Sales Report:Supplement No. 6 dated Mar 22, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488575
This series of Notes was issued and sold upon the funding of the borrower loan #47792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $103.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2000 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:8y 6m
Amount delinquent: $78 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $458Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: pleaseandthankyou81 Borrower's state: Georgia Borrower's group: eBay Sellers Helping Others
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: To consolidate some credit cards and other bills
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage Balance: $73,838.26 Market Value: $ 77, 000 (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
power-companion7$100.003/9/2011 5:05:51 PM
SolarMoonshine$25.003/9/2011 6:57:43 PM
patriot897$25.003/9/2011 5:04:43 PM
nickel-ferret$100.003/9/2011 5:05:02 PM
BxRealtor$25.003/9/2011 5:01:40 PM
Tylerh$100.003/9/2011 5:04:20 PM
Eric_Gagne$25.003/10/2011 8:05:31 AM
wild-orange$50.003/10/2011 3:08:22 PM
efficient-treasure0$25.003/11/2011 7:03:59 AM
interact$25.003/12/2011 8:08:50 AM
treasure-widget$25.003/12/2011 10:29:00 AM
techs$25.003/12/2011 3:41:38 PM
Walkingcowboy$50.003/12/2011 11:34:10 AM
Weaverville$25.003/13/2011 5:50:17 PM
worthy-bid8$50.003/14/2011 5:37:11 PM
Ripsaw4U$50.003/15/2011 2:15:30 AM
Reliance_Banker$25.003/15/2011 6:36:38 AM
vigorous-velocity$100.003/15/2011 8:22:52 PM
Aaron_Oz$25.003/15/2011 8:26:12 PM
interstellar$51.003/16/2011 1:38:04 AM
Ananya$25.003/16/2011 4:22:27 AM
all_of_that_one$25.003/16/2011 6:29:55 AM
rate-mogul$100.003/15/2011 7:07:27 PM
GElender$40.003/16/2011 6:35:35 AM
cunning-deal8$25.003/15/2011 8:31:17 PM
Frugal$25.003/16/2011 9:29:19 AM
RLaumeyer$25.003/16/2011 8:05:49 AM
Shining-Star$25.003/16/2011 10:24:42 AM
WealthBuildingLessons$25.003/16/2011 10:57:06 AM
simplelender80$100.003/9/2011 5:01:50 PM
competent-p2p$25.003/9/2011 7:14:25 PM
CA-Lender$100.003/9/2011 8:11:00 PM
vutah$25.003/9/2011 7:57:03 PM
reflective-rupee$25.333/10/2011 10:39:32 AM
christifa$25.003/10/2011 4:48:00 AM
radforj22$25.003/10/2011 12:31:20 PM
bullwink27$25.003/10/2011 10:47:24 AM
kazanov$50.003/11/2011 9:12:35 AM
SecondChanceLendingSERV$25.003/11/2011 9:53:26 AM
benjamins-utopia$100.003/11/2011 4:16:03 PM
donenzo$25.003/12/2011 7:53:14 AM
jescowa$50.003/12/2011 5:51:07 AM
important-ore$100.003/14/2011 10:12:19 AM
cingular$25.003/14/2011 7:54:23 AM
Tradesmanlender$35.003/14/2011 9:45:15 AM
Scotcha$50.003/15/2011 9:20:49 PM
loyalist1$200.003/16/2011 8:36:50 AM
hawk357$35.003/16/2011 9:05:54 AM
leodaguy$50.003/15/2011 9:22:17 PM
RMirish$50.003/16/2011 10:23:22 AM
kenji4861$25.003/16/2011 2:27:00 AM
allaxul$237.183/16/2011 11:42:11 AM
wildanne$25.003/16/2011 8:26:13 AM
integrity-doctor$100.003/16/2011 10:37:30 AM
Oak-Parker$26.493/16/2011 9:09:15 AM
55 Investments
 
Borrower Payment Dependent Notes Series 492999
This series of Notes was issued and sold upon the funding of the borrower loan #47827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $85.43
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2000 Debt/Income ratio: 10%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $140Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: EL_Papin Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay for medical bills
I would like to pay these bills so I just have to worry about one single payment every month


Monthly net income: $ 2200
Monthly expenses: $ 1320
Housing: $ 560
Insurance: $ 80
Car expenses: $ 120
Utilities: $ 80
Phone, cable, internet: $ 50
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $ 30
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/13/2011 12:05:20 PM
SolarMoonshine$25.003/13/2011 1:39:01 PM
newest-funds-powerplant$25.003/13/2011 1:46:27 PM
wild-orange$50.003/13/2011 4:55:37 PM
Weaverville$25.003/13/2011 5:51:04 PM
Pickmar$25.003/14/2011 9:29:05 AM
BxRealtor$25.003/13/2011 12:04:23 PM
tomjac2000$25.003/14/2011 7:37:03 PM
goodhearted-basis4$25.003/15/2011 2:11:56 AM
organized-payment6$50.003/15/2011 6:01:24 AM
n036939$25.003/15/2011 7:11:48 AM
loanman2007$25.003/15/2011 12:32:41 PM
reflective-rupee$200.333/15/2011 10:59:44 AM
hektek22$600.003/15/2011 9:45:51 PM
the-serene-transaction$25.003/16/2011 12:47:50 AM
radforj22$25.003/16/2011 2:15:43 AM
kenji4861$25.003/16/2011 2:28:18 AM
loanman2007$50.003/16/2011 4:41:25 AM
starry2001$25.003/16/2011 5:18:21 AM
elvisloans$25.003/16/2011 5:53:27 AM
blooming-dedication$50.003/16/2011 4:52:21 AM
leodaguy$50.003/15/2011 9:22:57 PM
wwwUniversal$25.003/16/2011 5:11:06 AM
money-aggregator7$25.003/16/2011 6:21:42 AM
GElender$50.003/16/2011 6:33:08 AM
nickel-ferret$100.003/13/2011 12:03:47 PM
simplelender80$100.003/13/2011 12:02:49 PM
calimanusa$25.003/13/2011 8:30:53 PM
reflective-rupee$25.333/14/2011 9:15:28 PM
patriot897$25.003/15/2011 11:11:23 AM
EngineersAlliance$100.003/15/2011 9:47:38 PM
social-heart$25.003/16/2011 12:16:39 AM
justanotherme$25.003/15/2011 9:47:53 PM
red-favorable-basis$25.003/16/2011 4:06:10 AM
bullwink27$25.003/16/2011 4:59:26 AM
Christophe$25.003/16/2011 6:05:58 AM
all_of_that_one$33.333/16/2011 6:27:30 AM
Figure4$25.003/15/2011 5:48:19 PM
Eric_Gagne$100.003/16/2011 5:42:41 AM
goodhearted-gold3$54.153/16/2011 5:44:06 AM
Scotcha$50.003/16/2011 5:47:21 AM
newiowa77$38.003/16/2011 6:18:59 AM
fortress767$23.863/16/2011 6:50:22 AM
LiveNow$50.003/16/2011 5:10:46 AM
powerful-greenback2$25.003/16/2011 6:28:12 AM
45 Investments
 
Borrower Payment Dependent Notes Series 493627
This series of Notes was issued and sold upon the funding of the borrower loan #47774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $317.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2004 Debt/Income ratio: 12%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 4Length of status:6y 9m
Amount delinquent: $573 Total credit lines: 18 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,221Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: benefit-vibrato3 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to pay for escavating that was done for my new home.

My financial situation:
I am a good candidate for this loan because i have a perfect payment history from bank loans and mortgages.


Monthly net income: $3000
Monthly expenses: $50
Housing: $900
Insurance: $70
Car expenses: $0
Utilities: $75
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: can you tell me a little about the 2 DQ's? - CASSHMAN
A: the Delinquencies are from when i moved out of my old house i called Verizon to cancel my internet and phone services. Whoever I talked to neglected to cancel them and i continued to be billed, but because i had moved i never recieved any of the bills and didn't know it hadn't got canceled untill i got the call from the collection agency. I have been fighting with them for the past couple years trying to get it removed because it was there mistake. (Mar-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
point-sasquatch$25.003/5/2011 12:13:05 PM
MarvintheMartian$25.003/5/2011 12:52:55 PM
competent-p2p$25.003/5/2011 6:40:48 PM
I-Believe-In-You$30.003/5/2011 9:01:29 PM
Cai8899$25.003/6/2011 8:42:43 AM
loyalist1$100.003/7/2011 8:18:08 AM
KarlMarx$25.003/7/2011 12:51:08 PM
tnjohnso$25.003/7/2011 4:49:49 PM
Bob450$30.003/7/2011 4:53:51 PM
influential-cash7$50.003/7/2011 7:23:50 PM
power-companion7$100.003/8/2011 10:06:04 AM
worthy-bid8$50.003/8/2011 4:13:58 PM
Artist_Blue$25.003/8/2011 10:30:25 AM
CA-Lender$100.003/8/2011 3:16:52 PM
loan-kung-fu$100.003/9/2011 5:17:42 AM
patriot897$25.003/8/2011 6:35:18 PM
108lender$200.003/9/2011 9:18:14 AM
payout-banker4$25.003/9/2011 6:01:25 PM
thelovebug$100.003/9/2011 12:51:42 PM
SecondChanceLendingSERV$25.003/11/2011 9:10:23 AM
social-friendship5$50.003/11/2011 9:32:52 AM
gold-channel2$25.003/11/2011 3:06:49 PM
FeedTheMachine$100.003/12/2011 8:26:15 AM
IIP77$25.003/12/2011 5:35:17 AM
logical-investment4$25.003/11/2011 8:37:41 PM
finance-vault$25.003/12/2011 9:02:02 PM
vigilance-searcher$25.003/12/2011 12:46:31 PM
tech310$50.003/13/2011 8:31:51 PM
gotjack$25.003/14/2011 1:26:35 PM
HHP$73.373/14/2011 1:28:54 PM
liberty-destiny3$25.003/14/2011 1:31:08 PM
kendallv$25.003/14/2011 1:31:55 PM
loyalty-spartan$25.003/14/2011 1:32:53 PM
successful-generosity$25.003/14/2011 1:33:33 PM
loan-scientist8$25.003/14/2011 1:36:32 PM
w3alter$50.003/14/2011 3:36:22 PM
mummey$50.003/14/2011 11:11:13 AM
benjamins-fortress$100.003/14/2011 4:36:59 PM
sf-funder$25.003/14/2011 5:17:16 PM
social-conductor4$25.003/14/2011 5:17:40 PM
bonus-powerplant$50.003/14/2011 5:18:56 PM
flanative$50.003/14/2011 5:19:03 PM
GInBaghdad$25.003/14/2011 12:51:50 PM
finagler$25.003/14/2011 5:23:40 PM
Mariner3605$25.003/14/2011 1:12:37 PM
genius520$63.373/14/2011 1:30:37 PM
AF-Chief$50.003/14/2011 1:32:41 PM
anton$25.003/14/2011 1:39:07 PM
graceful-investment$100.003/14/2011 4:37:38 PM
genelinist$50.003/14/2011 11:50:59 AM
samo102us$25.003/14/2011 4:47:01 PM
codavee$100.003/14/2011 5:17:05 PM
theshef$25.003/14/2011 5:19:12 PM
peruse$25.003/14/2011 5:19:35 PM
lowlite6647$25.003/14/2011 5:19:44 PM
goldeneye777$25.003/14/2011 5:19:46 PM
Hazlenut$75.003/14/2011 5:20:30 PM
ivadood$50.003/14/2011 5:23:34 PM
foxtrot12$100.003/14/2011 1:31:07 PM
kulender$50.003/14/2011 1:37:51 PM
investment-mountain$25.003/14/2011 3:11:23 PM
the-profit-oracle$25.003/14/2011 4:40:04 PM
Dragon4021$25.003/14/2011 5:17:30 PM
faldska$25.003/14/2011 5:19:25 PM
teejay411$100.003/14/2011 5:19:38 PM
macbeck22$25.003/14/2011 5:19:42 PM
TheYellowDart$25.003/14/2011 5:24:23 PM
jmichael23$100.003/5/2011 1:07:19 PM
simplelender80$100.003/5/2011 12:06:05 PM
87Marc$25.003/5/2011 10:31:13 PM
soulful-truth$100.003/6/2011 5:41:56 PM
kindness-launcher$3,000.003/6/2011 5:57:10 PM
zorg77$25.003/6/2011 9:27:34 PM
open-minded-deal$100.003/7/2011 4:58:38 PM
rhin0cerx$50.003/8/2011 9:44:45 AM
reward-walnut$50.003/8/2011 4:16:40 PM
chkrvrty$50.003/10/2011 4:21:30 AM
mrsp2e$100.003/10/2011 12:08:27 PM
ingenious-deal6$25.003/10/2011 2:05:56 PM
top-basis-majesty$50.003/10/2011 9:34:59 AM
Eric_Gagne$25.003/10/2011 12:45:29 PM
Yomain$125.003/10/2011 2:21:50 PM
important-openness1$50.003/10/2011 4:16:38 PM
musegaze$100.003/11/2011 6:11:42 AM
CASSHMAN$50.003/11/2011 7:20:39 AM
kind-genuine-dough$25.003/11/2011 9:35:31 AM
chungfang$100.003/11/2011 1:31:55 PM
indomitable-dedication$50.003/11/2011 2:28:32 PM
Rob717171$50.003/12/2011 7:41:44 AM
point-kitten6$100.003/12/2011 11:18:26 AM
rcm87$100.003/12/2011 6:30:31 AM
TWISBWM$25.003/12/2011 1:53:04 PM
building_pennies$50.003/12/2011 8:32:43 PM
kind-adventurous-finance$50.003/12/2011 8:47:09 AM
treasure-widget$25.003/12/2011 10:27:23 AM
Weaverville$50.003/13/2011 5:48:04 PM
profitable-money$25.003/13/2011 8:12:20 PM
nitrostamped$103.053/14/2011 6:45:06 AM
suave-dime6$25.003/13/2011 3:42:30 PM
Hummer-Guy$25.003/14/2011 12:54:28 PM
micraman$88.003/13/2011 10:32:57 PM
Rogesparkguy$25.003/14/2011 1:23:43 PM
worth-arch$25.003/14/2011 1:27:58 PM
moola-wildebeest3$25.003/14/2011 1:30:49 PM
festeringsnot$25.003/14/2011 1:30:53 PM
treasure-pipeline$25.003/14/2011 1:31:00 PM
bassman46$100.003/14/2011 1:35:59 PM
debt-force$25.003/14/2011 1:38:59 PM
fareast_man$25.003/14/2011 3:26:08 PM
CPAMAN$25.003/14/2011 4:36:53 PM
ssanders82$25.003/14/2011 4:46:03 PM
kmg751$50.003/14/2011 5:17:20 PM
mrfrog$25.003/14/2011 5:18:29 PM
truth-ceremony$25.003/14/2011 5:19:00 PM
investment-comet$25.003/14/2011 5:20:02 PM
radforj22$25.003/14/2011 5:23:16 PM
gold-dojo$100.003/14/2011 1:27:36 PM
yield-trader$50.003/14/2011 10:07:05 AM
studio3d$25.003/14/2011 1:33:03 PM
buffalobills$25.003/14/2011 2:34:49 PM
gold-blanket0$25.003/14/2011 4:46:42 PM
craig1050$25.003/14/2011 5:17:48 PM
treasure-generator$25.003/14/2011 5:19:05 PM
commerce-renewal$100.003/14/2011 5:20:40 PM
Runegeld$25.003/14/2011 5:20:57 PM
shrewd-peace7$25.003/14/2011 5:25:44 PM
wind183$100.003/14/2011 1:30:40 PM
wtrboy$50.003/14/2011 1:30:50 PM
incbx$50.003/14/2011 1:31:06 PM
CEK360$135.003/14/2011 1:32:30 PM
the-discrete-income$100.003/14/2011 1:33:12 PM
DreamsDoComeTrue$100.003/14/2011 2:17:21 PM
worldly-money4$150.003/14/2011 2:33:19 PM
Shining-Star$25.003/14/2011 3:34:34 PM
scrapbookwhole$50.003/14/2011 4:12:32 PM
DadWarbucks$40.003/14/2011 4:56:06 PM
pound-ace$50.003/14/2011 5:18:45 PM
helpful-credit156$51.463/14/2011 5:26:06 PM
gallant-economy9$60.753/14/2011 5:27:14 PM
139 Investments
 
Borrower Payment Dependent Notes Series 494869
This series of Notes was issued and sold upon the funding of the borrower loan #47860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2000 Debt/Income ratio: 40%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,056Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: MA-Moonwalk Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 97% ) 640-659 (Latest)
Principal borrowed: $5,500.00< 31 days late: 1 ( 3% )  
700-719 (Jan-2010)
680-699 (Jun-2008)
 
Principal balance: $728.36 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Expanding our Growing Business
Purpose of loan:
To purchase 3 additional units for our moonwalk rental inventory. These units have a high demand in our market and will generate large revenues weekly.
My financial situation: Great, I have lots of income.
I am a good candidate for this loan because...
Aside from the party rental income, I also work for Americad Technology full time, weekdays, which can easily support my current and projected bills alone.
Monthly net income: $2400 (Americad) + $3800 (MA Moonwalk in-season)
Monthly expenses: $1620.00
Housing: $0.00
Insurance: $200.00
Car expenses: $350.00
Phone, cable, internet: $160.00
Food, entertainment: $150.00
Clothing, household expenses: $60.00
Credit cards and other loans: $500.00
Other expenses: $200.00

Feel free to contact me through Prosper with questions. Thanks again for your time and consideration in aiding us in our expansion!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It appears you have a profitable business. Do you plan on using the extra profits to pay this loan off earlier than 36mths? You appear to have a fairly high debt to income given you don't own a home. Can you list your debts and rates u are paying? - wealth-pipeline
A: Hello, Yes my side business has taken off and yes I do plan on paying this loan off in 18-24 months. I got married almost 2 years ago which accounts for most of the credit owed. This summer I will be in the position to pay off ALL of my credit card debt. Half of my cards are closed, and most only have a $500 - $900 balance due. I have a Dell card with $2400 I think because I got a computer, laptop & video projector. I have a Capital One with a $1400 balance and thats about it. 14.99-22.99 (Mar-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jhouman$25.003/6/2011 12:01:40 PM
ingenious-deal6$25.003/6/2011 12:03:03 PM
CA-Lender$100.003/6/2011 12:05:28 PM
reflective-rupee$25.333/6/2011 12:28:44 PM
five-star-note$25.003/6/2011 12:07:55 PM
Cai8899$25.003/6/2011 12:08:01 PM
ac787$25.003/6/2011 12:36:23 PM
bonus-quark4$25.003/7/2011 6:45:41 AM
sflash$100.003/7/2011 7:44:53 AM
blue-useful-auction$25.003/7/2011 7:56:56 AM
soulful-truth$100.003/6/2011 5:42:04 PM
DoctorJoe$25.003/7/2011 4:02:37 AM
KarlMarx$25.003/7/2011 12:52:06 PM
Tylerh$100.003/7/2011 7:19:02 PM
Tokkoutai99$25.003/7/2011 11:46:07 PM
MadHun$200.003/7/2011 4:52:21 PM
rhin0cerx$50.003/8/2011 9:45:10 AM
HammerSmith$25.003/8/2011 7:53:24 PM
patriot897$25.003/8/2011 6:35:23 PM
chameleon125$50.003/9/2011 6:23:53 AM
payout-banker4$25.003/9/2011 6:01:27 PM
thelovebug$100.003/9/2011 12:51:47 PM
EverettFinancial$25.003/10/2011 7:54:09 AM
Artist_Blue$25.003/11/2011 1:11:34 AM
jeffe43$100.003/10/2011 3:13:47 PM
Lubava$500.003/11/2011 8:50:51 AM
kind-genuine-dough$25.003/11/2011 9:35:37 AM
dogtime19$75.003/10/2011 6:51:59 PM
chungfang$100.003/11/2011 1:31:58 PM
wealth-pipeline$100.003/11/2011 2:10:11 PM
grnii78$200.003/11/2011 9:17:08 AM
musegaze$100.003/11/2011 6:11:45 AM
hopeful-truth5$50.003/11/2011 7:20:18 PM
JSCharter$200.003/11/2011 2:09:03 PM
vutah$25.003/11/2011 5:08:17 PM
fabulous-community4$25.003/12/2011 4:32:05 AM
point-kitten6$37.503/12/2011 11:18:41 AM
Rob717171$50.003/12/2011 7:41:49 AM
IIP77$25.003/12/2011 5:35:27 AM
finance-vault$25.003/12/2011 9:02:05 PM
kind-adventurous-finance$50.003/12/2011 8:47:15 AM
minnesotafinancial$25.003/12/2011 9:56:01 AM
fair-dollar$50.913/12/2011 8:37:32 PM
squarebob$49.003/13/2011 6:06:43 AM
Weaverville$50.003/13/2011 5:48:09 PM
return-grizzly$100.003/13/2011 7:41:58 PM
yield-trader$50.003/14/2011 10:07:11 AM
credit-coach118$25.003/13/2011 12:49:00 PM
discrete-dinero$50.003/13/2011 2:14:54 PM
tech310$50.003/13/2011 8:31:55 PM
niq4soccer$25.003/14/2011 7:03:44 AM
broomfieldbucks$25.003/14/2011 10:14:53 AM
mummey$50.003/14/2011 11:11:15 AM
organic-treasure$30.003/14/2011 9:41:56 AM
seisen$50.003/14/2011 10:09:00 AM
genelinist$200.003/14/2011 10:46:49 AM
loyalist1$200.003/6/2011 12:08:15 PM
simplelender80$150.003/6/2011 12:02:19 PM
UCLA4life$45.353/6/2011 12:02:45 PM
point-sasquatch$25.003/6/2011 12:06:55 PM
twjh$25.003/6/2011 12:07:43 PM
zotzot$25.443/6/2011 12:39:51 PM
Kash2010lu$25.003/6/2011 1:15:17 PM
competent-p2p$45.003/6/2011 7:14:15 PM
SolarMoonshine$25.003/6/2011 1:20:46 PM
YoungTaxMan$25.003/6/2011 2:39:28 PM
autonomous-truth$50.003/7/2011 2:15:21 PM
mikeandcat$100.003/7/2011 5:48:03 AM
trumpeter5$100.003/7/2011 5:05:25 PM
return-grizzly$100.003/7/2011 1:54:59 PM
Moe87$25.003/7/2011 2:44:05 PM
CoolPlexer$25.003/7/2011 10:22:53 AM
influential-cash7$25.003/7/2011 7:25:18 PM
worthy-bid8$25.003/8/2011 12:11:53 PM
power-companion7$100.003/8/2011 10:09:09 AM
Champion_Lending$25.003/8/2011 3:29:32 PM
reward-walnut$50.003/8/2011 4:16:45 PM
loan-kung-fu$100.003/9/2011 5:17:50 AM
red-favorable-basis$100.003/8/2011 8:37:35 PM
108lender$200.003/9/2011 9:18:23 AM
orange-rapid-benjamins$50.003/9/2011 8:28:14 PM
orange-useful-revenue$25.003/9/2011 10:30:17 AM
fund-dragster$120.393/9/2011 5:03:56 PM
chkrvrty$50.003/10/2011 4:21:36 AM
Scotcha$100.003/10/2011 7:31:31 AM
marwadi-62$100.003/10/2011 8:11:47 PM
lender12345$25.003/10/2011 8:53:23 PM
top-basis-majesty$50.003/10/2011 9:35:06 AM
jpblan11$25.003/11/2011 4:20:03 AM
cerebral-dollar773$500.003/11/2011 7:24:06 AM
social-friendship5$50.003/11/2011 9:33:04 AM
loss-of-control$100.003/11/2011 5:16:52 PM
indomitable-dedication$50.003/11/2011 2:28:34 PM
squarebob$101.003/11/2011 4:05:54 PM
convergentthinker$100.003/11/2011 8:45:36 PM
FeedTheMachine$100.003/12/2011 8:26:18 AM
Socorro_Capital_Partners$25.003/11/2011 11:11:52 PM
treasure-widget$25.003/12/2011 10:27:45 AM
rcm87$100.003/12/2011 6:30:38 AM
vest_vortex$50.003/12/2011 1:39:28 PM
Easystreet$25.003/12/2011 1:41:29 PM
suave-dime6$25.003/13/2011 3:42:34 PM
cybercop45$25.003/13/2011 8:36:05 AM
fuzed$45.003/13/2011 12:30:36 PM
Oak-Parker$100.003/13/2011 7:53:05 PM
rss197$25.003/13/2011 2:56:06 PM
Interstate_Rate$100.003/14/2011 10:58:08 AM
leverage-monger$75.083/14/2011 11:37:58 AM
108 Investments
 
Borrower Payment Dependent Notes Series 494951
This series of Notes was issued and sold upon the funding of the borrower loan #47917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $245.50
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1984 Debt/Income ratio: 12%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:0y 4m
Amount delinquent: $75 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,078Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: wise-income-butterfly Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,850.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2010)
 
Principal balance: $2,367.46 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Paying off high-interest cards
Purpose of loan:
This loan will be used to pay off debt accrued as a student in college through 2005, and then exacerbated by a fire we had in 2007 (our premium had a $2,500 deductible). I also intend to pay off my current Prosper loan (balance ~$2,000) with a portion of the proceeds of this loan, since the interest rate available to me has dropped considerably.

My financial situation:
I am a good candidate for this loan because I have excellent recent credit history, and have never been late on a mortgage payment in over 4 years of home ownership. I am employed by a prominent and highly-recognized technology company, in an industry (WordPress programming) with strong demand despite overall economic conditions.

Monthly net income: $4,100
Monthly expenses: $1,500
Housing: $800
Insurance: $131
Car expenses: $50 (work from home)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Only mortgage is a primary with current balance of $128,000. Zillow.com gives a tax assessment only, with a value of $166,500. (Mar-06-2011)
Q: Could you please provide some information about the current delinquency? Thank you. - Barrayaran
A: I can try. When I saw it on my report thru Prosper, I pulled my 3 annual reports. It appears only on my TransUnion report as 'Gamefly,' which I received a gift subscription to about 5 years ago. I only used the subscription for about 2 months and then cancelled, so I have no idea where this 'delinquency' came from. I have since written a letter to the collections agency demanding to know the nature of this debt, as I have never once seen any written notice about it. (Mar-12-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/6/2011 12:06:06 PM
jdrez$25.003/6/2011 12:07:08 PM
BxRealtor$25.003/6/2011 12:02:48 PM
AFairDeal$100.003/6/2011 12:06:34 PM
competent-p2p$101.003/7/2011 6:53:27 AM
benjamins-utopia$100.003/6/2011 12:03:15 PM
organized-payment6$50.003/6/2011 12:06:12 PM
important-ore$150.003/6/2011 12:06:46 PM
zotzot$25.333/6/2011 12:13:48 PM
worthy-bid8$100.003/8/2011 4:13:25 PM
power-companion7$100.003/8/2011 10:09:10 AM
patriot897$25.003/8/2011 6:33:57 PM
wirebutterfly$50.003/9/2011 11:14:13 AM
nickel-ferret$100.003/9/2011 8:49:13 AM
payout-banker4$25.003/9/2011 6:03:06 PM
lender12345$25.003/10/2011 8:54:07 PM
silver-breeze3$25.003/12/2011 7:21:15 AM
BlueProteus$25.003/12/2011 9:42:32 PM
Weaverville$50.003/13/2011 5:46:55 PM
TikPmp1$25.003/14/2011 6:02:06 PM
enthralling-deal180$50.003/14/2011 5:34:17 PM
ORteacher$25.003/15/2011 8:05:20 PM
eloquent-dough5$25.003/15/2011 7:02:59 PM
Cai8899$40.003/15/2011 5:08:30 PM
Bank42$100.003/16/2011 9:03:33 AM
unclejaef$25.003/16/2011 12:05:32 PM
Preferred-Lender$25.003/16/2011 8:41:38 AM
Realty24$30.003/16/2011 1:06:47 PM
Aaron_Oz$25.003/16/2011 6:05:52 PM
kulender$100.003/16/2011 9:52:43 AM
ach$100.003/16/2011 5:24:19 PM
frclmym$25.003/16/2011 1:27:12 PM
generosity-pizza$25.003/16/2011 5:31:22 PM
ttnk62918$25.003/16/2011 6:08:18 PM
BzJ108$25.003/16/2011 8:56:33 PM
cash-professor$25.003/16/2011 7:34:47 PM
wwwUniversal$25.003/17/2011 1:57:10 AM
the-silver-blaster$75.003/17/2011 5:23:56 AM
wbahl$25.003/16/2011 8:12:20 PM
doopers$25.003/17/2011 3:38:53 AM
secureincome$750.003/16/2011 8:29:13 PM
meenan$50.003/16/2011 8:35:41 PM
jsnryn$44.323/17/2011 9:28:30 AM
Kennfusion$53.793/17/2011 3:15:52 AM
indomitable-coin$50.003/17/2011 5:48:33 AM
taal1$50.003/17/2011 8:31:04 AM
Marty_W_Cordova$935.003/17/2011 9:31:15 AM
Tradesmanlender$100.003/6/2011 12:06:24 PM
newest-funds-powerplant$25.003/6/2011 1:23:19 PM
ac787$28.003/6/2011 12:34:11 PM
ac787$25.003/6/2011 12:34:39 PM
credit-investor5$50.003/6/2011 12:03:34 PM
JJ9876$25.003/6/2011 12:06:31 PM
squarebob$72.993/6/2011 12:22:51 PM
bonus-quark4$25.003/7/2011 6:40:52 AM
blissful-penny$27.653/7/2011 2:21:53 PM
radforj22$25.003/7/2011 4:51:19 PM
MadHun$100.003/7/2011 4:58:47 PM
Tylerh$100.003/7/2011 7:17:27 PM
chameleon125$50.003/9/2011 6:23:14 AM
trade-hyperdrive1$100.003/8/2011 7:31:06 PM
jazz619$25.003/9/2011 6:42:34 PM
CA-Lender$100.003/10/2011 5:42:40 PM
efficient-treasure0$25.003/11/2011 7:02:01 AM
helpful-deal1$50.003/11/2011 5:53:50 AM
kind-genuine-dough$50.003/11/2011 9:34:57 AM
Ripsaw4U$46.173/12/2011 2:24:57 AM
Johnab$25.003/12/2011 11:08:52 AM
jescowa$50.003/12/2011 5:49:41 AM
riproaringrapids$25.003/13/2011 1:17:03 AM
treasure-widget$25.003/12/2011 10:27:47 AM
Walkingcowboy$50.003/12/2011 11:32:45 AM
cingular$25.003/13/2011 7:57:03 PM
Havana21$25.003/14/2011 9:54:16 AM
Pasagam$50.003/14/2011 12:01:20 PM
flexible-money1$50.003/15/2011 9:29:56 AM
skuba$25.003/15/2011 8:28:47 AM
6moonbeams$50.003/15/2011 3:56:42 PM
rate-mogul$100.003/15/2011 7:06:18 PM
leodaguy$50.003/15/2011 9:21:38 PM
ddamenace$75.003/15/2011 8:15:20 PM
social-friendship5$50.003/15/2011 4:07:53 PM
kenji4861$25.003/16/2011 2:25:23 AM
lakehavasu88$25.003/16/2011 3:17:11 AM
HHP$100.003/16/2011 9:34:04 AM
Gibbyland$100.003/16/2011 10:12:19 AM
btormc5$30.003/16/2011 11:29:37 AM
cash-spinner$25.003/16/2011 12:51:28 PM
investor-007$265.753/16/2011 7:55:05 AM
hopeful-truth5$50.003/16/2011 12:22:16 PM
loyalist1$300.003/16/2011 9:51:26 AM
clean-loyalty$50.003/16/2011 3:48:44 PM
crdcteng$25.003/16/2011 9:57:35 AM
MoneyTree79$75.003/16/2011 7:43:09 PM
Ocean713$50.003/16/2011 3:36:21 PM
RetirementMoney$25.003/16/2011 4:01:47 PM
dynrep$25.003/16/2011 4:13:18 PM
GElender$50.003/16/2011 8:33:06 PM
visionary-asset5$150.003/16/2011 7:30:28 PM
bold-careful-finance$50.003/16/2011 8:36:39 PM
kbodendorf$25.003/16/2011 8:43:35 PM
slartibardfast$25.003/17/2011 3:34:23 AM
greenback-ally$50.003/16/2011 8:21:44 PM
Philolend$25.003/17/2011 6:22:36 AM
a-restless-dollar$50.003/17/2011 6:44:13 AM
treasure-pipeline$50.003/16/2011 8:43:03 PM
SBT$75.003/16/2011 8:51:18 PM
bullwink27$25.003/17/2011 8:31:18 AM
JBG$25.003/17/2011 8:49:23 AM
IcedMochaFund$25.003/17/2011 8:51:13 AM
110 Investments
 
Borrower Payment Dependent Notes Series 495013
This series of Notes was issued and sold upon the funding of the borrower loan #47868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2001 Debt/Income ratio: 17%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,841Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: RyanPartnersLLC Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Business Advancement
Dear Potential Investors,

Myself and my business partner own a real estate investment company. Please see our website at www.rentmsp.com.

We are new to Prosper and eager to show our financial capability through the consistent and timely re-payment of any and all Prosper loans made to us.

If funded, the loan will be used as down payment money to purchase homes in the St. Paul and Minneapolis areas.

We are available at all times to answer any questions you may have. Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/4/2011 9:19:39 AM
BxRealtor$25.003/4/2011 9:20:03 AM
important-ore$150.003/4/2011 9:24:45 AM
AFairDeal$75.003/4/2011 9:24:34 AM
runner262$25.003/4/2011 9:35:00 AM
MadHun$200.003/4/2011 9:22:29 AM
SimpleChoice$25.003/4/2011 9:36:06 AM
ProjectVenture$50.003/4/2011 6:43:07 PM
thankful-nickel2$100.003/4/2011 5:42:06 PM
jdrez$25.003/4/2011 6:31:30 PM
a-responsible-return$100.003/5/2011 3:29:08 AM
RandyL3$25.003/5/2011 3:32:36 AM
caring-hope2$50.003/5/2011 3:06:15 PM
FundMaker$25.003/5/2011 7:14:27 PM
Cai8899$40.003/6/2011 8:44:23 AM
Ripsaw4U$50.003/7/2011 12:27:06 PM
kulender$100.003/7/2011 4:32:43 PM
Tylerh$100.003/7/2011 7:16:56 PM
RicheyRich$25.003/8/2011 7:35:35 AM
patriot897$25.003/8/2011 6:33:38 PM
penny-finder$25.963/8/2011 10:00:15 PM
worthy-bid8$100.003/8/2011 4:13:03 PM
visionary-asset5$100.003/9/2011 10:36:34 AM
nickel-ferret$100.003/9/2011 8:48:11 AM
Aaron_Oz$25.003/9/2011 6:07:15 PM
enterprising-cash0$25.003/9/2011 8:32:19 PM
Gandalf0001$25.003/10/2011 10:55:45 PM
spirited-diversification0$100.003/10/2011 9:54:01 AM
wizbiz717$50.003/10/2011 5:27:40 PM
Eric_Gagne$25.003/10/2011 12:38:28 PM
saahilld$25.003/10/2011 1:11:08 PM
efficient-treasure0$25.003/11/2011 7:01:30 AM
grasscutter$200.003/10/2011 2:18:41 PM
djmjkelso$30.003/10/2011 2:34:29 PM
szetowski$25.003/11/2011 7:28:43 AM
MoneyForNothing$7.823/11/2011 9:33:56 AM
cerebral-dollar773$500.003/11/2011 6:48:06 AM
vishal29$100.003/11/2011 8:14:10 AM
Tradesmanlender$50.003/4/2011 9:22:07 AM
organized-payment6$50.003/4/2011 9:22:40 AM
benjamins-utopia$50.003/4/2011 9:17:48 AM
JJ9876$25.003/4/2011 9:22:58 AM
reflective-rupee$25.333/4/2011 9:24:41 AM
Bank42$100.003/5/2011 6:00:13 AM
89323gtx$25.003/5/2011 8:51:45 AM
lawndude16$25.003/5/2011 9:22:52 AM
ichibon$150.883/5/2011 5:46:05 AM
radforj22$25.003/6/2011 4:51:22 AM
elvisloans$25.003/6/2011 7:47:17 AM
Mav26$45.003/6/2011 10:44:33 AM
income-awakening6$100.003/6/2011 12:13:17 PM
TikPmp1$25.003/7/2011 10:24:54 AM
swissbanker$25.003/6/2011 6:23:30 PM
agbullet55443$100.003/7/2011 9:20:13 PM
Mack_Inv$100.003/8/2011 4:12:42 AM
lender987654321$100.003/8/2011 8:12:11 PM
Roundhouse$200.003/8/2011 9:13:33 PM
mketelecom$50.003/9/2011 6:37:27 AM
Tech-Entrepreneur$25.003/9/2011 12:22:20 PM
payout-banker4$25.003/9/2011 6:02:43 PM
enthralling-deal180$43.343/10/2011 1:56:35 AM
SCD$25.003/10/2011 3:53:47 AM
indomitable-coin$25.003/9/2011 7:07:22 PM
mystical-bonus7$25.003/9/2011 3:48:06 PM
Aariel$25.003/10/2011 9:29:35 AM
jazz619$25.003/9/2011 6:42:11 PM
khamen$25.003/10/2011 11:21:54 AM
vigilance-revolutionary$50.003/10/2011 9:22:55 AM
Gobsek$25.003/10/2011 12:55:00 PM
Eric_Gagne$100.003/10/2011 7:52:33 AM
The_Loan_Runner$25.003/10/2011 1:25:34 PM
new-aggresive-investment$36.673/10/2011 1:48:08 PM
NorthlandAlchemist$50.003/10/2011 10:46:59 PM
top-epic-community$50.003/10/2011 10:42:29 AM
BansirOfBabylon$25.003/11/2011 5:00:53 AM
platinum-exec1$100.003/10/2011 6:27:59 PM
squarebob$25.003/11/2011 7:09:37 AM
Exibility-Inc$25.003/10/2011 2:40:56 PM
lefty756$30.003/11/2011 7:57:36 AM
tomjac2000$25.003/10/2011 8:25:43 PM
Havana21$25.003/11/2011 1:41:47 AM
mflawyer$25.003/11/2011 6:42:21 AM
Lubava$40.003/11/2011 8:46:50 AM
83 Investments
 
Borrower Payment Dependent Notes Series 495279
This series of Notes was issued and sold upon the funding of the borrower loan #47812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1987 Debt/Income ratio: 25%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 46 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,009Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: wise-visionary-kindness6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
RES
Purpose of loan:
This loan will be used to catch up on monthly expenses & relieve some stress.

My financial situation:
I am a good candidate for this loan because I have a secure job and I need to improve my credit.


Monthly net income: $1734.00
Monthly expenses: $280. 00 Lot Rent
Housing: $435 Mobile Home & Car Pymt
Insurance: $125
Car expenses: $60
Utilities: $70 Kerosene $200
Phone, cable, internet: $136
Food, entertainment: $125
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $60 Medication
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/23/2011 5:06:32 PM
scarlet-velvet$25.002/26/2011 6:48:33 PM
red-contract-lionheart$25.002/28/2011 10:35:07 AM
yons88$26.263/1/2011 1:11:52 PM
ore-leather$48.443/1/2011 1:06:04 PM
cash-raccoon$25.003/3/2011 7:29:16 AM
pound-ace$50.003/3/2011 3:34:46 PM
EJF$25.003/4/2011 10:25:01 AM
bluebouyz$25.003/4/2011 12:54:41 PM
dariop$25.003/4/2011 2:37:06 PM
Shining-Star$25.003/5/2011 10:16:18 AM
purpledog18$50.003/5/2011 8:36:46 AM
innovator2$50.003/5/2011 6:03:15 PM
gjm6d$25.003/5/2011 5:26:28 PM
Moe87$25.003/5/2011 8:03:35 PM
Haribelle$25.003/6/2011 4:55:43 AM
pmj453$25.003/6/2011 6:18:58 AM
payout-bridge$100.003/6/2011 4:43:30 PM
csak13$25.003/6/2011 2:48:00 PM
icon7$50.003/6/2011 6:02:38 PM
Katzenjammer$25.653/6/2011 5:17:59 PM
unfixer$25.003/7/2011 6:38:06 AM
integrity-reformer$51.593/7/2011 9:14:59 AM
platinum-scientist9$25.002/23/2011 5:08:39 PM
SecondChanceLendingSERV$50.002/23/2011 5:26:19 PM
Danjack_Capital$25.002/23/2011 5:31:35 PM
CA-Lender$25.002/23/2011 5:52:42 PM
affluence-tycoon$50.002/24/2011 6:57:27 AM
lendstats_com$100.002/24/2011 9:28:28 AM
treasure-pipeline$25.002/24/2011 10:22:41 AM
competent-p2p$25.002/24/2011 6:37:01 PM
jstrode10$25.002/25/2011 10:07:10 AM
VJ_Financial$25.002/25/2011 8:36:36 PM
HawaiianHelper$100.002/26/2011 12:41:03 AM
loanman2007$25.002/26/2011 12:11:56 PM
the_finance_guru$100.002/27/2011 12:07:24 PM
carrinel$25.003/1/2011 6:42:37 AM
Kqwik$25.003/3/2011 3:55:23 AM
SFBank$25.003/3/2011 7:59:50 PM
commerce-renewal$100.003/3/2011 8:21:21 PM
squarebob$25.003/4/2011 6:59:37 PM
zotzot$25.993/4/2011 7:07:54 PM
ryclsun$50.003/5/2011 8:37:28 AM
theprince$25.003/4/2011 8:41:09 PM
maccpro1$50.003/4/2011 10:41:41 PM
OLYVRC$25.003/5/2011 7:15:26 PM
seineil$25.003/5/2011 11:22:48 PM
850$50.003/6/2011 12:34:16 AM
umwol13$25.003/5/2011 9:32:55 PM
B2152$25.003/7/2011 4:47:52 AM
successful-generosity$25.003/6/2011 12:11:55 PM
charming-dough0$22.073/7/2011 9:32:38 AM
blazing-loan1$25.003/7/2011 9:17:37 AM
53 Investments
 
Borrower Payment Dependent Notes Series 495531
This series of Notes was issued and sold upon the funding of the borrower loan #47811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 24%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,872Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: LivingInvestments00 Borrower's state: Georgia Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Time for the IRS
Purpose of loan:
This loan will be used to pay the IRS bill that I owe this year. This was the first time that I owed, so I was caught off guard by it. I have adjusted my deductions accordingly.

My financial situation:
I am a good candidate for this loan because, I have been with my company for 5 years and am in very comfortable standing with them.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
LivingInvestments01 has invested a total of $34.49.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: Hello! I am interested in your loan. Please give a brief job description and a monthly budget of post-tax income and expense. Thank you! - newest-funds-powerplant
A: I will be taking on a little extra OT at work, but I currently invest into Prosper, twice the amount of this note monthly. So paying back will not be a problem. (Mar-06-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My area has not lost much value as most others. I bought it at 135, last app was 150 last year. I only owe 107. I don't have a second mortgage. (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nethosters$25.003/6/2011 12:01:06 PM
simplelender80$150.003/6/2011 12:02:21 PM
Cai8899$25.003/6/2011 12:08:01 PM
icon7$50.003/6/2011 6:01:40 PM
FASTIZIO_P$25.003/6/2011 12:06:39 PM
point-sasquatch$25.003/6/2011 12:06:56 PM
transaction-circuit$100.003/6/2011 12:01:17 PM
reflective-rupee$25.333/6/2011 2:09:32 PM
LivingInvestments01$34.493/6/2011 2:15:07 PM
zotzot$25.443/6/2011 12:12:02 PM
kindness-launcher$700.003/6/2011 5:58:27 PM
SolarMoonshine$25.003/6/2011 1:03:51 PM
platinum-czar$92.873/6/2011 6:53:41 PM
squarebob$25.003/6/2011 12:15:54 PM
Nerdster1$25.053/6/2011 4:23:22 PM
EngineersAlliance$100.003/6/2011 5:56:07 PM
ingenious-deal6$25.003/6/2011 12:03:04 PM
vutah$25.003/6/2011 12:05:36 PM
suave-dime6$25.003/6/2011 12:06:17 PM
Kash2010lu$25.003/6/2011 1:13:42 PM
lendstats_com$108.463/6/2011 3:09:20 PM
DHolly$50.003/6/2011 12:06:54 PM
magnetic-dedication3$25.003/6/2011 5:35:49 PM
Credit4Talent$26.363/6/2011 1:09:17 PM
wealth-multiplier$25.003/6/2011 6:52:06 PM
DasMula$57.003/6/2011 3:17:46 PM
natural-trade7$50.003/6/2011 4:36:37 PM
favorite-commerce$50.003/6/2011 4:38:55 PM
deepblue34$30.003/6/2011 5:52:56 PM
lovely-order7$25.003/6/2011 5:59:12 PM
30 Investments
 
Borrower Payment Dependent Notes Series 495583
This series of Notes was issued and sold upon the funding of the borrower loan #47815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $301.66
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1988 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 4Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $232,828Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: brilliant-liberty886 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to put in new yard fencing.
My financial situation:
I am a good candidate for this loan because I have always made paying off any loan on time a priority.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your revolving credit balance is 232,828 is that correct? - Bank42
A: $228,000.00 of this is a home equity line of credit loan that we used to put an addition on to our house. (Mar-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/25/2011 9:03:27 AM
simplelender80$100.002/25/2011 9:03:37 AM
MadHun$100.002/25/2011 9:06:15 AM
AFairDeal$75.002/25/2011 9:04:14 AM
TikPmp1$25.002/25/2011 9:06:40 AM
felicity-loyalist0$25.002/25/2011 2:40:16 PM
vutah$25.002/25/2011 11:50:02 AM
ichibon$100.002/27/2011 5:43:04 PM
bullwink27$25.002/27/2011 6:52:03 PM
enterprising-cash0$25.002/28/2011 10:26:34 AM
meenan$50.003/1/2011 3:28:06 AM
credit-investor5$50.003/1/2011 2:38:22 PM
worthy-bid8$50.003/2/2011 7:59:28 AM
Preteur$25.003/2/2011 9:45:00 AM
kulender$50.003/2/2011 4:41:52 PM
Havana21$25.003/5/2011 1:23:20 PM
Bank42$100.003/5/2011 7:20:00 PM
Mr_Money$25.003/6/2011 8:36:28 AM
top-epic-community$50.003/7/2011 4:56:44 PM
Ripsaw4U$50.003/7/2011 12:26:30 PM
durability-mad-scientist4$50.003/7/2011 10:26:22 PM
gravbox$25.003/8/2011 6:36:32 AM
zenchef$35.003/8/2011 12:14:38 PM
integrity-saver$100.003/8/2011 12:39:45 PM
melodious-fairness$47.013/8/2011 11:34:04 AM
shur$25.003/8/2011 8:08:05 PM
hopeful-asset9$25.003/8/2011 9:41:49 PM
marshallmanhattan$25.003/8/2011 3:10:30 PM
nickel-ferret$100.003/9/2011 8:46:22 AM
platinum-platoon$25.003/8/2011 9:51:36 PM
PThor$100.003/9/2011 12:51:23 PM
credit-sasquatch3$50.003/9/2011 11:03:49 AM
Tech-Entrepreneur$25.003/9/2011 12:22:06 PM
power-collider$50.003/9/2011 3:41:10 PM
jazz619$25.003/9/2011 6:41:25 PM
astute-benjamins$25.003/9/2011 2:40:34 PM
engbusres$100.003/10/2011 6:00:29 AM
peace-maximizer8$25.003/10/2011 4:36:20 AM
payout-banker4$25.003/9/2011 6:02:01 PM
love_what_you_do$25.003/10/2011 9:17:36 AM
aschm74$25.003/10/2011 9:35:43 AM
SoCalRancher$50.003/10/2011 6:16:23 AM
One1putt$50.003/10/2011 10:31:15 AM
dedication-merman$50.003/10/2011 10:36:54 AM
matt84003$25.003/10/2011 10:41:13 AM
PDX-Funder$50.003/10/2011 11:37:00 AM
greenback-perfume$50.003/10/2011 8:21:41 AM
bigphish$50.003/10/2011 9:06:06 AM
magnetic-kindness$25.003/10/2011 1:21:11 PM
be_wise$25.003/10/2011 5:06:43 AM
p2p-renaissance7$100.003/10/2011 2:37:38 PM
EtaDuck$25.003/10/2011 9:32:02 AM
top-basis-majesty$50.003/10/2011 9:32:30 AM
trade-caper$25.003/10/2011 5:28:03 AM
cash-champ0$25.003/10/2011 6:12:10 AM
well-rounded-market$25.003/10/2011 10:37:19 AM
Newdad6$89.993/10/2011 6:14:18 AM
payout-equalizer8$50.003/10/2011 10:56:28 AM
zotzot$25.003/10/2011 10:57:58 AM
best-listing-toro$25.003/10/2011 7:01:28 AM
logical-loyalty0$25.003/10/2011 12:46:47 PM
bold-careful-finance$50.003/10/2011 6:21:55 PM
bobby5832708$50.003/10/2011 8:16:13 AM
Isotope$25.003/10/2011 6:23:15 PM
CROBRUN$100.003/10/2011 2:42:57 PM
affluence-promise$25.003/10/2011 8:51:06 PM
brooklynjoe$25.003/10/2011 2:43:26 PM
ericgassercom$50.003/10/2011 9:12:19 AM
Banker2OO7$50.003/11/2011 12:01:32 AM
bellach$25.003/11/2011 12:57:12 AM
BzJ108$25.003/10/2011 9:31:51 AM
ranstlin$25.003/10/2011 9:37:40 AM
trade-cello$25.003/10/2011 4:49:07 PM
lysholm$50.003/10/2011 10:37:28 AM
wizbiz717$50.003/10/2011 5:26:53 PM
payment-silo$50.003/10/2011 12:52:03 PM
brightest-dynamic-peace$25.003/10/2011 2:36:43 PM
gciarami$25.003/10/2011 2:36:51 PM
talang$25.003/10/2011 9:31:58 PM
mrrc7498$25.003/10/2011 2:42:40 PM
RJN$25.003/10/2011 2:43:14 PM
bluflame9940$25.003/10/2011 2:43:23 PM
ualf$26.943/11/2011 1:07:26 AM
PocketAces$26.203/11/2011 1:07:38 AM
help4u$50.003/10/2011 3:31:48 PM
neighborly-bid$50.003/10/2011 4:01:05 PM
l3ing$50.003/10/2011 5:05:09 PM
MrMoney0622$25.003/10/2011 5:11:42 PM
brazilofmux$100.003/11/2011 1:01:32 AM
Oupa-George$25.003/11/2011 1:07:20 AM
selfmademan$25.003/11/2011 1:08:43 AM
mlender$25.003/11/2011 1:09:27 AM
organized-payment6$50.002/25/2011 9:04:11 AM
Tradesmanlender$35.002/25/2011 9:06:13 AM
JJ9876$25.002/25/2011 9:06:37 AM
BxRealtor$25.002/25/2011 9:03:45 AM
HamachiMan$50.002/25/2011 9:07:41 AM
Oakland$50.002/25/2011 6:18:45 PM
kind-resolute-dough$25.002/28/2011 9:43:39 AM
Tylerh$66.303/1/2011 2:07:57 AM
radforj22$25.003/1/2011 1:03:00 PM
whipone$25.003/1/2011 6:51:33 PM
indomitable-coin$50.003/2/2011 4:51:05 AM
enthralling-deal180$50.003/2/2011 6:17:15 AM
Phantom99$50.003/2/2011 7:03:04 AM
gold-blanket0$50.003/2/2011 9:53:45 AM
gold-sushi$25.003/3/2011 8:03:49 AM
friendly-market5$25.003/3/2011 8:52:23 AM
important-ore$150.003/4/2011 3:20:49 AM
commerce-renewal$100.003/3/2011 8:25:59 PM
enchanted-yield4$100.003/4/2011 1:10:50 PM
ManhattanLender$25.003/4/2011 1:29:54 PM
vutah$100.003/4/2011 12:24:44 PM
RandyL3$25.003/4/2011 1:22:31 PM
jdrez$25.003/4/2011 6:42:16 PM
Artist_Blue$25.003/5/2011 9:36:19 AM
a-responsible-return$100.003/5/2011 3:28:18 AM
Fonthill$100.003/6/2011 10:02:44 AM
Cai8899$40.003/6/2011 8:43:23 AM
worldly-community3$50.003/6/2011 11:06:33 AM
crazycool$100.003/7/2011 11:47:24 AM
superb-funds335$25.003/7/2011 8:41:41 PM
don8ter$25.003/7/2011 4:24:46 PM
bountiful-durability$100.003/7/2011 8:57:34 PM
power-companion7$100.003/8/2011 10:06:21 AM
genius520$100.003/8/2011 6:46:25 AM
kchen486$100.003/8/2011 11:01:46 PM
patriot897$25.003/8/2011 6:32:22 PM
greenback-octave$25.003/8/2011 6:59:43 PM
gjm6d$25.003/8/2011 7:50:35 PM
lender987654321$100.003/8/2011 8:11:35 PM
new-dollar-sprout$100.003/8/2011 8:48:08 PM
valemic$25.003/9/2011 12:06:25 PM
harperpotok$25.003/9/2011 12:26:35 PM
green-moola-platoon$100.003/9/2011 8:13:13 AM
Ocean713$50.003/9/2011 12:33:19 PM
LoisLoan$25.003/9/2011 5:42:15 PM
anton$950.003/9/2011 2:57:52 PM
trade-caper$100.003/10/2011 5:41:16 AM
benefit-ruler$25.003/10/2011 5:51:16 AM
credit-kahuna$50.003/10/2011 6:27:25 AM
vault542$88.063/10/2011 7:55:15 AM
brightest-supreme-dollar$50.003/9/2011 5:12:51 PM
steiglends$36.063/10/2011 4:36:13 AM
tszbgae$100.003/9/2011 5:41:56 PM
porter22$25.003/10/2011 9:11:56 AM
hannibal720$25.003/10/2011 10:34:09 AM
LenderOnWheels$25.003/10/2011 10:56:38 AM
Loandoc62$25.003/10/2011 8:38:47 AM
velocity-solo$25.003/10/2011 1:52:48 AM
Eric_Gagne$25.003/10/2011 12:57:59 PM
enthralling-investment$50.003/10/2011 2:42:52 PM
JoeMB$25.003/10/2011 9:42:17 AM
mrack$50.003/10/2011 4:01:03 PM
Weaverville$50.003/10/2011 7:23:40 AM
compassion-burrito$25.003/10/2011 1:02:05 PM
saahilld$25.003/10/2011 1:11:04 PM
platinum-exec1$100.003/10/2011 6:21:03 PM
wonderful-revenue0$25.003/10/2011 2:39:22 PM
deal-enrichment063$100.003/10/2011 2:39:38 PM
bonus-zone$25.003/10/2011 7:51:15 PM
CASHGIRL$25.003/10/2011 2:40:46 PM
tranquil-diversification8$25.003/10/2011 8:41:40 PM
loan-rider7$25.003/10/2011 2:43:19 PM
vigilance-revolutionary$50.003/10/2011 9:21:41 AM
108lender$250.003/11/2011 1:02:11 AM
serene-credit4$25.003/10/2011 4:27:15 PM
WineDrop$25.003/10/2011 5:16:03 PM
piter-to-la-investment$25.003/10/2011 11:51:08 AM
SPB$50.003/10/2011 12:06:05 PM
nestegg4e$25.003/10/2011 5:51:58 PM
escharfer$25.003/10/2011 6:36:47 PM
The_Lending_Muscle$50.003/10/2011 1:02:11 PM
FWF-kinetic$100.003/10/2011 7:53:04 PM
Hexnut$25.003/10/2011 10:01:49 PM
Swabjockey$25.003/10/2011 2:56:24 PM
littlemonkey$25.003/11/2011 1:01:19 AM
Steveoo1$25.003/11/2011 1:08:19 AM
balance6$25.003/10/2011 4:21:41 PM
jonn834$25.003/10/2011 5:31:14 PM
Eagledrop$25.003/10/2011 5:56:04 PM
loan-crusader1$25.003/10/2011 8:29:24 PM
IP$50.003/11/2011 1:08:49 AM
183 Investments
 
Borrower Payment Dependent Notes Series 495641
This series of Notes was issued and sold upon the funding of the borrower loan #47796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1992 Debt/Income ratio: 9%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:30y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,041Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: first-steady-dough Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sentry
Purpose of loan: home repair
This loan will be used to...home repair

My financial situation: good
I am a good candidate for this loan because...
I have work at my employer for 30 years and make good money

Monthly net income: $9000
Monthly expenses:
Housing: $1200
Insurance: $200
Car expenses: $400
Utilities: $150
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I only have a 1st mortgage balance is $202,000. Market value is about $250,000 (Feb-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
MadHun$100.002/24/2011 5:07:37 PM
tremendous-payment$25.002/24/2011 6:21:47 PM
vutah$50.002/24/2011 7:35:18 PM
newest-funds-powerplant$25.002/24/2011 8:03:07 PM
benjamins-utopia$100.002/24/2011 5:06:02 PM
simplelender80$100.002/24/2011 5:06:15 PM
BxRealtor$25.002/24/2011 5:06:26 PM
happyinvallarta$50.002/24/2011 5:06:33 PM
organized-payment6$50.002/24/2011 5:07:15 PM
Tradesmanlender$35.002/24/2011 5:07:26 PM
HamachiMan$50.002/24/2011 5:08:50 PM
113121$25.002/24/2011 6:39:36 PM
Reddy_Capital$25.002/24/2011 10:29:53 PM
golffish2$100.002/25/2011 6:07:36 AM
RedCentre$31.992/25/2011 1:07:50 AM
cello1$25.002/25/2011 8:02:15 AM
lloyd_s$31.502/25/2011 8:04:22 AM
Bank_Of_XL$50.002/25/2011 5:16:48 AM
FundMaker$25.002/25/2011 8:12:06 AM
jga516$25.002/25/2011 8:36:29 AM
schnippy$25.002/25/2011 9:53:40 AM
felicity-loyalist0$25.002/25/2011 2:40:46 PM
jayk63$25.002/25/2011 3:10:53 PM
one-midas$25.002/25/2011 4:20:33 PM
TravisMcGee$25.002/26/2011 12:48:49 PM
credit-coach118$75.732/27/2011 5:25:22 PM
bullwink27$25.002/27/2011 6:52:02 PM
sensible-fund$50.002/28/2011 3:21:33 AM
red-contract-lionheart$25.002/28/2011 10:18:10 AM
magnetic-dedication3$25.002/28/2011 4:50:22 PM
investorrr$70.002/28/2011 10:21:56 PM
Green-Baron$25.002/28/2011 6:49:23 PM
nomad35k$100.003/1/2011 11:05:21 AM
radforj22$25.003/1/2011 1:02:59 PM
RandyL3$25.003/1/2011 2:38:27 PM
shrewd-income$25.003/1/2011 3:55:42 PM
mgking007$27.193/1/2011 7:40:15 PM
worthy-bid8$50.003/2/2011 7:59:27 AM
Preteur$25.003/2/2011 9:13:14 AM
gold-blanket0$50.003/2/2011 9:53:44 AM
durable-investment8$35.003/2/2011 2:33:27 PM
engaging-worth$25.003/2/2011 9:02:14 PM
market-pudding$25.003/3/2011 7:30:16 AM
credit-investor5$50.003/3/2011 9:19:37 AM
ksubd$75.003/3/2011 10:07:12 AM
RememberToForget$50.003/3/2011 7:23:56 AM
debt-force$25.003/3/2011 9:19:35 AM
Astyanax$40.003/3/2011 11:36:16 AM
squarebob$250.003/3/2011 1:08:20 PM
Debt-free-Southern-California$35.153/3/2011 2:43:23 PM
singletrck$25.003/3/2011 10:48:50 AM
auctionator1$55.423/3/2011 12:37:34 PM
commerce-renewal$100.003/3/2011 8:25:58 PM
best-unbeatable-transaction$25.003/3/2011 5:28:51 PM
AFairDeal$75.003/3/2011 6:00:21 PM
interstellar$51.003/4/2011 3:22:17 AM
EmmaDog44$100.003/4/2011 10:42:43 AM
jybank$100.003/4/2011 12:50:48 PM
mflawyer$25.003/4/2011 9:43:13 AM
integrity-doctor$100.003/4/2011 10:07:52 AM
bentonlending$50.003/4/2011 4:33:53 PM
REITRUST$25.003/4/2011 12:40:41 PM
noble-marketplace$25.003/4/2011 2:15:56 PM
chameleon125$25.003/4/2011 9:55:32 PM
Hartfelt$25.003/4/2011 5:23:59 PM
NorthlandAlchemist$72.343/4/2011 10:15:11 PM
awesome-dollar5$29.753/5/2011 8:40:36 AM
FWF-kinetic$100.003/4/2011 9:02:15 PM
Num1Knicks$100.003/4/2011 10:11:02 PM
redmen93$100.003/5/2011 11:41:31 AM
Kyileo$25.003/5/2011 11:10:08 AM
sincere-balance$25.003/5/2011 9:24:26 AM
UncleSafety$100.003/5/2011 11:55:20 AM
GCSS$25.003/5/2011 9:48:30 AM
Soothsayer$55.353/5/2011 12:05:17 PM
DasMula$57.002/24/2011 5:09:18 PM
SolarMoonshine$25.002/24/2011 5:14:29 PM
Azonic21$25.002/24/2011 5:06:30 PM
TikPmp1$25.002/24/2011 5:08:01 PM
macjp123$25.002/24/2011 5:59:42 PM
JustMee$25.002/24/2011 8:49:42 PM
reflective-rupee$100.772/25/2011 5:30:53 AM
bazaar-winner$25.002/24/2011 10:34:17 PM
cloud8$29.012/25/2011 1:32:43 AM
competent-p2p$30.472/25/2011 8:48:09 AM
113121$55.002/25/2011 6:50:40 PM
thankful-nickel2$25.002/26/2011 2:28:45 PM
velocity-winner$25.002/26/2011 8:59:02 PM
loanman2007$50.002/28/2011 5:51:27 AM
kind-resolute-dough$25.002/28/2011 9:43:38 AM
Tylerh$100.002/28/2011 3:03:21 PM
meenan$50.002/28/2011 5:04:19 PM
113121$200.003/1/2011 12:15:35 PM
brainy-repayment5$50.003/1/2011 10:58:20 AM
RyanTH9893$25.003/1/2011 3:06:56 PM
basejump0$30.003/2/2011 12:55:58 AM
kander80$25.003/2/2011 6:24:08 AM
GeorgiaGator$34.583/2/2011 2:01:33 AM
enthralling-deal180$50.003/2/2011 6:17:14 AM
Phantom99$50.003/2/2011 7:03:03 AM
friendly-market5$25.003/2/2011 9:44:58 AM
kulender$50.003/2/2011 1:56:51 PM
nolahelper$25.003/3/2011 6:04:27 AM
the-charming-integrity$30.953/3/2011 6:55:56 AM
12Knocksinna$25.003/3/2011 7:27:18 AM
Sol_Invictus$25.003/3/2011 7:58:06 AM
gold-sushi$25.003/3/2011 8:03:49 AM
smalltown_mn$30.003/3/2011 11:45:15 AM
AM2171$25.003/3/2011 8:58:31 AM
gilbrear$25.003/3/2011 4:15:02 PM
tearingstar$25.003/3/2011 6:51:50 PM
T-L-B$100.003/3/2011 7:29:23 PM
spiff666$25.003/3/2011 8:19:31 PM
important-ore$150.003/4/2011 3:20:48 AM
virgil12$100.003/4/2011 9:40:37 AM
investment-seeker7$25.003/4/2011 10:12:41 AM
fairness-coup8$25.003/4/2011 9:51:36 AM
enchanted-yield4$100.003/4/2011 1:10:43 PM
jlendog$100.003/4/2011 2:03:03 PM
shmily99$25.003/4/2011 10:57:36 AM
mammalian4$100.003/4/2011 11:11:35 AM
mystical-dedication3$100.003/4/2011 3:49:28 PM
ManhattanLender$25.003/4/2011 1:29:53 PM
jdrez$25.003/4/2011 6:42:15 PM
platinum-exec1$300.003/4/2011 8:30:00 PM
GalileoBob$50.003/5/2011 8:15:00 AM
Artist_Blue$25.003/5/2011 9:36:16 AM
nashibaksi$25.003/5/2011 11:57:19 AM
Bank42$100.003/5/2011 6:15:01 AM
new0rleans$100.003/5/2011 7:35:46 AM
garlicguy$150.003/5/2011 9:08:11 AM
repayment-radio$55.723/5/2011 8:28:03 AM
marwadi-62$50.003/5/2011 10:44:20 AM
contract-student2$50.003/5/2011 11:50:46 AM
134 Investments
 
Borrower Payment Dependent Notes Series 495693
This series of Notes was issued and sold upon the funding of the borrower loan #47859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,584.06 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $538.21
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1986 Debt/Income ratio: 16%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:38y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,822Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: sceptre8 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dakota
Purpose of loan: Taxes
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3832
Monthly expenses: $
Housing: $1725
Insurance: $100
Car expenses: $150
Utilities: $250
Phone, cable, internet: $190
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance: $265000.00 Value: $305000.00 (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/28/2011 9:03:16 AM
MadHun$100.002/28/2011 9:04:08 AM
TikPmp1$25.002/28/2011 9:06:33 AM
HamachiMan$50.002/28/2011 9:07:29 AM
BxRealtor$25.002/28/2011 9:03:40 AM
competent-p2p$30.002/28/2011 9:07:49 AM
kind-resolute-dough$25.002/28/2011 9:44:29 AM
reflective-rupee$750.772/28/2011 11:19:50 AM
Bank_Of_XL$25.002/28/2011 2:19:23 PM
brainy-repayment5$50.003/1/2011 10:58:46 AM
loyalty-czar$45.003/1/2011 2:12:20 PM
radforj22$25.003/2/2011 7:01:17 AM
heerzaquestion$50.003/2/2011 9:12:38 AM
ethicalhumanist$50.003/2/2011 2:06:31 PM
gold-sushi$25.003/3/2011 9:28:47 AM
jdrez$25.003/4/2011 6:42:33 PM
inspiring-reward$50.003/6/2011 12:11:54 PM
Fonthill$100.003/6/2011 10:02:57 AM
Cai8899$40.003/6/2011 8:43:36 AM
worldly-community3$50.003/6/2011 11:06:46 AM
Tylerh$100.003/7/2011 10:21:44 AM
richboy56$25.003/8/2011 8:42:28 AM
AM2171$25.003/7/2011 9:44:27 PM
Havana21$25.003/8/2011 11:07:08 AM
durable-investment8$35.003/8/2011 2:27:18 PM
treasure-bliss$48.543/8/2011 11:30:26 AM
firsttouch1$400.003/8/2011 3:52:33 PM
Occhy$50.003/8/2011 12:37:09 PM
integrity-saver$100.003/8/2011 12:39:56 PM
orange-preeminant-bill$25.893/8/2011 11:36:17 AM
SomebodysMom$75.003/8/2011 9:15:55 PM
nickel-ferret$100.003/9/2011 8:46:45 AM
meenan$50.003/8/2011 9:46:58 PM
reward-walnut$43.403/9/2011 3:12:46 PM
shrewd-income$200.003/9/2011 8:31:56 AM
jazz619$25.003/9/2011 6:41:34 PM
peace-maximizer8$25.003/10/2011 4:36:31 AM
be_wise$25.003/10/2011 5:06:50 AM
Ocean713$50.003/10/2011 2:40:36 PM
cash-champ0$25.003/10/2011 6:12:18 AM
wizbiz717$50.003/10/2011 5:27:00 PM
jonn834$25.003/10/2011 5:31:29 PM
Weaverville$50.003/10/2011 7:23:50 AM
greenback-perfume$50.003/10/2011 8:21:50 AM
suave-income397$250.003/10/2011 9:00:38 PM
matt_2006$25.003/10/2011 4:27:02 PM
a-finance-nirvana$25.003/11/2011 1:52:41 AM
bold-careful-finance$50.003/10/2011 6:22:01 PM
efficient-treasure0$25.003/11/2011 7:00:39 AM
commerce-renewal$100.003/10/2011 2:40:00 PM
neighborly-bid$50.003/10/2011 4:01:13 PM
jazzlender$25.003/11/2011 1:41:01 AM
power-secret-agent$25.003/11/2011 4:39:36 AM
alpinaut$25.003/11/2011 5:06:27 AM
ClearLake$25.003/11/2011 6:06:26 AM
Banker2OO7$50.003/11/2011 12:01:57 AM
SecondChanceLendingSERV$25.003/11/2011 9:48:03 AM
anton$1,000.003/11/2011 4:51:29 PM
blissful-penny$38.573/11/2011 5:18:24 PM
Philosonie$25.003/11/2011 12:46:30 PM
friendly-market5$25.003/11/2011 3:32:24 PM
don8ter$25.003/11/2011 3:34:04 PM
a-wealth-visionary$40.003/12/2011 1:15:17 AM
Reputation1$25.003/11/2011 8:26:09 PM
gold-channel2$50.003/11/2011 3:06:51 PM
green-moola-platoon$100.003/11/2011 3:33:07 PM
mobius_titan$25.003/12/2011 2:46:50 AM
lostontheedge$25.003/12/2011 3:11:07 AM
debnac170$50.003/12/2011 9:21:24 AM
invincible-agreement8$100.003/11/2011 5:30:24 PM
MilitaryAV8R$25.003/12/2011 4:39:48 AM
cscott2007$25.003/12/2011 5:26:28 AM
hopeful-truth5$50.003/12/2011 11:22:30 AM
DasMula$100.003/11/2011 7:28:56 PM
sociallender$25.003/12/2011 6:13:50 AM
rcm87$100.003/12/2011 6:36:11 AM
ideal-platinum1$50.003/12/2011 12:31:11 AM
shneb$100.003/12/2011 3:21:35 PM
loot-squirrel6$25.003/12/2011 8:53:36 AM
lamcat2000$25.003/12/2011 3:49:33 PM
treasure-widget$25.003/12/2011 10:26:19 AM
Leopoldine$25.003/12/2011 7:11:07 PM
sbsahm$50.003/12/2011 11:12:26 AM
bjr01$25.003/12/2011 8:48:19 PM
riproaringrapids$25.003/13/2011 1:16:19 AM
UT-Longhorn$25.003/12/2011 6:32:13 AM
well-mannered-marketplace5$25.003/13/2011 9:16:11 AM
iNet_Investor$25.003/12/2011 1:55:57 PM
heerzaquestion$75.003/13/2011 11:56:22 AM
techs$25.003/12/2011 3:41:33 PM
supersarah61$25.003/12/2011 4:31:20 PM
Chauncey_Gardener$100.003/12/2011 4:36:09 PM
LR_Biker$50.003/12/2011 10:33:39 AM
cardinal04$25.003/13/2011 4:51:30 PM
Walkingcowboy$50.003/12/2011 11:31:22 AM
katnmouse$30.003/13/2011 5:32:40 PM
Engineer44$32.003/13/2011 3:57:44 AM
engbusres$46.003/13/2011 7:07:23 PM
platinum-enlightenment$25.003/13/2011 10:14:16 AM
knothead$25.003/12/2011 3:02:16 PM
the-platinum-entrepreneur$200.003/14/2011 12:43:26 AM
JKEnterprises$25.003/12/2011 3:21:03 PM
bid-carrier0$25.003/14/2011 4:56:07 AM
gemoscar$50.003/14/2011 5:41:01 AM
Wart126$25.003/12/2011 5:34:53 PM
godzig$25.003/14/2011 8:41:10 AM
interest-beeper1$25.003/13/2011 5:11:01 PM
cybercop45$25.003/13/2011 8:34:42 AM
ptjg$50.003/13/2011 6:42:24 PM
apeloans$50.003/13/2011 8:11:21 PM
calcloud$25.003/13/2011 11:08:03 AM
balance-gatherer1$25.003/13/2011 11:56:05 PM
silmnzs$25.003/13/2011 1:36:01 PM
lost-money-so-far-on-these$25.003/14/2011 7:45:19 AM
cingular$25.003/13/2011 7:56:01 PM
p2p-voltage$25.003/13/2011 8:36:09 PM
rhodylend$25.003/13/2011 9:16:06 PM
Snoopylover$25.003/14/2011 6:06:13 AM
dca_yyz$25.003/14/2011 6:53:08 AM
competent-p2p$45.002/28/2011 9:15:09 AM
simplelender80$100.002/28/2011 9:03:26 AM
Tradesmanlender$35.002/28/2011 9:06:14 AM
DasMula$27.002/28/2011 9:42:38 AM
reflective-rupee$250.772/28/2011 11:20:09 AM
thankful-nickel2$25.002/28/2011 5:55:26 PM
SolarMoonshine$25.002/28/2011 6:01:29 PM
shawnw2$25.003/1/2011 2:04:57 AM
incbx$50.003/1/2011 8:29:11 AM
squarebob$25.003/2/2011 6:12:32 AM
worthy-bid8$50.003/2/2011 8:00:09 AM
debt-force$25.003/2/2011 6:03:11 AM
ivadood$50.003/3/2011 7:13:53 AM
TeaHouseFinance$25.003/3/2011 7:28:48 PM
important-ore$150.003/4/2011 3:21:02 AM
enthralling-deal180$50.003/4/2011 8:34:00 AM
enchanted-yield4$100.003/4/2011 1:11:26 PM
kulender$100.003/4/2011 2:31:07 PM
Bank42$100.003/5/2011 12:22:21 PM
jmichael23$100.003/5/2011 1:06:51 PM
wkeboarder21$50.003/6/2011 7:10:48 AM
Artist_Blue$25.003/7/2011 6:06:31 AM
asset-professor$50.003/7/2011 4:50:37 PM
orderly-leverage$100.003/7/2011 5:42:27 PM
crazycool$100.003/7/2011 11:47:50 AM
bullwink27$25.003/7/2011 4:48:18 PM
superb-funds335$25.003/7/2011 8:42:05 PM
bountiful-durability$100.003/7/2011 8:57:47 PM
genius520$100.003/8/2011 6:46:38 AM
mizon291$110.003/7/2011 6:45:09 PM
new-ore-venture$250.003/8/2011 9:16:38 AM
gravbox$25.003/8/2011 6:36:50 AM
power-companion7$100.003/8/2011 10:01:52 AM
patriot897$25.003/8/2011 6:32:48 PM
economy-popcorn$25.003/8/2011 10:09:01 PM
pythia$25.003/9/2011 3:05:24 AM
CA-Lender$100.003/9/2011 2:56:27 PM
gold-blanket0$50.003/9/2011 3:11:54 PM
PThor$25.003/9/2011 1:02:35 PM
payout-banker4$25.003/9/2011 6:02:09 PM
Phantom99$50.003/9/2011 3:12:40 PM
top-courteous-peso$50.003/9/2011 3:11:51 PM
credit-kahuna$50.003/10/2011 6:27:39 AM
bigphish$50.003/10/2011 9:06:15 AM
top-basis-majesty$50.003/10/2011 9:32:46 AM
loanman2007$150.003/10/2011 6:00:19 AM
revenue-magnolia$100.003/10/2011 10:19:20 AM
saahilld$25.003/10/2011 1:11:25 PM
Raser$25.003/10/2011 10:51:06 AM
bobby5832708$50.003/10/2011 8:16:23 AM
dollardave$100.003/10/2011 10:21:46 AM
moltopaolo$50.003/11/2011 7:26:29 AM
Preteur$25.003/10/2011 2:40:12 PM
Swabjockey$25.003/10/2011 2:56:32 PM
gracej$25.003/11/2011 9:05:13 AM
nikkiesgrandma$25.003/11/2011 9:16:58 AM
Eagledrop$25.003/10/2011 5:56:10 PM
Florida67$50.003/11/2011 12:11:28 PM
silver-enlightenment0$100.003/11/2011 3:21:01 AM
Rivervale_Westwood$25.003/11/2011 5:31:29 AM
secureincome$750.003/11/2011 5:19:49 PM
ROYFU$25.003/11/2011 1:02:36 PM
MartymartFUND$100.003/11/2011 7:07:13 PM
funtwosay$30.003/11/2011 8:32:16 PM
social-friendship5$50.003/11/2011 9:31:19 AM
kind-genuine-dough$50.003/11/2011 9:33:50 AM
TommyTucker$50.003/11/2011 11:21:14 PM
mysuper74$44.003/11/2011 4:50:23 PM
income-mechanic7$25.003/11/2011 9:39:00 AM
investment-raker8$50.003/11/2011 5:05:25 PM
nalaari$25.003/12/2011 4:07:09 AM
guardian3$25.003/11/2011 12:32:13 PM
IIP77$25.003/12/2011 5:26:20 AM
enigmallc$25.003/11/2011 1:31:13 PM
paceme1$75.093/11/2011 7:50:01 PM
emosspot$25.003/11/2011 4:21:33 PM
katnmouse$30.003/12/2011 8:54:45 AM
LARRY4NY$25.003/12/2011 9:36:17 AM
citytreker$50.003/12/2011 10:23:26 AM
upbeat-investment9$200.003/11/2011 6:10:01 PM
point-kitten6$100.003/12/2011 11:17:57 AM
jescowa$50.003/12/2011 5:48:16 AM
GElender$50.003/12/2011 5:56:47 AM
oceanside$25.003/12/2011 12:02:36 PM
Rulea72$40.913/12/2011 6:22:57 AM
compwhiz$25.003/11/2011 8:31:11 PM
logical-investment4$25.003/11/2011 8:41:02 PM
mammalian4$25.003/12/2011 8:06:20 AM
palace2$100.003/12/2011 5:33:18 PM
LMM1$25.123/12/2011 5:42:00 PM
best-generosity-financier$25.003/12/2011 7:11:28 PM
Pasagam$50.003/13/2011 6:36:06 AM
loanman2007$25.003/13/2011 7:06:43 AM
Soulphoniks-Holdings$100.003/12/2011 7:30:18 AM
OaklandIuMien$50.003/12/2011 2:26:56 PM
Azonic21$25.003/12/2011 9:11:14 AM
deal-enrichment$50.003/12/2011 4:21:08 PM
joyous-revenue4$25.003/13/2011 1:50:09 PM
rlndln$50.003/13/2011 2:46:05 PM
platinum-cargo$100.003/12/2011 5:40:31 PM
Memphis-King$50.003/12/2011 5:42:47 PM
credit-tornado689$100.003/12/2011 10:30:57 AM
emjo1219$25.003/13/2011 3:43:31 PM
trade-elm$30.003/12/2011 11:15:08 AM
billybragg$25.003/13/2011 7:52:25 PM
IndianChief$25.003/13/2011 9:31:06 AM
hidavehi$26.003/13/2011 8:41:23 PM
italisvital$25.003/12/2011 6:04:36 PM
urbanMisfit$25.003/13/2011 1:36:05 PM
gilbrear$25.003/12/2011 6:59:49 PM
credit-scout7$50.003/12/2011 8:21:01 PM
amitkj2000$25.003/13/2011 5:41:03 PM
cognizant-p2p$50.003/13/2011 7:22:56 PM
sclark$50.003/13/2011 9:11:28 PM
thenewkaisersoze$25.003/13/2011 9:25:06 PM
dpdn57$25.003/14/2011 7:21:59 AM
mrwhitlin$25.003/13/2011 2:39:18 PM
worldly-funds$25.003/13/2011 3:15:58 PM
katnmouse$35.003/13/2011 5:32:18 PM
profitable-money$25.003/13/2011 8:03:31 PM
a-restless-dollar$50.003/14/2011 6:14:43 AM
ProModelA$25.003/14/2011 6:30:40 AM
241 Investments
 
Borrower Payment Dependent Notes Series 495721
This series of Notes was issued and sold upon the funding of the borrower loan #47768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2004 Debt/Income ratio: 8%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,288Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: transparency-caramel7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION FOR HIGH INCOME
Purpose of loan: DEBT/CREDIT CARD CONSOLIDATION TO BECOME CREDIT CARD FREE FOR GOOD!!
This loan will be used to... Pay off ALL of my credit cards in full, as well as begin to pay down a student loan that may begin to increase in the near future since it is based off of Prime to improve credit score and reduce the liability of keeping up with multiple pmts.
My financial situation: Good credit, steady employment (same employer since '06 making around $95,000), 401K account to borrow against if necessary (which will all stay in the bond market!). Increased my annual income every year since '06 and plan to do the same in '11.
I am a good candidate for this loan because... My income more than covers my living expenses, allowing me to pay this loan with ease: MOST IMPORTANTLY, I UNDERSTAND THAT MY CREDIT IS MY MOST VALUABLE ASSET!

Monthly net income: $7,896.09
Rent: $850
CC and Student loans: $373.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/25/2011 5:03:37 PM
Kaj$50.002/25/2011 5:04:26 PM
competent-p2p$40.002/25/2011 5:07:26 PM
simplelender80$100.002/25/2011 5:01:16 PM
lloyd_s$25.002/26/2011 1:25:49 AM
reflective-rupee$1,500.772/25/2011 5:43:31 PM
SolarMoonshine$25.002/25/2011 5:08:53 PM
113121$188.562/26/2011 5:32:33 AM
golffish2$200.002/26/2011 7:41:42 AM
durability-halibut$25.002/26/2011 1:26:43 PM
loanman2007$225.002/26/2011 6:27:10 AM
vutah$50.002/26/2011 7:34:59 AM
spiff666$25.002/26/2011 8:57:23 AM
gothampark$25.002/26/2011 10:04:12 AM
barkochva$25.002/26/2011 7:45:22 PM
platinum-scientist9$100.002/27/2011 2:49:34 PM
ingenious-deal6$25.002/27/2011 3:41:20 PM
hopeful-truth5$100.002/27/2011 11:29:08 AM
ready-interest9$25.002/27/2011 10:16:43 PM
the-payout-hug$60.002/27/2011 12:03:36 PM
interstellar$51.002/28/2011 7:24:22 AM
buffalobills$25.002/28/2011 8:07:03 AM
ichibon$50.002/27/2011 5:41:43 PM
brandall$100.002/28/2011 9:56:45 AM
a-finance-nirvana$25.002/28/2011 1:53:47 PM
Astyanax$55.002/28/2011 11:23:11 AM
brightest-dignified-penny$25.002/28/2011 4:26:48 PM
SkinnyFish$25.002/28/2011 1:34:10 PM
Yomain$60.002/28/2011 1:07:39 PM
Requiem$25.002/28/2011 2:52:12 PM
corporatejim$47.782/28/2011 3:27:02 PM
RKLFinancial$25.002/28/2011 4:41:16 PM
all_of_that_one$35.002/28/2011 4:57:50 PM
handy-point5$25.002/28/2011 5:09:00 PM
whatreality$30.183/1/2011 12:27:37 AM
Lubava$25.002/28/2011 5:47:52 PM
global1adventurer$25.002/28/2011 8:24:19 PM
superboss-awesomefist$25.002/28/2011 11:35:24 PM
payment-halo$25.003/1/2011 6:02:20 AM
AtmaSingshu$25.003/1/2011 6:40:24 AM
rockhound84$25.003/1/2011 6:53:45 AM
blue-pragmatic-truth$25.003/1/2011 3:58:28 AM
mlj0671$25.003/1/2011 3:16:11 AM
verdiprr$200.003/1/2011 7:21:38 AM
credit-coach118$33.003/1/2011 9:15:37 AM
csandb$25.003/1/2011 5:16:57 AM
chrisb1414$25.003/1/2011 7:41:22 AM
hokee$25.003/1/2011 7:44:11 AM
FinanceEngine$25.003/1/2011 9:43:35 AM
Tahoeman$25.003/1/2011 8:14:12 AM
Bekim$50.003/1/2011 8:25:40 AM
kwan$25.003/1/2011 10:58:03 AM
cr55595$27.703/1/2011 11:04:12 AM
branaa99$25.003/1/2011 9:07:46 AM
justasoldier$30.003/1/2011 11:19:25 AM
skaught$40.003/1/2011 9:29:07 AM
Rulea72$40.373/1/2011 11:30:56 AM
blue-goal-deal$50.003/1/2011 10:01:08 AM
Invest_in_residual_income$50.003/1/2011 10:11:42 AM
Ty-TY$34.083/1/2011 11:35:58 AM
OSERENKUKU$25.663/1/2011 10:41:19 AM
EarlyRiser$250.003/1/2011 11:12:54 AM
orderly-leverage$100.002/25/2011 5:04:04 PM
DasMula$27.002/25/2011 5:37:45 PM
2grindstones$25.002/25/2011 8:57:14 PM
Wangchuk$25.332/25/2011 5:01:58 PM
Wangchuk$25.002/25/2011 5:02:36 PM
Kash2010lu$25.002/25/2011 5:06:16 PM
liberty-magnate$100.002/25/2011 7:14:10 PM
Finchy78$25.002/25/2011 7:43:49 PM
DHolly$50.002/25/2011 6:02:39 PM
113121$25.002/25/2011 6:35:55 PM
credit-guard5$25.002/25/2011 7:36:24 PM
BangBros$750.002/26/2011 12:18:38 AM
credit-missile$50.002/26/2011 9:21:51 AM
credit-missile$50.002/26/2011 1:50:57 AM
BradP$25.002/26/2011 9:25:44 AM
loss-of-control$150.002/26/2011 1:41:07 PM
penny-plato$25.002/26/2011 4:27:48 PM
thankful-nickel2$25.002/26/2011 2:48:23 PM
thrifty-capital$25.002/26/2011 8:20:56 PM
income-awakening6$25.002/27/2011 7:00:23 AM
fairgirl$25.002/28/2011 7:31:00 AM
magnetic-dedication3$25.002/28/2011 3:05:06 AM
umfan123$25.002/28/2011 7:16:51 AM
greencat$50.002/28/2011 7:24:56 AM
Rogelio48$30.002/28/2011 11:01:54 AM
benefit-flow$25.002/28/2011 1:38:36 PM
power-secret-agent$25.002/28/2011 2:27:46 PM
Artist_Blue$25.002/28/2011 11:32:07 AM
lalivn$25.002/28/2011 11:49:00 AM
sensational-worth7$50.002/28/2011 12:51:03 PM
felicity-daydream$100.002/28/2011 2:14:46 PM
grampy48$30.002/28/2011 1:55:18 PM
careful-compassion$25.002/28/2011 2:48:37 PM
elegant-commerce7$75.002/28/2011 3:16:02 PM
peso-aggregator$50.002/28/2011 4:51:38 PM
jasonblings$32.252/28/2011 7:43:06 PM
Shining-Star$25.002/28/2011 9:57:50 PM
EBITDA$25.003/1/2011 2:18:58 AM
witty-openness$25.002/28/2011 5:39:54 PM
BigBroJake$25.002/28/2011 6:37:02 PM
sudeep104$25.002/28/2011 7:12:05 PM
FeedTheMachine$50.003/1/2011 4:09:05 AM
Mrgiggleswic$63.323/1/2011 5:40:12 AM
Bob450$25.003/1/2011 3:27:27 AM
head$25.003/1/2011 9:00:51 AM
dblakels$25.003/1/2011 9:04:19 AM
payment-halo$25.003/1/2011 6:01:58 AM
realestate6606$183.003/1/2011 9:35:06 AM
contract-student2$50.003/1/2011 10:16:28 AM
leverage-monger$60.003/1/2011 10:36:07 AM
ammasv$25.003/1/2011 10:43:00 AM
113 Investments
 
Borrower Payment Dependent Notes Series 495821
This series of Notes was issued and sold upon the funding of the borrower loan #47821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1976 Debt/Income ratio: 6%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 4 Current / open credit lines: 6 / 4Length of status:3y 6m
Amount delinquent: $3,013 Total credit lines: 19 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $27Stated income:$100,000+
Delinquencies in last 7y: 38 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: momentous-interest1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
161
Purpose of loan:
This loan will be used to renovate my existing home.

My financial situation:
I am a good candidate for this loan because my income will allow me to make the monthly payments and I can setup a direct withdrawal from my account to assure the payments are made timely.


Monthly net income: $7,400
Monthly expenses: $ 300
Housing: $ 2,200
Insurance: $ 100
Car expenses: $0
Utilities: $50
Phone, cable, internet: $ 200
Food, entertainment: $ 100 (lunch and dinner provide by employer M-F)
Clothing, household expenses: $ 1500 (a year)
Credit cards and other loans: $ 80 (student loan)
Other expenses: $ NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your current and past delinquencies and public record. Thanks - reflective-rupee
A: Dear Sir or Madam, I was unable to secure credit when I was in college and needed to use my credit cards to pay bills. I have since been able to keep my credit card debt low and make payments on a timely basis. (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/5/2011 12:06:09 PM
zotzot$25.993/5/2011 12:32:22 PM
jmichael23$100.003/5/2011 1:06:39 PM
Cai8899$25.003/6/2011 8:42:44 AM
soulful-truth$100.003/6/2011 5:41:57 PM
plentiful-gain3$50.003/7/2011 4:31:14 PM
open-minded-deal$100.003/7/2011 4:59:07 PM
Bob450$25.003/7/2011 5:30:47 PM
rhin0cerx$50.003/8/2011 9:44:46 AM
OrdiNance$47.273/8/2011 6:16:54 AM
Artist_Blue$25.003/8/2011 10:30:32 AM
CA-Lender$100.003/8/2011 3:16:53 PM
reward-walnut$50.003/8/2011 4:16:41 PM
a-finance-nirvana$25.003/8/2011 11:31:13 AM
tnjohnso$25.003/8/2011 12:08:04 PM
patriot897$25.003/8/2011 6:35:19 PM
worthy-bid8$50.003/8/2011 4:13:59 PM
108lender$200.003/9/2011 9:18:16 AM
shrewd-income$200.003/9/2011 8:28:13 AM
payout-banker4$25.003/9/2011 6:01:25 PM
mrsp2e$100.003/10/2011 12:07:43 PM
chkrvrty$50.003/10/2011 4:21:32 AM
loanman2007$175.003/10/2011 6:08:11 AM
ingenious-deal6$25.003/10/2011 2:05:57 PM
indomitable-dedication$50.003/11/2011 2:28:33 PM
logical-investment4$25.003/11/2011 8:37:42 PM
social-friendship5$50.003/11/2011 9:32:53 AM
kind-genuine-dough$25.003/11/2011 9:35:34 AM
chungfang$100.003/11/2011 1:31:56 PM
kind-adventurous-finance$50.003/12/2011 8:47:11 AM
treasure-widget$25.003/12/2011 10:27:24 AM
point-kitten6$100.003/12/2011 11:18:28 AM
finance-vault$25.003/12/2011 9:02:03 PM
suave-dime6$25.003/13/2011 3:42:33 PM
tech310$50.003/13/2011 8:31:53 PM
Weaverville$50.003/13/2011 5:48:06 PM
GInBaghdad$25.003/14/2011 12:51:52 PM
debt-force$25.003/14/2011 4:41:47 PM
Yomain$60.003/14/2011 1:07:41 PM
yield-trader$50.003/14/2011 10:07:07 AM
the-discrete-income$76.533/14/2011 1:33:13 PM
LAM26$25.003/14/2011 5:33:26 PM
treasure-bliss$50.003/14/2011 5:37:04 PM
investment-mountain$25.003/14/2011 3:11:24 PM
able2help$25.003/14/2011 5:53:12 PM
sharpchicago$50.003/14/2011 5:53:18 PM
zigzagz03$50.003/14/2011 5:53:26 PM
credit-wheel7$25.003/14/2011 5:54:08 PM
robust-trade$73.623/14/2011 5:55:02 PM
wtrboy$50.003/14/2011 5:58:12 PM
capitalist2010$52.763/14/2011 5:26:49 PM
Trevor_C$25.003/14/2011 5:32:33 PM
asiaratt$50.003/14/2011 5:34:31 PM
festeringsnot$25.003/14/2011 1:30:54 PM
payment-gusto$25.003/14/2011 5:36:15 PM
CEK360$135.003/14/2011 1:32:32 PM
ssanders82$25.003/14/2011 5:38:09 PM
newest-generous-income$25.003/14/2011 5:53:09 PM
Fonthill$50.003/14/2011 5:54:07 PM
worldly-money4$150.003/14/2011 2:33:20 PM
investmentgroup$25.003/15/2011 1:12:39 AM
studio3d$25.003/14/2011 5:58:38 PM
Sibelius2$25.003/15/2011 1:27:02 AM
contract-maracas$28.773/14/2011 6:00:29 PM
wise-balanced-moola$25.003/15/2011 1:52:43 AM
american-investor$25.003/15/2011 1:54:45 AM
jga516$25.003/14/2011 6:35:57 PM
DadWarbucks$27.343/14/2011 4:56:07 PM
irrelevant$25.003/14/2011 7:21:11 PM
Wellman$50.003/15/2011 3:56:12 AM
worker943$50.003/14/2011 5:34:58 PM
utopia14$25.003/14/2011 5:36:17 PM
mobius404$25.003/15/2011 1:32:26 AM
gold-blanket0$25.003/14/2011 5:38:11 PM
stock106$25.003/15/2011 1:46:21 AM
fund-companion4$25.003/15/2011 1:49:14 AM
visionary-currency$44.543/15/2011 1:55:12 AM
browneyegravy$25.003/14/2011 5:53:10 PM
famous-bill$25.003/14/2011 5:54:01 PM
DreDub$50.003/14/2011 5:54:05 PM
SWAMPBUGGY$25.003/15/2011 8:42:32 AM
DeltaGambler$50.003/15/2011 8:46:06 AM
radforj22$25.003/15/2011 2:08:53 AM
zone6$39.803/15/2011 2:44:41 AM
moola-wildebeest3$50.003/14/2011 5:58:10 PM
loyalty-spartan$25.003/14/2011 5:58:33 PM
PaulW$25.003/15/2011 1:02:14 AM
finagler$25.003/15/2011 1:08:59 AM
Dubbs360$25.003/15/2011 1:25:51 AM
interstellar$51.003/15/2011 1:35:00 AM
peso-aggregator$25.003/15/2011 1:22:42 PM
GracieLuLu04$25.003/15/2011 9:10:22 AM
NoCal$25.003/15/2011 1:53:52 AM
MylesNH$25.003/15/2011 1:55:00 AM
jazzlender$25.003/15/2011 1:55:24 AM
investment-comet$25.003/15/2011 2:08:44 AM
durability-mad-scientist4$50.003/15/2011 1:38:39 PM
note-sphinx$50.003/15/2011 1:38:54 PM
newest-inspiring-power$25.003/15/2011 1:39:17 PM
established-treasure875$25.003/15/2011 1:39:38 PM
ezg$50.003/15/2011 1:40:08 PM
Hanalei712$50.003/15/2011 9:38:09 AM
witchynana55$25.003/15/2011 1:40:39 PM
flwah$25.003/15/2011 1:41:52 PM
money-bauble$100.003/15/2011 1:42:01 PM
amf$25.003/15/2011 1:43:04 PM
lost-money-so-far-on-these$25.003/15/2011 9:57:36 AM
profit-powerplant$25.003/15/2011 1:49:29 PM
pkn62572$25.003/15/2011 6:32:28 AM
worthy-loot8$25.003/15/2011 2:51:50 PM
CLMnCWC$25.003/15/2011 1:33:27 PM
auction-architect7$50.003/15/2011 1:39:42 PM
oreyedoc$50.003/15/2011 1:40:51 PM
DonaldColorado$50.003/15/2011 1:41:00 PM
hopeful-asset9$25.003/15/2011 1:41:08 PM
bajaruss$25.003/15/2011 4:45:53 PM
pound-ace$50.003/15/2011 4:47:06 PM
buyrite334$25.003/15/2011 3:31:24 PM
techs$25.003/15/2011 9:58:28 AM
Lubava$120.003/15/2011 5:20:12 PM
PThor$25.003/15/2011 5:26:11 PM
amusement4$100.003/15/2011 5:26:55 PM
UT-Longhorn$25.003/15/2011 5:27:04 PM
compassion-paladin042$25.003/15/2011 4:46:06 PM
km007$25.003/15/2011 4:46:23 PM
mrfrog$25.003/15/2011 4:46:59 PM
firewomin$50.003/15/2011 11:18:13 AM
macbeck22$25.003/15/2011 4:47:14 PM
SDNLR$25.003/15/2011 4:50:00 PM
trapper569$25.003/15/2011 6:26:18 PM
barefootpaul$25.003/15/2011 1:06:09 PM
silver-enlightenment0$66.213/15/2011 5:03:44 PM
topper480$50.003/15/2011 1:38:30 PM
Jethro12$25.003/15/2011 1:39:14 PM
Invest4kids$30.003/15/2011 1:39:51 PM
shur$25.003/15/2011 1:40:06 PM
Georgetastic$25.003/15/2011 1:43:10 PM
webappersn$25.003/15/2011 6:06:03 PM
magnolia161$50.003/15/2011 2:06:28 PM
srspank24$50.003/15/2011 9:41:46 PM
wattboy$254.583/15/2011 7:33:00 PM
ivy-league-MBA$25.003/16/2011 12:51:13 AM
hopeful-truth5$100.003/15/2011 8:31:00 PM
silverloan$25.003/16/2011 1:31:51 AM
tastytitan$50.003/16/2011 1:32:15 AM
whistle4$40.003/15/2011 4:16:13 PM
platinum-czar$191.333/15/2011 10:22:58 PM
joshua18$25.003/15/2011 5:26:16 PM
symbiosis$100.003/15/2011 5:26:27 PM
SDKiwi$25.003/16/2011 1:13:53 AM
ChiPhi49083$61.183/15/2011 8:13:24 PM
muirheaj$25.003/15/2011 8:20:32 PM
slushfunder$50.003/15/2011 8:41:03 PM
Digs$25.003/16/2011 1:23:21 AM
coolnatkat$25.003/16/2011 1:31:33 AM
point-sasquatch$25.003/5/2011 12:13:08 PM
reflective-rupee$300.333/5/2011 12:18:01 PM
SFBank$100.003/5/2011 5:37:05 PM
competent-p2p$101.003/5/2011 6:40:12 PM
87Marc$25.003/5/2011 10:31:12 PM
autonomous-truth$100.003/7/2011 1:16:00 PM
KarlMarx$25.003/7/2011 12:51:08 PM
peso-aggregator$25.003/7/2011 6:30:27 PM
reflective-rupee$1,300.333/8/2011 8:32:10 AM
power-companion7$100.003/8/2011 10:03:14 AM
loan-kung-fu$100.003/9/2011 5:17:44 AM
thelovebug$100.003/9/2011 12:51:42 PM
important-openness1$50.003/10/2011 4:16:38 PM
top-basis-majesty$50.003/10/2011 9:35:02 AM
musegaze$100.003/11/2011 6:11:43 AM
SecondChanceLendingSERV$25.003/11/2011 9:10:45 AM
gold-channel2$25.003/11/2011 3:06:50 PM
rcm87$100.003/12/2011 6:30:32 AM
unforgettable-market3$100.003/11/2011 10:58:25 PM
IIP77$25.003/12/2011 5:35:20 AM
FeedTheMachine$100.003/12/2011 8:26:16 AM
Rob717171$50.003/12/2011 7:41:46 AM
mummey$50.003/14/2011 11:11:14 AM
Mariner3605$25.003/14/2011 1:33:21 PM
kulender$100.003/14/2011 4:37:53 PM
Rogesparkguy$25.003/14/2011 4:40:36 PM
graceful-investment$100.003/14/2011 5:27:57 PM
wind183$100.003/14/2011 1:30:41 PM
foxtrot12$100.003/14/2011 1:31:07 PM
payment-silo$25.003/14/2011 5:34:28 PM
DreamsDoComeTrue$100.003/14/2011 2:17:23 PM
green-thoughtful-yield$50.003/14/2011 5:35:11 PM
w3alter$50.003/14/2011 3:36:27 PM
motivator72$25.003/14/2011 5:53:10 PM
prudent-gain7$25.003/14/2011 5:53:15 PM
haplender$50.003/14/2011 5:53:19 PM
desertoasis$25.003/14/2011 5:53:59 PM
genius520$100.003/14/2011 4:40:47 PM
wwwUniversal$25.003/14/2011 5:57:19 PM
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special-peso$50.003/14/2011 5:36:38 PM
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satisfying-durability$25.003/14/2011 9:26:01 PM
anton$25.003/14/2011 1:39:08 PM
DAI-International$50.003/14/2011 5:53:29 PM
proud-gold9$50.003/14/2011 5:57:11 PM
agiovasil$25.003/14/2011 5:57:18 PM
orange-preeminant-bill$50.003/14/2011 5:58:49 PM
the-profit-oracle$25.003/14/2011 5:59:12 PM
fareast_man$25.003/14/2011 3:26:09 PM
lcole32$25.003/15/2011 1:33:01 AM
shrewd-peace7$45.703/15/2011 1:53:48 AM
gold-commander0$50.003/15/2011 2:02:31 AM
sensible-order2$100.003/15/2011 2:07:12 AM
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minddoc$25.003/14/2011 5:36:19 PM
Turtlebear44$31.253/15/2011 1:43:40 AM
bid-computer$25.003/14/2011 5:53:05 PM
social-conductor4$25.003/14/2011 5:53:15 PM
five-star-note$25.003/14/2011 5:54:04 PM
rapid-credit428$25.003/15/2011 2:04:15 AM
studious-principal5$25.003/14/2011 5:57:09 PM
inventive-wealth2$25.003/14/2011 5:57:50 PM
AF-Chief$50.003/14/2011 5:58:31 PM
codavee$100.003/14/2011 6:00:18 PM
commerce-renewal$100.003/14/2011 6:00:25 PM
jonnysixgun$34.993/15/2011 6:38:46 AM
peruse$25.003/15/2011 9:43:41 AM
kanpur63$50.003/14/2011 9:26:11 PM
RMB-Investments$50.003/15/2011 8:53:49 AM
gizzywump$50.003/15/2011 12:17:19 PM
HHP$39.643/15/2011 1:35:07 AM
five-star-note$500.003/15/2011 1:27:25 PM
elegant-loot$25.003/15/2011 2:06:24 AM
velocity-solo$25.003/15/2011 2:06:54 AM
Nikelaos$30.003/15/2011 1:39:07 PM
Lam0nt$25.003/15/2011 1:39:45 PM
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cash-medalist3$25.003/15/2011 1:40:35 PM
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kindness-hickory5$50.003/15/2011 7:06:43 AM
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whartonmba$25.003/15/2011 1:38:27 PM
worthy-truth$25.003/15/2011 1:39:03 PM
Jloaner$50.003/15/2011 1:39:10 PM
finance-scout2$50.003/15/2011 1:40:56 PM
DDHMoney$25.003/15/2011 1:41:46 PM
gothampark$25.003/15/2011 8:55:27 AM
ticketman2$25.003/15/2011 4:46:14 PM
HedgeFund$50.003/15/2011 5:26:42 PM
well-mannered-marketplace5$25.003/15/2011 5:26:53 PM
bonus-powerplant$50.003/15/2011 4:47:12 PM
WolRab$50.003/15/2011 1:22:07 PM
1phantom$25.003/15/2011 1:38:33 PM
PittsburghMark$25.003/15/2011 1:39:23 PM
market-walnut5$25.003/15/2011 1:39:26 PM
loss-of-control$100.003/15/2011 5:16:17 PM
Lender0424$50.003/15/2011 1:40:03 PM
xzec777$50.003/15/2011 1:40:21 PM
deal-enrichment063$50.003/15/2011 1:41:40 PM
Gibbyland$100.003/15/2011 1:42:25 PM
Ocean713$50.003/15/2011 5:26:10 PM
inspired-duty5$50.003/15/2011 5:26:44 PM
rogue_monster$25.003/15/2011 1:51:10 PM
dollar-sonnet3$50.003/15/2011 1:51:32 PM
Redeast$25.003/15/2011 8:22:57 PM
chato2345$44.603/15/2011 6:16:38 PM
well-mannered-income3$70.003/15/2011 6:23:24 PM
rate-mogul$50.003/15/2011 7:03:30 PM
benefit-boots$25.003/15/2011 3:27:08 PM
kendallv$25.003/16/2011 1:23:42 AM
leodaguy$25.003/15/2011 9:23:41 PM
Mr_Katana$25.003/15/2011 9:27:25 PM
Perksunlimited$50.003/15/2011 5:26:13 PM
Cheburashka$25.003/16/2011 1:22:48 AM
persevering$31.793/16/2011 1:32:09 AM
gentle-coin$25.003/15/2011 7:56:03 PM
shrewd-peace7$25.003/15/2011 11:29:40 PM
FASTIZIO_P$25.003/16/2011 12:57:05 AM
Sixmil$27.293/16/2011 1:18:10 AM
280 Investments
 
Borrower Payment Dependent Notes Series 495849
This series of Notes was issued and sold upon the funding of the borrower loan #47816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1986 Debt/Income ratio: 42%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,747Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: elevated-treasure0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom
Purpose of loan:
This loan will be used to...consolidate pay off credit cards

My financial situation:
I am a good candidate for this loan because...i always pay my bills


Monthly net income: $1380
Monthly expenses: $ 1017
Housing: $ 0
Insurance: $ 0
Car expenses: $ 150
Utilities: $ 200
Phone, cable, internet: $ 99
Food, entertainment: $ 200
Clothing, household expenses: $ 75
Credit cards and other loans: $ 293
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us the nature of your revolving debt? Is it all credit cards? How much will this loan lower your monthly payment? - zotzot
A: Thank you for your consideration. Yes. Some of it was for my daughter...she was at a school out of state to help her get back on track. It was in the middle of no-where and very expensive. Some of it went for med runs, Dr, Dentist, clothes, etc. It will lower my payment $25, but I will only have the one payment as opposed to four payments. Also, as I build my credit back up, it will look better on my credit report. (Mar-08-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My husband and I are living in two separate households. He pays the mortgage and the second and I just pay utilities where I live. (Mar-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$25.003/8/2011 9:14:10 AM
ingenious-deal6$25.003/8/2011 9:03:23 AM
Tylerh$100.003/8/2011 9:07:15 AM
2grindstones$25.003/8/2011 10:05:25 AM
suave-dime6$25.003/8/2011 9:05:25 AM
sturdy-peace9$33.003/8/2011 3:48:19 PM
restless-dime$25.003/8/2011 9:06:51 AM
nickel-hickory$100.003/8/2011 10:01:34 AM
kttalamo$50.003/8/2011 9:03:03 PM
SDD123$25.003/8/2011 7:29:00 PM
Moe87$25.003/9/2011 3:43:08 AM
mrxtravis$25.003/8/2011 7:06:13 PM
loan-kung-fu$100.003/9/2011 5:18:13 AM
zotzot$25.443/9/2011 2:55:42 PM
Lubava$100.003/11/2011 8:43:01 AM
108lender$200.003/10/2011 7:31:40 PM
DUDICO2006$25.003/13/2011 1:21:58 PM
Weaverville$50.003/13/2011 5:48:32 PM
genelinist$75.003/14/2011 11:45:11 AM
capital-halo1$40.693/14/2011 1:28:24 PM
MadHun$200.003/14/2011 4:48:16 PM
best-ingenious-funds$25.003/14/2011 9:29:41 AM
bassman46$100.003/14/2011 1:30:21 PM
Reliance_Banker$25.003/14/2011 12:05:04 PM
debt-force$25.003/14/2011 6:02:27 PM
JauaFlash$25.003/14/2011 6:46:29 PM
EarlyRiser$175.893/14/2011 5:58:05 PM
successful-generosity$25.003/14/2011 6:02:10 PM
impala6464$95.753/14/2011 6:39:43 PM
shrewd-income$25.003/14/2011 6:49:10 PM
bid-caballero$25.003/14/2011 7:14:50 PM
simplelender80$100.003/8/2011 9:02:38 AM
greencat$50.003/8/2011 9:04:11 AM
ryclsun$50.003/8/2011 9:05:45 AM
reflective-rupee$100.333/8/2011 9:20:32 AM
favorite-commerce$50.003/8/2011 9:17:31 AM
power-companion7$100.003/8/2011 10:12:19 AM
CA-Lender$100.003/8/2011 3:17:21 PM
larryboy10$50.003/8/2011 7:03:56 PM
ladyopium$25.003/8/2011 6:49:16 PM
wild-orange$50.003/9/2011 4:01:28 AM
patriot897$25.003/8/2011 6:35:46 PM
SFBank$50.003/8/2011 7:30:11 PM
worthy-bid8$25.003/9/2011 6:31:13 AM
cash-raccoon$25.003/9/2011 7:16:36 AM
EretzCapital$25.003/9/2011 8:43:21 AM
houli123$100.003/9/2011 9:22:58 AM
Bob450$25.003/10/2011 1:28:10 AM
GS-ROCK$25.003/10/2011 9:48:28 AM
kind-genuine-dough$25.003/11/2011 9:36:19 AM
musegaze$100.003/11/2011 6:12:00 AM
rupee_power$26.003/11/2011 9:57:16 AM
kindness-venture1$25.003/11/2011 7:23:24 AM
SecondChanceLendingSERV$25.003/11/2011 8:55:17 AM
chungfang$100.003/11/2011 1:32:17 PM
rcm87$100.003/12/2011 6:31:11 AM
zone6$78.983/12/2011 11:22:50 AM
FeedTheMachine$100.003/12/2011 8:26:42 AM
worldly-money4$100.003/12/2011 4:42:35 PM
alphabet76$25.003/14/2011 12:23:03 AM
sappy02$25.003/14/2011 1:00:22 PM
tech310$50.003/13/2011 8:32:14 PM
Kaj$50.003/14/2011 4:58:03 PM
Artist_Blue$25.003/14/2011 5:37:42 PM
Makingitrain$25.003/14/2011 5:58:42 PM
umfan123$25.003/14/2011 4:48:23 PM
the_finance_guru$100.003/14/2011 7:25:55 PM
mammalian4$25.003/14/2011 1:39:06 PM
velocity-motivator6$25.003/14/2011 4:56:40 PM
dollar-sonnet3$50.003/14/2011 5:55:11 PM
auction-refuge1$73.923/14/2011 7:32:13 PM
71 Investments
 
Borrower Payment Dependent Notes Series 495891
This series of Notes was issued and sold upon the funding of the borrower loan #47843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2000 Debt/Income ratio: 10%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 8Length of status:7y 11m
Amount delinquent: $6,431 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,348Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: blazing-treasure5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stable employ.-Debt Consolidation
This loan will be used to conslidate 2 loans and 2 credit cards that are currently at a higher interest rate. I currently pay $600 per a month for these 4 payments and this loan will reduce my monthly expenses by almost $400.

My financial situation: I have been employeed with the same company for 8 years (it will be 8 years in March). I have a steady realiable income. My credit took a hit during a seperation from my husband and I am trying to rebuild it now.
I am a good candidate for this loan because this loan will actually reduce my monthly expense. I am already currently paying my monthly expense so this loan will not over extend my income

Monthly net income: $6,500
Housing: $2,200
Insurance: $ 125
Car expenses: $ 800 (my car is paid for but I travel for work-this amount is for gas)
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 300
Credit cards and other loans: $ 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are your current delinquencies? Thanks. - squarebob
A: Hello thank you for your question. All 4 are tied in with my husband. Three of them are attached to the home which he is living- he has stopped paying the mortgage, 2nd mortgage, and a home equity line. The home equity line and the fourth deliquency (which is a personal loan) I didn't even know about until everything fell apart. I am working on disputing those now because I didn't sign the paperwork he did. As far as the 2 mortgage loans I will have to wait and see what happens in court. (Feb-28-2011)
Q: What's your job? Thanks. - squarebob
A: Hello and thank you for your question. I am a RVP for a mutilfamily company. (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ScottyJ$25.002/28/2011 9:24:06 AM
Kaj$50.002/28/2011 9:06:44 AM
competent-p2p$30.002/28/2011 9:07:41 AM
greencat$50.002/28/2011 9:21:58 AM
red-contract-lionheart$25.002/28/2011 10:28:16 AM
social-heart$100.002/28/2011 10:31:05 AM
Artist_Blue$25.002/28/2011 11:31:26 AM
responsible-worth113$25.003/1/2011 10:05:44 AM
a-finance-nirvana$25.003/1/2011 12:56:05 PM
basis-image$25.003/2/2011 5:01:01 PM
fund-baker$25.003/3/2011 9:41:14 AM
ready-p2p4$50.003/3/2011 10:44:20 AM
gold-blanket0$25.003/3/2011 6:55:22 PM
open-minded-deal$100.003/4/2011 9:24:44 AM
payment-gusto$25.003/4/2011 10:14:28 AM
moola-pillow$25.003/4/2011 2:35:44 PM
point-sasquatch$25.003/4/2011 2:41:04 PM
jiggaman7$50.003/4/2011 2:07:20 PM
purpledog18$50.003/5/2011 8:36:30 AM
wwwUniversal$25.003/5/2011 3:29:08 PM
Bob450$25.003/5/2011 12:41:56 PM
desertoasis$25.003/5/2011 12:53:23 PM
VJ_Financial$100.003/5/2011 1:42:38 PM
the-profit-oracle$25.003/5/2011 3:08:45 PM
asiaratt$50.003/5/2011 6:23:15 PM
melodious-openness$100.003/5/2011 9:19:26 PM
radforj22$25.003/5/2011 6:29:04 PM
Fonthill$50.003/6/2011 10:06:12 AM
RMI_Babylon$25.003/6/2011 10:19:25 AM
Cai8899$25.003/6/2011 8:41:34 AM
soulful-truth$100.003/6/2011 5:41:21 PM
Bomber$25.003/7/2011 5:00:57 AM
CatFunded$25.003/6/2011 1:18:37 PM
trident8$25.003/6/2011 11:13:24 AM
interstellar$75.003/6/2011 9:11:06 PM
IIP77$25.003/6/2011 9:26:34 PM
HenryS$50.003/6/2011 2:01:46 PM
gold-cluster$100.003/6/2011 2:35:34 PM
1phantom$25.003/7/2011 4:56:24 AM
icon7$50.003/6/2011 6:03:26 PM
frogperson$200.003/6/2011 9:17:19 PM
golffish2$100.003/7/2011 4:42:53 AM
suave-dime6$25.002/28/2011 9:05:57 AM
simplelender80$200.002/28/2011 9:02:09 AM
HamachiMan$50.002/28/2011 9:07:32 AM
successful-generosity$25.002/28/2011 9:46:49 AM
ingenious-deal6$25.002/28/2011 9:07:11 AM
competent-p2p$25.002/28/2011 9:13:54 AM
BigBroJake$25.002/28/2011 6:47:27 PM
sappy02$25.003/1/2011 9:16:28 AM
wadkuzma$27.253/1/2011 10:46:39 AM
droopie1$25.003/1/2011 10:48:00 AM
heroic-deal7$50.003/1/2011 11:43:17 AM
MadHun$200.003/1/2011 4:57:38 PM
umfan123$25.003/2/2011 1:36:38 AM
debt-force$25.003/2/2011 6:03:13 AM
worthy-bid8$25.003/2/2011 8:01:53 AM
mrxtravis$25.003/2/2011 10:46:07 AM
shmb6508$200.003/2/2011 10:43:24 AM
Ruckus888$50.003/2/2011 1:25:28 PM
cash-raccoon$25.003/3/2011 7:28:48 AM
helpful-credit156$35.003/3/2011 12:02:05 PM
commerce-renewal$100.003/3/2011 8:21:05 PM
special-peso$50.003/4/2011 3:31:24 PM
orderly-leverage$100.003/4/2011 1:44:34 PM
unger$215.003/5/2011 9:13:59 AM
velocity-motivator6$100.003/5/2011 6:16:58 AM
ryclsun$50.003/5/2011 8:37:17 AM
moola-tulip1$25.003/5/2011 12:18:01 PM
spiff666$25.003/5/2011 4:41:27 PM
five-star-note$25.003/5/2011 5:54:06 PM
DreDub$50.003/5/2011 10:16:43 PM
famous-bill$25.003/6/2011 6:56:41 AM
capital-halo1$500.003/5/2011 8:11:15 PM
trapperdc$100.003/6/2011 7:29:54 AM
mikelance7$25.003/6/2011 5:33:44 PM
loss-of-control$100.003/6/2011 9:03:20 AM
helping-out$125.003/6/2011 4:04:19 PM
Gibbyland$100.003/6/2011 1:41:23 PM
flwah$25.003/7/2011 3:51:26 AM
Starfin-Capital-Management$117.753/7/2011 5:28:22 AM
81 Investments
 
Borrower Payment Dependent Notes Series 496115
This series of Notes was issued and sold upon the funding of the borrower loan #47787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1974 Debt/Income ratio: 10%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,008Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: value-spilunker0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...Daughter's Wedding May 2011

My financial situation:
I am a good candidate for this loan because...I receive a guaranteed pension , I also work as a caregiver and I started a pest control business [2010] that will continue to grow this year.


Monthly net income: $5600
Monthly expenses: $
Housing: $1720
Insurance: $
Car expenses: $169
Utilities: $306
Phone, cable, internet: $178
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Balance = 190,000 No second mortgage No heloc Sales of existing,comparable homes, 240,000-250,000 (Mar-07-2011)
Q: Why do you have 15 delinquencies in last 7 yrs? Thanks - RecoveryLender
A: I became over extended due to my childrens tuition obligations and made a terrible mistake in prioritizing due bills.I have since cleared all the bills up and have been moving forward with rebuilding my credit worthiness. I have not been late in the last 3 years. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ryclsun$50.003/5/2011 12:15:34 PM
squarebob$25.003/5/2011 12:23:36 PM
simplelender80$100.003/5/2011 12:06:12 PM
worthy-bid8$25.003/5/2011 12:11:35 PM
velocity-motivator6$100.003/5/2011 12:14:25 PM
lloyd_s$25.003/5/2011 1:21:29 PM
87Marc$25.003/5/2011 10:31:12 PM
asset-professor$25.003/5/2011 6:31:27 PM
competent-p2p$35.003/5/2011 6:39:49 PM
kindness-launcher$1,000.003/7/2011 8:21:52 AM
greencat$50.003/7/2011 7:07:50 AM
trapperdc$100.003/7/2011 11:43:39 AM
best-ingenious-funds$25.003/7/2011 4:58:11 PM
loss-of-control$100.003/7/2011 5:46:40 PM
Reliance_Banker$25.003/7/2011 1:34:48 PM
Shining-Star$100.003/7/2011 9:34:20 PM
impala6464$139.003/7/2011 9:59:02 PM
340$25.003/8/2011 1:04:51 AM
BigGuyBank$27.773/8/2011 4:41:33 AM
melodious-openness$133.103/7/2011 7:46:43 PM
moola-monger9$50.003/8/2011 9:37:25 AM
interstellar$51.003/7/2011 5:51:14 PM
active-fairness3$25.003/8/2011 9:49:16 AM
zorg77$25.003/8/2011 6:28:00 AM
mpatrick$25.003/8/2011 8:25:58 AM
Tylerh$100.003/7/2011 7:18:55 PM
terrific-return$26.413/7/2011 9:06:30 PM
mrsp2e$25.003/8/2011 10:27:46 AM
debt-force$25.003/8/2011 12:09:58 PM
Zipcut$100.003/8/2011 10:15:37 AM
EarlyRiser$44.763/8/2011 10:23:30 AM
greenback-guard$25.003/8/2011 11:25:53 AM
ingenious-deal6$25.003/5/2011 12:08:38 PM
point-sasquatch$25.003/5/2011 12:13:10 PM
purpledog18$50.003/5/2011 12:15:13 PM
cloud8$40.003/5/2011 4:24:23 PM
suave-dime6$25.003/5/2011 12:10:51 PM
kulender$50.003/5/2011 1:01:18 PM
Kash2010lu$25.003/5/2011 12:36:08 PM
VJ_Financial$100.003/5/2011 6:04:31 PM
ThisGuyIKnow$25.003/5/2011 2:30:28 PM
dedicated-diversification5$65.303/5/2011 4:14:51 PM
Cai8899$25.003/6/2011 8:42:44 AM
MadHun$200.003/5/2011 7:37:53 PM
mrxtravis$25.003/6/2011 5:46:15 PM
Gibbyland$100.003/6/2011 1:36:36 PM
soulful-truth$100.003/6/2011 5:41:58 PM
contract-lionheart$190.003/7/2011 9:00:21 AM
frogperson$200.003/6/2011 9:18:49 PM
droopie1$25.003/6/2011 9:49:13 PM
responsible-worth113$25.003/7/2011 12:20:36 PM
HelpfulLender1$25.003/8/2011 6:38:50 AM
sappy02$25.003/7/2011 4:54:46 PM
red-contract-lionheart$25.003/8/2011 7:27:44 AM
Lubava$50.003/7/2011 7:13:00 PM
astro128$25.003/8/2011 8:49:31 AM
cbivitz$150.003/7/2011 7:50:20 PM
Bob450$25.003/8/2011 9:21:54 AM
Makingitrain$25.003/8/2011 9:34:34 AM
168RichCapital$25.003/8/2011 9:42:15 AM
red-favorable-basis$100.003/7/2011 6:03:32 PM
social-zebra$26.003/8/2011 8:58:07 AM
capital-halo1$58.753/8/2011 11:35:16 AM
Kqwik$25.003/7/2011 10:01:28 PM
rhin0cerx$50.003/8/2011 9:44:47 AM
power-companion7$100.003/8/2011 10:11:32 AM
EmmaDog44$25.003/8/2011 12:27:57 PM
spiff666$25.003/8/2011 6:58:13 AM
ekmendenhall$100.003/8/2011 8:33:15 AM
dogtime19$75.003/8/2011 11:14:48 AM
a-finance-nirvana$25.003/8/2011 11:31:19 AM
balanced-return5$25.003/8/2011 12:45:39 PM
a-progressive-note$12.913/8/2011 12:48:58 PM
73 Investments
 
Borrower Payment Dependent Notes Series 496129
This series of Notes was issued and sold upon the funding of the borrower loan #47865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,244.54 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 4.95% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $400.81
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1978 Debt/Income ratio: 68%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:25y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,532Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: rjt2006 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 43 ( 100% ) 720-739 (Latest)
Principal borrowed: $23,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
700-719 (Jan-2007)
 
Principal balance: $2,403.87 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
Personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.003/1/2011 9:03:02 AM
JJ9876$25.003/1/2011 9:06:14 AM
Feyenoord$25.003/1/2011 9:07:20 AM
MoneyForNothing$25.003/1/2011 9:12:57 AM
credit-investor5$50.003/1/2011 9:05:49 AM
simplelender80$100.003/1/2011 9:03:10 AM
BxRealtor$25.003/1/2011 9:03:26 AM
MadHun$100.003/1/2011 9:03:39 AM
heroic-deal7$50.003/1/2011 11:42:51 AM
competent-p2p$75.003/1/2011 1:01:37 PM
squarebob$50.003/2/2011 5:07:20 AM
kind-resolute-dough$25.003/2/2011 9:13:29 AM
worthy-bid8$50.003/2/2011 8:00:39 AM
AFairDeal$75.003/3/2011 6:00:25 PM
kulender$100.003/4/2011 2:31:25 PM
Bank42$100.003/5/2011 5:29:43 AM
first-serene-credit$25.003/5/2011 6:26:58 AM
mrreynol$25.003/5/2011 5:59:44 AM
Cai8899$40.003/6/2011 8:43:49 AM
worldly-community3$50.003/6/2011 11:06:55 AM
enthralling-deal180$50.003/5/2011 7:22:30 PM
powerplant6$25.003/6/2011 10:37:22 AM
Ripsaw4U$50.003/7/2011 12:26:45 PM
Artist_Blue$25.003/8/2011 6:06:45 AM
power-companion7$100.003/8/2011 10:04:45 AM
superb-funds335$25.003/7/2011 8:42:15 PM
tolerant-dinero2$25.003/8/2011 9:54:53 AM
genius520$100.003/8/2011 6:46:49 AM
Fonthill$100.003/8/2011 12:29:47 PM
patriot897$25.003/8/2011 6:33:05 PM
trade-hyperdrive1$100.003/8/2011 7:30:36 PM
chameleon125$100.003/9/2011 6:26:24 AM
PThor$25.003/9/2011 1:02:48 PM
payout-banker4$25.003/9/2011 6:02:22 PM
jazz619$25.003/9/2011 6:41:45 PM
cash-champ0$25.003/10/2011 6:12:31 AM
crazycool$100.003/9/2011 3:12:43 PM
EverettFinancial$25.003/10/2011 7:44:20 AM
peace-maximizer8$25.003/10/2011 4:36:40 AM
top-basis-majesty$50.003/10/2011 9:33:03 AM
gold-sushi$25.003/10/2011 9:38:26 AM
CA-Lender$100.003/10/2011 5:42:14 PM
matt_2006$25.003/10/2011 4:27:05 PM
wizbiz717$50.003/10/2011 5:27:08 PM
efficient-treasure0$25.003/11/2011 7:00:53 AM
szetowski$25.003/11/2011 7:28:15 AM
gracej$25.003/11/2011 9:05:21 AM
kind-genuine-dough$50.003/11/2011 9:33:56 AM
vutah$25.003/11/2011 5:05:21 PM
Philosonie$25.003/11/2011 12:46:38 PM
GElender$50.003/12/2011 5:56:55 AM
a-finance-nirvana$25.003/12/2011 4:06:30 AM
treasure-widget$25.003/12/2011 10:26:28 AM
UT-Longhorn$25.003/12/2011 6:32:28 AM
platinum-cargo$100.003/12/2011 5:42:44 PM
LR_Biker$50.003/12/2011 10:33:50 AM
riproaringrapids$25.003/13/2011 1:16:24 AM
credit-scout7$50.003/12/2011 8:21:08 PM
jujitsulover$50.003/14/2011 12:22:28 AM
newest-unbeatable-currency$50.003/14/2011 8:14:08 AM
friendly-market5$25.003/14/2011 11:24:24 AM
martymaniaman$41.843/14/2011 12:11:56 PM
tranquil-revenue$25.003/14/2011 12:16:07 PM
cingular$25.003/13/2011 7:56:13 PM
gemoscar$50.003/14/2011 5:41:04 AM
bullwink27$25.003/14/2011 7:52:36 AM
CashMoneyGNOME$25.003/14/2011 10:07:37 AM
the-dollar-topper$50.003/14/2011 11:51:24 AM
useful-p2ploan$50.003/14/2011 5:14:28 PM
jbaum$40.003/14/2011 5:26:17 PM
powerful-finance7$25.003/14/2011 5:26:38 PM
nhm$42.193/14/2011 5:27:33 PM
ptjg$50.003/14/2011 9:58:20 AM
green-moola-platoon$100.003/14/2011 5:33:10 PM
commerce-renewal$100.003/14/2011 5:33:48 PM
orgy63$50.003/14/2011 5:39:20 PM
gravbox$25.003/14/2011 11:23:48 AM
investment-comet$25.003/14/2011 11:31:24 AM
E_G$50.003/14/2011 5:54:41 PM
best-ingenious-funds$25.003/14/2011 5:55:10 PM
velocity-solo$25.003/14/2011 5:55:47 PM
syounker$25.003/14/2011 5:26:02 PM
jazzlender$25.003/14/2011 5:27:37 PM
the-profit-oracle$25.003/14/2011 1:30:05 PM
kanpur63$50.003/14/2011 9:26:21 PM
income-vault6$25.003/14/2011 5:54:02 PM
brazilofmux$64.573/15/2011 1:07:53 AM
Maccs55$26.593/15/2011 1:12:22 AM
guy1019$50.003/15/2011 1:28:48 AM
TK4$29.643/15/2011 1:33:17 AM
ss2020$25.763/15/2011 1:42:12 AM
vacaerol$25.003/15/2011 1:45:09 AM
wise-silver-wonder$50.003/15/2011 1:52:08 AM
studious-bonus7$50.813/15/2011 2:03:34 AM
worth-arch$25.003/15/2011 2:07:01 AM
Dillonmd58$25.003/14/2011 6:41:19 PM
WindyKid$50.003/15/2011 2:52:15 AM
hopethisworks$50.003/14/2011 5:15:04 PM
metro457$25.003/14/2011 5:15:11 PM
888GoldIngots$50.003/14/2011 8:13:33 PM
harty$50.003/14/2011 5:21:43 PM
axamom$25.003/15/2011 4:30:59 AM
RusRobo$50.003/14/2011 5:25:49 PM
dojo2$25.003/14/2011 5:25:54 PM
melodious-fairness$50.003/14/2011 5:27:56 PM
pi31415$25.003/15/2011 1:02:19 AM
RG$30.003/15/2011 1:02:48 AM
13nd3r$25.003/15/2011 1:06:52 AM
THREE-POINTS-LENDING$32.203/15/2011 1:11:27 AM
MoNeYMaN5$25.003/15/2011 1:22:45 AM
soroxy$25.003/15/2011 1:31:31 AM
goldeneye777$46.703/15/2011 1:31:57 AM
Papa_Mema$25.003/15/2011 1:32:39 AM
DMark69$25.003/15/2011 1:32:55 AM
DcUnited$30.003/15/2011 1:33:34 AM
schnatty$25.003/15/2011 1:44:21 AM
KarmaBum77$50.003/15/2011 1:52:24 AM
the-bid-sorcerer$50.003/14/2011 5:52:03 PM
buddy486$25.003/15/2011 7:56:09 AM
dinero-speaker$25.003/15/2011 2:02:59 AM
authentic-liberty7$25.003/15/2011 2:03:39 AM
wampum-optimization$50.003/15/2011 2:06:45 AM
RMB-Investments$100.003/15/2011 8:53:06 AM
jsw7us$50.003/15/2011 4:21:33 AM
alpinaut$25.003/15/2011 4:31:00 AM
aasx1108$25.003/15/2011 5:16:21 AM
OgOman$50.003/15/2011 5:27:07 AM
zotzot$25.003/15/2011 6:44:39 AM
TruckerGuy$25.003/14/2011 8:11:01 PM
anton$1,000.003/14/2011 8:32:26 PM
profitable-money$25.003/14/2011 8:42:45 PM
thryn$25.003/15/2011 1:01:49 AM
Rivervale_Westwood$25.003/15/2011 1:08:18 AM
LOWCOUNTRYLENDER$26.453/15/2011 1:11:16 AM
Hogan55$27.543/15/2011 1:13:01 AM
Ivan2007$49.823/15/2011 1:25:06 AM
mcs86d$25.003/15/2011 1:31:38 AM
Cre8iveCash$25.003/15/2011 1:32:09 AM
janus_god$25.003/15/2011 1:33:30 AM
orange-dollar-guild$25.003/15/2011 2:02:48 AM
successful-agreement7$100.003/15/2011 2:03:24 AM
TikPmp1$25.003/1/2011 9:06:22 AM
organized-payment6$50.003/1/2011 9:04:39 AM
Tradesmanlender$35.003/1/2011 9:06:08 AM
HamachiMan$50.003/1/2011 2:38:55 PM
phaded$25.003/1/2011 3:14:36 PM
thankful-nickel2$25.003/1/2011 4:17:46 PM
ac787$25.003/1/2011 5:38:32 PM
radforj22$25.003/2/2011 7:01:35 AM
bonus-quark4$25.003/2/2011 10:42:02 AM
important-ore$150.003/4/2011 3:21:19 AM
integrity-doctor$100.003/4/2011 10:16:51 AM
jdrez$25.003/4/2011 6:42:48 PM
rdrloan$50.003/7/2011 8:26:20 AM
Tylerh$100.003/7/2011 7:16:14 PM
JJ-Loans$50.003/8/2011 9:25:58 AM
integrity-saver$100.003/8/2011 12:40:08 PM
meenan$50.003/8/2011 9:47:15 PM
nickel-ferret$100.003/9/2011 8:47:06 AM
Havana21$25.003/9/2011 2:19:31 AM
indomitable-coin$25.003/9/2011 7:07:16 PM
be_wise$25.003/10/2011 5:07:06 AM
bigphish$50.003/10/2011 9:06:32 AM
saahilld$25.003/10/2011 1:11:34 PM
vigilance-revolutionary$50.003/10/2011 9:22:22 AM
gold-blanket0$100.003/11/2011 6:46:09 AM
income-mechanic7$25.003/11/2011 9:39:19 AM
moltopaolo$50.003/11/2011 7:26:46 AM
ClearLake$25.003/11/2011 6:06:40 AM
social-friendship5$50.003/11/2011 9:31:25 AM
rodolfo56$27.003/11/2011 7:53:43 PM
jescowa$50.003/12/2011 5:48:24 AM
ideal-platinum1$50.003/12/2011 12:31:20 AM
cscott2007$25.003/12/2011 5:26:37 AM
Pasagam$50.003/13/2011 6:36:12 AM
rcm87$100.003/12/2011 6:36:17 AM
proud-silver0$100.003/13/2011 1:01:12 PM
Walkingcowboy$50.003/12/2011 11:31:30 AM
apeloans$50.003/13/2011 8:11:29 PM
Chauncey_Gardener$100.003/12/2011 4:36:15 PM
rhodylend$25.003/14/2011 7:54:32 AM
Weaverville$25.003/13/2011 5:26:20 PM
dpdn57$25.003/14/2011 9:58:51 AM
bountiful-durability$100.003/14/2011 11:23:43 AM
neighborly-bid$50.003/14/2011 7:42:34 AM
billybragg$25.003/14/2011 9:58:22 AM
SBT$50.003/14/2011 5:21:03 PM
grf1945$50.003/14/2011 5:21:15 PM
BaxterEvil$25.003/14/2011 5:26:14 PM
JKEnterprises$25.003/14/2011 9:55:38 AM
Preteur$25.003/14/2011 5:32:41 PM
MissionMicroFinance$25.003/14/2011 5:54:46 PM
i3urtonair$25.003/14/2011 6:00:23 PM
TNG812$25.003/14/2011 6:06:59 PM
otto1939$50.003/14/2011 5:25:56 PM
ashirey$50.003/14/2011 5:26:06 PM
gain-gourd$100.003/14/2011 5:26:28 PM
p2p-renaissance7$100.003/14/2011 5:26:45 PM
enterprising-cash0$25.003/14/2011 5:33:57 PM
debt-force$25.003/14/2011 5:39:13 PM
compassion-paladin042$25.003/14/2011 5:53:51 PM
bid-papyrus$25.003/14/2011 5:54:22 PM
Sixmil$28.003/15/2011 1:02:41 AM
AdamClemSC$25.003/15/2011 1:04:22 AM
romario$25.003/15/2011 1:07:01 AM
sensible-fund$50.003/14/2011 5:57:12 PM
ualf$34.493/15/2011 1:09:15 AM
Leopoldine$25.003/15/2011 1:25:22 AM
MakoF16$26.603/15/2011 1:33:07 AM
Jonb6919$25.003/15/2011 1:42:57 AM
uncleharold$25.003/14/2011 6:07:09 PM
reward-motion$25.003/15/2011 2:03:17 AM
HHP$25.003/14/2011 6:21:42 PM
djmgd790$39.603/15/2011 2:09:00 AM
GATrust$50.003/15/2011 3:19:42 AM
nunnie$25.003/14/2011 5:21:08 PM
bluesheep$50.003/14/2011 5:21:12 PM
pound-ace$50.003/14/2011 5:21:30 PM
greenback-professor5$50.003/14/2011 5:21:35 PM
Anny-Disco$50.003/15/2011 4:21:47 AM
momoney2lend$25.003/14/2011 5:25:18 PM
BritDad$25.003/14/2011 9:01:49 PM
pwkpwk$25.003/14/2011 5:25:29 PM
finance_mba$25.003/14/2011 5:25:47 PM
inspired-investment8$100.003/14/2011 5:25:51 PM
affluence-tycoon$50.003/14/2011 5:26:04 PM
careful-penny$25.003/14/2011 5:26:21 PM
lostontheedge$25.003/14/2011 5:29:38 PM
apollohipe$50.003/14/2011 11:11:16 PM
uarewhatuthink$25.003/15/2011 1:07:09 AM
EJO$25.003/15/2011 1:11:19 AM
TrixieD$25.003/15/2011 1:11:38 AM
IP$30.343/15/2011 1:12:51 AM
IIP77$25.003/15/2011 1:14:30 AM
nalaari$25.003/14/2011 5:33:12 PM
wwwUniversal$25.003/14/2011 5:33:40 PM
pdxKurt$25.303/15/2011 1:24:59 AM
DadWarbucks$36.793/15/2011 1:32:49 AM
gethsemane4$25.003/15/2011 1:33:39 AM
schmegs$25.003/15/2011 1:42:07 AM
chlebie$32.073/15/2011 1:42:44 AM
LongTail$25.003/15/2011 1:52:14 AM
grampy48$60.003/15/2011 7:54:10 AM
commitment-farm$25.003/15/2011 2:01:55 AM
fiddlerzvi$28.023/15/2011 2:02:09 AM
valiant-liberty4$25.003/15/2011 2:03:07 AM
mizount$25.003/14/2011 5:55:05 PM
luckyldy$50.003/15/2011 8:56:06 AM
Rick21$50.003/14/2011 7:31:14 PM
currency-trophy$25.003/14/2011 7:52:21 PM
papaloha$100.003/14/2011 8:07:51 PM
petejones32$25.003/15/2011 7:26:07 AM
don8ter$25.003/15/2011 7:26:12 AM
bnordman$25.003/15/2011 7:46:15 AM
seanwolter$25.003/15/2011 1:01:42 AM
easylender$25.003/15/2011 1:01:53 AM
rmachi$25.003/15/2011 1:02:54 AM
Veltliner$25.003/15/2011 1:07:05 AM
Premierelender$25.003/15/2011 1:11:49 AM
LittlePiggyBank$25.003/15/2011 1:23:21 AM
anders94$25.773/15/2011 1:24:55 AM
MCKT76210$25.003/15/2011 1:31:26 AM
USCGC$25.003/15/2011 1:32:16 AM
hrubinst$50.003/15/2011 1:44:33 AM
nestegg4e$25.003/15/2011 1:52:58 AM
Banker7371$36.453/15/2011 1:54:04 AM
piter-to-la-investment$25.003/15/2011 2:02:44 AM
Woodworker57$25.003/15/2011 3:20:52 AM
divedude$25.003/15/2011 3:21:55 AM
RSV$25.003/15/2011 3:47:14 AM
treasure-spinner$100.003/15/2011 4:59:34 AM
TheCount$25.003/15/2011 7:44:17 AM
skuba$25.003/15/2011 8:27:58 AM
273 Investments
 
Borrower Payment Dependent Notes Series 496163
This series of Notes was issued and sold upon the funding of the borrower loan #47836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1992 Debt/Income ratio: 3%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $743Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: Minister Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Good Choice
Purpose of loan:
This loan will be used to pay (property taxes) for my fathers primary home.
Due date: April 10th.

My financial situation:
I am a good candidate for this loan because I pay my debts on time.


Monthly net income: $5,623
Monthly expenses: $1,100
Housing: $875.50
Insurance: $67.00
Car expenses: $0.00
Utilities: $89.00.
Phone, cable, internet: $91.00
Food, entertainment: $150.00
Clothing, household expenses: $60.00
Credit cards and other loans: $120.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
FASTIZIO_P$25.003/7/2011 9:06:20 AM
reflective-rupee$500.333/7/2011 11:23:49 AM
responsible-worth113$25.003/7/2011 12:24:22 PM
ingenious-deal6$25.003/7/2011 9:03:20 AM
randsenterprise$25.003/7/2011 9:03:39 AM
magnetic-dedication3$25.003/7/2011 10:11:10 AM
competent-p2p$50.003/7/2011 10:52:59 AM
daekpon$40.003/7/2011 9:02:07 AM
EL_Papin$100.003/7/2011 4:58:04 PM
suave-dime6$25.003/7/2011 9:05:56 AM
greencat$50.003/7/2011 9:11:41 AM
113121$25.003/7/2011 9:25:53 AM
sboyleston$50.003/7/2011 3:06:59 PM
Terapin0511$33.373/7/2011 3:58:35 PM
squarebob$25.003/7/2011 6:26:35 PM
Finchy78$25.003/7/2011 4:52:10 PM
newest-funds-powerplant$25.003/7/2011 5:05:47 PM
scarlet-velvet$25.003/7/2011 6:22:23 PM
upbeat-finance8$50.003/7/2011 5:15:55 PM
corporatejim$67.503/7/2011 5:25:18 PM
Land_on_your_feet$40.003/7/2011 5:58:36 PM
113121$40.003/7/2011 6:39:10 PM
DHolly$50.003/7/2011 9:06:32 AM
simplelender80$100.003/7/2011 9:02:54 AM
credit-missile$100.003/7/2011 4:46:47 PM
transaction-circuit$100.003/7/2011 9:03:54 AM
FinanceEngine$25.003/7/2011 5:22:09 PM
EretzCapital$28.803/7/2011 3:04:40 PM
EngineersAlliance$100.003/7/2011 3:12:06 PM
duty-monger$50.003/7/2011 6:19:25 PM
squarebob$25.003/7/2011 6:24:43 PM
one-midas$25.003/7/2011 12:12:03 PM
leverage-monger$100.003/7/2011 12:25:55 PM
KarlMarx$25.003/7/2011 12:51:47 PM
TeaHouseFinance$25.003/7/2011 3:40:16 PM
vutah$25.003/7/2011 4:28:52 PM
calimanusa$25.003/7/2011 5:28:45 PM
youngtrader$100.003/7/2011 6:01:19 PM
interstellar$75.003/7/2011 4:52:15 PM
loss-of-control$100.003/7/2011 5:27:05 PM
big-lendin$100.003/7/2011 6:19:29 PM
SolarMoonshine$25.003/7/2011 6:27:07 PM
42 Investments
 
Borrower Payment Dependent Notes Series 496191
This series of Notes was issued and sold upon the funding of the borrower loan #47804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $195.97
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1986 Debt/Income ratio: 108%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 29 / 25Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,333Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: excellent-value578 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen Required
Purpose of loan: Kitchen repairs
This loan will be used to...repair damages to kitchen plumbing, walls and cabinets caused by Freeze 2011

My financial situation: I have fair credit, no savings and insurance doesn't cover these repairs. I receive Food Stamps. I am employed and also receive financial help from a family member who makes sure all my bills get paid every month, however this person won't advance me this additional amount.

I am a good candidate for this loan because...I am employed! And I pay my bills, no matter what.


Monthly net income: $1160.00
Monthly expenses: $1800.00
Housing: $420.00
Insurance: $95.00
Car expenses: $150.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $75.00
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $47,000 2. $65,000 (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/7/2011 5:32:00 PM
ryclsun$50.003/7/2011 5:36:56 PM
ingenious-deal6$25.003/7/2011 5:29:38 PM
Tylerh$100.003/7/2011 7:19:19 PM
money-fort$25.003/7/2011 9:52:40 PM
power-companion7$100.003/8/2011 10:12:00 AM
CA-Lender$100.003/8/2011 3:17:15 PM
patriot897$25.003/8/2011 6:35:39 PM
verblender$50.003/9/2011 6:40:04 AM
zorg77$25.003/9/2011 9:58:32 PM
chkrvrty$50.003/10/2011 4:21:58 AM
top-basis-majesty$50.003/10/2011 9:35:31 AM
musegaze$100.003/11/2011 6:11:55 AM
kind-genuine-dough$25.003/11/2011 9:36:05 AM
capital-halo1$206.773/12/2011 4:27:58 AM
rcm87$100.003/12/2011 6:30:59 AM
FeedTheMachine$100.003/12/2011 8:26:32 AM
worldly-money4$100.003/12/2011 4:42:38 PM
tech310$50.003/13/2011 8:32:07 PM
Bocephus1959$25.003/14/2011 9:35:16 AM
yield-trader$50.003/14/2011 10:07:23 AM
Weaverville$50.003/13/2011 5:48:22 PM
Kaj$50.003/14/2011 4:48:37 PM
point-sasquatch$25.003/14/2011 4:53:00 PM
MadHun$100.003/14/2011 12:51:36 PM
scarlet-velvet$25.003/14/2011 5:33:46 PM
fareast_man$25.003/14/2011 3:26:15 PM
umfan123$25.003/14/2011 4:40:08 PM
Easystreet$25.003/14/2011 5:28:39 PM
consummate-loyalty1$50.003/14/2011 8:47:49 PM
satisfying-durability$25.003/14/2011 9:26:06 PM
Cai8899$25.003/14/2011 5:54:34 PM
EarlyRiser$169.113/15/2011 1:05:16 AM
the-discrete-income$100.003/14/2011 6:02:19 PM
Artist_Blue$25.003/14/2011 4:40:18 PM
dollar-sonnet3$50.003/15/2011 3:21:50 AM
liberty-destiny3$25.003/14/2011 6:02:17 PM
publisherptw$25.003/15/2011 5:36:31 AM
broomfieldbucks$25.003/15/2011 6:14:29 AM
irrelevant$25.003/14/2011 7:21:21 PM
Reliance_Banker$25.003/15/2011 6:29:46 AM
Wellman$50.003/15/2011 4:02:01 AM
suave-dime6$25.003/7/2011 5:36:06 PM
worthy-bid8$50.003/8/2011 4:14:22 PM
hektek22$600.003/8/2011 9:58:47 PM
mrxtravis$25.003/8/2011 10:02:08 PM
loan-kung-fu$100.003/9/2011 5:18:02 AM
108lender$200.003/9/2011 9:18:42 AM
cash-raccoon$25.003/9/2011 7:16:43 AM
Bob450$25.003/10/2011 1:27:59 AM
best-ingenious-funds$25.003/10/2011 5:17:28 AM
Math_Physics$25.003/10/2011 11:52:07 AM
Lubava$100.003/11/2011 8:42:05 AM
SecondChanceLendingSERV$25.003/11/2011 8:54:06 AM
chungfang$100.003/11/2011 1:32:12 PM
Rogesparkguy$25.003/12/2011 5:10:31 AM
anton$25.003/14/2011 1:39:15 PM
mammalian4$25.003/14/2011 4:48:27 PM
debt-force$25.003/14/2011 4:48:36 PM
sappy02$25.003/14/2011 12:41:24 PM
shmb6508$200.003/14/2011 6:02:25 PM
successful-generosity$25.003/14/2011 4:48:12 PM
payout-banker4$25.003/14/2011 7:56:09 PM
special-peso$50.003/14/2011 6:01:22 PM
reward-adventure$50.003/15/2011 4:57:08 AM
payout-bridge$100.003/14/2011 7:06:22 PM
kindness-hickory5$50.003/15/2011 7:06:52 AM
finance-mushroom$100.003/15/2011 2:12:52 AM
68 Investments
 
Borrower Payment Dependent Notes Series 496193
This series of Notes was issued and sold upon the funding of the borrower loan #47857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2000 Debt/Income ratio: 16%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: worldly-silver7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan Needed
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I have very little debt left and my monthly expenses are shared with another. I just want to have 1 monthly payment for what debt I have...


Monthly net income: $2470
Monthly expenses: $150
Housing: $575
Insurance: $100
Car expenses: $324
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.003/1/2011 9:03:56 AM
DHolly$50.003/1/2011 9:35:06 AM
zippy-interest$25.003/1/2011 10:23:01 AM
Kash2010lu$29.003/1/2011 9:03:53 AM
ingenious-deal6$25.003/1/2011 9:07:12 AM
brainy-repayment5$50.003/1/2011 10:59:20 AM
suave-dime6$25.003/1/2011 9:06:05 AM
108lender$50.003/1/2011 11:10:43 AM
integrity-liberator$50.003/1/2011 11:21:48 AM
irrelevant$25.003/1/2011 11:26:06 AM
bluehen00$25.003/1/2011 11:30:06 AM
exchange-pledge$100.003/1/2011 10:23:06 AM
dedicated-diversification5$100.003/1/2011 10:23:51 AM
2grindstones$25.003/1/2011 9:49:19 AM
foothillender$25.003/1/2011 10:39:28 AM
droopie1$25.003/1/2011 10:58:54 AM
MONEYMATCH$25.003/1/2011 11:25:40 AM
IIP77$25.003/1/2011 11:22:42 AM
gain-gourd$25.343/1/2011 12:38:05 PM
MadHun$200.003/1/2011 4:58:18 PM
Astyanax$35.003/1/2011 3:51:16 PM
faldska$25.003/1/2011 3:52:03 PM
kulender$50.003/1/2011 3:59:32 PM
SolarMoonshine$25.003/1/2011 5:29:20 PM
vutah$25.003/1/2011 5:19:08 PM
a-restless-dollar$50.003/2/2011 6:58:55 AM
worthy-bid8$25.003/2/2011 8:02:21 AM
brightest-dignified-penny$25.003/2/2011 10:52:26 AM
persistent-funds9$25.003/2/2011 8:54:45 PM
hektek22$600.003/3/2011 8:32:06 AM
thorough-yield1$50.003/3/2011 1:52:00 AM
ichibon$50.003/3/2011 7:28:07 AM
Lubava$100.003/3/2011 9:18:40 AM
coasterman$25.003/3/2011 10:29:42 AM
evergreen16$25.003/3/2011 12:23:27 PM
PrincessGrace33$50.003/3/2011 10:33:17 AM
market-pudding$25.003/3/2011 10:55:45 AM
point-enforcer$25.003/3/2011 11:56:21 AM
ready-p2p4$50.003/3/2011 10:45:40 AM
blitzen40$25.003/3/2011 12:22:08 PM
Kaj$50.003/1/2011 9:06:56 AM
ultimate-peace$50.003/1/2011 9:12:01 AM
responsible-worth113$25.003/1/2011 10:08:11 AM
enriching-fund4$25.003/1/2011 10:22:15 AM
cloud8$40.003/1/2011 10:23:48 AM
tech310$50.003/1/2011 10:24:46 AM
mrxtravis$50.003/1/2011 10:26:05 AM
simplelender80$150.003/1/2011 9:02:34 AM
social-heart$50.003/1/2011 10:53:59 AM
affluence-tycoon$50.003/1/2011 9:16:09 AM
restondoublek$50.003/1/2011 11:22:16 AM
lloyd_s$25.003/1/2011 10:24:10 AM
gulch$50.003/1/2011 10:24:21 AM
inspiring-reward$100.003/1/2011 10:24:26 AM
rockstar78$25.003/1/2011 10:24:34 AM
value-microscope$27.273/1/2011 10:22:50 AM
Kreditorium$25.003/1/2011 10:24:45 AM
inspired-duty5$25.003/1/2011 10:39:31 AM
admirable-basis1$25.003/1/2011 11:10:35 AM
rysil$50.003/1/2011 11:22:18 AM
bright-exchange$25.003/1/2011 11:33:18 AM
competent-p2p$30.003/1/2011 12:52:31 PM
power-grid134$25.003/1/2011 12:58:31 PM
sjo1984111$33.003/1/2011 3:22:41 PM
420limo$25.003/1/2011 1:38:29 PM
capital-kingdom$25.003/1/2011 1:57:43 PM
Artist_Blue$25.003/1/2011 1:35:59 PM
wealth-multiplier$25.003/1/2011 2:19:05 PM
thankful-nickel2$25.003/1/2011 4:28:19 PM
ThisGuyIKnow$25.003/1/2011 3:52:41 PM
supreme-hope$25.003/2/2011 1:13:19 AM
debt-force$25.003/2/2011 6:03:28 AM
DadWarbucks$50.003/2/2011 8:50:05 AM
cash-medalist3$25.003/2/2011 12:53:18 PM
Shining-Star$25.003/2/2011 11:40:23 PM
ichibon$50.883/2/2011 9:55:27 PM
BradP$25.003/2/2011 6:36:12 PM
cash-raccoon$25.003/3/2011 7:28:19 AM
Bob450$25.003/3/2011 1:56:56 AM
squarebob$25.003/3/2011 10:58:46 AM
cbivitz$100.003/3/2011 12:01:06 PM
payout-bridge$300.003/3/2011 12:24:32 PM
income-rocker2$50.003/3/2011 12:23:37 PM
83 Investments
 
Borrower Payment Dependent Notes Series 496365
This series of Notes was issued and sold upon the funding of the borrower loan #47819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1992 Debt/Income ratio: 17%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 4Length of status:23y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,264Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: new-liberty-albatross Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dean's Beef Jerky
Purpose of loan:
This loan will be used to...Start a Business

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 235000 Total mortgage balance 245000 Market valet (Mar-06-2011)
Q: Do you sell beef jerky? Do you have a web address we can see? How long in business? - mri555
A: Yes i sell beef jerky, I just started the Business I have a business licence as of 2/18/2011. I do not have a web yet, but will soon. I sell a lot of jerky, I ran out of funds to finish buying my equipment. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/4/2011 9:16:23 AM
ingenious-deal6$25.003/4/2011 9:20:39 AM
suave-dime6$25.003/4/2011 9:22:45 AM
loyalist1$25.003/4/2011 9:16:00 AM
favorite-commerce$100.003/4/2011 2:13:18 PM
lloyd_s$25.003/5/2011 1:21:50 PM
dpries123$25.003/7/2011 8:01:24 AM
soulful-truth$100.003/6/2011 5:41:53 PM
KarlMarx$25.003/7/2011 12:51:40 PM
Tylerh$100.003/7/2011 7:18:47 PM
greencat$50.003/8/2011 7:38:59 AM
rhin0cerx$50.003/8/2011 9:44:37 AM
reward-walnut$50.003/8/2011 4:16:26 PM
seisen$50.003/8/2011 12:14:02 PM
patriot897$25.003/8/2011 6:35:14 PM
loan-kung-fu$100.003/9/2011 5:17:37 AM
SecondChanceLendingSERV$42.103/9/2011 6:49:51 AM
108lender$200.003/9/2011 9:18:09 AM
thelovebug$100.003/9/2011 12:51:38 PM
important-openness1$50.003/10/2011 4:16:34 PM
Yomain$125.003/10/2011 2:21:46 PM
symbiosis$100.003/10/2011 7:36:23 PM
scarlet-velvet$25.003/10/2011 4:56:05 PM
coffeecup$27.503/10/2011 1:50:08 PM
cerebral-dollar773$250.003/11/2011 7:20:15 AM
credit-coach118$35.003/11/2011 9:29:03 AM
social-friendship5$50.003/11/2011 9:32:39 AM
secureincome$500.003/11/2011 11:06:31 AM
tadpole256$25.003/10/2011 8:14:29 PM
benjamins-position$200.003/11/2011 2:22:34 PM
bobby51$25.003/11/2011 5:33:40 AM
squarebob$25.003/11/2011 4:45:56 PM
Lubava$200.003/11/2011 8:39:12 AM
chungfang$100.003/11/2011 1:31:52 PM
kind-genuine-dough$25.003/11/2011 9:35:25 AM
Grandmahoneybee$32.403/11/2011 5:58:31 PM
mri555$100.003/11/2011 12:32:19 PM
superboss-awesomefist$25.003/11/2011 10:52:02 PM
EBITDA$25.003/12/2011 2:18:39 AM
IIP77$25.003/12/2011 5:35:08 AM
Shining-Star$100.003/11/2011 10:28:49 PM
worthy-bid8$25.003/4/2011 9:23:11 AM
DHolly$50.003/4/2011 9:34:37 AM
reflective-rupee$25.333/4/2011 10:01:24 AM
MadHun$200.003/4/2011 9:23:06 AM
gold-blanket0$25.003/4/2011 12:36:45 PM
sensational-worth7$50.003/4/2011 11:34:37 AM
keeminn$50.003/4/2011 12:18:15 PM
point-sasquatch$25.003/4/2011 2:42:12 PM
Bob450$30.003/5/2011 5:30:14 PM
Cai8899$25.003/6/2011 8:42:32 AM
850$50.003/6/2011 8:12:06 PM
Artist_Blue$25.003/7/2011 4:51:58 PM
Kaj$50.003/8/2011 9:25:41 AM
power-companion7$100.003/8/2011 10:11:25 AM
CA-Lender$100.003/8/2011 3:16:49 PM
grammaspurse$25.003/8/2011 3:41:26 PM
orange-useful-revenue$25.003/9/2011 10:24:24 AM
open-minded-deal$100.003/9/2011 7:53:25 AM
chkrvrty$50.003/10/2011 4:21:22 AM
payout-banker4$25.003/9/2011 6:01:21 PM
top-basis-majesty$50.003/10/2011 9:34:43 AM
Eric_Gagne$25.003/10/2011 12:47:09 PM
matt_2006$35.003/10/2011 4:21:33 PM
musegaze$100.003/11/2011 6:11:26 AM
justice-ectasy074$30.073/11/2011 10:14:53 AM
gold-channel2$25.003/11/2011 3:06:47 PM
JustMee$25.003/11/2011 5:07:10 AM
credit-fox3$25.003/11/2011 10:05:38 AM
tnjohnso$25.003/11/2011 3:46:45 PM
bronzmajom$25.003/11/2011 6:12:46 PM
indomitable-dedication$50.003/11/2011 2:28:28 PM
HedgeFund$25.003/11/2011 8:11:38 PM
dudebrah$100.003/11/2011 8:32:22 PM
logical-investment4$25.003/11/2011 8:37:37 PM
greenback-guard$25.003/12/2011 4:29:52 AM
rcm87$100.003/12/2011 6:30:11 AM
77 Investments
 
Borrower Payment Dependent Notes Series 496381
This series of Notes was issued and sold upon the funding of the borrower loan #47780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1999 Debt/Income ratio: 10%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,327Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: thunder787 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For a good cause!
Purpose of loan:
This loan will be used to pay off high interest credit cards and to
do work on my vehicle, as its my means to commute for work.

My financial situation:
I am a good candidate for this loan because the extra cash will benefit
my credit as it will clear balances off credit cards and i like to think i am responsible with my money


Monthly net income: $1700
Monthly expenses: $950
Housing: $400
Insurance: $50
Car expenses: $100
Utilities: $(included in rent)
Phone, cable, internet: $(included in rent)
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$400.003/3/2011 9:08:03 AM
MadHun$200.003/3/2011 9:10:27 AM
organized-payment6$50.003/3/2011 9:10:36 AM
Tradesmanlender$35.003/3/2011 9:10:50 AM
BxRealtor$25.003/3/2011 9:09:32 AM
boola1010$50.003/3/2011 1:06:36 PM
competent-p2p$45.003/3/2011 12:21:39 PM
important-ore$150.003/4/2011 3:21:44 AM
integrity-doctor$100.003/4/2011 10:21:10 AM
jdrez$25.003/4/2011 6:31:39 PM
radforj22$25.003/5/2011 8:41:25 AM
Cai8899$40.003/6/2011 8:44:19 AM
us957165$25.003/6/2011 8:02:53 PM
worthy-bid8$50.003/7/2011 4:52:03 PM
friendly-market5$38.013/7/2011 3:59:29 PM
starry2001$25.003/8/2011 5:06:01 AM
AdamBertocci$25.003/7/2011 9:17:26 PM
patriot897$25.003/8/2011 6:33:34 PM
enthralling-deal180$50.003/9/2011 2:43:08 AM
nickel-ferret$100.003/9/2011 8:47:58 AM
indomitable-coin$25.003/9/2011 7:07:19 PM
payout-banker4$25.003/9/2011 6:02:40 PM
power-pagoda$75.003/10/2011 9:14:58 AM
PDX-Funder$50.003/10/2011 11:31:53 AM
Havana21$25.003/11/2011 1:32:23 AM
gemoscar$25.003/10/2011 3:50:34 PM
moltopaolo$50.003/11/2011 7:27:41 AM
lender12345$25.003/10/2011 9:00:57 PM
thoughtful-exchange8$200.003/11/2011 2:43:07 PM
SecondChanceLendingSERV$25.003/11/2011 10:06:34 AM
coin-sphinx4$50.003/11/2011 11:15:05 AM
basis-mate7$50.003/11/2011 4:08:14 PM
cordial-funds8$32.003/11/2011 8:01:58 PM
Drewkeeper$25.003/12/2011 3:27:06 AM
greenback-guard$25.003/12/2011 4:29:56 AM
generosity-magnifico5$25.003/12/2011 7:35:05 AM
benjamins-utopia$100.003/3/2011 9:08:42 AM
TikPmp1$25.003/3/2011 11:25:30 AM
simplelender80$100.003/3/2011 9:09:15 AM
vutah$25.003/3/2011 5:33:13 PM
kulender$100.003/4/2011 2:32:01 PM
ProjectVenture$50.003/4/2011 6:43:03 PM
Bank42$100.003/5/2011 5:57:02 AM
FWF-kinetic$100.003/4/2011 9:29:32 PM
clandrummer$25.003/5/2011 7:21:47 PM
cash-vault$25.003/5/2011 5:16:18 PM
Ripsaw4U$50.003/7/2011 12:27:03 PM
a-income-rocket$50.003/7/2011 11:32:14 AM
newest-funds-powerplant$25.003/7/2011 4:59:41 PM
invincible-agreement8$100.003/7/2011 5:12:37 PM
Tylerh$100.003/7/2011 7:16:49 PM
power-companion7$100.003/8/2011 10:11:21 AM
elbastador$25.003/8/2011 5:12:10 PM
wild-orange$50.003/9/2011 3:47:25 AM
atlKid$25.003/9/2011 4:54:01 AM
jazz619$25.003/9/2011 6:42:08 PM
the-upbeat-p2p$200.003/9/2011 6:56:17 PM
BigMac1953$25.003/10/2011 6:00:51 AM
top-basis-majesty$50.003/10/2011 9:33:52 AM
jybank$100.003/10/2011 11:00:52 AM
crw1950$53.033/10/2011 8:16:41 AM
payout-paddle1$50.003/10/2011 12:16:42 PM
Eric_Gagne$100.003/10/2011 7:26:11 AM
vigilance-revolutionary$50.003/10/2011 9:22:50 AM
interstellar$51.003/11/2011 1:22:19 AM
CA-Lender$100.003/10/2011 5:42:25 PM
jstnow$25.003/10/2011 9:52:31 PM
kind-genuine-dough$50.003/11/2011 9:34:30 AM
wizbiz717$50.003/10/2011 5:27:35 PM
efficient-treasure0$25.003/11/2011 7:01:24 AM
heng2x$50.003/11/2011 1:08:39 PM
sadhikari$25.003/11/2011 1:56:21 AM
BansirOfBabylon$25.003/11/2011 5:38:41 AM
szetowski$25.003/11/2011 7:28:39 AM
shrewd-income$100.003/11/2011 2:06:45 PM
social-friendship5$50.003/11/2011 9:32:30 AM
SteelyMike$50.003/11/2011 1:46:25 PM
Astyanax$40.003/12/2011 6:32:27 AM
rcm87$100.003/12/2011 6:36:30 AM
CO_Engineer$30.523/12/2011 4:03:18 AM
jescowa$50.003/12/2011 5:48:48 AM
GElender$50.003/12/2011 6:02:49 AM
FundMaker$40.003/12/2011 8:26:32 AM
velocity-squadron$20.443/12/2011 8:42:32 AM
84 Investments
 
Borrower Payment Dependent Notes Series 496445
This series of Notes was issued and sold upon the funding of the borrower loan #47829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1990 Debt/Income ratio: 179%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 14Length of status:4y 9m
Amount delinquent: $255 Total credit lines: 41 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,924Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: Puckette Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolidating to be debt free.
Purpose of loan:
This loan will be used to consolidate debt and pay off the total amount quickly. I'd like to pay it off in less than the loan time.

My financial situation:
I am a good candidate for this loan because I have already completed as prosper loan and am focused on becoming debt free. I'd like to pay this loan off as quickly as I can. I'd like to be debt free in 2 years.


Monthly net income: $7000.00
Monthly expenses: $4000.00 combined
Housing: $1900.00
Insurance: $1200.00/yr
Car expenses: $700.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $600.00
Clothing, household expenses: $
Credit cards and other loans: $10000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
mrxtravis$25.003/15/2011 9:09:32 AM
kindness-launcher$4,000.003/15/2011 11:03:56 AM
simplelender80$200.003/15/2011 9:01:20 AM
cashhelp$50.003/15/2011 9:02:17 AM
top-courteous-peso$50.003/15/2011 9:07:41 AM
green-rapid-openness$200.003/15/2011 12:53:16 PM
Kash2010lu$25.003/15/2011 9:10:41 AM
outofoffice$75.003/15/2011 1:30:08 PM
five-star-note$250.003/15/2011 1:30:19 PM
ac787$28.003/15/2011 9:31:54 AM
first-serene-credit$25.003/15/2011 10:55:04 AM
brainy-repayment5$50.003/15/2011 2:11:05 PM
loanman2007$75.003/15/2011 12:20:06 PM
UCLA4life$50.003/15/2011 9:02:01 AM
ohmarkybaby$25.003/15/2011 4:16:35 PM
ingenious-deal6$25.003/15/2011 9:02:48 AM
zotzot$50.003/15/2011 9:08:31 AM
nickel-hickory$25.003/15/2011 9:45:49 AM
patriot897$25.003/15/2011 11:14:06 AM
dollar-sonnet3$50.003/15/2011 1:30:12 PM
boomarang2$25.003/15/2011 2:07:55 PM
leverage-monger$100.003/15/2011 3:01:48 PM
Leshan$169.853/15/2011 3:10:42 PM
hillerod$25.253/15/2011 3:16:51 PM
trumpeter5$50.003/15/2011 3:40:14 PM
credit-missile$25.003/15/2011 3:46:25 PM
squarebob$25.003/15/2011 9:12:11 AM
competent-p2p$75.003/15/2011 12:05:15 PM
worldly-money4$100.003/15/2011 9:06:50 AM
suave-dime6$25.003/15/2011 9:07:02 AM
shrewd-income$104.013/15/2011 1:44:39 PM
NekHoldings$25.003/15/2011 11:18:29 AM
shrewd-income$275.003/15/2011 2:26:38 PM
FinanceEngine$30.003/15/2011 2:38:27 PM
wise-intelligent-duty$25.003/15/2011 1:37:48 PM
jhouman$25.003/15/2011 9:02:37 AM
thankful-nickel2$25.003/15/2011 1:58:39 PM
CA-Lender$100.003/15/2011 9:05:23 AM
reward-adventure$50.003/15/2011 9:09:43 AM
DasMula$94.003/15/2011 9:23:37 AM
Hanalei712$25.003/15/2011 9:39:56 AM
bunnybear$33.773/15/2011 9:54:01 AM
credit-missile$75.003/15/2011 3:46:09 PM
all_of_that_one$35.003/15/2011 4:38:02 PM
RainyDayFunds$25.003/15/2011 1:06:18 PM
payout-bridge$100.003/15/2011 1:09:59 PM
atlas100$25.003/15/2011 1:19:08 PM
orange-rapid-benjamins$50.003/15/2011 2:57:38 PM
proud-pound4$455.123/15/2011 4:50:09 PM
49 Investments
 
Borrower Payment Dependent Notes Series 496479
This series of Notes was issued and sold upon the funding of the borrower loan #47823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1996 Debt/Income ratio: 14%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:21y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,355Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: revenue-pouch Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Higher Education
The purpose of this loan is to help my daughter paying tution for her MBA degree at Nova Southeastern University.

She will be receiving educational loans for tution and this loan will be used to offset the unfunded portion.

My financial situation is solid, my job and career are secure and my health is excellent. I have enjoyed 27 years in the teaching profession and expect to teach another 10 years. I love what I do and look forward to going to work almost every day.

I am a good candidate for this loan because I'm not over extended on my monthly financial commitments, I always make my monthly payments on time and will continue to do so.

Helping my daughter further her education will ensure a salary increase. The MBA will put her in a better position for obtaining larger salary, bonuses and associated benefits than she has at her current education level.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
authoritative-capital$50.003/4/2011 9:17:01 AM
benjamins-utopia$100.003/4/2011 9:20:59 AM
community-pipeline$25.003/4/2011 9:21:10 AM
Preteur$25.003/4/2011 9:24:20 AM
DukSerduk$25.003/4/2011 9:17:10 AM
Phantom99$68.453/4/2011 9:21:43 AM
nimble-money0$25.003/4/2011 9:24:28 AM
commerce-renewal$100.003/4/2011 9:24:43 AM
kyomoon$50.003/4/2011 9:16:40 AM
a-exponential-hope$25.003/4/2011 9:18:29 AM
nuclearmoose$25.003/4/2011 9:21:23 AM
reflective-rupee$100.333/4/2011 9:25:22 AM
zotzot$100.223/4/2011 9:44:57 AM
focused-wampum$25.003/4/2011 9:41:11 AM
sf-funder$50.003/4/2011 10:26:33 AM
restless-balance9$50.003/4/2011 2:28:55 PM
felicity-loyalist0$25.003/4/2011 4:39:57 PM
felicity-loyalist0$75.003/4/2011 4:40:36 PM
Dollars4Rent$50.003/5/2011 3:23:17 AM
Bank42$100.003/5/2011 6:36:32 AM
bowdish1$50.003/5/2011 12:22:35 PM
Havana21$200.003/5/2011 1:22:32 PM
HHP$25.003/5/2011 12:05:21 PM
wwwUniversal$25.003/5/2011 3:27:38 PM
Tylerh$100.003/6/2011 4:21:26 AM
BxRealtor$25.003/6/2011 9:56:25 PM
JPAW777$25.003/6/2011 2:30:41 PM
dinero-storm4$100.003/6/2011 6:41:20 PM
power-companion7$100.003/8/2011 10:05:12 AM
worth-philosopher9$100.003/8/2011 10:06:51 AM
patriot897$50.003/8/2011 6:26:18 PM
DDPrime$50.003/9/2011 6:08:06 PM
the-upbeat-p2p$100.003/9/2011 6:58:46 PM
bigballer105$100.003/9/2011 11:12:37 AM
gemoscar$50.003/10/2011 6:28:18 AM
trade-pumpkin$30.003/10/2011 5:20:53 AM
GreenSun$50.003/10/2011 5:01:50 AM
dtrain5$25.003/10/2011 5:22:19 AM
GoingFishing$25.003/10/2011 6:13:10 AM
mountainpeak$25.003/10/2011 8:51:42 AM
vigilance-revolutionary$50.003/10/2011 9:22:57 AM
invest-in-ed$150.003/10/2011 5:27:24 PM
CASHGIRL$25.003/10/2011 8:51:28 PM
afotherg$48.503/11/2011 1:31:01 AM
enigmallc$25.003/11/2011 1:31:27 PM
efficient-treasure0$25.003/11/2011 6:59:36 AM
degster$25.003/12/2011 3:41:49 AM
NMGbank$25.003/12/2011 6:21:19 AM
Silver-Penny001$25.003/12/2011 9:11:11 PM
exact-gold2$50.003/13/2011 6:06:18 AM
cptproton$50.003/13/2011 11:01:29 AM
FlexFunding$50.003/12/2011 2:41:12 PM
phillipd48$25.003/13/2011 11:06:12 AM
davisfl$100.003/14/2011 7:54:42 AM
bndlending2u$50.003/13/2011 12:51:09 PM
Interstate_Rate$250.003/14/2011 11:06:10 AM
newest-unbeatable-currency$50.003/14/2011 8:18:42 AM
hopeful-asset9$100.003/14/2011 9:32:05 AM
virtualbank$50.003/14/2011 9:44:09 AM
SpareChangeDreamFundLLC$25.003/14/2011 5:56:00 PM
secundus$25.003/14/2011 6:56:14 PM
generosity-pizza$50.003/14/2011 2:07:05 PM
kulender$100.003/15/2011 1:44:46 AM
Woodworker57$25.003/15/2011 3:21:22 AM
reflective-gain$25.003/14/2011 5:23:49 PM
billy_hoe_22$50.003/14/2011 6:01:17 PM
Richmp412$25.003/15/2011 6:57:22 AM
money-aggregator7$100.003/15/2011 1:50:05 PM
BigBroJake$50.003/15/2011 2:02:35 PM
platytanz$25.003/15/2011 5:03:25 PM
a-income-rocket$50.003/15/2011 3:33:10 PM
LuckyPerks$50.003/15/2011 3:39:10 PM
syounker$25.003/15/2011 5:46:53 PM
important-ore$100.003/15/2011 4:29:58 PM
MDJAX67$100.003/15/2011 4:44:26 PM
rate-mogul$100.003/15/2011 7:06:11 PM
benefit-trident$25.003/15/2011 5:24:13 PM
heerzaquestion$50.003/15/2011 1:54:53 PM
Srijaya$50.003/15/2011 2:18:39 PM
toronado$100.003/15/2011 3:14:20 PM
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gsp1885$35.003/16/2011 2:38:40 AM
secureincome$1,000.003/15/2011 5:21:22 PM
jujitsulover$100.003/15/2011 5:57:22 PM
Preferred-Lender$25.003/16/2011 8:36:48 AM
zone6$50.003/16/2011 9:25:30 AM
damage$25.003/16/2011 9:37:08 AM
value-pouch$50.003/16/2011 9:46:09 AM
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alpinaut$25.003/16/2011 1:17:11 AM
turbostar666$35.003/16/2011 3:41:10 AM
p2ploan-wildcat$25.003/16/2011 9:51:45 AM
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lry651$50.003/16/2011 1:12:08 PM
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investor_101$49.013/16/2011 5:56:45 PM
squarebob$59.003/16/2011 10:35:35 AM
paramjit$25.003/16/2011 5:46:57 PM
whipone$25.003/16/2011 5:47:31 PM
ujiba$49.563/16/2011 5:51:42 PM
inspired-investment8$100.003/16/2011 5:58:31 PM
cbivitz$400.003/16/2011 1:09:43 PM
Lendomatic$50.003/16/2011 8:03:28 PM
top-epic-community$50.003/16/2011 5:52:36 PM
wbahl$25.003/16/2011 8:07:40 PM
ttnk62918$25.003/16/2011 8:29:40 PM
compoundinterest$50.003/16/2011 6:06:38 PM
epic-transaction$25.003/16/2011 6:39:33 PM
Zoramite$25.003/16/2011 8:26:39 PM
blot44$25.003/4/2011 9:23:50 AM
kenji4861$25.003/4/2011 9:17:34 AM
minista$25.003/4/2011 9:21:34 AM
kind-resolute-dough$50.003/4/2011 9:24:08 AM
TikPmp1$25.003/4/2011 9:24:15 AM
KWarrior$50.003/4/2011 9:21:04 AM
tenacious-compassion9$25.003/4/2011 9:21:17 AM
evnagelist$50.003/4/2011 9:21:28 AM
worthy-bid8$100.003/4/2011 9:21:46 AM
astute-fairness0$100.003/4/2011 3:21:02 PM
thankful-nickel2$25.003/4/2011 5:37:53 PM
ichibon$200.883/5/2011 3:26:30 AM
Marathoner$25.003/4/2011 5:34:02 PM
meux99$25.003/5/2011 1:42:01 AM
a-responsible-return$100.003/5/2011 3:29:09 AM
Emgolda$25.003/5/2011 11:53:29 AM
DreDub$50.003/5/2011 10:17:16 PM
engaging-worth$25.003/5/2011 5:41:41 PM
Supernick$50.003/5/2011 5:56:56 PM
fantastic-openness$100.003/5/2011 5:19:54 PM
treasure-pipeline$25.003/6/2011 4:21:09 AM
transparency-giant$50.003/6/2011 4:22:24 AM
preciouschild$50.003/5/2011 10:06:48 PM
guybyny$25.003/6/2011 8:57:58 AM
Fonthill$100.003/6/2011 10:02:10 AM
Pickmar$25.003/7/2011 8:00:52 AM
Guiren$100.003/7/2011 5:09:31 PM
tennisnutt62$137.813/7/2011 10:19:24 AM
jscope$25.003/7/2011 6:11:23 PM
mizon291$150.003/7/2011 6:35:33 PM
lender987654321$100.003/8/2011 8:12:12 PM
Tech-Entrepreneur$25.003/9/2011 12:22:22 PM
platinum-platoon$25.003/8/2011 9:47:39 PM
codavee$100.003/9/2011 2:22:45 PM
radforj22$50.003/9/2011 2:25:58 PM
PThor$25.003/9/2011 1:07:04 PM
enterprising-cash0$25.003/9/2011 8:32:21 PM
bobby5832708$50.003/10/2011 8:02:34 AM
syounker$25.003/10/2011 5:19:23 AM
BansirOfBabylon$25.003/11/2011 5:41:44 AM
MihirFromRedmond$25.003/11/2011 4:13:57 PM
fcrick$25.003/11/2011 9:52:43 AM
Lotsofbears$25.003/11/2011 12:10:26 PM
ScionAltera$25.003/11/2011 6:08:04 PM
important-ore$66.663/12/2011 4:07:56 AM
lost-money-so-far-on-these$25.003/12/2011 10:01:16 PM
UT-Longhorn$25.003/12/2011 6:29:25 AM
techs$25.003/12/2011 3:42:05 PM
emo13$100.003/13/2011 4:21:48 PM
BlindProphet$50.003/12/2011 8:06:16 PM
Weaverville$100.003/13/2011 5:49:09 PM
GodzillaLending$25.003/14/2011 9:47:45 AM
SFGuy$30.003/13/2011 2:39:46 PM
credit-investor5$50.003/14/2011 9:38:05 AM
windfall46$25.003/14/2011 9:31:08 AM
DadWarbucks$60.003/14/2011 5:54:20 PM
CA-Lender$25.003/14/2011 6:03:08 PM
FG9YTR$25.003/15/2011 7:52:51 AM
Hanalei712$50.003/15/2011 9:36:20 AM
TLCredits$25.003/15/2011 2:08:46 PM
VirgoDesi$32.003/15/2011 3:39:46 PM
RMB-Investments$100.003/15/2011 8:52:59 AM
brit11$50.003/15/2011 1:43:26 PM
loaninvesting$30.003/15/2011 1:51:39 PM
OldestBrother$50.003/15/2011 4:37:27 PM
Gandalf0001$50.003/15/2011 5:11:42 PM
angelinvestor2$100.003/15/2011 3:12:24 PM
next-time$27.883/15/2011 5:47:49 PM
HumRaahee$100.003/15/2011 6:10:20 PM
payout-detective7$50.003/15/2011 3:50:56 PM
solstice175$25.003/16/2011 12:31:11 AM
velocity-solo$25.003/16/2011 2:12:24 AM
IIP77$25.003/16/2011 1:24:18 AM
Aggie88$100.003/16/2011 4:31:10 AM
blooming-dedication$50.003/16/2011 4:50:24 AM
alaskanbearcub$25.003/16/2011 11:02:52 AM
ingenious-order783$25.003/16/2011 11:56:03 AM
miq3263827$25.003/16/2011 4:46:08 AM
BankingFamily$25.003/16/2011 5:28:26 PM
best-ingenious-funds$25.003/16/2011 9:33:40 AM
thedoctor$97.033/16/2011 5:55:47 PM
Centaur$50.003/16/2011 4:51:46 PM
DanLash$100.003/16/2011 6:42:46 PM
mpactlender$25.003/16/2011 5:45:50 PM
ekbangali$50.003/16/2011 7:37:02 PM
pinnacle10$25.003/16/2011 8:00:12 PM
Cali123$48.673/16/2011 8:01:34 PM
cash-professor$50.003/16/2011 7:21:49 PM
astute-benjamins$25.003/16/2011 5:28:47 PM
important-openness1$75.003/16/2011 7:45:20 PM
asset-bada-bing$25.003/16/2011 8:18:28 PM
dingus$25.003/16/2011 7:55:01 PM
Caidin$25.003/16/2011 7:58:35 PM
albatross897$25.003/16/2011 5:46:07 PM
cash-sensai2$50.003/16/2011 5:54:51 PM
SBT$75.003/16/2011 8:51:40 PM
awwaww$40.003/16/2011 8:15:09 PM
mistertao$25.003/16/2011 8:21:59 PM
207 Investments
 
Borrower Payment Dependent Notes Series 496529
This series of Notes was issued and sold upon the funding of the borrower loan #47831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2008 Debt/Income ratio: 11%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $258Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: skillful-loot68 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Travel and a Mattress
Purpose of loan:
This loan will be used to... pay for upcoming travel expenses with my husband. (hotel, gas for our car, food, fun) Also the excess will be used to buy bed and mattress which we dearly need. (we currently sleep on a futon)

My financial situation:
I am a good candidate for this loan because... I am an A1C in the Air Force and my husband works part time (as a work study) while going to college. We generally pay off our credit cards every month and expect to pay off this loan early.


Monthly net income: $4220
Monthly expenses: $3406
Housing: $750
Insurance: $121
Car expenses: $236 (auto payment) $125 (gas)
Utilities: $165
Phone, cable, internet: $217
Food, entertainment: $400
Clothing, household expenses: $40
Credit cards and other loans: We pay off our credit cards each month
Other expenses: $1352
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zotzot$150.003/3/2011 5:21:45 PM
hidavehi$25.093/3/2011 5:03:03 PM
TeaHouseFinance$25.003/3/2011 7:23:11 PM
MarvintheMartian$25.003/3/2011 7:47:27 PM
loanman2007$50.003/4/2011 10:20:50 AM
houli123$85.203/4/2011 9:16:25 AM
zone6$89.973/4/2011 11:28:52 AM
vutah$25.003/4/2011 12:16:51 PM
bluebouyz$25.003/4/2011 12:56:41 PM
shrewd-income$100.003/4/2011 12:45:07 PM
happy-yield$25.003/4/2011 1:26:55 PM
openness-wind8$57.813/4/2011 1:34:52 PM
openness-confidant$149.983/4/2011 2:33:07 PM
noble-marketplace$25.003/4/2011 2:21:00 PM
hopeful-truth5$50.003/4/2011 2:53:38 PM
Danjack_Capital$25.003/3/2011 6:31:46 PM
reflective-rupee$300.333/3/2011 5:04:31 PM
SFBank$100.003/3/2011 7:53:07 PM
squarebob$25.003/3/2011 5:19:38 PM
marybennet$25.003/3/2011 6:08:21 PM
SolarMoonshine$25.003/3/2011 5:25:33 PM
greencat$50.003/4/2011 9:36:43 AM
competent-p2p$25.003/3/2011 8:13:06 PM
commerce-renewal$100.003/3/2011 8:20:28 PM
RyanM561$25.003/4/2011 9:48:04 AM
unforgettable-market3$100.003/4/2011 11:05:30 AM
nickel-hickory$75.003/4/2011 9:39:50 AM
Shining-Star$50.003/4/2011 10:35:47 AM
2grindstones$25.003/4/2011 12:48:11 PM
taetrade$25.003/4/2011 3:05:41 PM
Lubava$25.003/4/2011 3:35:12 PM
beachfunder$50.003/4/2011 3:42:18 PM
thorough-capital799$42.003/4/2011 3:52:19 PM
33 Investments
 
Borrower Payment Dependent Notes Series 496539
This series of Notes was issued and sold upon the funding of the borrower loan #47923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $427.77
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $1,569Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: gocubs23 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 780-799 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2011)
740-759 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
Help me start my new business
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
tntmojave$50.003/7/2011 9:02:39 AM
Tradesmanlender$100.003/7/2011 9:06:09 AM
important-ore$150.003/7/2011 9:06:24 AM
DoctorJoe$25.003/7/2011 2:47:11 PM
CA-Lender$100.003/7/2011 9:04:02 AM
chestnut4$25.003/7/2011 9:36:07 AM
radforj22$25.003/8/2011 7:22:32 AM
Tylerh$100.003/7/2011 7:17:36 PM
worthy-bid8$100.003/8/2011 4:13:31 PM
Panna$25.003/8/2011 2:26:23 PM
nickel-ferret$100.003/9/2011 8:49:24 AM
jazz619$25.003/9/2011 6:42:40 PM
payout-banker4$25.003/9/2011 6:03:14 PM
MadHun$30.833/10/2011 1:55:53 AM
thankful-nickel2$25.003/10/2011 7:29:34 PM
autonomous-truth$200.003/10/2011 4:26:32 PM
efficient-treasure0$25.003/11/2011 7:02:14 AM
fabulous-community4$25.003/12/2011 4:32:33 AM
Soulphoniks-Holdings$100.003/12/2011 7:28:46 AM
reflective-rupee$200.333/12/2011 12:33:31 AM
treasure-widget$25.003/12/2011 10:28:05 AM
jescowa$50.003/12/2011 5:49:59 AM
Weaverville$50.003/13/2011 5:47:02 PM
cingular$25.003/13/2011 7:57:09 PM
Pasagam$50.003/14/2011 12:01:28 PM
colorfulgardener$25.003/14/2011 4:34:23 PM
brainy-repayment5$50.003/14/2011 6:02:14 PM
Havana21$25.003/15/2011 1:48:05 AM
point-kitten6$100.003/15/2011 4:58:05 PM
gold-channel2$50.003/15/2011 4:57:47 PM
orange-preeminant-bill$50.003/16/2011 2:16:50 AM
leodaguy$50.003/15/2011 9:21:46 PM
Preferred-Lender$25.003/16/2011 8:41:41 AM
TikPmp1$25.003/16/2011 9:54:09 AM
treasure-bliss$50.003/16/2011 2:01:46 AM
cash-spinner$25.003/16/2011 12:51:32 PM
interest-exec9$25.003/16/2011 11:57:04 AM
Cai8899$40.003/16/2011 6:39:52 PM
wind183$200.003/16/2011 3:11:28 PM
important-openness1$75.003/16/2011 7:41:27 PM
treasure-pipeline$50.003/16/2011 8:43:05 PM
debt-force$25.003/16/2011 8:36:17 PM
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wbahl$25.003/16/2011 8:12:22 PM
AF-Chief$50.003/17/2011 7:14:01 AM
meenan$40.703/17/2011 1:40:19 AM
desertoasis$40.003/17/2011 9:38:35 AM
capital-commando$50.003/17/2011 12:51:08 PM
torpedoman-usn$50.003/17/2011 2:36:26 PM
suave-income397$250.003/17/2011 5:51:49 PM
gold-sushi$25.003/17/2011 12:02:41 PM
newfoundation$25.003/17/2011 12:56:31 PM
hostbank$100.003/17/2011 3:41:34 PM
Goodlender42$25.003/17/2011 8:31:14 PM
GElender$50.003/17/2011 4:00:38 PM
bullwink27$25.003/17/2011 4:03:14 PM
DrZoidberg$25.003/18/2011 5:31:13 AM
loyalty-sherpa$25.003/17/2011 4:31:15 PM
Imaginos1892$100.003/17/2011 8:11:10 PM
chameleon125$25.003/18/2011 7:17:58 AM
LngTerm$25.003/17/2011 10:23:09 PM
derec$25.003/17/2011 10:36:33 PM
basejump0$25.003/18/2011 1:56:37 AM
Control$25.003/18/2011 4:30:20 AM
bonus-seahorse$50.003/18/2011 1:38:30 PM
marketplace-canary7$25.003/18/2011 10:36:04 AM
snowyowl$25.003/18/2011 11:06:45 AM
don8ter$25.003/18/2011 3:08:25 PM
the-silver-blaster$75.003/18/2011 3:22:54 PM
geemel$25.003/18/2011 4:12:16 PM
CEK360$135.003/18/2011 3:01:29 PM
RiskAdverse$25.003/18/2011 9:27:58 AM
availableloan$25.003/18/2011 7:49:39 PM
healingangel22$25.003/18/2011 10:59:53 PM
Johnab$25.003/18/2011 7:11:21 PM
ptjg$50.003/19/2011 2:35:53 AM
panegryst$25.003/18/2011 11:37:38 PM
authentic-liberty7$25.003/19/2011 3:47:39 AM
reward-walnut$50.003/18/2011 3:07:39 PM
shawnw2$50.003/18/2011 3:08:17 PM
Richmp412$25.003/19/2011 6:01:46 AM
MarinLoans$25.003/18/2011 4:37:47 PM
gracej$25.003/19/2011 2:24:42 AM
worldly-community3$50.003/19/2011 9:27:57 AM
bid-computer$25.003/19/2011 9:28:16 AM
balance6$25.003/19/2011 9:36:28 AM
compwhiz$25.003/19/2011 9:36:41 AM
loot-squirrel6$25.003/19/2011 9:37:00 AM
boisvek$25.003/19/2011 9:38:03 AM
credit-kahuna$50.003/19/2011 9:38:15 AM
alpinaut$25.003/19/2011 9:38:18 AM
MilitaryAV8R$25.003/19/2011 9:38:35 AM
sbsahm$50.003/19/2011 9:38:40 AM
Rivervale_Westwood$25.003/19/2011 9:38:57 AM
lost-money-so-far-on-these$25.003/19/2011 9:39:10 AM
LR_Biker$50.003/19/2011 9:39:19 AM
Leopoldine$25.003/19/2011 9:42:10 AM
nalaari$25.003/19/2011 3:29:51 AM
be_wise$25.003/19/2011 9:44:30 AM
orange-dollar-guild$25.003/19/2011 3:42:44 AM
a-truth-upholder$25.003/19/2011 3:46:28 AM
MicroLender357$50.003/19/2011 6:07:00 AM
platinum-exec1$100.003/18/2011 10:49:00 PM
Florida67$50.003/19/2011 9:36:33 AM
Sp-lender$50.003/19/2011 9:38:10 AM
greenback-perfume$50.003/19/2011 9:38:25 AM
citytreker$50.003/19/2011 9:38:39 AM
Chauncey_Gardener$100.003/19/2011 9:38:44 AM
UT-Longhorn$25.003/19/2011 9:39:25 AM
cash-champ0$26.533/19/2011 9:43:47 AM
shorthairedg$50.003/19/2011 9:45:25 AM
green-moola-platoon$100.003/19/2011 9:46:21 AM
hopeful-asset9$25.003/19/2011 9:46:26 AM
rcm87$100.003/19/2011 9:47:12 AM
friendly-market5$25.003/19/2011 9:48:22 AM
commerce-renewal$100.003/19/2011 9:48:25 AM
Cheburashka$25.003/19/2011 1:59:17 AM
MitchD$25.003/19/2011 10:00:13 AM
1phantom$25.003/19/2011 10:12:14 AM
dvandetta$25.003/19/2011 10:52:59 AM
superb-funds335$25.003/19/2011 9:27:50 AM
reasonable-durability1$25.003/19/2011 9:36:43 AM
jammers$50.003/19/2011 9:36:51 AM
wealth-cheetah7$25.003/19/2011 9:36:56 AM
supersarah61$25.003/19/2011 9:38:01 AM
beachbum22$25.003/19/2011 9:38:08 AM
Swabjockey$25.003/19/2011 9:38:28 AM
cscott2007$25.003/19/2011 9:38:37 AM
deal-enrichment$50.003/19/2011 9:38:43 AM
credit-scout7$50.003/19/2011 9:38:46 AM
CASHGIRL$25.003/19/2011 9:42:07 AM
neighborly-bid$50.003/19/2011 9:43:20 AM
income-mechanic7$25.003/19/2011 9:43:44 AM
Philosonie$25.003/19/2011 9:44:20 AM
steiglends$50.003/19/2011 9:46:01 AM
peace-maximizer8$25.003/19/2011 9:46:37 AM
thebigrig$100.003/19/2011 11:11:02 AM
benjamins-utopia$50.003/7/2011 9:03:09 AM
simplelender80$100.003/7/2011 9:05:41 AM
credit-investor5$50.003/7/2011 9:04:15 AM
BxRealtor$25.003/7/2011 9:03:14 AM
jdrez$25.003/7/2011 9:06:37 AM
power-companion7$100.003/8/2011 10:05:15 AM
reflective-rupee$200.333/7/2011 8:19:31 PM
patriot897$25.003/8/2011 6:34:05 PM
competent-p2p$101.003/8/2011 5:44:03 PM
drcoop$25.003/11/2011 1:08:35 AM
social-friendship5$50.003/11/2011 9:33:15 AM
kind-genuine-dough$50.003/11/2011 9:35:04 AM
SecondChanceLendingSERV$25.003/11/2011 9:59:37 AM
angelgirl777$100.003/11/2011 10:22:34 PM
fulfilling-investment4$25.003/12/2011 4:12:03 AM
Walkingcowboy$50.003/12/2011 11:32:55 AM
platinum-cargo$100.003/12/2011 5:46:05 PM
riproaringrapids$25.003/13/2011 1:17:11 AM
top-courteous-peso$25.003/14/2011 3:54:15 PM
five-star-note$100.003/14/2011 3:18:42 PM
flexible-money1$50.003/15/2011 9:30:10 AM
inspiring-reward$50.003/15/2011 1:54:29 AM
Ripsaw4U$50.003/15/2011 2:14:20 AM
enthralling-deal180$50.003/15/2011 4:58:00 PM
AM2171$30.003/15/2011 12:29:00 PM
eloquent-dough5$25.003/15/2011 7:03:03 PM
6moonbeams$50.003/15/2011 3:56:47 PM
kenji4861$25.003/16/2011 2:25:39 AM
rate-mogul$100.003/15/2011 7:06:26 PM
Gibbyland$100.003/16/2011 10:12:32 AM
skuba$25.003/16/2011 1:25:45 AM
frclmym$25.003/16/2011 1:08:06 PM
Ocean713$50.003/16/2011 3:36:29 PM
kulender$100.003/16/2011 8:17:33 PM
SBT$75.003/16/2011 8:51:20 PM
bold-careful-finance$50.003/16/2011 8:36:42 PM
slartibardfast$25.003/17/2011 3:34:33 AM
Philolend$25.003/17/2011 6:22:40 AM
currency-persimmon$100.003/17/2011 9:33:54 AM
Booray$50.003/17/2011 12:41:09 PM
life-is-great$25.003/17/2011 10:07:33 AM
incbx$36.433/17/2011 4:16:11 PM
gothampark$25.003/17/2011 5:59:43 PM
Artist_Blue$25.003/17/2011 4:15:33 PM
BaxterEvil$25.003/17/2011 7:48:03 PM
benjo$50.003/17/2011 8:38:08 PM
profitable-money$25.003/17/2011 10:11:56 PM
pbo922$25.003/18/2011 6:31:16 AM
new-ore-venture$100.003/18/2011 9:19:04 AM
return-beeper$50.003/18/2011 9:33:00 AM
Bigg_Lender$50.003/18/2011 8:06:11 AM
gold-commander0$50.003/18/2011 9:53:57 AM
payout-paddle1$50.003/18/2011 10:18:14 AM
ivadood$50.003/18/2011 2:29:10 PM
loan_doctor$25.003/18/2011 3:07:37 PM
bdodge$65.003/18/2011 3:33:48 PM
generosity-pizza$25.003/18/2011 4:06:52 PM
MyPlantsEatBugs$25.003/18/2011 1:21:58 PM
liberty-society5$25.003/18/2011 2:26:57 PM
famous-bill$25.003/18/2011 2:28:32 PM
kind-resolute-dough$25.003/18/2011 2:30:29 PM
WordWrangler$50.003/18/2011 9:21:09 AM
360Winner$50.003/18/2011 9:33:32 AM
jazzlender$25.003/18/2011 3:08:22 PM
a-unflappable-finance$100.003/18/2011 9:37:08 AM
350DGRZ$50.003/18/2011 9:32:20 PM
GCInvestments$50.003/19/2011 1:01:40 AM
GMPK_TLAS$50.003/19/2011 1:24:32 AM
lostontheedge$25.003/19/2011 2:37:07 AM
hrubinst$50.003/19/2011 2:43:27 AM
investment-comet$25.003/19/2011 3:39:32 AM
influential-dollar$50.003/19/2011 7:22:21 AM
philantist$25.003/19/2011 2:34:32 AM
Evan_Safe$25.003/19/2011 9:36:32 AM
TommyTucker$50.003/19/2011 9:36:46 AM
touringsedan$50.003/19/2011 9:37:03 AM
Eagledrop$25.003/19/2011 9:38:17 AM
bobby5832708$50.003/19/2011 9:38:23 AM
nikkiesgrandma$25.003/19/2011 9:38:32 AM
debnac170$50.003/19/2011 9:38:38 AM
well-mannered-marketplace5$25.003/19/2011 9:38:47 AM
busnssmn$25.003/18/2011 5:31:38 PM
saahilld$25.003/19/2011 9:39:13 AM
nestegg4e$25.003/19/2011 9:42:13 AM
bigphish$50.003/19/2011 9:43:14 AM
melodious-fairness$100.003/19/2011 3:30:43 AM
Sixmil$100.003/19/2011 9:43:59 AM
platinum-platoon$25.003/19/2011 9:46:43 AM
Fonthill$100.003/19/2011 9:27:52 AM
Reputation1$25.003/19/2011 9:36:39 AM
diversification-empire$25.003/19/2011 9:37:07 AM
ideal-platinum1$50.003/19/2011 9:38:22 AM
logical-investment4$25.003/19/2011 9:38:34 AM
JKEnterprises$25.003/19/2011 9:38:42 AM
awwaww$50.003/19/2011 9:38:50 AM
moltopaolo$50.003/19/2011 9:43:29 AM
power-collider$50.003/19/2011 9:46:18 AM
wizbiz717$50.003/19/2011 9:47:23 AM
integrity-saver$100.003/19/2011 9:48:14 AM
jonn834$25.003/19/2011 1:49:25 AM
aha6297$25.003/19/2011 2:41:37 AM
jt88$50.003/19/2011 10:41:04 AM
rate-gravity$25.003/19/2011 3:28:17 AM
genius520$100.003/19/2011 3:49:33 AM
ssh1983$25.003/19/2011 6:36:00 AM
kublai$75.003/19/2011 9:36:37 AM
LMM1$35.003/19/2011 9:38:06 AM
enigmallc$25.003/19/2011 9:38:20 AM
emosspot$25.003/19/2011 9:38:33 AM
OaklandIuMien$50.003/19/2011 9:38:41 AM
IndianChief$25.003/19/2011 9:38:48 AM
IIP77$25.003/19/2011 9:42:00 AM
ClearLake$25.003/19/2011 9:43:36 AM
velocity-solo$25.003/19/2011 9:46:33 AM
PThor$25.003/19/2011 9:46:39 AM
Ivan2007$27.773/19/2011 9:50:44 AM
254 Investments
 
Borrower Payment Dependent Notes Series 496587
This series of Notes was issued and sold upon the funding of the borrower loan #47862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $319.38
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1994 Debt/Income ratio: 19%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,387Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: TVnooz Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $14,500.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2010)
 
Principal balance: $10,923.55 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
LET'S GET THIS DONE!
I'm just about done paying EVERYTHING off... and on my way to financial success!

ONE last step!

I have a great secure job, great credit score, and I'm NEVER late on paying any bill. I also have like 300 dollars in credit card debt... THAT'S IT!

This will help me pay off a consolidation loan and be done with it!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$4,000.003/4/2011 5:05:02 PM
KWarrior$50.003/4/2011 5:05:50 PM
community-pipeline$25.003/4/2011 5:05:53 PM
nuclearmoose$25.003/4/2011 5:06:15 PM
Preteur$25.003/4/2011 5:07:57 PM
nimble-money0$25.003/4/2011 5:08:05 PM
tomdooley12520$50.003/4/2011 5:20:20 PM
kyomoon$50.003/4/2011 5:03:42 PM
thankful-nickel2$100.003/4/2011 5:39:56 PM
Tradesmanlender$100.003/4/2011 5:06:37 PM
squarebob$105.003/4/2011 5:07:04 PM
a-responsible-return$80.003/5/2011 3:29:16 AM
ac787$38.003/4/2011 6:06:38 PM
bonus-quark4$25.003/5/2011 7:53:14 AM
ichibon$200.883/5/2011 3:26:34 AM
bowdish1$50.003/5/2011 12:22:50 PM
hopeful-truth5$100.003/5/2011 7:59:42 AM
astute-fairness0$100.003/5/2011 6:39:23 AM
JGB$100.003/5/2011 2:28:55 PM
marwadi-62$50.003/5/2011 10:41:15 AM
b1geasy$25.003/5/2011 11:42:33 AM
Supernick$50.003/5/2011 5:57:02 PM
Phantom99$100.003/5/2011 2:13:14 PM
fantastic-openness$100.003/5/2011 5:20:00 PM
Marathoner$25.003/6/2011 4:22:00 AM
heerzaquestion$100.003/5/2011 5:48:58 PM
rss197$100.003/6/2011 9:26:03 AM
Fonthill$100.003/6/2011 10:02:14 AM
brightest-income-hunter$87.123/7/2011 8:10:53 AM
BigSurf$25.003/7/2011 9:00:33 AM
dinero-storm4$100.003/6/2011 6:41:26 PM
Rider$100.003/7/2011 10:06:26 AM
spa5$25.003/7/2011 11:01:11 AM
hookUup$50.003/7/2011 2:01:01 PM
Tylerh$100.003/7/2011 7:19:31 PM
first-serene-credit$25.003/7/2011 3:09:58 PM
RetirementMoney$100.003/8/2011 9:07:12 AM
Archchancellor$100.003/7/2011 9:04:17 PM
GoingFishing$25.003/8/2011 1:02:55 AM
investment-comet$100.003/8/2011 11:14:09 AM
missoula$25.003/8/2011 12:22:30 PM
b1geasy$29.233/8/2011 10:17:13 PM
knixfan78$100.003/8/2011 1:10:54 PM
patriot897$50.003/8/2011 6:26:22 PM
Emgolda$25.003/9/2011 2:09:32 AM
mark1017-31$504.863/8/2011 3:41:30 PM
khamen$25.003/8/2011 3:46:13 PM
shakespeare6$25.003/9/2011 5:48:12 AM
a-income-rocket$50.003/9/2011 6:16:46 AM
trade-hyperdrive1$100.003/9/2011 8:41:30 AM
successful-economy5$100.003/9/2011 5:13:36 AM
PThor$200.003/9/2011 12:53:00 PM
Isanpankki$100.003/9/2011 12:53:26 PM
jktravl$10.793/9/2011 1:02:33 PM
socal-lender$25.003/4/2011 5:05:08 PM
kenji4861$25.003/4/2011 5:05:21 PM
a-exponential-hope$25.003/4/2011 5:05:30 PM
tenacious-compassion9$25.003/4/2011 5:06:02 PM
DukSerduk$25.003/4/2011 5:05:40 PM
zotzot$100.223/4/2011 5:06:12 PM
minista$25.003/4/2011 5:06:27 PM
worthy-bid8$100.003/4/2011 5:06:31 PM
authoritative-capital$50.003/4/2011 5:07:25 PM
kind-resolute-dough$50.003/4/2011 5:07:31 PM
TikPmp1$25.003/4/2011 5:07:41 PM
SolarMoonshine$100.003/4/2011 5:19:38 PM
green-liberty-thunder$100.003/4/2011 5:26:00 PM
RecoveryLender$100.003/4/2011 5:43:45 PM
benjamins-utopia$43.903/4/2011 5:05:48 PM
evnagelist$50.003/4/2011 5:06:21 PM
meux99$25.003/5/2011 1:42:10 AM
Dollars4Rent$50.003/5/2011 3:23:14 AM
Bank42$100.003/5/2011 6:34:11 AM
samo102us$25.003/5/2011 1:22:09 PM
HHP$25.003/5/2011 12:05:01 PM
wwwUniversal$25.003/5/2011 3:27:53 PM
jga516$25.003/5/2011 1:00:00 PM
blot44$25.003/6/2011 4:21:49 AM
Havana21$200.003/6/2011 4:22:19 AM
commerce-renewal$100.003/6/2011 4:21:56 AM
payout-reaction740$25.003/6/2011 4:22:08 AM
penny-plato$25.003/6/2011 5:18:47 AM
guybyny$25.003/6/2011 8:58:01 AM
BxRealtor$25.003/6/2011 9:56:34 PM
a-income-rocket$50.003/7/2011 11:53:33 AM
stable-nickel$35.003/7/2011 5:01:24 PM
ac787$25.003/7/2011 4:34:38 PM
vishal29$100.003/7/2011 10:38:07 PM
jscope$25.003/7/2011 6:11:27 PM
power-companion7$100.003/8/2011 10:05:36 AM
revenue-trombone5$25.003/8/2011 5:12:02 PM
the_finance_guru$25.003/8/2011 8:59:14 PM
T-Bizzone$100.003/8/2011 8:36:48 PM
outofoffice$100.003/9/2011 9:22:16 AM
sentry256$25.003/9/2011 7:28:31 AM
bigballer105$100.003/9/2011 11:12:43 AM
Tech-Entrepreneur$25.003/9/2011 12:22:27 PM
platinum-platoon$25.003/8/2011 9:47:42 PM
tolerant-dinero2$25.003/9/2011 10:15:21 AM
AFriendInNeed3794$25.003/9/2011 11:28:12 AM
skaught$40.003/9/2011 12:11:41 PM
101 Investments
 
Borrower Payment Dependent Notes Series 496589
This series of Notes was issued and sold upon the funding of the borrower loan #47778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $254.03
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1999 Debt/Income ratio: 7%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $83,298Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: blue-goal-cash Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
Consolidate 2 credit cards.

My financial situation:
I am a good candidate for this loan because I have never made a late payment on any of my financial obligations. I accrued this debt during my post college years and have paid off over $20,000 in the last year. I will make a minimum of $80,000 this year and have rented my owned property for positive cash flow, decreasing my debt-to-income ratio. I have 700+ credit and a very stable job that allows for increased pay every month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/3/2011 5:02:30 PM
BxRealtor$25.003/3/2011 5:02:35 PM
Tradesmanlender$50.003/3/2011 5:02:39 PM
benjamins-utopia$100.003/3/2011 5:02:59 PM
MadHun$200.003/3/2011 5:03:15 PM
zotzot$50.003/3/2011 5:03:35 PM
scrappy-bonus2$25.003/3/2011 5:05:50 PM
T-L-B$35.003/3/2011 7:07:08 PM
availableloan$25.003/3/2011 8:56:55 PM
important-ore$150.003/4/2011 3:21:51 AM
runner262$25.003/4/2011 9:35:01 AM
SimpleChoice$25.003/4/2011 9:36:06 AM
thankful-nickel2$100.003/4/2011 5:43:24 PM
newest-funds-powerplant$100.003/4/2011 5:09:30 PM
bentonlending$100.003/4/2011 4:36:54 PM
RandyL3$25.003/4/2011 5:46:13 PM
jdrez$25.003/4/2011 6:31:31 PM
Bank42$100.003/5/2011 12:09:14 PM
a-responsible-return$100.003/5/2011 3:29:06 AM
Cai8899$40.003/6/2011 8:44:22 AM
income-awakening6$100.003/6/2011 12:11:43 PM
kulender$100.003/7/2011 4:32:40 PM
Tylerh$100.003/7/2011 7:16:55 PM
patriot897$25.003/8/2011 6:33:37 PM
nickel-ferret$100.003/9/2011 8:48:08 AM
payout-banker4$25.003/9/2011 6:02:42 PM
indomitable-coin$25.003/9/2011 7:07:21 PM
Eric_Gagne$100.003/10/2011 7:59:24 AM
Havana21$25.003/11/2011 1:41:45 AM
wizbiz717$50.003/10/2011 5:27:39 PM
YellowJacket$25.003/11/2011 9:38:46 AM
szetowski$25.003/11/2011 7:28:41 AM
efficient-treasure0$25.003/11/2011 7:01:29 AM
FWF-kinetic$100.003/11/2011 8:26:23 PM
kind-genuine-dough$50.003/11/2011 9:34:33 AM
saahilld$25.003/11/2011 9:46:00 AM
GElender$50.003/12/2011 6:02:52 AM
riproaringrapids$25.003/13/2011 1:16:45 AM
REITRUST$25.003/14/2011 7:51:19 AM
Weaverville$50.003/13/2011 5:46:38 PM
dreamhope$25.003/14/2011 12:14:03 PM
cingular$25.003/13/2011 7:56:42 PM
BIRDDBAILEY42$82.113/14/2011 1:08:52 PM
moltopaolo$50.003/14/2011 7:43:00 AM
the-dollar-topper$50.003/14/2011 11:51:49 AM
j2ee$25.003/14/2011 4:42:17 PM
Artist_Blue$25.003/14/2011 5:59:45 PM
ThisCatWillHelp$100.003/14/2011 7:32:45 PM
interstellar$51.003/14/2011 4:46:11 PM
aasx1108$25.003/15/2011 5:16:58 AM
flexible-money1$50.003/15/2011 9:29:26 AM
worthy-loot8$25.003/15/2011 2:46:16 PM
rebeldog67$25.003/15/2011 3:28:53 PM
a-income-rocket$50.003/15/2011 3:31:39 PM
6moonbeams$50.003/15/2011 3:56:21 PM
RMB-Investments$100.003/15/2011 8:53:29 AM
Lou-Holtz$25.003/15/2011 4:24:14 PM
benefit-trident$25.003/15/2011 5:23:29 PM
Chillito$37.023/15/2011 1:57:38 PM
barkochva$25.003/15/2011 9:06:00 PM
OKPapa$25.003/15/2011 2:34:17 PM
eloquent-dough5$25.003/15/2011 7:02:34 PM
bobby5832708$50.003/15/2011 6:26:31 PM
leodaguy$50.003/15/2011 9:21:21 PM
squarebob$250.003/3/2011 5:41:44 PM
organized-payment6$50.003/3/2011 5:03:18 PM
Bobafet$25.003/3/2011 8:01:10 PM
JJ9876$25.003/3/2011 5:03:28 PM
macjp123$25.003/4/2011 8:33:38 AM
AFairDeal$75.003/3/2011 6:00:38 PM
Ducatiman1978$25.003/4/2011 8:34:04 AM
vutah$100.003/4/2011 12:20:49 PM
ichibon$150.883/5/2011 3:26:45 AM
tomdooley12520$25.003/5/2011 3:10:06 PM
radforj22$25.003/6/2011 4:51:21 AM
TikPmp1$25.003/7/2011 8:16:28 AM
Ripsaw4U$50.003/7/2011 12:27:05 PM
worthy-bid8$100.003/8/2011 4:13:01 PM
lender987654321$100.003/8/2011 8:12:10 PM
dano1965$50.003/9/2011 10:25:27 AM
jazz619$25.003/9/2011 6:42:11 PM
enterprising-cash0$25.003/9/2011 8:32:18 PM
enthralling-deal180$50.003/10/2011 1:56:31 AM
CLoViq$56.003/10/2011 8:04:29 AM
vigilance-revolutionary$50.003/10/2011 9:22:54 AM
top-epic-community$50.003/10/2011 10:42:28 AM
cerebral-dollar773$500.003/11/2011 7:29:21 AM
rcm87$100.003/12/2011 6:36:33 AM
Havnfun$25.003/11/2011 10:32:56 PM
velocity-squadron$27.773/12/2011 8:56:00 AM
Azonic21$25.003/12/2011 9:11:39 AM
jescowa$50.003/12/2011 5:48:53 AM
Walkingcowboy$50.003/12/2011 11:32:04 AM
cptproton$50.003/13/2011 11:01:28 AM
Pasagam$32.383/14/2011 7:53:45 AM
meenan$50.003/14/2011 11:24:38 AM
genius520$100.003/14/2011 1:30:19 PM
enchanted-yield4$100.003/14/2011 9:55:31 AM
Aaron_Oz$25.003/14/2011 10:10:01 AM
CA-Lender$25.003/14/2011 6:03:07 PM
greekgst99$25.003/14/2011 7:48:27 PM
paceme1$72.253/14/2011 7:56:34 PM
OldestBrother$50.003/14/2011 10:15:50 PM
Woodworker57$25.003/15/2011 3:21:13 AM
divedude$25.003/15/2011 3:22:06 AM
kind-resolute-dough$25.003/14/2011 5:38:37 PM
skuba$25.003/15/2011 8:28:22 AM
KrystalBall$25.003/15/2011 9:53:01 AM
John_Galt$44.003/15/2011 1:24:08 PM
Hanalei712$50.003/15/2011 9:37:54 AM
circustab$50.003/15/2011 3:32:12 PM
the-capital-multiplier$50.003/15/2011 10:06:44 AM
HumRaahee$100.003/15/2011 6:09:34 PM
cladius67$100.003/15/2011 7:06:42 PM
ijspence$25.003/15/2011 2:06:40 PM
secureincome$1,200.003/15/2011 6:47:03 PM
ORteacher$50.003/15/2011 8:09:00 PM
mizon291$50.003/15/2011 9:06:17 PM
srspank24$50.003/15/2011 9:41:40 PM
119 Investments
 
Borrower Payment Dependent Notes Series 496703
This series of Notes was issued and sold upon the funding of the borrower loan #47783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,700.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $269.91
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1998 Debt/Income ratio: 57%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,764Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: asset-nucleus7 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1400
Monthly expenses: 150.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $140.00
Food, entertainment: $150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $3500
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worthy-bid8$25.003/4/2011 5:07:18 PM
KramericaIndustries$25.003/4/2011 7:06:28 PM
MadHun$200.003/4/2011 5:07:10 PM
ingenious-deal6$25.003/4/2011 5:04:51 PM
zjonathan$25.003/5/2011 2:18:09 AM
israel15$25.003/5/2011 2:28:01 AM
lendme2$50.003/5/2011 2:46:59 AM
foothillender$25.003/5/2011 8:00:35 AM
get30inc$50.003/5/2011 11:41:24 AM
lloyd_s$25.003/5/2011 1:21:34 PM
cloud8$40.003/5/2011 4:24:25 PM
Cai8899$25.003/6/2011 8:42:42 AM
asset-professor$25.003/5/2011 6:31:31 PM
soulful-truth$100.003/6/2011 5:41:56 PM
loyalist1$100.003/7/2011 8:18:07 AM
Bob450$30.003/7/2011 4:36:01 PM
rhin0cerx$50.003/8/2011 9:44:44 AM
power-companion7$100.003/8/2011 10:10:47 AM
patriot897$25.003/8/2011 6:35:17 PM
CA-Lender$100.003/8/2011 3:16:51 PM
thelovebug$100.003/9/2011 12:51:41 PM
108lender$200.003/9/2011 9:18:13 AM
payout-banker4$25.003/9/2011 6:01:24 PM
chkrvrty$50.003/10/2011 4:21:28 AM
top-basis-majesty$50.003/10/2011 9:34:54 AM
important-openness1$50.003/10/2011 4:16:37 PM
Yomain$125.003/10/2011 2:21:49 PM
symbiosis$100.003/10/2011 7:36:26 PM
musegaze$100.003/11/2011 6:11:38 AM
chungfang$100.003/11/2011 1:31:55 PM
SecondChanceLendingSERV$25.003/11/2011 9:22:27 AM
indomitable-dedication$50.003/11/2011 2:28:31 PM
social-friendship5$50.003/11/2011 9:32:51 AM
kind-genuine-dough$25.003/11/2011 9:35:30 AM
secureincome$800.003/11/2011 11:13:44 AM
Rob717171$50.003/12/2011 7:41:43 AM
rcm87$100.003/12/2011 6:30:28 AM
Weaverville$50.003/13/2011 5:48:02 PM
Mariner3605$25.003/14/2011 12:43:34 PM
the-discrete-income$100.003/14/2011 1:12:29 PM
mclilpaws$25.003/14/2011 1:22:33 PM
janus_god$25.003/14/2011 1:22:44 PM
dirkjan$50.003/14/2011 1:23:07 PM
iolaire$25.003/14/2011 1:23:20 PM
rcldesign$25.003/14/2011 1:25:13 PM
debt-force$25.003/14/2011 1:25:40 PM
umfan123$25.003/14/2011 6:12:07 AM
wizardii$25.003/14/2011 1:25:49 PM
minddoc$25.003/14/2011 1:27:02 PM
gain-gourd$100.003/14/2011 1:27:20 PM
sensible-fund$50.003/14/2011 1:27:45 PM
yield-trader$50.003/14/2011 10:07:03 AM
Ocean713$50.003/14/2011 12:40:53 PM
kulender$50.003/14/2011 12:57:08 PM
finance-mushroom$100.003/14/2011 1:00:43 PM
bsh297$25.003/14/2011 1:12:55 PM
safe-kindness5$25.003/14/2011 1:22:42 PM
Georgetastic$25.003/14/2011 1:25:17 PM
american-investor$25.003/14/2011 1:26:08 PM
brazilofmux$100.003/14/2011 1:27:06 PM
Interstate_Rate$100.003/14/2011 10:58:14 AM
GInBaghdad$25.003/14/2011 12:51:49 PM
buyrite334$25.003/14/2011 1:22:16 PM
stolan$29.343/14/2011 1:22:23 PM
satanichammy$50.003/14/2011 1:22:39 PM
AAAInvestments$25.003/14/2011 1:23:34 PM
NYCFinancier$25.003/14/2011 1:23:47 PM
shrewd-peace7$25.003/14/2011 1:23:54 PM
MylesNH$25.003/14/2011 1:27:42 PM
simplelender80$150.003/4/2011 5:04:01 PM
suave-dime6$25.003/4/2011 5:06:57 PM
point-sasquatch$25.003/4/2011 5:08:41 PM
competent-p2p$25.003/4/2011 6:21:49 PM
CreativeIdeas$25.003/5/2011 2:26:07 AM
reflective-rupee$25.333/4/2011 8:46:13 PM
mickeyroi$25.003/5/2011 3:06:34 AM
investment-artist$25.003/5/2011 8:09:13 AM
joee$25.003/5/2011 9:51:24 AM
87Marc$25.003/5/2011 10:31:14 PM
KarlMarx$25.003/7/2011 12:51:43 PM
Tylerh$100.003/7/2011 7:18:54 PM
Artist_Blue$25.003/8/2011 10:30:22 AM
reward-walnut$50.003/8/2011 4:16:35 PM
loan-kung-fu$100.003/9/2011 5:17:41 AM
gold-channel2$25.003/11/2011 3:06:48 PM
tnjohnso$25.003/11/2011 3:46:48 PM
seisen$42.253/12/2011 2:43:21 AM
FeedTheMachine$100.003/12/2011 8:26:14 AM
kind-adventurous-finance$50.003/12/2011 8:47:08 AM
logical-investment4$25.003/11/2011 8:37:40 PM
Easystreet$25.003/12/2011 1:41:23 PM
treasure-widget$25.003/12/2011 10:27:19 AM
IIP77$25.003/12/2011 5:35:14 AM
point-kitten6$100.003/12/2011 11:18:25 AM
finance-vault$25.003/12/2011 9:02:01 PM
tech310$50.003/13/2011 8:31:50 PM
Inquisitor06$50.003/14/2011 1:22:37 PM
Jloaner$50.003/14/2011 1:22:54 PM
radforj22$25.003/14/2011 1:24:24 PM
shmb6508$200.003/14/2011 1:24:57 PM
payment-gusto$25.003/14/2011 1:25:25 PM
bnlforever$25.003/14/2011 1:25:35 PM
hope-hickory$25.003/14/2011 1:25:52 PM
PatRichi$25.003/14/2011 1:27:09 PM
inventive-wealth2$25.003/14/2011 1:27:16 PM
Rdodson11$25.003/14/2011 1:27:37 PM
mummey$50.003/14/2011 11:11:12 AM
Kaj$50.003/14/2011 12:41:32 PM
liberty-destiny3$25.003/14/2011 1:00:41 PM
AF-Chief$50.003/14/2011 1:10:32 PM
stoopidnoodle$25.003/14/2011 1:24:12 PM
utopia14$25.003/14/2011 1:26:24 PM
Diamond_Jim$50.003/14/2011 1:12:31 PM
successful-generosity$25.003/14/2011 1:12:52 PM
orderly-leverage$100.003/14/2011 1:13:08 PM
social-conductor4$25.003/14/2011 1:22:20 PM
life-is-great$25.003/14/2011 1:22:57 PM
ore-accomplishment$50.003/14/2011 1:23:17 PM
honorable-yield$25.003/14/2011 1:23:36 PM
Rogesparkguy$25.003/14/2011 1:23:41 PM
organic-order$25.003/14/2011 1:23:57 PM
Digs$25.003/14/2011 1:24:37 PM
dedicated-transaction796$50.003/14/2011 1:27:24 PM
123 Investments
 
Borrower Payment Dependent Notes Series 496763
This series of Notes was issued and sold upon the funding of the borrower loan #47900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $184.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 8%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,567Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: worthy-bonus8 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Borrower
Purpose of loan:
This loan will be used to...pay bills and minor household repairs


My financial situation:
I am a good candidate for this loan because...I pay my bills ontime


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $106,775 2. $ 112,000 (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/5/2011 12:09:43 PM
important-ore$150.003/5/2011 12:12:51 PM
jdrez$25.003/5/2011 12:13:53 PM
crippledcircus$35.003/5/2011 1:31:19 PM
Panna$25.003/5/2011 2:36:38 PM
benjamins-utopia$50.003/5/2011 12:07:44 PM
Tradesmanlender$100.003/5/2011 12:11:14 PM
BxRealtor$25.003/5/2011 12:08:26 PM
fmvaulter$25.003/5/2011 2:34:45 PM
vutah$25.003/5/2011 2:00:25 PM
tremendous-payment$25.003/5/2011 3:58:54 PM
chestnut4$25.003/5/2011 6:41:31 PM
competent-p2p$25.003/7/2011 6:54:22 AM
850$50.003/6/2011 8:17:35 PM
MadHun$100.003/7/2011 10:24:28 AM
radforj22$25.003/7/2011 4:23:42 PM
patriot897$25.003/8/2011 6:33:55 PM
nickel-ferret$100.003/9/2011 8:49:08 AM
CA-Lender$100.003/9/2011 2:56:51 PM
jazz619$25.003/9/2011 6:42:31 PM
kind-genuine-dough$50.003/11/2011 9:34:52 AM
Havana21$25.003/12/2011 3:20:20 AM
Azonic21$25.003/12/2011 9:11:48 AM
Walkingcowboy$50.003/12/2011 11:32:43 AM
treasure-widget$25.003/12/2011 10:27:42 AM
jescowa$50.003/12/2011 5:49:37 AM
riproaringrapids$25.003/13/2011 1:17:00 AM
Pasagam$50.003/14/2011 12:01:17 PM
cingular$25.003/13/2011 7:57:02 PM
CEK360$135.003/14/2011 1:32:34 PM
inspiring-reward$50.003/14/2011 1:26:02 PM
enthralling-deal180$50.003/14/2011 5:34:11 PM
treasure-bliss$25.213/14/2011 6:01:34 PM
flexible-money1$50.003/15/2011 9:29:50 AM
matthewa$25.003/15/2011 1:23:11 PM
mckhbnpc$30.003/15/2011 1:59:16 PM
skuba$25.003/15/2011 8:28:45 AM
fallentimbers$25.003/15/2011 3:52:59 PM
dahnkster$39.433/15/2011 2:08:12 PM
jujitsulover$50.003/15/2011 5:54:40 PM
Srijaya$25.003/15/2011 2:21:08 PM
6moonbeams$50.003/15/2011 3:56:40 PM
rcm87$100.003/15/2011 4:08:31 PM
Aaron_Oz$25.003/15/2011 4:11:06 PM
interstellar$51.003/15/2011 4:11:25 PM
lakehavasu88$25.003/16/2011 3:17:09 AM
truth-trapper$25.003/15/2011 5:35:39 PM
Preferred-Lender$25.003/16/2011 8:41:36 AM
leodaguy$50.003/15/2011 9:21:36 PM
Oak-Parker$25.003/16/2011 9:12:54 AM
bullwink27$25.003/16/2011 6:46:42 AM
Gibbyland$100.003/16/2011 10:12:13 AM
investment-cluster$25.003/16/2011 2:34:00 PM
HHP$100.003/16/2011 9:34:00 AM
GElender$50.003/16/2011 6:09:10 PM
cash-spinner$25.003/16/2011 12:51:26 PM
credit-investor5$50.003/16/2011 6:41:20 PM
meenan$50.003/16/2011 6:42:04 PM
ttnk62918$25.003/16/2011 8:29:44 PM
mlj0671$25.003/16/2011 9:30:24 PM
a-finance-nirvana$25.003/16/2011 8:24:16 PM
SimpleChoice$25.003/5/2011 2:46:42 PM
Tylerh$100.003/7/2011 7:17:23 PM
power-companion7$100.003/8/2011 10:11:38 AM
worthy-bid8$100.003/8/2011 4:13:22 PM
wild-orange$50.003/9/2011 4:09:46 AM
payout-banker4$25.003/9/2011 6:03:04 PM
efficient-treasure0$25.003/11/2011 7:01:57 AM
credit-coach118$100.003/11/2011 9:23:56 AM
gold-channel2$50.003/11/2011 3:07:05 PM
social-friendship5$50.003/11/2011 9:33:03 AM
point-kitten6$100.003/12/2011 11:18:38 AM
techs$25.003/12/2011 3:41:41 PM
Weaverville$50.003/13/2011 5:46:53 PM
Cai8899$40.003/14/2011 11:23:58 AM
TikPmp1$25.003/14/2011 5:38:34 PM
orange-preeminant-bill$50.003/15/2011 2:11:30 AM
Ripsaw4U$50.003/15/2011 2:14:05 AM
Drewkeeper$25.003/15/2011 4:46:33 PM
Gandalf0001$50.003/15/2011 5:15:14 PM
vutah$25.003/15/2011 5:41:38 PM
kulender$100.003/15/2011 4:58:45 PM
eloquent-dough5$25.003/15/2011 7:02:57 PM
Redeast$25.003/15/2011 8:23:31 PM
BentFlyer$50.003/15/2011 2:38:07 PM
razor783$25.003/15/2011 2:44:17 PM
rate-mogul$45.003/15/2011 7:03:34 PM
all_of_that_one$30.003/15/2011 3:57:10 PM
kenji4861$25.003/16/2011 2:25:15 AM
GreenHill$25.003/16/2011 6:06:06 AM
FundMaker$25.003/16/2011 8:27:51 AM
Ocean713$50.003/16/2011 3:36:11 PM
wbahl$25.003/16/2011 8:12:17 PM
debt-force$25.003/16/2011 4:43:30 PM
important-openness1$75.003/16/2011 7:13:43 PM
unassailable-fund$100.003/16/2011 8:29:04 PM
bold-careful-finance$50.003/16/2011 8:36:36 PM
the-money-gargantuan$25.003/16/2011 8:39:07 PM
treasure-pipeline$50.003/16/2011 8:43:01 PM
studious-peso$25.003/16/2011 6:38:51 PM
BzJ108$25.003/16/2011 8:56:31 PM
wbahl$219.363/16/2011 10:40:11 PM
kbodendorf$25.003/16/2011 8:43:33 PM
SBT$75.003/16/2011 8:51:17 PM
104 Investments
 
Borrower Payment Dependent Notes Series 496807
This series of Notes was issued and sold upon the funding of the borrower loan #47893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $206.40
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1983 Debt/Income ratio: 13%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,059Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: goodhearted-duty4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...consolidate all higher interest rate credit cards and loans.

My financial situation:
I am a good candidate for this loan because I have stable employment for the past 10 years, the savings of consolidating my debts will save about $100 a month over paying them individually, and this will give a finite time line in which I will be able to achieve my financial goal of living debt free. I plan to cancel all but one credit card which will be used only for rental cars when I have to travel. I know initially my credit score will suffer some what by canceling unneeded cards but I am looking to the long vision I have for achieving my financial goals and investing for my future.Please feel free to contact me with any questions you may have about this posting.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/6/2011 12:06:10 PM
AFairDeal$100.003/6/2011 12:06:36 PM
competent-p2p$101.003/6/2011 7:15:38 PM
Acid$50.003/7/2011 7:06:41 AM
benjamins-utopia$100.003/6/2011 12:03:23 PM
Tradesmanlender$100.003/6/2011 12:06:28 PM
starry2001$25.003/6/2011 7:32:57 PM
many_many$31.143/7/2011 12:40:41 PM
astute-fairness0$100.003/7/2011 8:09:52 AM
Tylerh$100.003/7/2011 7:17:33 PM
worthy-bid8$100.003/8/2011 4:13:29 PM
nickel-ferret$100.003/9/2011 8:49:22 AM
intelligent-yield$100.003/9/2011 10:02:53 AM
CE88$25.003/9/2011 4:49:52 PM
MadHun$200.003/9/2011 12:21:43 PM
payout-banker4$25.003/9/2011 6:03:12 PM
jazz619$25.003/9/2011 6:42:38 PM
respectful-integrity3$25.003/10/2011 5:54:17 AM
haryassman$25.003/10/2011 11:50:36 AM
efficient-treasure0$25.003/11/2011 7:02:09 AM
bill-booster5$25.003/11/2011 10:59:18 PM
kind-genuine-dough$50.003/11/2011 9:35:03 AM
enterprising-cash0$25.003/11/2011 3:32:27 PM
saahilld$25.003/12/2011 2:25:57 AM
Walkingcowboy$50.003/12/2011 11:32:52 AM
Azonic21$25.003/12/2011 9:11:50 AM
BankofBeth$25.003/12/2011 9:15:23 PM
riproaringrapids$25.003/13/2011 1:17:09 AM
indomitable-coin$50.003/14/2011 7:51:13 AM
DDPrime$50.003/14/2011 9:33:48 AM
cingular$25.003/13/2011 7:57:08 PM
Mahogany_Group$25.003/14/2011 10:23:29 AM
Aaron_Oz$25.003/14/2011 10:24:18 AM
a-responsible-return$100.003/14/2011 9:51:14 AM
KichigaiSensei$25.003/14/2011 12:08:49 PM
flexible-money1$50.003/15/2011 9:30:06 AM
toronado$25.003/15/2011 1:35:16 PM
carluvr33$25.003/15/2011 9:35:31 AM
Earn_money$25.003/15/2011 6:58:09 AM
Planecourage$38.713/15/2011 7:00:23 PM
ddamenace$50.003/15/2011 8:08:44 PM
bentonlending$50.003/15/2011 8:49:42 PM
rcj1411$50.003/15/2011 2:20:33 PM
MSTCOURTJESTER$50.003/15/2011 3:15:39 PM
payment-friendship$25.003/15/2011 3:32:11 PM
circustab$50.003/15/2011 3:36:07 PM
blooming-dedication$50.003/16/2011 4:52:03 AM
LiveNow$50.003/16/2011 5:02:28 AM
GElender$40.003/16/2011 6:38:37 AM
wwwUniversal$25.003/16/2011 6:46:24 AM
SnakeV$25.003/16/2011 8:31:45 AM
kenji4861$25.003/16/2011 2:25:36 AM
eloquent-dough5$25.003/15/2011 7:03:03 PM
hopeful-truth5$50.003/15/2011 8:44:10 PM
UncleScroogeDMD$100.003/16/2011 9:26:54 AM
OneEyeWill$111.153/16/2011 9:27:54 AM
value-pouch$50.003/16/2011 9:45:58 AM
Frugal$25.003/16/2011 9:09:58 AM
fund-tom-tom6$50.003/16/2011 10:43:31 AM
heerzaquestion$25.003/16/2011 11:10:54 AM
mhotchan$100.003/16/2011 7:35:44 AM
Preferred-Lender$25.003/16/2011 8:41:40 AM
TikPmp1$25.003/16/2011 9:10:24 AM
frclmym$25.003/16/2011 1:18:22 PM
gustavholstopus32$25.003/16/2011 9:53:22 AM
sentimental-cash0$25.003/16/2011 12:08:52 PM
jdrez$25.003/6/2011 12:07:14 PM
zotzot$25.333/6/2011 12:08:06 PM
BxRealtor$25.003/6/2011 12:02:57 PM
JJ9876$25.003/6/2011 12:06:32 PM
important-ore$150.003/6/2011 12:06:50 PM
ichibon$150.883/6/2011 12:07:17 PM
openness-viking$100.003/7/2011 5:47:04 AM
organized-payment6$50.003/6/2011 12:06:14 PM
thankful-nickel2$100.003/6/2011 4:24:06 PM
vutah$25.003/6/2011 12:24:50 PM
dreamhope$25.003/7/2011 8:24:57 AM
vutah$100.003/7/2011 6:29:30 PM
radforj22$25.003/8/2011 7:22:29 AM
caring-hope2$50.003/8/2011 7:46:40 AM
Panna$25.003/8/2011 2:26:23 PM
patriot897$25.003/8/2011 6:34:02 PM
Eric_Gagne$100.003/10/2011 7:59:55 AM
top-epic-community$50.003/10/2011 10:42:38 AM
cerebral-dollar773$500.003/11/2011 7:31:45 AM
jescowa$50.003/12/2011 5:49:56 AM
FWF-kinetic$100.003/11/2011 8:27:15 PM
Ripsaw4U$42.063/12/2011 2:25:00 AM
BAJMP$25.003/12/2011 9:22:55 AM
agbullet55443$100.003/12/2011 9:44:52 PM
Weaverville$50.003/13/2011 5:47:00 PM
Pasagam$50.003/14/2011 12:01:27 PM
CA-Lender$25.003/14/2011 6:03:20 PM
j2ee$25.003/14/2011 4:42:19 PM
FundMaker$30.003/15/2011 6:43:10 AM
Havana21$25.003/15/2011 1:48:03 AM
crw1950$30.003/15/2011 7:40:35 AM
enthralling-deal180$50.003/15/2011 4:09:40 PM
bobby5832708$50.003/15/2011 6:26:37 PM
leodaguy$50.003/15/2011 9:21:45 PM
Silver-Penny001$25.003/15/2011 2:59:05 PM
6moonbeams$50.003/15/2011 3:56:46 PM
blooming-dedication$50.003/16/2011 4:51:52 AM
RetirementMoney$25.003/16/2011 7:36:08 AM
friendinmoney$25.003/16/2011 7:16:59 AM
Gibbyland$100.003/16/2011 10:12:29 AM
skuba$25.003/16/2011 1:25:42 AM
REITRUST$25.003/16/2011 11:25:41 AM
return-phase9$25.003/16/2011 5:40:01 AM
money-aggregator7$25.003/16/2011 6:20:29 AM
Rider$100.003/16/2011 9:51:42 AM
fortress767$50.003/16/2011 6:46:04 AM
first-serene-credit$25.003/16/2011 8:19:07 AM
unclejaef$25.003/16/2011 12:05:02 PM
Cai8899$40.003/16/2011 12:07:48 PM
MapleLaker$25.003/16/2011 12:27:12 PM
vishal29$50.003/16/2011 12:40:39 PM
dgagli1$57.903/16/2011 2:09:16 PM
visionary-asset5$50.003/16/2011 2:18:04 PM
bill-expert$68.003/16/2011 12:19:01 PM
cash-spinner$25.003/16/2011 12:51:31 PM
heroic-payout9$33.673/16/2011 2:16:47 PM
122 Investments
 
Borrower Payment Dependent Notes Series 496841
This series of Notes was issued and sold upon the funding of the borrower loan #47818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2000 Debt/Income ratio: 17%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:24y 5m
Amount delinquent: $0 Total credit lines: 79 Occupation: Fireman
Public records last 12m / 10y: 0/ 6 Revolving credit balance: $4,565Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: emphatic-worth1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business Venture
Purpose of loan:
This loan will be used to support the initial start-up of a computer franchise. I have the franchise fees covered. These funds will be used to support the purchases of inventory, equipment and operations for the franchise.
My financial situation: Stable, Very Strong.
I am a good candidate for this loan because I have greater than twenty-five years dedicated to owning and operating small businesses. I am PhD learner in the study of Organization and Management. I am also an adjunct instructor for the local college and have been employed in public safety for twenty-five years.

Monthly net income: $ 5100.00
Monthly expenses: $ 2370 (As defined Below)
Housing: $ 600.00
Insurance: $ 125.00
Car expenses: $ 525.00
Utilities: $ 125.00
Phone, cable, internet: $ 95.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 250.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what your 6 public records in the last 7 years are? - zotzot
A: I will be glad to explain the records. In one of my first business ventures, I utilized the services of a staffing agency to manage my employees. This allowed my employees to gain certain benefits that I was not able to afford as a small business. This agency, unknown to many businesses in the community, went belly-up. Well, they left unpaid workers comp taxes unpaid and the State came after the business owners even though I was a Sub S. I eventually paid the taxes. Lesson Learned! (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/6/2011 12:03:11 PM
MrMoney0622$25.003/6/2011 12:08:22 PM
SolarMoonshine$25.003/6/2011 1:07:33 PM
Stek7$25.003/6/2011 12:05:40 PM
suave-dime6$25.003/6/2011 12:06:22 PM
Cai8899$25.003/6/2011 12:08:10 PM
soulful-truth$100.003/6/2011 5:42:10 PM
Tylerh$100.003/7/2011 7:19:08 PM
influential-cash7$25.003/7/2011 7:22:47 PM
point-sasquatch$25.003/8/2011 9:25:16 AM
power-companion7$100.003/8/2011 10:09:27 AM
worthy-bid8$50.003/8/2011 4:14:07 PM
Bob450$25.003/8/2011 12:23:45 PM
imdave4me$100.003/8/2011 10:37:01 PM
108lender$200.003/9/2011 9:18:32 AM
thelovebug$100.003/9/2011 12:51:50 PM
loan-kung-fu$100.003/9/2011 5:17:54 AM
payout-banker4$25.003/9/2011 6:01:34 PM
top-basis-majesty$50.003/10/2011 9:35:13 AM
platinum-scientist9$100.003/11/2011 10:09:16 AM
Income-Scout$200.003/11/2011 8:26:48 AM
SecondChanceLendingSERV$25.003/11/2011 9:23:54 AM
FeedTheMachine$100.003/12/2011 8:26:22 AM
IIP77$25.003/12/2011 5:35:30 AM
LaBamba$125.003/12/2011 6:57:07 AM
Easystreet$25.003/12/2011 1:41:34 PM
kind-adventurous-finance$50.003/12/2011 8:47:19 AM
Weaverville$50.003/13/2011 5:48:15 PM
LoanerPrincipal$25.003/13/2011 8:36:37 PM
umfan123$25.003/14/2011 1:10:38 PM
investment-mountain$25.003/14/2011 3:11:32 PM
Kaj$50.003/14/2011 1:33:40 PM
anton$25.003/14/2011 1:39:11 PM
worldly-money4$150.003/14/2011 2:33:24 PM
wind183$100.003/14/2011 5:37:50 PM
Yomain$60.003/14/2011 4:57:31 PM
foxtrot12$100.003/14/2011 6:01:48 PM
courteous-kindness1$25.003/14/2011 1:12:42 PM
reward-walnut$25.003/14/2011 1:22:26 PM
satisfying-durability$25.003/14/2011 9:26:03 PM
desertoasis$30.003/15/2011 1:23:40 AM
Pitufo$25.003/14/2011 4:39:59 PM
asmithj$32.013/15/2011 1:56:18 AM
shmb6508$200.003/14/2011 4:41:42 PM
orange-preeminant-bill$50.003/15/2011 2:11:37 AM
asset-professor$25.003/14/2011 4:56:36 PM
debt-force$25.003/14/2011 4:58:01 PM
durable-investment8$30.003/14/2011 6:59:52 PM
Wellman$50.003/15/2011 3:56:13 AM
SDNLR$76.993/15/2011 1:15:21 AM
broomfieldbucks$25.003/15/2011 6:16:45 AM
kindness-hickory5$25.003/15/2011 7:06:45 AM
treasure-pipeline$25.003/14/2011 5:37:53 PM
leverage-monger$40.423/15/2011 7:20:28 AM
DeltaGambler$50.003/15/2011 8:46:08 AM
kulender$100.003/14/2011 5:55:18 PM
missing-link$25.003/14/2011 6:01:21 PM
ommcd$25.003/14/2011 6:01:32 PM
tnjohnso$25.003/14/2011 6:01:58 PM
GracieLuLu04$25.003/15/2011 9:10:24 AM
knixfan78$103.753/15/2011 9:35:02 AM
bettndon$100.003/14/2011 8:04:45 PM
the-revenue-demon$35.003/14/2011 8:07:55 PM
thatguyoverseas$45.673/15/2011 8:54:21 AM
Armyman122$50.003/15/2011 8:58:24 AM
healingangel22$25.003/15/2011 9:08:38 AM
simplelender80$150.003/6/2011 12:02:41 PM
greencat$50.003/7/2011 7:19:33 AM
reflective-rupee$25.333/6/2011 7:14:20 PM
credit-coach118$25.003/6/2011 7:22:49 PM
competent-p2p$101.003/7/2011 6:50:25 AM
loyalist1$100.003/7/2011 8:18:15 AM
KarlMarx$25.003/7/2011 12:51:46 PM
CA-Lender$100.003/8/2011 3:17:09 PM
patriot897$25.003/8/2011 6:35:29 PM
MadHun$100.003/9/2011 3:13:08 PM
chkrvrty$50.003/10/2011 4:21:45 AM
matt_2006$35.003/10/2011 4:21:34 PM
Artist_Blue$25.003/11/2011 1:11:40 AM
chungfang$100.003/11/2011 1:32:05 PM
social-friendship5$50.003/11/2011 9:33:10 AM
musegaze$100.003/11/2011 6:11:48 AM
kind-genuine-dough$25.003/11/2011 9:35:50 AM
rcm87$100.003/12/2011 6:30:46 AM
superboss-awesomefist$25.003/11/2011 10:51:27 PM
treasure-widget$25.003/12/2011 10:28:00 AM
Silver-Penny001$25.003/12/2011 9:14:32 PM
tech310$50.003/13/2011 8:31:59 PM
yield-trader$50.003/14/2011 10:07:15 AM
Interstate_Rate$100.003/14/2011 10:58:05 AM
DreamsDoComeTrue$100.003/14/2011 2:17:30 PM
profit-powerplant$25.003/14/2011 4:41:03 PM
liberty-destiny3$25.003/14/2011 4:57:22 PM
the-discrete-income$100.003/14/2011 4:57:34 PM
irrelevant$50.003/14/2011 5:36:47 PM
AlfinityBank25$25.003/14/2011 2:44:07 PM
orderly-leverage$100.003/14/2011 4:42:00 PM
credible-balance6$50.003/14/2011 5:58:26 PM
gold-blanket0$25.003/14/2011 6:02:02 PM
willinvest$25.003/14/2011 5:31:54 PM
profitable-money$25.003/14/2011 8:48:16 PM
honorable-yield$25.003/14/2011 5:37:44 PM
CEK360$135.003/14/2011 1:32:35 PM
inspiring-reward$143.253/14/2011 5:57:16 PM
fareast_man$25.003/14/2011 3:26:12 PM
w3alter$50.003/14/2011 3:36:34 PM
affluence-tycoon$50.003/14/2011 4:40:57 PM
finance-mushroom$100.003/14/2011 4:41:10 PM
payment-gusto$25.003/15/2011 2:12:29 AM
consummate-loyalty1$50.003/14/2011 8:47:43 PM
reward-adventure$50.003/15/2011 4:57:03 AM
kanpur63$50.003/14/2011 9:26:15 PM
seisen$50.003/15/2011 1:26:24 AM
brmar$25.003/14/2011 5:37:51 PM
graceful-investment$100.003/15/2011 2:08:17 AM
credit-wheel7$25.003/15/2011 2:10:42 AM
genius520$100.003/14/2011 6:01:38 PM
RMB-Investments$50.003/15/2011 8:53:50 AM
worthy-bid4$29.433/15/2011 9:06:52 AM
PatRichi$25.003/15/2011 1:48:34 AM
AF-Chief$50.003/15/2011 1:56:49 AM
ttnk62918$25.003/15/2011 2:02:51 AM
dedicated-transaction796$25.663/15/2011 2:07:30 AM
new-social-economist$43.633/15/2011 2:11:15 AM
bold-treasure-neutrino$25.003/15/2011 2:25:38 AM
dollar-sonnet3$50.003/15/2011 3:21:49 AM
Bcs-cnc$35.003/15/2011 8:49:14 AM
cerebral-dollar773$372.863/15/2011 8:54:12 AM
128 Investments
 
Borrower Payment Dependent Notes Series 496869
This series of Notes was issued and sold upon the funding of the borrower loan #47869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 60 months Listing End date:  Mar-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1977 Debt/Income ratio: 11%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 9Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,480Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: affluence-announcer Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$15k Personal Loan - 700+ Credit
Purpose of loan:
This loan will be used to refinance credit card debt

My financial situation:
I am a good candidate for this loan because I currently my income is $85k and I have been employed at the same firm for nearly 5 years. I also own a home that was purchased 1.5 years ago for $600k. The property has no mortgage. I cannot obtain a conventional home equity loan at present because the builder and home owners association are involved in pending litigation. They arbitrator hopes they will reach a resolution in the next few months which will open the opportunity to refinance and pay back this loan. I will not have any issue making the monthly payments.

Monthly net income: $4600
Housing: $1000
Insurance: $70
Car expenses: $0 (Company Car)
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $600
Other expenses: $1500 (Credit cards)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I'm not following. You own up $600k house but you have no mortgage. So...do you own the home or not? Can you afford a $600k house on an $85k salary? - Income-Scout
A: Correct, I own the home and it was purchased in mid-2008 for $600k. I do not have a mortgage on the property. Under ideal circumstances I would apply for a cash out refinance with a conventional loan product. However, the home owners association is involved in a law suit with the builder. For this reason, Fannie Mae and HUD guidelines will not permit the underwriters to approve the loan. The case is now in arbitration. (Mar-11-2011)
Q: If you have no mortgage, what does $1000 in housing expenses pay for? - platinum-scientist9
A: The housing expense pays for HOA dues and real estate taxes. (Mar-14-2011)
Q: What is the "worst case" outcome for the homeowners in the lawsuit you referred to between the association and builder? How could it effect you as a property owner? What is the market value of your home (from zillow.com)? Thanks! - zotzot
A: The market value/ zestimate of the home from zillow is $562,000. The worst case outcome if the HOA and builder cannot reach an agreement is that I will not able to get another loan to refinance at a lower rate. The construction issues that are described in the litigation do not effect the building in which I live but apply to another building within the development. I would prefer not to pay 20%+ for this loan but do understand I am committed to the rate until the loan is fully repaid. (Mar-14-2011)
Q: There are a couple of discrepancies here that puzzle me: home ownership is listed as "no", you are asking for twice what your revolving credit is listed as, and at the same time your bankcard utilization is listed as 0%. Are you married? - zotzot
A: Home ownership is listed as no because I wanted to make certain that the loan was not dependent upon using my home as a security instrument. This is because most underwriters will not grant the loan due to pending litigation. I should note this is my first time using prosper and I was not positive that the loan is entirely unsecured. Yes, I am asking for twice my revolving credit - the purpose of the loan is to consolidate said debt and I believe my income supports it. No, I am not married. (Mar-16-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jmichael23$100.003/7/2011 5:30:59 PM
soulful-truth$100.003/7/2011 5:37:14 PM
ichibon$75.883/7/2011 5:34:18 PM
KarlMarx$25.003/7/2011 5:37:34 PM
JustMee$25.003/7/2011 8:10:14 PM
credit-missile$100.003/7/2011 9:29:00 PM
Nerdster1$25.053/8/2011 3:32:04 AM
ready-interest9$25.003/8/2011 10:09:15 AM
peso-aggregator$25.003/7/2011 7:16:12 PM
sensational-worth7$50.003/7/2011 10:03:35 PM
TeaHouseFinance$100.003/8/2011 12:50:20 AM
marinbb$25.003/8/2011 9:48:51 AM
CA-Lender$100.003/8/2011 3:17:18 PM
brightest-dignified-penny$25.003/8/2011 4:57:52 PM
economy-popcorn$25.003/8/2011 5:41:01 PM
credit-elation1$25.003/8/2011 9:27:49 PM
mri555$100.003/9/2011 11:49:06 AM
loan-kung-fu$100.003/9/2011 5:18:08 AM
careful-compassion$25.003/9/2011 10:19:57 AM
thelovebug$100.003/9/2011 12:51:57 PM
loanman2007$200.003/10/2011 6:12:31 AM
ingenious-deal6$25.003/10/2011 2:06:00 PM
SecondChanceLendingSERV$25.003/11/2011 9:12:04 AM
chkrvrty$50.003/10/2011 7:32:01 PM
tnjohnso$25.003/11/2011 1:09:59 AM
restless-dime$100.003/11/2011 1:04:21 PM
rcm87$100.003/12/2011 6:31:05 AM
WakkaWakkaWakka$25.003/11/2011 10:44:44 PM
Helenska11$75.003/12/2011 4:00:36 AM
credit-missile$25.003/12/2011 4:20:40 AM
zotzot$100.113/12/2011 6:27:01 PM
Rogelio48$25.003/12/2011 1:06:04 PM
FeedTheMachine$100.003/12/2011 8:26:39 AM
found_funds$100.003/13/2011 10:25:30 PM
Weaverville$50.003/13/2011 5:48:26 PM
suave-dime6$25.003/13/2011 3:42:36 PM
SFBank$100.003/14/2011 6:57:45 PM
consummate-loyalty1$50.003/14/2011 8:47:51 PM
Wellman$50.003/15/2011 4:02:04 AM
satisfying-durability$25.003/14/2011 9:26:08 PM
luann199$32.213/15/2011 6:28:22 AM
ssanders82$25.003/14/2011 6:01:59 PM
a-reasonable-return$50.003/15/2011 7:55:38 AM
barefootpaul$25.003/15/2011 1:06:13 PM
asset-professor$50.003/15/2011 1:49:48 PM
on_your_side$33.333/15/2011 2:18:47 PM
gizzywump$25.003/15/2011 12:17:24 PM
sudeep104$25.003/15/2011 1:22:02 PM
CLMnCWC$25.003/15/2011 1:32:55 PM
payout-banker4$25.003/15/2011 5:26:23 PM
chrisb1414$25.003/15/2011 10:07:30 AM
auction-seeker$25.003/15/2011 6:10:45 PM
radforj22$25.003/15/2011 5:26:17 PM
gentle-coin$25.003/15/2011 7:57:10 PM
social-friendship5$50.003/15/2011 5:28:27 PM
leodaguy$25.003/15/2011 9:23:44 PM
shrewd-peace7$25.003/15/2011 11:26:02 PM
FinanceEngine$25.003/15/2011 3:58:57 PM
treasure-bliss$50.003/16/2011 2:01:52 AM
worth-arch$25.003/16/2011 2:11:32 AM
lakehavasu88$25.003/16/2011 3:17:14 AM
realtormoises$25.003/16/2011 5:31:21 AM
AF-Chief$50.003/15/2011 5:27:45 PM
loss-of-control$150.003/15/2011 5:33:51 PM
rockhound84$25.003/16/2011 6:46:13 AM
desertoasis$25.003/16/2011 1:35:20 AM
NoCal$25.003/16/2011 1:53:06 AM
wwwUniversal$25.003/16/2011 2:02:49 AM
tshurts$25.003/16/2011 8:09:20 AM
roadster199$25.003/16/2011 4:04:23 AM
erowis$100.003/16/2011 4:31:03 AM
turbolozano$62.503/16/2011 4:56:02 AM
Accountant83$27.013/15/2011 7:33:35 PM
mammalian4$25.003/15/2011 7:42:39 PM
CashBank$25.003/16/2011 9:06:15 AM
cropdust3r$25.003/16/2011 6:31:04 AM
active-wealth3$50.003/16/2011 9:24:15 AM
Uylsses$50.003/16/2011 9:01:21 AM
graceful-investment$87.423/16/2011 2:13:51 AM
dbrkt$25.413/16/2011 11:37:17 AM
all_of_that_one$30.003/16/2011 12:07:07 PM
AntiTrustBanker$25.003/16/2011 9:54:55 AM
smoothmoniker$25.003/16/2011 10:06:05 AM
allaxul$500.513/16/2011 11:39:29 AM
Eric_Gagne$25.003/16/2011 12:31:17 PM
contract-maracas$50.003/16/2011 2:31:50 PM
djkaiser$32.733/16/2011 10:31:56 AM
enchanted-note$25.003/16/2011 10:39:31 AM
nickel-position$25.003/16/2011 11:19:14 AM
mykkai$25.003/16/2011 11:23:24 AM
archeanchaos$25.003/16/2011 11:26:06 AM
whartonmba$25.003/16/2011 12:21:06 PM
bnl42$25.003/16/2011 1:17:21 PM
mizon291$80.003/7/2011 6:52:44 PM
SFBank$200.003/7/2011 7:45:51 PM
Kash2010lu$35.003/7/2011 5:29:49 PM
simplelender80$150.003/7/2011 5:32:05 PM
reflective-rupee$1,500.333/7/2011 5:11:41 PM
sensational-worth7$50.003/7/2011 10:04:01 PM
power-companion7$100.003/8/2011 10:04:06 AM
competent-p2p$101.003/7/2011 8:12:02 PM
transformer855$25.003/7/2011 9:05:06 PM
hopeful-truth5$100.003/7/2011 9:10:02 PM
erowis$40.003/8/2011 2:30:00 AM
squarebob$25.003/8/2011 10:07:06 AM
worthy-bid8$50.003/8/2011 4:14:29 PM
malar$25.003/8/2011 8:50:53 PM
patriot897$25.003/8/2011 6:35:42 PM
108lender$200.003/9/2011 9:18:46 AM
p2ploan-sensation211$25.003/8/2011 7:27:45 PM
houli123$500.003/9/2011 9:33:35 AM
Bob450$25.003/10/2011 1:28:06 AM
BangBros$220.653/9/2011 9:24:27 PM
mrsp2e$100.003/10/2011 12:02:15 PM
autonomous-truth$100.003/10/2011 4:33:49 PM
top-basis-majesty$50.003/10/2011 9:35:37 AM
fund-baker$200.003/11/2011 9:12:27 AM
JSCharter$200.003/11/2011 2:26:56 PM
musegaze$100.003/11/2011 6:11:57 AM
chungfang$100.003/11/2011 1:32:15 PM
unforgettable-market3$100.003/11/2011 10:55:28 PM
kind-genuine-dough$25.003/11/2011 9:36:12 AM
platinum-scientist9$100.003/11/2011 10:22:13 AM
income-awakening6$25.003/12/2011 6:26:07 AM
sevenbridges$500.003/12/2011 4:54:35 PM
treasure-widget$25.003/12/2011 10:28:23 AM
rss197$25.003/13/2011 3:05:11 PM
zone6$100.003/12/2011 11:33:15 AM
tech310$50.003/13/2011 8:32:11 PM
yield-trader$27.323/14/2011 10:07:26 AM
worldly-money4$150.003/14/2011 2:33:32 PM
Artist_Blue$25.003/14/2011 5:37:39 PM
houli123$500.003/14/2011 10:34:30 PM
AlfinityBank25$25.003/14/2011 2:48:45 PM
irrelevant$25.003/14/2011 7:21:24 PM
RMB-Investments$50.003/15/2011 8:53:57 AM
point-sasquatch$25.003/14/2011 6:02:12 PM
reward-adventure$50.003/15/2011 4:57:11 AM
rockhound84$25.003/15/2011 6:50:00 AM
Cai8899$25.003/15/2011 1:44:44 PM
worthy-loot8$25.003/15/2011 2:51:54 PM
kindness-hickory5$50.003/15/2011 7:07:00 AM
liberty-destiny3$25.003/15/2011 1:50:07 PM
brainy-repayment5$200.003/15/2011 2:25:04 PM
Hanalei712$50.003/15/2011 9:38:43 AM
rate-mogul$50.003/15/2011 7:03:37 PM
matt_2006$35.003/15/2011 5:26:20 PM
rogue_monster$25.003/15/2011 1:51:16 PM
trapper569$25.003/15/2011 6:26:20 PM
shrewd-income$150.003/15/2011 9:23:28 PM
octoberfresh$26.003/16/2011 1:34:27 AM
Frosty$25.003/15/2011 4:21:20 PM
genius520$100.003/16/2011 2:16:26 AM
pieceofcake$25.003/16/2011 5:02:39 AM
FASTIZIO_P$25.003/16/2011 12:57:06 AM
kind-adventurous-finance$50.003/15/2011 5:26:49 PM
gold-blanket0$25.003/15/2011 5:28:13 PM
orange-preeminant-bill$50.003/16/2011 2:17:02 AM
m0rlock$500.003/15/2011 7:13:21 PM
moneysong$500.003/15/2011 7:42:13 PM
calbertrand$25.003/15/2011 7:47:50 PM
kulender$50.003/16/2011 9:24:28 AM
HHP$100.003/16/2011 9:34:07 AM
srspank24$50.003/15/2011 9:41:49 PM
frogperson$328.753/16/2011 9:01:54 AM
ivy-league-MBA$25.003/16/2011 12:51:17 AM
jazzlender$25.003/16/2011 1:53:14 AM
the-profit-oracle$25.003/16/2011 2:02:38 AM
John_Galt$77.003/16/2011 11:01:40 AM
supreme-hope$25.003/16/2011 11:45:45 AM
davlbrwn$50.003/16/2011 11:56:47 AM
Armyman122$50.003/16/2011 12:58:29 PM
cbivitz$220.003/16/2011 1:06:21 PM
invincible-wealth2$45.003/16/2011 10:06:19 AM
A-ONE-INVESTMENTS$50.003/16/2011 2:07:54 PM
Preferred-Lender$25.003/16/2011 8:41:21 AM
Jack55304$125.003/16/2011 8:46:24 AM
fund-tom-tom6$25.003/16/2011 10:50:58 AM
flwah$25.003/16/2011 10:52:12 AM
d3v0t3d$45.003/16/2011 11:58:24 AM
beaker$25.003/16/2011 12:18:49 PM
frclmym$25.003/16/2011 1:17:12 PM
OneEyeWill$100.003/16/2011 9:30:38 AM
A-ONE-INVESTMENTS$50.003/16/2011 9:31:55 AM
contract-high-five$36.543/16/2011 2:27:43 PM
BankerBoy414$30.003/16/2011 2:51:23 PM
Dodgehuh$141.463/16/2011 2:52:48 PM
sosleep$25.003/16/2011 9:57:34 AM
integrity-doctor$200.003/16/2011 10:36:51 AM
marketologist327$25.003/16/2011 12:20:05 PM
Realty24$33.793/16/2011 1:10:59 PM
191 Investments
 
Borrower Payment Dependent Notes Series 496875
This series of Notes was issued and sold upon the funding of the borrower loan #47871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $102.52
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1998 Debt/Income ratio: 5%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:15y 9m
Amount delinquent: $0 Total credit lines: 49 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,211Stated income:$100,000+
Delinquencies in last 7y: 12 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: well-rounded-credit3 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
well-rounded-credit3
Purpose of loan:
This loan will be used to...Breast augmentation.

My financial situation:
I am a good candidate for this loan because...i am responsible,been at my job for over 16 years,i am now a sergent and am moving up to leutenant.


Monthly net income: $4,750
Monthly expenses: 2,500
Housing: 1,400
Insurance: 250.00
Car expenses: 100.00
Utilities: 50.00
Phone, cable, internet:50.00
Food, entertainment:500.00
Clothing, household expenses: 100.00
Credit cards and other loans: $200.00
Other expenses: $college for son that varies monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you want to borrow this money from Prosper? It looks like you could probably afford to pay for this out of your wages. Thanks. - squarebob
A: The reason is: We need extra cash on hand for our son to go to college, and i commute 1 and a half hours to work, from where we live, thats 1 way, so its 3 hours round trip, i stay in a travel trailer in california and commute back and fourth to oregon, and our son was born with a lung problem so we also keep extra cash on hand to take him to and from portland hospital from time to time for treatment.I wanted to do this for my wife,she never gives anything for herself.married 23 years, (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$100.003/7/2011 5:36:16 PM
SolarMoonshine$25.003/7/2011 6:06:43 PM
benjamins-utopia$100.003/7/2011 5:32:39 PM
selector568$400.003/7/2011 5:34:13 PM
simplelender80$100.003/7/2011 5:35:34 PM
jdrez$25.003/7/2011 5:36:47 PM
credit-coach118$40.003/7/2011 5:52:51 PM
reflective-rupee$25.333/7/2011 8:32:24 PM
loss-of-control$50.003/8/2011 5:21:48 PM
El_Profesional$25.003/8/2011 2:13:00 PM
bullwink27$25.003/8/2011 4:37:21 PM
sentimental-cash0$25.003/8/2011 9:18:16 PM
tomdooley12520$25.003/9/2011 1:30:38 PM
jazz619$25.003/9/2011 6:42:46 PM
MonkeyHero$25.003/9/2011 7:50:07 PM
dollarboy$25.003/9/2011 8:33:02 PM
CLoViq$56.003/10/2011 7:52:15 AM
Bidwinner08$32.003/10/2011 4:32:33 PM
reward-blueberry2$25.003/10/2011 6:58:51 AM
wampum-chorus3$44.933/10/2011 7:56:12 AM
auctionator1$55.153/10/2011 1:46:57 PM
wild-orange$50.003/10/2011 3:03:39 PM
Peacepower$31.483/10/2011 5:32:33 PM
EretzCapital$102.303/10/2011 6:19:52 PM
Tylerh$100.003/7/2011 7:17:49 PM
macjp123$25.003/7/2011 5:00:30 PM
organized-payment6$50.003/7/2011 5:35:49 PM
radforj22$25.003/8/2011 7:22:44 AM
competent-p2p$30.003/7/2011 8:11:21 PM
BxRealtor$25.003/7/2011 5:32:19 PM
important-ore$150.003/7/2011 5:36:41 PM
vutah$50.003/7/2011 6:26:55 PM
nickel-position$25.003/8/2011 11:05:37 AM
Panna$25.003/8/2011 2:26:16 PM
power-companion7$100.003/8/2011 10:12:26 AM
patriot897$25.003/8/2011 6:34:13 PM
worthy-bid8$100.003/8/2011 4:13:41 PM
squarebob$25.003/9/2011 5:21:34 AM
4gotn1$100.003/9/2011 8:35:32 AM
nickel-ferret$100.003/9/2011 8:49:44 AM
GS-ROCK$100.003/9/2011 11:33:15 AM
payout-banker4$25.003/9/2011 6:03:23 PM
Machbannai$54.043/10/2011 10:37:07 AM
hobday$25.003/10/2011 7:08:52 AM
Eric_Gagne$100.003/10/2011 7:36:25 AM
jun$100.003/10/2011 12:30:03 PM
phoenix24$50.003/10/2011 1:33:25 PM
Minotaur$25.003/10/2011 2:36:47 PM
order-wizard$128.773/10/2011 10:32:30 AM
49 Investments
 
Borrower Payment Dependent Notes Series 496879
This series of Notes was issued and sold upon the funding of the borrower loan #47941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-09-2011 
Term: 60 months Listing End date:  Mar-21-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $210.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1995 Debt/Income ratio: 12%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,721Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: inventive-dedication9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bottleneck Film Co.
This loan will be used for pre-production financing for an independent film, "Caballero". Funding sources, including a grant for over $250,000, have been lined up for this project and significant funds should be secured within the year.

I am a good candidate for this loan because I have excellent credit, a combined household income of $300,000 and minimal debt. Even if the financial viability of the project were to be called into question, I have a stable career in the healthcare industry and am not relying on the success of "Caballero" to repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If I read this correctly, you intend to pay this loan back from your personal earnings--is this a true statement? If you earn as much as you claim, why do you need a $10k loan--don't have that kind of cash someplace? - The_Loan_Runner
A: In the short term I will repay this loan from my personal earnings and will continue to do so for as long as is necessary. However, we anticipate having investor funds and grants for the project within the next twelve months, which would be used to repay the balance of the loan. While I do have $10,000 available, I would prefer to cover the initial start up costs for the project with a business loan rather than drawing on my savings or investments. (Mar-10-2011)
Q: Have you ever made a movie before? Do you have others working with you who have movie experience? - The_Loan_Runner
A: Bottleneck Film Co. produced a high-production short in 2008 which you can view here: http://www.vimeo.com/10218013. Our project is represented by Reder & Feig (http://www.imdb.com/company/co0125297/). We are also working with the following experienced film professionals: Carlos Veron - DP (http://www.imdb.com/name/nm0894760/). Ana Isabel Vel?squez - Casting Director (http://www.imdb.com/name/nm1500783/). Aldemar Correa - Actor (http://www.imdb.com/name/nm2145927/) (Mar-10-2011)
Q: What specifically is your stable career in healthcare? And can you please explain why your listing only show a few months with your current employer? What did you do before that? - BAJMP
A: Currently, I am the Director of Bariatrics at Marina Del Rey Hospital. Prior to taking that position, I worked for Allergan for eight years, first as a medical device sales representative, and then as a practice management consultant. (Mar-11-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DukSerduk$25.003/9/2011 5:00:58 PM
kenji4861$25.003/9/2011 5:01:28 PM
kind-resolute-dough$100.003/9/2011 5:03:04 PM
fantastic-openness$100.003/9/2011 5:03:39 PM
Supernick$50.003/9/2011 5:03:47 PM
reflective-rupee$25.333/9/2011 5:09:52 PM
a-exponential-hope$25.003/9/2011 5:01:34 PM
moneyfriend$100.003/9/2011 5:02:33 PM
power-companion7$100.003/9/2011 5:05:42 PM
thankful-nickel2$100.003/9/2011 5:19:56 PM
SCD$25.003/10/2011 3:50:34 AM
authoritative-capital$25.003/10/2011 5:20:50 AM
credit-coach118$100.003/9/2011 8:11:57 PM
kyomoon$50.003/9/2011 5:02:39 PM
TikPmp1$100.003/9/2011 5:03:10 PM
Preteur$25.003/9/2011 5:03:14 PM
minista$25.003/9/2011 5:03:23 PM
BxRealtor$25.003/9/2011 5:04:11 PM
patriot897$50.003/9/2011 5:04:38 PM
PThor$25.003/9/2011 5:05:31 PM
restless-balance9$50.003/10/2011 7:49:53 AM
Tylerh$100.003/10/2011 5:18:39 AM
bigballer105$100.003/10/2011 5:20:55 AM
organized-deal1$100.003/10/2011 5:56:33 AM
Eric_Gagne$100.003/10/2011 8:07:49 AM
dt_one$25.003/11/2011 1:19:25 AM
Kaustubh$50.003/10/2011 4:43:40 PM
PurplePonchoMan$25.003/10/2011 10:20:43 AM
worthy-bid8$50.003/10/2011 11:36:26 AM
Guiren$100.003/10/2011 3:03:47 PM
auction-seeker$25.003/10/2011 5:08:39 PM
Tradesmanlender$100.003/11/2011 9:44:48 AM
loyalty-czar$100.003/11/2011 1:15:40 PM
efficient-treasure0$25.003/11/2011 7:00:14 AM
RedCentre$54.533/12/2011 2:43:30 AM
ScionAltera$25.003/11/2011 6:08:44 PM
3_boyz$25.003/12/2011 2:09:39 PM
techs$25.003/12/2011 3:41:52 PM
exact-gold2$50.003/13/2011 6:06:39 AM
guybyny$25.003/14/2011 9:48:56 AM
Bank42$100.003/15/2011 10:01:56 AM
WarmWeather$50.003/15/2011 2:51:04 PM
fallentimbers$25.003/15/2011 3:54:58 PM
Hanalei712$50.003/15/2011 9:36:44 AM
FlexFunding$50.003/15/2011 2:05:25 PM
blooming-dedication$50.003/16/2011 5:01:11 AM
friendinmoney$25.003/16/2011 1:44:07 PM
nuclearmoose$25.003/16/2011 4:50:54 PM
unclejaef$25.003/16/2011 12:11:28 PM
jscope$25.003/16/2011 1:28:19 PM
squarebob$125.003/16/2011 10:58:28 AM
treasure-pipeline$25.003/16/2011 6:47:53 PM
wbahl$25.003/16/2011 8:07:56 PM
bold-currency-holly$25.003/16/2011 9:21:38 PM
zone6$100.003/17/2011 7:04:46 AM
Marathoner$25.003/17/2011 7:41:12 AM
first-serene-credit$25.003/17/2011 8:56:06 AM
Woodworker57$25.003/17/2011 10:37:37 AM
dime-vista2$25.003/16/2011 9:44:32 PM
vigilance-searcher$25.003/17/2011 10:44:21 AM
coloradoloanman$25.003/17/2011 10:51:08 AM
simiray$75.003/17/2011 11:09:01 AM
ac787$25.003/17/2011 12:19:51 AM
NYCLAIMSGUY$25.003/17/2011 9:46:54 AM
Emgolda$25.003/17/2011 9:56:16 AM
nimcha$50.003/17/2011 2:33:14 PM
Paxman84$50.003/17/2011 3:07:22 PM
vigilance-searcher$25.003/17/2011 10:57:13 AM
daddypro$25.003/17/2011 12:16:27 PM
newfoundation$25.003/17/2011 12:52:44 PM
treasure-transformer9$25.003/17/2011 9:58:56 AM
SARMAR$50.003/17/2011 3:39:02 PM
palace2$100.003/17/2011 7:59:39 PM
kc8fot$75.003/18/2011 5:35:06 AM
db0973$25.003/17/2011 9:07:57 PM
BrandonW$43.523/18/2011 9:00:42 AM
applepie1$25.003/18/2011 10:58:39 AM
Minnvestor$50.003/18/2011 6:38:00 PM
eronyc$50.003/18/2011 11:46:16 AM
Christophe$25.003/18/2011 9:04:16 PM
panegryst$50.003/18/2011 11:36:38 PM
radforj22$50.003/19/2011 3:41:12 AM
GodzillaLending$25.003/19/2011 9:51:11 AM
velocity-solo$25.003/19/2011 3:48:12 AM
lockstock$37.963/18/2011 7:20:46 PM
power-cell$27.503/19/2011 8:36:32 AM
CASHGIRL$25.003/19/2011 1:48:09 AM
dharma1$25.003/19/2011 3:36:00 PM
preciouschild$60.003/20/2011 1:47:21 AM
Bucket219$25.003/19/2011 6:02:29 PM
mistertao$25.003/19/2011 11:35:47 AM
alaskanbearcub$25.003/19/2011 11:43:38 AM
dinero-storm4$100.003/20/2011 12:28:09 PM
logical-reward8$25.003/20/2011 3:20:55 AM
Havana21$200.003/20/2011 12:29:11 PM
hunterMG$25.003/19/2011 1:08:50 PM
planet613$25.003/20/2011 9:17:23 PM
nest235$50.003/20/2011 2:00:25 PM
focused-wampum$35.003/21/2011 8:47:51 AM
Octavian315$35.003/21/2011 9:45:07 AM
jer74$75.613/20/2011 10:55:40 PM
new-goodhearted-economy$75.003/21/2011 9:57:56 AM
KileNSmyth4$71.963/21/2011 7:02:35 AM
TBCapitol$60.003/21/2011 8:13:41 AM
bndlending2u$50.003/21/2011 9:44:50 AM
anton$125.003/21/2011 10:07:00 AM
blot44$25.003/9/2011 5:02:02 PM
KWarrior$50.003/9/2011 5:02:47 PM
evnagelist$50.003/9/2011 5:02:59 PM
cashhelp$60.003/9/2011 5:01:02 PM
tenacious-compassion9$25.003/9/2011 5:02:55 PM
ichibon$200.883/9/2011 5:03:25 PM
Fonthill$100.003/9/2011 5:04:00 PM
gemoscar$100.003/10/2011 6:42:13 AM
community-pipeline$25.003/9/2011 5:02:51 PM
meux99$25.003/9/2011 5:03:17 PM
bobby5832708$50.003/10/2011 8:22:19 AM
KichigaiSensei$25.933/10/2011 10:15:42 AM
CIC$25.003/10/2011 2:42:56 AM
Eric_Gagne$100.003/10/2011 1:00:29 PM
investment-artist$25.003/10/2011 4:07:17 PM
jimbo29blue$50.003/10/2011 2:17:00 PM
Zipperdu$50.003/11/2011 8:03:39 AM
integrity-doctor$100.003/11/2011 1:32:11 PM
BAJMP$25.003/11/2011 9:05:57 PM
wwwUniversal$25.003/12/2011 3:54:33 AM
emo13$100.003/13/2011 4:22:08 PM
cptproton$50.003/13/2011 11:01:54 AM
davisfl$100.003/14/2011 7:54:53 AM
newest-funds-powerplant$50.003/12/2011 8:23:49 PM
invincible-peso$50.023/13/2011 3:47:41 PM
indomitable-coin$209.843/14/2011 11:35:25 AM
Interstate_Rate$250.003/14/2011 11:06:23 AM
secundus$25.003/14/2011 6:56:28 PM
CA-Lender$25.003/14/2011 6:03:40 PM
Woodworker57$25.003/15/2011 2:06:17 PM
toronado$50.003/15/2011 3:18:58 PM
important-ore$150.003/15/2011 8:52:51 AM
Alittleluck$25.003/15/2011 4:19:05 PM
senior1$25.003/15/2011 7:53:39 PM
value-pouch$50.003/16/2011 9:46:20 AM
UT-Longhorn$25.003/16/2011 1:28:38 PM
nimble-money0$25.003/16/2011 4:50:58 PM
caring-hope2$50.003/16/2011 9:58:18 AM
ingenious-order783$25.003/16/2011 11:57:46 AM
BlindProphet$50.003/16/2011 1:28:45 PM
umfan123$25.003/17/2011 12:18:48 AM
awwaww$40.003/16/2011 8:15:20 PM
currency-persimmon$100.003/17/2011 9:36:47 AM
SBT$75.003/16/2011 8:51:58 PM
life-is-great$25.003/17/2011 10:07:11 AM
zotzot$100.003/16/2011 9:56:17 PM
availableloan$25.003/16/2011 10:08:27 PM
mflawyer$25.003/17/2011 10:26:58 AM
Zuzu$25.003/17/2011 10:29:07 AM
vigilance-searcher$25.003/17/2011 10:57:26 AM
flexible-duty3$25.003/17/2011 11:16:23 AM
social-workhorse$25.003/17/2011 2:43:38 PM
vigilance-searcher$25.003/17/2011 10:56:57 AM
RockyMtnMan$50.003/17/2011 12:03:40 PM
tszbgae$100.003/17/2011 4:46:34 PM
CFOGO$25.003/17/2011 6:01:00 PM
wild-orange$50.003/17/2011 3:38:47 PM
vollynet$40.003/17/2011 6:41:42 PM
p2ploan-sensation211$25.003/17/2011 8:10:16 PM
profitable-money$25.003/17/2011 10:27:16 PM
important-ore$120.003/18/2011 2:30:10 PM
market-network$25.003/18/2011 7:43:08 AM
Metasequoia$25.003/18/2011 5:39:11 PM
derec$25.003/19/2011 9:43:57 AM
brainy-repayment5$250.003/18/2011 6:25:58 PM
AEH_Now$25.003/19/2011 8:12:12 AM
BiggestG$25.003/19/2011 12:02:12 AM
exchange-pledge$50.003/19/2011 1:12:03 PM
mlb1$75.003/19/2011 3:58:47 PM
Agent1$75.003/19/2011 10:23:37 PM
Centaur$50.003/20/2011 12:28:00 PM
credit-sunshine$35.003/20/2011 3:52:22 AM
leeball$50.003/20/2011 2:31:03 PM
ndwork$25.003/20/2011 3:07:37 PM
balance-force$30.713/19/2011 4:41:12 PM
Algernon$100.003/21/2011 6:35:53 AM
BoughtTheFarm$25.003/21/2011 8:52:22 AM
JLPicard$53.133/20/2011 5:08:29 PM
Castellan$50.003/20/2011 7:22:41 PM
best-coin-miser$25.003/20/2011 10:51:25 AM
gentle-gold$25.003/21/2011 9:53:57 AM
lanlie$33.323/20/2011 3:32:42 PM
authoritative-capital$25.003/21/2011 9:10:31 AM
the-upbeat-p2p$50.003/21/2011 9:57:13 AM
best-deal-banker$50.003/21/2011 9:59:50 AM
GreenSun$50.003/21/2011 9:44:46 AM
192 Investments
 
Borrower Payment Dependent Notes Series 496931
This series of Notes was issued and sold upon the funding of the borrower loan #47828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1998 Debt/Income ratio: 7%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,568Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: beeper2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Private Investments
Purpose of loan:
$2,000 of this loan will go back towards Prosper loans, the remaining $5k will be invested in a sushi restaurant (owned by a friend) that has some temporary cash flow issues. The reason I am financing this instead of just paying it outright is that I feel that this is a more effective use of my current cash flow.

My financial situation:
I am a good candidate for this loan because I have been in my industry for 8 yrs and I have excellent credit. My net income per month is $7,200 and my expenses are:

Mortgage = $2,800 (5.875% fixed 30 yr)
Prop Tax = $700
Car Payment = $380
Other Expenses = $750

My revolving debt:
2 credit cards which = $0 at the end of every month
HELOC = $49,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
scrappy-bonus2$25.003/7/2011 9:02:46 AM
tenacious-compassion9$25.003/7/2011 9:04:32 AM
BxRealtor$25.003/7/2011 9:07:31 AM
DukSerduk$25.003/7/2011 9:04:19 AM
kenji4861$25.003/7/2011 9:02:42 AM
cashhelp$60.003/7/2011 9:03:12 AM
worthy-bid8$100.003/7/2011 9:04:43 AM
TikPmp1$25.003/7/2011 9:04:53 AM
Preteur$25.003/7/2011 9:05:06 AM
minista$25.003/7/2011 9:05:28 AM
fantastic-openness$100.003/7/2011 9:07:09 AM
Fonthill$100.003/7/2011 9:07:19 AM
blot44$50.003/7/2011 5:39:27 PM
Guiren$120.003/7/2011 5:05:18 PM
Tylerh$100.003/7/2011 7:19:40 PM
jscope$25.003/7/2011 6:11:33 PM
restless-balance9$50.003/8/2011 11:15:17 AM
HHP$25.003/8/2011 12:01:34 PM
Zipperdu$50.003/8/2011 11:13:42 AM
patriot897$50.003/8/2011 6:26:29 PM
Dollars4Rent$50.003/8/2011 10:40:51 AM
Tech-Entrepreneur$25.003/9/2011 12:22:31 PM
bigballer105$100.003/9/2011 11:13:10 AM
dinero-storm4$100.003/10/2011 5:19:50 AM
TomDalonajay$25.003/10/2011 9:37:22 AM
saahilld$25.003/10/2011 1:11:13 PM
nimble-money0$25.003/10/2011 5:20:02 AM
Rider$100.003/10/2011 4:57:54 PM
gemoscar$50.003/10/2011 6:28:32 AM
efficient-treasure0$25.003/11/2011 6:59:53 AM
cerebral-dollar773$500.003/11/2011 7:21:25 AM
ScionAltera$25.003/11/2011 6:08:21 PM
squarebob$101.003/11/2011 4:11:26 PM
Huck007$250.003/11/2011 4:13:48 PM
healthycharms$100.003/11/2011 1:33:51 PM
Octamer$50.003/11/2011 7:47:11 PM
lenderrn$50.003/11/2011 7:51:00 PM
UT-Longhorn$25.003/12/2011 6:29:44 AM
techs$25.003/12/2011 3:42:01 PM
vigilance-searcher$25.003/12/2011 8:27:17 PM
exact-gold2$50.003/13/2011 6:06:27 AM
treasure-pipeline$25.003/14/2011 9:51:23 AM
important-ore$100.003/14/2011 10:10:31 AM
Nasdaq$25.003/13/2011 7:38:36 PM
greenback-guard$25.003/14/2011 1:29:38 PM
Snoopylover$25.003/14/2011 11:22:56 AM
gallant-economy9$134.783/14/2011 5:27:55 PM
gothampark$25.003/14/2011 2:36:20 PM
tacologic$25.003/14/2011 11:49:25 AM
worth-philosopher9$30.003/14/2011 12:57:01 PM
Gandalf0001$50.003/14/2011 2:08:38 PM
ichibon$200.883/7/2011 9:05:32 AM
bowdish1$50.003/7/2011 9:07:04 AM
a-exponential-hope$25.003/7/2011 9:02:45 AM
authoritative-capital$100.003/7/2011 9:02:50 AM
community-pipeline$25.003/7/2011 9:04:28 AM
Supernick$50.003/7/2011 9:07:11 AM
guybyny$50.003/7/2011 9:07:14 AM
RandyL3$25.003/7/2011 9:11:00 AM
zotzot$100.223/7/2011 10:51:45 AM
kyomoon$50.003/7/2011 9:04:07 AM
KWarrior$50.003/7/2011 9:04:23 AM
evnagelist$50.003/7/2011 9:04:39 AM
kind-resolute-dough$100.003/7/2011 9:04:49 AM
meux99$25.003/7/2011 9:05:22 AM
investment-artist$100.023/7/2011 9:09:32 AM
moneyfriend$100.003/7/2011 7:31:15 PM
vutah$100.003/7/2011 6:21:25 PM
thankful-nickel2$100.003/7/2011 7:59:37 PM
reflective-rupee$500.333/7/2011 8:28:01 PM
availableloan$25.003/7/2011 8:50:57 PM
wwwUniversal$25.003/8/2011 11:33:13 AM
worth-philosopher9$50.003/8/2011 10:09:12 AM
power-companion7$100.003/8/2011 10:10:28 AM
Phantom99$100.003/9/2011 2:25:10 PM
PThor$25.003/9/2011 1:07:15 PM
outofoffice$50.003/9/2011 9:25:20 AM
nuclearmoose$25.003/10/2011 5:19:49 AM
bobby5832708$50.003/10/2011 8:22:04 AM
GreenSun$50.003/10/2011 5:23:01 AM
Eric_Gagne$100.003/10/2011 7:56:42 AM
Bank42$100.003/10/2011 5:18:45 AM
roundfigure$100.003/10/2011 4:09:50 PM
sadhikari$25.003/11/2011 2:00:38 AM
gpuck$50.003/11/2011 4:04:40 PM
brightest-durability-chomper$25.003/11/2011 2:53:08 PM
lepolgr$50.003/12/2011 7:50:07 AM
BigGuyBank$27.773/12/2011 6:13:37 PM
best-generosity-financier$25.003/12/2011 7:16:12 PM
BlindProphet$50.003/12/2011 8:06:23 PM
lost-money-so-far-on-these$25.003/12/2011 10:01:24 PM
bndlending2u$50.003/13/2011 12:51:22 PM
YesMoney$25.003/12/2011 11:30:05 PM
FlexFunding$50.003/12/2011 2:41:25 PM
cptproton$50.003/13/2011 11:01:43 AM
emo13$100.003/13/2011 4:21:56 PM
wam37$25.003/13/2011 6:14:13 AM
Moneypenny6$25.003/13/2011 8:09:46 AM
a-responsible-return$100.003/14/2011 9:51:16 AM
sgt-schultz$25.003/14/2011 5:56:30 AM
davisfl$100.003/14/2011 7:54:46 AM
genelinist$25.003/14/2011 11:08:33 AM
Interstate_Rate$250.003/14/2011 11:06:16 AM
torpedoman-usn$25.003/14/2011 1:59:45 PM
crdcteng$25.003/14/2011 5:08:40 PM
generosity-magnifico5$25.003/14/2011 5:27:33 PM
106 Investments
 
Borrower Payment Dependent Notes Series 496967
This series of Notes was issued and sold upon the funding of the borrower loan #47853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1985 Debt/Income ratio: 14%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $60,782Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: orange-aggresive-credit Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Summer
Purpose of loan:
This loan will be used to...send daughter to educational summer camp

My financial situation: good
I am a good candidate for this loan because... I have an excellent job with a very stable employer.


Monthly net income: $13500.00
Monthly expenses: $5000
Housing: $1300
Insurance: $480
Car expenses: $300
Utilities: $250.
Phone, cable, internet: $375
Food, entertainment: $1000
Clothing, household expenses: $250
Credit cards and other loans: $2500.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Loan Bal;ance is $183,464.98 next payment due date 04/015/2011. Current value is $220,000.00 (Mar-08-2011)
Q: $60K revolving credit balance- what does it consists of? - kindness-launcher
A: Unsecured credit was used to remodel kitchen, daughters education expenses, new applicances throughout my home and desert landscaping, (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.003/7/2011 5:39:14 PM
reflective-rupee$400.333/7/2011 8:20:57 PM
ryclsun$50.003/7/2011 5:36:53 PM
DasMula$77.003/7/2011 6:20:44 PM
sturdy-peace9$33.003/8/2011 3:49:25 PM
CA-Lender$100.003/8/2011 8:51:08 PM
gpuck$50.003/9/2011 10:57:15 AM
gold-cluster$100.003/10/2011 6:10:22 PM
droopie1$25.003/12/2011 8:23:12 AM
awesome-silver$108.003/15/2011 3:04:31 PM
important-openness1$75.003/16/2011 7:27:40 PM
zone6$100.003/17/2011 7:41:24 AM
zotzot$100.443/17/2011 2:16:37 PM
master648$35.003/17/2011 4:09:59 PM
Lubava$39.333/18/2011 8:34:43 AM
thankful-nickel2$50.003/17/2011 8:38:37 PM
leverage-hawk$25.003/18/2011 5:29:00 AM
168RichCapital$25.003/18/2011 10:24:17 AM
worldly-money4$1,000.003/18/2011 8:37:35 AM
p2p-mover0$27.073/18/2011 12:43:55 PM
payout-bridge$75.003/18/2011 12:59:36 PM
MoneyForNothing$0.153/18/2011 1:01:24 PM
wwahammy$25.003/18/2011 10:21:57 AM
gtheone$50.003/18/2011 10:23:06 AM
Rashanir$25.003/18/2011 11:04:06 AM
sweet-peace3$25.003/18/2011 12:13:45 PM
restless-dime$25.003/7/2011 5:37:41 PM
squarebob$25.003/7/2011 6:35:06 PM
pietro_torna_indietro$25.003/7/2011 10:44:09 PM
wild-orange$50.003/9/2011 4:03:10 AM
cash-raccoon$25.003/9/2011 7:16:38 AM
Impact_Vector$30.383/9/2011 8:06:35 AM
MilitaryLending$249.293/9/2011 2:10:51 AM
houli123$100.003/9/2011 9:22:23 AM
Sudoku$100.003/9/2011 5:54:20 PM
loanman2007$75.003/10/2011 12:15:53 PM
loss-of-control$50.003/10/2011 5:41:56 PM
Kqwik$25.003/11/2011 2:54:04 AM
SecondChanceLendingSERV$25.003/11/2011 8:54:54 AM
worldly-money4$100.003/12/2011 4:42:36 PM
kendigme$25.003/15/2011 1:48:33 PM
Jazzy503$25.013/17/2011 9:08:03 PM
greenback-shrine$25.003/17/2011 9:45:08 PM
theprince$25.003/17/2011 5:17:37 PM
pani5ue$25.003/18/2011 5:35:34 AM
alphabet76$25.003/18/2011 6:34:09 AM
duty-whomper5$50.003/18/2011 12:22:09 PM
FinanceEngine$25.003/18/2011 9:52:21 AM
gizzywump$200.003/18/2011 10:20:16 AM
clean-value5$25.003/18/2011 10:28:33 AM
50 Investments
 
Borrower Payment Dependent Notes Series 496993
This series of Notes was issued and sold upon the funding of the borrower loan #47820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-08-2011 
Term: 60 months Listing End date:  Mar-14-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $264.11
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1997 Debt/Income ratio: 20%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,273Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: NewLeaf2008 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 16 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,051.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
600-619 (Feb-2008)
600-619 (Dec-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
For debt consolidation. Thank u.
Purpose of loan:
This loan will be used to... pay off some accumulated debt, so I only pay 1 company, instead of a few different companies.

My financial situation:
I am a good candidate for this loan because... I could pay off these debts individually, but it would be really convenient to just pay 1 financial institution. Also, I've had 2 previous Prosper loans before, and I have paid both of them IN FULL.


Monthly net income: $5800
Housing: $0
Car expenses: $0
Credit cards and other loans: $9000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.003/8/2011 9:02:10 AM
simplelender80$100.003/8/2011 9:02:48 AM
sflash$100.003/8/2011 10:55:29 AM
NekHoldings$25.003/8/2011 11:06:52 AM
reflective-rupee$500.333/8/2011 9:12:34 AM
113121$200.003/8/2011 9:16:11 AM
liberty-magnate$25.003/8/2011 4:19:38 PM
mikeandcat$150.003/8/2011 9:56:56 AM
power-companion7$100.003/8/2011 10:06:31 AM
DasMula$57.003/8/2011 12:06:11 PM
illinois_joe$75.003/8/2011 5:59:25 PM
squarebob$25.003/8/2011 6:35:40 PM
grammaspurse$25.003/8/2011 3:38:43 PM
Moe87$25.973/8/2011 3:59:49 PM
firsttouch1$225.003/8/2011 4:07:00 PM
BlessedEveryDay$100.003/8/2011 4:39:25 PM
ac787$25.003/8/2011 9:36:57 PM
shrewd-income$100.003/9/2011 8:26:01 AM
twjh$25.003/9/2011 2:19:07 AM
patriot897$25.003/8/2011 6:36:01 PM
worthy-bid8$25.003/9/2011 6:31:18 AM
the_finance_guru$100.003/8/2011 9:01:37 PM
FarmersBank$150.003/9/2011 11:40:38 AM
FarmersBank$100.003/9/2011 11:59:11 AM
thelovebug$100.003/9/2011 12:52:05 PM
Row2010$103.013/9/2011 9:55:50 AM
hookUup$25.003/10/2011 3:55:41 AM
orange-rapid-benjamins$50.003/9/2011 8:29:57 PM
a-reasonable-return$50.003/10/2011 8:48:58 AM
ingenious-deal6$25.003/10/2011 2:06:05 PM
loanman2007$150.003/10/2011 5:33:32 AM
Uylsses$50.003/10/2011 8:08:38 AM
lender12345$25.003/10/2011 8:54:33 PM
fairness-atmosphere$40.003/10/2011 9:12:54 AM
goal-benefit2$25.133/10/2011 11:28:42 PM
shrewd-income$100.003/11/2011 6:19:18 AM
Bob450$25.003/11/2011 1:33:33 AM
musegaze$25.003/11/2011 6:12:12 AM
malomar66$50.003/10/2011 9:43:14 PM
platinum-scientist9$100.003/11/2011 10:16:49 AM
Isanpankki$100.003/11/2011 7:34:17 AM
chungfang$100.003/11/2011 1:32:21 PM
Fire2$25.003/12/2011 5:34:51 AM
McRowdy$25.003/12/2011 7:55:30 AM
FeedTheMachine$100.003/12/2011 8:26:46 AM
treasure-widget$25.003/12/2011 10:28:44 AM
tomaswk$83.663/12/2011 7:21:44 AM
trumpeter5$25.003/12/2011 7:52:05 AM
EL_Papin$100.003/12/2011 9:27:34 AM
best-generosity-financier$25.003/12/2011 7:20:46 PM
Barrayaran$30.003/12/2011 7:33:39 AM
Ray3486$25.003/12/2011 9:24:29 PM
spiff666$25.003/12/2011 11:39:04 AM
astra-lender$50.003/12/2011 10:40:21 PM
suave-dime6$25.003/13/2011 3:42:39 PM
tech310$50.003/13/2011 8:32:17 PM
worldly-money4$150.003/14/2011 2:33:41 PM
agalt$50.003/14/2011 1:43:16 PM
113121$621.003/14/2011 6:46:44 PM
jpyrek$25.003/14/2011 6:46:37 PM
CA-Lender$100.003/8/2011 9:03:35 AM
soulful-truth$100.003/8/2011 9:06:08 AM
KarlMarx$25.003/8/2011 9:06:45 AM
five-star-note$25.003/8/2011 9:05:54 AM
Kash2010lu$25.003/8/2011 9:11:47 AM
DoctorJoe$25.003/8/2011 10:47:06 AM
competent-p2p$101.003/8/2011 12:59:52 PM
ichibon$75.883/8/2011 9:04:09 AM
SFBank$100.003/8/2011 7:28:12 PM
autonomous-truth$100.003/8/2011 11:49:10 AM
JustMee$25.003/8/2011 4:33:37 PM
brightest-dignified-penny$25.003/8/2011 4:55:58 PM
ryan6853$25.003/8/2011 2:59:54 PM
hopeful-truth5$100.003/8/2011 6:39:51 PM
Champion_Lending$25.003/8/2011 3:26:07 PM
grnii78$50.003/8/2011 4:15:20 PM
credit-missile$100.003/8/2011 7:50:09 PM
chameleon125$50.003/9/2011 6:22:03 AM
PXM-Financial$100.003/8/2011 10:06:07 PM
fabulous-community4$27.213/9/2011 2:39:50 AM
principal-laser$100.003/9/2011 3:59:39 AM
Mikale360$25.003/9/2011 7:47:09 AM
Feyenoord$25.003/9/2011 2:24:45 AM
loan-kung-fu$100.003/9/2011 5:18:22 AM
hillerod$25.253/9/2011 8:57:27 AM
power-secret-agent$25.003/10/2011 2:17:46 AM
Scotcha$100.003/10/2011 7:32:07 AM
RainyDayFunds$25.003/9/2011 10:58:42 PM
zotzot$50.443/10/2011 9:01:47 AM
geophreigh$30.003/10/2011 1:45:40 PM
careful-compassion$25.003/10/2011 10:26:48 AM
simiray$30.003/10/2011 11:25:49 AM
loss-of-control$100.003/10/2011 5:06:11 PM
cerebral-dollar773$250.003/11/2011 7:18:32 AM
well-mannered-income3$100.003/10/2011 6:37:16 PM
justanothersushieater$25.003/11/2011 10:56:08 AM
kind-genuine-dough$25.003/11/2011 9:36:25 AM
squarebob$101.003/11/2011 4:59:52 PM
ghinga$25.003/11/2011 7:19:21 PM
credit-missile$25.003/11/2011 9:30:08 AM
genuine-integrity0$25.003/11/2011 1:39:08 PM
spsavage$100.003/11/2011 2:09:21 PM
Edwardtomo$50.003/11/2011 7:20:05 PM
rcm87$100.003/12/2011 6:31:16 AM
tolerant-dinero2$25.003/13/2011 3:07:00 PM
Weaverville$50.003/13/2011 5:48:37 PM
credit-coach118$25.003/13/2011 12:45:16 PM
platinum-czar$200.003/12/2011 6:29:24 PM
BlueProteus$50.003/12/2011 9:46:58 PM
Cory79$25.003/13/2011 8:09:50 AM
organic-treasure$30.003/14/2011 9:42:45 AM
genelinist$200.003/14/2011 11:24:27 AM
888GoldIngots$25.003/14/2011 11:55:11 AM
mpatrick$25.003/14/2011 12:11:17 PM
bassman46$100.003/14/2011 1:46:47 PM
martymaniaman$25.003/14/2011 12:03:41 PM
payout-alien6$25.003/14/2011 12:38:15 PM
Skeptical-one$49.003/14/2011 10:16:10 AM
terrific-return$39.623/14/2011 3:11:23 PM
YoungTaxMan$25.003/14/2011 5:42:16 PM
FinanceEngine$30.003/14/2011 5:06:16 PM
CACO_Lender$25.003/14/2011 1:22:56 PM
EBITDA$25.003/14/2011 5:35:22 PM
integrity-doctor$100.003/14/2011 5:48:22 PM
MasterMind5$74.573/14/2011 3:17:56 PM
bold-direct-asset$50.003/14/2011 6:02:35 PM
108lender$100.003/14/2011 5:26:58 PM
upbeat-wealth$25.003/14/2011 5:35:17 PM
leverage-monger$69.933/14/2011 6:35:57 PM
129 Investments
 
Borrower Payment Dependent Notes Series 497019
This series of Notes was issued and sold upon the funding of the borrower loan #47834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1987 Debt/Income ratio: 70%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $88,432Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: credit-fan1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Appreciate
Purpose of loan:
This loan will be used to pay off a credit card and loan and will allow more monthly money available to help in other areas. I have never been delinquent in monthly payments and am a good reliable person.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your job and any other source of income, and please describe why you have so much debt (and what sort of debts you have). Thanks - reflective-rupee
A: I am retired from the civil service and am employed as club manager at a veterans service club. Have past family member medical problem that I had to help with financially. (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/8/2011 5:02:12 PM
soulful-truth$100.003/8/2011 5:06:02 PM
suave-dime6$25.003/8/2011 5:05:08 PM
ryclsun$50.003/8/2011 5:05:32 PM
CA-Lender$100.003/8/2011 5:07:24 PM
kulender$37.643/9/2011 2:17:34 AM
Invest4kids$30.003/8/2011 7:01:18 PM
patriot897$25.003/8/2011 6:36:17 PM
larryboy10$25.003/8/2011 7:05:04 PM
mrxtravis$25.003/9/2011 5:21:19 AM
greencat$50.003/9/2011 7:15:17 AM
panegryst$50.003/9/2011 7:22:20 AM
PThor$25.003/9/2011 1:07:50 PM
nodebt2012$25.003/10/2011 6:37:33 PM
investment-artist$25.003/10/2011 4:19:18 PM
Math_Physics$25.003/10/2011 11:51:29 AM
gold-cluster$100.003/10/2011 6:12:58 PM
fund-baker$100.003/11/2011 9:09:40 AM
kind-genuine-dough$25.003/11/2011 9:36:40 AM
Bob450$25.003/12/2011 3:10:31 AM
rcm87$100.003/12/2011 6:31:34 AM
tech310$50.003/13/2011 8:32:25 PM
lend4life13$92.113/14/2011 10:19:36 AM
social-hunter5$34.783/13/2011 7:27:05 PM
sappy02$25.003/14/2011 1:31:03 PM
reward-adventure$50.003/15/2011 4:57:29 AM
FeedTheMachine$100.003/15/2011 1:57:15 AM
Wellman$50.003/15/2011 4:02:26 AM
squarebob$25.003/15/2011 5:38:14 AM
dollardave$75.003/15/2011 2:20:56 PM
Hanalei712$50.003/15/2011 9:39:14 AM
awesome-silver$100.003/15/2011 3:01:21 PM
dollar-sonnet3$50.003/15/2011 3:07:40 PM
benefit-trident$25.003/15/2011 5:14:40 PM
rate-sceptre$100.003/15/2011 8:06:00 PM
benefit-boots$25.003/15/2011 3:28:01 PM
108lender$100.003/16/2011 1:15:52 AM
loss-of-control$100.003/15/2011 5:19:54 PM
FASTIZIO_P$25.003/16/2011 12:57:13 AM
winmals$25.003/16/2011 6:03:08 AM
lakehavasu88$25.003/16/2011 3:17:21 AM
B2152$25.003/16/2011 4:58:46 AM
umfan123$25.003/16/2011 6:06:15 AM
sturdy-peace9$50.003/16/2011 7:19:45 AM
2grindstones$25.003/8/2011 6:04:26 PM
power-companion7$100.003/8/2011 5:06:59 PM
wild-orange$50.003/9/2011 3:56:07 AM
SFBank$150.003/8/2011 7:20:37 PM
verblender$100.003/9/2011 6:31:50 AM
cash-raccoon$25.003/9/2011 7:16:23 AM
restless-dime$25.003/8/2011 5:06:12 PM
Tylerh$100.003/8/2011 5:06:38 PM
Kash2010lu$25.003/8/2011 5:11:35 PM
hopeful-truth5$100.003/8/2011 6:01:40 PM
favorite-commerce$50.003/9/2011 5:11:35 AM
loan-kung-fu$100.003/9/2011 5:18:46 AM
reflective-rupee$25.333/9/2011 10:29:35 AM
ingenious-deal6$25.003/10/2011 2:06:11 PM
kindness-venture1$25.003/11/2011 7:23:26 AM
auction-seeker$25.003/10/2011 5:20:20 PM
worthy-bid8$25.003/11/2011 7:41:16 AM
SecondChanceLendingSERV$25.003/11/2011 8:57:57 AM
Lubava$100.003/11/2011 8:44:04 AM
mrsp2e$100.003/11/2011 6:04:51 PM
chungfang$100.003/11/2011 1:32:33 PM
worldly-money4$100.003/12/2011 4:42:29 PM
Weaverville$50.003/13/2011 5:48:51 PM
money-baron$97.423/14/2011 5:39:37 PM
2k1Toaster$25.003/14/2011 11:52:09 PM
leverage-ectasy$30.133/15/2011 4:38:28 AM
zone6$75.003/15/2011 2:46:30 AM
Moe87$31.913/15/2011 3:45:38 AM
dpries123$25.003/15/2011 10:31:26 AM
capital-halo1$40.373/15/2011 2:26:23 AM
mammalian4$25.003/15/2011 1:50:59 PM
kendigme$32.913/15/2011 4:09:27 AM
Reliance_Banker$25.003/15/2011 6:33:37 AM
Core-Marketing$60.003/15/2011 1:38:22 PM
zorg77$25.003/15/2011 3:58:12 PM
RMB-Investments$50.003/15/2011 8:54:16 AM
brainy-repayment5$75.003/15/2011 2:20:20 PM
kendigme$25.003/15/2011 1:47:11 PM
rate-mogul$100.003/15/2011 7:07:05 PM
OnTracInvest$25.003/16/2011 5:58:03 AM
EarlyRiser$64.463/16/2011 1:15:57 AM
cropdust3r$25.003/16/2011 6:31:11 AM
matthewa$25.003/16/2011 8:48:27 AM
leodaguy$25.003/15/2011 9:23:56 PM
Jack55304$125.003/16/2011 8:46:37 AM
OneEyeWill$72.943/16/2011 9:26:59 AM
MadHun$100.003/16/2011 9:25:33 AM
91 Investments
 
Borrower Payment Dependent Notes Series 497075
This series of Notes was issued and sold upon the funding of the borrower loan #47910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2006 Debt/Income ratio: 51%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,160Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: sensible-peso048 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
46amber46
Purpose of loan:
This loan will be used to..debt consolidation.

My financial situation:
I am a good candidate for this loan because...I am trying to decrease monthy debt and rebuild my credit history.


Monthly net income: $1,820.00
Monthly expenses: $
Housing: $550.00
Insurance: $46.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $103.00
Food, entertainment: $150.00
Clothing, household expenses: $30.00
Credit cards and other loans: $430.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Not sure. My husband and I are seperated. I left and he kept the house. My guess would be around $71,000. Value maybe around $85,000. (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cash-raccoon$25.003/8/2011 9:23:21 AM
Cheburashka$25.003/8/2011 10:20:58 AM
DadWarbucks$38.083/8/2011 11:59:24 AM
favorite-commerce$50.003/8/2011 9:16:14 AM
purpledog18$50.003/8/2011 12:09:52 PM
gain-gourd$75.003/8/2011 12:29:40 PM
illinois_joe$73.553/8/2011 5:53:03 PM
ladyopium$25.003/8/2011 6:41:26 PM
sturdy-peace9$65.003/8/2011 4:06:28 PM
panegryst$25.003/9/2011 7:22:25 AM
SFBank$25.003/8/2011 7:25:36 PM
CA-Lender$100.003/8/2011 8:51:02 PM
Kqwik$25.003/11/2011 2:55:20 AM
SecondChanceLendingSERV$25.003/11/2011 8:56:51 AM
Lubava$100.003/11/2011 8:39:46 AM
wild-orange$25.003/13/2011 4:51:24 PM
equitylender$56.093/13/2011 1:56:23 PM
shrewd-market$25.003/13/2011 5:49:12 PM
basis-image$25.003/15/2011 7:55:59 AM
integrity-doctor$100.003/16/2011 10:51:25 AM
dough-destiny$25.213/16/2011 5:36:49 PM
thankful-nickel2$25.003/16/2011 4:05:26 PM
Rebelrick9$25.103/16/2011 5:14:52 PM
2grindstones$25.003/8/2011 10:08:22 AM
ryclsun$50.003/8/2011 9:05:43 AM
Artist_Blue$25.003/8/2011 9:25:38 AM
PatRichi$25.003/8/2011 12:09:20 PM
commerce-renewal$100.003/8/2011 12:09:50 PM
desertoasis$35.003/8/2011 10:43:03 AM
flwah$25.003/8/2011 11:09:00 AM
EretzCapital$50.003/8/2011 1:44:10 PM
ultimate-peace$500.003/8/2011 9:04:07 AM
competent-p2p$25.003/8/2011 12:35:14 PM
zotzot$25.993/8/2011 2:59:22 PM
inspiring-reward$100.003/8/2011 12:03:41 PM
irrelevant$25.003/8/2011 4:37:35 PM
verblender$50.003/9/2011 6:26:26 AM
PThor$25.003/9/2011 1:07:55 PM
worldly-money4$100.003/12/2011 4:42:31 PM
Bocephus1959$25.003/14/2011 9:34:04 AM
all_of_that_one$25.003/15/2011 4:39:49 PM
benefit-boots$25.003/15/2011 3:29:08 PM
Steveo64$25.003/15/2011 7:30:39 PM
firsttouch1$200.003/15/2011 9:48:21 PM
terrific-p2ploan$25.003/16/2011 7:23:43 AM
mpatrick$25.003/16/2011 7:27:08 AM
dime-brigade$32.883/16/2011 1:42:15 PM
VikingLender$25.003/16/2011 7:22:32 PM
alluring-yield5$25.003/16/2011 8:14:20 PM
important-openness1$75.003/16/2011 6:36:46 PM
wbahl$200.003/16/2011 10:35:08 PM
AdamsWay$30.003/17/2011 3:00:12 AM
enthusiastic-ore5$18.103/17/2011 5:20:10 AM
suave-dime6$25.003/17/2011 3:05:17 AM
54 Investments
 
Borrower Payment Dependent Notes Series 497081
This series of Notes was issued and sold upon the funding of the borrower loan #47892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1990 Debt/Income ratio: 11%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:20y 8m
Amount delinquent: $6,875 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $6,734Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: proud-euro5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
average joe
Purpose of loan:
This loan will be used to...keep my home

My financial situation:
I am a good candidate for this loan because... i am hard working individual who would be using this money to keep my home and avoid foreclosure and keep my family from this embarasment and hardship.


Monthly net income: 4500
Monthly expenses: $
Housing: $1110
Insurance 250
:Car expenses: 350
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans 400

Other expenses: $
daycare 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: first mortgage 147,000 market value- 114,000 we are underwater obviously-but i don't want to lose the home. there is no second mortgage. (Mar-09-2011)
Q: I certainly don't want to see you lose your home, but how will this loan improve your financial situation long-term? Your monthly income seems to exceed your expenses by about $1500 ... where is the shortfall? - platinum-scientist9
A: my wife lost her job -but now is working and this will make all the difference in the world. (Mar-17-2011)
Q: If you can't afford your mortgage payment how will you afford your Prosper payment? - JGuide
A: my wife lost her job-so we fell behind in the mortgage - she is working now it will be easier to pay prosper loan - than make double mortgage payments. (Mar-17-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:02:53 AM
soulful-truth$100.003/8/2011 9:06:12 AM
Tylerh$100.003/8/2011 9:07:30 AM
KarlMarx$25.003/8/2011 9:06:41 AM
CA-Lender$100.003/8/2011 3:17:33 PM
patriot897$25.003/8/2011 6:36:10 PM
worthy-bid8$25.003/9/2011 6:31:25 AM
thelovebug$100.003/9/2011 12:52:09 PM
loan-kung-fu$100.003/9/2011 5:18:34 AM
ingenious-deal6$25.003/9/2011 2:16:15 PM
kind-genuine-dough$25.003/11/2011 9:36:31 AM
chungfang$100.003/11/2011 1:32:26 PM
tech310$50.003/13/2011 8:32:21 PM
Weaverville$50.003/13/2011 5:48:45 PM
worldly-money4$150.003/14/2011 2:33:53 PM
tuneman1980$25.003/14/2011 1:24:42 PM
Wellman$50.003/15/2011 4:02:19 AM
RMB-Investments$50.003/15/2011 8:54:10 AM
umfan123$25.003/15/2011 1:41:14 PM
Hanalei712$50.003/15/2011 9:39:02 AM
loyalist1$100.003/15/2011 5:19:18 PM
rate-mogul$100.003/15/2011 7:06:58 PM
shrewd-peace7$25.003/15/2011 11:26:12 PM
irrelevant$25.003/16/2011 9:25:13 AM
Jack55304$125.003/16/2011 8:46:31 AM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:07 AM
HHP$100.003/16/2011 9:34:21 AM
AntiTrustBanker$25.003/16/2011 9:55:04 AM
Ocean713$50.003/16/2011 3:36:42 PM
SBT$25.003/16/2011 8:52:17 PM
ouyangers$25.003/17/2011 1:54:39 AM
point-sasquatch$25.003/16/2011 8:32:29 PM
life-is-great$25.003/17/2011 10:07:55 AM
shmb6508$200.003/17/2011 11:28:45 AM
genius520$100.003/17/2011 11:59:54 AM
jazzlender$25.003/17/2011 1:58:53 AM
Reinadog9$50.003/17/2011 10:02:15 AM
social-friendship5$100.003/17/2011 1:25:01 PM
platinum-scientist9$25.003/17/2011 2:02:12 PM
wwwUniversal$25.003/17/2011 4:15:22 PM
gold-blanket0$25.003/17/2011 10:22:36 AM
radforj22$25.003/17/2011 4:13:48 PM
derec$25.003/17/2011 10:36:05 PM
chameleon125$25.003/18/2011 6:47:32 AM
Hogan55$50.003/18/2011 4:46:52 AM
Perksunlimited$40.003/18/2011 9:19:06 AM
return-beeper$50.003/18/2011 9:32:45 AM
beans53$25.003/18/2011 7:19:34 AM
tnjohnso$25.003/17/2011 9:16:16 PM
asmithj$25.003/18/2011 9:44:10 AM
LngTerm$25.003/17/2011 10:23:18 PM
siddman$95.153/18/2011 9:29:33 AM
exuberant-dime$25.003/18/2011 4:34:33 AM
bold-meteoric-justice$50.003/18/2011 2:07:35 PM
kc8fot$50.003/18/2011 5:38:06 AM
inspiring-reward$50.003/18/2011 3:03:07 PM
trade-surge3$50.003/18/2011 8:39:58 AM
sweetlan$25.003/18/2011 2:01:08 PM
RiskAdverse$25.003/18/2011 9:27:09 AM
Erikdbp$25.003/18/2011 1:11:18 PM
PRGuyinVA$25.003/18/2011 2:46:25 PM
visionary-currency$50.003/19/2011 3:20:22 AM
hope-hickory$25.003/19/2011 3:28:10 AM
minddoc$25.003/18/2011 4:46:06 PM
Mariner3605$25.003/19/2011 2:00:47 AM
ommcd$25.003/19/2011 2:24:01 AM
blackstar$25.003/19/2011 6:51:18 AM
randsenterprise$25.003/19/2011 8:51:44 AM
red-power-pecan$50.003/19/2011 9:21:00 AM
rytrearc$25.003/19/2011 12:29:03 AM
GCInvestments$50.003/19/2011 1:01:24 AM
flwah$25.003/19/2011 2:42:50 AM
agiovasil$25.003/19/2011 3:07:25 AM
DreDub$50.003/19/2011 11:31:35 AM
Jethro12$25.003/19/2011 11:33:41 AM
missing-link$25.003/19/2011 3:47:09 AM
consummate-loyalty1$49.323/19/2011 3:47:53 AM
TrekTune$25.003/19/2011 11:59:09 AM
hope-equation$50.003/19/2011 1:51:57 PM
ssanders82$25.003/19/2011 11:34:58 AM
suave-dime6$25.003/8/2011 9:05:32 AM
power-companion7$100.003/8/2011 10:09:48 AM
SecondChanceLendingSERV$25.003/11/2011 9:30:05 AM
rcm87$100.003/12/2011 6:31:24 AM
Interstate_Rate$100.003/14/2011 10:57:43 AM
FeedTheMachine$100.003/14/2011 4:41:34 PM
108lender$72.543/15/2011 1:04:12 AM
reward-adventure$50.003/15/2011 4:57:22 AM
Bob450$30.003/14/2011 5:35:56 PM
Kaj$50.003/15/2011 1:47:27 PM
rogue_monster$25.003/15/2011 1:51:29 PM
MadHun$200.003/15/2011 4:09:30 PM
leodaguy$25.003/15/2011 9:23:50 PM
shrewd-peace7$25.003/15/2011 11:44:17 PM
FASTIZIO_P$25.003/16/2011 12:57:10 AM
lakehavasu88$25.003/16/2011 3:17:19 AM
raisingophelia$25.003/16/2011 10:28:03 AM
Artist_Blue$25.003/16/2011 6:06:27 AM
cropdust3r$25.003/16/2011 6:31:09 AM
important-openness1$75.003/16/2011 7:34:19 PM
frclmym$25.003/16/2011 1:13:03 PM
kulender$100.003/16/2011 5:48:38 PM
bold-careful-finance$50.003/16/2011 8:37:01 PM
treasure-pipeline$50.003/16/2011 8:42:39 PM
treasure-bliss$36.203/17/2011 1:58:44 AM
wbahl$25.003/16/2011 8:09:58 PM
dime-vista2$25.003/16/2011 9:59:10 PM
ttnk62918$25.003/16/2011 8:29:50 PM
Comoparklender$50.003/16/2011 8:37:28 PM
desertoasis$25.003/17/2011 11:27:00 AM
AF-Chief$36.113/17/2011 1:58:21 AM
ALVO$50.003/17/2011 8:21:06 AM
finance-mushroom$100.003/17/2011 4:14:17 PM
payment-gusto$25.003/17/2011 10:23:06 AM
the-profit-oracle$25.003/17/2011 11:27:26 AM
seisen$50.003/17/2011 4:14:14 PM
BranSam$100.003/17/2011 2:11:55 PM
riproaringrapids$25.003/18/2011 12:46:13 AM
favorite-commerce$50.003/17/2011 8:58:20 PM
musegaze$100.003/17/2011 4:12:30 PM
capital-galaxy$50.003/18/2011 6:57:29 AM
orange-preeminant-bill$50.003/18/2011 2:36:50 AM
barefootpaul$25.003/18/2011 6:31:17 AM
famous-bill$25.003/18/2011 7:11:18 AM
penfield21$50.003/18/2011 11:51:08 AM
restech$25.003/18/2011 12:16:15 PM
friendly-point3$50.003/18/2011 9:30:49 AM
360Winner$50.003/18/2011 9:34:34 AM
heerzaquestion$25.003/18/2011 5:04:19 AM
Miklot$50.003/18/2011 2:12:39 PM
fund-tom-tom6$25.003/18/2011 8:18:59 AM
mlj0671$25.003/18/2011 9:31:55 AM
copper$32.173/19/2011 1:44:19 AM
kendallv$25.003/19/2011 1:48:57 AM
Banker7371$25.003/19/2011 3:08:17 AM
gain-gourd$53.923/19/2011 3:47:00 AM
payout-banker4$25.003/19/2011 3:49:18 AM
treasure-generator$25.003/19/2011 4:36:15 AM
MissionMicroFinance$25.003/19/2011 2:22:09 AM
graceful-investment$100.003/19/2011 3:40:00 AM
capital-galaxy$50.003/19/2011 6:15:58 AM
Cai8899$25.003/19/2011 11:34:00 AM
rvfbroker$25.003/19/2011 2:07:12 PM
SDNLR$72.083/19/2011 2:00:51 AM
jubilant-agreement0$25.003/19/2011 9:59:33 AM
aztocas$25.003/19/2011 11:01:04 AM
unassassinable$25.003/19/2011 11:17:24 AM
GElender$25.003/19/2011 11:33:37 AM
new-social-economist$50.003/19/2011 3:40:18 AM
silver-enlightenment0$62.133/19/2011 3:48:00 AM
Easystreet$25.003/19/2011 5:36:05 AM
wanna-help$50.003/19/2011 12:06:14 PM
MicroLender357$50.003/19/2011 6:11:33 AM
social-conductor4$25.003/19/2011 2:36:55 PM
investment-comet$25.003/19/2011 9:42:18 AM
w3alter$100.003/19/2011 4:51:00 PM
economy-producer$25.003/19/2011 9:56:54 AM
whartonmba$25.003/19/2011 11:32:39 AM
financial-frenzy$25.003/19/2011 3:20:58 PM
rescue$100.003/19/2011 3:42:16 PM
160 Investments
 
Borrower Payment Dependent Notes Series 497129
This series of Notes was issued and sold upon the funding of the borrower loan #47840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $142.89
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1995 Debt/Income ratio: 3%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 2Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $766Stated income:$75,000-$99,999
Delinquencies in last 7y: 13 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: trade-musician Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Travel Photographer
Purpose of loan:
This loan will be used to...I want to start a small business to supplement my full-time income in Travel Photography. My plan is to create a web page, invest in a better slr camera and other means of advertising my business. I travel the world and seen many things in life so why not make money "on the side" doing it. In addition, I'm trying to build up my credit worthiness.

My financial situation:
I am a good candidate for this loan because...I'm secured in employment for over 16 years with my job. Very good pay established. I have only a few active credit loans with both of them having little or no balance owed. My rent is only $650 and I dont plan to move anytime soon with a great fee like that. Again as stated above, it is all about me re-establishing my credit worthiness.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.003/8/2011 5:02:41 PM
simplelender80$100.003/8/2011 5:03:01 PM
BxRealtor$25.003/8/2011 5:02:36 PM
Tradesmanlender$100.003/8/2011 5:05:24 PM
Tylerh$100.003/8/2011 5:06:27 PM
JJ9876$25.003/8/2011 5:05:27 PM
Preteur$25.003/9/2011 1:36:32 PM
radforj22$25.003/9/2011 9:33:05 AM
RC118$28.273/9/2011 12:18:55 PM
Eric_Gagne$100.003/10/2011 8:08:22 AM
Firescreek$25.003/10/2011 8:35:00 AM
Azonic21$25.003/12/2011 9:12:11 AM
GoingFishing$25.003/12/2011 3:59:26 PM
Weaverville$50.003/13/2011 5:47:31 PM
important-ore$100.003/14/2011 9:45:03 AM
heavy_ax$25.003/14/2011 11:21:14 AM
enterprising-cash0$25.003/14/2011 7:56:41 PM
Ripsaw4U$32.503/15/2011 1:14:09 AM
payout-banker4$25.003/15/2011 2:05:52 AM
rjmdez$25.003/15/2011 5:46:04 AM
Row2010$25.003/15/2011 6:30:55 PM
saahilld$25.003/15/2011 6:46:12 PM
m0rlock$500.003/15/2011 7:19:50 PM
leodaguy$50.003/15/2011 9:22:06 PM
kenji4861$25.003/16/2011 2:26:24 AM
blooming-dedication$50.003/16/2011 4:52:31 AM
bobby5832708$50.003/15/2011 6:26:40 PM
cladius67$50.003/15/2011 7:00:41 PM
bullwink27$25.003/16/2011 12:05:53 PM
Havana21$25.003/16/2011 12:08:10 PM
bold-careful-finance$50.003/16/2011 8:37:12 PM
wwwUniversal$25.003/17/2011 1:57:08 AM
the-silver-blaster$100.003/17/2011 5:19:40 AM
indomitable-coin$50.003/17/2011 5:48:49 AM
NYCLAIMSGUY$25.003/17/2011 9:19:09 AM
Number_Cruncher$25.003/17/2011 6:37:45 AM
treasure-pipeline$50.003/16/2011 8:43:20 PM
enthralling-deal180$50.003/17/2011 2:05:19 AM
organized-payment6$50.003/8/2011 5:04:58 PM
AFairDeal$100.003/8/2011 5:07:12 PM
patriot897$25.003/8/2011 6:34:43 PM
nickel-ferret$100.003/9/2011 8:50:18 AM
worthy-bid8$50.003/10/2011 1:54:46 AM
Biazza$30.433/9/2011 9:13:06 PM
top-epic-community$50.003/10/2011 10:42:42 AM
caring-hope2$50.003/10/2011 11:24:21 AM
Eric_Gagne$25.003/10/2011 1:01:20 PM
efficient-treasure0$25.003/11/2011 7:02:58 AM
goodhearted-basis4$25.003/12/2011 4:08:09 AM
jescowa$50.003/12/2011 5:50:32 AM
Walkingcowboy$50.003/12/2011 11:33:52 AM
cingular$25.003/13/2011 7:57:39 PM
BankOfShaun$25.003/14/2011 7:22:07 AM
jdrez$25.003/14/2011 5:59:37 PM
CA-Lender$25.003/14/2011 6:03:32 PM
flexible-money1$50.003/15/2011 9:30:38 AM
tomjac2000$25.003/14/2011 7:33:57 PM
secureincome$500.003/15/2011 6:43:30 PM
eloquent-dough5$25.003/15/2011 7:03:17 PM
MadHun$200.003/15/2011 4:49:25 PM
p2ploan-wildcat$25.003/16/2011 9:54:42 AM
interstellar$51.003/16/2011 1:37:56 AM
wbahl$25.003/16/2011 8:12:41 PM
SBT$75.003/16/2011 8:51:37 PM
dime-smasher5$25.003/16/2011 8:57:21 PM
Marty_W_Cordova$582.803/17/2011 9:33:22 AM
66 Investments
 
Borrower Payment Dependent Notes Series 497217
This series of Notes was issued and sold upon the funding of the borrower loan #47884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1998 Debt/Income ratio: 31%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,200Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: green-shiny-integrity Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 0 ( 0% ) 640-659 (Latest)
Principal borrowed: $4,400.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 0  
Description
Consolidating Debt
Purpose of loan:
This loan will be used to pay off an existing loan and credit card to acquire a smaller monthly payment

My financial situation:
I am a good candidate for this loan because I am steadily employed and always pay my bills on time


Monthly net income: $2600
Monthly expenses: $
Housing: $1000
Insurance: $70
Car expenses: $0.00
Utilities: $175
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $689
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why did your credit rating drop so much since your last Prosper loan? Thanks. - squarebob
A: It dropped due to a series of unforunate events. Divorce, unexpected medical bills.I always pay my bills on time, always, the reason it dropped is because I'm at the limit on a couple of credit cards as they were the only means to payfor car repairs. I'm looking for the loan to lower my monthly payment so I can pay off a few other things. Thank yuo for you consideration (Mar-13-2011)
Q: Can you tell us why your last Prosper loan was paid off so quickly? As investors, that's actually not what we're usually looking for... thanks! - zotzot
A: At that time, it was more benefical for me to not have the additionalloan payment. (Mar-13-2011)
Q: What are the interest rates of the credit cards you are wanting to pay down? Thanks! - genuine-return2
A: 18 - 24%. I understand that I will pay more in the long run with the loan listing's rate, however, it's the lower payment that will enable me to facilitate funds to other things. (Mar-14-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. 125,000 2. 98,000 (Mar-14-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/13/2011 12:06:17 PM
orange-rapid-benjamins$25.003/13/2011 6:56:30 PM
zone6$100.003/14/2011 1:06:40 PM
lucrative-transparency0$50.003/14/2011 8:58:23 AM
reflective-rupee$400.333/14/2011 9:06:36 PM
Moe87$30.003/14/2011 6:04:06 PM
loanman2007$25.003/15/2011 12:38:27 PM
unforgettable-market3$100.003/16/2011 3:43:12 AM
Starfin-Capital-Management$250.003/16/2011 7:28:13 AM
riveting-credit5$200.003/16/2011 7:40:56 PM
AlfinityBank25$25.003/16/2011 3:32:03 PM
five-star-note$25.003/16/2011 8:09:50 PM
important-openness1$75.003/16/2011 6:57:18 PM
MoneyTree79$25.003/16/2011 7:48:41 PM
gothampark$25.003/16/2011 8:06:23 PM
travels536$30.003/17/2011 6:32:17 AM
squarebob$25.003/17/2011 8:33:53 AM
aquistoyraul$25.003/17/2011 7:18:21 AM
market-pudding$25.003/17/2011 7:23:09 PM
RailroadKen$50.003/17/2011 8:37:25 PM
integrity-doctor$100.003/17/2011 8:42:58 PM
DasMula$57.003/13/2011 1:36:30 PM
Weaverville$25.003/13/2011 5:49:36 PM
zotzot$25.003/14/2011 1:26:09 AM
Kash2010lu$40.003/13/2011 12:01:37 PM
restless-dime$25.003/13/2011 12:02:32 PM
CA-Lender$50.003/13/2011 12:05:16 PM
competent-p2p$25.003/13/2011 5:59:42 PM
five-star-note$150.003/13/2011 10:46:47 PM
squarebob$25.003/13/2011 12:19:33 PM
greencat$50.003/14/2011 7:25:05 AM
SecondChanceLendingSERV$25.003/14/2011 8:38:38 AM
money-baron$74.493/14/2011 2:52:59 PM
Rashanir$25.003/14/2011 7:09:07 PM
genelinist$25.003/14/2011 1:36:02 PM
autonomous-truth$29.573/14/2011 11:23:34 PM
Amber_Stone$25.003/16/2011 8:31:43 AM
wild-orange$50.003/16/2011 2:03:10 PM
ddamenace$30.003/16/2011 8:17:00 PM
ore-dojo$25.003/17/2011 8:54:37 AM
seineil$50.003/17/2011 1:25:29 AM
Socorro_Capital_Partners$25.003/17/2011 1:02:37 PM
social-friendship5$100.003/17/2011 1:34:53 PM
payout-bridge$400.003/17/2011 3:02:19 PM
well-mannered-income3$25.003/17/2011 3:46:30 PM
creative-generosity3$30.003/17/2011 6:36:10 PM
PrincessGrace33$500.003/17/2011 6:15:49 PM
prudent-dinero$25.003/17/2011 7:19:59 PM
rakey$25.003/18/2011 2:08:29 AM
shrewd-income$100.003/17/2011 4:16:32 PM
direct-social3$25.003/17/2011 10:22:43 PM
draggon77$25.003/18/2011 2:50:29 AM
methodical-liberty$100.003/17/2011 9:01:11 PM
awesome-silver$78.613/18/2011 3:00:07 AM
54 Investments
 
Borrower Payment Dependent Notes Series 497271
This series of Notes was issued and sold upon the funding of the borrower loan #47825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $221.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1994 Debt/Income ratio: 48%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,603Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: credit-paddle3 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Goosecreek
Purpose of loan: New septic system
This loan will be used to...Install new septic system at home

My financial situation:
I am a good candidate for this loan because...Always pay my bills. Am a dependable and honest person. Never miss a day of work


Monthly net income: $3,215.00
Monthly expenses: $1,920.00 this is total of all below
Housing: $196.00
Insurance: $123.00
Car expenses:$60.00
Utilities: $121.00
Phone, cable, internet: $220.00
Food, entertainment: $160.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1,000.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your occupation? Thanks - RecoveryLender
A: Office Manager and medical biller/coder (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ryan6853$25.003/10/2011 9:05:03 AM
liberty-magnate$100.003/10/2011 9:19:05 AM
patriot897$25.003/10/2011 9:04:56 AM
credit-guard5$25.003/10/2011 9:36:00 AM
competent-p2p$101.003/10/2011 11:04:01 AM
velocity-flag$25.003/10/2011 11:10:51 AM
houli123$2,800.003/10/2011 12:11:35 PM
Eric_Gagne$25.003/10/2011 12:37:46 PM
suave-dime6$25.003/10/2011 9:04:12 AM
favorite-commerce$50.003/10/2011 10:04:16 AM
ethicalhumanist$25.003/10/2011 1:46:10 PM
hokee$25.003/10/2011 1:47:00 PM
thelovebug$100.003/10/2011 9:05:09 AM
transformer855$25.003/10/2011 10:41:48 AM
DasMula$100.003/10/2011 12:23:57 PM
Wangchuk$25.003/10/2011 9:04:03 AM
DasMula$100.003/10/2011 9:37:46 AM
MarvintheMartian$25.003/10/2011 10:46:30 AM
JustMee$25.003/10/2011 12:50:41 PM
reflective-rupee$949.003/10/2011 1:51:02 PM
simplelender80$150.003/10/2011 9:01:56 AM
CA-Lender$100.003/10/2011 9:05:35 AM
Whipster$50.003/10/2011 12:15:57 PM
DasMula$500.003/10/2011 12:24:35 PM
pietro_torna_indietro$100.003/10/2011 12:55:21 PM
25 Investments
 
Borrower Payment Dependent Notes Series 497273
This series of Notes was issued and sold upon the funding of the borrower loan #47832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2006 Debt/Income ratio: 29%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,357Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: Reliable_Investment Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for Debt Consolidation
Purpose of loan:
This loan will be used to pay off current debt allowing me to have less creditors to owe.

My financial situation:
I am a good candidate for this loan because I am sincerely honest and always pay any bills due on time or pay them off early. I am never late on my debt.


Monthly net income: $5500
Monthly expenses: $200
Housing: $1000
Insurance: $250
Car expenses: $120
Utilities: $80
Phone, cable, internet: $122
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, What is the amount of all your debt? Ty - Wangchuk
A: Currently the debt I was attempting to pay off exceeds the $4000.00 limit after my application was reviewed. However, if granted the request I would still be able to pay and close several accounts combining them as intended and comfortably maintain good standing. As you can see by viewing my report that I have good credit history, it just seems that my score could use some work. I've never missed a payment nor have I been delinquint. I assure you I plan on keeping my good standing. V/R (Mar-09-2011)
Q: Do you have another source of income since you state you make 5,500 a month, but earn 75,000 a year? - diversification-maple1
A: I do have other sources of income. (1) Veterans Disability Compensation (2) Chapter 33 GI Bill housing allowance and full tuition paid as I attend school full time as well as work full time. (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cash-raccoon$25.003/9/2011 9:11:34 AM
lillian27$50.003/9/2011 9:19:17 AM
houli123$100.003/9/2011 9:28:29 AM
favorite-commerce$50.003/9/2011 11:31:05 AM
money-fort$25.003/9/2011 9:53:17 AM
IIP77$25.003/9/2011 9:56:11 AM
purpledog18$50.003/9/2011 9:57:13 AM
reflective-rupee$400.333/9/2011 10:55:39 AM
penny-plato$25.003/9/2011 3:57:06 PM
CASHGIRL$25.003/9/2011 4:12:37 PM
PThor$25.003/9/2011 1:07:27 PM
ryclsun$50.003/9/2011 9:07:49 AM
Gibbyland$100.003/9/2011 9:56:09 AM
DasMula$27.003/9/2011 11:29:21 AM
CA-Lender$100.003/9/2011 2:51:24 PM
JustMee$25.003/9/2011 3:03:37 PM
zotzot$50.003/10/2011 9:21:01 AM
systematic-fairness1$40.003/10/2011 1:20:53 PM
bluehen00$26.733/11/2011 4:45:34 AM
carrinel$50.283/11/2011 7:32:55 AM
KMB78$25.003/11/2011 9:42:11 AM
master648$29.653/11/2011 5:01:33 PM
worldly-money4$100.003/12/2011 4:42:22 PM
nodebt2012$25.003/14/2011 9:51:55 AM
bassman46$100.003/14/2011 2:12:56 PM
ethicalhumanist$25.003/14/2011 2:46:13 PM
well-mannered-income3$25.003/14/2011 7:49:33 PM
carrinel$72.013/15/2011 6:56:14 AM
greencat$50.003/15/2011 7:16:04 AM
shrewd-income$100.003/14/2011 6:39:18 PM
kendigme$25.003/15/2011 1:46:50 PM
brightest-dignified-penny$25.003/15/2011 4:11:51 PM
brainy-repayment5$50.003/15/2011 2:15:22 PM
Lubava$25.003/15/2011 5:19:14 PM
elegant-commerce7$50.003/15/2011 2:02:23 PM
thankful-nickel2$25.003/15/2011 6:00:40 PM
currency-revolutionary$27.213/15/2011 11:35:27 PM
hopeful-truth5$50.003/15/2011 8:39:19 PM
integrity-doctor$100.003/16/2011 10:34:12 AM
winmals$25.003/16/2011 6:06:23 AM
pellet$42.393/16/2011 2:17:05 PM
Rob1978$60.003/16/2011 5:20:43 PM
dynrep$25.003/16/2011 4:10:05 PM
vishal29$100.003/16/2011 12:54:33 PM
open-minded-fund9$15.003/16/2011 5:23:50 PM
Kash2010lu$25.003/9/2011 10:06:25 AM
commerce-renewal$100.003/9/2011 9:57:09 AM
transaction-eclipse$25.003/9/2011 10:07:00 AM
MarvintheMartian$25.003/9/2011 10:46:28 AM
Wangchuk$25.003/9/2011 11:34:48 AM
competent-p2p$26.143/9/2011 9:35:25 AM
transformer855$25.003/9/2011 9:32:23 PM
SolarMoonshine$50.003/9/2011 6:39:05 PM
phoenix08$25.003/10/2011 11:02:33 AM
loanman2007$50.003/10/2011 12:19:36 PM
loss-of-control$100.003/10/2011 5:38:00 PM
nodebt2012$25.003/11/2011 10:09:54 AM
Rogelio48$30.003/11/2011 6:31:20 PM
tigercat$50.003/12/2011 6:26:36 PM
platinum-czar$200.003/12/2011 6:36:03 PM
droopie1$25.003/14/2011 5:09:13 PM
Nerdster1$25.053/15/2011 4:02:23 AM
sturdy-peace9$40.003/15/2011 8:39:49 AM
squarebob$100.003/15/2011 5:40:36 AM
ZOOOM$25.003/15/2011 7:25:48 AM
rate-sceptre$50.003/15/2011 12:40:24 PM
payout-bridge$100.003/15/2011 1:12:21 PM
kind-efficient-credit$25.003/15/2011 6:49:46 PM
gizmo65$25.003/15/2011 8:06:38 PM
green-liberty-thunder$25.003/15/2011 10:57:31 PM
SkinnyFish$25.003/16/2011 5:30:39 AM
nhrma$26.563/16/2011 2:16:37 AM
Retiredsailor65$56.363/16/2011 2:30:09 AM
B2152$25.003/16/2011 5:03:54 AM
cash-daisy$30.293/16/2011 9:44:17 AM
worldpower2$25.003/16/2011 11:20:46 AM
Gobsek$25.003/16/2011 8:59:40 AM
benefit-trident$25.003/16/2011 4:10:19 PM
FinanceEngine$25.003/16/2011 4:43:02 PM
OLYVRC$50.003/16/2011 5:12:52 PM
80 Investments
 
Borrower Payment Dependent Notes Series 497275
This series of Notes was issued and sold upon the funding of the borrower loan #47894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1997 Debt/Income ratio: 20%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 18 / 13Length of status:3y 1m
Amount delinquent: $291 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,256Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: useful221 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement: Finish basement
This loan will be used to finish my basement so that my in-laws could move in with me. For the past 7 years my husband & I have been paying my mother-in-law $1,000 a month for taking care of our 3 small children while we work. If my in-laws moved in with us, she would watch them for free in lieu of paying rent & the money used to pay her would be used to pay off this loan instead.

Unfortunately I have not qualified for a home improvement loan through conventional methods due to the housing market being low in my area & I am now in an upside down mortgage with no equity. Finishing the basement will increase property value; allowing me to see a return on investment that I do not see in paying my mother-in-law. My income is solid & steadily increasing & by having my in-laws with me they would be readily available to watch my children which will allow me to travel more for my employer which will increase my salary further.

Monthly net income:$6,000
Monthly expenses:$4,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Total mortgage balance is $219,043.04; I do not have a 2nd/heloc on the home. 2. Market value is $207,000 (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enchanted-yield4$100.003/9/2011 5:02:12 PM
Tylerh$100.003/9/2011 5:04:23 PM
BxRealtor$25.003/9/2011 5:01:43 PM
simplelender80$100.003/9/2011 5:01:52 PM
SolarMoonshine$100.003/9/2011 6:50:56 PM
competent-p2p$101.003/9/2011 7:01:09 PM
loanman2007$150.003/10/2011 6:20:27 AM
CA-Lender$100.003/9/2011 8:11:01 PM
SecondChanceLendingSERV$25.003/11/2011 9:53:48 AM
efficient-treasure0$25.003/11/2011 7:04:16 AM
ghinga$25.003/11/2011 7:29:27 PM
techs$25.003/12/2011 3:41:40 PM
generosity-pizza$50.003/12/2011 9:39:50 AM
newest-funds-powerplant$25.003/12/2011 8:17:46 PM
chameleon125$25.003/13/2011 6:56:40 AM
MWMoney$25.003/13/2011 11:28:37 AM
benjamins-utopia$100.003/14/2011 12:51:42 PM
important-ore$100.003/14/2011 10:12:22 AM
ethicalhumanist$50.003/14/2011 2:48:05 PM
Ripsaw4U$50.003/15/2011 2:15:34 AM
worthy-bid8$50.003/14/2011 7:55:57 PM
rockerZ71$25.003/15/2011 6:19:23 AM
gothampark$25.003/15/2011 8:45:06 AM
rate-mogul$100.003/15/2011 7:07:31 PM
leodaguy$50.003/15/2011 9:22:19 PM
supreme-hope$25.003/16/2011 3:43:15 AM
IeatatWendys$50.003/15/2011 10:49:15 PM
fund-tom-tom6$50.003/16/2011 10:41:12 AM
p2ploan-wildcat$50.003/16/2011 9:47:36 AM
frclmym$25.003/16/2011 1:29:25 PM
loyalist1$200.003/16/2011 8:40:35 AM
nickel-position$25.003/16/2011 11:13:45 AM
FinanceEngine$25.003/16/2011 4:56:30 PM
Jewbag$50.003/16/2011 10:18:43 AM
Paddington922$25.003/16/2011 6:42:22 PM
RetirementMoney$25.003/16/2011 5:15:16 PM
Y2onexcess$75.003/16/2011 11:08:48 PM
wbahl$25.003/16/2011 8:12:54 PM
Havana21$25.003/17/2011 1:44:01 AM
the-silver-blaster$100.003/17/2011 5:14:47 AM
red-contract-lionheart$25.003/17/2011 9:39:06 AM
mpatrick$25.003/17/2011 12:09:01 PM
tender-ore$30.003/17/2011 9:29:47 AM
unafraid-loan5$25.003/17/2011 10:31:07 AM
pound-puppy$25.003/17/2011 3:08:26 PM
MadHun$200.003/17/2011 4:04:32 PM
loyalty-sherpa$25.003/17/2011 4:31:48 PM
UBOtto186$40.003/17/2011 9:56:58 AM
squarebob$125.003/17/2011 5:18:48 PM
Imaginos1892$75.003/17/2011 8:05:25 PM
Aaron_Oz$25.003/17/2011 12:11:45 PM
newfoundation$25.003/17/2011 12:49:59 PM
shrewd-income$200.003/17/2011 8:44:32 PM
tacopants$50.003/18/2011 1:59:32 AM
icanhasloanz$50.003/18/2011 3:32:41 AM
patriot897$25.003/9/2011 5:04:48 PM
reflective-rupee$1,000.333/9/2011 5:11:18 PM
nickel-ferret$100.003/9/2011 5:05:06 PM
power-companion7$100.003/9/2011 5:05:48 PM
squarebob$25.003/9/2011 5:25:25 PM
Pickmar$25.003/10/2011 6:38:44 AM
radforj22$25.003/10/2011 12:31:23 PM
firsttouch1$750.003/10/2011 4:10:37 PM
treasure-widget$25.003/12/2011 10:29:03 AM
jescowa$50.003/12/2011 5:51:12 AM
Walkingcowboy$50.003/12/2011 11:34:16 AM
Weaverville$25.003/13/2011 5:50:18 PM
Tradesmanlender$35.003/14/2011 12:51:39 PM
durable-investment8$35.003/14/2011 6:57:33 PM
top-courteous-peso$50.003/14/2011 3:45:21 PM
cingular$25.003/14/2011 7:56:25 PM
credit-coach118$25.003/15/2011 9:43:17 PM
kenji4861$25.003/16/2011 2:27:04 AM
all_of_that_one$35.003/16/2011 6:32:46 AM
first-serene-credit$25.003/16/2011 8:28:21 AM
loanman2007$50.003/16/2011 4:51:54 AM
hopeful-truth5$50.003/16/2011 12:17:04 PM
mspiggybank$100.003/16/2011 6:06:13 AM
zotzot$25.003/16/2011 10:25:59 AM
integrity-doctor$200.003/16/2011 11:13:38 AM
balance-warrior$25.003/16/2011 9:00:35 AM
DasMula$77.003/16/2011 5:32:52 PM
fund-baker$26.383/16/2011 6:27:58 PM
important-openness1$75.003/16/2011 7:14:44 PM
ttnk62918$25.003/16/2011 8:29:57 PM
mlj0671$25.003/16/2011 9:37:00 PM
ASuperJohn$250.653/16/2011 6:56:08 PM
moola-monger9$50.003/17/2011 7:29:07 AM
realtormoises$25.003/17/2011 6:07:19 AM
market-pudding$25.003/17/2011 7:18:15 AM
currency-persimmon$100.003/17/2011 9:35:19 AM
hostbank$100.003/17/2011 3:42:03 PM
inspiring-reward$50.003/17/2011 3:37:15 PM
jdrez$25.003/17/2011 4:05:33 PM
cashhelp$50.003/17/2011 4:31:56 PM
auction-mastery$38.903/17/2011 10:23:12 PM
payout-alien6$26.063/17/2011 2:44:52 PM
Reddy_Capital$32.333/18/2011 12:18:25 AM
forthright-loot7$51.813/18/2011 3:38:33 AM
thankful-nickel2$50.003/17/2011 8:34:56 PM
Jazzy503$25.013/17/2011 8:51:39 PM
gunderstone$145.323/18/2011 2:11:42 AM
orbital-bill1$25.003/18/2011 3:34:45 AM
skydancer506$25.213/18/2011 3:16:09 AM
104 Investments
 
Borrower Payment Dependent Notes Series 497337
This series of Notes was issued and sold upon the funding of the borrower loan #47802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1990 Debt/Income ratio: 19%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 16Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 50 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,244Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: responsibility-chestnut6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rosie
Purpose of loan:
This loan will be used to... consolidate cards

My financial situation: 730 credit scores
I am a good candidate for this loan because...I am retired military and work for the DoD


Monthly net income: $11,054 before taxes
Monthly expenses:
Housing: $1900
Insurance: $112
Car expenses: $679
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $600
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: As far as I can remember the only items that where delinquent was about 4 years ago when I did a debt reduction. As of the past 2 years I am not aware of any delinquencies. (Mar-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Morning, The mortgage balance is $146,893.58 The second mortgage is $19,420.86 As of the last apprasial in 2010 the house was worth, $179,000 (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/10/2011 5:03:00 PM
thelovebug$100.003/10/2011 5:04:42 PM
Kash2010lu$25.003/10/2011 5:09:03 PM
ichibon$75.883/10/2011 5:01:49 PM
DasMula$100.003/10/2011 5:22:40 PM
simplelender80$200.003/10/2011 5:01:10 PM
Shining-Star$100.003/11/2011 10:56:01 PM
credit-missile$100.003/11/2011 4:20:54 PM
SecondChanceLendingSERV$25.003/11/2011 9:37:06 AM
shrewd-income$100.003/11/2011 2:13:33 PM
friendinmoney$25.003/11/2011 10:25:10 PM
zotzot$100.553/11/2011 4:24:03 PM
katnmouse$30.003/12/2011 8:48:41 AM
spiff666$25.003/12/2011 11:42:12 AM
unforgettable-market3$100.003/11/2011 11:31:28 PM
hillerod$25.253/12/2011 10:54:06 AM
authority624$26.923/12/2011 7:11:03 AM
GrowthAspirations$35.003/13/2011 10:12:14 PM
ethicalhumanist$25.003/14/2011 2:49:49 PM
Interstate_Rate$100.003/14/2011 10:57:20 AM
FinanceEngine$25.003/14/2011 5:07:20 PM
branaa99$25.003/14/2011 11:35:13 AM
melodious-openness$102.053/14/2011 8:13:05 PM
Tylerh$100.003/14/2011 5:36:27 PM
first-dinero-temple$25.003/14/2011 9:50:24 PM
EretzCapital$100.003/14/2011 6:27:09 PM
draggon77$25.003/15/2011 2:51:52 AM
profitable-money$25.003/14/2011 8:41:14 PM
Whipster$25.003/14/2011 6:06:02 PM
mpatrick$25.003/14/2011 6:26:33 PM
JauaFlash$25.003/14/2011 6:47:02 PM
jedi8$25.003/14/2011 6:58:34 PM
helpwithoutbanks$25.003/14/2011 8:13:07 PM
cloud546$78.963/14/2011 11:15:18 PM
duty-monger$50.003/15/2011 3:39:05 AM
CA-Lender$100.003/10/2011 5:05:24 PM
Eric_Gagne$100.003/10/2011 6:32:03 PM
competent-p2p$101.003/10/2011 7:12:53 PM
ingenious-deal6$25.003/10/2011 5:05:49 PM
reflective-rupee$750.333/10/2011 5:15:55 PM
credit-coach118$100.003/10/2011 7:55:04 PM
Nerdster1$30.053/11/2011 3:52:32 AM
squarebob$101.003/10/2011 5:12:50 PM
SolarMoonshine$100.003/10/2011 5:57:39 PM
leverage-monger$100.003/11/2011 7:32:12 AM
secureincome$2,000.003/11/2011 1:25:56 PM
thoughtful-exchange8$200.003/11/2011 7:33:18 PM
global1adventurer$25.003/11/2011 9:15:46 PM
loanman2007$150.003/11/2011 12:31:46 PM
ghinga$25.003/11/2011 7:34:25 PM
foothillender$25.003/12/2011 7:03:50 AM
vest_vortex$50.003/12/2011 1:41:41 PM
payment-halo$25.003/12/2011 9:55:50 AM
hopeful-truth5$100.003/12/2011 11:32:01 AM
mjosa$40.003/13/2011 12:03:53 PM
Azonic21$25.003/12/2011 9:12:23 AM
first-liberty-duckling$25.003/12/2011 9:32:57 AM
newest-funds-powerplant$25.003/12/2011 8:07:46 PM
EL_Papin$100.003/12/2011 12:14:15 PM
loss-of-control$100.003/12/2011 1:19:52 PM
platinum-czar$300.003/12/2011 6:28:34 PM
Kyileo$25.003/13/2011 1:55:00 PM
best-generosity-financier$25.003/12/2011 7:16:50 PM
broomfieldbucks$25.003/14/2011 10:16:56 AM
worldly-money4$150.003/14/2011 2:34:16 PM
power-secret-agent$25.003/14/2011 10:44:10 AM
rate-optimizer0$25.003/14/2011 7:37:20 PM
well-mannered-income3$60.003/14/2011 7:40:05 PM
upbeat-wealth$25.003/14/2011 5:36:00 PM
zone6$100.003/14/2011 9:44:08 PM
BU49er$28.763/14/2011 11:37:28 PM
EBITDA$25.003/15/2011 1:09:21 AM
brightest-dignified-penny$25.003/14/2011 4:11:14 PM
Wellman$50.003/15/2011 4:02:53 AM
MilitaryMTP$52.753/15/2011 4:16:23 AM
cash-queen$25.003/14/2011 10:10:39 PM
payout-alien6$36.503/14/2011 6:34:44 PM
greenback-guard$25.003/15/2011 2:11:23 AM
Moe87$25.003/15/2011 3:41:46 AM
79 Investments
 
Borrower Payment Dependent Notes Series 497359
This series of Notes was issued and sold upon the funding of the borrower loan #47887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2002 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 33Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,934 
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: flexible-euro9 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving and Relocation
Purpose of loan: Moving and Relocation
This loan will be used to...Moving and Relocation

My financial situation:
I am a good candidate for this loan because...I have been in graduate school for the last 3 years. I start employment on 4/1/2011 and at that time will make $70,000 annualy.


Monthly net income: $ 5833 .00 starting 4/1/2011
Monthly expenses: $ 3000.00
Housing: $ 1000.00
Insurance: $ 70.00
Car expenses: $ 500.00
Utilities: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 100.00
Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you mind if I ask the nature of your employment on 4/1/11? - CASSHMAN
A: I am a certified Physician Assistant. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/10/2011 5:01:12 PM
squarebob$25.003/10/2011 5:11:40 PM
CA-Lender$100.003/10/2011 5:05:25 PM
Nerdster1$25.053/11/2011 3:53:17 AM
suave-dime6$25.003/10/2011 5:03:02 PM
thelovebug$100.003/10/2011 5:04:43 PM
leverage-monger$100.003/11/2011 7:40:11 AM
rockhound84$25.003/12/2011 5:45:35 AM
FutureLenderEC$25.003/14/2011 4:56:01 PM
worldly-money4$150.003/14/2011 2:34:18 PM
Wellman$50.003/15/2011 4:03:03 AM
soulful-truth$100.003/15/2011 5:27:43 PM
gentle-coin$25.003/15/2011 8:08:47 PM
active-wealth3$25.003/16/2011 9:42:52 AM
Ocean713$50.003/16/2011 3:37:22 PM
worthy-bid8$25.003/16/2011 1:30:35 PM
Comoparklender$50.003/16/2011 8:37:42 PM
gain-dolphin$25.003/16/2011 10:52:08 PM
SBT$25.003/16/2011 8:52:34 PM
the-silver-blaster$75.003/17/2011 5:25:06 AM
Pu239$60.003/17/2011 12:59:07 PM
pound-puppy$25.003/17/2011 3:16:21 PM
chad-bro-chill$51.733/17/2011 10:18:26 AM
Doug1043$25.003/17/2011 5:20:58 PM
palace2$100.003/17/2011 7:49:04 PM
mammalian4$25.003/17/2011 4:52:03 PM
LoanerPrincipal$25.003/17/2011 3:36:19 PM
tigercat$50.003/17/2011 6:35:41 PM
duty-whomper5$25.003/17/2011 7:22:37 PM
DasMula$27.003/17/2011 7:48:49 PM
grnii78$200.003/17/2011 5:58:51 PM
kublai$100.003/17/2011 7:04:45 PM
autonomous-truth$232.343/17/2011 7:58:39 PM
ingenious-deal6$25.003/10/2011 5:05:55 PM
wild-orange$100.003/11/2011 2:09:51 AM
Eric_Gagne$200.003/10/2011 6:30:45 PM
reflective-rupee$250.333/10/2011 9:09:26 PM
competent-p2p$101.003/10/2011 7:10:43 PM
foothillender$25.003/11/2011 7:54:04 AM
SecondChanceLendingSERV$25.003/11/2011 9:38:08 AM
Interstate_Rate$100.003/14/2011 10:57:07 AM
Bob450$25.003/14/2011 4:48:05 PM
chrisb1414$25.003/14/2011 12:24:15 PM
Tylerh$100.003/14/2011 5:36:30 PM
reward-adventure$50.003/15/2011 4:58:04 AM
patriot897$25.003/15/2011 11:12:15 AM
leodaguy$25.003/15/2011 9:24:22 PM
HHP$100.003/16/2011 9:34:44 AM
shrewd-peace7$25.003/15/2011 11:38:20 PM
Jack55304$125.003/16/2011 8:47:11 AM
FinanceEngine$30.003/16/2011 2:39:53 PM
loss-of-control$50.003/16/2011 6:01:01 PM
wbahl$25.003/16/2011 8:10:19 PM
important-openness1$75.003/16/2011 7:04:09 PM
dpries123$25.003/16/2011 8:25:34 PM
back-scratchers$25.003/17/2011 1:29:30 AM
ac787$42.003/17/2011 2:01:17 AM
zotzot$100.553/17/2011 2:07:03 PM
2grindstones$30.003/17/2011 4:01:24 PM
kind-genuine-dough$25.003/17/2011 4:12:44 PM
well-mannered-income3$25.003/17/2011 3:51:35 PM
red-favorable-basis$25.003/17/2011 7:24:18 PM
shrewd-income$250.003/17/2011 4:21:30 PM
tszbgae$100.003/17/2011 4:47:33 PM
first-serene-credit$25.003/17/2011 4:48:03 PM
cerebral-dollar773$250.003/17/2011 5:19:38 PM
Zipcut$50.003/17/2011 6:06:59 PM
houli123$300.003/17/2011 7:14:32 PM
Scotcha$50.003/17/2011 7:37:37 PM
69 Investments
 
Borrower Payment Dependent Notes Series 497399
This series of Notes was issued and sold upon the funding of the borrower loan #47856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $258.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1985 Debt/Income ratio: 9%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,559Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: agreement-wahoo3 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Finance Loan
Purpose of loan:
Consolidate existing debt into one easy payment at a lower rate, and have money towards auto repairs.

My financial situation:
I am gainfully employed with a Fortune 500 Company on a very secure client portfolio, in a very stable Washington DC market.


Monthly net income: $3,563.95
Monthly expenses: $2,300 (includes all housing and below)
Housing: $1,600
Insurance: $93.52
Car expenses: $0
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $150 (which would go away if placed within this loan I am applying for)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: I work in commercial real estate in asset services for a Fortune 500 real estate services company in Washington DC. I would be consolidating three credit cards: Discover, Citi, and Capital One ($2,268, $1,771 and $778 respectively - $4,817 total). APR is 29.99% on each. Minimum payments add up to around $150 a month for all three combined. (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enchanted-yield4$100.003/9/2011 5:02:14 PM
squarebob$25.003/9/2011 5:21:02 PM
nickel-ferret$100.003/9/2011 5:05:10 PM
113121$25.003/9/2011 5:25:20 PM
zotzot$25.003/10/2011 9:25:35 AM
competent-p2p$33.563/10/2011 7:35:10 AM
macjp123$25.003/10/2011 1:15:17 AM
FundMaker$25.003/11/2011 4:04:48 PM
efficient-treasure0$25.003/11/2011 7:04:22 AM
treasure-widget$25.003/12/2011 10:29:07 AM
techs$25.003/12/2011 3:41:39 PM
silver-breeze3$25.003/14/2011 12:09:41 PM
brightest-dignified-penny$25.003/14/2011 4:25:05 PM
benjamins-utopia$100.003/14/2011 5:38:26 PM
malomar66$60.003/15/2011 2:42:55 PM
cingular$25.003/15/2011 5:08:38 PM
loanman2007$25.003/16/2011 4:50:49 AM
loss-of-control$25.003/15/2011 5:49:52 PM
ethicalhumanist$50.003/15/2011 7:14:41 PM
fortress767$25.003/16/2011 6:45:43 AM
shrewd-peace7$25.003/15/2011 11:28:01 PM
enterprising-diversification5$25.003/16/2011 10:31:35 AM
fund-tom-tom6$50.003/16/2011 10:37:31 AM
frclmym$25.003/16/2011 1:26:23 PM
first-serene-credit$25.003/16/2011 8:17:46 AM
RetirementMoney$25.003/16/2011 3:47:03 PM
spiff666$25.003/16/2011 4:14:26 PM
FinanceEngine$30.003/16/2011 4:58:05 PM
studious-peso$25.003/16/2011 6:29:56 PM
visionary-asset5$150.003/16/2011 7:26:51 PM
wbahl$25.003/16/2011 8:12:57 PM
vutah$25.003/16/2011 9:03:37 PM
important-openness1$75.003/16/2011 7:15:08 PM
doopers$25.003/17/2011 3:37:26 AM
market-pudding$25.003/17/2011 7:19:06 AM
mlj0671$25.003/16/2011 9:37:58 PM
currency-persimmon$100.003/17/2011 9:35:26 AM
palace2$100.003/17/2011 7:51:45 PM
loyalty-sherpa$25.003/17/2011 4:31:51 PM
auction-workhorse679$25.003/17/2011 12:38:58 PM
profitable-money$25.003/17/2011 9:52:04 PM
Paddington922$25.003/17/2011 10:21:15 PM
fund-javelin1$15.563/17/2011 10:42:59 PM
payout-alien6$25.003/17/2011 2:47:42 PM
Imaginos1892$75.003/17/2011 8:04:01 PM
tszbgae$100.003/17/2011 4:48:45 PM
squarebob$75.003/17/2011 5:22:54 PM
thankful-nickel2$50.003/17/2011 8:26:59 PM
Jazzy503$25.013/17/2011 8:50:40 PM
Tylerh$100.003/9/2011 5:04:27 PM
power-companion7$100.003/9/2011 5:05:49 PM
credit-coach118$25.003/9/2011 8:26:03 PM
simplelender80$100.003/9/2011 5:01:56 PM
magnetic-dedication3$25.003/9/2011 10:01:08 PM
patriot897$25.003/9/2011 5:04:50 PM
Wangchuk$25.003/9/2011 5:10:23 PM
BxRealtor$25.003/9/2011 5:01:46 PM
CA-Lender$100.003/9/2011 8:11:04 PM
loanman2007$25.003/10/2011 11:55:54 AM
radforj22$25.003/10/2011 12:31:25 PM
SecondChanceLendingSERV$25.003/11/2011 9:54:30 AM
secureincome$1,500.003/11/2011 11:20:30 AM
Income-Scout$200.003/11/2011 8:47:32 AM
Mrgiggleswic$56.533/11/2011 4:36:27 AM
ghinga$25.003/11/2011 7:30:50 PM
jescowa$50.003/12/2011 5:51:15 AM
Walkingcowboy$50.003/12/2011 11:34:21 AM
888GoldIngots$25.003/13/2011 7:56:29 AM
newest-funds-powerplant$25.003/12/2011 8:03:27 PM
Weaverville$25.003/13/2011 5:50:22 PM
chameleon125$25.003/13/2011 6:57:04 AM
important-ore$100.003/14/2011 10:12:28 AM
Tradesmanlender$35.003/14/2011 5:59:58 PM
Ripsaw4U$50.003/15/2011 2:15:39 AM
worthy-bid8$100.003/15/2011 4:08:05 PM
Scotcha$50.003/15/2011 9:23:22 PM
the-serene-transaction$50.003/16/2011 12:55:01 AM
leodaguy$50.003/15/2011 9:22:23 PM
zotzot$25.003/15/2011 9:25:22 PM
head$25.003/16/2011 3:31:58 AM
all_of_that_one$33.003/16/2011 6:36:27 AM
bullwink27$25.003/16/2011 6:46:43 AM
kenji4861$25.003/16/2011 2:27:10 AM
felicity-daydream$50.003/16/2011 8:17:25 AM
sgt-schultz$25.003/16/2011 6:03:21 AM
GElender$35.003/16/2011 6:36:10 AM
nickel-position$25.003/16/2011 11:16:03 AM
integrity-doctor$100.003/16/2011 11:14:24 AM
ASuperJohn$200.003/16/2011 6:42:51 PM
payment-halo$25.003/16/2011 2:25:19 PM
focused-return366$25.003/16/2011 3:22:14 PM
interstellar$51.003/16/2011 8:23:41 PM
B-rad_the_Coug$25.003/16/2011 8:31:13 PM
platinum-czar$200.003/16/2011 10:55:13 PM
moola-monger9$50.003/17/2011 7:30:31 AM
Havana21$25.003/17/2011 1:44:06 AM
realtormoises$25.003/17/2011 6:07:47 AM
newfoundation$25.003/17/2011 12:50:10 PM
social-friendship5$100.003/17/2011 1:31:34 PM
barkochva$25.003/17/2011 10:33:41 AM
hostbank$100.003/17/2011 3:42:05 PM
113121$500.003/17/2011 5:49:52 PM
loans_to_loan$25.003/17/2011 8:20:39 PM
RailroadKen$50.003/17/2011 8:34:41 PM
vishal29$25.003/17/2011 9:14:41 PM
tranquil-revenue$50.343/17/2011 8:58:01 PM
AustinAmerica$25.003/17/2011 9:51:23 PM
107 Investments
 
Borrower Payment Dependent Notes Series 497425
This series of Notes was issued and sold upon the funding of the borrower loan #47912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1996 Debt/Income ratio: 5%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $126,220Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: integrity-star9 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for one-time expenses
Purpose of loan:
This loan will be used to purchase a car, pay tax debts, and a few one-time expenses left over from my recent divorce. My first divorce was finalized in June, 2010. Since then, I've worked to restore my credit and get back on my feet financially.

My financial situation:
I am a good candidate for this loan because I have a great job that pays well and without risk. I also receive stock compensation in addition to my salary. I have savings of around $2300. I have relatively low monthly expenses and I pay my bills consistently and on time.

Monthly net income: $10000.00
Monthly expenses: $8200.00
Housing: $1620.00
Insurance: $80.00
Car expenses: $350.00
Utilities: $150.00
Phone, cable, internet: $175.00
Food, entertainment: $425.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1000.00
Other expenses: $4200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt. Is this credit card debt, home equity line debt, or other? Thanks - reflective-rupee
A: It is a combination of credit card debt and home equity line. I've been aggressively paying down my credit card debt left to me after my divorce. (Mar-11-2011)
Q: You say that your first divorce was finalized in June 2010. Have you had other divorces? - lendstats_com
A: No, that was my first. (Mar-11-2011)
Q: Hi there. Could you explain the largest item in your monthly expenses "other expenses"? Thanks and good luck with this loan. - green-rapid-openness
A: Maintenance and child support (Mar-14-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/10/2011 5:01:17 PM
CA-Lender$100.003/10/2011 5:05:29 PM
SolarMoonshine$100.003/10/2011 5:54:12 PM
Nerdster1$25.053/11/2011 3:59:45 AM
wonder3$25.003/11/2011 7:01:10 AM
suave-dime6$25.003/10/2011 5:03:04 PM
sensational-worth7$50.003/10/2011 5:36:39 PM
reflective-rupee$300.333/11/2011 10:15:08 AM
Eric_Gagne$100.003/10/2011 6:29:17 PM
zotzot$150.113/11/2011 4:22:30 PM
shrewd-income$200.003/11/2011 2:16:48 PM
thoughtful-exchange8$200.003/11/2011 7:34:45 PM
GermanKid$65.003/11/2011 11:34:02 PM
squarebob$125.003/11/2011 4:17:34 PM
angel879$40.053/11/2011 2:12:09 PM
gardenofeden$57.243/12/2011 5:10:59 AM
rockhound84$25.003/12/2011 5:46:36 AM
ghinga$25.003/11/2011 7:36:49 PM
all_of_that_one$25.883/12/2011 1:48:55 PM
leverage-monger$70.003/12/2011 8:12:32 AM
Gobsek$25.003/12/2011 2:56:11 PM
Kyileo$25.003/13/2011 1:58:21 PM
hillerod$25.253/12/2011 10:57:32 AM
best-generosity-financier$25.003/12/2011 7:17:53 PM
genelinist$200.003/14/2011 11:29:17 AM
bassman46$100.003/14/2011 1:21:03 PM
gallant-economy9$225.113/14/2011 5:28:50 PM
forthright-trade$25.003/14/2011 10:16:01 AM
worldly-money4$150.003/14/2011 2:34:22 PM
organic-treasure$30.003/14/2011 11:39:09 AM
EBITDA$25.003/14/2011 4:38:01 PM
ethicalhumanist$25.003/14/2011 2:52:18 PM
num1irish$100.003/14/2011 3:32:02 PM
mobius_titan$25.003/14/2011 4:46:05 PM
FinanceEngine$25.003/14/2011 5:05:25 PM
thelovebug$100.003/10/2011 5:04:49 PM
reflective-rupee$200.333/10/2011 9:03:05 PM
ingenious-deal6$25.003/10/2011 5:06:00 PM
nilonc1$100.003/11/2011 8:35:02 AM
a-finance-nirvana$25.003/11/2011 1:50:49 AM
113121$25.003/10/2011 5:21:54 PM
sensational-worth7$50.003/10/2011 5:36:31 PM
SecondChanceLendingSERV$25.003/11/2011 9:40:14 AM
kttalamo$50.003/11/2011 8:27:45 AM
loanman2007$100.003/11/2011 12:14:23 PM
reflective-rupee$500.333/11/2011 10:14:51 AM
EretzCapital$25.003/11/2011 11:40:49 AM
upbeat-investment9$189.323/11/2011 6:33:53 PM
investment-artist$25.003/11/2011 9:21:10 AM
secureincome$1,500.003/11/2011 11:21:54 AM
well-mannered-income3$70.003/11/2011 6:08:43 PM
hellasow$50.003/12/2011 7:22:41 AM
interstellar$51.003/12/2011 2:44:05 AM
hopeful-truth5$100.003/12/2011 11:28:19 AM
loss-of-control$100.003/12/2011 1:18:16 PM
vigilance-sumac6$50.003/12/2011 7:08:37 AM
TWISBWM$25.003/12/2011 2:24:20 PM
green-rapid-openness$200.003/14/2011 12:41:14 PM
Interstate_Rate$100.003/14/2011 10:57:02 AM
sgt-schultz$25.003/14/2011 1:38:01 PM
buffalobills$25.003/14/2011 2:34:23 PM
credit-sasquatch3$25.003/14/2011 3:23:56 PM
best-income-fertilizer$100.003/14/2011 3:32:50 PM
brightest-dignified-penny$25.003/14/2011 4:08:51 PM
ore-dojo$100.003/14/2011 5:00:50 PM
1-HARD-HEAD$75.003/14/2011 5:09:34 PM
66 Investments
 
Borrower Payment Dependent Notes Series 497429
This series of Notes was issued and sold upon the funding of the borrower loan #47824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1987 Debt/Income ratio: 22%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,328Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: red-responsibility-zone Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan
Purpose of loan:
This loan will be used to..pay off an unexpected expense.

My financial situation:
I am a good candidate for this loan because...I have a good income and interest in both a commercial property and as a equity partner in a small business as fixed assets that I own from a solid collateral standpoint.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/10/2011 9:02:45 AM
simplelender80$100.003/10/2011 9:03:31 AM
patriot897$25.003/10/2011 9:04:51 AM
top-epic-community$50.003/10/2011 10:42:50 AM
zotzot$25.333/10/2011 9:12:09 AM
felicity-loyalist0$25.003/10/2011 4:41:29 PM
reflective-rupee$250.333/10/2011 5:15:06 PM
Eric_Gagne$100.003/10/2011 12:59:20 PM
nickel-ferret$100.003/10/2011 9:05:01 AM
investment-artist$25.003/10/2011 3:27:45 PM
astute-fairness0$100.003/10/2011 5:41:25 PM
efficient-treasure0$25.003/11/2011 7:04:41 AM
eCapital$25.003/11/2011 8:55:43 AM
_NaLNaBB$200.003/11/2011 9:28:26 PM
saahilld$25.003/11/2011 9:32:19 PM
Tradesmanlender$59.433/12/2011 3:20:27 AM
openness-viking$100.003/11/2011 10:27:31 PM
LadyAnne$25.003/12/2011 12:24:42 AM
best-generosity-financier$25.003/12/2011 7:17:23 PM
lukeskywalkerkp$38.213/12/2011 6:50:50 PM
hopeful-truth5$100.003/12/2011 11:43:00 AM
Aaron_Oz$25.003/12/2011 11:46:10 AM
wwwUniversal$25.003/14/2011 7:43:52 AM
Emprestar$100.003/14/2011 8:34:42 AM
YesMoney$25.003/12/2011 11:41:45 PM
martymaniaman$25.003/14/2011 12:02:14 PM
Weaverville$25.003/13/2011 5:50:31 PM
tpcnet$61.273/14/2011 12:28:16 PM
important-ore$100.003/14/2011 10:12:44 AM
credit-sasquatch3$47.003/14/2011 3:27:24 PM
generosity-magnifico5$25.003/14/2011 5:22:56 PM
cashhelp$30.003/14/2011 4:28:13 PM
gallant-economy9$127.223/14/2011 5:28:20 PM
JJ9876$25.003/10/2011 9:04:27 AM
Tech-Entrepreneur$25.003/10/2011 9:05:06 AM
Stepashka$50.003/10/2011 10:55:30 AM
AFairDeal$100.003/10/2011 9:04:39 AM
thankful-nickel2$100.003/10/2011 7:21:27 PM
RandyL3$25.003/10/2011 5:41:35 PM
tomjac2000$25.003/10/2011 8:28:29 PM
tomdooley12520$25.003/11/2011 2:50:38 PM
organized-payment6$50.003/11/2011 4:15:56 PM
secureincome$1,000.003/11/2011 11:03:45 AM
Dan4703$25.003/11/2011 1:38:13 PM
radforj22$25.003/11/2011 4:15:21 PM
dproxima$25.003/11/2011 7:41:34 PM
FWF-kinetic$100.003/11/2011 8:38:23 PM
Azonic21$25.003/12/2011 9:12:21 AM
squarebob$25.003/12/2011 12:27:23 PM
sweet-social2$45.433/12/2011 3:37:07 PM
Tylerh$100.003/12/2011 3:46:13 PM
verdiprr$300.003/12/2011 6:16:15 PM
engaging-worth$25.003/12/2011 8:10:03 PM
jescowa$50.003/12/2011 5:51:30 AM
vigilance-searcher$25.003/12/2011 8:24:58 PM
Silver-Penny001$25.003/12/2011 9:13:03 PM
wild-orange$300.003/12/2011 3:17:37 PM
ScottCapital$25.003/14/2011 6:09:49 AM
cwegert$46.473/13/2011 12:10:45 PM
Pickmar$25.003/14/2011 9:14:39 AM
jmvingeorgia$44.313/13/2011 4:07:36 PM
genelinist$25.003/14/2011 11:10:07 AM
cash-queen$25.003/14/2011 12:19:14 PM
crdcteng$50.003/14/2011 5:06:35 PM
Walkingcowboy$50.003/14/2011 9:56:25 AM
j2ee$25.003/14/2011 4:42:22 PM
dmk2006$25.003/14/2011 2:34:59 PM
fenix692$75.003/14/2011 3:07:01 PM
68 Investments
 
Borrower Payment Dependent Notes Series 497433
This series of Notes was issued and sold upon the funding of the borrower loan #47929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $929Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: exchange-xylophone Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan: Motorcycle
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your net monthly income, and what do you do for work? - liberty-magnate
A: $972.30/mo I am a Graduate Assistant Athletic Trainer contracted to a Private school. (Mar-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
dpries123$25.003/11/2011 9:01:28 AM
suave-dime6$25.003/11/2011 9:03:12 AM
larryboy10$25.003/11/2011 4:00:39 PM
reflective-rupee$400.333/11/2011 10:25:13 AM
SolarMoonshine$25.003/11/2011 6:14:48 PM
CA-Lender$100.003/11/2011 2:26:50 PM
wild-orange$100.003/12/2011 3:13:54 PM
Weaverville$25.003/13/2011 5:50:01 PM
ac787$25.003/13/2011 6:35:26 AM
worldly-money4$100.003/12/2011 4:42:16 PM
mrxtravis$25.003/13/2011 6:35:59 AM
lucrative-transparency0$50.003/14/2011 8:58:46 AM
Bob450$25.003/15/2011 1:35:18 AM
zone6$100.003/15/2011 2:51:49 AM
patriot897$25.003/15/2011 11:12:29 AM
Wellman$50.003/15/2011 4:03:14 AM
leodaguy$25.003/15/2011 9:24:26 PM
HHP$100.003/16/2011 9:34:48 AM
worthy-bid8$25.003/16/2011 1:30:38 PM
Ocean713$50.003/16/2011 3:37:32 PM
Comoparklender$50.003/16/2011 8:37:46 PM
velocity-motivator6$25.003/17/2011 10:22:08 AM
mikelance7$25.003/17/2011 5:59:49 PM
Pitufo$25.003/18/2011 5:59:46 PM
hope-equation$50.003/19/2011 1:52:14 PM
Peterman$25.003/19/2011 2:47:12 PM
impala6464$100.003/19/2011 3:46:34 PM
alphabet76$25.003/19/2011 11:48:20 AM
money-banker867$50.003/19/2011 4:48:40 PM
ingenious-deal6$25.003/11/2011 9:02:05 AM
simplelender80$100.003/11/2011 9:01:15 AM
ready-interest9$25.003/11/2011 7:12:46 PM
commanding-income774$25.003/12/2011 5:14:15 PM
kendigme$25.003/15/2011 1:49:23 PM
reward-adventure$50.003/15/2011 4:58:13 AM
Tylerh$100.003/15/2011 5:28:25 PM
Jack55304$125.003/16/2011 8:47:19 AM
wbahl$25.003/16/2011 8:10:28 PM
important-openness1$75.003/16/2011 6:47:56 PM
SBT$25.003/16/2011 8:52:39 PM
aquistoyraul$25.003/17/2011 7:21:03 AM
JGuide$25.003/17/2011 12:17:23 PM
money-baron$25.203/17/2011 1:34:50 PM
larryboy10$25.003/17/2011 7:58:45 PM
five-star-note$100.003/17/2011 1:56:39 PM
mammalian4$25.003/18/2011 8:42:55 AM
360Winner$50.003/18/2011 9:34:50 AM
worldly-money4$1,000.003/18/2011 8:37:39 AM
PRGuyinVA$25.003/18/2011 2:46:40 PM
dollardave$100.003/18/2011 1:21:18 PM
jubilant-agreement0$25.003/19/2011 9:59:50 AM
payout-alien6$25.003/19/2011 12:22:01 PM
rvfbroker$25.003/19/2011 2:16:15 PM
economy-producer$25.003/19/2011 9:57:10 AM
MadHun$200.003/19/2011 11:35:08 AM
55 Investments
 
Borrower Payment Dependent Notes Series 497497
This series of Notes was issued and sold upon the funding of the borrower loan #47921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $153.36
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1997 Debt/Income ratio: 12%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:25y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,938Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: dime-triumph7 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
payoff
Purpose of loan:
This loan will be used to...payoff a loan i have threw my 401k

My financial situation:
I am a good candidate for this loan because...i pay my bills on time and been with my job over 20yrs
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What interest rate is your 401k charging you on this loan? - UCSBGAUCHOS
A: charging me 4.65 percent (Mar-11-2011)
Q: Why did you take the money out of your 401(k)? It looks like your rate on here is going to be 6.55%, why would you use this money to pay off a loan at 4.65? - visionary-asset5
A: i wanted to pay this off so i can borrow a bigger loan from my 401k because we can only take one loan out at a time since interest rate is lower (Mar-11-2011)
Q: when do you expect to repay this loan? Thanks for your listing. - _NaLNaBB
A: two months (Mar-19-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.003/11/2011 9:01:32 AM
a-exponential-hope$25.003/11/2011 9:01:40 AM
efficient-treasure0$25.003/11/2011 9:04:44 AM
KWarrior$50.003/11/2011 9:02:57 AM
fantastic-openness$100.003/11/2011 9:03:21 AM
power-companion7$100.003/11/2011 9:04:54 AM
TomDalonajay$25.003/11/2011 4:14:22 PM
moneyfriend$100.003/11/2011 9:01:51 AM
kyomoon$50.003/11/2011 9:02:52 AM
kind-resolute-dough$100.003/11/2011 9:03:03 AM
patriot897$50.003/11/2011 9:03:33 AM
PThor$25.003/11/2011 9:03:58 AM
emo13$100.003/13/2011 4:22:23 PM
exact-gold2$50.003/13/2011 6:06:50 AM
worthy-bid8$50.003/14/2011 9:42:24 AM
wam37$25.003/14/2011 9:14:31 AM
Tylerh$100.003/14/2011 12:45:03 PM
evnagelist$50.003/15/2011 2:06:06 PM
Hanalei712$50.003/15/2011 9:37:06 AM
bobby5832708$50.003/15/2011 6:26:43 PM
HHP$25.003/16/2011 9:35:35 AM
Preteur$25.003/16/2011 12:04:07 PM
value-pouch$50.003/16/2011 9:43:23 AM
wwwUniversal$25.003/16/2011 6:43:40 PM
NYCLAIMSGUY$25.003/17/2011 9:20:50 AM
currency-persimmon$100.003/17/2011 9:37:05 AM
SBT$75.003/16/2011 8:52:05 PM
newfoundation$25.003/17/2011 12:53:15 PM
Emgolda$25.003/17/2011 9:56:28 AM
coloradoloanman$25.003/17/2011 10:51:15 AM
squarebob$25.003/17/2011 2:31:58 PM
Jtomtom$25.003/18/2011 2:03:36 AM
eronyc$50.003/18/2011 11:46:27 AM
a-versatile-power$25.003/18/2011 6:04:57 AM
Eric_Gagne$25.003/19/2011 8:20:28 AM
Interstate_Rate$250.003/19/2011 9:40:30 AM
life-is-great$25.003/19/2011 9:42:37 AM
red-money-advocator$25.003/19/2011 1:53:06 PM
UCSBGAUCHOS$30.003/19/2011 2:44:49 PM
beeper2$556.293/19/2011 5:46:31 PM
ac787$25.003/19/2011 12:31:01 PM
vigilance-searcher$25.003/19/2011 3:39:15 PM
exchange-synapse$100.003/19/2011 3:47:21 PM
microfunder$25.003/19/2011 4:43:05 PM
DukSerduk$25.003/11/2011 9:02:31 AM
minista$25.003/11/2011 9:04:11 AM
community-pipeline$25.003/11/2011 9:03:01 AM
ichibon$200.883/11/2011 10:56:38 AM
TikPmp1$100.003/11/2011 9:03:06 AM
meux99$25.003/11/2011 9:03:08 AM
Fonthill$100.003/11/2011 9:03:25 AM
cptproton$50.003/14/2011 7:45:23 AM
davisfl$100.003/14/2011 7:55:04 AM
CA-Lender$25.003/14/2011 6:04:00 PM
secundus$25.003/14/2011 6:56:36 PM
authoritative-capital$25.003/15/2011 10:01:29 AM
tenacious-compassion9$25.003/15/2011 2:06:03 PM
gemoscar$100.003/16/2011 1:27:04 PM
Supernick$50.003/16/2011 1:28:33 PM
wbahl$25.003/16/2011 8:08:15 PM
BzJ108$25.003/16/2011 9:31:26 PM
Bank42$72.153/16/2011 8:33:32 PM
indomitable-coin$65.423/17/2011 12:17:19 PM
saahilld$25.003/17/2011 9:41:03 AM
Marathoner$25.003/17/2011 7:41:31 AM
sun818$25.003/17/2011 1:35:06 PM
Drewkeeper$25.003/18/2011 2:09:23 AM
thankful-nickel2$50.003/17/2011 8:39:48 PM
adventurous-commerce$50.003/18/2011 7:53:18 AM
trade-surge3$50.003/18/2011 8:41:41 AM
the-silver-blaster$75.003/18/2011 3:32:14 PM
Earn_money$25.713/18/2011 4:40:04 PM
panegryst$50.003/18/2011 11:36:54 PM
_NaLNaBB$400.003/19/2011 2:28:30 PM
_NaLNaBB$100.003/19/2011 2:37:11 PM
vishal29$50.003/19/2011 3:15:02 PM
dharma1$25.003/19/2011 3:36:10 PM
goldenretriever$100.003/19/2011 8:20:05 AM
drkosh$25.003/19/2011 8:38:21 AM
authoritative-capital$49.553/19/2011 10:27:02 AM
80 Investments
 
Borrower Payment Dependent Notes Series 497529
This series of Notes was issued and sold upon the funding of the borrower loan #47799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1999 Debt/Income ratio: 26%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $572Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: wampum-captain0 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mrroadglide
Purpose of loan:
This loan will be used to... home repairs

My financial situation: ok
I am a good candidate for this loan because... of the amount of the loan.


Monthly net income: $58.000+
Monthly expenses: $3300 Housing: $1,350
Insurance: $80.00
Car expenses: $100.00
Utilities: $120.00
Phone, cable, internet: $100.00
Food, entertainment: $75.00
Clothing, household expenses: $20.00
Credit cards and other loans: $20.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/12/2011 12:02:15 PM
WinterUSMC$25.003/12/2011 2:51:23 PM
money-fort$25.003/12/2011 4:07:24 PM
supreme-hope$25.003/12/2011 7:09:13 PM
CA-Lender$100.003/12/2011 12:07:14 PM
loanman2007$100.003/12/2011 1:11:14 PM
JustMee$25.003/12/2011 1:16:14 PM
vest_vortex$25.003/12/2011 1:43:09 PM
wild-orange$100.003/12/2011 3:09:13 PM
SolarMoonshine$25.003/12/2011 5:10:47 PM
EngineersAlliance$100.003/12/2011 1:11:58 PM
beakerfish$75.003/12/2011 1:21:56 PM
elegant-commerce7$50.003/12/2011 2:47:47 PM
dudebrah$25.003/12/2011 6:01:09 PM
competent-p2p$35.003/12/2011 6:38:13 PM
credit-missile$75.003/12/2011 7:09:39 PM
thelovebug$100.003/12/2011 12:06:20 PM
Azonic21$25.003/12/2011 12:08:06 PM
DHolly$50.003/12/2011 12:16:45 PM
transaction-circuit$100.003/12/2011 12:03:45 PM
vutah$25.003/12/2011 4:46:57 PM
hillerod$25.253/12/2011 6:14:14 PM
simplelender80$100.003/12/2011 12:01:14 PM
Kash2010lu$25.003/12/2011 12:09:23 PM
reflective-rupee$400.333/12/2011 12:22:27 PM
loss-of-control$50.003/12/2011 1:27:56 PM
firsttouch1$300.003/12/2011 8:08:09 PM
27 Investments
 
Borrower Payment Dependent Notes Series 497577
This series of Notes was issued and sold upon the funding of the borrower loan #47771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,700.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $238.84
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:15y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,873Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: chicagomatt Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 64 ( 100% ) 720-739 (Latest)
Principal borrowed: $23,700.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
680-699 (Sep-2008)
700-719 (Jul-2007)
 
Principal balance: $3,089.26 31+ days late: 0 ( 0% )
Total payments billed: 64  
Description
Student Teaching
Purpose of loan: Is to pay off living expenses while I student teach starting in May of this year to complete a master's degreee. I already have a job lined up in August 2011, but as anyone can tell you in the teaching field they do not provide advances, and I would like to use the money to cover all school fees since student loans are not given out in the summer months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why was the lat listing cancelled? - Johnab
A: First off, sorry about the late response. After my last loan was funded I faxed in W2 and what not that prosper required, but I explained that I do not have a pay stub from last 30 days because I was student teaching and left my old primary job. Thus, I relisted for less money and updated my employers. When I posted the loan the first time I just hit okay with my old job information. I currently substitute teach and have a full time teaching job lined up in August of this year. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/12/2011 12:02:38 PM
treasure-widget$25.003/12/2011 12:08:21 PM
ac787$35.003/12/2011 4:59:17 PM
competent-p2p$30.003/12/2011 6:39:36 PM
simplelender80$100.003/12/2011 12:04:13 PM
888GoldIngots$50.003/13/2011 7:44:00 AM
vutah$25.003/12/2011 8:29:33 PM
tntmojave$50.003/12/2011 12:03:23 PM
nickel-ferret$100.003/12/2011 12:05:58 PM
zotzot$50.443/12/2011 6:02:47 PM
chameleon125$200.003/13/2011 6:16:57 AM
Weaverville$25.003/13/2011 5:50:53 PM
calcloud$25.003/13/2011 11:04:54 AM
marinbb$50.003/13/2011 12:32:22 PM
inspiring-credit4$25.003/14/2011 1:14:43 PM
agalt$75.003/14/2011 1:45:07 PM
loanman2007$50.003/14/2011 10:26:49 AM
Pickmar$25.003/14/2011 9:27:10 AM
rpd1211$25.003/14/2011 12:50:29 PM
important-ore$100.003/14/2011 10:13:14 AM
phaded$25.003/14/2011 7:10:00 PM
jescowa$50.003/14/2011 7:56:20 PM
five-star-note$500.003/14/2011 6:53:42 PM
chrisb1414$25.003/15/2011 10:07:20 AM
wonderous-power$25.003/15/2011 2:08:44 AM
squarebob$125.003/15/2011 1:46:38 PM
patriot897$25.003/15/2011 11:11:19 AM
circustab$50.003/15/2011 3:33:19 PM
DasMula$77.003/15/2011 1:42:49 PM
jayk63$25.003/15/2011 3:06:30 PM
rutzebach$33.193/15/2011 10:22:24 AM
coldfuzion$28.413/15/2011 2:46:06 PM
BxRealtor$25.003/12/2011 12:07:04 PM
credit-investor5$50.003/12/2011 12:07:49 PM
MoneyForNothing$126.583/12/2011 12:14:23 PM
reflective-rupee$300.333/12/2011 12:16:19 PM
atlas100$50.003/12/2011 12:54:07 PM
JustMee$25.003/12/2011 1:15:04 PM
platinum-cargo$100.003/12/2011 5:55:13 PM
power-companion7$100.003/12/2011 12:07:37 PM
heerzaquestion$50.003/13/2011 11:47:16 AM
SolarMoonshine$25.003/12/2011 5:15:08 PM
thankful-nickel2$25.003/12/2011 8:45:47 PM
grnii78$200.003/12/2011 12:02:48 PM
investment-artist$25.013/12/2011 12:03:31 PM
penny-plato$25.003/13/2011 10:54:00 AM
grammaspurse$25.003/13/2011 12:45:30 PM
LittleMingo$50.723/14/2011 9:37:22 AM
genelinist$100.003/14/2011 1:33:07 PM
blue-useful-auction$25.003/14/2011 8:27:46 AM
Feyenoord$25.003/14/2011 12:31:23 PM
Galdis$25.003/14/2011 4:05:08 PM
ghinga$25.003/14/2011 6:46:56 PM
papaloha$476.003/14/2011 8:11:03 PM
heroic-deal7$50.003/14/2011 5:55:25 PM
cashhelp$30.003/14/2011 4:24:53 PM
yield-lion2$25.003/15/2011 2:02:17 AM
Johnab$26.003/15/2011 4:39:26 AM
brondero$335.003/15/2011 5:06:10 AM
rockhound84$25.003/15/2011 6:59:47 AM
fabulous-community4$25.003/15/2011 2:03:44 AM
luann199$32.223/15/2011 11:02:25 AM
wise-intelligent-duty$25.003/15/2011 1:47:27 PM
mammalian4$25.003/15/2011 1:51:00 PM
cleverly-clever$100.003/15/2011 2:24:14 PM
trumpeter5$50.003/15/2011 3:42:56 PM
FinanceEngine$30.003/15/2011 3:52:33 PM
PXM-Financial$27.003/15/2011 5:32:54 PM
radforj22$25.003/15/2011 5:00:08 PM
Roundhouse$200.003/15/2011 1:21:15 PM
secureincome$1,500.003/15/2011 6:49:20 PM
DasMula$77.003/15/2011 1:38:37 PM
ksubd$50.003/15/2011 1:43:35 PM
auction-seeker$25.003/15/2011 6:27:10 PM
74 Investments
 
Borrower Payment Dependent Notes Series 497581
This series of Notes was issued and sold upon the funding of the borrower loan #47883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 11%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:14y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,696Stated income:$50,000-$74,999
Delinquencies in last 7y: 13 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: blissful-transaction2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
secondchance
the purpose of this loan is to repair damages to my home as a result of severe winter weather

I am a good candidate even though my past credit history is less than it should have been. Loss of my wifes income downsizing in my company high fuel costs all contributed to my situation.
I currently Gross between 3 jobs 1050 per week
my mortgage is 959.00
I have very little in credit card debt about 500.00
my car payment is 250.00 per month
insurance is 240 every 2 months
I rarely buy clothes sinc I have Chef uniforms at my jobs
I also eat at work and rarely eat at home
my total outlay of bills per month comes to around 2700.00
occaisional nights out 100.00 per monthI am also a partime musician so that is undeclared income...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$150.003/11/2011 5:02:33 PM
CA-Lender$100.003/11/2011 5:06:02 PM
Kash2010lu$25.003/11/2011 5:22:53 PM
thelovebug$100.003/11/2011 5:05:04 PM
wild-orange$25.003/12/2011 3:07:46 PM
shrewd-market$100.003/13/2011 6:25:23 PM
worldly-money4$150.003/14/2011 2:34:55 PM
Wellman$50.003/15/2011 4:03:46 AM
Shining-Star$25.003/15/2011 1:56:30 PM
BigBroJake$25.003/15/2011 2:00:23 PM
patriot897$25.003/15/2011 11:12:55 AM
Pakse$25.003/15/2011 2:17:45 PM
razor783$50.003/15/2011 2:55:12 PM
all_of_that_one$35.003/15/2011 3:56:19 PM
truth-trapper$25.003/15/2011 5:37:33 PM
gizzywump$200.003/15/2011 1:38:42 PM
ddamenace$30.003/15/2011 8:28:58 PM
Scotcha$50.003/15/2011 9:16:37 PM
malomar66$50.003/15/2011 2:41:13 PM
peso-aggregator$25.003/15/2011 7:39:35 PM
FASTIZIO_P$25.003/15/2011 11:36:03 PM
calm-principal6$50.003/16/2011 12:22:02 AM
YoungTaxMan$25.003/15/2011 8:14:44 PM
Eric_Gagne$25.003/16/2011 5:43:50 AM
leverage-monger$25.003/16/2011 7:25:43 AM
shrewd-peace7$25.003/15/2011 11:26:48 PM
freedomcrusader$30.003/16/2011 1:49:19 AM
best-income-fertilizer$100.003/16/2011 3:12:39 PM
integrity-doctor$100.003/16/2011 10:52:23 AM
generosity-pizza$25.003/16/2011 5:34:28 PM
important-openness1$75.003/16/2011 7:05:30 PM
num1irish$100.003/16/2011 3:11:32 PM
dough-destiny$25.003/16/2011 5:32:51 PM
SqueezeKing$25.003/16/2011 8:15:43 PM
ingenious-deal6$25.003/11/2011 5:05:21 PM
transaction-circuit$100.003/11/2011 5:03:37 PM
suave-dime6$25.003/13/2011 3:43:08 PM
Interstate_Rate$100.003/14/2011 10:56:44 AM
reward-adventure$50.003/15/2011 4:58:31 AM
Land_on_your_feet$25.003/14/2011 7:10:08 PM
atothez$50.003/15/2011 1:50:26 PM
well-rounded-investment$25.003/15/2011 2:41:05 PM
gjm6d$25.003/15/2011 5:56:46 PM
kind-efficient-credit$30.003/15/2011 6:48:36 PM
mchilds22$25.003/15/2011 6:45:29 PM
credit-coach118$25.003/15/2011 9:42:07 PM
andrewrobison$25.003/15/2011 3:29:21 PM
Frugal$25.003/15/2011 3:51:02 PM
ChiPhi49083$30.003/15/2011 8:06:56 PM
ore-seagull$63.493/15/2011 11:07:22 PM
FASTIZIO_P$25.003/15/2011 11:41:40 PM
leodaguy$25.003/15/2011 9:24:40 PM
Jack55304$125.003/16/2011 8:47:45 AM
active-wealth3$50.003/16/2011 9:49:42 AM
Jewbag$50.003/16/2011 10:26:59 AM
hidavehi$33.003/16/2011 6:16:19 PM
duty-monger$50.003/16/2011 6:57:33 PM
wbahl$25.003/16/2011 8:10:45 PM
entertaining-greenback2$25.003/16/2011 6:36:59 PM
profitable-balance$25.003/16/2011 8:27:38 PM
60 Investments
 
Borrower Payment Dependent Notes Series 497593
This series of Notes was issued and sold upon the funding of the borrower loan #47899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1996 Debt/Income ratio: Not calculated
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $107Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: pound-spartan5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Borrow for An Upcoming Vacation
Purpose of loan:
This loan will be used to fund an upcoming overdue vacation.

My financial situation:
I am a good candidate for this loan because I dislike having any sort of debt and will pay off ASAP.


Monthly net income: $3300
Monthly expenses: $1275
Housing: $0
Insurance: $400
Car expenses: $100
Utilities: $50
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$50.003/11/2011 5:06:08 PM
DasMula$27.003/11/2011 5:07:30 PM
SolarMoonshine$25.003/11/2011 6:02:53 PM
Cheburashka$25.003/12/2011 2:22:48 AM
I-Believe-In-You$25.003/12/2011 9:11:17 AM
competent-p2p$35.003/11/2011 7:01:12 PM
MikeD_RI$31.843/12/2011 1:55:31 PM
SecondChanceLendingSERV$34.503/12/2011 8:14:13 AM
worldly-money4$100.003/12/2011 4:42:09 PM
Weaverville$25.003/13/2011 5:49:49 PM
loanman2007$25.003/14/2011 10:19:39 AM
AlfinityBank25$25.003/14/2011 2:56:03 PM
ddoneday$25.003/14/2011 7:00:13 PM
greencat$50.003/15/2011 9:17:13 AM
Johnab$26.003/15/2011 6:33:37 PM
squarebob$25.003/16/2011 11:03:13 AM
FinanceEngine$25.003/16/2011 5:16:11 PM
important-openness1$75.003/16/2011 6:49:44 PM
thorough-yield1$50.003/17/2011 4:12:18 AM
well-mannered-income3$25.003/17/2011 3:47:55 PM
master648$32.553/17/2011 4:13:31 PM
LittleHelp$25.003/17/2011 7:52:13 PM
donlenboy$34.153/18/2011 6:19:59 AM
Frankk2$30.003/18/2011 6:45:12 AM
Kash2010lu$25.003/11/2011 5:19:35 PM
blitzen40$25.003/12/2011 11:11:56 AM
reflective-rupee$200.333/11/2011 6:21:27 PM
money-fort$25.003/12/2011 4:10:19 PM
wild-orange$25.003/12/2011 3:08:27 PM
lucrative-transparency0$50.003/14/2011 8:58:34 AM
MrLoaner112$35.803/15/2011 1:54:41 PM
thankful-nickel2$25.003/16/2011 4:08:39 PM
worldly-money4$250.003/17/2011 11:11:50 AM
RickColo$50.003/17/2011 7:31:28 AM
CommunityArts_Non-profit$25.003/17/2011 3:47:31 PM
systematic-fairness1$32.723/17/2011 5:17:24 PM
kc8fot$30.003/18/2011 5:33:01 AM
JGuide$25.003/17/2011 11:44:21 PM
icanhasloanz$25.003/18/2011 3:31:11 AM
himistu22$25.003/18/2011 6:24:16 AM
peso-bonaza$25.003/17/2011 8:21:47 PM
MoneyForNothing$0.113/18/2011 6:45:42 AM
integrity-reformer$250.003/18/2011 6:29:41 AM
43 Investments
 
Borrower Payment Dependent Notes Series 497601
This series of Notes was issued and sold upon the funding of the borrower loan #47876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $98.20
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2002 Debt/Income ratio: 62%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,932Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: tuckjos Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 94% ) 760-779 (Latest)
Principal borrowed: $9,750.00< 31 days late: 1 ( 6% )  
680-699 (Aug-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
The last of our credit card debt
We NEVER miss a payment. Since we got married 4.5 years ago, we?ve worked VERY hard to pay off a large amount of credit card debt. This is our final step.

We had a Prosper loan a couple years ago for nearly $10,000, which we actually paid off 19 months early!

Banks won't consider us for a low interest loan because our financial obligations are too high. But this will NOT be a NEW financial obligation ? it will be replacing something we?re already paying. It will actually lower a payment that we?re already making, so we won?t have any problem continuing to meet our financial obligations.

That's why we've come to Prosper. Banks use a formula that says we're not a sound investment, but you can look and see that?s not true. We appreciate your help in finally accomplishing this goal.

Net income: $2,400

Expenses:
Housing: $700
Insurance: $50
Car: $560
Utilities: $30
Phone & internet: $155
Food, entertainment, clothing, household: $300
Credit cards & loans: $345
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.013/12/2011 12:03:32 PM
CA-Lender$100.003/12/2011 12:07:30 PM
astra-lender$50.003/12/2011 10:30:59 PM
squarebob$25.003/12/2011 12:02:05 PM
JJ9876$25.003/12/2011 12:05:12 PM
BxRealtor$25.003/12/2011 12:07:05 PM
credit-investor5$50.003/12/2011 12:07:51 PM
squarebob$100.003/13/2011 6:15:10 AM
CoolPlexer$25.003/13/2011 9:37:21 AM
wild-orange$300.003/12/2011 3:10:31 PM
zotzot$100.223/12/2011 5:03:19 PM
radiant-return$25.003/12/2011 7:41:51 PM
JustMee$25.003/12/2011 1:13:58 PM
friendinmoney$38.833/13/2011 8:51:08 PM
rmpedi33$25.003/13/2011 8:59:45 PM
Christophe$25.003/14/2011 7:34:36 AM
social-heart$75.003/13/2011 12:14:17 PM
jpaulnyc$29.913/12/2011 5:17:12 PM
sflash$25.003/14/2011 8:25:22 AM
SC2TX$200.003/13/2011 3:39:52 PM
SOP_Bank$25.003/13/2011 9:02:42 AM
farblest$150.003/13/2011 10:01:16 AM
bejfishing$25.003/13/2011 11:27:58 AM
cwegert$25.003/13/2011 12:19:18 PM
genelinist$200.003/14/2011 11:14:47 AM
singletrck$25.003/14/2011 8:54:11 AM
REITRUST$25.003/14/2011 7:50:31 AM
important-ore$100.003/14/2011 11:24:56 AM
organic-treasure$27.003/14/2011 11:52:55 AM
anton$70.003/14/2011 1:24:51 PM
income-pizza$25.213/12/2011 1:31:49 PM
simplelender80$100.003/12/2011 12:04:16 PM
AFairDeal$100.003/12/2011 12:05:45 PM
myworld701$25.003/13/2011 6:20:58 AM
vutah$50.003/12/2011 4:45:58 PM
ac787$26.003/12/2011 4:49:33 PM
convergentthinker$25.003/13/2011 5:01:09 PM
one-midas$50.003/12/2011 9:31:00 PM
tntmojave$50.003/12/2011 12:03:25 PM
nickel-ferret$100.003/12/2011 12:05:59 PM
loanman2007$50.003/14/2011 4:22:32 AM
tcpfan$25.003/14/2011 7:20:34 AM
SolarMoonshine$25.003/12/2011 5:14:27 PM
thankful-nickel2$25.003/12/2011 8:46:58 PM
EretzCapital$25.003/12/2011 9:37:24 PM
interest-beeper1$25.003/13/2011 5:20:52 PM
benefit-trident$25.003/13/2011 5:35:02 AM
Weaverville$25.003/13/2011 5:50:54 PM
888GoldIngots$25.003/13/2011 2:18:07 PM
Speedracer12$50.003/13/2011 2:21:21 PM
harmonious-yield$25.003/13/2011 2:54:22 PM
roguewinner$35.003/13/2011 5:44:51 PM
Nich$25.003/14/2011 11:26:29 AM
Pickmar$25.003/14/2011 9:28:01 AM
dedication-galaxy$50.003/14/2011 11:59:05 AM
martymaniaman$25.003/14/2011 12:04:35 PM
56 Investments
 
Borrower Payment Dependent Notes Series 497619
This series of Notes was issued and sold upon the funding of the borrower loan #47842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $157.35
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1993 Debt/Income ratio: 12%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $105,176Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: rrkme Borrower's state: Utah Borrower's group: BYU Cougars
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 100% ) 780-799 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
780-799 (Aug-2007)
760-779 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Home Improvement - Low Risk Loan
Purpose of loan:

This is for the money needed to put a basketball court and patio at our home which I purchased recently. With the recent home purchase we are a little cash strapped and this is better than paying interest on credit cards.

My financial situation:

I am a good candidate for this loan because I am a Prosper investor and in the past I have had a Prosper loan which I paid off. I am a CPA with a masters degree from BYU. I have been working in the accounting field my entire career (11 years). In my eleven year career I have only been laid off once and it was for a month about 7 years ago. This is a very low risk investment for you. My credit score has always been in the 700's and I always pay what I owe.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/12/2011 12:07:06 PM
RecoveryLender$25.003/12/2011 12:41:32 PM
SolarMoonshine$25.003/12/2011 5:10:15 PM
FWF-kinetic$100.003/12/2011 10:06:25 PM
top-epic-community$50.003/12/2011 12:02:18 PM
squarebob$125.003/12/2011 12:05:15 PM
payout-reaction740$25.003/12/2011 12:12:49 PM
Brown98$25.003/13/2011 6:51:20 AM
fuzed$100.003/13/2011 12:29:22 PM
zotzot$100.223/12/2011 5:01:34 PM
copiosus$25.003/13/2011 4:25:37 PM
BlueProteus$25.003/12/2011 9:45:58 PM
tntmojave$33.533/12/2011 12:03:28 PM
simplelender80$100.003/12/2011 12:04:18 PM
benefit-trident$25.003/13/2011 5:29:53 AM
credit-investor5$50.003/12/2011 12:07:52 PM
RandyL3$25.003/12/2011 12:08:01 PM
aztec$50.003/12/2011 2:33:36 PM
skaught$40.003/13/2011 1:01:45 PM
Speedracer12$50.003/13/2011 2:22:51 PM
thankful-nickel2$25.003/12/2011 8:47:41 PM
EretzCapital$50.003/12/2011 9:34:07 PM
market-atlantis$86.773/13/2011 5:20:29 PM
swissbanker$50.003/13/2011 6:54:11 AM
Weaverville$25.003/13/2011 5:50:56 PM
Nasdaq$35.003/13/2011 7:47:49 PM
Azonic21$25.003/12/2011 12:08:08 PM
vigilance-searcher$25.003/12/2011 12:40:26 PM
best-generosity-financier$25.003/12/2011 7:14:51 PM
bonus-sensai825$25.003/12/2011 8:15:00 PM
cashhelp$30.003/12/2011 12:01:07 PM
JJ9876$25.003/12/2011 12:05:14 PM
nickel-ferret$100.003/12/2011 12:06:03 PM
PXM-Financial$50.003/12/2011 12:12:05 PM
reflective-rupee$25.333/12/2011 12:15:29 PM
investment-artist$25.003/13/2011 9:33:00 AM
Gobsek$25.003/12/2011 3:02:06 PM
khamen$25.003/12/2011 9:36:18 PM
Aberdeen$3,000.003/12/2011 12:03:15 PM
AFairDeal$100.003/12/2011 12:05:48 PM
squarebob$25.003/13/2011 6:03:41 AM
saahilld$25.003/12/2011 12:07:55 PM
Aaron_Oz$25.003/12/2011 12:08:27 PM
penny-plato$25.003/13/2011 10:49:09 AM
vutah$50.003/12/2011 4:44:15 PM
bjr01$25.003/12/2011 8:45:26 PM
roguewinner$25.003/13/2011 5:41:16 PM
47 Investments
 
Borrower Payment Dependent Notes Series 497679
This series of Notes was issued and sold upon the funding of the borrower loan #47847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2004 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 6 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $266Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: butterfly86 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
600-619 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
School Loan - 2nd Prosper Loan!
This is my second Prosper loan. The first loan was used to kick start my college education. I am forever grateful to this site and its members for enabling me to take the first steps to achieving my dream career: Diagnostic Medical Sonography (Ultrasound). It wasn?t easy working 32-40 hours per week on overnights and attending school full-time during the day, but I earned a degree. While fulfilling the additional program requirements, the program changed to include additional classes before consideration of acceptance. This loan will be used to cover school expenses for the summer semester. I am a good candidate for this loan because I have always been responsible and trustworthy. I've never had a late payment. I don?t have any outstanding debts. I own my car; I have savings set aside. I paid off the first loan with Prosper. Thank you for taking the time to read my listing. I hope by now you?re convinced of my drive towards my goals and my responsibility to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.013/15/2011 9:03:20 AM
MoneyForNothing$25.003/15/2011 9:06:48 AM
squarebob$75.003/15/2011 9:09:31 AM
reward-adventure$50.003/15/2011 9:09:45 AM
JustMee$25.003/15/2011 9:16:30 AM
KrystalBall$50.003/15/2011 9:51:56 AM
simplelender80$200.003/15/2011 9:01:22 AM
Skeptical-one$49.003/15/2011 9:04:01 AM
transaction-circuit$25.003/15/2011 9:04:37 AM
golffish2$50.003/15/2011 9:07:43 AM
hopheadmike$40.003/15/2011 9:52:15 AM
MarvintheMartian$25.003/15/2011 10:15:28 AM
UCLA4life$25.303/15/2011 9:02:05 AM
cashhelp$50.003/15/2011 9:02:22 AM
ingenious-deal6$25.003/15/2011 9:03:22 AM
squarebob$25.003/15/2011 9:07:46 AM
dollar-sonnet3$50.003/15/2011 9:44:21 AM
zotzot$200.003/15/2011 9:06:08 AM
suave-dime6$25.003/15/2011 9:07:04 AM
worldly-money4$150.003/15/2011 9:07:52 AM
DasMula$77.003/15/2011 9:19:27 AM
ac787$96.003/15/2011 9:29:39 AM
Brown98$25.003/15/2011 9:36:35 AM
organic-treasure$25.003/15/2011 9:53:05 AM
CA-Lender$100.003/15/2011 9:05:28 AM
CoolPlexer$25.003/15/2011 9:08:34 AM
GS-ROCK$27.903/15/2011 9:14:36 AM
Nerdster1$25.053/15/2011 9:42:34 AM
jhouman$25.003/15/2011 9:02:38 AM
DasMula$100.003/15/2011 9:21:14 AM
mammalian4$25.003/15/2011 9:44:31 AM
reflective-rupee$260.003/15/2011 10:16:16 AM
32 Investments
 
Borrower Payment Dependent Notes Series 497727
This series of Notes was issued and sold upon the funding of the borrower loan #47810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $83.80
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1998 Debt/Income ratio: 23%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,074Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: go-bux Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Pay High Int Loan and new Furniture
Purpose of loan:
This loan will be used to pay an installment loan with a 31% rate and replace old bedroom furniture.

My financial situation:
I am a good candidate for this loan because I have a record of paying all bills on time for over 10 years. I own my home and have a good, stable job


Monthly net income: $3200
Housing: $756
Insurance: $130
Car expenses: $867
Utilities: $215
Phone, cable, internet: $167
Food, entertainment: $650
Credit cards and other loans: $130
Medicine: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.333/14/2011 9:01:46 AM
squarebob$125.003/14/2011 9:03:49 AM
CA-Lender$100.003/14/2011 9:04:23 AM
mrxtravis$25.003/14/2011 9:05:53 AM
DHolly$50.003/14/2011 9:07:31 AM
thankful-nickel2$25.003/14/2011 9:42:45 AM
loanman2007$50.003/14/2011 10:15:35 AM
MarvintheMartian$25.003/14/2011 10:20:38 AM
ingenious-deal6$25.003/14/2011 9:03:57 AM
golffish2$100.003/14/2011 9:05:13 AM
houli123$75.913/14/2011 10:00:20 AM
zotzot$150.003/14/2011 10:16:00 AM
alexgalt$100.003/14/2011 9:01:39 AM
CoolPlexer$25.003/14/2011 9:02:11 AM
liberty-magnate$21.793/14/2011 11:06:29 AM
Azonic21$25.003/14/2011 9:04:57 AM
worldly-money4$100.003/14/2011 9:05:19 AM
ac787$101.003/14/2011 9:36:16 AM
Danjack_Capital$25.003/14/2011 9:37:42 AM
suave-dime6$25.003/14/2011 9:06:05 AM
ac787$28.003/14/2011 9:40:39 AM
Artist_Blue$25.003/14/2011 10:08:38 AM
vine99$50.003/14/2011 9:01:02 AM
squarebob$25.003/14/2011 9:01:30 AM
Kash2010lu$40.003/14/2011 9:05:46 AM
JustMee$25.003/14/2011 9:45:14 AM
EngineersAlliance$100.003/14/2011 9:47:23 AM
Skeptical-one$49.003/14/2011 10:16:08 AM
Free-the-usa-1776$108.973/14/2011 10:24:24 AM
simplelender80$100.003/14/2011 9:01:16 AM
EL_Papin$100.003/14/2011 10:47:19 AM
ac787$25.003/14/2011 9:50:09 AM
mikeandcat$100.003/14/2011 10:47:40 AM
genelinist$25.003/14/2011 10:56:40 AM
34 Investments
 
Borrower Payment Dependent Notes Series 497737
This series of Notes was issued and sold upon the funding of the borrower loan #47890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $136.69
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2002 Debt/Income ratio: 24%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,995Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: dedication-renewal2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Awesome Credit
Purpose of loan: debt consolidation
This loan will be used to...debt consolidation

My financial situation:
Pretty much employed, good credit standing, great paying bills

Monthly net income: $1800
Monthly expenses: $1097
Housing: $450
Insurance: $0
Car expenses: $217
Utilities: $0 (included in my rent)
Phone, cable, internet: $70-phone
Food, entertainment: $50 per 2 weeks
Clothing, household expenses: $20
Credit cards and other loans: $168
Other expenses: $50-gas, misc items
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:03:07 PM
credit-guard5$25.003/13/2011 12:54:44 PM
Weaverville$25.003/13/2011 5:51:12 PM
fenix692$50.003/14/2011 3:04:01 PM
reflective-rupee$25.333/14/2011 9:23:02 PM
leodaguy$50.003/15/2011 9:23:04 PM
wild-orange$100.003/16/2011 2:01:53 PM
FinanceEngine$25.003/16/2011 3:00:37 PM
kenji4861$25.003/16/2011 1:16:28 PM
radforj22$25.003/16/2011 4:43:05 PM
MoneyTree79$25.003/16/2011 8:03:50 PM
Moneypenny6$25.003/16/2011 5:52:44 PM
important-openness1$75.003/16/2011 8:11:55 PM
wbahl$25.003/16/2011 8:13:25 PM
indomitable-coin$50.003/17/2011 5:50:27 AM
euro-deployment$25.003/17/2011 10:31:27 AM
seineil$50.003/17/2011 1:25:32 AM
hostbank$100.003/17/2011 3:42:48 PM
aldeed$149.813/17/2011 8:24:06 PM
direct-social3$25.003/17/2011 10:22:45 PM
stevenm8$25.003/17/2011 7:16:16 PM
marwadi-62$400.003/17/2011 8:13:47 PM
microfunder$30.003/18/2011 4:45:10 AM
heerzaquestion$25.003/18/2011 4:50:29 AM
efficient-treasure0$25.003/17/2011 4:27:34 PM
loyalty-sherpa$25.003/17/2011 4:32:41 PM
Fun54115$25.003/18/2011 6:38:30 AM
emmeyP$100.003/18/2011 7:09:54 AM
streak269$52.523/18/2011 7:16:52 AM
platinum-scientist9$25.003/18/2011 8:03:52 AM
fund-tom-tom6$50.003/18/2011 8:07:31 AM
mammalian4$25.003/18/2011 4:51:15 AM
engaging-worth$25.003/17/2011 7:41:28 PM
chameleon125$25.003/18/2011 6:50:14 AM
RetirementMoney$25.003/17/2011 10:33:59 PM
DrZoidberg$50.003/18/2011 5:34:06 AM
GElender$75.003/18/2011 6:08:03 AM
Hola_James$31.393/18/2011 7:48:06 AM
liberty-society5$50.003/18/2011 8:14:11 AM
BxRealtor$25.003/13/2011 12:04:34 PM
investment-artist$25.003/13/2011 2:20:47 PM
newest-funds-powerplant$50.003/13/2011 4:52:13 PM
CA-Lender$100.003/13/2011 12:05:22 PM
nickel-ferret$100.003/14/2011 5:56:36 AM
social-heart$25.003/14/2011 2:16:56 PM
tomjac2000$25.003/14/2011 7:37:50 PM
fishcreek$25.003/14/2011 10:28:31 PM
organized-payment6$50.003/15/2011 6:01:26 AM
patriot897$25.003/15/2011 11:11:33 AM
bentonlending$50.003/15/2011 8:59:50 PM
Eric_Gagne$100.003/16/2011 5:50:18 AM
TNG812$25.003/16/2011 6:06:11 PM
jodilee31$25.003/16/2011 6:12:24 PM
RandyL3$25.003/16/2011 8:23:01 PM
Havana21$25.003/17/2011 1:45:21 AM
goodhearted-basis4$25.003/17/2011 12:11:41 PM
loanman2007$25.003/17/2011 6:06:51 AM
ansky127$25.003/17/2011 6:54:10 AM
jescowa$50.003/17/2011 3:59:16 PM
upbeat-finance8$50.003/17/2011 4:59:57 PM
newfoundation$25.003/17/2011 12:58:58 PM
money-aggregator7$25.003/17/2011 10:15:58 PM
derec$25.003/17/2011 10:44:56 PM
forthright-loot7$50.003/18/2011 3:45:54 AM
rcj1411$50.003/17/2011 9:33:43 PM
pythia$25.003/18/2011 6:41:34 AM
wwwUniversal$25.003/18/2011 7:11:12 AM
adaboy65$500.003/18/2011 8:18:58 AM
syounker$25.003/17/2011 5:46:53 PM
PAULBOT$139.813/18/2011 4:50:41 AM
Golfmoney$50.003/18/2011 5:33:16 AM
bancoroyal$25.003/18/2011 6:34:00 AM
samseth$50.003/18/2011 8:14:39 AM
Nailman88$25.003/18/2011 4:43:55 AM
ryanshain$50.003/18/2011 5:05:50 AM
Heater36$25.003/18/2011 6:29:28 AM
76 Investments
 
Borrower Payment Dependent Notes Series 497745
This series of Notes was issued and sold upon the funding of the borrower loan #47830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1999 Debt/Income ratio: 49%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 70 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,112Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: rdweber Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 21 ( 100% ) 660-679 (Latest)
Principal borrowed: $28,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
700-719 (Jul-2008)
620-639 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Consolidating Credit Card Debt
Purpose of loan:
I would like to pay down and close two high-interest credit cards.

My financial situation:
I'm having a hard time paying down two department store charge cards. I've had good luck with Prosper loans in the past, and I'd like to pursue this avenue to solve my current problem.

NOTE: I have a HELOC with a balance of approximately $30K that I took out when I bought my home. Prosper's data source lists that debt as revolving credit.

My revolving credit situation is as follows:

Citi: 8,[email protected]%
BofA: 4,[email protected]%
Target: 2,[email protected]%
Kohls: 1,[email protected]%


Monthly net income: $4600
Total Monthly expenses: $2955
Housing: $1400
Insurance: $50
Car expenses: $560
Utilities: $70
Phone, cable, internet: $120
Food, entertainment: $350
Clothing, household expenses: $120
Credit cards and other loans: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your occupation? - RecoveryLender
A: I work for an energy management company in the electricity sourcing department. (Mar-14-2011)
Q: Hi there, why would you replace the debt on the charge cards with a loan carrying a higher interest rate? Thanks - green-rapid-openness
A: I'm in the 6th year of a 7 year ARM on my 1st mortgage. I want to refinance that loan at some point this year. Replacing the revolving credit card balances with this installment loan will increase my credit score enough to make up the small difference in APR. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/14/2011 9:05:19 AM
organic-treasure$25.003/14/2011 11:36:58 AM
squarebob$25.003/14/2011 9:02:33 AM
investment-artist$25.013/14/2011 9:02:46 AM
Azonic21$25.003/14/2011 9:04:59 AM
favorite-commerce$50.003/14/2011 12:27:25 PM
golffish2$50.003/14/2011 9:05:56 AM
restless-dime$50.003/14/2011 12:39:44 PM
lendstats_com$200.003/14/2011 12:56:56 PM
FarmersBank$39.903/14/2011 1:00:28 PM
JustMee$25.003/14/2011 9:43:14 AM
trumpeter5$25.003/14/2011 2:13:36 PM
social-hunter5$27.183/14/2011 3:50:21 PM
zone6$100.003/14/2011 12:34:37 PM
Artist_Blue$25.003/14/2011 10:08:35 AM
genelinist$86.853/14/2011 1:39:46 PM
zotzot$100.003/14/2011 10:18:26 AM
mikeandcat$100.003/14/2011 10:47:57 AM
five-star-note$350.003/14/2011 3:11:23 PM
competent-p2p$75.003/14/2011 11:07:58 AM
JauaFlash$25.003/14/2011 6:47:25 PM
reflective-rupee$800.333/14/2011 5:30:10 PM
credit-missile$100.003/14/2011 5:58:04 PM
shrewd-income$200.003/14/2011 6:35:54 PM
greencat$50.003/14/2011 1:01:29 PM
thankful-nickel2$25.003/14/2011 9:44:39 AM
CA-Lender$50.003/14/2011 9:04:38 AM
Jerrys1951$46.003/14/2011 4:32:54 PM
ultimate-peace$300.003/14/2011 9:04:54 AM
Kash2010lu$40.003/14/2011 9:13:36 AM
2grindstones$25.003/14/2011 11:52:50 AM
genuine-integrity0$25.003/14/2011 3:16:15 PM
deepblue34$35.003/14/2011 3:48:54 PM
HammerSmith$25.003/14/2011 11:41:26 AM
Amber_Stone$75.003/14/2011 12:23:27 PM
NekHoldings$25.003/14/2011 12:39:17 PM
justanothersushieater$25.003/14/2011 5:38:43 PM
SFBank$200.003/14/2011 6:47:51 PM
riveting-credit5$168.673/14/2011 6:55:54 PM
YoungTaxMan$154.003/14/2011 5:44:06 PM
Moe87$27.063/14/2011 6:04:31 PM
mpatrick$25.003/14/2011 6:27:29 PM
basis-viking$50.003/14/2011 6:50:28 PM
43 Investments
 
Borrower Payment Dependent Notes Series 497875
This series of Notes was issued and sold upon the funding of the borrower loan #47896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2001 Debt/Income ratio: 6%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $837Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: inspiring-p2p8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair loan
Purpose of loan:
This loan will be used to... for my car.

My financial situation: i am good financially but just dont have the money to pay fot my auto repair all at once.
I am a good candidate for this loan because... i can and willl pay the loan, i may even pay it off before the time i am given to pay it off.


Monthly net income: $ 2200
Monthly expenses: $ 1300
Housing: $ 400
Insurance: $ 280
Car expenses: $ 380
Utilities: $ 0
Phone, cable, internet: $ 30
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
income-awakening6$25.003/15/2011 5:06:33 PM
patriot897$25.003/15/2011 5:07:15 PM
Kash2010lu$25.003/15/2011 5:07:23 PM
2grindstones$50.003/15/2011 5:31:04 PM
truth-trapper$25.003/15/2011 5:36:26 PM
thankful-nickel2$25.003/15/2011 5:53:35 PM
DasMula$20.513/15/2011 5:59:03 PM
suave-dime6$25.003/15/2011 5:06:00 PM
reflective-rupee$500.333/15/2011 5:08:09 PM
CA-Lender$100.003/15/2011 5:18:44 PM
diligent-kindness9$28.163/15/2011 5:50:15 PM
mammalian4$25.003/15/2011 5:57:53 PM
gjm6d$25.003/15/2011 5:58:18 PM
Iceman1347$25.003/15/2011 5:29:00 PM
interstellar$51.003/15/2011 5:32:11 PM
MarvintheMartian$25.003/15/2011 5:34:57 PM
Shining-Star$25.003/15/2011 5:40:33 PM
favorite-commerce$50.003/15/2011 5:58:17 PM
ingenious-deal6$25.003/15/2011 5:00:41 PM
worldly-money4$150.003/15/2011 5:06:18 PM
simplelender80$100.003/15/2011 5:01:08 PM
DHolly$50.003/15/2011 5:15:10 PM
EngineersAlliance$100.003/15/2011 5:20:00 PM
secureincome$500.003/15/2011 5:51:53 PM
24 Investments
 
Borrower Payment Dependent Notes Series 497891
This series of Notes was issued and sold upon the funding of the borrower loan #47903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2009 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 3 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $398Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: reflective-penny851 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing Up Our New Home
PURPOSE OF LOAN:
My wife and I just purchased a new home. It's a beautiful brick home with a cozy fireplace and hardwood floors, but the catch is that it's a bit of a "fixer-upper." We plan to do a lot of the work ourselves.

My wife just gave birth to our son a month ago. He was the big inspiration for us to move into a new home (more spacious and a better neighborhood) in the first place.

With the loan and some sweat equity, we'll get it done in time to invite family over for a nice BBQ this spring.

MY FINANCIAL SITUATION:
We paid cash for the house and our car is paid for. We don't have much debt and we make an effort to save every month.

Monthly net income: $1892
Monthly expenses: $982
Mortgage: $0
Home Owner's Insurance: $110
Car Note: $0
Car Insurance: $137
Other Car Expenses (Gas): $75
Utilities: $250
Internet: $50
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $50
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/13/2011 12:04:41 PM
squarebob$25.003/13/2011 12:23:28 PM
larryboy10$25.003/13/2011 12:36:01 PM
ac787$25.003/13/2011 12:53:52 PM
hillerod$25.253/13/2011 3:04:57 PM
suave-dime6$25.003/13/2011 3:43:43 PM
worldly-money4$100.003/13/2011 12:05:57 PM
vine99$40.003/13/2011 12:12:55 PM
DHolly$50.003/13/2011 12:52:12 PM
zotzot$50.443/13/2011 12:33:42 PM
best-income-fertilizer$100.003/13/2011 7:59:27 PM
one-midas$23.783/13/2011 10:11:09 PM
reflective-rupee$500.333/13/2011 1:12:22 PM
Danjack_Capital$25.003/13/2011 3:25:38 PM
shrewd-income$200.003/13/2011 4:49:46 PM
wild-orange$50.003/13/2011 4:58:34 PM
deepblue34$30.003/13/2011 6:29:31 PM
fairgirl$25.003/13/2011 7:47:04 PM
transaction-circuit$100.003/13/2011 12:02:39 PM
ingenious-deal6$25.003/13/2011 12:04:20 PM
marinbb$50.003/13/2011 12:30:18 PM
SolarMoonshine$50.003/13/2011 1:27:48 PM
investment-artist$25.003/13/2011 2:16:29 PM
calimanusa$25.003/13/2011 8:26:06 PM
simplelender80$150.003/13/2011 12:01:48 PM
mrxtravis$25.003/13/2011 12:36:20 PM
pembull$29.203/13/2011 2:08:41 PM
1traveler$25.003/13/2011 3:30:49 PM
favorite-commerce$50.003/13/2011 4:26:28 PM
Weaverville$25.003/13/2011 5:49:18 PM
shrewd-market$200.003/13/2011 5:54:23 PM
Valley-of-the-Dollar$40.003/13/2011 7:28:19 PM
num1irish$100.003/13/2011 8:00:26 PM
hidavehi$26.003/13/2011 8:42:49 PM
thankful-nickel2$25.003/13/2011 9:16:48 PM
orderly-wampum$110.003/13/2011 10:07:23 PM
36 Investments
 
Borrower Payment Dependent Notes Series 497939
This series of Notes was issued and sold upon the funding of the borrower loan #47866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-14-2011 
Term: 12 months Listing End date:  Mar-14-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 29.00% Monthly payment: $185.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.54%  
Estimated return*: 8.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 5%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: eman48 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2009)
680-699 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
car repair
Purpose of loan:
This loan will be used to... for car repair

My financial situation:
I am a good candidate for this loan because im also a lender and i have paid my first loan early


Monthly net income: $ 3200
Monthly expenses: $ 200
Housing: $500
Insurance: $
Car expenses: $
Utilities: $ 200
Phone, cable, internet: $ 80
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.003/14/2011 9:01:09 AM
daekpon$40.003/14/2011 9:01:43 AM
ac787$200.003/14/2011 9:52:19 AM
ac787$25.003/14/2011 10:16:14 AM
ac787$50.003/14/2011 10:16:41 AM
simplelender80$100.003/14/2011 9:01:24 AM
ac787$48.003/14/2011 9:51:07 AM
helpingyou1$55.173/14/2011 10:00:54 AM
wealth-pipeline$25.003/14/2011 9:01:07 AM
ingenious-deal6$25.003/14/2011 9:04:04 AM
suave-dime6$25.003/14/2011 9:06:23 AM
113121$281.553/14/2011 9:39:51 AM
ac787$248.003/14/2011 9:45:36 AM
marketplace-spark$25.003/14/2011 9:47:51 AM
dejnik$25.003/14/2011 10:20:26 AM
alexgalt$100.003/14/2011 9:01:40 AM
brainy-repayment5$77.503/14/2011 9:01:44 AM
squarebob$25.003/14/2011 9:05:59 AM
Silver-Penny001$25.003/14/2011 10:18:00 AM
Free-the-usa-1776$20.783/14/2011 10:22:03 AM
squarebob$25.003/14/2011 9:01:58 AM
CA-Lender$100.003/14/2011 9:04:28 AM
JustMee$25.003/14/2011 9:37:45 AM
organic-treasure$25.003/14/2011 9:58:29 AM
loanman2007$225.003/14/2011 10:13:25 AM
zotzot$50.003/14/2011 10:14:58 AM
Skeptical-one$49.003/14/2011 10:16:17 AM
thankful-nickel2$25.003/14/2011 9:43:21 AM
ac787$25.003/14/2011 10:00:31 AM
29 Investments
 
Borrower Payment Dependent Notes Series 497973
This series of Notes was issued and sold upon the funding of the borrower loan #47935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $155.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2004 Debt/Income ratio: 80%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,352Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: xxxxcandiexxxx67 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 40 ( 73% ) 640-659 (Latest)
Principal borrowed: $4,080.00< 31 days late: 15 ( 27% )  
640-659 (Aug-2009)
540-559 (Jan-2008)
 
Principal balance: $584.44 31+ days late: 0 ( 0% )
Total payments billed: 55  
Description
Paying off credit cards
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$50.003/16/2011 9:12:00 AM
Kash2010lu$25.003/16/2011 10:05:25 AM
worldly-money4$100.003/16/2011 9:07:22 AM
innovator2$50.003/16/2011 12:30:35 PM
restless-dime$25.003/16/2011 2:48:41 PM
return-grizzly$100.003/16/2011 3:02:37 PM
ultimate-peace$300.003/16/2011 9:05:59 AM
Ubiquinone$25.003/16/2011 7:26:47 PM
favorite-commerce$50.003/16/2011 1:10:43 PM
innovator2$50.003/16/2011 8:22:35 PM
important-openness1$75.003/16/2011 6:57:38 PM
treasure-pipeline$50.003/16/2011 8:42:29 PM
platinum-czar$100.003/16/2011 10:59:12 PM
zone6$100.003/17/2011 7:32:02 AM
rlaboy$25.003/17/2011 1:57:00 AM
kendigme$25.003/17/2011 3:44:16 AM
attractive-fund$60.593/17/2011 7:23:40 AM
EretzCapital$69.063/17/2011 5:49:29 PM
pietro_torna_indietro$30.953/17/2011 12:57:28 PM
zotzot$25.883/17/2011 5:26:52 PM
CommunityArts_Non-profit$35.003/17/2011 3:54:35 PM
jjsparks28$70.313/17/2011 4:48:00 PM
FarmersBank$64.303/16/2011 9:18:22 AM
good4loan$25.003/16/2011 11:38:32 AM
reflective-rupee$25.333/16/2011 9:51:36 AM
innovator2$100.003/16/2011 1:07:02 PM
trumpeter5$50.003/16/2011 4:29:32 PM
greencat$50.003/16/2011 9:09:13 AM
innovator2$50.003/16/2011 12:35:39 PM
JGuide$50.003/16/2011 9:55:58 AM
wise-intelligent-duty$25.003/16/2011 7:09:45 PM
SolarMoonshine$25.003/16/2011 6:41:40 PM
sweety075$25.003/16/2011 5:34:07 PM
UCLA4life$47.833/16/2011 8:17:37 PM
mikeandcat$50.003/16/2011 6:53:00 PM
orange-rapid-benjamins$25.003/16/2011 9:41:39 PM
Mikale360$25.003/16/2011 10:34:09 PM
AF-Chief$50.003/17/2011 7:17:36 AM
Amber_Stone$50.003/17/2011 9:13:10 AM
myutmost$39.063/17/2011 9:10:13 AM
autonomous-truth$73.293/17/2011 2:02:29 PM
payout-bridge$1,000.003/17/2011 3:33:05 PM
five-star-note$50.003/17/2011 1:30:11 PM
knixfan78$50.003/17/2011 5:27:23 PM
ronin4sale$25.003/17/2011 5:44:10 PM
frugalinvestor20$25.003/17/2011 12:27:47 PM
shrewd-income$25.003/17/2011 4:13:58 PM
Leshan$133.403/17/2011 4:55:39 PM
48 Investments
 
Borrower Payment Dependent Notes Series 497987
This series of Notes was issued and sold upon the funding of the borrower loan #47805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2008 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 7 Occupation: Student - College J...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $73Stated income:$0
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: blue-bonus-recruiter Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan
Purpose of loan: To help finance for the remaining days of the school year.

My financial situation:
I was awarded $25,434 in aids for my school expenses, but I have only accepted $21,900. I thought to myself that I would be able to manage if I can just cut down on foods, gasoline, and any other area that I can cut down, but that turned out to be disastrous. Now I'm in a pinch, and will not be able to pay off my rent for next month.

Once summer starts, I will work to pay off this loan and my partially accepted unsubsidized loan. I may not be able to pay off the entire loan this summer, but I still have two more years to return the investment you placed upon me.


Monthly net income: ~+$80-100
Housing: $200/month
Insurance: $0
Car expenses: ~$55/month
Utilities: ~$24.75/month
Phone, cable, internet: $8
Food, entertainment: $60
Clothing, household expenses: $15 (toiletry, paper towels, etc)
Credit cards and other loans: $382 (credit card)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/14/2011 9:04:33 AM
suave-dime6$25.003/14/2011 9:06:28 AM
simplelender80$100.003/14/2011 9:01:30 AM
dedicated-diversification5$61.313/14/2011 1:38:26 PM
lloyd_s$25.003/14/2011 4:47:11 PM
2grindstones$25.003/14/2011 7:29:35 PM
reward-adventure$50.003/15/2011 4:59:07 AM
leverage-monger$40.003/15/2011 7:33:09 AM
GS-ROCK$25.003/15/2011 9:15:49 AM
FinanceEngine$25.003/15/2011 4:02:36 PM
Pakse$25.003/15/2011 2:22:51 PM
BentFlyer$50.003/15/2011 2:34:14 PM
nilonc1$75.003/15/2011 4:09:22 PM
loyalty-czar$30.003/15/2011 5:12:57 PM
justice-trailblazer0$25.003/15/2011 5:21:25 PM
secureincome$500.003/15/2011 5:27:35 PM
BigBroJake$25.003/15/2011 2:01:33 PM
andrewrobison$28.553/15/2011 3:29:54 PM
ingenious-deal6$25.003/14/2011 9:04:08 AM
Interstate_Rate$100.003/14/2011 10:56:31 AM
leverage-monger$25.003/14/2011 9:33:57 AM
reflective-rupee$100.333/14/2011 5:28:16 PM
parsec9$25.003/14/2011 1:37:15 PM
worldly-money4$150.003/14/2011 2:35:32 PM
patriot897$25.003/15/2011 11:13:52 AM
the-liberty-brigade$25.003/15/2011 2:10:09 PM
valiant-money$30.003/15/2011 2:27:51 PM
Imageloan$25.003/15/2011 2:48:05 PM
nilonc1$125.003/15/2011 4:14:04 PM
all_of_that_one$25.003/15/2011 4:00:09 PM
Lou-Holtz$25.003/15/2011 4:18:26 PM
MDJAX67$75.003/15/2011 4:43:17 PM
mammalian4$25.003/15/2011 4:49:58 PM
33 Investments
 
Borrower Payment Dependent Notes Series 498029
This series of Notes was issued and sold upon the funding of the borrower loan #47867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1990 Debt/Income ratio: 26%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $306,861Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: balance-universe7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Maximize cashflow
Purpose of loan:
This loan will be used to...rid myself of third car which costs $400 a month payment and $60 in insurance, netting an additional $340 a month free cash flow (after loan payment).

My financial situation:
I am a good candidate for this loan because...I always pay my bills and have stable employment.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Thanks - reflective-rupee
A: Revolving debt used to finance income producing rental property. I generate about 11K annually in rental income. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
asset-professor$25.003/14/2011 5:58:41 PM
ultimate-peace$150.003/14/2011 6:07:23 PM
GellMaster$25.003/14/2011 6:36:11 PM
Azonic21$25.003/14/2011 5:26:11 PM
suave-dime6$25.003/14/2011 5:32:12 PM
Interstate_Rate$100.003/14/2011 5:33:34 PM
shrewd-peace7$25.003/14/2011 5:55:09 PM
lloyd_s$25.003/15/2011 1:46:36 AM
Whipster$50.003/14/2011 6:06:54 PM
enriching-fund4$25.003/15/2011 2:02:00 AM
dedicated-diversification5$100.003/14/2011 6:36:16 PM
ultimate-peace$150.003/14/2011 5:04:37 PM
SecondChanceLendingSERV$25.003/14/2011 5:14:26 PM
ingenious-deal6$25.003/14/2011 5:26:49 PM
simplelender80$100.003/14/2011 5:28:22 PM
squarebob$50.003/15/2011 5:27:21 AM
CA-Lender$100.003/14/2011 5:31:45 PM
wonder3$25.003/15/2011 6:06:55 AM
Reliance_Banker$25.003/15/2011 6:55:08 AM
worldly-money4$150.003/14/2011 5:37:28 PM
JGB$50.003/14/2011 5:55:39 PM
zjonathan$25.003/14/2011 6:36:08 PM
2grindstones$50.003/14/2011 7:35:54 PM
israel15$25.003/15/2011 1:02:06 AM
MrMoney0622$25.003/15/2011 1:11:32 AM
Kreditorium$25.003/15/2011 1:43:45 AM
credit-coach118$25.003/15/2011 9:23:54 AM
competent-p2p$30.003/15/2011 12:05:39 PM
wild-orange$25.003/15/2011 8:27:20 AM
genelinist$25.003/15/2011 1:39:52 PM
FinanceEngine$25.003/15/2011 3:53:21 PM
atothez$50.003/15/2011 1:41:14 PM
capital-kingdom$25.003/15/2011 11:03:41 AM
patriot897$25.003/15/2011 11:14:04 AM
matthewa$26.003/15/2011 1:25:54 PM
benefit-trident$25.003/15/2011 5:13:49 PM
loss-of-control$100.003/15/2011 5:18:40 PM
MapleLaker$25.003/15/2011 1:42:05 PM
mammalian4$25.003/15/2011 1:51:01 PM
brainy-repayment5$50.003/15/2011 2:17:50 PM
AndyT1999$25.003/15/2011 5:41:29 PM
parsec9$25.003/14/2011 6:36:10 PM
bassman2$25.003/14/2011 6:36:25 PM
leverage-monger$60.193/14/2011 6:44:07 PM
reflective-rupee$25.333/14/2011 9:24:56 PM
reward-adventure$50.003/15/2011 4:59:14 AM
JagFan$25.003/15/2011 1:06:32 AM
get30inc$50.003/15/2011 1:33:12 AM
Asian-Persuasion$25.003/15/2011 12:26:26 PM
peso-aggregator$25.003/15/2011 1:26:39 PM
ghinga$25.003/15/2011 1:28:45 PM
summerlander$25.003/15/2011 2:01:50 AM
ksubd$25.003/15/2011 1:39:55 PM
Imageloan$25.003/15/2011 2:49:18 PM
leverage-monger$25.003/15/2011 7:30:39 AM
JAVEHE$50.003/15/2011 1:31:46 PM
thankful-nickel2$25.003/15/2011 2:01:38 PM
leverage-monger$100.003/15/2011 3:03:26 PM
investment-artist$25.003/15/2011 10:34:23 AM
secureincome$400.003/15/2011 6:45:54 PM
kinetic-social$25.003/15/2011 2:56:36 PM
Gandalf0001$25.003/15/2011 5:24:12 PM
62 Investments
 
Borrower Payment Dependent Notes Series 498035
This series of Notes was issued and sold upon the funding of the borrower loan #47908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $84.01
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1999 Debt/Income ratio: 42%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,252Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: moola-paradise Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
700-719 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
Paying taxes
Purpose of loan:
This loan will be used to pay income taxes.

My financial situation:
I am a good candidate for this loan because I have had a loan through Prosper before and paid the loan in full before the due date.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zone6$100.003/14/2011 5:13:29 PM
reflective-rupee$550.333/14/2011 5:26:57 PM
GeorgiaGator$31.133/14/2011 5:28:49 PM
suave-dime6$25.003/14/2011 5:32:13 PM
mammalian4$25.003/14/2011 5:38:46 PM
Wangchuk$25.003/14/2011 5:03:35 PM
ultimate-peace$150.003/14/2011 5:04:45 PM
DadWarbucks$35.803/14/2011 5:13:20 PM
transaction-circuit$25.003/14/2011 5:30:10 PM
CA-Lender$100.003/14/2011 5:31:47 PM
thankful-nickel2$25.003/14/2011 5:41:20 PM
Whipster$50.003/14/2011 5:54:51 PM
shawnw2$100.003/14/2011 5:23:02 PM
ingenious-deal6$25.003/14/2011 5:26:50 PM
simplelender80$100.003/14/2011 5:28:23 PM
alexgalt$100.003/14/2011 5:29:44 PM
worldly-money4$150.003/14/2011 5:37:30 PM
vutah$25.003/14/2011 5:41:31 PM
Finchy78$25.003/14/2011 5:44:35 PM
integrity-doctor$100.003/14/2011 5:48:59 PM
back-scratchers$25.003/14/2011 5:53:05 PM
MoneyForNothing$7.743/14/2011 5:55:02 PM
investment-artist$25.003/14/2011 5:02:55 PM
credit-guard5$25.003/14/2011 5:05:28 PM
DHolly$50.003/14/2011 5:13:22 PM
principal-star$25.003/14/2011 5:13:58 PM
principal-star$25.003/14/2011 5:19:47 PM
top-courteous-peso$50.003/14/2011 5:35:47 PM
bassman2$25.003/14/2011 5:37:34 PM
SecondChanceLendingSERV$25.003/14/2011 5:17:13 PM
Interstate_Rate$100.003/14/2011 5:33:32 PM
JustMee$25.003/14/2011 5:43:57 PM
Bailador$25.003/14/2011 5:52:20 PM
33 Investments
 
Borrower Payment Dependent Notes Series 498409
This series of Notes was issued and sold upon the funding of the borrower loan #47873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $206.20
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1976 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 40Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,308 
Delinquencies in last 7y: 7 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: red-bountiful-velocity Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,900.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
640-659 (Mar-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
NANA WANTS TO ADD A POOL FOR KIDS
Purpose of loan: Home Improvement
This loan will be used to add a new in ground pool to a $480,000 new home.

My financial situation:
I am a good candidate for this loan because my retirement income is over $ 70,000 per year and my spouse makes an additional $ 200,000 per year. THIS IS SECOND PROSPER LOAN.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.003/17/2011 9:01:52 AM
worldly-money4$150.003/17/2011 9:05:43 AM
patriot897$25.003/17/2011 9:06:06 AM
simplelender80$150.003/17/2011 9:01:45 AM
NekHoldings$25.003/17/2011 10:36:12 AM
zotzot$25.443/17/2011 9:25:18 AM
wild-orange$300.003/17/2011 3:36:16 PM
El_Profesional$25.003/17/2011 11:23:18 AM
red-favorable-basis$25.003/17/2011 7:28:31 PM
integrity-doctor$200.003/17/2011 9:02:43 PM
Scotcha$50.003/17/2011 7:37:57 PM
vigilance-searcher$25.003/17/2011 9:39:42 PM
grampy48$50.003/18/2011 6:53:20 AM
first-serene-credit$25.003/17/2011 4:49:00 PM
gothampark$25.003/18/2011 8:59:12 AM
unfixer$25.003/17/2011 6:38:18 PM
DasMula$250.003/17/2011 8:15:49 PM
ddog0224$100.003/18/2011 1:47:56 AM
credit-missile$50.003/18/2011 4:21:04 AM
loyalist1$300.003/18/2011 7:18:09 AM
leverage-monger$110.003/18/2011 8:11:48 AM
Leshan$244.123/18/2011 8:17:46 AM
Lubava$50.003/18/2011 8:28:04 AM
ingenious-deal6$25.003/17/2011 9:02:48 AM
ac787$25.003/17/2011 9:31:44 AM
suave-dime6$25.003/17/2011 9:05:04 AM
Jack55304$125.003/17/2011 9:07:30 AM
ac787$26.003/17/2011 9:30:03 AM
five-star-note$150.003/17/2011 1:31:30 PM
outofoffice$65.753/17/2011 10:05:48 AM
mikeandcat$116.033/17/2011 3:10:04 PM
CA-Lender$100.003/17/2011 9:06:28 AM
all_of_that_one$35.583/17/2011 4:08:59 PM
leodaguy$25.003/17/2011 9:07:11 AM
wbahl$25.003/17/2011 9:09:11 AM
trumpeter5$25.003/17/2011 3:25:22 PM
quest0$54.693/17/2011 4:53:53 PM
loanman2007$200.003/17/2011 9:46:21 AM
reflective-rupee$500.333/17/2011 9:47:33 AM
DasMula$500.003/17/2011 8:12:49 PM
loans_to_loan$25.003/17/2011 8:19:15 PM
credit-missile$50.003/17/2011 12:46:26 PM
Shining-Star$25.003/17/2011 10:49:46 PM
loanman2007$50.003/18/2011 4:53:42 AM
ddog0224$65.163/18/2011 1:57:54 AM
corporatejim$62.893/18/2011 8:50:17 AM
Eric_Gagne$75.003/18/2011 5:45:23 AM
Christophe$25.003/18/2011 7:25:54 AM
Shawn95187$200.003/17/2011 9:38:11 PM
duty-monger$50.003/18/2011 8:04:43 AM
vegibenz$25.003/17/2011 11:13:18 PM
new0rleans$25.003/18/2011 10:22:24 AM
mfosterii$25.003/18/2011 2:00:44 AM
DoctorJoe$25.003/18/2011 3:56:23 AM
chameleon125$25.003/18/2011 7:19:17 AM
gizzywump$327.793/18/2011 10:23:22 AM
agalt$50.003/18/2011 10:31:54 AM
57 Investments
 
Borrower Payment Dependent Notes Series 498493
This series of Notes was issued and sold upon the funding of the borrower loan #47835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1995 Debt/Income ratio: 21%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:8y 2m
Amount delinquent: $60 Total credit lines: 14 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,252Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: pathcrx Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
700-719 (May-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Need two garage doors
Purpose of loan: I will be using this loan in order to put two new garage doors on my house.

My financial situation: I'm in pretty good shape financially and my wife just graduated from college and will start her new job next week so we will finally have dual income.

I am a good candidate for this loan because this is my second loan with Prosper and my last loan was paid off within a year with no late payments. I also loan out money on prosper and have 25 active loans.


Monthly net income: $2400 (not including wife's new job)
Monthly expenses: $
Housing: $1200
Insurance: $110
Car expenses: $0
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$25.003/17/2011 5:02:55 PM
ultimate-peace$300.003/17/2011 5:05:55 PM
patriot897$25.003/17/2011 5:08:56 PM
leodaguy$25.003/17/2011 5:09:43 PM
zotzot$0.113/17/2011 5:25:31 PM
CA-Lender$100.003/17/2011 5:09:25 PM
Jack55304$125.003/17/2011 5:10:00 PM
DHolly$50.003/17/2011 5:10:55 PM
zotzot$25.443/17/2011 5:14:40 PM
RecoveryLender$25.003/17/2011 5:23:17 PM
ac787$113.003/17/2011 5:24:01 PM
simplelender80$100.003/17/2011 5:02:56 PM
ingenious-deal6$25.003/17/2011 5:05:11 PM
worldly-money4$150.003/17/2011 5:08:29 PM
SecondChanceLendingSERV$25.003/17/2011 5:22:53 PM
shawnw2$100.003/17/2011 5:05:33 PM
reflective-rupee$200.333/17/2011 5:18:11 PM
113121$561.123/17/2011 5:23:20 PM
suave-dime6$25.003/17/2011 5:08:15 PM
19 Investments
 
Borrower Payment Dependent Notes Series 498505
This series of Notes was issued and sold upon the funding of the borrower loan #47891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2005 Debt/Income ratio: 26%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,913Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: purplepetal Borrower's state: California Borrower's group: AAAA Fund America
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 100% ) 620-639 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2010)
680-699 (Apr-2008)
580-599 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to help me consolidate my credit card bills that charges me not just my arm and leg but my whole body.

My financial situation:
I am a good candidate for this loan because I pay my dues on time and have never defaulted on any of them at all.

Monthly net income: $4500.00
Monthly expenses: $1500.00
Housing: $500.00
Insurance: $135.00
Car expenses: $150.00
Utilities: $80.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses: $150.00
Credit cards and other loans: $200.
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.003/17/2011 5:05:50 PM
ultimate-peace$500.003/17/2011 5:06:07 PM
patriot897$25.003/17/2011 5:08:58 PM
reflective-rupee$400.333/17/2011 5:15:07 PM
Wangchuk$25.013/17/2011 5:16:39 PM
SolarMoonshine$100.003/17/2011 6:12:10 PM
larryboy10$25.003/17/2011 7:58:17 PM
marwadi-62$300.003/17/2011 8:11:04 PM
thankful-nickel2$50.003/17/2011 8:12:02 PM
simplelender80$100.003/17/2011 5:02:58 PM
favorite-commerce$50.003/17/2011 8:44:50 PM
suave-dime6$25.003/17/2011 5:08:16 PM
leodaguy$25.003/17/2011 5:09:44 PM
ac787$248.003/17/2011 5:16:22 PM
squarebob$50.003/17/2011 5:27:59 PM
fabulous-community4$25.003/18/2011 2:35:06 AM
mammalian4$25.003/17/2011 8:27:22 PM
investment-artist$25.003/17/2011 5:04:50 PM
Artist_Blue$25.003/18/2011 1:33:32 AM
jhouman$25.003/17/2011 5:06:41 PM
lloyd_s$25.003/18/2011 2:10:21 AM
MoneyForNothing$25.003/17/2011 5:09:59 PM
Jack55304$125.003/17/2011 5:10:01 PM
Kash2010lu$25.003/17/2011 5:17:08 PM
larryboy10$50.003/17/2011 7:42:42 PM
credit-guard5$25.003/17/2011 7:45:29 PM
dpries123$25.003/17/2011 8:06:09 PM
vishal29$50.003/17/2011 9:54:33 PM
best-generosity-financier$25.003/18/2011 12:39:59 AM
flwah$25.003/18/2011 2:10:49 AM
Moe87$36.343/18/2011 3:24:01 AM
CA-Lender$100.003/17/2011 5:09:12 PM
CASSHMAN$75.003/17/2011 7:02:19 PM
bobd32$25.003/17/2011 8:23:26 PM
ingenious-deal6$25.003/17/2011 5:05:13 PM
DasMula$94.003/17/2011 8:53:11 PM
lender12345$25.003/17/2011 8:54:34 PM
mrxtravis$25.003/17/2011 5:11:23 PM
liberty-magnate$25.003/17/2011 10:55:04 PM
EL_Papin$100.003/17/2011 5:40:45 PM
Reddy_Capital$25.003/18/2011 12:11:54 AM
trumpeter5$25.003/17/2011 6:34:12 PM
OldManP$25.003/17/2011 5:04:44 PM
zotzot$50.443/17/2011 5:04:58 PM
DHolly$50.003/17/2011 5:05:27 PM
worldly-money4$100.003/17/2011 5:07:53 PM
icanhasloanz$100.003/18/2011 3:37:18 AM
integrity-doctor$200.003/17/2011 8:48:21 PM
credit-missile$64.033/17/2011 10:13:37 PM
UCLA4life$28.723/18/2011 1:37:53 AM
bughead$25.003/18/2011 3:21:54 AM
Nerdster1$40.053/18/2011 3:56:23 AM
payout-bridge$1,000.003/18/2011 4:04:59 AM
53 Investments
 
Borrower Payment Dependent Notes Series 489482
This series of Notes was issued and sold upon the funding of the borrower loan #47904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1988 Debt/Income ratio: 18%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,102Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: dbashaggy Borrower's state: Indiana Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
620-639 (Aug-2007)
 
Principal balance: $917.06 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Buy items for a starting business.
Purpose of loan:
This loan will be used to buy a few peripherals for my computer. I am doing business on eBay, and I have been getting into affiliations. I have ten years+ experience on the internet, went through one online business attempt that failed but provided a good learning experience that I am building on.

My financial situation:
I am a good candidate for this loan because my finances are in good shape and my mortgage is done 12/2011. My other expenses have been cut to the minimum. I also am employed by a medical products company that is thriving, and I have little chance of losing my position. Further, I have a small but building income now about $500 + per month.

Monthly net income: $ 3780

Monthly expenses: $ 2650
Housing: $ 600
Insurance: $ 250
Car expenses: $ 200
Utilities: $200
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household $ 150
Other credit: $ 750
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.003/18/2011 9:02:23 AM
Kash2010lu$25.003/18/2011 9:04:40 AM
reflective-rupee$293.003/18/2011 9:39:11 AM
Eric_Gagne$100.003/18/2011 9:02:56 AM
ac787$32.003/18/2011 9:04:22 AM
CA-Lender$50.003/18/2011 9:08:38 AM
golffish2$200.003/18/2011 9:14:28 AM
KMB78$25.003/18/2011 9:32:06 AM
NekHoldings$25.003/18/2011 9:15:36 AM
loanman2007$75.003/18/2011 9:27:30 AM
greencat$50.003/18/2011 9:05:56 AM
worldly-money4$100.003/18/2011 9:07:08 AM
worldly-money4$1,000.003/18/2011 9:12:11 AM
13 Investments
 
Borrower Payment Dependent Notes Series 490990
This series of Notes was issued and sold upon the funding of the borrower loan #47886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1998 Debt/Income ratio: 5%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 2Length of status:0y 8m
Amount delinquent: $19,773 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $169Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: therocgroup Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 78% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 7 ( 22% )  
700-719 (Jan-2011)
620-639 (Jun-2008)
660-679 (May-2008)
 
Principal balance: $689.35 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Business Expansion Loan
Purpose of loan: To expand a online wireless business I started May 27, 2011. I have already grown to 7300 customers, and 6059 independent representatives. We have had gross revenues of $123,000 since May. National advertising is the NEXT step to expanding my customer base.

This loan will be use for primarily for advertising



Monthly net income: $4100
Monthly expenses: $447
Housing: $ ZERO Wife pays
Insurance: $127
Car expenses: $340 (gas to work)
Utilities: $122
Phone, cable, internet: $244
Food, entertainment: $350
Clothing, household expenses: $227
Credit cards and other loans: $103
Other expenses: $none

My wife and I work the same job, and we earn exactly the same income!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
thelovebug$100.003/10/2011 5:04:30 PM
CA-Lender$100.003/10/2011 5:05:19 PM
competent-p2p$35.003/10/2011 7:15:44 PM
ingenious-deal6$25.003/10/2011 5:05:44 PM
Soulphoniks-Holdings$49.713/11/2011 10:06:36 AM
kind-genuine-dough$25.003/11/2011 5:26:12 PM
rcm87$32.403/14/2011 10:09:39 AM
Interstate_Rate$100.003/14/2011 10:57:27 AM
orange-rapid-benjamins$25.003/13/2011 6:57:53 PM
worldly-money4$150.003/14/2011 2:34:06 PM
papaloha$50.003/14/2011 8:09:23 PM
trumpeter5$25.003/15/2011 4:05:17 PM
secureincome$1,000.003/15/2011 5:52:59 PM
BigBroJake$25.003/15/2011 2:01:02 PM
leodaguy$25.003/15/2011 9:24:13 PM
razor783$50.003/15/2011 2:57:43 PM
bullwink27$25.003/16/2011 6:46:30 AM
interstellar$28.613/16/2011 1:38:08 AM
vutah$25.003/15/2011 6:00:48 PM
bold-direct-asset$26.193/16/2011 2:14:31 AM
HHP$100.003/16/2011 9:34:37 AM
Leshan$138.553/16/2011 7:25:46 AM
Jack55304$125.003/16/2011 8:47:02 AM
Bob450$30.003/16/2011 9:25:18 AM
UCLA4life$46.073/11/2011 1:19:08 AM
simplelender80$200.003/10/2011 5:01:05 PM
five-star-note$25.003/10/2011 5:03:19 PM
a-finance-nirvana$25.003/11/2011 1:50:44 AM
blue-useful-auction$25.003/11/2011 7:44:39 AM
jhouman$25.003/10/2011 5:01:20 PM
marwadi-62$200.003/10/2011 8:10:43 PM
realtormoises$25.003/11/2011 4:53:25 AM
patriot897$25.003/11/2011 5:26:16 PM
suave-dime6$25.003/13/2011 3:42:42 PM
Tylerh$100.003/14/2011 7:53:47 AM
loyalist1$100.003/14/2011 4:57:26 PM
eagle1271$25.003/14/2011 1:45:57 PM
integrity-doctor$100.003/14/2011 6:10:11 PM
Wellman$50.003/15/2011 4:02:44 AM
reward-adventure$50.003/15/2011 4:57:51 AM
buukyak$25.003/15/2011 4:11:33 PM
Philman$25.003/15/2011 4:36:52 PM
worthy-bid8$25.003/15/2011 5:06:56 PM
m0rlock$500.003/15/2011 7:11:38 PM
Silver-Penny001$25.003/15/2011 2:46:56 PM
gentle-coin$25.003/15/2011 8:06:06 PM
big-lendin$25.003/15/2011 8:45:58 PM
generosity-pizza$25.003/16/2011 9:18:39 AM
Oak-Parker$25.003/16/2011 9:03:32 AM
49 Investments
 
Borrower Payment Dependent Notes Series 491150
This series of Notes was issued and sold upon the funding of the borrower loan #47879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $133.65
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1998 Debt/Income ratio: 36%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 28 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,161Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: WOLFY500 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 48 ( 100% ) 720-739 (Latest)
Principal borrowed: $16,100.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
760-779 (Sep-2008)
760-779 (Dec-2007)
 
Principal balance: $0.34 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Moving!!!
Purpose of loan:
This loan will be used to help finance my move and pay off a small bill

My financial situation:
I am a good candidate for this loan because I have a great track record on Prosper, never had a single late payment. And the Air Force has me on the hook for another three years!


Monthly net income: $4300
Monthly expenses: $3000
Housing: $1368
Insurance: $200
Car expenses: $550
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
grnii78$75.003/15/2011 9:01:04 AM
UCLA4life$50.003/15/2011 9:01:47 AM
Wangchuk$25.003/15/2011 9:12:54 AM
ac787$26.003/15/2011 9:35:39 AM
rate-hickory$25.003/15/2011 10:17:30 AM
mikeandcat$200.003/15/2011 10:21:56 AM
clemclan$25.003/15/2011 10:52:18 AM
MoneyForNothing$7.433/15/2011 10:56:38 AM
vine99$50.003/15/2011 9:03:03 AM
Skeptical-one$49.003/15/2011 9:04:03 AM
squarebob$25.003/15/2011 9:07:24 AM
shawnw2$100.003/15/2011 9:08:24 AM
LittleMingo$62.113/15/2011 9:39:24 AM
reflective-rupee$700.333/15/2011 10:17:15 AM
one-midas$25.003/15/2011 10:48:43 AM
jhouman$25.003/15/2011 9:02:35 AM
golffish2$50.003/15/2011 9:05:32 AM
suave-dime6$25.003/15/2011 9:07:00 AM
worldly-money4$150.003/15/2011 9:07:44 AM
Feyenoord$25.003/15/2011 9:09:19 AM
DasMula$100.003/15/2011 9:23:06 AM
Nerdster1$25.053/15/2011 9:39:59 AM
first-serene-credit$25.003/15/2011 10:52:39 AM
Stek7$25.003/15/2011 9:01:13 AM
OldManP$25.003/15/2011 9:02:49 AM
brainy-repayment5$55.003/15/2011 9:08:49 AM
back-scratchers$25.003/15/2011 9:44:01 AM
lendstats_com$500.003/15/2011 10:02:05 AM
simplelender80$200.003/15/2011 9:01:18 AM
cashhelp$50.003/15/2011 9:02:16 AM
MoneyForNothing$50.073/15/2011 9:02:32 AM
CA-Lender$100.003/15/2011 9:05:26 AM
CoolPlexer$25.003/15/2011 9:08:29 AM
reward-adventure$50.003/15/2011 9:09:38 AM
zotzot$200.003/15/2011 9:10:22 AM
Whipster$50.003/15/2011 9:12:20 AM
RecoveryLender$50.003/15/2011 10:18:05 AM
mammalian4$25.003/15/2011 10:21:36 AM
ingenious-deal6$25.003/15/2011 9:02:46 AM
investment-artist$25.013/15/2011 9:03:16 AM
squarebob$25.003/15/2011 9:06:29 AM
Kash2010lu$25.003/15/2011 9:19:06 AM
enthralling-investment$75.003/15/2011 10:10:44 AM
dpries123$25.003/15/2011 10:27:26 AM
44 Investments
 
Borrower Payment Dependent Notes Series 492406
This series of Notes was issued and sold upon the funding of the borrower loan #47850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $83.80
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1999 Debt/Income ratio: 14%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 10 / 8Length of status:27y 7m
Amount delinquent: $219 Total credit lines: 58 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $1,728Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: ArmyVet53-needhelp Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 79 ( 95% ) 640-659 (Latest)
Principal borrowed: $7,032.00< 31 days late: 4 ( 5% )  
600-619 (Dec-2009)
600-619 (Oct-2009)
600-619 (Aug-2009)
620-639 (Apr-2009)
 
Principal balance: $725.09 31+ days late: 0 ( 0% )
Total payments billed: 83  
Description
Home Improvement Loan
Purpose of loan:
This loan will be used for plumbing work and purchasing garage doors.

My financial situation:
I am a good candidate for this loan because, I have paid out two other loan.


Monthly net income: $2600.00
Monthly expenses: $1824.00
Housing: $716.37
Insurance: $173.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $60.00
Food, entertainment: $200.00
Clothing, household expenses:$25.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:01:22 PM
ac787$100.003/13/2011 12:05:39 PM
MoneyForNothing$125.523/13/2011 12:05:56 PM
wild-orange$50.003/13/2011 4:55:08 PM
orange-rapid-benjamins$50.003/13/2011 6:59:57 PM
thankful-nickel2$25.003/13/2011 9:10:19 PM
ingenious-deal6$25.003/13/2011 12:02:03 PM
mikeandcat$50.003/14/2011 5:41:30 AM
niq4soccer$50.003/14/2011 7:06:21 AM
worldly-money4$100.003/13/2011 12:06:20 PM
vigilance-searcher$25.003/14/2011 8:30:07 AM
found_funds$100.003/13/2011 10:31:14 PM
loanman2007$25.003/14/2011 4:23:37 AM
EL_Papin$100.003/14/2011 6:38:44 AM
reflective-rupee$200.333/13/2011 1:38:27 PM
competent-p2p$50.003/13/2011 6:00:12 PM
Oak-Parker$25.003/13/2011 7:47:10 PM
SecondChanceLendingSERV$25.003/14/2011 8:10:41 AM
MoneyForNothing$24.153/14/2011 8:50:31 AM
mrxtravis$25.003/13/2011 12:06:28 PM
credit-coach118$25.003/13/2011 12:46:32 PM
Danjack_Capital$25.003/13/2011 3:30:02 PM
golffish2$50.003/14/2011 4:14:21 AM
Christophe$25.003/14/2011 7:33:36 AM
SolarMoonshine$25.003/13/2011 1:39:28 PM
vutah$25.003/13/2011 3:25:15 PM
red-favorable-basis$25.003/13/2011 3:56:23 PM
CA-Lender$100.003/13/2011 12:04:56 PM
ac787$50.003/13/2011 12:09:23 PM
mikeandcat$50.003/13/2011 12:29:05 PM
benjamins-rumbler$150.003/14/2011 6:56:00 AM
BigMac1953$25.003/14/2011 7:27:37 AM
suave-dime6$25.003/13/2011 3:43:28 PM
Weaverville$25.003/13/2011 5:49:38 PM
hookUup$25.003/14/2011 7:26:24 AM
blue-useful-auction$25.003/14/2011 8:34:43 AM
Spartan95$50.003/14/2011 8:49:36 AM
37 Investments
 
Borrower Payment Dependent Notes Series 493088
This series of Notes was issued and sold upon the funding of the borrower loan #47822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $375.90
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1984 Debt/Income ratio: 18%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $149,641Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: surgeon660 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan: To pay off higher interest credit card balances
This loan will be used to...

My financial situation: Stable
I am a good candidate for this loan because...I pay my bills on time and I have a solid income


Monthly net income: $ 4,000.00
Monthly expenses: $ 2,500.00
Housing: $ 0 own home no mortgage
Insurance: $ 55.00
Car expenses: $ 100.00
Utilities: $ 40.00
Phone, cable, internet: $ 215.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 1,000.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us the nature of your rather high revolving credit? Is it all credit cards? - zotzot
A: Yes, with interest rates ever increasing. Thank you. (Mar-08-2011)
Q: Hello! I am interested in funding your loan. Please list the debt(s) you want to consolidate with this loan, including outstanding balance, APR, and min monthly payment for each. Also, what is the high revolving debt balance from? - newest-funds-powerplant
A: Bank of A 8,000. APR 19.9. Monthly Min 276.00 Chase. 3,000. APR. 21.9 Monthly Min 179.00 Payment for sons college bills. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/1/2011 9:03:09 AM
BxRealtor$25.003/1/2011 9:03:23 AM
MadHun$100.003/1/2011 9:03:38 AM
420limo$25.003/1/2011 1:39:40 PM
magnetic-dedication3$25.003/1/2011 2:23:12 PM
katnmouse$30.003/2/2011 6:26:33 AM
zotzot$100.003/2/2011 7:05:05 AM
kulender$100.003/4/2011 2:31:23 PM
Bank42$100.003/5/2011 12:17:34 PM
enthralling-deal180$50.003/5/2011 7:22:28 PM
friendly-market5$25.003/7/2011 3:59:07 PM
brainy-repayment5$50.003/7/2011 10:22:13 AM
Ripsaw4U$50.003/7/2011 12:26:44 PM
Fonthill$100.003/7/2011 4:52:01 PM
debtcollector$100.003/7/2011 6:41:13 PM
money-aggregator7$25.003/8/2011 3:41:27 AM
superb-funds335$25.003/7/2011 8:42:14 PM
Artist_Blue$25.003/8/2011 6:06:43 AM
genius520$100.003/8/2011 6:46:48 AM
crazycool$57.833/8/2011 12:38:25 PM
Havana21$25.003/9/2011 2:19:28 AM
meenan$50.003/8/2011 9:47:14 PM
PThor$25.003/9/2011 1:02:46 PM
gold-sushi$25.003/9/2011 3:11:56 PM
thoughtful-exchange8$100.003/9/2011 4:33:10 PM
top-basis-majesty$50.003/10/2011 9:33:01 AM
Flanders122$25.003/10/2011 7:43:05 AM
be_wise$25.003/10/2011 5:07:05 AM
saahilld$25.003/10/2011 1:11:32 PM
neighborly-bid$50.003/10/2011 4:01:24 PM
matt_2006$25.003/10/2011 4:27:04 PM
CA-Lender$100.003/10/2011 5:42:13 PM
szetowski$25.003/11/2011 7:28:13 AM
gracej$25.003/11/2011 9:05:19 AM
efficient-treasure0$25.003/11/2011 7:00:52 AM
wildanne$200.003/10/2011 7:50:58 PM
Philosonie$25.003/11/2011 12:46:37 PM
kind-genuine-dough$50.003/11/2011 9:33:55 AM
rcm87$100.003/12/2011 6:36:16 AM
palace2$200.003/11/2011 4:41:04 PM
ConcreteOne$25.003/12/2011 9:17:14 AM
LR_Biker$50.003/12/2011 10:33:49 AM
Walkingcowboy$50.003/12/2011 11:31:30 AM
silver-breeze3$25.003/12/2011 7:15:44 AM
a-finance-nirvana$25.003/12/2011 4:06:25 AM
katnmouse$25.003/13/2011 4:46:56 PM
Pasagam$50.003/13/2011 6:36:11 AM
jirahola$55.143/12/2011 12:46:13 PM
jujitsulover$25.003/13/2011 11:55:23 PM
octoberfresh$25.003/14/2011 7:51:34 AM
greenback-ally$50.003/13/2011 3:42:07 PM
MWMoney$25.003/13/2011 11:14:39 AM
credit-kahuna$50.003/14/2011 9:49:44 AM
alpinaut$25.003/14/2011 9:49:58 AM
bobby5832708$50.003/14/2011 9:53:09 AM
CashMoneyGNOME$25.003/14/2011 10:07:36 AM
Kmac_Lending$25.003/14/2011 10:16:30 AM
billybragg$25.003/14/2011 7:54:23 AM
dpdn57$25.003/14/2011 7:54:35 AM
nickel-position$25.003/13/2011 5:13:42 PM
commerce-renewal$100.003/14/2011 11:24:09 AM
genelinist$25.003/14/2011 11:57:35 AM
DscGlfn$25.003/14/2011 12:18:24 PM
gemoscar$50.003/14/2011 5:41:03 AM
enigmallc$25.003/14/2011 9:50:17 AM
bountiful-durability$100.003/14/2011 9:50:29 AM
revenue-appraiser$25.003/14/2011 6:50:11 AM
velocity-solo$25.003/14/2011 1:27:28 PM
spa5$27.593/14/2011 2:38:55 PM
the-dollar-topper$50.003/14/2011 11:51:23 AM
mgraycfs$100.003/14/2011 5:14:24 PM
restech$25.003/14/2011 5:14:37 PM
hopethisworks$50.003/14/2011 5:15:02 PM
buddy486$25.003/14/2011 5:15:16 PM
orange-courageous-dedication$50.003/14/2011 5:16:00 PM
astute-benjamins$25.003/14/2011 5:17:09 PM
Dragon4021$25.003/14/2011 5:17:25 PM
ethical-moola5$50.003/14/2011 5:20:31 PM
special-dime5$25.003/14/2011 5:21:59 PM
treasure-pipeline$50.003/14/2011 5:22:21 PM
Go-Giver$25.003/14/2011 5:22:36 PM
4est$25.003/14/2011 5:22:53 PM
Gladglide$35.003/14/2011 5:23:04 PM
neutrino6$25.003/14/2011 5:23:12 PM
loot-heart$25.003/14/2011 5:23:19 PM
Eagledrop$25.003/14/2011 9:49:52 AM
PitOfSuccess$25.003/14/2011 5:23:59 PM
generosity-magnifico5$25.003/14/2011 5:24:21 PM
momoney2lend$25.003/14/2011 5:24:58 PM
investment-comet$25.003/14/2011 11:31:21 AM
fcukciti$25.003/14/2011 5:14:15 PM
wonderful-revenue0$25.003/14/2011 5:16:05 PM
p2p-czar3$25.003/14/2011 5:16:13 PM
brightest-affluence-motivator$50.003/14/2011 5:18:17 PM
i3urtonair$25.003/14/2011 5:19:50 PM
PatRichi$25.003/14/2011 5:20:43 PM
SBT$50.003/14/2011 5:21:01 PM
harty$50.003/14/2011 5:21:40 PM
JanLal$25.003/14/2011 5:22:07 PM
Arikos$50.003/14/2011 5:22:51 PM
E_G$50.003/14/2011 5:23:08 PM
the-profit-oracle$25.003/14/2011 1:30:03 PM
honorable-yield$25.003/14/2011 5:14:09 PM
BigLinCT$25.003/14/2011 5:14:20 PM
useful-p2ploan$50.003/14/2011 5:14:26 PM
raisingophelia$25.003/14/2011 5:14:35 PM
celkram$50.003/14/2011 5:14:53 PM
metro457$25.003/14/2011 5:15:07 PM
calkidd05$25.003/14/2011 5:15:40 PM
dirkjan$50.003/14/2011 5:20:28 PM
the-silver-blaster$50.003/14/2011 5:21:27 PM
comet55$25.003/14/2011 5:21:48 PM
lenderrob$25.003/14/2011 5:22:03 PM
worker943$50.003/14/2011 5:22:18 PM
ultimate-payment$50.003/14/2011 5:22:29 PM
rebellender$25.003/14/2011 5:22:48 PM
GenerousGentleMan$75.003/14/2011 5:24:02 PM
benjamins-utopia$50.003/1/2011 9:03:01 AM
organized-payment6$50.003/1/2011 9:04:38 AM
Tradesmanlender$35.003/1/2011 9:06:07 AM
TikPmp1$25.003/1/2011 9:06:20 AM
HamachiMan$50.003/1/2011 11:31:01 AM
felicity-loyalist0$25.003/1/2011 6:56:33 PM
kind-resolute-dough$25.003/1/2011 5:11:36 PM
vutah$25.003/1/2011 7:34:42 PM
squarebob$100.003/2/2011 5:16:24 AM
radforj22$25.003/2/2011 7:01:34 AM
worthy-bid8$50.003/2/2011 8:00:37 AM
important-ore$150.003/4/2011 3:21:18 AM
integrity-doctor$100.003/4/2011 10:16:16 AM
jdrez$25.003/4/2011 6:42:43 PM
psalms6612$25.003/5/2011 5:28:09 PM
worldly-community3$50.003/6/2011 11:06:55 AM
Cai8899$40.003/6/2011 8:43:48 AM
Tylerh$100.003/7/2011 7:16:13 PM
power-companion7$100.003/8/2011 10:05:27 AM
lender987654321$100.003/8/2011 8:11:47 PM
integrity-saver$100.003/8/2011 12:40:07 PM
patriot897$25.003/8/2011 6:33:01 PM
trade-hyperdrive1$100.003/8/2011 7:33:03 PM
bigb7$25.003/9/2011 8:18:22 AM
nickel-ferret$100.003/9/2011 8:47:04 AM
payout-banker4$25.003/9/2011 6:02:20 PM
peace-maximizer8$25.003/10/2011 4:36:40 AM
vigilance-revolutionary$50.003/10/2011 9:22:17 AM
jazz619$25.003/9/2011 6:41:43 PM
indomitable-coin$25.003/9/2011 7:07:15 PM
bigphish$50.003/10/2011 9:06:28 AM
cash-champ0$25.003/10/2011 6:12:29 AM
wizbiz717$50.003/10/2011 5:27:07 PM
newest-funds-powerplant$50.003/10/2011 12:57:40 PM
social-friendship5$50.003/11/2011 9:31:23 AM
gold-blanket0$100.003/11/2011 6:46:08 AM
jonn834$25.003/10/2011 5:31:36 PM
moltopaolo$50.003/11/2011 7:26:43 AM
income-mechanic7$25.003/11/2011 9:39:18 AM
ClearLake$25.003/11/2011 6:06:38 AM
SecondChanceLendingSERV$25.003/11/2011 10:04:55 AM
adir1$100.003/11/2011 5:41:44 PM
ideal-platinum1$50.003/12/2011 12:31:18 AM
UT-Longhorn$25.003/12/2011 6:32:26 AM
jescowa$50.003/12/2011 5:48:22 AM
FWF-kinetic$100.003/11/2011 8:33:45 PM
bullwink27$25.003/12/2011 3:46:58 AM
treasure-widget$25.003/12/2011 10:26:26 AM
cscott2007$25.003/12/2011 5:26:35 AM
credit-scout7$50.003/12/2011 8:21:07 PM
GElender$50.003/12/2011 5:56:54 AM
chameleon125$25.003/13/2011 6:27:17 AM
cash-mountain4$25.003/13/2011 10:27:58 AM
proud-silver0$100.003/13/2011 1:01:11 PM
cingular$25.003/13/2011 7:56:10 PM
Chauncey_Gardener$100.003/12/2011 4:36:14 PM
Weaverville$25.003/13/2011 5:26:19 PM
riproaringrapids$25.003/13/2011 1:16:23 AM
apeloans$50.003/13/2011 8:11:28 PM
gravbox$25.003/14/2011 9:50:34 AM
rhodylend$25.003/13/2011 9:16:10 PM
Swabjockey$25.003/14/2011 9:53:14 AM
emosspot$25.003/14/2011 9:53:58 AM
triumph329$28.583/14/2011 5:44:05 AM
fairness-raker5$50.003/13/2011 2:34:09 PM
greenback-perfume$50.003/14/2011 9:53:12 AM
OaklandIuMien$25.003/14/2011 9:55:35 AM
deal-enrichment$50.003/14/2011 9:57:20 AM
well-mannered-marketplace5$25.003/14/2011 9:58:05 AM
mad-scientist418$50.003/14/2011 1:38:47 PM
JKEnterprises$25.003/14/2011 7:53:30 AM
ptjg$50.003/14/2011 7:54:22 AM
golden-platinum7$25.003/14/2011 10:13:22 AM
theloanfiller$25.003/14/2011 10:58:15 AM
ManhattanLender$25.003/14/2011 11:21:27 AM
NYCFinancier$25.003/14/2011 5:14:01 PM
Use_It_Wisely$50.003/14/2011 5:14:41 PM
thezfunk$25.003/14/2011 5:15:05 PM
drtexican$25.003/14/2011 5:15:26 PM
Preteur$25.003/14/2011 9:38:33 AM
loyalist1$200.003/14/2011 5:20:11 PM
lendacity$25.003/14/2011 5:20:22 PM
SummaCapital$50.003/14/2011 5:20:34 PM
grf1945$50.003/14/2011 5:21:14 PM
flexible-fund6$50.003/14/2011 5:22:15 PM
jigsaw$100.003/14/2011 5:22:41 PM
deal-gazer$50.003/14/2011 5:22:59 PM
irrelevant$50.003/14/2011 5:23:10 PM
djmgd790$37.573/14/2011 5:23:25 PM
Millmanator$50.003/14/2011 5:23:45 PM
breadbroker$25.003/14/2011 5:24:16 PM
debnac170$50.003/14/2011 9:55:10 AM
awwaww$50.003/14/2011 10:08:50 AM
ferrous$50.003/14/2011 10:37:28 AM
tranquil-revenue$50.003/14/2011 12:16:05 PM
brutusbone$50.003/14/2011 5:14:21 PM
iamricher$25.003/14/2011 5:14:50 PM
intuitive-hope9$25.003/14/2011 5:15:00 PM
five-star-euro3$50.003/14/2011 5:16:09 PM
stanbalwight4$25.003/14/2011 5:16:22 PM
codavee$100.003/14/2011 5:21:52 PM
moola-escalator$50.003/14/2011 5:22:45 PM
balance-computer9$50.003/14/2011 5:22:56 PM
TelegramSam$25.003/14/2011 5:22:58 PM
visionary-currency$50.003/14/2011 5:23:18 PM
Sibelius2$25.003/14/2011 5:24:46 PM
IIP77$25.003/14/2011 1:28:31 PM
publius2000$200.003/14/2011 2:58:24 PM
crw1950$29.053/14/2011 4:41:04 PM
j2ee$25.003/14/2011 4:42:11 PM
JDLN$25.003/14/2011 5:14:12 PM
momentous-responsibility2$25.003/14/2011 5:14:32 PM
Relevance$25.003/14/2011 5:14:39 PM
ilinds$50.003/14/2011 5:20:25 PM
nunnie$25.003/14/2011 5:21:06 PM
bluesheep$50.003/14/2011 5:21:10 PM
pound-ace$50.003/14/2011 5:21:29 PM
greenback-professor5$50.003/14/2011 5:21:32 PM
michaelray703$50.003/14/2011 5:21:55 PM
authoritative-capital$25.003/14/2011 5:22:27 PM
innocent-deal$50.003/14/2011 5:22:33 PM
agile-loan0$25.003/14/2011 5:22:55 PM
ranstlin$25.003/14/2011 5:24:10 PM
240 Investments
 
Borrower Payment Dependent Notes Series 493604
This series of Notes was issued and sold upon the funding of the borrower loan #47809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $444.25
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1986 Debt/Income ratio: 14%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:22y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,884Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: decisive-velocity Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Red Man
Purpose of loan: Debt Consolidation
This loan will be used to...Payoff off high interest credit cards

My financial situation: Good
I am a good candidate for this loan because...Good credit score. Had to run up a few credit cards to cover lawyer fees in a divorce.


Monthly net income: $5894
Monthly expenses: $3880
Housing: $900
Insurance: $200
Car expenses: $175
Utilities: $325
Phone, cable, internet: $130
Food, entertainment: $600
Clothing, household expenses: $ 400
Credit cards and other loans: $ 700
Other expenses: $ 450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Answers to Questions: 1) First Mortgage - $50,877 Second Mortgage/Heloc - $30,518 2) The home was recently appraised by a certified apprasal company for $145,000. (Mar-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/22/2011 5:06:02 PM
Preteur$25.002/22/2011 5:09:29 PM
CA-Lender$25.002/22/2011 5:10:47 PM
reflective-rupee$75.772/22/2011 5:11:43 PM
benjamins-utopia$100.002/22/2011 5:00:57 PM
organized-payment6$50.002/22/2011 5:07:48 PM
Tradesmanlender$35.002/22/2011 5:08:25 PM
simplelender80$100.002/22/2011 5:05:52 PM
HamachiMan$50.002/22/2011 5:08:06 PM
MadHun$100.002/22/2011 5:09:02 PM
TikPmp1$25.002/22/2011 5:10:18 PM
penny-plato$25.002/22/2011 6:08:01 PM
mgking007$25.002/22/2011 9:54:25 PM
vutah$25.002/23/2011 4:51:38 PM
chrisb1414$25.002/23/2011 4:50:32 PM
platinum-scientist9$25.002/23/2011 5:04:46 PM
enthralling-deal180$75.002/23/2011 5:58:45 PM
triumph329$80.432/24/2011 5:37:01 AM
the-silver-blaster$50.002/24/2011 3:28:02 PM
upbeat-investment9$50.002/26/2011 11:29:52 AM
radforj22$25.002/26/2011 1:51:23 AM
M34ME$50.002/26/2011 12:39:06 PM
thankful-nickel2$25.002/26/2011 2:43:04 PM
credit-coach118$30.732/27/2011 9:10:48 AM
vinyl117$36.002/28/2011 7:00:54 AM
green-moola-platoon$50.002/28/2011 9:33:53 AM
p2p-renaissance7$100.002/28/2011 9:40:36 AM
kind-resolute-dough$25.002/28/2011 9:42:46 AM
reflective-gain$25.002/28/2011 9:34:42 AM
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GElender$50.003/3/2011 6:17:59 AM
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dirkjan$50.003/7/2011 5:18:02 PM
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TheoProf$25.003/7/2011 5:18:45 PM
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311 Investments
 
Borrower Payment Dependent Notes Series 493702
This series of Notes was issued and sold upon the funding of the borrower loan #47870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-02-2011 
Term: 60 months Listing End date:  Mar-15-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1988 Debt/Income ratio: 5%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,549Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: worldly-commerce2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off a high interest credit card balance.

My financial situation:
I am a good candidate for this loan because I am an executive for a stable, $250M privately held enterprise software company that is going public this year.? I pay my bills on time and am on track to gross over $300K in 2011. This loan is part of a 3 year plan to eliminate all debt besides mortgage, while reducing cost of existing debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please provide a detailed monthly budget of personal income and expenses. Also, for each debt to be consolidated, please list the outstanding balance, APR, and min monthly payment. Thank you! - newest-funds-powerplant
A: Salary $16K per month gross: Quarterly bonus: $30K gross (average) Mortgage: $4100 Visa: $300/ Balance: $12,000/ 27% APR (this is the first card I am paying off. I will shred the card, but leave the account open as it is my oldest line of credit and good for my rating.) Bank of America AMEX: $300/ Balance $23,000 ~18% APR (second payoff priority.) 2 cars paid for Marriott timeshare $800 month ~$2,500 Other expenses (utilities, groceries, life & LTD insurance, auto insurance, etc) (Mar-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/2/2011 9:02:18 AM
Tradesmanlender$50.003/2/2011 9:03:20 AM
benjamins-utopia$50.003/2/2011 9:01:55 AM
simplelender80$100.003/2/2011 9:02:04 AM
squarebob$100.003/2/2011 9:25:59 AM
MadHun$200.003/2/2011 9:02:46 AM
num1irish$100.003/2/2011 2:35:18 PM
AFairDeal$75.003/3/2011 6:00:33 PM
integrity-doctor$100.003/4/2011 10:31:13 AM
competent-p2p$101.003/4/2011 11:52:48 AM
radforj22$25.003/4/2011 12:45:34 PM
kulender$100.003/4/2011 2:31:43 PM
pumped130$25.003/5/2011 1:18:00 PM
Ripsaw4U$50.003/7/2011 12:26:48 PM
availableloan$25.003/6/2011 8:35:59 PM
haryassman$25.003/7/2011 2:42:27 PM
enthralling-deal180$50.003/7/2011 4:24:50 PM
superb-funds335$25.003/7/2011 8:42:23 PM
Tylerh$100.003/7/2011 7:16:24 PM
caring-hope2$50.003/8/2011 7:30:15 AM
genius520$100.003/8/2011 6:46:58 AM
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patriot897$25.003/8/2011 6:33:12 PM
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enterprising-cash0$25.003/9/2011 8:32:06 PM
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top-basis-majesty$50.003/10/2011 9:33:21 AM
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Artist_Blue$25.003/11/2011 8:11:49 AM
Philosonie$25.003/11/2011 12:46:41 PM
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moltopaolo$50.003/11/2011 7:27:01 AM
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jescowa$50.003/12/2011 5:48:30 AM
GElender$37.903/12/2011 5:56:59 AM
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twerns$40.003/13/2011 2:58:02 PM
LR_Biker$50.003/12/2011 10:33:55 AM
Alwayssail$25.003/13/2011 7:14:27 PM
katnmouse$30.003/13/2011 5:30:54 PM
Weaverville$50.003/13/2011 5:46:22 PM
crmoir$26.023/13/2011 8:13:36 PM
LoanerPrincipal$25.003/13/2011 8:36:21 PM
credit-scout7$50.003/14/2011 9:57:52 AM
apeloans$50.003/14/2011 9:58:28 AM
cingular$25.003/13/2011 7:56:21 PM
flyfisherman99$30.003/14/2011 2:43:27 PM
soular21804$25.003/14/2011 5:03:20 PM
Fonthill$100.003/14/2011 9:50:42 AM
bigphish$50.003/14/2011 5:26:24 PM
jujitsulover$26.263/14/2011 11:02:31 AM
investment-comet$25.003/14/2011 5:57:06 PM
TruckerGuy$25.003/14/2011 8:11:05 PM
Woodworker57$25.003/15/2011 3:21:00 AM
jsw7us$50.003/15/2011 4:21:38 AM
alpinaut$25.003/15/2011 4:31:06 AM
ms48105$25.003/15/2011 1:23:01 AM
flexible-money1$50.003/15/2011 9:29:05 AM
Rick21$50.003/14/2011 7:31:22 PM
TheCount$25.003/15/2011 7:45:53 AM
luckyldy$50.003/15/2011 8:56:09 AM
ptjg$50.003/15/2011 1:34:56 AM
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jackbauer$30.003/15/2011 9:16:43 AM
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samijake$50.003/15/2011 1:52:06 PM
mirageseeker$100.003/15/2011 1:52:41 PM
marshallmanhattan$25.003/15/2011 10:48:22 AM
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RatRaceChamp$50.003/15/2011 8:46:05 AM
fallentimbers$25.003/15/2011 3:56:27 PM
BigBroJake$25.003/15/2011 1:58:57 PM
ijspence$25.003/15/2011 2:06:33 PM
MasterKey$25.003/15/2011 2:12:01 PM
thrifty-capital$25.003/15/2011 2:18:07 PM
worthy-loot8$25.003/15/2011 2:46:05 PM
compassion-ladder9$25.003/15/2011 9:40:54 AM
dinero-festivity2$29.683/15/2011 5:17:58 PM
techs$25.003/15/2011 5:18:08 PM
ingenious-interest1$100.003/15/2011 3:37:54 PM
oreyedoc$50.003/15/2011 10:07:35 AM
soular21804$25.003/15/2011 10:13:49 AM
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CSinvestments$25.003/15/2011 5:42:54 PM
nilonc1$25.383/15/2011 4:19:08 PM
kristof2007$100.003/15/2011 5:52:40 PM
diligent-kindness9$25.003/15/2011 5:53:09 PM
gjm6d$25.003/15/2011 5:54:56 PM
trapper569$50.003/15/2011 6:26:07 PM
bobby5832708$50.003/15/2011 6:26:24 PM
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CLMnCWC$25.003/15/2011 1:33:51 PM
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aquarexbi$100.003/15/2011 6:12:37 PM
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vutah$50.003/15/2011 7:19:41 PM
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6moonbeams$50.003/15/2011 3:56:07 PM
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GL464$62.403/15/2011 5:30:37 PM
smbau06$50.003/15/2011 5:58:35 PM
Rivermaverick$25.003/15/2011 6:09:38 PM
AY_RY$39.303/15/2011 6:29:45 PM
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JJ9876$25.003/2/2011 9:04:52 AM
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BAJMP$25.003/2/2011 5:40:52 PM
whipone$25.003/3/2011 11:25:05 AM
entertaining-greenback2$35.003/3/2011 4:22:48 PM
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power-companion7$100.003/8/2011 10:02:13 AM
trade-hyperdrive1$100.003/8/2011 7:31:38 PM
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integrity-saver$100.003/8/2011 12:40:17 PM
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meenan$50.003/8/2011 9:47:24 PM
PThor$25.003/9/2011 1:02:57 PM
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peace-maximizer8$25.003/10/2011 4:36:46 AM
Havana21$25.003/10/2011 1:33:04 AM
jazz619$25.003/9/2011 6:41:52 PM
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indomitable-coin$97.293/12/2011 5:11:33 AM
Walkingcowboy$50.003/12/2011 11:31:39 AM
UT-Longhorn$25.003/12/2011 6:32:38 AM
cscott2007$50.003/12/2011 2:51:47 PM
nickel-position$25.003/13/2011 3:48:03 PM
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Pasagam$50.003/13/2011 6:36:15 AM
gemoscar$50.003/14/2011 5:41:07 AM
ClearLake$25.003/14/2011 7:42:57 AM
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CEK360$135.003/14/2011 1:32:17 PM
the-dollar-topper$50.003/14/2011 11:51:29 AM
CA-Lender$25.003/14/2011 6:02:44 PM
anton$1,000.003/14/2011 8:36:42 PM
orgy63$50.003/14/2011 5:39:29 PM
wwwUniversal$25.003/15/2011 1:55:39 AM
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B-rad_the_Coug$25.003/14/2011 7:56:30 PM
the-silver-blaster$50.003/14/2011 5:20:19 PM
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MDJAX67$75.003/15/2011 4:46:10 PM
doopers$25.003/15/2011 5:03:42 PM
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friendinmoney$25.003/15/2011 3:42:44 PM
HpyHpyJoyJoy$50.003/15/2011 4:11:15 PM
mansim$30.003/15/2011 6:05:57 PM
Tammy102800$25.003/15/2011 11:51:08 AM
Troutfinder$29.003/15/2011 11:59:07 AM
deal-enrichment063$100.003/15/2011 12:46:28 PM
blue-relay$25.003/15/2011 6:38:31 PM
cladius67$50.003/15/2011 6:59:22 PM
eloquent-dough5$25.003/15/2011 7:02:19 PM
rate-mogul$50.003/15/2011 7:03:20 PM
Gandalf0001$50.003/15/2011 5:08:48 PM
brightest-fascinating-principal$50.003/15/2011 7:34:31 PM
jdwillcox$100.003/15/2011 1:44:35 PM
interstellar$51.003/15/2011 2:04:01 PM
Attract$25.003/15/2011 2:56:42 PM
LuckyPerks$50.003/15/2011 3:31:57 PM
all_of_that_one$25.003/15/2011 3:50:22 PM
ihelpunow$50.003/15/2011 4:08:12 PM
dedicated-hope640$25.003/15/2011 5:28:30 PM
kmprospeo$50.003/15/2011 6:01:30 PM
HappyToLoan$25.003/15/2011 6:22:52 PM
kind-efficient-credit$25.003/15/2011 6:46:54 PM
income-awakening6$25.003/15/2011 7:04:23 PM
neutrino6$50.003/15/2011 7:21:10 PM
whitegold24k$1,000.003/15/2011 7:37:00 PM
237 Investments
 
Borrower Payment Dependent Notes Series 494874
This series of Notes was issued and sold upon the funding of the borrower loan #47784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,540.98 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $538.01
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1993 Debt/Income ratio: 15%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,296Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: priceless-loyalty6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to finance receivables

My financial situation:
I am a good candidate for this loan because I have a strong credit history, 9 years in business, verified income and have receivables as a secondary repayment source
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/20/2011 12:04:22 PM
nimble-money0$25.002/20/2011 12:05:00 PM
CashProvider$100.002/20/2011 12:05:48 PM
DukSerduk$25.002/20/2011 12:05:06 PM
benjamins-utopia$100.002/20/2011 12:06:23 PM
youqianderen$50.002/20/2011 12:06:18 PM
community-pipeline$25.002/20/2011 12:07:14 PM
CBO-Enterprise$50.002/20/2011 12:06:06 PM
BidDaddyBigBucks$25.002/20/2011 12:08:23 PM
orindalender$50.002/20/2011 12:08:09 PM
Tylerh$100.002/20/2011 12:07:29 PM
Koma67$25.002/20/2011 1:24:26 PM
tenacious-compassion9$25.002/21/2011 8:06:39 AM
Preteur$25.002/21/2011 4:09:29 PM
thankful-nickel2$25.002/21/2011 7:49:35 PM
nuclearmoose$25.002/21/2011 8:34:47 PM
GiftViftdotcom$25.002/21/2011 8:39:12 PM
engaging-worth$25.002/21/2011 10:50:42 PM
authoritative-capital$25.002/21/2011 10:29:59 PM
TikPmp1$25.002/22/2011 12:10:17 PM
evnagelist$50.002/22/2011 1:27:20 PM
don8ter$25.002/22/2011 5:04:29 PM
choss02$50.002/22/2011 5:50:47 PM
minista$25.002/23/2011 4:53:07 PM
treasure-pipeline$50.002/24/2011 10:16:41 AM
velocity-solo$25.002/25/2011 1:48:48 AM
radforj22$50.002/25/2011 8:04:50 AM
syounker$25.002/25/2011 9:34:37 AM
jimbo29blue$50.002/25/2011 9:31:16 PM
Goodlender42$25.002/26/2011 1:26:27 AM
cash-sensai2$50.002/26/2011 7:23:57 AM
antlr$50.002/27/2011 2:46:26 PM
ichibon$125.002/27/2011 6:11:08 PM
kind-resolute-dough$50.002/28/2011 9:31:21 AM
jm88162$50.002/28/2011 9:32:48 AM
bold-basis-supernova$50.002/28/2011 9:36:54 AM
windfall46$25.002/28/2011 10:11:52 AM
malicea$50.002/28/2011 3:56:42 PM
kulender$50.002/28/2011 4:54:22 PM
Scrabble$50.002/28/2011 6:56:08 PM
Rysterola82$25.003/1/2011 2:55:06 AM
MihirFromRedmond$25.003/1/2011 8:20:19 AM
life-is-great$50.003/1/2011 7:22:09 AM
Richmp412$25.003/1/2011 6:56:07 AM
saihu$50.163/1/2011 9:31:04 AM
dojo2$25.003/1/2011 11:09:37 AM
brainy-repayment5$50.003/1/2011 10:57:30 AM
inspired-investment8$100.003/1/2011 11:32:11 AM
payout-pal$25.003/1/2011 3:00:08 PM
skuba$50.003/1/2011 3:11:38 PM
astute-benjamins$25.003/1/2011 3:10:20 PM
dharma1$25.003/2/2011 1:02:48 AM
julijask$40.553/2/2011 1:34:37 AM
commerce-voyager$25.003/2/2011 2:02:26 AM
Binan$25.003/2/2011 1:36:11 AM
justice-dna$35.003/2/2011 1:45:27 AM
BankingFamily$25.003/2/2011 8:49:39 AM
hope-hickory$30.933/2/2011 1:11:24 PM
JaceSpade$25.003/3/2011 1:52:41 AM
octoberfresh$30.003/3/2011 1:54:41 AM
otalon$50.003/3/2011 1:55:23 AM
money-floret$50.003/2/2011 8:33:06 PM
interest-fertilizer3$50.003/3/2011 5:38:11 AM
rmachi$25.003/3/2011 1:24:53 AM
thezfunk$25.003/2/2011 10:18:42 PM
investor_101$28.283/3/2011 1:55:47 AM
value-pouch$50.003/3/2011 9:11:58 AM
subtle-revenue0$25.003/3/2011 5:19:22 AM
JB94501$35.003/3/2011 10:51:28 AM
NumberThree$25.003/3/2011 1:35:13 PM
BaxterEvil$25.003/3/2011 3:46:22 PM
totoro$25.003/3/2011 3:47:13 PM
seabass123$25.003/3/2011 3:47:53 PM
SeaLoans$25.003/3/2011 3:48:39 PM
Jassi$25.003/3/2011 3:48:56 PM
mar97$46.573/3/2011 3:49:50 PM
degster$25.003/3/2011 3:50:34 PM
damage$25.003/3/2011 3:51:00 PM
p123$25.003/3/2011 3:51:17 PM
rebellender$50.003/3/2011 3:51:23 PM
Thelonius10$25.003/3/2011 3:52:10 PM
ZeoInvestments$25.003/3/2011 3:52:16 PM
marketplace-ceasar$50.003/3/2011 11:38:37 AM
ti22ring$25.003/3/2011 3:53:06 PM
GAOGERAM_BANK$50.003/3/2011 10:10:32 AM
Zachilles$25.003/3/2011 4:05:36 PM
adhawan325$25.003/3/2011 3:47:29 PM
lifegrowth$25.003/3/2011 3:48:58 PM
Havana21$200.003/3/2011 5:15:35 PM
Steveoo1$49.143/3/2011 3:49:37 PM
Graces$50.003/3/2011 3:50:50 PM
exchange-pledge$100.003/3/2011 3:51:05 PM
the-upbeat-p2p$50.003/3/2011 3:51:13 PM
kindness-dessert$25.003/3/2011 3:51:19 PM
Fenix878$25.003/3/2011 3:51:25 PM
truth-image$50.003/3/2011 3:51:33 PM
hitsman$50.003/3/2011 3:51:38 PM
IIP77$25.003/3/2011 3:51:55 PM
mrfrog$50.003/3/2011 3:53:52 PM
soulwork$25.003/3/2011 6:05:06 PM
Emgolda$25.003/3/2011 3:54:53 PM
cash-merry-maker$25.003/3/2011 3:56:24 PM
bold-treasure-neutrino$30.003/3/2011 3:48:17 PM
Pickmar$25.003/3/2011 3:51:02 PM
1800porsche$25.003/3/2011 3:51:11 PM
kinetic-yield4$25.003/3/2011 3:52:12 PM
MAJESTIC5$34.103/3/2011 3:52:24 PM
chris-heretoinvest$25.003/3/2011 3:52:42 PM
Use_It_Wisely$50.003/3/2011 3:53:19 PM
sajitk$25.003/3/2011 3:54:38 PM
market-socrates4$30.413/3/2011 3:55:38 PM
nv$25.003/3/2011 3:55:44 PM
Blue_HorseShoe$25.003/3/2011 3:55:48 PM
Sixmil$100.003/4/2011 9:36:22 AM
codavee$100.003/4/2011 9:38:42 AM
commerce-renewal$100.003/3/2011 8:26:13 PM
adaptable-camaraderi$25.003/3/2011 8:34:58 PM
PaulW$25.003/4/2011 10:04:10 AM
kedia$100.003/4/2011 9:58:00 AM
T2Capital$25.003/4/2011 1:22:43 PM
backflip$25.003/4/2011 3:40:30 PM
causr08$25.003/4/2011 11:41:12 PM
gauss02$50.003/5/2011 2:33:45 AM
a-responsible-return$100.003/5/2011 3:27:50 AM
HenryK7$25.003/5/2011 2:27:36 AM
ArmyGuy$25.003/5/2011 2:33:50 AM
MoneySiles$25.003/5/2011 2:09:12 AM
dollars4debts$25.003/5/2011 11:23:48 AM
1fortheroad$25.003/5/2011 11:36:36 AM
morpholog$50.003/5/2011 2:27:51 AM
MissionMicroFinance$37.873/5/2011 11:57:31 AM
Woodworker57$25.003/5/2011 2:47:50 AM
Iowa65$25.033/5/2011 3:23:31 AM
whistledicksmith$50.003/5/2011 12:22:15 PM
nofreelunch$25.003/5/2011 12:22:21 PM
Investitall$25.003/5/2011 7:21:15 AM
Loans101$25.003/5/2011 2:11:37 PM
tj1683$25.003/5/2011 2:37:06 PM
discrete-asset$25.003/5/2011 3:48:25 PM
best-deal-banker$50.003/5/2011 5:31:02 PM
Supernick$50.003/5/2011 5:56:27 PM
shawndw$25.003/5/2011 2:04:05 PM
Veridic$25.003/5/2011 2:12:46 PM
GWV2$50.003/5/2011 3:06:14 PM
logical-reward8$25.003/5/2011 6:51:09 PM
tolstoy00$25.003/5/2011 1:28:08 PM
visionary-community$25.003/5/2011 4:24:41 PM
transparency-giant$50.003/5/2011 6:23:25 PM
Fonthill$100.003/6/2011 10:01:53 AM
responsibility-cherry6$50.003/5/2011 6:58:37 PM
L-vex$25.003/5/2011 8:03:24 PM
guybyny$25.003/6/2011 8:57:44 AM
JohnW12$50.003/6/2011 10:21:22 AM
anton$6,375.003/6/2011 11:08:54 AM
mark1017-31$26.683/6/2011 11:54:35 AM
kenji4861$25.002/20/2011 12:04:28 PM
jenkris$25.002/20/2011 12:06:10 PM
meux99$25.002/20/2011 12:06:14 PM
blot44$25.002/20/2011 12:05:52 PM
KWarrior$50.002/20/2011 12:06:26 PM
E_G$50.002/20/2011 5:23:43 PM
felicity-loyalist0$25.002/20/2011 6:26:22 PM
epic-interest0$25.002/21/2011 5:56:40 AM
best-ingenious-funds$25.002/21/2011 4:00:03 PM
top-epic-community$50.002/22/2011 12:22:14 PM
LendGuy$50.002/22/2011 12:55:01 PM
yoyoclock$35.002/23/2011 3:05:16 AM
indomitable-coin$50.002/23/2011 9:20:57 AM
wrighco$25.002/23/2011 4:06:25 PM
compoundinterest$50.002/23/2011 6:00:02 PM
bowdish1$35.512/24/2011 1:20:21 AM
selector568$50.002/24/2011 6:16:15 PM
efficient-treasure0$25.002/24/2011 9:36:11 PM
wwwUniversal$25.002/24/2011 10:26:23 PM
jamschmidt$50.002/24/2011 9:47:28 PM
credit-investor5$50.002/25/2011 1:11:21 PM
jimbo29blue$50.002/25/2011 9:31:03 PM
Phantom99$48.902/26/2011 1:39:14 AM
a-exponential-hope$25.002/26/2011 6:36:14 AM
jimbo29blue$50.002/25/2011 9:31:39 PM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:24 AM
reflective-gain$25.002/28/2011 9:47:30 AM
deal-gazer$50.002/28/2011 12:21:13 PM
worthy-bid8$50.002/28/2011 4:59:01 PM
dvandetta$50.002/28/2011 9:16:21 PM
cablenews$50.002/28/2011 7:36:33 PM
Cheburashka$30.003/1/2011 2:29:54 AM
DadWarbucks$32.023/1/2011 3:04:12 AM
rate-rapture8$50.003/1/2011 11:48:48 AM
Josilot$50.003/1/2011 12:56:10 PM
108lender$200.003/1/2011 4:00:48 PM
MTLoans$25.003/1/2011 9:41:06 PM
Headhunter14$25.003/2/2011 1:03:51 AM
whipone$25.003/1/2011 6:51:18 PM
payment-freshmaker$50.003/1/2011 8:02:41 PM
GodzillaLending$25.003/2/2011 2:00:40 AM
thedoctor$58.453/2/2011 1:03:28 AM
mattpet$25.003/2/2011 7:07:34 AM
Sigonio$25.003/2/2011 8:51:03 AM
Mantis75$25.003/2/2011 8:53:10 AM
acropiloterau2002$25.003/2/2011 8:51:12 AM
passbook$25.003/2/2011 9:31:38 AM
jazzlender$25.003/2/2011 1:14:30 PM
SourDoughSteve$25.003/3/2011 1:36:47 AM
bigballer105$29.683/3/2011 1:55:26 AM
afotherg$33.483/3/2011 1:55:30 AM
wormdc$25.003/3/2011 2:09:22 AM
be_wise$25.003/3/2011 8:50:07 AM
Searlzy$25.003/3/2011 10:00:08 AM
best-coin-miser$33.253/3/2011 3:46:34 PM
HunterSix$25.003/3/2011 3:49:38 PM
cjames84$25.003/3/2011 3:50:03 PM
currency-persimmon$25.003/3/2011 3:50:45 PM
rockstar78$50.003/3/2011 3:51:08 PM
systematic-dollar9$25.003/3/2011 3:51:21 PM
Brisket_Bob$25.003/3/2011 3:51:39 PM
mizount$25.003/3/2011 3:51:50 PM
aasx1108$25.003/3/2011 3:52:07 PM
shadowflame_99$25.003/3/2011 3:54:55 PM
latestone$25.003/3/2011 3:50:21 PM
jeffpac$50.003/3/2011 3:51:20 PM
azarael$25.003/3/2011 3:51:41 PM
smallcountry$50.003/3/2011 3:51:58 PM
mobius404$25.003/3/2011 3:52:08 PM
supersarah61$50.003/3/2011 3:46:20 PM
donloah$25.003/3/2011 3:54:13 PM
perlindc$39.223/3/2011 3:54:18 PM
paramjit$25.003/3/2011 3:54:59 PM
LenderByDay$25.003/3/2011 3:47:16 PM
productive-finance$25.003/3/2011 3:56:26 PM
zenchef$25.003/3/2011 3:50:27 PM
cebgop$25.003/3/2011 3:50:43 PM
proud-gold9$50.003/3/2011 3:50:46 PM
ogmanny$50.003/3/2011 3:50:49 PM
camaraderi-atmosphere$100.003/3/2011 3:51:39 PM
jonandmeg21$30.063/3/2011 3:52:23 PM
heavenly-interest9$31.193/3/2011 3:52:28 PM
Preferred-Lender$25.003/3/2011 3:53:22 PM
Aimvest$25.003/3/2011 3:54:44 PM
top-sensible-yield$25.003/3/2011 3:55:43 PM
bouvierchamp$41.593/4/2011 9:34:01 AM
RJN$25.003/4/2011 9:37:06 AM
revmax$50.003/4/2011 9:37:52 AM
Octavian315$35.003/4/2011 10:35:30 AM
Trevor_C$25.003/4/2011 1:03:00 PM
ManhattanLender$25.003/4/2011 1:29:30 PM
brightest-dynamic-peace$25.003/4/2011 1:45:23 PM
JanLal$50.003/4/2011 2:32:45 PM
flopcat$30.913/5/2011 2:21:59 AM
BiggestG$25.003/5/2011 2:23:16 AM
Marathoner$25.003/4/2011 5:33:34 PM
TestClees$25.003/4/2011 7:06:27 PM
RB_Double-A_Bravo$25.003/5/2011 3:32:01 AM
mistertao$25.003/4/2011 8:21:13 PM
theprince$200.003/4/2011 8:36:17 PM
Mark-O-Polo$29.643/5/2011 2:37:00 AM
tenchi2777$25.973/5/2011 3:26:25 AM
eyal0$25.573/5/2011 2:17:31 AM
jts$25.003/5/2011 2:18:16 AM
nicklds$50.003/5/2011 2:22:14 AM
Katburg$50.003/5/2011 3:12:58 AM
blukestrel$42.103/5/2011 3:13:07 AM
Crisscross$32.673/5/2011 3:22:52 AM
fireboss$50.003/5/2011 12:33:46 PM
mpactlender$25.003/5/2011 10:23:28 AM
ChristopherHS$25.003/5/2011 2:30:01 PM
TheReaderRabbit$25.003/5/2011 12:14:03 PM
xphile$25.003/5/2011 12:35:37 PM
Natronpee$25.003/5/2011 12:41:17 PM
Bank42$100.003/5/2011 12:42:11 PM
Tsimmeej$25.003/5/2011 11:58:10 AM
hayhelp$25.003/5/2011 12:47:18 PM
attractive-asset$31.273/5/2011 5:04:11 PM
RockCrown$25.003/5/2011 12:35:42 PM
justalender$25.003/5/2011 1:28:16 PM
inforapenny$50.003/5/2011 2:18:03 PM
johngaltline$25.003/5/2011 1:38:53 PM
meark99$100.003/5/2011 2:39:47 PM
outwish$25.003/5/2011 11:52:01 PM
dollar-oracle55$25.003/5/2011 3:20:44 PM
platinum-rapture6$50.003/6/2011 1:01:23 AM
neenerman$50.003/5/2011 3:24:58 PM
exact-gold2$25.003/5/2011 4:53:37 PM
fantastic-openness$100.003/5/2011 5:19:20 PM
valiant-liberty4$25.003/5/2011 6:36:32 PM
pleasant-basis$29.783/5/2011 5:27:25 PM
reueljw$25.003/6/2011 9:56:15 AM
DreDub$50.003/5/2011 10:16:58 PM
288 Investments
 
Borrower Payment Dependent Notes Series 495296
This series of Notes was issued and sold upon the funding of the borrower loan #47845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1996 Debt/Income ratio: 13%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,392Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: Krailor Borrower's state: Oregon Borrower's group: SA Goons
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I'm trying to consolidate several high interest credit card balances into a single loan with a lower rate.

My financial situation:
I am employed in a stable education technology company with a comfortable wage and have a long credit history of on time payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You are asking for $15K. Do you know why Prosper shows only ~$5k as your revolving balance on cards? - BankofBeth
A: To be honest I don't know how they came up with that figure. Here are my current balances: Credit Card 1: 10,152 Credit Card 2: 1,154 Credit Card 3: 4,256 (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/3/2011 5:02:27 PM
organized-payment6$50.003/3/2011 5:03:17 PM
MadHun$200.003/3/2011 5:03:12 PM
zotzot$100.003/3/2011 5:04:27 PM
squarebob$100.003/3/2011 5:54:27 PM
AFairDeal$75.003/3/2011 6:00:38 PM
competent-p2p$101.003/4/2011 12:14:14 PM
ichibon$150.883/4/2011 2:04:56 PM
astute-fairness0$100.003/4/2011 3:19:54 PM
felicity-loyalist0$25.003/4/2011 4:41:51 PM
Barky52$25.003/5/2011 6:37:49 AM
heerzaquestion$100.003/6/2011 9:13:59 AM
patriot897$25.003/8/2011 6:33:36 PM
lender987654321$100.003/8/2011 8:12:05 PM
nickel-ferret$100.003/9/2011 8:48:04 AM
jazz619$25.003/9/2011 6:42:10 PM
enterprising-cash0$25.003/9/2011 8:32:13 PM
enthralling-deal180$50.003/9/2011 3:14:42 PM
top-basis-majesty$50.003/10/2011 9:33:55 AM
top-epic-community$50.003/10/2011 10:42:25 AM
aiming_for_42$25.003/10/2011 7:42:41 PM
Havana21$25.003/11/2011 1:32:27 AM
jescowa$50.003/12/2011 5:48:51 AM
rcm87$100.003/12/2011 6:36:32 AM
Azonic21$25.003/12/2011 9:11:34 AM
Walkingcowboy$50.003/12/2011 11:32:02 AM
Octamer$50.003/11/2011 7:48:24 PM
Pasagam$50.003/13/2011 6:36:24 AM
cingular$25.003/13/2011 7:56:41 PM
whipone$25.003/14/2011 9:38:39 AM
jujitsulover$25.003/14/2011 12:12:08 AM
genius520$100.003/14/2011 12:44:53 PM
the-dollar-topper$50.003/14/2011 11:51:47 AM
Artist_Blue$25.003/14/2011 5:59:43 PM
CA-Lender$25.003/14/2011 6:03:04 PM
kind-resolute-dough$25.003/14/2011 4:48:01 PM
dcoggins$25.003/14/2011 6:57:18 PM
one-midas$36.003/15/2011 5:04:49 AM
skuba$25.003/15/2011 8:28:20 AM
RMB-Investments$100.003/15/2011 8:53:24 AM
Woodworker57$25.003/15/2011 3:21:12 AM
divedude$25.003/15/2011 3:22:05 AM
aasx1108$25.003/15/2011 5:16:55 AM
AaronL$25.003/15/2011 1:22:36 PM
penny-finder$40.003/15/2011 1:37:40 PM
flexible-money1$50.003/15/2011 9:29:24 AM
peace-maximizer8$25.003/15/2011 5:03:36 PM
eloquent-dough5$25.003/15/2011 7:02:32 PM
ORteacher$50.003/15/2011 8:07:28 PM
Redeast$25.003/15/2011 8:24:40 PM
mizon291$50.003/15/2011 9:06:16 PM
ijspence$25.003/15/2011 2:06:39 PM
platinum-exec1$100.003/15/2011 6:29:39 PM
mushroomhunter$75.003/15/2011 3:45:19 PM
secureincome$2,500.003/15/2011 5:20:51 PM
lakehavasu88$25.003/16/2011 3:16:56 AM
cladius67$25.003/15/2011 6:56:53 PM
IeatatWendys$50.003/15/2011 8:22:51 PM
HHP$100.003/16/2011 9:33:48 AM
AntiTrustBanker$50.003/16/2011 9:46:56 AM
crdcteng$50.003/16/2011 9:51:27 AM
worldly-community3$50.003/16/2011 9:03:54 AM
balance-force$28.003/16/2011 9:04:20 AM
Gibbyland$100.003/16/2011 10:11:27 AM
gold-sushi$25.003/16/2011 9:53:54 AM
fund-tom-tom6$50.003/16/2011 10:07:30 AM
mhotchan$100.003/16/2011 7:39:03 AM
potatoepicker$200.003/16/2011 8:55:57 AM
ac787$25.003/16/2011 4:30:45 PM
investment-comet$25.003/16/2011 12:03:42 PM
Brattt$25.003/16/2011 5:21:28 PM
drtrimmers$25.003/16/2011 5:22:11 PM
b2006$25.003/16/2011 5:22:41 PM
don8ter$25.003/16/2011 12:08:12 PM
DAWGS51$50.003/16/2011 5:24:10 PM
KryptonWare-com$25.003/16/2011 5:32:46 PM
balance6$25.003/16/2011 5:33:19 PM
harperpotok$100.003/16/2011 5:33:41 PM
mtquan$25.003/16/2011 5:34:06 PM
slojudy$50.003/16/2011 5:34:45 PM
point-shooter$50.003/16/2011 5:35:28 PM
alextiff01$25.003/16/2011 5:35:47 PM
orderly-leverage$100.003/16/2011 5:36:13 PM
Vreet$50.003/16/2011 5:45:25 PM
innocent-deal$50.003/16/2011 5:50:10 PM
moola-escalator$50.003/16/2011 5:50:31 PM
ashirey$50.003/16/2011 5:51:10 PM
flexible-fund6$50.003/16/2011 6:08:09 PM
Zoramite$25.003/16/2011 6:12:03 PM
cathexis$25.003/16/2011 6:27:36 PM
texasadam$100.003/16/2011 5:26:42 PM
authoritative-capital$25.003/16/2011 5:27:51 PM
causr08$25.003/16/2011 5:28:14 PM
streak269$25.003/16/2011 5:28:36 PM
jamschmidt$25.003/16/2011 5:32:15 PM
jeffld$50.003/16/2011 5:33:01 PM
loot-squirrel6$25.003/16/2011 5:34:23 PM
green-thoughtful-yield$100.003/16/2011 5:36:00 PM
the-enterprising-leverage$25.003/16/2011 5:39:34 PM
Supp0rter$30.103/16/2011 5:40:25 PM
revenue-officer36$100.003/16/2011 5:41:51 PM
Cheburashka$25.003/16/2011 5:43:39 PM
treasure-pipeline$50.003/16/2011 5:50:02 PM
powerful-finance7$25.003/16/2011 5:51:15 PM
HumRaahee$100.003/16/2011 6:05:13 PM
cash-spinner$25.003/16/2011 12:51:14 PM
RyanTH9893$25.003/16/2011 3:48:13 PM
swpski$37.513/16/2011 5:22:23 PM
supersarah61$50.003/16/2011 5:24:54 PM
payment-freshmaker$50.003/16/2011 5:28:40 PM
proud-silver0$50.003/16/2011 5:32:08 PM
jeffpac$50.003/16/2011 5:32:39 PM
majikthanos$50.003/16/2011 5:33:07 PM
mike279766$25.003/16/2011 5:33:28 PM
reasonable-capital4$25.003/16/2011 5:33:48 PM
wonderful-currency$50.003/16/2011 5:35:00 PM
the-money-gargantuan$25.003/16/2011 5:35:13 PM
1800porsche$25.003/16/2011 5:35:34 PM
psonicl$50.003/16/2011 5:36:28 PM
lendacity$25.003/16/2011 5:49:37 PM
rebellender$25.003/16/2011 5:50:47 PM
gethsemane4$25.003/16/2011 5:57:09 PM
BxRealtor$25.003/3/2011 5:02:32 PM
Tradesmanlender$35.003/3/2011 5:03:24 PM
JJ9876$25.003/3/2011 5:03:27 PM
benjamins-utopia$100.003/3/2011 5:02:56 PM
important-ore$150.003/4/2011 3:21:49 AM
TikPmp1$25.003/4/2011 11:43:12 AM
JGuide$101.253/4/2011 3:45:25 PM
thankful-nickel2$100.003/4/2011 5:42:55 PM
jdrez$25.003/4/2011 6:31:35 PM
a-responsible-return$100.003/5/2011 3:28:58 AM
Bank42$100.003/5/2011 12:35:44 PM
radforj22$25.003/5/2011 6:29:14 PM
caring-hope2$50.003/5/2011 3:03:16 PM
Cai8899$40.003/6/2011 8:44:20 AM
income-awakening6$100.003/6/2011 12:10:09 PM
Ripsaw4U$50.003/7/2011 12:27:04 PM
kulender$100.003/7/2011 3:46:21 PM
reflective-rupee$25.333/7/2011 7:03:45 AM
Tylerh$100.003/7/2011 7:16:53 PM
power-companion7$100.003/8/2011 10:02:49 AM
worthy-bid8$100.003/8/2011 4:12:56 PM
a-income-rocket$50.003/9/2011 8:33:18 AM
Tech-Entrepreneur$25.003/9/2011 12:22:19 PM
gain-mountain1$100.003/9/2011 9:42:54 AM
Pickmar$25.003/10/2011 6:42:05 AM
payout-banker4$25.003/9/2011 6:02:41 PM
indomitable-coin$25.003/9/2011 7:07:20 PM
ckbr$50.003/10/2011 10:49:01 AM
improvman$50.003/10/2011 9:45:35 AM
loanman2007$50.003/10/2011 11:57:57 AM
vigilance-revolutionary$50.003/10/2011 9:22:51 AM
kind-genuine-dough$50.003/11/2011 9:34:32 AM
wizbiz717$50.003/10/2011 5:27:37 PM
moltopaolo$50.003/11/2011 7:27:45 AM
szetowski$25.003/11/2011 7:28:40 AM
five-star-note$50.003/11/2011 3:58:58 PM
Huck007$250.003/11/2011 4:16:29 PM
efficient-treasure0$25.003/11/2011 7:01:27 AM
gpuck$50.003/11/2011 4:05:00 PM
GElender$50.003/12/2011 6:02:51 AM
lepolgr$50.003/12/2011 7:51:05 AM
BigGuyBank$27.773/12/2011 6:16:22 PM
riproaringrapids$25.003/13/2011 1:16:43 AM
888GoldIngots$25.003/13/2011 7:49:56 AM
Weaverville$50.003/13/2011 5:46:37 PM
meenan$50.003/14/2011 9:54:09 AM
KichigaiSensei$25.003/14/2011 8:17:21 AM
tacologic$25.003/14/2011 11:52:10 AM
unclemalcolm$100.003/14/2011 7:11:20 PM
Hanalei712$50.003/15/2011 9:37:53 AM
top-tranquil-justice$25.003/15/2011 6:57:02 AM
the-capital-multiplier$50.003/15/2011 10:06:42 AM
gizzywump$100.003/15/2011 1:42:04 PM
worthy-loot8$25.003/15/2011 2:46:14 PM
power-secret-agent$25.003/15/2011 3:45:41 PM
6moonbeams$50.003/15/2011 3:56:18 PM
diligent-kindness9$25.003/15/2011 5:38:18 PM
cscott2007$50.003/15/2011 4:58:09 PM
vutah$25.003/15/2011 7:20:46 PM
srspank24$50.003/15/2011 9:41:38 PM
AustinAmerica$25.003/15/2011 9:54:12 PM
all_of_that_one$25.003/15/2011 3:52:42 PM
jms1983$25.003/15/2011 8:21:23 PM
leodaguy$50.003/15/2011 9:21:18 PM
kenji4861$25.003/16/2011 2:24:37 AM
Yanwoo$25.003/16/2011 2:38:08 AM
active-diversification8$50.003/15/2011 9:59:55 PM
jcw3rd$25.003/16/2011 4:23:49 AM
BigLinCT$25.003/16/2011 7:11:44 AM
triumphant-bonus$25.003/16/2011 7:53:31 AM
Brklyn01$25.003/16/2011 8:15:03 AM
bobby5832708$50.003/15/2011 6:26:30 PM
integrity-saver$100.003/16/2011 9:04:01 AM
Frugal$25.003/16/2011 9:14:25 AM
hopeful-truth5$50.003/15/2011 8:52:48 PM
Preferred-Lender$25.003/16/2011 8:41:26 AM
new-dedication-travels$25.003/15/2011 9:33:19 PM
affert$55.003/16/2011 9:51:58 AM
interest88$50.003/16/2011 10:03:25 AM
gracej$25.003/16/2011 1:47:45 AM
Sibelius2$25.003/16/2011 9:33:36 AM
superb-funds335$25.003/16/2011 12:07:19 PM
return-phase9$25.003/16/2011 5:37:13 AM
wwwUniversal$25.003/16/2011 12:18:43 PM
first-serene-credit$25.003/16/2011 8:13:34 AM
heroic-payout9$30.003/16/2011 2:23:39 PM
HalfDayz$50.003/16/2011 11:01:10 AM
brightest-dynamic-peace$25.003/16/2011 5:23:45 PM
income-champion$50.003/16/2011 5:24:04 PM
tbati$25.003/16/2011 5:24:46 PM
astute-benjamins$25.003/16/2011 5:27:57 PM
unclejaef$25.003/16/2011 12:19:55 PM
the-worthy-income$25.003/16/2011 5:32:26 PM
LendGuy$25.003/16/2011 5:33:59 PM
Invest4kids$30.003/16/2011 5:34:14 PM
Fenix878$25.003/16/2011 5:35:06 PM
WalnutCreekguy$50.003/16/2011 5:35:41 PM
bid-czar8$100.003/16/2011 5:36:40 PM
Gr8Deal$50.003/16/2011 5:40:08 PM
totoro$25.003/16/2011 5:42:23 PM
jjb3$25.003/16/2011 5:42:54 PM
toronado$25.003/16/2011 2:01:36 PM
ultimate-payment$50.003/16/2011 5:50:06 PM
Go-Giver$25.003/16/2011 5:50:16 PM
gothampark$25.003/16/2011 9:32:52 AM
ManhattanLender$25.003/16/2011 6:10:26 PM
zeelender$25.003/16/2011 4:07:42 PM
simpy$50.003/16/2011 4:19:40 PM
gain-butterfly$59.033/16/2011 5:21:15 PM
DublinCaLender$35.003/16/2011 5:23:52 PM
autonomous-basis$25.003/16/2011 5:24:34 PM
loan-master996$50.003/16/2011 6:27:30 PM
GCCPartners$25.003/16/2011 5:30:59 PM
marketplace-cello5$50.003/16/2011 5:31:34 PM
commerce-yeller$30.003/16/2011 5:32:32 PM
thestartuplender$50.003/16/2011 5:34:32 PM
wise-spiritual-commitment$50.003/16/2011 5:35:21 PM
trade-boots1$50.003/16/2011 5:36:05 PM
inspiring-reward$150.003/16/2011 5:38:48 PM
sarisai$50.003/16/2011 5:39:18 PM
KeepOnRunning$50.003/16/2011 5:41:07 PM
discrete-asset$25.003/16/2011 5:45:32 PM
worker943$50.003/16/2011 5:49:56 PM
affluence-tycoon$50.003/16/2011 5:51:04 PM
valiant-liberty4$25.003/16/2011 5:58:09 PM
gain-gourd$100.003/16/2011 6:00:03 PM
friendly-market5$25.003/16/2011 12:06:59 PM
jwood3030$25.003/16/2011 6:07:33 PM
nalaari$25.003/16/2011 6:08:35 PM
Ocean713$50.003/16/2011 3:35:34 PM
bearclan$25.003/16/2011 5:06:11 PM
Raaveness$50.003/16/2011 5:33:12 PM
T-Bizzone$25.003/16/2011 5:33:35 PM
punctual-kindness3$33.003/16/2011 5:35:37 PM
Pitufo$25.003/16/2011 5:35:56 PM
EtaDuck$25.003/16/2011 5:41:41 PM
irrelevant$50.003/16/2011 5:50:54 PM
best-ingenious-funds$25.003/16/2011 5:53:45 PM
TK4$50.003/16/2011 5:57:03 PM
Purple11$50.003/16/2011 6:27:58 PM
262 Investments
 
Borrower Payment Dependent Notes Series 495784
This series of Notes was issued and sold upon the funding of the borrower loan #47855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $410.07
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1989 Debt/Income ratio: 14%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: first-attentive-credit Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Finish basement and bathroom and finish the barn
My financial situation:
I am a good candidate for this loan because...we have steady jobs, have worked for our employers for years, never defaulted on a loan, do not have debt other than our cars and home (wells fargo furniture paid in full 6 months early). In addition, one of our cars will be paid in full in a few months, which will further reduce our monthly expenses.


Monthly net income: $6600.00
Monthly expenses: $
Housing: $1079
Insurance: $200
Car expenses: $900
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why does your request say the monies are for finishing a bathroom, etc. and yet it doesn't reflect home ownership? - Hartfelt
A: I am unsure as to why it does not reflect home ownership. We have owned the home for 4 years and plan to remain here until we retire. I assure you we would not be remodeling and building a barn on property we did not own. Please let me know if you have any further questions. Thank you for considereing us. (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/3/2011 9:10:34 AM
benjamins-utopia$100.003/3/2011 9:08:38 AM
quantumwellguy$50.003/3/2011 9:08:53 AM
selector568$50.003/3/2011 9:10:12 AM
competent-p2p$60.003/3/2011 12:23:52 PM
simplelender80$100.003/3/2011 9:09:11 AM
BxRealtor$25.003/3/2011 9:09:27 AM
DasMula$27.003/3/2011 10:03:34 AM
MadHun$200.003/3/2011 9:10:17 AM
Tradesmanlender$35.003/3/2011 9:10:45 AM
TikPmp1$25.003/3/2011 9:11:15 AM
SolarMoonshine$25.003/3/2011 5:36:47 PM
important-ore$150.003/4/2011 3:21:39 AM
integrity-doctor$100.003/4/2011 10:20:12 AM
jdrez$25.003/4/2011 6:31:45 PM
Bank42$100.003/5/2011 12:18:35 PM
Calman7$25.003/5/2011 9:33:17 AM
loyalty-czar$39.483/6/2011 7:32:53 PM
Techne_Funds_LLC$25.003/7/2011 12:58:18 PM
power-companion7$100.003/8/2011 10:05:09 AM
dsgfl1$100.003/8/2011 5:05:47 AM
enthralling-deal180$50.003/8/2011 12:31:48 PM
patriot897$25.003/8/2011 6:33:28 PM
wonderous-power$25.003/9/2011 5:28:59 AM
commerce-yeller$30.003/8/2011 8:22:05 PM
imdave4me$150.003/8/2011 10:32:11 PM
jazz619$25.003/9/2011 6:42:04 PM
indomitable-coin$25.003/9/2011 7:07:19 PM
Charmart$25.003/10/2011 5:51:37 AM
transformer855$25.003/9/2011 10:42:02 PM
top-basis-majesty$50.003/10/2011 9:33:46 AM
clefko$100.003/10/2011 12:04:49 PM
wizbiz717$50.003/10/2011 5:27:29 PM
Hartfelt$25.003/11/2011 7:00:34 AM
moltopaolo$50.003/11/2011 7:27:27 AM
lender12345$25.003/10/2011 9:00:38 PM
loanman2007$100.003/11/2011 4:43:08 AM
meenan$50.003/11/2011 4:16:17 PM
SecondChanceLendingSERV$25.003/11/2011 10:05:48 AM
efficient-treasure0$25.003/11/2011 7:01:13 AM
The_Lendor$100.003/11/2011 3:01:08 PM
social-friendship5$50.003/11/2011 9:32:12 AM
zippy-revenue8$25.003/12/2011 4:12:29 AM
GElender$50.003/12/2011 6:02:45 AM
rcm87$100.003/12/2011 6:36:27 AM
chameleon125$25.003/13/2011 6:34:02 AM
888GoldIngots$25.003/13/2011 7:53:14 AM
rmpedi33$25.003/13/2011 9:01:50 PM
LR_Biker$50.003/14/2011 9:55:21 AM
peace-maximizer8$25.003/14/2011 7:51:40 AM
engaging-worth$25.003/14/2011 7:28:14 PM
Techne_Funds_LLC$25.003/14/2011 7:10:24 PM
FWF-kinetic$100.003/14/2011 8:42:35 PM
mobius_titan$25.003/15/2011 1:23:31 AM
RMB-Investments$100.003/15/2011 8:53:22 AM
burgeoning-greenback$25.003/14/2011 6:28:42 PM
flexible-money1$50.003/15/2011 9:29:19 AM
aasx1108$25.003/15/2011 5:16:52 AM
DscGlfn$50.003/14/2011 7:33:12 PM
schnippy$25.003/14/2011 8:00:54 PM
deal-enrichment063$100.003/15/2011 12:46:35 PM
UT-Longhorn$25.003/15/2011 2:04:54 AM
commonsenseman$25.003/15/2011 2:00:06 PM
gilbrear$25.003/15/2011 2:43:31 PM
worthy-loot8$25.003/15/2011 2:46:12 PM
accelerator96$43.003/15/2011 7:03:28 AM
dime-blackberry1$55.003/15/2011 1:23:52 PM
penny-finder$27.853/15/2011 7:37:07 AM
skuba$25.003/15/2011 8:28:17 AM
gold-sushi$25.003/15/2011 5:03:27 PM
UBOtto186$50.003/15/2011 2:33:23 PM
Sol_Invictus$25.003/15/2011 3:35:31 PM
6moonbeams$50.003/15/2011 3:56:16 PM
PThor$25.003/15/2011 4:58:49 PM
IPlayOutsideTheBox$100.003/15/2011 1:26:30 PM
bullwink27$25.003/15/2011 5:09:31 PM
loss-of-control$50.003/15/2011 5:22:54 PM
syounker$25.003/15/2011 5:44:12 PM
ichibon$125.883/3/2011 9:28:45 AM
reflective-rupee$300.333/3/2011 9:42:10 AM
Nerdster1$25.053/3/2011 10:14:51 AM
thankful-nickel2$25.003/3/2011 4:12:56 PM
mathgod$25.003/3/2011 7:34:48 PM
worthy-bid8$50.003/4/2011 9:37:47 AM
virgil12$100.003/4/2011 11:12:59 AM
mammalian4$100.003/4/2011 2:58:35 PM
credit-coach118$100.003/4/2011 6:33:11 PM
kulender$100.003/4/2011 2:31:56 PM
vutah$25.003/4/2011 4:50:47 PM
kind-value-pouch$75.003/5/2011 6:47:32 AM
radforj22$25.003/5/2011 8:41:17 AM
Recyclist$25.153/5/2011 6:01:56 PM
Cai8899$40.003/6/2011 8:44:15 AM
SOP_Bank$25.003/5/2011 9:28:51 PM
income-awakening6$100.003/6/2011 12:09:42 PM
magnetic-dedication3$25.003/6/2011 5:48:19 PM
Ripsaw4U$50.003/7/2011 12:27:01 PM
Tylerh$100.003/7/2011 7:16:43 PM
noconnor01$25.003/7/2011 8:01:35 PM
peso-tiramisu$25.003/8/2011 5:53:14 AM
dogtime19$100.003/8/2011 10:59:26 AM
durable-investment8$55.003/8/2011 2:21:06 PM
lender987654321$100.003/8/2011 8:12:00 PM
hope-lionheart1$50.003/8/2011 9:35:22 PM
a-income-rocket$75.003/9/2011 8:27:44 AM
nickel-ferret$100.003/9/2011 8:47:47 AM
payout-banker4$25.003/9/2011 6:02:36 PM
vigilance-revolutionary$50.003/10/2011 9:22:47 AM
CA-Lender$100.003/10/2011 5:42:23 PM
szetowski$25.003/11/2011 7:28:36 AM
genius520$51.353/11/2011 2:06:32 AM
kind-genuine-dough$50.003/11/2011 9:34:24 AM
platinum-scientist9$100.003/11/2011 10:30:49 AM
Havana21$25.003/11/2011 1:32:09 AM
interest88$69.003/11/2011 5:02:13 AM
johngotti$50.003/11/2011 1:27:35 PM
a-wealth-visionary$46.003/12/2011 1:18:25 AM
Walkingcowboy$50.003/12/2011 11:31:53 AM
treasure-widget$25.003/12/2011 10:26:49 AM
jescowa$50.003/12/2011 5:48:43 AM
Pasagam$50.003/13/2011 6:36:21 AM
3_boyz$25.003/12/2011 2:05:48 PM
AK49-JW$25.003/13/2011 6:29:09 PM
cash-mountain4$25.003/13/2011 10:34:36 AM
cscott2007$50.003/12/2011 2:51:57 PM
riproaringrapids$25.003/13/2011 1:16:40 AM
caring-hope2$50.003/14/2011 9:32:51 AM
cingular$25.003/13/2011 7:56:34 PM
income-mechanic7$25.003/14/2011 9:53:34 AM
triumph329$25.003/14/2011 5:46:45 AM
vtrentster$25.003/14/2011 10:50:34 AM
bluefootedpig$37.553/14/2011 7:55:45 AM
Weaverville$50.003/13/2011 5:46:34 PM
kind-resolute-dough$25.003/14/2011 9:51:50 AM
cash-champ0$26.543/14/2011 7:52:01 AM
colorfulgardener$25.003/14/2011 4:31:28 PM
integrity-saver$100.003/14/2011 11:24:14 AM
direct-responsibility7$308.003/14/2011 11:37:09 AM
the-dollar-topper$50.003/14/2011 11:51:43 AM
brainy-repayment5$50.003/14/2011 5:38:50 PM
cashhelp$30.003/14/2011 4:31:07 PM
blissful-exchange4$35.003/14/2011 12:34:19 PM
worldly-community3$50.003/14/2011 5:14:56 PM
a-finance-nirvana$25.003/14/2011 5:27:53 PM
blue-funds-bugle$100.003/14/2011 5:58:22 PM
Woodworker57$25.003/15/2011 3:21:09 AM
divedude$25.003/15/2011 3:22:04 AM
treasure-spinner$100.003/15/2011 4:56:15 AM
Artist_Blue$25.003/14/2011 5:59:40 PM
the-capital-multiplier$50.003/15/2011 10:06:33 AM
Bcs-cnc$25.003/15/2011 8:45:47 AM
octoberfresh$25.003/15/2011 1:33:54 AM
gracej$25.003/15/2011 1:34:45 AM
DasMula$77.003/15/2011 1:36:56 PM
Hanalei712$50.003/15/2011 9:37:51 AM
LosGatos$25.003/15/2011 11:25:05 AM
gizzywump$300.003/15/2011 1:38:15 PM
gold-blanket0$100.003/15/2011 4:58:55 PM
ijspence$25.003/15/2011 2:06:38 PM
superb-funds335$25.003/15/2011 4:59:45 PM
friendly-market5$25.003/15/2011 9:53:39 AM
beyond17$100.003/15/2011 5:24:50 PM
enthralling-investment$95.293/15/2011 10:19:18 AM
jonn834$25.003/15/2011 5:02:41 PM
Roundhouse$100.003/15/2011 1:19:17 PM
SanJoser$100.003/15/2011 1:28:16 PM
atothez$50.003/15/2011 1:46:24 PM
wwwUniversal$25.003/15/2011 2:03:55 PM
mansim$30.003/15/2011 6:21:23 PM
trapper569$50.003/15/2011 6:26:15 PM
economy-tuba7$100.003/15/2011 2:41:59 PM
benefit-trident$25.003/15/2011 4:32:28 PM
secureincome$2,500.003/15/2011 6:48:13 PM
173 Investments
 
Borrower Payment Dependent Notes Series 495982
This series of Notes was issued and sold upon the funding of the borrower loan #47795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $236.75
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2001 Debt/Income ratio: 14%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,539Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: rpp8489 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2008)
 
Principal balance: $839.33 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Consolidating Debt
Purpose of loan:
This loan will be used to payoff my remaining balance on my vehicle, and to eliminate 3 high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have not had one late payment in any of my car/credit card/insurance/propser loan etc in over 7 years. I have a solid work history, and income level that will easily afford the $237 payment. I have estimated that I am paying over $1000 a month in the accounts I am trying to pay off which will allow me to save $773 which I can help pay off the remaining debt I have faster.


Monthly net income: $3200
Monthly expenses: $1800
Housing: $500
Insurance: $120
Car expenses: $380
Utilities: $0
Phone, cable, internet: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$6,200.002/28/2011 9:02:48 AM
UCLA4life$50.002/28/2011 9:01:49 AM
credit-investor5$50.002/28/2011 9:02:27 AM
simplelender80$200.002/28/2011 9:02:14 AM
jhouman$25.002/28/2011 9:02:44 AM
5 Investments
 
Borrower Payment Dependent Notes Series 496018
This series of Notes was issued and sold upon the funding of the borrower loan #47854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1991 Debt/Income ratio: 16%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: hdt-2011 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Medical Co-pay on Surgery
Purpose of loan:
This loan will be used to pay a medical co-pay of $1855 for needed surgery and hospital stay

My financial situation:
I am a good candidate for this loan because I always pay my monthly bills on time which includes cc's as well. I am 62 years old and am on medicare/Disability and have a monthly net fixed income.After all expenses paid each month I have $369.21 left over but not enough to pay the co-pay for the surgery an hospital all at once as required by them. I also get an EBT card each month for food so I do not pay for groceries. I would appreciate the help in getting this money so I won't have stress over this while in the hospital. Thank you


Monthly net income: $ 1168.00
Monthly expenses: $ 798.69
Housing: $ 433.50
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 72.50
Phone, cable, internet: $ 47.98
Food, entertainment: $ 0
Clothing, household expenses: $ 20
Credit cards and other loans: $ 40
Other expenses: $ 184.81
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.772/28/2011 5:19:16 PM
simplelender80$100.002/28/2011 5:12:51 PM
vutah$25.002/28/2011 5:14:40 PM
Kaj$50.002/28/2011 5:17:43 PM
transaction-circuit$100.002/28/2011 5:16:22 PM
suave-dime6$25.002/28/2011 5:17:15 PM
FASTIZIO_P$25.003/1/2011 8:19:44 AM
investment-artist$25.003/1/2011 8:49:41 AM
FundMaker$25.003/1/2011 7:15:54 AM
MadHun$200.003/1/2011 4:57:56 PM
ichibon$25.883/1/2011 10:17:30 PM
squarebob$25.003/2/2011 5:41:21 AM
Bob450$25.003/2/2011 1:36:57 AM
rider6$26.103/2/2011 5:52:37 AM
worthy-bid8$25.003/2/2011 8:02:02 AM
gdfp158$25.003/2/2011 8:12:27 AM
carrinel$40.003/2/2011 7:08:35 AM
Shining-Star$25.003/2/2011 10:25:36 AM
newest-investment-elevator$50.003/2/2011 4:46:23 PM
mammalian4$25.003/2/2011 7:18:48 PM
hidavehi$26.003/2/2011 6:40:38 PM
ultimate-commitment$25.003/2/2011 6:46:23 PM
bsmtloan$200.003/2/2011 7:13:38 PM
Cromag$25.003/3/2011 6:07:28 AM
zone6$100.003/3/2011 10:28:07 AM
payout-alien6$25.003/3/2011 10:34:51 AM
buffalobills$25.003/3/2011 8:17:50 AM
Lubava$25.003/3/2011 9:20:30 AM
Astyanax$40.003/3/2011 11:09:39 AM
five-star-note$100.003/3/2011 10:57:48 AM
ingenious-deal6$25.002/28/2011 5:01:05 PM
competent-p2p$25.002/28/2011 7:33:22 PM
DasMula$27.002/28/2011 5:16:30 PM
FinDoc$25.003/1/2011 2:38:12 AM
sdcc72$25.003/1/2011 7:28:00 AM
kander80$25.003/1/2011 9:22:59 AM
yons88$30.003/1/2011 1:19:45 PM
Artist_Blue$25.003/1/2011 1:36:22 PM
loanman2007$25.003/1/2011 12:33:20 PM
scarlet-velvet$25.003/1/2011 5:03:42 PM
dRatedOnly$25.003/2/2011 3:15:13 AM
GS-ROCK$25.003/2/2011 8:45:05 AM
hopeful-truth5$25.003/2/2011 6:20:08 AM
durable-economy2$30.003/2/2011 4:15:55 PM
glenium$25.003/3/2011 3:06:14 AM
brendan711$28.473/3/2011 4:23:47 AM
amor1962$25.003/3/2011 7:02:18 AM
shrewd-income$25.003/3/2011 6:19:06 AM
xthread$50.003/3/2011 10:03:10 AM
heavy_ax$0.783/3/2011 11:53:46 AM
50 Investments
 
Borrower Payment Dependent Notes Series 496030
This series of Notes was issued and sold upon the funding of the borrower loan #47806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1988 Debt/Income ratio: 42%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $66,478Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: safe-interest743 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
WDBJr.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe why you have so much debt, and if any of the debt is home equity line of credit debt. Thanks - reflective-rupee
A: I found myself short of cash, and using credit cards seemed like an easy way to bridge the gap. Yes, $28,000 of the debt is from a home equity line of credit. (Mar-09-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortage balance is $138,000. The market value of my home is $180,000. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
restless-dime$25.003/8/2011 5:06:11 PM
larryboy10$50.003/8/2011 7:04:23 PM
ryclsun$50.003/8/2011 5:05:42 PM
soulful-truth$100.003/8/2011 5:06:00 PM
loan-kung-fu$100.003/9/2011 5:18:37 AM
worthy-bid8$25.003/9/2011 6:31:27 AM
Kash2010lu$40.003/8/2011 5:02:47 PM
suave-dime6$25.003/8/2011 5:05:00 PM
Tylerh$100.003/8/2011 5:06:30 PM
reflective-rupee$500.333/8/2011 5:09:21 PM
squarebob$25.003/8/2011 5:54:04 PM
sturdy-peace9$45.003/9/2011 5:00:48 AM
SFBank$150.003/8/2011 7:24:00 PM
RyanM561$25.003/9/2011 6:02:00 AM
PThor$25.003/9/2011 1:07:54 PM
open-minded-deal$100.003/9/2011 7:51:14 AM
credit-coach118$100.003/9/2011 2:44:09 PM
houli123$150.003/9/2011 9:24:00 AM
nodebt2012$25.003/10/2011 2:04:00 PM
EL_Papin$100.003/11/2011 2:26:09 PM
kind-genuine-dough$25.003/11/2011 9:36:34 AM
nickel-hickory$100.003/11/2011 9:47:59 AM
unforgettable-market3$100.003/11/2011 10:26:37 PM
Bob450$25.003/12/2011 3:10:22 AM
loss-of-control$100.003/11/2011 5:14:19 PM
rcm87$100.003/12/2011 6:31:28 AM
PunjabBank$25.003/12/2011 8:51:55 AM
Azonic21$25.003/12/2011 9:12:06 AM
mrsp2e$100.003/11/2011 6:04:01 PM
well-mannered-income3$30.003/11/2011 6:04:27 PM
brightest-dignified-penny$25.003/12/2011 10:48:26 AM
Moe87$34.003/12/2011 6:12:05 AM
zone6$100.003/12/2011 11:18:59 AM
orange-pound-party$35.003/12/2011 8:39:25 AM
worldly-money4$100.003/12/2011 4:42:30 PM
gold-cluster$100.003/12/2011 8:45:11 PM
next-time$25.003/12/2011 9:31:57 PM
JDWCARD$100.003/12/2011 9:32:17 PM
interest-beeper1$25.003/12/2011 10:41:15 PM
payout-bridge$75.003/12/2011 12:51:21 PM
tigercat$50.003/12/2011 6:29:42 PM
power-companion7$100.003/8/2011 5:06:58 PM
patriot897$25.003/8/2011 6:36:13 PM
simplelender80$150.003/8/2011 5:02:03 PM
CA-Lender$100.003/8/2011 5:07:13 PM
panegryst$50.003/9/2011 7:22:23 AM
cash-raccoon$25.003/9/2011 7:16:31 AM
nickel-hickory$200.003/9/2011 1:43:24 PM
ingenious-deal6$25.003/10/2011 2:06:07 PM
autonomous-truth$100.003/10/2011 4:29:01 PM
kindness-venture1$25.003/11/2011 7:23:25 AM
Amber_Stone$25.003/11/2011 8:21:23 AM
restless-dime$75.003/11/2011 8:41:20 AM
Lubava$100.003/11/2011 8:43:31 AM
secureincome$2,100.003/11/2011 1:17:25 PM
shrewd-income$100.003/11/2011 2:09:50 PM
nickel-hickory$100.003/11/2011 9:47:51 AM
SecondChanceLendingSERV$25.003/11/2011 8:57:18 AM
nickel-hickory$100.003/11/2011 9:48:05 AM
chungfang$100.003/11/2011 1:32:27 PM
tomaswk$54.533/11/2011 8:53:26 PM
zotzot$150.883/11/2011 4:42:34 PM
vest_vortex$50.003/12/2011 1:38:33 PM
Rip128$45.003/12/2011 4:03:23 PM
platinum-czar$395.373/12/2011 6:19:52 PM
Engineer44$25.003/13/2011 3:51:52 AM
head$25.003/12/2011 6:53:44 PM
EretzCapital$25.003/12/2011 9:32:16 PM
doubls$25.253/12/2011 11:12:10 PM
1-HARD-HEAD$25.003/13/2011 12:28:37 AM
jerrymaguire$19.643/13/2011 5:47:54 AM
BlueProteus$25.003/12/2011 9:48:25 PM
astra-lender$50.003/12/2011 10:24:05 PM
73 Investments
 
Borrower Payment Dependent Notes Series 496116
This series of Notes was issued and sold upon the funding of the borrower loan #47895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-01-2011 
Term: 60 months Listing End date:  Mar-15-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $421.02
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1988 Debt/Income ratio: 12%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:17y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,434Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: gain-lava8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan application
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.003/1/2011 5:02:09 PM
Preteur$25.003/1/2011 5:03:18 PM
benjamins-utopia$100.003/1/2011 5:03:32 PM
nuclearmoose$25.003/1/2011 5:03:41 PM
evnagelist$50.003/1/2011 5:03:43 PM
treasure-pipeline$50.003/1/2011 5:03:47 PM
Delamere$50.003/1/2011 5:03:02 PM
Tradesmanlender$50.003/1/2011 5:03:05 PM
nimble-money0$25.003/1/2011 5:03:26 PM
tenacious-compassion9$25.003/1/2011 5:03:38 PM
felicity-loyalist0$25.003/1/2011 6:55:16 PM
kyomoon$50.003/1/2011 5:01:57 PM
MihirFromRedmond$25.003/1/2011 5:04:54 PM
DukSerduk$25.003/1/2011 5:02:06 PM
reflective-rupee$500.333/1/2011 5:23:12 PM
jenkris$25.003/1/2011 6:26:52 PM
bowdish1$50.003/2/2011 1:26:17 AM
Zipperdu$50.003/2/2011 7:02:03 AM
restless-balance9$50.003/2/2011 7:04:16 AM
zotzot$50.003/2/2011 7:12:59 AM
Phantom99$100.003/2/2011 7:02:01 AM
jga516$25.003/2/2011 9:32:08 AM
wwwUniversal$25.003/2/2011 1:52:07 PM
elevated-finance$42.913/2/2011 5:54:44 PM
RedCentre$67.243/3/2011 1:52:17 AM
MonopolyDred$25.003/3/2011 6:05:53 AM
GoldenGo4$100.003/3/2011 8:50:50 AM
calbertrand$25.003/3/2011 4:07:07 PM
GrowTK$25.003/3/2011 7:01:22 PM
commerce-renewal$100.003/3/2011 8:26:52 PM
codavee$100.003/4/2011 9:39:10 AM
integrity-doctor$100.003/4/2011 10:30:50 AM
Octavian315$35.003/4/2011 10:36:50 AM
BAJMP$25.003/4/2011 11:03:36 AM
competent-p2p$101.003/4/2011 12:06:39 PM
malacandra$50.003/4/2011 11:26:33 AM
Dollars4Rent$50.003/5/2011 3:23:20 AM
Marathoner$25.003/4/2011 5:33:55 PM
3_boyz$28.003/5/2011 3:11:22 PM
fantastic-openness$100.003/5/2011 5:19:47 PM
guybyny$25.003/6/2011 8:57:54 AM
beeslow$27.993/6/2011 10:59:11 PM
openness-backer$100.003/7/2011 7:53:36 AM
BxRealtor$25.003/6/2011 9:56:20 PM
radforj22$35.003/7/2011 4:58:40 PM
loyalty-czar$100.003/8/2011 6:14:43 AM
skuba$36.443/8/2011 10:28:59 AM
secret-santa$25.003/8/2011 10:41:30 AM
worth-excellence4$25.003/8/2011 1:02:49 PM
blot44$25.003/8/2011 8:28:07 AM
dtrain5$25.003/8/2011 4:12:46 PM
new-ore-venture$300.003/8/2011 9:39:04 AM
hopeful-asset9$100.003/8/2011 9:41:16 PM
reinforced-reward$25.003/9/2011 2:25:13 PM
trade-pumpkin$30.003/9/2011 10:07:24 AM
tszbgae$100.003/9/2011 5:42:06 PM
SpareChangeDreamFundLLC$25.003/9/2011 2:22:19 PM
bigballer105$100.003/9/2011 11:12:22 AM
Tech-Entrepreneur$25.003/9/2011 12:10:32 PM
paladin847$50.003/10/2011 5:20:27 AM
steely_dan34$25.003/10/2011 6:27:56 AM
DadWarbucks$60.003/9/2011 4:56:13 PM
bobby5832708$50.003/10/2011 8:02:30 AM
best-listing-toro$25.003/10/2011 7:03:09 AM
GodzillaLending$25.003/10/2011 1:50:05 AM
indomitable-coin$45.833/10/2011 4:21:03 AM
vigilance-revolutionary$50.003/10/2011 9:22:27 AM
paramjit$25.003/10/2011 5:20:24 AM
friendinmoney$25.003/10/2011 9:00:26 PM
inspired-investment8$25.383/11/2011 2:06:50 AM
brightest-income-hunter$30.693/11/2011 8:53:57 AM
serene_sale$73.003/10/2011 3:58:39 PM
Rivervale_Westwood$25.003/11/2011 5:31:38 AM
Thecashman$25.003/10/2011 5:56:15 PM
bellach$25.003/11/2011 12:57:08 AM
fcrick$25.003/11/2011 9:52:31 AM
moola-rose8$25.003/11/2011 5:17:08 PM
lucrative-worth$200.003/11/2011 8:49:19 AM
reflective-gain$25.003/11/2011 4:12:51 PM
Mar_Holdings_LLC$25.003/11/2011 9:38:04 AM
ScionAltera$25.003/11/2011 6:07:58 PM
j8at$50.003/12/2011 10:56:13 AM
FlexFunding$50.003/12/2011 2:41:06 PM
BlindProphet$50.003/12/2011 8:06:11 PM
NMGbank$25.003/12/2011 6:21:11 AM
techs$25.003/12/2011 3:41:47 PM
virtualbank$50.003/12/2011 10:51:18 AM
lost-money-so-far-on-these$25.003/12/2011 10:01:07 PM
BOZO88$25.003/13/2011 6:49:41 PM
exact-gold2$50.003/13/2011 6:06:14 AM
rockytop$37.003/12/2011 3:31:54 PM
bndlending2u$50.003/13/2011 12:51:04 PM
platinum-cargo$100.003/12/2011 6:14:53 PM
emo13$100.003/13/2011 4:21:44 PM
YesMoney$25.003/13/2011 12:00:40 AM
cptproton$50.003/13/2011 11:01:21 AM
ZeoInvestments$25.003/14/2011 10:07:43 AM
davisfl$100.003/14/2011 7:54:39 AM
wormdc$25.003/14/2011 9:37:19 AM
gauss02$25.003/14/2011 9:39:26 AM
Tasmir$25.003/14/2011 9:41:56 AM
morpholog$50.003/14/2011 1:11:28 PM
Railbird$50.003/14/2011 9:43:15 AM
mscomeaux$25.003/14/2011 10:11:52 AM
freesia54$50.003/14/2011 8:47:02 AM
kulender$50.003/14/2011 11:21:23 AM
consulguru$140.003/14/2011 11:45:50 AM
gypsy11$125.003/14/2011 4:52:19 PM
moneynmotion$50.003/14/2011 9:30:59 AM
revson1$70.003/14/2011 9:35:49 AM
p2p-paradise$50.003/14/2011 9:36:56 AM
deal-gazer$50.003/14/2011 9:37:46 AM
donmacprosper$25.003/14/2011 1:13:04 PM
adhawan325$25.003/14/2011 10:11:47 AM
IIP77$25.003/14/2011 5:52:47 PM
SourDoughSteve$25.003/14/2011 5:56:15 PM
genelinist$100.003/14/2011 12:00:25 PM
LendGuy$50.003/14/2011 5:55:52 PM
anyoi$32.773/15/2011 1:34:20 AM
xphile$25.003/15/2011 1:34:35 AM
MO_Investor$25.003/15/2011 2:03:49 AM
standanddeliver$1,500.003/14/2011 8:59:06 PM
LenderByDay$25.003/15/2011 1:08:30 AM
MTLoans$25.003/15/2011 1:34:25 AM
ChristopherHS$25.003/15/2011 1:53:16 AM
FG9YTR$25.003/15/2011 7:52:45 AM
cclady$250.003/15/2011 8:47:03 AM
108lender$114.853/14/2011 5:55:44 PM
chipperjohnson$50.003/15/2011 8:53:45 AM
Trevor_C$25.003/14/2011 5:57:24 PM
Woodworker57$25.003/15/2011 3:21:18 AM
MilitaryMTP$150.003/15/2011 4:19:16 AM
secundus$25.003/14/2011 6:56:09 PM
scottburger$50.003/15/2011 11:21:22 AM
JaceSpade$25.003/15/2011 1:45:54 AM
alwayson$25.003/15/2011 1:21:16 PM
CLMnCWC$25.003/15/2011 1:29:01 PM
commerce-voyager$25.003/15/2011 2:05:33 AM
Hanalei712$50.003/15/2011 9:36:14 AM
jdwillcox$100.003/15/2011 1:43:46 PM
loaninvesting$30.003/15/2011 1:51:35 PM
saver9$27.403/15/2011 2:05:51 PM
WarmWeather$54.143/15/2011 2:36:57 PM
Silver-Penny001$25.003/15/2011 2:41:51 PM
important-ore$100.003/15/2011 1:29:05 PM
penny-finder$40.003/15/2011 1:29:46 PM
dime-blackberry1$50.003/15/2011 1:30:35 PM
A007$50.003/15/2011 1:41:49 PM
mjcareful$49.423/15/2011 1:51:11 PM
heerzaquestion$299.003/15/2011 1:52:14 PM
Control$50.003/15/2011 1:55:46 PM
capital-futurist$25.003/15/2011 2:12:06 PM
bfn311$25.003/15/2011 2:17:53 PM
BankOfBjoltus$50.003/15/2011 2:38:38 PM
reinforced-marketplace3$150.003/15/2011 2:49:36 PM
lamsabuy$270.003/15/2011 2:52:16 PM
visionary-community$25.003/15/2011 9:43:08 AM
deal-enrichment063$100.003/15/2011 12:46:26 PM
Roundhouse$100.003/15/2011 1:18:06 PM
newest-generous-income$25.003/15/2011 1:26:06 PM
UAVDave$99.543/15/2011 1:42:23 PM
sunny1985$25.003/15/2011 2:13:57 PM
Srijaya$50.003/15/2011 2:17:42 PM
authoritative-capital$50.003/1/2011 5:02:30 PM
community-pipeline$25.003/1/2011 5:03:36 PM
a-exponential-hope$25.003/1/2011 5:03:51 PM
kind-resolute-dough$50.003/1/2011 5:03:00 PM
TikPmp1$25.003/1/2011 5:03:03 PM
meux99$25.003/1/2011 5:03:28 PM
whipone$25.003/1/2011 6:52:00 PM
SunsetCoastCapital$25.003/1/2011 5:01:54 PM
BidDaddyBigBucks$25.003/1/2011 5:05:08 PM
KWarrior$50.003/1/2011 5:03:34 PM
minista$25.003/1/2011 5:04:46 PM
ichibon$200.883/1/2011 9:49:45 PM
CorMDNY$25.003/2/2011 1:46:30 AM
squarebob$100.003/2/2011 4:41:53 AM
ichibon$200.883/2/2011 7:16:32 AM
Guiren$100.003/2/2011 7:29:22 AM
worthy-bid8$100.003/2/2011 7:57:22 AM
neighborly-hope6$50.003/2/2011 8:51:41 AM
caring-hope2$100.003/2/2011 8:45:19 AM
KichigaiSensei$25.003/2/2011 10:07:38 AM
axl163$25.003/2/2011 8:51:44 AM
Tylerh$100.003/2/2011 10:38:51 AM
thankful-nickel2$25.003/2/2011 5:39:23 PM
FinDoc$25.003/3/2011 1:54:06 AM
888GoldIngots$50.003/3/2011 7:51:09 AM
odp01$200.003/3/2011 9:39:37 AM
nomad35k$50.003/3/2011 3:48:02 PM
Havana21$200.003/3/2011 5:15:50 PM
focused-wampum$25.003/4/2011 9:41:10 AM
astute-fairness0$100.003/4/2011 3:12:12 PM
Bank42$100.003/5/2011 6:06:41 AM
mpactlender$25.003/5/2011 10:23:50 AM
Emgolda$25.003/5/2011 11:53:12 AM
Supernick$50.003/5/2011 5:56:45 PM
transparency-giant$50.003/5/2011 6:23:39 PM
elevated-finance$41.773/5/2011 10:14:28 PM
DreDub$50.003/5/2011 10:17:11 PM
Fonthill$100.003/6/2011 10:02:05 AM
Pickmar$25.003/7/2011 7:52:52 AM
credit-coach118$100.003/6/2011 1:07:49 PM
dinero-storm4$100.003/6/2011 6:41:17 PM
DanLash$50.003/6/2011 4:21:20 PM
a-income-rocket$50.003/7/2011 11:42:01 AM
jscope$25.003/7/2011 6:11:19 PM
windfall46$25.003/8/2011 8:36:25 AM
encore06$25.003/8/2011 11:19:23 AM
degster$25.003/8/2011 11:27:49 AM
power-companion7$100.003/8/2011 10:01:06 AM
patriot897$50.003/8/2011 6:26:14 PM
afotherg$102.003/8/2011 11:04:15 AM
platinum-platoon$25.003/8/2011 9:47:35 PM
noble-marketplace$25.003/8/2011 1:57:46 PM
lanlie$486.023/9/2011 5:09:14 AM
Invest4kids$30.003/8/2011 6:58:16 PM
trade-hyperdrive1$100.003/8/2011 7:29:29 PM
lender987654321$100.003/8/2011 8:11:53 PM
value-guru3$25.003/8/2011 10:04:23 PM
xrycac$70.003/9/2011 1:36:14 PM
efficient-treasure0$25.003/9/2011 2:22:16 PM
albatross897$25.003/9/2011 2:23:50 PM
PThor$25.003/9/2011 1:06:57 PM
GreenSun$50.003/10/2011 5:01:46 AM
yoyoclock$35.003/10/2011 5:19:14 AM
Richmp412$25.003/10/2011 5:20:13 AM
visionary-fund$400.003/9/2011 7:57:36 PM
enterprising-cash0$25.003/9/2011 8:32:05 PM
gemoscar$50.003/10/2011 6:28:12 AM
cash-sensai2$50.003/10/2011 5:19:04 AM
GoingFishing$25.003/10/2011 6:13:08 AM
khamen$25.003/10/2011 11:22:34 AM
saysana$25.003/10/2011 11:28:42 AM
dma1206$50.003/10/2011 5:20:19 AM
auction-seeker$25.003/10/2011 5:14:04 PM
important-ore$50.003/10/2011 2:42:18 PM
tenacious-payout$50.003/10/2011 9:07:29 PM
alpinaut$25.003/11/2011 5:06:11 AM
Turkish101$25.003/11/2011 5:16:36 AM
blue-dollar-viking$25.003/10/2011 8:29:56 PM
octoberfresh$29.143/10/2011 2:37:10 PM
CASHGIRL$25.003/10/2011 8:51:24 PM
enigmallc$25.003/11/2011 1:31:22 PM
ATOHokie$25.003/11/2011 4:27:17 PM
lanlie$40.373/12/2011 4:46:02 AM
The_dude_01$25.003/11/2011 3:51:45 PM
compoundinterest$26.963/12/2011 2:02:06 AM
velocity-solo$25.003/12/2011 4:25:46 AM
USMC0311$36.773/12/2011 11:17:49 AM
ITFDEE$25.003/11/2011 8:55:33 PM
Breakfast_Gypsy$25.003/12/2011 12:14:25 PM
thedoctor$42.093/12/2011 2:02:56 AM
generosity-magnifico5$50.003/12/2011 8:20:17 AM
lifegrowth$25.003/12/2011 8:47:35 AM
dime-smasher5$25.003/12/2011 5:00:07 PM
UT-Longhorn$25.003/12/2011 6:29:20 AM
phillipd48$25.003/13/2011 11:06:05 AM
budyzr$25.003/12/2011 9:57:02 AM
floridahelper$200.003/12/2011 5:09:56 PM
YummiBear$25.003/13/2011 8:02:28 PM
_kyle$26.403/13/2011 10:31:18 PM
Chuck9802$25.003/14/2011 6:31:27 AM
commanding-income774$25.003/12/2011 5:10:48 PM
Weaverville$100.003/13/2011 5:49:03 PM
well-mannered-marketplace5$25.003/14/2011 9:45:57 AM
sociallender$25.003/14/2011 9:55:03 AM
proud-silver0$100.003/13/2011 1:01:16 PM
TexasLender2007$50.003/14/2011 9:29:38 AM
awwaww$40.003/14/2011 9:34:44 AM
peb44$25.003/14/2011 9:41:47 AM
ChicoBob$50.003/14/2011 9:46:51 AM
aaronhthompson$25.003/14/2011 11:50:54 AM
gzeo$25.003/14/2011 10:11:43 AM
momoney2lend$25.763/14/2011 5:32:49 PM
hope-hickory$50.003/14/2011 5:34:56 PM
Interstate_Rate$250.003/14/2011 11:06:05 AM
billy_hoe_22$50.003/14/2011 6:01:14 PM
ujiba$42.233/14/2011 5:32:35 PM
kedia$100.003/14/2011 8:05:06 PM
Bodyboard$48.683/14/2011 9:13:56 PM
Scrabble$50.003/14/2011 5:55:50 PM
guardlender$25.003/15/2011 1:08:27 AM
Mantis75$25.003/15/2011 1:34:14 AM
CA-Lender$25.003/14/2011 6:02:43 PM
Freedomforme16$50.003/14/2011 9:01:37 PM
Jcardone33$25.003/15/2011 5:05:58 AM
Cheburashka$30.003/15/2011 1:12:14 AM
reueljw$25.003/15/2011 1:13:57 AM
the-upbeat-p2p$50.003/14/2011 5:52:37 PM
otalon$50.003/14/2011 5:55:48 PM
massman$25.003/15/2011 4:49:06 AM
hanoi10$25.003/15/2011 9:28:56 AM
Kyjamune$50.003/15/2011 7:13:54 AM
TheCount$25.003/15/2011 7:45:31 AM
T-L-B$65.393/15/2011 10:23:34 AM
RMB-Investments$100.003/15/2011 8:52:55 AM
availableloan$25.003/15/2011 12:06:32 AM
nicklds$28.303/15/2011 1:03:47 AM
jfd287$25.003/15/2011 1:08:39 AM
heerzaquestion$50.003/15/2011 12:10:25 PM
theemhdoctor$25.003/15/2011 1:34:07 AM
currency-persimmon$27.073/15/2011 1:53:08 AM
TZENGTZENG$50.503/15/2011 1:27:40 PM
genelinist$25.003/15/2011 1:29:58 PM
red-unequivocal-finance$25.003/15/2011 1:30:18 PM
subtle-revenue0$25.003/15/2011 2:05:37 AM
Supp0rter$55.433/15/2011 1:39:58 PM
Namrok$25.003/15/2011 9:42:58 AM
dollar-heart5$25.003/15/2011 1:49:17 PM
dbaoracle$105.883/15/2011 1:55:42 PM
jeremy20$25.003/15/2011 2:03:02 PM
megich06$50.003/15/2011 11:48:35 AM
grallu$50.003/15/2011 12:11:03 PM
KDW08$25.003/15/2011 6:08:09 AM
Lender50$25.003/15/2011 1:19:38 PM
runbix7$25.003/15/2011 1:22:35 PM
Schwamie$36.103/15/2011 1:27:10 PM
toronado$50.003/15/2011 1:33:18 PM
payout-detective7$25.003/15/2011 8:27:59 AM
MapleLaker$25.003/15/2011 1:39:36 PM
dealmaster$300.753/15/2011 1:45:55 PM
interest-fertilizer3$31.923/15/2011 9:12:28 AM
breterst$25.003/15/2011 1:50:02 PM
samijake$50.003/15/2011 1:52:05 PM
ivanhoe78$25.363/15/2011 2:25:58 PM
economy-tuba7$300.003/15/2011 2:38:36 PM
Imageloan$125.003/15/2011 2:44:08 PM
gilbrear$25.003/15/2011 2:45:02 PM
329 Investments
 
Borrower Payment Dependent Notes Series 496120
This series of Notes was issued and sold upon the funding of the borrower loan #47878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2002 Debt/Income ratio: 22%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,897Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: robd_volvo_lotus Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
600-619 (Oct-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Starting a Swim Business
This loan will be used to help get my new business started. I'll be doing ocean swim training & tours at the beach where I train. Over the last couple years I've built up a brand and reputation within the ocean swimming community and this is an extension of that work. The business itself doesn't require much cash to get going, but I do need to have some cash on hand to take care of permits, insurance, a little bit of equipment, and things like that while I start building up my income. I helped launch my current business (which I'm not leaving) in 2007 and it has been successful and profitable every year since.

I am a good candidate for this loan because even if the business fails this is a payment I can afford to make. I've previously borrowed $10000 via Prosper & paid it all back well before the end of my loan term.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.013/9/2011 5:02:23 PM
Jerrys1951$30.003/9/2011 5:02:32 PM
MoneyForNothing$25.003/9/2011 5:08:23 PM
DasMula$100.003/9/2011 5:15:12 PM
DasMula$500.003/9/2011 5:16:20 PM
competent-p2p$50.003/9/2011 7:15:20 PM
CA-Lender$50.003/9/2011 10:26:08 PM
reflective-rupee$200.333/9/2011 5:08:22 PM
JustMee$25.003/9/2011 5:14:00 PM
Nerdster1$25.053/10/2011 3:42:54 AM
zone6$61.373/10/2011 4:33:30 AM
houli123$350.003/10/2011 4:40:44 AM
favorite-commerce$50.003/9/2011 6:19:43 PM
mikeandcat$150.003/10/2011 6:12:20 AM
Moe87$26.003/10/2011 3:09:01 AM
Kash2010lu$50.003/9/2011 5:22:09 PM
clemclan$33.763/10/2011 9:10:43 AM
blitzen40$30.003/10/2011 9:36:18 AM
marinbb$75.003/9/2011 7:08:14 PM
sflash$30.003/9/2011 7:46:39 PM
credit-guard5$25.003/9/2011 9:41:49 PM
unassuming-market7$25.003/10/2011 12:48:02 AM
apple757$28.003/10/2011 11:02:14 AM
good4loan$50.003/10/2011 11:52:28 AM
tashara$25.003/10/2011 9:26:43 AM
spike22$25.813/10/2011 9:44:09 AM
Galt_Capitalist$300.003/10/2011 11:06:46 AM
courteous-note1$46.503/10/2011 7:01:58 AM
kwan$25.003/10/2011 12:06:19 PM
payout-bridge$75.003/10/2011 8:08:22 AM
ryan6853$25.003/10/2011 8:59:26 AM
zotzot$25.003/10/2011 9:18:00 AM
payout-alien6$11.223/10/2011 12:14:42 PM
squarebob$25.003/9/2011 5:05:45 PM
DasMula$100.003/9/2011 5:15:05 PM
orange-rapid-benjamins$50.003/9/2011 8:37:07 PM
vanklein$25.003/10/2011 12:14:54 AM
squarebob$25.003/9/2011 5:11:07 PM
Iceman1347$25.003/9/2011 6:31:27 PM
ac787$25.003/9/2011 6:53:55 PM
rlaboy$25.003/10/2011 5:22:42 AM
restless-dime$25.003/9/2011 7:49:21 PM
five-star-note$25.003/9/2011 5:03:54 PM
restless-dime$25.003/9/2011 5:04:16 PM
HammerSmith$25.003/9/2011 5:16:02 PM
golffish2$100.003/10/2011 4:24:23 AM
MarvintheMartian$25.003/9/2011 5:47:04 PM
loanman2007$225.003/10/2011 5:47:59 AM
SolarMoonshine$50.003/9/2011 6:57:04 PM
FarmersBank$50.003/10/2011 6:42:19 AM
Leshan$228.333/10/2011 7:02:22 AM
transformer855$25.003/9/2011 9:35:19 PM
ohmarkybaby$25.003/10/2011 12:46:38 AM
EA_Pokerking$25.003/10/2011 7:40:30 AM
FarmersBank$28.013/10/2011 7:50:36 AM
Whitewater_Loans$56.613/10/2011 11:40:36 AM
wise-repayment-seeker$25.003/10/2011 11:44:36 AM
liberty-magnate$25.003/10/2011 9:26:41 AM
NekHoldings$25.003/10/2011 11:15:41 AM
Christophe$25.003/10/2011 7:17:27 AM
EverettFinancial$39.003/10/2011 8:00:46 AM
bonus-sensai825$25.003/10/2011 9:38:29 AM
T-Bone$25.003/10/2011 12:05:07 PM
63 Investments
 
Borrower Payment Dependent Notes Series 496136
This series of Notes was issued and sold upon the funding of the borrower loan #47781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1995 Debt/Income ratio: 35%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,951Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: smartmoney11 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,001.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2009)
640-659 (Dec-2007)
 
Principal balance: $841.01 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
Adopting a Baby!
This loan will be used to pay for the profile we will be creating to educate birth mothers about us as a family. We are currently going through the home study process for a domestic infant adoption + this loan would help prepare us for the next step + fees in the process. We are very excited for this next step in our lives together as a family.

We are a married couple with secure positions in our career and a set monthly budget/plan that allows us to live within our means staying current on all our payments. This loan would added to our adoption savings of which we have about half saved for at this time.

We are good candidates for this loan as we have had two prosper loans in the past and have paid them back without any late payments.

Household net inc: $ 6590/mo.
Household expenses (itemized): $ 4385/mo.

House/Ins.: $ 1425
Auto: $ 1100
Utilities: $ 395
Food/Entertainment: $ 400
Clothing/Household: $ 150
Credit cards/student loans: $ 915
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
OldManP$25.003/13/2011 12:02:24 PM
CA-Lender$50.003/13/2011 12:05:17 PM
mikeandcat$100.003/13/2011 12:22:13 PM
reflective-rupee$1,000.333/13/2011 1:19:14 PM
restless-dime$25.003/13/2011 12:02:30 PM
mikeandcat$50.003/13/2011 12:22:34 PM
credit-guard5$25.003/13/2011 12:48:34 PM
DasMula$100.003/13/2011 1:34:17 PM
lendstats_com$400.003/13/2011 1:04:38 PM
green-rapid-openness$100.003/13/2011 2:46:23 PM
trumpeter5$30.003/13/2011 2:57:17 PM
smontgom$25.003/13/2011 3:23:09 PM
saxaphone6$25.003/13/2011 4:28:49 PM
MoneyForNothing$32.173/13/2011 12:07:18 PM
zotzot$25.443/13/2011 12:13:14 PM
marinbb$25.003/13/2011 12:28:04 PM
DUDICO2006$25.003/13/2011 1:19:47 PM
investment-artist$25.013/13/2011 12:02:27 PM
Azonic21$25.003/13/2011 12:05:35 PM
ac787$75.003/13/2011 12:19:10 PM
SolarMoonshine$25.003/13/2011 1:31:23 PM
Lubava$300.003/13/2011 3:39:33 PM
red-favorable-basis$25.003/13/2011 3:52:28 PM
favorite-commerce$50.003/13/2011 4:27:14 PM
shrewd-income$237.053/13/2011 4:45:49 PM
worldly-money4$100.003/13/2011 12:06:18 PM
squarebob$25.003/13/2011 12:07:40 PM
Kash2010lu$25.003/13/2011 12:44:20 PM
credit-coach118$25.003/13/2011 12:50:28 PM
29 Investments
 
Borrower Payment Dependent Notes Series 496202
This series of Notes was issued and sold upon the funding of the borrower loan #47905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $256.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2003 Debt/Income ratio: 11%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,900Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: felicity-statue Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Building fix support beams & column
Purpose of loan:
This loan will be used to change to support beams and columns in my grandmothers building. House was built long ago (1920 ~1935)and there made right now in wood. I got an estimate to change them to steel and to put in steel columns.

The estimate was 7,200.00. But that is an estimate it could be more or less. Right now i have about 20% of this and this loan would help secure the start and finishing of the project.

My financial situation:
I am a good candidate for this loan because i have a stable job and my current expenses are small. I own a co-op (no mortgage dept free) so i have no utility bills like gas and electric. Just maintenance which is 709.00 a month

Monthly net income: $ 1,760.00
Cell Phone: $ 91.96
internet: $ 49.95
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/6/2011 12:06:13 PM
jdrez$25.003/6/2011 12:07:11 PM
income-awakening6$100.003/6/2011 12:16:18 PM
thankful-nickel2$100.003/6/2011 4:25:10 PM
BxRealtor$25.003/6/2011 12:02:51 PM
important-ore$150.003/6/2011 12:06:48 PM
benjamins-utopia$100.003/6/2011 12:03:20 PM
Tradesmanlender$100.003/6/2011 12:06:25 PM
DasMula$27.003/6/2011 3:19:37 PM
selector568$25.003/6/2011 4:46:38 PM
mizon291$110.003/7/2011 6:47:07 PM
StrongMonty$29.733/7/2011 6:52:21 PM
dogtime19$50.003/8/2011 11:11:54 AM
trustworthy-money2$25.003/8/2011 9:56:21 AM
power-companion7$100.003/8/2011 10:09:14 AM
worthy-bid8$100.003/8/2011 4:13:26 PM
MadHun$200.003/8/2011 9:25:00 AM
B-rad_the_Coug$25.003/8/2011 12:29:31 PM
patriot897$25.003/8/2011 6:33:58 PM
nickel-ferret$100.003/9/2011 8:49:16 AM
atlKid$25.003/9/2011 4:54:40 AM
commerce-yeller$30.003/8/2011 8:22:06 PM
jazz619$25.003/9/2011 6:42:35 PM
efficient-treasure0$25.003/11/2011 7:02:03 AM
Freedomforme16$25.003/11/2011 2:19:26 PM
squarebob$101.003/11/2011 4:21:30 PM
Grandmahoneybee$25.003/11/2011 5:55:06 PM
thoughtful-exchange8$200.003/11/2011 7:30:18 PM
engaging-worth$25.003/11/2011 5:27:22 PM
five-star-bid2$25.003/12/2011 7:55:28 AM
Walkingcowboy$50.003/12/2011 11:32:47 AM
epall$25.003/12/2011 7:56:25 AM
pumped130$29.003/12/2011 7:49:09 AM
krajne$50.003/12/2011 8:11:51 AM
Kyileo$25.003/13/2011 2:01:16 PM
vigilance-searcher$25.003/12/2011 8:28:58 PM
riproaringrapids$25.003/13/2011 1:17:05 AM
AK49-JW$25.003/13/2011 6:32:25 PM
genelinist$200.003/14/2011 11:31:25 AM
cingular$25.003/13/2011 7:57:05 PM
kushka$25.003/13/2011 11:17:50 PM
principal-sensation$25.003/14/2011 2:57:08 PM
bentheredunthat$290.003/14/2011 12:37:58 PM
wwwUniversal$25.003/14/2011 1:10:41 PM
the-revenue-demon$35.003/14/2011 8:03:58 PM
colorfulgardener$25.003/14/2011 4:33:39 PM
skuba$25.003/15/2011 8:28:48 AM
nelie150$27.763/14/2011 6:32:39 PM
nolahelper$25.003/15/2011 6:53:33 AM
IPlayOutsideTheBox$25.003/15/2011 1:33:28 PM
Ripsaw4U$50.003/15/2011 2:14:10 AM
dpries123$50.003/15/2011 10:26:35 AM
generosity-pizza$50.003/15/2011 12:06:16 PM
lnrn$25.003/15/2011 1:54:03 PM
MarvintheMartian$25.003/6/2011 12:09:30 PM
investment-artist$25.003/6/2011 5:40:02 PM
vutah$25.003/6/2011 12:30:24 PM
simplelender80$100.003/6/2011 12:06:07 PM
myworld701$25.003/6/2011 12:07:39 PM
magnetic-dedication3$25.003/7/2011 1:21:36 AM
dpries123$25.003/7/2011 7:57:26 AM
radforj22$25.003/8/2011 7:22:24 AM
Tylerh$100.003/7/2011 7:17:28 PM
credit-coach118$100.003/7/2011 7:35:08 PM
StrongMonty$30.273/8/2011 11:33:47 PM
wise-natural-return$25.003/9/2011 9:36:01 AM
payout-banker4$25.003/9/2011 6:03:06 PM
Georgia_Boy$300.003/10/2011 6:13:51 AM
RandyL3$25.003/10/2011 6:16:01 AM
marr$52.623/10/2011 9:55:43 AM
CA-Lender$100.003/10/2011 5:42:42 PM
secureincome$1,500.003/11/2011 11:34:20 AM
kind-genuine-dough$50.003/11/2011 9:34:59 AM
FundMaker$25.003/11/2011 4:24:30 PM
KirosPOS$100.003/12/2011 3:25:21 AM
stuflend$39.413/12/2011 4:39:09 AM
palace2$100.003/11/2011 4:38:20 PM
jescowa$50.003/12/2011 5:49:48 AM
FWF-kinetic$100.003/11/2011 8:37:18 PM
Sol_Invictus$25.003/12/2011 6:35:08 AM
aztec$50.003/12/2011 2:33:03 PM
Johnab$25.003/12/2011 11:12:46 AM
return-phase9$25.003/12/2011 6:20:33 AM
yield-museum$160.003/12/2011 7:26:30 AM
maltma$27.193/12/2011 8:13:36 AM
treasure-widget$25.003/12/2011 10:27:52 AM
best-generosity-financier$25.003/12/2011 7:23:50 PM
velocity-winner$25.003/12/2011 9:48:17 PM
Weaverville$50.003/13/2011 5:46:56 PM
profitable-money$25.003/13/2011 8:14:16 PM
LoanerPrincipal$25.003/13/2011 8:36:34 PM
Havnfun$25.003/13/2011 9:39:14 PM
888GoldIngots$25.003/14/2011 11:36:13 AM
Havana21$25.003/14/2011 11:24:44 AM
Pasagam$50.003/14/2011 12:01:21 PM
torpedoman-usn$25.003/14/2011 1:58:29 PM
dmk2006$25.003/14/2011 2:26:35 PM
mammalian4$25.003/14/2011 11:22:20 AM
auctionator1$50.003/14/2011 5:35:33 PM
Digs$25.003/14/2011 4:46:38 PM
flexible-money1$50.003/15/2011 9:30:00 AM
Techne_Funds_LLC$25.003/14/2011 7:07:12 PM
dogbait$50.003/15/2011 10:46:23 AM
deal-enrichment063$100.003/15/2011 1:29:29 PM
enthralling-deal180$50.003/15/2011 2:10:19 AM
vishal29$50.003/15/2011 10:05:08 AM
RiskAdverse$25.003/15/2011 5:33:17 AM
zotzot$100.883/15/2011 5:37:43 AM
UBOtto186$50.003/15/2011 7:11:00 AM
upperdeck$25.003/15/2011 1:30:13 PM
brainy-repayment5$60.143/15/2011 2:00:18 PM
111 Investments
 
Borrower Payment Dependent Notes Series 496216
This series of Notes was issued and sold upon the funding of the borrower loan #47777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1992 Debt/Income ratio: 9%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,017Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: Jor-El Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan needed ...
Purpose of loan:
This loan will be used to do home improvements

My financial situation:
I am a good candidate for this loan because I have been in my field for 18 years and my position with my current employer Oracle is very stable.

I have more than $250,000 is retirement assets and low dept to income ratio.

Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What specific home improvements? - RealEstateInvestorsoftheUS
A: I'm adding a Pool & Deck (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.003/2/2011 9:01:58 AM
zotzot$100.003/2/2011 9:27:10 AM
scrappy-bonus2$25.003/2/2011 9:03:31 AM
TikPmp1$25.003/2/2011 9:05:05 AM
ichibon$150.883/2/2011 9:06:20 AM
worthy-bid8$50.003/2/2011 9:06:52 AM
squarebob$100.003/2/2011 9:21:51 AM
BxRealtor$25.003/2/2011 9:02:23 AM
Tradesmanlender$50.003/2/2011 9:03:22 AM
JJ9876$25.003/2/2011 9:04:54 AM
reflective-rupee$250.333/2/2011 11:06:22 AM
AFairDeal$75.003/3/2011 6:00:33 PM
important-ore$150.003/4/2011 3:21:29 AM
kulender$100.003/4/2011 2:31:47 PM
competent-p2p$101.003/4/2011 12:13:20 PM
thankful-nickel2$100.003/4/2011 5:40:30 PM
newest-funds-powerplant$100.003/4/2011 1:13:00 PM
astute-fairness0$100.003/4/2011 3:12:56 PM
jdrez$25.003/4/2011 6:31:55 PM
radforj22$25.003/5/2011 8:41:08 AM
Bank42$100.003/5/2011 5:27:16 AM
income-awakening6$100.003/6/2011 12:08:34 PM
BigGuyBank$27.773/6/2011 4:31:10 PM
genius520$100.003/8/2011 6:47:04 AM
power-companion7$100.003/8/2011 10:02:24 AM
patriot897$25.003/8/2011 6:33:14 PM
lender987654321$100.003/8/2011 8:11:55 PM
nickel-ferret$100.003/9/2011 8:47:27 AM
kind-resolute-dough$25.003/9/2011 12:21:46 PM
whipone$25.003/9/2011 2:22:05 PM
worldly-community3$50.003/9/2011 3:13:53 PM
jazz619$25.003/9/2011 6:41:54 PM
enterprising-cash0$25.003/9/2011 8:32:07 PM
vigilance-revolutionary$50.003/10/2011 9:22:33 AM
top-basis-majesty$50.003/10/2011 9:33:31 AM
jonn834$25.003/10/2011 5:31:43 PM
gold-blanket0$100.003/11/2011 6:46:16 AM
income-mechanic7$25.003/11/2011 9:39:35 AM
szetowski$25.003/11/2011 7:28:24 AM
gavinsp$25.003/11/2011 3:33:00 PM
efficient-treasure0$25.003/11/2011 7:01:02 AM
Philosonie$25.003/11/2011 12:46:43 PM
enchanted-yield4$100.003/11/2011 3:34:19 PM
ingenious-order783$25.003/12/2011 6:25:13 AM
Azonic21$25.003/12/2011 9:11:26 AM
Artist_Blue$25.003/12/2011 2:19:26 AM
jescowa$50.003/12/2011 5:48:34 AM
GElender$50.003/12/2011 6:02:36 AM
Pasagam$50.003/13/2011 6:36:17 AM
rcm87$100.003/12/2011 6:36:22 AM
cingular$25.003/13/2011 7:56:23 PM
cptproton$50.003/13/2011 11:01:22 AM
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riproaringrapids$25.003/13/2011 1:16:32 AM
jujitsulover$25.003/14/2011 12:21:27 AM
One1putt$50.003/14/2011 7:42:17 AM
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WorkerBee55$25.003/14/2011 9:36:36 AM
be_wise$25.003/14/2011 9:42:46 AM
socal-lender$25.003/14/2011 7:45:21 AM
platinum-platoon$25.003/14/2011 9:53:40 AM
CEK360$135.003/14/2011 1:32:20 PM
orgy63$50.003/14/2011 5:39:31 PM
the-dollar-topper$50.003/14/2011 11:51:32 AM
kanpur63$50.003/14/2011 9:26:31 PM
CA-Lender$25.003/14/2011 6:02:48 PM
colorfulgardener$25.003/14/2011 4:30:38 PM
jsw7us$50.003/15/2011 4:21:41 AM
rainorshine47$50.003/15/2011 5:13:50 AM
the-profit-oracle$25.003/15/2011 1:56:29 AM
skuba$25.003/15/2011 8:28:05 AM
bullwink27$25.003/15/2011 5:01:33 AM
compassion-ladder9$25.003/15/2011 9:41:12 AM
RMB-Investments$100.003/15/2011 8:53:14 AM
Woodworker57$25.003/15/2011 3:21:01 AM
FundMaker$30.003/15/2011 1:54:33 PM
deal-enrichment063$100.003/15/2011 12:46:29 PM
JAVEHE$50.003/15/2011 1:29:56 PM
penny-finder$36.003/15/2011 1:32:25 PM
interstellar$51.003/15/2011 3:37:38 PM
mushroomhunter$75.003/15/2011 3:41:48 PM
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ClearLake$25.003/15/2011 4:59:06 PM
GATrust$50.003/15/2011 5:03:57 PM
orangetrust$50.003/15/2011 5:07:41 PM
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Attract$25.003/15/2011 2:56:43 PM
secureincome$1,500.003/15/2011 5:29:42 PM
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HumRaahee$100.003/15/2011 6:06:12 PM
razor783$50.003/15/2011 6:15:50 PM
Fonthill$100.003/15/2011 4:59:36 PM
bigphish$50.003/15/2011 5:00:49 PM
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neutrino6$50.003/15/2011 7:21:11 PM
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ddamenace$75.003/15/2011 8:02:42 PM
Binan$50.003/15/2011 9:14:21 PM
regahj99$25.003/15/2011 9:19:30 PM
HappyToLoan$25.003/15/2011 6:22:54 PM
trapper569$50.003/15/2011 6:26:08 PM
ShotokanKeto$25.003/15/2011 6:56:04 PM
worthy-loot8$25.003/15/2011 2:46:06 PM
AustinAmerica$25.003/15/2011 9:55:10 PM
CE88$29.443/15/2011 10:15:02 PM
drkeith$34.003/15/2011 10:36:51 PM
payout-detective7$50.003/15/2011 3:34:38 PM
glimmering-credit4$25.003/15/2011 11:02:52 PM
J_Galt$50.003/15/2011 11:25:05 PM
ORteacher$50.003/15/2011 8:02:10 PM
jcrew007$32.783/16/2011 12:49:24 AM
janus_god$25.003/16/2011 1:36:07 AM
leodaguy$50.003/15/2011 9:21:08 PM
G1g1ty$25.003/16/2011 1:51:28 AM
gold-commander0$50.003/16/2011 1:58:11 AM
tender-integrity3$26.533/16/2011 2:09:11 AM
crazycool$100.003/15/2011 4:59:40 PM
a-truth-upholder$25.003/16/2011 2:09:26 AM
economy-popcorn$25.003/15/2011 9:46:25 PM
108lender$167.013/16/2011 1:16:46 AM
TheYellowDart$25.003/16/2011 1:22:53 AM
diligent-kindness9$25.003/15/2011 5:36:03 PM
selfmademan$25.003/16/2011 1:23:28 AM
DUDE66$27.723/16/2011 1:31:46 AM
CSinvestments$25.003/15/2011 5:42:05 PM
bomdel$25.003/16/2011 1:33:44 AM
E_G$33.463/16/2011 1:35:30 AM
shawndw$27.783/16/2011 1:51:13 AM
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devoider$25.003/16/2011 1:51:52 AM
Loans101$25.003/16/2011 1:52:31 AM
bobby5832708$50.003/15/2011 6:26:26 PM
mchilds22$25.003/15/2011 6:33:23 PM
LoxKid$64.003/15/2011 8:09:12 PM
mizon291$50.003/15/2011 9:06:05 PM
calm-principal6$50.003/16/2011 12:17:39 AM
Ready2Loan$25.003/16/2011 1:14:18 AM
TelegramSam$25.003/16/2011 1:15:24 AM
Spring342$25.393/16/2011 1:43:21 AM
crawfingers$25.003/16/2011 2:09:31 AM
simplelender80$100.003/2/2011 9:02:07 AM
MadHun$200.003/2/2011 9:02:49 AM
organized-payment6$50.003/2/2011 9:04:30 AM
felicity-loyalist0$25.003/2/2011 4:37:17 PM
SolarMoonshine$25.003/2/2011 6:21:48 PM
KichigaiSensei$26.473/4/2011 10:06:43 AM
a-responsible-return$100.003/5/2011 3:28:46 AM
indomitable-coin$50.003/5/2011 7:56:47 PM
Cai8899$40.003/6/2011 8:44:08 AM
availableloan$25.003/6/2011 8:39:29 PM
enthralling-deal180$50.003/7/2011 4:53:09 PM
Ripsaw4U$50.003/7/2011 12:26:49 PM
Tylerh$100.003/7/2011 7:16:27 PM
caring-hope2$50.003/8/2011 7:31:24 AM
integrity-saver$100.003/8/2011 12:40:18 PM
meenan$50.003/8/2011 9:47:26 PM
PThor$25.003/9/2011 1:03:01 PM
dbs$200.003/9/2011 7:38:55 AM
Tech-Entrepreneur$25.003/9/2011 12:22:14 PM
DDPrime$50.003/9/2011 6:08:02 PM
superb-funds335$25.003/9/2011 3:13:49 PM
payout-banker4$25.003/9/2011 6:02:30 PM
cash-champ0$25.003/10/2011 6:12:39 AM
Havana21$25.003/10/2011 1:33:09 AM
peace-maximizer8$25.003/10/2011 4:36:47 AM
platinum-exec1$100.003/10/2011 6:26:42 PM
top-epic-community$50.003/10/2011 10:41:42 AM
wizbiz717$50.003/10/2011 5:27:16 PM
kind-genuine-dough$50.003/11/2011 9:34:14 AM
moltopaolo$50.003/11/2011 7:27:07 AM
gracej$25.003/12/2011 3:00:02 AM
established-hope5$25.003/11/2011 6:17:57 PM
FWF-kinetic$100.003/11/2011 8:30:39 PM
transaction-topper$50.003/12/2011 6:12:11 AM
UT-Longhorn$25.003/12/2011 6:32:41 AM
CARedBull$50.003/11/2011 10:47:40 PM
philantist$25.003/12/2011 3:12:55 AM
jrlvnv$25.003/11/2011 11:15:26 PM
return-phase9$25.003/12/2011 6:25:31 AM
vutah$50.003/13/2011 11:17:03 AM
cscott2007$50.003/12/2011 2:51:49 PM
LR_Biker$50.003/12/2011 10:34:01 AM
Walkingcowboy$50.003/12/2011 11:31:44 AM
LoanerPrincipal$25.003/13/2011 8:36:22 PM
proud-silver0$100.003/14/2011 7:54:09 AM
credit-investor5$50.003/14/2011 9:07:13 AM
gold-sushi$25.003/14/2011 7:52:10 AM
gemoscar$50.003/14/2011 5:41:09 AM
saahilld$25.003/14/2011 9:49:37 AM
anton$1,000.003/14/2011 8:37:42 PM
cashhelp$30.003/14/2011 4:30:04 PM
crw1950$35.183/15/2011 7:38:17 AM
wwwUniversal$25.003/15/2011 1:55:44 AM
alpinaut$25.003/15/2011 4:31:08 AM
Hanalei712$50.003/15/2011 9:37:38 AM
Kyjamune$50.003/15/2011 7:13:59 AM
don8ter$25.003/15/2011 7:26:17 AM
the-capital-multiplier$50.003/15/2011 10:06:22 AM
oreyedoc$50.003/15/2011 10:07:41 AM
flexible-money1$50.003/15/2011 9:29:09 AM
divedude$25.003/15/2011 3:22:00 AM
ijspence$25.003/15/2011 2:06:34 PM
aasx1108$25.003/15/2011 5:16:39 AM
6moonbeams$50.003/15/2011 3:56:10 PM
luckyldy$50.003/15/2011 8:56:11 AM
samijake$50.003/15/2011 1:52:06 PM
MDJAX67$100.003/15/2011 4:46:43 PM
OKPapa$36.503/15/2011 2:36:32 PM
reward-burst4$50.003/15/2011 9:41:52 AM
benefit-trident$25.003/15/2011 4:54:05 PM
the-swashbuckler$100.003/15/2011 12:13:10 PM
platinum-exec1$100.003/15/2011 6:28:30 PM
EmmaDog44$25.003/15/2011 1:24:26 PM
Tammy102800$25.003/15/2011 5:07:25 PM
MasterKey$25.003/15/2011 5:07:56 PM
powerful-finance7$25.003/15/2011 5:20:11 PM
forthright-trade$25.003/15/2011 5:20:37 PM
sympathetic-fund8$50.003/15/2011 8:08:22 PM
dedicated-hope640$25.003/15/2011 5:28:31 PM
kmprospeo$50.003/15/2011 6:01:32 PM
Rivermaverick$25.003/15/2011 6:10:44 PM
new-dedication-travels$25.003/15/2011 9:34:03 PM
Redeast$25.003/15/2011 8:15:25 PM
capthouls$25.003/16/2011 1:08:22 AM
beaker$25.003/16/2011 1:13:28 AM
InvestorPartners$25.003/16/2011 1:14:26 AM
Oupa-George$25.003/16/2011 1:22:03 AM
lendme2$31.753/16/2011 1:23:33 AM
zotzot$50.003/15/2011 8:53:18 PM
DowntownLAcash$25.003/16/2011 1:26:27 AM
HpyHpyJoyJoy$50.003/15/2011 4:13:07 PM
mittman43$28.823/16/2011 1:42:47 AM
lostontheedge$25.003/16/2011 1:45:50 AM
nalaari$25.003/16/2011 2:00:05 AM
the-auction-bear$25.003/16/2011 2:09:20 AM
flexible-fund6$25.223/16/2011 2:11:44 AM
compuguy8$25.003/15/2011 9:32:13 PM
srspank24$50.003/15/2011 9:41:30 PM
escharfer$25.003/16/2011 1:14:23 AM
Strato$25.023/16/2011 1:22:19 AM
dajen1$27.933/16/2011 1:33:35 AM
Ivan2007$32.333/16/2011 1:35:43 AM
museic1$50.003/16/2011 1:43:53 AM
TJ643$50.003/15/2011 5:54:29 PM
lizard_lips$25.193/16/2011 1:51:32 AM
visionary-currency$50.003/16/2011 1:59:24 AM
eloquent-dough5$25.003/15/2011 7:02:20 PM
rate-mogul$100.003/15/2011 7:06:03 PM
IeatatWendys$50.003/15/2011 8:16:09 PM
the-serene-transaction$100.003/16/2011 12:46:31 AM
northwesttlr$25.003/16/2011 1:13:06 AM
hrubinst$31.003/16/2011 1:46:39 AM
yennib$59.293/16/2011 1:51:59 AM
miket71$37.743/16/2011 1:52:12 AM
Savings_EQ_Dignity$26.293/16/2011 1:57:12 AM
wonderful-dime$25.003/16/2011 2:08:30 AM
hope-hickory$25.003/16/2011 2:11:09 AM
257 Investments
 
Borrower Payment Dependent Notes Series 496222
This series of Notes was issued and sold upon the funding of the borrower loan #47920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1988 Debt/Income ratio: 18%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 23Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 59 Occupation: Postal Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,559Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: credit-motor424 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate bills
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...i work and have been working without any breaks in service for 13yrs and will repay my loan in a timely manner


Monthly net income: $1200.00
Monthly expenses: $ 500.00
Housing: $
Insurance: $38.00
Car expenses: $100.00
Utilities: $
Phone, cable, internet: $40.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What's your public record? Thanks. - squarebob
A: clean except for the tax debt that belongs to my husband (Mar-02-2011)
Q: Hello! I am interested in funding your loan. Please list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: chase credit card balance 4400.00 w/12.24%apr cap one card balance 2200 w/19% apr (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
TikPmp1$25.003/2/2011 9:05:06 AM
benjamins-utopia$50.003/2/2011 9:01:59 AM
DasMula$27.003/2/2011 9:28:38 AM
competent-p2p$25.003/2/2011 11:32:19 AM
all_of_that_one$30.003/3/2011 7:52:13 AM
important-ore$150.003/4/2011 3:21:30 AM
kulender$100.003/4/2011 2:31:48 PM
Reddy_Capital$25.003/5/2011 1:45:30 AM
radforj22$25.003/5/2011 8:41:09 AM
Mrgiggleswic$100.003/7/2011 5:08:39 AM
enthralling-deal180$25.003/7/2011 4:53:10 PM
power-companion7$100.003/8/2011 10:08:11 AM
integrity-saver$100.003/9/2011 12:21:40 PM
kind-resolute-dough$25.003/9/2011 3:14:19 PM
incbx$50.003/9/2011 12:21:07 PM
loanman2007$50.003/10/2011 6:36:06 AM
Havana21$25.003/10/2011 1:33:10 AM
peace-maximizer8$25.003/10/2011 4:36:48 AM
cash-champ0$25.003/10/2011 6:12:40 AM
wizbiz717$50.003/10/2011 5:27:17 PM
superb-funds335$25.003/10/2011 2:40:23 PM
CreditBuilder2$50.003/10/2011 3:02:45 PM
social-friendship5$50.003/11/2011 9:31:53 AM
efficient-treasure0$25.003/11/2011 7:01:03 AM
GElender$50.003/12/2011 6:02:37 AM
gracej$25.003/12/2011 3:00:05 AM
UT-Longhorn$25.003/12/2011 6:32:43 AM
888GoldIngots$25.003/13/2011 7:48:08 AM
rcm87$100.003/12/2011 6:36:22 AM
techs$25.003/12/2011 3:41:37 PM
Weaverville$50.003/13/2011 5:46:26 PM
riproaringrapids$25.003/13/2011 1:16:33 AM
Pasagam$50.003/13/2011 6:36:18 AM
be_wise$25.003/14/2011 9:42:48 AM
benefit-pro$25.003/14/2011 3:29:47 AM
nickel-position$25.003/13/2011 5:13:26 PM
jujitsulover$25.003/13/2011 11:58:40 PM
gold-sushi$25.003/14/2011 9:53:51 AM
CEK360$135.003/14/2011 1:32:22 PM
broomfieldbucks$25.003/14/2011 10:12:46 AM
the-dollar-topper$50.003/14/2011 11:51:34 AM
Artist_Blue$25.003/14/2011 12:43:09 PM
graceful-investment$77.513/14/2011 1:26:17 PM
Aaron_Oz$25.003/14/2011 1:29:16 PM
finance-admirer614$25.003/14/2011 5:54:10 PM
shawnw2$25.003/14/2011 6:00:32 PM
unfixer$25.003/14/2011 4:27:08 PM
bill-expert$25.003/14/2011 4:32:52 PM
jsw7us$50.003/15/2011 4:21:43 AM
Ambassador$25.003/15/2011 4:42:47 AM
gilbrear$25.003/14/2011 5:24:43 PM
bullwink27$25.003/15/2011 5:01:34 AM
golffish2$50.003/15/2011 5:03:37 AM
orgy63$50.003/14/2011 5:39:32 PM
the-profit-oracle$25.003/15/2011 1:56:31 AM
guardian3$50.003/15/2011 8:43:38 AM
RMB-Investments$100.003/15/2011 8:53:15 AM
Ripsaw4U$50.003/15/2011 2:13:54 AM
silver-enlightenment0$100.003/15/2011 2:24:45 AM
aasx1108$25.003/15/2011 5:16:42 AM
skuba$25.003/15/2011 8:28:08 AM
EmmaDog44$25.003/15/2011 1:24:35 PM
mckhbnpc$30.003/15/2011 2:02:15 PM
anarchy1985$49.093/15/2011 2:06:49 PM
heerzaquestion$25.003/15/2011 7:53:50 AM
JAVEHE$25.003/15/2011 1:52:17 PM
la_verita$25.403/15/2011 2:04:22 PM
gemoscar$50.003/15/2011 4:58:28 PM
compassion-ladder9$25.003/15/2011 5:06:46 PM
trumpeter5$25.003/15/2011 5:07:10 PM
ihelpunow$25.003/15/2011 4:02:30 PM
mpatrick$25.003/15/2011 10:53:53 AM
350DGRZ$25.003/15/2011 5:00:13 PM
deal-maple2$50.003/15/2011 5:00:22 PM
nhm$44.223/15/2011 5:02:58 PM
rate-gravity$25.003/15/2011 5:00:34 PM
worthy-bid8$50.003/2/2011 9:06:53 AM
BxRealtor$25.003/2/2011 9:02:23 AM
simplelender80$100.003/2/2011 9:02:08 AM
MadHun$200.003/2/2011 9:02:50 AM
Tradesmanlender$35.003/2/2011 9:04:41 AM
debt-force$25.003/2/2011 9:06:09 AM
Bank_Of_XL$25.003/2/2011 1:26:17 PM
113121$35.003/2/2011 1:15:32 PM
SolarMoonshine$25.003/2/2011 6:19:19 PM
vutah$25.003/2/2011 6:33:05 PM
integrity-doctor$100.003/3/2011 7:50:55 AM
enchanted-yield4$100.003/4/2011 1:11:58 PM
jdrez$25.003/4/2011 6:31:54 PM
jmichael23$100.003/5/2011 1:08:17 PM
Cai8899$40.003/6/2011 8:44:09 AM
Tylerh$100.003/7/2011 7:16:28 PM
genius520$100.003/8/2011 6:47:06 AM
patriot897$25.003/8/2011 6:33:15 PM
nickel-ferret$100.003/9/2011 8:47:32 AM
meenan$50.003/9/2011 12:21:50 PM
payout-banker4$25.003/9/2011 6:02:31 PM
PThor$25.003/9/2011 1:03:02 PM
jazz619$25.003/9/2011 6:41:55 PM
CA-Lender$100.003/9/2011 2:56:34 PM
inspiring-reward$38.153/10/2011 1:48:40 AM
MrCoffee$25.003/10/2011 2:22:43 AM
top-basis-majesty$50.003/10/2011 9:33:34 AM
worldly-community3$50.003/10/2011 2:40:25 PM
SecondChanceLendingSERV$25.003/11/2011 9:49:22 AM
kind-genuine-dough$50.003/11/2011 9:34:18 AM
gold-blanket0$100.003/11/2011 6:46:18 AM
moltopaolo$50.003/11/2011 7:27:16 AM
upbeat-finance8$50.003/11/2011 6:02:39 PM
income-mechanic7$25.003/11/2011 10:11:18 PM
Philosonie$25.003/12/2011 2:43:45 AM
gold-channel2$50.003/11/2011 3:06:58 PM
treasure-widget$25.003/12/2011 10:26:41 AM
jescowa$50.003/12/2011 5:48:35 AM
ghinga$25.003/11/2011 7:02:52 PM
treasure-bliss$44.853/12/2011 3:46:51 AM
a-finance-nirvana$25.003/12/2011 4:06:44 AM
LR_Biker$50.003/12/2011 10:34:04 AM
Walkingcowboy$50.003/12/2011 11:31:45 AM
llequire1$48.023/13/2011 5:38:24 AM
cscott2007$50.003/12/2011 2:51:50 PM
turboshop$35.003/12/2011 2:56:18 PM
Azonic21$25.003/12/2011 9:11:27 AM
point-kitten6$100.003/12/2011 11:18:04 AM
katnmouse$25.003/13/2011 4:48:25 PM
cingular$25.003/13/2011 7:56:25 PM
famous-bill$25.003/14/2011 1:23:31 PM
mad-scientist418$50.003/14/2011 1:23:15 PM
AlfinityBank25$25.003/14/2011 2:27:17 PM
mummey$60.003/14/2011 11:14:57 AM
TigerForce$25.003/14/2011 4:43:28 PM
mammalian4$25.003/14/2011 6:02:10 PM
PropertyInvest$25.003/14/2011 6:32:47 PM
sentimental-cash0$25.003/14/2011 6:40:42 PM
jazzlender$25.003/14/2011 5:27:41 PM
orange-preeminant-bill$50.003/14/2011 1:24:51 PM
revenue-appraiser$25.003/14/2011 1:25:09 PM
credit-bliss8$25.003/14/2011 5:34:51 PM
kanpur63$50.003/14/2011 9:26:32 PM
first-dinero-temple$25.003/14/2011 9:58:10 PM
SomebodysMom$85.873/14/2011 3:28:42 PM
Sugarmama21$53.003/14/2011 4:13:52 PM
Techne_Funds_LLC$25.003/14/2011 7:08:57 PM
don8ter$25.003/15/2011 7:26:19 AM
thankful-nickel2$25.003/14/2011 5:46:55 PM
wwwUniversal$25.003/15/2011 1:55:47 AM
credit-investor5$50.003/14/2011 6:00:53 PM
divedude$25.003/15/2011 3:22:01 AM
Ambassador$25.003/15/2011 4:51:29 AM
donkey$27.443/15/2011 6:09:28 AM
reward-burst4$50.003/15/2011 9:41:55 AM
the-capital-multiplier$50.003/15/2011 10:06:24 AM
oreyedoc$50.003/15/2011 10:07:44 AM
kind-important-liberty9$25.003/15/2011 1:37:03 AM
flexible-money1$50.003/15/2011 9:29:11 AM
Hanalei712$50.003/15/2011 9:37:39 AM
lnrn$25.003/15/2011 1:55:20 PM
realtormoises$25.003/15/2011 5:37:29 AM
platinum-czar$100.003/15/2011 12:18:42 PM
6moonbeams$50.003/15/2011 3:56:11 PM
luckyldy$50.003/15/2011 8:56:12 AM
ouyangers$25.003/15/2011 5:00:27 PM
successful-generosity$25.003/15/2011 5:02:13 PM
gbrook8$94.403/15/2011 5:10:38 PM
brightest-dignified-penny$30.003/15/2011 4:07:37 PM
AM2171$25.003/15/2011 12:03:23 PM
saahilld$25.003/15/2011 4:59:01 PM
special-peso$50.003/15/2011 5:02:06 PM
investment-cluster$25.003/15/2011 2:03:38 PM
Attract$25.003/15/2011 5:08:00 PM
ivadood$50.003/15/2011 5:09:26 PM
MoneyForNothing$5.053/15/2011 5:14:56 PM
172 Investments
 
Borrower Payment Dependent Notes Series 496270
This series of Notes was issued and sold upon the funding of the borrower loan #47848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $136.69
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2006 Debt/Income ratio: 22%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $316Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: hello-there Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business - Deposit Against Sales
This loan will be used to... provide a deposit against orders received in a new web division of my business. My current credit line is no longer large enough to support our sales so we must provide a deposit to continue to grow.
My financial situation:
1. The income from my business is enough to cover the payments for this loan. I net $500 - $1,000 per month and growing. Also, there is no true risk as the deposit will be refunded when the credit line is increased.
2. I also hold a full time position as a VP - Operations for a trading & import company. I receive bonuses every 6 months.
3. I'm conservative with my living expenses (I rent a room).
4. I already have the cash, but would like to finance this to keep my reserves.
Monthly net income: $2,500 (Post-Tax W-2 Salary Only)
Housing: $600 (Inc. All Utilities)
Insurance: $180 (Car Only)
Car expenses: $250
Food, entertainment: $400
Clothing, household expenses: $0 - As Needed
Credit cards and other loans: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the business and do you have a website? - The_Loan_Runner
A: I own an niche eCommerce business. The site is currently down pending increased credit line negotiations. Our google rankings should show enough proof of our traffic, marketing efforts and growth. Sales increase monthly from Adwords, word of mouth and organic traffic. Domain: www.guineapigsupply.com Rankings in Google For Keywords (Verify Yourself): ?Guinea Pig Supply #1 ?Guinea Pig Supplies #1 ?Guinea Pig Accessories #4 ?Guinea Pig Cages #5 ?Guinea Pig Toys #6 (Mar-10-2011)
Q: Can you describe your business? Thank you. - orange-impartial-asset
A: I own an niche eCommerce business. The site is currently down pending increased credit line negotiations. We maxed our credit line and are waiting for money to turnover. Will bring back up pending increased credit line or cash deposit (from this loan). Domain: www.guineapigsupply.com Average Order: $60.00 We have very high google rankings described and displayed in previous answer. Growth has come much from repeat happy customers. (Mar-10-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
dpries123$25.003/10/2011 9:02:10 AM
organized-payment6$50.003/10/2011 10:48:07 AM
simplelender80$100.003/10/2011 9:03:22 AM
Eric_Gagne$100.003/10/2011 12:52:01 PM
nickel-ferret$100.003/10/2011 9:04:58 AM
tomdooley12520$25.003/10/2011 2:45:58 PM
shellback13$32.373/10/2011 5:02:34 PM
Tylerh$100.003/10/2011 11:17:23 AM
jun$102.583/10/2011 12:24:52 PM
patriot897$25.003/10/2011 9:04:44 AM
credit-coach118$50.003/10/2011 2:48:11 PM
radforj22$25.003/11/2011 1:54:09 AM
efficient-treasure0$25.003/11/2011 7:04:28 AM
RandyL3$25.003/10/2011 2:51:41 PM
Kaustubh$50.003/10/2011 4:38:43 PM
goodhearted-basis4$25.003/11/2011 9:44:13 AM
Johnab$25.003/11/2011 12:47:12 PM
StrongMonty$37.513/11/2011 12:52:36 PM
CA-Lender$100.003/11/2011 2:27:22 PM
JustMee$25.003/11/2011 5:12:41 AM
zotzot$25.003/11/2011 5:54:23 PM
EngineersAlliance$100.003/12/2011 12:27:52 AM
DRJWAW$25.003/12/2011 5:04:58 AM
Weaverville$25.003/13/2011 5:50:25 PM
Kyileo$25.003/13/2011 2:11:23 PM
wildsf$200.003/14/2011 12:08:20 AM
justanotherme$25.003/14/2011 11:10:42 PM
MonkeyHero$31.443/14/2011 7:37:32 PM
wwwUniversal$25.003/15/2011 1:54:20 AM
first-dinero-temple$25.003/14/2011 10:03:27 PM
new-goodhearted-economy$60.003/15/2011 12:40:01 PM
upperdeck$25.003/15/2011 1:32:21 PM
Ripsaw4U$50.003/15/2011 2:15:44 AM
Finchy78$25.003/15/2011 5:24:37 AM
brainy-repayment5$50.003/15/2011 2:01:30 PM
BxRealtor$25.003/10/2011 9:02:38 AM
capital-kingdom$25.003/10/2011 10:17:26 AM
transformer855$25.003/10/2011 10:43:52 AM
competent-p2p$50.003/10/2011 11:06:18 AM
selector568$400.003/10/2011 9:02:06 AM
commerce-yeller$30.003/10/2011 9:02:58 AM
Nerdster1$25.053/10/2011 9:46:54 AM
basejump0$30.003/11/2011 6:36:07 AM
thankful-nickel2$25.003/10/2011 7:35:14 PM
wild-orange$100.003/11/2011 2:08:33 AM
duty-sundae1$25.003/11/2011 9:18:04 AM
The_Loan_Runner$25.003/11/2011 1:10:43 PM
iflyforfun$208.853/12/2011 12:21:37 AM
silver-breeze3$25.003/12/2011 7:07:25 AM
koolhandwv$39.523/12/2011 1:04:41 PM
Silver-Penny001$25.003/12/2011 7:43:12 PM
responsibility-aurora$27.033/12/2011 9:10:14 PM
jescowa$50.003/12/2011 5:51:19 AM
Walkingcowboy$50.003/12/2011 11:34:25 AM
diversification-pilot$25.003/12/2011 5:40:25 PM
Oak-Parker$25.003/13/2011 7:54:40 PM
squarebob$50.003/12/2011 12:29:37 PM
LoanerPrincipal$25.003/13/2011 8:36:47 PM
ScottCapital$25.003/14/2011 6:14:36 AM
eagle1271$25.003/14/2011 1:43:30 PM
important-ore$100.003/14/2011 10:12:31 AM
genelinist$50.003/14/2011 11:40:00 AM
mammalian4$25.003/14/2011 4:48:30 PM
tomjac2000$25.003/14/2011 7:34:53 PM
profitable-money$25.003/14/2011 8:56:06 PM
cwegert$25.003/14/2011 7:22:49 PM
CAcubuff$25.003/14/2011 8:56:27 PM
tlawed$31.873/14/2011 11:29:42 PM
benjamins-utopia$100.003/14/2011 6:02:04 PM
BU49er$50.003/14/2011 11:38:26 PM
heng2x$50.003/15/2011 2:13:10 PM
trapperdc$50.003/15/2011 1:29:40 PM
sjvicker$25.003/15/2011 1:37:36 PM
Tradesmanlender$100.003/15/2011 2:03:48 PM
generosity-pizza$50.003/15/2011 12:07:48 PM
kander80$40.003/15/2011 1:42:18 PM
ThirdWorldHoldings$41.343/15/2011 1:46:47 PM
auctionator1$56.343/15/2011 2:07:49 PM
78 Investments
 
Borrower Payment Dependent Notes Series 496276
This series of Notes was issued and sold upon the funding of the borrower loan #47877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,954Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: tapestry252 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to... consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because... I will always be able to make the monthly payment.


Monthly net income: $3000
Monthly expenses: $2000-2500
Housing: $750
Insurance: $140
Car expenses: $400
Utilities: $30
Phone, cable, internet: $30
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $600
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of work do you do? How stable is it? Thanks. - squarebob
A: I'm an entrepreneur and have a few sources of income. One is through electric-bicycle sales (local and online). The other is through hands-on energy healing sessions that I've kept up for several years already and have established a strong local presence. That provides the bulk of my income and takes up the most of my time. The client-base is consistent almost year round except for the Nov & Dec months (holidays). I'd reveal my websites but I'm warned not to put personally-identifiable info. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/2/2011 9:04:34 AM
greencat$50.003/2/2011 9:07:21 AM
Kash2010lu$25.003/2/2011 9:29:34 AM
MadHun$200.003/2/2011 9:05:51 AM
zotzot$50.003/2/2011 9:13:06 AM
liberty-magnate$50.003/2/2011 10:44:20 AM
Kaj$50.003/2/2011 1:59:00 PM
SFBank$200.003/2/2011 6:42:41 PM
loanman2007$100.003/3/2011 4:47:51 AM
Artist_Blue$25.003/3/2011 6:09:18 AM
shrewd-income$100.003/3/2011 6:31:14 AM
integrity-doctor$100.003/4/2011 9:52:02 AM
Bob450$25.003/5/2011 12:43:00 PM
Whipster$25.003/5/2011 5:23:23 AM
witty-openness$25.003/6/2011 4:57:19 AM
Cai8899$25.003/6/2011 8:42:15 AM
Starfin-Capital-Management$196.723/7/2011 5:32:12 AM
soulful-truth$100.003/6/2011 5:41:43 PM
loyalist1$100.003/7/2011 8:17:55 AM
SecondChanceLendingSERV$25.003/7/2011 7:50:55 PM
peso-aggregator$25.003/7/2011 6:48:12 PM
Tylerh$100.003/7/2011 7:18:33 PM
rhin0cerx$50.003/8/2011 9:44:21 AM
GElender$25.003/8/2011 5:57:59 AM
power-companion7$100.003/8/2011 10:08:19 AM
Jethro12$25.003/8/2011 1:21:36 PM
sudeep104$25.003/8/2011 5:59:15 PM
gothampark$25.003/8/2011 1:14:05 PM
patriot897$25.003/8/2011 6:35:06 PM
108lender$200.003/9/2011 9:17:53 AM
thelovebug$100.003/9/2011 12:51:28 PM
Ocean713$50.003/9/2011 12:33:43 PM
payout-banker4$25.003/9/2011 6:01:14 PM
be_wise$25.003/10/2011 5:07:29 AM
finance-mushroom$100.003/10/2011 3:23:12 AM
chkrvrty$50.003/10/2011 4:20:40 AM
Finchy78$25.003/10/2011 2:18:34 PM
top-basis-majesty$50.003/10/2011 9:34:16 AM
ready-interest9$25.003/10/2011 3:52:25 PM
loss-of-control$100.003/10/2011 4:44:27 PM
first-aggresive-platinum$25.003/10/2011 4:43:20 PM
joshua18$25.003/10/2011 11:28:56 AM
bold-careful-finance$25.003/10/2011 6:22:11 PM
cerebral-dollar773$250.003/11/2011 6:57:02 AM
musegaze$100.003/11/2011 6:11:11 AM
thrifty-capital$25.003/11/2011 6:50:38 AM
Gibbyland$100.003/11/2011 9:43:53 AM
mpatrick$25.003/11/2011 10:20:02 AM
secureincome$1,200.003/11/2011 11:27:34 AM
Shining-Star$100.003/11/2011 8:37:35 AM
visionary-currency$50.003/11/2011 1:49:27 AM
social-friendship5$50.003/11/2011 9:31:56 AM
kind-genuine-dough$25.003/11/2011 9:35:17 AM
simplelender80$200.003/2/2011 9:01:33 AM
ingenious-deal6$25.003/2/2011 9:05:17 AM
competent-p2p$25.003/2/2011 11:29:44 AM
worthy-bid8$25.003/2/2011 9:06:59 AM
squarebob$25.003/2/2011 9:18:22 AM
investment-artist$25.003/2/2011 10:07:34 AM
reflective-rupee$750.333/2/2011 11:04:38 AM
ethicalhumanist$25.003/2/2011 2:18:31 PM
2grindstones$50.003/2/2011 7:55:56 PM
gold-blanket0$25.003/3/2011 6:55:56 PM
transformer855$25.003/4/2011 5:24:11 PM
point-sasquatch$25.003/4/2011 2:41:52 PM
wonder3$25.003/5/2011 6:35:42 AM
KarlMarx$25.003/7/2011 12:51:32 PM
firsttouch1$500.003/7/2011 7:58:33 PM
seisen$50.003/7/2011 7:01:58 PM
leverage-monger$100.003/8/2011 12:08:37 PM
hopeful-truth5$50.003/8/2011 5:32:11 PM
well-mannered-income3$100.003/8/2011 2:29:07 PM
CA-Lender$100.003/8/2011 3:16:39 PM
reward-walnut$50.003/8/2011 4:16:18 PM
shur$25.003/8/2011 8:11:25 PM
hopeful-asset9$25.003/8/2011 9:42:25 PM
loan-kung-fu$100.003/9/2011 5:17:21 AM
PThor$25.003/9/2011 1:03:20 PM
Perksunlimited$50.003/10/2011 6:57:00 AM
Yomain$125.003/10/2011 2:21:39 PM
greatwhiteninja$50.003/10/2011 6:57:33 AM
symbiosis$100.003/10/2011 7:36:14 PM
radforj22$25.003/10/2011 12:31:11 PM
Eric_Gagne$25.003/10/2011 12:40:07 PM
Lubava$100.003/11/2011 8:36:08 AM
important-openness1$50.003/10/2011 4:16:21 PM
kind-important-liberty9$25.003/11/2011 8:02:26 AM
wwwUniversal$25.003/11/2011 1:51:20 AM
Starfin-Capital-Management$44.613/11/2011 6:31:52 AM
89 Investments
 
Borrower Payment Dependent Notes Series 496304
This series of Notes was issued and sold upon the funding of the borrower loan #47786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,236.57 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $383.98
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2001 Debt/Income ratio: 34%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,909Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: loyalty-framework Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
B.M.C.
Purpose of loan:
This loan will be used for debt consolidation.

My financial situation:
I am a good candidate for this loan because I have good credit, steady job, and am not late on payments


Monthly net income: $2900
Monthly expenses: n/a
Housing: $350
Insurance: 1300/year
Car expenses: $312
Utilities: $175
Phone, cable, internet: included in utilities
Food, entertainment: $400
Clothing, household expenses: very low
Credit cards and other loans: n/a
Other expenses: n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/1/2011 5:02:27 PM
organized-payment6$50.003/1/2011 5:03:20 PM
TikPmp1$25.003/1/2011 5:04:12 PM
courteous-fund9$50.003/1/2011 5:21:15 PM
MadHun$200.003/1/2011 5:02:45 PM
simplelender80$100.003/1/2011 5:02:19 PM
competent-p2p$40.003/1/2011 7:48:26 PM
adamnash$25.003/2/2011 12:56:27 AM
lloyd_s$50.003/2/2011 1:36:03 AM
JGB$66.623/2/2011 1:42:26 AM
MikeB918$25.003/2/2011 1:42:36 AM
tremendous-payment$25.003/2/2011 1:45:35 AM
cello1$25.003/2/2011 1:57:24 AM
worthy-bid8$50.003/2/2011 8:00:53 AM
zotzot$50.003/2/2011 6:35:33 AM
SB94114$50.993/4/2011 10:12:12 AM
integrity-doctor$100.003/4/2011 10:18:24 AM
jdrez$25.003/4/2011 6:32:00 PM
mammalian4$100.003/4/2011 4:26:48 PM
kulender$100.003/4/2011 2:31:40 PM
a-income-rocket$50.003/7/2011 12:01:54 PM
haryassman$25.003/7/2011 2:40:56 PM
enthralling-deal180$50.003/7/2011 4:24:49 PM
worldly-community3$50.003/7/2011 4:52:08 PM
Ripsaw4U$50.003/7/2011 12:26:48 PM
debtcollector$100.003/7/2011 6:41:14 PM
Tylerh$100.003/7/2011 7:16:23 PM
power-companion7$100.003/8/2011 10:02:07 AM
brainy-repayment5$50.003/8/2011 12:30:46 PM
genius520$100.003/8/2011 6:46:57 AM
integrity-saver$100.003/8/2011 12:40:16 PM
meenan$50.003/8/2011 9:47:22 PM
lender987654321$100.003/8/2011 8:11:54 PM
indomitable-coin$25.003/9/2011 7:07:17 PM
payout-banker4$25.003/9/2011 6:02:26 PM
be_wise$25.003/10/2011 5:07:11 AM
credit-coach118$100.003/9/2011 8:10:57 PM
cash-champ0$25.003/10/2011 6:12:36 AM
peace-maximizer8$25.003/10/2011 4:36:45 AM
powerful-greenback2$25.003/10/2011 9:20:48 AM
Havana21$25.003/10/2011 1:33:01 AM
saahilld$25.003/10/2011 1:11:38 PM
ClearLake$25.003/11/2011 6:06:47 AM
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Philosonie$25.003/11/2011 12:46:41 PM
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income-mechanic7$25.003/11/2011 9:39:27 AM
UT-Longhorn$25.003/12/2011 6:32:36 AM
gracej$25.003/12/2011 2:59:52 AM
GElender$50.003/12/2011 5:56:58 AM
LR_Biker$50.003/12/2011 10:33:54 AM
cingular$25.003/13/2011 7:56:20 PM
proud-silver0$100.003/13/2011 1:01:17 PM
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AK49-JW$25.003/13/2011 6:27:24 PM
Chauncey_Gardener$100.003/14/2011 9:57:44 AM
crazycool$100.003/14/2011 7:43:33 AM
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j2ee$25.003/14/2011 4:42:12 PM
vanderhp$25.003/14/2011 11:33:26 PM
mizount$25.003/15/2011 1:10:08 AM
sociallender$25.003/15/2011 1:34:49 AM
GATrust$50.003/15/2011 3:19:46 AM
TruckerGuy$25.003/14/2011 8:11:04 PM
jsw7us$50.003/15/2011 4:21:37 AM
coin-investor$25.003/14/2011 5:27:47 PM
orgy63$50.003/14/2011 5:39:27 PM
friendly-market5$25.003/14/2011 5:54:54 PM
velocity-solo$25.003/15/2011 2:07:41 AM
RMB-Investments$100.003/15/2011 8:53:08 AM
sensible-fund$50.003/14/2011 5:57:14 PM
alpinaut$25.003/15/2011 4:31:03 AM
ArmyGuy$25.003/15/2011 9:10:28 AM
anton$1,000.003/14/2011 8:35:27 PM
TheCount$25.003/15/2011 7:45:43 AM
the-capital-multiplier$50.003/15/2011 10:06:18 AM
oreyedoc$50.003/15/2011 10:07:33 AM
skuba$25.003/15/2011 8:28:01 AM
kanpur63$50.003/14/2011 9:26:25 PM
the-profit-oracle$25.003/15/2011 1:56:24 AM
dime-blackberry1$50.003/15/2011 1:30:37 PM
passivesf$25.003/15/2011 1:38:16 PM
WindyKid$50.003/15/2011 2:52:17 AM
compassion-ladder9$25.003/15/2011 9:40:50 AM
reward-burst4$50.003/15/2011 9:41:45 AM
TLCredits$25.003/15/2011 2:01:39 PM
phillipd48$25.003/15/2011 2:03:03 PM
escandalo$38.233/15/2011 11:51:33 AM
razor783$150.003/15/2011 2:53:57 PM
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luckyldy$50.003/15/2011 8:56:09 AM
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Steveoo1$25.003/15/2011 4:46:18 PM
ijspence$25.003/15/2011 2:06:32 PM
MasterKey$25.003/15/2011 2:12:00 PM
JeffHoll$25.003/15/2011 2:19:51 PM
Pakse$29.123/15/2011 2:22:19 PM
Lend2U21$25.003/15/2011 9:36:05 AM
worthy-loot8$25.003/15/2011 2:46:04 PM
anton$200.003/15/2011 2:51:07 PM
Loan-Mart$80.043/15/2011 10:27:52 AM
dparkhom$25.003/15/2011 4:46:38 PM
upperdeck$25.003/15/2011 1:25:50 PM
deal-enrichment063$100.003/15/2011 1:33:47 PM
genelinist$25.003/15/2011 1:36:38 PM
desertoasis$40.003/15/2011 1:41:32 PM
orangetrust$50.003/15/2011 1:51:04 PM
dsaboo10$119.513/15/2011 2:06:46 PM
valiant-money$50.003/15/2011 2:25:58 PM
WorldlyWorker$25.003/15/2011 4:46:00 PM
Newdad6$90.003/15/2011 4:46:46 PM
benjamins-utopia$100.003/1/2011 5:02:13 PM
selector568$50.003/1/2011 5:04:50 PM
Tradesmanlender$35.003/1/2011 5:04:05 PM
bold-durability-drum$100.003/1/2011 5:11:31 PM
joudsa$25.003/2/2011 1:12:25 AM
macjp123$25.003/2/2011 1:05:21 AM
danj$25.003/2/2011 1:31:44 AM
cloud8$60.003/2/2011 1:58:08 AM
SimpleChoice$25.003/2/2011 1:43:46 AM
greenback-maniac$25.003/2/2011 3:55:44 AM
squarebob$100.003/2/2011 4:36:20 AM
tomdooley12520$25.003/2/2011 6:19:36 AM
zotzot$25.003/2/2011 6:45:46 AM
radforj22$25.003/4/2011 10:01:06 AM
important-ore$150.003/4/2011 3:21:26 AM
thankful-nickel2$100.003/4/2011 5:44:30 PM
rainorshine47$50.003/5/2011 7:16:52 AM
psalms6612$25.003/5/2011 5:25:51 PM
Bank42$100.003/6/2011 4:37:04 AM
Cai8899$40.003/6/2011 8:44:03 AM
Pickmar$25.003/7/2011 7:53:56 AM
kind-resolute-dough$25.003/7/2011 5:39:04 PM
superb-funds335$25.003/7/2011 8:42:22 PM
nickel-ferret$100.003/9/2011 8:47:16 AM
patriot897$25.003/8/2011 6:33:11 PM
PThor$25.003/9/2011 1:02:56 PM
transformer855$25.003/9/2011 10:41:47 PM
schnippy$25.003/9/2011 12:41:58 PM
jazz619$25.003/9/2011 6:41:50 PM
Artist_Blue$25.003/10/2011 6:06:19 AM
vigilance-revolutionary$50.003/10/2011 9:22:29 AM
top-basis-majesty$50.003/10/2011 9:33:17 AM
jonn834$25.003/10/2011 5:31:39 PM
power-pagoda$50.003/10/2011 9:28:02 AM
matt_2006$25.003/10/2011 4:27:11 PM
wizbiz717$50.003/10/2011 5:27:12 PM
szetowski$25.003/11/2011 7:28:20 AM
CA-Lender$100.003/10/2011 5:42:18 PM
gold-sushi$25.003/11/2011 1:54:50 AM
gold-blanket0$100.003/11/2011 6:46:14 AM
jescowa$50.003/12/2011 5:48:29 AM
rcm87$100.003/12/2011 6:36:19 AM
a-finance-nirvana$25.003/12/2011 4:06:37 AM
Walkingcowboy$50.003/12/2011 11:31:37 AM
Pasagam$50.003/13/2011 6:36:15 AM
cscott2007$50.003/12/2011 2:51:46 PM
treasure-widget$25.003/12/2011 10:26:35 AM
jujitsulover$25.003/13/2011 11:52:19 PM
fund-fox4$50.003/13/2011 3:51:06 PM
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chameleon125$25.003/13/2011 6:30:43 AM
Fonthill$100.003/14/2011 7:43:28 AM
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AFairDeal$75.003/14/2011 5:31:14 PM
credit-investor5$50.003/14/2011 5:32:20 PM
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don8ter$25.003/15/2011 7:26:14 AM
Woodworker57$25.003/15/2011 3:20:59 AM
divedude$25.003/15/2011 3:21:57 AM
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Hanalei712$50.003/15/2011 9:37:30 AM
WSB-GROUP$25.003/14/2011 11:10:01 PM
Tammy102800$25.003/15/2011 11:51:07 AM
jwood3030$25.003/15/2011 1:47:07 AM
upperdeck$25.003/15/2011 1:28:04 PM
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jacmar$50.003/15/2011 9:47:12 AM
RSV$25.003/15/2011 3:47:16 AM
Anny-Disco$25.003/15/2011 4:21:51 AM
108lender$100.003/15/2011 1:43:14 PM
JAVEHE$50.003/15/2011 1:52:13 PM
Sixmil$50.003/15/2011 4:46:28 PM
squarebob$50.003/15/2011 2:03:05 PM
Srijaya$50.003/15/2011 2:22:09 PM
uncleharold$25.003/15/2011 2:46:29 PM
goldenretriever$90.003/15/2011 2:53:15 PM
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Preteur$25.003/15/2011 10:01:07 AM
thespindoctor$50.003/15/2011 3:52:51 PM
6moonbeams$50.003/15/2011 3:56:06 PM
deal-enrichment063$100.003/15/2011 12:46:27 PM
EmmaDog44$25.003/15/2011 1:23:41 PM
Wart126$25.003/15/2011 1:33:45 PM
heerzaquestion$50.003/15/2011 1:48:21 PM
reflective-gain$25.003/15/2011 2:02:30 PM
Attract$25.003/15/2011 2:56:41 PM
Sol_Invictus$25.003/15/2011 3:34:49 PM
kjsfld$25.003/15/2011 4:46:04 PM
i3urtonair$25.003/15/2011 4:48:04 PM
217 Investments
 
Borrower Payment Dependent Notes Series 496366
This series of Notes was issued and sold upon the funding of the borrower loan #47833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,007.33 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $381.27
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1989 Debt/Income ratio: 11%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:30y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,558Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: commitment-oyster4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
teacher1
Purpose of loan:
This loan will be used to buy into a real-estate company thats been in business 4 years..

My financial situation:
I have been a teacher in the tacoma school dist. for over 30 years, and a home owner for 23 years, I have a very stable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of real estate business is this for? What percentage will you end up owning? - The_Loan_Runner
A: We are a real estate acquisition company, we purchase properties, re-hab tham and sell them both on a profit and non-profit basis, we have established a charity fund on which we operate. I am a 1/3rd owner. (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
zotzot$50.003/2/2011 5:12:37 PM
benjamins-utopia$100.003/2/2011 5:28:51 PM
simplelender80$100.003/2/2011 5:28:57 PM
TikPmp1$25.003/2/2011 5:30:06 PM
damanq$25.003/3/2011 2:05:18 AM
BxRealtor$25.003/2/2011 5:28:59 PM
Heatguy$50.003/2/2011 10:28:38 PM
China0813$25.003/3/2011 1:36:27 AM
macjp123$25.003/3/2011 1:42:14 AM
jdrez$25.003/3/2011 1:35:46 AM
MissionMicroFinance$25.003/3/2011 1:51:21 AM
Prosp_Lender$30.183/3/2011 1:52:23 AM
tremendous-payment$25.003/3/2011 2:09:26 AM
compassion-bauble4$25.003/3/2011 2:22:16 AM
worthy-bid8$50.003/3/2011 11:25:29 AM
important-ore$150.003/4/2011 3:21:38 AM
kulender$100.003/4/2011 2:31:55 PM
felicity-loyalist0$25.003/4/2011 4:42:19 PM
indomitable-coin$50.003/5/2011 7:56:49 PM
Cai8899$40.003/6/2011 8:44:14 AM
Ripsaw4U$50.003/7/2011 12:27:00 PM
lender987654321$25.003/8/2011 7:56:20 PM
nickel-ferret$100.003/9/2011 8:47:45 AM
aldeed$100.003/10/2011 7:04:56 AM
payout-banker4$25.003/9/2011 6:02:35 PM
jazz619$25.003/9/2011 6:42:04 PM
top-basis-majesty$50.003/10/2011 9:33:44 AM
top-epic-community$50.003/10/2011 10:42:11 AM
Havana21$25.003/11/2011 1:32:06 AM
szetowski$25.003/11/2011 7:28:34 AM
genius520$100.003/11/2011 2:06:25 AM
kind-genuine-dough$50.003/11/2011 9:34:22 AM
jescowa$50.003/12/2011 5:48:41 AM
Walkingcowboy$50.003/12/2011 11:31:52 AM
cscott2007$50.003/12/2011 2:51:56 PM
Azonic21$25.003/12/2011 9:11:31 AM
kind-resolute-dough$25.003/14/2011 7:44:16 AM
LR_Biker$50.003/14/2011 7:53:10 AM
micraman$75.003/13/2011 10:30:26 PM
income-mechanic7$25.003/14/2011 7:51:59 AM
socal-lender$25.003/14/2011 9:07:19 AM
UT-Longhorn$25.003/14/2011 7:52:57 AM
superb-funds335$25.003/14/2011 11:24:12 AM
the-dollar-topper$50.003/14/2011 11:51:42 AM
Artist_Blue$25.003/14/2011 4:48:09 PM
anton$1,000.003/14/2011 8:42:09 PM
gracej$25.003/15/2011 1:34:43 AM
aasx1108$25.003/15/2011 5:16:50 AM
jonn834$25.003/15/2011 1:08:43 AM
Woodworker57$25.003/15/2011 3:21:08 AM
divedude$25.003/15/2011 3:22:03 AM
the-capital-multiplier$50.003/15/2011 10:06:30 AM
wwwUniversal$25.003/15/2011 1:56:00 AM
flexible-money1$50.003/15/2011 9:29:17 AM
Hanalei712$50.003/15/2011 9:37:46 AM
SouthwestPropertySolutions$50.003/15/2011 1:25:45 PM
Frugal$25.003/15/2011 3:45:01 PM
diligent-kindness9$25.003/15/2011 5:54:02 PM
MDJAX67$100.003/15/2011 4:44:56 PM
kmprospeo$25.003/15/2011 6:01:35 PM
rate-mogul$100.003/15/2011 7:06:06 PM
IeatatWendys$50.003/15/2011 8:22:48 PM
vigorous-velocity$100.003/15/2011 8:24:29 PM
leodaguy$50.003/15/2011 9:21:13 PM
trapper569$50.003/15/2011 6:26:14 PM
ijspence$25.003/15/2011 2:06:37 PM
reliable-platinum8$100.003/15/2011 9:16:10 PM
fascinating-value4$158.743/15/2011 4:59:33 PM
kenji4861$25.003/16/2011 2:24:31 AM
oreyedoc$50.003/15/2011 5:07:02 PM
blooming-dedication$50.003/16/2011 4:53:38 AM
first-serene-credit$25.003/16/2011 8:29:35 AM
bobby5832708$50.003/15/2011 6:26:28 PM
microjen$100.003/16/2011 3:55:02 AM
m0rlock$500.003/15/2011 7:05:01 PM
ManhattanLender$25.003/16/2011 9:01:40 AM
ORteacher$50.003/15/2011 7:57:13 PM
Redeast$50.003/15/2011 8:20:27 PM
secureincome$750.003/15/2011 8:21:05 PM
zotzot$50.003/15/2011 8:51:24 PM
investorrr$27.243/15/2011 9:23:23 PM
Sibelius2$25.003/16/2011 9:33:33 AM
TommyTucker$100.003/15/2011 9:26:23 PM
squarebob$50.003/16/2011 11:11:55 AM
lakehavasu88$25.003/16/2011 3:16:54 AM
melodious-fairness$100.003/16/2011 12:07:02 PM
janus_god$25.003/16/2011 9:36:06 AM
unclejaef$25.003/16/2011 12:19:54 PM
cash-spinner$25.003/16/2011 12:51:12 PM
msh345$50.003/16/2011 6:46:57 AM
careful-money2$50.003/16/2011 8:13:23 AM
simpy$50.003/16/2011 4:19:34 PM
DanLash$100.003/16/2011 12:18:12 PM
HHP$100.003/16/2011 9:33:46 AM
investment-comet$25.003/16/2011 12:03:39 PM
AJLending$30.003/16/2011 1:01:02 PM
astute-benjamins$25.003/16/2011 2:50:37 PM
drtxmac$53.783/16/2011 4:56:37 PM
Tradesmanlender$50.003/2/2011 5:29:28 PM
JJ9876$25.003/2/2011 5:29:42 PM
squarebob$100.003/2/2011 5:06:27 PM
MadHun$200.003/2/2011 5:29:23 PM
tylerfd$25.003/3/2011 1:36:09 AM
courteous-fund9$50.003/2/2011 6:37:56 PM
newfoundation$25.003/3/2011 2:04:35 AM
lounges$25.893/3/2011 2:05:26 AM
banker727$25.973/3/2011 2:20:14 AM
organized-payment6$50.003/2/2011 5:29:36 PM
chestnut4$25.003/3/2011 2:24:05 AM
AFairDeal$75.003/3/2011 6:00:36 PM
radforj22$25.003/5/2011 8:41:16 AM
a-responsible-return$100.003/5/2011 3:28:53 AM
Tylerh$100.003/7/2011 7:16:41 PM
enthralling-deal180$47.683/8/2011 11:34:35 AM
power-companion7$100.003/8/2011 10:02:46 AM
worth-philosopher9$100.003/8/2011 10:04:15 AM
Bank42$66.083/8/2011 10:27:34 AM
patriot897$25.003/8/2011 6:33:26 PM
Tech-Entrepreneur$25.003/9/2011 12:22:17 PM
enterprising-cash0$25.003/9/2011 8:32:11 PM
peace-maximizer8$25.003/10/2011 2:42:23 PM
vigilance-revolutionary$50.003/10/2011 9:22:45 AM
efficient-treasure0$25.003/11/2011 7:01:12 AM
moltopaolo$50.003/11/2011 7:27:25 AM
wizbiz717$50.003/10/2011 5:27:26 PM
cash-champ0$100.003/11/2011 10:16:56 AM
meenan$50.003/11/2011 3:33:58 PM
GElender$50.003/12/2011 6:02:43 AM
ITFDEE$25.003/11/2011 8:57:48 PM
riproaringrapids$25.003/13/2011 1:16:39 AM
rcm87$100.003/12/2011 6:36:26 AM
cptproton$50.003/13/2011 11:01:24 AM
BAJMP$25.003/12/2011 9:21:39 AM
Weaverville$50.003/13/2011 5:46:33 PM
Pasagam$50.003/13/2011 6:36:21 AM
BigGuyBank$27.773/12/2011 6:16:21 PM
PThor$25.003/14/2011 9:33:45 AM
gold-blanket0$100.003/14/2011 9:36:49 AM
whipone$25.003/14/2011 9:38:37 AM
calcloud$50.003/13/2011 11:08:58 AM
integrity-saver$100.003/14/2011 9:53:49 AM
worldly-community3$50.003/14/2011 11:23:53 AM
cingular$25.003/13/2011 7:56:32 PM
CEK360$45.003/14/2011 1:32:26 PM
gold-sushi$25.003/15/2011 1:56:08 AM
RMB-Investments$100.003/15/2011 8:53:21 AM
CA-Lender$25.003/14/2011 6:03:00 PM
skuba$25.003/15/2011 8:28:16 AM
worthy-loot8$25.003/15/2011 2:46:11 PM
angelinvestor2$50.003/15/2011 3:07:43 PM
Philosonie$25.003/15/2011 5:02:45 PM
powerful-finance7$25.003/15/2011 5:20:23 PM
mushroomhunter$75.003/15/2011 3:44:23 PM
platinum-exec1$100.003/15/2011 6:28:46 PM
eloquent-dough5$25.003/15/2011 7:02:29 PM
toronado$100.003/15/2011 1:34:08 PM
dollar-heart5$25.003/15/2011 1:50:17 PM
razor783$25.003/15/2011 6:19:27 PM
Sixmil$100.003/15/2011 10:37:26 PM
6moonbeams$50.003/15/2011 3:56:15 PM
mizon291$50.003/15/2011 9:06:12 PM
bullwink27$25.003/15/2011 4:48:43 PM
Binan$25.003/15/2011 9:36:12 PM
srspank24$50.003/15/2011 9:41:35 PM
five-star-responsibility0$50.003/16/2011 7:37:55 AM
Preferred-Lender$25.003/16/2011 8:41:25 AM
Yanwoo$25.003/16/2011 2:38:05 AM
cladius67$50.003/15/2011 7:03:22 PM
deal-enrichment063$100.003/16/2011 8:59:06 AM
fortress767$50.003/16/2011 6:45:00 AM
bullwink27$25.003/16/2011 6:51:30 AM
new-dedication-travels$25.003/15/2011 9:19:10 PM
friendly-market5$25.003/16/2011 9:01:42 AM
jrhinomo$29.003/16/2011 9:09:15 AM
don8ter$25.003/16/2011 1:53:27 AM
IIP77$25.003/16/2011 10:52:05 AM
sdr984$25.003/16/2011 11:26:09 AM
authentic-liberty7$25.003/16/2011 12:08:14 PM
gt5149c$25.003/16/2011 12:17:18 PM
BigLinCT$25.003/16/2011 7:11:42 AM
dreammachine$200.003/16/2011 7:31:38 AM
Gibbyland$100.003/16/2011 10:11:22 AM
velocity-solo$25.003/16/2011 3:26:10 PM
Ocean713$50.003/16/2011 3:35:25 PM
HalfDayz$50.003/16/2011 11:01:08 AM
potatoepicker$100.003/16/2011 8:50:49 AM
zeelender$25.003/16/2011 4:07:25 PM
One1putt$50.003/16/2011 12:02:26 PM
p2p-renaissance7$100.003/16/2011 12:06:52 PM
commerce-renewal$100.003/16/2011 12:06:57 PM
Fonthill$100.003/16/2011 12:07:12 PM
Preteur$25.003/16/2011 1:29:59 PM
AntiTrustBanker$50.003/16/2011 9:46:55 AM
mkl42$50.003/16/2011 11:34:14 AM
dojo2$25.003/16/2011 12:06:50 PM
crazycool$100.003/16/2011 12:07:14 PM
thankful-nickel2$25.003/16/2011 4:06:46 PM
197 Investments
 
Borrower Payment Dependent Notes Series 496374
This series of Notes was issued and sold upon the funding of the borrower loan #47861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $251.76
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1994 Debt/Income ratio: 35%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,949Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: currency-demon Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 16 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
740-759 (Nov-2009)
640-659 (Oct-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Investing in physical silver
Purpose of loan:
This loan will be used to purchase silver coins for long term investment

My financial situation:
I am a good candidate for this loan because I have a solid history and loan is backed by physical asset
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
grnii78$37.163/3/2011 9:09:06 AM
simplelender80$100.003/3/2011 9:09:13 AM
MadHun$200.003/3/2011 9:10:24 AM
organized-payment6$50.003/3/2011 9:10:37 AM
Tradesmanlender$35.003/3/2011 9:10:48 AM
benjamins-utopia$100.003/3/2011 9:08:40 AM
JJ9876$25.003/3/2011 9:10:59 AM
credit-investor5$50.003/3/2011 9:11:50 AM
b1geasy$25.003/3/2011 3:50:15 PM
thankful-nickel2$25.003/3/2011 4:10:53 PM
AFairDeal$75.003/3/2011 6:00:37 PM
T-L-B$50.003/3/2011 7:03:36 PM
important-ore$150.003/4/2011 3:21:42 AM
Lou-Holtz$100.003/4/2011 10:34:42 AM
kulender$100.003/4/2011 2:31:59 PM
competent-p2p$101.003/4/2011 12:15:05 PM
Feyenoord$25.003/4/2011 3:40:04 PM
radforj22$25.003/5/2011 8:41:20 AM
lucrative-durability$25.003/6/2011 8:45:33 AM
powerplant6$25.003/6/2011 10:40:47 AM
worthy-bid8$50.003/7/2011 8:16:23 AM
first-serene-credit$25.003/7/2011 3:25:41 PM
Johnab$25.003/7/2011 8:43:03 PM
patriot897$25.003/8/2011 6:33:32 PM
nickel-ferret$100.003/9/2011 8:47:52 AM
jazz619$25.003/9/2011 6:42:06 PM
wizbiz717$50.003/10/2011 5:27:32 PM
Havana21$25.003/11/2011 1:32:15 AM
moltopaolo$50.003/11/2011 7:27:36 AM
GElender$50.003/12/2011 6:02:47 AM
eloquent-dime416$50.003/12/2011 10:09:36 AM
reward-cosmos$25.003/12/2011 9:48:22 AM
Walkingcowboy$50.003/12/2011 11:31:57 AM
PXM-Financial$25.003/12/2011 12:13:30 PM
saahilld$25.003/13/2011 8:01:59 PM
genius520$100.003/14/2011 9:42:53 AM
the-dollar-topper$50.003/14/2011 11:51:46 AM
cscott2007$25.003/14/2011 9:54:50 AM
kind-resolute-dough$25.003/14/2011 12:51:46 PM
velocity-owner4$100.003/14/2011 2:30:12 PM
peace-maximizer8$25.003/15/2011 2:06:17 AM
healingangel22$25.003/15/2011 9:07:23 AM
flexible-money1$50.003/15/2011 9:29:21 AM
Hanalei712$50.003/15/2011 9:37:52 AM
RMB-Investments$100.003/15/2011 8:53:23 AM
penny-finder$36.003/15/2011 1:36:35 PM
divedude$25.003/15/2011 3:22:04 AM
ijspence$25.003/15/2011 2:06:38 PM
worthy-loot8$25.003/15/2011 2:46:13 PM
dollar-heart5$50.003/15/2011 1:39:30 PM
skuba$25.003/15/2011 8:28:18 AM
Aaron_Oz$25.003/15/2011 8:56:01 AM
the-capital-multiplier$50.003/15/2011 10:06:39 AM
6moonbeams$50.003/15/2011 3:56:17 PM
HomerdohNY$25.003/15/2011 7:05:31 PM
Chesterite$25.003/15/2011 8:05:55 PM
LR_Biker$50.003/15/2011 4:59:30 PM
gracej$25.003/15/2011 5:02:54 PM
kenji4861$25.003/16/2011 2:24:34 AM
Yanwoo$25.003/16/2011 2:38:06 AM
irishalaskan$25.003/15/2011 10:57:11 PM
calimanusa$25.003/15/2011 5:19:24 PM
BigLinCT$25.003/16/2011 7:11:43 AM
bobby5832708$50.003/15/2011 6:26:29 PM
blooming-dedication$50.003/16/2011 4:51:15 AM
superb-funds335$25.003/16/2011 9:03:57 AM
Sibelius2$25.003/16/2011 9:33:35 AM
loyalist1$300.003/16/2011 9:44:44 AM
friendly-market5$25.003/16/2011 9:52:51 AM
oreyedoc$33.503/16/2011 1:37:22 AM
HalfDayz$50.003/16/2011 11:01:09 AM
ingenious-order783$25.003/16/2011 11:56:37 AM
powerful-finance7$25.003/16/2011 12:01:41 PM
wind183$250.003/16/2011 3:08:16 PM
myduck$50.003/16/2011 3:44:28 PM
IIP77$25.003/16/2011 12:02:38 PM
vishal29$50.003/16/2011 12:51:24 PM
astute-benjamins$25.003/16/2011 2:50:55 PM
RyanTH9893$25.003/16/2011 3:46:13 PM
zeelender$25.003/16/2011 4:07:28 PM
investment-comet$25.003/16/2011 12:03:40 PM
TikPmp1$25.003/3/2011 9:11:18 AM
BxRealtor$25.003/3/2011 9:09:31 AM
tntmojave$50.003/3/2011 9:08:30 AM
ac787$25.003/3/2011 3:37:43 PM
caring-hope2$50.003/3/2011 3:48:35 PM
squarebob$25.003/4/2011 5:36:13 PM
jdrez$25.003/4/2011 6:31:43 PM
a-responsible-return$100.003/5/2011 3:28:56 AM
marwadi-62$300.003/5/2011 10:04:58 AM
felicity-loyalist0$25.003/5/2011 12:24:48 PM
Cai8899$40.003/6/2011 8:44:17 AM
1SteelerFan$35.003/6/2011 11:40:14 AM
Ripsaw4U$50.003/7/2011 12:27:02 PM
indomitable-coin$50.003/7/2011 4:56:34 PM
Tylerh$100.003/7/2011 7:16:46 PM
power-companion7$100.003/8/2011 10:06:49 AM
lender987654321$100.003/8/2011 8:12:02 PM
enthralling-deal180$50.003/8/2011 4:40:46 PM
Bank42$100.003/9/2011 5:21:07 AM
payout-banker4$25.003/9/2011 6:02:38 PM
enterprising-cash0$25.003/9/2011 8:32:12 PM
whiffle$50.003/10/2011 4:44:24 AM
top-epic-community$50.003/10/2011 10:42:20 AM
EverettFinancial$25.003/10/2011 7:45:26 AM
vigilance-revolutionary$50.003/10/2011 9:22:48 AM
top-basis-majesty$50.003/10/2011 9:33:49 AM
efficient-treasure0$25.003/11/2011 7:01:20 AM
a2190b$25.003/10/2011 6:50:07 PM
FinDoc$25.003/11/2011 4:11:24 PM
szetowski$25.003/11/2011 7:28:37 AM
kind-genuine-dough$50.003/11/2011 9:34:27 AM
rcm87$100.003/12/2011 6:36:29 AM
Azonic21$25.003/12/2011 9:11:32 AM
jescowa$50.003/12/2011 5:48:46 AM
runbix7$25.003/12/2011 3:46:26 AM
LawyerLoan$60.003/12/2011 4:53:11 PM
riproaringrapids$25.003/13/2011 1:16:42 AM
Weaverville$50.003/13/2011 5:46:36 PM
Pasagam$50.003/13/2011 6:36:23 AM
meenan$50.003/14/2011 7:52:28 AM
cingular$25.003/13/2011 7:56:38 PM
j2ee$25.003/14/2011 4:42:15 PM
cash-queen$25.003/14/2011 9:29:41 PM
wonderous-power$25.003/15/2011 2:07:23 AM
aasx1108$25.003/15/2011 5:16:54 AM
Artist_Blue$25.003/14/2011 5:59:42 PM
CA-Lender$25.003/14/2011 6:03:02 PM
ThisCatWillHelp$50.003/14/2011 7:47:34 PM
RatRaceChamp$25.003/15/2011 8:51:03 AM
Woodworker57$25.003/15/2011 3:21:11 AM
nikebootie$25.003/15/2011 8:36:54 AM
integrity-saver$100.003/15/2011 4:59:47 PM
UT-Longhorn$25.003/15/2011 5:03:33 PM
hmarquiss4$40.003/15/2011 3:32:41 PM
trapper569$50.003/15/2011 6:26:15 PM
cash-champ0$25.003/15/2011 4:59:26 PM
worldly-community3$50.003/15/2011 4:59:42 PM
eloquent-dough5$25.003/15/2011 7:02:31 PM
mizon291$50.003/15/2011 9:06:15 PM
rate-mogul$100.003/15/2011 7:06:07 PM
simiray$34.003/15/2011 3:17:19 PM
Redeast$50.003/15/2011 8:21:06 PM
income-mechanic7$25.003/15/2011 4:59:22 PM
srspank24$50.003/15/2011 9:41:36 PM
bicyclist2270$25.003/16/2011 1:23:01 AM
lakehavasu88$25.003/16/2011 3:16:55 AM
gold-sushi$25.003/16/2011 9:05:22 AM
IeatatWendys$50.003/15/2011 8:22:50 PM
leodaguy$50.003/15/2011 9:21:17 PM
Frugal$25.003/16/2011 9:37:12 AM
wwwUniversal$25.003/16/2011 2:01:19 AM
don8ter$25.003/16/2011 9:16:33 AM
REITRUST$25.003/16/2011 11:26:21 AM
HHP$100.003/16/2011 9:33:47 AM
AntiTrustBanker$50.003/16/2011 9:46:56 AM
gold-blanket0$50.003/16/2011 9:52:27 AM
VBPlayer$25.003/16/2011 7:24:59 AM
Gibbyland$100.003/16/2011 10:11:24 AM
Preferred-Lender$25.003/16/2011 8:41:25 AM
Ocean713$50.003/16/2011 3:35:31 PM
PThor$25.003/16/2011 9:03:46 AM
unclejaef$25.003/16/2011 12:06:55 PM
ScottCapital$25.003/16/2011 3:04:28 PM
mkl42$50.003/16/2011 11:34:16 AM
cash-spinner$25.003/16/2011 12:51:13 PM
166 Investments
 
Borrower Payment Dependent Notes Series 496384
This series of Notes was issued and sold upon the funding of the borrower loan #47901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1993 Debt/Income ratio: 59%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,150Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: blueberry0 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption Fees
Purpose of loan:
This loan will be used to facilitate a domestic adoption. Due to a job, we had to relocate. Thus we own in one place and rent in another, and we do not have much in the way of savings.

My financial situation:
I always find a way to make ends meet. With some small exceptions, I also make my payments on time. If inadvertently there is an error, I remedy it pronto.

Husband and Wife Combined:
Monthly net income: $4000.00
Monthly expenses: $
Housing: $1900.00 (This includes the amount not made up for by the rent we get from our tenants.)
Insurance: $200.00
Car expenses: $350.00/mo. payment; $50/mo. gas
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: We owe $162,178.42 on the mortgage. We paid about $190,000.00 for the condo, and it is worth, right now about $150,000 (this is what a realtor told us we would have to list it for). Our hope, in the future, is that we might be able to sell it for our purchase price, but we shall see. Thanks for asking. Please don't hesitate to ask other questions. (Mar-06-2011)
Q: your stated income is $24,000.00 annually, yet you claim your net income is 4000 a month x12 = 48000.00 ? - firsttouch1
A: Yes, I have included our approximate total household income, which includes my husband's. Thanks for asking for clarification! (Mar-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.003/3/2011 9:08:43 AM
simplelender80$100.003/3/2011 9:09:16 AM
reflective-rupee$750.333/3/2011 10:09:25 AM
important-ore$150.003/4/2011 3:21:45 AM
kulender$100.003/4/2011 2:32:02 PM
agalt$110.003/4/2011 1:54:13 PM
Tylerh$100.003/7/2011 7:16:52 PM
power-companion7$100.003/8/2011 10:08:38 AM
new-ore-venture$250.003/8/2011 9:20:18 AM
skillful-asset5$25.003/8/2011 8:18:00 PM
lender987654321$100.003/8/2011 8:12:03 PM
enthralling-deal180$50.003/9/2011 12:21:55 PM
payout-banker4$25.003/9/2011 6:02:41 PM
jazz619$25.003/9/2011 6:42:09 PM
top-basis-majesty$50.003/10/2011 9:33:54 AM
gothampark$25.003/10/2011 4:32:29 PM
wizbiz717$50.003/10/2011 5:27:36 PM
secureincome$2,000.003/11/2011 11:31:02 AM
Havana21$25.003/11/2011 1:32:25 AM
gold-channel2$50.003/11/2011 3:07:00 PM
zotzot$25.443/11/2011 4:31:50 PM
kind-genuine-dough$50.003/11/2011 9:34:31 AM
Aaron_Oz$25.003/11/2011 11:36:18 AM
jescowa$50.003/12/2011 5:48:49 AM
shrewd-income$100.003/11/2011 2:08:01 PM
payout-alien6$32.033/11/2011 3:13:40 PM
rcm87$100.003/12/2011 6:36:31 AM
Soulphoniks-Holdings$100.003/11/2011 4:00:31 PM
investment-cluster$25.003/12/2011 1:15:40 PM
all_of_that_one$30.003/12/2011 1:50:07 PM
iNet_Investor$30.003/12/2011 1:56:58 PM
krajne$50.003/12/2011 8:11:49 AM
mstar925$25.003/12/2011 1:54:44 PM
yamahaRider$128.313/12/2011 11:29:15 AM
Tradesmanlender$35.003/3/2011 9:10:52 AM
BxRealtor$25.003/3/2011 9:09:33 AM
MadHun$200.003/3/2011 9:10:28 AM
debt-force$25.003/3/2011 9:11:29 AM
DasMula$27.003/3/2011 10:07:35 AM
competent-p2p$30.003/3/2011 12:20:52 PM
TikPmp1$25.003/4/2011 8:34:05 AM
integrity-doctor$100.003/4/2011 9:53:58 AM
jdrez$25.003/4/2011 6:31:37 PM
radforj22$25.003/5/2011 8:41:26 AM
jmichael23$100.003/5/2011 1:09:58 PM
Cai8899$40.003/6/2011 8:44:20 AM
suave-income397$250.003/6/2011 2:46:47 PM
worthy-bid8$50.003/8/2011 12:29:49 PM
patriot897$25.003/8/2011 6:33:35 PM
nickel-ferret$100.003/9/2011 8:48:00 AM
silvercertificate$25.003/9/2011 9:21:44 AM
CA-Lender$100.003/9/2011 2:56:39 PM
Emberfox$33.673/10/2011 2:34:29 PM
SecondChanceLendingSERV$25.003/11/2011 9:50:26 AM
moltopaolo$50.003/11/2011 7:27:43 AM
tadpole256$25.003/10/2011 8:20:07 PM
ROYFU$25.003/11/2011 1:28:02 PM
social-friendship5$50.003/11/2011 9:32:31 AM
efficient-treasure0$25.003/11/2011 7:01:25 AM
uniquelycute72$50.003/11/2011 5:48:45 PM
green-liberty-thunder$100.003/11/2011 6:07:41 PM
benjamins-position$200.003/11/2011 2:25:34 PM
vishal29$100.003/11/2011 10:30:27 PM
silver-breeze3$25.003/12/2011 7:14:34 AM
invincible-agreement8$100.003/11/2011 5:27:51 PM
GElender$50.003/12/2011 6:02:50 AM
Sol_Invictus$25.003/12/2011 6:34:34 AM
EarlyRiser$125.173/12/2011 2:02:50 AM
next-time$17.503/12/2011 2:02:12 PM
generosity-pizza$50.003/12/2011 9:25:26 AM
treasure-widget$25.003/12/2011 10:26:52 AM
Walkingcowboy$50.003/12/2011 11:32:00 AM
zztopdog$33.053/12/2011 1:20:54 PM
ChewyZ$25.003/12/2011 7:01:46 AM
alaskakid$27.503/12/2011 1:54:05 PM
point-kitten6$100.003/12/2011 11:18:08 AM
76 Investments
 
Borrower Payment Dependent Notes Series 496536
This series of Notes was issued and sold upon the funding of the borrower loan #47875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $553.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1994 Debt/Income ratio: 36%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:31y 8m
Amount delinquent: $0 Total credit lines: 48 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,404Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: Bailey4225 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loyal gal
Purpose of loan:
This loan will be used to...Consolidate bills

My financial situation:
I am a good candidate for this loan because...I'm honest hardworking, & have this goal to pay off my debts & not discharge them.


Monthly net income: $3000
Monthly expenses: $500
Housing: $700
Insurance: $50
Car expenses: $200
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what is your job/industry? what is your monthly budget? what debts will you be paying off? - shrewd-income
A: I am a supervisor at the American Red Cross Mid-America Blood Division, full time. I do have a budget which I could send as an attachment, but I'm not sure how. Bottom line monthly: Income $2700 net - Expenses $2500 = $200.00 left. I do have $40,000 in a 401K which I would rather not borrow from unless I absolutely have to. This monthly contribution is taken from my gross pay. We do not have a mortgage on our main home, the home is worth about 350,000. I will need to continue this answer... (Mar-07-2011)
Q: Hi, Please explain your expenses. Thanks - Wangchuk
A: I listed my budget totals in previous answer. I have $30,000 in outstanding debt with interest rates between 20-39%. I would like to borrow the whole amount to consolidate to one payment, but am told I can only ask for $15,000. I would choose to pay off the highest interest rate creditors first. We own our own home, mortage free, worth $350,000 on the low end. We also own another home my mother rents from us. We owe $55,000 on that one. It's worth is $110,000. (Mar-07-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: We own our home which is now worth about $350,000, today's market. We also have another home worth $110,000, we owe $55,000 on. My mom rents the house and pays $500/mo. Our payment is just over $700/mo, I pay the $200 difference. My husband is self employed and he takes care of the set household expenses, e.g. utilities, home/auto insurance. I have our health insurance through work & deducted from my gross pay. I pay the misc. expenses with the exception of the $200 mort. payment. (Mar-07-2011)
Q: how much will you be reducing your monthly payment with this loan? You have a (1) DELINQUENCY , WHEN , WHY? - firsttouch1
A: I will be reducing my monthly payments by $300/mo, more importantly I'll be making a payment on a lower interest rate through this loan, with more going to the principal. The delinquency would be because I missed a payment to 2 different creditors on different months. I had to choose which payment to make. I've contacted each creditor for a rate reduction without much sucess. One offers lower rate if you miss two payments, which doesn't make sense to me. I'm trying to avoid debt reduction progr (Mar-09-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
important-ore$150.003/4/2011 5:08:23 PM
simplelender80$100.003/4/2011 5:04:30 PM
benjamins-utopia$100.003/4/2011 5:04:55 PM
MadHun$200.003/4/2011 5:06:46 PM
BxRealtor$25.003/4/2011 5:04:44 PM
Cai8899$40.003/6/2011 4:46:55 PM
shrewd-income$100.003/7/2011 2:46:23 PM
kindness-launcher$3,000.003/7/2011 6:10:46 PM
power-companion7$100.003/8/2011 10:03:03 AM
worthy-bid8$100.003/8/2011 4:13:13 PM
patriot897$25.003/8/2011 6:33:45 PM
CA-Lender$100.003/9/2011 2:56:46 PM
payout-banker4$25.003/9/2011 6:02:53 PM
BankofBeth$25.003/10/2011 10:20:39 AM
Emberfox$25.003/10/2011 2:34:54 PM
social-friendship5$50.003/11/2011 9:32:46 AM
Havana21$25.003/12/2011 3:19:56 AM
enthralling-deal180$50.003/12/2011 4:17:03 AM
gold-channel2$50.003/11/2011 3:07:02 PM
rcm87$100.003/12/2011 6:36:39 AM
treasure-widget$25.003/12/2011 10:27:12 AM
jescowa$50.003/12/2011 5:49:09 AM
Azonic21$25.003/12/2011 9:11:43 AM
MWMoney$25.003/13/2011 11:08:22 AM
Weaverville$50.003/13/2011 5:46:42 PM
chameleon125$25.003/13/2011 6:50:27 AM
jujitsulover$50.003/14/2011 12:18:10 AM
orange-preeminant-bill$50.003/14/2011 5:36:07 PM
CEK360$135.003/14/2011 1:32:28 PM
incbx$50.003/14/2011 6:01:26 PM
divedude$25.003/15/2011 3:22:08 AM
Ripsaw4U$50.003/15/2011 2:13:57 AM
aasx1108$25.003/15/2011 5:17:04 AM
shawnw2$50.003/15/2011 5:06:25 PM
wizbiz717$50.003/15/2011 4:08:24 PM
truth-trapper$25.003/15/2011 5:37:49 PM
famous-bill$25.003/15/2011 4:59:59 PM
Gandalf0001$50.003/15/2011 5:13:29 PM
m0rlock$500.003/15/2011 7:17:24 PM
diligent-kindness9$25.003/15/2011 5:37:36 PM
eloquent-dough5$25.003/15/2011 7:02:41 PM
rate-mogul$50.003/15/2011 7:03:25 PM
wattboy$300.003/15/2011 7:32:10 PM
Yaout$102.953/15/2011 7:46:26 PM
6moonbeams$50.003/15/2011 3:56:27 PM
vigorous-velocity$100.003/15/2011 8:21:42 PM
mammalian4$25.003/15/2011 8:22:42 PM
loan_doctor$25.003/16/2011 1:14:02 AM
credit-bliss8$25.003/15/2011 5:01:41 PM
graceful-investment$100.003/15/2011 5:02:02 PM
jazzlender$25.003/15/2011 5:03:09 PM
Yanwoo$25.003/16/2011 2:38:13 AM
secureincome$1,500.003/15/2011 5:22:58 PM
FinanceEngine$30.003/15/2011 5:43:59 PM
tender-ore$30.003/15/2011 5:54:36 PM
razor783$50.003/15/2011 6:15:05 PM
lender987654321$25.003/15/2011 6:40:54 PM
hopeful-truth5$100.003/15/2011 8:46:31 PM
Jewbag$100.003/16/2011 10:29:00 AM
UBOtto186$50.003/16/2011 9:18:53 AM
JeffHoll$50.003/16/2011 11:40:58 AM
vishal29$50.003/16/2011 1:07:01 PM
Ocean713$50.003/16/2011 3:35:42 PM
simpy$50.003/16/2011 4:19:53 PM
genius520$100.003/16/2011 9:04:05 AM
unassailable-fund$100.003/16/2011 5:39:13 PM
investment-comet$25.003/16/2011 6:00:17 PM
the-silver-blaster$50.003/16/2011 6:09:02 PM
AntiTrustBanker$50.003/16/2011 9:47:00 AM
ivadood$50.003/16/2011 4:42:22 PM
fund-tom-tom6$25.003/16/2011 5:24:14 PM
reward-walnut$50.003/16/2011 5:40:53 PM
Isotope$25.003/16/2011 6:44:25 PM
gold-sushi$25.003/16/2011 6:46:38 PM
important-openness1$75.003/16/2011 7:12:55 PM
mad4wknds$100.003/16/2011 8:01:58 PM
rad-pred$25.003/16/2011 6:55:02 PM
gilbrear$25.003/16/2011 4:37:50 PM
slwholesales$32.313/16/2011 7:09:11 PM
bluesheep$50.003/16/2011 8:16:13 PM
harty$50.003/16/2011 8:16:34 PM
special-dime5$25.003/16/2011 8:16:37 PM
Premierelender$25.003/16/2011 8:18:38 PM
chlebie$27.813/16/2011 8:19:23 PM
EarlyRiser$110.603/16/2011 8:23:18 PM
richboy56$25.003/16/2011 8:05:35 PM
active-market$34.783/16/2011 8:09:22 PM
Vans1975$43.003/16/2011 6:08:07 PM
p2p-czar3$25.003/16/2011 8:15:55 PM
nunnie$25.003/16/2011 8:16:10 PM
pound-ace$50.003/16/2011 8:16:29 PM
Dskillz$100.003/16/2011 6:22:55 PM
finance-admirer614$25.003/16/2011 8:18:15 PM
reflective-gain$25.003/16/2011 8:21:45 PM
Rick21$50.003/16/2011 8:01:15 PM
versatilenyguy$25.003/16/2011 8:01:47 PM
wise-silver-wonder$25.003/16/2011 8:06:42 PM
tomxnsn$37.503/16/2011 8:07:18 PM
IIP77$25.003/16/2011 8:14:35 PM
visionary-currency$50.003/16/2011 8:17:10 PM
anders94$50.003/16/2011 8:19:05 PM
E_G$50.003/16/2011 8:19:11 PM
DcUnited$30.003/16/2011 8:19:20 PM
Tradesmanlender$100.003/4/2011 5:06:59 PM
jdrez$25.003/4/2011 6:31:19 PM
Bank_Of_XL$25.003/5/2011 3:19:49 AM
jmichael23$100.003/5/2011 1:07:15 PM
radforj22$25.003/6/2011 4:51:31 AM
all_of_that_one$25.003/7/2011 5:04:02 PM
Tylerh$100.003/7/2011 7:17:09 PM
new-ore-venture$150.003/8/2011 9:22:24 AM
nickel-ferret$100.003/9/2011 8:48:32 AM
debt-force$25.003/9/2011 3:13:58 PM
jazz619$25.003/9/2011 6:42:19 PM
TikPmp1$25.003/10/2011 10:47:46 AM
kind-genuine-dough$50.003/11/2011 9:34:40 AM
kulender$100.003/11/2011 4:12:19 PM
efficient-treasure0$25.003/11/2011 7:01:40 AM
adir1$51.003/11/2011 5:46:14 PM
Walkingcowboy$50.003/12/2011 11:32:20 AM
techs$25.003/12/2011 3:41:43 PM
point-kitten6$100.003/12/2011 11:18:20 AM
riproaringrapids$25.003/13/2011 1:16:49 AM
Pasagam$50.003/14/2011 11:58:26 AM
cingular$25.003/13/2011 7:56:48 PM
treasure-bliss$50.003/14/2011 1:12:39 PM
pythia$25.003/14/2011 11:36:48 AM
GElender$50.003/14/2011 9:52:11 AM
inspiring-reward$50.003/14/2011 1:25:57 PM
meenan$50.003/15/2011 1:36:07 AM
skuba$25.003/15/2011 8:28:32 AM
RatRaceChamp$50.003/15/2011 8:54:43 AM
flexible-money1$50.003/15/2011 9:29:33 AM
the-capital-multiplier$50.003/15/2011 10:06:49 AM
RMB-Investments$100.003/15/2011 8:53:35 AM
Hanalei712$50.003/15/2011 9:38:02 AM
Loanstou$200.003/15/2011 6:26:58 PM
a-finance-nirvana$25.003/15/2011 5:03:39 PM
credit-investor5$50.003/15/2011 5:06:29 PM
kind-resolute-dough$25.003/15/2011 5:08:34 PM
peso-aggregator$25.003/15/2011 7:46:27 PM
Artist_Blue$25.003/15/2011 5:27:54 PM
jasonrun$28.243/15/2011 8:21:15 PM
mummey$50.003/15/2011 6:43:41 PM
prominence8$25.003/15/2011 10:07:43 PM
strutter$30.003/15/2011 9:09:23 PM
leodaguy$50.003/15/2011 9:21:25 PM
Raser$25.003/16/2011 1:51:42 AM
Shining-Star$25.003/15/2011 5:48:51 PM
msh345$50.003/16/2011 6:47:01 AM
gjm6d$25.003/15/2011 5:55:28 PM
DasMula$77.003/15/2011 6:07:06 PM
kenji4861$25.003/16/2011 2:24:47 AM
platinum-exec1$100.003/15/2011 6:30:19 PM
lakehavasu88$25.003/16/2011 3:17:00 AM
roxon$25.003/15/2011 6:53:51 PM
income-awakening6$25.003/15/2011 7:03:07 PM
AM2008$25.003/15/2011 7:29:06 PM
YoungTaxMan$25.003/15/2011 8:14:08 PM
congardner1$25.003/16/2011 8:19:48 AM
Preferred-Lender$25.003/16/2011 8:41:29 AM
HHP$100.003/16/2011 9:33:50 AM
Gibbyland$100.003/16/2011 10:11:39 AM
Smallbear$25.003/16/2011 9:48:42 AM
trade-elm$28.003/16/2011 1:20:36 PM
payment-halo$25.003/16/2011 2:22:44 PM
John_Galt$44.003/16/2011 11:09:52 AM
zeelender$25.003/16/2011 4:07:49 PM
priceless-cash5$25.003/16/2011 5:29:15 PM
veneziani$25.003/16/2011 5:31:50 PM
cash-spinner$25.003/16/2011 12:51:17 PM
A-ONE-INVESTMENTS$25.003/16/2011 2:41:14 PM
curveylady$35.003/16/2011 6:10:02 PM
nelie150$25.003/16/2011 6:11:31 PM
zotzot$50.443/16/2011 4:35:14 PM
integrity-doctor$100.003/16/2011 11:06:07 AM
rate-gravity$25.003/16/2011 6:03:43 PM
special-peso$50.003/16/2011 6:04:00 PM
unclejaef$25.003/16/2011 12:20:00 PM
mpatrick$25.003/16/2011 6:24:48 PM
manyhappydogs$25.003/16/2011 8:02:07 PM
PropertyInvest$25.003/16/2011 3:06:49 PM
blissful-note7$50.003/16/2011 8:09:28 PM
wbahl$25.003/16/2011 8:11:57 PM
LendToCause$25.003/16/2011 6:56:03 PM
jjb516$38.983/16/2011 6:58:59 PM
lcole32$25.003/16/2011 8:15:36 PM
Wart126$25.003/16/2011 5:24:47 PM
grf1945$50.003/16/2011 8:16:17 PM
yield-seeker$25.003/16/2011 8:20:32 PM
platinum-cargo$42.583/16/2011 5:36:16 PM
jigsaw$100.003/16/2011 8:01:00 PM
pulmdoc$25.003/16/2011 8:02:25 PM
ddamenace$40.003/16/2011 8:06:28 PM
sportcraft18$120.003/16/2011 6:00:23 PM
greenback-professor5$50.003/16/2011 8:16:31 PM
lenderrob$25.003/16/2011 8:16:39 PM
studious-peso$25.003/16/2011 6:37:12 PM
CACO_Lender$25.003/16/2011 6:39:06 PM
cathexis$25.003/16/2011 7:57:38 PM
Leopoldine$25.003/16/2011 8:05:57 PM
SBT$50.003/16/2011 8:16:08 PM
ptjg$36.813/16/2011 8:16:43 PM
careful-penny$25.003/16/2011 8:17:26 PM
Papa_Mema$25.003/16/2011 8:19:15 PM
4est$25.003/16/2011 8:19:31 PM
Banker7371$34.003/16/2011 8:19:40 PM
i3urtonair$25.003/16/2011 8:22:15 PM
208 Investments
 
Borrower Payment Dependent Notes Series 496570
This series of Notes was issued and sold upon the funding of the borrower loan #47938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-08-2011 
Term: 60 months Listing End date:  Mar-19-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $252.61
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1986 Debt/Income ratio: 10%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,649Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: spirited-asset8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Township Line
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What would this loan be used for? Thanks. - squarebob
A: To buy a house. (Mar-08-2011)
Q: Please describe the purpose of this loan. Thanks - reflective-rupee
A: To buy a house (Mar-08-2011)
Q: Your Credit Profile indicates you own a house. If true, are you selling this house and purchasing a second home or just purchasing a second home while keeping your existing one? - 888GoldIngots
A: I'm keeping my exixting one and purchasing this one. (Mar-11-2011)
Q: Is this house you are buying an investment property, or a 2nd home for your family? - BAJMP
A: Investment property (Mar-11-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/8/2011 5:01:56 PM
DukSerduk$25.003/8/2011 5:03:40 PM
community-pipeline$25.003/8/2011 5:03:48 PM
Preteur$25.003/8/2011 5:04:22 PM
Supernick$50.003/8/2011 5:05:51 PM
guybyny$50.003/8/2011 5:05:54 PM
authoritative-capital$100.003/8/2011 5:03:32 PM
worthy-bid8$100.003/8/2011 5:04:10 PM
minista$25.003/8/2011 5:04:40 PM
trade-hyperdrive1$100.003/8/2011 7:30:41 PM
squarebob$25.003/9/2011 5:22:29 AM
kyomoon$50.003/8/2011 5:03:35 PM
KWarrior$50.003/8/2011 5:03:46 PM
evnagelist$50.003/8/2011 5:04:04 PM
kind-resolute-dough$100.003/8/2011 5:04:13 PM
ichibon$200.883/8/2011 5:04:46 PM
Fonthill$100.003/8/2011 5:05:56 PM
Tylerh$100.003/8/2011 5:06:49 PM
wwwUniversal$25.003/9/2011 5:21:08 AM
cclady$500.003/9/2011 8:44:05 AM
Dollars4Rent$50.003/9/2011 2:11:35 AM
integrity-doctor$100.003/9/2011 2:14:53 PM
thankful-nickel2$100.003/9/2011 10:32:23 AM
Tech-Entrepreneur$25.003/9/2011 12:11:19 PM
visionary-fund$100.003/9/2011 7:36:15 PM
zotzot$25.333/9/2011 3:00:21 PM
bobby5832708$50.003/10/2011 8:22:10 AM
Eric_Gagne$100.003/10/2011 1:01:43 PM
Eric_Gagne$100.003/10/2011 8:02:17 AM
Aggie88$100.003/11/2011 3:47:46 AM
efficient-treasure0$25.003/11/2011 7:00:01 AM
green-radiant-durability$102.373/11/2011 10:00:36 AM
palace2$400.003/11/2011 4:41:54 PM
ITFDEE$100.003/11/2011 9:09:34 PM
ScionAltera$25.003/11/2011 6:08:29 PM
UT-Longhorn$25.003/12/2011 6:29:50 AM
3_boyz$25.003/12/2011 1:59:23 PM
YesMoney$25.003/13/2011 12:09:45 AM
cptproton$50.003/13/2011 11:01:48 AM
techs$25.003/12/2011 3:41:49 PM
westcoastsun$100.003/13/2011 2:45:34 PM
exact-gold2$50.003/13/2011 6:06:31 AM
emo13$100.003/13/2011 4:22:00 PM
Interstate_Rate$250.003/14/2011 11:06:19 AM
nimble-money0$25.003/14/2011 9:51:30 AM
secundus$25.003/14/2011 6:56:22 PM
GreenSun$50.003/15/2011 9:59:35 AM
bndlending2u$50.003/15/2011 10:00:03 AM
CASHGIRL$25.003/15/2011 11:21:17 AM
GoldenGo4$43.353/15/2011 9:58:19 AM
treasure-pipeline$25.003/15/2011 10:01:16 AM
payout-detective7$50.003/15/2011 3:43:34 PM
TZENGTZENG$50.003/15/2011 1:28:21 PM
djmjkelso$25.003/15/2011 1:49:52 PM
auction-seeker$25.003/15/2011 5:43:39 PM
Lefty_the_Lender$25.003/16/2011 12:37:12 AM
blooming-dedication$50.003/16/2011 4:56:20 AM
value-pouch$50.003/16/2011 9:46:14 AM
unclejaef$25.003/16/2011 12:10:29 PM
surfsider123$25.003/16/2011 3:52:02 PM
T-L-B$107.583/16/2011 5:10:21 PM
dynrep$100.003/16/2011 4:13:45 PM
GodzillaLending$25.003/17/2011 2:04:34 AM
cash-professor$50.003/16/2011 8:07:55 PM
daddypro$25.003/17/2011 12:26:44 PM
newfoundation$25.003/17/2011 12:52:19 PM
SARMAR$50.003/17/2011 3:36:48 PM
liberty-grizzly$150.003/18/2011 8:23:02 AM
sunsetlending$100.003/18/2011 9:02:59 AM
suave-income397$250.003/17/2011 5:57:19 PM
vollynet$45.983/17/2011 6:43:31 PM
Hogan55$25.003/18/2011 4:56:46 AM
market-network$25.003/18/2011 7:40:13 AM
velocity-solo$25.003/18/2011 2:36:08 AM
heerzaquestion$50.003/18/2011 5:11:52 AM
YellowJacket$25.003/18/2011 9:32:22 AM
brainy-repayment5$100.003/18/2011 6:20:10 PM
turbostar666$35.003/19/2011 1:34:56 AM
redtilapia$25.003/18/2011 12:49:08 PM
focused-wampum$50.003/18/2011 7:37:43 PM
availableloan$25.003/18/2011 7:52:20 PM
simiray$25.003/19/2011 7:47:08 AM
ladyonthebay$25.003/19/2011 8:08:24 AM
payout-detective7$25.003/19/2011 9:13:41 AM
trade-guru938$100.003/18/2011 5:39:32 PM
goat361$50.003/18/2011 5:53:13 PM
Chosen-one$25.003/19/2011 10:05:28 AM
slobberjob$50.003/19/2011 7:59:45 AM
BiggestG$25.003/19/2011 12:02:03 AM
jct_enterprises$25.003/19/2011 8:59:43 AM
blLending$25.003/19/2011 9:26:40 AM
exchange-cub$300.003/19/2011 12:05:50 PM
fund-tom-tom6$79.593/19/2011 12:06:49 PM
prainvestment$50.003/19/2011 9:34:58 AM
Leopoldine$25.823/19/2011 10:34:06 AM
bentheredunthat$100.003/19/2011 10:43:41 AM
Spiv_51$25.003/19/2011 4:21:46 AM
FinanceEngine$30.003/19/2011 7:45:42 AM
gentle-gold$25.003/19/2011 8:46:12 AM
zotzot$50.003/19/2011 11:53:51 AM
scrappy-bonus2$25.003/8/2011 5:03:30 PM
tenacious-compassion9$25.003/8/2011 5:03:52 PM
bowdish1$50.003/8/2011 5:05:45 PM
fantastic-openness$100.003/8/2011 5:05:48 PM
kenji4861$25.003/8/2011 5:01:50 PM
reflective-rupee$100.333/8/2011 8:29:07 PM
blot44$25.003/8/2011 5:06:52 PM
patriot897$50.003/8/2011 6:26:33 PM
TikPmp1$25.003/8/2011 5:04:17 PM
meux99$25.003/8/2011 5:04:30 PM
BxRealtor$25.003/8/2011 5:06:06 PM
power-companion7$100.003/8/2011 5:06:56 PM
astute-fairness0$100.003/9/2011 2:41:00 PM
indomitable-coin$200.003/9/2011 10:56:43 AM
bigballer105$100.003/9/2011 11:13:17 AM
loyalty-czar$100.003/9/2011 1:51:02 PM
felicity-loyalist0$50.003/9/2011 3:43:51 PM
PThor$25.003/9/2011 1:07:20 PM
gemoscar$100.003/10/2011 6:42:08 AM
caring-hope2$50.003/10/2011 11:25:38 AM
khamen$25.003/10/2011 11:26:30 AM
jscope$25.003/10/2011 5:20:31 AM
wmf311$29.163/10/2011 7:49:17 AM
BlessedEveryDay$25.543/10/2011 9:15:41 AM
BAJMP$25.003/11/2011 8:05:46 AM
commanding-income774$25.003/12/2011 5:12:52 PM
BlindProphet$50.003/12/2011 8:06:25 PM
lost-money-so-far-on-these$25.003/12/2011 10:01:27 PM
FlexFunding$50.003/12/2011 2:41:30 PM
Bank42$100.003/14/2011 7:52:22 AM
calcloud$25.003/13/2011 11:03:13 AM
profitable-money$25.003/13/2011 8:18:08 PM
davisfl$100.003/14/2011 7:54:47 AM
nuclearmoose$25.003/14/2011 9:51:27 AM
important-ore$100.003/14/2011 10:10:35 AM
CA-Lender$25.003/14/2011 6:03:31 PM
Hanalei712$50.003/15/2011 9:36:35 AM
Woodworker57$25.003/15/2011 3:21:34 AM
loaninvesting$30.003/15/2011 1:51:42 PM
Lender50$25.003/15/2011 1:25:47 PM
dinero-storm4$100.003/15/2011 9:59:07 AM
Octavian315$35.003/15/2011 7:46:13 PM
penny-finder$50.003/15/2011 2:00:26 PM
focused-wampum$25.003/15/2011 2:03:06 PM
WarmWeather$25.003/15/2011 2:47:24 PM
toronado$50.003/15/2011 3:16:09 PM
fallentimbers$25.003/15/2011 3:54:02 PM
John_Galt$44.003/16/2011 11:17:31 AM
cbivitz$200.003/16/2011 1:12:34 PM
Centaur$50.003/16/2011 4:52:09 PM
radforj22$50.003/16/2011 5:45:19 PM
Emgolda$25.003/16/2011 5:59:24 PM
BOZO88$25.003/16/2011 7:36:54 PM
ekbangali$100.003/16/2011 7:44:05 PM
commerce-renewal$100.003/16/2011 6:47:49 PM
awwaww$40.003/16/2011 8:15:16 PM
wbahl$25.003/16/2011 8:07:48 PM
SBT$75.003/16/2011 8:51:53 PM
Havana21$81.183/16/2011 8:28:36 PM
adir1$25.003/16/2011 9:30:55 PM
Marathoner$25.003/17/2011 7:41:05 AM
Heather11$25.003/17/2011 8:25:36 AM
life-is-great$25.003/17/2011 10:07:05 AM
zone6$50.003/17/2011 6:49:52 AM
Bodyboard$30.943/17/2011 11:06:39 AM
Vitruvius$50.003/17/2011 9:23:14 AM
currency-persimmon$100.003/17/2011 9:36:33 AM
treasure-transformer9$25.003/17/2011 9:57:12 AM
kulender$50.003/17/2011 5:17:00 PM
reflective-gain$25.003/17/2011 3:52:52 PM
exuberant-dime$100.003/18/2011 4:38:44 AM
derec$25.003/17/2011 10:36:53 PM
Medops911$25.003/18/2011 8:57:19 AM
syounker$25.003/17/2011 5:37:56 PM
grampy48$30.003/18/2011 7:09:30 AM
jeflanne$238.713/18/2011 7:20:18 AM
ADRllc$100.003/18/2011 10:06:30 AM
eronyc$50.003/18/2011 11:46:10 AM
compassionate-dime0$100.003/18/2011 7:26:32 PM
DrunkenMic$25.003/18/2011 9:13:48 PM
ac787$25.003/19/2011 12:42:15 AM
panegryst$50.003/18/2011 11:36:28 PM
generator596$61.983/19/2011 3:07:31 AM
vigilance-searcher$25.003/19/2011 6:28:08 AM
drkosh$25.003/19/2011 8:39:01 AM
j2ee$25.003/19/2011 10:15:23 AM
chrisb1414$25.003/19/2011 10:45:11 AM
bigfoot15$50.383/19/2011 7:41:59 AM
goldenretriever$100.003/19/2011 8:18:42 AM
corporatejim$29.383/19/2011 5:10:40 AM
dollar-oracle55$100.003/19/2011 6:23:39 AM
power-cell$27.503/19/2011 8:39:28 AM
Tizzo27$50.003/19/2011 9:56:53 AM
fund-tom-tom6$25.003/19/2011 10:03:40 AM
blue-lucrative-rate$100.003/19/2011 10:28:59 AM
mistertao$25.003/19/2011 11:35:45 AM
zippy-revenue8$50.003/19/2011 11:40:10 AM
fund-tom-tom6$100.003/19/2011 11:52:58 AM
198 Investments
 
Borrower Payment Dependent Notes Series 496634
This series of Notes was issued and sold upon the funding of the borrower loan #47837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,700.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $173.45
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2000 Debt/Income ratio: 18%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,720Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: transparent-greenback5 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan: Payoff credit cards
This loan will be used to...
PAY OFF DEBT
My financial situation:
I am a good candidate for this loan because...I pay my bills on time



Monthly net income: $
Monthly expenses: $
Housing: $977
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $80
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi. What type of work do you do? - magnetic-dedication3
A: Design and install fiber optic networks. (Mar-06-2011)
Q: I am interested in funding your loan. Give a brief job descrip. and a detailed monthly budget of post-tax income and expense. List the debts to be consol. with this loan, with the outstanding balance, APR, and min monthly payment for each. Thanks - newest-funds-powerplant
A: Design and install fiber optic networks. $3000 income. Juniper credit card 2800 30% intrest. Citi financial 1800 30% also they both went up with economy trying to consolidate debts to get out. (Mar-06-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 126000 (Mar-08-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
MadHun$200.003/4/2011 9:22:35 AM
runner262$25.003/4/2011 9:34:52 AM
Bank_Of_XL$100.003/4/2011 10:06:40 AM
benjamins-utopia$50.003/4/2011 9:18:24 AM
simplelender80$100.003/4/2011 9:19:57 AM
BxRealtor$25.003/4/2011 9:20:16 AM
DasMula$27.003/4/2011 9:22:17 AM
competent-p2p$25.003/4/2011 11:39:16 AM
vutah$25.003/4/2011 12:09:56 PM
helpinghand63$50.003/4/2011 9:35:06 AM
SimpleChoice$25.003/4/2011 9:36:01 AM
zone6$50.003/4/2011 9:53:14 AM
enchanted-yield4$100.003/4/2011 1:12:17 PM
mammalian4$100.003/4/2011 2:44:17 PM
SolarMoonshine$25.003/4/2011 5:27:14 PM
jdrez$25.003/4/2011 6:31:23 PM
randsenterprise$25.003/5/2011 12:49:38 PM
radforj22$25.003/6/2011 4:51:26 AM
Cai8899$40.003/6/2011 8:44:26 AM
n036939$25.003/7/2011 6:23:58 AM
newest-funds-powerplant$25.003/6/2011 1:14:13 PM
jayk63$25.003/7/2011 3:26:59 AM
dpries123$25.003/7/2011 8:01:25 AM
Techne_Funds_LLC$25.003/7/2011 12:56:09 PM
debt-force$25.003/7/2011 4:49:36 PM
firsttouch1$200.003/7/2011 8:03:51 PM
donenzo$25.003/8/2011 6:34:23 AM
Tylerh$100.003/7/2011 7:17:03 PM
Roundhouse$100.003/8/2011 8:51:27 PM
TikPmp1$25.003/8/2011 12:30:23 PM
credit-coach118$40.003/9/2011 2:41:14 PM
Aaron_Oz$25.003/9/2011 2:47:15 PM
nickel-ferret$100.003/9/2011 8:48:21 AM
CA-Lender$100.003/9/2011 2:56:41 PM
jazz619$25.003/9/2011 6:42:13 PM
dsv$25.003/10/2011 10:19:30 AM
brightest-dignified-penny$25.003/10/2011 10:34:02 AM
Eric_Gagne$50.003/10/2011 12:41:03 PM
mpatrick$25.003/10/2011 3:42:05 PM
enthralling-deal180$50.003/11/2011 2:07:53 AM
auction-seeker$25.003/10/2011 5:30:25 PM
friendinmoney$100.003/10/2011 8:40:42 PM
LakeShoreLending$25.003/10/2011 6:39:13 PM
blue-dollar-viking$25.003/10/2011 8:12:25 PM
social-friendship5$50.003/11/2011 9:32:42 AM
wise-benjamins-fortress$25.003/11/2011 6:44:13 AM
113121$566.433/11/2011 9:43:30 AM
macjp123$25.003/4/2011 10:15:32 AM
Tradesmanlender$35.003/4/2011 9:22:55 AM
reflective-rupee$25.333/4/2011 9:23:26 AM
important-ore$150.003/4/2011 9:24:48 AM
tremendous-payment$25.003/4/2011 10:03:18 AM
mobius404$25.003/4/2011 9:55:05 AM
summerlander$25.003/4/2011 12:31:39 PM
transformer855$25.003/4/2011 10:51:52 PM
tomdooley12520$25.003/4/2011 5:21:43 PM
850$50.003/6/2011 7:51:19 PM
magnetic-dedication3$25.003/6/2011 4:56:08 PM
power-companion7$100.003/8/2011 10:11:48 AM
exciting-fairness$200.003/8/2011 12:01:51 PM
worthy-bid8$100.003/8/2011 4:13:09 PM
hopeful-truth5$50.003/8/2011 5:42:14 PM
patriot897$25.003/8/2011 6:33:41 PM
shrewd-loot$31.433/9/2011 7:09:50 AM
hope-lionheart1$25.003/8/2011 9:36:53 PM
kulender$100.003/9/2011 12:21:02 PM
payout-banker4$25.003/9/2011 6:02:49 PM
113121$25.003/9/2011 7:00:16 PM
christifa$52.193/10/2011 4:50:41 AM
scoobiedoo$50.003/10/2011 2:38:59 PM
420limo$50.003/10/2011 10:12:46 PM
psycardis$32.623/10/2011 11:17:44 PM
loss-of-control$25.003/10/2011 4:45:26 PM
LendToCause$25.003/10/2011 6:11:41 PM
MrRooster101$25.003/10/2011 6:25:56 PM
Sol_Invictus$25.003/10/2011 6:28:46 PM
wildanne$100.003/10/2011 7:49:52 PM
all_of_that_one$25.003/10/2011 3:32:04 PM
NorthlandAlchemist$100.003/10/2011 10:47:53 PM
power-secret-agent$25.003/11/2011 4:33:12 AM
efficient-treasure0$25.003/11/2011 7:01:33 AM
a-restless-dollar$50.003/11/2011 8:14:05 AM
kind-genuine-dough$50.003/11/2011 9:34:36 AM
83 Investments
 
Borrower Payment Dependent Notes Series 496648
This series of Notes was issued and sold upon the funding of the borrower loan #47885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-17-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 15.37% Monthly payment: $186.10
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1990 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,296Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: New-Doorz-Open Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2010)
 
Principal balance: $8,560.03 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Credit Card Consolidation Continues
Purpose of loan: Consolidate Credit Cards
This loan will be used to...pay off the balance to another credit card which has come off of it's "special transfer balance rate." I would prefer to pay interest to my peers than to credit card companies who refuse to offer a reasonable interest rate to someone with good credit.

I am a good candidate for this loan because...I have and continue to be responsible to my financial obligations even when I had been unemployed I still was never late or missed any payments. I have a Prosper loan to which I am current, I am now gainfully employed and I would be a low-risk and a great investment for those who are looking for such.


Monthly net income: $3100

Housing: $975
Insurance: $100
Car expenses: $50
Utilities: $105
Phone, cable, internet: $128
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Tradesmanlender$100.003/5/2011 12:11:06 PM
moola-tulip1$25.003/5/2011 12:20:47 PM
DasMula$77.003/5/2011 12:34:30 PM
myworld701$25.003/5/2011 12:41:28 PM
currency-agave$50.003/5/2011 12:04:01 PM
simplelender80$100.003/5/2011 12:09:35 PM
MadHun$200.003/5/2011 12:10:28 PM
competent-p2p$35.003/5/2011 6:34:15 PM
ac787$25.003/5/2011 6:07:59 PM
reflective-rupee$25.333/7/2011 7:04:56 AM
patriot897$25.003/8/2011 6:33:51 PM
tolerant-dinero2$25.003/9/2011 10:16:55 AM
best-listing-toro$25.003/10/2011 7:05:10 AM
jazz619$25.003/9/2011 6:42:26 PM
efficient-treasure0$25.003/11/2011 7:01:49 AM
Planecourage$41.053/11/2011 12:11:33 AM
cerebral-dollar773$500.003/11/2011 7:36:33 AM
rcm87$100.003/12/2011 6:36:48 AM
Havana21$25.003/12/2011 3:20:09 AM
cingular$25.003/13/2011 7:56:56 PM
loanman2007$25.003/14/2011 4:29:04 AM
Weaverville$50.003/13/2011 5:46:49 PM
Bank42$100.003/14/2011 7:43:22 AM
genelinist$25.003/14/2011 1:27:57 PM
Pasagam$50.003/14/2011 12:01:14 PM
RMB-Investments$100.003/15/2011 8:53:40 AM
ijspence$25.003/15/2011 2:06:46 PM
skuba$25.003/15/2011 8:28:41 AM
mansim$26.363/15/2011 6:23:02 PM
eloquent-dough5$25.003/15/2011 7:02:49 PM
rate-mogul$100.003/15/2011 7:06:16 PM
AustinAmerica$25.003/15/2011 9:50:34 PM
IeatatWendys$50.003/15/2011 10:47:29 PM
6moonbeams$50.003/15/2011 3:56:36 PM
kenji4861$25.003/16/2011 2:25:08 AM
elloboverde$25.003/15/2011 11:23:42 PM
GElender$50.003/16/2011 6:33:32 AM
ddamenace$50.003/15/2011 8:14:36 PM
platinum-piledriver$36.003/16/2011 1:45:48 AM
loanman2007$25.003/16/2011 4:44:46 AM
blooming-dedication$50.003/16/2011 4:53:24 AM
dmk2006$25.003/16/2011 7:29:20 AM
RLaumeyer$25.003/16/2011 8:00:29 AM
Eric_Gagne$25.003/16/2011 12:32:45 PM
Gibbyland$100.003/16/2011 10:12:05 AM
brainy-repayment5$50.003/16/2011 12:08:55 PM
cash-spinner$25.003/16/2011 12:51:23 PM
FinanceEngine$35.003/16/2011 8:33:32 PM
bayfocus$25.003/16/2011 8:25:12 PM
jwood3030$25.003/16/2011 8:31:28 PM
gold-sushi$25.003/17/2011 2:07:52 AM
BzJ108$25.003/16/2011 8:56:27 PM
doopers$25.003/17/2011 3:39:47 AM
VonAp$100.003/17/2011 5:20:52 AM
coin-investor$25.003/16/2011 8:33:36 PM
SBT$75.003/16/2011 8:51:14 PM
YellowJacket$25.003/17/2011 1:19:06 AM
important-ore$150.003/5/2011 12:12:38 PM
jdrez$25.003/5/2011 12:13:45 PM
benjamins-utopia$50.003/5/2011 12:07:30 PM
squarebob$102.003/5/2011 12:07:55 PM
BxRealtor$25.003/5/2011 12:08:14 PM
radforj22$25.003/6/2011 4:51:40 AM
vigilance-frontier$25.003/7/2011 6:32:23 PM
Tylerh$100.003/7/2011 7:17:18 PM
Scotcha$100.003/7/2011 5:29:48 PM
Ripsaw4U$26.233/8/2011 10:27:50 AM
power-companion7$100.003/8/2011 10:06:55 AM
worthy-bid8$100.003/8/2011 4:13:19 PM
intelligent-yield$100.003/9/2011 10:04:22 AM
chameleon125$50.003/9/2011 6:24:49 AM
nickel-ferret$100.003/9/2011 8:48:53 AM
payout-banker4$25.003/9/2011 6:02:59 PM
integrity-doctor$100.003/9/2011 2:16:47 PM
aldeed$150.003/10/2011 7:01:03 AM
Cai8899$40.003/10/2011 2:40:28 PM
us957165$25.003/10/2011 5:31:20 PM
CA-Lender$100.003/10/2011 5:42:35 PM
SecondChanceLendingSERV$25.003/11/2011 10:07:45 AM
social-friendship5$50.003/11/2011 9:32:56 AM
kind-genuine-dough$50.003/11/2011 9:34:48 AM
jescowa$50.003/12/2011 5:49:30 AM
listing-exchanger596$48.063/12/2011 7:42:00 AM
treasure-widget$25.003/12/2011 10:27:32 AM
Walkingcowboy$50.003/12/2011 11:32:31 AM
riproaringrapids$25.003/13/2011 1:16:55 AM
lender987654321$100.003/14/2011 7:43:18 AM
TikPmp1$25.003/14/2011 11:24:01 AM
LoanerPrincipal$25.003/13/2011 8:36:30 PM
enthralling-deal180$50.003/14/2011 7:52:45 AM
kulender$100.003/14/2011 5:28:04 PM
heerzaquestion$25.003/15/2011 5:04:25 AM
vigilance-revolutionary$50.003/15/2011 2:03:07 PM
upperdeck$25.003/15/2011 1:29:07 PM
RatRaceChamp$50.003/15/2011 8:56:35 AM
flexible-money1$50.003/15/2011 9:29:43 AM
KClender$25.003/15/2011 2:56:46 PM
kindness-jedi$25.003/15/2011 5:08:54 PM
hopeful-truth5$50.003/15/2011 8:54:25 PM
leodaguy$50.003/15/2011 9:21:32 PM
zotzot$100.003/15/2011 9:21:58 PM
srspank24$289.003/15/2011 9:29:24 PM
Yanwoo$25.003/16/2011 2:38:29 AM
a-finance-nirvana$25.003/16/2011 2:02:11 AM
lakehavasu88$25.003/16/2011 3:17:06 AM
mhotchan$100.003/16/2011 7:34:59 AM
return-daydream$89.563/16/2011 8:06:47 AM
mammalian4$25.003/16/2011 8:08:45 AM
singletrck$25.003/16/2011 10:21:07 AM
HHP$100.003/16/2011 9:33:57 AM
loyalist1$300.003/16/2011 9:41:01 AM
all_of_that_one$28.883/16/2011 6:29:05 AM
Preferred-Lender$25.003/16/2011 8:41:33 AM
meenan$35.563/16/2011 9:54:36 AM
vigilance-frontier$25.003/16/2011 10:18:42 AM
robust-trade5$100.003/16/2011 10:50:10 AM
gilbrear$25.003/16/2011 5:41:49 PM
important-openness1$75.003/16/2011 7:19:16 PM
Ocean713$50.003/16/2011 3:36:04 PM
debt-force$25.003/16/2011 6:47:21 PM
ach$100.003/16/2011 5:22:16 PM
chrisb4745$26.513/16/2011 5:42:24 PM
vibraphone3$50.003/16/2011 8:33:43 PM
shrewd-income$100.003/16/2011 6:22:19 PM
the-money-gargantuan$25.003/16/2011 8:42:14 PM
kendallv$25.003/16/2011 8:18:17 PM
kind-resolute-dough$25.003/16/2011 6:47:05 PM
bold-careful-finance$50.003/16/2011 8:36:33 PM
cash-professor$25.003/16/2011 7:40:33 PM
treasure-pipeline$50.003/16/2011 8:42:58 PM
fuke$25.003/16/2011 8:54:50 PM
BigGuyBank$27.773/17/2011 4:56:38 AM
wbahl$25.003/16/2011 8:12:11 PM
gjacobs2$25.003/16/2011 10:11:52 PM
slartibardfast$25.003/17/2011 3:34:18 AM
M_ERIC_CANE$68.623/17/2011 4:23:59 AM
the-silver-blaster$50.003/17/2011 5:09:37 AM
duckslayer1$17.073/17/2011 5:32:39 AM
kbodendorf$25.003/16/2011 8:43:31 PM
loan-kung-fu$200.003/17/2011 4:55:36 AM
140 Investments
 
Borrower Payment Dependent Notes Series 496726
This series of Notes was issued and sold upon the funding of the borrower loan #47789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 14Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 25 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,522Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: value-aficionado3 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation For One Payment
Purpose of loan:
This loan will be used to...Consolidate Car Credit Cards

My financial situation:
I am a good candidate for this loan because...I will have one payment instead of many credit cards plus one car loan.my wife to be pays the utilities,phone cable food.


Monthly net income: $2500
Monthly expenses: $2200
Housing: $750
Insurance: $70
Car expenses: $259
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/6/2011 12:06:20 PM
squarebob$25.003/6/2011 12:06:49 PM
zotzot$25.443/6/2011 12:23:49 PM
Bob450$25.003/8/2011 12:23:44 PM
loan-kung-fu$100.003/9/2011 5:17:53 AM
MadHun$50.333/9/2011 2:42:50 AM
chkrvrty$50.003/10/2011 4:21:43 AM
payout-banker4$25.003/9/2011 6:01:31 PM
musegaze$100.003/11/2011 6:11:47 AM
reward-walnut$50.003/10/2011 7:31:27 PM
kind-genuine-dough$25.003/11/2011 9:35:48 AM
rcm87$100.003/12/2011 6:30:45 AM
treasure-widget$25.003/12/2011 10:27:58 AM
Weaverville$50.003/13/2011 5:48:13 PM
Easystreet$25.003/12/2011 1:41:32 PM
Myrick$25.003/13/2011 10:34:50 AM
tech310$50.003/13/2011 8:31:57 PM
profit-powerplant$25.003/14/2011 1:31:05 PM
openness-confidant$50.003/14/2011 1:33:08 PM
yield-trader$50.003/14/2011 10:07:14 AM
worldly-money4$150.003/14/2011 2:33:22 PM
treasure-pipeline$25.003/14/2011 4:41:00 PM
liberty-destiny3$25.003/14/2011 4:41:09 PM
Yomain$60.003/14/2011 4:41:14 PM
credible-balance6$50.003/14/2011 1:30:56 PM
affluence-tycoon$50.003/14/2011 1:30:59 PM
point-kitten6$50.003/14/2011 5:34:34 PM
Rogesparkguy$25.003/14/2011 5:37:45 PM
Interstate_Rate$100.003/14/2011 10:58:06 AM
investment-mountain$25.003/14/2011 3:11:31 PM
debt-force$25.003/14/2011 4:41:51 PM
SirJev$50.003/14/2011 5:58:07 PM
Miklot$50.003/14/2011 5:58:18 PM
flexible-diversification9$50.003/14/2011 6:01:10 PM
gold-blanket0$25.003/14/2011 6:02:01 PM
umfan123$25.003/14/2011 12:58:06 PM
asset-professor$50.003/14/2011 1:28:47 PM
NYCFinancier$25.003/14/2011 5:37:46 PM
CEK360$135.003/14/2011 1:32:35 PM
Kaj$50.003/14/2011 1:33:38 PM
green-moola-sniffer$50.003/14/2011 5:53:07 PM
CaptainCrunch$25.003/14/2011 5:54:49 PM
dedicated-transaction796$50.003/14/2011 5:55:14 PM
inspiring-reward$150.003/14/2011 5:57:15 PM
new-social-economist$50.003/14/2011 5:57:54 PM
festeringsnot$25.003/14/2011 5:58:23 PM
LittlePiggyBank$25.003/15/2011 1:27:17 AM
nodrivelpls$25.003/15/2011 1:28:09 AM
p2p-czar3$25.003/14/2011 6:00:21 PM
payment-gusto$25.003/14/2011 6:01:19 PM
w3alter$50.003/14/2011 3:36:33 PM
LAM26$25.003/15/2011 1:47:54 AM
inventive-wealth2$25.003/15/2011 1:56:41 AM
wind183$100.003/14/2011 4:40:52 PM
the-discrete-income$100.003/14/2011 4:41:21 PM
graceful-investment$100.003/15/2011 2:07:59 AM
melodious-openness$100.003/14/2011 8:16:51 PM
investmentgroup$25.003/15/2011 1:12:42 AM
lovelongandprosper$38.513/14/2011 5:36:53 PM
CSUgrad08$36.543/15/2011 1:42:32 AM
foxtrot12$100.003/14/2011 5:37:59 PM
Doug1043$25.003/15/2011 1:55:19 AM
bold-treasure-neutrino$25.003/14/2011 5:55:12 PM
wwwUniversal$25.003/14/2011 5:57:21 PM
Diamond_Jim$50.003/14/2011 5:57:28 PM
thoughtful-currency5$50.003/14/2011 5:58:34 PM
consummate-loyalty1$50.003/14/2011 8:47:42 PM
first-dinero-temple$25.003/14/2011 9:50:52 PM
allenerb$29.093/15/2011 1:06:57 AM
stoopidnoodle$25.003/15/2011 1:09:08 AM
desertoasis$30.003/15/2011 1:23:37 AM
momoney2lend$25.003/15/2011 1:27:07 AM
oldmora$50.003/15/2011 1:53:57 AM
cippy$25.003/15/2011 1:55:09 AM
jazzlender$25.003/15/2011 1:55:27 AM
agiovasil$25.003/15/2011 1:56:37 AM
point-sasquatch$25.003/6/2011 12:07:04 PM
simplelender80$150.003/6/2011 12:02:33 PM
Cai8899$25.003/6/2011 12:08:07 PM
greencat$50.003/7/2011 7:22:22 AM
ingenious-deal6$25.003/6/2011 12:03:09 PM
loyalist1$100.003/7/2011 8:18:14 AM
soulful-truth$100.003/6/2011 5:42:09 PM
competent-p2p$25.003/6/2011 7:05:27 PM
KarlMarx$25.003/7/2011 12:51:45 PM
Tylerh$100.003/7/2011 7:19:07 PM
power-companion7$100.003/8/2011 10:09:23 AM
CA-Lender$100.003/8/2011 3:17:08 PM
worthy-bid8$50.003/8/2011 4:14:06 PM
patriot897$25.003/8/2011 6:35:28 PM
108lender$200.003/9/2011 9:18:30 AM
thelovebug$100.003/9/2011 12:51:49 PM
top-basis-majesty$50.003/10/2011 9:35:11 AM
Artist_Blue$25.003/11/2011 1:11:38 AM
chungfang$100.003/11/2011 1:32:03 PM
social-friendship5$50.003/11/2011 9:33:08 AM
indomitable-dedication$50.003/11/2011 2:28:37 PM
tnjohnso$25.003/11/2011 3:46:50 PM
FeedTheMachine$100.003/12/2011 8:26:21 AM
IIP77$25.003/12/2011 5:35:28 AM
kind-adventurous-finance$50.003/12/2011 8:47:17 AM
Pitufo$25.003/14/2011 1:29:46 PM
credit-investor5$50.003/14/2011 1:30:57 PM
finance-mushroom$100.003/14/2011 1:31:17 PM
orderly-leverage$75.003/14/2011 1:39:18 PM
fareast_man$25.003/14/2011 3:26:11 PM
brmar$25.003/14/2011 4:40:55 PM
supersarah61$25.003/14/2011 5:18:11 PM
b2m80s$50.003/14/2011 1:30:25 PM
seisen$50.003/14/2011 10:09:01 AM
anton$25.003/14/2011 1:39:10 PM
SDNLR$25.003/14/2011 5:36:55 PM
the-silver-blaster$50.003/14/2011 5:37:35 PM
GCInvestments$50.003/14/2011 5:53:08 PM
asiaratt$50.003/14/2011 5:54:38 PM
honorable-yield$25.003/14/2011 4:40:34 PM
kendallv$25.003/14/2011 5:59:17 PM
frogperson$200.003/14/2011 8:17:35 PM
irrelevant$50.003/14/2011 1:30:35 PM
ommcd$25.003/14/2011 5:36:58 PM
principal-trombone$50.003/14/2011 5:37:37 PM
genius520$100.003/14/2011 5:37:49 PM
satisfying-durability$25.003/14/2011 9:26:02 PM
diversification-medalist$25.003/14/2011 5:53:06 PM
DreamsDoComeTrue$100.003/14/2011 2:17:28 PM
EBITDA$25.003/15/2011 1:09:28 AM
Ocean713$50.003/14/2011 5:57:22 PM
natural-greenback6$25.003/14/2011 5:57:52 PM
PatRichi$25.003/14/2011 5:59:14 PM
divedude$25.003/15/2011 1:28:04 AM
j-lender$26.903/15/2011 1:48:19 AM
saffron4$34.913/15/2011 1:53:03 AM
asmithj$50.003/15/2011 1:56:16 AM
AF-Chief$50.003/15/2011 1:56:45 AM
shmb6508$200.003/14/2011 4:41:38 PM
gain-gourd$97.073/15/2011 2:07:20 AM
ndwayno$25.003/15/2011 1:22:32 AM
missing-link$25.003/14/2011 5:36:24 PM
jigsaw$50.003/14/2011 5:37:36 PM
kulender$100.003/14/2011 5:55:17 PM
morpholog$50.003/14/2011 5:57:08 PM
careful-note$50.003/14/2011 6:00:20 PM
zippy-market5$25.003/14/2011 8:27:36 PM
kanpur63$50.003/14/2011 9:26:14 PM
Mariner3605$25.003/15/2011 1:15:26 AM
treasure-bliss$50.003/15/2011 1:57:06 AM
146 Investments
 
Borrower Payment Dependent Notes Series 496760
This series of Notes was issued and sold upon the funding of the borrower loan #47914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1985 Debt/Income ratio: 15%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $24,835Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: Kmac147 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Consolidate Credit Card Debt with high interest rates


My financial situation:
I am a good candidate for this loan because I have always paid back my debts whether they be school loans or previous credit card debt. Additionally I have never been out of a job and am right now a senior member of a highly successful construction company.


Monthly net income: $5,500
Monthly expenses:
Housing: $2,400.00
Insurance: $0
Car expenses: $0
Utilities: $0 (included in rent)
Phone, cable, internet: $50
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I'm sorry - don't reply to my original question. I meant to ask if you could tell us what the public record on your listing is from? - zotzot
A: Not sure what it is first time I knew about it. Will have to check on it. (Mar-06-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) $180,000. 2) based on zillow.com $199,000 (Mar-07-2011)
Q: Are you a Union Worker? - a-income-rocket
A: I am a Project Manager for a Construction Management firm we manage and coordinate all the trades. So in short I do not belong to any Union affiliations. (Mar-17-2011)
Q: Can you provide details on your revolving credit balance? How did you get into debt and what has changed since then? Thanks for your listing. - _NaLNaBB
A: Moved alot the past few years so purchase of new furniture and what not and got engaged and getting married soon. All of which is paid for now. With my income I have always had thepayments under control just makes sense to get at a better rate then my credit cards I used. (Mar-18-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$50.003/5/2011 12:05:45 PM
BxRealtor$25.003/5/2011 12:08:21 PM
simplelender80$100.003/5/2011 12:09:41 PM
important-ore$150.003/5/2011 12:12:49 PM
zotzot$100.113/5/2011 12:16:49 PM
thankful-nickel2$100.003/5/2011 1:36:34 PM
MadHun$200.003/6/2011 4:46:47 PM
Tylerh$100.003/7/2011 7:17:22 PM
power-companion7$100.003/8/2011 10:03:36 AM
nickel-ferret$100.003/9/2011 8:49:03 AM
payout-banker4$25.003/9/2011 6:03:03 PM
DDPrime$50.003/10/2011 5:21:52 AM
CA-Lender$100.003/10/2011 5:42:38 PM
kind-genuine-dough$50.003/11/2011 9:34:51 AM
social-friendship5$50.003/11/2011 9:33:01 AM
Havana21$25.003/12/2011 3:20:18 AM
cingular$25.003/13/2011 7:57:00 PM
riproaringrapids$25.003/13/2011 1:16:58 AM
jujitsulover$50.003/14/2011 12:19:24 AM
kulender$100.003/14/2011 5:28:06 PM
Pasagam$50.003/14/2011 12:01:16 PM
skuba$25.003/15/2011 8:28:43 AM
rate-mogul$100.003/15/2011 7:06:17 PM
leodaguy$50.003/15/2011 9:21:35 PM
kenji4861$25.003/16/2011 2:25:13 AM
triumph329$35.813/16/2011 1:09:25 PM
Ocean713$50.003/16/2011 3:36:08 PM
credit-observatory$25.003/16/2011 7:35:04 PM
ideal-economy$25.003/16/2011 7:58:28 PM
frclmym$27.003/16/2011 1:32:03 PM
important-openness1$75.003/16/2011 8:08:26 PM
happyinvallarta$50.003/16/2011 6:08:56 PM
meenan$50.003/16/2011 6:41:55 PM
BzJ108$25.003/16/2011 8:56:30 PM
power-secret-agent$25.003/17/2011 4:28:01 AM
wbahl$25.003/16/2011 8:12:16 PM
secureincome$1,500.003/16/2011 8:19:03 PM
vibraphone3$50.003/16/2011 8:33:48 PM
indomitable-coin$50.003/17/2011 5:48:31 AM
kind-resolute-dough$25.003/16/2011 8:36:16 PM
bold-careful-finance$50.003/16/2011 8:36:35 PM
zone6$100.003/17/2011 6:50:54 AM
treasure-pipeline$50.003/16/2011 8:43:00 PM
SBT$75.003/16/2011 8:51:16 PM
newest-camaraderi-fir$50.003/17/2011 11:26:40 AM
capital-commando$50.003/17/2011 12:51:06 PM
newfoundation$25.003/17/2011 12:54:41 PM
Artist_Blue$25.003/17/2011 6:03:29 AM
Philolend$25.003/17/2011 6:22:32 AM
hostbank$100.003/17/2011 3:41:30 PM
vigilance-revolutionary$50.003/17/2011 11:58:29 AM
Nusk$30.003/17/2011 12:54:38 PM
debt-force$25.003/17/2011 4:02:35 PM
don8ter$25.003/17/2011 4:03:01 PM
torpedoman-usn$50.003/17/2011 2:36:20 PM
red-favorable-basis$25.003/17/2011 3:05:20 PM
desertoasis$40.003/17/2011 9:38:28 AM
AFairDeal$75.003/17/2011 4:04:03 PM
credit-investor5$50.003/17/2011 4:04:53 PM
a-income-rocket$75.003/17/2011 1:51:43 PM
a-income-rocket$75.003/17/2011 2:00:52 PM
shrewd-income$50.003/17/2011 2:56:56 PM
mystical-dedication3$50.003/17/2011 5:52:38 PM
Reddy_Capital$25.003/18/2011 12:06:16 AM
a-responsible-return$100.003/17/2011 4:04:36 PM
Nailman88$50.003/18/2011 4:57:32 AM
profitable-money$25.003/17/2011 10:05:44 PM
MNJ$25.003/18/2011 6:17:22 AM
LngTerm$25.003/17/2011 10:23:06 PM
chameleon125$25.003/18/2011 6:46:36 AM
MARSTUN$50.003/18/2011 12:21:16 AM
maximizer$25.003/18/2011 7:16:20 AM
a-reasonable-return$50.003/18/2011 8:38:01 AM
propertytransformer$25.003/18/2011 4:03:56 AM
new-ore-venture$200.003/18/2011 9:12:33 AM
Hola_James$31.003/18/2011 7:46:00 AM
Havnfun$25.003/18/2011 7:54:19 AM
beeper2$50.003/18/2011 8:51:59 AM
Control$50.003/18/2011 4:12:31 AM
keeper24$25.003/18/2011 5:38:27 AM
platinum-optimization1$25.003/18/2011 10:22:40 AM
Hanalei712$50.003/18/2011 3:01:52 PM
nalaari$25.003/18/2011 3:05:57 PM
melodious-fairness$100.003/18/2011 3:08:00 PM
a-unflappable-finance$100.003/18/2011 9:37:04 AM
shorthairedg$50.003/18/2011 9:42:21 AM
wwwUniversal$25.003/19/2011 1:37:33 AM
MyPlantsEatBugs$25.003/18/2011 1:21:56 PM
Cheburashka$25.003/19/2011 1:59:14 AM
jblack01$25.003/19/2011 2:35:00 AM
drtexican$25.003/19/2011 2:41:23 AM
ferdberfel$31.053/19/2011 2:57:12 AM
devoider$25.003/19/2011 2:58:22 AM
panegryst$25.003/18/2011 11:37:36 PM
discrete-asset$25.003/19/2011 3:19:46 AM
agile-loan0$25.003/19/2011 3:28:00 AM
worth-arch$25.003/19/2011 3:28:41 AM
mobius_titan$25.003/18/2011 3:01:21 PM
the-capital-multiplier$50.003/18/2011 3:01:55 PM
crawfingers$25.003/19/2011 3:39:48 AM
authentic-liberty7$25.003/19/2011 3:47:35 AM
Richmp412$25.003/19/2011 6:01:45 AM
heng2x$50.003/19/2011 1:38:43 AM
MarinLoans$25.003/18/2011 4:37:45 PM
theaterguy$25.003/19/2011 1:57:39 AM
divedude$25.003/19/2011 2:01:32 AM
HappyToLoan$25.003/19/2011 2:34:02 AM
bid-computer$25.003/19/2011 9:28:16 AM
i3urtonair$25.003/19/2011 2:59:07 AM
power-expert$25.003/19/2011 3:17:07 AM
compassion-paladin042$25.003/19/2011 3:18:44 AM
revenue-officer36$43.563/19/2011 3:19:38 AM
Dweeberkitty1$25.003/19/2011 3:21:08 AM
responsible-investment0$33.973/19/2011 3:38:01 AM
yield-seeker$25.003/19/2011 3:41:49 AM
orange-dollar-guild$25.003/19/2011 3:42:42 AM
a-truth-upholder$25.003/19/2011 3:46:24 AM
the-auction-bear$25.003/19/2011 3:47:30 AM
cjames84$25.003/19/2011 4:50:43 AM
Minnvestor$50.003/18/2011 6:57:08 PM
MicroLender357$50.003/19/2011 6:06:58 AM
Mindful7$25.003/19/2011 7:51:24 AM
GCInvestments$50.003/19/2011 1:01:38 AM
zeelender$25.003/19/2011 1:43:05 AM
momoney2lend$25.003/19/2011 2:11:27 AM
hrubinst$50.003/19/2011 2:43:21 AM
diablo_ny$25.003/19/2011 2:47:31 AM
miket71$48.143/19/2011 2:48:16 AM
schnatty$25.003/19/2011 2:57:52 AM
Loans101$25.003/19/2011 2:58:31 AM
bulabula$25.003/19/2011 3:07:38 AM
checkuto$25.003/19/2011 3:08:06 AM
credit-czar5$25.003/19/2011 3:16:31 AM
greenback-guard$25.003/19/2011 3:47:21 AM
mclark340$109.593/19/2011 6:23:30 AM
retirementlady$25.003/19/2011 8:01:02 AM
gravbox$25.003/19/2011 9:27:42 AM
Bank42$100.003/5/2011 12:32:24 PM
DasMula$27.003/5/2011 12:42:43 PM
benjamins-utopia$50.003/5/2011 12:07:41 PM
Tradesmanlender$100.003/5/2011 12:11:12 PM
organized-payment6$50.003/5/2011 12:10:39 PM
jdrez$25.003/5/2011 12:13:52 PM
reflective-rupee$100.333/5/2011 12:15:19 PM
SimpleChoice$25.003/5/2011 2:46:45 PM
competent-p2p$30.003/5/2011 6:31:54 PM
credit-coach118$100.003/6/2011 10:23:26 AM
radforj22$25.003/7/2011 10:23:38 AM
patriot897$25.003/8/2011 6:33:54 PM
worthy-bid8$100.003/8/2011 4:13:22 PM
jazz619$25.003/9/2011 6:42:29 PM
Ripsaw4U$50.003/10/2011 2:41:38 PM
SecondChanceLendingSERV$25.003/11/2011 10:08:29 AM
efficient-treasure0$25.003/11/2011 7:01:56 AM
jescowa$50.003/12/2011 5:49:36 AM
Azonic21$25.003/12/2011 9:11:47 AM
treasure-widget$25.003/12/2011 10:27:40 AM
Walkingcowboy$50.003/12/2011 11:32:41 AM
Weaverville$50.003/13/2011 5:46:52 PM
Cai8899$40.003/14/2011 9:51:09 AM
TikPmp1$25.003/14/2011 4:47:59 PM
rcm87$100.003/14/2011 9:55:06 AM
enthralling-deal180$50.003/14/2011 11:24:52 AM
flexible-money1$50.003/15/2011 9:29:48 AM
6moonbeams$50.003/15/2011 3:56:38 PM
ijspence$25.003/15/2011 4:11:10 PM
eloquent-dough5$25.003/15/2011 7:02:55 PM
lakehavasu88$25.003/16/2011 3:17:08 AM
RMB-Investments$100.003/15/2011 5:08:51 PM
Preferred-Lender$25.003/16/2011 8:41:35 AM
HHP$100.003/16/2011 9:33:59 AM
Gibbyland$100.003/16/2011 10:12:11 AM
clean-loyalty$50.003/16/2011 3:45:50 PM
GElender$50.003/16/2011 12:03:00 PM
bnl42$40.003/16/2011 12:37:03 PM
DasMula$57.003/16/2011 5:34:22 PM
cash-spinner$25.003/16/2011 12:51:25 PM
visionary-asset5$100.003/16/2011 7:25:32 PM
brainy-repayment5$77.503/16/2011 8:35:47 PM
umfan123$25.003/17/2011 12:10:33 AM
UBOtto186$50.003/16/2011 10:27:52 PM
RetirementMoney$25.003/16/2011 10:43:41 PM
taal1$50.003/17/2011 8:45:04 AM
a-finance-nirvana$25.003/16/2011 8:24:15 PM
slartibardfast$25.003/17/2011 3:34:20 AM
hope-wonder4$25.003/17/2011 4:16:26 AM
kbodendorf$25.003/16/2011 8:43:32 PM
DscGlfn$25.003/17/2011 10:32:14 AM
420limo$25.003/17/2011 10:42:00 AM
dime-vista2$25.003/16/2011 9:48:14 PM
FWF-kinetic$100.003/16/2011 9:48:31 PM
Booray$50.003/17/2011 12:41:05 PM
currency-persimmon$100.003/17/2011 9:33:41 AM
KryptonWare-com$25.003/17/2011 12:44:49 PM
adir1$25.003/17/2011 1:33:59 PM
life-is-great$25.003/17/2011 10:07:30 AM
economy-caper9$25.003/17/2011 10:20:42 AM
vigilance-searcher$25.003/17/2011 10:47:08 AM
bullwink27$25.003/17/2011 8:31:13 AM
first-serene-credit$25.003/17/2011 8:44:38 AM
gold-sushi$25.003/17/2011 9:41:14 AM
wild-orange$25.003/17/2011 3:45:21 PM
umfan123$25.003/17/2011 10:05:52 AM
FinanceEngine$25.003/17/2011 3:49:08 PM
jmichael23$50.003/17/2011 10:57:27 AM
BaxterEvil$25.003/17/2011 7:48:01 PM
palace2$200.003/17/2011 7:55:49 PM
Goodlender42$25.003/17/2011 8:31:10 PM
benjo$50.003/17/2011 8:38:04 PM
social-friendship5$100.003/17/2011 1:15:31 PM
derec$25.003/17/2011 10:36:30 PM
vrtrooper$25.003/17/2011 3:39:24 PM
jonn834$25.003/18/2011 1:38:34 AM
goodcents$25.003/17/2011 7:16:01 PM
Domgabriel$50.003/18/2011 5:19:09 AM
kc8fot$90.003/18/2011 5:40:44 AM
loyalty-sherpa$25.003/17/2011 4:31:11 PM
vegibenz$25.003/17/2011 11:12:10 PM
fund-tom-tom6$50.003/18/2011 8:03:04 AM
gracej$25.003/18/2011 2:00:00 AM
neelgagan$50.003/18/2011 4:42:07 AM
engaging-worth$25.003/17/2011 7:36:29 PM
WordWrangler$50.003/18/2011 9:21:06 AM
GElender$75.003/18/2011 6:15:17 AM
360Winner$50.003/18/2011 9:33:23 AM
COCHINOBOY$25.003/18/2011 6:44:32 AM
BHP12345$25.003/18/2011 6:57:41 AM
Richlaw$200.003/18/2011 7:12:15 AM
Bigg_Lender$50.003/18/2011 8:06:09 AM
lostontheedge$25.003/18/2011 9:44:03 AM
mammalian4$25.003/18/2011 9:44:41 AM
jlendog$100.003/18/2011 9:27:24 AM
return-beeper$50.003/18/2011 9:32:59 AM
DrZoidberg$25.003/18/2011 5:31:11 AM
junctionking$25.003/18/2011 2:36:08 PM
pbo922$25.003/18/2011 6:31:13 AM
newiowa77$39.503/18/2011 6:41:22 AM
gt5149c$25.003/18/2011 7:25:40 AM
adventurous-commerce$75.003/18/2011 7:49:24 AM
platinum-scientist9$25.003/18/2011 8:04:40 AM
powerful-finance7$25.003/18/2011 3:07:50 PM
Fonthill$100.003/18/2011 3:08:02 PM
cash-horse7$25.003/18/2011 12:01:55 PM
the-worth-nirvana$50.003/18/2011 8:34:31 AM
gogene2002$25.003/18/2011 12:30:45 PM
trade-surge3$50.003/18/2011 8:38:22 AM
geemel$50.003/18/2011 4:12:12 PM
worldly-community3$50.003/18/2011 2:30:25 PM
mybackyard$50.783/18/2011 2:48:21 PM
superb-funds335$25.003/18/2011 3:07:43 PM
fabulous-diversification9$25.003/18/2011 4:21:19 PM
gold-commander0$50.003/18/2011 9:53:55 AM
ClearCut$50.003/18/2011 10:22:57 PM
marketplace-canary7$25.003/18/2011 10:36:02 AM
busnssmn$25.003/18/2011 5:31:36 PM
IIP77$25.003/19/2011 1:48:04 AM
GenerousGentleMan$27.963/19/2011 2:00:09 AM
Cre8iveCash$25.003/19/2011 2:34:27 AM
MrVin$25.003/19/2011 2:46:09 AM
Washington_Loan$25.003/19/2011 2:47:46 AM
lending_well$32.413/19/2011 3:06:37 AM
wise-silver-wonder$50.003/19/2011 3:18:49 AM
balance2$25.003/19/2011 3:19:58 AM
justice-dna$35.003/19/2011 3:21:12 AM
scottyb73$25.003/19/2011 3:26:48 AM
fiddlerzvi$33.673/19/2011 3:39:15 AM
Slend49$25.003/18/2011 3:41:21 PM
ssh1983$25.003/19/2011 6:35:58 AM
influential-dollar$50.003/19/2011 7:22:18 AM
Aleut$25.003/19/2011 2:34:20 AM
coin-trajectory$38.713/19/2011 9:06:41 AM
bountiful-durability$100.003/19/2011 9:27:40 AM
MoneyForNothing$3.833/19/2011 9:29:20 AM
dparkhom$25.003/19/2011 2:59:19 AM
Savings_EQ_Dignity$37.353/19/2011 3:19:06 AM
GrommetPosse$31.153/19/2011 3:20:06 AM
bonus-tent$25.003/19/2011 3:37:51 AM
investment-comet$25.003/19/2011 3:39:29 AM
successful-agreement7$77.783/19/2011 3:40:45 AM
tender-integrity3$73.533/19/2011 3:42:04 AM
mike279766$28.003/18/2011 7:01:09 PM
responsibility-pine$25.003/19/2011 5:20:56 AM
enriched-note6$25.003/18/2011 8:18:31 PM
DrunkenMic$25.003/18/2011 9:10:39 PM
gold-blanket0$50.003/19/2011 9:27:05 AM
crazycool$100.003/19/2011 9:27:55 AM
GMPK_TLAS$50.003/19/2011 1:24:30 AM
InvestorPartners$25.003/19/2011 1:44:12 AM
Marfloogan$25.003/19/2011 2:33:36 AM
TK4$35.363/19/2011 2:35:11 AM
ptjg$50.003/19/2011 2:35:47 AM
aha6297$25.003/19/2011 2:41:36 AM
Logan7$25.003/19/2011 2:43:14 AM
Jonb6919$25.003/19/2011 2:57:48 AM
phillipd48$25.003/19/2011 2:58:09 AM
chlebie$46.783/19/2011 2:58:55 AM
ThisGuyIKnow$28.713/19/2011 2:59:14 AM
huorn$25.003/19/2011 3:06:19 AM
inventive-exchange$25.003/19/2011 3:16:38 AM
KarmaBum77$32.423/19/2011 3:27:37 AM
mikrolown$30.003/19/2011 3:28:23 AM
piter-to-la-investment$25.003/19/2011 3:29:23 AM
valiant-liberty4$25.003/19/2011 3:40:40 AM
genius520$100.003/19/2011 3:49:29 AM
fairwealth$25.003/19/2011 8:01:00 AM
LARRY4NY$25.003/19/2011 8:09:42 AM
306 Investments
 
Borrower Payment Dependent Notes Series 496796
This series of Notes was issued and sold upon the funding of the borrower loan #47888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1986 Debt/Income ratio: 8%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 10 Current / open credit lines: 0 / 0Length of status:3y 2m
Amount delinquent: $13,026 Total credit lines: 40 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: steady-yield9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
need gas saver
Purpose of loan:
This loan will be used to...motocycle

My financial situation:
I am a good candidate for this loan because...now how lower my expences

Monthly net income: $2,700.00
Monthly expenses: $580.00
Housing: $685.00
Insurance: $75.00
Car expenses: $85.00
Utilities: $300.00
Phone, cable, internet: $
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $ 25.00
Other expenses: $ 40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/5/2011 12:08:46 PM
texrob20$25.003/5/2011 12:18:02 PM
ThisGuyIKnow$25.003/5/2011 2:30:17 PM
point-sasquatch$25.003/5/2011 12:13:19 PM
FASTIZIO_P$25.003/5/2011 12:12:16 PM
lloyd_s$25.003/5/2011 1:21:21 PM
Kreditorium$25.003/5/2011 1:41:30 PM
jml3482$25.003/5/2011 2:04:40 PM
cloud8$40.003/5/2011 4:24:14 PM
goodhearted-basis4$25.003/5/2011 5:21:25 PM
87Marc$25.003/5/2011 10:31:09 PM
Cai8899$25.003/6/2011 8:42:52 AM
MadHun$100.003/7/2011 8:16:56 AM
KarlMarx$25.003/7/2011 12:51:45 PM
responsible-worth113$25.003/7/2011 12:23:50 PM
worthy-bid8$25.003/7/2011 5:30:35 PM
rhin0cerx$50.003/8/2011 9:45:03 AM
Bob450$25.003/8/2011 12:00:23 PM
CA-Lender$100.003/8/2011 3:16:56 PM
patriot897$25.003/8/2011 6:35:21 PM
108lender$200.003/9/2011 9:18:20 AM
loan-kung-fu$100.003/9/2011 5:17:48 AM
Cromag$25.003/9/2011 6:40:17 AM
grampy48$25.003/9/2011 11:51:22 AM
a-finance-nirvana$25.003/9/2011 2:40:33 AM
GS-ROCK$25.003/9/2011 11:27:14 AM
ken168$61.783/9/2011 12:06:30 PM
thelovebug$100.003/9/2011 12:51:44 PM
Jonb6919$25.003/5/2011 2:05:05 PM
simplelender80$100.003/5/2011 12:06:26 PM
suave-dime6$25.003/5/2011 12:10:57 PM
parsec9$25.003/5/2011 6:16:36 PM
asset-professor$25.003/5/2011 6:31:21 PM
value-microscope$33.633/5/2011 4:06:19 PM
dedicated-diversification5$100.003/5/2011 4:14:36 PM
Nickle-and-Dime-Loans$25.003/5/2011 5:52:55 PM
competent-p2p$35.003/7/2011 6:54:37 AM
loyalist1$75.003/7/2011 4:33:22 PM
Tylerh$100.003/7/2011 7:18:59 PM
SecondChanceLendingSERV$25.003/7/2011 7:46:32 PM
omahajay$25.003/8/2011 7:47:27 AM
leverage-monger$100.003/8/2011 12:03:23 PM
reward-walnut$50.003/8/2011 4:16:43 PM
43 Investments
 
Borrower Payment Dependent Notes Series 496800
This series of Notes was issued and sold upon the funding of the borrower loan #47953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1999 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 36 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $806Stated income:$1-$24,999
Delinquencies in last 7y: 21 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: bdawgttu14 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student, need $ for small business
Purpose of loan:
This loan will be used to start a small business. I have extensive experience in the area of my new venture. I am using the money to purchase the equipment for my business.

My financial situation:
I am a good candidate for this loan because I have not made a late payment on any account in over 6 years. I will graduate from college in May of this year and proceed to become a football coach and math teacher. I plan on having this business on the side for as long as I can. I believe it is a great opportunity and the industry in my area is still using ancient techniques to get the job done. The business is a "green" venture and is more efficient and cost effective than current methods.


Monthly net income: $1000.00
Monthly expenses: $200.00
Utilities: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total balance is right at $77,800. The tax assessed value on zillow was $77,507. This does not account for new air conditioner, heater, garage door opener, and added insulation. I hope this answers your question. (Mar-07-2011)
Q: What type of business will this be and where did you get your experience? - Bizyhusbandnfather
A: It is in the construction/maintenance industry. I have decked houses, framed houses, and worked on a crew that built self storage facilities. My overall experience is equivalent to about 6 years. (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
soulful-truth$100.003/7/2011 9:07:21 AM
simplelender80$100.003/7/2011 9:02:59 AM
ingenious-deal6$25.003/7/2011 9:03:21 AM
KarlMarx$25.003/7/2011 12:51:49 PM
competent-p2p$25.003/7/2011 10:51:24 AM
suave-dime6$25.003/7/2011 9:05:59 AM
OrdiNance$50.003/8/2011 6:16:53 AM
worthy-bid8$50.003/8/2011 4:14:13 PM
loan-kung-fu$100.003/9/2011 5:17:56 AM
payout-banker4$25.003/9/2011 6:01:38 PM
chkrvrty$50.003/10/2011 4:21:50 AM
point-sasquatch$25.003/10/2011 7:32:41 PM
MadHun$100.003/11/2011 4:15:23 PM
Easystreet$25.003/12/2011 1:41:38 PM
leverage-monger$25.003/12/2011 8:29:33 AM
treasure-widget$25.003/12/2011 10:28:12 AM
Weaverville$50.003/13/2011 5:48:18 PM
tech310$50.003/13/2011 8:32:03 PM
umfan123$25.003/14/2011 1:29:55 PM
yield-trader$50.003/14/2011 10:07:18 AM
Interstate_Rate$100.003/14/2011 10:58:01 AM
Artist_Blue$25.003/14/2011 11:21:38 AM
profit-powerplant$25.003/14/2011 6:01:45 PM
IIP77$25.003/14/2011 1:08:15 PM
satisfying-durability$25.003/14/2011 9:26:05 PM
the-discrete-income$50.003/14/2011 5:52:06 PM
seisen$44.503/15/2011 1:26:30 AM
finance-mushroom$100.003/14/2011 6:01:51 PM
affluence-tycoon$50.003/14/2011 5:53:02 PM
RMB-Investments$50.003/15/2011 8:53:53 AM
Pitufo$25.003/14/2011 5:59:10 PM
irrelevant$25.003/14/2011 7:21:14 PM
consummate-loyalty1$50.003/14/2011 8:47:47 PM
kanpur63$50.003/14/2011 9:26:18 PM
inspiring-reward$54.223/15/2011 1:43:37 PM
american-investor$25.003/15/2011 9:44:18 AM
Wellman$50.003/15/2011 4:01:58 AM
NoCal$25.003/15/2011 4:49:46 PM
Pakse$25.003/15/2011 2:15:45 PM
lively-exchange$26.213/15/2011 3:35:40 PM
PatRichi$25.003/15/2011 4:49:43 PM
trapper569$25.003/15/2011 6:26:19 PM
the-profit-oracle$25.003/15/2011 5:07:30 PM
kulender$50.003/15/2011 1:42:39 PM
rogue_monster$25.003/15/2011 1:51:13 PM
Pu239$60.003/15/2011 5:57:13 PM
thrifty-capital$25.003/15/2011 2:11:25 PM
well-rounded-investment$25.003/15/2011 2:43:05 PM
Silver-Penny001$25.003/15/2011 2:46:38 PM
gold-blanket0$25.003/15/2011 4:49:27 PM
divedude$25.003/15/2011 4:49:41 PM
loyalist1$100.003/7/2011 9:07:39 AM
Tylerh$100.003/7/2011 7:19:11 PM
influential-cash7$25.003/7/2011 7:27:01 PM
power-companion7$100.003/8/2011 10:09:32 AM
CA-Lender$100.003/8/2011 3:17:12 PM
Cai8899$25.003/8/2011 12:12:10 PM
patriot897$25.003/8/2011 6:35:33 PM
108lender$200.003/9/2011 9:18:36 AM
thelovebug$100.003/9/2011 12:51:52 PM
top-basis-majesty$50.003/10/2011 9:35:19 AM
SecondChanceLendingSERV$25.003/11/2011 9:24:56 AM
musegaze$100.003/11/2011 6:11:51 AM
kind-genuine-dough$25.003/11/2011 9:35:55 AM
chungfang$100.003/11/2011 1:32:07 PM
kind-adventurous-finance$50.003/12/2011 8:47:21 AM
rcm87$100.003/12/2011 6:30:49 AM
FeedTheMachine$100.003/12/2011 8:26:24 AM
fareast_man$25.003/14/2011 3:26:14 PM
w3alter$50.003/14/2011 3:36:37 PM
Bob450$30.003/14/2011 12:38:44 PM
CEK360$45.003/14/2011 1:32:38 PM
worldly-money4$150.003/14/2011 2:33:27 PM
orderly-leverage$100.003/14/2011 5:39:08 PM
Kaj$50.003/14/2011 4:42:03 PM
shmb6508$200.003/14/2011 4:57:53 PM
wind183$100.003/14/2011 6:01:40 PM
anton$25.003/14/2011 1:39:13 PM
treasure-pipeline$25.003/14/2011 6:01:43 PM
liberty-destiny3$25.003/14/2011 6:02:16 PM
debt-force$25.003/14/2011 5:39:14 PM
reward-adventure$50.003/15/2011 4:57:06 AM
Hanalei712$50.003/15/2011 9:38:39 AM
kindness-hickory5$50.003/15/2011 7:06:49 AM
DeltaGambler$50.003/15/2011 8:46:11 AM
AF-Chief$34.253/15/2011 1:56:52 AM
missing-link$25.003/15/2011 2:12:35 AM
broosky2$27.993/15/2011 1:40:53 PM
graceful-investment$100.003/15/2011 1:43:41 PM
genius520$100.003/15/2011 1:50:01 PM
barefootpaul$25.003/15/2011 1:06:12 PM
worthy-loot8$25.003/15/2011 2:51:52 PM
top-loan-empenada$30.633/15/2011 3:31:35 PM
worldly-money4$500.003/15/2011 2:01:33 PM
ommcd$25.003/15/2011 4:49:26 PM
Mariner3605$25.003/15/2011 4:49:40 PM
payment-gusto$25.003/15/2011 4:49:50 PM
social-conductor4$25.003/15/2011 3:11:00 PM
radforj22$25.003/15/2011 5:19:26 PM
Yomain$125.003/15/2011 5:26:18 PM
wwwUniversal$25.003/15/2011 5:27:31 PM
rhin0cerx$50.003/15/2011 5:27:38 PM
Alittleluck$25.003/15/2011 4:16:25 PM
pixeldave$50.003/15/2011 4:46:08 PM
bnlforever$25.003/15/2011 4:49:19 PM
agiovasil$25.003/15/2011 4:49:49 PM
gizzywump$50.003/15/2011 12:17:22 PM
Shining-Star$25.003/15/2011 1:55:24 PM
secureincome$1,500.003/15/2011 6:47:22 PM
social-friendship5$50.003/15/2011 5:08:05 PM
loss-of-control$50.003/15/2011 5:24:04 PM
reward-walnut$50.003/15/2011 5:27:39 PM
112 Investments
 
Borrower Payment Dependent Notes Series 496830
This series of Notes was issued and sold upon the funding of the borrower loan #47839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2001 Debt/Income ratio: 22%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 52 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,874Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: spiritual-exchange1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in your loan. Please give a purpose for this loan, a brief job description, and a monthly budget of post-tax income and expense. Thank you! - newest-funds-powerplant
A: ggod evening, i really really need this loan for my wedding, which is june 18th, i really didn't want to take out any loans, but now i'm seeing, it's well needed. I work as a executive assistant for quality assurance department. My monthly bills in total is about $850 and i make 50,000 yearly. (Mar-07-2011)
Q: Please explain the delinquency and large amount of revolving credit.... - Bizyhusbandnfather
A: I have many student loans from undergraduate & graduate, which i always pay on time. I'm at a good standing with my loans. I have 11 delinquency, from my past, while i was in school, it was very very hard to work full time and go to school, and pay bills. But now in the present time in my life, i have learn adn trying to bulid up my credit, which is in improving. Hope this answers your questions. (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/7/2011 9:03:26 AM
greencat$50.003/7/2011 9:12:12 AM
KarlMarx$25.003/7/2011 12:51:51 PM
SolarMoonshine$25.003/7/2011 6:24:44 PM
CA-Lender$100.003/8/2011 3:17:13 PM
open-minded-deal$100.003/9/2011 7:54:10 AM
wild-orange$25.003/9/2011 4:08:08 AM
patriot897$25.003/8/2011 6:35:36 PM
payout-banker4$25.003/9/2011 6:01:40 PM
top-basis-majesty$50.003/10/2011 9:35:20 AM
Cai8899$25.003/10/2011 5:11:51 PM
musegaze$100.003/11/2011 6:11:52 AM
secureincome$500.003/11/2011 11:08:09 AM
kind-genuine-dough$25.003/11/2011 9:35:57 AM
treasure-widget$25.003/12/2011 10:28:15 AM
Easystreet$25.003/12/2011 1:41:41 PM
kind-adventurous-finance$50.003/12/2011 8:47:22 AM
tech310$50.003/13/2011 8:32:05 PM
yield-trader$50.003/14/2011 10:07:20 AM
umfan123$25.003/14/2011 1:38:47 PM
worldly-money4$150.003/14/2011 2:33:29 PM
mummey$100.003/14/2011 11:12:56 AM
willinvest$25.003/14/2011 5:34:31 PM
Artist_Blue$25.003/14/2011 1:11:43 PM
anton$25.003/14/2011 1:39:14 PM
the-discrete-income$100.003/14/2011 6:02:18 PM
SqueezeKing$25.003/14/2011 4:37:31 PM
Kash2010lu$25.003/15/2011 3:43:51 AM
SC2TX$100.003/15/2011 9:03:06 AM
finance-mushroom$100.003/14/2011 6:01:52 PM
orderly-leverage$100.003/14/2011 6:02:22 PM
jimhu$112.933/15/2011 9:27:10 AM
kindness-hickory5$50.003/15/2011 7:06:51 AM
thatguyoverseas$25.003/15/2011 8:51:28 AM
unbelievable-exchange$50.923/15/2011 9:03:34 AM
suave-dime6$25.003/7/2011 9:06:04 AM
soulful-truth$100.003/7/2011 9:07:24 AM
simplelender80$100.003/7/2011 9:03:03 AM
Tylerh$100.003/7/2011 7:19:16 PM
loyalist1$100.003/8/2011 9:24:07 AM
worthy-bid8$50.003/8/2011 4:14:18 PM
ryan6853$25.003/8/2011 2:56:24 PM
loan-kung-fu$100.003/9/2011 5:17:59 AM
thelovebug$100.003/9/2011 12:51:53 PM
108lender$200.003/9/2011 9:18:38 AM
chkrvrty$50.003/10/2011 4:21:51 AM
matt_2006$35.003/10/2011 4:21:35 PM
chungfang$100.003/11/2011 1:32:08 PM
rcm87$100.003/12/2011 6:30:51 AM
FeedTheMachine$100.003/12/2011 8:26:25 AM
MadHun$100.003/12/2011 3:46:23 PM
rustysailor$25.003/13/2011 12:19:02 AM
Interstate_Rate$100.003/14/2011 10:58:00 AM
Weaverville$50.003/13/2011 5:48:19 PM
Bob450$25.003/14/2011 1:07:36 PM
Kaj$50.003/14/2011 4:42:05 PM
point-sasquatch$25.003/14/2011 4:46:57 PM
liberty-destiny3$25.003/14/2011 6:02:17 PM
kendallv$25.003/14/2011 5:23:37 PM
shmb6508$200.003/14/2011 5:39:10 PM
velocity-motivator6$25.003/14/2011 1:37:02 PM
fareast_man$25.003/14/2011 3:26:15 PM
w3alter$50.003/14/2011 3:36:38 PM
irrelevant$25.003/14/2011 7:21:16 PM
Wellman$50.003/15/2011 4:02:00 AM
consummate-loyalty1$50.003/14/2011 8:47:48 PM
reward-adventure$50.003/15/2011 4:57:07 AM
satisfying-durability$25.003/14/2011 9:26:06 PM
kanpur63$50.003/14/2011 9:26:18 PM
IIP77$25.003/15/2011 1:14:20 AM
leverage-monger$70.003/15/2011 7:22:19 AM
DeltaGambler$25.003/15/2011 8:46:12 AM
attractive-rate$27.463/15/2011 2:54:24 AM
FinanceEngine$25.003/15/2011 8:08:48 AM
bsmtloan$128.693/15/2011 8:19:50 AM
profit-powerplant$25.003/15/2011 1:57:10 AM
RMB-Investments$50.003/15/2011 8:53:55 AM
CPAecs$25.003/15/2011 9:18:04 AM
78 Investments
 
Borrower Payment Dependent Notes Series 496856
This series of Notes was issued and sold upon the funding of the borrower loan #47863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $604.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1987 Debt/Income ratio: 46%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:21y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,002Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: special-responsibility9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loans
Purpose of loan:
This loan will be used to...pay off high interest rate charge card.

My financial situation:
I am a good candidate for this loan because...I have never been late on payments or missed apayment. have a fulltime job and have been employed at same business for over 20 years. Do not understand why credit card interest was put so high for me considering my good history.


Monthly net income: $2,700
Monthly expenses: $
Housing$ 800.00
Insurance: $100.00
Car expenses: $0.00
Utilities: $50.000.0
Phone, cable, internet: $45.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $800.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Is your revolving credit balance all credit cards? Can you tell us the balance and interest rates you are hoping to pay off with this loan? - zotzot
A: Hi, I have two credit cards the one I would like to pay with this loan i the one with the highest interest. Do not plan on using the cards again. Thanks for your interest. Take care. (Mar-06-2011)
Q: hi, how much are your present credit card interest - firsttouch1
A: 29.9% (Mar-10-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
credit-missile$100.003/6/2011 2:13:18 PM
suave-dime6$25.003/6/2011 12:06:23 PM
reflective-rupee$740.333/6/2011 1:30:43 PM
simplelender80$150.003/6/2011 12:02:42 PM
DasMula$57.003/6/2011 3:43:16 PM
Nerdster1$25.053/6/2011 4:27:40 PM
kttalamo$50.003/6/2011 10:55:29 PM
soulful-truth$100.003/6/2011 5:42:10 PM
lendstats_com$200.003/7/2011 1:25:34 PM
competent-p2p$101.023/7/2011 6:49:10 AM
KarlMarx$25.003/7/2011 12:51:47 PM
greencat$50.003/7/2011 10:37:19 AM
Cai8899$25.003/7/2011 5:33:24 PM
power-companion7$100.003/8/2011 10:03:57 AM
point-sasquatch$25.003/8/2011 12:12:08 PM
wkeboarder21$100.003/8/2011 6:10:09 AM
worthy-bid8$50.003/8/2011 4:14:08 PM
CA-Lender$100.003/8/2011 3:17:10 PM
loan-kung-fu$100.003/9/2011 5:17:55 AM
wise-natural-return$25.003/9/2011 9:30:12 AM
payout-banker4$25.003/9/2011 6:01:36 PM
brightest-dignified-penny$25.003/10/2011 4:35:36 PM
MadHun$100.003/10/2011 10:47:43 AM
musegaze$100.003/11/2011 6:11:49 AM
social-friendship5$50.003/11/2011 9:33:12 AM
Artist_Blue$25.003/11/2011 4:15:07 PM
Soulphoniks-Holdings$50.003/12/2011 7:32:05 AM
kind-adventurous-finance$50.003/12/2011 8:47:20 AM
treasure-widget$25.003/12/2011 10:28:03 AM
erowis$50.003/13/2011 5:20:44 AM
tech310$50.003/13/2011 8:32:01 PM
umfan123$25.003/14/2011 1:29:53 PM
Interstate_Rate$100.003/14/2011 10:58:03 AM
affluence-tycoon$50.003/14/2011 5:18:53 PM
yield-trader$50.003/14/2011 10:07:17 AM
Pitufo$25.003/14/2011 5:36:32 PM
asset-professor$25.003/14/2011 6:00:02 PM
inspiring-reward$50.003/14/2011 6:26:06 PM
finance-mushroom$100.003/14/2011 5:38:02 PM
Kaj$50.003/14/2011 1:39:18 PM
gotjack$25.003/14/2011 5:57:47 PM
shmb6508$200.003/14/2011 4:48:34 PM
orderly-leverage$100.003/14/2011 4:57:41 PM
seisen$50.003/15/2011 1:26:28 AM
heerzaquestion$50.003/15/2011 7:58:05 AM
genius520$100.003/15/2011 2:12:43 AM
RMB-Investments$50.003/15/2011 8:53:52 AM
treasure-pipeline$25.003/14/2011 6:01:43 PM
Wellman$50.003/15/2011 4:01:57 AM
kanpur63$50.003/14/2011 9:26:17 PM
GElender$25.003/15/2011 1:38:44 PM
DreamsDoComeTrue$50.003/15/2011 1:39:31 PM
Hanalei712$50.003/15/2011 9:38:38 AM
deal-secret-agent$25.003/15/2011 1:41:56 PM
janus_god$25.003/15/2011 1:43:23 PM
american-investor$25.003/15/2011 9:44:15 AM
ommcd$25.003/15/2011 1:46:58 PM
radforj22$25.003/15/2011 1:49:36 PM
pixeldave$50.003/15/2011 1:38:09 PM
Dubbs360$100.003/15/2011 1:40:16 PM
cash-raccoon$25.003/15/2011 1:40:32 PM
five-star-note$25.003/15/2011 1:44:25 PM
gold-blanket0$25.003/15/2011 1:47:03 PM
Mariner3605$25.003/15/2011 1:48:09 PM
Turtlebear44$50.003/15/2011 1:48:26 PM
NoCal$25.003/15/2011 1:48:46 PM
new-social-economist$39.483/15/2011 1:49:44 PM
rogue_monster$25.003/15/2011 1:51:12 PM
jleng$25.003/15/2011 4:45:57 PM
ivadood$50.003/15/2011 4:48:07 PM
LAM26$25.003/15/2011 4:48:27 PM
doopers$25.003/15/2011 4:59:05 PM
worthy-loot8$25.003/15/2011 2:51:51 PM
imoutdoorsy$25.003/15/2011 3:07:45 PM
indomitable-dedication$50.003/15/2011 5:26:38 PM
mammalian4$25.003/15/2011 5:28:19 PM
2grindstones$50.003/15/2011 5:28:28 PM
mnmcarve$50.003/15/2011 4:46:02 PM
five-star-euro3$50.003/15/2011 4:47:04 PM
firewomin$50.003/15/2011 11:18:15 AM
codavee$100.003/15/2011 4:47:51 PM
commerce-renewal$100.003/15/2011 4:48:05 PM
trapper569$25.003/15/2011 6:26:18 PM
barefootpaul$25.003/15/2011 1:06:11 PM
benefit-trident$25.003/15/2011 5:18:59 PM
first-liberty-duckling$27.003/15/2011 7:13:02 PM
bnlforever$25.003/15/2011 1:43:12 PM
asiaratt$50.003/15/2011 1:44:49 PM
dedicated-transaction796$30.293/15/2011 1:44:53 PM
Miklot$50.003/15/2011 1:45:03 PM
secureincome$2,000.003/15/2011 5:26:50 PM
loss-of-control$100.003/15/2011 5:28:48 PM
rate-mogul$50.003/15/2011 7:03:35 PM
point$35.323/15/2011 4:46:47 PM
jcholloway831$25.003/16/2011 1:51:04 AM
flexible-diversification9$50.003/15/2011 4:48:13 PM
platinum-czar$100.003/15/2011 10:24:09 PM
ivy-league-MBA$25.003/16/2011 12:51:10 AM
important-openness1$50.003/15/2011 5:26:19 PM
logical-investment4$25.003/15/2011 5:26:43 PM
techs$25.003/16/2011 1:16:40 AM
point-kitten6$100.003/15/2011 5:28:20 PM
ITExec$31.903/16/2011 1:23:56 AM
lowlite6647$25.003/16/2011 1:34:53 AM
VBPlayer$30.003/16/2011 7:22:04 AM
thankful-nickel2$25.003/15/2011 5:57:43 PM
tshurts$50.003/16/2011 8:09:15 AM
matthewa$25.003/16/2011 8:47:14 AM
l2fp$25.003/15/2011 6:50:02 PM
turbolozano$62.503/16/2011 4:56:00 AM
cropdust3r$25.003/16/2011 6:31:03 AM
slushfunder$50.003/15/2011 8:41:04 PM
five-star-investment8$58.323/16/2011 8:44:04 AM
brazilofmux$59.693/16/2011 1:15:18 AM
DadWarbucks$46.143/16/2011 1:33:24 AM
traice$25.003/16/2011 1:34:47 AM
Marfloogan$25.003/16/2011 1:43:42 AM
pieceofcake$25.003/16/2011 5:02:37 AM
ingenious-deal6$25.003/6/2011 12:03:12 PM
MrMoney0622$25.003/6/2011 12:08:21 PM
SFBank$100.003/6/2011 5:51:57 PM
shrewd-income$100.003/7/2011 2:58:49 PM
Tylerh$100.003/7/2011 7:19:09 PM
peso-aggregator$25.003/7/2011 6:33:05 PM
open-minded-fund9$300.003/7/2011 5:58:09 PM
patriot897$25.003/8/2011 6:35:31 PM
Bob450$25.003/9/2011 2:19:13 AM
108lender$200.003/9/2011 9:18:33 AM
thelovebug$100.003/9/2011 12:51:51 PM
credit-coach118$100.003/9/2011 3:22:57 PM
chkrvrty$50.003/10/2011 4:21:46 AM
top-basis-majesty$50.003/10/2011 9:35:15 AM
loanman2007$175.003/10/2011 6:10:13 AM
SecondChanceLendingSERV$25.003/11/2011 9:24:15 AM
kind-genuine-dough$25.003/11/2011 9:35:52 AM
chungfang$100.003/11/2011 1:32:06 PM
IIP77$25.003/12/2011 5:35:31 AM
rcm87$100.003/12/2011 6:30:47 AM
Easystreet$25.003/12/2011 1:41:36 PM
firsttouch1$300.003/12/2011 7:54:04 PM
FeedTheMachine$100.003/12/2011 8:26:23 AM
Weaverville$50.003/13/2011 5:48:16 PM
investment-mountain$25.003/14/2011 3:11:34 PM
w3alter$50.003/14/2011 3:36:35 PM
top-courteous-peso$25.783/14/2011 12:44:18 PM
CEK360$135.003/14/2011 1:32:36 PM
worldly-money4$150.003/14/2011 2:33:26 PM
debt-force$25.003/14/2011 5:39:14 PM
fareast_man$25.003/14/2011 3:26:13 PM
irrelevant$36.493/14/2011 6:01:24 PM
consummate-loyalty1$50.003/14/2011 8:47:45 PM
the-discrete-income$100.003/14/2011 5:39:03 PM
anton$25.003/14/2011 1:39:12 PM
wind183$100.003/14/2011 6:01:40 PM
graceful-investment$90.363/15/2011 2:08:19 AM
shrewd-income$100.003/14/2011 6:52:18 PM
Prairie-MN$30.003/14/2011 10:09:29 PM
desertoasis$30.003/15/2011 1:23:42 AM
kindness-hickory5$50.003/15/2011 7:06:48 AM
profit-powerplant$25.003/14/2011 5:37:56 PM
liberty-destiny3$25.003/14/2011 5:39:00 PM
AF-Chief$50.003/15/2011 1:56:50 AM
DeltaGambler$50.003/15/2011 8:46:10 AM
missing-link$25.003/15/2011 2:12:34 AM
Yomain$60.003/14/2011 6:00:13 PM
reward-adventure$50.003/15/2011 4:57:05 AM
wwwUniversal$25.003/15/2011 10:01:40 AM
satisfying-durability$25.003/14/2011 9:26:04 PM
gizzywump$50.003/15/2011 12:17:21 PM
reward-walnut$50.003/15/2011 1:41:28 PM
kulender$50.003/15/2011 1:42:37 PM
DreDub$50.003/15/2011 1:44:36 PM
Fonthill$50.003/15/2011 1:44:40 PM
divedude$25.003/15/2011 1:48:20 PM
agiovasil$25.003/15/2011 1:49:18 PM
magnolia161$50.003/15/2011 2:06:29 PM
safe-finance$25.003/15/2011 1:40:24 PM
rhin0cerx$50.003/15/2011 1:41:26 PM
shrewd-peace7$25.003/15/2011 1:43:08 PM
asmithj$27.453/15/2011 1:49:11 PM
payment-gusto$25.003/15/2011 1:49:52 PM
j-lender$50.003/15/2011 4:48:28 PM
treasure-bliss$50.003/15/2011 5:03:31 PM
social-conductor4$25.003/15/2011 3:10:59 PM
gold-channel2$25.003/15/2011 5:26:40 PM
finance-vault$25.003/15/2011 5:26:51 PM
rapid-credit428$25.003/15/2011 5:27:26 PM
hopeful-asset9$25.003/15/2011 5:27:36 PM
FinanceEngine$25.003/15/2011 4:01:19 PM
marcomnzs$25.003/15/2011 4:45:55 PM
Pu239$50.003/15/2011 5:55:44 PM
power-trophy7$25.003/15/2011 4:47:08 PM
p2p-czar3$25.003/15/2011 4:48:00 PM
stock106$25.003/15/2011 4:48:25 PM
MylesNH$25.003/15/2011 4:48:35 PM
selfmademan$25.003/15/2011 1:41:43 PM
finagler$25.003/15/2011 1:43:25 PM
the-profit-oracle$25.003/15/2011 1:45:07 PM
visionary-currency$50.003/15/2011 5:26:45 PM
PatRichi$25.003/15/2011 1:48:31 PM
credit-wheel7$25.003/15/2011 1:49:39 PM
Redeast$25.003/15/2011 8:21:50 PM
brainy-repayment5$142.293/15/2011 2:26:46 PM
Lefty_the_Lender$25.003/16/2011 12:37:49 AM
flopcat$25.003/16/2011 1:13:00 AM
papaman$25.003/16/2011 1:23:39 AM
Trimalchio12$25.003/16/2011 1:23:48 AM
calinno2$32.623/16/2011 1:43:25 AM
samo102us$25.003/16/2011 1:45:34 AM
gristle$25.003/15/2011 4:46:35 PM
metro457$50.003/15/2011 4:47:02 PM
Rogesparkguy$25.003/15/2011 4:47:35 PM
careful-note$50.003/15/2011 4:47:54 PM
nodrivelpls$25.003/15/2011 4:48:24 PM
truth-companion$25.003/16/2011 1:58:28 AM
dough-bear$33.203/16/2011 1:59:28 AM
d_grbg$29.243/16/2011 2:00:09 AM
natural-greenback6$25.003/16/2011 2:12:51 AM
leodaguy$25.003/15/2011 9:23:42 PM
sensible-order2$48.033/16/2011 2:13:43 AM
orange-preeminant-bill$50.003/15/2011 5:03:42 PM
loyalty-czar$25.003/15/2011 5:12:22 PM
Rob717171$50.003/15/2011 5:26:47 PM
copper$28.833/16/2011 1:24:02 AM
tastytitan$50.003/16/2011 1:32:45 AM
mpatrick$25.003/16/2011 7:25:08 AM
platinum-piledriver$36.003/16/2011 1:48:16 AM
Banker7371$25.003/16/2011 2:00:15 AM
mlj0671$25.003/16/2011 8:07:33 AM
Preferred-Lender$25.003/16/2011 8:41:21 AM
Jack55304$125.003/16/2011 8:46:22 AM
Bomber$25.003/16/2011 4:43:03 AM
ethicalhumanist$25.003/15/2011 7:06:47 PM
Oak-Parker$25.003/16/2011 9:01:56 AM
orange-pound-party$40.003/15/2011 7:49:33 PM
gentle-coin$25.003/15/2011 7:56:40 PM
hopeful-truth5$100.003/15/2011 8:35:08 PM
leverage-monger$49.843/16/2011 7:12:36 AM
shrewd-income$37.733/16/2011 7:30:30 AM
srspank24$50.003/15/2011 9:41:48 PM
Oak-Parker$14.953/16/2011 9:02:23 AM
FASTIZIO_P$25.003/16/2011 12:57:06 AM
kscc183$25.003/16/2011 1:21:47 AM
octoberfresh$26.003/16/2011 1:34:23 AM
zrohmm$26.493/16/2011 1:42:07 AM
Aljasa2008$25.663/16/2011 1:51:56 AM
jazzlender$25.003/16/2011 1:53:11 AM
bid-papyrus$25.003/16/2011 1:58:07 AM
worth-arch$25.003/16/2011 2:11:27 AM
lakehavasu88$25.003/16/2011 3:17:12 AM
250 Investments
 
Borrower Payment Dependent Notes Series 496892
This series of Notes was issued and sold upon the funding of the borrower loan #47882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-09-2011 
Term: 60 months Listing End date:  Mar-17-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $168.41
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1991 Debt/Income ratio: 16%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:11y 4m
Amount delinquent: $0 Total credit lines: 45 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,006Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: brian25676 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate and pay off credit cards.

My financial situation:
I am a good candidate for this loan because I have always paid my debts on time. I have a high credit score with zero late payments. I own a home and have cash reserves available in the case of an emergency. I have been employed by IBM for 10 years with a stable and bright future. The main purpose of this loan is so I can stop shoveling money into the mouths of the big banks, whose interests seem to be in direct conflict with mine and this country's.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.003/9/2011 5:01:30 PM
a-exponential-hope$25.003/9/2011 5:01:36 PM
meux99$25.003/9/2011 5:03:19 PM
fantastic-openness$100.003/9/2011 5:03:42 PM
Supernick$50.003/9/2011 5:03:49 PM
patriot897$50.003/9/2011 5:04:39 PM
Tech-Entrepreneur$25.003/9/2011 5:05:16 PM
moneyfriend$100.003/9/2011 5:02:34 PM
kyomoon$50.003/9/2011 5:02:40 PM
DukSerduk$25.003/9/2011 5:02:43 PM
dsparrow$30.953/9/2011 10:19:49 PM
BxRealtor$25.003/9/2011 5:04:13 PM
thankful-nickel2$100.003/9/2011 5:18:58 PM
kristl$25.003/10/2011 12:26:15 AM
Dollars4Rent$50.003/10/2011 1:16:27 AM
kind-resolute-dough$100.003/9/2011 5:03:07 PM
Fonthill$100.003/9/2011 5:04:02 PM
PThor$25.003/9/2011 5:05:32 PM
minista$25.003/9/2011 5:13:11 PM
vutah$100.003/9/2011 7:54:47 PM
credit-coach118$100.003/9/2011 8:13:03 PM
Preteur$25.003/10/2011 10:47:57 AM
bobby5832708$50.003/10/2011 8:22:20 AM
BAJMP$25.003/10/2011 11:34:54 AM
astute-fairness0$100.003/10/2011 5:37:06 PM
worthy-bid8$26.663/11/2011 2:06:55 AM
efficient-treasure0$25.003/11/2011 7:00:15 AM
authoritative-capital$25.003/11/2011 4:14:11 PM
YesMoney$25.003/12/2011 11:35:04 PM
exact-gold2$50.003/13/2011 6:06:40 AM
techs$25.003/12/2011 3:41:50 PM
wam37$25.003/13/2011 6:15:50 AM
bigballer105$100.003/14/2011 7:42:01 AM
ScionAltera$25.003/14/2011 7:44:20 AM
BOZO88$25.003/13/2011 6:54:48 PM
davisfl$100.003/14/2011 7:54:54 AM
Interstate_Rate$250.003/14/2011 11:06:24 AM
wam37$25.003/14/2011 9:16:16 AM
Proactive-Financial-Lending$25.003/15/2011 6:54:44 AM
important-ore$123.073/15/2011 8:52:52 AM
guybyny$50.003/15/2011 9:59:18 AM
carluvr33$25.003/15/2011 9:38:09 AM
fallentimbers$25.003/15/2011 3:55:41 PM
smilesalot$35.063/15/2011 8:15:19 PM
hopeful-truth5$100.003/15/2011 8:50:13 PM
aquarexbi$100.003/15/2011 6:13:52 PM
Bank42$100.003/15/2011 2:06:09 PM
reinforced-marketplace3$200.003/15/2011 2:53:35 PM
ddamenace$75.003/15/2011 8:09:52 PM
the-serene-transaction$125.003/16/2011 1:00:49 AM
brinabonzo$30.003/16/2011 7:03:32 AM
kindness-dessert$25.003/15/2011 7:01:56 PM
responsive-revenue1$25.003/16/2011 4:24:09 AM
blooming-dedication$50.003/16/2011 4:52:39 AM
regahj99$25.003/15/2011 9:24:29 PM
new-dedication-travels$25.003/15/2011 9:28:10 PM
blLending$25.003/16/2011 10:48:07 AM
John_Galt$55.003/16/2011 11:12:26 AM
Woodworker57$25.003/16/2011 1:29:03 PM
principal-bull$25.003/16/2011 6:41:37 PM
jscope$25.003/16/2011 6:43:18 PM
treasure-pipeline$25.003/16/2011 6:47:59 PM
vigilance-searcher$25.003/16/2011 5:56:36 PM
unclejaef$25.003/16/2011 12:09:08 PM
Earnest_Money$27.273/16/2011 2:59:08 PM
nuclearmoose$25.003/16/2011 6:48:13 PM
alaskanbearcub$25.003/16/2011 6:50:58 PM
jcw3rd$25.003/17/2011 1:54:45 AM
Rabid_Dove$25.003/16/2011 8:50:06 PM
SBT$75.003/16/2011 8:51:59 PM
Nickle-Back$250.593/17/2011 6:22:32 AM
duckslayer1$28.413/17/2011 5:35:28 AM
TEAM-Jasper$133.283/17/2011 9:13:08 AM
nolahelper$25.003/17/2011 6:19:15 AM
market-pudding$25.003/17/2011 7:14:46 AM
Longstreet47$40.333/17/2011 7:23:19 AM
squarebob$50.003/17/2011 8:42:34 AM
blot44$25.003/9/2011 5:02:06 PM
community-pipeline$25.003/9/2011 5:02:52 PM
tenacious-compassion9$25.003/9/2011 5:02:58 PM
evnagelist$50.003/9/2011 5:03:00 PM
TikPmp1$100.003/9/2011 5:03:11 PM
ichibon$200.883/9/2011 5:03:26 PM
power-companion7$100.003/9/2011 5:05:44 PM
reflective-rupee$25.333/9/2011 5:12:40 PM
sandeepPR$25.003/9/2011 9:01:56 PM
gemoscar$100.003/10/2011 6:42:15 AM
KWarrior$50.003/9/2011 5:02:48 PM
honorable-vigilance$26.403/10/2011 7:56:28 AM
Eric_Gagne$100.003/10/2011 8:04:22 AM
investment-artist$25.003/10/2011 4:06:12 PM
Tylerh$100.003/10/2011 1:41:19 PM
zotzot$50.003/10/2011 9:16:58 AM
integrity-doctor$100.003/11/2011 1:32:32 PM
KichigaiSensei$25.003/11/2011 7:29:26 AM
wwwUniversal$25.003/12/2011 3:54:36 AM
adir1$25.003/11/2011 5:43:37 PM
888GoldIngots$50.003/13/2011 7:49:07 AM
cptproton$50.003/13/2011 11:01:55 AM
emo13$100.003/13/2011 4:22:10 PM
BmoneyVT$70.003/14/2011 6:22:03 AM
martymaniaman$25.003/14/2011 12:10:38 PM
retiresecure$50.003/14/2011 4:25:54 PM
secundus$25.003/14/2011 6:56:29 PM
CA-Lender$25.003/14/2011 6:03:41 PM
Hanalei712$50.003/15/2011 9:36:46 AM
bentonlending$50.003/14/2011 8:24:20 PM
WarmWeather$50.003/15/2011 2:49:34 PM
payout-detective7$50.003/15/2011 3:46:46 PM
auction-seeker$25.003/15/2011 5:42:38 PM
jujitsulover$50.003/15/2011 6:00:09 PM
loaninvesting$30.003/15/2011 1:51:47 PM
vigorous-velocity$100.003/15/2011 8:26:21 PM
Row2010$25.003/15/2011 6:28:38 PM
platinum-exec1$100.003/15/2011 6:32:25 PM
SunsetCoastCapital$25.003/15/2011 6:34:50 PM
a-dough-plato$25.003/15/2011 10:56:38 PM
calbertrand$25.003/15/2011 7:42:56 PM
squarebob$100.003/15/2011 8:48:19 PM
pinballeffect$56.003/15/2011 9:51:15 PM
MVP2008$25.003/15/2011 6:45:40 PM
cladius67$100.003/15/2011 7:01:32 PM
value-pouch$50.003/16/2011 9:46:21 AM
Lefty_the_Lender$25.003/16/2011 12:36:25 AM
Coach-n-u$25.003/16/2011 10:32:43 AM
forthright-trade$25.003/16/2011 10:23:35 AM
cbivitz$200.003/16/2011 1:14:26 PM
FlexFunding$50.003/16/2011 1:28:40 PM
HHP$25.003/16/2011 9:35:46 AM
nimble-money0$25.003/16/2011 6:48:20 PM
important-openness1$75.003/16/2011 7:23:09 PM
durability-halibut$32.913/16/2011 7:36:27 PM
wbahl$25.003/16/2011 8:07:57 PM
awwaww$40.003/16/2011 8:15:21 PM
BzJ108$25.003/16/2011 9:23:32 PM
ekbangali$50.003/16/2011 7:41:15 PM
rudymac777$25.003/17/2011 3:13:06 AM
word140$28.473/17/2011 5:55:15 AM
Marty_W_Cordova$287.023/17/2011 9:26:51 AM
open-dough6$40.003/17/2011 6:18:07 AM
Leopoldine$31.493/17/2011 8:22:59 AM
taal1$50.003/17/2011 8:27:47 AM
Number_Cruncher$25.003/17/2011 6:33:06 AM
GoingFishing$25.003/17/2011 7:38:26 AM
Marathoner$25.003/17/2011 7:41:15 AM
zotzot$50.883/17/2011 8:17:33 AM
JustOneVoice$25.003/17/2011 8:24:04 AM
147 Investments
 
Borrower Payment Dependent Notes Series 496918
This series of Notes was issued and sold upon the funding of the borrower loan #47874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $256.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2000 Debt/Income ratio: 6%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,577Stated income:$50,000-$74,999
Delinquencies in last 7y: 25 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: wonderful-peace4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan: pay off spouse debt, home improvements
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... i have good credit and pay bills on time


Monthly net income: $4000
Monthly expenses:
Housing: $1880
Insurance: $70
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. 320,000 2. 379,000 (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.003/7/2011 5:32:44 PM
simplelender80$100.003/7/2011 5:35:38 PM
Tradesmanlender$100.003/7/2011 5:36:23 PM
vutah$25.003/7/2011 6:20:11 PM
important-ore$150.003/7/2011 5:36:43 PM
organized-payment6$50.003/7/2011 5:35:50 PM
power-companion7$100.003/8/2011 10:09:43 AM
competent-p2p$101.003/7/2011 8:08:51 PM
reflective-rupee$25.333/7/2011 8:31:05 PM
Panna$25.003/8/2011 2:26:12 PM
patriot897$25.003/8/2011 6:34:22 PM
worthy-bid8$100.003/8/2011 4:13:46 PM
jdrez$25.003/8/2011 12:30:59 PM
Preteur$25.003/9/2011 2:11:05 PM
jazz619$25.003/9/2011 6:42:52 PM
jescowa$50.003/12/2011 5:50:12 AM
Azonic21$25.003/12/2011 9:11:55 AM
3_boyz$25.003/12/2011 2:03:08 PM
Walkingcowboy$50.003/12/2011 11:33:24 AM
Weaverville$50.003/13/2011 5:47:11 PM
MadHun$200.003/14/2011 1:29:21 PM
Ripsaw4U$50.003/15/2011 2:14:40 AM
flexible-money1$50.003/15/2011 9:30:24 AM
Havana21$25.003/15/2011 2:03:41 PM
riproaringrapids$25.003/15/2011 5:08:28 PM
eloquent-dough5$25.003/15/2011 7:03:09 PM
leodaguy$50.003/15/2011 9:21:56 PM
enthralling-deal180$100.003/16/2011 8:56:50 AM
wbahl$25.003/16/2011 8:12:31 PM
treasure-pipeline$50.003/16/2011 8:43:13 PM
TikPmp1$25.003/16/2011 8:36:12 PM
kbodendorf$25.003/16/2011 8:43:41 PM
important-openness1$75.003/16/2011 8:09:31 PM
indomitable-coin$50.003/17/2011 5:48:37 AM
life-is-great$25.003/17/2011 10:07:44 AM
ONECENTATATIME$25.003/17/2011 2:46:50 PM
Philolend$25.003/17/2011 6:22:54 AM
wild-orange$100.003/17/2011 3:40:26 PM
RetirementMoney$25.003/17/2011 6:00:40 PM
newfoundation$25.003/17/2011 12:55:39 PM
OzGuy609$25.003/17/2011 8:50:42 PM
social-friendship5$100.003/17/2011 1:22:16 PM
a-wealth-visionary$35.793/18/2011 2:17:11 AM
kc8fot$60.003/18/2011 5:45:20 AM
Aaron_Oz$25.003/18/2011 6:52:08 AM
courteous-deal114$25.003/17/2011 6:30:31 PM
palace2$100.003/17/2011 7:56:44 PM
a-unflappable-finance$100.003/18/2011 9:37:19 AM
ttnk62918$25.003/18/2011 2:37:53 AM
WordWrangler$25.003/18/2011 9:21:18 AM
a-finance-nirvana$25.003/18/2011 3:07:57 PM
neutrino6$25.003/18/2011 1:49:05 PM
MarinLoans$25.003/18/2011 4:37:55 PM
Pasagam$50.003/18/2011 3:01:32 PM
orange-dollar-guild$25.003/18/2011 9:49:57 AM
agalt$75.003/18/2011 10:21:37 AM
important-ore$52.003/18/2011 12:27:32 PM
ClearCut$50.003/18/2011 10:29:03 PM
bid-computer$25.003/19/2011 9:28:20 AM
don8ter$25.003/19/2011 3:10:11 AM
gold-sushi$25.003/19/2011 9:48:29 AM
astute-benjamins$25.003/19/2011 10:48:13 AM
wilchik$80.003/19/2011 7:00:23 AM
GCInvestments$50.003/19/2011 1:01:44 AM
DanLash$100.003/19/2011 9:41:43 AM
kulender$100.003/19/2011 2:42:16 AM
dvandetta$25.003/19/2011 10:53:05 AM
jwstclair$25.003/19/2011 11:34:31 AM
grampy48$30.003/19/2011 7:39:23 PM
Eric_Gagne$25.003/19/2011 8:25:07 AM
1phantom$25.003/19/2011 10:12:23 AM
MrBadExample$385.003/19/2011 7:24:50 PM
mistertao$25.003/19/2011 11:36:21 AM
bigphish$50.003/19/2011 2:41:00 PM
Agent1$25.003/19/2011 10:26:02 PM
BxRealtor$25.003/7/2011 5:32:22 PM
Tylerh$100.003/7/2011 7:17:53 PM
radforj22$25.003/8/2011 7:22:48 AM
nickel-ferret$100.003/9/2011 8:49:56 AM
payout-banker4$25.003/9/2011 6:03:29 PM
the-upbeat-p2p$100.003/9/2011 6:58:21 PM
zbanker$25.693/10/2011 5:24:22 AM
CA-Lender$100.003/10/2011 7:32:55 PM
SecondChanceLendingSERV$32.373/11/2011 10:10:08 AM
FundMaker$25.003/11/2011 4:21:36 PM
efficient-treasure0$25.003/11/2011 7:02:27 AM
treasure-widget$25.003/12/2011 10:28:28 AM
cingular$25.003/13/2011 7:57:20 PM
rate-mogul$100.003/15/2011 7:06:41 PM
kind-genuine-dough$50.003/15/2011 4:08:33 PM
Preferred-Lender$25.003/16/2011 8:41:46 AM
kenji4861$25.003/16/2011 2:25:54 AM
bullwink27$25.003/16/2011 6:46:33 AM
bold-careful-finance$50.003/16/2011 8:36:53 PM
Gibbyland$50.003/16/2011 7:59:26 PM
skuba$25.003/17/2011 1:23:49 AM
GoingFishing$25.003/17/2011 7:44:40 AM
SBT$75.003/16/2011 8:51:26 PM
currency-persimmon$100.003/17/2011 9:34:20 AM
KryptonWare-com$25.003/17/2011 3:40:33 PM
hostbank$100.003/17/2011 3:41:46 PM
zotzot$25.443/17/2011 1:42:35 PM
paris4$100.003/17/2011 11:11:57 AM
Trabey$50.003/17/2011 11:56:06 AM
Cai8899$40.003/17/2011 4:22:18 PM
tszbgae$96.393/17/2011 4:35:37 PM
profitable-money$25.003/17/2011 10:07:26 PM
derec$25.003/17/2011 11:01:16 PM
Control$25.003/18/2011 4:30:30 AM
benjo$50.003/17/2011 8:38:18 PM
lender12345$25.003/17/2011 8:53:39 PM
loanman2007$25.003/18/2011 4:45:01 AM
loyalty-sherpa$25.003/17/2011 4:31:24 PM
interstellar$51.003/18/2011 6:51:44 AM
BaxterEvil$25.003/17/2011 7:48:10 PM
goldenretriever$100.003/18/2011 9:18:24 AM
sgt-schultz$34.193/18/2011 5:57:21 AM
360Winner$50.003/18/2011 9:33:44 AM
chameleon125$25.003/18/2011 6:48:53 AM
friendly-market5$25.003/18/2011 6:52:52 AM
platinum-scientist9$25.003/18/2011 8:04:18 AM
heerzaquestion$25.003/18/2011 5:02:37 AM
Artist_Blue$25.003/18/2011 6:06:55 AM
fund-tom-tom6$25.003/18/2011 8:22:36 AM
canyondweller$50.003/18/2011 9:15:40 AM
cash-spinner$25.003/18/2011 3:02:50 PM
gold-commander0$50.003/18/2011 9:54:10 AM
GMPK_TLAS$50.003/19/2011 1:24:42 AM
Cluvnupe06$25.003/19/2011 2:17:58 AM
meenan$50.003/19/2011 2:37:24 AM
slartibardfast$25.003/18/2011 3:04:05 PM
responsibility-pine$25.003/19/2011 5:20:58 AM
bicyclist2270$25.003/19/2011 9:39:43 AM
One1putt$50.003/19/2011 9:43:15 AM
heavy_ax$25.003/19/2011 8:26:23 AM
joetrish$50.003/19/2011 12:35:57 PM
Ocean713$50.003/19/2011 9:46:14 AM
wwwUniversal$25.003/19/2011 9:51:17 AM
Goodlender42$25.003/19/2011 2:43:40 AM
money-banker867$100.533/19/2011 4:50:45 PM
Spaceman838$25.003/19/2011 10:25:37 PM
DF-Funding$60.473/19/2011 11:52:18 PM
Stavros$25.003/19/2011 8:38:15 AM
TrustinOthers$25.003/20/2011 7:37:51 AM
financial-frenzy$25.003/19/2011 3:21:13 PM
steady-funds3$27.193/20/2011 8:56:54 AM
thebigrig$100.003/19/2011 11:12:33 AM
loot-heart$25.003/19/2011 11:01:12 PM
virgil12$100.003/20/2011 9:10:59 AM
w3alter$100.003/19/2011 4:56:08 PM
WalnutCreekguy$50.003/20/2011 7:31:06 AM
151 Investments
 
Borrower Payment Dependent Notes Series 496926
This series of Notes was issued and sold upon the funding of the borrower loan #47956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1992 Debt/Income ratio: 17%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:26y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: new-dinero-waterfall Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MANOS
Purpose of loan:
This loan will be used to...Pay some bills and give parents a 50th anniversary party

My financial situation:
I am a good candidate for this loan because...I have been at my job for 26 going on 27 years and I plan on another 14 years there. Although, I have encountered problems in the past, I am doing a lot better now.


Monthly net income: $1600
Monthly expenses: $
Housing: $800
Insurance: $
Car expenses: $100
Utilities: $
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ryclsun$50.003/7/2011 5:36:54 PM
Kash2010lu$40.003/7/2011 5:35:29 PM
restless-dime$25.003/7/2011 5:37:40 PM
MilitaryLending$25.003/7/2011 5:38:17 PM
penny-plato$25.003/8/2011 8:16:33 AM
MarvintheMartian$25.003/7/2011 5:22:04 PM
competent-p2p$25.003/7/2011 8:08:24 PM
transformer855$25.003/7/2011 9:02:18 PM
WMY-Investor$100.003/8/2011 10:28:30 AM
money-fort$25.003/7/2011 9:49:56 PM
squarebob$25.003/8/2011 9:49:21 AM
Nerdster1$25.053/8/2011 3:34:04 AM
contract-lionheart$1,000.003/8/2011 9:02:47 AM
PunjabBank$50.003/8/2011 12:45:20 PM
JustMee$25.003/7/2011 8:08:01 PM
SolarMoonshine$25.003/7/2011 6:11:43 PM
DasMula$77.003/7/2011 6:19:04 PM
ekmendenhall$50.003/8/2011 8:55:57 AM
SFBank$50.003/7/2011 7:38:40 PM
reflective-rupee$500.333/7/2011 8:20:34 PM
EretzCapital$50.003/8/2011 1:46:35 PM
benefit-aggregator2$757.623/8/2011 1:58:30 PM
22 Investments
 
Borrower Payment Dependent Notes Series 497038
This series of Notes was issued and sold upon the funding of the borrower loan #47872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1998 Debt/Income ratio: 16%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 4 Current / open credit lines: 3 / 1Length of status:5y 8m
Amount delinquent: $5,323 Total credit lines: 20Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $24 
Delinquencies in last 7y: 22 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: kangaroo91 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
GMA
Purpose of loan:
This loan will be used to..home improvment.

My financial situation: good
I am a good candidate for this loan because...I pay my bills on time


Monthly net income: $3000.00
Monthly expenses: $2000.00
Housing: $
Insurance: $
Car expenses: $ none
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 50.00

Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:02:50 AM
suave-dime6$25.003/8/2011 9:05:30 AM
ingenious-deal6$25.003/8/2011 2:11:12 PM
CA-Lender$100.003/8/2011 3:17:29 PM
loan-kung-fu$100.003/9/2011 5:18:32 AM
worthy-bid8$25.003/9/2011 6:31:24 AM
kind-genuine-dough$25.003/11/2011 9:36:29 AM
treasure-widget$25.003/12/2011 10:28:48 AM
Weaverville$50.003/13/2011 5:48:42 PM
tech310$50.003/13/2011 8:32:19 PM
worldly-money4$150.003/14/2011 2:33:45 PM
Interstate_Rate$100.003/14/2011 10:57:49 AM
MadHun$200.003/14/2011 5:38:44 PM
Wellman$50.003/15/2011 4:02:15 AM
Hanalei712$50.003/15/2011 9:38:58 AM
RMB-Investments$50.003/15/2011 8:54:08 AM
reward-adventure$50.003/15/2011 4:57:19 AM
rogue_monster$25.003/15/2011 1:51:26 PM
kind-efficient-credit$30.003/15/2011 6:48:56 PM
rate-mogul$100.003/15/2011 7:06:54 PM
irrelevant$25.003/15/2011 4:48:31 PM
Binan$25.003/15/2011 9:37:23 PM
lakehavasu88$25.003/16/2011 3:17:17 AM
Easystreet$25.003/16/2011 1:26:14 AM
ttnk62918$25.003/16/2011 2:13:14 AM
Ananya$25.003/16/2011 4:17:59 AM
AntiTrustBanker$25.003/16/2011 9:55:01 AM
point-sasquatch$25.003/16/2011 9:25:23 AM
hope-hickory$25.003/16/2011 5:48:18 PM
Ocean713$50.003/16/2011 3:36:37 PM
shmb6508$200.003/16/2011 8:22:27 PM
kulender$100.003/16/2011 5:48:32 PM
finance-mushroom$100.003/16/2011 8:24:56 PM
affluence-tycoon$50.003/16/2011 8:25:08 PM
Cai8899$25.003/16/2011 8:25:48 PM
the-profit-oracle$25.003/16/2011 8:24:21 PM
treasure-bliss$50.003/16/2011 8:31:32 PM
Comoparklender$50.003/16/2011 8:37:26 PM
wbahl$200.003/16/2011 10:32:11 PM
desertoasis$30.003/16/2011 8:18:57 PM
selfmademan$25.003/16/2011 8:21:10 PM
seisen$50.003/16/2011 8:23:36 PM
orange-preeminant-bill$50.003/16/2011 8:24:58 PM
gold-blanket0$25.003/16/2011 8:32:45 PM
Tylerh$100.003/8/2011 9:07:27 AM
soulful-truth$100.003/8/2011 9:06:08 AM
KarlMarx$25.003/8/2011 9:06:39 AM
patriot897$25.003/8/2011 6:36:06 PM
thelovebug$100.003/9/2011 12:52:07 PM
chungfang$100.003/11/2011 1:32:24 PM
rcm87$100.003/12/2011 6:31:21 AM
loyalist1$75.003/14/2011 12:39:15 PM
musegaze$100.003/14/2011 5:35:10 PM
FeedTheMachine$100.003/14/2011 1:12:45 PM
umfan123$25.003/14/2011 5:59:51 PM
Bob450$25.003/14/2011 4:56:28 PM
Kaj$50.003/14/2011 6:02:31 PM
108lender$100.003/15/2011 1:04:07 AM
worthy-loot8$25.003/15/2011 2:52:13 PM
Artist_Blue$25.003/15/2011 1:48:03 PM
vigorous-velocity$100.003/15/2011 8:26:55 PM
leodaguy$25.003/15/2011 9:23:47 PM
FASTIZIO_P$25.003/16/2011 12:57:09 AM
srspank24$50.003/15/2011 9:41:55 PM
loyalist1$100.003/16/2011 8:26:48 AM
secureincome$250.003/15/2011 6:44:04 PM
Jack55304$125.003/16/2011 8:46:29 AM
HHP$100.003/16/2011 9:34:18 AM
shrewd-peace7$25.003/15/2011 11:26:09 PM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:03 AM
cropdust3r$25.003/16/2011 6:31:07 AM
raisingophelia$25.003/16/2011 10:27:49 AM
important-openness1$75.003/16/2011 7:33:51 PM
whartonmba$25.003/16/2011 8:20:36 PM
wbahl$25.003/16/2011 8:09:55 PM
bold-careful-finance$50.003/16/2011 8:37:00 PM
genius520$100.003/16/2011 8:26:43 PM
payment-gusto$25.003/16/2011 8:31:10 PM
bulabula$25.003/16/2011 9:46:06 PM
inspiring-reward$141.423/16/2011 8:22:41 PM
AF-Chief$50.003/16/2011 8:24:35 PM
treasure-pipeline$50.003/16/2011 8:42:37 PM
SBT$25.003/16/2011 8:52:15 PM
83 Investments
 
Borrower Payment Dependent Notes Series 497044
This series of Notes was issued and sold upon the funding of the borrower loan #47790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1989 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,960Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: charming-nickel9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Burial
Purpose of loan:
This loan will be used to...funeral expense

My financial situation:
I am a good candidate for this loan because...I always repay debts


Monthly net income: $5000.00
Monthly expenses: $3100.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in your loan. Please give a brief job description and a monthly budget of post-tax income and expense. Thank you! - newest-funds-powerplant
A: I am a CCO - Chief Compliance Officer for a Broker Dealer Firm. I currently have a rent of $1200, car payment of $485 and credit card payments of $500 as well as normal household expenses. I just paid a large tax bill and have had an unexpected death in the family. which has caused this unexpected expense. I have a bi-weekly income after tax of $2200 and a quarterly bonus of around $3500.00 which i am planning on using to pay this money back shoud be paid in May. (Mar-08-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I am not sure of the balance of the mortgage or the market value of the home now. I am divorced and the house and mortage is the responsibility of my ex husband as per the divorce agreement. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/8/2011 5:07:25 PM
vutah$25.003/8/2011 5:44:11 PM
suave-dime6$25.003/8/2011 5:05:09 PM
newest-funds-powerplant$25.003/8/2011 11:03:05 PM
wild-orange$25.003/9/2011 3:55:40 AM
ryan6853$25.003/10/2011 9:03:19 AM
kind-genuine-dough$25.003/11/2011 9:36:42 AM
Azonic21$25.003/12/2011 9:12:07 AM
shrewd-market$100.003/13/2011 6:16:44 PM
social-investor5$25.003/14/2011 5:34:48 PM
reward-adventure$50.003/15/2011 4:57:30 AM
Bob450$25.003/14/2011 5:51:48 PM
Hanalei712$50.003/15/2011 9:39:16 AM
TabascoKat$50.003/15/2011 3:44:56 PM
razor783$35.003/15/2011 6:21:08 PM
rate-mogul$100.003/15/2011 7:07:06 PM
leodaguy$25.003/15/2011 9:23:59 PM
-PokerNut$101.203/15/2011 7:41:37 PM
shrewd-peace7$25.003/15/2011 11:33:01 PM
umfan123$25.003/16/2011 6:06:16 AM
truth-trapper$25.003/15/2011 5:36:16 PM
DasMula$27.003/15/2011 6:01:06 PM
lakehavasu88$25.003/16/2011 3:17:22 AM
Eric_Gagne$50.003/16/2011 5:43:11 AM
streak269$50.003/16/2011 7:21:16 AM
leverage-monger$25.003/16/2011 7:22:25 AM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:12 AM
HHP$100.003/16/2011 9:34:27 AM
hope-paloverde$50.003/16/2011 9:54:18 AM
realtormoises$25.003/16/2011 5:32:33 AM
enthralling-investment$84.003/16/2011 9:37:01 AM
goal-responsibility4$26.073/16/2011 10:12:05 AM
Jack55304$125.003/16/2011 8:46:38 AM
raisingophelia$25.003/16/2011 10:28:09 AM
Tylerh$100.003/8/2011 5:06:39 PM
patriot897$25.003/8/2011 6:36:18 PM
greencat$50.003/9/2011 7:11:07 AM
simplelender80$150.003/8/2011 5:02:13 PM
KarlMarx$25.003/9/2011 5:21:12 AM
loan-kung-fu$100.003/9/2011 5:18:48 AM
thelovebug$100.003/9/2011 12:52:14 PM
ingenious-deal6$25.003/10/2011 2:06:19 PM
SecondChanceLendingSERV$25.003/11/2011 9:31:56 AM
rcm87$100.003/12/2011 6:31:36 AM
worthy-bid8$25.003/12/2011 3:46:00 PM
Interstate_Rate$100.003/14/2011 10:57:35 AM
Weaverville$50.003/13/2011 5:48:53 PM
tech310$44.963/13/2011 8:32:26 PM
worldly-money4$150.003/14/2011 2:33:58 PM
Wellman$50.003/15/2011 4:02:28 AM
all_of_that_one$35.003/15/2011 4:02:51 PM
RMB-Investments$50.003/15/2011 8:54:20 AM
MDJAX67$50.003/15/2011 4:40:06 PM
FeedTheMachine$50.103/15/2011 4:48:38 PM
chungfang$100.003/15/2011 5:26:36 PM
Shining-Star$25.003/15/2011 5:42:17 PM
secureincome$400.003/15/2011 5:52:12 PM
EasternLender$25.003/15/2011 7:45:24 PM
Loanstou$301.763/15/2011 6:28:39 PM
FASTIZIO_P$25.003/16/2011 12:57:14 AM
cropdust3r$25.003/16/2011 6:31:12 AM
jujitsulover$50.003/15/2011 5:40:07 PM
equitable-p2ploan8$28.893/16/2011 7:56:03 AM
active-wealth3$100.003/16/2011 9:36:52 AM
p2ploan-wildcat$25.003/16/2011 9:53:19 AM
AntiTrustBanker$25.003/16/2011 9:55:07 AM
66 Investments
 
Borrower Payment Dependent Notes Series 497048
This series of Notes was issued and sold upon the funding of the borrower loan #47826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $136.69
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2004 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,875Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: top-basis-walnut Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get out of debt/Go back to school!
Purpose of loan: Debt Consolidation
This loan will be used to pay off a credit card bill.


I am a good candidate for this loan because I am extremely responsible and have an excellent and steady job at a hospital. I want to get out of debt to put myself in a better position to set money aside and to go back to school to earn my Master's in Public Health. Thank you for your consideration!


Monthly net income: $2,244
Housing: $710
Insurance: $250
Utilities: $75
Phone, cable, internet: $75
Groceries: $200
Entertainment: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Hi! Thank you for your interest. I am a Practice Manager in the oncology department of a Boston hospital. I have been at this job for nearly two and a half years. I have two credit card debts that I want to eliminate. The first has an 18.99% APR and a $91 minimum payment for a total of $4387. The second has a 22.99% APR and a $48 minimum payment for a total of $2118.67. Thank you! (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.003/8/2011 5:01:40 PM
BxRealtor$25.003/8/2011 5:02:30 PM
Tradesmanlender$100.003/8/2011 5:05:19 PM
SolarMoonshine$25.003/8/2011 5:42:51 PM
ladyopium$25.003/8/2011 6:44:11 PM
selector568$400.003/8/2011 5:02:44 PM
engaging-worth$25.003/8/2011 8:14:05 PM
dpries123$25.003/8/2011 5:02:53 PM
nickel-ferret$100.003/9/2011 8:50:13 AM
RandyL3$25.003/8/2011 7:31:13 PM
capital-kingdom$25.003/9/2011 6:51:53 AM
Roundhouse$200.003/8/2011 9:15:20 PM
zotzot$100.443/9/2011 3:11:58 PM
worthy-bid8$50.003/9/2011 6:31:38 AM
Preteur$25.003/9/2011 1:36:36 PM
poetic-diversification$250.003/9/2011 6:25:37 PM
benefit-surfer$29.353/9/2011 8:11:19 PM
Nusk$39.113/9/2011 2:28:01 PM
credit-coach118$25.003/9/2011 3:29:05 PM
saraven01$86.143/9/2011 4:44:01 PM
Pickmar$25.003/10/2011 6:26:57 AM
Christophe$25.003/10/2011 7:19:55 AM
mauge35$52.033/10/2011 11:18:04 AM
gemoscar$13.513/10/2011 3:46:45 PM
AF_Trust$50.003/10/2011 10:46:42 AM
simiray$25.003/10/2011 11:18:25 AM
hobday$50.003/10/2011 7:08:35 AM
best-listing-toro$25.003/10/2011 7:15:25 AM
bonus-sensai825$25.003/10/2011 9:34:26 AM
GS-ROCK$50.003/10/2011 9:48:51 AM
jayk63$25.003/10/2011 3:43:43 PM
organized-payment6$50.003/8/2011 5:04:53 PM
Tylerh$100.003/8/2011 5:06:20 PM
power-companion7$100.003/8/2011 5:07:01 PM
hopeful-truth5$100.003/8/2011 5:59:46 PM
commerce-yeller$30.003/8/2011 8:22:06 PM
Moneypenny6$25.003/9/2011 7:28:54 AM
simplelender80$100.003/8/2011 5:02:56 PM
EngineersAlliance$100.003/9/2011 8:31:10 AM
patriot897$25.003/8/2011 6:34:37 PM
pythia$25.003/9/2011 3:07:54 AM
wild-orange$100.003/9/2011 3:54:45 AM
cleverly-clever$100.003/8/2011 7:29:22 PM
MarvintheMartian$25.003/8/2011 7:36:50 PM
sentimental-cash0$25.003/8/2011 9:15:16 PM
radforj22$25.003/9/2011 9:33:01 AM
SC2TX$200.003/9/2011 8:30:31 AM
greenback-porcelain2$25.003/9/2011 4:04:04 PM
All_Wins$50.003/9/2011 5:17:48 PM
newest-funds-powerplant$25.003/9/2011 12:27:11 PM
Nerdster1$25.053/10/2011 3:49:02 AM
aldeed$150.003/10/2011 7:04:14 AM
skeebuzz$100.003/10/2011 7:29:30 AM
Eric_Gagne$100.003/10/2011 8:15:16 AM
1traveler$25.003/9/2011 9:17:27 PM
WeR5A$25.003/10/2011 7:18:31 AM
trapperdc$50.003/10/2011 2:57:08 PM
vigman777$37.953/10/2011 11:01:48 AM
coin-sphinx4$100.003/10/2011 8:44:05 AM
tomdooley12520$25.003/10/2011 2:44:35 PM
pfh$25.003/10/2011 9:34:23 AM
diligent-kindness9$36.423/10/2011 1:49:15 PM
Emberfox$25.003/10/2011 2:37:03 PM
63 Investments
 
Borrower Payment Dependent Notes Series 497066
This series of Notes was issued and sold upon the funding of the borrower loan #47808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 23 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,051Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: careful-marketplace8 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxman
Purpose of loan: Taxes
This loan will be used to pay income tax bill

My financial situation:
I am a good candidate for this loan because I pay my bills and have the income to handle additional debt


Monthly net income: $ 16,333.33
Monthly expenses: $
Housing: $ 2800.00
Insurance: $
Car expenses: $ 400.00
Utilities: $ 300.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 1600.00
Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Approx. 373,000 2. $ 411,000 (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
soulful-truth$100.003/9/2011 9:08:23 AM
Tylerh$100.003/9/2011 9:09:10 AM
power-companion7$100.003/9/2011 9:11:17 AM
competent-p2p$101.003/9/2011 9:46:24 AM
Kash2010lu$25.003/9/2011 10:01:44 AM
liberty-magnate$25.003/9/2011 10:34:20 AM
suave-dime6$25.003/9/2011 9:07:28 AM
loan-kung-fu$100.003/9/2011 9:10:57 AM
squarebob$109.003/9/2011 9:22:37 AM
pembull$100.003/9/2011 11:10:20 AM
LKCGICG$48.273/9/2011 5:56:48 PM
Nerdster1$40.053/9/2011 9:11:22 AM
larryboy10$50.003/9/2011 6:05:16 PM
sensational-worth7$50.003/9/2011 11:46:34 AM
PThor$25.003/9/2011 1:07:46 PM
CA-Lender$100.003/9/2011 2:51:11 PM
loanman2007$200.003/10/2011 6:16:59 AM
hobday$25.003/10/2011 7:10:15 AM
Whipster$50.003/10/2011 5:02:02 AM
credit-elation1$25.003/9/2011 7:22:59 PM
nodebt2012$50.003/10/2011 2:05:18 PM
well-mannered-income3$100.003/10/2011 3:26:33 PM
gothampark$25.003/10/2011 4:35:02 PM
wojo$25.003/10/2011 7:21:39 AM
Lubava$25.003/10/2011 7:11:06 PM
Gandalf0001$25.003/10/2011 10:56:56 PM
investment-artist$25.003/10/2011 4:13:17 PM
Shining-Star$106.183/11/2011 8:32:51 AM
autonomous-truth$100.003/10/2011 4:29:49 PM
Cashlender1992$75.003/11/2011 5:20:20 AM
quantum_leap$500.003/10/2011 5:43:37 PM
kindness-venture1$25.003/11/2011 7:23:27 AM
a-restless-dollar$100.003/11/2011 8:12:53 AM
vishal29$100.003/11/2011 8:19:47 AM
realtormoises$25.003/11/2011 4:51:57 AM
2grindstones$25.003/9/2011 10:11:47 AM
restless-dime$75.003/9/2011 10:27:57 AM
sensational-worth7$50.003/9/2011 11:46:44 AM
simplelender80$200.003/9/2011 9:03:14 AM
restless-dime$25.003/9/2011 9:08:34 AM
patriot897$25.003/9/2011 9:10:23 AM
nickel-hickory$600.003/9/2011 1:44:18 PM
thrifty-capital$25.003/9/2011 11:51:01 AM
reflective-rupee$1,500.333/9/2011 10:43:16 AM
DasMula$100.003/9/2011 11:24:22 AM
RyanM561$25.003/9/2011 1:40:20 PM
SolarMoonshine$500.003/9/2011 6:42:52 PM
power-secret-agent$50.003/10/2011 2:13:33 AM
friendinmoney$100.003/10/2011 8:39:01 PM
asset-pine$25.563/10/2011 8:58:55 PM
justasoldier$25.003/10/2011 10:04:59 PM
red-favorable-basis$75.003/11/2011 5:24:25 AM
red-favorable-basis$100.003/10/2011 5:58:41 PM
Wyatte$25.003/10/2011 6:15:45 PM
ingenious-deal6$25.003/10/2011 2:06:24 PM
EL_Papin$100.003/11/2011 7:38:17 AM
Rulea72$43.423/11/2011 8:36:05 AM
SecondChanceLendingSERV$26.193/11/2011 8:58:53 AM
loss-of-control$150.003/10/2011 4:48:31 PM
auction-seeker$25.003/10/2011 5:24:02 PM
Amber_Stone$75.003/11/2011 8:18:38 AM
Lubava$400.003/11/2011 8:45:32 AM
KrisKringle$25.003/11/2011 2:10:34 AM
witty-openness$25.003/11/2011 5:08:37 AM
shrewd-income$300.003/11/2011 6:27:19 AM
wise-benjamins-fortress$50.003/11/2011 6:38:38 AM
66 Investments
 
Borrower Payment Dependent Notes Series 497124
This series of Notes was issued and sold upon the funding of the borrower loan #47846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2004 Debt/Income ratio: 31%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $777Stated income:$1-$24,999
Delinquencies in last 7y: 19 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: wdwdriver Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 620-639 (Latest)
Principal borrowed: $9,200.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2008)
680-699 (Apr-2008)
680-699 (Feb-2008)
720-739 (Sep-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
House and First Baby Expenses
The purpose of my loan is to pay for moving and baby expenses.
$2000 moving expenses to buy furniture andother things for our house.
$600 to buy everything left for baby. Baby girl due May.
$400 used to pay off me and my wifes wedding bands.
The remain amount will be for wifes maternity.
Financial situation:
Bankruptcy discharged August 2010. I am trying to rebuild credit. I been paying everything off each month. only debt is joint account have where we got our wedding bands and my car installment loan which will be paid by years end at latest.
Monthly net income: $3200-both
Housing: $0 house paid
Insurance: $400 includes cars and house
Car expenses: $300-gas
Utilities: $200
phone: $150
Food: $400
Household Misc: $150
Credit cards and other loans: $600 (will reduce to 200 by years end)
As you can see we combined make enough money left over to pay back this loan. I appreciate you taking the time and hope you will bid on my loan. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: wat is your bankruptcy for and how stable is your new job - restless-dime
A: my bankruptcy was for too much debt. I was living with an ex-girlfriend at the time and got into some debt due to her basically using me. but the main reason was I was out of work for 4 months from a surgery that i had to remove a mass in my kidney and the bills were piling up more than I could handle. My job is stable. I am a bus driver at Disney soon to be moved up to a coordinator in April when the other person retires. any other questions let me know. (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
five-star-note$25.003/9/2011 9:08:11 AM
ultimate-peace$50.003/9/2011 9:04:23 AM
competent-p2p$40.003/9/2011 9:42:11 AM
ryclsun$50.003/9/2011 2:56:07 PM
cash-raccoon$25.003/9/2011 9:11:39 AM
transaction-eclipse$25.003/9/2011 10:07:03 AM
zone6$100.003/9/2011 12:35:41 PM
CA-Lender$100.003/9/2011 2:51:27 PM
restless-dime$25.003/9/2011 8:01:15 PM
orange-rapid-benjamins$50.003/9/2011 8:35:58 PM
lender12345$25.003/10/2011 8:56:05 PM
autonomous-truth$51.803/10/2011 4:18:49 PM
Mikale360$25.003/11/2011 2:56:04 AM
FarmersBank$50.003/10/2011 1:14:24 PM
KMB78$25.003/11/2011 9:42:12 AM
helpful-credit156$100.003/11/2011 4:35:22 PM
TWISBWM$25.003/12/2011 2:47:41 PM
shrewd-income$50.003/14/2011 6:46:38 PM
McDeeter$50.003/15/2011 7:30:12 PM
ddamenace$75.003/15/2011 8:25:03 PM
greencat$50.003/16/2011 9:11:08 AM
hopeful-truth5$50.003/15/2011 8:55:57 PM
bizzzond$56.773/16/2011 9:33:18 AM
corporatejim$31.933/16/2011 12:45:16 PM
aquistoyraul$25.003/17/2011 7:17:02 AM
donlenboy$33.803/17/2011 6:25:19 AM
Lubava$25.003/17/2011 9:57:59 AM
payout-bridge$2,000.003/17/2011 2:57:19 PM
AF-Chief$50.003/17/2011 7:14:42 AM
reflective-rupee$400.333/9/2011 10:41:22 AM
PThor$25.003/9/2011 1:07:34 PM
NekHoldings$25.003/9/2011 3:32:21 PM
Iceman1347$25.003/9/2011 6:30:31 PM
SolarMoonshine$25.003/9/2011 7:02:28 PM
ac787$25.003/9/2011 6:53:11 PM
travels536$25.003/10/2011 6:27:09 AM
marwadi-62$100.003/10/2011 8:10:20 PM
unforgettable-market3$100.003/11/2011 11:46:55 PM
mikeandcat$50.003/12/2011 8:31:02 AM
worldly-money4$100.003/12/2011 4:42:23 PM
Amber_Stone$25.003/13/2011 7:56:22 AM
Rashanir$25.003/14/2011 11:43:24 AM
five-star-note$200.003/13/2011 10:44:26 PM
YoungTaxMan$50.003/14/2011 5:41:17 PM
marketplace-meridian$25.003/15/2011 3:51:51 PM
wind183$200.003/16/2011 3:13:11 PM
niq4soccer$25.003/16/2011 3:36:33 PM
important-openness1$75.003/16/2011 6:56:54 PM
riveting-credit5$281.683/16/2011 7:44:55 PM
suave-dime6$25.003/17/2011 3:07:37 AM
50 Investments
 
Borrower Payment Dependent Notes Series 497126
This series of Notes was issued and sold upon the funding of the borrower loan #47864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1994 Debt/Income ratio: 36%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,820Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: a-asset-liberator Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Lawyer Fees
Purpose of loan: I'm going through a divorce. I have no problem making payments but I don't have this much money up front.

My financial situation:
I am a good candidate for this loan because I am a military member and make my payments on time.


Monthly net income: $ 5,568
Monthly expenses: 1478
Housing: $0
Insurance: $143
Car expenses: $293
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/8/2011 9:02:55 AM
reflective-rupee$50.333/8/2011 9:14:06 AM
vacaerol$25.003/8/2011 10:59:41 AM
jga516$25.003/8/2011 11:00:55 AM
suave-dime6$25.003/8/2011 9:05:33 AM
greencat$50.003/8/2011 9:20:44 AM
CA-Lender$100.003/8/2011 3:17:34 PM
kkcoolmom$25.003/8/2011 1:46:09 PM
SFBank$50.003/8/2011 7:24:30 PM
thelovebug$100.003/9/2011 12:52:11 PM
SecondChanceLendingSERV$25.003/11/2011 9:30:38 AM
Bob450$25.003/12/2011 3:10:19 AM
rcm87$100.003/12/2011 6:31:26 AM
FeedTheMachine$50.003/14/2011 4:57:37 PM
reward-adventure$50.003/15/2011 4:57:23 AM
zone6$100.003/14/2011 9:39:10 PM
RMB-Investments$50.003/15/2011 8:54:11 AM
108lender$38.513/15/2011 4:46:46 PM
umfan123$25.003/15/2011 4:47:38 PM
Kaj$50.003/15/2011 4:49:34 PM
rate-mogul$100.003/15/2011 7:07:00 PM
back-scratchers$25.003/15/2011 7:11:01 PM
secureincome$1,000.003/15/2011 8:37:40 PM
Frosty$25.003/15/2011 4:21:29 PM
head$25.003/15/2011 9:08:31 PM
zotzot$25.003/15/2011 9:28:05 PM
lakehavasu88$25.003/16/2011 3:17:20 AM
MadHun$200.003/15/2011 5:08:40 PM
Artist_Blue$25.003/16/2011 6:06:29 AM
loss-of-control$50.003/15/2011 5:54:04 PM
2grindstones$25.003/15/2011 8:56:56 PM
Scotcha$50.003/15/2011 9:07:26 PM
Requiem$25.003/16/2011 7:49:10 AM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:09 AM
new-dedication-travels$25.003/15/2011 9:37:45 PM
AntiTrustBanker$25.003/16/2011 9:55:05 AM
naptap$25.003/16/2011 12:57:15 AM
cropdust3r$25.003/16/2011 6:31:10 AM
systematic-fairness$25.003/16/2011 6:16:34 PM
leverage-monger$25.003/16/2011 6:22:12 PM
raisingophelia$25.003/16/2011 10:28:05 AM
frclmym$25.003/16/2011 1:13:40 PM
hidavehi$33.003/16/2011 6:20:14 PM
riveting-credit5$300.003/16/2011 7:52:18 PM
kulender$100.003/16/2011 5:48:41 PM
GladToHelpYou$54.563/16/2011 6:25:26 PM
rad-pred$25.003/16/2011 6:53:32 PM
important-openness1$75.003/16/2011 7:02:50 PM
asset-professor$25.003/16/2011 8:25:00 PM
Comoparklender$50.003/16/2011 8:37:29 PM
mlj0671$25.003/16/2011 9:29:34 PM
Tylerh$100.003/8/2011 9:07:32 AM
power-companion7$100.003/8/2011 10:10:44 AM
soulful-truth$100.003/8/2011 9:06:14 AM
competent-p2p$101.003/8/2011 12:22:14 PM
shrewd-peace7$25.003/8/2011 11:21:11 AM
dedicated-diversification5$30.083/8/2011 11:22:43 AM
KarlMarx$25.003/8/2011 9:06:43 AM
Wangchuk$25.003/8/2011 9:09:57 AM
DasMula$27.003/8/2011 12:23:04 PM
kttalamo$50.003/8/2011 9:01:46 PM
patriot897$25.003/8/2011 6:36:12 PM
Nerdster1$25.053/9/2011 3:52:17 AM
loan-kung-fu$100.003/9/2011 5:18:36 AM
worthy-bid8$25.003/9/2011 6:31:26 AM
houli123$500.003/9/2011 9:07:05 AM
wise-natural-return$25.003/9/2011 9:31:35 AM
orange-rapid-benjamins$25.003/9/2011 8:40:19 PM
nilonc1$100.003/10/2011 5:10:38 AM
ready-interest9$25.003/10/2011 3:57:05 PM
ingenious-deal6$25.003/10/2011 2:06:06 PM
kind-genuine-dough$25.003/11/2011 9:36:33 AM
chungfang$100.003/11/2011 1:32:27 PM
hellasow$25.003/12/2011 7:27:25 AM
ghinga$25.003/11/2011 7:21:54 PM
tech310$50.003/13/2011 8:32:22 PM
LoanerPrincipal$25.003/13/2011 8:36:41 PM
hidavehi$26.003/13/2011 8:40:17 PM
Weaverville$50.003/13/2011 5:48:47 PM
worldly-money4$150.003/14/2011 2:33:56 PM
Interstate_Rate$100.003/14/2011 10:57:40 AM
courteous-kindness1$25.003/15/2011 2:11:08 AM
Wellman$50.003/15/2011 4:02:21 AM
Hanalei712$50.003/15/2011 9:39:06 AM
mammalian4$25.003/15/2011 9:32:09 PM
FASTIZIO_P$25.003/16/2011 12:57:11 AM
rubenp417$66.583/15/2011 8:29:44 PM
vigorous-velocity$100.003/15/2011 8:23:47 PM
leodaguy$25.003/15/2011 9:23:51 PM
Jack55304$125.003/16/2011 8:46:34 AM
HHP$100.003/16/2011 9:34:25 AM
active-wealth3$50.003/16/2011 9:37:36 AM
1stofthemonth$35.973/16/2011 5:12:32 PM
Ocean713$50.003/16/2011 3:36:45 PM
mykkai$25.003/16/2011 7:38:21 PM
wbahl$25.003/16/2011 8:10:00 PM
loyalist1$100.003/16/2011 6:19:10 PM
bold-careful-finance$50.003/16/2011 8:37:03 PM
SBT$25.003/16/2011 8:52:18 PM
irrelevant$25.003/16/2011 8:25:42 PM
point-sasquatch$25.003/16/2011 8:32:30 PM
wbahl$286.923/16/2011 10:41:24 PM
treasure-pipeline$50.003/16/2011 8:42:40 PM
squarebob$25.003/16/2011 9:06:56 PM
104 Investments
 
Borrower Payment Dependent Notes Series 497174
This series of Notes was issued and sold upon the funding of the borrower loan #47817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $133.65
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1987 Debt/Income ratio: 17%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 11Length of status:23y 10m
Amount delinquent: $0 Total credit lines: 44 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,319Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: peaceful-agreement4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,550.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Funding small business project
Purpose of loan:

This loan will be used to fund a business project with my husband. We did a similar project last year that was extremely successful and are looking to not only replicate the success we had last year, but do even better now that we have the knowledge and experience under our belts of last years' endeavour.

My financial situation:

I am a good candidate for this loan because of my stable income and past history with Prosper, where I previously had a loan and never missed a payment.

Monthly net income: $5600
Housing: $800
Insurance: $160
Utilities: $300
Phone, cable, internet: $120
Credit cards and other loans: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
GeorgiaGator$50.003/8/2011 5:01:30 PM
113121$550.003/8/2011 5:29:29 PM
EngineersAlliance$100.003/8/2011 5:36:48 PM
newest-funds-powerplant$25.003/8/2011 5:46:09 PM
squarebob$25.003/8/2011 5:49:45 PM
clemclan$25.003/8/2011 7:15:58 PM
imlosttoo$25.003/8/2011 5:01:23 PM
TeaHouseFinance$33.983/8/2011 5:03:14 PM
reflective-rupee$35.333/8/2011 5:03:56 PM
brainy-repayment5$77.503/8/2011 5:07:08 PM
capital-deployment$25.003/8/2011 5:39:46 PM
mikeandcat$191.603/8/2011 5:55:35 PM
alexgalt$100.003/8/2011 5:01:44 PM
cashhelp$30.003/8/2011 5:03:11 PM
JustMee$25.003/8/2011 5:16:20 PM
DHolly$50.003/8/2011 5:22:33 PM
capital_projects_investor$25.003/8/2011 5:48:42 PM
squarebob$25.003/8/2011 6:29:08 PM
DasMula$100.003/8/2011 7:41:45 PM
113121$732.073/8/2011 8:32:24 PM
shawnw2$100.003/8/2011 5:01:35 PM
five-star-note$25.003/8/2011 5:05:54 PM
competent-p2p$45.003/8/2011 5:41:07 PM
patriot897$25.003/8/2011 6:36:23 PM
stupiddayjob$25.003/8/2011 7:13:27 PM
Tylerh$100.003/8/2011 5:06:45 PM
CA-Lender$100.003/8/2011 5:07:29 PM
SolarMoonshine$25.003/8/2011 5:35:18 PM
hopeful-truth5$50.003/8/2011 5:40:30 PM
p2ploan-sensation211$25.003/8/2011 7:01:11 PM
marinbb$50.003/8/2011 7:20:50 PM
simplelender80$150.003/8/2011 5:02:25 PM
loyalist1$200.003/8/2011 5:02:51 PM
113121$100.003/8/2011 5:18:53 PM
vutah$25.003/8/2011 5:40:13 PM
Marcus_Cato$39.523/8/2011 6:42:49 PM
MarvintheMartian$30.003/8/2011 7:30:24 PM
credit-missile$100.003/8/2011 7:44:18 PM
SkyLoan$35.003/8/2011 8:28:15 PM
39 Investments
 
Borrower Payment Dependent Notes Series 497198
This series of Notes was issued and sold upon the funding of the borrower loan #47807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1999 Debt/Income ratio: 32%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $222Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: dough-pledge Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dough-Pledge
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are your two public records? Thanks. - squarebob
A: Mount Dora Middle School Mount Dora High School (Mar-09-2011)
Q: Could you provide some specific details in your profile? What is the loan going to be used for? Thanks. - lend4life13
A: Bills consolidation and roof repairs on the house. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/8/2011 5:07:30 PM
patriot897$25.003/8/2011 6:36:24 PM
simplelender80$150.003/8/2011 5:02:26 PM
ultimate-peace$300.003/8/2011 5:03:44 PM
ryclsun$50.003/8/2011 5:05:30 PM
Tylerh$100.003/8/2011 5:06:46 PM
suave-dime6$25.003/8/2011 5:05:16 PM
lloyd_s$25.003/9/2011 2:17:49 AM
purpledog18$50.003/9/2011 3:03:28 AM
greencat$50.003/9/2011 7:11:58 AM
PThor$25.003/9/2011 1:07:48 PM
commerce-renewal$100.003/9/2011 3:03:19 AM
GS-ROCK$25.003/10/2011 9:44:38 AM
kind-genuine-dough$25.003/11/2011 9:36:45 AM
2k1Toaster$25.003/12/2011 6:52:35 PM
worthy-bid8$25.003/14/2011 4:56:31 PM
AlfinityBank25$25.003/14/2011 2:41:30 PM
tech310$50.003/15/2011 1:48:27 AM
Jack55304$125.003/16/2011 8:46:44 AM
AntiTrustBanker$25.003/16/2011 9:55:11 AM
HHP$100.003/16/2011 9:34:30 AM
Ocean713$50.003/16/2011 3:36:57 PM
FeedTheMachine$50.003/16/2011 8:24:37 PM
important-openness1$75.003/16/2011 6:46:08 PM
justice-economist$25.003/16/2011 7:32:41 PM
loan-kung-fu$100.003/9/2011 5:18:53 AM
panegryst$50.003/9/2011 7:22:13 AM
power-companion7$100.003/8/2011 5:07:04 PM
MONEYMATCH$25.003/9/2011 2:09:08 AM
kulender$50.003/9/2011 2:17:30 AM
flwah$25.003/9/2011 2:19:02 AM
Invest4kids$30.003/8/2011 7:01:15 PM
mrxtravis$25.003/8/2011 7:06:14 PM
gristle_mcthornbody$25.003/9/2011 2:22:47 AM
cash-raccoon$25.003/9/2011 3:03:10 AM
wild-orange$25.003/9/2011 3:50:21 AM
ingenious-deal6$25.003/10/2011 2:06:22 PM
gold-cluster$100.003/10/2011 6:08:20 PM
rcm87$100.003/12/2011 6:31:41 AM
worldly-money4$100.003/12/2011 4:42:26 PM
Bob450$30.003/14/2011 5:58:53 PM
Wellman$50.003/15/2011 4:02:32 AM
reward-adventure$50.003/15/2011 4:57:35 AM
RMB-Investments$50.003/15/2011 8:54:26 AM
sappy02$25.003/14/2011 5:59:46 PM
dollardave$75.003/15/2011 2:21:00 PM
leodaguy$25.003/15/2011 9:24:03 PM
rate-mogul$100.003/15/2011 7:07:12 PM
lakehavasu88$25.003/16/2011 3:17:25 AM
cropdust3r$25.003/16/2011 6:31:15 AM
wbahl$25.003/16/2011 8:10:08 PM
ttnk62918$25.003/16/2011 8:29:53 PM
Kaj$50.003/16/2011 8:31:22 PM
wbahl$200.003/16/2011 10:33:12 PM
bold-careful-finance$50.003/16/2011 8:37:14 PM
MadHun$200.003/16/2011 8:28:04 PM
Comoparklender$50.003/16/2011 8:37:33 PM
treasure-pipeline$50.003/16/2011 8:42:43 PM
SBT$25.003/16/2011 8:52:24 PM
59 Investments
 
Borrower Payment Dependent Notes Series 497346
This series of Notes was issued and sold upon the funding of the borrower loan #47793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-10-2011 
Term: 12 months Listing End date:  Mar-14-2011 
 
Lender yield: 17.49% Borrower rate/APR: 18.49% / 27.46% Monthly payment: $248.17
 
Lender servicing fee: 1.00% Effective Yield*: 17.09%  
Estimated return*: 8.39%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1997 Debt/Income ratio: 4%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:40y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: red-value-excellence Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
red-value excellence
Purpose of loan:
This loan will be used to...repair front end on car and have car painted

My financial situation:
I am a good candidate for this loan because...
I have adequate income to make payments

Monthly net income: $4600
Monthly expenses: $2170
Housing: $1000
Insurance: $140
Car expenses: $200
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please elaborate more on why with a monthly net income: $4600 and monthly expenses: $2170 (4600-2170 = excess $2430 ) you need a loan for these repairs? And also, specifically, what is your line of work? - BAJMP
A: I am an environmental analytical chemist for an oil refinery. My daughter is getting married in September and as father of the soon-to-be bride I'm bearing the majority of this bill so I'm trying to set aside as much as I can to make this happen. She got engaged xmas and if one has ever married off a daughter one would know how expensive this is. She's my heart and she deserves the best I can give her. (Mar-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/10/2011 5:03:44 PM
Eric_Gagne$25.003/10/2011 6:31:06 PM
BxRealtor$25.003/11/2011 8:06:13 AM
rakem777$25.003/10/2011 5:00:58 PM
reflective-rupee$25.333/10/2011 5:11:22 PM
vutah$25.003/10/2011 6:51:32 PM
thankful-nickel2$25.003/10/2011 7:34:41 PM
appcoder$40.003/11/2011 12:49:36 PM
ghinga$25.003/11/2011 7:35:23 PM
upbeat-finance8$50.003/11/2011 5:58:11 PM
carrinel$35.523/12/2011 7:51:45 AM
krajne$50.003/12/2011 8:12:02 AM
Gibbyland$100.003/12/2011 11:30:29 AM
Greylox$25.003/11/2011 9:20:22 PM
WinterUSMC$25.003/12/2011 2:58:35 PM
SunriseTrader1$25.003/12/2011 5:16:20 PM
BAJMP$25.003/13/2011 9:50:07 AM
Oak-Parker$25.003/13/2011 7:48:11 PM
marketplace-spark$25.003/14/2011 10:13:16 AM
CEK360$1,206.153/14/2011 12:49:46 PM
simplelender80$100.003/10/2011 5:02:19 PM
CA-Lender$100.003/10/2011 5:05:15 PM
competent-p2p$35.003/10/2011 7:12:04 PM
efficient-treasure0$25.003/11/2011 7:04:45 AM
nickel-ferret$100.003/10/2011 5:03:55 PM
power-companion7$100.003/10/2011 5:06:18 PM
goodhearted-basis4$25.003/11/2011 9:44:06 AM
jescowa$50.003/12/2011 5:51:38 AM
amlu1988$25.003/11/2011 9:00:36 PM
radforj22$25.003/12/2011 3:46:19 PM
ac787$28.003/12/2011 11:09:16 AM
treasure-widget$25.003/12/2011 10:29:12 AM
icanhasloanz$25.003/12/2011 12:39:13 PM
a-restless-dollar$50.003/14/2011 6:11:15 AM
important-ore$100.003/14/2011 10:12:48 AM
Weaverville$25.003/13/2011 5:50:34 PM
durability-halibut$30.003/14/2011 12:34:24 PM
37 Investments
 
Borrower Payment Dependent Notes Series 497470
This series of Notes was issued and sold upon the funding of the borrower loan #47881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2004 Debt/Income ratio: 12%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $910Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: persistent-community255 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5100
Monthly expenses: $ Around 2500 without food
Housing: $1306
Insurance: $296
Car expenses: $577
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $80
Clothing, household expenses: $80
Credit cards and other loans: $15
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage $192000 value $ 220 000 (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/11/2011 9:01:17 AM
suave-dime6$25.003/11/2011 9:03:14 AM
reflective-rupee$400.333/11/2011 10:20:52 AM
nethosters$25.003/11/2011 9:00:57 AM
ingenious-deal6$25.003/11/2011 9:04:18 AM
JustMee$25.003/11/2011 11:56:25 AM
kttalamo$50.003/11/2011 12:42:13 PM
sensational-worth7$50.003/11/2011 6:19:33 PM
restless-dime$25.003/11/2011 9:01:56 AM
Rogelio48$30.003/11/2011 6:34:21 PM
fund-secret-agent$25.003/11/2011 7:30:13 PM
SolarMoonshine$25.003/11/2011 6:13:20 PM
mrxtravis$25.003/11/2011 4:01:56 PM
2grindstones$25.003/12/2011 9:48:15 AM
beakerfish$75.003/12/2011 1:16:14 PM
lucrative-transparency0$50.003/14/2011 8:58:45 AM
Weaverville$25.003/13/2011 5:50:00 PM
sensible-fund$50.003/14/2011 1:08:22 PM
commanding-income774$25.003/14/2011 1:22:47 PM
jwsun90$280.573/14/2011 4:17:52 PM
Reliance_Banker$25.003/15/2011 6:34:06 AM
Bob450$25.003/15/2011 1:35:21 AM
balanced-balance6$25.003/15/2011 7:15:31 AM
reward-adventure$50.003/15/2011 4:58:14 AM
golffish2$50.003/15/2011 5:06:01 AM
SFBank$150.003/14/2011 6:52:12 PM
kind-elegant-dime$25.003/15/2011 12:00:08 PM
nodebt2012$25.003/15/2011 9:15:55 AM
mammalian4$25.003/15/2011 6:06:01 PM
zorg77$25.003/15/2011 5:19:25 PM
saxaphone6$25.003/15/2011 9:24:48 PM
gizmo65$25.003/15/2011 8:07:12 PM
Frosty$25.003/15/2011 4:16:17 PM
peso-aggregator$50.003/15/2011 7:50:08 PM
ddamenace$50.003/15/2011 8:22:05 PM
Oak-Parker$25.003/16/2011 9:11:48 AM
carrinel$27.013/16/2011 7:03:18 AM
sturdy-peace9$50.003/16/2011 7:30:05 AM
squarebob$50.003/16/2011 10:30:40 AM
HHP$100.003/16/2011 9:34:49 AM
social-hunter5$50.743/16/2011 6:24:34 AM
RLaumeyer$25.003/16/2011 8:04:08 AM
zotzot$25.003/16/2011 10:40:37 AM
Jewbag$50.003/16/2011 10:21:37 AM
melodious-openness$108.803/16/2011 10:52:34 AM
DHolly$50.003/11/2011 9:12:41 AM
careful-compassion$25.003/11/2011 9:58:10 AM
competent-p2p$30.003/11/2011 12:57:06 PM
CA-Lender$100.003/11/2011 2:26:52 PM
larryboy10$50.003/11/2011 3:58:03 PM
sensational-worth7$50.003/11/2011 6:19:24 PM
SecondChanceLendingSERV$25.003/11/2011 9:07:03 AM
MarvintheMartian$25.003/11/2011 10:29:27 AM
favorite-commerce$50.003/11/2011 3:05:22 PM
worldly-money4$100.003/12/2011 4:42:15 PM
dws2380$25.003/12/2011 1:12:47 PM
wild-orange$25.003/12/2011 3:13:23 PM
Azonic21$25.003/12/2011 9:12:29 AM
Nerdster1$25.053/12/2011 5:01:48 PM
greencat$50.003/14/2011 7:27:13 AM
RyanM561$25.003/14/2011 6:23:33 AM
brainy-repayment5$72.503/14/2011 1:29:01 PM
Wellman$50.003/15/2011 4:03:17 AM
thankful-nickel2$25.003/15/2011 2:04:23 PM
patriot897$25.003/15/2011 11:12:36 AM
ethicalhumanist$25.003/15/2011 7:19:09 PM
kendigme$25.003/15/2011 1:47:33 PM
loss-of-control$100.003/15/2011 5:29:41 PM
auction-seeker$25.003/15/2011 6:03:53 PM
leodaguy$25.003/15/2011 9:24:27 PM
shrewd-peace7$25.003/15/2011 11:34:01 PM
brightest-dignified-penny$25.003/15/2011 4:14:16 PM
naptap$25.003/16/2011 12:45:48 AM
best-ingenious-funds$25.003/16/2011 9:00:00 AM
golffish2$50.003/16/2011 9:00:28 AM
naptap$25.003/16/2011 12:36:15 AM
integrity-doctor$100.003/16/2011 10:32:08 AM
Jack55304$125.003/16/2011 8:47:22 AM
generosity-pizza$50.003/16/2011 9:21:14 AM
gothampark$25.003/16/2011 9:28:16 AM
Makingitrain$25.003/16/2011 10:51:51 AM
81 Investments
 
Borrower Payment Dependent Notes Series 497488
This series of Notes was issued and sold upon the funding of the borrower loan #47851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 12 months Listing End date:  Mar-15-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $493Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: smbcinema Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Conference
Purpose of loan:
This loan will be used to...
Attend an industry conference (SXSW & NAB) that has proven to be a highly successful career step for other attendees.
My financial situation:
I am a good candidate for this loan because...
I currently have invoices in process that will cover the loan amount. However, I will not receive these funds for 60 days.

Monthly net income: $1500
Monthly expenses: $1125 as calculated below
Housing: $725
Insurance: $0
Car expenses: $0
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: South by South West is a music and movie festival. What type of business are you in that you are going to a concert? - organic-treasure
A: SXSW is also an interactive conference. I am a Producer and am finishing a graduate degree. SXSW has proven to be a significant networking event for past students that have led to great careers. (Mar-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$300.003/11/2011 9:04:25 AM
imdave4me$25.003/11/2011 11:43:57 AM
EretzCapital$25.003/11/2011 11:37:54 AM
CA-Lender$100.003/11/2011 2:26:54 PM
a-restless-dollar$50.003/14/2011 6:12:22 AM
BAJMP$25.003/13/2011 9:49:37 AM
first-dinero-temple$25.003/14/2011 9:56:50 PM
wildcard451$25.003/14/2011 8:27:41 PM
zotzot$25.003/15/2011 6:52:04 AM
helvet$62.523/15/2011 6:54:27 AM
mlj0671$25.003/15/2011 7:33:36 AM
reward-adventure$50.003/15/2011 4:58:17 AM
simplelender80$100.003/11/2011 9:01:19 AM
thelovebug$100.003/11/2011 9:03:50 AM
SecondChanceLendingSERV$25.003/11/2011 9:43:02 AM
reflective-rupee$200.333/11/2011 10:36:40 AM
ingenious-deal6$25.003/11/2011 9:04:23 AM
leverage-monger$25.003/11/2011 11:17:30 AM
marketplace-spark$25.003/13/2011 9:26:02 PM
suave-dime6$25.003/13/2011 3:42:45 PM
cupcake0$30.003/13/2011 9:25:44 PM
eagle1271$25.003/14/2011 1:44:32 PM
worldly-money4$150.003/14/2011 2:34:26 PM
unfixer$25.003/14/2011 4:19:33 PM
newiowa77$35.003/14/2011 2:51:15 PM
velocity-owner4$100.003/14/2011 2:37:04 PM
community-gyration7$50.003/15/2011 7:30:30 AM
Supervark$13.793/15/2011 8:37:56 AM
dollar-sonnet3$50.003/15/2011 3:21:52 AM
rf7949$25.003/15/2011 5:28:27 AM
the_finance_guru$50.003/14/2011 7:28:40 PM
FG9YTR$25.003/15/2011 7:52:42 AM
KSPHoldings$25.003/15/2011 8:13:49 AM
Shining-Star$25.003/15/2011 12:04:27 AM
FASTIZIO_P$25.003/15/2011 1:35:35 AM
Wellman$50.003/15/2011 4:03:24 AM
InvestForWealth$33.363/15/2011 7:35:29 AM
37 Investments
 
Borrower Payment Dependent Notes Series 497506
This series of Notes was issued and sold upon the funding of the borrower loan #47814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1990 Debt/Income ratio: 27%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,420Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: doughnut157 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Reduction due to jobrelocation
Purpose of loan:
This loan will be used to...reduce debt job relocation expenses

My financial situation:
I am a good candidate for this loan because...I receive three separate incomes, My current job, my Military retirement and my VA disability pension


Monthly net income: $8586
Monthly expenses: $
Housing: $2235
Insurance: $269
Car expenses: $1150
Utilities: $160
Phone, cable, internet: $225
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $1650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Where will you be relocating and what will be your job? Thanks - RecoveryLender
A: I relocated already, just relocated my family recently, shipped cars and household furniture items. These expenses plus getting my house ready for rent by property management standards were unforseen expenses. (Mar-11-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage 186000 value 179000 (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/11/2011 9:01:19 AM
credit-coach118$25.003/11/2011 9:16:52 AM
suave-dime6$25.003/11/2011 9:03:15 AM
ingenious-deal6$25.003/11/2011 9:04:24 AM
reflective-rupee$1,000.333/11/2011 10:24:16 AM
liberty-magnate$50.003/11/2011 11:19:33 AM
autonomous-truth$150.003/11/2011 12:08:38 PM
supreme-hope$125.003/11/2011 5:49:24 PM
mrsp2e$100.003/11/2011 6:06:21 PM
Kash2010lu$40.003/11/2011 9:02:47 AM
Wangchuk$25.013/11/2011 2:12:55 PM
SecondChanceLendingSERV$25.003/11/2011 9:08:12 AM
larryboy10$50.003/11/2011 3:58:34 PM
Mar_Holdings_LLC$25.003/11/2011 9:38:13 AM
zotzot$150.883/11/2011 4:59:33 PM
unforgettable-market3$100.003/11/2011 10:32:18 PM
rockhound84$25.003/12/2011 5:31:20 AM
zone6$100.003/12/2011 11:24:07 AM
fund-secret-agent$25.003/11/2011 7:29:47 PM
worldly-money4$100.003/12/2011 4:42:13 PM
2grindstones$30.003/12/2011 9:50:30 AM
thrifty-capital$25.003/12/2011 6:05:02 PM
Gobsek$25.003/12/2011 2:58:57 PM
back-scratchers$25.003/13/2011 5:12:20 PM
gold-cluster$100.003/13/2011 10:55:55 AM
orderly-wampum$110.053/13/2011 9:57:33 PM
platinum-czar$200.003/12/2011 6:33:29 PM
Bocephus1959$50.003/14/2011 9:33:19 AM
nickel-hickory$100.003/14/2011 11:59:45 AM
fairgirl$25.003/13/2011 7:53:54 PM
bassman46$100.003/14/2011 1:27:24 PM
greencat$50.003/14/2011 7:23:39 AM
EarlyRiser$50.653/14/2011 1:30:10 PM
careful-compassion$25.003/14/2011 1:40:37 PM
brainy-repayment5$75.003/14/2011 1:39:04 PM
wonder3$25.003/14/2011 11:20:12 AM
genelinist$50.003/14/2011 11:41:40 AM
nickel-hickory$100.003/14/2011 12:00:19 PM
thorough-yield1$116.563/14/2011 4:44:25 PM
gallant-economy9$130.143/14/2011 5:26:45 PM
velocity-owner4$300.003/14/2011 2:33:40 PM
bullwink27$25.003/14/2011 2:47:06 PM
wyobeads$25.003/14/2011 4:44:43 PM
ore-dojo$50.003/14/2011 5:01:53 PM
houli123$600.003/11/2011 11:10:58 AM
competent-p2p$101.003/11/2011 12:55:47 PM
MilitaryLending$54.863/11/2011 9:04:40 AM
CA-Lender$100.003/11/2011 2:26:55 PM
Wangchuk$25.003/11/2011 9:05:56 AM
squarebob$125.003/11/2011 5:01:17 PM
SFBank$250.003/11/2011 12:23:45 PM
TeaHouseFinance$26.303/11/2011 7:04:52 PM
ready-interest9$25.003/11/2011 7:12:11 PM
helpful-credit156$101.143/11/2011 4:34:03 PM
ddoneday$30.003/12/2011 4:26:28 AM
Shining-Star$100.003/11/2011 10:36:23 PM
witty-openness$25.003/12/2011 7:21:54 AM
Whipster$50.003/12/2011 1:29:19 PM
Nerdster1$25.053/12/2011 5:03:11 PM
hopeful-truth5$50.003/12/2011 11:51:21 AM
loss-of-control$100.003/12/2011 1:29:26 PM
loanman2007$150.003/12/2011 7:12:21 AM
TWISBWM$25.003/12/2011 2:35:38 PM
Requiem$25.003/12/2011 9:40:43 AM
Weaverville$25.003/13/2011 5:49:56 PM
lendstats_com$113.783/12/2011 1:05:54 PM
VJ_Financial$58.023/12/2011 4:16:01 PM
RyanM561$25.003/14/2011 6:20:02 AM
tigercat$50.003/12/2011 5:51:24 PM
Kyileo$25.003/13/2011 2:07:02 PM
FinDoc$25.003/13/2011 7:28:03 AM
nickel-hickory$100.003/14/2011 11:59:52 AM
payout-bridge$50.003/14/2011 12:22:41 PM
Makingitrain$25.003/14/2011 1:39:00 PM
lucrative-transparency0$50.003/14/2011 8:58:42 AM
ethicalhumanist$25.003/14/2011 2:57:58 PM
sturdy-peace9$40.003/14/2011 3:35:47 PM
nickel-hickory$100.003/14/2011 12:00:12 PM
340$38.813/14/2011 12:13:38 PM
magnetic-dedication3$25.003/14/2011 10:08:06 AM
nickel-hickory$100.003/14/2011 12:00:01 PM
mad-scientist418$307.423/14/2011 5:07:45 PM
open-minded-fund9$200.003/14/2011 1:34:00 PM
buffalobills$25.003/14/2011 2:33:42 PM
foothillender$25.003/14/2011 3:50:41 PM
85 Investments
 
Borrower Payment Dependent Notes Series 497674
This series of Notes was issued and sold upon the funding of the borrower loan #47902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-12-2011 
Term: 12 months Listing End date:  Mar-17-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $671.06
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1986 Debt/Income ratio: 24%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:3y 3m
Amount delinquent: $67 Total credit lines: 29 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,905Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: commerce-dreamer5 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mother of the Groom
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4000
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $400
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the delinquencies in your file and the purpose of this loan. - organic-treasure
A: I am not aware of any delinquencies due. I checked my credit report last week and everything was current. There was one credit card listed that said closed and charged off for $67. It said the card was opened in 1996. I have no recollection of this card or if it is really my debt. I called and received the number to call next week to see if I can get more information. By all means, if I owe $67, I will pay it. The purpose of the loan is to help with my son's wedding expenses. (Mar-12-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The balance on our mortgage is approximately $76,000. We purchased the home in 2007 for $171,000. In addition, I should have added to the description segment that I have $43K coming within 90 days on a pension from a prior employer. Based on my years of service and age, I can start drawing. I will be taking $218 a month for life plus the lump sum distribution. The wedding occurs at the end of May. After taxes, I should have enough to clear all credit card debt. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/12/2011 12:07:12 PM
reflective-rupee$25.333/12/2011 12:12:49 PM
vutah$25.003/12/2011 4:43:00 PM
zotzot$25.443/12/2011 6:13:46 PM
simplelender80$100.003/12/2011 12:01:24 PM
velocity-motivator6$100.003/12/2011 12:02:23 PM
ingenious-deal6$25.003/12/2011 12:06:50 PM
suave-dime6$25.003/13/2011 3:43:19 PM
well-mannered-marketplace5$25.003/13/2011 9:16:27 AM
lucrative-transparency0$50.003/14/2011 8:58:29 AM
marketplace-spark$25.003/14/2011 5:57:01 PM
loanman2007$75.003/15/2011 6:34:38 AM
patriot897$25.003/15/2011 11:13:02 AM
hitachiguy$25.003/15/2011 3:17:27 PM
nickel-demon2$100.003/15/2011 3:28:46 PM
FinanceEngine$25.003/15/2011 4:00:18 PM
auction-workhorse679$50.003/15/2011 12:17:29 PM
leodaguy$25.003/15/2011 9:24:46 PM
firsttouch1$100.003/15/2011 9:52:29 PM
bluehen00$25.003/16/2011 4:31:38 AM
Wellman$50.003/16/2011 1:35:56 AM
Rulea72$38.813/16/2011 9:31:05 AM
BigGuyBank$27.773/16/2011 5:54:36 PM
SBT$25.003/16/2011 8:52:57 PM
mwaldo13$100.003/17/2011 12:24:50 PM
Strongestmanevr$25.003/17/2011 1:59:07 AM
num1irish$106.003/17/2011 12:52:55 PM
best-income-fertilizer$106.003/17/2011 12:54:57 PM
tarion3$33.073/17/2011 2:43:38 PM
payout-alien6$25.003/17/2011 2:52:36 PM
LimaGuy$100.003/17/2011 3:01:06 PM
upbeat-finance8$25.003/17/2011 4:53:44 PM
Lubava$101.063/17/2011 9:59:18 AM
mex_invests$25.003/17/2011 12:32:37 PM
thorough-yield1$50.003/17/2011 12:46:58 PM
squarebob$61.933/17/2011 5:12:24 PM
interest-beeper1$25.003/17/2011 5:06:37 PM
lendstats_com$50.003/12/2011 12:51:22 PM
competent-p2p$50.003/12/2011 6:33:36 PM
BAJMP$25.003/13/2011 10:00:21 AM
worldly-money4$100.003/12/2011 4:42:03 PM
Weaverville$25.003/13/2011 5:49:42 PM
SecondChanceLendingSERV$48.943/14/2011 12:44:34 PM
DasMula$100.003/14/2011 7:38:01 PM
kindness-launcher$3,000.003/14/2011 5:39:18 PM
reward-adventure$50.003/15/2011 4:58:40 AM
loss-of-control$150.003/15/2011 5:36:35 PM
thankful-nickel2$25.003/15/2011 2:02:57 PM
tipan1$28.003/16/2011 5:39:46 AM
Jack55304$125.003/16/2011 8:47:53 AM
squarebob$125.003/16/2011 10:38:50 AM
COCHINOBOY$60.003/16/2011 7:19:52 AM
important-openness1$75.003/16/2011 7:01:07 PM
wbahl$25.003/16/2011 8:15:03 PM
CityBank$100.003/16/2011 8:42:31 PM
reasonable-kindness0$37.443/16/2011 8:53:42 PM
zone6$100.003/17/2011 7:18:13 AM
suave-dime6$25.003/17/2011 3:06:53 AM
worldly-money4$300.003/17/2011 6:49:57 AM
worthy-bid8$25.003/17/2011 4:15:45 PM
pound-puppy$25.003/17/2011 3:18:42 PM
tszbgae$100.003/17/2011 4:49:34 PM
wbahl$275.213/17/2011 2:12:42 PM
squarebob$50.003/17/2011 5:10:11 PM
64 Investments
 
Borrower Payment Dependent Notes Series 497682
This series of Notes was issued and sold upon the funding of the borrower loan #47932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $230.45
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1995 Debt/Income ratio: 25%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 19 / 19Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,269Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: graceful-payment Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2010)
 
Principal balance: $969.00 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Master Bath Remodel
Purpose of loan: This loan will be used to..Remodel my master bath. I purchased my house August 2002. The only improvement beside flooring was to add a swimming pool. My dreams is to remodel my builders grade master bath into a REAL master bath.

My financial situation:
I am a good candidate for this loan because...I am able to handle my debt. Last month I paid off my car loan which frees up 600.00 a month which will cover this payment with the additional paying down other revolving debt.


Monthly net income: $ 3,700.00
Monthly expenses: $
Housing: $ 1,000.00
Insurance: $ 200.00
Car expenses: $ 100.00
Utilities: $ 150.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total of my first and second is 177,000 the current value of my home is about 180,000. I may or may not get that is this dead market however I plan on staying. I do not feel I am any longer in the red but I am still on the line. The market is slowly beginning to move with the excess inventory being picked up and foreclosures slowing down. Thanks (Mar-15-2011)
Q: Please explain your current DQ. - good4loan
A: I actully cannot tell you why it says I have one current delinquent account. I went thru all of my accounts and everything is paid current. About a month ago I pulled a annual credit report and found a $50.00 medical bill that appeared. I phoned them and paid it right away perhaps that is still showing although they were to remove it. Thanks (Mar-17-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loyalist1$100.003/13/2011 12:01:21 PM
velocity-motivator6$100.003/13/2011 12:02:05 PM
squarebob$25.003/13/2011 12:09:07 PM
ingenious-deal6$25.003/13/2011 12:04:09 PM
suave-dime6$25.003/13/2011 3:43:33 PM
competent-p2p$25.003/13/2011 5:58:03 PM
orange-rapid-benjamins$25.003/13/2011 7:35:37 PM
greencat$50.003/14/2011 1:10:43 PM
lucrative-transparency0$50.003/14/2011 8:58:17 AM
genuine-integrity0$25.003/14/2011 3:17:17 PM
genelinist$50.003/14/2011 1:37:56 PM
bmw2$50.003/14/2011 8:17:19 PM
reward-adventure$50.003/15/2011 4:58:49 AM
reflective-rupee$175.333/14/2011 9:07:22 PM
autonomous-truth$35.003/14/2011 11:25:06 PM
loanman2007$100.003/15/2011 12:35:31 PM
chameleon125$50.003/15/2011 6:20:03 AM
benefit-trident$25.003/15/2011 5:04:53 PM
supreme-hope$25.003/16/2011 4:00:09 AM
Jack55304$125.003/16/2011 8:48:03 AM
wind183$200.003/16/2011 3:14:40 PM
loss-of-control$75.003/16/2011 6:05:26 PM
corporatejim$31.943/16/2011 12:39:57 PM
riveting-credit5$200.003/16/2011 7:48:06 PM
fairness-atmosphere$25.003/16/2011 2:22:30 PM
important-openness1$75.003/16/2011 6:59:52 PM
investment-thinker4$25.003/16/2011 7:05:25 PM
ttnk62918$25.003/16/2011 8:31:38 PM
wbahl$25.003/16/2011 8:10:55 PM
productive-ore$100.003/17/2011 6:19:56 AM
SBT$25.003/16/2011 8:53:02 PM
golffish2$100.003/17/2011 9:42:57 AM
AF-Chief$50.003/17/2011 7:16:31 AM
Rulea72$31.933/17/2011 1:03:44 PM
greenback-shrine$25.003/17/2011 9:43:29 PM
corporatejim$50.003/18/2011 8:52:03 AM
icanhasloanz$25.003/18/2011 3:43:37 AM
rutzebach$42.783/18/2011 10:53:52 AM
360Winner$50.003/18/2011 9:35:20 AM
WeshaTheLeopard$25.003/18/2011 3:43:30 PM
Pitufo$25.003/18/2011 6:24:12 PM
fabulous-community4$25.003/19/2011 3:49:40 AM
payout-bridge$600.003/19/2011 7:03:21 PM
realtormoises$25.003/19/2011 5:50:24 AM
Eric_Gagne$25.003/19/2011 8:34:16 AM
superb-kindness2$25.003/19/2011 8:37:26 AM
Tylerh$100.003/19/2011 3:12:02 PM
SFBank$100.003/19/2011 6:00:20 PM
squarebob$44.643/19/2011 7:04:39 PM
Kash2010lu$35.003/13/2011 12:43:44 PM
worldly-money4$100.003/13/2011 12:06:09 PM
sdcc72$25.003/14/2011 7:49:25 AM
mikeandcat$50.003/13/2011 12:25:18 PM
Weaverville$25.003/13/2011 5:49:30 PM
simplelender80$100.003/13/2011 12:01:25 PM
CA-Lender$100.003/13/2011 12:04:53 PM
zotzot$25.443/13/2011 12:14:13 PM
reflective-rupee$25.333/14/2011 11:20:59 AM
reflective-rupee$200.333/14/2011 9:07:59 PM
nickel-hickory$100.003/15/2011 9:51:52 AM
nickel-hickory$100.003/15/2011 9:51:59 AM
heerzaquestion$25.003/15/2011 11:57:08 AM
patriot897$25.003/15/2011 11:13:15 AM
RMB-Investments$25.003/15/2011 8:55:15 AM
nickel-hickory$100.003/15/2011 9:51:46 AM
leodaguy$25.003/15/2011 9:24:56 PM
twjh$25.003/16/2011 1:52:05 AM
trumpeter5$25.003/16/2011 4:32:03 PM
drcoop$25.003/17/2011 1:18:58 AM
enthusiastic-ore5$112.523/17/2011 5:24:44 AM
Champion_Lending$25.003/17/2011 8:18:43 AM
rlaboy$25.003/17/2011 1:48:41 AM
the-silver-blaster$50.003/17/2011 5:18:28 AM
travels536$25.003/17/2011 6:33:33 AM
CommunityArts_Non-profit$25.003/17/2011 3:57:29 PM
lender12345$25.003/17/2011 8:56:50 PM
well-mannered-income3$25.003/17/2011 3:49:45 PM
integrity-doctor$100.003/17/2011 8:55:31 PM
credit-coach118$35.003/17/2011 9:55:28 PM
PRGuyinVA$25.003/18/2011 2:47:12 PM
rutzebach$26.863/18/2011 6:40:55 PM
the-revenue-demon$35.003/18/2011 9:09:55 PM
jubilant-agreement0$25.003/19/2011 10:00:10 AM
aztocas$50.003/19/2011 11:18:08 AM
RebuildingAmerica$25.003/19/2011 5:33:48 PM
Leshan$242.903/19/2011 6:05:13 AM
w3alter$100.003/19/2011 4:51:53 PM
economy-producer$25.003/19/2011 9:57:37 AM
vishal29$25.003/19/2011 3:13:17 PM
89 Investments
 
Borrower Payment Dependent Notes Series 497684
This series of Notes was issued and sold upon the funding of the borrower loan #47841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1991 Debt/Income ratio: 18%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 6 Current / open credit lines: 13 / 8Length of status:3y 5m
Amount delinquent: $693 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,050Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: courteous-value448 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay off as many bills possible

My financial situation: is good. I'm in a good place now financially.
I am a good candidate for this loan because...I'm able to pay back this loan and stay current with my bills.

Monthly net income: $5467.00
Monthly expenses: $ 4045
Housing: $1200.00 (rent)
Insurance: $337.00 (car, life)
Car expenses: $125.00 (gas)
Utilities: $289.00 (gas & electric)
Phone, cable, internet: $145.00
Food, entertainment: $300.00
Clothing, household expenses: $250.00
Credit cards and other loans: $1200.00
Other expenses: $200.00 (extra shopping)
I got behind in my bills in 2007 while awaiting my retirement and disability benefits from the military. I am 100% Disabled Veteran,during that time it ruined my credit, used all my savings. I am now repairing the damaged from it. I am looking for a chance to rebuild. I need more but I am grateful for anything to rebuild
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 5:28:08 PM
suave-dime6$25.003/14/2011 5:32:04 PM
slxvq$40.003/15/2011 8:34:17 AM
reward-adventure$50.003/15/2011 4:59:08 AM
leverage-monger$65.003/15/2011 7:41:41 AM
YoungTaxMan$25.003/15/2011 8:15:41 PM
lobstahlender$34.603/16/2011 1:04:21 AM
noemi64$40.003/16/2011 3:34:08 AM
leodaguy$25.003/15/2011 9:25:22 PM
the-liberty-brigade$25.003/16/2011 9:37:40 AM
shrewd-peace7$25.003/15/2011 11:27:29 PM
invincible-wealth2$100.003/16/2011 9:56:27 AM
fund-tom-tom6$25.003/16/2011 10:20:15 AM
glenium$25.003/16/2011 10:31:37 AM
Frugal$25.003/16/2011 9:18:25 AM
head$25.003/16/2011 3:21:43 AM
GElender$25.003/16/2011 6:34:35 AM
RetirementMoney$25.003/16/2011 7:37:23 AM
rustysailor$25.003/16/2011 8:34:40 AM
ingenious-deal6$25.003/14/2011 5:20:47 PM
CA-Lender$100.003/14/2011 5:31:31 PM
worldly-money4$150.003/14/2011 5:37:16 PM
vutah$25.003/14/2011 6:24:05 PM
ghinga$25.003/14/2011 6:54:44 PM
2grindstones$25.003/14/2011 7:30:37 PM
golffish2$50.003/15/2011 4:54:41 AM
patriot897$25.003/15/2011 11:13:56 AM
GS-ROCK$25.003/15/2011 9:14:56 AM
social-heart$25.003/15/2011 10:51:52 AM
secureincome$200.003/15/2011 8:32:02 PM
barefootpaul$25.003/16/2011 6:18:54 AM
all_of_that_one$25.003/16/2011 6:26:47 AM
blissful-gain$84.523/16/2011 6:28:01 AM
wildanne$50.003/16/2011 8:30:34 AM
Ananya$25.003/16/2011 4:18:19 AM
Eric_Gagne$25.003/16/2011 5:44:15 AM
brinabonzo$25.003/16/2011 6:57:39 AM
Jack55304$125.003/16/2011 8:48:27 AM
FASTIZIO_P$25.003/15/2011 11:36:08 PM
Shining-Star$25.003/16/2011 10:04:33 AM
liberty-optimization7$25.003/16/2011 10:38:20 AM
leverage-monger$35.883/16/2011 10:55:19 AM
integrity-doctor$100.003/16/2011 10:33:21 AM
43 Investments
 
Borrower Payment Dependent Notes Series 497698
This series of Notes was issued and sold upon the funding of the borrower loan #47844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,539.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $249.69
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2000 Debt/Income ratio: 18%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 4Length of status:9y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $506Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: niagol Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Eliminate high payment debt
This loan will be used to eliminate high payment debt (auto/credit).

My financial situation:
I am a good candidate for this loan because I have learned my lesson and more importantly corrected the bad habits that got me where I was. I have recently completed a prosper loan with no late pays and quite a few early payments. We are at the tipping point right now and look to prosper's great investors to help push us over the top. Since the last time I posted we have gotten rid of 3 credit cards and paid off one car loan. This loan will pay off the other car loan and most if not all of one last credit card. This will free up $320 a month in cash flow with the prosper loan only adding about $240 but at a much lower interest rate.

Monthly net income: $3000
Monthly expenses: $2655
Housing: $635
Insurance: $350
Car loan: $220 (loan will pay this off)
Utilities: $400 (800 in winter)
Phone, cable, internet: $200
Food: $500
Credit cards: $350 (loan will pay off $100)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what is the balance on your car loan and credit card? and please explain the now delinquent acount, and the delinquencies that you didn't have on your previous prosper loan. Thanks. - Tokkoutai99
A: Auto loan is at $3655 and the credit card is slightly over $3000, however if I pay them out they have a reduced payoff offer, but I do not know what that amount is unless I setup payment for it. I requested a copy of my credit record when I posted this loan because of the 1 delinquent currently showing as I am paying on all accounts that I have. It may be the medical that was paid off long ago that I have disputed because it still shows as open but $0. (Mar-13-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Only have the original mortgage currently at $76,600 @ 5.5%. Zillow says $75k but market value done by Realtor/inspector at home sale (2007) had it at $79,900, previous owner a year prior to that had it valued at $110k (2006). I hope this answers your question and helps you make the decision to invest with our family. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/12/2011 12:01:30 PM
Aberdeen$3,000.003/12/2011 12:03:19 PM
jhouman$25.003/12/2011 12:03:37 PM
loanman2007$175.003/12/2011 1:06:16 PM
TWISBWM$25.003/12/2011 1:50:39 PM
thrifty-capital$25.003/12/2011 6:02:49 PM
hamster$26.053/12/2011 6:38:38 PM
ac787$72.003/12/2011 4:35:08 PM
zotzot$50.883/12/2011 5:05:32 PM
thelovebug$95.413/12/2011 12:06:35 PM
power-secret-agent$25.003/13/2011 4:34:31 AM
CA-Lender$100.003/12/2011 12:07:22 PM
reflective-rupee$200.333/12/2011 12:13:24 PM
DHolly$50.003/12/2011 12:15:21 PM
MoneyForNothing$25.003/12/2011 12:20:40 PM
golffish2$100.003/14/2011 4:13:33 AM
justbman$25.003/12/2011 4:36:01 PM
SolarMoonshine$25.003/12/2011 5:09:29 PM
sflash$25.003/14/2011 8:24:34 AM
supreme-hope$25.003/12/2011 7:24:37 PM
astra-lender$50.003/12/2011 10:34:08 PM
chameleon125$50.003/13/2011 6:19:23 AM
DoctorJoe$25.003/13/2011 9:15:16 AM
orange-rapid-benjamins$50.003/13/2011 7:39:52 PM
GrowthAspirations$40.003/13/2011 10:15:24 PM
suave-dime6$25.003/13/2011 3:43:23 PM
secureincome$1,800.003/14/2011 9:24:56 AM
UCLA4life$50.003/12/2011 12:01:49 PM
five-star-note$25.003/12/2011 12:05:31 PM
squarebob$50.003/12/2011 12:11:32 PM
credit-missile$100.003/12/2011 1:04:27 PM
hookUup$25.003/12/2011 5:29:20 PM
benefit-trident$25.003/13/2011 5:41:14 AM
credit-missile$25.003/12/2011 1:05:23 PM
loss-of-control$25.003/12/2011 1:25:26 PM
hopeful-truth5$50.003/13/2011 9:41:37 AM
vutah$25.003/12/2011 4:41:43 PM
newest-funds-powerplant$25.003/12/2011 8:14:06 PM
EretzCapital$30.553/12/2011 9:36:20 PM
cashhelp$50.003/12/2011 12:02:59 PM
unfixer$25.003/13/2011 12:42:02 AM
ingenious-deal6$25.003/12/2011 12:06:53 PM
EretzCapital$25.003/12/2011 9:36:31 PM
ac787$28.003/13/2011 6:51:51 AM
Chesterite$50.003/13/2011 7:01:08 PM
hillerod$25.253/13/2011 10:55:51 AM
RebuildingAmerica$30.003/14/2011 6:00:38 AM
47 Investments
 
Borrower Payment Dependent Notes Series 497746
This series of Notes was issued and sold upon the funding of the borrower loan #47915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-13-2011 
Term: 12 months Listing End date:  Mar-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $472.77
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1981 Debt/Income ratio: 11%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 2 Current / open credit lines: 2 / 2Length of status:3y 5m
Amount delinquent: $60 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,970Stated income:$75,000-$99,999
Delinquencies in last 7y: 31 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: producer720 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Producer720
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you elaborate on the 31 delinquencies in the last 7yrs? - BAJMP
A: I was unemployed from aug 2003 until feb 2005 and jan2007 until October 2007. The delinquencies are IRS payments mostly. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:01:32 PM
worldly-money4$150.003/14/2011 2:35:16 PM
reflective-rupee$500.333/14/2011 9:03:49 PM
patriot897$25.003/15/2011 11:13:19 AM
Reddy_Capital$25.003/15/2011 11:54:27 PM
thelovebug$100.003/15/2011 5:27:19 PM
Jack55304$125.003/16/2011 8:48:06 AM
SBT$25.003/16/2011 8:53:05 PM
social-zebra$30.003/17/2011 8:37:15 AM
jybank$25.003/17/2011 11:16:38 AM
red-favorable-basis$25.003/17/2011 3:00:55 PM
secureincome$1,000.003/17/2011 3:57:40 PM
unfixer$25.003/17/2011 6:27:04 PM
wonderous-velocity1$50.003/17/2011 2:19:26 PM
open-minded-p2p1$25.003/17/2011 7:51:56 PM
marketplace-spark$25.003/17/2011 4:05:25 PM
a-versatile-power$25.003/18/2011 5:48:25 AM
siddman$224.673/18/2011 8:55:49 AM
derec$25.003/17/2011 10:41:51 PM
360Winner$50.003/18/2011 9:35:28 AM
ac787$25.003/18/2011 11:11:42 PM
payout-alien6$25.003/19/2011 12:29:13 PM
EBITDA$25.003/19/2011 1:43:35 AM
Weaverville$25.003/20/2011 7:38:06 AM
money-banker867$100.003/19/2011 4:47:10 PM
well-mannered-income3$30.003/20/2011 6:17:41 PM
EL_Papin$100.003/21/2011 6:30:58 AM
youngtrader$100.003/20/2011 5:04:13 PM
wbahl$25.003/21/2011 5:26:46 AM
GElender$50.003/21/2011 6:17:20 AM
ingenious-deal6$25.003/13/2011 12:04:14 PM
suave-dime6$25.003/13/2011 3:43:37 PM
CA-Lender$100.003/13/2011 12:05:01 PM
competent-p2p$70.003/13/2011 12:48:24 PM
reward-adventure$50.003/15/2011 4:58:52 AM
leodaguy$25.003/15/2011 9:24:59 PM
important-openness1$75.003/16/2011 7:38:40 PM
shrewd-income$100.003/17/2011 2:54:17 PM
zone6$100.003/17/2011 7:13:49 AM
squarebob$50.003/17/2011 8:10:01 AM
a-reasonable-return$25.003/17/2011 8:26:44 AM
the-liberty-brigade$25.003/17/2011 5:14:04 PM
platinum-scientist9$25.003/17/2011 11:01:54 AM
wild-orange$200.003/17/2011 3:43:19 PM
capital-maverick$100.003/18/2011 2:20:10 AM
integrity-doctor$200.003/17/2011 8:59:06 PM
quest0$25.003/17/2011 4:52:57 PM
Goodnotlucky$50.003/18/2011 2:22:48 AM
Eric_Gagne$25.003/18/2011 5:38:56 AM
vegibenz$25.003/17/2011 11:13:02 PM
integrity-reformer$150.003/18/2011 6:24:48 AM
PRGuyinVA$25.003/18/2011 2:47:15 PM
economy-producer$25.003/19/2011 9:57:42 AM
platinum-czar$100.003/18/2011 7:23:05 PM
jubilant-agreement0$25.003/19/2011 10:00:11 AM
TrustinOthers$25.003/20/2011 7:36:55 AM
w3alter$100.003/19/2011 4:51:56 PM
balance-force$25.003/21/2011 12:55:42 AM
grampy48$50.003/19/2011 7:42:21 PM
money-surge1$50.003/20/2011 10:48:15 AM
BAJMP$20.003/21/2011 6:36:42 AM
61 Investments
 
Borrower Payment Dependent Notes Series 497790
This series of Notes was issued and sold upon the funding of the borrower loan #47907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1975 Debt/Income ratio: 59%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 18Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 56 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $87,719Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: income-dreams5 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $7400.00
Monthly expenses: $6807
Housing: $1219.00
Insurance: $302.00
Car expenses: $574.00
Utilities: $345.00
Phone, cable, internet: $217.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $1900.00
Other expenses: $
2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us the nature of your high revolving credit? Is it a HELOC or some other large loan? - zotzot
A: It is a 2000/monthly RV Payment (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 9:01:19 AM
2grindstones$25.003/14/2011 11:56:12 AM
CA-Lender$100.003/14/2011 9:04:23 AM
investment-artist$25.003/14/2011 9:29:32 AM
ingenious-deal6$25.003/14/2011 9:04:00 AM
suave-dime6$25.003/14/2011 9:06:14 AM
nickel-hickory$25.003/14/2011 11:57:56 AM
SFBank$50.003/14/2011 6:47:08 PM
reflective-rupee$75.333/14/2011 9:23:57 PM
reward-adventure$50.003/15/2011 4:59:01 AM
leodaguy$25.003/15/2011 9:25:10 PM
Jack55304$125.003/16/2011 8:48:17 AM
platinum-czar$100.003/16/2011 11:03:27 PM
SBT$25.003/16/2011 8:53:19 PM
DUDICO2006$25.003/17/2011 2:42:13 PM
168RichCapital$25.003/18/2011 10:06:32 AM
thankful-nickel2$50.003/18/2011 6:40:09 PM
Pitufo$50.003/18/2011 6:28:44 PM
economy-producer$25.003/19/2011 9:57:56 AM
gold-cluster$100.003/18/2011 11:38:30 PM
Weaverville$25.003/20/2011 7:38:10 AM
loss-of-control$50.003/20/2011 9:20:18 AM
value-rocket$25.403/20/2011 9:13:21 AM
SecondChanceLendingSERV$25.003/14/2011 9:15:22 AM
Kash2010lu$25.003/14/2011 9:15:46 AM
competent-p2p$25.003/14/2011 11:06:18 AM
worldly-money4$100.003/14/2011 9:05:18 AM
Artist_Blue$25.003/14/2011 10:08:33 AM
greencat$50.003/14/2011 2:52:40 PM
DasMula$57.003/14/2011 7:23:58 PM
reflective-rupee$25.333/14/2011 9:23:49 PM
Hanalei712$25.003/15/2011 9:40:31 AM
RMB-Investments$25.003/15/2011 8:54:44 AM
patriot897$25.003/15/2011 11:13:33 AM
zone6$100.003/15/2011 10:09:49 PM
sturdy-peace9$50.003/16/2011 7:51:55 AM
mrxtravis$25.003/15/2011 10:11:53 PM
wild-orange$50.003/16/2011 1:58:43 PM
wbahl$25.003/16/2011 8:11:02 PM
important-openness1$75.003/16/2011 7:49:56 PM
Bob450$25.003/17/2011 1:45:50 AM
best-ingenious-funds$25.003/17/2011 2:03:17 AM
aquistoyraul$25.003/17/2011 7:23:32 AM
PrincessGrace33$100.003/17/2011 6:30:12 PM
worldly-money4$1,000.003/18/2011 8:37:57 AM
larryboy10$25.003/17/2011 7:58:34 PM
nickel-hickory$25.003/18/2011 9:44:47 AM
goodhearted-basis4$25.003/18/2011 12:12:41 PM
briskdevl07$25.003/18/2011 1:51:02 PM
PRGuyinVA$25.003/18/2011 2:47:23 PM
cjames84$25.003/19/2011 4:55:25 AM
brainy-repayment5$100.003/18/2011 6:28:20 PM
LendToCause$25.003/19/2011 2:56:54 PM
vishal29$25.003/19/2011 3:17:44 PM
w3alter$100.003/19/2011 4:52:01 PM
mammalian4$25.003/19/2011 3:42:51 AM
alphabet76$25.003/19/2011 11:51:10 AM
ERJ$50.003/20/2011 10:43:58 AM
money-surge1$50.003/20/2011 10:48:37 AM
riveting-credit5$311.413/20/2011 1:18:07 AM
inspiring-reward$100.003/20/2011 3:16:46 AM
61 Investments
 
Borrower Payment Dependent Notes Series 497826
This series of Notes was issued and sold upon the funding of the borrower loan #47801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1992 Debt/Income ratio: 16%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,879Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: marketplace-system6 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
 
Principal balance: $1,631.28 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
personal loan
Purpose of loan:
This loan will be used to...purchase a back brace for my daughter. She has scoliosis. My insurance only pays a portion and I have to pay the remaining balance. The brace will be made as soon as I pay for it.

My financial situation:
I am a good candidate for this loan because...I have long term employment and a very good work history


Monthly net income: $3574
Monthly expenses: $2300
Housing: $400
Insurance: $60
Car expenses: $150
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $540 ( $345 car loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DHolly$50.003/14/2011 5:16:30 PM
ingenious-deal6$25.003/14/2011 5:20:48 PM
simplelender80$100.003/14/2011 5:28:09 PM
CoolPlexer$25.003/14/2011 6:00:41 PM
reward-adventure$50.003/15/2011 4:59:09 AM
transaction-circuit$25.003/14/2011 5:30:09 PM
MarvintheMartian$25.003/15/2011 5:32:40 AM
mikeandcat$50.393/15/2011 4:56:57 AM
patriot897$25.003/15/2011 11:13:58 AM
competent-p2p$25.003/15/2011 12:08:51 PM
Scotcha$50.003/15/2011 9:45:55 PM
BlueProteus$25.003/15/2011 7:24:49 PM
EasternLender$25.003/15/2011 7:43:52 PM
grammaspurse$25.003/15/2011 7:54:12 PM
commerce-broker$25.003/16/2011 5:18:14 AM
blue-useful-auction$25.003/16/2011 7:44:46 AM
DKSArt$25.003/15/2011 8:10:07 PM
nilonc1$100.003/16/2011 10:29:13 AM
integrity-doctor$100.003/16/2011 10:39:17 AM
John_Galt$33.003/16/2011 10:58:31 AM
btormc5$30.003/16/2011 11:32:47 AM
2grindstones$25.003/16/2011 12:11:34 PM
rubylender$25.003/16/2011 7:18:27 AM
ajayne1953$47.823/16/2011 3:49:06 PM
Oak-Parker$25.003/16/2011 9:10:22 AM
fairness-atmosphere$25.003/16/2011 2:23:39 PM
FinanceEngine$25.003/16/2011 2:34:07 PM
VTXRider$25.003/16/2011 2:06:20 PM
brainy-repayment5$77.503/14/2011 5:38:55 PM
DasMula$100.003/14/2011 8:03:17 PM
reflective-rupee$50.333/14/2011 9:09:23 PM
CA-Lender$100.003/14/2011 5:31:33 PM
suave-dime6$25.003/14/2011 5:32:06 PM
worldly-money4$150.003/14/2011 5:37:21 PM
head$25.003/15/2011 8:34:48 AM
golffish2$50.003/15/2011 4:56:29 AM
squarebob$25.003/15/2011 5:23:57 AM
heerzaquestion$25.003/15/2011 11:58:14 AM
loanman2007$25.003/15/2011 12:30:13 PM
chameleon125$50.003/15/2011 6:22:10 AM
hillerod$25.003/15/2011 3:19:57 PM
leverage-monger$70.003/15/2011 7:40:03 AM
benefit-trident$25.003/15/2011 5:03:51 PM
trumpeter5$25.003/15/2011 4:07:42 PM
FASTIZIO_P$25.003/15/2011 11:36:10 PM
leodaguy$25.003/15/2011 9:25:24 PM
all_of_that_one$40.333/16/2011 6:39:10 AM
loyalist1$300.003/16/2011 8:32:33 AM
mhotchan$85.193/16/2011 7:41:32 AM
Ananya$25.003/16/2011 4:19:13 AM
loanman2007$25.003/16/2011 4:42:40 AM
amlu1988$25.003/16/2011 6:58:38 AM
exciting-fairness$200.003/16/2011 7:08:28 AM
mammalian4$25.003/16/2011 8:38:07 AM
seanambrose$25.003/16/2011 3:28:23 PM
Jack55304$125.003/16/2011 8:48:29 AM
RetirementMoney$25.003/16/2011 3:45:05 PM
frclmym$25.003/16/2011 1:17:48 PM
golffish2$50.003/16/2011 11:32:59 AM
vishal29$25.003/16/2011 12:56:19 PM
Caledoni$25.003/16/2011 1:09:32 PM
profitable-balance$25.003/16/2011 3:50:59 PM
62 Investments
 
Borrower Payment Dependent Notes Series 497844
This series of Notes was issued and sold upon the funding of the borrower loan #47924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2006 Debt/Income ratio: 7%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 4 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $54Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: thunder118 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tcooper35124
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DHolly$50.003/14/2011 5:14:53 PM
CA-Lender$100.003/14/2011 5:31:38 PM
suave-dime6$25.003/14/2011 5:32:07 PM
2grindstones$25.003/14/2011 7:32:46 PM
transformer855$25.003/14/2011 10:07:53 PM
poolshark72$25.003/15/2011 9:57:20 AM
malar$25.003/15/2011 7:42:12 AM
reflective-rupee$100.333/14/2011 9:11:58 PM
Pakse$25.003/15/2011 2:19:05 PM
valiant-money$30.003/15/2011 2:28:17 PM
brightest-dignified-penny$25.003/15/2011 4:17:16 PM
mckhbnpc$30.003/15/2011 2:00:00 PM
platytanz$25.003/15/2011 5:04:26 PM
sensational-worth7$50.003/15/2011 2:47:56 PM
patriot897$25.003/15/2011 11:13:59 AM
razor783$25.003/15/2011 6:18:35 PM
income-awakening6$25.003/15/2011 6:56:13 PM
grammaspurse$25.003/15/2011 7:56:34 PM
truth-trapper$25.003/15/2011 5:36:01 PM
vutah$25.003/15/2011 5:42:17 PM
jujitsulover$25.003/15/2011 5:59:44 PM
firsttouch1$300.003/15/2011 9:46:38 PM
leverage-monger$35.003/15/2011 3:12:50 PM
platinum-czar$100.003/15/2011 10:24:47 PM
EngineersAlliance$100.003/15/2011 4:25:58 PM
duty-monger$50.003/16/2011 4:35:32 AM
naptap$25.003/16/2011 12:59:03 AM
bullwink27$25.003/16/2011 6:46:36 AM
auction-seeker$25.003/15/2011 6:00:11 PM
thankful-nickel2$25.003/15/2011 6:03:34 PM
social-heart$75.003/16/2011 12:15:53 AM
leverage-monger$112.753/16/2011 7:16:07 AM
nethosters$25.003/14/2011 5:25:40 PM
ingenious-deal6$25.003/14/2011 5:20:50 PM
simplelender80$100.003/14/2011 5:28:11 PM
daekpon$40.003/14/2011 5:29:45 PM
one-midas$25.003/15/2011 5:16:52 AM
worldly-money4$150.003/14/2011 5:37:24 PM
Interstate_Rate$100.003/14/2011 6:01:03 PM
leverage-monger$65.003/15/2011 7:43:13 AM
Shining-Star$25.003/15/2011 2:00:17 PM
reward-adventure$50.003/15/2011 4:59:11 AM
atothez$50.003/15/2011 1:49:45 PM
heerzaquestion$25.003/15/2011 2:08:39 PM
impressive-openness7$99.533/15/2011 2:33:28 PM
loyalty-czar$25.003/15/2011 5:11:38 PM
all_of_that_one$35.003/15/2011 3:58:03 PM
capital-kingdom$25.003/15/2011 11:04:56 AM
loss-of-control$50.003/15/2011 5:38:33 PM
competent-p2p$30.003/15/2011 12:08:10 PM
investment-artist$25.003/15/2011 5:21:19 PM
mammalian4$25.003/15/2011 7:36:04 PM
squarebob$25.003/15/2011 1:52:08 PM
diligent-kindness9$25.003/15/2011 5:51:47 PM
jujitsulover$25.003/15/2011 5:59:30 PM
kind-efficient-credit$47.393/15/2011 6:48:04 PM
peso-aggregator$50.003/15/2011 7:35:48 PM
nilonc1$25.003/15/2011 4:11:49 PM
leodaguy$25.003/15/2011 9:25:25 PM
shrewd-peace7$25.003/15/2011 11:31:02 PM
FASTIZIO_P$25.003/15/2011 11:36:13 PM
Eric_Gagne$50.003/16/2011 5:41:56 AM
reward-rancher$25.003/16/2011 3:18:49 AM
larryboy10$50.003/15/2011 7:14:18 PM
64 Investments
 
Borrower Payment Dependent Notes Series 497850
This series of Notes was issued and sold upon the funding of the borrower loan #47909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $245.50
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1994 Debt/Income ratio: 29%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 12Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,193Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: cobizguy Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
600-619 (Jan-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Final Debt Repayment Steps
I am requesting this loan to make some additional steps toward paying off debt for good. I am looking to consolidate accounts that have interest rates of 29.99%, 24.5%, and 22.8%.

I am a good candidate for this loan because I have stable employment and very good on time payment history for all debt (including my prior Prosper loan that was paid on time and in full each month). The debt was accumulated during a period of under-employment and due to contributing to a business that is no longer operating.

Over the past roughly 3.5 years, I have paid off over $55,000 in debt. This includes nearly $48,000 in credit card debt, a prior Prosper loan of $5,000, and a car loan. I believe this demonstrates my commitment to my responsibilities and paying off debt.

Monthly net income: $4115
Housing: $1000
Utilities: $50
Phone, cable, internet: $125
Credit cards and other loans: $2000 (including paying above minimums and cards to be consolidated)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
principal-bull$25.003/17/2011 5:01:49 PM
investment-artist$25.003/17/2011 5:04:48 PM
hostbank$100.003/17/2011 5:11:27 PM
RandyL3$25.003/17/2011 5:11:34 PM
ac787$148.003/17/2011 5:34:28 PM
dproxima$25.003/17/2011 6:38:41 PM
myworld701$25.003/17/2011 5:02:21 PM
Weaverville$50.003/17/2011 5:03:30 PM
cashhelp$50.003/17/2011 5:06:34 PM
patriot897$25.003/17/2011 5:07:01 PM
mammalian4$25.003/17/2011 8:56:13 PM
AustinAmerica$25.003/17/2011 9:58:34 PM
zotzot$50.883/17/2011 5:24:45 PM
squarebob$50.003/17/2011 5:28:53 PM
FWF-kinetic$100.003/17/2011 11:51:12 PM
PalmettoInvestor$25.003/17/2011 7:40:18 PM
bughead$25.003/18/2011 3:29:26 AM
moneysong$100.003/17/2011 8:29:06 PM
integrity-doctor$200.003/17/2011 8:54:36 PM
fair_rates$25.003/17/2011 8:56:09 PM
Reddy_Capital$25.003/17/2011 11:59:07 PM
CoolPlexer$25.003/17/2011 5:05:47 PM
CA-Lender$100.003/17/2011 5:06:13 PM
BxRealtor$25.003/17/2011 5:07:38 PM
Lubava$25.003/18/2011 8:25:52 AM
AFairDeal$55.003/17/2011 5:11:36 PM
jslo722$25.003/18/2011 4:41:44 AM
ryanshain$132.413/18/2011 5:28:35 AM
transformer855$25.003/18/2011 9:28:41 AM
grnii78$150.003/18/2011 7:21:22 AM
hopeful-truth5$300.003/18/2011 7:50:01 AM
a-unflappable-finance$100.003/18/2011 9:40:53 AM
Hartfelt$25.003/18/2011 8:55:12 AM
syounker$25.003/18/2011 10:08:56 AM
ScottCapital$25.003/18/2011 10:16:46 AM
agalt$75.003/18/2011 10:29:35 AM
Christophe$25.003/18/2011 7:23:58 AM
peso-tiramisu$25.003/18/2011 7:42:48 AM
zotzot$100.113/17/2011 5:02:25 PM
squarebob$125.003/17/2011 5:05:37 PM
loyalty-sherpa$25.003/17/2011 5:11:40 PM
Nicedad72$25.003/17/2011 5:31:15 PM
ac787$25.003/17/2011 5:35:49 PM
peaceful-farmer$60.003/17/2011 7:21:53 PM
Scotcha$100.003/17/2011 7:38:55 PM
thankful-nickel2$50.003/17/2011 8:11:32 PM
organized-payment6$50.003/17/2011 5:06:07 PM
Aberdeen$3,000.003/17/2011 5:06:37 PM
simplelender80$100.003/17/2011 5:07:10 PM
reflective-rupee$25.333/17/2011 9:30:14 PM
RecoveryLender$28.003/17/2011 5:19:14 PM
prudent-dinero$30.003/17/2011 7:17:45 PM
DoctorJoe$25.003/18/2011 4:00:14 AM
visionary-asset5$200.003/17/2011 8:28:52 PM
duagne$25.003/17/2011 8:54:46 PM
kc8fot$75.003/18/2011 5:33:33 AM
vishal29$100.003/17/2011 10:02:50 PM
atlas100$50.003/18/2011 6:05:08 AM
rlaboy$25.003/18/2011 6:05:50 AM
MoneyForNothing$25.003/17/2011 5:03:47 PM
JJ9876$25.003/17/2011 5:07:29 PM
RetirementMoney$25.003/17/2011 5:56:45 PM
SolarMoonshine$25.003/17/2011 6:09:16 PM
adventure0$100.003/17/2011 7:56:47 PM
p2ploan-sensation211$25.003/17/2011 8:06:13 PM
EretzCapital$56.493/18/2011 9:38:19 AM
one-midas$101.003/18/2011 7:52:19 AM
credit-coach118$25.003/17/2011 9:56:22 PM
foodgoeshere$35.413/18/2011 10:00:23 AM
gothampark$25.003/18/2011 8:56:49 AM
Feyenoord$25.003/18/2011 2:18:26 AM
biofred$25.003/18/2011 4:38:11 AM
golffish2$100.003/18/2011 5:36:15 AM
wwwUniversal$25.003/18/2011 5:43:43 AM
Eric_Gagne$100.003/18/2011 5:44:01 AM
payout-reaction740$25.003/18/2011 6:31:04 AM
grampy48$50.003/18/2011 6:50:58 AM
direct-asset$25.003/18/2011 7:35:53 AM
market-network$25.003/18/2011 7:38:47 AM
LD4LIFE$115.003/18/2011 9:45:22 AM
80 Investments
 
Borrower Payment Dependent Notes Series 497864
This series of Notes was issued and sold upon the funding of the borrower loan #47798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1995 Debt/Income ratio: 20%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 11Length of status:7y 2m
Amount delinquent: $642 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,885Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: lively-capital4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan: Consolidation
This loan will be used to... Auto repair, medical bills, update wardrobe

My financial situation: I pay a small portion of the Mortgage payments and household bills.
I am a good candidate for this loan because... I am a responsible person with light debt load and sucessful at paying all my bills and contracts!


Monthly net income: $ 2200.00
Monthly expenses: $ 1500.00
Housing: $ 300.00
Insurance: $ 60.00
Car expenses: $ 00.00
Utilities: $ 350.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My totol mortgage balance 1st: $254.653, 2nd: $63,295. On Zillow.com the house value is estimated between $110,000 - $125.000 with the closest home in my neighborhood being sold for $125.000...another $120,000 (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DHolly$50.003/13/2011 12:50:03 PM
loanman2007$25.003/14/2011 4:26:32 AM
ingenious-deal6$25.003/13/2011 12:04:18 PM
CA-Lender$100.003/13/2011 12:04:44 PM
worldly-money4$100.003/13/2011 12:06:00 PM
competent-p2p$40.003/13/2011 12:45:26 PM
hillerod$25.253/13/2011 3:06:41 PM
Weaverville$25.003/13/2011 5:49:21 PM
SolarMoonshine$25.003/13/2011 1:28:29 PM
wild-orange$50.003/13/2011 4:57:37 PM
drjekyllus$25.003/14/2011 6:35:13 AM
taetrade$25.003/14/2011 12:15:04 PM
elegant-loot$25.003/14/2011 1:28:10 PM
scarlet-velvet$25.003/14/2011 5:31:20 PM
open-minded-fund9$100.003/14/2011 1:35:45 PM
Rogelio48$30.003/14/2011 3:14:06 PM
well-mannered-income3$40.003/14/2011 7:39:19 PM
shrewd-income$100.003/14/2011 6:36:51 PM
melodious-openness$107.223/14/2011 8:10:11 PM
bold-direct-asset$50.003/14/2011 6:02:37 PM
draggon77$25.003/14/2011 7:54:00 PM
mrxtravis$25.003/13/2011 1:16:05 PM
thankful-nickel2$25.003/13/2011 9:17:28 PM
simplelender80$150.003/13/2011 12:01:45 PM
lucrative-transparency0$50.003/14/2011 8:58:07 AM
Danjack_Capital$25.003/13/2011 3:24:44 PM
Bocephus1959$40.003/14/2011 9:36:09 AM
reflective-rupee$400.333/13/2011 1:14:27 PM
suave-dime6$25.003/13/2011 3:43:41 PM
genelinist$25.003/14/2011 11:58:29 AM
impressive-openness7$25.003/14/2011 9:50:33 AM
social-heart$25.003/14/2011 2:16:02 PM
rupee_power$25.003/14/2011 6:48:12 PM
goodhearted-basis4$25.003/14/2011 5:59:34 PM
SFBank$50.003/14/2011 6:54:53 PM
Artist_Blue$25.003/14/2011 4:56:47 PM
the_finance_guru$42.203/14/2011 7:26:56 PM
37 Investments
 
Borrower Payment Dependent Notes Series 497886
This series of Notes was issued and sold upon the funding of the borrower loan #47926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 12 months Listing End date:  Mar-15-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $208.02
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2009 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 8 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $179Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: adaptable-dime3 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bhop
Purpose of loan:
This loan will be used to pay off a credit card and catch up on child care and school for my daughter

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1500
Monthly expenses: $460
Housing: $200
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $160
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 5:28:13 PM
investment-artist$25.003/14/2011 5:06:44 PM
ingenious-deal6$25.003/14/2011 5:26:47 PM
suave-dime6$25.003/14/2011 5:32:08 PM
amlu1988$25.003/14/2011 8:43:51 PM
worldly-money4$150.003/14/2011 5:37:24 PM
upbeat-finance8$45.253/14/2011 6:00:59 PM
ghinga$25.003/14/2011 6:58:32 PM
capital-kingdom$25.003/15/2011 11:04:15 AM
liberty-magnate$25.003/14/2011 11:19:22 PM
marketplace-spark$25.003/15/2011 3:52:23 PM
wise-intelligent-duty$25.003/15/2011 2:29:42 PM
dollar-sonnet3$54.393/15/2011 3:55:06 PM
jujitsulover$50.003/15/2011 6:01:19 PM
loanman2007$25.003/15/2011 12:27:39 PM
secureincome$500.003/15/2011 6:42:14 PM
terrific-return$36.803/15/2011 3:02:20 PM
id26709$33.233/15/2011 8:43:03 PM
mammalian4$25.003/15/2011 6:46:17 PM
hopeful-truth5$50.003/15/2011 8:31:39 PM
CA-Lender$100.003/14/2011 5:31:38 PM
reflective-rupee$100.333/14/2011 9:05:46 PM
ac787$25.003/14/2011 6:35:20 PM
reward-adventure$50.003/15/2011 4:59:11 AM
grotheik$25.003/15/2011 7:15:11 AM
competent-p2p$40.003/15/2011 12:07:47 PM
leverage-monger$65.003/15/2011 7:38:38 AM
nilonc1$25.003/15/2011 3:50:34 PM
nickel-demon2$100.003/15/2011 3:30:15 PM
patriot897$25.003/15/2011 11:14:00 AM
razor783$25.003/15/2011 6:09:59 PM
income-awakening6$25.003/15/2011 6:57:28 PM
ethicalhumanist$25.003/15/2011 7:27:20 PM
peso-aggregator$50.003/15/2011 7:37:47 PM
FinanceEngine$25.003/15/2011 8:20:26 PM
all_of_that_one$75.003/15/2011 4:01:54 PM
larryboy10$50.003/15/2011 7:14:54 PM
sympathetic-fund8$50.003/15/2011 8:06:33 PM
vishal29$25.003/15/2011 8:42:45 PM
39 Investments
 
Borrower Payment Dependent Notes Series 497936
This series of Notes was issued and sold upon the funding of the borrower loan #47944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 12 months Listing End date:  Mar-21-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $191.73
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1982 Debt/Income ratio: 11%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 7 Current / open credit lines: 5 / 5Length of status:9y 3m
Amount delinquent: $764 Total credit lines: 18 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $382Stated income:$50,000-$74,999
Delinquencies in last 7y: 35 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: hhairsto Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Not sure information needed hhairst
Purpose of loan:
This loan will be used to...Vehicle repair and a charge card

My financial situation:
I am a good candidate for this loan because...I am a very responsible person that has worked very successfully for my employor for over 9 years. My department depends on the duties I perform there. I feel very confident that I will have a current position for a long time. I also have rental property that I receive a constant regular payments from the people that rent from me.


Monthly net income: $3,500.00
Monthly expenses: $300.00
Housing: $1130.00
Insurance: $200.00
Car expenses: $340.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $500.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you explain why you have 35 delinquencies in the past 7yrs? - BAJMP
A: My home has been affected by job lost, new jobs for far less pay, new jobs far from home, unexpected and required repairs from home plumbing to new roof, to major auto repairs. There are times that I have had to speed my money on maintaining my home from weather damages and on repairs needed on vehicles to drive to my new work location. (Mar-16-2011)
Q: Why all the delinquincies? - upbeat-finance8
A: My home has been affected by job lost, new jobs for far less pay, new jobs far from home, unexpected and required repairs from home plumbing to new roof, to major auto repairs. There are times that I have had to speed my money on maintaining my home from weather damages and on repairs needed on vehicles to drive to my new work location. (Mar-16-2011)
Q: Can you tell us what this money will be used for and explicitly tell us how your financial situation will change because of this loan. - black-plague
A: I want to use these funds for auto repairs. I drive 64 miles each way to work 5 days a week. I have a small pick-up and a mid sizs GM car that need major work. Transmission work on my car and tires and frontend work on my truck. I use the truck also for jobs i do at my rental property. Your funds will ensure my transpertation to and from Wilkesboro. (Mar-18-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 9:01:23 AM
ingenious-deal6$25.003/14/2011 9:04:03 AM
worldly-money4$100.003/14/2011 9:05:13 AM
suave-dime6$25.003/14/2011 9:06:21 AM
irrelevant$25.003/14/2011 4:57:48 PM
reward-adventure$50.003/15/2011 4:59:05 AM
mrxtravis$25.003/14/2011 9:06:20 PM
likeable-hope$25.003/15/2011 1:35:34 PM
Hanalei712$25.003/15/2011 9:40:07 AM
rakem777$25.003/15/2011 10:02:50 AM
leodaguy$25.003/15/2011 9:25:18 PM
Eric_Gagne$25.003/16/2011 5:49:59 AM
Jack55304$125.003/16/2011 8:48:24 AM
natural-point1$25.003/16/2011 9:48:01 AM
marketplace-spark$25.003/16/2011 9:03:22 AM
mlj0671$25.003/16/2011 9:44:09 PM
FASTIZIO_P$25.003/17/2011 9:39:02 AM
secureincome$200.003/17/2011 6:27:24 PM
wbahl$25.003/17/2011 8:06:06 PM
integrity-doctor$100.003/17/2011 8:46:14 PM
CMDCO$49.373/18/2011 8:45:17 AM
bluebouyz$25.003/18/2011 12:23:37 PM
ac787$26.003/18/2011 11:10:10 PM
economy-producer$25.003/19/2011 9:58:03 AM
DJDEWEY$25.003/21/2011 9:32:06 AM
Reliance_Banker$25.003/20/2011 10:56:45 AM
CA-Lender$100.003/14/2011 9:04:19 AM
Artist_Blue$25.003/14/2011 10:08:19 AM
goodhearted-basis4$25.003/14/2011 4:47:34 PM
w3alter$50.003/14/2011 3:36:44 PM
reflective-rupee$100.333/14/2011 9:05:01 PM
tuneman1980$25.003/15/2011 1:43:02 AM
flwah$25.003/15/2011 1:44:09 AM
RMB-Investments$25.003/15/2011 8:54:39 AM
patriot897$25.003/15/2011 11:13:47 AM
important-openness1$75.003/16/2011 7:01:34 PM
SBT$25.003/16/2011 8:53:27 PM
exponential-peace5$25.003/17/2011 10:23:48 AM
a-versatile-power$25.003/18/2011 5:50:01 AM
Lubava$25.003/18/2011 8:28:52 AM
PRGuyinVA$25.003/18/2011 2:47:27 PM
Weaverville$25.003/20/2011 7:38:14 AM
hopheadmike$25.003/19/2011 1:16:19 PM
money-surge1$50.003/20/2011 10:48:42 AM
sharpey$25.003/21/2011 7:57:18 AM
anton$75.003/21/2011 10:05:31 AM
46 Investments
 
Borrower Payment Dependent Notes Series 497972
This series of Notes was issued and sold upon the funding of the borrower loan #47849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2004 Debt/Income ratio: 8%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $863Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: pound-excellence7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: For unexpected car maintenance.
This loan will be used to...fix my car as needed.

My financial situation: I very stable.
I am a good candidate for this loan because... I have a steady income and can set aside more than enough money to pay back the loan.


Monthly net income: $ 2900
Monthly expenses: $
Housing: $ 1095
Insurance: $
Car expenses: $
Utilities: $ 20
Phone, cable, internet: $ 125
Food, entertainment: $100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.003/14/2011 9:02:52 AM
simplelender80$100.003/14/2011 9:01:27 AM
zotzot$50.003/14/2011 11:40:50 AM
leverage-monger$39.673/14/2011 1:24:51 PM
CirC$67.023/14/2011 2:30:11 PM
nethosters$25.003/14/2011 9:01:06 AM
loanman2007$25.003/14/2011 10:29:20 AM
velocity-owner4$100.003/14/2011 2:35:14 PM
ac787$25.003/14/2011 10:53:12 AM
wonder3$25.003/14/2011 11:18:11 AM
klemer$25.003/14/2011 12:22:38 PM
Whipster$25.003/14/2011 1:23:38 PM
Free-the-usa-1776$25.003/14/2011 10:20:37 AM
bassman46$100.003/14/2011 1:53:07 PM
competent-p2p$45.003/14/2011 11:02:39 AM
malar$25.003/14/2011 12:07:56 PM
ingenious-deal6$25.003/14/2011 9:04:06 AM
EngineersAlliance$100.003/14/2011 11:23:40 AM
CA-Lender$100.003/14/2011 9:04:29 AM
taetrade$25.003/14/2011 12:15:46 PM
suave-dime6$25.003/14/2011 9:06:26 AM
squarebob$25.003/14/2011 9:11:13 AM
Kash2010lu$25.003/14/2011 9:24:32 AM
careful-compassion$25.003/14/2011 2:12:29 PM
AlfinityBank25$25.003/14/2011 2:29:19 PM
buffalobills$25.003/14/2011 2:34:04 PM
liberty-magnate$50.003/14/2011 11:08:19 AM
reflective-rupee$100.333/14/2011 11:18:03 AM
reflective-rupee$100.333/14/2011 11:18:12 AM
investment-artist$25.003/14/2011 9:08:37 AM
DHolly$50.003/14/2011 9:12:53 AM
leverage-monger$125.003/14/2011 9:26:04 AM
newest-funds-powerplant$25.003/14/2011 12:22:11 PM
favorite-commerce$50.003/14/2011 12:24:03 PM
tigercat$50.003/14/2011 2:02:56 PM
Interstate_Rate$100.003/14/2011 10:56:33 AM
vigilance-searcher$25.003/14/2011 11:50:21 AM
Evolver$50.003/14/2011 1:36:44 PM
worldly-money4$150.003/14/2011 2:35:23 PM
39 Investments
 
Borrower Payment Dependent Notes Series 497978
This series of Notes was issued and sold upon the funding of the borrower loan #47906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1997 Debt/Income ratio: 17%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 3 / 3Length of status:9y 1m
Amount delinquent: $448 Total credit lines: 19 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $569Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: innocent-euro3 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/14/2011 9:05:08 AM
Artist_Blue$25.003/14/2011 10:08:16 AM
chih2han$50.003/14/2011 12:31:12 PM
suave-dime6$25.003/14/2011 9:06:27 AM
Danjack_Capital$25.003/14/2011 9:34:39 AM
ryclsun$50.003/14/2011 9:46:44 AM
competent-p2p$26.003/14/2011 11:02:08 AM
w3alter$50.003/14/2011 3:36:40 PM
ingenious-deal6$25.003/14/2011 9:04:07 AM
PatRichi$25.003/14/2011 4:56:12 PM
tech310$50.003/14/2011 12:31:08 PM
purpledog18$50.003/14/2011 9:46:39 AM
Leopoldine$25.003/14/2011 4:46:01 PM
aggresive-loyalty$28.003/14/2011 12:30:56 PM
orderly-leverage$100.003/14/2011 1:24:30 PM
Trevor_C$25.003/14/2011 4:45:57 PM
Pakse$25.003/14/2011 4:55:57 PM
reward-adventure$50.003/15/2011 4:59:06 AM
wtrboy$50.003/15/2011 6:07:33 AM
flwah$25.003/15/2011 1:44:07 AM
wild-orange$25.003/15/2011 8:20:31 AM
peso-aggregator$25.003/15/2011 7:51:29 PM
FASTIZIO_P$25.003/15/2011 11:36:05 PM
Jack55304$125.003/16/2011 8:48:25 AM
glenium$25.003/16/2011 10:30:47 AM
Armyman122$50.003/16/2011 12:58:13 PM
Free-the-usa-1776$25.003/14/2011 10:19:31 AM
simplelender80$100.003/14/2011 9:01:28 AM
benjamins-fortress$50.003/14/2011 12:30:54 PM
treasure-pipeline$25.003/14/2011 12:31:17 PM
LOAN_DOC$50.003/14/2011 12:57:39 PM
cash-raccoon$25.003/14/2011 9:44:45 AM
CA-Lender$100.003/14/2011 9:04:16 AM
ultimate-peace$300.003/14/2011 9:04:33 AM
inspiring-reward$100.003/14/2011 4:37:43 PM
mrxtravis$25.003/14/2011 9:05:55 AM
IIP77$25.003/14/2011 12:31:03 PM
affluence-tycoon$50.003/14/2011 12:31:10 PM
commerce-renewal$100.003/14/2011 9:46:35 AM
Rogesparkguy$25.003/14/2011 5:56:42 PM
irrelevant$25.003/14/2011 12:31:20 PM
RMB-Investments$25.003/15/2011 8:54:38 AM
Hanalei712$25.003/15/2011 9:40:04 AM
bold-direct-asset$33.813/15/2011 8:21:11 AM
patriot897$25.003/15/2011 11:13:49 AM
benefit-boots$25.003/15/2011 3:27:42 PM
Steveo64$40.003/15/2011 7:32:27 PM
entertaining-greenback2$25.003/15/2011 4:43:34 PM
leodaguy$25.003/15/2011 9:25:20 PM
insrq$25.703/16/2011 12:02:18 PM
Eric_Gagne$25.003/16/2011 5:42:15 AM
REITRUST$25.003/16/2011 11:25:13 AM
A-ONE-INVESTMENTS$71.493/16/2011 2:32:35 PM
53 Investments
 
Borrower Payment Dependent Notes Series 497998
This series of Notes was issued and sold upon the funding of the borrower loan #47918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $136.69
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1992 Debt/Income ratio: 8%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $580Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: visionary-rupee8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
motorcycle
Purpose of loan: motorcycle
This loan will be used to...purchase motorcycle

My financial situation: first tennessee
I am a good candidate for this loan because...14 yr on the job,
pay bills on time!

Monthly net income: $3,400
Monthly expenses: $2260
Housing: $620
Insurance: $130
Car expenses: $150
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $160
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If your monthly income and expenses are correct, you could save $4000 in 4 to 5 months. Please explain why you are borrowing - income-engine
A: the motorcycle on which im trying to purchase will not be available for long,although,i have put a down payment on it, i would like to get it paid for asap !!! thanks!! (Mar-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
lloyd_s$29.943/14/2011 5:28:46 PM
simplelender80$100.003/14/2011 5:30:30 PM
vutah$25.003/14/2011 5:42:37 PM
zippy-interest$25.003/14/2011 5:51:34 PM
Ducatiman1978$25.003/14/2011 5:59:29 PM
GoodScot$25.003/14/2011 5:13:07 PM
cloud8$25.343/14/2011 6:36:06 PM
golddivinefavor$39.223/14/2011 5:51:58 PM
113121$25.003/14/2011 6:44:47 PM
ahalls$25.003/15/2011 5:01:39 AM
CA-Lender$100.003/14/2011 5:31:52 PM
soccermom33$25.003/15/2011 1:22:07 AM
Prosp_Lender$43.263/14/2011 5:55:08 PM
econgineer$50.003/14/2011 7:00:31 PM
Preteur$25.003/14/2011 7:56:07 PM
patriot897$25.003/15/2011 11:12:02 AM
leodaguy$50.003/15/2011 9:23:38 PM
bullwink27$25.003/16/2011 6:46:41 AM
loanman2007$25.003/16/2011 9:22:17 AM
FinanceEngine$30.003/16/2011 2:47:19 PM
wild-orange$25.003/16/2011 1:56:21 PM
hostbank$100.003/17/2011 3:43:05 PM
euro-deployment$25.003/17/2011 9:52:58 AM
direct-social3$25.003/17/2011 10:22:51 PM
nickel-ferret$100.003/18/2011 10:57:23 AM
fabulous-diversification9$25.003/18/2011 4:17:14 PM
brainy-repayment5$50.003/18/2011 6:41:17 PM
enthralling-deal180$50.003/19/2011 12:03:59 AM
interstellar$51.003/19/2011 6:32:10 AM
generator596$50.003/19/2011 3:09:41 AM
thankful-nickel2$25.003/19/2011 6:01:26 AM
newest-funds-powerplant$25.003/18/2011 10:39:33 PM
all_of_that_one$25.003/19/2011 8:21:52 AM
Stavros$25.003/19/2011 8:38:27 AM
sinner_c5$25.003/19/2011 11:53:19 AM
vutah$275.003/19/2011 8:54:12 AM
duty-windmill$25.003/19/2011 9:41:11 AM
bold-careful-finance$50.003/19/2011 12:37:57 PM
bessbird$28.003/19/2011 12:54:12 PM
exchange-synapse$130.003/19/2011 3:46:06 PM
wwwUniversal$25.003/19/2011 10:46:25 AM
responsibility-pine$25.003/19/2011 4:57:30 AM
red-money-advocator$25.003/19/2011 1:54:14 PM
blue-lucrative-rate$100.003/19/2011 10:37:38 AM
indomitable-coin$50.003/19/2011 11:26:20 AM
mammalian4$25.003/19/2011 11:35:39 AM
fund-tom-tom6$25.003/19/2011 12:15:25 PM
contract-high-five$50.003/19/2011 12:24:07 PM
weiyinsan$40.003/19/2011 2:20:37 PM
PPLIN810$25.003/19/2011 3:07:18 PM
BxRealtor$25.003/14/2011 5:31:28 PM
srilm$50.003/14/2011 5:51:38 PM
thunderd$25.003/14/2011 5:53:01 PM
glimmering-point$25.003/14/2011 5:53:57 PM
get30inc$50.003/14/2011 5:54:19 PM
SimpleChoice$25.003/14/2011 5:59:38 PM
tomjac2000$25.003/14/2011 7:39:46 PM
benefit-squirrel$50.003/14/2011 5:51:51 PM
helpinghand63$44.023/15/2011 1:33:22 AM
Weaverville$25.003/14/2011 5:32:18 PM
organized-payment6$50.003/15/2011 6:01:35 AM
joudsa$25.003/14/2011 5:51:56 PM
Panna$25.003/14/2011 5:59:31 PM
shellcollector$25.003/15/2011 1:06:25 AM
UBOtto186$50.003/16/2011 9:09:06 AM
TNG812$25.003/16/2011 5:48:40 PM
freetolive$25.003/16/2011 1:22:18 PM
wbahl$25.003/16/2011 8:13:39 PM
MoneyTree79$25.003/16/2011 7:52:05 PM
jodilee31$25.003/16/2011 6:10:23 PM
goodhearted-basis4$25.003/17/2011 2:06:40 AM
radforj22$25.003/17/2011 4:00:20 PM
loyalty-sherpa$25.003/17/2011 4:32:57 PM
FundMaker$25.003/17/2011 1:04:34 PM
microfunder$25.003/18/2011 4:46:18 AM
pinnacle10$25.003/18/2011 11:51:54 AM
a-unflappable-finance$100.003/18/2011 9:39:59 AM
GMPK_TLAS$50.003/19/2011 1:26:34 AM
EngineersAlliance$100.003/18/2011 10:41:07 PM
dollar-oracle55$100.003/19/2011 6:26:42 AM
Sixmil$100.003/19/2011 9:42:00 AM
Byrd24$100.003/19/2011 8:52:53 AM
ac787$25.003/19/2011 12:29:44 PM
1SteelerFan$35.003/19/2011 1:26:36 PM
Peacepower$25.003/19/2011 3:30:30 PM
Havana21$25.003/19/2011 2:44:11 AM
bentheredunthat$100.003/19/2011 10:42:18 AM
CASSHMAN$75.003/19/2011 12:55:29 PM
friendinmoney$25.003/19/2011 8:31:46 AM
Peterman$25.003/19/2011 2:57:01 PM
one-midas$30.003/19/2011 10:00:23 AM
Vaanolo$25.003/19/2011 2:29:10 PM
92 Investments
 
Borrower Payment Dependent Notes Series 498004
This series of Notes was issued and sold upon the funding of the borrower loan #47858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2000 Debt/Income ratio: 15%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,651Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: noble-peace Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to Eliminate Credit Card Debt
Purpose of loan:
This loan will be used to consolidate credit card debt

My financial situation:
I am a good candidate for this loan because I have good credit history and sufficient income. Responsible married couple with household income of 110k looking to quickly pay off credit cards in order to save money for future.


Monthly net income: $2,816
Monthly expenses: $2,055
Housing: $1,095
Insurance: $130
Car expenses: $370
Utilities: $40
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jhernand17$25.003/14/2011 5:29:32 PM
Kash2010lu$25.003/14/2011 5:30:00 PM
affluence-tycoon$50.003/14/2011 5:52:12 PM
authoritative-capital$25.003/14/2011 5:53:44 PM
gain-gourd$75.003/14/2011 5:55:15 PM
IIP77$25.003/14/2011 6:26:04 PM
Artist_Blue$25.003/14/2011 6:26:15 PM
dudebrah$25.003/14/2011 6:29:39 PM
2grindstones$25.003/14/2011 7:27:43 PM
1traveler$25.003/14/2011 8:33:35 PM
commerce-renewal$100.003/14/2011 5:56:17 PM
SolarMoonshine$25.003/14/2011 6:09:49 PM
treasure-pipeline$25.003/14/2011 6:26:13 PM
investment-artist$25.003/14/2011 5:04:47 PM
Onlyhappycustomers$25.003/14/2011 7:03:04 PM
reflective-rupee$420.333/14/2011 9:12:43 PM
MilitaryLending$189.073/14/2011 5:27:21 PM
CA-Lender$50.003/14/2011 5:31:48 PM
gelidfrank$25.003/14/2011 5:53:46 PM
SFBank$100.003/14/2011 6:40:25 PM
ddoneday$25.003/14/2011 7:12:12 PM
worldly-money4$100.003/14/2011 5:32:02 PM
GeorgiaCredit$50.003/14/2011 5:52:00 PM
ryclsun$50.003/14/2011 5:56:18 PM
w3alter$50.003/14/2011 5:58:46 PM
cash-raccoon$25.003/14/2011 6:26:01 PM
Danjack_Capital$25.003/14/2011 8:34:59 PM
thestartuplender$35.003/14/2011 5:52:16 PM
purpledog18$50.003/14/2011 5:56:17 PM
orderly-leverage$100.003/14/2011 5:57:38 PM
irrelevant$25.003/14/2011 6:26:19 PM
DasMula$57.003/14/2011 7:54:14 PM
compassion-paladin042$25.003/14/2011 5:19:56 PM
jordanicolas$25.003/14/2011 8:45:09 PM
mtquan$25.003/14/2011 5:53:41 PM
MONEYMATCH$25.003/14/2011 5:54:12 PM
36 Investments
 
Borrower Payment Dependent Notes Series 498052
This series of Notes was issued and sold upon the funding of the borrower loan #47813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $169.20
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2004 Debt/Income ratio: 25%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,764Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: bill-razor3 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan: Fix My Car
This loan will be used to fix up my car,. I was involve in a accident in which the person that hit me has no insurance...

My financial situation:
I am a good candidate for this loan because I am very responsible and always pay all my bills on time...


Monthly net income: $2,800.00 to $3,500 (depends on over time)
Monthly expenses:
Housing: $1,292.00
Insurance: $80.00
Car expenses: $0 pay by family member
Utilities: $0 pay by family member
Phone, cable, internet: $65.00 (other half pay by family member)
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200 ( half is work expense)
Other expenses: $130.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Bought the house in 2007 for $129,900. Balance as of this month about $125,500. Estimate market value $105,000 as of this year. monthly payment with PMI & Escrow $1292.00. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 9:03:29 AM
worldly-money4$150.003/15/2011 9:07:59 AM
simplelender80$200.003/15/2011 9:01:27 AM
nethosters$25.003/15/2011 9:03:05 AM
ac787$25.003/15/2011 9:39:56 AM
investment-artist$25.003/15/2011 10:28:33 AM
competent-p2p$45.003/15/2011 11:58:31 AM
CA-Lender$100.003/15/2011 9:05:35 AM
DHolly$50.003/15/2011 10:20:42 AM
Onlyhappycustomers$25.003/15/2011 6:21:07 PM
leodaguy$25.003/15/2011 9:25:32 PM
transformer855$25.003/15/2011 10:57:33 PM
Jack55304$125.003/16/2011 8:48:37 AM
wealth-multiplier$25.003/16/2011 10:34:36 AM
loanman2007$25.003/16/2011 9:19:21 AM
Eric_Gagne$50.003/16/2011 5:48:17 AM
frclmym$25.003/16/2011 1:21:50 PM
leverage-monger$25.003/16/2011 7:33:06 AM
nilonc1$81.833/16/2011 10:24:53 AM
fund-tom-tom6$25.003/16/2011 10:29:09 AM
squarebob$50.003/16/2011 8:42:29 AM
EngineersAlliance$100.003/16/2011 4:18:17 PM
dynrep$25.003/16/2011 4:17:07 PM
Shining-Star$25.003/16/2011 10:09:23 AM
integrity-doctor$100.003/16/2011 11:23:07 AM
all_of_that_one$31.933/16/2011 12:05:15 PM
razor783$25.003/16/2011 6:31:10 PM
secureincome$800.003/16/2011 8:09:19 PM
CapricornLending$25.003/16/2011 7:39:20 PM
mlj0671$25.003/16/2011 9:34:44 PM
ideal-economy$36.593/16/2011 8:00:07 PM
SBT$25.003/16/2011 8:53:33 PM
market-pudding$25.003/17/2011 7:16:02 AM
wampum-chorus3$39.433/17/2011 6:39:29 AM
scamps$25.003/16/2011 9:18:16 PM
buffalobills$25.003/16/2011 9:19:28 PM
zone6$100.003/17/2011 7:17:00 AM
houli123$289.443/17/2011 7:23:00 AM
favorite-commerce$50.003/15/2011 12:20:05 PM
suave-dime6$25.003/15/2011 9:07:13 AM
income-awakening6$25.003/15/2011 9:08:58 AM
reward-adventure$50.003/15/2011 9:09:53 AM
JustMee$25.003/15/2011 9:13:17 AM
TheAlchemist$25.003/15/2011 1:41:55 PM
liberty-magnate$25.003/15/2011 3:32:28 PM
golffish2$50.003/15/2011 9:12:08 AM
MarvintheMartian$25.003/15/2011 10:09:40 AM
patriot897$25.003/15/2011 11:14:12 AM
reflective-rupee$100.333/15/2011 12:08:16 PM
foothillender$25.003/15/2011 6:32:07 PM
SolarMoonshine$25.003/15/2011 6:35:19 PM
vutah$25.003/15/2011 7:10:31 PM
2grindstones$25.003/16/2011 12:09:30 PM
Jewbag$50.003/16/2011 10:17:16 AM
VTXRider$25.003/16/2011 2:12:14 PM
heerzaquestion$100.003/16/2011 11:01:00 AM
back-scratchers$25.003/16/2011 4:19:19 PM
Whipster$25.003/16/2011 5:58:30 PM
thankful-nickel2$25.003/16/2011 4:14:20 PM
zotzot$50.003/16/2011 10:27:12 AM
supreme-hope$25.003/16/2011 6:59:05 PM
important-openness1$75.003/16/2011 7:06:03 PM
larryboy10$50.003/16/2011 5:59:46 PM
visionary-asset5$50.003/16/2011 7:28:43 PM
wbahl$25.003/16/2011 8:11:08 PM
MoneyTree79$25.003/16/2011 7:42:42 PM
SOP_Bank$25.003/16/2011 7:14:33 PM
interest-beeper1$25.003/17/2011 12:09:04 AM
seineil$50.003/17/2011 1:25:39 AM
SecondChanceLendingSERV$25.003/16/2011 9:23:23 PM
courteous-kindness1$25.003/16/2011 8:20:02 PM
ttnk62918$25.003/16/2011 8:30:11 PM
ghinga$25.003/17/2011 4:58:23 AM
mammalian4$25.003/16/2011 8:31:40 PM
tidy-cash1$25.453/17/2011 7:18:22 AM
75 Investments
 
Borrower Payment Dependent Notes Series 498090
This series of Notes was issued and sold upon the funding of the borrower loan #47947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1991 Debt/Income ratio: 11%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:14y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,809Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: foxy-platinum6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
foxy-platinum6
Purpose of loan: home improvement
This loan will be used to..replace heatpump unit

My financial situation: good
I am a good candidate for this loan because...always pay my loans-am a homeowner


Monthly net income: $4200
Monthly expenses: $3280Housing: $1500
Insurance: $130
Car expenses: $250
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/16/2011 5:23:33 PM
JustMee$25.003/16/2011 5:23:52 PM
simplelender80$100.003/16/2011 5:43:56 PM
reflective-rupee$300.333/16/2011 5:29:54 PM
LuvToLend$25.003/16/2011 6:54:08 PM
amlu1988$25.003/16/2011 6:54:59 PM
worldly-money4$150.003/16/2011 6:15:55 PM
DHolly$50.003/16/2011 5:09:44 PM
wealth-multiplier$25.003/16/2011 7:16:29 PM
CA-Lender$100.003/16/2011 6:17:36 PM
Jack55304$125.003/16/2011 6:21:07 PM
SolarMoonshine$25.003/16/2011 6:26:11 PM
leverage-monger$50.003/16/2011 6:26:27 PM
Rabid_Dove$16.233/16/2011 8:30:35 PM
Shining-Star$25.003/16/2011 7:12:03 PM
durability-halibut$25.003/16/2011 7:33:15 PM
visionary-asset5$100.003/16/2011 7:37:34 PM
supreme-hope$25.003/16/2011 7:41:42 PM
foothillender$25.003/16/2011 8:19:01 PM
EngineersAlliance$100.003/16/2011 8:27:44 PM
favorite-commerce$50.003/16/2011 5:27:04 PM
DasMula$77.003/16/2011 5:44:33 PM
Azonic21$25.003/16/2011 6:14:26 PM
suave-dime6$25.003/16/2011 6:15:06 PM
patriot897$25.003/16/2011 6:16:37 PM
leodaguy$25.003/16/2011 6:20:08 PM
important-openness1$75.003/16/2011 7:07:54 PM
SOP_Bank$25.003/16/2011 7:10:12 PM
MrDance123$26.003/16/2011 5:55:54 PM
transaction-circuit$25.003/16/2011 5:59:14 PM
one-midas$25.003/16/2011 7:25:03 PM
Num1Knicks$25.003/16/2011 7:57:24 PM
liberty-magnate$50.003/16/2011 6:20:43 PM
credit-guard5$25.003/16/2011 6:29:59 PM
wbahl$25.003/16/2011 8:11:35 PM
open-minded-deal$100.003/16/2011 6:56:51 PM
zotzot$25.443/16/2011 5:30:29 PM
MoneyTree79$25.003/16/2011 7:48:07 PM
secureincome$600.003/16/2011 8:22:31 PM
ingenious-deal6$25.003/16/2011 6:12:32 PM
income-awakening6$25.003/16/2011 6:16:15 PM
josephpenrod$25.003/16/2011 8:22:38 PM
skillful-asset5$30.003/16/2011 7:35:38 PM
Scotcha$50.003/16/2011 7:37:46 PM
riveting-credit5$200.003/16/2011 8:04:02 PM
courteous-kindness1$25.003/16/2011 8:20:11 PM
46 Investments
 
Borrower Payment Dependent Notes Series 498106
This series of Notes was issued and sold upon the funding of the borrower loan #47880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1995 Debt/Income ratio: 21%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 52 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,703Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: famous-velocity384 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Preparation
Purpose of loan:
This loan will be used to...
finish paying for my upcoming wedding in April.
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time, I usually pay over the minimum balance, I have a steady income.

Monthly net income: $4200
Monthly expenses: $3100
Housing: $922
Insurance: $225
Car expenses: $619
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $634
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Yes, I currently owe right at $128,500 with no 2nd mortgages. The market value of my home is $145.000. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
principal-star$25.003/15/2011 9:04:15 AM
income-awakening6$25.003/15/2011 9:09:00 AM
JustMee$25.003/15/2011 9:10:18 AM
Wangchuk$25.003/15/2011 9:16:57 AM
DHolly$50.003/15/2011 10:23:46 AM
simplelender80$200.003/15/2011 9:01:44 AM
ingenious-deal6$25.003/15/2011 9:03:42 AM
squarebob$25.003/15/2011 9:15:00 AM
golffish2$50.003/15/2011 9:15:24 AM
Kash2010lu$25.003/15/2011 9:20:40 AM
JGB$80.033/15/2011 1:29:09 PM
suave-dime6$25.003/15/2011 9:07:25 AM
Nerdster1$25.053/15/2011 3:50:21 PM
competent-p2p$50.003/15/2011 11:54:17 AM
SolarMoonshine$25.003/15/2011 6:27:33 PM
p2ploan-sensation211$25.003/15/2011 9:27:35 PM
economy-popcorn$25.003/15/2011 10:44:09 PM
transformer855$25.003/15/2011 10:59:53 PM
top-courteous-peso$50.003/15/2011 5:18:50 PM
Whipster$50.003/16/2011 5:02:06 AM
reflective-rupee$1,000.333/15/2011 5:20:26 PM
DasMula$27.003/15/2011 6:31:01 PM
Uylsses$100.003/16/2011 9:04:46 AM
naptap$25.003/16/2011 12:18:38 PM
Jack55304$125.003/16/2011 8:48:48 AM
FinanceEngine$25.003/16/2011 5:07:33 PM
houli123$500.003/16/2011 1:17:35 PM
durability-revelry2$25.003/16/2011 4:16:26 PM
loss-of-control$150.003/16/2011 5:55:03 PM
larryboy10$50.003/16/2011 6:01:55 PM
AlfinityBank25$25.003/16/2011 3:24:07 PM
squadron781$30.003/16/2011 6:38:59 PM
important-openness1$75.003/16/2011 7:06:50 PM
magnetic-dedication3$25.003/16/2011 8:14:53 PM
ttnk62918$25.003/16/2011 8:30:14 PM
supreme-hope$25.003/16/2011 7:01:13 PM
sensational-worth7$50.003/16/2011 11:18:01 PM
Num1Knicks$25.003/16/2011 7:50:19 PM
mlj0671$25.003/16/2011 9:33:57 PM
BigGuyBank$27.773/17/2011 4:58:08 AM
ghinga$25.003/17/2011 5:02:35 AM
secureincome$1,500.003/16/2011 8:17:24 PM
golffish2$50.003/17/2011 3:46:52 AM
market-pudding$25.003/17/2011 7:16:44 AM
basis-sycamore$25.003/16/2011 8:54:37 PM
buffalobills$25.003/16/2011 9:18:44 PM
CA-Lender$100.003/15/2011 9:06:02 AM
ac787$25.003/15/2011 9:38:03 AM
favorite-commerce$50.003/15/2011 12:21:46 PM
zone6$100.003/15/2011 4:46:56 PM
Azonic21$25.003/15/2011 9:06:15 AM
worldly-money4$150.003/15/2011 9:08:16 AM
bonus-chosen-one$25.003/15/2011 9:12:37 AM
texrob20$25.003/15/2011 9:12:44 AM
liberty-magnate$50.003/15/2011 3:33:48 PM
patriot897$25.003/15/2011 11:14:47 AM
deepblue34$30.003/15/2011 6:11:03 PM
leodaguy$25.003/15/2011 9:25:42 PM
wise-intelligent-duty$25.003/15/2011 7:25:20 PM
loanman2007$200.003/16/2011 4:59:53 AM
leverage-monger$25.003/16/2011 7:29:17 AM
rjcoutur2001$101.953/15/2011 9:25:41 PM
shrewd-peace7$25.003/15/2011 11:39:27 PM
leverage-monger$25.003/16/2011 11:03:35 AM
integrity-doctor$100.003/16/2011 11:23:55 AM
zotzot$25.443/16/2011 4:59:08 PM
thankful-nickel2$25.003/16/2011 3:55:51 PM
Robertd918$27.883/16/2011 5:53:12 PM
leverage-monger$25.003/16/2011 6:24:17 PM
wbahl$25.003/16/2011 8:11:14 PM
ASuperJohn$250.003/16/2011 6:50:21 PM
Shining-Star$25.003/16/2011 7:18:20 PM
breterst$25.003/16/2011 7:50:44 PM
natural-trade7$58.433/16/2011 8:11:21 PM
courteous-kindness1$25.003/16/2011 8:20:07 PM
SkyLoan$28.153/16/2011 11:10:03 PM
visionary-asset5$100.003/16/2011 7:38:05 PM
hamster$26.853/16/2011 7:54:08 PM
VonAp$50.003/17/2011 5:18:52 AM
EL_Papin$100.003/17/2011 6:37:31 AM
mammalian4$25.003/16/2011 8:31:41 PM
wise-benjamins-fortress$50.003/17/2011 5:24:20 AM
houli123$611.123/17/2011 7:23:22 AM
83 Investments
 
Borrower Payment Dependent Notes Series 498154
This series of Notes was issued and sold upon the funding of the borrower loan #47838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1990 Debt/Income ratio: 22%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,724Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: benefit-disk2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
NeedHelp
Purpose of loan:
This loan will be used to fill a rental income shortfall

My financial situation:
I am a good candidate for this loan because I have a great employment record and I pay my obligations
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/15/2011 5:05:35 PM
Weaverville$25.003/15/2011 5:06:13 PM
organized-payment6$50.003/15/2011 5:06:36 PM
benefit-trident$25.003/15/2011 5:11:09 PM
RandyL3$25.003/15/2011 5:51:14 PM
thankful-nickel2$25.003/15/2011 5:51:55 PM
Tech-Entrepreneur$25.003/15/2011 5:01:29 PM
JJ9876$25.003/15/2011 5:05:06 PM
Approved$50.003/15/2011 7:44:42 PM
simplelender80$100.003/15/2011 5:05:03 PM
BxRealtor$25.003/15/2011 5:05:21 PM
patriot897$25.003/15/2011 5:07:08 PM
cwegert$28.243/16/2011 7:03:34 AM
goodhearted-basis4$25.003/16/2011 2:14:15 AM
first-serene-credit$25.003/16/2011 7:30:40 AM
wild-orange$100.003/16/2011 1:53:58 PM
Rider$100.003/16/2011 10:29:49 AM
Oak-Parker$25.513/16/2011 9:13:43 AM
frclmym$25.003/16/2011 1:30:10 PM
christifa$38.943/16/2011 6:17:35 PM
saahilld$25.003/16/2011 11:18:47 AM
penny-finder$46.183/16/2011 11:23:25 AM
ac787$26.003/16/2011 4:22:06 PM
secureincome$500.003/16/2011 8:12:11 PM
wbahl$25.003/16/2011 8:13:57 PM
visionary-asset5$50.003/16/2011 7:31:00 PM
Jinja$36.273/16/2011 8:34:38 PM
AFairDeal$100.003/15/2011 5:05:10 PM
Figure4$25.003/15/2011 5:47:11 PM
j2ee$25.003/15/2011 5:18:11 PM
CA-Lender$25.003/15/2011 5:19:07 PM
Eric_Gagne$200.003/16/2011 5:47:22 AM
exchange-squirrel$25.003/16/2011 2:10:22 AM
interest88$50.003/16/2011 10:10:45 AM
cwegert$25.003/16/2011 6:58:18 AM
LittleRhody07$25.003/16/2011 10:11:29 AM
zotzot$50.003/16/2011 10:29:46 AM
investment-artist$25.003/16/2011 10:53:12 AM
astute-fairness0$100.003/16/2011 3:36:23 PM
bullwink27$25.003/16/2011 11:09:20 AM
myidear$25.003/16/2011 1:30:44 PM
RMirish$25.003/16/2011 10:35:02 AM
Barky52$25.003/16/2011 6:41:41 PM
important-openness1$75.003/16/2011 7:44:57 PM
FinDoc$25.003/16/2011 5:42:16 PM
the-capital-shooter$32.403/16/2011 8:22:45 PM
important-ore$100.003/16/2011 7:32:36 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498198
This series of Notes was issued and sold upon the funding of the borrower loan #47911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $226.26
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1976 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:20y 3m
Amount delinquent: $0 Total credit lines: 53 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,607Stated income:$100,000+
Delinquencies in last 7y: 12 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: fairness-amigo7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,900.00< 31 days late: 0 ( 0% )  
700-719 (Aug-2010)
680-699 (Mar-2010)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
PAYING FOR DAUGHTERS PhD Program
Purpose of loan: To finish paying for Daughters education (PhD) program.
This loan will be used to pay for tuition.

My financial situation:
I am a good candidate for this loan because my income supports this request ($200,000+) and THIS IS MY SECOND PROSPER LOAN !


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what is the major, school, undergrad GPA? thanks - shrewd-income
A: Doctor of Education with a specialization in curriculum development and instructional leadership. The school is Northeastern University in Boston. Undergrad GPA is 4.0 from NYU. I am not a risk, this is my 3rd prosper loan my wife and I have taken out! (Mar-18-2011)
Q: Hello, will you please explain the reasons for your past delinquencies (12 in the last 7 yrs)? Thank you. - liberty-magnate
A: I am a West Point Graduate, retired lieutenant colonel. I was involved in a law suit in 1998 & decided to fight it & not settle. After 5 years in court the judge said I had done nothing wrong & charges were dropped. My attorney bills were $1.5 million. I paid what I could and filed chapter 7. This is the 3rd prosper loan my wife & I have taken out. I will keep taking out each year & pay back to get credit up. My score is now 730+. I am working hard to get it above 800. I am not a risk! (Mar-18-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/17/2011 9:01:37 AM
golffish2$50.003/17/2011 9:11:08 AM
wbahl$25.003/17/2011 9:09:04 AM
worldly-money4$100.003/17/2011 9:04:41 AM
loyalist1$100.003/17/2011 9:06:46 AM
careful-compassion$25.003/17/2011 2:10:03 PM
Soulphoniks-Holdings$56.403/17/2011 5:07:10 PM
CommunityArts_Non-profit$50.003/17/2011 3:56:11 PM
chameleon125$50.003/18/2011 7:20:01 AM
loanman2007$175.003/18/2011 5:05:25 AM
courteous-note1$34.293/18/2011 7:16:04 AM
corporatejim$50.003/18/2011 8:51:05 AM
icanhasloanz$100.003/18/2011 3:42:08 AM
thorough-yield1$35.003/18/2011 12:29:23 PM
zztopdog$41.573/18/2011 9:49:09 AM
Mikale360$25.003/18/2011 6:52:40 AM
liberty-magnate$100.003/18/2011 12:05:10 PM
worthy-bid4$50.003/18/2011 9:13:07 AM
Rashanir$25.003/18/2011 11:04:18 AM
ingenious-deal6$25.003/17/2011 9:02:39 AM
leodaguy$25.003/17/2011 9:06:54 AM
NekHoldings$25.003/17/2011 10:34:40 AM
Kash2010lu$56.003/17/2011 9:07:39 AM
mrxtravis$25.003/17/2011 9:09:43 AM
SecondChanceLendingSERV$30.153/17/2011 9:17:12 AM
ac787$25.003/17/2011 9:31:04 AM
patriot897$25.003/17/2011 9:02:09 AM
suave-dime6$25.003/17/2011 9:04:44 AM
five-star-note$300.003/17/2011 1:30:42 PM
CA-Lender$100.003/17/2011 9:06:21 AM
Jack55304$125.003/17/2011 9:07:19 AM
reflective-rupee$1,000.333/17/2011 9:46:59 AM
outofoffice$50.003/17/2011 10:10:15 AM
integrity-doctor$200.003/17/2011 9:06:08 PM
Moe87$30.003/18/2011 3:24:44 AM
greenback-shrine$25.003/17/2011 9:20:47 PM
taetrade$25.003/18/2011 6:08:10 AM
SouthernRemarketing$26.163/18/2011 8:00:28 AM
SolarMoonshine$500.003/17/2011 6:26:46 PM
wise-intelligent-duty$25.003/18/2011 7:31:13 AM
hopeful-truth5$100.003/18/2011 7:57:34 AM
worldly-money4$1,000.003/18/2011 8:43:48 AM
corporatejim$50.003/18/2011 8:50:51 AM
StargazerLending$25.003/18/2011 10:52:26 AM
generosity-berserker$25.003/18/2011 11:20:42 AM
joyful-power9$25.003/18/2011 11:59:54 AM
invest-in-ed$100.003/18/2011 12:56:05 PM
shrewd-income$165.103/18/2011 12:58:48 PM
48 Investments
 
Borrower Payment Dependent Notes Series 498256
This series of Notes was issued and sold upon the funding of the borrower loan #47889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $229.11
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1987 Debt/Income ratio: 23%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,121Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: irmagon Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
820-839 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Paying off 28% credit card
never missed a payment. I am in recovery from a bankruptcy in 2005, lost my job in 2003 . In 2005 I found my calling when I became a mathematics teacher, In 2010 I obtained a modification to my high interest mortgage and the high payment of almost $2000 was reduced to $1033. Another situation which we are now facing is my 17 year old daughter has been diagnosed with mental illness, she requires daily medication. This loan will be used to pay off 2 credit cards, one of them used for medical expenses and the other one was used to pay off house repairs. I appreciate your help with this, . Thank-you.


Monthly net income: $4000
Monthly expenses: $3500
Housing: $1033
Insurance: $350
Car expenses: $350
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Aberdeen$3,000.003/16/2011 9:02:19 AM
worldly-money4$150.003/16/2011 9:08:20 AM
CA-Lender$100.003/16/2011 9:11:40 AM
Malkial$25.003/16/2011 9:31:25 AM
jhouman$25.003/16/2011 9:02:26 AM
ingenious-deal6$25.003/16/2011 9:05:33 AM
wealth-multiplier$25.003/16/2011 10:29:03 AM
leverage-monger$25.003/16/2011 10:59:58 AM
HYGCapitalPartnersLP$82.583/16/2011 9:20:37 AM
loanman2007$200.003/16/2011 9:15:08 AM
Jack55304$125.003/16/2011 9:17:33 AM
NekHoldings$25.003/16/2011 9:27:48 AM
Jewbag$50.003/16/2011 10:25:05 AM
zotzot$100.003/16/2011 10:31:59 AM
integrity-doctor$200.003/16/2011 10:46:34 AM
clemclan$25.003/16/2011 11:27:24 AM
hopeful-truth5$100.003/16/2011 12:09:05 PM
credit-missile$125.003/16/2011 12:31:05 PM
cashhelp$50.003/16/2011 9:02:05 AM
ac787$96.003/16/2011 10:13:10 AM
suave-dime6$25.003/16/2011 9:07:49 AM
patriot897$25.003/16/2011 9:09:40 AM
leodaguy$25.003/16/2011 9:14:49 AM
reflective-rupee$600.333/16/2011 9:21:09 AM
vishal29$25.003/16/2011 12:50:32 PM
Spinnaker$44.443/16/2011 12:55:02 PM
fairness-atmosphere$25.003/16/2011 2:23:04 PM
spike22$36.193/16/2011 11:37:56 AM
simplelender80$100.003/16/2011 9:04:45 AM
golffish2$200.003/16/2011 9:07:32 AM
MoneyForNothing$25.003/16/2011 9:12:23 AM
lendstats_com$200.003/16/2011 2:48:59 PM
Whitewater_Loans$37.353/16/2011 11:43:12 AM
vigilance-searcher$25.003/16/2011 12:15:30 PM
bonus-quark4$25.003/16/2011 1:20:38 PM
payment-halo$25.003/16/2011 2:18:52 PM
FinanceEngine$35.003/16/2011 2:33:22 PM
37 Investments
 
Borrower Payment Dependent Notes Series 498336
This series of Notes was issued and sold upon the funding of the borrower loan #47898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-18-2011 
Term: 12 months Listing End date:  Mar-19-2011 
 
Lender yield: 14.49% Borrower rate/APR: 15.49% / 24.40% Monthly payment: $271.47
 
Lender servicing fee: 1.00% Effective Yield*: 14.17%  
Estimated return*: 6.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1995 Debt/Income ratio: 3%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:22y 7m
Amount delinquent: $14,323 Total credit lines: 23 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $628Stated income:$100,000+
Delinquencies in last 7y: 29 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: cricket0330 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Elanor1
Purpose of loan:
This loan will be used to...pay taxes for 2010

My financial situation:
I am a good candidate for this loan because...
I have a steady job and can afford these payments and I am getting a retro check for 3 years' worth of a .98% raise on July 1 (so about $3000)

Monthly net income: $5800 (from Palomar) + $1700 (from RCC 10x/yr)
Monthly expenses: $5380
Housing: $3500
Insurance: $100
Car expenses: $ 250 (for gas, car is paid off)
Utilities: $280
Phone, cable, internet: $200
Food, entertainment: $ 200
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $550 TSA + $250 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: I bought a house for my daughter and when her family moved away to Oregon because the work was there, I tried to rent it out, but the renters were unreliable so we lost that house. While that was going on, I tried to settle my credit card debts so that I could afford the house, and I did settle all but one but that one wouldn't accept a settlement and took me to court. That is where it stays. Everything else is paid off. (Mar-19-2011)
Q: Could you explain your current and prior delinquencies? Thanks for your listing. - _NaLNaBB
A: I bought a house for my daughter and then we lost the house in the downturn when she moved away to follow her job and the renters proved unreliable. Meanwhile I tried to settle all my credit card debt so that I could handle the house payments and I did handle all but one. That one sued me and it is now in court. All the others are paid off. I have only 1 credit card now. (Mar-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Gibbyland$100.003/18/2011 5:01:01 PM
a-unflappable-finance$100.003/18/2011 5:08:39 PM
NYCFinancier$25.003/18/2011 5:47:47 PM
rakem777$25.003/18/2011 5:00:58 PM
vutah$100.003/18/2011 11:36:08 PM
Weaverville$25.003/18/2011 5:07:42 PM
trumpeter5$50.003/18/2011 5:30:31 PM
hookUup$25.003/18/2011 10:14:51 PM
generator596$25.003/19/2011 3:14:35 AM
cashhelp$30.003/18/2011 5:03:43 PM
simplelender80$100.003/18/2011 5:04:10 PM
hostbank$100.003/18/2011 5:07:59 PM
BxRealtor$25.003/18/2011 5:08:25 PM
ac787$280.003/18/2011 9:57:24 PM
newest-funds-powerplant$25.003/18/2011 10:26:17 PM
ac787$28.003/18/2011 10:42:56 PM
marketplace-spark$25.003/18/2011 10:46:16 PM
ac787$48.003/18/2011 10:51:04 PM
ac787$48.003/18/2011 11:01:30 PM
ac787$101.003/19/2011 12:36:14 AM
interstellar$51.003/19/2011 2:10:16 AM
Feyenoord$25.003/19/2011 3:08:52 AM
patriot897$25.003/18/2011 5:04:06 PM
loyalty-sherpa$25.003/18/2011 5:08:12 PM
imlosttoo$25.003/18/2011 5:01:17 PM
Milonguero$100.003/18/2011 8:41:34 PM
ac787$26.003/18/2011 10:45:43 PM
CA-Lender$100.003/18/2011 5:06:10 PM
ac787$52.003/18/2011 11:12:24 PM
GMPK_TLAS$50.003/19/2011 1:28:03 AM
competent-p2p$45.003/18/2011 7:01:07 PM
ac787$148.003/18/2011 10:45:12 PM
enthralling-deal180$50.003/19/2011 12:05:19 AM
Azonic21$25.003/18/2011 5:02:21 PM
q4golf$50.003/19/2011 3:50:17 AM
loanman2007$75.003/19/2011 6:46:33 AM
hookUup$25.003/18/2011 10:14:40 PM
ac787$25.003/18/2011 10:42:17 PM
Eric_Gagne$793.003/19/2011 8:28:40 AM
39 Investments
 
Borrower Payment Dependent Notes Series 498634
This series of Notes was issued and sold upon the funding of the borrower loan #47897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2003 Debt/Income ratio: 30%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,052Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: RMC66 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 39 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2010)
640-659 (May-2010)
620-639 (Apr-2009)
640-659 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Excellent Payment History, Not a HR
Purpose of loan:
This loan will be used to... To pay off an auto loan.

My financial situation:
I am a good candidate for this loan because... I have had 2 Prosper loans and both have been paid off early with an excellent payment history. I have no delinquent accounts, and the public record is for a bankruptcy that was filed and discharged in 2002. I will not file bankruptcy ever again.


Monthly net income: $ 4400
Monthly expenses: $
Housing: $900
Insurance: $60
Car expenses: $200 for gas
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $300 car payment that would be eliminated if I receive this loan.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
favorite-commerce$50.003/18/2011 5:14:21 PM
mikeandcat$50.003/18/2011 8:40:50 PM
Danjack_Capital$25.003/18/2011 5:03:10 PM
MoneyForNothing$31.603/18/2011 5:40:27 PM
innovator2$90.313/18/2011 6:16:37 PM
competent-p2p$50.003/18/2011 7:00:31 PM
found_funds$50.003/18/2011 9:40:03 PM
atlas100$25.003/19/2011 6:43:38 AM
mikeandcat$50.003/19/2011 7:37:08 AM
CA-Lender$50.003/18/2011 5:06:34 PM
reflective-rupee$400.333/18/2011 5:14:59 PM
zotzot$50.443/18/2011 5:48:08 PM
Kash2010lu$50.003/19/2011 6:24:08 AM
blue-useful-auction$25.003/19/2011 10:28:12 AM
ohmarkybaby$60.893/18/2011 9:41:52 PM
ac787$42.003/18/2011 9:49:03 PM
loanman2007$75.003/19/2011 12:10:30 PM
Artist_Blue$25.003/19/2011 1:44:51 AM
FarmersBank$56.113/19/2011 9:54:08 AM
Moe87$39.783/19/2011 9:58:08 AM
futurechef11$30.003/19/2011 10:17:03 AM
aztocas$100.003/19/2011 11:54:11 AM
innovator2$44.283/19/2011 6:45:59 PM
grampy48$30.003/19/2011 7:44:48 PM
tigercat$50.003/19/2011 9:39:14 AM
NekHoldings$25.003/19/2011 3:43:06 PM
thorough-yield1$333.813/20/2011 12:03:37 AM
SFBank$100.003/19/2011 5:46:32 PM
bmw2$34.003/19/2011 6:33:18 PM
blitzen40$25.003/19/2011 7:51:33 PM
undaunted-agreement$30.003/18/2011 8:15:53 PM
worldly-money4$100.003/18/2011 5:04:58 PM
trumpeter5$50.003/18/2011 5:28:24 PM
DasMula$57.003/18/2011 6:51:03 PM
unassuming-market7$43.083/18/2011 9:43:15 PM
beachliving29$162.903/19/2011 8:36:12 AM
squarebob$25.003/18/2011 5:04:58 PM
Gregger$25.003/19/2011 2:27:29 AM
Bob450$25.003/19/2011 2:36:29 AM
SolarMoonshine$50.003/18/2011 5:40:05 PM
clemclan$25.003/18/2011 6:30:06 PM
thankful-nickel2$50.003/18/2011 6:33:00 PM
Eric_Gagne$25.003/19/2011 8:36:54 AM
superb-kindness2$25.003/19/2011 8:38:52 AM
hillerod$25.223/19/2011 12:16:29 PM
genuine-integrity0$25.003/19/2011 12:57:07 PM
lendstats_com$200.003/19/2011 1:01:44 PM
gothampark$25.003/19/2011 10:41:33 AM
RebuildingAmerica$25.003/19/2011 5:39:06 PM
five-star-note$250.003/19/2011 6:00:58 PM
wise-intelligent-duty$25.003/19/2011 6:32:26 PM
RyanM561$25.003/19/2011 12:10:45 PM
Mikale360$25.003/19/2011 7:28:27 AM
economy-popcorn$25.003/19/2011 11:06:40 PM
marinbb$75.003/19/2011 1:15:51 PM
myutmost$98.223/19/2011 1:37:36 PM
credit-missile$75.003/19/2011 8:40:57 AM
investment-artist$25.003/19/2011 9:20:41 AM
seadrg$25.003/19/2011 6:28:58 PM
squarebob$25.003/19/2011 7:15:08 PM
brondero$150.003/19/2011 4:46:44 PM
Jerrys1951$40.003/19/2011 6:51:22 PM
first-genuine-bid$75.033/19/2011 10:36:03 PM
63 Investments
 
Borrower Payment Dependent Notes Series 498658
This series of Notes was issued and sold upon the funding of the borrower loan #47950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-18-2011 
Term: 12 months Listing End date:  Mar-19-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $283.66
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1995 Debt/Income ratio: 8%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,441Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: worth-cupcake5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Future Physician Assistant
Purpose of loan:
This loan will be used to...Pay off short term debts and pay for summer classes until my Stafford loans come through in Fall 2011.

My financial situation:
I am a good candidate for this loan because...I have never NOT paid a debt that I owed. I am a single Mom trying to make life better by attending classes to become a Physician Assistant. When I graduate my expected starting salary will be $95,000 and I won't need such loans!


Monthly net income: $ 3960
Monthly expenses: $300
Housing: $1560
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expens200es: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Mind addressing the 1 delinquency in your profile? Thanks - RecoveryLender
A: No problem. I am a single Mom and my ex pays the mortgage although we are both on the deed. A mortgage late occured while we were in negotiations for the divorce. Thanks for your understanding. (Mar-19-2011)
Q: Could you explain the deilnquency on your credit? When do you graduate? Thanks for your listing. - _NaLNaBB
A: No problem. My ex pays the mortgage although my name is still on the loan, so the deliquency occured during support negotiations. I will graduate 2013. Thanks! (Mar-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/18/2011 5:05:19 PM
imlosttoo$25.003/18/2011 5:11:41 PM
squarebob$25.003/18/2011 5:30:33 PM
zotzot$25.443/18/2011 5:34:01 PM
interstellar$49.003/18/2011 8:51:01 PM
_NaLNaBB$100.003/18/2011 9:13:06 PM
ac787$48.003/18/2011 10:35:39 PM
patriot897$25.003/18/2011 5:06:04 PM
CA-Lender$100.003/18/2011 5:06:27 PM
NYCFinancier$25.003/18/2011 5:47:08 PM
well-mannered-income3$60.003/18/2011 7:20:10 PM
income-awakening6$25.003/18/2011 8:16:12 PM
113121$500.003/19/2011 5:49:10 AM
leodaguy$25.003/18/2011 5:07:00 PM
RecoveryLender$25.003/18/2011 6:05:15 PM
PalmettoInvestor$25.003/18/2011 6:47:37 PM
1traveler$25.003/18/2011 6:59:42 PM
soulblest$38.723/18/2011 7:42:56 PM
black-plague$51.753/18/2011 8:47:58 PM
DHolly$50.003/18/2011 8:49:15 PM
Shining-Star$29.833/18/2011 9:21:55 PM
RetirementMoney$25.003/18/2011 5:53:37 PM
DasMula$107.003/18/2011 6:46:22 PM
competent-p2p$50.003/18/2011 6:59:00 PM
Jack55304$125.003/18/2011 5:07:21 PM
reflective-rupee$200.333/18/2011 5:12:31 PM
buddycat$50.003/18/2011 6:20:17 PM
marketplace-spark$25.003/18/2011 7:01:02 PM
simplelender80$150.003/18/2011 5:02:03 PM
Azonic21$25.003/18/2011 5:08:41 PM
randsenterprise$25.003/18/2011 5:08:44 PM
reflective-rupee$300.333/18/2011 5:12:15 PM
blue-ideal-dime$98.283/18/2011 6:02:45 PM
Pitufo$25.003/18/2011 6:39:02 PM
cttarheel$25.003/18/2011 8:21:07 PM
shepherd1$136.003/18/2011 9:27:44 PM
LittleMingo$30.003/19/2011 2:14:44 AM
a-finance-nirvana$25.003/19/2011 3:29:38 AM
BigGuyBank$27.773/19/2011 5:07:28 AM
loanman2007$247.553/19/2011 6:41:13 AM
40 Investments