Sales Report:Supplement No. 7 dated Mar 24, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 493631
This series of Notes was issued and sold upon the funding of the borrower loan #47927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $95.46
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1999 Debt/Income ratio: 22%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:1y 7m
Amount delinquent: $12,384 Total credit lines: 23 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,907Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: kevhol2259 Borrower's state: NorthCarolina Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Sep-2009)
740-759 (Aug-2008)
 
Principal balance: $557.29 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to Consolidate several different credit card bills and loans into one payment

My financial situation:
I am a good candidate for this loan because I have had prosper loans in the past and have never missed a payment. I have a good paying job as a Restaurant General Manager and with the exception of 1 credit card i defaulted on about 6-7 years ago i have paid back all of my debts. Capital One still reports that bad debt to this day


Monthly net income: $3000
Monthly expenses: $
Housing: $1000
Insurance: $120
Car expenses: $0
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
trumpeter5$50.003/16/2011 5:02:22 PM
reflective-rupee$500.333/16/2011 5:25:20 PM
ingenious-deal6$25.003/16/2011 5:59:05 PM
squarebob$25.003/16/2011 5:06:44 PM
MoneyForNothing$25.003/16/2011 5:11:20 PM
simplelender80$100.003/16/2011 5:43:47 PM
Aberdeen$2,500.003/16/2011 6:10:41 PM
mrreynol$25.003/16/2011 6:06:26 PM
zotzot$50.443/16/2011 5:07:04 PM
9 Investments
 
Borrower Payment Dependent Notes Series 493939
This series of Notes was issued and sold upon the funding of the borrower loan #47960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1988 Debt/Income ratio: 63%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 9 / 9Length of status:3y 10m
Amount delinquent: $440 Total credit lines: 20 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,903Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: tenacious-coin2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need help for nursing school!
Purpose of loan:
Will be used for expenses and bills that my finanical aid does not cover. I currently work as a PRN surgical technologist?in a small open heart program. Since we are a small program and are full staffed most of the time I do not get a lot of hours. I need to supplement my income with student loans becasue i have finanical responibilites that cannot be covered with my current federal student aid of $4000

My financial situation:
I am a good candidate for this loan because nursing is alwasy in need of new people. I will always be employed with a well paying job. I work hard and have?a solid work history. I'm also a veteran.

Monthly net income: $ varies $400-$800Monthly expenses: $
??Housing: $620
??Insurance:?500
??Car expenses: $?1200
??Utilities: $ 200
??Phone, cable, internet: $
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ $300-$500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much longer do you have in your nursing school? If the department you work is "small" does that mean that the area of nursing that you plan to work in will also be small? (explain why please) - MechEngLender
A: I will graduate from the Associates of Science in Nursing May 2011. I hope to take the NCLEX exam, the exam by the state board of nursing, by August. From graduation its out a 90-120 day turn around for the state to process your application and allow you to "sit" for for exam. this will allow me to practice as a "RN" in the state of FL. I also plan to immedieately to start to bachlors program this fall, this will allow me to bridge the gap between ASN and pursueing my masters in nursing. (Mar-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/10/2011 5:01:06 PM
CA-Lender$100.003/10/2011 5:05:20 PM
kind-genuine-dough$25.003/11/2011 9:21:22 PM
patriot897$25.003/11/2011 9:21:28 PM
unforgettable-market3$100.003/11/2011 11:20:42 PM
LoanerPrincipal$25.003/13/2011 8:36:48 PM
soulful-truth$100.003/14/2011 10:09:36 AM
Interstate_Rate$100.003/14/2011 10:57:25 AM
Wellman$50.003/15/2011 4:02:45 AM
worthy-bid8$25.003/15/2011 5:06:58 PM
HHP$100.003/16/2011 9:34:39 AM
AntiTrustBanker$25.003/16/2011 9:55:21 AM
SBT$25.003/16/2011 8:52:31 PM
life-is-great$25.003/17/2011 10:08:14 AM
sweetlan$25.003/18/2011 2:01:19 PM
squarebob$25.003/18/2011 4:33:16 PM
scappellee$50.003/18/2011 2:11:51 PM
kulender$50.003/18/2011 3:02:31 PM
contract-high-five$100.003/19/2011 12:23:21 PM
rupee-tuba$50.003/19/2011 8:42:27 PM
2grindstones$25.003/19/2011 12:41:19 PM
unfixer$25.003/19/2011 4:00:34 PM
economy-producer$25.003/19/2011 9:57:05 AM
melodious-openness$400.003/19/2011 10:11:38 PM
shrewd-income$50.003/20/2011 2:10:12 PM
hope-equation$50.003/19/2011 1:52:09 PM
rvfbroker$25.003/19/2011 2:16:08 PM
exchange-synapse$100.003/19/2011 3:49:38 PM
trippd6$25.003/20/2011 10:17:45 PM
invest-in-ed$50.003/19/2011 6:39:55 PM
nickel-demon2$36.133/19/2011 7:50:50 PM
well-rounded-dinero$50.003/20/2011 1:06:17 PM
heerzaquestion$50.003/20/2011 1:15:46 PM
ITExec$100.003/21/2011 6:56:17 AM
shrewd-peace7$25.003/19/2011 11:08:27 PM
Pu239$60.003/21/2011 8:34:36 AM
mcgovern2024$25.003/21/2011 6:41:47 PM
saga9$50.003/21/2011 5:31:38 PM
the-profit-oracle$25.003/22/2011 2:19:44 AM
drg6289$25.003/21/2011 8:02:10 PM
minddoc$25.003/22/2011 8:27:28 AM
missing-link$25.003/22/2011 2:29:12 AM
jwm$25.003/22/2011 5:21:07 AM
treasure-bliss$50.003/22/2011 2:19:16 AM
kwan$25.003/22/2011 10:50:56 AM
credible-balance6$25.003/22/2011 11:47:33 AM
radforj22$25.003/22/2011 6:36:06 AM
FoosMaster$25.003/22/2011 9:31:55 AM
worldly-rate3$50.003/22/2011 9:33:09 AM
108lender$200.003/22/2011 5:41:30 PM
payout-banker4$25.003/22/2011 7:06:12 PM
musegaze$100.003/22/2011 7:08:41 PM
vmh20035$35.003/22/2011 11:03:24 AM
OCedHrt$25.003/22/2011 1:06:20 PM
compassion-paladin042$25.003/22/2011 5:29:30 PM
PatRichi$25.003/22/2011 4:12:40 PM
Cai8899$25.003/22/2011 5:43:12 PM
SweatyBalls$25.003/22/2011 5:52:57 PM
money-bauble$100.003/22/2011 7:08:35 PM
reward-walnut$50.003/22/2011 5:42:40 PM
PThor$25.003/22/2011 7:08:51 PM
Gibbyland$100.003/22/2011 7:09:10 PM
suave-dime6$25.003/10/2011 5:02:56 PM
reflective-rupee$200.333/10/2011 9:11:48 PM
thelovebug$100.003/10/2011 5:04:36 PM
ingenious-deal6$25.003/10/2011 5:05:45 PM
SecondChanceLendingSERV$25.003/11/2011 9:36:07 AM
secureincome$350.003/11/2011 11:21:19 AM
Tylerh$100.003/14/2011 11:23:26 AM
worldly-money4$150.003/14/2011 2:34:07 PM
rcm87$100.003/14/2011 5:56:57 PM
reward-adventure$50.003/15/2011 4:57:52 AM
gentle-coin$25.003/15/2011 8:06:33 PM
leodaguy$25.003/15/2011 9:24:14 PM
Jack55304$125.003/16/2011 8:47:03 AM
Ocean713$50.003/16/2011 3:37:17 PM
Bob450$25.003/16/2011 5:59:55 PM
Comoparklender$50.003/16/2011 8:37:39 PM
important-openness1$75.003/16/2011 7:35:13 PM
wbahl$25.003/16/2011 8:10:16 PM
treasure-pipeline$50.003/16/2011 8:42:51 PM
elbastador$25.003/17/2011 11:09:45 AM
MadHun$100.003/17/2011 12:02:50 PM
tnjohnso$25.003/17/2011 9:16:27 PM
360Winner$50.003/18/2011 9:34:44 AM
PRGuyinVA$25.003/18/2011 2:46:33 PM
tashara$25.003/18/2011 3:22:38 PM
sarisai$149.163/18/2011 3:55:23 PM
randsenterprise$25.003/19/2011 8:51:54 AM
irrelevant$25.003/19/2011 2:48:34 AM
jubilant-agreement0$25.003/19/2011 9:59:45 AM
thebigrig$200.003/19/2011 11:08:54 AM
loyalist1$100.003/19/2011 11:33:28 AM
inspiring-reward$100.003/20/2011 3:16:20 AM
Weaverville$25.003/20/2011 7:37:39 AM
ThatDanGuy$50.003/20/2011 2:06:37 PM
well-mannered-income3$30.003/20/2011 8:54:41 AM
money-surge1$100.003/20/2011 10:14:14 AM
w3alter$100.003/19/2011 4:51:16 PM
Artist_Blue$25.003/20/2011 12:29:34 PM
runner262$25.003/19/2011 10:21:28 PM
nest235$25.003/20/2011 1:49:00 PM
imlosttoo$25.003/21/2011 11:06:27 AM
the-yield-surfer$50.003/21/2011 11:52:58 PM
diverse2$25.003/21/2011 12:51:09 PM
asiaratt$50.003/22/2011 2:21:13 AM
nybanker85$50.003/21/2011 7:15:05 PM
smilinsam$50.003/21/2011 2:16:07 PM
rzlender$25.003/22/2011 6:26:50 AM
seisen$50.003/22/2011 8:31:41 AM
orange-preeminant-bill$25.093/22/2011 2:30:20 AM
economy-beast$25.003/22/2011 5:39:45 AM
Kaj$50.003/22/2011 8:30:11 AM
desertoasis$30.003/22/2011 10:36:46 AM
hopeful-asset9$25.003/22/2011 7:09:00 PM
Dubbs360$25.003/22/2011 5:30:55 PM
point-sasquatch$25.003/22/2011 5:43:26 PM
gold-blanket0$25.003/22/2011 5:43:36 PM
famous-bill$25.003/22/2011 7:03:20 PM
payment-gusto$25.003/22/2011 7:08:37 PM
GElender$25.003/22/2011 5:42:52 PM
rhin0cerx$50.003/22/2011 5:43:05 PM
shur$25.003/22/2011 7:08:45 PM
chkrvrty$50.003/22/2011 7:08:55 PM
124 Investments
 
Borrower Payment Dependent Notes Series 494125
This series of Notes was issued and sold upon the funding of the borrower loan #47922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $148.92
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2004 Debt/Income ratio: 10%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,554Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: ReddHorrocks Borrower's state: Nevada Borrower's group: College Graduates Under 30
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,050.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Paying 2010 Taxes
Purpose of loan:
This loan will be used to pay my family tax bill in full.

My financial situation:
In January of 2011 I was offered my dream job and had to move to Las Vegas. My income is good and stable, and I now get fantastic benefits. The move was very expensive and it ate up all my savings as well as much of my available credit. I make great money, but the timing is just very bad for my tax bill, which is high as we both worked as Freelancers on 1099's last year.

My spouse also moved out here with me and he is just setting up as a freelancer so he doesn't have income yet.

I would rather pay interest to a person than to the IRS. I anticipate this loan will be paid off within a year.

Listed income does not include income from my spouse, but all expenses include his.

Monthly net income: $2810
Housing: $800
Car Insurance: $158
Utilities: $350
Credit cards and other loans: $400
Other expenses: $129 (Car payment)

Total: $1837
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why would you pay 20% on something like this when the IRS charges interest rates under 10%? - jpaulnyc
A: It's mostly because I don't want to give the IRS any more of my money than I have to. I would rather give interest to my peers. Also, I don't want to deal with the paperwork and I'm very comfortable with Prosper. As stated in my listing, I intend to pay this loan off early. (Mar-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
grnii78$200.003/11/2011 5:01:08 PM
OldManP$25.003/11/2011 5:01:32 PM
thankful-nickel2$25.003/11/2011 8:35:31 PM
amlu1988$25.003/11/2011 9:02:18 PM
vutah$25.003/11/2011 5:11:24 PM
1traveler$25.003/11/2011 11:31:37 PM
hellasow$40.003/12/2011 7:26:01 AM
investment-artist$25.013/11/2011 5:01:49 PM
simplelender80$150.003/11/2011 5:02:15 PM
CoolPlexer$25.003/12/2011 3:11:19 AM
NekHoldings$25.003/12/2011 8:46:44 AM
DasMula$100.003/11/2011 5:02:56 PM
Feyenoord$25.003/11/2011 5:03:24 PM
CA-Lender$100.003/11/2011 5:05:54 PM
ac787$52.003/12/2011 4:40:57 AM
Mikale360$25.003/12/2011 4:59:10 AM
SolarMoonshine$25.003/11/2011 6:09:11 PM
EngineersAlliance$100.003/12/2011 6:51:43 AM
loanman2007$200.003/12/2011 1:02:29 PM
twjh$25.003/12/2011 3:28:55 AM
delectable-balance$60.203/12/2011 5:06:35 AM
hopeful-truth5$100.003/12/2011 11:39:39 AM
PXM-Financial$71.003/12/2011 12:11:07 PM
PAULBOT$100.003/12/2011 6:48:20 AM
DoctorJoe$25.003/12/2011 6:52:12 AM
leverage-monger$25.003/12/2011 8:21:24 AM
113121$25.003/12/2011 9:56:35 AM
meoweo$25.003/12/2011 10:33:01 AM
supreme-hope$25.003/12/2011 7:34:28 PM
lendstats_com$200.003/12/2011 12:44:53 PM
KapitalX$50.003/13/2011 9:12:07 PM
blue-useful-auction$25.003/14/2011 8:30:33 AM
squarebob$25.003/13/2011 6:07:57 AM
ac787$25.003/13/2011 6:50:16 AM
golffish2$100.003/14/2011 4:12:38 AM
Skeptical-one$49.003/14/2011 10:16:12 AM
genelinist$23.153/14/2011 10:53:17 AM
organic-treasure$30.183/14/2011 9:41:19 AM
dejnik$25.003/14/2011 10:21:12 AM
five-star-note$25.003/11/2011 5:04:19 PM
thelovebug$100.003/11/2011 5:04:48 PM
DasMula$100.003/11/2011 5:06:05 PM
brainy-repayment5$77.503/11/2011 5:06:35 PM
ingenious-deal6$25.003/11/2011 5:05:10 PM
SecondChanceLendingSERV$25.003/11/2011 5:13:07 PM
fabulous-community4$25.003/12/2011 4:32:19 AM
favorite-commerce$50.003/11/2011 6:19:59 PM
competent-p2p$35.003/11/2011 7:08:33 PM
alexgalt$100.003/11/2011 5:02:09 PM
DasMula$100.003/11/2011 5:02:24 PM
zotzot$25.003/11/2011 5:08:11 PM
squarebob$125.003/11/2011 5:10:33 PM
hillerod$25.253/12/2011 10:47:41 AM
reflective-rupee$100.333/11/2011 6:22:20 PM
ghinga$25.003/11/2011 7:40:14 PM
Moe87$25.003/12/2011 6:05:38 AM
rate-hickory$25.003/12/2011 8:01:33 AM
JBF_Investments$25.003/12/2011 11:21:05 AM
first-serene-credit$25.003/12/2011 10:28:25 PM
astra-lender$50.003/12/2011 10:39:26 PM
tough-income4$50.003/12/2011 9:37:49 AM
BlueProteus$25.003/12/2011 9:44:22 PM
farblest$50.003/13/2011 9:54:17 AM
Snoopylover$25.003/14/2011 6:12:10 AM
Christophe$25.003/14/2011 7:34:19 AM
buffalobills$25.003/14/2011 8:13:53 AM
best-generosity-financier$25.003/12/2011 7:19:56 PM
suave-dime6$25.003/13/2011 3:42:55 PM
chameleon125$50.003/13/2011 6:17:38 AM
platinum-enlightenment$25.003/13/2011 10:15:56 AM
HermanstadtKid$25.003/14/2011 6:51:37 AM
hidavehi$26.003/13/2011 8:39:45 PM
duty-monger$50.003/14/2011 4:22:48 AM
Bocephus1959$50.003/14/2011 9:26:31 AM
LivingInvestments00$35.383/14/2011 10:38:46 AM
beachfunder$25.003/14/2011 10:46:33 AM
76 Investments
 
Borrower Payment Dependent Notes Series 494701
This series of Notes was issued and sold upon the funding of the borrower loan #47954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1981 Debt/Income ratio: 25%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:36y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,295Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: payment-bridge9 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom
Purpose of loan:
This loan will be used to...consolidate some small bills

My financial situation:
I am a good candidate for this loan because...I want to resolve my issue with current bills that just seem to drag on. I work hard full time and I am tired of not being able to get ahead. I never seem to have anything left and if something comes up, I am more behind. I would like to relax a little now and enjoy some things. I don't get out and do anything now because I have put myself in this hole.


Monthly net income: $2800.00
Monthly expenses: $
Housing: $0
Insurance: $130.00 life and health
Car expenses: $200.00 gas and upkeep
Utilities: $125.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00 no entertainment
Clothing, household expenses: $100.00
Credit cards and other loans: $1750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: is your house paid off or are you living with someone - restless-dime
A: The house is paid off. I live there after a not so wonderful divorce in 2005. My ex stated he would ""allow"" me to live there. Because of other financial obligations (putting 2 children through college) I have been unable to move. (Mar-09-2011)
Q: You indicated that you make 75 to 100k a year, and yet you only net 2600 a month , ? - firsttouch1
A: Yes, my gross income is $80,000.00 a year but my take home is much less. I pay a good percentage in taxes. Also, I have retirement taken out at the max and there are deductions for insurance (both life, health and dental). (Mar-09-2011)
Q: Is there another income in the household (spouse etc.)? If so would you please list their monthly income and a little employment history? Also since there is no housing exp., Do you own your home free and clear? Thank You! - DasMula
A: There is no other income. I have been divorced since 2005. The house I live in is where I have lived for the past 25 years. The house is paid off. My employment history is very simple. I am an RN and I work at a small county hospital about 10 miles from my home. I have been employed there since July 1, 1974. I currently work 12 hour night shift in the emergency room. I went back to nights after my divorce because of more money, which I needed to finish sending children through college. (Mar-09-2011)
Q: Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? How will getting this loan help your financial situation (will it lower your monthly payments, lower your current interest rates)? Thank you!! - DasMula
A: I will have to compile my existing debts, which I am not too happy with. Can I please send this information later? This loan will help me pay off some small balances and lower my overall monthly payments so I can resolve some of the other larger balances. It would help greatly and would be greatly appreciated. I do have one loan to Cash Call that was done hastily and because of the high interest, the balance will not go away. (Mar-09-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
MilitaryLending$88.553/6/2011 12:01:10 PM
larryboy10$25.003/6/2011 2:22:23 PM
Nerdster1$25.053/6/2011 4:21:54 PM
magnetic-dedication3$25.003/6/2011 5:41:31 PM
reflective-rupee$400.333/6/2011 7:13:06 PM
point-sasquatch$25.003/6/2011 12:06:54 PM
ryclsun$50.003/6/2011 12:07:32 PM
dinero-launcher$31.423/7/2011 3:24:09 AM
greencat$50.003/7/2011 7:13:47 AM
simplelender80$150.003/6/2011 12:02:17 PM
Amber_Stone$50.003/7/2011 7:43:45 AM
bright-exchange$25.003/6/2011 6:35:50 PM
RyanM561$25.003/6/2011 2:13:32 PM
nickel-hickory$100.003/7/2011 10:00:07 AM
Tylerh$100.003/7/2011 7:19:00 PM
open-minded-fund9$100.003/7/2011 5:36:50 PM
kermitdafrog$25.003/8/2011 7:54:03 AM
larryboy10$25.003/7/2011 7:50:26 PM
rhin0cerx$50.003/8/2011 9:45:07 AM
Bob450$25.003/8/2011 12:00:37 PM
WMY-Investor$100.003/8/2011 3:45:12 PM
power-companion7$100.003/8/2011 10:09:07 AM
silver-frog0$800.003/8/2011 3:45:28 PM
vishal29$50.003/8/2011 9:28:48 PM
loss-of-control$100.003/8/2011 5:18:06 PM
Lubava$70.993/9/2011 5:22:52 AM
reward-walnut$50.003/8/2011 4:16:44 PM
verblender$100.003/9/2011 6:23:04 AM
mammalian4$100.003/9/2011 4:54:18 AM
houli123$200.003/9/2011 9:17:58 AM
gold-cluster$100.003/8/2011 6:49:00 PM
KRLFS$50.003/9/2011 10:22:52 AM
grampy48$25.003/9/2011 11:54:20 AM
Prairie-MN$30.003/9/2011 4:27:34 AM
unger$120.003/9/2011 4:42:37 AM
loan-kung-fu$100.003/9/2011 5:17:49 AM
credit-coach118$25.003/9/2011 10:29:56 AM
mohara25$129.113/9/2011 11:20:01 AM
open-minded-deal$100.003/9/2011 7:50:38 AM
Grandmahoneybee$35.523/9/2011 12:55:03 PM
knixfan78$50.003/9/2011 5:47:59 PM
LKCGICG$25.003/9/2011 5:54:08 PM
the-upbeat-p2p$200.003/9/2011 7:00:29 PM
impala6464$154.003/9/2011 4:35:30 PM
five-star-note$100.003/9/2011 5:02:52 PM
Darkjokerg1$25.073/9/2011 6:19:23 PM
joebob78$50.003/9/2011 5:59:37 PM
ingenious-deal6$25.003/6/2011 12:03:02 PM
lendstats_com$100.003/6/2011 3:04:57 PM
sensible-fund$50.003/6/2011 12:01:54 PM
suave-dime6$25.003/6/2011 12:06:16 PM
kttalamo$50.003/7/2011 7:50:09 AM
Kqwik$25.003/6/2011 3:54:11 PM
Cai8899$25.003/6/2011 12:08:00 PM
soulful-truth$100.003/6/2011 5:42:03 PM
SFBank$100.003/6/2011 5:59:34 PM
Gibbyland$100.003/6/2011 1:36:33 PM
witty-openness$25.003/6/2011 7:29:34 PM
transformer855$25.003/6/2011 8:33:16 PM
sensational-worth7$50.003/6/2011 9:57:05 PM
MadHun$100.003/7/2011 3:46:45 PM
PeePaw$25.003/7/2011 7:46:03 AM
pembull$100.003/7/2011 5:09:56 PM
restless-dime$25.003/7/2011 2:06:39 PM
realtormoises$25.003/7/2011 5:09:28 PM
CatFunded$25.003/8/2011 4:49:28 AM
sappy02$25.003/7/2011 4:54:47 PM
contract-lionheart$200.003/8/2011 8:40:09 AM
worthy-bid8$25.003/8/2011 9:25:06 AM
ekmendenhall$100.003/8/2011 8:49:39 AM
CA-Lender$100.003/8/2011 3:16:57 PM
capital-halo1$106.183/8/2011 12:15:12 PM
Roundhouse$300.003/8/2011 8:50:23 PM
hopeful-truth5$100.003/8/2011 5:27:36 PM
Core-Marketing$50.003/8/2011 2:14:21 PM
pound-ace$50.003/9/2011 8:12:17 AM
patriot897$25.003/8/2011 6:35:23 PM
wonder3$25.003/9/2011 5:22:01 AM
Makingitrain$25.003/9/2011 9:33:10 AM
cbivitz$175.003/9/2011 6:28:08 AM
cash-raccoon$25.003/9/2011 7:16:58 AM
restless-dime$75.003/9/2011 7:29:49 AM
leverage-ectasy$30.003/8/2011 9:09:31 PM
golffish2$50.003/9/2011 9:18:08 AM
108lender$200.003/9/2011 9:18:22 AM
nickel-universe2$25.003/9/2011 10:05:07 AM
Whipster$25.003/9/2011 3:33:46 PM
lively-exchange$31.693/9/2011 3:50:44 PM
buffalobills$25.003/9/2011 7:47:48 AM
DasMula$93.003/9/2011 4:45:58 PM
DasMula$27.003/9/2011 4:48:04 PM
melodious-openness$102.093/9/2011 7:10:27 PM
FoosMaster$75.003/9/2011 3:01:34 PM
payment-wonder2$25.003/9/2011 5:47:10 PM
94 Investments
 
Borrower Payment Dependent Notes Series 495373
This series of Notes was issued and sold upon the funding of the borrower loan #47974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1985 Debt/Income ratio: 18%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 46 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $94,670Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: prudent-agreement3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ballon payment
Purpose of loan:
This loan will be used to...pay off a ballon payment

My financial situation:
I am a good candidate for this loan because...I am recently retired military officer and i pay my debts


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/23/2011 5:02:33 PM
MadHun$100.002/23/2011 5:04:00 PM
Preteur$25.002/23/2011 5:04:15 PM
CA-Lender$25.002/23/2011 5:04:56 PM
benjamins-utopia$100.002/23/2011 5:02:15 PM
meenan$50.002/23/2011 5:04:25 PM
Tradesmanlender$35.002/23/2011 5:03:25 PM
shawnw2$25.002/23/2011 5:05:58 PM
friendly-market5$25.002/23/2011 5:07:07 PM
liberty-society5$25.002/24/2011 11:40:25 AM
magnetic-dedication3$25.002/24/2011 9:58:05 PM
superb-kindness2$25.002/26/2011 6:03:47 PM
Nailman88$50.002/26/2011 11:39:28 AM
likeable-hope$25.002/28/2011 11:43:47 AM
p2p-renaissance7$100.003/1/2011 12:12:13 PM
debt-force$25.003/2/2011 6:02:05 AM
Artist_Blue$25.003/3/2011 5:47:56 AM
ivadood$50.003/3/2011 7:13:00 AM
bold-riveting-social$50.003/3/2011 9:43:34 AM
commerce-renewal$100.003/3/2011 8:25:45 PM
richboy56$25.003/4/2011 8:31:43 AM
michaelray703$50.003/4/2011 12:18:01 PM
the-silver-blaster$50.003/4/2011 10:15:11 AM
Azonic21$25.003/4/2011 3:40:14 PM
silver-cloud$25.003/4/2011 2:33:29 PM
Imaginos1892$100.003/4/2011 6:45:19 PM
GalileoBob$25.003/5/2011 8:33:11 AM
MrOglesby$25.003/5/2011 12:57:34 PM
don8ter$25.003/5/2011 2:54:36 PM
DreDub$50.003/5/2011 10:16:18 PM
rate-gravity$25.003/5/2011 5:11:33 PM
powerful-finance7$25.003/5/2011 11:11:38 PM
gavinfh$25.003/6/2011 7:12:19 AM
chameleon125$25.003/6/2011 6:33:08 AM
Fonthill$100.003/6/2011 10:02:35 AM
mykkai$25.003/6/2011 7:50:46 PM
zbfamwl$25.003/7/2011 1:51:31 PM
Lesburger$25.003/7/2011 11:02:50 AM
GElender$50.003/7/2011 4:59:32 PM
gciarami$25.003/7/2011 2:16:32 PM
credit-bliss8$25.003/7/2011 4:21:50 PM
genius520$100.003/8/2011 6:46:12 AM
power-companion7$100.003/8/2011 10:07:04 AM
market-walnut5$25.003/8/2011 3:01:21 PM
p2ploan-thinker7$100.003/8/2011 9:38:49 AM
integrity-saver$100.003/8/2011 12:39:33 PM
lenderKP$25.003/8/2011 6:47:15 PM
VAGweilo$50.003/8/2011 7:42:22 PM
EvalCrux$50.003/8/2011 12:29:09 PM
cropdust3r$25.003/8/2011 12:40:29 PM
Aaron_Oz$25.003/8/2011 12:41:01 PM
SDD123$25.003/8/2011 7:37:45 PM
reward-walnut$50.003/8/2011 4:16:50 PM
Cluvnupe06$25.003/9/2011 2:12:20 AM
loan-kung-fu$100.003/9/2011 9:09:05 AM
inismor$50.003/9/2011 9:19:21 AM
PThor$25.003/9/2011 1:02:16 PM
breadbroker$25.003/9/2011 9:31:56 AM
moose-capital-funding$32.813/9/2011 2:16:26 PM
sharp518$100.003/9/2011 9:38:01 AM
culldud6900$42.143/9/2011 4:50:25 AM
mpatrick$25.003/9/2011 9:40:18 AM
FoosMaster$25.003/9/2011 2:58:01 PM
wise-balanced-moola$25.003/9/2011 3:16:02 PM
mystical-bonus7$25.003/9/2011 3:49:38 PM
a-restless-dollar$50.003/9/2011 4:10:51 PM
nimble-nickel$25.003/9/2011 2:46:56 PM
akahoss$100.003/9/2011 9:48:28 AM
intelligent-yield$100.003/9/2011 9:50:56 AM
power-collider$50.003/9/2011 3:41:04 PM
harperpotok$25.003/9/2011 12:26:24 PM
income-excellence1$50.003/9/2011 2:31:32 PM
Tylerh$100.002/23/2011 5:03:36 PM
B-rad_the_Coug$25.002/23/2011 5:05:50 PM
BxRealtor$25.002/23/2011 5:02:42 PM
TikPmp1$25.002/23/2011 5:04:40 PM
HamachiMan$50.002/23/2011 5:06:49 PM
incbx$50.002/23/2011 5:06:57 PM
inspiring-reward$50.002/24/2011 1:40:11 AM
113121$25.002/24/2011 8:21:08 AM
credit-investor5$50.002/25/2011 1:08:50 PM
bullwink27$25.002/27/2011 4:06:50 PM
kind-resolute-dough$25.002/28/2011 9:43:01 AM
kulender$100.002/28/2011 1:52:46 PM
radforj22$25.003/1/2011 1:01:57 PM
orange-preeminant-bill$50.003/2/2011 2:01:09 AM
dollardave$58.503/2/2011 2:09:46 AM
enthralling-deal180$50.003/2/2011 6:16:52 AM
Phantom99$50.003/2/2011 7:02:42 AM
worthy-bid8$50.003/2/2011 7:58:56 AM
gold-blanket0$25.003/2/2011 9:53:15 AM
treasure-bliss$50.003/2/2011 1:13:37 PM
special-peso$50.003/2/2011 1:13:50 PM
gold-sushi$25.003/3/2011 8:03:28 AM
zotzot$25.003/3/2011 6:42:40 AM
important-ore$150.003/4/2011 3:20:36 AM
famous-bill$25.003/4/2011 8:31:39 AM
enchanted-yield4$100.003/4/2011 1:10:21 PM
jdrez$25.003/4/2011 6:42:03 PM
open-minded-p2p1$25.003/5/2011 5:31:57 AM
Havana21$25.003/5/2011 1:22:50 PM
Wart126$25.003/5/2011 5:09:34 PM
gjm6d$25.003/5/2011 5:26:58 PM
jmichael23$100.003/5/2011 1:08:12 PM
squarebob$25.003/6/2011 4:51:12 AM
Mr_Money$25.003/6/2011 8:36:19 AM
melodious-fairness$100.003/6/2011 1:32:59 PM
Cai8899$40.003/6/2011 8:43:10 AM
worldly-community3$50.003/6/2011 11:06:24 AM
crazycool$100.003/7/2011 11:47:08 AM
velocity-solo$25.003/7/2011 4:23:06 PM
durability-mad-scientist4$50.003/7/2011 10:26:13 PM
gravbox$25.003/8/2011 6:36:16 AM
bountiful-durability$100.003/7/2011 8:57:25 PM
superb-funds335$25.003/7/2011 8:41:25 PM
five-star-note$50.003/8/2011 12:27:53 PM
donenzo$25.003/8/2011 6:36:40 AM
ttnk62918$25.003/8/2011 11:23:09 AM
Zoramite$25.003/8/2011 9:33:12 AM
riproaringrapids$25.003/8/2011 12:26:55 PM
llequire1$50.003/8/2011 12:50:46 PM
Pu239$60.003/8/2011 6:03:30 PM
jazzlender$25.003/8/2011 11:08:13 AM
graceful-investment$45.333/8/2011 11:20:55 AM
gjm6d$25.003/8/2011 7:49:35 PM
lender987654321$25.003/8/2011 7:56:12 PM
FWF-kinetic$100.003/8/2011 8:55:22 PM
patriot897$25.003/8/2011 6:32:10 PM
gilbrear$25.003/9/2011 3:29:32 AM
Invest4kids$30.003/8/2011 6:58:23 PM
silver-armada$50.003/9/2011 5:11:24 AM
shur$25.003/8/2011 8:07:53 PM
rockhound84$25.003/9/2011 5:42:07 AM
lender-inc$30.153/9/2011 5:59:08 AM
lawstudent1$25.003/9/2011 6:02:17 AM
4est$25.003/8/2011 4:46:05 PM
top-investment-american$50.003/8/2011 8:51:31 PM
hopeful-asset9$25.003/8/2011 9:41:24 PM
platinum-platoon$25.003/8/2011 9:51:28 PM
n2fitns$45.003/8/2011 10:25:37 PM
kchen486$100.003/8/2011 11:01:24 PM
CaliforniaSun$25.003/9/2011 2:11:43 AM
justice-officer$25.003/9/2011 9:44:33 AM
wonderful-revenue0$25.003/9/2011 9:58:34 AM
generosity-giraffe0$25.003/9/2011 10:16:13 AM
Isotope$25.003/9/2011 7:13:48 AM
green-moola-platoon$100.003/9/2011 8:13:01 AM
nickel-ferret$100.003/9/2011 8:46:11 AM
Ocean713$50.003/9/2011 12:33:11 PM
investment-tempo$50.003/9/2011 9:32:26 AM
Vans1975$26.003/9/2011 9:57:38 AM
mketelecom$25.003/9/2011 6:43:10 AM
youngtrader$250.553/9/2011 4:11:59 PM
slyder61$25.003/9/2011 7:56:59 AM
deal-enrichment063$100.003/9/2011 1:08:02 PM
rogue_monster$50.003/9/2011 2:31:36 PM
best-ingenious-funds$25.003/9/2011 9:32:39 AM
lively-exchange$25.003/9/2011 3:42:15 PM
chrisb1414$25.003/9/2011 10:09:21 AM
firstandten$50.003/9/2011 10:36:16 AM
TigerForce$29.523/9/2011 10:56:43 AM
Nikelaos$25.003/9/2011 11:37:26 AM
Pressure_Drop$25.003/9/2011 12:25:54 PM
163 Investments
 
Borrower Payment Dependent Notes Series 495565
This series of Notes was issued and sold upon the funding of the borrower loan #47916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $139.36
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2008 Debt/Income ratio: Not calculated
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 8 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,349Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: reliable-bonus Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
JuneWedding
Purpose of loan: To help pay for our wedding expenses.
This loan will be used to...pay for flowers, the DJ, decorations and furniture for our new place.
My financial situation: I work part time, go to school full time and still live with my parents so my only expenses are my car. My fiance works two full time jobs but unfortunatley we had some unexpected expenses come up that we had to use the wedding money on.
I am a good candidate for this loan because...I will be graduating with my RN in May and my fiance has two stable jobs so we can make are payments will be on time.


Monthly net income: $800
Monthly expenses: $400
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: &
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much does your fiance make? Why not make the Prosper listing in his/her name instead? Thanks. - squarebob
A: He makes $2,200.00 a month after taxes with about $1,400 in bills. I don't really have a good reason for why I posted it in my name, he didn't apply so I guess we will try it in his name. (Mar-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.002/25/2011 9:05:41 AM
SFBank$50.002/25/2011 9:53:46 AM
ultimate-peace$50.002/25/2011 9:14:17 AM
beakerfish$50.002/28/2011 7:24:11 PM
worth-jedi5$25.543/2/2011 11:46:03 PM
cash-raccoon$25.003/3/2011 7:29:03 AM
Blessed1958$35.003/4/2011 2:15:34 PM
Reddy_Capital$25.003/6/2011 1:48:56 PM
deepblue34$30.003/6/2011 5:59:29 PM
ready-p2p4$50.003/7/2011 10:58:58 AM
loan-eagle9$25.003/8/2011 11:39:15 AM
kendigme$25.003/8/2011 2:16:14 AM
JPMorrisLegacyFund$180.273/8/2011 3:39:36 AM
jordanicolas$25.003/9/2011 7:44:08 AM
DasMula$57.003/9/2011 4:23:39 PM
CA-Lender$50.003/9/2011 10:26:18 PM
LKCGICG$25.003/9/2011 5:47:05 PM
mclean_loaner$50.003/9/2011 6:06:35 PM
Nerdster1$25.053/10/2011 3:37:51 AM
melodious-openness$140.703/10/2011 4:31:31 AM
luvlending$25.003/9/2011 9:39:17 PM
vishal29$50.003/9/2011 10:09:54 PM
capital-chief0$25.003/10/2011 1:58:09 AM
balanced-interest3$50.003/10/2011 2:39:34 AM
draggon77$25.003/10/2011 3:25:02 AM
marinbb$50.002/25/2011 10:07:36 AM
VJ_Financial$25.002/25/2011 8:25:48 PM
zorg77$25.002/25/2011 6:33:12 PM
chih2han$50.002/26/2011 9:51:25 AM
rustysailor$25.002/27/2011 2:58:37 PM
greencat$50.002/28/2011 9:39:21 AM
cleverly-clever$50.003/2/2011 3:00:03 PM
commerce-renewal$100.003/3/2011 8:21:15 PM
theprince$25.003/4/2011 8:41:19 PM
purpledog18$50.003/5/2011 8:36:41 AM
ryclsun$50.003/5/2011 8:37:23 AM
orange-pound-party$30.003/5/2011 7:45:47 PM
squarebob$25.003/6/2011 4:18:25 AM
CatFunded$25.003/6/2011 1:10:16 PM
mikelance7$25.003/6/2011 5:33:50 PM
capital-galaxy$125.003/7/2011 5:39:18 AM
frogperson$102.923/6/2011 9:19:52 PM
lender-inc$32.693/7/2011 9:53:30 AM
contract-lionheart$100.003/8/2011 8:44:38 AM
capital-galaxy$75.003/8/2011 4:54:42 AM
awesome-silver$50.003/8/2011 7:04:40 PM
jstrode10$25.003/8/2011 8:35:28 PM
Armyman122$50.003/9/2011 5:04:12 AM
kendigme$25.003/9/2011 5:34:22 AM
pound-ace$41.303/9/2011 8:11:01 AM
heroic-benefit$200.003/9/2011 12:49:25 AM
pyungpyung$25.003/9/2011 11:26:03 AM
anton$350.003/9/2011 2:56:42 PM
justice-economist$100.003/9/2011 6:51:19 PM
integrity-enrichment2$49.533/9/2011 4:55:07 PM
LuvToLend$25.003/9/2011 8:59:52 PM
five-star-note$75.003/9/2011 5:18:01 PM
57 Investments
 
Borrower Payment Dependent Notes Series 495935
This series of Notes was issued and sold upon the funding of the borrower loan #48019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,300.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-27-2011 
Term: 60 months Listing End date:  Mar-05-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $174.72
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1997 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 52 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $124,493Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: Dyrn Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing to a fixed rate
I'm looking to convert a revolving credit balance into a fixed-rate loan.

My Income:

$ 140,000 - Full-time information security analyst
12,500 - Air Force Reserve officer (Captain)
29,000 - Rental Properties
-------------
$ 181,500 - Annual Total

My total current monthly outlays right now leave me with about $4500 in free cash, so it might seem counter-intuitive that I'm looking to get this loan. However, I have a few larger credit accounts that I'm focused on paying off because they have higher rates.

I'm going to save a bit on interest, but the real value for me is to turn this particular balance into a static payment with a predictable payoff date, so I can focus on the others.

I'll be happy to answer any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please tell us the balances and rates of the higher-interest credit cards you are hoping to pay off? What is the nature of your rather high revolving credit? - zotzot
A: Thanks for your question. I own two rental properties, each of which has a line of credit that was used as part of the purchase financing ($40K and $35K, respectively). These have very low interest rates (3%). I also have a large balance on a business credit line ($40K). This loan will cover a credit card whose APR was 9.9% but has jumped to 19.4%. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nimble-money0$25.002/27/2011 12:03:51 PM
cash-sensai2$25.002/27/2011 12:05:54 PM
kyomoon$50.002/27/2011 12:01:30 PM
benjamins-utopia$100.002/27/2011 12:04:17 PM
KWarrior$50.002/27/2011 12:04:21 PM
DukSerduk$25.002/27/2011 12:02:05 PM
community-pipeline$25.002/27/2011 12:04:25 PM
tenacious-compassion9$25.002/27/2011 12:04:35 PM
BidDaddyBigBucks$25.002/27/2011 12:05:29 PM
SpareChangeDreamFundLLC$25.002/27/2011 12:05:40 PM
vutah$100.002/27/2011 2:36:07 PM
reflective-rupee$26.772/27/2011 4:17:09 PM
kind-resolute-dough$50.002/28/2011 9:31:36 AM
respectful-integrity3$25.002/27/2011 7:02:07 PM
awwaww$32.232/28/2011 9:32:00 AM
Iamatlast$50.002/28/2011 4:50:47 PM
1SteelerFan$40.002/28/2011 4:03:38 PM
schreibp$42.032/28/2011 6:16:53 PM
bowdish1$50.003/1/2011 3:13:46 AM
sk10023$25.003/1/2011 5:05:13 AM
T-L-B$35.003/1/2011 9:07:05 AM
GoldenGo4$100.003/1/2011 9:38:04 AM
bradny$25.003/1/2011 7:51:56 AM
elvisloans$25.003/1/2011 11:28:41 AM
whipone$51.603/1/2011 6:45:30 PM
FinDoc$25.003/2/2011 1:13:27 AM
payout-detective7$25.003/2/2011 8:19:58 AM
worthy-bid8$100.003/2/2011 7:57:07 AM
SB94114$50.003/2/2011 10:26:21 AM
loanman2007$25.003/3/2011 5:04:12 AM
odp01$200.003/3/2011 9:41:45 AM
12Knocksinna$25.313/3/2011 7:26:32 AM
marketplace-ceasar$100.003/3/2011 11:40:33 AM
retiresecure$25.003/3/2011 2:01:29 PM
Lotsofbears$25.003/3/2011 12:41:46 PM
BoughtTheFarm$25.003/3/2011 7:00:49 PM
justice-starfish$100.003/4/2011 12:38:53 PM
Lou-Holtz$100.003/4/2011 10:29:35 AM
floridahelper$100.003/4/2011 2:23:41 PM
BAJMP$25.003/4/2011 11:05:01 AM
newest-funds-powerplant$100.003/4/2011 1:20:53 PM
special-dime5$25.003/4/2011 1:06:43 PM
happy-yield$25.003/4/2011 1:27:57 PM
kulender$100.003/4/2011 1:41:37 PM
JanLal$50.003/4/2011 2:32:58 PM
depate$25.003/4/2011 4:38:25 PM
mystical-dedication3$100.003/4/2011 3:36:22 PM
YellowJacket$25.003/5/2011 3:13:26 AM
mnguy8484$50.003/4/2011 6:07:00 PM
cmartaz$25.003/4/2011 6:24:48 PM
swerve1317$50.003/5/2011 5:42:15 AM
Brisket_Bob$250.913/4/2011 7:08:04 PM
Caidin$25.003/4/2011 7:41:57 PM
thedoctor$70.893/5/2011 2:18:28 AM
jtn4148$50.003/5/2011 9:20:05 AM
skuba$100.003/5/2011 2:36:43 AM
mex_invests$24.423/5/2011 12:13:01 PM
auction-workhorse679$50.003/5/2011 7:22:53 AM
Nasdaq$25.003/5/2011 8:26:46 AM
EnergyTrader$36.323/5/2011 12:05:38 PM
mpactlender$25.003/5/2011 10:23:42 AM
CashProvider$100.002/27/2011 12:03:53 PM
evnagelist$50.002/27/2011 12:04:47 PM
a-exponential-hope$25.002/27/2011 12:05:49 PM
authoritative-capital$25.002/27/2011 12:02:19 PM
Preteur$25.002/27/2011 12:02:37 PM
jenkris$25.002/27/2011 12:04:03 PM
meux99$25.002/27/2011 12:04:09 PM
youqianderen$50.002/27/2011 12:04:14 PM
nuclearmoose$25.002/27/2011 12:04:41 PM
kenji4861$25.002/27/2011 12:02:29 PM
efficient-treasure0$25.002/27/2011 12:05:19 PM
TikPmp1$25.002/27/2011 12:03:44 PM
minista$25.002/27/2011 12:04:55 PM
indomitable-coin$50.002/28/2011 6:05:28 AM
treasure-pipeline$50.002/27/2011 12:05:13 PM
ichibon$200.002/27/2011 6:18:10 PM
888GoldIngots$50.002/28/2011 9:42:30 AM
competent-p2p$30.002/28/2011 9:07:53 AM
BigBroJake$50.002/28/2011 6:25:18 PM
wwwUniversal$25.003/1/2011 4:07:24 AM
reflective-gain$25.003/1/2011 5:06:06 AM
wam37$25.003/1/2011 6:11:40 AM
Dollars4Rent$50.003/1/2011 2:37:59 AM
yoyoclock$35.003/1/2011 5:05:09 AM
deal-gazer$50.003/1/2011 5:06:10 AM
Tylerh$100.003/1/2011 9:16:19 AM
first-serene-credit$25.003/1/2011 10:08:38 AM
MihirFromRedmond$25.003/1/2011 8:20:55 AM
payout-pal$25.003/1/2011 2:53:35 PM
radforj22$25.003/1/2011 11:40:41 AM
Grandmahoneybee$50.003/1/2011 11:47:35 AM
whipone$25.003/1/2011 6:51:43 PM
squarebob$100.003/2/2011 6:18:12 AM
zotzot$100.003/2/2011 8:06:12 AM
Phantom99$100.003/2/2011 7:01:53 AM
Immunologist$25.003/2/2011 8:35:24 AM
jga516$25.003/2/2011 9:32:13 AM
lanlie$383.733/3/2011 9:00:47 AM
JustOneVoice$25.003/3/2011 1:57:46 PM
astute-fairness0$50.003/3/2011 5:22:58 PM
T-L-B$35.003/3/2011 6:20:36 PM
Havana21$200.003/3/2011 5:15:43 PM
GrowTK$25.003/3/2011 6:59:45 PM
tearingstar$75.003/3/2011 6:56:21 PM
commerce-renewal$100.003/3/2011 8:26:25 PM
integrity-doctor$100.003/4/2011 10:29:33 AM
Octavian315$35.003/4/2011 10:36:18 AM
Sixmil$100.003/4/2011 9:36:32 AM
malacandra$25.003/4/2011 11:25:17 AM
codavee$100.003/4/2011 9:39:01 AM
runbix7$25.003/4/2011 11:20:46 AM
pianoman82$25.003/4/2011 4:51:59 PM
the-platinum-entrepreneur$500.003/4/2011 12:40:22 PM
visionary-fund$100.003/4/2011 8:03:13 PM
income-awakening6$100.003/4/2011 3:49:22 PM
Marathoner$25.003/4/2011 5:33:49 PM
GalileoBob$100.003/5/2011 8:13:02 AM
platinum-exec1$500.003/4/2011 8:29:01 PM
paul1$26.223/5/2011 9:42:42 AM
NorthlandAlchemist$50.003/4/2011 10:15:24 PM
turbostar666$35.003/5/2011 2:09:19 AM
compoundinterest$34.113/5/2011 2:23:10 AM
Spiv_51$25.003/5/2011 4:16:31 AM
lanlie$165.463/5/2011 5:04:45 AM
octoberfresh$30.003/5/2011 11:42:57 AM
Spiv_51$25.003/5/2011 4:17:25 AM
squarebob$150.003/5/2011 5:31:16 AM
Socorro_Capital_Partners$25.003/5/2011 8:35:59 AM
marwadi-62$25.003/5/2011 10:39:08 AM
Emgolda$25.003/5/2011 11:52:54 AM
durability-halibut$25.003/5/2011 9:40:59 AM
bambampk$80.003/5/2011 10:38:21 AM
133 Investments
 
Borrower Payment Dependent Notes Series 495951
This series of Notes was issued and sold upon the funding of the borrower loan #48016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1976 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $80,407Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: test4965 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
strart up entrepraneur
Purpose of loan:
This loan will be used to...help me with my start up business where I am a new independant contractor for the manufacturer of an accessory for the Apple Ipad product coming to the market now.

My financial situation:
I am a good candidate for this loan because...I have a good credit history and I am a responsible mature independent businessman


Monthly net income: $1,666.00
Monthly expenses: $
Housing: $286
Insurance: $
Car expenses: $258
Utilities: $90
Phone, cable, internet: $65
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello I just called my Mortgage company PNC and the Mortgage balance on my condo is $29,110.61 and the current market value is $47,000-I got this via the Zillow,com website, (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/1/2011 9:02:16 AM
vutah$25.003/1/2011 9:04:33 AM
suave-dime6$25.003/1/2011 9:05:57 AM
ultimate-peace$300.003/1/2011 9:11:52 AM
2grindstones$25.003/1/2011 9:53:00 AM
capital_projects_investor$25.003/1/2011 11:57:42 AM
Artist_Blue$25.003/1/2011 1:36:12 PM
favorite-commerce$50.003/1/2011 11:09:49 AM
FASTIZIO_P$25.003/2/2011 1:24:19 AM
DreDub$50.003/5/2011 10:17:22 PM
wwwUniversal$25.003/5/2011 3:29:48 PM
Gibbyland$100.003/6/2011 1:41:39 PM
dpries123$25.003/7/2011 8:01:22 AM
KarlMarx$25.003/7/2011 12:51:25 PM
GElender$25.003/8/2011 5:57:46 AM
durability-mad-scientist4$50.003/7/2011 10:26:39 PM
CA-Lender$100.003/8/2011 3:16:27 PM
shur$25.003/8/2011 8:11:15 PM
the_finance_guru$50.003/8/2011 8:56:07 PM
money-bauble$100.003/8/2011 12:23:50 PM
cash-raccoon$30.003/9/2011 8:17:13 AM
Lam0nt$25.003/8/2011 5:41:18 PM
hopeful-asset9$25.003/8/2011 9:42:15 PM
balanced-interest3$25.003/8/2011 11:19:15 PM
MoneyForNothing$10.193/9/2011 9:13:19 AM
oreyedoc$50.003/9/2011 9:12:49 AM
greencat$50.003/1/2011 9:03:10 AM
loyalist1$75.003/1/2011 9:02:06 AM
Kaj$50.003/1/2011 9:06:31 AM
ingenious-deal6$25.003/1/2011 9:07:01 AM
MadHun$200.003/1/2011 4:58:02 PM
Bob450$25.003/2/2011 1:37:07 AM
squarebob$25.003/2/2011 5:15:40 AM
worthy-bid8$25.003/2/2011 8:02:13 AM
GS-ROCK$30.003/2/2011 8:47:33 AM
gold-blanket0$25.003/3/2011 6:55:38 PM
payment-gusto$25.003/4/2011 10:14:57 AM
point-sasquatch$25.003/4/2011 2:41:29 PM
wild-orange$50.003/4/2011 2:32:44 PM
precious-coin3$50.003/5/2011 2:46:51 PM
3613925$25.003/5/2011 9:35:28 PM
leverage-monger$100.003/6/2011 10:57:29 AM
Cai8899$25.003/6/2011 8:41:54 AM
Tylerh$100.003/7/2011 7:18:14 PM
SecondChanceLendingSERV$25.003/7/2011 7:45:13 PM
seisen$50.003/7/2011 7:01:48 PM
scout124$25.003/8/2011 5:10:09 AM
reward-walnut$50.003/8/2011 4:16:11 PM
umfan123$25.003/8/2011 9:24:29 AM
rhin0cerx$50.003/8/2011 9:44:07 AM
realtormoises$25.003/8/2011 3:12:41 PM
patriot897$25.003/8/2011 6:34:55 PM
entertaining-greenback2$25.003/8/2011 5:08:53 PM
Nikelaos$30.003/8/2011 1:01:41 PM
Jethro12$25.003/8/2011 1:21:28 PM
kendigme$25.003/9/2011 5:37:20 AM
vishal29$25.003/8/2011 8:43:44 PM
loan-kung-fu$100.003/9/2011 5:17:12 AM
Invest4kids$30.003/8/2011 6:58:34 PM
fantastic-investment$119.813/8/2011 10:09:57 PM
partyplan$25.003/9/2011 8:17:02 AM
61 Investments
 
Borrower Payment Dependent Notes Series 496351
This series of Notes was issued and sold upon the funding of the borrower loan #48022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,824.90 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $472.44
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1985 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 54 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,782Stated income:$100,000+
Delinquencies in last 7y: 19 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: responsibility-rascal8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
I am requesting a loan because I need to put a new roof on my home. I tried to get the contractor to give me 6 months to pay, but he does not do this.
I have been in the same job since 1993, I make good money but I have been using the money that I make to pay off credit cards that I had to use, to live on when the mortgage industry, my profession fell on bad times. I could have filed bankruptcy, but I choose to work harder and pay them off.

I gross about $18,000.00 per month
I net about $13,000.00
My total minimum credit cards come to about $1041.00 on a balance of $22,452.00
Housing: $1800.00
Insurance: $300.00
Car payments: $1000.00
Utilities: $300.00
Phone, cable, internet: $400.00
Food, $600.00
Other expenses gas for car: $450.00

Thank you,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Zillow has the value at $200,000.00, the city has the taxable value at $172,800.00, I believe the vaue is between the two values. I owe $159,089.54 on the 1st mortgage, I owe $90,458.11 on the second mortgage. The HELOC is frozen. Thank you, (Mar-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/2/2011 5:28:58 PM
benjamins-utopia$100.003/2/2011 5:28:48 PM
Tradesmanlender$35.003/2/2011 5:29:41 PM
simplelender80$100.003/2/2011 5:28:54 PM
MadHun$200.003/2/2011 5:29:21 PM
TikPmp1$25.003/2/2011 5:30:04 PM
Azonic21$25.003/2/2011 5:30:23 PM
Heatguy$50.003/2/2011 10:28:39 PM
macjp123$25.003/3/2011 8:57:17 AM
important-ore$150.003/4/2011 3:21:36 AM
integrity-doctor$100.003/4/2011 10:19:40 AM
kulender$100.003/4/2011 2:31:54 PM
mammalian4$100.003/4/2011 4:38:05 PM
jdrez$25.003/4/2011 6:31:46 PM
credit-coach118$25.003/5/2011 9:42:54 AM
elitzeka$50.003/5/2011 4:10:26 PM
Bank42$100.003/5/2011 7:26:45 PM
colorfulgardener$25.003/6/2011 12:17:23 AM
Ripsaw4U$50.003/7/2011 12:26:58 PM
power-companion7$100.003/8/2011 10:02:40 AM
durable-investment8$35.003/8/2011 2:18:06 PM
return-phase9$25.003/9/2011 12:06:58 PM
payout-banker4$25.003/9/2011 6:02:34 PM
jazz619$25.003/9/2011 6:42:03 PM
top-basis-majesty$50.003/10/2011 9:33:42 AM
indomitable-coin$25.003/9/2011 7:07:18 PM
meenan$39.083/11/2011 1:31:49 AM
PThor$25.003/10/2011 2:40:38 PM
szetowski$25.003/11/2011 7:28:30 AM
kind-resolute-dough$25.003/11/2011 4:16:15 PM
SecondChanceLendingSERV$25.003/11/2011 10:05:26 AM
efficient-treasure0$25.003/11/2011 7:01:09 AM
UT-Longhorn$25.003/12/2011 6:32:50 AM
rcm87$100.003/12/2011 6:36:25 AM
LR_Biker$50.003/12/2011 10:34:08 AM
riproaringrapids$25.003/13/2011 1:16:38 AM
Pasagam$50.003/13/2011 6:36:20 AM
worldly-community3$50.003/14/2011 9:51:04 AM
integrity-saver$100.003/14/2011 7:52:09 AM
happyinvallarta$50.003/14/2011 5:14:51 PM
bullwink27$25.003/15/2011 5:01:37 AM
aasx1108$25.003/15/2011 5:16:47 AM
flexible-money1$50.003/15/2011 9:29:14 AM
oreyedoc$50.003/15/2011 10:07:49 AM
atothez$50.003/15/2011 1:56:01 PM
deal-enrichment063$100.003/15/2011 12:46:34 PM
worthy-loot8$25.003/15/2011 2:46:10 PM
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mizon291$50.003/15/2011 9:06:10 PM
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razor783$50.003/15/2011 2:45:17 PM
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StoneBlue$175.003/16/2011 11:43:42 AM
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Attract$25.003/16/2011 12:05:38 PM
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Preteur$25.003/16/2011 9:03:02 AM
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GalileoBob$25.003/16/2011 12:05:32 PM
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cash-spinner$25.003/16/2011 12:51:10 PM
velocity-solo$25.003/16/2011 3:26:06 PM
squarebob$100.003/2/2011 5:07:28 PM
selector568$50.003/2/2011 5:29:11 PM
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jescowa$50.003/12/2011 5:48:40 AM
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kind-efficient-credit$25.003/15/2011 6:47:35 PM
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IeatatWendys$50.003/15/2011 8:22:46 PM
joplinoz$25.003/15/2011 5:01:40 PM
srspank24$50.003/15/2011 9:41:34 PM
GElender$40.003/16/2011 6:42:37 AM
five-star-responsibility0$50.003/16/2011 7:37:53 AM
don8ter$25.003/16/2011 1:53:22 AM
Row2010$25.003/15/2011 6:25:03 PM
Preferred-Lender$25.003/16/2011 8:41:24 AM
Yanwoo$25.003/16/2011 2:37:59 AM
rate-mogul$50.003/15/2011 7:03:23 PM
community-bee$75.003/15/2011 7:04:21 PM
2Fingers$25.003/16/2011 6:34:11 AM
fortress767$50.003/16/2011 6:44:00 AM
BigLinCT$25.003/16/2011 7:11:41 AM
Strato$25.023/16/2011 9:15:16 AM
zotzot$75.443/15/2011 9:07:38 PM
Binan$25.003/15/2011 9:13:20 PM
worth-arch$25.003/16/2011 9:35:07 AM
Sixmil$100.003/15/2011 10:38:55 PM
Fonthill$100.003/16/2011 9:03:49 AM
Gibbyland$100.003/16/2011 10:11:18 AM
ElChico124$25.003/16/2011 10:28:26 AM
sdr984$25.003/16/2011 11:26:08 AM
tuneman1980$25.003/16/2011 9:24:18 AM
loan-master996$50.003/16/2011 12:01:45 PM
Lender0424$50.003/16/2011 12:05:47 PM
gciarami$25.003/16/2011 12:06:00 PM
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shur$25.003/16/2011 12:06:26 PM
diablo_ny$25.003/16/2011 12:17:12 PM
taxman1971$25.003/16/2011 12:17:24 PM
Frenchynh$25.003/16/2011 12:17:52 PM
dinero-speaker$25.003/16/2011 12:18:30 PM
focused-wampum$25.003/16/2011 1:30:43 PM
A-ONE-INVESTMENTS$58.403/16/2011 2:42:12 PM
liberty-optimization7$25.003/16/2011 10:36:27 AM
Ocean713$50.003/16/2011 3:35:19 PM
HalfDayz$50.003/16/2011 11:01:06 AM
mkl42$50.003/16/2011 11:34:09 AM
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CaliforniaSun$25.003/16/2011 12:02:43 PM
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DreDub$50.003/16/2011 12:06:04 PM
kchen486$100.003/16/2011 12:06:28 PM
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ss2020$30.003/16/2011 9:35:05 AM
AntiTrustBanker$50.003/16/2011 9:46:53 AM
zeelender$25.003/16/2011 4:07:21 PM
sarisai$50.003/16/2011 12:01:51 PM
compassion-platoon$25.003/16/2011 12:02:00 PM
dg5803$25.003/16/2011 12:02:14 PM
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Arikos$50.003/16/2011 12:03:12 PM
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Cre8iveCash$25.003/16/2011 12:03:54 PM
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Lesburger$25.003/16/2011 12:06:10 PM
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JanLal$25.003/16/2011 12:06:40 PM
credit-investor5$50.003/16/2011 12:08:33 PM
TheGoodSamaritan$28.003/16/2011 12:16:44 PM
talang$25.003/16/2011 12:17:09 PM
gsd$25.003/16/2011 12:17:22 PM
Maccs55$31.303/16/2011 12:18:25 PM
hopeful-asset9$25.003/16/2011 12:18:58 PM
Caledoni$25.003/16/2011 1:10:16 PM
Dweeberkitty1$25.003/16/2011 3:22:14 PM
Seriuqs$50.003/16/2011 3:22:20 PM
cashtolendyou$30.003/16/2011 3:25:54 PM
284 Investments
 
Borrower Payment Dependent Notes Series 496555
This series of Notes was issued and sold upon the funding of the borrower loan #47943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1992 Debt/Income ratio: 55%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $78,878Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: lifesizeportions Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Inventory Loan
This is a relisting, due to verification mix-up.

My husband and I have a diet product. We had a great appearance on Home Shopping Network and we've been asked back. We need inventory funding for our next appearance. Our product:

http://www.hsn.com/infomercial/lifesize-portion-control-system-with-quick-start-guide-measuring-devices-and-wall-chart_p-6314382_xp.aspx

Website: www.lifesizeportions.com

My financial position is strong, despite the low score. My credit report is clean, but I've never carried debt, so I have little credit history.

I pay all bills timely, live frugally, employed full time in retail, earning $55K on hourly + commission.

I expect to repay this loan following our next HSN appearance.

Monthly net income: $ 4232
Monthly expenses: $ 3590
??Housing: $2250
??Insurance: $127
??Car expenses: $64
??Phone, cable, internet, utils: $353
??Food, entertainment: $368
??Clothing, household expenses $428
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why have your previous two listings been canceled? Thanks. - squarebob
A: When we started with Prosper we listed our Lifesize business account to deposit the money in. But we used my credit rating to qualify for this loan. After we raised the money, Prosper made us start again and list my account as the primary account. As we raised the money the second time, I tried to take the Lifesize bank account off our listing. Prosper then informed us that I couldn?t change anything while money was being raised, and made us start again. Frustrating, but innocent mistakes. (Mar-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/4/2011 5:03:49 PM
worthy-bid8$25.003/4/2011 5:07:13 PM
point-sasquatch$25.003/4/2011 5:08:34 PM
IIP77$25.003/5/2011 3:00:07 AM
suave-dime6$25.003/4/2011 5:06:54 PM
ryclsun$50.003/5/2011 8:36:59 AM
zorg77$25.003/5/2011 2:53:51 AM
kulender$50.003/5/2011 1:01:29 PM
lloyd_s$25.003/5/2011 1:21:42 PM
kttalamo$50.003/5/2011 9:16:17 AM
Bob450$30.003/5/2011 5:30:20 PM
squarebob$25.003/5/2011 5:58:50 PM
Cai8899$25.003/6/2011 8:42:37 AM
87Marc$25.003/5/2011 10:31:16 PM
on_your_side$25.003/6/2011 4:00:36 PM
Gibbyland$100.003/6/2011 1:36:38 PM
capital_projects_investor$25.003/7/2011 10:17:44 AM
Nerdster1$25.053/6/2011 4:15:44 PM
restless-dime$25.003/7/2011 10:33:13 AM
greencat$50.003/7/2011 7:14:47 AM
sappy02$25.003/7/2011 4:37:51 PM
loyalist1$100.003/7/2011 8:18:06 AM
ritchie70$25.003/8/2011 10:42:30 AM
rhin0cerx$50.003/8/2011 9:44:40 AM
Kaj$50.003/8/2011 12:12:14 PM
Artist_Blue$25.003/8/2011 6:01:10 AM
capital-halo1$500.003/8/2011 11:35:13 AM
reward-walnut$50.003/8/2011 4:16:29 PM
power-companion7$100.003/8/2011 10:09:00 AM
Core-Marketing$50.003/8/2011 2:12:46 PM
patriot897$25.003/8/2011 6:35:15 PM
Dalrymple$120.003/8/2011 9:52:08 PM
hobday$50.003/10/2011 6:59:04 AM
Mocaba$500.003/10/2011 5:01:05 AM
top-basis-majesty$50.003/10/2011 9:34:45 AM
ultimate-power2$25.003/10/2011 11:03:51 AM
musegaze$100.003/11/2011 6:11:31 AM
important-openness1$50.003/10/2011 4:16:35 PM
seisen$50.003/11/2011 1:20:02 AM
indomitable-dedication$50.003/11/2011 2:28:29 PM
Stozer$25.003/11/2011 10:24:19 AM
cerebral-dollar773$250.003/11/2011 8:58:36 AM
chungfang$100.003/11/2011 1:31:53 PM
JSCharter$150.003/11/2011 2:10:55 PM
kind-genuine-dough$25.003/11/2011 9:35:26 AM
logical-investment4$25.003/11/2011 8:37:38 PM
helpful-credit156$100.003/11/2011 4:30:59 PM
kind-adventurous-finance$50.003/12/2011 8:47:06 AM
PrincessGrace33$50.003/12/2011 9:06:48 AM
WakkaWakkaWakka$25.003/11/2011 10:27:16 PM
BigGuyBank$27.773/12/2011 6:21:33 PM
TWISBWM$25.003/12/2011 2:12:21 PM
cobramonkey$50.003/12/2011 2:19:13 PM
Rob717171$50.003/12/2011 7:41:38 AM
worldly-money4$100.003/12/2011 4:42:54 PM
jtc26$59.583/12/2011 5:08:19 PM
calm-agreement4$50.003/12/2011 6:18:27 PM
FoosMaster$26.773/12/2011 12:41:42 PM
2k1Toaster$288.823/12/2011 6:50:50 PM
simplelender80$150.003/4/2011 5:03:55 PM
MadHun$200.003/4/2011 5:07:06 PM
brainy-repayment5$77.503/4/2011 5:07:21 PM
commerce-renewal$100.003/4/2011 5:08:16 PM
reflective-rupee$25.333/4/2011 8:27:41 PM
jmichael23$100.003/5/2011 1:09:55 PM
purpledog18$50.003/5/2011 8:36:09 AM
asset-professor$25.003/5/2011 6:31:37 PM
CatFunded$25.003/6/2011 1:27:14 PM
realtormoises$25.003/6/2011 5:51:28 AM
soulful-truth$100.003/6/2011 5:41:55 PM
credit-coach118$25.003/6/2011 7:12:37 PM
debt-force$25.003/7/2011 5:38:51 PM
Tylerh$100.003/7/2011 7:18:50 PM
gold-blanket0$25.003/8/2011 9:25:04 AM
CA-Lender$100.003/8/2011 3:16:50 PM
108lender$200.003/9/2011 9:18:11 AM
verblender$50.003/9/2011 6:27:54 AM
cash-raccoon$25.003/9/2011 7:17:06 AM
loan-kung-fu$100.003/9/2011 5:17:39 AM
aldeed$93.323/10/2011 7:21:44 AM
chkrvrty$50.003/10/2011 4:21:24 AM
Yomain$125.003/10/2011 2:21:47 PM
rockhound84$25.003/11/2011 5:38:12 AM
Income-Scout$200.003/11/2011 7:08:10 AM
symbiosis$100.003/10/2011 7:36:24 PM
Lubava$200.003/11/2011 8:38:33 AM
KMB78$35.003/11/2011 9:41:41 AM
kindness-venture1$25.003/11/2011 7:23:22 AM
bid-caballero$25.003/11/2011 8:40:27 AM
mrsp2e$101.373/11/2011 6:03:34 PM
SecondChanceLendingSERV$25.003/11/2011 8:50:05 AM
fund-baker$100.003/11/2011 9:06:59 AM
vishal29$50.003/11/2011 10:44:52 PM
payout-banker4$25.003/12/2011 4:15:36 AM
diversification-maple1$35.323/11/2011 8:29:41 PM
famous-bill$25.003/12/2011 6:51:52 AM
Loanstou$90.423/12/2011 10:03:20 AM
thoughtful-exchange8$200.003/11/2011 7:50:22 PM
NYretire$38.753/12/2011 9:11:57 AM
rcm87$100.003/12/2011 6:30:20 AM
Easystreet$25.003/12/2011 1:41:18 PM
FeedTheMachine$100.003/12/2011 8:23:24 AM
techs$25.003/12/2011 3:42:22 PM
103 Investments
 
Borrower Payment Dependent Notes Series 496949
This series of Notes was issued and sold upon the funding of the borrower loan #47951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2006 Debt/Income ratio: Not calculated
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,725Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: Investitall Borrower's state: NewYork Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 23 ( 96% ) 620-639 (Latest)
Principal borrowed: $10,500.00< 31 days late: 1 ( 4% )  
560-579 (Jul-2008)
580-599 (May-2008)
560-579 (Apr-2008)
560-579 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Reinvest in Prosper
Purpose of loan:
This loan will be used to pay off an existing loan and reinvest in prosper.

My financial situation:
I am a good candidate for this loan because I have been a member of prosper for four years and appreciate to rules and can be trusted to make my payments on time. They will be auto deducted from my account.
I will pay off a current loan with a higher monthly payment and use the last $1000 to reinvest in prosper.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
hellasow$50.003/9/2011 9:01:02 AM
Nerdster1$30.053/9/2011 9:10:37 AM
FarmersBank$50.003/9/2011 11:42:27 AM
JGuide$50.003/9/2011 9:01:49 AM
squarebob$25.003/9/2011 9:04:15 AM
DasMula$100.003/9/2011 12:38:16 PM
houli123$100.003/9/2011 9:30:34 AM
Kash2010lu$50.003/9/2011 10:03:43 AM
CA-Lender$100.003/9/2011 2:51:32 PM
reflective-rupee$25.333/9/2011 10:42:21 AM
WZ3190$25.003/9/2011 12:56:32 PM
ac787$25.003/9/2011 6:48:54 PM
restless-dime$50.003/9/2011 10:21:41 AM
orange-rapid-benjamins$50.003/9/2011 8:32:00 PM
systematic-fairness1$65.003/9/2011 9:41:25 PM
ohmarkybaby$25.003/10/2011 12:45:54 AM
favorite-commerce$50.003/9/2011 11:33:54 AM
FarmersBank$50.003/9/2011 11:53:05 AM
zone6$46.033/9/2011 12:38:01 PM
kendigme$25.763/10/2011 2:19:38 AM
ronin4sale$25.003/10/2011 4:04:20 AM
HammerSmith$25.003/9/2011 5:13:37 PM
loanman2007$350.003/10/2011 5:44:19 AM
mikeandcat$76.093/10/2011 6:12:53 AM
investment-artist$25.013/9/2011 9:04:38 AM
zone6$100.003/9/2011 12:32:54 PM
one-midas$25.003/9/2011 9:10:48 AM
outofoffice$40.003/9/2011 9:23:14 AM
mikeandcat$100.003/9/2011 10:23:49 AM
JustMee$25.003/9/2011 3:10:44 PM
NekHoldings$25.003/9/2011 3:33:15 PM
JGuide$300.003/9/2011 11:41:54 AM
Jerrys1951$40.003/9/2011 4:54:34 PM
matthewa$25.003/9/2011 9:01:55 AM
PThor$25.003/9/2011 1:07:47 PM
five-star-note$25.003/9/2011 9:08:08 AM
vishal29$25.003/9/2011 10:24:52 PM
DasMula$100.003/9/2011 12:38:33 PM
SolarMoonshine$100.003/9/2011 6:41:31 PM
Eaglehigh$25.003/9/2011 1:46:38 PM
LuvToLend$25.513/9/2011 9:06:45 PM
velocity-owner4$50.003/9/2011 9:23:49 PM
run26miles$48.853/10/2011 5:32:14 AM
riveting-credit5$290.673/9/2011 8:59:29 PM
Finchy78$30.003/10/2011 4:15:56 AM
mikeandcat$81.703/10/2011 6:08:24 AM
46 Investments
 
Borrower Payment Dependent Notes Series 497003
This series of Notes was issued and sold upon the funding of the borrower loan #47971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1992 Debt/Income ratio: 29%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:15y 1m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,780Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: silver-hut6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements Bvlle Texas
Purpose of loan:
This loan will be used to make some renovations to my home

My financial situation:
I am a good candidate for this loan because...

I pay my debts and on time.

Monthly net income: $7,000
Monthly expenses: $5,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance 293K, value according to zillow.com: $207K which I strongly disagree, since there were 2 lots in the same street, similar size, no home on them and they were sold for $240+ each. Rental Home Mortgage balance $26.9K. Zillow.com value: $91K (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$50.003/7/2011 5:34:28 PM
DasMula$100.003/7/2011 6:29:09 PM
BxRealtor$25.003/7/2011 5:32:24 PM
radforj22$25.003/8/2011 7:22:50 AM
Tylerh$100.003/7/2011 7:17:56 PM
simplelender80$100.003/7/2011 5:35:40 PM
Tradesmanlender$100.003/7/2011 5:36:25 PM
important-ore$49.013/7/2011 5:36:44 PM
credit-coach118$100.003/7/2011 5:51:59 PM
zone6$50.003/8/2011 3:51:13 AM
Panna$25.003/8/2011 2:26:11 PM
thankful-nickel2$100.003/8/2011 3:25:08 PM
nickel-ferret$100.003/9/2011 8:49:58 AM
jdrez$25.003/9/2011 12:21:36 PM
payout-banker4$25.003/9/2011 6:03:30 PM
loanman2007$50.003/10/2011 5:39:27 AM
upbeat-investment9$200.003/10/2011 11:47:43 AM
gaiusceasar$25.003/10/2011 2:31:42 PM
CA-Lender$25.423/11/2011 1:56:34 AM
SecondChanceLendingSERV$25.003/11/2011 4:30:37 PM
treasure-widget$25.003/12/2011 10:28:32 AM
Azonic21$25.003/12/2011 9:11:57 AM
cingular$25.003/13/2011 7:57:21 PM
MadHun$200.003/14/2011 1:29:23 PM
Ripsaw4U$50.003/15/2011 2:14:43 AM
durable-investment8$35.003/14/2011 6:53:02 PM
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Havana21$25.003/15/2011 2:03:44 PM
kind-genuine-dough$50.003/15/2011 5:08:19 PM
kenji4861$25.003/16/2011 2:25:57 AM
riproaringrapids$25.003/16/2011 8:57:49 AM
Preferred-Lender$25.003/16/2011 5:21:52 PM
skuba$25.003/17/2011 1:23:53 AM
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kbodendorf$25.003/16/2011 8:43:42 PM
currency-persimmon$100.003/17/2011 9:34:22 AM
lender987654321$100.003/17/2011 12:00:17 PM
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benjo$50.003/17/2011 8:38:19 PM
hostbank$100.003/17/2011 3:41:47 PM
derec$25.003/17/2011 11:01:18 PM
Artist_Blue$25.003/18/2011 6:06:57 AM
360Winner$50.003/18/2011 9:33:45 AM
Control$25.003/18/2011 4:30:31 AM
Cai8899$40.003/18/2011 2:30:59 PM
gold-commander0$50.003/18/2011 9:54:13 AM
squarebob$50.993/18/2011 5:39:45 PM
GMPK_TLAS$50.003/19/2011 1:24:44 AM
MarinLoans$25.003/18/2011 4:37:56 PM
kulender$100.003/19/2011 2:42:19 AM
Pasagam$50.003/19/2011 9:38:14 AM
NYCFinancier$25.003/18/2011 5:43:49 PM
DDPrime$50.003/19/2011 9:43:23 AM
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thebigrig$100.003/19/2011 11:12:36 AM
mistertao$25.003/19/2011 11:36:22 AM
financial-frenzy$25.003/19/2011 3:21:19 PM
DrNano$50.003/19/2011 5:45:08 PM
brandon612$27.433/19/2011 7:50:15 AM
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w3alter$100.003/19/2011 4:56:09 PM
broker558$25.003/19/2011 5:18:54 PM
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dynrep$25.003/20/2011 3:18:03 PM
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b2m80s$30.003/20/2011 8:45:13 PM
GElender$25.003/21/2011 6:13:17 AM
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cash-backer8$50.003/20/2011 4:12:10 PM
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consulguru$150.003/20/2011 5:43:45 PM
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MoneyTree79$25.003/20/2011 7:24:39 PM
Goodlender42$25.003/21/2011 9:38:41 AM
jt88$50.003/21/2011 9:41:04 AM
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ptjg$50.003/21/2011 4:32:56 PM
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Philosonie$25.003/21/2011 10:29:39 AM
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top-investment-american$50.003/21/2011 10:31:56 AM
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gravbox$25.003/21/2011 10:33:04 AM
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larrybird$341.003/21/2011 4:47:16 PM
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chairsitter$25.003/21/2011 10:34:03 AM
Bank42$100.003/21/2011 9:40:27 AM
fair-hope$25.003/21/2011 4:32:50 PM
cathexis$25.003/21/2011 4:33:45 PM
loan-master996$50.003/21/2011 4:33:51 PM
JanLal$25.003/21/2011 4:34:45 PM
Cre8iveCash$25.003/21/2011 4:35:41 PM
velocity-solo$25.003/21/2011 4:36:20 PM
dunedin$50.003/21/2011 10:02:06 AM
powerful-finance7$25.003/21/2011 4:36:30 PM
saga9$50.003/21/2011 10:18:39 AM
agile-loan0$25.003/21/2011 10:25:00 AM
Attract$25.003/21/2011 10:25:46 AM
wizbiz717$50.003/21/2011 10:29:49 AM
vigilance-revolutionary$50.003/21/2011 10:30:56 AM
generosity-giraffe0$25.003/21/2011 10:31:51 AM
Lesburger$25.003/21/2011 10:32:11 AM
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bountiful-durability$100.003/21/2011 10:33:03 AM
PThor$25.003/21/2011 10:33:16 AM
zippy-revenue8$25.003/21/2011 1:06:28 PM
dg5803$50.003/21/2011 4:33:08 PM
gain-gourd$100.003/21/2011 4:33:38 PM
wtrboy$50.003/21/2011 4:33:43 PM
blue-principal-seagull$50.003/21/2011 4:33:56 PM
studious-bonus7$28.323/21/2011 4:35:15 PM
IIP77$25.003/21/2011 4:35:35 PM
ctgscott$25.003/21/2011 4:36:14 PM
genius520$100.003/21/2011 4:36:39 PM
melodious-fairness$100.003/21/2011 4:36:50 PM
magnetic-dedication3$25.003/7/2011 6:50:59 PM
benjamins-utopia$100.003/7/2011 5:32:46 PM
competent-p2p$35.003/7/2011 8:07:03 PM
reflective-rupee$50.333/7/2011 8:25:51 PM
organized-payment6$50.003/7/2011 5:35:51 PM
DasMula$100.003/7/2011 6:28:46 PM
Bank_Of_XL$50.003/8/2011 3:42:47 AM
power-companion7$100.003/8/2011 10:04:16 AM
worthy-bid8$100.003/8/2011 4:13:50 PM
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Preteur$25.003/9/2011 1:36:49 PM
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efficient-treasure0$25.003/11/2011 7:02:32 AM
jescowa$50.003/12/2011 5:50:14 AM
Weaverville$50.003/13/2011 5:47:13 PM
Walkingcowboy$50.003/12/2011 11:33:27 AM
eloquent-dough5$25.003/15/2011 7:03:10 PM
rate-mogul$100.003/15/2011 7:06:42 PM
leodaguy$50.003/15/2011 9:21:57 PM
enthralling-deal180$50.003/16/2011 9:53:32 AM
Gibbyland$50.003/16/2011 7:59:31 PM
important-openness1$75.003/16/2011 8:10:04 PM
wbahl$25.003/16/2011 8:12:33 PM
TikPmp1$25.003/16/2011 8:36:13 PM
bold-careful-finance$50.003/16/2011 8:36:54 PM
SBT$75.003/16/2011 8:51:29 PM
treasure-pipeline$50.003/16/2011 8:43:14 PM
a-income-rocket$50.003/17/2011 11:50:03 AM
Philolend$25.003/17/2011 6:22:57 AM
BaxterEvil$25.003/17/2011 7:48:11 PM
a-unflappable-finance$100.003/18/2011 9:37:21 AM
life-is-great$25.003/18/2011 3:04:41 PM
compassionate-dime0$50.003/18/2011 6:36:27 PM
GCInvestments$50.003/19/2011 12:54:45 AM
first-serene-credit$25.003/19/2011 8:19:41 AM
bid-computer$25.003/19/2011 9:28:21 AM
duty-windmill$75.003/19/2011 9:37:05 AM
don8ter$25.003/19/2011 9:51:03 AM
responsibility-pine$25.003/19/2011 4:57:49 AM
availableloan$25.003/18/2011 7:48:00 PM
porwestco$30.003/19/2011 6:40:04 AM
JCMC$25.003/19/2011 11:08:10 AM
palmdelino$25.003/18/2011 9:25:15 PM
ladyonthebay$25.003/19/2011 8:06:21 AM
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kind-responsible-affluence$25.003/19/2011 7:05:12 AM
wwahammy$25.003/20/2011 4:38:18 AM
Sixmil$100.003/19/2011 9:34:35 AM
blue-lucrative-rate$100.003/19/2011 10:32:22 AM
economy-cherry$30.053/20/2011 12:17:25 PM
WalnutCreekguy$50.003/20/2011 7:31:07 AM
CA-Lender$74.583/20/2011 9:28:00 AM
exciting-responsibility3$25.003/20/2011 3:21:23 PM
bigphish$50.003/19/2011 2:41:01 PM
vigilance-searcher$25.003/19/2011 3:36:08 PM
clandrummer$50.003/20/2011 5:30:41 PM
money-explorer3$25.003/20/2011 11:36:44 PM
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bdloans$50.003/20/2011 4:37:31 PM
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slartibardfast$25.003/21/2011 9:36:59 AM
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slyder61$25.003/21/2011 10:31:39 AM
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integrity-doctor$100.003/20/2011 6:44:21 PM
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dvandetta$25.003/21/2011 9:41:08 AM
money-bauble$100.003/21/2011 12:26:46 PM
georgedorn$48.833/21/2011 1:36:33 PM
MechEngLender$25.003/21/2011 9:57:29 AM
himanshuko$30.003/21/2011 7:57:02 AM
breadmanmanager$50.003/21/2011 10:22:52 AM
investment-tempo$50.003/21/2011 10:23:16 AM
LoisLoan$25.003/21/2011 4:06:57 PM
asdf9876$50.003/21/2011 4:10:58 PM
CashMoneyGNOME$25.003/21/2011 4:32:52 PM
divedude$25.003/21/2011 10:27:54 AM
BuntyBoy$50.003/21/2011 4:33:48 PM
ranstlin$25.003/21/2011 4:34:48 PM
authentic-liberty7$25.003/21/2011 10:29:00 AM
codavee$35.623/21/2011 4:35:12 PM
cash-champ0$25.003/21/2011 10:29:37 AM
friendly-market5$25.003/21/2011 4:36:43 PM
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five-star-note$50.003/21/2011 4:37:39 PM
Invest4kids$30.003/21/2011 10:32:00 AM
silver-armada$50.003/21/2011 10:32:21 AM
Nikelaos$25.003/21/2011 10:32:30 AM
durability-mad-scientist4$50.003/21/2011 10:32:46 AM
drewfus31$75.003/21/2011 4:44:25 PM
superb-funds335$25.003/21/2011 10:33:06 AM
power-collider$50.003/21/2011 10:33:11 AM
Ocean713$50.003/21/2011 8:25:35 AM
gold-sushi$25.003/21/2011 8:26:13 AM
enchanted-yield4$100.003/21/2011 11:20:57 AM
mgking007$25.003/21/2011 12:49:27 PM
p2ploan-thinker7$50.003/21/2011 1:34:31 PM
return-beeper$50.003/21/2011 9:35:19 AM
6moonbeams$50.003/21/2011 9:36:12 AM
cash-spinner$25.003/21/2011 9:36:26 AM
gracej$25.003/21/2011 9:40:54 AM
Interloper$25.003/21/2011 9:41:59 AM
Bigg_Lender$50.003/21/2011 9:47:59 AM
JandJ-Bank$48.263/21/2011 4:32:47 PM
upbeat-fund$25.003/21/2011 4:33:03 PM
income-sage9$25.003/21/2011 4:33:47 PM
comet55$25.003/21/2011 4:34:19 PM
sarisai$50.003/21/2011 4:35:21 PM
ManhattanLender$25.003/21/2011 4:36:26 PM
Fonthill$100.003/21/2011 4:36:40 PM
nalaari$25.003/21/2011 4:37:10 PM
wwwUniversal$25.003/21/2011 10:27:17 AM
akahoss$100.003/21/2011 10:31:42 AM
zbfamwl$25.003/21/2011 10:32:04 AM
mketelecom$25.003/21/2011 10:32:17 AM
Mr_Money$25.003/21/2011 10:33:02 AM
kind-resolute-dough$25.003/21/2011 10:35:20 AM
Green-Baron$25.003/21/2011 12:42:58 PM
retirementlady$25.003/21/2011 1:01:05 PM
ClearLake$25.003/21/2011 1:15:59 PM
balance-whistle7$25.003/21/2011 1:51:00 PM
MLMarine$25.003/21/2011 2:06:50 PM
smilinsam$100.003/21/2011 2:11:59 PM
Radium84$25.003/21/2011 3:37:08 PM
kegs$1,000.003/21/2011 3:56:20 PM
Techne_Funds_LLC$25.003/21/2011 4:23:35 PM
Mr_Marcus$25.003/21/2011 4:32:43 PM
astute-benjamins$25.003/21/2011 4:33:10 PM
stollcm$25.003/21/2011 4:33:32 PM
dojo2$25.003/21/2011 4:33:42 PM
williemc44$25.003/21/2011 4:33:53 PM
TheGoodSamaritan$28.003/21/2011 4:35:19 PM
p2p-renaissance7$100.003/21/2011 4:36:34 PM
commerce-renewal$100.003/21/2011 4:36:45 PM
EvalCrux$50.003/21/2011 4:37:42 PM
300 Investments
 
Borrower Payment Dependent Notes Series 497207
This series of Notes was issued and sold upon the funding of the borrower loan #47952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-09-2011 
Term: 60 months Listing End date:  Mar-22-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $252.61
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1998 Debt/Income ratio: 7%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,991Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: the-market-pinnacle Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BMG2010
Purpose of loan:
This loan will be used to...consolidate high interest rate credit cards and pay them off.

My financial situation:
I am a good candidate for this loan because...I am in a profession that is stable and always will be and that is in personal and commercial lines insurance. I have great income and also my spouse works full time as well. We always pay our bills on time and make sure we do our best to keep our credit score as high as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a detailed monthly budget of post-tax income and expense and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. - newest-funds-powerplant
A: Hello and thank you for your interest in funding our loan. Me and my spouse net around $4,400/mo post tax income including things such as 401K contributions, health insurance and life insurance. I am not quite sure exactly what details you are looking for so if you need further information please let me know. Mortgage-$706/mo, Line of Credit-Min Payment $300-we pay $600, car payment-$284.40. Electric, cell phone, phone/internet, pre-school, gas, groceries, water ($1,150/mo). Reached 500 char max (Mar-13-2011)
Q: Is it the line of credit (the one you mentioned you pay $600/month on) that you are paying off with this loan? - newest-funds-powerplant
A: With this loan we are consolidating 3 different credit cards that I pay roughly $650/mo on. The line of credit was taken out a couple of years ago to build a detached garage off our house. The interest rates on the credit cards used to only be around 8% but when the economy plummeted, the creditors jacked the rates to 18.99%. We owe $3,200 on Am Ex, $5,700 on Bank Am and $3,000 on Discover. The minimum payments are around $63-$115 but we pay way more and the balance does not seem to decrease muc (Mar-13-2011)
Q: What was the public record referenced? - carluvr33
A: Bankruptcy that was discharged in 2003. Let me explain. 13 years ago I leased a truck from Ford Motor Credit. I owned the lease for approx. 3 months and at that point i decided to go back to college. I called the dealership where I leased the vehicle from and told them my situation and they said no problem, just bring it back- it will show as a voluntary repossession and won't hurt you. I was young and didn't know. 3 years later I get a letter owing them $10,000. I am 33 now and learned a lesson (Mar-15-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.003/9/2011 5:01:31 PM
a-exponential-hope$25.003/9/2011 5:01:37 PM
DukSerduk$25.003/9/2011 5:02:44 PM
TikPmp1$100.003/9/2011 5:03:12 PM
Supernick$50.003/9/2011 5:03:52 PM
patriot897$50.003/9/2011 5:04:40 PM
reflective-rupee$25.333/9/2011 5:10:48 PM
scrappy-bonus2$25.003/9/2011 5:02:36 PM
kyomoon$50.003/9/2011 5:02:41 PM
KWarrior$50.003/9/2011 5:02:49 PM
evnagelist$50.003/10/2011 5:21:33 AM
meux99$25.003/9/2011 5:03:20 PM
Fonthill$100.003/9/2011 5:04:04 PM
UCSBGAUCHOS$100.003/10/2011 9:13:09 AM
gemoscar$100.003/10/2011 6:42:16 AM
Eric_Gagne$100.003/10/2011 7:23:27 AM
Eric_Gagne$100.003/10/2011 12:59:45 PM
KichigaiSensei$25.003/11/2011 7:30:26 AM
worthy-bid8$25.003/11/2011 10:56:19 AM
techs$25.003/12/2011 3:41:55 PM
exact-gold2$50.003/13/2011 6:06:41 AM
davisfl$100.003/14/2011 7:54:56 AM
newest-funds-powerplant$50.003/14/2011 6:46:56 AM
ScionAltera$25.003/14/2011 9:51:58 AM
Interstate_Rate$250.003/14/2011 11:06:26 AM
CA-Lender$25.003/14/2011 6:03:44 PM
secundus$25.003/14/2011 6:56:30 PM
BankOfBjoltus$50.003/15/2011 2:42:48 PM
carluvr33$50.003/15/2011 9:39:01 AM
important-ore$100.003/15/2011 10:00:14 AM
payout-detective7$50.003/15/2011 3:47:54 PM
Bank42$100.003/16/2011 1:24:53 AM
HHP$25.003/16/2011 9:35:45 AM
value-pouch$50.003/16/2011 9:46:23 AM
unclejaef$25.003/16/2011 12:12:26 PM
principal-bull$25.003/16/2011 6:40:31 PM
economy-popcorn$25.003/17/2011 6:40:58 AM
nimble-money0$25.003/17/2011 2:05:45 AM
GoingFishing$25.003/17/2011 7:39:22 AM
GoingFishing$25.003/17/2011 7:40:19 AM
Emgolda$25.003/17/2011 9:56:17 AM
currency-persimmon$100.003/17/2011 9:36:49 AM
treasure-transformer9$25.003/17/2011 10:00:09 AM
penny-finder$28.073/17/2011 12:35:15 PM
life-is-great$25.003/17/2011 10:07:13 AM
Woodworker57$25.003/17/2011 10:48:47 AM
loan-warrior$25.003/17/2011 8:12:42 PM
bradny$25.003/17/2011 3:12:50 PM
BankofBeth$25.003/17/2011 7:56:19 PM
eronyc$50.003/18/2011 11:46:17 AM
BiggestG$25.003/19/2011 12:02:13 AM
availableloan$25.003/18/2011 7:54:55 PM
important-ore$50.003/18/2011 8:26:34 PM
jscope$25.003/19/2011 9:41:45 AM
nuclearmoose$25.003/19/2011 9:41:57 AM
goat361$50.003/18/2011 5:55:57 PM
panegryst$50.003/18/2011 11:36:40 PM
FlexFunding$50.003/19/2011 9:40:23 AM
exchange-pledge$50.003/19/2011 1:12:04 PM
logical-reward8$25.003/20/2011 3:20:56 AM
JackinGreen$75.003/20/2011 7:51:42 AM
dharma1$25.003/19/2011 3:36:02 PM
supersarah61$100.003/20/2011 5:57:31 PM
vigilance-searcher$25.003/20/2011 7:24:09 PM
GodzillaLending$25.003/20/2011 12:29:43 PM
BoughtTheFarm$25.003/21/2011 8:52:23 AM
Castellan$50.003/20/2011 7:22:43 PM
authoritative-capital$25.003/21/2011 9:10:56 AM
derec$25.003/21/2011 9:40:34 AM
cyonamine$30.223/21/2011 9:50:00 AM
CASHGIRL$25.003/20/2011 12:20:36 PM
heerzaquestion$25.003/21/2011 10:25:12 AM
impartial-deal$25.003/21/2011 10:34:05 AM
Havana21$200.003/21/2011 9:56:26 AM
nekbet$54.883/21/2011 2:15:36 PM
himanshuko$30.003/21/2011 7:58:07 AM
Green-Baron$25.003/21/2011 12:48:25 PM
HumRaahee$100.003/21/2011 6:11:28 PM
Untiedshu$35.003/21/2011 3:21:26 PM
cash-merry-maker$25.003/21/2011 3:55:58 PM
Earnest_Money$29.003/21/2011 4:02:40 PM
primetime$25.003/21/2011 10:03:44 AM
GreenSun$50.003/21/2011 5:15:17 PM
commerce-renewal$100.003/21/2011 5:15:55 PM
afotherg$102.003/21/2011 5:16:09 PM
lobster$25.003/21/2011 10:55:07 AM
smilinsam$50.003/21/2011 2:13:05 PM
Aggie88$100.003/22/2011 3:40:29 AM
SkinnyFish$50.003/21/2011 2:22:13 PM
Rider$100.003/21/2011 2:54:01 PM
CreditBuilder2$200.003/21/2011 3:35:15 PM
bndlending2u$50.003/21/2011 5:15:25 PM
degster$25.003/21/2011 5:16:15 PM
gsp1885$35.003/21/2011 5:21:26 PM
saga9$50.003/21/2011 5:31:28 PM
techreseller$50.003/22/2011 6:36:41 AM
Marty_W_Cordova$2,776.383/22/2011 7:42:32 AM
thedoctor$43.043/22/2011 1:17:19 AM
alpinaut$25.003/22/2011 1:17:37 AM
IIP77$25.003/22/2011 1:28:50 AM
pilla$107.783/22/2011 6:46:10 AM
community-pipeline$25.003/9/2011 5:02:53 PM
BxRealtor$25.003/9/2011 5:04:13 PM
PThor$25.003/9/2011 5:05:33 PM
kind-resolute-dough$100.003/9/2011 5:03:08 PM
power-companion7$100.003/9/2011 5:05:42 PM
minista$25.003/9/2011 5:13:12 PM
tenacious-compassion9$25.003/10/2011 5:21:30 AM
ichibon$200.883/10/2011 1:17:32 AM
blot44$25.003/9/2011 5:02:07 PM
fantastic-openness$100.003/9/2011 5:03:44 PM
BAJMP$25.003/10/2011 11:34:10 AM
upbeat-investment9$100.003/10/2011 11:48:46 AM
Tylerh$59.383/11/2011 1:02:27 AM
efficient-treasure0$25.003/11/2011 7:00:16 AM
thankful-nickel2$100.003/10/2011 7:25:34 PM
astute-fairness0$100.003/10/2011 5:37:40 PM
MonopolyDred$25.003/11/2011 5:27:43 AM
integrity-doctor$100.003/11/2011 1:32:52 PM
Preteur$25.003/11/2011 2:31:09 PM
authoritative-capital$25.003/12/2011 4:17:20 AM
cptproton$50.003/13/2011 11:01:57 AM
bobby5832708$50.003/14/2011 7:42:10 AM
emo13$100.003/13/2011 4:22:13 PM
wwwUniversal$25.003/14/2011 9:42:06 AM
bigballer105$100.003/14/2011 9:49:00 AM
Firescreek$25.003/14/2011 1:43:18 PM
Hanalei712$50.003/15/2011 9:36:47 AM
guybyny$25.003/15/2011 2:04:59 PM
syounker$25.003/15/2011 6:04:34 PM
aquarexbi$100.003/15/2011 6:25:22 PM
vigilance-spinner3$25.003/15/2011 8:52:26 PM
Frugal$50.003/16/2011 9:36:06 AM
awwaww$39.753/16/2011 8:15:22 PM
wbahl$25.003/16/2011 8:07:59 PM
SBT$75.003/16/2011 8:51:59 PM
BzJ108$32.583/16/2011 9:34:27 PM
vutah$50.003/16/2011 9:08:44 PM
reinforced-marketplace3$200.003/17/2011 7:39:29 AM
Marathoner$25.003/17/2011 7:41:16 AM
daddypro$25.003/17/2011 12:28:54 PM
newfoundation$25.003/17/2011 12:57:55 PM
zotzot$100.443/17/2011 2:29:54 PM
syounker$25.003/17/2011 6:34:12 PM
velocity-solo$25.003/19/2011 3:48:14 AM
treasure-pipeline$25.003/19/2011 9:41:55 AM
radforj22$29.923/19/2011 3:41:14 AM
UT-Longhorn$25.003/19/2011 9:40:20 AM
BlindProphet$50.003/19/2011 9:40:27 AM
mistertao$25.003/19/2011 11:35:48 AM
adir1$40.003/19/2011 1:43:00 PM
thebigrig$100.003/19/2011 10:57:26 AM
sflash$25.003/20/2011 7:49:12 PM
balance-force$50.003/21/2011 1:01:28 AM
zippy-revenue8$25.003/20/2011 7:52:14 PM
Centaur$50.003/21/2011 9:54:48 AM
dinero-storm4$100.003/21/2011 9:55:16 AM
leeball$50.003/20/2011 2:31:04 PM
duty-accomplishment$50.003/20/2011 5:38:24 PM
vegibenz$49.573/20/2011 5:54:09 PM
RetirementMoney$25.003/20/2011 6:01:25 PM
theskippy$25.003/20/2011 8:35:30 PM
treasure-hunter270$25.003/21/2011 1:15:03 PM
goldenretriever$100.003/21/2011 9:51:58 AM
GElender$100.003/21/2011 6:02:54 AM
Algernon$27.893/21/2011 6:42:51 AM
rebeldog67$50.003/21/2011 7:10:14 AM
ujiba$35.953/21/2011 10:35:12 AM
Octavian315$35.003/21/2011 5:13:07 PM
lost-money-so-far-on-these$25.003/21/2011 5:13:55 PM
zone6$38.243/21/2011 5:15:58 PM
doopers$25.003/21/2011 6:12:31 PM
ph0rse$50.003/21/2011 2:34:29 PM
redtilapia$25.003/21/2011 3:06:01 PM
T-L-B$38.703/21/2011 4:37:58 PM
enchanted-yield4$100.003/21/2011 11:20:21 AM
damage$25.003/21/2011 6:41:03 PM
penny-zeus$100.003/21/2011 2:55:38 PM
encore06$25.003/21/2011 3:19:25 PM
NMGbank$25.003/22/2011 2:00:48 AM
platinum-platoon$25.003/21/2011 5:15:14 PM
181 Investments
 
Borrower Payment Dependent Notes Series 497239
This series of Notes was issued and sold upon the funding of the borrower loan #47931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1999 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:10y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,973Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: red-unbeatable-agreement Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rae
Purpose of loan:
This loan will be used to...
Pay off debt
My financial situation: fair
I am a good candidate for this loan because...I can make the monthly payments


Monthly net income: $1400.00
Monthly expenses: 100.00
ing: $390.00
Insurance: $108.00 mthly
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/9/2011 5:01:14 PM
JustMee$25.003/9/2011 5:11:07 PM
squarebob$25.003/9/2011 5:13:37 PM
suave-dime6$25.003/9/2011 5:03:32 PM
transformer855$25.003/9/2011 9:33:10 PM
pembull$100.003/9/2011 5:01:43 PM
power-companion7$100.003/9/2011 5:05:47 PM
Wangchuk$25.003/9/2011 5:15:42 PM
larryboy10$50.003/9/2011 6:05:47 PM
competent-p2p$101.003/9/2011 7:02:21 PM
nickel-hickory$350.003/10/2011 9:21:32 AM
loanman2007$75.003/10/2011 5:50:45 AM
loss-of-control$100.003/10/2011 5:39:43 PM
loan-kung-fu$100.003/10/2011 6:26:04 PM
nickel-hickory$50.003/11/2011 9:46:57 AM
kind-genuine-dough$25.003/11/2011 9:36:59 AM
nickel-hickory$50.003/11/2011 9:46:31 AM
nickel-hickory$50.003/11/2011 9:48:29 AM
rupee_power$27.003/11/2011 10:10:40 AM
sturdy-peace9$25.003/11/2011 8:41:03 AM
mrsp2e$100.003/11/2011 6:04:22 PM
secureincome$1,500.003/11/2011 1:20:14 PM
PeePaw$25.003/11/2011 6:09:03 PM
hopeful-truth5$50.003/11/2011 7:17:16 PM
soulful-truth$100.003/9/2011 5:04:10 PM
restless-dime$25.003/9/2011 5:04:17 PM
patriot897$25.003/9/2011 5:04:55 PM
reflective-rupee$500.333/9/2011 5:13:35 PM
SFBank$100.003/9/2011 6:21:30 PM
CA-Lender$100.003/9/2011 8:10:58 PM
DasMula$100.003/9/2011 5:18:27 PM
favorite-commerce$50.003/9/2011 6:20:50 PM
restless-dime$75.003/9/2011 7:45:26 PM
credit-guard5$25.003/9/2011 9:44:46 PM
Kash2010lu$40.003/9/2011 5:02:31 PM
DasMula$100.003/9/2011 5:05:49 PM
SolarMoonshine$100.003/9/2011 6:53:42 PM
ingenious-deal6$25.003/10/2011 2:06:59 PM
brightest-dignified-penny$25.003/10/2011 4:25:52 PM
Eric_Gagne$25.003/10/2011 12:53:03 PM
Tylerh$100.003/10/2011 6:26:02 PM
nodebt2012$25.003/10/2011 2:06:00 PM
well-mannered-income3$100.003/10/2011 6:43:10 PM
firsttouch1$300.003/10/2011 3:53:00 PM
liberty-magnate$50.003/10/2011 9:22:22 AM
shrewd-income$100.003/11/2011 6:22:06 AM
kindness-venture1$25.003/11/2011 7:23:30 AM
ready-interest9$25.003/10/2011 3:51:07 PM
nickel-hickory$50.003/11/2011 9:47:04 AM
SecondChanceLendingSERV$25.003/11/2011 9:01:41 AM
zotzot$50.443/11/2011 4:43:43 PM
WMY-Investor$100.003/11/2011 10:17:57 AM
autonomous-truth$100.003/11/2011 12:03:59 PM
helpful-credit156$100.003/11/2011 4:29:41 PM
Bob450$25.003/12/2011 3:10:47 AM
nickel-hickory$50.003/11/2011 9:46:51 AM
CashFlow13$1,650.003/12/2011 6:28:52 AM
unforgettable-market3$100.003/11/2011 10:28:51 PM
WakkaWakkaWakka$25.003/11/2011 10:42:52 PM
59 Investments
 
Borrower Payment Dependent Notes Series 497247
This series of Notes was issued and sold upon the funding of the borrower loan #47963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-10-2011 
Term: 60 months Listing End date:  Mar-21-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $362.68
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1999 Debt/Income ratio: 28%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,153Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: 401k_loan_profile Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 401k loan
Purpose of loan:
This loan will be used to...pay off a 401k loan. We took a 401k loan 3 years ago to pay for house repairs/family expenses. We would like to pay off the current 401k loan and take another one, eliminating all other debt - leaving only the 401k and Prosper loans. This would free up over $1000.00 a month.

My financial situation:
I am a good candidate for this loan because...I have been with the same employer for over 13 years. We have one car payment which will be paid off within a year. We have low monthly expenses outside of our current consumer debt.


Monthly net income: $5400.00
Monthly expenses: $4500-4700
Housing: $690.00
Insurance: $130.00
Car expenses: $347.00
Utilities: $250-300
Phone, cable, internet: $400 (including mobile, home security)
Food, entertainment: $400.00
Clothing, household expenses: $300.00 including 187.00 for HOA.
Credit cards and other loans: $1900.00
Other expenses: $200.00-300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your occupation? Thanks - RecoveryLender
A: I'm a technical lead engineer for a huge software company. I program tools and develop training and articles used for customer support, as well as beta testing software and oversight of some of the support processes. I've been with the company since 1997 and it's a pretty great place to work overall. (Mar-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe $50,797 on single mortgage (no 2nd/HELOC). It is the original 30-year fixed that I took out in 2001. Home is two-story two-bedroom townhouse. We had an appraisal 4 months ago to consider HELOC, but it appraised at $72,000. Under Texas 80% rule on HELOC we would only be able to get about $3-4k after closing costs. Our lender didn?t want to do a HELOC that small. Zillow shows others in our complex listing in the low 90k range, but the last actual sale there was for $78,000. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/10/2011 9:04:47 AM
enchanted-yield4$100.003/10/2011 9:05:55 AM
113121$55.003/10/2011 9:32:58 AM
competent-p2p$30.003/10/2011 11:04:57 AM
CA-Lender$100.003/10/2011 9:05:32 AM
DasMula$100.003/10/2011 9:07:45 AM
CreditBuilder2$50.003/10/2011 3:00:24 PM
auction-seeker$25.003/10/2011 5:28:25 PM
joelsar$30.003/10/2011 1:14:53 PM
simplelender80$100.003/10/2011 9:03:26 AM
nickel-ferret$100.003/10/2011 9:04:59 AM
JustMee$25.003/11/2011 5:10:54 AM
SecondChanceLendingSERV$25.003/11/2011 9:45:48 AM
loanman2007$200.003/11/2011 12:12:23 PM
radforj22$25.003/11/2011 10:16:53 AM
jescowa$50.003/12/2011 5:51:23 AM
techs$25.003/12/2011 3:41:28 PM
chameleon125$25.003/13/2011 6:38:31 AM
NJournalist$25.003/14/2011 5:57:05 PM
brightest-dignified-penny$25.003/15/2011 4:40:28 PM
economy-popcorn$25.003/15/2011 10:37:06 PM
leodaguy$50.003/15/2011 9:22:28 PM
Sealion$50.003/16/2011 8:00:28 AM
Tradesmanlender$35.003/16/2011 9:10:13 AM
important-openness1$75.003/16/2011 8:04:51 PM
TeaHouseFinance$25.003/17/2011 1:51:15 PM
worthy-bid8$50.003/17/2011 3:36:23 PM
FinanceEngine$30.003/17/2011 3:55:37 PM
economy-caper9$25.003/17/2011 10:41:29 AM
lasalle123$50.003/17/2011 7:19:35 PM
haryassman$25.003/18/2011 10:56:52 AM
orange-preeminant-bill$40.973/19/2011 3:30:22 AM
Sonihal$290.653/19/2011 10:07:57 AM
simiray$25.003/19/2011 8:02:41 AM
1phantom$25.003/19/2011 10:12:45 AM
treasure-bliss$50.003/19/2011 3:09:35 AM
w3alter$100.003/19/2011 4:56:26 PM
loot-heart$25.003/19/2011 11:01:37 PM
valiant-money$25.003/21/2011 9:05:02 AM
money-surge1$50.003/20/2011 10:47:08 AM
credit-scout7$50.003/21/2011 8:07:09 AM
HamachiMan$50.003/20/2011 4:27:06 PM
Whitewater_Loans$51.893/21/2011 11:31:08 AM
special-rupee$25.003/21/2011 11:35:24 AM
mgking007$25.003/21/2011 12:52:39 PM
smilinsam$100.003/21/2011 2:12:33 PM
power-secret-agent$25.003/21/2011 10:08:19 AM
Jim33$25.003/21/2011 2:26:44 PM
GElender$100.003/21/2011 2:42:45 PM
ore-historian5$50.003/21/2011 10:20:58 AM
redtilapia$25.003/21/2011 3:50:22 PM
knowledgeable-finance7$100.003/21/2011 4:45:01 PM
dollardave$100.003/21/2011 11:46:24 AM
thebigrig$300.003/21/2011 12:12:42 PM
shrewd-income$175.003/21/2011 12:31:44 PM
John_Galt$44.003/21/2011 5:27:10 PM
generosity-pizza$25.003/21/2011 9:35:26 AM
revenue-achievement$25.003/21/2011 1:41:19 PM
squarebob$100.003/21/2011 6:55:08 PM
WMY-Investor$100.003/21/2011 9:50:57 AM
SFBank$50.003/21/2011 7:00:37 PM
credit-paddle4$30.003/21/2011 7:06:39 PM
exchange-synapse$100.003/21/2011 7:13:50 PM
well-mannered-income3$50.003/21/2011 7:20:57 PM
felicity-mermaid$25.003/21/2011 7:40:02 PM
saga9$50.003/21/2011 10:19:14 AM
worlds-best-worth2$100.003/21/2011 7:56:34 PM
UAVDave$100.003/21/2011 9:51:15 PM
all_of_that_one$25.003/21/2011 5:12:08 PM
platinum-scientist9$100.003/21/2011 10:36:01 AM
Kyileo$25.003/21/2011 12:37:12 PM
jcw3rd$25.003/21/2011 6:09:40 PM
Jazzy503$25.013/21/2011 12:54:56 PM
cerebral-dollar773$250.003/21/2011 7:17:02 PM
justasoldier$50.003/21/2011 7:55:36 PM
vishal29$25.003/21/2011 9:56:07 PM
justasoldier$50.003/21/2011 10:00:32 PM
EretzCapital$100.003/21/2011 10:27:59 PM
chas$303.033/21/2011 7:21:06 PM
thrifty-capital$25.003/21/2011 7:25:15 PM
calkidd05$26.003/21/2011 8:46:47 PM
GreatReturnForYou$30.253/21/2011 9:23:01 PM
True-Patriot$25.003/21/2011 10:16:58 PM
Wangchuk$25.003/10/2011 9:06:03 AM
Bank_Of_XL$100.003/10/2011 1:58:08 PM
power-companion7$100.003/10/2011 9:05:18 AM
zotzot$100.443/10/2011 9:13:51 AM
reflective-rupee$500.333/10/2011 9:03:34 PM
BxRealtor$25.003/11/2011 8:06:12 AM
efficient-treasure0$25.003/11/2011 7:04:34 AM
fund-baker$100.003/11/2011 9:17:53 AM
platinum-cargo$100.003/12/2011 5:53:20 PM
treasure-widget$25.003/12/2011 10:29:10 AM
one-midas$25.003/12/2011 9:39:52 PM
Weaverville$25.003/13/2011 5:50:27 PM
Walkingcowboy$50.003/14/2011 7:53:39 AM
important-ore$100.003/14/2011 10:12:36 AM
113121$1,000.003/14/2011 6:53:20 PM
realtormoises$25.003/15/2011 5:36:38 AM
Ripsaw4U$50.003/15/2011 5:00:16 PM
magnetic-dedication3$25.003/15/2011 8:26:05 PM
kenji4861$25.003/16/2011 2:27:20 AM
wbahl$25.003/16/2011 8:13:01 PM
bentonlending$50.003/16/2011 6:30:21 PM
suave-dime6$25.003/17/2011 3:14:57 AM
ghinga$30.003/17/2011 4:48:48 AM
currency-persimmon$100.003/17/2011 9:35:34 AM
hostbank$100.003/17/2011 3:42:07 PM
brainy-repayment5$75.003/17/2011 4:22:05 PM
loyalty-sherpa$25.003/17/2011 4:31:57 PM
GoingFishing$25.003/18/2011 4:38:23 AM
rinyt$25.003/17/2011 6:47:59 PM
jlendog$50.003/18/2011 9:34:55 AM
a-unflappable-finance$100.003/18/2011 9:38:44 AM
cingular$25.003/18/2011 3:05:13 PM
360Winner$50.003/18/2011 9:34:08 AM
350DGRZ$25.003/18/2011 9:32:26 PM
GCInvestments$50.003/19/2011 1:02:12 AM
Pitufo$25.003/18/2011 6:41:07 PM
GMPK_TLAS$50.003/19/2011 1:25:21 AM
enthralling-deal180$50.003/19/2011 12:05:06 AM
cjames84$25.003/19/2011 5:02:26 AM
AKK1980$50.003/19/2011 7:32:44 PM
loss-of-control$200.003/20/2011 9:54:11 AM
thebigrig$100.003/19/2011 11:12:59 AM
squarebob$50.333/20/2011 3:28:50 PM
jdrez$25.003/21/2011 8:23:35 AM
lender-inc$33.523/21/2011 9:21:52 AM
rockhound84$25.003/20/2011 8:28:24 PM
debt-force$25.003/21/2011 8:23:13 AM
heerzaquestion$50.003/21/2011 10:26:54 AM
RB_Double-A_Bravo$25.003/21/2011 9:19:53 AM
Smallbear$25.003/21/2011 11:34:12 AM
money-bauble$100.003/21/2011 12:32:32 PM
malomar66$50.003/21/2011 12:55:56 PM
bosloan26$45.003/21/2011 2:18:29 PM
secureincome$2,000.003/21/2011 10:30:55 AM
vigilance-searcher$25.003/21/2011 11:06:11 AM
VonAp$50.003/21/2011 11:32:19 AM
credit-missile$100.003/21/2011 5:44:00 PM
jybank$50.003/21/2011 1:56:12 PM
profitable-money$25.003/21/2011 6:04:05 PM
mcgovern2024$50.003/21/2011 6:44:58 PM
CreditBuilder2$100.003/21/2011 3:38:32 PM
Reliance_Banker$25.003/21/2011 7:29:04 PM
Murdex$100.003/21/2011 4:54:35 PM
MadHun$200.003/21/2011 10:33:19 AM
zooom7$50.003/21/2011 5:40:49 PM
investtor$25.003/21/2011 11:49:35 AM
doopers$25.003/21/2011 6:19:39 PM
bonus-seahorse$100.003/21/2011 12:54:14 PM
proper-deal6$50.003/21/2011 1:06:59 PM
nybanker85$50.003/21/2011 7:14:58 PM
RyanM561$25.003/21/2011 2:25:22 PM
1traveler$25.003/21/2011 7:30:21 PM
Zoomzoom22$60.003/21/2011 8:52:00 PM
ore-dojo$50.003/21/2011 9:01:43 PM
Green-Baron$25.003/21/2011 9:04:05 PM
wrchism$25.003/21/2011 9:16:23 PM
mpatrick$25.003/21/2011 5:39:36 PM
credit-bliss8$45.003/21/2011 6:16:58 PM
salegalaxy$25.003/21/2011 7:15:59 PM
credit-observatory$25.003/21/2011 7:18:28 PM
unfixer$25.003/21/2011 7:23:12 PM
wirebutterfly$100.003/21/2011 9:31:54 PM
EretzCapital$63.583/21/2011 10:28:14 PM
166 Investments
 
Borrower Payment Dependent Notes Series 497329
This series of Notes was issued and sold upon the funding of the borrower loan #48013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $402.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 49 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,384Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: new-foxy-penny Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Biz Owner
Purpose of loan:
This loan will be used to...grow my business.

My financial situation:
I am a good candidate for this loan because...stability, solid history, good credit, business continues to trend upward.


Monthly net income: $9,600
Monthly expenses: $4,545
Housing: $1,250
Insurance: $190.00
Car expenses: $450
Utilities: $140
Phone, cable, internet: $90
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $1,100
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your business? Website? How many years in operation? - Income-Scout
A: Any Lab Test Now of Sarasota, www.anylabtestnow.com/sarasota, 2 years (Mar-11-2011)
Q: Please describe your business and provide a website, if available. Thank you. - orange-impartial-asset
A: Professional, cost-effective and convenient lab testing. No appointment necessary and all results are confidential. Most results in 24-48 hours. Blood tests, Drug screens, DNA / Paternity tests, STD / HIV tests, Wellness tests, Male test panels, Female test panels, Employer Solutions. No Doctor Order Required, No Appointment Necessary, No Insurance Required, Discreet and Confidential, CLIA Certified Laboratories. Website: www.anylabtestnow.com/sarasota (Mar-12-2011)
Q: Also, how will the funds be used to grow your business? - orange-impartial-asset
A: We have approval to provide mobile blood draws, and the capital will be used to develop/implement these services, which will create flexibility in our business model and add an additional revenue stream. (Mar-12-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $192,000 2. $130,000 (Mar-14-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/10/2011 9:04:16 AM
simplelender80$150.003/10/2011 9:02:01 AM
CA-Lender$100.003/10/2011 9:05:36 AM
reflective-rupee$250.333/10/2011 9:09:58 PM
kind-genuine-dough$25.003/11/2011 9:37:03 AM
Tylerh$100.003/11/2011 4:15:47 PM
Bob450$25.003/13/2011 9:01:14 AM
Interstate_Rate$100.003/14/2011 10:57:29 AM
Nerdster1$25.053/14/2011 4:08:35 PM
RMB-Investments$50.003/15/2011 8:54:32 AM
worthy-bid8$25.003/15/2011 10:00:52 AM
gentle-coin$25.003/15/2011 8:04:16 PM
HHP$100.003/16/2011 9:34:33 AM
AntiTrustBanker$25.003/16/2011 9:55:15 AM
MadHun$100.003/16/2011 8:28:12 PM
wbahl$25.003/16/2011 8:10:13 PM
SBT$25.003/16/2011 8:52:28 PM
life-is-great$25.003/17/2011 10:08:07 AM
credit-fox3$25.003/17/2011 6:23:50 AM
zotzot$25.443/17/2011 3:09:00 PM
tnjohnso$25.003/17/2011 9:16:23 PM
Kaj$50.003/17/2011 4:15:38 PM
Artist_Blue$25.003/18/2011 3:07:01 PM
return-beeper$50.003/18/2011 9:32:51 AM
sweetlan$25.003/18/2011 2:01:15 PM
irrelevant$25.003/19/2011 2:48:28 AM
seisen$50.003/19/2011 11:35:21 AM
inspiring-reward$100.003/20/2011 3:16:17 AM
randsenterprise$25.003/19/2011 8:51:50 AM
w3alter$100.003/19/2011 4:51:13 PM
economy-producer$25.003/19/2011 9:57:01 AM
money-surge1$50.003/20/2011 10:47:10 AM
rupee-tuba$50.003/19/2011 8:42:24 PM
orange-preeminant-bill$50.003/21/2011 8:23:50 AM
flexible-diversification9$50.003/20/2011 10:37:28 AM
onecooldrink$25.003/21/2011 11:02:19 AM
bnlforever$25.003/20/2011 7:51:01 PM
Smallbear$25.003/21/2011 11:35:48 AM
terrific-p2ploan$25.003/21/2011 9:19:38 AM
enchanted-yield4$500.003/21/2011 5:30:24 PM
saga9$50.003/21/2011 5:31:34 PM
treasure-hunter270$25.003/21/2011 1:32:56 PM
mcgovern2024$25.003/21/2011 6:41:42 PM
asset-bada-bing$25.003/21/2011 7:27:27 PM
bsmtloan$100.003/21/2011 8:48:23 PM
secureincome$940.003/21/2011 10:31:26 AM
LaveenFinancial$25.003/21/2011 6:01:03 PM
well-mannered-income3$25.003/21/2011 7:14:52 PM
deal-financier0$150.003/21/2011 7:15:02 PM
genius520$100.003/22/2011 2:38:56 AM
RyanM561$25.003/21/2011 2:26:58 PM
sage4$25.003/21/2011 2:40:51 PM
AAAInvestments$25.003/21/2011 4:01:00 PM
glroark$100.003/21/2011 8:42:04 PM
flwah$25.003/22/2011 1:58:02 AM
Rdodson11$25.003/22/2011 8:26:35 AM
monstersdad$40.983/22/2011 8:26:40 AM
payout-banker4$25.003/22/2011 8:31:27 AM
Belvidere82$150.003/22/2011 8:36:54 AM
transaction-animal8$25.003/22/2011 5:21:28 AM
rzlender$25.003/22/2011 6:26:47 AM
radforj22$25.003/22/2011 6:36:04 AM
exchange-synapse$100.003/21/2011 7:17:33 PM
selfmademan$25.003/22/2011 6:46:11 AM
davlbrwn$29.363/22/2011 9:32:56 AM
american-investor$25.003/22/2011 9:36:28 AM
Zoomzoom22$100.023/21/2011 8:43:49 PM
Q9-X3$42.893/22/2011 8:24:34 AM
GElender$25.003/22/2011 8:29:46 AM
payment-gusto$25.003/22/2011 2:29:20 AM
visionary-currency$50.003/22/2011 8:26:21 AM
Sixmil$50.003/22/2011 5:08:59 PM
shur$25.003/22/2011 5:10:41 PM
Yomain$125.003/22/2011 5:11:01 PM
ryanplays311$25.003/22/2011 9:06:08 AM
accelerator1$50.003/22/2011 1:40:11 PM
famous-bill$25.003/22/2011 2:37:32 PM
worldly-rate3$50.003/22/2011 9:33:03 AM
Trevor_C$25.003/22/2011 9:35:51 AM
Reliance_Banker$25.003/22/2011 3:59:56 PM
musegaze$100.003/22/2011 5:02:00 PM
gain-gourd$50.003/22/2011 5:03:40 PM
greatwhiteninja$50.003/22/2011 5:10:37 PM
OCedHrt$25.003/22/2011 1:06:09 PM
hope-hickory$25.003/22/2011 5:03:36 PM
PThor$25.003/22/2011 5:10:53 PM
ingenious-deal6$25.003/10/2011 2:07:04 PM
ready-interest9$25.003/10/2011 3:53:43 PM
competent-p2p$101.003/10/2011 11:02:53 AM
JustMee$25.003/10/2011 5:14:41 PM
patriot897$25.003/10/2011 6:26:04 PM
thelovebug$100.003/10/2011 9:05:10 AM
SecondChanceLendingSERV$25.003/11/2011 9:35:09 AM
soulful-truth$100.003/11/2011 10:57:18 AM
unforgettable-market3$100.003/11/2011 11:38:08 PM
BansirOfBabylon$25.003/11/2011 6:01:07 PM
rcm87$100.003/12/2011 6:31:59 AM
loyalist1$100.003/14/2011 4:41:12 PM
capital_projects_investor$25.003/14/2011 5:25:15 PM
worldly-money4$150.003/14/2011 2:34:03 PM
reward-adventure$50.003/15/2011 4:57:42 AM
Wellman$50.003/15/2011 4:02:38 AM
leodaguy$25.003/15/2011 9:24:09 PM
Jack55304$125.003/16/2011 8:46:57 AM
Ocean713$50.003/16/2011 3:37:09 PM
important-openness1$75.003/16/2011 7:34:48 PM
Comoparklender$50.003/16/2011 8:37:36 PM
treasure-pipeline$50.003/16/2011 8:42:47 PM
kulender$100.003/18/2011 2:09:43 AM
360Winner$50.003/18/2011 9:34:40 AM
minddoc$25.003/18/2011 4:46:12 PM
PRGuyinVA$25.003/18/2011 2:46:30 PM
GCInvestments$50.003/19/2011 1:01:33 AM
the-profit-oracle$25.003/19/2011 3:09:12 AM
treasure-bliss$50.003/19/2011 3:09:37 AM
jubilant-agreement0$25.003/19/2011 9:59:41 AM
gold-blanket0$25.003/19/2011 11:34:20 AM
hope-equation$50.003/19/2011 1:52:06 PM
rvfbroker$25.003/19/2011 2:16:05 PM
Weaverville$25.003/20/2011 7:37:33 AM
financial-frenzy$25.003/19/2011 3:21:05 PM
runner262$25.003/19/2011 10:21:25 PM
ThatDanGuy$50.003/20/2011 2:06:33 PM
BanqueDeFrance$50.003/19/2011 2:08:26 PM
imlosttoo$25.003/21/2011 11:06:23 AM
squarebob$25.333/21/2011 11:27:50 AM
djmjkelso$30.003/21/2011 11:47:07 AM
diverse2$25.003/21/2011 12:51:05 PM
luann199$39.033/21/2011 1:55:13 PM
platinum-scientist9$25.003/21/2011 10:29:56 AM
money-bauble$100.003/21/2011 12:31:12 PM
klend4$50.003/21/2011 12:31:49 PM
moola-pillow$50.003/21/2011 12:46:15 PM
impartial-deal$25.003/21/2011 9:29:48 AM
smilinsam$75.003/21/2011 2:15:06 PM
coloradoadam$28.003/21/2011 7:12:30 PM
drg6289$25.003/21/2011 8:02:08 PM
calkidd05$26.003/21/2011 8:47:41 PM
abnvette$25.003/21/2011 10:06:54 PM
the-yield-surfer$50.003/21/2011 11:52:55 PM
malomar66$40.003/21/2011 12:57:16 PM
beakerfish$50.003/21/2011 6:47:50 PM
asiaratt$50.003/22/2011 2:21:04 AM
nybanker85$50.003/21/2011 7:12:34 PM
mues83$25.973/21/2011 2:38:41 PM
Maetryx$34.983/21/2011 7:35:44 PM
contract-high-five$34.873/21/2011 8:10:59 PM
EL_Papin$100.003/22/2011 6:09:02 AM
bradania$25.003/22/2011 8:23:59 AM
108lender$100.003/22/2011 8:25:03 AM
VAGweilo$50.003/22/2011 8:25:22 AM
PatRichi$25.003/22/2011 8:25:33 AM
liberty-society5$25.003/22/2011 8:27:18 AM
copper$47.903/22/2011 8:33:18 AM
social-conductor4$25.003/22/2011 8:36:02 AM
trapperdc$100.003/22/2011 8:44:59 AM
compsciman$43.493/22/2011 8:24:32 AM
nicklds$25.003/22/2011 9:57:30 AM
orderly-leverage$100.003/22/2011 8:25:32 AM
Trimalchio12$25.003/22/2011 8:27:36 AM
graceful-investment$67.443/22/2011 8:28:12 AM
new-social-economist$42.833/22/2011 8:34:25 AM
desertoasis$25.003/22/2011 10:36:29 AM
FeedTheMachine$94.213/22/2011 2:18:22 AM
missing-link$25.003/22/2011 2:29:10 AM
jwm$25.003/22/2011 5:21:03 AM
VeteranLender$39.663/22/2011 8:01:35 AM
liberty-destiny3$25.003/22/2011 10:04:04 AM
peace-saber0$25.003/22/2011 8:24:18 AM
joshua18$25.003/22/2011 5:11:00 PM
Easystreet$25.003/22/2011 8:33:31 AM
finance-mushroom$100.003/22/2011 8:35:20 AM
justice-economist$25.003/22/2011 8:51:16 AM
credible-balance6$25.003/22/2011 11:47:31 AM
sevenbridges$117.563/22/2011 2:44:27 PM
gamesetmatchmu03$25.003/22/2011 12:20:56 PM
revenue-officer36$27.703/22/2011 5:02:29 PM
jga516$25.003/22/2011 5:09:52 PM
be_wise$25.003/22/2011 5:10:35 PM
Perksunlimited$50.003/22/2011 5:10:57 PM
180 Investments
 
Borrower Payment Dependent Notes Series 497341
This series of Notes was issued and sold upon the funding of the borrower loan #47934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 60 months Listing End date:  Mar-22-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $253.89
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1988 Debt/Income ratio: 21%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,299Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: unabashed-economy4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs
Purpose of loan:
This loan will be used to repair items in our home

My financial situation:
I am a good choice for this loan because I a always pay on time and will be putting the funds to good use.


Monthly net income: $5600
Monthly expenses: $
Housing: $2000
Insurance: $151
Car expenses: $600
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $1200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total Mortgage Balance is 364,500; Market Value based on Zillow $289,000 (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/10/2011 9:02:02 AM
CA-Lender$100.003/10/2011 9:05:37 AM
beakerfish$100.003/10/2011 6:52:49 PM
patriot897$25.003/10/2011 7:32:54 PM
KarlMarx$25.003/11/2011 7:41:35 AM
SecondChanceLendingSERV$25.003/11/2011 9:14:23 AM
kind-genuine-dough$25.003/11/2011 9:37:04 AM
tnjohnso$25.003/11/2011 3:46:27 PM
soulful-truth$100.003/11/2011 5:26:15 PM
suave-dime6$25.003/13/2011 3:42:41 PM
worldly-money4$150.003/14/2011 2:34:04 PM
RMB-Investments$50.003/15/2011 8:54:34 AM
HHP$100.003/16/2011 9:34:36 AM
AntiTrustBanker$25.003/16/2011 9:55:17 AM
Comoparklender$50.003/16/2011 8:37:37 PM
treasure-pipeline$50.003/16/2011 8:42:49 PM
SBT$25.003/16/2011 8:52:29 PM
loyalist1$100.003/17/2011 4:03:45 PM
kulender$54.973/18/2011 2:09:48 AM
sweetlan$25.003/18/2011 2:01:17 PM
randsenterprise$25.003/19/2011 8:51:52 AM
GCInvestments$50.003/19/2011 1:01:34 AM
Artist_Blue$25.003/19/2011 9:48:01 AM
rvfbroker$25.003/19/2011 2:16:06 PM
economy-producer$25.003/19/2011 9:57:02 AM
financial-frenzy$25.003/19/2011 3:21:05 PM
irrelevant$25.003/19/2011 2:48:30 AM
w3alter$100.003/19/2011 4:51:14 PM
money-surge1$50.003/20/2011 10:47:12 AM
rupee-tuba$50.003/19/2011 8:42:25 PM
ThatDanGuy$50.003/20/2011 2:06:34 PM
zorg77$25.003/20/2011 10:29:04 PM
ds5184$25.003/21/2011 4:40:07 PM
smilinsam$50.003/21/2011 2:16:03 PM
nybanker85$50.003/21/2011 7:15:00 PM
exchange-synapse$100.003/21/2011 7:17:43 PM
money-bauble$50.003/21/2011 12:38:53 PM
jwm$25.003/22/2011 5:21:04 AM
calkidd05$26.003/21/2011 8:46:21 PM
radforj22$25.003/22/2011 6:36:05 AM
Shining-Star$25.003/21/2011 9:41:38 PM
wattboy$31.753/22/2011 6:50:08 AM
asiaratt$50.003/22/2011 2:21:08 AM
payment-gusto$25.003/22/2011 8:34:33 AM
saga9$50.003/21/2011 5:31:34 PM
LaveenFinancial$25.003/21/2011 6:01:05 PM
transaction-animal8$25.003/22/2011 5:21:29 AM
adventurous-commerce$25.003/22/2011 6:09:02 AM
farmn$25.003/21/2011 7:19:14 PM
flwah$25.003/22/2011 9:18:21 AM
best-listing-toro$25.003/22/2011 7:11:33 AM
drg6289$25.003/21/2011 8:02:09 PM
musegaze$120.003/22/2011 9:42:15 AM
mpatrick$25.003/22/2011 10:23:40 AM
JohnWS$75.003/22/2011 10:53:46 AM
zone6$92.083/22/2011 3:42:27 AM
worldly-money4$300.003/22/2011 12:28:15 PM
ryanplays311$25.003/22/2011 9:06:09 AM
worldly-rate3$50.003/22/2011 9:33:05 AM
rzlender$25.003/22/2011 6:26:48 AM
genius520$100.003/22/2011 4:42:07 PM
attractive-fund$59.433/22/2011 7:50:07 AM
gold-blanket0$25.003/22/2011 8:30:17 AM
hopeful-asset9$25.003/22/2011 5:11:13 PM
Jethro12$25.003/22/2011 5:11:30 PM
Cai8899$25.003/22/2011 5:11:47 PM
head$25.003/22/2011 8:34:19 AM
he-shoots-he-scores$42.003/22/2011 5:29:21 PM
OCedHrt$25.003/22/2011 1:06:13 PM
Lam0nt$25.003/22/2011 5:32:54 PM
whartonmba$25.003/22/2011 5:33:37 PM
Nikelaos$30.003/22/2011 5:33:43 PM
symbiosis$100.003/22/2011 5:11:11 PM
point-sasquatch$25.003/22/2011 5:11:58 PM
Miklot$25.003/22/2011 5:28:37 PM
established-treasure875$25.003/22/2011 5:29:13 PM
xzec777$25.003/22/2011 5:29:18 PM
DreamsDoComeTrue$50.003/22/2011 5:30:22 PM
topper480$50.003/22/2011 5:32:10 PM
worthy-bid8$25.003/22/2011 5:01:37 PM
108lender$200.003/22/2011 5:02:56 PM
Sixmil$50.003/22/2011 5:09:01 PM
worthy-truth$25.003/22/2011 5:30:17 PM
indomitable-dedication$50.003/22/2011 5:30:36 PM
Invest4kids$30.003/22/2011 5:32:56 PM
1phantom$25.003/22/2011 5:33:40 PM
payout-banker4$25.003/22/2011 5:34:02 PM
finagler$25.003/22/2011 5:34:30 PM
mrsp2e$100.003/10/2011 12:09:06 PM
thelovebug$100.003/10/2011 9:05:10 AM
Kash2010lu$25.003/10/2011 9:56:05 AM
competent-p2p$30.003/10/2011 11:02:32 AM
ingenious-deal6$25.003/10/2011 2:07:05 PM
rcm87$100.003/12/2011 6:32:01 AM
Wellman$50.003/15/2011 4:02:41 AM
reward-adventure$50.003/15/2011 4:57:45 AM
leodaguy$25.003/15/2011 9:24:10 PM
Bob450$30.003/15/2011 5:27:14 PM
Jack55304$125.003/16/2011 8:46:58 AM
life-is-great$25.003/17/2011 10:08:09 AM
return-beeper$50.003/18/2011 9:32:52 AM
360Winner$50.003/18/2011 9:34:41 AM
PRGuyinVA$25.003/18/2011 2:46:31 PM
minddoc$25.003/18/2011 4:46:13 PM
jubilant-agreement0$25.003/19/2011 9:59:42 AM
hope-equation$50.003/19/2011 1:52:07 PM
runner262$25.003/19/2011 10:21:26 PM
Weaverville$25.003/20/2011 7:37:34 AM
flexible-diversification9$50.003/20/2011 10:37:34 AM
return-pumpkin7$25.003/21/2011 10:11:22 AM
imlosttoo$25.003/21/2011 11:06:24 AM
payout-bridge$100.003/21/2011 12:59:57 PM
briskdevl07$25.003/21/2011 10:23:42 AM
MadHun$100.003/21/2011 4:37:18 PM
platinum-scientist9$25.003/21/2011 10:30:46 AM
treasure-bliss$50.003/21/2011 8:23:44 AM
Green-Baron$25.003/21/2011 12:46:50 PM
RyanM561$25.003/21/2011 2:25:49 PM
UAVDave$100.003/21/2011 9:57:37 PM
vigilance-searcher$25.003/21/2011 11:04:32 AM
diverse2$25.003/21/2011 12:51:06 PM
moola-pillow$25.003/21/2011 6:48:20 PM
the-profit-oracle$25.003/22/2011 2:19:41 AM
Maetryx$34.983/21/2011 7:36:23 PM
AF-Chief$50.003/22/2011 7:29:17 AM
Rogesparkguy$25.003/22/2011 8:02:37 AM
orange-preeminant-bill$50.003/22/2011 2:30:13 AM
mcgovern2024$25.003/21/2011 6:41:44 PM
the-yield-surfer$100.003/21/2011 11:38:51 PM
important-openness1$50.003/22/2011 8:26:13 AM
liberty-destiny3$25.003/22/2011 10:04:09 AM
melodious-openness$201.733/22/2011 5:58:31 AM
investment-party$100.003/22/2011 6:24:18 AM
american-investor$25.003/22/2011 9:36:31 AM
Reliance_Banker$25.003/22/2011 4:00:18 PM
PatRichi$25.003/22/2011 4:12:37 PM
BuckeyeBanker$27.503/22/2011 6:58:02 AM
green-wampum-titan$30.003/22/2011 7:09:13 AM
worldly-rate3$25.003/22/2011 9:47:57 AM
desertoasis$30.003/22/2011 10:36:42 AM
Gibbyland$100.003/22/2011 5:11:31 PM
wwwUniversal$25.003/22/2011 5:11:53 PM
admirable-basis1$25.003/22/2011 10:53:43 AM
credible-balance6$25.003/22/2011 11:47:31 AM
leverage-holly$25.003/22/2011 5:28:46 PM
compassion-paladin042$25.003/22/2011 5:29:28 PM
newest-inspiring-power$25.003/22/2011 5:30:19 PM
Dubbs360$25.003/22/2011 5:30:53 PM
finance-scout2$50.003/22/2011 5:32:49 PM
five-star-note$25.003/22/2011 5:33:04 PM
Turtlebear44$50.003/22/2011 5:33:19 PM
note-sphinx$50.003/22/2011 5:33:42 PM
visionary-currency$50.003/22/2011 5:03:17 PM
Ocean713$50.003/22/2011 5:10:45 PM
chkrvrty$50.003/22/2011 5:11:10 PM
reward-walnut$50.003/22/2011 5:11:14 PM
Lender0424$50.003/22/2011 5:29:16 PM
DonaldColorado$50.003/22/2011 5:29:25 PM
DreDub$50.003/22/2011 5:30:25 PM
DDHMoney$25.003/22/2011 5:30:58 PM
Fonthill$50.003/22/2011 5:33:49 PM
famous-bill$25.003/22/2011 2:37:33 PM
Yomain$95.043/22/2011 5:11:07 PM
rhin0cerx$50.003/22/2011 5:11:33 PM
Jloaner$25.003/22/2011 5:29:11 PM
chungfang$100.003/22/2011 5:30:34 PM
moneyismyshot$25.003/22/2011 5:31:27 PM
durability-mad-scientist4$50.003/22/2011 5:33:41 PM
168 Investments
 
Borrower Payment Dependent Notes Series 497629
This series of Notes was issued and sold upon the funding of the borrower loan #47987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1965 Debt/Income ratio: 8%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 6Length of status:5y 4m
Amount delinquent: $1,266 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,630Stated income:$50,000-$74,999
Delinquencies in last 7y: 38 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: loan-enlistment6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
parcel31
Purpose of loan:
This loan will be used to...
consolidate bills and improve my credit

My financial situation:
I am a good candidate for this loan because...
I have been at the same organization (Girl Scouts of the USA) for the past five years, and I plan to be there for at least a few years later. I have been promoted twice. I am actively trying to improve my credit. I made some mistakes in the past, but I pay my bills, have lived in the same spot for more than 9 years and I am very stable. I am looking to get a good loan that I will use to pay off some debt and build my financial future. When I saw my last credit report, I saw three marks, and I made payment arrangements with all of them. I hope to have them off my record this summer and I hope my credit score will move into the good section. I hope there are some lenders who will take a chance on me.


Monthly net income: $ 3996
Monthly expenses: about $3400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: 38 delinquencies in the last 7 years! Now thats impressive!!!! - 420limo
A: It took some talent. Really, I didn't pay enough attention to my bills in the past. I had three marks on my credit report and have paid one off completely, and I have made payment arrangements for the other two. Those should be completely paid off by summer. Now, I pay my bills on-time twice per month and I have created a sound budget and financial plan. I am just working to get the debt consolidation loan so I can continue to improve my credit and get my financial house in order. Thanks (Mar-17-2011)
Q: A couple of questions: 1) How much total debt do you have now and what are your current monthly payments? 2) If this loan is funded how much will you use to pay down debt and what will be your expected future monthly payments? Thanks - historic-nickel
A: Including student loans (Ivy), revolving debt and medical bills, my total debt is $52,212. Student loans are $234 per month and I have those funds automatically withdrawn. Other credit payments total about $300 per month. I made payment arrangements for $1300 still owed for a past medical expense. I want to pay that off, and pay down a couple high interest cards. I will use at least $3000 of the loan to pay off debt and improve my credit. What remains will go into savings for an emergency fund. (Mar-17-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/11/2011 5:02:37 PM
zotzot$25.003/11/2011 5:14:59 PM
lloyd_s$25.003/12/2011 3:18:01 AM
econgineer$50.003/12/2011 8:20:11 AM
worldly-money4$150.003/14/2011 2:34:56 PM
Wellman$50.003/15/2011 4:03:48 AM
patriot897$25.003/15/2011 11:12:56 AM
leodaguy$25.003/15/2011 9:24:41 PM
Eric_Gagne$25.003/16/2011 5:52:25 AM
important-openness1$75.003/16/2011 8:00:28 PM
secureincome$400.003/16/2011 8:13:52 PM
ttnk62918$25.003/16/2011 8:30:02 PM
dime-vista2$25.003/16/2011 9:57:34 PM
SBT$25.003/16/2011 8:52:51 PM
Finchy78$25.003/17/2011 5:18:17 AM
squarebob$25.003/17/2011 8:02:21 AM
jmichael23$50.003/17/2011 10:49:43 AM
mchoreography$26.003/17/2011 11:12:41 AM
JGuide$25.003/17/2011 12:36:26 PM
worthy-bid8$25.003/17/2011 11:13:49 AM
champ079$50.493/17/2011 7:32:06 AM
interstellar$51.003/17/2011 1:22:12 PM
loans_to_loan$25.003/17/2011 8:17:23 PM
derec$25.003/17/2011 10:46:31 PM
red-favorable-basis$25.003/17/2011 2:47:17 PM
lender12345$25.003/17/2011 8:52:17 PM
all_of_that_one$25.003/17/2011 4:07:15 PM
aldeed$100.003/17/2011 8:22:07 PM
tnjohnso$25.003/17/2011 9:16:37 PM
PRGuyinVA$25.003/18/2011 2:46:55 PM
money-surge1$50.003/20/2011 10:47:47 AM
hidavehi$26.003/20/2011 7:45:24 AM
inspiring-reward$100.003/20/2011 3:16:33 AM
seadogs$25.003/20/2011 8:32:51 PM
GElender$40.003/21/2011 6:19:10 AM
Comoparklender$50.003/21/2011 8:46:06 AM
trippd6$25.003/20/2011 10:14:37 PM
smilinsam$50.003/21/2011 2:16:27 PM
GreatReturnForYou$25.003/21/2011 9:21:30 PM
income-rocker2$100.003/21/2011 11:09:06 AM
saga9$50.003/21/2011 5:31:53 PM
karpman3$50.003/21/2011 6:48:47 PM
jybank$25.003/21/2011 2:00:23 PM
ingenious-deal6$25.003/11/2011 5:05:25 PM
thelovebug$100.003/11/2011 5:05:05 PM
CA-Lender$100.003/11/2011 5:06:04 PM
social-heart$25.003/12/2011 2:17:27 AM
suave-dime6$25.003/13/2011 3:43:11 PM
Interstate_Rate$100.003/14/2011 10:56:43 AM
a-finance-nirvana$25.003/14/2011 5:59:22 PM
reward-adventure$50.003/15/2011 4:58:32 AM
Jack55304$125.003/16/2011 8:47:47 AM
wbahl$25.003/16/2011 8:10:46 PM
melodious-openness$100.003/17/2011 5:08:16 AM
zone6$100.003/17/2011 7:00:12 AM
credit-coach118$25.003/17/2011 8:43:53 AM
RetirementMoney$25.003/16/2011 10:37:57 PM
Tylerh$100.003/17/2011 12:00:34 PM
mckhbnpc$30.003/17/2011 1:39:20 PM
HHP$49.133/17/2011 11:12:50 AM
platinum-scientist9$25.003/17/2011 11:31:56 AM
razor783$31.663/17/2011 8:26:02 PM
social-friendship5$100.003/17/2011 1:19:58 PM
prudent-dinero$25.003/17/2011 5:08:02 PM
klemer$25.003/18/2011 7:12:02 AM
360Winner$50.003/18/2011 9:35:01 AM
Pitufo$25.003/18/2011 6:19:03 PM
hope-equation$50.003/19/2011 1:52:24 PM
economy-producer$25.003/19/2011 9:57:21 AM
Weaverville$25.003/20/2011 7:37:53 AM
jubilant-agreement0$25.003/19/2011 10:00:01 AM
w3alter$100.003/19/2011 4:51:36 PM
rvfbroker$25.003/21/2011 8:46:36 AM
Mowtown$100.003/21/2011 7:47:52 PM
RetirementMoney$25.003/21/2011 2:50:57 PM
RetirementMoney$70.723/21/2011 11:08:52 PM
76 Investments
 
Borrower Payment Dependent Notes Series 497655
This series of Notes was issued and sold upon the funding of the borrower loan #48010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1991 Debt/Income ratio: 25%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,294Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: graceful-diversification2 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Toddp1313
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: $1800
Housing: $800
Insurance: $363
Car expenses: $414
Utilities: $25
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $120
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$50.003/13/2011 12:05:00 PM
investment-artist$25.003/13/2011 2:22:34 PM
wild-orange$25.003/13/2011 4:56:10 PM
lucrative-transparency0$50.003/14/2011 8:58:19 AM
amlu1988$25.003/14/2011 8:42:35 PM
RMB-Investments$25.003/15/2011 8:55:17 AM
Xarach$25.003/15/2011 12:00:58 PM
kendigme$25.003/15/2011 1:48:15 PM
greencat$50.003/15/2011 9:16:20 AM
platinum-czar$300.003/15/2011 10:28:53 PM
loss-of-control$50.003/15/2011 5:52:00 PM
sturdy-peace9$50.003/16/2011 7:39:07 AM
wild-orange$25.003/16/2011 1:49:35 PM
squarebob$25.003/16/2011 4:28:40 PM
open-minded-fund9$11.853/16/2011 5:25:08 PM
vishal29$50.003/16/2011 12:58:08 PM
dynrep$25.003/16/2011 4:10:22 PM
Kash2010lu$25.003/13/2011 12:46:49 PM
Weaverville$25.003/13/2011 5:49:31 PM
worldly-money4$100.003/13/2011 12:06:10 PM
CA-Lender$50.003/13/2011 12:05:12 PM
brightest-dignified-penny$25.003/14/2011 10:41:30 AM
reflective-rupee$400.333/14/2011 9:10:14 PM
loanman2007$75.003/15/2011 6:43:33 AM
firsttouch1$125.003/15/2011 9:53:44 PM
allaxul$262.823/16/2011 11:42:57 AM
thankful-nickel2$25.003/16/2011 3:57:31 PM
Rebelrick9$25.003/16/2011 5:18:23 PM
FinanceEngine$25.003/16/2011 4:41:35 PM
29 Investments
 
Borrower Payment Dependent Notes Series 497669
This series of Notes was issued and sold upon the funding of the borrower loan #47986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 60 months Listing End date:  Mar-20-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $317.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2003 Debt/Income ratio: 21%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,350Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: rate-warrior4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rate-warrior4
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
thelovebug$100.003/11/2011 5:05:06 PM
unforgettable-market3$100.003/11/2011 10:44:59 PM
CA-Lender$100.003/11/2011 5:06:04 PM
competent-p2p$30.003/11/2011 6:57:14 PM
ready-interest9$25.003/11/2011 7:13:02 PM
Wangchuk$25.333/11/2011 5:01:11 PM
simplelender80$150.003/11/2011 5:02:40 PM
reflective-rupee$1,200.333/11/2011 7:10:28 PM
JDWCARD$60.003/12/2011 9:40:57 PM
lendstats_com$200.003/12/2011 1:02:34 PM
suave-dime6$25.003/13/2011 3:43:13 PM
tnjohnso$25.003/14/2011 12:43:12 PM
worldly-money4$150.003/14/2011 2:34:59 PM
kendigme$25.003/15/2011 4:07:22 AM
reward-adventure$50.003/15/2011 4:58:33 AM
Wellman$50.003/15/2011 4:03:50 AM
KarlMarx$25.003/15/2011 5:27:40 PM
patriot897$25.003/15/2011 11:12:57 AM
careful-compassion$25.003/15/2011 1:29:29 PM
erowis$90.003/16/2011 4:38:30 AM
important-openness1$75.003/16/2011 6:59:02 PM
bentonlending$50.003/16/2011 6:33:57 PM
DUDICO2006$25.003/17/2011 2:45:25 PM
mammalian4$25.003/18/2011 10:08:37 AM
peso-bonaza$25.983/18/2011 2:00:33 PM
roben12$50.003/18/2011 10:07:49 AM
squarebob$100.003/18/2011 4:52:24 PM
EL_Papin$100.003/18/2011 10:23:36 AM
PRGuyinVA$25.003/18/2011 2:46:56 PM
loss-of-control$100.003/18/2011 4:50:12 PM
economy-producer$25.003/19/2011 9:57:22 AM
jubilant-agreement0$25.003/19/2011 10:00:02 AM
thebigrig$200.003/19/2011 11:10:10 AM
wbahl$25.003/19/2011 11:26:38 AM
payout-alien6$25.003/19/2011 12:30:11 PM
Weaverville$25.003/20/2011 7:37:55 AM
SFBank$200.003/19/2011 5:59:32 PM
BangBros$442.153/20/2011 7:57:48 AM
Banker_Joe$25.003/19/2011 1:57:06 PM
loss-of-control$100.003/20/2011 9:23:14 AM
DasMula$27.003/11/2011 7:32:40 PM
ingenious-deal6$25.003/11/2011 5:05:27 PM
shrewd-peace7$25.003/12/2011 4:06:05 AM
ichibon$75.883/12/2011 2:35:47 AM
jml3482$25.003/12/2011 3:37:32 AM
dedicated-diversification5$71.043/12/2011 4:03:58 AM
Kash2010lu$25.003/11/2011 5:21:41 PM
mrsp2e$100.003/11/2011 6:01:22 PM
loanman2007$50.003/12/2011 7:17:01 AM
zone6$100.003/12/2011 11:40:40 AM
FinDoc$25.003/13/2011 7:29:00 AM
brightest-dignified-penny$25.003/14/2011 10:52:23 AM
Quest4euphoria$25.003/14/2011 9:49:33 PM
income-awakening6$25.003/14/2011 7:21:07 PM
magnetic-dedication3$25.003/15/2011 9:43:25 AM
gentle-coin$25.003/15/2011 8:14:48 PM
leodaguy$25.003/15/2011 9:24:42 PM
transformer855$25.003/15/2011 10:46:29 PM
Jack55304$125.003/16/2011 8:47:48 AM
unforgettable-market3$65.843/16/2011 5:32:06 PM
SBT$25.003/16/2011 8:52:53 PM
Bob450$25.003/16/2011 8:24:05 PM
finance-solo$25.003/17/2011 12:07:08 PM
HHP$40.193/18/2011 1:59:35 AM
worldly-money4$3,000.003/18/2011 9:56:30 AM
gizzywump$500.003/18/2011 10:05:00 AM
Pitufo$50.003/18/2011 6:09:35 PM
360Winner$50.003/18/2011 9:35:02 AM
platinum-czar$100.003/18/2011 7:23:47 PM
Rogelio48$25.003/18/2011 10:24:56 AM
ac787$26.003/18/2011 10:12:51 PM
lovely-order7$25.003/19/2011 1:11:39 PM
money-surge1$50.003/20/2011 10:47:50 AM
w3alter$100.003/19/2011 4:51:37 PM
hope-equation$50.003/19/2011 1:52:25 PM
youngtrader$425.233/20/2011 5:03:37 PM
shrewd-income$319.593/20/2011 2:12:15 PM
zotzot$100.443/20/2011 3:17:29 PM
78 Investments
 
Borrower Payment Dependent Notes Series 497739
This series of Notes was issued and sold upon the funding of the borrower loan #48040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2003 Debt/Income ratio: 6%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:5y 7m
Amount delinquent: $2,877 Total credit lines: 8 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: five-star-income522 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: The purpose of this loan is to pay for a new transmission in our only family vehicle. The delinquencies I have accrued were two credit cards which I had when I was homeless 7 years ago before I joined the marine corps. I have paid off one of them and the other one I am in current talks with to take care of. The sprint bill I have been trying to get them to take that off because they never shut my phone off before my first deployment to Iraq when I told them to under the soldiers and sailors act. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/14/2011 9:03:58 AM
worldly-money4$150.003/14/2011 2:35:20 PM
CA-Lender$100.003/14/2011 9:04:25 AM
zone6$100.003/14/2011 9:41:53 PM
reward-adventure$50.003/15/2011 4:58:59 AM
squarebob$25.003/15/2011 1:54:49 PM
patriot897$25.003/15/2011 11:13:30 AM
BigBroJake$25.003/15/2011 2:01:57 PM
all_of_that_one$50.003/15/2011 4:00:59 PM
diligent-kindness9$25.003/15/2011 5:48:50 PM
jasonrun$25.003/15/2011 8:11:14 PM
secureincome$200.003/15/2011 5:52:30 PM
shrewd-income$25.003/15/2011 9:20:25 PM
razor783$50.003/15/2011 6:22:45 PM
vigorous-velocity$100.003/15/2011 8:24:08 PM
Scotcha$50.003/15/2011 9:13:24 PM
Row2010$25.003/15/2011 6:26:48 PM
engbusres$52.003/15/2011 7:45:14 PM
new-dedication-travels$25.003/15/2011 9:24:06 PM
Binan$25.003/15/2011 9:38:40 PM
first-dinero-igloo$25.003/15/2011 9:57:16 PM
Interstate_Rate$100.003/14/2011 10:56:36 AM
simplelender80$100.003/14/2011 9:01:17 AM
competent-p2p$25.003/14/2011 11:08:49 AM
suave-dime6$25.003/14/2011 9:06:07 AM
leverage-monger$25.003/14/2011 9:32:20 AM
loanman2007$25.003/15/2011 6:44:42 AM
reflective-rupee$100.333/14/2011 9:00:05 PM
wild-orange$25.003/15/2011 8:19:47 AM
UBOtto186$25.003/15/2011 2:38:57 PM
Shining-Star$25.003/15/2011 1:59:44 PM
heerzaquestion$25.003/15/2011 2:03:33 PM
GS-ROCK$25.003/15/2011 9:12:43 AM
a-finance-nirvana$25.003/15/2011 5:27:48 PM
cunning-deal8$25.003/15/2011 8:29:03 PM
thrifty-capital$25.003/15/2011 2:19:04 PM
Imageloan$25.003/15/2011 2:48:26 PM
peso-aggregator$50.003/15/2011 7:41:19 PM
leodaguy$25.003/15/2011 9:25:08 PM
profitable-balance$25.003/15/2011 10:00:56 PM
ethicalhumanist$25.003/15/2011 7:25:12 PM
unger$60.003/15/2011 7:47:17 PM
platinum-czar$12.673/15/2011 10:21:40 PM
43 Investments
 
Borrower Payment Dependent Notes Series 497781
This series of Notes was issued and sold upon the funding of the borrower loan #47989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $163.67
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1995 Debt/Income ratio: 12%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 43 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,644Stated income:$100,000+
Delinquencies in last 7y: 14 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: jobjustin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 94% ) 740-759 (Latest)
Principal borrowed: $27,500.00< 31 days late: 4 ( 6% )  
740-759 (Aug-2008)
780-799 (Feb-2008)
 
Principal balance: $1,441.76 31+ days late: 0 ( 0% )
Total payments billed: 65  
Description
auto repair
Purpose of loan:
This loan will be used to...auto repair

My financial situation:
I am a good candidate for this loan because...just paid off 20thousand loan


Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/14/2011 9:04:15 AM
banker727$27.823/14/2011 10:11:39 AM
CoolPlexer$25.003/14/2011 9:02:13 AM
AFairDeal$100.003/14/2011 9:03:51 AM
newest-funds-powerplant$25.003/14/2011 12:23:43 PM
ac787$31.003/14/2011 9:43:00 AM
credit-investor5$50.003/14/2011 9:07:17 AM
platinum-sorcerer6$50.003/14/2011 4:46:50 PM
Ducatiman1978$25.003/14/2011 4:47:06 PM
samo102us$25.003/14/2011 1:08:17 PM
tomjac2000$25.003/14/2011 7:39:02 PM
Nasdaq$25.003/14/2011 8:07:20 PM
organized-payment6$50.003/15/2011 6:01:33 AM
chameleon125$50.003/15/2011 6:24:59 AM
ryan6853$25.003/15/2011 8:18:14 AM
buukyak$25.003/15/2011 4:11:42 PM
benefit-trident$25.003/15/2011 4:57:05 PM
ddamenace$40.003/15/2011 8:16:13 PM
leodaguy$50.003/15/2011 9:23:30 PM
dmk2006$25.003/16/2011 7:27:43 AM
reflective-rupee$25.333/16/2011 10:48:06 AM
MoneyTree79$50.003/16/2011 7:43:31 PM
wild-orange$50.003/16/2011 1:59:41 PM
clean-loyalty$50.003/16/2011 3:48:59 PM
Shamrock731$33.863/16/2011 5:15:50 PM
dime-vista2$25.003/16/2011 9:51:16 PM
wbahl$25.003/16/2011 8:13:34 PM
Christophe$25.003/17/2011 7:33:10 AM
radforj22$25.003/17/2011 2:07:18 AM
ttnk62918$25.003/16/2011 8:30:05 PM
the-silver-blaster$100.003/17/2011 5:21:26 AM
FundMaker$25.003/16/2011 8:55:53 PM
organized-deal1$100.003/16/2011 9:41:30 PM
elbastador$25.003/17/2011 11:07:13 AM
coin-sphinx4$98.203/17/2011 12:24:34 PM
bradfid$25.003/17/2011 1:00:57 PM
wwwUniversal$25.003/17/2011 4:02:46 PM
Aaron_Oz$25.003/17/2011 12:11:49 PM
loyalty-sherpa$25.003/17/2011 4:32:49 PM
hostbank$100.003/17/2011 3:42:58 PM
marwadi-62$1,000.003/17/2011 8:11:33 PM
Azonic21$25.003/14/2011 9:05:00 AM
SimpleChoice$25.003/14/2011 10:13:32 AM
jdrez$25.003/14/2011 11:23:38 AM
JJ9876$25.003/14/2011 9:03:39 AM
lostperception$31.323/14/2011 1:09:52 PM
simplelender80$100.003/14/2011 9:03:09 AM
CA-Lender$100.003/14/2011 9:04:42 AM
Weaverville$25.003/14/2011 9:07:08 AM
squarebob$25.003/14/2011 9:08:41 AM
a-healthy-affluence$50.003/14/2011 4:46:08 PM
thankful-nickel2$25.003/14/2011 9:49:34 AM
MoneyForNothing$128.033/14/2011 10:12:20 AM
zotzot$25.003/14/2011 10:16:59 AM
SolarMoonshine$25.003/14/2011 6:25:29 PM
Panna$25.003/14/2011 4:47:16 PM
economy-tuba7$25.003/15/2011 2:43:22 PM
patriot897$25.003/15/2011 11:11:49 AM
vutah$100.003/15/2011 5:58:02 PM
bentonlending$25.003/15/2011 8:54:23 PM
frclmym$25.003/16/2011 1:22:53 PM
phaded$25.003/16/2011 10:19:57 AM
nickel-ferret$100.003/16/2011 1:16:44 PM
heroic-deal7$50.003/16/2011 9:53:06 AM
loyalist1$300.003/16/2011 9:56:40 AM
tolerant-dinero2$25.003/16/2011 10:34:01 AM
TNG812$25.003/16/2011 5:54:44 PM
secureincome$750.003/16/2011 8:21:27 PM
BzJ108$25.003/16/2011 9:17:39 PM
Scotcha$50.003/16/2011 7:32:51 PM
Johnab$26.003/16/2011 10:01:09 PM
RetirementMoney$25.003/16/2011 10:31:42 PM
indomitable-coin$104.643/16/2011 8:52:02 PM
FinanceEngine$40.003/17/2011 10:23:15 AM
simiray$30.003/17/2011 11:00:26 AM
availableloan$25.003/16/2011 10:05:26 PM
frugalinvestor20$25.003/17/2011 12:26:37 PM
newfoundation$25.003/17/2011 12:50:54 PM
FinanceEngine$25.003/17/2011 10:24:29 AM
79 Investments
 
Borrower Payment Dependent Notes Series 497941
This series of Notes was issued and sold upon the funding of the borrower loan #47930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1999 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,240Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: special-payment Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For Me
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: I have taken a job position in another state and I will be using the loan for relocation purposes. Thank you. (Mar-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/18/2011 9:01:25 AM
Eric_Gagne$25.003/18/2011 9:06:17 AM
dpries123$25.003/18/2011 9:11:38 AM
transformer855$25.003/18/2011 9:27:55 AM
reflective-rupee$100.333/18/2011 9:39:40 AM
Jack55304$125.003/18/2011 9:09:02 AM
golffish2$100.003/18/2011 9:15:02 AM
RyanM561$25.003/18/2011 1:10:00 PM
nickel-hickory$25.003/18/2011 9:40:07 AM
nickel-hickory$50.003/18/2011 9:48:24 AM
suave-dime6$25.003/18/2011 9:07:14 AM
patriot897$25.003/18/2011 9:07:52 AM
larryboy10$25.003/18/2011 9:11:33 AM
squarebob$50.333/18/2011 4:26:09 PM
nickel-hickory$25.003/18/2011 9:42:31 AM
SolarMoonshine$50.003/18/2011 5:37:57 PM
mrxtravis$25.003/19/2011 3:10:24 AM
sensible-fund$33.803/19/2011 3:27:52 AM
thankful-nickel2$50.003/18/2011 6:38:37 PM
aztocas$50.003/19/2011 11:07:52 AM
thorough-yield1$27.643/19/2011 2:42:56 PM
Peterman$25.003/19/2011 2:46:13 PM
economy-producer$25.003/19/2011 9:59:18 AM
w3alter$100.003/19/2011 4:52:53 PM
spiff666$25.003/19/2011 7:39:16 AM
dtana$25.003/19/2011 1:20:11 PM
impala6464$100.003/19/2011 3:48:45 PM
alphabet76$25.003/19/2011 11:49:38 AM
squarebob$25.003/19/2011 12:27:34 PM
loanman2007$50.003/19/2011 12:34:19 PM
909engineer$31.673/19/2011 5:02:05 PM
SFBank$13.773/19/2011 5:57:47 PM
pembull$50.003/18/2011 9:02:31 AM
ingenious-deal6$25.003/18/2011 9:03:45 AM
CA-Lender$100.003/18/2011 9:08:12 AM
leodaguy$25.003/18/2011 9:08:44 AM
investment-artist$25.003/18/2011 9:13:22 AM
loanman2007$25.003/18/2011 9:29:46 AM
nickel-hickory$25.003/18/2011 9:34:30 AM
nickel-hickory$25.003/18/2011 9:42:14 AM
168RichCapital$25.003/18/2011 10:26:26 AM
worldly-money4$100.003/18/2011 9:07:05 AM
worldly-money4$1,000.003/18/2011 9:12:13 AM
goodhearted-basis4$25.003/18/2011 12:12:38 PM
lendstats_com$100.003/18/2011 2:16:02 PM
nickel-hickory$25.003/18/2011 9:40:14 AM
favorite-commerce$50.003/18/2011 12:56:02 PM
found_funds$50.003/18/2011 4:53:02 PM
Kash2010lu$56.003/18/2011 9:09:17 AM
DasMula$27.003/18/2011 4:21:13 PM
nickel-hickory$25.003/18/2011 9:39:59 AM
nickel-hickory$50.003/18/2011 9:48:33 AM
reflective-rupee$100.333/18/2011 10:00:24 AM
brainy-repayment5$100.003/18/2011 6:26:36 PM
zotzot$50.443/18/2011 4:44:02 PM
MilitaryLending$77.533/19/2011 2:00:41 AM
loss-of-control$50.003/18/2011 5:02:36 PM
Bob450$25.003/19/2011 2:36:13 AM
Pitufo$50.003/18/2011 6:15:33 PM
PrincessGrace33$25.003/19/2011 8:32:58 AM
payout-bridge$100.003/19/2011 12:18:03 PM
thorough-yield1$56.163/19/2011 2:26:45 PM
62 Investments
 
Borrower Payment Dependent Notes Series 498229
This series of Notes was issued and sold upon the funding of the borrower loan #47913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $71.30
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1994 Debt/Income ratio: 12%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 22 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,769Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: racer31 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
600-619 (Oct-2007)
600-619 (Sep-2007)
600-619 (Jul-2007)
 
Principal balance: $700.86 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
home improvement
Purpose of loan: to purchase roofing materials
This loan will be used to...replace roof and to pay off existing loan

My financial situation: financially my situation has improved greatly in the last few years just a little short on paying for a new roof
I am a good candidate for this loan because...
I have alreadt paid off one loan with prosper and am paying on my current loan and will pay it off with some of the proceeds from this loan

Monthly net income: $2160.00
Monthly expenses: $1200
Housing: $0
Insurance: $110
Car expenses: $422
Utilities: $200
Phone, cable, internet: $65
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$2,000.003/16/2011 9:02:13 AM
1 Investments
 
Borrower Payment Dependent Notes Series 498417
This series of Notes was issued and sold upon the funding of the borrower loan #48025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2003 Debt/Income ratio: 10%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:6y 2m
Amount delinquent: $7,523 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: ianternet Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Product Startup and Launch
Purpose of Loan:
This loan will be used to add finishing touches to the 2 products which are in near completion. 80% of the product is completed. Listed below are descriptions of the 2 products which will be funded for launch.

- Split Piston:
A/B testing system which helps affiliate marketers and online marketers split test variables on a landing page or website. It also has the ability to rotate and split test links and offers with a single url.

- Offer Snitch:
A platform which helps affiliates watch networks? and advertisers? landing page changes or link adjustments without the knowledge of the publisher.

Goal:
Complete both products to perfection. With a loan, a strong and proper product launch can be made for both Split Piston and Offer Snitch.

I have a JV Launch Manager in line to help with the launch and gather affiliate to mail out. Every part of this launch will help cater to the proper growth of each product to its full potential.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Webpreneur$1,880.033/18/2011 5:14:31 PM
Webpreneur$2,000.003/18/2011 5:16:10 PM
CA-Lender$50.003/18/2011 5:06:35 PM
worldly-money4$100.003/18/2011 5:05:00 PM
4 Investments
 
Borrower Payment Dependent Notes Series 498517
This series of Notes was issued and sold upon the funding of the borrower loan #47959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $89.12
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1997 Debt/Income ratio: 15%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,252Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: accord3 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
640-659 (Oct-2009)
 
Principal balance: $649.69 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
DebtConsolidation4HighAPRCreditCard
Purpose of loan:
This loan will be used to...Trying to refinance high APR credit card and/or consolidate with this loan

My financial situation:
I am a good candidate for this loan because...I have a stable career as a computer programmer and have started a new job with a stable company. I also receive some income from a rental property which helps stabilize my finances and I have been making steady payments of $36/mo for another Prosper loan for over a year. I have not had late or missed payments to any creditor in over 6 years.


Monthly net income: $6,117
Monthly expenses: $3,500
Housing: $1,100
Insurance: $130
Car expenses: $262
Utilities: $100
Phone, cable, internet: $230
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $350
Other expenses: $880 for investment rental property (HOA/mortg)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/17/2011 5:07:47 PM
CA-Lender$100.003/17/2011 5:09:08 PM
adventure0$100.003/17/2011 7:58:59 PM
Imaginos1892$50.003/17/2011 8:02:52 PM
thankful-nickel2$50.003/17/2011 8:12:44 PM
precious-coin3$50.003/17/2011 5:01:41 PM
razor783$50.003/17/2011 8:26:31 PM
Azonic21$25.003/17/2011 5:05:28 PM
CoolPlexer$25.003/17/2011 5:05:53 PM
credit-coach118$25.003/17/2011 9:46:01 PM
profitable-money$25.003/17/2011 9:53:37 PM
113121$500.003/17/2011 5:31:03 PM
Aaron_Oz$25.003/17/2011 7:57:39 PM
integrity-doctor$100.003/17/2011 8:45:09 PM
SecondChanceLendingSERV$25.003/17/2011 9:41:55 PM
CK1$25.003/17/2011 5:01:38 PM
ultimate-peace$50.003/17/2011 5:06:16 PM
hostbank$100.003/17/2011 5:11:32 PM
ac787$25.003/17/2011 5:19:44 PM
red-favorable-basis$25.003/17/2011 7:30:38 PM
the-kindness-honker$28.063/17/2011 8:11:47 PM
aldeed$100.003/17/2011 8:23:08 PM
Weaverville$25.003/17/2011 5:11:15 PM
loyalty-sherpa$25.003/17/2011 5:11:44 PM
novice-speculator$25.003/17/2011 5:35:42 PM
favorite-commerce$50.003/17/2011 8:41:50 PM
lender12345$25.003/17/2011 8:52:38 PM
nilonc1$25.003/17/2011 8:53:27 PM
patriot897$25.003/17/2011 5:08:41 PM
AustinAmerica$25.003/17/2011 9:38:31 PM
dime-vista2$25.003/17/2011 9:47:16 PM
credit-missile$49.833/17/2011 10:12:02 PM
reflective-rupee$100.333/17/2011 5:42:24 PM
trumpeter5$25.003/17/2011 6:36:41 PM
thrifty-capital$25.003/17/2011 9:11:16 PM
1-HARD-HEAD$25.003/17/2011 9:16:00 PM
LittleMingo$29.783/17/2011 5:06:20 PM
simplelender80$100.003/17/2011 5:07:20 PM
kublai$100.003/17/2011 7:04:23 PM
Scotcha$50.003/17/2011 7:35:07 PM
econgineer$50.003/17/2011 7:57:09 PM
mammalian4$25.003/17/2011 8:16:06 PM
all_of_that_one$35.003/17/2011 8:29:38 PM
DasMula$57.003/17/2011 8:52:27 PM
vishal29$50.003/17/2011 9:26:54 PM
45 Investments
 
Borrower Payment Dependent Notes Series 498539
This series of Notes was issued and sold upon the funding of the borrower loan #48034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $92.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1996 Debt/Income ratio: 16%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,364Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: delicious-kindness9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
malo71
Purpose of loan: Personal
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3200
Monthly expenses: $2000
Housing: $1200
Insurance: $87
Car expenses: $365.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$100.003/18/2011 9:06:12 AM
hostbank$100.003/18/2011 9:11:01 AM
SimpleChoice$25.003/18/2011 9:42:55 AM
simplelender80$100.003/18/2011 9:06:40 AM
loanman2007$25.003/18/2011 9:19:00 AM
favorite-commerce$50.003/18/2011 12:55:49 PM
goodhearted-basis4$25.003/18/2011 12:12:30 PM
Bank_Of_XL$25.003/18/2011 1:08:18 PM
income-awakening6$25.003/18/2011 9:07:39 AM
PRGuyinVA$50.003/18/2011 2:41:40 PM
wealth-pipeline$25.003/18/2011 9:17:43 AM
pound-puppy$27.933/18/2011 3:20:57 PM
zotzot$25.443/18/2011 4:27:11 PM
LaBamba$100.003/18/2011 9:52:53 PM
113121$350.003/18/2011 11:17:30 AM
NYCFinancier$25.003/18/2011 5:45:03 PM
Wangchuk$25.003/18/2011 12:11:28 PM
nymoney$44.003/18/2011 3:41:38 PM
Pitufo$25.003/18/2011 6:10:39 PM
compassionate-dime0$50.003/18/2011 6:39:40 PM
Brisket_Bob$53.003/18/2011 8:43:19 PM
investment-artist$25.003/18/2011 9:07:48 AM
CA-Lender$100.003/18/2011 9:08:02 AM
Weaverville$25.003/18/2011 9:10:41 AM
a-unflappable-finance$100.003/18/2011 9:41:13 AM
jayk63$25.003/18/2011 2:57:08 PM
113121$75.003/18/2011 11:12:38 AM
joyful-power9$50.003/18/2011 12:06:29 PM
Tai$50.003/18/2011 3:35:23 PM
neutrino6$50.003/18/2011 1:46:38 PM
patriot897$25.003/18/2011 9:07:46 AM
loyalty-sherpa$25.003/18/2011 9:11:19 AM
BxRealtor$25.003/18/2011 9:11:46 AM
SolarMoonshine$25.003/18/2011 5:37:08 PM
njlom$35.003/18/2011 5:40:58 PM
brainy-repayment5$100.003/18/2011 6:22:53 PM
fund-fox4$50.003/18/2011 7:01:18 PM
Saleen06$26.003/18/2011 7:41:31 PM
reflective-rupee$25.333/18/2011 9:42:23 AM
upbeat-finance8$41.773/18/2011 5:04:56 PM
ryan6853$25.003/18/2011 11:18:54 AM
EngineersAlliance$100.003/18/2011 12:12:22 PM
ac787$26.003/18/2011 10:08:45 PM
platinum-exec1$100.003/18/2011 10:50:52 PM
squarebob$25.003/18/2011 4:42:57 PM
thankful-nickel2$50.003/18/2011 6:36:20 PM
newest-funds-powerplant$25.003/18/2011 10:23:15 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498875
This series of Notes was issued and sold upon the funding of the borrower loan #47981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1990 Debt/Income ratio: 40%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,062Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: RSRAssociates Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...To consolidate bills

My financial situation:
I am a good candidate for this loan because... I've been at my current job for over ten years and have extremely stable income and job security. I'm receiving a higher tax return soon and I value my credit. I've been a member since May 29, 2008 and I'm also a lender.


Monthly net income: $ 4000.00
Monthly expenses: $
Housing: $ 684.00
Insurance: $ 86.00
Car expenses: $ company paid
Utilities: $ 111.00
Phone, cable, internet: $ 123.00
Food, entertainment: $ 40.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 391.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 159,600 total mortgage balance with a market value of approximately 183,000.. (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
larryboy10$25.003/21/2011 5:03:33 PM
worldly-money4$3,000.003/21/2011 5:07:04 PM
zotzot$25.443/21/2011 6:06:18 PM
skillful-asset5$30.003/21/2011 6:07:25 PM
justasoldier$100.003/21/2011 8:36:39 PM
CA-Lender$100.003/21/2011 6:04:10 PM
simplelender80$100.003/21/2011 5:02:46 PM
worldly-money4$100.003/21/2011 5:04:56 PM
leodaguy$25.003/21/2011 5:05:31 PM
RyanM561$25.003/22/2011 9:02:27 AM
loanman2007$225.003/22/2011 4:35:02 AM
ethicalhumanist$25.003/22/2011 1:09:02 PM
Reliance_Banker$25.003/22/2011 4:03:12 PM
reflective-rupee$1,500.333/22/2011 9:26:03 AM
loss-of-control$200.003/22/2011 5:42:47 PM
patriot897$25.003/22/2011 5:42:45 PM
zippy-interest$25.003/22/2011 7:18:43 PM
payout-bridge$500.003/22/2011 7:28:55 PM
Tizzo27$48.473/22/2011 7:43:03 PM
integrity-doctor$100.003/22/2011 9:00:50 PM
reflective-rupee$25.333/21/2011 5:06:58 PM
SFBank$50.003/21/2011 6:52:06 PM
golffish2$25.003/22/2011 4:14:24 AM
lendstats_com$400.003/21/2011 8:52:36 PM
Kash2010lu$56.003/21/2011 5:03:10 PM
squarebob$25.003/21/2011 5:23:08 PM
HammerSmith$25.003/22/2011 3:38:28 PM
sturdy-peace9$29.003/22/2011 8:29:00 AM
NekHoldings$25.003/22/2011 12:44:20 PM
Makingitrain$25.003/22/2011 9:50:36 AM
kwan$25.003/22/2011 10:49:29 AM
lendstats_com$200.003/22/2011 11:45:07 AM
hopeful-truth5$100.003/22/2011 5:49:27 PM
gothampark$25.003/22/2011 6:29:45 PM
Bidwinner08$57.283/22/2011 8:05:26 PM
justasoldier$28.153/22/2011 9:56:31 PM
SFBank$100.003/22/2011 6:47:36 PM
SFBank$50.003/22/2011 6:48:09 PM
RecoveryLender$25.003/22/2011 8:10:11 PM
39 Investments
 
Borrower Payment Dependent Notes Series 494452
This series of Notes was issued and sold upon the funding of the borrower loan #47975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $256.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1992 Debt/Income ratio: 17%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $191,833Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: kind-worth-blossom Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to consiolidate some debt

My financial situation:
I am a good candidate for this loan because I have a stable position and will have no issues paying this loan amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$100.002/28/2011 9:04:02 AM
organized-payment6$50.002/28/2011 9:04:43 AM
kind-resolute-dough$25.002/28/2011 9:44:27 AM
simplelender80$100.002/28/2011 9:03:25 AM
BxRealtor$25.002/28/2011 9:03:39 AM
TikPmp1$25.002/28/2011 9:06:31 AM
Bank_Of_XL$50.002/28/2011 2:19:01 PM
vutah$25.002/28/2011 5:11:01 PM
reflective-rupee$25.003/1/2011 11:35:08 AM
radforj22$25.003/2/2011 7:01:15 AM
gold-sushi$25.003/3/2011 8:57:56 AM
Tylerh$100.003/4/2011 1:05:58 PM
jdrez$25.003/4/2011 6:42:32 PM
FWF-kinetic$100.003/4/2011 9:16:07 PM
Fonthill$100.003/6/2011 10:02:56 AM
Richlaw$200.003/7/2011 7:18:40 AM
japerk$25.003/6/2011 3:13:45 PM
gold-blanket0$50.003/7/2011 4:51:45 PM
Ripsaw4U$50.003/7/2011 12:26:38 PM
friendly-market5$25.003/7/2011 3:58:40 PM
zotzot$50.113/7/2011 11:12:28 AM
gravbox$25.003/8/2011 6:36:49 AM
superb-funds335$25.003/7/2011 8:42:01 PM
bountiful-social$25.003/8/2011 8:23:14 AM
power-companion7$100.003/8/2011 10:07:35 AM
integrity-saver$100.003/8/2011 12:39:56 PM
patriot897$25.003/8/2011 6:32:47 PM
nickel-ferret$100.003/9/2011 8:46:40 AM
AJIPrivateNotes$25.003/10/2011 7:42:17 AM
bobby5832708$50.003/10/2011 8:16:22 AM
payout-banker4$25.003/9/2011 6:02:08 PM
jazz619$25.003/9/2011 6:41:34 PM
indomitable-coin$25.003/9/2011 7:07:12 PM
enterprising-cash0$25.003/9/2011 8:31:46 PM
Aaron_Oz$25.003/10/2011 7:09:57 AM
peace-maximizer8$25.003/10/2011 4:36:29 AM
be_wise$25.003/10/2011 5:06:49 AM
ManhattanLender$25.003/10/2011 5:17:19 AM
neighborly-bid$50.003/10/2011 4:01:12 PM
benefit-ruler$25.003/10/2011 5:51:46 AM
wizbiz717$50.003/10/2011 5:26:59 PM
Weaverville$50.003/10/2011 7:23:49 AM
sinner_c5$26.163/10/2011 5:51:11 PM
saahilld$25.003/10/2011 1:11:24 PM
Eagledrop$25.003/10/2011 5:56:09 PM
platinum-exec1$100.003/10/2011 6:23:37 PM
greenback-perfume$50.003/10/2011 8:21:49 AM
Swabjockey$25.003/10/2011 2:56:30 PM
gilbrear$25.003/10/2011 4:18:41 PM
matt_2006$25.003/10/2011 4:27:01 PM
efficient-treasure0$25.003/11/2011 7:00:37 AM
szetowski$25.003/11/2011 7:28:03 AM
VandelayInd$33.043/11/2011 7:56:29 AM
Equity_Investor$55.003/11/2011 8:47:22 AM
Cluvnupe06$25.003/11/2011 1:20:49 AM
a-finance-nirvana$25.003/11/2011 1:52:38 AM
lostontheedge$25.003/11/2011 9:43:33 AM
shorthairedg$50.003/11/2011 9:45:36 AM
bold-careful-finance$50.003/10/2011 6:22:01 PM
lender12345$25.003/10/2011 8:59:18 PM
NorthlandAlchemist$50.003/10/2011 10:46:00 PM
Banker2OO7$50.003/11/2011 12:01:55 AM
social-friendship5$50.003/11/2011 9:31:18 AM
don8ter$25.003/11/2011 1:54:23 AM
kind-genuine-dough$50.003/11/2011 9:33:49 AM
AM2008$25.003/11/2011 5:29:31 AM
shrewd-income$100.003/11/2011 6:28:03 AM
secureincome$700.003/11/2011 11:22:17 AM
benjamins-utopia$50.002/28/2011 9:03:16 AM
Azonic21$25.002/28/2011 9:05:49 AM
HamachiMan$50.002/28/2011 9:07:28 AM
Tradesmanlender$35.002/28/2011 9:06:12 AM
magnetic-dedication3$25.002/28/2011 4:51:18 PM
repayment-pudding$25.003/1/2011 9:45:22 AM
squarebob$100.003/2/2011 6:14:26 AM
worthy-bid8$50.003/2/2011 8:00:04 AM
brainy-repayment5$50.003/3/2011 9:19:34 AM
enthralling-deal180$50.003/4/2011 8:33:59 AM
important-ore$150.003/4/2011 3:21:01 AM
integrity-doctor$100.003/4/2011 10:13:31 AM
enchanted-yield4$100.003/4/2011 1:11:23 PM
kulender$100.003/4/2011 2:31:05 PM
Bank42$100.003/5/2011 6:22:28 AM
Cai8899$40.003/6/2011 8:43:35 AM
worldly-community3$50.003/6/2011 11:06:45 AM
bullwink27$25.003/7/2011 10:20:48 AM
Artist_Blue$25.003/7/2011 6:06:30 AM
radiant-peace$25.003/7/2011 11:33:20 AM
crazycool$100.003/7/2011 11:47:48 AM
debtcollector$100.003/7/2011 6:41:10 PM
genius520$100.003/8/2011 6:46:38 AM
bountiful-durability$100.003/7/2011 8:57:46 PM
Havana21$25.003/8/2011 11:07:05 AM
Phantom99$50.003/8/2011 12:31:10 PM
bill-expert$28.003/8/2011 1:35:16 PM
AFairDeal$75.003/8/2011 12:30:52 PM
RandyL3$25.003/8/2011 11:08:26 AM
meenan$50.003/8/2011 9:46:57 PM
trade-hyperdrive1$100.003/8/2011 7:32:42 PM
lender987654321$25.003/8/2011 7:56:18 PM
wildsf$200.003/8/2011 11:46:31 PM
schnippy$25.003/9/2011 9:06:51 AM
intelligent-yield$100.003/9/2011 9:55:06 AM
freeway$25.003/9/2011 12:12:43 PM
justice-officer$25.003/9/2011 9:48:54 AM
PThor$25.003/9/2011 1:02:34 PM
DDPrime$50.003/9/2011 6:07:52 PM
commerce-renewal$100.003/9/2011 3:12:36 PM
Preteur$25.003/9/2011 3:12:49 PM
Ocean713$50.003/9/2011 3:14:45 PM
Sol_Invictus$25.003/9/2011 1:08:55 PM
cash-champ0$25.003/10/2011 6:12:17 AM
credit-kahuna$50.003/10/2011 6:27:38 AM
top-basis-majesty$50.003/10/2011 9:32:45 AM
best-listing-toro$25.003/10/2011 7:06:59 AM
vigilance-revolutionary$50.003/10/2011 9:21:51 AM
One1putt$50.003/10/2011 10:37:00 AM
bigphish$50.003/10/2011 9:06:14 AM
jarevack$116.463/10/2011 9:26:49 AM
alpinaut$25.003/11/2011 5:06:25 AM
jonn834$25.003/10/2011 5:31:28 PM
CA-Lender$100.003/10/2011 5:42:06 PM
moltopaolo$50.003/11/2011 7:26:27 AM
engbusres$100.003/10/2011 8:34:00 PM
cerebral-dollar773$250.003/11/2011 8:54:21 AM
nikkiesgrandma$25.003/11/2011 9:16:57 AM
nestegg4e$25.003/10/2011 5:56:02 PM
coin-amigo$30.003/11/2011 10:24:02 AM
gracej$25.003/11/2011 9:05:11 AM
Rivervale_Westwood$25.003/11/2011 5:31:28 AM
ClearLake$25.003/11/2011 6:06:25 AM
income-mechanic7$25.003/11/2011 9:38:56 AM
Hola_James$28.353/11/2011 9:54:27 AM
SecondChanceLendingSERV$25.003/11/2011 10:04:12 AM
134 Investments
 
Borrower Payment Dependent Notes Series 495572
This series of Notes was issued and sold upon the funding of the borrower loan #47969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 8%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 3 Current / open credit lines: 3 / 2Length of status:14y 11m
Amount delinquent: $1,704 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $609Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: deal-meteor5 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
American Patriot
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage on our home is $156,081.57 .The home was appraised by a professional Bank Appraiser for $174,000 in October of 2009.The home is well cared for .Has 3.8acres,Log siding,New furnace,New well casing with New well pump and well filtering system,beautiful,private setting,great views.Close to hunting and fishing and 4 miles from interstate system. 20 min.from LaCrosse Mall shopping and hospitals. Great family home. (Feb-26-2011)
Q: 2009 appraised value can not reflect current value. As the previous prosper member requested can you please use zillow.com to check what is the current market value and provide the same. Thank you. - Reddy_Capital
A: After doing research on zillow.com ,my home would sell for approximately $169,000 . It is a great family home , excellent school district, beautiful views, easy interstate access,beautiful log siding, large pole building,landscaped, many improvements, and more. The other homes for sale did not have all of these features and were still priced at $170,000 to $189,000. (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/24/2011 5:05:59 PM
simplelender80$100.002/24/2011 5:06:08 PM
BxRealtor$25.002/24/2011 5:06:24 PM
TikPmp1$25.002/24/2011 5:07:59 PM
HamachiMan$50.002/24/2011 5:08:48 PM
shawnw2$25.002/24/2011 5:59:56 PM
credit-investor5$50.002/25/2011 1:09:05 PM
bullwink27$25.002/27/2011 4:07:07 PM
meenan$43.672/28/2011 6:36:11 AM
kind-resolute-dough$25.002/28/2011 9:43:35 AM
radforj22$25.003/1/2011 1:02:54 PM
friendly-market5$25.003/1/2011 4:03:09 PM
Preteur$25.003/1/2011 3:15:50 PM
enthralling-deal180$50.003/2/2011 6:17:11 AM
Phantom99$50.003/2/2011 7:03:00 AM
debt-force$25.003/2/2011 6:02:31 AM
gold-blanket0$50.003/2/2011 9:53:41 AM
gold-sushi$25.003/3/2011 8:03:47 AM
important-ore$150.003/4/2011 3:20:46 AM
commerce-renewal$100.003/3/2011 8:25:56 PM
jdrez$25.003/4/2011 6:42:13 PM
Artist_Blue$25.003/5/2011 9:36:12 AM
jmichael23$100.003/5/2011 1:07:50 PM
treasure-bliss$50.003/5/2011 3:02:53 PM
orange-preeminant-bill$50.003/5/2011 5:27:52 PM
dollardave$100.003/5/2011 7:47:33 PM
worldly-community3$50.003/6/2011 11:06:31 AM
Mr_Money$25.003/6/2011 8:36:26 AM
Cai8899$40.003/6/2011 8:43:21 AM
crazycool$100.003/7/2011 11:47:19 AM
gciarami$25.003/7/2011 2:16:42 PM
gravbox$25.003/8/2011 6:36:30 AM
superb-funds335$25.003/7/2011 8:41:38 PM
integrity-saver$100.003/8/2011 12:39:43 PM
p2p-renaissance7$100.003/8/2011 4:46:46 PM
wonderful-revenue0$25.003/9/2011 9:58:41 AM
shur$25.003/8/2011 8:08:03 PM
green-moola-platoon$100.003/9/2011 8:13:10 AM
PThor$25.003/9/2011 1:02:24 PM
jazzlender$25.003/9/2011 2:25:45 AM
CA-Lender$100.003/9/2011 2:56:21 PM
nickel-ferret$100.003/9/2011 8:46:19 AM
brightest-supreme-dollar$50.003/9/2011 5:12:49 PM
deal-enrichment063$100.003/9/2011 1:08:08 PM
LoisLoan$25.003/9/2011 5:42:13 PM
payout-banker4$25.003/9/2011 6:01:56 PM
CASHGIRL$25.003/9/2011 4:12:32 PM
a-finance-nirvana$25.003/10/2011 1:49:15 AM
be_wise$25.003/10/2011 5:06:41 AM
porter22$25.003/10/2011 9:11:54 AM
mpatrick$25.003/10/2011 9:12:53 AM
Investor704$50.003/10/2011 9:31:11 AM
EtaDuck$25.003/10/2011 9:31:58 AM
jazz619$25.003/9/2011 6:41:23 PM
top-basis-majesty$50.003/10/2011 9:32:28 AM
mrrc7498$25.003/10/2011 6:01:34 AM
lysholm$50.003/10/2011 10:37:26 AM
SPB$50.003/10/2011 12:06:03 PM
Loandoc62$25.003/10/2011 8:38:45 AM
logical-loyalty0$25.003/10/2011 12:46:40 PM
dhkny5$28.033/10/2011 1:46:39 PM
ericgassercom$50.003/10/2011 9:12:17 AM
firstandten$50.003/10/2011 2:39:23 PM
green-dedicated-transaction$50.003/10/2011 2:41:22 PM
responsible-investment0$30.483/10/2011 2:42:08 PM
gobot$50.003/10/2011 9:46:06 AM
KileNSmyth4$34.483/10/2011 9:46:09 AM
maven2$25.003/10/2011 10:41:18 AM
janderz990$25.003/10/2011 11:21:05 AM
enthralling-investment$50.003/10/2011 6:56:20 AM
goodhearted-gold3$100.003/10/2011 12:27:11 PM
Weaverville$50.003/10/2011 7:23:38 AM
The_Lending_Muscle$50.003/10/2011 1:02:09 PM
Lesburger$25.003/10/2011 2:37:24 PM
Invest4kids$30.003/10/2011 2:37:52 PM
Nikelaos$25.003/10/2011 2:39:25 PM
hampa$50.003/10/2011 2:41:12 PM
sfmdg$25.003/10/2011 2:42:27 PM
JoeMB$25.003/10/2011 9:42:15 AM
Hobson$25.003/10/2011 10:34:14 AM
Raser$25.003/10/2011 10:51:02 AM
LenderOnWheels$25.003/10/2011 10:56:36 AM
sassykatty$50.003/10/2011 11:31:12 AM
magnetic-kindness$25.003/10/2011 1:21:09 PM
br4444$50.003/10/2011 2:11:59 PM
DreDub$50.003/10/2011 2:37:20 PM
rogue_monster$50.003/10/2011 2:39:45 PM
Tradesmanlender$35.002/24/2011 5:07:25 PM
incbx$50.002/24/2011 5:08:37 PM
MadHun$100.002/24/2011 5:07:30 PM
competent-p2p$25.002/24/2011 6:01:40 PM
Tylerh$58.032/26/2011 12:55:42 AM
inspiring-reward$50.002/28/2011 1:38:53 PM
worthy-bid8$50.003/2/2011 7:59:23 AM
kulender$100.003/2/2011 12:11:32 PM
ivadood$50.003/3/2011 7:13:16 AM
ssanders82$25.003/3/2011 12:21:07 PM
Havana21$25.003/5/2011 1:23:16 PM
don8ter$25.003/5/2011 2:55:08 PM
famous-bill$25.003/6/2011 6:56:31 AM
Fonthill$100.003/6/2011 10:02:42 AM
dsnybnd$25.003/6/2011 9:06:18 PM
melodious-fairness$100.003/7/2011 4:52:20 PM
durability-mad-scientist4$50.003/7/2011 10:26:20 PM
richboy56$25.003/8/2011 8:42:23 AM
genius520$100.003/8/2011 6:46:20 AM
bountiful-durability$100.003/7/2011 8:57:32 PM
power-companion7$100.003/8/2011 10:07:08 AM
pythia$25.003/9/2011 3:04:24 AM
reward-walnut$50.003/8/2011 4:16:53 PM
patriot897$25.003/8/2011 6:32:19 PM
velocity-solo$25.003/9/2011 2:40:20 AM
hopeful-asset9$25.003/8/2011 9:41:44 PM
kchen486$100.003/8/2011 11:01:43 PM
liberty-society5$50.003/9/2011 1:16:11 PM
harperpotok$25.003/9/2011 12:26:33 PM
justice-officer$50.003/9/2011 9:46:05 AM
power-collider$50.003/9/2011 3:41:08 PM
Ocean713$50.003/9/2011 12:33:17 PM
tszbgae$100.003/9/2011 5:41:54 PM
graceful-investment$93.413/10/2011 1:51:51 AM
benefit-ruler$25.003/10/2011 5:51:13 AM
engbusres$100.003/10/2011 5:58:20 AM
SoCalRancher$50.003/10/2011 6:16:20 AM
Mindful7$25.003/10/2011 7:03:38 AM
bobby5832708$50.003/10/2011 8:16:11 AM
greenback-perfume$50.003/10/2011 8:21:38 AM
peace-maximizer8$25.003/10/2011 4:36:19 AM
bigphish$50.003/10/2011 9:06:04 AM
PitOfSuccess$25.003/10/2011 9:32:16 AM
breadbroker$25.003/10/2011 9:38:55 AM
CROBRUN$100.003/10/2011 6:56:27 AM
well-rounded-market$25.003/10/2011 10:37:17 AM
helpinghand63$25.003/10/2011 10:46:53 AM
compassion-burrito$25.003/10/2011 1:02:03 PM
wise-balanced-moola$25.003/10/2011 2:40:41 PM
interstellar$51.003/10/2011 2:41:49 PM
nalaari$25.003/10/2011 2:42:03 PM
GenerousGentleMan$75.003/10/2011 9:37:08 AM
trade-caper$25.003/10/2011 5:27:57 AM
Aaron_Oz$25.003/10/2011 6:01:26 AM
One1putt$50.003/10/2011 10:31:09 AM
dedication-merman$50.003/10/2011 10:36:49 AM
cash-champ0$25.003/10/2011 6:12:09 AM
matt84003$25.003/10/2011 10:41:10 AM
credit-kahuna$50.003/10/2011 6:27:21 AM
payout-equalizer8$50.003/10/2011 10:56:26 AM
piter-to-la-investment$25.003/10/2011 11:51:07 AM
saahilld$25.003/10/2011 1:11:18 PM
mdrichards$50.003/10/2011 2:16:04 PM
cropdust3r$25.003/10/2011 2:37:26 PM
powerful-finance7$25.003/10/2011 2:37:33 PM
love_what_you_do$25.003/10/2011 9:17:32 AM
BzJ108$25.003/10/2011 9:31:48 AM
aschm74$25.003/10/2011 9:35:41 AM
bunnybear$32.023/10/2011 9:49:02 AM
DMark69$25.003/10/2011 9:56:02 AM
hannibal720$25.003/10/2011 10:34:08 AM
revenue-magnolia$50.003/10/2011 11:23:40 AM
RedantFinance$25.003/10/2011 11:31:19 AM
payment-silo$50.003/10/2011 12:52:02 PM
IIP77$25.003/10/2011 2:37:17 PM
gavinfh$25.003/10/2011 2:37:22 PM
silver-armada$50.003/10/2011 2:39:04 PM
p2ploan-axis$25.003/10/2011 2:42:33 PM
cberthiaume$25.003/10/2011 2:43:07 PM
166 Investments
 
Borrower Payment Dependent Notes Series 495808
This series of Notes was issued and sold upon the funding of the borrower loan #47998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1969 Debt/Income ratio: 12%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,591Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: wampum-pilot9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Meadow Hall Tax
Purpose of loan:
This loan will be used to...pay taxes & consolidate debt

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $13000
Monthly expenses: $9500
Housing: $3900
Insurance: $200
Car expenses: $600
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $2500
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st Mortgage with GMAC $358,000 2nd Mortgage with HSBC $80,000 Total $438,000 Market Value: $425,000 - $450,000 (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/26/2011 12:01:38 PM
income-awakening6$25.002/27/2011 7:02:15 AM
TikPmp1$25.002/26/2011 12:02:24 PM
BxRealtor$25.002/26/2011 12:01:41 PM
shawnw2$25.002/26/2011 12:02:56 PM
MadHun$100.002/26/2011 12:01:48 PM
incbx$25.002/26/2011 12:02:44 PM
SolarMoonshine$25.002/26/2011 5:15:46 PM
platinum-scientist9$25.002/27/2011 2:54:05 PM
magnetic-dedication3$25.002/28/2011 3:01:36 AM
bullwink27$25.003/1/2011 2:38:05 PM
debt-force$25.003/2/2011 6:03:03 AM
enthralling-deal180$50.003/2/2011 12:16:14 PM
Tylerh$100.003/2/2011 1:58:37 PM
gold-sushi$25.003/3/2011 8:04:00 AM
ivadood$50.003/3/2011 7:13:48 AM
gold-blanket0$50.003/3/2011 6:35:54 PM
mammalian4$100.003/4/2011 2:40:45 PM
kulender$100.003/4/2011 2:30:36 PM
jdrez$25.003/4/2011 6:42:24 PM
Sol_Invictus$25.003/5/2011 11:57:57 AM
treasure-bliss$33.023/5/2011 3:03:17 PM
Imaginos1892$100.003/5/2011 3:47:39 PM
Fonthill$100.003/6/2011 10:02:50 AM
ghinga$25.003/6/2011 4:54:34 AM
worldly-community3$50.003/6/2011 11:06:41 AM
CashBank$25.003/7/2011 9:17:05 AM
Artist_Blue$25.003/7/2011 6:06:18 AM
Preteur$25.003/7/2011 4:24:32 PM
orange-preeminant-bill$50.003/7/2011 4:50:28 PM
crazycool$100.003/7/2011 11:47:38 AM
Reliance_Banker$25.003/7/2011 1:36:24 PM
smart-gain$50.003/7/2011 4:21:12 PM
superb-funds335$25.003/7/2011 8:41:52 PM
genius520$100.003/8/2011 6:46:32 AM
debtcollector$100.003/7/2011 6:41:08 PM
debt-sphinx99$25.003/8/2011 7:38:09 AM
truelumen$35.003/8/2011 4:25:54 AM
don8ter$25.003/8/2011 4:40:42 PM
integrity-saver$100.003/8/2011 12:39:51 PM
durability-halibut$25.003/8/2011 11:39:10 PM
durable-investment8$35.003/8/2011 2:26:00 PM
shur$25.003/8/2011 8:08:13 PM
JustMee$25.003/8/2011 4:28:03 PM
lender987654321$100.003/8/2011 8:11:38 PM
nickel-ferret$100.003/9/2011 8:46:30 AM
meenan$50.003/8/2011 9:46:48 PM
terrific-return$25.003/9/2011 1:53:57 PM
youngtrader$200.003/9/2011 4:13:13 PM
CA-Lender$100.003/9/2011 2:56:24 PM
jazz619$25.003/9/2011 6:41:30 PM
intelligent-yield$100.003/9/2011 9:54:28 AM
peace-maximizer8$25.003/10/2011 4:36:24 AM
top-basis-majesty$50.003/10/2011 9:32:34 AM
cash-champ0$25.003/10/2011 6:12:14 AM
TheGameTable$33.793/10/2011 8:43:23 AM
payout-alien6$25.003/10/2011 12:22:18 PM
RKLFinancial$25.003/10/2011 12:35:11 PM
Gobsek$100.003/10/2011 12:54:39 PM
The_Lending_Muscle$50.003/10/2011 1:02:13 PM
worthy-bid4$25.003/10/2011 9:31:14 AM
dollardave$100.003/10/2011 10:21:40 AM
engbusres$100.003/10/2011 6:06:20 AM
credit-kahuna$50.003/10/2011 6:27:32 AM
jpsmith1981$155.113/10/2011 11:39:20 AM
VeteranLender$41.713/10/2011 11:58:57 AM
best-listing-toro$25.003/10/2011 7:14:17 AM
caring-contract6$102.423/10/2011 12:41:23 PM
bobby5832708$50.003/10/2011 8:16:16 AM
zotzot$25.883/10/2011 9:32:01 AM
payout-equalizer8$28.323/10/2011 10:56:31 AM
BradyKP$25.003/10/2011 11:22:44 AM
Eric_Gagne$25.003/10/2011 12:35:44 PM
Tradesmanlender$35.002/26/2011 12:02:12 PM
vutah$25.002/26/2011 1:59:48 PM
Bank_Of_XL$100.002/26/2011 8:40:57 PM
benjamins-utopia$50.002/26/2011 12:01:33 PM
B-rad_the_Coug$25.002/26/2011 12:01:56 PM
HamachiMan$50.002/26/2011 12:02:52 PM
competent-p2p$25.002/26/2011 2:39:57 PM
DasMula$27.002/27/2011 12:52:53 AM
Nerdster1$25.052/27/2011 6:13:09 AM
kind-resolute-dough$25.002/28/2011 9:43:57 AM
BigBroJake$25.002/28/2011 6:57:51 PM
brainy-repayment5$50.003/1/2011 10:58:38 AM
radforj22$25.003/2/2011 2:06:32 AM
Phantom99$50.003/2/2011 7:03:21 AM
worthy-bid8$50.003/2/2011 7:59:53 AM
dt_one$25.003/2/2011 3:12:11 PM
commerce-renewal$100.003/3/2011 8:26:08 PM
important-ore$150.003/4/2011 3:20:55 AM
enchanted-yield4$100.003/4/2011 1:11:07 PM
inspiring-reward$50.003/4/2011 12:44:52 PM
jmichael23$100.003/5/2011 1:07:58 PM
Cai8899$40.003/6/2011 8:43:30 AM
Havana21$25.003/7/2011 4:51:49 PM
credit-investor5$50.003/7/2011 4:37:37 PM
new-ore-venture$200.003/8/2011 9:15:05 AM
bountiful-durability$100.003/7/2011 8:57:40 PM
orderly-leverage$100.003/7/2011 5:42:23 PM
gravbox$25.003/8/2011 6:36:42 AM
richboy56$25.003/8/2011 8:42:26 AM
friendly-market5$25.003/8/2011 12:27:19 PM
power-companion7$100.003/8/2011 10:07:15 AM
Smallbear$25.003/8/2011 1:22:02 PM
p2ploan-sensation211$25.003/8/2011 1:43:00 PM
reward-walnut$50.003/8/2011 4:16:56 PM
Aaron_Oz$25.003/8/2011 8:56:09 PM
ihelpunow$25.003/8/2011 7:05:20 PM
VAGweilo$50.003/8/2011 7:42:25 PM
gjm6d$25.003/8/2011 7:51:12 PM
Roundhouse$300.003/8/2011 8:54:40 PM
hopeful-asset9$25.003/8/2011 9:41:57 PM
patriot897$25.003/8/2011 6:32:41 PM
jybank$100.003/9/2011 10:38:11 AM
green-moola-platoon$100.003/9/2011 8:13:19 AM
harperpotok$25.003/9/2011 12:26:38 PM
PThor$25.003/9/2011 1:02:28 PM
payout-banker4$25.003/9/2011 6:02:05 PM
Ocean713$50.003/9/2011 12:33:25 PM
market-pudding$25.003/10/2011 4:53:55 AM
Mocaba$300.003/10/2011 4:55:00 AM
power-collider$50.003/9/2011 3:41:12 PM
be_wise$25.003/10/2011 5:06:46 AM
One1putt$50.003/10/2011 10:31:28 AM
Weaverville$50.003/10/2011 7:23:44 AM
lucky2$25.003/10/2011 10:57:03 AM
mjsk$25.003/10/2011 11:33:39 AM
melodious-fairness$25.883/10/2011 1:49:46 AM
Aariel$25.003/10/2011 9:19:33 AM
Raser$25.003/10/2011 10:51:05 AM
beer-gardener$36.773/10/2011 10:56:56 AM
affluence-companion2$40.513/10/2011 11:49:12 AM
goodhearted-gold3$100.003/10/2011 12:24:49 PM
greenback-perfume$50.003/10/2011 8:21:45 AM
bigphish$50.003/10/2011 9:06:10 AM
piter-to-la-investment$25.003/10/2011 11:51:10 AM
137 Investments
 
Borrower Payment Dependent Notes Series 495884
This series of Notes was issued and sold upon the funding of the borrower loan #48001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-16-2011 
Term: 12 months Listing End date:  Mar-16-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $178.63
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1988 Debt/Income ratio: 2%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 43 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,975Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: fulfilling-income4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper.com Test Loan
Purpose of loan:
This loan will be used to understand the Prosper.com loan marketplace first hand as a borrower prior to my lending or further borrowing with higher loan values.

My financial situation:
I have a very liquid financial portfolio, and can easily pay off this loan at any time if needed.

Monthly net income: over $40k/month
Monthly expenses: under $25k/month
Credit cards: paid off each month
Other loans: under $2k/month

The high revolving credit balance shown on the summary was from work expenses that have already been reimbursed and paid off.

Thank you for your interest in this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/16/2011 9:06:57 AM
patriot897$25.003/16/2011 9:05:16 AM
Weaverville$25.003/16/2011 9:08:00 AM
JustMee$25.003/16/2011 9:09:44 AM
JJ9876$25.003/16/2011 9:06:06 AM
organized-payment6$50.003/16/2011 9:08:43 AM
113121$1,414.593/16/2011 9:11:21 AM
cashhelp$60.003/16/2011 9:01:09 AM
simplelender80$100.003/16/2011 9:05:41 AM
113121$50.003/16/2011 9:05:45 AM
Oak-Parker$25.413/16/2011 9:07:34 AM
AFairDeal$100.003/16/2011 9:06:15 AM
BxRealtor$25.003/16/2011 9:06:23 AM
credit-investor5$50.003/16/2011 9:08:30 AM
14 Investments
 
Borrower Payment Dependent Notes Series 495990
This series of Notes was issued and sold upon the funding of the borrower loan #47942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1986 Debt/Income ratio: 47%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 32Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,079 
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: dollar-statuette Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
 
Principal balance: $2,409.40 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Pay Andy
Purpose of loan:
This loan will be used to...Pay Off a friend i owe money to

My financial situation:
I am a good candidate for this loan because...I have a steady income and i make my payments on time always


Monthly net income: $4000.00
Monthly expenses: $2500.00
Housing: $750
Insurance: $175Car expenses: $200
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $500Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/28/2011 5:03:36 PM
ultimate-peace$50.002/28/2011 5:14:01 PM
OldManP$25.002/28/2011 5:14:39 PM
autonomous-truth$50.002/28/2011 7:49:18 PM
competent-p2p$25.003/1/2011 6:42:10 AM
tech310$50.003/1/2011 3:33:27 AM
RyanM561$25.003/1/2011 7:01:17 AM
first-serene-credit$25.003/1/2011 10:17:56 AM
Iceman1347$25.003/1/2011 1:09:56 PM
good4loan$25.003/1/2011 1:52:50 PM
good4loan$25.003/1/2011 1:54:54 PM
shrewd-income$25.003/1/2011 4:00:59 PM
SFBank$50.003/1/2011 6:40:30 PM
kendigme$25.003/2/2011 2:21:44 AM
realtormoises$25.003/2/2011 3:59:47 PM
cash-raccoon$25.003/3/2011 7:28:34 AM
unforgettable-market3$100.003/3/2011 10:32:24 AM
commerce-renewal$100.003/3/2011 8:21:00 PM
kendigme$25.003/5/2011 5:23:17 AM
SouthernRemarketing$50.343/5/2011 8:26:10 AM
superb-kindness2$25.003/5/2011 9:00:43 AM
ryclsun$50.003/5/2011 8:37:15 AM
kulender$32.563/5/2011 1:02:37 PM
credit-missile$75.003/5/2011 4:09:40 PM
850$50.003/6/2011 12:56:17 AM
contract-lionheart$200.003/7/2011 12:04:30 PM
bunnybear$25.003/8/2011 8:22:14 AM
benefit-aggregator2$1,500.003/8/2011 1:46:46 PM
benefit-aggregator2$101.763/8/2011 1:55:46 PM
orange-rapid-benjamins$25.002/28/2011 9:44:32 PM
reflective-rupee$200.772/28/2011 5:23:44 PM
thankful-nickel2$25.002/28/2011 5:47:54 PM
nickel-hickory$25.003/1/2011 9:58:43 AM
restless-dime$25.003/1/2011 10:41:35 AM
heroic-deal7$50.003/1/2011 11:43:05 AM
YoungTaxMan$30.003/1/2011 6:14:41 PM
zone6$100.003/2/2011 4:28:10 AM
bmw2$50.003/2/2011 7:17:30 AM
kendigme$35.313/3/2011 2:22:23 AM
SFBank$50.003/3/2011 8:07:05 PM
Rashanir$39.263/4/2011 9:25:03 AM
principal-laser$100.003/4/2011 9:56:15 AM
kendigme$25.003/4/2011 3:05:09 PM
CincyTex$50.003/4/2011 1:45:16 PM
purpledog18$50.003/5/2011 8:36:27 AM
innovator2$50.003/5/2011 5:42:01 PM
five-star-note$25.003/5/2011 5:57:23 PM
loss-of-control$25.003/6/2011 9:22:24 AM
open-minded-fund9$50.003/7/2011 5:33:02 PM
peso-aggregator$25.003/7/2011 6:58:00 PM
kendigme$25.003/8/2011 2:11:45 AM
JJ-Loans$50.003/8/2011 9:24:50 AM
djalan$25.003/8/2011 1:51:42 PM
53 Investments
 
Borrower Payment Dependent Notes Series 496230
This series of Notes was issued and sold upon the funding of the borrower loan #47966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-06-2011 
Term: 60 months Listing End date:  Mar-18-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1990 Debt/Income ratio: 19%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:18y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,095Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: orange-balance-kangaroo Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my credit card debt.

My financial situation: Good, but it would be better and easier for me, if I could consolidate my credit card debt into one payment.
I am a good candidate for this loan because... I am a good candidate for this loan because, I have always paid my credit cards and loan payment on time and have never been late and have always eventually paid everything in full.


Monthly net income: $3600.00
Monthly expenses: $3100.00
Housing: $810.00
Insurance: $200.00
Car expenses: $140.00
Utilities: $175.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $575.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zotzot$125.113/6/2011 12:04:30 PM
important-ore$150.003/6/2011 12:06:48 PM
magnetic-dedication3$25.003/6/2011 4:56:09 PM
JustMee$25.003/6/2011 5:55:43 PM
simplelender80$100.003/6/2011 12:06:08 PM
Tradesmanlender$100.003/6/2011 12:06:26 PM
DasMula$27.003/6/2011 3:22:36 PM
debt_helper$25.003/7/2011 8:16:10 AM
competent-p2p$101.003/6/2011 7:11:33 PM
blue-ideal-dime$79.353/7/2011 4:21:49 PM
felicity-loyalist0$25.003/7/2011 4:21:01 PM
vigilance-frontier$25.003/7/2011 6:33:57 PM
Tylerh$100.003/7/2011 7:17:30 PM
patriot897$25.003/8/2011 6:33:59 PM
unfixer$25.003/9/2011 7:17:30 AM
nickel-ferret$100.003/9/2011 8:49:18 AM
integrity-doctor$100.003/9/2011 2:17:29 PM
Num1Knicks$100.003/9/2011 7:28:59 PM
power-pagoda$100.003/10/2011 9:16:01 AM
dlenz$25.003/10/2011 11:21:24 AM
platinum-scientist9$100.003/11/2011 10:25:14 AM
kind-genuine-dough$50.003/11/2011 9:35:01 AM
SecondChanceLendingSERV$25.003/11/2011 9:59:08 AM
friendly-market5$25.003/12/2011 4:59:41 AM
riproaringrapids$25.003/13/2011 1:17:07 AM
888GoldIngots$25.003/13/2011 7:51:51 AM
BankofBeth$25.003/12/2011 9:12:20 PM
caring-hope2$50.003/14/2011 9:57:34 AM
Havana21$25.003/14/2011 5:34:06 PM
flexible-money1$50.003/15/2011 9:30:02 AM
RatRaceChamp$29.463/15/2011 8:59:34 AM
enthralling-deal180$50.003/15/2011 2:10:21 AM
lender987654321$100.003/15/2011 2:03:09 PM
Cai8899$40.003/16/2011 9:10:19 AM
foofightee$25.003/16/2011 9:19:32 AM
JeffHoll$80.003/16/2011 11:42:53 AM
Gibbyland$100.003/16/2011 10:12:25 AM
felicity-daydream$50.003/16/2011 8:12:08 AM
VTXRider$25.003/16/2011 2:02:42 PM
pythia$25.003/16/2011 10:55:44 AM
tooflets$25.003/16/2011 7:24:18 PM
gallant-camaraderi$34.003/16/2011 6:07:12 PM
Bank42$73.033/16/2011 1:30:06 PM
wbahl$25.003/16/2011 8:12:21 PM
important-openness1$75.003/16/2011 7:18:26 PM
meenan$50.003/16/2011 8:35:44 PM
kulender$100.003/16/2011 8:17:32 PM
slartibardfast$25.003/17/2011 3:34:32 AM
indomitable-coin$50.003/17/2011 5:48:34 AM
bold-careful-finance$50.003/16/2011 8:36:41 PM
life-is-great$25.003/17/2011 10:07:31 AM
social-friendship5$50.003/17/2011 1:16:33 PM
adir1$45.003/17/2011 3:23:57 PM
TravisMcGee$25.003/17/2011 11:34:56 AM
Booray$50.003/17/2011 12:41:07 PM
capital-commando$50.003/17/2011 12:51:07 PM
revenue-spa8$50.003/17/2011 1:50:45 PM
haryassman$25.003/17/2011 2:13:06 PM
currency-persimmon$100.003/17/2011 9:33:51 AM
Artist_Blue$25.003/17/2011 11:27:50 AM
DasMula$77.003/17/2011 8:14:39 PM
nilonc1$50.003/17/2011 8:52:04 PM
BabyLender$25.003/17/2011 2:19:38 PM
LngTerm$25.003/17/2011 10:23:07 PM
coin-amigo$30.003/17/2011 2:39:47 PM
visionary-asset5$100.003/17/2011 8:29:15 PM
benjo$50.003/17/2011 8:38:07 PM
exuberant-dime$100.003/18/2011 4:42:17 AM
kind-resolute-dough$25.003/17/2011 4:05:02 PM
DrZoidberg$50.003/18/2011 5:32:16 AM
GElender$50.003/18/2011 6:16:19 AM
pbo922$25.003/18/2011 6:31:15 AM
derec$25.003/17/2011 10:39:03 PM
first-serene-credit$25.003/17/2011 4:47:22 PM
nevetsnosliw1$34.123/18/2011 12:00:46 AM
adaboy65$500.003/18/2011 8:03:37 AM
trade-surge3$25.003/18/2011 8:34:21 AM
beeper2$29.833/17/2011 5:11:53 PM
DrZoidberg$25.003/18/2011 5:31:12 AM
return-beeper$50.003/18/2011 9:33:00 AM
vigilance-searcher$25.003/17/2011 9:36:36 PM
profitable-money$25.003/17/2011 10:08:27 PM
gold-commander0$50.003/18/2011 9:53:57 AM
platinum-optimization1$25.003/18/2011 10:22:41 AM
rockerZ71$25.003/18/2011 2:08:10 AM
poetic-economy$100.003/18/2011 9:10:23 AM
attractive-value$25.003/18/2011 12:42:24 PM
aoohollis310$104.003/18/2011 12:44:48 PM
dblakels$25.003/18/2011 1:02:26 PM
auctionator1$55.003/18/2011 1:34:16 PM
julijask$35.003/18/2011 2:21:41 PM
lostontheedge$25.003/18/2011 9:44:04 AM
ddamenace$40.003/18/2011 6:37:36 AM
YosemiteSam$25.003/18/2011 2:48:09 PM
lakehavasu88$25.003/18/2011 3:02:15 PM
dsgfl1$100.003/18/2011 11:13:31 AM
worldly-community3$50.003/18/2011 3:08:05 PM
sasa101$100.003/18/2011 8:12:59 AM
the-serene-transaction$25.003/18/2011 3:10:20 PM
UCSBGAUCHOS$50.003/18/2011 8:30:44 AM
auction-seeker$25.003/18/2011 12:57:15 PM
Tai$50.003/18/2011 3:45:35 PM
MyPlantsEatBugs$25.003/18/2011 1:21:57 PM
MarinLoans$25.003/18/2011 4:37:46 PM
lucrative-coin$100.003/18/2011 2:42:02 PM
astute-benjamins$25.003/18/2011 2:42:47 PM
RMB-Investments$100.003/18/2011 3:01:50 PM
ac787$25.003/18/2011 9:18:14 AM
WordWrangler$50.003/18/2011 9:21:07 AM
busnssmn$25.003/18/2011 5:31:37 PM
gracej$25.003/18/2011 3:06:45 PM
Tai$50.003/18/2011 3:29:26 PM
a-unflappable-finance$100.003/18/2011 9:37:06 AM
solarguy2$47.773/18/2011 4:02:25 PM
reward-blueberry2$25.003/18/2011 4:18:24 PM
noodles932$26.003/18/2011 6:55:42 PM
aquarexbi$39.553/18/2011 7:33:45 PM
adamk911$59.613/18/2011 10:15:32 AM
wwahammy$35.003/18/2011 10:19:48 AM
NYCFinancier$25.003/18/2011 5:41:37 PM
compassionate-dime0$50.003/18/2011 6:28:05 PM
wwwUniversal$25.003/18/2011 1:36:03 PM
mybackyard$50.003/18/2011 2:48:51 PM
the-silver-blaster$50.003/18/2011 3:03:27 PM
Chewbaca$25.003/18/2011 3:20:20 PM
corporatejim$100.003/18/2011 4:02:01 PM
shakas$27.703/18/2011 5:36:58 PM
brainy-repayment5$57.643/18/2011 6:08:04 PM
cti11$28.143/18/2011 6:48:47 PM
platinum-czar$143.173/18/2011 7:24:39 PM
jdrez$25.003/6/2011 12:07:12 PM
Bank_Of_XL$25.003/6/2011 1:38:42 PM
thankful-nickel2$100.003/6/2011 4:25:47 PM
BxRealtor$25.003/6/2011 12:02:53 PM
benjamins-utopia$100.003/6/2011 12:03:21 PM
mgking007$29.003/6/2011 8:53:48 PM
reflective-rupee$25.333/6/2011 7:16:01 PM
credit-coach118$100.003/7/2011 9:19:29 AM
radiant-peace$25.003/7/2011 11:36:58 AM
mizon291$110.003/7/2011 6:47:50 PM
transformer855$25.003/7/2011 9:07:19 PM
power-companion7$100.003/8/2011 10:03:45 AM
radforj22$25.003/8/2011 7:22:26 AM
debt-sphinx99$25.003/8/2011 7:35:22 AM
wise-funds-rocker$25.003/8/2011 11:46:10 AM
MadHun$200.003/8/2011 12:11:38 PM
888GoldIngots$25.003/8/2011 8:22:34 PM
Josphine$25.003/9/2011 5:13:08 AM
worthy-bid8$100.003/8/2011 4:13:27 PM
spy0$25.003/9/2011 2:25:18 PM
jazz619$25.003/9/2011 6:42:36 PM
Peterman$25.003/9/2011 8:46:05 PM
payout-banker4$25.003/9/2011 6:03:07 PM
Watersports$50.003/10/2011 5:50:51 AM
CA-Lender$100.003/10/2011 5:42:43 PM
Emberfox$25.003/10/2011 2:35:19 PM
efficient-treasure0$25.003/11/2011 7:02:05 AM
Oakland$50.003/11/2011 6:59:43 PM
treasure-widget$25.003/12/2011 10:27:54 AM
jescowa$50.003/12/2011 5:49:51 AM
ClearCut$50.003/12/2011 2:31:55 PM
Walkingcowboy$50.003/12/2011 11:32:49 AM
Weaverville$50.003/13/2011 5:46:57 PM
cingular$25.003/13/2011 7:57:06 PM
cash-mountain4$25.003/13/2011 10:47:16 AM
Pasagam$50.003/14/2011 12:01:22 PM
AlfinityBank25$25.003/14/2011 2:26:22 PM
Ripsaw4U$50.003/15/2011 2:14:13 AM
KClender$25.003/15/2011 2:48:08 PM
6moonbeams$50.003/15/2011 3:56:44 PM
TikPmp1$25.003/15/2011 4:09:12 PM
skuba$25.003/15/2011 4:10:04 PM
finance-solo$30.943/15/2011 3:44:30 PM
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rate-mogul$100.003/15/2011 7:06:19 PM
DrNano$50.003/15/2011 7:49:18 PM
leodaguy$50.003/15/2011 9:21:39 PM
srspank24$245.003/15/2011 9:23:18 PM
kenji4861$25.003/16/2011 2:25:28 AM
Preferred-Lender$25.003/16/2011 8:41:39 AM
The_Birnetts$130.003/16/2011 6:40:17 AM
cash-spinner$25.003/16/2011 12:51:30 PM
triumph329$30.003/16/2011 1:11:32 PM
Ocean713$50.003/16/2011 3:36:26 PM
GElender$50.003/16/2011 8:33:09 PM
coin-investor$25.003/16/2011 8:33:37 PM
kbodendorf$25.003/16/2011 8:43:36 PM
SBT$75.003/16/2011 8:51:19 PM
Philolend$25.003/17/2011 6:22:38 AM
GoingFishing$25.003/17/2011 7:44:29 AM
Independenttools$25.003/17/2011 8:35:00 AM
SB94114$51.003/17/2011 8:45:38 AM
treasure-pipeline$50.003/16/2011 8:43:04 PM
mraleig$200.003/17/2011 12:50:15 PM
terrific-return$26.003/17/2011 2:29:30 PM
economy-popcorn$25.003/17/2011 6:40:24 AM
awe-inspiring-power$25.003/17/2011 11:10:39 AM
hostbank$100.003/17/2011 3:41:33 PM
wild-orange$25.003/17/2011 3:46:27 PM
bullwink27$25.003/17/2011 12:07:23 PM
Domgabriel$50.003/17/2011 8:46:14 AM
KryptonWare-com$25.003/17/2011 12:42:38 PM
a-finance-nirvana$25.003/17/2011 3:58:09 PM
newfoundation$25.003/17/2011 12:56:13 PM
desertoasis$40.003/17/2011 9:38:32 AM
gold-sushi$25.003/17/2011 9:41:22 AM
brainy-repayment5$72.503/17/2011 4:02:32 PM
aldeed$100.003/17/2011 8:20:44 PM
quest0$35.003/17/2011 4:52:07 PM
squarebob$125.003/17/2011 2:26:48 PM
torpedoman-usn$50.003/17/2011 2:36:24 PM
red-favorable-basis$25.003/17/2011 3:02:42 PM
lasalle123$51.833/17/2011 7:11:56 PM
BaxterEvil$25.003/17/2011 7:48:02 PM
loans_to_loan$25.003/17/2011 8:15:19 PM
Goodlender42$25.003/17/2011 8:31:13 PM
loyalty-sherpa$25.003/17/2011 4:31:13 PM
derec$25.003/17/2011 10:36:32 PM
maximizer$25.003/18/2011 7:18:33 AM
Bigg_Lender$50.003/18/2011 8:06:09 AM
CashBank$25.003/18/2011 8:36:50 AM
cutter21$25.003/17/2011 5:31:58 PM
syounker$25.003/17/2011 5:48:48 PM
Control$25.003/18/2011 4:30:18 AM
Imaginos1892$100.003/17/2011 8:02:06 PM
COCHINOBOY$25.003/18/2011 6:35:26 AM
360Winner$50.003/18/2011 9:33:29 AM
chameleon125$25.003/18/2011 6:45:53 AM
liberty-society5$25.003/18/2011 8:13:26 AM
a-reasonable-return$50.003/18/2011 8:36:44 AM
mammalian4$25.003/18/2011 9:44:42 AM
gizzywump$100.003/18/2011 10:00:15 AM
EmpireInvestments$100.003/18/2011 10:15:38 AM
jjswanso$100.003/18/2011 10:44:45 AM
ddog0224$100.003/18/2011 1:58:45 AM
availableloan$25.003/18/2011 11:18:48 AM
joyful-power9$50.003/18/2011 11:44:00 AM
blissful-penny$29.873/18/2011 9:14:47 AM
loanman2007$25.003/18/2011 4:43:43 AM
ryanshain$100.003/18/2011 5:09:16 AM
jlendog$50.003/18/2011 9:40:24 AM
kc8fot$60.003/18/2011 5:39:33 AM
Airthus$25.003/18/2011 5:46:05 AM
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marketplace-canary7$25.003/18/2011 10:36:03 AM
HHP$100.003/18/2011 3:02:35 PM
_NaLNaBB$250.003/18/2011 11:06:59 AM
Spartamare$150.003/18/2011 11:20:33 AM
fund-tom-tom6$50.003/18/2011 7:54:51 AM
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lordnecron$26.523/18/2011 11:59:57 AM
nolahelper$25.003/18/2011 8:25:25 AM
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zone6$30.593/18/2011 8:49:30 AM
gilbrear$25.003/18/2011 4:36:54 PM
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don8ter$25.003/18/2011 2:31:39 PM
listing-goat$81.563/18/2011 5:12:24 PM
vibraphone3$50.003/18/2011 3:03:31 PM
BzJ108$25.003/18/2011 3:03:52 PM
Engineer44$30.003/18/2011 5:52:36 PM
pound-puppy$25.003/18/2011 3:16:38 PM
Minnvestor$47.503/18/2011 6:57:09 PM
loss-of-control$100.003/18/2011 4:23:39 PM
arkleseizure$25.003/18/2011 6:57:44 PM
mike279766$28.003/18/2011 7:01:10 PM
platinum-czar$100.003/18/2011 7:20:16 PM
shorthairedg$50.003/18/2011 9:42:23 AM
PropertyInvest$25.003/18/2011 4:48:29 PM
DrunkenMic$75.003/18/2011 5:22:45 PM
blue-ideal-dime$100.003/18/2011 6:05:16 PM
jms1983$25.003/18/2011 6:15:54 PM
JSTHLPNG$25.003/18/2011 12:48:08 PM
hard-working-reward2$50.003/18/2011 1:12:22 PM
neutrino6$25.003/18/2011 1:49:46 PM
dasbuntenheim$50.003/18/2011 2:04:46 PM
rcm87$100.003/18/2011 3:01:34 PM
rbrown15$65.363/18/2011 3:05:35 PM
the-silver-blaster$95.523/18/2011 3:18:03 PM
loan-upholder4$25.003/18/2011 3:46:00 PM
USMC06$300.003/18/2011 6:20:59 PM
JCMC$25.003/18/2011 7:23:22 PM
284 Investments
 
Borrower Payment Dependent Notes Series 496512
This series of Notes was issued and sold upon the funding of the borrower loan #47995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $793.83
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1993 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,987Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: photon243 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Investment
Purpose of loan: Part investor in a small business
This loan will be used to...purchase equipment to pour pads for natural gas drilling in Texas and Oklahoma.

My financial situation: Is excellent. I have only one debt of $8700 besides my mortgage. My personal income as a governemnt employee for last year was $72172 as a GS-10 Step 4 (plus a 25% retention incentive) and another $21289 as an E-7 in the USAFR. My spouse is also a government employee and the total household gross income was $151,000.
I am a good candidate for this loan because...I have the consistant income to repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zotzot$100.113/4/2011 5:24:05 PM
Tradesmanlender$100.003/4/2011 5:06:36 PM
JJ9876$25.003/4/2011 5:07:04 PM
important-ore$150.003/4/2011 5:08:22 PM
Reddy_Capital$25.003/5/2011 1:12:54 AM
thankful-nickel2$100.003/5/2011 1:38:19 PM
Bank42$100.003/5/2011 12:41:04 PM
don'twannadance$50.003/5/2011 1:23:08 PM
caring-hope2$50.003/5/2011 3:09:31 PM
Cai8899$40.003/6/2011 8:44:30 AM
Tylerh$100.003/7/2011 7:17:08 PM
power-companion7$100.003/8/2011 10:00:41 AM
patriot897$25.003/8/2011 6:33:44 PM
worthy-bid8$100.003/8/2011 4:13:12 PM
nickel-ferret$100.003/9/2011 8:48:30 AM
Dalrymple$283.833/8/2011 9:49:30 PM
DDPrime$50.003/9/2011 6:08:09 PM
TikPmp1$25.003/9/2011 3:14:08 PM
indomitable-coin$25.003/9/2011 7:07:24 PM
vigilance-revolutionary$50.003/10/2011 9:23:05 AM
kind-genuine-dough$50.003/11/2011 9:34:39 AM
efficient-treasure0$25.003/11/2011 7:01:38 AM
Walkingcowboy$50.003/12/2011 11:32:16 AM
enthralling-deal180$50.003/12/2011 4:17:01 AM
GElender$50.003/14/2011 7:44:36 AM
cash-mountain4$25.003/13/2011 10:37:03 AM
wizbiz717$50.003/14/2011 9:53:16 AM
Pasagam$50.003/14/2011 11:58:24 AM
szetowski$25.003/14/2011 9:53:23 AM
KichigaiSensei$25.003/14/2011 8:18:49 AM
meenan$50.003/14/2011 6:01:08 PM
Woodworker57$25.003/15/2011 3:21:16 AM
aasx1108$25.003/15/2011 5:17:03 AM
ingenious-order783$30.003/15/2011 6:01:19 AM
divedude$25.003/15/2011 3:22:07 AM
flexible-money1$50.003/15/2011 9:29:31 AM
the-capital-multiplier$50.003/15/2011 10:06:48 AM
skuba$25.003/15/2011 8:28:30 AM
Artist_Blue$25.003/15/2011 4:09:58 PM
Hanalei712$50.003/15/2011 9:38:00 AM
vigorous-velocity$100.003/15/2011 8:24:54 PM
leodaguy$50.003/15/2011 9:21:24 PM
zotzot$50.993/15/2011 9:30:20 PM
Binan$25.003/15/2011 9:39:39 PM
kind-resolute-dough$25.003/15/2011 4:09:15 PM
mizon291$50.003/15/2011 9:06:19 PM
reliable-platinum8$100.003/15/2011 9:19:20 PM
moltopaolo$50.003/15/2011 4:59:17 PM
secureincome$2,000.003/15/2011 5:25:18 PM
diligent-kindness9$25.003/15/2011 5:43:13 PM
first-serene-credit$25.003/16/2011 8:22:33 AM
eloquent-dough5$25.003/15/2011 7:02:37 PM
Redeast$25.003/15/2011 8:17:12 PM
HHP$100.003/16/2011 9:33:49 AM
gustavholstopus32$25.003/16/2011 9:54:52 AM
Gibbyland$100.003/16/2011 10:11:36 AM
nickel-position$25.003/16/2011 11:19:52 AM
lakehavasu88$25.003/16/2011 3:16:59 AM
cash-spinner$25.003/16/2011 12:51:15 PM
frclmym$25.003/16/2011 1:24:31 PM
gracej$25.003/16/2011 5:49:50 PM
zeelender$25.003/16/2011 4:07:46 PM
interest88$50.003/16/2011 10:12:36 AM
julijask$50.003/16/2011 10:59:22 AM
friendly-market5$25.003/16/2011 6:38:26 PM
worldly-community3$50.003/16/2011 6:39:15 PM
visionary-asset5$100.003/16/2011 7:23:16 PM
unclejaef$25.003/16/2011 12:19:59 PM
breterst$25.003/16/2011 7:48:36 PM
Tapu22$25.003/16/2011 7:57:27 PM
cathexis$25.003/16/2011 7:57:35 PM
htdia$50.003/16/2011 7:59:05 PM
BuntyBoy$25.003/16/2011 7:59:41 PM
Rick21$50.003/16/2011 8:01:11 PM
bbrelo$25.003/16/2011 8:02:43 PM
canisian$25.003/16/2011 8:02:54 PM
wind183$350.003/16/2011 6:27:33 PM
iGeoff$25.003/16/2011 8:03:39 PM
windfall46$25.003/16/2011 8:04:39 PM
Leopoldine$25.003/16/2011 8:05:56 PM
tomxnsn$50.003/16/2011 8:07:16 PM
Ocean713$50.003/16/2011 3:35:39 PM
balance2$25.003/16/2011 8:09:09 PM
credit-vinyl$25.003/16/2011 8:09:14 PM
active-market$50.003/16/2011 8:09:19 PM
don8ter$25.003/16/2011 6:41:09 PM
lcole32$25.003/16/2011 8:15:35 PM
hopethisworks$50.003/16/2011 8:15:50 PM
SBT$50.003/16/2011 8:16:07 PM
MoneyTree79$100.003/16/2011 7:38:38 PM
authoritative-capital$25.003/16/2011 8:16:49 PM
inspired-investment8$92.003/16/2011 8:17:16 PM
careful-penny$25.003/16/2011 8:17:25 PM
pi31415$25.003/16/2011 8:18:27 PM
fiddlerzvi$50.003/16/2011 8:20:28 PM
reflective-gain$25.003/16/2011 8:21:44 PM
dparkhom$25.003/16/2011 8:21:56 PM
wampum-chorus3$25.003/16/2011 7:58:00 PM
browneyegravy$25.003/16/2011 7:58:17 PM
Ready2Loan$25.003/16/2011 8:23:04 PM
KB4UF$25.003/16/2011 8:00:52 PM
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mad4wknds$100.003/16/2011 8:01:53 PM
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crawfingers$25.003/16/2011 8:24:43 PM
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theonezozo$50.003/16/2011 8:04:19 PM
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velocity-solo$25.003/16/2011 8:27:30 PM
helpinghand63$25.003/16/2011 8:09:37 PM
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ashirey$50.003/16/2011 8:30:45 PM
miket71$50.003/16/2011 8:32:11 PM
loan-master996$50.003/16/2011 8:32:48 PM
Arikos$50.003/16/2011 8:33:15 PM
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gavinfh$25.003/16/2011 8:34:20 PM
justice-dna$35.003/16/2011 8:34:32 PM
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p2p-renaissance7$100.003/16/2011 8:34:43 PM
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harty$50.003/16/2011 8:16:34 PM
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IP$50.003/16/2011 8:18:42 PM
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sensible-order2$100.003/16/2011 8:21:21 PM
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rmachi$25.003/16/2011 8:26:33 PM
TheGoodSamaritan$28.003/16/2011 8:26:59 PM
dinero-speaker$25.003/16/2011 8:27:10 PM
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mjjjrj$25.003/16/2011 9:27:22 PM
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gethsemane4$25.003/16/2011 8:30:58 PM
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zbfamwl$25.003/16/2011 8:33:56 PM
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gciarami$25.003/16/2011 8:34:13 PM
durability-mad-scientist4$50.003/16/2011 8:34:27 PM
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stollcm$25.003/16/2011 8:07:33 PM
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agile-loan0$25.003/16/2011 8:16:51 PM
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the-profit-oracle$25.003/17/2011 1:55:44 AM
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dajen1$50.003/16/2011 8:23:33 PM
successful-agreement7$100.003/16/2011 8:24:54 PM
roman2008$25.003/16/2011 8:25:50 PM
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innocent-deal$50.003/16/2011 8:30:34 PM
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compassion-platoon$25.003/17/2011 9:13:10 AM
trade-hyperdrive1$100.003/17/2011 12:07:46 PM
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porter22$25.003/17/2011 1:52:51 AM
wampum-optimization$28.123/17/2011 2:01:58 AM
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the-silver-blaster$100.003/17/2011 5:10:54 AM
AgTiPinisher$50.003/17/2011 5:18:34 AM
torpedoman-usn$50.003/17/2011 2:36:13 PM
RgPro$50.003/17/2011 10:36:46 AM
PinkeeeandtheBrain$100.003/17/2011 10:51:14 AM
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PThor$25.003/17/2011 11:59:02 AM
mennleo$50.003/17/2011 3:48:25 PM
silver-armada$50.003/17/2011 3:48:33 PM
haplender$25.003/17/2011 3:48:37 PM
supersarah61$50.003/17/2011 3:48:52 PM
reflective-cash0$50.003/17/2011 3:49:00 PM
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SmokeyMirror$50.003/17/2011 3:49:16 PM
LaveenFinancial$25.003/17/2011 3:49:30 PM
credit-flower$25.003/17/2011 3:49:44 PM
cypressdev001$50.003/17/2011 3:50:02 PM
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dpdn57$25.003/17/2011 3:47:46 PM
bold-enthralling-yield$25.003/17/2011 3:47:59 PM
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bdloans$50.003/17/2011 3:48:14 PM
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jct_enterprises$25.003/17/2011 3:49:48 PM
resource777$50.003/17/2011 3:49:57 PM
grampy48$25.003/17/2011 3:50:19 PM
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MattTheGr8$25.003/17/2011 3:50:56 PM
SummaCapital$50.003/17/2011 3:51:35 PM
income-vault6$25.003/17/2011 3:51:46 PM
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yennib$167.043/17/2011 3:52:33 PM
daddypro$25.003/17/2011 12:21:48 PM
orange-agreement-historian$40.003/17/2011 2:04:39 PM
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MLMarine$25.003/17/2011 3:48:43 PM
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drtrimmers$50.003/17/2011 3:50:09 PM
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AFairDeal$100.003/4/2011 5:08:09 PM
squarebob$105.003/4/2011 5:13:19 PM
simplelender80$100.003/4/2011 5:04:28 PM
BxRealtor$25.003/4/2011 5:04:43 PM
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payout-banker4$25.003/9/2011 6:02:52 PM
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a-responsible-return$100.003/10/2011 2:42:29 PM
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cingular$25.003/13/2011 7:56:46 PM
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ijspence$25.003/15/2011 2:06:43 PM
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bobby5832708$50.003/15/2011 6:26:32 PM
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simpy$50.003/16/2011 4:19:48 PM
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integrity-saver$100.003/16/2011 6:43:11 PM
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useful-p2ploan$50.003/16/2011 8:15:48 PM
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chlebie$29.493/16/2011 8:06:07 PM
jpinversor$46.713/16/2011 8:07:00 PM
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ranstlin$25.003/16/2011 8:26:48 PM
red-unequivocal-finance$50.003/16/2011 8:27:02 PM
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kbodendorf$25.003/16/2011 8:43:25 PM
jigsaw$100.003/16/2011 6:30:26 PM
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pulmdoc$25.003/16/2011 8:02:19 PM
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nycfinance$25.003/16/2011 8:07:11 PM
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brightest-affluence-motivator$50.003/16/2011 8:15:57 PM
greenback-professor5$50.003/16/2011 8:16:30 PM
visionary-currency$50.003/16/2011 8:17:08 PM
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uarewhatuthink$25.003/16/2011 8:18:31 PM
E_G$50.003/16/2011 8:19:09 PM
yield-seeker$25.003/16/2011 8:20:31 PM
GrommetPosse$30.723/17/2011 1:53:05 AM
ThisGuyIKnow$25.833/17/2011 1:53:33 AM
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lostontheedge$25.003/16/2011 8:23:52 PM
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bold-basis-supernova$35.663/16/2011 8:26:20 PM
slartibardfast$25.003/17/2011 3:26:15 AM
wwwUniversal$25.003/16/2011 8:27:12 PM
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worker943$50.003/16/2011 8:30:20 PM
ultimate-payment$50.003/16/2011 8:30:30 PM
moola-escalator$50.003/16/2011 8:30:39 PM
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market-walnut5$25.003/16/2011 8:34:11 PM
Lesburger$25.003/16/2011 8:34:24 PM
currency-persimmon$100.003/17/2011 9:33:15 AM
sgordon46$25.003/17/2011 9:57:07 AM
productive-principal7$25.003/17/2011 8:51:32 AM
peace-maximizer8$25.003/17/2011 11:58:46 AM
axl163$25.003/17/2011 1:35:43 AM
tsquared_030$30.123/17/2011 1:41:46 AM
jonn834$25.003/17/2011 12:07:45 PM
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mwaldo13$100.003/17/2011 12:44:35 PM
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ac787$26.003/17/2011 4:49:03 AM
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doncm$50.003/17/2011 3:48:02 PM
enchanted-yield4$100.003/17/2011 12:02:33 PM
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cgHaxor$50.003/17/2011 3:48:36 PM
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tharmon$50.003/17/2011 3:48:57 PM
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treasure-dreamer7$50.003/17/2011 3:49:42 PM
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lgs83$25.003/17/2011 3:50:04 PM
GiftViftdotcom$25.003/17/2011 3:50:16 PM
108lender$200.003/17/2011 3:50:46 PM
Steveoo1$25.003/17/2011 3:52:06 PM
DavenportCapital$25.003/17/2011 3:52:58 PM
Booray$50.003/17/2011 12:40:58 PM
capital-commando$50.003/17/2011 12:51:00 PM
beyond17$100.003/17/2011 3:02:07 PM
PitOfSuccess$25.003/17/2011 9:36:14 AM
jjb3$25.003/17/2011 9:39:54 AM
asya$25.003/17/2011 3:48:05 PM
investor7257$25.003/17/2011 3:48:11 PM
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nomneu$50.003/17/2011 3:48:30 PM
Chakma$25.003/17/2011 3:48:40 PM
Rockymtnhi$50.003/17/2011 3:49:07 PM
life-is-great$25.003/17/2011 10:07:22 AM
lincs$25.003/17/2011 3:49:51 PM
Palacios$50.003/17/2011 3:50:14 PM
rakstar$50.003/17/2011 3:50:23 PM
JKKCapital$50.003/17/2011 3:50:37 PM
prohelper$50.003/17/2011 3:51:04 PM
Ivan2007$50.003/17/2011 3:52:30 PM
dmeg$25.003/17/2011 11:01:58 AM
coin-jubilee$25.003/17/2011 11:33:36 AM
credit-investor5$50.003/17/2011 12:01:38 PM
hostbank$100.003/17/2011 3:41:20 PM
Slend49$25.003/17/2011 3:47:39 PM
Butterfly1950$25.003/17/2011 3:47:49 PM
stampx$50.003/17/2011 3:47:56 PM
peso-mate$50.003/17/2011 3:48:21 PM
MoneyMA$25.003/17/2011 3:49:05 PM
orangetrust$100.003/17/2011 3:49:39 PM
FigTree$50.003/17/2011 3:49:54 PM
taal1$50.003/17/2011 3:50:11 PM
anyoi$50.003/17/2011 3:50:51 PM
hope-hickory$25.003/17/2011 3:52:36 PM
472 Investments
 
Borrower Payment Dependent Notes Series 496668
This series of Notes was issued and sold upon the funding of the borrower loan #47983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,953.54 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Mar-07-2011 
Term: 60 months Listing End date:  Mar-21-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $417.18
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1984 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Car Dealer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,366Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: a-natural-return Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Inventory
Purpose of loan:
This loan will be used to purchase used car inventory at wholesale.

My financial situation:
I am a good candidate for this loan because I have ten years prior used car experience. I have currently been operating another prifitable, independent business for the past eight years and will contine to own and operate it.


Monthly net income: $3400.
Monthly expenses: $2200.
Housing: $768.
Insurance: $200.
Car expenses: $0.
Utilities: $200.
Phone, cable, internet: $200.
Food, entertainment: $400.
Clothing, household expenses: $100.
Credit cards and other loans: $0.
Other expenses: $332.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage balance is $56,000 on a first mortgage only and the market value, per zillow, is $102,000. (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$100.003/7/2011 9:06:10 AM
important-ore$150.003/7/2011 9:06:25 AM
JustMee$25.003/7/2011 9:59:23 AM
reflective-rupee$500.333/7/2011 8:30:28 PM
DerrickCEO$100.003/8/2011 5:52:58 AM
beakerfish$50.003/7/2011 8:04:07 PM
Panna$25.003/8/2011 2:26:22 PM
nickel-ferret$100.003/9/2011 8:49:26 AM
CA-Lender$100.003/9/2011 2:56:55 PM
Emberfox$25.003/10/2011 2:37:32 PM
loanman2007$100.003/10/2011 12:13:13 PM
BxRealtor$25.003/11/2011 8:06:10 AM
ready-interest9$25.003/10/2011 3:54:22 PM
kind-genuine-dough$50.003/11/2011 9:35:04 AM
fund-baker$102.503/11/2011 9:56:00 AM
efficient-treasure0$25.003/11/2011 7:02:16 AM
social-friendship5$50.003/11/2011 9:33:16 AM
treasure-widget$25.003/12/2011 10:28:07 AM
platinum-cargo$100.003/12/2011 5:52:09 PM
Weaverville$50.003/13/2011 5:47:03 PM
Pasagam$50.003/14/2011 12:01:31 PM
on_your_side$25.003/14/2011 3:47:36 PM
realtormoises$25.003/15/2011 5:35:47 AM
Ripsaw4U$50.003/15/2011 2:14:24 AM
asset-professor$50.003/15/2011 2:12:07 AM
brainy-repayment5$75.003/15/2011 5:06:31 PM
6moonbeams$50.003/15/2011 3:56:49 PM
rate-mogul$100.003/15/2011 7:06:30 PM
Redeast$25.003/15/2011 8:25:13 PM
auction-seeker$25.003/15/2011 5:57:07 PM
orange-preeminant-bill$50.003/16/2011 2:16:56 AM
treasure-bliss$50.003/16/2011 2:01:49 AM
enthralling-deal180$25.003/16/2011 12:05:13 PM
TikPmp1$25.003/16/2011 12:08:36 PM
Gibbyland$100.003/16/2011 10:12:38 AM
interest-exec9$25.003/16/2011 11:57:47 AM
wbahl$25.003/16/2011 8:12:24 PM
treasure-pipeline$50.003/16/2011 8:43:06 PM
slartibardfast$25.003/17/2011 3:34:35 AM
suave-dime6$25.003/17/2011 3:11:12 AM
bold-careful-finance$50.003/16/2011 8:36:43 PM
currency-persimmon$100.003/17/2011 9:33:56 AM
Philolend$25.003/17/2011 6:22:42 AM
Emberfox$25.003/17/2011 12:37:56 PM
zotzot$50.443/17/2011 2:33:51 PM
bullwink27$25.003/17/2011 5:36:13 PM
loyalty-sherpa$25.003/17/2011 4:31:16 PM
DrZoidberg$25.003/18/2011 5:31:16 AM
BaxterEvil$25.003/17/2011 7:48:04 PM
benjo$50.003/17/2011 8:38:10 PM
derec$25.003/17/2011 10:36:34 PM
Independenttools$25.003/18/2011 11:06:40 AM
joyful-power9$50.003/18/2011 11:43:14 AM
new-ore-venture$100.003/18/2011 9:13:15 AM
WordWrangler$50.003/18/2011 9:21:10 AM
LaBamba$120.003/18/2011 1:19:14 PM
a-unflappable-finance$100.003/18/2011 9:37:10 AM
marketplace-canary7$25.003/18/2011 10:36:08 AM
Booray$50.003/18/2011 3:04:55 PM
vigilance-searcher$25.003/18/2011 9:20:38 AM
the-silver-blaster$75.003/18/2011 3:24:47 PM
Tai$50.003/18/2011 3:34:07 PM
generosity-pizza$50.003/18/2011 4:10:13 PM
MarinLoans$25.003/18/2011 4:37:49 PM
well-mannered-income3$60.003/18/2011 4:40:25 PM
busnssmn$25.003/18/2011 5:31:39 PM
worldly-gold$50.003/18/2011 1:57:26 PM
lucrative-coin$100.003/18/2011 2:44:12 PM
generator596$25.003/19/2011 3:20:11 AM
ivadood$50.003/18/2011 3:07:41 PM
DasMula$57.003/18/2011 4:04:06 PM
squarebob$50.333/18/2011 4:34:33 PM
ssh1983$25.003/19/2011 6:36:02 AM
FinanceEngine$25.003/19/2011 7:31:43 AM
gracej$25.003/19/2011 2:24:45 AM
aha6297$25.003/19/2011 2:41:39 AM
duty-windmill$25.003/19/2011 9:27:38 AM
GElender$50.003/19/2011 9:39:35 AM
Engineer44$30.003/18/2011 5:54:26 PM
YoungTaxMan$50.003/18/2011 6:08:20 PM
corporatejim$29.383/19/2011 5:14:09 AM
MicroLender357$50.003/19/2011 6:07:06 AM
first-serene-credit$25.003/19/2011 8:03:50 AM
the-profit-oracle$25.003/19/2011 11:35:06 AM
bid-computer$25.003/19/2011 9:28:17 AM
GMPK_TLAS$50.003/19/2011 1:24:34 AM
jonn834$25.003/19/2011 9:50:42 AM
lostontheedge$25.003/19/2011 2:37:13 AM
don8ter$25.003/19/2011 3:09:56 AM
nalaari$25.003/19/2011 3:29:54 AM
mistertao$25.003/19/2011 11:36:10 AM
transparency-burger$25.003/19/2011 8:26:16 PM
kind-responsible-affluence$25.003/19/2011 7:02:42 AM
aztocas$25.003/19/2011 8:09:14 AM
drkosh$25.003/19/2011 8:40:21 AM
money-surge1$50.003/20/2011 10:46:50 AM
investment-comet$25.003/19/2011 9:51:15 AM
w3alter$100.003/19/2011 4:56:02 PM
peace-maximizer8$25.003/19/2011 5:21:16 PM
jt88$50.003/19/2011 10:41:07 AM
visionary-fund$100.003/19/2011 8:05:39 PM
spyro$25.003/19/2011 8:21:26 PM
cosmof16$25.003/20/2011 12:18:20 PM
gold-blanket0$50.003/19/2011 8:56:54 PM
loot-heart$25.003/19/2011 10:51:22 PM
velocity-solo$25.003/20/2011 12:21:43 PM
WalnutCreekguy$50.003/20/2011 7:31:00 AM
forthright-trade$25.003/19/2011 12:56:52 PM
financial-frenzy$25.003/19/2011 3:21:07 PM
Ciphernetic$42.483/20/2011 10:21:00 PM
fireboss$46.493/20/2011 12:22:10 PM
fcukciti$50.003/21/2011 2:20:54 AM
AKK1980$50.003/19/2011 7:32:28 PM
exciting-responsibility3$25.003/20/2011 3:21:11 PM
slyder61$25.003/21/2011 8:21:10 AM
shur$25.003/21/2011 8:22:34 AM
cropdust3r$25.003/21/2011 8:22:40 AM
scottssm$41.003/20/2011 6:21:14 AM
genius520$100.003/21/2011 8:24:13 AM
PThor$25.003/21/2011 8:25:47 AM
loyalty-czar$50.003/21/2011 8:37:59 AM
money-explorer3$25.003/20/2011 11:36:20 PM
tranquil-diversification8$50.003/21/2011 5:30:52 AM
designs626$50.003/21/2011 5:51:45 AM
famous-bill$25.003/21/2011 8:21:08 AM
michaelray703$50.003/21/2011 8:22:05 AM
firstandten$50.003/21/2011 8:22:27 AM
rogue_monster$50.003/21/2011 8:22:32 AM
DreDub$50.003/21/2011 8:22:44 AM
crazycool$100.003/21/2011 8:24:53 AM
platinum-platoon$25.003/21/2011 8:25:51 AM
integrity-saver$100.003/21/2011 8:26:03 AM
unequaled-deal3$25.003/20/2011 4:37:17 PM
LenderByDay$25.003/21/2011 4:50:56 AM
Smallbear$25.003/21/2011 6:01:59 AM
exact-gold2$50.003/21/2011 7:01:46 AM
akahoss$50.003/21/2011 8:21:11 AM
Lesburger$25.003/21/2011 8:22:02 AM
mketelecom$25.003/21/2011 8:22:20 AM
harperpotok$25.003/21/2011 8:22:29 AM
richboy56$25.003/21/2011 8:22:38 AM
Mr_Money$25.003/21/2011 8:22:51 AM
bountiful-durability$100.003/21/2011 8:24:22 AM
power-collider$50.003/21/2011 8:25:38 AM
MadHun$100.003/21/2011 8:25:55 AM
Flreap$75.003/21/2011 8:26:08 AM
jdrez$25.003/7/2011 9:06:39 AM
simplelender80$100.003/7/2011 9:05:42 AM
capital_projects_investor$25.003/7/2011 10:12:49 AM
competent-p2p$45.003/7/2011 10:52:33 AM
kindness-launcher$1,000.003/7/2011 7:53:20 PM
radforj22$25.003/8/2011 7:22:33 AM
power-companion7$100.003/8/2011 10:04:04 AM
worthy-bid8$100.003/8/2011 4:13:32 PM
patriot897$25.003/8/2011 6:34:07 PM
transformer855$25.003/9/2011 7:19:57 AM
payout-banker4$25.003/9/2011 6:03:16 PM
jazz619$25.003/9/2011 6:42:41 PM
SecondChanceLendingSERV$25.003/11/2011 9:44:16 AM
Soulphoniks-Holdings$100.003/11/2011 4:03:36 PM
w8291$25.003/12/2011 5:39:19 AM
jescowa$50.003/12/2011 5:50:00 AM
Walkingcowboy$50.003/12/2011 11:32:57 AM
SmartBanking$25.003/12/2011 9:51:25 PM
cingular$25.003/13/2011 7:57:10 PM
techs$25.003/12/2011 3:41:24 PM
riproaringrapids$25.003/14/2011 7:53:43 AM
chameleon125$25.003/13/2011 6:48:43 AM
calcloud$50.003/13/2011 11:06:50 AM
inspiring-reward$50.003/15/2011 1:54:34 AM
UBOtto186$50.003/15/2011 3:42:11 AM
flexible-money1$50.003/15/2011 9:30:13 AM
eloquent-dough5$25.003/15/2011 7:03:04 PM
kindness-jedi$50.003/15/2011 5:10:34 PM
leodaguy$50.003/15/2011 9:21:48 PM
kenji4861$25.003/16/2011 2:25:42 AM
naptap$25.003/16/2011 12:44:04 AM
skuba$25.003/16/2011 1:25:53 AM
Preferred-Lender$25.003/16/2011 8:41:41 AM
cash-spinner$25.003/16/2011 12:51:33 PM
important-openness1$75.003/16/2011 7:39:12 PM
Smallbear$25.003/16/2011 6:23:43 PM
debt-force$25.003/16/2011 8:36:18 PM
Cai8899$40.003/16/2011 8:35:12 PM
SBT$75.003/16/2011 8:51:21 PM
kulender$50.003/17/2011 9:11:52 AM
life-is-great$25.003/17/2011 10:07:35 AM
newfoundation$25.003/17/2011 12:58:47 PM
desertoasis$40.003/17/2011 9:38:37 AM
hostbank$100.003/17/2011 3:41:36 PM
coin-investor$25.003/17/2011 9:40:59 AM
meenan$50.003/17/2011 12:08:16 PM
capital-commando$50.003/17/2011 12:51:09 PM
Control$25.003/18/2011 4:30:23 AM
LngTerm$25.003/17/2011 10:23:11 PM
pbo922$25.003/18/2011 6:31:18 AM
Goodlender42$25.003/18/2011 2:13:30 AM
DonTraveler99$25.003/17/2011 6:08:47 PM
Artist_Blue$25.003/18/2011 6:06:38 AM
Bigg_Lender$50.003/18/2011 8:06:12 AM
gold-commander0$50.003/18/2011 9:54:01 AM
360Winner$50.003/18/2011 9:33:34 AM
gtheone$50.003/18/2011 10:14:54 AM
BankofRon$25.003/18/2011 3:01:31 PM
loss-of-control$150.003/18/2011 4:24:46 PM
neutrino6$25.003/18/2011 1:42:11 PM
point-kitten6$100.003/18/2011 3:02:00 PM
torpedoman-usn$50.003/18/2011 3:05:01 PM
return-beeper$50.003/18/2011 9:33:02 AM
well-mannered-truth3$25.003/18/2011 6:45:28 PM
350DGRZ$50.003/18/2011 9:32:22 PM
LaBamba$300.003/18/2011 9:51:36 PM
balanced-balance6$25.003/18/2011 10:05:37 AM
panegryst$25.003/18/2011 11:37:41 PM
Pitufo$25.003/18/2011 5:40:19 PM
RyanM561$25.003/18/2011 12:48:16 PM
Cheburashka$25.003/19/2011 1:59:19 AM
Ocean713$50.003/18/2011 2:27:13 PM
ac787$31.003/18/2011 10:28:20 PM
gold-channel2$50.003/18/2011 3:01:28 PM
GCInvestments$50.003/19/2011 12:52:57 AM
m0rlock$500.003/18/2011 3:07:01 PM
kind-resolute-dough$25.003/18/2011 3:08:06 PM
influential-dollar$50.003/19/2011 7:22:23 AM
Sixmil$100.003/19/2011 9:32:05 AM
social-comet7$25.003/19/2011 3:21:45 AM
NYCFinancier$25.003/18/2011 5:48:06 PM
melodious-fairness$44.883/19/2011 9:51:14 AM
foothillender$25.003/18/2011 7:36:30 PM
dvandetta$25.003/19/2011 10:53:00 AM
Byrd24$100.003/19/2011 8:51:00 AM
epic-transaction$25.003/19/2011 9:23:40 AM
Interloper$25.003/19/2011 2:15:56 PM
terrific-p2ploan$25.003/19/2011 9:57:15 AM
hrubinst$29.103/19/2011 2:43:29 AM
credit-coach118$40.003/19/2011 10:59:43 AM
thebigrig$100.003/19/2011 11:28:47 AM
bonus-forte$33.003/19/2011 6:11:00 PM
responsibility-pine$25.003/19/2011 5:05:00 AM
Richmp412$25.003/19/2011 6:01:47 AM
BanqueDeFrance$50.003/19/2011 2:01:15 PM
bigphish$50.003/19/2011 2:40:55 PM
peso-aggregator$25.003/19/2011 9:50:17 AM
1phantom$25.003/19/2011 10:12:16 AM
platinum-rapture6$50.003/19/2011 11:28:52 AM
lry651$39.443/20/2011 12:18:42 PM
best-ingenious-funds$25.003/20/2011 12:18:53 PM
loan-paladin470$45.043/20/2011 12:21:07 PM
mammalian4$25.003/19/2011 11:35:37 AM
rlgnyc$25.003/19/2011 10:56:33 PM
pwkpwk$25.003/19/2011 11:46:29 AM
birdlender$50.003/19/2011 11:21:08 PM
Eagledrop$25.003/20/2011 5:42:17 AM
squarebob$50.003/19/2011 12:22:21 PM
bdloans$50.003/20/2011 4:37:23 PM
engbusres$26.003/20/2011 7:24:11 PM
Attract$25.003/19/2011 5:21:12 PM
wise-bonus-honker$25.003/20/2011 12:22:13 PM
peso-mate$50.003/20/2011 10:30:56 PM
balance-force$25.003/21/2011 12:58:09 AM
dutchlee$25.003/21/2011 5:46:08 AM
green-benefit-enclave$25.003/20/2011 2:05:54 PM
credit-scout7$50.003/21/2011 8:06:43 AM
Invest4kids$30.003/21/2011 8:21:21 AM
deal-enrichment063$100.003/21/2011 8:22:31 AM
kchen486$100.003/21/2011 8:22:35 AM
jazzlender$25.003/21/2011 8:23:47 AM
HamachiMan$50.003/20/2011 4:26:34 PM
gravbox$25.003/21/2011 8:24:35 AM
worldly-community3$50.003/21/2011 8:25:07 AM
green-moola-platoon$100.003/21/2011 8:25:41 AM
friendly-market5$25.003/21/2011 8:26:06 AM
mlj0671$25.003/21/2011 8:02:21 AM
top-investment-american$50.003/21/2011 8:21:15 AM
zbfamwl$25.003/21/2011 8:21:56 AM
wonderful-revenue0$25.003/21/2011 8:22:25 AM
Nikelaos$25.003/21/2011 8:22:28 AM
durability-mad-scientist4$50.003/21/2011 8:22:39 AM
gavinfh$25.003/21/2011 8:22:46 AM
reward-walnut$50.003/21/2011 8:23:08 AM
Fonthill$100.003/21/2011 8:24:48 AM
commerce-renewal$100.003/21/2011 8:26:10 AM
dunedin$50.003/21/2011 8:29:22 AM
rockhound84$25.003/20/2011 8:27:07 PM
revenue-appraiser$25.003/21/2011 6:36:41 AM
andypbe$30.133/21/2011 7:30:50 AM
generosity-giraffe0$25.003/21/2011 8:21:13 AM
GalileoBob$25.003/21/2011 8:21:59 AM
lender987654321$25.003/21/2011 8:22:16 AM
silver-armada$50.003/21/2011 8:22:23 AM
special-peso$50.003/21/2011 8:22:36 AM
gciarami$25.003/21/2011 8:22:42 AM
hopeful-asset9$25.003/21/2011 8:25:44 AM
293 Investments
 
Borrower Payment Dependent Notes Series 496704
This series of Notes was issued and sold upon the funding of the borrower loan #48004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $392.81
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1992 Debt/Income ratio: 22%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,310Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: jphoto22 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 740-759 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
700-719 (Sep-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Home improvements
Purpose of loan: HVAC and basement improvements.

Financial situation: I work as a researcher (5.5 years; I have my PhD, and was recently promoted to Director of my research unit). I have 3 months of emergency savings, and paying credit card debt. I have retirement accounts, life insurance, health insurance, umbrella policy, and homeowners insurance.
Credit History:I have not been late or missed a payment in years.
Family: Married for 7 year with 2 children. My wife is finishing grad school (does freelance to make extra money).
Home: We bought our house with 20% down 3.5 years ago, and plan on living here for next 5-7 years.

Monthly net income: 6400$
Monthly expenses: 4600$ (includes Prosper loan payment)
Housing: 957.00$
Insurance: 115.00$
Car expenses: 580.00$
Train pass: 140
Utilities: 70.00$
Phone, cable, internet: 250.00$
Food, entertainment: 500.00$
Clothing, household expenses: 200.00$
Credit cards and loans: 1200/month$
Other: 200$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello and thank-you for looking! The total mortgage balance is 136K we refinanced last fall (we do not have a 2nd or HELOC), and the appraisal was 160K last October. Thanks (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Aberdeen$3,000.003/15/2011 9:02:28 AM
organized-payment6$50.003/15/2011 9:10:09 AM
reflective-rupee$25.333/15/2011 10:17:36 AM
Azonic21$25.003/15/2011 9:06:11 AM
JustMee$25.003/15/2011 9:17:26 AM
outofoffice$75.003/15/2011 1:29:55 PM
simplelender80$100.003/15/2011 9:04:41 AM
AFairDeal$100.003/15/2011 9:04:59 AM
BxRealtor$25.003/15/2011 9:05:10 AM
squarebob$125.003/15/2011 9:10:52 AM
888GoldIngots$25.003/15/2011 11:45:28 AM
thankful-nickel2$25.003/15/2011 1:59:02 PM
tomdooley12520$25.003/15/2011 2:46:10 PM
Chesterite$25.003/15/2011 7:59:46 PM
cashhelp$50.003/15/2011 4:47:20 PM
benefit-trident$25.003/15/2011 4:58:46 PM
blooming-dedication$50.003/16/2011 5:00:53 AM
DoctorJoe$25.003/16/2011 4:08:14 AM
Slapshot$60.053/16/2011 5:25:56 AM
loanman2007$175.003/16/2011 9:17:29 AM
dynrep$97.003/16/2011 4:18:29 PM
ttnk62918$25.003/16/2011 8:30:10 PM
MoneyTree79$50.003/16/2011 7:50:05 PM
wbahl$25.003/16/2011 8:13:40 PM
taal1$50.003/17/2011 8:35:33 AM
FinanceEngine$50.003/17/2011 10:31:06 AM
radforj22$25.003/17/2011 4:21:46 PM
Nicedad72$25.003/17/2011 5:32:21 PM
lucrative-durability$25.003/17/2011 7:38:18 PM
tacopants$183.573/18/2011 2:15:34 AM
helynn$25.003/18/2011 7:45:20 AM
peso-tiramisu$25.003/18/2011 8:03:01 AM
forthright-loot7$100.003/18/2011 3:33:05 AM
kfi805$35.003/18/2011 5:53:59 AM
Gobsek$25.003/18/2011 6:52:49 AM
castlwizz$45.273/18/2011 9:03:42 AM
_NaLNaBB$400.003/18/2011 11:13:08 AM
hopeful-truth5$100.003/18/2011 7:59:46 AM
nickel-ferret$100.003/18/2011 12:01:52 PM
fund-tom-tom6$100.003/18/2011 8:34:05 AM
WeshaTheLeopard$27.003/18/2011 3:44:25 PM
DrunkenMic$100.003/18/2011 9:27:24 PM
thajr$27.643/18/2011 9:56:09 AM
Havana21$25.003/19/2011 2:44:13 AM
cjames84$25.003/19/2011 4:55:59 AM
jcw3rd$25.003/18/2011 4:28:27 PM
HomerdohNY$25.003/19/2011 8:18:11 AM
rmpedi33$25.003/19/2011 8:13:42 AM
enthralling-deal180$50.003/19/2011 12:04:00 AM
indomitable-coin$50.003/19/2011 3:12:09 PM
RebuildingAmerica$28.943/19/2011 5:29:17 PM
wonderous-power$25.003/19/2011 5:38:02 AM
exchange-cub$600.003/19/2011 12:15:25 PM
money-banker867$150.003/19/2011 4:51:29 PM
exciting-dollar1$25.003/19/2011 11:23:16 AM
vishal29$75.003/19/2011 3:01:40 PM
credit-scout7$50.003/21/2011 8:07:42 AM
jpblan11$25.003/20/2011 4:00:16 PM
HamachiMan$50.003/20/2011 4:27:52 PM
beachfunder$50.003/20/2011 5:24:49 PM
w3alter$100.003/21/2011 9:43:41 AM
professional-coin1$100.003/21/2011 12:47:38 PM
greenback-guard$25.003/21/2011 5:13:35 PM
golffish2$50.003/21/2011 9:45:20 AM
LongIslandNerd$200.003/21/2011 7:26:12 PM
moneyismyshot$25.003/21/2011 7:15:40 PM
tntmojave$34.903/15/2011 9:02:34 AM
CoolPlexer$25.003/15/2011 9:08:31 AM
Wangchuk$25.003/15/2011 9:12:15 AM
ac787$42.003/15/2011 9:30:47 AM
zotzot$150.003/15/2011 9:07:19 AM
credit-investor5$50.003/15/2011 9:08:43 AM
CA-Lender$100.003/15/2011 9:46:53 AM
patriot897$25.003/15/2011 11:12:03 AM
thrilling-nickel5$28.943/15/2011 2:51:37 PM
MoneyForNothing$33.333/15/2011 9:01:07 AM
cashhelp$50.003/15/2011 9:02:19 AM
Weaverville$50.003/15/2011 9:02:59 AM
investment-artist$25.013/15/2011 9:03:17 AM
JJ9876$25.003/15/2011 9:04:51 AM
gaiusceasar$25.003/15/2011 3:12:05 PM
penny-finder$38.003/15/2011 1:46:56 PM
RyanTH9893$25.003/15/2011 1:56:14 PM
leodaguy$50.003/15/2011 9:23:39 PM
vutah$100.003/15/2011 6:03:19 PM
RedCentre$176.433/16/2011 9:15:44 AM
p2ploan-sensation211$25.003/15/2011 9:22:33 PM
loyalist1$300.003/16/2011 9:49:04 AM
Feyenoord$25.003/16/2011 2:00:46 AM
mikeandcat$65.373/16/2011 5:34:49 AM
Jordan1123$25.003/16/2011 4:02:37 PM
rdrloan$25.003/16/2011 12:02:18 PM
vivid-loot1$50.003/16/2011 8:51:44 PM
market-pudding$25.003/17/2011 7:29:14 AM
hostbank$100.003/17/2011 3:43:06 PM
newfoundation$25.003/17/2011 12:54:30 PM
loyalty-sherpa$25.003/17/2011 4:32:58 PM
exuberant-dime$100.003/18/2011 4:40:38 AM
lender12345$100.003/17/2011 8:56:31 PM
heerzaquestion$200.003/18/2011 4:53:19 AM
heerzaquestion$200.003/18/2011 4:54:11 AM
ryanshain$100.003/18/2011 5:01:12 AM
grnii78$150.003/18/2011 7:21:21 AM
market-network$25.003/18/2011 7:45:14 AM
kc8fot$50.003/18/2011 5:44:15 AM
GElender$75.003/18/2011 6:10:21 AM
integrity-doctor$100.003/17/2011 9:07:53 PM
a-unflappable-finance$100.003/18/2011 9:40:00 AM
adventurous-commerce$75.003/18/2011 8:01:53 AM
roben12$25.003/18/2011 10:05:58 AM
Milonguero$100.003/18/2011 10:19:46 AM
RetirementMoney$25.003/18/2011 7:29:15 AM
friendinmoney$25.003/18/2011 7:54:57 AM
payout-reaction740$25.003/18/2011 8:03:38 AM
newest-funds-powerplant$50.003/18/2011 10:34:15 PM
mchoreography$50.003/18/2011 10:34:27 AM
gotbyu$50.003/18/2011 11:23:25 AM
brainy-repayment5$100.003/18/2011 6:23:51 PM
Johnab$25.003/18/2011 1:04:42 PM
johnrx$32.453/19/2011 12:19:24 AM
Christophe$25.003/18/2011 9:02:13 PM
wwwUniversal$25.003/19/2011 12:15:53 PM
GMPK_TLAS$50.003/19/2011 1:26:36 AM
grampy48$50.003/19/2011 7:44:08 PM
papaloha$100.003/20/2011 3:46:32 AM
cash-queen$25.003/19/2011 2:37:10 PM
bughead$25.003/19/2011 6:35:21 PM
Agent1$50.003/19/2011 10:20:38 PM
MonkeyHero$25.003/19/2011 4:09:00 PM
money-surge1$50.003/20/2011 10:48:49 AM
balance-force$35.003/21/2011 12:56:36 AM
squarebob$25.003/20/2011 3:15:32 PM
exact-gold2$25.003/21/2011 11:02:24 AM
BlessedEveryDay$35.003/21/2011 11:29:35 AM
klend4$150.003/21/2011 9:38:14 AM
knowledgeable-note6$50.003/21/2011 5:18:10 PM
rakey$25.003/21/2011 5:21:21 PM
dlenz$25.003/21/2011 7:20:22 PM
MoneyForNothing$24.773/21/2011 7:27:06 PM
Littlepeng$49.003/21/2011 6:43:29 PM
RecoveryLender$25.003/21/2011 1:33:10 PM
frooogal$50.003/21/2011 3:35:00 PM
142 Investments
 
Borrower Payment Dependent Notes Series 496720
This series of Notes was issued and sold upon the funding of the borrower loan #47992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $221.43
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 28%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:2y 7m
Amount delinquent: $234 Total credit lines: 32 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,560Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: reliable-yield8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation needed
Purpose of loan:
This loan will be used to consolidate credit card and medical bill debt so I can better prepare for my first born child

My financial situation:
I am a good candidate for this loan because besides a couple of medical bills I have always paid my bills on time and they are in good standing.


Monthly net income: $ 2200 after taxes
Monthly expenses: see below
Housing: $0 live at family owned property
Insurance: $0
Car expenses: $560 car loan and insurance
Utilities: $200
Phone, cable, internet: $140 family cell phone plan
Food, entertainment: $200 grocery estimate
Clothing, household expenses: $ 100 estimate household expense
Credit cards and other loans: $350 total I make as a monthly payment for 3 cc
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: can you expand on your medic. bill debt? I'm assuming it's not included in your revolving debt amount listed. - CASSHMAN
A: The medical bill debt is less than $250 but has gone to collections and is hurting my credit. Part of this loan would be to make good on it and start to repair my credit. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/6/2011 12:02:56 PM
benjamins-utopia$100.003/6/2011 12:03:22 PM
simplelender80$100.003/6/2011 12:06:09 PM
competent-p2p$25.003/6/2011 7:06:00 PM
MarvintheMartian$25.003/6/2011 12:15:27 PM
Panna$25.003/8/2011 2:26:25 PM
worthy-bid8$100.003/8/2011 4:13:28 PM
CA-Lender$100.003/9/2011 2:56:53 PM
payout-banker4$25.003/9/2011 6:03:09 PM
DDS84$159.683/10/2011 9:50:20 AM
efficient-treasure0$25.003/11/2011 7:02:06 AM
kind-genuine-dough$50.003/11/2011 9:35:02 AM
TheAlchemist$25.003/11/2011 11:50:01 AM
ghinga$25.003/11/2011 7:10:54 PM
gold-channel2$50.003/11/2011 3:07:05 PM
point-kitten6$37.503/12/2011 11:18:43 AM
silver-breeze3$25.003/12/2011 7:13:19 AM
elegant-loot$25.003/12/2011 4:12:52 AM
techs$25.003/12/2011 3:41:36 PM
treasure-widget$25.003/12/2011 10:27:55 AM
Walkingcowboy$50.003/12/2011 11:32:51 AM
Weaverville$50.003/13/2011 5:46:59 PM
best-community-platoon$56.003/14/2011 4:22:38 PM
inspiring-reward$50.003/14/2011 1:26:03 PM
enthralling-deal180$50.003/15/2011 2:10:24 AM
Starfin-Capital-Management$155.193/15/2011 5:56:31 AM
a-reasonable-return$25.003/15/2011 7:52:06 AM
Havana21$25.003/15/2011 1:48:00 AM
orange-preeminant-bill$50.003/15/2011 2:11:35 AM
Ripsaw4U$50.003/15/2011 2:14:15 AM
investment-cluster$25.003/15/2011 2:07:27 PM
jayk63$25.003/15/2011 3:16:22 PM
6moonbeams$50.003/15/2011 3:56:45 PM
CEK360$135.003/15/2011 5:00:05 PM
circustab$50.003/15/2011 3:35:06 PM
hopeful-benjamins3$26.003/15/2011 6:01:00 PM
Pu239$60.003/15/2011 5:53:53 PM
eloquent-dough5$25.003/15/2011 7:03:01 PM
kenji4861$25.003/16/2011 2:25:32 AM
TikPmp1$25.003/15/2011 5:08:32 PM
2Fingers$25.003/16/2011 6:39:38 AM
Starfin-Capital-Management$165.753/15/2011 5:51:08 PM
CASSHMAN$75.003/15/2011 7:03:40 PM
rate-mogul$100.003/15/2011 7:06:21 PM
2Below$25.003/16/2011 9:08:24 AM
phchristensen$50.003/15/2011 8:21:29 PM
0403$25.003/16/2011 9:11:39 AM
UBOtto186$50.003/16/2011 9:17:09 AM
noble-marketplace$25.003/16/2011 4:11:17 AM
felicity-daydream$100.003/16/2011 8:13:24 AM
Preferred-Lender$25.003/16/2011 8:41:39 AM
Tradesmanlender$100.003/6/2011 12:06:27 PM
important-ore$150.003/6/2011 12:06:49 PM
SolarMoonshine$25.003/6/2011 1:10:48 PM
jdrez$25.003/6/2011 12:07:13 PM
Acid$50.003/7/2011 7:06:42 AM
Tylerh$100.003/7/2011 7:17:32 PM
new-ore-venture$100.003/8/2011 9:25:42 AM
power-companion7$100.003/8/2011 10:11:06 AM
radforj22$25.003/8/2011 7:22:27 AM
MadHun$100.003/8/2011 4:40:15 PM
patriot897$25.003/8/2011 6:34:00 PM
nickel-ferret$100.003/9/2011 8:49:20 AM
jazz619$25.003/9/2011 6:42:37 PM
beans53$25.003/10/2011 10:56:43 AM
SecondChanceLendingSERV$25.003/11/2011 9:52:01 AM
Cromag$25.003/11/2011 8:48:38 AM
dime-bigwig4$100.003/11/2011 3:57:49 PM
secureincome$900.003/11/2011 11:12:13 AM
upbeat-finance8$50.003/11/2011 6:33:43 PM
social-friendship5$50.003/11/2011 9:33:06 AM
jescowa$50.003/12/2011 5:49:53 AM
s911man$100.003/13/2011 9:03:42 AM
astra-lender$50.003/12/2011 10:45:36 PM
riproaringrapids$25.003/13/2011 1:17:08 AM
cingular$25.003/13/2011 7:57:07 PM
LoanerPrincipal$25.003/13/2011 8:36:35 PM
skorpious$25.003/12/2011 4:09:52 PM
Pasagam$50.003/14/2011 12:01:25 PM
AlfinityBank25$25.003/14/2011 2:30:32 PM
genelinist$25.003/14/2011 12:05:21 PM
awe-inspiring-power$25.003/14/2011 7:00:40 PM
treasure-bliss$50.003/15/2011 1:57:04 AM
healthy-worth5$25.003/14/2011 6:34:45 PM
Ambassador$29.003/15/2011 4:52:26 AM
engaging-repayment8$25.023/14/2011 6:04:17 PM
first-dinero-temple$25.003/14/2011 10:04:10 PM
FinanceEngine$25.003/15/2011 3:55:22 PM
flexible-money1$50.003/15/2011 9:30:04 AM
skuba$25.003/15/2011 5:08:49 PM
Occhy$50.003/15/2011 9:07:37 PM
leodaguy$50.003/15/2011 9:21:44 PM
agbullet55443$100.003/15/2011 9:05:25 PM
jcw3rd$25.003/15/2011 7:54:06 PM
BrothersInArmsLending$35.413/16/2011 8:46:40 AM
firsttouch1$200.003/15/2011 9:39:34 PM
prominence8$30.003/15/2011 10:11:57 PM
balance-force$25.773/16/2011 9:02:31 AM
tomoe$25.003/16/2011 8:07:29 AM
OneEyeWill$9.683/16/2011 9:26:08 AM
100 Investments
 
Borrower Payment Dependent Notes Series 496756
This series of Notes was issued and sold upon the funding of the borrower loan #47965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $222.27
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1994 Debt/Income ratio: 10%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 50 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $151Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: best-goodhearted-loan Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
big ed
Purpose of loan:
This loan will be used to help are daughter out of a bad situation

My financial situation:
I am a good candidate for this loan because i have steady income from me and my wife. we have been married over twenty three years and lived in the same home for over twenty years. with both incomes combine we average over 50k a year....
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/9/2011 9:04:48 AM
BxRealtor$25.003/9/2011 9:04:22 AM
Tylerh$100.003/9/2011 9:08:47 AM
Preteur$25.003/9/2011 1:36:30 PM
organized-payment6$50.003/9/2011 9:07:26 AM
Eric_Gagne$100.003/10/2011 8:09:12 AM
Tradesmanlender$74.853/10/2011 5:21:05 AM
top-epic-community$50.003/10/2011 10:42:43 AM
efficient-treasure0$25.003/11/2011 7:03:05 AM
worthy-bid8$50.003/10/2011 2:42:11 PM
caring-hope2$50.003/11/2011 11:29:35 AM
Azonic21$25.003/12/2011 9:12:12 AM
cingular$25.003/13/2011 7:57:43 PM
important-ore$100.003/14/2011 10:11:59 AM
Ripsaw4U$25.443/15/2011 1:57:24 AM
flexible-money1$50.003/15/2011 9:30:42 AM
vutah$50.003/15/2011 5:51:27 PM
bobby5832708$50.003/15/2011 6:26:41 PM
dmk2006$25.003/16/2011 7:28:26 AM
indomitable-coin$50.003/17/2011 5:48:57 AM
currency-persimmon$100.003/17/2011 9:34:47 AM
treasure-pipeline$50.003/17/2011 3:59:29 PM
enthralling-deal180$50.003/17/2011 12:00:29 PM
benjo$25.003/17/2011 8:38:29 PM
bankojerry$30.003/17/2011 4:14:18 PM
gdfp158$25.003/18/2011 8:55:00 AM
BaxterEvil$25.003/17/2011 7:48:20 PM
gold-commander0$50.003/18/2011 9:54:28 AM
axl163$25.003/18/2011 9:42:42 AM
a-unflappable-finance$100.003/18/2011 9:37:31 AM
Minnvestor$27.503/18/2011 6:57:11 PM
ansset$25.003/18/2011 10:46:22 AM
a-finance-nirvana$25.003/19/2011 3:30:28 AM
SBT$75.003/18/2011 3:03:49 PM
bigphish$50.003/19/2011 2:41:07 PM
WalnutCreekguy$50.003/20/2011 7:31:14 AM
zippy-revenue8$50.003/20/2011 10:25:30 AM
1phantom$25.003/19/2011 10:12:35 AM
loot-heart$25.003/19/2011 11:01:23 PM
green-benefit-enclave$25.003/20/2011 2:06:15 PM
tofubank$100.003/20/2011 2:07:45 PM
money-surge1$100.003/20/2011 10:18:00 AM
intuitive-camaraderi9$50.003/20/2011 3:39:48 PM
saahilld$25.003/20/2011 10:22:40 AM
Artist_Blue$25.003/21/2011 6:07:31 AM
Lo0se_mo0se$25.003/20/2011 1:00:25 PM
zenchef$47.553/20/2011 1:59:55 PM
HamachiMan$50.003/20/2011 4:26:50 PM
clandrummer$25.003/20/2011 5:37:07 PM
vigilance-searcher$25.003/20/2011 7:18:47 PM
peso-mate$50.003/20/2011 10:31:07 PM
mrpowers5531$25.003/21/2011 10:43:19 AM
riproaringrapids$25.003/21/2011 9:33:03 AM
kbodendorf$25.003/21/2011 9:36:38 AM
money-explorer3$25.003/21/2011 9:59:02 AM
himanshuko$30.003/21/2011 8:01:02 AM
credit-scout7$50.003/21/2011 8:06:58 AM
green-discrete-responsibility$25.003/21/2011 4:37:11 PM
investment-tempo$50.003/21/2011 10:31:31 AM
ClearLake$25.003/21/2011 1:16:09 PM
benefit-ruler$25.003/21/2011 9:31:55 AM
smilinsam$100.003/21/2011 2:12:15 PM
damage$25.003/21/2011 6:33:13 PM
TSC$50.003/21/2011 3:37:10 PM
kulender$50.003/21/2011 4:33:26 PM
wwwUniversal$25.003/21/2011 4:41:02 PM
bentonlending$50.003/21/2011 8:00:55 PM
Green-Baron$25.003/21/2011 9:02:16 PM
UAVDave$100.003/21/2011 9:49:35 PM
julijask$45.003/21/2011 5:48:06 PM
balance-whistle7$25.003/21/2011 1:51:29 PM
benjamins-gatherer$59.493/21/2011 7:16:31 PM
ready-vigilance3$81.133/21/2011 3:29:46 PM
Zuzu$25.003/22/2011 12:40:04 AM
dcoggins$25.003/21/2011 5:22:42 PM
Kessler$32.003/21/2011 7:06:14 PM
responsibility-pine$25.003/21/2011 7:42:59 PM
saga9$100.003/21/2011 8:47:26 PM
wrchism$50.003/21/2011 9:16:04 PM
benjamins-utopia$50.003/9/2011 9:04:16 AM
JJ9876$25.003/9/2011 9:07:40 AM
radforj22$25.003/9/2011 9:33:08 AM
AFairDeal$100.003/9/2011 9:09:52 AM
patriot897$25.003/9/2011 9:10:10 AM
nickel-ferret$100.003/9/2011 9:11:50 AM
jescowa$50.003/12/2011 5:50:46 AM
Walkingcowboy$50.003/12/2011 11:33:57 AM
Weaverville$50.003/13/2011 5:47:40 PM
CA-Lender$25.003/14/2011 6:03:33 PM
leodaguy$50.003/15/2011 9:22:07 PM
jdrez$25.003/16/2011 1:24:25 AM
kenji4861$25.003/16/2011 2:26:31 AM
MadHun$200.003/16/2011 9:13:03 AM
wbahl$25.003/16/2011 8:12:42 PM
bold-careful-finance$50.003/16/2011 8:37:15 PM
Havana21$25.003/16/2011 6:40:35 PM
loyalty-sherpa$25.003/17/2011 4:31:34 PM
enterprising-cash0$25.003/17/2011 12:07:26 PM
hostbank$100.003/17/2011 3:41:56 PM
360Winner$50.003/18/2011 9:33:57 AM
goodhearted-basis4$25.003/18/2011 9:44:21 AM
gt5149c$25.003/18/2011 6:06:28 AM
payout-banker4$25.003/18/2011 3:05:02 PM
MarinLoans$25.003/18/2011 4:38:03 PM
GCInvestments$50.003/19/2011 1:01:54 AM
GMPK_TLAS$50.003/19/2011 1:24:58 AM
jazz619$25.003/18/2011 2:29:45 PM
thebigrig$100.003/19/2011 11:12:46 AM
important-ore$100.003/19/2011 1:15:50 PM
w3alter$100.003/19/2011 4:56:14 PM
heerzaquestion$25.003/20/2011 1:14:31 PM
GElender$50.003/21/2011 6:07:59 AM
llequire1$29.743/21/2011 6:43:47 AM
goldenretriever$100.003/21/2011 9:47:43 AM
a-responsible-return$100.003/21/2011 9:54:04 AM
enchanted-yield4$100.003/21/2011 10:00:59 AM
LiveNow$50.003/20/2011 12:37:47 PM
saga9$50.003/21/2011 10:18:59 AM
szetowski$25.003/21/2011 10:34:44 AM
impartial-deal$25.003/21/2011 9:29:32 AM
georgedorn$25.003/21/2011 1:36:05 PM
Cai8899$40.003/21/2011 4:39:04 PM
TikPmp1$25.003/21/2011 8:25:28 AM
revenue-achievement$25.003/21/2011 1:41:09 PM
eloquent-dough5$25.003/21/2011 9:36:16 AM
Queueball1$25.003/21/2011 6:17:10 PM
ph0rse$50.003/21/2011 2:25:01 PM
One1putt$50.003/21/2011 4:31:42 PM
1800porsche$25.003/21/2011 7:21:36 PM
credit-investor5$50.003/21/2011 4:37:27 PM
onaquest66$50.003/21/2011 7:36:29 PM
michael573114$50.003/21/2011 8:31:06 PM
calkidd05$26.003/21/2011 8:44:29 PM
wirebutterfly$50.003/21/2011 9:22:17 PM
alpinaut$25.003/21/2011 9:35:59 PM
note-pursuit$25.003/22/2011 1:18:15 AM
happy-yield$46.483/21/2011 7:02:39 PM
exchange-synapse$100.003/21/2011 7:11:32 PM
frooogal$50.003/21/2011 3:29:32 PM
bridgedoctor$25.003/21/2011 8:07:21 PM
sjlender$50.003/21/2011 9:42:26 PM
meenan$50.003/21/2011 4:39:15 PM
Byrd24$100.003/21/2011 5:36:44 PM
market-jam$50.003/21/2011 7:13:37 PM
worlds-best-worth2$100.003/21/2011 7:50:57 PM
newgroom422$25.003/21/2011 10:36:51 PM
interstellar$51.003/22/2011 1:39:33 AM
147 Investments
 
Borrower Payment Dependent Notes Series 496938
This series of Notes was issued and sold upon the funding of the borrower loan #47972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1998 Debt/Income ratio: 8%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:20y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,727Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: economy-tiger3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to...expand my small bakery business. I currently have a licensed home bakery in north carolina. On a part time basis 4hrs. on Fridays and 4hrs on Saturdays I make 500.00 to 700.00 delivering baked goods to offices. With the loan I plan to build out a dessert truck. The truck would be selling mini pies, cookies, muffins, and cupcakes. I currently have 30 businesses that i deliver to weekly and one college.

My financial situation: is in good standing
I am a good candidate for this loan because...I have an excellent product that is generating good income on a part-time basis. I live in the ft. bragg nc area and it is experiencing phenomenal growth. Our city is number 2 behind Washington D.C. for the number of generals located in one area. I could have a jump on the market because i would be the first dessert truck in this area.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What happens to the payment of this loan if the truck concept fails? Do you have a website? - The_Loan_Runner
A: Our website is currently being built. Should be up in 45 days as we are adding different elements to the site. On the site you will be able to order mini pies, muffins,cookies, large cakes and pies. We are also pursuing wholesale opportunities. We should sign our first wholesale contract for 75 pies a week from a local restaurant in the next week or two. We have a meeting with the restaurant this Monday. They have tasted the product and have requested our product be added to their menu. (Mar-10-2011)
Q: How did the meeting go with the local restaurant? Were you able to secure a contract? - important-ore
A: The meeting went great. The restaurants grand opening is Monday March 28. We will begin delivering 80 mini pies a week on the 28th. Half are pecan and the other half sweet potato. The owner felt that 80 was a comfortable number to start with. (Mar-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:05:15 AM
worth-philosopher9$50.003/8/2011 10:01:38 AM
organized-payment6$50.003/8/2011 9:05:23 AM
scrappy-bonus2$25.003/8/2011 9:04:11 AM
macjp123$25.003/8/2011 4:40:12 PM
patriot897$25.003/8/2011 6:34:33 PM
joffco$50.003/8/2011 7:19:03 PM
The_Loan_Runner$25.003/10/2011 1:26:09 PM
caring-hope2$50.003/10/2011 11:34:25 AM
important-ore$100.003/11/2011 2:31:05 PM
Walkingcowboy$50.003/12/2011 11:33:37 AM
jescowa$50.003/12/2011 5:50:20 AM
cptproton$50.003/13/2011 11:01:44 AM
cingular$25.003/13/2011 7:57:25 PM
BigGuyBank$27.773/14/2011 9:44:18 AM
Ripsaw4U$50.003/14/2011 11:24:34 AM
flexible-money1$50.003/15/2011 9:30:30 AM
indianoven$25.003/16/2011 7:54:12 AM
bobby5832708$50.003/15/2011 6:26:39 PM
enthralling-deal180$50.003/16/2011 6:33:16 PM
SBT$75.003/16/2011 8:51:33 PM
treasure-pipeline$50.003/16/2011 8:43:17 PM
indomitable-coin$50.003/17/2011 5:48:44 AM
bold-careful-finance$50.003/16/2011 8:36:58 PM
kbodendorf$25.003/16/2011 8:43:44 PM
hostbank$100.003/17/2011 3:41:51 PM
daddypro$25.003/17/2011 12:25:33 PM
revenue-spa8$50.003/17/2011 1:54:57 PM
TikPmp1$25.003/17/2011 4:22:20 PM
BaxterEvil$25.003/17/2011 7:48:14 PM
Control$25.003/18/2011 4:30:35 AM
a-unflappable-finance$100.003/18/2011 9:37:24 AM
gold-commander0$50.003/18/2011 9:54:16 AM
deepclear$50.003/18/2011 2:00:50 PM
Preferred-Lender$25.003/18/2011 3:02:22 PM
availableloan$25.003/18/2011 8:02:55 PM
axl163$25.003/18/2011 9:42:40 AM
Minnvestor$50.003/18/2011 6:57:10 PM
compassionate-dime0$50.003/18/2011 7:17:37 PM
Cai8899$40.003/19/2011 9:28:00 AM
Sixmil$100.003/19/2011 9:40:02 AM
1phantom$25.003/19/2011 10:12:27 AM
exchange-synapse$100.003/19/2011 3:45:26 PM
a-finance-nirvana$25.003/19/2011 3:30:26 AM
a-responsible-return$75.003/20/2011 12:55:46 AM
basejump0$30.003/20/2011 1:10:49 AM
inspired-duty5$100.003/20/2011 7:19:35 AM
bid-computer$25.003/19/2011 9:28:23 AM
meenan$50.003/19/2011 9:50:56 AM
thebigrig$100.003/19/2011 11:12:39 AM
RetirementMoney$25.003/19/2011 11:31:53 AM
loot-heart$25.003/19/2011 11:01:16 PM
vigilance-searcher$25.003/19/2011 3:33:24 PM
w3alter$100.003/19/2011 4:56:11 PM
invest-in-ed$150.003/19/2011 6:54:08 PM
ndwork$50.003/20/2011 3:07:22 PM
credit-scout7$50.003/21/2011 8:06:52 AM
credit-sunshine$25.003/20/2011 3:49:11 AM
mhammond$50.003/20/2011 6:33:41 PM
smalltown_mn$25.003/20/2011 8:04:29 PM
cubesteak$25.003/21/2011 9:33:09 AM
nuts$25.003/21/2011 9:39:39 AM
Algernon$25.003/21/2011 6:32:10 AM
credit-investor5$50.003/21/2011 10:01:19 AM
BoughtTheFarm$25.003/21/2011 10:02:09 AM
leeball$100.003/20/2011 2:25:02 PM
samijake$50.003/21/2011 10:21:13 AM
bullwink27$25.003/21/2011 10:22:09 AM
Ocean713$50.003/21/2011 10:33:09 AM
Trapman13$50.003/21/2011 11:14:46 AM
Philolend$25.003/21/2011 9:37:03 AM
peso-mate$50.003/20/2011 10:31:03 PM
money-explorer3$25.003/20/2011 11:36:49 PM
designs626$50.003/21/2011 5:51:51 AM
deal-enrichment063$100.003/21/2011 10:21:10 AM
msh345$50.003/21/2011 10:22:56 AM
hs112a$48.063/21/2011 4:31:45 PM
adama_48$25.003/21/2011 10:28:04 AM
DAI-International$50.003/21/2011 4:35:08 PM
investment-tempo$50.003/21/2011 10:31:23 AM
balance-whistle7$25.003/21/2011 1:51:11 PM
green-discrete-responsibility$25.003/21/2011 9:39:37 AM
mistertao$25.003/21/2011 9:41:17 AM
Queueball1$25.003/21/2011 6:21:50 PM
TSC$50.003/21/2011 3:37:10 PM
MechEngLender$25.003/21/2011 9:57:33 AM
upright-commitment5$25.003/21/2011 4:31:50 PM
anton$1,500.003/21/2011 9:58:18 AM
DanLash$100.003/21/2011 4:35:50 PM
saga9$50.003/21/2011 10:18:47 AM
Pasagam$50.003/21/2011 10:27:27 AM
sjlender$50.003/21/2011 9:42:19 PM
rmachi$25.003/22/2011 1:17:01 AM
Gobsek$25.003/21/2011 11:49:47 AM
4aBetterTomorrow$50.003/21/2011 12:54:10 PM
revenue-achievement$25.003/21/2011 1:41:05 PM
MontyTheMusicMan$25.003/21/2011 2:03:12 PM
smilinsam$100.003/21/2011 2:12:02 PM
velocity-solo$25.003/22/2011 2:37:45 AM
1800porsche$25.003/21/2011 7:21:31 PM
wwwUniversal$25.003/22/2011 4:20:55 AM
penny-zeus$50.003/21/2011 2:57:41 PM
bulldog555$25.003/21/2011 7:51:29 PM
jigsaw$50.003/22/2011 6:00:51 AM
asdf9876$50.003/21/2011 4:11:00 PM
brightest-dynamic-peace$25.003/21/2011 4:32:03 PM
lawboy74$25.003/21/2011 4:33:17 PM
honorable-yield$25.003/22/2011 6:41:22 AM
important-ore$100.003/22/2011 6:47:42 AM
johnayan$50.003/21/2011 11:11:50 PM
ptjg$27.763/22/2011 1:57:52 AM
stanbalwight4$25.003/21/2011 5:32:03 PM
be_wise$25.003/22/2011 2:37:15 AM
gustavholstopus32$25.003/21/2011 6:02:29 PM
studious-bonus7$100.003/21/2011 7:21:44 PM
sailorgm$25.003/22/2011 7:22:18 AM
michael573114$50.003/21/2011 8:30:57 PM
Marty_W_Cordova$2,584.623/22/2011 7:35:22 AM
paramjit$50.003/21/2011 9:11:51 PM
MissionMicroFinance$25.003/22/2011 1:48:18 AM
hrubinst$41.323/22/2011 1:58:23 AM
miket71$30.173/22/2011 2:09:16 AM
melodious-fairness$25.963/22/2011 2:33:14 AM
iamricher$25.003/22/2011 2:36:07 AM
idojudo123$50.003/22/2011 4:18:16 AM
kanewna$40.313/22/2011 5:36:19 AM
AFairDeal$100.003/8/2011 9:06:19 AM
power-companion7$100.003/8/2011 10:04:28 AM
BxRealtor$25.003/8/2011 9:03:18 AM
Tradesmanlender$100.003/8/2011 9:04:05 AM
JJ9876$25.003/8/2011 9:05:42 AM
benjamins-utopia$50.003/8/2011 9:03:05 AM
Tylerh$100.003/8/2011 9:07:09 AM
Panna$25.003/8/2011 2:26:06 PM
lender987654321$25.003/8/2011 7:56:23 PM
worthy-bid8$50.003/9/2011 6:31:32 AM
nickel-ferret$100.003/9/2011 8:50:08 AM
radforj22$25.003/9/2011 9:32:56 AM
payout-banker4$25.003/9/2011 6:03:38 PM
Preteur$25.003/9/2011 1:36:39 PM
top-epic-community$50.003/10/2011 10:42:41 AM
efficient-treasure0$25.003/11/2011 7:02:44 AM
jdrez$25.003/11/2011 2:31:37 PM
silver-breeze3$25.003/12/2011 7:27:01 AM
Azonic21$25.003/12/2011 9:12:01 AM
enterprising-cash0$25.003/14/2011 9:53:56 AM
Weaverville$50.003/13/2011 5:47:22 PM
jazz619$25.003/14/2011 9:55:45 AM
MadHun$200.003/14/2011 4:57:14 PM
CA-Lender$25.003/14/2011 6:03:27 PM
eloquent-dough5$25.003/15/2011 7:03:13 PM
leodaguy$50.003/15/2011 9:22:01 PM
kenji4861$25.003/16/2011 2:26:11 AM
Havana21$25.003/16/2011 1:48:25 AM
wbahl$25.003/16/2011 8:12:37 PM
riproaringrapids$25.003/16/2011 8:33:51 PM
currency-persimmon$100.003/17/2011 9:34:34 AM
loyalty-sherpa$25.003/17/2011 4:31:29 PM
benjo$50.003/17/2011 8:38:24 PM
orange-truth-pole$26.083/18/2011 6:12:35 AM
ansset$25.003/18/2011 10:46:21 AM
360Winner$50.003/18/2011 9:33:49 AM
gt5149c$25.003/18/2011 6:06:26 AM
kind-genuine-dough$50.003/18/2011 3:04:52 PM
MarinLoans$25.003/18/2011 4:37:59 PM
Artist_Blue$25.003/18/2011 3:12:02 PM
focused-wampum$25.003/18/2011 7:40:01 PM
kulender$100.003/19/2011 2:42:22 AM
GCInvestments$50.003/19/2011 1:01:47 AM
GMPK_TLAS$50.003/19/2011 1:24:49 AM
responsibility-pine$25.003/19/2011 5:20:59 AM
exchange-cub$100.003/19/2011 11:56:04 AM
a-responsible-return$100.003/19/2011 9:27:16 AM
bigphish$50.003/19/2011 2:41:03 PM
j2ee$25.003/19/2011 10:16:36 AM
blue-lucrative-rate$100.003/19/2011 10:47:13 AM
Gibbyland$50.003/19/2011 7:54:54 PM
WalnutCreekguy$50.003/20/2011 7:31:09 AM
cash-backer8$50.003/20/2011 4:18:51 PM
rvmomma$100.003/20/2011 11:58:30 AM
fcukciti$50.003/21/2011 2:21:00 AM
cash-cymbal$50.003/19/2011 9:25:54 PM
green-benefit-enclave$25.003/20/2011 2:06:05 PM
exciting-responsibility3$25.003/20/2011 3:21:26 PM
intuitive-camaraderi9$50.003/20/2011 3:38:23 PM
GElender$50.003/21/2011 8:21:50 AM
HamachiMan$50.003/20/2011 4:26:45 PM
money-surge1$100.003/20/2011 10:20:14 AM
roman1998$50.003/21/2011 9:39:42 AM
financial-frenzy$25.003/21/2011 9:43:32 AM
himanshuko$30.003/21/2011 7:57:27 AM
don8ter$25.003/21/2011 10:01:54 AM
zenchef$75.003/20/2011 1:59:17 PM
Kyjamune$50.003/21/2011 10:20:59 AM
LoanerPrincipal$25.003/21/2011 10:26:15 AM
gold-sushi$25.003/21/2011 10:35:29 AM
lobster$25.003/21/2011 10:53:39 AM
derec$25.003/21/2011 9:33:54 AM
szetowski$25.003/21/2011 9:40:30 AM
joetrish$50.003/21/2011 9:41:42 AM
brainy-repayment5$50.003/21/2011 10:01:13 AM
1SteelerFan$25.003/21/2011 3:34:21 PM
honorable-durability0$50.003/21/2011 4:31:52 PM
CEK360$135.003/21/2011 10:27:23 AM
Dragon4021$25.003/21/2011 4:35:04 PM
jazzlender$25.003/21/2011 4:36:38 PM
rate-mogul$100.003/21/2011 10:34:58 AM
rebeldog67$40.003/21/2011 11:42:28 AM
impartial-deal$25.003/21/2011 9:28:14 AM
proper-deal6$50.003/21/2011 1:07:58 PM
skuba$25.003/21/2011 9:36:54 AM
valemic$25.003/21/2011 9:39:30 AM
whipone$25.003/21/2011 9:54:56 AM
Munnie$25.003/21/2011 7:14:09 PM
zhiguli$25.003/21/2011 4:32:12 PM
bdloans$50.003/21/2011 9:58:20 AM
satisfying-deal5$55.803/21/2011 4:35:48 PM
Bank42$100.003/21/2011 4:37:16 PM
WeAlNe$25.003/21/2011 4:51:37 PM
noodles932$25.003/21/2011 9:07:05 PM
One1putt$50.003/21/2011 10:29:29 AM
newgroom422$25.003/21/2011 10:45:54 PM
mrpowers5531$25.003/21/2011 10:43:17 AM
HumRaahee$100.003/21/2011 6:09:02 PM
Goodlender42$25.003/22/2011 1:59:25 AM
ClearLake$25.003/21/2011 1:16:04 PM
trade-elm$32.003/21/2011 1:37:44 PM
nalaari$25.003/22/2011 2:33:23 AM
LoisLoan$25.003/21/2011 4:07:01 PM
alpinaut$25.003/21/2011 9:35:53 PM
CapeDollars$50.003/22/2011 6:57:16 AM
cberthiaume$25.003/22/2011 7:33:18 AM
littlemonkey$25.003/22/2011 1:21:25 AM
gracej$25.003/22/2011 1:51:52 AM
LesPaul1$25.003/22/2011 2:16:23 AM
toronado$50.003/21/2011 7:03:27 PM
market-jam$50.003/21/2011 7:13:30 PM
catheroo$39.383/22/2011 6:26:42 AM
wrchism$50.003/21/2011 9:15:59 PM
interstellar$51.003/22/2011 1:39:05 AM
visionary-currency$34.773/22/2011 2:17:46 AM
justice-dna$35.003/22/2011 2:20:13 AM
peace-saber0$25.003/22/2011 7:27:16 AM
243 Investments
 
Borrower Payment Dependent Notes Series 496974
This series of Notes was issued and sold upon the funding of the borrower loan #47977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $483.42
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2004 Debt/Income ratio: 24%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,107Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: benjamins-neutrino Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt and simplify my monthly payments and path to financial freedom.

My financial situation:
I am a good candidate for this loan because I have already shown my determination to get out of debt. In the past 2 months I have paid off 5 lines of credit, and am now down to 4 credit cards. I have a very stable income from a company I have been with for 4 years now. I have a well planned out budget which has allowed me to pay off debt quickly while building a healthy savings account.


Monthly net income: $3320.00
Monthly expenses: $2268
Housing: $675.00
Insurance: $52.00
Car expenses: $120.00
Utilities: $100
Phone, cable, internet: $112
Food, entertainment: $300
Clothing, household expenses: $75
Credit cards and other loans: $834
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:02:45 AM
golffish2$100.003/8/2011 9:15:15 AM
2grindstones$25.003/8/2011 10:14:57 AM
suave-dime6$25.003/8/2011 9:05:27 AM
transformer855$25.003/8/2011 11:13:32 AM
lendstats_com$192.673/8/2011 11:13:50 AM
zotzot$100.443/8/2011 2:37:31 PM
lendstats_com$200.003/8/2011 11:11:51 AM
SFBank$50.003/8/2011 7:28:38 PM
competent-p2p$101.003/8/2011 1:00:24 PM
TackingWindward$25.003/8/2011 1:25:57 PM
jarf$112.453/8/2011 9:10:47 PM
credit-missile$100.003/8/2011 7:52:09 PM
loan-kung-fu$100.003/9/2011 5:18:19 AM
credit-coach118$100.003/9/2011 3:23:42 PM
Bob450$25.003/11/2011 1:33:30 AM
brightest-dignified-penny$25.003/10/2011 4:38:19 PM
108lender$186.953/12/2011 1:59:12 AM
rcm87$100.003/12/2011 6:31:14 AM
tech310$50.003/13/2011 8:32:16 PM
Weaverville$50.003/13/2011 5:48:36 PM
Wellman$50.003/15/2011 4:02:11 AM
reward-adventure$50.003/15/2011 4:57:15 AM
Artist_Blue$25.003/15/2011 1:09:51 AM
investment-cluster$50.003/15/2011 2:10:57 PM
barefootpaul$25.003/15/2011 1:06:24 PM
UBOtto186$50.003/15/2011 3:36:49 PM
worthy-loot8$25.003/15/2011 2:52:05 PM
rate-mogul$100.003/15/2011 7:06:51 PM
rogue_monster$25.003/15/2011 1:51:23 PM
shrewd-peace7$25.003/15/2011 11:26:08 PM
seisen$27.573/16/2011 1:37:46 AM
trapper569$25.003/15/2011 6:26:22 PM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:01 AM
leodaguy$25.003/15/2011 9:23:46 PM
return-pumpkin7$25.003/16/2011 11:21:07 AM
kulender$100.003/16/2011 12:02:56 PM
erowis$50.003/16/2011 4:32:56 AM
genius520$100.003/16/2011 12:05:03 PM
active-wealth3$25.003/16/2011 9:34:37 AM
janus_god$25.003/16/2011 9:35:15 AM
Jack55304$125.003/16/2011 8:46:28 AM
marketologist327$25.003/16/2011 12:20:07 PM
whartonmba$25.003/16/2011 12:21:08 PM
hope-hickory$25.003/16/2011 5:48:12 PM
mistertao$25.003/16/2011 5:49:11 PM
lovely-return7$25.003/16/2011 5:24:21 PM
desertoasis$30.003/16/2011 8:18:56 PM
selfmademan$25.003/16/2011 8:21:09 PM
orderly-leverage$100.003/16/2011 8:22:23 PM
radforj22$25.003/16/2011 8:22:49 PM
AF-Chief$50.003/16/2011 8:24:34 PM
dparkhom$25.003/16/2011 8:16:00 PM
treasure-pipeline$50.003/16/2011 8:42:36 PM
stoopidnoodle$25.003/16/2011 8:18:36 PM
IIP77$25.003/16/2011 8:18:43 PM
gold-blanket0$25.003/16/2011 6:26:58 PM
money-bauble$100.003/16/2011 8:21:14 PM
DreDub$50.003/16/2011 8:21:32 PM
Fonthill$50.003/16/2011 8:21:35 PM
gristle$25.003/16/2011 8:21:55 PM
flexible-diversification9$50.003/16/2011 8:22:20 PM
traice$25.003/16/2011 8:23:35 PM
payment-gusto$25.003/16/2011 8:31:09 PM
NYCFinancier$25.003/17/2011 1:08:07 AM
oldmora$27.393/17/2011 1:53:59 AM
organic-order$25.003/17/2011 2:01:50 AM
golden-cat$25.003/16/2011 8:06:51 PM
platinum-czar$100.003/16/2011 10:56:06 PM
DiabolicalGamer$25.003/16/2011 8:15:32 PM
bsh297$25.003/16/2011 8:17:43 PM
gotjack$25.003/17/2011 1:35:40 AM
affluence-tycoon$25.003/16/2011 8:22:11 PM
ac787$25.003/17/2011 2:02:27 AM
reward-motion$25.003/17/2011 3:41:53 AM
motivator72$25.003/17/2011 6:50:26 AM
zone6$100.003/17/2011 7:46:54 AM
SBT$25.003/16/2011 8:52:14 PM
SB94114$50.553/17/2011 8:41:41 AM
commerce-renewal$100.003/17/2011 10:22:19 AM
mlj0671$25.003/16/2011 9:38:58 PM
brazilofmux$28.593/17/2011 1:22:11 AM
marcomnzs$25.003/17/2011 1:42:59 AM
wise-silver-wonder$25.003/17/2011 1:52:58 AM
gimincorp$30.003/17/2011 9:32:54 AM
doopers$25.003/17/2011 3:36:32 AM
handy-point5$26.863/17/2011 10:53:15 AM
mpatrick$25.003/17/2011 12:10:09 PM
Cheburashka$25.003/17/2011 3:52:26 PM
payout-banker4$25.003/17/2011 4:12:20 PM
orderly-leverage$100.003/17/2011 4:13:43 PM
tszbgae$100.003/17/2011 4:47:50 PM
Myrick$25.003/17/2011 9:56:02 AM
Reinadog9$50.003/17/2011 10:02:12 AM
cerebral-dollar773$250.003/17/2011 5:20:19 PM
unfixer$25.003/17/2011 6:32:29 PM
Perksunlimited$50.003/17/2011 4:12:11 PM
Jethro12$25.003/17/2011 4:13:39 PM
rhin0cerx$50.003/17/2011 4:13:55 PM
DasMula$57.003/17/2011 7:47:52 PM
autonomous-truth$67.663/17/2011 8:03:00 PM
orange-pound-party$30.003/17/2011 9:01:26 PM
vishal29$100.003/17/2011 9:12:55 PM
revenue-spa8$59.323/17/2011 1:56:04 PM
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Pitufo$25.003/17/2011 3:51:43 PM
thankful-nickel2$50.003/17/2011 8:34:14 PM
integrity-doctor$100.003/17/2011 8:41:37 PM
nilonc1$25.003/17/2011 8:49:23 PM
grnii78$200.003/17/2011 5:51:34 PM
RetirementMoney$25.003/17/2011 5:59:28 PM
_NaLNaBB$100.003/17/2011 8:59:58 PM
Wangchuk$25.003/8/2011 9:08:00 AM
ingenious-deal6$25.003/8/2011 9:25:14 AM
squarebob$101.003/8/2011 9:46:04 AM
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soulful-truth$100.003/8/2011 9:06:07 AM
Tylerh$100.003/8/2011 9:07:23 AM
KarlMarx$25.003/8/2011 9:06:32 AM
reflective-rupee$100.333/8/2011 9:13:51 AM
kttalamo$50.003/8/2011 9:02:08 PM
Nerdster1$30.053/9/2011 3:48:02 AM
CA-Lender$100.003/8/2011 3:17:25 PM
SolarMoonshine$25.003/8/2011 5:54:11 PM
patriot897$25.003/8/2011 6:35:59 PM
worthy-bid8$25.003/9/2011 6:31:18 AM
thelovebug$100.003/9/2011 12:52:04 PM
loanman2007$200.003/10/2011 6:24:35 AM
kind-genuine-dough$25.003/11/2011 9:36:24 AM
musegaze$100.003/11/2011 6:12:11 AM
platinum-scientist9$100.003/11/2011 10:17:49 AM
chungfang$100.003/11/2011 1:32:20 PM
FeedTheMachine$100.003/12/2011 8:26:44 AM
rockhound84$25.003/12/2011 5:40:04 AM
treasure-widget$25.003/12/2011 10:28:42 AM
Interstate_Rate$100.003/14/2011 10:57:53 AM
worldly-money4$150.003/14/2011 2:33:39 PM
MadHun$100.003/14/2011 4:48:21 PM
umfan123$25.003/14/2011 5:37:48 PM
Kaj$50.003/14/2011 5:39:16 PM
courteous-kindness1$25.003/14/2011 5:57:32 PM
kindness-hickory5$50.003/15/2011 7:07:07 AM
RMB-Investments$50.003/15/2011 8:54:04 AM
irrelevant$25.003/15/2011 1:48:58 AM
Hanalei712$50.003/15/2011 9:38:52 AM
asset-professor$43.443/15/2011 5:28:24 PM
srspank24$50.003/15/2011 9:41:53 PM
gentle-coin$25.003/15/2011 7:58:43 PM
finance-mushroom$27.873/16/2011 2:15:28 AM
ivy-league-MBA$25.003/16/2011 12:51:20 AM
FASTIZIO_P$25.003/16/2011 12:57:08 AM
Easystreet$25.003/15/2011 5:28:08 PM
point-sasquatch$25.003/15/2011 5:28:16 PM
cropdust3r$25.003/16/2011 6:31:06 AM
lakehavasu88$25.003/16/2011 3:17:16 AM
Preferred-Lender$25.003/16/2011 8:49:13 AM
AntiTrustBanker$25.003/16/2011 9:55:00 AM
smoothmoniker$25.003/16/2011 10:06:13 AM
Ocean713$50.003/16/2011 3:36:36 PM
Steveoo1$25.003/16/2011 5:49:19 PM
FinanceEngine$25.003/16/2011 2:39:05 PM
HHP$100.003/16/2011 9:34:16 AM
loss-of-control$50.003/16/2011 5:59:20 PM
raisingophelia$25.003/16/2011 10:27:44 AM
JeffHoll$80.003/16/2011 11:49:15 AM
gain-gourd$100.003/16/2011 12:04:00 PM
jasonj72$25.003/16/2011 7:53:03 PM
income-vault6$25.003/16/2011 8:09:31 PM
sensible-fund$49.623/16/2011 8:15:42 PM
five-star-note$25.003/16/2011 8:21:30 PM
careful-note$50.003/16/2011 8:22:14 PM
shmb6508$200.003/16/2011 8:22:26 PM
PatRichi$25.003/16/2011 8:22:29 PM
wwwUniversal$25.003/16/2011 8:24:31 PM
orange-preeminant-bill$50.003/16/2011 8:24:58 PM
momoney2lend$25.003/16/2011 5:56:50 PM
inspiring-reward$150.003/16/2011 6:00:18 PM
Learning2Lend$50.003/16/2011 8:15:34 PM
1phantom$25.003/16/2011 8:20:45 PM
new-social-economist$50.003/16/2011 8:21:42 PM
the-profit-oracle$25.003/16/2011 8:24:20 PM
missing-link$25.003/16/2011 8:24:55 PM
Cai8899$25.003/16/2011 8:25:48 PM
important-openness1$75.003/16/2011 7:02:14 PM
bold-careful-finance$50.003/16/2011 8:36:59 PM
investment-tempo$25.003/16/2011 7:52:23 PM
IslandParadise$27.373/17/2011 2:01:17 AM
bold-treasure-neutrino$25.003/17/2011 2:02:07 AM
graceful-investment$82.193/17/2011 2:02:45 AM
worth-arch$25.003/17/2011 2:04:42 AM
wbahl$25.003/16/2011 8:09:54 PM
Katburg$25.003/17/2011 1:19:48 AM
dedicated-transaction796$50.003/16/2011 8:19:52 PM
Diamond_Jim$36.533/17/2011 1:53:39 AM
GElender$25.003/16/2011 8:20:51 PM
asiaratt$50.003/16/2011 8:21:38 PM
jazzlender$25.003/17/2011 1:58:48 AM
mammalian4$25.003/17/2011 1:59:18 AM
treasure-bliss$50.003/16/2011 8:31:31 PM
Comoparklender$50.003/16/2011 8:37:25 PM
market-pudding$25.003/17/2011 7:21:05 AM
ALVO$50.003/17/2011 8:21:03 AM
bulabula$25.003/16/2011 9:46:05 PM
Aunca$25.623/17/2011 1:34:52 AM
Phatt-Daddy$25.003/17/2011 4:56:52 AM
life-is-great$25.003/17/2011 10:07:52 AM
bughead$25.003/17/2011 6:32:21 AM
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chkrvrty$50.003/17/2011 4:12:24 PM
visionary-currency$50.003/17/2011 4:12:42 PM
reward-walnut$50.003/17/2011 4:13:57 PM
incbx$36.433/17/2011 4:16:15 PM
sonicpluto$25.003/17/2011 4:28:02 PM
payout-alien6$25.003/17/2011 2:49:42 PM
green-ore-expert$50.003/17/2011 9:48:46 AM
lasalle123$50.003/17/2011 7:15:21 PM
Gibbyland$54.273/17/2011 4:13:41 PM
shrewd-income$200.003/17/2011 4:15:35 PM
PrincessGrace33$25.003/17/2011 8:24:10 PM
thrifty-capital$25.003/17/2011 9:10:00 PM
grampy48$29.883/17/2011 5:52:42 PM
diversification-pilot$25.003/17/2011 6:05:32 PM
red-favorable-basis$25.003/17/2011 7:27:16 PM
special-deal5$25.003/17/2011 8:49:25 PM
buffalobills$25.003/17/2011 4:06:00 PM
tnjohnso$25.003/17/2011 9:16:14 PM
profitable-money$25.003/17/2011 9:29:33 PM
MoneyForNothing$0.823/17/2011 10:11:19 PM
first-serene-credit$25.003/17/2011 4:50:30 PM
fund-tom-tom6$28.133/17/2011 5:15:03 PM
supersarah61$25.003/17/2011 5:28:24 PM
lender12345$25.003/17/2011 8:52:59 PM
genelinist$25.003/17/2011 10:11:13 PM
235 Investments
 
Borrower Payment Dependent Notes Series 497144
This series of Notes was issued and sold upon the funding of the borrower loan #47936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-08-2011 
Term: 60 months Listing End date:  Mar-15-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $198.78
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2005 Debt/Income ratio: 19%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,784Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: A1C-Haycraft Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free Airman
Purpose of loan: debt consolidation

This loan will be used to... help me become debt free.

My financial situation: I just received off base housing from the USAF, with buying everything needed for my new house and putting down the deposit my financial situation isn?t where I like it to be. I usually have around 4k at all times and I am down to 2k right now.

I am a good candidate for this loan because... my credit history and score is great for my age. I have been building my credit and making payments on items since I was 18, I have never owned a credit card and all items have been at least 6-18 months no fianancing.
I want to use this loan to pay off my two student loans and all the new furniture for the house, which consist of a new mattress, room, furniture, and dining set, all of which are from different stores. My main goal with this loan is to have one low monthly payment instead of paying $ 600 a month to six different stores.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello. When is your enlistment period over and what do you plan to do at that point? - 113121
A: I have 5 years left on my first enlistment (26 Jan 2016), I plan on reenlisting after that, I am in school right now working on Bachelors in Public Health to become an officer in Public Health, I need seven years enlisted with a Bachelors or 4 years with a Masters in my career field. So I plan on getting my Bachelors and doing my seven years then trying to commission. Feel free to ask any other questions you may have. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/8/2011 5:02:37 PM
simplelender80$100.003/8/2011 5:03:02 PM
Tradesmanlender$54.773/8/2011 5:05:25 PM
one-midas$25.003/8/2011 5:24:06 PM
squarebob$25.003/8/2011 6:32:07 PM
Keystonekop$100.003/8/2011 5:46:16 PM
patriot897$25.003/8/2011 6:34:44 PM
power-companion7$100.003/8/2011 5:06:57 PM
Short_Stack$25.003/9/2011 12:36:11 AM
BlessedEveryDay$100.003/9/2011 7:40:56 AM
Preteur$25.003/9/2011 1:36:31 PM
Gamblor$135.503/9/2011 5:20:19 AM
dano1965$50.003/9/2011 10:26:34 AM
unfixer$25.003/9/2011 7:20:36 AM
schnippy$25.003/9/2011 9:07:27 AM
113121$125.003/9/2011 7:10:02 PM
jm2bad$29.503/9/2011 10:45:35 AM
integrity-doctor$100.003/9/2011 2:18:30 PM
loanman2007$200.003/10/2011 5:27:22 AM
magnetic-dedication3$25.003/9/2011 10:01:11 PM
Bujinkan1$25.003/10/2011 8:33:23 AM
Firescreek$25.003/10/2011 8:23:20 AM
Kaustubh$50.003/10/2011 4:41:29 PM
SteelyMike$50.003/11/2011 1:45:50 PM
cerebral-dollar773$500.003/11/2011 7:39:48 AM
platinum-scientist9$100.003/11/2011 10:15:56 AM
debt-sphinx99$25.003/11/2011 2:28:15 PM
careful-money2$50.003/11/2011 10:13:30 PM
friendly-market5$30.833/12/2011 5:00:30 AM
treasure-widget$25.003/12/2011 10:28:55 AM
sevenbridges$500.003/12/2011 4:54:55 PM
important-ore$100.003/14/2011 9:45:06 AM
Flreap$25.003/14/2011 12:02:22 PM
ThisCatWillHelp$40.003/14/2011 7:45:45 PM
fairness-coup8$25.003/14/2011 5:40:08 PM
pathcrx$25.003/15/2011 11:30:53 AM
John_Galt$55.003/15/2011 1:26:32 PM
CLMnCWC$25.003/15/2011 1:30:31 PM
upperdeck$25.003/15/2011 1:30:49 PM
flexible-money1$50.003/15/2011 9:30:39 AM
mammalian4$25.003/15/2011 9:44:27 AM
trapperdc$100.003/15/2011 1:31:26 PM
brainy-repayment5$100.003/15/2011 2:13:44 PM
wwwUniversal$25.003/15/2011 5:03:06 PM
penny-finder$40.003/15/2011 2:02:36 PM
FinanceEngine$30.003/15/2011 2:44:44 PM
ExtraIncome$25.003/15/2011 3:40:31 PM
payout-banker4$25.003/15/2011 5:03:34 PM
Tylerh$100.003/8/2011 5:06:28 PM
competent-p2p$40.003/8/2011 5:45:20 PM
hopeful-truth5$50.003/8/2011 5:52:27 PM
113121$75.003/8/2011 5:20:08 PM
vutah$100.003/8/2011 5:41:53 PM
marinbb$25.003/8/2011 7:28:20 PM
benjamins-utopia$100.003/8/2011 5:02:42 PM
reflective-rupee$25.333/8/2011 5:07:38 PM
radforj22$25.003/9/2011 9:33:06 AM
joffco$25.003/8/2011 7:30:57 PM
Malkial$25.003/9/2011 2:21:52 AM
3_boyz$25.003/9/2011 1:41:55 PM
dsgfl1$100.003/9/2011 12:24:58 PM
nickel-ferret$100.003/9/2011 8:50:20 AM
zotzot$25.443/9/2011 3:10:38 PM
worthy-bid8$48.953/10/2011 1:54:51 AM
Emberfox$25.003/10/2011 2:35:45 PM
investinFla$25.003/10/2011 9:29:35 AM
efficient-treasure0$25.003/11/2011 7:02:59 AM
Oakland$50.003/11/2011 7:00:41 PM
SecondChanceLendingSERV$25.003/11/2011 10:00:42 AM
rbgnr111$25.003/11/2011 7:32:03 PM
jescowa$50.003/12/2011 5:50:34 AM
CA-Lender$100.003/11/2011 2:27:14 PM
MongoBongo$25.873/12/2011 9:20:35 AM
awesome-dollar5$30.243/12/2011 3:36:52 PM
phoenixnotes$75.003/12/2011 9:56:13 AM
Walkingcowboy$50.003/12/2011 11:33:53 AM
cingular$25.003/13/2011 7:57:41 PM
EngineersAlliance$100.003/12/2011 4:56:08 PM
Damostuff$25.003/13/2011 4:40:14 PM
heerzaquestion$25.003/13/2011 11:51:04 AM
Weaverville$50.003/13/2011 5:47:36 PM
jdrez$25.003/14/2011 7:56:49 PM
AlfinityBank25$25.003/14/2011 2:39:58 PM
deal-enrichment063$100.003/15/2011 1:31:46 PM
Ripsaw4U$50.003/15/2011 2:15:03 AM
mpatrick$25.003/15/2011 10:57:06 AM
a-reasonable-return$50.003/15/2011 7:57:21 AM
forthright-trade$25.003/15/2011 4:57:52 PM
113121$1,000.003/15/2011 9:43:24 AM
ScottCapital$25.003/15/2011 10:11:21 AM
auction-workhorse679$50.003/15/2011 12:14:08 PM
113121$1,513.573/15/2011 5:11:44 PM
circustab$50.003/15/2011 3:30:42 PM
93 Investments
 
Borrower Payment Dependent Notes Series 497152
This series of Notes was issued and sold upon the funding of the borrower loan #48031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 14%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:0y 7m
Amount delinquent: $391 Total credit lines: 28 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,206Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: vibrant-ore1 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Condo purchase closing
Purpose of loan: Condo purchase
This loan will be used to... Complete the amount needed for purchase

My financial situation: Is good
I am a good candidate for this loan because... I believe I have A good pay back history.


Monthly net income: $3000.00-4000.00
Monthly expenses: $
Housing: $1080.00
Insurance: $48.00
Car expenses: $80.00
Utilities: $150.00
Phone, cable, internet: $45.00
Food, entertainment: $200.00
Clothing, household expenses: $35.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance on my account is 126,318.6 there is no second.The value of home per Zillow is 125,000. I have almost all the money for a condo but i am a little short on estimated closing costs. My plan for this condo is to lease to a tenant on 06/01/2011 her voucher is for 650.0-750.0 monthly. I wil use all of this money after H.O.A. fees to repay the loan. I feel confident that I will be able to pay back loan before estimated timeline. H.O.A. fees are 125.0 to 225.0 based on condo (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/9/2011 9:04:53 AM
power-companion7$100.003/9/2011 9:11:16 AM
patriot897$25.003/9/2011 9:10:14 AM
competent-p2p$101.003/9/2011 9:41:09 AM
Preteur$25.003/9/2011 1:36:26 PM
CA-Lender$100.003/11/2011 2:27:19 PM
Weaverville$25.003/13/2011 5:50:13 PM
Ripsaw4U$50.003/15/2011 2:15:19 AM
flexible-money1$50.003/15/2011 4:10:34 PM
leodaguy$50.003/15/2011 9:22:11 PM
kenji4861$25.003/16/2011 2:26:45 AM
MadHun$200.003/16/2011 6:41:37 PM
important-openness1$75.003/16/2011 8:11:29 PM
Havana21$25.003/16/2011 6:40:47 PM
jdrez$25.003/16/2011 8:35:16 PM
enthralling-deal180$49.873/18/2011 2:39:10 AM
360Winner$50.003/18/2011 9:34:00 AM
MarinLoans$25.003/18/2011 4:38:08 PM
GCInvestments$50.003/19/2011 1:02:00 AM
Stavros$25.003/19/2011 8:38:19 AM
bigphish$50.003/19/2011 2:41:13 PM
money-surge1$50.003/20/2011 10:15:09 AM
w3alter$100.003/19/2011 4:56:18 PM
loot-heart$25.003/19/2011 11:01:28 PM
squarebob$25.003/20/2011 2:54:06 PM
vutah$25.003/20/2011 9:53:55 AM
zzztimbo$65.733/20/2011 11:33:48 AM
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consulguru$100.003/20/2011 5:42:38 PM
rautility$100.003/20/2011 11:33:06 AM
treasure-pipeline$25.003/21/2011 9:48:13 AM
HamachiMan$50.003/20/2011 4:26:55 PM
GElender$50.003/21/2011 2:39:55 PM
mandular$25.003/21/2011 4:32:59 PM
credit-scout7$50.003/21/2011 8:07:01 AM
TikPmp1$25.003/21/2011 4:39:09 PM
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wrchism$50.003/21/2011 9:16:07 PM
ClearLake$25.003/21/2011 1:16:13 PM
revenue-achievement$25.003/21/2011 1:41:12 PM
IPlayOutsideTheBox$50.003/22/2011 3:31:21 AM
UAVDave$100.003/21/2011 9:49:51 PM
money-aggregator7$25.003/22/2011 1:45:22 AM
velocity-solo$25.003/22/2011 8:32:12 AM
deal-zoo$50.003/22/2011 2:27:07 AM
don8ter$25.003/22/2011 8:34:05 AM
generator596$25.003/22/2011 4:29:21 AM
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labate$25.003/21/2011 8:16:43 PM
FoosMaster$35.003/22/2011 9:38:09 AM
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kulender$100.003/22/2011 1:57:27 AM
pnace$35.003/22/2011 10:43:37 AM
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koozkotopia$29.093/22/2011 9:41:24 AM
powerful-finance7$25.003/22/2011 4:18:04 PM
wind183$200.003/22/2011 7:23:37 AM
AF-Chief$50.003/22/2011 7:24:34 AM
Manta_Rai$25.003/22/2011 10:05:46 AM
durability-balance4$50.003/22/2011 8:42:31 AM
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PThor$25.003/22/2011 5:39:12 PM
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LeReve$100.003/22/2011 5:41:09 PM
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Goat$25.003/22/2011 10:21:54 AM
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credit-investor5$50.003/22/2011 5:10:33 PM
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Bank42$100.003/22/2011 5:44:15 PM
Cai8899$40.003/22/2011 4:44:24 PM
harty$50.003/22/2011 4:46:16 PM
StreetJustice$28.683/23/2011 2:24:44 AM
studious-bonus7$76.573/23/2011 2:35:49 AM
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aggielender$25.003/22/2011 7:57:23 PM
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superb-funds335$25.003/22/2011 5:40:08 PM
JDFuego$33.003/23/2011 6:12:35 AM
hopethisworks$50.003/22/2011 9:52:33 PM
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Sixmil$34.213/23/2011 1:28:41 AM
Philosonie$25.003/23/2011 1:54:11 AM
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drlevvis$29.263/23/2011 2:23:30 AM
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Leopoldine$25.003/22/2011 7:28:28 PM
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Liam227$52.003/22/2011 7:41:40 PM
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108lender$38.843/23/2011 1:26:34 AM
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Tylerh$100.003/9/2011 9:08:55 AM
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krajne$50.003/12/2011 8:11:58 AM
jescowa$50.003/12/2011 5:50:59 AM
Walkingcowboy$50.003/12/2011 11:34:03 AM
worthy-bid8$100.003/14/2011 7:43:14 AM
cingular$25.003/13/2011 7:57:50 PM
important-ore$100.003/14/2011 10:12:08 AM
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indomitable-coin$50.003/17/2011 5:49:07 AM
hostbank$100.003/17/2011 3:42:00 PM
currency-persimmon$100.003/17/2011 9:35:02 AM
loyalty-sherpa$25.003/17/2011 4:31:37 PM
BaxterEvil$25.003/17/2011 7:48:25 PM
a-unflappable-finance$100.003/18/2011 9:37:38 AM
GMPK_TLAS$50.003/19/2011 1:25:08 AM
gold-commander0$50.003/19/2011 3:29:18 AM
1phantom$25.003/19/2011 10:12:39 AM
thebigrig$100.003/19/2011 11:12:49 AM
WalnutCreekguy$50.003/20/2011 7:31:17 AM
leeball$100.003/20/2011 2:25:17 PM
intuitive-camaraderi9$50.003/20/2011 3:39:19 PM
colorfulgardener$25.003/20/2011 3:52:47 PM
cash-backer8$50.003/20/2011 4:21:39 PM
clandrummer$25.003/20/2011 5:39:58 PM
peso-mate$50.003/20/2011 10:31:10 PM
Artist_Blue$25.003/21/2011 6:22:39 AM
saga9$50.003/21/2011 10:19:03 AM
investtor$25.003/21/2011 11:47:50 AM
jazz619$25.003/21/2011 9:40:50 AM
money-bauble$100.003/21/2011 12:27:46 PM
himanshuko$30.003/21/2011 8:01:22 AM
impartial-deal$25.003/21/2011 9:29:38 AM
exact-gold2$25.003/21/2011 3:12:55 PM
Green-Baron$25.003/21/2011 8:59:11 PM
Whitewater_Loans$25.003/21/2011 11:29:12 AM
benefit-pro$50.003/21/2011 5:46:14 PM
smilinsam$100.003/21/2011 2:12:21 PM
market-jam$50.003/21/2011 7:13:41 PM
nybanker85$50.003/21/2011 7:14:43 PM
chitex$25.003/21/2011 7:23:07 PM
honorable-yield$25.003/22/2011 6:41:31 AM
Hola_James$25.003/22/2011 7:36:34 AM
md1207$50.003/22/2011 4:05:33 AM
adventurous-commerce$50.003/22/2011 6:00:48 AM
meenan$50.003/22/2011 8:11:36 AM
F16Pilot$25.003/22/2011 8:24:04 AM
return-daydream$50.003/22/2011 10:02:45 AM
robertmm25$50.003/22/2011 8:33:04 AM
tlam168$25.003/22/2011 11:07:13 AM
investment-tempo$25.213/22/2011 2:32:09 AM
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equitable-yield4$25.003/22/2011 2:05:01 PM
jigsaw$50.003/22/2011 6:01:01 AM
djkaiser$31.473/22/2011 9:58:52 AM
Bidwinner08$38.493/22/2011 8:11:49 AM
cash-champ0$200.003/22/2011 8:16:59 AM
a-responsible-return$90.003/22/2011 5:15:11 PM
peace-maximizer8$25.003/22/2011 5:34:01 PM
balance-booster8$50.003/22/2011 4:46:39 PM
Bigg_Lender$25.003/22/2011 7:12:42 PM
Islandgal$40.003/22/2011 12:47:35 PM
dwilson443$75.003/22/2011 1:11:32 PM
ml13$25.003/22/2011 7:18:58 PM
ttnk62918$25.003/22/2011 5:32:35 PM
Fonthill$100.003/22/2011 5:39:26 PM
auctionator1$53.973/22/2011 9:36:05 PM
investment-comet$25.003/22/2011 4:41:55 PM
durable-investment8$30.003/22/2011 5:46:47 PM
justasoldier$50.003/22/2011 9:54:22 PM
upbeat-finance8$25.003/22/2011 6:02:18 PM
a-resplendent-commitment$25.003/22/2011 11:32:50 PM
crazyinjun$25.003/22/2011 11:49:23 PM
cash-professor$25.003/22/2011 7:04:53 PM
zippy-interest$25.003/22/2011 7:13:07 PM
AFairDeal$75.003/22/2011 5:13:32 PM
worldly-community3$50.003/22/2011 5:40:24 PM
wwwUniversal$25.003/22/2011 5:49:12 PM
davidmlucas$54.483/23/2011 6:36:48 AM
planet613$25.003/22/2011 10:25:25 PM
melodious-fairness$39.753/23/2011 2:38:52 AM
useful-p2ploan$50.003/23/2011 5:53:05 AM
Rockymtnhi$50.003/23/2011 6:33:58 AM
196 Investments
 
Borrower Payment Dependent Notes Series 497270
This series of Notes was issued and sold upon the funding of the borrower loan #47933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $381.04
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2004 Debt/Income ratio: 16%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,162Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: well-mannered-currency853 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Refinance
Purpose of loan:

This loan will be used to help me correct some of the financial mistakes of my youth faster and more cost-effectively than I could do so on my own. I got a bit careless at one point with the way I handled my newly established credit rating, I never got over my head, but I took on more debt than I should have and I intend to rectify that.

My financial situation:

I am a good candidate for this loan because I am in good financial health and have good credit, solid income, and am a man of my word who has never missed a payment on anything. I own my home, two cars, and have been working for the same employer for nearly 5 years.

I am presently making far more than the minimum payments on all of my present debts, and am on target to have them settled in 24-36 months as it is. This loan will allow me to meet that goal, and the savings over my current interest rates will free up more capital to put towards paying down my mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/9/2011 9:04:34 AM
JJ9876$25.003/9/2011 9:07:45 AM
thankful-nickel2$100.003/9/2011 10:13:18 AM
simplelender80$100.003/9/2011 9:04:58 AM
patriot897$25.003/9/2011 9:10:17 AM
Tylerh$100.003/9/2011 9:09:02 AM
astute-fairness0$100.003/9/2011 2:48:36 PM
radforj22$25.003/10/2011 5:18:50 AM
organized-payment6$50.003/10/2011 2:43:28 PM
Tradesmanlender$100.003/10/2011 11:36:46 AM
top-epic-community$50.003/10/2011 10:42:46 AM
gemoscar$50.003/10/2011 3:47:53 PM
Azonic21$25.003/12/2011 9:12:17 AM
Weaverville$25.003/13/2011 5:50:15 PM
cingular$25.003/13/2011 7:57:52 PM
important-ore$100.003/14/2011 10:12:15 AM
CA-Lender$25.003/14/2011 6:03:39 PM
leodaguy$50.003/15/2011 9:22:15 PM
LiveNow$50.003/16/2011 5:19:22 AM
toronado$50.003/16/2011 2:00:48 PM
principal-bull$25.003/16/2011 6:41:02 PM
indomitable-coin$50.003/17/2011 5:49:09 AM
relierma$25.003/17/2011 7:46:49 AM
currency-persimmon$100.003/17/2011 9:35:11 AM
jdrez$25.003/17/2011 12:01:34 PM
flexible-money1$50.003/17/2011 3:36:42 PM
a-unflappable-finance$100.003/18/2011 9:37:40 AM
bold-careful-finance$50.003/18/2011 3:03:36 PM
availableloan$25.003/18/2011 7:57:14 PM
axl163$25.003/18/2011 9:42:43 AM
GMPK_TLAS$50.003/19/2011 1:25:10 AM
focused-wampum$25.003/18/2011 7:38:56 PM
1phantom$25.003/19/2011 10:12:41 AM
thebigrig$100.003/19/2011 11:12:50 AM
GCInvestments$50.003/19/2011 1:02:01 AM
w3alter$100.003/19/2011 4:56:19 PM
loot-heart$25.003/19/2011 11:01:29 PM
_NaLNaBB$300.003/20/2011 9:43:34 AM
tofubank$100.003/20/2011 2:13:52 PM
HamachiMan$50.003/20/2011 4:26:57 PM
420limo$74.533/21/2011 8:41:30 AM
cgoca$25.003/20/2011 9:40:59 AM
gt5149c$25.003/21/2011 9:34:55 AM
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payment-halo$25.003/20/2011 11:59:57 AM
a-responsible-return$100.003/21/2011 10:35:14 AM
squarebob$25.333/21/2011 11:33:08 AM
jarf$25.003/20/2011 9:54:30 PM
JustOneVoice$25.003/21/2011 2:59:30 PM
CreditBuilder2$150.003/21/2011 3:44:37 PM
daddypro$25.003/21/2011 8:20:01 AM
revenue-achievement$25.003/21/2011 1:41:13 PM
Minnvestor$50.003/21/2011 9:37:43 AM
zenchef$35.003/21/2011 9:39:47 AM
market-jam$50.003/21/2011 7:13:47 PM
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credence4$95.883/21/2011 7:14:29 PM
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worlds-best-worth2$100.003/21/2011 7:47:01 PM
Terapin0511$26.523/21/2011 2:59:36 PM
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wirebutterfly$75.003/21/2011 9:30:02 PM
honorable-yield$25.003/22/2011 6:41:32 AM
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fairness-raker5$100.003/21/2011 5:20:46 PM
enchanted-yield4$100.003/21/2011 5:25:55 PM
IPlayOutsideTheBox$100.003/22/2011 3:45:58 AM
crw1950$60.673/22/2011 5:15:59 AM
deal-gazer$300.003/22/2011 5:45:17 AM
umfan123$25.003/22/2011 7:08:36 AM
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AFairDeal$100.003/9/2011 9:09:59 AM
nickel-ferret$100.003/9/2011 9:11:59 AM
zotzot$100.883/9/2011 3:05:15 PM
Tech-Entrepreneur$25.003/9/2011 12:22:47 PM
Preteur$25.003/9/2011 1:36:24 PM
SolarMoonshine$25.003/9/2011 6:58:45 PM
Pickmar$25.003/10/2011 6:33:56 AM
efficient-treasure0$25.003/11/2011 7:03:46 AM
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Walkingcowboy$50.003/12/2011 11:34:07 AM
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kenji4861$25.003/16/2011 2:26:52 AM
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wbahl$25.003/16/2011 8:12:51 PM
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MadHun$29.283/17/2011 2:05:33 AM
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syounker$25.003/17/2011 6:13:39 PM
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enthralling-deal180$50.003/18/2011 2:29:29 PM
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supersarah61$71.613/20/2011 6:08:04 PM
green-benefit-enclave$25.003/20/2011 2:06:21 PM
WalnutCreekguy$50.003/20/2011 7:31:18 AM
vigilance-searcher$25.003/20/2011 7:23:26 PM
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bobby5832708$50.003/21/2011 9:35:40 AM
myworld701$25.003/20/2011 11:36:23 AM
credit-scout7$50.003/21/2011 8:07:02 AM
worthy-commitment7$30.003/21/2011 10:14:02 AM
balance-force$30.003/20/2011 2:40:36 PM
broosky2$52.143/21/2011 12:19:16 PM
GElender$100.003/21/2011 6:09:46 AM
TSC$50.003/21/2011 3:37:11 PM
himanshuko$30.003/21/2011 8:05:02 AM
lobster$25.003/21/2011 10:54:35 AM
impartial-deal$25.003/21/2011 9:26:35 AM
BaxterEvil$25.003/21/2011 9:33:48 AM
ansset$25.003/21/2011 9:35:50 AM
klend4$100.003/21/2011 9:54:36 AM
peso-mate$50.003/21/2011 9:58:53 AM
Artist_Blue$25.003/21/2011 9:59:24 AM
ddamenace$75.003/21/2011 8:38:14 PM
UAVDave$100.003/21/2011 9:50:08 PM
jazz619$25.003/21/2011 10:34:48 AM
mrpowers5531$25.003/21/2011 10:43:21 AM
rss197$58.683/21/2011 11:14:29 AM
julijask$45.003/21/2011 5:48:18 PM
octoberfresh$26.503/22/2011 1:49:13 AM
futurechef11$30.003/21/2011 12:09:51 PM
kulender$86.913/22/2011 1:57:28 AM
treasure-hunter270$25.003/21/2011 1:05:58 PM
money-aggregator7$25.003/22/2011 2:07:32 AM
anton$1,000.003/21/2011 6:54:54 PM
power-secret-agent$25.003/22/2011 3:20:06 AM
proud-gold9$50.003/22/2011 4:57:45 AM
vigorous-velocity$52.053/21/2011 7:48:28 PM
nav1elt$32.553/22/2011 5:33:45 AM
intuitive-worth7$25.003/22/2011 5:59:15 AM
exchange-synapse$100.003/21/2011 7:11:57 PM
newest-organic-rupee$25.003/21/2011 7:19:48 PM
wwwUniversal$25.003/22/2011 7:03:52 AM
wrchism$50.003/21/2011 9:16:08 PM
ClearLake$25.003/22/2011 1:31:41 AM
zhiguli$25.003/22/2011 2:10:30 AM
Nickle-Back$150.003/22/2011 6:03:38 AM
turbostar666$35.003/22/2011 7:03:42 AM
redtilapia$25.003/22/2011 7:34:57 AM
Marty_W_Cordova$2,120.453/22/2011 7:37:47 AM
168 Investments
 
Borrower Payment Dependent Notes Series 497340
This series of Notes was issued and sold upon the funding of the borrower loan #47968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1989 Debt/Income ratio: 8%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 0 / 0Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: tenacious-principal3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
surgery
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please tell us about the purpose of the loan and your ability to make the payments. - Pu239
A: It is for a tummy tuck I have 40 to 45 pounds of skin that needs to be taken off, where I loss weight over the passed 6 years.I am only going to be out of work 2 weeks and I get paid for the time I am out..I have a very good job with AmerisourceBurgen .I have been there 3 years . (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/10/2011 5:05:13 PM
simplelender80$200.003/10/2011 5:01:11 PM
bold-steady-peso$25.003/10/2011 6:11:18 PM
suave-dime6$25.003/10/2011 5:03:01 PM
wild-orange$40.003/12/2011 3:15:53 PM
mrxtravis$25.003/15/2011 4:06:35 AM
Wellman$50.003/15/2011 4:03:00 AM
patriot897$25.003/15/2011 11:12:14 AM
kind-genuine-dough$25.003/15/2011 5:27:16 PM
leodaguy$25.003/15/2011 9:24:21 PM
Jack55304$125.003/16/2011 8:47:10 AM
worthy-bid8$25.003/16/2011 10:53:00 AM
Ocean713$50.003/16/2011 3:37:20 PM
Comoparklender$50.003/16/2011 8:37:41 PM
Bob450$25.003/17/2011 10:21:59 AM
velocity-motivator6$25.003/17/2011 10:22:05 AM
integrity-reformer$51.293/18/2011 6:28:09 AM
realtormoises$25.003/18/2011 5:02:35 AM
sweetlan$25.003/18/2011 2:01:23 PM
economy-producer$25.003/19/2011 9:57:07 AM
capital-halo1$437.153/19/2011 3:48:19 AM
SFBank$50.003/19/2011 5:49:49 PM
interstellar$51.003/19/2011 3:50:23 AM
runner262$25.003/19/2011 10:21:30 PM
rvfbroker$25.003/19/2011 2:16:11 PM
jubilant-agreement0$25.003/19/2011 9:59:47 AM
B2152$25.003/21/2011 5:08:22 AM
money-surge1$50.003/20/2011 10:47:16 AM
kulender$78.053/21/2011 9:33:17 AM
jdcasper$25.003/21/2011 11:41:09 AM
imlosttoo$25.003/21/2011 11:06:31 AM
income-rocker2$100.003/21/2011 11:11:21 AM
mcgovern2024$25.003/21/2011 6:41:49 PM
jybank$25.003/21/2011 1:57:33 PM
draggon77$25.003/22/2011 6:05:14 AM
saga9$50.003/21/2011 5:31:40 PM
the-profit-oracle$25.003/22/2011 2:19:48 AM
intuitive-worth7$25.003/22/2011 6:13:06 AM
rzlender$25.003/22/2011 6:26:53 AM
radforj22$25.003/22/2011 6:36:09 AM
ingenious-deal6$25.003/10/2011 5:05:53 PM
Kash2010lu$40.003/10/2011 5:02:33 PM
reflective-rupee$200.333/10/2011 5:11:43 PM
Eric_Gagne$25.003/10/2011 6:31:32 PM
a-finance-nirvana$25.003/11/2011 1:50:48 AM
rupee_power$27.003/11/2011 10:06:50 AM
worldly-money4$100.003/12/2011 4:42:19 PM
Weaverville$25.003/13/2011 5:50:07 PM
Tylerh$100.003/14/2011 5:36:29 PM
reward-adventure$50.003/15/2011 4:58:03 AM
HHP$100.003/16/2011 9:34:43 AM
greencat$50.003/16/2011 9:13:04 AM
wbahl$25.003/16/2011 8:10:17 PM
SBT$25.003/16/2011 8:52:33 PM
important-openness1$75.003/16/2011 7:29:01 PM
ttnk62918$25.003/16/2011 8:30:00 PM
life-is-great$25.003/17/2011 10:08:29 AM
MadHun$100.003/17/2011 4:15:43 PM
dollardave$100.003/18/2011 1:21:17 PM
360Winner$50.003/18/2011 9:34:46 AM
PRGuyinVA$25.003/18/2011 2:46:35 PM
goodhearted-basis4$25.003/18/2011 12:12:34 PM
jazzlender$25.003/19/2011 3:09:49 AM
w3alter$100.003/19/2011 4:51:19 PM
inspiring-reward$100.003/20/2011 3:16:21 AM
hope-equation$50.003/19/2011 1:52:12 PM
VJ_Financial$43.083/20/2011 4:29:06 PM
ThatDanGuy$50.003/20/2011 2:06:39 PM
Artist_Blue$25.003/21/2011 6:16:03 AM
smilinsam$50.003/21/2011 2:16:11 PM
ColoradoLender82$25.003/21/2011 2:28:14 PM
the-yield-surfer$50.003/21/2011 11:53:01 PM
irrelevant$25.003/21/2011 5:21:55 PM
asiaratt$50.003/22/2011 2:21:17 AM
MoneyForNothing$7.103/22/2011 6:36:14 AM
green-capital-hornet$25.003/22/2011 2:27:27 AM
jwm$25.003/22/2011 5:21:09 AM
77 Investments
 
Borrower Payment Dependent Notes Series 497394
This series of Notes was issued and sold upon the funding of the borrower loan #48007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1987 Debt/Income ratio: 3%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $476Stated income:$25,000-$49,999
Delinquencies in last 7y: 26 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: natural-bid0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs
Purpose of loan: Tractor Repairs
This loan will be used to... make necessary repairs to a tractor.

My financial situation: Great
I am a good candidate for this loan because.. I bring home a good salary and have no expenses with exception of some funds I am repaying to a relative. The $800 in monthly expenses below is what I am repaying to my relative. Unfortunately, I have not had an opportunity to build up enough of a nest egg to accomodate this expense. My overall expenses are minimal because I am living with family while I re-build my nest egg.


Monthly net income: $3,100
Monthly expenses: $800
Housing: $0
Insurance: $80
Car expenses: $0
Utilities: $0
Phone, cable, internet: $110
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.003/11/2011 9:02:17 AM
suave-dime6$25.003/11/2011 9:03:11 AM
CA-Lender$100.003/11/2011 2:26:48 PM
leverage-monger$25.003/11/2011 11:15:55 AM
leverage-monger$25.003/12/2011 8:26:19 AM
realtormoises$25.003/12/2011 6:48:14 AM
beakerfish$50.003/12/2011 1:19:52 PM
worldly-money4$200.003/12/2011 4:49:42 PM
wild-orange$50.003/12/2011 3:05:05 PM
FASTIZIO_P$25.003/14/2011 4:52:52 PM
Wellman$50.003/15/2011 4:03:13 AM
peskier$25.003/15/2011 9:24:48 AM
ComputerSnack$46.253/15/2011 1:26:13 PM
SanJoser$100.003/15/2011 1:28:57 PM
interstellar$51.003/15/2011 4:06:24 AM
jimhu$43.003/15/2011 9:29:14 AM
dollar-sonnet3$50.003/15/2011 11:18:10 AM
JAVEHE$10.753/15/2011 1:32:24 PM
competent-p2p$30.003/11/2011 12:59:59 PM
simplelender80$100.003/11/2011 9:01:14 AM
ingenious-deal6$25.003/11/2011 9:02:04 AM
thelovebug$100.003/11/2011 9:03:48 AM
a-finance-nirvana$25.003/11/2011 9:21:14 PM
GS-ROCK$25.003/14/2011 2:12:01 PM
AlfinityBank25$25.003/14/2011 2:32:14 PM
Interstate_Rate$100.003/14/2011 10:56:58 AM
klemer$25.003/14/2011 12:21:00 PM
_Sri_Bank_$100.003/15/2011 3:19:53 AM
reward-adventure$50.003/15/2011 4:58:11 AM
Asian-Persuasion$25.003/15/2011 12:10:46 PM
peso-aggregator$25.003/15/2011 1:23:45 PM
Roundhouse$100.003/15/2011 1:25:57 PM
Lubava$50.003/15/2011 11:00:45 AM
greencat$50.003/15/2011 7:11:28 AM
open-minded-deal$50.003/15/2011 1:31:17 PM
patriot897$25.003/15/2011 11:12:26 AM
BranSam$69.003/15/2011 1:25:05 PM
37 Investments
 
Borrower Payment Dependent Notes Series 497402
This series of Notes was issued and sold upon the funding of the borrower loan #47955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $369.04
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1996 Debt/Income ratio: 17%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,199Stated income:$100,000+
Delinquencies in last 7y: 31 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: ninja260 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DVDNow Franchise Loan
Purpose of loan:
This loan will be used to purchase the DVD Kiosk equipment that costs $23,999. I have plenty of cash and investments (over $55,000) but would rather obtain some financing to leverage the business that should easily cash flow $2,000-$2,500 on the conservative side.

My financial situation:
I am a good candidate for this loan because I only have a car and student loan with very small monthly payments ($500 total). Other than that I have no debt in my name. This franchise business will easily cash flow and the monthly payments can be made on time and possible early payoff of total loan.

Business Cash Flow Details:
Monthly net income: $2,000-2,500 on average expected based on conservative P&L forecast assumptions.
Monthly expenses (included in NI number above): $500
Insurance: $75
Car expenses: $350 (in current debt # above)
Utilities: $25
Food, entertainment: $50
Information in the Description is not verified.
Friends And Family Investments
nickel-ferret6 has invested a total of $1,500.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: You're keeping your "day job," right? It looks like you've had your job less than a year; how's it working out? Thanks. - squarebob
A: Actually my wife who is a stay at home mother will be managing the business day to day operations. I will stay with my current job however chipping in for my wife on the weekend and weeknights. The job history you are referring to is when I moved to a new job in June 2010 (voluntarily). I have kept steady income during the recession (knock on wood) and actually when I left my previous company to work for the new one in June 2010 it was for a 20% bump in my annual salary...well worth the move! (Mar-09-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage is $335K (only one no second). Market Value per zillow.com is $318.5K. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/9/2011 5:01:48 PM
simplelender80$100.003/9/2011 5:01:57 PM
reflective-rupee$500.333/9/2011 5:11:54 PM
power-companion7$100.003/9/2011 5:05:43 PM
helpinghand63$25.703/10/2011 1:23:01 AM
KramericaIndustries$25.003/10/2011 1:26:58 AM
MikeB918$25.003/10/2011 1:36:46 AM
enchanted-yield4$100.003/9/2011 5:02:16 PM
vine99$75.003/9/2011 5:11:42 PM
integrity-doctor$100.003/11/2011 1:37:12 PM
treasure-widget$25.003/12/2011 10:29:09 AM
Walkingcowboy$50.003/12/2011 11:34:23 AM
Azonic21$25.003/12/2011 9:12:19 AM
Weaverville$25.003/13/2011 5:50:24 PM
important-ore$100.003/14/2011 10:12:30 AM
top-courteous-peso$50.003/14/2011 3:45:58 PM
benjamins-utopia$100.003/14/2011 5:38:29 PM
worthy-bid8$50.003/15/2011 5:19:21 PM
loanman2007$50.003/16/2011 4:56:22 AM
economy-popcorn$25.003/16/2011 6:14:41 AM
important-openness1$75.003/16/2011 7:40:39 PM
Havana21$25.003/17/2011 1:44:10 AM
wbahl$25.003/16/2011 8:12:58 PM
currency-persimmon$100.003/17/2011 9:35:29 AM
red-contract-lionheart$25.003/17/2011 9:44:43 AM
hostbank$100.003/17/2011 3:42:05 PM
derec$25.003/17/2011 10:37:21 PM
a-reasonable-return$25.003/18/2011 8:40:21 AM
Imaginos1892$100.003/17/2011 8:10:14 PM
authoritative-loot$25.003/17/2011 11:19:37 PM
direct-responsibility7$155.003/18/2011 10:36:51 AM
kc8fot$90.003/18/2011 5:48:00 AM
joyful-power9$50.003/18/2011 11:42:22 AM
trade-surge3$25.003/18/2011 8:41:25 AM
hard-working-reward2$25.003/18/2011 1:15:30 PM
MadHun$100.003/18/2011 2:30:55 PM
a-unflappable-finance$100.003/18/2011 9:38:33 AM
GMPK_TLAS$50.003/19/2011 1:25:16 AM
psycardis$31.143/19/2011 6:46:37 AM
350DGRZ$50.003/18/2011 9:32:25 PM
jdrez$25.003/19/2011 1:49:51 AM
treasure-bliss$50.003/19/2011 3:09:33 AM
thebigrig$100.003/19/2011 11:12:56 AM
w3alter$100.003/19/2011 4:56:22 PM
orange-preeminant-bill$50.003/19/2011 3:30:20 AM
loot-heart$25.003/19/2011 11:01:34 PM
credit-scout7$50.003/21/2011 8:07:06 AM
steady-funds3$30.003/20/2011 8:58:26 AM
bigphish$50.003/21/2011 9:42:06 AM
saga9$50.003/21/2011 10:19:11 AM
moola-pillow$50.003/21/2011 12:43:53 PM
revenue-achievement$25.003/21/2011 1:41:17 PM
smilinsam$100.003/21/2011 2:12:29 PM
Queueball1$25.003/21/2011 6:19:12 PM
flexible-money1$50.003/21/2011 10:34:35 AM
dollardave$100.003/21/2011 11:46:23 AM
nybanker85$50.003/21/2011 7:14:54 PM
honorable-yield$25.003/22/2011 6:41:36 AM
rogue_monster$50.003/22/2011 10:13:49 AM
EODLEGS$25.003/22/2011 3:50:26 AM
Reliance_Banker$25.003/22/2011 3:59:25 PM
Cottingham$36.003/22/2011 6:43:40 AM
jazz619$25.003/22/2011 4:43:50 PM
balance-booster8$50.003/22/2011 4:46:44 PM
ivadood$50.003/22/2011 8:09:17 AM
durability-balance4$50.003/22/2011 8:42:41 AM
credit-kahuna$50.003/22/2011 9:06:26 AM
important-ore$100.003/22/2011 2:57:10 PM
FoosMaster$75.003/22/2011 9:36:23 AM
pnace$25.003/22/2011 10:43:42 AM
money-blossom110$200.003/22/2011 3:27:27 PM
harty$50.003/22/2011 4:46:23 PM
CA-Lender$100.003/9/2011 8:11:05 PM
Tylerh$100.003/9/2011 5:04:28 PM
patriot897$25.003/9/2011 5:04:51 PM
nickel-ferret$100.003/9/2011 5:05:13 PM
macjp123$25.003/10/2011 1:15:12 AM
squarebob$25.003/9/2011 5:15:22 PM
SolarMoonshine$100.003/9/2011 6:46:19 PM
credit-coach118$25.003/9/2011 8:25:02 PM
MissionMicroFinance$25.003/10/2011 1:26:34 AM
OSERENKUKU$25.003/10/2011 1:14:31 AM
samo102us$25.003/10/2011 1:31:29 AM
green-moola-sniffer$33.083/10/2011 1:51:11 AM
loanman2007$100.003/10/2011 12:23:35 PM
jga516$25.003/10/2011 5:17:12 AM
squarebob$125.003/10/2011 5:27:33 AM
radforj22$25.003/10/2011 12:31:26 PM
competent-p2p$30.003/10/2011 7:35:22 AM
efficient-treasure0$25.003/11/2011 7:04:25 AM
SecondChanceLendingSERV$25.003/11/2011 9:54:55 AM
jescowa$50.003/12/2011 5:51:17 AM
nickel-ferret6$1,500.003/14/2011 10:50:03 AM
AlfinityBank25$25.003/14/2011 2:52:35 PM
Tradesmanlender$40.803/15/2011 1:48:39 AM
Ripsaw4U$50.003/15/2011 2:15:41 AM
leodaguy$50.003/15/2011 9:22:25 PM
kenji4861$25.003/16/2011 2:27:13 AM
cingular$25.003/16/2011 4:04:24 PM
loyalty-sherpa$25.003/17/2011 4:31:54 PM
newfoundation$25.003/17/2011 12:54:56 PM
zotzot$150.443/17/2011 2:19:51 PM
head$25.003/18/2011 2:22:03 AM
palace2$200.003/17/2011 7:57:16 PM
JDWCARD$125.003/18/2011 4:00:25 AM
majestic-bill8$400.003/18/2011 4:53:02 AM
indomitable-coin$26.803/18/2011 6:13:08 AM
adventurous-commerce$25.003/18/2011 8:03:58 AM
profitable-money$25.003/17/2011 10:10:31 PM
gizzywump$500.003/18/2011 10:05:27 AM
neutrino6$25.003/18/2011 1:40:01 PM
platinum-scientist9$50.003/18/2011 7:57:27 AM
debt-force$25.003/18/2011 3:08:10 PM
auction-seeker$25.003/18/2011 1:02:17 PM
360Winner$50.003/18/2011 9:34:05 AM
enthralling-deal180$50.003/19/2011 12:02:58 AM
GCInvestments$50.003/19/2011 1:02:09 AM
MarinLoans$25.003/18/2011 4:38:13 PM
1phantom$25.003/19/2011 10:12:43 AM
aztocas$50.003/19/2011 11:30:03 AM
HamachiMan$50.003/20/2011 4:27:03 PM
visionary-fund$100.003/19/2011 8:09:33 PM
money-surge1$50.003/20/2011 10:47:04 AM
credit-investor5$50.003/21/2011 8:26:17 AM
balance-force$35.003/21/2011 1:12:08 AM
five-star-note$100.003/21/2011 4:51:02 PM
profitable-liberty170$50.003/21/2011 9:25:53 PM
investtor$25.003/21/2011 1:12:16 PM
wrchism$50.003/21/2011 9:16:19 PM
AustinAmerica$25.003/21/2011 10:05:31 PM
Artist_Blue$25.003/22/2011 1:23:51 AM
klend4$50.003/22/2011 6:01:50 AM
Goddess-4-one$39.833/22/2011 7:09:13 AM
paul1$25.953/22/2011 7:33:11 AM
jigsaw$50.003/22/2011 6:01:08 AM
Goat$25.003/22/2011 10:22:01 AM
circustab$50.003/22/2011 12:38:12 PM
coolgenner$50.003/22/2011 10:50:34 AM
138 Investments
 
Borrower Payment Dependent Notes Series 497530
This series of Notes was issued and sold upon the funding of the borrower loan #47925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2002 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: velocity-pipeline Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING MY BILLS,FUNERAL EXPENSES
Purpose of loan:
This loan will be used to...Pay Bills And Pay For Some Of My Fathers Funeral Expenses

My financial situation: Good
I am a good candidate for this loan because...I have no outstanding Debt. What bills i have are paid on time.


Monthly net income: $1600
Monthly expenses: $520
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/11/2011 9:09:45 AM
Mar_Holdings_LLC$25.003/11/2011 9:38:10 AM
KMB78$25.003/11/2011 9:41:57 AM
ZOOOM$25.003/11/2011 6:12:07 PM
CA-Lender$50.003/11/2011 2:27:03 PM
zotzot$25.883/11/2011 4:54:17 PM
I-Believe-In-You$25.003/12/2011 9:20:42 AM
angelgirl777$100.003/11/2011 10:21:02 PM
wild-orange$50.003/12/2011 3:05:33 PM
Nerdster1$25.053/12/2011 5:05:30 PM
kgeezy$25.003/12/2011 11:03:41 AM
Sudoku$53.293/14/2011 2:17:49 AM
lucrative-transparency0$50.003/14/2011 8:58:40 AM
shrewd-market$200.003/13/2011 6:02:41 PM
SFBank$50.003/14/2011 6:52:41 PM
Stek7$25.003/15/2011 3:53:49 AM
sturdy-peace9$25.003/14/2011 9:41:37 PM
marketplace-meridian$25.003/16/2011 3:50:32 AM
benefit-trident$25.003/16/2011 4:11:29 PM
important-openness1$75.003/16/2011 6:48:53 PM
platinum-czar$100.003/16/2011 10:57:16 PM
zone6$100.003/17/2011 7:23:45 AM
market-pudding$25.003/17/2011 7:30:57 AM
kendigme$25.003/17/2011 3:47:35 AM
worldly-money4$250.003/17/2011 6:46:01 AM
forthright-trade$25.003/17/2011 10:00:05 AM
RKLFinancial$25.003/17/2011 11:42:12 AM
jmichael23$50.003/17/2011 11:00:08 AM
social-zebra$27.263/17/2011 8:26:47 AM
Rulea72$31.933/17/2011 1:10:25 PM
competent-p2p$34.003/11/2011 12:54:04 PM
restless-dime$25.003/11/2011 9:01:57 AM
reflective-rupee$400.333/11/2011 10:22:41 AM
upbeat-finance8$25.003/11/2011 6:10:02 PM
SolarMoonshine$25.003/11/2011 6:11:33 PM
squarebob$25.003/11/2011 5:17:39 PM
worldly-money4$100.003/12/2011 4:42:12 PM
loanman2007$25.003/13/2011 12:48:09 PM
Weaverville$25.003/13/2011 5:49:54 PM
lalivn$25.003/15/2011 12:37:39 PM
kendigme$25.003/15/2011 1:47:53 PM
thankful-nickel2$25.003/15/2011 2:03:48 PM
Jewbag$50.003/16/2011 10:30:16 AM
whirlingdervish$25.003/16/2011 2:24:53 AM
tzvie$25.003/16/2011 11:31:05 AM
aquistoyraul$25.003/17/2011 7:17:35 AM
moola-monger9$50.003/17/2011 7:27:52 AM
green-safe-wampum$85.303/17/2011 11:44:57 AM
nodebt2012$25.403/17/2011 4:35:51 AM
wbahl$61.563/17/2011 2:11:39 PM
wise-benjamins-fortress$25.003/17/2011 5:43:58 AM
taetrade$25.003/17/2011 11:15:23 AM
found_funds$100.003/17/2011 9:55:36 AM
PrincessGrace33$25.003/17/2011 1:18:18 PM
historic-nickel$30.003/17/2011 1:23:33 PM
social-friendship5$100.003/17/2011 1:28:22 PM
56 Investments
 
Borrower Payment Dependent Notes Series 497918
This series of Notes was issued and sold upon the funding of the borrower loan #47948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2003 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 12Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,154Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: important-benefit1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
other use
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/14/2011 9:06:20 AM
simplelender80$100.003/14/2011 9:01:22 AM
CA-Lender$100.003/14/2011 9:04:20 AM
greencat$50.003/14/2011 1:20:33 PM
Artist_Blue$25.003/14/2011 10:08:21 AM
ingenious-deal6$25.003/14/2011 9:04:02 AM
favorite-commerce$50.003/14/2011 12:25:24 PM
2grindstones$25.003/14/2011 12:02:07 PM
auction-refuge1$25.003/14/2011 7:48:13 PM
transformer855$25.003/14/2011 10:08:33 PM
w3alter$50.003/14/2011 3:36:45 PM
SolarMoonshine$25.003/14/2011 6:22:41 PM
SFBank$150.003/14/2011 6:46:07 PM
DasMula$25.003/14/2011 8:05:49 PM
Uylsses$50.003/14/2011 6:03:07 PM
mrxtravis$25.003/14/2011 6:46:34 PM
Rogelio48$30.003/15/2011 7:47:43 AM
FinDoc$25.003/15/2011 1:59:27 PM
kendigme$25.003/15/2011 1:49:01 PM
sensible-fund$30.393/16/2011 2:11:15 AM
sturdy-peace9$50.003/16/2011 7:52:37 AM
wild-orange$25.003/16/2011 1:57:42 PM
Jack55304$125.003/16/2011 8:48:23 AM
a-finance-nirvana$25.003/16/2011 6:05:10 PM
important-openness1$75.003/16/2011 6:52:42 PM
SBT$25.003/16/2011 8:53:25 PM
pietro_torna_indietro$25.003/16/2011 9:35:59 PM
Bob450$25.003/17/2011 1:39:53 AM
ddoneday$25.003/17/2011 2:21:52 PM
thankful-nickel2$50.003/17/2011 8:42:08 PM
mammalian4$25.003/18/2011 8:42:57 AM
worldly-money4$1,000.003/18/2011 8:38:01 AM
social-workhorse$25.003/18/2011 1:14:10 PM
Pitufo$25.003/18/2011 5:57:57 PM
heritage_loans$28.063/18/2011 3:25:42 PM
briskdevl07$25.003/18/2011 1:50:41 PM
point-pinnacle$27.853/18/2011 2:04:21 PM
PRGuyinVA$25.003/18/2011 2:47:26 PM
kendigme$28.623/19/2011 4:39:20 AM
buffalobills$25.003/18/2011 3:47:51 PM
droopie1$25.003/19/2011 11:00:19 AM
elegant-loot$25.003/19/2011 3:38:32 AM
zotzot$25.443/19/2011 12:23:32 PM
thorough-yield1$93.843/19/2011 2:23:03 PM
worldly-money4$100.003/14/2011 9:05:14 AM
Kash2010lu$25.003/14/2011 9:18:34 AM
JustMee$25.003/14/2011 9:38:49 AM
nethosters$25.003/14/2011 9:01:04 AM
DHolly$50.003/14/2011 9:09:57 AM
Amber_Stone$50.003/14/2011 3:10:36 PM
WMY-Investor$100.003/14/2011 7:26:55 PM
reflective-rupee$25.333/14/2011 9:11:36 PM
Megaton$25.003/14/2011 9:12:38 PM
ddoneday$25.003/14/2011 7:07:53 PM
larryboy10$50.003/14/2011 6:05:24 PM
RMB-Investments$25.003/15/2011 8:54:40 AM
patriot897$25.003/15/2011 11:13:44 AM
reward-adventure$50.003/15/2011 4:59:04 AM
loanman2007$25.003/15/2011 12:31:19 PM
Hanalei712$25.003/15/2011 9:40:13 AM
heerzaquestion$25.003/15/2011 12:08:12 PM
bluehen00$50.003/15/2011 12:08:16 PM
auction-seeker$25.003/15/2011 6:06:51 PM
leodaguy$25.003/15/2011 9:25:16 PM
squarebob$25.003/16/2011 11:00:45 AM
restless-dime$25.003/16/2011 2:48:31 PM
courteous-kindness1$25.003/16/2011 8:20:00 PM
wbahl$25.003/16/2011 8:11:04 PM
aquistoyraul$25.003/17/2011 7:18:41 AM
larryboy10$25.003/17/2011 7:58:14 PM
greenback-shrine$25.003/17/2011 9:41:32 PM
interstellar$35.473/18/2011 8:43:02 AM
Makingitrain$25.003/18/2011 9:44:27 AM
goodhearted-basis4$25.003/18/2011 12:12:35 PM
bright-exchange$25.003/18/2011 12:39:17 PM
bold-direct-asset$50.003/19/2011 3:39:19 AM
aztocas$25.003/19/2011 10:59:11 AM
PrincessGrace33$25.003/19/2011 8:27:32 AM
economy-producer$25.003/19/2011 9:58:01 AM
cjames84$25.003/19/2011 4:51:45 AM
investment-raker8$50.003/19/2011 10:31:30 AM
81 Investments
 
Borrower Payment Dependent Notes Series 498002
This series of Notes was issued and sold upon the funding of the borrower loan #47928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1995 Debt/Income ratio: 31%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 53 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,403Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: revenue-admirer3 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... pay off and consolidate bills.

My financial situation:
I am a good candidate for this loan because... I have a strong history in paying my bills by the due date and will continue to do so.


Monthly net income: $ 2808
Monthly expenses: $
Housing: $527
Insurance: $219
Car expenses: $399
Utilities: $0 - my husband pays theses
Phone, cable, internet: $107
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/15/2011 9:04:19 AM
Kash2010lu$25.003/15/2011 9:17:37 AM
competent-p2p$30.003/15/2011 12:00:25 PM
worldly-money4$100.003/15/2011 9:06:41 AM
MarvintheMartian$25.003/15/2011 10:11:46 AM
CA-Lender$50.003/15/2011 9:47:03 AM
restless-dime$25.003/15/2011 8:22:34 PM
economy-popcorn$25.003/15/2011 10:43:45 PM
SolarMoonshine$25.003/15/2011 6:36:36 PM
important-openness1$75.003/16/2011 6:55:05 PM
platinum-czar$100.003/16/2011 11:05:56 PM
seineil$50.003/17/2011 1:25:37 AM
zotzot$50.443/17/2011 1:51:23 PM
direct-social3$25.003/17/2011 10:22:52 PM
squarebob$25.333/18/2011 4:56:02 PM
aztocas$25.003/19/2011 11:35:45 AM
ERJ$25.003/20/2011 10:38:13 AM
investment-raker8$50.003/20/2011 10:48:43 AM
vishal29$25.003/20/2011 7:51:28 PM
SFBank$100.003/19/2011 5:54:11 PM
loss-of-control$50.003/20/2011 9:34:17 AM
bsmtloan$120.003/20/2011 8:22:53 PM
mpatrick$25.003/21/2011 5:41:03 PM
justasoldier$50.003/21/2011 9:38:55 PM
Belvidere82$100.003/22/2011 8:23:14 AM
draggon77$25.003/22/2011 6:06:19 AM
MoneyForNothing$5.523/22/2011 10:18:40 AM
sentimental-commerce1$58.153/22/2011 9:40:17 AM
Hanalei712$25.003/15/2011 9:39:39 AM
favorite-commerce$50.003/15/2011 12:21:09 PM
Danjack_Capital$25.003/15/2011 2:50:48 PM
brightest-dignified-penny$25.003/15/2011 10:57:56 AM
transformer855$25.003/15/2011 10:43:27 PM
sturdy-peace9$50.003/16/2011 7:53:47 AM
reflective-rupee$400.333/16/2011 9:56:12 AM
SecondChanceLendingSERV$25.003/16/2011 9:19:31 PM
loanman2007$50.003/17/2011 6:35:58 AM
aquistoyraul$25.003/17/2011 7:26:42 AM
worldly-money4$1,000.003/18/2011 8:43:12 AM
jwsun90$207.003/18/2011 12:45:54 AM
Rogelio48$30.003/18/2011 10:19:46 AM
briskdevl07$25.003/18/2011 1:49:50 PM
found_funds$100.003/18/2011 4:47:39 PM
thankful-nickel2$50.003/18/2011 6:40:51 PM
loss-of-control$100.003/18/2011 5:05:22 PM
Tizzo27$25.683/18/2011 10:05:10 PM
JackinGreen$25.003/20/2011 7:49:17 AM
shrewd-income$100.003/20/2011 2:16:46 PM
Lubava$40.003/20/2011 8:39:01 PM
buffalobills$25.003/21/2011 7:38:42 AM
BDS$25.003/20/2011 10:04:19 AM
Kyileo$25.003/21/2011 12:17:55 PM
squarebob$25.003/21/2011 11:49:17 AM
Starfin-Capital-Management$57.553/22/2011 4:00:29 AM
GElender$25.003/22/2011 5:42:21 AM
upbeat-marketplace$25.003/22/2011 7:37:05 AM
grampy48$25.003/22/2011 8:48:59 AM
B2152$25.003/22/2011 9:12:00 AM
Eric_Gagne$25.003/22/2011 10:18:26 AM
59 Investments
 
Borrower Payment Dependent Notes Series 498022
This series of Notes was issued and sold upon the funding of the borrower loan #47978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1993 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,694Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: goshenlender Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidator
Purpose of loan:
This loan will be used to pay off high interest rate cards.

My financial situation:
I am a good candidate for this loan because I am a home owner with a history of good payments. Additionally, I am a salaried finance professional with over a decade of experience in my field.


Monthly net income: $5,400
Monthly expenses: $2,755
Housing: $450
Insurance: $75
Car expenses: $120
Utilities: $185
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $1,300 (includes student loan)
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, My total mortgage balance is $63,300. There is no 2nd mortgage or HELOC on the property. According to zillow.com, my property is worth $118,500 and I have seen similar properties in my neighborhood selling in the range of $120,000 to $150,000. Please let me know if you have any other additional questions. Thank you for your interest. Best regards (Mar-15-2011)
Q: What debts will you be paying down with this loan, and what revolving or other debt will you have outstanding? Also, can you be a little more specific about your profession and job security? Thanks. - courteous-bazaar
A: Hello, I will be paying down revolving store credit card debt initially used to purchase new furniture. After this debt, I will have other revolving debt i.e. major credit cards, my mortgage, and student loans. I consult business owners, management, and other C-level professionals on the value of their business, stock option plans, and securities. These engagements are typically used for mergers , acquisitions and taxes. My firm has had a good year and our prospects look solid. (Mar-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.003/15/2011 9:06:13 AM
zotzot$25.003/15/2011 9:14:54 AM
worldly-money4$100.003/15/2011 9:06:39 AM
Hanalei712$25.003/15/2011 9:39:37 AM
competent-p2p$25.003/15/2011 12:00:01 PM
favorite-commerce$50.003/15/2011 12:20:49 PM
restless-dime$25.003/15/2011 8:24:44 PM
sturdy-peace9$50.003/16/2011 7:54:08 AM
jwsun90$300.003/18/2011 12:48:17 AM
worldly-money4$1,000.003/18/2011 8:43:13 AM
thankful-nickel2$50.003/18/2011 8:14:28 PM
found_funds$50.003/18/2011 9:32:25 PM
brainy-repayment5$100.003/18/2011 6:36:44 PM
silver-bluebird$27.623/18/2011 2:31:18 PM
loss-of-control$50.003/18/2011 5:12:47 PM
aztocas$50.003/19/2011 11:19:16 AM
golffish2$25.003/21/2011 4:31:49 AM
aquistoyraul$25.003/21/2011 7:47:58 AM
Kyileo$25.003/21/2011 12:31:04 PM
professional-coin1$50.003/21/2011 12:55:06 PM
payout-bridge$250.003/21/2011 1:02:57 PM
historic-nickel$30.003/21/2011 6:04:09 PM
Phatt-Daddy$25.003/22/2011 3:49:33 AM
CA-Lender$50.003/22/2011 10:22:07 AM
justasoldier$50.003/22/2011 9:58:05 PM
mpatrick$25.003/22/2011 5:59:13 PM
850$50.003/22/2011 10:44:13 PM
SFBank$25.003/22/2011 6:49:19 PM
CA-Lender$50.003/15/2011 9:47:01 AM
brightest-dignified-penny$25.003/15/2011 10:53:25 AM
reflective-rupee$300.333/16/2011 9:55:51 AM
important-openness1$75.003/16/2011 7:51:00 PM
pietro_torna_indietro$25.003/16/2011 9:38:05 PM
loanman2007$50.003/18/2011 9:12:42 AM
squarebob$125.003/19/2011 12:20:10 PM
shrewd-income$100.003/20/2011 2:20:18 PM
loss-of-control$50.003/20/2011 9:41:25 AM
SFBank$75.003/19/2011 5:54:40 PM
buffalobills$25.003/21/2011 7:42:34 AM
rautility$25.003/20/2011 11:06:30 AM
golffish2$25.003/21/2011 4:27:46 AM
hopeful-truth5$100.003/21/2011 2:49:06 PM
justasoldier$50.003/21/2011 9:40:03 PM
GElender$25.003/22/2011 5:45:18 AM
kwan$25.003/22/2011 10:46:39 AM
HammerSmith$25.003/22/2011 3:39:48 PM
Rip128$60.003/22/2011 7:08:37 PM
moneyismyshot$25.003/22/2011 5:33:41 PM
Nerdster1$1.123/23/2011 3:43:04 AM
awesome-silver$128.893/23/2011 3:03:49 AM
kendigme$27.043/23/2011 3:00:39 AM
51 Investments
 
Borrower Payment Dependent Notes Series 498054
This series of Notes was issued and sold upon the funding of the borrower loan #47957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 60 months Listing End date:  Mar-20-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $253.89
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1999 Debt/Income ratio: 9%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,288Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: orbital-currency8 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quick Payback
Purpose of loan:
This loan will be used to finish paying for our wedding and honeymoon.

My financial situation: Currently my fiance and I (we live together) are saving $2,000--$2,500 per month for our wedding and we just need this loan to get us over.
I am a good candidate for this loan because we can have it paid back in 6-8 months, depending on when monthly payments begin. We would like the loan in May/June.


Monthly net income: $3,900 (together we make $6,300)
Monthly expenses: $2,931
Housing: $1,375 (mortgage and escrow)
Insurance: $199.00 (cars only, all other homes insurances are paid through escrow)
Car expenses: $167.00 (1 car note)
Utilities: $300.00
Phone, cable, internet: $140.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, 1. The total mortgage balance is currently 195,230.01. 2. The market value via zillo is 198,000; however per current DC tax documents that I received last moth lists the home value at about 214,000. Thanks so much! (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/16/2011 9:04:21 AM
patriot897$25.003/16/2011 9:09:08 AM
worldly-money4$150.003/16/2011 9:08:16 AM
Jack55304$125.003/16/2011 9:17:12 AM
transformer855$25.003/16/2011 3:35:00 PM
suave-dime6$25.003/16/2011 9:07:34 AM
leodaguy$25.003/16/2011 9:14:22 AM
zotzot$100.443/16/2011 11:36:39 AM
vutah$25.003/16/2011 7:20:03 PM
leverage-monger$25.003/16/2011 6:35:19 PM
tnjohnso$25.003/17/2011 1:22:03 AM
Nerdster1$35.053/17/2011 3:51:27 AM
Mighty_Hunter$50.003/17/2011 1:40:13 PM
113121$500.003/17/2011 5:42:26 PM
loans_to_loan$25.003/17/2011 8:24:56 PM
ddamenace$30.003/18/2011 6:36:43 AM
Reddy_Capital$25.003/17/2011 11:55:25 PM
investment-artist$25.003/18/2011 8:07:11 AM
zone6$100.003/18/2011 8:37:26 AM
loanman2007$225.003/18/2011 4:57:19 AM
new-ore-venture$250.003/18/2011 9:16:48 AM
COCHINOBOY$52.703/18/2011 6:27:50 AM
DasMula$27.003/18/2011 7:15:55 AM
gizzywump$100.003/18/2011 10:03:22 AM
heerzaquestion$25.003/18/2011 12:10:35 PM
taetrade$25.003/18/2011 12:34:14 PM
supreme-hope$25.003/18/2011 1:39:55 PM
neutrino6$25.003/18/2011 1:52:32 PM
REASONABLE$25.003/18/2011 2:15:57 PM
barefootpaul$25.003/18/2011 6:28:06 AM
lucrative-coin$100.003/18/2011 2:45:37 PM
beans53$25.003/18/2011 7:13:27 AM
randsenterprise$25.003/18/2011 3:02:01 PM
mpatrick$25.003/18/2011 11:18:57 AM
golffish2$50.003/18/2011 11:40:40 AM
mykkai$25.003/18/2011 7:57:32 AM
HayrideRanch$35.703/18/2011 3:27:50 PM
worldly-gold$75.003/18/2011 1:58:49 PM
Pitufo$50.003/18/2011 6:11:51 PM
simiray$40.003/18/2011 11:12:25 AM
sweetlan$25.003/18/2011 2:07:42 PM
cjames84$25.003/19/2011 4:56:27 AM
squarebob$250.333/18/2011 4:54:31 PM
LSAR$77.003/19/2011 7:19:11 PM
CPAecs$25.003/19/2011 7:32:02 PM
aztocas$100.003/19/2011 11:24:18 AM
BearMan1975$29.003/20/2011 7:54:34 AM
payout-bridge$250.003/20/2011 4:50:51 PM
w3alter$100.003/19/2011 4:52:24 PM
youngtrader$300.003/20/2011 5:13:21 PM
justasoldier$40.003/20/2011 5:59:37 PM
integrity-doctor$200.003/20/2011 6:54:01 PM
rockhound84$25.003/20/2011 7:28:52 PM
CA-Lender$100.003/16/2011 9:11:31 AM
loanman2007$25.003/16/2011 9:34:03 AM
113121$25.003/16/2011 9:07:24 AM
liberty-magnate$50.003/16/2011 11:19:38 AM
reflective-rupee$1,000.333/16/2011 10:04:23 AM
hillerod$25.253/16/2011 11:39:48 AM
simplelender80$100.003/16/2011 9:04:29 AM
JustMee$25.003/16/2011 9:07:32 AM
marinbb$25.003/16/2011 2:55:06 PM
important-openness1$75.003/16/2011 7:32:54 PM
restless-dime$46.433/16/2011 10:29:24 PM
EL_Papin$100.003/17/2011 8:31:35 AM
a-finance-nirvana$25.003/17/2011 2:04:27 AM
leverage-monger$50.003/17/2011 8:10:57 AM
ac787$48.003/17/2011 6:04:35 PM
wodude$25.003/17/2011 4:51:54 PM
careful-compassion$25.003/17/2011 2:04:33 PM
leverage-hawk$25.003/18/2011 5:22:34 AM
jwsun90$442.343/18/2011 1:04:53 AM
vigilance-searcher$25.003/18/2011 9:22:12 AM
GElender$25.003/18/2011 6:29:38 AM
chameleon125$25.003/18/2011 6:53:06 AM
RyanM561$25.003/18/2011 7:05:15 AM
Frosty$25.003/18/2011 7:45:23 AM
platinum-scientist9$25.003/18/2011 7:59:13 AM
Minotaur$26.003/18/2011 8:02:33 AM
generosity-berserker$25.003/18/2011 11:13:00 AM
kc8fot$90.003/18/2011 5:30:46 AM
Eric_Gagne$50.003/18/2011 5:36:01 AM
max007$50.003/18/2011 6:12:18 AM
clean-value5$75.003/18/2011 10:22:57 AM
joyful-power9$25.003/18/2011 11:40:47 AM
96MustangGT$80.003/18/2011 3:31:53 PM
a-reasonable-return$25.003/18/2011 8:41:31 AM
trade-surge3$50.003/18/2011 8:46:47 AM
PRGuyinVA$25.003/18/2011 2:47:49 PM
gelt4u$25.003/18/2011 9:25:22 AM
loss-of-control$100.003/18/2011 4:55:42 PM
interstellar$51.003/18/2011 10:26:06 AM
ryan6853$25.003/18/2011 11:11:52 AM
worldly-gold$75.003/18/2011 2:03:47 PM
newest-funds-powerplant$25.003/18/2011 10:36:20 PM
tashara$25.003/18/2011 3:21:39 PM
SFBank$150.003/19/2011 6:01:01 PM
Bob450$25.003/19/2011 8:51:36 AM
loss-of-control$100.003/20/2011 9:26:46 AM
economy-producer$25.003/19/2011 9:58:35 AM
bsmtloan$187.003/20/2011 8:13:45 PM
aprivatelender$112.423/20/2011 9:00:07 AM
credit-coach118$50.003/20/2011 6:02:29 PM
well-mannered-income3$50.003/20/2011 6:18:24 PM
104 Investments
 
Borrower Payment Dependent Notes Series 498080
This series of Notes was issued and sold upon the funding of the borrower loan #47939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2005 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 6 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $158Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: Unexpected_Expense Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Discrete-principal
Purpose of loan: Unexpected Expense
This loan will be used to...Obtain an Attorney for Traffic Case

My financial situation: Good
I am a good candidate for this loan because...As I repair my credit, this loan will reflect my dedication towards repaying.


Monthly net income: $2900.00
Monthly expenses: $1100.00
Housing: $724.00
Insurance: $0
Car expenses: $0
Utilities: 50.00
Phone, cable, internet: $128.00
Food, entertainment: $130.00
Clothing, household expenses: $75.00
Credit cards and other loans: $75.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
tylerfd$25.003/15/2011 1:27:18 PM
dospapalotes$50.003/15/2011 1:27:34 PM
cello1$25.003/15/2011 1:27:50 PM
Digs$25.003/15/2011 9:42:07 AM
Edwin_Rae$25.003/15/2011 1:27:28 PM
mjdaking$50.003/15/2011 1:27:59 PM
ahalls$25.003/15/2011 1:29:37 PM
jdrez$25.003/15/2011 4:07:03 PM
CA-Lender$100.003/15/2011 9:04:34 AM
patriot897$25.003/15/2011 11:12:11 AM
thankful-nickel2$25.003/15/2011 5:52:45 PM
competent-p2p$25.003/15/2011 11:57:08 AM
favorite-commerce$50.003/15/2011 12:19:42 PM
Prosp_Lender$34.393/15/2011 1:29:04 PM
bullwink27$25.003/16/2011 6:46:45 AM
integrity-doctor$100.003/16/2011 11:33:53 AM
important-openness1$75.003/16/2011 8:06:38 PM
Moneypenny6$25.003/16/2011 5:53:32 PM
seineil$50.003/17/2011 1:25:41 AM
hostbank$100.003/17/2011 3:43:11 PM
goodhearted-basis4$25.003/17/2011 4:21:52 PM
income-lion$25.003/17/2011 11:59:48 AM
openness-confidant$50.003/17/2011 7:24:54 PM
leodaguy$50.003/18/2011 10:56:53 AM
radforj22$25.003/18/2011 12:01:23 PM
GMPK_TLAS$50.003/19/2011 1:26:45 AM
EngineersAlliance$100.003/19/2011 5:46:02 PM
adamkp83$25.003/19/2011 8:23:12 PM
interstellar$35.503/20/2011 12:59:06 AM
GreenTiger$50.003/19/2011 9:48:01 PM
capital-relief4$80.003/20/2011 3:45:00 PM
beeper2$125.003/19/2011 5:42:13 PM
debtcollector$50.003/19/2011 7:17:23 PM
COCHINOBOY$32.003/21/2011 4:33:25 AM
shrewd-peace7$33.843/19/2011 11:09:02 PM
a-responsible-return$25.003/20/2011 12:54:16 AM
GreenHill$25.003/21/2011 6:22:36 AM
enchanted-yield4$100.003/21/2011 11:19:38 AM
joffco$25.003/21/2011 11:30:44 AM
b2m80s$25.003/20/2011 8:47:46 PM
proper-deal6$50.003/21/2011 1:01:39 PM
p2ploan-thinker7$50.003/21/2011 1:32:54 PM
ph0rse$50.003/21/2011 2:25:51 PM
UCSBGAUCHOS$25.003/21/2011 12:20:45 PM
GElender$88.723/21/2011 2:45:42 PM
Abstract$50.003/21/2011 2:18:48 PM
Ducatiman1978$25.003/15/2011 1:29:14 PM
MissionMicroFinance$25.003/15/2011 1:27:40 PM
mulberry4$50.003/15/2011 1:27:55 PM
simplelender80$100.003/15/2011 9:04:46 AM
BxRealtor$25.003/15/2011 9:05:16 AM
Weaverville$25.003/15/2011 9:07:32 AM
tremendous-payment$25.003/15/2011 1:27:45 PM
Panna$25.003/15/2011 1:29:26 PM
SimpleChoice$25.003/15/2011 1:29:32 PM
vutah$25.003/15/2011 5:47:04 PM
samo102us$25.003/15/2011 2:03:15 PM
treasure-widget$25.003/15/2011 2:11:44 PM
Eric_Gagne$25.003/16/2011 5:47:53 AM
scamps$25.003/16/2011 9:15:38 PM
wbahl$25.003/16/2011 8:13:47 PM
ghinga$25.003/17/2011 5:00:16 AM
direct-social3$25.003/17/2011 10:22:54 PM
loyalty-sherpa$25.003/17/2011 4:33:02 PM
a-unflappable-finance$100.003/18/2011 9:40:06 AM
Havana21$25.003/19/2011 2:44:26 AM
enthralling-deal180$50.003/19/2011 12:04:08 AM
nickel-ferret$100.003/19/2011 11:28:33 AM
nilonc1$25.003/19/2011 6:37:03 PM
cash-cymbal$25.003/19/2011 9:28:44 PM
credit-bliss8$25.003/20/2011 1:22:12 AM
VitaminFunk$25.003/20/2011 8:08:23 AM
fund-tom-tom6$25.003/20/2011 8:14:34 AM
leeball$50.003/20/2011 2:24:39 PM
HamachiMan$50.003/20/2011 4:27:58 PM
newest-generous-income$30.003/20/2011 12:12:27 PM
red-favorable-basis$25.003/19/2011 6:52:05 PM
ac787$26.003/20/2011 12:42:51 PM
basejump0$25.003/20/2011 1:15:07 AM
credit-scout7$50.003/21/2011 8:07:46 AM
LSAR$26.403/20/2011 4:31:11 PM
smalltown_mn$25.003/20/2011 8:01:51 PM
money-surge1$50.003/20/2011 10:48:56 AM
moola-monger9$50.003/21/2011 7:28:29 AM
himanshuko$25.003/21/2011 8:02:20 AM
carrinel$75.003/21/2011 8:33:20 AM
GALERXLoans$50.003/21/2011 11:22:42 AM
q4golf$30.003/21/2011 12:18:34 PM
jybank$25.003/21/2011 2:04:56 PM
money-bauble$200.003/21/2011 12:34:53 PM
Green-Baron$25.003/21/2011 12:49:35 PM
4aBetterTomorrow$58.153/21/2011 1:13:27 PM
92 Investments
 
Borrower Payment Dependent Notes Series 498094
This series of Notes was issued and sold upon the funding of the borrower loan #47919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1998 Debt/Income ratio: 4%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 1 / 0Length of status:14y 7m
Amount delinquent: $3,751 Total credit lines: 23 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: best-gold-ceasar Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ilovehorses
Purpose of loan: hoe improvement
This loan will be used to...fix bathroom

My financial situation: good
I am a good candidate for this loan because...
i am honest hard working jus had some bad luck

Monthly net income: $1885.00
Monthly expenses: $350.00
Housing: $876.00
Insurance: $0
Car expenses: $100.00
Utilities: $155.00
Phone, cable, internet: $55.00
Food, entertainment: $250.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the past and current delinquencies and public record shown on your prosper credit profile. Thanks - reflective-rupee
A: Our morgage had been sold several times and couldn't come up with past due amounts I have no current deliquinces they were all included in bankruptcy case that closes the 28th of this month (Mar-15-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 72000 owed and value is 98500 (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/15/2011 9:01:36 AM
suave-dime6$25.003/15/2011 9:07:20 AM
reflective-rupee$100.333/15/2011 10:15:13 AM
kulender$50.003/15/2011 4:08:13 PM
Danjack_Capital$125.293/15/2011 11:40:17 AM
competent-p2p$30.003/15/2011 11:55:50 AM
peso-aggregator$25.003/15/2011 7:52:33 PM
leodaguy$25.003/15/2011 9:25:39 PM
Jack55304$125.003/16/2011 8:48:44 AM
generosity-pizza$25.003/16/2011 5:36:58 PM
interstellar$51.003/16/2011 8:23:42 PM
Lubava$25.003/17/2011 9:58:55 AM
Makingitrain$25.003/17/2011 9:39:37 AM
VJ_Financial$100.003/17/2011 5:58:59 PM
himistu22$25.003/18/2011 6:23:09 AM
leverage-hawk$25.003/18/2011 5:25:08 AM
Eric_Gagne$25.003/18/2011 5:38:34 AM
integrity-doctor$100.003/17/2011 8:44:14 PM
ingenious-deal6$25.003/15/2011 9:03:37 AM
mrxtravis$25.003/15/2011 10:15:59 AM
CA-Lender$100.003/15/2011 9:05:21 AM
Hanalei712$25.003/15/2011 9:39:32 AM
patriot897$25.003/15/2011 11:14:24 AM
worldly-money4$100.003/15/2011 9:06:31 AM
reward-adventure$50.003/15/2011 5:36:18 PM
wild-orange$50.003/16/2011 1:52:46 PM
important-openness1$75.003/16/2011 6:53:46 PM
wbahl$25.003/16/2011 8:11:11 PM
SecondChanceLendingSERV$25.003/16/2011 9:20:13 PM
a-finance-nirvana$25.003/17/2011 2:04:11 AM
exponential-peace5$25.003/17/2011 10:22:37 AM
impala6464$100.003/17/2011 6:13:57 PM
icanhasloanz$25.003/18/2011 3:32:13 AM
integrity-reformer$150.003/18/2011 6:23:15 AM
sjo1984111$33.003/18/2011 5:40:15 AM
Frankk2$10.383/18/2011 6:44:02 AM
36 Investments
 
Borrower Payment Dependent Notes Series 498096
This series of Notes was issued and sold upon the funding of the borrower loan #48037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $258.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1983 Debt/Income ratio: 27%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,195Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: proud-dinero8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Update my Florida Room
Purpose of loan: Remodel
This loan will be used to...I would like to update my Florida room into a media room. I will be doing some sweat equity.
My financial situation:
I am a good candidate for this loan because...
I have served in the Navy for 20 years and retired at 37. Since my retirement with the Navy I have been working for the same company for 10 years.

Monthly net income: $6900
Monthly expenses:
Housing: $1750
Insurance: $220
Car expenses: $630
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $550
Clothing, household expenses: $500
Credit cards and other loans: $400
Other expenses: $100 school loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage 265k. 257k remains. Zillow states a value of 277k. There is no 2nd on the house. (Mar-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/16/2011 9:06:32 AM
CA-Lender$100.003/16/2011 9:11:01 AM
golffish2$100.003/16/2011 9:15:38 AM
thankful-nickel2$25.003/16/2011 3:53:54 PM
wbahl$25.003/16/2011 8:14:05 PM
Bank_Of_XL$25.003/16/2011 5:40:59 PM
vutah$25.003/16/2011 7:09:31 PM
suave-dime6$25.003/17/2011 3:21:05 AM
hostbank$100.003/17/2011 3:43:30 PM
FinanceEngine$30.003/17/2011 3:58:55 PM
SecondChanceLendingSERV$25.003/17/2011 3:56:33 PM
loyalty-sherpa$25.003/17/2011 4:33:20 PM
corporatejim$50.003/18/2011 8:55:42 AM
a-unflappable-finance$100.003/18/2011 9:40:28 AM
competent-p2p$50.003/18/2011 7:08:27 PM
jmvingeorgia$32.363/20/2011 8:54:48 AM
HamachiMan$50.003/20/2011 4:28:16 PM
CPAecs$25.003/21/2011 5:42:08 PM
exact-gold2$50.003/21/2011 3:42:58 PM
abnvette$50.003/21/2011 10:11:36 PM
Moneypenny6$25.003/22/2011 6:24:42 AM
zippy-interest$25.003/22/2011 7:14:00 PM
credit-scout7$25.003/22/2011 7:23:57 PM
generous-agreement$25.003/23/2011 5:46:50 AM
Engineer44$25.003/23/2011 5:49:25 AM
AM2171$25.003/22/2011 10:03:45 PM
credit-bliss8$25.003/22/2011 11:33:55 PM
missoula$25.003/22/2011 7:14:58 PM
intrepid-loot$50.003/22/2011 9:12:30 PM
ivy-league-MBA$25.003/23/2011 10:40:54 AM
borrowmine$25.003/23/2011 9:01:08 AM
gokart83$25.003/23/2011 4:58:03 AM
liberty-thinker$25.003/23/2011 11:29:34 AM
113121$1,923.873/23/2011 11:59:26 AM
Weaverville$25.003/16/2011 9:08:07 AM
Azonic21$25.003/16/2011 9:07:00 AM
patriot897$25.003/16/2011 9:08:55 AM
zotzot$100.553/16/2011 11:39:26 AM
simplelender80$100.003/16/2011 9:06:00 AM
reflective-rupee$700.333/16/2011 10:03:13 AM
top-courteous-peso$50.003/16/2011 4:42:31 PM
enchanted-yield4$100.003/16/2011 6:26:06 PM
jayk63$25.003/16/2011 3:11:03 PM
benefit-trident$25.003/16/2011 3:57:35 PM
one-midas$30.003/16/2011 7:30:08 PM
SolarMoonshine$25.003/16/2011 6:38:21 PM
important-openness1$75.003/16/2011 8:07:28 PM
wonder3$25.003/18/2011 10:08:31 AM
treasure-widget$25.003/18/2011 3:06:39 PM
Havana21$25.003/19/2011 2:44:46 AM
enthralling-deal180$50.003/19/2011 12:04:23 AM
loanman2007$150.003/19/2011 12:31:05 PM
GMPK_TLAS$50.003/19/2011 1:27:04 AM
money-surge1$50.003/20/2011 10:49:09 AM
radforj22$25.003/21/2011 5:13:45 PM
Thought$62.893/22/2011 10:50:53 AM
4Horseman$25.003/22/2011 5:41:46 PM
durable-investment8$40.003/22/2011 5:43:42 PM
loss-of-control$150.003/22/2011 6:27:08 PM
2grindstones$25.003/22/2011 9:11:07 PM
nickel-ferret$100.003/22/2011 5:44:37 PM
JaceSpade$25.003/22/2011 11:27:52 PM
capital-blueberry$25.003/23/2011 5:33:36 AM
NekHoldings$25.003/23/2011 6:21:27 AM
worldly-money4$1,500.003/23/2011 6:23:56 AM
ToweringDan$50.003/22/2011 10:53:36 PM
113121$30.003/23/2011 7:59:56 AM
jybank$25.003/23/2011 11:37:55 AM
68 Investments
 
Borrower Payment Dependent Notes Series 498108
This series of Notes was issued and sold upon the funding of the borrower loan #47945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $572.78
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1995 Debt/Income ratio: 21%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,252Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: jlf187 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2009)
680-699 (Jun-2008)
 
Principal balance: $320.56 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to bundle a few debt obligations into one easy to maintain and chip away at loan.

My financial situation:
I am a good candidate for this loan because I have secure employment and I pay my bills.


Monthly net income: $7000
Monthly expenses: $5000 total
Housing: $1800
Insurance: $180
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $550
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Dear Lender, As of last payment my mortgage principal was at $259,057. Zillow says current value of my home is $334,000, which I think is spot on. Great site by the way, thanks for the tip. I appreciate you considering to invest with me. Regards, J (Mar-18-2011)
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Dear Lender, I am an operations / product manager for a marine manufacturing company. I have been with the company 7.5 years and we continue to grow. I will be consolidating 3 credit cards with 21.9 and 20.9 and 16.9% apr. Minimum payments are all less than $200 per month although I pay more than the minimum each month. (Mar-20-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
trumpeter5$50.003/16/2011 5:03:45 PM
JustMee$25.003/16/2011 5:23:11 PM
Jack55304$125.003/16/2011 6:21:12 PM
imlosttoo$25.003/16/2011 5:40:17 PM
important-openness1$75.003/16/2011 7:12:33 PM
credit-missile$125.003/16/2011 7:20:36 PM
Aberdeen$3,000.003/16/2011 6:10:49 PM
riveting-credit5$500.003/16/2011 7:46:31 PM
jhouman$25.003/16/2011 6:11:08 PM
suave-dime6$25.003/16/2011 6:15:10 PM
zotzot$100.443/16/2011 5:17:04 PM
DoctorJoe$25.003/16/2011 6:02:38 PM
worldly-money4$150.003/16/2011 6:15:57 PM
patriot897$25.003/16/2011 6:16:45 PM
grnii78$50.003/16/2011 8:25:58 PM
magnetic-dedication3$25.003/16/2011 8:31:24 PM
investment-thinker4$25.003/16/2011 7:02:33 PM
wise-intelligent-duty$25.003/16/2011 7:05:55 PM
mirth378$25.003/16/2011 7:48:13 PM
Feyenoord$25.003/17/2011 1:55:33 AM
Nerdster1$35.053/17/2011 3:59:24 AM
Chesterite$25.003/17/2011 1:15:15 AM
rlaboy$25.003/17/2011 1:49:45 AM
kendigme$29.113/17/2011 3:45:48 AM
squarebob$125.003/17/2011 9:05:48 AM
NekHoldings$25.003/17/2011 5:37:09 AM
Mikale360$25.003/17/2011 7:01:41 AM
FinanceEngine$40.003/17/2011 7:24:05 AM
tolerant-dinero2$25.003/17/2011 10:53:10 AM
thankful-nickel2$25.003/17/2011 2:17:56 PM
LittleMingo$30.003/17/2011 8:43:05 AM
shawnw2$81.933/17/2011 5:17:06 PM
jcw3rd$25.003/17/2011 5:40:20 PM
FIRE09$100.003/17/2011 6:08:16 PM
SecondChanceLendingSERV$25.003/17/2011 3:53:02 PM
integrity-doctor$200.003/17/2011 9:03:36 PM
trade-elm$34.003/18/2011 6:44:50 AM
chameleon125$100.003/18/2011 6:50:44 AM
gizmo65$25.003/18/2011 6:53:08 AM
kendigme$30.743/18/2011 1:52:58 AM
platinum-scientist9$25.003/18/2011 8:03:16 AM
fund-tom-tom6$25.003/18/2011 8:15:07 AM
Imaginos1892$100.003/17/2011 8:09:11 PM
ddamenace$40.003/18/2011 6:39:09 AM
Richlaw$200.003/18/2011 7:13:49 AM
loyalist1$300.003/18/2011 7:18:00 AM
supreme-hope$25.003/18/2011 2:32:57 AM
Goodnotlucky$50.003/18/2011 2:37:39 AM
blue-pragmatic-truth$30.003/18/2011 3:38:26 AM
hopeful-truth5$100.003/18/2011 7:56:35 AM
Realty24$30.333/18/2011 8:39:54 AM
loss-of-control$200.003/18/2011 4:49:37 PM
brainy-repayment5$100.003/18/2011 6:21:59 PM
nashibaksi$25.003/18/2011 8:01:37 PM
Jerrys1951$50.003/18/2011 3:49:01 PM
futurechef11$30.003/19/2011 10:14:40 AM
global1adventurer$25.003/18/2011 8:24:29 PM
Brown98$25.003/19/2011 11:49:43 AM
Christophe$25.003/19/2011 9:12:52 AM
payout-alien6$45.153/19/2011 12:32:32 PM
economy-producer$25.003/19/2011 9:58:50 AM
phaded$25.003/19/2011 3:02:04 PM
Leshan$300.003/19/2011 6:03:26 AM
Galdis$25.003/19/2011 8:42:36 AM
ookamikun$100.003/20/2011 12:50:14 PM
ac787$38.003/20/2011 1:52:51 PM
spiff666$25.003/20/2011 2:11:55 PM
Rostov$25.003/20/2011 2:30:53 PM
squarebob$25.003/20/2011 3:05:56 PM
bullish2bearish$30.483/20/2011 11:00:47 AM
jmorob$33.923/20/2011 1:00:25 PM
zotzot$50.003/20/2011 3:15:41 PM
CACO_Lender$25.003/20/2011 4:00:57 PM
beachfunder$100.003/20/2011 5:22:24 PM
credit-coach118$25.003/20/2011 6:11:43 PM
Speedracer12$50.003/20/2011 3:58:36 PM
youngtrader$100.003/20/2011 5:02:03 PM
golffish2$169.923/16/2011 5:39:02 PM
cashhelp$50.003/16/2011 6:10:33 PM
OldManP$25.003/16/2011 6:11:13 PM
Azonic21$25.003/16/2011 6:14:28 PM
CA-Lender$100.003/16/2011 6:17:39 PM
leodaguy$25.003/16/2011 6:20:13 PM
MoneyForNothing$25.003/16/2011 5:12:25 PM
reflective-rupee$1,000.333/16/2011 5:23:30 PM
investment-artist$25.003/16/2011 6:11:53 PM
ingenious-deal6$25.003/16/2011 6:13:04 PM
wbahl$25.003/16/2011 8:11:38 PM
credit-missile$25.003/16/2011 7:23:48 PM
simplelender80$100.003/16/2011 5:44:01 PM
DasMula$107.003/16/2011 5:46:24 PM
twjh$25.003/16/2011 8:25:30 PM
Skeptical-one$49.003/16/2011 6:11:25 PM
Moe87$41.423/16/2011 6:24:48 PM
brightest-dignified-penny$50.003/16/2011 9:04:06 PM
shawnw2$100.003/16/2011 6:45:59 PM
golffish2$30.083/17/2011 3:59:53 AM
courteous-note1$25.003/17/2011 4:23:33 AM
888GoldIngots$50.003/17/2011 4:56:15 AM
UCLA4life$50.003/17/2011 1:21:20 AM
social-zebra$25.003/17/2011 8:32:41 AM
rate-hickory$40.003/17/2011 8:37:01 AM
AF-Chief$100.003/17/2011 7:18:47 AM
ethicalhumanist$25.003/17/2011 9:57:16 AM
erowis$85.003/17/2011 3:01:38 AM
Requiem$25.003/17/2011 9:56:17 AM
lendstats_com$500.003/17/2011 1:53:21 PM
loanman2007$200.003/17/2011 6:03:50 AM
bobd32$25.003/17/2011 10:23:25 AM
shrewd-income$150.913/17/2011 3:06:03 PM
Soulphoniks-Holdings$50.003/17/2011 5:07:40 PM
benefit-trident$25.003/17/2011 4:42:50 PM
lender12345$25.003/17/2011 8:55:18 PM
credit-coach118$25.003/17/2011 9:51:31 PM
genelinist$50.003/17/2011 10:07:20 PM
GElender$100.003/18/2011 6:23:20 AM
Shining-Star$25.003/17/2011 10:53:05 PM
a-reasonable-return$50.003/18/2011 8:38:31 AM
golffish2$100.003/18/2011 8:50:53 AM
mammalian4$25.003/18/2011 8:52:43 AM
forthright-loot7$100.003/18/2011 3:48:04 AM
Maximum_Investment$34.783/18/2011 5:09:42 AM
atlas100$50.003/18/2011 6:07:07 AM
1-HARD-HEAD$100.003/17/2011 9:20:24 PM
trade-surge3$50.003/18/2011 8:38:54 AM
power-secret-agent$50.003/18/2011 4:03:15 AM
rlaboy$25.003/18/2011 6:05:01 AM
RyanM561$25.003/18/2011 7:08:40 AM
fabulous-community4$25.003/18/2011 3:06:50 PM
PRGuyinVA$25.003/18/2011 3:12:09 PM
Pitufo$50.003/18/2011 6:08:01 PM
dough-rocket$100.003/18/2011 3:22:35 PM
gizzywump$300.003/18/2011 10:19:05 AM
gizzywump$200.003/18/2011 10:20:37 AM
durability-halibut$25.003/18/2011 10:25:46 AM
Pitufo$25.003/18/2011 6:05:31 PM
WeshaTheLeopard$31.453/18/2011 3:44:49 PM
psycardis$26.003/19/2011 6:44:17 AM
The-Helper$35.003/19/2011 8:49:20 AM
bunnybear$35.753/19/2011 9:56:27 AM
kendigme$25.003/19/2011 4:38:16 AM
aztocas$100.003/19/2011 11:16:03 AM
SkyLoan$30.663/19/2011 1:34:38 PM
RainyDayFunds$25.003/19/2011 2:22:53 PM
papaloha$200.003/20/2011 3:43:49 AM
vishal29$50.003/19/2011 3:04:54 PM
brondero$150.003/19/2011 4:43:08 PM
w3alter$100.003/19/2011 4:52:35 PM
shrewd-income$100.003/20/2011 2:15:04 PM
Peacepower$25.003/19/2011 3:36:35 PM
newest-funds-powerplant$25.003/20/2011 5:51:20 PM
justasoldier$50.003/20/2011 5:55:27 PM
jaesposito$25.003/20/2011 6:15:30 PM
jchurchi$50.003/20/2011 1:48:06 PM
ac787$26.003/20/2011 1:53:15 PM
nest235$25.003/20/2011 1:58:32 PM
_NaLNaBB$200.003/19/2011 10:45:44 PM
BangBros$650.003/20/2011 8:04:36 AM
MoneyForNothing$22.553/20/2011 6:15:43 PM
investment-raker8$50.003/20/2011 10:51:54 AM
rautility$25.003/20/2011 11:19:41 AM
161 Investments
 
Borrower Payment Dependent Notes Series 498244
This series of Notes was issued and sold upon the funding of the borrower loan #47937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2004 Debt/Income ratio: 21%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,000Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: satisfying-p2ploan1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase a motorcycle.

My financial situation:
I am a good candidate for this loan because I am currently working on getting rid of debt and have always paid my bills and loans on time if not early. I also almost always pay MORE then the minimum payment.


Monthly net income: $ 3000-3500
Monthly expenses: $
Housing: $ 500
Insurance: $ 380
Car expenses: $ 400
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.003/17/2011 6:17:09 PM
reflective-rupee$350.333/17/2011 9:31:38 PM
golffish2$25.003/18/2011 5:43:12 AM
Nerdster1$25.053/18/2011 4:01:11 AM
worldly-money4$100.003/17/2011 5:08:00 PM
CA-Lender$50.003/17/2011 5:09:33 PM
worldly-money4$1,000.003/18/2011 8:44:02 AM
RyanM561$25.003/18/2011 5:48:35 AM
loanman2007$25.003/18/2011 9:13:56 AM
worldly-money4$3,000.003/18/2011 9:56:37 AM
Kash2010lu$25.003/18/2011 9:10:00 AM
transformer855$25.003/18/2011 9:40:34 AM
12 Investments
 
Borrower Payment Dependent Notes Series 498260
This series of Notes was issued and sold upon the funding of the borrower loan #47940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $95.46
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1996 Debt/Income ratio: 24%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:19y 10m
Amount delinquent: $97 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,927Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: FTD Borrower's state: Texas Borrower's group: Real Estate Purchase and Improvement
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 680-699 (Latest)
Principal borrowed: $1,900.00< 31 days late: 1 ( 3% )  
620-639 (Sep-2009)
600-619 (Jun-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Our garden needs renovation
Spring is the time when some truths emerge. One is the awakening of nature. We see lush lawns everywhere, green plants and flowers. However, that truth is not for us?yet. Our house garden and landscaping is screaming for renovation. It?s our home, big, contemporary, with big trees in the front yard that started the problem shadowing and killing our Bermuda grass. We can?t stand it for another season.
Our plan is to put fresh St. Augustine sod which cost in Texas goes around $125 per pallet that covers 450 sq ft. We need 6-8 pallets. We would like to hire labor for the hard work because is a big garden area. My wife and I are planning to do the flower beds and other minor gardening tasks.
Our budget is up to $2,500 to complete this whole gardening project.
We already paid a Prosper credit in full and it was a fantastic experience for us. We are homeowners of this home and we are proud of it. Please feel welcome to ask any question about us or our project
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/16/2011 9:05:34 AM
CA-Lender$100.003/16/2011 9:11:41 AM
113121$1,750.003/16/2011 9:19:21 AM
jhouman$25.003/16/2011 9:02:27 AM
DHolly$50.003/16/2011 9:09:03 AM
golffish2$50.003/16/2011 9:09:24 AM
patriot897$25.003/16/2011 9:09:48 AM
Jack55304$125.003/16/2011 9:17:36 AM
twjh$25.003/16/2011 9:16:28 AM
worldly-money4$150.003/16/2011 9:08:22 AM
MoneyForNothing$25.003/16/2011 9:10:46 AM
leodaguy$25.003/16/2011 9:14:54 AM
simplelender80$100.003/16/2011 9:04:47 AM
suave-dime6$25.003/16/2011 9:07:50 AM
14 Investments
 
Borrower Payment Dependent Notes Series 498362
This series of Notes was issued and sold upon the funding of the borrower loan #47946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1998 Debt/Income ratio: 17%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 4 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: proud-peso1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan for tradesman
Purpose of loan:
This loan will be used to..

My financial situation: Stable
I am a good candidate for this loan because...


Monthly net income: $1804
Monthly expenses: $1357.20
Housing: $300
Insurance: $120
Car expenses: $317.20 auto loan
Utilities: $220
Phone, cable, internet: $104
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $30
Other expenses: $ 240 child support payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: The purpose of this loan is to purchase a used diagnostic scanner for my job. My current scanner is soon to be outdated. (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.003/17/2011 9:17:28 AM
investment-artist$25.003/17/2011 9:29:11 AM
transformer855$25.003/17/2011 2:50:54 PM
favorite-commerce$50.003/17/2011 12:17:49 PM
CA-Lender$50.003/17/2011 9:06:44 AM
Kash2010lu$56.003/17/2011 9:07:45 AM
SolarMoonshine$25.003/17/2011 6:23:48 PM
Littlepeng$25.003/18/2011 10:39:50 AM
mwb$25.003/18/2011 11:13:29 AM
Spartamare$16.073/18/2011 11:23:24 AM
agalt$50.003/18/2011 10:33:44 AM
reflective-rupee$100.333/17/2011 9:51:00 AM
worldly-money4$100.003/17/2011 9:04:33 AM
thankful-nickel2$50.003/17/2011 8:30:24 PM
reflective-rupee$100.333/17/2011 9:26:26 PM
MilitaryLending$69.093/18/2011 1:45:10 AM
loanman2007$25.003/18/2011 4:54:53 AM
HVAC-Tech$78.183/18/2011 9:19:13 AM
2grindstones$30.003/17/2011 10:57:11 PM
exponential-peace5$25.003/18/2011 10:12:32 AM
168RichCapital$25.003/18/2011 10:25:08 AM
clean-value5$25.003/18/2011 10:45:32 AM
worldly-money4$1,000.003/18/2011 8:43:52 AM
23 Investments
 
Borrower Payment Dependent Notes Series 498380
This series of Notes was issued and sold upon the funding of the borrower loan #48043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1994 Debt/Income ratio: 8%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 2 / 2Length of status:0y 2m
Amount delinquent: $1,781 Total credit lines: 9 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,499Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: exponential-platinum4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Long term goals ahead
This loan will be used to improve my credit standing.

I pay all my bills on time if not early, despite what my credit score reflects. I am trying to improve my credit so that i will be able to buy my first home. The problem that all of the mortgage companies have said is that I have no new and/or revolving credit. Years ago I paid off all my credit cards and swore to never use them again thinking I would be better off in the long run. Now I?m told that in order to get credit you have to already have credit. Here is a list of my current expenses for your review.
Monthly net income: $4200
Monthly expenses:(itemized listed below) $2645
Housing:$1300
Insurance:$ 225
Car expenses:$300
Utilities:$0
Cable, internet:$0
Food, entertainment:$300
Clothing, household expenses:$200
Credit cards and other loans: $0
Other expenses:$320

As you can see my family makes enough money to easily repay the loan. Please help us reach our goals.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us why, if you paid off "all" your credit cards, that your report shows 89% bankcard utilization with a balance of $4500 due? I see that it says you have 2 lines open, which might mean just that you use 2 cards. Help us understand. - zotzot
A: The two lines that I have open are my car loan and a department store credit card. I recently (last week) paid off the department store credit card since I was told that it was not helping my credit score enough to justify the high interest rate. The high bank card is from always using my debit card to pay for every thing, and I'm assuming the 4500 due is the remainder from my car loan (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/17/2011 9:02:45 AM
suave-dime6$25.003/17/2011 9:04:57 AM
ultimate-peace$500.003/17/2011 9:06:02 AM
simplelender80$150.003/17/2011 9:01:43 AM
CA-Lender$100.003/17/2011 9:06:24 AM
Jack55304$125.003/17/2011 9:07:25 AM
newest-camaraderi-fir$50.003/17/2011 11:27:19 AM
supreme-hope$25.003/17/2011 11:35:11 AM
zotzot$25.443/17/2011 9:35:10 AM
profitable-balance$25.003/17/2011 1:30:59 PM
JGuide$25.003/17/2011 12:01:09 PM
sibling_rivalry$200.003/17/2011 12:44:41 PM
patriot897$25.003/17/2011 9:06:00 AM
jmichael23$50.003/17/2011 10:47:12 AM
social-friendship5$50.003/17/2011 1:27:28 PM
leodaguy$25.003/17/2011 9:07:07 AM
reflective-rupee$100.333/17/2011 9:45:37 AM
420limo$30.003/17/2011 10:39:08 AM
jybank$50.003/17/2011 11:11:08 AM
worldly-money4$150.003/17/2011 9:05:40 AM
wbahl$25.003/17/2011 9:09:08 AM
taetrade$25.003/17/2011 11:06:06 AM
income-lion$25.003/17/2011 11:48:28 AM
social-friendship5$100.003/17/2011 1:18:52 PM
interstellar$51.003/17/2011 9:48:22 AM
druidpoet$25.003/17/2011 11:46:07 AM
26 Investments
 
Borrower Payment Dependent Notes Series 498404
This series of Notes was issued and sold upon the funding of the borrower loan #47980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2004 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,662Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: bold-terrific-social Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Urgent Loan
Purpose of loan:
This loan will be used to fix a motorcycle

My financial situation:
I am a good candidate for this loan because I can be able to pay it back within six month or faster. I will receive a check from my son on May 1, 2011 for $2500 and I can use the money to pay it off.


Monthly net income: $1800 ($450/week)
Monthly expenses: $0
Housing: $200 (+500 wife = $700)
Insurance: $200
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $0 (Food stamp)
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.033/17/2011 9:08:57 AM
worldly-money4$100.003/17/2011 9:04:30 AM
ultimate-peace$50.003/17/2011 9:06:17 AM
SolarMoonshine$25.003/17/2011 6:10:40 PM
squarebob$25.003/18/2011 4:47:26 PM
restless-dime$25.003/18/2011 3:11:46 PM
lockstock$25.003/18/2011 7:17:15 PM
I-Believe-In-You$30.183/18/2011 7:43:26 PM
weWantToHelp$19.013/18/2011 8:48:41 PM
investment-artist$25.003/17/2011 9:27:47 AM
CA-Lender$50.003/17/2011 9:06:41 AM
kulender$50.003/17/2011 4:12:05 PM
thankful-nickel2$25.003/17/2011 2:27:45 PM
reflective-rupee$300.333/17/2011 9:50:32 AM
favorite-commerce$50.003/17/2011 12:19:13 PM
loanman2007$50.003/18/2011 5:09:36 AM
worldly-money4$1,000.003/18/2011 8:43:56 AM
shrewd-income$50.453/18/2011 12:59:32 PM
LuvToLend$25.003/18/2011 8:05:12 PM
bazaar-trapper707$50.003/18/2011 1:28:06 PM
20 Investments
 
Borrower Payment Dependent Notes Series 498694
This series of Notes was issued and sold upon the funding of the borrower loan #47949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-19-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2007 Debt/Income ratio: 18%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,744Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: kind-thoughtful-peso Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 3000
Purpose of loan: Purchase
This loan will be used to... purchase air tickets for an unexpected trip my family needs to make.

My financial situation: I have a stable income
I am a good candidate for this loan because... I have an excellent payment history, never missed a bill, and I can easily afford the monthly payments for this loan.


Monthly net income: $ 3000
Monthly expenses: $600
Housing: $635
Insurance: $60
Car expenses: $316
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/19/2011 12:02:19 PM
worldly-money4$1,000.003/19/2011 12:04:48 PM
zotzot$25.443/19/2011 12:10:39 PM
RyanM561$25.003/19/2011 6:00:57 PM
squarebob$25.003/19/2011 12:28:44 PM
Eric_Gagne$25.003/19/2011 12:33:10 PM
billete$25.003/19/2011 1:31:14 PM
blitzen40$25.003/19/2011 7:54:37 PM
CA-Lender$50.003/19/2011 12:03:21 PM
Amber_Stone$50.003/20/2011 6:53:27 AM
Kash2010lu$25.003/19/2011 1:11:43 PM
thankful-nickel2$25.003/19/2011 2:54:21 PM
SolarMoonshine$50.003/19/2011 5:28:08 PM
melodious-openness$618.733/20/2011 8:33:45 AM
SFBank$100.003/19/2011 5:43:40 PM
dudebrah$25.003/19/2011 5:53:42 PM
Sudoku$105.503/20/2011 4:33:30 AM
favorite-commerce$50.003/20/2011 6:17:40 AM
loanman2007$50.003/19/2011 12:14:42 PM
Danjack_Capital$25.003/19/2011 12:15:55 PM
wild-orange$25.003/19/2011 12:50:52 PM
reflective-rupee$500.333/19/2011 1:00:36 PM
transformer855$25.003/19/2011 5:26:14 PM
Artist_Blue$25.003/20/2011 12:51:59 AM
24 Investments
 
Borrower Payment Dependent Notes Series 498934
This series of Notes was issued and sold upon the funding of the borrower loan #48028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $89.12
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1993 Debt/Income ratio: 9%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 13 Current / open credit lines: 4 / 1Length of status:19y 7m
Amount delinquent: $4,650 Total credit lines: 65 Occupation: Military Enlisted
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: meggo33 Borrower's state: Virginia Borrower's group: Socorro Capital Partners
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 5 ( 83% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 17% )  
660-679 (Jun-2008)
740-759 (Jan-2008)
640-659 (Dec-2007)
760-779 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Back on track
Purpose of loan:
To continue to invest in P2P lending and continue to boost my credit score. I invest in P2P on Prosper as well as LendingClub and combined I have a return (principal and interest) of over $1,000 per month.

My financial situation:
I am a good candidate for this loan because I am currently enlisted in the US Marines and have been for 19 years. I am able to invest currently over $800 a month into my P2P accounts and will comfortably be able to pay off this loan well before 3 years. Here is the breakdown of my expenses, if there are any questions please ask.


Monthly net income: $5200
Monthly expenses: $
Housing: $77
Insurance: $50
Car expenses: $0
Utilities: $0
Phone, cable, internet: $175
Food, entertainment: $220
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $2800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your current and past delinquencies and public record. Thanks - reflective-rupee
A: The current and past delinquencies are both related to a recent bankruptcy filng from April 2010. It was unfortunate that I had to file the Ch.7 but I have learned a very hard lesson and am moving forward as quickly as possible. Hope that answers all concerns and helps you to make your best decision. Any other questions, please ask. (Mar-22-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The home went into foreclosure in 2009 when I did a military move. It is a big part of the 2010 Ch. 7 bankruptcy so there is no mortgage payment only a rent of $77 per MONTH for a room on base. All the figures outlined are correct as far as expenses. Good question, hope I answered it fully. (Mar-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loanman2007$100.003/22/2011 9:01:11 AM
hidavehi$29.003/22/2011 9:02:06 AM
hostbank$100.003/22/2011 9:04:31 AM
svandgts$74.193/22/2011 9:13:13 AM
wise-intelligent-duty$50.003/22/2011 9:01:15 AM
enthralling-deal180$50.003/22/2011 9:05:29 AM
inforapenny$50.003/22/2011 9:12:42 AM
principal-star$25.003/22/2011 9:13:09 AM
GS-ROCK$26.573/22/2011 1:54:24 PM
Oak-Parker$29.293/22/2011 9:01:07 AM
psycardis$25.003/22/2011 12:29:16 PM
red-favorable-basis$25.003/22/2011 12:55:11 PM
loanermn$25.003/22/2011 9:13:16 AM
intrepid-loot$50.003/22/2011 5:40:06 PM
Gandalf0001$40.003/22/2011 3:56:14 PM
CA-Lender$100.003/22/2011 9:37:22 AM
hunterMG$25.003/22/2011 10:20:25 AM
reflective-rupee$25.333/22/2011 11:13:44 AM
Krozy$25.003/22/2011 7:50:36 PM
mckhbnpc$30.003/22/2011 8:52:20 PM
saga9$25.003/22/2011 5:55:41 PM
weezy22$26.003/22/2011 5:58:28 PM
zippy-interest$25.003/22/2011 7:15:22 PM
interstellar$51.003/22/2011 7:26:34 PM
capital-party6$100.003/22/2011 6:31:53 PM
hidavehi$26.003/22/2011 7:20:28 PM
bookher2washington$25.003/22/2011 9:01:22 AM
Jinja$100.003/22/2011 9:12:49 AM
simplelender80$100.003/22/2011 9:03:25 AM
loyalty-sherpa$25.003/22/2011 9:04:55 AM
BxRealtor$25.003/22/2011 9:05:10 AM
Kennfusion$50.003/22/2011 9:12:56 AM
coldfuzion$50.003/22/2011 9:13:00 AM
DoctorJoe$25.003/22/2011 12:20:25 PM
patriot897$25.003/22/2011 9:04:16 AM
Abstract$72.483/22/2011 12:47:57 PM
well-rounded-dinero$150.003/22/2011 9:12:52 AM
LSAR$33.003/22/2011 9:13:19 AM
aldeed$100.003/22/2011 3:51:03 PM
SolarMoonshine$25.003/22/2011 6:11:17 PM
euro-trumpet$25.003/22/2011 6:48:07 PM
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kinetic-social$50.003/22/2011 2:56:05 PM
butterfly841$25.003/22/2011 3:18:33 PM
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FundMaker$25.003/22/2011 6:50:01 PM
silver-tycoon8$25.003/22/2011 8:37:31 PM
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greenkid$56.813/22/2011 7:43:24 PM
peaceful-cash5$25.003/22/2011 7:47:48 PM
treasure-boomer$25.003/22/2011 7:48:56 PM
capital-blueberry$25.003/22/2011 8:10:16 PM
55 Investments
 
Borrower Payment Dependent Notes Series 498986
This series of Notes was issued and sold upon the funding of the borrower loan #47984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $125.70
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 28%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,457Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: varietyhour Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 5 On-time: 47 ( 96% ) 640-659 (Latest)
Principal borrowed: $19,102.00< 31 days late: 2 ( 4% )  
620-639 (Jun-2010)
620-639 (May-2009)
600-619 (Mar-2008)
600-619 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 49  
Description
Last step to be debt Free!
Purpose of loan:
This loan will be used to... Consolidate Credit Card Debt!

My financial situation: I am very stable and have extra money each month
I am a good candidate for this loan because...I have paid back all five of my prosper loans! Everyone who has invested in me has made money


Monthly net income: $ 2275
Monthly expenses: $1400
Housing: $725
Insurance: $20
Car expenses: $0
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $400
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.003/22/2011 9:01:55 AM
larryboy10$25.003/22/2011 9:03:00 AM
worldly-money4$100.003/22/2011 9:03:59 AM
reflective-rupee$300.333/22/2011 9:04:49 AM
MoneyForNothing$69.313/22/2011 9:11:16 AM
credit-elation1$25.003/22/2011 9:16:57 AM
genuine-integrity0$25.003/22/2011 9:35:22 AM
Kash2010lu$60.003/22/2011 9:40:50 AM
mt3209$50.003/22/2011 10:05:20 AM
Eric_Gagne$100.003/22/2011 10:20:13 AM
reflective-rupee$300.333/22/2011 9:04:35 AM
CA-Lender$100.003/22/2011 9:36:49 AM
Danjack_Capital$25.003/22/2011 9:58:32 AM
ultimate-peace$150.003/22/2011 9:02:25 AM
EretzCapital$100.003/22/2011 1:16:37 PM
klend4$100.003/22/2011 9:57:08 AM
lendstats_com$200.003/22/2011 11:49:56 AM
ethicalhumanist$25.003/22/2011 1:12:44 PM
upbeat-finance8$25.003/22/2011 1:33:44 PM
golffish2$50.003/22/2011 9:09:21 AM
bassman2$25.003/22/2011 9:19:05 AM
one-midas$30.003/22/2011 9:46:50 AM
brightest-dignified-penny$25.003/22/2011 10:32:29 AM
transaction-circuit$25.003/22/2011 10:46:00 AM
balance-force$25.143/22/2011 11:20:09 AM
economy-popcorn$25.003/22/2011 12:28:29 PM
DHolly$50.003/22/2011 9:06:03 AM
RecoveryLender$26.253/22/2011 9:17:38 AM
CoolPlexer$25.003/22/2011 9:02:24 AM
EL_Papin$100.003/22/2011 12:59:04 PM
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DoctorJoe$25.003/22/2011 12:22:00 PM
circustab$100.003/22/2011 12:44:00 PM
loanman2007$200.003/22/2011 1:10:08 PM
EL_Papin$55.333/22/2011 1:56:11 PM
36 Investments