Sales Report:Supplement No. 11 dated Apr 04, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 497104
This series of Notes was issued and sold upon the funding of the borrower loan #48236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $184.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1998 Debt/Income ratio: 22%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 21Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $215,269Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: felicity-venus Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
westerwald
Purpose of loan:
This loan will be used to...
home improvement
My financial situation:
I am a good candidate for this loan because...
I have a solid position and have paid all bills on time for over 15 years

Monthly net income: $7000
Monthly expenses: $5000
Housing: $1800
Insurance: $115
Car expenses: $488, included in monthly expenses
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $included in monthly expenses
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: total mortgage - 367,000 = 272,000 first + 125,000 heloc home value 450,000 (Mar-09-2011)
Q: Specifically, what home improvements are you making? Thanks - RecoveryLender
A: tankless water heater, add to and repair attic insulation, hardscaping repairs where weather damaged (Mar-16-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
power-companion7$100.003/8/2011 5:07:00 PM
113121$100.003/8/2011 5:20:50 PM
patriot897$25.003/8/2011 6:34:42 PM
benjamins-utopia$100.003/8/2011 5:02:40 PM
dpries123$25.003/8/2011 5:02:54 PM
Tradesmanlender$100.003/8/2011 5:05:23 PM
favorite-commerce$50.003/9/2011 5:11:01 AM
squarebob$25.003/8/2011 6:33:21 PM
Preteur$25.003/9/2011 1:36:33 PM
CA-Lender$100.003/9/2011 2:57:08 PM
radforj22$25.003/9/2011 9:33:04 AM
worthy-bid8$50.003/9/2011 12:21:18 PM
investment-artist$25.003/10/2011 4:18:00 PM
efficient-treasure0$25.003/11/2011 7:02:56 AM
Azonic21$25.003/12/2011 9:12:10 AM
Weaverville$50.003/13/2011 5:47:30 PM
Walkingcowboy$50.003/12/2011 11:33:50 AM
jdrez$25.003/14/2011 4:47:39 PM
massuot$25.003/15/2011 3:15:59 AM
MadHun$200.003/15/2011 1:46:44 PM
Long-term2040$25.003/15/2011 7:39:18 PM
vigorous-velocity$100.003/15/2011 8:26:40 PM
zotzot$50.003/15/2011 9:12:35 PM
cerebral-dollar773$500.003/15/2011 10:21:07 PM
secureincome$750.003/15/2011 8:38:49 PM
Aaron_Oz$25.003/15/2011 8:41:01 PM
Havana21$25.003/16/2011 9:16:11 AM
Oak-Parker$25.003/16/2011 9:04:36 AM
inspiring-reward$50.003/16/2011 9:25:00 AM
integrity-doctor$100.003/16/2011 10:47:23 AM
Daubertoo$25.003/16/2011 1:03:53 PM
frclmym$25.003/16/2011 1:20:35 PM
DT_Banker$25.003/16/2011 2:25:19 PM
FinanceEngine$25.003/16/2011 2:35:34 PM
TNG812$25.003/16/2011 6:13:42 PM
Long-term2040$25.003/16/2011 10:07:28 AM
easylivin$25.003/16/2011 6:21:58 PM
B-rad_the_Coug$25.003/16/2011 6:03:23 PM
Dollarhide$25.003/16/2011 7:53:11 PM
Garnet123$25.003/16/2011 8:00:05 PM
important-openness1$75.003/16/2011 7:14:06 PM
GreenHill$25.003/16/2011 8:25:02 PM
piano55$25.303/16/2011 6:39:53 PM
credit-investor5$50.003/16/2011 8:35:38 PM
bold-careful-finance$50.003/16/2011 8:37:10 PM
simplelender80$100.003/8/2011 5:02:59 PM
P2P4me$100.003/8/2011 5:07:11 PM
Bank_Of_XL$100.003/8/2011 6:14:12 PM
BxRealtor$25.003/8/2011 5:02:35 PM
Tylerh$100.003/8/2011 5:06:26 PM
wild-orange$25.003/9/2011 3:51:29 AM
wise-natural-return$25.003/9/2011 9:34:11 AM
nickel-ferret$100.003/9/2011 8:50:17 AM
credit-coach118$25.003/9/2011 10:29:05 AM
tomdooley12520$25.003/10/2011 2:46:49 PM
SecondChanceLendingSERV$25.003/11/2011 9:52:31 AM
jescowa$50.003/12/2011 5:50:30 AM
krajne$50.003/12/2011 8:11:56 AM
Johnab$25.003/12/2011 11:11:04 AM
SDD123$25.003/12/2011 6:03:48 AM
treasure-widget$25.003/12/2011 10:28:54 AM
important-ore$50.003/12/2011 3:46:28 PM
LoanerPrincipal$25.003/13/2011 8:36:44 PM
cingular$25.003/13/2011 7:57:36 PM
payout-banker4$25.003/14/2011 9:44:53 AM
inspiring-credit4$25.003/14/2011 1:16:19 PM
Ripsaw4U$50.003/15/2011 2:15:01 AM
flexible-money1$50.003/15/2011 9:30:36 AM
auction-seeker$25.003/15/2011 5:54:08 PM
leodaguy$50.003/15/2011 9:22:05 PM
eloquent-dough5$25.003/15/2011 7:03:16 PM
rate-mogul$100.003/15/2011 7:07:10 PM
mammalian4$25.003/15/2011 10:22:37 PM
Sol_Invictus$25.003/15/2011 3:35:47 PM
Binan$25.003/15/2011 9:15:49 PM
kenji4861$25.003/16/2011 2:26:19 AM
new-dedication-travels$25.003/15/2011 9:39:13 PM
blLending$25.003/16/2011 11:03:44 AM
thankful-nickel2$25.003/16/2011 4:04:00 PM
vishal29$50.833/16/2011 1:01:31 PM
CACO_Lender$25.003/16/2011 6:36:06 PM
mykkai$25.003/16/2011 7:36:07 PM
mpatrick$25.003/16/2011 6:24:02 PM
VAGweilo$50.003/16/2011 8:04:53 PM
BuzzyBee336$56.903/16/2011 8:12:08 PM
wbahl$25.003/16/2011 8:12:40 PM
ttnk62918$25.003/16/2011 8:29:52 PM
87 Investments
 
Borrower Payment Dependent Notes Series 497846
This series of Notes was issued and sold upon the funding of the borrower loan #48239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,665.04 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-13-2011 
Term: 60 months Listing End date:  Mar-27-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $338.46
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1984 Debt/Income ratio: 11%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,900Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: newest-commanding-basis7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Relief Needed & Motivated
Purpose of loan:
This loan will be used to. ..
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I motivated to pay off my credit card date within 5 years. I want to pay off my credit card debt so I than focus on paying down my mortgage.

Monthly net income: $4200
Monthly expenses: $
Housing: $2409
Insurance: $120
Car expenses: $155
Utilities: $200
Phone, cable, internet: $145
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $610
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $334,232.23 Zillow Value: $220,500 (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
squarebob$25.003/13/2011 12:25:41 PM
suave-dime6$25.003/13/2011 3:43:39 PM
simplelender80$150.003/13/2011 12:01:44 PM
CA-Lender$100.003/13/2011 12:05:03 PM
reward-adventure$50.003/15/2011 4:58:55 AM
PRGuyinVA$25.003/18/2011 2:47:18 PM
KarlMarx$25.003/19/2011 11:34:03 AM
economy-producer$25.003/19/2011 9:57:46 AM
money-surge1$25.003/20/2011 10:48:23 AM
jubilant-agreement0$25.003/22/2011 4:40:02 PM
360Winner$50.003/22/2011 4:39:53 PM
ivy-league-MBA$25.003/23/2011 10:40:25 AM
finance-prescription$50.003/24/2011 5:32:54 AM
point-kitten6$50.003/23/2011 8:38:36 PM
benjamins-utopia$100.003/24/2011 11:48:33 AM
frogperson$94.933/24/2011 8:19:58 AM
tech310$50.003/24/2011 1:26:08 AM
sonnet771$200.003/25/2011 9:34:36 AM
Raetha$25.003/25/2011 2:39:12 PM
dollar-cherry6$100.003/25/2011 9:33:25 AM
wwwUniversal$25.003/25/2011 2:08:49 AM
willinvest$25.003/25/2011 3:51:22 PM
robot777$25.003/25/2011 6:52:32 PM
euro-banker$50.003/26/2011 7:42:36 AM
oldmora$50.003/26/2011 9:44:49 AM
duty-windmill$25.003/26/2011 12:02:50 AM
IIP77$25.003/26/2011 2:05:59 AM
HHP$45.493/26/2011 2:39:38 AM
irrelevant$25.003/26/2011 2:56:44 AM
the-profit-oracle$25.003/26/2011 3:15:59 PM
Perksunlimited$34.003/26/2011 3:46:28 PM
1phantom$25.003/26/2011 3:57:35 PM
ssanders82$25.003/26/2011 4:07:01 PM
AF-Chief$48.143/26/2011 4:07:06 PM
greatwhiteninja$50.003/26/2011 4:07:22 PM
joshua18$25.003/26/2011 4:07:27 PM
soulful-truth$100.003/26/2011 3:11:01 PM
MadHun$200.003/26/2011 3:16:14 PM
traice$25.003/26/2011 4:32:14 PM
Preferred-Lender$25.003/26/2011 3:45:17 PM
inspired-duty5$50.003/26/2011 4:33:24 PM
velocity-solo$50.003/26/2011 3:47:36 PM
apostle901$25.003/26/2011 4:35:40 PM
nodrivelpls$25.003/26/2011 4:36:00 PM
Gibbyland$100.003/26/2011 1:17:40 PM
gold-blanket0$25.003/26/2011 4:08:12 PM
treasure-generator$25.003/26/2011 4:08:28 PM
gold-channel2$25.003/26/2011 4:08:32 PM
LAM26$25.003/26/2011 4:08:54 PM
FeedTheMachine$100.003/26/2011 4:09:06 PM
payment-gusto$25.003/26/2011 4:09:09 PM
elegant-loot$25.003/26/2011 5:24:30 PM
treasure-widget$25.003/26/2011 4:09:57 PM
five-star-note$25.003/26/2011 5:25:25 PM
desertoasis$30.003/26/2011 4:25:03 PM
Reinadog9$25.003/26/2011 4:26:46 PM
shrewd-peace7$25.003/26/2011 4:29:09 PM
the-dollar-topper$100.003/26/2011 2:42:58 PM
Jethro12$25.003/26/2011 4:35:39 PM
profit-powerplant$25.003/26/2011 4:35:48 PM
stock106$25.003/26/2011 4:36:03 PM
famous-bill$25.003/26/2011 3:09:49 PM
AJIPrivateNotes$25.003/26/2011 7:29:40 PM
handshake5$100.003/26/2011 4:52:33 PM
ivadood$50.003/26/2011 5:25:23 PM
flexible-diversification9$50.003/26/2011 5:25:57 PM
imoutdoorsy$25.003/26/2011 10:03:33 PM
Hanalei712$50.003/26/2011 6:33:43 PM
worth-arch$25.003/26/2011 4:04:40 PM
chkrvrty$50.003/26/2011 4:07:36 PM
PThor$25.003/26/2011 4:07:52 PM
reward-walnut$50.003/26/2011 4:08:00 PM
chungfang$100.003/26/2011 4:08:40 PM
jazzlender$25.003/26/2011 4:09:16 PM
asiaratt$50.003/26/2011 4:24:46 PM
yield-trader$50.003/26/2011 4:32:05 PM
benevolent-bonus$25.003/26/2011 4:32:52 PM
rapid-credit428$25.003/26/2011 4:33:14 PM
HedgeFund$50.003/26/2011 4:33:21 PM
treasure-pipeline$50.003/26/2011 4:35:12 PM
goodhelper$25.003/26/2011 4:35:37 PM
foxtrot12$86.923/26/2011 4:35:46 PM
jga516$25.003/26/2011 4:36:02 PM
bid-computer$25.003/26/2011 5:25:14 PM
NoCal$25.003/26/2011 5:26:02 PM
env$25.003/27/2011 8:02:49 AM
aggresive-nickel2$25.003/26/2011 11:02:29 PM
atrevete$29.623/27/2011 10:37:54 AM
ingenious-deal6$25.003/13/2011 12:04:17 PM
competent-p2p$25.003/13/2011 12:45:54 PM
debt_helper$25.003/14/2011 1:00:34 PM
tnjohnso$25.003/14/2011 6:01:56 PM
worldly-money4$150.003/14/2011 2:35:17 PM
jmichael23$100.003/14/2011 4:46:55 PM
patriot897$25.003/15/2011 11:13:25 AM
leodaguy$25.003/15/2011 9:25:04 PM
Jack55304$125.003/16/2011 8:48:09 AM
SBT$25.003/16/2011 8:53:14 PM
thelovebug$100.003/17/2011 4:12:48 PM
w3alter$100.003/19/2011 4:51:57 PM
Weaverville$25.003/20/2011 7:38:07 AM
smilinsam$50.003/21/2011 2:16:43 PM
power-companion7$100.003/22/2011 8:33:07 AM
credible-balance6$25.003/22/2011 11:48:09 AM
mrsp2e$25.003/22/2011 5:04:35 PM
zippy-interest$25.003/22/2011 7:16:05 PM
bid-czar8$50.003/23/2011 3:08:27 AM
DonaldColorado$50.003/23/2011 12:53:49 PM
Bob450$25.003/23/2011 3:38:27 PM
ILWTC$50.003/24/2011 11:03:13 AM
impressive-p2p7$25.003/24/2011 11:19:54 AM
burrito6$25.003/24/2011 8:30:17 AM
GatorBux$50.003/24/2011 11:09:30 AM
credit-sycamore4$100.003/25/2011 8:47:56 AM
Artist_Blue$25.003/25/2011 1:21:28 AM
somebody32$50.003/25/2011 10:52:49 AM
RetiredATC$50.003/25/2011 2:23:06 AM
MADAOO7$50.003/25/2011 5:49:13 PM
kind-adventurous-finance$50.003/25/2011 4:27:40 PM
Ocean713$50.003/25/2011 11:32:55 AM
kulender$50.003/25/2011 4:19:49 PM
Yomain$75.003/26/2011 12:17:44 AM
social-conductor4$25.003/26/2011 7:02:30 AM
treasure-bliss$50.003/26/2011 3:14:02 AM
hitsman$50.003/26/2011 11:47:39 AM
orange-preeminant-bill$50.003/26/2011 3:31:19 AM
silver-enlightenment0$50.053/26/2011 3:51:06 AM
AAe$40.003/26/2011 9:18:37 AM
MAYBROOK$50.003/26/2011 5:48:14 AM
emosspot$25.003/26/2011 6:07:31 AM
wesleyan$50.003/26/2011 8:12:54 AM
payout-banker4$25.003/26/2011 3:14:39 PM
shur$25.003/26/2011 4:07:41 PM
rhin0cerx$50.003/26/2011 4:08:04 PM
indomitable-dedication$50.003/26/2011 4:08:44 PM
Aleut$25.003/26/2011 4:09:02 PM
DreamsDoComeTrue$100.003/26/2011 4:23:01 PM
rcm87$100.003/26/2011 3:31:19 PM
UT-Longhorn$25.003/26/2011 4:33:11 PM
wise-deal-panda$50.003/26/2011 4:33:18 PM
nletunic$25.003/26/2011 4:35:35 PM
investment-visionary$25.003/26/2011 4:35:45 PM
inventive-wealth2$25.003/26/2011 4:35:51 PM
affluence-tycoon$50.003/26/2011 4:05:45 PM
Cai8899$25.003/26/2011 4:08:08 PM
point-sasquatch$25.003/26/2011 4:08:18 PM
money-bauble$100.003/26/2011 4:08:30 PM
musegaze$100.003/26/2011 4:08:49 PM
108lender$200.003/26/2011 4:09:00 PM
dough-bear$44.553/26/2011 5:23:38 PM
commerce-renewal$100.003/26/2011 5:25:20 PM
agiovasil$25.003/26/2011 5:25:33 PM
Rogesparkguy$25.003/26/2011 5:25:52 PM
radforj22$25.003/26/2011 2:08:03 PM
worthy-bid8$50.003/26/2011 4:25:10 PM
GoodScot$25.003/26/2011 4:25:22 PM
asmithj$26.753/26/2011 4:29:00 PM
missing-link$25.003/26/2011 4:29:16 PM
important-openness1$50.003/26/2011 4:32:32 PM
Rob717171$50.003/26/2011 4:33:02 PM
logical-investment4$25.003/26/2011 4:33:23 PM
Wellman$50.003/26/2011 4:35:34 PM
minddoc$25.003/26/2011 4:35:57 PM
matt_2006$35.003/26/2011 3:09:56 PM
graceful-investment$100.003/26/2011 3:14:05 PM
genius520$100.003/26/2011 3:16:18 PM
sensible-order2$69.593/26/2011 5:24:53 PM
codavee$100.003/26/2011 5:25:17 PM
CSUgrad08$25.003/26/2011 3:58:24 PM
Dubbs360$25.003/26/2011 4:02:46 PM
symbiosis$100.003/26/2011 4:07:33 PM
hopeful-asset9$25.003/26/2011 4:08:15 PM
theincarnatemike$25.003/26/2011 4:09:04 PM
Guerrilla_Man$25.003/27/2011 11:28:48 AM
Caerus$50.003/26/2011 10:27:33 PM
aelending$25.003/26/2011 4:32:47 PM
finance-vault$25.003/26/2011 4:33:09 PM
greenback-amplifier$25.003/26/2011 4:33:15 PM
life-is-great$25.003/26/2011 4:35:15 PM
Comoparklender$50.003/26/2011 4:35:19 PM
DDHMoney$25.003/26/2011 4:35:28 PM
RMB-Investments$50.003/26/2011 4:35:32 PM
thrifty-return$30.003/26/2011 4:35:42 PM
liberty-destiny3$25.003/26/2011 4:35:54 PM
hope-eagle6$25.003/26/2011 4:36:11 PM
investment-comet$25.003/26/2011 5:25:22 PM
debt-force$25.003/26/2011 5:26:17 PM
rvfbroker$25.003/26/2011 5:52:40 PM
noble-marketplace$25.003/27/2011 11:24:26 AM
anton$1,800.003/27/2011 1:30:37 AM
blackstar$25.003/27/2011 8:32:37 AM
191 Investments
 
Borrower Payment Dependent Notes Series 498788
This series of Notes was issued and sold upon the funding of the borrower loan #48216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 12 months Listing End date:  Mar-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1994 Debt/Income ratio: 17%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 8Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 39 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,266Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: reflective-dough913 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need money to live until I catch up
Purpose of loan:
This loan will be used to...Live day to day in warm room.pay minor loans. Need short term money to help me survive

My financial situation:
I am a good candidate for this loan because...I've just finished a divorce and need money. I have good paying job but was stuck was bills because of divorce. I intend to pay all loans in full no matter how I do it.


Monthly net income: $6600
Monthly expenses: $4107
Housing: $0
Insurance: $115
Car expenses: $517
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $725
Other expenses: $2400 Child Support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
marketplace-spark$25.003/21/2011 10:27:48 AM
q4golf$40.293/21/2011 12:21:38 PM
simplelender80$150.003/21/2011 9:03:06 AM
vigilance-searcher$25.003/21/2011 11:07:32 AM
ethicalhumanist$25.003/21/2011 11:16:43 AM
patriot897$25.003/21/2011 9:06:06 AM
charming-dough0$25.003/21/2011 11:50:42 AM
leodaguy$25.003/21/2011 9:06:23 AM
epic-transaction$25.003/21/2011 1:37:52 PM
SkinnyFish$50.003/21/2011 2:17:38 PM
reflective-rupee$100.333/21/2011 10:05:12 AM
Eric_Gagne$1,000.003/21/2011 9:38:16 AM
proper-deal6$50.003/21/2011 1:02:23 PM
Abstract$50.003/21/2011 2:17:50 PM
smilinsam$75.003/21/2011 2:18:38 PM
zotzot$25.443/21/2011 10:13:56 AM
ac787$25.003/21/2011 10:30:27 AM
familyman2008$25.003/21/2011 9:04:20 AM
CA-Lender$100.003/21/2011 11:45:58 AM
investtor$25.003/21/2011 11:46:52 AM
golffish2$50.003/21/2011 9:17:04 AM
goodhearted-basis4$25.003/21/2011 10:28:53 AM
balance-force$25.003/21/2011 10:50:35 AM
squarebob$25.003/21/2011 10:52:27 AM
24 Investments
 
Borrower Payment Dependent Notes Series 499319
This series of Notes was issued and sold upon the funding of the borrower loan #48231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1987 Debt/Income ratio: 14%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,449Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 101%  
   Homeownership: Yes  
Screen name: asset-toro Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vbloan
Purpose of loan: Debt Consolidation
This loan will be used to consolidate my bills

My financial situation:
I am a good candidate for this loan because I have been in a professional management career with a solid fortune 200 company for 20.5 years. I have a solid employment history and future.

Monthly net income: $5400.00
Monthly expenses: $3067.00
Housing: $1100.00
Insurance: $
Car expenses: $128.00
Utilities: $207.00
Phone, cable, internet: $145.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $200.00
Other expenses: $837.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 9:05:21 AM
ac787$32.003/24/2011 10:20:20 AM
parsec9$25.003/24/2011 9:27:56 AM
enriching-fund4$25.003/24/2011 9:28:06 AM
reflective-rupee$1,500.333/24/2011 9:54:08 AM
thankful-nickel2$25.003/24/2011 3:57:20 PM
loanman2007$225.003/24/2011 11:10:03 AM
careful-compassion$25.003/24/2011 11:25:42 AM
econgineer$50.003/24/2011 2:41:49 PM
nimble-nickel$25.003/24/2011 3:01:17 PM
SolarMoonshine$50.003/24/2011 6:05:28 PM
JustMee$25.003/24/2011 12:21:27 PM
SFBank$89.643/24/2011 7:20:50 PM
Eric_Gagne$25.003/24/2011 7:49:19 PM
integrity-doctor$100.003/24/2011 3:40:52 PM
DasMula$37.003/24/2011 4:17:17 PM
gothampark$25.003/25/2011 12:38:59 PM
quick$50.003/25/2011 6:12:47 PM
liberty-thinker$25.003/25/2011 5:16:01 PM
Rogelio48$50.003/25/2011 8:01:14 PM
Mariner3605$500.003/26/2011 12:52:19 PM
AF-Chief$100.003/26/2011 3:25:16 PM
Engineer44$25.003/26/2011 4:16:52 PM
Bob450$25.003/26/2011 4:29:28 PM
first-serene-credit$25.003/26/2011 3:45:05 PM
red-favorable-basis$35.003/26/2011 3:48:41 PM
power-secret-agent$25.003/26/2011 3:50:37 PM
all_of_that_one$35.003/26/2011 4:39:14 PM
glroark$200.003/26/2011 4:40:28 PM
Oak-Parker$25.003/26/2011 4:13:45 PM
the-discrete-income$350.003/26/2011 4:17:59 PM
mgking007$25.003/26/2011 2:37:02 PM
marketplace-meridian$25.003/26/2011 4:30:23 PM
Mariner3605$500.003/26/2011 4:30:58 PM
credit-missile$25.003/26/2011 5:12:05 PM
sincere-balance$25.003/26/2011 3:29:18 PM
openness-confidant$54.023/26/2011 4:02:49 PM
shrewd-income$203.453/26/2011 4:05:08 PM
sfmf$40.003/26/2011 4:21:17 PM
saga9$23.283/26/2011 5:41:18 PM
worldly-money4$200.003/24/2011 9:05:33 AM
dedicated-diversification5$100.003/24/2011 9:28:13 AM
wealth-multiplier$25.003/24/2011 10:39:48 AM
careful-compassion$25.003/24/2011 11:17:50 AM
lendstats_com$200.003/24/2011 12:44:54 PM
DHolly$50.003/24/2011 9:07:08 AM
zjonathan$25.003/24/2011 9:27:41 AM
lloyd_s$25.003/24/2011 9:28:01 AM
wonder3$35.003/24/2011 10:17:46 AM
leverage-monger$25.003/24/2011 11:24:36 AM
EarlyRiser$250.003/24/2011 5:18:15 PM
israel15$25.003/24/2011 9:27:46 AM
asset-professor$25.003/24/2011 9:28:04 AM
golffish2$50.003/24/2011 9:39:21 AM
klend4$25.003/24/2011 9:52:52 AM
credit-missile$100.003/24/2011 10:16:21 AM
competent-p2p$30.003/24/2011 10:20:08 AM
squarebob$25.003/24/2011 10:29:27 AM
top-courteous-peso$37.673/25/2011 2:09:27 AM
magnetic-dedication3$25.003/24/2011 5:22:03 PM
Nerdster1$45.053/24/2011 1:43:50 PM
JGB$58.673/24/2011 3:57:31 PM
erowis$90.003/25/2011 9:42:43 AM
greencat$50.003/25/2011 7:20:18 AM
lendstats_com$100.003/25/2011 1:17:40 PM
spiff666$25.003/25/2011 7:14:51 PM
Whipster$43.153/26/2011 4:20:35 AM
simplelender80$100.003/26/2011 2:23:34 AM
pani5ue$25.003/26/2011 9:57:16 AM
CA-Lender$100.003/26/2011 11:40:14 AM
loss-of-control$300.003/26/2011 10:31:07 AM
wild-orange$50.003/26/2011 1:17:56 PM
RetirementMoney$25.003/26/2011 2:04:12 PM
Astyanax$25.003/26/2011 2:45:25 PM
brightest-dignified-penny$50.003/26/2011 3:54:53 PM
vine99$65.003/26/2011 1:02:32 PM
zotzot$50.443/26/2011 5:17:53 PM
Astyanax$80.003/26/2011 2:45:13 PM
Control$25.003/26/2011 2:55:26 PM
fund-tom-tom6$40.303/26/2011 5:29:11 PM
GCSS$25.003/26/2011 4:23:09 PM
jybank$25.003/26/2011 4:34:48 PM
Byrd24$100.003/26/2011 4:54:54 PM
83 Investments
 
Borrower Payment Dependent Notes Series 500110
This series of Notes was issued and sold upon the funding of the borrower loan #48242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,550.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-30-2011 
Term: 60 months Listing End date:  Mar-31-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $250.90
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2003 Debt/Income ratio: 25%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: bold-wampum-farm Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,250.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Becoming debt free...Finally!
Purpose of loan:
This loan will be used to pay off remaining credit card debt.

My financial situation:
I am a good candidate for this loan because I have a steady income with solid job security as well as a long history of paying all bills on time. I have already paid off one Prosper loan in full (after only one month) because I received a loan with a better rate. That loan has also been paid off. This loan will allow me to pay off 2 remaining credit cards in full.


Monthly net income: $~3100
Monthly expenses: $
Housing: $800
Insurance: $~80
Car expenses: $345
Utilities: $~315
Phone, cable, internet: $225
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How soon WILL you repay this loan? Thanks - RecoveryLender
A: I will work to pay this loan down in ~36 to 48 months by making the normal payments and then adding additional payments when I have additional resources. (Mar-30-2011)
Q: HI, Would you please describe your job a little bit? Thanks, - p2ploan-sensation211
A: I'm a Forensic DNA Analyst for the Illinois State Police. Essentially, I analyze items of evidence involved in homicide and sexual assault cases and testify as a DNA expert in court when needed. (Mar-30-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/30/2011 5:05:12 PM
BradP$25.003/30/2011 6:53:48 PM
thankful-nickel2$25.003/30/2011 7:53:26 PM
erowis$55.003/30/2011 9:08:49 PM
simplelender80$100.003/30/2011 5:06:10 PM
ac787$26.003/30/2011 5:08:53 PM
113121$2,000.003/30/2011 5:22:21 PM
marinbb$50.003/30/2011 6:47:18 PM
p2ploan-sensation211$25.003/30/2011 7:41:19 PM
loanman2007$300.003/31/2011 4:46:31 AM
competent-p2p$27.133/31/2011 7:47:07 AM
worldly-money4$200.003/30/2011 5:05:25 PM
ingenious-deal6$25.003/30/2011 5:05:41 PM
economy-popcorn$25.003/31/2011 5:05:35 AM
melodious-openness$88.373/31/2011 5:38:08 AM
zotzot$25.003/30/2011 6:07:05 PM
CA-Lender$100.003/31/2011 10:24:07 AM
grammaspurse$25.003/31/2011 10:35:15 AM
wirebutterfly$75.003/31/2011 10:49:37 AM
mikeandcat$100.003/31/2011 1:30:05 PM
Moe87$33.513/31/2011 3:37:18 AM
DoctorJoe$25.003/31/2011 4:04:37 AM
MarvintheMartian$25.003/31/2011 6:27:58 AM
tomaswk$174.283/31/2011 6:53:19 AM
LivingInvestments00$30.543/31/2011 9:50:11 AM
brainy-repayment5$100.003/31/2011 10:43:31 AM
113121$3,134.953/31/2011 6:51:53 PM
zotzot$25.003/30/2011 6:07:37 PM
YoungTaxMan$25.003/30/2011 7:06:48 PM
investmentgroup$25.003/30/2011 5:05:57 PM
113121$25.003/30/2011 5:13:18 PM
vutah$25.003/30/2011 5:49:52 PM
squarebob$50.333/30/2011 6:07:02 PM
RecoveryLender$50.003/30/2011 6:47:43 PM
friendinmoney$29.563/31/2011 9:06:21 AM
JustMee$25.003/30/2011 5:30:25 PM
reflective-rupee$1,000.333/30/2011 5:40:34 PM
fairness-atmosphere$25.003/31/2011 3:40:20 PM
credit-missile$125.003/30/2011 11:17:52 PM
loss-of-control$100.003/31/2011 4:31:35 PM
drcoop$25.003/31/2011 1:38:13 AM
genuine-integrity0$25.003/31/2011 3:49:37 PM
onecooldrink$25.003/31/2011 8:52:24 AM
1-HARD-HEAD$100.003/31/2011 4:45:27 PM
44 Investments
 
Borrower Payment Dependent Notes Series 497430
This series of Notes was issued and sold upon the funding of the borrower loan #48228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $402.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 23 / 18Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 42 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,839Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: historic-investment Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
beachlady
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income:10000.
Monthly expenses: $
Housing: $3400
Insurance: $
Car expenses: $670
Utilities: $250.
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/16/2011 9:04:19 AM
Jack55304$125.003/16/2011 9:17:11 AM
reflective-rupee$750.333/16/2011 10:01:09 AM
suave-dime6$25.003/16/2011 9:07:32 AM
JustMee$25.003/16/2011 9:08:44 AM
sensational-worth7$50.003/17/2011 1:42:24 PM
tnjohnso$25.003/17/2011 9:17:10 PM
joyful-power9$50.003/18/2011 12:23:30 PM
w3alter$100.003/19/2011 4:52:22 PM
ivy-league-MBA$25.003/23/2011 10:40:49 AM
EarlyRiser$250.003/24/2011 9:47:01 AM
benjamins-utopia$100.003/24/2011 11:48:48 AM
marketplace-meridian$25.003/23/2011 11:14:50 PM
credit-sycamore4$100.003/25/2011 8:48:26 AM
kind-adventurous-finance$50.003/25/2011 4:27:59 PM
mcgovern2024$50.003/25/2011 10:56:16 AM
dollar-cherry6$100.003/25/2011 9:33:53 AM
robot777$25.003/25/2011 6:41:55 PM
kingpin1$50.003/25/2011 6:50:50 PM
vishal29$25.003/25/2011 10:57:41 PM
excellent-loan8$25.003/25/2011 6:55:24 PM
Mariner3605$25.003/25/2011 7:12:02 PM
Yomain$150.003/25/2011 8:13:11 PM
NYCFinancier$25.003/25/2011 5:45:33 PM
loanman2007$50.003/26/2011 6:58:24 AM
DasMula$57.003/25/2011 8:05:17 PM
wesleyan$50.003/26/2011 8:13:06 AM
worldly-money4$350.003/26/2011 8:33:40 AM
kc8fot$50.003/26/2011 9:29:04 AM
thomas16882004$25.003/25/2011 10:21:47 PM
2grindstones$25.003/26/2011 11:08:32 AM
invest-in-ed$150.003/26/2011 11:25:29 AM
vegibenz$50.003/26/2011 11:44:48 AM
drkosh$25.003/26/2011 8:16:14 AM
repaymeplease$25.003/26/2011 3:37:54 AM
astute-investment5$25.003/26/2011 10:45:20 AM
reward-cosmos$25.003/26/2011 12:39:22 PM
jasonrun$25.003/26/2011 7:09:46 AM
wealth-competitor$25.003/26/2011 12:05:04 PM
Helenska11$50.003/26/2011 9:13:43 AM
vigorous-velocity$100.003/26/2011 9:46:40 AM
autonomous-truth$100.003/26/2011 1:11:18 PM
loanman2007$25.003/26/2011 1:18:38 PM
red-favorable-basis$30.003/26/2011 11:00:54 AM
first-serene-credit$25.003/26/2011 3:32:57 PM
sjo1984111$33.003/26/2011 3:47:43 PM
hitsman$50.003/26/2011 11:47:54 AM
credit-observatory$25.003/26/2011 12:35:38 PM
wise-natural-return$25.003/26/2011 1:03:31 PM
glroark$100.003/26/2011 4:39:49 PM
AF-Chief$50.003/26/2011 4:09:31 PM
sfmf$40.003/26/2011 4:17:05 PM
grnii78$75.003/26/2011 6:01:55 PM
credit-missile$75.003/26/2011 5:15:14 PM
micko$25.003/26/2011 9:08:24 PM
imoutdoorsy$25.003/26/2011 10:03:44 PM
svandgts$200.003/26/2011 10:28:22 PM
FinanceEngine$30.003/26/2011 11:01:16 PM
pious-gold$28.683/26/2011 11:25:36 PM
frclmym$25.003/27/2011 3:33:42 AM
dreemin$100.003/27/2011 3:45:13 AM
Weaverville$50.003/26/2011 6:34:00 PM
Peterman$31.753/26/2011 6:46:20 PM
intrepid-loot$25.003/26/2011 7:07:58 PM
ideal-platinum1$50.003/27/2011 1:31:34 AM
alphabet76$25.003/27/2011 3:03:38 AM
gentle-coin$25.003/26/2011 8:36:19 PM
lender168$200.003/26/2011 10:16:09 PM
wild-orange$75.003/27/2011 3:44:14 AM
dreemin$50.003/27/2011 3:50:10 AM
simplelender80$100.003/16/2011 9:04:28 AM
CA-Lender$100.003/16/2011 9:11:29 AM
leodaguy$25.003/16/2011 9:14:19 AM
worldly-money4$150.003/16/2011 9:08:15 AM
patriot897$25.003/16/2011 9:09:06 AM
Malkial$25.003/16/2011 9:31:32 AM
transformer855$25.003/16/2011 3:35:20 PM
wbahl$25.003/16/2011 8:11:23 PM
leverage-monger$75.003/17/2011 8:22:30 AM
SecondChanceLendingSERV$25.003/17/2011 10:06:36 AM
competent-p2p$30.003/18/2011 7:05:10 PM
PRGuyinVA$25.003/18/2011 2:47:48 PM
economy-producer$25.003/19/2011 9:58:34 AM
top-courteous-peso$75.003/19/2011 11:35:21 PM
d_grbg$30.373/22/2011 2:17:28 AM
zippy-interest$25.003/22/2011 7:16:38 PM
bid-czar8$50.003/23/2011 3:09:29 AM
well-mannered-income3$60.003/23/2011 6:04:31 PM
point-kitten6$50.003/23/2011 8:38:49 PM
reward-adventure$50.003/23/2011 12:48:16 PM
finance-prescription$50.003/24/2011 5:33:21 AM
burrito6$25.003/24/2011 8:30:39 AM
hope-hickory$50.003/25/2011 6:27:36 PM
Oak-Parker$25.003/25/2011 6:46:27 PM
money-fort$35.003/25/2011 7:28:32 PM
mgking007$25.003/25/2011 5:33:19 PM
C2Banking$100.003/25/2011 9:34:05 PM
loss-of-control$200.003/25/2011 7:01:39 PM
gunderstone$50.003/25/2011 8:17:51 PM
WindsorFunds$100.003/26/2011 7:03:38 AM
wwwUniversal$25.003/26/2011 3:21:09 AM
pani5ue$25.003/26/2011 8:11:24 AM
witty-openness$25.003/26/2011 4:22:58 AM
GElender$25.003/26/2011 6:27:51 AM
mercuriant$25.003/26/2011 4:53:03 AM
wild-orange$25.003/26/2011 1:05:11 PM
new-dedication-travels$25.003/26/2011 2:10:12 PM
cjames84$25.003/26/2011 9:03:39 AM
novice-speculator$25.003/26/2011 9:16:36 AM
Ocean713$50.003/26/2011 3:10:29 PM
vest_vortex$25.003/26/2011 10:03:15 AM
Gibbyland$100.003/26/2011 1:17:53 PM
Engineer44$25.003/26/2011 4:03:38 PM
orange-pound-party$30.003/26/2011 6:09:57 PM
the-dollar-topper$100.003/26/2011 2:43:04 PM
thelovebug$100.003/26/2011 4:37:31 PM
Bob450$25.003/26/2011 5:23:31 PM
whatreality$41.343/27/2011 1:33:16 AM
AlfinityBank25$25.003/27/2011 3:43:10 AM
rcm87$100.003/26/2011 6:34:28 PM
melodious-openness$1,082.533/27/2011 4:46:13 AM
draggon77$25.003/26/2011 6:57:54 PM
important-openness1$65.003/26/2011 7:43:54 PM
lender168$100.003/26/2011 10:10:41 PM
Pitufo$50.003/26/2011 10:22:06 PM
handshake5$100.003/26/2011 4:52:40 PM
tech310$50.003/26/2011 6:33:40 PM
jcjdingdong$50.003/26/2011 10:22:05 PM
platinum-scientist9$100.003/27/2011 12:17:12 AM
anton$900.003/27/2011 1:14:39 AM
ASR3$50.003/27/2011 4:26:06 AM
131 Investments
 
Borrower Payment Dependent Notes Series 497734
This series of Notes was issued and sold upon the funding of the borrower loan #48259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1988 Debt/Income ratio: 12%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:22y 1m
Amount delinquent: $0 Total credit lines: 33 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $86,354Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: sunny-community1 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Chase
Pupose, this loan will be used to pay off a High interest credit card, my debt to income ratio is good and I'm looking to lower my interest expenses with this loan.

I have never defaulted on any loan and have a good credit score.

I have stable employmnet as a pilot and as a Mortgage Consulatnt both W-2 jobs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
blot44$25.003/13/2011 12:01:52 PM
efficient-treasure0$25.003/13/2011 12:02:10 PM
KWarrior$50.003/13/2011 12:03:24 PM
exact-gold2$50.003/13/2011 12:06:23 PM
kyomoon$50.003/13/2011 12:03:22 PM
TikPmp1$100.003/13/2011 12:03:28 PM
Fonthill$100.003/13/2011 12:03:39 PM
Tech-Entrepreneur$25.003/13/2011 12:04:02 PM
power-companion7$100.003/13/2011 12:05:42 PM
zotzot$50.113/13/2011 12:27:16 PM
a-exponential-hope$25.003/13/2011 12:01:50 PM
minista$25.003/13/2011 12:05:30 PM
samo102us$25.003/14/2011 7:41:28 AM
emo13$100.003/13/2011 4:22:30 PM
RandomMonkey$25.003/13/2011 8:51:37 PM
thankful-nickel2$25.003/13/2011 9:18:19 PM
Digs$25.003/14/2011 7:41:25 AM
worthy-bid8$50.003/14/2011 5:52:57 PM
CA-Lender$25.003/14/2011 6:04:18 PM
Tylerh$100.003/14/2011 5:58:59 PM
Dollars4Rent$50.003/15/2011 1:28:23 AM
patriot897$50.003/15/2011 11:11:00 AM
Hanalei712$50.003/15/2011 9:37:15 AM
bobby5832708$50.003/15/2011 6:26:48 PM
HHP$25.003/16/2011 9:35:30 AM
wbahl$25.003/16/2011 8:08:19 PM
Preteur$25.003/16/2011 6:32:29 PM
evnagelist$50.003/16/2011 6:48:35 PM
currency-persimmon$100.003/17/2011 9:37:11 AM
SBT$75.003/19/2011 9:43:12 AM
wwwUniversal$25.003/20/2011 12:28:18 PM
leeball$50.003/20/2011 2:31:15 PM
gemoscar$50.003/20/2011 12:17:54 PM
Interstate_Rate$250.003/21/2011 9:54:41 AM
Woodworker57$25.003/21/2011 5:56:14 PM
smilinsam$50.003/21/2011 2:13:14 PM
ScionAltera$25.003/21/2011 5:16:31 PM
octoberfresh$30.003/22/2011 8:51:05 AM
toronado$100.003/21/2011 7:12:52 PM
kindness-dessert$25.003/22/2011 9:34:01 AM
order-promise2$25.003/22/2011 9:46:50 AM
authoritative-capital$100.003/22/2011 9:53:09 AM
guybyny$50.003/22/2011 9:57:02 AM
fascinating-social422$100.003/22/2011 4:59:46 PM
Castellan$50.003/22/2011 9:16:14 AM
cash-professor$50.003/22/2011 7:42:11 PM
syounker$25.003/22/2011 6:42:16 PM
Mint_Man$50.003/22/2011 6:53:53 PM
currency-persimmon$100.003/23/2011 4:50:18 PM
Railbird$48.303/24/2011 2:02:18 AM
GodzillaLending$25.003/24/2011 2:25:48 AM
benjamins-utopia$100.003/24/2011 11:48:02 AM
kgchis$50.003/24/2011 7:31:45 AM
wise-agile-investment$25.003/24/2011 9:10:38 PM
jscope$25.003/24/2011 3:59:03 PM
ac787$25.003/24/2011 5:16:29 PM
proud-silver0$59.003/25/2011 4:42:35 AM
djs81$25.003/24/2011 8:12:32 PM
Binan$25.003/25/2011 9:13:56 AM
Zoramite$25.003/25/2011 9:35:37 AM
peb44$25.003/25/2011 2:01:29 AM
sci_guy$25.003/25/2011 10:37:41 AM
moneytolend72$25.003/25/2011 10:38:31 AM
cropdust3r$25.003/25/2011 8:39:06 AM
squarebob$25.003/25/2011 6:07:43 PM
Oak-Parker$26.003/25/2011 6:38:39 PM
excellent-loan8$25.003/25/2011 6:50:41 PM
availableloan$25.003/25/2011 6:55:42 PM
toronado$50.003/25/2011 7:34:54 PM
Yomain$100.003/25/2011 8:13:57 PM
careful-return0$25.003/25/2011 9:12:19 PM
Namrok$25.003/25/2011 12:57:29 PM
gopbernie$25.003/25/2011 2:47:33 PM
heroic-payout9$25.003/25/2011 3:29:55 PM
nickel-ferret$50.003/25/2011 5:55:31 PM
robertmm25$60.003/25/2011 10:30:30 PM
zotzot$50.883/25/2011 6:07:41 PM
squarebob$25.343/25/2011 6:08:26 PM
alpinaut$25.003/26/2011 1:46:16 AM
Ripsaw4U$35.703/26/2011 2:05:18 AM
fantastic-truth3$100.003/26/2011 2:10:50 AM
kublai$700.003/25/2011 8:11:02 PM
slartibardfast$25.003/26/2011 3:04:14 AM
nimble-openness1$200.003/25/2011 8:33:26 PM
friendly-worth3$50.003/25/2011 5:57:27 PM
sandeepPR$25.003/25/2011 10:27:49 PM
hope-hickory$50.003/25/2011 6:13:12 PM
benefit-trident$25.003/26/2011 5:29:16 AM
loan-kung-fu$1,000.003/26/2011 5:44:36 AM
RockCrown$25.003/26/2011 2:39:18 AM
a-restless-dollar$50.003/25/2011 9:02:16 PM
theskippy$28.253/25/2011 10:38:41 PM
Ricajote$25.003/26/2011 5:21:26 AM
loan-kung-fu$656.003/26/2011 5:52:05 AM
power-secret-agent$25.003/25/2011 11:49:08 PM
ujiba$33.853/26/2011 1:57:49 AM
CASHGIRL$25.003/26/2011 2:04:52 AM
adhawan325$25.003/26/2011 2:06:16 AM
NMGbank$25.003/26/2011 2:45:07 AM
benefit-ruler$25.003/26/2011 3:10:00 AM
intrepid-loot$50.003/26/2011 4:32:02 AM
LianaB$200.003/26/2011 5:43:56 AM
community-pipeline$25.003/13/2011 12:03:26 PM
meux99$25.003/13/2011 12:03:31 PM
kenji4861$50.003/13/2011 12:01:57 PM
DukSerduk$25.003/13/2011 12:02:44 PM
kind-resolute-dough$100.003/13/2011 12:03:27 PM
fantastic-openness$100.003/13/2011 12:03:38 PM
davisfl$100.003/14/2011 7:55:09 AM
cello1$25.003/14/2011 7:41:34 AM
axl163$25.003/14/2011 7:43:45 AM
PThor$25.003/14/2011 7:44:49 AM
macgeek$25.003/14/2011 1:32:45 PM
secundus$25.003/14/2011 6:56:40 PM
reflective-rupee$25.333/14/2011 9:15:41 PM
cptproton$50.003/15/2011 5:19:48 PM
NighthawkFoo$50.003/15/2011 1:37:46 PM
Tom579$50.003/16/2011 2:24:13 AM
tenacious-compassion9$25.003/16/2011 6:48:28 PM
Emgolda$25.003/17/2011 9:56:34 AM
Bank42$100.003/17/2011 4:22:02 PM
loaninvesting$25.003/17/2011 11:12:32 AM
a-versatile-power$25.003/18/2011 6:05:25 AM
eronyc$50.003/18/2011 11:46:29 AM
Supernick$50.003/19/2011 9:43:05 AM
panegryst$50.003/18/2011 11:37:00 PM
Marathoner$25.003/20/2011 12:19:07 PM
logical-reward8$25.003/20/2011 3:21:01 AM
life-is-great$25.003/21/2011 9:55:40 AM
impartial-deal$25.003/21/2011 10:34:10 AM
bigballer105$100.003/21/2011 9:54:16 AM
BiggestG$25.003/21/2011 9:57:01 AM
mrpowers5531$25.003/21/2011 10:42:56 AM
dharma1$25.003/21/2011 9:57:20 AM
mistertao$25.003/22/2011 1:51:09 AM
damage$25.003/21/2011 6:41:09 PM
Boxhead$25.003/22/2011 8:43:12 AM
radforj22$50.003/22/2011 6:36:31 AM
windfall46$25.003/22/2011 2:44:31 PM
dwilson443$50.003/22/2011 1:36:01 PM
important-ore$100.003/22/2011 9:15:28 AM
Algernon$25.003/22/2011 9:49:13 AM
intrepid-loot$75.003/22/2011 10:27:32 PM
elbastador$25.003/23/2011 4:07:53 PM
BabyLender$25.003/23/2011 10:55:39 AM
prashgig$50.003/23/2011 2:32:38 PM
Westerly$50.003/23/2011 8:02:31 PM
dumbass$25.003/23/2011 11:48:22 PM
rjleves$50.003/24/2011 10:47:45 AM
nuclearmoose$25.003/23/2011 8:37:59 PM
MoonMama$25.003/24/2011 11:58:48 AM
debhasnolife$100.003/24/2011 12:13:38 PM
Jakono$35.003/24/2011 8:12:01 PM
thedoctor$37.373/25/2011 1:14:26 AM
surfsider123$25.003/24/2011 10:46:30 AM
power-mad-scientist$25.003/24/2011 11:52:44 AM
seabass123$25.003/24/2011 11:19:37 PM
a-responsible-return$100.003/24/2011 3:57:37 PM
velocity-solo$25.003/24/2011 3:59:18 PM
johannesfactotum$35.003/25/2011 9:44:57 AM
roadtruck$50.003/25/2011 2:42:35 PM
SourDoughSteve$25.003/25/2011 9:37:23 AM
benefit-ruler$25.003/25/2011 9:49:18 AM
vishal29$25.003/25/2011 5:42:07 PM
kanewna$100.003/25/2011 9:35:12 AM
best-generosity-financier$25.003/25/2011 7:11:58 PM
rcj1411$124.343/25/2011 7:13:04 PM
gunderstone$100.003/25/2011 8:11:32 PM
Steveoo1$50.003/25/2011 9:00:46 PM
hookUup$25.003/25/2011 9:21:29 PM
CA-Lender$75.003/25/2011 1:05:08 PM
dealmaster$150.003/25/2011 9:40:34 PM
socal-lender$25.003/25/2011 5:44:32 PM
penny-finder$25.003/25/2011 10:47:04 PM
kind-adventurous-finance$100.003/25/2011 4:25:09 PM
hookUup$25.003/25/2011 6:34:57 PM
payout-detective7$50.003/25/2011 6:41:47 PM
lostperception$25.003/25/2011 6:56:36 PM
Mariner3605$300.003/25/2011 7:04:19 PM
Mantis75$25.003/26/2011 2:30:46 AM
BankofQ$100.003/25/2011 8:00:01 PM
Aridus$50.003/25/2011 5:58:06 PM
quick$50.003/25/2011 6:27:54 PM
knothead$25.003/26/2011 2:29:08 AM
invincible-silver4$25.003/25/2011 7:13:09 PM
Bieling$25.003/25/2011 8:17:57 PM
cash-merry-maker$25.003/26/2011 3:42:55 AM
inspired-investment8$89.533/26/2011 3:48:58 AM
fairness-raker5$150.003/25/2011 10:00:52 PM
imlosttoo$50.003/26/2011 4:56:31 AM
gazer8$25.003/25/2011 10:07:15 PM
steely_dan34$25.003/26/2011 1:57:30 AM
phillipd48$25.003/26/2011 3:03:56 AM
degster$25.003/26/2011 3:10:02 AM
cbivitz$350.003/26/2011 5:18:34 AM
195 Investments
 
Borrower Payment Dependent Notes Series 498252
This series of Notes was issued and sold upon the funding of the borrower loan #48260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2005 Debt/Income ratio: 28%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,222Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: elevated-auction5 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt. I am looking to get rid of all of our credit cards except 1. I am tired of paying these separte monthly high rates every month. I want to make it one payment
My financial situation: Wildfire Credit Union
I am a good candidate for this loan because we are working very hard to improve our credit and we don't want to do anything to jepordize it.
My wife isn't on this loan, but she brings in an income as well.

Monthly net income: Approx. 3,200 sometimes more, depending on overtime.
Monthly expenses:
Housing: $ 807.00
Insurance: $ 130.00
Car expenses: $ 511.00 We just got this car. Utilities: $220.00 in winter 80.00 summer
Phone, cable, internet: $120.00
Food, entertainment: $ 200.
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 375.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: We only have a 1st mortgage. I believe we owe Approx. 95,000. I am not sure what 2nd/heloc is unless that is referring to a 2nd mortgage, if so there is no second mortgage. I checked with zillow.com and there are only 5 house's for sale in my area, only 2 of them are within a 3 mile radius and neither where good comparables at all. I will tell you, that 2yrs ago when we remortgaged to reduce our interest rate it appraised at 103,000 (Mar-18-2011)
Q: Please publish a listing of account credit card debts for EACH of your current loans/debt/credit cards. (examples - Amex Card $1500 @ 29%, payday loan $5000 @ 69%, etc ...). No need to list any private information - Thanks! - Been_There_Owed_That
A: I peronally have 2; 1st premier visa card, I owe aprox. 225.00 GE money card, which I owe about 960.00. @ 0% for 12 mo. Which we plann to pay off before interest kicks in. My wife Has; Capital one 437.00 @19.92% First Premier 225.00 @20.15% Continental Finance 631.00 @ 22.09% Orchard Bank 173.00 @ 0% for 12 mo. GE Money 960.00 @ 0% for 12mo. -We also have a personal loan for approx. 7000 still owing @ 6.5% We also have a personal debit we want to take care of for 1300 (Mar-25-2011)
Q: The loan from propser will be at a higher rate than any of the credit cards you listed. How will consolidating lower rate cards into a single higher rate loan help your financial situation? - razor783
A: I answered this question, not sure what happened. Anyway, my wife and I have 2 First Premier Bank cards that not only charge a HIGH monthly interest rate they also charge large fee's which some are hidden and some are not. If you look up the info about this card on line, you will see what I am talking about. We also have 2 GE money cards that will go up to 29.9% as well as other cards. that I listed in another question. They don't give enough room for answers for quesitons sorry short in detail (Mar-30-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$50.003/17/2011 5:09:32 PM
favorite-commerce$50.003/17/2011 8:46:43 PM
direct-social3$25.003/17/2011 10:22:59 PM
Kash2010lu$56.003/17/2011 5:10:13 PM
loanman2007$25.003/18/2011 9:40:23 AM
marinbb$25.003/18/2011 10:22:15 AM
Danjack_Capital$25.003/18/2011 10:37:25 AM
scappellee$50.003/18/2011 2:18:58 PM
thankful-nickel2$25.003/18/2011 8:21:47 PM
justasoldier$50.003/21/2011 8:42:48 PM
taetrade$25.003/23/2011 5:58:01 AM
850$50.003/22/2011 11:21:04 PM
zotzot$25.443/24/2011 6:41:57 PM
w3alter$100.003/25/2011 9:19:23 AM
CA-Lender$50.003/25/2011 1:03:42 PM
seineil$50.003/26/2011 6:28:34 PM
Sudoku$60.573/27/2011 6:44:06 AM
2grindstones$25.003/27/2011 3:59:21 PM
Phatt-Daddy$50.003/27/2011 5:08:46 PM
riverflow$30.843/28/2011 1:53:35 PM
ethicalhumanist$25.003/28/2011 7:01:00 PM
dws2380$25.003/28/2011 7:31:16 PM
commerce-stronghold$50.003/30/2011 5:54:34 AM
JDWCARD$65.583/30/2011 6:58:40 AM
transparency-grasshopper$25.003/29/2011 5:31:13 PM
HR_Capital$50.003/30/2011 1:01:26 PM
droopie1$25.003/30/2011 10:11:45 AM
aks12$25.003/30/2011 7:48:43 AM
druidpoet$25.003/30/2011 1:57:04 PM
EretzCapital$50.003/30/2011 3:25:17 PM
himistu22$25.003/30/2011 2:09:28 PM
fuzed$75.003/30/2011 3:54:41 PM
leverage-ectasy$25.003/30/2011 4:53:17 PM
JauaFlash$25.003/30/2011 6:10:50 PM
worldly-money4$100.003/17/2011 5:07:59 PM
jwsun90$50.663/18/2011 12:44:53 AM
worldly-money4$1,000.003/18/2011 8:44:07 AM
KMB78$25.003/18/2011 9:32:08 AM
intrepid-loot$25.003/22/2011 10:19:15 PM
Rogelio48$25.003/23/2011 8:54:14 AM
Astounding$25.003/24/2011 7:17:22 AM
pioneer580$50.003/23/2011 9:17:28 PM
competent-p2p$25.003/24/2011 1:24:30 PM
lendstats_com$200.003/25/2011 12:55:27 PM
lean-ore9$25.003/25/2011 10:23:05 AM
investment-habanero8$50.003/25/2011 8:03:02 PM
aquistoyraul$25.003/26/2011 8:56:55 AM
Sudoku$50.003/27/2011 7:00:52 AM
dynamic-capital$25.003/27/2011 10:09:33 PM
SV-AZ$25.003/27/2011 6:14:43 PM
Astyanax$45.003/28/2011 6:11:24 PM
terrific-p2ploan$25.003/29/2011 9:45:46 AM
payout-bridge$200.003/29/2011 6:27:02 PM
OLYVRC$25.003/29/2011 3:39:40 PM
Lubava$25.003/30/2011 5:06:14 AM
Lubava$25.003/30/2011 5:08:00 AM
JPMorrisLegacyFund$190.313/30/2011 2:44:03 AM
awesome-silver$86.043/30/2011 1:16:49 PM
trade-elm$30.003/30/2011 2:06:48 PM
vigilance-spinner3$25.003/30/2011 10:13:29 AM
Galt_Capitalist$209.563/30/2011 6:56:48 PM
goodhearted-finance2$25.003/30/2011 4:29:55 PM
62 Investments
 
Borrower Payment Dependent Notes Series 498412
This series of Notes was issued and sold upon the funding of the borrower loan #48262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2000 Debt/Income ratio: 34%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,297Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: well-rounded-payout1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to payoff credit cards
Purpose of loan: Need to pay off credit cards and loans
This loan will be used to...Pay off credit cards and payday loan in one payment.

My financial situation: To find out of payoff these high A.P.R's rate to these credit cards and have extra money for savings
I am a good candidate for this loan because...I work in retail for 8 years. I know i can payoff loan if i can make one payment a month and save money for my future and savings.

Monthly net income: $16,200
Monthly expenses: $
Housing: $400.00 rent
Insurance: $0.00
Car expenses: $0.00
Utilities: $134.00
Phone, cable, internet: $80.00
Food, entertainment: $45.00
Clothing, household expenses: $0.00
Credit cards and other loans: $456.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A: I will pay it off sooner than 36 months as soon I see extra income coming along in my debt. (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/17/2011 9:01:46 AM
Jack55304$125.003/17/2011 9:07:31 AM
Gibbyland$100.003/17/2011 9:12:03 AM
commerce-renewal$100.003/17/2011 9:12:58 AM
get30inc$50.003/17/2011 12:11:20 PM
gulch$50.003/17/2011 11:26:31 AM
suave-dime6$25.003/17/2011 9:05:06 AM
patriot897$25.003/17/2011 9:06:09 AM
courteous-kindness1$25.003/17/2011 9:09:29 AM
desertoasis$35.003/17/2011 9:38:45 AM
feedpaulyfaster$25.003/17/2011 3:55:05 PM
kulender$50.003/17/2011 4:12:03 PM
larryboy10$25.003/17/2011 7:44:23 PM
larryboy10$25.003/17/2011 7:58:19 PM
justasoldier$35.003/21/2011 8:45:26 PM
zippy-interest$25.003/22/2011 7:17:11 PM
hektek22$600.003/23/2011 10:19:48 AM
benjamins-utopia$100.003/24/2011 11:48:58 AM
credit-sycamore4$100.003/25/2011 8:49:26 AM
saxaphone6$25.003/25/2011 10:42:36 PM
Rashanir$30.883/26/2011 1:36:16 AM
melodious-openness$200.003/26/2011 4:32:49 AM
moola-tulip1$25.003/25/2011 6:40:06 PM
ethicalhumanist$25.003/25/2011 7:27:02 PM
wesleyan$50.003/26/2011 8:13:18 AM
reflective-rupee$400.333/26/2011 3:51:47 AM
RetirementMoney$25.003/26/2011 10:28:30 AM
Tiffies3$33.003/26/2011 11:03:00 AM
Helenska11$150.003/26/2011 9:21:33 AM
astute-investment5$25.003/26/2011 10:46:38 AM
Sapphicat$86.473/26/2011 12:34:06 PM
sweetlan$25.003/26/2011 11:58:32 AM
moneysong$500.003/26/2011 7:44:28 AM
mummey$120.003/26/2011 12:06:15 PM
kendallv$50.003/26/2011 7:52:16 AM
wealth-competitor$25.003/26/2011 12:08:29 PM
aquistoyraul$25.003/26/2011 8:56:04 AM
gothampark$25.003/26/2011 10:00:24 AM
2grindstones$25.003/26/2011 11:10:49 AM
mcgovern2024$25.003/26/2011 11:15:25 AM
zotzot$25.443/26/2011 12:27:06 PM
autonomous-truth$128.153/26/2011 12:55:57 PM
CA-Lender$100.003/17/2011 9:06:17 AM
cash-raccoon$25.003/17/2011 9:12:14 AM
purpledog18$50.003/17/2011 9:12:52 AM
Searlzy$25.003/17/2011 9:32:23 AM
ingenious-deal6$25.003/17/2011 9:02:49 AM
asset-equilibrium0$50.003/17/2011 11:26:28 AM
leodaguy$25.003/17/2011 9:07:13 AM
asset-professor$25.003/17/2011 11:27:03 AM
ryclsun$50.003/17/2011 9:12:54 AM
imoutdoorsy$25.003/17/2011 9:48:31 AM
techs$25.003/17/2011 3:36:32 PM
bright-exchange$25.003/17/2011 11:17:41 AM
Artist_Blue$25.003/17/2011 12:02:03 PM
worldly-money4$100.003/17/2011 9:04:27 AM
wbahl$25.003/17/2011 9:09:12 AM
Bob450$25.003/17/2011 11:27:35 AM
worldly-money4$1,000.003/18/2011 8:43:58 AM
scappellee$50.003/18/2011 2:29:17 PM
economy-producer$25.003/19/2011 9:59:10 AM
w3alter$100.003/19/2011 4:52:47 PM
money-surge1$44.473/21/2011 7:11:36 AM
bid-czar8$50.003/23/2011 3:09:54 AM
burrito6$25.003/24/2011 8:31:01 AM
finance-prescription$50.003/24/2011 5:33:35 AM
competent-p2p$30.003/24/2011 1:26:00 PM
CashFlow13$500.003/25/2011 5:56:08 PM
kind-adventurous-finance$50.003/25/2011 4:28:11 PM
wattboy$200.003/25/2011 6:50:11 PM
treasure-singularity$50.003/25/2011 10:07:33 PM
visionary-asset5$50.003/25/2011 10:51:10 PM
cjames84$25.003/26/2011 9:08:20 AM
szetheli$100.003/26/2011 9:23:16 AM
bassman46$100.003/26/2011 9:45:34 AM
symbiosis$25.003/26/2011 10:02:37 AM
order-bee1$25.003/25/2011 11:41:41 PM
GElender$25.003/26/2011 6:12:07 AM
investment-habanero8$100.003/26/2011 7:16:51 AM
supreme-hope$25.003/26/2011 7:37:15 AM
mercuriant$25.003/26/2011 4:53:13 AM
0OPS$25.003/26/2011 5:08:23 AM
macotra4$36.003/26/2011 10:48:04 AM
ddoneday$45.263/26/2011 11:35:23 AM
S-Master$50.003/26/2011 9:31:42 AM
piano55$25.003/26/2011 12:36:53 PM
cbivitz$200.003/26/2011 10:17:40 AM
hitsman$50.003/26/2011 11:48:00 AM
Mariner3605$50.003/26/2011 12:04:18 PM
89 Investments
 
Borrower Payment Dependent Notes Series 498772
This series of Notes was issued and sold upon the funding of the borrower loan #48254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2005 Debt/Income ratio: 8%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,417Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: kind-p2p-turtle Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please help out to lower rate
Purpose of loan:
This loan will be used to pay credit debit.

My financial situation:
I am a good candidate for this loan because...

All the following items are counted by family:
Monthly net income: $ 5668
Monthly expenses: $ 4633

$4300 can be splited into:
Housing: $1300
Insurance: $483
Car expenses: $200
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $1400
Clothing, household expenses: $400
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Hi, My outstanding is $9132.34. Among the total outstanding,$2000 0% APR, and the rest are either 19.99% or 29.99$ APR. Min monthly payment totally is $338.18, I already pay more than minimum. Thanks for helping out! I thought I answer the questions on the same day you posted. Somehow it wasn't. (Mar-24-2011)
Q: Could you please list your current outstanding credit card balances and rates? Thank you. - Reddy_Capital
A: Hi, My outstanding is $9132.34. Among the total outstanding,$2000 0% APR, and the rest are 19.99% or 29.99$ APR. Min monthly payment totally is $338.18, I already pay more than minimum. Thanks for helping out! I thought I answer the questions on the same day you posted. Somehow it wasn't. (Mar-24-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
commerce-yeller$30.003/20/2011 12:01:29 PM
simplelender80$100.003/20/2011 12:02:18 PM
jpblan11$25.003/20/2011 3:20:26 PM
loyalty-sherpa$25.003/20/2011 12:04:46 PM
vutah$25.003/20/2011 9:06:53 PM
B-rad_the_Coug$25.003/20/2011 10:06:07 PM
ac787$34.003/20/2011 1:34:40 PM
Dutchhunter$50.003/21/2011 8:52:10 AM
Mav26$45.003/20/2011 7:41:48 PM
spiff666$25.003/20/2011 2:14:25 PM
thankful-nickel2$50.003/20/2011 4:09:12 PM
SolarMoonshine$25.003/20/2011 5:23:31 PM
transformer855$25.003/20/2011 9:09:53 PM
JustMee$25.003/21/2011 1:35:30 AM
Havana21$25.003/22/2011 2:00:28 AM
GElender$50.003/22/2011 6:11:29 AM
QsDad$25.003/21/2011 4:35:37 PM
LendingSingularity$65.003/21/2011 9:58:54 PM
euro-trumpet$25.003/22/2011 6:48:04 PM
zippy-interest$25.003/22/2011 7:14:45 PM
P2P4me$100.003/23/2011 6:43:39 AM
Sol_Invictus$25.003/23/2011 12:15:27 PM
Peterman$25.003/23/2011 12:01:38 PM
Techne_Funds_LLC$25.003/23/2011 4:02:37 PM
efficient-treasure0$25.003/24/2011 7:15:55 AM
newest-funds-powerplant$50.003/24/2011 5:56:24 PM
indomitable-coin$25.003/24/2011 7:42:49 PM
BAEVentures$25.003/24/2011 11:38:19 PM
radforj22$25.003/25/2011 4:21:54 PM
kind-adventurous-finance$75.003/25/2011 4:24:53 PM
Kyileo$25.003/26/2011 12:22:29 PM
HamachiMan$50.003/26/2011 12:22:28 PM
helgeboy$50.003/26/2011 6:19:35 PM
gogrannygo$25.003/26/2011 3:04:45 PM
brainy-deal$25.003/26/2011 5:21:11 PM
C_Mark$50.003/26/2011 6:21:10 PM
LoanerPrincipal$25.003/26/2011 6:34:14 PM
Chewbaca$25.003/26/2011 7:34:49 PM
investment-cluster$40.003/26/2011 6:56:08 PM
money-bauble$100.003/27/2011 11:05:48 AM
schnippy$25.003/28/2011 9:57:27 AM
penny-finder$35.003/28/2011 4:35:05 PM
loot-heart$25.003/28/2011 11:04:16 AM
Rick21$50.003/28/2011 9:33:23 PM
ghinga$25.003/29/2011 4:46:14 AM
power-mad-scientist$25.003/29/2011 1:44:19 PM
aimm$25.003/29/2011 6:07:55 AM
WilliamLeeSims$25.003/29/2011 4:59:59 PM
what_goes_around$50.003/29/2011 12:29:00 PM
rockhound84$25.003/30/2011 5:59:09 AM
transparency-grasshopper$50.003/29/2011 5:30:17 PM
bold-durability-drum$50.003/30/2011 9:34:40 AM
foofightee$25.003/30/2011 11:49:47 AM
1point21gigawatts$50.003/30/2011 9:47:44 AM
wbahl$25.003/30/2011 1:14:07 PM
fuzed$100.003/30/2011 4:02:01 PM
finance-symphony7$25.003/30/2011 4:23:29 PM
interstellar$51.003/31/2011 1:49:37 AM
FWF-kinetic$100.003/30/2011 9:06:36 PM
dinero-wildebeest$50.003/30/2011 10:28:17 PM
best-unbeatable-transaction$25.003/30/2011 3:51:12 PM
Pasagam$50.003/31/2011 4:18:10 AM
BigGuyBank$27.773/31/2011 9:20:10 AM
w3alter$100.003/31/2011 9:44:55 AM
CA-Lender$100.003/31/2011 9:48:14 AM
scredneck$50.003/31/2011 7:21:21 AM
NYBIZ$31.733/31/2011 3:32:17 PM
adir1$25.003/31/2011 12:21:56 AM
pythia$25.003/31/2011 1:35:03 AM
WxChem$25.003/31/2011 5:08:32 PM
smooothymon$25.003/31/2011 5:45:14 PM
Charmart$25.003/31/2011 3:23:48 AM
otto1939$50.003/31/2011 4:22:58 PM
realtormoises$25.003/31/2011 6:01:31 AM
nolahelper$25.003/31/2011 6:11:55 AM
Belair_Advisors$25.004/1/2011 3:18:55 AM
friendinmoney$25.003/31/2011 8:54:23 AM
buukyak$58.704/1/2011 6:06:27 AM
dinero-speaker$25.004/1/2011 6:23:37 AM
treasure-expert$25.004/1/2011 6:24:20 AM
chrisb4745$32.493/31/2011 10:08:19 PM
Artist_Blue$25.004/1/2011 9:29:52 AM
buffalobills$25.004/1/2011 7:27:25 AM
mtquan$25.004/1/2011 9:56:50 AM
AustinAmerica$25.003/31/2011 9:51:13 PM
slwholesales$40.764/1/2011 11:41:52 AM
mgking007$25.773/31/2011 10:56:13 PM
Quiddity$50.004/1/2011 3:37:39 AM
VBinvestor$100.004/1/2011 11:36:18 AM
RecoveryLender$25.004/1/2011 11:48:24 AM
marwadi-62$100.004/1/2011 12:21:26 PM
benjamins-utopia$50.004/1/2011 9:32:57 AM
millionaireat40$75.004/1/2011 9:54:36 AM
melodious-fairness$100.004/1/2011 10:13:38 AM
SelectTrustLending$25.004/1/2011 10:19:24 AM
fightinjoe$50.004/1/2011 10:21:28 AM
organized-payment6$50.003/20/2011 12:01:52 PM
patriot897$25.003/20/2011 12:02:54 PM
hostbank$100.003/20/2011 12:04:15 PM
StrongMonty$36.633/20/2011 1:41:33 PM
AJIPrivateNotes$25.003/20/2011 1:13:04 PM
BxRealtor$25.003/20/2011 12:05:07 PM
enthralling-deal180$50.003/20/2011 12:05:26 PM
Eric_Gagne$25.003/21/2011 6:51:45 AM
loanman2007$25.003/21/2011 10:01:13 AM
caring-hope2$50.003/21/2011 5:27:09 PM
Weaverville$25.003/22/2011 1:24:08 AM
RyanTH9893$25.003/22/2011 4:46:04 PM
Peterman$25.003/23/2011 12:01:59 PM
zotzot$25.443/23/2011 12:35:12 PM
GMPK_TLAS$50.003/25/2011 5:18:57 PM
a-finance-nirvana$25.003/26/2011 3:26:16 PM
a-unflappable-finance$100.003/26/2011 6:42:56 PM
toronado$25.003/26/2011 6:49:29 PM
Reddy_Capital$25.003/27/2011 1:30:12 AM
heerzaquestion$25.003/27/2011 9:23:21 AM
Manvel$37.393/28/2011 10:19:09 AM
tranquil-revenue$75.713/27/2011 3:10:35 PM
wealth-renaissance5$25.003/28/2011 12:35:09 PM
ezfund$100.003/27/2011 5:41:58 PM
cash4less$25.003/27/2011 10:19:45 PM
RandyL3$37.123/28/2011 5:47:16 PM
DDS84$46.583/28/2011 5:52:38 PM
agalt$75.003/29/2011 11:39:40 AM
powerful-greenback2$25.003/29/2011 11:05:22 AM
rpg$25.003/29/2011 7:02:23 PM
sanfordproud$30.003/30/2011 8:22:59 AM
Clambake$50.003/30/2011 9:33:53 AM
benefit-ruler$25.003/30/2011 6:26:56 AM
crippledcircus$50.003/30/2011 7:41:57 AM
Astyanax$40.003/30/2011 1:42:32 PM
DreDub$50.003/30/2011 12:20:47 PM
rockerZ71$35.003/30/2011 12:46:27 PM
justinology$50.003/30/2011 2:11:42 PM
friendly-market5$25.003/30/2011 1:24:57 PM
squarebob$25.003/30/2011 6:14:59 PM
ncg1983$25.003/30/2011 6:25:03 PM
fishintime$50.003/30/2011 7:07:46 PM
best-shiny-hope$25.003/31/2011 3:31:43 AM
psycardis$25.003/31/2011 4:45:10 AM
money-surge1$50.003/30/2011 2:31:51 PM
forthright-dedication$50.003/31/2011 8:19:21 AM
TeamRamRod$80.003/30/2011 3:43:06 PM
cgoca$25.003/31/2011 9:47:00 AM
greenback-maniac$25.003/31/2011 12:57:15 PM
haryassman$25.003/31/2011 1:03:26 PM
basejump0$30.003/30/2011 10:40:34 PM
orange-agreement-historian$40.003/31/2011 4:07:09 PM
pja138$50.003/31/2011 7:13:55 PM
priceless-cash5$25.003/31/2011 5:22:11 AM
ScottCapital$25.003/31/2011 5:43:32 AM
mizon291$50.003/31/2011 11:48:38 PM
Zolton$100.003/31/2011 6:48:26 AM
nickel-ferret$100.003/31/2011 5:17:03 PM
paul1$29.533/31/2011 9:17:19 PM
himanshuko$25.004/1/2011 7:41:08 AM
CashBank$25.003/31/2011 10:27:34 AM
building_pennies$25.003/31/2011 11:19:53 AM
rateasaurus1$25.004/1/2011 3:57:45 AM
wwwUniversal$25.004/1/2011 9:34:18 AM
twsems$100.004/1/2011 8:23:04 AM
getreadyloans$40.004/1/2011 8:46:33 AM
congardner1$25.004/1/2011 9:06:20 AM
6moonbeams$50.004/1/2011 9:50:01 AM
astute-benjamins$25.004/1/2011 11:46:45 AM
black_adder2003$50.004/1/2011 11:17:53 AM
dpdn57$25.004/1/2011 8:34:57 AM
reward-force$25.004/1/2011 9:22:39 AM
lovelongandprosper$50.004/1/2011 9:45:16 AM
slwholesales$150.004/1/2011 11:41:30 AM
runbix7$25.004/1/2011 12:19:31 PM
171 Investments
 
Borrower Payment Dependent Notes Series 498790
This series of Notes was issued and sold upon the funding of the borrower loan #48233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,477Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: Brighter_Future Borrower's state: Washington Borrower's group: Preferred Professionals
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 28 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
540-559 (Jun-2008)
520-539 (Dec-2007)
540-559 (Nov-2007)
520-539 (Aug-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Buy Land to Build On.
Purpose of loan:
This loan will be used to buy land to build a house on

My financial situation:
I am a good candidate for this loan because I always pay my debts on time. I have been self-employed for 5 years now and I'm currently a student. I just paid off my car loan balance this month of $5,634 which had a payment of $166 when it was open.


Monthly net income: $ 2,050
Monthly expenses: $ 1,167
Housing: $ 350
Insurance: $ 52
Car expenses: $ 60
Utilities: $ 75
Phone, cable, internet: $ 85
Food, entertainment: $ 125
Clothing, household expenses: $ 50
Credit cards and other loans: $ 370
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/20/2011 12:02:26 PM
ac787$25.003/20/2011 12:10:03 PM
Gibbyland$100.003/20/2011 12:20:21 PM
bazaar-winner$25.003/20/2011 6:00:53 PM
loanman2007$200.003/21/2011 4:23:44 AM
JGuide$25.003/20/2011 1:34:34 PM
worldly-money4$3,000.003/21/2011 6:55:54 AM
Amber_Stone$25.003/21/2011 6:06:56 AM
Amber_Stone$25.003/21/2011 6:07:47 AM
purpledog18$50.003/20/2011 12:21:45 PM
MoneyForNothing$25.233/20/2011 12:48:36 PM
Kash2010lu$25.003/20/2011 1:34:09 PM
DasMula$77.003/20/2011 4:02:51 PM
ryclsun$50.003/20/2011 12:21:49 PM
Jerrys1951$30.003/20/2011 1:53:49 PM
thankful-nickel2$25.003/20/2011 4:07:05 PM
investment-artist$25.003/20/2011 12:31:16 PM
Eric_Gagne$50.003/21/2011 6:51:27 AM
chicagobear23$35.003/20/2011 6:50:52 PM
favorite-commerce$50.003/20/2011 8:30:56 PM
Artist_Blue$25.003/21/2011 6:11:15 AM
cash-raccoon$25.003/20/2011 12:19:48 PM
heroic-deal7$50.003/20/2011 12:20:12 PM
trumpeter5$50.003/20/2011 1:47:52 PM
JGuide$301.583/20/2011 4:39:12 PM
justanothersushieater$25.003/20/2011 5:24:42 PM
26 Investments
 
Borrower Payment Dependent Notes Series 499554
This series of Notes was issued and sold upon the funding of the borrower loan #48234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $94.41
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1999 Debt/Income ratio: 31%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,491Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: Zeus09 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Dec-2009)
 
Principal balance: $6,346.79 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Loan for debt consolidation
Purpose of loan: To consolidate 2 loans I have currently into 1

My financial situation: I work in Chicago as an analyst for The Northern Trust Company. I live in Downers Grove, a suburb of Chicago and I take the train everyday to work and live at home with my parents. I have limited expenses as I live at home.

I am a good candidate for this loan because I have already used Prosper before for a loan and have had no issues in making payments. I also have a good credit score.

Feel free to ask any questions or concerns you may have in regards to the loan.

Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
precious-coin3$50.003/28/2011 9:03:02 AM
Aberdeen$3,000.003/28/2011 9:05:32 AM
AFairDeal$100.003/28/2011 9:04:23 AM
organized-payment6$50.003/28/2011 9:04:15 AM
4 Investments
 
Borrower Payment Dependent Notes Series 499604
This series of Notes was issued and sold upon the funding of the borrower loan #48268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $68.35
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1988 Debt/Income ratio: 10%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,554Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: mindful-justice0 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unplanned Medical Bills
Purpose of loan:
This loan will be used to pay off some unexpected medical bills because i was diagnosed with sleep apnea and had to go through those tests and get a cpap machine. Everything is under control now.

My financial situation:
I am a good candidate for this loan because I am employed full time and I take my obligations seriously. I plan on paying this back as quickly as possible.

Monthly net income: $1812.36
Monthly expenses: $
Housing: $420
Insurance: $75
Car expenses: $160
Utilities: $40
Phone, cable, internet: $109
Food, entertainment: $240
Clothing, household expenses: $50
Credit cards and other loans: $135
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/28/2011 5:05:42 PM
goodhearted-basis4$25.003/29/2011 9:40:54 AM
one-midas$25.003/29/2011 6:07:21 AM
w8291$25.003/29/2011 11:55:11 AM
SecondChanceLendingSERV$25.003/29/2011 12:28:09 PM
simplelender80$100.003/30/2011 2:25:13 PM
hektek22$600.003/31/2011 7:57:35 AM
cash-vault$25.003/31/2011 2:23:31 AM
FundMaker$25.003/31/2011 7:35:06 AM
EngineersAlliance$100.003/31/2011 8:02:39 AM
Moneypenny6$25.003/31/2011 9:14:53 AM
serene-capital$25.003/31/2011 3:10:19 PM
a-income-rocket$25.003/31/2011 7:37:42 PM
MoneyForNothing$0.853/31/2011 7:44:11 PM
StanTheMan$44.153/31/2011 7:38:00 PM
BxRealtor$25.003/28/2011 5:05:53 PM
wild-orange$50.003/28/2011 9:30:14 PM
patriot897$25.003/29/2011 4:58:38 AM
vutah$25.003/28/2011 10:39:28 PM
engaging-worth$25.003/28/2011 8:12:00 PM
TomDalonajay$25.003/29/2011 1:53:30 PM
CASSHMAN$100.003/29/2011 7:19:38 PM
enthralling-deal180$50.003/29/2011 9:42:55 PM
hostbank$100.003/30/2011 10:22:44 AM
mammalian4$25.003/31/2011 8:02:45 AM
NYBIZ$30.003/31/2011 3:28:22 PM
thankful-nickel2$50.003/31/2011 6:16:43 PM
Zolton$100.003/31/2011 6:51:15 AM
loyalty-sherpa$25.003/31/2011 5:19:43 PM
CA-Lender$100.003/31/2011 8:02:41 AM
newest-organic-rupee$25.003/31/2011 7:25:58 PM
p2p_banker$25.003/31/2011 12:37:59 PM
kinetic-social$25.003/31/2011 2:25:16 PM
WxChem$50.003/31/2011 5:04:45 PM
34 Investments
 
Borrower Payment Dependent Notes Series 499616
This series of Notes was issued and sold upon the funding of the borrower loan #48257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-26-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1997 Debt/Income ratio: 65%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,566Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: dynamic-funds817 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debts into a single loan.

My financial situation:
I am a good candidate for this loan because I have a steady job and is eager to pay off my debts


Monthly net income: $2,376
Monthly expenses: $700.00
Housing: $0
Insurance: $0
Car expenses: $100.00
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you have no housing payment. Can you explain the $40,000 in revolving balance - restless-dime
A: The 700 is part of my housing payment. I split it with my wife. The revolvin balance is from being out of work for year. (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$3,000.003/26/2011 12:05:15 PM
suave-dime6$25.003/26/2011 12:06:49 PM
BradP$25.003/26/2011 2:22:18 PM
CA-Lender$100.003/26/2011 12:49:15 PM
reflective-rupee$100.333/26/2011 3:32:35 PM
kulender$50.003/26/2011 4:26:56 PM
RyanM561$25.003/26/2011 7:23:56 PM
thankful-nickel2$25.003/26/2011 4:54:16 PM
ASR3$50.003/27/2011 4:27:32 AM
flexible-and-social$50.003/27/2011 2:37:07 PM
gold-cluster$100.003/27/2011 8:27:09 AM
payout-bridge$150.003/27/2011 8:22:21 PM
shrewd-income$50.003/27/2011 10:25:12 PM
a-restless-dollar$50.003/28/2011 6:31:04 AM
favorite-commerce$50.003/27/2011 7:08:50 PM
nickel-hickory$100.003/28/2011 9:48:52 AM
MrBailey$28.143/27/2011 6:43:27 PM
Frosty$40.003/28/2011 4:01:42 PM
thelovebug$100.003/27/2011 9:19:41 PM
revenue-spa8$53.643/28/2011 1:11:53 PM
Megaton$25.003/28/2011 6:01:18 PM
market-pudding$25.003/28/2011 1:24:06 PM
zotzot$25.003/29/2011 11:01:02 AM
platinum-czar$100.003/28/2011 6:33:39 PM
income-rocker2$50.003/29/2011 12:09:39 PM
Lubava$25.003/29/2011 5:10:40 PM
transparency-grasshopper$25.003/29/2011 5:31:39 PM
LKCGICG$25.003/29/2011 5:55:56 PM
satisfying-exchange3$27.813/29/2011 6:47:04 PM
Armyman122$50.003/30/2011 7:59:26 AM
coin-comet3$37.983/30/2011 8:06:28 AM
1point21gigawatts$50.003/30/2011 9:43:48 AM
wbahl$25.003/30/2011 9:31:53 AM
finance-shower2$215.113/30/2011 1:20:14 PM
zotzot$25.443/26/2011 12:12:02 PM
Kash2010lu$25.003/26/2011 12:10:24 PM
Artist_Blue$25.003/26/2011 4:33:47 PM
realtormoises$25.003/26/2011 6:47:50 PM
rjcoutur2001$100.003/27/2011 5:26:52 AM
VBPlayer$35.003/27/2011 7:46:13 AM
simplelender80$100.003/27/2011 2:03:27 PM
kendigme$25.003/28/2011 3:42:38 AM
investment-habanero8$100.003/28/2011 5:11:49 AM
integrity-doctor$100.003/27/2011 6:10:05 PM
muirheaj$25.003/27/2011 7:53:33 PM
peso-aggregator$25.003/27/2011 9:54:42 AM
124SpiderMan$50.003/28/2011 9:36:33 AM
greencat$50.003/28/2011 7:20:01 AM
sudeep104$25.003/28/2011 12:29:13 PM
HammerSmith$25.003/28/2011 6:37:26 PM
lendstats_com$50.003/28/2011 8:53:13 PM
Makingitrain$25.003/28/2011 9:34:40 AM
TripleNickle$25.553/29/2011 9:26:54 AM
tigercat$50.003/29/2011 3:57:29 PM
ingenious-deal6$25.003/29/2011 2:59:12 PM
bambampk$25.003/29/2011 4:56:50 PM
Rip128$35.003/30/2011 11:42:43 AM
sturdy-peace9$26.003/30/2011 10:14:19 AM
tdorren$25.003/30/2011 5:55:47 AM
kindness-venture1$25.003/30/2011 7:29:05 AM
kzinti$50.003/30/2011 12:40:03 PM
61 Investments
 
Borrower Payment Dependent Notes Series 499636
This series of Notes was issued and sold upon the funding of the borrower loan #48237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1995 Debt/Income ratio: 11%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $42,965Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: perkydan Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Load
Purpose of loan: Bathroom Remodel
This loan will be used to...

My financial situation:Good-employed for more then 10 years
I am a good candidate for this loan because...


Monthly net income: $2100.00
Monthly expenses: $1700.00
Housing: $552.00
Insurance: $54.00
Car expenses: $
Utilities: $110.00
Phone, cable, internet: $260.00
Food, entertainment: $340.00
Clothing, household expenses: $
Credit cards and other loans: $420.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st is $73,852.00 the 2nd is $34.945.00 and the estimated value of the home value in 2009 was 132,000.00. There has been some improvements done since that appraisal. (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/27/2011 12:05:50 PM
Bob450$25.003/28/2011 11:13:29 AM
compassion-lotus5$50.003/27/2011 3:28:10 PM
thelovebug$100.003/27/2011 9:20:01 PM
glenium$25.003/29/2011 10:22:46 AM
ingenious-deal6$25.003/29/2011 2:59:31 PM
SecondChanceLendingSERV$25.003/29/2011 10:07:16 PM
dudebrah$25.003/29/2011 11:42:14 PM
kindness-venture1$25.003/30/2011 7:29:07 AM
Hummer-Guy$25.003/30/2011 7:58:47 PM
OLYVRC$25.003/30/2011 8:38:24 PM
larryboy10$25.003/30/2011 1:51:50 PM
WZ3190$25.003/31/2011 4:47:36 AM
larryboy10$25.003/30/2011 8:45:28 PM
muzik23$50.003/31/2011 7:36:15 PM
washboard3$40.003/31/2011 9:17:24 PM
income-rocker2$58.674/1/2011 6:18:24 AM
peskier$25.003/31/2011 2:57:18 PM
thankful-nickel2$25.003/31/2011 6:18:00 PM
Xarach$25.003/31/2011 7:01:39 PM
Tylerh$43.044/1/2011 1:40:07 AM
FoosMaster$24.684/1/2011 2:33:09 PM
payout-bridge$100.004/1/2011 11:49:33 AM
nickel-launcher$25.004/1/2011 2:27:05 PM
suave-dime6$25.003/27/2011 12:06:30 PM
well-rounded-payout0$50.003/27/2011 12:06:56 PM
zorg77$25.003/28/2011 7:39:21 AM
reflective-rupee$25.333/28/2011 10:58:08 AM
Megaton$25.003/28/2011 6:01:29 PM
ajzwilli$50.003/28/2011 6:25:46 PM
simplelender80$100.003/29/2011 9:48:18 AM
transparency-grasshopper$25.003/29/2011 5:31:42 PM
realtormoises$25.003/29/2011 12:22:44 PM
Shining-Star$25.003/30/2011 10:12:49 AM
GS-ROCK$25.003/30/2011 10:21:52 AM
CA-Lender$100.003/30/2011 2:50:58 PM
JGuide$40.003/30/2011 6:06:20 PM
Pitufo$30.443/31/2011 7:17:20 AM
capital-halo1$121.843/31/2011 2:52:13 AM
nextar$66.003/31/2011 8:13:16 PM
investment-habanero8$100.004/1/2011 5:07:12 AM
Lubava$25.004/1/2011 7:03:27 AM
competent-p2p$25.004/1/2011 7:29:37 AM
dominickf$50.004/1/2011 10:43:20 AM
diplomatic-wealth7$25.004/1/2011 11:44:16 AM
noble-marketplace$25.004/1/2011 2:32:50 PM
mrxtravis$25.004/1/2011 10:21:43 AM
Makingitrain$25.004/1/2011 10:38:00 AM
48 Investments
 
Borrower Payment Dependent Notes Series 499638
This series of Notes was issued and sold upon the funding of the borrower loan #48256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1991 Debt/Income ratio: 14%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,989Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: tmcpg5 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
820-839 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Full Day Kindergarten
Purpose of loan:
This loan will be used to pay for full day kindergarten for twins

My financial situation:
I am a good candidate for this loan because I just paid off my first Prosper loan - always paid on time.

My Prosper rating looks pretty low and the rate stinks but the town only takes Mastercard and I only have Visas (over 15K of available credit too).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$3,000.003/28/2011 9:05:36 AM
OldManP$35.003/28/2011 9:05:42 AM
Mikale360$25.003/28/2011 9:07:08 AM
suave-dime6$25.003/28/2011 9:08:59 AM
golffish2$50.003/28/2011 9:05:53 AM
lending-theory$50.003/28/2011 9:18:14 AM
Happyhourcomics$25.003/28/2011 9:20:48 AM
golffish2$50.003/28/2011 9:06:39 AM
CoolPlexer$25.003/28/2011 9:07:46 AM
AF-Chief$50.003/28/2011 9:09:53 AM
RecoveryLender$25.003/28/2011 9:12:35 AM
LittleMingo$25.223/28/2011 9:24:21 AM
MoneyForNothing$112.333/28/2011 9:07:43 AM
jhouman$25.003/28/2011 9:10:26 AM
cybercop45$25.003/28/2011 9:24:45 AM
golffish2$100.003/28/2011 9:07:09 AM
investment-artist$25.003/28/2011 9:07:32 AM
cashhelp$50.003/28/2011 9:03:12 AM
worldly-money4$100.003/28/2011 9:08:06 AM
Azonic21$25.003/28/2011 9:09:59 AM
CA-Lender$100.003/28/2011 9:21:25 AM
nickel-hickory$53.003/28/2011 9:42:55 AM
22 Investments
 
Borrower Payment Dependent Notes Series 499642
This series of Notes was issued and sold upon the funding of the borrower loan #48250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1995 Debt/Income ratio: 13%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 8Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,605Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: knightrob Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
620-639 (Jun-2010)
620-639 (May-2010)
640-659 (Jul-2008)
 
Principal balance: $760.10 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
omega10
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
grnii78$150.003/28/2011 9:05:27 AM
worldly-money4$200.003/28/2011 9:09:23 AM
bizzzond$201.003/28/2011 9:12:05 AM
MoneyForNothing$33.333/28/2011 9:05:15 AM
OldManP$35.003/28/2011 9:05:43 AM
CoolPlexer$25.003/28/2011 9:07:47 AM
jhouman$25.003/28/2011 9:10:28 AM
squarebob$25.003/28/2011 9:12:53 AM
Happyhourcomics$19.663/28/2011 9:20:03 AM
bizzzond$31.623/28/2011 9:09:24 AM
Evolver$26.773/28/2011 9:09:33 AM
Mikale360$25.003/28/2011 9:11:33 AM
investment-artist$25.003/28/2011 9:07:33 AM
suave-dime6$25.003/28/2011 9:09:01 AM
well-rounded-payout0$50.003/28/2011 9:09:30 AM
squarebob$25.003/28/2011 9:13:18 AM
Aberdeen$818.333/28/2011 9:05:37 AM
golffish2$50.003/28/2011 9:07:50 AM
MoneyForNothing$59.293/28/2011 9:13:20 AM
transaction-circuit$50.003/28/2011 9:05:52 AM
EngineersAlliance$100.003/28/2011 9:07:23 AM
21 Investments
 
Borrower Payment Dependent Notes Series 499942
This series of Notes was issued and sold upon the funding of the borrower loan #48245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,700.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $153.85
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-2000 Debt/Income ratio: 10%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,648Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: Jesus_Saves_2005 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 19 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
740-759 (Mar-2010)
620-639 (May-2009)
680-699 (May-2008)
 
Principal balance: $3,048.62 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Partial Funding For Wife's Surgery
Purpose of loan:
This loan will be used to partially fund my wife's upcoming surgery.

My financial situation:
I am a good candidate for this loan because I believe that one should pay his debts. We have $2000 saved for this surgery and need $4500 more. The quicker we get this done, the better it will be for my wife. We fully plan on paying back this amount within a year and a half.


Monthly net income: $3725
Monthly expenses: $3150
Housing: $760
Insurance: $180
Car expenses: $150
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: (Preschool and church) $1035
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$30.003/29/2011 5:03:27 PM
investment-artist$25.003/29/2011 5:04:57 PM
zotzot$25.003/29/2011 5:01:48 PM
organized-payment6$50.003/29/2011 5:03:46 PM
hookUup$25.003/30/2011 6:57:35 AM
competent-p2p$31.753/30/2011 8:38:46 AM
BxRealtor$25.003/29/2011 5:03:54 PM
careful-return0$25.003/29/2011 8:24:02 PM
Johnab$25.003/30/2011 6:09:03 AM
tomdooley12520$25.003/30/2011 4:24:48 PM
heerzaquestion$500.003/30/2011 12:03:59 PM
fuzed$55.003/30/2011 3:56:07 PM
Astyanax$45.003/30/2011 1:35:44 PM
WxChem$25.003/30/2011 11:00:13 PM
market-pudding$25.003/31/2011 6:40:49 AM
CA-Lender$100.003/31/2011 6:45:05 AM
RandyL3$25.003/31/2011 2:06:14 AM
deal-zoo$28.603/31/2011 2:40:35 AM
exciting-dollar1$25.003/30/2011 5:00:33 PM
Zolton$100.003/31/2011 6:51:48 AM
NYBIZ$39.433/31/2011 3:35:54 PM
justice-cub5$100.003/31/2011 11:11:20 AM
makosdJR02$25.003/31/2011 11:56:15 AM
justice-cub5$100.003/31/2011 11:57:31 AM
Tighternbarkonatree$25.004/1/2011 4:53:39 AM
treasure-expert$25.004/1/2011 6:19:25 AM
intrepid-loot$100.003/31/2011 9:25:07 PM
Agent-S$25.004/1/2011 6:53:52 AM
p2p_banker$25.003/31/2011 12:38:11 PM
troile$35.584/1/2011 4:51:37 AM
Digs$25.003/31/2011 1:33:19 PM
northphoto$25.004/1/2011 5:47:27 AM
calahan$50.004/1/2011 6:56:48 AM
ac787$72.003/29/2011 5:02:29 PM
MoneyForNothing$25.983/29/2011 5:03:47 PM
selector568$400.003/29/2011 5:05:39 PM
Nasdaq$25.003/30/2011 12:06:52 AM
BlueProteus$25.003/29/2011 5:30:39 PM
DrunkenMic$30.003/29/2011 10:28:04 PM
JustMee$25.003/30/2011 12:52:27 AM
squarebob$25.003/29/2011 5:02:01 PM
Aberdeen$1,000.003/30/2011 2:11:01 AM
patriot897$25.003/29/2011 5:03:15 PM
reflective-rupee$25.333/29/2011 5:05:14 PM
ac787$26.003/29/2011 5:08:16 PM
thankful-nickel2$25.003/29/2011 6:13:11 PM
loanman2007$50.003/30/2011 4:52:33 AM
caring-hope2$50.003/30/2011 1:11:31 PM
helynn$25.003/30/2011 2:21:00 PM
roguewinner$25.003/30/2011 3:58:14 PM
interstellar$32.523/30/2011 3:57:26 PM
simplelender80$100.003/30/2011 2:25:42 PM
hidavehi$28.003/31/2011 2:14:33 AM
friendinmoney$25.003/30/2011 3:16:59 PM
JustOneVoice$25.003/31/2011 10:55:28 AM
FundMaker$25.003/31/2011 7:33:44 AM
engaging-worth$25.003/30/2011 7:44:28 PM
jpblan11$30.863/31/2011 3:37:24 PM
Aaron_Oz$25.003/31/2011 12:04:05 AM
tolerant-dinero2$25.003/31/2011 10:16:20 AM
payout-reaction740$25.003/31/2011 2:16:44 AM
Feyenoord$25.003/31/2011 2:31:57 AM
Kennfusion$87.793/31/2011 3:34:59 AM
starry2001$25.003/31/2011 8:30:17 PM
giantfan19$45.873/31/2011 9:27:35 PM
mammalian4$25.003/31/2011 6:45:10 AM
Christophe$25.003/31/2011 7:25:23 AM
thrilling-nickel5$25.004/1/2011 4:37:25 AM
TomDalonajay$25.003/31/2011 9:43:36 AM
Earn_money$25.603/31/2011 11:11:06 AM
sparkling-contract7$25.004/1/2011 5:28:15 AM
the-discrete-income$75.594/1/2011 7:31:08 AM
zotzot$25.443/31/2011 6:59:41 PM
JIM1JIM2$100.003/31/2011 11:29:56 PM
Nailman88$75.004/1/2011 5:22:38 AM
martymaniaman$28.664/1/2011 5:35:18 AM
76 Investments
 
Borrower Payment Dependent Notes Series 500230
This series of Notes was issued and sold upon the funding of the borrower loan #48271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $65.47
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1993 Debt/Income ratio: 33%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,262Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: majestic-dollar5 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
720-739 (Jan-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Replacing Roof on House
Purpose of loan:
This loan will be used to...replace roof

My financial situation:
I am a good candidate for this loan because...I always pay my bills.


Monthly net income: $3500
Monthly expenses: $
Housing: $1205
Insurance: $40
Car expenses: $297
Utilities: $140
Phone, cable, internet: $125
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $25
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/31/2011 5:05:18 PM
ac787$48.003/31/2011 5:43:31 PM
CA-Lender$100.003/31/2011 5:55:32 PM
thankful-nickel2$50.003/31/2011 6:05:49 PM
jayk63$25.003/31/2011 7:04:31 PM
p2p_banker$25.003/31/2011 5:38:27 PM
ac787$25.003/31/2011 5:47:01 PM
SecondChanceLendingSERV$25.003/31/2011 5:54:13 PM
DoctorJoe$25.004/1/2011 4:06:10 AM
loanman2007$75.004/1/2011 5:41:02 AM
competent-p2p$40.003/31/2011 8:54:33 PM
penny-finder$35.063/31/2011 10:47:57 PM
TooManyCats$25.004/1/2011 7:30:34 AM
himanshuko$25.004/1/2011 7:41:51 AM
tiger1818$50.004/1/2011 4:43:13 AM
wwwUniversal$25.004/1/2011 9:34:16 AM
bradfid$25.004/1/2011 7:34:02 AM
selector568$200.003/31/2011 5:02:39 PM
justice-cub5$100.004/1/2011 7:43:42 AM
zotzot$50.113/31/2011 5:03:53 PM
organized-payment6$50.003/31/2011 5:04:26 PM
warew$30.514/1/2011 8:33:24 AM
BxRealtor$25.003/31/2011 5:05:34 PM
JustMee$25.003/31/2011 9:18:46 PM
grnii78$150.004/1/2011 10:41:50 AM
intrepid-loot$50.004/1/2011 5:43:15 AM
northphoto$25.004/1/2011 5:47:33 AM
cashhelp$30.003/31/2011 5:02:51 PM
proper-commitment5$25.003/31/2011 9:19:11 PM
CoolPlexer$25.003/31/2011 5:03:16 PM
patriot897$25.003/31/2011 5:22:04 PM
SolarMoonshine$25.003/31/2011 6:35:08 PM
JIM1JIM2$50.003/31/2011 11:34:53 PM
DasMula$27.004/1/2011 7:12:45 AM
Feyenoord$25.004/1/2011 2:36:43 AM
vigilance-searcher$25.004/1/2011 9:21:42 AM
treasure-expert$25.004/1/2011 6:25:09 AM
exchange-squirrel$25.003/31/2011 5:02:30 PM
investment-artist$25.003/31/2011 5:03:19 PM
reflective-rupee$25.333/31/2011 5:03:40 PM
Zolton$100.003/31/2011 5:05:42 PM
gothampark$25.004/1/2011 10:39:29 AM
engaging-worth$25.003/31/2011 8:41:41 PM
Bank_of_E-Ville$13.994/1/2011 11:09:40 AM
Tighternbarkonatree$25.004/1/2011 4:58:26 AM
SimpleChoice$25.004/1/2011 10:44:03 AM
46 Investments
 
Borrower Payment Dependent Notes Series 498105
This series of Notes was issued and sold upon the funding of the borrower loan #48230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,512.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-16-2011 
Term: 12 months Listing End date:  Mar-17-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $386.24
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1999 Debt/Income ratio: 8%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,040Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: b1geasy Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Bigger Family Car
Purpose of loan:
This loan will be used to purchase a larger car for our growing family.

My financial situation:
I am a good candidate for this loan because I have a secure job in academia. My wife is an RN. Also, we have enough funds saved to cover this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/16/2011 6:09:20 PM
Hanalei712$50.003/16/2011 6:11:39 PM
TikPmp1$25.003/16/2011 6:24:29 PM
fantastic-openness$100.003/16/2011 6:25:13 PM
moneyfriend$100.003/16/2011 5:51:32 PM
kenji4861$50.003/16/2011 6:09:34 PM
bobby5832708$50.003/16/2011 6:19:48 PM
blot44$25.003/16/2011 6:22:12 PM
Delamere$50.003/16/2011 5:45:03 PM
patriot897$50.003/16/2011 5:59:33 PM
power-companion7$100.003/16/2011 8:36:03 PM
emo13$100.003/16/2011 6:25:36 PM
minista$25.003/16/2011 6:25:50 PM
vutah$250.003/16/2011 7:00:36 PM
ac787$48.003/17/2011 12:11:12 AM
outofoffice$75.003/17/2011 10:01:59 AM
newfoundation$25.003/17/2011 12:53:48 PM
marketplace-spark$25.003/17/2011 12:56:04 PM
currency-persimmon$100.003/17/2011 9:37:35 AM
eCapital$25.003/17/2011 1:10:11 PM
BabyLender$25.003/17/2011 2:21:46 PM
euro-deployment$25.003/17/2011 10:31:58 AM
mroew$30.583/17/2011 12:04:06 PM
reflective-rupee$500.333/17/2011 1:12:27 PM
DukSerduk$25.003/16/2011 6:10:18 PM
CA-Lender$25.003/16/2011 6:18:29 PM
scrappy-bonus2$25.003/16/2011 6:22:44 PM
worthy-bid8$100.003/16/2011 6:23:43 PM
exact-gold2$50.003/16/2011 6:09:56 PM
MoneyTree79$100.003/16/2011 7:51:28 PM
meux99$25.003/16/2011 6:24:48 PM
davisfl$100.003/16/2011 6:25:24 PM
Tylerh$100.003/16/2011 6:44:02 PM
vutah$50.003/16/2011 6:59:55 PM
LittleRhody07$25.003/16/2011 5:05:24 PM
community-pipeline$25.003/16/2011 6:24:09 PM
kind-resolute-dough$100.003/16/2011 6:24:18 PM
wbahl$25.003/16/2011 8:08:33 PM
a-restless-dollar$50.003/17/2011 6:42:09 AM
Fonthill$100.003/17/2011 11:13:25 AM
Preteur$25.003/17/2011 1:23:18 AM
thankful-nickel2$25.003/17/2011 2:23:22 PM
invincible-loot0$25.003/17/2011 7:04:23 AM
saahilld$25.003/17/2011 12:56:18 PM
wild-orange$1,383.093/17/2011 3:30:13 PM
sibling_rivalry$200.003/17/2011 1:26:41 PM
sun818$25.003/17/2011 1:34:53 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498187
This series of Notes was issued and sold upon the funding of the borrower loan #48222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1991 Debt/Income ratio: 4%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: flexible-ore0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan for home improvements
Purpose of loan:
This loan will be used to...home improvements - need new doors and baseboards and retiling

My financial situation:
I am a good candidate for this loan because...good credit score and currently have no debt and own my home and vehicle outright


Monthly net income: $4000
Monthly expenses: $765
Housing: $0
Insurance: $66
Car expenses: $0
Utilities: $159
Phone, cable, internet: $40
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$40.003/16/2011 9:24:13 AM
worldly-money4$100.003/16/2011 9:07:21 AM
TeaHouseFinance$25.003/16/2011 4:15:27 PM
treasure-pipeline$50.003/16/2011 8:42:28 PM
blitzen40$25.003/17/2011 9:06:53 AM
loanman2007$100.003/18/2011 9:35:59 AM
justasoldier$25.003/21/2011 10:05:12 PM
income-rocker2$25.003/21/2011 11:21:22 AM
jwsun90$27.143/22/2011 8:30:13 PM
unger$167.003/23/2011 4:01:50 AM
asset-control2$200.003/23/2011 8:40:55 AM
gpuck$25.003/23/2011 4:19:37 PM
reflective-rupee$40.333/23/2011 11:50:04 AM
Trespass4$60.003/23/2011 9:10:59 AM
Oak-Parker$25.003/23/2011 6:22:50 PM
Lubava$50.003/23/2011 7:42:35 PM
gpuck$25.003/24/2011 4:52:17 PM
lean-ore9$25.003/25/2011 10:22:57 AM
investment-habanero8$100.003/27/2011 4:44:53 AM
Intelon$53.793/28/2011 1:05:40 AM
B2152$25.003/28/2011 5:32:44 AM
Belair_Advisors$25.003/27/2011 2:43:57 PM
Cory79$30.073/28/2011 3:34:53 PM
mike2246s$25.003/29/2011 12:06:20 PM
mykkai$25.003/29/2011 9:38:56 AM
droopie1$25.003/29/2011 10:39:31 AM
kwan$25.003/29/2011 5:39:13 PM
Silverling6$25.003/29/2011 5:13:20 PM
BlueProteus$25.003/29/2011 5:31:37 PM
profitable-money$25.003/29/2011 6:49:40 PM
shrewd-income$25.003/29/2011 3:33:47 PM
mclean_loaner$100.003/29/2011 8:00:38 PM
friendinmoney$30.003/29/2011 9:17:07 PM
CA-Lender$50.003/16/2011 9:11:59 AM
jhernand17$25.003/16/2011 10:53:40 AM
Artist_Blue$25.003/17/2011 6:06:12 AM
jwsun90$307.663/17/2011 11:50:19 PM
worldly-money4$1,000.003/18/2011 8:43:29 AM
carrinel$150.003/21/2011 8:27:31 AM
intrepid-loot$25.003/22/2011 9:05:44 PM
850$50.003/22/2011 11:15:56 PM
CA-Lender$50.003/23/2011 10:40:17 AM
diversification-maple1$25.003/24/2011 12:24:56 AM
Kyileo$25.003/24/2011 7:12:53 PM
Rollshaft$25.003/25/2011 5:41:25 PM
aquistoyraul$25.003/26/2011 8:54:52 AM
melodious-openness$117.473/27/2011 1:49:12 PM
dpries123$25.003/28/2011 7:32:23 AM
Sudoku$50.003/27/2011 6:59:26 AM
nitrostamped$56.033/28/2011 7:40:00 AM
pfh$25.003/28/2011 8:57:16 AM
Belair_Advisors$25.003/29/2011 3:02:50 AM
Christophe$25.003/29/2011 7:24:28 AM
Astyanax$40.003/28/2011 5:55:03 PM
wild-orange$25.003/29/2011 11:58:10 AM
worthy-commitment7$28.343/29/2011 10:05:43 AM
razor783$25.003/29/2011 6:55:20 PM
compassionate-asset8$100.003/29/2011 7:04:24 PM
MoneyForNothing$2.173/29/2011 9:27:18 PM
jbloans$25.003/29/2011 4:32:55 PM
transparency-grasshopper$25.003/29/2011 5:31:08 PM
dime-vista2$25.003/29/2011 9:27:09 PM
62 Investments
 
Borrower Payment Dependent Notes Series 498225
This series of Notes was issued and sold upon the funding of the borrower loan #48244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1993 Debt/Income ratio: 15%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,517Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: thrifty-social7 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
The Nuclear Engineer
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I always pay ontime and at this moment I want to repair my house.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$25.003/18/2011 9:08:28 AM
blot44$25.003/18/2011 9:04:21 AM
minista$25.003/18/2011 9:10:09 AM
kenji4861$25.003/18/2011 9:02:58 AM
patriot897$50.003/18/2011 9:04:04 AM
lender987654321$50.003/18/2011 9:04:34 AM
community-pipeline$25.003/18/2011 9:09:21 AM
davisfl$100.003/18/2011 9:09:55 AM
emo13$100.003/18/2011 9:10:03 AM
currency-persimmon$100.003/18/2011 9:10:47 AM
samo102us$25.003/19/2011 2:42:40 AM
restless-balance9$50.003/19/2011 5:39:19 AM
panegryst$50.003/19/2011 9:50:12 AM
Guiren$100.003/19/2011 7:33:29 PM
Zipperdu$50.003/19/2011 5:42:17 AM
zippy-revenue8$25.003/19/2011 6:01:41 AM
logical-reward8$25.003/20/2011 3:21:15 AM
mrpowers5531$25.003/21/2011 10:43:10 AM
smilinsam$50.003/21/2011 2:13:34 PM
damage$25.003/21/2011 6:41:28 PM
neighborly-hope6$50.003/21/2011 7:01:31 PM
efficient-treasure0$25.003/22/2011 9:17:34 AM
octoberfresh$30.003/22/2011 8:51:21 AM
Preteur$25.003/22/2011 4:41:32 PM
aggielender$25.003/22/2011 8:07:42 PM
Mint_Man$50.003/22/2011 6:54:03 PM
income-encore1$25.003/23/2011 4:07:40 PM
BabyLender$25.003/23/2011 10:59:51 AM
nuclearmoose$25.003/23/2011 8:38:10 PM
dumbass$25.003/23/2011 11:48:37 PM
dbs$50.003/23/2011 8:20:53 PM
MoonMama$25.003/24/2011 11:59:02 AM
currency-persimmon$100.003/24/2011 7:32:16 PM
benjamins-utopia$100.003/25/2011 5:18:26 PM
rjleves$42.673/26/2011 12:19:08 PM
balance6$25.003/26/2011 12:39:44 PM
gogrannygo$25.003/26/2011 3:02:25 PM
skuba$50.003/26/2011 1:15:18 PM
C_Mark$95.003/26/2011 6:18:47 PM
tough-peso2$25.003/27/2011 7:12:43 AM
Tulalue$25.003/27/2011 5:39:48 AM
shamrocker$25.003/27/2011 10:22:37 AM
cash-sensai2$25.003/28/2011 4:11:24 PM
trucklawyer$25.003/28/2011 5:14:47 PM
indomitable-coin$25.003/28/2011 7:02:34 AM
Leopoldine$25.003/28/2011 8:13:41 PM
Hogan55$50.003/28/2011 5:16:50 PM
naniamo$25.003/28/2011 5:17:23 PM
loantigger$50.003/29/2011 3:24:35 PM
Zoramite$25.003/30/2011 9:24:48 AM
passbook$25.003/30/2011 9:27:41 AM
johannesfactotum$35.003/30/2011 9:39:30 AM
djs81$25.003/30/2011 9:26:29 AM
crmoir$25.003/30/2011 10:59:00 AM
astute-benjamins$25.003/30/2011 11:27:12 AM
pappiandel$25.003/30/2011 9:48:34 AM
alpinaut$25.003/30/2011 1:03:18 PM
sanfordproud$50.003/30/2011 8:22:47 AM
revenue-trombone5$25.003/30/2011 2:05:44 PM
paladin847$50.003/30/2011 2:39:58 PM
MTLoans$25.003/30/2011 2:39:47 PM
compoundinterest$50.003/30/2011 1:20:13 PM
trade-surge3$50.003/30/2011 9:19:30 PM
adventurous-cash$25.003/30/2011 10:12:49 PM
ChristopherHS$25.003/31/2011 2:18:07 AM
CASHGIRL$25.003/30/2011 2:15:46 PM
dinero-storm4$100.003/30/2011 2:38:14 PM
Engineer44$25.003/31/2011 8:55:54 AM
BCD$25.003/31/2011 9:35:19 AM
drummenace$100.003/31/2011 11:07:44 AM
radiant-integrity$500.003/31/2011 12:47:39 PM
life-is-great$25.003/31/2011 2:02:31 PM
honorable-income$125.003/31/2011 12:39:23 PM
flyer10631$40.003/31/2011 1:54:52 PM
neelgagan$100.003/31/2011 2:02:49 PM
leader91$25.003/31/2011 7:33:36 PM
loan-oath0$43.363/31/2011 6:23:39 AM
ussugm$25.003/31/2011 6:47:39 AM
steely_dan34$25.004/1/2011 1:38:45 AM
SourDoughSteve$25.004/1/2011 1:53:39 AM
Railbird$29.054/1/2011 2:19:30 AM
forthright-dedication$50.003/31/2011 8:18:26 AM
noble-silver1$25.003/31/2011 5:53:29 PM
intrepid-loot$100.003/31/2011 9:14:02 PM
prost$50.003/31/2011 9:37:47 AM
adhawan325$25.004/1/2011 1:53:47 AM
YellowJacket$25.004/1/2011 1:54:06 AM
mar97$25.184/1/2011 1:59:36 AM
whistledicksmith$42.004/1/2011 2:13:19 AM
afotherg$31.384/1/2011 2:13:25 AM
Veridic$25.004/1/2011 2:27:41 AM
shaker348$28.414/1/2011 2:33:33 AM
bid-papyrus$25.004/1/2011 2:45:55 AM
beachfunder$25.003/31/2011 2:02:24 PM
safe-kindness5$25.003/31/2011 5:13:41 PM
Cheburashka$30.003/31/2011 5:16:31 PM
KeepOnRunning$34.214/1/2011 1:34:18 AM
tastytitan$26.144/1/2011 2:08:09 AM
TikPmp1$25.003/18/2011 9:09:36 AM
reflective-rupee$25.333/18/2011 9:57:39 AM
DukSerduk$25.003/18/2011 9:05:36 AM
Hanalei712$50.003/18/2011 9:06:02 AM
meux99$25.003/18/2011 9:09:42 AM
a-exponential-hope$25.003/18/2011 9:03:12 AM
exact-gold2$25.003/18/2011 9:03:27 AM
kind-resolute-dough$100.003/18/2011 9:09:31 AM
fantastic-openness$100.003/18/2011 9:09:47 AM
worthy-bid8$50.003/18/2011 9:54:39 AM
wbahl$25.003/18/2011 12:01:33 PM
Tylerh$29.203/19/2011 1:37:23 AM
thankful-nickel2$50.003/19/2011 2:50:10 PM
bobby5832708$50.003/19/2011 9:41:37 AM
leeball$50.003/20/2011 2:31:36 PM
axl163$25.003/20/2011 12:29:54 PM
Fonthill$100.003/22/2011 9:17:47 AM
dwilson443$50.003/22/2011 1:36:20 PM
Emgolda$25.003/22/2011 9:39:10 AM
YummiBear$25.003/22/2011 6:59:30 PM
power-mad-scientist$25.003/24/2011 11:53:02 AM
eronyc$50.003/25/2011 12:28:04 PM
zotzot$50.223/25/2011 5:48:33 PM
kind-adventurous-finance$100.003/25/2011 4:25:24 PM
kc8fot$50.003/26/2011 10:02:48 AM
Silver-Penny001$25.003/26/2011 6:25:54 AM
the-dollar-topper$100.003/26/2011 2:48:32 PM
bds9646$26.003/26/2011 4:28:47 PM
PThor$25.003/26/2011 3:13:05 PM
toronado$50.003/26/2011 6:41:42 PM
SchaeferJ$25.003/26/2011 7:58:52 PM
AmericanCredit$25.003/28/2011 6:53:09 AM
cptproton$50.003/28/2011 5:49:34 PM
DadWarbucks$60.003/28/2011 7:08:32 AM
Bodyboard$35.003/29/2011 10:55:39 AM
Bank42$100.003/29/2011 11:09:27 AM
invest-in-ed$150.003/29/2011 4:29:07 PM
kegs$1,700.003/29/2011 11:37:08 AM
Archimeech$50.003/30/2011 5:37:43 AM
WilliamLeeSims$25.003/29/2011 4:48:25 PM
GodzillaLending$25.003/30/2011 2:46:51 AM
UncleTupelo2$25.003/30/2011 9:27:35 AM
CapStack$25.003/30/2011 9:28:22 AM
rmachi$25.003/30/2011 1:46:49 AM
velocity-solo$25.003/30/2011 2:56:28 AM
thedoctor$100.003/30/2011 1:18:04 PM
lamsabuy$1,200.003/30/2011 10:44:17 AM
REITRUST$25.003/30/2011 1:45:43 PM
Westerly$50.003/30/2011 9:26:22 AM
Supernick$50.003/30/2011 1:16:24 PM
important-ore$100.003/30/2011 1:50:35 PM
DDPrime$50.003/30/2011 2:36:49 PM
bigballer105$100.003/30/2011 2:38:02 PM
Marathoner$25.003/30/2011 2:38:11 PM
gemoscar$50.003/30/2011 2:38:07 PM
Sixmil$100.003/30/2011 2:38:47 PM
surfsider123$25.003/30/2011 6:02:29 PM
mcs86d$25.003/30/2011 2:50:29 PM
liberty-optimization7$30.003/30/2011 1:08:05 PM
NMGbank$25.003/31/2011 2:08:00 AM
responsibilityenstein3$48.033/30/2011 2:11:25 PM
TheDigitalMan$25.003/31/2011 3:27:42 AM
usanachris$50.003/30/2011 2:26:21 PM
ScionAltera$25.003/30/2011 2:38:05 PM
Woodworker57$25.003/30/2011 2:38:27 PM
wise-silver-wonder$25.003/31/2011 2:28:24 AM
LimaGuy$99.853/30/2011 3:23:07 PM
Charmart$25.003/31/2011 3:20:14 AM
PK_USMC$25.003/31/2011 4:39:24 AM
Brisket_Bob$36.243/31/2011 4:39:55 AM
ac787$25.003/30/2011 5:13:13 PM
outofoffice$100.003/31/2011 10:13:16 AM
Jumping_Jedi$25.003/31/2011 10:22:20 AM
kirkjerk$50.003/31/2011 7:26:03 AM
Chewbaca$25.003/31/2011 3:21:07 PM
openness-viking$50.003/31/2011 4:48:01 PM
sunny1985$25.003/31/2011 10:03:43 AM
AceInTheHole$25.003/31/2011 10:08:42 AM
Auburnmist$25.003/31/2011 10:12:31 AM
jonandmeg21$31.643/31/2011 1:58:52 AM
julijask$50.003/31/2011 2:06:43 AM
Isotope$25.003/31/2011 1:17:28 PM
valiant-liberty4$25.003/31/2011 2:47:42 AM
daveseansworld$30.043/31/2011 4:57:08 PM
spirited-diversification0$100.003/31/2011 6:33:01 AM
Raetha$25.004/1/2011 1:38:25 AM
BiggestG$25.004/1/2011 1:38:53 AM
ujiba$50.004/1/2011 1:43:52 AM
L-vex$25.004/1/2011 1:53:42 AM
CalCollegeFund19$30.274/1/2011 2:02:36 AM
Tasmir$25.004/1/2011 2:28:06 AM
reinforced-reward$25.004/1/2011 2:47:13 AM
antlr$50.003/31/2011 5:43:19 PM
gander801$62.103/31/2011 6:00:59 PM
yerkster1$36.893/31/2011 7:25:24 PM
LovinMe$25.003/31/2011 10:41:41 PM
LKN2RTR$25.004/1/2011 2:00:37 AM
bulldawg$25.004/1/2011 2:13:00 AM
luckyldy$33.274/1/2011 2:18:40 AM
slartibardfast$25.004/1/2011 2:24:07 AM
wirebutterfly$75.003/31/2011 10:46:26 AM
Refugee$50.003/31/2011 10:52:28 AM
harmonious-moola7$27.694/1/2011 2:52:38 AM
jescowa$50.003/31/2011 12:08:40 PM
heerzaquestion$25.003/31/2011 12:35:10 PM
WxChem$25.003/31/2011 5:32:21 PM
newest-organic-rupee$25.003/31/2011 7:25:21 PM
Spiv_51$25.004/1/2011 12:33:53 AM
nicklds$61.404/1/2011 1:38:20 AM
palpbert$25.004/1/2011 1:48:14 AM
xphile$25.004/1/2011 2:12:45 AM
mecaterpillar$14.434/1/2011 4:27:40 AM
210 Investments
 
Borrower Payment Dependent Notes Series 498569
This series of Notes was issued and sold upon the funding of the borrower loan #48247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2008 Debt/Income ratio: 38%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,120Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: trade-processor4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TLP
Purpose of loan: Is to help me with school and help with my expenses.
This loan will be used to...pay for school and my other monthly expenses.

My financial situation:
I am a good candidate for this loan because...
I am a reliable, denpendable, and prompt person to pay back the expenses that I am borrowing to help me with school and other bills.

Monthly net income: $
Monthly expenses: $
Housing: $ 820.00 (divided by three persons)
Insurance: $ 50.00
Car expenses: $ 200.00
Utilities: $ varies
Phone, cable, internet: $ 68.00 (phone)/52.00 (cable and internet)
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you have an income with which you can make these monthly payments? - zotzot
A: Yes, I am working at Capital Regional Medical Center in Tallahassee,FL. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loanman2007$25.003/20/2011 12:37:27 PM
worldly-money4$100.003/20/2011 12:02:31 PM
worldly-money4$3,000.003/20/2011 12:05:12 PM
reflective-rupee$25.333/21/2011 11:19:04 AM
kwan$25.003/31/2011 9:26:31 AM
vigilance-spinner3$25.003/30/2011 5:13:58 PM
JDWCARD$50.003/31/2011 11:39:03 AM
CA-Lender$50.003/31/2011 1:41:10 PM
eboomer2611$25.003/31/2011 8:31:21 AM
B2152$25.004/1/2011 4:53:33 AM
Belair_Advisors$25.004/1/2011 3:16:31 AM
WxChem$25.003/31/2011 5:33:16 PM
Artist_Blue$25.003/21/2011 7:12:08 AM
CA-Lender$50.003/21/2011 6:57:43 PM
zotzot$25.443/24/2011 5:48:42 PM
lean-ore9$25.003/25/2011 10:23:21 AM
w3alter$100.003/25/2011 9:19:01 AM
transparency-grasshopper$25.003/29/2011 5:31:20 PM
leverage-ectasy$25.003/30/2011 4:55:55 PM
gristle_mcthornbody$25.003/31/2011 2:36:24 PM
noble-silver1$25.003/31/2011 5:56:23 PM
wise-skillful-benjamins$25.003/31/2011 6:10:13 PM
zotzot$25.003/31/2011 6:54:08 PM
mbcjk$26.074/1/2011 4:00:12 AM
investment-habanero8$123.164/1/2011 4:58:54 AM
168RichCapital$25.003/31/2011 10:47:25 AM
smooothymon$25.003/31/2011 5:39:05 PM
thankful-nickel2$25.003/31/2011 6:16:06 PM
28 Investments
 
Borrower Payment Dependent Notes Series 498647
This series of Notes was issued and sold upon the funding of the borrower loan #48251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1988 Debt/Income ratio: 15%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:11y 8m
Amount delinquent: $7,378 Total credit lines: 21 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,729Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: burgeoning-deal841 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CRAZYPURL
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...
PAY OFF DEBT
My financial situation:
I am a good candidate for this loan because... i always pay my bills on time


Monthly net income: $3000
Monthly expenses: $
Housing: $1400
Insurance: $70
Car expenses: $70
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $577
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1$185,000 2. $164,000 (Mar-20-2011)
Q: You state you always pay your bills on time. Can you explain the 2 delinquent bills for over $7k. Do you intend to use the money to pay these two? - justasoldier
A: yes, i do. (Mar-22-2011)
Q: What are your past delinquencies? You didn't answer that from the last question. Thanks - innovator2
A: sorry. i have a lot of credit card debt and am in a debt reduction program. the 2 delinquincies are the credit cards that are enrolled in the debt reduction program. i am current on all other bills and promise to pay on time for this loan (Mar-25-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/20/2011 12:03:03 PM
simplelender80$100.003/20/2011 12:01:07 PM
worldly-money4$100.003/20/2011 12:02:30 PM
leodaguy$25.003/20/2011 12:03:28 PM
Artist_Blue$25.003/21/2011 6:11:27 AM
Jack55304$125.003/21/2011 7:12:03 AM
benjamins-utopia$100.003/24/2011 11:49:25 AM
w3alter$100.003/24/2011 10:28:21 PM
shellback13$75.003/25/2011 5:17:21 PM
108lender$300.003/25/2011 5:53:10 PM
investment-habanero8$50.003/25/2011 8:09:11 PM
novice-speculator$25.003/26/2011 9:12:29 AM
Bob450$25.003/26/2011 9:37:48 AM
payout-bridge$100.003/26/2011 10:06:50 AM
well-rounded-payout0$50.003/26/2011 11:12:44 AM
vegibenz$25.003/26/2011 11:46:26 AM
hitsman$50.003/26/2011 11:48:13 AM
jbloans$25.003/26/2011 1:31:51 PM
wealth-competitor$25.003/26/2011 12:11:47 PM
supreme-hope$25.003/26/2011 8:04:02 AM
Control$50.003/26/2011 2:41:47 PM
the-dollar-topper$100.003/26/2011 2:43:19 PM
myutmost$100.003/26/2011 10:06:00 AM
saga9$25.003/26/2011 1:33:46 PM
wbahl$25.003/26/2011 2:07:26 PM
suave-dime6$25.003/20/2011 12:37:13 PM
sharpey$25.003/21/2011 7:57:32 AM
ingenious-deal6$25.003/22/2011 4:42:04 PM
zippy-interest$25.003/23/2011 12:42:11 PM
finance-prescription$50.003/24/2011 5:34:05 AM
burrito6$25.003/24/2011 8:31:23 AM
mrxtravis$25.003/24/2011 11:52:39 AM
GElender$25.003/26/2011 6:17:51 AM
mercuriant$25.003/26/2011 4:53:32 AM
kind-efficient-credit$25.003/26/2011 5:55:24 AM
jasonrun$25.003/26/2011 8:03:20 AM
the-upbeat-p2p$133.213/26/2011 2:08:52 PM
agalt$65.003/26/2011 2:56:34 PM
zotzot$25.883/26/2011 12:32:50 PM
LuvToLend$25.003/26/2011 1:02:25 PM
astute-investment5$25.003/26/2011 10:48:35 AM
CA-Lender$100.003/26/2011 10:54:13 AM
piano55$25.003/26/2011 12:38:30 PM
Gibbyland$100.003/26/2011 1:18:09 PM
kublai$25.913/26/2011 2:59:54 PM
45 Investments
 
Borrower Payment Dependent Notes Series 499191
This series of Notes was issued and sold upon the funding of the borrower loan #48248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1984 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 9 / 9Length of status:0y 10m
Amount delinquent: $1,211 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,599Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: best-p2p-mangrove Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan 4 Great Storefront
Purpose of loan: business loan
This loan will be used to...create website and Facebook, purchase updated CAD software and drafting table/equipment

My financial situation:is ok. I need a loan to promote expansion of the business.
I am a good candidate for this loan because...there are no stores like my store in this area. This is a very depressed area in the south. I offer great products at modest prices. I sell furniture/accessories/gifts. I also provide consignment merchandise. This upscale shop has loyal customers. The interior design services are driving the store's success. I need funding to expand my visibility on social networks and update my computer software.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/25/2011 5:04:48 PM
MrBailey$25.003/25/2011 5:53:12 PM
suave-dime6$25.003/25/2011 5:05:41 PM
tech310$50.003/26/2011 2:48:47 AM
power-trophy7$25.003/26/2011 2:57:10 AM
simplelender80$100.003/26/2011 3:26:31 PM
loyalist1$100.003/26/2011 4:27:00 PM
thelovebug$100.003/27/2011 9:19:24 PM
kindness-launcher$3,000.003/28/2011 4:31:12 PM
CA-Lender$100.003/28/2011 4:34:59 PM
Reliance_Banker$25.003/28/2011 7:36:01 PM
reflective-rupee$100.333/28/2011 12:08:40 PM
HammerSmith$25.003/28/2011 6:39:37 PM
ingenious-deal6$25.003/29/2011 2:59:02 PM
investment-habanero8$100.003/29/2011 4:32:06 AM
transparency-grasshopper$25.003/29/2011 5:31:38 PM
adaptable-capital$184.043/29/2011 5:48:52 PM
satisfying-exchange3$25.003/29/2011 6:48:37 PM
SecondChanceLendingSERV$25.003/29/2011 10:03:17 PM
erccpa$56.583/30/2011 3:53:38 AM
w3alter$100.003/30/2011 10:04:46 AM
finance-shower2$48.723/30/2011 1:20:38 PM
top-durability-maracas$100.003/30/2011 11:03:38 AM
ASR3$50.003/27/2011 4:27:48 AM
reflective-rupee$150.333/29/2011 9:17:28 AM
persistent-bazaar$50.003/29/2011 7:21:34 AM
wild-orange$50.003/29/2011 12:05:44 PM
Lubava$25.003/30/2011 5:07:35 AM
dime-vista2$25.003/29/2011 9:25:39 PM
winmals$25.003/30/2011 9:05:35 AM
draggon77$25.003/30/2011 7:13:59 AM
partyplan$25.003/30/2011 8:35:56 AM
wbahl$25.003/30/2011 9:31:51 AM
Makingitrain$25.003/30/2011 10:02:52 AM
spike22$35.003/30/2011 11:18:54 AM
greenback-guard$25.003/30/2011 1:11:48 PM
36 Investments
 
Borrower Payment Dependent Notes Series 499397
This series of Notes was issued and sold upon the funding of the borrower loan #48253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1988 Debt/Income ratio: 49%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,171Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: balanced-dollar0 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2001 Dodge ram 1500 &amp; 1988 F150
Purpose of loan:
This loan will be used to...consolidate my bills into 1 payment to 1 agency. I am trying very hard to get out of debt as so I may buy a house.

My financial situation:
I am a good candidate for this loan because...I am well established in this county, being a resident now for 10 years. I have been manager at this company for 3 years now & the house I want to buy is very close to the store; an excellent location. I no longer wish to rent but to establish roots.


Monthly net income: $2,000
Monthly expenses: $1,400
Housing: $550
Insurance: $80
Car expenses: $100
Utilities: $200
Phone, cable, internet: $N/A I don't have any of these services hooked up.
Food, entertainment: $200
Clothing, household expenses: $none, at this time.
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/24/2011 5:05:53 PM
reflective-rupee$250.333/24/2011 5:07:33 PM
zotzot$50.443/24/2011 5:11:10 PM
Weaverville$25.003/24/2011 5:13:21 PM
flwah$25.003/24/2011 5:13:29 PM
Kyileo$25.003/24/2011 7:21:54 PM
Kash2010lu$56.003/24/2011 5:05:01 PM
gristle_mcthornbody$25.003/25/2011 2:05:02 AM
worldly-money4$3,000.003/24/2011 5:06:57 PM
Amber_Stone$50.003/24/2011 5:07:10 PM
loss-of-control$150.003/24/2011 5:44:25 PM
SolarMoonshine$25.003/24/2011 6:03:46 PM
WindyKid$27.583/25/2011 1:29:57 AM
87Marc$25.003/25/2011 1:50:43 AM
PatRichi$25.003/25/2011 1:59:25 AM
investment-habanero8$100.003/25/2011 9:56:56 AM
Amber_Stone$50.003/24/2011 5:07:41 PM
power-locomotive$31.003/24/2011 5:12:33 PM
Christophe$25.003/25/2011 5:56:11 AM
greencat$50.003/25/2011 7:15:26 AM
SFBank$100.003/24/2011 7:16:56 PM
JustMee$25.003/25/2011 12:48:01 AM
payout-bridge$200.003/25/2011 11:13:38 AM
vigilance-searcher$25.003/25/2011 11:42:16 AM
gothampark$25.003/25/2011 12:36:22 PM
w3alter$100.003/25/2011 9:18:06 AM
back-scratchers$25.003/25/2011 9:36:06 AM
transformer855$25.003/25/2011 9:42:55 AM
squarebob$25.003/25/2011 9:58:53 AM
justasoldier$50.003/25/2011 10:20:02 AM
JauaFlash$25.003/25/2011 3:21:02 PM
reflective-rupee$250.333/24/2011 5:07:15 PM
bold-steady-peso$25.003/24/2011 5:12:36 PM
ofern01$50.003/24/2011 5:13:27 PM
intrepid-loot$25.003/24/2011 7:00:20 PM
Kreditorium$25.003/25/2011 1:59:39 AM
Comoparklender$36.363/25/2011 2:00:35 AM
suave-dime6$25.003/24/2011 5:07:08 PM
Evan_Safe$25.003/24/2011 5:12:34 PM
larryboy10$50.003/24/2011 6:42:06 PM
sturdy-peace9$50.003/25/2011 8:15:05 AM
DUDICO2006$25.003/24/2011 7:10:22 PM
bright-exchange$25.003/24/2011 7:30:45 PM
DasMula$27.003/24/2011 9:13:42 PM
tech310$50.003/25/2011 1:51:38 AM
affluence-tycoon$29.013/25/2011 2:03:18 AM
husley$40.003/25/2011 9:58:31 AM
Nerdster1$40.053/25/2011 12:12:27 PM
FoosMaster$50.003/25/2011 12:17:19 PM
eronyc$50.003/25/2011 12:27:37 PM
RyanM561$25.003/24/2011 6:42:19 PM
ready-interest9$25.003/25/2011 12:36:49 PM
Keeping-The-Peace$50.003/24/2011 11:33:29 PM
autonomous-truth$100.003/25/2011 4:48:58 PM
nickel-hickory$1,000.003/25/2011 9:31:00 AM
zone6$100.003/25/2011 2:08:35 AM
loanman2007$125.003/25/2011 5:20:01 AM
CA-Lender$100.003/25/2011 9:22:37 AM
sudeep104$25.003/25/2011 9:35:32 AM
youngtrader$361.903/25/2011 4:49:34 PM
competent-p2p$50.003/25/2011 11:03:12 AM
61 Investments
 
Borrower Payment Dependent Notes Series 499529
This series of Notes was issued and sold upon the funding of the borrower loan #48210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1992 Debt/Income ratio: 26%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,137Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: thrilling-bonus558 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
medical bills
Purpose of loan: medical bills
This loan will be used to...
pay medical bills
My financial situation: i can pay my bills , but my sons medical bills are piling up
I am a good candidate for this loan because...


Monthly net income: $4500
Monthly expenses: $
Housing: $1300
Insurance: $89
Car expenses: $650
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. 139,000. No second mortgage 2. 160,000 (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/25/2011 5:05:48 PM
worldly-money4$200.003/25/2011 5:06:05 PM
Bob450$25.003/26/2011 2:40:00 AM
Kreditorium$25.003/26/2011 2:55:25 AM
zone6$100.003/26/2011 3:20:41 AM
competent-p2p$45.003/26/2011 9:24:04 AM
ASR3$50.003/27/2011 4:27:39 AM
SecondChanceLendingSERV$25.003/26/2011 9:04:21 PM
reflective-rupee$1,000.333/28/2011 12:04:54 PM
loanman2007$150.003/29/2011 5:26:15 AM
foothillender$25.003/29/2011 7:14:10 AM
wild-orange$50.003/28/2011 9:44:22 PM
leverage-monger$25.123/30/2011 9:18:53 AM
EarlyRiser$87.383/30/2011 1:47:41 AM
investment-habanero8$100.003/30/2011 5:05:36 AM
thatguyoverseas$27.063/30/2011 10:34:40 AM
SkinnyFish$25.003/30/2011 2:06:43 PM
forthright-trade$25.003/30/2011 10:20:11 AM
Shining-Star$25.003/30/2011 10:43:37 AM
heerzaquestion$25.003/30/2011 12:08:30 PM
direct-social3$25.003/30/2011 5:13:04 PM
bassman46$100.003/30/2011 6:42:42 PM
LendToCause$25.003/30/2011 7:03:28 PM
mammalian4$25.003/30/2011 2:13:52 PM
market-pudding$25.003/31/2011 6:38:37 AM
wild-orange$50.003/31/2011 2:02:11 AM
friendinmoney$25.003/31/2011 8:37:32 AM
thankful-nickel2$25.003/30/2011 2:57:41 PM
Banker_Joe$25.003/30/2011 6:46:47 PM
moola-monger9$50.003/31/2011 7:34:09 AM
payout-alien6$25.003/31/2011 1:02:22 PM
Tylerh$100.003/30/2011 8:34:31 PM
evergreen16$50.003/30/2011 8:37:50 PM
razor783$25.003/31/2011 10:44:09 AM
zotzot$25.003/31/2011 6:52:34 PM
LogCabin5$50.003/31/2011 3:28:25 PM
intrepid-loot$50.003/31/2011 5:34:23 PM
grammaspurse$25.003/31/2011 10:36:38 AM
bankojerry$25.003/31/2011 3:30:45 PM
noble-silver1$25.003/31/2011 5:54:46 PM
lloyd_s$25.003/26/2011 2:48:22 AM
simplelender80$100.003/26/2011 4:43:53 PM
thelovebug$100.003/27/2011 9:19:30 PM
kind-important-liberty9$25.003/28/2011 2:31:30 PM
ingenious-deal6$25.003/29/2011 2:59:06 PM
loss-of-control$150.003/29/2011 5:25:59 PM
EngineersAlliance$100.003/29/2011 5:29:13 PM
elegant-loot$25.003/30/2011 9:26:07 AM
GS-ROCK$25.003/30/2011 10:22:43 AM
treasure-expert$25.003/30/2011 11:22:57 AM
well-mannered-income3$60.003/30/2011 11:55:17 AM
CA-Lender$100.003/30/2011 11:30:51 AM
w3alter$28.333/30/2011 10:04:51 AM
moola-pillow$25.003/30/2011 5:42:17 PM
KarlMarx$25.003/30/2011 2:14:25 PM
JustMee$25.003/31/2011 5:50:53 AM
leverage-monger$61.113/31/2011 9:05:53 AM
helpwithoutbanks$25.003/31/2011 9:18:37 AM
kwan$25.003/31/2011 9:28:04 AM
WxChem$25.003/30/2011 10:42:54 PM
muzik23$15.673/31/2011 7:24:49 PM
paperbuyers$25.003/31/2011 5:29:35 PM
csandb$25.003/31/2011 5:26:40 PM
excheesehead$100.003/31/2011 5:40:05 PM
64 Investments
 
Borrower Payment Dependent Notes Series 499699
This series of Notes was issued and sold upon the funding of the borrower loan #48265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $92.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2004 Debt/Income ratio: 15%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,113Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: ore-hot-rod2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to clear credit card debt.

My financial situation:
I am a good candidate for this loan because I enjoy good credit, have regular income and always pay on time.

Monthly net income: $2175
Monthly expenses: $1800
Housing: $730
Insurance: $
Car expenses: $100
Utilities:
Phone, cable, internet: $60
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$50.003/28/2011 9:03:41 AM
reflective-rupee$250.333/28/2011 12:14:12 PM
patriot897$25.003/28/2011 2:13:20 PM
BxRealtor$25.003/28/2011 9:08:33 AM
goodhearted-basis4$25.003/28/2011 9:34:58 AM
smart-gold$25.003/28/2011 9:50:48 AM
engaging-worth$25.003/28/2011 8:13:22 PM
dpries123$25.003/29/2011 2:34:51 AM
hostbank$100.003/29/2011 4:30:05 PM
loanman2007$50.003/30/2011 4:53:32 AM
havok555$37.213/29/2011 9:05:49 PM
FinDoc$25.003/30/2011 2:05:54 AM
Finchy78$25.003/30/2011 2:13:22 PM
zotzot$25.003/30/2011 5:32:28 PM
squarebob$25.003/30/2011 5:34:32 PM
Astyanax$40.003/30/2011 7:42:46 PM
best-shiny-hope$25.003/31/2011 3:19:20 AM
simplelender80$100.003/30/2011 2:25:01 PM
WxChem$25.003/30/2011 11:03:00 PM
angel879$25.003/30/2011 11:32:37 PM
back-scratchers$25.003/30/2011 2:50:48 PM
razor783$25.003/31/2011 10:42:54 AM
JDWCARD$15.003/31/2011 11:35:04 AM
skaught$30.003/31/2011 9:37:33 AM
investment-habanero8$100.003/31/2011 3:38:46 AM
buffalobills$25.003/31/2011 7:35:25 AM
KryptonWare-com$25.003/31/2011 10:04:34 AM
grammaspurse$25.003/31/2011 10:41:22 AM
income-awakening6$25.003/28/2011 9:07:13 AM
favorite-commerce$50.003/28/2011 1:05:47 PM
SolarMoonshine$25.003/28/2011 6:32:53 PM
wild-orange$50.003/28/2011 9:32:16 PM
GALERXLoans$25.653/29/2011 8:21:47 AM
CASSHMAN$100.003/29/2011 7:20:59 PM
enthralling-deal180$50.003/29/2011 7:29:33 PM
dudebrah$25.003/29/2011 11:41:34 PM
loyalty-sherpa$25.003/30/2011 10:22:42 AM
CA-Lender$100.003/30/2011 2:47:55 PM
fuzed$75.003/30/2011 4:02:25 PM
zotzot$25.003/30/2011 5:32:39 PM
mammalian4$25.003/31/2011 2:50:58 AM
market-pudding$25.003/31/2011 6:39:31 AM
EarlyRiser$250.003/31/2011 12:04:51 AM
Zolton$100.003/31/2011 6:50:57 AM
FinanceEngine$25.003/31/2011 7:09:51 AM
grotheik$25.003/31/2011 7:32:32 AM
thankful-nickel2$25.003/30/2011 2:48:42 PM
Moneypenny6$25.003/31/2011 9:16:54 AM
Doug1043$25.003/31/2011 9:40:00 AM
upbeat-finance8$25.003/31/2011 10:15:18 AM
EretzCapital$66.813/31/2011 8:37:09 AM
point-mastery$60.003/31/2011 7:52:28 AM
Engineer44$25.003/31/2011 8:51:27 AM
53 Investments
 
Borrower Payment Dependent Notes Series 499847
This series of Notes was issued and sold upon the funding of the borrower loan #48219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $195.97
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1982 Debt/Income ratio: 50%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:24y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,611Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: investment-maximizer0 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
In Need of Home Improvement
Purpose of loan: Furnace
This loan will be used to...Buy Furnace & Funeral Expense

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$3,000.003/29/2011 9:05:52 AM
Kash2010lu$40.003/29/2011 9:03:12 AM
suave-dime6$25.003/29/2011 9:06:24 AM
mpatrick$25.003/29/2011 9:15:05 AM
power-bluebird2$50.003/29/2011 9:36:31 AM
Danjack_Capital$25.003/29/2011 9:45:20 AM
gothampark$25.003/29/2011 10:01:06 AM
worthy-bid4$32.123/29/2011 9:37:18 AM
DasMula$52.003/29/2011 10:03:24 AM
lending-theory$50.003/29/2011 9:13:38 AM
CA-Lender$100.003/29/2011 9:13:43 AM
reflective-rupee$1,000.333/29/2011 9:14:50 AM
nest235$25.003/29/2011 9:43:11 AM
Makingitrain$25.003/29/2011 9:39:44 AM
2grindstones$25.003/29/2011 10:02:16 AM
MoneyForNothing$0.553/29/2011 10:26:18 AM
16 Investments
 
Borrower Payment Dependent Notes Series 499931
This series of Notes was issued and sold upon the funding of the borrower loan #48225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $146.65
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1987 Debt/Income ratio: 36%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,508Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: johnnyl1977 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
620-639 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Would like loan please.
Purpose of loan:
This loan will be used to...
General home improvements
My financial situation:
I am a good candidate for this loan because...
I have had a loan with prosper before and was in good standing the entire loan until paid off. I have had a steady job with the same company for 15 years. My main monthly expense, my car, will be paid off in October.

Monthly net income: $2700
Monthly expenses: $1700 apprx.
Housing: $500
Insurance: $75
Car expenses: $550
Utilities: $na
Phone, cable, internet: $80
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.003/30/2011 9:03:15 AM
CoolPlexer$25.003/30/2011 9:03:35 AM
worldly-money4$200.003/30/2011 9:06:19 AM
transparency-grasshopper$25.003/30/2011 9:09:29 AM
AF-Chief$50.003/30/2011 9:02:55 AM
selector568$100.003/30/2011 9:03:53 AM
NekHoldings$25.003/30/2011 10:12:24 AM
ac787$38.003/30/2011 10:57:23 AM
stevekc1$25.003/30/2011 11:18:59 AM
courteous-note1$25.003/30/2011 12:30:25 PM
reflective-rupee$600.333/30/2011 10:21:29 AM
I-Believe-In-You$44.363/30/2011 10:22:45 AM
unger$122.003/30/2011 11:14:26 AM
lendstats_com$400.003/30/2011 11:16:04 AM
well-mannered-income3$50.003/30/2011 11:55:59 AM
loanman2007$200.003/30/2011 12:01:42 PM
ingenious-deal6$25.003/30/2011 9:08:40 AM
investment-artist$25.003/30/2011 9:30:12 AM
Astyanax$60.003/30/2011 1:31:06 PM
mammalian4$25.003/30/2011 2:13:55 PM
payout-bridge$650.003/30/2011 2:29:49 PM
favorite-commerce$50.003/30/2011 10:12:11 AM
Chesterite$25.003/30/2011 2:17:19 PM
Iceman1347$25.003/30/2011 1:08:53 PM
SkinnyFish$25.003/30/2011 2:05:44 PM
simplelender80$100.003/30/2011 2:11:37 PM
DasMula$57.003/30/2011 9:33:58 AM
corporatejim$26.923/30/2011 9:41:28 AM
Kash2010lu$25.003/30/2011 9:23:27 AM
marinbb$75.003/30/2011 9:38:28 AM
twjh$25.003/30/2011 11:18:27 AM
squarebob$25.003/30/2011 9:55:29 AM
El_Profesional$25.003/30/2011 11:08:10 AM
CA-Lender$100.003/30/2011 11:31:59 AM
suave-dime6$25.003/30/2011 9:05:56 AM
investmentgroup$25.003/30/2011 9:09:50 AM
MoneyForNothing$21.343/30/2011 2:29:59 PM
GS-ROCK$25.003/30/2011 10:21:19 AM
Nerdster1$25.053/30/2011 2:12:49 PM
sflash$25.003/30/2011 2:28:58 PM
himistu22$25.003/30/2011 2:12:06 PM
41 Investments