Sales Report:Supplement No. 8 dated Mar 25, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 495777
This series of Notes was issued and sold upon the funding of the borrower loan #47967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,564.77 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $429.37
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1976 Debt/Income ratio: 27%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,333Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: kind-independent-bill Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
WANT TO GET DONE WITH CREDIT CARDS
Purpose of loan:
This loan will be used to...PAY OFF CREDIT CARDS

My financial situation:
I am a good candidate for this loan because...I HAVE AWAYS PAID MY DEBTS


Monthly net income: $7100.00
Monthly expenses: $
Housing: $3000.00
Insurance: $INCLUDED IN HOUSING
Car expenses: $150.00
Utilities: $240.00
Phone, cable, internet: $120.OO
Food, entertainment 500.00
Clothing, household expenses 300.00
Credit cards and other loans: $1800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I was considering lending to you, but would like clarification of whether you are employed. It says "other" for less than a year. - luvlending
A: I was employed for 35 years teaching I receive my pension, and work doing sales now (Feb-28-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 610,000.00 WITH AVALUE OF 740,000.00 (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/27/2011 12:02:53 PM
BxRealtor$25.002/27/2011 12:03:17 PM
organized-payment6$50.002/27/2011 12:03:27 PM
TikPmp1$25.002/27/2011 12:06:45 PM
competent-p2p$25.002/27/2011 5:28:28 PM
MadHun$100.002/27/2011 12:05:02 PM
simplelender80$100.002/27/2011 12:03:05 PM
Azonic21$25.002/27/2011 12:06:09 PM
selector568$50.003/1/2011 4:07:02 AM
adventurous-treasure2$25.003/1/2011 8:31:26 PM
radforj22$25.003/2/2011 7:01:10 AM
gold-sushi$25.003/3/2011 8:04:04 AM
enthralling-deal180$50.003/3/2011 2:29:56 AM
bullwink27$25.003/3/2011 9:28:03 AM
important-ore$150.003/4/2011 3:20:58 AM
gold-blanket0$50.003/3/2011 6:50:44 PM
Tylerh$100.003/4/2011 8:33:57 AM
kulender$100.003/4/2011 2:30:51 PM
jdrez$25.003/4/2011 6:42:29 PM
luvlending$75.003/4/2011 10:05:28 PM
worldly-community3$50.003/6/2011 11:06:44 AM
genuine-euro9$25.003/7/2011 8:38:29 AM
radiant-peace$25.003/7/2011 11:35:49 AM
Ripsaw4U$50.003/7/2011 12:26:37 PM
friendly-market5$25.003/7/2011 3:57:35 PM
debtcollector$100.003/7/2011 6:41:09 PM
superb-funds335$25.003/7/2011 8:41:59 PM
bountiful-durability$100.003/7/2011 8:57:44 PM
commerce-renewal$100.003/7/2011 4:51:47 PM
wilmajean$50.003/8/2011 6:15:00 AM
revenue-sapling$50.003/8/2011 7:42:46 AM
gravbox$25.003/8/2011 6:36:47 AM
meenan$50.003/8/2011 9:46:54 PM
Ocean713$50.003/9/2011 12:33:27 PM
power-collider$25.003/9/2011 3:41:18 PM
persistent-interest89$500.003/9/2011 4:43:24 PM
nickel-ferret$100.003/9/2011 8:46:35 AM
PThor$25.003/9/2011 1:02:32 PM
peace-maximizer8$25.003/10/2011 4:36:26 AM
be_wise$25.003/10/2011 5:06:48 AM
skidoo99$25.003/10/2011 6:17:00 AM
aldeed$150.003/10/2011 7:03:27 AM
bobby5832708$50.003/10/2011 8:16:18 AM
greenback-perfume$50.003/10/2011 8:21:46 AM
vigilance-revolutionary$50.003/10/2011 9:21:47 AM
indomitable-coin$25.003/9/2011 7:07:12 PM
credit-kahuna$50.003/10/2011 6:27:35 AM
Swabjockey$25.003/10/2011 2:56:28 PM
matt_2006$25.003/10/2011 4:27:00 PM
wizbiz717$50.003/10/2011 5:26:56 PM
NorthlandAlchemist$250.003/10/2011 10:49:37 PM
Banker2OO7$50.003/11/2011 12:01:48 AM
balance6$25.003/10/2011 4:21:47 PM
nestegg4e$25.003/10/2011 5:56:01 PM
theloanfiller$25.003/10/2011 6:56:41 PM
astute-benjamins$25.003/10/2011 2:54:33 PM
a-finance-nirvana$25.003/11/2011 1:52:36 AM
income-mechanic7$25.003/11/2011 9:38:53 AM
Eagledrop$25.003/10/2011 5:56:08 PM
Unclejohn$30.003/11/2011 7:07:56 AM
the-profit-oracle$25.003/11/2011 1:50:02 AM
Mr_Money$25.003/11/2011 3:32:26 PM
kchen486$100.003/11/2011 3:32:43 PM
emosspot$25.003/11/2011 4:21:29 PM
moltopaolo$50.003/11/2011 7:26:21 AM
enigmallc$25.003/11/2011 1:31:06 PM
gracej$25.003/11/2011 9:05:08 AM
social-friendship5$50.003/11/2011 9:31:17 AM
reasonable-durability1$25.003/11/2011 9:32:54 PM
anton$1,400.003/11/2011 4:49:45 PM
investment-raker8$50.003/11/2011 4:55:23 PM
coin-investor$25.003/12/2011 3:53:55 AM
nalaari$25.003/12/2011 4:07:03 AM
dinero-speaker$25.003/12/2011 4:15:00 AM
studious-bonus7$100.003/12/2011 4:16:12 AM
credit-birch$100.003/11/2011 6:07:56 PM
cscott2007$25.003/12/2011 5:26:26 AM
DasMula$100.003/11/2011 7:29:45 PM
GElender$50.003/12/2011 5:56:44 AM
compwhiz$25.003/11/2011 8:31:10 PM
UT-Longhorn$25.003/12/2011 6:32:10 AM
rcm87$100.003/12/2011 6:36:10 AM
TommyTucker$25.003/11/2011 11:19:13 PM
ideal-platinum1$50.003/12/2011 12:31:07 AM
wbwill$25.003/12/2011 1:05:06 AM
rmachi$25.003/12/2011 1:58:32 AM
mizount$25.003/12/2011 2:18:11 AM
CaliforniaSun$25.003/12/2011 2:36:05 AM
KirosPOS$57.513/12/2011 3:23:15 AM
citytreker$50.003/12/2011 10:23:22 AM
treasure-widget$25.003/12/2011 10:26:14 AM
successful-agreement7$36.003/12/2011 4:16:02 AM
iluvlife2day$25.003/12/2011 10:41:17 AM
touringsedan$50.003/12/2011 11:06:56 AM
Walkingcowboy$50.003/12/2011 11:31:19 AM
busydude88$25.003/12/2011 12:14:18 PM
diversification-empire$25.003/12/2011 1:31:18 PM
mammalian4$25.003/12/2011 8:06:19 AM
dsnybnd$25.003/12/2011 2:12:48 PM
listing-meridian$25.003/12/2011 8:23:04 AM
loot-squirrel6$25.003/12/2011 8:53:31 AM
deal-enrichment$50.003/12/2011 4:21:05 PM
wwwUniversal$25.003/12/2011 3:55:48 AM
unassassinable$25.003/12/2011 4:13:36 AM
LMM1$35.003/12/2011 5:41:57 PM
best-generosity-financier$25.003/12/2011 7:12:50 PM
jescowa$50.003/12/2011 5:48:13 AM
scottssm$40.003/12/2011 8:46:52 PM
BeachWalkz$50.003/12/2011 6:06:03 AM
riproaringrapids$25.003/13/2011 1:16:09 AM
Sol_Invictus$25.003/12/2011 6:34:19 AM
YLlama$25.003/12/2011 12:57:29 PM
well-mannered-marketplace5$25.003/13/2011 9:16:07 AM
silver-breeze3$25.003/12/2011 7:11:27 AM
boisvek$50.003/12/2011 4:41:58 PM
Brain_m$25.003/12/2011 11:31:17 AM
ArchonFinancialHoldings$28.573/12/2011 12:13:45 PM
tsquared_030$50.003/13/2011 8:23:04 AM
IndianChief$25.003/13/2011 9:31:02 AM
all_of_that_one$30.003/12/2011 1:51:57 PM
JKEnterprises$25.003/12/2011 3:20:59 PM
supersarah61$25.003/12/2011 4:31:17 PM
Chauncey_Gardener$100.003/12/2011 4:36:07 PM
Engineer44$30.003/13/2011 3:59:06 AM
beachbum22$25.003/13/2011 5:51:12 AM
Pasagam$50.003/13/2011 6:36:03 AM
strgazr8888$25.003/13/2011 7:02:12 AM
glazeddonuts$50.003/13/2011 11:13:26 AM
Tradesmanlender$35.002/27/2011 12:06:33 PM
HamachiMan$50.002/27/2011 12:07:32 PM
Prosp_Lender$50.002/27/2011 4:12:31 PM
kind-resolute-dough$25.002/28/2011 9:44:10 AM
squarebob$25.003/2/2011 6:33:08 AM
worthy-bid8$50.003/2/2011 7:59:59 AM
integrity-doctor$100.003/4/2011 10:12:21 AM
ManhattanLender$25.003/4/2011 1:29:59 PM
psalms6612$25.003/5/2011 5:30:41 PM
Bank42$100.003/6/2011 4:36:53 AM
Fonthill$100.003/6/2011 10:02:54 AM
Cai8899$40.003/6/2011 8:43:33 AM
Artist_Blue$25.003/7/2011 6:06:25 AM
Phantom99$50.003/7/2011 10:19:52 AM
AFairDeal$55.003/7/2011 10:26:22 AM
crazycool$100.003/7/2011 11:47:46 AM
Havana21$25.003/8/2011 11:06:59 AM
power-companion7$100.003/8/2011 10:04:42 AM
genius520$100.003/8/2011 6:46:36 AM
integrity-saver$100.003/8/2011 12:39:54 PM
patriot897$25.003/8/2011 6:32:45 PM
trade-hyperdrive1$100.003/8/2011 7:32:36 PM
Preteur$25.003/8/2011 12:30:29 PM
new-dollar-sprout$150.003/8/2011 8:45:27 PM
justice-officer$42.193/9/2011 9:48:22 AM
DDPrime$50.003/9/2011 6:07:42 PM
twerns$40.003/9/2011 6:07:46 PM
green-moola-platoon$100.003/9/2011 3:13:12 PM
enterprising-cash0$25.003/9/2011 8:31:43 PM
jazz619$25.003/9/2011 6:41:32 PM
manatee21$45.003/10/2011 8:58:44 AM
payout-banker4$25.003/9/2011 6:02:07 PM
Weaverville$50.003/10/2011 7:23:46 AM
don8ter$25.003/10/2011 1:42:34 AM
saahilld$25.003/10/2011 1:11:23 PM
top-basis-majesty$50.003/10/2011 9:32:38 AM
cash-champ0$25.003/10/2011 6:12:15 AM
bigphish$50.003/10/2011 9:06:12 AM
One1putt$50.003/10/2011 10:31:37 AM
alpinaut$25.003/11/2011 5:06:22 AM
jonn834$25.003/10/2011 5:31:24 PM
ClearLake$25.003/11/2011 6:06:23 AM
bold-careful-finance$50.003/10/2011 6:21:59 PM
hopeful-asset9$25.003/10/2011 2:38:18 PM
harperpotok$25.003/10/2011 2:39:32 PM
neighborly-bid$50.003/10/2011 4:01:10 PM
nikkiesgrandma$25.003/11/2011 9:16:55 AM
handshake5$48.893/11/2011 2:05:49 AM
Rivervale_Westwood$25.003/11/2011 5:31:23 AM
CA-Lender$100.003/10/2011 5:42:05 PM
efficient-treasure0$25.003/11/2011 7:00:29 AM
shorthairedg$50.003/11/2011 9:45:33 AM
szetowski$25.003/11/2011 7:27:57 AM
vivacious-credit5$25.003/11/2011 10:37:44 AM
ROYFU$25.003/11/2011 1:34:03 PM
a-truth-upholder$25.003/11/2011 1:36:04 PM
shur$25.003/11/2011 3:32:31 PM
melodious-fairness$62.063/11/2011 3:33:40 PM
kublai$100.003/11/2011 4:52:06 PM
iLoaner$25.003/11/2011 10:23:26 AM
Florida67$50.003/11/2011 12:11:21 PM
Evan_Safe$25.003/11/2011 8:37:00 AM
logical-investment4$25.003/11/2011 8:40:59 PM
kind-genuine-dough$50.003/11/2011 9:33:47 AM
palace2$100.003/11/2011 4:35:01 PM
lostontheedge$25.003/11/2011 9:43:28 AM
SecondChanceLendingSERV$25.003/11/2011 10:03:53 AM
orange-dollar-guild$25.003/12/2011 4:13:16 AM
Philosonie$25.003/11/2011 12:46:28 PM
Reputation1$25.003/11/2011 8:26:06 PM
finance-dandelion$100.003/11/2011 3:41:33 PM
InvestorPartners$25.003/12/2011 2:09:52 AM
debnac170$50.003/12/2011 9:21:22 AM
jarf$100.003/12/2011 9:28:30 AM
valiant-liberty4$25.003/12/2011 4:15:25 AM
msmlender$33.663/12/2011 4:34:17 AM
Smallbear$25.003/12/2011 5:33:52 AM
sbsahm$50.003/12/2011 11:12:24 AM
Trentsteel_98$25.003/12/2011 7:53:53 AM
IIP77$25.003/12/2011 2:23:43 AM
iNet_Investor$25.003/12/2011 1:54:46 PM
aztec$100.003/12/2011 2:31:43 PM
anders94$50.003/12/2011 2:48:26 AM
wealth-cheetah7$25.003/12/2011 8:26:09 AM
knothead$25.003/12/2011 3:02:12 PM
hrubinst$50.003/12/2011 3:18:29 AM
Ivan2007$50.003/12/2011 9:03:18 AM
piter-to-la-investment$25.003/12/2011 4:05:50 AM
MilitaryAV8R$25.003/12/2011 4:39:41 AM
LR_Biker$50.003/12/2011 10:33:34 AM
trade-elm$30.003/12/2011 11:13:59 AM
credit-scout7$50.003/12/2011 8:20:59 PM
Quiddity$50.003/13/2011 5:16:05 AM
chameleon125$25.003/13/2011 6:28:12 AM
jammers$50.003/12/2011 6:36:54 AM
poor-man$25.003/13/2011 9:37:58 AM
turbobrat$50.003/12/2011 7:41:11 AM
OaklandIuMien$50.003/12/2011 2:26:48 PM
Nailman88$25.003/12/2011 3:27:58 PM
LARRY4NY$25.003/12/2011 9:35:30 AM
nanda$100.003/12/2011 5:51:00 PM
Leopoldine$25.003/12/2011 7:11:03 PM
rockwild$31.573/12/2011 11:34:25 AM
benefit-flow$25.003/12/2011 11:37:15 AM
dontletmoneyfoolya$25.003/13/2011 4:53:59 AM
Sp-lender$50.003/13/2011 10:11:10 AM
gdbls$38.933/13/2011 11:46:11 AM
Bigbluefan$99.873/12/2011 7:16:05 PM
tryitout$25.523/13/2011 3:01:42 AM
Kyileo$25.003/13/2011 8:51:21 AM
238 Investments
 
Borrower Payment Dependent Notes Series 495895
This series of Notes was issued and sold upon the funding of the borrower loan #47973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1994 Debt/Income ratio: 7%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 4Length of status:11y 1m
Amount delinquent: $3,672 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 12 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: relentless-social6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
1234
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $15,000
Monthly expenses: $1,000
Housing: $1,200
Insurance: $
Car expenses: $
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your current and past delinquencies. Thanks - reflective-rupee
A: My past delinquencies were effected by death in the family and had difficulty coping witht the death. I do not have any current delinquencies at this time. I'm financially stable. (Mar-04-2011)
Q: What are your current delinquencies? Thanks. - squarebob
A: do not have any delinquencies for several years (Mar-04-2011)
Q: hi, what is your job/industry? thanks - shrewd-income
A: i'm the vice president of a bus charter company (Mar-13-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/3/2011 5:02:41 PM
suave-dime6$25.003/3/2011 5:03:19 PM
SolarMoonshine$25.003/3/2011 5:29:37 PM
competent-p2p$50.003/3/2011 8:15:24 PM
squarebob$25.003/3/2011 5:53:08 PM
point-sasquatch$25.003/4/2011 2:42:06 PM
soulful-truth$100.003/6/2011 5:41:50 PM
loyalist1$100.003/7/2011 8:18:01 AM
Kaj$50.003/7/2011 4:38:05 PM
Artist_Blue$25.003/7/2011 4:51:52 PM
seisen$50.003/7/2011 7:02:07 PM
Tylerh$100.003/7/2011 7:18:42 PM
rhin0cerx$50.003/8/2011 9:44:31 AM
GElender$25.003/8/2011 12:12:20 PM
CA-Lender$100.003/8/2011 3:16:43 PM
patriot897$25.003/8/2011 6:35:11 PM
108lender$200.003/9/2011 9:18:05 AM
chkrvrty$50.003/10/2011 4:21:11 AM
joshua18$25.003/10/2011 11:29:03 AM
Yomain$125.003/10/2011 2:21:42 PM
integrity-doctor$100.003/11/2011 1:36:15 PM
visionary-currency$50.003/11/2011 1:49:35 AM
flwah$25.003/12/2011 3:18:48 AM
the-profit-oracle$25.003/12/2011 3:46:33 AM
IIP77$25.003/12/2011 5:26:08 AM
rcm87$100.003/12/2011 6:30:02 AM
wwwUniversal$25.003/12/2011 3:54:58 AM
point-kitten6$100.003/12/2011 11:18:11 AM
inspired-duty5$50.003/12/2011 3:39:53 AM
FeedTheMachine$100.003/12/2011 8:23:16 AM
Weaverville$50.003/13/2011 5:47:53 PM
AF-Chief$50.003/13/2011 7:01:12 PM
tech310$50.003/13/2011 8:31:43 PM
nycloan$25.003/13/2011 10:51:13 AM
amusement4$100.003/13/2011 5:01:04 PM
mummey$50.003/14/2011 11:11:05 AM
genius520$100.003/14/2011 11:23:08 AM
wind183$100.003/14/2011 12:38:04 PM
rysil$50.003/14/2011 12:38:15 PM
JJ9876$25.003/14/2011 12:38:27 PM
studio3d$25.003/14/2011 12:39:04 PM
cash-reaction2$50.003/14/2011 12:39:39 PM
careful-penny$25.003/14/2011 12:40:00 PM
moola-wildebeest3$50.003/14/2011 12:40:28 PM
festeringsnot$25.003/14/2011 12:40:39 PM
credit-investor5$50.003/14/2011 12:40:46 PM
worker943$50.003/14/2011 12:41:02 PM
the-discrete-income$100.003/14/2011 12:41:13 PM
incbx$50.003/14/2011 12:42:26 PM
elegant-loot$25.003/14/2011 10:07:47 AM
revenue-officer36$50.003/14/2011 9:34:00 AM
cropdust3r$25.003/14/2011 12:38:12 PM
ready-vigilance3$50.003/14/2011 12:38:19 PM
openness-confidant$50.003/14/2011 12:39:10 PM
green-thoughtful-yield$50.003/14/2011 12:39:47 PM
MyKidsDad$25.003/14/2011 12:40:09 PM
Miklot$50.003/14/2011 12:40:35 PM
special-peso$50.003/14/2011 12:41:26 PM
j-lender$50.003/14/2011 12:41:39 PM
inspiring-reward$150.003/14/2011 12:42:15 PM
Interstate_Rate$100.003/14/2011 10:58:21 AM
ingenious-interest1$45.403/14/2011 12:37:59 PM
bessbird$50.003/14/2011 12:38:10 PM
RMB-Investments$50.003/14/2011 12:38:22 PM
miked8303$25.003/14/2011 12:38:33 PM
flexible-diversification9$50.003/14/2011 12:39:06 PM
SirJev$50.003/14/2011 12:40:12 PM
wayman$50.003/14/2011 12:40:49 PM
affluence-tycoon$50.003/14/2011 12:40:58 PM
treasure-pipeline$25.003/14/2011 12:41:18 PM
finagler$25.003/14/2011 12:41:35 PM
MadHun$200.003/3/2011 5:03:29 PM
simplelender80$100.003/3/2011 5:02:10 PM
reflective-rupee$100.333/3/2011 5:07:49 PM
worthy-bid8$25.003/3/2011 5:03:36 PM
gold-blanket0$25.003/3/2011 6:56:04 PM
credit-coach118$100.003/5/2011 9:46:21 AM
Bob450$30.003/5/2011 5:30:06 PM
jmichael23$100.003/5/2011 1:07:45 PM
a-finance-nirvana$25.003/5/2011 4:56:35 PM
fund-secret-agent$25.003/5/2011 7:30:28 PM
Cai8899$25.003/6/2011 8:42:26 AM
KarlMarx$25.003/7/2011 12:51:36 PM
power-companion7$100.003/8/2011 10:08:41 AM
reward-walnut$50.003/8/2011 4:16:22 PM
shur$25.003/8/2011 8:11:28 PM
hopeful-asset9$25.003/8/2011 9:42:31 PM
loan-kung-fu$100.003/9/2011 5:17:31 AM
Ocean713$50.003/9/2011 12:33:48 PM
thelovebug$100.003/9/2011 12:51:34 PM
PThor$25.003/9/2011 1:03:23 PM
payout-banker4$25.003/9/2011 6:01:17 PM
top-basis-majesty$50.003/10/2011 9:34:30 AM
Perksunlimited$50.003/10/2011 6:57:10 AM
symbiosis$100.003/10/2011 7:36:18 PM
important-openness1$50.003/10/2011 4:16:31 PM
radforj22$25.003/10/2011 12:31:16 PM
kind-genuine-dough$25.003/11/2011 9:35:22 AM
chungfang$100.003/11/2011 1:31:46 PM
indomitable-dedication$50.003/11/2011 2:28:22 PM
tnjohnso$25.003/11/2011 3:46:41 PM
musegaze$100.003/11/2011 6:11:20 AM
HedgeFund$50.003/11/2011 8:11:31 PM
SecondChanceLendingSERV$25.003/11/2011 9:20:26 AM
social-friendship5$50.003/11/2011 9:32:34 AM
gold-channel2$25.003/11/2011 3:06:44 PM
kind-adventurous-finance$50.003/12/2011 8:46:57 AM
handshake5$25.403/12/2011 4:27:09 AM
logical-investment4$25.003/11/2011 8:37:28 PM
UT-Longhorn$25.003/12/2011 6:32:56 AM
kulender$99.343/12/2011 3:17:49 AM
rapid-credit428$25.003/12/2011 4:41:55 PM
payment-gusto$25.003/12/2011 4:13:48 AM
finance-vault$25.003/12/2011 9:01:55 PM
Easystreet$25.003/12/2011 1:41:08 PM
Rob717171$50.003/12/2011 7:41:25 AM
1phantom$25.003/13/2011 12:31:06 PM
greenback-amplifier$25.003/12/2011 10:11:18 AM
treasure-widget$25.003/12/2011 10:26:58 AM
Gibbyland$100.003/12/2011 11:28:27 AM
well-mannered-marketplace5$25.003/13/2011 9:16:19 AM
yield-trader$50.003/14/2011 10:06:54 AM
umfan123$25.003/14/2011 6:06:07 AM
ryguy150$25.003/14/2011 12:38:09 PM
BooRadley$25.003/14/2011 12:38:20 PM
Pitufo$25.003/14/2011 12:39:42 PM
OCedHrt$25.003/14/2011 12:39:52 PM
rvfbroker$25.003/14/2011 12:40:19 PM
wtrboy$50.003/14/2011 12:40:32 PM
credible-balance6$50.003/14/2011 12:40:42 PM
cognizant-wealth$50.003/14/2011 12:40:56 PM
mtquan$25.003/14/2011 12:41:05 PM
LAM26$25.003/14/2011 10:09:05 AM
studious-principal5$25.003/14/2011 12:38:06 PM
gelidfrank$25.003/14/2011 12:38:35 PM
investtor$25.003/14/2011 12:39:00 PM
Speculator$25.003/14/2011 12:39:12 PM
GInBaghdad$25.003/14/2011 12:40:07 PM
proud-gold9$50.003/14/2011 12:40:24 PM
orderly-leverage$100.003/14/2011 12:41:29 PM
profit-powerplant$25.003/14/2011 12:41:41 PM
amf$25.003/14/2011 12:41:49 PM
shrewd-peace7$47.403/14/2011 12:38:02 PM
orangetrust$100.003/14/2011 12:38:17 PM
rockstar78$25.003/14/2011 12:38:24 PM
brmar$25.003/14/2011 12:39:50 PM
ultimate-payment$50.003/14/2011 12:40:51 PM
ddog0224$50.003/14/2011 12:41:10 PM
148 Investments
 
Borrower Payment Dependent Notes Series 496377
This series of Notes was issued and sold upon the funding of the borrower loan #47961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1994 Debt/Income ratio: 15%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,124Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: jo2y Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improve interest rates.
Purpose of loan:
This loan will be used to pay off my high interest credit cards with a lower interest Prosper loan.

My financial situation:
I am a good candidate for this loan because I will pay it back.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/3/2011 9:09:14 AM
MadHun$200.003/3/2011 9:10:26 AM
TikPmp1$25.003/3/2011 9:29:06 AM
competent-p2p$50.003/3/2011 12:22:09 PM
benjamins-utopia$100.003/3/2011 9:08:41 AM
lendstats_com$50.003/3/2011 11:17:44 AM
SolarMoonshine$25.003/3/2011 5:33:08 PM
kulender$100.003/4/2011 2:32:00 PM
enchanted-yield4$100.003/4/2011 1:12:07 PM
Bank42$100.003/5/2011 5:21:13 AM
radforj22$25.003/5/2011 8:41:24 AM
credit-coach118$100.003/5/2011 9:41:00 AM
jmichael23$100.003/5/2011 1:08:05 PM
worthy-bid8$50.003/7/2011 10:24:45 AM
power-companion7$100.003/8/2011 10:08:35 AM
patriot897$25.003/8/2011 6:33:33 PM
nickel-ferret$100.003/9/2011 8:47:55 AM
shrewd-income$100.003/9/2011 1:18:20 PM
jazz619$25.003/9/2011 6:42:07 PM
MKAN_Capital$25.003/9/2011 7:01:51 PM
113121$100.003/9/2011 7:05:42 PM
a-reasonable-return$25.003/10/2011 8:42:42 AM
CreditBuilder2$150.003/10/2011 3:08:49 PM
aldeed$150.003/10/2011 7:17:51 AM
wise-blazing-currency$35.463/10/2011 3:57:36 PM
cerebral-dollar773$250.003/11/2011 7:12:16 AM
GS-ROCK$30.533/11/2011 8:48:51 AM
wizbiz717$50.003/10/2011 5:27:34 PM
thrifty-capital$25.003/11/2011 6:50:23 AM
SecondChanceLendingSERV$25.003/11/2011 9:50:05 AM
5kids5$26.453/11/2011 1:33:05 PM
scoobiedoo$50.003/11/2011 10:39:41 AM
cash-queen$25.003/11/2011 12:52:53 PM
payout-alien6$25.003/11/2011 12:58:24 PM
BxRealtor$25.003/3/2011 9:09:31 AM
113121$25.003/3/2011 10:17:31 AM
debt-force$25.003/3/2011 9:11:26 AM
Tradesmanlender$35.003/3/2011 9:10:49 AM
reflective-rupee$25.333/3/2011 10:09:50 AM
integrity-doctor$100.003/4/2011 9:53:09 AM
important-ore$150.003/4/2011 3:21:43 AM
vutah$25.003/4/2011 4:47:24 PM
mammalian4$100.003/4/2011 2:55:40 PM
jdrez$25.003/4/2011 6:31:40 PM
lendstats_com$200.003/5/2011 1:04:45 PM
Cai8899$40.003/6/2011 8:44:18 AM
reflective-rupee$1,000.333/7/2011 7:00:14 AM
a-income-rocket$50.003/7/2011 11:49:41 AM
Tylerh$100.003/7/2011 7:16:48 PM
BankofBeth$25.003/7/2011 10:36:39 PM
enthralling-deal180$25.003/8/2011 4:40:48 PM
skillful-asset5$30.003/8/2011 8:16:17 PM
loss-of-control$100.003/8/2011 5:34:19 PM
CA-Lender$100.003/9/2011 2:56:38 PM
payout-banker4$25.003/9/2011 6:02:38 PM
brightest-dignified-penny$30.003/10/2011 10:38:09 AM
top-basis-majesty$50.003/10/2011 9:33:51 AM
loanman2007$200.003/10/2011 5:34:55 AM
ethicalhumanist$50.003/10/2011 1:33:30 PM
proud-silver0$50.003/10/2011 7:36:12 PM
Havana21$25.003/11/2011 1:32:20 AM
jybank$100.003/10/2011 11:00:02 AM
shrewd-income$100.003/11/2011 6:18:00 AM
efficient-treasure0$25.003/11/2011 7:01:22 AM
bentonlending$50.003/10/2011 8:38:30 PM
social-friendship5$50.003/11/2011 9:32:28 AM
moltopaolo$50.003/11/2011 7:27:39 AM
squarebob$125.003/11/2011 10:51:59 AM
dsgfl1$100.003/11/2011 1:45:20 PM
thoughtful-exchange8$21.903/11/2011 2:33:27 PM
kind-genuine-dough$50.003/11/2011 9:34:28 AM
ashinvest$25.003/11/2011 12:10:40 PM
113121$100.003/11/2011 9:51:04 AM
golffish2$100.003/11/2011 10:09:16 AM
secureincome$1,500.003/11/2011 11:28:34 AM
75 Investments
 
Borrower Payment Dependent Notes Series 497000
This series of Notes was issued and sold upon the funding of the borrower loan #48014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1991 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,875Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: knowledgeable-deal0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used topay out cc.

My financial situation:
I am a good candidate for this loan because I am always on time with payments.


Monthly net income: $ 2900
Monthly expenses: $ 1600
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:02:48 AM
greencat$50.003/8/2011 9:05:01 AM
suave-dime6$25.003/8/2011 9:05:28 AM
ingenious-deal6$25.003/8/2011 11:37:05 AM
brightest-dignified-penny$25.003/8/2011 4:58:48 PM
realtormoises$25.003/8/2011 3:13:36 PM
SFBank$25.003/8/2011 7:27:43 PM
GS-ROCK$25.003/9/2011 11:33:34 AM
chungfang$100.003/11/2011 1:32:22 PM
FeedTheMachine$82.743/12/2011 8:26:46 AM
treasure-widget$25.003/12/2011 10:28:47 AM
rcm87$100.003/12/2011 6:31:18 AM
dws2380$25.003/12/2011 1:18:50 PM
wild-orange$25.003/13/2011 4:50:12 PM
mummey$50.003/14/2011 11:14:15 AM
worldly-money4$150.003/14/2011 2:33:43 PM
Interstate_Rate$100.003/14/2011 10:57:51 AM
loyalty-sphinx5$367.263/14/2011 10:06:03 PM
scarlet-velvet$25.003/14/2011 5:30:20 PM
MadHun$200.003/14/2011 5:38:42 PM
transaction-circuit$100.003/8/2011 9:03:31 AM
Tylerh$100.003/8/2011 9:07:24 AM
DHolly$50.003/8/2011 9:08:46 AM
magnetic-dedication3$25.003/8/2011 9:51:11 AM
KarlMarx$25.003/8/2011 9:06:34 AM
CA-Lender$100.003/8/2011 3:17:26 PM
patriot897$25.003/8/2011 6:36:03 PM
squarebob$25.003/8/2011 6:36:35 PM
SolarMoonshine$25.003/8/2011 5:53:24 PM
loan-kung-fu$100.003/9/2011 5:18:24 AM
worthy-bid8$25.003/9/2011 6:31:21 AM
thelovebug$100.003/9/2011 12:52:06 PM
wild-orange$50.003/10/2011 3:04:52 PM
Bob450$25.003/11/2011 1:33:35 AM
kind-genuine-dough$25.003/11/2011 9:36:26 AM
FASTIZIO_P$25.003/12/2011 2:59:32 AM
spiff666$25.003/12/2011 11:45:04 AM
Weaverville$50.003/13/2011 5:48:39 PM
EngineersAlliance$100.003/13/2011 4:51:24 PM
tech310$50.003/13/2011 8:32:17 PM
unfixer$25.003/14/2011 4:23:59 PM
musegaze$100.003/14/2011 12:39:45 PM
108lender$100.003/14/2011 12:42:07 PM
ethicalhumanist$25.003/14/2011 2:42:01 PM
umfan123$25.003/14/2011 5:59:48 PM
taetrade$25.003/14/2011 6:17:32 PM
first-dinero-temple$25.003/14/2011 9:51:40 PM
Kaj$50.003/14/2011 5:39:17 PM
bentonlending$25.003/14/2011 8:15:33 PM
49 Investments
 
Borrower Payment Dependent Notes Series 497742
This series of Notes was issued and sold upon the funding of the borrower loan #48052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-14-2011 
Term: 60 months Listing End date:  Mar-23-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $278.98
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1989 Debt/Income ratio: 32%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:16y 5m
Amount delinquent: $0 Total credit lines: 56 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,823Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: vivid-transaction1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...
I am am have been employeed full time for 16 + years

Monthly net income: $ 3534.00
Monthly expenses: $
Housing: $ 725.00
Insurance: $ N/A
Car expenses: $ 150
Utilities: $ 500
Phone, cable, internet: $ 200
Food, entertainment: $ 580.00
Clothing, household expenses: $
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
principal-star$30.003/14/2011 9:00:57 AM
Weaverville$25.003/14/2011 9:07:06 AM
competent-p2p$60.003/14/2011 11:08:29 AM
CA-Lender$100.003/14/2011 9:02:33 AM
zotzot$150.003/14/2011 10:48:23 AM
reflective-rupee$1,000.333/14/2011 9:18:49 PM
frogperson$250.003/14/2011 8:17:01 PM
thankful-nickel2$25.003/15/2011 6:25:41 AM
fund-medalist171$32.003/15/2011 4:25:10 AM
patriot897$25.003/15/2011 11:11:46 AM
liberty-thinker$25.003/15/2011 10:03:41 AM
tomaswk$102.343/15/2011 8:53:48 AM
brightest-dignified-penny$25.003/15/2011 4:35:54 PM
nickel-ferret$100.003/15/2011 5:21:11 PM
auction-seeker$25.003/15/2011 5:55:47 PM
leodaguy$50.003/15/2011 9:23:26 PM
loanman2007$200.003/16/2011 5:01:45 AM
FinanceEngine$30.003/16/2011 2:43:49 PM
suave-dime6$25.003/17/2011 3:18:03 AM
wkeboarder21$50.003/17/2011 7:40:02 AM
loyalty-sherpa$25.003/17/2011 4:32:48 PM
cttarheel$25.003/17/2011 4:34:02 PM
hostbank$100.003/17/2011 3:42:56 PM
profitable-money$25.003/17/2011 10:12:59 PM
cttarheel$25.003/18/2011 4:11:42 AM
jjswanso$500.003/18/2011 10:54:19 AM
a-unflappable-finance$100.003/18/2011 9:39:41 AM
DHolly$50.003/18/2011 6:08:09 AM
joyful-power9$100.003/18/2011 11:32:49 AM
corporatejim$50.003/18/2011 8:54:01 AM
Tai$100.003/18/2011 3:36:11 PM
NYCFinancier$25.003/18/2011 5:46:05 PM
foothillender$25.003/18/2011 7:41:43 PM
DasMula$107.003/18/2011 4:10:04 PM
corporatejim$29.393/19/2011 5:17:35 AM
aztocas$25.003/19/2011 11:34:04 AM
mammalian4$25.003/19/2011 11:35:38 AM
Tizzo27$50.183/19/2011 9:58:37 AM
w3alter$100.003/19/2011 4:57:01 PM
principal-laser$69.483/19/2011 4:51:35 AM
loss-of-control$100.003/20/2011 9:35:11 AM
ac787$32.003/20/2011 2:10:02 PM
SecondChanceLendingSERV$25.003/19/2011 1:39:48 PM
debt-sphinx99$25.003/20/2011 11:36:14 AM
jstnow$25.003/20/2011 4:00:52 PM
kenji4861$25.003/21/2011 10:34:50 AM
buffalobills$25.003/21/2011 7:40:24 AM
forthright-trade$25.003/21/2011 10:15:32 AM
professional-coin1$75.003/21/2011 12:57:16 PM
Doug1043$25.003/22/2011 8:27:06 AM
justasoldier$200.003/21/2011 7:50:48 PM
RainMakers$25.003/21/2011 9:22:30 PM
authoritative-loot$25.003/22/2011 1:04:36 AM
StoneBreaker$90.003/22/2011 10:45:26 AM
pythia$25.003/22/2011 3:17:40 AM
psycardis$25.003/22/2011 12:15:08 PM
hopeful-truth5$100.003/22/2011 5:46:19 PM
smart-gain$50.003/22/2011 10:21:06 AM
myduck$40.003/22/2011 7:14:31 PM
mpatrick$25.003/22/2011 5:59:56 PM
a-resplendent-commitment$40.003/22/2011 11:37:20 PM
thomas16882004$25.003/22/2011 7:32:10 PM
dollardave$100.003/23/2011 10:17:31 AM
ScizyKBC$26.583/23/2011 12:11:47 PM
chrisb1414$25.003/23/2011 10:05:08 AM
ivy-league-MBA$25.003/23/2011 10:40:26 AM
workwithchrisDOTbiz$50.003/23/2011 11:43:10 AM
MoneyForNothing$7.963/23/2011 12:23:59 PM
RKLFinancial$25.003/23/2011 9:30:09 AM
kwan$25.003/23/2011 9:33:04 AM
payout-alien6$32.323/23/2011 10:55:07 AM
BxRealtor$25.003/14/2011 9:04:13 AM
Bank_Of_XL$100.003/14/2011 1:25:08 PM
imlosttoo$25.003/14/2011 9:00:53 AM
simplelender80$100.003/14/2011 9:03:06 AM
treasure-widget$25.003/14/2011 9:05:04 AM
JustMee$25.003/14/2011 9:44:15 AM
loyalty-czar$34.003/14/2011 3:02:26 PM
houli123$750.003/14/2011 10:38:22 PM
realtormoises$25.003/15/2011 5:36:50 AM
green-wampum-titan$25.003/15/2011 7:58:11 AM
calbertrand$25.003/15/2011 7:41:38 PM
cttarheel$25.003/15/2011 5:50:05 PM
p2ploan-sensation211$25.003/15/2011 9:24:54 PM
magnetic-dedication3$25.003/15/2011 8:26:06 PM
power-companion7$100.003/15/2011 5:09:16 PM
economy-popcorn$25.003/15/2011 10:38:00 PM
shrewd-peace7$25.003/15/2011 11:41:56 PM
NJournalist$25.003/16/2011 1:59:50 AM
kind-important-liberty9$25.003/16/2011 5:21:10 PM
integrity-doctor$200.003/16/2011 11:24:59 AM
important-openness1$75.003/16/2011 7:39:46 PM
wbahl$25.003/16/2011 8:13:32 PM
radforj22$25.003/17/2011 2:07:10 AM
newfoundation$25.003/17/2011 12:57:09 PM
squarebob$150.003/17/2011 2:36:28 PM
finance-solo$50.003/17/2011 12:13:03 PM
lasalle123$50.003/17/2011 7:24:33 PM
Scotcha$50.003/18/2011 3:27:04 PM
loss-of-control$200.003/18/2011 4:37:40 PM
lucrative-coin$100.003/18/2011 2:47:20 PM
jescowa$50.003/18/2011 3:07:29 PM
brainy-repayment5$100.003/18/2011 6:34:59 PM
exciting-fairness$200.003/18/2011 3:52:54 PM
well-mannered-truth3$25.003/18/2011 6:40:51 PM
compassionate-dime0$100.003/18/2011 7:05:18 PM
Pitufo$50.003/18/2011 6:36:24 PM
Saleen06$26.783/18/2011 7:38:23 PM
enthralling-deal180$50.003/19/2011 12:05:08 AM
investment-cluster$40.003/19/2011 5:13:08 AM
durability-halibut$30.003/19/2011 7:08:19 AM
credit-observatory$25.003/18/2011 4:57:47 PM
1traveler$25.003/18/2011 6:58:23 PM
CASSHMAN$100.003/19/2011 8:10:43 AM
DrunkenMic$25.003/19/2011 12:52:36 AM
GMPK_TLAS$50.003/19/2011 1:26:23 AM
Astounding$25.003/19/2011 3:15:16 PM
head$25.003/19/2011 4:44:50 AM
responsibility-pine$25.003/19/2011 5:08:30 AM
shrewd-income$200.003/19/2011 6:50:38 AM
money-surge1$50.003/20/2011 10:48:34 AM
rockhound84$25.003/20/2011 8:29:03 PM
balance-force$35.003/21/2011 1:00:11 AM
GElender$75.003/21/2011 6:21:07 AM
HamachiMan$50.003/20/2011 4:27:43 PM
credit-scout7$50.003/21/2011 8:07:36 AM
efficient-treasure0$25.003/21/2011 10:34:54 AM
Kyileo$25.003/21/2011 12:23:38 PM
1-HARD-HEAD$25.003/21/2011 9:34:51 PM
doopers$25.003/21/2011 6:18:12 PM
platinum-cargo$25.223/22/2011 5:45:10 AM
callmebryan$25.003/21/2011 10:38:17 PM
rockhound84$25.003/22/2011 6:11:33 AM
spy0$25.003/22/2011 8:36:06 AM
grampy48$25.003/22/2011 8:51:16 AM
FoosMaster$50.003/22/2011 9:30:50 AM
KryptonWare-com$25.003/22/2011 6:40:06 PM
coolgenner$25.003/22/2011 10:52:08 AM
kwan$25.003/22/2011 10:53:38 AM
SweatyBalls$50.003/22/2011 5:37:10 PM
gilbrear$25.003/22/2011 5:55:13 PM
blissful-dedication3$27.813/23/2011 1:04:59 AM
CACO_Lender$25.003/22/2011 7:00:10 PM
zippy-interest$25.003/22/2011 7:13:37 PM
InspireLife$25.003/22/2011 8:37:46 PM
intrepid-loot$50.003/22/2011 6:00:19 PM
fund-medalist171$28.003/23/2011 4:18:49 AM
MoneyMann$25.003/22/2011 8:48:50 PM
jybank$25.003/23/2011 11:33:03 AM
Veiglcc$25.003/23/2011 12:23:52 PM
csak13$25.003/23/2011 9:51:07 AM
enchanted-yield4$100.003/23/2011 6:42:59 AM
Debdebwildwoman$25.003/23/2011 8:43:42 AM
KileNSmyth4$48.613/23/2011 10:39:31 AM
UBOtto186$25.003/23/2011 10:47:23 AM
155 Investments
 
Borrower Payment Dependent Notes Series 497765
This series of Notes was issued and sold upon the funding of the borrower loan #47994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $159.61
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2003 Debt/Income ratio: 35%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,753Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: burrito7 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $3,269.47 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidating Credit Card Debt
Purpose of loan: Consolidate Debt
This loan will be used to pay of credit card debt

My financial situation:
I am a good candidate for this loan because I have a steady income, and I have made ALL payments on time


Monthly net income: 2500
Monthly expenses: 1200
Housing: Included in Montly Expenses
Insurance: Included in Montly Expenses
Car expenses: Included in Montly Expenses
Utilities: Included in Montly Expenses
Phone, cable, internet: Included in Montly Expenses
Food, entertainment: Included in Montly Expenses
Clothing, household expenses: Included in Montly Expenses
Credit cards and other loans: Included in Montly Expenses
Other expenses: 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.003/12/2011 12:03:39 PM
ultimate-peace$50.003/12/2011 12:04:52 PM
cash-raccoon$25.003/12/2011 12:13:01 PM
blitzen40$25.003/12/2011 5:36:03 PM
OldManP$25.003/12/2011 12:03:07 PM
Weaverville$25.003/13/2011 5:49:39 PM
five-star-note$25.003/12/2011 12:05:36 PM
commerce-renewal$100.003/12/2011 12:13:14 PM
ryclsun$50.003/12/2011 12:13:30 PM
squarebob$50.003/12/2011 12:15:25 PM
Ubiquinone$25.003/13/2011 8:41:20 AM
SFBank$50.003/12/2011 8:18:26 PM
favorite-commerce$50.003/13/2011 4:27:48 PM
orange-rapid-benjamins$50.003/13/2011 7:39:14 PM
heerzaquestion$50.003/13/2011 11:44:01 AM
brightest-dignified-penny$25.003/14/2011 10:31:18 AM
lucrative-transparency0$50.003/14/2011 8:58:25 AM
golffish2$50.003/14/2011 4:24:30 AM
YoungTaxMan$25.003/14/2011 5:43:35 PM
shrewd-income$100.003/14/2011 6:45:04 PM
genelinist$25.003/14/2011 1:34:46 PM
autonomous-truth$35.003/14/2011 11:24:04 PM
SFBank$25.003/14/2011 6:55:39 PM
DasMula$27.003/14/2011 7:27:50 PM
kendigme$25.003/15/2011 4:01:39 AM
brainy-repayment5$50.003/15/2011 2:22:14 PM
loss-of-control$100.003/15/2011 5:30:59 PM
kendigme$25.003/15/2011 1:44:21 PM
Moe87$25.003/16/2011 4:58:07 AM
SkinnyFish$25.003/16/2011 5:35:57 AM
reflective-rupee$250.333/16/2011 10:46:15 AM
squarebob$50.003/16/2011 11:18:30 AM
bigb7$30.233/16/2011 11:36:39 AM
enriching-dollar$25.003/16/2011 9:04:04 AM
melodious-openness$50.213/16/2011 10:54:13 AM
good4loan$25.003/16/2011 11:38:01 AM
worldly-money4$100.003/12/2011 4:42:01 PM
purpledog18$50.003/12/2011 12:13:15 PM
DUDICO2006$25.003/13/2011 1:18:10 PM
zotzot$50.883/12/2011 5:06:18 PM
CA-Lender$50.003/12/2011 12:07:24 PM
reflective-rupee$500.333/12/2011 12:14:12 PM
skip6330$25.463/13/2011 9:27:39 PM
MoneyTree79$25.003/12/2011 6:30:23 PM
EretzCapital$100.003/12/2011 9:35:02 PM
Amber_Stone$25.003/13/2011 7:54:43 AM
well-mannered-marketplace5$25.003/13/2011 9:16:24 AM
loanman2007$100.003/13/2011 12:55:01 PM
greencat$50.003/14/2011 7:18:38 AM
tigercat$50.003/14/2011 2:03:39 PM
Rashanir$25.003/14/2011 11:43:03 AM
AlfinityBank25$25.003/14/2011 2:42:52 PM
spsavage$25.003/15/2011 5:26:27 AM
bmw2$25.003/14/2011 8:18:39 PM
principal-laser$62.003/15/2011 4:06:24 AM
Socorro_Capital_Partners$25.003/15/2011 11:53:48 PM
hopeful-truth5$100.003/15/2011 8:49:00 PM
mark1017-31$83.983/16/2011 2:17:13 AM
integrity-doctor$100.003/16/2011 10:38:25 AM
organic-treasure$9.583/16/2011 11:58:24 AM
Starfin-Capital-Management$300.003/16/2011 7:23:19 AM
johnnyldr$25.003/16/2011 11:49:24 AM
squarebob$50.003/16/2011 11:15:56 AM
63 Investments
 
Borrower Payment Dependent Notes Series 498092
This series of Notes was issued and sold upon the funding of the borrower loan #47997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1976 Debt/Income ratio: 15%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,060Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: newest-vigilance-casserole Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1700
Monthly expenses: $
Housing: $685
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: I am using it to buy equipment for my business (Mar-17-2011)
Q: Please describe your business and whether it is a new business or an ongoing business. Will you keep your job while you run your business? Thanks - reflective-rupee
A: My business is in the affiliate marketing field where an individual sells other peoples products and get commissions off them. This is an ongoing business where the amount of money that is made can be good with the correct product and the right amount of traffic. I will continue to work at my current job until everything is paid off, and my business is up and running the way that it needs to be. (Mar-20-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/15/2011 9:05:54 AM
investment-artist$25.003/15/2011 10:26:05 AM
suave-dime6$25.003/15/2011 9:07:19 AM
reward-adventure$50.003/15/2011 5:18:57 PM
DHolly$50.003/15/2011 10:23:03 AM
leodaguy$25.003/15/2011 9:25:38 PM
itsmaj$77.813/16/2011 12:01:14 AM
dime-vista2$25.003/17/2011 8:07:30 AM
secureincome$400.003/16/2011 8:36:30 PM
zone6$100.003/17/2011 7:02:54 AM
jybank$25.003/17/2011 11:11:55 AM
vigilance-searcher$25.003/17/2011 10:59:43 AM
sensational-worth7$50.003/17/2011 1:55:26 PM
valiant-money$25.003/17/2011 9:14:37 AM
autonomous-truth$50.003/17/2011 8:04:06 PM
social-friendship5$100.003/17/2011 1:20:28 PM
Ananya$25.003/18/2011 4:24:36 AM
tnjohnso$25.003/17/2011 9:16:53 PM
sharp-bazaar7$50.003/18/2011 7:18:56 AM
fund-tom-tom6$25.003/18/2011 8:24:23 AM
duty-monger$50.003/18/2011 8:08:01 AM
derec$25.003/17/2011 10:48:26 PM
auction-seeker$25.003/18/2011 12:58:59 PM
kc8fot$25.003/18/2011 5:46:51 AM
RyanM561$25.003/18/2011 7:09:12 AM
sweetlan$25.003/18/2011 2:00:30 PM
agalt$25.003/18/2011 10:28:36 AM
PRGuyinVA$25.003/18/2011 2:47:38 PM
loss-of-control$50.003/18/2011 4:56:46 PM
nethosters$25.003/19/2011 5:36:10 AM
economy-producer$25.003/19/2011 9:58:15 AM
w3alter$100.003/19/2011 4:52:11 PM
buffalobills$25.003/21/2011 7:39:45 AM
reflective-rupee$200.333/21/2011 8:25:34 AM
mt3209$50.003/21/2011 1:47:47 PM
EBITDA$25.003/22/2011 8:26:38 AM
fund-ambrosia0$25.003/22/2011 9:32:20 AM
highyield$25.003/21/2011 9:40:05 PM
dpries123$25.003/22/2011 10:21:05 AM
SBT$25.003/22/2011 4:39:46 PM
FoosMaster$25.003/22/2011 9:30:33 AM
draggon77$25.003/22/2011 5:16:23 PM
850$50.003/22/2011 10:42:35 PM
bid-czar8$50.003/23/2011 3:08:59 AM
squarebob$25.003/23/2011 5:38:54 AM
MoneyForNothing$5.803/23/2011 7:45:45 AM
simplelender80$200.003/15/2011 9:01:34 AM
worldly-money4$150.003/15/2011 9:08:09 AM
patriot897$25.003/15/2011 11:14:19 AM
favorite-commerce$50.003/15/2011 12:18:44 PM
ingenious-deal6$25.003/15/2011 9:03:34 AM
leverage-monger$25.003/16/2011 7:39:22 AM
competent-p2p$25.003/15/2011 6:32:41 PM
Jack55304$125.003/16/2011 8:48:43 AM
wbahl$25.003/16/2011 8:11:11 PM
important-openness1$75.003/16/2011 8:02:02 PM
courteous-kindness1$25.003/16/2011 8:20:03 PM
pietro_torna_indietro$25.003/16/2011 9:25:02 PM
2grindstones$25.003/16/2011 10:04:51 PM
squarebob$25.003/17/2011 8:03:38 AM
Moe87$38.373/17/2011 3:33:10 AM
first-serene-credit$25.003/17/2011 9:00:29 AM
umfan123$25.003/17/2011 12:06:30 AM
JGuide$25.003/17/2011 12:06:59 PM
nilonc1$25.003/17/2011 5:23:54 AM
wild-orange$50.003/17/2011 3:41:38 PM
platinum-scientist9$25.003/17/2011 11:30:31 AM
leverage-hawk$25.003/18/2011 5:17:34 AM
unfixer$25.003/17/2011 6:29:08 PM
genelinist$25.003/17/2011 10:16:59 PM
vegibenz$25.003/17/2011 11:11:57 PM
wwahammy$25.003/18/2011 10:18:48 AM
dblakels$25.003/18/2011 1:02:59 PM
CapricornLending$25.003/18/2011 4:49:31 AM
Eric_Gagne$50.003/18/2011 5:29:47 AM
trade-surge3$50.003/18/2011 8:40:18 AM
Pitufo$25.003/18/2011 6:25:12 PM
social-workhorse$25.003/18/2011 1:10:27 PM
loss-of-control$50.003/20/2011 9:33:24 AM
SFBank$50.003/21/2011 7:01:06 PM
mobius_titan$25.003/22/2011 1:49:40 AM
leverage-monger$25.853/22/2011 8:01:30 AM
cti11$26.843/22/2011 11:13:37 AM
ethicalhumanist$25.003/22/2011 1:03:28 PM
zippy-interest$25.003/22/2011 7:16:24 PM
moneyismyshot$25.003/22/2011 5:32:21 PM
Snoopylover$25.003/23/2011 1:33:16 AM
FundMaker$25.003/23/2011 7:45:35 AM
Champ3295$25.003/22/2011 7:12:24 PM
greenback-guard$25.003/23/2011 2:45:31 AM
90 Investments
 
Borrower Payment Dependent Notes Series 498961
This series of Notes was issued and sold upon the funding of the borrower loan #47970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $261.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1993 Debt/Income ratio: 29%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:12y 9m
Amount delinquent: $0 Total credit lines: 20 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,821Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: deal-pioneer7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consol through 401K Loan Repay
Purpose of loan: About 3 years ago I took out a 5 year 401K loan for a down payment on my home. This 401K loan has been deducting ~$600 per month out of my pay checks. My goal is to use this $6900 loan to pay off the remainder of this loan. After that, I plan to take out another 401K loan to payoff ~75% of my debt. The other 25% will be transferred to my credit card at a 0-3% balance transfer rate. By consolidating my debt, I estimate I will have ~$630 more in cash to be able to reduce my remaining debt. I?m a great candidate due to a well paying job with the same company for the past 12+ years. I have made routine payments on bills. Which is reflected in my overall credit score (740-759).

Monthly net income: $5215
CURRENT
Monthly Credit cards Payments: $1270
401K loan payments: $610

AFTER PROSPER LOAN
Monthly Credit cards Payments: $330
401K loan payments: $660
Prosper Loan: $261
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
leodaguy$25.003/21/2011 5:05:39 PM
competent-p2p$45.003/21/2011 6:28:37 PM
magnetic-dedication3$25.003/21/2011 7:12:14 PM
loanman2007$250.003/22/2011 1:22:19 PM
SecondChanceLendingSERV$25.003/22/2011 7:04:57 PM
worldly-money4$200.003/23/2011 6:07:36 AM
worldly-money4$1,300.003/23/2011 6:32:53 AM
lendstats_com$300.003/22/2011 5:48:47 PM
Silverling6$25.003/23/2011 6:51:34 AM
113121$1,000.003/23/2011 6:55:11 AM
greencat$50.003/23/2011 7:26:52 AM
Lubava$25.003/23/2011 8:12:50 AM
patriot897$25.003/23/2011 8:33:25 AM
umfan123$25.003/23/2011 6:39:10 AM
davidmlucas$50.003/23/2011 6:47:57 AM
EL_Papin$100.003/23/2011 7:36:50 AM
tolerant-diversification4$25.003/23/2011 8:30:20 AM
Wangchuk$25.003/21/2011 5:03:32 PM
reflective-rupee$400.333/21/2011 5:09:43 PM
credit-missile$100.003/21/2011 5:46:33 PM
skillful-asset5$30.003/21/2011 6:03:59 PM
simplelender80$100.003/21/2011 5:02:52 PM
justasoldier$100.003/21/2011 9:27:44 PM
JustMee$25.003/22/2011 12:23:15 AM
reflective-rupee$600.333/22/2011 9:01:24 AM
Whipster$50.003/22/2011 5:00:46 AM
wonder3$35.003/22/2011 5:58:32 AM
careful-compassion$25.003/22/2011 4:28:14 PM
squarebob$50.333/22/2011 6:56:50 PM
zotzot$50.443/22/2011 7:04:02 PM
suave-dime6$25.003/23/2011 6:06:13 AM
gothampark$25.003/22/2011 6:28:48 PM
EL_Papin$77.923/23/2011 7:39:24 AM
bid-czar8$50.003/23/2011 3:11:46 AM
CA-Lender$100.003/23/2011 6:58:27 AM
buffalobills$25.003/23/2011 7:27:19 AM
113121$985.653/23/2011 12:01:17 PM
klend4$100.003/23/2011 9:33:25 AM
Tahoeman$25.003/23/2011 11:11:00 AM
39 Investments
 
Borrower Payment Dependent Notes Series 496334
This series of Notes was issued and sold upon the funding of the borrower loan #47985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1988 Debt/Income ratio: 18%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,498Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: power-optimizer8 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
112 Rockwell
Purpose of loan:
This loan will be used to...consolidate personal debt in preparation to sell our home in Illinois after being transferred to Wisconsin.

My financial situation:
I am a good candidate for this loan because...I am a loyal employee who has been with the same institution for more than 8 years.


Monthly net income: $ 3,850
Monthly expenses: $ 31,620
Housing: $ 2,575
Insurance: $ 330
Car expenses: $ 75
Utilities: $ 629
Phone, cable, internet: $190
Food, entertainment: $190
Clothing, household expenses: $ 100
Credit cards and other loans: $ 27,411
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
brwnidgirl has invested a total of $7,500.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: Is your transfer to start work with a new employer? - zotzot
A: No - it's the same employer - different location. (Mar-08-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Total mortgage balance: $188,000 2. Market value: $125,000 3. For sale: $179,900 (Mar-10-2011)
Q: Could you elaborate on your $27k monthly debt payments? - _NaLNaBB
A: Debt accumulated over past 18 months while maintaining 2 households in the midst of a job transfer. 1 house not selling in this market. (Mar-10-2011)
Q: you're a professor? what do you teach? do you work, if so what is your job/industry? thanks - shrewd-income
A: Teach at a college in the Physical Ed/Health department. (Mar-14-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.003/8/2011 9:03:00 AM
selector568$25.003/8/2011 9:04:17 AM
Tradesmanlender$100.003/8/2011 9:05:35 AM
reflective-rupee$250.333/8/2011 9:15:10 AM
DasMula$100.003/8/2011 10:53:07 AM
power-companion7$100.003/8/2011 10:04:22 AM
thankful-nickel2$100.003/8/2011 3:29:53 PM
patriot897$25.003/8/2011 6:34:32 PM
nickel-ferret$100.003/9/2011 8:50:05 AM
_NaLNaBB$300.003/9/2011 10:13:55 AM
zotzot$50.553/9/2011 2:54:15 PM
important-ore$37.683/10/2011 5:21:14 AM
AJIPrivateNotes$25.003/10/2011 7:44:52 AM
CA-Lender$50.003/11/2011 8:12:01 AM
jdrez$25.003/11/2011 1:12:25 AM
jescowa$50.003/12/2011 5:50:19 AM
treasure-widget$25.003/12/2011 10:28:36 AM
Walkingcowboy$50.003/12/2011 11:33:34 AM
cingular$25.003/13/2011 7:57:23 PM
caring-hope2$50.003/15/2011 7:29:05 AM
benefit-trident$25.003/15/2011 5:09:40 PM
eloquent-dough5$25.003/15/2011 7:03:12 PM
leodaguy$50.003/15/2011 9:22:00 PM
enthralling-deal180$100.003/16/2011 6:08:47 PM
wbahl$25.003/16/2011 8:12:36 PM
kbodendorf$25.003/16/2011 8:43:44 PM
treasure-pipeline$50.003/16/2011 8:43:17 PM
SBT$75.003/16/2011 8:51:32 PM
back-scratchers$25.003/17/2011 7:00:56 AM
first-serene-credit$25.003/17/2011 8:53:18 AM
indomitable-coin$50.003/17/2011 5:48:42 AM
brwnidgirl$5,000.003/17/2011 6:58:07 AM
umfan123$25.003/17/2011 10:00:31 AM
ethicalhumanist$50.003/17/2011 10:01:38 AM
heerzaquestion$50.003/17/2011 11:33:08 AM
Nerdster1$30.053/17/2011 1:29:12 PM
420limo$593.203/17/2011 10:54:43 AM
zone6$100.003/17/2011 7:06:33 AM
squarebob$125.003/17/2011 8:05:49 AM
a-reasonable-return$50.003/17/2011 8:23:52 AM
Heather11$25.003/17/2011 8:27:04 AM
currency-persimmon$100.003/17/2011 9:34:32 AM
Zuzu$25.003/17/2011 10:33:08 AM
Cambalache$47.003/17/2011 6:23:23 PM
p2ploan-sensation211$50.003/17/2011 8:13:14 PM
fair_rates$25.003/17/2011 1:01:09 PM
ac787$25.003/17/2011 5:11:56 PM
BaxterEvil$25.003/17/2011 7:48:13 PM
majestic-bill8$200.003/18/2011 4:41:40 AM
moneyismyshot$25.003/18/2011 4:52:59 AM
crw1950$30.003/18/2011 4:53:33 AM
Aurumdraco$25.003/18/2011 5:21:22 AM
palace2$100.003/17/2011 7:54:23 PM
a-restless-dollar$50.003/18/2011 6:49:48 AM
grampy48$30.003/18/2011 6:50:18 AM
Christophe$25.003/18/2011 7:25:34 AM
justice-starfish$234.353/18/2011 8:02:44 AM
sinner_c5$25.003/17/2011 10:17:12 PM
FWF-kinetic$100.003/17/2011 11:49:32 PM
forthright-loot7$50.003/18/2011 3:41:06 AM
organized-payment6$50.003/8/2011 9:05:20 AM
Tylerh$100.003/8/2011 9:07:05 AM
BxRealtor$25.003/8/2011 9:03:15 AM
simplelender80$100.003/8/2011 9:05:12 AM
Bank_Of_XL$50.003/8/2011 6:14:48 PM
dsgfl1$100.003/8/2011 1:47:04 PM
worthy-bid8$25.003/8/2011 4:13:56 PM
SolarMoonshine$100.003/8/2011 5:57:45 PM
Panna$25.003/8/2011 2:26:08 PM
JustMee$25.003/8/2011 4:36:35 PM
Reddy_Capital$25.003/8/2011 10:37:24 PM
wkeboarder21$50.003/9/2011 7:32:15 AM
payout-banker4$25.003/9/2011 6:03:36 PM
radforj22$25.003/9/2011 9:32:54 AM
Preteur$25.003/9/2011 1:36:43 PM
credit-coach118$100.003/9/2011 8:10:16 PM
cashasaurus0$250.003/10/2011 4:19:33 AM
clefko$156.573/10/2011 12:03:04 PM
efficient-treasure0$25.003/11/2011 7:02:41 AM
SecondChanceLendingSERV$25.003/11/2011 4:31:07 PM
Azonic21$25.003/12/2011 9:12:00 AM
silver-breeze3$25.003/12/2011 7:16:52 AM
jazz619$25.003/14/2011 7:53:35 AM
Weaverville$50.003/13/2011 5:47:21 PM
Ripsaw4U$50.003/15/2011 2:14:49 AM
MadHun$200.003/14/2011 4:57:09 PM
flexible-money1$50.003/15/2011 9:30:29 AM
rate-mogul$100.003/15/2011 7:06:46 PM
Havana21$25.003/16/2011 1:48:21 AM
RedCentre$33.823/16/2011 1:35:48 AM
kenji4861$25.003/16/2011 2:26:09 AM
zippy-revenue8$25.003/16/2011 5:42:41 PM
JeffHoll$50.003/16/2011 11:48:30 AM
bold-careful-finance$50.003/16/2011 8:36:57 PM
riproaringrapids$25.003/16/2011 8:16:22 PM
CashBank$25.003/17/2011 8:54:35 AM
vigilance-searcher$25.003/17/2011 10:41:38 AM
flexible-duty3$25.003/17/2011 11:14:26 AM
mammalian4$25.003/17/2011 1:01:59 PM
btormc5$30.003/17/2011 11:33:46 AM
Nusk$30.003/17/2011 12:57:28 PM
orange-agreement-historian$30.003/17/2011 2:09:40 PM
hostbank$100.003/17/2011 3:41:50 PM
GElender$50.003/17/2011 10:31:25 AM
jmichael23$50.003/17/2011 10:56:14 AM
brwnidgirl$2,500.003/17/2011 8:00:19 PM
Imaginos1892$50.003/17/2011 8:04:46 PM
money-aggregator7$25.003/17/2011 12:13:55 PM
newfoundation$25.003/17/2011 12:52:07 PM
haryassman$25.003/17/2011 2:16:37 PM
best-generosity-financier$25.003/18/2011 12:37:42 AM
palace2$100.003/17/2011 7:58:35 PM
GoingFishing$25.003/18/2011 4:21:00 AM
Luv2Bless$46.453/18/2011 4:23:07 AM
benjo$50.003/17/2011 8:38:22 PM
biofred$25.003/18/2011 4:39:22 AM
jslo722$25.003/18/2011 4:41:13 AM
TikPmp1$25.003/17/2011 4:04:58 PM
loyalty-sherpa$25.003/17/2011 4:31:28 PM
cashhelp$30.003/17/2011 4:35:37 PM
booie$25.003/18/2011 7:57:05 AM
wwwUniversal$25.003/18/2011 2:26:29 AM
Control$25.003/18/2011 4:30:34 AM
12Knocksinna$50.003/18/2011 1:27:55 AM
worth-victor6$25.003/18/2011 2:34:01 AM
Hogan55$50.003/18/2011 4:58:30 AM
integrity-reformer$50.003/18/2011 6:21:52 AM
blooming-dedication$50.003/18/2011 7:26:20 AM
128 Investments
 
Borrower Payment Dependent Notes Series 497076
This series of Notes was issued and sold upon the funding of the borrower loan #47991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2006 Debt/Income ratio: 47%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,465Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: visionary-fairness7 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mika
Purpose of loan:
This loan will be used to...pay off debt

My financial situation:
I am a good candidate for this loan because...I pay my bills on time


Monthly net income: $2083
Monthly expenses: $1080
Housing: $350
Insurance: $120
Car expenses: $260
Utilities: $150
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$300.003/9/2011 9:04:11 AM
CA-Lender$100.003/9/2011 2:51:30 PM
SolarMoonshine$25.003/9/2011 7:03:58 PM
LuvToLend$25.003/9/2011 9:05:10 PM
beakerfish$50.003/12/2011 1:14:10 PM
Danjack_Capital$25.003/13/2011 8:26:13 PM
wild-orange$25.003/13/2011 4:50:47 PM
diversification-maple1$25.003/15/2011 12:45:28 AM
important-openness1$75.003/16/2011 7:28:26 PM
carrinel$69.403/18/2011 6:09:13 AM
AJIPrivateNotes$25.003/20/2011 1:18:47 PM
money-fort$25.003/20/2011 9:05:25 PM
sharpey$25.003/21/2011 7:57:34 AM
agreement-animal$25.003/21/2011 10:50:49 PM
newstar2000$25.003/22/2011 8:18:59 AM
theprince$25.003/22/2011 9:15:12 AM
kwan$25.003/22/2011 10:43:32 AM
mindful-cash6$25.003/23/2011 2:42:50 AM
Kash2010lu$25.003/9/2011 10:05:39 AM
MarvintheMartian$25.003/9/2011 10:58:50 AM
PThor$25.003/9/2011 1:07:43 PM
competent-p2p$30.003/9/2011 9:45:17 AM
cash-raccoon$25.003/9/2011 9:58:26 AM
transaction-eclipse$25.003/9/2011 2:56:15 PM
worldly-money4$100.003/12/2011 4:42:26 PM
Rogelio48$25.003/14/2011 9:11:17 PM
PDR86$29.003/15/2011 7:18:09 PM
thankful-nickel2$50.003/17/2011 8:29:26 PM
Kqwik$25.003/19/2011 4:20:12 AM
income-rocker2$25.003/21/2011 11:22:21 AM
850$50.003/22/2011 11:12:57 PM
worldly-money4$1,121.603/23/2011 6:48:18 AM
32 Investments
 
Borrower Payment Dependent Notes Series 497238
This series of Notes was issued and sold upon the funding of the borrower loan #48011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1990 Debt/Income ratio: 4%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 1 / 0Length of status:1y 0m
Amount delinquent: $292 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bold-fund-wizard Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to: pay for delequint bills to get my credit score higher

My financial situation: Married with my wife W-2 ing $65K
I am a good candidate for this loan because... I earn a base of $55K plus commissions


Monthly net income: $4303.00
Monthly expenses:
Housing: $ 1400 ($700 my portion)
Insurance: $300
Car expenses: $0
Utilities: $170.00
Phone, cable, internet: $84.00
Food, entertainment: $450.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0 no credit card debt
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you have delinquent bills? Thanks - reflective-rupee
A: It's actually a small collection debt that I've disputed, but with no success. I need to get it paid and off my credit report. I plan on using the rest of the money to make improvements to a home my wife is purchasing on her credit. If you need more information, please let me know. Thank you. (Mar-10-2011)
Q: Please publish a listing of account credit card debts for EACH of your current loans/debt/credit cards. (eg, Amex Card $1500 @ 29%, payday loan $5000 @ 69%, etc ...). No need to list any private information - Thanks! - Been_There_Owed_That
A: I've been free of credit cards debts for years. No payday loans either. Thank you (Mar-13-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/10/2011 5:05:23 PM
reflective-rupee$100.333/10/2011 5:12:21 PM
Eric_Gagne$100.003/10/2011 6:32:35 PM
competent-p2p$101.003/10/2011 7:14:23 PM
suave-dime6$25.003/10/2011 5:02:59 PM
thelovebug$100.003/10/2011 5:04:39 PM
vutah$25.003/10/2011 6:53:21 PM
a-finance-nirvana$25.003/11/2011 1:50:46 AM
secureincome$1,000.003/11/2011 11:09:23 AM
social-heart$75.003/11/2011 2:06:03 PM
leverage-monger$100.003/11/2011 11:03:43 AM
patriot897$25.003/14/2011 10:09:38 AM
Tylerh$100.003/14/2011 1:29:32 PM
LoanerPrincipal$25.003/14/2011 5:56:35 PM
soulful-truth$100.003/14/2011 5:56:53 PM
unger$77.773/14/2011 7:26:32 PM
greencat$50.003/15/2011 7:13:01 AM
SC2TX$100.003/15/2011 8:57:50 AM
interstellar$51.003/15/2011 5:01:27 AM
red-contract-lionheart$25.003/15/2011 11:57:24 AM
peso-aggregator$25.003/15/2011 1:21:29 PM
leodaguy$25.003/15/2011 9:24:16 PM
mwb$25.003/15/2011 10:31:49 PM
benefit-boots$25.003/15/2011 3:28:43 PM
shrewd-peace7$25.003/15/2011 11:31:48 PM
thankful-nickel2$25.003/15/2011 6:02:55 PM
Starfin-Capital-Management$33.123/16/2011 7:12:37 AM
bullwink27$25.003/16/2011 6:46:27 AM
Rider$100.003/16/2011 9:53:24 AM
Starfin-Capital-Management$450.003/16/2011 7:29:50 AM
HHP$100.003/16/2011 9:34:41 AM
active-wealth3$25.003/16/2011 9:41:28 AM
simplelender80$200.003/10/2011 5:01:08 PM
ingenious-deal6$25.003/10/2011 5:05:47 PM
SolarMoonshine$25.003/10/2011 5:58:20 PM
reflective-rupee$200.333/10/2011 8:55:26 PM
ghinga$25.003/11/2011 7:33:11 PM
kind-genuine-dough$25.003/14/2011 10:09:34 AM
Interstate_Rate$100.003/14/2011 10:57:22 AM
worldly-money4$150.003/14/2011 2:34:10 PM
AlfinityBank25$25.003/14/2011 2:50:32 PM
Land_on_your_feet$25.003/14/2011 7:06:54 PM
open-minded-p2p1$25.003/14/2011 5:36:51 PM
reward-adventure$50.003/15/2011 4:57:56 AM
exciting-fairness$200.003/15/2011 5:07:01 AM
enlighter$27.453/14/2011 10:05:06 PM
Roundhouse$100.003/15/2011 1:25:07 PM
bill-expert$57.003/15/2011 1:26:17 PM
Wellman$50.003/15/2011 4:02:50 AM
gentle-coin$25.003/15/2011 8:07:36 PM
shrewd-income$50.003/15/2011 9:21:56 PM
justice-magnate$68.153/16/2011 9:29:18 AM
Jack55304$125.003/16/2011 8:47:07 AM
ShadowLender$36.963/16/2011 8:51:54 AM
firsttouch1$200.003/15/2011 9:44:52 PM
55 Investments
 
Borrower Payment Dependent Notes Series 497354
This series of Notes was issued and sold upon the funding of the borrower loan #48000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,462.11 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-09-2011 
Term: 60 months Listing End date:  Mar-23-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $409.69
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-2003 Debt/Income ratio: 7%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,448Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: brightest-trade-cosmos Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
i have un finished basement, i want to finised with some extra baby room and laundry room, etc...

My financial situation:
I am a good candidate for this loan because i have very good credit history and good job to pay back your money and i am very honest person, not doubt...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am interested in funding your loan. Give a brief job descrip. and a detailed monthly budget of post-tax income and expense. List the debts to be consol. with this loan, with the outstanding balance, APR, and min monthly payment for each. Thanks - newest-funds-powerplant
A: hi, i am a mail handler in united states of postoffice, and i make about $50,000 to $75,000 a year. i don't have any other loan or debt beside $1400 on my discover card. i can pay your loan easily thats why i am talking this loan for 5years. i hope i answer your question. thank you for your help (Mar-13-2011)
1 question & answer
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InvestorAmountInvestment Date (PT)
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372 Investments
 
Borrower Payment Dependent Notes Series 497422
This series of Notes was issued and sold upon the funding of the borrower loan #48049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1992 Debt/Income ratio: 18%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,430Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: return-competitor Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan-Consolidation
Purpose of loan:
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...I have excellent credit, never been late for any payment, have a full-time job, and plan to pay this off within 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/10/2011 5:01:32 PM
DukSerduk$25.003/10/2011 5:02:00 PM
Fonthill$100.003/10/2011 5:03:20 PM
blot44$25.003/10/2011 5:01:51 PM
KWarrior$50.003/10/2011 5:02:41 PM
kind-resolute-dough$100.003/10/2011 5:02:47 PM
power-companion7$100.003/10/2011 5:06:16 PM
thankful-nickel2$100.003/10/2011 7:26:50 PM
kyomoon$50.003/10/2011 5:02:38 PM
Tech-Entrepreneur$25.003/10/2011 5:04:23 PM
cptproton$50.003/13/2011 11:02:04 AM
evnagelist$50.003/14/2011 9:51:36 AM
davisfl$100.003/14/2011 7:55:00 AM
Preteur$25.003/14/2011 11:23:00 AM
Pickmar$25.003/14/2011 9:18:04 AM
gemoscar$50.003/14/2011 9:49:18 AM
tenacious-compassion9$25.003/14/2011 9:51:33 AM
CA-Lender$25.003/14/2011 6:03:51 PM
Interstate_Rate$250.003/15/2011 10:00:42 AM
loaninvesting$30.003/15/2011 1:51:57 PM
HHP$25.003/16/2011 9:35:39 AM
ScionAltera$25.003/16/2011 1:28:35 PM
Bank42$100.003/16/2011 8:33:25 PM
SBT$75.003/16/2011 8:52:02 PM
currency-persimmon$100.003/17/2011 9:36:58 AM
Emgolda$25.003/17/2011 9:56:24 AM
Marathoner$25.003/17/2011 7:41:21 AM
zotzot$50.443/17/2011 3:04:58 PM
syounker$25.003/17/2011 6:09:20 PM
arenangelchild$27.533/18/2011 7:33:17 AM
panegryst$50.003/18/2011 11:36:46 PM
important-ore$100.003/19/2011 9:40:10 AM
guybyny$28.953/19/2011 9:41:48 AM
Castellan$50.003/20/2011 7:22:47 PM
leeball$50.003/20/2011 2:31:09 PM
radforj22$50.003/21/2011 9:32:11 AM
exchange-pledge$50.003/21/2011 9:57:17 AM
toronado$50.003/21/2011 7:11:39 PM
Algernon$25.003/21/2011 9:59:34 AM
DavronFunding$40.633/21/2011 8:00:48 PM
jscope$25.003/21/2011 5:16:54 PM
GodzillaLending$25.003/22/2011 2:34:43 AM
silver-flower448$25.003/22/2011 5:21:55 AM
jarf$50.003/22/2011 6:08:07 AM
UAVDave$100.003/21/2011 9:51:38 PM
sandeepPR$25.003/21/2011 11:59:37 PM
kulender$50.003/22/2011 8:08:44 AM
UT-Longhorn$25.003/21/2011 5:16:36 PM
adventurous-commerce$25.003/22/2011 6:16:25 AM
credit-investor5$50.003/22/2011 9:17:02 AM
Trevor_C$25.003/22/2011 9:32:09 AM
Railbird$50.003/22/2011 9:39:59 AM
vishal29$50.003/21/2011 9:39:01 PM
degster$25.003/22/2011 10:02:16 AM
payout-detective7$50.003/22/2011 10:22:06 AM
Boxhead$50.003/22/2011 8:43:07 AM
BooRadley$25.003/22/2011 11:43:17 AM
Troutfinder$25.003/22/2011 11:58:53 AM
3am-preacher$25.003/22/2011 3:42:11 PM
CE88$50.003/22/2011 3:48:57 PM
visionary-community$25.003/22/2011 9:47:10 AM
saga9$50.003/22/2011 9:57:45 AM
platinum-exec1$100.003/22/2011 4:51:14 PM
lifegrowth$25.003/22/2011 4:58:46 PM
axl163$25.003/22/2011 10:39:27 AM
platinum-platoon$25.003/22/2011 5:16:01 PM
dma1206$50.003/22/2011 5:16:08 PM
paladin847$50.003/22/2011 5:16:13 PM
compoundinterest$50.003/22/2011 5:16:31 PM
GoingFishing$50.003/22/2011 9:14:59 AM
dinero-storm4$100.003/22/2011 9:17:25 AM
windfall46$25.003/22/2011 2:44:27 PM
reflective-gain$25.003/22/2011 9:34:42 AM
Weaverville$25.003/22/2011 4:24:46 PM
cash-merry-maker$25.003/22/2011 10:02:42 AM
Mint_Man$50.003/22/2011 6:53:47 PM
MihirFromRedmond$25.003/22/2011 5:14:46 PM
knowledgeable-note6$50.003/22/2011 11:53:30 AM
GreenSun$50.003/22/2011 5:16:03 PM
Mantis75$25.003/22/2011 5:16:46 PM
inspired-investment8$37.203/22/2011 5:17:03 PM
heerzaquestion$25.003/22/2011 1:13:12 PM
intrepid-loot$125.003/22/2011 5:37:15 PM
steely_dan34$25.003/23/2011 1:29:06 AM
Cheburashka$30.003/23/2011 1:40:19 AM
Octavian315$35.003/22/2011 5:08:54 PM
DreDub$50.003/22/2011 5:14:44 PM
Richmp412$25.003/22/2011 5:15:13 PM
RockCrown$25.003/22/2011 5:15:22 PM
thedoctor$100.003/22/2011 5:16:32 PM
BankingFamily$25.003/22/2011 5:16:35 PM
whipone$25.003/22/2011 5:18:12 PM
bullwink27$25.003/23/2011 3:47:36 AM
enterprising-cash0$25.003/22/2011 5:44:19 PM
syounker$25.003/22/2011 6:36:10 PM
cash-professor$50.003/22/2011 7:10:55 PM
bold-treasure-neutrino$30.003/23/2011 2:44:01 AM
techs$25.003/22/2011 7:24:05 PM
be_wise$25.003/22/2011 7:26:00 PM
MtnLend$50.003/22/2011 8:37:34 PM
BabyLender$25.003/23/2011 10:54:27 AM
slartibardfast$25.003/23/2011 2:08:12 AM
prashgig$50.003/23/2011 2:32:32 PM
the-discrete-income$100.003/23/2011 4:44:47 PM
currency-persimmon$100.003/23/2011 4:46:35 PM
Leopoldine$25.003/23/2011 8:30:40 AM
revenue-officer36$150.003/23/2011 9:34:33 AM
A007$50.003/23/2011 3:54:02 PM
Captain88$25.003/23/2011 11:44:35 AM
ac787$25.003/23/2011 5:52:35 PM
lamsabuy$605.003/23/2011 7:35:46 PM
fantastic-openness$100.003/10/2011 5:03:13 PM
BxRealtor$25.003/10/2011 5:03:23 PM
lloyd_s$25.003/11/2011 1:29:33 AM
kenji4861$50.003/10/2011 5:02:06 PM
community-pipeline$25.003/10/2011 5:02:44 PM
meux99$25.003/10/2011 5:02:52 PM
patriot897$50.003/10/2011 5:03:38 PM
minista$25.003/10/2011 5:05:07 PM
ichibon$200.883/10/2011 5:05:42 PM
TikPmp1$100.003/10/2011 5:02:50 PM
PThor$25.003/10/2011 5:04:54 PM
efficient-treasure0$25.003/11/2011 7:00:21 AM
jujitsulover$25.003/14/2011 12:05:16 AM
worthy-bid8$50.003/12/2011 3:46:04 PM
Tylerh$100.003/14/2011 5:56:26 AM
emo13$100.003/13/2011 4:22:20 PM
exact-gold2$50.003/13/2011 6:06:44 AM
Supernick$50.003/14/2011 9:49:03 AM
authoritative-capital$25.003/14/2011 9:52:06 AM
secundus$25.003/14/2011 6:56:34 PM
wwwUniversal$25.003/15/2011 1:48:57 PM
bobby5832708$50.003/15/2011 2:04:41 PM
Hanalei712$50.003/15/2011 9:36:59 AM
Aggie88$100.003/16/2011 4:29:49 AM
bigballer105$100.003/16/2011 1:28:29 PM
wbahl$25.003/16/2011 8:08:07 PM
life-is-great$25.003/17/2011 10:07:16 AM
Woodworker57$25.003/17/2011 10:48:51 AM
astute-fairness0$50.003/18/2011 5:42:32 AM
eronyc$50.003/18/2011 11:46:24 AM
BiggestG$25.003/19/2011 12:02:17 AM
dharma1$25.003/19/2011 3:36:05 PM
logical-reward8$25.003/20/2011 3:20:58 AM
mistertao$25.003/19/2011 11:35:59 AM
BankofBeth$25.003/20/2011 5:13:26 PM
myworld701$25.003/20/2011 11:36:30 AM
a-responsible-return$100.003/21/2011 9:54:07 AM
impartial-deal$25.003/21/2011 10:34:07 AM
mrpowers5531$25.003/21/2011 10:42:51 AM
exchange-synapse$100.003/21/2011 7:18:58 PM
treasure-pipeline$25.003/21/2011 5:15:02 PM
BlindProphet$50.003/21/2011 5:16:42 PM
anton$1,000.003/21/2011 6:56:48 PM
smilinsam$50.003/21/2011 2:13:09 PM
FlexFunding$50.003/21/2011 5:16:38 PM
nuclearmoose$25.003/21/2011 5:16:59 PM
octoberfresh$35.003/22/2011 8:36:59 AM
damage$25.003/21/2011 6:35:36 PM
GElender$50.003/22/2011 5:40:32 AM
availableloan$25.003/22/2011 7:05:30 AM
Havana21$200.003/22/2011 9:57:07 AM
zevonyc$25.003/22/2011 1:55:58 PM
kindness-dessert$25.003/22/2011 9:33:56 AM
CASHGIRL$25.003/22/2011 9:39:03 AM
momentous-coin$75.003/22/2011 4:13:28 PM
velocity-solo$25.003/22/2011 9:55:11 AM
top-sensible-yield$25.003/22/2011 4:58:12 PM
ujiba$50.003/22/2011 9:59:23 AM
adhawan325$25.003/22/2011 10:04:43 AM
afotherg$102.003/22/2011 5:16:11 PM
reinforced-reward$25.003/22/2011 5:16:15 PM
dwilson443$50.003/22/2011 1:35:58 PM
lender987654321$100.003/22/2011 5:40:41 PM
musegaze$100.003/22/2011 9:48:22 AM
wormdc$25.003/22/2011 4:58:01 PM
T-L-B$37.133/22/2011 5:10:51 PM
BooRadley$25.003/22/2011 11:43:42 AM
transparency-giant$50.003/22/2011 5:14:42 PM
commerce-renewal$100.003/22/2011 5:16:06 PM
commerce-voyager$25.003/22/2011 5:17:00 PM
aldeed$100.003/22/2011 3:50:18 PM
Anny-Disco$50.003/22/2011 4:58:54 PM
alpinaut$25.003/23/2011 1:24:56 AM
CorporateT00l$25.003/23/2011 2:08:09 AM
codavee$100.003/22/2011 5:14:41 PM
dtrain5$25.003/22/2011 5:16:04 PM
bouvierchamp$27.523/23/2011 1:32:47 AM
ZeoInvestments$25.003/23/2011 1:33:55 AM
bankojerry$30.003/23/2011 7:57:54 AM
tolstoy00$25.003/23/2011 2:06:07 AM
peb44$25.003/23/2011 2:08:30 AM
productive-finance$25.003/23/2011 2:36:22 AM
SpareChangeDreamFundLLC$25.003/23/2011 4:07:41 AM
CA-Lender$75.003/23/2011 10:34:59 AM
blissful-note7$28.883/23/2011 2:36:29 AM
gallant-economy9$1,000.003/23/2011 1:03:50 PM
AFriendInNeed3794$25.003/23/2011 10:21:34 AM
PopeJP$50.003/23/2011 10:22:20 AM
newfoundation$25.003/23/2011 4:51:53 PM
Spkthewrd3$25.003/23/2011 10:52:02 AM
HomerdohNY$25.003/23/2011 5:54:01 PM
202 Investments
 
Borrower Payment Dependent Notes Series 497484
This series of Notes was issued and sold upon the funding of the borrower loan #48003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2003 Debt/Income ratio: Not calculated
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,138Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: marketplace-gargantuan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$2,500 To Expand My Small Business
Purpose of loan:
This loan will be used to obtain more inventory for my online business. I've been selling online for over 2 years and finally decided to take it on as a part-time business for my family. I have a proven successful business just not the income.

My financial situation:
I am a good candidate for this loan because I've been employeed at the same company for over 6 years and have a guaranteed $5,000 gross monthly salary. I have 3 kids and I'm the only provider for my family, so I'm unable to use my personal money for business use.

I will be paying this loan off within the next 3-6 months no problem if not sooner. I will be modeling more loans in the future and intend on keeping a great partnership with all the kind lenders and Prosper.com staff. Thanks for considering and you don't even need to hesitate on this loan.


Monthly net income: $5000.00
Able to pay on prosper loan: $300-$600/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-raker8$50.003/11/2011 5:03:16 PM
restless-dime$25.003/11/2011 5:03:29 PM
MarvintheMartian$25.003/11/2011 9:55:40 PM
elvisloans$25.003/12/2011 5:08:54 AM
favorite-commerce$50.003/11/2011 6:19:37 PM
reflective-rupee$400.333/11/2011 7:19:47 PM
dudebrah$25.003/12/2011 6:03:29 PM
tigercat$50.003/12/2011 6:23:11 PM
sturdy-peace9$38.003/12/2011 11:17:51 AM
groundsquirrel$25.003/12/2011 9:03:27 PM
wild-orange$50.003/12/2011 3:05:58 PM
jordanicolas$25.003/13/2011 2:58:03 PM
fairgirl$25.003/13/2011 7:58:46 PM
MikeD_RI$25.003/12/2011 1:52:30 PM
KapitalX$50.003/13/2011 9:15:00 PM
mighty-payout1$40.483/12/2011 2:42:59 PM
penny-plato$25.003/13/2011 10:56:51 AM
lucrative-transparency0$50.003/14/2011 8:58:37 AM
Oak-Parker$25.903/13/2011 7:55:48 PM
well-mannered-income3$40.003/14/2011 7:40:54 PM
profitable-money$25.003/14/2011 8:39:47 PM
ultimate-deal4$25.003/14/2011 9:30:31 PM
velocity-owner4$100.003/14/2011 2:45:41 PM
SFBank$100.003/14/2011 6:53:29 PM
Cory79$25.003/14/2011 5:06:36 PM
dime-vista2$25.003/14/2011 9:58:36 PM
PrincessGrace33$50.003/14/2011 8:21:40 PM
CA-Lender$50.003/11/2011 5:06:09 PM
DasMula$27.003/11/2011 5:14:31 PM
competent-p2p$75.003/11/2011 7:05:23 PM
Cheburashka$25.003/12/2011 2:22:52 AM
Kash2010lu$25.003/11/2011 5:19:10 PM
SolarMoonshine$25.003/11/2011 6:07:37 PM
loanman2007$75.003/12/2011 7:22:25 AM
zotzot$25.443/12/2011 6:22:08 PM
transformer855$25.003/13/2011 9:06:12 AM
penny-sergeant$25.003/12/2011 5:05:35 PM
BigGuyBank$27.773/12/2011 12:12:21 PM
worldly-money4$100.003/12/2011 4:42:10 PM
Silver-Penny001$25.003/12/2011 9:05:33 PM
Weaverville$25.003/13/2011 5:49:51 PM
genelinist$75.003/14/2011 11:54:14 AM
wonderlandkat$25.003/14/2011 1:32:03 PM
open-minded-fund9$50.003/14/2011 1:45:36 PM
Nerdster1$25.053/14/2011 3:49:20 PM
ddoneday$25.003/14/2011 7:02:05 PM
payout-bridge$100.003/14/2011 7:07:29 PM
melodious-openness$100.003/14/2011 8:14:48 PM
the_finance_guru$50.003/14/2011 7:27:51 PM
thankful-nickel2$25.003/14/2011 5:46:14 PM
pietro_torna_indietro$32.093/14/2011 10:44:20 PM
cloud546$17.943/14/2011 11:13:42 PM
52 Investments
 
Borrower Payment Dependent Notes Series 497512
This series of Notes was issued and sold upon the funding of the borrower loan #48023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,255Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: kind-platinum-plato Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan: Pay off credit card
This loan will be used to... Pay off car repairs charged to my credit card.

My financial situation: Promising
I am a good candidate for this loan because...I have learned to perform regularly scheduled maintenance to avoid future engine failures.


Monthly net income: $ 4500
Monthly expenses: $
Housing: $ 100
Insurance: $ 120
Car expenses: $ 150
Utilities: $ 50
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why are you unable to verify you income with Prosper? Thanks. - squarebob
A: I can verify with bank statements....just not with W-2's...(which is what Prosper solicits). (Mar-12-2011)
Q: How is it possible that you have $0 credit payments, despite $18,000 credit card debt outstanding? - impressive-openness7
A: My apologies, I believe I misunderstood. With that amount of debt outstanding along with the purpose of my loan being for credit card consolidation, I obviously have minimal payments that I make monthly. The amount in question is approximately $305. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/11/2011 9:03:16 AM
ingenious-deal6$25.003/11/2011 9:04:24 AM
Mar_Holdings_LLC$25.003/11/2011 9:38:12 AM
reflective-rupee$500.333/11/2011 10:22:17 AM
CA-Lender$100.003/11/2011 10:56:29 AM
SolarMoonshine$25.003/11/2011 6:12:07 PM
worldly-money4$100.003/12/2011 4:42:12 PM
Nerdster1$25.053/12/2011 5:04:25 PM
Megaton$25.003/14/2011 9:12:46 PM
Bob450$25.003/15/2011 1:35:22 AM
reward-adventure$50.003/15/2011 4:58:18 AM
nodebt2012$37.663/15/2011 9:16:36 AM
kendigme$25.003/15/2011 1:49:43 PM
patriot897$25.003/15/2011 11:12:41 AM
bright-exchange$25.003/15/2011 9:02:28 PM
Jack55304$125.003/16/2011 8:47:29 AM
Tylerh$100.003/16/2011 4:42:50 PM
platinum-czar$100.003/16/2011 11:02:47 PM
Comoparklender$50.003/16/2011 8:37:48 PM
SBT$25.003/16/2011 8:52:41 PM
realtormoises$25.003/18/2011 5:02:05 AM
PRGuyinVA$25.003/18/2011 2:46:42 PM
360Winner$50.003/18/2011 9:34:52 AM
soulful-truth$100.003/19/2011 11:33:56 AM
economy-producer$25.003/19/2011 9:57:13 AM
Peterman$25.003/19/2011 2:49:08 PM
inspiring-reward$100.003/20/2011 3:16:25 AM
money-surge1$50.003/20/2011 10:47:25 AM
ThatDanGuy$50.003/20/2011 2:06:44 PM
integrity-doctor$100.003/20/2011 7:15:07 PM
worthy-commitment7$25.003/21/2011 10:27:25 AM
all4him777$25.003/21/2011 10:46:04 AM
UBOtto186$25.003/21/2011 5:19:38 AM
blue-silver-ruler$25.003/21/2011 10:10:36 AM
Pu239$60.003/21/2011 8:41:11 AM
income-rocker2$150.003/21/2011 11:10:17 AM
PeePaw$25.003/21/2011 9:25:20 AM
ethicalhumanist$25.003/21/2011 9:48:40 AM
SFBank$50.003/21/2011 6:56:10 PM
justasoldier$25.003/21/2011 7:57:14 PM
a-restless-dollar$50.003/21/2011 11:16:24 AM
farmn$25.003/21/2011 5:54:39 PM
Phatt-Daddy$23.263/22/2011 3:42:55 AM
ac787$25.003/21/2011 11:37:36 PM
saga9$50.003/21/2011 5:31:43 PM
velocity-motivator6$100.003/11/2011 9:02:26 AM
Kash2010lu$40.003/11/2011 9:02:48 AM
favorite-commerce$50.003/11/2011 3:06:45 PM
larryboy10$50.003/11/2011 4:01:17 PM
zotzot$25.883/11/2011 4:58:01 PM
simplelender80$100.003/11/2011 9:01:20 AM
mrsp2e$100.003/11/2011 6:08:48 PM
888GoldIngots$25.003/13/2011 10:12:12 AM
RyanM561$25.003/14/2011 6:20:20 AM
lucrative-transparency0$50.003/14/2011 8:58:41 AM
Weaverville$25.003/13/2011 5:49:55 PM
brainy-repayment5$75.003/14/2011 4:56:57 PM
Wellman$50.003/15/2011 4:03:27 AM
leodaguy$25.003/15/2011 9:24:31 PM
auction-seeker$25.003/15/2011 6:40:00 PM
worthy-bid8$25.003/16/2011 4:43:55 PM
HHP$100.003/16/2011 9:34:52 AM
wbahl$25.003/16/2011 8:10:35 PM
important-openness1$75.003/16/2011 7:29:26 PM
larryboy10$25.003/17/2011 7:58:49 PM
worldly-money4$1,000.003/18/2011 8:37:41 AM
jubilant-agreement0$25.003/19/2011 9:59:52 AM
w3alter$100.003/19/2011 4:51:24 PM
hope-equation$50.003/19/2011 1:52:16 PM
investment-raker8$50.003/20/2011 10:50:09 AM
SFBank$50.003/19/2011 5:50:45 PM
shrewd-income$100.003/20/2011 2:19:03 PM
rvfbroker$25.003/19/2011 2:16:17 PM
beeper2$100.003/19/2011 5:40:58 PM
jjswanso$200.003/21/2011 5:47:34 AM
Artist_Blue$25.003/21/2011 6:16:09 AM
OLYVRC$25.003/20/2011 2:18:18 PM
open-minded-fund9$31.593/20/2011 4:44:06 AM
loss-of-control$100.003/20/2011 9:39:04 AM
Luckas73$50.003/21/2011 9:27:20 AM
ITExec$100.003/21/2011 6:53:31 AM
Rebelrick9$25.003/21/2011 12:52:32 PM
poolshark72$25.003/21/2011 12:55:42 PM
smilinsam$50.003/21/2011 2:16:18 PM
SouthernRemarketing$31.233/21/2011 6:49:01 PM
YeoLenderSource$25.003/21/2011 2:00:44 PM
greenback-guard$25.003/22/2011 2:39:32 AM
gold-cluster$100.003/21/2011 4:12:05 PM
the-yield-surfer$50.003/21/2011 11:53:05 PM
jazzlender$25.003/22/2011 2:20:03 AM
90 Investments
 
Borrower Payment Dependent Notes Series 497690
This series of Notes was issued and sold upon the funding of the borrower loan #48061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1992 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,161Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: clean-order5 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First baby
Purpose of loan:
This loan will be used to.. pay deductible for birth of our baby and allow mother to take a short time off of work

My financial situation: ok
I am a good candidate for this loan because...I have zero delinquent accounts or late payments...I pay my bills on time. In one year I will receive my Bachelor of Science in Nursing at which time my income will greatly increase. Thank you for taking the time to consider investing in my listing.

Monthly net income: $1500
Monthly expenses: $1155
Housing: $375
Insurance: $80
Car expenses: $150
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I currently owe $46,000 on my home and it was recently appraised at $69,900. I will be more than happy to answer any questions so please feel free to ask. (Mar-14-2011)
Q: you'll be able to work as an RN, then? does income include spouse? thanks - shrewd-income
A: Yes. I will be working as an RN. I only included my income in my listing. Please let me know if you have any more questions. (Mar-20-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$50.003/11/2011 5:06:05 PM
DasMula$100.003/11/2011 5:11:19 PM
desertoasis$35.003/12/2011 2:42:20 AM
DadWarbucks$50.003/12/2011 2:51:47 AM
reflective-rupee$100.333/11/2011 7:18:30 PM
SecondChanceLendingSERV$25.033/13/2011 12:34:17 PM
worldly-money4$100.003/12/2011 4:42:07 PM
social-hunter5$25.003/13/2011 7:22:37 PM
important-openness1$75.003/16/2011 7:29:58 PM
JGuide$100.083/17/2011 11:42:34 PM
joyful-power9$25.003/18/2011 12:15:37 PM
brainy-repayment5$200.003/18/2011 6:35:26 PM
aztocas$50.003/19/2011 11:40:02 AM
ph0rse$50.003/21/2011 2:45:40 PM
worthy-commitment7$25.003/21/2011 10:34:32 AM
LuvToLend$25.003/21/2011 8:40:09 PM
CA-Lender$50.003/22/2011 10:22:58 AM
kwan$25.003/22/2011 10:45:43 AM
B2152$25.003/23/2011 4:51:56 AM
mcgovern2024$50.003/22/2011 10:03:36 PM
OnTracInvest$25.003/23/2011 4:53:15 AM
dakoke$50.003/22/2011 11:53:45 PM
WonByOne$50.003/23/2011 4:43:27 AM
vulgy$25.003/23/2011 5:18:33 AM
terrific-peace8$50.003/23/2011 6:35:27 AM
KRLFS$42.083/23/2011 6:47:23 AM
irrelevant$25.003/12/2011 3:27:54 AM
bold-steady-peso$25.003/11/2011 5:46:00 PM
ultimate-peace$50.003/11/2011 5:03:55 PM
PatRichi$25.003/12/2011 3:28:42 AM
gain-gourd$75.003/12/2011 4:25:08 AM
investment-artist$25.003/12/2011 9:14:12 AM
Weaverville$25.003/13/2011 5:49:45 PM
lucrative-transparency0$50.003/14/2011 8:58:31 AM
sturdy-peace9$25.003/14/2011 9:38:52 PM
SOP_Bank$25.003/15/2011 6:14:16 AM
TheAlchemist$25.003/15/2011 1:51:25 PM
loanman2007$25.003/17/2011 9:36:15 AM
JGuide$25.003/17/2011 12:20:48 PM
worldly-money4$1,000.003/18/2011 8:37:42 AM
found_funds$50.003/18/2011 9:28:49 PM
loss-of-control$50.003/18/2011 5:09:32 PM
squarebob$25.003/19/2011 12:18:35 PM
AJIPrivateNotes$25.003/20/2011 1:17:27 PM
luvlending$25.003/21/2011 9:47:36 PM
reflective-rupee$250.333/22/2011 3:48:54 PM
well-rounded-dinero$100.003/23/2011 4:11:04 AM
worldly-money4$10.323/23/2011 6:51:33 AM
SFBank$50.003/22/2011 6:50:16 PM
eretro$36.833/23/2011 5:30:20 AM
golffish2$25.003/23/2011 5:57:46 AM
51 Investments
 
Borrower Payment Dependent Notes Series 497744
This series of Notes was issued and sold upon the funding of the borrower loan #48064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $63.51
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1974 Debt/Income ratio: 14%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 54 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,158Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: first-soulful-power6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
summer's grace
Purpose of loan:
This loan will be used to...This loan will be used to cover expenses and bills over a short period of time due to unexpected expenses from a car accident.

My financial situation:
I am a good candidate for this loan because...
I do not have too much debt at this time. My net income is twice what my monthly bills are and I have a second income from another person that I live with.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.333/12/2011 12:20:48 PM
thankful-nickel2$25.003/12/2011 8:48:07 PM
JJ9876$25.003/12/2011 12:05:17 PM
wild-orange$200.003/12/2011 3:11:54 PM
Islandgal$50.003/12/2011 6:02:57 PM
exchange-squirrel$25.003/12/2011 12:01:37 PM
Oak-Parker$25.003/13/2011 7:46:11 PM
ichibon$150.883/14/2011 7:44:24 AM
vigorous-moola$36.003/14/2011 6:12:46 AM
dmk2006$25.003/14/2011 2:32:39 PM
Iloanyoumoney$25.003/14/2011 3:12:40 PM
bjr01$25.003/14/2011 11:42:37 PM
fenix692$25.003/14/2011 3:07:38 PM
tomjac2000$25.003/14/2011 7:36:19 PM
bentonlending$50.003/14/2011 8:17:45 PM
zotzot$25.003/15/2011 6:54:18 AM
heerzaquestion$25.003/15/2011 5:03:23 AM
justanotherme$25.003/14/2011 11:12:55 PM
new-goodhearted-economy$75.003/15/2011 11:20:55 AM
patriot897$25.003/15/2011 11:11:21 AM
vigilance-searcher$25.003/15/2011 11:44:29 AM
trapperdc$40.853/15/2011 1:24:43 PM
simplelender80$100.003/12/2011 12:04:25 PM
AFairDeal$100.003/12/2011 12:05:50 PM
top-epic-community$50.003/12/2011 12:02:20 PM
Weaverville$25.003/13/2011 5:51:00 PM
nickel-ferret$100.003/12/2011 12:06:09 PM
BxRealtor$25.003/12/2011 12:07:09 PM
Azonic21$25.003/12/2011 12:08:18 PM
lloyd_s$46.943/13/2011 9:01:08 AM
macjp123$25.003/12/2011 3:45:58 PM
Panna$25.003/12/2011 3:46:33 PM
alliancecapital1$25.003/13/2011 10:07:05 PM
goodhearted-basis4$25.003/14/2011 10:09:15 AM
saahilld$25.003/14/2011 7:45:39 AM
CA-Lender$25.003/14/2011 6:04:12 PM
versatile-return3$75.003/14/2011 9:50:59 PM
Aaron_Oz$25.003/14/2011 3:11:19 PM
j2ee$25.003/14/2011 4:42:23 PM
FundMaker$25.003/14/2011 8:51:30 PM
CAcubuff$25.003/14/2011 8:58:58 PM
ultimate-deal4$25.003/14/2011 9:33:05 PM
wwwUniversal$25.003/15/2011 1:54:24 AM
Reliance_Banker$25.003/15/2011 6:30:21 AM
evergreen16$50.003/15/2011 9:41:28 AM
wildcard451$25.003/14/2011 8:29:20 PM
thoughtful-investment045$25.003/15/2011 10:48:50 AM
organized-payment6$50.003/15/2011 6:01:18 AM
48 Investments
 
Borrower Payment Dependent Notes Series 498342
This series of Notes was issued and sold upon the funding of the borrower loan #48070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $219.01
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2006 Debt/Income ratio: 13%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $525Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: Benjamin_Orban Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 21 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,100.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2011)
700-719 (Mar-2010)
680-699 (Sep-2009)
680-699 (Aug-2009)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Loan Refinance
Purpose of loan:
Refinancing a personal loan that has an 16% APR.

My financial situation:

Monthly Income:
$2374.00

Monthly Bills:
Auto Payment: $252.60
Gas: $150.00
Cell Phone: $90.00
Food and Dining: $200.00
Entertainment: $200.00
Internet: $60.00

Total:
$952.60

Net Income:$1422.00

Live with my mom, so I have no rent to pay for.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exact-gold2$25.003/18/2011 9:03:33 AM
fantastic-openness$100.003/18/2011 9:09:52 AM
socal-lender$25.003/18/2011 9:17:48 AM
ItsJustMe79$40.003/18/2011 9:53:32 AM
wwahammy$25.003/18/2011 10:20:23 AM
cashhelp$30.003/18/2011 9:04:45 AM
Aberdeen$3,000.003/18/2011 9:05:51 AM
kind-resolute-dough$100.003/18/2011 9:09:34 AM
axl163$50.003/18/2011 11:38:02 AM
RandyL3$25.003/18/2011 9:11:07 AM
saahilld$25.003/18/2011 9:11:25 AM
AustinAmerica$25.003/18/2011 2:21:49 PM
chillware$25.003/18/2011 9:53:41 AM
lucrative-coin$100.003/18/2011 2:50:42 PM
Chesterite$133.343/18/2011 11:09:08 AM
kenji4861$25.003/18/2011 9:03:06 AM
a-exponential-hope$25.003/18/2011 9:03:21 AM
patriot897$50.003/18/2011 9:04:12 AM
ac787$148.003/18/2011 9:07:24 AM
CA-Lender$25.003/18/2011 9:08:31 AM
community-pipeline$25.003/18/2011 9:09:28 AM
meux99$25.003/18/2011 9:09:45 AM
davisfl$100.003/18/2011 9:09:59 AM
Milonguero$100.003/18/2011 10:22:55 AM
cash-queen$25.003/18/2011 6:24:58 PM
hookUup$25.003/18/2011 10:07:50 PM
jga516$25.003/19/2011 2:41:54 AM
lloyd_s$25.003/19/2011 2:43:07 AM
exchange-cub$100.003/19/2011 12:04:17 PM
Agent1$50.003/19/2011 10:22:53 PM
Dan4703$25.003/20/2011 3:59:05 PM
beeper2$250.003/19/2011 5:48:36 PM
wbahl$25.003/20/2011 12:29:23 PM
GElender$50.003/21/2011 6:25:43 AM
logical-reward8$25.003/20/2011 3:21:17 AM
StanTheMan$25.003/20/2011 9:14:27 PM
panegryst$50.003/21/2011 9:56:40 AM
Algernon$80.003/21/2011 6:40:50 AM
bobby5832708$50.003/21/2011 9:55:10 AM
blot44$25.003/18/2011 9:04:27 AM
Hanalei712$50.003/18/2011 9:06:08 AM
emo13$100.003/18/2011 9:10:07 AM
currency-persimmon$100.003/18/2011 9:10:52 AM
DavenportCapital$25.003/18/2011 9:53:28 AM
axl163$25.003/18/2011 9:55:14 AM
simiray$30.003/18/2011 11:10:31 AM
ryan6853$25.003/18/2011 11:19:33 AM
minista$25.003/18/2011 9:10:18 AM
misit$25.003/18/2011 12:26:25 PM
money-aggregator7$25.003/18/2011 12:41:06 PM
WeshaTheLeopard$25.003/18/2011 3:43:53 PM
neutrino6$25.003/18/2011 1:51:45 PM
buukyak$25.003/18/2011 9:02:23 AM
first-serene-credit$25.003/18/2011 1:55:36 PM
DukSerduk$25.003/18/2011 9:05:42 AM
TikPmp1$25.003/18/2011 9:09:39 AM
ac787$25.003/18/2011 9:24:30 AM
DrunkenMic$100.003/18/2011 9:34:31 PM
IrrationalPi$49.273/18/2011 9:59:25 AM
outofoffice$100.003/18/2011 10:47:40 AM
availableloan$25.003/18/2011 11:13:10 AM
tomdooley12520$25.003/18/2011 11:13:37 AM
thankful-nickel2$50.003/18/2011 6:34:04 PM
medebe$25.543/18/2011 12:40:47 PM
CapeDollars$25.003/19/2011 12:01:27 AM
zotzot$200.003/18/2011 4:33:30 PM
moneyfriend$100.003/19/2011 2:24:14 AM
samo102us$25.003/19/2011 2:42:36 AM
Feyenoord$25.003/19/2011 3:08:47 AM
worthy-bid8$72.823/19/2011 3:48:30 AM
wwwUniversal$25.003/19/2011 3:50:17 AM
cjames84$25.003/19/2011 4:54:51 AM
LSAR$33.003/19/2011 6:46:39 PM
squarebob$25.003/19/2011 12:17:34 PM
marketplace-goat3$25.003/19/2011 10:16:11 PM
best-shiny-hope$25.003/20/2011 7:03:09 AM
jchurchi$100.003/20/2011 1:48:56 PM
Mar_Holdings_LLC$25.003/20/2011 2:27:54 PM
Speedracer12$50.003/20/2011 3:57:15 PM
vishal29$50.003/19/2011 3:07:02 PM
eldorado71$25.003/20/2011 6:32:50 PM
MoneyTree79$25.003/20/2011 7:31:18 PM
leeball$50.003/20/2011 2:31:40 PM
reflective-rupee$25.333/20/2011 3:20:20 PM
Januck$50.003/20/2011 3:41:58 PM
beachfunder$25.003/20/2011 5:23:00 PM
crdcteng$25.003/20/2011 10:52:37 AM
carrinel$50.003/21/2011 8:29:46 AM
balance-force$25.003/21/2011 1:10:32 AM
89 Investments
 
Borrower Payment Dependent Notes Series 498364
This series of Notes was issued and sold upon the funding of the borrower loan #47958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $83.80
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1987 Debt/Income ratio: 18%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $630Stated income:$25,000-$49,999
Delinquencies in last 7y: 43 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: Myvestments Borrower's state: Kansas Borrower's group: AAA LGBT Families helping LBGT Families
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
580-599 (Oct-2007)
600-619 (Jun-2007)
620-639 (Jun-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paid off 1st Loan
Purpose of loan: Rebuilding credit
This loan will be used to...
pay off personal loan to parents
My financial situation:
I am a good candidate for this loan because...
I am serious about rebuilding my credit, I will have automatic payments taken out to pay the payments.


Monthly net income: $3500.00
Monthly expenses: $125.00
Housing: $675.00
Insurance: $40.00
Car expenses: $500.00
Utilities: $150.00
Phone, cable, internet: $75.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/17/2011 5:02:46 PM
ingenious-deal6$25.003/17/2011 5:04:59 PM
suave-dime6$25.003/17/2011 5:08:09 PM
mrxtravis$25.003/17/2011 5:11:21 PM
EL_Papin$100.003/17/2011 5:34:35 PM
market-pudding$25.003/17/2011 7:23:54 PM
Scotcha$50.003/17/2011 7:41:37 PM
twjh$25.003/17/2011 5:11:10 PM
grampy48$30.003/17/2011 5:53:11 PM
fate084$100.003/17/2011 7:43:43 PM
LivingInvestments00$11.173/17/2011 7:47:28 PM
reflective-rupee$400.333/17/2011 5:09:32 PM
leodaguy$25.003/17/2011 5:09:39 PM
Jack55304$125.003/17/2011 5:09:55 PM
novice-speculator$25.003/17/2011 5:30:25 PM
heroic-deal7$50.003/17/2011 5:03:48 PM
patriot897$25.003/17/2011 5:08:47 PM
CA-Lender$100.003/17/2011 5:09:15 PM
ac787$52.003/17/2011 5:31:33 PM
ac787$148.003/17/2011 5:30:18 PM
EretzCapital$25.353/17/2011 5:53:08 PM
trumpeter5$25.003/17/2011 6:34:49 PM
nashibaksi$25.003/17/2011 7:05:25 PM
openness-confidant$70.003/17/2011 7:21:17 PM
cashhelp$30.003/17/2011 5:02:37 PM
worldly-money4$100.003/17/2011 5:07:57 PM
Kash2010lu$56.003/17/2011 5:10:14 PM
Danjack_Capital$25.003/17/2011 5:23:18 PM
ac787$48.003/17/2011 5:27:07 PM
ac787$48.003/17/2011 5:37:49 PM
bobd32$25.003/17/2011 5:56:12 PM
SolarMoonshine$25.003/17/2011 6:08:49 PM
leverage-ectasy$31.153/17/2011 7:44:58 PM
33 Investments
 
Borrower Payment Dependent Notes Series 498536
This series of Notes was issued and sold upon the funding of the borrower loan #47964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $68.35
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2006 Debt/Income ratio: 14%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,940Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: genome412 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair
Purpose of loan:
This loan will be used to...
Fix up my car so I can get myself and my fiancee to work!

I am a good candidate for this loan because...
I've never missed a payment on anything, ever. I just got a new job making 150% of what I made at my old job, plus I'm still working part time at the old one. And my spending habits haven't even changed much yet, so a lot of that extra income is available to make payments!

The following amounts aren't exact, just more of an estimate to give you an idea of where I'm at.

Monthly net income: $2160
Monthly expenses: $ 1520
Housing: $ 480
Insurance: $
Car expenses: $ 160 loan payment, 60 insurance (liability only, that's why I need this loan!)
Utilities: $ 120
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $
Credit cards and other loans: $ 100 in monthly payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/18/2011 9:06:37 AM
loyalty-sherpa$25.003/18/2011 9:11:18 AM
goldenretriever$100.003/18/2011 9:19:35 AM
myworld701$25.003/18/2011 9:04:40 AM
Milonguero$100.003/18/2011 10:25:00 AM
organized-payment6$50.003/18/2011 9:05:19 AM
reflective-rupee$25.333/18/2011 9:38:25 AM
transformer855$25.003/18/2011 9:42:31 AM
orange-dollar-guild$25.003/18/2011 9:52:31 AM
EngineersAlliance$100.003/18/2011 9:53:35 AM
Spartamare$100.003/18/2011 11:14:50 AM
investment-artist$25.003/18/2011 9:09:20 AM
one-midas$30.003/18/2011 9:19:56 AM
a-unflappable-finance$100.003/18/2011 9:41:11 AM
IrrationalPi$25.003/18/2011 9:55:14 AM
building_pennies$50.003/18/2011 11:11:07 AM
patriot897$25.003/18/2011 9:07:44 AM
Weaverville$25.003/18/2011 9:10:38 AM
loanman2007$100.003/18/2011 9:17:28 AM
goodhearted-basis4$25.003/18/2011 9:44:18 AM
CA-Lender$100.003/18/2011 9:05:27 AM
availableloan$25.003/18/2011 11:16:19 AM
hostbank$100.003/18/2011 9:11:00 AM
RandyL3$25.003/18/2011 9:19:13 AM
VandelayInd$52.483/18/2011 9:42:12 AM
SimpleChoice$25.003/18/2011 9:42:57 AM
113121$25.003/18/2011 11:13:41 AM
commerce-yeller$30.003/18/2011 9:02:32 AM
BxRealtor$25.003/18/2011 9:11:45 AM
income-pizza$25.003/18/2011 9:47:28 AM
tomdooley12520$25.003/18/2011 11:12:58 AM
ryan6853$25.003/18/2011 11:17:15 AM
113121$437.193/18/2011 11:19:09 AM
33 Investments
 
Borrower Payment Dependent Notes Series 498578
This series of Notes was issued and sold upon the funding of the borrower loan #47993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-18-2011 
Term: 12 months Listing End date:  Mar-18-2011 
 
Lender yield: 6.29% Borrower rate/APR: 7.29% / 13.05% Monthly payment: $173.32
 
Lender servicing fee: 1.00% Effective Yield*: 6.28%  
Estimated return*: 3.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1995 Debt/Income ratio: 8%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,118Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: eronyc Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 840-859 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
740-759 (Nov-2010)
840-859 (Nov-2009)
800-819 (May-2009)
780-799 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Grow my business...
Purpose of loan:
This loan will be used to grow my profitable business. I have seen returns of over 10%, and this loan will pay for itself through investment into the business.

My financial situation:
I am a good candidate for this loan because I owe nothing outside my mortgage. I do not carry balances on any credit cards. I have already had one Prosper loan that I repaid early with no late payments, proving that I am responsible and reliable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ryguy150$25.003/18/2011 5:00:56 PM
Gibbyland$100.003/18/2011 5:01:03 PM
organized-payment6$50.003/18/2011 5:03:35 PM
squarebob$25.333/18/2011 5:05:44 PM
BxRealtor$25.003/18/2011 5:08:32 PM
marketplace-spark$25.003/18/2011 5:11:49 PM
interstellar$51.003/18/2011 6:00:59 PM
reflective-rupee$200.333/18/2011 5:07:05 PM
hostbank$100.003/18/2011 5:08:04 PM
dogdog$50.003/18/2011 5:11:02 PM
RecoveryLender$25.003/18/2011 6:00:15 PM
_NaLNaBB$338.343/18/2011 6:32:20 PM
AFairDeal$100.003/18/2011 5:08:10 PM
NYCFinancier$25.003/18/2011 5:48:33 PM
RetirementMoney$25.003/18/2011 5:52:31 PM
PRGuyinVA$50.003/18/2011 6:11:31 PM
scrappy-bonus2$25.003/18/2011 5:03:40 PM
JJ9876$25.003/18/2011 5:04:56 PM
marwadi-62$350.003/18/2011 5:58:49 PM
SimpleChoice$25.003/18/2011 6:11:29 PM
thankful-nickel2$50.003/18/2011 6:32:11 PM
simplelender80$100.003/18/2011 5:04:45 PM
CA-Lender$25.003/18/2011 5:06:33 PM
Weaverville$25.003/18/2011 5:07:54 PM
loyalty-sherpa$25.003/18/2011 5:08:19 PM
goodhearted-basis4$25.003/18/2011 6:11:27 PM
j2ee$25.003/18/2011 5:02:16 PM
cashhelp$60.003/18/2011 5:03:25 PM
patriot897$25.003/18/2011 5:05:39 PM
revenue-trombone5$25.003/18/2011 5:11:24 PM
saahilld$25.003/18/2011 5:11:52 PM
31 Investments
 
Borrower Payment Dependent Notes Series 498702
This series of Notes was issued and sold upon the funding of the borrower loan #48005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 12 months Listing End date:  Mar-23-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $321.49
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1985 Debt/Income ratio: 47%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 43 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $78,743Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: gold-bluebird Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
short term loan for college tuition
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4600
Monthly expenses: $2500
Housing: $697
Insurance: $64
Car expenses: $0
Utilities: $135
Phone, cable, internet: $69
Food, entertainment: $175
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
leodaguy$25.003/21/2011 5:05:28 PM
Invest-In-Rednecks$50.003/21/2011 9:44:21 PM
simplelender80$100.003/21/2011 5:02:40 PM
grotheik$25.003/22/2011 10:25:46 AM
SecondChanceLendingSERV$25.003/22/2011 7:08:35 PM
ore-dojo$25.003/23/2011 9:12:04 AM
lovely-benefit7$75.003/23/2011 9:20:06 AM
worldly-money4$200.003/23/2011 6:07:31 AM
Eric_Gagne$100.003/23/2011 12:56:27 PM
shrewd-income$50.003/23/2011 1:21:39 PM
magnetic-kindness$50.003/23/2011 2:28:36 PM
worldly-gold$50.003/23/2011 3:19:11 PM
wampum-chorus3$57.773/23/2011 10:15:26 AM
the-discrete-income$46.753/23/2011 4:36:57 PM
saga9$50.003/23/2011 8:09:08 AM
supreme-hope$25.003/23/2011 8:09:59 AM
exchange-spruce6$70.003/23/2011 1:09:08 PM
heerzaquestion$50.003/23/2011 1:50:52 PM
smart-platinum7$500.003/23/2011 3:59:27 PM
mammalian4$25.003/23/2011 4:07:51 PM
STLRacer$25.003/23/2011 12:03:54 PM
leprechaun92$25.023/23/2011 4:31:32 PM
reflective-rupee$100.333/21/2011 5:03:41 PM
Azonic21$25.003/21/2011 5:07:14 PM
reflective-rupee$240.333/22/2011 9:00:19 AM
patriot897$25.003/22/2011 5:11:16 PM
FinanceEngine$30.003/23/2011 8:01:29 AM
bid-czar8$50.003/23/2011 3:11:39 AM
a-versatile-power$25.003/23/2011 10:08:38 AM
marketplace-spark$25.003/23/2011 10:17:26 AM
a-restless-dollar$50.003/23/2011 10:22:52 AM
secureincome$500.003/23/2011 7:11:05 AM
enriching-dollar$25.003/23/2011 11:46:01 AM
suave-dime6$25.003/23/2011 6:05:46 AM
2grindstones$50.003/23/2011 10:24:42 AM
blue-goal-deal$25.003/23/2011 4:10:48 PM
vigilance-searcher$25.003/23/2011 7:44:08 AM
borrowmine$25.003/23/2011 8:36:36 AM
RyanM561$25.003/23/2011 12:39:54 PM
wild-orange$50.003/23/2011 12:46:23 PM
dollar-sonnet3$50.003/23/2011 3:39:27 PM
CA-Lender$100.003/23/2011 10:17:03 AM
helpful-credit156$29.803/23/2011 4:22:07 PM
Peterman$25.003/23/2011 12:21:16 PM
heerzaquestion$100.003/23/2011 1:54:47 PM
capital-kingdom$25.003/23/2011 2:50:46 PM
Byrd24$100.003/23/2011 4:26:17 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498834
This series of Notes was issued and sold upon the funding of the borrower loan #48046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $157.35
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1998 Debt/Income ratio: 15%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,298Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: kjjrj Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 840-859 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
760-779 (Jul-2008)
 
Principal balance: $453.87 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Repaying a personal debt
Three years ago I bought a house with my wife. To help cover part of the down payment, my mom lent me some money. Since then I have been paying her back every month. Now she has an unexpected medical event and I would like to pay her back all of the loan to help her out. I am not looking for loan because of a sudden need on my part, but to do right by my mom with the money I owe her and have already been paying her.

I am a good candidate because my credit rating is excellent and my borrowing history and credit profile here on Prosper is perfect. I took out a loan on Prosper a few years ago and which is almost completed with a perfect history. I am a homeowner, have a secure career, and am financially healthy. I am not taking on new debt, but am only transferring a current debt to help out my mom. Due to my history, credit rating, and good financial situation, I am the very model of a risk-free loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
j2ee$25.003/22/2011 9:01:31 AM
simplelender80$100.003/22/2011 9:03:20 AM
BxRealtor$25.003/22/2011 9:05:08 AM
saahilld$25.003/22/2011 9:05:50 AM
jrlvnv$25.003/22/2011 9:11:05 AM
harmonious-liberty$35.003/22/2011 9:18:01 AM
Eric_Gagne$100.003/22/2011 10:20:42 AM
CA-Lender$25.003/22/2011 9:03:53 AM
loyalty-sherpa$25.003/22/2011 9:04:50 AM
cashhelp$60.003/22/2011 9:05:46 AM
dpries123$25.003/22/2011 10:21:40 AM
Aberdeen$3,000.003/22/2011 9:02:27 AM
kfinvest$50.003/22/2011 12:11:18 PM
JJ9876$25.003/22/2011 9:03:42 AM
patriot897$25.003/22/2011 9:04:08 AM
hostbank$100.003/22/2011 9:04:29 AM
euro-trumpet$25.003/22/2011 12:49:15 PM
reflective-rupee$100.333/22/2011 9:06:00 AM
EretzCapital$77.143/22/2011 1:17:12 PM
FoosMaster$25.003/22/2011 9:32:53 AM
Earn_money$25.083/22/2011 10:34:50 AM
grnii78$50.003/22/2011 9:02:15 AM
AFairDeal$100.003/22/2011 9:04:41 AM
enthralling-deal180$50.003/22/2011 9:05:26 AM
Feyenoord$25.003/22/2011 9:06:03 AM
a-restless-dollar$50.003/22/2011 9:13:08 AM
payout-reaction740$25.003/22/2011 9:13:54 AM
wwwUniversal$25.003/22/2011 9:18:44 AM
organic-treasure$25.573/22/2011 10:26:29 AM
axl163$25.003/22/2011 10:42:32 AM
organized-payment6$50.003/22/2011 9:02:51 AM
MoneyForNothing$39.823/22/2011 9:05:29 AM
RandyL3$25.003/22/2011 9:05:49 AM
ryan6853$25.003/22/2011 10:15:28 AM
Brown98$25.003/22/2011 10:22:55 AM
RecoveryLender$25.003/22/2011 10:46:25 AM
vine99$100.003/22/2011 9:01:03 AM
circustab$50.003/22/2011 12:38:51 PM
Approved$75.003/22/2011 1:12:12 PM
entertaining-credit3$29.783/22/2011 1:14:39 PM
Wangchuk$25.003/22/2011 9:10:33 AM
FoosMaster$35.003/22/2011 9:33:26 AM
cwegert$47.283/22/2011 10:13:51 AM
coolgenner$50.003/22/2011 10:38:02 AM
GALERXLoans$100.003/22/2011 11:28:58 AM
45 Investments
 
Borrower Payment Dependent Notes Series 498956
This series of Notes was issued and sold upon the funding of the borrower loan #48008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $71.30
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1993 Debt/Income ratio: 17%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,898Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: coasterman Borrower's state: Wisconsin Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
 
Principal balance: $792.24 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
My wife wants a Scooter
Purpose of loan:
This loan will be used to... Purchase a motor scooter for my wife to go to work. With gas prices going up, and her work about 2 miles away, we think she will only need to fill up a few times a year, as oppossed to her Jeep

My financial situation:
I am a good candidate for this loan because... I have a great stable job that pays very well. Have a prior loan that is paid on time every time, and always will be. I am a prosper ivestor as well.


Monthly net income: $ 5200
Monthly expenses: $ 2696
Housing: $ 1137
Insurance: $ 65
Car expenses: $ zero except for gas. Which this loan will help with
Utilities: $ 350
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 594
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.003/23/2011 9:05:42 AM
CA-Lender$100.003/23/2011 10:16:33 AM
mwaldo13$100.003/23/2011 10:25:55 AM
JGuide$25.003/23/2011 12:03:30 PM
patriot897$25.003/23/2011 9:05:56 AM
hostbank$100.003/23/2011 9:06:10 AM
BxRealtor$25.003/23/2011 9:06:46 AM
thankful-nickel2$25.003/23/2011 4:36:25 PM
jktravl$38.233/23/2011 4:52:20 PM
reflective-rupee$25.333/23/2011 11:32:20 AM
JGuide$40.083/23/2011 11:39:12 AM
rateasaurus1$25.003/23/2011 1:18:51 PM
joffco$25.003/23/2011 2:42:39 PM
ghinga$25.003/23/2011 3:17:40 PM
DoctorJoe$25.003/23/2011 10:02:10 AM
mammalian4$50.003/23/2011 4:04:14 PM
thankful-nickel2$25.003/23/2011 4:28:18 PM
EngineersAlliance$100.003/23/2011 12:52:59 PM
Eric_Gagne$25.003/23/2011 12:56:12 PM
Veiglcc$25.003/23/2011 1:03:31 PM
jayk63$25.003/23/2011 2:34:53 PM
currency-persimmon$100.003/23/2011 4:39:26 PM
enthralling-deal180$50.003/23/2011 9:07:02 AM
2grindstones$50.003/23/2011 10:22:16 AM
LiveNow$25.003/23/2011 12:42:41 PM
loyalty-sherpa$25.003/23/2011 9:06:28 AM
capital-kingdom$25.003/23/2011 2:48:41 PM
Roundhouse$100.003/23/2011 11:45:20 AM
sfmf$40.003/23/2011 11:54:18 AM
Xarach$33.343/23/2011 12:49:30 PM
ready-p2p4$50.003/23/2011 1:35:38 PM
phchristensen$50.003/23/2011 1:54:36 PM
simplelender80$100.003/23/2011 9:07:20 AM
kinetic-social$25.003/23/2011 3:01:23 PM
reflective-rupee$75.333/23/2011 3:07:44 PM
enchanted-yield4$100.003/23/2011 10:02:20 AM
squarebob$25.003/23/2011 4:26:43 PM
wild-orange$25.003/23/2011 12:48:41 PM
heerzaquestion$25.003/23/2011 1:46:45 PM
pointA2pointB$26.693/23/2011 2:21:10 PM
Scotcha$48.003/23/2011 2:38:27 PM
ac787$48.003/23/2011 3:46:22 PM
Techne_Funds_LLC$25.003/23/2011 3:56:24 PM
thoughtful-investment045$25.003/23/2011 4:29:48 PM
newfoundation$25.003/23/2011 4:51:37 PM
45 Investments
 
Borrower Payment Dependent Notes Series 499192
This series of Notes was issued and sold upon the funding of the borrower loan #48067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1986 Debt/Income ratio: 36%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,832Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: deal-doctor7 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Medical Procedure
Purpose of loan:
This loan will be used to.pay for..Medical Expense

My financial situation:
I am a good candidate for this loan because...I have a 714 credit score
and stable income and can eaisily afford the monthly payment

Monthly net income: $3700
Monthly expenses: $2000.00
Housing: $1325
Insurance: $
Car expenses: $225.
Utilities: $62
Phone, cable, internet: $77
Food, entertainment: $200
Clothing, household expenses: $111
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$50.003/23/2011 5:05:10 PM
Kash2010lu$56.003/23/2011 5:05:03 PM
worldly-money4$100.003/23/2011 5:06:30 PM
worldly-money4$2,000.003/23/2011 5:08:07 PM
simplelender80$150.003/23/2011 5:03:42 PM
5 Investments
 
Borrower Payment Dependent Notes Series 496775
This series of Notes was issued and sold upon the funding of the borrower loan #47990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-18-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2006 Debt/Income ratio: 13%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $92Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wise-commerce-igniter Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Day
Purpose of loan:
This loan will be used to pay for the expenses of hosting a wedding ceremony. I didn't want to use my savings because it is currently all in bonds and is being put aside for rainy days.

My financial situation:
I am a good candidate for this loan because i am fully employed and have been in good standing with the employer with a long term growth in my career.

I have never defaulted on any loans nor ever had a late payment.

I have only 8 more $300 payments to go for the car ( 2005 toyota corrolla) that I purchased in 2006 and plan to keep this car until it dies. Also, once the car payment is done, that money to will be available to pay for this loan. I have a net disposable monthly income of $1700.00.

I live very well within my means and the reason I am applying for this loan is because I wanted to have a memorable wedding day and the total cost for it is $32,000.00, of which over half will be paid from my own savings.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How large is your bond portfolio? What is your future spouse's income and outstanding debt? Congratulations on your upcoming marriage and best wishes! Thanks for your listing. - _NaLNaBB
A: Future spouse is a personal trainer, no debts & makes $40k+commission. 1. $10,000 in a 5-year Bond, at 3.75% which will mature in 2 years. 2. $19,000 in Voluntary Investment Program, with 4 non-penalty withdrawals per/year. 3. A stock option through my employer at the current Market value of $21,000 4. $16,000 in a Personal Savings Account (which will be used towards the wedding) 5. $70,000 in my 401k which I am 80% vested that has hardship withdrawal. Thanks for the wishes. (Mar-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
important-ore$150.003/5/2011 12:12:53 PM
squarebob$127.003/5/2011 12:16:58 PM
thankful-nickel2$100.003/5/2011 1:34:34 PM
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lender12345$25.003/17/2011 8:51:56 PM
derec$25.003/17/2011 10:45:48 PM
Scotcha$100.003/17/2011 7:37:02 PM
tacopants$300.003/18/2011 1:57:32 AM
toplinetrading$25.003/18/2011 4:06:15 AM
Control$50.003/18/2011 4:16:25 AM
wampum-chorus3$29.713/17/2011 4:34:14 PM
vegibenz$25.003/17/2011 11:13:39 PM
MARSTUN$50.003/18/2011 12:09:50 AM
dontletmoneyfoolya$25.003/18/2011 1:41:22 AM
ddog0224$100.003/18/2011 1:53:37 AM
0600Zulu$100.003/18/2011 4:12:08 AM
exuberant-dime$150.003/18/2011 4:43:57 AM
yogi1975$25.003/17/2011 6:21:03 PM
AustinAmerica$25.003/17/2011 9:55:31 PM
don8ter$25.003/18/2011 2:18:41 AM
bboy21385$755.053/18/2011 2:31:35 AM
red-relentless-money$150.003/18/2011 3:45:09 AM
Hogan55$58.273/18/2011 4:42:09 AM
266 Investments
 
Borrower Payment Dependent Notes Series 496937
This series of Notes was issued and sold upon the funding of the borrower loan #47976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,042Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: glasgow53 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,200.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
IRS Bill Loan
Purpose of loan:
This loan will be used to pay off an IRS tax bill. I currently have an IRS installment agreement, but the interest and penalty fees are extremely high. Details of the amount owed and the fees added each month are below.

Tax owed: $1,919.23
Feb Interest and Penalties: $186.48

My financial situation:
I am a good candidate for this loan because I have a stable career and have been with the same company for over 13 years. I have already paid off one Prosper loan and currently have more than enough surplus in my budget to afford this loan.


Monthly net income: $3,720
Housing: $937
Car expenses: $132
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $300
Misc: $100
Credit cards and other loans: $669

Monthly Surplus: $1,332
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$2,000.003/16/2011 9:02:08 AM
cashhelp$50.003/16/2011 9:02:01 AM
2 Investments
 
Borrower Payment Dependent Notes Series 497057
This series of Notes was issued and sold upon the funding of the borrower loan #48020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1996 Debt/Income ratio: 13%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,734Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: impressive-money3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hunter
Purpose of loan:
This loan will be used to...consolidate bills

My financial situation:
I am a good candidate for this loan because...I have a steady work history always pay my bills but now i have to many small bills it would be so nice to have just the one at lower payment and shorter period


Monthly net income: $5423
Monthly expenses: Housing: $900
Insurance: $500
Car expenses: $780
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $116
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you need 15k? - transformer855
A: To pay off all small bills credit cards, medical (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/8/2011 5:02:34 PM
DasMula$27.003/8/2011 5:37:06 PM
SolarMoonshine$25.003/8/2011 5:41:36 PM
Tradesmanlender$100.003/8/2011 5:05:21 PM
competent-p2p$101.003/8/2011 5:48:14 PM
benjamins-utopia$100.003/8/2011 5:01:41 PM
organized-payment6$50.003/8/2011 5:04:56 PM
Kyileo$25.003/9/2011 6:36:40 AM
felicity-loyalist0$25.003/9/2011 3:43:20 PM
nickel-ferret$100.003/9/2011 8:50:14 AM
Preteur$25.003/9/2011 1:36:35 PM
income-awakening6$100.003/9/2011 3:13:38 PM
CA-Lender$100.003/11/2011 2:27:12 PM
payout-banker4$25.003/12/2011 3:46:10 PM
Azonic21$25.003/12/2011 9:12:08 AM
Walkingcowboy$50.003/12/2011 11:33:48 AM
important-ore$100.003/12/2011 3:46:26 PM
jdrez$25.003/14/2011 10:10:44 AM
MadHun$100.003/14/2011 6:00:07 PM
rate-mogul$100.003/15/2011 7:07:08 PM
wbahl$25.003/16/2011 8:12:39 PM
enthralling-deal180$36.113/16/2011 8:28:01 PM
cash-professor$50.003/16/2011 8:09:19 PM
velocity-winner$25.003/16/2011 8:20:34 PM
kbodendorf$25.003/16/2011 8:43:51 PM
SBT$75.003/16/2011 8:51:36 PM
indomitable-coin$50.003/17/2011 5:48:48 AM
hostbank$100.003/17/2011 3:41:54 PM
haryassman$25.003/17/2011 2:17:56 PM
BaxterEvil$25.003/17/2011 7:48:17 PM
loyalty-sherpa$25.003/17/2011 4:31:31 PM
syounker$25.003/17/2011 6:11:57 PM
benjo$50.003/17/2011 8:38:26 PM
360Winner$50.003/18/2011 9:33:55 AM
ClearCut$50.003/18/2011 10:35:00 PM
GCInvestments$50.003/19/2011 1:01:49 AM
1phantom$25.003/19/2011 10:12:31 AM
TheGeek$38.003/19/2011 9:25:19 PM
la_tim$50.003/20/2011 6:00:17 AM
squarebob$25.003/19/2011 6:03:12 PM
thebigrig$100.003/19/2011 11:12:43 AM
loot-heart$25.003/19/2011 11:01:19 PM
lender987654321$100.003/20/2011 12:29:28 PM
HamachiMan$50.003/20/2011 4:26:47 PM
thebigrig$200.003/19/2011 8:00:59 PM
sigma310$50.003/21/2011 8:03:08 AM
rautility$25.003/20/2011 11:15:35 AM
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Artist_Blue$25.003/21/2011 6:07:27 AM
Cai8899$40.003/21/2011 10:01:06 AM
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kind-genuine-dough$50.003/21/2011 9:40:49 AM
money-bauble$100.003/21/2011 12:41:08 PM
ClearLake$25.003/21/2011 1:16:06 PM
LongTail$25.003/21/2011 9:56:53 AM
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asdf9876$50.003/21/2011 4:11:02 PM
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mgking007$25.003/21/2011 12:48:02 PM
enchanted-yield4$200.003/21/2011 5:25:13 PM
bonus-seahorse$50.003/21/2011 12:52:08 PM
revenue-achievement$25.003/21/2011 1:41:07 PM
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peso-fortress$25.003/21/2011 9:51:38 AM
market-jam$50.003/21/2011 7:13:34 PM
intuitive-camaraderi9$25.003/21/2011 9:58:11 AM
meenan$50.003/21/2011 10:01:26 AM
saga9$50.003/21/2011 10:18:54 AM
Dharvesi$400.003/21/2011 7:51:51 PM
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investment-tempo$50.003/21/2011 10:31:28 AM
LendingSingularity$50.003/21/2011 9:56:18 PM
RomanGuzi$300.003/21/2011 10:13:50 PM
johnayan$50.003/21/2011 11:11:53 PM
first-peace-buddy$25.003/21/2011 5:21:47 PM
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happy-yield$25.003/21/2011 7:00:22 PM
exchange-synapse$100.003/21/2011 7:16:47 PM
adorable-justice0$50.003/21/2011 2:21:53 PM
michael573114$50.003/21/2011 8:31:03 PM
John_Galt$55.003/21/2011 4:53:29 PM
newgroom422$25.003/21/2011 10:45:56 PM
The_Lending_Muscle$50.003/22/2011 8:23:11 AM
mrack$25.003/22/2011 8:23:38 AM
bid-papyrus$25.003/22/2011 8:26:51 AM
trade-caper$25.003/22/2011 8:27:14 AM
balance6$25.003/22/2011 8:28:18 AM
saahilld$25.003/22/2011 8:28:49 AM
wizbiz717$50.003/22/2011 8:31:38 AM
kchen486$100.003/22/2011 8:31:48 AM
green-moola-platoon$100.003/22/2011 8:31:57 AM
commerce-renewal$100.003/22/2011 8:32:19 AM
superb-funds335$25.003/22/2011 8:32:44 AM
jonn834$25.003/22/2011 8:33:36 AM
financial-frenzy$25.003/22/2011 2:31:23 AM
velocity-solo$25.003/22/2011 2:37:50 AM
nybanker85$50.003/21/2011 7:10:43 PM
newest-organic-rupee$31.623/21/2011 7:20:12 PM
1800porsche$25.003/21/2011 7:21:34 PM
FoosMaster$50.003/22/2011 9:28:39 AM
NorthlandAlchemist$85.593/22/2011 6:50:08 AM
martinatime$25.003/22/2011 9:34:46 AM
RJN$25.003/22/2011 9:35:46 AM
phillipd48$25.003/22/2011 9:36:19 AM
moola-trumpeter$25.003/22/2011 8:21:31 AM
KirosPOS$25.983/22/2011 9:49:36 AM
Zoramite$25.003/22/2011 9:50:07 AM
dedication-merman$50.003/22/2011 8:22:47 AM
logical-loyalty0$25.003/22/2011 8:23:06 AM
help4u$50.003/22/2011 8:23:36 AM
nestegg4e$25.003/22/2011 8:23:49 AM
Hexnut$25.003/22/2011 8:23:56 AM
piter-to-la-investment$25.003/22/2011 8:24:41 AM
EtaDuck$25.003/22/2011 8:27:25 AM
gracej$25.003/22/2011 1:51:59 AM
divedude$25.003/22/2011 8:31:36 AM
shur$25.003/22/2011 8:31:46 AM
PThor$25.003/22/2011 8:32:02 AM
genius520$100.003/22/2011 8:32:13 AM
Mr_Money$25.003/22/2011 8:32:27 AM
gravbox$25.003/22/2011 8:32:42 AM
F16Pilot$25.003/22/2011 8:42:19 AM
gold-sushi$25.003/22/2011 2:33:47 AM
Smallbear$25.003/22/2011 9:04:19 AM
blLending$25.003/22/2011 9:12:41 AM
ndwayno$25.003/22/2011 9:32:04 AM
Vreet$50.003/22/2011 9:33:30 AM
wise-silver-wonder$25.003/22/2011 9:33:43 AM
discrete-asset$25.003/22/2011 9:36:40 AM
cosmof16$25.003/22/2011 9:37:09 AM
DementiaAddict$60.003/22/2011 9:44:21 AM
diverse2$28.833/22/2011 9:51:27 AM
kind-resolute-dough$25.003/22/2011 8:10:21 AM
ericgassercom$50.003/22/2011 8:22:20 AM
well-rounded-market$25.003/22/2011 8:22:49 AM
SPB$50.003/22/2011 8:23:04 AM
Loandoc62$25.003/22/2011 8:23:34 AM
Eagledrop$25.003/22/2011 8:28:27 AM
Swabjockey$25.003/22/2011 8:28:45 AM
neighborly-bid$50.003/22/2011 8:28:58 AM
durability-mad-scientist4$50.003/22/2011 8:32:25 AM
simplelender80$100.003/8/2011 5:02:57 PM
power-companion7$100.003/8/2011 5:06:56 PM
Bank_Of_XL$50.003/8/2011 6:16:25 PM
commerce-yeller$25.003/8/2011 8:10:21 PM
Tylerh$100.003/8/2011 5:06:22 PM
patriot897$25.003/8/2011 6:34:39 PM
JustMee$25.003/8/2011 5:18:28 PM
cclady$200.003/9/2011 9:02:23 AM
worthy-bid8$50.003/9/2011 6:31:39 AM
RedCentre$63.373/9/2011 2:09:21 AM
radforj22$25.003/9/2011 9:33:03 AM
efficient-treasure0$25.003/11/2011 7:02:52 AM
jescowa$50.003/12/2011 5:50:28 AM
treasure-widget$25.003/12/2011 10:28:53 AM
Weaverville$50.003/13/2011 5:47:28 PM
cingular$25.003/13/2011 7:57:35 PM
durable-investment8$40.003/14/2011 6:54:58 PM
Ripsaw4U$50.003/15/2011 2:14:58 AM
flexible-money1$50.003/15/2011 9:30:35 AM
leodaguy$50.003/15/2011 9:22:04 PM
eloquent-dough5$25.003/15/2011 7:03:15 PM
kenji4861$25.003/16/2011 2:26:16 AM
Havana21$25.003/16/2011 1:48:30 AM
treasure-pipeline$50.003/16/2011 8:43:19 PM
brightest-dignified-penny$25.003/16/2011 9:11:49 PM
currency-persimmon$100.003/17/2011 9:34:40 AM
paris4$100.003/17/2011 11:13:57 AM
jazz619$25.003/17/2011 11:58:51 AM
crw1950$30.203/18/2011 5:01:42 AM
a-unflappable-finance$100.003/18/2011 9:37:28 AM
gold-commander0$50.003/18/2011 9:54:24 AM
riproaringrapids$25.003/18/2011 3:01:37 PM
caring-hope2$50.003/18/2011 4:25:46 PM
TikPmp1$25.003/18/2011 3:08:14 PM
MarinLoans$25.003/18/2011 4:38:01 PM
GMPK_TLAS$50.003/19/2011 1:24:53 AM
w3alter$100.003/19/2011 4:56:12 PM
nilonc1$25.003/19/2011 6:41:03 PM
money-surge1$50.003/20/2011 10:13:14 AM
green-benefit-enclave$25.003/20/2011 2:06:09 PM
bigphish$50.003/19/2011 2:41:05 PM
peso-mate$50.003/20/2011 10:31:05 PM
debtcollector$50.003/19/2011 7:15:36 PM
GElender$25.003/21/2011 6:01:32 AM
a-responsible-return$50.003/20/2011 12:52:25 AM
WalnutCreekguy$50.003/20/2011 7:31:11 AM
availableloan$25.003/20/2011 7:37:58 PM
money-explorer3$25.003/20/2011 11:36:53 PM
kulender$50.003/20/2011 12:19:29 PM
DDPrime$50.003/21/2011 9:56:22 AM
anton$1,500.003/21/2011 10:00:12 AM
jwood3030$25.003/21/2011 10:28:39 AM
invincible-agreement8$100.003/20/2011 6:29:16 PM
Gibbyland$100.003/21/2011 9:36:21 AM
bid-computer$25.003/21/2011 9:39:23 AM
Sixmil$91.923/21/2011 9:40:43 AM
B-rad_the_Coug$25.003/20/2011 10:06:08 PM
treasure-hunter270$25.003/21/2011 12:54:26 PM
designs626$50.003/21/2011 9:59:15 AM
ph0rse$50.003/21/2011 2:35:36 PM
rdrloan$50.003/21/2011 7:41:55 AM
penny-zeus$50.003/21/2011 2:59:16 PM
credit-scout7$50.003/21/2011 8:06:55 AM
duckbill_1972$25.003/21/2011 8:21:20 AM
don8ter$25.003/21/2011 4:39:17 PM
balance-force$28.003/21/2011 10:52:44 AM
trade-elm$30.003/21/2011 1:36:39 PM
brittany$100.003/21/2011 5:55:43 PM
smilinsam$100.003/21/2011 2:12:09 PM
Munnie$25.003/21/2011 7:14:14 PM
Green-Baron$25.003/21/2011 9:00:20 PM
benefit-pro$50.003/21/2011 5:46:10 PM
chitex$25.003/21/2011 7:20:27 PM
studious-bonus7$100.003/21/2011 7:21:47 PM
Earnest_Money$30.003/21/2011 3:54:20 PM
FinanceEngine$30.003/21/2011 8:20:17 PM
jigsaw$50.003/22/2011 6:00:55 AM
alpinaut$25.003/21/2011 9:35:56 PM
honorable-yield$25.003/22/2011 6:41:27 AM
sailorgm$25.003/22/2011 7:22:36 AM
CaboWaboRobo$50.003/22/2011 7:36:06 AM
payout-equalizer8$50.003/22/2011 8:22:54 AM
sassykatty$50.003/22/2011 8:23:03 AM
SoCalRancher$50.003/22/2011 8:23:33 AM
LoisLoan$25.003/22/2011 8:27:12 AM
desertoasis$36.933/22/2011 8:27:21 AM
credit-kahuna$50.003/22/2011 8:28:21 AM
peace-maximizer8$25.003/22/2011 8:30:35 AM
harperpotok$25.003/22/2011 8:31:43 AM
Ocean713$50.003/22/2011 8:31:50 AM
integrity-saver$100.003/22/2011 8:32:03 AM
the-profit-oracle$25.003/22/2011 8:32:23 AM
worldly-community3$50.003/22/2011 8:32:47 AM
intuitive-dime5$50.003/22/2011 8:35:45 AM
stanbalwight4$25.003/21/2011 5:32:06 PM
nickel-alien$50.003/22/2011 9:31:34 AM
CapeDollars$25.003/22/2011 6:57:27 AM
loyalty-spartan$25.003/22/2011 9:32:26 AM
hope-hickory$25.003/22/2011 9:34:38 AM
benjamin67$25.003/22/2011 9:34:51 AM
busnssmn$25.003/22/2011 9:35:37 AM
derec$25.003/22/2011 9:37:51 AM
DRJBYRON$29.463/22/2011 9:38:35 AM
mistertao$25.003/22/2011 9:39:33 AM
wrchism$50.003/21/2011 9:16:02 PM
bullwink27$25.003/22/2011 8:10:16 AM
sjlender$50.003/21/2011 9:42:24 PM
UAVDave$100.113/21/2011 9:48:58 PM
vishal29$25.003/21/2011 9:53:55 PM
love_what_you_do$25.003/22/2011 8:22:22 AM
benefit-ruler$25.003/22/2011 8:23:28 AM
Gladglide$28.493/22/2011 8:24:39 AM
friendly-market5$25.003/22/2011 8:25:36 AM
tszbgae$100.003/22/2011 8:27:10 AM
Cheburashka$25.003/22/2011 8:27:38 AM
greenback-perfume$50.003/22/2011 8:28:40 AM
power-collider$50.003/22/2011 8:31:53 AM
crazycool$100.003/22/2011 8:32:17 AM
bountiful-durability$100.003/22/2011 8:32:39 AM
Goodlender42$25.003/22/2011 1:59:32 AM
escharfer$25.003/22/2011 8:33:15 AM
coin-investor$25.003/22/2011 8:33:51 AM
durability-balance4$50.003/22/2011 8:42:24 AM
CashBank$25.003/22/2011 8:46:52 AM
nalaari$25.003/22/2011 2:33:33 AM
ryanplays311$25.003/22/2011 9:06:12 AM
tsquared_030$29.383/22/2011 9:33:47 AM
DadWarbucks$60.003/22/2011 9:35:12 AM
momoney2lend$25.003/22/2011 9:36:04 AM
valiant-liberty4$25.003/22/2011 9:36:45 AM
Flux$50.003/22/2011 7:51:11 AM
One1putt$50.003/22/2011 8:22:46 AM
LenderOnWheels$25.003/22/2011 8:22:57 AM
compassion-burrito$25.003/22/2011 8:23:10 AM
matt_2006$25.003/22/2011 8:23:41 AM
brightest-supreme-dollar$50.003/22/2011 8:27:08 AM
bobby5832708$50.003/22/2011 8:28:33 AM
topper480$33.543/22/2011 8:31:31 AM
hopeful-asset9$25.003/22/2011 8:32:00 AM
Fonthill$100.003/22/2011 8:32:16 AM
melodious-fairness$100.003/22/2011 8:35:05 AM
wwwUniversal$25.003/22/2011 8:35:27 AM
friendly-credit2$75.003/22/2011 8:52:15 AM
Shelby2082$25.003/22/2011 9:31:54 AM
Manta_Rai$19.393/22/2011 9:54:43 AM
286 Investments
 
Borrower Payment Dependent Notes Series 497177
This series of Notes was issued and sold upon the funding of the borrower loan #48055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $306.72
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-2001 Debt/Income ratio: 6%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,276Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: finance-monster4 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay for IVF donor cycle at one of the reputed medical institutes.

My financial situation:

I am pretty good candidate for this loan since I have a good credit history and a stable job. The only reason that I want to take this loan is to keep my funds for emergency use . I am coming to this community since banks are charging very high interest rate
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
moneyfriend$100.003/9/2011 9:05:38 AM
tenacious-compassion9$25.003/9/2011 9:06:34 AM
meux99$25.003/9/2011 9:07:04 AM
minista$25.003/9/2011 9:07:12 AM
Supernick$50.003/9/2011 9:08:03 AM
blot44$50.003/9/2011 9:08:42 AM
power-companion7$100.003/9/2011 9:11:16 AM
a-exponential-hope$25.003/9/2011 9:04:11 AM
DukSerduk$25.003/9/2011 9:06:09 AM
community-pipeline$25.003/9/2011 9:06:19 AM
TikPmp1$100.003/9/2011 9:06:52 AM
Fonthill$100.003/9/2011 9:08:18 AM
revenue-officer36$61.103/9/2011 9:32:46 AM
ichibon$200.883/9/2011 9:07:17 AM
TrustOne$50.003/9/2011 2:21:42 PM
safe-payment8$25.003/9/2011 2:21:47 PM
fishtale$25.003/9/2011 2:22:09 PM
jjb3$30.003/9/2011 2:24:52 PM
bigballer105$100.003/9/2011 2:26:02 PM
PThor$25.003/9/2011 1:07:25 PM
bjmazur$25.003/9/2011 2:21:39 PM
jga516$25.003/9/2011 2:22:33 PM
gemoscar$100.003/10/2011 6:42:12 AM
Tradesmanlender$100.003/10/2011 8:46:05 AM
bobby5832708$50.003/10/2011 8:22:18 AM
efficient-treasure0$25.003/11/2011 7:00:13 AM
techs$25.003/12/2011 3:42:11 PM
guybyny$28.263/14/2011 7:41:59 AM
Interstate_Rate$250.003/14/2011 11:06:22 AM
davisfl$100.003/14/2011 7:54:52 AM
important-ore$50.003/14/2011 10:10:42 AM
Bank42$51.393/15/2011 1:08:52 AM
BlindProphet$50.003/15/2011 2:05:27 PM
jscope$25.003/15/2011 2:04:57 PM
FlexFunding$50.003/15/2011 9:59:52 AM
nuclearmoose$25.003/16/2011 1:28:54 PM
value-pouch$50.003/16/2011 9:46:19 AM
nimble-money0$25.003/16/2011 1:28:57 PM
awwaww$40.003/16/2011 8:15:19 PM
SBT$75.003/16/2011 8:51:56 PM
currency-persimmon$100.003/17/2011 9:36:44 AM
newfoundation$25.003/17/2011 12:55:53 PM
life-is-great$25.003/17/2011 10:07:10 AM
coloradoloanman$25.003/17/2011 10:51:06 AM
BabyLender$25.003/17/2011 2:25:25 PM
derec$25.003/17/2011 10:36:56 PM
cash-cymbal$100.003/17/2011 7:42:57 PM
brainy-repayment5$250.003/18/2011 6:42:11 PM
exciting-dollar1$25.003/18/2011 2:12:05 PM
Bosslady123q$25.003/19/2011 1:57:02 AM
commanding-income774$25.003/19/2011 9:40:57 AM
saahilld$25.003/18/2011 6:42:15 PM
compassionate-dime0$50.003/18/2011 7:33:23 PM
mistertao$25.003/19/2011 11:35:47 AM
BiggestG$25.003/19/2011 12:02:09 AM
Havana21$89.043/19/2011 9:44:23 AM
j2ee$25.003/19/2011 10:12:10 AM
exchange-synapse$100.003/19/2011 3:47:46 PM
blue-lucrative-rate$100.003/19/2011 10:41:57 AM
exchange-cub$50.003/19/2011 11:51:52 AM
FundMaker$25.003/19/2011 4:38:59 AM
fund-tom-tom6$100.003/19/2011 12:04:27 PM
myworld701$25.003/20/2011 11:36:20 AM
rautility$250.003/20/2011 11:37:42 AM
GreenSun$50.003/20/2011 12:17:51 PM
Agent1$50.003/19/2011 10:24:17 PM
investment-force6$25.003/19/2011 11:20:28 PM
a-responsible-return$50.003/20/2011 12:52:59 AM
Castellan$50.003/20/2011 7:22:38 PM
commerce-renewal$100.003/21/2011 9:46:14 AM
ujiba$50.003/21/2011 10:35:11 AM
mrpowers5531$25.003/21/2011 10:42:49 AM
zone6$50.003/21/2011 9:46:28 AM
Vitruvius$50.003/21/2011 9:47:15 AM
Charmart$25.003/21/2011 3:14:31 AM
RMB-Investments$100.003/21/2011 5:15:29 PM
enterprising-cash0$25.003/21/2011 5:17:22 PM
Keebs$25.003/21/2011 9:47:54 AM
afotherg$81.673/21/2011 9:51:51 AM
frooogal$50.003/21/2011 3:31:04 PM
market-jam$50.003/21/2011 7:13:43 PM
Pacific-Bank$60.003/21/2011 10:27:00 PM
damage$25.003/21/2011 6:40:59 PM
j352000$25.003/21/2011 2:01:44 PM
Blue_HorseShoe$25.003/22/2011 4:06:38 AM
cash-merry-maker$25.003/21/2011 3:55:57 PM
pilla$100.003/22/2011 6:45:48 AM
thedoctor$64.443/21/2011 5:16:04 PM
inspired-investment8$59.243/22/2011 2:31:49 AM
subtle-revenue0$25.003/22/2011 2:38:37 AM
Marty_W_Cordova$810.383/22/2011 7:23:56 AM
kyomoon$50.003/9/2011 9:06:05 AM
evnagelist$50.003/9/2011 9:06:40 AM
kind-resolute-dough$100.003/9/2011 9:06:45 AM
Preteur$25.003/9/2011 9:06:59 AM
fantastic-openness$100.003/9/2011 9:07:58 AM
thankful-nickel2$100.003/9/2011 10:14:45 AM
scrappy-bonus2$25.003/9/2011 9:05:58 AM
KWarrior$50.003/9/2011 9:06:15 AM
Tylerh$100.003/9/2011 9:09:39 AM
neighborly-hope6$50.003/9/2011 2:22:11 PM
authoritative-capital$25.003/9/2011 2:25:36 PM
Tech-Entrepreneur$25.003/9/2011 12:22:44 PM
kenji4861$25.003/9/2011 9:04:00 AM
BxRealtor$25.003/9/2011 9:08:31 AM
majestic-dedication$50.003/9/2011 2:21:45 PM
patriot897$50.003/9/2011 9:10:08 AM
axl163$25.003/9/2011 2:24:07 PM
Dollars4Rent$26.853/9/2011 2:24:53 PM
RandyL3$25.003/9/2011 2:25:53 PM
reflective-rupee$25.333/9/2011 10:53:33 AM
tomdooley12520$25.003/9/2011 1:28:17 PM
worthy-bid8$50.003/10/2011 5:20:06 AM
Koma67$25.003/9/2011 2:21:50 PM
CorMDNY$25.003/9/2011 2:22:35 PM
astute-fairness0$100.003/9/2011 2:47:43 PM
Pickmar$25.003/10/2011 6:32:48 AM
ITFDEE$100.003/11/2011 9:14:30 PM
ScionAltera$25.003/11/2011 6:08:42 PM
wwwUniversal$25.003/12/2011 3:54:31 AM
exact-gold2$50.003/13/2011 6:06:38 AM
emo13$100.003/13/2011 4:22:07 PM
cptproton$50.003/13/2011 11:01:53 AM
CA-Lender$25.003/14/2011 6:03:37 PM
secundus$25.003/14/2011 6:56:26 PM
Woodworker57$25.003/15/2011 10:02:03 AM
loaninvesting$30.003/15/2011 1:51:46 PM
Hanalei712$50.003/15/2011 9:36:43 AM
UT-Longhorn$25.003/15/2011 2:05:23 PM
treasure-pipeline$25.003/16/2011 4:48:57 PM
benefit-trident$25.003/16/2011 3:54:41 PM
wbahl$25.003/16/2011 8:07:54 PM
important-openness1$75.003/16/2011 7:45:44 PM
Marathoner$25.003/17/2011 7:41:11 AM
Emgolda$25.003/17/2011 9:56:13 AM
elbastador$25.003/17/2011 11:10:12 AM
CASHGIRL$25.003/18/2011 1:36:52 AM
ac787$25.003/18/2011 9:20:33 AM
a-versatile-power$25.003/18/2011 5:56:30 AM
basejump0$25.003/18/2011 9:34:28 AM
eronyc$50.003/18/2011 11:46:14 AM
panegryst$50.003/18/2011 11:36:36 PM
GodzillaLending$25.003/19/2011 3:29:45 AM
radforj22$50.003/19/2011 3:41:10 AM
duty-windmill$100.003/19/2011 9:42:46 AM
j2ee$25.003/19/2011 10:13:50 AM
RetirementMoney$25.003/19/2011 8:03:39 AM
first-serene-credit$25.003/19/2011 8:24:50 AM
dinero-storm4$100.003/19/2011 9:41:40 AM
penny-finder$50.003/19/2011 1:12:12 PM
velocity-solo$25.003/19/2011 3:48:11 AM
exchange-pledge$50.003/19/2011 1:12:02 PM
dharma1$25.003/19/2011 3:36:00 PM
Centaur$25.003/19/2011 9:40:42 AM
Octavian315$35.003/20/2011 12:18:17 PM
payment-freshmaker$26.423/20/2011 12:26:30 PM
lost-money-so-far-on-these$25.003/20/2011 12:22:47 PM
the-upbeat-p2p$50.003/20/2011 12:30:25 PM
availableloan$25.003/19/2011 8:40:59 PM
slyders87$100.003/20/2011 1:27:39 PM
Algernon$50.003/21/2011 6:33:09 AM
best-deal-banker$50.003/21/2011 7:06:06 AM
leeball$50.003/20/2011 2:31:02 PM
logical-reward8$25.003/20/2011 3:20:54 AM
authoritative-capital$25.003/21/2011 9:10:05 AM
platinum-platoon$25.003/21/2011 9:44:45 AM
bndlending2u$50.003/20/2011 12:18:02 PM
degster$25.003/21/2011 9:52:43 AM
gentle-gold$25.003/20/2011 12:27:28 PM
syounker$25.003/21/2011 9:46:09 AM
mojii77$50.003/21/2011 4:31:40 PM
impartial-deal$25.003/21/2011 10:34:04 AM
fcrick$25.003/21/2011 5:15:22 PM
saga9$50.003/21/2011 5:31:27 PM
wormdc$25.003/21/2011 1:51:47 PM
smilinsam$50.003/21/2011 2:13:03 PM
toronado$50.003/21/2011 7:11:01 PM
violaetain$50.003/21/2011 4:31:38 PM
mikepat55$25.003/21/2011 9:59:20 AM
NMGbank$25.003/21/2011 5:16:12 PM
lender987654321$100.003/21/2011 5:17:13 PM
HumRaahee$100.003/21/2011 6:10:19 PM
ultimate-deal4$25.003/21/2011 6:58:42 PM
compoundinterest$50.003/22/2011 1:17:14 AM
bold-treasure-neutrino$30.003/22/2011 2:38:45 AM
alpinaut$25.003/22/2011 1:17:35 AM
IIP77$25.003/22/2011 1:28:41 AM
slartibardfast$25.003/22/2011 2:10:17 AM
188 Investments
 
Borrower Payment Dependent Notes Series 497411
This series of Notes was issued and sold upon the funding of the borrower loan #47996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1995 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,974Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: melodious-duty8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BizDev36
Purpose of loan: Bill Consolidation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Eric_Gagne$100.003/10/2011 6:27:53 PM
competent-p2p$101.003/10/2011 7:08:45 PM
Kash2010lu$25.003/10/2011 5:10:10 PM
thelovebug$100.003/10/2011 5:04:47 PM
CA-Lender$100.003/10/2011 5:05:27 PM
SecondChanceLendingSERV$25.003/11/2011 9:38:39 AM
Nerdster1$25.053/11/2011 3:54:36 AM
leverage-monger$100.003/11/2011 7:24:24 AM
loanman2007$50.003/11/2011 12:29:12 PM
shrewd-income$100.003/11/2011 2:17:25 PM
hopeful-truth5$100.003/12/2011 11:41:50 AM
platinum-czar$200.003/12/2011 6:32:25 PM
elegant-commerce7$50.003/12/2011 2:45:39 PM
revenue-appraiser$25.003/14/2011 6:48:56 AM
genelinist$50.003/14/2011 11:43:07 AM
worldly-money4$150.003/14/2011 2:34:19 PM
mpatrick$25.003/15/2011 10:54:43 AM
FutureLenderEC$25.003/15/2011 1:46:46 AM
FinanceEngine$25.003/15/2011 2:40:50 PM
Gandalf0001$50.003/15/2011 5:18:47 PM
patriot897$25.003/15/2011 11:12:18 AM
sudeep104$25.003/15/2011 12:59:24 PM
reward-rancher$25.003/16/2011 3:17:45 AM
gentle-coin$25.003/15/2011 8:09:16 PM
suave-dime6$25.003/10/2011 5:03:02 PM
ingenious-deal6$25.003/10/2011 5:05:57 PM
wonder3$30.003/11/2011 6:59:13 AM
reflective-rupee$1,000.333/10/2011 9:09:00 PM
simplelender80$200.003/10/2011 5:01:15 PM
favorite-commerce$50.003/10/2011 7:12:44 PM
Whipster$43.873/11/2011 11:16:01 AM
golffish2$50.003/11/2011 9:12:51 AM
secureincome$1,200.003/11/2011 11:13:00 AM
zotzot$25.003/11/2011 5:38:10 PM
upbeat-investment9$100.003/11/2011 6:13:37 PM
unforgettable-market3$100.003/11/2011 11:26:49 PM
unfixer$25.003/13/2011 12:38:18 AM
jirahola$50.003/12/2011 12:59:37 PM
loss-of-control$50.003/12/2011 1:22:21 PM
hillerod$25.253/13/2011 3:00:15 PM
Interstate_Rate$100.003/14/2011 10:57:05 AM
liberty-magnate$25.003/14/2011 11:05:40 AM
Reliance_Banker$25.003/14/2011 12:06:53 PM
mammalian4$25.003/14/2011 4:48:32 PM
Shining-Star$25.003/15/2011 12:09:34 AM
Bob450$25.003/14/2011 5:57:57 PM
whatreality$25.003/15/2011 1:21:22 AM
p2ploan-sensation211$25.003/14/2011 3:41:07 PM
brightest-dignified-penny$25.003/14/2011 4:12:27 PM
Wellman$50.003/15/2011 4:03:05 AM
reward-adventure$50.003/15/2011 4:58:06 AM
well-mannered-income3$25.003/14/2011 7:45:21 PM
Tylerh$63.413/15/2011 1:05:07 AM
new-goodhearted-economy$68.383/15/2011 11:21:47 AM
Rip128$50.003/15/2011 5:48:27 AM
greencat$50.003/15/2011 7:10:26 AM
benefit-boots$25.003/15/2011 3:26:59 PM
gothampark$25.003/15/2011 8:48:06 AM
proud-pound4$293.433/15/2011 4:52:28 PM
Lubava$25.003/15/2011 5:18:02 PM
handy-point5$25.003/15/2011 12:38:58 PM
thankful-nickel2$25.003/15/2011 5:55:14 PM
mckhbnpc$30.003/15/2011 2:02:48 PM
leodaguy$25.003/15/2011 9:24:23 PM
erowis$100.003/16/2011 4:36:22 AM
cladius67$50.003/15/2011 7:06:06 PM
vishal29$37.743/15/2011 8:43:45 PM
benefit-banshee$25.003/15/2011 11:26:01 PM
unger$95.003/16/2011 4:37:32 AM
wampum-chorus3$27.363/16/2011 5:25:04 AM
leverage-monger$9.183/16/2011 7:09:33 AM
71 Investments
 
Borrower Payment Dependent Notes Series 497561
This series of Notes was issued and sold upon the funding of the borrower loan #48058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $322.05
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1988 Debt/Income ratio: 17%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 49 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,690Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: newest-tough-silver Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Closing Costs
Purpose of loan:
This loan will be used to...cover closing costs associated with the sale of my home. Like millions of other Americans, I was caught upside down in my mortgage when prices adjusted in my area. I had to come down $25,000 off my asking price in order to generate an offer. The home is under contract (cash offer) with a closing date of April 1, 2011.

My financial situation:
I am a good candidate for this loan because...I have a stable job along with the ability to repay. More importantly, I have a deep conviction to honor my financial obligations. I have over 25 years of credit history demostrating my excellent repayment habits (no delinquincies or defaults). I now have a buyer in place and simply need a small loan to help cover the closing costs (taxes, fees and realtor commission) that I can not cover out of my own funds.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.003/10/2011 5:02:40 PM
community-pipeline$25.003/10/2011 5:02:46 PM
blot44$25.003/10/2011 5:01:53 PM
kind-resolute-dough$100.003/10/2011 5:02:49 PM
fantastic-openness$100.003/10/2011 5:03:18 PM
Fonthill$100.003/10/2011 5:03:22 PM
PumpkinHead406$25.003/11/2011 1:16:48 AM
kenji4861$50.003/10/2011 5:02:08 PM
power-companion7$100.003/10/2011 5:06:17 PM
lloyd_s$25.003/11/2011 1:29:30 AM
emo13$100.003/13/2011 4:22:21 PM
exact-gold2$50.003/13/2011 6:06:48 AM
authoritative-capital$25.003/14/2011 9:52:07 AM
davisfl$100.003/14/2011 7:55:02 AM
Tylerh$100.003/14/2011 9:48:14 AM
CA-Lender$25.003/14/2011 6:03:53 PM
loaninvesting$30.003/15/2011 1:52:00 PM
gemoscar$50.003/15/2011 9:59:38 AM
wbahl$25.003/16/2011 8:08:10 PM
SBT$75.003/16/2011 8:52:03 PM
currency-persimmon$100.003/17/2011 9:37:01 AM
Marathoner$25.003/17/2011 7:41:23 AM
zotzot$50.223/17/2011 3:02:49 PM
syounker$25.003/17/2011 6:07:35 PM
BiggestG$25.003/19/2011 1:39:04 AM
panegryst$50.003/18/2011 11:36:48 PM
ScionAltera$25.003/19/2011 9:40:17 AM
myworld701$25.003/20/2011 11:36:31 AM
Castellan$50.003/20/2011 7:22:49 PM
important-ore$100.003/20/2011 12:27:44 PM
leeball$50.003/20/2011 2:31:10 PM
logical-reward8$25.003/20/2011 3:20:59 AM
impartial-deal$25.003/21/2011 10:34:08 AM
GodzillaLending$25.003/22/2011 2:34:47 AM
a-responsible-return$100.003/21/2011 5:17:34 PM
adventurous-commerce$75.003/22/2011 6:11:24 AM
radforj22$50.003/22/2011 6:36:26 AM
robertmm25$50.003/22/2011 8:32:07 AM
octoberfresh$35.003/22/2011 8:37:21 AM
UT-Longhorn$25.003/22/2011 9:17:17 AM
nuclearmoose$25.003/22/2011 9:17:29 AM
windfall46$25.003/22/2011 2:44:28 PM
GoingFishing$25.003/22/2011 5:08:50 PM
axl163$25.003/22/2011 10:40:07 AM
Boxhead$50.003/22/2011 8:43:08 AM
dinero-storm4$100.003/22/2011 5:14:54 PM
BlindProphet$50.003/22/2011 9:17:22 AM
Railbird$50.003/22/2011 9:40:03 AM
rawman$50.003/22/2011 6:13:31 PM
Ristefo$30.003/22/2011 6:24:35 PM
Mint_Man$50.003/22/2011 6:53:49 PM
joplinoz$50.003/22/2011 10:46:23 AM
credit-investor5$50.003/22/2011 5:14:48 PM
cash-merry-maker$25.003/22/2011 5:17:06 PM
Krozy$100.003/22/2011 7:54:12 PM
3am-preacher$25.003/22/2011 3:41:51 PM
indomitable-coin$211.283/22/2011 8:26:00 PM
MoneyMann$25.003/22/2011 8:30:09 PM
DDPrime$50.003/22/2011 5:44:08 PM
squarebob$25.003/22/2011 5:57:54 PM
fascinating-social422$100.003/22/2011 4:53:46 PM
organized-integrity8$150.003/23/2011 1:28:31 AM
Mantis75$25.003/23/2011 2:01:28 AM
treasure-pipeline$25.003/22/2011 5:09:08 PM
commerce-voyager$25.003/23/2011 2:37:47 AM
Havana21$200.003/22/2011 5:16:24 PM
ujiba$50.003/22/2011 5:16:33 PM
BankingFamily$25.003/22/2011 5:16:36 PM
adhawan325$25.003/22/2011 5:17:15 PM
bullwink27$25.003/23/2011 3:47:49 AM
heerzaquestion$25.003/22/2011 6:47:37 PM
dma1206$26.693/23/2011 2:01:23 AM
kulender$100.003/22/2011 7:24:09 PM
wormdc$25.003/23/2011 9:27:54 AM
reinforced-reward$25.003/23/2011 2:28:21 AM
velocity-solo$25.003/23/2011 2:43:49 AM
CA-Lender$75.003/23/2011 10:35:35 AM
BabyLender$25.003/23/2011 10:54:45 AM
bold-treasure-neutrino$30.003/23/2011 4:03:50 PM
benefit-amusement755$25.003/23/2011 11:01:20 AM
stensonb$25.003/24/2011 1:34:16 AM
colorado23$25.003/24/2011 1:42:57 AM
zrohmm$33.453/24/2011 1:58:50 AM
goldeneye777$29.533/24/2011 1:59:02 AM
Nothus$25.443/24/2011 1:59:23 AM
jleng$25.003/24/2011 2:00:19 AM
NMGbank$25.003/24/2011 2:02:42 AM
satisfying-deal5$51.293/24/2011 2:24:32 AM
lifegrowth$25.003/23/2011 5:59:46 PM
prashgig$50.003/23/2011 2:32:35 PM
currency-persimmon$100.003/23/2011 4:47:12 PM
hayhelp$25.003/24/2011 1:59:15 AM
nhm$26.043/24/2011 2:02:38 AM
Veridic$25.003/24/2011 2:07:43 AM
shawndw$25.003/24/2011 2:08:40 AM
valiant-liberty4$25.003/24/2011 2:25:32 AM
Westerly$50.003/23/2011 8:02:28 PM
dbs$150.003/23/2011 8:17:20 PM
3musketeers$50.003/24/2011 8:53:43 AM
bmcg$25.003/24/2011 1:28:08 AM
Sixmil$39.193/24/2011 1:28:55 AM
zeelender$25.003/24/2011 1:33:09 AM
jfd287$25.003/24/2011 1:34:21 AM
TEAM-Jasper$25.003/24/2011 1:38:52 AM
Avid_Skier$27.143/24/2011 1:49:45 AM
MissionMicroFinance$26.163/24/2011 1:59:40 AM
MTLoans$25.003/24/2011 2:02:33 AM
JebkaClan$25.003/24/2011 9:33:26 AM
tbati$25.003/24/2011 2:07:55 AM
KWarrior$50.003/10/2011 5:02:43 PM
patriot897$50.003/10/2011 5:03:40 PM
minista$25.003/10/2011 5:05:09 PM
thankful-nickel2$100.003/10/2011 7:24:57 PM
jjb3$30.003/11/2011 1:22:01 AM
jga516$25.003/11/2011 1:30:44 AM
TikPmp1$100.003/10/2011 5:02:51 PM
lender_100$25.003/11/2011 2:02:54 AM
kvandivo$25.003/11/2011 1:17:06 AM
JGB$45.033/11/2011 1:39:09 AM
a-exponential-hope$25.003/10/2011 5:01:34 PM
DukSerduk$25.003/10/2011 5:02:02 PM
meux99$25.003/10/2011 5:02:54 PM
BxRealtor$25.003/10/2011 5:03:24 PM
Tech-Entrepreneur$25.003/10/2011 5:04:27 PM
PThor$25.003/10/2011 5:04:59 PM
efficient-treasure0$25.003/11/2011 7:00:22 AM
Dollars4Rent$50.003/11/2011 4:15:13 PM
worthy-bid8$25.003/12/2011 3:46:06 PM
cptproton$50.003/13/2011 11:02:06 AM
evnagelist$50.003/14/2011 5:56:28 PM
Preteur$25.003/14/2011 6:21:40 PM
tenacious-compassion9$25.003/14/2011 5:56:26 PM
secundus$25.003/14/2011 6:56:35 PM
Interstate_Rate$250.003/15/2011 2:05:43 PM
Hanalei712$50.003/15/2011 9:37:01 AM
Supernick$50.003/15/2011 9:59:27 AM
wwwUniversal$25.003/16/2011 2:01:12 AM
benefit-trident$25.003/15/2011 5:08:58 PM
bobby5832708$50.003/15/2011 6:26:42 PM
toronado$50.003/16/2011 1:56:32 PM
HHP$25.003/16/2011 9:35:38 AM
bigballer105$100.003/16/2011 5:40:45 PM
Bank42$100.003/16/2011 8:33:29 PM
Emgolda$25.003/17/2011 9:56:26 AM
life-is-great$25.003/17/2011 10:07:18 AM
Woodworker57$25.003/17/2011 10:48:53 AM
eronyc$50.003/18/2011 11:46:25 AM
dharma1$25.003/19/2011 3:36:07 PM
mistertao$25.003/19/2011 11:36:02 AM
guybyny$50.003/20/2011 12:28:14 PM
Algernon$25.003/21/2011 9:59:35 AM
mrpowers5531$25.003/21/2011 10:42:52 AM
smilinsam$50.003/21/2011 2:13:10 PM
jwm$100.003/22/2011 5:26:57 AM
CollinsCrew$25.003/21/2011 5:13:45 PM
Spkthewrd3$25.003/22/2011 4:19:50 AM
damage$25.003/21/2011 6:41:06 PM
jrlvnv$25.003/22/2011 9:09:46 AM
exchange-synapse$100.003/21/2011 7:14:11 PM
Trevor_C$25.003/22/2011 9:32:11 AM
dwilson443$50.003/22/2011 1:12:43 PM
FlexFunding$50.003/22/2011 9:17:18 AM
kindness-dessert$25.003/22/2011 9:33:57 AM
benjamins-position$100.003/22/2011 7:22:32 AM
exchange-pledge$50.003/22/2011 9:48:19 AM
degster$25.003/22/2011 5:16:57 PM
green-glowing-gain$25.003/22/2011 5:33:30 PM
momentous-coin$75.003/22/2011 4:10:03 PM
whipone$25.003/22/2011 5:44:31 PM
engaging-worth$25.003/22/2011 6:20:36 PM
jscope$25.003/22/2011 9:56:55 AM
AaronPro$200.003/22/2011 7:08:41 PM
capital-blueberry$25.003/22/2011 8:15:14 PM
CE88$60.003/22/2011 3:50:15 PM
MtnLend$50.003/22/2011 8:37:35 PM
YummiBear$25.003/22/2011 6:56:06 PM
RockCrown$25.003/23/2011 2:01:16 AM
visionary-community$25.003/22/2011 5:15:28 PM
intrepid-loot$125.003/22/2011 5:48:10 PM
balance-force$35.003/22/2011 10:39:27 PM
thedoctor$45.793/23/2011 1:29:37 AM
Weaverville$43.663/23/2011 1:33:51 AM
Leopoldine$25.003/23/2011 8:30:44 AM
gallant-economy9$750.003/23/2011 1:08:24 PM
the-discrete-income$100.003/23/2011 4:46:40 PM
Captain88$25.003/23/2011 11:44:39 AM
TheReaderRabbit$25.003/24/2011 1:59:36 AM
mnmcarve$25.923/24/2011 2:00:02 AM
whistledicksmith$27.703/24/2011 2:02:27 AM
afotherg$31.923/24/2011 2:03:02 AM
JonnyCash$25.003/24/2011 2:12:57 AM
inspired-investment8$46.133/24/2011 2:25:41 AM
outwish$25.003/24/2011 7:03:28 AM
easylender$38.073/24/2011 1:28:30 AM
alpinaut$25.003/24/2011 1:29:14 AM
budyzr$25.003/24/2011 8:57:30 AM
derec$25.003/24/2011 1:39:26 AM
stikman$25.003/24/2011 1:42:46 AM
jam96$25.003/24/2011 1:50:12 AM
Hoov$25.003/24/2011 1:58:43 AM
ElChico124$25.003/24/2011 1:59:45 AM
phillipd48$25.003/24/2011 2:08:30 AM
discrete-asset$25.003/24/2011 2:25:30 AM
greenback-guard$25.003/24/2011 2:41:12 AM
wise-skillful-benjamins$25.003/24/2011 8:35:14 AM
dumbass$25.003/23/2011 11:48:15 PM
beaker$25.003/24/2011 1:27:57 AM
RG$25.003/24/2011 1:28:35 AM
gauss02$25.003/24/2011 1:29:02 AM
MoneySiles$25.003/24/2011 1:29:32 AM
Futurero$25.003/24/2011 1:38:28 AM
SourDoughSteve$25.003/24/2011 1:40:04 AM
fireboss$41.343/24/2011 2:00:40 AM
skunkor2$25.003/24/2011 9:32:54 AM
anyoi$29.413/24/2011 2:02:23 AM
WorldlyWorker$25.003/24/2011 2:02:47 AM
calessabay$25.003/24/2011 2:07:49 AM
latestone$25.003/24/2011 2:09:06 AM
slartibardfast$25.003/24/2011 2:09:26 AM
BoughtTheFarm$25.003/24/2011 2:13:58 AM
MO_Investor$25.003/24/2011 2:25:23 AM
MoneyForNothing$3.603/24/2011 9:33:36 AM
222 Investments
 
Borrower Payment Dependent Notes Series 497933
This series of Notes was issued and sold upon the funding of the borrower loan #48026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1985 Debt/Income ratio: 8%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,414Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: Vpinch Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,900.00< 31 days late: 0 ( 0% )  
560-579 (Jun-2008)
560-579 (Apr-2008)
 
Principal balance: $373.80 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
This will be Loan number 2
Purpose of loan:
This loan will be used to...to pay off some credit cards,

My financial situation:
I am a good candidate for this loan because... This will be my second load with prosper, i only have two payments left on my first loan, I have my Payment automatic deduced out of my checking account.


Monthly net income: $ 3750.
Monthly expenses: $ 1364
Housing: $ 540.00
Insurance: $86.00
Car expenses: $ 50.00
Utilities: $166.00
Phone, cable, internet: $147.00
Food, entertainment: $ 200.00
Clothing, household expenses: $0
Credit cards and other loans: $75.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MarvintheMartian$25.003/22/2011 6:11:25 PM
DasMula$622.003/22/2011 6:53:39 PM
113121$1,353.003/22/2011 7:02:14 PM
3 Investments
 
Borrower Payment Dependent Notes Series 497951
This series of Notes was issued and sold upon the funding of the borrower loan #48002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $108.77
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1991 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 44 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $1,493Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: brightest-asset-nexus Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/20/2011 12:02:34 PM
transaction-circuit$25.003/20/2011 12:01:40 PM
patriot897$25.003/20/2011 12:02:58 PM
Jack55304$125.003/20/2011 12:05:49 PM
leodaguy$25.003/20/2011 12:03:21 PM
sharpey$25.003/21/2011 7:57:36 AM
daekpon$50.003/21/2011 3:11:02 PM
MoneyBag4366$42.003/22/2011 12:46:10 AM
zippy-interest$25.003/22/2011 7:18:03 PM
worldly-money4$150.003/22/2011 4:45:31 PM
bid-czar8$50.003/23/2011 3:10:44 AM
secureincome$300.003/23/2011 7:20:26 AM
worthy-bid4$25.003/23/2011 9:09:47 AM
worldly-gold$50.003/23/2011 3:18:29 PM
FinanceEngine$25.003/23/2011 8:00:42 AM
intrepid-loot$50.003/23/2011 5:30:26 PM
CA-Lender$100.003/23/2011 3:42:08 PM
kublai$300.003/23/2011 7:29:11 PM
dsnybnd$25.003/23/2011 10:55:38 AM
MrsBroccoli$25.003/23/2011 11:25:48 PM
profitable-balance$25.003/23/2011 11:27:44 PM
MoneyForNothing$2.343/23/2011 11:28:23 PM
w3alter$100.003/23/2011 7:53:54 PM
StuntX$45.003/23/2011 11:01:34 PM
freeway$25.003/23/2011 4:49:57 PM
dsnybnd$25.003/23/2011 4:50:30 PM
simplelender80$100.003/20/2011 12:00:53 PM
DHolly$50.003/20/2011 1:23:38 PM
Eric_Gagne$25.003/21/2011 6:52:27 AM
ingenious-deal6$25.003/22/2011 8:30:24 AM
glenium$25.003/23/2011 3:04:03 AM
platinum-scientist9$25.003/23/2011 11:03:03 AM
slfgrb$50.003/23/2011 2:13:30 PM
reflective-rupee$70.333/23/2011 3:07:05 PM
GElender$25.003/23/2011 6:03:51 AM
ROYFU$25.003/23/2011 4:23:15 PM
well-mannered-income3$25.003/23/2011 6:01:32 PM
Oak-Parker$25.003/23/2011 3:14:46 PM
cash-cymbal$25.003/23/2011 7:07:38 PM
balance-force$25.003/23/2011 8:56:27 PM
tender-ore$25.003/23/2011 11:16:28 PM
dumbass$25.003/23/2011 11:28:11 PM
sfmf$40.003/23/2011 12:26:09 PM
reflective-rupee$200.333/23/2011 3:06:12 PM
power-defender7$25.003/23/2011 8:15:41 PM
EastBayCapital$25.003/23/2011 9:11:27 PM
kr60$125.003/23/2011 6:20:42 PM
trade-goblin9$25.003/23/2011 7:02:47 PM
48 Investments
 
Borrower Payment Dependent Notes Series 498101
This series of Notes was issued and sold upon the funding of the borrower loan #47982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1979 Debt/Income ratio: 28%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 5Length of status:0y 8m
Amount delinquent: $364 Total credit lines: 31 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,445Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: well-mannered-auction3 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bcrosb Personal Loan
Purpose of loan:To help get out of a small finacial hole that some fines got me in to.
This loan will be used to pay all past bills and get all my bills current while improving my credit score.

My financial situation: I have a full time job and I'm paid $1375.00 take home bi weekly.
I am a good candidate for this loan because once I can recover from the fines I had to pay I will be on the track to improving my credit and never being late on a payment again. Also I would pay my loan automaticaly from my checking account if that was an option.


Monthly net income: $2750
Monthly expenses: $200
Housing: $425
Insurance: $68
Car expenses: $509
Utilities: $35
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi there, could you explain the current amount delinquent and the past delinquencies? Thanks and good luck with this loan - green-rapid-openness
A: To answer the question of the current delinquent accounts, about four months ago I received some very sizeable fines and with lawyer fees I have been unable to get back to current. Past delinquent accounts were from before I really started to focus on my money management when I was younger. This is why I would like this loan to get everything current and go from there. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 9:03:40 AM
bonus-chosen-one$25.003/15/2011 9:12:40 AM
simplelender80$200.003/15/2011 9:01:40 AM
mrxtravis$25.003/15/2011 9:09:34 AM
patriot897$25.003/15/2011 11:14:42 AM
competent-p2p$33.373/15/2011 11:55:11 AM
cash-raccoon$25.003/15/2011 3:36:58 PM
techs$25.003/15/2011 2:02:20 PM
CA-Lender$100.003/15/2011 9:05:19 AM
squarebob$25.003/15/2011 9:13:39 AM
Lubava$25.003/15/2011 5:19:51 PM
loanman2007$25.003/15/2011 12:21:48 PM
Asian-Persuasion$25.003/15/2011 12:27:48 PM
green-rapid-openness$200.003/15/2011 12:51:52 PM
loss-of-control$50.003/15/2011 5:22:14 PM
wise-intelligent-duty$25.003/15/2011 1:52:30 PM
transaction-eclipse$25.003/15/2011 3:36:29 PM
secureincome$300.003/15/2011 6:46:24 PM
worldly-money4$100.003/15/2011 9:06:26 AM
suave-dime6$25.003/15/2011 9:07:23 AM
reflective-rupee$400.333/15/2011 9:08:40 AM
Hanalei712$25.003/15/2011 9:39:27 AM
shrewd-income$25.003/15/2011 1:43:36 PM
pembull$25.003/15/2011 9:02:48 AM
PThor$25.003/15/2011 3:36:39 PM
desertoasis$31.793/15/2011 4:46:30 PM
Artist_Blue$25.003/15/2011 4:48:47 PM
well-mannered-income3$30.003/15/2011 6:24:27 PM
kulender$50.003/15/2011 4:08:11 PM
openness-confidant$60.003/15/2011 5:51:07 PM
30 Investments
 
Borrower Payment Dependent Notes Series 498399
This series of Notes was issued and sold upon the funding of the borrower loan #47999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2005 Debt/Income ratio: 46%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $575Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: finance-zoo0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need small loan for school tuition
Purpose of loan:
This loan will be used to...pay tuition for physics/Organic Chemistry courses at Ocean County College and UNE. It will also be used to buy test prep materials for the MCAT (Medical school admissions test).

My financial situation: living at home with parents with little to no expenses, currently holding a part time job at a fitness center as a customer service rep and studying for the MCAT exam along with taking science prerequisite courses for entrance to medical school

I am a good candidate for this loan because...small monthly amounts would be no trouble for me to repay with such a small loan.


Monthly net income: $ 1020
Monthly expenses: $ 90
Housing: $ 0 , living at home with parents
Insurance: $
Car expenses: $ 0, no car, only take public transportation
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 50
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/18/2011 5:05:10 PM
Danjack_Capital$25.003/18/2011 5:06:15 PM
SolarMoonshine$25.003/18/2011 5:35:02 PM
transaction-circuit$25.003/18/2011 5:03:45 PM
worldly-money4$100.003/18/2011 5:05:01 PM
daekpon$25.003/18/2011 5:11:21 PM
ingenious-deal6$25.003/19/2011 3:43:14 AM
Kash2010lu$25.003/19/2011 6:22:25 AM
leverage-monger$25.443/19/2011 10:28:40 AM
DHolly$50.003/18/2011 8:46:55 PM
Christophe$25.003/19/2011 9:11:57 AM
payout-bridge$200.003/19/2011 12:19:16 PM
ultimate-peace$50.003/19/2011 6:13:32 AM
payout-alien6$25.003/19/2011 12:27:48 PM
thorough-yield1$122.363/19/2011 2:30:07 PM
djkaiser$37.293/19/2011 1:35:15 PM
patriot897$25.003/18/2011 5:05:53 PM
leodaguy$25.003/18/2011 5:06:50 PM
larryboy10$25.003/18/2011 5:08:21 PM
worldly-money4$1,000.003/18/2011 5:08:34 PM
brainy-repayment5$100.003/18/2011 6:33:06 PM
CA-Lender$100.003/18/2011 5:06:13 PM
reflective-rupee$300.333/18/2011 5:06:23 PM
Bob450$25.003/19/2011 2:36:18 AM
ac787$38.003/18/2011 10:22:29 PM
simplelender80$150.003/18/2011 5:01:35 PM
PrincessGrace33$25.003/19/2011 8:34:31 AM
FASTIZIO_P$25.003/19/2011 2:23:40 AM
Jack55304$125.003/18/2011 5:07:11 PM
investment-artist$25.003/19/2011 9:29:17 AM
liberty-magnate$25.003/18/2011 7:45:32 PM
dunrizzo$26.583/19/2011 7:56:35 AM
tigercat$50.003/19/2011 9:37:42 AM
aztocas$50.003/19/2011 11:11:28 AM
wild-orange$50.003/19/2011 12:45:08 PM
35 Investments
 
Borrower Payment Dependent Notes Series 498603
This series of Notes was issued and sold upon the funding of the borrower loan #47979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,366.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $161.12
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1990 Debt/Income ratio: 3%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Computer Programmer
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $201Stated income:$75,000-$99,999
Delinquencies in last 7y: 20 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: dough-halo Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hearing Aids
Purpose of loan:
I will buy hearing aids. I am 39 with hearing loss due to nerve damage. Hearing aids can slow down the hearing loss. The $4366 is the cost of the hearing aids. There are some accessories that I want (~$560) that I will pay directly.

My financial situation:
My credit is poor due to my bankruptcy in 2009. I started a couple different businesses. I made many mistakes with credit and in then end depended on a single source of income for the business. When that source ran out of budget I closed the business and got a job.
Now, I pay my bills on time and live within my means. I have a good paying job that originally hired me for 12 months, extended me 9 months and has now hired me permanently.

Monthly net income:$4272
Monthly expenses:$3661
Housing:$1643
Insurance:$265
Utilities:$196
Phone, cable, internet:$172
Food, entertainment:$500
Clothing, household expenses:$500
Credit cards and other loans:$0
Other expenses:$300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/21/2011 9:08:03 AM
hostbank$100.003/21/2011 9:06:54 AM
loyalty-sherpa$25.003/21/2011 9:07:45 AM
enthralling-deal180$50.003/21/2011 9:08:16 AM
simplelender80$100.003/21/2011 9:05:06 AM
patriot897$25.003/21/2011 9:05:49 AM
SolarMoonshine$25.003/21/2011 6:50:44 PM
113121$1,500.003/22/2011 8:11:39 AM
113121$30.003/22/2011 7:43:59 AM
113121$2,486.003/22/2011 8:21:14 AM
10 Investments
 
Borrower Payment Dependent Notes Series 498895
This series of Notes was issued and sold upon the funding of the borrower loan #48017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $285Stated income:$25,000-$49,999
Delinquencies in last 7y: 14 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: orange-balance-dojo Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Grandma
Purpose of loan: Home improvements
This loan will be used to...painting

My financial situation: good
I am a good candidate for this loan because..although I have filed bankruptcy in the past, since then I am current on all my bills, I have purchased a new car and making all payments.


Monthly net income: $2627.45
Monthly expenses: $2071.38
Housing: $744.80
Insurance: $53.65
Car expenses: $319.93
Utilities: $123.00
Phone, cable, internet: $120.00
Food, entertainment: $250.00
Clothing, household expenses: $25.00
Credit cards and other loans: $125.00
Other expenses: $95.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. 86,758.51 2. 94,000.00 (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/21/2011 9:03:15 AM
JGB$63.383/21/2011 9:35:28 AM
goodhearted-basis4$25.003/21/2011 10:28:50 AM
transaction-circuit$25.003/21/2011 9:04:38 AM
Eric_Gagne$25.003/21/2011 9:35:38 AM
lloyd_s$25.003/21/2011 9:34:03 AM
DHolly$50.003/21/2011 9:37:44 AM
patriot897$25.003/21/2011 10:02:47 AM
leverage-monger$25.003/22/2011 8:10:00 AM
jstnow$25.003/22/2011 9:46:32 AM
the-yield-surfer$100.003/21/2011 11:45:16 PM
piano55$29.623/22/2011 3:05:36 AM
proud-gold9$50.003/22/2011 4:59:08 AM
worldly-rate3$25.003/22/2011 9:46:50 AM
frclmym$44.003/22/2011 8:51:03 AM
klemer$25.003/22/2011 9:19:19 AM
scarlet-velvet$25.003/22/2011 9:32:29 AM
musegaze$100.003/22/2011 9:52:48 AM
leodaguy$25.003/21/2011 9:06:33 AM
WindyKid$50.003/21/2011 10:21:36 AM
familyman2008$25.003/21/2011 9:04:22 AM
loanman2007$25.003/21/2011 9:41:46 AM
SolarMoonshine$25.003/21/2011 6:24:33 PM
Shining-Star$25.003/21/2011 9:34:12 PM
newest-funds-powerplant$25.003/21/2011 1:13:11 PM
CA-Lender$100.003/21/2011 6:57:12 PM
exciting-fairness$200.003/22/2011 4:43:00 AM
FinanceEngine$25.003/22/2011 7:30:34 AM
radiant-wealth0$50.003/22/2011 8:42:14 AM
vutah$25.003/21/2011 6:25:17 PM
harmonious-liberty$35.003/22/2011 9:08:56 AM
FoosMaster$25.003/22/2011 9:31:16 AM
umfan123$25.003/22/2011 7:03:39 AM
AF-Chief$50.003/22/2011 7:33:14 AM
organized-deal1$100.003/22/2011 8:13:44 AM
grampy48$30.003/22/2011 8:52:11 AM
vigilance-searcher$25.003/22/2011 7:08:20 AM
exchange-synapse$100.003/22/2011 7:36:36 AM
trader-joe$27.903/22/2011 9:59:41 AM
wbwill$25.003/22/2011 8:46:23 AM
worthy-bid4$43.003/22/2011 9:12:40 AM
JGuide$25.003/22/2011 10:23:23 AM
dlenz$25.003/22/2011 10:27:43 AM
saga9$27.103/22/2011 10:42:39 AM
44 Investments
 
Borrower Payment Dependent Notes Series 499205
This series of Notes was issued and sold upon the funding of the borrower loan #47988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2000 Debt/Income ratio: 24%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,165Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: handy-silver Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Family Dental Needs
Purpose of loan:
This loan will be used for family dental work.

My financial situation:
I have a letter of recommendation from a non-profit consumer credit counseling agency to obtain a loan for the dental expenses. They have been helping me with my finances for almost 2 years. Since going to them with 41k debt they helped me create a plan and budget and now only have 29k to go and will be debt free in 3 more years and all my creditors will be paid in full.


Monthly net income: $5500
Housing: $907
Insurance: $184
Car expenses: $641
Utilities: $200+-
Phone, cable, internet: $65
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $882
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, You state that you only have 29k in debt. However prosper indicates that your evolving credit balance is $43,165. Please explain Ty - Wangchuk
A: Thanks for asking. 29k is the credit card debt that I have managed by Money Management International (www.moneymanagement.org). I have a little more than 3 years left on this debt to pay off all my credit cards. The remainder is my home equity line of credit that was part of mortgage financing at closing for my house. (Mar-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$400.333/23/2011 5:04:41 PM
head$25.003/23/2011 5:27:43 PM
capital-blueberry$25.003/23/2011 5:44:06 PM
FinDoc$25.003/23/2011 7:50:23 PM
thankful-nickel2$25.003/23/2011 8:27:22 PM
bsmtloan$150.003/23/2011 9:26:15 PM
Paddington922$25.003/23/2011 10:10:54 PM
suave-dime6$25.003/23/2011 5:08:19 PM
FinanceEngine$25.003/23/2011 5:42:05 PM
wonder3$25.003/23/2011 6:11:50 PM
Nerdster1$25.053/24/2011 4:27:13 AM
trade-goblin9$25.003/23/2011 7:04:13 PM
newest-funds-powerplant$25.003/23/2011 10:44:38 PM
Eric_Gagne$100.003/24/2011 8:17:40 AM
worldly-money4$200.003/23/2011 5:08:32 PM
intrepid-loot$25.003/23/2011 5:40:01 PM
Bob450$11.653/24/2011 9:57:47 AM
zotzot$25.443/24/2011 6:58:42 AM
exciting-fairness$200.003/23/2011 8:09:49 PM
vigilance-searcher$25.003/24/2011 7:39:44 AM
CA-Lender$100.003/23/2011 8:20:42 PM
agalt$50.003/23/2011 11:01:46 PM
EarlyRiser$250.003/24/2011 9:45:11 AM
wild-orange$50.003/24/2011 3:03:14 AM
Max20$50.003/24/2011 9:51:23 AM
Peterman$25.003/23/2011 5:34:09 PM
simplelender80$150.003/23/2011 5:03:47 PM
SecondChanceLendingSERV$25.003/23/2011 5:08:40 PM
sfmf$40.003/23/2011 5:35:29 PM
loanman2007$75.003/24/2011 5:50:11 AM
income-lion$25.003/24/2011 5:54:42 AM
kublai$300.003/23/2011 7:42:46 PM
2grindstones$25.003/23/2011 9:24:36 PM
Top_Gun_Lender$26.003/23/2011 11:01:11 PM
Whipster$50.003/24/2011 1:35:19 AM
DasMula$57.003/23/2011 5:51:10 PM
a-golden-deal$25.003/23/2011 6:13:08 PM
supersarah61$89.183/23/2011 6:33:02 PM
mimoney16$25.353/24/2011 9:50:28 AM
profitable-balance$25.003/24/2011 9:53:03 AM
csandb$25.003/24/2011 6:49:16 AM
Christophe$25.003/24/2011 7:20:26 AM
buffalobills$25.003/24/2011 8:01:44 AM
duty-monger$50.003/24/2011 8:27:51 AM
44 Investments