Sales Report:Supplement No. 5 dated Mar 16, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490043
This series of Notes was issued and sold upon the funding of the borrower loan #47737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-09-2011 
Term: 12 months Listing End date:  Mar-12-2011 
 
Lender yield: 9.00% Borrower rate/APR: 10.00% / 15.80% Monthly payment: $281.33
 
Lender servicing fee: 1.00% Effective Yield*: 8.86%  
Estimated return*: 3.91%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1994 Debt/Income ratio: 73%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:13y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,169Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: efficient-kindness8 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,800.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2010)
 
Principal balance: $5,662.88 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
The tax man slammed me!
The purpose of this loan is to pay off my tax bill. In an effort to add more $$ to my monthly budget, I had too little withholding taken out. A bitter lesson learned!

My financial situation is good, I am fairly stable. I do have another Prosper loan which is approx. 1 year old. That loan was used to consolidate some credit card debt, and I am continuing to pay along on that. I have never missed a payment on that loan.

Monthly net income:$6400
Monthly expenses: $6000
Housing $789/mo (renting)
Car expenses: $364/mo (1 vehicle has been paid off since November, and we are allocating it's previous $444/mo payment to the remaining vehicle to pay this one off early. At this rate it will be paid off in September).
Phone, food, etc: all lumped in remaining monthly expenses

I thought about the option of having this loan for 3 yrs, but would rather pay it off in 1 year and be DONE WITH IT!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
rakem777$25.003/9/2011 5:01:01 PM
simplelender80$100.003/9/2011 5:01:51 PM
credit-investor5$50.003/9/2011 5:04:35 PM
patriot897$25.003/9/2011 5:04:44 PM
nickel-ferret$100.003/9/2011 5:05:04 PM
power-companion7$100.003/9/2011 5:05:50 PM
affluence-kitten6$25.003/9/2011 6:17:49 PM
missoula$25.003/9/2011 6:46:17 PM
adventurous-commerce$25.003/9/2011 5:00:52 PM
Tylerh$100.003/9/2011 5:04:21 PM
AFairDeal$100.003/9/2011 5:04:31 PM
DasMula$27.003/9/2011 5:12:56 PM
payment-wonder2$50.003/9/2011 5:37:35 PM
organized-payment6$34.643/10/2011 1:55:29 AM
neelgagan$50.003/9/2011 7:27:34 PM
ryguy150$25.003/9/2011 5:01:04 PM
BxRealtor$25.003/9/2011 5:01:41 PM
best-listing-toro$25.003/10/2011 7:04:10 AM
tntmojave$50.003/9/2011 5:02:20 PM
squarebob$25.003/9/2011 5:05:07 PM
Paddington922$25.003/9/2011 6:45:21 PM
joffco$25.003/10/2011 10:40:32 AM
rss197$35.003/10/2011 10:49:40 AM
Nitronian$50.003/10/2011 11:19:41 AM
radforj22$25.003/10/2011 12:31:21 PM
q4golf$25.193/10/2011 3:01:13 AM
zotzot$25.003/10/2011 9:19:02 AM
BAJMP$25.003/10/2011 11:44:27 AM
elvisloans$25.003/10/2011 12:37:59 PM
Eric_Gagne$100.003/10/2011 8:01:44 AM
punctual-kindness3$30.003/10/2011 8:25:18 PM
sadhikari$25.003/11/2011 1:59:11 AM
high-five544$50.003/10/2011 10:45:27 AM
invincible-loot0$25.003/10/2011 5:32:44 PM
cleverly-clever$100.003/10/2011 7:07:54 PM
lender12345$25.003/10/2011 8:56:45 PM
a-restless-dollar$50.003/11/2011 8:09:30 AM
paqattack$25.003/11/2011 6:19:55 AM
efficient-treasure0$25.003/11/2011 7:04:02 AM
ROYFU$25.003/11/2011 1:32:10 PM
engaging-worth$25.003/11/2011 5:26:18 PM
tomdooley12520$25.003/11/2011 2:49:35 PM
FWF-kinetic$200.003/11/2011 8:36:22 PM
vishal29$25.003/11/2011 10:33:39 PM
goodhearted-basis4$25.003/11/2011 9:44:11 AM
justinology$50.003/11/2011 10:17:07 AM
jedi8$25.003/12/2011 5:24:33 AM
jescowa$50.003/12/2011 5:51:09 AM
CA-Lender$100.003/11/2011 2:27:21 PM
Greylox$25.003/11/2011 9:22:02 PM
angelgirl777$100.003/11/2011 10:12:29 PM
CPA-Banker$25.003/11/2011 3:26:30 PM
palace2$100.003/11/2011 4:37:55 PM
invincible-agreement8$100.003/11/2011 5:24:59 PM
the-upbeat-p2p$200.003/11/2011 6:14:17 PM
goodcents$25.003/11/2011 10:29:49 PM
vigilance-searcher$25.003/12/2011 6:37:37 AM
krajne$50.003/12/2011 8:12:01 AM
hopeful-truth5$50.003/12/2011 11:15:17 AM
Gibbyland$100.003/12/2011 11:25:27 AM
jirahola$48.173/12/2011 11:40:34 AM
grotheik$25.003/12/2011 9:05:10 AM
Walkingcowboy$50.003/12/2011 11:34:12 AM
maineman$25.003/12/2011 11:39:40 AM
64 Investments
 
Borrower Payment Dependent Notes Series 490153
This series of Notes was issued and sold upon the funding of the borrower loan #47772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2005 Debt/Income ratio: 30%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,622Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: dollar-bloom Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to finish the basement of our home.

My financial situation:
I am a good candidate for this loan because I have very little debt and am very responsible with money. I want the loan simply because I am impatient to finish this project and it will also help me build a credit history, as mine is quite sparse since I have not used credit very much in the past.


Monthly net income: $2150
Monthly expenses: $500
Housing: $0 (husband pays)
Insurance: $0 (husband pays)
Car expenses: $100 (gas only - no car payment)
Utilities: $0 (husband pays)
Phone, cable, internet: $0 (husband pays)
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You said you haven't used credit much but your finance sheet shows you owe like $13k for credit cards or something. What is your plan to handle the debts you already have while you add all this new very high interest debt to your load? - Pu239
A: Hello, thank you for your question. The debt you see is from accounts I have that are joint with my husband and are paid by him. I have two credit cards with low credit limits (<$500) and am trying to build my credit history as I am not originally from the U.S. I have only been here just over 5 years as a permanent resident and thus have a very limited credit history. I hope this answers your question. (Mar-07-2011)
Q: Your listing says that you are not a homeowner. Is this accurate? - Top_Gun_Lender
A: I am a permanent resident of the U.S. and have only been here just over five years (married almost six years). I did not have a sufficient credit history when we bought our home three and one-half years ago to be placed on the mortgage. That is one reason I am seeking this loan in my name - to build a credit history. I hope this answers your question. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.002/27/2011 3:41:34 PM
competent-p2p$30.002/27/2011 5:30:45 PM
simplelender80$100.002/27/2011 12:01:31 PM
suave-dime6$25.002/27/2011 12:06:20 PM
kttalamo$25.002/28/2011 7:12:59 AM
Kaj$50.002/27/2011 12:06:51 PM
loyalist1$100.002/27/2011 12:07:10 PM
ichibon$50.002/27/2011 5:42:04 PM
greencat$50.002/28/2011 7:27:21 AM
umfan123$25.002/28/2011 8:09:48 AM
back-scratchers$25.002/28/2011 9:44:45 AM
Artist_Blue$25.002/28/2011 11:31:40 AM
income-awakening6$25.002/28/2011 5:35:19 PM
Bob450$25.003/1/2011 3:27:36 AM
Nerdster1$25.053/1/2011 4:16:30 AM
MadHun$200.003/1/2011 4:57:28 PM
worthy-bid8$25.003/2/2011 8:01:45 AM
orderly-leverage$100.003/2/2011 1:25:45 PM
shmb6508$200.003/2/2011 10:43:19 AM
FeedTheMachine$50.003/3/2011 6:25:54 PM
gold-blanket0$25.003/3/2011 6:55:14 PM
commerce-renewal$100.003/3/2011 8:27:26 PM
i3urtonair$25.003/4/2011 9:57:07 AM
jiggaman7$25.003/4/2011 10:13:27 AM
codavee$100.003/4/2011 9:40:31 AM
payment-gusto$25.003/4/2011 10:14:19 AM
point-sasquatch$25.003/4/2011 2:40:51 PM
mammalian4$100.003/4/2011 2:48:39 PM
careful-note$50.003/4/2011 2:04:33 PM
debt-force$25.003/4/2011 2:06:40 PM
Tylerh$100.003/5/2011 2:24:07 AM
papaloha$25.003/5/2011 3:09:19 AM
jmichael23$100.003/5/2011 1:09:24 PM
compassion-paladin042$25.003/5/2011 8:46:29 AM
COCHINOBOY$75.793/5/2011 9:55:48 AM
AF-Chief$50.003/5/2011 3:21:46 PM
shrewd-peace7$25.003/5/2011 4:07:46 PM
desertoasis$25.003/5/2011 12:53:07 PM
asiaratt$50.003/5/2011 6:23:08 PM
wwwUniversal$25.003/5/2011 3:29:00 PM
the-profit-oracle$25.003/5/2011 3:08:28 PM
five-star-note$25.003/5/2011 5:54:01 PM
Rollshaft$50.003/5/2011 4:42:19 PM
radforj22$25.003/5/2011 6:28:59 PM
asset-professor$50.003/5/2011 6:32:08 PM
Cai8899$25.003/6/2011 8:41:26 AM
DreDub$50.003/5/2011 10:16:34 PM
quickstep$150.003/6/2011 3:03:57 AM
nilonc1$100.003/6/2011 5:33:04 AM
squarebob$101.003/6/2011 4:37:01 AM
Fonthill$50.003/6/2011 10:06:09 AM
soulful-truth$100.003/6/2011 5:41:19 PM
loss-of-control$100.003/6/2011 9:29:28 AM
IIP77$25.003/6/2011 9:26:22 PM
flwah$25.003/7/2011 3:51:22 AM
Gibbyland$50.003/6/2011 1:36:11 PM
credit-coach118$25.003/6/2011 7:28:37 PM
ethicalhumanist$25.003/6/2011 1:19:02 PM
integrity-reformer$50.003/7/2011 9:17:31 AM
1phantom$25.003/7/2011 4:56:19 AM
money-bauble$100.003/7/2011 11:27:06 AM
musegaze$110.003/7/2011 12:14:08 PM
skillful-asset5$30.003/6/2011 8:06:50 PM
Turtlebear44$50.003/7/2011 1:06:07 PM
unassailable-fund$100.003/7/2011 9:56:42 AM
rockhound84$25.003/7/2011 5:29:23 AM
whartonmba$25.003/7/2011 10:07:20 AM
kulender$50.003/7/2011 4:48:37 PM
irrelevant$50.003/7/2011 4:49:21 PM
treasure-bliss$50.003/7/2011 4:50:15 PM
rvfbroker$25.003/7/2011 4:53:15 PM
credit-investor5$50.003/7/2011 4:53:36 PM
affluence-tycoon$25.003/7/2011 4:53:49 PM
the-discrete-income$100.003/7/2011 4:54:11 PM
treasure-pipeline$25.003/7/2011 4:54:15 PM
special-peso$50.003/7/2011 4:54:21 PM
finance-mushroom$100.003/7/2011 4:54:41 PM
hope-hickory$25.003/7/2011 4:58:03 PM
gain-gourd$100.003/7/2011 4:58:16 PM
KarlMarx$25.003/7/2011 12:51:13 PM
beans53$25.003/7/2011 11:18:18 AM
DiabolicalGamer$25.003/7/2011 4:37:56 PM
Pitufo$25.003/7/2011 4:49:32 PM
Ocean713$50.003/7/2011 4:53:44 PM
foxtrot12$100.003/7/2011 4:54:25 PM
Doug1043$25.003/7/2011 4:54:35 PM
seisen$50.003/7/2011 7:01:37 PM
sweetlan$25.003/7/2011 4:54:40 PM
ursus$46.293/7/2011 4:54:43 PM
cbivitz$200.003/7/2011 7:25:59 PM
grnii78$100.003/7/2011 3:00:24 PM
inspiring-reward$150.003/7/2011 4:34:42 PM
payout-alien6$25.003/7/2011 5:37:12 PM
kendigme$25.003/8/2011 2:17:20 AM
orderly-leverage$100.003/7/2011 5:42:24 PM
youngtrader$50.003/7/2011 6:02:06 PM
Miklot$25.003/7/2011 6:11:36 PM
proud-gold9$50.003/7/2011 4:53:16 PM
genius520$37.733/7/2011 4:54:20 PM
finagler$25.003/7/2011 4:54:30 PM
profit-powerplant$25.003/7/2011 4:54:37 PM
deal-secret-agent$25.003/7/2011 4:54:38 PM
Luckas73$50.003/7/2011 6:35:57 PM
visionary-currency$50.003/7/2011 4:57:53 PM
agiovasil$25.003/7/2011 4:58:21 PM
WakkaWakkaWakka$27.653/8/2011 7:23:06 AM
Cybercusp$25.003/7/2011 7:06:08 PM
Lubava$50.003/7/2011 7:12:13 PM
topper480$50.003/8/2011 8:31:05 AM
social-zebra$29.003/8/2011 9:01:38 AM
wise-silver-wonder$25.003/7/2011 5:25:03 PM
cash-raccoon$25.003/7/2011 5:26:17 PM
buffalobills$25.003/7/2011 8:52:12 PM
durability-mad-scientist4$50.003/7/2011 10:26:25 PM
Digs$25.003/8/2011 9:32:22 AM
vishal29$100.003/7/2011 10:33:56 PM
american-investor$25.003/8/2011 9:33:33 AM
moola-monger9$50.003/8/2011 9:34:37 AM
AdamsWay$25.003/8/2011 12:54:21 AM
gustavzantanon$50.003/8/2011 4:16:22 AM
shrewd-income$100.003/8/2011 5:46:54 AM
HelpfulLender1$25.003/8/2011 6:38:18 AM
profitable-return5$25.003/8/2011 6:47:14 AM
thrifty-return$30.003/7/2011 7:06:07 PM
influential-cash7$25.003/7/2011 7:17:06 PM
108lender$100.003/8/2011 10:22:37 AM
Rdodson11$25.003/8/2011 10:23:19 AM
EarlyRiser$31.703/8/2011 10:23:27 AM
copper$31.113/8/2011 10:24:21 AM
new-ore-venture$100.003/8/2011 8:30:56 AM
hopeful-truth5$50.003/7/2011 8:28:05 PM
Money4Friends$25.003/8/2011 9:31:25 AM
rhin0cerx$50.003/8/2011 9:43:24 AM
Smallbear$25.003/8/2011 9:48:45 AM
Crewhippie$25.003/8/2011 9:57:08 AM
power-companion7$100.003/8/2011 10:07:18 AM
orange-preeminant-bill$50.003/8/2011 4:51:16 AM
GElender$25.003/8/2011 5:57:32 AM
fireman4$30.003/8/2011 6:07:44 AM
CACO_Lender$25.003/8/2011 7:02:10 AM
note-sphinx$50.003/8/2011 7:11:04 AM
newest-generous-income$25.003/8/2011 7:41:03 AM
Mark0135$25.003/8/2011 7:47:18 AM
wealth-builder57$50.003/8/2011 8:42:17 AM
worthy-bid4$25.003/8/2011 9:26:10 AM
rcldesign$25.003/8/2011 9:32:14 AM
derec$25.003/8/2011 10:20:17 AM
brazilofmux$90.883/8/2011 10:22:28 AM
148 Investments
 
Borrower Payment Dependent Notes Series 493491
This series of Notes was issued and sold upon the funding of the borrower loan #47773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1960 Debt/Income ratio: 8%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 7 Current / open credit lines: 6 / 6Length of status:1y 8m
Amount delinquent: $16,821 Total credit lines: 31 Occupation: Attorney
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $15,907Stated income:$100,000+
Delinquencies in last 7y: 39 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: transparency-grizzly2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
JoshSara7
Purpose of loan:
This loan will be used to? Expenses for my daughter's upcoming wedding

My financial situation:
I am a good candidate for this loan because? My high income provides significant resources to repay the loan

Monthly net income: $ Monthly gross income: $19,932; monthly net income after taxes and other payroll deductions: $14,289

Monthly expenses: $ $7,000
??Housing: $ 2,650
??Insurance: $ 900
??Car expenses: $ 1,000
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 1,000
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 500
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the past and current delinquencies and public records shown on your Prosper credit profile. Thanks - reflective-rupee
A: The past delinquencies and public records all relate to very large investments that I made a great many years ago in a Silicon Valley computer-related start-up company that went out of business during the period around the bursting of the "dot-com bubble," and I lost the entirety of my investments. I don't believe that there are any current delinquencies. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/24/2011 9:03:47 AM
Kaj$50.002/24/2011 9:05:28 AM
reflective-rupee$25.772/24/2011 9:36:35 AM
simplelender80$150.002/24/2011 9:02:23 AM
Tylerh$100.002/24/2011 9:04:29 AM
ingenious-deal6$25.002/24/2011 9:02:12 AM
suave-dime6$25.002/24/2011 9:03:54 AM
a-finance-nirvana$25.002/24/2011 11:41:15 AM
reflective-rupee$225.772/24/2011 12:59:52 PM
brightest-dignified-penny$25.002/24/2011 4:10:56 PM
SolarMoonshine$200.002/24/2011 5:12:15 PM
HamachiMan$50.002/25/2011 8:33:56 AM
Bob450$25.002/25/2011 8:36:26 AM
liberty-destiny3$25.002/25/2011 11:56:50 AM
the-discrete-income$100.002/25/2011 8:26:51 PM
vutah$75.002/26/2011 10:35:19 AM
FeedTheMachine$50.002/27/2011 9:41:54 AM
ichibon$50.002/27/2011 5:41:16 PM
treasure-pipeline$25.002/28/2011 8:07:51 AM
tnjohnso$25.002/28/2011 8:21:49 AM
umfan123$25.002/28/2011 7:16:18 AM
Artist_Blue$25.002/28/2011 11:33:04 AM
wind183$100.002/28/2011 2:17:07 PM
jiggaman7$50.002/28/2011 5:06:04 PM
MadHun$200.003/1/2011 4:57:03 PM
honorable-yield$25.003/1/2011 6:46:20 PM
debt-force$25.003/2/2011 6:02:14 AM
Rogesparkguy$25.003/2/2011 6:31:24 AM
worthy-bid8$25.003/2/2011 8:01:09 AM
frogperson$150.003/2/2011 8:15:35 AM
kulender$100.003/2/2011 1:11:21 PM
shmb6508$200.003/2/2011 10:42:44 AM
profit-powerplant$25.003/2/2011 1:58:47 PM
genius520$100.003/2/2011 1:25:59 PM
irrelevant$50.003/2/2011 4:42:08 PM
papaloha$25.003/2/2011 4:42:48 PM
affluence-tycoon$25.003/2/2011 1:22:38 PM
dparkhom$25.003/2/2011 6:44:35 PM
Pitufo$25.003/2/2011 4:42:23 PM
mrfrog$25.003/2/2011 9:43:22 PM
Tikibarman$50.003/2/2011 5:30:36 PM
Cheburashka$25.003/3/2011 1:36:19 AM
the-profit-oracle$25.003/2/2011 4:42:45 PM
foxtrot12$100.003/2/2011 4:43:15 PM
Diamond_Jim$27.893/3/2011 2:11:26 AM
robust-trade$25.833/3/2011 2:22:51 AM
graceful-investment$83.733/3/2011 2:24:59 AM
sweetlan$25.003/3/2011 2:31:09 AM
Decent$25.003/3/2011 5:07:45 AM
108lender$100.003/3/2011 1:25:32 AM
ommcd$25.003/3/2011 1:52:37 AM
Runegeld$25.003/3/2011 1:53:58 AM
yield-lion$32.673/3/2011 2:07:31 AM
saffron4$31.913/3/2011 2:07:43 AM
AF-Chief$50.003/3/2011 2:08:23 AM
treasure-bliss$50.003/3/2011 2:09:51 AM
bnlforever$25.003/3/2011 2:11:24 AM
CO_Engineer$27.893/3/2011 2:20:20 AM
payout-banker4$25.003/3/2011 2:22:40 AM
ursus$50.003/3/2011 2:24:22 AM
orange-preeminant-bill$50.003/3/2011 2:26:01 AM
missing-link$25.003/3/2011 2:30:40 AM
money-bauble$100.003/3/2011 2:30:56 AM
bsh297$25.003/3/2011 6:08:30 AM
traice$25.003/3/2011 1:57:27 AM
asmithj$33.473/3/2011 2:07:24 AM
oldmora$50.003/3/2011 2:07:27 AM
PatRichi$25.003/3/2011 2:07:52 AM
worth-arch$25.003/3/2011 8:56:15 AM
MylesNH$25.003/3/2011 2:09:19 AM
metro457$50.003/3/2011 6:54:03 AM
visionary-currency$40.043/3/2011 8:56:44 AM
stock106$25.003/3/2011 2:11:00 AM
bold-treasure-neutrino$25.003/3/2011 2:21:22 AM
shrewd-peace7$25.003/3/2011 2:23:19 AM
dedicated-transaction796$28.013/3/2011 2:24:18 AM
radforj22$25.003/3/2011 2:29:21 AM
payment-gusto$25.003/3/2011 2:30:35 AM
finance-mushroom$100.003/3/2011 2:31:13 AM
careful-note$50.003/3/2011 5:18:47 AM
shrewd-income$50.003/3/2011 6:27:05 AM
gimincorp$30.003/3/2011 9:45:53 AM
ivadood$50.003/3/2011 7:13:02 AM
lovely-return7$25.003/3/2011 8:49:19 AM
aimm$25.003/3/2011 9:42:47 AM
Preferred-Lender$25.003/3/2011 8:52:10 AM
five-star-euro3$50.003/3/2011 9:43:39 AM
handshake5$100.003/3/2011 8:53:15 AM
squarebob$25.003/3/2011 12:18:20 PM
utopia14$25.003/3/2011 9:44:20 AM
ssanders82$25.003/3/2011 12:20:59 PM
Doug1043$25.003/3/2011 9:45:43 AM
hawat$25.003/3/2011 9:45:50 AM
interstellar$51.003/3/2011 9:48:09 AM
p2p-czar3$25.003/3/2011 10:10:39 AM
ndwayno$25.003/3/2011 3:45:55 PM
famous-bid9$25.003/3/2011 9:44:13 AM
pound-ace$50.003/3/2011 9:45:00 AM
GeorgiaCredit$43.893/3/2011 11:19:58 AM
Searlzy$25.003/3/2011 3:56:28 PM
cash-raccoon$25.003/3/2011 10:15:33 AM
point-sasquatch$25.003/3/2011 10:51:44 AM
Viamin$25.003/3/2011 3:46:32 PM
zeelender$25.003/3/2011 3:47:19 PM
borquist$25.003/3/2011 12:45:33 PM
mwl$25.003/3/2011 3:46:26 PM
kvandivo$25.003/3/2011 3:46:40 PM
famous-bill$25.003/3/2011 6:20:21 PM
newest-inspiring-power$25.003/3/2011 6:20:45 PM
Chembro783$50.003/3/2011 6:20:48 PM
social-conductor4$25.003/3/2011 6:21:01 PM
webappersn$25.003/3/2011 6:21:05 PM
orange-influential-credit$50.003/3/2011 6:21:14 PM
treasure-network$25.003/3/2011 6:21:22 PM
pious-gold$25.003/3/2011 6:21:34 PM
Trevor_C$25.003/3/2011 3:47:26 PM
prudent-power1$40.003/3/2011 6:21:42 PM
Katburg$25.003/3/2011 3:47:31 PM
kind-efficient-credit$25.003/3/2011 6:21:52 PM
monster4$50.003/3/2011 6:22:27 PM
commerce-web5$25.003/3/2011 6:22:52 PM
income-sage9$25.003/3/2011 6:22:59 PM
ryguy150$25.003/3/2011 6:23:03 PM
american-investor$25.003/3/2011 6:23:24 PM
minddoc$25.003/3/2011 6:23:44 PM
contract-paloverde1$25.003/3/2011 6:24:05 PM
power-trophy7$25.003/3/2011 4:20:15 PM
moola-pillow$50.003/3/2011 4:20:25 PM
monstersdad$32.203/3/2011 3:53:15 PM
wwwUniversal$25.003/3/2011 3:53:39 PM
well-mannered-income3$25.003/3/2011 4:39:26 PM
CivlDX$47.613/3/2011 4:59:13 PM
Peterman$25.003/3/2011 5:45:06 PM
contract-maracas$50.003/3/2011 6:20:24 PM
lucrative-dollar$47.173/3/2011 6:20:25 PM
blackstar$25.003/3/2011 6:20:26 PM
ideal-platinum1$25.003/3/2011 6:20:41 PM
flopcat$25.003/3/2011 6:20:56 PM
silver-flower448$50.003/3/2011 6:20:58 PM
DeltaGambler$50.003/3/2011 6:21:13 PM
run26miles$50.003/3/2011 6:21:19 PM
Bankman68$50.003/3/2011 6:21:24 PM
rogue_monster$25.003/3/2011 6:21:29 PM
Soxxes$25.003/3/2011 6:21:32 PM
Ocean713$50.003/3/2011 6:21:43 PM
commitment-orbiter5$50.003/3/2011 6:21:46 PM
deegeeman$50.003/3/2011 6:21:47 PM
reward-adventure$50.003/3/2011 6:21:58 PM
authoritative-platinum7$25.003/3/2011 6:22:11 PM
important-openness1$50.003/3/2011 6:22:30 PM
stoopidnoodle$25.003/3/2011 6:22:42 PM
valiant-liberty4$25.003/3/2011 6:22:49 PM
Lam0nt$25.003/3/2011 6:23:02 PM
hopeful-deal7$50.003/3/2011 6:23:14 PM
supersarah61$25.003/3/2011 5:24:59 PM
cospilot$25.003/3/2011 6:23:46 PM
slushfunder$50.003/3/2011 6:20:23 PM
payout-mongoose$79.053/3/2011 6:20:38 PM
assetmanager$25.003/3/2011 6:20:50 PM
Comoparklender$50.003/3/2011 6:20:53 PM
orange-astute-finance$25.003/3/2011 6:21:03 PM
heroic-interest259$50.003/3/2011 6:21:16 PM
sturdy-openness885$25.003/3/2011 6:21:17 PM
spirited-commitment$25.003/3/2011 6:21:23 PM
iolaire$25.003/3/2011 6:21:28 PM
network2$40.003/3/2011 6:21:31 PM
allenerb$50.003/3/2011 6:21:39 PM
MARWARISETH$25.003/3/2011 6:21:49 PM
Lubava$50.003/3/2011 6:22:04 PM
benjamins-utopia$50.003/3/2011 6:22:19 PM
IIP77$25.003/3/2011 6:22:22 PM
gristle$25.003/3/2011 6:22:36 PM
Namair$25.003/3/2011 6:23:00 PM
new-social-economist$60.003/3/2011 6:23:28 PM
bdkjr$25.003/3/2011 6:24:07 PM
bessbird$50.003/3/2011 6:24:12 PM
176 Investments
 
Borrower Payment Dependent Notes Series 493946
This series of Notes was issued and sold upon the funding of the borrower loan #47724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,529.43 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Feb-23-2011 
Term: 60 months Listing End date:  Mar-09-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $286.47
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1986 Debt/Income ratio: 9%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:1y 3m
Amount delinquent: $12 Total credit lines: 13 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,352Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: ferocious-benjamins Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New move
Purpose of loan:
This loan will be used to... to move out. Getting divorced

My financial situation:
I am a good candidate for this loan because... i pay all mt bills


Monthly net income: $ 6300.00
Monthly expenses: $200.00
Housing: $0
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/23/2011 5:02:30 PM
Tradesmanlender$35.002/23/2011 5:03:21 PM
MadHun$100.002/23/2011 5:03:58 PM
CA-Lender$25.002/23/2011 5:04:53 PM
benjamins-utopia$100.002/23/2011 5:02:12 PM
BxRealtor$25.002/23/2011 5:02:40 PM
Tylerh$100.002/23/2011 5:03:32 PM
Preteur$25.002/23/2011 5:04:12 PM
meenan$50.002/23/2011 5:04:22 PM
TikPmp1$25.002/23/2011 5:04:37 PM
friendly-market5$25.002/23/2011 5:07:01 PM
platinum-scientist9$50.002/23/2011 5:16:52 PM
HamachiMan$50.002/23/2011 5:06:43 PM
reflective-rupee$100.772/23/2011 5:30:07 PM
Peterman$30.892/23/2011 7:52:04 PM
competent-p2p$45.002/24/2011 7:09:55 AM
kulender$56.272/25/2011 4:31:29 AM
integrity-doctor$100.002/25/2011 7:59:54 AM
3_boyz$25.002/25/2011 1:39:46 PM
Oakland$50.002/25/2011 6:19:45 PM
thankful-nickel2$25.002/26/2011 2:40:48 PM
sensible-fund$50.002/28/2011 3:21:34 AM
bullwink27$25.002/27/2011 4:06:44 PM
kind-resolute-dough$25.002/28/2011 9:42:55 AM
p2p-renaissance7$100.002/28/2011 9:40:55 AM
investorrr$48.432/28/2011 10:22:35 PM
Uylsses$50.003/1/2011 10:38:50 AM
radforj22$25.003/1/2011 11:40:50 AM
dojo2$25.003/1/2011 12:13:18 PM
astute-benjamins$25.003/1/2011 3:18:01 PM
newest-generous-income$29.563/2/2011 12:52:08 AM
friendly-credit2$28.223/1/2011 6:33:24 PM
Phantom99$50.003/2/2011 7:02:38 AM
debt-force$25.003/2/2011 6:02:02 AM
enthralling-deal180$100.003/2/2011 6:16:41 AM
worthy-bid8$50.003/2/2011 7:58:48 AM
gold-blanket0$25.003/2/2011 9:53:11 AM
friendly-money$50.003/2/2011 1:07:19 PM
the-silver-blaster$50.003/2/2011 1:11:33 PM
bayfocus$25.003/2/2011 12:16:39 PM
Artist_Blue$25.003/2/2011 10:38:44 AM
nickel-position$25.003/2/2011 12:04:58 PM
gold-sushi$25.003/3/2011 8:03:24 AM
GElender$50.003/3/2011 8:55:00 AM
pianoman82$25.003/3/2011 1:40:17 PM
bold-riveting-social$50.003/3/2011 9:43:31 AM
Havana21$25.003/3/2011 5:20:44 PM
commerce-renewal$100.003/3/2011 8:25:38 PM
important-ore$150.003/4/2011 3:20:33 AM
ranstlin$25.003/4/2011 10:27:53 AM
JanLal$25.003/4/2011 2:33:24 PM
michaelray703$50.003/4/2011 12:17:58 PM
mammalian4$100.003/4/2011 6:54:22 PM
Num1Knicks$100.003/4/2011 10:12:20 PM
jdrez$25.003/4/2011 6:42:01 PM
GalileoBob$25.003/5/2011 8:33:08 AM
five-star-note$50.003/4/2011 11:22:15 PM
don8ter$25.003/5/2011 2:54:26 PM
riproaringrapids$25.003/5/2011 2:14:26 PM
Cai8899$40.003/6/2011 8:43:09 AM
velocity-solo$25.003/5/2011 8:01:50 PM
Fonthill$100.003/6/2011 10:02:33 AM
worldly-community3$50.003/6/2011 11:06:22 AM
gavinfh$25.003/6/2011 7:12:17 AM
DreDub$50.003/5/2011 10:16:16 PM
Mr_Money$25.003/6/2011 8:36:17 AM
Bank42$100.003/6/2011 4:36:49 AM
EvalCrux$50.003/6/2011 3:21:58 PM
heerzaquestion$100.003/6/2011 9:32:22 AM
melodious-fairness$100.003/6/2011 1:32:55 PM
Ripsaw4U$50.003/7/2011 12:26:22 PM
zbfamwl$25.003/7/2011 1:51:29 PM
Lesburger$25.003/7/2011 11:02:48 AM
crazycool$100.003/7/2011 11:47:07 AM
focused-wampum$50.003/7/2011 12:02:38 PM
cutter21$25.003/7/2011 12:14:24 PM
gciarami$25.003/7/2011 2:16:30 PM
superb-funds335$25.003/7/2011 8:41:23 PM
compassion-platoon$25.003/8/2011 2:41:15 AM
bountiful-durability$100.003/7/2011 8:57:23 PM
durability-mad-scientist4$50.003/7/2011 10:26:11 PM
power-companion7$100.003/8/2011 10:01:16 AM
gravbox$25.003/8/2011 6:36:14 AM
genius520$100.003/8/2011 6:46:10 AM
comet55$25.003/8/2011 12:27:28 PM
integrity-saver$100.003/8/2011 12:39:32 PM
cropdust3r$25.003/8/2011 12:40:27 PM
worth-excellence4$27.933/8/2011 1:04:56 PM
authentic-liberty7$25.003/8/2011 11:27:26 AM
justice-dna$35.003/8/2011 11:39:16 AM
Zoramite$25.003/8/2011 9:33:08 AM
green-moola-platoon$50.003/8/2011 4:46:43 PM
new-ore-venture$100.003/8/2011 9:38:03 AM
jazzlender$25.003/8/2011 12:31:22 PM
coin-investor$25.003/8/2011 12:31:24 PM
IndieLoans$25.003/8/2011 1:42:15 PM
resource777$50.003/8/2011 7:16:10 PM
top-investment-american$50.003/8/2011 8:51:27 PM
Attract$25.003/8/2011 1:56:18 PM
brightest-dynamic-peace$25.003/9/2011 2:35:13 AM
market-walnut5$25.003/8/2011 3:01:16 PM
Invest4kids$30.003/8/2011 6:58:20 PM
shur$25.003/8/2011 8:07:49 PM
jigsaw$100.003/8/2011 4:38:55 PM
slyder61$25.003/9/2011 7:56:52 AM
hopeful-asset9$25.003/8/2011 9:41:20 PM
nickel-ferret$100.003/9/2011 8:46:08 AM
patriot897$25.003/8/2011 6:32:08 PM
the-profit-oracle$25.003/9/2011 2:25:01 AM
discrete-asset$25.003/9/2011 2:40:05 AM
tastytitan$50.003/9/2011 3:51:09 AM
larrybird$500.003/9/2011 9:22:40 AM
investment-tempo$50.003/9/2011 9:32:20 AM
best-ingenious-funds$25.003/9/2011 9:32:36 AM
dspmn$27.003/9/2011 6:06:16 AM
Anny-Disco$96.663/9/2011 6:16:27 AM
Lender0424$50.003/8/2011 7:46:15 PM
mketelecom$25.003/9/2011 6:43:06 AM
indomitable-coin$50.003/9/2011 10:46:56 AM
harperpotok$25.003/9/2011 12:26:21 PM
platinum-platoon$25.003/8/2011 9:51:25 PM
kchen486$100.003/8/2011 11:01:17 PM
HawaiianHelper$50.003/9/2011 1:02:05 PM
valiant-liberty4$25.003/9/2011 2:37:57 AM
resplendent-dollar$100.003/9/2011 3:07:53 AM
breadbroker$25.003/9/2011 9:31:53 AM
silver-armada$50.003/9/2011 5:11:20 AM
reflective-gain$25.003/9/2011 2:24:17 PM
caesark$25.003/9/2011 2:47:18 PM
firstandten$50.003/9/2011 10:36:08 AM
wise-balanced-moola$25.003/9/2011 3:16:00 PM
rate-rapture8$35.183/9/2011 10:56:53 AM
hawksfanmd$25.003/9/2011 11:07:10 AM
calinno2$100.003/9/2011 3:31:15 PM
power-collider$50.003/9/2011 3:41:02 PM
stormwatch$25.003/9/2011 11:22:17 AM
Strato$25.023/9/2011 3:51:39 PM
DasMula$235.003/9/2011 4:10:42 PM
CASHGIRL$25.003/9/2011 4:12:24 PM
valemic$25.003/9/2011 12:06:17 PM
anton$1,000.003/9/2011 12:07:02 PM
Ocean713$50.003/9/2011 12:33:10 PM
PThor$25.003/9/2011 1:02:13 PM
deal-enrichment063$100.003/9/2011 1:07:59 PM
liberty-society5$50.003/9/2011 1:16:08 PM
focused-wampum$25.003/9/2011 2:22:27 PM
kegs$1,000.003/9/2011 9:10:28 AM
newest-camaraderi-fir$50.003/9/2011 9:31:47 AM
djmgd790$47.503/9/2011 9:31:49 AM
interstellar$51.003/9/2011 3:01:27 PM
worth-arch$25.003/9/2011 9:32:52 AM
akahoss$100.003/9/2011 9:48:19 AM
wonderful-revenue0$25.003/9/2011 9:58:31 AM
youngtrader$500.003/9/2011 4:11:03 PM
generosity-giraffe0$25.003/9/2011 10:16:10 AM
Sugarmama21$50.003/9/2011 4:30:06 PM
Nikelaos$25.003/9/2011 11:37:23 AM
SAR-2$25.003/9/2011 11:56:09 AM
DTlender$30.003/9/2011 11:58:34 AM
BenefactorX$25.003/9/2011 12:33:52 PM
shrewd-income$200.003/9/2011 1:12:06 PM
income-excellence1$50.003/9/2011 2:31:30 PM
rogue_monster$50.003/9/2011 2:31:34 PM
anton$750.003/9/2011 2:48:14 PM
164 Investments
 
Borrower Payment Dependent Notes Series 494686
This series of Notes was issued and sold upon the funding of the borrower loan #47764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1995 Debt/Income ratio: 13%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,348Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: benefit-delight7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
organized-payment6$50.002/18/2011 5:07:39 PM
BxRealtor$25.002/18/2011 5:06:34 PM
benjamins-utopia$100.002/18/2011 5:07:03 PM
HamachiMan$50.002/18/2011 5:08:56 PM
simplelender80$100.002/18/2011 5:06:05 PM
enthralling-deal180$75.002/18/2011 5:12:18 PM
AFairDeal$75.002/18/2011 5:07:46 PM
Tradesmanlender$50.002/18/2011 5:07:57 PM
Tylerh$100.002/18/2011 5:11:30 PM
openness-viking$100.002/18/2011 9:22:05 PM
macjp123$25.002/19/2011 9:20:37 AM
Prairie-MN$30.002/19/2011 1:04:46 PM
MadHun$100.002/19/2011 9:00:21 PM
Azonic21$25.002/21/2011 10:55:16 AM
gain-gourd$100.002/21/2011 12:03:04 PM
jbaum$40.002/21/2011 12:21:37 PM
radforj22$25.002/21/2011 12:50:05 PM
penny-finder$35.002/21/2011 1:46:22 PM
vutah$25.002/21/2011 4:29:24 PM
Preteur$25.002/21/2011 4:20:12 PM
kulender$100.002/21/2011 5:14:36 PM
meenan$50.002/21/2011 7:25:16 PM
thankful-nickel2$25.002/21/2011 8:01:18 PM
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373 Investments
 
Borrower Payment Dependent Notes Series 494707
This series of Notes was issued and sold upon the funding of the borrower loan #47744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 60 months Listing End date:  Mar-04-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1988 Debt/Income ratio: 12%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $232,887Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: important-funds139 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MyLoan
Purpose of loan:
This loan will be used to consolidate debt. The banks will not lower my interest rate because I'm current on the payments.

My financial situation:
I am a good candidate for this loan because I've never walked away from an obligation. I am trying to better my situation and eliminate debt, not build more. This loan will assist in that process.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you give us a peek into your finances? You have a very high revolving debt amount and high card utilization. What are your current monthly payments for existing credit cards and interest rates? What are your other monthly expenses? - organic-treasure
A: Existing monthly payments are in excess of $2000 which is exactly the reason why I entered this program. The card companies are charging on average of over 22% interest and even with steady and healthy income, it's difficult to quickly pay down the debt. Our monthly expenses run on average about $9000 including card payments. The issue is that the card companies have no incentive to negotiate due to the fact I have not missed any payments and have never been behind. They take advantage. (Feb-20-2011)
Q: How did you accumulate so much debt? - triumph329
A: A combination of items we call the perfect storm. Home repairs including a new (tile) roof, some health care related expenses and other surprises that we could not have planned for all account for our unfortunate circumstances of being charged high interest rates from our friends at the large banking institutions. (Feb-23-2011)
Q: Is any of your debt from a home equity line of credit? Thanks - reflective-rupee
A: Yes. Thanks for asking. Most of it, about 75% is home equity line which is simply part of our mortgage. (Mar-03-2011)
Q: Can you please tell us the amounts of your mortgage and equity loans, as well as the value of your home (use zillow.com if needed)? How much will this prosper loan reduce your monthly obligations? - zotzot
A: Mortgage amounts are 450K on a first and 170K on a home equity line. Home is valued at about 700K on zillow and other market indicators. This loan will reduce high interest card paymens by about $400 per month in my favor. Thank you. (Mar-04-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:36 PM
benjamins-utopia$100.002/18/2011 5:07:04 PM
Tradesmanlender$50.002/18/2011 5:07:57 PM
simplelender80$100.002/18/2011 5:06:08 PM
Pulchritudinous$25.002/18/2011 5:07:31 PM
AFairDeal$75.002/18/2011 5:07:46 PM
HamachiMan$50.002/18/2011 5:09:04 PM
Tylerh$100.002/18/2011 5:11:36 PM
enthralling-deal180$75.002/18/2011 5:12:20 PM
macjp123$25.002/18/2011 9:25:29 PM
Bank_Of_XL$25.002/19/2011 4:53:35 AM
BAJMP$25.002/19/2011 8:52:54 AM
heavy_ax$25.002/19/2011 9:06:22 AM
the-silver-blaster$50.002/19/2011 11:08:26 AM
MadHun$100.002/19/2011 9:00:23 PM
vutah$25.002/20/2011 10:52:18 AM
1randyp$300.002/20/2011 4:06:51 PM
balance-force$25.002/20/2011 10:12:23 PM
gain-gourd$100.002/21/2011 12:03:09 PM
jbaum$40.002/21/2011 12:21:39 PM
radforj22$25.002/21/2011 12:50:07 PM
Preteur$25.002/21/2011 4:20:15 PM
kulender$100.002/21/2011 5:14:40 PM
meenan$50.002/21/2011 7:25:20 PM
TikPmp1$25.002/22/2011 12:11:19 PM
attractive-asset$100.002/22/2011 12:37:25 PM
JJ9876$25.002/22/2011 12:09:47 PM
WealthBuildingLessons$50.002/22/2011 12:53:08 PM
ashirey$50.002/22/2011 12:35:30 PM
authoritative-capital$25.002/22/2011 2:14:56 PM
johndoeProsper$50.002/22/2011 5:01:16 PM
Peterman$25.002/22/2011 7:08:20 PM
hope-hickory$25.002/22/2011 6:40:42 PM
Artist_Blue$25.002/23/2011 1:42:29 AM
SecondChanceLendingSERV$50.002/23/2011 7:37:12 AM
dblaz5$400.002/23/2011 7:54:02 AM
worker943$50.002/23/2011 9:41:10 AM
top-epic-community$50.002/23/2011 11:07:16 AM
WashingtonApple$100.002/23/2011 3:45:02 PM
shrewd-income$50.002/23/2011 3:47:02 PM
friendly-market5$25.002/23/2011 3:51:38 PM
auction-seeker$25.002/23/2011 5:16:54 PM
ultimate-payment$50.002/23/2011 7:52:55 PM
affluence-tycoon$50.002/24/2011 6:51:53 AM
indomitable-coin$50.002/24/2011 4:16:47 AM
triumph329$50.002/24/2011 5:49:05 AM
treasure-pipeline$50.002/24/2011 10:17:26 AM
don8ter$25.002/24/2011 11:41:13 AM
irrelevant$28.492/25/2011 1:24:48 AM
AM2171$25.002/25/2011 3:54:07 PM
4est$25.002/26/2011 2:06:38 PM
careful-penny$25.002/26/2011 10:53:11 AM
currency-agave$50.002/27/2011 12:08:00 PM
BaxterEvil$25.002/26/2011 9:01:42 PM
bullwink27$25.002/27/2011 2:27:35 PM
green-moola-platoon$50.002/28/2011 9:33:25 AM
p2p-renaissance7$100.002/28/2011 9:40:15 AM
kind-resolute-dough$25.002/28/2011 9:42:19 AM
reflective-gain$25.002/28/2011 9:34:18 AM
enterprising-cash0$25.002/28/2011 10:26:12 AM
balance-computer9$50.002/28/2011 9:35:17 AM
bigphish$50.002/28/2011 10:51:27 AM
deal-gazer$50.002/28/2011 12:21:54 PM
BigBroJake$25.002/28/2011 6:23:16 PM
efficient-treasure0$25.002/28/2011 5:03:30 PM
RusRobo$50.002/28/2011 5:16:59 PM
jazzlender$25.003/1/2011 3:59:32 AM
ptjg$37.793/1/2011 3:15:16 AM
dirkjan$50.003/1/2011 8:33:34 AM
ethical-moola5$50.003/1/2011 9:31:23 AM
ilinds$25.003/1/2011 6:42:56 AM
velocity-solo$25.003/1/2011 8:28:30 AM
PatRichi$25.003/1/2011 10:26:36 AM
finance_mba$25.003/1/2011 10:27:36 AM
inspired-investment8$100.003/1/2011 11:31:25 AM
flyfisherman99$28.003/1/2011 11:54:49 AM
SummaCapital$50.003/1/2011 10:56:45 AM
melodious-fairness$50.203/1/2011 10:39:23 AM
dojo2$25.003/1/2011 11:09:20 AM
brainy-repayment5$50.003/1/2011 10:57:21 AM
astute-benjamins$25.003/1/2011 3:08:43 PM
Ripsaw4U$50.003/1/2011 4:01:14 PM
all_of_that_one$35.003/1/2011 3:12:06 PM
JKEnterprises$25.003/1/2011 4:36:22 PM
Arikos$50.003/1/2011 4:05:05 PM
a-finance-nirvana$25.003/1/2011 4:05:16 PM
deborahz$25.003/1/2011 4:23:16 PM
NYCFinancier$25.003/1/2011 5:12:00 PM
KryptonWare-com$50.003/1/2011 10:33:03 PM
whipone$25.003/1/2011 6:44:09 PM
skuba$50.003/2/2011 1:04:01 AM
whipone$25.003/1/2011 6:51:17 PM
honorable-yield$25.003/1/2011 6:42:45 PM
SBT$50.003/1/2011 7:26:05 PM
wwwUniversal$25.003/2/2011 1:44:30 AM
JDLN$25.003/1/2011 8:06:11 PM
EmpireInvestments$100.003/2/2011 4:24:00 AM
delmo$50.003/2/2011 4:49:06 AM
BigLinCT$25.003/2/2011 5:15:58 AM
paramjit$25.003/2/2011 1:34:25 AM
ms48105$25.003/2/2011 1:17:57 AM
nunnie$25.003/2/2011 3:31:21 AM
fcukciti$25.003/2/2011 3:46:13 AM
edsmoney$100.003/2/2011 6:24:38 AM
Phantom99$50.003/2/2011 7:02:07 AM
useful-p2ploan$50.003/2/2011 7:11:36 AM
zotzot$50.003/2/2011 6:29:01 AM
bluesheep$50.003/2/2011 6:06:30 AM
grf1945$50.003/2/2011 7:07:43 AM
worthy-bid8$50.003/2/2011 7:57:37 AM
mgraycfs$100.003/2/2011 9:31:06 AM
gold-blanket0$25.003/2/2011 9:51:57 AM
raisingophelia$25.003/2/2011 9:55:10 AM
octoberfresh$26.503/2/2011 9:31:53 AM
Relevance$25.003/2/2011 11:51:04 AM
innocent-deal$50.003/2/2011 1:13:06 PM
tolerant-dinero2$25.003/2/2011 9:55:48 AM
LongTail$25.003/2/2011 12:56:11 PM
bayfocus$25.003/2/2011 12:16:35 PM
NYBIZ$25.003/2/2011 1:33:02 PM
moola-escalator$50.003/2/2011 1:13:11 PM
flexible-fund6$50.003/2/2011 1:13:13 PM
rebellender$25.003/2/2011 1:13:16 PM
astute-fairness0$50.003/2/2011 6:02:34 PM
intuitive-hope9$25.003/2/2011 6:23:17 PM
riproaringrapids$25.003/2/2011 4:37:53 PM
kain11286$100.003/2/2011 8:12:32 PM
hopethisworks$50.003/2/2011 10:19:08 PM
celkram$50.003/2/2011 5:39:43 PM
worldly-community3$50.003/2/2011 6:17:55 PM
gracej$25.003/3/2011 1:55:01 AM
visionary-currency$48.713/3/2011 2:09:41 AM
thezfunk$25.003/2/2011 10:19:26 PM
gold-sushi$25.003/3/2011 8:02:56 AM
investment-comet$25.003/3/2011 2:29:47 AM
buddy486$25.003/3/2011 8:49:27 AM
AM2171$25.003/3/2011 8:54:23 AM
soular21804$25.003/3/2011 2:33:45 AM
GElender$50.003/3/2011 6:17:26 AM
five-star-euro3$50.003/3/2011 9:43:55 AM
fairness-kayak$25.003/3/2011 8:49:33 AM
greenback-professor5$50.003/3/2011 9:45:18 AM
metro457$25.003/3/2011 6:52:47 AM
Aimvest$25.003/3/2011 9:46:58 AM
tranquil-revenue$50.003/3/2011 11:35:06 AM
frosty49$100.003/3/2011 11:39:03 AM
pound-ace$50.003/3/2011 9:44:37 AM
jigsaw$100.003/3/2011 8:56:00 AM
GrayStudio$25.003/3/2011 8:57:11 AM
p2p-czar3$25.003/3/2011 10:10:17 AM
agile-loan0$25.003/3/2011 3:46:43 PM
bold-riveting-social$50.003/3/2011 9:43:00 AM
ranstlin$25.003/3/2011 9:48:44 AM
adama_48$25.003/3/2011 3:54:51 PM
halfcr83$88.633/3/2011 12:30:38 PM
harty$50.003/3/2011 2:40:24 PM
Bizyhusbandnfather$28.103/3/2011 3:50:11 PM
squarebob$250.003/3/2011 5:32:26 PM
meabandit$38.743/3/2011 5:55:41 PM
soulwork$25.003/3/2011 6:05:08 PM
AF-Chief$50.003/3/2011 6:23:48 PM
rbotterbLLC$25.003/3/2011 6:41:59 PM
gallant-economy9$1,664.003/3/2011 4:08:37 PM
Havana21$25.003/3/2011 5:20:21 PM
important-ore$150.003/4/2011 3:20:03 AM
comet55$25.003/3/2011 5:06:07 PM
sensible-order2$100.003/3/2011 6:26:10 PM
valiant-liberty4$25.003/3/2011 6:00:44 PM
hopeful-truth5$100.003/3/2011 6:43:10 PM
special-dime5$25.003/4/2011 9:33:00 AM
codavee$100.003/4/2011 9:39:38 AM
Nascar1$50.003/4/2011 9:53:27 AM
newgroom422$25.003/4/2011 9:53:34 AM
supersarah61$50.003/4/2011 9:54:54 AM
jct_enterprises$25.003/4/2011 9:58:36 AM
lincs$25.003/4/2011 10:00:18 AM
miket71$50.003/4/2011 10:03:14 AM
hitsman$37.403/4/2011 10:03:48 AM
reasonable-capital4$25.003/4/2011 10:04:20 AM
cypressdev001$50.003/4/2011 10:04:24 AM
lgs83$25.003/4/2011 10:04:28 AM
reflective-rupee$100.333/3/2011 8:24:39 PM
thoughtful-community7$25.003/4/2011 10:04:32 AM
commerce-renewal$100.003/3/2011 8:25:02 PM
LendGuy$25.003/4/2011 10:04:39 AM
mtquan$25.003/4/2011 10:04:44 AM
drtrimmers$50.003/4/2011 10:04:49 AM
taal1$50.003/4/2011 10:04:59 AM
thestartuplender$50.003/4/2011 10:05:16 AM
wonderful-currency$50.003/4/2011 10:05:47 AM
cathexis$25.003/4/2011 10:06:13 AM
Fenix878$25.003/4/2011 10:06:16 AM
the-money-gargantuan$25.003/4/2011 10:06:22 AM
orderly-leverage$100.003/4/2011 10:06:58 AM
WalnutCreekguy$50.003/4/2011 10:07:24 AM
samdog079$1,000.003/4/2011 10:11:48 AM
integrity-trumpet$50.003/4/2011 10:16:58 AM
MicroLender357$50.003/4/2011 10:18:06 AM
UncleScroogeDMD$134.113/4/2011 10:25:26 AM
squarebob$6.443/4/2011 10:27:40 AM
lostontheedge$25.003/4/2011 9:36:40 AM
barchibald$50.003/4/2011 9:34:14 AM
coolcreditor$100.003/4/2011 9:46:31 AM
kedia$300.003/4/2011 9:53:58 AM
AlexWalex57$50.003/4/2011 9:55:25 AM
RJN$25.003/4/2011 9:37:56 AM
credit-flower$50.003/4/2011 9:58:21 AM
CasaDeTomas$50.003/4/2011 10:03:37 AM
rakstar$50.003/4/2011 10:03:53 AM
harperpotok$100.003/4/2011 10:04:15 AM
Invest4kids$30.003/4/2011 10:05:05 AM
slojudy$50.003/4/2011 10:05:33 AM
green-thoughtful-yield$100.003/4/2011 10:06:08 AM
jeffpac$50.003/4/2011 10:06:50 AM
1800porsche$25.003/4/2011 10:07:11 AM
alextiff01$25.003/4/2011 10:07:30 AM
choss02$100.003/4/2011 10:07:43 AM
lendacity$25.003/4/2011 10:07:55 AM
TK4$50.003/4/2011 10:08:05 AM
Goodlender42$50.003/4/2011 10:11:34 AM
gethsemane4$25.003/4/2011 10:11:38 AM
diversification-medalist$25.003/4/2011 9:53:44 AM
lounges$46.683/4/2011 9:54:46 AM
platinum-genetics$25.003/4/2011 10:17:53 AM
treasure-dreamer7$50.003/4/2011 9:58:04 AM
best-ingenious-funds$25.003/4/2011 9:59:56 AM
FigTree$50.003/4/2011 10:00:47 AM
Pitufo$25.003/4/2011 10:01:49 AM
integrity-doctor$100.003/4/2011 10:26:21 AM
Preferred-Lender$25.003/4/2011 10:02:25 AM
worth-arch$25.003/4/2011 10:03:23 AM
resource777$50.003/4/2011 10:03:32 AM
wealthy60$50.003/4/2011 10:04:54 AM
loot-squirrel6$25.003/4/2011 10:05:11 AM
Palacios$50.003/4/2011 10:05:55 AM
commerce-yeller$30.003/4/2011 10:05:59 AM
trade-boots1$50.003/4/2011 10:06:19 AM
GiftViftdotcom$25.003/4/2011 10:06:26 AM
grampy48$25.003/4/2011 10:06:43 AM
wise-spiritual-commitment$50.003/4/2011 10:06:47 AM
point-shooter$50.003/4/2011 10:06:54 AM
psonicl$50.003/4/2011 10:07:38 AM
bid-czar8$100.003/4/2011 10:07:49 AM
genius520$100.003/4/2011 10:08:00 AM
Go-Giver$25.003/4/2011 10:08:21 AM
Fachim$100.003/4/2011 10:15:04 AM
zotzot$150.883/4/2011 10:26:46 AM
Lou-Holtz$100.003/4/2011 10:27:07 AM
248 Investments
 
Borrower Payment Dependent Notes Series 494839
This series of Notes was issued and sold upon the funding of the borrower loan #47779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,023.85 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $552.82
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1998 Debt/Income ratio: 16%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,558Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: LovingDad Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to consolidate Debt
Purpose of loan:
This loan will be used to pay off the debt I have.

My financial situation:

I am in a great financial situation. I got loans from other instituition for higher interest rate. I am looking for loan for lower interest rate to pay off the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/20/2011 12:04:23 PM
blot44$25.002/20/2011 12:05:51 PM
DukSerduk$25.002/20/2011 12:05:04 PM
youqianderen$50.002/20/2011 12:06:17 PM
KWarrior$50.002/20/2011 12:06:25 PM
kenji4861$25.002/20/2011 12:04:27 PM
nimble-money0$25.002/20/2011 12:04:59 PM
CashProvider$100.002/20/2011 12:05:47 PM
CBO-Enterprise$50.002/20/2011 12:06:05 PM
community-pipeline$25.002/20/2011 12:07:11 PM
jenkris$25.002/20/2011 12:06:09 PM
meux99$25.002/20/2011 12:06:13 PM
benjamins-utopia$100.002/20/2011 12:06:22 PM
Tylerh$100.002/20/2011 12:07:27 PM
orindalender$50.002/20/2011 12:08:07 PM
BidDaddyBigBucks$25.002/20/2011 12:08:23 PM
Koma67$25.002/20/2011 1:24:27 PM
E_G$50.002/20/2011 5:23:44 PM
reflective-rupee$25.772/20/2011 7:40:33 PM
squarebob$72.732/21/2011 6:28:33 AM
tenacious-compassion9$25.002/21/2011 8:06:38 AM
selector568$50.002/21/2011 8:59:09 AM
don8ter$25.002/21/2011 12:50:25 PM
robertmm25$50.002/21/2011 3:51:27 PM
best-ingenious-funds$25.002/21/2011 4:00:02 PM
Preteur$25.002/21/2011 4:09:30 PM
thankful-nickel2$25.002/21/2011 7:50:58 PM
GiftViftdotcom$25.002/21/2011 8:39:11 PM
availableloan$25.002/21/2011 8:14:11 PM
nuclearmoose$25.002/21/2011 8:34:46 PM
authoritative-capital$25.002/21/2011 10:29:58 PM
TikPmp1$25.002/22/2011 12:10:16 PM
top-epic-community$50.002/22/2011 12:22:13 PM
LendGuy$50.002/22/2011 12:54:59 PM
evnagelist$50.002/22/2011 1:27:18 PM
choss02$50.002/22/2011 5:03:15 PM
compoundinterest$38.602/23/2011 1:28:22 AM
yoyoclock$35.002/23/2011 3:05:15 AM
indomitable-coin$50.002/23/2011 9:20:55 AM
wrighco$25.002/23/2011 4:06:25 PM
minista$25.002/23/2011 4:53:06 PM
bowdish1$50.002/24/2011 1:20:19 AM
treasure-pipeline$50.002/24/2011 10:16:40 AM
velocity-solo$25.002/24/2011 11:38:45 AM
radforj22$25.002/24/2011 5:57:22 PM
efficient-treasure0$25.002/24/2011 9:36:10 PM
jamschmidt$50.002/24/2011 9:47:27 PM
wwwUniversal$25.002/24/2011 10:26:22 PM
Phantom99$100.002/25/2011 8:09:15 AM
Goodlender42$25.002/25/2011 8:08:37 AM
syounker$25.002/25/2011 9:34:35 AM
credit-investor5$50.002/25/2011 1:11:20 PM
worthy-bid8$50.002/26/2011 1:52:17 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:23 AM
a-exponential-hope$25.002/26/2011 6:36:13 AM
cash-sensai2$50.002/26/2011 7:23:56 AM
antlr$50.002/27/2011 2:46:25 PM
ichibon$125.002/27/2011 6:11:07 PM
jm88162$50.002/28/2011 9:32:47 AM
Rysterola82$50.002/27/2011 10:02:05 PM
reflective-gain$25.002/28/2011 9:47:29 AM
kind-resolute-dough$50.002/28/2011 9:31:20 AM
bold-basis-supernova$50.002/28/2011 9:36:52 AM
deal-gazer$50.002/28/2011 12:21:12 PM
SourDoughSteve$25.002/28/2011 9:45:13 AM
windfall46$25.002/28/2011 10:11:51 AM
malicea$50.002/28/2011 3:56:41 PM
kulender$50.002/28/2011 4:54:21 PM
skuba$50.002/28/2011 4:55:39 PM
Scrabble$50.002/28/2011 6:56:07 PM
cablenews$50.002/28/2011 7:36:31 PM
108lender$250.003/1/2011 1:56:43 AM
adhawan325$25.003/1/2011 2:32:16 AM
acropiloterau2002$25.003/1/2011 3:05:10 AM
dvandetta$50.002/28/2011 9:16:20 PM
Headhunter14$25.003/1/2011 2:14:00 AM
Sigonio$25.003/1/2011 2:30:54 AM
thedoctor$100.003/1/2011 2:07:32 AM
Richmp412$25.003/1/2011 6:56:06 AM
LenderByDay$25.003/1/2011 2:13:57 AM
BankingFamily$31.333/1/2011 3:04:31 AM
life-is-great$50.003/1/2011 7:22:08 AM
Cheburashka$30.003/1/2011 2:29:50 AM
DadWarbucks$60.003/1/2011 3:04:08 AM
Binan$25.003/1/2011 3:38:17 AM
GodzillaLending$25.003/1/2011 10:23:16 AM
MihirFromRedmond$25.003/1/2011 8:20:16 AM
dojo2$25.003/1/2011 11:09:33 AM
saihu$50.163/1/2011 9:31:03 AM
justice-dna$27.103/1/2011 9:56:09 AM
Josilot$50.003/1/2011 12:56:10 PM
brainy-repayment5$50.003/1/2011 10:57:26 AM
inspired-investment8$100.003/1/2011 11:32:09 AM
be_wise$25.003/1/2011 12:36:58 PM
bold-treasure-neutrino$30.003/1/2011 12:40:58 PM
rmachi$25.003/1/2011 4:00:19 PM
hope-hickory$30.153/1/2011 2:37:38 PM
Jassi$25.003/1/2011 4:01:32 PM
astute-benjamins$25.003/1/2011 3:09:36 PM
SeaLoans$25.003/1/2011 3:38:12 PM
Crisscross$50.003/1/2011 5:51:47 PM
whipone$25.003/1/2011 6:51:17 PM
Steveoo1$37.623/2/2011 1:07:39 AM
rate-rapture8$50.003/1/2011 6:27:03 PM
mar97$36.323/2/2011 1:13:04 AM
otalon$50.003/2/2011 1:34:57 AM
bigballer105$92.893/2/2011 1:35:37 AM
afotherg$54.463/2/2011 1:35:44 AM
wormdc$25.003/2/2011 1:43:28 AM
payment-freshmaker$50.003/1/2011 8:02:40 PM
dharma1$25.003/2/2011 1:02:45 AM
MTLoans$25.003/1/2011 9:41:05 PM
HunterSix$25.003/2/2011 1:07:43 AM
totoro$25.003/2/2011 1:02:37 AM
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dollars4debts$25.003/3/2011 3:54:31 PM
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guardlender$25.003/3/2011 3:54:07 PM
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-Tuxedo-$26.633/3/2011 3:54:26 PM
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Sixmil$100.003/4/2011 9:36:18 AM
codavee$100.003/4/2011 9:38:36 AM
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AlexWalex57$50.003/4/2011 9:58:00 AM
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fund-ambrosia0$25.003/4/2011 1:40:19 PM
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dloan$25.003/5/2011 3:06:40 AM
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ramsbladder$25.003/5/2011 1:14:00 PM
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esabzb$25.003/5/2011 10:42:01 AM
trevandtal$32.603/5/2011 10:56:29 AM
bomdel$25.003/5/2011 11:11:26 AM
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greenventures$25.003/5/2011 11:46:54 AM
nicebank$25.003/5/2011 9:51:27 AM
neenerman$50.003/5/2011 3:24:55 PM
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rulender$25.003/5/2011 1:47:31 PM
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NJNY$25.003/5/2011 1:52:51 PM
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demoseal$25.003/5/2011 2:03:51 PM
shawndw$25.003/5/2011 2:03:59 PM
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huorn$25.003/5/2011 2:42:33 PM
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MechEngineer$25.003/5/2011 3:01:24 PM
Stafo$25.003/5/2011 3:01:34 PM
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exact-gold2$50.003/5/2011 4:53:30 PM
fantastic-openness$100.003/5/2011 5:19:18 PM
CorporateRaider$25.003/6/2011 8:25:44 AM
bradny$25.003/6/2011 8:34:49 AM
guybyny$25.003/6/2011 8:46:54 AM
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creative-finance7$25.003/5/2011 6:32:14 PM
DreDub$50.003/5/2011 10:16:57 PM
excellent-nickel$42.293/5/2011 6:46:02 PM
Bank42$100.003/6/2011 4:36:38 AM
reueljw$25.003/6/2011 9:56:15 AM
JohnW12$50.003/6/2011 10:21:22 AM
472 Investments
 
Borrower Payment Dependent Notes Series 495162
This series of Notes was issued and sold upon the funding of the borrower loan #47761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2000 Debt/Income ratio: 27%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,799Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: kind-excellent-kindness Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CCG
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the purpose of this loan. Thanks - reflective-rupee
A: My husband and I are buying into an existing computer repair shop as a partner. The business has already proven to be successful. As it turns out we only need to borrow 6K, not 10K. (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 5:04:59 PM
BxRealtor$25.002/21/2011 5:05:05 PM
CA-Lender$25.002/21/2011 5:07:27 PM
benjamins-utopia$100.002/21/2011 5:04:35 PM
HamachiMan$50.002/21/2011 5:06:21 PM
Tradesmanlender$35.002/21/2011 5:06:24 PM
Preteur$25.002/21/2011 5:07:37 PM
organized-payment6$50.002/21/2011 5:06:10 PM
Tylerh$100.002/21/2011 5:06:28 PM
MadHun$100.002/21/2011 5:06:42 PM
Azonic21$25.002/21/2011 5:07:00 PM
kulender$100.002/21/2011 5:15:48 PM
reflective-rupee$100.772/21/2011 7:25:29 PM
thankful-nickel2$25.002/21/2011 7:31:28 PM
meenan$50.002/21/2011 7:26:05 PM
debt_helper$25.002/21/2011 8:48:50 PM
competent-p2p$50.002/22/2011 6:59:28 AM
Bank_Of_XL$50.002/22/2011 5:31:48 AM
reflective-rupee$400.772/22/2011 10:08:15 AM
TikPmp1$25.002/22/2011 12:11:52 PM
penny-finder$25.002/22/2011 2:17:06 PM
investment-artist$25.002/22/2011 1:55:45 PM
vutah$25.002/22/2011 5:20:23 PM
the-silver-blaster$50.002/22/2011 5:28:58 PM
enthralling-deal180$75.002/22/2011 5:46:12 PM
SecondChanceLendingSERV$50.002/23/2011 7:33:22 AM
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triumph329$25.002/24/2011 5:40:01 AM
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Peterman$25.002/25/2011 11:57:30 AM
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AM2171$25.002/25/2011 8:31:53 PM
UncleSafety$32.722/25/2011 6:01:04 PM
selector568$50.002/26/2011 1:35:39 AM
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Artist_Blue$25.002/28/2011 11:33:39 AM
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Phantom99$50.003/2/2011 7:02:27 AM
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GElender$50.003/3/2011 6:17:57 AM
wwwUniversal$25.003/3/2011 2:11:18 AM
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pound-ace$50.003/3/2011 9:44:55 AM
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harty$36.523/3/2011 2:40:37 PM
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AFairDeal$75.003/3/2011 6:00:14 PM
important-ore$150.003/4/2011 3:20:21 AM
comet55$25.003/3/2011 5:06:19 PM
Havana21$25.003/3/2011 5:20:34 PM
183Falcon$25.003/3/2011 6:51:50 PM
theloanfiller$25.003/3/2011 7:30:00 PM
integrity-doctor$100.003/4/2011 10:03:13 AM
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jbaum$40.003/4/2011 10:15:27 AM
ranstlin$25.003/4/2011 10:27:32 AM
lenderrob$25.003/4/2011 1:30:12 PM
mammalian4$100.003/4/2011 11:50:31 AM
michaelray703$50.003/4/2011 12:17:49 PM
enchanted-yield4$100.003/4/2011 1:09:54 PM
special-dime5$25.003/4/2011 1:22:51 PM
ManhattanLender$25.003/4/2011 1:29:36 PM
JanLal$25.003/4/2011 2:33:14 PM
FWF-kinetic$100.003/4/2011 8:58:48 PM
five-star-note$50.003/4/2011 11:21:56 PM
Cheburashka$25.003/5/2011 2:59:24 AM
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mistertao$25.003/4/2011 8:21:31 PM
Imaginos1892$100.003/4/2011 6:39:07 PM
jdrez$25.003/4/2011 6:41:37 PM
chantal1382$100.003/4/2011 9:46:17 PM
Sol_Invictus$25.003/5/2011 11:50:14 AM
Bank42$100.003/5/2011 5:32:01 AM
wtrboy$50.003/5/2011 7:07:06 AM
ptjg$50.003/5/2011 12:21:12 PM
hopeful-truth5$100.003/5/2011 8:02:29 AM
platinum-exec1$100.003/5/2011 5:59:31 AM
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gilbrear$25.003/5/2011 2:48:19 PM
respectful-integrity3$30.003/5/2011 9:23:25 AM
coin-investor$25.003/5/2011 3:20:40 PM
a-finance-nirvana$25.003/5/2011 4:50:52 PM
Gibbyland$50.003/5/2011 12:48:56 PM
engbusres$33.003/5/2011 5:44:29 PM
worth-arch$25.003/5/2011 5:46:17 PM
Goodlender42$46.033/5/2011 1:15:51 PM
jazzlender$25.003/5/2011 2:37:58 PM
julijask$45.003/5/2011 1:03:08 PM
clandrummer$25.003/5/2011 7:11:43 PM
handshake5$100.003/5/2011 7:41:19 PM
decisive-marketplace3$25.003/5/2011 8:06:24 PM
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zippy-revenue8$25.003/5/2011 6:51:25 PM
Cai8899$40.003/6/2011 8:42:57 AM
heerzaquestion$100.003/5/2011 6:03:56 PM
velocity-solo$25.003/5/2011 7:56:21 PM
loss-of-control$100.003/6/2011 9:07:45 AM
sarisai$50.003/6/2011 10:26:56 AM
worldly-community3$50.003/6/2011 11:06:12 AM
Premierelender$25.003/6/2011 11:42:21 AM
chinolatino$100.003/6/2011 11:47:11 AM
loot-heart$25.003/5/2011 7:12:09 PM
wampum-chorus3$25.003/6/2011 6:21:07 AM
gavinfh$25.003/6/2011 7:12:06 AM
DreDub$50.003/5/2011 10:16:08 PM
credit-coach118$100.003/6/2011 1:17:34 PM
melodious-fairness$100.003/6/2011 1:32:40 PM
dingus$25.003/6/2011 9:26:47 AM
DudeRanch$25.003/6/2011 9:56:11 AM
Bidwinner08$42.783/6/2011 10:20:59 AM
TheGoodSamaritan$28.003/6/2011 5:41:08 PM
open-minded-finance1$25.003/6/2011 8:23:21 AM
Mr_Money$25.003/6/2011 8:36:09 AM
icon7$30.003/6/2011 6:06:42 PM
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Rick21$50.003/6/2011 9:07:23 PM
Fonthill$100.003/6/2011 10:02:22 AM
99Lender$30.003/7/2011 4:55:04 AM
unfixer$25.003/7/2011 6:21:31 AM
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DanLash$100.003/6/2011 4:21:13 PM
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JustOneVoice$25.003/7/2011 9:29:52 AM
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GarciaCompany$25.003/7/2011 7:47:17 AM
Zach842$100.003/7/2011 11:18:40 AM
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_NaLNaBB$200.003/7/2011 11:40:21 AM
rdrloan$50.003/7/2011 8:26:24 AM
anyoi$50.003/7/2011 9:26:46 AM
mrpowers5531$25.003/7/2011 9:31:49 AM
DavenportCapital$25.003/7/2011 9:32:27 AM
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198 Investments
 
Borrower Payment Dependent Notes Series 495345
This series of Notes was issued and sold upon the funding of the borrower loan #47708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,286.16 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $591.54
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1993 Debt/Income ratio: 15%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:18y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,984Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: brainy-p2p9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...home improvement

My financial situation:
I am a good candidate for this loan because...I have an excellent credit
report.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/24/2011 5:02:23 PM
DukSerduk$25.002/24/2011 5:02:33 PM
blot44$25.002/24/2011 5:02:40 PM
CBO-Enterprise$50.002/24/2011 5:03:58 PM
jenkris$25.002/24/2011 5:04:01 PM
community-pipeline$25.002/24/2011 5:04:28 PM
LendGuy$50.002/24/2011 5:05:20 PM
BidDaddyBigBucks$25.002/24/2011 5:08:58 PM
Tylerh$100.002/24/2011 5:57:31 PM
nimble-money0$25.002/24/2011 5:03:44 PM
kenji4861$25.002/24/2011 5:03:50 PM
meux99$25.002/24/2011 5:04:03 PM
youqianderen$50.002/24/2011 5:04:08 PM
benjamins-utopia$100.002/24/2011 5:04:15 PM
KWarrior$50.002/24/2011 5:04:21 PM
Preteur$25.002/24/2011 5:04:57 PM
minista$25.002/24/2011 5:05:47 PM
TikPmp1$25.002/24/2011 5:02:48 PM
authoritative-capital$25.002/24/2011 5:02:56 PM
yoyoclock$35.002/24/2011 5:03:28 PM
CashProvider$100.002/24/2011 5:03:54 PM
tenacious-compassion9$25.002/24/2011 5:04:52 PM
nuclearmoose$25.002/24/2011 5:05:06 PM
evnagelist$50.002/24/2011 5:05:25 PM
efficient-treasure0$25.002/24/2011 9:36:16 PM
treasure-pipeline$50.002/24/2011 5:08:51 PM
reflective-rupee$25.772/25/2011 5:20:59 AM
T-L-B$35.002/25/2011 9:21:51 AM
syounker$25.002/25/2011 9:34:50 AM
credit-investor5$50.002/25/2011 1:11:25 PM
felicity-loyalist0$25.002/25/2011 2:42:10 PM
orindalender$50.002/25/2011 3:21:33 PM
wwwUniversal$25.002/26/2011 1:37:13 AM
a-exponential-hope$25.002/26/2011 6:36:19 AM
GiftViftdotcom$25.002/26/2011 6:46:32 AM
cash-sensai2$50.002/26/2011 7:24:10 AM
bowdish1$50.002/26/2011 1:26:40 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:28 AM
top-epic-community$50.002/26/2011 6:46:31 AM
thankful-nickel2$25.002/26/2011 2:36:53 PM
radforj22$50.002/27/2011 1:31:20 AM
ichibon$125.002/27/2011 6:11:13 PM
kind-resolute-dough$50.002/28/2011 9:31:29 AM
reflective-gain$25.002/28/2011 9:47:38 AM
deal-gazer$50.002/28/2011 12:21:24 PM
Aberdeen$5,000.002/28/2011 7:40:30 PM
cablenews$50.002/28/2011 7:36:42 PM
Scrabble$50.002/28/2011 6:56:12 PM
compoundinterest$48.463/1/2011 2:07:21 AM
MihirFromRedmond$25.003/1/2011 8:20:33 AM
best-ingenious-funds$25.003/1/2011 8:28:08 AM
inspired-investment8$98.963/1/2011 11:32:23 AM
rate-rapture8$50.003/1/2011 11:50:02 AM
worthy-bid8$50.003/1/2011 12:16:16 PM
brainy-repayment5$50.003/1/2011 10:58:13 AM
kulender$65.633/1/2011 11:11:02 AM
newest-unbeatable-currency$35.003/1/2011 4:27:30 PM
whipone$25.003/1/2011 6:51:28 PM
velocity-solo$25.003/2/2011 2:00:12 AM
Phantom99$100.003/2/2011 7:01:41 AM
indomitable-coin$50.003/2/2011 8:47:03 AM
mattpet$25.003/2/2011 7:07:38 AM
ichibon$200.883/2/2011 7:16:20 AM
DadWarbucks$60.003/2/2011 8:49:58 AM
skuba$100.003/3/2011 1:39:28 AM
thezfunk$25.003/2/2011 10:18:57 PM
dharma1$25.003/3/2011 1:41:03 AM
Richmp412$25.003/3/2011 7:29:34 AM
nilehorse$75.003/3/2011 12:44:53 PM
NumberThree$25.003/3/2011 1:35:16 PM
GAOGERAM_BANK$25.003/3/2011 10:10:36 AM
Josilot$50.003/3/2011 3:48:22 PM
jamschmidt$25.003/3/2011 3:49:20 PM
money-floret$50.003/3/2011 3:53:48 PM
astute-benjamins$25.003/3/2011 3:42:39 PM
windfall46$25.003/3/2011 3:46:57 PM
choss02$50.003/3/2011 3:51:48 PM
jm88162$50.003/3/2011 3:52:11 PM
thedoctor$100.003/3/2011 3:54:23 PM
julijask$45.003/3/2011 3:55:01 PM
GodzillaLending$25.003/3/2011 3:55:40 PM
commerce-voyager$25.003/3/2011 3:55:41 PM
astute-fairness0$25.003/3/2011 4:17:42 PM
Havana21$200.003/3/2011 5:15:38 PM
commerce-renewal$100.003/3/2011 8:26:17 PM
Sixmil$100.003/4/2011 9:36:25 AM
focused-wampum$25.003/4/2011 9:41:02 AM
RJN$25.003/4/2011 10:53:08 AM
codavee$100.003/4/2011 9:38:48 AM
value-pouch$38.503/4/2011 11:40:07 AM
Octavian315$35.003/4/2011 10:35:50 AM
Marathoner$25.003/4/2011 5:33:41 PM
ManhattanLender$25.003/4/2011 1:29:52 PM
JanLal$50.003/4/2011 2:32:50 PM
brightest-dynamic-peace$25.003/4/2011 1:45:26 PM
theprince$200.003/4/2011 8:36:20 PM
rmachi$25.003/5/2011 2:08:47 AM
LenderByDay$25.003/5/2011 2:35:35 AM
Sigonio$25.003/5/2011 3:08:26 AM
a-responsible-return$100.003/5/2011 3:28:13 AM
mistertao$25.003/4/2011 8:22:23 PM
108lender$250.003/5/2011 2:09:52 AM
Mantis75$25.003/5/2011 11:36:53 AM
octoberfresh$30.003/5/2011 11:42:43 AM
acropiloterau2002$25.003/5/2011 11:43:16 AM
otalon$43.143/5/2011 12:36:15 PM
afotherg$43.823/5/2011 12:43:31 PM
mpactlender$25.003/5/2011 10:23:31 AM
GWV2$50.003/5/2011 3:07:04 PM
cjames84$25.003/5/2011 10:23:19 AM
BankingFamily$25.003/5/2011 11:35:42 AM
Emgolda$25.003/5/2011 11:52:29 AM
MTLoans$25.003/5/2011 12:22:27 PM
paramjit$25.003/5/2011 12:35:58 PM
Bank42$100.003/5/2011 12:42:33 PM
degster$25.003/5/2011 2:58:49 PM
Supernick$50.003/5/2011 5:56:29 PM
fantastic-openness$100.003/5/2011 5:19:27 PM
valiant-liberty4$25.003/5/2011 6:36:35 PM
cash-merry-maker$25.003/5/2011 6:16:43 PM
transparency-giant$50.003/5/2011 6:23:28 PM
payment-freshmaker$43.593/5/2011 6:31:08 PM
wormdc$25.003/6/2011 10:37:16 AM
platinum-rapture6$25.003/6/2011 1:01:26 AM
subtle-revenue0$25.003/5/2011 7:56:40 PM
trustworthy-finance6$150.003/6/2011 8:02:42 AM
DreDub$50.003/5/2011 10:17:01 PM
nonukem$25.003/6/2011 1:51:09 PM
guybyny$25.003/6/2011 8:57:46 AM
Fonthill$100.003/6/2011 10:01:54 AM
dinero-storm4$100.003/6/2011 6:41:10 PM
gzeo$25.003/6/2011 8:11:21 PM
Duchdad$25.003/6/2011 8:57:00 PM
heerzaquestion$100.003/6/2011 9:52:26 AM
ArashMass$30.003/6/2011 4:41:09 PM
JazzFranchise$25.003/6/2011 6:41:09 PM
Zoramite$25.003/7/2011 9:33:41 AM
ujiba$50.003/7/2011 9:34:30 AM
adhawan325$25.003/7/2011 9:34:57 AM
joyful-treasure2$25.003/7/2011 9:38:06 AM
BxRealtor$25.003/6/2011 9:56:08 PM
beeper2$100.003/6/2011 10:45:44 PM
moneynmotion$50.003/7/2011 1:02:37 PM
zbfamwl$50.003/7/2011 1:46:03 PM
Westerly$50.003/7/2011 2:46:43 PM
seabass123$25.003/7/2011 7:21:09 AM
hope-hickory$50.003/7/2011 4:34:00 PM
KeepOnRunning$50.003/7/2011 9:34:10 AM
GCCPartners$25.003/7/2011 9:34:12 AM
ZeoInvestments$25.003/7/2011 9:36:57 AM
AJSinvest$25.003/7/2011 5:42:00 PM
jscope$25.003/7/2011 6:11:11 PM
availableloan$25.003/7/2011 8:57:22 PM
discrete-asset$25.003/7/2011 5:31:27 PM
spursdog$50.003/8/2011 9:35:35 AM
albatross897$25.003/7/2011 5:42:09 PM
power-companion7$100.003/8/2011 10:00:30 AM
buckeye9$25.003/8/2011 7:35:12 AM
Steveoo1$40.073/8/2011 10:21:44 AM
TpbiCapitals$28.933/8/2011 10:41:44 AM
trevandtal$31.643/8/2011 10:41:51 AM
nofreelunch$25.003/8/2011 10:42:50 AM
xphile$25.003/8/2011 10:42:56 AM
Captain88$25.003/8/2011 10:50:57 AM
JaceSpade$47.673/8/2011 11:04:26 AM
tolstoy00$25.003/8/2011 11:04:54 AM
diligent-leverage$50.003/8/2011 11:12:11 AM
Curly-Girly$25.003/8/2011 11:27:12 AM
important-ore$100.003/8/2011 11:35:53 AM
zenchef$35.003/8/2011 12:14:37 PM
Schuld66$33.573/8/2011 10:19:29 AM
guardlender$25.003/8/2011 10:21:54 AM
bmcg$25.003/8/2011 10:22:57 AM
morpholog$26.263/8/2011 10:24:08 AM
stensonb$25.003/8/2011 10:24:41 AM
dingus$25.003/8/2011 10:26:07 AM
DreamQuestFunding$25.003/8/2011 10:37:30 AM
momoney2lend$26.713/8/2011 12:29:43 PM
osage$25.003/8/2011 10:58:14 AM
RockCrown$25.003/8/2011 11:03:11 AM
Stafo$25.003/8/2011 11:21:22 AM
skillful-diversification2$25.003/8/2011 11:23:01 AM
responsibility-cherry6$48.853/8/2011 11:24:39 AM
paladin847$50.003/8/2011 3:07:40 PM
lifegrowth$25.003/8/2011 11:39:42 AM
hayhelp$25.003/8/2011 11:56:30 AM
payout-embrace$25.003/8/2011 9:08:27 AM
pubnat$25.003/8/2011 9:33:51 AM
TCayce$26.383/8/2011 9:33:55 AM
beachbum22$25.003/8/2011 12:23:52 PM
mrpowers5531$25.003/8/2011 12:36:31 PM
nerdbomber$30.003/8/2011 12:36:38 PM
anyoi$50.003/8/2011 12:37:26 PM
namd$25.003/8/2011 1:21:17 PM
BCD$25.003/8/2011 10:18:15 AM
treasure-gazer$60.453/8/2011 6:01:34 PM
PaulW$25.003/8/2011 10:22:16 AM
awwaww$28.893/8/2011 10:25:27 AM
patriot897$50.003/8/2011 6:26:07 PM
gerryfixit$25.003/8/2011 1:55:25 PM
jfd287$25.003/8/2011 10:26:15 AM
SF2Berlin$25.003/8/2011 10:38:16 AM
whistledicksmith$40.383/8/2011 10:42:42 AM
JebkaClan$25.003/8/2011 10:59:08 AM
skunkor2$27.253/8/2011 10:59:14 AM
bigballer105$29.103/8/2011 11:03:46 AM
justalender$25.003/8/2011 11:05:08 AM
reward-walnut$25.003/8/2011 4:00:58 PM
dtrain5$25.003/8/2011 4:12:38 PM
ctgscott$25.003/8/2011 11:20:17 AM
wntrequinx$30.003/8/2011 11:53:08 AM
the_finance_guru$50.003/8/2011 9:02:36 PM
hopeful-asset9$100.003/8/2011 9:41:07 PM
Rminebur$25.003/8/2011 6:01:36 PM
nicklds$80.523/9/2011 1:51:34 AM
eyal0$50.003/9/2011 1:52:02 AM
bouvierchamp$25.143/9/2011 1:56:38 AM
Cheburashka$57.053/9/2011 1:56:52 AM
randomguy100$25.003/9/2011 2:09:36 AM
latestone$25.003/9/2011 2:17:17 AM
jazzlender$25.003/9/2011 2:25:42 AM
dignified-funds7$26.543/9/2011 2:33:38 AM
pleasant-basis$26.593/9/2011 2:36:06 AM
Invest4kids$30.003/8/2011 6:58:06 PM
fair-funds$50.003/8/2011 7:46:10 PM
harmonious-moola7$50.003/9/2011 6:51:15 AM
T-L-B$39.753/8/2011 4:55:00 PM
wealthstar$50.003/9/2011 7:51:02 AM
vishal29$100.003/8/2011 9:36:11 PM
platinum-platoon$25.003/8/2011 9:47:28 PM
revenue-trombone5$25.003/8/2011 5:11:56 PM
BlindSquirrel$25.003/9/2011 1:51:48 AM
jts$25.003/9/2011 1:52:05 AM
pawsitive$25.873/9/2011 1:57:26 AM
here2lend$25.003/9/2011 2:09:44 AM
ramsbladder$25.003/9/2011 2:17:39 AM
reinforced-reward$25.003/9/2011 5:26:08 AM
trade-pumpkin$30.003/9/2011 10:07:08 AM
lender987654321$100.003/8/2011 8:11:34 PM
dma1206$50.003/8/2011 9:06:40 PM
valemic$25.003/9/2011 12:06:21 PM
anti-wall-st$100.003/8/2011 10:16:06 PM
reueljw$25.003/9/2011 1:57:42 AM
cosmof16$25.003/9/2011 2:07:59 AM
kcole10$25.003/9/2011 2:09:02 AM
monstersdad$43.533/9/2011 2:09:47 AM
goldeneye777$28.833/9/2011 2:09:52 AM
revmax$26.853/9/2011 2:17:23 AM
safe-kindness5$25.003/9/2011 9:32:00 AM
anton$1,000.003/9/2011 2:55:20 PM
top-sensible-yield$25.003/9/2011 5:41:11 AM
Anny-Disco$50.003/9/2011 6:12:32 AM
TrueLending$50.003/9/2011 11:07:14 AM
henmota$25.003/9/2011 3:31:12 PM
cgk46doit$25.003/9/2011 3:41:01 PM
peb44$25.003/9/2011 7:16:01 PM
kochan123$50.003/9/2011 7:52:02 PM
enterprising-cash0$25.003/9/2011 8:31:39 PM
buckeye55$25.003/10/2011 1:22:14 AM
investor_101$36.333/10/2011 1:24:43 AM
ultimatepaintball$25.003/10/2011 1:26:40 AM
bornsucka$25.003/10/2011 1:26:53 AM
Tech-Entrepreneur$25.003/9/2011 12:22:05 PM
nv$25.003/9/2011 5:13:22 PM
tj1683$25.003/10/2011 1:41:45 AM
PThor$25.003/9/2011 1:06:22 PM
ramsumana$25.003/9/2011 2:21:56 PM
wdjnm$50.003/10/2011 5:23:11 AM
trade-caper$100.003/10/2011 5:36:10 AM
visionary-community$25.003/9/2011 8:06:40 PM
market-honker$50.003/10/2011 6:27:14 AM
T-L-B$35.003/9/2011 4:05:14 PM
sajitk$25.003/10/2011 1:13:08 AM
neenerman$33.663/10/2011 1:13:12 AM
Victor-E-Lane$25.003/10/2011 1:22:30 AM
Preferred-Lender$25.003/10/2011 1:23:16 AM
AWTT$50.003/10/2011 7:23:33 AM
fairness-faire$25.003/10/2011 1:47:02 AM
bobby5832708$50.003/10/2011 8:02:23 AM
EverettFinancial$25.003/10/2011 8:03:48 AM
tszbgae$100.003/9/2011 5:42:00 PM
GreenSun$50.003/10/2011 5:01:37 AM
paddatjie$50.003/10/2011 9:12:05 AM
aschm74$25.003/10/2011 9:31:41 AM
engbusres$100.003/10/2011 6:01:28 AM
bazaar-casserole$50.003/10/2011 9:35:48 AM
lenderforyoutoday$50.003/9/2011 7:01:03 PM
exact-gold2$50.003/10/2011 9:42:11 AM
totoro$25.003/10/2011 1:03:23 AM
mikeleib$25.003/10/2011 1:12:06 AM
saysana$25.003/10/2011 11:28:36 AM
BaltimoreLender$25.003/10/2011 1:22:26 AM
tatsuo20001$25.003/10/2011 1:22:40 AM
Tsimmeej$25.003/10/2011 1:23:27 AM
Marfloogan$25.003/10/2011 1:26:48 AM
DeathScythe676$26.363/10/2011 1:31:36 AM
outwish$25.003/10/2011 11:42:39 AM
vigilance-revolutionary$50.003/10/2011 9:21:35 AM
zotzot$25.883/10/2011 9:27:33 AM
Searlzy$25.003/10/2011 9:32:24 AM
be_wise$25.003/10/2011 2:42:25 PM
contract-festival7$50.003/10/2011 9:36:39 AM
theemhdoctor$25.003/10/2011 10:07:08 AM
DRJBYRON$25.003/10/2011 4:16:41 PM
GoingFishing$25.003/10/2011 6:13:03 AM
Fachim$100.803/10/2011 10:42:32 AM
gemoscar$50.003/10/2011 6:26:47 AM
MissionMicroFinance$32.563/10/2011 10:46:57 AM
steely_dan34$25.003/10/2011 6:27:46 AM
Auditman$50.003/10/2011 7:24:24 AM
adama_48$25.003/10/2011 9:12:23 AM
floridahelper$100.003/10/2011 3:39:26 PM
bid-computer$50.003/10/2011 3:57:53 PM
keyfig$25.003/10/2011 4:21:37 PM
JoeMB$25.003/10/2011 9:42:19 AM
appastk$25.003/10/2011 10:56:22 AM
antrux$25.003/10/2011 12:56:05 PM
samijake$50.003/10/2011 2:38:29 PM
sabre79$25.003/10/2011 4:06:06 PM
1h1m$25.003/10/2011 4:06:07 PM
320 Investments
 
Borrower Payment Dependent Notes Series 495422
This series of Notes was issued and sold upon the funding of the borrower loan #47757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2005 Debt/Income ratio: 9%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 3/ 11 Revolving credit balance: $1,657Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: urbane-point2 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Chesdad
Purpose of loan: Business
This loan will be used to... partially fund a Comedy Show that I am putting together in the Norfolk, VA area.

My financial situation: PNC Bank
I am a good candidate for this loan because...I have more than half of the cost of the show in the back. My show features extremely hot comedians. A sold out show will gross $55,000. They are already talking about adding a 2nd show b/c the first show will probably sell out.


Monthly net income: $5,000
Monthly expenses: $2,335
Housing: $1015
Insurance: $125
Car expenses: $130
Utilities: $350
Phone, cable, internet: $15
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/23/2011 9:02:56 AM
ingenious-deal6$25.002/23/2011 9:04:39 AM
Kaj$50.002/23/2011 9:06:11 AM
suave-dime6$25.002/23/2011 9:01:25 AM
Tylerh$100.002/23/2011 9:02:29 AM
CA-Lender$25.002/23/2011 9:04:13 AM
simplelender80$200.002/23/2011 9:18:00 AM
SecondChanceLendingSERV$50.002/23/2011 11:28:09 AM
gulch$50.002/23/2011 12:18:11 PM
Artist_Blue$25.002/23/2011 12:26:25 PM
HamachiMan$50.002/23/2011 5:52:55 PM
a-finance-nirvana$25.002/24/2011 1:39:58 AM
affluence-tycoon$25.002/24/2011 6:52:42 AM
loyalist1$100.002/24/2011 2:17:18 PM
treasure-pipeline$25.002/24/2011 10:22:07 AM
Bob450$30.002/24/2011 6:36:17 PM
competent-p2p$25.002/24/2011 6:38:34 PM
liberty-destiny3$25.002/25/2011 11:56:39 AM
the-discrete-income$100.002/25/2011 8:26:40 PM
FeedTheMachine$50.002/27/2011 9:41:40 AM
umfan123$25.002/28/2011 6:06:40 AM
tnjohnso$25.002/28/2011 8:21:40 AM
ichibon$50.002/27/2011 5:41:11 PM
openness-confidant$50.002/28/2011 9:39:18 AM
jiggaman7$50.002/28/2011 3:05:04 PM
successful-generosity$25.002/28/2011 1:09:40 PM
wind183$100.002/28/2011 2:16:47 PM
genius520$100.003/1/2011 11:15:44 AM
PatRichi$25.003/1/2011 10:27:13 AM
profit-powerplant$25.003/1/2011 11:13:22 AM
Pitufo$25.003/1/2011 4:00:39 PM
NYCFinancier$25.003/1/2011 5:12:12 PM
MadHun$200.003/1/2011 4:56:58 PM
honorable-yield$25.003/1/2011 6:46:14 PM
graceful-investment$100.003/2/2011 2:01:50 AM
money-bauble$26.303/2/2011 2:03:03 AM
papaloha$25.003/2/2011 1:08:44 AM
kulender$50.003/2/2011 1:35:11 AM
the-profit-oracle$25.003/2/2011 1:44:05 AM
debt-force$25.003/2/2011 6:02:01 AM
treasure-bliss$50.003/2/2011 1:43:57 AM
orange-preeminant-bill$50.003/2/2011 2:01:06 AM
handshake5$100.003/2/2011 2:03:36 AM
irrelevant$38.233/2/2011 5:51:09 AM
worthy-bid8$25.003/2/2011 8:01:04 AM
Rogesparkguy$25.003/2/2011 6:31:18 AM
foxtrot12$100.003/2/2011 12:36:55 PM
benjamins-fortress$100.003/2/2011 12:56:21 PM
108lender$100.003/2/2011 10:37:19 AM
shmb6508$200.003/2/2011 10:42:41 AM
inspiring-reward$150.003/2/2011 1:51:49 PM
brmar$25.003/2/2011 1:52:51 PM
life-is-great$50.003/2/2011 1:56:05 PM
courteous-kindness1$25.003/2/2011 1:58:53 PM
principal-trombone$50.003/2/2011 1:59:10 PM
supersarah61$25.003/2/2011 1:59:13 PM
asiaratt$50.003/2/2011 1:59:14 PM
ddog0224$50.003/2/2011 1:59:25 PM
green-thoughtful-yield$50.003/2/2011 1:59:27 PM
CPAMAN$25.003/2/2011 3:51:17 PM
traice$25.003/2/2011 4:22:07 PM
ronow22$25.003/2/2011 4:40:56 PM
momoney2lend$25.003/2/2011 4:41:00 PM
ivadood$50.003/2/2011 4:41:03 PM
kindness-hickory5$50.003/2/2011 4:41:04 PM
consummate-loyalty1$50.003/2/2011 4:41:05 PM
ashot12$25.003/2/2011 4:41:07 PM
soulwork$25.003/2/2011 4:41:10 PM
ore-armada$50.003/2/2011 4:41:11 PM
Fire2$25.003/2/2011 4:41:12 PM
ITExec$100.003/2/2011 4:41:18 PM
fortytwo$50.003/2/2011 4:41:34 PM
dckpolo$25.003/2/2011 4:41:41 PM
rysil$50.003/2/2011 4:41:45 PM
BooRadley$25.003/2/2011 4:42:06 PM
thefork$50.003/2/2011 4:42:25 PM
gala279$50.003/2/2011 4:42:29 PM
vibraphone3$50.003/2/2011 4:42:32 PM
GElender$25.003/2/2011 4:42:35 PM
musegaze$100.003/2/2011 4:42:38 PM
JJ9876$25.003/2/2011 4:42:40 PM
symbiosis$50.003/2/2011 4:42:41 PM
incbx$50.003/2/2011 4:42:44 PM
interstellar$51.003/2/2011 4:43:12 PM
the-silver-blaster$50.003/2/2011 1:59:16 PM
gelidfrank$25.003/2/2011 1:59:17 PM
ingenious-interest1$50.003/2/2011 1:59:24 PM
finance-mushroom$100.003/2/2011 1:24:24 PM
Jack55304$300.003/2/2011 1:25:26 PM
assetmanager$25.003/2/2011 5:39:30 PM
HeroJason86$25.003/2/2011 6:20:41 PM
dparkhom$25.003/2/2011 6:44:33 PM
0600Zulu$50.003/2/2011 4:40:55 PM
capital-halo1$375.003/2/2011 4:40:58 PM
firewomin$50.003/2/2011 4:41:01 PM
JClives$50.003/2/2011 4:41:07 PM
unclejaef$25.003/2/2011 4:41:15 PM
wanna-help$50.003/2/2011 4:41:17 PM
payout-banker4$25.003/2/2011 4:41:24 PM
p123$25.003/2/2011 4:41:39 PM
ferocious-exchange3$50.003/2/2011 4:41:44 PM
economy-producer$25.003/2/2011 4:41:48 PM
Q9-X3$50.003/2/2011 4:41:53 PM
j-lender$50.003/2/2011 4:42:29 PM
LR_Biker$50.003/2/2011 4:42:31 PM
rockstar78$25.003/2/2011 4:42:40 PM
choss02$50.003/2/2011 4:42:43 PM
cash-reaction2$50.003/2/2011 4:42:46 PM
jigsaw$50.003/2/2011 1:59:08 PM
point-kitten6$50.003/2/2011 1:59:15 PM
mtquan$25.003/2/2011 1:59:19 PM
mrfrog$25.003/2/2011 9:43:18 PM
psycardis$50.003/2/2011 9:58:03 PM
kjb1971$25.003/2/2011 11:53:06 PM
Supermarine9$25.003/2/2011 4:40:53 PM
Tammy102800$25.003/2/2011 4:40:57 PM
order-maestro$25.003/2/2011 4:41:00 PM
circuitfive$25.003/2/2011 4:41:02 PM
bajaruss$25.003/2/2011 4:41:06 PM
punctual-worth$25.003/2/2011 4:41:08 PM
flanative$50.003/2/2011 4:41:09 PM
GordoMG$50.003/2/2011 4:41:13 PM
randsenterprise$25.003/2/2011 4:41:14 PM
bid-czar8$50.003/2/2011 4:41:32 PM
Tikibarman$25.003/2/2011 4:41:35 PM
MrBailey$25.553/2/2011 4:41:42 PM
Mariner3605$25.003/2/2011 4:41:59 PM
orangetrust$100.003/2/2011 4:42:04 PM
ready-vigilance3$50.003/2/2011 4:42:05 PM
RMB-Investments$50.003/2/2011 4:42:07 PM
gain-gourd$75.003/2/2011 4:42:12 PM
Fenix878$25.003/2/2011 4:42:26 PM
moola-escalator$25.003/2/2011 4:42:28 PM
zone8$50.003/2/2011 4:42:33 PM
kendallv$25.003/2/2011 4:42:36 PM
tech310$50.003/2/2011 4:42:39 PM
Speculator$25.003/2/2011 4:42:42 PM
OSERENKUKU$25.323/2/2011 8:16:37 PM
dime-vista2$25.003/2/2011 10:00:38 PM
eccles$25.003/2/2011 6:23:11 PM
nicklds$25.003/3/2011 1:35:50 AM
Trimalchio12$25.003/3/2011 1:37:20 AM
divedude$25.003/3/2011 1:38:27 AM
kain11286$50.003/2/2011 8:08:14 PM
top-commerce-rumbler$25.003/2/2011 8:09:12 PM
jtc26$62.233/2/2011 10:38:54 PM
ahalls$25.003/3/2011 1:35:31 AM
Cheburashka$25.003/3/2011 1:36:14 AM
Steveoo1$25.003/3/2011 1:38:38 AM
149 Investments
 
Borrower Payment Dependent Notes Series 495471
This series of Notes was issued and sold upon the funding of the borrower loan #47738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1986 Debt/Income ratio: 10%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,908Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: five-star-yield8 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help a disabled vet out?
Purpose of loan: Loan consolidation
This loan will be used to...Pay off my credit card so I have some breathing room.

My financial situation: Very Good
I am a good candidate for this loan because...I have a steady, fixed income from 3 government sources


Monthly net income: $5000
Monthly expenses: $100 a month eating out
Housing: $0 (paid off)
Insurance: $85/mo for home insurance, $300 per 6 months for vehicle insurance
Car expenses: $0 (paid off)
Utilities: $100 to $200
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $0 to $1000 if I get this loan, and I'll be able to pay CC in full every month
Other expenses: $100 per month (wild bird feed, dog food)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Thanks for your service to our country. What is the current APR you are paying on your cards and your current monthly payment? - organic-treasure
A: My APR is 17.24%, & my next payment is $198 or so. I just need to have a separate loan, so I can pay the CC down to zero. Then I'll be able to do what I've been doing the last 5 years (except for the last couple of months), & pay it off in full every month. My bills go to the card so I can get points for $ back, so I would normally have negative interest, so to speak. I'll have no problem paying the $300/month for a separate loan. Thank You. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.002/24/2011 9:02:34 AM
orderly-leverage$100.002/24/2011 9:04:43 AM
reflective-rupee$100.772/24/2011 9:44:58 AM
suave-dime6$25.002/24/2011 9:04:06 AM
greencat$50.002/24/2011 9:02:26 AM
Kaj$50.002/24/2011 9:05:35 AM
ingenious-deal6$25.002/24/2011 9:05:24 AM
DHolly$50.002/24/2011 9:13:00 AM
MarvintheMartian$25.002/24/2011 10:52:58 AM
reflective-rupee$150.772/24/2011 9:45:06 AM
bassman2$25.002/24/2011 4:46:34 PM
frogperson$250.002/24/2011 9:46:58 PM
competent-p2p$40.002/24/2011 6:09:21 PM
selector568$50.002/25/2011 1:26:48 AM
Tylerh$100.002/25/2011 8:08:48 AM
zone6$100.002/25/2011 6:16:25 AM
liberty-destiny3$25.002/25/2011 11:56:57 AM
Bob450$30.002/25/2011 4:12:04 PM
the-discrete-income$100.002/25/2011 8:26:57 PM
platinum-scientist9$25.002/27/2011 5:44:43 AM
FeedTheMachine$50.002/27/2011 9:42:01 AM
lasalle123$50.002/27/2011 10:43:30 AM
ichibon$50.002/27/2011 5:41:21 PM
magnetic-dedication3$25.002/28/2011 3:02:53 AM
umfan123$25.002/28/2011 7:16:24 AM
Artist_Blue$25.002/28/2011 11:32:53 AM
HamachiMan$50.002/28/2011 4:29:07 PM
tnjohnso$25.003/1/2011 2:32:30 AM
healthy-worth5$25.003/1/2011 7:06:19 AM
jiggaman7$25.003/1/2011 10:26:13 AM
MadHun$200.003/1/2011 4:57:06 PM
honorable-yield$25.003/1/2011 6:46:27 PM
debt-force$25.003/2/2011 6:02:20 AM
loanman2007$75.003/2/2011 6:09:22 AM
Rogesparkguy$25.003/2/2011 6:31:31 AM
worthy-bid8$25.003/2/2011 8:01:16 AM
shmb6508$200.003/2/2011 10:42:48 AM
ethicalhumanist$25.003/2/2011 1:47:14 PM
realtormoises$25.003/2/2011 3:58:48 PM
dparkhom$25.003/2/2011 6:44:40 PM
mrfrog$25.003/2/2011 9:43:29 PM
Tikibarman$25.003/2/2011 5:30:42 PM
careful-note$50.003/3/2011 5:19:02 AM
metro457$50.003/3/2011 6:54:24 AM
ivadood$50.003/3/2011 7:13:10 AM
firsttouch1$200.003/2/2011 10:25:23 PM
the-profit-oracle$25.003/3/2011 2:11:32 AM
five-star-euro3$50.003/3/2011 9:43:44 AM
unforgettable-market3$100.003/3/2011 10:43:17 AM
point-sasquatch$25.003/3/2011 10:51:49 AM
pound-ace$50.003/3/2011 9:45:05 AM
p2p-czar3$25.003/3/2011 10:10:44 AM
power-trophy7$25.003/3/2011 4:20:19 PM
moola-pillow$50.003/3/2011 4:27:36 PM
ssanders82$25.003/3/2011 12:21:05 PM
netelegent$25.003/3/2011 7:16:00 PM
SFBank$100.003/3/2011 8:08:03 PM
Myrick$25.003/3/2011 5:55:18 PM
kulender$50.003/4/2011 8:32:45 AM
radforj22$25.003/4/2011 8:32:56 AM
lowcostmoney$25.003/3/2011 7:01:23 PM
papaloha$25.003/3/2011 6:25:49 PM
social-conductor4$25.003/3/2011 7:30:32 PM
bsh297$25.003/3/2011 6:26:12 PM
ingenious-diversification$25.003/4/2011 9:34:47 AM
gold-blanket0$25.003/3/2011 6:54:59 PM
asmithj$50.003/4/2011 9:36:48 AM
codavee$100.003/4/2011 9:40:12 AM
bchang2001$25.003/3/2011 7:40:00 PM
commerce-renewal$100.003/3/2011 8:27:07 PM
orange-preeminant-bill$50.003/4/2011 8:33:16 AM
payment-gusto$25.003/4/2011 10:13:33 AM
inspiring-reward$100.003/4/2011 9:11:19 AM
sf-funder$25.003/4/2011 10:26:47 AM
greenback-chairman5$100.003/4/2011 11:28:36 AM
admirable-basis1$25.003/4/2011 9:37:12 AM
Dragon4021$25.003/4/2011 12:16:47 PM
Rashanir$25.003/4/2011 9:34:15 AM
flexible-diversification9$50.003/4/2011 9:34:20 AM
bullwink27$25.003/4/2011 12:16:52 PM
safe-finance$25.003/4/2011 9:35:38 AM
i3urtonair$25.003/4/2011 9:55:10 AM
108lender$100.003/4/2011 10:03:02 AM
courteous-kindness1$25.003/4/2011 12:46:59 PM
brmar$25.003/4/2011 12:47:40 PM
missing-link$25.003/4/2011 12:48:06 PM
money-bauble$100.003/4/2011 12:48:09 PM
irrelevant$50.003/4/2011 12:48:15 PM
SB94114$25.003/4/2011 10:09:03 AM
squarebob$125.003/4/2011 9:42:36 AM
vigorous-velocity$39.863/4/2011 1:01:30 PM
Comoparklender$50.003/4/2011 1:01:31 PM
LibbyZ$50.003/4/2011 1:01:41 PM
restech$25.003/4/2011 1:01:42 PM
intuitive-velocity4$50.003/4/2011 1:01:48 PM
deal-hickory5$50.003/4/2011 1:01:49 PM
forthright-trade$50.003/4/2011 1:01:55 PM
justonejake$25.003/4/2011 1:02:00 PM
shrewd-peace7$25.003/4/2011 1:02:03 PM
famous-hope$25.003/4/2011 1:02:15 PM
LBOregon$25.003/4/2011 1:02:42 PM
yield-lion$25.003/4/2011 1:03:20 PM
AF-Chief$50.003/4/2011 1:03:24 PM
commitment-orbiter5$50.003/4/2011 1:04:04 PM
kmg751$50.003/4/2011 10:51:16 AM
treasure-bliss$50.003/4/2011 10:13:12 AM
mammalian4$100.003/4/2011 11:18:28 AM
interstellar$51.003/4/2011 10:17:22 AM
cogent$38.463/4/2011 11:14:38 AM
BranSam$100.003/4/2011 12:45:53 PM
genius520$100.003/4/2011 12:47:49 PM
copper$50.003/4/2011 12:47:55 PM
bnlforever$25.003/4/2011 12:48:02 PM
Diamond_Jim$47.703/4/2011 12:48:04 PM
festeringsnot$25.003/4/2011 1:01:11 PM
raisingophelia$25.003/4/2011 1:01:38 PM
haplender$50.003/4/2011 1:01:54 PM
Learning2Lend$50.003/4/2011 1:01:59 PM
active-reward7$50.003/4/2011 1:02:20 PM
brazilofmux$71.783/4/2011 1:02:25 PM
magnolia161$25.003/4/2011 1:02:58 PM
wanna-help$50.003/4/2011 1:03:06 PM
principal-trombone$50.003/4/2011 1:03:09 PM
ommcd$25.003/4/2011 1:03:17 PM
handshake5$100.003/4/2011 1:03:32 PM
Pitufo$25.003/4/2011 1:03:34 PM
Ocean713$50.003/4/2011 1:04:02 PM
supersarah61$25.003/4/2011 12:41:57 PM
cash-reaction2$50.003/4/2011 12:47:37 PM
Jack55304$300.003/4/2011 12:47:45 PM
SDNLR$25.003/4/2011 12:47:57 PM
momoney2lend$25.003/4/2011 12:48:16 PM
incbx$50.003/4/2011 12:48:42 PM
emphatic-bonus5$25.003/4/2011 1:01:33 PM
MADAOO7$50.003/4/2011 1:01:35 PM
dough-bear$25.223/4/2011 1:01:45 PM
lucrative-transparency0$50.003/4/2011 1:01:51 PM
MAYBROOK$28.183/4/2011 1:01:57 PM
gotjack$25.003/4/2011 1:02:36 PM
affluence-tycoon$50.003/4/2011 1:02:56 PM
gizzywump$50.003/4/2011 1:02:57 PM
authoritative-capital$25.003/4/2011 1:03:02 PM
helping-out$50.003/4/2011 1:03:03 PM
graceful-investment$36.303/4/2011 1:03:25 PM
144 Investments
 
Borrower Payment Dependent Notes Series 495528
This series of Notes was issued and sold upon the funding of the borrower loan #47758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2001 Debt/Income ratio: 27%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,504Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: a-dynamic-penny Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help consolidating some debt
Purpose of loan:
This loan will be used to consolidate some of my credit card debt.

My financial situation:
I am a good candidate for this loan because I will use the money to pay down some debt, I have never missed any payments; car, or credit card never been late with rent payment.

Monthly net income: $2700.00
Monthly expenses: $400
Housing: $750
Insurance: $80
Car expenses: $150
Utilities: $25
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$125.003/4/2011 9:20:06 AM
BxRealtor$25.003/4/2011 9:20:11 AM
reflective-rupee$500.333/4/2011 9:23:47 AM
JustMee$25.003/4/2011 9:34:14 AM
runner262$25.003/4/2011 9:34:55 AM
Nerdster1$30.053/4/2011 9:52:45 AM
debt-force$25.003/4/2011 9:57:32 AM
Bank_Of_XL$25.003/4/2011 10:06:17 AM
benjamins-utopia$50.003/4/2011 9:18:10 AM
simplelender80$100.003/4/2011 9:19:52 AM
MadHun$200.003/4/2011 9:22:33 AM
Tradesmanlender$35.003/4/2011 9:22:53 AM
DasMula$27.003/4/2011 9:24:10 AM
important-ore$150.003/4/2011 9:24:47 AM
zotzot$100.113/4/2011 9:28:07 AM
brainy-repayment5$25.003/4/2011 9:23:25 AM
SimpleChoice$25.003/4/2011 9:36:04 AM
integrity-doctor$100.003/4/2011 9:55:13 AM
enchanted-yield4$100.003/4/2011 1:12:15 PM
Wangchuk$25.003/4/2011 11:23:06 AM
competent-p2p$30.003/4/2011 11:39:48 AM
vutah$25.003/4/2011 12:13:37 PM
agalt$110.003/4/2011 1:56:00 PM
mammalian4$100.003/4/2011 2:37:23 PM
Byrd24$100.003/4/2011 5:15:00 PM
kind-bid-genome$25.003/4/2011 7:16:17 PM
thankful-nickel2$100.003/4/2011 5:46:05 PM
jdrez$25.003/4/2011 6:31:27 PM
dcoggins$25.003/4/2011 7:58:00 PM
transformer855$25.003/4/2011 10:52:26 PM
Bank42$100.003/5/2011 5:22:24 AM
loanman2007$125.003/5/2011 4:27:22 AM
back-scratchers$25.003/5/2011 5:41:51 PM
jmichael23$100.003/5/2011 1:09:02 PM
Cai8899$40.003/6/2011 8:44:24 AM
houli123$250.003/5/2011 6:07:15 PM
radforj22$25.003/6/2011 4:51:24 AM
ghinga$25.003/6/2011 5:15:53 AM
magnetic-dedication3$25.003/6/2011 4:56:07 PM
loss-of-control$100.003/6/2011 9:27:52 AM
power-secret-agent$25.003/6/2011 12:44:04 PM
Mrgiggleswic$100.003/7/2011 5:09:37 AM
musegaze$110.003/7/2011 12:17:54 PM
all_of_that_one$30.003/7/2011 5:01:49 PM
shrewd-income$100.003/7/2011 3:02:36 PM
TikPmp1$25.003/7/2011 4:52:07 PM
Techne_Funds_LLC$25.003/7/2011 12:52:05 PM
Tylerh$100.003/7/2011 7:17:00 PM
firsttouch1$500.003/7/2011 7:47:45 PM
exciting-fairness$200.003/7/2011 5:22:05 PM
doopers$25.003/8/2011 6:53:28 AM
ekmendenhall$100.003/8/2011 8:42:34 AM
poplar37$25.003/7/2011 7:32:05 PM
new-ore-venture$100.003/8/2011 9:21:04 AM
Polonius$26.003/7/2011 9:24:57 PM
power-companion7$100.003/8/2011 10:08:53 AM
missoula$25.003/8/2011 12:24:50 PM
Sol_Invictus$25.003/8/2011 10:51:13 AM
enchanted-note$25.003/8/2011 7:35:20 AM
kulender$100.003/8/2011 12:27:44 PM
worthy-bid8$100.003/8/2011 4:13:07 PM
FinanceEngine$25.003/8/2011 4:25:17 PM
Loan2save$32.063/8/2011 7:42:55 PM
market-pudding$25.003/8/2011 5:34:17 PM
patriot897$25.003/8/2011 6:33:39 PM
lender987654321$100.003/8/2011 8:12:13 PM
vishal29$100.003/8/2011 9:13:16 PM
Jim33$25.003/8/2011 7:10:46 PM
cbivitz$250.003/9/2011 6:25:02 AM
credit-coach118$100.003/9/2011 10:30:38 AM
skillful-asset5$25.003/8/2011 8:18:38 PM
grampy48$25.003/9/2011 11:55:13 AM
blLending$25.003/9/2011 9:17:16 AM
intelligent-yield$200.003/9/2011 9:59:25 AM
nimble-nickel$25.003/9/2011 2:51:16 PM
visionary-asset5$100.003/9/2011 10:47:53 AM
BuzzyBee336$29.013/9/2011 8:18:18 AM
elegant-capital$25.003/9/2011 8:36:00 AM
CSinvestments$25.003/9/2011 8:40:25 AM
nickel-ferret$100.003/9/2011 8:48:19 AM
All_Wins$32.843/9/2011 5:07:03 PM
knixfan78$100.003/9/2011 5:43:17 PM
payment-wonder2$50.003/9/2011 5:45:35 PM
truth-willow$25.663/9/2011 1:49:32 PM
CA-Lender$100.003/9/2011 2:56:40 PM
jazz619$25.003/9/2011 6:42:13 PM
maccpro1$50.003/9/2011 9:31:38 PM
mckhbnpc$30.003/9/2011 10:55:38 AM
2brotherslending$100.003/9/2011 10:10:49 PM
authoritative-loot$25.003/9/2011 10:38:42 PM
roi-advantage$25.003/9/2011 6:03:00 PM
the-upbeat-p2p$200.003/9/2011 7:00:55 PM
JackinGreen$50.223/9/2011 9:56:27 PM
kjv1611$50.003/10/2011 12:22:37 AM
msmlender$35.883/9/2011 4:52:21 PM
Snoopylover$25.003/10/2011 1:14:54 AM
greenback-guard$25.003/10/2011 1:52:09 AM
All_Wins$25.003/9/2011 5:13:15 PM
payout-banker4$25.003/9/2011 6:02:47 PM
visionary-fund$200.003/9/2011 7:38:09 PM
EarlyRiser$95.443/10/2011 1:04:40 AM
101 Investments
 
Borrower Payment Dependent Notes Series 495571
This series of Notes was issued and sold upon the funding of the borrower loan #47705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $276.05
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1994 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,839Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: ferocious-truth0 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...PAY OFF CREDIT CARDS AND HSPITAL BILL MY INSURANCE DIDN'T COVER

My financial situation:
I am a good candidate for this loan because...VERY PARTICULAR ABOUT MY FINANCES. HAVE A STABLE JOB THAT I ENJOY. I DON'T WANT TO SPEND ANY MORE OF MY HARD EARNED MONEY ON HIGH INTEREST. I WANT TO HAVE EVERYTHING PAID OFF WITHIN 3 YEARS.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you tell me what your current debt payments are. Also, do you plan to continue using credit cards? Thanks - loan-warrior
A: My debt to income as of right now is 14%. No I am not going to continue to use my credit cards. My plan is to get away from these high interest rates and keep it that way. The way I ended up with the high credit card bills is I finished 50% of my basement due to my wife and I having a baby. It wasn't exzactly planned, but now I am very happy that event occurred. We also have two 17 year old boys, therefore had to have 2 berooms and a full bath downstairs. Thank you for your interest. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kyomoon$50.002/25/2011 9:02:01 AM
nimble-money0$25.002/25/2011 9:04:41 AM
tenacious-compassion9$25.002/25/2011 9:05:26 AM
Preteur$25.002/25/2011 9:05:29 AM
minista$25.002/25/2011 9:05:47 AM
syounker$25.002/25/2011 9:34:53 AM
DukSerduk$25.002/25/2011 9:02:57 AM
authoritative-capital$25.002/25/2011 9:03:06 AM
TikPmp1$25.002/25/2011 9:04:25 AM
yoyoclock$35.002/25/2011 9:04:33 AM
CashProvider$100.002/25/2011 9:04:48 AM
CBO-Enterprise$50.002/25/2011 9:04:55 AM
jenkris$25.002/25/2011 9:05:00 AM
KWarrior$50.002/25/2011 9:05:13 AM
evnagelist$50.002/25/2011 9:05:38 AM
efficient-treasure0$25.002/25/2011 9:02:20 AM
treasure-pipeline$50.002/25/2011 9:07:00 AM
BidDaddyBigBucks$25.002/25/2011 9:07:04 AM
kenji4861$25.002/25/2011 9:04:17 AM
LendGuy$50.002/25/2011 9:07:16 AM
meux99$25.002/25/2011 9:05:02 AM
youqianderen$50.002/25/2011 9:05:04 AM
benjamins-utopia$100.002/25/2011 9:05:08 AM
community-pipeline$25.002/25/2011 9:05:19 AM
sk10023$25.002/25/2011 9:05:24 AM
nuclearmoose$25.002/25/2011 9:05:34 AM
credit-investor5$50.002/25/2011 1:11:28 PM
DalCowboys$25.002/25/2011 7:28:44 PM
Tylerh$100.002/25/2011 3:21:42 PM
wwwUniversal$25.002/26/2011 1:37:21 AM
bowdish1$50.002/26/2011 6:46:51 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:31 AM
a-exponential-hope$25.002/26/2011 6:36:22 AM
cash-sensai2$50.002/26/2011 7:24:20 AM
sandeepPR$25.002/26/2011 6:02:42 PM
radforj22$50.002/27/2011 1:31:27 AM
ichibon$125.002/27/2011 6:11:16 PM
kind-resolute-dough$50.002/28/2011 9:31:31 AM
deal-gazer$50.002/28/2011 12:21:30 PM
reflective-gain$25.002/28/2011 9:47:46 AM
Scrabble$50.002/28/2011 6:56:14 PM
MihirFromRedmond$25.003/1/2011 8:20:41 AM
rate-rapture8$50.003/1/2011 11:50:09 AM
inspired-investment8$50.143/2/2011 2:03:26 AM
kulender$50.003/2/2011 1:35:18 AM
worthy-bid8$50.003/2/2011 2:06:07 AM
Phantom99$100.003/2/2011 7:01:44 AM
ichibon$200.883/2/2011 7:16:24 AM
best-ingenious-funds$25.003/2/2011 9:32:23 AM
LovinMe$25.003/2/2011 10:11:34 AM
orindalender$50.003/2/2011 1:57:30 PM
shellstar$25.003/2/2011 10:00:15 PM
thezfunk$25.003/2/2011 10:18:59 PM
TomDalonajay$25.003/3/2011 9:46:20 AM
brainy-repayment5$50.003/3/2011 3:36:22 PM
Richmp412$25.003/3/2011 3:47:51 PM
skuba$28.153/3/2011 3:52:29 PM
compoundinterest$50.003/3/2011 3:52:37 PM
cablenews$50.003/3/2011 3:47:04 PM
DadWarbucks$60.003/3/2011 3:47:50 PM
top-epic-community$50.003/3/2011 3:53:28 PM
Havana21$200.003/3/2011 5:15:39 PM
codavee$100.003/4/2011 9:38:51 AM
commerce-renewal$100.003/3/2011 8:26:19 PM
velocity-solo$25.003/4/2011 10:04:04 AM
Sixmil$100.003/4/2011 9:36:28 AM
SARMAR$50.003/4/2011 11:41:30 AM
Octavian315$35.003/4/2011 10:35:58 AM
JanLal$50.003/4/2011 2:32:52 PM
brightest-dynamic-peace$25.003/4/2011 1:45:28 PM
mistertao$25.003/4/2011 8:22:25 PM
108lender$250.003/5/2011 2:09:55 AM
thedoctor$100.003/5/2011 2:18:23 AM
Marathoner$25.003/4/2011 5:33:44 PM
rmachi$25.003/5/2011 2:08:52 AM
Jtomtom$25.003/5/2011 5:57:41 AM
a-responsible-return$100.003/5/2011 3:28:16 AM
mpactlender$25.003/5/2011 10:23:35 AM
GWV2$50.003/5/2011 3:11:52 PM
Emgolda$25.003/5/2011 11:52:40 AM
fantastic-openness$100.003/5/2011 5:19:31 PM
Supernick$50.003/5/2011 5:56:31 PM
transparency-giant$50.003/5/2011 6:23:30 PM
jimbo29blue$65.003/5/2011 1:15:31 PM
DreDub$50.003/5/2011 10:17:02 PM
GodzillaLending$25.003/5/2011 4:17:42 PM
commerce-voyager$25.003/5/2011 6:21:39 PM
valiant-liberty4$25.003/5/2011 6:36:36 PM
Fonthill$100.003/6/2011 10:01:55 AM
Bank42$100.003/6/2011 4:36:39 AM
guybyny$25.003/6/2011 8:57:47 AM
nonukem$25.003/6/2011 1:51:11 PM
degster$25.003/7/2011 9:35:30 AM
economy-beast$38.853/7/2011 5:26:26 AM
dinero-storm4$100.003/6/2011 6:41:11 PM
BxRealtor$25.003/6/2011 9:56:10 PM
Pickmar$25.003/7/2011 7:45:17 AM
moneynmotion$50.003/7/2011 1:02:39 PM
Zoramite$25.003/7/2011 9:33:44 AM
GCCPartners$25.003/7/2011 9:34:15 AM
Westerly$25.003/7/2011 2:46:45 PM
gzeo$25.003/7/2011 9:36:50 AM
albatross897$25.003/7/2011 5:42:11 PM
prudent-dinero$25.003/7/2011 7:20:47 PM
AJSinvest$25.003/7/2011 5:42:03 PM
jscope$25.003/7/2011 6:11:12 PM
moneyfriend$100.003/7/2011 7:31:02 PM
spursdog$50.003/8/2011 9:35:42 AM
power-companion7$100.003/8/2011 10:06:26 AM
windfall46$25.003/8/2011 8:36:14 AM
Mantis75$25.003/8/2011 10:42:31 AM
beachbum22$25.003/8/2011 12:23:54 PM
ZeoInvestments$25.003/8/2011 10:27:23 AM
paramjit$25.003/8/2011 11:03:15 AM
afotherg$102.003/8/2011 11:03:58 AM
investment-comet$100.003/8/2011 11:12:32 AM
jamschmidt$25.003/8/2011 4:36:56 PM
Bosslady123q$25.003/8/2011 10:19:41 AM
paladin847$50.003/8/2011 3:07:41 PM
Captain88$25.003/8/2011 10:51:07 AM
astute-benjamins$25.003/8/2011 3:18:30 PM
diligent-leverage$50.003/8/2011 11:12:15 AM
dtrain5$25.003/8/2011 4:12:40 PM
lifegrowth$25.003/8/2011 11:39:46 AM
indomitable-coin$50.003/8/2011 4:36:51 PM
dma1206$50.003/8/2011 9:06:44 PM
julijask$45.003/8/2011 12:30:04 PM
patriot897$50.003/8/2011 6:26:09 PM
tolstoy00$25.003/9/2011 2:18:42 AM
value-pouch$50.003/9/2011 2:35:48 AM
important-ore$100.003/9/2011 2:40:52 AM
TBCapitol$75.003/9/2011 4:45:43 AM
reinforced-reward$25.003/9/2011 5:26:09 AM
top-sensible-yield$25.003/9/2011 5:41:14 AM
sentimental-cash0$25.003/8/2011 9:12:04 PM
anti-wall-st$50.003/9/2011 2:58:12 AM
Invest4kids$30.003/8/2011 6:58:08 PM
shakespeare6$25.003/9/2011 5:49:47 AM
intelligent-yield$100.003/9/2011 9:52:55 AM
trade-pumpkin$30.003/9/2011 10:07:10 AM
emmeyP$100.003/9/2011 6:39:32 AM
wealthstar$50.003/9/2011 7:51:04 AM
vishal29$100.003/8/2011 9:19:10 PM
hopeful-asset9$100.003/8/2011 9:41:09 PM
platinum-platoon$25.003/8/2011 9:47:30 PM
PThor$100.003/9/2011 12:51:08 PM
Anny-Disco$50.003/9/2011 6:12:33 AM
harmonious-moola7$50.003/9/2011 6:51:17 AM
bigballer105$100.003/9/2011 11:12:11 AM
payment-wonder2$50.003/9/2011 5:44:21 PM
outofoffice$50.003/9/2011 9:24:21 AM
lively-exchange$25.003/9/2011 3:43:52 PM
The_Third_Hand$100.003/9/2011 8:11:01 PM
luvlending$50.003/9/2011 9:42:13 PM
TrueLending$25.003/9/2011 11:07:17 AM
YellowJacket$25.003/10/2011 1:13:04 AM
valemic$25.003/9/2011 12:06:23 PM
knixfan78$50.003/9/2011 5:38:04 PM
tszbgae$100.003/9/2011 5:42:03 PM
GreenSun$50.003/10/2011 5:01:39 AM
gemoscar$50.003/10/2011 6:26:05 AM
YesMoney$25.003/9/2011 8:57:15 PM
steely_dan34$25.003/10/2011 6:27:48 AM
2brotherslending$69.223/9/2011 10:15:30 PM
WeR5A$25.003/10/2011 7:17:13 AM
sunny1985$25.003/10/2011 8:33:35 AM
vonbondie3000$27.003/9/2011 5:42:29 PM
adama_48$25.003/10/2011 9:12:25 AM
lenderforyoutoday$50.003/9/2011 7:01:06 PM
Pickmar$25.003/10/2011 6:17:48 AM
peb44$25.003/9/2011 7:16:03 PM
kochan123$50.003/9/2011 7:52:04 PM
theemhdoctor$25.003/10/2011 10:07:10 AM
enterprising-cash0$25.003/9/2011 8:31:41 PM
Some-Day$31.703/10/2011 7:11:51 AM
trustworthy-finance6$100.003/10/2011 7:37:29 AM
bobby5832708$50.003/10/2011 8:02:25 AM
paddatjie$50.003/10/2011 9:12:09 AM
vigilance-revolutionary$50.003/10/2011 9:21:39 AM
trade-caper$100.003/10/2011 5:36:14 AM
engbusres$100.003/10/2011 5:59:42 AM
CCLP2P$21.163/10/2011 10:41:00 AM
GoingFishing$25.003/10/2011 6:13:04 AM
steady-penny1$30.903/10/2011 10:35:02 AM
184 Investments
 
Borrower Payment Dependent Notes Series 495666
This series of Notes was issued and sold upon the funding of the borrower loan #47727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,175.83 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $416.08
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1986 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $373,230Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: goodhearted-economy455 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CT
Purpose of loan:
This loan will be used to...
pay my current tax bill.
My financial situation:
I am a good candidate for this loan because...
i have reliable credit

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you care to provide any details about the purpose of this loan, income and expense details, outstanding mortgage, HELOC balance, current home value etc. Think if you can ask a bank for a loan with the details you provided in this listing? Thanks - Reddy_Capital
A: My apologies as i thought i detailed that this was loan for income taxes in current year. My 1st mortgage is 268,000 and HELOC is 325,000 with the current MV dropping in the pass 2 years being around 585,000. I have not drawn on mortgage debt since 2005. I make 150,000 base salary. thanks (Feb-28-2011)
Q: Please explain your very high revolving debt level. Thanks - reflective-rupee
A: Hello- i dont have a current credit report in form of me but i have a 1st mortgage and a HELOC, and the HELOC of 325,000 may show up as revolving debt. Lastly, credit card amounts appear high have been substantially paid down in the past 2 years, however availability on several cards were reduced after i made substantial payments and interest rates on these have increased, through no fault of my own as i have not registered a late payment on any of them. thanks (Feb-28-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total current mortgage balance is 593,000 and 1st mortgage is amortizing. MV is about 590k due to housing conditions. My mortgages have not been touched or drawn upon since 2005. The decline in MV has made it extremely difficult to refinance. (Feb-28-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$35.002/25/2011 5:03:45 PM
MadHun$100.002/25/2011 5:03:58 PM
benjamins-utopia$100.002/25/2011 5:01:26 PM
BxRealtor$25.002/25/2011 5:01:41 PM
happyinvallarta$50.002/25/2011 5:01:45 PM
Azonic21$25.002/25/2011 5:01:55 PM
TikPmp1$25.002/25/2011 5:04:20 PM
simplelender80$100.002/25/2011 5:01:33 PM
organized-payment6$50.002/25/2011 5:01:50 PM
HamachiMan$50.002/25/2011 5:05:08 PM
Bank_Of_XL$50.002/26/2011 7:25:50 AM
bullwink27$25.002/27/2011 6:52:08 PM
reflective-rupee$150.772/28/2011 8:07:58 AM
reflective-rupee$100.772/28/2011 8:07:51 AM
kind-resolute-dough$25.002/28/2011 9:43:47 AM
brainy-repayment5$50.003/1/2011 10:58:31 AM
meenan$50.003/1/2011 12:12:51 PM
radforj22$25.003/1/2011 3:10:55 PM
Tylerh$100.003/1/2011 3:15:07 PM
enthralling-deal180$50.003/2/2011 6:17:21 AM
Phantom99$50.003/2/2011 7:03:11 AM
worthy-bid8$50.003/2/2011 7:59:40 AM
gold-blanket0$50.003/2/2011 9:53:51 AM
goodcents$25.003/2/2011 6:49:28 PM
gold-sushi$25.003/3/2011 8:03:54 AM
Preteur$25.003/3/2011 9:28:55 AM
AFairDeal$75.003/3/2011 6:00:23 PM
commerce-renewal$100.003/3/2011 8:26:03 PM
important-ore$150.003/4/2011 3:20:51 AM
mammalian4$100.003/4/2011 10:52:32 AM
integrity-doctor$100.003/4/2011 10:09:50 AM
enchanted-yield4$100.003/4/2011 1:11:00 PM
ManhattanLender$25.003/4/2011 1:29:56 PM
kulender$50.003/4/2011 2:04:23 PM
jdrez$25.003/4/2011 6:42:20 PM
FWF-kinetic$100.003/4/2011 9:18:37 PM
Artist_Blue$25.003/5/2011 9:36:24 AM
Havana21$25.003/5/2011 1:23:37 PM
Bank42$100.003/6/2011 4:36:51 AM
Cai8899$40.003/6/2011 8:43:25 AM
Fonthill$100.003/6/2011 10:02:47 AM
worldly-community3$50.003/6/2011 11:06:36 AM
terrific-p2ploan$25.003/6/2011 8:00:53 PM
powerplant6$25.003/6/2011 10:44:00 AM
Ripsaw4U$50.003/7/2011 12:26:33 PM
unfixer$25.003/7/2011 6:19:29 AM
crazycool$100.003/7/2011 11:47:31 AM
friendly-market5$25.003/7/2011 3:58:23 PM
gravbox$25.003/8/2011 6:36:37 AM
genius520$100.003/8/2011 6:46:30 AM
superb-funds335$25.003/7/2011 8:41:46 PM
bountiful-durability$100.003/7/2011 8:57:37 PM
don8ter$25.003/8/2011 11:34:14 AM
a-responsible-return$100.003/8/2011 12:28:35 PM
creature2$32.433/8/2011 9:52:41 AM
credit-investor5$50.003/8/2011 12:30:44 PM
power-companion7$100.003/8/2011 10:01:26 AM
debt-force$25.003/8/2011 12:32:02 PM
integrity-saver$100.003/8/2011 12:39:49 PM
patriot897$25.003/8/2011 6:32:39 PM
Mr_Money$25.003/8/2011 12:28:51 PM
melodious-fairness$41.303/9/2011 2:42:35 AM
trade-hyperdrive1$100.003/8/2011 7:32:29 PM
lender987654321$25.003/8/2011 7:56:16 PM
shur$25.003/8/2011 8:08:11 PM
green-moola-platoon$100.003/9/2011 8:13:17 AM
hopeful-asset9$25.003/8/2011 9:41:56 PM
kchen486$25.003/8/2011 11:01:52 PM
nickel-ferret$100.003/9/2011 8:46:29 AM
DDPrime$50.003/9/2011 6:07:35 PM
astute-benjamins$25.003/9/2011 2:41:03 PM
jazz619$25.003/9/2011 6:41:28 PM
anton$1,000.003/9/2011 3:00:05 PM
DasMula$100.003/9/2011 4:26:33 PM
harperpotok$25.003/9/2011 12:26:37 PM
Ocean713$50.003/9/2011 12:33:24 PM
payout-banker4$25.003/9/2011 6:02:04 PM
PThor$25.003/9/2011 1:02:27 PM
indomitable-coin$25.003/9/2011 7:07:10 PM
enterprising-cash0$25.003/9/2011 8:31:41 PM
power-collider$50.003/9/2011 3:41:12 PM
Weaverville$50.003/10/2011 7:23:43 AM
EtaDuck$25.003/10/2011 9:32:06 AM
cash-champ0$25.003/10/2011 6:12:13 AM
ranstlin$25.003/10/2011 9:37:41 AM
SoCalRancher$50.003/10/2011 6:16:31 AM
One1putt$50.003/10/2011 10:31:23 AM
greenback-perfume$50.003/10/2011 8:21:43 AM
julijask$100.003/10/2011 8:35:52 AM
SPB$25.003/10/2011 12:06:08 PM
ericgassercom$50.003/10/2011 9:12:20 AM
peace-maximizer8$25.003/10/2011 4:36:23 AM
be_wise$25.003/10/2011 5:06:45 AM
brightest-supreme-dollar$50.003/10/2011 2:41:08 PM
LoisLoan$25.003/10/2011 2:41:17 PM
neighborly-bid$50.003/10/2011 4:01:07 PM
improvman$25.003/10/2011 9:48:39 AM
balance6$25.003/10/2011 4:21:44 PM
credit-kahuna$50.003/10/2011 6:27:31 AM
piter-to-la-investment$25.003/10/2011 11:51:09 AM
jonn834$25.003/10/2011 5:31:21 PM
CA-Lender$100.003/10/2011 5:42:02 PM
saahilld$25.003/10/2011 1:11:21 PM
bobby5832708$50.003/10/2011 8:16:15 AM
escharfer$25.003/10/2011 6:36:50 PM
durability-mad-scientist4$50.003/10/2011 2:36:55 PM
tszbgae$100.003/10/2011 2:41:14 PM
bigphish$50.003/10/2011 9:06:09 AM
Swabjockey$25.003/10/2011 2:56:26 PM
grant_myron$35.003/10/2011 9:33:52 PM
love_what_you_do$25.003/10/2011 9:17:38 AM
vigilance-revolutionary$50.003/10/2011 9:21:44 AM
Banker2OO7$50.003/11/2011 12:01:41 AM
skiberdad$50.003/11/2011 1:09:48 AM
top-basis-majesty$50.003/10/2011 9:32:32 AM
matt_2006$25.003/10/2011 4:26:59 PM
TheYellowDart$25.003/11/2011 1:13:16 AM
Sibelius2$25.003/11/2011 1:17:48 AM
Katburg$25.183/11/2011 1:17:53 AM
DcUnited$30.003/11/2011 1:19:31 AM
momoney2lend$25.003/11/2011 1:19:36 AM
BzJ108$25.003/11/2011 1:21:50 AM
lostontheedge$25.003/11/2011 1:29:22 AM
MissionMicroFinance$25.003/11/2011 1:30:08 AM
TK4$39.443/11/2011 1:30:15 AM
Goodlender42$27.353/11/2011 1:30:57 AM
lending_well$29.303/11/2011 1:37:49 AM
think-become$25.003/11/2011 1:38:46 AM
devoider$25.003/11/2011 1:38:56 AM
dparkhom$25.003/11/2011 1:39:35 AM
checkuto$25.003/11/2011 1:46:47 AM
Savings_EQ_Dignity$27.213/11/2011 1:46:51 AM
dadalou$25.003/11/2011 1:47:03 AM
Dweeberkitty1$25.003/11/2011 1:47:23 AM
payout-carnival$25.003/11/2011 1:48:08 AM
wampum-optimization$39.363/11/2011 1:48:15 AM
wise-silver-wonder$25.003/11/2011 1:48:45 AM
reward-motion$25.003/11/2011 1:50:36 AM
justice-dna$34.473/11/2011 1:52:24 AM
successful-agreement7$36.253/11/2011 1:53:09 AM
nalaari$25.003/11/2011 1:54:33 AM
handshake5$100.003/11/2011 2:05:42 AM
payout-equalizer8$50.003/10/2011 10:56:30 AM
LenderOnWheels$25.003/10/2011 10:56:41 AM
wizbiz717$50.003/10/2011 5:26:54 PM
helpful-deal1$50.003/11/2011 5:46:12 AM
nestegg4e$25.003/10/2011 5:52:03 PM
shrewd-income$100.003/11/2011 6:29:29 AM
microlender67$50.003/11/2011 6:59:13 AM
efficient-treasure0$25.003/11/2011 7:00:24 AM
The_Lending_Muscle$50.003/10/2011 1:02:12 PM
Loandoc62$25.003/10/2011 2:43:21 PM
bellach$25.003/11/2011 12:57:14 AM
Evan_Safe$25.003/11/2011 8:36:58 AM
108lender$119.333/11/2011 1:02:14 AM
desertoasis$31.743/11/2011 1:18:59 AM
E_G$33.513/11/2011 1:19:19 AM
Hogan55$26.693/11/2011 1:20:18 AM
maschinenbau$25.003/11/2011 1:27:18 AM
pwkpwk$25.003/11/2011 1:27:22 AM
CPAMAN$25.003/11/2011 1:27:39 AM
shorthairedg$50.003/11/2011 1:28:28 AM
MakoF16$47.093/11/2011 1:28:42 AM
museic1$50.003/11/2011 1:30:51 AM
TOCPI$25.003/11/2011 1:37:42 AM
irrelevant$50.003/11/2011 1:39:41 AM
miket71$25.163/11/2011 1:40:46 AM
tender-integrity3$40.143/11/2011 1:48:30 AM
mikrolown$30.003/11/2011 1:48:36 AM
GreenHill$25.003/11/2011 1:48:52 AM
Banker7371$50.003/11/2011 1:49:50 AM
the-profit-oracle$25.003/11/2011 1:49:58 AM
a-finance-nirvana$25.003/11/2011 1:52:29 AM
revenue-officer36$43.083/11/2011 1:55:04 AM
the-auction-bear$25.003/11/2011 2:03:34 AM
alpinaut$25.003/11/2011 5:06:20 AM
MO_Investor$25.003/11/2011 9:33:42 AM
jpinversor$50.003/11/2011 9:39:44 AM
yennib$109.283/11/2011 9:40:09 AM
Eagledrop$25.003/10/2011 5:56:06 PM
SecondChanceLendingSERV$25.003/11/2011 10:03:04 AM
Unclejohn$35.003/11/2011 7:07:55 AM
bold-careful-finance$50.003/10/2011 6:21:57 PM
theloanfiller$25.003/10/2011 6:55:44 PM
retirementlady$25.003/11/2011 8:06:06 AM
jwstclair$25.003/11/2011 12:05:35 PM
Philosonie$25.003/11/2011 12:46:22 PM
Steveoo1$25.003/11/2011 1:08:21 AM
InvestorPartners$25.003/11/2011 1:10:37 AM
silverloan$42.823/11/2011 1:17:32 AM
CaliforniaSun$25.003/11/2011 1:20:32 AM
ClearLake$25.003/11/2011 1:21:37 AM
a-truth-upholder$25.003/11/2011 1:36:02 PM
gracej$25.003/11/2011 9:05:05 AM
MoneyBagsRUs$25.003/11/2011 1:37:34 AM
schnatty$25.003/11/2011 1:40:27 AM
GrommetPosse$32.813/11/2011 1:47:17 AM
green-tree-shake$26.813/11/2011 1:47:37 AM
gold-commander0$27.553/11/2011 1:48:41 AM
income-excellence1$29.273/11/2011 1:51:34 AM
gilbrear$25.003/11/2011 2:39:53 PM
studious-bonus7$40.183/11/2011 1:53:18 AM
velocity-solo$25.003/11/2011 2:05:33 AM
wwwUniversal$25.003/11/2011 3:31:59 PM
robot81$25.003/11/2011 3:51:43 PM
Rivervale_Westwood$25.003/11/2011 5:31:21 AM
organized-deal1$100.003/11/2011 5:45:17 AM
community-saver158$28.243/11/2011 4:11:26 PM
affluence-tycoon$50.003/11/2011 4:12:33 PM
BaxterEvil$25.003/11/2011 4:12:43 PM
careful-penny$25.003/11/2011 4:12:54 PM
MGinvest$25.003/11/2011 4:31:07 PM
zotzot$25.993/11/2011 4:34:20 PM
iLoaner$25.003/11/2011 10:23:23 AM
vivacious-credit5$50.003/11/2011 10:37:39 AM
moltopaolo$50.003/11/2011 7:26:13 AM
szetowski$25.003/11/2011 7:27:50 AM
ti22ring$25.003/11/2011 12:42:27 PM
nikkiesgrandma$25.003/11/2011 9:16:51 AM
social-friendship5$50.003/11/2011 9:31:15 AM
thegobbler$25.003/11/2011 9:33:33 AM
kind-genuine-dough$50.003/11/2011 9:33:46 AM
RusRobo$50.003/11/2011 4:12:05 PM
inspired-investment8$100.003/11/2011 4:12:14 PM
syounker$25.003/11/2011 4:12:28 PM
jbaum$40.003/11/2011 4:12:46 PM
powerful-finance7$25.003/11/2011 4:14:27 PM
p2p-renaissance7$100.003/11/2011 4:14:32 PM
emosspot$25.003/11/2011 4:21:21 PM
Tasmir$25.003/11/2011 9:37:20 AM
palace2$300.003/11/2011 4:36:34 PM
cospilot$25.003/11/2011 9:38:27 AM
income-mechanic7$25.003/11/2011 9:38:49 AM
kublai$100.003/11/2011 4:52:02 PM
Sixmil$35.003/11/2011 9:40:03 AM
fair-hope$25.003/11/2011 9:40:14 AM
nycfinance$25.003/11/2011 9:40:31 AM
tomxnsn$32.313/11/2011 9:40:39 AM
bid-computer$50.003/11/2011 9:44:54 AM
squarebob$25.003/11/2011 10:54:58 AM
mahjongslave$25.003/11/2011 10:57:41 AM
sgordon46$25.003/11/2011 11:06:07 AM
investment-comet$100.003/11/2011 11:36:36 AM
principal-flow9$50.003/11/2011 11:56:01 AM
Florida67$50.003/11/2011 12:11:13 PM
enigmallc$25.003/11/2011 1:31:03 PM
finance_mba$25.003/11/2011 4:12:01 PM
dojo2$25.003/11/2011 4:12:23 PM
otto1939$50.003/11/2011 4:12:25 PM
ashirey$50.003/11/2011 4:12:37 PM
gain-gourd$100.003/11/2011 4:13:10 PM
flanative$50.003/11/2011 4:26:49 PM
252 Investments
 
Borrower Payment Dependent Notes Series 495676
This series of Notes was issued and sold upon the funding of the borrower loan #47776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1997 Debt/Income ratio: 39%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 62 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,027Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: kkarrick74 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation and moving funds
Purpose of loan:
This loan will be used to consolidate some debt I've acquired as well as helping with some moving costs.

My financial situation:
I am a good candidate for this loan because I pay my bills on time every month, I've got a good credit score and I have a stable and satisfying job as a nanny.


Monthly net income: $3000
Monthly expenses: $1923 total
Housing: $702
Insurance: $96
Car expenses: $100
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $325
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello, how did you incur the debt? Which debts are you paying off and what are the balances, interest rates and monthly payments on them? Thanks. - liberty-magnate
A: Hi there, I have two credit cards, one with a balance of $1530, the other with a balance of $1600 exactly. The card w/ the $1530 balance has an interest rate of 15.99%, while the other has an interest rate of 21.99%, together being pretty high. I incurred one of these debts due to transmission issues on my car, the other a combination of two new tires (expensive car, I know), vet bill for my rabbit, and a new computer. The payment for the 15.99% rate card is about $135, other is about $165. (Feb-25-2011)
Q: Why would you wan this Prosper loan when the rate is higher than your credit card rates? Thanks. - squarebob
A: Hi squarebob, The thing is, it's not higher than the two credit card rates when they're added together, the cards being paid separately, which is how I'd otherwise be paying them off. In fact, it's a decent amount lower. If you have any more questions, don't hesitate to ask. Thanks, Kris (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/25/2011 5:04:03 PM
suave-dime6$25.002/25/2011 5:03:36 PM
Kaj$50.002/25/2011 5:04:26 PM
simplelender80$100.002/25/2011 5:01:15 PM
competent-p2p$25.002/25/2011 5:08:19 PM
Kash2010lu$25.002/25/2011 5:05:22 PM
Wangchuk$25.002/25/2011 5:05:29 PM
DasMula$27.002/25/2011 5:38:24 PM
reflective-rupee$500.772/26/2011 4:41:51 AM
2grindstones$25.002/25/2011 8:59:10 PM
zone6$99.412/26/2011 3:30:54 AM
kttalamo$25.002/26/2011 8:31:25 AM
greencat$50.002/28/2011 7:24:03 AM
ingenious-deal6$25.002/27/2011 3:41:19 PM
ichibon$50.002/27/2011 5:41:42 PM
umfan123$25.002/28/2011 7:16:49 AM
Artist_Blue$25.002/28/2011 11:32:08 AM
FeedTheMachine$50.003/1/2011 4:09:02 AM
Bob450$25.003/1/2011 3:27:25 AM
EJF$25.003/1/2011 8:02:49 AM
MadHun$200.003/1/2011 4:57:19 PM
loanman2007$50.003/2/2011 6:11:35 AM
debt-force$25.003/2/2011 6:02:48 AM
worthy-bid8$25.003/2/2011 8:01:38 AM
shmb6508$200.003/2/2011 10:43:12 AM
jiggaman7$50.003/2/2011 1:53:06 PM
Tylerh$100.003/2/2011 4:43:13 PM
ivadood$25.003/3/2011 7:13:42 AM
careful-note$50.003/3/2011 5:19:15 AM
bullish2bearish$34.683/3/2011 7:49:24 AM
point-sasquatch$25.003/3/2011 10:52:09 AM
gold-blanket0$25.003/3/2011 6:55:10 PM
SFBank$150.003/3/2011 8:12:10 PM
codavee$100.003/4/2011 9:40:27 AM
commerce-renewal$100.003/3/2011 8:27:19 PM
i3urtonair$25.003/4/2011 9:56:43 AM
payment-gusto$25.003/4/2011 10:14:10 AM
the-discrete-income$100.003/4/2011 2:06:28 PM
mammalian4$100.003/4/2011 1:19:41 PM
loss-of-control$75.003/4/2011 7:06:05 PM
income-awakening6$100.003/4/2011 3:55:50 PM
transformer855$25.003/4/2011 5:24:24 PM
Imaginos1892$100.003/4/2011 6:36:23 PM
open-minded-p2p1$25.003/5/2011 10:21:07 AM
papaloha$25.003/5/2011 3:09:07 AM
hopeful-truth5$100.003/5/2011 8:09:18 AM
compassion-paladin042$25.003/5/2011 8:46:26 AM
grotheik$30.003/5/2011 9:09:08 AM
PatRichi$25.003/5/2011 1:40:44 PM
shrewd-peace7$25.003/5/2011 4:06:36 PM
peace-sorcerer$25.003/5/2011 12:06:54 PM
desertoasis$25.003/5/2011 12:52:48 PM
tigercat$50.003/5/2011 5:55:52 PM
FutureLenderEC$25.003/5/2011 2:12:10 PM
asset-professor$50.003/5/2011 6:32:07 PM
finance-mushroom$60.103/5/2011 7:56:57 PM
ursus$50.003/5/2011 8:11:22 PM
inspiring-reward$100.003/5/2011 4:14:11 PM
treasure-bliss$50.003/5/2011 3:03:08 PM
the-profit-oracle$25.003/5/2011 3:08:21 PM
AF-Chief$50.003/5/2011 3:21:37 PM
wwwUniversal$25.003/5/2011 3:28:52 PM
graceful-investment$100.003/5/2011 6:16:52 PM
leverage-monger$100.003/6/2011 7:01:30 AM
radforj22$25.003/5/2011 6:28:49 PM
five-star-note$25.003/5/2011 5:53:57 PM
bid-computer$25.003/5/2011 5:56:24 PM
missing-link$25.003/5/2011 7:37:39 PM
investment-comet$25.003/5/2011 6:06:45 PM
social-conductor4$25.003/6/2011 9:01:14 AM
asiaratt$50.003/5/2011 6:23:02 PM
DreDub$50.003/5/2011 10:16:28 PM
Shining-Star$100.003/6/2011 10:42:25 AM
new-social-economist$50.003/5/2011 7:01:28 PM
courteous-kindness1$25.003/5/2011 7:47:59 PM
realtormoises$25.003/6/2011 5:55:57 AM
zigzagz03$50.003/6/2011 1:06:49 PM
Gibbyland$50.003/6/2011 1:36:06 PM
erowis$68.003/6/2011 2:01:49 AM
quickstep$150.003/6/2011 3:00:45 AM
IntrepidInvestment$50.003/6/2011 3:01:09 PM
Haribelle$25.003/6/2011 5:02:23 AM
famous-bill$25.003/6/2011 6:56:37 AM
browneyegravy$25.003/6/2011 8:06:52 AM
Cai8899$25.003/6/2011 8:41:22 AM
icon7$50.003/6/2011 6:02:59 PM
AndyT1999$25.003/6/2011 7:53:27 PM
doopers$25.003/6/2011 9:04:55 AM
theprince$25.003/6/2011 12:12:13 PM
flwah$25.003/7/2011 3:51:19 AM
1phantom$25.003/7/2011 4:56:15 AM
Fonthill$50.003/6/2011 10:06:06 AM
ethicalhumanist$25.003/6/2011 1:15:37 PM
sharpchicago$50.003/6/2011 11:33:22 AM
Rip128$100.003/6/2011 5:19:59 PM
124SpiderMan$50.003/6/2011 6:20:34 PM
platinum-czar$105.123/6/2011 6:55:40 PM
luminous-payout6$32.433/6/2011 7:19:23 PM
skillful-asset5$30.003/6/2011 8:02:15 PM
persevering$50.003/6/2011 8:41:56 PM
IIP77$25.003/6/2011 9:26:16 PM
wodude$25.003/6/2011 9:43:31 PM
donlenboy$42.893/7/2011 4:50:34 AM
trevize$25.003/6/2011 4:06:13 PM
soulful-truth$100.003/6/2011 5:41:17 PM
d_grbg$50.003/6/2011 7:46:08 PM
twtb19$25.003/6/2011 8:44:10 PM
Top_Gun_Lender$26.003/6/2011 9:03:24 PM
jtc26$91.113/6/2011 11:30:35 PM
MoneyForNothing$2.493/7/2011 5:32:00 AM
110 Investments
 
Borrower Payment Dependent Notes Series 495689
This series of Notes was issued and sold upon the funding of the borrower loan #47735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1989 Debt/Income ratio: 32%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:26y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,105Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: investment-zoo Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards

My financial situation:
I am a good candidate for this loan because...i will be working and getting social security in november


Monthly net income: $2000
Monthly expenses 1500
Housing: $550
Insurance: $70
Car expenses: $330
Utilities: $50
Phone, cable, internet: 50
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
social-hunter5$50.002/25/2011 9:20:47 AM
benjamins-fortress$50.002/25/2011 9:31:56 AM
Danjack_Capital$25.002/25/2011 9:04:15 AM
lendstats_com$100.002/25/2011 9:04:27 AM
Kash2010lu$25.002/25/2011 9:04:24 AM
SFBank$150.002/25/2011 9:52:01 AM
DasMula$27.002/25/2011 10:35:02 AM
capital-kingdom$25.002/25/2011 10:36:34 AM
frogperson$200.002/25/2011 12:54:28 PM
2grindstones$25.002/25/2011 4:40:29 PM
reflective-rupee$250.772/26/2011 4:54:31 AM
VJ_Financial$25.002/25/2011 8:38:04 PM
loanman2007$25.002/26/2011 6:28:00 AM
Rogelio48$30.002/26/2011 8:20:36 AM
rate-sceptre$50.002/26/2011 6:35:18 PM
transamerican$25.002/26/2011 8:27:14 AM
chih2han$50.002/26/2011 9:51:20 AM
LuvToLend$25.002/26/2011 11:11:15 PM
loss-of-control$50.002/26/2011 6:08:07 PM
transformer855$25.002/26/2011 7:38:57 PM
scarlet-velvet$25.002/26/2011 7:46:25 PM
BigGuyBank$25.772/27/2011 8:47:22 AM
shrewd-income$25.002/27/2011 8:31:47 AM
the_finance_guru$100.002/27/2011 11:58:13 AM
buffalobills$25.002/28/2011 8:05:05 AM
restless-dime$25.002/27/2011 8:06:40 PM
greencat$50.002/28/2011 10:03:56 AM
thankful-nickel2$25.002/28/2011 5:59:26 PM
Moe87$25.003/1/2011 6:58:59 PM
dudebrah$25.003/1/2011 11:27:18 PM
RSRAssociates$25.493/2/2011 4:13:39 AM
squarebob$25.003/2/2011 6:40:44 AM
nodebt2012$25.003/2/2011 6:17:48 AM
amlu1988$25.003/2/2011 8:48:25 AM
Shining-Star$25.003/2/2011 9:53:40 AM
Lubava$50.003/2/2011 10:49:10 AM
nickel-launcher$25.003/2/2011 4:36:31 PM
alphabet76$25.003/2/2011 1:06:41 PM
newest-investment-elevator$25.003/2/2011 4:45:40 PM
payout-bridge$200.003/2/2011 1:40:56 PM
simeonthewhale$25.003/2/2011 5:34:40 PM
well-mannered-income3$25.003/2/2011 7:50:22 PM
firsttouch1$200.003/2/2011 9:53:39 PM
gold-cluster$100.003/2/2011 5:50:47 PM
top-commerce-rumbler$25.003/2/2011 8:09:56 PM
orange-pound-party$30.003/2/2011 7:54:19 PM
platinum-czar$60.973/2/2011 10:32:23 PM
47 Investments
 
Borrower Payment Dependent Notes Series 495756
This series of Notes was issued and sold upon the funding of the borrower loan #47753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-27-2011 
Term: 60 months Listing End date:  Mar-12-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2000 Debt/Income ratio: 20%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $96Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: funds-glider7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get back on top
Purpose of loan: debt consolidation
This loan will be used to...pay off high intrest loans, dental work.

My financial situation: solid
I am a good candidate for this loan because...I always make my payments.


Monthly net income: $2400
Monthly expenses:
Housing $ $650
Insurance: $70
Car expenses: $none
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: hi what is your job/industry? thanks - shrewd-income
A: I'm in the rubber roofing industry. (Mar-02-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 114,000 total mortgage, home was appraised at 125,000. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/27/2011 12:03:15 PM
reflective-rupee$500.772/27/2011 1:24:19 PM
competent-p2p$45.002/27/2011 5:28:51 PM
simplelender80$100.002/27/2011 12:03:01 PM
benjamins-utopia$100.002/27/2011 12:02:51 PM
Tradesmanlender$35.002/27/2011 12:06:30 PM
MadHun$100.002/27/2011 12:05:00 PM
TikPmp1$25.002/27/2011 12:06:43 PM
HamachiMan$50.002/27/2011 12:07:28 PM
magnetic-dedication3$25.002/28/2011 3:08:26 AM
kind-resolute-dough$25.002/28/2011 9:44:04 AM
vutah$25.003/1/2011 5:59:56 AM
Garnet123$25.003/1/2011 5:05:06 AM
shrewd-income$25.003/1/2011 3:55:04 PM
unfixer$25.003/1/2011 5:33:45 PM
radforj22$25.003/2/2011 2:06:37 AM
worthy-bid8$50.003/2/2011 7:59:57 AM
Phantom99$50.003/2/2011 9:45:08 AM
bullwink27$25.003/2/2011 9:42:46 AM
enthralling-deal180$75.003/2/2011 1:14:38 PM
happyinvallarta$50.003/2/2011 1:50:59 PM
Tylerh$28.393/3/2011 1:42:47 AM
gold-sushi$25.003/3/2011 8:04:02 AM
Boca$30.003/3/2011 10:57:23 AM
gold-blanket0$50.003/3/2011 6:35:57 PM
important-ore$150.003/4/2011 3:20:56 AM
commerce-renewal$100.003/3/2011 8:26:10 PM
integrity-doctor$100.003/4/2011 10:11:42 AM
kulender$100.003/4/2011 2:30:47 PM
jdrez$25.003/4/2011 6:42:27 PM
mammalian4$100.003/4/2011 6:55:56 PM
SmartBanking$25.003/5/2011 2:13:48 PM
Bank42$100.003/5/2011 6:31:13 PM
powerplant6$25.003/6/2011 10:38:35 AM
Cai8899$40.003/6/2011 8:43:31 AM
Fonthill$100.003/6/2011 10:02:52 AM
credit-coach118$100.003/6/2011 1:16:28 PM
worldly-community3$50.003/6/2011 11:06:42 AM
RockyMtnMan$50.003/7/2011 7:54:01 AM
rbrown15$50.003/6/2011 3:07:15 PM
crazycool$100.003/7/2011 11:47:42 AM
Ripsaw4U$50.003/7/2011 12:26:36 PM
Artist_Blue$25.003/7/2011 6:06:22 AM
Preteur$25.003/7/2011 4:53:00 PM
friendly-market5$25.003/7/2011 3:57:55 PM
gravbox$25.003/8/2011 6:36:44 AM
genius520$100.003/8/2011 6:46:34 AM
Havana21$25.003/8/2011 11:06:53 AM
superb-funds335$25.003/7/2011 8:41:56 PM
bountiful-durability$100.003/7/2011 8:57:42 PM
wilmajean$50.003/8/2011 6:12:13 AM
integrity-saver$100.003/8/2011 12:39:53 PM
power-companion7$100.003/8/2011 10:01:32 AM
patriot897$25.003/8/2011 6:32:43 PM
sentimental-cash0$25.003/8/2011 9:19:30 PM
hopeful-asset9$25.003/8/2011 9:42:00 PM
green-moola-platoon$100.003/9/2011 8:13:25 AM
meenan$50.003/8/2011 9:46:52 PM
harperpotok$25.003/9/2011 12:26:38 PM
Ocean713$50.003/9/2011 12:33:25 PM
justice-officer$25.003/9/2011 9:47:12 AM
astute-benjamins$25.003/9/2011 2:41:23 PM
power-collider$50.003/9/2011 3:41:13 PM
nickel-ferret$100.003/9/2011 8:46:32 AM
PThor$25.003/9/2011 1:02:30 PM
shrewd-income$100.003/9/2011 1:14:08 PM
jazz619$25.003/9/2011 6:41:31 PM
indomitable-coin$25.003/9/2011 7:07:10 PM
don8ter$25.003/10/2011 1:42:30 AM
Isanpankki$100.003/9/2011 12:55:45 PM
peace-maximizer8$25.003/10/2011 4:36:25 AM
cash-champ0$25.003/10/2011 6:12:14 AM
enterprising-cash0$25.003/9/2011 8:31:42 PM
Weaverville$50.003/10/2011 7:23:45 AM
Scotcha$100.003/10/2011 7:37:34 AM
payout-banker4$25.003/9/2011 6:02:06 PM
be_wise$25.003/10/2011 5:06:47 AM
bobby5832708$50.003/10/2011 8:16:17 AM
greenback-perfume$50.003/10/2011 8:21:45 AM
The_Lending_Muscle$45.463/10/2011 1:02:21 PM
bigphish$50.003/10/2011 9:06:11 AM
shur$25.003/10/2011 2:38:04 PM
kchen486$100.003/10/2011 2:38:46 PM
top-basis-majesty$50.003/10/2011 9:32:35 AM
neighborly-bid$50.003/10/2011 4:01:08 PM
One1putt$50.003/10/2011 10:31:33 AM
matt_2006$25.003/10/2011 4:27:00 PM
credit-kahuna$50.003/10/2011 6:27:34 AM
piter-to-la-investment$25.003/10/2011 11:51:11 AM
wizbiz717$50.003/10/2011 5:26:55 PM
ap051867$25.003/10/2011 7:43:28 AM
CA-Lender$100.003/10/2011 5:42:03 PM
nestegg4e$25.003/10/2011 5:56:00 PM
Eagledrop$25.003/10/2011 5:56:07 PM
melodious-fairness$74.503/10/2011 2:42:06 PM
SoCalRancher$50.003/10/2011 2:42:45 PM
Swabjockey$25.003/10/2011 2:56:27 PM
vigilance-revolutionary$50.003/10/2011 9:21:46 AM
balance6$25.003/10/2011 4:21:46 PM
AM2008$25.003/11/2011 5:21:29 AM
jdl424$40.003/10/2011 5:33:22 PM
Hotrod52$25.013/10/2011 6:30:49 PM
efficient-treasure0$25.003/11/2011 7:00:25 AM
saahilld$25.003/10/2011 1:11:22 PM
Unclejohn$35.003/11/2011 7:07:55 AM
moltopaolo$50.003/11/2011 7:26:17 AM
Mr_Money$25.003/10/2011 2:37:23 PM
bellach$25.003/11/2011 12:57:15 AM
Evan_Safe$25.003/11/2011 8:36:59 AM
InvestorPartners$25.003/11/2011 1:10:39 AM
Dweeberkitty1$25.003/11/2011 1:47:25 AM
the-profit-oracle$25.003/11/2011 1:50:00 AM
smart-gain$50.003/10/2011 4:49:26 PM
nalaari$25.003/11/2011 1:54:37 AM
social-friendship5$50.003/11/2011 9:31:16 AM
alpinaut$25.003/11/2011 5:06:21 AM
MO_Investor$25.003/11/2011 9:33:43 AM
kind-genuine-dough$50.003/11/2011 9:33:47 AM
ClearLake$25.003/11/2011 6:06:21 AM
lostontheedge$25.003/11/2011 9:43:23 AM
bold-careful-finance$50.003/10/2011 6:21:58 PM
CE88$29.073/11/2011 11:11:15 AM
ben10jen$170.473/11/2011 8:07:57 AM
NorthlandAlchemist$50.003/10/2011 10:49:56 PM
Banker2OO7$50.003/11/2011 12:01:47 AM
jwood3030$25.003/11/2011 1:38:28 AM
a-finance-nirvana$25.003/11/2011 1:52:32 AM
handshake5$100.003/11/2011 2:05:45 AM
robot81$25.003/11/2011 3:51:44 PM
Rivervale_Westwood$25.003/11/2011 5:31:22 AM
shorthairedg$50.003/11/2011 9:45:32 AM
emosspot$25.003/11/2011 4:21:25 PM
SecondChanceLendingSERV$25.003/11/2011 9:57:16 AM
anton$1,500.003/11/2011 4:49:12 PM
kublai$100.003/11/2011 4:52:04 PM
szetowski$25.003/11/2011 7:27:53 AM
Florida67$50.003/11/2011 12:11:18 PM
enigmallc$25.003/11/2011 1:31:04 PM
Edwardtomo$75.003/11/2011 7:09:00 PM
a-truth-upholder$25.003/11/2011 1:36:03 PM
FLSmooth$50.003/11/2011 8:11:22 PM
gracej$25.003/11/2011 9:05:06 AM
nikkiesgrandma$25.003/11/2011 9:16:52 AM
logical-investment4$25.003/11/2011 8:40:58 PM
TommyTucker$48.003/11/2011 11:20:56 PM
PaulW$25.003/12/2011 1:57:52 AM
mooch_1993$25.003/12/2011 2:07:30 AM
totoro$25.003/12/2011 2:08:38 AM
Frenchynh$25.003/12/2011 2:18:25 AM
Seafirst$26.513/12/2011 2:22:06 AM
IIP77$25.003/12/2011 2:23:40 AM
Au-Ag-Pt$25.003/12/2011 2:33:31 AM
L-vex$25.003/12/2011 2:33:53 AM
Zoramite$25.003/12/2011 2:34:15 AM
Hogan55$34.293/12/2011 2:35:56 AM
MGinvest$25.003/11/2011 4:31:08 PM
Divr555$25.593/12/2011 2:43:00 AM
palace2$400.003/11/2011 4:39:06 PM
SafeSaxa$30.003/12/2011 2:47:50 AM
pdxKurt$42.593/12/2011 2:48:32 AM
janus_god$25.003/12/2011 2:51:33 AM
income-mechanic7$25.003/11/2011 9:38:51 AM
RLC$29.063/12/2011 3:08:00 AM
nhm$26.383/12/2011 3:08:22 AM
jpinversor$50.003/11/2011 9:39:47 AM
cassius84$25.003/12/2011 3:08:44 AM
ultimatepaintball$25.003/12/2011 3:08:50 AM
fireboss$39.753/12/2011 3:09:44 AM
DaveG56313$32.153/12/2011 3:16:49 AM
drtexican$25.003/12/2011 3:17:11 AM
museic1$33.263/12/2011 3:19:13 AM
miket71$50.003/12/2011 3:29:39 AM
chlebie$50.003/12/2011 3:37:47 AM
bonus-maximizer919$25.003/12/2011 3:51:43 AM
wise-bonus-honker$25.003/12/2011 3:52:07 AM
YosemiteSam$25.003/11/2011 10:11:42 AM
thrifty-peso$25.003/12/2011 4:03:05 AM
sensible-order2$100.003/12/2011 4:05:15 AM
vivacious-credit5$50.003/11/2011 10:37:41 AM
rupee-artisan$25.003/12/2011 4:12:23 AM
money-surge1$25.003/12/2011 4:12:35 AM
tender-integrity3$98.103/12/2011 4:12:44 AM
valiant-liberty4$25.003/12/2011 4:15:19 AM
successful-agreement7$100.003/12/2011 4:15:59 AM
GCInvestments$25.003/12/2011 4:22:57 AM
MilitaryAV8R$25.003/12/2011 4:39:35 AM
ti22ring$25.003/11/2011 12:42:28 PM
Philosonie$25.003/11/2011 12:46:27 PM
cscott2007$25.003/12/2011 5:26:24 AM
MartymartFUND$100.003/11/2011 7:04:12 PM
jescowa$50.003/12/2011 5:48:08 AM
Reputation1$25.003/11/2011 8:26:04 PM
compwhiz$25.003/11/2011 8:31:07 PM
thoughtful-exchange8$100.003/11/2011 2:30:56 PM
deal-pinnacle7$74.003/11/2011 9:26:41 PM
reasonable-durability1$25.003/11/2011 9:32:53 PM
UT-Longhorn$25.003/12/2011 6:32:06 AM
durability-mad-scientist4$50.003/11/2011 3:32:21 PM
RG$30.003/12/2011 1:57:36 AM
rmachi$25.003/12/2011 1:58:26 AM
Willylump$25.003/12/2011 2:01:26 AM
Ready2Loan$25.003/12/2011 2:01:44 AM
escharfer$25.003/12/2011 2:02:23 AM
BadgerWI$50.003/12/2011 7:21:22 AM
brazilofmux$71.033/12/2011 2:09:38 AM
averagefore$25.003/12/2011 7:21:37 AM
ktradtke$25.003/12/2011 2:17:27 AM
turbobrat$50.003/12/2011 7:41:08 AM
awwaww$41.613/12/2011 2:23:05 AM
kendallv$25.003/12/2011 2:24:19 AM
yarg$26.283/12/2011 2:33:07 AM
Higheagle$35.873/12/2011 7:45:34 AM
CaliforniaSun$25.003/12/2011 2:36:02 AM
DUDE66$50.003/12/2011 2:41:31 AM
generosity-magnifico5$25.003/12/2011 7:52:11 AM
Trentsteel_98$25.003/12/2011 7:53:52 AM
anders94$50.003/12/2011 2:48:23 AM
gethsemane4$25.003/12/2011 2:57:57 AM
HHP$81.843/12/2011 2:58:23 AM
bobby4u3$25.003/12/2011 3:07:52 AM
Doodlemeyer$33.573/12/2011 3:08:33 AM
roman2008$25.003/12/2011 3:09:27 AM
jleng$25.003/12/2011 3:16:54 AM
js44043$25.003/12/2011 3:17:04 AM
Goodlender42$28.443/12/2011 3:19:18 AM
NYretire$100.003/12/2011 9:08:56 AM
ferdberfel$33.213/12/2011 3:38:27 AM
dparkhom$25.003/12/2011 3:39:20 AM
Banker7371$50.003/12/2011 3:46:41 AM
balance2$25.003/12/2011 3:52:16 AM
debnac170$50.003/12/2011 9:21:19 AM
wwwUniversal$25.003/12/2011 3:55:44 AM
excellent-nickel$50.003/12/2011 4:11:56 AM
active-market$25.903/12/2011 4:13:27 AM
citytreker$50.003/12/2011 10:23:19 AM
studious-bonus7$100.003/12/2011 4:16:07 AM
authentic-liberty7$25.003/12/2011 4:25:16 AM
msmlender$50.003/12/2011 4:33:24 AM
LR_Biker$50.003/12/2011 10:33:31 AM
Oakland$50.003/11/2011 6:59:04 PM
BeachWalkz$50.003/12/2011 6:06:01 AM
lstephen123$25.003/12/2011 6:45:00 AM
ideal-platinum1$50.003/12/2011 12:31:03 AM
John73$25.003/12/2011 7:21:28 AM
Viamin$25.003/12/2011 2:01:20 AM
Sixmil$57.643/12/2011 2:01:57 AM
flopcat$26.573/12/2011 2:07:57 AM
lendme2$31.413/12/2011 2:17:40 AM
mizount$25.003/12/2011 2:18:06 AM
derec$25.003/12/2011 2:21:44 AM
Searlzy$25.003/12/2011 2:21:53 AM
IP$26.153/12/2011 2:24:14 AM
Midg$25.003/12/2011 2:33:14 AM
GenerousGentleMan$30.303/12/2011 2:34:22 AM
GMPK_TLAS$28.143/12/2011 2:35:12 AM
Anamorph$25.003/12/2011 2:41:44 AM
dajen1$50.003/12/2011 2:42:12 AM
listing-meridian$50.003/12/2011 8:23:01 AM
bomdel$25.003/12/2011 2:51:17 AM
DcUnited$30.003/12/2011 2:52:39 AM
prohelper$38.403/12/2011 2:57:40 AM
hrubinst$50.003/12/2011 3:18:25 AM
loot-squirrel6$25.003/12/2011 8:53:29 AM
ddh81$27.103/12/2011 3:26:24 AM
commerceasaurus-rex2$25.003/12/2011 9:01:03 AM
Ivan2007$50.003/12/2011 9:03:16 AM
porter22$25.003/12/2011 3:39:09 AM
brainy-dedication$25.003/12/2011 3:52:21 AM
kdubb$100.003/12/2011 9:24:50 AM
GrommetPosse$29.633/12/2011 3:53:10 AM
LARRY4NY$25.003/12/2011 9:34:53 AM
justice-dna$35.003/12/2011 3:55:09 AM
EDGE4194$25.003/12/2011 9:51:49 AM
cathmorcorvus$75.003/12/2011 10:03:00 AM
treasure-widget$25.003/12/2011 10:26:07 AM
wealth-pal3$25.003/12/2011 4:12:11 AM
credit-vinyl$25.003/12/2011 4:12:16 AM
orange-dollar-guild$25.003/12/2011 4:13:10 AM
unassassinable$25.003/12/2011 4:13:33 AM
best-ingenious-funds$25.003/12/2011 4:14:19 AM
blissful-note7$45.593/12/2011 4:14:42 AM
dinero-speaker$25.003/12/2011 4:14:56 AM
reward-motion$25.003/12/2011 4:15:53 AM
green-moola-sniffer$28.393/12/2011 4:22:31 AM
mzek$25.003/12/2011 10:36:11 AM
WxChem$30.203/12/2011 10:37:39 AM
cookienclean$25.003/12/2011 5:56:25 AM
impartial-peace9$25.003/12/2011 5:56:37 AM
GElender$50.003/12/2011 5:56:41 AM
sociallender$25.003/12/2011 6:13:44 AM
seatown7$56.423/12/2011 6:14:36 AM
pnqiad$50.003/12/2011 6:21:41 AM
rcm87$100.003/12/2011 6:36:09 AM
jammers$50.003/12/2011 6:36:52 AM
LaBamba$100.003/12/2011 6:41:07 AM
wealth-cheetah7$25.003/12/2011 8:26:07 AM
mpatrick$25.003/12/2011 8:37:51 AM
PropertyInvest$25.003/12/2011 8:46:19 AM
the-capital-shooter$27.133/12/2011 9:00:11 AM
eloquent-dough5$25.003/12/2011 10:01:25 AM
bass$25.003/12/2011 10:46:59 AM
maximizer$25.003/12/2011 10:55:53 AM
sweet-peace3$25.003/12/2011 11:00:49 AM
jcjdingdong$50.003/12/2011 11:06:43 AM
304 Investments
 
Borrower Payment Dependent Notes Series 495835
This series of Notes was issued and sold upon the funding of the borrower loan #47702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-27-2011 
Term: 60 months Listing End date:  Mar-06-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $168.41
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1988 Debt/Income ratio: 5%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,283Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: speedy-dinero6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debit consolidate
Purpose of loan:
This loan will be used to consolidating debit from cancer treatment

My financial situation:
I am a good candidate for this loan because I am currently employed with stable company and in good position.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your prognosis with regard to maintaining your employment? Thanks. - squarebob
A: Our company just announced to expand the manufacturing and creating more jobs and the future is very bright and I am in a good position to staying in the job especially with my bilingual skill in Japanese and English. (Mar-02-2011)
Q: Do you use credit cards? If so, do you pay the balance monthly? - loan-warrior
A: I normally use just debit card and do not use credit cards. (Mar-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
encore06$25.002/27/2011 12:01:10 PM
kyomoon$50.002/27/2011 12:01:26 PM
DukSerduk$25.002/27/2011 12:01:58 PM
Preteur$25.002/27/2011 12:02:35 PM
yoyoclock$35.002/27/2011 12:03:47 PM
jenkris$25.002/27/2011 12:04:01 PM
meux99$25.002/27/2011 12:04:07 PM
youqianderen$50.002/27/2011 12:04:12 PM
KWarrior$50.002/27/2011 12:04:20 PM
tenacious-compassion9$25.002/27/2011 12:04:32 PM
nuclearmoose$25.002/27/2011 12:04:40 PM
treasure-pipeline$50.002/27/2011 12:05:09 PM
efficient-treasure0$25.002/27/2011 12:05:18 PM
caring-hope2$50.002/27/2011 4:28:10 PM
kenji4861$25.002/27/2011 12:02:26 PM
scrappy-bonus2$25.002/27/2011 12:03:35 PM
TikPmp1$25.002/27/2011 12:03:42 PM
ATOHokie$25.002/27/2011 12:01:15 PM
community-pipeline$25.002/27/2011 12:04:23 PM
authoritative-capital$25.002/27/2011 12:02:13 PM
minista$25.002/27/2011 12:04:52 PM
BidDaddyBigBucks$25.002/27/2011 12:05:27 PM
nimble-money0$25.002/27/2011 12:03:49 PM
CashProvider$100.002/27/2011 12:03:51 PM
benjamins-utopia$100.002/27/2011 12:04:16 PM
sk10023$25.002/27/2011 12:04:27 PM
evnagelist$50.002/27/2011 12:04:45 PM
SpareChangeDreamFundLLC$25.002/27/2011 12:05:35 PM
a-exponential-hope$25.002/27/2011 12:05:46 PM
cash-sensai2$50.002/27/2011 12:05:52 PM
competent-p2p$25.002/27/2011 5:27:25 PM
ingenious-order783$25.002/28/2011 8:07:59 AM
888GoldIngots$50.002/28/2011 9:43:15 AM
kind-resolute-dough$50.002/28/2011 9:31:35 AM
KichigaiSensei$50.002/28/2011 10:11:46 AM
spiker77$50.002/28/2011 1:01:24 PM
reflective-gain$25.002/28/2011 9:47:55 AM
DscGlfn$25.002/28/2011 10:23:10 AM
deal-gazer$50.002/28/2011 12:21:39 PM
Tylerh$100.002/28/2011 5:03:12 PM
auction-seeker$25.002/28/2011 3:29:48 PM
GoldenGo4$50.002/28/2011 4:48:39 PM
honorable-income$150.002/28/2011 10:03:37 PM
stone_lion$30.773/1/2011 2:07:11 AM
thankful-nickel2$25.002/28/2011 5:57:03 PM
BigBroJake$25.002/28/2011 6:25:38 PM
bowdish1$50.003/1/2011 3:13:42 AM
wam37$25.003/1/2011 6:12:20 AM
Dollars4Rent$50.003/1/2011 2:37:56 AM
wwwUniversal$25.003/1/2011 4:07:22 AM
retiresecure$25.003/1/2011 7:59:42 AM
MihirFromRedmond$25.003/1/2011 8:20:52 AM
T-L-B$35.003/1/2011 9:03:30 AM
rate-rapture8$50.003/1/2011 11:50:16 AM
T-L-B$35.003/1/2011 1:16:45 PM
radforj22$50.003/1/2011 11:40:00 AM
FinDoc$25.003/1/2011 2:36:49 PM
dcoggins$50.003/1/2011 5:02:47 PM
T-L-B$28.003/1/2011 4:10:39 PM
blot44$25.003/1/2011 6:26:07 PM
whipone$25.003/1/2011 6:51:41 PM
Onlyhappycustomers$25.003/1/2011 8:11:47 PM
ichibon$200.883/1/2011 9:53:00 PM
squarebob$25.003/2/2011 6:26:42 AM
ichibon$200.883/2/2011 7:16:26 AM
Phantom99$100.003/2/2011 7:01:47 AM
worthy-bid8$100.003/2/2011 7:56:56 AM
jga516$25.003/2/2011 9:32:15 AM
best-ingenious-funds$25.003/2/2011 9:32:26 AM
mmmm89$25.003/2/2011 9:52:27 AM
golfNW4714$100.003/2/2011 10:38:40 AM
kulender$50.003/2/2011 1:23:36 PM
adir1$25.003/2/2011 5:06:30 PM
LendGuy$50.003/2/2011 1:57:33 PM
barkochva$25.003/2/2011 5:14:42 PM
inspired-investment8$54.463/3/2011 2:26:31 AM
loan-warrior$25.003/2/2011 5:35:22 PM
Supernova3$75.003/2/2011 8:18:42 PM
one-midas$25.003/3/2011 9:29:26 AM
zotzot$25.003/3/2011 6:11:35 AM
ksubd$123.003/3/2011 10:11:46 AM
LawyerLoan$130.003/3/2011 9:33:47 AM
Astyanax$40.003/3/2011 11:38:23 AM
Earn_money$26.143/3/2011 3:11:10 PM
Scrabble$50.003/3/2011 3:49:09 PM
FundMaker$47.513/3/2011 1:48:04 PM
orindalender$50.003/3/2011 3:53:31 PM
thezfunk$25.003/3/2011 3:53:54 PM
Havana21$200.003/3/2011 5:15:41 PM
commerce-renewal$100.003/3/2011 8:26:21 PM
best-unbeatable-transaction$25.003/3/2011 5:27:17 PM
credit-observatory$25.003/3/2011 6:35:24 PM
GrowTK$25.003/3/2011 7:01:03 PM
integrity-doctor$100.003/4/2011 10:29:03 AM
Sixmil$100.003/4/2011 9:36:30 AM
codavee$100.003/4/2011 9:38:53 AM
kedia$100.003/4/2011 10:00:52 AM
focused-wampum$25.003/4/2011 9:41:03 AM
sunny1985$25.003/4/2011 10:25:35 AM
coolcreditor$100.003/4/2011 10:01:25 AM
newest-funds-powerplant$100.003/4/2011 1:21:50 PM
malacandra$100.003/4/2011 11:24:59 AM
brightest-dynamic-peace$25.003/4/2011 1:45:29 PM
Octavian315$35.003/4/2011 10:36:06 AM
special-dime5$25.003/4/2011 1:08:18 PM
Marathoner$25.003/4/2011 5:33:45 PM
ManhattanLender$25.003/4/2011 1:30:00 PM
JanLal$50.003/4/2011 2:32:55 PM
compoundinterest$50.003/5/2011 2:23:04 AM
mnguy8484$50.003/4/2011 6:05:43 PM
Spiv_51$25.003/5/2011 4:16:07 AM
squarebob$101.003/5/2011 5:39:19 AM
skuba$100.003/5/2011 2:36:37 AM
YellowJacket$25.003/5/2011 3:13:28 AM
marwadi-62$50.003/5/2011 10:39:58 AM
108lender$250.003/5/2011 2:09:56 AM
thedoctor$100.003/5/2011 2:18:24 AM
octoberfresh$30.003/5/2011 11:42:48 AM
gogrannygo$25.003/5/2011 7:15:53 AM
Spiv_51$25.003/5/2011 4:17:04 AM
jimbo29blue$50.003/5/2011 1:13:36 PM
jimbo29blue$50.003/5/2011 1:13:49 PM
secret-santa$25.003/5/2011 9:51:20 AM
carluvr33$25.003/5/2011 8:11:45 AM
Emgolda$25.003/5/2011 11:52:48 AM
mistertao$25.003/5/2011 11:58:20 AM
mpactlender$25.003/5/2011 10:23:37 AM
randolphtaco$25.003/5/2011 3:29:46 PM
Supernick$50.003/5/2011 5:56:32 PM
Harpersferry$50.003/5/2011 6:02:55 PM
Byrd24$100.003/5/2011 12:44:32 PM
Bank42$100.003/5/2011 6:07:13 PM
dollarboy$25.003/5/2011 1:09:52 PM
jimbo29blue$50.003/5/2011 1:14:05 PM
vigilance-searcher$100.003/5/2011 6:46:23 PM
GWV2$50.003/5/2011 3:09:11 PM
DreDub$50.003/5/2011 10:17:04 PM
GodzillaLending$25.003/5/2011 4:17:47 PM
commerce-voyager$25.003/5/2011 6:21:41 PM
fantastic-openness$100.003/5/2011 5:19:33 PM
alext122$245.673/6/2011 8:32:01 AM
GIJoe3183$125.003/5/2011 7:01:06 PM
BOZO88$25.003/5/2011 7:12:16 PM
transparency-giant$50.003/5/2011 6:23:31 PM
eclicknsave$25.003/6/2011 12:05:27 AM
JCMC$25.003/6/2011 7:04:01 AM
trapperdc$100.003/6/2011 7:24:03 AM
UncleScroogeDMD$151.693/6/2011 7:28:02 AM
circustab$100.003/6/2011 7:39:49 AM
149 Investments
 
Borrower Payment Dependent Notes Series 495875
This series of Notes was issued and sold upon the funding of the borrower loan #47723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $267.36
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1995 Debt/Income ratio: 35%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,219Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: pamidajoe Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
 
Principal balance: $3,994.56 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
CC payoff
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: only one mortgage 68000 market value of home is 80000 (Mar-03-2011)
Q: Are you going to pay off your existing Prosper loan with this loan? - bstlndlrd207
A: No, I am going to payoff several credit cards and a car which will decrease my expenses by over $200 a month. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
tntmojave$50.003/1/2011 5:01:26 PM
BxRealtor$25.003/1/2011 5:02:21 PM
MadHun$200.003/1/2011 5:02:43 PM
brainy-repayment5$75.003/1/2011 5:04:59 PM
TikPmp1$25.003/1/2011 5:04:10 PM
benjamins-utopia$100.003/1/2011 5:02:03 PM
simplelender80$100.003/1/2011 5:02:15 PM
reflective-rupee$25.333/1/2011 5:18:48 PM
Tradesmanlender$35.003/1/2011 5:04:03 PM
credit-investor5$50.003/1/2011 5:05:07 PM
squarebob$25.003/1/2011 6:15:08 PM
ac787$25.003/1/2011 5:37:54 PM
MoneyTree79$25.003/1/2011 6:37:52 PM
grnii78$42.533/2/2011 1:25:05 AM
Johnab$25.003/1/2011 7:48:03 PM
liberty-magnate$25.003/1/2011 8:58:29 PM
squarebob$25.003/2/2011 4:45:38 AM
debt-force$25.003/2/2011 6:03:30 AM
worthy-bid8$50.003/2/2011 8:00:48 AM
zotzot$25.003/2/2011 9:38:42 AM
competent-p2p$35.003/2/2011 11:35:31 AM
bonus-quark4$25.003/2/2011 10:40:40 AM
proper-revenue7$25.003/2/2011 4:04:00 PM
thankful-nickel2$25.003/2/2011 5:35:57 PM
CASSHMAN$75.003/2/2011 6:11:37 PM
radforj22$25.003/3/2011 9:27:42 AM
principal-laser$200.003/4/2011 9:53:20 AM
important-ore$150.003/4/2011 3:21:24 AM
heroic-deal7$50.003/4/2011 8:34:16 AM
fulfilling-investment4$25.003/4/2011 9:38:05 AM
CA-Lender$100.003/4/2011 10:23:28 AM
kulender$100.003/4/2011 2:31:35 PM
LiveNow$25.003/4/2011 3:40:00 PM
enchanted-yield4$100.003/4/2011 1:11:52 PM
jdrez$25.003/4/2011 6:32:03 PM
mammalian4$100.003/4/2011 2:41:19 PM
chameleon125$50.003/4/2011 9:31:59 PM
DoctorJoe$25.003/5/2011 6:00:15 AM
superb-kindness2$25.003/5/2011 9:05:06 AM
peso-aggregator$100.003/5/2011 8:31:40 AM
Sol_Invictus$25.003/5/2011 11:59:58 AM
jmichael23$100.003/5/2011 1:09:45 PM
corporatejim$45.513/6/2011 6:57:48 AM
fabulous-community4$35.003/5/2011 7:31:32 PM
OldManP$25.003/5/2011 10:38:18 PM
Cai8899$40.003/6/2011 8:43:58 AM
us957165$25.003/6/2011 8:08:29 PM
worldly-community3$50.003/7/2011 8:17:04 AM
BigGuyBank$27.773/6/2011 4:40:13 PM
incbx$50.003/7/2011 4:22:51 PM
kind-resolute-dough$25.003/7/2011 10:24:50 AM
enthralling-deal180$50.003/7/2011 3:46:58 PM
transformer855$25.003/7/2011 9:06:55 PM
Tylerh$100.003/7/2011 7:16:20 PM
superb-funds335$25.003/7/2011 8:42:20 PM
orderly-leverage$100.003/7/2011 5:42:32 PM
Scotcha$100.003/7/2011 5:44:25 PM
first-serene-credit$25.003/7/2011 7:14:03 PM
new-ore-venture$100.003/8/2011 9:18:19 AM
power-companion7$100.003/8/2011 10:08:05 AM
genius520$100.003/8/2011 6:46:54 AM
loss-of-control$100.003/8/2011 5:26:38 PM
patriot897$25.003/8/2011 6:33:09 PM
inspiring-reward$50.003/8/2011 11:27:03 AM
lender987654321$100.003/8/2011 8:11:52 PM
meenan$50.003/8/2011 9:47:19 PM
integrity-saver$100.003/8/2011 12:40:15 PM
Roundhouse$200.003/8/2011 8:56:12 PM
shrewd-income$100.003/9/2011 8:22:55 AM
intelligent-yield$100.003/9/2011 10:06:29 AM
nickel-ferret$100.003/9/2011 8:47:14 AM
richboy56$25.003/9/2011 12:21:13 PM
PThor$25.003/9/2011 1:02:53 PM
yield-lion2$25.003/9/2011 2:39:44 AM
Havana21$25.003/9/2011 12:21:51 PM
Leshan$130.993/9/2011 8:52:16 AM
Aaron_Oz$25.003/9/2011 10:06:58 AM
payout-banker4$25.003/9/2011 6:02:24 PM
Artist_Blue$25.003/10/2011 6:06:05 AM
credit-coach118$100.003/9/2011 3:26:12 PM
peace-maximizer8$25.003/10/2011 4:36:43 AM
payment-wonder2$100.003/9/2011 6:10:01 PM
velocity-winner$25.003/9/2011 6:20:02 PM
jazz619$25.003/9/2011 6:41:47 PM
top-basis-majesty$50.003/10/2011 9:33:09 AM
payout-reaction740$25.003/9/2011 6:46:22 PM
cash-champ0$25.003/10/2011 6:12:35 AM
gold-sushi$25.003/10/2011 9:38:30 AM
groovychick$25.003/10/2011 10:27:30 AM
rubylender$25.003/10/2011 6:49:45 AM
JackinGreen$66.413/9/2011 10:04:13 PM
jybank$100.003/10/2011 10:52:02 AM
lucky2$25.003/10/2011 11:01:10 AM
be_wise$25.003/10/2011 5:07:09 AM
matt_2006$25.003/10/2011 4:27:06 PM
hobday$27.873/10/2011 7:09:22 AM
goodhearted-gold3$100.003/10/2011 12:28:41 PM
jonn834$25.003/10/2011 5:31:38 PM
saahilld$25.003/10/2011 1:11:36 PM
scoobiedoo$50.003/10/2011 2:36:47 PM
Fonthill$100.003/10/2011 2:40:03 PM
jstnow$25.003/10/2011 9:48:53 PM
mpatrick$25.003/10/2011 3:41:11 PM
autonomous-truth$100.003/10/2011 4:24:14 PM
moneybags16$25.003/10/2011 12:39:15 PM
gold-blanket0$100.003/11/2011 6:46:11 AM
MrRooster101$25.003/10/2011 6:24:03 PM
efficient-treasure0$25.003/11/2011 7:00:55 AM
jpblan11$25.003/10/2011 4:57:50 PM
social-friendship5$50.003/11/2011 9:31:31 AM
justme4now$25.003/11/2011 4:30:22 AM
wizbiz717$50.003/10/2011 5:27:10 PM
income-mechanic7$25.003/11/2011 9:39:22 AM
MoneyForNothing$4.783/11/2011 10:16:41 AM
nashibaksi$25.003/10/2011 6:28:13 PM
moltopaolo$50.003/11/2011 7:26:49 AM
RecoveryLender$100.003/11/2011 8:06:07 AM
lender12345$25.003/10/2011 8:52:19 PM
cerebral-dollar773$250.003/11/2011 8:53:14 AM
420limo$100.003/10/2011 10:11:24 PM
NorthlandAlchemist$91.863/10/2011 10:47:14 PM
ClearLake$25.003/11/2011 6:06:43 AM
bstlndlrd207$110.003/11/2011 6:56:01 AM
jsnryn$41.963/11/2011 10:05:29 AM
vishal29$100.003/11/2011 8:20:18 AM
gracej$25.003/11/2011 9:05:23 AM
bsmtloan$139.993/11/2011 9:30:21 AM
kind-genuine-dough$50.003/11/2011 9:34:00 AM
broosky2$100.003/11/2011 9:41:26 AM
FinanceEngine$25.003/11/2011 9:45:41 AM
SecondChanceLendingSERV$25.003/11/2011 9:57:49 AM
greenback-guard$25.003/11/2011 10:16:25 AM
132 Investments
 
Borrower Payment Dependent Notes Series 495949
This series of Notes was issued and sold upon the funding of the borrower loan #47750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $256.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1999 Debt/Income ratio: 21%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,677Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: autonomous-peso8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt incurred while I was unemployed.

My financial situation:
I am a good candidate for this loan because I now have a stable job and my career is back on track.


Monthly net income: $4000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the debts you are looking to consolidate and include the outstanding balance, APR, and min monthly payments for each. Also, please provide a budget of monthly expenses and a job description. - newest-funds-powerplant
A: I have two credit cards with a total of 7700 in balances. They are both 24.99% APR because they were cash advances when I was unemployed. Minimum payments total 220 a month. The only monthly expenses I have is an 1200 house payment and utilities, my car is paid for. I am a supervisor for Honeywell International. (Mar-03-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Market value of my home is 160k. I owe 148k. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/28/2011 9:03:19 AM
Tradesmanlender$35.002/28/2011 9:06:18 AM
HamachiMan$50.002/28/2011 9:07:33 AM
simplelender80$100.002/28/2011 9:03:32 AM
BxRealtor$25.002/28/2011 9:03:45 AM
MadHun$100.002/28/2011 9:04:14 AM
organized-payment6$50.002/28/2011 9:04:44 AM
Azonic21$25.002/28/2011 9:05:52 AM
TikPmp1$25.002/28/2011 9:06:37 AM
kind-resolute-dough$25.002/28/2011 9:44:35 AM
SimpleChoice$25.002/28/2011 9:45:30 AM
vutah$25.003/1/2011 4:09:26 AM
repayment-pudding$25.003/1/2011 9:42:30 AM
radforj22$25.003/2/2011 7:01:19 AM
squarebob$100.003/2/2011 6:06:07 AM
worthy-bid8$50.003/2/2011 8:00:22 AM
newest-funds-powerplant$25.003/3/2011 1:08:38 PM
gold-sushi$25.003/3/2011 9:48:41 AM
marketplace-ceasar$50.003/3/2011 11:41:34 AM
important-ore$150.003/4/2011 3:21:07 AM
RedCentre$123.263/4/2011 9:36:36 AM
integrity-doctor$100.003/4/2011 10:14:09 AM
brainy-repayment5$50.003/4/2011 9:23:22 AM
enthralling-deal180$25.003/4/2011 10:17:35 AM
theloanfiller$25.003/4/2011 2:46:42 PM
kulender$100.003/4/2011 2:31:14 PM
jdrez$25.003/4/2011 6:42:35 PM
FWF-kinetic$100.003/4/2011 9:24:14 PM
Cai8899$40.003/6/2011 8:43:38 AM
Fonthill$100.003/6/2011 10:03:00 AM
worldly-community3$50.003/6/2011 11:06:47 AM
1SteelerFan$25.003/6/2011 11:40:54 AM
Bank42$100.003/6/2011 4:36:55 AM
Hartfelt$25.003/7/2011 6:37:37 AM
crazycool$100.003/7/2011 11:47:53 AM
Ripsaw4U$50.003/7/2011 12:26:40 PM
Artist_Blue$25.003/7/2011 6:06:34 AM
radiant-peace$25.003/7/2011 11:23:37 AM
friendly-market5$25.003/7/2011 3:57:12 PM
jarf$100.003/7/2011 4:43:20 PM
debtcollector$100.003/7/2011 6:41:11 PM
Tylerh$100.003/7/2011 4:38:10 PM
fireman4$25.003/8/2011 6:12:23 AM
wilmajean$50.003/8/2011 6:18:19 AM
genius520$100.003/8/2011 6:46:40 AM
superb-funds335$25.003/7/2011 8:42:07 PM
enchanted-yield4$100.003/8/2011 12:30:48 PM
llequire1$200.003/8/2011 12:51:36 PM
RandyL3$25.003/8/2011 11:08:32 AM
durable-investment8$38.843/8/2011 1:54:41 PM
p2ploan-thinker7$100.003/8/2011 9:45:08 AM
power-companion7$100.003/8/2011 10:07:38 AM
Shawnman19$38.033/8/2011 1:41:50 PM
Havana21$25.003/8/2011 11:07:13 AM
Roundhouse$300.003/8/2011 9:05:41 PM
bullwink27$25.003/8/2011 12:29:29 PM
meenan$50.003/8/2011 9:47:01 PM
integrity-saver$100.003/8/2011 12:39:58 PM
pythia$25.003/9/2011 3:01:12 AM
ams294$50.003/9/2011 4:22:14 AM
sentimental-cash0$25.003/8/2011 9:13:28 PM
CSinvestments$25.003/9/2011 8:39:20 AM
nickel-ferret$100.003/9/2011 8:46:49 AM
DrNano$50.003/8/2011 6:09:43 PM
patriot897$25.003/8/2011 6:32:51 PM
trade-hyperdrive1$100.003/8/2011 7:32:49 PM
Aaron_Oz$25.003/9/2011 9:57:04 AM
lender987654321$100.003/8/2011 8:11:43 PM
credit-coach118$35.003/9/2011 10:36:33 AM
microlender67$100.003/8/2011 9:12:45 PM
mobius_titan$25.003/9/2011 2:07:04 AM
PThor$25.003/9/2011 1:02:38 PM
intelligent-yield$100.003/9/2011 9:55:51 AM
intelligent-yield$100.003/9/2011 9:56:38 AM
bountiful-durability$100.003/9/2011 3:12:03 PM
hopeful-truth5$100.003/9/2011 4:30:30 PM
DDPrime$50.003/9/2011 6:07:56 PM
justice-officer$25.003/9/2011 9:49:29 AM
Hidalgo2004$26.923/9/2011 4:49:22 PM
payment-wonder2$25.003/9/2011 5:52:22 PM
be_wise$25.003/10/2011 5:06:53 AM
indomitable-coin$25.003/9/2011 7:07:13 PM
Techne_Funds_LLC$25.003/9/2011 2:49:59 PM
enterprising-cash0$25.003/9/2011 8:31:48 PM
credit-kahuna$50.003/10/2011 6:27:41 AM
greenback-perfume$50.003/10/2011 8:21:52 AM
unconquerable-cash$104.003/9/2011 5:59:26 PM
payout-banker4$25.003/9/2011 6:02:11 PM
HealthyWealthNow$100.003/10/2011 9:19:03 AM
vigilance-revolutionary$50.003/10/2011 9:21:57 AM
twerns$40.003/9/2011 6:09:37 PM
jazz619$25.003/9/2011 6:41:36 PM
zotzot$50.883/10/2011 9:33:49 AM
cash-champ0$25.003/10/2011 6:12:20 AM
nomad35k$50.003/10/2011 10:46:45 AM
best-listing-toro$25.003/10/2011 7:16:19 AM
ap051867$25.003/10/2011 7:48:51 AM
bobby5832708$50.003/10/2011 8:16:24 AM
fair_rates$25.003/10/2011 8:45:58 AM
peace-maximizer8$25.003/10/2011 4:36:33 AM
gravbox$25.003/10/2011 2:39:53 PM
top-basis-majesty$50.003/10/2011 9:32:50 AM
Swabjockey$25.003/10/2011 2:56:36 PM
respectful-integrity3$25.003/10/2011 5:40:29 AM
Aducati$28.313/10/2011 10:30:37 AM
One1putt$50.003/10/2011 10:37:04 AM
matt_2006$25.003/10/2011 4:27:02 PM
l3ing$50.003/10/2011 5:08:17 PM
Peacepower$35.003/10/2011 5:30:54 PM
Eric_Gagne$100.003/10/2011 12:36:26 PM
skeebuzz$100.003/10/2011 7:30:16 AM
drluong$50.003/10/2011 5:38:01 PM
ketro155$100.003/10/2011 7:48:36 AM
CA-Lender$100.003/10/2011 5:42:08 PM
jubilant-fund6$29.843/10/2011 5:46:41 PM
bigphish$50.003/10/2011 9:06:17 AM
powerful-greenback2$25.003/10/2011 9:18:50 AM
serene_sale$100.003/10/2011 3:55:42 PM
neighborly-bid$50.003/10/2011 4:01:18 PM
vivid-listing1$25.853/10/2011 4:21:48 PM
privatebankerva$25.003/10/2011 4:37:03 PM
beeper2$100.003/10/2011 9:43:19 AM
lucky2$25.003/10/2011 10:58:22 AM
wizbiz717$50.003/10/2011 5:27:02 PM
creative-generosity3$140.823/10/2011 11:04:27 AM
jonn834$25.003/10/2011 5:31:31 PM
upbeat-investment9$100.003/10/2011 11:50:05 AM
goodhearted-gold3$158.253/10/2011 12:25:47 PM
padewy$25.003/10/2011 12:51:48 PM
saahilld$25.003/10/2011 1:11:28 PM
mpatrick$25.003/10/2011 3:39:53 PM
131 Investments
 
Borrower Payment Dependent Notes Series 495991
This series of Notes was issued and sold upon the funding of the borrower loan #47741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1994 Debt/Income ratio: 5%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 7Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $321Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: safehouse082 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
kayleneca
Purpose of loan:
This loan will be used to...Taxes

My financial situation:
I am a good candidate for this loan because...I pay my bills


Monthly net income: $7000
Monthly expenses: $5000
Housing: $1000
Insurance: $125
Car expenses: $200
Utilities: $300
Phone, cable, internet: $185
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, I faxed to your company last week a print out of my home loan balance. I got a confirmation you have received it? Please verify if you have not. Present Value of my home $195,000.00 Thanks (Mar-06-2011)
Q: hi, are you self employed? Taxes owed to ? fed ? - firsttouch1
A: Hi, No I am not self employed. I work at a hospital I owe taxes to the Feds? Total is 12, 000 I have some in savings but not enough therefore applying for a loan. (Mar-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/28/2011 9:03:21 AM
BxRealtor$25.002/28/2011 9:03:48 AM
MadHun$100.002/28/2011 9:04:17 AM
Tradesmanlender$35.002/28/2011 9:06:20 AM
HamachiMan$50.002/28/2011 9:07:35 AM
kind-resolute-dough$25.002/28/2011 9:44:39 AM
simplelender80$100.002/28/2011 9:03:34 AM
TikPmp1$25.002/28/2011 9:06:39 AM
competent-p2p$30.002/28/2011 9:07:48 AM
debt-sphinx99$25.002/28/2011 10:07:56 AM
SimpleChoice$25.002/28/2011 9:45:25 AM
vutah$25.002/28/2011 5:05:11 PM
shawnw2$25.003/1/2011 2:05:03 AM
SolarMoonshine$25.002/28/2011 5:48:12 PM
credit-coach118$25.002/28/2011 9:28:39 PM
platinum-sorcerer6$50.002/28/2011 9:43:04 PM
squarebob$25.003/2/2011 6:00:17 AM
debt-force$25.003/2/2011 6:03:16 AM
golffish2$100.003/2/2011 4:48:41 AM
radforj22$25.003/2/2011 7:01:26 AM
worthy-bid8$50.003/2/2011 8:00:29 AM
incbx$50.003/2/2011 1:11:34 PM
important-ore$150.003/4/2011 3:21:10 AM
enchanted-yield4$100.003/4/2011 1:11:41 PM
kulender$100.003/4/2011 2:31:17 PM
jdrez$25.003/4/2011 6:42:39 PM
crippledcircus$50.003/5/2011 1:27:09 PM
jmichael23$100.003/5/2011 1:07:36 PM
gold-sushi$25.003/5/2011 4:01:50 PM
Cai8899$40.003/6/2011 8:43:41 AM
enthralling-deal180$50.003/5/2011 7:22:12 PM
Fonthill$100.003/6/2011 10:03:01 AM
ethicalhumanist$50.003/6/2011 1:22:18 PM
worldly-community3$50.003/6/2011 11:06:48 AM
heavy_ax$25.003/7/2011 1:46:08 PM
social-investor5$25.003/7/2011 4:47:28 PM
Artist_Blue$25.003/7/2011 4:23:51 PM
crazycool$100.003/7/2011 11:47:56 AM
ivadood$50.003/7/2011 4:49:19 PM
Tylerh$100.003/7/2011 7:16:04 PM
richboy56$25.003/8/2011 8:42:29 AM
superb-funds335$25.003/7/2011 8:42:09 PM
inspiring-reward$50.003/8/2011 11:26:49 AM
dogtime19$75.003/8/2011 11:29:04 AM
power-companion7$100.003/8/2011 10:07:41 AM
genius520$100.003/8/2011 6:46:42 AM
integrity-saver$100.003/8/2011 12:39:59 PM
orange-preeminant-bill$50.003/8/2011 12:08:10 PM
Havana21$25.003/8/2011 11:07:18 AM
treasure-bliss$50.003/8/2011 12:08:07 PM
nickel-ferret$100.003/9/2011 8:46:52 AM
meenan$50.003/8/2011 9:47:06 PM
patriot897$25.003/8/2011 6:32:54 PM
PThor$25.003/9/2011 1:02:40 PM
bullwink27$25.003/9/2011 3:12:32 PM
payout-banker4$25.003/9/2011 6:02:13 PM
CA-Lender$100.003/9/2011 2:56:29 PM
jazz619$25.003/9/2011 6:41:39 PM
peace-maximizer8$25.003/10/2011 4:36:35 AM
bigphish$50.003/10/2011 9:06:19 AM
top-basis-majesty$50.003/10/2011 9:32:52 AM
cash-champ0$25.003/10/2011 6:12:21 AM
credit-kahuna$25.003/10/2011 6:27:44 AM
saahilld$25.003/10/2011 1:11:30 PM
Minotaur$25.003/10/2011 2:36:06 PM
be_wise$25.003/10/2011 5:06:55 AM
dollardave$100.003/10/2011 10:21:47 AM
greenback-perfume$50.003/10/2011 2:43:18 PM
Swabjockey$25.003/10/2011 2:56:38 PM
jazzlender$25.003/11/2011 1:41:04 AM
a-finance-nirvana$25.003/11/2011 1:52:43 AM
Raser$25.003/10/2011 10:51:07 AM
efficient-treasure0$25.003/11/2011 7:00:46 AM
moltopaolo$50.003/11/2011 7:26:37 AM
Banker2OO7$50.003/11/2011 12:02:04 AM
neighborly-bid$50.003/10/2011 4:01:20 PM
matt_2006$25.003/10/2011 4:27:03 PM
silver-enlightenment0$100.003/11/2011 3:21:02 AM
ClearLake$25.003/11/2011 6:06:30 AM
wizbiz717$50.003/10/2011 5:27:03 PM
gold-blanket0$100.003/11/2011 6:46:05 AM
Aaron_Oz$25.003/11/2011 11:26:35 AM
friendinmoney$25.003/10/2011 8:59:30 PM
enigmallc$25.003/11/2011 1:31:18 PM
Weaverville$25.003/11/2011 1:11:50 AM
gracej$25.003/11/2011 9:05:16 AM
gold-channel2$50.003/11/2011 3:06:52 PM
SecondChanceLendingSERV$25.003/11/2011 9:48:31 AM
bountiful-durability$100.003/11/2011 3:32:49 PM
social-friendship5$50.003/11/2011 9:31:20 AM
interstellar$51.003/11/2011 3:34:52 PM
bjr01$25.003/11/2011 11:14:27 PM
kind-genuine-dough$50.003/11/2011 9:33:52 AM
income-mechanic7$25.003/11/2011 9:39:11 AM
don8ter$25.003/12/2011 3:43:52 AM
secureincome$1,000.003/11/2011 11:22:56 AM
Philosonie$25.003/11/2011 12:46:33 PM
UT-Longhorn$25.003/12/2011 6:32:18 AM
LaBamba$100.003/12/2011 6:44:37 AM
ideal-platinum1$50.003/12/2011 12:31:15 AM
emosspot$25.003/11/2011 4:21:36 PM
zotzot$25.993/11/2011 4:36:50 PM
debnac170$25.003/12/2011 9:21:26 AM
treasure-widget$25.003/12/2011 10:26:21 AM
cscott2007$25.003/12/2011 5:26:32 AM
jescowa$50.003/12/2011 5:48:20 AM
Walkingcowboy$50.003/12/2011 11:31:26 AM
thoughtful-exchange8$200.003/11/2011 7:04:55 PM
flyboy21$25.003/12/2011 6:24:39 AM
jrlvnv$25.003/11/2011 11:17:45 PM
Chauncey_Gardener$100.003/12/2011 4:36:12 PM
113121$250.003/12/2011 10:00:23 AM
Memphis-King$73.483/12/2011 5:40:25 PM
LR_Biker$50.003/12/2011 10:33:45 AM
point-kitten6$100.003/12/2011 11:17:58 AM
GElender$50.003/12/2011 5:56:52 AM
lending22$25.003/12/2011 12:39:02 PM
rcm87$100.003/12/2011 6:36:14 AM
vest_vortex$25.003/12/2011 1:37:03 PM
ChewyZ$25.003/12/2011 7:00:41 AM
FinanceEngine$25.003/12/2011 8:03:18 AM
friendly-money$25.003/12/2011 3:09:03 PM
JKEnterprises$25.003/12/2011 3:21:08 PM
Azonic21$25.003/12/2011 9:11:21 AM
trade-elm$40.003/12/2011 11:16:34 AM
loss-of-control$50.003/12/2011 1:08:56 PM
techs$25.003/12/2011 3:41:30 PM
Bidwinner08$29.533/12/2011 4:18:15 PM
draggon77$25.003/12/2011 5:27:58 PM
palace2$100.003/12/2011 5:32:45 PM
palace2$100.003/12/2011 5:33:49 PM
131 Investments
 
Borrower Payment Dependent Notes Series 496003
This series of Notes was issued and sold upon the funding of the borrower loan #47714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1988 Debt/Income ratio: 9%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:15y 9m
Amount delinquent: $885 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $807Stated income:$50,000-$74,999
Delinquencies in last 7y: 14 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: abundant-coin4 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
boilermaker
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I take pride in paying my bills on time.

Monthly net income: $5400.00
Monthly expenses: $1561.00
Housing: $350.
Insurance: $156.
Car expenses: $295.
Utilities: $0.
Phone, cable, internet: $200.
Food, entertainment: $400.
Clothing, household expenses: $100.
Credit cards and other loans: $35.
Other expenses: $
25.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your current delinquency? What would this loan be used for? Thanks. - squarebob
A: I was not aware of any delinquency until I applied for this loan. I'm currently looking into it so it can be resolved. As far as the purpose for the loan...I am looking to combine some of my bills (credit cards, Son's dental bill) into one payment. (Mar-02-2011)
Q: According to your income and expense numbers you have about $3,800 of extra cash flow per month. Why do you need to borrow $4,000? Please explain or revise your numbers. Thanks. - CPAecs
A: Sorry for being misleading. The income that I listed does not account for the expenses I have to pay out. All my work is done out of town so I have motels, fuel, meals, specialty clothing, etc... Also my work is seasonal so I only average about 8-9 months per year, and I have unexpectantly been off for the past two months just now returning to work. (Mar-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$35.002/28/2011 9:06:21 AM
TikPmp1$25.002/28/2011 9:06:40 AM
simplelender80$100.002/28/2011 9:03:35 AM
kind-resolute-dough$25.002/28/2011 9:44:40 AM
SimpleChoice$25.002/28/2011 9:45:23 AM
benjamins-utopia$50.002/28/2011 9:03:22 AM
BxRealtor$25.002/28/2011 9:03:48 AM
MadHun$100.002/28/2011 9:04:17 AM
competent-p2p$30.002/28/2011 9:07:47 AM
HamachiMan$50.002/28/2011 9:07:36 AM
vutah$25.002/28/2011 4:15:55 PM
asset-professor$50.002/28/2011 1:52:39 PM
shawnw2$25.003/1/2011 2:05:05 AM
randsenterprise$25.003/1/2011 3:26:22 AM
platinum-sorcerer6$50.002/28/2011 9:43:03 PM
carrinel$55.473/1/2011 6:46:28 AM
heroic-deal7$50.003/1/2011 11:42:57 AM
debt-force$25.003/2/2011 6:03:17 AM
radforj22$25.003/2/2011 7:01:27 AM
worthy-bid8$50.003/2/2011 8:00:31 AM
incbx$50.003/4/2011 8:34:27 AM
important-ore$150.003/4/2011 3:21:11 AM
kulender$100.003/4/2011 2:31:18 PM
ProjectVenture$50.003/4/2011 6:42:55 PM
Brisket_Bob$75.003/4/2011 7:26:27 PM
jdrez$25.003/4/2011 6:42:40 PM
carrinel$50.003/5/2011 7:54:21 AM
enthralling-deal180$50.003/5/2011 7:22:13 PM
gold-sushi$25.003/5/2011 4:01:52 PM
Cai8899$40.003/6/2011 8:43:43 AM
worldly-community3$50.003/6/2011 11:06:49 AM
Fonthill$100.003/6/2011 10:03:03 AM
suave-income397$250.003/6/2011 2:40:28 PM
crazycool$100.003/7/2011 11:47:58 AM
Artist_Blue$25.003/7/2011 4:58:45 PM
superb-funds335$25.003/7/2011 8:42:10 PM
genius520$100.003/8/2011 6:46:43 AM
richboy56$25.003/8/2011 8:42:30 AM
seadogs$25.003/8/2011 5:34:26 AM
Tylerh$100.003/7/2011 7:16:07 PM
Havana21$25.003/8/2011 11:07:23 AM
interstellar$75.003/8/2011 11:38:57 AM
power-companion7$100.003/8/2011 10:12:06 AM
inspiring-reward$50.003/8/2011 11:26:52 AM
meenan$50.003/8/2011 9:47:07 PM
integrity-saver$100.003/8/2011 12:40:00 PM
drseuzz$50.003/8/2011 2:15:23 PM
treasure-bliss$50.003/9/2011 2:24:51 AM
nickel-ferret$100.003/9/2011 8:46:55 AM
patriot897$25.003/8/2011 6:32:55 PM
mckhbnpc$30.003/9/2011 10:56:05 AM
orange-preeminant-bill$30.753/9/2011 2:41:03 AM
Erasma$25.003/9/2011 3:23:21 PM
CA-Lender$100.003/9/2011 2:56:30 PM
PThor$25.003/9/2011 1:02:41 PM
peace-maximizer8$25.003/10/2011 4:36:36 AM
the-upbeat-p2p$200.003/9/2011 7:01:23 PM
cash-champ0$25.003/10/2011 6:12:23 AM
ivadood$50.003/9/2011 3:11:53 PM
bullwink27$25.003/10/2011 1:49:55 AM
payout-banker4$25.003/9/2011 6:02:15 PM
jazz619$25.003/9/2011 6:41:40 PM
be_wise$25.003/10/2011 5:06:57 AM
top-basis-majesty$50.003/10/2011 9:32:54 AM
pfh$25.003/10/2011 9:33:52 AM
GS-ROCK$25.003/10/2011 9:45:44 AM
steady-penny1$25.003/10/2011 10:33:28 AM
Raser$25.003/10/2011 10:51:08 AM
unbelievable-exchange$30.003/10/2011 7:31:51 AM
Eric_Gagne$25.003/10/2011 8:14:53 AM
BlueRoom$25.003/10/2011 8:22:02 AM
bigphish$50.003/10/2011 9:06:20 AM
worthy-bid4$25.343/10/2011 9:30:37 AM
dollardave$27.793/10/2011 10:21:48 AM
vigman777$25.003/10/2011 11:00:25 AM
sc91$25.003/10/2011 11:01:46 AM
Galt_Capitalist$120.653/10/2011 11:02:43 AM
77 Investments
 
Borrower Payment Dependent Notes Series 496033
This series of Notes was issued and sold upon the funding of the borrower loan #47759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1997 Debt/Income ratio: 12%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:0y 8m
Amount delinquent: $30 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $2,143Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: SisterJo Borrower's state: Texas Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 89% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 4 ( 11% )  
600-619 (Jul-2008)
560-579 (Jan-2008)
580-599 (Nov-2007)
580-599 (Dec-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Pay Uncle Sam
Purpose of loan:
This loan will be used to pay the IRS. When I was laid off last March, I recevied 20 weeks of severance pay from the company I had been with for 10 years. I received unemployment benefits from the State of Texas. I found a good position within a few months and all of the income from last year put me into a higher tax bracket. I usually get a good refund but this year I am over the limit for some of the education deductions and so on. I will end up owing the governmenet around $5000.

My financial situation:
I am a good candidate for this loan because I have a stable work history. I am about $4000 from being completly debt free and then I can double up on this payment to get it paid off quicker..


Monthly net income: $3600
Monthly expenses: $3000
Housing: $1000
Insurance: $450 (car, life, home)
Car expenses: $350(gas and upkeep. NO car note)
Utilities: $550
Food: $350
Credit cards and other loans: $300.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I like the fact you borrowed once on Prosper and paid back the loan. With this new loan are you able to make monthly payments like the 1st loan? thanks - ChoiceInvestments
A: Absolutely. If I wasn't sure I could pay it back, I would not have applied for the new loan. Thanks for your interest in helping me. (Mar-02-2011)
Q: Can you tell us about the 4 late payments on your previous Prosper loan and the current $30 delinquency in your profile? Thanks - RecoveryLender
A: As a single Mom raising 3 kids by myself, I have had some rough times financially. I lost my house 4 years ago and that might have been when my payments were late on the Prosper note. BUT, as my request says, I am about $4000 from being COMPLETELY out of debt. I have no car notes (I own 3 vehicles). All 3 of my kids are grown and out of the house (1 married and 2 are jrs in college). The $30 delinquency is from an old doctors bill that I paid and I am fighting with them to remove it. (Mar-04-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
UCLA4life$50.003/1/2011 9:02:42 AM
twjh$25.003/1/2011 9:03:46 AM
jhouman$25.003/1/2011 9:03:59 AM
credit-investor5$50.003/1/2011 9:04:04 AM
ingenious-deal6$25.003/1/2011 9:07:03 AM
reflective-rupee$25.003/1/2011 9:18:33 AM
mikeandcat$50.003/1/2011 9:51:49 AM
Chesterite$100.003/1/2011 9:02:01 AM
simplelender80$150.003/1/2011 9:02:19 AM
fabulous-community4$35.003/1/2011 9:03:00 AM
Kaj$50.003/1/2011 9:06:34 AM
velocity-flag$25.003/1/2011 10:14:19 AM
DasMula$100.003/1/2011 9:46:22 AM
blue-useful-auction$25.003/1/2011 2:19:38 PM
trumpeter5$25.003/1/2011 11:11:41 AM
proper-revenue7$25.003/1/2011 11:21:47 AM
good4loan$50.003/1/2011 1:53:36 PM
Artist_Blue$25.003/1/2011 1:36:10 PM
ChoiceInvestments$28.463/1/2011 4:39:21 PM
MadHun$200.003/1/2011 4:58:05 PM
orange-rapid-benjamins$25.003/1/2011 5:14:17 PM
vutah$25.003/1/2011 5:29:36 PM
SolarMoonshine$25.003/1/2011 5:38:26 PM
ichibon$50.883/1/2011 10:07:58 PM
squarebob$25.003/2/2011 5:14:46 AM
loanman2007$100.003/2/2011 6:04:51 AM
pioneer580$232.213/2/2011 5:23:50 AM
chameleon125$25.003/2/2011 6:37:42 AM
lendstats_com$100.003/2/2011 8:29:08 AM
worthy-bid8$25.003/2/2011 8:02:14 AM
buukyak$25.003/2/2011 10:26:02 AM
The-Helper$40.003/2/2011 11:48:05 AM
thorough-yield1$50.003/3/2011 2:06:43 AM
YoungTaxMan$85.753/2/2011 8:32:16 PM
integrity-doctor$100.003/3/2011 7:29:20 AM
ready-p2p4$50.003/3/2011 10:54:03 AM
LivingInvestments00$29.523/3/2011 10:15:27 AM
benevolent-asset$25.003/3/2011 10:13:19 AM
ssanders82$25.003/3/2011 12:21:20 PM
market-pudding$25.003/3/2011 11:20:20 AM
niq4soccer$25.003/3/2011 3:54:51 PM
gold-blanket0$25.003/3/2011 6:55:38 PM
CA-Lender$100.003/4/2011 9:54:00 AM
principal-laser$200.003/4/2011 9:58:16 AM
marwadi-62$100.003/4/2011 10:47:05 AM
power-secret-agent$25.003/4/2011 11:20:53 AM
jpaulnyc$25.003/4/2011 11:27:30 AM
mammalian4$100.003/4/2011 11:28:25 AM
payment-gusto$25.003/4/2011 12:48:34 PM
Imaginos1892$100.003/4/2011 6:30:44 PM
loss-of-control$50.003/4/2011 6:53:53 PM
point-sasquatch$25.003/4/2011 2:41:29 PM
luvlending$50.003/4/2011 10:19:01 PM
Jerrys1951$40.003/5/2011 9:51:58 AM
Reddy_Capital$25.003/5/2011 1:29:47 AM
Mikale360$25.003/5/2011 6:52:35 AM
Barrayaran$25.003/5/2011 12:18:30 PM
Bob450$25.003/5/2011 12:42:28 PM
113121$25.003/5/2011 4:13:35 AM
Bcs-cnc$25.003/5/2011 6:24:37 AM
Socorro_Capital_Partners$25.003/5/2011 8:41:03 AM
hopeful-truth5$100.003/5/2011 7:53:04 AM
carrinel$50.003/5/2011 7:56:27 AM
wwwUniversal$25.003/5/2011 3:29:53 PM
frugalinvestor20$25.003/5/2011 9:30:33 PM
DreDub$50.003/5/2011 10:17:23 PM
Feyenoord$25.003/5/2011 10:52:44 PM
RainMakers$25.003/5/2011 5:24:37 PM
Haribelle$25.003/6/2011 4:58:03 AM
return-grizzly$100.003/6/2011 6:40:52 AM
quest0$36.933/6/2011 6:51:59 AM
yield-lion2$25.003/5/2011 7:31:18 PM
five-star-note$25.003/5/2011 5:57:24 PM
Shining-Star$100.003/6/2011 9:01:22 AM
RLaumeyer$25.003/5/2011 9:52:09 PM
ghinga$25.003/6/2011 5:02:36 AM
healingangel22$25.003/6/2011 7:28:23 AM
verdiprr$200.003/6/2011 7:51:21 AM
Cai8899$25.003/6/2011 8:41:55 AM
YoungTaxMan$100.003/6/2011 2:37:47 PM
scho0590$42.053/6/2011 6:55:47 AM
rutzebach$52.473/6/2011 10:09:29 AM
circustab$100.003/6/2011 7:43:10 AM
soulful-truth$100.003/6/2011 5:41:29 PM
Gibbyland$100.003/6/2011 1:41:40 PM
RetirementMoney$100.003/6/2011 1:47:32 PM
Sturgee$25.003/6/2011 2:04:28 PM
Nailman88$25.003/6/2011 2:13:40 PM
Rip128$75.003/6/2011 5:21:27 PM
icon7$50.003/6/2011 6:01:13 PM
head$100.003/6/2011 6:29:39 PM
91 Investments
 
Borrower Payment Dependent Notes Series 496056
This series of Notes was issued and sold upon the funding of the borrower loan #47794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $304.17
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2003 Debt/Income ratio: 7%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $801Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: hursey013 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 9 ( 100% ) 800-819 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2008)
720-739 (Jan-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidate Student and Car Loans
Purpose of loan:
This loan will be used to consolidate the remaining balance of a car loan and my student loan. I would like to do this in order to get a lower interest rate than what I currently have on my student loan, and also to streamline getting the balances paid off quickly.

My financial situation:
I am a good candidate for this loan because I have an extremely stable employment history working in the tech industry. I am currently working for the government and also do contract work on the side. I have had two Prosper loans in the past and have had them both paid off in less than a year - I have never had a late payment in my life and I take my finances very seriously.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
b1geasy$25.003/1/2011 9:01:56 AM
authoritative-capital$50.003/1/2011 9:02:10 AM
kyomoon$50.003/1/2011 9:02:37 AM
TikPmp1$25.003/1/2011 9:04:17 AM
Tradesmanlender$50.003/1/2011 9:04:20 AM
meux99$25.003/1/2011 9:04:52 AM
community-pipeline$25.003/1/2011 9:05:13 AM
evnagelist$50.003/1/2011 9:05:25 AM
a-exponential-hope$25.003/1/2011 9:05:37 AM
minista$25.003/1/2011 9:07:34 AM
MihirFromRedmond$25.003/1/2011 9:08:00 AM
cashhelp$30.003/1/2011 9:02:02 AM
kind-resolute-dough$50.003/1/2011 9:04:00 AM
quantumwellguy$50.003/1/2011 9:04:13 AM
blot44$25.003/1/2011 9:04:44 AM
benjamins-utopia$100.003/1/2011 9:04:58 AM
KWarrior$50.003/1/2011 9:05:04 AM
nuclearmoose$25.003/1/2011 9:05:21 AM
DukSerduk$25.003/1/2011 9:02:49 AM
kenji4861$25.003/1/2011 9:02:52 AM
ichibon$125.003/1/2011 9:07:45 AM
BidDaddyBigBucks$25.003/1/2011 9:04:05 AM
socal-lender$25.003/1/2011 9:04:10 AM
Preteur$25.003/1/2011 9:04:35 AM
scrappy-bonus2$25.003/1/2011 9:04:41 AM
nimble-money0$25.003/1/2011 9:04:47 AM
jenkris$25.003/1/2011 9:04:50 AM
tenacious-compassion9$25.003/1/2011 9:05:18 AM
treasure-pipeline$50.003/1/2011 9:05:30 AM
syounker$25.003/1/2011 9:05:34 AM
outofoffice$100.003/1/2011 10:07:36 AM
wwwUniversal$25.003/1/2011 4:01:41 PM
thankful-nickel2$25.003/1/2011 4:17:19 PM
whipone$25.003/1/2011 6:51:50 PM
Tylerh$100.003/1/2011 5:11:35 PM
ac787$45.003/1/2011 5:36:10 PM
squarebob$50.003/2/2011 5:12:34 AM
bowdish1$50.003/2/2011 1:26:12 AM
Phantom99$100.003/2/2011 7:01:58 AM
tomdooley12520$25.003/2/2011 5:31:47 AM
ichibon$200.883/2/2011 7:16:30 AM
restless-balance9$50.003/2/2011 7:04:52 AM
SpareChangeDreamFundLLC$25.003/2/2011 8:52:58 AM
worthy-bid8$100.003/2/2011 7:57:17 AM
RandyL3$25.003/2/2011 8:53:24 AM
jga516$25.003/2/2011 9:32:11 AM
credit-investor5$50.003/2/2011 8:52:57 AM
efficient-treasure0$25.003/2/2011 8:52:56 AM
bonus-quark4$25.003/2/2011 10:36:50 AM
sk10023$25.003/2/2011 1:57:37 PM
zotzot$25.003/2/2011 12:49:28 PM
depalma13$50.003/3/2011 3:41:53 AM
sandeepPR$25.003/2/2011 11:10:34 PM
setUup$25.003/3/2011 12:57:22 AM
cash-sensai2$50.003/3/2011 3:52:32 PM
yoyoclock$35.003/3/2011 3:53:36 PM
T-L-B$100.003/3/2011 6:35:00 PM
Havana21$200.003/3/2011 5:15:48 PM
commerce-renewal$100.003/3/2011 8:26:46 PM
codavee$100.003/4/2011 9:39:07 AM
focused-wampum$25.003/4/2011 9:41:08 AM
Octavian315$35.003/4/2011 10:36:39 AM
luvlending$100.003/4/2011 10:23:08 PM
Marathoner$25.003/4/2011 5:33:53 PM
Jtomtom$100.003/5/2011 6:13:36 AM
marwadi-62$100.003/5/2011 10:05:29 AM
a-responsible-return$100.003/5/2011 3:28:39 AM
Bank42$100.003/5/2011 5:23:40 AM
mpactlender$25.003/5/2011 10:23:48 AM
Emgolda$25.003/5/2011 11:53:05 AM
fantastic-openness$100.003/5/2011 5:19:44 PM
economy-tuba7$100.003/5/2011 1:36:36 PM
Supernick$50.003/5/2011 5:56:42 PM
transparency-giant$50.003/5/2011 6:23:37 PM
fairness-raker5$200.003/5/2011 4:54:55 PM
Fonthill$100.003/6/2011 10:02:00 AM
DreDub$50.003/5/2011 10:17:09 PM
guybyny$25.003/6/2011 8:57:53 AM
radforj22$50.003/6/2011 4:51:41 AM
dinero-storm4$100.003/6/2011 6:41:15 PM
encouraging-fund$29.003/7/2011 6:30:24 AM
degster$25.003/7/2011 9:35:42 AM
BxRealtor$25.003/6/2011 9:56:19 PM
BankofBeth$25.003/7/2011 10:02:54 AM
BigGuyBank$27.773/6/2011 4:31:13 PM
Guiren$100.003/7/2011 5:08:26 PM
jscope$25.003/7/2011 6:11:17 PM
skuba$50.003/7/2011 4:57:23 PM
moneyfriend$100.003/7/2011 7:31:06 PM
first-serene-credit$25.003/7/2011 3:24:06 PM
stable-nickel$75.003/7/2011 4:49:27 PM
albatross897$25.003/7/2011 5:42:14 PM
Oak-Parker$25.603/7/2011 6:56:18 PM
dogtime19$100.003/8/2011 11:01:55 AM
investment-comet$100.003/8/2011 11:21:03 AM
GodzillaLending$25.003/8/2011 11:22:49 AM
afotherg$102.003/8/2011 11:04:11 AM
windfall46$25.003/8/2011 8:36:21 AM
reflective-gain$25.003/8/2011 4:46:11 PM
power-companion7$100.003/8/2011 10:05:56 AM
octoberfresh$30.003/8/2011 10:46:12 AM
Invest4kids$30.003/8/2011 6:58:13 PM
lender987654321$100.003/8/2011 8:11:48 PM
hopeful-asset9$100.003/8/2011 9:41:14 PM
paladin847$35.053/9/2011 2:25:27 AM
dtrain5$25.003/8/2011 4:12:44 PM
Richmp412$25.003/8/2011 7:42:37 PM
dma1206$27.563/8/2011 9:06:51 PM
patriot897$50.003/8/2011 6:26:12 PM
paramjit$25.003/9/2011 2:18:30 AM
atlKid$50.003/9/2011 4:51:48 AM
reinforced-reward$25.003/9/2011 5:26:15 AM
bigballer105$100.003/9/2011 11:12:18 AM
platinum-platoon$25.003/8/2011 9:47:34 PM
kulender$50.003/9/2011 9:56:19 AM
trade-pumpkin$30.003/9/2011 10:07:21 AM
BoCo$30.203/9/2011 6:43:56 AM
DadWarbucks$60.003/9/2011 4:56:12 PM
tszbgae$100.003/9/2011 5:42:05 PM
inspired-investment8$100.003/9/2011 2:23:44 PM
payment-wonder2$50.003/9/2011 5:48:48 PM
hookUup$25.003/10/2011 3:46:55 AM
DDPrime$50.003/9/2011 6:08:01 PM
PThor$25.003/9/2011 1:06:53 PM
thedoctor$100.003/10/2011 5:22:10 AM
moneynmotion$50.003/9/2011 2:23:25 PM
Speedracer12$50.003/9/2011 7:34:03 PM
knixfan78$50.003/9/2011 5:40:36 PM
payout-reaction740$25.003/9/2011 5:45:58 PM
GreenSun$50.003/10/2011 5:01:44 AM
velocity-solo$25.003/10/2011 5:18:04 AM
vigilance-revolutionary$50.003/10/2011 9:22:19 AM
compoundinterest$50.003/10/2011 5:22:16 AM
GoingFishing$25.003/10/2011 6:13:06 AM
steely_dan34$25.003/10/2011 6:27:53 AM
enterprising-cash0$25.003/9/2011 8:31:58 PM
EverettFinancial$50.003/10/2011 7:42:55 AM
saysana$25.003/10/2011 11:28:40 AM
important-ore$36.653/10/2011 1:56:16 AM
deal-gazer$50.003/10/2011 5:16:50 AM
AJSinvest$25.003/10/2011 5:18:11 AM
anti-wall-st$50.003/10/2011 5:18:25 AM
balance-force$50.003/10/2011 2:44:29 PM
gemoscar$50.003/10/2011 6:28:10 AM
dynamic-platinum$100.003/10/2011 6:48:05 AM
aldeed$150.003/10/2011 7:13:36 AM
bobby5832708$50.003/10/2011 8:02:28 AM
sunny1985$25.003/10/2011 8:37:24 AM
paddatjie$25.003/10/2011 9:12:14 AM
lucky6$25.003/10/2011 9:56:28 PM
Hexnut$50.003/10/2011 10:01:37 PM
bellach$25.003/11/2011 12:57:06 AM
best-ingenious-funds$25.003/11/2011 2:03:52 AM
invest-in-ed$250.003/10/2011 5:24:45 PM
Turkish101$25.003/11/2011 5:16:35 AM
platinum-exec1$100.003/10/2011 6:25:33 PM
saahilld$25.003/10/2011 1:11:08 PM
a-progressive-note$25.003/11/2011 7:22:07 AM
CASHGIRL$25.003/10/2011 8:51:22 PM
RussiaAC5M$25.003/11/2011 8:06:12 AM
FL-Lender$25.003/10/2011 4:00:44 PM
martymaniaman$29.133/11/2011 5:44:30 AM
cerebral-dollar773$400.003/11/2011 6:44:25 AM
Peacepower$50.003/10/2011 5:38:33 PM
aldeed$100.003/10/2011 6:26:01 PM
a-restless-dollar$50.003/11/2011 8:12:18 AM
vishal29$100.003/11/2011 8:15:13 AM
tenacious-payout$50.003/10/2011 9:07:27 PM
wormdc$25.003/11/2011 12:56:11 PM
scout124$85.163/11/2011 1:11:46 PM
marketplace-stream2$100.003/10/2011 11:00:53 PM
alpinaut$25.003/11/2011 5:06:03 AM
p2p-paradise$50.003/11/2011 9:37:32 AM
Rivervale_Westwood$25.003/11/2011 5:31:35 AM
DeesBar$25.003/11/2011 9:41:54 AM
YellowJacket$25.003/11/2011 9:43:07 AM
squarebob$101.003/11/2011 10:49:51 AM
honorable-income$175.003/11/2011 10:57:12 AM
Lotsofbears$25.003/11/2011 12:04:46 PM
Mar_Holdings_LLC$25.003/11/2011 9:37:59 AM
Curly-Girly$25.003/11/2011 9:41:47 AM
MO_Investor$25.003/11/2011 9:45:46 AM
fcrick$25.003/11/2011 9:52:17 AM
jwstclair$25.003/11/2011 12:06:32 PM
184 Investments
 
Borrower Payment Dependent Notes Series 496068
This series of Notes was issued and sold upon the funding of the borrower loan #47746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1999 Debt/Income ratio: Not calculated
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 7Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $243 
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: elated-value6 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
help with medical expenses
Purpose of loan:
This loan will be used to?help pay medical expenses for major health issues.
My financial situation:I am a good candidate for this loan because I have good credit, and always pay bills on time.I just got terminated from my job of 4 years because I was out on FMLA for too long. I have money saved in the bank, so I don't want investors to be afraid of me. This is for "just in case" issues that arise during a bad health period. I will not pay COBRA $542/month. I take care of my 2 handicap parents, and they are not going to allow me to pay any bills/rent until I am better, which saves me 400/month. Thank you for your potential consideration.
Monthly net income:
Monthly expenses:
??Housing: 0
Insurance: $
119
??Car expenses: $
75
??Utilities: $0
Phone, cable, internet: $
0
??Food, entertainment: $0
Clothing, household expenses $0

??Credit cards and other loans: $50-60/mo

??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kaj$50.003/1/2011 9:06:39 AM
2grindstones$25.003/1/2011 9:54:42 AM
simplelender80$150.003/1/2011 9:02:22 AM
ingenious-deal6$25.003/1/2011 9:07:05 AM
suave-dime6$25.003/1/2011 9:05:59 AM
Artist_Blue$25.003/1/2011 1:36:08 PM
MadHun$200.003/1/2011 4:58:07 PM
Bob450$25.003/2/2011 1:37:08 AM
worthy-bid8$25.003/2/2011 8:02:16 AM
gold-blanket0$25.003/3/2011 6:55:41 PM
point-sasquatch$25.003/4/2011 2:41:31 PM
wwwUniversal$25.003/5/2011 3:30:01 PM
payment-gusto$25.003/5/2011 6:46:22 PM
Cai8899$25.003/6/2011 8:41:57 AM
Gibbyland$100.003/6/2011 1:41:44 PM
soulful-truth$100.003/6/2011 5:41:31 PM
loyalist1$100.003/7/2011 8:17:49 AM
KarlMarx$25.003/7/2011 12:51:26 PM
Tylerh$100.003/7/2011 7:18:15 PM
DreDub$50.003/7/2011 5:31:49 PM
rhin0cerx$50.003/8/2011 9:44:08 AM
new-ore-venture$100.003/8/2011 9:46:06 AM
seisen$50.003/7/2011 7:01:49 PM
power-companion7$100.003/8/2011 10:10:58 AM
durability-mad-scientist4$25.003/7/2011 10:26:40 PM
umfan123$25.003/8/2011 12:07:59 PM
GElender$25.003/8/2011 5:57:47 AM
Jethro12$25.003/8/2011 1:21:28 PM
CA-Lender$100.003/8/2011 3:16:28 PM
patriot897$25.003/8/2011 6:34:56 PM
reward-walnut$50.003/8/2011 4:16:11 PM
kendigme$25.003/9/2011 5:37:49 AM
hopeful-asset9$25.003/8/2011 9:42:16 PM
loan-kung-fu$100.003/9/2011 5:17:13 AM
Invest4kids$30.003/8/2011 6:58:35 PM
finance-scout2$50.003/9/2011 9:36:16 AM
shur$25.003/8/2011 8:11:16 PM
A007$50.003/9/2011 11:41:11 AM
radforj22$25.003/9/2011 12:21:53 PM
Ocean713$50.003/9/2011 12:33:37 PM
thelovebug$100.003/9/2011 12:51:19 PM
oreyedoc$50.003/9/2011 9:12:54 AM
money-bauble$100.003/9/2011 2:42:16 AM
108lender$100.003/9/2011 9:17:25 AM
kulender$50.003/10/2011 1:31:56 AM
flwah$25.003/10/2011 1:32:26 AM
finance-mushroom$100.003/10/2011 3:23:05 AM
chkrvrty$50.003/10/2011 4:20:09 AM
PThor$25.003/9/2011 1:03:11 PM
Perksunlimited$50.003/10/2011 6:56:44 AM
greatwhiteninja$50.003/10/2011 6:57:26 AM
the-profit-oracle$25.003/10/2011 1:48:55 AM
payout-banker4$25.003/9/2011 6:01:09 PM
be_wise$25.003/10/2011 5:07:24 AM
nowits10$25.003/10/2011 9:06:41 AM
trade-caper$25.003/10/2011 5:41:29 AM
payout-paddle1$50.003/10/2011 9:36:10 AM
nletunic$50.003/9/2011 9:22:52 PM
mike279766$27.003/9/2011 9:31:07 PM
gs92126$25.003/10/2011 10:49:00 AM
finagler$25.003/10/2011 1:14:24 AM
joshua18$25.003/10/2011 11:28:46 AM
bobby5832708$50.003/10/2011 8:16:35 AM
Shepherd7$50.003/10/2011 4:07:31 AM
another412$25.003/10/2011 1:06:09 PM
top-basis-majesty$50.003/10/2011 9:34:04 AM
Doug1043$25.003/10/2011 9:37:37 AM
whartonmba$25.003/10/2011 10:37:31 AM
aFro$25.003/10/2011 12:51:58 PM
bold-careful-finance$25.003/10/2011 6:22:06 PM
Davidson2$50.003/10/2011 2:06:50 PM
Yomain$125.003/10/2011 2:21:35 PM
goodhelper$25.003/10/2011 10:01:42 PM
investmentgroup$25.003/11/2011 1:12:59 AM
hard-working-asset2$50.003/10/2011 9:36:23 AM
CC911$25.003/11/2011 6:06:05 AM
symbiosis$100.003/10/2011 7:36:07 PM
revenue-officer36$50.003/10/2011 3:58:03 PM
important-openness1$50.003/10/2011 4:16:16 PM
treasure-bliss$31.573/11/2011 1:52:09 AM
kind-durability-gravitas$50.003/11/2011 9:33:25 AM
kind-genuine-dough$25.003/11/2011 9:35:11 AM
musegaze$100.003/11/2011 6:11:04 AM
delicious-cash$25.003/11/2011 9:38:20 AM
ingenious-diversification$25.003/11/2011 9:41:33 AM
iLoaner$25.003/11/2011 10:26:06 AM
Evan_Safe$25.003/11/2011 8:36:55 AM
clandrummer$50.003/10/2011 8:54:36 PM
Cheburashka$25.003/11/2011 1:07:57 AM
indomitable-dedication$50.003/11/2011 2:28:13 PM
visionary-currency$50.003/11/2011 1:49:20 AM
social-friendship5$50.003/11/2011 9:31:24 AM
orange-preeminant-bill$50.003/11/2011 1:52:55 AM
silver-enlightenment0$100.003/11/2011 3:21:10 AM
genius520$100.003/11/2011 3:33:03 PM
sweetlan$25.003/11/2011 6:06:10 AM
Shtooie$25.003/11/2011 4:40:59 PM
fund-tom-tom6$50.003/11/2011 7:31:10 AM
jwstclair$25.003/11/2011 12:07:29 PM
magnolia161$50.003/11/2011 1:46:07 PM
HedgeFund$50.003/11/2011 8:11:22 PM
logical-investment4$25.003/11/2011 8:37:21 PM
sharp-bazaar7$50.003/11/2011 3:23:07 PM
tnjohnso$25.003/11/2011 3:46:29 PM
vishal29$100.003/11/2011 10:23:17 PM
Rdodson11$25.003/12/2011 2:02:31 AM
Weaverville$25.003/12/2011 2:18:50 AM
Easystreet$25.003/12/2011 2:24:25 AM
flanative$25.003/11/2011 4:26:52 PM
Mariner3605$25.003/12/2011 2:35:22 AM
divedude$25.003/12/2011 2:36:11 AM
EJL$25.003/12/2011 2:51:09 AM
golden-cat$25.003/11/2011 9:38:34 AM
prudent-gain7$25.003/11/2011 5:06:47 PM
chungfang$100.003/11/2011 1:31:34 PM
wise-deal-panda$50.003/11/2011 9:21:31 PM
gold-channel2$25.003/11/2011 3:06:33 PM
angelgirl777$100.003/11/2011 10:14:47 PM
samo102us$25.003/11/2011 4:11:31 PM
SouthCoast$25.003/12/2011 2:16:28 AM
selfmademan$25.003/12/2011 2:18:18 AM
robust-trade$28.793/11/2011 4:15:16 PM
sjlnn$25.003/12/2011 2:34:42 AM
nodrivelpls$25.003/12/2011 2:43:13 AM
DDHMoney$25.003/12/2011 2:51:53 AM
squarebob$25.003/11/2011 4:42:18 PM
top-payout-fixer$50.003/11/2011 10:03:08 PM
copper$50.003/12/2011 2:10:00 AM
SDNLR$71.243/12/2011 2:34:28 AM
Amused1$25.003/12/2011 2:46:28 AM
130 Investments
 
Borrower Payment Dependent Notes Series 496091
This series of Notes was issued and sold upon the funding of the borrower loan #47766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2006 Debt/Income ratio: 19%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,140Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: exuberant-value6 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate My Debt
My financial situation: Good
I am a good candidate for this loan because...
I am a responsible borrower and have never defaulted in my paying my debt. I just want to be able to pay off my credit card debts and manage my payments from one instead of managing multiple accounts.
net income: $42,000.00
Monthly expenses: $0
Housing: $550.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $70.00
Phone, cable, internet: $79.00
Food, entertainment: $90.00
Clothing, household expenses: $50.00
Credit cards and other loans: $390.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/28/2011 5:12:58 PM
Kaj$50.002/28/2011 5:17:48 PM
ingenious-deal6$25.002/28/2011 5:17:54 PM
SolarMoonshine$25.002/28/2011 5:30:20 PM
suave-dime6$25.002/28/2011 5:17:20 PM
magnetic-dedication3$25.002/28/2011 8:12:32 PM
competent-p2p$25.002/28/2011 7:29:08 PM
greencat$50.003/1/2011 7:16:28 AM
vutah$25.003/1/2011 5:46:23 AM
Artist_Blue$25.003/1/2011 1:36:14 PM
MadHun$200.003/1/2011 4:58:00 PM
brightest-dignified-penny$25.003/1/2011 4:31:20 PM
squarebob$100.003/2/2011 5:33:08 AM
worthy-bid8$25.003/2/2011 8:02:09 AM
gold-blanket0$25.003/3/2011 6:55:32 PM
payment-gusto$25.003/4/2011 10:14:53 AM
mammalian4$100.003/4/2011 4:31:28 PM
point-sasquatch$25.003/4/2011 2:41:27 PM
Bob450$25.003/5/2011 12:42:21 PM
jmichael23$100.003/5/2011 1:08:30 PM
wwwUniversal$25.003/5/2011 3:29:41 PM
DreDub$50.003/5/2011 10:17:20 PM
Cai8899$25.003/6/2011 8:41:51 AM
ethicalhumanist$25.003/6/2011 1:26:21 PM
soulful-truth$100.003/6/2011 5:41:26 PM
Gibbyland$100.003/6/2011 1:41:37 PM
loyalist1$100.003/7/2011 8:17:44 AM
umfan123$25.003/7/2011 4:49:25 PM
whartonmba$25.003/7/2011 10:08:03 AM
KarlMarx$25.003/7/2011 12:51:23 PM
influential-cash7$25.003/7/2011 7:19:35 PM
seisen$50.003/7/2011 7:01:47 PM
flwah$25.003/8/2011 9:23:59 AM
durability-mad-scientist4$50.003/7/2011 10:26:36 PM
GElender$25.003/8/2011 5:57:43 AM
Tylerh$100.003/7/2011 7:18:10 PM
power-companion7$100.003/8/2011 10:07:55 AM
jiggaman7$50.003/8/2011 12:11:35 PM
money-bauble$100.003/8/2011 12:23:48 PM
finagler$25.003/8/2011 9:35:31 AM
rhin0cerx$50.003/8/2011 9:43:59 AM
Nikelaos$30.003/8/2011 1:01:40 PM
grammaspurse$25.003/8/2011 3:39:46 PM
Invest4kids$30.003/8/2011 6:58:32 PM
orderly-leverage$100.003/8/2011 12:11:30 PM
Fonthill$50.003/8/2011 12:12:05 PM
1phantom$25.003/8/2011 12:12:11 PM
Lam0nt$25.003/8/2011 5:41:16 PM
illinois_joe$25.003/8/2011 5:56:13 PM
Dubbs360$50.003/8/2011 11:36:26 PM
Jethro12$25.003/8/2011 1:21:26 PM
CA-Lender$100.003/8/2011 3:16:25 PM
shmb6508$25.003/8/2011 7:12:37 PM
moola-tulip1$25.003/8/2011 7:18:07 PM
loan-kung-fu$100.003/9/2011 5:17:11 AM
reward-walnut$50.003/8/2011 4:16:09 PM
hopeful-asset9$25.003/8/2011 9:42:13 PM
patriot897$25.003/8/2011 6:34:53 PM
shur$25.003/8/2011 8:11:10 PM
thelovebug$100.003/9/2011 12:41:23 PM
oreyedoc$50.003/9/2011 9:12:19 AM
PThor$25.003/9/2011 1:03:09 PM
108lender$100.003/9/2011 9:17:22 AM
radforj22$25.003/9/2011 2:41:09 AM
finance-scout2$50.003/9/2011 9:36:14 AM
supersarah61$25.003/9/2011 4:02:10 PM
Ocean713$50.003/9/2011 12:33:36 PM
liberty-society5$50.003/9/2011 1:16:13 PM
investment-cluster$25.003/9/2011 2:27:56 PM
CASHGIRL$25.003/9/2011 4:12:36 PM
Pu239$60.003/9/2011 4:31:09 PM
mike279766$27.003/9/2011 9:31:05 PM
A007$50.003/9/2011 11:41:09 AM
Mariner3605$25.003/10/2011 1:15:49 AM
kulender$50.003/10/2011 1:31:50 AM
payout-banker4$25.003/9/2011 6:01:08 PM
finance-mushroom$100.003/10/2011 3:23:02 AM
chkrvrty$50.003/10/2011 4:20:07 AM
trade-caper$25.003/10/2011 5:41:27 AM
nletunic$50.003/9/2011 9:22:50 PM
CROBRUN$100.003/10/2011 6:55:16 AM
greatwhiteninja$50.003/10/2011 6:57:22 AM
the-profit-oracle$25.003/10/2011 1:48:52 AM
orange-preeminant-bill$44.273/10/2011 1:50:19 AM
ttnk62918$25.003/10/2011 1:52:57 AM
Shepherd7$50.003/10/2011 4:07:29 AM
ofern01$100.003/9/2011 5:31:04 PM
finance-prescription$50.003/9/2011 6:21:52 PM
apostle901$25.003/10/2011 5:27:42 AM
top-basis-majesty$50.003/10/2011 9:34:00 AM
payout-paddle1$50.003/10/2011 9:35:56 AM
hard-working-asset2$50.003/10/2011 9:36:22 AM
zotzot$25.003/10/2011 9:36:46 AM
gs92126$25.003/10/2011 10:48:58 AM
desrman$47.753/10/2011 11:21:33 AM
bobby5832708$50.003/10/2011 8:16:32 AM
another412$25.003/10/2011 1:06:08 PM
be_wise$25.003/10/2011 5:07:22 AM
Weaverville$25.003/10/2011 2:43:03 PM
Doug1043$25.003/10/2011 9:37:36 AM
matt_2006$35.003/10/2011 4:21:24 PM
Perksunlimited$50.003/10/2011 6:56:39 AM
joshua18$25.003/10/2011 11:28:45 AM
investmentgroup$25.003/10/2011 5:31:02 PM
aFro$25.003/10/2011 12:51:57 PM
Maupinman$50.003/10/2011 1:02:00 PM
bold-careful-finance$25.003/10/2011 6:22:05 PM
Davidson2$50.003/10/2011 2:06:49 PM
a-reasonable-return$25.003/10/2011 8:41:35 AM
nowits10$50.003/10/2011 9:06:39 AM
JnJinvestments$25.003/10/2011 3:56:16 PM
revenue-officer36$50.003/10/2011 3:58:02 PM
kendallv$25.003/11/2011 1:11:06 AM
first-aggresive-platinum$25.003/10/2011 4:42:10 PM
revenue-magnolia$107.913/10/2011 10:14:53 AM
CaptainCrunch$25.003/11/2011 2:02:48 AM
new-social-economist$50.003/11/2011 2:06:07 AM
silver-enlightenment0$100.003/11/2011 3:21:03 AM
duckbill_1972$25.003/11/2011 5:07:08 AM
revenue-magnolia$100.003/10/2011 11:32:47 AM
CC911$25.003/11/2011 6:06:02 AM
sweetlan$25.003/11/2011 6:06:09 AM
Peacepower$25.003/10/2011 5:35:57 PM
Yomain$125.003/10/2011 2:21:34 PM
autonomous-basis$25.003/10/2011 8:31:31 PM
goodhelper$25.003/10/2011 10:01:41 PM
vishal29$100.003/11/2011 8:22:48 AM
Lubava$200.003/11/2011 8:35:01 AM
important-openness1$50.003/10/2011 4:16:15 PM
gain-gourd$30.273/11/2011 2:04:01 AM
ursus$27.213/11/2011 2:05:57 AM
social-friendship5$50.003/11/2011 9:31:22 AM
loanman2007$25.003/11/2011 5:05:31 AM
Aljasa2008$50.003/11/2011 9:33:19 AM
BansirOfBabylon$25.003/11/2011 5:44:07 AM
musegaze$100.003/11/2011 6:11:02 AM
golden-cat$25.003/11/2011 9:38:32 AM
fund-tom-tom6$50.003/11/2011 7:31:08 AM
soulwork$25.003/10/2011 6:56:06 PM
symbiosis$100.003/10/2011 7:36:06 PM
a-restless-dollar$50.003/11/2011 8:13:23 AM
social-conductor4$25.003/11/2011 11:56:04 AM
Evan_Safe$25.003/11/2011 8:36:54 AM
scout124$94.403/11/2011 1:12:34 PM
Cheburashka$25.003/11/2011 1:07:54 AM
credit-coach118$100.003/11/2011 9:18:15 AM
visionary-currency$50.003/11/2011 1:49:19 AM
treasure-bliss$50.003/11/2011 1:52:02 AM
d_grbg$50.003/11/2011 1:52:16 AM
dedicated-transaction796$41.193/11/2011 2:04:15 AM
missing-link$25.003/11/2011 2:04:29 AM
kind-genuine-dough$25.003/11/2011 9:35:10 AM
iLoaner$25.003/11/2011 10:26:02 AM
Get56$25.003/11/2011 11:19:50 AM
FoosMaster$25.003/11/2011 11:19:54 AM
Kash2010lu$25.003/11/2011 9:09:05 AM
kind-durability-gravitas$50.003/11/2011 9:33:23 AM
delicious-cash$25.003/11/2011 9:38:17 AM
ingenious-diversification$25.003/11/2011 9:41:29 AM
159 Investments
 
Borrower Payment Dependent Notes Series 496094
This series of Notes was issued and sold upon the funding of the borrower loan #47782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 13 / 13Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,640Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: Mic1164 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Self Emp DJ needs to consolidate CC
Purpose of loan:
consolidate debt

I am a good candidate for this loan because I have ample amount of income to substain these debts. These combined debts are just over $10,000. Combined minimum monthly payments on these debts are just under $400. I currently pay $900-$1100 per month in order to try to pay them down. This loan would enable me to pay off over half my debt and lower my monthly payments by approximately $600. My challenge is the fact that I am a self employed cash based business without proof of income, which will not work for conventinal financing. I hope that you will concider my loan, as it would help tremendously with my monthly budget.
Thank you for looking!

Monthly net income: $4000
Housing: $600
Insurance: $100
Car expenses: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/28/2011 5:13:00 PM
reflective-rupee$250.772/28/2011 5:27:19 PM
competent-p2p$30.002/28/2011 7:28:37 PM
Kaj$50.002/28/2011 5:17:49 PM
ingenious-deal6$25.002/28/2011 5:17:55 PM
suave-dime6$25.002/28/2011 5:17:20 PM
joee$25.003/1/2011 2:52:12 AM
Kreditorium$25.003/1/2011 3:31:34 AM
jml3482$25.003/1/2011 3:48:29 AM
JGB$100.003/1/2011 3:57:19 AM
lendme2$50.003/1/2011 2:19:05 AM
rhightower003$29.743/1/2011 4:06:06 AM
greencat$50.003/1/2011 7:22:54 AM
Artist_Blue$25.003/1/2011 1:36:13 PM
shrewd-income$25.003/1/2011 4:03:53 PM
MadHun$200.003/1/2011 4:58:01 PM
squarebob$100.003/2/2011 5:26:29 AM
worthy-bid8$25.003/2/2011 8:02:10 AM
BradP$25.003/2/2011 6:30:16 PM
Starfin300$38.653/3/2011 7:36:58 AM
gold-blanket0$25.003/3/2011 6:55:37 PM
payment-gusto$25.003/4/2011 10:14:55 AM
point-sasquatch$25.003/4/2011 2:41:27 PM
mammalian4$100.003/4/2011 2:46:57 PM
Bob450$25.003/5/2011 12:42:24 PM
wwwUniversal$25.003/5/2011 3:29:44 PM
DreDub$50.003/5/2011 10:17:21 PM
Cai8899$25.003/6/2011 8:41:52 AM
Gibbyland$100.003/6/2011 1:41:38 PM
soulful-truth$100.003/6/2011 5:41:28 PM
loyalist1$100.003/7/2011 8:17:48 AM
KarlMarx$25.003/7/2011 12:51:24 PM
contract-lionheart$200.003/7/2011 12:37:28 PM
durability-mad-scientist4$50.003/7/2011 10:26:37 PM
seisen$50.003/7/2011 7:01:48 PM
umfan123$25.003/7/2011 5:34:04 PM
rhin0cerx$50.003/8/2011 9:44:05 AM
first-dinero-igloo$25.003/8/2011 6:17:34 AM
Tylerh$100.003/7/2011 7:18:11 PM
flwah$25.003/8/2011 12:10:57 PM
power-companion7$100.003/8/2011 10:10:56 AM
GElender$25.003/8/2011 5:57:45 AM
money-bauble$100.003/8/2011 12:23:49 PM
Nikelaos$30.003/8/2011 1:01:40 PM
CA-Lender$100.003/8/2011 3:16:26 PM
whartonmba$25.003/8/2011 9:24:19 AM
leverage-monger$100.003/8/2011 12:12:27 PM
finagler$25.003/8/2011 12:13:03 PM
SecondChanceLendingSERV$25.003/8/2011 12:54:09 PM
well-mannered-income3$30.003/8/2011 2:31:11 PM
reward-walnut$50.003/8/2011 4:16:10 PM
hopeful-asset9$25.003/8/2011 9:42:14 PM
Lam0nt$25.003/8/2011 5:41:17 PM
Jethro12$25.003/8/2011 1:21:27 PM
patriot897$25.003/8/2011 6:34:54 PM
Invest4kids$30.003/8/2011 6:58:33 PM
loan-kung-fu$100.003/9/2011 5:17:11 AM
shur$25.003/8/2011 8:11:11 PM
the_finance_guru$75.003/8/2011 8:57:16 PM
imdave4me$25.003/8/2011 10:41:50 PM
radforj22$25.003/9/2011 2:41:12 AM
108lender$100.003/9/2011 9:17:24 AM
oreyedoc$50.003/9/2011 9:12:38 AM
PThor$25.003/9/2011 1:03:10 PM
asset-professor$45.413/9/2011 2:40:41 AM
houli123$100.003/9/2011 9:37:23 AM
A007$50.003/9/2011 11:41:11 AM
Ocean713$50.003/9/2011 12:33:37 PM
payout-banker4$25.003/9/2011 6:01:08 PM
loss-of-control$100.003/9/2011 2:18:10 PM
finance-scout2$50.003/9/2011 9:36:15 AM
supersarah61$25.003/9/2011 4:02:13 PM
ofern01$100.003/9/2011 5:31:05 PM
thelovebug$100.003/9/2011 12:41:24 PM
finance-mushroom$100.003/10/2011 3:23:04 AM
Shepherd7$50.003/10/2011 4:07:30 AM
Mocaba$500.003/10/2011 4:56:35 AM
shrewd-income$100.003/9/2011 1:14:51 PM
apostle901$25.003/10/2011 5:27:43 AM
nletunic$50.003/9/2011 9:22:52 PM
mike279766$27.003/9/2011 9:31:06 PM
hopeful-truth5$100.003/9/2011 4:20:15 PM
CROBRUN$100.003/10/2011 6:55:18 AM
genuine-money$50.003/10/2011 7:29:10 AM
kulender$50.003/10/2011 1:31:54 AM
the-profit-oracle$25.003/10/2011 1:48:53 AM
be_wise$25.003/10/2011 5:07:23 AM
top-basis-majesty$50.003/10/2011 9:34:02 AM
payout-paddle1$50.003/10/2011 9:35:57 AM
Perksunlimited$50.003/10/2011 6:56:41 AM
ketro155$100.003/10/2011 7:47:27 AM
EBITDA$25.003/10/2011 1:15:01 AM
chkrvrty$50.003/10/2011 4:20:08 AM
nowits10$50.003/10/2011 9:06:40 AM
trade-caper$25.003/10/2011 5:41:28 AM
greatwhiteninja$50.003/10/2011 6:57:24 AM
Eric_Gagne$25.003/10/2011 8:13:49 AM
bobby5832708$50.003/10/2011 8:16:34 AM
mpatrick$25.003/10/2011 9:10:08 AM
HealthyWealthNow$75.003/10/2011 9:21:20 AM
worthy-bid4$28.433/10/2011 9:29:32 AM
101 Investments
 
Borrower Payment Dependent Notes Series 496142
This series of Notes was issued and sold upon the funding of the borrower loan #47756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,388.84 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $361.63
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2002 Debt/Income ratio: 16%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,756Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: tough-finance9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Seeking loan to pay off CC debt
Like a lot of people, I ran up a lot of credit card debt when I was in school. By January 2010, I was up to nearly $30,000 in credit card debt.

My financial situation improved gradually during 2010, and then improved dramatically near the end of the year. As a result, I've been able to pay off nearly $10,000 in credit card debt over the last four months.

At this point, I have about $14,500 left to pay off, but most of my credit cards raised my APR's to absurd rates over the last two years. I will have the means to pay off this debt completely over the next year, but the credit card companies will get their pound of flesh before I do. By my calculations, I would save nearly a thousand dollars by obtaining a Prosper loan as opposed to leaving the $14,500 balance on my credit cards.

I am a good candidate for this loan because I have demonstrated an ability to repay this amount quickly. I've repaid over two-thirds of this amount in just the last four months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello...Just to clarify, you say "I will have the means to pay off this debt completely over the next year..."... Are you indicating that you plan to pay off the Prosper loan in the next twelve months (rather than three years)? - cleverly-clever
A: Hi Cleverly, Yes, that is my plan. I've included a listing of my monthly income and expenses on my profile page (I would have included it in the listing, but I didn't realize I couldn't edit it and add it in later). 3 years was the shortest amount of time I could choose for the loan, and I suppose that gives me some flexibility, but I certainly will pay off the loan as soon as possible. (Mar-07-2011)
Q: Can you tell me more about your employment situation (do you work for a firm, government, etc.) and are you paid salary or is your stated pay contigent in any way on outcomes (litigation for example)? Thanks for your listing. - _NaLNaBB
A: I do work for a firm, and I'm paid a salary. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
TikPmp1$25.003/1/2011 9:06:24 AM
BxRealtor$25.003/1/2011 9:03:32 AM
MadHun$100.003/1/2011 9:03:42 AM
organized-payment6$50.003/1/2011 9:05:53 AM
JJ9876$25.003/1/2011 9:06:16 AM
benjamins-utopia$50.003/1/2011 9:03:04 AM
simplelender80$100.003/1/2011 9:03:12 AM
ichibon$100.003/1/2011 9:07:53 AM
Tradesmanlender$35.003/1/2011 9:06:10 AM
KichigaiSensei$50.003/1/2011 10:18:14 AM
caring-hope2$50.003/1/2011 2:38:04 PM
HamachiMan$50.003/1/2011 4:05:28 PM
thankful-nickel2$25.003/1/2011 4:19:52 PM
SolarMoonshine$200.003/1/2011 5:34:10 PM
whipone$25.003/1/2011 6:51:51 PM
1traveler$25.003/1/2011 11:21:13 PM
squarebob$100.003/2/2011 5:05:25 AM
worthy-bid8$50.003/2/2011 8:00:41 AM
zotzot$100.003/2/2011 7:11:30 AM
radforj22$25.003/2/2011 9:42:16 AM
Cherrypicker$35.003/2/2011 12:14:29 PM
kind-resolute-dough$25.003/3/2011 9:28:10 AM
AFairDeal$75.003/3/2011 6:00:27 PM
important-ore$150.003/4/2011 3:21:20 AM
loan-oasis4$25.003/4/2011 9:17:36 AM
Lou-Holtz$100.003/4/2011 10:23:22 AM
indomitable-coin$50.003/4/2011 10:26:15 AM
kulender$100.003/4/2011 2:31:27 PM
competent-p2p$101.003/4/2011 12:12:33 PM
newest-funds-powerplant$100.003/4/2011 1:11:07 PM
herman7$25.003/4/2011 7:31:50 PM
jdrez$25.003/4/2011 6:42:51 PM
SCD$25.003/4/2011 9:52:06 PM
a-responsible-return$100.003/5/2011 3:28:41 AM
Bank42$100.003/5/2011 5:24:41 AM
soular21804$25.003/5/2011 3:58:09 PM
Cai8899$40.003/6/2011 8:43:53 AM
enthralling-deal180$50.003/5/2011 7:22:33 PM
worldly-community3$50.003/6/2011 11:06:56 AM
penny-finder$38.403/6/2011 12:13:40 PM
income-awakening6$100.003/6/2011 12:07:54 PM
Ripsaw4U$50.003/7/2011 12:26:46 PM
availableloan$25.003/6/2011 8:35:18 PM
haryassman$25.003/7/2011 2:39:22 PM
LendingSingularity$45.803/6/2011 10:23:15 PM
cleverly-clever$150.003/7/2011 3:27:36 PM
Tylerh$100.003/7/2011 7:16:15 PM
invincible-agreement8$100.003/7/2011 5:17:02 PM
superb-funds335$25.003/7/2011 8:42:16 PM
Artist_Blue$25.003/8/2011 6:06:46 AM
wilmajean$50.003/8/2011 6:23:15 AM
genius520$100.003/8/2011 6:46:50 AM
power-companion7$100.003/8/2011 10:04:38 AM
integrity-saver$100.003/8/2011 12:40:08 PM
_NaLNaBB$400.003/8/2011 9:09:13 AM
lender987654321$100.003/8/2011 8:11:49 PM
meenan$50.003/8/2011 9:47:16 PM
atlKid$25.003/9/2011 4:55:14 AM
Havana21$25.003/9/2011 2:19:34 AM
patriot897$25.003/8/2011 6:33:06 PM
PThor$25.003/9/2011 1:02:50 PM
Fonthill$100.003/9/2011 3:12:37 PM
nickel-ferret$100.003/9/2011 8:47:07 AM
payment-wonder2$50.003/9/2011 6:08:10 PM
payout-banker4$25.003/9/2011 6:02:23 PM
jazz619$25.003/9/2011 6:41:45 PM
cash-champ0$25.003/10/2011 6:12:33 AM
enterprising-cash0$25.003/9/2011 8:32:00 PM
CE88$50.003/9/2011 4:47:46 PM
peace-maximizer8$25.003/10/2011 4:36:41 AM
be_wise$25.003/10/2011 5:07:07 AM
top-basis-majesty$50.003/10/2011 9:33:06 AM
gold-sushi$25.003/10/2011 9:38:28 AM
principal-bull$25.003/9/2011 7:22:51 PM
khamen$25.003/10/2011 11:26:08 AM
vigilance-revolutionary$50.003/10/2011 9:22:23 AM
One1putt$50.003/10/2011 10:37:10 AM
top-epic-community$50.003/10/2011 10:41:34 AM
crazycool$100.003/10/2011 2:40:08 PM
virgil12$100.003/10/2011 10:26:26 AM
_NaLNaBB$100.003/11/2011 4:53:40 AM
wizbiz717$50.003/10/2011 5:27:09 PM
jonn834$25.003/10/2011 5:31:37 PM
gold-blanket0$100.003/11/2011 6:46:10 AM
saahilld$25.003/10/2011 1:11:35 PM
Kaustubh$150.003/10/2011 4:45:42 PM
ClearLake$25.003/11/2011 6:06:42 AM
gracej$25.003/11/2011 9:05:22 AM
Chessplayer71$38.993/11/2011 2:25:56 PM
income-mechanic7$25.003/11/2011 9:39:21 AM
_NaLNaBB$300.003/11/2011 9:55:27 AM
efficient-treasure0$25.003/11/2011 7:00:54 AM
moltopaolo$50.003/11/2011 7:26:47 AM
szetowski$25.003/11/2011 7:28:18 AM
techreseller$50.003/11/2011 7:37:29 AM
Philosonie$25.003/11/2011 12:46:39 PM
_NaLNaBB$100.003/11/2011 9:26:01 PM
kind-genuine-dough$50.003/11/2011 9:33:59 AM
GElender$50.003/12/2011 5:56:56 AM
platinum-platoon$25.003/11/2011 3:32:39 PM
bigphish$50.003/11/2011 4:12:58 PM
LR_Biker$50.003/12/2011 10:33:51 AM
cscott2007$25.003/12/2011 5:26:38 AM
jescowa$50.003/12/2011 5:48:25 AM
Walkingcowboy$50.003/12/2011 11:31:32 AM
FWF-kinetic$100.003/11/2011 8:30:03 PM
UT-Longhorn$25.003/12/2011 6:32:30 AM
ideal-platinum1$50.003/12/2011 12:31:21 AM
katnmouse$25.003/12/2011 8:59:17 AM
riproaringrapids$25.003/13/2011 1:16:25 AM
rcm87$100.003/12/2011 6:36:17 AM
cash-mountain4$25.003/13/2011 10:30:08 AM
generosity-magnifico5$50.003/12/2011 8:18:30 AM
Azonic21$25.003/12/2011 9:11:23 AM
proud-silver0$100.003/13/2011 1:01:14 PM
fastnapper$55.453/13/2011 1:11:12 PM
Lefty_the_Lender$25.003/12/2011 11:04:42 AM
credit-scout7$50.003/12/2011 8:21:11 PM
CreditBuilder2$200.003/13/2011 10:00:15 PM
gemoscar$50.003/14/2011 5:41:05 AM
skorpious$25.003/12/2011 4:02:23 PM
benefit-delight7$25.003/14/2011 6:50:41 AM
Chauncey_Gardener$100.003/12/2011 4:36:16 PM
socal-lender$25.003/12/2011 10:06:55 PM
YesMoney$25.003/12/2011 11:57:36 PM
Pasagam$50.003/13/2011 6:36:13 AM
enriching-listing$25.003/13/2011 8:14:07 PM
vutah$150.003/13/2011 11:14:51 AM
LoanerPrincipal$25.003/13/2011 8:36:20 PM
neighborly-bid$50.003/14/2011 9:49:48 AM
rhodylend$25.003/14/2011 9:58:44 AM
credit-investor5$50.003/14/2011 7:44:53 AM
Weaverville$25.003/13/2011 5:26:22 PM
poplar37$25.003/14/2011 11:30:01 AM
investment-comet$25.003/14/2011 11:31:26 AM
the-dollar-topper$50.003/14/2011 11:51:25 AM
cingular$25.003/13/2011 7:56:15 PM
apeloans$50.003/13/2011 8:11:31 PM
jujitsulover$25.003/14/2011 12:10:24 AM
Flatfoot$25.003/14/2011 9:48:05 AM
logical-investment4$25.003/14/2011 9:54:00 AM
bullwink27$25.003/14/2011 9:54:32 AM
CEK360$135.003/14/2011 1:32:15 PM
sociallender$25.003/14/2011 7:52:56 AM
CashMoneyGNOME$25.003/14/2011 10:07:38 AM
crw1950$50.003/14/2011 4:43:39 PM
tranquil-revenue$50.003/14/2011 5:16:18 PM
marketplace-ceasar$125.003/14/2011 12:41:35 PM
-Tuxedo-$25.003/14/2011 9:41:05 AM
jwood3030$25.003/14/2011 5:25:33 PM
otto1939$50.003/14/2011 5:25:57 PM
jbaum$40.003/14/2011 5:26:19 PM
gain-gourd$100.003/14/2011 5:26:31 PM
zenchef$35.003/14/2011 9:53:21 AM
octoberfresh$26.503/14/2011 1:27:39 PM
axl163$25.003/14/2011 10:09:19 AM
AlwaysA-Chief$25.623/14/2011 10:29:08 AM
orgy63$50.003/14/2011 5:39:24 PM
sensible-fund$50.003/14/2011 5:57:13 PM
genelinist$40.003/14/2011 12:06:56 PM
CA-Lender$25.003/14/2011 6:02:40 PM
TruckerGuy$25.003/14/2011 8:11:03 PM
wwwUniversal$25.003/14/2011 5:33:41 PM
loan-kung-fu$100.003/14/2011 8:46:16 PM
apollohipe$50.003/14/2011 11:11:21 PM
mizount$25.003/15/2011 1:10:06 AM
IIP77$25.003/15/2011 1:14:34 AM
adama_48$25.003/15/2011 1:24:31 AM
rebelduke$34.043/15/2011 1:45:14 AM
zhiguli$25.003/15/2011 1:52:00 AM
valiant-liberty4$25.003/15/2011 2:03:11 AM
worth-arch$25.003/15/2011 2:07:05 AM
velocity-solo$25.003/15/2011 2:07:40 AM
nalaari$25.003/15/2011 2:10:10 AM
265alan0$130.003/14/2011 4:56:45 PM
GATrust$50.003/15/2011 3:19:45 AM
JKEnterprises$25.003/14/2011 5:13:55 PM
Rick21$50.003/14/2011 7:31:17 PM
alpinaut$25.003/15/2011 4:31:01 AM
ptjg$50.003/14/2011 5:22:11 PM
ashirey$50.003/14/2011 5:26:08 PM
powerful-finance7$25.003/14/2011 5:26:41 PM
p2p-renaissance7$100.003/14/2011 5:26:46 PM
Preteur$25.003/14/2011 5:32:45 PM
ManhattanLender$25.003/14/2011 5:33:38 PM
friendly-market5$25.003/14/2011 5:33:53 PM
g314$27.023/15/2011 1:23:26 AM
Leopoldine$25.003/15/2011 1:25:25 AM
E_G$50.003/15/2011 1:27:26 AM
the-profit-oracle$25.003/14/2011 5:36:42 PM
don8ter$25.003/15/2011 7:26:14 AM
buddy486$25.003/15/2011 7:56:11 AM
satisfying-deal5$52.343/15/2011 2:02:14 AM
WindyKid$50.003/15/2011 2:52:16 AM
Spiv_51$25.003/15/2011 3:25:54 AM
RSV$25.003/15/2011 3:47:16 AM
Anny-Disco$50.003/15/2011 4:21:50 AM
Dillonmd58$25.003/14/2011 6:41:20 PM
aasx1108$25.003/15/2011 5:16:26 AM
ScottCapital$25.003/14/2011 7:12:40 PM
Kyjamune$50.003/15/2011 7:13:49 AM
petejones32$25.003/15/2011 7:26:09 AM
TheCount$25.003/15/2011 7:44:31 AM
bnordman$25.003/15/2011 7:46:16 AM
momentous-coin$59.303/15/2011 7:58:11 AM
kanpur63$50.003/14/2011 9:26:23 PM
ultimate-deal4$25.003/14/2011 9:34:08 PM
RMB-Investments$100.003/15/2011 8:53:07 AM
USCGC$25.003/15/2011 1:32:19 AM
4est$25.003/15/2011 1:47:02 AM
LongTail$25.003/15/2011 1:52:18 AM
successful-agreement7$29.173/15/2011 2:03:28 AM
melodious-fairness$40.213/15/2011 2:09:26 AM
Woodworker57$25.003/15/2011 3:20:54 AM
divedude$25.003/15/2011 3:21:56 AM
jsw7us$50.003/15/2011 4:21:35 AM
keeper24$25.003/15/2011 5:31:16 AM
skuba$25.003/15/2011 8:28:00 AM
luckyldy$50.003/15/2011 8:56:08 AM
219 Investments
 
Borrower Payment Dependent Notes Series 496160
This series of Notes was issued and sold upon the funding of the borrower loan #47717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2003 Debt/Income ratio: 35%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,541Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: interest-nest Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...This loan will be used to...pay off another loan with high interest

My financial situation:
I am a good candidate for this loan because...i always pay my bills on time, i have been working on the same job for over 8years,


Monthly net income: $1742
Monthly expenses: $1262.00
Housing: $572.00
Insurance: $80
Car expenses: $50.00
Utilities: $50.00
Phone, cable, internet: $40.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $220
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the total amount of the loan you will be paying off, and what is its interest? - BankofBeth
A: Total amount is $6100.00 & interest is 35%apr (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/1/2011 9:07:10 AM
squarebob$25.003/1/2011 9:23:33 AM
DasMula$27.003/1/2011 9:28:28 AM
Wangchuk$25.333/1/2011 9:02:13 AM
simplelender80$150.003/1/2011 9:02:32 AM
back-scratchers$25.003/1/2011 9:03:56 AM
suave-dime6$25.003/1/2011 9:06:04 AM
Kaj$50.003/1/2011 9:06:53 AM
greencat$50.003/1/2011 9:08:45 AM
MarvintheMartian$25.003/1/2011 11:02:55 AM
reflective-rupee$25.003/1/2011 9:20:02 AM
2grindstones$25.003/1/2011 9:59:25 AM
competent-p2p$50.003/1/2011 12:53:36 PM
favorite-commerce$50.003/1/2011 11:14:54 AM
Artist_Blue$25.003/1/2011 1:36:01 PM
MadHun$200.003/1/2011 4:58:15 PM
squarebob$25.003/2/2011 4:59:30 AM
kttalamo$50.003/2/2011 7:22:27 AM
worthy-bid8$25.003/2/2011 8:02:20 AM
zotzot$25.003/2/2011 12:19:46 PM
Bob450$25.003/2/2011 1:52:17 PM
BradP$25.003/2/2011 6:34:38 PM
gold-blanket0$25.003/3/2011 6:55:48 PM
mammalian4$100.003/4/2011 2:57:46 PM
point-sasquatch$25.003/4/2011 2:41:42 PM
Cai8899$25.003/6/2011 8:42:05 AM
loyalist1$100.003/7/2011 8:17:52 AM
soulful-truth$100.003/6/2011 5:41:35 PM
jarf$100.003/7/2011 4:39:52 PM
KarlMarx$25.003/7/2011 12:51:28 PM
seisen$50.003/7/2011 7:01:53 PM
orderly-leverage$100.003/7/2011 5:42:31 PM
rhin0cerx$50.003/8/2011 9:44:15 AM
power-companion7$100.003/8/2011 10:10:03 AM
Tylerh$100.003/7/2011 7:18:27 PM
Gibbyland$45.303/8/2011 11:11:37 AM
GElender$25.003/8/2011 5:57:52 AM
CA-Lender$100.003/8/2011 3:16:33 PM
payment-gusto$25.003/8/2011 11:34:51 AM
Jethro12$25.003/8/2011 1:21:33 PM
patriot897$25.003/8/2011 6:35:03 PM
reward-walnut$50.003/8/2011 4:16:14 PM
shur$25.003/8/2011 8:11:20 PM
108lender$200.003/9/2011 9:17:46 AM
finance-scout2$50.003/9/2011 9:36:20 AM
A007$50.003/9/2011 11:41:14 AM
hopeful-asset9$25.003/8/2011 9:42:20 PM
Ocean713$50.003/9/2011 12:33:40 PM
thelovebug$100.003/9/2011 12:51:22 PM
PThor$25.003/9/2011 1:03:16 PM
loan-kung-fu$100.003/9/2011 5:17:15 AM
wwwUniversal$25.003/9/2011 2:24:12 PM
kendigme$25.003/9/2011 5:39:04 AM
finance-mushroom$100.003/10/2011 3:23:09 AM
sincerlyyours$100.003/10/2011 4:06:08 AM
be_wise$25.003/10/2011 5:07:26 AM
bobby5832708$50.003/10/2011 8:16:38 AM
Shepherd7$50.003/10/2011 4:07:34 AM
chkrvrty$50.003/10/2011 4:20:24 AM
payout-banker4$25.003/9/2011 6:01:11 PM
octoberfresh$26.003/10/2011 5:17:37 AM
top-basis-majesty$50.003/10/2011 9:34:09 AM
Perksunlimited$50.003/10/2011 6:56:52 AM
greatwhiteninja$50.003/10/2011 6:57:30 AM
nletunic$50.003/9/2011 9:22:56 PM
joshua18$25.003/10/2011 11:28:49 AM
Eric_Gagne$25.003/10/2011 12:44:57 PM
trade-caper$25.003/10/2011 5:41:33 AM
loss-of-control$100.003/10/2011 5:04:39 PM
bold-careful-finance$25.003/10/2011 6:22:08 PM
ready-interest9$25.003/10/2011 3:56:49 PM
visionary-currency$50.003/11/2011 1:49:24 AM
Smallbear$25.003/11/2011 6:10:50 AM
musegaze$100.003/11/2011 6:11:07 AM
radforj22$25.003/10/2011 12:31:06 PM
crw1950$27.873/11/2011 6:56:49 AM
symbiosis$100.003/10/2011 7:36:11 PM
Yomain$125.003/10/2011 2:21:36 PM
foothillender$25.003/11/2011 7:56:44 AM
goodhelper$25.003/10/2011 10:01:45 PM
kulender$100.003/11/2011 1:29:06 AM
important-openness1$50.003/10/2011 4:16:18 PM
money-bauble$100.003/11/2011 2:06:14 AM
social-friendship5$50.003/11/2011 9:31:28 AM
umfan123$25.003/11/2011 6:06:51 AM
delicious-cash$25.003/11/2011 9:38:23 AM
easylivin$25.003/11/2011 11:48:05 AM
Lubava$200.003/11/2011 8:49:51 AM
cerebral-dollar773$250.003/11/2011 8:59:43 AM
shrewd-income$100.003/11/2011 2:05:23 PM
beachfunder$25.003/11/2011 3:02:27 PM
3613925$25.003/11/2011 3:03:48 PM
gold-channel2$25.003/11/2011 3:06:36 PM
sigue$26.943/11/2011 3:09:34 PM
mpatrick$25.003/11/2011 10:21:39 AM
secureincome$1,250.003/11/2011 11:14:58 AM
payout-alien6$25.003/11/2011 1:00:18 PM
chungfang$100.003/11/2011 1:31:38 PM
magnolia161$50.003/11/2011 1:46:14 PM
indomitable-dedication$50.003/11/2011 2:28:16 PM
noble-marketplace$25.003/11/2011 2:33:44 PM
thoughtful-exchange8$100.003/11/2011 2:38:41 PM
Tahoeman$25.003/11/2011 3:05:26 PM
tnjohnso$25.003/11/2011 3:46:33 PM
kind-durability-gravitas$50.003/11/2011 9:33:44 AM
kind-genuine-dough$25.003/11/2011 9:35:14 AM
Frankk2$40.003/11/2011 3:46:32 PM
107 Investments
 
Borrower Payment Dependent Notes Series 496173
This series of Notes was issued and sold upon the funding of the borrower loan #47749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1997 Debt/Income ratio: 7%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 2 / 1Length of status:12y 8m
Amount delinquent: $611 Total credit lines: 37 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $292Stated income:$25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: goldhelmet Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 58% ) 620-639 (Latest)
Principal borrowed: $8,999.00< 31 days late: 5 ( 21% )  
520-539 (Oct-2008)
560-579 (Nov-2007)
520-539 (May-2007)
 
Principal balance: $0.04 31+ days late: 5 ( 21% )
Total payments billed: 24  
Description
consolidation loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: 2467
Monthly expenses: $
Housing: $525
Insurance: $
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $475
Clothing, household expenses: $50
Credit cards and other loans: $375
Other expenses: $88
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please explain the 19 delinquencies in the past 7 years? Thanks~ - orange-rapid-benjamins
A: Yes, I got deep in to payday loan debt about five years ago. I am out now. The payday loans affected other debts. It was a nightmare that I will never re-live again. I learned the hard way. I hope that answers your question. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/1/2011 5:01:34 PM
jhouman$25.003/1/2011 5:02:59 PM
heroic-deal7$50.003/1/2011 5:05:07 PM
SolarMoonshine$25.003/1/2011 5:20:32 PM
vutah$25.003/1/2011 5:23:19 PM
ingenious-deal6$25.003/1/2011 5:04:35 PM
mrxtravis$25.003/1/2011 5:04:58 PM
MadHun$200.003/1/2011 5:05:13 PM
Moe87$25.003/1/2011 5:12:57 PM
trumpeter5$25.003/1/2011 5:17:07 PM
suave-dime6$25.003/1/2011 5:03:56 PM
Kaj$50.003/1/2011 5:04:19 PM
Kash2010lu$25.003/1/2011 5:40:09 PM
irrelevant$25.003/2/2011 1:37:18 AM
DasMula$57.003/1/2011 9:39:12 PM
competent-p2p$50.003/1/2011 7:52:12 PM
squarebob$25.003/2/2011 4:40:58 AM
debt-force$25.003/2/2011 6:03:33 AM
Artist_Blue$25.003/2/2011 6:06:15 AM
DadWarbucks$50.003/2/2011 8:50:04 AM
worthy-bid8$25.003/2/2011 8:02:25 AM
Mikale360$25.003/2/2011 8:50:41 AM
The-Helper$40.003/2/2011 11:46:28 AM
bobd32$25.003/2/2011 12:20:03 PM
social-heart$25.003/2/2011 12:43:19 PM
Gregger$25.003/2/2011 3:01:17 PM
YoungTaxMan$25.003/2/2011 8:30:26 PM
Feyenoord$25.003/2/2011 6:19:17 PM
CommunityArts_Non-profit$30.003/3/2011 3:18:39 AM
cash-raccoon$25.003/3/2011 7:28:17 AM
blue-useful-auction$25.003/3/2011 9:33:26 AM
orange-rapid-benjamins$25.003/3/2011 12:51:20 PM
the-serene-transaction$50.003/3/2011 2:03:35 PM
commerce-renewal$100.003/3/2011 8:20:54 PM
gold-blanket0$25.003/3/2011 6:55:51 PM
EJF$25.443/4/2011 10:32:24 AM
outofoffice$63.943/4/2011 9:55:33 AM
autonomous-truth$100.003/4/2011 1:06:23 PM
principal-laser$100.003/4/2011 9:57:10 AM
marwadi-62$100.003/4/2011 10:44:05 AM
point-sasquatch$25.003/4/2011 2:41:46 PM
sappy02$25.003/4/2011 12:43:54 PM
taetrade$25.003/4/2011 2:56:29 PM
unassuming-market7$25.003/4/2011 2:58:07 PM
return-grizzly$100.003/4/2011 4:30:08 PM
ohmarkybaby$25.003/4/2011 2:54:59 PM
maccpro1$50.003/4/2011 10:47:24 PM
carrinel$50.003/5/2011 7:57:33 AM
hopeful-truth5$50.003/5/2011 8:08:11 AM
ryclsun$50.003/5/2011 8:37:11 AM
kulender$50.003/5/2011 1:02:04 PM
gothampark$25.003/5/2011 8:51:37 AM
purpledog18$50.003/5/2011 8:36:23 AM
loss-of-control$25.003/5/2011 2:27:07 PM
a-finance-nirvana$25.003/5/2011 4:56:20 PM
bughead$25.003/5/2011 12:13:47 PM
Bob450$25.003/5/2011 12:42:55 PM
innovator2$25.003/5/2011 6:27:38 PM
RainyDayFunds$25.003/5/2011 8:38:09 PM
investment-cluster$25.003/5/2011 7:05:30 PM
five-star-note$25.003/5/2011 5:57:33 PM
coldfuzion$55.003/5/2011 5:59:37 PM
snm2001$25.003/6/2011 4:41:24 PM
Cai8899$25.003/6/2011 8:42:10 AM
us957165$25.003/6/2011 8:09:51 PM
MoneyBag4366$25.003/6/2011 4:46:57 PM
ethicalhumanist$25.003/6/2011 1:34:33 PM
ChoiceInvestments$28.003/6/2011 3:21:33 PM
payout-bridge$250.003/7/2011 11:52:21 AM
contract-lionheart$575.623/7/2011 12:44:50 PM
interstellar$75.003/6/2011 9:11:08 PM
Leshan$300.003/7/2011 9:14:08 AM
BankofBeth$25.003/7/2011 10:19:36 AM
bold-direct-asset$50.003/7/2011 10:18:17 AM
74 Investments
 
Borrower Payment Dependent Notes Series 496253
This series of Notes was issued and sold upon the funding of the borrower loan #47751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1991 Debt/Income ratio: 18%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,867Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: generosity-triumph5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Chiefs
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6,050
Monthly expenses: $4,200
Housing: $3,000
Insurance: $90
Car expenses: $160
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi- I was wondering what this loan was going to be used for? Thanks- Josh - diversification-maple1
A: Debt consolidation (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DHolly$50.003/1/2011 5:07:06 PM
Kaj$50.003/1/2011 5:04:24 PM
sensational-worth7$50.003/1/2011 6:53:39 PM
ingenious-deal6$25.003/1/2011 5:04:40 PM
simplelender80$100.003/1/2011 5:01:43 PM
brainy-repayment5$75.003/1/2011 5:05:04 PM
Azonic21$25.003/1/2011 5:05:10 PM
MadHun$200.003/1/2011 5:05:18 PM
pembull$50.003/1/2011 5:03:09 PM
suave-dime6$25.003/1/2011 5:04:00 PM
MarvintheMartian$25.003/1/2011 8:24:59 PM
reflective-rupee$500.333/1/2011 5:27:40 PM
credit-missile$75.003/1/2011 10:24:07 PM
SolarMoonshine$25.003/1/2011 5:16:35 PM
SFBank$200.003/1/2011 6:19:43 PM
Kash2010lu$25.003/1/2011 5:25:21 PM
thomas16882004$25.003/1/2011 5:29:34 PM
Artist_Blue$25.003/2/2011 1:04:42 AM
113121$25.003/1/2011 6:18:34 PM
mrxtravis$50.003/1/2011 6:21:00 PM
vutah$25.003/1/2011 7:28:32 PM
jga516$25.003/2/2011 1:35:08 AM
favorite-commerce$50.003/1/2011 8:10:07 PM
irrelevant$25.003/2/2011 1:37:14 AM
competent-p2p$50.003/1/2011 7:49:45 PM
DasMula$57.003/1/2011 9:46:04 PM
Leopoldine$25.003/2/2011 1:12:58 AM
barefootpaul$26.933/2/2011 1:24:02 AM
IIP77$25.003/2/2011 1:07:30 AM
PatRichi$25.003/2/2011 1:36:44 AM
tech310$50.003/2/2011 5:51:05 AM
asset-professor$25.003/2/2011 1:59:09 AM
squarebob$100.003/2/2011 4:37:31 AM
loanman2007$50.003/2/2011 5:56:06 AM
greencat$50.003/2/2011 7:10:48 AM
nodebt2012$25.003/2/2011 6:14:13 AM
RyanM561$25.003/2/2011 5:53:40 AM
debt-force$25.003/2/2011 6:03:34 AM
worthy-bid8$25.003/2/2011 8:02:29 AM
El_Profesional$25.003/2/2011 9:19:09 AM
DadWarbucks$50.003/2/2011 8:50:01 AM
nickel-hickory$100.003/2/2011 9:51:20 AM
nickel-hickory$100.003/2/2011 9:49:21 AM
zotzot$100.003/2/2011 9:29:09 AM
restless-dime$25.003/2/2011 10:37:00 AM
RSRAssociates$25.443/2/2011 9:55:43 AM
investment-artist$25.003/2/2011 10:33:40 AM
168RichCapital$25.003/2/2011 10:41:38 AM
head$25.003/2/2011 2:00:04 PM
credit-maverick1$50.003/2/2011 2:41:36 PM
Pakse$25.003/2/2011 1:23:13 PM
MilitaryLending$25.003/2/2011 1:23:27 PM
buffalobills$25.003/2/2011 2:28:59 PM
realtormoises$25.003/2/2011 6:52:06 PM
well-mannered-income3$40.003/2/2011 7:58:04 PM
shrewd-income$100.003/2/2011 2:48:47 PM
Rogelio48$25.003/2/2011 4:48:33 PM
ichibon$135.883/2/2011 9:58:40 PM
open-minded-fund9$141.743/2/2011 9:59:19 PM
larryboy10$25.003/2/2011 6:15:24 PM
Shining-Star$25.003/2/2011 11:48:01 PM
mammalian4$25.003/3/2011 1:57:53 AM
cash-raccoon$25.003/3/2011 7:28:15 AM
Bob450$25.003/3/2011 1:57:06 AM
tigercat$50.003/3/2011 6:47:51 AM
droopie1$25.003/3/2011 10:07:32 AM
unforgettable-market3$100.003/3/2011 10:24:32 AM
income-rocker2$50.003/3/2011 12:22:30 PM
SecondChanceLendingSERV$30.023/3/2011 9:09:09 AM
zone6$100.003/3/2011 10:29:29 AM
cbivitz$100.003/3/2011 12:17:50 PM
power-secret-agent$30.003/3/2011 10:44:34 AM
Frosty$40.003/3/2011 11:18:28 AM
rate-sceptre$54.093/3/2011 1:40:22 PM
kwan$25.003/3/2011 2:03:55 PM
unger$85.003/3/2011 3:23:13 PM
evergreen16$40.003/3/2011 12:32:33 PM
liberty-magnate$25.003/3/2011 12:34:38 PM
Peterman$25.003/3/2011 5:50:24 PM
wise-blazing-currency$50.003/3/2011 3:37:59 PM
first-peace-buddy$25.003/3/2011 3:39:55 PM
brightest-dignified-penny$25.003/3/2011 4:24:38 PM
EarlyRiser$250.003/3/2011 6:25:42 PM
tearingstar$35.003/3/2011 6:37:26 PM
leverage-monger$25.003/3/2011 6:56:19 PM
bright-peso$25.003/3/2011 3:57:32 PM
Tono$40.003/3/2011 7:22:59 PM
lnrn$18.573/3/2011 8:15:59 PM
loss-of-control$100.003/3/2011 5:57:07 PM
gold-blanket0$25.003/3/2011 6:55:54 PM
Fun54115$25.003/3/2011 7:32:51 PM
spiff666$25.003/3/2011 8:08:19 PM
92 Investments
 
Borrower Payment Dependent Notes Series 496260
This series of Notes was issued and sold upon the funding of the borrower loan #47721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1997 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,742Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: coin-observatory Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed
Purpose of loan:
This loan will be used to fix my car and pay for a few updates around the house.

My financial situation:
I am a good candidate for this loan because I have a very stable work history and I always pay my bills on time.


Monthly net income: $2500
Monthly expenses: $
Housing: $733
Insurance: $150
Car expenses: $0
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $109,000 total mortgage $134,000 total value(per zillow.com) (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$300.003/2/2011 9:02:03 AM
zotzot$25.003/2/2011 9:17:04 AM
2grindstones$25.003/2/2011 9:26:32 AM
DasMula$27.003/2/2011 9:36:42 AM
RyanM561$25.003/2/2011 11:44:46 AM
SecondChanceLendingSERV$25.003/2/2011 1:22:42 PM
investment-artist$25.003/2/2011 10:09:47 AM
restless-dime$25.003/2/2011 1:25:19 PM
reflective-rupee$25.333/2/2011 10:23:04 AM
reflective-rupee$75.333/2/2011 10:24:32 AM
loanman2007$25.003/2/2011 2:02:41 PM
social-hunter5$50.003/2/2011 1:24:54 PM
SFBank$50.003/2/2011 6:43:45 PM
orange-pound-party$30.003/2/2011 7:57:08 PM
Nerdster1$25.053/2/2011 2:15:46 PM
weezy22$26.003/2/2011 4:51:32 PM
ddoneday$25.003/2/2011 5:33:20 PM
sturdy-peace9$25.003/2/2011 7:01:22 PM
cash-raccoon$25.003/3/2011 7:28:11 AM
shrewd-income$25.003/3/2011 6:31:36 AM
payout-bridge$500.003/3/2011 12:22:26 PM
blitzen40$25.003/3/2011 12:25:28 PM
well-mannered-income3$25.003/3/2011 4:36:37 PM
unforgettable-market3$100.003/3/2011 10:53:36 AM
Astyanax$25.003/3/2011 11:35:03 AM
tearingstar$25.003/3/2011 6:39:18 PM
hopeful-truth5$25.003/3/2011 6:38:27 PM
commerce-renewal$100.003/3/2011 8:20:52 PM
Lubava$25.003/4/2011 9:49:25 AM
Christophe$25.003/4/2011 9:27:12 AM
trent98375$25.003/4/2011 11:11:22 AM
Rashanir$25.003/4/2011 9:29:13 AM
BAJMP$25.003/4/2011 9:40:42 AM
wattboy$62.183/4/2011 9:53:15 AM
Xarach$25.003/4/2011 9:36:27 AM
squarebob$25.003/4/2011 9:37:59 AM
AdmiralKirk$25.003/4/2011 10:55:57 AM
justice-starfish$54.113/4/2011 11:14:04 AM
38 Investments
 
Borrower Payment Dependent Notes Series 496404
This series of Notes was issued and sold upon the funding of the borrower loan #47733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1993 Debt/Income ratio: 75%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,100Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: p2p-network4 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2010)
 
Principal balance: $3,689.10 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Prosper loan 2
Purpose of loan: debt consolidation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... a credit score in the range of 700-740.


Monthly net income: $1400
Monthly expenses: $1100
Insurance: $200
Car expenses: $50.
Utilities: $90.
Phone, cable, internet: $80
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $171
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your job and any other source of income. Thanks - reflective-rupee
A: At this time, I am unemployed. I am receiving Unemployment Compensation of $323 per week. (Mar-03-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $99,600.00 (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/3/2011 5:02:14 PM
MadHun$200.003/3/2011 5:03:31 PM
ingenious-deal6$25.003/3/2011 5:02:44 PM
gold-blanket0$25.003/3/2011 6:56:09 PM
worthy-bid8$25.003/3/2011 5:03:38 PM
reflective-rupee$25.333/3/2011 5:02:32 PM
shawnw2$100.003/4/2011 8:33:09 AM
SFBank$50.003/3/2011 7:53:42 PM
competent-p2p$55.003/3/2011 8:14:26 PM
good4loan$25.003/4/2011 12:15:31 PM
CA-Lender$100.003/4/2011 9:54:34 AM
principal-laser$100.003/4/2011 9:54:52 AM
point-sasquatch$25.003/4/2011 2:42:09 PM
thankful-nickel2$25.003/4/2011 5:31:12 PM
grotheik$25.003/5/2011 9:06:40 AM
five-star-note$25.003/5/2011 5:57:41 PM
twjh$25.003/5/2011 1:47:55 PM
Bob450$30.003/5/2011 5:30:11 PM
realtormoises$25.003/6/2011 5:53:20 AM
Cai8899$25.003/6/2011 8:42:29 AM
loyalist1$100.003/7/2011 8:18:03 AM
soulful-truth$100.003/6/2011 5:41:52 PM
Kaj$50.003/7/2011 4:54:56 PM
KarlMarx$25.003/7/2011 12:52:03 PM
autonomous-truth$25.503/7/2011 2:14:17 PM
Artist_Blue$25.003/7/2011 4:51:56 PM
Tylerh$100.003/7/2011 7:18:45 PM
kendigme$25.003/8/2011 2:13:17 AM
seisen$50.003/8/2011 9:25:51 AM
power-companion7$100.003/8/2011 10:10:12 AM
rhin0cerx$50.003/8/2011 9:44:34 AM
patriot897$25.003/8/2011 6:35:12 PM
loan-kung-fu$100.003/9/2011 5:17:34 AM
reward-walnut$50.003/8/2011 4:16:24 PM
dblakels$25.003/9/2011 9:10:56 AM
kendigme$25.003/9/2011 5:32:55 AM
Ocean713$50.003/9/2011 12:33:50 PM
thelovebug$100.003/9/2011 12:51:36 PM
108lender$200.003/9/2011 9:18:07 AM
CashCow-Moooo-la$40.523/9/2011 12:16:09 PM
PThor$25.003/9/2011 1:03:24 PM
payout-banker4$25.003/9/2011 6:01:19 PM
kendigme$25.003/10/2011 2:17:53 AM
chkrvrty$50.003/10/2011 4:21:17 AM
Perksunlimited$25.003/10/2011 6:57:13 AM
joshua18$25.003/10/2011 11:29:06 AM
top-basis-majesty$50.003/10/2011 9:34:37 AM
kendigme$25.003/11/2011 4:27:35 AM
radforj22$25.003/10/2011 12:31:18 PM
symbiosis$100.003/10/2011 7:36:21 PM
Yomain$125.003/10/2011 2:21:44 PM
important-openness1$50.003/10/2011 4:16:33 PM
musegaze$100.003/11/2011 6:11:22 AM
chungfang$100.003/11/2011 1:31:49 PM
social-friendship5$50.003/11/2011 9:32:36 AM
kind-genuine-dough$25.003/11/2011 9:35:23 AM
SecondChanceLendingSERV$25.003/11/2011 9:46:19 AM
secureincome$2,000.003/11/2011 11:19:05 AM
indomitable-dedication$50.003/11/2011 2:28:26 PM
gold-channel2$25.003/11/2011 3:06:46 PM
FeedTheMachine$100.003/12/2011 8:23:21 AM
kind-adventurous-finance$50.003/12/2011 8:47:03 AM
treasure-widget$25.003/12/2011 10:27:03 AM
fabulous-community4$25.003/12/2011 4:32:10 AM
HedgeFund$50.003/11/2011 8:11:33 PM
logical-investment4$25.003/11/2011 8:37:33 PM
Easystreet$25.003/12/2011 1:41:15 PM
visionary-currency$50.003/12/2011 3:54:48 AM
IIP77$25.003/12/2011 5:26:11 AM
point-kitten6$100.003/12/2011 11:18:15 AM
rcm87$100.003/12/2011 6:30:07 AM
UT-Longhorn$25.003/12/2011 6:33:00 AM
thomas16882004$25.003/12/2011 1:28:08 PM
Rob717171$50.003/12/2011 7:41:31 AM
finance-vault$25.003/12/2011 9:01:58 PM
tech310$50.003/13/2011 8:31:46 PM
well-mannered-marketplace5$25.003/13/2011 9:16:22 AM
simeonthewhale$66.403/13/2011 2:28:19 PM
AF-Chief$50.003/13/2011 7:01:15 PM
bronzmajom$25.003/13/2011 10:36:25 AM
LoanerPrincipal$25.003/13/2011 8:36:24 PM
yield-trader$50.003/14/2011 10:06:56 AM
umfan123$25.003/14/2011 6:06:09 AM
LAM26$25.003/14/2011 10:09:06 AM
suave-dime6$25.003/13/2011 3:42:27 PM
Interstate_Rate$100.003/14/2011 10:58:20 AM
genelinist$25.003/14/2011 11:03:24 AM
mammalian4$25.003/14/2011 11:22:18 AM
Weaverville$50.003/13/2011 5:47:56 PM
foxtrot12$100.003/14/2011 12:42:44 PM
kwan$25.003/14/2011 12:43:12 PM
Mariner3605$25.003/14/2011 12:43:15 PM
newest-unbeatable-currency$30.003/14/2011 8:15:48 AM
mummey$50.003/14/2011 11:11:09 AM
GElender$25.003/14/2011 12:39:29 PM
Diamond_Jim$50.003/14/2011 12:42:48 PM
sweetlan$25.003/14/2011 12:42:53 PM
EarlyRiser$174.113/14/2011 12:43:01 PM
mpatrick$25.003/14/2011 12:07:42 PM
99 Investments
 
Borrower Payment Dependent Notes Series 496457
This series of Notes was issued and sold upon the funding of the borrower loan #47748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $553.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1992 Debt/Income ratio: 27%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 43 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,878Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: a-majestic-power Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEB
Purpose of loan:
This loan will be used to...Consolidate all bills

My financial situation:
I am a good candidate for this loan because...I am a U.S Air Force 26 year retired veteran with good integrity and I currently am a civil service worker with the U.S. Army. I have moved both of my parents into my home and am working on consolidating all my bills to be able to do more things in the home for them.

Monthly net income: $ 5500
Monthly expenses: $600
Housing: $2440
Insurance: $150
Car expenses: $577
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Please explain your expenses. Thanks - Wangchuk
A: I'm assuming you mean the $0 expenses? Those are paid by those living in my household, i.e., utilities (father); groceries (mother); cable, phone, computer (daughter). I'm trying to pay off those expesnes incurred from moving into the house. My major expenses are on me mortgage, security system, credit card used to purchase appliances, credit card fused to do some fixing up, dental work, and other small expenses, which if everything is consolidated and paid off, the loan will be minimal. (Mar-05-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance is $341,093, valued at: $375, 451 (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/4/2011 5:04:42 PM
benjamins-utopia$100.003/4/2011 5:04:54 PM
Tradesmanlender$100.003/4/2011 5:06:58 PM
important-ore$150.003/4/2011 5:08:20 PM
thankful-nickel2$100.003/4/2011 5:47:39 PM
jdrez$25.003/4/2011 6:31:21 PM
reflective-rupee$1,000.333/4/2011 8:28:16 PM
simplelender80$100.003/4/2011 5:04:22 PM
squarebob$105.003/4/2011 5:11:48 PM
SolarMoonshine$100.003/4/2011 5:25:00 PM
vine99$75.003/4/2011 5:03:30 PM
principal-star$30.003/4/2011 5:03:33 PM
MadHun$200.003/4/2011 5:06:44 PM
enchanted-yield4$100.003/4/2011 5:08:31 PM
zotzot$100.443/4/2011 5:10:39 PM
competent-p2p$101.003/4/2011 6:26:10 PM
reflective-rupee$500.333/4/2011 8:28:29 PM
Wangchuk$25.013/5/2011 10:30:48 AM
shrewd-income$200.003/5/2011 1:37:40 PM
jmichael23$100.003/5/2011 1:07:02 PM
houli123$1,500.003/5/2011 6:08:31 PM
radforj22$25.003/6/2011 4:51:28 AM
mammalian4$100.003/6/2011 8:18:03 AM
_NaLNaBB$300.003/5/2011 9:35:28 PM
loss-of-control$100.003/6/2011 9:33:20 AM
Cai8899$40.003/6/2011 8:44:27 AM
Byrd24$100.003/6/2011 8:47:22 AM
transformer855$25.003/7/2011 7:19:39 AM
magnetic-dedication3$25.003/6/2011 4:56:06 PM
firsttouch1$500.003/7/2011 8:01:02 PM
Tylerh$100.003/7/2011 7:17:06 PM
wkeboarder21$100.003/8/2011 5:57:58 AM
power-companion7$100.003/8/2011 10:02:57 AM
liberty-thinker$25.003/8/2011 10:29:59 AM
worthy-bid8$100.003/8/2011 4:13:11 PM
lender987654321$100.003/8/2011 8:12:17 PM
durable-investment8$30.003/8/2011 2:32:21 PM
cleverly-clever$100.003/8/2011 7:27:58 PM
nickel-ferret$100.003/9/2011 8:48:26 AM
power-secret-agent$25.003/9/2011 2:05:49 AM
patriot897$25.003/8/2011 6:33:43 PM
Roundhouse$500.003/8/2011 9:11:07 PM
debt-force$25.003/9/2011 12:21:38 PM
CA-Lender$100.003/9/2011 2:56:43 PM
credit-coach118$100.003/9/2011 3:25:21 PM
TikPmp1$25.003/9/2011 12:21:44 PM
loyalty-czar$100.003/9/2011 6:25:07 PM
payout-banker4$25.003/9/2011 6:02:51 PM
shrewd-income$100.003/9/2011 1:17:50 PM
jazz619$25.003/9/2011 6:42:17 PM
integrity-doctor$100.003/9/2011 2:22:25 PM
loanman2007$275.003/10/2011 6:05:02 AM
wkeboarder21$50.003/10/2011 6:06:53 AM
kulender$56.943/10/2011 5:17:25 AM
skillful-asset5$33.963/10/2011 4:15:06 PM
BankofBeth$25.003/10/2011 10:18:21 AM
a-reasonable-return$25.003/10/2011 8:45:28 AM
p2ploan-sensation211$50.003/10/2011 6:47:42 PM
cerebral-dollar773$500.003/11/2011 9:03:08 AM
secureincome$3,000.003/11/2011 1:33:54 PM
dsgfl1$100.003/11/2011 1:48:27 PM
kind-genuine-dough$50.003/11/2011 9:34:38 AM
enthralling-deal180$50.003/11/2011 4:11:56 PM
SecondChanceLendingSERV$25.003/11/2011 9:50:47 AM
efficient-treasure0$25.003/11/2011 7:01:36 AM
ROYFU$25.003/11/2011 1:17:28 PM
gold-channel2$50.003/11/2011 3:07:01 PM
social-friendship5$50.003/11/2011 9:32:45 AM
basejump0$30.003/12/2011 12:24:36 AM
luann199$100.853/11/2011 10:22:04 AM
SkinnyFish$50.003/12/2011 5:26:08 AM
houli123$750.003/12/2011 6:16:01 AM
tomaswk$25.003/11/2011 8:50:53 PM
FinanceEngine$25.003/12/2011 7:49:03 AM
generosity-magnifico5$25.003/12/2011 8:15:25 AM
funds-kingdom$37.463/12/2011 9:53:37 AM
treasure-widget$25.003/12/2011 10:27:10 AM
jescowa$50.003/12/2011 5:49:02 AM
thoughtful-exchange8$100.003/11/2011 6:58:58 PM
hopeful-truth5$100.003/11/2011 7:10:30 PM
Astyanax$50.003/12/2011 6:35:23 AM
vishal29$100.003/11/2011 10:38:33 PM
vest_vortex$50.003/12/2011 1:36:14 PM
shneb$100.003/12/2011 3:19:57 PM
interest-beeper1$25.003/12/2011 3:27:42 PM
mpatrick$25.003/12/2011 8:38:32 AM
fair_rates$25.003/12/2011 3:18:53 AM
Havana21$25.003/12/2011 3:19:50 AM
Walkingcowboy$50.003/12/2011 11:32:13 AM
pghtiny$25.003/12/2011 12:17:21 PM
squarebob$50.003/12/2011 12:26:04 PM
Sol_Invictus$25.003/12/2011 6:34:52 AM
rcm87$100.003/12/2011 6:36:36 AM
FallonCredit$25.003/12/2011 7:18:46 AM
platinum-czar$83.883/12/2011 2:19:51 PM
HealthyWealthNow$100.003/12/2011 3:13:17 PM
LendToCause$25.003/12/2011 3:17:18 PM
Nailman88$25.003/12/2011 3:21:35 PM
saihu$162.183/12/2011 3:34:04 PM
katnmouse$25.003/12/2011 8:57:31 AM
Azonic21$25.003/12/2011 9:11:40 AM
point-kitten6$100.003/12/2011 11:18:18 AM
market-pudding$25.003/12/2011 11:43:45 AM
cash-queen$25.003/12/2011 12:11:39 PM
new-ore-venture$150.003/12/2011 1:01:18 PM
SkyLoan$25.003/12/2011 1:03:15 PM
106 Investments
 
Borrower Payment Dependent Notes Series 496482
This series of Notes was issued and sold upon the funding of the borrower loan #47769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-04-2011 
Term: 12 months Listing End date:  Mar-09-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-2001 Debt/Income ratio: 21%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,000Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: blue-vigilance-museum Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate credit card debt
Purpose of loan:
This loan will be used to pay credit card loan.

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DukSerduk$25.003/4/2011 9:17:28 AM
community-pipeline$25.003/4/2011 9:21:13 AM
tenacious-compassion9$25.003/4/2011 9:21:19 AM
evnagelist$50.003/4/2011 9:21:31 AM
minista$25.003/4/2011 9:21:39 AM
Tradesmanlender$50.003/4/2011 9:22:11 AM
a-exponential-hope$25.003/4/2011 9:18:34 AM
benjamins-utopia$100.003/4/2011 9:21:02 AM
KWarrior$50.003/4/2011 9:21:08 AM
worthy-bid8$100.003/4/2011 9:21:49 AM
sf-funder$50.003/4/2011 10:26:25 AM
authoritative-capital$50.003/4/2011 9:23:33 AM
TikPmp1$25.003/4/2011 9:24:18 AM
commerce-renewal$100.003/4/2011 9:24:44 AM
unrelenting-auction7$25.003/4/2011 9:16:16 AM
a-responsible-return$50.003/4/2011 9:16:31 AM
kyomoon$50.003/4/2011 9:16:33 AM
kenji4861$25.003/4/2011 9:17:43 AM
BAJMP$25.003/4/2011 10:45:29 AM
nuclearmoose$25.003/4/2011 9:21:26 AM
reflective-rupee$25.333/4/2011 9:21:51 AM
RetirementMoney$100.003/4/2011 9:22:35 AM
kind-resolute-dough$50.003/4/2011 9:24:12 AM
Preteur$25.003/4/2011 9:24:22 AM
invincible-loot0$25.003/4/2011 9:40:40 AM
BronxBomber79$35.003/4/2011 9:55:47 AM
lloyd_s$25.003/4/2011 12:44:10 PM
thankful-nickel2$100.003/4/2011 5:38:56 PM
a-restless-dollar$100.003/4/2011 2:27:08 PM
financeboy$25.003/4/2011 2:32:38 PM
Marathoner$25.003/4/2011 5:34:04 PM
ProjectVenture$50.003/4/2011 6:43:09 PM
Bank42$100.003/5/2011 5:12:57 AM
CMDCO$44.953/5/2011 10:20:39 AM
meux99$25.003/5/2011 1:42:05 AM
Jtomtom$25.003/5/2011 5:56:22 AM
Emgolda$25.003/5/2011 11:53:41 AM
HHP$25.003/5/2011 12:05:16 PM
tipan1$59.003/5/2011 10:35:05 AM
bowdish1$50.003/5/2011 12:22:40 PM
Havana21$200.003/5/2011 1:22:43 PM
GWV2$50.003/5/2011 3:10:02 PM
wwwUniversal$25.003/5/2011 3:27:44 PM
Phantom99$100.003/5/2011 2:13:07 PM
tomdooley12520$25.003/5/2011 3:07:03 PM
Supernick$50.003/5/2011 5:56:59 PM
Dan4703$25.003/6/2011 7:40:18 AM
fantastic-openness$100.003/5/2011 5:19:57 PM
bradny$25.003/6/2011 8:37:40 AM
guybyny$25.003/6/2011 8:58:00 AM
Fonthill$100.003/6/2011 10:02:13 AM
pinnacle10$25.003/6/2011 4:13:26 PM
alext122$137.393/6/2011 8:34:27 AM
cleverly-clever$100.003/7/2011 6:53:20 AM
vutah$25.003/6/2011 4:31:23 PM
dinero-storm4$100.003/6/2011 6:41:22 PM
BxRealtor$25.003/6/2011 9:56:29 PM
jscope$25.003/7/2011 6:11:25 PM
goodhearted-gold3$100.003/7/2011 6:34:25 PM
Tylerh$100.003/7/2011 4:58:42 PM
green-liberty-thunder$100.003/7/2011 3:02:43 PM
moneyfriend$100.003/7/2011 7:31:13 PM
missoula$50.003/8/2011 9:13:46 AM
cash-queen$25.003/7/2011 11:16:37 PM
power-companion7$100.003/8/2011 10:11:29 AM
HealthAndSafety$50.003/8/2011 7:48:39 AM
kander80$100.003/8/2011 8:33:52 AM
hopeful-truth5$100.003/7/2011 8:34:44 PM
blot44$25.003/8/2011 8:28:11 AM
hunterMG$100.003/8/2011 11:19:14 AM
wntrequinx$26.443/8/2011 11:47:10 AM
beyond17$100.003/8/2011 2:46:50 PM
sentimental-silver7$50.003/8/2011 4:58:16 PM
lender987654321$100.003/8/2011 8:12:15 PM
platinum-platoon$25.003/8/2011 9:47:41 PM
a2190b$25.003/8/2011 5:49:04 PM
patriot897$50.003/8/2011 6:26:20 PM
shakespeare6$25.003/9/2011 5:48:46 AM
reward-workhorse$26.673/9/2011 6:02:01 AM
BigSurf$25.003/8/2011 10:37:16 PM
influential-gain$32.803/9/2011 9:19:49 AM
joffco$25.003/8/2011 7:17:27 PM
bigballer105$100.003/9/2011 11:12:40 AM
successful-economy5$100.003/9/2011 5:12:53 AM
sictransitgloria$26.733/9/2011 8:51:17 AM
PThor$25.003/9/2011 1:07:08 PM
intelligent-yield$100.003/9/2011 10:05:19 AM
polka2002$100.003/9/2011 11:03:30 AM
alaskanbearcub$25.003/9/2011 12:22:22 PM
treasure-pipeline$25.003/9/2011 2:22:41 PM
DreDub$50.003/9/2011 2:23:08 PM
91 Investments
 
Borrower Payment Dependent Notes Series 496566
This series of Notes was issued and sold upon the funding of the borrower loan #47762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1990 Debt/Income ratio: 21%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 4 / 5Length of status:17y 9m
Amount delinquent: $5,256 Total credit lines: 53 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $892Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: warmth147 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Property Taxes Payment
Purpose of loan:
This loan will be used to... Property Taxes

My financial situation:
I am a good candidate for this loan because...I have been employed for almost 18 years and lived in the same house for 15 years.


Monthly net income: $7900
Monthly expenses: $ listed below
Housing: $1400
Insurance: $315
Car expenses: $640
Utilities: $300
Phone, cable, internet: $318
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $45
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/6/2011 12:06:18 PM
point-sasquatch$25.003/6/2011 12:06:57 PM
precious-coin3$50.003/6/2011 12:07:46 PM
vutah$25.003/6/2011 12:29:34 PM
Gibbyland$100.003/6/2011 1:36:31 PM
simplelender80$150.003/6/2011 12:02:24 PM
ingenious-deal6$25.003/6/2011 12:03:06 PM
purpledog18$25.003/6/2011 12:12:28 PM
SolarMoonshine$25.003/6/2011 1:12:58 PM
ryclsun$50.003/6/2011 12:07:31 PM
Cai8899$25.003/6/2011 12:08:02 PM
competent-p2p$35.003/6/2011 7:08:17 PM
goodhearted-basis4$25.003/7/2011 9:35:48 AM
mrxtravis$25.003/7/2011 9:36:37 AM
slxvq$39.593/6/2011 10:50:12 PM
Artist_Blue$25.003/7/2011 6:11:19 AM
responsible-worth113$25.003/7/2011 12:21:08 PM
Reliance_Banker$41.393/7/2011 1:37:48 PM
sappy02$25.003/7/2011 5:39:11 PM
scarlet-velvet$25.003/7/2011 6:25:00 PM
SecondChanceLendingSERV$25.003/7/2011 7:48:48 PM
mikelance7$25.003/7/2011 10:53:21 PM
Tylerh$100.003/7/2011 7:19:03 PM
One_Lolo$25.003/7/2011 7:32:17 PM
MadHun$200.003/7/2011 5:39:05 PM
Land_on_your_feet$35.003/7/2011 6:18:27 PM
power-companion7$100.003/8/2011 10:12:33 AM
FASTIZIO_P$25.003/8/2011 10:44:03 AM
money-fort$25.003/7/2011 9:56:20 PM
rhin0cerx$50.003/8/2011 9:45:13 AM
Core-Marketing$50.003/8/2011 2:15:41 PM
CA-Lender$100.003/8/2011 3:16:58 PM
worthy-bid8$50.003/8/2011 4:14:02 PM
Makingitrain$25.003/8/2011 12:15:38 PM
patriot897$25.003/8/2011 6:35:24 PM
glenium$25.003/9/2011 2:52:51 AM
TorqueEnterprises$31.753/9/2011 4:41:06 AM
loan-kung-fu$100.003/9/2011 5:17:51 AM
compassionate-return485$50.003/8/2011 4:13:15 PM
Lubava$25.003/9/2011 5:20:50 AM
reward-walnut$50.003/8/2011 4:16:46 PM
cash-raccoon$25.003/9/2011 7:16:55 AM
VJ_Financial$100.003/8/2011 6:54:34 PM
verblender$50.003/9/2011 6:34:47 AM
pound-ace$50.003/9/2011 8:12:24 AM
GS-ROCK$30.003/9/2011 11:31:02 AM
capital-halo1$60.153/9/2011 2:42:02 AM
168RichCapital$27.123/9/2011 9:32:40 AM
108lender$200.003/9/2011 9:18:24 AM
enigma74$25.003/9/2011 9:50:12 AM
50 Investments
 
Borrower Payment Dependent Notes Series 496575
This series of Notes was issued and sold upon the funding of the borrower loan #47726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1996 Debt/Income ratio: 23%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:15y 7m
Amount delinquent: $439 Total credit lines: 34 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,413Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: nourishing-affluence247 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
jesus2002
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: mortgage balance----113,613 value---175,00 (Mar-07-2011)
Q: What is this loan being used for? - contract-lionheart
A: to cosoladate a few loans (Mar-08-2011)
Q: What is the nature of the loans being consolidated? How much is owed and what is the current interest rates? - tadpole256
A: loan companies, and 2 credit cards, the totl is bout 3950 (Mar-11-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
commerce-renewal$100.003/4/2011 5:08:15 PM
ultimate-peace$300.003/4/2011 5:11:55 PM
purpledog18$50.003/5/2011 8:36:09 AM
IIP77$25.003/5/2011 3:00:05 AM
ryclsun$50.003/5/2011 8:36:58 AM
kulender$50.003/5/2011 1:01:27 PM
squarebob$25.003/5/2011 5:54:54 PM
competent-p2p$25.003/5/2011 6:41:46 PM
Gibbyland$100.003/6/2011 1:36:38 PM
850$50.003/6/2011 8:10:19 PM
kindness-launcher$1,500.003/7/2011 9:50:26 AM
open-minded-fund9$50.003/7/2011 5:40:07 PM
loan-eagle9$25.003/8/2011 11:45:29 AM
wild-orange$25.003/9/2011 3:49:05 AM
the_finance_guru$100.003/8/2011 8:56:53 PM
buffalobills$25.003/9/2011 7:47:13 AM
Rogelio48$25.003/9/2011 5:11:12 AM
cash-raccoon$25.003/9/2011 7:17:04 AM
CA-Lender$50.003/9/2011 10:26:10 PM
melodious-openness$200.003/10/2011 4:33:55 AM
Mocaba$250.003/10/2011 5:00:10 AM
chkrvrty$25.003/10/2011 4:22:52 AM
mpatrick$25.003/10/2011 9:11:32 AM
marlinssb$25.003/10/2011 10:35:22 AM
droopie1$25.003/10/2011 12:04:19 PM
upbeat-finance8$25.003/10/2011 4:09:19 PM
wildanne$75.003/10/2011 7:48:26 PM
note-mad-scientist$25.003/11/2011 4:21:41 AM
golffish2$50.003/11/2011 10:10:41 AM
SecondChanceLendingSERV$25.003/11/2011 8:50:34 AM
credit-coach118$25.003/11/2011 9:25:49 AM
palace2$100.003/11/2011 4:36:00 PM
whirlingdervish$25.003/11/2011 11:33:53 PM
SFBank$50.003/11/2011 4:42:25 PM
mespeedy36$25.003/12/2011 7:49:22 AM
orbital-bill1$25.003/11/2011 4:56:20 PM
PrincessGrace33$25.003/12/2011 9:18:08 AM
WisconsinLiberal$25.003/12/2011 10:46:43 AM
generosity-magnifico5$25.003/12/2011 8:01:48 AM
favorable-deal0$25.003/12/2011 3:03:57 PM
Nailman88$25.003/12/2011 3:23:09 PM
special-deal5$25.003/12/2011 4:13:03 PM
winmals$25.003/12/2011 6:08:38 AM
dws2380$25.003/12/2011 1:11:10 PM
TWISBWM$25.003/12/2011 1:17:39 PM
elegant-commerce7$50.003/12/2011 2:51:04 PM
MrDance123$25.003/12/2011 3:43:59 PM
worldly-money4$100.003/12/2011 4:42:50 PM
Kqwik$25.003/12/2011 2:23:12 PM
49 Investments
 
Borrower Payment Dependent Notes Series 496601
This series of Notes was issued and sold upon the funding of the borrower loan #47788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1999 Debt/Income ratio: 29%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 10Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,133Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: ChicagoM Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Down Debt
Purpose of loan:
This loan will be used to consolidate credit debt that I accumulated while assisting my father during economic hardship. I missed payments here and there and now the combined interests are not to my preference. I'd like to lump the amount into one single payment and this loan would allow that possibility.

My financial situation:
I am a good candidate for this loan because I am a responsible individual who has a steady job. I currently have no rent and have managed my debt well the past six months. It was only for a short time to help out family that caused my debt to grow.

Monthly net income: $4078.00
Monthly expenses: $
Housing: $0.00
Insurance: $62.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $250.00
Clothing, household expenses: $0.00
Credit cards and other loans: $500.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/3/2011 5:02:16 PM
MadHun$200.003/3/2011 5:03:33 PM
SolarMoonshine$25.003/3/2011 5:23:06 PM
gold-blanket0$25.003/3/2011 6:56:10 PM
suave-dime6$25.003/3/2011 5:03:22 PM
ingenious-deal6$25.003/3/2011 5:02:47 PM
worthy-bid8$25.003/3/2011 5:03:40 PM
squarebob$50.003/3/2011 5:39:20 PM
israel15$25.003/3/2011 7:55:05 PM
greencat$50.003/4/2011 9:43:49 AM
Artist_Blue$25.003/4/2011 8:34:30 AM
competent-p2p$30.003/4/2011 11:42:24 AM
BAEVentures$25.003/4/2011 1:48:32 PM
vutah$25.003/4/2011 12:15:17 PM
keeminn$50.003/4/2011 12:18:16 PM
point-sasquatch$25.003/4/2011 2:42:11 PM
jmichael23$100.003/5/2011 1:09:08 PM
lloyd_s$25.003/5/2011 1:21:52 PM
Bob450$30.003/5/2011 5:30:13 PM
Cai8899$25.003/6/2011 8:42:30 AM
soulful-truth$100.003/6/2011 5:41:53 PM
KarlMarx$25.003/7/2011 12:51:39 PM
loyalist1$100.003/7/2011 8:22:05 AM
Kaj$50.003/7/2011 5:39:13 PM
Tylerh$100.003/7/2011 7:18:46 PM
rhin0cerx$50.003/8/2011 9:44:35 AM
power-companion7$100.003/8/2011 10:08:47 AM
seisen$39.803/8/2011 10:49:49 AM
CA-Lender$100.003/8/2011 3:16:47 PM
patriot897$25.003/8/2011 6:35:13 PM
reward-walnut$50.003/8/2011 4:16:25 PM
loan-kung-fu$100.003/9/2011 5:17:36 AM
108lender$200.003/9/2011 9:18:08 AM
thelovebug$100.003/9/2011 12:51:37 PM
PThor$25.003/9/2011 1:03:25 PM
Ocean713$50.003/9/2011 12:33:51 PM
payout-banker4$25.003/9/2011 6:01:20 PM
chkrvrty$50.003/10/2011 4:21:20 AM
top-basis-majesty$50.003/10/2011 9:34:40 AM
Yomain$125.003/10/2011 2:21:45 PM
important-openness1$50.003/10/2011 4:16:33 PM
jybank$100.003/10/2011 11:02:42 AM
radforj22$25.003/10/2011 12:31:19 PM
symbiosis$100.003/10/2011 7:36:22 PM
musegaze$100.003/11/2011 6:11:24 AM
indomitable-dedication$50.003/11/2011 2:28:27 PM
social-friendship5$50.003/11/2011 9:32:38 AM
logical-investment4$25.003/11/2011 8:37:35 PM
gold-channel2$25.003/11/2011 3:06:46 PM
tnjohnso$25.003/11/2011 3:46:44 PM
kind-genuine-dough$25.003/11/2011 9:35:24 AM
visionary-currency$50.003/12/2011 3:54:51 AM
TheAlchemist$25.003/11/2011 11:49:48 AM
chungfang$100.003/11/2011 1:31:50 PM
HedgeFund$50.003/11/2011 8:11:36 PM
rcm87$100.003/12/2011 6:30:09 AM
UT-Longhorn$25.003/12/2011 6:33:01 AM
Pu239$60.003/12/2011 7:42:44 AM
point-kitten6$100.003/12/2011 11:18:16 AM
Rob717171$50.003/12/2011 7:41:35 AM
Easystreet$25.003/12/2011 1:41:16 PM
kind-adventurous-finance$50.003/12/2011 8:47:05 AM
treasure-widget$25.003/12/2011 10:27:06 AM
IIP77$25.003/12/2011 5:26:13 AM
well-mannered-marketplace5$25.003/13/2011 9:16:23 AM
FeedTheMachine$100.003/12/2011 8:23:23 AM
finance-vault$25.003/12/2011 9:01:59 PM
Weaverville$50.003/13/2011 5:47:58 PM
AF-Chief$50.003/13/2011 7:01:17 PM
DiabolicalGamer$25.003/14/2011 12:38:48 PM
irrelevant$50.003/14/2011 12:56:37 PM
OCedHrt$25.003/14/2011 12:59:15 PM
SirJev$50.003/14/2011 12:59:20 PM
rvfbroker$25.003/14/2011 12:59:29 PM
moola-wildebeest3$50.003/14/2011 12:59:33 PM
wtrboy$50.003/14/2011 12:59:38 PM
Miklot$50.003/14/2011 12:59:47 PM
credible-balance6$50.003/14/2011 1:00:02 PM
credit-investor5$50.003/14/2011 1:00:06 PM
treasure-pipeline$25.003/14/2011 1:00:20 PM
tech310$50.003/13/2011 8:31:48 PM
incbx$50.003/14/2011 1:00:36 PM
martinatime$25.003/14/2011 1:06:46 PM
Leopoldine$25.003/14/2011 1:06:50 PM
chief_wo$25.003/14/2011 1:07:00 PM
point$43.953/14/2011 1:07:21 PM
asmithj$50.003/14/2011 1:07:55 PM
Q9-X3$29.603/14/2011 1:08:44 PM
sensible-order2$100.003/14/2011 1:08:54 PM
copper$50.003/14/2011 1:09:02 PM
stock106$25.003/14/2011 1:09:34 PM
oldmora$35.783/14/2011 1:09:41 PM
loyalty-spartan$25.003/14/2011 1:11:53 PM
thoughtful-currency5$50.003/14/2011 1:12:03 PM
the-discrete-income$100.003/14/2011 1:12:23 PM
umfan123$25.003/14/2011 6:06:11 AM
mummey$50.003/14/2011 11:11:10 AM
liberty-destiny3$25.003/14/2011 12:43:46 PM
finance-mushroom$42.473/14/2011 12:43:48 PM
bsh297$25.003/14/2011 12:45:07 PM
GInBaghdad$25.003/14/2011 12:51:49 PM
b2m80s$50.003/14/2011 12:56:29 PM
kulender$50.003/14/2011 12:57:05 PM
the-silver-blaster$50.003/14/2011 12:58:50 PM
flexible-diversification9$50.003/14/2011 12:58:54 PM
Speculator$25.003/14/2011 12:58:57 PM
GElender$25.003/14/2011 12:59:00 PM
cash-reaction2$50.003/14/2011 12:59:04 PM
green-thoughtful-yield$50.003/14/2011 12:59:09 PM
brmar$25.003/14/2011 12:59:12 PM
MyKidsDad$25.003/14/2011 12:59:17 PM
ddog0224$50.003/14/2011 1:00:19 PM
profit-powerplant$25.003/14/2011 1:00:31 PM
sweetlan$25.003/14/2011 1:00:39 PM
tornandfrayed$50.003/14/2011 1:07:23 PM
Learning2Lend$45.743/14/2011 1:07:52 PM
nodrivelpls$25.003/14/2011 1:09:13 PM
investment-visionary$25.003/14/2011 1:09:52 PM
studio3d$25.003/14/2011 1:12:11 PM
yield-trader$50.003/14/2011 10:06:58 AM
LAM26$25.003/14/2011 10:09:07 AM
Interstate_Rate$100.003/14/2011 10:58:17 AM
agiovasil$25.003/14/2011 12:43:36 PM
wwwUniversal$25.003/14/2011 12:43:45 PM
successful-generosity$25.003/14/2011 12:44:57 PM
economy-producer$25.003/14/2011 12:56:33 PM
yield-lion$50.003/14/2011 12:56:35 PM
inspiring-reward$100.003/14/2011 12:56:50 PM
Pitufo$25.003/14/2011 12:56:57 PM
genius520$100.003/14/2011 12:58:48 PM
wind183$100.003/14/2011 12:58:51 PM
RMB-Investments$50.003/14/2011 12:58:52 PM
festeringsnot$25.003/14/2011 12:59:52 PM
affluence-tycoon$50.003/14/2011 1:00:17 PM
orderly-leverage$100.003/14/2011 1:00:26 PM
foxtrot12$100.003/14/2011 1:00:37 PM
BrianRK$26.003/14/2011 1:06:38 PM
hyrolln$25.003/14/2011 1:06:41 PM
Boston005$25.003/14/2011 1:06:43 PM
funtwosay$25.003/14/2011 1:06:47 PM
justonejake$25.003/14/2011 1:06:53 PM
lovelongandprosper$50.003/14/2011 1:07:01 PM
Sibelius2$25.003/14/2011 1:07:16 PM
ChuckieG$40.843/14/2011 1:07:27 PM
cippy$25.003/14/2011 1:07:29 PM
momoney2lend$25.003/14/2011 1:07:50 PM
compsciman$74.303/14/2011 1:08:25 PM
ITExec$53.053/14/2011 1:08:42 PM
kendallv$25.003/14/2011 1:09:06 PM
SDNLR$25.003/14/2011 1:09:08 PM
divedude$25.003/14/2011 1:09:10 PM
ommcd$25.003/14/2011 1:09:28 PM
NoCal$25.003/14/2011 1:09:39 PM
the-profit-oracle$25.003/14/2011 1:09:44 PM
hope-eagle6$25.003/14/2011 1:09:49 PM
supersarah61$25.003/14/2011 1:11:58 PM
investtor$25.003/14/2011 1:12:07 PM
openness-confidant$50.003/14/2011 1:12:17 PM
careful-penny$25.003/14/2011 1:12:20 PM
159 Investments
 
Borrower Payment Dependent Notes Series 496603
This series of Notes was issued and sold upon the funding of the borrower loan #47767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1982 Debt/Income ratio: 7%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 98 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: revenue-tempo Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed
Purpose of loan: Pay off debt with a lower interest rate
This loan will be used to...

My financial situation: PNC Bank
I am a good candidate for this loan because I have a regular, full time job and I am determined to pay off the debt that I have incurred in the last few months. I am also applying for a second job so that I will not have the same problems in the future. A lower interest loan would be very helpful.


Monthly net income: $5080.00
Monthly expenses: $4000.00
Housing: $ 3100.00
Insurance: $ included
Car expenses: $ none
Utilities: $ 100
Phone, cable, internet: $ n/a
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: hi what do you teach and what kind of 2nd job are you looking for? what would be anticipated income from this job? thanks - shrewd-income
A: I am a physics professor so I teach physics and I also do research in a physics related area. I am looking for a consulting job in biophysics or physics. The expected income from this 2nd job would be around 30 - 40k annually. (Mar-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/4/2011 5:06:55 PM
MadHun$200.003/4/2011 5:07:07 PM
vutah$25.003/4/2011 5:55:47 PM
point-sasquatch$25.003/4/2011 5:08:38 PM
ingenious-deal6$25.003/4/2011 5:03:51 PM
simplelender80$150.003/4/2011 5:03:58 PM
competent-p2p$40.003/4/2011 6:31:33 PM
worthy-bid8$25.003/4/2011 5:07:15 PM
squarebob$25.003/4/2011 5:20:40 PM
lendme2$36.923/5/2011 2:47:06 AM
Bob450$30.003/5/2011 5:30:26 PM
lloyd_s$25.003/5/2011 1:21:40 PM
87Marc$25.003/5/2011 10:31:15 PM
cloud8$27.103/5/2011 4:24:31 PM
asset-professor$25.003/5/2011 6:31:35 PM
Cai8899$25.003/6/2011 8:42:40 AM
greencat$50.003/7/2011 7:17:42 AM
a-finance-nirvana$25.003/7/2011 4:50:24 PM
KarlMarx$25.003/7/2011 12:51:41 PM
responsible-worth113$30.003/7/2011 12:23:22 PM
scarlet-velvet$25.003/7/2011 6:28:01 PM
Tylerh$100.003/7/2011 7:18:51 PM
ryan6853$25.003/8/2011 2:55:06 PM
CA-Lender$100.003/8/2011 3:16:51 PM
gold-blanket0$25.003/8/2011 12:11:46 PM
rhin0cerx$50.003/8/2011 9:44:42 AM
Artist_Blue$25.003/8/2011 10:30:19 AM
patriot897$25.003/8/2011 6:35:16 PM
loan-kung-fu$100.003/9/2011 5:17:40 AM
reward-walnut$50.003/8/2011 4:16:31 PM
108lender$200.003/9/2011 9:18:12 AM
wild-orange$25.003/9/2011 4:10:49 AM
Cromag$25.003/9/2011 6:41:25 AM
thelovebug$100.003/9/2011 12:51:39 PM
payout-banker4$25.003/9/2011 6:01:23 PM
chkrvrty$50.003/10/2011 4:21:26 AM
top-basis-majesty$50.003/10/2011 9:34:49 AM
important-openness1$50.003/10/2011 4:16:36 PM
matt_2006$35.003/10/2011 4:21:34 PM
musegaze$100.003/11/2011 6:11:35 AM
symbiosis$100.003/10/2011 7:36:25 PM
Yomain$125.003/10/2011 2:21:48 PM
SqueezeKing$25.003/11/2011 1:07:32 AM
SecondChanceLendingSERV$25.003/11/2011 9:21:55 AM
loss-of-control$50.003/10/2011 5:19:40 PM
indomitable-dedication$50.003/11/2011 2:28:30 PM
kind-genuine-dough$25.003/11/2011 9:35:29 AM
tnjohnso$25.003/11/2011 3:46:47 PM
chungfang$100.003/11/2011 1:31:54 PM
logical-investment4$25.003/11/2011 8:37:38 PM
social-friendship5$50.003/11/2011 9:32:50 AM
flyboy21$35.003/12/2011 6:22:46 AM
rcm87$100.003/12/2011 6:30:24 AM
gold-channel2$25.003/11/2011 3:06:48 PM
Rob717171$50.003/12/2011 7:41:41 AM
seisen$50.003/12/2011 2:43:18 AM
mpatrick$25.003/12/2011 8:39:50 AM
Starfin300$33.173/12/2011 6:23:33 AM
Easystreet$25.003/12/2011 1:41:19 PM
leverage-monger$70.003/12/2011 8:16:06 AM
interstellar$51.003/12/2011 2:44:01 AM
kind-adventurous-finance$50.003/12/2011 8:47:07 AM
treasure-widget$25.003/12/2011 10:27:18 AM
IIP77$25.003/12/2011 5:35:10 AM
rockhound84$25.003/12/2011 5:38:31 AM
point-kitten6$100.003/12/2011 11:18:23 AM
Starfin-Capital-Management$37.913/12/2011 6:27:06 AM
vest_vortex$50.003/12/2011 1:40:36 PM
FeedTheMachine$100.003/12/2011 8:26:13 AM
velocity-motivator6$25.003/13/2011 6:16:01 PM
nina8580$50.003/13/2011 7:06:20 AM
favorable-deal0$25.003/12/2011 3:06:30 PM
goffmt$33.293/14/2011 5:59:05 AM
umfan123$25.003/14/2011 6:06:12 AM
finance-vault$25.003/12/2011 9:02:00 PM
doubls$25.253/12/2011 11:10:21 PM
Weaverville$50.003/13/2011 5:48:00 PM
bronzmajom$25.003/13/2011 10:37:38 AM
profitable-money$25.003/13/2011 8:10:55 PM
tjoneill$25.813/13/2011 11:05:16 AM
tech310$50.003/13/2011 8:31:49 PM
l2fp$25.003/13/2011 11:19:07 PM
mummey$50.003/14/2011 11:11:11 AM
worthy-bid4$25.003/14/2011 9:19:45 AM
Bocephus1959$50.003/14/2011 9:27:45 AM
Top_Gun_Lender$26.003/13/2011 9:18:30 PM
nitrostamped$80.003/14/2011 6:40:07 AM
dejnik$25.003/14/2011 10:19:41 AM
UT-Longhorn$25.003/14/2011 9:43:08 AM
yield-trader$50.003/14/2011 10:07:00 AM
Interstate_Rate$100.003/14/2011 10:58:15 AM
mummey$100.003/14/2011 11:11:11 AM
leverage-monger$33.553/14/2011 11:35:33 AM
93 Investments
 
Borrower Payment Dependent Notes Series 496665
This series of Notes was issued and sold upon the funding of the borrower loan #47800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-14-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 15.37% Monthly payment: $232.63
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 41%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,441Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: CSIS1999 Borrower's state: Tennessee Borrower's group: Small Business Owners/Starters
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,900.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2008)
 
Principal balance: $157.10 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Prosper Loan # 2 for Business
Purpose: To refinance some business debt for a fixed pay off rate and time frame, which gives a return to small individual investors instead of rich banks. This loan will be used to: Refinance debt that we have incurred during the recession.
My financial situation: Good. Ultimately there are three streams of income to potentially support these payments: The business, my personal income, and his personal income. The business itself generates about $2700 a month in gross income.
I am a good candidate for this loan because: This is our second prosper loan. Our payment history is perfect. The amount is deducted out of my personal checking account and I don't miss payments. There is room in my personal income to cover the $200 payment.
Monthly net inc: $2980 Monthly exp: $ 2456 Other expenses: Most of revolving debt is tied to 20 yr line of credit on my house
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total balance is approximately: $99,850 Zillow market value is $88,000. I purchased home in 2006 for 105,500, and have no plans to sell. The house is actually a duplex and is rented out. The rent between both sides: $1100/month covers mortgage and expenses. i did not list this income in my personal income. (Mar-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
currency-agave$50.003/5/2011 12:04:08 PM
squarebob$102.003/5/2011 12:04:52 PM
cashhelp$50.003/5/2011 12:07:08 PM
BxRealtor$25.003/5/2011 12:08:18 PM
MadHun$138.043/5/2011 12:10:32 PM
investment-artist$25.013/5/2011 12:14:47 PM
Feyenoord$25.003/5/2011 3:09:04 PM
zotzot$200.443/5/2011 12:05:05 PM
simplelender80$100.003/5/2011 12:09:39 PM
Tradesmanlender$100.003/5/2011 12:11:10 PM
LittleMingo$32.413/5/2011 12:12:25 PM
cashhelp$50.003/5/2011 12:18:12 PM
benjamins-utopia$50.003/5/2011 12:07:38 PM
important-ore$150.003/5/2011 12:12:46 PM
jdrez$25.003/5/2011 12:13:50 PM
CoolPlexer$25.003/5/2011 12:34:33 PM
JustMee$25.003/5/2011 1:25:57 PM
DasMula$27.003/5/2011 12:37:49 PM
MoneyForNothing$25.003/5/2011 12:42:48 PM
thankful-nickel2$100.003/5/2011 1:35:51 PM
spiff666$25.003/5/2011 4:52:21 PM
brondero$150.003/6/2011 3:18:21 AM
cwb8539$25.003/6/2011 4:37:13 AM
ac787$25.003/5/2011 6:05:19 PM
Bank42$100.003/5/2011 6:26:44 PM
competent-p2p$101.003/5/2011 6:32:47 PM
fund-medalist171$30.003/6/2011 7:01:04 AM
hidavehi$29.003/6/2011 9:19:12 AM
JCMC$25.003/6/2011 7:12:04 AM
rmpedi33$25.003/6/2011 9:03:43 PM
Bank_Of_XL$50.003/6/2011 1:39:41 PM
radforj22$25.003/7/2011 8:16:44 AM
reflective-rupee$25.333/7/2011 7:06:54 AM
debt-legend$25.003/7/2011 8:10:20 AM
YoungTaxMan$300.003/7/2011 4:44:10 PM
Stozer$26.003/7/2011 8:20:52 AM
agalt$125.003/7/2011 8:45:30 AM
LittleMingo$27.923/7/2011 5:14:05 PM
Nerdster1$25.053/7/2011 2:32:50 PM
secrets10169$40.003/8/2011 7:47:27 AM
Tylerh$100.003/7/2011 7:17:20 PM
credit-coach118$100.003/7/2011 7:30:19 PM
riv701$25.003/8/2011 10:52:32 AM
smart-treasure$25.003/8/2011 5:14:08 AM
kind-value-pouch$50.003/8/2011 5:58:10 AM
worthy-bid8$100.003/8/2011 4:13:21 PM
aspire2grow$25.003/8/2011 9:19:10 AM
power-companion7$100.003/8/2011 10:06:07 AM
ChoiceInvestments$31.623/8/2011 10:48:06 AM
StrongMonty$60.003/8/2011 11:49:04 PM
patriot897$25.003/8/2011 6:33:54 PM
tolerant-dinero2$25.003/9/2011 10:18:20 AM
Roundhouse$300.003/8/2011 9:02:42 PM
nickel-ferret$100.003/9/2011 8:49:00 AM
integrity-doctor$100.003/9/2011 2:17:10 PM
chameleon125$50.003/9/2011 6:24:20 AM
HenlopenCapital$25.003/9/2011 6:58:44 AM
visionary-fund$300.003/9/2011 7:52:54 PM
nikebootie$25.003/9/2011 9:06:27 PM
wyogirllender$45.003/9/2011 9:37:25 PM
Ripsaw4U$31.763/10/2011 1:14:47 AM
payout-banker4$25.003/9/2011 6:03:02 PM
Scotcha$100.003/10/2011 7:30:32 AM
HammerSmith$50.003/9/2011 5:17:56 PM
a-reasonable-return$50.003/10/2011 8:50:29 AM
jazz619$25.003/9/2011 6:42:28 PM
MonkeyHero$35.003/9/2011 7:47:11 PM
depalma13$25.003/10/2011 6:30:55 AM
ckbr$50.003/10/2011 10:46:48 AM
aldeed$150.003/10/2011 7:08:01 AM
CLoViq$54.203/10/2011 7:49:46 AM
runbix7$25.003/10/2011 1:17:52 PM
420limo$281.283/10/2011 10:17:46 PM
Eric_Gagne$200.003/10/2011 12:46:02 PM
Emberfox$25.003/10/2011 2:36:44 PM
jpblan11$25.003/10/2011 4:52:05 PM
loanman2007$50.003/11/2011 5:17:07 AM
kind-genuine-dough$50.003/11/2011 9:34:50 AM
shrewd-income$200.003/11/2011 6:20:40 AM
CA-Lender$100.003/10/2011 5:42:37 PM
efficient-treasure0$25.003/11/2011 7:01:54 AM
lender12345$25.003/10/2011 8:53:40 PM
bughead$25.003/11/2011 1:26:30 AM
social-friendship5$50.003/11/2011 9:32:59 AM
SecondChanceLendingSERV$25.003/11/2011 10:08:09 AM
lenderrn$50.003/11/2011 7:51:28 PM
gpuck$50.003/11/2011 4:04:50 PM
knowledgeable-note6$50.003/11/2011 4:41:12 PM
upbeat-investment9$100.003/11/2011 6:16:29 PM
Troutfinder$30.003/12/2011 5:09:14 AM
thoughtful-exchange8$200.003/11/2011 7:10:53 PM
Octamer$50.003/11/2011 7:47:48 PM
DowntownLAcash$29.123/11/2011 7:59:53 PM
fxlivin$100.003/11/2011 8:25:38 PM
brightest-income-hunter$25.003/11/2011 9:19:54 PM
Huck007$250.003/11/2011 4:14:37 PM
AustinAmerica$25.003/11/2011 4:20:25 PM
palace2$300.003/11/2011 4:33:35 PM
fishcreek$25.003/12/2011 3:04:18 AM
eloquent-dime416$50.003/12/2011 10:09:44 AM
treasure-widget$25.003/12/2011 10:27:34 AM
Walkingcowboy$50.003/12/2011 11:32:40 AM
Nailman88$45.003/12/2011 3:30:26 PM
Havana21$25.003/12/2011 3:20:15 AM
KirosPOS$75.003/12/2011 3:29:30 AM
rutzebach$35.533/12/2011 9:30:37 AM
sevenbridges$500.003/12/2011 4:54:19 PM
SV-AZ$35.003/12/2011 5:04:22 PM
jescowa$50.003/12/2011 5:49:34 AM
riproaringrapids$25.003/13/2011 1:16:57 AM
dontletmoneyfoolya$25.003/13/2011 4:53:03 AM
FriendlyFarmer$100.003/13/2011 5:50:58 AM
squarebob$48.003/13/2011 6:05:47 AM
Cory79$25.003/13/2011 8:04:23 AM
phaded$25.003/13/2011 11:02:42 AM
lepolgr$50.003/12/2011 7:50:35 AM
Weaverville$50.003/13/2011 5:46:51 PM
JDWCARD$102.473/12/2011 9:33:17 PM
benefit-flow$50.003/12/2011 11:38:03 AM
benefit-trident$25.003/13/2011 5:35:51 AM
green-unrivaled-felicity$25.003/13/2011 7:15:47 PM
vigilance-searcher$100.003/12/2011 12:43:23 PM
Kyileo$25.003/13/2011 8:49:22 AM
aztec$50.003/12/2011 2:34:23 PM
money_player$25.003/13/2011 9:18:49 PM
ScottCapital$25.003/14/2011 6:06:56 AM
Income-Scout$200.003/12/2011 5:35:40 PM
platinum-cargo$117.193/12/2011 5:59:10 PM
platinum-czar$100.003/12/2011 6:15:32 PM
courteous-cash6$40.003/14/2011 8:12:06 AM
Damostuff$25.003/13/2011 4:41:26 PM
astra-lender$50.003/12/2011 10:27:00 PM
worthy-bid4$37.353/14/2011 9:16:57 AM
lazyeye$39.333/14/2011 9:26:04 AM
888GoldIngots$50.003/13/2011 7:42:32 AM
Oak-Parker$28.373/13/2011 7:51:29 PM
cingular$25.003/13/2011 7:56:59 PM
PPLIN810$25.003/13/2011 10:05:47 PM
triumph329$35.003/14/2011 5:51:18 AM
sgt-schultz$25.003/14/2011 5:55:08 AM
Snoopylover$25.003/14/2011 6:01:31 AM
rcm87$100.003/14/2011 7:53:00 AM
KFB_Investments$27.623/14/2011 8:10:55 AM
Tizzo27$65.773/13/2011 6:51:57 PM
profitable-money$25.003/13/2011 8:13:29 PM
LoanerPrincipal$25.003/13/2011 8:36:32 PM
kushka$25.003/13/2011 11:08:54 PM
slwholesales$41.243/14/2011 4:15:30 AM
Cai8899$40.003/14/2011 7:43:39 AM
Rider$34.953/14/2011 9:38:09 AM
150 Investments
 
Borrower Payment Dependent Notes Series 496676
This series of Notes was issued and sold upon the funding of the borrower loan #47736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,870Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: yield-floret1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Any chance you could tell us the purpose of this loan? - organic-treasure
A: I need it to catch up on bills and pay off a couple of credit cards. (Mar-10-2011)
Q: Hi What are your monthly income and expenses? Thanks, - p2ploan-sensation211
A: My monthly income is about $3000 and my expenses are stable at $2000. Thank you. (Mar-10-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/7/2011 5:29:42 PM
JustMee$25.003/7/2011 8:11:36 PM
competent-p2p$25.003/7/2011 8:14:21 PM
simplelender80$150.003/7/2011 5:32:01 PM
suave-dime6$25.003/7/2011 5:36:08 PM
KarlMarx$25.003/7/2011 5:37:37 PM
leverage-monger$100.003/8/2011 7:47:42 AM
Tylerh$100.003/7/2011 7:19:20 PM
reflective-rupee$500.333/7/2011 8:20:13 PM
transformer855$25.003/7/2011 9:04:08 PM
CA-Lender$100.003/8/2011 3:17:16 PM
patriot897$25.003/8/2011 6:35:40 PM
worthy-bid8$50.003/8/2011 4:14:25 PM
brightest-dignified-penny$25.003/8/2011 4:53:28 PM
108lender$200.003/9/2011 9:18:43 AM
loan-kung-fu$100.003/9/2011 5:18:03 AM
wild-orange$50.003/9/2011 4:06:13 AM
thelovebug$100.003/9/2011 12:51:56 PM
grotheik$25.003/9/2011 9:47:20 AM
chkrvrty$50.003/10/2011 4:22:03 AM
Bob450$25.003/10/2011 1:28:03 AM
top-basis-majesty$50.003/10/2011 9:35:34 AM
GS-ROCK$25.003/10/2011 9:46:07 AM
p2ploan-sensation211$25.003/10/2011 6:39:32 PM
musegaze$100.003/11/2011 6:11:55 AM
friendinmoney$25.003/11/2011 7:22:17 AM
ROYFU$25.003/11/2011 1:09:17 PM
chungfang$100.003/11/2011 1:32:13 PM
kind-genuine-dough$25.003/11/2011 9:36:09 AM
ghinga$25.003/11/2011 7:13:50 PM
amlu1988$25.003/11/2011 9:03:07 PM
five-star-note$100.003/11/2011 10:18:45 AM
hellasow$50.003/12/2011 7:21:14 AM
gtdane$25.003/12/2011 9:04:24 AM
zotzot$50.883/11/2011 5:41:08 PM
upbeat-finance8$25.003/11/2011 6:06:40 PM
upbeat-investment9$50.003/11/2011 6:23:19 PM
five-star-bid2$25.003/12/2011 7:54:17 AM
Borhino$40.003/12/2011 10:05:11 AM
TigerForce$34.673/12/2011 4:24:05 AM
rcm87$100.003/12/2011 6:31:01 AM
DscGlfn$25.003/12/2011 8:12:57 AM
FeedTheMachine$100.003/12/2011 8:26:35 AM
natural-trade7$27.073/12/2011 4:30:07 PM
treasure-widget$25.003/12/2011 10:28:20 AM
platinum-czar$100.003/12/2011 6:26:01 PM
platinum-czar$100.003/12/2011 6:29:50 PM
best-generosity-financier$25.003/12/2011 7:18:37 PM
skillful-asset5$30.003/12/2011 7:28:58 PM
Weaverville$50.003/13/2011 5:48:23 PM
ac787$25.003/13/2011 6:37:23 AM
tech310$50.003/13/2011 8:32:09 PM
LoanerPrincipal$25.003/13/2011 8:36:38 PM
poolshark72$25.003/14/2011 12:24:02 AM
lalivn$25.003/14/2011 11:55:18 AM
mpatrick$25.003/14/2011 12:09:11 PM
payout-alien6$25.003/14/2011 12:37:37 PM
anton$25.003/14/2011 1:39:16 PM
ore-dojo$25.003/14/2011 10:57:08 AM
Interstate_Rate$100.003/14/2011 10:57:58 AM
mammalian4$25.003/14/2011 11:22:23 AM
duty-monger$50.003/14/2011 9:20:03 AM
Bocephus1959$50.003/14/2011 9:30:57 AM
EBITDA$25.003/14/2011 1:08:31 PM
Bekim$50.003/14/2011 1:13:21 PM
yield-trader$50.003/14/2011 10:07:24 AM
velocity-motivator6$25.003/14/2011 1:37:04 PM
MadHun$200.003/14/2011 1:38:42 PM
leverage-monger$17.053/14/2011 1:40:19 PM
69 Investments
 
Borrower Payment Dependent Notes Series 496751
This series of Notes was issued and sold upon the funding of the borrower loan #47740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1986 Debt/Income ratio: 13%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:10y 2m
Amount delinquent: $167 Total credit lines: 41 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,180Stated income:$25,000-$49,999
Delinquencies in last 7y: 60 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: red-commitment-wasp Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 90% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 10% )  
660-679 (Mar-2010)
 
Principal balance: $2,467.97 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
trying to lower interest
Purpose of loan:
This loan will be used to...
payoff a high interest loan
My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$200.333/5/2011 12:08:15 PM
compassion-paladin042$25.003/5/2011 3:26:41 PM
ultimate-peace$500.003/5/2011 12:11:48 PM
meteoric-asset4$25.003/5/2011 5:21:12 PM
purpledog18$50.003/5/2011 12:14:55 PM
ryclsun$50.003/5/2011 12:15:19 PM
kulender$50.003/5/2011 1:00:48 PM
Artist_Blue$25.003/6/2011 12:13:22 AM
five-star-note$25.003/5/2011 5:57:49 PM
cash-raccoon$25.003/5/2011 8:06:09 PM
able2help$25.003/6/2011 8:11:44 AM
credit-missile$50.003/6/2011 8:14:46 AM
YoungTaxMan$25.003/6/2011 2:37:03 PM
credit-missile$25.003/6/2011 7:02:18 PM
Gibbyland$100.003/6/2011 1:36:34 PM
contract-lionheart$400.003/7/2011 12:14:46 PM
autonomous-truth$50.003/7/2011 1:00:26 PM
benefit-aggregator2$2,249.673/8/2011 1:48:49 PM
gold-cluster$100.003/8/2011 11:09:15 AM
19 Investments
 
Borrower Payment Dependent Notes Series 496804
This series of Notes was issued and sold upon the funding of the borrower loan #47785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1983 Debt/Income ratio: 36%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,631Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: majestic-deal94 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Disabled woman needs a little help
Purpose of loan: Mainly debt consolidation
This loan will be used to... I would like to use $1500 to pay a credit card balance, $500 to attend a religious retreat, and $1000 to put in the bank for emergencies.

My financial situation:
I am a good candidate for this loan because... my payments will be low enough that I can manage them without difficulty, and I am a woman of faith who has integrity.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
purpledog18$50.003/6/2011 12:07:20 PM
ryclsun$50.003/6/2011 12:07:25 PM
FEWDollars$50.003/6/2011 12:11:21 PM
Preferred-Lender$25.003/6/2011 12:11:29 PM
green-thoughtful-yield$100.003/6/2011 12:11:38 PM
Kash2010lu$25.003/6/2011 1:10:36 PM
DasMula$57.003/6/2011 3:39:01 PM
2grindstones$25.003/6/2011 12:02:29 PM
imoutdoorsy$33.463/6/2011 12:11:20 PM
Rob717171$50.003/6/2011 12:11:26 PM
leverage-hawk$25.003/6/2011 12:11:27 PM
magusfoo$25.003/6/2011 12:11:30 PM
gelidfrank$25.003/6/2011 12:11:42 PM
affluence-tycoon$50.003/6/2011 12:12:00 PM
gristle_mcthornbody$25.003/7/2011 4:11:12 AM
competent-p2p$30.003/7/2011 6:52:33 AM
Gibbyland$100.003/6/2011 1:36:25 PM
ultimate-peace$50.003/6/2011 12:04:40 PM
kindness-hickory5$50.003/6/2011 12:11:29 PM
authoritative-capital$25.003/6/2011 12:11:40 PM
orderly-leverage$100.003/6/2011 12:11:44 PM
irrelevant$25.003/6/2011 12:11:59 PM
commerce-renewal$100.003/6/2011 12:12:09 PM
feedpaulyfaster$25.003/7/2011 10:48:27 AM
drjekyllus$25.003/7/2011 5:34:37 AM
Artist_Blue$25.003/7/2011 6:11:11 AM
favorite-commerce$25.003/6/2011 4:38:25 PM
credit-missile$75.003/6/2011 7:01:12 PM
850$50.003/6/2011 7:36:31 PM
IIP77$25.003/6/2011 9:26:07 PM
beans53$25.003/7/2011 11:20:51 AM
contract-lionheart$200.003/8/2011 9:00:20 AM
ddoneday$33.733/7/2011 5:40:37 PM
the_finance_guru$75.003/8/2011 8:58:19 PM
cash-raccoon$25.003/9/2011 7:16:48 AM
truth-gondola5$37.293/9/2011 8:20:21 AM
CA-Lender$100.003/9/2011 2:51:33 PM
phoenix08$25.003/10/2011 10:56:07 AM
upbeat-finance8$25.003/11/2011 6:05:28 PM
worldly-money4$100.003/12/2011 4:42:40 PM
Moneypenny6$25.003/13/2011 8:09:06 AM
I-Believe-In-You$30.623/12/2011 9:18:19 AM
mykkai$25.003/13/2011 3:40:15 PM
emance$50.003/13/2011 1:48:44 PM
shrewd-market$100.003/13/2011 5:45:41 PM
wild-orange$25.003/13/2011 4:49:35 PM
alphabet76$25.003/14/2011 12:21:48 AM
genelinist$25.003/14/2011 11:34:08 AM
Shining-Star$25.003/14/2011 3:35:20 PM
double22$29.593/14/2011 4:07:00 PM
Starfin-Capital-Management$150.003/15/2011 5:53:16 AM
impala6464$100.003/14/2011 6:29:05 PM
profitable-money$25.003/14/2011 8:46:29 PM
pound-ace$50.003/15/2011 11:58:31 AM
thorough-capital799$111.003/15/2011 12:31:38 PM
piano55$25.903/15/2011 9:13:05 AM
deal-enrichment063$50.003/15/2011 1:37:04 PM
attractive-rate$25.003/15/2011 2:52:25 AM
vishal29$25.003/15/2011 10:03:22 AM
truelumen$25.003/15/2011 11:16:43 AM
new-goodhearted-economy$50.003/15/2011 11:18:08 AM
gizzywump$11.413/15/2011 1:39:25 PM
62 Investments
 
Borrower Payment Dependent Notes Series 496840
This series of Notes was issued and sold upon the funding of the borrower loan #47770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1983 Debt/Income ratio: 16%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 13 / 10Length of status:17y 8m
Amount delinquent: $14,821 Total credit lines: 54 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,498Stated income:$50,000-$74,999
Delinquencies in last 7y: 27 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: market-compadre0 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Market Compadre0
Use of Loan: Pay off medical/dental bills.
I am a good candidate for this loan because we have steady-reliable income with same employer several years in healthcare industry & retail grocery. Spouse had major surgery/health/dental issues x four years and pay-cut for 1 1/2 yrs that is now recouped. We entered a debt reduction program approximately 13 months ago and repaid over half credit card debt with 401k loans. Reduction program in revision reducing payment by 50%, allowing us to recoup cashflow. We've accrued $2000.00 medical/dental bills.
Monthly net income: Self-Approx $3000., Spouse: $2300.= $5300
Monthly expenses: $5198.00
Housing: $1122.00
Insurance: $304.00
Car expenses: $555.00
Utilities: $450
Phone, cable, internet: $300.00
Food, entertainment: $800.00
Clothing, household expenses: $150.00
Credit cards and other loans: $350.00
Other expenses: $ 150.00 Church Donations Debt Reduction Program: Current: $817 Medical/Dental: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) 1st Mtg $80,000 2nd: $25,000 = $105,000 2) Last Appraisal last yr: $90,000 Our taxes have been assessed based on $99,700 and at one time when we refinanced the appraisal was as high as $115,000. We live in a very economically depressed region due to the large GM exodus in our community/state. (Mar-09-2011)
Q: Specifically, what debt do you plan to pay with this loan, and what is the interest & monthly payment on it currently? - BAJMP
A: We plan to pay off an endodontist bill of $144.00, and a dental bill of $1400, neither of which we have a payment plan or interest. These are balances after insurance for emergency procedures that were suppose to be paid up front and for which services have been rendered. Our refridgerator went out and we plan to buy a refurbished one, an immediate need as well. (Mar-12-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/7/2011 9:06:05 AM
competent-p2p$30.003/7/2011 10:41:09 AM
simplelender80$100.003/7/2011 9:03:04 AM
ingenious-deal6$25.003/7/2011 9:03:27 AM
KarlMarx$25.003/7/2011 12:51:52 PM
Tylerh$100.003/7/2011 7:19:17 PM
reflective-rupee$25.333/7/2011 7:09:15 PM
CA-Lender$100.003/8/2011 3:17:14 PM
patriot897$25.003/8/2011 6:35:37 PM
worthy-bid8$50.003/8/2011 4:14:20 PM
bluebouyz$25.003/8/2011 5:58:00 PM
loan-kung-fu$100.003/9/2011 5:18:00 AM
GS-ROCK$25.003/9/2011 11:28:00 AM
108lender$200.003/9/2011 9:18:39 AM
thelovebug$100.003/9/2011 12:51:54 PM
chkrvrty$50.003/10/2011 4:21:54 AM
top-basis-majesty$50.003/10/2011 9:35:24 AM
Eric_Gagne$25.003/10/2011 7:58:25 AM
FASTIZIO_P$25.003/10/2011 9:37:27 AM
scarlet-velvet$25.003/10/2011 4:59:01 PM
musegaze$100.003/11/2011 6:11:52 AM
payout-banker4$25.003/10/2011 7:31:52 PM
Cai8899$25.003/10/2011 7:32:45 PM
chungfang$100.003/11/2011 1:32:09 PM
Lubava$50.003/11/2011 8:49:04 AM
kind-genuine-dough$25.003/11/2011 9:35:58 AM
FeedTheMachine$100.003/12/2011 8:26:26 AM
kind-adventurous-finance$25.003/12/2011 8:47:23 AM
BAJMP$25.003/12/2011 9:23:38 AM
rcm87$100.003/12/2011 6:30:55 AM
TWISBWM$25.003/12/2011 1:45:44 PM
glenium$25.003/12/2011 7:34:42 AM
_Sri_Bank_$100.003/12/2011 3:53:17 PM
treasure-widget$25.003/12/2011 10:28:16 AM
Easystreet$25.003/12/2011 1:41:46 PM
favorable-deal0$25.003/12/2011 3:04:35 PM
shellback13$69.673/12/2011 4:41:37 PM
37 Investments
 
Borrower Payment Dependent Notes Series 496935
This series of Notes was issued and sold upon the funding of the borrower loan #47752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1986 Debt/Income ratio: 15%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:32y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,248Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: aggresive-cash3 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
marva
Purpose of loan: personal
This loan will be used to... vacation

My financial situation: ok
I am a good candidate for this loan because...I can repay in the time alloted


Monthly net income: $ 1742.00
Monthly expenses: $1458.00.
Housing: $ 802.00
Insurance: $ 70.00
Car expenses: $0.00
Utilities: $ 300.00
Phone, cable, internet: $126.00
Food, entertainment: $80.00
Clothing, household expenses: $
Credit cards and other loans: $ 260.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: total mortgage balance $106,000.00 Market Value $125,000.00 (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/8/2011 9:03:28 AM
suave-dime6$25.003/8/2011 9:05:27 AM
reflective-rupee$25.333/8/2011 9:13:35 AM
favorite-commerce$50.003/8/2011 9:18:13 AM
squarebob$25.003/8/2011 9:47:31 AM
KarlMarx$25.003/8/2011 9:06:29 AM
DasMula$57.003/8/2011 11:22:26 AM
2grindstones$25.003/8/2011 10:13:36 AM
simplelender80$100.003/8/2011 9:02:44 AM
greencat$50.003/8/2011 9:06:05 AM
Tylerh$100.003/8/2011 9:07:22 AM
SFBank$25.003/8/2011 7:29:09 PM
leverage-monger$100.003/8/2011 4:51:12 PM
kttalamo$50.003/8/2011 9:04:02 PM
zotzot$25.993/8/2011 2:43:22 PM
patriot897$25.003/8/2011 6:35:56 PM
realtormoises$25.003/8/2011 3:11:33 PM
CA-Lender$100.003/8/2011 3:17:23 PM
loan-kung-fu$100.003/9/2011 5:18:16 AM
sensational-worth7$50.003/8/2011 5:19:56 PM
vutah$25.003/8/2011 6:05:44 PM
worthy-bid8$25.003/9/2011 6:31:16 AM
thelovebug$100.003/9/2011 12:52:02 PM
GS-ROCK$25.003/9/2011 11:28:22 AM
Eric_Gagne$25.003/10/2011 7:54:18 AM
exchange-squirrel$25.003/10/2011 11:32:35 AM
poolshark72$25.003/10/2011 1:03:04 PM
clandrummer$25.003/10/2011 8:56:11 PM
Bob450$25.003/11/2011 1:33:26 AM
auction-seeker$25.003/10/2011 5:24:48 PM
tzvie$25.003/11/2011 8:00:39 AM
wild-orange$50.003/10/2011 3:04:17 PM
FASTIZIO_P$25.003/10/2011 5:12:42 PM
musegaze$100.003/11/2011 6:12:08 AM
buffalobills$25.003/11/2011 6:50:40 AM
mlj0671$25.003/11/2011 7:13:57 AM
Reliance_Banker$27.583/11/2011 10:56:45 AM
luann199$25.003/11/2011 7:49:07 AM
chungfang$100.003/11/2011 1:32:19 PM
SecondChanceLendingSERV$25.003/11/2011 9:28:38 AM
loanman2007$25.003/11/2011 5:11:39 AM
mpatrick$25.003/11/2011 10:18:09 AM
Lubava$50.003/11/2011 8:26:50 AM
betula$25.003/11/2011 12:59:11 PM
kind-genuine-dough$25.003/11/2011 9:36:21 AM
aimm$42.473/11/2011 10:14:53 AM
nickel-launcher$25.003/11/2011 1:48:07 PM
cti11$21.633/11/2011 1:54:10 PM
48 Investments
 
Borrower Payment Dependent Notes Series 496961
This series of Notes was issued and sold upon the funding of the borrower loan #47797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1983 Debt/Income ratio: 30%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:14y 9m
Amount delinquent: $0 Total credit lines: 42 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,917Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: courageous-transaction2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
quality one
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5600.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Value of $150,000.00 Mortgage less than 4 years until it is paid for Approx $30,000.00 (Mar-07-2011)
Q: Your revolving credit balance shows as $47,917. What is it consists of? - kindness-launcher
A: Mostly credit cards. I am not sure if the car loan is considered here (Mar-08-2011)
Q: Why do you consider yourself a viable candidate for this loan? - tadpole256
A: I have always paid my bills and have a secure job in RN manager (Mar-11-2011)
Q: What is the purpose of this loan? - tadpole256
A: to get ahead on some bills and to do some repairs to our bathroom (Mar-11-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/7/2011 9:03:06 AM
ingenious-deal6$25.003/7/2011 9:03:29 AM
credit-coach118$25.003/7/2011 9:11:08 AM
113121$25.003/7/2011 9:27:38 AM
KarlMarx$25.003/7/2011 12:51:53 PM
DasMula$27.003/7/2011 11:47:35 AM
leverage-monger$100.003/7/2011 12:47:18 PM
suave-dime6$25.003/7/2011 9:06:07 AM
Tylerh$100.003/7/2011 7:19:18 PM
greencat$50.003/8/2011 7:43:20 AM
patriot897$25.003/8/2011 6:35:38 PM
worthy-bid8$50.003/8/2011 4:14:21 PM
Bob450$25.003/9/2011 2:19:19 AM
ryan6853$25.003/8/2011 2:57:01 PM
CA-Lender$100.003/8/2011 3:17:15 PM
loan-kung-fu$100.003/9/2011 5:18:01 AM
kindness-launcher$1,500.003/8/2011 7:41:23 PM
108lender$200.003/9/2011 9:18:41 AM
golffish2$50.003/9/2011 9:19:35 AM
wild-orange$50.003/9/2011 4:07:16 AM
thelovebug$100.003/9/2011 12:51:55 PM
top-basis-majesty$50.003/10/2011 9:35:28 AM
Eric_Gagne$25.003/10/2011 7:53:17 AM
chkrvrty$50.003/10/2011 4:21:56 AM
loanman2007$25.003/10/2011 11:53:15 AM
jubilant-fund6$25.003/10/2011 5:52:37 PM
loss-of-control$50.003/10/2011 4:50:30 PM
golffish2$100.003/11/2011 7:52:25 AM
Lubava$100.003/11/2011 8:48:43 AM
chungfang$100.003/11/2011 1:32:10 PM
SecondChanceLendingSERV$25.003/11/2011 9:26:23 AM
golffish2$50.003/11/2011 4:09:20 AM
kind-genuine-dough$25.003/11/2011 9:36:03 AM
musegaze$100.003/11/2011 6:11:54 AM
scoobiedoo$50.003/11/2011 10:43:34 AM
zotzot$25.993/11/2011 4:35:28 PM
rcm87$100.003/12/2011 6:30:57 AM
FinanceEngine$25.003/12/2011 8:04:36 AM
squarebob$125.003/11/2011 4:51:00 PM
FeedTheMachine$100.003/12/2011 8:26:30 AM
Azonic21$25.003/12/2011 9:11:54 AM
treasure-widget$25.003/12/2011 10:28:17 AM
Easystreet$25.003/12/2011 1:41:49 PM
mlj0671$25.003/12/2011 8:44:32 AM
skaught$40.003/13/2011 1:03:30 PM
favorable-deal0$25.003/12/2011 3:05:32 PM
smdemo$26.683/14/2011 7:00:23 AM
head$25.003/12/2011 6:59:33 PM
best-generosity-financier$25.003/12/2011 7:09:04 PM
worthy-bid4$25.003/14/2011 9:17:32 AM
MadHun$100.003/14/2011 9:44:57 AM
tech310$50.003/13/2011 8:32:06 PM
FerventOne$26.403/14/2011 9:58:11 AM
-PokerNut$56.253/13/2011 1:54:19 PM
Weaverville$50.003/13/2011 5:48:20 PM
profitable-money$25.003/13/2011 8:15:44 PM
Bocephus1959$25.003/14/2011 9:23:56 AM
yield-trader$50.003/14/2011 10:07:21 AM
58 Investments
 
Borrower Payment Dependent Notes Series 496968
This series of Notes was issued and sold upon the funding of the borrower loan #47743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 12 months Listing End date:  Mar-11-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $236.39
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: 10%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 8 Occupation: Truck Driver
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $1,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: unbelievable-transaction8 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Phase2
Purpose of loan: home improvement
This loan will be used to... repair shubbery

My financial situation: good
I am a good candidate for this loan because...
gainfully employed/minimal debt

Monthly net income: $3700
Monthly expenses: $2100
Housing: $1700
Insurance: $150
Car expenses: $300
Utilities: $75
Phone, cable, internet: $110
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) 226,000 2) 248,000 (Mar-08-2011)
Q: Could you please explain what you mean by 'repair shubbery'. And why presently it is grounds for a loan? - BAJMP
A: Here in the Northeast we have experienced a fairly harsh winter with above adverage snowfall amounts. In past years I protected my landscape shrubs by wrapping them in burlap .Unfortunately that wasn't enough this year and they sustained substantial damage. To protect the value of my home I intend to replace or repair them as needed and anticipate the cost to be in the neighborhood of $2500.00 (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$300.333/8/2011 9:10:06 AM
simplelender80$100.003/8/2011 9:02:44 AM
CA-Lender$100.003/8/2011 3:17:24 PM
KarlMarx$25.003/8/2011 9:06:46 AM
competent-p2p$35.003/8/2011 1:00:49 PM
likeable-hope$25.003/8/2011 1:29:58 PM
vutah$25.003/8/2011 6:05:02 PM
patriot897$25.003/8/2011 6:35:58 PM
Paddington922$25.003/8/2011 8:38:48 PM
leverage-ectasy$27.153/8/2011 9:12:47 PM
Fire2$25.003/8/2011 12:37:30 PM
realtormoises$25.003/8/2011 3:12:15 PM
loan-kung-fu$100.003/9/2011 5:18:18 AM
worthy-bid8$25.003/9/2011 6:31:17 AM
Reddy_Capital$25.003/9/2011 6:37:47 PM
GS-ROCK$25.003/9/2011 11:32:05 AM
thelovebug$100.003/9/2011 12:52:03 PM
a-restless-dollar$50.003/9/2011 4:12:06 PM
Reddy_Capital$25.003/9/2011 6:26:25 PM
tender-ore$25.003/10/2011 5:32:01 AM
rakem777$25.003/10/2011 8:29:08 AM
brightest-dignified-penny$25.003/10/2011 10:42:18 AM
Eric_Gagne$25.003/10/2011 12:43:19 PM
ingenious-deal6$25.003/10/2011 2:06:04 PM
MrRooster101$36.443/10/2011 6:28:59 PM
leverage-monger$100.003/10/2011 8:31:29 AM
mountainpeak$25.003/10/2011 8:58:23 AM
platinum-investor1$25.003/10/2011 12:56:20 PM
duty-monger$50.003/11/2011 8:14:16 AM
Lubava$50.003/11/2011 8:49:20 AM
a-finance-nirvana$25.003/11/2011 1:50:41 AM
chungfang$100.003/11/2011 1:32:20 PM
FASTIZIO_P$25.003/11/2011 1:33:15 AM
SecondChanceLendingSERV$25.003/11/2011 9:41:59 AM
musegaze$100.003/11/2011 6:12:10 AM
interstellar$51.003/11/2011 9:45:21 AM
top-nimble-affluence$25.003/11/2011 5:14:32 PM
scarlet-velvet$25.003/11/2011 6:17:15 PM
dudebrah$25.003/11/2011 8:33:07 PM
sigue$25.003/11/2011 3:07:42 PM
brightest-income-hunter$25.003/11/2011 9:28:01 PM
Forlio$75.083/11/2011 10:13:34 PM
kind-genuine-dough$25.003/11/2011 9:36:23 AM
squarebob$25.003/11/2011 4:56:06 PM
mex_invests$25.003/11/2011 6:55:24 PM
hopeful-truth5$50.003/11/2011 7:00:53 PM
yurison$25.003/11/2011 8:30:04 PM
blue-goal-deal$25.003/11/2011 3:15:55 PM
secureincome$250.003/11/2011 5:09:57 PM
Johnab$25.003/11/2011 8:12:25 PM
BAJMP$25.003/11/2011 9:03:47 PM
51 Investments
 
Borrower Payment Dependent Notes Series 497039
This series of Notes was issued and sold upon the funding of the borrower loan #47742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2006 Debt/Income ratio: 12%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,152Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: reward-influencer082 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my loan
Purpose of loan:
This loan will be used to assist my family in Haiti in relocating themselves to another house as the present one they live in is becoming more unsafe to live in.

My financial situation:
I am a good candidate for this loan because I have a good standing credit score witch reflects the way I comply when it comes to pay my bills on time.


Monthly net income: $3716
Monthly expenses: $
Housing: $775 (rent)
Insurance: $
Car expenses: $343 for loan and $250 for insurance per month
Utilities: $ including in rent except for electricity $81 per month or less
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $650
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: hi, Your current employment is 8 months, how safe is your position with this firm? - firsttouch1
A: Well, it is actually ten months since I have been working for University of Miami Hospital. This is a company that cares about its clients and staffs. The hospital provides its employees with adequate resources that can help them to grow in their field of work. And, as a responsible and hard worker, I take my job very seriously. I take advantage of the opportunities that the hospital offers to its staffs in order to secure my position. I am pretty confident that I'll keep my job for a long time. (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.003/7/2011 6:09:02 PM
Tylerh$100.003/7/2011 7:17:59 PM
BxRealtor$25.003/7/2011 5:32:30 PM
simplelender80$100.003/7/2011 5:35:43 PM
Reddy_Capital$25.003/7/2011 11:08:16 PM
dpries123$25.003/7/2011 5:37:22 PM
Nerdster1$25.053/8/2011 3:36:46 AM
zone6$50.003/8/2011 3:51:10 AM
favorite-commerce$50.003/7/2011 5:41:42 PM
benjamins-utopia$100.003/7/2011 5:32:50 PM
enchanted-yield4$100.003/7/2011 5:33:03 PM
Tradesmanlender$100.003/7/2011 5:36:28 PM
golffish2$100.003/8/2011 5:08:39 AM
competent-p2p$25.003/7/2011 8:04:44 PM
reflective-rupee$400.333/7/2011 8:22:21 PM
hopeful-truth5$100.003/7/2011 9:03:48 PM
radforj22$25.003/8/2011 12:10:27 PM
golffish2$100.003/8/2011 5:12:12 AM
power-companion7$100.003/8/2011 10:12:15 AM
important-ore$150.003/8/2011 12:30:56 PM
Panna$25.003/8/2011 2:26:10 PM
worthy-bid8$100.003/8/2011 4:13:52 PM
GALERXLoans$25.003/8/2011 11:03:57 AM
loss-of-control$50.003/8/2011 5:27:55 PM
patriot897$25.003/8/2011 6:34:26 PM
GeorgiaGator$25.003/8/2011 4:00:20 PM
nickel-ferret$100.003/9/2011 8:50:02 AM
overdrivep$28.143/8/2011 8:28:19 PM
EngineersAlliance$100.003/8/2011 8:32:15 PM
EretzCapital$100.003/9/2011 8:44:25 AM
wild-orange$50.003/9/2011 4:02:25 AM
jdrez$25.003/9/2011 3:14:56 PM
CA-Lender$100.003/9/2011 2:57:01 PM
payout-banker4$25.003/9/2011 6:03:32 PM
Preteur$25.003/9/2011 1:36:46 PM
Pickmar$25.003/10/2011 6:23:02 AM
Aariel$25.003/10/2011 9:52:08 AM
FinDoc$25.003/10/2011 1:41:24 PM
GS-ROCK$25.003/10/2011 9:47:18 AM
Moneypenny6$25.003/10/2011 7:19:48 AM
Eric_Gagne$100.003/10/2011 12:41:35 PM
ethicalhumanist$50.003/10/2011 1:41:50 PM
squarebob$50.003/10/2011 5:22:37 PM
exciting-fairness$200.003/11/2011 5:17:28 AM
friendinmoney$25.003/10/2011 8:44:49 PM
jazz619$25.003/10/2011 2:41:24 PM
golffish2$100.003/11/2011 7:45:43 AM
a-restless-dollar$50.003/11/2011 8:15:49 AM
loanman2007$150.003/11/2011 4:50:21 AM
efficient-treasure0$25.003/11/2011 7:02:35 AM
thankful-nickel2$25.003/10/2011 7:32:06 PM
Johnab$25.003/11/2011 12:43:24 PM
FinanceEngine$25.003/11/2011 9:47:30 AM
engaging-worth$25.003/11/2011 5:24:55 PM
payout-alien6$25.003/11/2011 1:01:02 PM
ghinga$25.003/11/2011 7:17:01 PM
ROYFU$25.003/11/2011 1:23:23 PM
zotzot$25.883/11/2011 4:27:06 PM
bronzmajom$25.003/11/2011 6:13:32 PM
csandb$25.003/11/2011 7:41:37 PM
authoritative-loot$25.003/12/2011 12:11:31 AM
iflyforfun$295.603/12/2011 12:14:24 AM
62 Investments
 
Borrower Payment Dependent Notes Series 497138
This series of Notes was issued and sold upon the funding of the borrower loan #47755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $122.69
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2002 Debt/Income ratio: 8%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,623Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: first-generosity-fertilizer Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate medical and credit card debt.

My financial situation:
I am a good candidate for this loan because... my credit is in excellent standing (750+) and I have significant surplus in my monthly income to handle the monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.003/8/2011 5:01:51 PM
a-exponential-hope$25.003/8/2011 5:01:58 PM
Tradesmanlender$100.003/8/2011 5:03:23 PM
authoritative-capital$100.003/8/2011 5:03:33 PM
kyomoon$50.003/8/2011 5:03:37 PM
worthy-bid8$100.003/8/2011 5:04:11 PM
Preteur$25.003/8/2011 5:04:24 PM
ichibon$200.883/8/2011 5:04:48 PM
bowdish1$50.003/8/2011 5:05:46 PM
Fonthill$100.003/8/2011 5:05:57 PM
blot44$50.003/8/2011 5:06:16 PM
tenacious-compassion9$25.003/8/2011 5:03:55 PM
evnagelist$50.003/8/2011 5:04:06 PM
kind-resolute-dough$100.003/8/2011 5:04:14 PM
TikPmp1$25.003/8/2011 5:04:18 PM
BxRealtor$25.003/8/2011 5:06:06 PM
power-companion7$100.003/8/2011 5:07:03 PM
RandyL3$25.003/8/2011 5:07:07 PM
patriot897$50.003/8/2011 6:26:34 PM
wild-orange$50.003/9/2011 3:52:44 AM
gjm6d$25.003/8/2011 7:52:53 PM
kc_dude$25.003/8/2011 8:34:22 PM
moneyfriend$100.003/8/2011 5:03:07 PM
scrappy-bonus2$25.003/8/2011 5:03:31 PM
DukSerduk$25.003/8/2011 5:03:43 PM
KWarrior$50.003/8/2011 5:03:47 PM
community-pipeline$25.003/8/2011 5:03:49 PM
meux99$25.003/8/2011 5:04:32 PM
minista$25.003/8/2011 5:04:42 PM
fantastic-openness$100.003/8/2011 5:05:49 PM
Supernick$50.003/8/2011 5:05:52 PM
guybyny$29.643/8/2011 5:05:55 PM
Tylerh$100.003/8/2011 5:06:50 PM
BigSurf$25.003/8/2011 10:37:53 PM
one-midas$36.003/8/2011 5:25:27 PM
eCapital$25.003/8/2011 6:04:40 PM
lijah10$34.073/9/2011 9:07:53 AM
outofoffice$77.183/9/2011 9:21:35 AM
gothampark$25.003/9/2011 9:57:24 AM
sentry256$25.003/9/2011 7:27:27 AM
knark$25.003/9/2011 12:06:27 PM
PThor$25.003/9/2011 1:07:21 PM
bigballer105$100.003/9/2011 11:13:19 AM
freetolive$25.003/9/2011 12:00:58 PM
Eric_Gagne$100.003/10/2011 7:53:50 AM
payment-wonder2$25.003/9/2011 6:03:22 PM
TomDalonajay$25.003/10/2011 9:37:19 AM
GS-ROCK$25.003/10/2011 9:49:24 AM
Pickmar$25.003/10/2011 6:27:53 AM
gemoscar$100.003/10/2011 6:42:09 AM
bobby5832708$50.003/10/2011 8:22:12 AM
FundMaker$25.003/10/2011 4:34:18 AM
ibealion$50.003/10/2011 10:18:27 AM
saahilld$25.003/10/2011 1:11:14 PM
thankful-nickel2$25.003/10/2011 7:32:41 PM
friendinmoney$100.003/10/2011 8:48:53 PM
commerce-broker$25.003/11/2011 3:32:34 AM
simiray$25.003/10/2011 11:16:16 AM
wwwUniversal$25.003/10/2011 2:39:10 PM
Exibility-Inc$25.003/10/2011 2:41:35 PM
investment-artist$25.003/10/2011 4:17:07 PM
efficient-treasure0$25.003/11/2011 7:00:05 AM
a-restless-dollar$50.003/11/2011 8:16:17 AM
tomjac2000$25.003/10/2011 8:26:41 PM
squarebob$25.003/11/2011 10:51:14 AM
ITFDEE$100.003/11/2011 9:12:03 PM
sandeepPR$25.003/11/2011 9:54:41 PM
heaven150$100.003/11/2011 10:07:03 PM
mozzarella$40.003/11/2011 8:00:55 PM
UT-Longhorn$25.003/12/2011 6:29:51 AM
CPA-Banker$50.733/11/2011 3:27:09 PM
generosity-magnifico5$50.003/12/2011 7:35:42 AM
shellstar$25.003/12/2011 7:44:20 AM
YellowJacket$25.003/12/2011 2:36:43 AM
missmoneypenny48$25.003/12/2011 8:53:50 AM
ScionAltera$25.003/11/2011 6:08:32 PM
bkb7484$25.003/11/2011 6:20:36 PM
vishal29$100.003/11/2011 10:27:18 PM
jrlvnv$25.003/11/2011 11:22:05 PM
gdfp158$25.003/12/2011 8:03:43 AM
bankojerry$30.003/12/2011 3:47:48 AM
jedi8$25.003/12/2011 5:27:29 AM
FlexFunding$50.003/12/2011 2:41:32 PM
jirahola$50.003/12/2011 11:38:02 AM
next-time$25.003/12/2011 1:56:52 PM
discrete-benjamins0$26.503/12/2011 2:54:21 PM
86 Investments
 
Borrower Payment Dependent Notes Series 497151
This series of Notes was issued and sold upon the funding of the borrower loan #47720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1974 Debt/Income ratio: Not calculated
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:15y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,751Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: johnn9977 Borrower's state: California Borrower's group: Ivo and Friends
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 660-679 (Latest)
Principal borrowed: $6,600.00< 31 days late: 0 ( 0% )  
660-679 (May-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
good guy
Purpose of loan:
This loan will be used to...
help with hurt leg
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time.

Monthly net income: $4800
Monthly expenses: $1120
Housing: $0
Insurance: $70
Car expenses: $400
Utilities: $80
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $60
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$40.003/9/2011 5:02:30 PM
squarebob$25.003/9/2011 5:05:27 PM
JustMee$25.003/9/2011 5:12:36 PM
HammerSmith$25.003/9/2011 5:16:36 PM
Ubiquinone$34.003/9/2011 5:59:01 PM
favorite-commerce$50.003/9/2011 6:19:19 PM
SFBank$49.483/9/2011 6:23:51 PM
five-star-note$25.003/9/2011 5:03:56 PM
restless-dime$25.003/9/2011 5:04:17 PM
reflective-rupee$200.333/9/2011 5:08:44 PM
golffish2$100.003/10/2011 4:32:35 AM
ac787$25.003/9/2011 6:47:11 PM
restless-dime$25.003/9/2011 7:46:54 PM
restless-dime$25.003/9/2011 7:47:37 PM
mikeandcat$73.913/10/2011 6:14:30 AM
investment-artist$25.013/9/2011 5:02:24 PM
Mikale360$25.003/10/2011 7:35:45 AM
DasMula$446.003/9/2011 5:23:21 PM
thankful-nickel2$25.003/9/2011 5:24:47 PM
liberty-magnate$25.003/10/2011 9:25:11 AM
loanman2007$100.003/10/2011 5:49:11 AM
competent-p2p$41.003/9/2011 7:03:46 PM
orange-rapid-benjamins$50.003/9/2011 8:37:58 PM
credit-guard5$25.003/9/2011 9:43:53 PM
CA-Lender$50.003/9/2011 10:26:07 PM
NekHoldings$25.003/10/2011 11:15:05 AM
Moe87$25.323/10/2011 3:08:41 AM
principal-laser$100.003/10/2011 4:28:39 AM
good4loan$50.003/10/2011 11:53:01 AM
ritchie70$32.263/10/2011 5:35:51 PM
FarmersBank$25.003/10/2011 7:49:24 AM
EretzCapital$42.843/10/2011 8:34:33 AM
ryan6853$25.003/10/2011 9:00:36 AM
first-serene-credit$25.003/10/2011 3:45:40 PM
autonomous-truth$100.003/10/2011 4:19:37 PM
Jordan1123$25.003/10/2011 5:21:01 PM
return-grizzly$100.003/10/2011 6:38:07 PM
feb217$25.003/10/2011 7:33:44 PM
friendinmoney$25.003/10/2011 8:54:06 PM
lender12345$25.003/10/2011 8:57:05 PM
Lubava$200.003/11/2011 8:37:45 AM
ready-interest9$25.003/10/2011 3:55:38 PM
Jerrys1951$40.003/10/2011 4:57:42 PM
penny-sergeant$25.003/11/2011 5:14:44 AM
UCLA4life$50.003/11/2011 6:06:16 AM
bobd32$25.003/11/2011 6:54:31 AM
ROYFU$25.003/11/2011 1:13:42 PM
zotzot$25.333/11/2011 3:18:48 PM
mikeandcat$100.003/11/2011 5:27:51 AM
economy-popcorn$25.003/11/2011 6:16:13 AM
paqattack$25.003/11/2011 6:18:20 AM
nodebt2012$27.113/11/2011 10:09:20 AM
gothampark$25.003/11/2011 11:21:14 AM
Amber_Stone$25.003/11/2011 8:16:16 AM
ZOOOM$25.003/11/2011 9:19:36 AM
unforgettable-market3$100.003/11/2011 10:36:16 PM
jrlvnv$25.003/11/2011 11:23:28 PM
trumpeter5$25.003/11/2011 4:57:13 PM
KMB78$25.003/11/2011 9:42:09 AM
zone6$94.823/11/2011 9:50:18 AM
clemclan$25.003/11/2011 9:54:29 AM
FarmersBank$100.003/11/2011 10:55:41 AM
corporatejim$35.243/12/2011 4:32:32 AM
joebob78$25.433/12/2011 5:45:42 AM
hopeful-truth5$50.003/11/2011 7:12:10 PM
genuine-integrity0$25.003/11/2011 1:37:28 PM
payment-halo$25.003/12/2011 6:16:22 AM
innovator2$46.293/11/2011 3:04:01 PM
reflective-rupee$200.333/12/2011 12:32:17 AM
loss-of-control$50.003/11/2011 5:11:51 PM
well-mannered-income3$40.003/12/2011 6:00:58 AM
vishal29$25.003/11/2011 10:40:35 PM
ronin4sale$25.003/12/2011 3:53:19 AM
sweet-payout5$25.003/12/2011 5:23:50 AM
Leshan$300.003/12/2011 6:24:42 AM
75 Investments
 
Borrower Payment Dependent Notes Series 497160
This series of Notes was issued and sold upon the funding of the borrower loan #47739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-09-2011 
Term: 12 months Listing End date:  Mar-12-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1993 Debt/Income ratio: 12%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 10Length of status:0y 10m
Amount delinquent: $305 Total credit lines: 34 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,298Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: enthusiastic-investment3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2640
Monthly expenses: $350
Housing: $503
Insurance: $100
Car expenses: $198
Utilities: $80
Phone, cable, internet: $60
Food, entertainment: $80
Clothing, household expenses: $60
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Lsst appraisal was for $142K (3yrs ago) and I owe $129K (Mar-10-2011)
Q: Can you explain the $305 that you are delinquent? - black-plague
A: I pay all my bills current. Ido not know what this is. I have not pulled a recent copy of my credit report. I will look into it - but at present I cannot answer your question - as I an mot aware of any delinquincies. (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/9/2011 5:01:12 PM
ultimate-peace$50.003/9/2011 5:04:05 PM
q4golf$25.003/9/2011 6:52:44 PM
thelovebug$100.003/9/2011 5:05:28 PM
donkey$31.683/9/2011 7:57:53 PM
CA-Lender$100.003/9/2011 8:11:09 PM
stable-bonus$39.823/10/2011 7:27:35 AM
patriot897$25.003/9/2011 5:04:54 PM
squarebob$25.003/9/2011 5:12:22 PM
reflective-rupee$200.333/9/2011 5:15:08 PM
leverage-monger$100.003/10/2011 8:36:12 AM
GS-ROCK$25.003/10/2011 9:44:11 AM
donkey$25.003/9/2011 8:16:14 PM
Eric_Gagne$25.003/10/2011 12:53:31 PM
zotzot$25.883/10/2011 9:14:47 AM
platinum-investor1$25.003/10/2011 12:57:18 PM
loan-kung-fu$100.003/10/2011 1:41:15 PM
rakem777$25.003/10/2011 8:29:36 AM
purposeful-dedication$25.003/10/2011 10:38:40 AM
vutah$25.003/10/2011 6:59:13 PM
ingenious-deal6$25.003/10/2011 2:06:56 PM
Fish_manager$25.003/10/2011 10:38:19 PM
a-restless-dollar$50.003/11/2011 8:09:52 AM
ac787$26.003/11/2011 3:58:50 AM
SecondChanceLendingSERV$25.003/11/2011 9:42:34 AM
OGS_Capital$25.003/11/2011 11:06:16 AM
black-plague$43.323/11/2011 1:07:13 PM
kazanov$50.003/11/2011 9:10:12 AM
mars2024$27.513/11/2011 2:52:56 PM
ac787$25.003/11/2011 4:01:27 AM
encouraging-rate$25.003/11/2011 10:58:35 AM
capital-kingdom$25.003/11/2011 6:12:29 PM
amlu1988$25.003/11/2011 8:58:38 PM
skidoo99$50.003/11/2011 3:19:38 PM
kind-genuine-dough$25.003/11/2011 9:36:57 AM
squarebob$75.003/11/2011 4:54:32 PM
Cliffie83$44.913/12/2011 5:43:01 AM
well-mannered-income3$25.003/12/2011 6:01:59 AM
Moe87$30.253/12/2011 6:07:16 AM
sigue$25.003/11/2011 3:06:39 PM
MoneyForNothing$5.303/12/2011 6:36:04 AM
upbeat-finance8$25.003/11/2011 5:57:10 PM
hopeful-truth5$50.003/11/2011 7:08:34 PM
rcm87$100.003/12/2011 6:31:54 AM
likeable-hope$25.003/12/2011 4:38:11 AM
vigilance-searcher$25.003/12/2011 6:35:59 AM
46 Investments
 
Borrower Payment Dependent Notes Series 497188
This series of Notes was issued and sold upon the funding of the borrower loan #47765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1993 Debt/Income ratio: 11%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,011Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: magnificent-compassion7 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help me access my money
Purpose of loan: Debt consolidation

This loan will be used to pay back a retirement account loan of $2000. 60 days after I pay back this loan I will be permitted to take out the additional $1000 in need. Time is of the essence.

My financial situation: Improving greatly. I just switch federal agency's from the IRS to the VA for a promotion. I have over 12 years federal service which includes 6 years in the Coast Guard from 1990-1996.

I am a good candidate for this loan because I keep impeccable records, pay all my bills on time, and am EXTREMELY consciencious.

I have a bankruptcy on my record that was discharged in 2008.

Monthly net income: $2,000
Monthly expenses: $1,500
Housing: $400
Insurance: $100
Car expenses: $250
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$40.003/9/2011 9:05:27 AM
transaction-circuit$100.003/9/2011 9:05:47 AM
simplelender80$200.003/9/2011 9:03:28 AM
Tylerh$100.003/9/2011 9:09:25 AM
dRatedOnly$25.003/9/2011 3:18:14 PM
GS-ROCK$25.003/9/2011 11:29:48 AM
thelovebug$100.003/9/2011 12:52:24 PM
ultimate-peace$50.003/9/2011 9:04:33 AM
suave-dime6$25.003/9/2011 9:07:37 AM
patriot897$25.003/9/2011 9:10:30 AM
loan-kung-fu$100.003/9/2011 9:11:06 AM
squarebob$25.003/9/2011 9:12:44 AM
CA-Lender$100.003/9/2011 2:51:21 PM
zotzot$25.993/9/2011 3:14:45 PM
hobday$25.003/10/2011 7:00:42 AM
carrinel$50.003/10/2011 7:05:40 AM
ingenious-deal6$25.003/10/2011 2:06:28 PM
Eric_Gagne$25.003/10/2011 7:57:28 AM
newest-funds-powerplant$25.003/10/2011 1:12:50 PM
realtormoises$25.003/10/2011 3:12:09 PM
kind-genuine-dough$25.003/11/2011 9:36:53 AM
kazanov$50.003/11/2011 9:09:05 AM
Asian-Persuasion$25.003/11/2011 8:17:52 AM
ghinga$25.003/11/2011 7:25:46 PM
Edwardtomo$50.003/11/2011 7:24:33 PM
bluebouyz$25.003/11/2011 3:20:21 PM
ZLyons$25.003/12/2011 2:11:10 PM
dudebrah$25.003/12/2011 6:02:20 PM
Engineer44$30.003/13/2011 4:00:48 AM
rcm87$100.003/12/2011 6:31:51 AM
tough-income4$33.063/12/2011 9:39:29 AM
yons88$30.003/12/2011 9:09:30 PM
astra-lender$50.003/12/2011 10:32:37 PM
best-generosity-financier$25.003/12/2011 7:22:17 PM
green-rapid-openness$100.003/13/2011 2:57:09 PM
wild-orange$25.003/13/2011 4:52:40 PM
katnmouse$25.003/13/2011 4:53:02 PM
Top_Gun_Lender$36.493/13/2011 9:22:35 PM
alliancecapital1$25.003/13/2011 10:00:21 PM
the-yield-surfer$119.753/13/2011 10:13:30 PM
Valley-of-the-Dollar$34.713/13/2011 7:32:08 PM
41 Investments
 
Borrower Payment Dependent Notes Series 497194
This series of Notes was issued and sold upon the funding of the borrower loan #47754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $293.30
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2002 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 37 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,667Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: EJ217 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Debt Consolidation
Purpose of loan: To consolidate bills into one payment
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because... I pay my bills on time and this loan would keep the same interest rate just make it into one payment


Monthly net income: $ 8000
Monthly expenses: $ 5500
Housing: $ 2300
Insurance: $ 500
Car expenses: $ 500
Utilities: $ 300
Phone, cable, internet: $ 400
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My home is valued at 255K and my balance is 233K. I have attempted to explore a HELOC but unfortunately due to me being a new homeowner I do not have the equity required. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
mrxtravis$25.003/11/2011 9:05:25 AM
autonomous-truth$111.193/11/2011 12:01:57 PM
velocity-motivator6$100.003/11/2011 9:02:25 AM
five-star-note$25.003/11/2011 9:03:23 AM
Kash2010lu$35.003/11/2011 9:04:50 AM
SecondChanceLendingSERV$25.003/11/2011 9:15:37 AM
larryboy10$50.003/11/2011 3:57:36 PM
dime-bigwig4$150.003/11/2011 4:59:58 PM
Finchy78$25.003/11/2011 11:09:22 AM
SolarMoonshine$100.003/11/2011 5:58:01 PM
simplelender80$100.003/11/2011 9:01:13 AM
ingenious-deal6$25.003/11/2011 9:02:02 AM
suave-dime6$25.003/11/2011 9:03:10 AM
genuine-integrity0$25.003/11/2011 1:38:55 PM
CA-Lender$100.003/11/2011 2:26:48 PM
credit-missile$100.003/11/2011 9:28:08 AM
head$100.003/11/2011 4:13:45 PM
riveting-credit5$271.123/11/2011 5:07:55 PM
reflective-rupee$1,000.333/11/2011 10:17:41 AM
liberty-magnate$50.003/11/2011 11:13:46 AM
Mikale360$25.003/12/2011 4:57:11 AM
competent-p2p$101.003/11/2011 1:01:14 PM
Fire2$25.003/12/2011 5:38:21 AM
DasMula$100.003/11/2011 1:48:09 PM
hookUup$25.003/11/2011 9:30:20 PM
zotzot$100.553/11/2011 3:16:05 PM
thankful-nickel2$25.003/11/2011 3:28:04 PM
unforgettable-market3$100.003/11/2011 11:44:33 PM
Azonic21$25.003/12/2011 9:12:26 AM
credit-missile$25.003/12/2011 4:06:21 AM
fairness-atmosphere$25.003/12/2011 10:09:38 AM
the-kindness-honker$100.003/11/2011 11:20:48 PM
thrifty-capital$25.003/12/2011 6:03:18 PM
principal-laser$65.983/12/2011 4:39:40 AM
hillerod$25.253/12/2011 11:02:03 AM
Ray3486$25.003/12/2011 9:24:58 PM
hopeful-truth5$50.003/12/2011 11:53:23 AM
astra-lender$50.003/12/2011 10:44:11 PM
chameleon125$50.003/13/2011 6:14:04 AM
bughead$25.003/13/2011 6:37:01 AM
ac787$25.003/13/2011 6:39:54 AM
loss-of-control$50.003/12/2011 1:31:39 PM
credit-coach118$25.003/13/2011 12:47:17 PM
Nerdster1$25.053/12/2011 4:57:22 PM
spiff666$25.003/12/2011 11:47:41 AM
orange-rapid-benjamins$50.003/13/2011 6:59:07 PM
squarebob$25.003/13/2011 6:12:08 AM
lendstats_com$200.003/12/2011 12:43:02 PM
loanman2007$200.003/12/2011 1:13:50 PM
hidavehi$40.003/13/2011 8:38:49 PM
five-star-note$300.003/13/2011 10:59:04 PM
worldly-money4$100.003/12/2011 4:42:17 PM
platinum-czar$100.003/12/2011 6:34:32 PM
credit-missile$25.003/12/2011 7:12:57 PM
Weaverville$25.003/13/2011 5:50:03 PM
Rogelio48$25.003/14/2011 3:13:45 PM
Shining-Star$25.003/14/2011 3:36:14 PM
bassman46$100.003/14/2011 2:01:58 PM
brightest-dignified-penny$25.003/14/2011 4:13:54 PM
riveting-credit5$351.763/14/2011 7:01:45 PM
YoungTaxMan$50.003/14/2011 5:43:04 PM
the-serene-transaction$37.443/14/2011 5:51:14 PM
futurechef11$30.003/14/2011 2:00:07 PM
TeaHouseFinance$26.043/14/2011 4:42:50 PM
bold-direct-asset$50.003/14/2011 7:02:04 PM
papaloha$25.003/14/2011 8:09:56 PM
Rip128$100.003/15/2011 5:49:19 AM
principal-laser$62.763/15/2011 4:05:38 AM
reward-adventure$50.003/15/2011 4:58:10 AM
mpatrick$25.003/14/2011 6:29:08 PM
Reliance_Banker$25.003/15/2011 6:32:08 AM
economy-popcorn$25.003/15/2011 6:47:32 AM
well-mannered-income3$80.003/14/2011 7:43:55 PM
Rulea72$25.833/15/2011 7:43:30 AM
Leshan$300.003/15/2011 7:49:53 AM
dollar-sonnet3$50.003/15/2011 3:21:51 AM
Wellman$50.003/15/2011 4:03:11 AM
reflective-rupee$500.333/15/2011 4:24:28 AM
brondero$80.003/15/2011 5:02:27 AM
mlj0671$25.003/15/2011 7:34:07 AM
organic-treasure$25.003/15/2011 8:03:33 AM
corporatejim$27.463/15/2011 8:10:55 AM
bsmtloan$100.003/15/2011 8:17:44 AM
bsmtloan$52.913/15/2011 8:18:06 AM
84 Investments
 
Borrower Payment Dependent Notes Series 497316
This series of Notes was issued and sold upon the funding of the borrower loan #47791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-10-2011 
Term: 12 months Listing End date:  Mar-14-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $719.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1996 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $88Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: best-immaculate-contract Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Purchase
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...This established business has a proven sales record as follows below


Monthly net income: $17000
Monthly expenses: $7800
Lease: $2200
Insurance: $350
Car expenses: $0
Utilities: $750
Phone, cable, internet: $250
Food, entertainment: $3500
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe the type of business you are purchasing. Also, please go over the delinquencies shown in your credit file. - organic-treasure
A: It's a pizza business that has been established for over 5 years. I don't have any delinquencies or shouldn't. I will check the report to see what is on it that shouldn't be. (Mar-10-2011)
Q: I understand you are buying a business, but what are the specifics of this this business? And why do you the need a loan for it if your finances show your monthly income is $17K with only expenses of $7,800? - BAJMP
A: I don't have the business at this point. It costs $69,000 and I have $60,000 of it. I'm looking to find the final $10,000 funding to complete the sale. The business averages $17,000 in sales each month and the expenses including rent are $7800 per month. Once I take the business over the first week of April, I will be making enough money to pay back the loan. (Mar-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage is $900/month and there is no second mortgage. The house value is $195,000. (Mar-14-2011)
Q: What is your mortgage balance? (not the monthly payment) - kindness-launcher
A: $98,000 (Mar-14-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$40.003/10/2011 9:03:46 AM
suave-dime6$25.003/10/2011 9:04:14 AM
tipan1$116.003/10/2011 10:47:31 AM
loyalist1$100.003/10/2011 9:03:39 AM
patriot897$25.003/10/2011 1:41:21 PM
competent-p2p$101.003/10/2011 11:03:19 AM
ingenious-deal6$25.003/10/2011 2:07:03 PM
simplelender80$150.003/10/2011 9:01:58 AM
CA-Lender$100.003/10/2011 9:05:30 AM
a-restless-dollar$50.003/11/2011 8:10:44 AM
SecondChanceLendingSERV$25.003/11/2011 9:16:16 AM
reflective-rupee$500.333/10/2011 5:48:02 PM
soulful-truth$100.003/11/2011 7:41:39 AM
BAJMP$25.003/11/2011 7:52:42 AM
loanman2007$50.003/11/2011 12:35:56 PM
secureincome$2,000.003/11/2011 1:24:54 PM
kind-genuine-dough$25.003/11/2011 9:37:02 AM
rcm87$100.003/12/2011 6:31:58 AM
Tylerh$100.003/11/2011 4:15:46 PM
rockhound84$25.003/12/2011 5:36:04 AM
Shining-Star$100.003/11/2011 10:45:44 PM
icanhasloanz$50.003/12/2011 12:38:02 PM
marketplace-spark$25.003/12/2011 4:31:12 PM
worldly-money4$100.003/12/2011 4:42:19 PM
larryboy10$25.003/12/2011 5:43:48 PM
zotzot$100.443/12/2011 6:20:43 PM
2k1Toaster$135.003/13/2011 1:00:52 AM
Gibbyland$100.003/12/2011 11:27:01 AM
Silver-Penny001$25.003/12/2011 9:02:32 PM
Weaverville$25.003/13/2011 5:50:08 PM
vigilance-searcher$25.003/13/2011 12:58:47 PM
squarebob$25.003/13/2011 2:18:37 PM
inspiring-credit4$25.003/14/2011 1:01:18 PM
AlfinityBank25$25.003/14/2011 2:38:11 PM
eagle1271$25.003/14/2011 1:42:35 PM
kindness-launcher$2,907.233/14/2011 5:35:17 PM
velocity-owner4$100.003/14/2011 2:43:28 PM
37 Investments
 
Borrower Payment Dependent Notes Series 497382
This series of Notes was issued and sold upon the funding of the borrower loan #47729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 12 months Listing End date:  Mar-11-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2008 Debt/Income ratio: 21%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 2 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $942Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: brightest-balance-cake Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2000 dollar personal loan
Purpose of loan:
This loan will be used to...Pay for my automotive repairs and remaining payments for the car itself.

My financial situation:
I am a good candidate for this loan because...I've never missed a credit card payment phone payment or car payment. I enjoy my job and my monthly income is always between 750 and 800 dollars.


Monthly net income: 750 800$
Monthly expenses:0 $
Housing: 0 $
Insurance: 156 $
Car expenses: 100 $
Utilities: $
Phone, cable, internet: 50 $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$40.003/10/2011 5:01:23 PM
thelovebug$100.003/10/2011 5:04:45 PM
CA-Lender$100.003/10/2011 5:05:26 PM
ingenious-deal6$25.003/10/2011 5:05:56 PM
NorthlandAlchemist$100.003/10/2011 10:51:58 PM
vine99$40.003/10/2011 5:01:22 PM
ac787$25.003/11/2011 4:02:00 AM
LittleMingo$31.003/11/2011 4:56:29 AM
helpful-deal1$50.003/11/2011 5:47:12 AM
DHolly$50.003/10/2011 5:49:32 PM
Paddington922$25.003/10/2011 5:56:28 PM
manvsvegas$28.663/10/2011 6:28:09 PM
CASSHMAN$125.003/10/2011 6:41:04 PM
dogtime19$50.003/10/2011 6:46:25 PM
clandrummer$25.003/10/2011 9:00:11 PM
simplelender80$200.003/10/2011 5:01:13 PM
glenium$25.003/11/2011 2:41:04 AM
Nerdster1$25.053/11/2011 3:53:49 AM
realtormoises$25.003/11/2011 4:50:12 AM
123invest$36.013/11/2011 5:14:53 AM
Cashlender1992$68.003/11/2011 5:17:13 AM
taetrade$25.003/11/2011 5:29:19 AM
BansirOfBabylon$25.003/11/2011 5:38:05 AM
reflective-rupee$400.333/10/2011 5:07:24 PM
the-innovator331$59.103/11/2011 5:57:44 AM
Wangchuk$25.013/10/2011 5:08:09 PM
Eric_Gagne$75.003/10/2011 6:30:22 PM
engaging-worth$25.003/10/2011 8:20:17 PM
ac787$28.003/11/2011 4:00:24 AM
loanman2007$100.003/11/2011 5:07:42 AM
wise-benjamins-fortress$25.003/11/2011 6:36:06 AM
sdcc72$18.843/11/2011 6:58:28 AM
32 Investments
 
Borrower Payment Dependent Notes Series 497426
This series of Notes was issued and sold upon the funding of the borrower loan #47745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2001 Debt/Income ratio: 46%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,412Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: blue-resolute-basis Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BGCW
The purpose of this loan is to expand services offered at our self serve car wash. We would like to install a touchless automatic to help increase income while limiting expense as much as possible.

I am an excellent candidate for this loan I have great credit and am financially stable with both my business and my personal finances. My wife and I have owned and operated our car wash for almost 4 years. Above and beyond owning the car wash we both work full time jobs and are very career focused and motivated. We are focused on our future and hope that this loan will help aid in the expansion and diversification of our business.

Monthly net income: $6,250
Monthly expenses: $200.00
Housing: $675.00
Insurance: $180.00
Car expenses: $0.00
Utilities: $100.00
Phone, cable, internet: $100.00
Clothing, household expenses: $0.00
Credit cards and other loans: $300.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Is it safe to assume that the stated annual income is just for you while the reported monthly income includes both you and your wife? - orange-impartial-asset
A: Yes, that is correct. (Mar-10-2011)
Q: Also, why is your revolving credit balance so high in relation to your total capacity? Is it related to your car wash business? - orange-impartial-asset
A: You are correct, it is due to the car wash business. (Mar-10-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DasMula$100.003/10/2011 9:03:23 AM
CA-Lender$100.003/10/2011 9:05:29 AM
nickel-hickory$300.003/10/2011 9:22:23 AM
reflective-rupee$500.333/10/2011 9:31:59 AM
zotzot$25.883/10/2011 9:40:24 AM
squarebob$125.003/10/2011 9:55:37 AM
lendstats_com$50.003/10/2011 11:31:59 AM
simplelender80$150.003/10/2011 9:02:04 AM
loyalist1$100.003/10/2011 9:03:40 AM
suave-dime6$25.003/10/2011 9:04:20 AM
restless-dime$25.003/10/2011 9:04:35 AM
chih2han$50.003/10/2011 9:10:59 AM
ethicalhumanist$25.003/10/2011 1:47:31 PM
ryclsun$50.003/10/2011 9:11:40 AM
restless-dime$75.003/10/2011 9:21:57 AM
investment-artist$25.003/10/2011 3:28:27 PM
EretzCapital$150.003/10/2011 3:49:14 PM
slg6200$36.443/10/2011 10:07:07 AM
competent-p2p$50.003/10/2011 11:02:09 AM
bold-steady-peso$25.003/10/2011 6:11:19 PM
Wyatte$25.003/10/2011 6:17:54 PM
nodebt2012$25.003/10/2011 2:06:42 PM
Artist_Blue$25.003/10/2011 2:41:35 PM
cash-raccoon$25.003/10/2011 9:11:10 AM
treasure-pipeline$25.003/10/2011 9:11:14 AM
commerce-renewal$100.003/10/2011 9:11:35 AM
purpledog18$50.003/10/2011 9:11:37 AM
DasMula$441.003/10/2011 9:11:44 AM
DasMula$1,000.003/10/2011 9:14:14 AM
credit-elation1$25.003/10/2011 3:41:52 PM
gothampark$25.003/10/2011 4:34:19 PM
ShadowLender$118.003/10/2011 4:41:14 PM
loss-of-control$150.003/10/2011 4:53:43 PM
transformer855$25.003/10/2011 10:41:19 AM
Math_Physics$25.003/10/2011 12:00:58 PM
larryboy10$50.003/10/2011 6:08:44 PM
Eric_Gagne$100.003/10/2011 12:50:04 PM
orange-impartial-asset$500.003/10/2011 1:07:52 PM
ingenious-deal6$25.003/10/2011 2:07:08 PM
RecoveryLender$100.003/10/2011 7:36:36 PM
Zipcut$100.003/10/2011 9:08:45 PM
kttalamo$50.003/10/2011 10:54:43 PM
Amber_Stone$50.003/11/2011 8:20:07 AM
balanced-balance6$25.003/11/2011 9:01:22 AM
autonomous-truth$200.003/10/2011 4:32:34 PM
loanman2007$200.003/11/2011 5:10:49 AM
kind-genuine-dough$25.003/11/2011 9:37:06 AM
well-mannered-income3$100.003/10/2011 6:30:48 PM
SFBank$150.003/10/2011 7:37:19 PM
Lubava$200.003/11/2011 8:28:02 AM
sturdy-peace9$31.003/11/2011 8:37:08 AM
Shining-Star$100.003/11/2011 8:42:44 AM
SecondChanceLendingSERV$25.003/11/2011 9:04:20 AM
credit-coach118$100.003/11/2011 9:20:23 AM
Nerdster1$35.053/11/2011 3:49:49 AM
nickel-hickory$800.003/11/2011 9:43:18 AM
RyanM561$25.003/11/2011 6:15:28 AM
cerebral-dollar773$250.003/11/2011 6:56:38 AM
wonder3$25.003/11/2011 6:58:00 AM
EL_Papin$100.003/11/2011 7:39:03 AM
nilonc1$100.003/11/2011 8:32:30 AM
61 Investments
 
Borrower Payment Dependent Notes Series 497478
This series of Notes was issued and sold upon the funding of the borrower loan #47730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1998 Debt/Income ratio: 24%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,617Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: bonus-chestnut266 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debt.

My financial situation:
I am a good candidate for this loan because... I pay by bills on time and definitely afford this monthly payment.


Monthly net income: $ 4,000
Monthly expenses: $ 2,550
Housing: $ 0
Insurance: $ 350
Car expenses: $ 1,000
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 350
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/11/2011 9:13:55 AM
Danjack_Capital$25.003/11/2011 9:21:08 AM
KMB78$25.003/11/2011 9:41:59 AM
MarvintheMartian$25.003/11/2011 10:26:53 AM
lendstats_com$200.003/11/2011 11:20:27 AM
transformer855$25.003/11/2011 12:27:48 PM
restless-dime$25.003/11/2011 9:01:56 AM
CA-Lender$50.003/11/2011 2:27:05 PM
favorite-commerce$50.003/11/2011 3:04:51 PM
investment-raker8$50.003/11/2011 5:00:55 PM
reflective-rupee$400.333/11/2011 10:21:32 AM
tigercat$50.003/11/2011 5:30:53 PM
competent-p2p$25.003/11/2011 12:56:36 PM
ZOOOM$25.003/11/2011 6:13:02 PM
restless-dime$25.003/11/2011 6:20:50 PM
DasMula$500.003/11/2011 7:38:54 PM
DasMula$500.003/11/2011 7:46:06 PM
angelgirl777$100.003/11/2011 10:16:33 PM
bluehen00$25.473/12/2011 4:51:13 AM
Rogelio48$30.003/11/2011 6:33:05 PM
DasMula$100.003/11/2011 1:45:12 PM
well-mannered-income3$25.003/12/2011 6:04:20 AM
Moe87$35.003/12/2011 6:08:56 AM
loanman2007$200.003/12/2011 7:08:01 AM
leverage-monger$69.533/12/2011 8:04:32 AM
SolarMoonshine$25.003/11/2011 6:12:57 PM
DasMula$173.003/11/2011 7:37:40 PM
Onlyhappycustomers$25.003/11/2011 9:18:14 PM
generosity-magnifico5$25.003/12/2011 7:41:25 AM
friendinmoney$25.003/12/2011 8:01:33 AM
MilitaryLending$33.883/12/2011 2:36:36 AM
ddoneday$32.793/12/2011 4:28:13 AM
sweet-payout5$25.003/12/2011 5:25:24 AM
buffalobills$25.003/12/2011 7:50:42 AM
34 Investments
 
Borrower Payment Dependent Notes Series 497537
This series of Notes was issued and sold upon the funding of the borrower loan #47775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 24%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $947Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: Go-RedSox Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to pay down my lone credit card which has a balance of $1,400. This will increase my available credit, thus increasing my credit score. A higher credit score will help me finance a ring to propose to my future fiance :-)

I'm a full time financial professional with only one credit card and perfect car history.

I am a good candidate for this loan because I have been the victim of credit card fraud and have fought my way back over the last 5 years. I understand credit now more than ever. I now have only one credit card and am working to increase my credit limit but need to pay this card down.

Monthly net income: $3,500
Monthly expenses: $2,100
Housing: $450
Insurance: $85
Car expenses: $501.09
Utilities: $120
Phone, cable, internet: $240
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $355 - Student Loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please publish a listing of account credit card debts for EACH of your current loans, debt, credit cards. (eg, Amex Card 1,500 at 29%, payday loan 5,000 at 69%, etc ...). No need to list any private information - Thanks! - Been_There_Owed_That
A: My tradelines read as follows: Account Name AMERICAN HONDA FINANCE Account # 11112XXXX Type: Auto Loan Balance $19,730.00 @ 8.74% Date Opened 11/1/2008 Status: Current Account Name CAP ONE Account # 51780597XXXX Type: Credit Card Balance $947.00 @ 17.90% Date Opened 12/1/2009 Status: Current Account Name CITIBANK N A Account # 1428833XXXX Type: Education Loan Balance $47,277.00 @ 9.05% Date Opened 11/1/2006 Status: Current I will also post this on my profile. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
transaction-circuit$100.003/10/2011 5:01:28 PM
squarebob$25.003/10/2011 5:07:49 PM
DHolly$50.003/10/2011 5:47:16 PM
vutah$25.003/10/2011 6:19:43 PM
Eric_Gagne$50.003/10/2011 6:24:55 PM
get30inc$50.003/11/2011 1:29:55 AM
shrewd-peace7$25.003/11/2011 1:48:58 AM
wild-orange$25.003/11/2011 2:06:37 AM
reflective-rupee$25.333/10/2011 5:09:41 PM
competent-p2p$25.003/10/2011 7:05:29 PM
GellMaster$25.003/11/2011 1:27:28 AM
simplelender80$200.003/10/2011 5:01:19 PM
daekpon$40.003/10/2011 5:01:25 PM
suave-dime6$25.003/10/2011 5:03:07 PM
thelovebug$100.003/10/2011 5:04:51 PM
CA-Lender$100.003/10/2011 5:05:32 PM
ingenious-deal6$25.003/10/2011 5:06:04 PM
SolarMoonshine$25.003/10/2011 5:48:53 PM
ChoiceInvestments$28.003/11/2011 10:47:57 AM
social-heart$125.003/11/2011 2:04:17 PM
bluebouyz$25.003/12/2011 9:26:48 AM
spiff666$25.003/12/2011 11:46:33 AM
zotzot$25.003/12/2011 6:28:00 PM
realtormoises$25.003/12/2011 6:49:03 AM
EngineersAlliance$100.003/13/2011 3:12:24 PM
green-rapid-openness$100.003/13/2011 3:09:37 PM
scarlet-velvet$25.003/14/2011 5:28:28 PM
FASTIZIO_P$25.003/14/2011 1:38:18 PM
Interstate_Rate$100.003/14/2011 10:57:01 AM
unfixer$25.003/14/2011 4:25:40 PM
carrinel$73.943/14/2011 4:41:41 PM
bentonlending$25.003/14/2011 8:21:30 PM
first-dinero-temple$25.003/14/2011 9:54:08 PM
KTOWN$30.003/14/2011 10:36:20 PM
worldly-money4$150.003/14/2011 2:34:23 PM
ethicalhumanist$25.003/14/2011 2:56:28 PM
dudebrah$25.003/14/2011 6:28:13 PM
Land_on_your_feet$75.003/14/2011 7:04:20 PM
dollar-sonnet3$50.003/15/2011 3:21:51 AM
_Sri_Bank_$100.003/15/2011 3:21:54 AM
duty-monger$50.003/15/2011 3:37:11 AM
TFAD72$25.003/14/2011 7:30:28 PM
Wellman$50.003/15/2011 4:03:10 AM
lovely-order7$25.003/15/2011 5:31:50 AM
wampum-chorus3$26.483/15/2011 5:42:49 AM
ghinga$25.003/14/2011 6:44:45 PM
rainorshine47$25.003/15/2011 5:15:02 AM
squarebob$51.253/15/2011 5:47:43 AM
glenium$25.003/15/2011 3:10:39 AM
reward-adventure$50.003/15/2011 4:58:09 AM
50 Investments
 
Borrower Payment Dependent Notes Series 497551
This series of Notes was issued and sold upon the funding of the borrower loan #47803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 12 months Listing End date:  Mar-15-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $264.75
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1974 Debt/Income ratio: 23%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,734Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: new-cordial-p2p Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
phillygalg
Purpose of loan:
This loan will be used to... pay income tax

My financial situation:
I am a good candidate for this loan because... retired but with a good monthly pension.


Monthly net income: $4300.00
Monthly expenses: $2150.00
Housing: $750
Insurance: $500
Car expenses: $50
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $75
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
thelovebug$100.003/11/2011 9:03:55 AM
ultimate-peace$50.003/11/2011 9:04:14 AM
LittleMingo$25.003/11/2011 9:31:38 AM
87Marc$25.003/11/2011 9:43:49 AM
MarvintheMartian$25.003/11/2011 10:23:03 AM
leverage-monger$25.003/11/2011 11:01:05 AM
capital-kingdom$25.003/11/2011 12:24:23 PM
simplelender80$100.003/11/2011 9:01:22 AM
ingenious-deal6$25.003/11/2011 9:04:26 AM
reflective-rupee$280.333/11/2011 9:12:14 AM
CA-Lender$100.003/11/2011 2:26:59 PM
SecondChanceLendingSERV$25.003/11/2011 9:43:27 AM
vutah$25.003/11/2011 10:35:54 AM
EretzCapital$25.003/11/2011 11:37:28 AM
upbeat-finance8$50.003/11/2011 6:00:44 PM
favorite-commerce$50.003/11/2011 3:04:15 PM
competent-p2p$40.003/11/2011 12:53:05 PM
DasMula$27.003/11/2011 1:55:58 PM
brightest-income-hunter$25.003/11/2011 9:31:33 PM
gdfp158$25.003/12/2011 7:57:43 AM
ac787$27.003/12/2011 11:08:15 AM
Gibbyland$100.003/12/2011 11:32:04 AM
ghinga$25.003/11/2011 7:38:50 PM
amlu1988$25.003/11/2011 9:01:14 PM
BAJMP$25.003/11/2011 9:05:06 PM
hopeful-truth5$50.003/12/2011 11:49:11 AM
icanhasloanz$50.003/12/2011 12:40:28 PM
loanman2007$50.003/12/2011 1:15:38 PM
marketplace-spark$25.003/12/2011 4:31:14 PM
newest-unbeatable-currency$50.003/14/2011 8:16:51 AM
suave-dime6$25.003/13/2011 3:42:49 PM
a-restless-dollar$50.003/14/2011 6:13:07 AM
vigilance-searcher$25.003/13/2011 1:00:24 PM
inspiring-credit4$25.003/14/2011 1:05:15 PM
worldly-money4$150.003/14/2011 2:34:30 PM
AlfinityBank25$25.003/14/2011 2:35:59 PM
genelinist$25.003/14/2011 12:03:13 PM
Bocephus1959$55.003/14/2011 9:37:25 AM
treasure-brigade$25.003/14/2011 10:28:51 AM
mammalian4$25.003/14/2011 8:32:35 PM
imdave4me$30.003/14/2011 10:04:41 PM
Bob450$25.003/15/2011 1:35:26 AM
Paddington922$25.003/14/2011 4:39:46 PM
first-dinero-temple$25.003/14/2011 9:58:54 PM
Shining-Star$25.003/15/2011 12:05:49 AM
FG9YTR$25.003/15/2011 7:52:43 AM
Wellman$50.003/15/2011 4:03:33 AM
UBOtto186$100.003/15/2011 7:14:28 AM
rakem777$25.003/15/2011 9:59:44 AM
Bidwinner08$37.933/14/2011 8:30:46 PM
new-goodhearted-economy$106.623/15/2011 11:17:03 AM
FASTIZIO_P$25.003/15/2011 1:35:39 AM
ore-dojo$25.003/15/2011 9:08:03 AM
evergreen16$50.003/15/2011 9:42:21 AM
the-serene-transaction$31.123/15/2011 9:50:53 AM
reward-adventure$50.003/15/2011 4:58:20 AM
leverage-monger$40.003/15/2011 7:23:49 AM
mlj0671$25.003/15/2011 7:48:27 AM
dpries123$25.003/15/2011 10:28:15 AM
Lubava$50.003/15/2011 10:56:46 AM
RoccoLoan$50.003/15/2011 11:02:05 AM
patriot897$25.003/15/2011 11:12:43 AM
62 Investments
 
Borrower Payment Dependent Notes Series 497614
This series of Notes was issued and sold upon the funding of the borrower loan #47732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1978 Debt/Income ratio: 3%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:31y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $824Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: swoosh1 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 42 ( 98% ) 700-719 (Latest)
Principal borrowed: $4,300.00< 31 days late: 1 ( 2% )  
600-619 (Jul-2009)
600-619 (Jun-2007)
(Feb-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
swoosh1
Purpose of loan:
This loan will be used to...consildate bills

My financial situation:
I am a good candidate for this loan because...
I have had two previous loans with propser(both paid off) and have always been on time and never missed any payments.
I would appreciate your consideration in funding this current request


Monthly net income: $2860
Monthly expenses: $
Housing: $775
Insurance: $150
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $80
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/11/2011 5:06:03 PM
MoneyForNothing$169.303/11/2011 5:08:47 PM
vutah$25.003/11/2011 5:13:34 PM
Jerrys1951$30.003/11/2011 6:48:17 PM
competent-p2p$55.003/11/2011 6:59:15 PM
ghinga$25.003/11/2011 7:41:56 PM
hookUup$25.003/11/2011 9:27:20 PM
Nasdaq$25.003/12/2011 12:50:51 AM
simplelender80$150.003/11/2011 5:02:36 PM
daekpon$40.003/11/2011 5:02:53 PM
five-star-note$25.003/11/2011 5:04:20 PM
twjh$25.003/12/2011 3:28:50 AM
DasMula$57.003/11/2011 5:09:41 PM
DHolly$50.003/11/2011 5:10:50 PM
mikeandcat$100.003/11/2011 6:44:01 PM
Moe87$25.003/12/2011 6:05:13 AM
thankful-nickel2$25.003/11/2011 8:33:52 PM
social-heart$100.003/12/2011 2:15:47 AM
Soulphoniks-Holdings$78.543/12/2011 7:25:08 AM
Sturgee$25.003/12/2011 7:47:28 AM
trumpeter5$50.003/12/2011 7:53:34 AM
zotzot$50.113/11/2011 5:02:17 PM
mikeandcat$76.933/12/2011 8:26:42 AM
LittleMingo$30.273/11/2011 5:02:41 PM
jhouman$25.003/11/2011 5:02:48 PM
UCLA4life$50.003/11/2011 5:03:07 PM
lloyd_s$25.003/12/2011 3:18:06 AM
gtdane$29.793/12/2011 9:05:24 AM
thelovebug$100.003/11/2011 5:05:05 PM
ingenious-deal6$25.003/11/2011 5:05:24 PM
Milonguero$100.003/12/2011 9:47:20 AM
SolarMoonshine$25.003/11/2011 6:02:07 PM
fabulous-community4$25.003/12/2011 4:32:13 AM
ac787$48.003/12/2011 4:36:50 AM
reflective-rupee$100.333/11/2011 6:20:20 PM
friendinmoney$25.003/12/2011 8:10:32 AM
leverage-monger$25.003/12/2011 8:19:10 AM
econgineer$50.003/12/2011 8:21:35 AM
interstellar$39.823/12/2011 8:22:51 AM
foothillender$25.003/12/2011 7:06:19 AM
rate-hickory$25.003/12/2011 8:04:51 AM
NekHoldings$25.003/12/2011 8:46:15 AM
113121$869.913/12/2011 9:49:14 AM
43 Investments
 
Borrower Payment Dependent Notes Series 497775
This series of Notes was issued and sold upon the funding of the borrower loan #47763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-14-2011 
Term: 12 months Listing End date:  Mar-14-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $171.21
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1988 Debt/Income ratio: 11%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:24y 9m
Amount delinquent: $0 Total credit lines: 47 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,726Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: clean-trade0 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fast cash loan !
Purpose of loan: To pay off some bills !!
This loan will be used to...Pay bills !

My financial situation: Bank of america
I am a good candidate for this loan because... I always pay my bills !
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exact-gold2$25.003/14/2011 9:02:06 AM
blot44$25.003/14/2011 9:02:14 AM
efficient-treasure0$25.003/14/2011 9:02:23 AM
fantastic-openness$100.003/14/2011 9:03:41 AM
Fonthill$100.003/14/2011 9:03:46 AM
Pickmar$25.003/14/2011 9:12:16 AM
thankful-nickel2$25.003/14/2011 9:50:31 AM
reflective-rupee$25.333/14/2011 11:19:35 AM
moneyfriend$100.003/14/2011 9:01:35 AM
DukSerduk$25.003/14/2011 9:02:56 AM
kyomoon$50.003/14/2011 9:03:11 AM
meux99$25.003/14/2011 9:03:32 AM
power-companion7$100.003/14/2011 9:07:34 AM
davisfl$100.003/14/2011 9:07:40 AM
CEK360$562.403/14/2011 1:01:19 PM
emo13$100.003/14/2011 9:47:15 AM
marketplace-spark$25.003/14/2011 9:47:52 AM
PThor$25.003/14/2011 9:52:15 AM
ac787$25.003/14/2011 9:58:20 AM
zotzot$25.003/14/2011 10:19:58 AM
mtb06$25.003/14/2011 9:00:55 AM
Approved$50.003/14/2011 9:01:10 AM
kenji4861$25.003/14/2011 9:01:47 AM
a-exponential-hope$25.003/14/2011 9:01:52 AM
exchange-squirrel$25.003/14/2011 9:02:18 AM
KWarrior$50.003/14/2011 9:03:14 AM
community-pipeline$25.003/14/2011 9:03:18 AM
kind-resolute-dough$100.003/14/2011 9:03:22 AM
TikPmp1$25.003/14/2011 9:03:28 AM
minista$25.003/14/2011 9:04:46 AM
vigilance-searcher$25.003/14/2011 11:48:25 AM
Dollars4Rent$37.273/14/2011 9:40:01 AM
saahilld$25.003/14/2011 9:52:37 AM
return-owner$25.003/14/2011 12:08:59 PM
34 Investments