Sales Report:Supplement No. 4 dated Mar 14, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488602
This series of Notes was issued and sold upon the funding of the borrower loan #47688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-24-2011 
Term: 60 months Listing End date:  Mar-10-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 15.37% Monthly payment: $267.53
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2000 Debt/Income ratio: 40%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,289Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: economy-caper9 Borrower's state: Wisconsin Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 780-799 (Latest)
Principal borrowed: $1,700.00< 31 days late: 0 ( 0% )  
760-779 (Jan-2010)
 
Principal balance: $1,172.49 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Auto and consolidation
Purpose of loan:
Mainly to purchase a car for growing family with 3 kids.
1) Payoff current prosper loan of just under $1200.
2) Payoff current auto loan of around $4000.
3) Payoff "new" used auto purchase of $6000.
Current prosper loan is $52/month and auto loan is $197/month. New loan would add about $20/month to my current budget.

My financial situation:
I've been employed (somewhere) for over 10 yrs now. We keep about $5k in savings. My wife currently makes about $5000 a year part time, but could go back to teaching if she had to. Besides selling insurance, I also have operated a cabinetry business since 2002, making about $21k a year. Our combined income is $50k a year. We've never been delinquent on bills. Another positive note, our tax return will be about $7500.

Monthly net income: $4166
Monthly expenses: $4027.50

Thanks for considering this loan and please let me know if you have any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why would you pay off your previous loan at 7.05% vice this loan at 12.99%? - jpblan11
A: That is a great question. Let's start with the facts. This loan would actually be at 13.99%. One year of interest on $1200 at 7.05% is about $84.60. One year of interest on $1200 at 13.99% is about $167.88. This makes a difference of about $83.28 over the year. So I'll pay $6.94 in extra interest each month. It doesn't bother me too much. My first goal is to consolidate what would be 3 payments into one very manageable payment. Second goal will be to pay this off in earlier than 5 yrs. (Mar-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/24/2011 9:03:03 AM
Preteur$25.002/24/2011 9:04:46 AM
TikPmp1$25.002/24/2011 9:05:05 AM
Feyenoord$25.002/24/2011 9:03:41 AM
Tradesmanlender$35.002/24/2011 9:04:11 AM
HamachiMan$50.002/24/2011 9:06:35 AM
competent-p2p$101.732/24/2011 11:36:26 AM
Reddy_Capital$25.002/24/2011 10:33:44 PM
integrity-doctor$100.002/25/2011 7:53:05 AM
Scotcha$50.002/25/2011 5:37:13 PM
thunderbolt08$25.002/26/2011 9:54:38 AM
StrongMonty$25.172/26/2011 10:45:41 PM
Barrayaran$25.002/27/2011 8:05:22 PM
currency-agave$50.002/27/2011 12:08:08 PM
bullwink27$25.002/27/2011 4:06:55 PM
corporatejim$50.002/28/2011 3:19:23 PM
imdave4me$50.002/28/2011 11:35:40 AM
radforj22$25.003/1/2011 1:02:11 PM
bonus-quark4$25.003/1/2011 5:30:00 PM
enthralling-deal180$50.003/2/2011 6:17:00 AM
Phantom99$50.003/2/2011 7:02:44 AM
worthy-bid8$50.003/2/2011 7:59:04 AM
gold-blanket0$50.003/2/2011 9:53:32 AM
loanman2007$50.003/3/2011 4:57:02 AM
zotzot$25.003/3/2011 6:38:21 AM
p2p-renaissance7$100.003/3/2011 9:28:05 AM
commerce-renewal$100.003/3/2011 8:25:48 PM
important-ore$150.003/4/2011 3:20:39 AM
JGuide$101.993/4/2011 11:03:23 AM
mammalian4$100.003/4/2011 2:34:37 PM
jdrez$25.003/4/2011 6:42:05 PM
FWF-kinetic$100.003/4/2011 9:10:18 PM
jrhinomo$60.003/5/2011 9:25:18 AM
don8ter$25.003/5/2011 2:54:45 PM
BlessedEveryDay$26.003/5/2011 7:10:45 PM
JCMC$25.003/6/2011 7:00:20 AM
Dark_Helmet$25.003/5/2011 5:25:21 PM
AustinAmerica$25.003/6/2011 9:58:03 AM
Bank42$100.003/5/2011 6:28:27 PM
tiger1818$25.003/6/2011 6:38:48 AM
Nailman88$50.003/6/2011 2:01:51 PM
hidavehi$26.003/6/2011 9:17:53 AM
Mr_Money$25.003/6/2011 8:36:22 AM
rmpedi33$25.003/6/2011 9:02:26 PM
terrific-p2ploan$25.003/6/2011 7:56:38 PM
gciarami$25.003/7/2011 2:16:35 PM
crazycool$100.003/7/2011 11:47:11 AM
Lesburger$25.003/7/2011 11:02:54 AM
new-ore-venture$100.003/8/2011 8:41:33 AM
durability-mad-scientist4$50.003/7/2011 10:26:16 PM
superb-funds335$25.003/7/2011 8:41:30 PM
ranstlin$25.003/8/2011 12:27:33 PM
dojo2$25.003/8/2011 12:30:32 PM
power-companion7$100.003/8/2011 10:05:23 AM
ChoiceInvestments$28.003/8/2011 10:25:56 AM
virgil12$100.003/8/2011 10:34:48 AM
Whitey$46.923/8/2011 7:27:37 PM
patriot897$25.003/8/2011 6:32:12 PM
Tiffies3$40.003/9/2011 3:28:54 AM
Invest4kids$30.003/8/2011 6:58:26 PM
HenlopenCapital$25.003/9/2011 6:57:47 AM
jarf$100.003/8/2011 8:57:34 PM
hopeful-asset9$25.003/8/2011 9:41:31 PM
platinum-platoon$25.003/8/2011 9:51:31 PM
kchen486$100.003/8/2011 11:01:32 PM
hopeful-truth5$200.003/8/2011 5:36:50 PM
positus58$100.003/8/2011 6:38:46 PM
unfixer$25.003/9/2011 7:22:38 AM
silver-armada$50.003/9/2011 5:11:27 AM
mketelecom$25.003/9/2011 6:43:15 AM
wise-balanced-moola$25.003/9/2011 3:16:03 PM
green-moola-platoon$100.003/9/2011 8:13:05 AM
brightest-supreme-dollar$50.003/9/2011 5:12:42 PM
hampa$50.003/9/2011 5:36:14 PM
indomitable-coin$25.003/9/2011 7:07:08 PM
CASHGIRL$25.003/9/2011 4:12:26 PM
d74mathias$25.003/9/2011 11:09:39 AM
h_corey$25.003/10/2011 1:01:40 AM
KeepOnRunning$26.083/10/2011 1:02:41 AM
Nikelaos$25.003/9/2011 11:37:27 AM
theaterguy$25.003/10/2011 1:12:37 AM
ClearLake$25.003/10/2011 1:12:55 AM
lostontheedge$25.003/10/2011 1:27:25 AM
Goodlender42$40.973/10/2011 1:32:39 AM
chlebie$28.083/10/2011 1:41:29 AM
LoisLoan$25.003/9/2011 5:42:10 PM
blissful-note7$40.723/10/2011 1:51:55 AM
authentic-liberty7$25.003/10/2011 1:53:22 AM
studious-bonus7$51.293/10/2011 1:54:36 AM
JTCorp$25.003/9/2011 6:01:47 PM
Mocaba$500.003/10/2011 4:57:34 AM
loyalty-czar$100.003/9/2011 1:28:47 PM
rmachi$25.003/10/2011 5:17:43 AM
valiant-liberty4$25.003/10/2011 5:18:23 AM
consulguru$100.003/9/2011 4:10:53 PM
Sixmil$45.843/10/2011 1:02:25 AM
jbadawg1017$25.003/10/2011 1:11:54 AM
IIP77$25.003/10/2011 1:14:37 AM
benjamin67$25.003/10/2011 1:23:24 AM
Millmanator$25.023/10/2011 1:23:52 AM
anders94$40.733/10/2011 1:24:37 AM
hayhelp$40.763/10/2011 1:31:17 AM
museic1$33.053/10/2011 1:32:11 AM
power-expert$25.003/10/2011 1:46:56 AM
bonus-tent$25.003/10/2011 1:51:39 AM
IamSparticus$25.003/10/2011 4:56:44 AM
be_wise$25.003/10/2011 5:06:34 AM
DadWarbucks$60.003/10/2011 5:17:09 AM
jazz619$25.003/9/2011 6:41:17 PM
MoneyForNothing$8.903/10/2011 5:43:44 AM
108lender$80.283/10/2011 1:05:10 AM
GMPK_TLAS$26.453/10/2011 1:12:32 AM
Leopoldine$25.003/10/2011 1:24:29 AM
fireboss$50.003/10/2011 1:26:20 AM
Spring342$43.623/10/2011 1:27:10 AM
hrubinst$48.823/10/2011 1:32:16 AM
breadbroker$25.003/10/2011 1:43:09 AM
sensible-order2$30.033/10/2011 1:48:18 AM
peace-maximizer8$25.003/10/2011 4:35:58 AM
sparkling-contract7$25.003/10/2011 5:09:01 AM
trade-caper$25.003/10/2011 5:27:45 AM
yield-bison$50.003/10/2011 5:41:23 AM
meenan$50.002/24/2011 9:04:50 AM
investment-artist$25.002/24/2011 9:05:42 AM
JustMee$25.002/24/2011 9:21:33 AM
benjamins-utopia$100.002/24/2011 9:02:43 AM
CoolPlexer$25.002/24/2011 9:02:51 AM
BxRealtor$25.002/24/2011 9:03:17 AM
Tylerh$100.002/24/2011 9:04:17 AM
MadHun$100.002/24/2011 9:04:32 AM
DasMula$57.002/24/2011 9:14:43 AM
friendly-market5$25.002/24/2011 9:06:21 AM
reflective-rupee$100.772/24/2011 9:25:47 AM
DoctorJoe$25.002/24/2011 11:17:25 AM
leverage-symphony$25.002/24/2011 8:53:09 PM
chameleon125$50.002/27/2011 3:10:28 PM
soulblest$35.002/27/2011 7:08:23 PM
kind-resolute-dough$25.002/28/2011 9:43:16 AM
orange-rapid-benjamins$25.002/28/2011 9:58:32 PM
kulender$100.003/1/2011 3:24:39 AM
BlessedEveryDay$25.003/1/2011 11:04:34 AM
astute-benjamins$25.003/1/2011 3:19:32 PM
competent-p2p$80.003/1/2011 8:05:25 PM
EmpireInvestments$100.003/2/2011 4:34:24 AM
debt-force$25.003/2/2011 6:02:13 AM
Astounding$25.003/2/2011 9:41:58 AM
organic-treasure$36.563/2/2011 10:54:35 AM
AM2171$25.003/3/2011 9:24:56 AM
gold-sushi$25.003/3/2011 8:03:39 AM
Artist_Blue$25.003/3/2011 8:57:53 AM
wilchik$150.003/3/2011 6:54:38 PM
Eaglehigh$25.003/4/2011 11:40:12 AM
ManhattanLender$25.003/4/2011 1:29:49 PM
Havana21$25.003/5/2011 1:23:01 PM
Cai8899$40.003/6/2011 8:43:16 AM
heerzaquestion$100.003/6/2011 9:34:49 AM
DreDub$50.003/5/2011 10:16:20 PM
worldly-community3$50.003/6/2011 11:06:26 AM
Fonthill$100.003/6/2011 10:02:37 AM
gavinfh$25.003/6/2011 7:12:24 AM
Hartfelt$30.003/7/2011 6:44:10 AM
melodious-fairness$100.003/6/2011 1:33:03 PM
Rabid_Dove$25.003/7/2011 9:25:21 AM
lively-exchange$25.003/7/2011 9:39:57 AM
reflective-rupee$500.333/7/2011 7:01:15 AM
Ripsaw4U$50.003/7/2011 12:26:25 PM
the-silver-blaster$50.003/7/2011 4:52:55 PM
gravbox$25.003/8/2011 6:36:24 AM
genius520$100.003/8/2011 6:46:14 AM
bountiful-durability$100.003/7/2011 8:57:27 PM
velocity-solo$25.003/8/2011 11:28:45 AM
GalileoBob$25.003/8/2011 12:27:59 PM
integrity-saver$100.003/8/2011 12:39:38 PM
lucienphoto$50.003/8/2011 6:52:53 PM
trade-hyperdrive1$100.003/8/2011 7:32:19 PM
cropdust3r$25.003/8/2011 12:40:32 PM
StrongMonty$35.003/8/2011 11:32:09 PM
shur$25.003/8/2011 8:07:57 PM
lender987654321$100.003/8/2011 8:11:32 PM
firstandten$50.003/9/2011 10:36:21 AM
shrewd-income$100.003/9/2011 8:21:01 AM
Leshan$100.003/9/2011 8:49:45 AM
PThor$25.003/9/2011 1:02:20 PM
deal-enrichment063$100.003/9/2011 1:08:03 PM
shrewd-income$100.003/9/2011 1:13:18 PM
rogue_monster$50.003/9/2011 2:31:37 PM
nickel-ferret$100.003/9/2011 8:46:13 AM
harperpotok$25.003/9/2011 12:26:28 PM
wonderful-revenue0$25.003/9/2011 9:58:36 AM
dgallo$25.003/10/2011 1:02:05 AM
Cheburashka$25.003/10/2011 1:12:22 AM
kalex752$25.003/10/2011 1:12:45 AM
MattTheGr8$25.003/10/2011 1:24:00 AM
squarebob$101.003/9/2011 5:30:01 PM
blue-note-relaxation$25.003/10/2011 1:46:31 AM
safe-kindness5$25.003/10/2011 1:47:49 AM
Ocean713$50.003/9/2011 12:33:13 PM
a-finance-nirvana$25.003/10/2011 1:49:07 AM
wwwUniversal$25.003/10/2011 1:49:25 AM
the-bid-sorcerer$25.053/10/2011 1:51:14 AM
handshake5$100.003/10/2011 1:53:02 AM
successful-agreement7$33.143/10/2011 1:53:47 AM
payout-banker4$25.003/9/2011 6:01:50 PM
sfmdg$50.003/10/2011 5:07:17 AM
p2ploan-axis$25.003/10/2011 5:23:05 AM
trade-caper$100.003/10/2011 5:39:17 AM
enterprising-cash0$25.003/9/2011 8:31:35 PM
power-collider$50.003/9/2011 3:41:05 PM
kendallv$25.003/10/2011 1:12:10 AM
Yankeeeagle$26.423/10/2011 1:22:48 AM
octoberfresh$25.003/10/2011 1:24:15 AM
pdxKurt$37.053/10/2011 1:24:50 AM
Papa_Mema$25.003/10/2011 1:27:36 AM
miket71$50.003/10/2011 1:37:20 AM
bid-papyrus$25.003/10/2011 1:47:27 AM
tszbgae$100.003/9/2011 5:41:51 PM
green-dedicated-transaction$50.003/9/2011 6:21:42 PM
dansarkis$25.003/10/2011 1:12:50 AM
PsiPro$25.003/10/2011 1:23:11 AM
anyoi$26.693/10/2011 1:23:41 AM
dinero-festivity2$30.103/10/2011 1:47:45 AM
justice-dna$29.443/10/2011 1:48:44 AM
nalaari$25.003/10/2011 1:49:40 AM
dinero-speaker$25.003/10/2011 1:53:15 AM
steiglends$50.003/10/2011 4:36:08 AM
a-resplendent-commitment$35.003/10/2011 5:43:29 AM
226 Investments
 
Borrower Payment Dependent Notes Series 493208
This series of Notes was issued and sold upon the funding of the borrower loan #47707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,300.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-23-2011 
Term: 60 months Listing End date:  Mar-09-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $228.60
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1998 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,813Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: dinero-pumpkin Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Loan
Purpose of loan:
This loan will be used to...

Purchase an engagement ring for my future wife.

My financial situation:
I am a good candidate for this loan because... I have a secure and well paying job, where I've been employed almost 15 years. I plan to use this loan to buy the ring that my girlfriend deserves. This loan is something that is well within my financial reach, and I hope that you will take to the time to invest in my future, and yours.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please provide a brief job description and a detailed monthly budget of personal income and expenses. Thank you! - newest-funds-powerplant
A: Hi! thank you for your interest. As far as my job is concerned, I'm a Retail Manager for one of the "Fortune Top 100 companies to work" where I've been for almost 15 years. My income/budget is as follows: Monthly Income $3500, Mortgage (my half) $800, Utilities (my half) $200, Car Payment $365, Car Insurance $150, Gas $160, Groceries $400, Savings $250, Household expenses $300, Student Loan $200, and Credit Cards (which are paid off monthly if there's a balance) estimate $100-$200. Thank you! (Feb-24-2011)
Q: Please explain the public record listed on your account. - organic-treasure
A: Hi, and thank you for your interest in funding my loan. The public record was a bankruptcy that I filed shortly after graduating college and incurring more debt than I was able to take on at 21 years old. This was filed and discharged in 2004. Since then, I have worked to improve my credit rating and my ability to manage my debt more responsibly. Thanks again for your interest. (Feb-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$35.002/23/2011 5:03:20 PM
TikPmp1$25.002/23/2011 5:04:35 PM
Preteur$25.002/23/2011 5:04:11 PM
AFairDeal$75.002/23/2011 5:06:18 PM
top-epic-community$50.002/23/2011 5:06:28 PM
friendly-market5$25.002/23/2011 5:07:00 PM
leverage-symphony$25.002/24/2011 8:53:42 PM
kulender$100.002/24/2011 8:03:01 PM
credit-coach118$35.002/25/2011 8:04:22 PM
kind-value-pouch$50.002/26/2011 5:10:05 AM
Moneypenny6$25.002/26/2011 8:34:58 AM
thankful-nickel2$25.002/26/2011 2:41:07 PM
p2p-renaissance7$100.002/28/2011 9:40:53 AM
enterprising-cash0$25.002/28/2011 10:26:30 AM
radforj22$25.003/1/2011 11:40:48 AM
astute-benjamins$25.003/1/2011 3:17:36 PM
whipone$25.003/1/2011 6:51:25 PM
davidrainboy$31.143/2/2011 6:11:53 AM
worthy-bid8$50.003/2/2011 7:58:46 AM
Phantom99$50.003/2/2011 7:02:37 AM
mmmm89$25.003/2/2011 9:53:19 AM
gold-blanket0$25.003/2/2011 9:53:06 AM
GElender$25.003/3/2011 6:18:09 AM
important-ore$150.003/4/2011 3:20:28 AM
commerce-renewal$100.003/3/2011 8:25:37 PM
integrity-doctor$100.003/4/2011 10:27:28 AM
don8ter$25.003/4/2011 10:15:50 AM
jdrez$25.003/4/2011 6:41:59 PM
GalileoBob$25.003/5/2011 8:33:07 AM
Cai8899$40.003/6/2011 8:43:08 AM
gavinfh$25.003/6/2011 7:12:16 AM
worldly-community3$50.003/6/2011 11:06:21 AM
EvalCrux$50.003/6/2011 3:21:56 PM
mykkai$25.003/6/2011 7:46:19 PM
aggielender$25.003/6/2011 3:34:13 PM
focused-wampum$50.003/7/2011 12:02:37 PM
FredHead3$41.393/7/2011 10:46:13 AM
lth35$40.823/7/2011 8:26:22 PM
bountiful-durability$100.003/7/2011 8:57:22 PM
compassion-platoon$25.003/8/2011 2:41:14 AM
Jcardone33$25.003/8/2011 8:34:21 AM
jazzlender$25.003/8/2011 11:08:09 AM
williemc44$25.003/8/2011 12:29:11 PM
green-moola-platoon$50.003/8/2011 12:30:19 PM
integrity-saver$100.003/8/2011 12:39:31 PM
new-ore-venture$150.003/8/2011 8:43:47 AM
nalaari$25.003/8/2011 12:31:37 PM
blue-principal-seagull$50.003/8/2011 12:37:45 PM
Attract$25.003/8/2011 1:56:16 PM
greenback-octave$25.003/8/2011 6:57:42 PM
authentic-liberty7$25.003/8/2011 11:27:21 AM
resource777$50.003/8/2011 7:16:09 PM
zenchef$35.003/8/2011 12:14:33 PM
jigsaw$100.003/8/2011 12:29:23 PM
diablo_ny$25.003/8/2011 11:07:32 PM
StrongMonty$25.003/9/2011 12:19:17 AM
patriot897$25.003/8/2011 6:32:07 PM
IndieLoans$50.003/8/2011 1:42:12 PM
SafeSaxa$30.003/9/2011 2:08:41 AM
USCGC$25.003/9/2011 2:10:36 AM
irrelevant$50.003/9/2011 2:18:02 AM
shaker348$25.003/9/2011 2:21:42 AM
sensible-fund$37.803/9/2011 2:37:41 AM
gain-gourd$39.513/9/2011 2:40:14 AM
resplendent-dollar$100.003/9/2011 3:07:02 AM
tlstar14$83.193/8/2011 6:41:20 PM
Invest4kids$30.003/8/2011 6:58:19 PM
emmeyP$100.003/9/2011 6:37:31 AM
AlBRich$25.003/9/2011 6:43:51 AM
slyder61$25.003/9/2011 7:56:51 AM
g314$30.003/8/2011 9:51:45 PM
pdxKurt$82.903/8/2011 10:21:09 PM
kchen486$100.003/8/2011 11:01:14 PM
economy-caper9$25.003/9/2011 9:06:16 AM
TK4$26.563/9/2011 2:18:07 AM
unrivaled-justice$43.613/9/2011 2:32:53 AM
yerkster1$25.003/9/2011 2:34:28 AM
best-heavenly-justice$25.003/9/2011 2:35:39 AM
reward-motion$25.003/9/2011 2:39:36 AM
loot-heart$25.003/9/2011 2:42:26 AM
silver-armada$50.003/9/2011 5:11:19 AM
newest-camaraderi-fir$50.003/9/2011 9:31:46 AM
investment-tempo$50.003/9/2011 9:32:18 AM
best-ingenious-funds$25.003/9/2011 9:32:35 AM
worth-arch$25.003/9/2011 9:32:51 AM
dspmn$27.003/9/2011 6:06:15 AM
SRK_FROM_WA$25.003/9/2011 9:42:24 AM
wonderful-revenue0$25.003/9/2011 9:58:30 AM
shur$25.003/8/2011 8:07:48 PM
good_lender$25.003/8/2011 10:21:07 PM
airon7$34.763/9/2011 2:16:20 AM
LongTail$25.003/9/2011 2:22:31 AM
Banker7371$34.573/9/2011 2:24:19 AM
the-profit-oracle$25.003/9/2011 2:24:57 AM
valiant-liberty4$25.003/9/2011 2:37:54 AM
successful-agreement7$29.053/9/2011 2:38:05 AM
geekguy$25.003/9/2011 9:32:08 AM
justice-officer$25.003/9/2011 9:44:51 AM
yogi1975$25.003/9/2011 6:05:14 AM
Anny-Disco$200.003/9/2011 6:16:26 AM
Putnum$25.003/9/2011 6:27:30 AM
mketelecom$25.003/9/2011 6:43:05 AM
kegs$800.003/9/2011 8:43:07 AM
nickel-ferret$100.003/9/2011 8:46:07 AM
gallant-economy9$214.333/9/2011 8:46:27 AM
Tlk2drew$50.003/9/2011 9:59:22 AM
simplelender80$100.002/23/2011 5:02:29 PM
Tylerh$100.002/23/2011 5:03:30 PM
benjamins-utopia$100.002/23/2011 5:02:11 PM
BxRealtor$25.002/23/2011 5:02:39 PM
MadHun$100.002/23/2011 5:03:57 PM
meenan$50.002/23/2011 5:04:22 PM
JJ9876$25.002/23/2011 5:04:32 PM
HamachiMan$50.002/23/2011 5:06:42 PM
platinum-scientist9$50.002/23/2011 5:20:27 PM
vutah$75.002/23/2011 7:50:47 PM
Peterman$25.002/23/2011 7:50:11 PM
competent-p2p$30.002/24/2011 11:46:55 AM
indomitable-coin$50.002/25/2011 3:06:07 PM
dinero-rumbler$30.002/26/2011 1:32:40 PM
bullwink27$25.002/27/2011 4:06:41 PM
kind-resolute-dough$25.002/28/2011 9:42:53 AM
dojo2$25.003/1/2011 11:10:30 AM
the-silver-blaster$50.003/1/2011 3:13:38 PM
ichibon$100.883/1/2011 9:44:25 PM
Artist_Blue$25.003/2/2011 6:06:23 AM
enthralling-deal180$100.003/2/2011 6:16:40 AM
ichibon$150.883/2/2011 7:07:28 AM
bayfocus$25.003/2/2011 12:16:39 PM
gold-sushi$25.003/3/2011 8:03:23 AM
bold-riveting-social$50.003/3/2011 9:43:30 AM
Havana21$25.003/3/2011 5:20:43 PM
comet55$25.003/3/2011 5:06:33 PM
ranstlin$25.003/4/2011 10:27:51 AM
michaelray703$50.003/4/2011 12:17:57 PM
JanLal$25.003/4/2011 2:33:22 PM
brightest-dynamic-peace$25.003/4/2011 1:45:39 PM
five-star-note$50.003/4/2011 11:22:13 PM
Barky52$25.003/5/2011 6:34:43 AM
ms48105$25.003/5/2011 9:56:48 AM
riproaringrapids$25.003/5/2011 2:14:24 PM
velocity-solo$25.003/5/2011 7:56:34 PM
DreDub$50.003/5/2011 10:16:15 PM
Bank42$100.003/6/2011 4:36:48 AM
COtheBeast$25.003/5/2011 9:41:22 PM
cbfresh$25.003/6/2011 12:53:00 PM
melodious-fairness$100.003/6/2011 1:32:53 PM
Fonthill$100.003/6/2011 10:02:32 AM
Mr_Money$25.003/6/2011 8:36:16 AM
DAI-International$32.503/6/2011 1:21:20 PM
zbfamwl$25.003/7/2011 1:51:27 PM
gciarami$25.003/7/2011 2:16:29 PM
Ripsaw4U$50.003/7/2011 12:26:20 PM
LongJohn4263$150.003/7/2011 2:09:58 PM
Lesburger$25.003/7/2011 11:02:47 AM
crazycool$100.003/7/2011 11:47:06 AM
fireman4$40.003/8/2011 6:01:22 AM
zhiguli$25.003/7/2011 5:31:16 PM
superb-funds335$25.003/7/2011 8:41:22 PM
durability-mad-scientist4$50.003/7/2011 10:26:10 PM
power-companion7$100.003/8/2011 10:05:39 AM
gravbox$25.003/8/2011 6:36:13 AM
justice-dna$35.003/8/2011 10:33:11 AM
genius520$100.003/8/2011 6:46:09 AM
feedpaulyfaster$25.003/8/2011 12:38:00 PM
Zoramite$25.003/8/2011 9:33:06 AM
cathexis$25.003/8/2011 12:28:25 PM
investment-comet$100.003/8/2011 11:17:07 AM
Lender0424$50.003/8/2011 7:46:14 PM
platinum-platoon$25.003/8/2011 9:51:24 PM
cropdust3r$25.003/8/2011 12:40:26 PM
beaker$25.003/9/2011 1:51:20 AM
BlackFred$25.003/9/2011 2:08:33 AM
visionary-currency$26.653/9/2011 2:39:23 AM
market-walnut5$25.003/8/2011 3:01:14 PM
sgt-schultz$25.003/9/2011 6:40:17 AM
hopeful-asset9$25.003/8/2011 9:41:19 PM
samijake$50.003/8/2011 10:31:13 PM
MissionMicroFinance$25.003/9/2011 2:08:10 AM
E_G$31.183/9/2011 2:09:27 AM
lawboy74$25.003/9/2011 2:10:27 AM
ferdberfel$32.773/9/2011 2:17:54 AM
GrommetPosse$39.963/9/2011 2:22:07 AM
creative-finance7$25.003/9/2011 2:36:27 AM
studious-bonus7$51.593/9/2011 2:42:43 AM
trade-hyperdrive1$100.003/8/2011 7:31:14 PM
woffcars$117.193/9/2011 6:52:00 AM
Shanester$25.003/8/2011 8:29:30 PM
top-investment-american$50.003/8/2011 8:51:23 PM
HHP$34.013/9/2011 2:11:05 AM
julijask$33.453/9/2011 2:18:39 AM
AF-Chief$50.003/9/2011 2:24:12 AM
fiddlerzvi$25.423/9/2011 2:34:02 AM
neutrino6$25.003/9/2011 2:35:58 AM
KarmaBum77$42.433/9/2011 2:37:01 AM
discrete-asset$25.003/9/2011 2:40:01 AM
tastytitan$50.003/9/2011 3:51:08 AM
roman2008$25.003/9/2011 9:32:43 AM
successful-economy5$100.003/9/2011 5:05:10 AM
akahoss$100.003/9/2011 9:48:17 AM
maximizer$25.003/9/2011 6:48:29 AM
jocephus$100.093/9/2011 7:32:18 AM
Christophe$25.003/9/2011 8:09:58 AM
108lender$49.463/9/2011 9:17:09 AM
breadbroker$25.003/9/2011 9:31:52 AM
205 Investments
 
Borrower Payment Dependent Notes Series 495140
This series of Notes was issued and sold upon the funding of the borrower loan #47709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1990 Debt/Income ratio: 70%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,639Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: yield-friendship Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hello all
Purpose of loan:
This loan will be used to...

My financial situation: Great
I am a good candidate for this loan because...I have a good repayment history


Monthly net income: $1450
Monthly expenses: $750
Housing: $150
Insurance: $60
Car expenses: $310
Utilities: $0
Phone, cable, internet: $20
Food, entertainment: $70
Clothing, household expenses: $40
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the purpose of this loan. Thanks - reflective-rupee
A: I have a trip scheduled for March and don't have all the money I need and I want to pay up my obligations so don't get behind on budgeting. I will be 2 weeks and don't have vacation time available so I won't get paid for the time I'm off. Thank You (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/21/2011 5:06:49 PM
CA-Lender$25.002/21/2011 5:07:28 PM
Kash2010lu$25.002/21/2011 5:12:52 PM
Pakse$25.002/21/2011 5:05:46 PM
green-friendly-bill$45.242/21/2011 5:49:24 PM
favorite-commerce$50.002/21/2011 6:55:19 PM
MilitaryLending$25.002/21/2011 5:49:10 PM
justice-trailblazer0$25.002/21/2011 6:59:21 PM
barefootpaul$35.002/21/2011 8:09:07 PM
thrifty-capital$25.002/21/2011 8:38:03 PM
SecondChanceLendingSERV$50.002/22/2011 9:49:35 AM
reflective-rupee$25.772/22/2011 10:07:33 AM
autonomous-truth$50.002/22/2011 11:17:43 PM
HawaiianHelper$50.002/26/2011 12:42:11 AM
eboomer2611$25.002/25/2011 8:30:45 PM
Moe87$25.003/1/2011 7:02:28 PM
RSRAssociates$28.443/2/2011 9:58:10 AM
DMKAssetManagement$50.003/2/2011 2:43:58 PM
groundsquirrel$25.003/2/2011 11:07:16 PM
jerrymaguire$25.003/3/2011 2:20:09 AM
market-pudding$25.003/3/2011 11:08:09 AM
commerce-renewal$100.003/3/2011 8:21:23 PM
successful-generosity$25.003/4/2011 9:11:53 AM
Rashanir$25.003/4/2011 9:32:53 AM
Lubava$50.003/4/2011 9:51:57 AM
sjo1984111$33.003/4/2011 6:56:05 PM
theprince$25.003/4/2011 8:41:06 PM
Emt-James$45.293/4/2011 8:20:53 PM
purpledog18$50.003/5/2011 8:36:48 AM
ryclsun$50.003/5/2011 8:37:29 AM
nextar$75.003/5/2011 9:32:30 AM
seineil$25.003/5/2011 11:24:58 PM
850$50.003/6/2011 12:30:29 AM
oceanside$25.003/6/2011 4:59:32 AM
umwol13$25.003/5/2011 9:31:37 PM
Reddy_Capital$25.003/6/2011 1:45:56 PM
unfixer$25.003/7/2011 6:34:00 AM
YeoLenderSource$25.003/6/2011 7:20:06 PM
helpful-credit156$102.523/6/2011 8:02:51 PM
Ronnieboy888$25.003/6/2011 11:22:59 PM
B2152$25.003/7/2011 4:42:12 AM
droopie1$25.002/21/2011 5:07:48 PM
2grindstones$50.002/21/2011 7:08:34 PM
authoritative-capital$25.002/21/2011 10:34:24 PM
SFBank$50.002/22/2011 9:23:20 AM
gelidfrank$25.002/22/2011 12:48:04 PM
mtquan$25.002/22/2011 1:16:20 PM
yons88$30.002/23/2011 3:09:32 PM
tlawed$25.002/23/2011 9:27:18 PM
affluence-tycoon$50.002/24/2011 6:57:33 AM
wild-orange$25.002/24/2011 9:31:35 AM
Mr_Katana$25.002/25/2011 1:01:45 PM
rakem777$25.002/28/2011 8:18:25 AM
red-contract-lionheart$25.002/28/2011 10:33:22 AM
adaptable-capital$120.373/1/2011 4:50:28 PM
SecondChanceLendingSERV$25.003/2/2011 8:47:29 AM
cash-raccoon$25.003/3/2011 7:29:22 AM
Asian-Persuasion$25.003/6/2011 8:04:29 AM
agreement-animal$36.183/5/2011 8:07:38 PM
innovator2$25.003/5/2011 6:24:36 PM
photo999$25.003/6/2011 2:19:11 AM
Haribelle$25.003/6/2011 4:54:02 AM
balanced-balance6$25.003/6/2011 6:52:21 AM
32669$28.703/6/2011 5:28:20 PM
alluring-yield5$25.003/6/2011 8:59:39 AM
reasonable-power$25.003/6/2011 9:32:15 PM
Jorgef741$25.003/7/2011 4:34:20 AM
srsock$34.493/7/2011 6:40:54 AM
unafraid-nickel$35.003/7/2011 5:59:36 AM
69 Investments
 
Borrower Payment Dependent Notes Series 495190
This series of Notes was issued and sold upon the funding of the borrower loan #47713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1992 Debt/Income ratio: 18%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,928Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: balance-den Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing Jet Ski
Purpose of loan: Refinance Jet Ski to obtain title so that I can sell it.

This loan will be used to: obtain title from the bank so that I can sell the jet ski and pay back the loan immediately.

My financial situation:
I am a good candidate for this loan because I have good credit, a stable job, and I am responsible. I pay my debts and never miss a payment for any reason.


Monthly net income: $ 12,000

Total monthly expenses: $10,170 (Includes all CC bills and House)


** I want to refinance the Jet Ski so that I can obtain the title and sell the jet ski. It's a 2009 Yamaha Waverunner HO and it's beautiful. It comes with a trailer and all the gear. It will sell QUICKLY. But I need the title to sell it. There are no banks that refinance Jet skis OR will give me a loan to pay it off and obtain title.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interetsed in funding your loan. Please give a brief job description. Thank you! - newest-funds-powerplant
A: Absolutely: I am the Infrastructure Manager for one of the largest indepedently owned Air Conditioning, Refrigeration & Heating sales and repair centers in California. I am in charge of all computer systems, phone systems, alarm systems, electrical, and any other internal "workings" of the companies main store and satellite locations. At my own location, I am the bidder and researcher for large jobs and government agencies. It's a fun job and I love it! Hope this helps! (Feb-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/22/2011 5:00:59 PM
happyinvallarta$50.002/22/2011 5:07:03 PM
Tylerh$100.002/22/2011 5:08:44 PM
TikPmp1$25.002/22/2011 5:10:21 PM
JackinGreen$75.002/22/2011 7:54:26 PM
SecondChanceLendingSERV$50.002/23/2011 7:35:23 AM
kulender$50.002/23/2011 12:51:31 PM
Bank_Of_XL$25.002/23/2011 1:07:35 PM
friendly-market5$25.002/23/2011 4:56:54 PM
vutah$50.002/23/2011 4:54:36 PM
enthralling-deal180$75.002/24/2011 6:12:22 AM
competent-p2p$30.002/24/2011 11:46:54 AM
cbfresh$35.002/24/2011 4:20:23 PM
credit-investor5$50.002/25/2011 1:08:40 PM
AM2171$25.002/25/2011 8:37:22 PM
selector568$50.002/26/2011 1:35:36 AM
radforj22$25.002/27/2011 1:31:40 AM
redmen93$100.002/27/2011 5:08:10 PM
loanman2007$125.002/28/2011 11:25:52 AM
kind-resolute-dough$25.002/28/2011 9:42:48 AM
Artist_Blue$25.002/28/2011 1:43:31 PM
yassel$75.002/28/2011 6:47:38 PM
Nyarpy$25.003/1/2011 6:41:50 AM
dojo2$25.003/1/2011 11:10:14 AM
magnetic-dedication3$25.003/1/2011 7:24:03 PM
debt-force$25.003/2/2011 6:01:47 AM
worthy-bid8$50.003/2/2011 7:58:31 AM
BaxterEvil$25.003/2/2011 9:42:51 AM
gold-blanket0$25.003/2/2011 9:52:58 AM
don8ter$25.003/2/2011 1:14:41 PM
zotzot$25.003/3/2011 6:33:07 AM
gold-sushi$25.003/3/2011 8:03:16 AM
pound-ace$50.003/3/2011 9:44:59 AM
SomebodysMom$60.003/3/2011 10:05:55 AM
the-silver-blaster$50.003/3/2011 8:50:55 AM
Peterman$25.003/3/2011 5:41:41 PM
AFairDeal$75.003/3/2011 6:00:17 PM
commerce-renewal$100.003/3/2011 8:25:30 PM
special-dime5$25.003/4/2011 1:22:54 PM
ManhattanLender$25.003/4/2011 1:29:43 PM
michaelray703$50.003/4/2011 12:17:53 PM
bentonlending$100.003/4/2011 4:23:04 PM
Imaginos1892$100.003/4/2011 6:32:08 PM
jdrez$25.003/4/2011 6:41:43 PM
FWF-kinetic$100.003/4/2011 9:06:57 PM
Bank42$100.003/5/2011 6:31:18 AM
GalileoBob$25.003/5/2011 8:32:58 AM
nalaari$25.003/5/2011 4:49:58 PM
jazzlender$25.003/5/2011 2:38:09 PM
DreDub$50.003/5/2011 10:16:11 PM
palmdelino$25.003/5/2011 5:49:51 PM
velocity-solo$25.003/5/2011 7:56:27 PM
DesiKuber$25.503/6/2011 11:52:22 AM
income-sage9$25.003/6/2011 6:11:10 AM
melodious-fairness$100.003/6/2011 1:32:47 PM
cathexis$25.003/6/2011 1:07:14 AM
DanLash$100.003/6/2011 4:21:14 PM
worldly-community3$50.003/6/2011 11:06:17 AM
verdiprr$500.003/6/2011 7:57:20 AM
loss-of-control$100.003/6/2011 9:04:38 AM
sarisai$50.003/6/2011 10:26:59 AM
EvalCrux$50.003/6/2011 3:21:52 PM
Gibbyland$50.003/6/2011 1:36:22 PM
feedpaulyfaster$25.003/7/2011 10:41:23 AM
unfixer$50.003/7/2011 6:18:07 AM
crazycool$100.003/7/2011 11:47:01 AM
focused-wampum$50.003/7/2011 12:02:30 PM
rdrloan$50.003/7/2011 8:26:29 AM
jigsaw$100.003/6/2011 6:36:11 PM
anyoi$50.003/7/2011 9:27:02 AM
brainy-dedication$25.003/7/2011 2:22:24 PM
Lesburger$25.003/7/2011 11:02:43 AM
Arikos$50.003/7/2011 4:53:02 PM
Ripsaw4U$50.003/7/2011 12:26:16 PM
bowl800$25.003/7/2011 12:45:12 PM
DavenportCapital$25.003/7/2011 9:32:40 AM
booie$25.003/7/2011 10:05:20 AM
trade-boots1$50.003/7/2011 5:37:54 PM
beachfunder$25.003/7/2011 1:25:44 PM
lendacity$25.003/7/2011 5:00:14 PM
RuleOf70$38.003/7/2011 4:41:14 PM
irrelevant$50.003/7/2011 4:58:37 PM
moola-escalator$50.003/7/2011 5:00:20 PM
bold-basis-supernova$50.003/7/2011 5:38:43 PM
HamachiMan$50.002/22/2011 5:08:12 PM
reflective-rupee$500.772/22/2011 5:10:08 PM
CA-Lender$25.002/22/2011 5:10:49 PM
organized-payment6$50.002/22/2011 5:07:51 PM
Tradesmanlender$35.002/22/2011 5:08:30 PM
MadHun$100.002/22/2011 5:09:04 PM
Preteur$25.002/22/2011 5:09:32 PM
simplelender80$100.002/22/2011 5:05:54 PM
BxRealtor$25.002/22/2011 5:06:04 PM
Azonic21$25.002/22/2011 5:09:21 PM
meenan$50.002/22/2011 5:09:53 PM
thankful-nickel2$25.002/22/2011 7:28:32 PM
JustMee$25.002/22/2011 9:01:23 PM
newest-funds-powerplant$25.002/23/2011 9:16:49 AM
platinum-scientist9$25.002/23/2011 5:05:19 PM
triumph329$50.002/24/2011 5:42:22 AM
M34ME$127.182/26/2011 12:40:21 PM
bullwink27$25.002/27/2011 4:06:32 PM
credit-coach118$50.732/27/2011 9:12:41 AM
p2p-renaissance7$100.002/28/2011 9:40:39 AM
trapperdc$125.002/28/2011 10:24:31 AM
powerful-greenback2$25.002/28/2011 10:54:25 AM
income-awakening6$25.002/28/2011 5:52:07 PM
green-moola-platoon$50.003/1/2011 12:12:06 PM
brainy-repayment5$50.003/1/2011 10:57:52 AM
reflective-gain$25.003/1/2011 12:12:11 PM
astute-benjamins$25.003/1/2011 3:15:49 PM
Phantom99$50.003/2/2011 7:02:31 AM
gain-gourd$100.003/2/2011 9:43:03 AM
GElender$50.003/3/2011 6:18:01 AM
greenback-professor5$50.003/3/2011 9:45:36 AM
Sol_Invictus$25.003/3/2011 7:58:46 AM
bold-riveting-social$50.003/3/2011 9:43:21 AM
comet55$25.003/3/2011 5:06:24 PM
Havana21$25.003/3/2011 5:20:38 PM
euro-deployment$25.003/3/2011 8:50:56 PM
important-ore$150.003/4/2011 3:20:24 AM
Johnab$25.003/4/2011 11:23:47 AM
codavee$100.003/4/2011 9:40:05 AM
the-platinum-entrepreneur$500.003/4/2011 12:38:51 PM
integrity-doctor$100.003/4/2011 10:04:43 AM
virgil12$100.003/4/2011 9:42:26 AM
enchanted-yield4$100.003/4/2011 1:10:03 PM
ranstlin$25.003/4/2011 10:27:39 AM
openness-confidant$100.003/4/2011 1:54:03 PM
JanLal$25.003/4/2011 2:33:17 PM
theloanfiller$25.003/4/2011 2:43:01 PM
squarebob$125.003/4/2011 6:58:50 PM
five-star-note$50.003/4/2011 11:22:02 PM
a-responsible-return$100.003/5/2011 3:28:00 AM
UncleSafety$70.843/5/2011 12:00:41 PM
wtrboy$50.003/5/2011 7:07:11 AM
Aimvest$25.003/5/2011 3:41:10 AM
auction-workhorse679$35.003/5/2011 7:36:04 AM
riproaringrapids$25.003/5/2011 2:14:07 PM
Mr_Money$25.003/6/2011 8:36:13 AM
bjr01$25.003/5/2011 5:44:26 PM
Cai8899$40.003/6/2011 8:43:01 AM
Cal07$25.003/5/2011 8:20:35 PM
powerful-finance7$25.003/5/2011 11:11:31 PM
gavinfh$25.003/6/2011 7:12:11 AM
williemc44$25.003/6/2011 3:31:18 PM
p2ploan-sensation211$25.003/6/2011 3:53:21 PM
Fonthill$100.003/6/2011 10:02:26 AM
TheGoodSamaritan$28.003/6/2011 5:41:12 PM
RecoveryLender$100.003/6/2011 6:26:58 PM
BuntyBoy$50.003/6/2011 3:41:11 PM
authentic-liberty7$25.003/7/2011 7:46:15 AM
zbfamwl$25.003/7/2011 1:51:21 PM
jeffpac$50.003/7/2011 5:00:12 PM
stevexs$26.003/7/2011 1:10:46 PM
loan-master996$50.003/7/2011 2:07:24 PM
stollcm$25.003/7/2011 9:32:57 AM
blue-principal-seagull$50.003/7/2011 9:33:15 AM
Zach842$50.003/7/2011 5:22:42 PM
gold-commander0$50.003/7/2011 3:31:08 PM
wise-repayment-seeker$25.003/7/2011 3:36:54 PM
Nerdster1$25.053/7/2011 4:18:07 PM
_NaLNaBB$300.003/7/2011 11:39:15 AM
Cluvnupe06$25.003/7/2011 4:37:16 PM
commerce-yeller$30.003/7/2011 5:00:10 PM
jbaum$40.003/7/2011 5:00:24 PM
gciarami$25.003/7/2011 2:16:26 PM
calimanusa$25.003/7/2011 5:25:22 PM
green-thoughtful-yield$63.593/7/2011 5:37:51 PM
orderly-leverage$100.003/7/2011 5:37:56 PM
Go-Giver$25.003/7/2011 5:00:16 PM
rebellender$25.003/7/2011 5:00:22 PM
psonicl$50.003/7/2011 5:37:58 PM
173 Investments
 
Borrower Payment Dependent Notes Series 495446
This series of Notes was issued and sold upon the funding of the borrower loan #47697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $222.27
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1986 Debt/Income ratio: 14%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 46 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $178,608Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: green-rapid-commerce Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dr JJ.
Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I am employed full time as a doctor for the GA Department of Behavioral health and I also work in a private practice doing disability evaluations for the GA Department of Disabilities services. My total family annual income is approximately $225,000 as my wife is an eye doctor who is employed in clinical research.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please provide details about your credit card balances and interest rates? How much is mortgage balance you carry and how much is your home worth as per zillow.com? How much HELOC you currently have (if you have)? - Reddy_Capital
A: Credit report is a bit misleading because it is reporting total household debt, but does not allow me to report joint income between me and my wife. Most of debt is from a HELOC of (125K) on a rental property. The monthly note for that property is 1300, the place is rented for 1500/month. My credit card debt is 20K and I'm using this loan to knock 7K off that balance. Our current residence is valued at 400K - a drop of 80K from purchase price in 2009, we owe 390. Hope that helps, JJ (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/23/2011 5:02:46 PM
Tylerh$100.002/23/2011 5:03:41 PM
friendly-market5$25.002/23/2011 5:07:10 PM
investment-artist$25.002/23/2011 5:11:32 PM
Preteur$25.002/23/2011 5:04:18 PM
meenan$50.002/23/2011 5:04:29 PM
TikPmp1$25.002/23/2011 5:04:43 PM
MadHun$100.002/23/2011 5:04:02 PM
top-epic-community$50.002/23/2011 5:06:29 PM
vutah$25.002/23/2011 5:34:39 PM
simiray$25.002/23/2011 11:16:19 PM
macjp123$25.002/24/2011 12:56:50 AM
felicity-loyalist0$25.002/24/2011 1:19:15 PM
credit-investor5$50.002/25/2011 1:08:55 PM
bullwink27$25.002/27/2011 4:06:53 PM
ichibon$100.002/27/2011 5:42:57 PM
kind-resolute-dough$25.002/28/2011 9:43:11 AM
enterprising-cash0$25.002/28/2011 10:26:31 AM
whipone$25.003/1/2011 6:51:26 PM
p2p-renaissance7$100.003/2/2011 9:42:57 AM
gold-sushi$25.003/3/2011 8:03:30 AM
Zachilles$25.003/3/2011 4:10:32 PM
important-ore$150.003/4/2011 3:20:38 AM
ranstlin$25.003/4/2011 10:27:59 AM
octoberfresh$26.503/4/2011 1:41:57 PM
income-awakening6$100.003/4/2011 3:45:41 PM
Stek7$25.003/4/2011 10:21:30 PM
sandeepPR$37.003/4/2011 9:51:27 PM
GalileoBob$25.003/5/2011 8:33:13 AM
gustavholstopus32$25.003/5/2011 4:19:07 PM
don8ter$25.003/5/2011 2:54:43 PM
powerful-finance7$25.003/5/2011 11:11:40 PM
Mr_Money$25.003/6/2011 8:36:21 AM
Cai8899$40.003/6/2011 8:43:15 AM
mojii77$25.003/6/2011 8:26:15 AM
melodious-fairness$100.003/6/2011 1:33:02 PM
gavinfh$25.003/6/2011 7:12:23 AM
availableloan$25.003/6/2011 8:38:58 PM
El_Maestro$25.003/7/2011 2:14:43 PM
green-liberty-thunder$100.003/7/2011 3:01:27 PM
dpries123$25.003/7/2011 8:01:13 AM
Ripsaw4U$50.003/7/2011 12:26:24 PM
crazycool$100.003/7/2011 11:47:10 AM
superb-funds335$25.003/7/2011 8:41:28 PM
jarf$100.003/7/2011 4:38:22 PM
gravbox$25.003/8/2011 6:36:22 AM
wop310$50.003/8/2011 7:36:21 AM
missoula$100.003/8/2011 9:16:01 AM
AustinAmerica$25.003/7/2011 10:14:43 PM
cropdust3r$25.003/8/2011 12:40:31 PM
Chewbaca$25.003/8/2011 2:56:17 PM
Azonic21$25.003/8/2011 4:39:25 PM
zenchef$35.003/8/2011 12:14:34 PM
marshallmanhattan$25.003/8/2011 3:07:51 PM
greenback-octave$25.003/8/2011 6:58:15 PM
velocity-solo$25.003/8/2011 11:28:39 AM
abu-dhabi$39.003/8/2011 7:08:29 PM
dime-smasher5$25.003/8/2011 4:37:53 PM
mclark340$65.003/8/2011 12:26:52 PM
integrity-saver$100.003/8/2011 12:39:37 PM
samijake$50.003/8/2011 10:31:14 PM
squarebob$25.003/8/2011 6:04:59 PM
namd$50.003/8/2011 1:13:54 PM
knixfan78$75.003/8/2011 1:24:19 PM
atlKid$50.003/9/2011 4:53:18 AM
p2ploan-sensation211$25.003/8/2011 7:01:44 PM
successful-economy5$100.003/9/2011 5:07:23 AM
shur$25.003/8/2011 8:07:56 PM
welovebutterflies$25.003/8/2011 9:47:10 PM
StreetJustice$27.733/9/2011 2:22:34 AM
TBCapitol$65.833/9/2011 4:46:47 AM
gustavholstopus32$25.003/9/2011 5:13:13 AM
balanced-interest3$50.003/9/2011 6:29:21 AM
mketelecom$25.003/9/2011 6:43:13 AM
green-moola-platoon$100.003/9/2011 8:13:04 AM
hopeful-asset9$25.003/8/2011 9:41:28 PM
platinum-platoon$25.003/8/2011 9:51:30 PM
nad139$40.003/9/2011 3:29:28 AM
crw1950$100.003/9/2011 7:08:11 AM
Breken6$25.003/9/2011 8:31:12 AM
Tradesmanlender$50.002/23/2011 5:03:06 PM
AFairDeal$75.002/23/2011 5:06:20 PM
simplelender80$100.002/23/2011 5:02:37 PM
benjamins-utopia$100.002/23/2011 5:02:19 PM
JJ9876$25.002/23/2011 5:04:33 PM
organized-payment6$50.002/23/2011 5:06:15 PM
HamachiMan$50.002/23/2011 5:06:53 PM
jdrez$25.002/24/2011 12:51:35 AM
kulender$50.003/1/2011 3:24:20 AM
radforj22$25.003/1/2011 1:02:00 PM
indomitable-coin$50.003/1/2011 2:36:41 PM
astute-benjamins$25.003/1/2011 3:19:10 PM
enthralling-deal180$50.003/2/2011 6:16:58 AM
Phantom99$50.003/2/2011 7:02:43 AM
worthy-bid8$50.003/2/2011 7:59:02 AM
gold-blanket0$25.003/2/2011 9:53:18 AM
Artist_Blue$25.003/3/2011 6:09:26 AM
dojo2$25.003/3/2011 3:53:05 PM
commerce-renewal$100.003/3/2011 8:25:47 PM
brightest-dynamic-peace$25.003/4/2011 1:45:41 PM
a-responsible-return$100.003/5/2011 3:28:05 AM
economy-tuba7$100.003/5/2011 1:44:38 PM
respectful-integrity3$30.003/5/2011 9:10:53 AM
BAJMP$25.003/5/2011 9:18:59 AM
Havana21$25.003/5/2011 1:22:58 PM
Bank42$100.003/6/2011 4:36:50 AM
fairness-raker5$100.003/5/2011 4:42:54 PM
DreDub$50.003/5/2011 10:16:19 PM
worldly-community3$50.003/6/2011 11:06:25 AM
bradfid$25.003/6/2011 5:44:49 PM
Fonthill$100.003/6/2011 10:02:36 AM
gciarami$25.003/7/2011 2:16:34 PM
Lesburger$25.003/7/2011 11:02:52 AM
bountiful-durability$100.003/7/2011 8:57:26 PM
dollarboy$25.003/8/2011 6:16:33 AM
revenue-sapling$50.003/8/2011 7:39:04 AM
Aaron_Oz$25.003/8/2011 8:46:02 AM
genius520$100.003/8/2011 6:46:14 AM
hopeful-truth5$50.003/7/2011 8:54:56 PM
durability-mad-scientist4$50.003/7/2011 10:26:15 PM
investment-comet$100.003/8/2011 11:18:05 AM
Gobsek$25.003/8/2011 2:04:10 PM
GElender$50.003/8/2011 4:38:24 PM
investor_101$50.003/8/2011 4:37:07 PM
socal-lender$25.003/8/2011 4:37:45 PM
T-Bizzone$100.003/8/2011 8:34:21 PM
vishal29$25.003/8/2011 8:59:27 PM
bold-riveting-social$50.003/8/2011 12:27:21 PM
Google_Me$214.603/8/2011 9:11:02 PM
value-guru3$25.003/8/2011 10:09:47 PM
durability-halibut$25.003/8/2011 11:41:15 PM
Invest4kids$30.003/8/2011 6:58:25 PM
silver-armada$50.003/9/2011 5:11:26 AM
lobster$25.003/8/2011 9:28:32 PM
kchen486$100.003/8/2011 11:01:29 PM
turbostar666$35.003/9/2011 1:51:56 AM
patriot897$25.003/8/2011 6:32:11 PM
best-heavenly-justice$25.003/9/2011 2:35:41 AM
lender987654321$25.003/8/2011 7:56:16 PM
EretzCapital$164.343/9/2011 8:41:04 AM
ams294$50.003/9/2011 3:56:45 AM
atlKid$50.003/9/2011 4:49:25 AM
142 Investments
 
Borrower Payment Dependent Notes Series 495608
This series of Notes was issued and sold upon the funding of the borrower loan #47722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,400.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $273.09
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1997 Debt/Income ratio: 9%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,081Stated income:$50,000-$74,999
Delinquencies in last 7y: 36 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: heartpounding-leverage9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business startup
Purpose of loan:
This loan will be used to start a small business

My financial situation:
I am a good candidate for this loan because.I have work history and financial expertise ..


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the 36 delinquencies noted on your credit report within the past 7 yrs. When and why did they occur? - integrity-broker
A: Prior to 2004, I was unemployed for three years. During that time, I went to graduate school and completed my MBA. In 2004, I also separated from my husband and relocated to Florida to accept full-time employment. (Mar-03-2011)
Q: What is your monthly income? How much is your monthly mortgage payment? How much are your other monthly debt payments? - integrity-broker
A: $1284.75 mortgage payment $5833.34 monthly income (gross) $1500.00 monthly debt (approx.) (Mar-03-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $107,646 mortgage balance $ 159,000 market value (Mar-03-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/24/2011 5:06:00 PM
TikPmp1$25.002/24/2011 5:08:00 PM
incbx$50.002/24/2011 5:08:37 PM
MadHun$100.002/24/2011 5:07:31 PM
invincible-duty$25.002/25/2011 8:17:39 AM
credit-investor5$50.002/25/2011 1:09:07 PM
bullwink27$25.002/27/2011 6:51:58 PM
Tylerh$100.002/28/2011 8:08:33 AM
BigBroJake$25.002/28/2011 6:58:00 PM
radforj22$25.003/1/2011 1:02:56 PM
debt-force$25.003/2/2011 6:02:31 AM
enthralling-deal180$50.003/2/2011 6:17:12 AM
Phantom99$50.003/2/2011 7:03:01 AM
friendly-market5$25.003/2/2011 9:13:05 AM
gold-sushi$25.003/3/2011 8:03:47 AM
integrity-doctor$100.003/3/2011 7:37:22 AM
kindness-launcher$1,000.003/3/2011 8:41:40 AM
important-ore$150.003/4/2011 3:20:47 AM
Imaginos1892$100.003/4/2011 6:43:01 PM
jdrez$25.003/4/2011 6:42:14 PM
Artist_Blue$25.003/5/2011 9:36:14 AM
Havana21$25.003/5/2011 1:23:18 PM
treasure-bliss$50.003/5/2011 3:02:54 PM
orange-preeminant-bill$50.003/5/2011 5:27:55 PM
Cai8899$40.003/6/2011 8:43:22 AM
worldly-community3$50.003/6/2011 11:06:32 AM
dollardave$100.003/5/2011 7:47:35 PM
famous-bill$25.003/6/2011 6:56:32 AM
Mr_Money$25.003/6/2011 8:36:27 AM
Reddy_Capital$25.003/6/2011 1:30:55 PM
gravbox$25.003/8/2011 6:36:31 AM
genius520$100.003/8/2011 6:46:24 AM
richboy56$25.003/8/2011 8:42:24 AM
power-companion7$100.003/8/2011 10:09:51 AM
reward-walnut$50.003/8/2011 4:16:54 PM
Aaron_Oz$25.003/8/2011 12:41:02 PM
shur$25.003/8/2011 8:08:05 PM
green-moola-platoon$100.003/9/2011 8:13:12 AM
hopeful-asset9$25.003/8/2011 9:41:47 PM
trade-elm$40.003/9/2011 6:58:02 AM
nickel-ferret$100.003/9/2011 8:46:21 AM
payout-banker4$25.003/9/2011 6:01:58 PM
CA-Lender$100.003/9/2011 2:56:22 PM
FinanceEngine$25.003/9/2011 3:29:52 PM
wonderful-revenue0$25.003/9/2011 9:58:42 AM
Mocaba$500.003/10/2011 4:54:05 AM
jazz619$25.003/9/2011 6:41:24 PM
trade-caper$25.003/10/2011 5:28:00 AM
FloridaBookie$25.003/10/2011 5:34:09 AM
velocity-solo$25.003/10/2011 1:52:43 AM
brightest-supreme-dollar$50.003/9/2011 5:12:50 PM
benefit-ruler$25.003/10/2011 5:51:15 AM
mrrc7498$25.003/10/2011 6:01:35 AM
dvopilot$100.003/10/2011 6:43:53 AM
credit-coach118$25.003/9/2011 8:18:58 PM
greenback-perfume$50.003/10/2011 8:21:40 AM
a-finance-nirvana$25.003/10/2011 1:49:17 AM
be_wise$25.003/10/2011 5:06:42 AM
best-listing-toro$25.003/10/2011 7:12:07 AM
WeR5A$25.003/10/2011 7:17:29 AM
bobby5832708$50.003/10/2011 8:16:12 AM
Aaron_Oz$110.173/10/2011 8:32:08 AM
simplelender80$100.002/24/2011 5:06:10 PM
BxRealtor$25.002/24/2011 5:06:25 PM
Tradesmanlender$35.002/24/2011 5:07:25 PM
HamachiMan$50.002/24/2011 5:08:49 PM
shawnw2$25.002/24/2011 8:04:20 PM
macjp123$25.002/25/2011 1:04:05 AM
jga516$25.002/25/2011 8:36:31 AM
kind-resolute-dough$25.002/28/2011 9:43:36 AM
meenan$50.002/28/2011 1:54:12 PM
inspiring-reward$50.003/1/2011 8:28:57 AM
Preteur$25.003/1/2011 4:05:25 PM
worthy-bid8$50.003/2/2011 7:59:25 AM
gold-blanket0$50.003/2/2011 9:53:42 AM
kulender$100.003/2/2011 1:51:46 PM
ivadood$50.003/3/2011 7:13:20 AM
commerce-renewal$100.003/3/2011 8:25:57 PM
mammalian4$100.003/4/2011 1:22:24 PM
Bank42$100.003/5/2011 5:46:15 AM
Fonthill$100.003/6/2011 10:02:43 AM
jybank$100.003/6/2011 11:42:43 AM
crazycool$100.003/7/2011 11:47:22 AM
don8ter$25.003/7/2011 3:46:38 PM
benevolent-capital1$50.003/7/2011 11:18:01 AM
jarf$100.003/7/2011 4:40:32 PM
melodious-fairness$50.003/7/2011 4:58:44 PM
superb-funds335$25.003/7/2011 8:41:39 PM
bountiful-durability$100.003/7/2011 8:57:33 PM
durability-mad-scientist4$50.003/7/2011 10:26:21 PM
integrity-saver$100.003/8/2011 12:39:44 PM
patriot897$25.003/8/2011 6:32:21 PM
drseuzz$56.623/8/2011 2:15:58 PM
kchen486$100.003/8/2011 11:01:44 PM
value-sequoia8$50.003/8/2011 5:45:08 PM
harperpotok$25.003/9/2011 12:26:34 PM
Ocean713$50.003/9/2011 12:33:18 PM
tszbgae$100.003/9/2011 5:41:55 PM
interstellar$44.103/9/2011 3:01:28 PM
jazzlender$25.003/10/2011 1:42:18 AM
PThor$25.003/9/2011 1:02:25 PM
power-collider$50.003/9/2011 3:41:09 PM
Weaverville$50.003/10/2011 7:23:39 AM
genuine-money$50.003/10/2011 7:33:06 AM
Eric_Gagne$25.003/10/2011 8:13:22 AM
LoisLoan$25.003/9/2011 5:42:14 PM
engbusres$100.003/10/2011 5:59:05 AM
cash-champ0$50.003/10/2011 6:09:57 AM
credit-kahuna$50.003/10/2011 6:27:24 AM
CROBRUN$86.983/10/2011 6:56:29 AM
peace-maximizer8$25.003/10/2011 4:36:20 AM
SoCalRancher$50.003/10/2011 6:16:22 AM
ketro155$137.133/10/2011 7:52:47 AM
113 Investments
 
Borrower Payment Dependent Notes Series 496036
This series of Notes was issued and sold upon the funding of the borrower loan #47690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1986 Debt/Income ratio: 11%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:23y 4m
Amount delinquent: $10,137 Total credit lines: 15 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,869Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: jubilant-silver6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
kidbolo
Purpose of loan:
This loan will be used to... address tax issues

My financial situation:
I am a good candidate for this loan because...over the years i have consitantly met all financial obligations except for two instances involving health. those situations have been resolved and are in the past. trying to reestablish and move forward.


Monthly net income: $3500
Monthly expenses: $
Housing: $940
Insurance: $100
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your current delinquency? Thanks. - squarebob
A: I have no current delinquencies. The only delinquency noted on my credit report is a past due on a mortgage payment. I no longer own that property but it is still reflected on my report. Several health issues caused that delinquency and I was forced to give up the property. These health issues have been resolved and i have returned to fulltime work for over a year. But I am still in the rebuilding stage financially, and still have tax issues to address thus the primary reason for loan. thank you (Mar-02-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: As of October 2010 I no longer own a home or any other real estate. I have been renting since that time. Thank you. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/28/2011 5:17:17 PM
simplelender80$100.002/28/2011 5:12:53 PM
Kaj$50.002/28/2011 5:17:45 PM
tech310$50.003/1/2011 3:33:21 AM
greencat$50.003/1/2011 7:24:19 AM
HamachiMan$50.003/1/2011 10:26:17 AM
Artist_Blue$25.003/1/2011 1:36:20 PM
debt-force$25.003/2/2011 6:03:23 AM
zorg77$25.003/2/2011 5:36:09 AM
worthy-bid8$25.003/2/2011 8:02:03 AM
Pakse$25.003/2/2011 9:00:27 AM
squarebob$25.003/2/2011 9:36:12 AM
sappy02$25.003/2/2011 1:59:31 PM
cash-raccoon$25.003/3/2011 7:28:30 AM
commerce-renewal$100.003/3/2011 8:20:59 PM
payment-gusto$25.003/4/2011 10:14:47 AM
point-sasquatch$25.003/4/2011 2:41:21 PM
wwwUniversal$25.003/5/2011 3:29:30 PM
jmichael23$100.003/5/2011 1:07:56 PM
Bob450$25.003/5/2011 12:42:15 PM
Gibbyland$100.003/6/2011 1:41:32 PM
flwah$25.003/7/2011 3:51:37 AM
1phantom$25.003/7/2011 4:56:32 AM
jiggaman7$25.003/7/2011 4:55:03 PM
Tylerh$100.003/7/2011 7:18:06 PM
umfan123$25.003/7/2011 4:34:38 PM
successful-generosity$25.003/7/2011 4:51:01 PM
HenryS$50.003/7/2011 5:33:43 PM
seisen$50.003/7/2011 7:01:45 PM
note-sphinx$50.003/8/2011 7:11:12 AM
Armyman122$50.003/8/2011 2:08:27 AM
power-companion7$100.003/8/2011 10:07:49 AM
shmb6508$200.003/8/2011 12:10:51 PM
GElender$25.003/8/2011 5:57:41 AM
Turtlebear44$50.003/8/2011 12:11:07 PM
bid-caballero$25.003/8/2011 3:07:48 PM
famous-bill$25.003/8/2011 12:02:52 PM
patriot897$25.003/8/2011 6:34:50 PM
reward-walnut$50.003/8/2011 4:16:08 PM
loan-kung-fu$100.003/9/2011 5:17:09 AM
leverage-holly$25.003/9/2011 12:11:09 PM
Dubbs360$100.003/8/2011 11:36:18 PM
successful-economy5$50.003/9/2011 5:20:04 AM
genius520$100.003/9/2011 3:13:06 PM
payout-banker4$25.003/9/2011 4:36:29 PM
PThor$25.003/9/2011 1:03:07 PM
payment-wonder2$25.003/9/2011 5:59:44 PM
pooksat$25.003/9/2011 2:47:20 PM
minddoc$25.003/10/2011 1:03:13 AM
agiovasil$25.003/10/2011 1:42:02 AM
unassassinable$25.003/10/2011 1:51:22 AM
new-social-economist$50.003/10/2011 1:54:12 AM
apostle901$25.003/10/2011 5:27:38 AM
inspiring-reward$50.003/9/2011 3:11:59 PM
mike279766$27.003/9/2011 9:31:02 PM
supersarah61$25.003/9/2011 4:02:07 PM
asiaratt$49.333/10/2011 1:04:09 AM
greatwhiteninja$50.003/10/2011 6:57:19 AM
hobday$25.003/10/2011 7:03:19 AM
Pitufo$25.003/10/2011 1:23:47 AM
Skiph$25.003/10/2011 1:26:25 AM
wizardii$25.003/10/2011 1:31:24 AM
lowcostmoney$25.003/10/2011 1:41:37 AM
hope-hickory$25.003/10/2011 1:48:22 AM
american-investor$25.003/10/2011 1:49:54 AM
natural-greenback6$25.003/10/2011 1:51:19 AM
blackstar$25.003/10/2011 5:36:18 AM
Perksunlimited$50.003/10/2011 6:56:34 AM
Rdodson11$25.003/10/2011 1:03:47 AM
Easystreet$25.003/10/2011 1:15:35 AM
wise-balanced-moola$25.003/10/2011 1:50:22 AM
dedicated-transaction796$50.003/10/2011 1:51:30 AM
damasterwc$25.003/10/2011 4:52:50 AM
pious-gold$30.823/10/2011 5:27:06 AM
Loanstou$75.003/10/2011 6:52:50 AM
ingenious-deal6$25.002/28/2011 5:01:08 PM
competent-p2p$30.002/28/2011 7:32:14 PM
MadHun$200.003/1/2011 4:57:57 PM
gold-blanket0$25.003/3/2011 6:55:29 PM
purpledog18$50.003/5/2011 8:36:27 AM
ryclsun$50.003/5/2011 8:37:14 AM
kulender$50.003/5/2011 1:02:26 PM
VJ_Financial$100.003/5/2011 5:57:17 PM
Cai8899$25.003/6/2011 8:41:47 AM
capital-halo1$500.003/5/2011 8:11:17 PM
DreDub$50.003/5/2011 10:17:18 PM
soulful-truth$100.003/6/2011 5:41:24 PM
Fonthill$50.003/6/2011 10:06:18 AM
scout124$25.003/7/2011 11:03:04 AM
durability-mad-scientist4$50.003/7/2011 10:26:33 PM
orderly-leverage$100.003/8/2011 9:24:47 AM
five-star-note$25.003/8/2011 9:25:08 AM
radforj22$25.003/8/2011 11:36:34 AM
KMB78$27.553/8/2011 12:12:53 PM
Nikelaos$30.003/8/2011 1:01:38 PM
topper480$50.003/8/2011 8:31:18 AM
desertoasis$25.003/8/2011 12:01:52 PM
jo2y$25.003/8/2011 12:02:11 PM
the-profit-oracle$25.003/8/2011 12:11:14 PM
special-peso$50.003/8/2011 12:11:18 PM
money-bauble$100.003/8/2011 12:15:35 PM
rhin0cerx$50.003/8/2011 9:43:48 AM
CA-Lender$100.003/8/2011 3:16:23 PM
TCR3$27.153/8/2011 11:05:39 AM
Ruckus888$50.003/8/2011 11:59:35 AM
SecondChanceLendingSERV$25.003/8/2011 12:01:26 PM
green-capital-hornet$25.003/8/2011 12:02:43 PM
Lender0424$25.003/8/2011 7:46:21 PM
finagler$25.003/8/2011 12:13:02 PM
Jethro12$25.003/8/2011 1:21:24 PM
Invest4kids$30.003/8/2011 6:58:30 PM
shur$25.003/8/2011 8:11:07 PM
DDHMoney$25.003/8/2011 8:51:21 PM
pound-ace$50.003/9/2011 8:11:21 AM
hopeful-asset9$25.003/8/2011 9:42:08 PM
Lam0nt$25.003/8/2011 5:41:14 PM
finance-scout2$50.003/9/2011 9:36:11 AM
verblender$50.003/9/2011 6:39:27 AM
A007$50.003/9/2011 11:41:07 AM
108lender$100.003/9/2011 9:17:11 AM
CASHGIRL$25.003/9/2011 4:12:33 PM
Ocean713$50.003/9/2011 12:33:33 PM
HHP$25.003/9/2011 2:24:05 PM
oreyedoc$50.003/9/2011 9:12:10 AM
aks12$25.003/9/2011 6:50:53 PM
painterflipper$59.493/9/2011 10:55:34 PM
kendallv$25.003/10/2011 1:13:22 AM
SkipperScott$28.673/10/2011 1:22:18 AM
aader$25.003/9/2011 12:22:03 PM
calinno2$26.443/10/2011 1:33:18 AM
ofern01$100.003/9/2011 5:31:01 PM
d_grbg$26.563/10/2011 1:47:54 AM
gold-commander0$25.243/10/2011 1:48:11 AM
ursus$36.743/10/2011 1:54:05 AM
liberty-society5$50.003/9/2011 1:16:11 PM
whatknows$25.003/10/2011 1:12:59 AM
Mariner3605$25.003/10/2011 1:15:41 AM
LKN2RTR$25.003/10/2011 1:23:07 AM
investment-visionary$25.003/10/2011 1:47:39 AM
Shepherd7$50.003/10/2011 4:07:27 AM
trade-caper$25.003/10/2011 5:41:25 AM
skubwa$25.003/10/2011 5:46:57 AM
the-upbeat-p2p$200.003/9/2011 7:01:57 PM
CROBRUN$100.003/10/2011 6:55:10 AM
nletunic$50.003/9/2011 9:22:46 PM
brazilofmux$74.543/10/2011 1:03:38 AM
copper$50.003/10/2011 1:03:57 AM
Katburg$25.003/10/2011 1:12:03 AM
IIP77$25.003/10/2011 1:14:07 AM
finance-mushroom$50.423/10/2011 1:54:19 AM
chkrvrty$50.003/10/2011 4:20:02 AM
Mocaba$250.003/10/2011 4:59:10 AM
be_wise$25.003/10/2011 5:07:21 AM
hobday$20.053/10/2011 7:03:49 AM
154 Investments
 
Borrower Payment Dependent Notes Series 496224
This series of Notes was issued and sold upon the funding of the borrower loan #47699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2003 Debt/Income ratio: 35%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,013Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: integrity-parsec Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
APR Reduction & Debt Consolidation
Purpose of loan:
This loan will be used to consolidate unsecured debts and to get a lower average APR on outsanding debt.

My financial situation:
I am a good candidate for this loan because I have excellent payment history and a very steady and reliable job in a tough financial market that will ensure I am able to make payments as per the agreement. I am a software engineer, which is a thriving industry, so in the case that the unpredicted does happen, I will be able to remain mobile in the market to ensure that my financial obligations are met.


Monthly net income: $4333
Housing: $525
Insurance: $100
Car expenses: $100
Utilities: $80
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $125
Credit cards and other loans: $950
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please tell us the current APR breakdown of your debt is? - tonpa
A: Currently, it is approximately $4000 at 29.99%, $4000 at 20-29.98%, and $7000 at 15-19.99%. I am looking to reduce the APR and consolidate the upper portion of that debt.. (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/2/2011 9:02:25 AM
zotzot$50.003/2/2011 9:08:44 AM
squarebob$50.003/2/2011 9:20:12 AM
benjamins-utopia$50.003/2/2011 9:02:00 AM
simplelender80$100.003/2/2011 9:02:09 AM
MadHun$200.003/2/2011 9:02:50 AM
TikPmp1$25.003/2/2011 9:05:07 AM
reflective-rupee$25.333/2/2011 10:22:23 AM
Tradesmanlender$35.003/2/2011 9:04:42 AM
MarvintheMartian$25.003/2/2011 11:27:51 AM
worthy-bid8$50.003/2/2011 9:06:54 AM
113121$25.003/2/2011 1:13:32 PM
SolarMoonshine$25.003/2/2011 6:18:36 PM
Sealion$50.003/3/2011 7:38:47 AM
888GoldIngots$25.003/3/2011 9:08:27 AM
rockhound84$25.003/3/2011 6:24:39 AM
all_of_that_one$28.613/3/2011 7:50:50 AM
thankful-nickel2$25.003/3/2011 4:12:00 PM
transformer855$25.003/4/2011 10:51:23 PM
jdrez$25.003/4/2011 6:31:53 PM
Byrd24$100.003/5/2011 12:54:50 PM
radforj22$25.003/5/2011 8:41:11 AM
houli123$100.003/5/2011 6:06:13 PM
Cai8899$40.003/6/2011 8:44:10 AM
Mrgiggleswic$100.003/7/2011 5:10:39 AM
genius520$100.003/8/2011 6:47:09 AM
firsttouch1$200.003/8/2011 3:31:29 PM
lender987654321$100.003/8/2011 8:11:56 PM
imdave4me$100.003/8/2011 10:27:37 PM
loss-of-control$100.003/8/2011 5:29:59 PM
shrewd-income$100.003/9/2011 8:22:17 AM
jarf$100.003/8/2011 9:05:08 PM
Roundhouse$500.003/8/2011 9:10:14 PM
incbx$50.003/9/2011 3:13:47 PM
nickel-ferret$100.003/9/2011 8:47:33 AM
PThor$25.003/9/2011 1:03:03 PM
payout-banker4$25.003/9/2011 6:02:32 PM
peace-maximizer8$25.003/10/2011 4:36:49 AM
jazz619$25.003/9/2011 6:41:57 PM
CA-Lender$100.003/9/2011 2:56:36 PM
hopeful-truth5$100.003/9/2011 4:22:04 PM
MrCoffee$29.063/10/2011 2:23:26 AM
top-commerce-rumbler$50.003/10/2011 4:41:40 AM
purposeful-dedication$25.003/10/2011 10:37:11 AM
top-basis-majesty$50.003/10/2011 9:33:37 AM
balance-force$100.003/10/2011 2:43:07 PM
ethicalhumanist$50.003/10/2011 1:31:34 PM
bughead$25.003/10/2011 6:24:08 PM
uscode35$100.003/10/2011 2:01:37 PM
testguy$34.323/10/2011 2:18:47 PM
Happyhourcomics$25.003/10/2011 7:45:32 PM
CreditBuilder2$100.003/10/2011 3:03:32 PM
lucky2$25.003/10/2011 11:00:01 AM
imberman$29.003/11/2011 5:03:34 AM
StargazerLending$25.003/10/2011 11:53:13 AM
cerebral-dollar773$115.513/11/2011 6:43:40 AM
MrRooster101$25.003/10/2011 6:22:31 PM
scoobiedoo$50.003/10/2011 2:38:21 PM
roundfigure$100.003/10/2011 4:00:43 PM
squarebob$101.003/10/2011 4:57:16 PM
justme4now$25.003/11/2011 4:27:51 AM
wise-benjamins-fortress$25.003/11/2011 6:34:01 AM
LendToCause$25.003/10/2011 6:08:28 PM
Sol_Invictus$25.003/10/2011 6:27:34 PM
brainy-repayment5$75.003/2/2011 9:05:57 AM
debt-force$25.003/2/2011 9:06:09 AM
investment-artist$25.003/2/2011 10:23:52 AM
Wangchuk$25.003/2/2011 9:12:03 AM
DasMula$27.003/2/2011 9:32:52 AM
competent-p2p$25.003/2/2011 11:31:55 AM
Bank_Of_XL$25.003/2/2011 1:26:40 PM
lendstats_com$100.003/3/2011 1:38:06 AM
important-ore$150.003/4/2011 3:21:31 AM
kulender$100.003/4/2011 2:31:50 PM
agalt$125.003/4/2011 1:49:19 PM
moola-tulip1$25.003/4/2011 2:21:27 PM
mammalian4$100.003/4/2011 2:50:49 PM
Reddy_Capital$25.003/5/2011 1:43:01 AM
Bank42$100.003/5/2011 6:20:35 AM
jmichael23$100.003/5/2011 1:09:48 PM
magnetic-dedication3$25.003/6/2011 4:56:08 PM
enthralling-deal180$50.003/7/2011 5:00:34 PM
Tylerh$100.003/7/2011 7:16:29 PM
new-ore-venture$200.003/8/2011 9:19:18 AM
power-companion7$100.003/8/2011 10:08:14 AM
jutdon84$100.003/8/2011 5:58:49 AM
omegamon1$29.003/8/2011 7:24:54 AM
orderly-leverage$98.403/8/2011 11:38:51 AM
patriot897$25.003/8/2011 6:33:17 PM
active-wealth3$25.003/9/2011 9:25:38 AM
brightest-dignified-penny$30.003/9/2011 10:21:48 AM
credit-coach118$100.003/9/2011 2:42:14 PM
visionary-asset5$100.003/9/2011 10:28:36 AM
integrity-saver$100.003/9/2011 3:14:04 PM
visionary-asset5$50.003/9/2011 10:52:43 AM
meenan$50.003/9/2011 3:14:30 PM
cash-champ0$25.003/10/2011 6:12:41 AM
mraleig$100.003/9/2011 9:16:11 PM
power-secret-agent$25.003/10/2011 2:11:54 AM
jybank$100.003/10/2011 10:53:18 AM
Havana21$25.003/10/2011 1:33:11 AM
beans53$25.003/10/2011 10:47:43 AM
loanman2007$75.003/10/2011 6:31:03 AM
Peacepower$25.003/10/2011 5:35:03 PM
a-reasonable-return$25.003/10/2011 8:38:12 AM
Aariel$25.003/10/2011 9:27:16 AM
woohoo$25.003/10/2011 10:23:25 AM
tonpa$25.003/10/2011 10:31:12 AM
flyboy42$50.003/10/2011 10:40:30 AM
shelcurt$25.003/10/2011 10:41:35 AM
kind-resolute-dough$25.003/10/2011 10:47:47 AM
EarlyRiser$129.033/11/2011 1:02:02 AM
jonn834$25.003/11/2011 1:13:04 AM
Nerdster1$25.053/11/2011 3:46:14 AM
Cashlender1992$46.803/11/2011 5:14:18 AM
wizbiz717$50.003/10/2011 5:27:20 PM
gold-blanket0$100.003/11/2011 6:46:19 AM
platinum-exec1$100.003/10/2011 6:27:18 PM
NorthlandAlchemist$50.003/10/2011 10:50:45 PM
KrisKringle$30.983/11/2011 2:06:05 AM
BansirOfBabylon$25.003/11/2011 5:08:37 AM
121 Investments
 
Borrower Payment Dependent Notes Series 496346
This series of Notes was issued and sold upon the funding of the borrower loan #47710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1972 Debt/Income ratio: 9%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 4Length of status:9y 8m
Amount delinquent: $1,589 Total credit lines: 26 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,567Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: agreement-medalist Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Applicant
Purpose of loan:
This loan will be used to...pay emergency expenses.
My financial situation:
I am a good candidate for this loan because...I have the ability and intent to make timely repayment.


Monthly net income: $5600.00
Monthly expenses: $2000.00
Housing: $600.00
Insurance: $200.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $00.00
Other expenses: $00.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain the delinquencies in your file? Also, what type of law do you practice? Thank you. - organic-treasure
A: Certainly. The delinquencies resulted from unforseeable devastating personal circumstances. I practice criminal law. (Mar-06-2011)
Q: Can you be more specific regarding the delinquencies? If we are to lend money to you, we need accurate details. Thank you. - Top_Gun_Lender
A: Previously disclosed details are as accurate as I recall. I understand your reluctance. I assure you I have been as forthcoming as possible. Thank you for at least considering me in my time of need. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worthy-bid8$25.003/2/2011 9:07:03 AM
suave-dime6$25.003/2/2011 9:04:37 AM
zotzot$50.003/2/2011 9:10:45 AM
Artist_Blue$25.003/2/2011 9:44:00 AM
competent-p2p$35.003/2/2011 11:01:58 AM
SolarMoonshine$200.003/2/2011 6:13:11 PM
shrewd-income$100.003/3/2011 6:29:31 AM
yield-aurora4$200.003/3/2011 6:43:07 AM
leverage-monger$25.003/3/2011 9:28:43 AM
ssanders82$25.003/3/2011 12:21:23 PM
SFBank$100.003/3/2011 8:19:39 PM
gold-blanket0$25.003/3/2011 6:55:58 PM
loss-of-control$50.003/3/2011 6:33:50 PM
integrity-doctor$100.003/4/2011 9:52:31 AM
Rashanir$25.003/4/2011 9:33:41 AM
interstellar$51.003/4/2011 5:46:11 PM
gothampark$25.003/5/2011 8:50:44 AM
a-finance-nirvana$25.003/5/2011 4:56:23 PM
Rulea72$30.003/5/2011 5:48:38 PM
credit-missile$25.003/5/2011 9:43:49 PM
SFBank$100.003/5/2011 7:39:10 PM
Rip128$75.003/6/2011 5:20:49 PM
KarlMarx$25.003/7/2011 12:51:33 PM
skillful-asset5$30.003/6/2011 8:11:59 PM
helpwithoutbanks$25.003/7/2011 2:47:35 PM
JauaFlash$25.003/7/2011 2:28:44 PM
youngtrader$100.003/7/2011 6:00:47 PM
seisen$50.003/7/2011 7:02:00 PM
jybank$100.003/7/2011 3:55:50 PM
the-revenue-demon$70.673/7/2011 8:10:10 PM
Tylerh$100.003/7/2011 7:18:36 PM
supreme-hope$75.003/7/2011 5:39:35 PM
peso-aggregator$25.003/7/2011 7:03:28 PM
simplelender80$200.003/2/2011 9:01:35 AM
squarebob$25.003/2/2011 9:08:58 AM
reflective-rupee$1,000.333/2/2011 11:04:04 AM
ingenious-deal6$25.003/2/2011 9:05:20 AM
MadHun$200.003/2/2011 9:05:54 AM
credit-missile$75.003/2/2011 12:02:41 PM
DasMula$27.003/2/2011 9:56:53 AM
integrity-liberator$50.003/2/2011 1:51:39 PM
loanman2007$100.003/2/2011 2:00:07 PM
market-pudding$25.003/3/2011 11:11:50 AM
supreme-hope$25.003/3/2011 1:49:44 PM
Kaj$50.003/4/2011 12:46:00 PM
squarebob$105.003/4/2011 10:44:07 AM
point-sasquatch$25.003/4/2011 2:41:54 PM
credit-missile$25.003/4/2011 5:37:32 PM
five-star-note$250.003/4/2011 5:42:58 PM
carrinel$75.003/5/2011 7:55:13 AM
leverage-monger$100.003/5/2011 10:21:38 AM
Bob450$25.003/5/2011 12:43:05 PM
Cai8899$25.003/6/2011 8:42:18 AM
hidavehi$26.003/6/2011 9:20:34 AM
soulful-truth$100.003/6/2011 5:41:44 PM
contract-lionheart$200.003/7/2011 12:41:53 PM
loyalist1$100.003/7/2011 8:17:57 AM
SecondChanceLendingSERV$25.003/7/2011 7:43:21 PM
beeper2$100.003/7/2011 7:09:18 PM
Lubava$50.003/7/2011 7:10:46 PM
60 Investments
 
Borrower Payment Dependent Notes Series 496426
This series of Notes was issued and sold upon the funding of the borrower loan #47725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2000 Debt/Income ratio: 61%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:16y 11m
Amount delinquent: $0 Total credit lines: 38 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,888Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: virtuous-generosity0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
knowledgeable
Purpose of loan:
This loan will be used to...pay some bills

My financial situation:
I am a good candidate for this loan because.i will pay it off...


Monthly net income: $2.200
Monthly expenses: $700.00
Housing: $597.00
Insurance: $130.00
Car expenses: $
Utilities: $250.00
Phone, cable, internet: $127.00
Food, entertainment: $50.00
Clothing, household expenses: $150.00
Credit cards and other loans: $220.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It looks like you are paying over half your income to service your debts. How did you get into this situation and how are you going to get out? Thanks. - squarebob
A: iWAS OFF WORK FOR 2 MONTHS AND THING GOT BEHIND. (Mar-06-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe 45 thousand on my home zillow.com (Mar-06-2011)
Q: are you back to work at the same place and are you there to stay for the length of the loan at least - pellet
A: Yes I am back at the same place had surgery the reason I was off. (Mar-06-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$200.333/3/2011 9:40:21 AM
unforgettable-market3$100.003/3/2011 10:55:42 AM
commerce-renewal$100.003/3/2011 8:20:34 PM
transformer855$25.003/4/2011 12:51:12 PM
bentonlending$25.003/4/2011 4:30:11 PM
purpledog18$50.003/5/2011 8:36:13 AM
ryclsun$50.003/5/2011 8:37:03 AM
850$50.003/6/2011 12:47:18 AM
innovator2$25.003/5/2011 4:30:55 PM
mpatrick$25.003/5/2011 7:53:57 PM
B2152$25.003/7/2011 4:55:31 AM
YeoLenderSource$25.003/6/2011 7:23:11 PM
open-minded-fund9$144.053/7/2011 1:46:59 PM
JauaFlash$25.003/7/2011 2:29:46 PM
Shining-Star$25.003/7/2011 3:38:16 PM
entertaining-greenback2$25.003/7/2011 5:02:27 PM
impala6464$118.773/7/2011 9:56:44 PM
wild-orange$25.003/7/2011 6:56:17 PM
Lubava$50.003/7/2011 7:11:59 PM
Kash2010lu$29.003/3/2011 9:08:21 AM
shrewd-income$50.003/3/2011 2:49:11 PM
ultimate-peace$50.003/3/2011 9:12:00 AM
innovator2$25.003/3/2011 4:00:39 PM
SFBank$100.003/3/2011 7:56:54 PM
restless-dime$25.003/4/2011 2:03:38 PM
BAJMP$25.003/4/2011 10:53:55 AM
kulender$50.003/5/2011 1:01:43 PM
RyanM561$25.003/5/2011 3:37:33 PM
houli123$100.003/5/2011 6:22:36 PM
Gibbyland$100.003/6/2011 1:36:45 PM
Kqwik$25.003/6/2011 3:55:58 PM
farmn$25.003/7/2011 2:12:26 PM
droopie1$25.003/6/2011 9:52:57 PM
YurshotCapital$167.853/7/2011 8:25:34 PM
MrDance123$40.003/7/2011 6:05:19 PM
terrific-p2ploan$25.003/7/2011 7:51:35 PM
36 Investments
 
Borrower Payment Dependent Notes Series 496578
This series of Notes was issued and sold upon the funding of the borrower loan #47692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $102.52
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2001 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,896Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: fulfilling-note6 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medicine schooling
Purpose of loan: Fund my online education
This loan will be used to... Pay tuition

My financial situation: Good. I just didn't want to use my savings for this
I am a good candidate for this loan because... I am financially responsible


Monthly net income: $ 2700
Monthly expenses: $2000
Housing: $700
Insurance: $100
Car expenses: $200
Utilities: $ 200
Phone, cable, internet: $100
Food, entertainment: $ 300
Clothing, household expenses: $ 160
Credit cards and other loans: $ 200
Other expenses: $ 35
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/4/2011 5:04:36 PM
calimanusa$25.003/4/2011 7:13:12 PM
benjamins-utopia$100.003/4/2011 5:04:57 PM
tylerfd$25.003/5/2011 2:49:43 AM
DirtyJack$50.003/4/2011 5:48:08 PM
MadHun$200.003/4/2011 5:06:49 PM
organized-payment6$50.003/4/2011 5:06:53 PM
important-ore$150.003/4/2011 5:08:25 PM
Brisket_Bob$25.003/4/2011 7:22:37 PM
MarvintheMartian$25.003/4/2011 8:58:02 PM
thoughtful-investment045$25.003/5/2011 8:14:45 AM
Prosp_Lender$50.003/5/2011 10:46:14 AM
sweet-social2$45.003/5/2011 4:43:14 PM
CSAworker$25.003/5/2011 1:48:26 PM
engaging-worth$25.003/5/2011 5:44:21 PM
colorfulgardener$25.003/6/2011 12:18:24 AM
capital-kingdom$25.003/6/2011 3:58:02 PM
whitebalcony$25.003/6/2011 12:57:28 PM
blue-useful-auction$25.003/7/2011 8:00:08 AM
jayk63$25.003/7/2011 3:25:23 AM
freetolive$25.003/7/2011 4:22:59 PM
dpries123$25.003/7/2011 8:01:26 AM
radiant-return$25.003/7/2011 9:45:26 AM
bentheredunthat$92.003/7/2011 9:14:01 PM
bullwink27$25.003/7/2011 4:48:42 PM
Cai8899$40.003/7/2011 4:52:09 PM
Tylerh$100.003/7/2011 7:17:13 PM
Torero06$28.503/7/2011 10:22:13 PM
Nerdster1$25.053/8/2011 3:40:13 AM
vishal29$100.003/7/2011 10:20:57 PM
jdrez$25.003/4/2011 6:31:12 PM
auctionator1$100.003/4/2011 7:24:36 PM
zotzot$100.113/4/2011 5:17:54 PM
BxRealtor$25.003/4/2011 5:04:48 PM
Tradesmanlender$100.003/4/2011 5:07:01 PM
competent-p2p$30.003/4/2011 6:29:16 PM
macjp123$25.003/5/2011 2:37:12 AM
Sol_Invictus$25.003/5/2011 11:56:18 AM
carrinel$74.023/5/2011 8:00:47 AM
investment-artist$25.003/5/2011 8:14:29 AM
850$50.003/6/2011 12:52:59 AM
radforj22$25.003/6/2011 4:51:34 AM
us957165$25.003/6/2011 4:27:23 PM
elvisloans$25.003/6/2011 7:42:34 AM
Credit4Talent$26.353/6/2011 1:15:33 PM
Nailman88$50.003/6/2011 1:57:22 PM
Pod1313$38.593/7/2011 5:32:51 AM
Pickmar$25.003/7/2011 8:03:58 AM
Stewardship4Life$50.003/7/2011 6:01:20 AM
Ripsaw4U$45.843/7/2011 12:27:10 PM
DscGlfn$25.003/7/2011 9:15:57 PM
ToloUSN$50.003/7/2011 7:41:06 PM
GoingFishing$25.003/8/2011 1:02:48 AM
milo1000$43.883/7/2011 6:08:32 PM
wild-orange$300.003/7/2011 6:57:23 PM
captkenr$50.003/7/2011 8:10:30 PM
Heliosky77$42.533/8/2011 4:18:05 AM
Mack_Inv$43.133/8/2011 4:20:56 AM
58 Investments
 
Borrower Payment Dependent Notes Series 496764
This series of Notes was issued and sold upon the funding of the borrower loan #47734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1989 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:22y 6m
Amount delinquent: $0 Total credit lines: 35Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,087 
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: note-reformer Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
starfish
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: 300Housing: $552
Insurance: $100
Car expenses: $50
Utilities: $
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.003/7/2011 9:03:57 AM
vutah$25.003/7/2011 9:05:16 AM
simplelender80$100.003/7/2011 9:02:58 AM
KarlMarx$25.003/7/2011 12:51:48 PM
FASTIZIO_P$25.003/7/2011 9:06:22 AM
dpries123$25.003/7/2011 9:07:35 AM
loyalist1$75.003/7/2011 4:47:59 PM
ingenious-deal6$25.003/7/2011 9:03:20 AM
Cai8899$25.003/8/2011 9:25:18 AM
CA-Lender$100.003/8/2011 3:17:11 PM
Bob450$25.003/9/2011 2:19:16 AM
patriot897$25.003/8/2011 6:35:32 PM
GS-ROCK$25.003/9/2011 11:31:42 AM
Eric_Gagne$25.003/10/2011 7:54:56 AM
hobday$25.003/10/2011 7:11:04 AM
chkrvrty$50.003/10/2011 4:21:48 AM
top-basis-majesty$50.003/10/2011 9:35:17 AM
ethicalhumanist$25.003/10/2011 1:37:50 PM
ready-interest9$25.003/10/2011 3:52:44 PM
glenium$25.003/11/2011 2:41:43 AM
point-sasquatch$25.003/10/2011 5:11:49 PM
SecondChanceLendingSERV$25.003/11/2011 9:24:35 AM
MadHun$27.413/11/2011 2:07:42 AM
kind-genuine-dough$25.003/11/2011 9:35:54 AM
rupee_power$25.203/11/2011 9:54:58 AM
suave-dime6$25.003/7/2011 9:05:58 AM
investment-artist$25.003/7/2011 9:20:19 AM
leverage-monger$100.003/7/2011 12:35:06 PM
Tylerh$100.003/7/2011 7:19:10 PM
worthy-bid8$50.003/8/2011 4:14:10 PM
realtormoises$25.003/8/2011 3:11:53 PM
loan-kung-fu$100.003/9/2011 5:17:56 AM
108lender$200.003/9/2011 9:18:34 AM
thelovebug$100.003/9/2011 12:51:52 PM
payout-banker4$25.003/9/2011 6:01:37 PM
musegaze$100.003/11/2011 6:11:50 AM
wild-orange$50.003/10/2011 3:00:58 PM
secureincome$700.003/11/2011 1:31:36 PM
38 Investments
 
Borrower Payment Dependent Notes Series 496894
This series of Notes was issued and sold upon the funding of the borrower loan #47689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2000 Debt/Income ratio: 19%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,202Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: Ne11i Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2008)
640-659 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Healing Arts and Consolidation
Purpose of loan:
This loan will be used to consolidate loans and to equip and sustain a creative healing arts business. Presently, I am a Sales Engineer but am transitioning to a creative, holistic and socially inclined field. Looking for a few generous lenders to help me out! :)

Please note that I had a proper loan approved in 2007 (Paid in Full)
https://www.prosper.com/invest/listing.aspx?listingID=159421

My financial situation:
I have a solid, well paying job. In addition, I hope to earn additional revenue from my healing arts services and other creative work.

Monthly net income: $3400
Housing: $800/month
Car expenses: $450/month
Utilities: $50
Internet: $60/month
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $450

My total expenses are about $2210.00 per month. I will have around $1190.00 to help accelerate the amortization of this loan.

Thanks for viewing my listing!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/8/2011 9:03:27 AM
investment-artist$25.013/8/2011 9:03:40 AM
DHolly$50.003/8/2011 9:07:44 AM
liberty-magnate$100.003/8/2011 9:27:23 AM
UCLA4life$50.003/8/2011 9:03:43 AM
cashhelp$50.003/8/2011 9:03:59 AM
golffish2$200.003/8/2011 9:04:24 AM
reflective-rupee$500.333/8/2011 9:11:22 AM
golffish2$136.923/8/2011 9:41:52 AM
blue-useful-auction$25.003/8/2011 11:41:37 AM
one-midas$50.003/8/2011 10:51:49 AM
yield-lion2$25.003/8/2011 11:25:02 AM
CA-Lender$100.003/8/2011 9:03:33 AM
brainy-repayment5$77.503/8/2011 9:03:41 AM
five-star-note$25.003/8/2011 9:05:54 AM
squarebob$25.003/8/2011 9:09:01 AM
Kash2010lu$25.003/8/2011 9:10:55 AM
DoctorJoe$25.003/8/2011 10:31:52 AM
MarvintheMartian$30.003/8/2011 10:48:30 AM
soulful-truth$100.003/8/2011 9:06:03 AM
Tylerh$100.003/8/2011 9:07:21 AM
Wangchuk$25.013/8/2011 9:11:09 AM
power-companion7$100.003/8/2011 10:10:41 AM
MoneyForNothing$66.663/8/2011 9:02:22 AM
OldManP$25.003/8/2011 9:03:37 AM
sflash$100.003/8/2011 10:56:52 AM
KarlMarx$25.003/8/2011 9:06:48 AM
Leshan$200.003/8/2011 11:30:59 AM
EBITDA$25.003/8/2011 11:39:28 AM
mikeandcat$200.003/8/2011 9:52:18 AM
nickel-hickory$300.003/8/2011 9:59:21 AM
vigilance-searcher$25.003/8/2011 10:05:29 AM
DasMula$100.003/8/2011 10:48:40 AM
fabulous-community4$35.003/8/2011 11:25:12 AM
grnii78$75.003/8/2011 9:02:02 AM
simplelender80$100.003/8/2011 9:02:41 AM
jhouman$25.003/8/2011 9:03:46 AM
Aberdeen$3,000.003/8/2011 9:03:51 AM
YoungTaxMan$278.573/8/2011 11:43:31 AM
golffish2$300.003/8/2011 9:12:40 AM
lendstats_com$200.003/8/2011 11:07:11 AM
grampy48$50.003/8/2011 11:27:13 AM
42 Investments
 
Borrower Payment Dependent Notes Series 497042
This series of Notes was issued and sold upon the funding of the borrower loan #47694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1998 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:8y 3m
Amount delinquent: $655 Total credit lines: 17 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,363Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: wise-capital-observatory Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to fix my vehicle
Purpose of loan: Fix the vehicle I use to get to/from work every day.
The transmission went out on my car and I cant afford to have it fixed.
My financial situation: I'm financially sound being that I'm active duty united states air force and have been in over 8 years and plan on retiring from the military after 20 years.
I am a good candidate for this loan because I pay all my bills on time, and am required to since I'm in the military. The military doesnt allow people to go delinquent/collection on any of their personal accounts because it can effect their security clearance.

Monthly net income: $ 56000
Monthly expenses: $
Housing: $ 700
Insurance: $ 160
Car expenses: $ 100
Utilities: $ 110
Phone, cable, internet: $ 200
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Would you please explain your current delinquency of $655 and the five past delinquencies? - Shining-Star
A: The deliquency/account for $655 doesnt belong to me and as much as I try to have it removed, it wont go away. I've called the company as well as all the credit companies and have provided them with ample evidence that the account doesnt belong to me, but they never seem to remove it. I'm not sure which past 5 deliquencies you're speaking of, but most likely it was from when I was a full time college student from 1998-2002, and really didnt have money managing skills. (Mar-08-2011)
Q: Can you explain your current delinquencies given your comment regarding how you can't have delinquencies? - five-star-note
A: I sure can, from looking at what the report says as far as my credit for the last 7 years, I'm sure deliquencies could have occurred. I've been deployed 6 times in 8 years and things can always potentially fall through the cracks when you're on the other side of the world. By no means am I making an excuse for this, but no one is perfect. As you can see from the report, I have one current deliquent account which is the account for $655, which I refuse to pay because it doesnt belong to me. (Mar-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$200.333/7/2011 5:08:44 PM
ryclsun$50.003/7/2011 5:36:50 PM
tech310$50.003/7/2011 5:37:32 PM
gelidfrank$25.003/7/2011 5:38:07 PM
Artist_Blue$25.003/7/2011 5:38:32 PM
I-Believe-In-You$32.033/7/2011 9:13:50 PM
B2152$25.003/8/2011 4:48:16 AM
barefootpaul$35.003/7/2011 5:38:03 PM
ultimate-peace$50.003/7/2011 5:03:44 PM
mtquan$25.003/7/2011 5:26:21 PM
commerce-renewal$100.003/7/2011 5:33:31 PM
Danjack_Capital$25.003/7/2011 9:11:07 PM
affluence-tycoon$50.003/7/2011 5:38:12 PM
Amber_Stone$50.003/8/2011 8:03:50 AM
benefit-aggregator2$179.963/8/2011 2:02:32 PM
social-zebra$27.003/8/2011 9:00:31 AM
EretzCapital$50.003/8/2011 1:45:41 PM
purpledog18$50.003/7/2011 5:33:38 PM
flwah$25.003/7/2011 5:33:54 PM
authoritative-capital$25.003/7/2011 5:38:04 PM
Hummer-Guy$25.003/7/2011 7:00:18 PM
SFBank$50.003/7/2011 7:37:32 PM
hidavehi$25.093/7/2011 5:26:31 PM
orderly-leverage$100.003/7/2011 5:38:10 PM
zone6$100.593/8/2011 3:50:20 AM
SolarMoonshine$25.003/7/2011 6:07:54 PM
data2360$50.003/8/2011 7:35:16 AM
SFBank$25.003/7/2011 7:47:10 PM
squarebob$25.003/8/2011 9:48:37 AM
greencat$50.003/8/2011 10:44:17 AM
well-rounded-dinero$50.003/8/2011 1:54:35 PM
contract-lionheart$200.003/8/2011 9:16:44 AM
five-star-note$150.003/8/2011 11:07:22 AM
djalan$25.003/8/2011 1:52:33 PM
34 Investments
 
Borrower Payment Dependent Notes Series 497516
This series of Notes was issued and sold upon the funding of the borrower loan #47715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2002 Debt/Income ratio: 13%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,960Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: moola-volcano3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
consolidate all of my bills
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time.

Monthly net income: $3000
Monthly expenses: $2000
Housing: $800
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $380
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$40.003/10/2011 5:01:24 PM
ingenious-deal6$25.003/10/2011 5:06:03 PM
CASSHMAN$75.003/10/2011 6:30:20 PM
credit-missile$60.243/10/2011 7:27:00 PM
Cliffie83$44.683/10/2011 8:10:50 PM
transformer855$25.003/10/2011 11:04:29 PM
simplelender80$200.003/10/2011 5:01:18 PM
transaction-circuit$100.003/10/2011 5:01:26 PM
squarebob$25.003/10/2011 5:08:53 PM
EngineersAlliance$100.003/10/2011 5:41:18 PM
vutah$25.003/10/2011 6:20:27 PM
liberty-magnate$50.003/10/2011 6:51:27 PM
Wangchuk$25.013/10/2011 5:10:30 PM
sensational-worth7$50.003/10/2011 5:37:39 PM
SFBank$94.713/10/2011 7:38:12 PM
draggon77$25.003/11/2011 1:26:36 AM
wild-orange$101.393/11/2011 2:04:43 AM
loss-of-control$100.003/10/2011 5:29:00 PM
sensational-worth7$50.003/10/2011 5:37:33 PM
Eric_Gagne$75.003/10/2011 6:25:21 PM
platinum-czar$223.643/10/2011 8:35:33 PM
AustinAmerica$25.003/10/2011 9:26:20 PM
suave-dime6$25.003/10/2011 5:03:05 PM
JustMee$25.003/10/2011 5:06:19 PM
DHolly$50.003/10/2011 5:48:15 PM
competent-p2p$35.003/10/2011 7:06:40 PM
favorite-commerce$50.003/10/2011 7:12:07 PM
EBITDA$25.003/11/2011 1:09:01 AM
thelovebug$100.003/10/2011 5:04:50 PM
MarvintheMartian$25.003/10/2011 5:05:00 PM
CA-Lender$100.003/10/2011 5:05:30 PM
reflective-rupee$400.333/10/2011 5:09:11 PM
SolarMoonshine$25.003/10/2011 5:48:13 PM
Eric_Gagne$25.003/10/2011 6:25:37 PM
blue-dollar-viking$25.003/10/2011 8:09:45 PM
malomar66$50.003/10/2011 9:47:46 PM
36 Investments
 
Borrower Payment Dependent Notes Series 494425
This series of Notes was issued and sold upon the funding of the borrower loan #47706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,386.47 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $147.48
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2006 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 4 Occupation: Construction
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $4,170Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: nourishing-finance3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
jtconent
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500.00
Monthly expenses: $2000.00
Housing: $845.00
Insurance: $60.00
Car expenses: $200.00
Utilities: $350.00
Phone, cable, internet: $40.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please read my page and add more detail on why you want this loan, etc. - mri555
A: Hi; Its for a realestate deal. I have $10,000.00. I need an approxamatly $4,000.00 to help get a mortgage caught up to date. Then I can pay the existing loan off to own the home. The pay off on the loan is around $30.000.00 once the existing loan is caught up. I have another $42,000.00 in stock,but can't touch it 'till May for tax purposes. Jeff (Feb-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$50.002/17/2011 5:12:21 PM
2grindstones$25.002/17/2011 5:33:03 PM
irrelevant$25.002/17/2011 6:33:54 PM
exchange-pledge$100.002/17/2011 6:35:53 PM
rockstar78$25.002/17/2011 6:36:17 PM
YurshotCapital$50.002/17/2011 6:45:11 PM
108lender$50.002/18/2011 8:02:49 AM
IIP77$25.002/18/2011 7:39:23 PM
VJ_Financial$42.532/19/2011 7:22:08 PM
rate-sceptre$25.002/21/2011 6:09:57 AM
green-thoughtful-yield$100.002/21/2011 12:24:19 PM
ore-leather$25.002/21/2011 2:17:06 PM
MilitaryLending$25.002/21/2011 5:49:28 PM
ds5184$25.002/21/2011 5:40:41 PM
authoritative-capital$25.002/21/2011 10:34:38 PM
VJ_Financial$25.002/23/2011 9:32:31 AM
agreement-animal$155.092/23/2011 9:38:09 AM
affluence-tycoon$50.002/24/2011 6:57:38 AM
YeoLenderSource$25.002/25/2011 6:27:17 AM
enthusiastic-capital1$25.002/25/2011 7:05:05 AM
successful-generosity$25.002/28/2011 9:45:49 AM
integrity-statue$25.002/28/2011 10:13:41 AM
Kqwik$25.002/28/2011 11:29:50 AM
340$25.003/1/2011 10:18:39 AM
J1mS$276.893/1/2011 3:17:57 PM
BU49er$25.003/2/2011 5:21:00 AM
supreme-hope$25.003/2/2011 1:10:51 AM
keeper24$25.003/2/2011 5:32:25 AM
pyungpyung$25.003/2/2011 10:52:03 AM
jerrymaguire$25.003/3/2011 2:17:49 AM
majestic-bill8$100.003/3/2011 12:06:23 PM
squarebob$50.003/3/2011 1:12:50 PM
generosity-pizza$34.773/3/2011 11:11:49 AM
squarebob$50.003/3/2011 11:33:26 AM
SolarMoonshine$25.002/17/2011 5:30:43 PM
tech310$50.002/17/2011 6:29:46 PM
realtormoises$25.002/18/2011 9:34:47 AM
eboomer2611$25.002/19/2011 6:10:56 AM
dudebrah$25.002/19/2011 2:44:52 PM
OLYVRC$42.002/20/2011 9:10:07 AM
rate-sceptre$25.002/21/2011 6:02:40 AM
helpful-credit156$30.002/21/2011 6:54:00 AM
impala6464$100.002/21/2011 10:19:32 AM
orderly-leverage$100.002/21/2011 10:10:09 AM
inspiring-reward$100.002/21/2011 12:55:39 PM
CA-Lender$25.002/21/2011 1:09:57 PM
Pakse$25.002/21/2011 4:58:20 PM
skillful-asset5$25.002/21/2011 7:02:31 PM
barefootpaul$35.002/21/2011 8:09:23 PM
gelidfrank$25.002/22/2011 12:48:18 PM
competent-p2p$25.002/22/2011 3:39:02 PM
Lubava$25.002/25/2011 7:16:36 AM
HawaiianHelper$60.002/26/2011 12:38:04 AM
trade-elm$30.002/26/2011 6:28:47 AM
JPMorrisLegacyFund$86.082/28/2011 4:15:02 PM
g-mak-fund$25.003/1/2011 7:21:08 AM
Toastmaster007$25.003/1/2011 9:00:45 AM
econdoc$25.003/1/2011 10:18:32 AM
JamesDewsbury$25.003/1/2011 12:17:10 PM
nomad35k$50.003/1/2011 11:29:45 AM
carrinel$46.273/2/2011 7:10:32 AM
LendingCentral$139.373/2/2011 9:13:23 AM
benjamins-fortress$200.003/2/2011 12:51:10 PM
env$25.003/3/2011 6:56:55 AM
ready-p2p4$50.003/3/2011 10:33:57 AM
double22$33.473/3/2011 9:47:54 AM
gallant-economy9$200.003/3/2011 4:06:13 PM
67 Investments
 
Borrower Payment Dependent Notes Series 494939
This series of Notes was issued and sold upon the funding of the borrower loan #47671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $165.49
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1978 Debt/Income ratio: 29%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 49 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,512Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: brightest-vivid-finance Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan one
Purpose of loan:
This loan will be used to...pay income tax.

My financial situation:
I am a good candidate for this loan because...I pay my bills. One of my two adult children has not been able to get a job. So, instead of reducing amounts owed on credit cards, we have been contributing towards expenses with that child.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $189,657.00 balance $240,000.00 market value of home (Feb-27-2011)
Q: What is your $49K revolving credit debt consists of? - kindness-launcher
A: I am not sure I understand the question. I have a variety of credit cards and owe close to the maximum on the cards. (Feb-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
lendstats_com$66.302/26/2011 12:22:08 PM
Nerdster1$40.052/27/2011 6:17:06 AM
Azonic21$25.002/26/2011 12:01:51 PM
SolarMoonshine$100.002/26/2011 5:24:05 PM
DasMula$27.002/27/2011 1:00:14 AM
loanman2007$50.002/27/2011 12:11:12 PM
restless-dime$25.002/28/2011 4:59:38 PM
SFBank$150.002/28/2011 6:49:33 PM
Kqwik$25.003/3/2011 3:58:09 AM
cash-raccoon$25.003/3/2011 7:28:59 AM
open-minded-fund9$200.003/2/2011 11:57:44 PM
SecondChanceLendingSERV$25.003/4/2011 9:21:05 AM
commerce-renewal$100.003/3/2011 8:21:12 PM
loss-of-control$50.003/4/2011 7:07:04 PM
purpledog18$50.003/5/2011 8:36:36 AM
unger$500.003/5/2011 9:09:23 AM
ryclsun$50.003/5/2011 8:37:20 AM
five-star-note$100.003/5/2011 6:14:38 PM
nickel-hickory$150.003/5/2011 6:58:04 PM
OLYVRC$25.003/5/2011 7:18:10 PM
Shining-Star$25.003/6/2011 10:47:34 AM
worldpower2$25.003/7/2011 7:34:52 AM
rooster63$69.603/7/2011 7:49:42 AM
mpatrick$25.003/7/2011 10:54:22 AM
Montiesholdings$25.003/7/2011 11:25:31 AM
EretzCapital$54.843/7/2011 3:00:39 PM
buffalobills$25.003/7/2011 8:04:45 AM
top-asset-chemistry$25.003/7/2011 11:24:18 AM
YeoLenderSource$25.003/7/2011 2:08:40 PM
reflective-rupee$600.772/26/2011 12:40:18 PM
Amber_Stone$200.003/1/2011 12:19:32 PM
droopie1$25.003/2/2011 8:24:41 AM
sturdy-peace9$25.003/3/2011 8:21:09 AM
glroark$100.003/4/2011 5:11:28 PM
gothampark$25.003/5/2011 8:52:57 AM
squarebob$100.003/5/2011 3:26:45 PM
orange-pound-party$35.003/5/2011 7:46:51 PM
innovator2$25.003/5/2011 6:23:19 PM
magnetic-dedication3$25.003/6/2011 5:30:35 PM
skillful-asset5$30.003/6/2011 8:02:55 PM
PrincessGrace33$25.003/6/2011 3:12:11 PM
Rip128$100.003/6/2011 5:18:55 PM
skubwa$25.003/7/2011 12:06:10 PM
helpwithoutbanks$25.003/7/2011 2:37:14 PM
golffish2$200.003/7/2011 4:41:00 AM
JauaFlash$25.003/7/2011 2:27:41 PM
EretzCapital$1.003/7/2011 3:00:50 PM
blue-silver-ruler$25.003/7/2011 10:37:09 AM
zotzot$100.443/7/2011 11:16:21 AM
49 Investments
 
Borrower Payment Dependent Notes Series 495277
This series of Notes was issued and sold upon the funding of the borrower loan #47731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: 16%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:6y 0m
Amount delinquent: $4,410 Total credit lines: 21 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,115Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: established-payment8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Sweet Home
Purpose of loan:
This loan will be used for the closing cost on a larger home for my family.

My financial situation:
I am a good candidate for this loan because, I have a solid and steady income and I will be able to make all payments on time.

Monthly net income: $5000
Monthly expenses: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the $4.4K delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: Due to lack of work last year I fell behind on my child support for my two teenage children, but I have since taken on a second job and I am currently making on time payments. (Feb-23-2011)
Q: Are you a regional truck driver or long haul? Do you have steady work now? Good luck! - mri555
A: I am a local steel hauler and work is pretty good right now (Feb-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$25.002/23/2011 9:04:05 AM
Kaj$50.002/23/2011 9:06:04 AM
special-peso$50.002/23/2011 9:07:02 AM
suave-dime6$25.002/23/2011 9:01:14 AM
pembull$50.002/23/2011 9:02:58 AM
simplelender80$200.002/23/2011 9:17:53 AM
VJ_Financial$50.002/23/2011 9:22:49 AM
mrxtravis$33.912/23/2011 12:01:43 PM
SecondChanceLendingSERV$50.002/23/2011 11:21:39 AM
sensational-worth7$50.002/23/2011 6:41:31 PM
reflective-rupee$100.772/23/2011 7:57:47 PM
treasure-pipeline$25.002/24/2011 10:22:02 AM
Bob450$30.002/24/2011 6:36:11 PM
Lubava$50.002/25/2011 7:18:55 AM
liberty-destiny3$25.002/25/2011 11:56:28 AM
One_Lolo$25.002/25/2011 11:11:51 AM
the-discrete-income$100.002/25/2011 8:26:34 PM
zorg77$25.002/25/2011 6:29:51 PM
WakkaWakkaWakka$25.002/25/2011 7:09:11 PM
credible-balance6$50.002/26/2011 10:27:03 AM
master648$45.002/26/2011 6:05:35 AM
heroic-benefit$200.002/27/2011 4:54:37 AM
vutah$25.002/27/2011 9:52:24 AM
move11$50.002/26/2011 4:17:15 PM
FeedTheMachine$50.002/27/2011 9:41:29 AM
buffalobills$25.002/28/2011 8:06:01 AM
GrowthAspirations$25.002/27/2011 7:38:32 PM
openness-confidant$50.002/28/2011 9:39:12 AM
Zoomzoom22$43.832/28/2011 8:09:59 AM
successful-generosity$25.002/28/2011 9:46:30 AM
bullwink27$25.002/28/2011 1:08:20 PM
integrity-statue$25.002/28/2011 10:11:11 AM
social-heart$50.002/28/2011 10:25:28 AM
red-contract-lionheart$25.002/28/2011 10:31:00 AM
wind183$100.002/28/2011 2:16:38 PM
systematic-fairness1$30.002/28/2011 11:39:12 AM
velocity-gala$233.482/28/2011 4:40:26 PM
bid-caballero$25.002/28/2011 1:17:01 PM
grampy48$30.002/28/2011 1:53:43 PM
Makingitrain$25.002/28/2011 3:03:46 PM
Asian-Persuasion$25.002/28/2011 3:41:30 PM
RKLFinancial$25.002/28/2011 4:35:45 PM
Lubava$50.002/28/2011 5:47:22 PM
a-plentiful-loyalty$25.732/28/2011 7:27:15 PM
Zipcut$25.002/28/2011 6:41:57 PM
BigBroJake$25.002/28/2011 6:44:19 PM
jasonblings$52.782/28/2011 7:09:18 PM
competent-p2p$30.002/23/2011 9:06:53 AM
greencat$50.002/23/2011 9:12:10 AM
HamachiMan$50.002/23/2011 9:01:40 AM
Tylerh$100.002/23/2011 9:02:15 AM
ingenious-deal6$25.002/23/2011 9:04:32 AM
orderly-leverage$100.002/23/2011 9:02:45 AM
sappy02$25.002/23/2011 9:03:02 AM
reflective-rupee$25.772/23/2011 9:26:15 AM
Danjack_Capital$25.002/23/2011 9:23:11 AM
droopie1$25.002/23/2011 11:58:40 AM
competent-p2p$50.002/23/2011 11:26:10 AM
sensational-worth7$50.002/23/2011 6:41:54 PM
platinum-scientist9$25.002/23/2011 7:12:27 PM
reflective-rupee$125.772/23/2011 7:57:31 PM
affluence-tycoon$50.002/24/2011 6:52:35 AM
jono9999$31.692/25/2011 3:43:09 AM
umfan123$25.002/25/2011 4:31:37 AM
realtormoises$25.002/25/2011 10:16:32 AM
credit-coach118$25.002/25/2011 9:48:01 PM
sturdy-peace9$25.002/25/2011 11:30:41 PM
festeringsnot$25.002/26/2011 7:16:29 AM
Runegeld$25.002/26/2011 8:42:09 PM
loss-of-control$50.002/26/2011 1:42:12 PM
thankful-nickel2$25.002/26/2011 2:49:09 PM
gjm6d$25.002/27/2011 10:59:00 PM
ichibon$37.002/27/2011 5:42:37 PM
Rogelio48$25.002/28/2011 11:02:25 AM
Artist_Blue$25.002/28/2011 11:33:16 AM
mighty-payout1$25.002/28/2011 1:16:34 PM
jiggaman7$50.002/28/2011 1:43:20 PM
impala6464$100.002/28/2011 5:23:16 PM
peso-aggregator$25.002/28/2011 4:50:02 PM
sharpey$25.002/28/2011 4:51:26 PM
SFBank$50.002/28/2011 6:44:27 PM
razor783$25.002/28/2011 5:22:19 PM
Armyman122$50.002/28/2011 7:10:30 PM
integrity-pouch$100.002/28/2011 7:19:47 PM
Green-Baron$25.002/28/2011 6:39:14 PM
JohnWS$24.272/28/2011 7:37:28 PM
86 Investments
 
Borrower Payment Dependent Notes Series 495591
This series of Notes was issued and sold upon the funding of the borrower loan #47698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2000 Debt/Income ratio: 13%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 6 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: best-enchanted-money Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto
Purpose of loan: Personal
This loan will be used to...pay bills/fees other than listed.

My financial situation: is fair/good.
I am a good candidate for this loan because...I'm currently employed at my present job for 14 years now and have always taken care of my responsibilities.


Monthly net income: $3000
Monthly expenses: $2700
Housing: $1,500
Insurance: $199
Car expenses: $352
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are the bills you need to pay off? Also, why do you have such a short credit history? Thanks. - squarebob
A: I'm in the process of moving and have gotten some extra expenses. I actually don't have a 'short credit history', it depends on were your looking. I've been working and paying bills for over 20 years and have a credit card for the past 15. I know that my credit is good, as I have my recent credit score. Hope this helps. TW (Mar-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/25/2011 9:03:23 AM
investment-artist$25.002/25/2011 9:07:03 AM
feb217$25.002/25/2011 12:51:09 PM
SolarMoonshine$25.002/25/2011 5:19:59 PM
yons88$30.003/1/2011 1:14:37 PM
dudebrah$25.003/1/2011 11:32:09 PM
RSRAssociates$25.013/2/2011 10:09:03 AM
cash-raccoon$25.003/3/2011 7:29:02 AM
ready-p2p4$50.003/3/2011 10:37:18 AM
commerce-renewal$100.003/3/2011 8:21:14 PM
bluebouyz$25.003/4/2011 12:55:34 PM
purpledog18$50.003/5/2011 8:36:39 AM
loss-of-control$50.003/5/2011 2:40:23 PM
850$50.003/6/2011 12:45:37 AM
Nailman88$25.003/6/2011 2:19:12 PM
crab-e-bill$25.003/6/2011 12:42:35 PM
compassion-platoon$50.003/8/2011 2:13:15 AM
redcat57$25.003/8/2011 7:15:51 AM
contract-lionheart$100.003/8/2011 8:42:36 AM
VikingLender$25.003/8/2011 3:40:36 AM
contract-lionheart$100.003/8/2011 12:20:45 PM
Montiesholdings$36.503/8/2011 12:55:03 PM
Rip128$25.003/8/2011 1:07:27 PM
likeable-hope$25.003/8/2011 1:35:14 PM
robust-duty1$38.493/8/2011 10:29:08 AM
lnrn$25.003/8/2011 12:06:29 PM
dunrizzo$25.243/8/2011 12:31:45 PM
hershey88$25.073/8/2011 1:34:07 PM
Danjack_Capital$25.002/25/2011 9:03:05 AM
competent-p2p$30.002/25/2011 1:08:24 PM
SFBank$100.002/25/2011 9:53:11 AM
VJ_Financial$25.002/25/2011 8:32:10 PM
chih2han$50.002/26/2011 9:51:24 AM
greencat$50.002/28/2011 9:37:42 AM
capital-galaxy$100.003/2/2011 11:21:17 AM
pound-ace$50.003/3/2011 3:42:26 PM
theprince$25.003/4/2011 8:41:20 PM
VJ_Financial$25.003/5/2011 6:05:17 AM
beakerfish$50.003/4/2011 7:03:33 PM
ryclsun$50.003/5/2011 8:37:22 AM
squarebob$25.003/5/2011 4:00:32 PM
Catz_aplenty$25.003/6/2011 9:46:45 AM
blue-silver-ruler$25.003/7/2011 10:36:14 AM
capital-deployment$25.003/7/2011 10:58:27 AM
YeoLenderSource$25.003/7/2011 2:06:34 PM
Moe87$25.003/7/2011 2:45:45 PM
credit-coach118$25.003/7/2011 7:41:35 PM
capital-galaxy$100.003/8/2011 4:56:15 AM
stuart791$32.613/7/2011 5:38:34 PM
B2152$25.003/8/2011 1:19:03 PM
MoneyForNothing$7.083/8/2011 1:36:15 PM
51 Investments
 
Borrower Payment Dependent Notes Series 495599
This series of Notes was issued and sold upon the funding of the borrower loan #47683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1977 Debt/Income ratio: 35%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 22Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,870Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: generous-openness Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CRIMSON
Purpose of loan:
This loan will be used toMy financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what this loan will be used for? If it is for higher-interest debt, can you spell out the balances and rates for each obligation? Loaners have to be somewhat skeptical of listings with no information whatsoever... thanks. - zotzot
A: Have balance of 1500.00 on signature loan at bank for 12.99% and have credit card dedt of 3300.00 that has never been late paying but needs to be taken care of. Do not like have that much in debt. Would like to have reasonable monthly payment to clean up. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$35.002/24/2011 9:04:16 AM
MadHun$100.002/24/2011 9:04:38 AM
benjamins-utopia$50.002/24/2011 9:03:00 AM
BxRealtor$25.002/24/2011 9:03:27 AM
HamachiMan$50.002/24/2011 9:06:56 AM
Tylerh$100.002/24/2011 9:04:28 AM
JJ9876$25.002/24/2011 9:05:03 AM
reflective-rupee$25.772/24/2011 9:30:08 AM
bold-durability-drum$100.002/24/2011 11:40:08 AM
SimpleChoice$25.002/24/2011 11:40:17 AM
felicity-loyalist0$25.002/24/2011 1:18:08 PM
epic-transaction$25.002/24/2011 10:46:12 AM
Brisket_Bob$39.232/25/2011 5:04:39 AM
credit-investor5$50.002/25/2011 1:09:02 PM
jimbo29blue$50.002/25/2011 9:34:11 PM
jimbo29blue$50.002/25/2011 9:34:51 PM
thankful-nickel2$25.002/26/2011 2:37:24 PM
ichibon$100.002/27/2011 5:43:03 PM
bullwink27$25.002/27/2011 4:07:03 PM
kind-resolute-dough$25.002/28/2011 9:43:29 AM
enterprising-cash0$25.002/28/2011 10:26:33 AM
enthralling-deal180$50.003/2/2011 6:17:09 AM
indomitable-coin$50.003/2/2011 4:51:04 AM
Phantom99$50.003/2/2011 7:02:56 AM
worthy-bid8$50.003/2/2011 7:59:17 AM
kulender$58.943/2/2011 8:51:23 AM
gold-blanket0$50.003/2/2011 9:53:38 AM
265alan0$25.003/2/2011 7:19:03 PM
gold-sushi$25.003/3/2011 8:03:45 AM
singletrck$25.003/3/2011 10:48:08 AM
astute-fairness0$25.003/3/2011 4:17:15 PM
commerce-renewal$100.003/3/2011 8:25:54 PM
a-responsible-return$100.003/5/2011 3:28:12 AM
ProjectVenture$25.003/4/2011 6:01:06 PM
lukeskywalkerkp$33.273/5/2011 7:40:39 AM
FinDoc$25.003/5/2011 3:31:54 AM
Artist_Blue$25.003/5/2011 9:36:11 AM
porwestco$50.003/6/2011 7:17:53 AM
sinner_c5$25.003/6/2011 10:53:51 AM
Cai8899$40.003/6/2011 8:43:20 AM
heerzaquestion$100.003/6/2011 9:09:23 AM
Fonthill$100.003/6/2011 10:02:41 AM
DalCowboys$25.003/6/2011 1:40:01 PM
beachfunder$25.003/7/2011 1:23:07 PM
5kids5$40.003/7/2011 11:19:48 AM
Ripsaw4U$50.003/7/2011 12:26:29 PM
gciarami$25.003/7/2011 2:16:41 PM
crazycool$100.003/7/2011 11:47:17 AM
mizon291$110.003/7/2011 6:32:10 PM
goodhearted-gold3$157.063/7/2011 3:23:44 PM
Archchancellor$100.003/7/2011 9:03:04 PM
poplar37$25.003/7/2011 7:24:32 PM
superb-funds335$25.003/7/2011 8:41:37 PM
simplelender80$100.002/24/2011 9:03:15 AM
vutah$50.002/24/2011 11:27:24 AM
TikPmp1$25.002/24/2011 9:05:14 AM
organized-payment6$50.002/24/2011 9:05:55 AM
AFairDeal$75.002/24/2011 9:06:01 AM
macjp123$25.002/24/2011 11:40:43 AM
meenan$50.002/24/2011 3:28:48 PM
elvisloans$25.002/25/2011 10:57:21 AM
jimbo29blue$50.002/25/2011 9:34:30 PM
pinballeffect$50.002/27/2011 8:31:40 AM
friendly-market5$25.003/1/2011 12:11:42 PM
Preteur$25.003/1/2011 12:13:09 PM
top-epic-community$50.003/1/2011 2:38:39 PM
radforj22$25.003/1/2011 1:02:49 PM
zotzot$25.003/3/2011 7:02:32 AM
astute-benjamins$25.003/3/2011 2:56:59 PM
important-ore$150.003/4/2011 3:20:45 AM
Lou-Holtz$56.003/4/2011 10:38:12 AM
ManhattanLender$25.003/4/2011 1:29:51 PM
jdrez$25.003/4/2011 6:42:11 PM
Bank42$100.003/5/2011 5:59:32 AM
Brisket_Bob$75.003/4/2011 7:18:07 PM
OnePoorDude$36.133/5/2011 2:58:46 AM
marwadi-62$300.003/5/2011 10:41:36 AM
gustavholstopus32$25.003/5/2011 4:20:25 PM
don8ter$25.003/5/2011 2:55:05 PM
Havana21$25.003/5/2011 1:23:13 PM
Drewkeeper$25.003/5/2011 1:40:00 PM
elvisloans$25.003/6/2011 7:45:37 AM
worldly-community3$50.003/6/2011 11:06:30 AM
Mr_Money$25.003/6/2011 8:36:25 AM
Chewbaca$25.003/6/2011 7:55:47 AM
1SteelerFan$30.003/6/2011 11:41:26 AM
Mav26$55.333/6/2011 10:41:52 AM
a-restless-dollar$100.003/7/2011 7:38:51 AM
Nailman88$25.003/6/2011 2:18:01 PM
dpries123$25.003/7/2011 8:01:14 AM
DscGlfn$25.003/7/2011 10:52:35 AM
musegaze$110.003/7/2011 12:07:57 PM
melodious-fairness$50.003/7/2011 4:23:39 PM
sentimental-cash0$25.003/7/2011 11:19:15 AM
Earn_money$25.153/7/2011 1:04:41 PM
George2384$25.003/7/2011 2:30:29 PM
brightest-dynamic-peace$25.003/7/2011 5:21:06 PM
bountiful-durability$100.003/7/2011 8:57:32 PM
AustinAmerica$23.123/7/2011 9:34:49 PM
99 Investments
 
Borrower Payment Dependent Notes Series 495719
This series of Notes was issued and sold upon the funding of the borrower loan #47695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1985 Debt/Income ratio: 48%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 25 / 24Length of status:10y 9m
Amount delinquent: $138 Total credit lines: 61 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,064Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: treasure-boomer Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to complete home and rental property.

My financial situation:

Employed with a state level court for over 10 years.

Loan proceeds will be used to complete my rental property and home.

I own my family home that is over 60 years. This home was flooded during Hurricane Katrina.

If I receive this loan I will reduce my expenses and acquire additional rental income.

My neighbors have offered to help with the sheetrock, however, this loan will help me to finish the plumbing and buy the shetrock and other materials.

I also am not deliquent with any creditor currently.

While I am listed as a HR, I will repay this debt timely.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I am blessed, I do not have a mortgage on my home. Estimate market value is $120k. (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
treasure-pipeline$25.002/25/2011 11:28:55 AM
ultimate-peace$50.002/25/2011 9:14:28 AM
benjamins-fortress$50.002/25/2011 9:31:55 AM
DasMula$27.002/25/2011 10:40:30 AM
ScottyJ$25.002/25/2011 10:45:35 AM
affluence-tycoon$50.002/25/2011 11:28:51 AM
HawaiianHelper$50.002/26/2011 12:39:59 AM
SolarMoonshine$50.002/25/2011 5:14:17 PM
tech310$50.002/26/2011 3:01:23 AM
loanman2007$50.002/26/2011 6:30:44 AM
loss-of-control$25.002/26/2011 6:19:16 PM
B2152$25.002/28/2011 5:09:31 AM
feb217$25.002/27/2011 9:16:07 PM
moose-capital-funding$42.552/28/2011 11:38:54 AM
high-five544$50.002/28/2011 9:45:31 AM
grampy48$30.002/28/2011 1:52:36 PM
investment-happiness$60.282/28/2011 3:06:14 PM
reflective-rupee$1,000.772/25/2011 11:59:30 AM
innovator2$50.002/25/2011 5:50:27 PM
IIP77$25.002/26/2011 3:36:42 AM
Sudoku$40.022/26/2011 7:31:18 AM
chih2han$50.002/26/2011 9:51:19 AM
kindness-launcher$1,000.002/27/2011 9:44:42 AM
five-star-note$250.002/27/2011 5:57:25 PM
888GoldIngots$25.002/28/2011 9:40:17 AM
red-favorable-basis$25.002/28/2011 9:59:21 AM
DscGlfn$25.002/28/2011 10:40:11 AM
melodious-openness$824.382/28/2011 3:46:38 PM
28 Investments
 
Borrower Payment Dependent Notes Series 495733
This series of Notes was issued and sold upon the funding of the borrower loan #47712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $127.01
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1981 Debt/Income ratio: 17%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:14y 1m
Amount delinquent: $0 Total credit lines: 51 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,511Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: rate-topper5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SURGERY REHAB
Purpose of loan: 3 MONTHS OFF WORK FOR HIP REPLACEMENT SURGERY
This loan will be used to...
LIVING EXPENSES FOR TIME OFF WORK FROM MID APRIL TO MID JULY OF THIS YEAR
My financial situation: GOOD, HOWEVER CAN ONLY RECEIVE $200.00 A WEEK THROUGH UNION DISABILITY AFTER 2ND WEEK BEING OFF.
I am a good candidate for this loan because...
ALWAYS PAY BACK ANY LOAN OR BILL ON TIME.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Tradesmanlender$50.002/26/2011 12:01:54 PM
JJ9876$25.002/26/2011 12:02:14 PM
DasMula$27.002/27/2011 1:03:15 AM
organized-payment6$50.002/26/2011 12:01:43 PM
HamachiMan$50.002/26/2011 12:02:50 PM
TikPmp1$25.002/26/2011 12:02:23 PM
reflective-rupee$25.772/26/2011 12:33:52 PM
the_finance_guru$100.002/27/2011 12:07:58 PM
kind-resolute-dough$25.002/28/2011 9:43:55 AM
enterprising-cash0$25.002/28/2011 10:26:40 AM
engaging-worth$25.002/28/2011 9:45:30 PM
kander80$25.003/1/2011 9:27:51 AM
AFairDeal$75.003/1/2011 9:37:40 AM
bullwink27$25.003/1/2011 12:11:59 PM
radforj22$25.003/2/2011 2:06:29 AM
Tylerh$100.003/2/2011 1:58:34 PM
Chewbaca$25.003/2/2011 3:21:16 PM
smalltown_mn$25.003/3/2011 11:47:06 AM
astute-fairness0$25.003/3/2011 4:43:28 PM
commerce-renewal$100.003/3/2011 8:26:07 PM
thunderbolt08$25.003/4/2011 10:07:11 AM
important-ore$150.003/4/2011 3:20:54 AM
rate-negotiator$25.003/4/2011 3:02:31 PM
GalileoBob$50.003/5/2011 8:19:46 AM
marwadi-62$500.003/5/2011 10:42:07 AM
lukeskywalkerkp$33.003/5/2011 7:39:56 AM
pioneer580$25.153/5/2011 9:29:04 AM
Havana21$25.003/7/2011 10:23:04 AM
Artist_Blue$25.003/7/2011 6:06:16 AM
KDW08$25.003/6/2011 7:12:40 PM
misit$25.003/7/2011 4:47:29 PM
changechannels$56.373/7/2011 10:48:14 AM
vishal29$60.613/7/2011 10:19:07 PM
superb-funds335$25.003/7/2011 8:41:50 PM
enchanted-reward1$38.023/7/2011 9:41:37 PM
felicity-loyalist0$25.002/26/2011 10:06:15 PM
BxRealtor$25.002/26/2011 12:01:41 PM
benjamins-utopia$50.002/26/2011 12:01:33 PM
simplelender80$100.002/26/2011 12:01:37 PM
MadHun$100.002/26/2011 12:01:46 PM
ichibon$100.002/27/2011 5:43:06 PM
RandyL3$25.003/1/2011 3:32:34 AM
whipone$25.003/1/2011 6:51:39 PM
indomitable-coin$25.003/2/2011 4:51:07 AM
Phantom99$50.003/2/2011 7:03:19 AM
worthy-bid8$50.003/2/2011 7:59:51 AM
enthralling-deal180$75.003/2/2011 12:11:37 PM
KateV$25.003/3/2011 6:16:21 AM
gold-sushi$25.003/3/2011 8:03:58 AM
gold-blanket0$50.003/3/2011 6:35:51 PM
enchanted-yield4$100.003/4/2011 1:11:04 PM
ManhattanLender$25.003/4/2011 1:29:58 PM
kulender$100.003/4/2011 2:30:33 PM
jdrez$25.003/4/2011 6:42:24 PM
FinDoc$25.003/5/2011 3:31:51 AM
ProjectVenture$25.003/4/2011 6:01:11 PM
ideal-economy$34.483/6/2011 8:40:46 AM
fascinating-value4$100.003/5/2011 8:07:24 PM
850$50.003/6/2011 12:38:47 AM
whitebalcony$25.003/6/2011 12:53:31 PM
colorfulgardener$25.003/6/2011 12:22:13 AM
Cai8899$40.003/6/2011 8:43:29 AM
Bank42$100.003/6/2011 4:36:52 AM
worldly-community3$50.003/6/2011 11:06:40 AM
Fonthill$100.003/6/2011 10:02:50 AM
brginhuntr$32.553/6/2011 10:03:56 AM
gdfp158$25.003/7/2011 8:11:39 AM
fenpark15$25.003/7/2011 8:23:23 AM
Nailman88$50.003/6/2011 2:07:52 PM
crazycool$100.003/7/2011 11:47:36 AM
Ripsaw4U$50.003/7/2011 12:26:35 PM
Preteur$25.003/7/2011 10:21:30 AM
dpries123$25.003/7/2011 8:01:16 AM
Snoopylover$25.003/7/2011 4:49:48 PM
scottysidewinder$27.053/7/2011 6:06:16 PM
bountiful-durability$100.003/7/2011 8:57:39 PM
76 Investments
 
Borrower Payment Dependent Notes Series 495927
This series of Notes was issued and sold upon the funding of the borrower loan #47668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-28-2011 
Term: 60 months Listing End date:  Feb-28-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.20% Monthly payment: $261.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1989 Debt/Income ratio: 12%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $143Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: JPMorgan820 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 98% ) 800-819 (Latest)
Principal borrowed: $8,200.00< 31 days late: 1 ( 2% )  
700-719 (Oct-2009)
680-699 (May-2008)
 
Principal balance: $2,463.76 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Pay off the car
Purpose:
This loan will be used to pay off my Ford Explorer w/ 48K miles.? I would prefer to pay?interest to the Prosper family (we the people) rather than to a bank.

My financial situation:
(1) I have borrowed using Prosper before & have a?documented 45-month payment history.
(2) My credit score is 800+
(3) I have a great job w/ a Fortune 500 company & was just promoted.
(4) I have almost zero debt other than my home which has $20K equity & a fixed 4.85% Mortgage.

I have $2100 disposable income monthly.? My?current Ford payment is $564 monthly and my mortgage is $1386 + insurance + taxes = $1856/mo.? Note that my Prosper history indicates one late payment.? This was due to Prosper changing its computer systems and not debiting my account.? They fixed it & should remove this instance. Also, note that I am paying off the existing Prosper loan with these proceeds so it will be my only debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kind-resolute-dough$50.002/28/2011 5:01:15 PM
tenacious-compassion9$25.002/28/2011 5:16:04 PM
a-exponential-hope$25.002/28/2011 5:16:18 PM
reflective-rupee$25.772/28/2011 5:20:56 PM
Delamere$50.002/28/2011 5:13:14 PM
kyomoon$50.002/28/2011 5:12:41 PM
benjamins-utopia$100.002/28/2011 5:15:51 PM
TikPmp1$25.002/28/2011 5:13:56 PM
nimble-money0$25.002/28/2011 5:15:22 PM
nuclearmoose$25.002/28/2011 5:16:07 PM
treasure-pipeline$50.002/28/2011 5:16:12 PM
Preteur$25.002/28/2011 5:14:48 PM
community-pipeline$25.002/28/2011 5:16:01 PM
authoritative-capital$50.002/28/2011 5:00:47 PM
BidDaddyBigBucks$25.002/28/2011 5:03:15 PM
Aberdeen$12,000.002/28/2011 7:46:14 PM
DukSerduk$25.002/28/2011 5:13:19 PM
kenji4861$25.002/28/2011 5:13:23 PM
jenkris$25.002/28/2011 5:15:37 PM
youqianderen$50.002/28/2011 5:15:48 PM
KWarrior$50.002/28/2011 5:15:55 PM
evnagelist$50.002/28/2011 5:16:10 PM
SpareChangeDreamFundLLC$25.002/28/2011 5:16:17 PM
meux99$25.002/28/2011 5:15:43 PM
thankful-nickel2$25.002/28/2011 5:44:05 PM
25 Investments
 
Borrower Payment Dependent Notes Series 496141
This series of Notes was issued and sold upon the funding of the borrower loan #47728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2003 Debt/Income ratio: 45%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,154Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: diversification-wizard938 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Funding
Purpose of loan:
This loan will be used to finance my wedding. We are paying for the entire event ourselves.

My financial situation:
I am a good candidate for this loan because we are responsible, hard working adults. My fiance is currently working full time as an accountant at an established firm, while simultaneously working towards finishing his CPA certification. I am employed full time as a veterinary technician. We plan to be able to pay the loan back easily after the wedding, but need help paying for it before hand.


Monthly net income: $1800
Monthly expenses: $1350
Housing: $400
Insurance: $30
Car expenses: $60
Utilities: $40
Phone, cable, internet: $70
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $520
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$150.003/1/2011 9:02:26 AM
ingenious-deal6$25.003/1/2011 9:07:08 AM
2grindstones$25.003/1/2011 9:56:40 AM
reflective-rupee$25.003/1/2011 9:19:45 AM
suave-dime6$25.003/1/2011 9:06:02 AM
Artist_Blue$25.003/1/2011 1:36:05 PM
Bob450$25.003/2/2011 1:37:10 AM
kttalamo$50.003/2/2011 7:21:35 AM
worthy-bid8$25.003/2/2011 8:02:18 AM
gold-blanket0$25.003/3/2011 6:55:45 PM
mammalian4$100.003/4/2011 4:27:47 PM
point-sasquatch$25.003/4/2011 2:41:36 PM
jmichael23$100.003/5/2011 1:09:51 PM
miamiwill$25.003/5/2011 10:40:09 PM
rustysailor$25.003/6/2011 7:14:58 AM
Cai8899$25.003/6/2011 8:42:01 AM
loyalist1$100.003/7/2011 8:17:50 AM
Yaout$102.003/7/2011 3:06:13 PM
seisen$50.003/7/2011 7:01:51 PM
KarlMarx$25.003/7/2011 12:51:27 PM
GElender$25.003/8/2011 5:57:50 AM
orderly-leverage$100.003/7/2011 5:42:30 PM
power-companion7$100.003/8/2011 10:08:00 AM
Tylerh$100.003/7/2011 7:18:23 PM
reward-walnut$50.003/8/2011 4:16:13 PM
rhin0cerx$50.003/8/2011 9:44:14 AM
patriot897$25.003/8/2011 6:35:02 PM
Roundhouse$300.003/8/2011 9:04:52 PM
p2ploan-sensation211$25.003/8/2011 7:14:53 PM
hopeful-asset9$25.003/8/2011 9:42:19 PM
oreyedoc$50.003/9/2011 9:13:15 AM
PThor$25.003/9/2011 1:03:15 PM
finance-scout2$50.003/9/2011 9:36:19 AM
loan-kung-fu$100.003/9/2011 5:17:14 AM
rockhound84$25.003/9/2011 5:40:17 AM
lively-exchange$25.003/9/2011 3:46:24 PM
trade-caper$25.003/10/2011 5:41:32 AM
credit-coach118$100.003/9/2011 2:47:29 PM
finance-mushroom$100.003/10/2011 3:23:08 AM
be_wise$25.003/10/2011 5:07:25 AM
octoberfresh$26.003/10/2011 5:17:36 AM
finance-prescription$50.003/9/2011 6:21:54 PM
top-basis-majesty$50.003/10/2011 9:34:07 AM
Perksunlimited$50.003/10/2011 6:56:49 AM
greatwhiteninja$50.003/10/2011 6:57:29 AM
revenue-magnolia$150.003/10/2011 11:35:26 AM
asset-professor$50.003/10/2011 1:53:52 AM
kulender$100.003/11/2011 1:29:03 AM
bold-careful-finance$25.003/10/2011 6:22:08 PM
important-openness1$50.003/10/2011 4:16:18 PM
visionary-currency$50.003/11/2011 1:49:23 AM
exciting-fairness$200.003/11/2011 5:20:16 AM
fund-tom-tom6$25.003/11/2011 7:31:13 AM
symbiosis$100.003/10/2011 7:36:09 PM
goodhelper$25.003/10/2011 10:01:44 PM
umfan123$25.003/11/2011 1:29:43 AM
Lubava$200.003/11/2011 8:29:07 AM
kind-genuine-dough$25.003/11/2011 9:35:13 AM
delicious-cash$25.003/11/2011 9:38:22 AM
squarebob$25.003/1/2011 9:22:17 AM
Kaj$50.003/1/2011 9:06:46 AM
greencat$50.003/1/2011 9:09:20 AM
MadHun$200.003/1/2011 4:58:12 PM
beakerfish$50.003/1/2011 8:13:09 PM
Nerdster1$35.053/2/2011 3:54:00 AM
squarebob$75.003/2/2011 5:06:03 AM
rockhound84$50.003/7/2011 5:33:06 AM
soulful-truth$100.003/6/2011 5:41:34 PM
Yomain$60.003/7/2011 4:37:50 PM
payment-gusto$25.003/7/2011 5:29:23 PM
new-ore-venture$100.003/8/2011 9:46:52 AM
Gibbyland$100.003/8/2011 9:25:30 AM
Jethro12$25.003/8/2011 1:21:32 PM
CA-Lender$100.003/8/2011 3:16:32 PM
wwwUniversal$25.003/8/2011 12:09:46 PM
kendigme$25.003/9/2011 5:38:36 AM
108lender$26.273/9/2011 9:17:27 AM
shur$25.003/8/2011 8:11:19 PM
A007$50.003/9/2011 11:41:13 AM
Ocean713$50.003/9/2011 12:33:39 PM
payout-banker4$25.003/9/2011 6:01:10 PM
thelovebug$100.003/9/2011 12:51:21 PM
money-bauble$78.553/10/2011 1:54:26 AM
nletunic$50.003/9/2011 9:22:55 PM
aldeed$150.003/10/2011 7:18:53 AM
joshua18$25.003/10/2011 11:28:48 AM
Shepherd7$50.003/10/2011 4:07:33 AM
chkrvrty$50.003/10/2011 4:20:16 AM
woodlance$106.173/10/2011 5:26:34 PM
radforj22$25.003/10/2011 12:31:04 PM
bobby5832708$50.003/10/2011 8:16:37 AM
revenue-officer36$50.003/10/2011 3:58:05 PM
loss-of-control$100.003/10/2011 4:51:34 PM
whartonmba$25.003/10/2011 10:37:35 AM
musegaze$100.003/11/2011 6:11:06 AM
social-friendship5$50.003/11/2011 9:31:26 AM
kind-durability-gravitas$50.003/11/2011 9:33:28 AM
secureincome$1,600.003/11/2011 11:24:27 AM
98 Investments
 
Borrower Payment Dependent Notes Series 496147
This series of Notes was issued and sold upon the funding of the borrower loan #47674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2005 Debt/Income ratio: 18%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,692Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: marketplace-eagle668 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2010)
700-719 (Sep-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Family Visit
Purpose of loan:
This loan will be used to... Pay for my wife and two sons to travel to Guatemala, her last living grandparent is looking like she will not be around much longer and we want her to see her two great grandsons before she passes.

My financial situation:
I am a good candidate for this loan because... I have never ever made even a late payment, I have always paid back any loans or bills on time ( even hopsital bills). I have used prosper before and I believe you can see it, it shows that I paid the loan back before it was due. My listed income does not include $500 more per month that my parents give me for some clerical and other work that I do for them.

Monthly net income: $ 2600
Monthly expenses: $2000
Housing: $670
Insurance: $40
Car expenses: $250
Utilities: $75
Phone, cable, internet: $ 80
Food, entertainment: $ 450
Clothing, household expenses: $ 50
Credit cards and other loans: $ 200 (student Loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
B-rad_the_Coug$25.003/1/2011 9:04:29 AM
Kaj$50.003/1/2011 9:06:47 AM
five-star-note$150.003/1/2011 9:49:19 AM
alexgalt$100.003/1/2011 9:04:09 AM
brainy-repayment5$50.003/1/2011 10:59:14 AM
MarvintheMartian$25.003/1/2011 11:04:10 AM
ingenious-deal6$25.003/1/2011 9:07:08 AM
CoolPlexer$25.003/1/2011 9:07:40 AM
DoctorJoe$25.003/1/2011 10:17:24 AM
revenue-driver8$25.003/1/2011 10:16:03 AM
orange-rapid-benjamins$25.003/1/2011 5:16:30 PM
vutah$25.003/1/2011 5:20:35 PM
thankful-nickel2$25.003/1/2011 4:14:27 PM
MadHun$200.003/1/2011 4:58:14 PM
vanklein$25.003/2/2011 1:33:17 AM
chameleon125$25.003/2/2011 6:36:30 AM
loanman2007$25.003/2/2011 6:00:25 AM
The-Helper$25.003/2/2011 11:52:43 AM
marwadi-62$50.003/4/2011 10:45:04 AM
drcoop$25.003/5/2011 2:41:27 AM
first-serene-credit$25.003/5/2011 6:19:21 AM
EngineersAlliance$100.003/6/2011 12:52:21 AM
amlu1988$25.003/5/2011 10:22:40 PM
JustMee$25.003/6/2011 1:05:18 PM
penny-sergeant$25.003/7/2011 5:28:33 AM
dpries123$25.003/7/2011 8:01:23 AM
FinanceEngine$25.003/7/2011 10:48:34 AM
loyalist1$100.003/7/2011 8:17:51 AM
autonomous-truth$50.003/7/2011 1:08:26 PM
hookUup$25.003/7/2011 2:13:33 PM
Land_on_your_feet$30.003/7/2011 6:03:12 PM
Tylerh$100.003/7/2011 7:18:25 PM
buffalobills$25.003/7/2011 8:47:19 PM
Shining-Star$25.003/7/2011 9:35:10 PM
AustinAmerica$25.003/7/2011 10:20:39 PM
worthy-bid4$35.433/8/2011 9:23:50 AM
testguy$31.543/8/2011 8:25:43 AM
cbivitz$150.003/7/2011 7:27:36 PM
hopeful-truth5$50.003/7/2011 8:26:42 PM
GElender$25.003/8/2011 5:57:51 AM
kind-important-liberty9$25.003/8/2011 6:02:46 AM
1stBankAndHal$25.003/1/2011 9:07:43 AM
mikeandcat$50.003/1/2011 9:53:54 AM
simplelender80$150.003/1/2011 9:02:28 AM
Chesterite$25.003/1/2011 9:07:52 AM
reflective-rupee$25.003/1/2011 9:18:01 AM
DasMula$27.003/1/2011 9:30:18 AM
good4loan$25.003/1/2011 1:53:59 PM
competent-p2p$25.003/1/2011 12:54:43 PM
Artist_Blue$25.003/1/2011 1:36:04 PM
Moe87$25.003/1/2011 5:14:41 PM
SolarMoonshine$25.003/1/2011 5:33:13 PM
ac787$25.003/1/2011 5:29:45 PM
investmentgroup$25.003/2/2011 1:09:02 AM
TheAlchemist$25.003/1/2011 7:00:19 PM
ichibon$50.883/1/2011 10:18:25 PM
squarebob$25.003/2/2011 5:04:05 AM
worthy-bid8$25.003/2/2011 8:02:19 AM
gold-blanket0$25.003/3/2011 6:55:46 PM
principal-laser$100.003/4/2011 10:02:56 AM
grammaspurse$25.003/4/2011 1:33:58 PM
point-sasquatch$25.003/4/2011 2:41:37 PM
Rabid_Dove$30.003/4/2011 2:19:42 PM
kendigme$25.003/4/2011 3:06:32 PM
Reddy_Capital$25.003/5/2011 1:31:47 AM
loss-of-control$50.003/4/2011 7:08:46 PM
Bob450$25.003/5/2011 12:42:44 PM
five-star-note$25.003/5/2011 5:57:28 PM
Cai8899$25.003/6/2011 8:42:03 AM
850$50.003/6/2011 12:51:29 AM
jpaulnyc$25.003/6/2011 7:27:07 AM
foothillender$25.003/7/2011 8:34:05 AM
KarlMarx$25.003/7/2011 12:51:55 PM
youngtrader$100.003/7/2011 6:02:32 PM
seisen$50.003/7/2011 7:01:52 PM
Iza13$34.233/7/2011 4:17:18 PM
jonnysixgun$32.243/8/2011 12:07:56 AM
Luckas73$50.003/7/2011 6:41:28 PM
Lubava$25.003/7/2011 7:13:06 PM
social-zebra$27.003/8/2011 8:56:11 AM
exciting-fairness$200.003/7/2011 5:25:00 PM
payout-alien6$25.003/7/2011 9:40:37 PM
Yomain$60.003/8/2011 9:24:39 AM
whatreality$30.003/7/2011 10:45:16 PM
kendigme$25.003/8/2011 2:12:09 AM
taetrade$25.003/8/2011 6:11:30 AM
Leshan$50.003/8/2011 7:59:38 AM
mespeedy36$25.003/8/2011 8:11:23 AM
libra926$25.003/8/2011 8:36:26 AM
payment-gusto$25.003/8/2011 9:23:10 AM
Nerdster1$11.683/8/2011 9:41:29 AM
HelpfulLender1$25.003/8/2011 6:36:31 AM
tomoe$25.003/8/2011 7:51:51 AM
hokee$25.003/8/2011 8:05:20 AM
moola-monger9$100.003/8/2011 9:31:52 AM
95 Investments
 
Borrower Payment Dependent Notes Series 496229
This series of Notes was issued and sold upon the funding of the borrower loan #47687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-01-2011 
Term: 60 months Listing End date:  Mar-10-2011 
 
Lender yield: 10.29% Borrower rate/APR: 11.29% / 12.63% Monthly payment: $328.31
 
Lender servicing fee: 1.00% Effective Yield*: 10.26%  
Estimated return*: 7.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1994 Debt/Income ratio: 10%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:15y 4m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,919Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: Tommy1999 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 780-799 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Expand Business Offering
Purpose of loan:
This loan will be used to create a mobile application for our biometric flash drive software called "Secured Traveler". Mobile application would work on phones, IPads, etc.

My financial situation:
I am a good candidate for this loan because I am a previous Proper customer who has a successful transaction history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are your two delinquencies? - jpblan11
A: Two credit card transactions that I disputed. Took me months to get it ironed out, now battling to have it removed from the credit reports. (Mar-01-2011)
Q: There are a number of biometric flash drive makers out there and surely software as well. Have you done a market analysis to know if your investment (or this loan) will turn you the profit you want for your business? - newest-unbeatable-currency
A: We have participated as a vendor in two University of Delaware classes where students took on our project to test the market and conduct an analysis. Our software is integrated within the SDK of the biometric flash drive with all stored data being encrypted for ultimate security of your personal data and will not work if the drive is compromised. Securing personal data is a huge market opportunity with little competition of protecting ones data when traveling. (Mar-01-2011)
Q: Do you have experiance in iphone development? - a-income-rocket
A: No, That would be sub-contracted out to the same developer who originally handled our Secured Traveler software. (Mar-07-2011)
Q: What is the annual "net to owner" from the existing business - a-income-rocket
A: We just launched the sale of the product recently www.securedtraveler.com. The product spent years in development. We were ready months ago but found a snag with the windows 7 platform. All revenues currently go back into the business. We have had just over $14,000 in FY-11 (Mar-07-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
currency-agave$50.003/1/2011 9:02:40 AM
DasMula$27.003/1/2011 9:25:08 AM
cashhelp$30.003/1/2011 9:02:04 AM
Feyenoord$25.003/1/2011 9:07:22 AM
simplelender80$100.003/1/2011 9:03:19 AM
LiveNow$25.003/1/2011 9:08:09 AM
worthy-truth$25.003/1/2011 9:46:34 AM
tremendous-payment$25.003/1/2011 10:02:25 AM
competent-p2p$61.553/1/2011 12:51:29 PM
benefit-squirrel$50.003/1/2011 3:09:56 PM
thankful-nickel2$25.003/1/2011 4:18:29 PM
whipone$25.003/1/2011 6:51:55 PM
b1geasy$25.003/2/2011 1:24:27 AM
worthy-bid8$50.003/2/2011 8:00:46 AM
HamachiMan$50.003/2/2011 9:45:07 AM
ingenious-order783$30.003/2/2011 9:13:11 AM
radforj22$25.003/2/2011 1:57:21 PM
Leshan$104.163/3/2011 5:58:27 AM
888GoldIngots$50.003/3/2011 8:43:36 AM
consulguru$60.003/3/2011 9:43:03 AM
mammalian4$100.003/4/2011 11:49:20 AM
integrity-doctor$100.003/4/2011 10:30:08 AM
kind-resolute-dough$25.003/4/2011 11:42:48 AM
astute-fairness0$100.003/4/2011 3:11:26 PM
credit-coach118$100.003/4/2011 6:41:00 PM
loanman2007$100.003/5/2011 4:22:37 AM
economy-tuba7$150.003/5/2011 1:41:17 PM
meark99$100.003/5/2011 2:40:26 PM
eagle1271$25.003/5/2011 7:23:38 PM
MrEville$25.003/6/2011 7:48:46 AM
worldly-community3$50.003/6/2011 11:07:00 AM
Robione$55.003/6/2011 12:06:13 PM
DanLash$100.003/6/2011 4:21:19 PM
interstellar$75.003/6/2011 9:11:07 PM
fillholdingsllc$25.003/7/2011 7:34:52 AM
Ripsaw4U$50.003/7/2011 12:26:47 PM
100units$50.003/7/2011 12:28:41 PM
drewfus31$200.003/7/2011 4:06:02 PM
asset-fanatic$25.003/7/2011 1:52:11 PM
upright-silver$28.193/7/2011 3:18:28 PM
knight0916$25.683/7/2011 4:08:27 PM
mizon291$200.003/7/2011 6:43:39 PM
cac1966$28.863/7/2011 7:14:17 PM
new-ore-venture$100.003/8/2011 8:39:25 AM
Paragon13$50.003/7/2011 9:40:09 PM
calimanusa$25.003/7/2011 5:38:00 PM
Isaac007$42.913/8/2011 4:18:15 AM
palace2$500.003/8/2011 10:37:21 AM
superb-funds335$25.003/7/2011 8:42:18 PM
nickel-position$25.003/8/2011 11:07:55 AM
maj0508$100.003/8/2011 8:11:36 AM
drseuzz$50.003/8/2011 2:14:21 PM
Income-Scout$456.553/8/2011 9:55:05 AM
integrity-saver$100.003/8/2011 12:40:13 PM
skockie$50.003/8/2011 2:26:45 PM
T-Bizzone$100.003/8/2011 8:35:23 PM
Havana21$25.003/9/2011 2:19:37 AM
patriot897$25.003/8/2011 6:33:07 PM
geophreigh$25.003/9/2011 6:17:00 AM
phchristensen$50.003/8/2011 8:47:49 PM
Dalrymple$200.003/8/2011 9:22:18 PM
balanced-interest3$100.003/8/2011 11:17:15 PM
successful-economy5$100.003/9/2011 5:15:21 AM
careful-currency5$38.583/9/2011 7:57:42 AM
ScottCapital$25.003/9/2011 8:09:54 AM
rtb892$25.443/9/2011 4:46:55 PM
IcedMochaFund$25.003/9/2011 8:25:00 AM
BOZO88$25.003/9/2011 6:33:33 PM
be_wise$25.003/10/2011 5:07:08 AM
jsnryn$30.763/9/2011 1:54:27 PM
MKAN_Capital$25.003/9/2011 6:57:30 PM
visionary-fund$150.003/9/2011 7:43:42 PM
depalma13$25.003/9/2011 8:38:53 PM
knixfan78$50.003/9/2011 5:37:06 PM
payout-banker4$25.003/9/2011 6:02:23 PM
FloridaBookie$100.003/10/2011 5:31:03 AM
trade-caper$100.003/10/2011 5:43:02 AM
revenue-appraiser$25.003/10/2011 6:40:23 AM
enterprising-cash0$25.003/9/2011 8:32:03 PM
Peterman$25.003/9/2011 8:41:51 PM
dv04$25.003/9/2011 10:36:41 PM
cash-champ0$25.003/10/2011 6:12:34 AM
enchanted-yield4$100.003/10/2011 6:42:18 AM
Aberdeen$4,000.003/1/2011 9:02:57 AM
BxRealtor$25.003/1/2011 9:03:37 AM
MadHun$100.003/1/2011 9:03:45 AM
Tradesmanlender$50.003/1/2011 9:04:28 AM
MoneyForNothing$38.233/1/2011 9:04:54 AM
T-L-B$35.003/1/2011 9:17:50 AM
TikPmp1$25.003/1/2011 9:06:29 AM
benjamins-utopia$50.003/1/2011 9:03:07 AM
JJ9876$25.003/1/2011 9:06:19 AM
jga516$25.003/1/2011 11:24:12 AM
NekHoldings$25.003/1/2011 9:18:55 AM
macjp123$25.003/1/2011 9:38:51 AM
vigilance-searcher$25.003/1/2011 9:43:13 AM
glimmering-point$25.003/1/2011 10:56:03 AM
tallcoolone$25.003/1/2011 2:36:22 PM
ahalls$25.003/1/2011 3:07:04 PM
chestnut4$25.003/1/2011 11:46:33 AM
money-boots2$167.423/1/2011 1:09:52 PM
bold-durability-drum$100.003/1/2011 2:37:36 PM
ac787$70.003/1/2011 5:27:32 PM
Alittleluck$25.003/1/2011 7:09:41 PM
squarebob$100.003/2/2011 4:48:19 AM
zotzot$50.003/2/2011 6:47:24 AM
caring-hope2$100.003/2/2011 8:46:40 AM
bonus-quark4$25.003/2/2011 10:38:45 AM
BAJMP$25.003/2/2011 5:40:16 PM
hidavehi$44.003/2/2011 6:36:08 PM
indomitable-coin$122.883/3/2011 4:46:31 AM
market-pudding$25.003/3/2011 11:21:44 AM
AFairDeal$75.003/3/2011 6:00:32 PM
T-L-B$35.003/3/2011 6:24:37 PM
important-ore$150.003/4/2011 3:21:23 AM
Reddy_Capital$25.003/3/2011 8:55:20 PM
kulender$100.003/4/2011 2:31:31 PM
Imaginos1892$100.003/4/2011 6:40:19 PM
jdrez$25.003/4/2011 6:42:54 PM
Speedracer12$50.003/4/2011 7:02:46 PM
hopeful-truth5$50.003/5/2011 8:10:32 AM
chameleon125$50.003/4/2011 9:31:35 PM
marwadi-62$300.003/5/2011 10:42:46 AM
power-cell$27.003/5/2011 8:22:47 AM
dollymama$25.003/5/2011 6:24:10 AM
chibear34$25.003/5/2011 3:04:09 PM
Bank42$100.003/5/2011 6:12:59 PM
colorfulgardener$25.003/6/2011 12:24:39 AM
brondero$300.003/6/2011 3:00:17 AM
Cai8899$40.003/6/2011 8:43:56 AM
Nailman88$50.003/6/2011 2:06:49 PM
japerk$25.003/6/2011 3:14:42 PM
heerzaquestion$100.003/6/2011 9:57:56 AM
rmpedi33$25.003/6/2011 9:03:07 PM
availableloan$25.003/6/2011 8:37:39 PM
enthralling-deal180$50.003/7/2011 8:16:52 AM
hookUup$25.003/7/2011 2:24:40 PM
genius520$100.003/8/2011 6:46:52 AM
pumatrap$25.003/7/2011 5:29:13 PM
Archchancellor$100.003/7/2011 9:05:34 PM
power-companion7$100.003/8/2011 10:02:01 AM
Tylerh$100.003/7/2011 7:16:17 PM
bjr01$25.003/7/2011 7:40:02 PM
loyalty-czar$50.003/7/2011 8:10:12 PM
investment-comet$100.003/8/2011 11:20:25 AM
maj0508$100.003/8/2011 8:12:29 AM
jcw3rd$25.003/8/2011 4:28:45 PM
rutzebach$124.463/8/2011 6:23:41 PM
beyond17$100.003/8/2011 2:18:14 PM
trade-hyperdrive1$100.003/8/2011 7:31:09 PM
Loan2save$25.003/8/2011 7:40:37 PM
new-dollar-sprout$100.003/8/2011 8:38:11 PM
nickel-ferret$100.003/9/2011 8:47:09 AM
boomer5$25.003/8/2011 5:17:32 PM
wwwUniversal$25.003/9/2011 2:24:41 AM
dogtime19$50.003/8/2011 8:05:35 PM
cbivitz$200.003/9/2011 6:50:23 AM
KDW08$25.003/9/2011 7:16:21 AM
dime-vista2$25.003/8/2011 9:45:11 PM
meenan$50.003/8/2011 9:47:17 PM
jktravl$100.003/9/2011 1:10:05 PM
nourishing-payment8$25.003/9/2011 2:15:52 PM
martymaniaman$33.703/9/2011 6:06:06 AM
a-income-rocket$75.003/9/2011 8:01:02 AM
PThor$25.003/9/2011 1:02:51 PM
jazz619$25.003/9/2011 6:41:47 PM
Artist_Blue$25.003/9/2011 3:12:11 PM
ssgt95068$25.003/10/2011 6:40:40 AM
methodical-basis822$75.003/10/2011 4:20:46 AM
run26miles$25.003/10/2011 5:21:53 AM
Loanstou$17.633/10/2011 6:54:20 AM
peace-maximizer8$25.003/10/2011 4:36:42 AM
172 Investments
 
Borrower Payment Dependent Notes Series 496231
This series of Notes was issued and sold upon the funding of the borrower loan #47703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1995 Debt/Income ratio: 19%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 9Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $609Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: exciting-loan6 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need fund for upgrade on my house
Purpose of loan: AC / duct work needs upgrading for summer
This loan will be used to...purchase and replace current AC system

My financial situation: Good and steady income.
I am a good candidate for this loan because...I have never had late payments or bad accounts. My job is very secure (worked there for over 10 years as printer).


Monthly net income: $3500
Monthly expenses: $
Housing: $550
Insurance: $50
Car expenses: $340
Utilities: $300
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My mortgage balance is about $48000 and according to zillow.com, my house estimated value is about $90000. I do not have any other loan on my house. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$50.003/1/2011 5:03:07 PM
simplelender80$100.003/1/2011 5:01:39 PM
113121$25.003/1/2011 6:21:00 PM
suave-dime6$25.003/1/2011 5:03:58 PM
MadHun$200.003/1/2011 5:05:15 PM
Kash2010lu$25.003/1/2011 5:27:22 PM
JustMee$25.003/1/2011 9:28:50 PM
reflective-rupee$750.333/1/2011 5:19:58 PM
SFBank$50.003/1/2011 6:43:43 PM
sensational-worth7$50.003/1/2011 6:54:49 PM
MarvintheMartian$25.003/1/2011 8:29:16 PM
competent-p2p$45.003/1/2011 7:50:50 PM
Artist_Blue$25.003/2/2011 6:06:12 AM
asset-professor$25.003/2/2011 1:59:16 AM
nickel-universe2$25.003/2/2011 5:33:17 AM
squarebob$100.003/2/2011 4:39:07 AM
ichibon$100.883/2/2011 7:16:08 AM
greencat$50.003/2/2011 7:13:04 AM
leverage-monger$30.003/2/2011 9:08:25 AM
worthy-bid8$25.003/2/2011 8:02:27 AM
investment-artist$25.003/2/2011 10:39:00 AM
leverage-monger$50.003/2/2011 2:35:36 PM
cttarheel$25.003/2/2011 3:54:13 PM
SunriseTrader1$25.003/2/2011 6:30:47 PM
Bob450$25.003/3/2011 1:57:00 AM
houli123$900.003/3/2011 8:04:12 AM
loss-of-control$150.003/3/2011 6:44:46 PM
SFBank$100.003/3/2011 8:18:05 PM
point-sasquatch$25.003/4/2011 2:41:47 PM
peso-aggregator$100.003/5/2011 8:42:34 AM
Kyileo$25.003/5/2011 11:29:38 AM
principal-star$25.003/5/2011 12:38:55 PM
five-star-note$100.003/5/2011 6:05:27 PM
Shining-Star$100.003/6/2011 10:48:39 AM
Cai8899$25.003/6/2011 8:42:11 AM
credit-coach118$25.003/6/2011 1:34:16 PM
ghinga$25.003/6/2011 5:05:48 AM
supreme-hope$100.003/7/2011 6:56:14 AM
branaa99$25.003/7/2011 9:15:58 AM
ethicalhumanist$25.003/6/2011 1:35:10 PM
leverage-monger$100.003/6/2011 2:45:09 PM
DscGlfn$25.003/7/2011 10:41:01 AM
trapperdc$100.003/7/2011 11:28:06 AM
zorg77$25.003/6/2011 9:29:00 PM
lalivn$25.003/7/2011 10:44:40 AM
chrisb1414$25.003/7/2011 8:02:06 AM
buffalobills$25.003/7/2011 8:05:33 AM
foothillender$25.003/7/2011 8:28:05 AM
contract-lionheart$735.173/7/2011 12:38:10 PM
SolarMoonshine$25.003/1/2011 5:18:19 PM
ingenious-deal6$25.003/1/2011 5:04:37 PM
loyalist1$100.003/1/2011 5:02:54 PM
Kaj$50.003/1/2011 5:04:21 PM
DasMula$77.003/1/2011 9:40:08 PM
liberty-magnate$25.003/1/2011 9:04:38 PM
economy-popcorn$25.003/2/2011 6:38:12 AM
loanman2007$125.003/2/2011 6:13:24 AM
ichibon$75.883/2/2011 7:16:50 AM
iamdoug$25.003/2/2011 12:00:48 PM
BradP$25.003/2/2011 6:38:50 PM
thorough-yield1$50.003/3/2011 2:08:12 AM
Astyanax$50.003/3/2011 11:43:42 AM
gold-blanket0$25.003/3/2011 6:55:52 PM
TeaHouseFinance$25.003/3/2011 7:26:11 PM
unforgettable-market3$100.003/4/2011 11:24:07 AM
Imaginos1892$100.003/4/2011 6:32:41 PM
aprivatelender$100.003/4/2011 9:26:55 PM
beakerfish$50.003/4/2011 6:56:00 PM
mammalian4$100.003/5/2011 6:48:51 AM
hopeful-truth5$100.003/5/2011 7:56:00 AM
nilonc1$100.003/5/2011 7:37:10 AM
gothampark$25.003/5/2011 8:51:08 AM
RetirementMoney$100.003/5/2011 9:16:09 AM
leverage-monger$100.003/5/2011 10:18:32 AM
malar$25.003/5/2011 3:45:00 PM
jmichael23$100.003/5/2011 1:08:21 PM
shrewd-income$100.003/5/2011 1:42:40 PM
dynrep$111.503/5/2011 6:49:04 PM
friendinmoney$100.003/5/2011 3:38:48 PM
Rogelio48$50.003/5/2011 4:21:54 PM
zone6$100.003/6/2011 12:48:45 AM
Dave_Cashflow$100.003/5/2011 7:59:14 PM
FinanceEngine$25.003/6/2011 8:40:11 AM
skillful-asset5$30.003/6/2011 8:13:07 PM
twtb19$46.353/6/2011 8:45:20 PM
mckhbnpc$30.003/7/2011 9:40:12 AM
hokee$25.003/7/2011 10:25:53 AM
rockhound84$25.003/7/2011 5:33:53 AM
beans53$25.003/7/2011 11:12:19 AM
soulful-truth$100.003/6/2011 5:41:39 PM
redtilapia$25.003/7/2011 12:10:55 PM
attractive-fund$89.893/7/2011 8:28:07 AM
Top_Gun_Lender$26.003/6/2011 9:08:45 PM
squarebob$27.003/7/2011 10:49:01 AM
94 Investments
 
Borrower Payment Dependent Notes Series 496275
This series of Notes was issued and sold upon the funding of the borrower loan #47691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1983 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:29y 7m
Amount delinquent: $0 Total credit lines: 44 Occupation: Professional
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $1,110Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: mushroom0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $2,048.21 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
second loan
Purpose of loan: get rid of all outstanding loans
This loan will be used to...

My financial situation: good just have to consolidate
I am a good candidate for this loan because...I have been with the same company for almost 30 years. I get annual increases. Also get child support 730.00/month


Monthly net income: $5600.00
Monthly expenses: $5000.00
Housing: $1750.00
Insurance: $350.00
Car expenses: $330.00
Utilities: $400.00
Phone, cable, internet: $400.00
Food, entertainment: $1000.00
Clothing, household expenses: $300.00
Credit cards and other loans: $200.00
Other expenses: $785.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$200.003/2/2011 5:29:47 PM
simplelender80$100.003/2/2011 5:28:36 PM
reflective-rupee$25.333/2/2011 10:15:04 PM
YoungTaxMan$25.003/2/2011 8:31:18 PM
Artist_Blue$25.003/3/2011 6:09:16 AM
proper-revenue7$25.003/3/2011 10:26:33 AM
gold-blanket0$25.003/3/2011 6:55:59 PM
principal-laser$200.003/4/2011 9:55:29 AM
point-sasquatch$25.003/4/2011 2:41:56 PM
corporatejim$104.403/4/2011 5:15:59 PM
Bob450$25.003/5/2011 12:43:07 PM
soulful-truth$100.003/6/2011 5:41:45 PM
Cai8899$25.003/6/2011 8:42:19 AM
first-serene-credit$25.003/7/2011 3:29:56 PM
loyalist1$100.003/7/2011 8:17:59 AM
CashCow-Moooo-la$72.683/7/2011 9:32:58 AM
Scotcha$100.003/7/2011 5:55:35 PM
bunnybear$25.003/8/2011 8:23:09 AM
riv701$25.003/8/2011 10:49:32 AM
red-favorable-basis$100.003/8/2011 12:26:39 PM
worthy-bid8$25.003/2/2011 5:29:57 PM
wyogirllender$25.003/2/2011 6:07:38 PM
ingenious-deal6$25.003/2/2011 5:29:01 PM
competent-p2p$70.003/3/2011 6:30:04 AM
bonus-quark4$25.003/3/2011 9:44:15 AM
ssanders82$25.003/3/2011 12:21:24 PM
shrewd-income$25.003/3/2011 2:50:26 PM
orange-rapid-benjamins$25.003/3/2011 1:05:46 PM
CA-Lender$100.003/4/2011 9:54:15 AM
Kaj$50.003/4/2011 1:45:01 PM
velocity-motivator6$100.003/5/2011 6:16:59 AM
HammerSmith$25.003/5/2011 9:13:28 AM
marwadi-62$25.003/5/2011 10:03:53 AM
a-finance-nirvana$25.003/5/2011 4:56:26 PM
five-star-note$25.003/5/2011 5:57:35 PM
chameleon125$25.003/6/2011 6:29:34 AM
amlu1988$25.003/5/2011 10:25:03 PM
hamster$25.273/6/2011 4:22:56 PM
KarlMarx$25.003/7/2011 12:51:56 PM
seisen$50.003/7/2011 7:02:01 PM
taetrade$25.003/8/2011 6:06:57 AM
rhin0cerx$50.003/8/2011 9:44:24 AM
GElender$25.003/8/2011 5:58:03 AM
power-companion7$100.003/8/2011 10:11:18 AM
Tylerh$100.003/7/2011 7:18:37 PM
seadogs$25.003/8/2011 5:35:07 AM
autonomous-truth$28.923/8/2011 11:50:36 AM
benefit-aggregator2$2,521.923/8/2011 1:54:31 PM
fabulous-community4$26.483/8/2011 11:25:22 AM
49 Investments
 
Borrower Payment Dependent Notes Series 496329
This series of Notes was issued and sold upon the funding of the borrower loan #47716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $95.46
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2004 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,448Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: buildingblock28 Borrower's state: California Borrower's group: East of Downtown
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,300.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2006)
620-639 (Oct-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Proven Borrower Debt Consolidation
$2500 Debt Restructuring

The purpose of this loan is to restructure my debt into one payment at a lower interest rate

Debt:?
B of A: $1,570 @21.24%
GE Money: $879 @20%
----------------------

Total payments = $ 70 a month

Income: $1700?

Bills:
--------
Rent: 450(small room at friend's-utilities included)
Car: 365
Credit Cards:70
Insurance:60
Phone/Internet/Computer:130
Gas:160
Food:140
Misc: 25
-------
Current Total $1400 per month

+$300 per month


I have a prior loan on Prosper similar to this request that is paid off. I never missed a payment, gave investors a good return, and improved my credit in the process. I plan on doing the same with this loan. Thank you for your support!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$50.003/4/2011 9:16:44 AM
zotzot$25.883/4/2011 9:41:09 AM
squarebob$119.673/4/2011 9:41:16 AM
vutah$25.003/4/2011 9:16:51 AM
mikeandcat$200.003/4/2011 9:17:24 AM
zotzot$100.003/4/2011 9:20:38 AM
gold-blanket0$25.003/4/2011 9:24:38 AM
worthy-bid8$50.003/4/2011 9:16:02 AM
UCLA4life$50.003/4/2011 9:19:30 AM
JustMee$25.003/4/2011 9:32:47 AM
LittleMingo$55.003/4/2011 9:37:30 AM
squarebob$125.003/4/2011 9:16:50 AM
jhouman$25.003/4/2011 9:20:52 AM
MadHun$200.003/4/2011 9:23:04 AM
DasMula$100.003/4/2011 9:27:19 AM
Rashanir$25.003/4/2011 9:31:13 AM
DHolly$50.003/4/2011 9:34:05 AM
RecoveryLender$100.003/4/2011 9:34:22 AM
mlj0671$25.003/4/2011 9:37:25 AM
simplelender80$100.003/4/2011 9:16:20 AM
investment-artist$25.003/4/2011 9:16:49 AM
transaction-circuit$100.003/4/2011 9:16:52 AM
ingenious-deal6$25.003/4/2011 9:20:31 AM
reflective-rupee$500.333/4/2011 9:22:50 AM
FASTIZIO_P$25.003/4/2011 9:24:40 AM
alexgalt$100.003/4/2011 9:16:13 AM
DasMula$100.003/4/2011 9:28:11 AM
mikeandcat$100.003/4/2011 9:30:32 AM
MarvintheMartian$25.003/4/2011 9:25:38 AM
justanothersushieater$25.003/4/2011 9:29:04 AM
mammalian4$25.003/4/2011 9:38:32 AM
31 Investments
 
Borrower Payment Dependent Notes Series 496449
This series of Notes was issued and sold upon the funding of the borrower loan #47693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-2000 Debt/Income ratio: 9%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 7 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,004Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: best-punctual-hope Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Young Nurse hoping to pay off debt
Purpose of loan:
This loan will be used to pay of credit card debt incurred during school at a lower rate.

My financial situation:
I am a good candidate for this loan because I am a steadily employed professional who loves her work. I have been in my field almost 3 years and still have debt on my credit cards from school expenses. Please help me consolidate and do away with this old debt once and for all. ~S.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
meux99$25.003/3/2011 5:00:38 PM
Phantom99$100.003/3/2011 5:01:43 PM
ichibon$200.883/3/2011 5:01:46 PM
Tradesmanlender$50.003/3/2011 5:02:36 PM
a-exponential-hope$25.003/3/2011 5:05:15 PM
RandyL3$25.003/3/2011 5:15:28 PM
Havana21$200.003/3/2011 5:15:55 PM
community-pipeline$25.003/3/2011 5:00:58 PM
tenacious-compassion9$25.003/3/2011 5:01:05 PM
minista$25.003/3/2011 5:01:33 PM
kenji4861$25.003/3/2011 5:05:03 PM
sk10023$25.003/3/2011 5:02:04 PM
DukSerduk$25.003/3/2011 5:04:59 PM
authoritative-capital$50.003/3/2011 5:05:07 PM
blot44$25.003/3/2011 5:05:29 PM
scrappy-bonus2$25.003/3/2011 5:05:48 PM
Tylerh$100.003/3/2011 6:24:35 PM
commerce-renewal$100.003/3/2011 8:26:59 PM
euro-deployment$25.003/4/2011 9:39:44 AM
sandeepPR$25.003/4/2011 10:10:31 PM
thankful-nickel2$100.003/4/2011 5:36:33 PM
Granddad$100.003/4/2011 8:42:16 PM
Bank42$100.003/5/2011 5:55:44 AM
a-responsible-return$100.003/5/2011 3:29:00 AM
Emgolda$25.003/5/2011 11:53:18 AM
fantastic-openness$100.003/5/2011 5:19:51 PM
GWV2$50.003/5/2011 3:10:42 PM
engaging-worth$25.003/5/2011 5:39:37 PM
Planecourage$57.373/5/2011 9:13:24 PM
1SteelerFan$35.003/6/2011 11:39:49 AM
DreDub$50.003/5/2011 10:17:13 PM
guybyny$25.003/6/2011 8:57:56 AM
wam37$25.003/6/2011 9:22:11 AM
Fonthill$100.003/6/2011 10:02:07 AM
Nailman88$50.003/6/2011 2:04:56 PM
Pickmar$25.003/7/2011 7:58:51 AM
payout-detective7$25.003/7/2011 6:14:57 AM
jscope$25.003/7/2011 6:11:20 PM
SnakeV$25.003/7/2011 12:15:40 PM
drewfus31$100.003/7/2011 4:07:47 PM
magnificent-income7$25.003/8/2011 6:39:17 AM
toocautious$100.003/8/2011 9:01:38 AM
hopeful-truth5$50.003/7/2011 8:42:58 PM
Mack_Inv$100.003/8/2011 4:19:19 AM
SC2TX$200.003/8/2011 9:10:22 AM
revenue-trombone5$25.003/8/2011 5:12:00 PM
TomDalonajay$25.003/8/2011 10:21:15 AM
radforj22$33.783/8/2011 4:40:09 PM
lender987654321$100.003/8/2011 8:12:06 PM
vishal29$100.003/8/2011 9:00:44 PM
BigSurf$35.003/8/2011 10:39:03 PM
patriot897$50.003/8/2011 6:26:15 PM
successful-economy5$100.003/9/2011 5:16:34 AM
dtrain5$25.003/8/2011 4:12:50 PM
shakespeare6$25.003/9/2011 5:49:19 AM
martymaniaman$25.003/9/2011 6:05:52 AM
pksfunds$100.003/9/2011 9:41:13 AM
visionary-asset5$100.003/9/2011 10:32:17 AM
bigballer105$100.003/9/2011 11:12:27 AM
platinum-platoon$25.003/8/2011 9:47:37 PM
degster$25.003/9/2011 2:24:29 AM
Octavian315$35.003/9/2011 2:22:48 PM
preciousrazor$34.863/9/2011 7:03:04 AM
skuba$76.933/9/2011 2:24:50 PM
afotherg$102.003/9/2011 4:36:22 PM
DadWarbucks$60.003/9/2011 4:56:15 PM
PThor$200.003/9/2011 12:53:28 PM
benjamins-utopia$100.003/3/2011 5:00:39 PM
KWarrior$50.003/3/2011 5:00:49 PM
treasure-pipeline$50.003/3/2011 5:01:24 PM
Delamere$50.003/3/2011 5:05:12 PM
Preteur$25.003/3/2011 5:05:44 PM
nimble-money0$25.003/3/2011 5:05:51 PM
squarebob$250.003/3/2011 5:14:55 PM
nuclearmoose$25.003/3/2011 5:01:12 PM
evnagelist$50.003/3/2011 5:01:19 PM
syounker$25.003/3/2011 5:01:27 PM
bowdish1$50.003/3/2011 5:01:37 PM
worthy-bid8$50.003/3/2011 5:01:41 PM
kyomoon$50.003/3/2011 5:02:19 PM
kind-resolute-dough$50.003/3/2011 5:05:35 PM
TikPmp1$25.003/3/2011 5:05:38 PM
zotzot$50.003/3/2011 5:13:29 PM
penny-plato$25.003/3/2011 6:22:02 PM
outofoffice$50.003/4/2011 9:53:17 AM
codavee$100.003/4/2011 9:39:13 AM
lostperception$25.003/4/2011 10:46:32 AM
Marathoner$25.003/4/2011 5:33:58 PM
Brisket_Bob$151.003/4/2011 7:00:30 PM
Supernick$50.003/5/2011 5:56:52 PM
tomdooley12520$25.003/5/2011 3:08:11 PM
MihirFromRedmond$25.003/6/2011 4:21:06 AM
wwwUniversal$25.003/5/2011 3:27:28 PM
Dan4703$25.003/6/2011 7:35:40 AM
transparency-giant$50.003/5/2011 6:23:43 PM
heerzaquestion$100.003/6/2011 9:12:34 AM
BxRealtor$25.003/6/2011 9:56:22 PM
BigGuyBank$27.773/6/2011 4:31:14 PM
a-income-rocket$50.003/7/2011 11:43:23 AM
dinero-storm4$100.003/6/2011 6:41:18 PM
sentimental-cash0$25.003/7/2011 11:17:42 AM
misit$25.003/7/2011 11:22:29 AM
green-liberty-thunder$100.003/7/2011 3:04:37 PM
windfall46$25.003/8/2011 8:36:32 AM
moneyfriend$100.003/7/2011 7:31:09 PM
power-companion7$100.003/8/2011 10:10:16 AM
fenpark15$25.003/8/2011 12:28:37 PM
missoula$25.003/8/2011 12:23:58 PM
ratherbefishing$40.003/8/2011 6:47:12 PM
loan-warrior$25.003/8/2011 11:04:58 PM
BlessedEveryDay$100.003/8/2011 4:37:07 PM
genuine-diversification5$25.003/9/2011 4:53:17 AM
bughead$25.003/8/2011 6:53:12 PM
knark$25.003/9/2011 12:05:54 PM
trapperdc$75.003/9/2011 1:40:26 PM
visionary-asset5$50.003/9/2011 10:53:34 AM
BankofBeth$25.003/9/2011 11:30:31 AM
CE88$100.003/9/2011 4:40:46 PM
beachfunder$25.003/9/2011 12:25:14 PM
knixfan78$30.413/9/2011 5:18:58 PM
trade-pumpkin$30.003/9/2011 10:07:26 AM
firstandten$50.003/9/2011 10:28:24 AM
122 Investments
 
Borrower Payment Dependent Notes Series 496611
This series of Notes was issued and sold upon the funding of the borrower loan #47677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-05-2011 
Term: 60 months Listing End date:  Mar-09-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 9%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,497Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: impartial-rupee6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to eliminate a debt that I owe to my former girlfriend who funded a significant percentage of the down payment when I purchased my home last year. I would like to repay her in a lump sum so I can get her money back to her as soon as possible.

My financial situation:
I am a good candidate for this loan because I hold a steady job as a police sergeant. I am paid well and am in no danger of layoffs. My job has several opportunities for overtime and private duty pay. I also receive a large stipend for holding a master's degree. I live within my means and am easily able to afford all of my expenses. A check of my credit history will show that I do not default on any payments and that I manage my debt responsibly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Could you please list your monthly income and expenses. Thank you - Wangchuk
A: Income Average Monthly Income After Taxes: $4606 Expenses Housing (Mortgage, Taxes, Insurance): $1274 Condominium Fee: $220 Minimum Credit Card Payment: $90 Gas & Electric: $219 Cable, Internet & Phone: $247 Gasoline: $100 Food: $200 (Mar-07-2011)
Q: Hello! I am interested in funding your loan. Please give a detailed, monthly personal budget of post-tax income and expense. Also, please list the zillow.com price for your home and the mortgage, 2nd. and/or HELOC currently on the home. Thank you - newest-funds-powerplant
A: Thank you for your interest. Average Monthly Income After Taxes: $4606. Expenses include: Housing (Mortgage, Taxes, Insurance): $1274, Condominium Fee: $220, Minimum Credit Card Payment: $90, Gas & Electric: $219, Cable, Internet & Phone: $247, Gasoline: $100, Food: $200. Regarding my home: Current Value: $214,000 (Zillow), Outstanding Mortgage Balance: $169,000. There is no 2nd Mortgage or HELOC. Thanks. (Mar-07-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Thanks for your interest. Regarding my home: Current Value: $214,000 (Zillow), Outstanding Mortgage Balance: $169,000. There is no 2nd Mortgage, No HELOC. Thanks. (Mar-07-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
squarebob$250.003/5/2011 12:13:46 PM
lendstats_com$200.003/5/2011 12:47:24 PM
jmichael23$100.003/5/2011 1:06:42 PM
shrewd-income$200.003/5/2011 1:27:51 PM
zotzot$300.443/5/2011 12:15:20 PM
credit-missile$125.003/5/2011 4:08:52 PM
reflective-rupee$1,500.333/5/2011 12:11:05 PM
point-sasquatch$25.003/5/2011 12:13:12 PM
TeaHouseFinance$25.003/5/2011 2:24:57 PM
nilonc1$100.003/6/2011 5:25:53 AM
competent-p2p$101.003/5/2011 6:38:50 PM
Cai8899$25.003/6/2011 8:42:46 AM
economy-popcorn$25.003/5/2011 6:35:44 PM
87Marc$25.003/5/2011 10:31:11 PM
kttalamo$50.003/6/2011 7:50:33 AM
erowis$75.003/6/2011 1:48:22 AM
soulful-truth$100.003/6/2011 5:42:00 PM
rockhound84$25.003/7/2011 5:27:48 AM
Frosty$45.003/7/2011 11:08:31 AM
power-secret-agent$25.003/7/2011 11:21:30 AM
loss-of-control$150.003/7/2011 6:04:41 PM
well-mannered-income3$120.003/7/2011 6:52:48 PM
all_of_that_one$43.383/7/2011 5:20:28 PM
hopeful-truth5$300.003/7/2011 8:47:02 PM
newest-funds-powerplant$25.003/7/2011 4:53:39 PM
red-favorable-basis$100.003/7/2011 6:08:49 PM
Bob450$30.003/8/2011 11:06:30 AM
felicity-daydream$75.003/8/2011 9:46:49 AM
SkyLoan$25.003/7/2011 10:41:17 PM
JustMee$25.003/8/2011 6:16:45 AM
doopers$25.003/8/2011 6:57:37 AM
global1adventurer$25.003/8/2011 2:24:01 PM
power-companion7$100.003/8/2011 10:03:24 AM
mrsp2e$25.003/8/2011 10:10:29 AM
mammalian4$200.003/8/2011 2:42:00 PM
worthy-bid8$50.003/8/2011 4:14:00 PM
Rx-Ace$508.043/8/2011 7:35:40 PM
HammerSmith$31.383/8/2011 7:59:19 PM
transformer855$25.003/8/2011 11:10:00 PM
lovely-order7$25.003/9/2011 5:22:44 AM
Roundhouse$500.003/8/2011 8:49:24 PM
Christophe$25.003/9/2011 8:06:45 AM
PunjabBank$50.003/9/2011 8:07:43 AM
bibliomania$50.003/8/2011 9:17:03 PM
cash-raccoon$29.013/9/2011 8:15:01 AM
tnjohnso$25.003/9/2011 1:59:29 AM
loan-kung-fu$100.003/9/2011 5:17:45 AM
mlj0671$25.003/9/2011 6:31:21 AM
Requiem$25.003/9/2011 7:19:42 AM
revenue-spa8$73.773/9/2011 8:08:33 AM
marketplace-meridian$25.003/9/2011 3:27:23 AM
balanced-interest3$100.003/9/2011 6:28:07 AM
Kash2010lu$25.003/5/2011 12:31:03 PM
simplelender80$100.003/5/2011 12:06:15 PM
marinbb$50.003/5/2011 4:52:17 PM
credit-missile$25.003/5/2011 9:25:46 PM
sensational-worth7$100.003/5/2011 8:52:00 PM
pietro_torna_indietro$25.003/5/2011 10:09:54 PM
Wangchuk$25.003/6/2011 12:37:47 PM
Nerdster1$25.053/6/2011 4:18:46 PM
magnetic-dedication3$25.003/6/2011 4:56:03 PM
kindness-launcher$2,500.003/7/2011 8:20:35 AM
KarlMarx$25.003/7/2011 12:51:09 PM
peregrine$62.903/7/2011 3:31:58 PM
chrisb1414$25.003/7/2011 8:02:18 AM
autonomous-truth$100.003/7/2011 2:17:10 PM
brightest-dignified-penny$25.003/7/2011 4:24:16 PM
peso-aggregator$25.003/7/2011 6:43:10 PM
contract-lionheart$2,000.003/7/2011 12:32:44 PM
interstellar$75.003/7/2011 6:56:16 PM
ready-interest9$25.003/7/2011 2:55:09 PM
FinanceEngine$25.003/7/2011 5:25:32 PM
Jerrys1951$30.003/7/2011 4:51:19 PM
enchanted-note$25.003/8/2011 7:34:19 AM
wojo$25.003/8/2011 8:08:39 AM
rhin0cerx$50.003/8/2011 9:44:49 AM
omegamon1$32.003/8/2011 7:24:06 AM
roadster199$25.003/8/2011 9:26:15 AM
mpatrick$25.003/8/2011 8:26:52 AM
lightninghcky7$25.003/8/2011 2:09:56 PM
ekmendenhall$200.003/8/2011 8:52:02 AM
patriot897$25.003/8/2011 6:35:20 PM
Kyileo$25.003/8/2011 8:06:10 PM
BlessedEveryDay$30.003/8/2011 4:47:26 PM
l2fp$48.643/8/2011 9:11:12 PM
SecondChanceLendingSERV$25.003/8/2011 5:22:09 PM
CA-Lender$100.003/8/2011 3:16:54 PM
reward-walnut$50.003/8/2011 4:16:42 PM
rockhound84$25.003/9/2011 5:44:49 AM
open-minded-fund9$500.003/8/2011 4:22:22 PM
buffalobills$25.003/9/2011 7:45:59 AM
elegant-capital$25.003/9/2011 8:21:47 AM
1randyp$100.013/8/2011 6:21:41 PM
a-finance-nirvana$25.003/9/2011 2:40:28 AM
cbivitz$555.003/9/2011 6:19:47 AM
SFBank$48.713/8/2011 7:33:48 PM
RecoveryLender$100.003/9/2011 7:01:39 AM
credit-elation1$25.003/8/2011 9:14:37 PM
Calif-smo$100.083/8/2011 9:44:51 PM
eloquent-bill6$25.003/9/2011 8:35:50 AM
108lender$200.003/9/2011 9:18:17 AM
houli123$1,000.003/9/2011 9:32:21 AM
102 Investments
 
Borrower Payment Dependent Notes Series 496627
This series of Notes was issued and sold upon the funding of the borrower loan #47719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1993 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $816Stated income:$1-$24,999
Delinquencies in last 7y: 3 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: momto2jboys Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 21 ( 95% ) 660-679 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 5% )  
660-679 (May-2010)
680-699 (Mar-2010)
620-639 (May-2009)
620-639 (Oct-2008)
 
Principal balance: $1,248.35 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Need Loan for my future
Purpose of loan:
This loan will be used to get on track with my finances. My room mates just moved out without notice and I am left to pay the bill and pay full rent until I can get a new roommate.

My financial situation:
I am a good candidate for this loan because I have had loans with Prosper before and paid them off in full.


Monthly net income: $1100.00
Monthly expenses: $
Housing: $470.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $30.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zotzot$25.993/4/2011 5:25:41 PM
SFBank$50.003/4/2011 7:07:36 PM
competent-p2p$25.003/4/2011 6:24:02 PM
Kash2010lu$40.003/5/2011 6:27:11 AM
rubylender$25.003/5/2011 6:48:15 AM
bonus-quark4$25.003/5/2011 7:50:43 AM
Searlzy$25.003/5/2011 2:52:05 AM
NekHoldings$25.003/5/2011 9:53:33 PM
Moe87$30.003/5/2011 4:13:04 PM
innovator2$25.003/5/2011 6:21:08 PM
SolarMoonshine$25.003/5/2011 5:38:30 PM
five-star-note$25.003/5/2011 5:57:44 PM
innovator2$25.003/5/2011 6:33:01 PM
upbeat-wealth$25.003/5/2011 7:14:39 PM
mpatrick$25.003/5/2011 7:50:57 PM
Littlepeng$25.003/6/2011 7:44:48 AM
850$50.003/6/2011 12:28:22 AM
zone6$100.003/6/2011 12:42:11 AM
realtormoises$25.003/6/2011 5:51:55 AM
SecondChanceLendingSERV$25.003/6/2011 7:29:43 AM
commerce-renewal$100.003/4/2011 5:08:14 PM
five-star-note$100.003/4/2011 5:41:33 PM
ac787$25.003/4/2011 6:08:56 PM
investment-artist$25.003/5/2011 8:10:32 AM
purpledog18$50.003/5/2011 8:36:08 AM
reflective-rupee$25.333/4/2011 8:26:33 PM
IIP77$25.003/5/2011 3:00:03 AM
Mikale360$25.003/5/2011 6:39:16 AM
carrinel$65.003/5/2011 8:00:06 AM
ryclsun$50.003/5/2011 8:36:57 AM
kulender$50.003/5/2011 1:01:25 PM
Jerrys1951$30.003/5/2011 9:20:59 AM
sflash$25.003/5/2011 11:20:25 AM
marwadi-62$300.003/5/2011 10:03:23 AM
orange-rapid-benjamins$50.003/5/2011 10:26:20 AM
innovator2$100.003/5/2011 4:39:34 PM
Feyenoord$25.003/5/2011 6:40:53 PM
phchristensen$50.003/5/2011 2:18:44 PM
unfixer$25.003/6/2011 2:31:03 AM
quest0$35.003/6/2011 6:49:30 AM
Asian-Persuasion$25.003/6/2011 8:01:57 AM
jbloans$25.003/5/2011 8:03:17 PM
return-grizzly$100.003/6/2011 6:40:29 AM
mstar925$23.683/6/2011 8:19:12 AM
44 Investments
 
Borrower Payment Dependent Notes Series 496699
This series of Notes was issued and sold upon the funding of the borrower loan #47700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1994 Debt/Income ratio: 11%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 8Length of status:11y 7m
Amount delinquent: $5,504 Total credit lines: 42 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,407Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: chitownteach Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 28 ( 100% ) 640-659 (Latest)
Principal borrowed: $17,400.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2010)
780-799 (Feb-2008)
640-659 (Nov-2007)
 
Principal balance: $2,232.56 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Loan to Start my business
Purpose of loan: I am starting a part time summertime business for myself.
This loan will be used to...pay off expenses for the start up

My financial situation:
I am a good candidate for this loan because...I have had previous loans with prosper which have all been paid, and I am employed full time as a teacher in Chicago Public Schools, this business will be a summertime income to supplement my teaching income.


Monthly net income: $4050
Monthly expenses: $
Housing: $1800
Insurance: $60
Car expenses: $275
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what the $5500 delinquency on your record is from? - zotzot
A: I was refinancing my mortgage, so It was listed as three months late ( I was told to skip payments), but I have a new rate (4.%) and am current. (Mar-05-2011)
Q: Why do you have so many credit lines? Do you plan to close any? Please answer publicly, thanks. - yield-cologne
A: They are old lines, I thought it wasn't good to close them. They are not in use and don't plan to use them. (Mar-06-2011)
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hi- My mortgage balance is $185,000. Market value is right around $200,000. It isn't a very good market right now in Chicago. (Mar-06-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
UCLA4life$50.003/5/2011 12:08:04 PM
zotzot$100.443/5/2011 12:11:31 PM
MoneyForNothing$49.783/5/2011 1:08:15 PM
DasMula$27.003/5/2011 12:41:10 PM
kulender$50.003/5/2011 1:01:03 PM
compassion-paladin042$25.003/5/2011 3:26:44 PM
courteous-note1$107.073/5/2011 8:46:52 PM
Moe87$30.323/5/2011 4:12:28 PM
realtormoises$25.003/6/2011 5:52:18 AM
innovator2$25.003/5/2011 6:19:26 PM
restless-dime$25.003/6/2011 6:53:20 AM
Feyenoord$25.003/5/2011 6:42:56 PM
five-star-note$25.003/5/2011 5:57:46 PM
bobd32$25.003/5/2011 9:06:04 PM
NekHoldings$25.003/5/2011 9:54:23 PM
RLaumeyer$25.003/5/2011 10:06:13 PM
Chesterite$38.723/5/2011 6:37:45 PM
zone6$100.003/6/2011 12:43:12 AM
Gibbyland$100.003/6/2011 1:36:34 PM
ronin4sale$25.003/6/2011 4:38:22 AM
Champion_Lending$25.003/6/2011 2:38:10 PM
YoungTaxMan$25.003/6/2011 2:41:30 PM
ZOOOM$25.003/7/2011 7:21:47 AM
sflash$25.003/7/2011 7:43:24 AM
FarmersBank$50.003/6/2011 3:53:32 PM
greencat$50.003/7/2011 7:10:18 AM
Amber_Stone$50.003/7/2011 7:40:29 AM
jasjac0105$31.723/7/2011 5:13:58 PM
cbivitz$400.003/7/2011 7:34:59 PM
first-serene-credit$25.003/7/2011 3:13:03 PM
dime-historian$25.003/7/2011 8:32:33 PM
Shining-Star$25.003/7/2011 9:33:17 PM
larryboy10$25.003/7/2011 7:49:59 PM
jutdon84$250.003/7/2011 8:48:07 PM
beachliving29$28.593/7/2011 9:01:09 PM
loss-of-control$50.003/7/2011 5:37:33 PM
purpledog18$50.003/5/2011 12:14:58 PM
ryclsun$50.003/5/2011 12:15:22 PM
five-star-note$200.003/5/2011 5:49:49 PM
DasMula$77.003/5/2011 12:40:53 PM
mikeandcat$100.003/5/2011 7:02:44 PM
innovator2$50.003/5/2011 5:26:02 PM
larryboy10$25.003/5/2011 3:23:04 PM
innovator2$75.003/5/2011 4:52:45 PM
SolarMoonshine$50.003/5/2011 5:41:36 PM
ac787$25.003/5/2011 6:04:01 PM
yield-cologne$40.213/6/2011 9:49:16 AM
blitzen40$25.003/6/2011 2:45:35 PM
2grindstones$25.003/6/2011 9:50:52 AM
halothane_logic$125.003/6/2011 1:11:14 PM
revenue-driver8$39.013/6/2011 3:03:57 PM
seadrg$25.003/6/2011 5:41:52 PM
heroic-deal7$50.003/7/2011 10:34:29 AM
eod_man$65.003/7/2011 7:48:00 AM
autonomous-truth$200.003/7/2011 12:59:16 PM
hillerod$25.003/7/2011 2:38:30 PM
Mikale360$25.003/7/2011 10:39:31 AM
bullish2bearish$37.903/7/2011 7:10:32 PM
hookUup$50.003/7/2011 2:09:38 PM
credit-coach118$35.003/7/2011 7:38:55 PM
open-minded-fund9$93.213/7/2011 5:29:42 PM
thorough-yield1$100.003/7/2011 9:16:26 PM
payout-alien6$25.003/7/2011 9:36:14 PM
Milonguero$100.003/7/2011 7:30:21 PM
jaesposito$25.003/7/2011 7:32:30 PM
hopeful-truth5$50.003/7/2011 8:25:38 PM
wattboy$53.713/7/2011 8:50:55 PM
integrity-statue$44.643/7/2011 9:13:26 PM
impala6464$25.683/7/2011 9:55:11 PM
69 Investments
 
Borrower Payment Dependent Notes Series 496713
This series of Notes was issued and sold upon the funding of the borrower loan #47686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-07-2011 
Term: 12 months Listing End date:  Mar-08-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $191.73
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 19Stated income:Not employed
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,561 
Delinquencies in last 7y: 1 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: DRP1942 Borrower's state: Washington Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
660-679 (Oct-2009)
620-639 (Aug-2009)
620-639 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Pay-Off Car Loan
Purpose of loan:
This loan will be used to...Pay off existing loan of 415.00 mo.

My financial situation:
I am a good candidate for this loan because...Not much debt.


Monthly net income: $1600
Monthly expenses: $1380
Housing: $625
Insurance: $48
Car expenses: $58
Utilities: $125
Phone, cable, internet: $83
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $54
Other expenses: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
alexgalt$100.003/7/2011 5:27:02 PM
loyalist1$200.003/7/2011 5:37:10 PM
mrxtravis$25.003/7/2011 5:37:23 PM
simplelender80$150.003/7/2011 5:32:02 PM
ryclsun$50.003/7/2011 5:36:56 PM
boodo$939.013/8/2011 6:07:17 AM
MoneyForNothing$35.993/7/2011 5:07:50 PM
larryboy10$50.003/7/2011 7:06:38 PM
upbeat-finance8$25.003/7/2011 5:10:00 PM
jhouman$25.003/7/2011 5:31:58 PM
UCLA4life$50.003/7/2011 5:32:13 PM
cashhelp$50.003/7/2011 5:33:10 PM
five-star-note$25.003/7/2011 5:37:06 PM
RetirementMoney$100.003/7/2011 6:47:36 PM
hopeful-truth5$100.003/7/2011 9:12:22 PM
twjh$25.003/7/2011 5:36:59 PM
NekHoldings$25.003/7/2011 7:14:41 PM
competent-p2p$25.003/7/2011 8:14:00 PM
18 Investments
 
Borrower Payment Dependent Notes Series 496773
This series of Notes was issued and sold upon the funding of the borrower loan #47701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1995 Debt/Income ratio: 23%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,953Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: onator036 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
onator036
Purpose of loan:
This loan will be used for home improvements

My financial situation:
I am a good candidate for this loan because I have lived in my home for over two years, I am professionally employed, with no delinquencies in my credit history.

Monthly net income: $4953.22
Monthly expenses: $3342.00
Housing: $1290.00
Insurance: $included
Car expenses: $150.00
Utilities: $130
Phone, cable, internet: $65.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1257
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $146,000.00 2. $155,000.00 (Mar-08-2011)
Q: Hi: what type of law do you practice? Is your listed income before or after taxes? What is your home value and current mortgage balance (+HELOC)? What loans are you paying off with this loan and what loans will remain outstanding? Thanks. - courteous-bazaar
A: I practice criminal law as a prosecuting attorney. My income listed of $74,000 per year is before taxes. My home value is $155,000.00 and my current mortage balance is $146,000. I will be using this loan entirely for a home improvement project, specifically, to repair the water line from my natural spring water source to my water tank. Any leftover amounts will be used to pay down my Macy's revolving credit account. All other loans will remain outstanding. Thank you. (Mar-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$50.003/7/2011 9:03:51 AM
feedpaulyfaster$25.003/7/2011 10:48:20 AM
Azonic21$25.003/7/2011 9:02:48 AM
Nerdster1$25.053/7/2011 9:29:09 AM
SolarMoonshine$25.003/7/2011 6:28:45 PM
peso-aggregator$25.003/7/2011 7:05:30 PM
reflective-rupee$500.333/7/2011 7:06:56 PM
Amber_Stone$100.003/8/2011 8:06:51 AM
droopie1$25.003/7/2011 9:23:49 PM
golffish2$50.003/8/2011 5:14:05 AM
courteous-bazaar$250.003/8/2011 1:47:15 PM
EretzCapital$50.003/8/2011 1:49:17 PM
blitzen40$25.003/7/2011 9:04:58 AM
ryclsun$50.003/7/2011 9:06:59 AM
investment-artist$25.003/7/2011 9:16:46 AM
Danjack_Capital$25.003/7/2011 11:49:30 AM
RyanM561$25.003/7/2011 11:50:03 AM
DasMula$57.003/7/2011 11:29:34 AM
restless-dime$25.003/7/2011 2:01:43 PM
SFBank$150.003/7/2011 7:42:25 PM
transformer855$25.003/7/2011 9:02:27 PM
MilitaryLending$25.003/7/2011 4:37:05 PM
pietro_torna_indietro$25.003/7/2011 10:42:29 PM
B2152$25.003/8/2011 4:45:13 AM
mykkai$29.593/8/2011 12:40:26 PM
benefit-aggregator2$127.823/8/2011 1:52:14 PM
loan-eagle9$25.003/8/2011 11:42:55 AM
djalan$35.213/8/2011 1:50:33 PM
five-star-note$150.003/8/2011 11:06:14 AM
29 Investments
 
Borrower Payment Dependent Notes Series 496821
This series of Notes was issued and sold upon the funding of the borrower loan #47704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2002 Debt/Income ratio: 26%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,750Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: a-dime-tsunami Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2009)
 
Principal balance: $3,446.52 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Please help me help others.
Purpose of loan: Home improvemens and others.
This loan will be used to inprove the quality of life of one person at the time.

My financial situation: Very good,I own rental property that is all rented to good paying tenants.Plus a regular 9-5 job.
I am a good candidate for this loan because I have the same job for 8+ years, I just got a promotion, I love my job and they are very happy with me too.I'm a very responsable person who has never been late. I have no problem making the payments on time.


Monthly net income: $52000
Monthly expenses: $
Housing: $250
Insurance: $100
Car expenses: $0
Utilities: $80
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$50.003/7/2011 9:02:23 AM
OldManP$25.003/7/2011 9:05:35 AM
CA-Lender$100.003/7/2011 9:05:10 AM
five-star-note$25.003/7/2011 9:07:12 AM
loyalist1$200.003/7/2011 9:07:15 AM
greencat$50.003/7/2011 9:07:49 AM
faldska$25.003/7/2011 4:32:03 PM
affluence-tycoon$50.003/7/2011 4:37:03 PM
DasMula$57.003/7/2011 11:32:36 AM
autonomous-truth$62.833/7/2011 1:03:40 PM
shrewd-income$100.003/7/2011 2:56:34 PM
open-minded-fund9$100.003/7/2011 5:34:58 PM
barefootpaul$35.003/7/2011 4:34:45 PM
authoritative-capital$25.003/7/2011 4:36:54 PM
orderly-leverage$100.003/7/2011 4:37:00 PM
gain-gourd$75.003/7/2011 4:49:13 PM
genuine-integrity0$25.003/7/2011 2:02:55 PM
green-thoughtful-yield$100.003/7/2011 4:36:51 PM
Artist_Blue$25.003/7/2011 4:37:19 PM
YoungTaxMan$100.003/7/2011 4:42:04 PM
BigGuyBank$27.773/7/2011 4:46:47 PM
PatRichi$25.003/7/2011 4:57:15 PM
reflective-rupee$500.333/7/2011 5:04:28 PM
riveting-credit5$500.003/8/2011 1:58:49 AM
kendigme$25.003/8/2011 2:15:07 AM
jutdon84$750.003/8/2011 5:58:13 AM
peso-aggregator$100.003/7/2011 6:26:12 PM
valiant-money$25.003/8/2011 10:05:31 AM
well-mannered-income3$100.003/8/2011 7:00:16 AM
Christophe$25.003/8/2011 7:30:57 AM
Tylerh$100.003/7/2011 7:19:14 PM
fabulous-community4$35.003/8/2011 11:25:18 AM
nickel-hickory$300.003/8/2011 9:57:49 AM
redcat57$25.003/8/2011 7:14:49 AM
five-star-note$150.003/8/2011 11:08:54 AM
ekmendenhall$200.003/8/2011 8:58:46 AM
Feyenoord$25.003/8/2011 11:29:47 AM
head$100.003/8/2011 12:01:12 PM
ronin4sale$25.003/8/2011 12:57:51 PM
simplelender80$100.003/7/2011 9:03:01 AM
ingenious-deal6$25.003/7/2011 9:03:22 AM
nickel-hickory$100.003/7/2011 9:58:39 AM
suave-dime6$25.003/7/2011 9:06:02 AM
Kash2010lu$35.003/7/2011 9:06:03 AM
investment-artist$25.013/7/2011 9:06:52 AM
squarebob$101.003/7/2011 9:06:59 AM
soulful-truth$100.003/7/2011 9:07:23 AM
sturdy-fairness5$25.003/7/2011 2:26:03 PM
inspiring-reward$50.003/7/2011 4:22:41 PM
tech310$50.003/7/2011 10:33:40 AM
IIP77$25.003/7/2011 4:37:13 PM
squarebob$25.003/7/2011 9:03:47 AM
Kash2010lu$40.003/7/2011 9:05:37 AM
ryclsun$50.003/7/2011 9:06:55 AM
twjh$25.003/7/2011 9:07:07 AM
Nerdster1$25.053/7/2011 9:31:10 AM
TeaHouseFinance$30.333/7/2011 3:39:37 PM
2grindstones$25.003/7/2011 4:00:31 PM
competent-p2p$45.003/7/2011 10:43:39 AM
feedpaulyfaster$25.003/7/2011 10:48:17 AM
rockstar78$25.003/7/2011 4:33:21 PM
ac787$25.003/7/2011 4:36:03 PM
gelidfrank$25.003/7/2011 4:36:57 PM
engaging-repayment8$25.003/7/2011 6:15:18 PM
irrelevant$25.003/7/2011 4:51:05 PM
larryboy10$50.003/7/2011 7:04:58 PM
credit-coach118$100.003/7/2011 7:37:48 PM
dcm6276$25.003/8/2011 8:21:23 AM
dime-historian$25.003/7/2011 8:46:11 PM
power-companion7$100.003/8/2011 10:09:34 AM
SFBank$150.003/7/2011 7:40:25 PM
ready-interest9$25.003/8/2011 10:11:54 AM
leverage-monger$100.003/8/2011 7:25:12 AM
benefit-aggregator2$1,455.683/8/2011 1:50:36 PM
lnrn$25.003/8/2011 12:08:34 PM
75 Investments
 
Borrower Payment Dependent Notes Series 496827
This series of Notes was issued and sold upon the funding of the borrower loan #47680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1992 Debt/Income ratio: 23%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 9Length of status:26y 2m
Amount delinquent: $50 Total credit lines: 24 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,802Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: exact-dollar0 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need small loan quickly
Purpose of loan: bill payment
This loan will be used to...help adult child with expenses due to illness and temporary loss of pay

My financial situation: I am married and credit including mortgages is split between us. However, I would prefer his name not be listed on this loan, nor his credit reflect the loan. Current credit score/status is very good to excellent.
I am a good candidate for this loan because...i have very good credit and been emplyed for several years with the same employer. My job is secure as it is state government.


Monthly net income: $3350
Monthly expenses: $1750 ~ 2000 (total of below #s)
Housing: $750
Insurance: included in housing
Car expenses: $250
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $300
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/7/2011 9:06:03 AM
simplelender80$100.003/7/2011 9:03:03 AM
greencat$50.003/7/2011 9:15:14 AM
autonomous-truth$49.273/7/2011 1:09:33 PM
reflective-rupee$1,000.333/7/2011 11:18:16 AM
firsttouch1$500.003/7/2011 11:42:24 AM
KarlMarx$25.003/7/2011 12:51:50 PM
buffalobills$25.003/7/2011 12:28:54 PM
ingenious-deal6$25.003/7/2011 9:03:26 AM
competent-p2p$35.003/7/2011 10:42:19 AM
5kids5$38.163/7/2011 11:24:53 AM
DasMula$27.003/7/2011 11:46:16 AM
vutah$25.003/7/2011 12:10:00 PM
Iloanyoumoney$25.003/7/2011 12:16:10 PM
FASTIZIO_P$25.003/7/2011 9:06:22 AM
durability-exchanger$25.243/7/2011 11:59:28 AM
16 Investments
 
Borrower Payment Dependent Notes Series 497185
This series of Notes was issued and sold upon the funding of the borrower loan #47718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1989 Debt/Income ratio: 35%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,601Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: micheline1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 620-639 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
600-619 (Nov-2009)
620-639 (May-2008)
 
Principal balance: $2,075.65 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Returning Prosper borrower!
Purpose of loan: Debt consolidation
This loan will be used to... Consolidate credit cards

My financial situation: Is great! I have been working for 11 months with a shop at home retailer. This job allows me to work from home cutting out my daycare expenses as well as NO car or gas expenses. Working at home also allows me to work full-time at my thriving online clothing store.

I am a good candidate for this loan because... I am a returning Prosper borrower who has paid EVERY monthly payment on time and was able to pay off one Prosper loan 2 months early!

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
economy-popcorn$25.003/9/2011 2:04:05 PM
squarebob$25.003/9/2011 9:02:48 AM
OldManP$25.003/9/2011 9:04:36 AM
dblakels$25.003/9/2011 9:11:45 AM
blitzen40$35.003/9/2011 10:25:01 AM
mikeandcat$100.003/9/2011 10:26:07 AM
innovator2$92.503/9/2011 11:03:50 AM
a_falk22$25.003/9/2011 12:18:47 PM
restless-dime$25.003/9/2011 9:08:35 AM
niq4soccer$25.003/9/2011 1:23:45 PM
Rashanir$36.143/9/2011 10:43:07 AM
MarvintheMartian$25.003/9/2011 10:51:46 AM
FinanceEngine$35.003/9/2011 3:25:20 PM
Hummer-Guy$28.473/9/2011 11:10:00 AM
favorite-commerce$50.003/9/2011 11:32:36 AM
zone6$100.003/9/2011 12:30:49 PM
ultimate-peace$300.003/9/2011 9:04:49 AM
PThor$25.003/9/2011 1:07:31 PM
wealth-samaritan2$43.773/9/2011 5:19:20 PM
five-star-note$25.003/9/2011 9:08:12 AM
loss-of-control$50.003/9/2011 2:13:41 PM
houli123$250.003/9/2011 9:08:23 AM
transaction-eclipse$25.003/9/2011 10:07:02 AM
Jerrys1951$50.003/9/2011 4:12:11 PM
clemclan$25.673/9/2011 11:11:26 AM
credit-missile$25.003/9/2011 5:20:15 PM
ColoradoLender82$25.003/9/2011 12:39:45 PM
penny-plato$50.003/9/2011 3:55:56 PM
marinbb$50.003/9/2011 4:57:24 PM
LOAN_DOC$100.003/9/2011 5:00:20 PM
cash-raccoon$25.003/9/2011 9:11:38 AM
reflective-rupee$500.333/9/2011 9:52:54 AM
Kash2010lu$50.003/9/2011 10:02:39 AM
mikeandcat$100.003/9/2011 10:33:02 AM
bobd32$25.003/9/2011 12:27:49 PM
ddoneday$28.313/9/2011 1:36:46 PM
bullish2bearish$35.433/9/2011 9:54:00 AM
CA-Lender$100.003/9/2011 2:51:26 PM
liberty-magnate$31.373/9/2011 10:40:08 AM
NekHoldings$25.003/9/2011 3:31:48 PM
DasMula$100.003/9/2011 11:25:48 AM
CASHGIRL$25.003/9/2011 4:12:38 PM
payout-bridge$230.003/9/2011 12:36:10 PM
investment-artist$25.013/9/2011 9:04:39 AM
competent-p2p$45.003/9/2011 9:39:58 AM
sflash$50.003/9/2011 3:33:30 PM
ryclsun$50.003/9/2011 9:58:08 AM
hopeful-truth5$200.003/9/2011 4:15:50 PM
2grindstones$25.003/9/2011 10:17:43 AM
restless-dime$50.003/9/2011 10:23:18 AM
MoneyForNothing$34.023/9/2011 10:57:05 AM
DasMula$100.003/9/2011 11:25:57 AM
FarmersBank$150.003/9/2011 11:41:13 AM
FarmersBank$100.003/9/2011 11:47:47 AM
JustMee$25.003/9/2011 3:05:16 PM
Paddington922$25.003/9/2011 3:21:46 PM
brendan711$50.003/9/2011 4:02:47 PM
deepblue34$35.003/9/2011 4:59:23 PM
HammerSmith$25.003/9/2011 5:14:32 PM
credit-missile$13.983/9/2011 5:22:01 PM
60 Investments
 
Borrower Payment Dependent Notes Series 497259
This series of Notes was issued and sold upon the funding of the borrower loan #47696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-10-2011 
Term: 12 months Listing End date:  Mar-10-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 29.00% Monthly payment: $185.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.54%  
Estimated return*: 8.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 33%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,658Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: brightest-aggresive-loyalty Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Vet Expenses
Purpose of loan: Pay for unforeseen vet bill
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
adventurous-commerce$25.003/10/2011 9:03:08 AM
five-star-note$25.003/10/2011 9:04:31 AM
reflective-rupee$200.333/10/2011 9:23:06 AM
ac787$25.003/10/2011 9:28:39 AM
squarebob$25.003/10/2011 9:50:23 AM
squarebob$75.003/10/2011 9:52:05 AM
green-liberty-thunder$50.003/10/2011 11:00:56 AM
loanermn$26.383/10/2011 11:58:00 AM
alexgalt$100.003/10/2011 9:01:54 AM
DasMula$100.003/10/2011 9:10:11 AM
liberty-magnate$50.003/10/2011 9:21:15 AM
duty-monger$50.003/10/2011 10:15:54 AM
MarvintheMartian$25.003/10/2011 10:48:06 AM
competent-p2p$25.003/10/2011 11:04:22 AM
CA-Lender$100.003/10/2011 9:05:34 AM
GS-ROCK$25.003/10/2011 9:44:25 AM
unafraid-loan5$25.003/10/2011 11:04:15 AM
simplelender80$150.003/10/2011 9:01:55 AM
brainy-repayment5$77.503/10/2011 9:02:54 AM
thelovebug$100.003/10/2011 9:05:08 AM
zotzot$50.883/10/2011 9:09:38 AM
investinFla$64.913/10/2011 9:33:01 AM
likeable-hope$25.003/10/2011 9:51:49 AM
transformer855$25.003/10/2011 10:42:12 AM
orange-rapid-benjamins$25.003/10/2011 11:45:24 AM
Stek7$25.003/10/2011 9:01:47 AM
Wangchuk$25.003/10/2011 9:03:27 AM
ultimate-peace$300.003/10/2011 9:04:08 AM
patriot897$25.003/10/2011 9:04:55 AM
Paddington922$50.003/10/2011 9:47:24 AM
capital-kingdom$25.003/10/2011 10:15:13 AM
bcsmith$25.003/10/2011 10:40:00 AM
drmoney11$25.003/10/2011 10:48:07 AM
FinanceEngine$30.003/10/2011 10:49:43 AM
34 Investments