in about 18 months.
Monthly net income: $8000
Monthly expenses: $7000
Housing: $1700
Insurance: $200
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
FenPro has invested a total of
$400.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
What are the interest rates on your current credit cards? What is your occupation? - MilitaryLoans
A:
15.90% & 19.90% respectively.
Lawyer
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $200.00 | 4/12/2011 5:08:36 PM |
| r48 | $32.00 | 4/12/2011 5:06:01 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:17:39 PM |
| restless-dime | $50.00 | 4/12/2011 5:19:51 PM |
| PatRichi | $25.00 | 4/12/2011 5:19:02 PM |
| SLN-10 | $25.00 | 4/12/2011 5:31:05 PM |
| MoneyForNothing | $25.00 | 4/12/2011 6:30:54 PM |
| clemclan | $43.43 | 4/12/2011 7:07:32 PM |
| reflective-rupee | $96.44 | 4/12/2011 8:45:00 PM |
| RyanM561 | $25.00 | 4/12/2011 8:09:50 PM |
| 2grindstones | $25.00 | 4/12/2011 9:24:56 PM |
| DadWarbucks | $25.00 | 4/13/2011 1:59:16 AM |
| clemclan | $25.00 | 4/12/2011 7:11:41 PM |
| marinbb | $100.00 | 4/12/2011 7:22:53 PM |
| favorite-commerce | $50.00 | 4/12/2011 8:49:12 PM |
| UCLA4life | $30.00 | 4/13/2011 2:02:45 AM |
| Nerdster1 | $30.07 | 4/13/2011 4:09:00 AM |
| penny-sergeant | $25.00 | 4/13/2011 5:07:34 AM |
| buffalobills | $25.00 | 4/13/2011 7:40:05 AM |
| jpaulnyc | $66.02 | 4/13/2011 4:00:39 AM |
| Artist_Blue | $25.00 | 4/13/2011 6:01:47 AM |
| SecondChanceLendingSERV | $25.00 | 4/13/2011 8:24:16 AM |
| Christophe | $25.00 | 4/13/2011 7:04:31 AM |
| blitzen40 | $40.00 | 4/13/2011 6:28:59 AM |
| lendstats_com | $475.65 | 4/13/2011 8:38:39 AM |
| kulender | $50.00 | 4/13/2011 7:52:16 AM |
| blue-useful-auction | $25.00 | 4/13/2011 8:31:57 AM |
| five-star-note | $105.00 | 4/13/2011 7:34:28 AM |
| Wangchuk | $25.00 | 4/12/2011 5:10:48 PM |
| CaptainCrunch | $25.00 | 4/12/2011 5:23:04 PM |
| investment-artist | $25.00 | 4/12/2011 5:27:13 PM |
| reflective-rupee | $396.44 | 4/12/2011 5:35:59 PM |
| Kash2010lu | $50.00 | 4/12/2011 5:36:25 PM |
| caprirolito | $25.00 | 4/12/2011 5:43:18 PM |
| innovator2 | $100.00 | 4/12/2011 6:23:09 PM |
| tech310 | $50.00 | 4/12/2011 5:43:25 PM |
| DasMula | $27.00 | 4/12/2011 7:49:34 PM |
| Mikale360 | $100.00 | 4/12/2011 11:16:51 PM |
| magnetic-dedication3 | $25.00 | 4/12/2011 8:03:07 PM |
| Amber_Stone | $100.00 | 4/12/2011 8:34:32 PM |
| SolarMoonshine | $200.00 | 4/12/2011 6:48:20 PM |
| FenPro | $400.00 | 4/12/2011 9:37:16 PM |
| Lender75 | $50.00 | 4/13/2011 2:01:33 AM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:01 AM |
| Zipcut | $60.00 | 4/12/2011 11:03:36 PM |
| thorough-yield1 | $54.95 | 4/13/2011 3:13:53 AM |
| flwah | $25.00 | 4/13/2011 2:22:17 AM |
| loanman2007 | $150.00 | 4/13/2011 5:08:12 AM |
| Moe87 | $49.00 | 4/13/2011 3:50:00 AM |
| jpaulnyc | $50.00 | 4/13/2011 4:01:24 AM |
| cash-cymbal3 | $50.00 | 4/13/2011 8:12:06 AM |
| gold-cluster | $100.00 | 4/13/2011 6:27:35 AM |
| golffish2 | $50.00 | 4/13/2011 5:39:42 AM |
| brondero | $70.00 | 4/13/2011 7:07:44 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
494108
This series of Notes was issued and sold upon the funding of the borrower loan #48556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 83% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,106 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gbaker79 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Jan-2010)
600-619
(Aug-2007)
600-619
(Jun-2007)
580-599
(Aug-2006)
|
|
Principal balance:
| $2,262.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to pay down high interest debts.
My financial situation:
I am a good candidate for this loan because I have already had loans through prosper and have made payments on time every month. I am trying to get in a better situation so I can pay less money per month and eliminate most of my credit card debt. Thank you for looking at my listing and I hope you will consider giving me a chance.
Monthly net income: $1800
Monthly expenses: $
Housing: $0
Insurance: $100
Car expenses: $150
Utilities: $80
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $544.60
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What are your high interest debts? Please explain what they are for and the interest rate you are currently paying. - Moe87
A:
Two are credit cards which are at 29.99% and one is a cash call loan that's at 59% that I got in 2006. I would rather pay interest to you than not have any change in the balances each month. Thank you for looking at my loan request
(Apr-09-2011)
Q:
Do you anticipate any Major Life Event within the next 12 months? This would include marriage, divorce, birth of a child, change in employment or employment status, declaring personal bankruptcy, etc? Please answer publicly and good luck! - CaribbeanBanker
A:
I do not anticipate any major life changes this next 12 months. Personal bankruptcy has never been an option or even considered. I am looking into getting a second job so I can pay this loan off quickly.
(Apr-10-2011)
Q:
Can you please publicly explain the late payment you had on one of your previous Prosper loans and when it was? - shawnw2
A:
Prosper did not take out the full amount owed on my very last payment for my first loan. Not sure why but when I found out I paid that day. It was 1.87 that was paid a day later.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/9/2011 12:04:19 PM |
| jhouman | $25.00 | 4/9/2011 12:06:18 PM |
| reflective-rupee | $750.44 | 4/9/2011 12:09:21 PM |
| MoneyForNothing | $25.00 | 4/9/2011 12:07:10 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:05 PM |
| Kash2010lu | $25.00 | 4/9/2011 12:26:46 PM |
| thankful-nickel2 | $25.00 | 4/9/2011 12:53:52 PM |
| NekHoldings | $25.00 | 4/9/2011 4:20:53 PM |
| mikeandcat | $100.00 | 4/9/2011 5:08:40 PM |
| Mikale360 | $25.00 | 4/9/2011 8:34:36 PM |
| Feyenoord | $25.00 | 4/9/2011 10:30:03 PM |
| AF-Chief | $50.00 | 4/10/2011 12:22:52 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:55 PM |
| ronin4sale | $25.00 | 4/10/2011 7:05:05 PM |
| riveting-credit5 | $200.00 | 4/10/2011 10:30:45 PM |
| zotzot | $50.44 | 4/12/2011 5:59:21 AM |
| shawnw2 | $1,000.00 | 4/12/2011 10:54:54 AM |
| shawnw2 | $28.29 | 4/12/2011 10:18:01 AM |
| thelovebug | $100.00 | 4/13/2011 9:26:15 AM |
| halothane_logic | $48.79 | 4/13/2011 12:24:58 PM |
| FIRE09 | $50.00 | 4/13/2011 12:57:25 PM |
| genuine-integrity0 | $25.00 | 4/13/2011 2:20:04 PM |
| chameleon125 | $100.00 | 4/13/2011 9:53:27 PM |
| bunnybear | $33.01 | 4/14/2011 8:44:27 AM |
| Rogesparkguy | $25.00 | 4/14/2011 10:06:07 AM |
| CA-Lender | $25.04 | 4/14/2011 10:16:22 AM |
| reflective-rupee | $750.55 | 4/14/2011 9:42:09 AM |
| Pu239 | $60.00 | 4/14/2011 9:43:47 AM |
| 888GoldIngots | $50.00 | 4/14/2011 9:56:08 AM |
| sunny-truth6 | $25.00 | 4/14/2011 10:14:17 AM |
| winterest | $50.00 | 4/14/2011 10:49:10 AM |
| orange-leverage-phoenix | $500.00 | 4/14/2011 11:38:39 AM |
| GElender | $40.00 | 4/14/2011 1:33:13 PM |
| worthy-bid4 | $30.90 | 4/14/2011 1:40:28 PM |
| freefly67 | $253.99 | 4/14/2011 11:37:00 AM |
| euro-spark | $100.00 | 4/14/2011 1:11:29 PM |
| grampy48 | $60.00 | 4/14/2011 1:12:51 PM |
| worldly-money4 | $76.15 | 4/14/2011 2:51:04 PM |
| global1adventurer | $25.00 | 4/14/2011 1:16:41 PM |
| dudebrah | $25.00 | 4/14/2011 1:38:32 PM |
| investment-artist | $25.00 | 4/9/2011 12:03:51 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:24 PM |
| suave-dime6 | $25.00 | 4/9/2011 12:06:00 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:13 PM |
| value-allocator1 | $100.00 | 4/9/2011 12:12:26 PM |
| DasMula | $57.00 | 4/9/2011 12:42:25 PM |
| restless-dime | $25.00 | 4/9/2011 4:44:15 PM |
| Moe87 | $25.00 | 4/9/2011 9:16:31 PM |
| UCLA4life | $25.00 | 4/10/2011 5:01:46 AM |
| peso-aggregator | $25.00 | 4/10/2011 8:16:02 AM |
| return-grizzly | $100.00 | 4/10/2011 8:09:13 AM |
| credit-missile | $50.00 | 4/10/2011 10:21:01 AM |
| credit-missile | $100.00 | 4/10/2011 10:28:31 AM |
| CaribbeanBanker | $25.00 | 4/10/2011 11:53:32 AM |
| trumpeter5 | $25.00 | 4/10/2011 11:55:49 AM |
| labyrinth0 | $25.00 | 4/10/2011 12:32:57 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:43 PM |
| tolerant-dinero2 | $25.00 | 4/11/2011 10:51:43 AM |
| rubylender | $25.00 | 4/12/2011 1:50:53 PM |
| Bob450 | $25.00 | 4/12/2011 2:57:45 PM |
| well-mannered-income3 | $30.00 | 4/12/2011 8:32:20 PM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:12 AM |
| EmpireInvestments | $100.00 | 4/13/2011 11:36:41 AM |
| DrunkenMic | $25.00 | 4/13/2011 6:52:34 PM |
| DrunkenMic | $76.00 | 4/13/2011 6:56:35 PM |
| twjh | $25.00 | 4/14/2011 2:30:10 AM |
| AtmaSingshu | $25.00 | 4/14/2011 8:47:27 AM |
| moola-butterfly3 | $25.00 | 4/14/2011 10:06:50 AM |
| bigb7 | $26.46 | 4/14/2011 9:36:30 AM |
| sunny-justice9 | $25.00 | 4/14/2011 9:33:47 AM |
| bassman46 | $100.00 | 4/14/2011 10:39:25 AM |
| Bill88 | $25.00 | 4/14/2011 9:40:55 AM |
| shawnw2 | $150.00 | 4/14/2011 11:51:54 AM |
| booster321 | $250.00 | 4/14/2011 10:11:53 AM |
| Dubbs360 | $100.00 | 4/14/2011 10:15:55 AM |
| fund-tom-tom6 | $50.00 | 4/14/2011 10:30:06 AM |
| shrewd-income | $200.00 | 4/14/2011 11:22:59 AM |
| E-B | $50.00 | 4/14/2011 2:11:05 PM |
| booster321 | $150.00 | 4/14/2011 12:00:06 PM |
| fair-integrity5 | $25.00 | 4/14/2011 1:40:41 PM |
| EL_Papin | $50.00 | 4/14/2011 2:48:43 PM |
| debt-force | $52.94 | 4/14/2011 1:23:32 PM |
| gothampark | $25.00 | 4/14/2011 2:46:55 PM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
498626
This series of Notes was issued and sold upon the funding of the borrower loan #48500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $491.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 18y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,155 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tghicks |
Borrower's state:
| Maryland |
Borrower's group:
| NO DELINQZ |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 99% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $37,100.00 | < 31 days late:
| 1
( 1% )
| 720-739
(Jul-2010)
720-739
(Nov-2007)
700-719
(Feb-2007)
680-699
(Jan-2007)
|
|
Principal balance:
| $6,770.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 73 | | |
Description
Atty Working to Get Rid of Crdt Crd
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5680
Monthly expenses: $4245
Housing: $1680
Insurance: $
Car expenses: $
Utilities: $230
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total balance is 246,800. There is no 2nd.
The market value according to zillow is 190,500.
(Mar-29-2011)
Q:
When I look at your past listings and loans, I congratulate you for paying your Prosper debt so effectively, but notice that you don't seem to be making any headway on your revolving debt. Do you see a pathway to getting ahead? Thanks. - zotzot
A:
Absolutely Yes. I started with cards at 23 and 24 APR. I am paying down my debt and a lot more of my money is going to balance instead of interest/finance charges. I am very excited with my outlook for the next 2 years.
(Apr-01-2011)
Q:
Can you tell us what interest rates you are refinancing at the moment with this loan. Very impressive repayment record I must say :). - circle
A:
I am refinancing a 22.9 rate from Barclays. I was never late, always paid at least 20% more than minimum due, and they still raise my rate. My option was to close the account and get rid of the card.
(Apr-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/29/2011 9:06:05 AM |
| patriot897 | $25.00 | 3/29/2011 9:07:38 AM |
| MoneyForNothing | $225.00 | 3/29/2011 9:07:03 AM |
| MoneyForNothing | $108.33 | 3/29/2011 9:12:40 AM |
| r48 | $42.00 | 3/29/2011 9:36:38 AM |
| reflective-rupee | $300.33 | 3/29/2011 4:46:52 PM |
| selector568 | $50.00 | 3/29/2011 3:23:30 PM |
| DasMula | $57.00 | 3/29/2011 10:09:21 AM |
| SolarMoonshine | $300.00 | 3/29/2011 6:45:06 PM |
| careful-return0 | $75.00 | 3/29/2011 7:33:21 PM |
| DrunkenMic | $25.00 | 3/29/2011 10:22:07 PM |
| grnii78 | $150.00 | 3/29/2011 5:29:36 PM |
| hookUup | $25.00 | 3/29/2011 4:04:05 PM |
| hookUup | $25.00 | 3/29/2011 4:04:13 PM |
| phaded | $25.00 | 3/30/2011 7:26:50 AM |
| thankful-nickel2 | $25.00 | 3/29/2011 6:15:18 PM |
| JustMee | $25.00 | 3/30/2011 12:59:00 AM |
| a-reasonable-return | $25.00 | 3/30/2011 6:22:43 AM |
| spiff666 | $25.00 | 3/30/2011 7:16:35 AM |
| integrity-doctor | $100.00 | 3/30/2011 1:21:10 PM |
| enthralling-deal180 | $50.00 | 3/30/2011 2:22:08 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:19 PM |
| JJ-Loans | $75.00 | 3/30/2011 3:00:54 PM |
| economy-popcorn | $25.00 | 3/31/2011 5:11:40 AM |
| Zolton | $100.00 | 3/31/2011 6:51:25 AM |
| Bcs-cnc | $50.00 | 3/31/2011 1:41:35 PM |
| tolerant-dinero2 | $25.00 | 3/31/2011 10:14:30 AM |
| golffish2 | $50.00 | 3/31/2011 9:15:54 AM |
| supreme-hope | $25.00 | 4/1/2011 6:40:19 AM |
| p2ploan-sensation211 | $25.00 | 3/31/2011 4:33:29 PM |
| loyalty-sherpa | $25.00 | 4/1/2011 10:17:45 AM |
| transformer855 | $25.00 | 4/1/2011 7:45:27 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:39:20 PM |
| chameleon125 | $75.00 | 4/3/2011 6:34:58 AM |
| 888GoldIngots | $75.00 | 4/3/2011 8:14:48 AM |
| PXM-Financial | $27.00 | 4/2/2011 9:04:26 PM |
| superb-kindness2 | $25.00 | 4/3/2011 7:21:02 AM |
| five-star-note | $100.00 | 4/3/2011 8:46:55 AM |
| YoungTaxMan | $25.00 | 4/3/2011 5:41:23 PM |
| richboy56 | $25.00 | 4/5/2011 9:39:15 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:57 AM |
| B-rad_the_Coug | $25.00 | 4/5/2011 5:27:16 PM |
| radforj22 | $25.00 | 4/5/2011 5:47:09 PM |
| brightest-dignified-penny | $25.00 | 4/5/2011 4:18:32 PM |
| Nerdster1 | $35.06 | 4/6/2011 4:15:27 AM |
| loanman2007 | $200.00 | 4/6/2011 5:48:12 AM |
| five-star-justice | $25.00 | 4/6/2011 11:58:46 AM |
| efficient-treasure0 | $25.00 | 4/6/2011 4:08:00 PM |
| p2ploan-sensation211 | $25.00 | 4/6/2011 2:34:44 PM |
| Weaverville | $50.00 | 4/6/2011 5:30:20 PM |
| slygorman | $75.00 | 4/6/2011 10:21:49 AM |
| green-rapid-openness | $200.00 | 4/6/2011 9:04:39 PM |
| jpblan11 | $25.00 | 4/6/2011 3:57:19 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:57 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:41 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 10:03:18 AM |
| Row2010 | $50.00 | 4/7/2011 10:27:35 AM |
| atomantic | $25.00 | 4/7/2011 12:34:52 PM |
| klend4 | $25.00 | 4/7/2011 6:20:36 PM |
| w3alter | $100.00 | 4/7/2011 7:53:45 PM |
| Sturgee | $25.00 | 4/8/2011 6:10:52 AM |
| transparency-grasshopper | $50.00 | 4/8/2011 9:22:14 AM |
| focused-asset8 | $250.00 | 4/8/2011 10:53:42 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:26 PM |
| djh47a | $25.00 | 4/8/2011 12:48:50 PM |
| dollardave | $100.00 | 4/8/2011 1:14:02 PM |
| sparky1129 | $50.00 | 4/8/2011 1:30:36 PM |
| Magician | $50.00 | 4/8/2011 1:48:14 PM |
| und-alum | $66.50 | 4/8/2011 2:34:05 PM |
| secureincome | $1,200.00 | 4/8/2011 2:54:16 PM |
| Oak-Parker | $26.22 | 4/8/2011 2:57:30 PM |
| squadron781 | $50.00 | 4/8/2011 3:06:39 PM |
| Jazzy503 | $25.01 | 4/8/2011 3:08:54 PM |
| money-surge1 | $100.00 | 4/8/2011 3:03:20 PM |
| reflective-rupee | $1,000.55 | 4/8/2011 3:13:06 PM |
| TigerForce | $500.00 | 4/8/2011 3:10:52 PM |
| value-rocket | $30.57 | 4/8/2011 3:19:15 PM |
| gilbrear | $25.00 | 4/8/2011 3:29:02 PM |
| jcw3rd | $25.00 | 4/8/2011 5:13:05 PM |
| JGuide | $25.00 | 4/8/2011 5:06:55 PM |
| upbeat-finance8 | $25.00 | 4/8/2011 6:29:28 PM |
| BuzzyBee336 | $35.00 | 4/8/2011 8:33:17 PM |
| FinanceEngine | $40.00 | 4/8/2011 10:36:35 PM |
| EarlyRiser | $250.00 | 4/9/2011 2:09:25 AM |
| intrepid-loot | $75.00 | 4/9/2011 4:55:19 AM |
| phaded | $25.00 | 4/9/2011 7:38:07 AM |
| comet55 | $25.00 | 4/9/2011 7:21:59 AM |
| BankofBeth | $25.00 | 4/9/2011 8:26:55 AM |
| ethicalhumanist | $50.00 | 4/9/2011 9:35:52 AM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:06 PM |
| grampy48 | $50.00 | 4/9/2011 9:56:23 PM |
| jimduism | $25.00 | 4/9/2011 11:42:33 PM |
| Dahlozer | $25.00 | 4/10/2011 8:47:33 AM |
| newest-reliable-velocity | $50.00 | 4/10/2011 9:56:11 AM |
| labyrinth0 | $25.00 | 4/10/2011 12:29:27 PM |
| E_G | $50.00 | 4/10/2011 2:46:54 PM |
| the-bid-sorcerer | $50.00 | 4/10/2011 3:23:51 PM |
| professional-coin1 | $75.00 | 4/10/2011 3:45:26 PM |
| Reddy_Capital | $25.00 | 4/10/2011 6:27:43 PM |
| wealth-competitor | $100.00 | 4/10/2011 6:56:07 PM |
| rapid-currency | $25.00 | 4/10/2011 7:17:51 PM |
| ASG_NECO | $42.10 | 4/10/2011 7:41:17 PM |
| tomoe | $25.00 | 4/10/2011 8:22:52 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:06 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:19 PM |
| revenue-appraiser | $25.00 | 4/11/2011 5:29:57 AM |
| gold-sushi | $25.00 | 4/11/2011 6:38:44 AM |
| yield-seeker | $25.00 | 4/11/2011 8:31:59 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:06 AM |
| Flreap | $25.00 | 4/11/2011 9:28:56 AM |
| beachfunder | $50.00 | 4/11/2011 10:23:33 AM |
| RKLFinancial | $25.00 | 4/11/2011 11:09:50 AM |
| partyplan | $40.00 | 4/11/2011 10:12:37 AM |
| blue-useful-auction | $25.00 | 4/11/2011 10:34:17 AM |
| burgeoning-marketplace4 | $27.97 | 4/11/2011 12:27:58 PM |
| power-bluebird2 | $50.00 | 4/11/2011 2:33:06 PM |
| bmbanzai | $25.00 | 4/11/2011 2:03:11 PM |
| IeatatWendys | $38.47 | 4/11/2011 2:29:49 PM |
| investment-artist | $25.00 | 3/29/2011 9:04:02 AM |
| first-serene-credit | $25.00 | 3/29/2011 11:05:26 AM |
| reflective-rupee | $200.33 | 3/29/2011 5:19:38 PM |
| hookUup | $25.00 | 3/29/2011 4:04:28 PM |
| thrilling-nickel5 | $25.00 | 3/30/2011 5:04:25 AM |
| LittleMingo | $47.32 | 3/30/2011 9:38:47 AM |
| heerzaquestion | $100.00 | 3/30/2011 12:02:17 PM |
| imlosttoo | $25.00 | 3/30/2011 10:30:32 AM |
| 888GoldIngots | $25.00 | 3/30/2011 1:46:36 PM |
| hostbank | $100.00 | 3/30/2011 5:14:16 PM |
| Galdis | $25.00 | 4/1/2011 5:04:35 AM |
| RainyDayFunds | $25.00 | 4/1/2011 7:08:02 AM |
| wampum-chorus3 | $25.56 | 4/2/2011 4:33:33 AM |
| Domgabriel | $25.00 | 4/1/2011 5:47:40 PM |
| C2Banking | $100.00 | 4/2/2011 3:46:01 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:39 PM |
| Rabid_Dove | $25.00 | 4/3/2011 11:04:35 AM |
| delicious-loan093 | $100.00 | 4/4/2011 12:09:13 PM |
| BlueProteus | $25.00 | 4/4/2011 2:57:08 PM |
| loot-heart | $25.00 | 4/4/2011 11:36:11 AM |
| r48 | $68.00 | 4/4/2011 5:34:52 PM |
| circle | $501.40 | 4/5/2011 8:04:17 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:23 AM |
| jescowa | $50.00 | 4/5/2011 6:13:18 PM |
| squarebob | $25.00 | 4/6/2011 10:14:22 AM |
| lender12345 | $100.00 | 4/6/2011 2:01:29 PM |
| Barrayaran | $25.00 | 4/7/2011 5:42:33 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:31 PM |
| rolandweary | $25.00 | 4/7/2011 10:13:39 AM |
| nycmichael | $100.00 | 4/7/2011 9:47:51 AM |
| techvet | $50.00 | 4/7/2011 2:34:19 PM |
| Azonic21 | $25.00 | 4/7/2011 5:45:32 PM |
| zippy-interest | $25.00 | 4/7/2011 6:15:47 PM |
| Tradesmanlender | $25.00 | 4/7/2011 6:17:17 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:28 AM |
| GElender | $50.00 | 4/8/2011 6:36:23 AM |
| rlaboy | $25.00 | 4/8/2011 11:04:57 AM |
| Sol_Invictus | $25.00 | 4/8/2011 1:09:43 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:10 PM |
| gracej | $25.00 | 4/8/2011 1:57:11 PM |
| neutrino6 | $50.00 | 4/8/2011 2:18:06 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:11:59 PM |
| Oak-Parker | $25.00 | 4/8/2011 2:58:40 PM |
| Frover | $40.00 | 4/8/2011 3:14:27 PM |
| Apollo19 | $55.00 | 4/8/2011 3:24:55 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:16 PM |
| icon7 | $45.00 | 4/8/2011 4:36:44 PM |
| velocity-winner | $25.00 | 4/8/2011 5:25:25 PM |
| nashibaksi | $25.00 | 4/8/2011 6:48:47 PM |
| proper-revenue7 | $25.00 | 4/8/2011 5:51:29 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:22:02 PM |
| rakey | $25.00 | 4/8/2011 8:47:19 PM |
| newest-organic-rupee | $33.00 | 4/8/2011 8:40:04 PM |
| zztopdog | $25.82 | 4/8/2011 10:15:10 PM |
| Feyenoord | $25.00 | 4/8/2011 11:09:10 PM |
| OldManP | $35.00 | 4/9/2011 12:49:15 AM |
| ivy-league-MBA | $25.00 | 4/9/2011 3:48:56 AM |
| Leshan | $135.70 | 4/9/2011 5:43:39 AM |
| TooManyCats | $25.00 | 4/9/2011 7:10:45 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:57:51 AM |
| primed | $25.00 | 4/9/2011 8:26:50 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:42:24 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:27 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:45 PM |
| BR-549 | $25.00 | 4/9/2011 7:25:09 PM |
| WLenders | $50.00 | 4/9/2011 8:27:04 PM |
| felicity-daydream | $50.00 | 4/10/2011 8:45:09 AM |
| jelly1126 | $50.00 | 4/10/2011 1:21:40 PM |
| nickel-position | $25.00 | 4/10/2011 2:42:23 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:34 PM |
| SanJoser | $25.00 | 4/10/2011 3:26:50 PM |
| aztec | $86.21 | 4/10/2011 4:05:45 PM |
| JackinGreen | $50.23 | 4/10/2011 3:53:09 PM |
| papaloha | $100.00 | 4/10/2011 4:21:20 PM |
| treasure-trader | $26.00 | 4/10/2011 5:57:38 PM |
| ScottW | $25.00 | 4/10/2011 6:47:40 PM |
| finance-magma7 | $50.00 | 4/10/2011 6:48:01 PM |
| Artist_Blue | $25.00 | 4/10/2011 7:02:54 PM |
| razor783 | $25.00 | 4/10/2011 7:03:10 PM |
| Jassi | $25.00 | 4/10/2011 8:22:32 PM |
| investment-habanero8 | $100.00 | 4/11/2011 4:53:37 AM |
| Flreap | $25.00 | 4/11/2011 9:31:32 AM |
| RecoveryLender | $25.00 | 4/11/2011 9:32:54 AM |
| srgriff | $25.00 | 4/11/2011 9:21:17 AM |
| LionFan | $50.00 | 4/11/2011 9:45:22 AM |
| top-emphatic-generosity | $50.00 | 4/11/2011 10:32:35 AM |
| AM2171 | $25.00 | 4/11/2011 9:55:25 AM |
| HeroJason86 | $50.00 | 4/11/2011 9:35:39 AM |
| wise-asset-cupcake | $25.00 | 4/11/2011 9:55:41 AM |
| Purple11 | $50.00 | 4/11/2011 11:41:52 AM |
| CaliforniaSun | $25.00 | 4/11/2011 12:06:44 PM |
| Jazzy503 | $25.01 | 4/11/2011 12:29:38 PM |
| terrific-p2ploan | $25.00 | 4/11/2011 1:12:07 PM |
| top-visionary-truth | $50.00 | 4/11/2011 1:16:24 PM |
| Sugarmama21 | $61.00 | 4/11/2011 12:43:47 PM |
| grampy48 | $60.00 | 4/11/2011 2:23:18 PM |
| bluefinch | $25.00 | 4/11/2011 2:03:24 PM |
| JBG | $25.00 | 4/11/2011 2:19:13 PM |
| zone6 | $12.31 | 4/11/2011 2:42:54 PM |
| Walkingcowboy | $50.00 | 4/11/2011 2:29:21 PM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
499034
This series of Notes was issued and sold upon the funding of the borrower loan #48496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 10.90% |
Borrower rate/APR:
| 11.90% / 13.25% |
Monthly payment:
| $332.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.87% | | |
| |
Estimated return*:
| 7.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,770 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tidy-dollar8 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to... consolidate all my debt into one low monthly payment.
My financial situation:
I am a good candidate for this loan because... as you saw i have a 785 credit score. I also have stable employment in which i have been at my current job 13 years
Monthly income is $5083.
Monthly expenses include - total - $3819
car payment - $332
utilities - 500
grocery - 600
house payment - 1141
tutoring for children - 160
school tution - 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A:
I am a supervisor at a hospital Wellness Center. I coordinate Health Education classes, organize children fitness programs and design group exercise schedules for land and water.
Here is the list of debt I would like to consolidate into one payment:
$ 3190. - 19% apr
$3396 - 20%
$ 195.00 -29%
$ 1313 - 9%
$5020 - 10%
$ 863 - 21%
$838 - 16.25%
$119 - 24%
(Mar-27-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Tech-Entrepreneur | $25.00 | 3/24/2011 5:04:37 PM |
| hostbank | $100.00 | 3/24/2011 5:06:18 PM |
| JustMee | $25.00 | 3/25/2011 12:51:14 AM |
| loyalty-sherpa | $25.00 | 3/24/2011 5:06:32 PM |
| P2P4me | $100.00 | 3/24/2011 5:07:20 PM |
| patriot897 | $25.00 | 3/24/2011 5:06:09 PM |
| AFairDeal | $100.00 | 3/24/2011 5:07:55 PM |
| indomitable-coin | $50.00 | 3/25/2011 4:19:32 PM |
| Proactive-Financial-Lending | $25.00 | 3/25/2011 8:38:08 PM |
| astute-fairness0 | $50.00 | 3/26/2011 5:23:51 AM |
| mamayama | $100.00 | 3/27/2011 6:22:21 PM |
| loyalty-czar | $45.27 | 3/28/2011 8:38:21 AM |
| simplelender80 | $50.00 | 3/28/2011 11:15:06 AM |
| loot-heart | $25.00 | 3/28/2011 11:05:53 AM |
| Tradesmanlender | $59.58 | 3/29/2011 3:00:45 AM |
| radforj22 | $25.00 | 3/30/2011 2:13:23 PM |
| Zolton | $100.00 | 3/31/2011 6:49:53 AM |
| p2ploan-sensation211 | $25.00 | 3/31/2011 5:20:48 PM |
| axl163 | $25.00 | 4/1/2011 2:00:23 AM |
| Weaverville | $25.00 | 4/1/2011 9:59:12 AM |
| zippy-interest | $25.00 | 4/2/2011 12:58:09 PM |
| DaMoneyTree | $25.00 | 4/4/2011 9:14:46 AM |
| KichigaiSensei | $25.00 | 4/4/2011 10:07:35 AM |
| delicious-loan093 | $25.00 | 4/4/2011 12:07:40 PM |
| astute-benjamins | $25.00 | 4/4/2011 3:32:22 PM |
| C_Mark | $50.00 | 4/4/2011 11:19:19 AM |
| panegryst | $50.00 | 4/4/2011 8:13:09 PM |
| Aimvest | $25.00 | 4/4/2011 8:32:58 PM |
| reward-planetarium | $25.00 | 4/5/2011 8:44:48 AM |
| TackingWindward | $25.00 | 4/5/2011 10:21:39 AM |
| established-hope5 | $25.00 | 4/5/2011 7:44:27 AM |
| Crisscross | $25.00 | 4/5/2011 5:37:31 PM |
| Ocean713 | $50.00 | 4/5/2011 2:40:29 PM |
| jescowa | $50.00 | 4/5/2011 6:12:41 PM |
| CARedBull | $50.00 | 4/5/2011 10:54:42 PM |
| namd | $50.00 | 4/5/2011 11:57:01 PM |
| value-den | $50.00 | 4/5/2011 5:43:10 PM |
| payout-detective7 | $25.00 | 4/6/2011 4:39:08 AM |
| top-epic-community | $50.00 | 4/6/2011 12:37:45 PM |
| HamachiMan | $50.00 | 4/6/2011 9:43:14 AM |
| Proactive-Financial-Lending | $25.00 | 4/6/2011 10:20:13 AM |
| wwwUniversal | $25.00 | 4/6/2011 5:00:44 PM |
| investment-comet | $25.00 | 4/6/2011 5:25:51 PM |
| handy-justice | $300.00 | 4/6/2011 5:34:08 PM |
| a-unflappable-finance | $100.00 | 4/6/2011 9:43:12 AM |
| Ripsaw4U | $50.00 | 4/6/2011 5:40:54 PM |
| titilsbie14 | $40.00 | 4/6/2011 10:49:53 PM |
| bentheredunthat | $121.70 | 4/6/2011 11:07:27 PM |
| ockid007 | $50.00 | 4/7/2011 1:39:42 AM |
| TSC | $50.00 | 4/6/2011 5:45:17 PM |
| runbix7 | $25.00 | 4/7/2011 3:16:39 AM |
| kaleinoue | $25.00 | 4/6/2011 6:38:23 PM |
| kindness-hickory5 | $114.50 | 4/7/2011 4:54:30 AM |
| orange-influential-credit | $100.00 | 4/6/2011 8:24:11 PM |
| helpless23 | $25.00 | 4/7/2011 5:43:39 AM |
| P2P4me | $100.00 | 4/7/2011 5:50:44 AM |
| nolahelper | $25.00 | 4/7/2011 6:13:19 AM |
| trustworthy-finance6 | $150.00 | 4/6/2011 9:36:51 PM |
| p2p-eagle9 | $25.00 | 4/7/2011 6:19:35 AM |
| AM2171 | $25.00 | 4/6/2011 10:08:42 PM |
| ttnk62918 | $25.00 | 4/7/2011 6:53:09 AM |
| Glowworm11 | $40.23 | 4/6/2011 10:39:34 PM |
| natural-greenback6 | $25.00 | 4/6/2011 10:48:40 PM |
| deal-pioneer1 | $71.82 | 4/7/2011 7:08:49 AM |
| income-sage9 | $25.00 | 4/7/2011 7:09:07 AM |
| invincible-silver4 | $25.00 | 4/7/2011 7:15:04 AM |
| econgineer | $100.00 | 4/7/2011 1:11:51 AM |
| maximizer | $25.00 | 4/7/2011 7:40:09 AM |
| generator596 | $26.58 | 4/7/2011 2:25:43 AM |
| first-serene-credit | $25.00 | 4/7/2011 8:14:59 AM |
| benjamins-utopia | $100.00 | 4/7/2011 8:33:14 AM |
| Zarf | $50.00 | 4/7/2011 8:48:40 AM |
| genius520 | $50.00 | 4/7/2011 7:08:41 AM |
| FredHead3 | $31.43 | 4/7/2011 9:38:47 AM |
| penny-finder | $25.00 | 4/7/2011 9:41:39 AM |
| paul1 | $30.00 | 4/7/2011 8:09:12 AM |
| ctgscott | $25.00 | 4/7/2011 9:46:24 AM |
| wilmajean | $50.00 | 4/6/2011 6:49:47 PM |
| IIP77 | $25.00 | 4/7/2011 9:52:37 AM |
| bonanza1973 | $25.00 | 4/7/2011 9:53:46 AM |
| platinum-rapture6 | $50.00 | 4/7/2011 9:58:32 AM |
| steamboatgal | $50.00 | 4/7/2011 9:59:20 AM |
| C2Banking | $100.00 | 4/6/2011 8:08:33 PM |
| opportunity85 | $25.00 | 4/7/2011 10:04:17 AM |
| reddfoxx9999 | $50.00 | 4/7/2011 10:04:58 AM |
| conqueror359 | $49.74 | 4/6/2011 10:02:05 PM |
| direct-responsibility7 | $155.00 | 4/7/2011 10:08:07 AM |
| Quiddity | $50.00 | 4/7/2011 10:09:19 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:10:21 AM |
| treasure-dreamer7 | $25.00 | 4/7/2011 9:11:22 AM |
| JonnyD | $25.00 | 4/7/2011 10:26:01 AM |
| kulender | $100.00 | 4/7/2011 10:42:40 AM |
| dinero-wildebeest | $50.00 | 4/7/2011 9:42:51 AM |
| silver-armada | $50.00 | 4/7/2011 9:45:58 AM |
| divedude | $25.00 | 4/7/2011 10:47:41 AM |
| jt530 | $25.00 | 4/7/2011 10:48:06 AM |
| Willylump | $25.00 | 4/7/2011 10:48:48 AM |
| rdav | $25.00 | 4/7/2011 10:48:56 AM |
| enthusiastic-treasure | $25.00 | 4/7/2011 10:49:01 AM |
| glc527 | $45.08 | 4/7/2011 9:48:19 AM |
| handshake5 | $100.00 | 4/7/2011 10:51:36 AM |
| Johnab | $25.00 | 4/7/2011 4:47:53 AM |
| Fiimg | $50.00 | 4/7/2011 10:53:57 AM |
| DreDub | $50.00 | 4/7/2011 9:53:58 AM |
| momoney2lend | $25.00 | 4/7/2011 10:55:01 AM |
| ferdberfel | $50.00 | 4/7/2011 10:55:18 AM |
| leodaguy | $50.00 | 4/7/2011 9:56:04 AM |
| nickel-ferret | $100.00 | 4/7/2011 9:57:31 AM |
| jonn834 | $25.00 | 4/7/2011 10:00:01 AM |
| DementiaAddict | $65.00 | 4/7/2011 11:20:29 AM |
| mex_invests | $25.00 | 4/7/2011 11:39:07 AM |
| blueisland | $25.00 | 4/7/2011 11:52:26 AM |
| JaxLender | $65.10 | 4/7/2011 6:57:23 AM |
| Preferred-Lender | $25.00 | 4/7/2011 7:15:34 AM |
| green-established-durability | $100.00 | 4/7/2011 10:11:35 AM |
| chuckyng | $50.00 | 4/7/2011 10:14:39 AM |
| DavenportCapital | $25.00 | 4/7/2011 10:19:01 AM |
| green-glowing-gain | $25.00 | 4/7/2011 10:21:26 AM |
| stollcm | $25.00 | 4/7/2011 10:21:59 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:06:50 AM |
| flexible-money1 | $50.00 | 4/7/2011 10:47:47 AM |
| compwhiz | $25.00 | 4/7/2011 10:48:02 AM |
| credit-kahuna | $50.00 | 4/7/2011 10:49:45 AM |
| riproaringrapids | $25.00 | 4/7/2011 10:50:08 AM |
| dexstjames | $50.00 | 4/7/2011 10:51:59 AM |
| practice44 | $50.00 | 4/7/2011 10:52:41 AM |
| shmb6508 | $25.00 | 4/7/2011 10:53:39 AM |
| medman | $25.00 | 4/7/2011 8:47:28 AM |
| nalaari | $25.00 | 4/7/2011 10:55:28 AM |
| bill-expert | $50.00 | 4/7/2011 8:53:29 AM |
| Belvidere82 | $100.00 | 4/7/2011 11:23:59 AM |
| gokart83 | $25.00 | 4/7/2011 9:15:29 AM |
| fishintime | $50.00 | 4/7/2011 9:41:36 AM |
| ranstlin | $25.00 | 4/7/2011 9:46:18 AM |
| Richmp412 | $25.00 | 4/7/2011 10:11:29 AM |
| StWaldo | $25.00 | 4/7/2011 10:18:53 AM |
| EtaDuck | $25.00 | 4/7/2011 10:19:14 AM |
| WeAlNe | $25.00 | 4/7/2011 10:22:44 AM |
| busybody333 | $50.00 | 4/7/2011 10:30:59 AM |
| szetowski | $25.00 | 4/7/2011 10:47:08 AM |
| wizbiz717 | $50.00 | 4/7/2011 10:47:40 AM |
| cingular | $25.00 | 4/7/2011 10:47:50 AM |
| gold-disk | $50.00 | 4/7/2011 10:47:55 AM |
| Ivan2007 | $50.00 | 4/7/2011 10:48:17 AM |
| shorthairedg | $50.00 | 4/7/2011 10:48:51 AM |
| jtradition | $50.00 | 4/7/2011 10:49:49 AM |
| desertoasis | $40.00 | 4/7/2011 10:50:47 AM |
| 360Winner | $50.00 | 4/7/2011 10:54:07 AM |
| studious-bonus7 | $100.00 | 4/7/2011 10:55:32 AM |
| enthralling-investment | $50.00 | 4/7/2011 10:56:23 AM |
| balanced-interest3 | $150.00 | 4/7/2011 10:59:22 AM |
| treasure-transformer9 | $25.00 | 4/7/2011 11:18:27 AM |
| vigilance-searcher | $25.00 | 4/7/2011 11:55:43 AM |
| reflective-rupee | $300.33 | 3/24/2011 5:14:37 PM |
| zotzot | $100.11 | 3/24/2011 5:06:07 PM |
| BxRealtor | $25.00 | 3/24/2011 5:06:47 PM |
| Bank_Of_XL | $25.00 | 3/25/2011 5:00:42 AM |
| Peterman | $25.00 | 3/25/2011 8:22:46 AM |
| balance-force | $35.00 | 3/25/2011 9:25:47 AM |
| currency-persimmon | $100.00 | 3/26/2011 12:19:59 PM |
| enthralling-deal180 | $50.00 | 3/26/2011 3:30:25 PM |
| principal-bull | $25.00 | 3/26/2011 5:37:38 PM |
| newest-funds-powerplant | $25.00 | 3/29/2011 5:21:26 PM |
| Havana21 | $25.00 | 3/30/2011 2:22:00 PM |
| efficient-treasure0 | $25.00 | 3/30/2011 5:14:05 PM |
| Artist_Blue | $25.00 | 4/1/2011 9:31:38 AM |
| GElender | $50.00 | 4/1/2011 6:53:44 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:15 PM |
| BAJMP | $25.00 | 4/2/2011 2:57:55 AM |
| Rick21 | $50.00 | 4/1/2011 5:26:00 PM |
| w3alter | $100.00 | 4/2/2011 12:45:44 PM |
| transparency-grasshopper | $50.00 | 4/2/2011 1:02:19 PM |
| indomitable-coin | $165.36 | 4/2/2011 7:54:11 PM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:55 AM |
| commerce-web5 | $25.00 | 4/3/2011 2:35:01 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:37 PM |
| money-surge1 | $50.00 | 4/4/2011 11:05:13 AM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:02:53 PM |
| objective-investor | $150.00 | 4/4/2011 11:34:42 AM |
| grf1945 | $50.00 | 4/4/2011 5:16:25 PM |
| sanfordproud | $50.00 | 4/4/2011 11:04:37 AM |
| dinero-speaker | $25.00 | 4/4/2011 5:40:51 PM |
| octoberfresh | $26.50 | 4/4/2011 5:38:05 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:35:59 AM |
| nycmichael | $100.00 | 4/5/2011 11:15:24 AM |
| Mariner3605 | $25.00 | 4/5/2011 4:44:21 PM |
| generous-deal6 | $50.00 | 4/5/2011 5:33:52 PM |
| GMPK_TLAS | $50.00 | 4/5/2011 5:59:13 PM |
| auction-seeker | $25.00 | 4/5/2011 7:06:10 PM |
| CE88 | $50.00 | 4/5/2011 8:22:13 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:28:58 AM |
| Cai8899 | $30.00 | 4/5/2011 5:33:04 PM |
| kind-adventurous-finance | $75.00 | 4/6/2011 9:50:20 AM |
| MadHun | $100.00 | 4/6/2011 4:07:21 PM |
| r48 | $48.00 | 4/6/2011 5:58:59 PM |
| jms1983 | $25.00 | 4/6/2011 8:06:59 PM |
| m0rlock | $500.00 | 4/7/2011 12:15:19 AM |
| jibe-set | $50.00 | 4/6/2011 12:21:08 PM |
| ms48105 | $50.00 | 4/7/2011 3:36:55 AM |
| Corellia | $100.00 | 4/7/2011 5:15:21 AM |
| peso-tiramisu | $25.00 | 4/7/2011 6:06:51 AM |
| peso-mate | $50.00 | 4/7/2011 12:41:37 AM |
| surferracerskaterboy | $50.00 | 4/7/2011 8:44:19 AM |
| cashman07 | $80.00 | 4/7/2011 5:43:47 AM |
| Pendruce | $30.00 | 4/7/2011 5:52:37 AM |
| whipone | $25.00 | 4/7/2011 5:52:45 AM |
| FinanceEngine | $40.00 | 4/7/2011 7:07:48 AM |
| competent-p2p | $35.00 | 4/7/2011 7:21:04 AM |
| best-coin-funkmaster | $45.00 | 4/7/2011 7:33:13 AM |
| SelectTrustLending | $25.00 | 4/7/2011 9:35:13 AM |
| power-mad-scientist | $25.00 | 4/7/2011 9:42:37 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:10 AM |
| Bank42 | $57.83 | 4/7/2011 9:49:36 AM |
| g314 | $30.00 | 4/7/2011 9:52:16 AM |
| first-serene-credit | $25.00 | 4/7/2011 8:14:39 AM |
| Wilvara | $50.00 | 4/7/2011 9:59:28 AM |
| JMJIluss | $25.00 | 4/7/2011 9:59:47 AM |
| durability-halibut | $30.00 | 4/6/2011 8:08:05 PM |
| b-rent | $25.00 | 4/7/2011 10:00:35 AM |
| calm-deal7 | $25.00 | 4/7/2011 10:01:45 AM |
| asset-nebula1 | $100.00 | 4/6/2011 8:59:27 PM |
| don8ter | $25.00 | 4/7/2011 10:01:56 AM |
| reflective-cash0 | $25.00 | 4/7/2011 10:03:48 AM |
| authoritative-loot | $25.00 | 4/6/2011 10:56:54 PM |
| adir1 | $50.00 | 4/6/2011 11:19:33 PM |
| 420limo | $56.13 | 4/6/2011 11:33:45 PM |
| wildguy | $125.00 | 4/7/2011 1:02:53 AM |
| safe-kindness5 | $25.00 | 4/7/2011 10:19:41 AM |
| jjb3 | $25.00 | 4/7/2011 10:22:53 AM |
| kander80 | $50.00 | 4/7/2011 9:34:27 AM |
| gs92126 | $25.00 | 4/7/2011 10:26:29 AM |
| ijspence | $25.00 | 4/7/2011 10:38:56 AM |
| velocity-solo | $25.00 | 4/7/2011 9:38:46 AM |
| payout-detective7 | $25.00 | 4/7/2011 10:43:47 AM |
| chekat | $25.00 | 4/7/2011 9:43:53 AM |
| rcm87 | $100.00 | 4/7/2011 10:47:35 AM |
| duty-windmill | $50.00 | 4/7/2011 10:47:59 AM |
| vegibenz | $25.00 | 4/7/2011 10:48:09 AM |
| benefit-ruler | $25.00 | 4/7/2011 10:48:53 AM |
| taylor883 | $50.00 | 4/7/2011 9:47:26 AM |
| the-money-gargantuan | $25.00 | 4/7/2011 10:48:58 AM |
| important-ore | $225.00 | 4/7/2011 9:47:52 AM |
| miket71 | $50.00 | 4/7/2011 10:51:20 AM |
| payout-banker4 | $25.00 | 4/7/2011 10:51:30 AM |
| akakii | $84.99 | 4/7/2011 4:19:04 AM |
| balance-booster8 | $50.00 | 4/7/2011 10:54:04 AM |
| hrubinst | $50.00 | 4/7/2011 10:55:07 AM |
| ptjg | $50.00 | 4/7/2011 10:55:11 AM |
| visionary-currency | $41.71 | 4/7/2011 10:55:21 AM |
| credit-scout7 | $50.00 | 4/7/2011 9:55:50 AM |
| rainorshine47 | $87.15 | 4/7/2011 5:18:51 AM |
| fortytwo | $100.00 | 4/7/2011 9:59:53 AM |
| Invest_in_residual_income | $100.00 | 4/7/2011 11:33:13 AM |
| beest | $35.00 | 4/7/2011 11:38:59 AM |
| theskippy | $33.00 | 4/7/2011 6:41:49 AM |
| StarE | $25.00 | 4/7/2011 12:17:42 PM |
| Attorney | $250.00 | 4/7/2011 7:44:43 AM |
| AdamClemSC | $25.00 | 4/7/2011 10:21:48 AM |
| grabtakeout | $25.00 | 4/7/2011 10:26:37 AM |
| zenchef | $35.00 | 4/7/2011 10:45:29 AM |
| gold-blanket0 | $44.59 | 4/7/2011 10:47:32 AM |
| tsui517 | $50.00 | 4/7/2011 10:48:15 AM |
| PCGeekWI | $25.00 | 4/7/2011 10:49:52 AM |
| WilliamLeeSims | $25.00 | 4/7/2011 10:50:42 AM |
| burgeoning-silver | $25.00 | 4/7/2011 10:52:50 AM |
| williemc44 | $25.00 | 4/7/2011 10:53:37 AM |
| Walkingcowboy | $50.00 | 4/7/2011 10:53:40 AM |
| reinforced-marketplace3 | $300.00 | 4/7/2011 11:32:02 AM |
| awwaww | $50.00 | 4/7/2011 11:44:24 AM |
| paramjit | $50.00 | 4/7/2011 9:51:56 AM |
| help4u | $50.00 | 4/7/2011 9:59:40 AM |
| dgallo | $25.00 | 4/7/2011 9:59:58 AM |
| sc5 | $50.00 | 4/7/2011 10:05:58 AM |
| rolandweary | $25.00 | 4/7/2011 10:12:50 AM |
| integrity-saver | $100.00 | 4/7/2011 10:47:43 AM |
| Zach842 | $75.00 | 4/7/2011 10:47:52 AM |
| tender-integrity3 | $87.80 | 4/7/2011 10:48:21 AM |
| flwah | $25.00 | 4/7/2011 10:49:04 AM |
| meenan | $50.00 | 4/7/2011 10:49:58 AM |
| worth-arch | $25.00 | 4/7/2011 10:51:32 AM |
| lostontheedge | $25.00 | 4/7/2011 10:51:48 AM |
| Bigg_Lender | $25.00 | 4/7/2011 10:54:00 AM |
| smilinsam | $100.00 | 4/7/2011 10:54:08 AM |
| Interloper | $25.00 | 4/7/2011 10:54:54 AM |
| Goodlender42 | $25.00 | 4/7/2011 10:55:14 AM |
| authentic-liberty7 | $25.00 | 4/7/2011 10:56:16 AM |
| breadbroker | $25.00 | 4/7/2011 10:56:33 AM |
| macgeek | $25.00 | 4/7/2011 11:47:01 AM |
| melodious-fairness | $100.00 | 4/7/2011 11:48:02 AM |
| easymoney4me | $32.52 | 4/7/2011 12:04:01 PM |
| 290 Investments
|
Borrower Payment Dependent Notes Series
499234
This series of Notes was issued and sold upon the funding of the borrower loan #48507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Mar-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-04-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $310.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,487 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vennp |
Borrower's state:
| California |
Borrower's group:
| Road To Better Credit |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 44 ( 72% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 17
( 28% )
| 700-719
(Mar-2010)
680-699
(Oct-2009)
640-659
(Mar-2008)
640-659
(Jan-2008)
|
|
Principal balance:
| $4,341.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 61 | | |
Description
Debt Reduction (Prosper Veteran)
History:
This will be my 4th Prosper Loan. My 1st was paid off 3 years ago (early). My 2nd was just paid off this month, and I my 3rd one currently has 24 months left.
Purpose of Loan:
1. Continuation of CC debt reduction. Over the past 4 years I?ve reduced my total debt load by around 40%, but still a lot to go.
2. In the past year I started a PT business as a wedding DJ that is picking up, I need to invest roughly $2,000 in new equipment to take this business to the next level with the ?Wedding season (spring/summer)? upon us.
Income:
I have been employed as a SQL DB Admin & Developer since the 90?s. I have been at my current position for 2 years now, my job is very secure.
Yrly Salary: $86K /yr
DJing weddings: $300 /mn
Monthly expenses:
$ 1,200 (rent)
$ 150 (utils)
$ 191 other prosper loan
$ 115 Auto Ins
$ 145 Storage Unit Rental
$ 100 Cell
$ 700 Food, Gas, etc.
Note: My final payment on my 2006 Tundra was made this month.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$25.08.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
With your new prosper loan how much more per month will your payments be just in prosper loans #3 and #4? - ChoiceInvestments
A:
Loan #3 is $191 a month, for 24 more months.
Loan #4 will be $310 a month, 36 months.
I just finished paying off my auto-loan ($445 a month) and Prosper Loan #2 ($210 a month) I don't anticipate any problems being able to meet my obligations.
(Mar-25-2011)
Q:
Why do you have so many late payments on your previous Prosper loans? Please answer publically. - helynn
A:
The due date on my previous loan was always a week before I get paid (On the 1st and 15th of every month), Unfortunatly Prospers auto-pay feature makes your payment on the exact day the loan was issued (Unlike a normal bill for example where you have 30 days to send in a payment). I eventually switched to a manual payment so I could make my payment on payday, this resulted in multiple 6 or 7 days lates.
(Mar-28-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 3/23/2011 5:06:14 PM |
| loyalty-sherpa | $25.00 | 3/23/2011 5:07:41 PM |
| BxRealtor | $25.00 | 3/23/2011 5:07:56 PM |
| helpinghand63 | $34.06 | 3/24/2011 1:50:22 AM |
| rlaboy | $25.00 | 3/24/2011 2:04:55 AM |
| squarebob | $25.00 | 3/23/2011 5:05:29 PM |
| Rockymtnhi | $28.63 | 3/24/2011 2:04:26 AM |
| hostbank | $100.00 | 3/23/2011 5:07:10 PM |
| P2P4me | $100.00 | 3/23/2011 5:09:00 PM |
| competent-p2p | $30.00 | 3/24/2011 9:43:16 AM |
| exciting-dollar1 | $25.00 | 3/24/2011 4:58:57 AM |
| Mrphlox | $25.00 | 3/24/2011 6:17:35 AM |
| lamsabuy | $1,000.00 | 3/23/2011 7:25:30 PM |
| integrity-doctor | $100.00 | 3/24/2011 3:03:25 PM |
| indomitable-coin | $25.00 | 3/24/2011 7:43:35 PM |
| careful-return0 | $25.00 | 3/25/2011 10:22:12 PM |
| CASSHMAN | $75.00 | 3/26/2011 6:40:11 PM |
| 1-HARD-HEAD | $43.33 | 3/27/2011 12:12:53 AM |
| maj0508 | $100.00 | 3/27/2011 9:09:12 AM |
| Barrayaran | $100.00 | 3/27/2011 9:36:04 AM |
| missoula | $25.00 | 3/27/2011 5:40:16 AM |
| chameleon125 | $50.00 | 3/27/2011 10:46:49 AM |
| tolerant-dinero2 | $25.00 | 3/28/2011 9:49:29 AM |
| TooManyCats | $25.00 | 3/27/2011 4:40:50 PM |
| Byrd24 | $100.00 | 3/28/2011 7:22:02 PM |
| bizzzond | $250.00 | 3/28/2011 9:17:14 AM |
| convergentthinker | $29.15 | 3/29/2011 2:56:52 AM |
| efficient-treasure0 | $25.00 | 3/28/2011 5:53:57 PM |
| Havana21 | $25.00 | 3/28/2011 5:54:32 PM |
| chief06 | $37.79 | 3/29/2011 11:18:43 AM |
| IcedMochaFund | $25.00 | 3/29/2011 10:48:57 AM |
| EasternLender | $25.00 | 3/29/2011 4:42:13 PM |
| Weaverville | $25.00 | 3/29/2011 5:24:18 PM |
| transparency-grasshopper | $50.00 | 3/29/2011 5:31:00 PM |
| Tizzo27 | $29.99 | 3/29/2011 6:30:19 PM |
| JJ-Loans | $75.00 | 3/30/2011 2:59:29 PM |
| zippy-interest | $25.00 | 3/30/2011 2:21:43 PM |
| Philman | $25.00 | 3/31/2011 9:18:46 AM |
| CA-Lender | $50.00 | 3/31/2011 5:57:09 PM |
| Bcs-cnc | $30.00 | 3/31/2011 1:38:48 PM |
| WxChem | $50.00 | 3/31/2011 5:10:57 PM |
| Jimmy_SoCal | $35.00 | 4/1/2011 1:51:25 PM |
| Domgabriel | $50.00 | 4/1/2011 10:00:51 AM |
| pythia | $25.00 | 4/1/2011 11:54:40 AM |
| bughead | $25.00 | 4/2/2011 5:46:43 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:20 PM |
| gpuck | $50.00 | 4/2/2011 7:05:32 PM |
| NYBIZ | $50.00 | 4/2/2011 9:54:44 PM |
| Octamer | $40.00 | 4/2/2011 7:59:15 PM |
| Cai8899 | $30.00 | 4/3/2011 12:25:45 PM |
| All_Wins | $27.00 | 4/3/2011 5:47:06 PM |
| JGuide | $25.08 | 4/2/2011 2:16:01 PM |
| Socorro_Capital_Partners | $25.00 | 4/3/2011 10:39:26 PM |
| purposeful-pound5 | $25.00 | 4/3/2011 1:05:15 PM |
| astute-benjamins | $25.00 | 4/2/2011 5:44:39 PM |
| thelendingcorporation | $25.00 | 4/3/2011 5:14:33 PM |
| tntmojave | $50.00 | 4/4/2011 5:17:18 AM |
| Brisket_Bob | $180.77 | 4/3/2011 7:03:54 AM |
| radiant-return | $30.00 | 4/4/2011 8:55:14 AM |
| Huck007 | $60.00 | 4/4/2011 9:26:52 AM |
| Oak-Parker | $25.00 | 4/3/2011 2:52:29 PM |
| rutzebach | $49.59 | 4/3/2011 5:34:53 PM |
| tszbgae | $80.00 | 4/3/2011 5:39:00 PM |
| dinero-wildebeest | $50.00 | 4/4/2011 11:05:35 AM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:02:45 PM |
| agalt | $100.00 | 4/4/2011 12:56:38 PM |
| sincere-order5 | $100.00 | 4/4/2011 1:23:08 PM |
| onegr8papa | $1,000.00 | 4/4/2011 4:48:16 PM |
| exact-gold2 | $50.00 | 4/4/2011 3:14:48 PM |
| miamiwill | $75.00 | 4/4/2011 3:30:45 PM |
| circustab | $50.00 | 4/4/2011 4:21:29 PM |
| joyous-revenue4 | $25.00 | 4/4/2011 5:50:38 PM |
| objective-investor | $150.00 | 4/4/2011 11:34:28 AM |
| GMPK_TLAS | $50.00 | 4/4/2011 5:23:12 PM |
| delicious-loan093 | $50.00 | 4/4/2011 11:41:12 AM |
| Franchiseguy | $200.00 | 4/4/2011 9:34:31 PM |
| ORteacher | $50.00 | 4/4/2011 7:16:37 PM |
| lucrative-durability | $25.00 | 4/4/2011 7:32:44 PM |
| soulblest | $41.62 | 4/4/2011 8:55:18 PM |
| 55to13 | $64.50 | 4/4/2011 4:18:26 PM |
| atomantic | $25.00 | 4/4/2011 4:19:21 PM |
| rutzebach | $48.91 | 4/4/2011 6:05:41 PM |
| intrepid-loot | $75.00 | 4/4/2011 6:33:52 PM |
| generous-deal6 | $50.00 | 4/4/2011 6:38:01 PM |
| NYBIZ | $27.00 | 4/4/2011 8:39:45 PM |
| agbullet55443 | $100.00 | 4/4/2011 9:01:59 PM |
| JJ9876 | $25.00 | 3/23/2011 5:06:24 PM |
| Reddy_Capital | $25.00 | 3/23/2011 10:54:20 PM |
| hookUup | $25.00 | 3/23/2011 5:52:01 PM |
| balance-force | $25.00 | 3/24/2011 12:08:16 AM |
| patriot897 | $25.00 | 3/23/2011 5:06:47 PM |
| thankful-nickel2 | $25.00 | 3/23/2011 8:19:30 PM |
| OSERENKUKU | $25.00 | 3/24/2011 1:40:19 AM |
| lloyd_s | $50.00 | 3/24/2011 2:03:11 AM |
| vutah | $25.00 | 3/24/2011 6:10:13 AM |
| Row2010 | $25.00 | 3/24/2011 7:40:07 AM |
| lender12345 | $25.00 | 3/24/2011 5:59:04 PM |
| enthralling-deal180 | $50.00 | 3/24/2011 2:33:02 PM |
| wyogirllender | $25.00 | 3/25/2011 1:46:57 PM |
| simplelender80 | $100.00 | 3/25/2011 1:42:14 AM |
| sflash | $25.00 | 3/25/2011 6:52:28 AM |
| reflective-rupee | $25.33 | 3/26/2011 4:34:44 AM |
| principal-bull | $25.00 | 3/26/2011 5:38:29 PM |
| cash4less | $25.00 | 3/28/2011 12:09:52 AM |
| elbastador | $25.00 | 3/27/2011 11:33:33 PM |
| loot-heart | $25.00 | 3/28/2011 11:05:33 AM |
| Galdis | $25.00 | 3/29/2011 6:00:11 AM |
| Rick21 | $50.00 | 3/29/2011 5:22:37 PM |
| radforj22 | $25.00 | 3/30/2011 2:47:54 AM |
| DrunkenMic | $30.00 | 3/29/2011 9:50:51 PM |
| papaloha | $80.00 | 3/30/2011 6:42:45 AM |
| 1point21gigawatts | $50.00 | 3/30/2011 9:50:47 AM |
| schnippy | $25.00 | 3/30/2011 9:58:53 AM |
| helgeboy | $50.00 | 3/30/2011 9:36:33 AM |
| finance-symphony7 | $25.00 | 3/30/2011 4:26:09 PM |
| Zolton | $100.00 | 3/31/2011 6:49:24 AM |
| TabascoKat | $28.00 | 3/31/2011 6:41:09 AM |
| w3alter | $100.00 | 3/31/2011 9:46:08 AM |
| himanshuko | $25.00 | 4/1/2011 7:44:05 AM |
| rutzebach | $118.80 | 3/31/2011 11:01:57 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:31:22 AM |
| C_Mark | $50.00 | 4/1/2011 5:28:59 PM |
| grf1945 | $50.00 | 4/1/2011 5:33:40 PM |
| dinero-speaker | $25.00 | 4/2/2011 9:58:36 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:07 PM |
| irishalaskan | $25.00 | 4/2/2011 4:38:20 PM |
| attractive-rate | $27.80 | 4/3/2011 4:49:20 AM |
| atbright | $25.00 | 4/2/2011 4:37:21 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:09 AM |
| Only_Money | $25.00 | 4/2/2011 6:29:01 PM |
| lenderrn | $27.00 | 4/2/2011 8:02:10 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:22 PM |
| tacologic | $25.00 | 4/4/2011 6:45:09 AM |
| SnakeV | $25.00 | 4/4/2011 7:56:07 AM |
| commerce-web5 | $25.00 | 4/3/2011 2:34:50 PM |
| Green-Baron | $25.00 | 4/3/2011 4:10:03 PM |
| loanman2007 | $50.00 | 4/3/2011 10:20:49 AM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:38 AM |
| Schwamie | $214.53 | 4/4/2011 12:42:57 PM |
| palace2 | $100.00 | 4/4/2011 2:34:30 PM |
| burnfromwithin | $25.00 | 4/4/2011 2:40:10 PM |
| SelectTrustLending | $25.00 | 4/4/2011 10:41:48 AM |
| Allichar | $80.59 | 4/4/2011 4:53:20 PM |
| chekat | $25.00 | 4/4/2011 5:41:16 PM |
| kind-adventurous-finance | $75.00 | 4/4/2011 5:41:45 PM |
| a2190b | $25.00 | 4/4/2011 6:41:07 PM |
| StrongMonty | $40.00 | 4/4/2011 7:38:24 PM |
| billquality | $234.28 | 4/4/2011 12:18:12 PM |
| crw1950 | $50.93 | 4/4/2011 7:41:25 PM |
| nest235 | $25.00 | 4/4/2011 7:51:03 PM |
| cash-professor | $50.00 | 4/4/2011 8:03:14 PM |
| wealth-renaissance5 | $25.00 | 4/4/2011 2:29:01 PM |
| Machbannai | $25.69 | 4/4/2011 4:10:12 PM |
| Mariner3605 | $25.00 | 4/4/2011 5:38:52 PM |
| Mincus | $25.00 | 4/4/2011 6:35:52 PM |
| gpuck | $50.00 | 4/4/2011 6:50:22 PM |
| panegryst | $50.00 | 4/4/2011 8:12:57 PM |
| Aimvest | $25.00 | 4/4/2011 8:32:52 PM |
| phersjm | $25.00 | 4/4/2011 9:12:02 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
499416
This series of Notes was issued and sold upon the funding of the borrower loan #48561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $381.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,234 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rollergoalie65 |
Borrower's state:
| Maryland |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engineer will Consolidate Debt
Purpose of loan:
This loan will be used to consolidate various high interest rate monthly payments into one low payment.
My financial situation:
I am a good candidate for this loan because I am a software engineer who has stable employment and has been developing and maintaining a critical Department of Defense avionics test asset for the past 16 years (9 as a Civil Servant and the last 7 with a Defense contractor). My salary is six figures.
My goal is to execute a plan where I knock off the highest interest debts first with this loan, and since the rate and payment are significantly lower, I can apply additional dollar amounts to the remaining debts and pay them off much quicker.
The major liabilities I currently have are 2 car payments ($245,$378), home rental ($2,100), college student apartment rental ($700), a state tax payment plan ($555), and various high interest rate credit cards.
Thank you for considering helping me make a major step toward becoming debt-free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you expound on the 2 delinquencies in the past 7 years listed in your profile? - fairness-carrier
A:
1000 char limit left this out originally:
I did manage to rack up a large amount of credit card debt around the beginning of the last decade, when my wife who was a self-employed nurse went many months without getting reimbursed by her patient's medical insurance company. That situation had us maxed out and we wound up falling for the credit counseling scam. The CC company eventually shut down around mid-decade and a couple of my payments were missed as a result of the confusion.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/31/2011 9:08:22 AM |
| reflective-rupee | $25.33 | 3/31/2011 9:58:10 AM |
| Zolton | $100.00 | 3/31/2011 9:09:04 AM |
| AFairDeal | $100.00 | 4/1/2011 7:37:51 AM |
| indomitable-coin | $25.00 | 4/1/2011 11:32:50 AM |
| BOZO88 | $40.00 | 4/3/2011 6:59:43 PM |
| sincere-order5 | $200.00 | 4/4/2011 2:03:05 PM |
| Tulalue | $25.00 | 4/5/2011 6:14:06 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:08 AM |
| loyalty-sherpa | $25.00 | 4/5/2011 6:17:57 PM |
| currency-persimmon | $100.00 | 4/6/2011 3:41:38 PM |
| enthralling-deal180 | $50.00 | 4/7/2011 9:46:37 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:29 AM |
| income-encore1 | $25.00 | 4/8/2011 9:42:03 AM |
| loot-heart | $25.00 | 4/8/2011 1:15:11 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:53 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:31 PM |
| Tradesmanlender | $25.00 | 4/8/2011 5:32:28 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:19 PM |
| gogrannygo | $25.00 | 4/9/2011 7:05:31 AM |
| dood2112 | $25.00 | 4/10/2011 8:57:56 PM |
| Chauncey_Gardener | $50.00 | 4/11/2011 4:49:39 PM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:53 AM |
| Danylostefan | $50.00 | 4/12/2011 8:28:14 AM |
| lendsalot | $50.00 | 4/12/2011 9:19:27 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:53:02 AM |
| green-dollar-equinox | $30.00 | 4/12/2011 1:15:41 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:14 PM |
| Jassi | $25.00 | 4/12/2011 2:38:45 PM |
| investor-007 | $200.00 | 4/12/2011 4:49:53 PM |
| meenan | $50.00 | 4/12/2011 5:46:18 PM |
| money-surge1 | $50.00 | 4/12/2011 5:36:09 PM |
| BankofBeth | $25.00 | 4/12/2011 11:17:00 PM |
| tdswellington | $41.00 | 4/12/2011 6:41:46 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:03 AM |
| mrpowers5531 | $25.00 | 4/13/2011 7:52:46 AM |
| benefit-position | $25.00 | 4/13/2011 6:31:11 AM |
| marshallmanhattan | $50.00 | 4/13/2011 6:53:03 AM |
| yennib | $50.00 | 4/13/2011 8:37:54 AM |
| broker558 | $25.00 | 4/13/2011 9:53:43 AM |
| ridestwins_998 | $25.00 | 4/13/2011 10:08:48 AM |
| friendly-principal76 | $25.00 | 4/13/2011 11:30:55 AM |
| dj624 | $72.00 | 4/13/2011 11:38:19 AM |
| p2p-paradise | $50.00 | 4/13/2011 9:38:50 AM |
| chrisb1414 | $25.00 | 4/13/2011 11:43:23 AM |
| vigilance-spinner3 | $25.00 | 4/13/2011 9:54:16 AM |
| j2ee | $25.00 | 4/13/2011 11:41:21 AM |
| innocent-liberty6 | $25.00 | 4/13/2011 10:53:57 AM |
| worldly-rate3 | $50.00 | 4/13/2011 12:12:55 PM |
| steiglends | $300.00 | 4/13/2011 11:53:04 AM |
| maximizer | $50.00 | 4/13/2011 12:15:42 PM |
| MoneyTree79 | $50.00 | 4/13/2011 11:56:48 AM |
| cloud8 | $100.00 | 4/13/2011 12:16:46 PM |
| soheagle | $25.00 | 4/13/2011 11:33:38 AM |
| iem2509 | $25.00 | 4/13/2011 12:09:57 PM |
| julijask | $50.00 | 4/13/2011 11:41:17 AM |
| quick | $50.00 | 4/13/2011 12:17:04 PM |
| num1irish | $100.00 | 4/13/2011 11:42:37 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:46:46 AM |
| 6moonbeams | $50.00 | 4/13/2011 12:37:20 PM |
| gold-disk | $50.00 | 4/13/2011 12:43:33 PM |
| RMB-Investments | $50.00 | 4/13/2011 12:22:38 PM |
| dlg | $25.00 | 4/13/2011 11:54:13 AM |
| important-ore | $150.00 | 4/13/2011 12:28:07 PM |
| GElender | $75.00 | 4/13/2011 12:32:32 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:07:08 PM |
| jdwillcox | $250.00 | 4/13/2011 12:44:35 PM |
| loanman2007 | $75.00 | 4/13/2011 1:06:10 PM |
| bomdel | $29.00 | 4/13/2011 12:23:07 PM |
| lucrative-coin | $100.00 | 4/13/2011 12:44:02 PM |
| alwayson | $25.00 | 4/13/2011 12:59:54 PM |
| profitable-money | $25.00 | 4/13/2011 3:09:50 PM |
| DGC_Lending | $50.00 | 4/13/2011 3:31:21 PM |
| BigLinCT | $25.00 | 4/13/2011 3:31:49 PM |
| angelinvestor2 | $75.00 | 4/13/2011 1:50:44 PM |
| alex206 | $30.00 | 4/13/2011 2:29:35 PM |
| dough-temple | $100.00 | 4/13/2011 2:41:17 PM |
| harty | $50.00 | 4/13/2011 5:19:35 PM |
| handy-justice | $50.00 | 4/13/2011 5:19:45 PM |
| bill-appraiser7 | $25.00 | 4/13/2011 5:20:08 PM |
| DreDub | $50.00 | 4/13/2011 5:20:49 PM |
| vibraphone3 | $50.00 | 4/13/2011 4:41:56 PM |
| bedok | $100.00 | 4/13/2011 3:18:33 PM |
| ingenious-gold842 | $200.00 | 4/13/2011 3:27:02 PM |
| Johnab | $26.00 | 4/13/2011 3:29:28 PM |
| spursdog | $25.00 | 4/13/2011 5:24:06 PM |
| blue-sturdy-bazaar | $50.00 | 4/13/2011 5:25:15 PM |
| hard-working-loot | $25.00 | 4/13/2011 5:25:19 PM |
| Aquafina24Ounce | $25.00 | 4/13/2011 5:26:09 PM |
| openness-prospector | $50.00 | 4/13/2011 5:18:55 PM |
| haidoken | $75.00 | 4/13/2011 5:19:18 PM |
| phoko | $25.00 | 4/13/2011 5:21:02 PM |
| help4u | $50.00 | 4/13/2011 5:22:16 PM |
| uncleharold | $25.00 | 4/13/2011 6:43:05 PM |
| fortytwo | $100.00 | 4/13/2011 5:24:12 PM |
| Adam_00 | $25.00 | 4/13/2011 5:24:56 PM |
| JKEnterprises | $25.00 | 4/13/2011 5:33:04 PM |
| mclean_loaner | $50.00 | 4/13/2011 7:13:17 PM |
| blissful-openness8 | $25.00 | 4/13/2011 5:52:50 PM |
| Quetz | $50.00 | 4/13/2011 7:37:48 PM |
| bold-basis-supernova | $25.00 | 4/13/2011 5:24:41 PM |
| a-unflappable-finance | $50.00 | 4/13/2011 5:25:22 PM |
| cash-professor | $50.00 | 4/13/2011 6:35:46 PM |
| trident9 | $50.00 | 4/13/2011 5:42:58 PM |
| Jarod213 | $25.00 | 4/13/2011 8:33:18 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:07 AM |
| vegibenz | $25.00 | 4/14/2011 1:37:35 AM |
| lively-exchange | $25.00 | 4/13/2011 8:36:36 PM |
| Ready2Loan | $25.00 | 4/14/2011 1:43:29 AM |
| ash135 | $27.30 | 4/14/2011 1:44:39 AM |
| intlargonaut | $46.03 | 4/14/2011 1:57:10 AM |
| indrucal | $50.00 | 4/13/2011 9:22:46 PM |
| IP | $50.00 | 4/14/2011 1:58:50 AM |
| ArchonFinancialHoldings | $49.44 | 4/14/2011 2:08:49 AM |
| orbital-loot333 | $25.00 | 4/13/2011 8:46:40 PM |
| vegaslender88 | $50.00 | 4/13/2011 11:26:53 PM |
| riproaringrapids | $25.00 | 4/14/2011 12:31:54 AM |
| Hanalei712 | $50.00 | 4/13/2011 10:31:52 PM |
| flopcat | $44.73 | 4/14/2011 1:42:14 AM |
| lost-money-so-far-on-these | $25.00 | 4/14/2011 1:43:43 AM |
| chairsitter | $25.00 | 4/14/2011 1:53:08 AM |
| Shelby2082 | $25.00 | 4/14/2011 1:54:38 AM |
| yarg | $43.12 | 4/14/2011 1:57:00 AM |
| responsibility-cherry6 | $50.00 | 4/13/2011 11:51:54 PM |
| fishintime | $50.00 | 4/14/2011 1:58:07 AM |
| Artist_Blue | $25.00 | 4/14/2011 2:00:13 AM |
| alpinaut | $25.00 | 4/14/2011 1:44:59 AM |
| THREE-POINTS-LENDING | $33.23 | 4/14/2011 1:53:48 AM |
| Veltliner | $25.00 | 4/14/2011 1:56:54 AM |
| ClearLake | $25.00 | 4/14/2011 1:59:50 AM |
| williamdkit | $35.00 | 4/14/2011 2:08:45 AM |
| oht588 | $50.00 | 4/14/2011 2:11:04 AM |
| selector568 | $50.00 | 3/31/2011 9:03:13 AM |
| organized-payment6 | $50.00 | 3/31/2011 9:04:21 AM |
| simplelender80 | $100.00 | 3/31/2011 9:07:41 AM |
| patriot897 | $25.00 | 3/31/2011 9:02:53 AM |
| proper-commitment5 | $25.00 | 3/31/2011 9:19:33 PM |
| SolarMoonshine | $25.00 | 3/31/2011 6:55:46 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:25 PM |
| vutah | $25.00 | 4/3/2011 9:38:49 AM |
| hostbank | $100.00 | 4/5/2011 4:51:42 PM |
| astute-fairness0 | $50.00 | 4/6/2011 6:15:40 PM |
| jescowa | $50.00 | 4/7/2011 9:54:03 AM |
| availableloan | $25.00 | 4/7/2011 7:06:55 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:09 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:52 PM |
| radforj22 | $25.00 | 4/9/2011 3:54:19 AM |
| rolandweary | $25.00 | 4/9/2011 11:32:45 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:02 PM |
| principal-bull | $25.00 | 4/10/2011 7:21:34 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:15 PM |
| OmahaGuy | $250.00 | 4/10/2011 3:18:08 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:08 PM |
| yield-seeker | $25.00 | 4/11/2011 8:32:49 AM |
| economy-beast | $25.00 | 4/11/2011 6:30:27 PM |
| lucrative-worth | $50.00 | 4/11/2011 7:46:52 PM |
| skuba | $25.00 | 4/12/2011 1:55:10 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:24 AM |
| ISHLEP67 | $50.00 | 4/12/2011 8:07:51 AM |
| credit-investor5 | $50.00 | 4/12/2011 8:06:58 AM |
| newest-bountiful-basis | $25.00 | 4/12/2011 8:08:10 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:46 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:18:56 AM |
| spa5 | $40.00 | 4/12/2011 11:45:39 AM |
| rebelduke | $50.00 | 4/12/2011 1:29:31 PM |
| mad-scientist0 | $25.00 | 4/12/2011 2:44:08 PM |
| Ripsaw4U | $50.00 | 4/12/2011 5:31:36 PM |
| sanfordproud | $50.00 | 4/12/2011 5:32:24 PM |
| rmbot | $75.00 | 4/12/2011 5:44:26 PM |
| fcukciti | $25.00 | 4/12/2011 6:13:16 PM |
| gracej | $25.00 | 4/13/2011 2:24:44 AM |
| reward-force | $25.00 | 4/13/2011 2:28:14 AM |
| Ocean713 | $50.00 | 4/13/2011 8:34:27 AM |
| xrycac | $25.00 | 4/13/2011 9:16:27 AM |
| unequaled-pound | $25.00 | 4/13/2011 9:56:24 AM |
| broosky2 | $25.38 | 4/13/2011 10:36:35 AM |
| unassuming-reward | $25.00 | 4/13/2011 10:23:49 AM |
| newest-finance-viola | $150.00 | 4/13/2011 9:35:43 AM |
| BabyLender | $25.00 | 4/13/2011 10:58:09 AM |
| axl163 | $25.00 | 4/13/2011 11:38:27 AM |
| market-assembler | $50.00 | 4/13/2011 11:42:26 AM |
| schnippy | $25.00 | 4/13/2011 9:53:20 AM |
| reflective-rupee | $225.55 | 4/13/2011 11:34:46 AM |
| r43394 | $86.62 | 4/13/2011 11:34:54 AM |
| HeroJason86 | $25.00 | 4/13/2011 11:44:44 AM |
| rex45 | $25.00 | 4/13/2011 12:06:19 PM |
| frooogal | $50.00 | 4/13/2011 11:51:12 AM |
| agwosdof | $100.00 | 4/13/2011 12:16:35 PM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:05:01 PM |
| djh47a | $25.00 | 4/13/2011 12:05:20 PM |
| best-income-fertilizer | $100.00 | 4/13/2011 11:42:20 AM |
| itskarma | $50.00 | 4/13/2011 12:34:00 PM |
| financelover | $50.00 | 4/13/2011 12:45:54 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:23:52 PM |
| Bank42 | $50.00 | 4/13/2011 11:54:25 AM |
| gardenglow | $25.00 | 4/13/2011 1:20:50 PM |
| liberty-society5 | $25.00 | 4/13/2011 1:34:30 PM |
| raisingophelia | $50.00 | 4/13/2011 12:44:51 PM |
| SteadyOne | $25.00 | 4/13/2011 12:18:59 PM |
| valueguru | $150.00 | 4/13/2011 2:35:55 PM |
| clean-loyalty | $50.00 | 4/13/2011 1:13:06 PM |
| wealth-renaissance5 | $25.00 | 4/13/2011 12:24:45 PM |
| grampy48 | $25.00 | 4/13/2011 12:30:05 PM |
| bluefootedpig | $25.00 | 4/13/2011 4:25:13 PM |
| agalt | $75.00 | 4/13/2011 1:05:39 PM |
| WorkerBee55 | $42.44 | 4/13/2011 3:24:50 PM |
| balance-force | $26.00 | 4/13/2011 2:29:48 PM |
| Stack23 | $50.00 | 4/13/2011 2:55:24 PM |
| davidmlucas | $50.00 | 4/13/2011 5:18:41 PM |
| velvetsmog | $45.50 | 4/13/2011 3:01:25 PM |
| InvestorPartners | $25.00 | 4/13/2011 5:20:54 PM |
| sfd | $50.00 | 4/13/2011 3:52:05 PM |
| restech | $25.00 | 4/13/2011 5:25:08 PM |
| Trinkaloki | $25.00 | 4/13/2011 5:26:17 PM |
| rbettenc | $25.00 | 4/13/2011 5:20:55 PM |
| WilliamLeeSims | $25.00 | 4/13/2011 5:21:41 PM |
| IIP77 | $25.00 | 4/13/2011 5:22:09 PM |
| objective-investor | $150.00 | 4/13/2011 5:22:14 PM |
| listing-meridian | $25.00 | 4/13/2011 5:27:26 PM |
| chrisah | $50.00 | 4/13/2011 5:36:49 PM |
| clean-greenback5 | $50.00 | 4/13/2011 5:19:40 PM |
| rogue_monster | $50.00 | 4/13/2011 5:20:13 PM |
| momoney2lend | $25.00 | 4/13/2011 5:20:57 PM |
| compwhiz | $25.00 | 4/13/2011 5:25:24 PM |
| myduck | $65.00 | 4/13/2011 6:34:42 PM |
| cash-cymbal | $100.00 | 4/13/2011 8:34:31 PM |
| CBO-Enterprise | $100.00 | 4/13/2011 6:04:51 PM |
| productive-principal7 | $25.00 | 4/13/2011 8:42:30 PM |
| WarFighter | $40.30 | 4/13/2011 8:47:39 PM |
| syounker | $25.00 | 4/13/2011 7:07:26 PM |
| suges | $25.00 | 4/13/2011 8:26:50 PM |
| rmachi | $25.00 | 4/14/2011 1:37:44 AM |
| TelegramSam | $25.00 | 4/14/2011 1:37:53 AM |
| compsciman | $49.82 | 4/14/2011 1:42:31 AM |
| jtradition | $32.09 | 4/14/2011 1:45:27 AM |
| techs | $25.00 | 4/14/2011 1:46:21 AM |
| PocketAces | $46.64 | 4/14/2011 1:56:48 AM |
| selfmademan | $25.00 | 4/14/2011 1:58:45 AM |
| mistertao | $25.00 | 4/13/2011 9:41:41 PM |
| dontletmoneyfoolya | $25.00 | 4/13/2011 10:56:26 PM |
| nycfinance | $25.00 | 4/14/2011 1:45:51 AM |
| reueljw | $25.00 | 4/14/2011 1:57:14 AM |
| LouisSaint | $25.00 | 4/14/2011 1:58:02 AM |
| catterpillar | $50.00 | 4/14/2011 12:14:08 AM |
| uarewhatuthink | $25.00 | 4/14/2011 1:58:38 AM |
| Sixmil | $82.86 | 4/14/2011 1:43:25 AM |
| kingbutthd | $25.00 | 4/14/2011 1:45:11 AM |
| OrcaFIN | $38.20 | 4/14/2011 1:57:06 AM |
| 248 Investments
|
Borrower Payment Dependent Notes Series
499702
This series of Notes was issued and sold upon the funding of the borrower loan #48531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Mar-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $368.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 820-839 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,151 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-penny-miser |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
The purpose of this loan is improve our home. We will have concrete poured in our backyard and and an overhang built. This will imrpove the function and value of our home.
My financial situation:
We are a good candidate because my wife and I earn a high income with relatively low monthly expenses. We both expect to earn more money in each of the next several years. I was promoted this month to a management position in our company and a raise that is yet to be determined - most likely an additional 5% of $185,000. My wife makes $55,000 as a base salary but will very likely earn an additional $20,000 - $25,000 throughout the year. We have the ability to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| blot44 | $25.00 | 3/28/2011 9:03:59 AM |
| community-pipeline | $25.00 | 3/28/2011 9:06:57 AM |
| DukSerduk | $25.00 | 3/28/2011 9:03:48 AM |
| scrappy-bonus2 | $25.00 | 3/28/2011 9:06:07 AM |
| davisfl | $100.00 | 3/28/2011 9:06:30 AM |
| Guiren | $100.00 | 3/28/2011 1:42:01 PM |
| Hanalei712 | $50.00 | 3/28/2011 5:17:14 PM |
| Algernon | $25.00 | 3/28/2011 5:43:55 PM |
| patriot897 | $50.00 | 3/28/2011 9:05:58 AM |
| the-dollar-topper | $100.00 | 3/28/2011 9:09:50 AM |
| SchaeferJ | $25.00 | 3/28/2011 9:10:12 AM |
| skuba | $50.00 | 3/28/2011 5:17:18 PM |
| Delamere | $50.00 | 3/28/2011 9:10:39 AM |
| WilliamLeeSims | $25.00 | 3/29/2011 4:59:24 PM |
| a-exponential-hope | $25.00 | 3/30/2011 9:31:55 AM |
| kind-resolute-dough | $100.00 | 3/29/2011 6:03:08 PM |
| scholarly-integrity | $25.00 | 3/30/2011 1:49:43 PM |
| wbahl | $25.00 | 3/30/2011 2:09:36 PM |
| BankOfShaun | $25.00 | 3/30/2011 1:52:54 PM |
| smilinsam | $50.00 | 3/31/2011 1:08:37 PM |
| indomitable-coin | $25.00 | 4/1/2011 11:32:30 AM |
| p40thawk | $50.00 | 4/1/2011 7:39:25 PM |
| jescowa | $50.00 | 4/1/2011 7:57:58 PM |
| jamschmidt | $25.00 | 4/2/2011 2:24:19 AM |
| Toby1montana | $75.00 | 4/2/2011 7:18:15 AM |
| SunsetCoastCapital | $25.00 | 4/3/2011 3:24:05 PM |
| acropiloterau2002 | $25.00 | 4/4/2011 10:50:27 AM |
| benjamins-utopia | $100.00 | 4/4/2011 10:53:55 AM |
| kyomoon | $50.00 | 4/4/2011 2:53:17 PM |
| Samvega | $50.00 | 4/4/2011 9:54:24 AM |
| dumbass | $25.00 | 4/4/2011 10:45:06 AM |
| authoritative-capital | $25.00 | 4/4/2011 4:07:33 PM |
| meux99 | $25.00 | 4/4/2011 11:36:29 AM |
| power-companion7 | $100.00 | 4/4/2011 1:20:35 PM |
| kulender | $50.00 | 4/5/2011 8:53:58 AM |
| Emgolda | $25.00 | 4/5/2011 10:16:11 AM |
| YesMoney | $25.00 | 4/4/2011 9:03:39 PM |
| bobby5832708 | $50.00 | 4/5/2011 4:37:41 PM |
| worthy-value1 | $50.00 | 4/6/2011 6:48:14 AM |
| AceInTheHole | $25.00 | 4/6/2011 9:23:10 AM |
| HeavyDriver03 | $25.00 | 4/6/2011 9:23:56 AM |
| damage | $25.00 | 4/6/2011 9:27:25 AM |
| TennSquire | $50.00 | 4/6/2011 9:24:13 AM |
| cablenews | $50.00 | 4/6/2011 9:25:32 AM |
| valiant-liberty4 | $25.00 | 4/6/2011 9:29:09 AM |
| degster | $25.00 | 4/6/2011 11:18:57 AM |
| Hogan55 | $50.00 | 4/6/2011 5:37:47 PM |
| astute-fairness0 | $50.00 | 4/6/2011 5:38:16 PM |
| velocity-solo | $25.00 | 4/6/2011 9:29:16 AM |
| thedoctor | $46.67 | 4/6/2011 5:38:32 PM |
| compoundinterest | $50.00 | 4/6/2011 5:38:41 PM |
| wise-silver-wonder | $25.00 | 4/6/2011 5:40:41 PM |
| windfall46 | $25.00 | 4/6/2011 6:17:43 PM |
| toronado | $50.00 | 4/6/2011 7:26:22 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:57 AM |
| financelover | $50.00 | 4/6/2011 11:07:30 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:05:41 AM |
| money-floret | $50.00 | 4/6/2011 5:54:43 PM |
| power-bluebird2 | $100.00 | 4/7/2011 4:34:45 PM |
| -Me | $50.00 | 4/7/2011 10:57:08 AM |
| the-upbeat-p2p | $50.00 | 4/7/2011 6:16:13 PM |
| balanced-bill7 | $50.00 | 4/7/2011 6:16:37 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:07:38 AM |
| eronyc | $50.00 | 4/8/2011 10:38:48 AM |
| important-ore | $150.00 | 4/8/2011 10:39:07 AM |
| balance-voyager | $50.00 | 4/8/2011 10:45:07 AM |
| panegryst | $50.00 | 4/8/2011 10:52:27 AM |
| kirkjerk | $50.00 | 4/8/2011 10:53:26 AM |
| best-coin-miser | $25.00 | 4/8/2011 10:48:49 AM |
| skillful-diversification2 | $25.00 | 4/8/2011 11:09:24 AM |
| investment-comet | $25.00 | 4/8/2011 11:33:51 AM |
| MoneyTree79 | $131.54 | 4/8/2011 11:34:18 AM |
| ujiba | $50.00 | 4/8/2011 11:35:45 AM |
| smkb2 | $54.95 | 4/8/2011 11:38:49 AM |
| Aimvest | $25.00 | 4/8/2011 11:39:19 AM |
| reflective-rupee | $500.55 | 4/8/2011 11:50:46 AM |
| Danylostefan | $25.00 | 4/8/2011 11:58:18 AM |
| adama_48 | $25.00 | 4/8/2011 12:05:30 PM |
| Dubbs360 | $100.00 | 4/8/2011 12:01:43 PM |
| 108lender | $400.00 | 4/8/2011 12:08:02 PM |
| djh47a | $50.00 | 4/8/2011 12:14:51 PM |
| steady-gain5 | $25.00 | 4/8/2011 12:26:01 PM |
| seabass123 | $25.00 | 4/8/2011 12:43:50 PM |
| FJerry | $50.00 | 4/8/2011 12:36:41 PM |
| brewman | $25.00 | 4/8/2011 12:38:32 PM |
| WSTRDG | $50.00 | 4/8/2011 12:54:25 PM |
| JebkaClan | $25.00 | 4/8/2011 1:09:03 PM |
| loyalty-spartan | $25.00 | 4/8/2011 1:24:48 PM |
| sparky1129 | $50.00 | 4/8/2011 1:30:18 PM |
| BoughtTheFarm | $25.00 | 4/8/2011 1:23:22 PM |
| Railbird | $32.32 | 4/8/2011 1:34:01 PM |
| NMGbank | $25.00 | 4/8/2011 1:33:54 PM |
| FG9YTR | $25.00 | 4/8/2011 1:35:55 PM |
| UT2008 | $50.00 | 4/8/2011 1:40:52 PM |
| aasx1108 | $25.00 | 4/8/2011 1:44:26 PM |
| FlexFunding | $50.00 | 4/8/2011 2:09:14 PM |
| marwadi-62 | $200.00 | 4/8/2011 2:04:29 PM |
| gmoneydc | $25.00 | 4/8/2011 2:18:14 PM |
| neutrino6 | $50.00 | 4/8/2011 2:13:02 PM |
| fund-tom-tom6 | $403.38 | 4/8/2011 2:09:16 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:11:52 PM |
| newest-bountiful-basis | $50.00 | 4/8/2011 2:40:25 PM |
| wwwUniversal | $25.00 | 4/8/2011 2:43:50 PM |
| TigerForce | $50.00 | 4/8/2011 3:19:03 PM |
| brightest-dynamic-peace | $25.00 | 4/8/2011 3:29:21 PM |
| OzGuy609 | $25.00 | 4/8/2011 3:32:24 PM |
| credit-rocket4 | $50.00 | 4/8/2011 3:49:50 PM |
| ddog0224 | $25.00 | 4/8/2011 4:15:33 PM |
| monstersdad | $26.16 | 4/8/2011 4:22:57 PM |
| HumRaahee | $100.00 | 4/8/2011 4:52:05 PM |
| ccclaireee333 | $15.29 | 4/8/2011 5:10:12 PM |
| lry651 | $50.00 | 4/8/2011 5:01:42 PM |
| logical-reward8 | $25.00 | 3/28/2011 9:03:30 AM |
| kenji4861 | $50.00 | 3/28/2011 9:05:49 AM |
| fantastic-openness | $100.00 | 3/28/2011 9:06:22 AM |
| reflective-rupee | $100.33 | 3/28/2011 12:15:53 PM |
| currency-persimmon | $100.00 | 3/28/2011 9:06:45 AM |
| power-mad-scientist | $25.00 | 3/28/2011 9:07:07 AM |
| minista | $25.00 | 3/28/2011 9:07:21 AM |
| AmericanCredit | $25.00 | 3/28/2011 9:10:50 AM |
| restless-balance9 | $50.00 | 3/28/2011 9:51:39 AM |
| exact-gold2 | $50.00 | 3/28/2011 9:03:22 AM |
| shamrocker | $25.00 | 3/28/2011 9:10:22 AM |
| kanakakm | $50.00 | 3/28/2011 5:18:35 PM |
| emo13 | $100.00 | 3/28/2011 5:48:34 PM |
| currency-persimmon | $100.00 | 3/28/2011 10:39:38 AM |
| availableloan | $25.00 | 3/28/2011 8:20:47 PM |
| worthy-bid8 | $96.05 | 3/29/2011 6:04:33 PM |
| YummiBear | $25.00 | 3/29/2011 7:42:22 PM |
| transparency-grasshopper | $50.00 | 3/30/2011 12:12:47 AM |
| mrpowers5531 | $25.00 | 3/30/2011 9:37:38 AM |
| Tradesmanlender | $47.40 | 3/31/2011 12:06:38 AM |
| octoberfresh | $30.00 | 3/31/2011 1:59:31 AM |
| Tech-Entrepreneur | $25.00 | 3/31/2011 4:33:33 AM |
| kind-adventurous-finance | $100.00 | 3/31/2011 4:27:32 AM |
| Chosen-one | $25.00 | 3/31/2011 2:41:25 PM |
| payout-magician | $50.00 | 4/2/2011 7:51:27 AM |
| friendlyviking | $25.00 | 4/2/2011 8:12:55 AM |
| thankful-nickel2 | $50.00 | 4/1/2011 5:52:24 PM |
| baseballfan111 | $50.00 | 4/2/2011 10:18:42 AM |
| Asparagirl | $25.00 | 4/2/2011 6:12:54 PM |
| helpishere777 | $50.00 | 4/3/2011 4:04:28 PM |
| forthright-dedication | $50.00 | 4/4/2011 10:36:03 AM |
| tough-peso2 | $25.00 | 4/4/2011 1:18:56 PM |
| MoonMama | $25.00 | 4/4/2011 1:18:55 PM |
| antlr | $50.00 | 4/4/2011 1:19:42 PM |
| a-responsible-return | $50.00 | 4/4/2011 11:12:45 PM |
| vigilance-revolutionary | $50.00 | 4/5/2011 3:00:00 PM |
| Bank42 | $32.00 | 4/5/2011 5:47:02 PM |
| dinero-rumbler | $50.00 | 4/5/2011 8:39:02 PM |
| locomotive7 | $50.00 | 4/5/2011 11:22:50 PM |
| networks4ever | $25.00 | 4/6/2011 9:22:47 AM |
| dharma1 | $25.00 | 4/6/2011 9:24:29 AM |
| GodzillaLending | $25.00 | 4/6/2011 9:33:49 AM |
| orindalender | $50.00 | 4/6/2011 9:24:01 AM |
| ProfPC | $25.00 | 4/6/2011 9:24:20 AM |
| leeball | $50.00 | 4/6/2011 9:27:36 AM |
| serene-truth2 | $50.00 | 4/5/2011 9:28:57 PM |
| Anny-Disco | $50.00 | 4/6/2011 12:22:48 AM |
| inforapenny | $50.00 | 4/6/2011 12:12:39 PM |
| unclejaef | $25.00 | 4/6/2011 12:21:37 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:28:00 AM |
| Rivervale_Westwood | $25.00 | 4/6/2011 5:33:02 PM |
| djs81 | $25.00 | 4/6/2011 9:24:33 AM |
| Octavian315 | $35.00 | 4/6/2011 9:32:18 AM |
| life-is-great | $25.00 | 4/6/2011 5:33:43 PM |
| MrDavid | $100.00 | 4/6/2011 9:42:43 PM |
| Cheburashka | $30.00 | 4/7/2011 1:39:35 AM |
| Headhunter14 | $25.00 | 4/6/2011 5:25:34 PM |
| Auburnmist | $25.00 | 4/6/2011 5:33:40 PM |
| AF_Trust | $100.00 | 4/7/2011 8:36:52 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:03:45 AM |
| unassuming-note | $25.00 | 4/7/2011 1:47:48 PM |
| reinforced-reward | $25.00 | 4/7/2011 10:24:07 AM |
| diligent-leverage | $50.00 | 4/7/2011 12:13:47 PM |
| ruminating | $25.00 | 4/7/2011 8:37:24 PM |
| MAJESTIC5 | $34.99 | 4/7/2011 1:57:35 PM |
| shrewd-deal | $25.00 | 4/7/2011 6:09:50 PM |
| alpinaut | $25.00 | 4/8/2011 10:33:19 AM |
| Turkish101 | $25.00 | 4/8/2011 10:33:51 AM |
| otalon | $50.00 | 4/8/2011 10:46:48 AM |
| PThor | $25.00 | 4/8/2011 10:52:47 AM |
| efficient-treasure0 | $25.00 | 4/8/2011 10:53:04 AM |
| nhm | $50.00 | 4/8/2011 10:36:54 AM |
| adhawan325 | $25.00 | 4/8/2011 10:59:28 AM |
| Leopoldine | $25.00 | 4/8/2011 10:50:13 AM |
| PK_USMC | $25.00 | 4/8/2011 10:53:16 AM |
| CASHGIRL | $25.00 | 4/8/2011 10:53:41 AM |
| rmachi | $25.00 | 4/8/2011 10:44:34 AM |
| pubnat | $25.00 | 4/8/2011 11:06:37 AM |
| Wilvara | $50.00 | 4/8/2011 11:06:28 AM |
| impartial-deal | $25.00 | 4/8/2011 11:03:37 AM |
| OldestBrother | $50.00 | 4/8/2011 11:08:00 AM |
| radforj22 | $50.00 | 4/8/2011 11:21:47 AM |
| kind-genuine-dough | $100.00 | 4/8/2011 11:33:57 AM |
| lyrics552 | $50.00 | 4/8/2011 11:42:40 AM |
| newest-organic-rupee | $33.00 | 4/8/2011 11:43:24 AM |
| ctgscott | $25.00 | 4/8/2011 11:38:53 AM |
| freetolive | $25.00 | 4/8/2011 11:49:37 AM |
| hope-hickory | $100.00 | 4/8/2011 11:52:26 AM |
| sentimental-cash0 | $25.00 | 4/8/2011 12:03:23 PM |
| MoonMama | $25.00 | 4/8/2011 12:11:15 PM |
| budyzr | $25.00 | 4/8/2011 12:43:46 PM |
| pietro_torna_indietro | $100.00 | 4/8/2011 12:34:43 PM |
| sanfordproud | $50.00 | 4/8/2011 12:36:50 PM |
| soulwork | $25.00 | 4/8/2011 12:39:25 PM |
| camaraderi-sensai | $50.00 | 4/8/2011 12:43:19 PM |
| dennyls | $33.27 | 4/8/2011 1:09:04 PM |
| Tahoeguy | $50.00 | 4/8/2011 12:49:05 PM |
| myworld701 | $25.00 | 4/8/2011 1:10:26 PM |
| visionary-community | $25.00 | 4/8/2011 1:23:30 PM |
| repayment-launcher | $25.00 | 4/8/2011 1:09:13 PM |
| tj1683 | $25.00 | 4/8/2011 1:10:12 PM |
| ZackZoo | $50.00 | 4/8/2011 1:25:55 PM |
| gariben | $50.00 | 4/8/2011 1:26:49 PM |
| Interstate_Rate | $250.00 | 4/8/2011 1:33:28 PM |
| tolstoy00 | $25.00 | 4/8/2011 1:33:58 PM |
| zski | $25.00 | 4/8/2011 1:34:03 PM |
| fiscal65 | $50.00 | 4/8/2011 1:37:09 PM |
| indomart | $100.00 | 4/8/2011 1:37:26 PM |
| 1h1m | $25.00 | 4/8/2011 1:38:34 PM |
| Preteur | $25.00 | 4/8/2011 1:42:18 PM |
| appastk | $25.00 | 4/8/2011 1:42:30 PM |
| bold-pious-loot | $100.00 | 4/8/2011 1:54:39 PM |
| virtualbank | $50.00 | 4/8/2011 1:55:56 PM |
| investorrr | $100.00 | 4/8/2011 2:02:51 PM |
| important-ore | $100.00 | 4/8/2011 2:01:03 PM |
| moola-rose8 | $25.00 | 4/8/2011 1:55:37 PM |
| kurg | $25.00 | 4/8/2011 2:52:14 PM |
| Happyhourcomics | $25.00 | 4/8/2011 3:00:33 PM |
| astute-benjamins | $25.00 | 4/8/2011 3:25:10 PM |
| green-planet-guy | $35.00 | 4/8/2011 4:02:03 PM |
| FL-Lender | $25.00 | 4/8/2011 4:04:11 PM |
| hookUup | $50.00 | 4/8/2011 3:44:44 PM |
| kindness-hickory5 | $100.00 | 4/8/2011 4:09:18 PM |
| grampy48 | $30.00 | 4/8/2011 4:10:37 PM |
| helpishere777 | $50.00 | 4/8/2011 4:02:07 PM |
| Sixmil | $27.10 | 4/8/2011 4:20:20 PM |
| pixeldave | $50.00 | 4/8/2011 4:19:19 PM |
| slobberjob | $50.00 | 4/8/2011 4:48:55 PM |
| 240 Investments
|
Borrower Payment Dependent Notes Series
499848
This series of Notes was issued and sold upon the funding of the borrower loan #48523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 10.90% |
Borrower rate/APR:
| 11.90% / 13.25% |
Monthly payment:
| $332.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.87% | | |
| |
Estimated return*:
| 7.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1977 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,829 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-capital0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Webfoot
Purpose of loan:
This loan will be used to...pay down high interest debt
My financial situation:
I am a good candidate for this loan because...I am making my payments I just needed a lower interest rate.
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
What's your job?
Would you please provide your monthly income and expenses?
Thanks, - p2ploan-sensation211
A:
Hi.
I am a maintenance manager in a production facility. I earn a base of $80K and right now all extra money goes to debt reduction. I spend between $1.4 and $1.6 a month doing this. I have been trying to get a lower interest rate but.....
Thanks for the question and consideration.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 3/29/2011 5:03:12 PM |
| BxRealtor | $25.00 | 3/29/2011 5:03:52 PM |
| AFairDeal | $100.00 | 3/29/2011 5:04:59 PM |
| treasure-expert | $25.00 | 3/30/2011 11:15:37 AM |
| caring-hope2 | $50.00 | 3/30/2011 1:02:48 PM |
| caring-hope2 | $50.00 | 3/30/2011 1:03:25 PM |
| i2amme | $50.00 | 3/31/2011 3:48:43 PM |
| Tradesmanlender | $100.00 | 4/1/2011 9:50:25 PM |
| enthralling-deal180 | $50.00 | 4/1/2011 5:33:48 PM |
| hostbank | $100.00 | 4/1/2011 5:33:56 PM |
| loyalty-sherpa | $25.00 | 4/2/2011 2:44:59 PM |
| Chauncey_Gardener | $50.00 | 4/4/2011 3:09:26 PM |
| KichigaiSensei | $25.00 | 4/5/2011 10:07:47 AM |
| jescowa | $50.00 | 4/5/2011 6:13:30 PM |
| availableloan | $25.00 | 4/5/2011 6:27:53 PM |
| Peterman | $25.00 | 4/5/2011 9:37:58 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:55 AM |
| medman | $25.00 | 4/7/2011 8:48:17 AM |
| mad-scientist0 | $25.00 | 4/7/2011 9:54:25 AM |
| Weaverville | $25.00 | 4/7/2011 6:15:28 PM |
| efficient-treasure0 | $25.00 | 4/7/2011 6:11:42 PM |
| calbertrand | $25.00 | 4/8/2011 8:19:17 AM |
| techvet | $50.00 | 4/8/2011 9:18:58 AM |
| ingenious-order783 | $25.00 | 4/8/2011 1:51:48 PM |
| reflective-rupee | $400.55 | 4/8/2011 1:53:57 PM |
| bigwig155 | $200.00 | 4/8/2011 2:35:53 PM |
| newest-bountiful-basis | $25.00 | 4/8/2011 3:19:47 PM |
| TigerForce | $25.00 | 4/8/2011 3:28:26 PM |
| green-planet-guy | $36.00 | 4/8/2011 4:22:56 PM |
| hookUup | $25.00 | 4/8/2011 4:55:56 PM |
| sincere-balance | $25.00 | 4/8/2011 4:56:50 PM |
| Dubbs360 | $100.00 | 4/8/2011 5:07:11 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:39:32 PM |
| power-secret-agent | $25.00 | 4/8/2011 5:59:05 PM |
| bentheredunthat | $146.57 | 4/8/2011 6:12:37 PM |
| peso-mate | $50.00 | 4/8/2011 7:21:50 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:22:11 PM |
| Gibbyland | $100.00 | 4/8/2011 6:53:23 PM |
| dt_one | $25.00 | 4/8/2011 8:18:12 PM |
| friendly-moola0 | $500.00 | 4/8/2011 8:15:11 PM |
| NYBIZ | $37.00 | 4/8/2011 8:31:09 PM |
| Rick21 | $25.00 | 4/8/2011 9:23:40 PM |
| Pitufo | $25.00 | 4/8/2011 10:10:13 PM |
| IIP77 | $25.00 | 4/8/2011 10:54:55 PM |
| authoritative-loot | $25.00 | 4/9/2011 1:08:42 AM |
| conceptpi | $50.00 | 4/9/2011 2:25:44 AM |
| mgking007 | $30.00 | 4/9/2011 1:01:52 AM |
| Proactive-Financial-Lending | $25.00 | 4/9/2011 3:35:55 AM |
| zebra806 | $100.00 | 4/9/2011 3:41:59 AM |
| honeybee11 | $100.00 | 4/9/2011 4:12:09 AM |
| economy-popcorn | $25.00 | 4/9/2011 5:15:52 AM |
| Isaac007 | $40.00 | 4/9/2011 5:36:49 AM |
| ridestwins_998 | $25.00 | 4/9/2011 6:57:21 AM |
| squarebob | $25.00 | 4/9/2011 6:10:04 AM |
| comet55 | $25.00 | 4/9/2011 7:22:14 AM |
| silver-buckeye | $25.00 | 4/9/2011 7:44:10 AM |
| momoney2lend | $25.00 | 4/9/2011 8:01:37 AM |
| LoanGiver | $25.00 | 4/9/2011 8:19:12 AM |
| blue-relay | $25.00 | 4/9/2011 9:06:44 AM |
| investment-comet | $25.00 | 4/9/2011 9:23:16 AM |
| JCMC | $25.00 | 4/9/2011 10:32:11 AM |
| proud-silver0 | $200.00 | 4/9/2011 10:44:48 AM |
| greenback-companion8 | $25.00 | 4/9/2011 12:27:23 PM |
| rautility | $150.00 | 4/9/2011 3:59:16 PM |
| rautility | $25.00 | 4/9/2011 3:54:38 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:34 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:21 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:54 PM |
| pumped130 | $28.63 | 4/9/2011 6:05:32 PM |
| Surfwaikiki | $151.37 | 4/9/2011 6:47:27 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:31:26 PM |
| jimduism | $50.00 | 4/9/2011 10:57:20 PM |
| jimduism | $50.00 | 4/9/2011 11:05:44 PM |
| autonomous-truth | $200.00 | 4/10/2011 10:39:54 AM |
| integrity-doctor | $100.00 | 4/10/2011 9:18:39 AM |
| market-pudding | $25.00 | 4/10/2011 10:33:58 AM |
| SudianX | $26.50 | 4/10/2011 11:52:07 AM |
| TigerForce | $49.92 | 4/10/2011 12:49:37 PM |
| treasure-pipeline | $35.00 | 4/10/2011 1:39:06 PM |
| julijask | $50.00 | 4/10/2011 1:47:32 PM |
| delicious-loan093 | $25.00 | 4/10/2011 2:14:09 PM |
| Engineer44 | $30.00 | 4/10/2011 2:17:25 PM |
| OmahaGuy | $250.00 | 4/10/2011 2:32:56 PM |
| brightest-dynamic-peace | $25.00 | 4/10/2011 2:48:20 PM |
| aldeed | $150.00 | 4/10/2011 3:10:24 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:25 PM |
| gold-sushi | $25.00 | 4/11/2011 6:39:09 AM |
| credit-bada-bing | $25.00 | 4/11/2011 6:36:09 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:28 AM |
| yield-seeker | $25.00 | 4/11/2011 8:32:11 AM |
| Jofga | $50.00 | 4/11/2011 11:53:13 AM |
| Walkingcowboy | $50.00 | 4/11/2011 2:29:40 PM |
| vigilance-revolutionary | $50.00 | 4/11/2011 4:46:58 PM |
| twerns | $40.00 | 4/11/2011 4:45:04 PM |
| bdloans | $50.00 | 4/11/2011 6:44:01 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:15:12 PM |
| ilend57 | $50.00 | 4/11/2011 8:45:18 PM |
| ilend57 | $48.73 | 4/11/2011 8:47:56 PM |
| RedCentre | $36.14 | 4/12/2011 2:12:14 AM |
| skuba | $25.00 | 4/12/2011 1:36:47 AM |
| don8ter | $25.00 | 4/12/2011 2:49:53 AM |
| DADS-GIFT | $25.00 | 4/12/2011 4:49:16 AM |
| jmart30702 | $78.52 | 4/12/2011 4:53:11 AM |
| jamstah | $50.00 | 4/12/2011 4:03:31 AM |
| credible-compassion6 | $25.00 | 4/12/2011 7:17:38 AM |
| Nerdster1 | $25.07 | 4/12/2011 5:00:35 AM |
| boxorox | $50.00 | 4/12/2011 7:58:47 AM |
| pinballeffect | $140.00 | 4/12/2011 6:20:19 AM |
| techreseller | $50.00 | 4/12/2011 6:25:26 AM |
| haidoken | $75.00 | 4/12/2011 8:41:45 AM |
| LeReve | $50.00 | 4/12/2011 8:52:01 AM |
| Danylostefan | $50.00 | 4/12/2011 8:00:03 AM |
| jsak74 | $25.00 | 4/12/2011 9:32:10 AM |
| visionary-community | $25.00 | 4/12/2011 9:32:20 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:52:25 AM |
| 420limo | $25.00 | 4/12/2011 9:52:34 AM |
| rajs | $250.00 | 4/12/2011 11:08:04 AM |
| DaddyBill | $29.61 | 4/12/2011 10:28:17 AM |
| ClearCut | $50.00 | 4/12/2011 9:53:31 AM |
| worth-philosopher9 | $50.20 | 4/12/2011 10:13:12 AM |
| HalfDayz | $50.00 | 4/12/2011 1:02:09 PM |
| vtrentster | $25.00 | 4/12/2011 1:08:35 PM |
| cash-cymbal3 | $50.00 | 4/12/2011 12:33:55 PM |
| rogue_monster | $50.00 | 4/12/2011 1:02:15 PM |
| csak13 | $50.00 | 4/12/2011 1:18:45 PM |
| rebelduke | $50.00 | 4/12/2011 1:29:22 PM |
| GElender | $50.00 | 4/12/2011 2:34:16 PM |
| harty | $50.00 | 4/12/2011 1:01:50 PM |
| shrewd-deal | $25.00 | 4/12/2011 2:34:33 PM |
| ROCKI9 | $50.00 | 4/12/2011 2:35:03 PM |
| ayerobbie | $50.00 | 4/12/2011 2:35:21 PM |
| capital-lesson | $25.00 | 4/12/2011 2:35:48 PM |
| Preteur | $25.00 | 4/12/2011 1:43:07 PM |
| bigphish | $50.00 | 4/12/2011 2:34:18 PM |
| nycmichael | $100.00 | 4/12/2011 2:34:25 PM |
| fascinating-gold | $50.00 | 4/12/2011 2:35:25 PM |
| nevetsnosliw1 | $42.01 | 4/12/2011 2:32:57 PM |
| ctav01 | $50.00 | 4/12/2011 2:33:32 PM |
| sensible-fund | $50.00 | 4/12/2011 2:33:55 PM |
| djh47a | $25.00 | 4/12/2011 2:34:37 PM |
| aasx1108 | $25.00 | 4/12/2011 2:35:13 PM |
| reflective-rupee | $75.33 | 3/29/2011 5:12:27 PM |
| daddypro | $25.00 | 3/30/2011 7:50:31 AM |
| BaxterEvil | $25.00 | 3/30/2011 7:53:31 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:36 PM |
| Zolton | $100.00 | 3/31/2011 6:51:45 AM |
| indomitable-coin | $25.00 | 4/1/2011 11:32:46 AM |
| p40thawk | $25.00 | 4/1/2011 7:50:06 PM |
| loot-heart | $25.00 | 4/5/2011 4:48:48 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:42 AM |
| currency-persimmon | $100.00 | 4/6/2011 3:40:44 PM |
| radforj22 | $25.00 | 4/6/2011 5:41:22 PM |
| handy-justice | $50.00 | 4/6/2011 5:55:48 PM |
| NJournalist | $25.00 | 4/7/2011 10:39:06 AM |
| rolandweary | $25.00 | 4/7/2011 10:14:01 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:58 AM |
| vigilance-spinner3 | $25.00 | 4/8/2011 9:54:56 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:37 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:27 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:23 PM |
| brainy-repayment5 | $140.00 | 4/8/2011 1:55:14 PM |
| titilsbie14 | $40.00 | 4/8/2011 1:53:51 PM |
| gracej | $25.00 | 4/8/2011 1:57:29 PM |
| xrycac | $25.00 | 4/8/2011 3:22:59 PM |
| helpishere777 | $50.00 | 4/8/2011 4:07:28 PM |
| fulfilling-investment4 | $35.00 | 4/8/2011 4:04:12 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:44 PM |
| Yomain | $75.00 | 4/8/2011 4:49:19 PM |
| sentimental-silver7 | $50.00 | 4/8/2011 5:04:41 PM |
| ccclaireee333 | $25.00 | 4/8/2011 5:09:01 PM |
| capital-party6 | $75.00 | 4/8/2011 6:39:53 PM |
| Oakland | $50.00 | 4/8/2011 6:46:02 PM |
| adir1 | $50.00 | 4/8/2011 6:29:31 PM |
| stupiddayjob | $44.44 | 4/8/2011 7:39:13 PM |
| Whitey | $60.00 | 4/8/2011 7:59:27 PM |
| LongTail | $35.00 | 4/8/2011 9:50:54 PM |
| worlds-best-worth2 | $100.00 | 4/8/2011 11:03:35 PM |
| felicity-performer3 | $200.00 | 4/8/2011 10:55:12 PM |
| mgking007 | $25.00 | 4/9/2011 1:07:01 AM |
| goldenretriever | $100.00 | 4/9/2011 5:23:43 AM |
| TooManyCats | $25.00 | 4/9/2011 7:03:56 AM |
| zotzot | $50.11 | 4/9/2011 5:51:58 AM |
| Steveoo1 | $100.00 | 4/9/2011 8:10:02 AM |
| Attorney | $250.00 | 4/9/2011 8:12:06 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:58:08 AM |
| SomebodysMom | $46.68 | 4/9/2011 8:41:57 AM |
| CBO-Enterprise | $100.00 | 4/9/2011 9:23:38 AM |
| statenisland51 | $50.00 | 4/9/2011 11:06:09 AM |
| littleblue | $75.00 | 4/9/2011 11:27:29 AM |
| Gibbyland | $100.00 | 4/9/2011 11:36:41 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:29:06 PM |
| kublai | $100.00 | 4/9/2011 1:27:36 PM |
| ILovemoney | $100.00 | 4/9/2011 2:14:59 PM |
| payment-halo | $25.00 | 4/9/2011 2:46:49 PM |
| teachermrb | $34.33 | 4/9/2011 3:49:03 PM |
| cloud8 | $65.29 | 4/9/2011 4:30:54 PM |
| income-awakening6 | $25.00 | 4/9/2011 6:27:31 PM |
| micko | $25.00 | 4/9/2011 7:57:41 PM |
| ManhattanLender | $25.00 | 4/9/2011 7:27:14 PM |
| KrisKringle | $25.00 | 4/9/2011 8:29:14 PM |
| duty-windmill | $50.00 | 4/9/2011 9:45:31 PM |
| jtu55 | $25.00 | 4/9/2011 10:20:46 PM |
| Gundu | $25.00 | 4/9/2011 9:28:54 PM |
| bancoroyal | $37.58 | 4/10/2011 5:14:14 AM |
| intrepid-loot | $118.07 | 4/10/2011 6:29:55 AM |
| aquarexbi | $100.00 | 4/10/2011 6:50:42 AM |
| jmb_lending | $500.00 | 4/10/2011 12:31:20 AM |
| r48 | $28.00 | 4/10/2011 4:42:41 AM |
| squadron781 | $25.00 | 4/10/2011 8:12:19 AM |
| lijah10 | $28.19 | 4/10/2011 6:26:38 AM |
| rautility | $150.00 | 4/10/2011 8:17:58 AM |
| sensational-dollar | $25.00 | 4/10/2011 10:17:07 AM |
| ore-historian5 | $50.00 | 4/10/2011 9:41:36 AM |
| power-defender7 | $36.00 | 4/10/2011 9:50:58 AM |
| ptclender | $100.00 | 4/10/2011 10:34:51 AM |
| jarevack | $60.00 | 4/10/2011 11:11:20 AM |
| EretzCapital | $80.00 | 4/10/2011 11:49:39 AM |
| Bank_Of_XL | $25.00 | 4/10/2011 11:12:05 AM |
| Tai | $25.00 | 4/10/2011 11:32:25 AM |
| saga9 | $50.00 | 4/10/2011 11:37:28 AM |
| Pakse | $37.17 | 4/10/2011 12:06:13 PM |
| smloanbigresult | $25.00 | 4/10/2011 12:30:34 PM |
| jdadverb | $34.32 | 4/10/2011 12:52:16 PM |
| money-yeller | $100.00 | 4/10/2011 2:05:03 PM |
| jhernand17 | $25.00 | 4/10/2011 2:17:43 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:05 PM |
| brightest-dynamic-peace | $25.00 | 4/10/2011 2:54:43 PM |
| kvies | $50.00 | 4/10/2011 3:09:33 PM |
| axl163 | $25.00 | 4/10/2011 6:41:31 PM |
| Jassi | $25.00 | 4/10/2011 8:22:38 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:35 PM |
| VonKeebler | $27.28 | 4/11/2011 6:10:03 AM |
| interact | $25.57 | 4/11/2011 7:52:21 AM |
| srgriff | $25.00 | 4/11/2011 9:21:36 AM |
| thankful-nickel2 | $50.00 | 4/11/2011 2:47:30 PM |
| p2ploan-sensation211 | $25.00 | 4/11/2011 4:17:02 PM |
| money-surge1 | $50.00 | 4/11/2011 4:47:21 PM |
| lendsalot | $100.00 | 4/11/2011 5:14:57 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:22:01 PM |
| fairness-swashbuckler | $50.00 | 4/11/2011 9:31:35 PM |
| ash135 | $35.38 | 4/12/2011 1:55:03 AM |
| reward-burger2 | $50.00 | 4/12/2011 3:21:58 AM |
| vendorking1 | $25.00 | 4/12/2011 4:52:01 AM |
| doopers | $25.00 | 4/12/2011 5:31:17 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:20 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:00 AM |
| wicus | $55.94 | 4/12/2011 6:55:35 AM |
| SomebodysMom | $59.00 | 4/12/2011 7:17:57 AM |
| honorable-vigilance | $50.00 | 4/12/2011 7:56:47 AM |
| little_brother1 | $25.00 | 4/12/2011 7:15:17 AM |
| gotyourgear | $25.00 | 4/12/2011 7:23:42 AM |
| busnssmn | $25.00 | 4/12/2011 9:32:16 AM |
| TCayce | $42.24 | 4/12/2011 9:32:17 AM |
| iidowntoearthii | $25.00 | 4/12/2011 10:02:14 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:12:22 AM |
| building_pennies | $25.00 | 4/12/2011 10:34:22 AM |
| memphisf01 | $25.00 | 4/12/2011 10:47:51 AM |
| aliasqalias | $25.00 | 4/12/2011 1:13:53 PM |
| Dandanrad | $25.00 | 4/12/2011 12:22:13 PM |
| note-farm4 | $50.00 | 4/12/2011 2:33:46 PM |
| lagnisiruk | $25.00 | 4/12/2011 2:34:23 PM |
| Ripsaw4U | $50.00 | 4/12/2011 2:34:43 PM |
| maple1 | $25.00 | 4/12/2011 2:35:10 PM |
| ScottW | $25.00 | 4/12/2011 2:35:36 PM |
| finance-magma7 | $50.00 | 4/12/2011 2:35:55 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:10 PM |
| jdrez | $25.00 | 4/12/2011 1:42:33 PM |
| DaMoneyTree | $25.00 | 4/12/2011 2:17:55 PM |
| RoyFauntleroy | $50.00 | 4/12/2011 2:33:49 PM |
| kindness-hickory5 | $50.00 | 4/12/2011 2:34:20 PM |
| flexible-return297 | $25.00 | 4/12/2011 2:35:17 PM |
| Banker7371 | $25.00 | 4/12/2011 2:35:30 PM |
| thoughtful-community7 | $25.00 | 4/12/2011 2:34:21 PM |
| velocity-warrior | $50.00 | 4/12/2011 2:34:56 PM |
| revenue-prospector | $25.00 | 4/12/2011 2:35:52 PM |
| 275 Investments
|
Borrower Payment Dependent Notes Series
499868
This series of Notes was issued and sold upon the funding of the borrower loan #48558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Mar-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 2m |
|
Amount delinquent:
| $534 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,213 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassuming-order |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car loan
Purpose of loan:
This loan will be used to...
Purchase a car
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/28/2011 9:09:11 AM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:59:52 PM |
| transparency-grasshopper | $25.00 | 3/29/2011 5:31:46 PM |
| simplelender80 | $100.00 | 3/30/2011 2:11:56 AM |
| dominickf | $50.00 | 4/1/2011 10:43:28 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:31:41 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:17 AM |
| w3alter | $100.00 | 4/5/2011 3:58:46 PM |
| kindness-venture1 | $25.00 | 4/5/2011 5:20:01 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:17:29 PM |
| mrxtravis | $25.00 | 4/5/2011 5:33:54 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 9:54:56 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:56 AM |
| patriot897 | $25.00 | 4/7/2011 4:43:44 PM |
| mercuriant | $25.00 | 4/7/2011 4:50:11 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:31 PM |
| dime-sanctuary | $30.00 | 4/8/2011 11:38:16 AM |
| reflective-rupee | $222.22 | 4/8/2011 11:42:23 AM |
| yield-aurora4 | $50.00 | 4/8/2011 12:02:40 PM |
| 108lender | $100.00 | 4/8/2011 12:04:50 PM |
| competent-p2p | $25.00 | 4/8/2011 12:06:40 PM |
| sunny-justice9 | $25.00 | 4/8/2011 12:29:23 PM |
| catb | $25.00 | 4/8/2011 12:25:12 PM |
| resolute-payment | $25.00 | 4/8/2011 12:33:44 PM |
| fund-lightning | $200.00 | 4/8/2011 12:46:05 PM |
| Sndmn8119 | $25.00 | 4/8/2011 12:49:31 PM |
| indomart | $50.00 | 4/8/2011 1:39:48 PM |
| rookiecrd1 | $60.00 | 4/8/2011 1:36:49 PM |
| YeoLenderSource | $25.00 | 4/8/2011 1:57:33 PM |
| neutrino6 | $50.00 | 4/8/2011 2:01:40 PM |
| neutrino6 | $50.00 | 4/8/2011 2:10:35 PM |
| washboard1 | $97.40 | 4/8/2011 2:17:16 PM |
| new-goodhearted-economy | $42.40 | 4/8/2011 2:18:53 PM |
| worldly-money4 | $100.00 | 3/28/2011 9:07:54 AM |
| ASR3 | $50.00 | 3/28/2011 2:22:35 PM |
| thelovebug | $100.00 | 3/30/2011 4:22:31 PM |
| realtormoises | $25.00 | 3/30/2011 8:19:45 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:26 AM |
| velocity-motivator6 | $25.00 | 4/1/2011 5:58:43 PM |
| fortytwo | $100.00 | 4/3/2011 12:22:08 AM |
| Tylerh | $100.00 | 4/4/2011 12:39:20 PM |
| wwwUniversal | $25.00 | 4/7/2011 2:15:07 AM |
| money-bauble | $50.00 | 4/7/2011 4:15:24 AM |
| pksfunds | $300.00 | 4/8/2011 11:15:01 AM |
| likeable-hope | $25.00 | 4/8/2011 11:18:23 AM |
| Dubbs360 | $100.00 | 4/8/2011 11:33:56 AM |
| raisingophelia | $50.00 | 4/8/2011 11:39:18 AM |
| Great-White-Shark | $25.00 | 4/8/2011 11:49:04 AM |
| money-fort | $25.00 | 4/8/2011 11:57:19 AM |
| hope-hickory | $25.00 | 4/8/2011 11:53:11 AM |
| kindness-launcher | $400.00 | 4/8/2011 12:03:07 PM |
| Zoomzoom22 | $134.98 | 4/8/2011 12:22:51 PM |
| FJerry | $50.00 | 4/8/2011 12:37:54 PM |
| red-favorable-basis | $25.00 | 4/8/2011 12:24:21 PM |
| leodaguy | $25.00 | 4/8/2011 12:32:30 PM |
| engaging-repayment8 | $25.00 | 4/8/2011 12:37:12 PM |
| aquistoyraul | $25.00 | 4/8/2011 12:56:05 PM |
| kingston1 | $50.00 | 4/8/2011 1:19:41 PM |
| SALLYEB | $36.42 | 4/8/2011 1:24:55 PM |
| q4golf | $26.58 | 4/8/2011 1:30:57 PM |
| transaction-animal8 | $25.00 | 4/8/2011 1:38:12 PM |
| greencat | $50.00 | 4/8/2011 1:45:43 PM |
| Evan_Safe | $25.00 | 4/8/2011 1:50:27 PM |
| sierrasteve | $50.00 | 4/8/2011 2:10:26 PM |
| gmoneydc | $25.00 | 4/8/2011 2:17:49 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
499964
This series of Notes was issued and sold upon the funding of the borrower loan #48485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $381.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 19y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,436 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| zippy-trade6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lawyer fees
Purpose of loan:
This loan will be used to pay lawyer fee to gain permanent coustody of my children!
My financial situation:
I am a good candidate for this loan because I am in good finicial standing with all three credit bureaus. In addition, I have stable income and set monthly salary. The monthly payment will easily be managable within budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi, I'm interested in funding your request, but wanted some background on the 11 delinquencies. Thanks! - OmahaGuy
A:
Six years ago I went through a nasty divorce. After the separation my ex-wife reopened numerous accounts we had previously closed and she changed the address to her new address. So, I would not receive the bills. Upon finding the accounts open with balances on them, I call all creditors and place a hold on my accounts. Unfortunately all the accounts were more than ninety days past due. I made payments on each account until all were paid in full.
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 3/29/2011 9:04:53 AM |
| patriot897 | $25.00 | 3/29/2011 9:07:51 AM |
| reflective-rupee | $25.33 | 3/29/2011 4:49:19 PM |
| hostbank | $100.00 | 4/1/2011 10:18:02 AM |
| indomitable-coin | $25.00 | 4/1/2011 11:32:40 AM |
| enthralling-deal180 | $50.00 | 4/1/2011 1:38:36 PM |
| p40thawk | $25.00 | 4/1/2011 7:49:58 PM |
| loyalty-sherpa | $25.00 | 4/1/2011 9:50:28 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:20 AM |
| loot-heart | $25.00 | 4/5/2011 1:04:39 PM |
| jescowa | $50.00 | 4/5/2011 6:13:23 PM |
| radforj22 | $25.00 | 4/6/2011 9:30:54 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:44 PM |
| axl163 | $25.00 | 4/7/2011 9:39:19 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:54 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:49 AM |
| efficient-treasure0 | $25.00 | 4/7/2011 10:53:41 AM |
| lagnisiruk | $25.00 | 4/7/2011 10:05:15 AM |
| techvet | $50.00 | 4/7/2011 2:34:28 PM |
| money-surge1 | $50.00 | 4/7/2011 6:17:04 PM |
| GElender | $50.00 | 4/8/2011 6:36:51 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:32 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:16 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:16 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:10 PM |
| newest-bountiful-basis | $25.00 | 4/8/2011 3:19:40 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:34 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:22:08 PM |
| comet55 | $25.00 | 4/9/2011 7:22:07 AM |
| CBO-Enterprise | $100.00 | 4/9/2011 9:14:39 AM |
| Dorf | $25.00 | 4/9/2011 12:50:48 PM |
| financial-frenzy | $50.00 | 4/9/2011 12:42:33 PM |
| LightTheWay | $121.25 | 4/9/2011 2:43:42 PM |
| LightTheWay | $100.00 | 4/9/2011 3:02:02 PM |
| capital-web7 | $50.00 | 4/9/2011 3:12:21 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:31 PM |
| head | $25.00 | 4/9/2011 7:35:38 PM |
| r48 | $25.00 | 4/9/2011 8:27:01 PM |
| leverage-ectasy | $25.00 | 4/9/2011 8:46:49 PM |
| jtu55 | $25.00 | 4/9/2011 10:21:14 PM |
| jimduism | $50.00 | 4/9/2011 11:07:16 PM |
| kind-important-liberty9 | $25.00 | 4/10/2011 8:31:49 AM |
| Ristefo | $27.52 | 4/10/2011 9:38:20 AM |
| ironman84 | $50.00 | 4/10/2011 9:48:37 AM |
| well-rounded-dinero | $100.00 | 4/10/2011 9:57:27 AM |
| saga9 | $50.00 | 4/10/2011 11:38:08 AM |
| money-yeller | $100.00 | 4/10/2011 2:06:16 PM |
| Engineer44 | $25.00 | 4/10/2011 2:20:55 PM |
| jmichael23 | $50.00 | 4/10/2011 2:29:23 PM |
| supersarah61 | $50.00 | 4/10/2011 3:40:32 PM |
| supersarah61 | $50.00 | 4/10/2011 3:32:59 PM |
| GeelongTrader | $100.00 | 4/10/2011 3:41:09 PM |
| truth-trapper | $25.00 | 4/10/2011 4:22:24 PM |
| sunny-justice9 | $25.00 | 4/10/2011 5:53:41 PM |
| wealth-competitor | $50.00 | 4/10/2011 6:42:44 PM |
| WLenders | $50.00 | 4/10/2011 6:55:52 PM |
| intrepid-loot | $100.00 | 4/10/2011 7:47:57 PM |
| cash-cymbal | $100.00 | 4/10/2011 8:05:52 PM |
| reinforced-velocity158 | $250.00 | 4/10/2011 8:08:54 PM |
| LightTheWay | $250.00 | 4/10/2011 8:18:46 PM |
| dubois31 | $26.00 | 4/10/2011 8:47:54 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:17 PM |
| important-openness1 | $73.00 | 4/10/2011 10:14:26 PM |
| the-discrete-income | $150.00 | 4/10/2011 10:33:35 PM |
| yield-seeker | $25.00 | 4/11/2011 8:32:06 AM |
| srgriff | $25.00 | 4/11/2011 9:21:29 AM |
| w3alter | $100.00 | 4/11/2011 4:24:31 PM |
| capital-galaxy | $25.00 | 4/11/2011 4:30:28 PM |
| razor783 | $25.00 | 4/11/2011 4:40:22 PM |
| onegr8papa | $500.00 | 4/11/2011 6:27:10 PM |
| lucrative-worth | $50.00 | 4/11/2011 7:45:15 PM |
| Tapu22 | $50.00 | 4/11/2011 8:07:00 PM |
| Reddy_Capital | $25.00 | 4/11/2011 11:00:11 PM |
| lostontheedge | $25.00 | 4/12/2011 2:23:16 AM |
| Interloper | $25.00 | 4/12/2011 1:53:10 AM |
| nalaari | $25.00 | 4/12/2011 2:46:31 AM |
| Cheburashka | $25.00 | 4/12/2011 2:00:46 AM |
| IIP77 | $25.00 | 4/12/2011 2:01:54 AM |
| investment-tempo | $26.76 | 4/12/2011 2:54:12 AM |
| fishintime | $30.00 | 4/12/2011 2:14:07 AM |
| authentic-liberty7 | $25.00 | 4/12/2011 2:58:24 AM |
| reward-burger2 | $50.00 | 4/12/2011 3:21:45 AM |
| hrubinst | $48.06 | 4/12/2011 2:30:46 AM |
| ttnk62918 | $25.00 | 4/12/2011 2:42:54 AM |
| maineman | $25.00 | 4/12/2011 3:48:27 AM |
| jamstah | $50.00 | 4/12/2011 4:03:26 AM |
| hope-hickory | $25.00 | 4/12/2011 2:46:26 AM |
| wwwUniversal | $25.00 | 4/12/2011 2:48:24 AM |
| MadHun | $100.00 | 4/12/2011 2:58:38 AM |
| youthful-greenback3 | $25.00 | 4/12/2011 2:53:02 AM |
| blissful-note7 | $37.82 | 4/12/2011 2:58:17 AM |
| kulender | $50.00 | 4/12/2011 3:35:17 AM |
| MLMarine | $25.00 | 4/12/2011 6:24:11 AM |
| gustavholstopus32 | $25.00 | 4/12/2011 7:04:34 AM |
| msh345 | $25.00 | 4/12/2011 6:44:08 AM |
| capital-galaxy | $16.20 | 4/12/2011 7:39:50 AM |
| BxRealtor | $25.00 | 3/29/2011 9:06:16 AM |
| AFairDeal | $100.00 | 3/29/2011 9:05:18 AM |
| caring-hope2 | $50.00 | 3/30/2011 12:59:06 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:30 PM |
| Zolton | $100.00 | 3/31/2011 6:51:39 AM |
| mrpowers5531 | $25.00 | 4/4/2011 1:18:22 PM |
| Chauncey_Gardener | $50.00 | 4/4/2011 11:19:42 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:35 AM |
| medman | $25.00 | 4/7/2011 8:48:09 AM |
| vigilance-revolutionary | $50.00 | 4/7/2011 6:06:27 PM |
| Weaverville | $25.00 | 4/7/2011 5:42:44 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:44 AM |
| Tradesmanlender | $25.00 | 4/8/2011 12:49:48 PM |
| gracej | $25.00 | 4/8/2011 1:57:21 PM |
| brightest-income-hunter | $25.00 | 4/8/2011 5:36:25 PM |
| ArtemisFitzlebottom | $25.00 | 4/9/2011 5:57:04 AM |
| capital-galaxy | $125.00 | 4/9/2011 6:28:01 AM |
| reflective-rupee | $225.55 | 4/9/2011 8:00:09 AM |
| momoney2lend | $100.00 | 4/9/2011 8:04:19 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:58:03 AM |
| investment-comet | $25.00 | 4/9/2011 9:24:59 AM |
| friendly-moola0 | $500.00 | 4/9/2011 8:48:19 AM |
| Dubbs360 | $25.00 | 4/9/2011 10:11:17 AM |
| RetirementMoney | $25.00 | 4/9/2011 10:45:23 AM |
| capital-party6 | $125.00 | 4/9/2011 11:08:37 AM |
| rebelduke | $50.00 | 4/9/2011 12:46:53 PM |
| kublai | $75.00 | 4/9/2011 1:30:22 PM |
| helping-out | $25.00 | 4/9/2011 2:51:14 PM |
| currency-persimmon | $100.00 | 4/9/2011 4:48:28 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:16 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:51 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:34:07 PM |
| consulguru | $50.00 | 4/9/2011 7:04:20 PM |
| availableloan | $25.00 | 4/9/2011 9:10:37 PM |
| jimduism | $50.00 | 4/9/2011 10:59:45 PM |
| jmb_lending | $500.00 | 4/10/2011 12:29:51 AM |
| loyalist1 | $200.00 | 4/10/2011 7:36:59 AM |
| 420limo | $50.00 | 4/10/2011 8:51:33 AM |
| treasure-boomer | $25.00 | 4/10/2011 9:32:35 AM |
| bullincage | $27.25 | 4/10/2011 9:34:18 AM |
| autonomous-truth | $100.00 | 4/10/2011 10:47:59 AM |
| Johnab | $25.00 | 4/10/2011 11:28:03 AM |
| titilsbie14 | $40.00 | 4/10/2011 9:51:22 AM |
| I_Karamazov | $30.00 | 4/10/2011 1:44:53 PM |
| treasure-pipeline | $50.00 | 4/10/2011 1:40:47 PM |
| West_End_Local | $50.00 | 4/10/2011 2:29:40 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:47 PM |
| brightest-dynamic-peace | $25.00 | 4/10/2011 2:50:41 PM |
| brightest-dynamic-peace | $25.00 | 4/10/2011 2:56:42 PM |
| aldeed | $75.00 | 4/10/2011 3:13:54 PM |
| OmahaGuy | $75.00 | 4/10/2011 3:49:17 PM |
| red-power-pecan | $50.00 | 4/10/2011 3:55:10 PM |
| first-serene-credit | $25.00 | 4/10/2011 4:17:59 PM |
| SteelyMike | $86.19 | 4/10/2011 4:07:02 PM |
| jdwillcox | $200.00 | 4/10/2011 4:08:33 PM |
| supreme-hope | $25.00 | 4/10/2011 5:46:48 PM |
| QuidProQuo4u | $25.00 | 4/10/2011 6:05:10 PM |
| chungfang | $50.00 | 4/10/2011 6:26:51 PM |
| nycmichael | $100.00 | 4/10/2011 6:41:57 PM |
| Azonic21 | $25.00 | 4/10/2011 6:45:55 PM |
| zippy-interest | $25.00 | 4/10/2011 6:46:49 PM |
| ccclaireee333 | $25.00 | 4/10/2011 6:45:40 PM |
| jasonrun | $25.00 | 4/10/2011 6:56:14 PM |
| Jassi | $25.00 | 4/10/2011 8:22:35 PM |
| vigilance-spinner3 | $25.00 | 4/10/2011 7:17:17 PM |
| Land_on_your_feet | $36.57 | 4/10/2011 8:45:59 PM |
| adir1 | $25.00 | 4/10/2011 9:25:53 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:30 PM |
| brightest-luminous-cash9 | $50.00 | 4/10/2011 11:29:44 PM |
| jmb_lending | $100.00 | 4/10/2011 11:19:41 PM |
| gold-sushi | $25.00 | 4/11/2011 6:39:04 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:21 AM |
| worldly-money4 | $125.00 | 4/11/2011 7:51:10 AM |
| OKPapa | $25.00 | 4/11/2011 12:07:53 PM |
| CaliforniaSun | $25.00 | 4/11/2011 12:06:56 PM |
| credit-vinyl | $25.00 | 4/11/2011 1:33:52 PM |
| power-bluebird2 | $50.00 | 4/11/2011 2:33:08 PM |
| Walkingcowboy | $50.00 | 4/11/2011 2:29:33 PM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:50:26 PM |
| DaMoneyTree | $25.00 | 4/11/2011 4:27:49 PM |
| sanfordproud | $50.00 | 4/11/2011 4:47:03 PM |
| transparency-grasshopper | $50.00 | 4/11/2011 4:51:42 PM |
| bdloans | $50.00 | 4/11/2011 6:43:56 PM |
| greenback-ally | $50.00 | 4/11/2011 7:09:53 PM |
| LenderOnWheels | $25.00 | 4/11/2011 8:06:54 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:21:57 PM |
| green-planet-guy | $32.00 | 4/12/2011 1:26:52 AM |
| skuba | $25.00 | 4/12/2011 1:36:43 AM |
| ash135 | $25.00 | 4/11/2011 9:01:59 PM |
| -------Loaner | $50.00 | 4/11/2011 10:16:22 PM |
| fortytwo | $100.00 | 4/12/2011 1:49:32 AM |
| openness-prospector | $40.28 | 4/12/2011 2:44:51 AM |
| Ripsaw4U | $50.00 | 4/12/2011 1:59:21 AM |
| Dweeberkitty1 | $25.00 | 4/12/2011 2:46:44 AM |
| ClearLake | $25.00 | 4/12/2011 2:00:57 AM |
| visionary-currency | $50.00 | 4/12/2011 2:49:06 AM |
| greenback-guard | $25.00 | 4/12/2011 2:54:57 AM |
| macgeek | $25.00 | 4/12/2011 2:21:25 AM |
| SelectTrustLending | $25.00 | 4/12/2011 2:23:07 AM |
| ptjg | $50.00 | 4/12/2011 2:23:21 AM |
| Goodlender42 | $25.00 | 4/12/2011 2:23:31 AM |
| Tom579 | $50.00 | 4/12/2011 3:34:07 AM |
| lawyervon | $25.00 | 4/12/2011 2:30:35 AM |
| UT-Longhorn | $25.00 | 4/12/2011 2:41:02 AM |
| market-jam | $28.64 | 4/12/2011 2:46:15 AM |
| starry2001 | $25.00 | 4/12/2011 4:12:54 AM |
| handshake5 | $100.00 | 4/12/2011 2:55:07 AM |
| best-agreement-exchanger | $25.00 | 4/12/2011 4:41:05 AM |
| don8ter | $25.00 | 4/12/2011 2:49:45 AM |
| orange-dollar-guild | $25.00 | 4/12/2011 2:57:24 AM |
| tender-integrity3 | $46.58 | 4/12/2011 2:58:31 AM |
| rupee-artisan | $25.00 | 4/12/2011 2:52:53 AM |
| dinero-speaker | $25.00 | 4/12/2011 2:58:58 AM |
| velocity-solo | $25.00 | 4/12/2011 2:57:00 AM |
| studious-bonus7 | $100.00 | 4/12/2011 2:58:50 AM |
| Pasagam | $50.00 | 4/12/2011 3:34:24 AM |
| sgt-schultz | $25.00 | 4/12/2011 6:06:48 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:31:53 AM |
| jjb3 | $25.00 | 4/12/2011 3:39:52 AM |
| myduck | $75.00 | 4/12/2011 6:29:38 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:12 AM |
| gotyourgear | $50.00 | 4/12/2011 7:23:33 AM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
500048
This series of Notes was issued and sold upon the funding of the borrower loan #48511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,147.97 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $137.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,340 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sharp-value7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay my taxes on April 15th
Purpose of loan: to pay my taxes on April 15th
This loan will be used to...to pay my taxes on April 15th
My financial situation: very good. My company owes me $30,000 in backlog outstanding customer invoices and I'll been with the same company since 2004
I am a good candidate for this loan because...My credit history is important to me. Althought my income is over 100k I have had some big expenses this past year. I am putting my wife through medical school and we just finished our basement last summer (23,000 dollars.). My job is secure and I have a 1099 for the past 4 years to prove so.
Monthly net income: $ 1099 gross 12500.00
Monthly expenses: $8000
Housing: $mortage 2066
Insurance: $0 both cars are paid off
Car expenses: $ both cars are paid off
Utilities: $300
Phone, cable, internet: $450.00
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I have 1 mortgage only - no 2nd load - home value is $242,000 and mortgage balance is $221,000
(Mar-30-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Azonic21 | $25.00 | 3/29/2011 5:03:10 PM |
| caprirolito | $25.00 | 3/29/2011 8:33:21 PM |
| tech310 | $50.00 | 3/30/2011 2:29:28 AM |
| Bob450 | $25.00 | 3/30/2011 7:48:22 AM |
| CA-Lender | $25.00 | 3/31/2011 6:05:58 PM |
| zotzot | $25.00 | 3/31/2011 5:41:06 PM |
| ddoneday | $25.00 | 4/1/2011 6:06:51 PM |
| mcgovern2024 | $50.00 | 4/3/2011 10:43:21 PM |
| loanman2007 | $200.00 | 4/4/2011 2:04:34 PM |
| lean-ore9 | $25.00 | 4/4/2011 10:52:16 AM |
| 850 | $50.00 | 4/4/2011 7:38:35 PM |
| MrLoaner112 | $61.52 | 4/5/2011 2:13:47 PM |
| five-star-note | $72.60 | 4/5/2011 4:49:03 PM |
| Sudoku | $100.00 | 4/6/2011 7:45:35 PM |
| agile-vigilance8 | $100.00 | 4/7/2011 6:06:05 PM |
| nodebt2012 | $25.00 | 4/8/2011 6:41:44 AM |
| systematic-fairness1 | $25.39 | 4/8/2011 9:11:57 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:06 PM |
| Silverling6 | $25.00 | 4/11/2011 8:53:21 AM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:51:17 PM |
| transparency-grasshopper | $25.00 | 4/11/2011 5:12:33 PM |
| sgt-schultz | $25.00 | 4/12/2011 6:08:32 AM |
| wild-orange | $25.00 | 4/12/2011 11:35:58 AM |
| Bill88 | $25.00 | 4/12/2011 2:39:35 PM |
| shrewd-income | $84.97 | 4/12/2011 3:53:08 PM |
| worldly-money4 | $100.00 | 3/29/2011 5:05:11 PM |
| reflective-rupee | $500.33 | 3/29/2011 5:08:34 PM |
| HammerSmith | $25.97 | 3/29/2011 6:45:59 PM |
| lendstats_com | $200.00 | 3/31/2011 10:30:17 AM |
| MilitaryLending | $125.00 | 3/31/2011 4:32:29 PM |
| s_man1 | $50.00 | 4/4/2011 10:39:27 AM |
| well-mannered-income3 | $25.00 | 4/6/2011 1:07:00 PM |
| sturdy-peace9 | $52.00 | 4/6/2011 10:31:22 PM |
| JSCharter | $100.00 | 4/6/2011 7:19:51 PM |
| LuvToLend | $25.00 | 4/7/2011 11:46:51 AM |
| kristof2007 | $100.00 | 4/8/2011 9:37:22 AM |
| ore-dojo | $25.00 | 4/8/2011 9:40:44 AM |
| aquistoyraul | $25.00 | 4/8/2011 1:07:49 PM |
| brightest-income-hunter | $25.00 | 4/8/2011 5:32:53 PM |
| wise-benjamins-fortress | $25.00 | 4/8/2011 11:07:06 PM |
| amitraman | $25.00 | 4/10/2011 5:50:00 PM |
| emance | $50.00 | 4/10/2011 5:47:15 PM |
| CreditPal | $25.00 | 4/10/2011 6:20:46 PM |
| Toastmaster007 | $25.00 | 4/10/2011 7:01:16 PM |
| f4Tex | $25.00 | 4/11/2011 11:44:52 AM |
| mykkai | $25.00 | 4/11/2011 1:06:22 PM |
| Nerdster1 | $25.07 | 4/12/2011 4:28:33 AM |
| lender-inc | $30.12 | 4/12/2011 8:50:05 AM |
| YeoLenderSource | $45.00 | 4/12/2011 11:32:43 AM |
| benefit-molecule338 | $300.00 | 4/12/2011 10:48:43 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
500254
This series of Notes was issued and sold upon the funding of the borrower loan #48506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,258 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intelligent-fund291 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
humphrey
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the purpose of this loan? Why is your revolving debt so high? Thanks - reflective-rupee
A:
im married and my husband makes great money so my debt to income is really not that high. He just got transferred to another company so we have got 30 days between the next pay period. Thank you for your question :)
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/31/2011 5:04:38 PM |
| ingenious-deal6 | $25.00 | 3/31/2011 5:05:04 PM |
| favorite-commerce | $50.00 | 3/31/2011 5:03:21 PM |
| tech310 | $50.00 | 4/1/2011 2:19:23 AM |
| transparency-grasshopper | $25.00 | 4/1/2011 9:42:21 AM |
| CA-Lender | $50.00 | 3/31/2011 6:00:14 PM |
| 2grindstones | $25.00 | 4/1/2011 1:10:14 PM |
| reflective-rupee | $40.44 | 4/1/2011 10:56:30 AM |
| irrelevant | $25.00 | 4/2/2011 7:13:25 AM |
| worldly-money4 | $100.00 | 4/3/2011 5:07:37 AM |
| peso-aggregator | $25.00 | 4/3/2011 9:17:26 AM |
| money-bauble | $50.00 | 4/7/2011 4:17:14 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:33 PM |
| worthy-bid8 | $25.00 | 4/8/2011 5:37:11 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:38 PM |
| Dubbs360 | $25.00 | 4/12/2011 7:34:46 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:26 PM |
| Hokie83 | $25.00 | 4/12/2011 6:07:10 PM |
| green-liberty-thunder | $25.00 | 4/13/2011 12:18:16 AM |
| Easystreet | $25.00 | 4/13/2011 1:51:57 AM |
| RyanM561 | $25.00 | 4/13/2011 5:56:26 AM |
| bearden3 | $50.00 | 4/13/2011 6:23:34 AM |
| greencat | $50.00 | 4/13/2011 7:24:09 AM |
| shrewd-income | $50.00 | 4/13/2011 8:42:00 AM |
| Tylerh | $100.00 | 4/13/2011 9:54:57 AM |
| ghos2rider | $25.00 | 4/13/2011 10:42:58 AM |
| engaging-repayment8 | $25.00 | 4/13/2011 11:36:41 AM |
| Pitufo | $36.84 | 4/13/2011 12:01:21 PM |
| rcm87 | $92.93 | 4/13/2011 12:05:31 PM |
| CA-Lender | $25.04 | 4/13/2011 11:07:29 AM |
| nickel-launcher | $39.62 | 4/13/2011 12:18:41 PM |
| wesleys | $25.00 | 4/13/2011 12:24:07 PM |
| cornpop | $25.00 | 4/13/2011 12:17:39 PM |
| dudebrah | $25.00 | 4/13/2011 12:31:07 PM |
| 1randyp | $200.00 | 4/13/2011 11:56:34 AM |
| Only_Money | $25.00 | 4/13/2011 12:15:50 PM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:16:59 PM |
| ultimate-peace | $225.00 | 3/31/2011 5:09:05 PM |
| simplelender80 | $100.00 | 3/31/2011 5:03:03 PM |
| Malkial | $25.00 | 4/1/2011 10:34:55 AM |
| dpries123 | $25.00 | 4/2/2011 2:49:38 AM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:24:22 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:12 AM |
| thelovebug | $100.00 | 4/4/2011 3:32:57 PM |
| desertoasis | $25.00 | 4/4/2011 1:21:16 PM |
| mrxtravis | $25.00 | 4/4/2011 3:38:56 PM |
| velocity-motivator6 | $25.00 | 4/5/2011 6:09:33 PM |
| s_man1 | $50.00 | 4/7/2011 8:37:27 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:21 PM |
| dominickf | $50.00 | 4/8/2011 2:58:36 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:45 PM |
| apostle901 | $25.00 | 4/9/2011 12:21:46 PM |
| FirstBank | $50.00 | 4/9/2011 4:03:14 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:45 PM |
| lotuss4 | $50.00 | 4/9/2011 5:56:47 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:51 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:30 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:15 PM |
| Wellman | $50.00 | 4/11/2011 6:07:55 AM |
| FoosMaster | $25.00 | 4/11/2011 7:08:31 AM |
| symbiosis | $50.00 | 4/11/2011 2:57:20 PM |
| wwwUniversal | $25.00 | 4/12/2011 2:45:55 AM |
| JamesDewsbury | $25.00 | 4/12/2011 7:53:58 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:53 AM |
| lending-theory | $50.00 | 4/12/2011 10:16:50 AM |
| wild-orange | $50.00 | 4/12/2011 11:41:27 AM |
| w3alter | $44.94 | 4/12/2011 2:41:09 PM |
| kindness-venture1 | $25.00 | 4/12/2011 3:42:12 PM |
| jhernand17 | $25.00 | 4/12/2011 9:44:07 PM |
| titilsbie14 | $40.00 | 4/12/2011 10:54:22 PM |
| Moe87 | $25.07 | 4/13/2011 3:30:48 AM |
| benefit-position | $25.00 | 4/13/2011 6:13:49 AM |
| mrsp2e | $25.00 | 4/13/2011 7:43:04 AM |
| head | $25.00 | 4/13/2011 8:51:35 AM |
| master648 | $30.00 | 4/13/2011 9:25:05 AM |
| Bob450 | $25.00 | 4/13/2011 10:23:14 AM |
| lucrative-transparency0 | $25.00 | 4/13/2011 9:13:01 AM |
| reflective-rupee | $60.55 | 4/13/2011 11:25:14 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:49:35 AM |
| REASONABLE | $25.00 | 4/13/2011 11:57:20 AM |
| maximizer | $50.00 | 4/13/2011 12:18:46 PM |
| wealth-renaissance5 | $25.00 | 4/13/2011 12:21:09 PM |
| julijask | $50.00 | 4/13/2011 11:50:36 AM |
| trade-caper | $25.00 | 4/13/2011 12:24:29 PM |
| MapleLaker | $25.00 | 4/13/2011 11:56:20 AM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:25:34 PM |
| deal-enrichment063 | $25.00 | 4/13/2011 12:04:18 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:22:07 PM |
| worth-shower8 | $100.00 | 4/13/2011 12:26:08 PM |
| dedicated-principal | $59.57 | 4/13/2011 12:31:15 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
500326
This series of Notes was issued and sold upon the funding of the borrower loan #48521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $129.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 840-859 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,857 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-economist0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engineer getting back to work soon
Purpose of loan:
This loan will be used to take care of my financial obligations while I am waiting to get back to work. I was laid off from my job as an engineer with a government contractor in December 2010 but I have a tentative offer to work as an engineer for the federal government. I should be starting by the end of April 2011.
My financial situation:
I am a good candidate for this loan because I take my financial responsibilities very seriously. I have used my 401(K) funds from my previous employer to both cover my expenses and pay an attorney to represent me during my divorce. I have used all of my resources before requesting this loan, and I'm almost there.
Monthly net income: $1280 (unemployment)
Monthly expenses: $5300
Housing: $2356
Insurance: $110
Car expenses: $720
Utilities: $240
Phone, cable, internet: $270
Food, entertainment: $240
Clothing, household expenses: $50
Credit cards and other loans: $811
Other expenses: $389
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The total mortgage balance is about $244,000 and the market value according to zillow.com is about $180,000.
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Pasagam | $50.00 | 4/1/2011 9:40:42 AM |
| BxRealtor | $25.00 | 4/1/2011 9:10:12 AM |
| SimpleChoice | $25.00 | 4/1/2011 10:12:44 AM |
| patriot897 | $25.00 | 4/1/2011 10:16:51 AM |
| SecondChanceLendingSERV | $25.00 | 4/1/2011 9:11:56 AM |
| Math_Physics | $30.00 | 4/2/2011 12:00:33 PM |
| top-courteous-peso | $31.39 | 4/2/2011 4:26:27 AM |
| credit-coach118 | $25.00 | 4/2/2011 3:16:57 PM |
| atbright | $25.00 | 4/2/2011 4:38:52 PM |
| elated-cash | $27.50 | 4/4/2011 10:03:16 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:42 AM |
| goodcents | $25.00 | 4/7/2011 6:03:13 PM |
| c-gurista-5 | $25.00 | 4/8/2011 8:20:59 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:31 PM |
| frclmym | $50.00 | 4/8/2011 9:27:22 PM |
| Drewkeeper | $25.00 | 4/9/2011 3:08:31 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:14 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:01 PM |
| ProjectVenture | $25.00 | 4/10/2011 6:57:39 PM |
| dood2112 | $25.00 | 4/10/2011 8:58:20 PM |
| yield-seeker | $25.00 | 4/11/2011 8:36:58 AM |
| loot-heart | $25.00 | 4/11/2011 8:28:02 PM |
| radforj22 | $25.00 | 4/12/2011 8:06:49 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:57 AM |
| und-alum | $56.33 | 4/13/2011 9:23:29 AM |
| unequaled-pound | $25.00 | 4/13/2011 9:55:03 AM |
| NYBIZ | $42.31 | 4/13/2011 10:24:36 AM |
| run26miles | $60.12 | 4/13/2011 11:47:12 AM |
| West_End_Local | $25.00 | 4/13/2011 10:56:06 AM |
| deal-enrichment063 | $50.00 | 4/13/2011 11:54:02 AM |
| reflective-rupee | $25.55 | 4/13/2011 11:45:25 AM |
| kinetic-social | $30.00 | 4/13/2011 2:29:12 PM |
| Dandanrad | $25.00 | 4/13/2011 1:35:51 PM |
| grampy48 | $25.00 | 4/13/2011 12:30:19 PM |
| wizard750 | $25.00 | 4/13/2011 2:01:14 PM |
| high-five544 | $50.00 | 4/13/2011 3:08:59 PM |
| competent-p2p | $25.00 | 4/1/2011 9:49:05 AM |
| simplelender80 | $100.00 | 4/1/2011 9:10:02 AM |
| Zolton | $100.00 | 4/1/2011 9:10:24 AM |
| srilm | $25.00 | 4/1/2011 1:38:18 PM |
| PRGuyinVA | $50.00 | 4/1/2011 9:45:04 AM |
| skillful-asset5 | $30.00 | 4/1/2011 1:20:11 PM |
| goodhearted-basis4 | $25.00 | 4/2/2011 4:46:24 AM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:21 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:23 AM |
| hostbank | $100.00 | 4/6/2011 5:46:21 PM |
| five-star-justice | $25.00 | 4/6/2011 11:59:17 AM |
| loyalty-sherpa | $25.00 | 4/7/2011 10:54:51 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:47 PM |
| green-grower | $100.00 | 4/8/2011 5:46:11 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:48 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:35 PM |
| Tradesmanlender | $25.00 | 4/11/2011 7:02:36 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:49 PM |
| richboy56 | $25.00 | 4/11/2011 4:14:15 PM |
| DaMoneyTree | $25.00 | 4/11/2011 4:14:27 PM |
| enthralling-deal180 | $50.00 | 4/11/2011 4:47:17 PM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:38 AM |
| Earn_money | $25.00 | 4/12/2011 9:21:49 AM |
| SiebirdLending | $25.00 | 4/12/2011 10:22:15 AM |
| wild-orange | $50.00 | 4/12/2011 11:42:14 AM |
| panda14 | $25.00 | 4/12/2011 2:49:16 PM |
| fcukciti | $25.00 | 4/12/2011 6:13:36 PM |
| red-favorable-basis | $25.00 | 4/13/2011 9:08:48 AM |
| newest-finance-viola | $50.00 | 4/13/2011 9:48:56 AM |
| adventurous-treasure2 | $25.00 | 4/13/2011 11:37:54 AM |
| balance-warrior | $35.00 | 4/13/2011 11:03:20 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:05 AM |
| num1irish | $100.00 | 4/13/2011 11:43:44 AM |
| best-income-fertilizer | $100.00 | 4/13/2011 11:43:28 AM |
| ghos2rider | $25.00 | 4/13/2011 10:45:14 AM |
| soheagle | $32.74 | 4/13/2011 11:35:21 AM |
| lnrn | $31.98 | 4/13/2011 11:41:31 AM |
| jDavid | $214.14 | 4/13/2011 11:43:53 AM |
| julijask | $50.00 | 4/13/2011 12:01:32 PM |
| 6moonbeams | $25.00 | 4/13/2011 12:37:29 PM |
| aloantime07 | $25.00 | 4/13/2011 12:07:44 PM |
| Sealion | $50.00 | 4/13/2011 1:02:20 PM |
| guardian3 | $25.00 | 4/13/2011 1:51:57 PM |
| trident9 | $50.00 | 4/13/2011 5:43:16 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:01 PM |
| LARRY4NY | $25.00 | 4/13/2011 6:32:10 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
500356
This series of Notes was issued and sold upon the funding of the borrower loan #48553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $239.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1974 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,402 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| destiny6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Meghan12
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8,200
Monthly expenses: $6.200
Housing: $2,800
Insurance: $1,600
Car expenses: $245
Utilities: $500
Phone, cable, internet: $225
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description and a purpose for this loan. Thank you! - newest-funds-powerplant
A:
This loan is for some home improvements (furnance and air conditioner). Should you need any other information, please let me know.
(Apr-04-2011)
Q:
What is the purpose of this loan? Please explain your past delinquencies. Thanks - reflective-rupee
A:
This loan is for home improvements (furnance and air conditioner). Over five years ago I had over $88K in debt. I hired a debt solution managment company who developed a five-year pay back plan. I paid off all my debt with in three years and have had excellent credit since. My current credit score is 786.
(Apr-04-2011)
Q:
Please give a brief job description. - newest-funds-powerplant
A:
I am reponsible for the East Coast Operations for Bon Appetit Managment compqany representing $140 M, 53 accounts in sixteen states.
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/1/2011 9:08:32 AM |
| PRGuyinVA | $50.00 | 4/1/2011 9:45:03 AM |
| BxRealtor | $25.00 | 4/1/2011 9:10:14 AM |
| competent-p2p | $50.00 | 4/1/2011 9:47:06 AM |
| SimpleChoice | $25.00 | 4/1/2011 10:12:44 AM |
| Panna | $25.00 | 4/1/2011 12:37:52 PM |
| simplelender80 | $100.00 | 4/1/2011 9:10:04 AM |
| SecondChanceLendingSERV | $25.00 | 4/1/2011 9:11:02 AM |
| Pasagam | $50.00 | 4/1/2011 9:40:34 AM |
| BankOfShaun | $25.00 | 4/1/2011 9:41:13 AM |
| caring-hope2 | $100.00 | 4/1/2011 5:10:32 PM |
| jdrez | $25.00 | 4/1/2011 2:12:29 PM |
| Malkial | $25.00 | 4/1/2011 2:32:32 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:38 PM |
| atbright | $25.00 | 4/2/2011 4:38:54 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:19 AM |
| reflective-rupee | $44.44 | 4/4/2011 6:39:50 AM |
| mad-scientist0 | $25.00 | 4/5/2011 2:03:30 PM |
| a-finance-nirvana | $25.00 | 4/6/2011 3:50:08 AM |
| hostbank | $100.00 | 4/7/2011 9:58:11 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:33 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:50 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:17 PM |
| delicious-loan093 | $25.00 | 4/10/2011 10:52:14 AM |
| dood2112 | $25.00 | 4/11/2011 7:02:52 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:09 PM |
| zippy-revenue8 | $25.00 | 4/11/2011 5:22:11 PM |
| SiebirdLending | $25.00 | 4/12/2011 10:22:18 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:53:31 PM |
| jescowa | $50.00 | 4/12/2011 2:44:03 PM |
| radforj22 | $25.00 | 4/12/2011 3:37:58 PM |
| zippy-revenue8 | $25.00 | 4/13/2011 5:01:26 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:12 AM |
| Scotcha | $50.00 | 4/13/2011 11:51:05 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:50:33 AM |
| Jtomtom | $25.00 | 4/13/2011 11:50:59 AM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:19:13 PM |
| availableloan | $25.00 | 4/13/2011 12:06:34 PM |
| sentimental-silver7 | $25.00 | 4/13/2011 1:04:01 PM |
| loanman2007 | $75.00 | 4/13/2011 1:09:30 PM |
| djh47a | $25.00 | 4/13/2011 12:05:31 PM |
| wild-orange | $100.00 | 4/13/2011 12:19:56 PM |
| Whitey | $42.91 | 4/13/2011 12:24:40 PM |
| P2P4me | $200.00 | 4/13/2011 1:21:35 PM |
| important-ore | $150.00 | 4/13/2011 12:27:07 PM |
| dudebrah | $25.00 | 4/13/2011 12:29:00 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:30:22 PM |
| raisingophelia | $50.00 | 4/13/2011 12:46:25 PM |
| financelover | $50.00 | 4/13/2011 12:50:17 PM |
| Erasma | $25.00 | 4/13/2011 3:15:58 PM |
| 6moonbeams | $50.00 | 4/13/2011 5:25:40 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:13 PM |
| mistertao | $25.00 | 4/13/2011 9:41:56 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:36 AM |
| wwwUniversal | $25.00 | 4/14/2011 2:36:00 AM |
| MTGuy | $64.00 | 4/14/2011 9:01:14 AM |
| Lam0nt | $25.00 | 4/14/2011 7:42:22 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:23 AM |
| ctav01 | $50.00 | 4/14/2011 9:47:13 AM |
| lokiswolf | $27.00 | 4/14/2011 9:47:42 AM |
| jjb3 | $25.00 | 4/14/2011 9:48:37 AM |
| peace-maximizer8 | $25.00 | 4/14/2011 9:59:33 AM |
| friendly-moola0 | $500.00 | 4/14/2011 9:09:37 AM |
| Chauncey_Gardener | $50.00 | 4/14/2011 9:22:15 AM |
| gold-sushi | $25.00 | 4/14/2011 9:47:02 AM |
| knowledgeable-note6 | $25.00 | 4/14/2011 9:47:27 AM |
| nestegg4e | $25.00 | 4/14/2011 9:59:21 AM |
| Zolton | $100.00 | 4/1/2011 9:10:28 AM |
| patriot897 | $25.00 | 4/1/2011 10:16:51 AM |
| srilm | $25.00 | 4/1/2011 1:38:16 PM |
| vutah | $25.00 | 4/2/2011 9:51:43 AM |
| Samvega | $50.00 | 4/4/2011 9:54:33 AM |
| newest-funds-powerplant | $50.00 | 4/4/2011 11:58:59 PM |
| indomitable-coin | $25.00 | 4/5/2011 2:03:34 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:26 AM |
| kristl | $25.00 | 4/6/2011 7:31:13 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 10:05:32 AM |
| loyalty-sherpa | $25.00 | 4/7/2011 5:43:27 PM |
| Azonic21 | $25.00 | 4/7/2011 5:45:34 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:48 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:05 PM |
| finance-symphony7 | $25.00 | 4/10/2011 4:16:22 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:37 PM |
| Tradesmanlender | $25.00 | 4/11/2011 7:02:38 AM |
| yield-seeker | $25.00 | 4/11/2011 8:36:59 AM |
| enthralling-deal180 | $50.00 | 4/11/2011 4:49:45 PM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:40 AM |
| loot-heart | $25.00 | 4/12/2011 8:07:29 AM |
| bradfid | $25.00 | 4/12/2011 10:32:40 AM |
| investor-007 | $200.00 | 4/12/2011 5:00:06 PM |
| Lender0010 | $50.00 | 4/13/2011 12:22:20 AM |
| loyalist1 | $250.00 | 4/13/2011 7:18:56 AM |
| Hotrod52 | $26.50 | 4/13/2011 8:13:51 AM |
| julijask | $50.00 | 4/13/2011 12:00:09 PM |
| ORteacher | $50.00 | 4/13/2011 12:01:17 PM |
| wealth-renaissance5 | $25.00 | 4/13/2011 12:21:57 PM |
| reflective-rupee | $200.55 | 4/13/2011 11:49:00 AM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:24:18 PM |
| trade-caper | $25.00 | 4/13/2011 12:25:02 PM |
| Boom00 | $60.00 | 4/13/2011 12:01:24 PM |
| grampy48 | $25.00 | 4/13/2011 12:30:21 PM |
| openness-wind8 | $65.16 | 4/13/2011 12:48:18 PM |
| cloud8 | $150.00 | 4/13/2011 12:18:48 PM |
| newest-generous-income | $30.00 | 4/13/2011 12:53:38 PM |
| interstellar | $50.00 | 4/13/2011 12:58:37 PM |
| agalt | $75.00 | 4/13/2011 1:12:26 PM |
| guardian3 | $40.00 | 4/13/2011 1:42:13 PM |
| Loan_Some_Money | $25.00 | 4/13/2011 12:35:24 PM |
| GElender | $75.00 | 4/13/2011 12:36:06 PM |
| fairness-carrier | $500.00 | 4/13/2011 1:47:41 PM |
| tranquil-ore4 | $25.00 | 4/13/2011 1:52:20 PM |
| power-rotation7 | $25.00 | 4/13/2011 3:31:11 PM |
| jdl424 | $35.00 | 4/13/2011 2:07:30 PM |
| fcukciti | $25.00 | 4/13/2011 5:20:36 PM |
| trident9 | $50.00 | 4/13/2011 5:43:18 PM |
| finance-symphony7 | $25.00 | 4/13/2011 6:06:47 PM |
| catterpillar | $50.00 | 4/14/2011 12:14:25 AM |
| syounker | $25.00 | 4/13/2011 7:07:33 PM |
| credit-kahuna | $50.00 | 4/14/2011 9:37:46 AM |
| petsheep | $25.00 | 4/14/2011 9:43:08 AM |
| Eagledrop | $25.00 | 4/14/2011 10:00:05 AM |
| contract-victor5 | $50.00 | 4/14/2011 9:20:59 AM |
| Bill88 | $25.00 | 4/14/2011 9:35:28 AM |
| wealth-pizza | $25.46 | 4/14/2011 9:46:19 AM |
| ranstlin | $25.00 | 4/14/2011 9:48:29 AM |
| Kessler | $32.00 | 4/14/2011 9:45:36 AM |
| Shirts | $271.34 | 4/14/2011 10:07:51 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
500360
This series of Notes was issued and sold upon the funding of the borrower loan #48544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 4m |
|
Amount delinquent:
| $230 |
Total credit lines:
| 9 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,396 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rupee-bada-bing4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repair
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/31/2011 9:05:34 AM |
| ingenious-deal6 | $25.00 | 3/31/2011 9:06:46 AM |
| ultimate-peace | $150.00 | 3/31/2011 9:09:25 AM |
| CA-Lender | $100.00 | 3/31/2011 6:03:53 PM |
| simplelender80 | $200.00 | 3/31/2011 9:03:46 AM |
| diplomatic-wealth7 | $25.00 | 4/2/2011 12:51:08 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:57:53 AM |
| Evolver | $30.40 | 4/5/2011 1:28:21 AM |
| economy-producer | $25.00 | 4/8/2011 10:08:36 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:40 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:23 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:29 PM |
| Wellman | $50.00 | 4/11/2011 6:07:50 AM |
| glenium | $25.00 | 4/11/2011 10:17:43 AM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:38 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:22 PM |
| BARNAPAS | $25.00 | 4/11/2011 3:34:45 PM |
| vutah | $25.00 | 4/11/2011 4:16:17 PM |
| w3alter | $100.00 | 4/11/2011 4:49:59 PM |
| Tylerh | $100.00 | 4/11/2011 4:57:46 PM |
| Easystreet | $25.00 | 4/11/2011 5:17:18 PM |
| wwwUniversal | $25.00 | 4/12/2011 2:45:45 AM |
| drb4ever | $25.00 | 4/12/2011 11:02:25 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:18 PM |
| Hokie83 | $50.00 | 4/12/2011 6:07:06 PM |
| Ocean713 | $50.00 | 4/13/2011 9:23:57 AM |
| arzan | $145.00 | 4/13/2011 11:51:43 AM |
| Pu239 | $60.00 | 4/14/2011 12:06:58 AM |
| amusement4 | $50.00 | 4/13/2011 8:11:50 PM |
| Hanalei712 | $50.00 | 4/13/2011 10:31:47 PM |
| virujava | $25.00 | 4/13/2011 11:12:52 PM |
| well-rounded-payout0 | $50.00 | 3/31/2011 9:04:16 AM |
| worldly-money4 | $150.00 | 4/1/2011 5:07:30 AM |
| thelovebug | $100.00 | 4/1/2011 1:18:10 PM |
| Eric_Gagne | $25.00 | 4/3/2011 2:13:54 PM |
| velocity-motivator6 | $25.00 | 4/5/2011 5:26:22 PM |
| money-bauble | $50.00 | 4/7/2011 4:17:06 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:10 PM |
| worthy-bid8 | $25.00 | 4/8/2011 2:29:06 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:28 PM |
| FASTIZIO_P | $25.00 | 4/8/2011 5:22:00 PM |
| Dubbs360 | $25.00 | 4/8/2011 5:30:38 PM |
| finance-prescription | $50.00 | 4/9/2011 7:43:38 AM |
| apostle901 | $25.00 | 4/9/2011 12:21:39 PM |
| FirstBank | $50.00 | 4/9/2011 4:03:10 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:41 PM |
| nerdfactor | $25.00 | 4/10/2011 10:34:58 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:15 PM |
| ah-long | $25.00 | 4/11/2011 5:17:02 PM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:48 AM |
| SV-AZ | $25.00 | 4/12/2011 6:18:22 PM |
| money-fort | $25.00 | 4/12/2011 9:54:29 PM |
| supersarah61 | $25.00 | 4/13/2011 9:26:06 AM |
| patriot897 | $25.00 | 4/13/2011 5:26:49 PM |
| the-profit-oracle | $25.00 | 4/13/2011 5:27:21 PM |
| scarlet-velvet | $25.00 | 4/13/2011 5:09:04 PM |
| vegaslender88 | $50.00 | 4/13/2011 11:27:04 PM |
| EarlyRiser | $171.48 | 4/14/2011 1:43:51 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
500366
This series of Notes was issued and sold upon the funding of the borrower loan #48517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,985.41 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $380.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,798 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-deal-ecstasy |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
398,000 first mortgage only. I don't have a second. I have a subject to appraisal at 585,000
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/31/2011 9:05:36 AM |
| ingenious-deal6 | $25.00 | 3/31/2011 9:06:49 AM |
| competent-p2p | $25.00 | 3/31/2011 11:01:40 AM |
| reflective-rupee | $1,500.33 | 3/31/2011 9:54:10 AM |
| careful-compassion | $25.00 | 4/1/2011 11:38:40 AM |
| 1-HARD-HEAD | $100.10 | 4/2/2011 6:34:42 AM |
| cbivitz | $300.00 | 4/3/2011 6:39:35 AM |
| mrsp2e | $25.00 | 4/2/2011 4:41:07 PM |
| peso-aggregator | $25.00 | 4/3/2011 9:15:53 AM |
| loss-of-control | $150.00 | 4/3/2011 1:34:51 PM |
| diplomatic-wealth7 | $25.00 | 4/2/2011 4:36:18 PM |
| mcgovern2024 | $200.00 | 4/3/2011 10:49:53 PM |
| loanman2007 | $50.00 | 4/3/2011 6:16:25 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:57:23 AM |
| nickel-hickory | $25.00 | 4/5/2011 5:13:22 PM |
| WMY-Investor | $100.00 | 4/7/2011 12:18:56 PM |
| Bob450 | $25.00 | 4/7/2011 5:29:27 PM |
| intrepid-loot | $25.00 | 4/8/2011 5:17:39 AM |
| worthy-bid8 | $25.00 | 4/8/2011 2:47:35 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:38 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:43 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:42 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:25 PM |
| rapid-currency | $50.00 | 4/10/2011 8:00:14 PM |
| Wellman | $50.00 | 4/11/2011 6:07:51 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:27 PM |
| otto1939 | $51.00 | 4/11/2011 7:49:58 PM |
| PleaseDontDefault | $50.00 | 4/12/2011 6:15:08 AM |
| capital-galaxy | $50.00 | 4/12/2011 7:41:51 AM |
| worldly-money4 | $1,350.00 | 4/12/2011 9:26:17 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:49 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:22 PM |
| best-generosity-financier | $25.00 | 4/12/2011 7:37:55 PM |
| Hokie83 | $50.00 | 4/12/2011 6:07:07 PM |
| capital-galaxy | $25.00 | 4/13/2011 4:48:35 AM |
| mlj0671 | $25.00 | 4/13/2011 7:08:16 AM |
| ah-long | $25.00 | 4/13/2011 9:23:36 AM |
| vigorous-market5 | $200.00 | 4/13/2011 1:13:35 PM |
| shrewd-income | $100.00 | 4/13/2011 2:53:55 PM |
| platinum-cargo | $25.71 | 4/13/2011 3:49:02 PM |
| Ocean713 | $50.00 | 4/13/2011 5:23:00 PM |
| Jerhaus | $25.00 | 4/13/2011 11:01:42 PM |
| market-pudding | $25.00 | 4/13/2011 8:01:39 PM |
| amusement4 | $50.00 | 4/13/2011 8:11:50 PM |
| tech310 | $50.00 | 4/14/2011 2:37:51 AM |
| the-profit-oracle | $25.00 | 4/14/2011 2:38:08 AM |
| Lam0nt | $25.00 | 4/14/2011 7:48:31 AM |
| buffalobills | $25.00 | 4/14/2011 7:36:55 AM |
| reward-adventure | $50.00 | 4/14/2011 8:21:48 AM |
| simplelender80 | $200.00 | 3/31/2011 9:03:47 AM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 9:36:57 AM |
| JustMee | $25.00 | 4/1/2011 2:55:42 AM |
| worldly-money4 | $150.00 | 4/1/2011 10:15:16 AM |
| skillful-asset5 | $30.00 | 4/1/2011 1:24:11 PM |
| thelovebug | $100.00 | 4/1/2011 1:18:11 PM |
| kindness-launcher | $3,000.00 | 4/1/2011 7:19:38 PM |
| transformer855 | $25.00 | 4/1/2011 7:23:16 PM |
| ready-interest9 | $25.00 | 4/1/2011 7:25:22 PM |
| tnjohnso | $25.00 | 4/4/2011 3:32:59 PM |
| DasMula | $57.00 | 4/4/2011 4:43:55 PM |
| Gibbyland | $100.00 | 4/4/2011 5:19:32 PM |
| Nerdster1 | $30.05 | 4/4/2011 2:22:21 PM |
| income-awakening6 | $25.00 | 4/4/2011 7:37:25 PM |
| malomar66 | $43.32 | 4/5/2011 10:44:13 AM |
| exchange-upholder0 | $25.00 | 4/5/2011 11:43:45 PM |
| 1-HARD-HEAD | $25.50 | 4/5/2011 4:36:01 PM |
| well-mannered-income3 | $70.00 | 4/6/2011 7:33:05 PM |
| money-bauble | $50.00 | 4/7/2011 4:17:09 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:15 PM |
| open-minded-fund9 | $57.40 | 4/7/2011 5:06:43 PM |
| focused-asset8 | $750.00 | 4/7/2011 2:05:39 PM |
| Rogelio48 | $40.00 | 4/7/2011 4:33:22 PM |
| deepinvegas | $200.00 | 4/7/2011 8:45:32 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:29 PM |
| apostle901 | $25.00 | 4/9/2011 12:21:41 PM |
| FirstBank | $50.00 | 4/9/2011 4:03:11 PM |
| Dubbs360 | $25.00 | 4/10/2011 7:53:32 AM |
| important-openness1 | $50.00 | 4/10/2011 10:12:31 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:07 PM |
| finance-solo | $25.00 | 4/11/2011 6:01:47 AM |
| symbiosis | $50.00 | 4/11/2011 2:57:17 PM |
| w3alter | $100.00 | 4/11/2011 4:57:37 PM |
| Tylerh | $100.00 | 4/11/2011 5:20:25 PM |
| beakerfish | $100.00 | 4/11/2011 7:10:38 PM |
| dynamic-capital | $25.00 | 4/12/2011 12:40:54 AM |
| rockhound84 | $25.00 | 4/12/2011 2:26:40 AM |
| wwwUniversal | $25.00 | 4/12/2011 2:45:48 AM |
| jules3304 | $25.00 | 4/12/2011 6:30:08 AM |
| durability-halibut | $25.00 | 4/12/2011 6:48:34 PM |
| Rogesparkguy | $25.00 | 4/13/2011 7:25:07 AM |
| RyanM561 | $25.00 | 4/13/2011 6:04:29 AM |
| shrewd-income | $300.00 | 4/13/2011 8:33:24 AM |
| finance-prescription | $50.00 | 4/13/2011 5:26:38 PM |
| asset-professor | $50.00 | 4/13/2011 5:26:43 PM |
| supersarah61 | $25.00 | 4/13/2011 5:23:38 PM |
| capital-galaxy | $25.00 | 4/14/2011 4:00:35 AM |
| gold-awakening7 | $30.00 | 4/14/2011 7:56:10 AM |
| newest-reliable-velocity | $50.00 | 4/14/2011 8:27:04 AM |
| cash-cymbal3 | $25.00 | 4/14/2011 6:51:01 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
500582
This series of Notes was issued and sold upon the funding of the borrower loan #48528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 11y 11m |
|
Amount delinquent:
| $135 |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momentous-treasure |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan: Personal
This loan will be used to...Consolidate bills
My financial situation: Currently employed and looking for another source of income
I am a good candidate for this loan because...Work at current location for 10 plus years and want to be out of debt and currently looking for other employmnet to help
Monthly net income: $1600
Monthly expenses: 150
Housing: $724
Insurance: $ 40
Car expenses: $100
Utilities: $80
Phone, cable, internet: $80
Food, entertainment: $20
Clothing, household expenses: $25
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Your profile mentions a current delinquency and five others in the past. Would you describe them please? - intrepid-loot
A:
My current delenquincy is on credit card issude by my bank with this loan i would be able to pay down the amount and not be delinquent
(Apr-03-2011)
Q:
What bills do you want to consolidate? Your credit profile indicates you have no debt whatsoever. - intrepid-loot
A:
I have closed creit cards accounts that i am paying on and trying to end an one payday loan
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 4/1/2011 6:31:46 PM |
| reflective-rupee | $44.44 | 4/1/2011 5:17:39 PM |
| w3alter | $100.00 | 4/1/2011 5:19:17 PM |
| Fire2 | $25.00 | 4/2/2011 2:06:52 AM |
| irrelevant | $25.00 | 4/2/2011 7:12:48 AM |
| flwah | $25.00 | 4/2/2011 3:40:44 AM |
| feedpaulyfaster | $25.00 | 4/1/2011 5:18:46 PM |
| BradP | $25.00 | 4/2/2011 6:10:22 AM |
| responsible-worth113 | $35.00 | 4/1/2011 7:56:34 PM |
| Artist_Blue | $25.00 | 4/2/2011 2:30:51 AM |
| gain-gourd | $75.00 | 4/2/2011 1:39:37 PM |
| a-finance-nirvana | $25.00 | 4/2/2011 4:47:57 AM |
| thankful-nickel2 | $25.00 | 4/2/2011 3:55:17 PM |
| TripleNickle | $25.55 | 4/3/2011 5:08:17 PM |
| wild-orange | $25.00 | 4/2/2011 3:04:24 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:55:13 AM |
| Makingitrain | $25.00 | 4/4/2011 10:18:15 AM |
| Eric_Gagne | $25.00 | 4/3/2011 2:11:51 PM |
| palace2 | $50.00 | 4/4/2011 2:33:26 PM |
| well-rounded-payout0 | $50.00 | 4/1/2011 5:05:28 PM |
| Comoparklender | $50.00 | 4/1/2011 5:18:10 PM |
| worldly-money4 | $100.00 | 4/1/2011 5:34:05 PM |
| SecondChanceLendingSERV | $25.00 | 4/1/2011 7:08:28 PM |
| nowits10 | $32.01 | 4/2/2011 2:52:32 AM |
| simplelender80 | $100.00 | 4/1/2011 5:03:14 PM |
| ingenious-deal6 | $25.00 | 4/1/2011 5:05:55 PM |
| pollyana | $50.00 | 4/2/2011 4:16:49 AM |
| Rob717171 | $50.00 | 4/2/2011 10:15:58 AM |
| Starfin-Capital-Management | $50.00 | 4/2/2011 12:07:29 PM |
| suave-dime6 | $25.00 | 4/2/2011 8:11:08 AM |
| mrxtravis | $25.00 | 4/1/2011 6:32:25 PM |
| rhightower003 | $50.00 | 4/1/2011 7:17:54 PM |
| tech310 | $50.00 | 4/2/2011 3:42:15 AM |
| JGB | $85.76 | 4/2/2011 3:58:08 AM |
| peso-aggregator | $25.00 | 4/3/2011 9:18:41 AM |
| dudebrah | $25.00 | 4/2/2011 12:13:37 PM |
| VJ_Financial | $25.00 | 4/2/2011 8:56:44 PM |
| kulender | $50.00 | 4/2/2011 12:43:01 PM |
| Rosencranz | $25.00 | 4/3/2011 9:34:22 AM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:48:23 AM |
| ethicalhumanist | $25.00 | 4/4/2011 12:01:26 PM |
| glenium | $25.00 | 4/4/2011 2:59:27 AM |
| s_man1 | $25.00 | 4/4/2011 9:18:32 AM |
| millionaireat40 | $50.00 | 4/4/2011 9:51:00 AM |
| desertoasis | $25.00 | 4/4/2011 1:20:54 PM |
| sirchacha | $177.24 | 4/4/2011 3:10:03 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
500958
This series of Notes was issued and sold upon the funding of the borrower loan #48520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $167.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,431 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| disummit |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 66% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Sep-2007)
|
|
Principal balance:
| $0.09 |
31+ days late:
| 11
( 31% )
|
|
Total payments billed:
| 35 | | |
Description
Credit card consolidation
Purpose of loan:
This loan will be used to...Pay off 3 small credit cards
My financial situation:
I am a good candidate for this loan because... This is my second Prosper loan. I was laid off and changed careers during that time and I requested a deferment for three months. Prosper agreed and I made partial Payments on time. For the 3 months after that I continued making payments. Prosper documents some of my payments as being late. I disputed this to them, they agreed with me but there is nothing they can do.The computer counts them as late. Currently I am rebuilding my credit file after having a mortgage short sale over a year ago. I can make this payment very easily.
Monthly net income: $6600
Monthly expenses: $3790
Housing: $1000
Insurance: $200
Car expenses: $1250
Utilities: $160
Phone, cable, internet: $130
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
what are the balances/interest rates on the cards you want to consolidate? - Barrayaran
A:
$1300, 21.99% / $ 950, 26.99% / $1000, 24.99% / oh and my dell card is at $28.99% with a $2900 Bal. . By consolodating these in to 1 loan and paying off as many as i can with the cash will be easier and make my score climb faster. I plan on paying this loan off early. I make approx 6600 net month( I can prove this) with approx 3800 in total expenses. Hope this helps.
(Apr-09-2011)
Q:
Comparing your delinquencies from your last loan and they have gone up considerably - 27 in total. Can you expalin? How can you quarentee you will not default with this prosper loan? - Steffy1976
A:
I had to short sell our home due to a failed business venture, due to the housing market/economy. Even though I was without decent income, I was able to keep current on ALL my other obligations, including my previous prosper loan. Which I paid off on time. As far as guarentees, I cant Guarantee you anything, but I do have a very stable Job With a Medical Device Company with a 100K income that I can prove. Also a 401k plan worth 52000 that i can take a loan out any time if i get in a bind.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $35.00 | 4/7/2011 5:17:59 PM |
| SolarMoonshine | $50.00 | 4/7/2011 5:52:46 PM |
| DHolly | $25.00 | 4/7/2011 5:11:14 PM |
| value-allocator1 | $100.00 | 4/7/2011 5:31:25 PM |
| reflective-rupee | $44.44 | 4/7/2011 6:02:14 PM |
| ingenious-deal6 | $25.00 | 4/7/2011 5:29:51 PM |
| hookUup | $25.00 | 4/8/2011 6:32:51 AM |
| competent-p2p | $35.00 | 4/8/2011 7:36:15 AM |
| thelovebug | $100.00 | 4/8/2011 1:27:53 PM |
| marwadi-62 | $300.00 | 4/8/2011 1:58:26 PM |
| chameleon125 | $25.00 | 4/8/2011 8:10:33 PM |
| return-grizzly | $100.00 | 4/10/2011 8:08:07 AM |
| peso-aggregator | $25.00 | 4/10/2011 8:10:44 AM |
| hillerod | $25.10 | 4/10/2011 11:17:57 AM |
| nerdfactor | $25.00 | 4/10/2011 10:38:32 PM |
| bobd32 | $25.00 | 4/11/2011 7:52:18 AM |
| lendstats_com | $200.00 | 4/12/2011 1:07:50 AM |
| CoolPlexer | $25.00 | 4/12/2011 9:23:06 PM |
| frogperson | $50.00 | 4/13/2011 9:43:22 AM |
| DrunkenMic | $25.00 | 4/13/2011 6:49:56 PM |
| investment-habanero8 | $100.00 | 4/14/2011 3:59:53 AM |
| obedient-penny4 | $25.00 | 4/14/2011 7:08:40 AM |
| bullwink27 | $25.00 | 4/14/2011 3:27:51 AM |
| greencat | $50.00 | 4/14/2011 7:26:01 AM |
| quick | $50.00 | 4/14/2011 4:25:38 AM |
| bunnybear | $25.00 | 4/14/2011 8:42:36 AM |
| immaculate-treasure | $25.00 | 4/14/2011 9:02:00 AM |
| 113121 | $25.00 | 4/14/2011 6:30:30 AM |
| grampy48 | $60.00 | 4/14/2011 6:39:32 AM |
| jmb_lending | $50.00 | 4/14/2011 7:13:21 AM |
| a-restless-dollar | $25.00 | 4/14/2011 6:48:32 AM |
| shrewd-income | $100.00 | 4/14/2011 7:29:28 AM |
| bold-direct-asset | $34.44 | 4/14/2011 7:48:18 AM |
| golffish2 | $25.00 | 4/14/2011 8:59:46 AM |
| cbivitz | $190.00 | 4/14/2011 9:15:32 AM |
| Leshan | $218.94 | 4/14/2011 9:20:11 AM |
| seabassx | $25.00 | 4/14/2011 6:32:25 AM |
| diplomatic-wealth7 | $25.00 | 4/7/2011 5:30:00 PM |
| simplelender80 | $150.00 | 4/7/2011 5:16:54 PM |
| jhouman | $25.00 | 4/7/2011 5:23:21 PM |
| mrxtravis | $25.00 | 4/7/2011 5:33:03 PM |
| suave-dime6 | $25.00 | 4/7/2011 5:25:11 PM |
| golffish2 | $25.00 | 4/8/2011 3:58:20 AM |
| Mikale360 | $25.00 | 4/8/2011 6:34:26 AM |
| Bob450 | $25.00 | 4/8/2011 10:19:23 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:37:15 PM |
| UCLA4life | $25.00 | 4/9/2011 2:30:25 AM |
| spiff666 | $25.00 | 4/9/2011 4:33:02 PM |
| autonomous-truth | $50.00 | 4/10/2011 11:47:01 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:29 PM |
| Rogelio48 | $25.00 | 4/10/2011 6:49:38 PM |
| zotzot | $25.44 | 4/12/2011 5:19:51 AM |
| Steffy1976 | $26.25 | 4/12/2011 10:19:32 PM |
| bluehen00 | $32.80 | 4/14/2011 5:18:13 AM |
| itskarma | $50.00 | 4/14/2011 6:30:08 AM |
| secureincome | $400.00 | 4/14/2011 7:42:36 AM |
| principal-laser | $27.48 | 4/14/2011 5:11:18 AM |
| BankOfShaun | $40.26 | 4/14/2011 5:53:00 AM |
| motivator72 | $25.00 | 4/14/2011 5:01:37 AM |
| jmb_lending | $100.00 | 4/14/2011 7:13:02 AM |
| reflective-rupee | $75.55 | 4/14/2011 7:22:55 AM |
| FarmersBank | $28.26 | 4/14/2011 7:17:50 AM |
| investment-artist | $25.00 | 4/14/2011 8:02:08 AM |
| CA-Lender | $25.04 | 4/14/2011 8:29:34 AM |
| money-fort | $25.00 | 4/14/2011 8:30:29 AM |
| fund-tom-tom6 | $125.96 | 4/14/2011 8:42:33 AM |
| sweetlan | $25.04 | 4/14/2011 8:48:38 AM |
| mpatrick | $25.00 | 4/14/2011 9:06:23 AM |
| analyst123 | $25.00 | 4/14/2011 9:05:47 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
501010
This series of Notes was issued and sold upon the funding of the borrower loan #48527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $356.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,507 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restaurantuer |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
800-819
(Feb-2010)
|
|
Principal balance:
| $485.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Equipment Purchase for Business
Purpose of loan:
This loan will be used to... Pay for a new Rotisserie/Bakery Oven.
My financial situation: I have paid off my Personal Truck and I have paid off two of my Credit Cards. I am trying to establish credit with Prosper account also. I have paid off my personal loan through prosper in 10 months. I will have this paid of in 18 months.
I am a good candidate for this loan because I am very responsible and my credit score and payment history should be good evidence of this.
I am a small restaurant operator in need of new ovens.
Monthly net income: $45500.00 Personal
Monthly expenses: $ 250.00
Housing: $1100.00
Insurance: $65.00
Car expenses: $0
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Great Question, The total home worth is $150,500.00 as per zillow.com and amount owed is $99800.00. We have paid for this home for 10 years. No second on the home. Thanks for asking.
(Apr-07-2011)
Q:
Your monthly income is stated as $45,500. Is there an extra zero in there? Should it really be $4,500? Also, how long has the restaurant been in business and what was your total revenue and net income after expenses last year? - orange-impartial-asset
A:
Sorry, that is how much annually I made last year. My wife made $16,000.00 last year. Monthly income both of us personally was $5000.00 less taxes equals $3600.00 a month. The restaurant has been around since 1985 and I purchased it in July,2002. The store was doing less than $900K before I purchased it. I have been positive sales growth for every year except 2008, (down 2% that year)
The Annual sales were almost $1.6M and bottom line was $23K. for 2010. Thanks for the questions. Ron
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 4/7/2011 9:03:54 AM |
| atbright | $25.00 | 4/7/2011 9:06:48 AM |
| DasMula | $57.00 | 4/7/2011 9:10:03 AM |
| top-courteous-peso | $50.00 | 4/7/2011 9:04:33 AM |
| BxRealtor | $25.00 | 4/7/2011 9:07:17 AM |
| 888GoldIngots | $25.00 | 4/7/2011 12:25:36 PM |
| r48 | $72.00 | 4/7/2011 4:21:13 PM |
| Row2010 | $25.00 | 4/7/2011 10:13:05 AM |
| kindness-launcher | $1,600.00 | 4/7/2011 5:17:48 PM |
| p2ploan-sensation211 | $25.00 | 4/7/2011 7:24:48 PM |
| rate-hickory | $25.00 | 4/7/2011 8:28:04 PM |
| competent-p2p | $50.00 | 4/8/2011 7:43:14 AM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:30:13 PM |
| integrity-doctor | $100.00 | 4/10/2011 9:41:15 AM |
| Mariner3605 | $25.00 | 4/10/2011 6:43:01 PM |
| yield-seeker | $25.00 | 4/11/2011 8:38:10 AM |
| focused-asset8 | $1,000.00 | 4/11/2011 12:47:15 PM |
| loyalty-czar | $50.00 | 4/11/2011 2:56:13 PM |
| iamdoug | $25.00 | 4/11/2011 4:10:55 PM |
| bold-durability-drum | $50.00 | 4/11/2011 5:28:22 PM |
| simplelender80 | $100.00 | 4/11/2011 6:27:45 PM |
| capital-motion0 | $300.00 | 4/11/2011 10:23:37 PM |
| tntmojave | $35.35 | 4/12/2011 2:40:58 AM |
| selector568 | $200.00 | 4/12/2011 6:41:56 AM |
| eagle1271 | $30.00 | 4/12/2011 6:54:26 AM |
| persistent-bazaar | $50.00 | 4/12/2011 8:12:20 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:39:03 AM |
| Dandanrad | $25.00 | 4/12/2011 12:32:36 PM |
| Imaginos1892 | $100.00 | 4/12/2011 8:06:21 PM |
| social-comet7 | $25.00 | 4/13/2011 4:00:35 PM |
| vigorous-market5 | $200.00 | 4/13/2011 2:52:06 PM |
| benefit-trident | $25.00 | 4/13/2011 5:17:24 PM |
| vine99 | $90.00 | 4/13/2011 10:04:36 PM |
| CaliforniaSun | $25.00 | 4/14/2011 7:49:00 AM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:05 AM |
| reflective-rupee | $500.55 | 4/14/2011 7:17:26 AM |
| secureincome | $1,975.00 | 4/14/2011 7:43:40 AM |
| JustMee | $25.00 | 4/7/2011 11:47:01 AM |
| reflective-rupee | $44.44 | 4/7/2011 12:41:55 PM |
| Zolton | $100.00 | 4/7/2011 9:06:36 AM |
| patriot897 | $25.00 | 4/7/2011 6:11:59 PM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:26:49 PM |
| samo102us | $25.00 | 4/7/2011 12:54:30 PM |
| sflash | $25.00 | 4/7/2011 6:34:58 PM |
| orange-impartial-asset | $500.00 | 4/7/2011 7:09:37 PM |
| DoctorJoe | $25.00 | 4/8/2011 4:08:13 AM |
| Feyenoord | $25.00 | 4/8/2011 11:02:04 PM |
| drcoop | $25.00 | 4/9/2011 2:19:03 AM |
| gaiusceasar | $25.00 | 4/9/2011 5:40:58 AM |
| wesleys | $50.00 | 4/9/2011 4:40:57 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:49 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:23 PM |
| Skeptical-one | $40.00 | 4/11/2011 12:13:54 PM |
| SecondChanceLendingSERV | $25.21 | 4/11/2011 3:44:50 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:48 PM |
| Brown98 | $25.00 | 4/12/2011 7:02:23 AM |
| boxorox | $50.00 | 4/12/2011 8:04:57 AM |
| dime-vista2 | $25.00 | 4/12/2011 12:56:42 PM |
| Aariel | $25.00 | 4/12/2011 12:54:05 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:01 AM |
| benefit-position | $39.44 | 4/13/2011 6:39:06 AM |
| adventure0 | $200.00 | 4/13/2011 9:48:49 PM |
| DrunkenMic | $28.00 | 4/13/2011 6:49:11 PM |
| jmb_lending | $500.00 | 4/14/2011 7:14:46 AM |
| gristle_mcthornbody | $25.00 | 4/14/2011 7:41:16 AM |
| secureincome | $1,000.00 | 4/14/2011 7:49:36 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
501022
This series of Notes was issued and sold upon the funding of the borrower loan #48534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,458 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| progressive-gold9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bello
Purpose of loan: buy motorcycle
This loan will be used to.buy motorcycle..
My financial situation: good
I am a good candidate for this loan because.im responsible...
Monthly net income: $2,987.20
Monthly expenses: $
Housing: $1,226
Insurance: $
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $60
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 4/7/2011 9:04:03 AM |
| ingenious-deal6 | $25.00 | 4/7/2011 9:04:44 AM |
| loanman2007 | $25.00 | 4/7/2011 11:06:29 AM |
| suave-dime6 | $25.00 | 4/7/2011 9:03:42 AM |
| reflective-rupee | $188.88 | 4/7/2011 11:07:12 AM |
| SolarMoonshine | $25.00 | 4/7/2011 5:41:48 PM |
| competent-p2p | $25.00 | 4/8/2011 7:42:32 AM |
| FundMaker | $25.00 | 4/8/2011 7:48:48 AM |
| leverage-monger | $28.87 | 4/8/2011 11:39:06 AM |
| wealth-samaritan2 | $25.00 | 4/8/2011 1:15:51 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:44 PM |
| KarlMarx | $25.00 | 4/8/2011 5:38:51 PM |
| Bob450 | $25.00 | 4/8/2011 9:22:25 PM |
| EarlyRiser | $87.49 | 4/9/2011 2:09:31 AM |
| ekmendenhall | $80.67 | 4/9/2011 9:18:55 AM |
| investment-habanero8 | $100.00 | 4/10/2011 4:26:10 AM |
| handshake52 | $25.00 | 4/10/2011 8:02:47 PM |
| Alvin_Me | $35.00 | 4/10/2011 10:20:17 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:52 PM |
| euro-spark | $100.00 | 4/11/2011 7:46:31 AM |
| attractive-fund | $56.04 | 4/11/2011 7:56:44 AM |
| f4Tex | $25.00 | 4/11/2011 12:07:54 PM |
| loss-of-control | $50.00 | 4/11/2011 3:56:45 PM |
| Kash2010lu | $25.00 | 4/11/2011 7:31:56 PM |
| CalCollegeFund19 | $25.00 | 4/12/2011 2:09:46 AM |
| Sackking32 | $25.41 | 4/12/2011 2:49:40 AM |
| rlbbank | $25.00 | 4/12/2011 3:12:40 AM |
| greenback-guard | $25.00 | 4/12/2011 2:54:55 AM |
| top-courteous-peso | $50.00 | 4/7/2011 9:04:36 AM |
| diplomatic-wealth7 | $25.00 | 4/7/2011 9:05:03 AM |
| thelovebug | $50.00 | 4/7/2011 10:51:02 AM |
| simplelender80 | $100.00 | 4/7/2011 9:02:42 AM |
| ASR3 | $50.00 | 4/7/2011 2:13:50 PM |
| SecondChanceLendingSERV | $25.00 | 4/7/2011 8:15:06 PM |
| value-allocator1 | $100.00 | 4/8/2011 11:57:02 AM |
| treasure-expert | $25.00 | 4/9/2011 11:43:46 AM |
| cbivitz | $45.00 | 4/10/2011 7:45:08 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:33:36 PM |
| zone6 | $30.00 | 4/11/2011 2:44:18 PM |
| brightest-benjamins-onator | $50.00 | 4/11/2011 4:07:12 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 5:19:09 PM |
| washboard3 | $25.00 | 4/11/2011 9:17:03 PM |
| sjo1984111 | $22.64 | 4/12/2011 5:16:26 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
501052
This series of Notes was issued and sold upon the funding of the borrower loan #48567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 3.99% |
Borrower rate/APR:
| 4.99% / 5.93% |
Monthly payment:
| $642.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.00% | | |
| |
Estimated return*:
| 2.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 840-859 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,363 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jybank |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funding my prosper loans
Purpose of loan:
This loan will be used to add fund for investing in Prosper.com loans and/or notes.
My financial situation:
I am a good candidate for this loan because I want to put my perfect credit in work and see how it works from borrowers' perspective.
The is the safest investment you can count on because I have over 25k invested on prosper and I truly don't need the money at all but would like to borrow at the lowest rate to test it out.
My cash flow from prosper alone is more than enough to make the monthly payment. You should sleep very well with this plain vanilla loan.
Income: $8500/month (not including spouse's income)
Expense: $2500 (split with spouse)
Debt: None, besides home mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 4/7/2011 5:26:22 PM |
| MrDavid | $50.00 | 4/7/2011 5:27:35 PM |
| scrappy-bonus2 | $25.00 | 4/7/2011 5:30:34 PM |
| kyomoon | $50.00 | 4/7/2011 5:26:44 PM |
| invincible-loot0 | $25.00 | 4/7/2011 6:56:45 PM |
| reflective-rupee | $44.44 | 4/7/2011 5:59:41 PM |
| caliguian | $50.00 | 4/7/2011 5:13:44 PM |
| logical-reward8 | $25.00 | 4/7/2011 5:21:04 PM |
| reflective-rupee | $88.88 | 4/7/2011 8:14:57 PM |
| mrpowers5531 | $25.00 | 4/7/2011 5:36:58 PM |
| r48 | $1,000.00 | 4/7/2011 5:46:47 PM |
| r48 | $1,000.00 | 4/7/2011 6:31:41 PM |
| meux99 | $25.00 | 4/7/2011 5:31:58 PM |
| kenji4861 | $50.00 | 4/7/2011 5:32:12 PM |
| the-dollar-topper | $100.00 | 4/7/2011 5:32:19 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 5:33:10 PM |
| lagnisiruk | $25.00 | 4/7/2011 5:33:29 PM |
| TikPmp1 | $25.00 | 4/7/2011 5:13:46 PM |
| DukSerduk | $25.00 | 4/7/2011 5:21:13 PM |
| indomitable-coin | $50.00 | 4/7/2011 5:24:50 PM |
| cashhelp | $60.00 | 4/7/2011 5:27:07 PM |
| jescowa | $50.00 | 4/7/2011 5:30:14 PM |
| serene-truth2 | $50.00 | 4/7/2011 5:30:22 PM |
| minista | $25.00 | 4/7/2011 5:32:26 PM |
| r48 | $3,000.00 | 4/7/2011 5:38:24 PM |
| r48 | $1,000.00 | 4/7/2011 5:58:46 PM |
| marketplace-spark | $25.00 | 4/7/2011 5:59:44 PM |
| saahilld | $25.00 | 4/7/2011 5:59:54 PM |
| currency-persimmon | $100.00 | 4/7/2011 6:33:13 PM |
| reflective-rupee | $222.22 | 4/7/2011 8:14:42 PM |
| atbright | $25.00 | 4/7/2011 5:31:10 PM |
| p40thawk | $50.00 | 4/7/2011 5:32:47 PM |
| worthy-bid8 | $100.00 | 4/7/2011 5:32:56 PM |
| p2ploan-sensation211 | $50.00 | 4/7/2011 7:07:04 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
501386
This series of Notes was issued and sold upon the funding of the borrower loan #48512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,845 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-samaritan3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I am in control
Purpose of loan: Debt Payoff
This loan will be used to... Pay off Credit card debt given to me by my ex.
My financial situation: Is good.
I am a good candidate for this loan because... I work hard and pay my bills. I occasionally pay a week late but always pay. I have taken control of this by online payments which are on time. I wish to pay off credit cards and then destroy them. I recently divorced and needed to use credit cards to pay for expenses. Now on track and strong.
Monthly net income: $4300.00
Monthly expenses: $3280.00
Housing: $ 1670.00
Insurance: $ 135.00
Car expenses: $ 150.00
Utilities: $320.00
Phone, cable, internet: $180.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $9036.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total Mortgage is $204,648.52. No other mortgage on home. No other loans or home equity loans or lines of credit.
Market value is $260,000. It was assessed in Nov. 2010
(Apr-09-2011)
Q:
Hi,
Do you have child support or other expenses (legal fees,....) that resulted from divorce?
Thanks, - p2ploan-sensation211
A:
No. I receive child support. All my legal fees are paid in full.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/8/2011 5:21:25 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:14 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:39 PM |
| FutureLenderEC | $25.00 | 4/8/2011 5:31:12 PM |
| credit-missile | $125.00 | 4/8/2011 8:12:51 PM |
| 1traveler | $25.00 | 4/8/2011 10:37:51 PM |
| Whipster | $50.00 | 4/9/2011 8:37:00 AM |
| thankful-nickel2 | $25.00 | 4/9/2011 4:28:39 PM |
| erowis | $90.00 | 4/9/2011 9:14:46 PM |
| best-shiny-hope | $25.00 | 4/10/2011 11:08:43 AM |
| 1-HARD-HEAD | $25.00 | 4/10/2011 4:49:11 PM |
| Integrity1st | $25.00 | 4/10/2011 7:31:12 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:11 PM |
| partyplan | $35.00 | 4/11/2011 10:25:32 AM |
| focused-asset8 | $977.25 | 4/11/2011 10:27:51 AM |
| smart-exchange4 | $75.00 | 4/11/2011 1:12:05 PM |
| zone6 | $100.00 | 4/11/2011 2:44:51 PM |
| p2ploan-sensation211 | $50.00 | 4/11/2011 4:18:13 PM |
| cbivitz | $300.00 | 4/11/2011 8:42:01 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:18 PM |
| reflective-rupee | $1,000.44 | 4/8/2011 5:24:25 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:45 PM |
| SolarMoonshine | $25.00 | 4/8/2011 6:07:16 PM |
| lendstats_com | $179.21 | 4/8/2011 6:30:33 PM |
| JustMee | $25.00 | 4/8/2011 9:30:48 PM |
| liberty-magnate | $50.00 | 4/8/2011 10:38:04 PM |
| DasMula | $27.00 | 4/8/2011 11:31:57 PM |
| selector568 | $50.00 | 4/9/2011 3:45:19 AM |
| wonder3 | $35.00 | 4/9/2011 6:15:59 AM |
| golffish2 | $50.00 | 4/9/2011 7:45:30 AM |
| Bob450 | $25.00 | 4/9/2011 8:37:04 AM |
| kindness-launcher | $2,000.00 | 4/9/2011 8:36:11 AM |
| a-finance-nirvana | $25.00 | 4/9/2011 9:32:03 AM |
| leverage-monger | $66.66 | 4/9/2011 9:49:34 AM |
| marinbb | $50.00 | 4/9/2011 11:18:33 AM |
| SecondChanceLendingSERV | $25.00 | 4/9/2011 11:30:50 AM |
| loanman2007 | $175.00 | 4/9/2011 12:23:11 PM |
| r48 | $32.00 | 4/9/2011 2:22:37 PM |
| spiff666 | $25.00 | 4/9/2011 4:31:17 PM |
| intrepid-loot | $25.00 | 4/10/2011 8:05:23 AM |
| Reddy_Capital | $25.00 | 4/10/2011 6:45:58 PM |
| Rogelio48 | $50.00 | 4/10/2011 6:53:36 PM |
| loss-of-control | $100.00 | 4/10/2011 7:08:14 PM |
| rapid-currency | $35.00 | 4/10/2011 7:50:16 PM |
| ethicalhumanist | $25.00 | 4/11/2011 9:28:38 AM |
| thelovebug | $100.00 | 4/11/2011 9:27:18 AM |
| cash-queen | $25.00 | 4/11/2011 11:28:32 AM |
| reward-awakening | $43.98 | 4/11/2011 12:46:29 PM |
| grampy48 | $30.00 | 4/11/2011 2:29:19 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:33:42 PM |
| NYBIZ | $25.00 | 4/11/2011 5:35:57 PM |
| Byrd24 | $100.00 | 4/11/2011 6:16:20 PM |
| brightest-benjamins-onator | $100.00 | 4/11/2011 7:01:37 PM |
| cbivitz | $98.46 | 4/11/2011 8:42:38 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
501414
This series of Notes was issued and sold upon the funding of the borrower loan #48509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cangel777 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup for Business
Purpose of loan: Business
This loan will be used to...help with startup costs for my new business.
My financial situation: stable
I am a good candidate for this loan because...I am reliable and passionate about my business.
Monthly net income: $ 3900
Monthly expenses: $3000
Housing: $550
Insurance: $200
Car expenses: $600
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $300
Other expenses: $
500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 4/8/2011 5:04:00 PM |
| Rob717171 | $50.00 | 4/8/2011 5:13:04 PM |
| irrelevant | $25.00 | 4/8/2011 5:14:57 PM |
| investment-artist | $25.00 | 4/8/2011 5:18:30 PM |
| wealth-pipeline | $25.00 | 4/8/2011 5:14:42 PM |
| cospilot | $25.00 | 4/8/2011 5:20:26 PM |
| reflective-rupee | $50.44 | 4/8/2011 5:15:26 PM |
| tech310 | $50.00 | 4/8/2011 5:26:29 PM |
| well-rounded-payout0 | $50.00 | 4/8/2011 5:25:49 PM |
| value-allocator1 | $100.00 | 4/8/2011 5:31:57 PM |
| gain-gourd | $75.00 | 4/8/2011 5:30:30 PM |
| lucrative-transparency0 | $50.00 | 4/8/2011 5:48:18 PM |
| Comoparklender | $50.00 | 4/8/2011 5:47:42 PM |
| power-trophy7 | $25.00 | 4/8/2011 5:48:23 PM |
| lillian27 | $50.00 | 4/8/2011 5:47:34 PM |
| flwah | $25.00 | 4/8/2011 5:49:06 PM |
| thankful-nickel2 | $25.00 | 4/8/2011 7:14:20 PM |
| ZOOOM | $25.00 | 4/8/2011 8:30:38 PM |
| cbivitz | $50.00 | 4/8/2011 11:58:35 PM |
| wild-orange | $25.00 | 4/9/2011 1:34:53 AM |
| angel879 | $25.75 | 4/9/2011 1:04:30 AM |
| parsec9 | $50.00 | 4/9/2011 3:27:50 AM |
| affluence-tycoon | $50.00 | 4/9/2011 3:44:45 AM |
| pollyana | $50.00 | 4/8/2011 5:12:56 PM |
| Kash2010lu | $40.00 | 4/8/2011 5:21:50 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:32 PM |
| transaction-circuit | $100.00 | 4/8/2011 5:25:14 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:20 PM |
| DDHMoney | $25.00 | 4/8/2011 5:19:17 PM |
| IASKGOD | $25.00 | 4/8/2011 5:26:47 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:28 PM |
| w3alter | $100.00 | 4/8/2011 5:33:55 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:45 PM |
| Keeping-The-Peace | $50.00 | 4/8/2011 5:34:50 PM |
| Artist_Blue | $25.00 | 4/8/2011 5:33:34 PM |
| caprirolito | $25.00 | 4/8/2011 5:35:43 PM |
| Weaverville | $25.00 | 4/8/2011 5:48:20 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:51 PM |
| blitzen40 | $25.00 | 4/8/2011 8:35:18 PM |
| credit-guard5 | $25.00 | 4/8/2011 8:47:24 PM |
| SecondChanceLendingSERV | $25.00 | 4/8/2011 10:08:54 PM |
| fcb202 | $31.47 | 4/9/2011 2:34:10 AM |
| nowits10 | $25.37 | 4/9/2011 2:36:55 AM |
| MONEYMATCH | $25.00 | 4/9/2011 2:37:28 AM |
| inventive-exchange | $31.00 | 4/9/2011 3:43:11 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
501524
This series of Notes was issued and sold upon the funding of the borrower loan #48508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 27y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,013 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| InTrouble |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 61 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2007)
620-639
(Jun-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 61 | | |
Description
All At Once
Purpose of loan:
This loan will be used to pay off items incurred all at once - $1,000 medical bill, $500 deductible on getting car repaired after someone ran me into a pillar, about $3,500 in home repairs, and pay off $1,300 in other car repairs done a while ago.
My financial situation:
I am a good candidate for this loan because I only get what I know I can pay back. I've paid off two loans here, the second one I even paid early.
Monthly net income: $3,500
Monthly expenses: $2,900 +/-
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/11/2011 9:04:00 AM |
| Aberdeen | $3,000.00 | 4/11/2011 9:05:38 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:25 AM |
| suave-dime6 | $25.00 | 4/11/2011 9:03:45 AM |
| nerdfactor | $25.00 | 4/11/2011 9:12:45 AM |
| ingenious-deal6 | $25.00 | 4/11/2011 9:07:02 AM |
| Mikale360 | $50.00 | 4/11/2011 9:14:12 AM |
| ethicalhumanist | $25.00 | 4/11/2011 9:34:51 AM |
| reflective-rupee | $444.44 | 4/11/2011 10:33:16 AM |
| clemclan | $33.33 | 4/11/2011 10:34:20 AM |
| NekHoldings | $25.00 | 4/11/2011 9:58:18 AM |
| mikeandcat | $100.00 | 4/11/2011 10:32:17 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 10:44:04 AM |
| Skeptical-one | $40.00 | 4/11/2011 12:13:48 PM |
| hookUup | $100.00 | 4/11/2011 2:42:16 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:03 PM |
| loss-of-control | $150.00 | 4/11/2011 4:02:40 PM |
| vutah | $50.00 | 4/11/2011 4:32:39 PM |
| Jerrys1951 | $40.00 | 4/11/2011 4:57:44 PM |
| intrepid-loot | $25.00 | 4/11/2011 6:21:58 PM |
| SolarMoonshine | $100.00 | 4/11/2011 6:25:29 PM |
| clemclan | $25.00 | 4/11/2011 7:29:23 PM |
| otto1939 | $51.00 | 4/11/2011 7:59:37 PM |
| Christophe | $50.00 | 4/11/2011 8:29:53 PM |
| brightest-benjamins-onator | $50.00 | 4/11/2011 7:08:58 PM |
| Socorro_Capital_Partners | $25.00 | 4/11/2011 11:16:45 PM |
| Kash2010lu | $25.00 | 4/11/2011 9:11:35 PM |
| head | $25.00 | 4/11/2011 9:19:57 PM |
| Feyenoord | $25.00 | 4/12/2011 2:44:31 AM |
| melodious-openness | $47.90 | 4/12/2011 4:16:36 AM |
| cashhelp | $50.00 | 4/11/2011 9:06:16 AM |
| credit-guard5 | $100.00 | 4/11/2011 9:08:33 AM |
| golffish2 | $100.00 | 4/11/2011 9:12:07 AM |
| simplelender80 | $150.00 | 4/11/2011 9:05:13 AM |
| MoneyForNothing | $310.74 | 4/11/2011 9:07:15 AM |
| UCLA4life | $25.00 | 4/11/2011 9:27:42 AM |
| marinbb | $75.00 | 4/11/2011 9:33:11 AM |
| return-grizzly | $100.00 | 4/11/2011 9:49:56 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:54:56 AM |
| rate-hickory | $35.00 | 4/11/2011 10:24:36 AM |
| Starfin-Capital-Management | $164.79 | 4/11/2011 10:56:29 AM |
| RecoveryLender | $25.00 | 4/11/2011 11:41:00 AM |
| cash-queen | $25.00 | 4/11/2011 11:37:03 AM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:42:09 PM |
| r48 | $228.00 | 4/11/2011 3:56:32 PM |
| shrewd-income | $100.00 | 4/11/2011 4:13:16 PM |
| delicious-loan093 | $100.00 | 4/11/2011 4:58:46 PM |
| Reddy_Capital | $25.00 | 4/11/2011 5:26:21 PM |
| WeshaTheLeopard | $25.00 | 4/11/2011 5:52:34 PM |
| Onlyhappycustomers | $25.00 | 4/11/2011 6:36:42 PM |
| washboard3 | $50.00 | 4/11/2011 9:18:30 PM |
| brondero | $100.00 | 4/11/2011 10:17:56 PM |
| FinanceEngine | $40.00 | 4/11/2011 11:30:37 PM |
| greenback-guard | $25.00 | 4/12/2011 2:55:00 AM |
| DoctorJoe | $25.00 | 4/12/2011 3:58:19 AM |
| melodious-openness | $264.80 | 4/12/2011 4:38:08 AM |
| convergentthinker | $25.00 | 4/12/2011 3:45:03 AM |
| melodious-openness | $500.00 | 4/12/2011 4:18:15 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
501610
This series of Notes was issued and sold upon the funding of the borrower loan #48497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $210.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
16 | Length of status: | 1y 2m |
|
Amount delinquent:
| $4,339 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,426 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wjlaffin |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 54 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $28,001.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2008)
740-759
(Aug-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Help with high rate credit cards
Purpose of loan:
This loan will be used for debt consolidation on 1 card with an outrageous interest rate (29.99%)
My financial situation:
I am an excellent candidate for this loan because i have solid income, am financially responsible and have had 2 previous loans with Prosper in which both loans were paid off in their entirety, never missing a payment. My rating at the time was an 'A', but that has dropped due to credit cards arbitrarily cutting in half my line of credit due to general credit tightening all over. This reduced my 'open to buy' ratio on my cards making me seem more maxed out than i actually once was.
This loan will really help us get back on track.
Monthly net income: $5500
Monthly expenses: $4600
Housing: $2500
Insurance: $200
Car expenses: $300
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $3,000.00 | 4/11/2011 9:05:40 AM |
| suave-dime6 | $25.00 | 4/11/2011 9:03:47 AM |
| MoneyForNothing | $310.45 | 4/11/2011 9:09:19 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:27 AM |
| jhouman | $25.00 | 4/11/2011 9:04:02 AM |
| nerdfactor | $25.00 | 4/11/2011 9:12:46 AM |
| ingenious-deal6 | $25.00 | 4/11/2011 9:07:04 AM |
| clemclan | $33.33 | 4/11/2011 10:33:36 AM |
| return-grizzly | $100.00 | 4/11/2011 9:43:46 AM |
| mikeandcat | $50.00 | 4/11/2011 10:38:37 AM |
| mikeandcat | $100.00 | 4/11/2011 10:30:28 AM |
| grampy48 | $60.00 | 4/11/2011 2:24:44 PM |
| IrrationalPi | $25.00 | 4/11/2011 1:13:49 PM |
| treasure-trader | $27.52 | 4/11/2011 1:25:03 PM |
| beans53 | $25.00 | 4/11/2011 1:56:16 PM |
| thankful-nickel2 | $25.00 | 4/11/2011 2:42:35 PM |
| hookUup | $25.00 | 4/11/2011 2:45:04 PM |
| hookUup | $25.78 | 4/11/2011 3:07:18 PM |
| shrewd-income | $25.00 | 4/11/2011 4:10:58 PM |
| upbeat-finance8 | $35.00 | 4/11/2011 4:53:19 PM |
| simplelender80 | $150.00 | 4/11/2011 9:05:15 AM |
| cashhelp | $50.00 | 4/11/2011 9:06:19 AM |
| Mikale360 | $50.00 | 4/11/2011 9:17:14 AM |
| golffish2 | $100.00 | 4/11/2011 9:12:32 AM |
| twjh | $25.00 | 4/11/2011 9:27:11 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:55:54 AM |
| NekHoldings | $25.00 | 4/11/2011 9:58:38 AM |
| blue-useful-auction | $25.00 | 4/11/2011 10:42:03 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 10:51:11 AM |
| reflective-rupee | $222.22 | 4/11/2011 11:44:29 AM |
| VTXRider | $25.00 | 4/11/2011 2:49:58 PM |
| r48 | $228.00 | 4/11/2011 3:54:42 PM |
| shrewd-income | $25.00 | 4/11/2011 4:11:56 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:33:54 PM |
| loss-of-control | $100.00 | 4/11/2011 3:57:50 PM |
| brightest-benjamins-onator | $100.00 | 4/11/2011 4:10:16 PM |
| vutah | $50.00 | 4/11/2011 4:30:05 PM |
| sweety075 | $25.00 | 4/11/2011 4:33:05 PM |
| Jerrys1951 | $30.00 | 4/11/2011 4:54:27 PM |
| value-allocator1 | $100.00 | 4/11/2011 4:49:16 PM |
| Rider | $2.70 | 4/11/2011 5:07:33 PM |
| delicious-loan093 | $25.00 | 4/11/2011 5:00:44 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
501844
This series of Notes was issued and sold upon the funding of the borrower loan #48529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $146.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 620-639 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,149 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funds-pinnacle |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
|
|
Principal balance:
| $1,604.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
A Teacher Needs a Little Assistance
Purpose of loan: I'm looking to pay-off two BIG bills: biopsy (I didn't meet my deductible) is costing me 497.50. My second large expense is a monthly credit card bill (at 34.9%). My remaining balance on that card is just under 3,000. My financial situation: I'm not an elaborate spender. I pay my rent, car lease, insurance, and student loan ON TIME every month. As a Catholic school teacher, I'm not making much money; this money, to pay-off these two large bills, could just help me. I am a good candidate for this loan because I have a good, established repayment already with Prosper. I believe my lenders trust me because I DO pay on time. I've never missed a payment or been late, with Prosper OR ANY other of my monthly expenses.
Monthly net income: $2780
Monthly expenses: $1825
Housing: $650
Insurance: $150
Car Payment and Gas: $355
Utilities: $100
Phone, cable, internet: $70
Food, entertainment: $100
Household expenses: $100
Credit card and Studen loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wealth-pipeline | $25.00 | 4/12/2011 9:03:16 AM |
| NekHoldings | $25.00 | 4/12/2011 9:04:54 AM |
| simplelender80 | $150.00 | 4/12/2011 9:06:45 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 9:07:25 AM |
| sharp-trade0 | $25.00 | 4/12/2011 9:13:06 AM |
| nerdfactor | $25.00 | 4/12/2011 9:10:32 AM |
| suave-dime6 | $25.00 | 4/12/2011 9:05:24 AM |
| marinbb | $100.00 | 4/12/2011 9:24:29 AM |
| mikeandcat | $100.00 | 4/12/2011 10:26:06 AM |
| brightest-dignified-penny | $25.00 | 4/12/2011 10:33:06 AM |
| Moe87 | $25.00 | 4/12/2011 4:31:22 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:12:37 PM |
| restless-dime | $50.00 | 4/12/2011 5:39:00 PM |
| DasMula | $32.00 | 4/12/2011 8:02:20 PM |
| loanman2007 | $50.00 | 4/13/2011 5:15:00 AM |
| Champion_Lending | $25.00 | 4/13/2011 8:11:12 AM |
| sdcc72 | $25.00 | 4/13/2011 8:13:02 AM |
| corporatejim | $28.20 | 4/13/2011 10:30:29 AM |
| payout-reaction740 | $25.00 | 4/13/2011 10:51:43 AM |
| Nerdster1 | $30.07 | 4/13/2011 12:56:23 PM |
| shrewd-income | $100.00 | 4/13/2011 2:50:23 PM |
| genuine-integrity0 | $25.00 | 4/13/2011 2:21:15 PM |
| Kash2010lu | $40.00 | 4/12/2011 9:03:22 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:30 AM |
| reflective-rupee | $444.44 | 4/12/2011 9:11:55 AM |
| value-allocator1 | $100.00 | 4/12/2011 9:11:42 AM |
| 2grindstones | $30.00 | 4/12/2011 11:19:23 AM |
| drjekyllus | $25.00 | 4/12/2011 12:30:50 PM |
| cash-raccoon | $25.00 | 4/12/2011 11:51:52 AM |
| Bob450 | $25.00 | 4/12/2011 2:58:21 PM |
| dudebrah | $25.00 | 4/12/2011 2:58:41 PM |
| credit-missile | $60.00 | 4/12/2011 5:19:52 PM |
| competent-p2p | $30.00 | 4/12/2011 5:10:35 PM |
| intrepid-loot | $25.00 | 4/12/2011 6:57:05 PM |
| jpaulnyc | $25.00 | 4/13/2011 4:06:26 AM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:05 AM |
| tolerant-dinero2 | $25.00 | 4/13/2011 9:09:17 AM |
| corporatejim | $28.20 | 4/13/2011 10:34:22 AM |
| focused-asset8 | $700.00 | 4/13/2011 10:50:52 AM |
| hektek22 | $600.00 | 4/13/2011 11:52:37 AM |
| sudeep104 | $25.00 | 4/13/2011 12:23:25 PM |
| agile-vigilance8 | $50.00 | 4/13/2011 1:11:03 PM |
| high-five544 | $202.09 | 4/13/2011 3:14:54 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
501878
This series of Notes was issued and sold upon the funding of the borrower loan #48555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,796 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Hephaistion |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
680-699
(Apr-2010)
660-679
(Aug-2009)
620-639
(May-2009)
|
|
Principal balance:
| $837.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Consolidating medical bills
Purpose of loan:
This loan will be used to consolidate and lower my monthly payments on some emergency dentist bills. I'm looking to lower the monthly payments so I can pay off my debts quicker.
My financial situation:
I am a good candidate for this loan because i picked up a second job and have been saving money to payoff my debt quicker this year. I have low monthly expenses and plan to keep it that way.
Monthly net income: $3200
Monthly expenses: $
Housing: $ 540
Insurance: $
Car expenses: $
Utilities: $ 50
Phone, cable, internet: $ 130
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/12/2011 9:05:28 AM |
| investment-artist | $25.00 | 4/12/2011 9:06:37 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 9:07:33 AM |
| nerdfactor | $25.00 | 4/12/2011 9:10:36 AM |
| simplelender80 | $150.00 | 4/12/2011 9:06:48 AM |
| reflective-rupee | $222.22 | 4/12/2011 9:09:17 AM |
| Chex | $122.78 | 4/12/2011 9:46:19 AM |
| r48 | $68.00 | 4/12/2011 11:51:57 AM |
| mikeandcat | $100.00 | 4/12/2011 10:23:59 AM |
| wild-orange | $100.00 | 4/12/2011 11:19:09 AM |
| delicious-loan093 | $25.00 | 4/12/2011 2:31:01 PM |
| Leshan | $229.15 | 4/12/2011 2:45:23 PM |
| DackoDenk | $25.00 | 4/12/2011 3:18:07 PM |
| Whipster | $50.00 | 4/12/2011 9:04:04 AM |
| transaction-circuit | $50.00 | 4/12/2011 9:06:28 AM |
| well-rounded-payout0 | $50.00 | 4/12/2011 9:06:59 AM |
| ultimate-peace | $210.00 | 4/12/2011 9:09:28 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 9:40:44 AM |
| credit-guard5 | $25.00 | 4/12/2011 9:55:00 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:34 AM |
| favorite-commerce | $50.00 | 4/12/2011 12:33:37 PM |
| careful-moola3 | $100.00 | 4/12/2011 1:43:22 PM |
| chiwang | $50.00 | 4/12/2011 2:29:37 PM |
| dudebrah | $25.00 | 4/12/2011 2:57:50 PM |
| Bob450 | $25.00 | 4/12/2011 3:00:47 PM |
| FinanceEngine | $35.00 | 4/12/2011 2:59:05 PM |
| Nerdster1 | $30.07 | 4/12/2011 3:02:20 PM |
| shrewd-income | $107.78 | 4/12/2011 3:51:05 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
502042
This series of Notes was issued and sold upon the funding of the borrower loan #48535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $65.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 1/ 4 |
Revolving credit balance:
| $7,796 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-benefit-temple |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,700.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
720-739
(Apr-2010)
700-719
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Check My History
Purpose of loan:
This loan will be used to help me through moving and unexpexted auto expenses.
My financial situation:
I am a good candidate for this loan because I have completed 3 loans from Prosper, all paid off in full early. Thank you Prosper lenders. This is so much easier than dealing with a bank.
Monthly net income: $5000
Monthly expenses: $
Housing: $1200
Insurance: $in escrow with mortgage
Car expenses: $just repairs
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 4/13/2011 9:04:04 AM |
| organized-payment6 | $50.00 | 4/13/2011 9:06:29 AM |
| simplelender80 | $100.00 | 4/13/2011 9:09:33 AM |
| Milonguero | $100.00 | 4/13/2011 9:30:13 AM |
| Zolton | $100.00 | 4/13/2011 9:08:00 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:10:04 AM |
| BxRealtor | $25.00 | 4/13/2011 9:10:24 AM |
| kinetic-social | $25.00 | 4/13/2011 2:19:07 PM |
| Earthquake_Jake | $50.00 | 4/13/2011 4:10:37 PM |
| r48 | $88.00 | 4/13/2011 3:40:30 PM |
| cashhelp | $30.00 | 4/13/2011 3:57:28 PM |
| thankful-nickel2 | $50.00 | 4/13/2011 6:23:42 PM |
| CoolPlexer | $25.00 | 4/13/2011 6:56:47 PM |
| wild-orange | $100.00 | 4/14/2011 1:01:28 AM |
| sunny-justice9 | $25.00 | 4/14/2011 9:34:29 AM |
| titilsbie14 | $40.00 | 4/14/2011 8:46:57 AM |
| warew | $86.23 | 4/14/2011 9:40:22 AM |
| Scotcha | $50.00 | 4/14/2011 8:51:24 AM |
| jc33148 | $42.64 | 4/14/2011 9:25:33 AM |
| MongoBongo | $25.00 | 4/14/2011 9:36:18 AM |
| reflective-rupee | $25.44 | 4/13/2011 9:37:48 AM |
| delicious-loan093 | $50.00 | 4/13/2011 12:25:30 PM |
| hookUup | $25.79 | 4/13/2011 5:15:08 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:08:40 PM |
| Barrayaran | $30.00 | 4/14/2011 6:01:57 AM |
| friendly-moola0 | $400.00 | 4/14/2011 8:59:14 AM |
| tanya1282 | $45.70 | 4/14/2011 9:14:58 AM |
| Tasmir | $25.00 | 4/14/2011 7:57:32 AM |
| KSPHoldings | $30.00 | 4/14/2011 7:58:11 AM |
| zxr | $50.00 | 4/14/2011 8:09:33 AM |
| NekHoldings | $25.00 | 4/14/2011 8:22:08 AM |
| Bill88 | $25.00 | 4/14/2011 8:42:38 AM |
| Planecourage | $39.44 | 4/14/2011 8:51:53 AM |
| gdfp158 | $25.00 | 4/14/2011 8:36:59 AM |
| indomitable-coin | $50.00 | 4/14/2011 9:18:18 AM |
| reflective-rupee | $75.55 | 4/14/2011 9:38:42 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
502152
This series of Notes was issued and sold upon the funding of the borrower loan #48541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,358 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mitymedic |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2009)
660-679
(May-2008)
|
|
Principal balance:
| $237.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Debt Cosolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $25.00 | 4/13/2011 5:05:46 PM |
| jhouman | $25.00 | 4/13/2011 5:18:28 PM |
| Skeptical-one | $40.00 | 4/13/2011 5:20:31 PM |
| suave-dime6 | $25.00 | 4/13/2011 5:28:18 PM |
| MoneyForNothing | $62.06 | 4/13/2011 5:15:51 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:02:59 PM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 5:05:02 PM |
| interstellar | $50.00 | 4/13/2011 5:32:57 PM |
| market-pudding | $25.00 | 4/13/2011 8:08:39 PM |
| thankful-nickel2 | $25.00 | 4/13/2011 6:20:40 PM |
| clemclan | $28.75 | 4/13/2011 7:36:13 PM |
| ChoiceInvestments | $28.00 | 4/13/2011 11:59:11 PM |
| FundMaker | $25.00 | 4/14/2011 6:13:02 AM |
| twjh | $25.00 | 4/14/2011 2:32:04 AM |
| 113121 | $100.00 | 4/14/2011 6:25:28 AM |
| ddoneday | $25.00 | 4/14/2011 6:55:00 AM |
| bold-direct-asset | $50.00 | 4/14/2011 4:03:00 AM |
| enthusiastic-ore5 | $51.80 | 4/14/2011 5:01:37 AM |
| Feyenoord | $25.00 | 4/14/2011 2:36:38 AM |
| hamster | $26.32 | 4/14/2011 6:17:03 AM |
| mikeandcat | $80.09 | 4/14/2011 5:46:33 AM |
| lend2end | $25.00 | 4/14/2011 5:51:46 AM |
| grampy48 | $60.00 | 4/14/2011 6:39:59 AM |
| investment-comet | $25.00 | 4/14/2011 7:07:26 AM |
| loanman2007 | $200.00 | 4/14/2011 6:56:26 AM |
| jmb_lending | $61.99 | 4/14/2011 7:08:24 AM |
| cashhelp | $50.00 | 4/13/2011 5:28:04 PM |
| reflective-rupee | $25.44 | 4/13/2011 5:19:47 PM |
| loss-of-control | $50.00 | 4/13/2011 6:42:06 PM |
| simplelender80 | $100.00 | 4/13/2011 5:22:26 PM |
| ingenious-deal6 | $25.00 | 4/13/2011 5:04:17 PM |
| Aberdeen | $2,000.00 | 4/13/2011 5:28:14 PM |
| hookUup | $26.74 | 4/13/2011 5:28:50 PM |
| CoolPlexer | $25.00 | 4/13/2011 6:56:50 PM |
| credit-guard5 | $25.00 | 4/13/2011 8:49:54 PM |
| vutah | $25.00 | 4/13/2011 8:48:50 PM |
| UCLA4life | $30.00 | 4/14/2011 1:59:20 AM |
| kain11286 | $50.00 | 4/14/2011 6:58:20 AM |
| golffish2 | $200.00 | 4/14/2011 4:02:42 AM |
| DoctorJoe | $25.00 | 4/14/2011 4:03:38 AM |
| vegaslender88 | $31.81 | 4/14/2011 5:48:32 AM |
| newest-generous-income | $25.00 | 4/14/2011 6:11:01 AM |
| AlwaysA-Chief | $47.00 | 4/14/2011 5:29:49 AM |
| a-restless-dollar | $50.00 | 4/14/2011 6:47:25 AM |
| seabassx | $25.00 | 4/14/2011 6:24:37 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
496545
This series of Notes was issued and sold upon the funding of the borrower loan #48524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,963 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jimmyshanon |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
520-539
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
My loan for debt consolidation
Purpose of loan: Pay off debt
My financial situation: I am a great candidate I have little debt, own my own home, and have never been late on a bill ever. My car is paid for so no car payment.
Monthly net income: $2800
Monthly expenses: $
Housing: $600
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
71300 total mortgage balance
95000 home value
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $44.44 | 4/4/2011 9:50:36 AM |
| brightest-dignified-penny | $25.00 | 4/4/2011 10:53:29 AM |
| fairness-atmosphere | $25.00 | 4/4/2011 11:04:03 AM |
| Bob450 | $25.00 | 4/4/2011 4:37:31 PM |
| SolarMoonshine | $25.00 | 4/4/2011 6:21:38 PM |
| deepblue34 | $30.00 | 4/5/2011 6:39:22 PM |
| Moe87 | $28.00 | 4/5/2011 6:04:22 PM |
| green-rapid-openness | $100.00 | 4/6/2011 8:56:12 PM |
| s_man1 | $50.00 | 4/7/2011 9:05:06 AM |
| Mikale360 | $25.00 | 4/7/2011 9:50:52 AM |
| carrinel | $50.00 | 4/8/2011 4:35:03 PM |
| autonomous-truth | $50.00 | 4/10/2011 11:36:08 AM |
| sharp-trade0 | $25.00 | 4/11/2011 9:13:26 AM |
| YoungTaxMan | $25.00 | 4/11/2011 2:19:31 PM |
| zone6 | $100.00 | 4/11/2011 2:40:29 PM |
| direct-social3 | $25.00 | 4/11/2011 5:11:59 PM |
| SouthernRemarketing | $29.47 | 4/12/2011 6:36:38 AM |
| rubylender | $25.00 | 4/12/2011 1:48:18 PM |
| papaloha | $25.00 | 4/13/2011 2:57:27 AM |
| ddoneday | $25.00 | 4/13/2011 5:26:11 PM |
| dough-hammock | $25.00 | 4/13/2011 9:47:55 PM |
| investment-habanero8 | $100.00 | 4/14/2011 3:58:05 AM |
| depalma13 | $50.00 | 4/14/2011 3:08:48 AM |
| draggon77 | $25.00 | 4/14/2011 2:28:39 AM |
| orange-pound-party | $30.00 | 4/14/2011 4:47:39 AM |
| B2152 | $25.00 | 4/14/2011 4:49:38 AM |
| desertoasis | $25.00 | 4/4/2011 1:20:43 PM |
| Kash2010lu | $25.00 | 4/4/2011 9:42:01 AM |
| Amber_Stone | $25.00 | 4/4/2011 2:49:06 PM |
| Artist_Blue | $25.00 | 4/4/2011 11:46:11 AM |
| thankful-nickel2 | $25.00 | 4/4/2011 3:26:25 PM |
| first-serene-credit | $25.00 | 4/7/2011 8:33:47 AM |
| marwadi-62 | $100.00 | 4/8/2011 1:56:42 PM |
| the-kindness-honker | $25.00 | 4/8/2011 7:04:51 PM |
| kindness-launcher | $600.00 | 4/11/2011 10:44:19 PM |
| Bcs-cnc | $25.00 | 4/12/2011 11:02:42 AM |
| vanklein | $25.00 | 4/12/2011 3:22:30 PM |
| worldly-money4 | $1,000.00 | 4/12/2011 3:40:59 PM |
| rmbot | $75.00 | 4/12/2011 5:44:55 PM |
| money-fort | $25.00 | 4/12/2011 10:01:37 PM |
| vigorous-market5 | $200.00 | 4/13/2011 5:06:22 PM |
| excellent-reward323 | $50.00 | 4/13/2011 3:07:17 PM |
| DrunkenMic | $25.00 | 4/13/2011 6:38:50 PM |
| market-pudding | $25.00 | 4/13/2011 8:03:16 PM |
| vegaslender88 | $30.00 | 4/13/2011 11:27:14 PM |
| focused-asset8 | $400.00 | 4/13/2011 11:00:34 PM |
| unger | $160.00 | 4/14/2011 3:42:24 AM |
| SDD123 | $8.09 | 4/14/2011 4:53:57 AM |
| jubilant-fund6 | $40.00 | 4/14/2011 4:00:48 AM |
| intrepid-loot | $25.00 | 4/14/2011 4:48:19 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
497569
This series of Notes was issued and sold upon the funding of the borrower loan #48573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,939 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tenacious-penny3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement/bills
Purpose of loan:
This loan will be used to...pay off all the small things that I have on my credit to free up my liqudity. I also will pay more than asked to make an early payoff.
My financial situation:
I am a good candidate for this loan because...I have employment and need to restablish my credit to great standing that I have befor I loss my job 3 years ago. I have finally caught up and would like to start to save and have a little leaveway. I have some medical bills that are nickeling me to death that I need to just clean up.
Monthly net income: $2932.00
Monthly expenses: $ 2566.00
Housing: $ 1100.00
Insurance: $600.annually
Car expenses: $0
Utilities: $ 500.00
Phone, cable, internet: $ 66.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 500.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I don't have a HELOC it is a 80/20 Loan. On the first my payment is 628.00 but I pay 700.00 and the second is 422.95 It is and interset only loan and it was built from the lot. I paid 230,000.00. now it is worth because of the mortgage decline and some forclosures in the neighborhood 198,000.00. I havd bulit a deck and fenced in the property. I have concreted the back yard and put in a firepit. I am also next year planning on taking up the carpet and doing tile.
(Apr-01-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| barefootpaul | $25.00 | 3/31/2011 9:29:35 AM |
| s_man1 | $50.00 | 4/7/2011 9:33:26 AM |
| lean-ore9 | $25.00 | 4/8/2011 5:49:02 PM |
| eboomer2611 | $25.00 | 4/10/2011 12:24:47 PM |
| wild-orange | $25.00 | 4/12/2011 11:39:47 AM |
| transparency-grasshopper | $25.00 | 4/12/2011 5:36:00 PM |
| mrsp2e | $25.00 | 4/13/2011 7:42:28 AM |
| I-Believe-In-You | $29.40 | 4/13/2011 8:32:23 AM |
| red-favorable-basis | $25.00 | 4/13/2011 9:14:28 AM |
| donlenboy | $30.42 | 4/13/2011 11:37:17 AM |
| num1irish | $100.00 | 4/13/2011 11:41:39 AM |
| bonus-seahorse | $25.00 | 4/13/2011 11:33:20 AM |
| loan-oasis4 | $25.00 | 4/13/2011 11:47:28 AM |
| computer758 | $25.00 | 4/13/2011 10:01:05 AM |
| best-income-fertilizer | $100.00 | 4/13/2011 11:41:16 AM |
| dudebrah | $35.00 | 4/13/2011 12:17:08 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:21:49 PM |
| Boom00 | $25.00 | 4/13/2011 11:46:50 AM |
| suave-dime6 | $25.00 | 4/13/2011 12:23:19 PM |
| MapleLaker | $25.00 | 4/13/2011 12:02:02 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:06:49 PM |
| tranquil-ore4 | $25.00 | 4/13/2011 1:41:15 PM |
| captainzero | $176.28 | 4/13/2011 2:14:46 PM |
| petangerie | $72.93 | 4/13/2011 12:25:24 PM |
| bouttruckin | $25.00 | 4/13/2011 1:36:24 PM |
| auctionator1 | $25.00 | 4/13/2011 1:47:17 PM |
| balance-force | $25.00 | 4/13/2011 2:29:23 PM |
| irrelevant | $25.00 | 4/2/2011 7:13:35 AM |
| beakerfish | $50.00 | 4/6/2011 7:40:03 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:10 PM |
| treasure-hunter270 | $25.00 | 4/12/2011 4:12:25 PM |
| rmbot | $75.00 | 4/12/2011 5:44:25 PM |
| money-fort | $25.00 | 4/12/2011 9:55:21 PM |
| jybank | $25.00 | 4/12/2011 11:47:15 PM |
| Iceman1347 | $25.00 | 4/13/2011 5:51:37 AM |
| ridestwins_998 | $25.00 | 4/13/2011 10:07:19 AM |
| payout-bridge | $500.00 | 4/13/2011 9:20:43 AM |
| reflective-rupee | $600.55 | 4/13/2011 11:33:07 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:40:49 AM |
| CA-Lender | $25.04 | 4/13/2011 10:59:58 AM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:03:06 PM |
| rcm87 | $225.00 | 4/13/2011 12:04:18 PM |
| alc510 | $270.27 | 4/13/2011 11:59:00 AM |
| droopie1 | $25.00 | 4/13/2011 1:05:34 PM |
| EretzCapital | $29.86 | 4/13/2011 1:34:00 PM |
| guardian3 | $25.00 | 4/13/2011 1:45:13 PM |
| agwosdof | $25.00 | 4/13/2011 12:19:28 PM |
| shrewd-income | $177.81 | 4/13/2011 2:44:51 PM |
| Lubava | $57.44 | 4/13/2011 1:43:14 PM |
| itskarma | $50.00 | 4/13/2011 12:35:38 PM |
| barefootpaul | $40.00 | 4/13/2011 2:00:45 PM |
| CACO_Lender | $25.00 | 4/13/2011 2:12:36 PM |
| jdwillcox | $300.00 | 4/13/2011 12:49:20 PM |
| agalt | $75.00 | 4/13/2011 1:04:40 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
498531
This series of Notes was issued and sold upon the funding of the borrower loan #48536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $2,214 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,127 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-universe |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate credit card debt
Purpose of loan:
This loan will be used to consolidate my debt down to one convenient payment. I am a single father with a 10 yr old son and I want to provide for him the best way I can while still saving for college and retirement.
My financial situation:
I really believe that I am an excellent candidate for this loan. I am a responsible and conscientious professional working adult in a management position at a successful company. My current credit score is 703 with a higher score and very good history prior to becoming a single parent.
Monthly net income: $4830
Monthly expenses: $3420
Housing: $2200
Insurance: $included with job
Car expenses: $included with job
Utilities: $145
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $varies
Credit cards and other loans: $750
Other expenses: $varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The current mortgage balance is $200k and the HELOC is $45k. The current home value is $310k and is currently up for sale. It's my marital home that my ex-wife and I have to sell.
(Mar-29-2011)
Q:
what's the delinquency? - shrewd-income
A:
Unfortunately, it's for Amex. I am making payments to pay it off but, as you know, Amex is due at the end of each month. It's down to under $1500 now and will be paid off first with this loan. It's the one blemish on my record that prompted me to pursue a loan here.
(Apr-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| worldly-money4 | $200.00 | 3/24/2011 9:05:26 AM |
| suave-dime6 | $25.00 | 3/24/2011 9:05:05 AM |
| simplelender80 | $100.00 | 3/24/2011 10:43:05 AM |
| mercuriant | $25.00 | 3/26/2011 4:54:58 AM |
| ASR3 | $50.00 | 3/27/2011 4:28:13 AM |
| thelovebug | $100.00 | 3/27/2011 9:18:51 PM |
| caprirolito | $25.00 | 3/29/2011 8:28:08 PM |
| w3alter | $100.00 | 3/30/2011 10:04:18 AM |
| Tylerh | $100.00 | 3/30/2011 8:33:57 PM |
| frogperson | $100.00 | 3/31/2011 8:20:16 AM |
| patriot897 | $25.00 | 4/1/2011 9:36:41 AM |
| benjamins-utopia | $100.00 | 4/2/2011 12:52:22 PM |
| 1willray | $25.00 | 4/2/2011 2:01:03 AM |
| fortytwo | $100.00 | 4/3/2011 12:20:41 AM |
| leodaguy | $25.00 | 4/2/2011 4:36:40 PM |
| worthy-bid8 | $25.00 | 4/3/2011 10:30:16 AM |
| Cai8899 | $30.00 | 4/4/2011 4:38:18 PM |
| Easystreet | $25.00 | 4/5/2011 8:40:13 AM |
| IIP77 | $25.00 | 4/5/2011 2:57:23 PM |
| Weaverville | $25.00 | 4/5/2011 6:33:09 PM |
| 1phantom | $25.00 | 4/5/2011 5:53:22 PM |
| the-profit-oracle | $25.00 | 4/6/2011 3:45:02 AM |
| umfan123 | $25.00 | 4/6/2011 6:19:09 AM |
| GElender | $25.00 | 4/6/2011 6:22:32 AM |
| finance-prescription | $50.00 | 4/5/2011 5:59:55 PM |
| zotzot | $25.44 | 4/6/2011 10:18:12 AM |
| kindness-hickory5 | $50.00 | 4/6/2011 3:54:10 PM |
| nybanker85 | $40.06 | 4/6/2011 5:29:51 PM |
| zippy-interest | $25.00 | 4/6/2011 5:30:25 PM |
| oaktown23 | $50.00 | 4/6/2011 5:46:42 PM |
| BlindJoeDeath | $50.00 | 4/6/2011 5:47:03 PM |
| Sykes66 | $25.00 | 4/6/2011 5:24:18 PM |
| head | $25.00 | 4/6/2011 7:07:49 PM |
| Trevor_C | $25.00 | 4/7/2011 1:37:56 AM |
| Aleut | $25.00 | 4/7/2011 1:58:32 AM |
| SBT | $25.00 | 4/6/2011 5:46:52 PM |
| COguy | $25.00 | 4/7/2011 1:59:19 AM |
| b-rent | $25.00 | 4/7/2011 2:11:11 AM |
| spiritual-social3 | $25.00 | 4/7/2011 2:26:09 AM |
| djindepth | $50.00 | 4/7/2011 3:27:37 AM |
| kaleinoue | $25.00 | 4/6/2011 6:37:14 PM |
| Johnab | $26.00 | 4/7/2011 4:43:39 AM |
| orange-influential-credit | $100.00 | 4/6/2011 8:20:55 PM |
| usanachris | $25.00 | 4/7/2011 5:43:48 AM |
| alluring-yield5 | $25.00 | 4/7/2011 6:18:46 AM |
| natural-greenback6 | $25.00 | 4/6/2011 10:52:02 PM |
| Preferred-Lender | $25.00 | 4/7/2011 7:18:59 AM |
| MitchD | $25.00 | 4/7/2011 1:43:24 AM |
| nodrivelpls | $25.00 | 4/7/2011 1:45:42 AM |
| aader | $25.00 | 4/6/2011 5:01:39 PM |
| oldmora | $41.54 | 4/7/2011 2:12:37 AM |
| kind-bill-supporter | $25.00 | 4/7/2011 2:26:18 AM |
| missing-link | $25.00 | 4/7/2011 2:27:50 AM |
| handshake5 | $100.00 | 4/7/2011 2:29:09 AM |
| ideal-platinum1 | $50.00 | 4/7/2011 8:17:28 AM |
| svandgts | $100.00 | 4/7/2011 8:19:49 AM |
| DreDub | $50.00 | 4/7/2011 8:28:59 AM |
| ITExec | $64.60 | 4/7/2011 8:29:17 AM |
| Comoparklender | $40.00 | 4/7/2011 8:29:33 AM |
| american-investor | $25.00 | 4/7/2011 8:30:24 AM |
| benefit-pro | $50.00 | 4/7/2011 8:30:32 AM |
| soulwork | $25.00 | 4/7/2011 8:30:50 AM |
| A007 | $50.00 | 4/6/2011 5:31:24 PM |
| orange-preeminant-bill | $50.00 | 4/6/2011 5:32:02 PM |
| famous-bill | $25.00 | 4/6/2011 5:42:18 PM |
| washboard3 | $30.00 | 4/7/2011 7:08:40 AM |
| bold-shrewd-duty | $25.00 | 4/6/2011 5:46:36 PM |
| the-dollar-topper | $100.00 | 4/6/2011 5:46:59 PM |
| JBF_Investments | $25.00 | 4/7/2011 7:39:05 AM |
| power-mad-scientist | $25.00 | 4/7/2011 8:28:54 AM |
| first-serene-credit | $25.00 | 4/7/2011 8:29:45 AM |
| Sibelius2 | $25.00 | 4/7/2011 8:30:41 AM |
| chameleon125 | $25.00 | 4/6/2011 10:05:10 PM |
| PowerBarDC | $25.00 | 4/6/2011 10:31:15 PM |
| minddoc | $25.00 | 4/7/2011 1:33:17 AM |
| SDNLR | $25.27 | 4/7/2011 1:39:15 AM |
| revenue-officer36 | $36.18 | 4/7/2011 2:11:39 AM |
| asmithj | $50.00 | 4/7/2011 2:12:02 AM |
| worth-arch | $25.00 | 4/7/2011 2:14:02 AM |
| asiaratt | $50.00 | 4/7/2011 4:09:32 AM |
| Artist_Blue | $25.00 | 4/7/2011 6:03:06 AM |
| rockhound84 | $25.00 | 4/7/2011 6:30:14 AM |
| justasoldier | $35.00 | 4/7/2011 7:15:17 AM |
| ClaytonMoore | $46.38 | 4/7/2011 7:23:51 AM |
| social-conductor4 | $25.00 | 4/7/2011 7:29:03 AM |
| floridass | $25.00 | 4/7/2011 8:28:21 AM |
| helpishere777 | $25.00 | 4/7/2011 8:29:12 AM |
| NoMoreDebt4Me | $25.00 | 4/7/2011 8:29:26 AM |
| fabulous-revenue7 | $25.00 | 4/7/2011 8:30:20 AM |
| cospilot | $25.00 | 4/7/2011 8:30:39 AM |
| mimoney16 | $25.00 | 4/7/2011 8:30:53 AM |
| reflective-rupee | $25.33 | 3/24/2011 3:12:42 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:58:29 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:43:33 AM |
| revenue-circuit1 | $25.00 | 4/3/2011 7:43:13 AM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:30 PM |
| terrific-dough6 | $50.00 | 4/3/2011 8:42:04 PM |
| wwwUniversal | $25.00 | 4/4/2011 12:38:31 PM |
| bid-czar8 | $50.00 | 4/5/2011 6:00:54 PM |
| Ocean713 | $50.00 | 4/5/2011 2:42:46 PM |
| Jack55304 | $125.00 | 4/5/2011 6:18:19 PM |
| tech310 | $34.95 | 4/6/2011 3:21:51 AM |
| musegaze | $50.00 | 4/5/2011 5:35:32 PM |
| wbahl | $25.00 | 4/5/2011 5:45:07 PM |
| credit-investor5 | $50.00 | 4/6/2011 7:32:57 AM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:16:44 PM |
| investment-comet | $25.00 | 4/6/2011 11:33:50 AM |
| 2grindstones | $25.00 | 4/6/2011 10:37:01 AM |
| neutrino6 | $50.00 | 4/6/2011 11:07:08 AM |
| burrito6 | $25.00 | 4/6/2011 5:02:00 PM |
| dominickf | $50.00 | 4/6/2011 5:02:57 PM |
| point-kitten6 | $50.00 | 4/6/2011 5:06:18 PM |
| ivy-league-MBA | $25.00 | 4/6/2011 5:41:47 PM |
| PRGuyinVA | $25.00 | 4/6/2011 5:46:55 PM |
| unassailable-fund | $50.00 | 4/6/2011 5:23:38 PM |
| steamboatgal | $50.00 | 4/6/2011 6:39:20 PM |
| wise-deal-panda | $50.00 | 4/6/2011 6:57:29 PM |
| euro-spark | $100.00 | 4/6/2011 7:25:20 PM |
| Reddress4u | $25.00 | 4/6/2011 7:53:48 PM |
| five-star-justice | $25.00 | 4/6/2011 11:57:47 AM |
| gotjack | $25.00 | 4/7/2011 1:45:12 AM |
| aFro | $25.00 | 4/7/2011 1:56:57 AM |
| stock106 | $25.00 | 4/7/2011 1:58:13 AM |
| jubilant-agreement0 | $25.00 | 4/6/2011 5:46:50 PM |
| sagan | $45.59 | 4/7/2011 1:59:56 AM |
| veneziani | $25.00 | 4/6/2011 5:49:07 PM |
| Diamond_Jim | $34.23 | 4/7/2011 2:12:51 AM |
| FeedTheMachine | $98.30 | 4/7/2011 2:13:40 AM |
| utopia14 | $25.00 | 4/7/2011 2:24:44 AM |
| mpatrick | $25.00 | 4/6/2011 5:59:01 PM |
| terrific-dough6 | $50.00 | 4/6/2011 6:05:49 PM |
| principal-laser | $60.44 | 4/7/2011 3:59:54 AM |
| joshuaajones | $100.00 | 4/7/2011 4:16:57 AM |
| generous-peace4 | $50.00 | 4/7/2011 5:05:07 AM |
| jhernand17 | $25.00 | 4/7/2011 7:11:00 AM |
| PaulW | $25.00 | 4/7/2011 1:29:18 AM |
| fundenstein | $25.00 | 4/7/2011 7:28:59 AM |
| Dubbs360 | $25.00 | 4/7/2011 1:39:06 AM |
| Crystalprop | $25.00 | 4/7/2011 1:54:25 AM |
| Guerrilla_Man | $25.00 | 4/7/2011 1:55:31 AM |
| jga516 | $25.00 | 4/7/2011 1:56:03 AM |
| seisen | $50.00 | 4/6/2011 5:01:46 PM |
| Reinadog9 | $25.00 | 4/7/2011 1:57:02 AM |
| Bob450 | $25.00 | 4/7/2011 1:57:50 AM |
| irrelevant | $25.00 | 4/7/2011 1:58:28 AM |
| felicity-tower | $25.00 | 4/7/2011 2:02:22 AM |
| shrewd-peace7 | $25.00 | 4/7/2011 2:12:41 AM |
| profit-powerplant | $25.00 | 4/7/2011 2:12:53 AM |
| new-social-economist | $50.00 | 4/7/2011 2:27:41 AM |
| mlj0671 | $25.00 | 4/7/2011 3:51:28 AM |
| money-bauble | $50.00 | 4/7/2011 4:12:28 AM |
| forthright-dedication | $50.00 | 4/7/2011 8:29:02 AM |
| payout-paddle1 | $50.00 | 4/7/2011 8:29:39 AM |
| rate-mogul | $100.00 | 4/7/2011 8:30:28 AM |
| twenty_percent_plus | $25.00 | 4/7/2011 8:30:36 AM |
| sonnet771 | $130.64 | 4/7/2011 8:31:01 AM |
| treasure-bliss | $50.00 | 4/6/2011 5:41:49 PM |
| studio3d | $52.01 | 4/7/2011 7:16:34 AM |
| impressive-openness7 | $50.00 | 4/7/2011 7:21:09 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:06 AM |
| credit-wheel7 | $25.00 | 4/6/2011 7:29:13 PM |
| KileNSmyth4 | $34.09 | 4/7/2011 8:27:47 AM |
| flanative | $25.00 | 4/7/2011 8:30:46 AM |
| 420limo | $25.00 | 4/6/2011 11:32:40 PM |
| runner262 | $25.00 | 4/7/2011 1:33:00 AM |
| sjlnn | $25.00 | 4/7/2011 1:37:27 AM |
| lowlite6647 | $25.00 | 4/7/2011 1:44:05 AM |
| apostle901 | $25.00 | 4/7/2011 1:58:23 AM |
| HHP | $60.65 | 4/7/2011 1:59:10 AM |
| j-lender | $28.60 | 4/7/2011 2:10:38 AM |
| graceful-investment | $100.00 | 4/7/2011 2:12:46 AM |
| MidCityLending | $62.16 | 4/7/2011 3:24:17 AM |
| akakii | $50.00 | 4/7/2011 4:15:31 AM |
| Inquisitor06 | $25.00 | 4/7/2011 4:52:30 AM |
| Corellia | $100.00 | 4/7/2011 5:19:03 AM |
| competent-p2p | $30.00 | 4/7/2011 7:20:15 AM |
| fairhelper | $25.00 | 4/7/2011 8:29:21 AM |
| power-bluebird2 | $50.00 | 4/7/2011 8:29:47 AM |
| cropdust3r | $25.00 | 4/7/2011 8:29:54 AM |
| wise-balanced-moola | $25.00 | 4/7/2011 8:30:43 AM |
| Roblaroni | $25.00 | 4/7/2011 8:30:58 AM |
| dollar-cherry6 | $100.00 | 4/7/2011 8:31:05 AM |
| 182 Investments
|
Borrower Payment Dependent Notes Series
498839
This series of Notes was issued and sold upon the funding of the borrower loan #48499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,998.81 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-04-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $258.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,367 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-confidant5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Repairs
Purpose of loan: Roof/Painting
This loan will be used to...New roof and painting
My financial situation: Regions Bank
I am a good candidate for this loan because... I have a full time job now and a part time job, child support and I can pay back every dime.
Monthly net income: $6542
Monthly expenses: $3620
Housing: $1454
Insurance: $
Car expenses: $565
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please give a brief job description. Also, your profile notes that you do not own a house. What house will you be painting and putting a new roof on? Thank you! - newest-funds-powerplant
A:
I am Accounting Manager for ServiceCentral Technologies and also have a part time accounting job. I do own my home and have lived in it for 4 years, it is with Indymac Mortgage changed to One West Bank, not sure why it would not be on my profile.
(Mar-22-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/21/2011 5:06:33 PM |
| patriot897 | $25.00 | 3/21/2011 5:05:16 PM |
| euro-trumpet | $25.00 | 3/22/2011 6:48:06 PM |
| Havana21 | $25.00 | 3/23/2011 2:06:54 AM |
| 113121 | $25.00 | 3/23/2011 11:42:31 AM |
| efficient-treasure0 | $25.00 | 3/24/2011 7:16:52 AM |
| Weaverville | $25.00 | 3/25/2011 5:19:09 PM |
| helgeboy | $50.00 | 3/26/2011 6:19:57 PM |
| Rick21 | $50.00 | 3/28/2011 9:33:43 PM |
| WilliamLeeSims | $25.00 | 3/29/2011 5:23:46 PM |
| transparency-grasshopper | $50.00 | 3/29/2011 5:30:29 PM |
| GMPK_TLAS | $50.00 | 3/30/2011 1:17:32 PM |
| dinero-wildebeest | $50.00 | 3/30/2011 10:28:29 PM |
| Scotcha | $50.00 | 3/30/2011 7:00:00 PM |
| Zolton | $100.00 | 3/31/2011 6:48:45 AM |
| w3alter | $100.00 | 3/31/2011 9:45:16 AM |
| HamachiMan | $50.00 | 3/31/2011 5:16:48 PM |
| black_adder2003 | $50.00 | 4/1/2011 11:18:17 AM |
| dpdn57 | $25.00 | 4/1/2011 5:31:37 PM |
| a-unflappable-finance | $100.00 | 4/1/2011 9:52:34 AM |
| fightinjoe | $50.00 | 4/1/2011 5:31:51 PM |
| SelectTrustLending | $25.00 | 4/1/2011 10:19:48 AM |
| wwwUniversal | $25.00 | 4/2/2011 4:25:53 AM |
| seanambrose | $25.00 | 4/1/2011 5:34:02 PM |
| PRGuyinVA | $25.00 | 4/1/2011 7:03:51 PM |
| mizon291 | $50.00 | 4/2/2011 12:59:32 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:37:50 PM |
| tsui517 | $50.00 | 4/2/2011 9:41:25 AM |
| treasure-bliss | $50.00 | 4/2/2011 4:36:54 PM |
| wealth-renaissance5 | $25.00 | 4/3/2011 12:43:28 PM |
| BlindJoeDeath | $50.00 | 4/3/2011 2:27:58 PM |
| helpishere777 | $50.00 | 4/3/2011 4:07:41 PM |
| versatile-platinum4 | $25.00 | 4/2/2011 2:27:45 PM |
| chekat | $25.00 | 4/3/2011 12:33:00 PM |
| atbright | $25.00 | 4/2/2011 4:37:14 PM |
| Cai8899 | $30.00 | 4/2/2011 11:49:06 PM |
| nanda | $50.00 | 4/3/2011 8:59:52 PM |
| lovelongandprosper | $50.00 | 4/4/2011 10:41:54 AM |
| Financer | $50.00 | 4/4/2011 11:23:21 AM |
| lamsabuy | $1,000.00 | 4/4/2011 10:44:52 AM |
| aspire2grow | $25.00 | 4/3/2011 5:12:05 PM |
| benjamins-utopia | $100.00 | 4/4/2011 12:38:38 PM |
| forthright-dedication | $50.00 | 4/4/2011 11:05:58 AM |
| melodious-fairness | $100.00 | 4/4/2011 11:12:18 AM |
| dodibugg0881 | $50.00 | 4/4/2011 11:17:18 AM |
| jazz619 | $25.00 | 4/4/2011 11:18:05 AM |
| skywise | $50.00 | 4/4/2011 11:23:45 AM |
| orange-preeminant-bill | $50.00 | 4/4/2011 2:22:50 PM |
| reward-walnut | $50.00 | 4/4/2011 2:24:20 PM |
| rogue_monster | $50.00 | 4/4/2011 11:31:22 AM |
| best-marketologist | $25.00 | 4/4/2011 2:54:09 PM |
| AsianDragon | $50.00 | 4/4/2011 3:16:45 PM |
| GiftViftdotcom | $25.00 | 4/4/2011 3:17:37 PM |
| williemc44 | $25.00 | 4/4/2011 2:29:13 PM |
| julijask | $50.00 | 4/4/2011 10:25:27 AM |
| icon7 | $40.00 | 4/4/2011 4:00:47 PM |
| Sibelius2 | $25.00 | 4/4/2011 11:01:48 AM |
| 6moonbeams | $50.00 | 4/4/2011 11:04:47 AM |
| Goodlender42 | $25.00 | 4/4/2011 11:11:03 AM |
| WalnutCreekguy | $50.00 | 4/4/2011 5:00:26 PM |
| souperrich | $25.00 | 4/4/2011 11:20:14 AM |
| sumochicken | $50.00 | 4/4/2011 11:29:39 AM |
| metro457 | $50.00 | 4/4/2011 11:30:09 AM |
| objective-investor | $150.00 | 4/4/2011 11:33:55 AM |
| bigphish | $50.00 | 4/4/2011 11:37:08 AM |
| burgeoning-silver | $25.00 | 4/4/2011 11:46:28 AM |
| Hiro07 | $30.00 | 4/4/2011 12:24:46 PM |
| agalt | $65.00 | 4/4/2011 12:54:41 PM |
| Raser | $25.00 | 4/4/2011 2:22:44 PM |
| richboy56 | $25.00 | 4/4/2011 2:24:25 PM |
| Ranger_Investments | $25.00 | 4/4/2011 3:07:10 PM |
| pnwlender | $49.50 | 4/4/2011 3:19:43 PM |
| green-radiant-durability | $25.00 | 4/4/2011 3:39:12 PM |
| CBO-Enterprise | $50.00 | 4/4/2011 4:07:29 PM |
| circustab | $50.00 | 4/4/2011 4:19:12 PM |
| green-benefit-enclave | $25.00 | 4/4/2011 5:00:29 PM |
| loyalty-sherpa | $25.00 | 3/21/2011 5:06:19 PM |
| simplelender80 | $100.00 | 3/21/2011 5:04:37 PM |
| hostbank | $100.00 | 3/21/2011 5:05:59 PM |
| enthralling-deal180 | $50.00 | 3/21/2011 5:06:48 PM |
| zippy-interest | $25.00 | 3/22/2011 7:15:10 PM |
| P2P4me | $100.00 | 3/23/2011 6:43:44 AM |
| radforj22 | $25.00 | 3/26/2011 4:27:05 PM |
| C_Mark | $50.00 | 3/26/2011 6:21:21 PM |
| kind-adventurous-finance | $75.00 | 3/28/2011 9:19:52 AM |
| loot-heart | $25.00 | 3/28/2011 11:04:36 AM |
| ghinga | $25.00 | 3/29/2011 4:54:35 AM |
| power-mad-scientist | $25.00 | 3/29/2011 5:21:10 PM |
| DreDub | $50.00 | 3/30/2011 12:20:56 PM |
| dollardave | $100.00 | 3/31/2011 2:32:09 AM |
| a-finance-nirvana | $25.00 | 3/31/2011 2:28:13 AM |
| dinero-speaker | $25.00 | 4/1/2011 6:23:55 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:30:30 AM |
| otto1939 | $50.00 | 3/31/2011 4:23:09 PM |
| steiglends | $50.00 | 4/1/2011 9:33:24 AM |
| fishintime | $50.00 | 4/1/2011 1:54:30 AM |
| famous-bill | $25.00 | 4/2/2011 1:48:54 AM |
| wbahl | $25.00 | 4/1/2011 10:36:02 AM |
| grf1945 | $50.00 | 4/1/2011 1:54:11 PM |
| Techne_Funds_LLC | $25.00 | 4/2/2011 6:10:07 AM |
| Quiddity | $34.31 | 4/2/2011 2:44:48 AM |
| DaMoneyTree | $25.00 | 4/2/2011 2:12:46 PM |
| ijspence | $25.00 | 4/2/2011 1:17:42 PM |
| MrOglesby | $25.00 | 4/2/2011 4:40:22 AM |
| mlj0671 | $25.00 | 4/2/2011 12:59:59 PM |
| capital-web7 | $25.00 | 4/3/2011 3:09:30 PM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:46 PM |
| income-investor3 | $25.00 | 4/3/2011 6:15:36 PM |
| worldly-community3 | $50.00 | 4/3/2011 2:19:32 PM |
| p2ploan-wildcat | $25.00 | 4/4/2011 7:25:14 AM |
| commerce-web5 | $25.00 | 4/3/2011 2:34:26 PM |
| kinetic-yield4 | $25.00 | 4/4/2011 9:59:36 AM |
| peripatetic | $25.00 | 4/4/2011 7:27:57 AM |
| bentonlending | $50.00 | 4/3/2011 8:38:04 AM |
| velocity-solo | $25.00 | 4/4/2011 10:31:35 AM |
| worthy-bid8 | $100.00 | 4/3/2011 10:27:57 AM |
| hard-working-loot | $50.00 | 4/4/2011 11:03:20 AM |
| mtquan | $25.00 | 4/4/2011 11:05:22 AM |
| ingenious-interest1 | $100.00 | 4/4/2011 10:10:31 AM |
| don8ter | $25.00 | 4/4/2011 11:11:53 AM |
| brutusbone | $25.00 | 4/4/2011 11:20:21 AM |
| bmbanzai | $25.00 | 4/4/2011 11:21:04 AM |
| Rico47 | $50.00 | 4/4/2011 11:01:21 AM |
| Clambake | $50.00 | 4/4/2011 11:03:28 AM |
| bold-durability-drum | $50.00 | 4/4/2011 11:03:50 AM |
| joyful-treasure2 | $25.00 | 4/4/2011 12:57:23 PM |
| ericd523 | $25.00 | 4/4/2011 11:17:48 AM |
| 350DGRZ | $50.00 | 4/4/2011 2:24:18 PM |
| razor783 | $25.00 | 4/4/2011 2:38:30 PM |
| practice44 | $50.00 | 4/4/2011 11:45:27 AM |
| palace2 | $100.00 | 4/4/2011 2:08:34 PM |
| cathexis | $25.00 | 4/4/2011 4:27:40 PM |
| nickel-ferret | $100.00 | 4/4/2011 11:08:26 AM |
| festeringsnot | $25.00 | 4/4/2011 11:16:24 AM |
| marlau | $25.00 | 4/4/2011 11:21:54 AM |
| income-sage9 | $25.00 | 4/4/2011 11:22:36 AM |
| dckpolo | $25.00 | 4/4/2011 11:23:13 AM |
| powerful-finance7 | $25.00 | 4/4/2011 2:22:58 PM |
| treasure-widget | $25.00 | 4/4/2011 2:24:42 PM |
| fortytwo | $100.00 | 4/4/2011 3:32:39 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
499081
This series of Notes was issued and sold upon the funding of the borrower loan #48519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,414.79 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-05-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $421.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $26,261 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-historic-silver |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan
Purpose of loan:
This loan will be used to...pay off debt
My financial situation: Working full time all bills are current
I am a good candidate for this loan because...Hard worker and this will help me improve my credit score and clear up debt looking for second chance to show I am a good candidate
Monthly net income: $3500.00
Monthly expenses: $100.00
Housing: $0.00
Insurance: $80.00auto
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $140.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $800.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Home per Zillow is $146,000.00, mortgage balance is about $52,000.00. No second.
(Mar-30-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| hostbank | $100.00 | 3/22/2011 5:13:29 PM |
| BxRealtor | $25.00 | 3/22/2011 5:13:55 PM |
| patriot897 | $25.00 | 3/22/2011 5:13:12 PM |
| simplelender80 | $100.00 | 3/22/2011 5:43:55 PM |
| loyalty-sherpa | $25.00 | 3/22/2011 5:13:41 PM |
| efficient-treasure0 | $25.00 | 3/25/2011 9:58:14 PM |
| zippy-interest | $25.00 | 3/26/2011 4:31:36 PM |
| Weaverville | $25.00 | 3/26/2011 6:37:46 PM |
| helgeboy | $50.00 | 3/26/2011 6:20:15 PM |
| selector568 | $50.00 | 3/29/2011 3:23:19 PM |
| Zolton | $100.00 | 3/31/2011 6:49:04 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:30:55 AM |
| cogent | $25.00 | 4/1/2011 4:10:44 PM |
| grf1945 | $50.00 | 4/1/2011 1:54:27 PM |
| kindness-launcher | $1,000.00 | 4/1/2011 7:31:13 PM |
| SelectTrustLending | $25.00 | 4/1/2011 5:21:31 PM |
| power-mad-scientist | $25.00 | 4/2/2011 12:55:21 PM |
| GMPK_TLAS | $50.00 | 4/2/2011 1:08:26 PM |
| commerce-web5 | $25.00 | 4/3/2011 2:34:41 PM |
| income-investor3 | $25.00 | 4/3/2011 6:11:39 PM |
| Domgabriel | $25.00 | 4/4/2011 4:51:42 AM |
| brainy-repayment5 | $100.00 | 4/4/2011 6:32:25 AM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:19 AM |
| a-unflappable-finance | $100.00 | 4/4/2011 11:08:38 AM |
| wealth-renaissance5 | $25.00 | 4/4/2011 11:24:22 AM |
| objective-investor | $150.00 | 4/4/2011 11:34:07 AM |
| HamachiMan | $50.00 | 4/4/2011 11:35:02 AM |
| burgeoning-silver | $25.00 | 4/4/2011 11:46:38 AM |
| Rico47 | $50.00 | 4/4/2011 9:46:01 AM |
| cathexis | $25.00 | 4/4/2011 4:28:02 PM |
| wwwUniversal | $25.00 | 4/4/2011 10:39:42 AM |
| nilonc1 | $25.00 | 4/4/2011 5:34:27 PM |
| worldly-community3 | $50.00 | 4/4/2011 5:41:17 PM |
| panegryst | $50.00 | 4/4/2011 8:12:48 PM |
| Aimvest | $25.00 | 4/4/2011 8:32:40 PM |
| dpdn57 | $25.00 | 4/4/2011 5:39:54 PM |
| dexstjames | $50.00 | 4/4/2011 5:40:29 PM |
| peripatetic | $25.00 | 4/4/2011 5:41:38 PM |
| bold-durability-drum | $50.00 | 4/4/2011 5:43:59 PM |
| credit-kahuna | $50.00 | 4/4/2011 11:22:11 PM |
| wealth-renaissance5 | $25.00 | 4/5/2011 12:03:45 AM |
| whatreality | $25.00 | 4/5/2011 12:48:24 AM |
| Rico47 | $50.00 | 4/4/2011 7:15:33 PM |
| chemistry220 | $50.00 | 4/4/2011 7:32:34 PM |
| don8ter | $25.00 | 4/5/2011 2:23:31 AM |
| suave-dime6 | $25.00 | 4/5/2011 5:12:24 AM |
| CBO-Enterprise | $50.00 | 4/4/2011 4:07:38 PM |
| helvet | $25.20 | 4/5/2011 5:18:09 AM |
| entreprenooner | $25.00 | 4/5/2011 5:49:30 AM |
| treasure-brigade | $25.00 | 4/5/2011 5:59:31 AM |
| MrCoffee | $25.00 | 4/5/2011 7:19:08 AM |
| agalt | $75.00 | 4/5/2011 7:54:41 AM |
| Ambassador | $40.00 | 4/5/2011 4:25:29 AM |
| silver-armada | $50.00 | 4/5/2011 4:38:22 AM |
| ciscoparrot | $25.00 | 4/4/2011 5:21:51 PM |
| tripnosis | $25.00 | 4/4/2011 5:22:23 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:35:30 AM |
| icchok | $100.00 | 4/5/2011 9:46:34 AM |
| llequire1 | $127.27 | 4/5/2011 10:21:31 AM |
| economy-caper9 | $25.00 | 4/5/2011 12:41:51 PM |
| diverse-benjamins | $25.00 | 4/4/2011 10:20:35 PM |
| FinanceEngine | $30.00 | 4/4/2011 10:36:15 PM |
| wakti | $50.00 | 4/5/2011 10:02:40 AM |
| Tazeme | $25.00 | 4/5/2011 1:57:44 PM |
| ctgscott | $25.00 | 4/5/2011 10:33:15 AM |
| DasMula | $107.00 | 4/5/2011 2:41:25 PM |
| DaddyBill | $37.87 | 4/5/2011 6:22:22 AM |
| Ocean713 | $50.00 | 4/5/2011 2:40:02 PM |
| julijask | $50.00 | 4/5/2011 7:28:49 AM |
| Typhoonsurf17 | $100.00 | 4/5/2011 8:10:33 AM |
| Chervianne | $50.00 | 4/5/2011 4:49:55 PM |
| credit-scout7 | $50.00 | 4/5/2011 4:51:15 PM |
| kenji4861 | $25.00 | 4/5/2011 4:51:26 PM |
| richboy56 | $25.00 | 4/5/2011 9:38:56 AM |
| titilsbie14 | $40.00 | 4/5/2011 9:56:52 AM |
| CreditBuilder2 | $150.00 | 4/5/2011 10:20:31 AM |
| moola-monger9 | $50.00 | 4/5/2011 11:54:36 AM |
| anton | $1,700.00 | 4/5/2011 2:17:39 PM |
| treasure-bliss | $50.00 | 4/5/2011 3:57:02 PM |
| HoyaHeel | $25.00 | 4/5/2011 3:58:25 PM |
| iolaire | $25.00 | 4/5/2011 4:49:50 PM |
| Clambake | $50.00 | 4/5/2011 4:50:31 PM |
| Panna | $25.00 | 3/23/2011 2:16:51 AM |
| enthralling-deal180 | $50.00 | 3/22/2011 5:14:11 PM |
| jdrez | $25.00 | 3/22/2011 7:23:07 PM |
| mulberry4 | $50.00 | 3/22/2011 5:41:37 PM |
| P2P4me | $100.00 | 3/23/2011 6:43:56 AM |
| SimpleChoice | $25.00 | 3/23/2011 2:16:45 AM |
| PRGuyinVA | $50.00 | 3/23/2011 5:57:40 AM |
| competent-p2p | $25.00 | 3/24/2011 10:29:17 AM |
| power-companion7 | $100.00 | 3/25/2011 7:02:53 AM |
| Havana21 | $25.00 | 3/25/2011 9:58:32 PM |
| loot-heart | $25.00 | 3/28/2011 11:05:07 AM |
| Rick21 | $50.00 | 3/28/2011 9:34:10 PM |
| transparency-grasshopper | $50.00 | 3/29/2011 5:30:48 PM |
| radforj22 | $25.00 | 3/29/2011 5:13:35 PM |
| kindness-launcher | $1,400.00 | 3/30/2011 8:43:48 AM |
| w3alter | $100.00 | 3/31/2011 9:45:41 AM |
| C_Mark | $50.00 | 3/31/2011 2:17:18 AM |
| NYBIZ | $30.00 | 3/31/2011 3:47:37 PM |
| dinero-speaker | $25.00 | 4/1/2011 10:16:06 AM |
| dinero-wildebeest | $50.00 | 4/1/2011 10:01:51 AM |
| kind-adventurous-finance | $75.00 | 4/1/2011 5:25:56 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:06 PM |
| dollardave | $100.00 | 4/2/2011 10:17:22 PM |
| chekat | $25.00 | 4/3/2011 12:33:14 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:08 PM |
| Mariner3605 | $25.00 | 4/3/2011 5:58:56 PM |
| fishintime | $50.00 | 4/3/2011 12:21:45 PM |
| DreDub | $50.00 | 4/4/2011 9:08:09 AM |
| Saleen06 | $44.21 | 4/3/2011 8:24:42 PM |
| Cai8899 | $30.00 | 4/2/2011 11:49:25 PM |
| otto1939 | $50.00 | 4/4/2011 10:17:38 AM |
| practice44 | $50.00 | 4/4/2011 11:45:39 AM |
| versatile-platinum4 | $25.00 | 4/4/2011 11:18:26 AM |
| nanda | $50.00 | 4/4/2011 11:28:57 AM |
| GiftViftdotcom | $25.00 | 4/4/2011 3:17:50 PM |
| dudebrah | $25.00 | 4/4/2011 5:22:27 PM |
| wise-repayment-kayak | $25.00 | 4/4/2011 10:59:03 AM |
| Engineer44 | $25.00 | 4/4/2011 5:35:39 PM |
| fightinjoe | $50.00 | 4/4/2011 5:39:56 PM |
| black_adder2003 | $50.00 | 4/4/2011 11:07:17 AM |
| joyous-revenue4 | $25.00 | 4/4/2011 5:45:20 PM |
| WilliamLeeSims | $25.00 | 4/4/2011 5:08:59 PM |
| pitbullt | $25.00 | 4/4/2011 7:01:53 PM |
| seanambrose | $25.00 | 4/4/2011 5:36:48 PM |
| wtrboy | $100.00 | 4/4/2011 11:49:32 PM |
| generous-deal6 | $50.00 | 4/4/2011 6:37:51 PM |
| JustinSnow | $36.35 | 4/5/2011 2:12:13 AM |
| mgking007 | $25.00 | 4/4/2011 8:19:10 PM |
| cjames84 | $25.00 | 4/5/2011 2:43:21 AM |
| brightest-fascinating-principal | $25.00 | 4/4/2011 11:51:03 PM |
| GElender | $50.00 | 4/5/2011 6:08:47 AM |
| IIP77 | $25.00 | 4/5/2011 5:15:50 AM |
| MadHun | $100.00 | 4/5/2011 8:42:21 AM |
| reward-planetarium | $50.00 | 4/5/2011 7:49:37 AM |
| power-bluebird2 | $100.00 | 4/4/2011 7:35:28 PM |
| nycmichael | $100.00 | 4/5/2011 11:14:58 AM |
| investment-comet | $25.00 | 4/4/2011 9:00:46 PM |
| aldeed | $150.00 | 4/4/2011 9:02:16 PM |
| adir1 | $25.00 | 4/4/2011 10:46:38 PM |
| rockerZ71 | $25.00 | 4/4/2011 11:20:23 PM |
| oaktown23 | $50.00 | 4/4/2011 11:42:45 PM |
| DT_Banker | $25.00 | 4/5/2011 12:24:30 AM |
| gentle-coin | $25.00 | 4/5/2011 10:14:51 AM |
| nickel-ferret | $100.00 | 4/5/2011 1:47:55 PM |
| marketplace-canary7 | $25.00 | 4/5/2011 10:28:12 AM |
| soheagle | $25.00 | 4/5/2011 2:22:01 PM |
| Requiem | $25.00 | 4/5/2011 10:52:52 AM |
| wbahl | $25.00 | 4/5/2011 2:57:40 PM |
| Astyanax | $45.00 | 4/5/2011 3:01:50 PM |
| heerzaquestion | $25.00 | 4/5/2011 4:58:54 AM |
| well-mannered-income3 | $25.00 | 4/5/2011 7:06:05 AM |
| cablenews | $50.00 | 4/5/2011 8:43:20 AM |
| meenan | $50.00 | 4/5/2011 4:49:09 PM |
| leodaguy | $50.00 | 4/5/2011 4:51:30 PM |
| value-den | $50.00 | 4/5/2011 9:10:01 AM |
| careful-yield1 | $25.00 | 4/5/2011 10:28:58 AM |
| bold-shrewd-market | $25.00 | 4/5/2011 4:50:17 PM |
| potatoepicker | $75.00 | 4/5/2011 1:53:06 PM |
| buddylucy | $96.89 | 4/5/2011 3:52:41 PM |
| money-surge1 | $50.00 | 4/5/2011 4:52:21 PM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
499255
This series of Notes was issued and sold upon the funding of the borrower loan #48502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,379.01 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $256.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,496 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Enforcer75 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Backyard fun
Purpose of loan:
This loan will be used to...add a pool to the backyard. Ive saved about half the cost needed to get the project started. This loan will give me the funds to finnish the project.
My financial situation:
I am a good candidate for this loan because...I have several credit cards, all with a zero or nearly zero balance. I have not missed a payment on anyting in the last 8 years.
Monthly net income: $4700.00
Monthly expenses: $1800-$2000
Housing: $809.83
Insurance: $176.96
Car expenses: $364.62
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
$123,485.29 is the outstanding balance on the mortgage.
the approx value of the house is $145,000.00
(Mar-27-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| competent-p2p | $25.00 | 3/24/2011 9:51:46 AM |
| suave-dime6 | $25.00 | 3/24/2011 9:05:14 AM |
| worldly-money4 | $200.00 | 3/24/2011 9:05:29 AM |
| simplelender80 | $100.00 | 3/25/2011 7:03:11 AM |
| SecondChanceLendingSERV | $25.00 | 3/26/2011 9:05:21 PM |
| thelovebug | $100.00 | 3/27/2011 9:19:01 PM |
| caprirolito | $25.00 | 3/29/2011 8:28:17 PM |
| w3alter | $100.00 | 3/30/2011 10:04:28 AM |
| Tylerh | $100.00 | 3/30/2011 8:34:08 PM |
| integrity-doctor | $100.00 | 3/30/2011 1:40:19 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:43:41 AM |
| kindness-launcher | $800.00 | 4/3/2011 10:41:15 PM |
| leodaguy | $25.00 | 4/4/2011 4:38:27 PM |
| patriot897 | $25.00 | 4/4/2011 11:44:41 AM |
| benjamins-utopia | $100.00 | 4/5/2011 6:16:02 AM |
| wwwUniversal | $25.00 | 4/5/2011 2:21:35 AM |
| loanman2007 | $25.00 | 4/5/2011 4:46:46 AM |
| credit-investor5 | $50.00 | 4/6/2011 7:33:00 AM |
| bold-durability-drum | $25.00 | 4/6/2011 9:08:38 AM |
| GElender | $25.00 | 4/6/2011 6:22:38 AM |
| dudebrah | $25.00 | 4/6/2011 9:39:20 AM |
| zotzot | $50.44 | 4/6/2011 10:21:03 AM |
| five-star-justice | $25.00 | 4/6/2011 11:57:50 AM |
| tacopants | $50.00 | 4/6/2011 12:15:59 PM |
| FinanceEngine | $30.00 | 4/6/2011 1:10:47 PM |
| shelcurt | $25.00 | 4/6/2011 3:53:12 PM |
| bid-czar8 | $50.00 | 4/6/2011 5:47:31 PM |
| wise-deal-panda | $50.00 | 4/6/2011 6:57:36 PM |
| finance-prescription | $50.00 | 4/6/2011 5:27:00 PM |
| intrepid-loot | $50.00 | 4/6/2011 7:20:53 PM |
| balance-warrior | $35.00 | 4/6/2011 9:48:36 AM |
| veneziani | $25.00 | 4/6/2011 5:49:10 PM |
| djindepth | $50.00 | 4/7/2011 3:27:42 AM |
| pmj453 | $25.00 | 4/7/2011 3:54:38 AM |
| gothampark | $25.00 | 4/6/2011 6:19:15 PM |
| money-bauble | $50.00 | 4/7/2011 4:12:36 AM |
| steamboatgal | $50.00 | 4/6/2011 6:39:26 PM |
| euro-spark | $100.00 | 4/6/2011 7:34:30 PM |
| mammalian4 | $25.00 | 4/6/2011 7:39:34 PM |
| thomas16882004 | $25.00 | 4/6/2011 3:07:40 PM |
| wild-orange | $50.00 | 4/6/2011 3:14:42 PM |
| hookUup | $25.00 | 4/6/2011 3:30:27 PM |
| proud-pound4 | $55.94 | 4/6/2011 8:53:27 PM |
| IIP77 | $25.00 | 4/7/2011 1:40:04 AM |
| seisen | $44.64 | 4/7/2011 1:47:46 AM |
| JohnSmallberries | $25.00 | 4/6/2011 5:07:37 PM |
| treasure-bliss | $50.00 | 4/7/2011 2:19:26 AM |
| ideal-platinum1 | $50.00 | 4/7/2011 8:17:43 AM |
| tech310 | $50.00 | 4/7/2011 2:02:02 AM |
| asiaratt | $50.00 | 4/7/2011 4:09:39 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:08:14 AM |
| KarlMarx | $25.00 | 4/7/2011 8:34:01 AM |
| reflective-rupee | $400.33 | 3/24/2011 3:09:03 PM |
| Bob450 | $25.00 | 3/24/2011 9:05:39 AM |
| DasMula | $197.00 | 3/24/2011 4:21:21 PM |
| mercuriant | $25.00 | 3/26/2011 4:55:09 AM |
| ASR3 | $50.00 | 3/27/2011 4:28:06 AM |
| ingenious-deal6 | $25.00 | 3/29/2011 2:58:38 PM |
| selector568 | $50.00 | 3/29/2011 3:23:22 PM |
| fortytwo | $100.00 | 4/3/2011 12:20:59 AM |
| worthy-bid8 | $25.00 | 4/3/2011 10:30:28 AM |
| Mariner3605 | $25.00 | 4/4/2011 5:19:39 PM |
| Ocean713 | $50.00 | 4/5/2011 2:42:54 PM |
| credit-sycamore4 | $100.00 | 4/5/2011 6:16:49 PM |
| greencat | $50.00 | 4/6/2011 7:29:57 AM |
| 1phantom | $25.00 | 4/5/2011 5:53:26 PM |
| well-mannered-truth3 | $25.00 | 4/6/2011 1:40:59 PM |
| Californium18 | $75.00 | 4/6/2011 10:10:21 AM |
| nilonc1 | $100.00 | 4/6/2011 11:02:30 AM |
| neutrino6 | $50.00 | 4/6/2011 11:06:36 AM |
| Easystreet | $25.00 | 4/6/2011 2:55:18 AM |
| money-fort | $25.00 | 4/6/2011 3:43:26 PM |
| well-mannered-income3 | $40.00 | 4/6/2011 1:01:43 PM |
| randsenterprise | $25.00 | 4/6/2011 4:26:31 PM |
| Weaverville | $25.00 | 4/6/2011 5:00:19 PM |
| terrific-dough6 | $50.00 | 4/6/2011 6:06:37 PM |
| cash-raccoon | $47.80 | 4/6/2011 6:44:17 PM |
| market-pudding | $25.00 | 4/6/2011 6:47:06 PM |
| credit-wheel7 | $25.00 | 4/6/2011 7:29:20 PM |
| C2Banking | $50.00 | 4/6/2011 8:04:36 PM |
| regahj99 | $25.00 | 4/6/2011 8:52:32 PM |
| 2grindstones | $25.00 | 4/6/2011 10:34:44 AM |
| kindness-hickory5 | $50.00 | 4/6/2011 5:43:48 PM |
| ghinga | $25.00 | 4/6/2011 12:15:04 PM |
| borrowmine | $25.00 | 4/6/2011 1:15:06 PM |
| newest-market-spy | $25.00 | 4/6/2011 6:28:08 PM |
| toomanyfishtanks | $50.00 | 4/6/2011 1:24:07 PM |
| kaleinoue | $100.00 | 4/6/2011 6:29:07 PM |
| LibbyZ | $58.20 | 4/6/2011 6:34:48 PM |
| 108lender | $250.00 | 4/6/2011 3:15:01 PM |
| treasure-expert | $25.00 | 4/6/2011 8:38:40 PM |
| worth-excellence4 | $25.00 | 4/6/2011 4:06:26 PM |
| Byrd24 | $100.00 | 4/6/2011 5:03:30 PM |
| graceful-investment | $100.00 | 4/7/2011 8:33:26 AM |
| ttnk62918 | $25.00 | 4/7/2011 6:52:54 AM |
| Cai8899 | $30.00 | 4/6/2011 5:47:09 PM |
| musegaze | $40.22 | 4/6/2011 5:47:16 PM |
| Jack55304 | $125.00 | 4/6/2011 5:47:40 PM |
| deepblue34 | $25.00 | 4/6/2011 5:56:23 PM |
| r48 | $25.00 | 4/6/2011 5:59:51 PM |
| sweetlan | $25.00 | 4/6/2011 7:20:03 PM |
| tomdooley12520 | $25.00 | 4/6/2011 7:50:01 PM |
| Reddress4u | $25.00 | 4/6/2011 7:52:09 PM |
| felicity-tower | $25.00 | 4/7/2011 2:02:34 AM |
| orange-preeminant-bill | $50.00 | 4/7/2011 2:18:32 AM |
| the-profit-oracle | $25.00 | 4/7/2011 2:20:14 AM |
| nickel-acrobat | $74.44 | 4/7/2011 7:12:20 AM |
| Preferred-Lender | $25.00 | 4/7/2011 8:31:24 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
499339
This series of Notes was issued and sold upon the funding of the borrower loan #48526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,682.06 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $296.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,622 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ideal-fund787 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminate credit card balance!
Purpose of loan:
This loan will be used to eliminate our family's credit card balance! We hate having accumulated debt from the recent birth of our son.
My financial situation:
I am a good candidate for this loan because I have had steady employment for over 5 years. I am a recent graduate of a professional program allowing me increased earning potential. My credit score is excellent due to timely payments of all of my financial obligations. My husband and I own our condo and have been diligent in all payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Congratulations on the birth of your child. What area of study is your degree in? - friendly-moola0
A:
Thank you! I just finished my law degree and passed the state bar.
(Apr-04-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $50.00 | 3/24/2011 5:04:03 PM |
| Hanalei712 | $50.00 | 3/24/2011 5:05:08 PM |
| fantastic-openness | $100.00 | 3/24/2011 5:05:12 PM |
| emo13 | $100.00 | 3/24/2011 5:05:22 PM |
| community-pipeline | $25.00 | 3/24/2011 5:05:34 PM |
| MoonMama | $25.00 | 3/24/2011 5:07:53 PM |
| axl163 | $25.00 | 3/25/2011 1:41:59 AM |
| blot44 | $25.00 | 3/24/2011 5:04:12 PM |
| smilinsam | $50.00 | 3/24/2011 5:05:43 PM |
| octoberfresh | $30.00 | 3/24/2011 5:07:25 PM |
| a-exponential-hope | $25.00 | 3/24/2011 5:03:08 PM |
| exact-gold2 | $25.00 | 3/24/2011 5:03:12 PM |
| davisfl | $100.00 | 3/24/2011 5:05:17 PM |
| reflective-rupee | $25.33 | 3/24/2011 5:09:51 PM |
| YummiBear | $25.00 | 3/24/2011 7:37:10 PM |
| Dollars4Rent | $50.00 | 3/25/2011 1:32:35 AM |
| balance-force | $26.00 | 3/25/2011 9:23:20 AM |
| mrpowers5531 | $25.00 | 3/25/2011 5:17:59 PM |
| currency-persimmon | $100.00 | 3/25/2011 3:10:03 PM |
| astute-fairness0 | $50.00 | 3/26/2011 5:24:30 AM |
| the-dollar-topper | $100.00 | 3/26/2011 2:48:54 PM |
| Fearless_Lender | $25.00 | 3/26/2011 12:55:05 PM |
| skuba | $50.00 | 3/26/2011 1:15:34 PM |
| RandyL3 | $50.00 | 3/26/2011 6:42:47 PM |
| SchaeferJ | $25.00 | 3/26/2011 7:59:04 PM |
| PalmettoInvestor | $25.00 | 3/26/2011 8:39:05 PM |
| shamrocker | $25.00 | 3/27/2011 10:22:56 AM |
| AmericanCredit | $25.00 | 3/28/2011 6:53:27 AM |
| p2p-eagle9 | $25.00 | 3/28/2011 8:34:17 AM |
| crude | $25.00 | 3/28/2011 11:42:03 AM |
| randsenterprise | $25.00 | 3/29/2011 6:50:22 AM |
| selector568 | $50.00 | 3/29/2011 3:24:08 PM |
| WilliamLeeSims | $25.00 | 3/29/2011 4:59:15 PM |
| damage | $25.00 | 3/30/2011 9:28:00 AM |
| meux99 | $25.00 | 3/30/2011 9:32:03 AM |
| bobby5832708 | $50.00 | 3/30/2011 2:06:44 PM |
| leeball | $50.00 | 3/30/2011 9:37:23 AM |
| Emgolda | $25.00 | 3/30/2011 2:39:41 PM |
| antlr | $50.00 | 3/31/2011 5:44:17 PM |
| Auburnmist | $25.00 | 4/2/2011 12:45:48 PM |
| HeavyDriver03 | $25.00 | 4/2/2011 1:22:53 PM |
| Toby1montana | $75.00 | 4/2/2011 7:18:29 AM |
| acropiloterau2002 | $25.00 | 4/2/2011 8:23:52 AM |
| valiant-liberty4 | $25.00 | 4/4/2011 5:43:26 AM |
| atbright | $25.00 | 4/2/2011 4:37:28 PM |
| Headhunter14 | $25.00 | 4/3/2011 7:25:25 PM |
| TennSquire | $50.00 | 4/4/2011 8:40:11 AM |
| Bank42 | $100.00 | 4/4/2011 10:40:07 AM |
| GodzillaLending | $25.00 | 4/4/2011 10:49:24 AM |
| dharma1 | $25.00 | 4/4/2011 3:27:55 PM |
| kyomoon | $50.00 | 4/4/2011 2:53:02 PM |
| Fonthill | $100.00 | 4/4/2011 10:35:11 AM |
| astute-benjamins | $25.00 | 4/4/2011 3:32:56 PM |
| a-responsible-return | $50.00 | 4/4/2011 11:12:40 PM |
| reward-planetarium | $25.00 | 4/5/2011 8:44:52 AM |
| Hogan55 | $29.27 | 4/5/2011 6:19:44 AM |
| wise-silver-wonder | $25.00 | 4/5/2011 5:53:41 PM |
| thedoctor | $60.88 | 4/6/2011 2:33:43 AM |
| Iza13 | $30.00 | 4/5/2011 5:11:28 PM |
| serene-truth2 | $50.00 | 4/5/2011 9:28:52 PM |
| Rivervale_Westwood | $25.00 | 4/6/2011 5:48:18 AM |
| alpinaut | $25.00 | 4/6/2011 9:20:03 AM |
| panegryst | $50.00 | 4/6/2011 9:27:10 AM |
| PK_USMC | $25.00 | 4/6/2011 9:27:17 AM |
| Leopoldine | $25.00 | 4/6/2011 9:26:09 AM |
| saahilld | $25.00 | 4/6/2011 9:31:34 AM |
| locomotive7 | $50.00 | 4/5/2011 11:22:42 PM |
| jarf | $33.49 | 4/6/2011 5:13:05 PM |
| NYBIZ | $25.00 | 4/6/2011 5:15:01 PM |
| worthy-value1 | $50.00 | 4/6/2011 6:48:02 AM |
| Mint_Man | $50.00 | 4/6/2011 5:36:18 PM |
| CASHGIRL | $25.00 | 4/6/2011 5:36:47 PM |
| Chewbaca | $25.00 | 4/6/2011 5:19:27 PM |
| PThor | $25.00 | 4/6/2011 9:27:11 AM |
| financelover | $50.00 | 4/6/2011 11:07:25 PM |
| arenangelchild | $34.96 | 4/7/2011 1:44:27 AM |
| Natronpee | $25.00 | 4/7/2011 1:55:23 AM |
| inforapenny | $50.00 | 4/6/2011 12:12:29 PM |
| be_wise | $25.00 | 4/7/2011 2:28:35 AM |
| kaleinoue | $25.00 | 4/6/2011 6:39:00 PM |
| new-goodhearted-economy | $50.00 | 4/6/2011 7:18:41 PM |
| whipone | $25.00 | 4/7/2011 5:52:46 AM |
| market-squadron3 | $50.00 | 4/6/2011 11:24:04 PM |
| flopcat | $28.19 | 4/7/2011 1:32:39 AM |
| SourDoughSteve | $25.00 | 4/7/2011 1:37:47 AM |
| blukestrel | $25.00 | 4/7/2011 1:38:24 AM |
| adama_48 | $25.00 | 4/7/2011 1:44:31 AM |
| Aimvest | $25.00 | 4/7/2011 1:46:44 AM |
| officer8 | $25.00 | 4/6/2011 5:25:08 PM |
| iostorms | $50.00 | 4/7/2011 4:41:22 AM |
| gogrannygo | $30.00 | 4/7/2011 7:17:59 AM |
| moneytolend72 | $50.00 | 4/7/2011 7:30:16 AM |
| money-floret | $50.00 | 4/6/2011 5:54:39 PM |
| anyoi | $29.09 | 4/7/2011 9:37:33 AM |
| gothampark | $25.00 | 4/6/2011 6:23:22 PM |
| VBPlayer | $30.00 | 4/6/2011 6:39:22 PM |
| MoneyTree79 | $45.00 | 4/6/2011 6:41:15 PM |
| zeelender | $25.00 | 4/7/2011 8:31:30 AM |
| intrepid-loot | $100.00 | 4/6/2011 9:57:16 PM |
| MoneySiles | $25.00 | 4/7/2011 1:28:49 AM |
| ujiba | $50.00 | 4/7/2011 10:22:17 AM |
| reinforced-reward | $25.00 | 4/7/2011 10:23:54 AM |
| jcholloway831 | $25.00 | 4/7/2011 9:31:45 AM |
| b2006 | $25.00 | 4/7/2011 9:32:31 AM |
| blueisland | $74.42 | 4/7/2011 9:38:26 AM |
| ttnk62918 | $25.00 | 4/7/2011 6:53:14 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:05:32 AM |
| lenderme | $25.00 | 4/7/2011 8:13:58 AM |
| TexasLender2007 | $50.00 | 4/7/2011 4:37:23 PM |
| phillipd48 | $25.00 | 4/7/2011 9:37:31 AM |
| lyrics552 | $50.00 | 4/7/2011 1:38:55 PM |
| TooManyCats | $25.00 | 4/7/2011 4:33:25 PM |
| kanewna | $100.00 | 4/7/2011 10:20:00 AM |
| ltdalum | $161.00 | 4/7/2011 1:50:51 PM |
| currency-persimmon | $100.00 | 3/24/2011 5:05:31 PM |
| Tech-Entrepreneur | $25.00 | 3/24/2011 5:04:38 PM |
| kind-resolute-dough | $100.00 | 3/24/2011 5:05:38 PM |
| restless-balance9 | $50.00 | 3/25/2011 4:20:45 AM |
| cashhelp | $60.00 | 3/24/2011 5:02:56 PM |
| logical-reward8 | $25.00 | 3/24/2011 5:03:04 PM |
| DukSerduk | $25.00 | 3/24/2011 5:03:47 PM |
| patriot897 | $50.00 | 3/24/2011 5:04:08 PM |
| zotzot | $50.22 | 3/24/2011 5:05:12 PM |
| minista | $25.00 | 3/24/2011 5:05:28 PM |
| power-mad-scientist | $25.00 | 3/24/2011 5:07:47 PM |
| thankful-nickel2 | $50.00 | 3/25/2011 5:06:18 PM |
| tomdooley12520 | $25.00 | 3/25/2011 6:05:24 PM |
| kind-adventurous-finance | $100.00 | 3/25/2011 4:25:38 PM |
| bds9646 | $26.00 | 3/25/2011 5:34:07 PM |
| worthy-bid8 | $100.00 | 3/26/2011 3:50:32 AM |
| toronado | $100.00 | 3/26/2011 6:37:51 PM |
| indomitable-coin | $25.00 | 3/28/2011 7:02:55 AM |
| dumbass | $25.00 | 3/28/2011 5:14:01 PM |
| tough-peso2 | $25.00 | 3/28/2011 5:16:51 PM |
| kanakakm | $50.00 | 3/28/2011 5:18:52 PM |
| wbahl | $25.00 | 3/28/2011 11:14:38 AM |
| availableloan | $25.00 | 3/28/2011 8:17:19 PM |
| rce1964 | $25.00 | 3/29/2011 6:02:50 PM |
| loan-warrior | $25.00 | 3/30/2011 10:21:34 AM |
| AceInTheHole | $25.00 | 3/31/2011 10:09:01 AM |
| benjamins-utopia | $100.00 | 3/31/2011 2:47:52 AM |
| openness-viking | $50.00 | 3/31/2011 4:55:31 PM |
| sandeepPR | $25.00 | 3/31/2011 11:11:59 PM |
| forthright-dedication | $50.00 | 3/31/2011 8:18:39 AM |
| p40thawk | $50.00 | 4/1/2011 7:39:15 PM |
| jescowa | $50.00 | 4/1/2011 7:57:47 PM |
| kulender | $50.00 | 4/2/2011 3:28:56 AM |
| baseballfan111 | $50.00 | 4/2/2011 10:18:30 AM |
| orindalender | $50.00 | 4/2/2011 1:23:46 PM |
| friendlyviking | $25.00 | 4/2/2011 8:12:49 AM |
| Octavian315 | $35.00 | 4/3/2011 12:29:23 PM |
| Pickmar | $25.00 | 4/3/2011 11:29:16 AM |
| helpishere777 | $50.00 | 4/3/2011 4:04:16 PM |
| networks4ever | $25.00 | 4/3/2011 10:12:43 AM |
| j352000 | $25.00 | 4/4/2011 3:17:29 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:02:55 PM |
| velocity-solo | $25.00 | 4/4/2011 2:25:19 PM |
| zevonyc | $25.00 | 4/4/2011 2:48:21 PM |
| cash-professor | $100.00 | 4/4/2011 8:05:50 PM |
| Passionate_Nurse | $38.92 | 4/4/2011 10:54:55 PM |
| ProfPC | $25.00 | 4/4/2011 1:52:32 PM |
| djs81 | $25.00 | 4/4/2011 4:34:13 PM |
| cablenews | $50.00 | 4/5/2011 8:42:53 AM |
| life-is-great | $25.00 | 4/5/2011 4:19:52 PM |
| compoundinterest | $50.00 | 4/5/2011 4:29:36 PM |
| Anny-Disco | $50.00 | 4/6/2011 12:22:43 AM |
| credit-investor5 | $50.00 | 4/6/2011 7:27:52 AM |
| important-ore | $126.93 | 4/6/2011 9:21:26 AM |
| otalon | $50.00 | 4/6/2011 9:22:50 AM |
| efficient-treasure0 | $25.00 | 4/6/2011 9:27:14 AM |
| eronyc | $50.00 | 4/6/2011 9:19:09 AM |
| Turkish101 | $25.00 | 4/6/2011 9:25:19 AM |
| diligent-leverage | $25.00 | 4/6/2011 12:21:24 PM |
| degster | $25.00 | 4/6/2011 11:18:49 AM |
| squadron781 | $25.00 | 4/6/2011 5:25:20 PM |
| handy-justice | $100.00 | 4/6/2011 5:32:00 PM |
| dodibugg0881 | $50.00 | 4/6/2011 5:34:13 PM |
| best-coin-miser | $25.00 | 4/6/2011 5:35:20 PM |
| balance-voyager | $50.00 | 4/6/2011 9:21:32 AM |
| windfall46 | $25.00 | 4/6/2011 9:21:56 AM |
| Cheburashka | $30.00 | 4/6/2011 9:26:05 AM |
| kirkjerk | $25.00 | 4/6/2011 9:27:19 AM |
| important-ore | $300.00 | 4/6/2011 5:21:57 PM |
| impartial-deal | $25.00 | 4/6/2011 9:33:53 AM |
| rmachi | $25.00 | 4/6/2011 5:31:02 PM |
| durability-halibut | $25.00 | 4/6/2011 8:06:54 PM |
| bouvierchamp | $28.63 | 4/7/2011 1:32:43 AM |
| lendermender | $25.00 | 4/7/2011 1:33:57 AM |
| mchale | $25.00 | 4/7/2011 1:54:03 AM |
| credit-magician | $25.57 | 4/7/2011 2:10:30 AM |
| unclejaef | $25.00 | 4/6/2011 12:21:29 PM |
| skillful-diversification2 | $25.00 | 4/7/2011 2:14:31 AM |
| radforj22 | $37.63 | 4/6/2011 12:38:23 PM |
| curveylady | $35.00 | 4/6/2011 6:14:38 PM |
| toomanyfishtanks | $50.00 | 4/6/2011 1:09:48 PM |
| Wilvara | $50.00 | 4/6/2011 6:39:30 PM |
| pubnat | $25.00 | 4/6/2011 8:18:01 PM |
| El_Maestro | $50.00 | 4/6/2011 3:21:17 PM |
| MrDavid | $100.00 | 4/6/2011 9:42:38 PM |
| mscomeaux | $25.00 | 4/7/2011 1:38:19 AM |
| hyla15 | $25.00 | 4/7/2011 1:43:01 AM |
| fireboss | $32.93 | 4/7/2011 1:57:32 AM |
| SeaLoans | $25.00 | 4/7/2011 2:01:48 AM |
| AF_Trust | $100.00 | 4/7/2011 8:29:30 AM |
| cash-sensai2 | $25.00 | 4/6/2011 5:36:22 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:50 AM |
| benefit-ruler | $25.00 | 4/7/2011 7:34:05 AM |
| r48 | $25.00 | 4/6/2011 6:00:29 PM |
| sparky1129 | $58.74 | 4/6/2011 7:31:32 PM |
| jh157765 | $30.00 | 4/6/2011 10:04:03 PM |
| rjleves | $25.83 | 4/7/2011 1:46:49 AM |
| mpactlender | $25.00 | 4/7/2011 2:00:00 AM |
| MO_Investor | $25.00 | 4/7/2011 2:10:57 AM |
| power-bluebird2 | $50.00 | 4/7/2011 9:34:12 AM |
| charming-dough0 | $25.00 | 4/7/2011 10:29:29 AM |
| mcs86d | $25.00 | 4/7/2011 9:37:29 AM |
| dingus | $25.00 | 4/7/2011 9:59:36 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:03:28 AM |
| peace-saber0 | $25.00 | 4/7/2011 8:15:44 AM |
| ctgscott | $25.00 | 4/7/2011 10:50:53 AM |
| wwwUniversal | $25.00 | 4/7/2011 10:51:10 AM |
| paramjit | $42.33 | 4/7/2011 10:53:22 AM |
| -Me | $50.00 | 4/7/2011 10:56:39 AM |
| titan2 | $25.00 | 4/7/2011 10:59:01 AM |
| unassuming-note | $25.00 | 4/7/2011 1:47:44 PM |
| MAJESTIC5 | $50.00 | 4/7/2011 1:57:31 PM |
| indomitable-coin | $50.00 | 4/7/2011 4:31:01 PM |
| market-jam | $49.16 | 4/7/2011 10:01:27 AM |
| djmjkelso | $26.54 | 4/7/2011 4:53:35 PM |
| authoritative-capital | $25.00 | 4/7/2011 12:58:05 PM |
| value-squirrel3 | $25.00 | 4/7/2011 1:42:42 PM |
| justinology | $30.00 | 4/7/2011 2:17:35 PM |
| Pi06 | $25.00 | 4/7/2011 3:58:11 PM |
| 1point21gigawatts | $50.00 | 4/7/2011 4:31:28 PM |
| 234 Investments
|
Borrower Payment Dependent Notes Series
499383
This series of Notes was issued and sold upon the funding of the borrower loan #48539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Mar-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 8.60% |
Borrower rate/APR:
| 9.60% / 9.82% |
Monthly payment:
| $336.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.59% | | |
| |
Estimated return*:
| 7.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,874 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pound-metronome |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Union 36
Purpose of loan:
This loan will be used to help purchase a sailboat.
My financial situation:
I am a good candidate for this loan because I keep my living expenses low and I've been employed in the same industry for 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ - jpblan11
A:
Monthly net income: 6500 Monthly expenses: 2745 Housing (live on boat -slip fee) 330 Insurance: 100 Car expenses: 420 Utilities: 100 Phone 150 cable none, internet: 35 Food/entertainment/Clothing/household expenses: 1000 Credit cards 200 and other loans: 430 Other expenses: none
Thanks, I hope this helps.
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| a-exponential-hope | $25.00 | 3/25/2011 5:03:06 PM |
| DukSerduk | $25.00 | 3/25/2011 5:03:20 PM |
| emo13 | $100.00 | 3/25/2011 5:04:19 PM |
| kind-resolute-dough | $100.00 | 3/25/2011 5:04:32 PM |
| power-mad-scientist | $25.00 | 3/25/2011 5:06:23 PM |
| patriot897 | $50.00 | 3/25/2011 5:03:38 PM |
| Hanalei712 | $50.00 | 3/25/2011 5:04:04 PM |
| minista | $25.00 | 3/25/2011 5:07:01 PM |
| kenji4861 | $50.00 | 3/25/2011 5:03:23 PM |
| davisfl | $100.00 | 3/25/2011 5:04:12 PM |
| currency-persimmon | $100.00 | 3/25/2011 5:04:26 PM |
| kind-adventurous-finance | $100.00 | 3/25/2011 5:06:55 PM |
| Fearless_Lender | $25.00 | 3/26/2011 12:54:53 PM |
| skuba | $50.00 | 3/26/2011 1:15:41 PM |
| octoberfresh | $30.00 | 3/26/2011 3:14:53 PM |
| the-dollar-topper | $100.00 | 3/26/2011 2:48:59 PM |
| thankful-nickel2 | $50.00 | 3/26/2011 4:52:34 PM |
| Preteur | $25.00 | 3/26/2011 3:16:39 PM |
| SchaeferJ | $25.00 | 3/26/2011 7:59:07 PM |
| Tulalue | $25.00 | 3/27/2011 5:45:46 AM |
| shamrocker | $25.00 | 3/27/2011 10:22:59 AM |
| calbertrand | $25.00 | 3/28/2011 6:58:34 AM |
| Tech-Entrepreneur | $25.00 | 3/28/2011 2:12:09 PM |
| kanakakm | $50.00 | 3/28/2011 5:18:48 PM |
| reflective-rupee | $150.33 | 3/28/2011 12:06:45 PM |
| Gibbyland | $100.00 | 3/29/2011 9:02:59 PM |
| dumbass | $25.00 | 3/30/2011 9:41:17 AM |
| tough-peso2 | $25.00 | 3/30/2011 9:37:10 AM |
| forthright-dedication | $50.00 | 3/31/2011 8:18:44 AM |
| JaceSpade | $25.00 | 3/31/2011 5:38:49 AM |
| GoldenGo4 | $50.00 | 4/1/2011 6:30:00 AM |
| friendlyviking | $25.00 | 4/2/2011 8:12:51 AM |
| leeball | $50.00 | 4/2/2011 12:45:20 PM |
| Bodyboard | $35.00 | 4/1/2011 6:14:23 PM |
| p40thawk | $50.00 | 4/1/2011 7:39:19 PM |
| orindalender | $35.00 | 4/2/2011 1:23:48 PM |
| Emgolda | $25.00 | 4/2/2011 3:16:08 AM |
| meux99 | $25.00 | 4/2/2011 12:45:23 PM |
| Headhunter14 | $25.00 | 4/3/2011 7:25:28 PM |
| djs81 | $25.00 | 4/4/2011 4:34:16 PM |
| networks4ever | $25.00 | 4/4/2011 11:01:54 AM |
| cash-professor | $100.00 | 4/4/2011 8:15:44 PM |
| WarmWeather | $50.00 | 4/4/2011 12:40:37 PM |
| a-responsible-return | $50.00 | 4/4/2011 11:12:42 PM |
| ingenious-order783 | $35.00 | 4/5/2011 7:41:03 AM |
| GodzillaLending | $25.00 | 4/5/2011 4:36:35 PM |
| CE88 | $72.66 | 4/5/2011 8:23:24 PM |
| serene-truth2 | $50.00 | 4/5/2011 9:28:54 PM |
| locomotive7 | $50.00 | 4/5/2011 11:22:46 PM |
| compoundinterest | $50.00 | 4/6/2011 9:31:56 AM |
| credit-investor5 | $50.00 | 4/6/2011 7:27:56 AM |
| thedoctor | $100.00 | 4/6/2011 9:31:48 AM |
| astute-benjamins | $25.00 | 4/6/2011 2:44:00 PM |
| best-coin-miser | $45.47 | 4/6/2011 1:33:47 PM |
| otalon | $50.00 | 4/6/2011 5:34:29 PM |
| alpinaut | $25.00 | 4/6/2011 5:24:52 PM |
| eronyc | $50.00 | 4/6/2011 5:26:56 PM |
| balance-voyager | $50.00 | 4/6/2011 5:33:45 PM |
| PThor | $25.00 | 4/6/2011 5:36:30 PM |
| auction-seeker | $25.00 | 4/6/2011 7:12:15 PM |
| selector568 | $200.00 | 4/7/2011 2:16:24 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:52 AM |
| whipone | $25.00 | 4/7/2011 10:03:37 AM |
| financelover | $50.00 | 4/6/2011 11:07:28 PM |
| Cheburashka | $30.00 | 4/7/2011 1:39:31 AM |
| adama_48 | $25.00 | 4/7/2011 10:24:48 AM |
| Firescreek | $25.00 | 4/7/2011 7:33:48 AM |
| ujiba | $50.00 | 4/7/2011 10:22:22 AM |
| MAJESTIC5 | $50.00 | 4/7/2011 1:57:33 PM |
| diligent-leverage | $50.00 | 4/7/2011 12:13:45 PM |
| Letter3 | $35.00 | 4/7/2011 5:09:34 PM |
| reward-planetarium | $25.00 | 4/7/2011 6:06:22 PM |
| reinforced-reward | $25.00 | 4/7/2011 10:24:03 AM |
| I_Karamazov | $50.00 | 4/7/2011 6:27:53 PM |
| finance-symphony7 | $25.00 | 4/7/2011 6:45:07 PM |
| soulwork | $25.00 | 4/7/2011 6:57:56 PM |
| hope-lionheart1 | $33.00 | 4/7/2011 7:46:44 PM |
| bill-appraiser7 | $25.00 | 4/7/2011 8:09:22 PM |
| penny-finder | $40.00 | 4/7/2011 5:53:12 PM |
| CornerKetch | $45.14 | 4/7/2011 5:11:57 PM |
| investment-comet | $25.00 | 4/7/2011 8:08:05 PM |
| ibealion | $25.00 | 4/7/2011 5:36:06 PM |
| investor11373 | $25.00 | 4/8/2011 5:24:51 AM |
| payout-detective7 | $25.00 | 4/8/2011 5:40:17 AM |
| P2P4me | $500.00 | 4/8/2011 6:23:11 AM |
| first-serene-credit | $25.00 | 4/8/2011 7:18:18 AM |
| jhernand17 | $25.00 | 4/8/2011 9:04:57 AM |
| bold-durability-drum | $100.00 | 4/8/2011 9:00:13 AM |
| vigilance-searcher | $25.00 | 4/8/2011 9:47:49 AM |
| sfmf | $25.00 | 4/8/2011 10:04:25 AM |
| LawyerLoan | $150.00 | 4/8/2011 10:01:55 AM |
| Tsimmeej | $25.00 | 4/8/2011 10:28:08 AM |
| palpbert | $25.00 | 4/8/2011 10:23:39 AM |
| credible-balance0 | $25.00 | 4/8/2011 9:57:20 AM |
| vigilance-spinner3 | $25.00 | 4/8/2011 10:10:00 AM |
| Breakfast_Gypsy | $25.00 | 4/8/2011 10:34:27 AM |
| reflective-rupee | $888.88 | 4/8/2011 10:19:38 AM |
| nhm | $50.00 | 4/8/2011 10:36:45 AM |
| contract-festival7 | $27.14 | 4/8/2011 10:33:34 AM |
| ndwayno | $25.00 | 4/8/2011 10:21:38 AM |
| YellowJacket | $25.00 | 4/8/2011 10:36:29 AM |
| sudeep104 | $25.00 | 4/8/2011 10:38:41 AM |
| outwish | $25.00 | 4/8/2011 10:41:05 AM |
| mac415 | $50.00 | 4/8/2011 10:45:39 AM |
| lifegrowth | $25.00 | 4/8/2011 10:46:04 AM |
| bmbanzai | $25.00 | 4/8/2011 10:46:23 AM |
| stolan | $37.30 | 4/8/2011 10:37:29 AM |
| USMC0311 | $50.00 | 4/8/2011 10:56:40 AM |
| lost-money-so-far-on-these | $25.00 | 4/8/2011 10:58:08 AM |
| pipopirate | $25.00 | 4/8/2011 10:40:27 AM |
| wormdc | $25.00 | 4/8/2011 10:50:32 AM |
| panegryst | $50.00 | 4/8/2011 10:52:21 AM |
| PK_USMC | $25.00 | 4/8/2011 10:53:12 AM |
| integrity-sycamore | $25.00 | 4/8/2011 10:45:21 AM |
| Lender2895a | $250.00 | 4/8/2011 10:46:14 AM |
| Woodworker57 | $25.00 | 4/8/2011 10:55:39 AM |
| agwosdof | $100.00 | 4/8/2011 11:05:32 AM |
| tolstoy00 | $25.00 | 4/8/2011 10:56:19 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 4/8/2011 11:06:23 AM |
| eeyore101 | $25.00 | 4/8/2011 10:57:30 AM |
| jh157765 | $30.00 | 4/8/2011 11:06:41 AM |
| The_dude_01 | $50.17 | 4/8/2011 10:58:24 AM |
| spenrod | $41.16 | 4/8/2011 10:59:05 AM |
| orangetrust | $100.00 | 4/8/2011 11:09:05 AM |
| adhawan325 | $25.00 | 4/8/2011 10:59:20 AM |
| RB_Double-A_Bravo | $25.00 | 4/8/2011 10:59:56 AM |
| seabass123 | $25.00 | 4/8/2011 10:49:29 AM |
| IIP77 | $25.00 | 4/8/2011 10:50:59 AM |
| pwkpwk | $25.00 | 4/8/2011 11:02:01 AM |
| Mint_Man | $50.00 | 4/8/2011 10:51:13 AM |
| whistledicksmith | $50.00 | 4/8/2011 11:02:14 AM |
| Archimeech | $50.00 | 4/8/2011 10:52:06 AM |
| Mantis75 | $25.00 | 4/8/2011 11:02:48 AM |
| impartial-deal | $25.00 | 4/8/2011 11:03:27 AM |
| kirkjerk | $50.00 | 4/8/2011 10:53:22 AM |
| leader91 | $25.00 | 4/8/2011 11:04:08 AM |
| pubnat | $25.00 | 4/8/2011 11:06:33 AM |
| lendermender | $25.00 | 4/8/2011 11:06:59 AM |
| Railbird | $50.00 | 4/8/2011 10:56:31 AM |
| pawsitive | $32.72 | 4/8/2011 10:58:59 AM |
| benjamins-position | $50.00 | 4/8/2011 11:01:42 AM |
| dma1206 | $31.92 | 4/8/2011 11:02:19 AM |
| JohnGalt94 | $29.62 | 4/8/2011 11:03:05 AM |
| valueguru | $150.00 | 4/8/2011 11:09:27 AM |
| Namrok | $25.00 | 4/8/2011 11:03:14 AM |
| top-sensible-yield | $25.00 | 4/8/2011 11:05:30 AM |
| payout-magician | $50.00 | 4/8/2011 11:12:22 AM |
| bigeye | $100.00 | 4/8/2011 11:16:58 AM |
| ridestwins_998 | $25.00 | 4/8/2011 11:15:03 AM |
| otter | $100.00 | 4/8/2011 11:20:35 AM |
| SeaLoans | $25.00 | 4/8/2011 11:08:17 AM |
| lovely-greenback4 | $25.00 | 4/8/2011 11:24:53 AM |
| j2ee | $25.00 | 4/8/2011 11:21:53 AM |
| elvisloans | $25.00 | 4/8/2011 11:26:02 AM |
| Control | $50.00 | 4/8/2011 11:26:49 AM |
| titilsbie14 | $40.00 | 4/8/2011 11:24:49 AM |
| availableloan | $25.00 | 4/8/2011 11:26:08 AM |
| gethsemane4 | $50.00 | 4/8/2011 11:28:06 AM |
| deal-enrichment063 | $50.00 | 4/8/2011 11:26:11 AM |
| transaction-animal8 | $25.00 | 4/8/2011 11:28:12 AM |
| sunny-justice9 | $25.00 | 4/8/2011 11:18:16 AM |
| bpidkaminy | $50.40 | 4/8/2011 11:29:57 AM |
| kind-genuine-dough | $50.00 | 4/8/2011 11:31:50 AM |
| yield-quest | $100.00 | 4/8/2011 11:27:13 AM |
| Promethyl | $59.85 | 4/8/2011 11:30:51 AM |
| logical-reward8 | $25.00 | 3/25/2011 5:03:08 PM |
| fantastic-openness | $100.00 | 3/25/2011 5:04:08 PM |
| blot44 | $25.00 | 3/25/2011 5:03:40 PM |
| exact-gold2 | $50.00 | 3/25/2011 5:03:04 PM |
| community-pipeline | $25.00 | 3/25/2011 5:04:29 PM |
| zotzot | $100.11 | 3/25/2011 5:06:47 PM |
| bds9646 | $26.00 | 3/25/2011 5:34:01 PM |
| SCD | $25.00 | 3/26/2011 5:38:05 AM |
| currency-persimmon | $200.00 | 3/26/2011 12:17:43 PM |
| caring-hope2 | $50.00 | 3/26/2011 6:14:50 AM |
| 3_boyz | $25.00 | 3/26/2011 10:34:10 AM |
| worthy-bid8 | $50.00 | 3/26/2011 3:16:16 PM |
| AmericanCredit | $25.00 | 3/28/2011 6:53:30 AM |
| reflective-rupee | $100.33 | 3/28/2011 12:06:26 PM |
| indomitable-coin | $25.00 | 3/28/2011 5:17:05 PM |
| goat361 | $50.00 | 3/28/2011 4:27:10 PM |
| smilinsam | $50.00 | 3/28/2011 5:14:14 PM |
| wbahl | $25.00 | 3/29/2011 11:07:28 AM |
| WilliamLeeSims | $25.00 | 3/29/2011 4:59:18 PM |
| rpg | $25.00 | 3/29/2011 7:13:36 PM |
| MoonMama | $25.00 | 3/30/2011 9:36:53 AM |
| power-companion7 | $100.00 | 3/30/2011 1:20:06 PM |
| antlr | $50.00 | 3/31/2011 5:44:21 PM |
| AceInTheHole | $25.00 | 3/31/2011 10:09:05 AM |
| jescowa | $50.00 | 3/31/2011 12:10:39 PM |
| generous-at-heart | $25.00 | 3/31/2011 1:26:25 PM |
| benjamins-utopia | $100.00 | 4/1/2011 5:20:32 PM |
| kulender | $50.00 | 4/2/2011 3:29:02 AM |
| Toby1montana | $75.00 | 4/2/2011 7:18:26 AM |
| acropiloterau2002 | $25.00 | 4/2/2011 8:23:55 AM |
| realtormoises | $25.00 | 4/2/2011 4:01:23 AM |
| mrpowers5531 | $25.00 | 4/2/2011 12:39:39 PM |
| damage | $25.00 | 4/2/2011 12:42:32 PM |
| baseballfan111 | $50.00 | 4/2/2011 10:18:34 AM |
| bobby5832708 | $50.00 | 4/2/2011 12:43:12 PM |
| HeavyDriver03 | $25.00 | 4/2/2011 1:22:55 PM |
| Big_Lendin | $25.00 | 4/4/2011 8:21:04 AM |
| TennSquire | $50.00 | 4/4/2011 8:40:14 AM |
| Octavian315 | $35.00 | 4/4/2011 11:23:51 AM |
| helpishere777 | $50.00 | 4/3/2011 4:04:20 PM |
| kyomoon | $50.00 | 4/4/2011 2:53:09 PM |
| dharma1 | $25.00 | 4/4/2011 3:27:59 PM |
| ProfPC | $25.00 | 4/4/2011 1:52:38 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:03:09 PM |
| cablenews | $50.00 | 4/5/2011 8:43:00 AM |
| economy-caper9 | $25.00 | 4/5/2011 12:45:14 PM |
| Bank42 | $35.94 | 4/5/2011 1:37:56 AM |
| valiant-liberty4 | $25.00 | 4/5/2011 4:36:28 PM |
| PLending | $50.00 | 4/5/2011 3:40:16 PM |
| velocity-solo | $25.00 | 4/5/2011 4:36:56 PM |
| worthy-value1 | $50.00 | 4/6/2011 6:48:09 AM |
| Anny-Disco | $50.00 | 4/6/2011 12:22:45 AM |
| Rivervale_Westwood | $25.00 | 4/6/2011 5:48:26 AM |
| Hogan55 | $50.00 | 4/6/2011 9:29:20 AM |
| dastdx1847 | $25.00 | 4/6/2011 6:41:27 AM |
| wise-silver-wonder | $25.00 | 4/6/2011 9:33:59 AM |
| life-is-great | $25.00 | 4/6/2011 9:21:13 AM |
| degster | $25.00 | 4/6/2011 11:18:51 AM |
| unclejaef | $25.00 | 4/6/2011 12:21:33 PM |
| aggielender | $36.87 | 4/6/2011 9:06:18 AM |
| Auburnmist | $25.00 | 4/6/2011 9:21:04 AM |
| Wilvara | $50.00 | 4/6/2011 6:39:37 PM |
| money-floret | $50.00 | 4/6/2011 5:54:41 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:03:39 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:05:36 AM |
| windfall46 | $25.00 | 4/6/2011 5:26:53 PM |
| Turkish101 | $25.00 | 4/6/2011 5:35:30 PM |
| bradny | $25.00 | 4/6/2011 6:05:34 PM |
| MrDavid | $100.00 | 4/6/2011 9:42:41 PM |
| radforj22 | $50.00 | 4/7/2011 9:53:26 AM |
| mountainpeak | $42.93 | 4/7/2011 10:08:47 AM |
| justinology | $38.30 | 4/7/2011 2:16:59 PM |
| CASHGIRL | $50.00 | 4/7/2011 2:17:42 PM |
| indomitable-coin | $50.00 | 4/7/2011 4:31:48 PM |
| power-bluebird2 | $50.00 | 4/7/2011 4:34:42 PM |
| shrewd-deal | $25.00 | 4/7/2011 6:09:48 PM |
| nilonc1 | $25.00 | 4/7/2011 6:11:37 PM |
| ultimatepaintball | $25.00 | 4/7/2011 5:22:42 PM |
| UT-Longhorn | $25.00 | 4/7/2011 5:23:02 PM |
| balanced-bill7 | $50.00 | 4/7/2011 6:16:35 PM |
| -Me | $50.00 | 4/7/2011 10:56:47 AM |
| balanced-interest3 | $175.00 | 4/7/2011 11:00:42 AM |
| adir1 | $30.00 | 4/7/2011 7:13:26 PM |
| income-awakening6 | $25.00 | 4/7/2011 7:39:56 PM |
| chantal1382 | $50.00 | 4/7/2011 7:43:35 PM |
| important-ore | $250.00 | 4/7/2011 8:23:13 PM |
| Gambino | $50.00 | 4/7/2011 5:51:03 PM |
| unassuming-note | $25.00 | 4/7/2011 1:47:46 PM |
| brewman | $25.00 | 4/7/2011 6:32:59 PM |
| ruminating | $25.00 | 4/7/2011 8:37:23 PM |
| the-upbeat-p2p | $50.00 | 4/7/2011 6:16:11 PM |
| theloanfiller | $25.00 | 4/7/2011 6:28:27 PM |
| commerce-broker | $25.00 | 4/8/2011 4:50:13 AM |
| GElender | $50.00 | 4/8/2011 6:22:11 AM |
| JABank | $36.00 | 4/8/2011 6:51:57 AM |
| randsenterprise | $25.00 | 4/8/2011 6:50:25 AM |
| musegaze | $120.00 | 4/8/2011 8:44:41 AM |
| piano55 | $25.00 | 4/8/2011 9:10:38 AM |
| coloradoloanman | $25.00 | 4/8/2011 10:22:57 AM |
| kalex752 | $25.00 | 4/8/2011 10:30:20 AM |
| Troutfinder | $50.00 | 4/8/2011 9:56:51 AM |
| stensonb | $25.00 | 4/8/2011 10:27:24 AM |
| jonandmeg21 | $25.23 | 4/8/2011 10:33:44 AM |
| steely_dan34 | $25.00 | 4/8/2011 10:34:16 AM |
| Warbler | $25.00 | 4/8/2011 10:25:23 AM |
| crmoir | $38.36 | 4/8/2011 10:38:37 AM |
| TechieLender | $50.00 | 4/8/2011 10:26:08 AM |
| mflawyer | $25.00 | 4/8/2011 10:27:07 AM |
| rmachi | $25.00 | 4/8/2011 10:44:29 AM |
| 1313mark1313 | $340.91 | 4/8/2011 10:32:44 AM |
| Leopoldine | $25.00 | 4/8/2011 10:50:01 AM |
| jtrue71 | $25.00 | 4/8/2011 10:45:31 AM |
| Zarks | $25.00 | 4/8/2011 10:45:46 AM |
| dodibugg0881 | $50.00 | 4/8/2011 10:46:11 AM |
| NMGbank | $25.00 | 4/8/2011 10:56:13 AM |
| slartibardfast | $25.00 | 4/8/2011 10:56:53 AM |
| lukeskywalkerkp | $25.00 | 4/8/2011 10:49:03 AM |
| officer8 | $25.00 | 4/8/2011 10:40:14 AM |
| latestone | $25.00 | 4/8/2011 10:40:34 AM |
| Avid_Skier | $32.55 | 4/8/2011 11:00:40 AM |
| balance6 | $25.00 | 4/8/2011 10:51:27 AM |
| xphile | $25.00 | 4/8/2011 11:01:19 AM |
| _kyle | $42.63 | 4/8/2011 11:01:27 AM |
| afotherg | $57.58 | 4/8/2011 11:02:27 AM |
| gauss02 | $25.00 | 4/8/2011 10:53:47 AM |
| kazdag | $32.09 | 4/8/2011 11:03:19 AM |
| Duchdad | $25.00 | 4/8/2011 10:46:33 AM |
| pcwrangler | $25.00 | 4/8/2011 10:57:16 AM |
| monstersdad | $64.43 | 4/8/2011 10:57:51 AM |
| BiggestG | $25.00 | 4/8/2011 10:58:16 AM |
| SF2Berlin | $25.00 | 4/8/2011 10:58:49 AM |
| nicebank | $25.00 | 4/8/2011 10:59:44 AM |
| firstandten | $25.00 | 4/8/2011 10:48:54 AM |
| sajitk | $25.00 | 4/8/2011 11:00:04 AM |
| cash-sensai2 | $25.00 | 4/8/2011 10:51:40 AM |
| grc | $25.00 | 4/8/2011 11:03:23 AM |
| efficient-treasure0 | $25.00 | 4/8/2011 10:53:00 AM |
| just-benefit | $25.00 | 4/8/2011 11:04:32 AM |
| TaxAcct_444 | $100.00 | 4/8/2011 11:11:50 AM |
| BlindSquirrel | $25.00 | 4/8/2011 10:58:00 AM |
| randomguy100 | $25.00 | 4/8/2011 11:01:04 AM |
| MTLoans | $25.00 | 4/8/2011 11:03:00 AM |
| luckyldy | $50.00 | 4/8/2011 11:03:10 AM |
| atlvalet | $100.00 | 4/8/2011 11:03:16 AM |
| orange-influential-credit | $100.00 | 4/8/2011 11:15:33 AM |
| mhotchan | $100.00 | 4/8/2011 11:10:04 AM |
| ORteacher | $100.00 | 4/8/2011 11:12:01 AM |
| loan-keeper1 | $200.00 | 4/8/2011 11:26:42 AM |
| raisingophelia | $50.00 | 4/8/2011 11:17:37 AM |
| tipan1 | $60.00 | 4/8/2011 11:29:01 AM |
| aznderv | $50.00 | 4/8/2011 11:29:48 AM |
| wild-orange | $100.00 | 4/8/2011 11:20:51 AM |
| SteadyOne | $25.00 | 4/8/2011 11:22:59 AM |
| gethsemane4 | $100.00 | 4/8/2011 11:31:44 AM |
| rookiecrd1 | $223.98 | 4/8/2011 11:32:04 AM |
| ttnk62918 | $25.00 | 4/8/2011 11:27:05 AM |
| ironman84 | $50.00 | 4/8/2011 11:31:10 AM |
| 322 Investments
|
Borrower Payment Dependent Notes Series
499391
This series of Notes was issued and sold upon the funding of the borrower loan #48518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,243.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-07-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $155.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $8,536 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $772 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-iris |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help to Pay Living Expenses
Purpose of loan: Husband got a new job and the funds will help with bills until he starts getting paid
This loan will be used to...Basis Needs
My financial situation: I have full time steady employement
I am a good candidate for this loan because...The payments will be more than affordable!
Monthly net income: $6000.
Monthly expenses: $.4100
Housing: $3000
Insurance: $
Car expenses: $326
Utilities: $300
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $35
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you give us details on the $8,536 in delinquencies? Thanks! - mamayama
A:
Absolutely~ In 2003 my husband was physically hit by a car in a parking lot. He had 3 surgeries and physical therapy and unable to work for 1 yr. This creditor would not work with us during this time and we fell behind. I still plan to pay this debt. I started building my credit at 17yrs old and have worked hard to be in good standings, so falling delinq was tough for me.
Thanks so much for your consideration.
(Mar-28-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| hostbank | $100.00 | 3/24/2011 5:06:27 PM |
| lloyd_s | $50.00 | 3/25/2011 1:50:53 AM |
| cpbreton | $25.00 | 3/25/2011 2:03:50 AM |
| loyalty-sherpa | $25.00 | 3/24/2011 5:06:40 PM |
| samo102us | $25.00 | 3/25/2011 1:58:57 AM |
| BxRealtor | $25.00 | 3/24/2011 5:06:53 PM |
| zotzot | $25.44 | 3/24/2011 5:18:41 PM |
| indomitable-coin | $25.00 | 3/26/2011 2:02:38 PM |
| loot-heart | $25.00 | 3/28/2011 11:06:07 AM |
| enthralling-deal180 | $50.00 | 3/28/2011 5:54:26 PM |
| radforj22 | $25.00 | 3/31/2011 2:49:10 AM |
| Zolton | $100.00 | 3/31/2011 6:50:04 AM |
| efficient-treasure0 | $25.00 | 4/1/2011 10:16:59 AM |
| Weaverville | $25.00 | 4/1/2011 9:59:21 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:18 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:38:42 PM |
| worthy-bid8 | $100.00 | 4/3/2011 10:28:59 AM |
| zippy-interest | $25.00 | 4/3/2011 12:24:10 PM |
| commerce-web5 | $25.00 | 4/3/2011 2:35:09 PM |
| w3alter | $100.00 | 4/4/2011 9:10:39 AM |
| C_Mark | $50.00 | 4/4/2011 5:40:50 PM |
| nycmichael | $100.00 | 4/5/2011 11:15:29 AM |
| a-finance-nirvana | $25.00 | 4/5/2011 2:32:49 AM |
| reward-planetarium | $25.00 | 4/5/2011 8:44:59 AM |
| Girakul | $50.00 | 4/5/2011 5:28:15 PM |
| Mariner3605 | $25.00 | 4/5/2011 4:44:27 PM |
| Ocean713 | $50.00 | 4/5/2011 4:49:59 PM |
| credit-investor5 | $30.00 | 4/6/2011 7:29:02 AM |
| dinero-speaker | $25.00 | 4/5/2011 5:36:14 PM |
| jescowa | $50.00 | 4/5/2011 6:12:45 PM |
| grf1945 | $50.00 | 4/6/2011 5:27:42 PM |
| orange-influential-credit | $75.00 | 4/6/2011 8:17:50 PM |
| HamachiMan | $50.00 | 4/6/2011 5:45:23 PM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:04 AM |
| kander80 | $25.00 | 4/7/2011 9:32:18 AM |
| octoberfresh | $25.00 | 4/7/2011 7:36:25 AM |
| Goodnotlucky | $25.00 | 4/6/2011 7:15:15 PM |
| fortytwo | $83.46 | 4/7/2011 9:59:56 AM |
| vutah | $25.00 | 4/6/2011 10:34:39 PM |
| rolandweary | $25.00 | 4/7/2011 10:12:54 AM |
| ockid007 | $50.00 | 4/7/2011 2:14:33 AM |
| Ripsaw4U | $50.00 | 4/7/2011 9:38:15 AM |
| investment-comet | $25.00 | 4/7/2011 9:41:53 AM |
| dinero-wildebeest | $50.00 | 4/7/2011 9:42:55 AM |
| generous-deal6 | $50.00 | 4/7/2011 9:45:17 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:54:07 AM |
| kind-adventurous-finance | $75.00 | 4/7/2011 9:53:30 AM |
| P2P4me | $100.00 | 4/7/2011 5:56:31 AM |
| investment-comet | $25.00 | 4/7/2011 11:15:56 AM |
| Stavros | $25.00 | 4/7/2011 10:01:11 AM |
| don8ter | $25.00 | 4/7/2011 10:02:07 AM |
| income-sage9 | $25.00 | 4/7/2011 10:04:52 AM |
| Watersports | $25.00 | 4/7/2011 7:53:41 AM |
| enthralling-investment | $25.00 | 4/7/2011 10:26:37 AM |
| cashasaurus0 | $300.00 | 4/7/2011 4:33:29 PM |
| Belvidere82 | $100.00 | 4/7/2011 11:23:20 AM |
| opportunity85 | $25.00 | 4/7/2011 10:04:21 AM |
| IIP77 | $25.00 | 4/7/2011 10:53:25 AM |
| Quiddity | $50.00 | 4/7/2011 11:07:34 AM |
| ksubd | $50.00 | 4/7/2011 12:10:04 PM |
| techvet | $50.00 | 4/7/2011 2:33:44 PM |
| power-bluebird2 | $100.00 | 4/7/2011 4:34:09 PM |
| Kierf | $25.00 | 3/25/2011 1:28:29 AM |
| JGB | $52.76 | 3/25/2011 1:59:46 AM |
| fmvaulter | $25.00 | 3/25/2011 2:02:48 AM |
| patriot897 | $25.00 | 3/24/2011 5:06:13 PM |
| competent-p2p | $25.00 | 3/24/2011 6:15:25 PM |
| SimpleChoice | $25.00 | 3/25/2011 2:03:56 AM |
| simplelender80 | $100.00 | 3/29/2011 5:07:53 PM |
| SecondChanceLendingSERV | $25.00 | 3/29/2011 11:23:55 PM |
| mamayama | $50.00 | 4/1/2011 8:42:10 AM |
| Artist_Blue | $25.00 | 4/1/2011 9:31:42 AM |
| Havana21 | $25.00 | 4/1/2011 7:37:57 AM |
| Rick21 | $50.00 | 4/2/2011 2:44:23 PM |
| atbright | $25.00 | 4/2/2011 4:37:30 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:15 AM |
| objective-investor | $150.00 | 4/4/2011 11:34:47 AM |
| DaMoneyTree | $25.00 | 4/4/2011 11:34:58 AM |
| astute-benjamins | $25.00 | 4/4/2011 3:33:26 PM |
| transparency-grasshopper | $50.00 | 4/4/2011 11:21:12 AM |
| Aimvest | $25.00 | 4/4/2011 8:33:04 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 2:02:57 PM |
| panegryst | $50.00 | 4/4/2011 8:13:13 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:03 AM |
| GMPK_TLAS | $50.00 | 4/6/2011 9:43:17 AM |
| Tradesmanlender | $25.00 | 4/6/2011 4:10:41 PM |
| a-unflappable-finance | $100.00 | 4/6/2011 5:45:20 PM |
| handy-justice | $50.00 | 4/6/2011 5:55:00 PM |
| five-star-justice | $25.00 | 4/6/2011 11:58:10 AM |
| MadHun | $100.00 | 4/6/2011 5:44:36 PM |
| kaleinoue | $25.00 | 4/6/2011 6:38:06 PM |
| medman | $25.00 | 4/7/2011 8:47:32 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:10:31 AM |
| Preferred-Lender | $25.00 | 4/7/2011 7:22:37 AM |
| LibbyZ | $50.00 | 4/6/2011 6:35:43 PM |
| bonanza1973 | $25.00 | 4/7/2011 9:53:52 AM |
| credit-wheel7 | $25.00 | 4/7/2011 10:10:43 AM |
| Zarf | $50.00 | 4/7/2011 10:11:36 AM |
| JonnyD | $25.00 | 4/7/2011 10:26:13 AM |
| Engineer44 | $25.00 | 4/7/2011 3:23:03 AM |
| Cai8899 | $30.00 | 4/7/2011 9:43:23 AM |
| value-den | $50.00 | 4/7/2011 9:46:17 AM |
| jibe-set | $50.00 | 4/7/2011 9:53:18 AM |
| WindsorFunds | $131.34 | 4/7/2011 11:18:06 AM |
| Dorf | $25.00 | 4/7/2011 6:19:49 AM |
| genius520 | $50.00 | 4/7/2011 10:04:47 AM |
| melodious-fairness | $100.00 | 4/7/2011 11:48:04 AM |
| interstellar | $50.00 | 4/7/2011 12:00:20 PM |
| DavenportCapital | $25.00 | 4/7/2011 10:19:05 AM |
| stollcm | $25.00 | 4/7/2011 10:22:12 AM |
| wwwUniversal | $25.00 | 4/7/2011 2:13:00 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:12 AM |
| Powermore | $25.00 | 4/7/2011 8:30:59 AM |
| bill-expert | $50.00 | 4/7/2011 8:54:59 AM |
| julijask | $50.00 | 4/7/2011 11:55:40 AM |
| moola-monger9 | $100.00 | 4/7/2011 12:20:21 PM |
| commerce-renewal | $100.00 | 4/7/2011 12:24:41 PM |
| benjamins-utopia | $100.00 | 4/7/2011 4:43:06 PM |
| ttnk62918 | $25.00 | 4/7/2011 10:04:38 AM |
| Invest_in_residual_income | $50.00 | 4/7/2011 11:26:31 AM |
| focused-asset8 | $500.00 | 4/7/2011 12:24:45 PM |
| myduck | $40.00 | 4/7/2011 4:49:44 PM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
499509
This series of Notes was issued and sold upon the funding of the borrower loan #48505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Mar-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $256.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,799 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| familyof4established2003 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate a couple high interest cards and pay for my son's speech therapy.
My financial situation:
I am a good candidate for this loan because...I have a secure job, almost 4 years at the same company and 20 years in this field. My credit is good, my accounts are in good standing.
Monthly net income: $6066
Monthly expenses: $2825 (broken down below)
Housing: $1750
Insurance: $140
Car expenses: no car payments
Utilities: $100
Phone, cable, internet: $235
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: no other payments after this loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/27/2011 12:06:04 PM |
| zotzot | $25.33 | 3/27/2011 12:12:18 PM |
| SolarMoonshine | $25.00 | 3/27/2011 2:24:13 PM |
| hostbank | $100.00 | 3/28/2011 9:21:38 AM |
| loyalty-sherpa | $25.00 | 3/29/2011 9:29:20 AM |
| enthralling-deal180 | $50.00 | 3/29/2011 7:29:11 PM |
| newest-funds-powerplant | $50.00 | 3/31/2011 11:53:09 PM |
| radforj22 | $25.00 | 4/2/2011 4:57:30 AM |
| atbright | $25.00 | 4/2/2011 4:37:49 PM |
| penny-finder | $40.00 | 4/3/2011 12:54:08 PM |
| Bio-physicist | $25.00 | 4/4/2011 3:23:54 AM |
| efficient-treasure0 | $25.00 | 4/4/2011 5:00:51 PM |
| worthy-bid8 | $100.00 | 4/4/2011 5:41:12 PM |
| a-finance-nirvana | $25.00 | 4/5/2011 2:33:07 AM |
| nycmichael | $100.00 | 4/5/2011 11:15:46 AM |
| dsgfl1 | $100.00 | 4/5/2011 11:14:30 AM |
| Weaverville | $50.00 | 4/5/2011 6:15:51 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:58:37 AM |
| gogrannygo | $25.00 | 4/7/2011 7:49:12 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:07:31 AM |
| thoughtful-community7 | $25.00 | 4/7/2011 9:11:10 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:18 AM |
| B-rad_the_Coug | $25.00 | 4/7/2011 5:23:32 PM |
| Tradesmanlender | $25.00 | 4/7/2011 10:54:36 AM |
| C_Mark | $50.00 | 4/7/2011 5:44:32 PM |
| Occhy | $25.00 | 4/7/2011 8:17:51 PM |
| mhotchan | $100.00 | 4/8/2011 11:10:35 AM |
| FinanceEngine | $40.00 | 4/8/2011 11:07:00 AM |
| TrustOne | $50.00 | 4/8/2011 11:14:25 AM |
| jybank | $25.00 | 4/8/2011 11:09:11 AM |
| agwosdof | $100.00 | 4/8/2011 11:06:12 AM |
| Techne_Funds_LLC | $25.00 | 4/8/2011 11:15:36 AM |
| black-plague | $30.43 | 4/8/2011 11:08:09 AM |
| TaxAcct_444 | $100.00 | 4/8/2011 11:08:26 AM |
| ridestwins_998 | $25.00 | 4/8/2011 11:22:31 AM |
| titilsbie14 | $80.00 | 4/8/2011 11:21:50 AM |
| treasure-expert | $25.00 | 4/8/2011 11:25:26 AM |
| orange-influential-credit | $100.00 | 4/8/2011 11:22:11 AM |
| ddamenace | $100.00 | 4/8/2011 11:25:58 AM |
| UCSBGAUCHOS | $30.00 | 4/8/2011 11:13:16 AM |
| ronow22 | $140.00 | 4/8/2011 11:26:05 AM |
| payout-magician | $50.00 | 4/8/2011 11:14:30 AM |
| jarf | $28.95 | 4/8/2011 11:25:01 AM |
| zevonyc | $25.00 | 4/8/2011 11:16:31 AM |
| agalt | $75.00 | 4/8/2011 11:34:01 AM |
| rookiecrd1 | $350.00 | 4/8/2011 11:37:48 AM |
| a-restless-dollar | $50.00 | 4/8/2011 11:32:38 AM |
| interstellar | $50.00 | 4/8/2011 11:41:32 AM |
| black-plague | $96.62 | 4/8/2011 12:37:21 PM |
| Quiddity | $50.00 | 4/8/2011 12:49:39 PM |
| MonkeyHero | $80.89 | 4/8/2011 1:16:19 PM |
| a-unflappable-finance | $100.00 | 4/8/2011 1:29:30 PM |
| maple1 | $25.00 | 4/8/2011 1:36:19 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:38:56 PM |
| irishalaskan | $25.00 | 4/8/2011 1:39:46 PM |
| hope-hickory | $25.00 | 4/8/2011 1:40:11 PM |
| aasx1108 | $25.00 | 4/8/2011 1:44:44 PM |
| fuzed | $55.00 | 4/8/2011 1:46:25 PM |
| flexible-return297 | $25.00 | 4/8/2011 1:55:31 PM |
| myworld701 | $25.00 | 3/27/2011 12:03:22 PM |
| commerce-yeller | $30.00 | 3/27/2011 12:05:20 PM |
| competent-p2p | $50.00 | 3/27/2011 5:23:25 PM |
| euro-trumpet | $25.00 | 3/27/2011 12:05:10 PM |
| patriot897 | $25.00 | 3/27/2011 12:05:16 PM |
| organized-payment6 | $50.00 | 3/27/2011 12:05:40 PM |
| srilm | $25.00 | 3/28/2011 7:27:42 AM |
| chestnut4 | $25.00 | 3/27/2011 12:54:14 PM |
| caring-hope2 | $50.00 | 3/28/2011 9:19:31 AM |
| simplelender80 | $100.00 | 3/30/2011 2:24:39 PM |
| indomitable-coin | $25.00 | 3/31/2011 2:48:49 AM |
| Zolton | $100.00 | 3/31/2011 6:50:43 AM |
| loot-heart | $25.00 | 4/1/2011 7:37:54 AM |
| GElender | $50.00 | 4/1/2011 6:56:07 AM |
| p40thawk | $25.00 | 4/1/2011 7:49:31 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:39:00 PM |
| AFairDeal | $75.00 | 4/3/2011 7:53:37 AM |
| sincere-order5 | $250.00 | 4/4/2011 1:51:35 PM |
| bankdaddy | $25.00 | 4/4/2011 7:55:01 PM |
| vigilance-revolutionary | $50.00 | 4/4/2011 3:09:45 PM |
| SOP_Bank | $25.00 | 4/5/2011 5:43:00 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:36:32 AM |
| economy-caper9 | $25.00 | 4/5/2011 12:47:09 PM |
| Mariner3605 | $25.00 | 4/5/2011 5:54:15 PM |
| Peterman | $25.00 | 4/5/2011 9:47:36 PM |
| jescowa | $50.00 | 4/5/2011 6:13:07 PM |
| w3alter | $100.00 | 4/5/2011 5:33:29 PM |
| LiveNow | $25.00 | 4/6/2011 5:17:50 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:17 PM |
| Artist_Blue | $25.00 | 4/6/2011 9:48:13 AM |
| zippy-interest | $25.00 | 4/6/2011 9:50:22 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:29 AM |
| RandyL3 | $25.00 | 4/7/2011 5:03:38 AM |
| techvet | $50.00 | 4/7/2011 2:34:03 PM |
| medman | $25.00 | 4/7/2011 8:47:47 AM |
| -Me | $50.00 | 4/7/2011 10:56:54 AM |
| Rick21 | $50.00 | 4/7/2011 9:44:56 AM |
| shrewd-deal | $25.00 | 4/7/2011 6:10:12 PM |
| objective-investor | $150.00 | 4/7/2011 10:55:45 AM |
| astute-benjamins | $25.00 | 4/7/2011 2:52:16 PM |
| commerce-web5 | $25.00 | 4/7/2011 6:06:02 PM |
| Ocean713 | $50.00 | 4/7/2011 6:10:52 PM |
| dinero-speaker | $25.00 | 4/7/2011 6:16:59 PM |
| GMPK_TLAS | $50.00 | 4/7/2011 6:15:41 PM |
| gemoscar | $50.00 | 4/7/2011 6:17:55 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:00 AM |
| bejfishing | $25.00 | 4/8/2011 5:17:49 AM |
| triumph329 | $27.56 | 4/8/2011 6:13:08 AM |
| bigphish | $50.00 | 4/8/2011 7:17:43 AM |
| Aimvest | $25.00 | 4/8/2011 9:16:41 AM |
| bill-expert | $36.00 | 4/8/2011 10:01:11 AM |
| wkeboarder21 | $50.00 | 4/8/2011 11:06:54 AM |
| wild-orange | $200.00 | 4/8/2011 11:08:45 AM |
| carluvr33 | $30.00 | 4/8/2011 11:23:20 AM |
| Scotcha | $50.00 | 4/8/2011 11:19:36 AM |
| LongTail | $35.00 | 4/8/2011 11:14:56 AM |
| payout-paddle1 | $100.00 | 4/8/2011 11:27:17 AM |
| P2P4me | $300.00 | 4/8/2011 11:30:09 AM |
| loan-keeper1 | $100.00 | 4/8/2011 11:30:14 AM |
| investment-comet | $25.00 | 4/8/2011 11:30:30 AM |
| gethsemane4 | $50.00 | 4/8/2011 11:29:22 AM |
| financelover | $50.00 | 4/8/2011 11:32:01 AM |
| availableloan | $25.00 | 4/8/2011 11:26:20 AM |
| kind-important-liberty9 | $25.00 | 4/8/2011 11:28:56 AM |
| reflective-rupee | $222.22 | 4/8/2011 11:31:01 AM |
| deal-enrichment063 | $100.00 | 4/8/2011 11:33:49 AM |
| lostontheedge | $25.00 | 4/8/2011 12:09:11 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:04 PM |
| Magician | $50.00 | 4/8/2011 12:40:04 PM |
| ClearLake | $25.00 | 4/8/2011 12:46:53 PM |
| djh47a | $25.00 | 4/8/2011 12:48:28 PM |
| scratch4you | $50.00 | 4/8/2011 1:06:54 PM |
| Sol_Invictus | $25.00 | 4/8/2011 1:08:19 PM |
| wwwUniversal | $25.00 | 4/8/2011 1:25:56 PM |
| velocity-warrior | $50.00 | 4/8/2011 1:33:18 PM |
| HamachiMan | $50.00 | 4/8/2011 1:29:34 PM |
| sparky1129 | $50.00 | 4/8/2011 1:30:08 PM |
| transaction-animal8 | $25.00 | 4/8/2011 1:38:22 PM |
| ROCKI9 | $50.00 | 4/8/2011 1:35:00 PM |
| GlobalVisionary | $50.00 | 4/8/2011 1:40:24 PM |
| don8ter | $25.00 | 4/8/2011 1:43:31 PM |
| taijidaoist | $22.00 | 4/8/2011 1:56:19 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
499701
This series of Notes was issued and sold upon the funding of the borrower loan #48540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,850.80 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $124.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,227 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-zoo8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
owner
Purpose of loan:
This loan will be used to...to buy a reconditioned golf cart which is needed in my home watch business.
My financial situation:
I am a good candidate for this loan because...we have no late payment on bills and my business generates enough to pay back the loan
Monthly net income: $2500
Monthly expenses: $50
Housing: $825
Insurance: $160
Car expenses: $25
Utilities: $85
Phone, cable, internet: $65
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $25 (yard service)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balamnce: $200,006.00.
Market Value: $180,000 as per zillow.com but sure to sell if needed at $200,000.00 considering upgrades.
(Mar-30-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| mtquan | $25.00 | 3/30/2011 2:40:54 PM |
| worldly-money4 | $100.00 | 3/30/2011 2:26:09 PM |
| social-hunter5 | $30.00 | 4/4/2011 4:27:18 PM |
| treasure-hunter270 | $25.00 | 4/12/2011 4:11:02 PM |
| robust-trade | $27.55 | 4/12/2011 7:54:58 PM |
| JPMorrisLegacyFund | $28.40 | 4/12/2011 9:50:05 PM |
| Murdex | $75.00 | 4/12/2011 7:56:26 PM |
| mri555 | $25.00 | 4/12/2011 11:57:33 PM |
| alphabet76 | $25.00 | 4/13/2011 3:32:58 AM |
| gallant-economy9 | $533.00 | 4/13/2011 7:38:37 AM |
| mrsp2e | $25.00 | 4/13/2011 7:44:11 AM |
| kindness-launcher | $600.00 | 4/1/2011 7:28:05 PM |
| lean-ore9 | $25.00 | 4/4/2011 11:46:54 AM |
| s_man1 | $50.00 | 4/7/2011 8:48:21 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:20 PM |
| transparency-grasshopper | $25.00 | 4/12/2011 9:18:47 AM |
| wild-orange | $25.00 | 4/12/2011 11:36:39 AM |
| ursus | $300.00 | 4/12/2011 4:53:43 PM |
| gtheone | $50.00 | 4/12/2011 5:14:53 PM |
| jimduism | $25.00 | 4/12/2011 5:29:47 PM |
| investment-habanero8 | $100.00 | 4/13/2011 3:13:50 AM |
| Shanester | $25.00 | 4/13/2011 7:37:51 AM |
| streak269 | $31.85 | 4/13/2011 5:02:17 AM |
| integrity-reformer | $250.00 | 4/13/2011 6:53:44 AM |
| anton | $400.00 | 4/13/2011 7:08:29 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
499831
This series of Notes was issued and sold upon the funding of the borrower loan #48503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $184.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
10 | Length of status: | 4y 3m |
|
Amount delinquent:
| $17,167 |
Total credit lines:
| 65 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,664 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-trophy3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
emergency loan
Purpose of loan:
This loan will be used to fix my roof.
My financial situation:
I am a good candidate for this loan because I have taken step to repair my credit by paying my debts on time and consolidating.
Monthly net income: $4450
Monthly expenses: $3000
Housing: $2088
Insurance: $87
Car expenses: $
Utilities: $187
Phone, cable, internet: $140
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $352
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage balance:$271740
Market Value:$220000
(Mar-29-2011)
Q:
Could you explain the 25 delinquencies in the past 7 years? - Jinja
A:
My dad got sick and I had to go back to teaching in Maryland. They do not pay their teachers in the summer, so I struggled. My father passed away October 2010.
(Apr-10-2011)
Q:
Can you explain your delinquencies? I would love to help. - Engineer44
A:
My father became sick so the income he brought in and cost of his health becoming overwhelming. My father died October 2010.
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 3/29/2011 9:06:13 AM |
| patriot897 | $25.00 | 3/29/2011 9:07:45 AM |
| thrifty-dedication | $25.00 | 3/30/2011 2:53:20 AM |
| enthralling-deal180 | $50.00 | 3/31/2011 11:25:10 AM |
| p2p_banker | $25.00 | 3/31/2011 12:38:28 PM |
| loyalty-sherpa | $25.00 | 4/1/2011 1:40:20 PM |
| Chauncey_Gardener | $50.00 | 4/2/2011 1:39:30 PM |
| atbright | $25.00 | 4/2/2011 4:38:16 PM |
| richboy56 | $25.00 | 4/5/2011 9:39:18 AM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:08 AM |
| five-star-justice | $25.00 | 4/6/2011 11:58:49 AM |
| rolandweary | $25.00 | 4/7/2011 10:13:48 AM |
| nycmichael | $100.00 | 4/7/2011 10:53:16 AM |
| lagnisiruk | $25.00 | 4/7/2011 10:05:09 AM |
| GElender | $50.00 | 4/8/2011 6:36:42 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:30 PM |
| dollardave | $100.00 | 4/8/2011 1:14:06 PM |
| zippy-interest | $25.00 | 4/8/2011 1:29:39 PM |
| 1SteelerFan | $25.00 | 4/8/2011 3:55:06 PM |
| w3alter | $100.00 | 4/8/2011 4:08:52 PM |
| power-bluebird2 | $100.00 | 4/8/2011 4:24:38 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:23 PM |
| slobberjob | $50.00 | 4/8/2011 4:51:04 PM |
| ccclaireee333 | $25.00 | 4/8/2011 5:07:06 PM |
| Dubbs360 | $100.00 | 4/8/2011 5:05:57 PM |
| Oakland | $50.00 | 4/8/2011 6:41:55 PM |
| bold-steady-peso | $50.00 | 4/8/2011 7:22:05 PM |
| industrious-dedication | $25.00 | 4/9/2011 1:03:43 AM |
| NYCFinancier | $25.00 | 4/9/2011 7:20:17 AM |
| currency-cigar4 | $75.00 | 4/9/2011 7:57:59 AM |
| silver-buckeye | $25.00 | 4/9/2011 7:53:23 AM |
| investment-comet | $25.00 | 4/9/2011 9:23:46 AM |
| MutuallyBeneficial | $50.00 | 4/9/2011 11:13:06 AM |
| WLenders | $50.00 | 4/9/2011 8:27:08 PM |
| transparency-grasshopper | $50.00 | 4/10/2011 12:22:50 PM |
| the-bid-sorcerer | $50.00 | 4/10/2011 3:23:54 PM |
| SanJoser | $25.00 | 4/10/2011 3:26:54 PM |
| ProjectVenture | $25.00 | 4/10/2011 6:57:32 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:11 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:28 PM |
| srgriff | $25.00 | 4/11/2011 9:21:26 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:33:50 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:21:54 PM |
| billybragg | $25.00 | 4/11/2011 6:59:22 PM |
| Tapu22 | $50.00 | 4/11/2011 8:06:59 PM |
| gotigers1972 | $25.00 | 4/11/2011 8:20:59 PM |
| AsianDragon | $74.00 | 4/11/2011 8:55:55 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:24 PM |
| Zolton | $100.00 | 3/31/2011 6:51:33 AM |
| hostbank | $100.00 | 4/1/2011 7:38:04 AM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:41 PM |
| loot-heart | $25.00 | 4/4/2011 5:00:39 PM |
| radforj22 | $25.00 | 4/5/2011 6:11:03 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:30 AM |
| handy-justice | $50.00 | 4/6/2011 5:55:41 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:14:44 AM |
| efficient-treasure0 | $25.00 | 4/7/2011 9:38:04 AM |
| Weaverville | $25.00 | 4/7/2011 9:56:41 AM |
| jescowa | $50.00 | 4/7/2011 10:53:47 AM |
| techvet | $50.00 | 4/7/2011 2:34:24 PM |
| Tradesmanlender | $25.00 | 4/7/2011 8:59:58 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:09:37 AM |
| djh47a | $25.00 | 4/8/2011 12:49:01 PM |
| sparky1129 | $50.00 | 4/8/2011 1:30:48 PM |
| point-kitten6 | $50.00 | 4/8/2011 1:39:14 PM |
| gracej | $25.00 | 4/8/2011 1:57:16 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:06 PM |
| reciprocate | $106.38 | 4/8/2011 3:52:33 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:43:58 PM |
| brightest-restless-coin | $200.00 | 4/8/2011 5:56:53 PM |
| alex206 | $25.00 | 4/8/2011 7:04:51 PM |
| Bob450 | $25.00 | 4/8/2011 9:15:49 PM |
| nitrostamped | $156.15 | 4/8/2011 9:11:07 PM |
| Pitufo | $25.00 | 4/8/2011 10:19:57 PM |
| wealth-renaissance5 | $25.00 | 4/8/2011 11:40:24 PM |
| Bank_of_T | $30.00 | 4/9/2011 1:10:56 AM |
| scappellee | $50.00 | 4/9/2011 4:57:38 AM |
| penny-healer5 | $25.00 | 4/9/2011 6:17:58 AM |
| comet55 | $25.00 | 4/9/2011 7:22:04 AM |
| kublai | $100.00 | 4/9/2011 6:39:05 AM |
| the-silver-blaster | $75.00 | 4/9/2011 10:11:30 AM |
| best-listing-toro | $25.00 | 4/9/2011 10:20:44 AM |
| razor783 | $25.00 | 4/9/2011 10:41:27 AM |
| NYBIZ | $25.00 | 4/9/2011 12:09:39 PM |
| c-gurista-5 | $25.00 | 4/9/2011 12:17:03 PM |
| financial-frenzy | $50.00 | 4/9/2011 12:42:31 PM |
| rebelduke | $75.00 | 4/9/2011 12:46:32 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:29 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:13 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:48 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:47:44 PM |
| E_G | $34.23 | 4/10/2011 2:47:03 PM |
| mirth378 | $25.00 | 4/10/2011 10:53:58 PM |
| gold-sushi | $25.00 | 4/11/2011 6:38:59 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:17 AM |
| yield-seeker | $25.00 | 4/11/2011 8:32:03 AM |
| Flreap | $25.00 | 4/11/2011 9:32:31 AM |
| f4Tex | $75.00 | 4/11/2011 12:03:23 PM |
| CaliforniaSun | $25.00 | 4/11/2011 12:06:51 PM |
| bmbanzai | $25.00 | 4/11/2011 2:03:17 PM |
| Walkingcowboy | $50.00 | 4/11/2011 2:29:26 PM |
| brightest-benjamins-onator | $25.00 | 4/11/2011 4:11:30 PM |
| IIP77 | $25.00 | 4/11/2011 4:25:01 PM |
| Bank_of_E-Ville | $25.00 | 4/11/2011 3:57:07 PM |
| treasure-pipeline | $50.00 | 4/11/2011 4:42:58 PM |
| benjamins-utopia | $100.00 | 4/11/2011 4:57:23 PM |
| C_Mark | $50.00 | 4/11/2011 4:51:34 PM |
| wwwUniversal | $25.00 | 4/11/2011 5:17:44 PM |
| LenderOnWheels | $25.00 | 4/11/2011 8:06:53 PM |
| bdloans | $50.00 | 4/11/2011 6:43:55 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
499833
This series of Notes was issued and sold upon the funding of the borrower loan #48570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,761 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ready-asset4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/29/2011 5:04:21 PM |
| worldly-money4 | $200.00 | 3/29/2011 5:04:32 PM |
| ingenious-deal6 | $25.00 | 3/29/2011 5:05:24 PM |
| simplelender80 | $100.00 | 3/30/2011 2:11:20 PM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:52 AM |
| w3alter | $100.00 | 4/6/2011 5:47:07 PM |
| fortytwo | $100.00 | 4/6/2011 5:33:16 PM |
| Tylerh | $100.00 | 4/7/2011 8:35:33 AM |
| wwwUniversal | $25.00 | 4/7/2011 6:01:35 PM |
| Dubbs360 | $25.00 | 4/8/2011 1:15:49 PM |
| reflective-rupee | $100.55 | 4/8/2011 1:54:24 PM |
| gluon | $49.43 | 4/8/2011 1:59:00 PM |
| patriot897 | $25.00 | 4/8/2011 3:02:41 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:47 PM |
| hookUup | $25.32 | 4/8/2011 5:00:56 PM |
| secureincome | $750.00 | 4/8/2011 4:46:09 PM |
| CA-Lender | $25.04 | 4/8/2011 5:39:33 PM |
| CACO_Lender | $25.00 | 4/8/2011 5:40:06 PM |
| jjswanso | $25.00 | 4/8/2011 5:43:17 PM |
| credit-driver9 | $87.71 | 4/8/2011 8:39:44 PM |
| Bob450 | $25.00 | 4/8/2011 9:16:10 PM |
| leodaguy | $25.00 | 4/8/2011 9:29:39 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:09 PM |
| Pitufo | $50.00 | 4/8/2011 10:18:21 PM |
| green-thoughtful-yield | $100.00 | 4/8/2011 10:30:55 PM |
| lagnisiruk | $25.00 | 4/8/2011 9:28:03 PM |
| hawaiitechnical | $25.00 | 4/8/2011 10:33:05 PM |
| green-wampum-titan | $30.00 | 4/8/2011 10:46:16 PM |
| mcgovern2024 | $25.00 | 4/9/2011 12:46:37 AM |
| industrious-dedication | $53.99 | 4/9/2011 1:03:07 AM |
| wealth-renaissance5 | $25.00 | 4/8/2011 11:41:30 PM |
| investment-habanero8 | $100.00 | 4/9/2011 4:08:51 AM |
| motivator72 | $25.00 | 4/9/2011 4:41:36 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:24 AM |
| Weaverville | $25.00 | 4/9/2011 10:41:43 AM |
| the-discrete-income | $25.00 | 4/9/2011 10:46:27 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:48:33 PM |
| rebelduke | $75.00 | 4/9/2011 12:47:14 PM |
| alluring-yield5 | $30.00 | 4/9/2011 2:32:03 PM |
| FirstBank | $50.00 | 4/9/2011 4:02:45 PM |
| Lubava | $50.00 | 4/9/2011 4:15:42 PM |
| handy-justice | $50.00 | 4/9/2011 5:37:53 PM |
| Morgan-Investments | $25.00 | 4/9/2011 5:40:35 PM |
| saga9 | $50.00 | 4/9/2011 5:54:26 PM |
| DF-Funding | $52.64 | 4/9/2011 6:27:12 PM |
| lalivn | $30.74 | 4/9/2011 9:36:41 PM |
| generous-agreement | $25.00 | 4/9/2011 9:58:05 PM |
| intrepid-loot | $25.00 | 4/10/2011 6:31:28 AM |
| moola-wildebeest3 | $50.00 | 4/10/2011 5:27:06 AM |
| lovely-benefit7 | $70.00 | 4/10/2011 8:38:14 AM |
| integrity-doctor | $100.00 | 4/10/2011 9:25:37 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:01 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:02:53 PM |
| unfixer | $25.00 | 4/10/2011 6:39:24 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:00 PM |
| nerdfactor | $25.00 | 4/10/2011 10:34:21 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:33:59 PM |
| the-profit-oracle | $25.00 | 4/11/2011 4:46:15 PM |
| Mariner3605 | $25.00 | 4/11/2011 8:28:38 PM |
| Artist_Blue | $25.00 | 4/12/2011 1:54:30 AM |
| tech310 | $50.00 | 4/11/2011 11:06:56 PM |
| musegaze | $50.00 | 4/12/2011 2:21:38 AM |
| treasure-bliss | $50.00 | 4/12/2011 2:41:31 AM |
| seisen | $50.00 | 4/12/2011 2:11:51 AM |
| kulender | $50.00 | 4/12/2011 2:20:26 AM |
| orange-preeminant-bill | $50.00 | 4/12/2011 2:43:07 AM |
| CC911 | $25.00 | 4/12/2011 6:08:21 AM |
| wampum-cocktail | $25.00 | 4/12/2011 8:42:21 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:21 AM |
| mpatrick | $25.00 | 4/12/2011 10:00:44 AM |
| whartonmba | $25.00 | 4/12/2011 10:53:58 AM |
| worldly-money4 | $300.00 | 4/12/2011 1:13:57 PM |
| Kash2010lu | $25.00 | 4/12/2011 1:21:44 PM |
| neutrino6 | $25.00 | 4/12/2011 2:42:28 PM |
| thelovebug | $100.00 | 4/1/2011 1:17:47 PM |
| worthy-bid8 | $25.00 | 4/4/2011 5:21:07 PM |
| money-bauble | $50.00 | 4/7/2011 4:16:03 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:47 PM |
| credit-sycamore4 | $100.00 | 4/7/2011 6:08:03 PM |
| mercuriant | $25.00 | 4/8/2011 2:48:21 PM |
| money-fort | $25.00 | 4/8/2011 3:32:29 PM |
| dudebrah | $25.00 | 4/8/2011 4:27:30 PM |
| handshake52 | $25.00 | 4/8/2011 4:29:46 PM |
| orange-leverage-phoenix | $200.00 | 4/8/2011 4:43:55 PM |
| euro-spark | $100.00 | 4/8/2011 7:22:52 PM |
| loss-of-control | $100.00 | 4/8/2011 7:42:46 PM |
| IIP77 | $25.00 | 4/8/2011 11:01:15 PM |
| ah-long | $25.00 | 4/9/2011 12:42:32 AM |
| marala4285 | $25.00 | 4/9/2011 3:36:50 AM |
| careful-note | $50.00 | 4/9/2011 4:37:53 AM |
| Easystreet | $25.00 | 4/9/2011 5:38:14 AM |
| NYCFinancier | $25.00 | 4/9/2011 7:20:03 AM |
| finance-prescription | $50.00 | 4/9/2011 7:43:20 AM |
| wattboy | $100.00 | 4/9/2011 9:47:27 AM |
| the-silver-blaster | $75.00 | 4/9/2011 10:21:27 AM |
| Engineer44 | $25.00 | 4/9/2011 10:41:22 AM |
| treasure-expert | $25.00 | 4/9/2011 11:35:56 AM |
| apostle901 | $25.00 | 4/9/2011 12:20:53 PM |
| cash-raccoon | $25.00 | 4/9/2011 1:59:17 PM |
| ramst41 | $25.00 | 4/9/2011 1:19:55 PM |
| shrewd-income | $25.00 | 4/9/2011 1:45:01 PM |
| LightTheWay | $100.00 | 4/9/2011 2:54:58 PM |
| micko | $25.00 | 4/9/2011 7:56:09 PM |
| jmb_lending | $50.00 | 4/10/2011 12:22:03 AM |
| investment-habanero8 | $100.00 | 4/10/2011 4:09:51 AM |
| openness-confidant | $100.00 | 4/10/2011 7:47:45 AM |
| loyalist1 | $200.00 | 4/10/2011 7:34:55 AM |
| peso-aggregator | $25.00 | 4/10/2011 7:54:54 AM |
| openness-confidant | $50.00 | 4/10/2011 8:09:35 AM |
| S-Master | $50.00 | 4/10/2011 9:30:33 AM |
| Rogelio48 | $25.00 | 4/10/2011 6:52:42 PM |
| Katburg | $25.00 | 4/11/2011 5:32:00 AM |
| Wellman | $50.00 | 4/11/2011 6:07:23 AM |
| Ocean713 | $50.00 | 4/11/2011 7:46:08 AM |
| bnlforever | $25.00 | 4/11/2011 9:59:14 AM |
| oreyedoc | $50.00 | 4/11/2011 10:33:01 AM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:34:59 AM |
| wildsf | $50.00 | 4/11/2011 12:56:39 PM |
| symbiosis | $50.00 | 4/11/2011 2:56:40 PM |
| top-payout-fixer | $50.00 | 4/11/2011 7:01:47 PM |
| ezg | $25.00 | 4/12/2011 2:19:23 AM |
| mfosterii | $50.00 | 4/12/2011 3:03:56 AM |
| 1phantom | $25.00 | 4/12/2011 2:54:35 AM |
| radforj22 | $25.00 | 4/12/2011 2:55:47 AM |
| yield-aurora4 | $50.00 | 4/12/2011 7:37:00 AM |
| american-investor | $25.00 | 4/12/2011 9:32:38 AM |
| loot-keeper0 | $25.00 | 4/12/2011 9:31:44 AM |
| Crie | $100.00 | 4/12/2011 9:52:36 AM |
| Dandanrad | $25.00 | 4/12/2011 12:20:03 PM |
| Executive23 | $25.00 | 4/12/2011 12:12:35 PM |
| the-bid-sorcerer | $50.00 | 4/12/2011 2:39:45 PM |
| impressive-dough4 | $150.00 | 4/12/2011 2:48:49 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
499855
This series of Notes was issued and sold upon the funding of the borrower loan #48576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $361.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $723 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glimmering-loan3 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt and Movin' On Up
Purpose of loan:
This loan will be used to help me move forward with my life. I will use it to pay the final amount of my student loans and get caught up on a few outstanding credit card debts. With the remaining amount I will be able to move into a nicer apartment closer to my job.
My financial situation:
I am a good candidate for this loan because I have a stable job that I love, within a growing organization. I truly understand the importance of maintaining good credit. I also hold high moral values.
Monthly net income: $2000
Monthly expenses: $40
Housing: $0
Insurance: $0
Car expenses: $180
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $120
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
What are your total debts?
Why arent' they listed in your listing?
Thanks, - p2ploan-sensation211
A:
Hi! Thank you for inquiring. I currently have very little in monthly debts. With the help of my family I currently pay no rent or car insurance. I also don't pay for utilities at the moment. This has allowed for me to focus on paying off my student loans.
(Mar-31-2011)
Q:
Hi, what language do you program in? Where did you go go school? - missoula
A:
Hey. I actually do Marketing right now. There wasn't an option for that from what I remember. I went to Wilmington University.
(Apr-01-2011)
Q:
Could you please tell me the total amount of your credit card debt and the total amount of student loan debt you are wanting to pay.
Thank you, - mommaroeroe
A:
My credit card debt is just below $1000. I currently still owe about $5400 in student loan debt.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 3/31/2011 9:02:54 AM |
| SolarMoonshine | $25.00 | 3/31/2011 6:54:19 PM |
| JustMee | $25.00 | 4/1/2011 2:59:17 AM |
| Zolton | $100.00 | 3/31/2011 9:09:05 AM |
| squarebob | $25.00 | 3/31/2011 9:12:13 AM |
| SecondChanceLendingSERV | $25.00 | 3/31/2011 9:18:12 AM |
| spiff666 | $25.00 | 4/1/2011 7:03:00 AM |
| reflective-rupee | $1,000.33 | 3/31/2011 9:53:31 AM |
| brightest-dignified-penny | $25.00 | 3/31/2011 10:47:56 AM |
| p2ploan-sensation211 | $25.00 | 4/1/2011 12:12:09 PM |
| fund-fox4 | $50.00 | 4/2/2011 1:19:52 PM |
| atbright | $25.00 | 4/2/2011 4:38:43 PM |
| income-awakening6 | $25.00 | 4/4/2011 7:42:51 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:09 AM |
| loyalty-sherpa | $25.00 | 4/6/2011 9:43:57 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:30 AM |
| -Me | $50.00 | 4/7/2011 10:57:39 AM |
| enthralling-deal180 | $50.00 | 4/7/2011 6:01:28 PM |
| DaMoneyTree | $25.00 | 4/8/2011 9:14:59 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:31:33 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:28:21 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:03 PM |
| rolandweary | $25.00 | 4/10/2011 6:54:01 PM |
| razor783 | $25.00 | 4/10/2011 7:03:33 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:57 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:15 PM |
| VAGweilo | $50.00 | 4/11/2011 12:21:52 PM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:57 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:26 AM |
| loyalist1 | $250.00 | 4/12/2011 7:12:17 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:53:05 AM |
| mingthemink | $35.00 | 4/12/2011 3:31:25 PM |
| brainy-repayment5 | $103.98 | 4/12/2011 3:15:52 PM |
| treasure-hunter270 | $25.00 | 4/12/2011 4:14:21 PM |
| Imaginos1892 | $50.00 | 4/12/2011 8:08:59 PM |
| meenan | $33.96 | 4/12/2011 5:46:19 PM |
| transformer855 | $25.00 | 4/13/2011 7:26:30 AM |
| Techne_Funds_LLC | $25.00 | 4/13/2011 8:19:38 AM |
| silvercertificate | $25.00 | 4/13/2011 8:35:01 AM |
| FinanceEngine | $30.00 | 4/13/2011 7:54:55 AM |
| CashBank | $25.00 | 4/13/2011 9:08:24 AM |
| CirC | $25.00 | 4/13/2011 9:44:18 AM |
| market-assembler | $50.00 | 4/13/2011 11:42:27 AM |
| 6moonbeams | $50.00 | 4/13/2011 12:37:21 PM |
| gold-disk | $50.00 | 4/13/2011 12:43:36 PM |
| loanman2007 | $125.00 | 4/13/2011 1:16:10 PM |
| Bill88 | $30.00 | 4/13/2011 1:44:47 PM |
| BigLinCT | $25.00 | 4/13/2011 3:31:50 PM |
| power-rotation7 | $25.00 | 4/13/2011 3:31:55 PM |
| platinum-cargo | $25.71 | 4/13/2011 3:48:32 PM |
| social-comet7 | $25.00 | 4/13/2011 3:58:07 PM |
| 1-HARD-HEAD | $150.00 | 4/13/2011 4:08:31 PM |
| credit-investor5 | $50.00 | 4/13/2011 5:19:52 PM |
| WilliamLeeSims | $25.00 | 4/13/2011 5:21:42 PM |
| jescowa | $50.00 | 4/13/2011 5:22:01 PM |
| rex45 | $25.00 | 4/13/2011 5:25:34 PM |
| Ocean713 | $50.00 | 4/13/2011 5:18:58 PM |
| JKEnterprises | $25.00 | 4/13/2011 5:33:08 PM |
| selector568 | $50.00 | 4/13/2011 5:18:25 PM |
| objective-investor | $150.00 | 4/13/2011 6:46:53 PM |
| Quetz | $50.00 | 4/13/2011 7:37:49 PM |
| Pu239 | $60.00 | 4/14/2011 12:05:50 AM |
| Sol_Invictus | $25.00 | 4/13/2011 7:17:55 PM |
| EarlyRiser | $106.88 | 4/14/2011 1:44:12 AM |
| indrucal | $50.00 | 4/13/2011 9:22:47 PM |
| mistertao | $25.00 | 4/13/2011 9:41:43 PM |
| geemel | $25.00 | 4/14/2011 2:10:46 AM |
| Sibelius2 | $25.00 | 4/14/2011 2:13:47 AM |
| orbital-loot333 | $25.00 | 4/13/2011 8:46:41 PM |
| catterpillar | $50.00 | 4/14/2011 12:14:10 AM |
| riproaringrapids | $25.00 | 4/14/2011 12:32:01 AM |
| Hanalei712 | $50.00 | 4/13/2011 10:31:53 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:08 AM |
| oht588 | $50.00 | 4/14/2011 2:11:21 AM |
| kulender | $100.00 | 4/14/2011 2:16:05 AM |
| Artist_Blue | $25.00 | 4/14/2011 2:00:16 AM |
| rlgnyc | $25.00 | 4/14/2011 2:15:06 AM |
| simplelender80 | $100.00 | 3/31/2011 9:07:42 AM |
| BxRealtor | $25.00 | 3/31/2011 9:08:24 AM |
| competent-p2p | $25.00 | 3/31/2011 11:27:24 AM |
| proper-commitment5 | $25.00 | 3/31/2011 9:19:31 PM |
| hostbank | $100.00 | 4/5/2011 4:51:44 PM |
| Domgabriel | $25.00 | 4/5/2011 4:41:08 PM |
| five-star-justice | $25.00 | 4/6/2011 11:59:15 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:10 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:57 PM |
| loot-heart | $25.00 | 4/8/2011 4:22:37 PM |
| Tradesmanlender | $25.00 | 4/9/2011 3:13:17 AM |
| radforj22 | $25.00 | 4/9/2011 3:54:21 AM |
| richboy56 | $25.00 | 4/9/2011 7:01:41 AM |
| jescowa | $50.00 | 4/9/2011 11:32:50 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:17 PM |
| yield-seeker | $25.00 | 4/11/2011 8:32:50 AM |
| mad-scientist0 | $50.00 | 4/11/2011 12:22:13 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:57 PM |
| firsttouch1 | $680.00 | 4/11/2011 4:27:09 PM |
| rae4sunshine | $27.26 | 4/11/2011 4:19:24 PM |
| Chauncey_Gardener | $50.00 | 4/11/2011 8:27:53 PM |
| skuba | $25.00 | 4/12/2011 1:55:13 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:48 AM |
| SiebirdLending | $25.00 | 4/12/2011 10:22:05 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:21 AM |
| noble-marketplace | $25.00 | 4/12/2011 2:01:28 PM |
| fcukciti | $25.00 | 4/12/2011 6:13:18 PM |
| OCedHrt | $25.00 | 4/13/2011 1:52:35 AM |
| power-secret-agent | $25.00 | 4/13/2011 2:28:54 AM |
| gracej | $25.00 | 4/13/2011 2:24:47 AM |
| worldly-money4 | $2,000.00 | 4/13/2011 8:31:09 AM |
| P2P4me | $200.00 | 4/13/2011 7:38:11 AM |
| prominence8 | $30.00 | 4/13/2011 8:31:19 AM |
| worldly-money4 | $300.00 | 4/13/2011 8:31:43 AM |
| dollardave | $100.00 | 4/13/2011 10:11:39 AM |
| julijask | $50.00 | 4/13/2011 11:58:29 AM |
| grampy48 | $25.00 | 4/13/2011 12:30:06 PM |
| Cherrypicker | $25.00 | 4/13/2011 3:17:03 PM |
| Dandanrad | $25.00 | 4/13/2011 1:29:46 PM |
| itskarma | $50.00 | 4/13/2011 2:57:12 PM |
| sparky1129 | $50.00 | 4/13/2011 5:21:45 PM |
| djh47a | $25.00 | 4/13/2011 5:25:29 PM |
| vibraphone3 | $50.00 | 4/13/2011 4:41:57 PM |
| ISHLEP67 | $50.00 | 4/13/2011 5:19:03 PM |
| trident9 | $50.00 | 4/13/2011 5:42:59 PM |
| market-pudding | $25.00 | 4/13/2011 7:56:01 PM |
| suges | $25.00 | 4/13/2011 8:26:52 PM |
| productive-principal7 | $25.00 | 4/13/2011 8:42:31 PM |
| thankful-nickel2 | $25.00 | 4/13/2011 6:50:47 PM |
| syounker | $25.00 | 4/13/2011 7:07:27 PM |
| mclean_loaner | $50.00 | 4/13/2011 7:13:47 PM |
| responsibility-cherry6 | $50.00 | 4/13/2011 11:51:56 PM |
| rmachi | $25.00 | 4/14/2011 1:37:48 AM |
| dough-hammock | $25.00 | 4/13/2011 9:41:41 PM |
| DadWarbucks | $60.00 | 4/14/2011 2:12:18 AM |
| soroxy | $25.00 | 4/14/2011 2:15:15 AM |
| vegaslender88 | $50.00 | 4/13/2011 11:26:54 PM |
| InvestorPartners | $25.00 | 4/14/2011 1:46:05 AM |
| LittlePiggyBank | $25.00 | 4/14/2011 2:09:26 AM |
| onlyinchicago | $25.81 | 4/14/2011 2:12:00 AM |
| prohelper | $44.73 | 4/14/2011 2:13:52 AM |
| lost-money-so-far-on-these | $25.00 | 4/14/2011 1:43:46 AM |
| SafeSaxa | $30.00 | 4/14/2011 2:13:31 AM |
| ejdirin | $25.00 | 4/14/2011 2:15:33 AM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
499935
This series of Notes was issued and sold upon the funding of the borrower loan #48513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $317.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,665 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-cordial-dinero |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: I am going use this loan to consolidate most of my other debts I currently have.
My financial situation:
I am a good candidate for this loan because.. I am not looking for a last resort option with prosper.com. I currently have plenty of extra money left over after paying my bills every month and this prosper loan is not adding any extra monthly burden on me it is simply consolidating some of my other smaller bills into one payment.
If you invested in my first listing (it was for 16000) I am sorry I withdrew that listing. It just didnt seem like it was going to get funded. I promise this one will be listed until it either expires or gets funded.
To any investors of the previous listing and to any investors in this current listing thank you in advance for your investment.(It will be paid back in full).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
According to your credit report from prosper, you have about 2.5-3k of outstanding revolving debt- is this loan for 10k consolidating other debt that isn't showing on your credit report? - carluvr33
A:
Yes it is. I owe my parents $4,000 for helping me with the purchase of my home and I would like to have this debt in my own name. That would make this loan perfect if it gets 70% funded and if it is fully funded. the excess above $7,000 will go torward paying off my wifes car that we still owe about $8,000 on. Thanks for the question and any other question I will try to answer promptly.
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| selector568 | $50.00 | 3/30/2011 9:03:52 AM |
| organized-payment6 | $50.00 | 3/30/2011 9:04:01 AM |
| BxRealtor | $25.00 | 3/30/2011 9:05:20 AM |
| BaxterEvil | $25.00 | 3/30/2011 7:53:18 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:55 PM |
| AFairDeal | $100.00 | 3/30/2011 5:13:21 PM |
| p40thawk | $25.00 | 4/1/2011 7:50:11 PM |
| Tradesmanlender | $54.66 | 4/2/2011 3:44:35 AM |
| enthralling-deal180 | $50.00 | 4/3/2011 12:24:31 PM |
| loyalty-sherpa | $25.00 | 4/4/2011 11:36:19 AM |
| jescowa | $50.00 | 4/5/2011 6:13:48 PM |
| loot-heart | $25.00 | 4/6/2011 3:28:55 PM |
| medman | $25.00 | 4/7/2011 10:11:32 AM |
| rolandweary | $25.00 | 4/7/2011 10:14:07 AM |
| gracej | $25.00 | 4/8/2011 1:57:37 PM |
| Weaverville | $25.00 | 4/8/2011 5:31:39 PM |
| bold-steady-peso | $25.00 | 4/8/2011 7:22:13 PM |
| point-kitten6 | $50.00 | 4/9/2011 4:05:27 AM |
| comet55 | $25.00 | 4/9/2011 7:22:18 AM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:39 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:24 PM |
| principal-bull | $25.00 | 4/10/2011 7:21:02 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:21 PM |
| OmahaGuy | $100.00 | 4/10/2011 3:09:31 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:28 PM |
| wildebeest9 | $33.17 | 4/11/2011 2:34:41 PM |
| vigilance-spinner3 | $25.00 | 4/11/2011 10:16:53 PM |
| green-planet-guy | $32.00 | 4/12/2011 1:27:08 AM |
| mrpowers5531 | $25.00 | 4/12/2011 3:36:16 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:03 AM |
| NYBIZ | $29.00 | 4/12/2011 7:00:57 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:27 AM |
| haidoken | $75.00 | 4/12/2011 8:41:49 AM |
| harty | $50.00 | 4/12/2011 1:01:54 PM |
| rogue_monster | $50.00 | 4/12/2011 1:02:18 PM |
| established-hope5 | $25.00 | 4/12/2011 1:05:35 PM |
| rebelduke | $50.00 | 4/12/2011 1:29:28 PM |
| PocketAces | $50.00 | 4/12/2011 2:38:36 PM |
| citytreker | $40.00 | 4/12/2011 2:39:16 PM |
| objective-investor | $150.00 | 4/12/2011 2:40:36 PM |
| techvet | $50.00 | 4/12/2011 2:34:27 PM |
| bailey1223 | $25.00 | 4/12/2011 2:36:40 PM |
| satisfying-deal5 | $29.40 | 4/12/2011 2:36:57 PM |
| Isotope | $25.00 | 4/12/2011 2:54:37 PM |
| green-glowing-gain | $25.00 | 4/12/2011 2:36:52 PM |
| TSC | $50.00 | 4/12/2011 2:40:20 PM |
| seanwolter | $25.00 | 4/12/2011 2:41:46 PM |
| bid-papyrus | $25.00 | 4/12/2011 4:11:36 PM |
| IIP77 | $25.00 | 4/12/2011 4:13:21 PM |
| HamachiMan | $50.00 | 4/12/2011 4:19:32 PM |
| visionary-currency | $50.00 | 4/12/2011 4:21:15 PM |
| museic1 | $50.00 | 4/12/2011 4:23:09 PM |
| MadHun | $100.00 | 4/12/2011 4:24:22 PM |
| BlindJoeDeath | $50.00 | 4/12/2011 4:39:15 PM |
| SelectTrustLending | $25.00 | 4/12/2011 4:40:16 PM |
| versatile-platinum4 | $25.00 | 4/12/2011 4:41:29 PM |
| DaMoneyTree | $25.00 | 4/12/2011 4:42:22 PM |
| CaboWaboRobo | $48.38 | 4/12/2011 5:04:25 PM |
| flexible-fund6 | $50.00 | 4/12/2011 5:05:34 PM |
| generosity-giraffe0 | $50.00 | 4/12/2011 5:06:05 PM |
| dahburbb | $25.00 | 4/12/2011 5:06:36 PM |
| partnerinflight | $25.00 | 4/12/2011 5:06:51 PM |
| Erikdbp | $25.00 | 4/12/2011 5:07:47 PM |
| power-mad-scientist | $25.00 | 4/12/2011 4:19:22 PM |
| fairwealth | $25.00 | 4/12/2011 5:08:35 PM |
| wwwUniversal | $25.00 | 4/12/2011 4:19:56 PM |
| calm-deal7 | $25.00 | 4/12/2011 5:08:40 PM |
| ptjg | $50.00 | 4/12/2011 4:21:05 PM |
| physicsjoe | $25.00 | 4/12/2011 5:08:47 PM |
| Adam_00 | $50.00 | 4/12/2011 5:08:56 PM |
| AntiTrustBanker | $50.00 | 4/12/2011 5:09:25 PM |
| black_adder2003 | $32.73 | 4/12/2011 4:19:09 PM |
| the-capital-multiplier | $50.00 | 4/12/2011 5:09:34 PM |
| schnatty | $25.00 | 4/12/2011 4:22:52 PM |
| MO_Investor | $25.00 | 4/12/2011 5:09:50 PM |
| dadalou | $25.00 | 4/12/2011 4:23:21 PM |
| vegibenz | $25.00 | 4/12/2011 4:20:19 PM |
| RMB-Investments | $100.00 | 4/12/2011 5:10:09 PM |
| irrelevant | $25.00 | 4/12/2011 4:24:00 PM |
| lakehavasu88 | $25.00 | 4/12/2011 5:10:23 PM |
| don8ter | $25.00 | 4/12/2011 4:24:10 PM |
| tender-integrity3 | $39.94 | 4/12/2011 4:24:17 PM |
| Tazeme | $25.00 | 4/12/2011 4:23:13 PM |
| building-america | $50.00 | 4/12/2011 5:11:12 PM |
| dinero-speaker | $25.00 | 4/12/2011 4:24:31 PM |
| Ivan2007 | $35.55 | 4/12/2011 4:23:31 PM |
| zippy-interest | $25.00 | 4/12/2011 4:23:48 PM |
| Goodlender42 | $25.00 | 4/12/2011 4:23:55 PM |
| mdv | $25.00 | 4/12/2011 4:33:25 PM |
| mizon291 | $50.00 | 4/12/2011 4:39:07 PM |
| WilliamLeeSims | $25.00 | 4/12/2011 4:38:08 PM |
| capital-web7 | $50.00 | 4/12/2011 4:38:50 PM |
| peripatetic | $25.00 | 4/12/2011 4:39:31 PM |
| fishintime | $50.00 | 4/12/2011 4:40:12 PM |
| nanda | $50.00 | 4/12/2011 4:41:34 PM |
| PRGuyinVA | $25.00 | 4/12/2011 4:41:25 PM |
| chekat | $25.00 | 4/12/2011 4:41:46 PM |
| Cai8899 | $30.00 | 4/12/2011 4:41:52 PM |
| mstebnicki | $50.00 | 4/12/2011 5:05:30 PM |
| buddy486 | $25.00 | 4/12/2011 5:05:42 PM |
| Byrd24 | $100.00 | 4/12/2011 5:02:54 PM |
| Attract | $25.00 | 4/12/2011 5:06:07 PM |
| prodigitus | $50.00 | 4/12/2011 5:06:30 PM |
| FG9YTR | $25.00 | 4/12/2011 5:05:45 PM |
| aggresive-loyalty | $30.00 | 4/12/2011 5:06:03 PM |
| peaceful-agreement2 | $25.00 | 4/12/2011 5:07:24 PM |
| Flux | $50.00 | 4/12/2011 5:06:10 PM |
| panthernoelle | $25.00 | 4/12/2011 5:07:50 PM |
| affluence-kitten6 | $25.00 | 4/12/2011 5:06:17 PM |
| jme5343 | $29.70 | 4/12/2011 5:08:14 PM |
| SAR-2 | $25.00 | 4/12/2011 5:06:32 PM |
| inspired-duty5 | $50.00 | 4/12/2011 5:09:00 PM |
| revenue-serenity | $25.00 | 4/12/2011 5:06:48 PM |
| torpedoman-usn | $50.00 | 4/12/2011 5:09:17 PM |
| jonbeck7 | $25.00 | 4/12/2011 5:07:01 PM |
| Preferred-Lender | $25.00 | 4/12/2011 5:10:29 PM |
| productive-principal7 | $25.00 | 4/12/2011 5:07:30 PM |
| kbodendorf | $25.00 | 4/12/2011 5:10:43 PM |
| MissionMicroFinance | $25.00 | 4/12/2011 5:07:36 PM |
| bold-worth-vinyl | $50.00 | 4/12/2011 5:07:52 PM |
| Oupa-George | $25.00 | 4/12/2011 5:11:32 PM |
| ejdirin | $25.00 | 4/12/2011 5:08:23 PM |
| greenback-professor5 | $50.00 | 4/12/2011 5:09:28 PM |
| ti22ring | $25.00 | 4/12/2011 5:10:06 PM |
| vibraphone3 | $50.00 | 4/12/2011 5:10:13 PM |
| autonomous-basis | $25.00 | 4/12/2011 5:10:48 PM |
| slico | $50.00 | 4/12/2011 5:11:37 PM |
| patriot897 | $25.00 | 3/30/2011 9:03:45 AM |
| Zolton | $100.00 | 3/31/2011 6:51:56 AM |
| indomitable-coin | $25.00 | 4/1/2011 11:32:48 AM |
| atbright | $25.00 | 4/2/2011 4:38:34 PM |
| hostbank | $100.00 | 4/2/2011 7:28:24 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:48 AM |
| Chauncey_Gardener | $50.00 | 4/5/2011 5:44:20 PM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:04 AM |
| radforj22 | $25.00 | 4/7/2011 9:34:29 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:10:06 AM |
| carluvr33 | $25.00 | 4/8/2011 9:44:19 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:42 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:41 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:22 PM |
| newest-bountiful-basis | $25.00 | 4/8/2011 3:19:55 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:49 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 5:24:51 PM |
| currency-cigar4 | $75.00 | 4/9/2011 7:58:11 AM |
| financial-frenzy | $50.00 | 4/9/2011 12:42:40 PM |
| handy-justice | $50.00 | 4/9/2011 5:46:48 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:58 PM |
| BankofBeth | $25.00 | 4/10/2011 12:33:03 PM |
| mad-scientist0 | $25.00 | 4/10/2011 6:52:45 PM |
| Jassi | $25.00 | 4/10/2011 8:22:40 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:37 PM |
| gold-sushi | $25.00 | 4/11/2011 6:39:11 AM |
| Ocean713 | $50.00 | 4/11/2011 7:45:33 AM |
| yield-seeker | $25.00 | 4/11/2011 8:32:15 AM |
| srgriff | $25.00 | 4/11/2011 9:21:45 AM |
| silver-buckeye | $25.00 | 4/11/2011 6:32:02 PM |
| lucrative-worth | $50.00 | 4/11/2011 7:43:58 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:22:03 PM |
| skuba | $25.00 | 4/12/2011 1:36:48 AM |
| honsbedh | $25.00 | 4/11/2011 8:43:10 PM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:17 AM |
| wealth-renaissance5 | $25.00 | 4/12/2011 6:04:21 AM |
| Danylostefan | $50.00 | 4/12/2011 7:59:30 AM |
| LeReve | $50.00 | 4/12/2011 8:52:05 AM |
| 420limo | $100.00 | 4/12/2011 9:50:24 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:19:03 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:52:29 AM |
| investment-comet | $25.00 | 4/12/2011 11:29:55 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:13 PM |
| Crisscross | $25.00 | 4/12/2011 2:33:05 PM |
| Dahlozer | $25.00 | 4/12/2011 2:38:25 PM |
| bgood2016 | $25.00 | 4/12/2011 2:38:52 PM |
| sanfordproud | $50.00 | 4/12/2011 2:40:22 PM |
| money-surge1 | $50.00 | 4/12/2011 2:40:29 PM |
| lawboy74 | $25.00 | 4/12/2011 2:36:21 PM |
| mdrichards | $50.00 | 4/12/2011 2:37:14 PM |
| zhiguli | $25.00 | 4/12/2011 2:37:38 PM |
| astute-benjamins | $25.00 | 4/12/2011 2:39:03 PM |
| mrfixerupper | $25.00 | 4/12/2011 2:38:07 PM |
| jjb3 | $25.00 | 4/12/2011 2:43:24 PM |
| ArtemisFitzlebottom | $50.00 | 4/12/2011 2:39:35 PM |
| Ripsaw4U | $50.00 | 4/12/2011 4:20:51 PM |
| green-tree-shake | $43.04 | 4/12/2011 4:23:18 PM |
| Rick21 | $50.00 | 4/12/2011 4:23:42 PM |
| seanambrose | $25.00 | 4/12/2011 4:38:58 PM |
| tsui517 | $50.00 | 4/12/2011 4:42:02 PM |
| LOWCOUNTRYLENDER | $25.00 | 4/12/2011 5:04:36 PM |
| bullwink27 | $25.00 | 4/12/2011 5:05:40 PM |
| rulender | $50.00 | 4/12/2011 5:05:49 PM |
| exuberant-dime | $50.00 | 4/12/2011 5:06:25 PM |
| shortstop21 | $25.00 | 4/12/2011 5:06:43 PM |
| vigilance-revolutionary | $50.00 | 4/12/2011 4:18:42 PM |
| dinero-wildebeest | $50.00 | 4/12/2011 4:19:19 PM |
| robust-payout1 | $50.00 | 4/12/2011 5:07:55 PM |
| kind-adventurous-finance | $75.00 | 4/12/2011 4:19:26 PM |
| Bank42 | $45.25 | 4/12/2011 4:20:57 PM |
| scottssm | $42.00 | 4/12/2011 5:08:43 PM |
| sgordon46 | $25.00 | 4/12/2011 5:08:52 PM |
| aasx1108 | $25.00 | 4/12/2011 5:09:22 PM |
| Booray | $50.00 | 4/12/2011 5:09:31 PM |
| grf1945 | $50.00 | 4/12/2011 4:19:17 PM |
| capital-commando | $50.00 | 4/12/2011 5:09:38 PM |
| nycmichael | $100.00 | 4/12/2011 4:23:04 PM |
| w3alter | $100.00 | 4/12/2011 4:20:02 PM |
| cash-spinner | $25.00 | 4/12/2011 5:09:56 PM |
| fortytwo | $100.00 | 4/12/2011 4:20:26 PM |
| Gibbyland | $100.00 | 4/12/2011 5:10:18 PM |
| nalaari | $25.00 | 4/12/2011 4:24:05 PM |
| tylerfd | $25.00 | 4/12/2011 4:20:44 PM |
| authentic-liberty7 | $25.00 | 4/12/2011 4:24:14 PM |
| ctav01 | $50.00 | 4/12/2011 4:22:55 PM |
| ethical-point | $50.00 | 4/12/2011 5:11:07 PM |
| studious-bonus7 | $98.73 | 4/12/2011 4:24:26 PM |
| lounges | $27.88 | 4/12/2011 4:23:16 PM |
| GMPK_TLAS | $50.00 | 4/12/2011 4:23:45 PM |
| C_Mark | $50.00 | 4/12/2011 4:23:52 PM |
| ijspence | $25.00 | 4/12/2011 4:38:54 PM |
| fightinjoe | $50.00 | 4/12/2011 4:39:12 PM |
| worldly-community3 | $50.00 | 4/12/2011 4:38:45 PM |
| helpishere777 | $50.00 | 4/12/2011 4:39:25 PM |
| velocity-solo | $25.00 | 4/12/2011 4:40:27 PM |
| transparency-grasshopper | $50.00 | 4/12/2011 4:41:00 PM |
| dpdn57 | $25.00 | 4/12/2011 4:41:22 PM |
| GiftViftdotcom | $25.00 | 4/12/2011 4:41:39 PM |
| commerce-web5 | $25.00 | 4/12/2011 4:41:59 PM |
| a-unflappable-finance | $100.00 | 4/12/2011 4:41:55 PM |
| smokiijas2000 | $25.00 | 4/12/2011 5:05:37 PM |
| ryanplays311 | $25.00 | 4/12/2011 5:06:15 PM |
| B1-Lancer | $50.00 | 4/12/2011 5:05:26 PM |
| nprfan5 | $25.00 | 4/12/2011 5:06:38 PM |
| wise-transaction-grizzly | $25.00 | 4/12/2011 5:05:59 PM |
| alpinaut | $25.00 | 4/12/2011 5:07:20 PM |
| intuitive-camaraderi9 | $25.00 | 4/12/2011 5:06:09 PM |
| ReallyGoodGuy | $25.00 | 4/12/2011 5:07:40 PM |
| F16Pilot | $25.00 | 4/12/2011 5:06:13 PM |
| SMARTDISK | $25.00 | 4/12/2011 5:08:03 PM |
| tearsnstone | $25.00 | 4/12/2011 5:06:33 PM |
| AgTiPinisher | $50.00 | 4/12/2011 5:09:04 PM |
| Jager31 | $25.00 | 4/12/2011 5:07:10 PM |
| Midg | $25.00 | 4/12/2011 5:10:01 PM |
| active-market | $50.00 | 4/12/2011 5:07:26 PM |
| 6moonbeams | $50.00 | 4/12/2011 5:10:37 PM |
| MNSS | $25.00 | 4/12/2011 5:10:50 PM |
| orbital-velocity7 | $50.00 | 4/12/2011 5:07:44 PM |
| kingbutthd | $25.00 | 4/12/2011 5:08:09 PM |
| yarg | $50.00 | 4/12/2011 5:08:20 PM |
| compassion-bauble4 | $25.00 | 4/12/2011 5:08:27 PM |
| george_kaplan | $50.00 | 4/12/2011 5:09:09 PM |
| cvlender | $25.00 | 4/12/2011 5:09:47 PM |
| Richmp412 | $25.00 | 4/12/2011 5:10:55 PM |
| chapman18 | $25.00 | 4/12/2011 5:11:01 PM |
| 252 Investments
|
Borrower Payment Dependent Notes Series
499999
This series of Notes was issued and sold upon the funding of the borrower loan #48516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,779.65 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $251.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,232 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-cologne6 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consildation/pay income taxes
Purpose of loan:
This loan will be used to...pay off current debt and income taxes
My financial situation:
I am a good candidate for this loan because...I am working for the Federal Government and have a secure job. I will pay the loan off asap.
Monthly net income: $39,000.00
Housing: $735.00
Insurance: $120.00
Car expenses: $0.00-both vehicles paid off
Utilities: $225.00
Phone, cable, internet: $120.00
Food, entertainment: $400.0
Clothing, household expenses: $50.0
Credit cards and other loans: $500.0
Other expenses: $0.0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage balance: $108,500
Market Value of Home: $135,000
(Mar-30-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 3/30/2011 9:06:05 AM |
| bright-exchange | $25.00 | 3/30/2011 12:11:58 PM |
| ingenious-deal6 | $25.00 | 3/30/2011 9:08:49 AM |
| diplomatic-wealth7 | $25.00 | 4/1/2011 11:45:03 AM |
| larryboy10 | $25.00 | 4/1/2011 4:58:28 PM |
| kindness-launcher | $800.00 | 4/1/2011 7:28:45 PM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:09 AM |
| dominickf | $50.00 | 4/6/2011 8:04:43 AM |
| worthy-bid8 | $25.00 | 4/6/2011 5:48:13 PM |
| FL-Lender | $25.00 | 4/7/2011 6:18:45 AM |
| money-bauble | $50.00 | 4/7/2011 4:16:23 AM |
| s_man1 | $25.00 | 4/7/2011 8:39:28 AM |
| Tylerh | $100.00 | 4/7/2011 7:54:00 PM |
| Dubbs360 | $25.00 | 4/8/2011 1:16:11 PM |
| patriot897 | $25.00 | 4/8/2011 3:03:01 PM |
| credit-sycamore4 | $100.00 | 4/8/2011 5:38:22 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:16 PM |
| Whipster | $50.00 | 4/8/2011 10:11:44 PM |
| ah-long | $25.00 | 4/9/2011 12:42:42 AM |
| wwwUniversal | $25.00 | 4/9/2011 3:47:24 AM |
| careful-note | $50.00 | 4/9/2011 4:38:10 AM |
| nowits10 | $50.00 | 4/9/2011 5:02:32 AM |
| FirstBank | $50.00 | 4/9/2011 4:02:52 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:18 PM |
| jimduism | $25.00 | 4/9/2011 11:42:34 PM |
| moola-wildebeest3 | $50.00 | 4/10/2011 5:27:16 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:30 PM |
| emance | $31.46 | 4/10/2011 5:50:17 PM |
| rapid-currency | $35.00 | 4/10/2011 8:09:26 PM |
| Wellman | $50.00 | 4/11/2011 6:07:31 AM |
| mcgovern2024 | $25.00 | 4/11/2011 6:47:59 PM |
| tech310 | $29.22 | 4/12/2011 2:31:43 AM |
| TCR3 | $41.80 | 4/12/2011 2:27:49 AM |
| wampum-cocktail | $25.00 | 4/12/2011 8:42:27 AM |
| worldly-money4 | $925.00 | 4/12/2011 1:18:15 PM |
| IIP77 | $25.00 | 4/12/2011 2:40:28 PM |
| supersarah61 | $25.00 | 4/12/2011 3:56:58 PM |
| kindness-venture1 | $25.00 | 4/12/2011 3:42:10 PM |
| proud-gold9 | $50.00 | 4/12/2011 7:08:26 PM |
| Artist_Blue | $25.00 | 4/13/2011 1:53:32 AM |
| vibraphone3 | $50.00 | 4/13/2011 5:28:10 AM |
| bahamaman | $50.00 | 4/13/2011 5:46:50 AM |
| worldly-money4 | $200.00 | 3/30/2011 9:06:26 AM |
| transparency-grasshopper | $25.00 | 3/30/2011 9:09:32 AM |
| reflective-rupee | $200.33 | 3/30/2011 10:34:41 AM |
| mtquan | $25.00 | 3/30/2011 2:40:50 PM |
| simplelender80 | $100.00 | 3/30/2011 2:11:59 PM |
| greencat | $50.00 | 3/31/2011 7:24:13 AM |
| nickel-hickory | $100.00 | 4/1/2011 10:08:35 AM |
| thelovebug | $100.00 | 4/4/2011 8:02:47 AM |
| w3alter | $100.00 | 4/7/2011 6:08:24 PM |
| bountiful-durability | $50.00 | 4/7/2011 4:19:57 PM |
| nodebt2012 | $25.00 | 4/8/2011 6:37:41 AM |
| fortytwo | $100.00 | 4/8/2011 2:55:48 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:06 PM |
| orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:50 PM |
| bronzmajom | $25.00 | 4/8/2011 11:38:45 PM |
| Easystreet | $25.00 | 4/9/2011 5:38:28 AM |
| apostle901 | $25.00 | 4/9/2011 12:21:12 PM |
| financial-frenzy | $50.00 | 4/9/2011 12:48:40 PM |
| lotuss4 | $50.00 | 4/9/2011 5:56:46 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:04 PM |
| nerdfactor | $25.00 | 4/10/2011 10:34:30 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:08 PM |
| Katburg | $25.00 | 4/11/2011 5:32:06 AM |
| Ocean713 | $50.00 | 4/11/2011 7:46:22 AM |
| bnlforever | $25.00 | 4/11/2011 9:59:22 AM |
| symbiosis | $50.00 | 4/11/2011 2:56:48 PM |
| mercuriant | $25.00 | 4/11/2011 4:57:34 PM |
| the-profit-oracle | $25.00 | 4/12/2011 2:49:25 AM |
| kulender | $50.00 | 4/12/2011 2:20:39 AM |
| radforj22 | $25.00 | 4/12/2011 2:55:56 AM |
| yield-aurora4 | $50.00 | 4/12/2011 7:37:06 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:27 AM |
| whartonmba | $25.00 | 4/12/2011 10:54:23 AM |
| benefit-molecule338 | $300.00 | 4/12/2011 10:52:07 AM |
| Executive23 | $25.00 | 4/12/2011 12:24:40 PM |
| PleaseDontDefault | $50.00 | 4/12/2011 3:55:48 PM |
| Hokie83 | $50.00 | 4/12/2011 6:06:53 PM |
| intrepid-loot | $25.00 | 4/12/2011 6:43:20 PM |
| carlover | $25.00 | 4/12/2011 10:16:49 PM |
| worth-jedi5 | $39.42 | 4/12/2011 7:32:37 PM |
| the-bid-sorcerer | $27.42 | 4/13/2011 2:35:43 AM |
| shrewd-income | $50.00 | 4/13/2011 8:31:40 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
500053
This series of Notes was issued and sold upon the funding of the borrower loan #48537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 5 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $265 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| priceless-deal880 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
deal 880
Purpose of loan:
This loan will be used to consolidate debt...
My financial situation:
I am a good candidate for this loan because I have a guaranteed monthly income and in addition I have taken a part time job which will add additional monthly income of about $800 or $8000-$9000 per year. I would be reducing my debt monthly by $200 when paying off other credititors. My husband pays all insurance, housing including all utilities.
Monthly net income: $ 2500- not including part time job income
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $261.00
Utilities: $included with space rent
Phone, cable, internet: $included with space rent
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $306
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you tell me what the interest rates are of the debts that you plan to consolidate? - circle
A:
At the beginning of the year I had some unexpected expenses and I went to CashCall for a loan as it was the fastest way to get the money I needed. I am not sure of the rate but I know that over the course of the payout of 3 years I will have paid 4 times the $2500 loan amount. I am trying to get this loan to pay that off so I can save approximately $ 5000 in interest as well as improve my credit history by paying on time. If you have other questions I would be happy to respond.
(Apr-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| flwah | $25.00 | 3/31/2011 2:06:37 AM |
| zotzot | $50.44 | 3/30/2011 5:05:03 PM |
| s_man1 | $50.00 | 4/7/2011 9:12:33 AM |
| worldly-money4 | $1,450.00 | 4/12/2011 3:20:56 PM |
| squarebob | $25.00 | 3/30/2011 6:36:01 PM |
| CA-Lender | $100.00 | 3/31/2011 7:02:22 PM |
| lean-ore9 | $25.00 | 4/8/2011 4:08:05 PM |
| Xarach | $25.00 | 4/8/2011 4:29:12 PM |
| eboomer2611 | $25.00 | 4/10/2011 12:23:34 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:58 PM |
| worldly-money4 | $699.56 | 4/12/2011 3:22:46 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
500165
This series of Notes was issued and sold upon the funding of the borrower loan #48530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $553.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 800-819 (Mar-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| recorder820 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am a Registered Nurse and have good job security. I always pay my bills on time and have good credit. I am looking to do some home improvements as I am planning on selling my house in a year or two and downsizing now my kids are moving away.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
My mortgage balance is $142,000 and the property is worth $200,000
(Mar-30-2011)
Q:
Hello! I am interested in funding your loan. Please give a detailed monthly budget of post-tax income and expense. Thank you! - newest-funds-powerplant
A:
My income post tax is $4600 plus $2800 child support each month.
My mortgage is $1200 and other expenses for utilities and phones are approx $1000 then food etc is around $1200 this are the basic expenses.
(Apr-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 3/30/2011 9:03:47 AM |
| jga516 | $25.00 | 3/30/2011 10:30:37 AM |
| SimpleChoice | $25.00 | 3/30/2011 1:12:45 PM |
| JustMee | $25.00 | 3/30/2011 1:00:53 PM |
| Panna | $25.00 | 3/30/2011 1:56:49 PM |
| knothead | $25.00 | 3/30/2011 1:02:21 PM |
| jdrez | $25.00 | 3/30/2011 1:48:20 PM |
| chestnut4 | $25.00 | 3/30/2011 2:02:01 PM |
| SolarMoonshine | $25.00 | 3/30/2011 6:22:22 PM |
| platinum-sorcerer6 | $50.00 | 3/30/2011 1:54:12 PM |
| top-courteous-peso | $39.02 | 3/31/2011 2:29:18 AM |
| Zolton | $100.00 | 3/31/2011 6:52:01 AM |
| 4Horseman | $25.00 | 3/31/2011 5:24:39 PM |
| kindness-launcher | $2,000.00 | 4/1/2011 7:26:43 PM |
| DaMoneyTree | $25.00 | 4/2/2011 2:13:52 PM |
| NYBIZ | $25.00 | 4/2/2011 10:01:06 PM |
| cbivitz | $400.00 | 4/3/2011 6:42:03 AM |
| loanman2007 | $150.00 | 4/4/2011 5:30:33 AM |
| thankful-nickel2 | $25.00 | 4/3/2011 2:09:48 PM |
| brightest-dignified-penny | $30.00 | 4/4/2011 4:36:23 PM |
| hostbank | $100.00 | 4/4/2011 11:21:35 AM |
| loyalty-sherpa | $25.00 | 4/4/2011 5:02:36 PM |
| p2ploan-sensation211 | $25.00 | 4/4/2011 6:52:17 PM |
| firsttouch1 | $1,000.00 | 4/5/2011 1:11:24 PM |
| mad-scientist0 | $25.00 | 4/5/2011 9:37:36 AM |
| five-star-justice | $25.00 | 4/6/2011 11:59:01 AM |
| liberty-thinker | $25.00 | 4/6/2011 7:07:26 AM |
| wise-repayment-seeker | $25.00 | 4/6/2011 8:52:01 AM |
| subtle-revenue0 | $25.00 | 4/7/2011 8:15:07 AM |
| radforj22 | $25.00 | 4/7/2011 5:28:57 PM |
| bill-appraiser7 | $25.00 | 4/8/2011 5:10:13 AM |
| FinanceEngine | $35.00 | 4/8/2011 9:36:31 AM |
| commanding-income774 | $25.00 | 4/8/2011 10:21:24 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:44:49 PM |
| Sol_Invictus | $25.00 | 4/8/2011 1:10:37 PM |
| sparky1129 | $50.00 | 4/8/2011 1:31:43 PM |
| Tlk2drew | $50.00 | 4/8/2011 2:12:25 PM |
| durable-investment8 | $50.00 | 4/8/2011 4:02:26 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:30:55 PM |
| handy-justice | $50.00 | 4/9/2011 5:46:56 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:05:00 PM |
| superb-funds335 | $25.00 | 4/10/2011 10:59:42 PM |
| Ocean713 | $50.00 | 4/11/2011 7:45:40 AM |
| focused-asset8 | $500.00 | 4/11/2011 11:21:40 AM |
| Weaverville | $25.00 | 4/11/2011 4:51:12 PM |
| accelerator96 | $25.00 | 4/11/2011 4:52:10 PM |
| intrepid-loot | $25.00 | 4/11/2011 5:51:23 PM |
| asset-professor | $50.00 | 4/11/2011 5:17:08 PM |
| skuba | $25.00 | 4/12/2011 1:36:51 AM |
| green-planet-guy | $32.00 | 4/12/2011 1:27:15 AM |
| rockhound84 | $25.00 | 4/12/2011 2:25:44 AM |
| Ambassador | $45.00 | 4/12/2011 4:45:06 AM |
| jules3304 | $25.00 | 4/12/2011 6:27:33 AM |
| Marathoner | $25.00 | 4/12/2011 7:37:32 AM |
| quest0 | $69.33 | 4/12/2011 8:48:43 AM |
| worldly-money4 | $1,500.00 | 4/12/2011 9:18:20 AM |
| ridestwins_998 | $25.00 | 4/12/2011 10:22:13 AM |
| rogue_monster | $50.00 | 4/12/2011 1:02:20 PM |
| currency-cigar4 | $75.00 | 4/12/2011 2:37:11 PM |
| Isotope | $25.00 | 4/12/2011 2:55:05 PM |
| famous-bill | $25.00 | 4/12/2011 5:11:27 PM |
| tripnosis | $25.00 | 4/12/2011 5:15:26 PM |
| jcw3rd | $25.00 | 4/12/2011 5:36:37 PM |
| BanqueDeFrance | $100.00 | 4/12/2011 6:21:37 PM |
| momoney2lend | $25.00 | 4/12/2011 5:51:56 PM |
| Imaginos1892 | $100.00 | 4/12/2011 8:00:14 PM |
| busnssmn | $25.00 | 4/13/2011 1:54:42 AM |
| best-generosity-financier | $25.00 | 4/12/2011 7:31:20 PM |
| power-bluebird2 | $50.00 | 4/13/2011 2:31:13 AM |
| handshake5 | $100.00 | 4/13/2011 2:32:47 AM |
| Dweeberkitty1 | $25.00 | 4/13/2011 2:35:54 AM |
| productive-principal7 | $25.00 | 4/13/2011 2:38:06 AM |
| visionary-community | $25.00 | 4/13/2011 2:39:43 AM |
| MadHun | $30.78 | 4/13/2011 2:40:54 AM |
| salegalaxy | $25.00 | 4/12/2011 11:37:25 PM |
| rbettenc | $50.00 | 4/13/2011 3:29:05 AM |
| hrubinst | $50.00 | 4/13/2011 2:24:29 AM |
| irrelevant | $25.00 | 4/13/2011 2:25:13 AM |
| sensible-fund | $50.00 | 4/13/2011 2:35:18 AM |
| tremendous-payment | $25.00 | 4/13/2011 2:35:36 AM |
| nalaari | $25.00 | 4/13/2011 2:40:10 AM |
| C_Mark | $50.00 | 4/13/2011 2:41:23 AM |
| Artist_Blue | $25.00 | 4/13/2011 6:09:12 AM |
| hebergee | $25.00 | 4/13/2011 6:20:07 AM |
| wwwUniversal | $25.00 | 4/13/2011 2:37:20 AM |
| transformer855 | $25.00 | 4/13/2011 7:24:45 AM |
| studious-bonus7 | $94.63 | 4/13/2011 2:41:01 AM |
| InvestorPartners | $25.00 | 4/13/2011 2:50:36 AM |
| palace2 | $100.25 | 4/13/2011 5:50:20 AM |
| historic-fund | $25.00 | 4/13/2011 6:01:51 AM |
| phoko | $25.00 | 4/13/2011 7:21:56 AM |
| icon7 | $50.00 | 4/13/2011 8:00:25 AM |
| tclay77 | $50.00 | 4/13/2011 8:08:25 AM |
| retirementlady | $25.00 | 4/13/2011 8:09:28 AM |
| wesleys | $50.00 | 4/13/2011 8:18:46 AM |
| Bobafet | $25.00 | 3/30/2011 9:24:52 AM |
| reflective-rupee | $1,000.33 | 3/30/2011 10:35:44 AM |
| treasure-expert | $25.00 | 3/30/2011 11:19:18 AM |
| competent-p2p | $30.00 | 3/30/2011 11:55:34 AM |
| houli123 | $500.00 | 3/30/2011 10:21:15 AM |
| newfoundation | $25.00 | 3/30/2011 1:12:52 PM |
| epic-transaction | $25.00 | 3/30/2011 1:45:37 PM |
| commerce-yeller | $30.00 | 3/30/2011 9:03:59 AM |
| BxRealtor | $25.00 | 3/30/2011 9:05:31 AM |
| wanna-help | $50.00 | 3/30/2011 1:48:22 PM |
| GoodScot | $25.00 | 3/30/2011 1:51:04 PM |
| SecondChanceLendingSERV | $25.00 | 3/30/2011 9:54:43 AM |
| Preteur | $25.00 | 3/30/2011 1:57:33 PM |
| simplelender80 | $100.00 | 3/30/2011 2:25:59 PM |
| DasMula | $27.00 | 3/31/2011 5:21:01 PM |
| colorfulgardener | $25.00 | 4/1/2011 5:42:00 AM |
| Minotaur | $25.00 | 4/2/2011 6:42:41 PM |
| delicious-loan093 | $100.00 | 4/4/2011 12:01:42 PM |
| ethicalhumanist | $50.00 | 4/4/2011 11:48:35 AM |
| DasMula | $57.00 | 4/4/2011 4:40:40 PM |
| power-companion7 | $100.00 | 4/4/2011 2:28:52 PM |
| enthralling-deal180 | $50.00 | 4/4/2011 11:36:15 AM |
| richboy56 | $25.00 | 4/5/2011 9:39:26 AM |
| income-awakening6 | $25.00 | 4/4/2011 7:42:49 PM |
| loss-of-control | $150.00 | 4/5/2011 4:56:09 PM |
| jescowa | $50.00 | 4/5/2011 6:13:54 PM |
| Josphine | $25.00 | 4/6/2011 8:19:47 AM |
| FundMaker | $25.00 | 4/6/2011 11:33:36 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:08:52 AM |
| msmlender | $25.00 | 4/6/2011 5:24:40 PM |
| Chauncey_Gardener | $50.00 | 4/6/2011 5:43:26 PM |
| loot-heart | $25.00 | 4/6/2011 5:44:45 PM |
| Invest_in_residual_income | $100.00 | 4/7/2011 12:24:52 PM |
| titan2 | $25.00 | 4/7/2011 10:56:17 AM |
| rolandweary | $25.00 | 4/7/2011 10:14:11 AM |
| return-phase9 | $25.00 | 4/7/2011 7:57:21 PM |
| Tradesmanlender | $25.00 | 4/8/2011 12:49:58 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:49 PM |
| clean-greenback5 | $50.00 | 4/9/2011 4:32:41 PM |
| credit-investor5 | $50.00 | 4/9/2011 5:57:28 PM |
| Bank_Of_XL | $100.00 | 4/10/2011 11:26:07 AM |
| sharp-trade0 | $25.00 | 4/10/2011 2:48:37 PM |
| gracej | $25.00 | 4/10/2011 6:49:36 PM |
| razor783 | $25.00 | 4/10/2011 7:03:23 PM |
| dood2112 | $25.00 | 4/10/2011 8:57:33 PM |
| loyalty-czar | $50.00 | 4/11/2011 6:27:01 AM |
| yield-seeker | $25.00 | 4/11/2011 8:32:21 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:25 PM |
| friendinmoney | $25.00 | 4/11/2011 4:42:16 PM |
| first-charming-fund | $30.36 | 4/11/2011 7:08:49 PM |
| ISHLEP67 | $50.00 | 4/11/2011 7:22:07 PM |
| otto1939 | $51.00 | 4/11/2011 7:48:18 PM |
| asset-expert0 | $36.22 | 4/11/2011 9:01:22 PM |
| gold-sushi | $25.00 | 4/12/2011 2:46:52 AM |
| reward-burger2 | $50.00 | 4/12/2011 3:22:25 AM |
| worthy-bid8 | $100.00 | 4/12/2011 6:32:08 AM |
| unger | $80.00 | 4/12/2011 4:11:05 AM |
| balanced-balance6 | $30.00 | 4/12/2011 6:18:30 AM |
| wojo | $25.00 | 4/12/2011 7:16:57 AM |
| haidoken | $75.00 | 4/12/2011 8:42:00 AM |
| contract-victor5 | $50.00 | 4/12/2011 9:52:42 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:03 AM |
| rajs | $172.67 | 4/12/2011 11:11:48 AM |
| SiebirdLending | $25.00 | 4/12/2011 10:21:50 AM |
| ltdalum | $100.00 | 4/12/2011 12:08:05 PM |
| ProudDad | $50.00 | 4/12/2011 12:55:59 PM |
| vigilance-frontier | $25.00 | 4/12/2011 12:41:48 PM |
| harty | $50.00 | 4/12/2011 1:01:59 PM |
| wealth-renaissance5 | $25.00 | 4/12/2011 4:37:18 PM |
| Havnfun | $25.00 | 4/12/2011 4:59:21 PM |
| investment-comet | $25.00 | 4/12/2011 5:33:22 PM |
| gilbrear | $25.00 | 4/12/2011 5:20:58 PM |
| objective-investor | $150.00 | 4/12/2011 5:39:26 PM |
| VitaminFunk | $25.00 | 4/12/2011 5:29:04 PM |
| powerful-finance7 | $25.00 | 4/12/2011 5:37:12 PM |
| rmbot | $200.00 | 4/12/2011 5:37:29 PM |
| fcukciti | $25.00 | 4/12/2011 6:13:00 PM |
| meenan | $50.00 | 4/12/2011 5:45:58 PM |
| Ripsaw4U | $36.78 | 4/13/2011 1:53:47 AM |
| desertoasis | $40.00 | 4/13/2011 2:06:13 AM |
| lostontheedge | $25.00 | 4/13/2011 2:22:30 AM |
| calm-platinum8 | $25.00 | 4/12/2011 9:33:00 PM |
| valiant-liberty4 | $25.00 | 4/13/2011 2:36:48 AM |
| payout-carnival | $25.00 | 4/13/2011 2:27:53 AM |
| RoyFauntleroy | $30.46 | 4/13/2011 2:35:12 AM |
| flexible-return297 | $25.00 | 4/13/2011 2:35:28 AM |
| velocity-solo | $25.00 | 4/13/2011 2:36:56 AM |
| authentic-liberty7 | $25.00 | 4/13/2011 2:40:37 AM |
| dinero-speaker | $25.00 | 4/13/2011 2:41:33 AM |
| thomkozik | $49.60 | 4/13/2011 6:26:42 AM |
| Goodlender42 | $25.00 | 4/13/2011 2:25:05 AM |
| wampum-optimization | $50.00 | 4/13/2011 2:27:51 AM |
| checkuto | $25.00 | 4/13/2011 2:28:20 AM |
| agiovasil | $25.00 | 4/13/2011 2:28:56 AM |
| calm-deal7 | $25.00 | 4/13/2011 2:31:09 AM |
| piter-to-la-investment | $25.00 | 4/13/2011 2:36:23 AM |
| ookete | $50.00 | 4/13/2011 7:19:24 AM |
| TOCPI | $25.00 | 4/13/2011 2:38:29 AM |
| don8ter | $25.00 | 4/13/2011 2:40:21 AM |
| tender-integrity3 | $53.70 | 4/13/2011 2:40:49 AM |
| The_Lendor | $25.00 | 4/13/2011 6:46:59 AM |
| Sang1963 | $43.70 | 4/13/2011 8:27:36 AM |
| rockerZ71 | $35.00 | 4/13/2011 5:59:05 AM |
| 2seriousteachers | $25.00 | 4/13/2011 7:47:50 AM |
| benefit-position | $25.00 | 4/13/2011 6:27:28 AM |
| WilliamLeeSims | $25.00 | 4/13/2011 7:54:54 AM |
| bearden3 | $75.00 | 4/13/2011 6:31:39 AM |
| 202 Investments
|
Borrower Payment Dependent Notes Series
500203
This series of Notes was issued and sold upon the funding of the borrower loan #48551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Mar-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,549 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-system |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bunky
Purpose of loan:
This loan will be used to...pay off bills and kitchen remodeling
My financial situation: Wachovia Bank
I am a good candidate for this loan because...I always pay my bills before due dates
Monthly net income: $ 4,ooo.oo
Monthly expenses: $ 850.00
Housing: $ husband pays
Insurance: $ husband pays
Car expenses: $ husband pays
Utilities: $ husband pays
Phone, cable, internet: $ husband pays
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 850.00 month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $75.33 | 3/31/2011 5:13:11 PM |
| suave-dime6 | $25.00 | 3/31/2011 5:04:35 PM |
| tech310 | $40.70 | 4/1/2011 2:19:26 AM |
| simplelender80 | $100.00 | 3/31/2011 5:03:00 PM |
| nickel-hickory | $50.00 | 4/1/2011 10:08:14 AM |
| 2grindstones | $25.00 | 4/1/2011 1:11:56 PM |
| Malkial | $25.00 | 4/1/2011 10:34:57 AM |
| diplomatic-wealth7 | $25.00 | 4/3/2011 9:24:20 AM |
| worldly-money4 | $200.00 | 4/2/2011 4:33:44 PM |
| RyanM561 | $25.00 | 4/4/2011 6:58:05 AM |
| desertoasis | $25.00 | 4/4/2011 1:21:17 PM |
| s_man1 | $50.00 | 4/7/2011 8:58:00 AM |
| money-bauble | $50.00 | 4/7/2011 4:17:12 AM |
| bountiful-durability | $50.00 | 4/7/2011 4:20:17 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:33:31 PM |
| economy-producer | $25.00 | 4/8/2011 10:08:40 PM |
| apostle901 | $25.00 | 4/9/2011 12:21:44 PM |
| Tono | $30.00 | 4/9/2011 3:56:42 PM |
| FirstBank | $50.00 | 4/9/2011 4:03:12 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:49:46 PM |
| red-power-pecan | $50.00 | 4/10/2011 4:03:27 PM |
| symbiosis | $50.00 | 4/11/2011 2:57:18 PM |
| Dubbs360 | $25.00 | 4/11/2011 5:17:41 PM |
| Easystreet | $25.00 | 4/12/2011 2:02:57 AM |
| wwwUniversal | $25.00 | 4/12/2011 2:45:51 AM |
| basis-zeus9 | $25.00 | 4/12/2011 10:14:51 AM |
| w3alter | $71.67 | 4/12/2011 2:40:47 PM |
| kindness-venture1 | $25.00 | 4/12/2011 3:42:11 PM |
| benefit-position | $25.00 | 4/13/2011 6:11:29 AM |
| natural-return0 | $100.00 | 4/13/2011 8:31:27 AM |
| greencat | $50.00 | 4/13/2011 7:27:09 AM |
| supreme-hope | $25.00 | 4/13/2011 8:57:47 AM |
| Tylerh | $100.00 | 4/13/2011 9:24:16 AM |
| Whipster | $50.00 | 4/13/2011 11:38:04 AM |
| engaging-repayment8 | $50.00 | 4/13/2011 11:37:32 AM |
| ah-long | $25.00 | 4/13/2011 9:54:39 AM |
| newest-camaraderi-fir | $50.00 | 4/13/2011 11:50:02 AM |
| CA-Lender | $25.04 | 4/13/2011 11:08:22 AM |
| wealth-fighter3 | $25.00 | 4/13/2011 12:17:24 PM |
| wild-orange | $50.00 | 4/13/2011 12:23:34 PM |
| deal-enrichment063 | $50.00 | 4/13/2011 11:52:21 AM |
| 1randyp | $200.00 | 4/13/2011 11:57:49 AM |
| PleaseDontDefault | $50.00 | 4/13/2011 12:08:05 PM |
| loyaltyologist | $45.34 | 4/13/2011 2:32:25 PM |
| Chex | $100.00 | 4/13/2011 2:14:23 PM |
| kristof2007 | $25.00 | 4/13/2011 3:21:05 PM |
| JGuide | $25.00 | 4/13/2011 5:07:39 PM |
| Land_on_your_feet | $44.09 | 4/13/2011 5:17:23 PM |
| FAUVERSTIEN | $25.00 | 4/13/2011 2:56:32 PM |
| SkinnyFish | $25.00 | 4/13/2011 3:13:12 PM |
| benefit-trident | $25.00 | 4/13/2011 4:56:30 PM |
| Ols744 | $50.00 | 4/13/2011 6:10:36 PM |
| first-serene-credit | $25.00 | 4/13/2011 4:59:21 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:34:32 PM |
| money-animal3 | $250.00 | 4/13/2011 7:31:35 PM |
| loss-of-control | $150.00 | 4/13/2011 6:17:24 PM |
| john0720 | $25.00 | 4/13/2011 5:43:13 PM |
| auction-seeker | $25.00 | 4/13/2011 5:55:44 PM |
| market-pudding | $25.00 | 4/13/2011 7:09:44 PM |
| DasMula | $27.00 | 4/13/2011 7:06:04 PM |
| the-profit-oracle | $25.00 | 4/14/2011 2:38:11 AM |
| umfan123 | $25.00 | 4/14/2011 6:07:08 AM |
| RMI_Babylon | $25.00 | 4/14/2011 6:52:16 AM |
| handshake5 | $31.59 | 4/14/2011 9:19:55 AM |
| CC911 | $25.00 | 4/14/2011 9:33:40 AM |
| hawat | $25.00 | 4/14/2011 9:42:41 AM |
| top-payout-fixer | $49.61 | 4/14/2011 9:45:45 AM |
| prodigy525 | $25.00 | 4/14/2011 9:52:32 AM |
| assetmanager | $25.00 | 4/14/2011 10:12:54 AM |
| smilinsam | $50.00 | 4/14/2011 10:14:10 AM |
| careful-note | $50.00 | 4/14/2011 9:23:50 AM |
| supersarah61 | $25.00 | 4/14/2011 9:22:58 AM |
| patriot897 | $25.00 | 4/14/2011 9:24:54 AM |
| auction-formula | $150.00 | 4/14/2011 9:25:07 AM |
| happy-return4 | $50.00 | 4/14/2011 9:30:46 AM |
| craig1050 | $25.00 | 4/14/2011 9:34:49 AM |
| wampum-chorus3 | $25.00 | 4/14/2011 10:12:59 AM |
| trajectory8 | $50.00 | 4/14/2011 10:13:41 AM |
| oaktown23 | $50.00 | 4/14/2011 10:13:50 AM |
| kind-adventurous-finance | $50.00 | 4/14/2011 10:14:20 AM |
| trimwork99 | $25.00 | 4/14/2011 10:12:42 AM |
| compsciman | $54.65 | 4/14/2011 10:13:10 AM |
| bold-shrewd-duty | $25.00 | 4/14/2011 10:13:33 AM |
| bonus-powerplant | $25.00 | 4/14/2011 10:13:47 AM |
| golath24 | $25.00 | 4/14/2011 10:16:11 AM |
| dedicated-transaction796 | $50.00 | 4/14/2011 10:16:16 AM |
| squarebob | $25.00 | 3/31/2011 5:16:34 PM |
| ingenious-deal6 | $25.00 | 3/31/2011 5:05:00 PM |
| Amber_Stone | $25.00 | 3/31/2011 5:37:49 PM |
| transparency-grasshopper | $25.00 | 4/1/2011 9:42:18 AM |
| OrdiNance | $27.31 | 4/2/2011 4:13:01 AM |
| larryboy10 | $25.00 | 4/2/2011 1:48:34 PM |
| irrelevant | $25.00 | 4/2/2011 7:13:27 AM |
| kttalamo | $50.00 | 4/3/2011 12:58:05 AM |
| value-allocator1 | $100.00 | 4/4/2011 9:56:24 AM |
| thelovebug | $100.00 | 4/4/2011 12:39:21 PM |
| dominickf | $50.00 | 4/7/2011 7:53:34 PM |
| nodebt2012 | $25.00 | 4/8/2011 6:38:21 AM |
| worthy-bid8 | $25.00 | 4/8/2011 2:58:41 PM |
| handy-justice | $50.00 | 4/9/2011 5:47:44 PM |
| lotuss4 | $50.00 | 4/9/2011 5:56:53 PM |
| important-openness1 | $50.00 | 4/10/2011 10:12:33 PM |
| nerdfactor | $25.00 | 4/10/2011 10:35:11 PM |
| Wellman | $50.00 | 4/11/2011 6:07:53 AM |
| Executive23 | $25.00 | 4/12/2011 12:25:24 PM |
| PleaseDontDefault | $50.00 | 4/12/2011 3:58:08 PM |
| Hokie83 | $50.00 | 4/12/2011 6:07:08 PM |
| mrsp2e | $25.00 | 4/13/2011 7:42:50 AM |
| treasure-expert | $25.00 | 4/13/2011 10:24:32 AM |
| Rogesparkguy | $25.00 | 4/13/2011 10:55:55 AM |
| kingbob | $50.00 | 4/13/2011 10:23:19 AM |
| reflective-rupee | $125.55 | 4/13/2011 11:46:41 AM |
| dedicated-principal | $100.00 | 4/13/2011 12:33:38 PM |
| wealth-fighter3 | $55.00 | 4/13/2011 12:24:03 PM |
| dudebrah | $25.00 | 4/13/2011 12:24:40 PM |
| worth-shower8 | $100.00 | 4/13/2011 12:31:25 PM |
| debt-force | $50.00 | 4/13/2011 2:30:59 PM |
| Dubbs360 | $100.00 | 4/13/2011 12:23:39 PM |
| Bob450 | $25.00 | 4/13/2011 3:45:24 PM |
| velvetsmog | $25.00 | 4/13/2011 2:58:44 PM |
| droopie1 | $25.00 | 4/13/2011 1:06:30 PM |
| Aristocrat | $27.75 | 4/13/2011 5:17:00 PM |
| kr60 | $99.90 | 4/13/2011 5:02:22 PM |
| money-fort | $25.00 | 4/13/2011 4:41:08 PM |
| saga9 | $25.00 | 4/13/2011 5:47:14 PM |
| mcgovern2024 | $50.00 | 4/13/2011 6:42:08 PM |
| Ray3486 | $25.00 | 4/13/2011 5:29:03 PM |
| sportract05 | $50.00 | 4/13/2011 5:35:15 PM |
| the-upbeat-p2p | $40.41 | 4/13/2011 7:14:48 PM |
| wonder3 | $25.00 | 4/13/2011 6:25:03 PM |
| heroic-return5 | $25.00 | 4/13/2011 5:41:07 PM |
| BrownleeManagement | $25.00 | 4/13/2011 9:22:43 PM |
| payout-bridge | $25.00 | 4/13/2011 6:49:17 PM |
| OmahaGuy | $25.00 | 4/13/2011 6:59:45 PM |
| unger | $100.00 | 4/13/2011 7:16:08 PM |
| hookUup | $25.32 | 4/13/2011 7:38:24 PM |
| amusement4 | $50.00 | 4/13/2011 8:11:51 PM |
| wbahl | $25.00 | 4/14/2011 1:57:41 AM |
| seisen | $42.01 | 4/14/2011 9:20:36 AM |
| wampum-cocktail | $25.00 | 4/14/2011 9:22:50 AM |
| virujava | $25.00 | 4/14/2011 9:26:03 AM |
| Lam0nt | $25.00 | 4/14/2011 7:48:33 AM |
| liberty-destiny3 | $25.00 | 4/14/2011 9:29:23 AM |
| reward-adventure | $50.00 | 4/14/2011 8:21:49 AM |
| justice-economist | $25.00 | 4/14/2011 9:49:00 AM |
| SBT | $25.00 | 4/14/2011 10:14:17 AM |
| Ocean713 | $50.00 | 4/14/2011 9:22:40 AM |
| vibraphone3 | $50.00 | 4/14/2011 9:23:22 AM |
| ommcd | $25.00 | 4/14/2011 9:27:35 AM |
| FeedTheMachine | $100.00 | 4/14/2011 9:28:59 AM |
| new-social-economist | $37.96 | 4/14/2011 9:29:33 AM |
| Nerdster1 | $35.08 | 4/14/2011 9:23:58 AM |
| a-enticing-reward | $25.00 | 4/14/2011 9:43:48 AM |
| mmccoy26 | $25.00 | 4/14/2011 9:44:03 AM |
| LAM26 | $25.00 | 4/14/2011 9:49:59 AM |
| treasure-generator | $25.00 | 4/14/2011 10:13:17 AM |
| sagan | $50.00 | 4/14/2011 10:13:26 AM |
| cablenews | $50.00 | 4/14/2011 10:13:44 AM |
| Weaverville | $25.00 | 4/14/2011 10:13:55 AM |
| GElender | $25.00 | 4/14/2011 10:13:59 AM |
| graceful-investment | $100.00 | 4/14/2011 10:14:05 AM |
| PRGuyinVA | $25.00 | 4/14/2011 10:14:18 AM |
| aader | $25.00 | 4/14/2011 10:15:17 AM |
| social-conductor4 | $25.00 | 4/14/2011 10:12:49 AM |
| special-responsibility | $25.00 | 4/14/2011 10:13:19 AM |
| Scoote2912 | $25.00 | 4/14/2011 10:13:37 AM |
| musegaze | $50.00 | 4/14/2011 10:13:52 AM |
| PatRichi | $25.00 | 4/14/2011 10:14:13 AM |
| unassassinable | $25.00 | 4/14/2011 10:16:12 AM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
500697
This series of Notes was issued and sold upon the funding of the borrower loan #48548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $139.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Mar-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,131 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CEO-best-friend |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Solid Investment
Purpose of loan:
This loan will be used to fund the final phase of technology for my new clients.
My financial situation:
I am a great candidate for this loan because...I have clients in the pipeline waiting for my software product.
I own my car
I have never missed a mortgage payment
I have never missed a credit card payment
My credit score is over 800!
My revolving credit is to high for standard lending that's why I'm on Prosper...the site for smart investing.
This is the last piece of funding I need to get going. I would like to thank everyone who has already invested!
Monthly net income: $3500
Monthly expenses: $2720
Housing: $600
Insurance: $120
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/6/2011 9:04:52 AM |
| JustMee | $25.00 | 4/6/2011 11:44:50 AM |
| 2grindstones | $25.00 | 4/6/2011 12:41:25 PM |
| mrxtravis | $25.00 | 4/6/2011 1:00:38 PM |
| pembull | $75.00 | 4/6/2011 9:46:25 AM |
| thelovebug | $50.00 | 4/6/2011 1:53:05 PM |
| favorite-commerce | $50.00 | 4/6/2011 10:35:32 AM |
| fcb202 | $50.00 | 4/6/2011 2:25:11 PM |
| rjcoutur2001 | $112.37 | 4/6/2011 12:57:35 PM |
| SecondChanceLendingSERV | $25.00 | 4/6/2011 2:01:50 PM |
| ingenious-deal6 | $25.00 | 4/6/2011 9:05:33 AM |
| golffish2 | $25.00 | 4/6/2011 9:08:20 AM |
| DHolly | $25.00 | 4/6/2011 9:11:57 AM |
| JSCharter | $200.00 | 4/6/2011 7:22:44 PM |
| DasMula | $27.00 | 4/6/2011 2:28:14 PM |
| s_man1 | $85.25 | 4/7/2011 9:50:46 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:30 AM |
| Reliance_Banker | $25.00 | 4/7/2011 7:21:31 PM |
| droopie1 | $25.00 | 4/7/2011 11:22:33 AM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:37:56 PM |
| master648 | $33.20 | 4/7/2011 6:54:28 PM |
| glenium | $25.00 | 4/8/2011 2:41:37 AM |
| investment-habanero8 | $100.00 | 4/8/2011 5:09:20 AM |
| Christophe | $25.00 | 4/8/2011 7:22:56 AM |
| saxaphone6 | $25.00 | 4/8/2011 7:57:32 AM |
| winmals | $25.00 | 4/8/2011 9:52:38 AM |
| mri555 | $29.67 | 4/8/2011 10:40:07 AM |
| pani5ue | $32.36 | 4/8/2011 11:29:58 AM |
| aquistoyraul | $25.00 | 4/8/2011 12:58:23 PM |
| testguy | $39.16 | 4/8/2011 2:10:38 PM |
| kinetic-social | $25.00 | 4/8/2011 4:06:46 PM |
| FL-Lender | $25.00 | 4/8/2011 4:20:08 PM |
| dudebrah | $25.00 | 4/8/2011 4:32:35 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:06 PM |
| durable-hope0 | $25.00 | 4/8/2011 5:25:13 PM |
| loyaltyologist | $25.00 | 4/8/2011 5:50:21 PM |
| jbloans | $25.00 | 4/8/2011 5:52:59 PM |
| trident8 | $25.00 | 4/8/2011 7:20:20 PM |
| loss-of-control | $10.80 | 4/8/2011 7:48:37 PM |
| RMI_Babylon | $25.00 | 4/8/2011 7:15:28 PM |
| investment-artist | $25.00 | 4/6/2011 9:09:30 AM |
| competent-p2p | $50.00 | 4/6/2011 12:33:01 PM |
| capital-kingdom | $25.00 | 4/6/2011 10:32:52 AM |
| ready-interest9 | $25.00 | 4/6/2011 11:17:09 AM |
| taetrade | $25.00 | 4/6/2011 11:21:40 AM |
| simplelender80 | $200.00 | 4/6/2011 9:02:41 AM |
| suave-dime6 | $25.00 | 4/6/2011 9:04:12 AM |
| top-courteous-peso | $50.00 | 4/6/2011 9:04:30 AM |
| Kash2010lu | $25.00 | 4/6/2011 9:50:02 AM |
| larryboy10 | $25.00 | 4/6/2011 6:09:39 PM |
| s_man1 | $50.00 | 4/6/2011 3:06:06 PM |
| capital_projects_investor | $25.00 | 4/7/2011 7:35:40 AM |
| RyanM561 | $25.00 | 4/7/2011 7:38:21 AM |
| zorg77 | $25.00 | 4/6/2011 5:29:58 PM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:39 AM |
| RyanM561 | $25.00 | 4/7/2011 7:35:26 AM |
| Sudoku | $50.00 | 4/6/2011 7:47:51 PM |
| balanced-balance6 | $25.00 | 4/7/2011 8:53:54 AM |
| IASKGOD | $25.00 | 4/7/2011 11:31:09 AM |
| FinanceEngine | $30.00 | 4/7/2011 11:51:35 AM |
| lending-theory | $50.00 | 4/7/2011 10:20:11 AM |
| loanman2007 | $100.00 | 4/7/2011 11:08:04 AM |
| klend4 | $25.00 | 4/7/2011 5:51:58 PM |
| Nerdster1 | $30.06 | 4/8/2011 4:01:27 AM |
| enthusiastic-ore5 | $75.00 | 4/8/2011 6:20:59 AM |
| mri555 | $50.00 | 4/8/2011 9:40:16 AM |
| newest-organic-rupee | $33.00 | 4/8/2011 12:16:25 PM |
| aquistoyraul | $25.00 | 4/8/2011 1:04:08 PM |
| sturdy-peace9 | $30.00 | 4/8/2011 1:32:42 PM |
| ZOOOM | $25.00 | 4/8/2011 4:18:57 PM |
| icon7 | $50.00 | 4/8/2011 4:32:29 PM |
| elegant-commerce7 | $50.00 | 4/8/2011 4:53:11 PM |
| rjcoutur2001 | $170.08 | 4/8/2011 5:06:55 PM |
| EVS | $25.00 | 4/8/2011 7:46:47 PM |
| auction-mastery | $37.05 | 4/8/2011 7:35:32 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
500821
This series of Notes was issued and sold upon the funding of the borrower loan #48542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $83.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,648 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-cello |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 10% )
| 660-679
(May-2010)
|
|
Principal balance:
| $796.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Consolidation 2011
Purpose of loan: consolidate all debt into one debt
This loan will be used to...
My financial situation: stable, monthly 2 pension checks
I am a good candidate for this loan because... Long history of good credit
Monthly net income: $1060
Monthly expenses: $
Housing: $300
Insurance: $0
Car expenses: $0
Utilities: $35
Phone, cable, internet: $7
Food, entertainment: $150
Clothing, household expenses: $40
Credit cards and other loans: $80.00
Other expenses: $26 (bus pass)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/8/2011 10:31:57 AM |
| Whipster | $50.00 | 4/8/2011 10:32:42 AM |
| well-rounded-payout0 | $50.00 | 4/8/2011 11:14:51 AM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 11:50:28 AM |
| ingenious-deal6 | $25.00 | 4/8/2011 11:51:03 AM |
| fabulous-community4 | $25.00 | 4/8/2011 1:17:14 PM |
| thankful-nickel2 | $25.00 | 4/8/2011 1:21:29 PM |
| marwadi-62 | $50.00 | 4/8/2011 1:55:22 PM |
| genuine-integrity0 | $25.00 | 4/8/2011 3:04:59 PM |
| dudebrah | $25.00 | 4/8/2011 4:36:43 PM |
| restless-dime | $25.00 | 4/8/2011 4:54:38 PM |
| thelovebug | $100.00 | 4/8/2011 5:35:53 PM |
| Bob450 | $25.00 | 4/8/2011 9:28:28 PM |
| Feyenoord | $25.00 | 4/8/2011 11:06:35 PM |
| wild-orange | $25.00 | 4/9/2011 1:36:24 AM |
| twjh | $25.00 | 4/9/2011 3:17:06 AM |
| peso-aggregator | $25.00 | 4/10/2011 8:06:24 AM |
| Tahoeman | $25.00 | 4/10/2011 8:12:08 AM |
| autonomous-truth | $50.00 | 4/10/2011 12:00:47 PM |
| intrepid-loot | $25.00 | 4/10/2011 1:46:52 PM |
| lendsalot | $100.00 | 4/10/2011 8:34:57 PM |
| riveting-credit5 | $72.71 | 4/10/2011 10:32:47 PM |
| nerdfactor | $25.00 | 4/10/2011 10:38:45 PM |
| cbivitz | $102.57 | 4/10/2011 10:38:44 PM |
| transaction-circuit | $100.00 | 4/8/2011 10:38:21 AM |
| Kash2010lu | $35.00 | 4/8/2011 10:36:39 AM |
| 2grindstones | $25.00 | 4/8/2011 11:14:22 AM |
| suave-dime6 | $25.00 | 4/8/2011 11:13:08 AM |
| reflective-rupee | $111.11 | 4/8/2011 1:23:59 PM |
| mrxtravis | $25.00 | 4/8/2011 1:40:43 PM |
| restless-dime | $25.00 | 4/8/2011 4:53:35 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:37:34 PM |
| mri555 | $29.46 | 4/8/2011 6:59:06 PM |
| lending-theory | $50.00 | 4/8/2011 7:01:41 PM |
| chameleon125 | $25.00 | 4/8/2011 8:11:19 PM |
| wise-benjamins-fortress | $25.00 | 4/8/2011 11:38:47 PM |
| mikeandcat | $71.35 | 4/9/2011 6:46:05 AM |
| ekmendenhall | $88.88 | 4/9/2011 9:17:42 AM |
| r48 | $25.00 | 4/9/2011 2:16:12 PM |
| social-heart | $25.00 | 4/10/2011 1:07:50 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:38 PM |
| entertaining-greenback2 | $25.00 | 4/10/2011 5:23:03 PM |
| B2152 | $25.00 | 4/10/2011 7:20:41 PM |
| riveting-credit5 | $88.92 | 4/10/2011 10:41:40 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
500849
This series of Notes was issued and sold upon the funding of the borrower loan #48564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-10-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $163.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,097 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BankOCheddar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Paying off remaining debt.
Purpose of loan: Planning on eliminating debt this year. Will pay this loan back sooner than 3years, most likely. I have a very stable job and will be receiving raises in the near future, I'm just tired of lugging debt around with me so want to get rid of it. I have about 7k in debt that with this loan I will eliminate. I can guarantee that I will not miss payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 4/4/2011 5:10:06 PM |
| simplelender80 | $100.00 | 4/4/2011 5:13:19 PM |
| SolarMoonshine | $50.00 | 4/4/2011 6:12:25 PM |
| transformer855 | $25.00 | 4/4/2011 6:40:20 PM |
| vutah | $25.00 | 4/4/2011 6:21:01 PM |
| one-midas | $47.32 | 4/4/2011 9:13:35 PM |
| wonderous-power | $25.00 | 4/5/2011 4:23:08 AM |
| jdrez | $25.00 | 4/5/2011 6:13:41 AM |
| CoolPlexer | $25.00 | 4/5/2011 2:09:21 AM |
| 888GoldIngots | $25.00 | 4/5/2011 6:32:15 AM |
| cashhelp | $30.00 | 4/5/2011 5:15:38 AM |
| Barrayaran | $30.00 | 4/5/2011 5:26:23 AM |
| patriot897 | $25.00 | 4/5/2011 9:54:01 AM |
| Planecourage | $39.97 | 4/5/2011 1:23:16 AM |
| cwegert | $31.80 | 4/5/2011 10:37:12 AM |
| DoctorJoe | $25.00 | 4/5/2011 4:19:41 AM |
| competent-p2p | $35.00 | 4/5/2011 5:34:20 PM |
| engaging-worth | $30.00 | 4/5/2011 9:00:20 PM |
| Tkhalaska | $25.00 | 4/5/2011 9:12:15 PM |
| wild-orange | $100.00 | 4/6/2011 3:52:34 AM |
| Peterman | $25.00 | 4/5/2011 9:53:47 PM |
| gotbyu | $50.00 | 4/6/2011 1:42:08 AM |
| BlessedEveryDay | $35.00 | 4/6/2011 5:37:29 AM |
| p2ploan-sensation211 | $25.00 | 4/6/2011 2:31:34 PM |
| LiveNow | $25.00 | 4/6/2011 5:17:49 AM |
| loanman2007 | $125.00 | 4/6/2011 5:40:47 AM |
| lender12345 | $100.00 | 4/6/2011 2:03:43 PM |
| Row2010 | $25.00 | 4/7/2011 10:15:24 AM |
| Cherrypicker | $50.00 | 4/7/2011 10:27:15 AM |
| loan4 | $50.00 | 4/7/2011 12:30:44 PM |
| indomitable-coin | $25.00 | 4/7/2011 9:47:09 AM |
| 1point21gigawatts | $50.00 | 4/7/2011 4:34:34 PM |
| Pickmar | $25.00 | 4/7/2011 11:43:19 AM |
| RyanTH9893 | $25.00 | 4/7/2011 5:47:00 PM |
| Nerdster1 | $25.06 | 4/8/2011 4:08:32 AM |
| Johnab | $25.00 | 4/8/2011 4:56:37 AM |
| outofoffice | $150.00 | 4/8/2011 9:37:18 AM |
| moneybags16 | $25.00 | 4/8/2011 10:12:53 AM |
| hidavehi | $28.00 | 4/8/2011 10:37:51 AM |
| bold-durability-drum | $50.00 | 4/8/2011 12:46:19 PM |
| marwadi-62 | $200.00 | 4/8/2011 1:59:23 PM |
| bughead | $25.00 | 4/8/2011 6:29:35 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:34 PM |
| Reddy_Capital | $25.00 | 4/8/2011 9:54:59 PM |
| titilsbie14 | $40.00 | 4/8/2011 10:26:45 PM |
| kinetic-social | $25.00 | 4/9/2011 1:33:34 PM |
| grampy48 | $30.00 | 4/9/2011 9:54:36 PM |
| BuzzyBee336 | $35.00 | 4/9/2011 10:39:44 PM |
| The-Lighthouse-Group | $25.00 | 4/10/2011 6:05:10 AM |
| delicious-loan093 | $25.00 | 4/10/2011 10:33:49 AM |
| best-shiny-hope | $25.00 | 4/10/2011 12:42:38 PM |
| West_End_Local | $50.00 | 4/10/2011 2:31:06 PM |
| Newfoundcash | $25.00 | 4/10/2011 3:09:52 PM |
| newest-organic-rupee | $39.00 | 4/10/2011 3:16:47 PM |
| JackinGreen | $110.36 | 4/10/2011 3:51:50 PM |
| tntmojave | $50.00 | 4/4/2011 5:10:45 PM |
| Zolton | $100.00 | 4/4/2011 5:12:34 PM |
| atbright | $25.00 | 4/4/2011 5:13:42 PM |
| r48 | $112.00 | 4/4/2011 5:25:17 PM |
| selector568 | $400.00 | 4/4/2011 5:09:15 PM |
| JustMee | $25.00 | 4/4/2011 5:18:11 PM |
| thankful-nickel2 | $50.00 | 4/4/2011 7:51:50 PM |
| BxRealtor | $25.00 | 4/4/2011 5:39:29 PM |
| SOP_Bank | $25.00 | 4/5/2011 5:44:14 AM |
| grnii78 | $41.55 | 4/5/2011 2:08:51 AM |
| cashhelp | $30.00 | 4/4/2011 5:09:11 PM |
| penny-finder | $25.00 | 4/5/2011 8:17:34 AM |
| organized-payment6 | $50.00 | 4/4/2011 5:12:15 PM |
| p40thawk | $25.00 | 4/4/2011 5:13:03 PM |
| r48 | $26.00 | 4/4/2011 5:35:39 PM |
| social-heart | $25.00 | 4/5/2011 2:25:59 AM |
| zotzot | $50.22 | 4/5/2011 6:27:42 PM |
| Feyenoord | $25.00 | 4/6/2011 3:43:21 AM |
| selector568 | $200.00 | 4/6/2011 2:57:56 PM |
| Mariner3605 | $25.00 | 4/6/2011 12:38:27 PM |
| CA_Lender | $25.00 | 4/6/2011 2:23:23 PM |
| p2p-eagle9 | $40.00 | 4/7/2011 6:41:01 AM |
| careful-return0 | $25.00 | 4/7/2011 6:32:49 PM |
| RussiaAC5M | $43.89 | 4/8/2011 6:52:25 AM |
| ChoiceInvestments | $28.00 | 4/8/2011 11:11:27 AM |
| atlas100 | $50.00 | 4/8/2011 11:59:24 AM |
| fenix692 | $25.00 | 4/8/2011 12:49:54 PM |
| Sol_Invictus | $25.00 | 4/8/2011 1:11:46 PM |
| HomerdohNY | $25.00 | 4/8/2011 2:08:21 PM |
| gain-dolphin | $25.00 | 4/8/2011 11:45:41 PM |
| myworld701 | $25.00 | 4/9/2011 2:58:24 AM |
| intrepid-loot | $75.00 | 4/9/2011 4:59:10 AM |
| TooManyCats | $51.83 | 4/9/2011 7:12:16 AM |
| friendly-moola0 | $500.00 | 4/9/2011 10:59:04 AM |
| treasure-expert | $25.00 | 4/9/2011 11:41:33 AM |
| scratch4you | $25.00 | 4/9/2011 1:54:51 PM |
| Manta_Rai | $25.00 | 4/9/2011 3:29:55 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:15 PM |
| value-squirrel3 | $25.00 | 4/9/2011 6:40:26 PM |
| jgar_O | $25.00 | 4/9/2011 6:45:24 PM |
| porwestco | $35.00 | 4/10/2011 6:45:27 AM |
| boneill | $30.00 | 4/10/2011 10:20:22 AM |
| OmahaGuy | $100.00 | 4/10/2011 3:46:21 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
500887
This series of Notes was issued and sold upon the funding of the borrower loan #48550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $170.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,176 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-apple174 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate High Interest Debt
Purpose of loan:
This loan will be used to consolidate debt from higher interest credit cards.
My financial situation:
I am a good candidate for this loan because between my spouse's and my income, we will be more than able to pay the loan payments promptly. Additionally, the loan will be used to pay off credit cards which will eliminate the credit card payments listed below.
Monthly net income: $7400 (mine & my spouse's)
Monthly expenses: $5808 broken down as follows:
Housing: $3,117 (includes insurance & taxes)
Insurance: $250
Car expenses: $366
Utilities: $225
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $400 (fuel)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
If I read your disclosed budget accurately you have over $1500 a month left after paying your expenses. Why are you attempting to borrow $5k when you could save it in less than 3 months? - agreement-bunny
A:
We had some significant car repairs at year-end and more needs to be done. Additionally, we also have had several veterinary bills and recently learned that we will need to have on-going visits every six weeks over the next eight months. There are also some miscellaneous home repair items that need attention. To better manage monthly payments and avoid stretching the monthly budget too thin, I'd like to pay off the high interest credit cards with this one loan with lower payments.
(Apr-12-2011)
Q:
What is your occupation? - missoula
A:
I'm an internal auditor at a bank.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| commerce-yeller | $30.00 | 4/6/2011 9:03:02 AM |
| Zolton | $100.00 | 4/6/2011 9:06:06 AM |
| caring-hope2 | $100.00 | 4/6/2011 10:25:13 AM |
| patriot897 | $25.00 | 4/6/2011 4:09:40 PM |
| SolarMoonshine | $25.00 | 4/6/2011 6:44:54 PM |
| p40thawk | $25.00 | 4/6/2011 5:42:20 PM |
| transformer855 | $25.00 | 4/6/2011 11:01:03 PM |
| zotzot | $50.11 | 4/7/2011 7:31:45 AM |
| vutah | $25.00 | 4/6/2011 9:32:46 PM |
| titan2 | $25.00 | 4/7/2011 10:58:08 AM |
| hope-lionheart1 | $33.00 | 4/7/2011 7:53:37 PM |
| singletrck | $25.00 | 4/8/2011 7:56:00 AM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:57 PM |
| elloboverde | $25.00 | 4/9/2011 12:39:52 AM |
| bold-durability-drum | $50.00 | 4/9/2011 3:46:35 AM |
| Bank_Of_XL | $50.00 | 4/10/2011 11:48:27 AM |
| delicious-loan093 | $25.00 | 4/10/2011 3:24:32 PM |
| titilsbie14 | $40.00 | 4/10/2011 10:38:17 PM |
| RandyL3 | $25.00 | 4/11/2011 6:52:49 AM |
| yield-seeker | $25.00 | 4/11/2011 8:37:56 AM |
| wadkuzma | $25.10 | 4/11/2011 10:35:20 AM |
| GALERXLoans | $25.37 | 4/11/2011 1:20:25 PM |
| focused-asset8 | $1,000.00 | 4/11/2011 12:38:50 PM |
| thankful-nickel2 | $50.00 | 4/11/2011 2:46:57 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:28 PM |
| Astounding | $25.00 | 4/11/2011 4:54:14 PM |
| BuzzyBee336 | $35.00 | 4/11/2011 6:07:33 PM |
| greenback-ally | $50.00 | 4/11/2011 7:14:26 PM |
| Nerdster1 | $35.07 | 4/12/2011 4:36:45 AM |
| dsgfl1 | $120.00 | 4/12/2011 1:45:15 PM |
| Gobsek | $25.00 | 4/12/2011 1:59:37 PM |
| mingthemink | $35.00 | 4/12/2011 3:33:12 PM |
| r48 | $28.00 | 4/12/2011 4:43:55 PM |
| best-generosity-financier | $25.00 | 4/12/2011 7:38:45 PM |
| SamuelChee | $96.40 | 4/12/2011 7:20:25 PM |
| gokart83 | $25.00 | 4/13/2011 5:02:16 AM |
| loyalist1 | $250.00 | 4/13/2011 7:02:54 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:51 AM |
| tclay77 | $47.52 | 4/13/2011 8:20:01 AM |
| justinology | $50.00 | 4/13/2011 11:02:28 AM |
| frooogal | $50.00 | 4/13/2011 11:54:12 AM |
| a-wealth-visionary | $61.09 | 4/13/2011 12:15:35 PM |
| cash-cymbal3 | $50.00 | 4/13/2011 1:52:04 PM |
| dough-temple | $147.09 | 4/13/2011 2:48:13 PM |
| fair-transparency1 | $250.00 | 4/13/2011 12:55:27 PM |
| Nusk | $25.00 | 4/13/2011 2:53:58 PM |
| organized-payment6 | $50.00 | 4/6/2011 9:05:24 AM |
| simplelender80 | $100.00 | 4/6/2011 9:06:26 AM |
| smart-gold | $25.00 | 4/6/2011 1:03:36 PM |
| BxRealtor | $25.00 | 4/6/2011 9:44:17 AM |
| JustMee | $25.00 | 4/6/2011 11:42:54 AM |
| atbright | $25.00 | 4/6/2011 9:06:30 AM |
| Peterman | $25.00 | 4/6/2011 9:07:28 AM |
| Headhunter14 | $25.00 | 4/6/2011 9:23:00 AM |
| SOP_Bank | $25.00 | 4/7/2011 6:02:47 AM |
| GALERXLoans | $25.36 | 4/6/2011 9:19:18 PM |
| CASSHMAN | $150.00 | 4/6/2011 6:33:51 PM |
| omahajay | $25.00 | 4/6/2011 11:10:12 PM |
| reward-awakening | $25.00 | 4/7/2011 12:08:55 PM |
| one-midas | $40.97 | 4/7/2011 12:45:33 PM |
| Mariner3605 | $25.00 | 4/7/2011 9:54:40 AM |
| p2ploan-sensation211 | $25.00 | 4/7/2011 7:29:09 PM |
| donenzo | $25.00 | 4/8/2011 4:41:33 AM |
| indomitable-coin | $50.00 | 4/8/2011 6:11:50 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:37 PM |
| OmahaGuy | $100.00 | 4/10/2011 2:59:51 PM |
| wise-natural-return | $25.00 | 4/11/2011 6:51:02 AM |
| Jofga | $50.00 | 4/11/2011 12:03:37 PM |
| NYBIZ | $25.00 | 4/11/2011 5:26:47 PM |
| economy-beast | $27.73 | 4/11/2011 6:41:58 PM |
| fishcreek | $25.00 | 4/12/2011 12:46:21 AM |
| cwegert | $25.00 | 4/12/2011 9:12:16 AM |
| myidear | $25.00 | 4/12/2011 1:06:53 PM |
| Dandanrad | $25.00 | 4/12/2011 12:31:08 PM |
| PropertyInvest | $25.00 | 4/12/2011 4:16:30 PM |
| adir1 | $25.00 | 4/12/2011 8:49:25 PM |
| Big_Lendin | $34.49 | 4/12/2011 10:23:00 PM |
| ScottCapital | $25.00 | 4/13/2011 7:14:22 AM |
| Tradesmanlender | $25.00 | 4/13/2011 11:24:42 AM |
| n036939 | $25.00 | 4/13/2011 11:26:55 AM |
| jeremy20 | $25.00 | 4/13/2011 11:44:19 AM |
| auctionator1 | $25.00 | 4/13/2011 12:37:00 PM |
| George2384 | $25.00 | 4/13/2011 2:12:27 PM |
| high-five544 | $48.19 | 4/13/2011 3:13:04 PM |
| Michael206 | $103.16 | 4/13/2011 3:04:16 PM |
| wizard750 | $25.00 | 4/13/2011 2:05:36 PM |
| janderz990 | $25.00 | 4/13/2011 2:21:42 PM |
| awesome-interest8 | $61.35 | 4/13/2011 2:47:13 PM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
501411
This series of Notes was issued and sold upon the funding of the borrower loan #48543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 9m |
|
Amount delinquent:
| $260 |
Total credit lines:
| 35 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,180 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tycoon944 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
620-639
(Aug-2008)
|
|
Principal balance:
| $1,863.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
My loan for debt consolidation
Purpose of loan: to pay off a loan that I have on here with a 35% interest rate
This loan will be used to...pay off a loan on here that's a high interest rate
My financial situation:
I am a good candidate for this loan because I have just paid off a loan on prosper and never paid late. I have never had a late payment on this loan either. It started at around $3,000.00 and it's now down to 1800.00 Anyone willing to take a risk and help me lower my interest rate?
Monthly net income: $2900.00
Monthly expenses: $1800.00
Housing: $0
Insurance: $80
Car expenses: $405
Utilities: $0
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $400
Credit cards and other loans: $
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
We just sold our home and bought another home. I am not on the loan to the new home that we purchased, only the deed. I can tell you the market value is 245,000 and we borrowed 200,000 for the home. On the mortgage taht was just paid off that I was a borrower on, we owed 122,000 and sold the home for 145,000.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $96.61 | 4/11/2011 9:04:15 AM |
| MilitaryLoans | $3,021.84 | 4/11/2011 9:08:36 AM |
| NekHoldings | $25.00 | 4/11/2011 9:57:53 AM |
| Leshan | $203.73 | 4/11/2011 9:59:40 AM |
| Mikale360 | $25.00 | 4/11/2011 9:05:57 AM |
| UCLA4life | $25.00 | 4/11/2011 9:27:31 AM |
| Kash2010lu | $25.00 | 4/11/2011 9:27:57 AM |
| return-grizzly | $100.00 | 4/11/2011 9:43:03 AM |
| likeable-hope | $25.00 | 4/11/2011 10:06:26 AM |
| reflective-rupee | $500.00 | 4/11/2011 10:31:58 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
501503
This series of Notes was issued and sold upon the funding of the borrower loan #48532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $129.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,677 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brainy-wealth5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Surprise my wife
I would like to borrow this money to surprise my wife by doing the landscaping in the backyard she has wanted for the last nine years. I plan to put a cement (stone) walkway around the large avacado tree that was here when we purchased the home. I will also be repainting the wood railling and staining the wood ceiling on the back patio. She will be taking her mother to Santa Barbara (May 27th-29th), I would like to do this for her while she is away. If this site allows, I would be more than happy to post pictures of the area to be redone for you. Thank you for your consideration in helping me with this plan.
Personal info: I was self employed so we purchased our house here in So. California in my wifes name in 2002. My wife is a HR Director with a salary of 86K plus bonus a year. I incorporated my business in Oct. of 2009, since I am the majority stock holder, I am still technically self employed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/9/2011 12:09:41 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:14 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:20 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:38 PM |
| tomdooley12520 | $25.00 | 4/10/2011 9:27:34 AM |
| simplelender80 | $100.00 | 4/11/2011 6:28:45 PM |
| yield-seeker | $25.00 | 4/12/2011 8:07:18 AM |
| UBOtto186 | $50.00 | 4/12/2011 9:08:23 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:39:06 AM |
| Nerdster1 | $30.07 | 4/12/2011 3:06:52 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:22:27 PM |
| Imaginos1892 | $50.00 | 4/12/2011 8:05:11 PM |
| calm-platinum8 | $25.00 | 4/12/2011 9:47:06 PM |
| cbivitz | $130.00 | 4/13/2011 7:28:37 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:49 AM |
| cbivitz | $175.00 | 4/13/2011 7:30:48 AM |
| focused-asset8 | $500.00 | 4/13/2011 9:29:53 AM |
| balance-river | $43.34 | 4/13/2011 12:01:50 PM |
| wizard750 | $35.00 | 4/13/2011 2:12:54 PM |
| padewy | $25.00 | 4/13/2011 3:38:32 PM |
| SOP_Bank | $25.00 | 4/13/2011 5:17:37 PM |
| reflective-rupee | $200.44 | 4/9/2011 12:27:52 PM |
| credit-guard5 | $25.00 | 4/9/2011 1:01:24 PM |
| DasMula | $27.00 | 4/9/2011 12:55:17 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:24:12 PM |
| favorite-commerce | $50.00 | 4/9/2011 8:50:36 PM |
| thoughtful-investment045 | $25.00 | 4/10/2011 3:29:55 PM |
| firsttouch1 | $750.00 | 4/11/2011 5:00:17 PM |
| careful-moola3 | $100.00 | 4/11/2011 5:19:45 PM |
| dpries123 | $25.00 | 4/11/2011 6:18:52 PM |
| jayk63 | $25.00 | 4/12/2011 3:20:10 AM |
| cwegert | $25.00 | 4/12/2011 9:11:47 AM |
| Aariel | $25.00 | 4/12/2011 1:01:06 PM |
| fishcreek | $25.00 | 4/12/2011 1:12:58 PM |
| green-dollar-equinox | $115.00 | 4/12/2011 1:54:44 PM |
| wonder3 | $25.00 | 4/12/2011 4:09:11 PM |
| FinanceEngine | $35.00 | 4/12/2011 4:46:16 PM |
| yangdari | $50.00 | 4/12/2011 5:04:56 PM |
| transformer855 | $25.00 | 4/13/2011 7:28:56 AM |
| lskarp | $56.20 | 4/13/2011 11:33:46 AM |
| Champ3295 | $25.00 | 4/13/2011 11:42:15 AM |
| ghos2rider | $25.00 | 4/13/2011 11:23:50 AM |
| jeremy20 | $25.00 | 4/13/2011 11:42:59 AM |
| cash-cymbal3 | $50.00 | 4/13/2011 1:55:35 PM |
| mbf2234 | $34.70 | 4/13/2011 3:26:43 PM |
| atbright | $25.00 | 4/13/2011 4:18:56 PM |
| sharp-trade0 | $25.00 | 4/13/2011 5:07:18 PM |
| blissful-openness8 | $25.00 | 4/13/2011 5:51:30 PM |
| natural-trade7 | $50.00 | 4/13/2011 7:51:43 PM |
| market-pudding | $25.00 | 4/13/2011 7:51:11 PM |
| lamsabuy | $50.00 | 4/13/2011 8:13:31 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
501515
This series of Notes was issued and sold upon the funding of the borrower loan #48582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| giggling_DB |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
REHAB FOR INVESTMENT PROPERTY
Purpose of loan: Restoration of property
This loan will be used to...Restore investment property (Supplies and Labor) The property is paid off.....
My financial situation: Great
I am a good candidate for this loan because...
I always pay my debts on time. Never late on a payment.
Monthly net income: $ 3,200
Monthly expenses: $ 1,300
Housing: $ 618.00
Insurance: $ 218
Car expenses: $paid off
Utilities: $100
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $ 1 credit card with a 500 dollar limit
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $600.44 | 4/9/2011 12:12:40 PM |
| credit-missile | $50.00 | 4/10/2011 10:32:53 AM |
| MilitaryLoans | $1,000.00 | 4/10/2011 12:42:25 PM |
| Amber_Stone | $50.00 | 4/10/2011 3:18:29 PM |
| wealth-multiplier | $25.00 | 4/10/2011 2:53:46 PM |
| ddoneday | $25.00 | 4/10/2011 5:33:46 PM |
| thankful-nickel2 | $25.00 | 4/10/2011 4:38:55 PM |
| MilitaryLending | $46.42 | 4/11/2011 9:18:00 AM |
| jjsparks28 | $30.85 | 4/11/2011 10:43:56 AM |
| f4Tex | $29.00 | 4/11/2011 12:12:58 PM |
| 2grindstones | $25.00 | 4/11/2011 1:15:40 PM |
| dudebrah | $25.00 | 4/11/2011 9:08:31 PM |
| FinDoc | $25.00 | 4/12/2011 6:42:33 AM |
| jordanicolas | $25.00 | 4/12/2011 7:36:17 AM |
| tigercat | $50.00 | 4/12/2011 4:05:08 PM |
| well-mannered-income3 | $25.00 | 4/12/2011 8:28:31 PM |
| jpaulnyc | $25.00 | 4/13/2011 4:05:34 AM |
| benefit-position | $25.00 | 4/13/2011 6:28:14 AM |
| buffalobills | $25.00 | 4/13/2011 7:40:42 AM |
| cash-cymbal3 | $25.00 | 4/13/2011 2:00:34 PM |
| jwsun90 | $288.83 | 4/13/2011 5:24:54 PM |
| Signaturedg | $52.00 | 4/13/2011 6:25:33 PM |
| lamsabuy | $170.00 | 4/13/2011 8:15:14 PM |
| aquistoyraul | $25.00 | 4/13/2011 6:56:56 PM |
| Kash2010lu | $25.00 | 4/9/2011 12:35:42 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:23:12 PM |
| investment-artist | $25.00 | 4/9/2011 4:05:08 PM |
| restless-dime | $50.00 | 4/9/2011 4:41:05 PM |
| Amber_Stone | $25.00 | 4/9/2011 6:44:31 PM |
| Lender75 | $50.00 | 4/9/2011 9:11:49 PM |
| favorite-commerce | $50.00 | 4/9/2011 8:51:58 PM |
| marinbb | $100.00 | 4/10/2011 9:24:16 AM |
| RyanM561 | $25.00 | 4/10/2011 2:39:22 PM |
| 1-HARD-HEAD | $25.00 | 4/10/2011 4:43:51 PM |
| handshake52 | $29.49 | 4/10/2011 8:20:39 PM |
| loanman2007 | $175.00 | 4/11/2011 4:43:50 AM |
| loss-of-control | $150.00 | 4/11/2011 4:08:34 PM |
| brightest-dignified-penny | $25.00 | 4/11/2011 4:32:13 PM |
| transformer855 | $25.00 | 4/11/2011 10:09:14 PM |
| sturdy-peace9 | $32.00 | 4/11/2011 8:06:11 PM |
| Nerdster1 | $25.07 | 4/12/2011 4:25:06 AM |
| brightest-fascinating-principal | $25.00 | 4/12/2011 8:57:52 AM |
| shrewd-income | $150.00 | 4/12/2011 6:47:29 PM |
| money-fort | $25.00 | 4/12/2011 10:05:13 PM |
| best-generosity-financier | $25.00 | 4/12/2011 7:36:36 PM |
| s_man1 | $50.00 | 4/13/2011 4:58:34 AM |
| kingbob | $25.00 | 4/13/2011 9:46:28 AM |
| nodebt2012 | $25.00 | 4/13/2011 2:23:48 PM |
| itskarma | $50.00 | 4/13/2011 2:59:39 PM |
| platinum-cargo | $25.71 | 4/13/2011 3:54:46 PM |
| Mombo-5 | $50.00 | 4/13/2011 5:00:52 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
501639
This series of Notes was issued and sold upon the funding of the borrower loan #48546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-11-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $283.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,228 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| subtle-fairness8 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small short term loan...
Purpose of loan: Pay off unexpected personal debt
This loan will be used to...pay off a personal debt. I want to pay the person I owe in full and make payments to an actual lender.
My financial situation: Stable with good income.
I am a good candidate for this loan because...I pay all of my bills on time and do not miss payments. I have no negitive info on my credit. I am honorable and will fullfill my debt.
Monthly net income: $8600
Monthly expenses:
Housing: $1700
Insurance: $250
Car expenses: $675
Utilities: $n/a
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $650
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Would you please describe your military career a little bit?
How do you build up your revolving credit balance?
When will you retire?
Thanks, - p2ploan-sensation211
A:
I am an Army O-4 and have been in 15 years for pay and 11 years active. I am not scheudled to retire anytime soon.
(Apr-10-2011)
Q:
Hello, I'd like to finance your loan, but from your monthly income/expense statement it does appear that you can put aside $3000 a month. Is there something missing in your monthly expense statement - delicious-loan093
A:
Hello I'm sure there are a few things missing but the large ones are there. I could put it away in about 2 months but this is an expense outside the normal family budget and I don't want to tap into that for it. I have chosen to get a seperate loan (even at the high intrest rate) to deal with it all at once and pay it off from my personal and seperate account. Hope that helps explain.
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Stek7 | $25.00 | 4/10/2011 12:02:20 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:30 PM |
| suave-dime6 | $25.00 | 4/10/2011 12:03:59 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:51 PM |
| reflective-rupee | $600.44 | 4/10/2011 12:25:13 PM |
| Wangchuk | $25.00 | 4/10/2011 2:00:21 PM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 5:17:10 PM |
| Bob450 | $25.00 | 4/10/2011 6:11:40 PM |
| marketplace-spark | $25.00 | 4/10/2011 6:11:37 PM |
| loss-of-control | $100.00 | 4/10/2011 7:12:17 PM |
| Integrity1st | $202.23 | 4/10/2011 7:36:30 PM |
| golffish2 | $25.00 | 4/11/2011 4:33:15 AM |
| investment-habanero8 | $100.00 | 4/11/2011 4:51:12 AM |
| a-restless-dollar | $50.00 | 4/11/2011 6:53:50 AM |
| well-rounded-payout0 | $50.00 | 4/10/2011 12:06:53 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:08:07 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:12:13 PM |
| dudebrah | $25.00 | 4/10/2011 1:15:34 PM |
| lendstats_com | $100.00 | 4/10/2011 1:35:26 PM |
| Invest-In-Rednecks | $300.00 | 4/10/2011 3:17:22 PM |
| investment-artist | $25.00 | 4/10/2011 6:06:52 PM |
| favorite-commerce | $50.00 | 4/10/2011 6:29:21 PM |
| mri555 | $25.00 | 4/10/2011 6:12:01 PM |
| Reddy_Capital | $25.00 | 4/10/2011 6:56:38 PM |
| itsmaj | $80.65 | 4/10/2011 7:39:41 PM |
| rapid-currency | $35.00 | 4/10/2011 7:51:42 PM |
| handshake52 | $50.00 | 4/10/2011 8:14:45 PM |
| Land_on_your_feet | $50.00 | 4/10/2011 8:44:13 PM |
| cbivitz | $200.00 | 4/10/2011 10:24:32 PM |
| RecoveryLender | $25.00 | 4/10/2011 11:40:04 PM |
| nerdfactor | $25.00 | 4/10/2011 10:41:04 PM |
| loanman2007 | $225.00 | 4/11/2011 4:39:48 AM |
| 2k1Toaster | $35.01 | 4/10/2011 11:04:50 PM |
| duty-monger | $50.00 | 4/11/2011 5:19:23 AM |
| circustab | $46.67 | 4/11/2011 6:54:23 AM |
| ScottyJ | $25.00 | 4/11/2011 6:42:16 AM |
| bughead | $25.00 | 4/11/2011 6:25:31 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
501783
This series of Notes was issued and sold upon the funding of the borrower loan #48515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 3m |
|
Amount delinquent:
| $3,164 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,752 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-universe |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 4% )
| 660-679
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Paying off my attorney
Purpose of loan: To pay off my attorney for my child custody case
This loan will be used to...pay the remainder of the balance I own the attorney for my custody case.
My financial situation: good
I am a good candidate for this loan because...I have a full time job and I been on my job for over 5 years, I'm rebuilding my credit and I've paid off several bills that my exwife created and left me with. This will be my second loan through prosper , the first loan I had I paid off a few months early . I'm just a person that wants to pay his bills on time and be able to give my son the things he wants and needs.
Monthly net income: $5312.00
Monthly expenses: $2595
Housing: $875
Insurance: $174
Car expenses: $330
Utilities: 224
Phone, cable, internet: $148
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $394
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/11/2011 5:04:15 PM |
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:24 PM |
| ultimate-peace | $25.00 | 4/11/2011 5:08:20 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:41 PM |
| delicious-loan093 | $25.00 | 4/11/2011 11:21:17 PM |
| golffish2 | $50.00 | 4/12/2011 4:03:12 AM |
| credit-missile | $75.00 | 4/12/2011 3:21:55 AM |
| reflective-rupee | $222.22 | 4/12/2011 6:46:44 AM |
| hookUup | $25.77 | 4/12/2011 6:58:41 AM |
| wild-orange | $50.00 | 4/12/2011 11:25:01 AM |
| WisconsinLiberal | $25.00 | 4/12/2011 3:47:44 PM |
| shrewd-income | $25.00 | 4/12/2011 3:51:50 PM |
| MrRooster101 | $25.00 | 4/12/2011 9:02:05 PM |
| shrewd-income | $25.00 | 4/12/2011 6:39:56 PM |
| UCLA4life | $30.00 | 4/13/2011 2:02:47 AM |
| rockerZ71 | $35.00 | 4/13/2011 6:00:25 AM |
| cbivitz | $118.95 | 4/13/2011 7:03:04 AM |
| r48 | $56.00 | 4/11/2011 5:06:49 PM |
| suave-dime6 | $25.00 | 4/11/2011 5:03:06 PM |
| jhouman | $25.00 | 4/11/2011 5:02:45 PM |
| well-rounded-payout0 | $50.00 | 4/11/2011 5:04:50 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:45 PM |
| vutah | $25.00 | 4/11/2011 5:57:47 PM |
| careful-moola3 | $100.00 | 4/11/2011 6:20:23 PM |
| Paddington922 | $25.00 | 4/11/2011 6:47:31 PM |
| twjh | $25.00 | 4/12/2011 2:30:09 AM |
| mikeandcat | $47.49 | 4/12/2011 5:06:51 AM |
| NekHoldings | $25.00 | 4/12/2011 5:24:25 AM |
| Mikale360 | $25.00 | 4/12/2011 6:58:34 AM |
| competent-p2p | $32.92 | 4/12/2011 7:53:09 AM |
| hudget | $50.00 | 4/12/2011 12:18:58 PM |
| return-grizzly | $100.00 | 4/12/2011 12:38:52 PM |
| Leshan | $229.16 | 4/12/2011 2:46:25 PM |
| Eric_Gagne | $25.00 | 4/12/2011 4:11:02 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:11:27 PM |
| intrepid-loot | $25.00 | 4/12/2011 7:15:10 PM |
| mikeandcat | $77.49 | 4/13/2011 5:45:52 AM |
| benefit-position | $25.00 | 4/13/2011 6:25:29 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
502091
This series of Notes was issued and sold upon the funding of the borrower loan #48579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,122 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| VMImom |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Aug-2009)
640-659
(Jul-2009)
620-639
(May-2008)
|
|
Principal balance:
| $3,121.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
3rd Loan/NEED New Septic System
Purpose of loan:
This loan will be used to install a new drain field and septic system at my house. The soil is dead and will not soak any more water and it is backing up in the house! The total cost of repair is $7800.00 but I am short about $1800.00 and DO NOT want to use money out of our retirement account. The contractors want the money up front before they start the excavatiuon. THANKS for looking!!!
My financial situation:
I am a good candidate for this loan because I am credit worthy and proved myself through Prosper and am current on ALL my bills. My credit score score has gone up alot in the last couple years and will continue to improve!!
Monthly net income: $3600.00 (me) $2400.00 (husband)
Monthly expenses: $3200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Did you know that it is against Contractors State License Law to charge for the full amount of the contract up front.
Also your profile states that you do not own a home?
So who's home is this for?
P.S. I am a contractor. - SecondChanceLendingSERV
A:
Hello, I do own the home, it is mine financed through HSBC Mortgage Services in my name. I don't know why it does not show on my profile, it did on my 1st loan if I'm not mistaken. NO...I did not know it was against the law. Is that the law in Virginia State??? These contractors were refered to me by the county grounds people who came over to check the soil and drain field in the beginning. Thanks for the question and info!!!
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/13/2011 9:02:15 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:42 AM |
| simplelender80 | $100.00 | 4/13/2011 9:03:24 AM |
| reflective-rupee | $222.22 | 4/13/2011 9:32:26 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:07:11 AM |
| lendstats_com | $200.00 | 4/13/2011 9:20:05 AM |
| Bob450 | $25.00 | 4/13/2011 10:17:18 AM |
| brightest-dignified-penny | $25.00 | 4/13/2011 10:42:13 AM |
| MoneyForNothing | $57.76 | 4/13/2011 10:52:15 AM |
| corporatejim | $28.19 | 4/13/2011 10:28:27 AM |
| taetrade | $25.00 | 4/13/2011 10:43:39 AM |
| Feyenoord | $25.00 | 4/13/2011 11:24:11 AM |
| delicious-loan093 | $50.00 | 4/13/2011 12:23:13 PM |
| exciting-dollar1 | $25.00 | 4/13/2011 12:36:00 PM |
| skillful-asset5 | $25.00 | 4/13/2011 1:08:52 PM |
| r48 | $48.00 | 4/13/2011 3:41:30 PM |
| credit-missile | $70.00 | 4/13/2011 4:05:38 PM |
| kinetic-social | $25.00 | 4/13/2011 2:17:01 PM |
| scarlet-velvet | $25.00 | 4/13/2011 5:13:18 PM |
| tigercat | $50.00 | 4/13/2011 6:53:32 PM |
| Kash2010lu | $25.00 | 4/13/2011 6:57:21 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:07:28 PM |
| market-pudding | $25.00 | 4/13/2011 7:54:47 PM |
| lamsabuy | $170.00 | 4/13/2011 8:14:29 PM |
| LittleMingo | $30.00 | 4/13/2011 6:07:56 PM |
| well-rounded-payout0 | $50.00 | 4/13/2011 9:06:39 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:09:10 AM |
| LittleMingo | $32.06 | 4/13/2011 11:08:26 AM |
| DasMula | $57.00 | 4/13/2011 11:12:21 AM |
| r48 | $25.00 | 4/13/2011 3:41:41 PM |
| platinum-cargo | $25.71 | 4/13/2011 4:00:39 PM |
| dRatedOnly | $25.00 | 4/13/2011 4:35:31 PM |
| return-grizzly | $100.00 | 4/13/2011 2:03:44 PM |
| 1-HARD-HEAD | $50.50 | 4/13/2011 4:00:47 PM |
| cashhelp | $40.00 | 4/13/2011 3:55:36 PM |
| bughead | $25.00 | 4/13/2011 7:42:29 PM |
| careful-moola3 | $100.00 | 4/13/2011 5:27:30 PM |
| hookUup | $26.71 | 4/13/2011 5:36:13 PM |
| thankful-nickel2 | $25.00 | 4/13/2011 6:19:58 PM |
| nashibaksi | $25.00 | 4/13/2011 6:40:56 PM |
| 40 Investments
|