Sales Report:Supplement No. 3 dated Mar 10, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 493260
This series of Notes was issued and sold upon the funding of the borrower loan #47664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1995 Debt/Income ratio: 14%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 4Length of status:15y 7m
Amount delinquent: $118 Total credit lines: 38 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,807Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: orange-tenacious-cash Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consildation
Purpose of loan:
This loan will be used to?settle my debt and to help my family?????????

My financial situation:
I am a good candidate for this loan because? I have steady income and I make good money.

Monthly net income: $
5300.00????
Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 0
??Car expenses: $ 365
??Utilities: $ 80
??Phone, cable, internet: $ 130
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 55
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding you loan. Please list the debts you are looking to consolidate with this loan and include the outstanding balance, APR, and minimum monthly payments. Also, what are the two delinquent accounts? Thanks! - newest-funds-powerplant
A: 2.100.00 @ 9% with capital 1, 600.00 @ 29% with juniper card services, 2000.00 @ 6% with a friend, and 3000.00 to help my sister out. The reason why I am showing 2 deliquents on my record is they were lost in the mail. I called the company and tried to explain my situation to them. It fell upon deaf ears. Nothing more to say about that. (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$100.772/21/2011 5:03:35 PM
simplelender80$200.002/21/2011 5:04:14 PM
HamachiMan$50.002/21/2011 5:06:14 PM
sappy02$25.002/21/2011 5:07:12 PM
suave-dime6$25.002/21/2011 5:06:02 PM
debt_helper$25.002/21/2011 8:48:52 PM
barefootpaul$35.002/22/2011 8:43:47 AM
competent-p2p$40.002/22/2011 3:27:52 PM
hope-hickory$25.002/22/2011 6:39:32 PM
SecondChanceLendingSERV$25.002/23/2011 7:04:38 AM
foxtrot12$100.002/23/2011 6:30:14 AM
jiggaman7$50.002/23/2011 12:52:29 PM
affluence-tycoon$50.002/24/2011 6:52:21 AM
treasure-pipeline$25.002/24/2011 10:21:38 AM
worker943$50.002/25/2011 4:31:22 AM
profit-powerplant$25.002/25/2011 1:29:18 AM
zone6$100.002/25/2011 7:07:57 AM
credit-investor5$50.002/25/2011 1:11:36 PM
irrelevant$28.212/26/2011 1:26:50 AM
the-discrete-income$100.002/25/2011 8:26:20 PM
treasure-bliss$50.002/26/2011 1:40:53 AM
OCedHrt$25.002/26/2011 6:11:10 AM
SirJev$50.002/27/2011 11:41:09 AM
GInBaghdad$25.002/26/2011 5:56:17 PM
moola-wildebeest3$50.002/26/2011 7:37:28 PM
FeedTheMachine$50.002/27/2011 9:41:05 AM
bullwink27$25.002/27/2011 2:27:12 PM
flexible-diversification9$50.002/28/2011 9:32:22 AM
Southern_Illinois_Girl$25.002/27/2011 8:46:43 PM
mobius404$25.002/28/2011 6:41:24 AM
tnjohnso$25.002/28/2011 8:21:25 AM
investtor$25.002/28/2011 9:32:38 AM
studio3d$25.002/28/2011 9:37:06 AM
runner262$25.002/28/2011 9:39:50 AM
ingenious-diversification$25.002/28/2011 9:38:30 AM
point$50.002/28/2011 11:34:58 AM
successful-generosity$25.002/28/2011 9:46:01 AM
larrkon$29.712/28/2011 1:37:12 PM
utmom$25.002/28/2011 1:37:20 PM
WBB21$50.002/28/2011 1:37:41 PM
Invest4kids$30.002/28/2011 1:37:56 PM
truth-eclair$25.002/28/2011 1:38:14 PM
easybreezy$25.002/28/2011 1:38:21 PM
MAYBROOK$38.132/28/2011 1:38:32 PM
Investoman$50.002/28/2011 1:38:38 PM
thefork$50.002/28/2011 1:39:19 PM
ddog0224$50.002/28/2011 1:39:45 PM
the-silver-blaster$50.002/28/2011 1:40:05 PM
zone8$50.002/28/2011 1:40:19 PM
green-thoughtful-yield$50.002/28/2011 1:40:21 PM
brmar$25.002/28/2011 1:40:59 PM
miked8303$25.002/28/2011 1:41:05 PM
asmithj$50.002/28/2011 1:41:37 PM
thoughtful-currency5$50.002/28/2011 1:16:04 PM
GeorgiaCredit$50.002/28/2011 1:37:50 PM
J-Rott$25.002/28/2011 1:38:15 PM
CashGuardian$25.002/28/2011 1:38:50 PM
brazilofmux$57.412/28/2011 1:39:23 PM
SpareChangeHero$25.002/28/2011 1:39:32 PM
radforj22$25.002/28/2011 1:39:40 PM
Tikibarman$25.002/28/2011 1:40:02 PM
vibraphone3$50.002/28/2011 1:40:09 PM
dckpolo$25.002/28/2011 1:40:12 PM
Easystreet$25.002/28/2011 1:37:13 PM
MrMcduck$25.002/28/2011 1:37:19 PM
AF-Chief$50.002/28/2011 1:40:42 PM
Fenix878$25.002/28/2011 1:37:36 PM
GElender$25.002/28/2011 1:40:56 PM
jigsaw$50.002/28/2011 1:38:11 PM
authoritative-capital$25.002/28/2011 1:38:18 PM
Mariner3605$25.002/28/2011 1:41:26 PM
famous-hope$25.002/28/2011 1:38:29 PM
bnlforever$25.002/28/2011 1:41:39 PM
yield-aurora4$100.002/28/2011 1:38:36 PM
money-bauble$100.002/28/2011 1:41:46 PM
somebody32$46.262/28/2011 1:38:48 PM
musegaze$100.002/28/2011 1:39:00 PM
kendallv$25.002/28/2011 1:39:35 PM
asiaratt$50.002/28/2011 1:40:17 PM
commerce-web5$25.002/28/2011 1:41:02 PM
minddoc$25.002/28/2011 1:41:20 PM
graceful-investment$100.002/28/2011 1:41:40 PM
Tylerh$100.002/21/2011 5:06:29 PM
Pitufo$25.002/21/2011 5:07:01 PM
inspiring-reward$101.332/21/2011 5:07:08 PM
CA-Lender$25.002/21/2011 5:03:55 PM
UCLA4life$50.002/21/2011 5:06:12 PM
orderly-leverage$50.002/21/2011 5:04:47 PM
SolarMoonshine$25.002/21/2011 5:25:25 PM
economy-synapse$25.002/21/2011 10:50:15 PM
Artist_Blue$25.002/22/2011 6:09:35 AM
ingenious-deal6$25.002/22/2011 1:26:27 PM
Kaj$50.002/22/2011 5:54:19 PM
umfan123$25.002/22/2011 10:05:58 PM
finance-mushroom$100.002/23/2011 4:50:11 PM
kulender$50.002/23/2011 5:57:49 PM
Ocean713$50.002/23/2011 9:56:36 PM
platinum-scientist9$25.002/23/2011 7:18:38 PM
sweetlan$25.002/24/2011 1:43:54 AM
Bob450$30.002/24/2011 1:18:10 AM
frogperson$150.002/24/2011 9:02:28 AM
wayman$50.002/24/2011 3:51:22 PM
genius520$100.002/24/2011 5:08:42 PM
LimaGuy$40.002/25/2011 10:02:12 AM
liberty-destiny3$25.002/25/2011 11:56:08 AM
finagler$25.002/25/2011 1:54:02 PM
Jack55304$300.002/25/2011 1:54:25 PM
rvfbroker$25.002/25/2011 8:17:16 PM
amf$25.002/25/2011 10:06:31 PM
jubilant-auction5$25.002/25/2011 11:27:02 PM
papaloha$25.002/26/2011 1:09:53 AM
orange-preeminant-bill$50.002/26/2011 1:36:56 AM
proud-gold9$50.002/25/2011 8:17:29 PM
festeringsnot$25.002/26/2011 7:16:14 AM
the-profit-oracle$25.002/26/2011 1:40:43 AM
credible-balance6$50.002/26/2011 10:26:33 AM
careful-penny$25.002/26/2011 10:53:44 AM
Miklot$50.002/27/2011 2:51:24 AM
wtrboy$50.002/27/2011 2:51:10 AM
thelovebug$50.002/27/2011 8:17:45 AM
fighter122$25.002/27/2011 3:47:30 PM
Maetryx$47.002/27/2011 6:01:15 PM
bsh297$25.002/28/2011 6:06:25 AM
ichibon$50.002/27/2011 5:40:56 PM
MyKidsDad$25.002/27/2011 8:01:08 PM
ivy-league-MBA$25.002/27/2011 8:07:16 PM
bradania$25.002/27/2011 10:36:15 PM
sensible-fund$50.002/28/2011 3:21:10 AM
nimble-economy863$25.002/28/2011 9:32:35 AM
openness-confidant$50.002/28/2011 9:38:53 AM
liberty-society5$25.002/28/2011 1:16:03 PM
tsquared_030$25.002/28/2011 1:37:18 PM
i3urtonair$25.002/28/2011 1:37:25 PM
moola-escalator$25.002/28/2011 1:37:39 PM
loan-machine1$50.002/28/2011 1:37:44 PM
deal-maple2$50.002/28/2011 1:38:03 PM
thestartuplender$50.002/28/2011 1:38:19 PM
payment-silo$25.002/28/2011 1:38:22 PM
saffron4$50.002/28/2011 1:38:49 PM
j-lender$50.002/28/2011 1:39:21 PM
CC911$25.002/28/2011 1:39:51 PM
gala279$50.002/28/2011 1:40:01 PM
GrowTK$25.002/28/2011 1:40:08 PM
point-kitten6$50.002/28/2011 1:40:20 PM
choss02$50.002/28/2011 1:40:51 PM
hitsman$50.002/28/2011 1:41:04 PM
silverloan$25.002/28/2011 1:37:15 PM
cippy$25.002/28/2011 1:38:05 PM
income-sage9$25.002/28/2011 1:38:25 PM
NoMoreDebt4Me$25.002/28/2011 1:38:44 PM
principal-trombone$50.002/28/2011 1:39:16 PM
whatknows$25.002/28/2011 1:39:30 PM
mtquan$25.002/28/2011 1:39:43 PM
p123$25.002/28/2011 1:40:06 PM
supersarah61$25.002/28/2011 1:40:10 PM
MrBailey$25.552/28/2011 1:40:13 PM
NYLG$25.002/28/2011 1:37:17 PM
ingenious-interest1$50.002/28/2011 1:40:23 PM
valiant-liberty4$25.002/28/2011 1:37:28 PM
finance-prescription$50.002/28/2011 1:40:48 PM
famous-bill$25.002/28/2011 1:37:59 PM
tech310$50.002/28/2011 1:41:01 PM
gelidfrank$25.002/28/2011 1:38:16 PM
aader$25.002/28/2011 1:41:19 PM
F16Pilot$25.002/28/2011 1:38:27 PM
oldmora$25.392/28/2011 1:41:38 PM
credit-wheel7$25.002/28/2011 1:41:44 PM
diversification-medalist$25.002/28/2011 1:38:56 PM
SDNLR$25.002/28/2011 1:39:33 PM
pixeldave$42.022/28/2011 1:39:41 PM
fortytwo$50.002/28/2011 1:39:59 PM
LR_Biker$50.002/28/2011 1:40:07 PM
momoney2lend$25.002/28/2011 1:40:30 PM
sensible-order2$100.002/28/2011 1:40:49 PM
cash-reaction2$50.002/28/2011 1:41:07 PM
TheCount$25.002/28/2011 1:41:21 PM
ommcd$25.002/28/2011 1:41:35 PM
177 Investments
 
Borrower Payment Dependent Notes Series 493449
This series of Notes was issued and sold upon the funding of the borrower loan #47666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2001 Debt/Income ratio: 62%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,309Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: income-storm6 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consoladation
Purpose of loan:
This loan will be used to?


My financial situation:
I am a good candidate for this loan because?



Monthly net income: $ Monthly expenses: $
??Housing: $

??Insurance: $

??Car expenses: $

??Utilities: $

??Phone, cable, internet: $

??Food, entertainment: $

??Clothing, household expenses $

??Credit cards and other loans: $

??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.002/28/2011 5:00:50 PM
SolarMoonshine$25.002/28/2011 5:42:34 PM
suave-dime6$25.002/28/2011 5:00:21 PM
Kaj$50.002/28/2011 5:00:42 PM
competent-p2p$100.002/28/2011 7:39:12 PM
simplelender80$100.002/28/2011 5:12:45 PM
brightest-dignified-penny$25.003/1/2011 10:34:35 AM
Artist_Blue$25.003/2/2011 6:06:20 AM
shmb6508$200.003/2/2011 10:43:29 AM
gold-blanket0$25.003/3/2011 6:55:25 PM
payment-gusto$25.003/4/2011 10:14:35 AM
five-star-note$25.003/5/2011 5:54:10 PM
Bob450$25.003/5/2011 12:41:59 PM
desertoasis$25.003/5/2011 12:53:41 PM
the-profit-oracle$25.003/5/2011 3:08:57 PM
DreDub$50.003/5/2011 10:16:50 PM
Cai8899$25.003/6/2011 8:41:40 AM
Gibbyland$100.003/6/2011 1:41:25 PM
flwah$25.003/7/2011 3:51:32 AM
soulful-truth$100.003/6/2011 5:41:22 PM
1phantom$25.003/7/2011 4:56:27 AM
jiggaman7$25.003/7/2011 4:22:47 PM
Tylerh$100.003/7/2011 4:52:19 PM
whartonmba$25.003/7/2011 10:07:38 AM
orderly-leverage$100.003/7/2011 10:21:19 AM
money-bauble$41.343/7/2011 4:54:59 PM
asiaratt$50.003/7/2011 4:36:22 PM
GElender$25.003/8/2011 5:57:37 AM
seisen$50.003/7/2011 7:01:41 PM
commerce-renewal$100.003/8/2011 9:22:09 AM
rhin0cerx$50.003/8/2011 9:43:44 AM
Miklot$25.003/8/2011 9:25:45 AM
shrewd-peace7$25.003/8/2011 12:02:38 PM
handshake5$100.003/8/2011 12:05:15 PM
musegaze$100.003/8/2011 12:05:37 PM
irrelevant$50.003/8/2011 12:06:21 PM
fighter122$25.003/8/2011 12:07:08 PM
MyKidsDad$25.003/8/2011 12:07:17 PM
bullwink27$25.003/8/2011 12:07:38 PM
supersarah61$25.003/8/2011 12:08:33 PM
mtquan$25.003/8/2011 12:09:06 PM
treasure-pipeline$25.003/8/2011 12:09:11 PM
cash-raccoon$25.003/8/2011 12:09:37 PM
liberty-destiny3$25.003/8/2011 12:14:05 PM
stock106$25.003/8/2011 12:14:14 PM
buyrite334$25.003/8/2011 12:14:25 PM
new-social-economist$50.003/8/2011 12:14:39 PM
genius520$100.003/8/2011 12:15:28 PM
knixfan78$75.003/8/2011 1:07:40 PM
Jloaner$50.003/8/2011 1:21:14 PM
compassion-paladin042$25.003/8/2011 12:01:15 PM
Speculator$25.003/8/2011 12:04:32 PM
momoney2lend$25.003/8/2011 12:06:10 PM
mobius404$25.003/8/2011 12:07:30 PM
elegant-loot$25.003/8/2011 12:08:12 PM
jubilant-auction5$25.003/8/2011 12:08:44 PM
festeringsnot$25.003/8/2011 12:08:49 PM
credit-investor5$50.003/8/2011 12:08:53 PM
Ocean713$50.003/8/2011 12:08:58 PM
the-discrete-income$100.003/8/2011 12:09:10 PM
ursus$50.003/8/2011 12:09:17 PM
successful-generosity$25.003/8/2011 12:10:07 PM
IIP77$25.003/8/2011 9:23:55 AM
Easystreet$25.003/8/2011 12:13:12 PM
divedude$25.003/8/2011 12:13:27 PM
nodrivelpls$25.003/8/2011 12:13:52 PM
dough-bear$50.003/8/2011 12:14:51 PM
passivesf$25.003/8/2011 12:37:52 PM
PittsburghMark$50.003/8/2011 1:42:20 PM
Whipster$27.633/8/2011 10:27:41 AM
market-walnut5$25.003/8/2011 3:01:05 PM
tech310$45.143/8/2011 12:04:26 PM
cash-reaction2$50.003/8/2011 12:04:53 PM
rickp$50.003/8/2011 12:06:29 PM
GInBaghdad$25.003/8/2011 12:06:56 PM
ivy-league-MBA$25.003/8/2011 12:07:42 PM
wayman$50.003/8/2011 12:08:54 PM
Jack55304$300.003/8/2011 12:09:09 PM
sweetlan$25.003/8/2011 12:09:16 PM
wealth-builder57$50.003/8/2011 12:10:31 PM
special-peso$50.003/8/2011 12:11:17 PM
rcldesign$25.003/8/2011 12:12:47 PM
agiovasil$25.003/8/2011 12:14:16 PM
fair-peace7$25.003/8/2011 12:14:29 PM
missing-link$25.003/8/2011 12:14:41 PM
finance-mushroom$100.003/8/2011 12:14:58 PM
worthy-truth$25.003/8/2011 12:41:07 PM
Nikelaos$30.003/8/2011 1:01:35 PM
JiggaJoeyS$42.363/8/2011 1:55:46 PM
benefit-aggregator2$148.963/8/2011 2:03:16 PM
greencat$50.003/1/2011 7:17:20 AM
MadHun$200.003/1/2011 4:57:46 PM
worthy-bid8$25.003/2/2011 8:01:58 AM
umfan123$25.003/4/2011 1:02:54 PM
point-sasquatch$25.003/4/2011 2:41:11 PM
wwwUniversal$25.003/5/2011 3:29:16 PM
Fonthill$50.003/6/2011 10:06:14 AM
loyalist1$100.003/7/2011 8:17:38 AM
KarlMarx$25.003/7/2011 12:51:18 PM
radforj22$25.003/7/2011 4:36:26 PM
Turtlebear44$50.003/7/2011 1:06:25 PM
papaloha$25.003/7/2011 4:54:33 PM
integrity-reformer$50.003/8/2011 9:24:12 AM
durability-mad-scientist4$50.003/7/2011 10:26:29 PM
note-sphinx$50.003/8/2011 7:11:08 AM
kri8iv$145.363/7/2011 7:40:42 PM
AF-Chief$50.003/8/2011 12:04:58 PM
Pitufo$25.003/8/2011 12:05:25 PM
green-thoughtful-yield$50.003/8/2011 12:05:48 PM
careful-penny$25.003/8/2011 12:06:46 PM
Maetryx$47.003/8/2011 12:07:14 PM
SirJev$50.003/8/2011 12:07:34 PM
barefootpaul$35.003/8/2011 12:08:13 PM
LimaGuy$40.003/8/2011 12:08:19 PM
wtrboy$50.003/8/2011 12:08:46 PM
worker943$50.003/8/2011 12:09:05 PM
ddog0224$50.003/8/2011 12:09:08 PM
deal-secret-agent$25.003/8/2011 12:09:15 PM
power-companion7$100.003/8/2011 10:07:44 AM
Learning2Lend$29.183/8/2011 12:13:42 PM
ommcd$25.003/8/2011 12:14:00 PM
Runegeld$25.003/8/2011 12:14:10 PM
bold-treasure-neutrino$25.003/8/2011 12:14:43 PM
Mariner3605$25.003/8/2011 10:28:08 AM
p2ploan-charmer$25.003/8/2011 12:32:06 PM
topper480$50.003/8/2011 8:31:15 AM
RSRAssociates$26.363/8/2011 2:58:04 PM
brmar$25.003/8/2011 12:05:54 PM
thelovebug$50.003/8/2011 12:07:02 PM
bsh297$25.003/8/2011 12:08:16 PM
proud-gold9$50.003/8/2011 12:08:37 PM
amf$25.003/8/2011 12:08:39 PM
moola-wildebeest3$50.003/8/2011 12:08:45 PM
credible-balance6$50.003/8/2011 12:08:51 PM
ultimate-payment$50.003/8/2011 12:08:56 PM
affluence-tycoon$50.003/8/2011 12:09:03 PM
Doug1043$25.003/8/2011 12:09:14 PM
Trimalchio12$25.003/8/2011 12:13:17 PM
SDNLR$35.533/8/2011 12:13:38 PM
persevering$36.603/8/2011 12:13:56 PM
LBOregon$25.003/8/2011 12:14:09 PM
lucrative-deal5$25.003/8/2011 12:14:30 PM
profit-powerplant$25.003/8/2011 12:14:53 PM
finagler$25.003/8/2011 9:35:20 AM
newest-inspiring-power$25.003/8/2011 1:41:39 PM
kulender$100.003/8/2011 11:02:34 AM
CA-Lender$100.003/8/2011 3:16:10 PM
jhernand17$25.003/8/2011 12:06:02 PM
OCedHrt$25.003/8/2011 12:06:38 PM
Southern_Illinois_Girl$25.003/8/2011 12:07:25 PM
KMSB$50.003/8/2011 12:08:26 PM
rvfbroker$25.003/8/2011 12:08:35 PM
cognizant-wealth$50.003/8/2011 12:09:00 PM
foxtrot12$100.003/8/2011 12:09:13 PM
Cybercusp$25.003/8/2011 12:10:18 PM
Mark0135$25.003/8/2011 12:12:35 PM
american-investor$25.003/8/2011 12:12:58 PM
j-lender$37.283/8/2011 12:14:11 PM
credit-wheel7$25.003/8/2011 12:14:46 PM
Diamond_Jim$39.633/8/2011 12:14:50 PM
assetmanager$25.003/8/2011 12:23:40 PM
Cheburashka$25.003/8/2011 12:27:07 PM
visionary-currency$46.523/8/2011 12:30:07 PM
worth-arch$25.003/8/2011 12:31:31 PM
Jethro12$25.003/8/2011 1:21:18 PM
leverage-monger$100.003/8/2011 2:22:46 PM
166 Investments
 
Borrower Payment Dependent Notes Series 494676
This series of Notes was issued and sold upon the funding of the borrower loan #47684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1993 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,393Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: valiant-duty1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
valiant-duty1
Purpose of loan:
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because... I pay my bills


Monthly net income: $ 98,000
Monthly expenses: $ 3,500
Housing: $ 1158,00
Insurance: $ 100
Car expenses: $ none
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $ 350
Clothing, household expenses: $ 300
Credit cards and other loans: $ 600
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, What will this loan be used for? TY - Wangchuk
A: To pay off credit cards. (Feb-19-2011)
Q: Hello! I am interested in funding your loan. Please describe the purpose of the loan and give a brief description of your job and the company you work for. Thank you! - newest-funds-powerplant
A: I will use the money to pay off credit cards. I am with the military oversea on a NATO base, as an Admin. Manager. With the military 24 yrs. (Feb-19-2011)
Q: Will you be retiring before this loan is paid off? TY - RecoveryLender
A: No, I will not. I am working toward 30 years. (Feb-21-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
HamachiMan$50.002/18/2011 5:08:53 PM
UCLA4life$50.002/18/2011 5:08:39 PM
social-investor5$25.002/18/2011 5:11:03 PM
simplelender80$100.002/18/2011 5:05:26 PM
ERJ$45.002/18/2011 8:02:12 PM
2grindstones$25.002/18/2011 10:02:36 PM
DasMula$27.002/18/2011 10:32:09 PM
Bob450$30.002/19/2011 3:27:50 AM
favorite-commerce$50.002/19/2011 9:39:49 AM
Jack55304$300.002/19/2011 9:58:50 AM
reflective-rupee$1,000.772/19/2011 2:12:35 PM
Wangchuk$25.012/19/2011 2:16:51 PM
Haribelle$25.002/19/2011 5:48:18 PM
ingenious-interest1$50.002/20/2011 9:50:56 AM
1randyp$200.002/20/2011 5:26:23 PM
thrifty-capital$25.002/20/2011 6:09:52 PM
magnetic-dedication3$25.002/20/2011 6:49:13 PM
asiaratt$50.002/21/2011 2:39:32 AM
economy-popcorn$25.002/21/2011 6:43:49 AM
zone8$50.002/21/2011 6:45:44 AM
trumpeter5$25.002/21/2011 8:04:04 AM
point-kitten6$50.002/21/2011 8:49:58 AM
amlu1988$25.002/21/2011 9:39:23 AM
113121$40.002/21/2011 10:41:35 AM
green-thoughtful-yield$50.002/21/2011 12:22:24 PM
inspiring-reward$150.002/21/2011 12:53:38 PM
j-lender$50.002/21/2011 1:06:31 PM
CA-Lender$25.002/21/2011 1:07:53 PM
finance-mushroom$100.002/21/2011 1:19:57 PM
dynrep$25.002/21/2011 1:28:47 PM
Zipcut$25.002/21/2011 2:08:37 PM
JohnSmallberries$25.002/21/2011 2:20:14 PM
thefork$50.002/21/2011 4:10:49 PM
kulender$100.002/21/2011 5:15:18 PM
dtana$25.002/21/2011 7:11:08 PM
thankful-nickel2$25.002/21/2011 7:16:35 PM
FinanceEngine$25.002/21/2011 7:57:15 PM
truth-eclair$25.002/21/2011 10:14:04 PM
economy-synapse$25.002/21/2011 10:49:31 PM
Shining-Star$30.002/21/2011 11:43:32 PM
SFBank$73.852/22/2011 9:30:05 AM
profit-powerplant$25.002/18/2011 5:09:24 PM
genius520$100.002/18/2011 5:09:37 PM
jiggaman7$50.002/18/2011 5:10:02 PM
brmar$25.002/18/2011 5:10:46 PM
Tylerh$100.002/18/2011 5:11:56 PM
suave-dime6$25.002/18/2011 5:06:24 PM
SolarMoonshine$25.002/18/2011 5:31:53 PM
foxtrot12$100.002/18/2011 5:12:49 PM
jga516$25.002/19/2011 5:29:54 AM
irrelevant$50.002/19/2011 9:18:46 AM
Kash2010lu$25.002/19/2011 12:00:49 PM
Whipster$25.002/19/2011 11:30:11 AM
phaded$25.002/19/2011 4:35:51 PM
brightest-dignified-penny$25.002/19/2011 4:01:10 PM
leverage-monger$30.002/19/2011 4:05:54 PM
wonder3$25.002/20/2011 8:09:50 AM
jump58$75.002/20/2011 12:35:49 PM
wkeboarder21$50.002/20/2011 1:21:16 PM
the-silver-blaster$50.002/21/2011 1:12:34 AM
loanman2007$200.002/21/2011 4:40:47 AM
glroark$200.002/21/2011 8:32:37 AM
leverage-monger$36.962/21/2011 8:36:07 AM
momoney2lend$25.002/21/2011 8:41:03 AM
frogperson$250.002/21/2011 9:02:10 AM
orderly-leverage$100.002/21/2011 10:08:08 AM
113121$500.002/21/2011 10:57:13 AM
Azonic21$25.002/21/2011 10:55:12 AM
gain-gourd$75.002/21/2011 11:44:16 AM
Pitufo$25.002/21/2011 11:50:40 AM
meteoric-trade$50.002/21/2011 12:24:14 PM
sappy02$25.002/21/2011 12:52:03 PM
payment-halo$25.002/21/2011 1:28:50 PM
jigsaw$50.002/21/2011 1:33:04 PM
kendallv$25.002/21/2011 1:33:20 PM
whatreality$30.002/21/2011 1:54:59 PM
Fenix878$25.002/21/2011 2:10:34 PM
moola-escalator$25.002/21/2011 2:20:11 PM
RecoveryLender$25.002/21/2011 3:07:28 PM
principal-trombone$50.002/21/2011 3:14:27 PM
ddog0224$50.002/21/2011 3:25:28 PM
Astyanax$40.792/21/2011 4:10:59 PM
Earnest_Money$25.002/21/2011 4:12:03 PM
tashara$25.002/21/2011 4:37:34 PM
credit-coach118$25.002/21/2011 7:52:08 PM
supersarah61$25.002/21/2011 7:34:54 PM
barefootpaul$35.002/21/2011 8:10:04 PM
GiftViftdotcom$25.002/21/2011 8:23:00 PM
dime-vista2$25.002/21/2011 10:08:00 PM
SomebodysMom$55.622/21/2011 10:07:08 PM
Lubava$100.002/22/2011 7:03:37 AM
greencat$50.002/22/2011 7:09:04 AM
income-rocker2$50.002/22/2011 7:38:45 AM
J-Rott$200.002/22/2011 7:59:55 AM
houli123$1,000.002/22/2011 8:21:18 AM
95 Investments
 
Borrower Payment Dependent Notes Series 494753
This series of Notes was issued and sold upon the funding of the borrower loan #47647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1992 Debt/Income ratio: 21%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 7Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,886Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: camaraderi-awakening Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improvements
Purpose of loan:
This loan will be used to...
make property improvements and car repairs.

My financial situation:
I am a good candidate for this loan because...
I always pay by bills on time and I am serious about my responsibilities.

Monthly net income: $4191.00
Monthly expenses: $2943.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage balance is between $153,000 and $154,000. Market value is between $170,000 and $175,000. Description of home Beds: 4, Baths: 2, Sqft: 2400 finished, Sqft:1200 unfinished, full pasement. Property sets on 10 acres. (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kaj$50.002/26/2011 12:02:27 PM
liberty-magnate$25.002/26/2011 10:16:44 PM
suave-dime6$25.002/26/2011 12:01:58 PM
DHolly$50.002/27/2011 8:02:55 AM
MarvintheMartian$25.002/26/2011 12:27:09 PM
competent-p2p$50.002/26/2011 2:43:59 PM
SolarMoonshine$25.002/26/2011 5:24:33 PM
Nerdster1$30.052/27/2011 6:11:42 AM
one-midas$25.002/27/2011 8:04:11 AM
ichibon$50.002/27/2011 5:41:45 PM
loanman2007$200.002/27/2011 11:59:45 AM
ingenious-deal6$25.002/27/2011 3:41:22 PM
hopeful-truth5$50.002/27/2011 8:12:18 PM
umfan123$25.002/28/2011 7:16:53 AM
greencat$50.002/28/2011 7:19:40 AM
orderly-leverage$100.002/28/2011 1:41:17 PM
gothampark$25.003/1/2011 9:03:19 AM
113121$50.003/1/2011 12:12:57 PM
debt-force$25.003/2/2011 6:02:52 AM
jiggaman7$25.003/2/2011 1:59:36 PM
careful-note$50.003/3/2011 5:19:16 AM
firsttouch1$500.003/2/2011 10:17:47 PM
thorough-yield1$50.003/3/2011 2:01:08 AM
Tylerh$100.003/3/2011 8:56:48 AM
market-pudding$25.003/3/2011 11:07:14 AM
Astyanax$50.003/3/2011 11:32:06 AM
Rashanir$25.003/4/2011 9:32:03 AM
payment-gusto$25.003/4/2011 10:14:12 AM
i3urtonair$25.003/4/2011 9:56:46 AM
jybank$100.003/4/2011 12:55:25 PM
ivadood$50.003/4/2011 2:04:37 PM
mammalian4$100.003/4/2011 11:12:32 AM
unforgettable-market3$100.003/4/2011 11:15:00 AM
the-revenue-demon$25.003/4/2011 4:29:04 PM
shrewd-income$200.003/4/2011 1:02:15 PM
EBITDA$25.003/5/2011 2:36:27 AM
glroark$200.003/4/2011 5:09:29 PM
worldly-gold$50.003/4/2011 8:13:55 PM
a-golden-deal$30.003/4/2011 8:45:24 PM
Shining-Star$100.003/5/2011 10:07:38 AM
golffish2$50.003/5/2011 7:19:46 AM
desertoasis$25.003/5/2011 12:52:52 PM
vishal29$100.003/5/2011 12:58:34 PM
shrewd-income$100.003/5/2011 1:39:30 PM
PatRichi$25.003/5/2011 1:40:47 PM
Whipster$50.003/5/2011 2:00:37 PM
compassion-paladin042$25.003/5/2011 8:46:27 AM
Kyileo$25.003/5/2011 11:11:13 AM
contract-student2$50.003/5/2011 11:52:39 AM
lendstats_com$200.003/5/2011 12:54:36 PM
harddollars$100.003/5/2011 12:33:33 PM
Dopplerbob$29.273/5/2011 2:14:20 PM
DudeRanch$100.003/5/2011 2:30:48 PM
simplelender80$150.002/26/2011 12:01:11 PM
Kash2010lu$25.002/26/2011 12:29:46 PM
reflective-rupee$1,500.772/26/2011 12:46:11 PM
vutah$25.002/26/2011 2:05:48 PM
DasMula$27.002/27/2011 12:46:15 AM
kttalamo$25.002/28/2011 7:18:11 AM
platinum-scientist9$50.002/27/2011 2:51:12 PM
Artist_Blue$25.002/28/2011 11:32:04 AM
Bob450$25.003/1/2011 3:27:29 AM
FeedTheMachine$50.003/1/2011 8:11:56 AM
MadHun$200.003/1/2011 4:57:20 PM
worthy-bid8$25.003/2/2011 8:01:40 AM
shmb6508$200.003/2/2011 10:43:13 AM
exact-peso2$25.003/3/2011 7:23:10 AM
point-sasquatch$25.003/3/2011 10:52:10 AM
squarebob$250.003/3/2011 1:02:20 PM
SFBank$200.003/3/2011 8:12:58 PM
gold-blanket0$25.003/3/2011 6:55:11 PM
loss-of-control$100.003/3/2011 6:25:44 PM
commerce-renewal$100.003/3/2011 8:27:19 PM
FinanceEngine$25.003/4/2011 10:50:30 AM
codavee$100.003/4/2011 9:40:28 AM
BranSam$100.003/4/2011 12:43:16 PM
well-mannered-income3$60.003/4/2011 6:33:55 PM
amlu1988$25.003/4/2011 3:26:19 PM
beans53$25.003/4/2011 2:30:06 PM
papaloha$25.003/5/2011 3:09:10 AM
nilonc1$100.003/5/2011 7:36:01 AM
beakerfish$50.003/4/2011 6:58:17 PM
aprivatelender$100.003/4/2011 9:34:39 PM
mlj0671$28.003/5/2011 11:35:53 AM
jmichael23$100.003/5/2011 1:08:46 PM
silvercertificate$25.003/5/2011 10:28:15 AM
JustMee$25.003/5/2011 1:22:21 PM
113121$19.913/5/2011 2:33:21 PM
88 Investments
 
Borrower Payment Dependent Notes Series 494781
This series of Notes was issued and sold upon the funding of the borrower loan #47639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1988 Debt/Income ratio: 18%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:10y 7m
Amount delinquent: $295 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,042Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: Paidinfull2011 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paidinfull2011
Purpose of loan:
This loan will be used to...pay off high interest rate credit cards so I can save a little on the interest charge while still fulfilling my payment obligation.

My financial situation: stable employment
I am a good candidate for this loan because...I am serious in my intent to set my financial situation right and make sure that anyone who helps me along the way doesn't regret it.


Monthly net income: $3900
Monthly expenses: $
Housing: $965+1500 for annual taxes+600 annual homeowners insurance
Insurance: $76
Car expenses: $282(2 more payments) + average 200/mo for upkeep(yearly amount/12)tuneup/oil
Utilities: $350
Phone, cable, internet: $250
Food, entertainment: $250-300...i don't go out much so minimal..25-50
Clothing, household expenses: $100-no new clothes as much as I would like to-
Credit cards and other loans: $550 for credit cards
Other expenses: $community college tuition and supplies varies per semester
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate (cc #1, cc #2, etc), including the outstanding balance, APR, and min monthly payment. Thank you! - newest-funds-powerplant
A: Hello-I work for Assessors Office as a Senior Appraiser. I am responsible for mass appraisal(valuations) of residential properties and vacant land for property tax purposes. I have been a senior appraiser since August 2006. I have 1. Sams Club Credit card-balance $2063 at 29.15%-min $97 2.Target Visa-balance $4,302.85 @ 23.240%(a little history,used card to pay for a vacation.when the credit limit was $7,500, after the vacation, limit was reduced to $4,300.) $min 150. 3. Lowes/636/26.99$/ (Feb-20-2011)
Q: I see breakdown of credit card payments from your other response, that really helps! Please can you tell me what the 550 loans and credit card repayments are. I figure about $350 is for credit cards listed in other response. What is the other $200? - circle
A: Hi, I have a few other credit cards/loans with high rates but fairly low balances. the minimums on them are about 200. ex. lowes-600 bal,25 payment--macys/100 bal/22 payment--jcpenney/334 bal/25payment--hloc/9K bal at 3% 25payment--ing 900 bal/100payment (Feb-20-2011)
Q: Please can you tell me about the current delinquency showing on the prosper report? - circle
A: Yes I can-my local library says i didn't return books checked out. I say I did. they turned it over to collections. (Feb-20-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance is $136,481 HLOC balance is $9,528 Zillow value is $145,500 1 wk ago (Feb-26-2011)
Q: What's your public record? Thanks. - squarebob
A: Hi. It is bankruptcy filed in2002 (Mar-04-2011)
5 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/20/2011 12:03:49 PM
Pulchritudinous$25.002/20/2011 12:05:39 PM
incbx$50.002/20/2011 12:05:34 PM
HamachiMan$50.002/20/2011 12:06:44 PM
liberty-society5$25.002/20/2011 12:08:25 PM
circle$54.542/20/2011 7:55:07 PM
the-silver-blaster$50.002/21/2011 1:13:52 AM
enthralling-deal180$75.002/21/2011 5:19:44 AM
studious-peso$25.002/21/2011 5:56:57 AM
trumpeter5$25.002/21/2011 8:12:14 AM
Scotcha$50.002/21/2011 11:35:22 AM
radforj22$25.002/21/2011 12:50:19 PM
inspiring-reward$50.002/21/2011 12:54:42 PM
meenan$50.002/21/2011 7:25:35 PM
thankful-nickel2$25.002/21/2011 7:52:52 PM
stu6703$31.512/22/2011 1:56:55 PM
goodhearted-gold3$25.002/23/2011 7:05:56 AM
special-peso$50.002/23/2011 8:21:15 AM
friendly-market5$25.002/23/2011 3:51:45 PM
platinum-scientist9$25.002/23/2011 7:21:13 PM
treasure-bliss$50.002/24/2011 1:30:09 AM
orange-preeminant-bill$30.382/24/2011 11:41:31 AM
syounker$25.002/25/2011 9:35:33 AM
famous-bill$25.002/27/2011 5:06:13 AM
careful-penny$25.002/26/2011 10:53:27 AM
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Sealion$50.003/3/2011 7:32:44 AM
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mpatrick$25.003/4/2011 10:35:16 AM
benjamins-utopia$50.002/20/2011 12:03:53 PM
simplelender80$100.002/20/2011 12:04:30 PM
LoanerPrincipal$25.002/20/2011 12:05:27 PM
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Tylerh$100.002/20/2011 12:07:33 PM
MadHun$100.002/20/2011 12:08:34 PM
newest-funds-powerplant$25.002/20/2011 5:42:29 PM
shawnw2$25.002/21/2011 1:05:29 PM
CA-Lender$25.002/21/2011 1:09:33 PM
authoritative-loot$25.002/21/2011 2:00:23 PM
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kulender$100.002/21/2011 5:14:55 PM
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ashirey$50.002/22/2011 12:36:33 PM
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170 Investments
 
Borrower Payment Dependent Notes Series 494976
This series of Notes was issued and sold upon the funding of the borrower loan #47617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1998 Debt/Income ratio: 34%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,792Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: trustworthy-borrower Borrower's state: Vermont Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of credit card debt
Purpose of loan: Consolidation
This loan will be used to pay off multiple credit cards accumulated over the years (mainly 5 - 10 years ago)

My financial situation: I make approximately 100K a year in combination with my wife of over 7 years.
I am a good candidate for this loan because I have a very stable job in a highly technical field with a large company. My technical field has many job openings locally and across the country, so I'm not worried about working for another company if need be and making the same, if not more money. I currently pay approximately $200 extra to reduce my credit card debt to help pay the debt off in approx. 4 years.


Monthly net income: $5943
Monthly expenses: $4659 (see below)
Housing: $1745
Insurance: $135
Car expenses: $1171
Utilities: $275
Phone, cable, internet: $154
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $779
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you want to borrow 15k to pay off a debt of $7,800? What will the difference be used for? - mraleig
A: I'm not sure where you got your information? Combined credit card debt between my wife(combined accounts) and I is over $22,000, with $12,500, of that being solely mine. I would like more than $15,000, but that is the limit Prosper is capping me with. Hopefully this answers your question. (Feb-24-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) $190K 2) $245K (Feb-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
the-silver-blaster$50.002/21/2011 9:00:31 AM
enthralling-deal180$50.002/21/2011 9:00:44 AM
Tradesmanlender$35.002/21/2011 9:12:01 AM
Tylerh$100.002/21/2011 9:12:22 AM
Scotcha$50.002/21/2011 11:10:22 AM
gain-gourd$100.002/21/2011 12:03:41 PM
squarebob$25.002/21/2011 12:20:26 PM
CA-Lender$25.002/21/2011 1:09:43 PM
JustMee$25.002/21/2011 3:24:31 PM
aiming_for_42$25.002/21/2011 3:39:10 PM
kulender$100.002/21/2011 5:15:38 PM
meenan$50.002/21/2011 7:25:52 PM
magnetic-dedication3$25.002/22/2011 9:52:55 AM
WealthBuildingLessons$50.002/22/2011 12:54:12 PM
TikPmp1$25.002/22/2011 12:11:39 PM
sincere-balance$46.922/22/2011 4:44:42 PM
Yaout$119.002/22/2011 3:42:37 PM
radforj22$25.002/22/2011 5:45:43 PM
shrewd-income$100.002/22/2011 5:49:18 PM
brightest-fascinating-principal$25.002/22/2011 7:42:17 PM
SecondChanceLendingSERV$50.002/23/2011 7:29:54 AM
friendly-market5$25.002/23/2011 4:36:55 PM
mraleig$200.002/23/2011 8:19:19 PM
powerful-finance7$25.002/24/2011 3:27:23 PM
accelerator96$26.002/25/2011 7:41:59 PM
DasMula$27.002/26/2011 3:34:46 AM
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Sol_Invictus$25.003/3/2011 7:58:21 AM
justinology$31.873/2/2011 11:54:02 PM
coin-investor$25.003/3/2011 8:51:10 AM
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integrity-doctor$100.003/4/2011 9:59:18 AM
Dragon4021$25.003/4/2011 12:16:39 PM
economy-caper9$25.003/4/2011 12:12:15 PM
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lenderrob$25.003/4/2011 1:30:08 PM
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jdrez$25.003/4/2011 6:41:31 PM
Petite_Rose$50.003/5/2011 8:36:52 AM
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silverloan$50.003/5/2011 10:21:37 AM
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totoro$25.003/5/2011 2:27:01 AM
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oht588$30.663/5/2011 10:51:27 AM
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medic_up$25.003/5/2011 3:43:10 PM
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i3urtonair$25.003/5/2011 2:18:50 PM
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neutrino6$25.003/5/2011 5:11:20 PM
smallbizrule$25.003/5/2011 3:18:00 PM
wise-silver-wonder$50.003/5/2011 3:26:50 PM
shorthairedg$50.003/5/2011 4:31:15 PM
nalaari$25.003/5/2011 4:49:30 PM
dinero-festivity2$49.403/5/2011 5:21:19 PM
Manta_Rai$25.003/5/2011 5:25:24 PM
simplelender80$100.002/21/2011 9:09:48 AM
HamachiMan$50.002/21/2011 9:11:37 AM
benjamins-utopia$100.002/21/2011 9:08:56 AM
BxRealtor$25.002/21/2011 9:10:04 AM
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SolarMoonshine$50.002/21/2011 5:22:04 PM
economy-popcorn$25.002/21/2011 5:56:45 PM
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Bank_Of_XL$50.002/22/2011 5:32:11 AM
Cherrypicker$50.002/22/2011 11:18:06 AM
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friendinmoney$25.002/22/2011 6:01:18 PM
Peterman$25.002/22/2011 7:24:56 PM
platinum-scientist9$50.002/23/2011 5:03:03 PM
all_of_that_one$40.002/25/2011 5:48:08 AM
msfitzge$25.002/25/2011 12:35:31 PM
ultimate-social$25.002/25/2011 9:23:09 AM
credit-investor5$50.002/25/2011 1:08:24 PM
AM2171$25.002/25/2011 8:25:37 PM
selector568$50.002/26/2011 1:34:52 AM
loanman2007$225.002/26/2011 12:15:53 PM
thrifty-capital$25.002/27/2011 8:55:57 AM
bullwink27$25.002/27/2011 4:06:18 PM
reflective-gain$25.002/28/2011 9:34:34 AM
p2p-renaissance7$100.002/28/2011 9:40:24 AM
Artist_Blue$25.002/28/2011 11:33:26 AM
brandall$100.002/28/2011 10:20:42 AM
imdave4me$50.002/28/2011 11:31:33 AM
otto1939$50.003/1/2011 3:30:05 AM
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dojo2$25.003/1/2011 11:09:50 AM
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bigphish$50.003/1/2011 2:37:15 PM
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debt-force$25.003/2/2011 6:01:35 AM
bluesheep$50.003/2/2011 6:06:37 AM
RusRobo$25.003/2/2011 9:42:40 AM
jbaum$40.003/2/2011 9:43:20 AM
gold-blanket0$25.003/2/2011 9:52:44 AM
BankofBeth$25.003/2/2011 9:17:48 AM
momoney2lend$25.003/2/2011 12:37:07 PM
affluence-tycoon$50.003/2/2011 9:43:14 AM
ashirey$50.003/2/2011 1:12:26 PM
haryassman$25.003/2/2011 3:30:20 PM
JackinGreen$76.403/2/2011 4:00:25 PM
DrNano$50.003/2/2011 7:18:00 PM
engaging-worth$25.003/2/2011 9:03:26 PM
southIT$50.003/3/2011 5:59:14 AM
irrelevant$50.003/3/2011 8:54:16 AM
gold-sushi$25.003/3/2011 8:03:05 AM
greenback-professor5$50.003/3/2011 9:45:24 AM
Aimvest$25.003/3/2011 9:47:08 AM
harty$50.003/3/2011 2:40:31 PM
five-star-euro3$50.003/3/2011 9:44:01 AM
market-pudding$25.003/3/2011 11:15:19 AM
tranquil-revenue$50.003/3/2011 11:35:12 AM
Astyanax$40.003/3/2011 11:46:05 AM
cowboy1983$50.003/3/2011 1:32:24 PM
Havana21$25.003/3/2011 5:20:29 PM
comet55$25.003/3/2011 5:06:13 PM
syounker$25.003/4/2011 8:33:21 AM
valiant-liberty4$25.003/3/2011 6:00:54 PM
commerce-renewal$100.003/3/2011 8:25:08 PM
michaelray703$50.003/4/2011 12:17:43 PM
ranstlin$25.003/4/2011 10:27:12 AM
mammalian4$100.003/4/2011 11:27:11 AM
enchanted-yield4$100.003/4/2011 1:09:49 PM
creativename$25.003/4/2011 1:50:55 PM
Sol_Invictus$25.003/4/2011 5:43:20 PM
special-dime5$25.003/4/2011 1:22:47 PM
brightest-affluence-motivator$50.003/4/2011 1:56:04 PM
economy-cherry$27.623/4/2011 8:44:27 PM
five-star-note$50.003/4/2011 11:21:43 PM
Railbird$50.003/4/2011 4:33:53 PM
mizount$25.003/5/2011 2:42:10 AM
selfmademan$25.003/5/2011 2:47:45 AM
Bank42$50.003/5/2011 2:49:44 AM
Imaginos1892$100.003/4/2011 6:30:10 PM
dreamit$50.003/4/2011 8:09:31 PM
Ready2Loan$25.003/5/2011 5:01:52 AM
mistertao$25.003/4/2011 8:21:27 PM
theprince$75.003/4/2011 8:36:36 PM
FWF-kinetic$100.003/4/2011 8:49:27 PM
Lender75$50.003/5/2011 9:16:05 AM
Cheburashka$25.003/5/2011 2:59:09 AM
ClearLake$25.003/5/2011 3:09:34 AM
CalCollegeFund19$41.863/5/2011 10:26:14 AM
benjamin67$25.003/5/2011 10:51:29 AM
keeks$25.003/5/2011 11:06:17 AM
Interloper$25.003/5/2011 2:22:51 AM
MakoF16$50.003/5/2011 11:42:16 AM
InvestorPartners$25.003/5/2011 2:33:27 AM
onlyinchicago$50.003/5/2011 12:19:24 PM
Aleut$25.003/5/2011 12:19:55 PM
ptjg$50.003/5/2011 12:20:48 PM
magown$50.003/5/2011 8:02:04 AM
GalileoBob$25.003/5/2011 8:32:48 AM
simplybarg$50.003/5/2011 12:48:06 PM
aha6297$25.003/5/2011 12:59:43 PM
thundermustard$25.003/5/2011 6:17:03 AM
museic1$50.003/5/2011 1:14:35 PM
Goodlender42$50.003/5/2011 1:15:38 PM
wtrboy$50.003/5/2011 7:07:01 AM
stikman$25.003/5/2011 9:46:01 AM
mmckune$25.003/5/2011 9:56:57 AM
Residuum$50.003/5/2011 7:56:14 AM
economy-tuba7$100.003/5/2011 1:39:51 PM
jwood3030$25.003/5/2011 1:40:16 PM
Ballard$27.813/5/2011 10:07:31 AM
think-become$25.003/5/2011 1:52:05 PM
schnatty$25.003/5/2011 2:04:58 PM
streak269$25.003/5/2011 2:05:29 PM
anders94$50.003/5/2011 10:26:30 AM
scottr$50.003/5/2011 2:12:37 PM
DadWarbucks$60.003/5/2011 11:23:13 AM
BankofTony$29.853/5/2011 2:36:11 PM
helpinghand63$25.003/5/2011 11:41:51 AM
CPAMAN$25.003/5/2011 11:48:53 AM
Banker7371$50.003/5/2011 3:08:01 PM
gethsemane4$25.003/5/2011 11:58:00 AM
PropertyInvest$25.003/5/2011 3:10:52 PM
Cutts$25.003/5/2011 9:46:17 AM
luv052693$25.003/5/2011 12:02:28 PM
E_G$50.003/5/2011 10:01:03 AM
jtrump22$25.003/5/2011 10:07:24 AM
Sid-K$25.003/5/2011 3:28:19 PM
lovely-return7$25.003/5/2011 3:47:53 PM
suk200$25.003/5/2011 11:06:24 AM
Money4Friends$25.003/5/2011 12:17:29 PM
wise-bonus-honker$25.003/5/2011 3:57:23 PM
boylezz$50.003/5/2011 11:12:28 AM
Hiro07$25.003/5/2011 11:33:55 AM
626457$25.003/5/2011 11:34:50 AM
bleacher$50.003/5/2011 11:39:59 AM
TK4$50.003/5/2011 12:36:39 PM
ejdirin$25.003/5/2011 11:56:47 AM
Papa_Mema$25.003/5/2011 12:04:28 PM
Gibbyland$50.003/5/2011 12:48:42 PM
williamdkit$28.603/5/2011 12:49:24 PM
payout-carnival$25.003/5/2011 5:16:31 PM
B1$44.613/5/2011 5:22:48 PM
grampy48$50.003/5/2011 5:24:32 PM
hardwareman$25.003/5/2011 12:19:04 PM
cassius84$25.003/5/2011 12:21:22 PM
hanuman77$50.003/5/2011 1:13:52 PM
lostontheedge$25.003/5/2011 12:21:39 PM
Bank42$50.003/5/2011 12:27:20 PM
ArkoshKovash$25.003/5/2011 12:34:44 PM
miket71$50.003/5/2011 1:48:23 PM
ultimatepaintball$25.003/5/2011 12:41:43 PM
auctionator1$100.003/5/2011 2:19:53 PM
chlebie$50.003/5/2011 2:29:09 PM
CSUgrad08$27.093/5/2011 1:27:32 PM
GrommetPosse$50.003/5/2011 3:19:58 PM
andyb9$50.003/5/2011 2:11:51 PM
visionary-currency$50.003/5/2011 3:49:18 PM
devoider$25.003/5/2011 2:17:55 PM
rakey$25.003/5/2011 4:08:40 PM
crowdetc$25.003/5/2011 2:42:22 PM
katnmouse$30.003/5/2011 2:55:22 PM
rudyindc$31.793/5/2011 3:02:31 PM
rockingnrolling$35.003/5/2011 5:17:21 PM
the-auction-firestarter$25.003/5/2011 3:20:10 PM
five-star-note$130.003/5/2011 5:31:39 PM
gold-blanket$27.613/5/2011 3:37:04 PM
Savings_EQ_Dignity$35.423/5/2011 3:47:36 PM
inventive-exchange$25.003/5/2011 3:57:51 PM
gogene2002$25.003/5/2011 4:09:50 PM
329 Investments
 
Borrower Payment Dependent Notes Series 495111
This series of Notes was issued and sold upon the funding of the borrower loan #47628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2002 Debt/Income ratio: 21%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 6Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $776Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: responsible-reward Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need capital!
Purpose of loan:
This loan will be used to...

My financial situation:
I have a fulltime job and trade stocks on the side. I do well enough at stocks to justify borrowing at high APR. I recently paid off all my credit card debt and no longer need to withdraw from my stock account for bills etc and now want to build my trading capital from 11k to 25k as fast as possible. Having 25k in account allows you to do unlimited amount of roundtrip trades in a single day which would allow me to be exponential more flexible and profitable in my trading strategy.

I have already paid off a 5k loan from another lender doing this and feel confindent in borrowing more to increase my buying power.


Monthly net income: $2400
Monthly expenses: $
Housing: $500
Insurance: $110
Car expenses: $80
Utilities: $30
Phone, cable, internet: $110
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, I was wondering if I pass on lending you money here if you would keep me in mind with some of your successful trading picks in future or if you borrow again on here I would consider your loan. email: sauvepete@yahoo - ChoiceInvestments
A: Hi, thanks for your interest in my loan. I must tell u that the stocks I trade are pretty volatile so my positions are only held from 1 day to a week at maximum. If I hear of a good one for a long term hold I have no problem dropping you a line. Thanks (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.002/26/2011 12:01:12 PM
suave-dime6$25.002/26/2011 12:01:59 PM
competent-p2p$50.002/26/2011 2:43:36 PM
SolarMoonshine$25.002/26/2011 5:21:06 PM
Kaj$50.002/26/2011 12:02:28 PM
ichibon$50.002/27/2011 5:41:46 PM
greencat$50.002/28/2011 7:36:43 AM
Artist_Blue$25.002/28/2011 11:32:02 AM
shmb6508$200.003/2/2011 10:43:14 AM
jiggaman7$50.003/2/2011 3:26:49 PM
careful-note$50.003/3/2011 5:19:17 AM
Tylerh$100.003/3/2011 3:56:00 PM
commerce-renewal$100.003/3/2011 8:27:20 PM
Bob450$30.003/4/2011 12:33:06 PM
compassion-paladin042$25.003/5/2011 8:46:27 AM
AF-Chief$50.003/5/2011 3:21:40 PM
inspiring-reward$100.003/5/2011 4:14:15 PM
desertoasis$25.003/5/2011 12:52:54 PM
treasure-bliss$50.003/5/2011 3:03:11 PM
graceful-investment$100.003/5/2011 6:16:53 PM
asiaratt$50.003/5/2011 6:23:03 PM
DreDub$50.003/5/2011 10:16:30 PM
famous-bill$25.003/6/2011 6:56:38 AM
IntrepidInvestment$50.003/6/2011 3:01:10 PM
Fonthill$50.003/6/2011 10:06:07 AM
trevize$25.003/6/2011 4:06:14 PM
integrity-reformer$50.003/7/2011 9:17:28 AM
ethicalhumanist$25.003/6/2011 1:17:26 PM
helpful-listing$50.003/7/2011 9:27:11 AM
historic-nickel$25.003/7/2011 9:31:52 AM
bobby51$25.003/7/2011 11:00:15 AM
loyalist1$100.003/7/2011 8:17:31 AM
d_grbg$50.003/6/2011 7:46:09 PM
Top_Gun_Lender$26.003/6/2011 9:05:15 PM
flwah$25.003/7/2011 3:51:20 AM
Learning2Lend$50.003/7/2011 9:34:40 AM
stoopidnoodle$25.003/7/2011 9:34:50 AM
1phantom$25.003/7/2011 4:56:15 AM
StWaldo$25.003/7/2011 9:31:27 AM
JiggaJoeyS$41.893/7/2011 3:16:28 PM
drewfus31$41.113/7/2011 4:09:56 PM
Turtlebear44$50.003/7/2011 1:02:45 PM
profitable-return5$25.003/7/2011 1:21:07 PM
JauaFlash$25.003/7/2011 2:28:07 PM
ericb674$25.003/7/2011 4:07:20 PM
scarlet-velvet$25.002/26/2011 7:29:33 PM
ingenious-deal6$25.002/27/2011 3:41:23 PM
umfan123$25.002/28/2011 7:16:54 AM
orderly-leverage$100.002/28/2011 3:04:53 PM
FeedTheMachine$50.003/1/2011 9:16:24 AM
MadHun$200.003/1/2011 4:57:21 PM
velocity-motivator6$50.003/1/2011 7:22:24 PM
debt-force$25.003/2/2011 6:02:53 AM
GS-ROCK$30.003/2/2011 8:53:44 AM
worthy-bid8$25.003/2/2011 8:01:40 AM
point-sasquatch$25.003/3/2011 10:52:12 AM
gold-blanket0$25.003/3/2011 6:55:12 PM
codavee$100.003/4/2011 9:40:29 AM
i3urtonair$25.003/4/2011 9:56:49 AM
payment-gusto$25.003/4/2011 10:14:14 AM
papaloha$25.003/5/2011 3:09:12 AM
shrewd-peace7$25.003/5/2011 4:06:41 PM
the-profit-oracle$25.003/5/2011 3:08:22 PM
wwwUniversal$25.003/5/2011 3:28:54 PM
radforj22$25.003/5/2011 6:28:55 PM
new-social-economist$50.003/5/2011 7:01:29 PM
five-star-note$25.003/5/2011 5:53:58 PM
Cai8899$25.003/6/2011 8:41:23 AM
seineil$50.003/5/2011 11:23:45 PM
Gibbyland$50.003/6/2011 1:36:07 PM
social-conductor4$25.003/6/2011 9:01:15 AM
IIP77$25.003/6/2011 9:26:17 PM
sharpchicago$50.003/6/2011 11:33:23 AM
zigzagz03$50.003/6/2011 1:06:50 PM
whartonmba$25.003/7/2011 10:07:11 AM
KarlMarx$25.003/7/2011 12:51:11 PM
wanna-help$50.003/7/2011 3:36:15 PM
Shining-Star$25.003/7/2011 3:40:26 PM
helick$31.003/7/2011 4:07:23 PM
money-bauble$100.003/7/2011 11:26:59 AM
nimble-economy863$25.003/7/2011 9:32:19 AM
gristle$25.003/7/2011 9:35:24 AM
unassailable-fund$100.003/7/2011 9:56:19 AM
Q9-X3$50.003/7/2011 4:21:23 PM
kulender$100.003/7/2011 4:21:31 PM
85 Investments
 
Borrower Payment Dependent Notes Series 495146
This series of Notes was issued and sold upon the funding of the borrower loan #47638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $258.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1998 Debt/Income ratio: 13%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $289Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: wampum-mover Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Terbear
Purpose of loan:
This loan will be used to...remodel the kitchen and also build a deck.

My financial situation:
I am a good candidate for this loan because... I pay my bills on time. have a steady income. My home is a mobile home that I purchased last year.


Monthly net income: $ 1600.00
Monthly expenses: $
Housing: $ 450.00
Insurance: $ 110.00
Car expenses: $ 0
Utilities: $ 70.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 75.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 20.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What were the 16 delinquencies for? - Jinja
A: Due to the downturn in the economy I lost my job at a local newspaper and went through a messy divorce. I made a tough decision and declared bankruptcy 2 years ago.(Discharged June of 99). Before that I had good credit and had a good payment history. My job is a good one now I have purchased my own place a year ago and have kept my payments all current since my bankruptcy, This loan is to replace my furnace and do a little remodeling of my home. (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/22/2011 9:04:40 AM
competent-p2p$30.002/22/2011 9:07:59 AM
Tradesmanlender$35.002/22/2011 9:07:09 AM
liberty-society5$25.002/22/2011 9:05:30 AM
meenan$50.002/22/2011 9:08:36 AM
platinum-dojo$25.002/22/2011 9:39:42 AM
TikPmp1$25.002/22/2011 12:11:56 PM
thunderd$25.002/22/2011 9:46:28 AM
Scotcha$50.002/22/2011 2:57:42 PM
kulender$100.002/23/2011 2:09:14 AM
special-peso$50.002/23/2011 8:21:54 AM
platinum-scientist9$25.002/23/2011 4:57:17 PM
CSAworker$25.002/25/2011 10:12:20 AM
radforj22$25.002/25/2011 3:02:14 PM
green-moola-platoon$50.002/28/2011 9:33:51 AM
p2p-renaissance7$100.002/28/2011 9:40:35 AM
kind-resolute-dough$25.002/28/2011 9:42:45 AM
richboy56$25.002/28/2011 9:52:57 AM
famous-bill$25.002/28/2011 1:51:36 PM
treasure-bliss$50.003/1/2011 4:03:09 AM
friendly-credit2$25.003/1/2011 6:30:27 PM
dollardave$100.003/1/2011 10:56:34 PM
nunnie$25.003/2/2011 3:31:43 AM
debt-force$25.003/2/2011 6:01:43 AM
grf1945$50.003/2/2011 7:08:03 AM
worthy-bid8$50.003/2/2011 7:58:23 AM
don8ter$25.003/2/2011 8:53:15 AM
gain-gourd$100.003/2/2011 1:52:13 PM
powerful-finance7$25.003/2/2011 1:12:06 PM
unbelievable-value2$25.003/2/2011 2:31:31 PM
FundMaker$25.003/3/2011 7:04:05 AM
greenback-professor5$50.003/3/2011 9:45:33 AM
ivadood$50.003/3/2011 7:12:58 AM
credit-bliss8$25.003/3/2011 6:23:16 PM
comet55$25.003/3/2011 5:06:20 PM
important-ore$150.003/4/2011 3:20:22 AM
codavee$100.003/4/2011 9:40:01 AM
mammalian4$100.003/4/2011 11:35:01 AM
Dragon4021$25.003/4/2011 12:16:43 PM
loan_doctor$25.003/4/2011 12:18:05 PM
graceful-investment$100.003/4/2011 12:40:36 PM
special-dime5$25.003/4/2011 1:22:51 PM
blissful-bid235$27.883/4/2011 10:52:20 PM
jdrez$25.003/4/2011 6:41:39 PM
Cheburashka$25.003/5/2011 2:59:27 AM
Gibbyland$26.523/5/2011 12:48:58 PM
wtrboy$50.003/5/2011 7:07:08 AM
MrOglesby$25.003/5/2011 12:55:25 PM
studious-bonus7$100.003/5/2011 6:36:29 PM
loot-heart$25.003/5/2011 7:12:11 PM
jazzlender$25.003/5/2011 2:38:00 PM
lender987654321$25.003/5/2011 2:43:08 PM
colorfulgardener$25.003/6/2011 12:23:21 AM
bettndon$53.133/6/2011 4:09:06 AM
handshake5$100.003/5/2011 7:41:21 PM
velocity-solo$25.003/5/2011 7:56:22 PM
Mr_Money$25.003/6/2011 8:36:10 AM
DAI-International$50.003/6/2011 1:21:16 PM
EvalCrux$50.003/6/2011 3:21:50 PM
Fonthill$100.003/6/2011 10:02:23 AM
Cai8899$40.003/6/2011 8:42:58 AM
sarisai$50.003/6/2011 10:26:57 AM
Shining-Star$100.003/6/2011 1:12:56 PM
authentic-liberty7$25.003/7/2011 7:46:13 AM
microfunder$25.003/7/2011 9:33:35 AM
morfie$25.003/7/2011 9:46:57 AM
Zach842$100.003/7/2011 11:18:41 AM
credit-coach118$25.003/6/2011 7:25:38 PM
stollcm$25.003/7/2011 9:32:53 AM
blue-principal-seagull$50.003/7/2011 9:33:12 AM
unassailable-fund$100.003/7/2011 9:56:12 AM
c-gurista-5$25.003/7/2011 10:15:59 AM
anyoi$50.003/7/2011 9:26:49 AM
discrete-asset$25.003/7/2011 9:33:59 AM
feedpaulyfaster$25.003/7/2011 10:41:21 AM
mobius404$50.003/7/2011 11:11:16 AM
focused-wampum$50.003/7/2011 12:02:24 PM
HamachiMan$50.002/22/2011 9:06:53 AM
Tylerh$100.002/22/2011 9:07:17 AM
MadHun$100.002/22/2011 9:07:30 AM
benjamins-utopia$50.002/22/2011 9:03:56 AM
BxRealtor$25.002/22/2011 9:04:46 AM
shawnw2$25.002/22/2011 9:05:22 AM
incbx$50.002/22/2011 9:05:26 AM
Preteur$25.002/22/2011 9:08:17 AM
reflective-rupee$25.772/22/2011 9:21:50 AM
CA-Lender$25.002/22/2011 12:19:55 PM
macjp123$25.002/22/2011 1:56:17 PM
inspiring-reward$50.002/22/2011 5:46:37 PM
enthralling-deal180$48.692/23/2011 2:45:12 AM
bullwink27$25.002/23/2011 6:45:58 AM
SecondChanceLendingSERV$25.002/23/2011 7:19:37 AM
friendly-market5$25.002/23/2011 4:56:51 PM
the-silver-blaster$50.002/24/2011 6:12:20 AM
credit-investor5$50.002/25/2011 1:08:35 PM
red-contract-lionheart$25.002/28/2011 10:25:17 AM
reflective-gain$25.002/28/2011 9:34:41 AM
Artist_Blue$25.002/28/2011 11:33:40 AM
orange-preeminant-bill$50.003/1/2011 10:41:09 AM
investment-cluster$25.003/1/2011 3:31:52 PM
SBT$50.003/1/2011 7:26:31 PM
bluesheep$50.003/2/2011 6:06:44 AM
Phantom99$50.003/2/2011 7:02:28 AM
gold-blanket0$25.003/2/2011 9:52:55 AM
riproaringrapids$25.003/2/2011 4:38:10 PM
GElender$50.003/3/2011 6:17:58 AM
pound-ace$50.003/3/2011 9:44:56 AM
gold-sushi$25.003/3/2011 8:03:10 AM
bold-riveting-social$50.003/3/2011 9:43:18 AM
commerce-renewal$100.003/3/2011 8:25:23 PM
Havana21$25.003/3/2011 5:20:35 PM
JanLal$25.003/4/2011 2:33:15 PM
wwwUniversal$25.003/4/2011 12:44:39 PM
michaelray703$50.003/4/2011 12:17:50 PM
lenderrob$25.003/4/2011 1:30:13 PM
ujiba$50.003/5/2011 2:33:36 AM
Imaginos1892$100.003/4/2011 6:33:58 PM
Sugarmama21$50.003/5/2011 6:54:01 AM
five-star-note$50.003/4/2011 11:21:58 PM
squarebob$25.003/4/2011 7:01:16 PM
julijask$45.003/5/2011 1:03:11 PM
GalileoBob$25.003/5/2011 8:32:55 AM
rate-gravity$25.003/5/2011 5:11:27 PM
gilbrear$25.003/5/2011 2:42:51 PM
silver-enlightenment0$63.593/5/2011 8:06:01 PM
nalaari$25.003/5/2011 4:49:51 PM
a-finance-nirvana$25.003/5/2011 4:50:55 PM
ttnk62918$25.003/5/2011 6:11:13 PM
gavinfh$25.003/6/2011 7:12:08 AM
dinero-speaker$25.003/5/2011 6:46:15 PM
worth-arch$25.003/5/2011 5:46:18 PM
DreDub$50.003/5/2011 10:16:09 PM
Premierelender$25.003/6/2011 11:42:22 AM
flibinite$50.003/5/2011 7:25:38 PM
poormanenterprises$39.003/6/2011 12:30:41 PM
cathexis$25.003/6/2011 1:07:11 AM
income-sage9$25.003/6/2011 6:11:08 AM
a-consummate-camaraderi$25.003/6/2011 11:21:43 AM
jigsaw$100.003/6/2011 6:36:09 PM
DudeRanch$25.003/6/2011 9:56:12 AM
worldly-community3$50.003/6/2011 11:06:13 AM
melodious-fairness$100.003/6/2011 1:32:43 PM
trade-elm$30.003/7/2011 7:10:48 AM
BuntyBoy$50.003/6/2011 3:41:08 PM
williemc44$25.003/6/2011 3:31:16 PM
spa5$25.003/7/2011 10:59:38 AM
TheGoodSamaritan$28.003/6/2011 5:41:08 PM
roadster199$12.423/7/2011 1:37:49 PM
charming-dough0$25.003/7/2011 9:33:37 AM
mckhbnpc$25.003/7/2011 9:40:49 AM
DscGlfn$25.003/7/2011 10:38:35 AM
trapperdc$100.003/7/2011 11:20:47 AM
Pu239$60.003/7/2011 8:10:48 AM
musegaze$110.003/7/2011 12:02:54 PM
hons2000$25.003/7/2011 9:31:40 AM
DavenportCapital$25.003/7/2011 9:32:31 AM
FinanceEngine$25.003/7/2011 10:44:17 AM
Lesburger$25.003/7/2011 11:02:41 AM
crazycool$100.003/7/2011 11:46:56 AM
Techne_Funds_LLC$25.003/7/2011 12:42:03 PM
160 Investments
 
Borrower Payment Dependent Notes Series 495215
This series of Notes was issued and sold upon the funding of the borrower loan #47656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:5y 4m
Amount delinquent: $55 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,398Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: mulatto401 Borrower's state: RhodeIsland Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off and remove my personal debt so that I may be able to reinvest my funds into my company.

My financial situation:
I am a good candidate for this loan because I have been making my living from my online company for 3 years now. I take my business very seriously and I am willing to scariface my lifestyle in order to reinvest my money into the company to help grow it. I am currently downsizing. Most likely will move in with roommates or back to moms.


Monthly net income: $4000 (on Average)

Monthly expenses:
Housing: $925
Insurance: $150
Car expenses: $285 (Car will be paid off this year)
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $0 (Not much of a shopper / spender)
Credit cards and other loans: $100
Other expenses: $60 (Gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/22/2011 5:01:07 PM
irrelevant$25.002/22/2011 5:05:23 PM
HamachiMan$50.002/22/2011 5:08:15 PM
reflective-rupee$300.772/22/2011 5:09:21 PM
sappy02$25.002/22/2011 5:09:24 PM
ingenious-deal6$25.002/22/2011 5:11:10 PM
gain-gourd$25.002/22/2011 5:46:20 PM
larryboy10$25.002/22/2011 6:06:26 PM
Kaj$50.002/22/2011 5:54:39 PM
ramst41$25.002/22/2011 6:57:10 PM
lloyd_s$25.002/23/2011 2:07:15 AM
umfan123$25.002/22/2011 10:06:18 PM
droopie1$25.002/22/2011 11:53:31 PM
realtormoises$25.002/23/2011 5:52:42 AM
golffish2$100.002/23/2011 4:45:07 AM
kulender$50.002/23/2011 8:59:59 AM
debt_helper$25.002/23/2011 7:39:36 AM
Pakse$25.002/23/2011 7:40:07 AM
shrewd-income$50.002/23/2011 11:38:17 AM
treasure-pipeline$25.002/24/2011 10:21:57 AM
Bob450$30.002/24/2011 6:32:19 PM
competent-p2p$80.002/24/2011 6:49:27 PM
loanman2007$25.002/25/2011 6:40:04 AM
Amber_Stone$25.002/25/2011 8:46:23 AM
larryboy10$25.002/25/2011 5:28:44 PM
WakkaWakkaWakka$25.002/25/2011 7:06:02 PM
hope-hickory$25.002/26/2011 1:38:54 AM
festeringsnot$25.002/26/2011 7:16:24 AM
diversification-maple1$25.002/26/2011 10:46:12 PM
credible-balance6$50.002/26/2011 10:26:52 AM
innovator2$25.002/26/2011 7:39:04 PM
ichibon$37.002/27/2011 5:42:39 PM
openness-confidant$50.002/28/2011 9:39:06 AM
thoughtful-currency5$50.002/28/2011 1:16:14 PM
successful-generosity$25.002/28/2011 9:46:21 AM
trapperdc$35.002/28/2011 10:16:29 AM
finance-mushroom$100.002/28/2011 4:27:11 PM
foxtrot12$100.002/28/2011 4:28:43 PM
wind183$100.002/28/2011 2:16:27 PM
loyalty-spartan$25.002/28/2011 2:36:09 PM
profit-powerplant$25.002/28/2011 5:04:35 PM
Jack55304$300.002/28/2011 5:05:42 PM
IIP77$25.003/1/2011 2:31:27 AM
money-bauble$100.002/28/2011 7:36:08 PM
AF-Chief$50.003/1/2011 4:07:44 AM
Jloaner$50.003/1/2011 6:46:37 AM
dirkjan$50.003/1/2011 8:32:43 AM
ore-accomplishment$50.003/1/2011 11:42:43 AM
stoopidnoodle$25.003/1/2011 11:16:53 AM
GElender$25.003/1/2011 11:29:11 AM
velocity-solo$25.003/1/2011 12:37:44 PM
social-conductor4$25.003/1/2011 12:16:41 PM
green-capital-hornet$25.003/1/2011 12:31:08 PM
Iceman1347$25.003/1/2011 1:12:54 PM
sensible-order2$100.003/1/2011 4:05:11 PM
graceful-investment$100.003/1/2011 4:36:01 PM
MadHun$200.003/1/2011 4:56:53 PM
honorable-yield$25.003/1/2011 6:46:04 PM
well-mannered-income3$30.003/1/2011 7:57:49 PM
Pu239$60.003/1/2011 6:10:09 PM
Gibbyland$37.003/2/2011 1:35:47 AM
valiant-liberty4$25.003/2/2011 1:58:31 AM
debt-force$25.003/2/2011 6:01:49 AM
zotzot$25.003/2/2011 6:07:39 AM
dedicated-transaction796$50.003/2/2011 1:57:41 AM
Rogesparkguy$25.003/2/2011 6:31:11 AM
famous-bill$25.003/2/2011 5:21:11 AM
new-social-economist$50.003/2/2011 2:30:59 AM
insrq$25.003/2/2011 7:53:54 AM
Rdodson11$25.003/2/2011 6:17:30 AM
cbivitz$250.003/2/2011 6:31:55 AM
worthy-bid8$25.003/2/2011 8:00:56 AM
symbiosis$50.003/2/2011 10:37:38 AM
AAAInvestments$25.003/2/2011 9:31:32 AM
RSRAssociates$25.013/2/2011 9:42:08 AM
momoney2lend$25.003/2/2011 9:42:23 AM
Shining-Star$25.003/2/2011 9:45:53 AM
radforj22$25.003/2/2011 9:13:31 AM
musegaze$100.003/2/2011 10:36:24 AM
bdkjr$25.003/2/2011 10:36:46 AM
ready-vigilance3$50.003/2/2011 10:37:10 AM
cropdust3r$25.003/2/2011 10:36:20 AM
bessbird$50.003/2/2011 10:37:16 AM
rockstar78$25.003/2/2011 10:37:26 AM
RMB-Investments$50.003/2/2011 10:37:33 AM
Tylerh$100.002/22/2011 5:08:57 PM
CA-Lender$25.002/22/2011 5:10:43 PM
tech310$50.002/22/2011 5:27:40 PM
suave-dime6$25.002/22/2011 5:07:28 PM
orderly-leverage$100.002/22/2011 5:09:14 PM
gelidfrank$25.002/22/2011 5:11:00 PM
authoritative-capital$25.002/22/2011 5:11:37 PM
SFBank$100.002/22/2011 5:30:03 PM
hopeful-truth5$50.002/22/2011 7:03:29 PM
Artist_Blue$25.002/23/2011 6:09:46 AM
inspiring-reward$100.002/23/2011 2:28:50 AM
gold-cluster$100.002/23/2011 8:14:01 AM
special-peso$50.002/23/2011 8:22:01 AM
affluence-tycoon$50.002/23/2011 7:09:08 AM
greencat$50.002/23/2011 7:13:35 AM
TackingWindward$25.002/23/2011 7:14:52 AM
Nerdster1$25.052/23/2011 10:22:32 AM
SolarMoonshine$25.002/23/2011 5:30:36 PM
VJ_Financial$50.002/23/2011 10:07:47 PM
jiggaman7$50.002/25/2011 8:38:21 AM
liberty-destiny3$25.002/25/2011 11:56:20 AM
the-discrete-income$100.002/25/2011 8:26:27 PM
FeedTheMachine$50.002/27/2011 9:41:20 AM
bullwink27$25.002/27/2011 4:12:19 PM
loss-of-control$25.002/27/2011 6:18:13 PM
sensible-fund$50.002/28/2011 3:21:26 AM
Pitufo$25.002/28/2011 1:07:16 PM
Ruckus888$50.002/28/2011 3:02:36 PM
genius520$100.002/28/2011 4:28:58 PM
amlu1988$25.002/28/2011 7:37:28 PM
the-profit-oracle$25.003/1/2011 4:08:45 AM
papaloha$25.003/1/2011 2:39:41 AM
life-is-great$25.003/1/2011 7:22:24 AM
head$25.003/1/2011 9:14:17 AM
108lender$100.003/1/2011 11:11:42 AM
shrewd-peace7$25.003/1/2011 10:24:06 AM
PatRichi$25.003/1/2011 10:26:59 AM
missing-link$25.003/1/2011 12:26:22 PM
handshake5$100.003/1/2011 12:30:57 PM
brmar$25.003/1/2011 11:15:14 AM
iolaire$25.003/1/2011 12:02:46 PM
capital-halo1$500.003/1/2011 12:45:56 PM
NYCFinancier$25.003/1/2011 5:12:08 PM
farmn$25.003/1/2011 5:54:06 PM
wwwUniversal$25.003/1/2011 6:26:17 PM
selfmademan$25.003/2/2011 1:02:59 AM
payment-gusto$25.003/2/2011 2:02:33 AM
worth-arch$25.003/2/2011 2:04:46 AM
NewOrleans2012$25.003/2/2011 1:53:30 AM
Inquisitor06$25.003/2/2011 5:06:16 AM
CatFunded$25.003/2/2011 4:24:00 AM
Speculator$25.003/2/2011 10:37:42 AM
cash-reaction2$50.003/2/2011 10:37:48 AM
bnlforever$25.003/2/2011 9:32:39 AM
gold-blanket0$25.003/2/2011 9:54:32 AM
KMB78$27.043/2/2011 9:31:00 AM
contract-paloverde1$25.003/2/2011 10:36:17 AM
Diamond_Jim$50.003/2/2011 10:36:27 AM
BooRadley$25.003/2/2011 10:37:14 AM
sharpey$25.003/2/2011 10:37:57 AM
orangetrust$100.003/2/2011 10:37:07 AM
JJ9876$25.003/2/2011 10:37:30 AM
choss02$50.003/2/2011 10:37:46 AM
Makingitrain$25.003/2/2011 10:39:00 AM
shmb6508$200.003/2/2011 10:42:30 AM
150 Investments
 
Borrower Payment Dependent Notes Series 495493
This series of Notes was issued and sold upon the funding of the borrower loan #47673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 43%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,907Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: plasma513 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Not Living Payday to Payday
Purpose of loan:
This loan will be used to pay off old debt

My financial situation:
I am a good candidate for this loan because I continue to be in good standing with current creditors


Monthly net income: $2742
Monthly expenses: $14
Housing: $1262
Insurance: $105
Car expenses: $90
Utilities: $
Phone, cable, internet: $175
Food, entertainment: $50
Clothing, household expenses: $150
Credit cards and other loans: $363
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, what are the interest rates and monthly payments of the debts you will be paying with this loan? Thanks. - liberty-magnate
A: This loan would payoff $6655.22 in credit card debt eliminating monthly minimum payments of $270. at an average APR of 25.5. While the minimum monthly payment would increase slightly it would afford an opportunity to payoff all credit card debt in 3 years as opposed to 11-16 years. (Feb-25-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $186,436. 2. $192,000. aprox (Feb-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/24/2011 5:07:06 PM
orderly-leverage$100.002/24/2011 5:07:43 PM
simplelender80$100.002/24/2011 5:03:06 PM
Yomain$60.002/24/2011 5:06:50 PM
UCLA4life$50.002/24/2011 5:08:31 PM
Wangchuk$25.002/24/2011 5:13:09 PM
competent-p2p$50.002/24/2011 6:06:11 PM
2grindstones$25.002/24/2011 6:01:40 PM
marketplace-meridian$25.002/24/2011 11:03:50 PM
Bob450$25.002/26/2011 1:29:52 AM
pwez652$70.402/26/2011 6:36:19 AM
erowis$55.002/27/2011 3:42:24 AM
ichibon$50.002/27/2011 5:41:25 PM
Kash2010lu$25.002/27/2011 12:16:36 PM
umfan123$25.002/28/2011 7:16:32 AM
Artist_Blue$25.002/28/2011 11:32:44 AM
grammaspurse$25.002/28/2011 4:43:58 PM
income-awakening6$25.002/28/2011 5:26:56 PM
HamachiMan$50.002/28/2011 5:05:51 PM
loanman2007$50.003/1/2011 5:15:37 AM
debt-force$25.003/2/2011 6:02:27 AM
finance-solo$26.933/2/2011 5:12:17 AM
Rogesparkguy$25.003/2/2011 6:31:34 AM
worthy-bid8$25.003/2/2011 8:01:26 AM
frogperson$250.003/2/2011 8:15:56 AM
genuine-dime$100.003/2/2011 9:02:34 AM
nickel-hickory$25.003/2/2011 9:50:20 AM
dparkhom$25.003/2/2011 6:44:44 PM
ivadood$50.003/3/2011 7:13:12 AM
point-sasquatch$25.003/3/2011 10:51:56 AM
pound-ace$50.003/3/2011 9:45:10 AM
p2p-czar3$25.003/3/2011 10:10:51 AM
Astyanax$35.003/3/2011 11:42:46 AM
power-trophy7$25.003/3/2011 4:20:23 PM
loss-of-control$50.003/3/2011 6:42:07 PM
gold-blanket0$25.003/3/2011 6:55:03 PM
netelegent$25.003/3/2011 7:16:04 PM
codavee$100.003/4/2011 9:40:17 AM
kmg751$50.003/4/2011 10:52:07 AM
mammalian4$100.003/4/2011 11:24:48 AM
flexible-diversification9$50.003/4/2011 9:34:28 AM
1randyp$100.003/4/2011 1:42:24 PM
Jack55304$76.993/4/2011 1:45:16 PM
108lender$61.493/4/2011 2:03:52 PM
velocity-solo$25.003/4/2011 12:36:33 PM
kind-important-liberty9$25.003/4/2011 2:45:57 PM
treasure-bliss$43.863/4/2011 2:06:24 PM
profit-powerplant$25.003/4/2011 2:06:49 PM
special-peso$50.003/4/2011 1:44:04 PM
beans53$25.003/4/2011 2:39:33 PM
supersarah61$25.003/4/2011 2:05:44 PM
radforj22$25.003/4/2011 2:05:57 PM
FinanceEngine$25.003/4/2011 4:28:59 PM
theprince$25.003/4/2011 8:41:16 PM
hopeful-truth5$50.003/4/2011 2:55:58 PM
redhead21$89.163/4/2011 3:46:44 PM
copper$50.003/5/2011 2:34:40 AM
a-golden-deal$40.003/4/2011 8:41:10 PM
flanative$50.003/4/2011 6:41:21 PM
foothillender$25.003/5/2011 7:50:41 AM
zotzot$25.993/4/2011 7:02:50 PM
Sixmil$50.003/5/2011 2:18:01 AM
foxtrot12$38.213/5/2011 2:37:31 AM
papaman$25.003/5/2011 3:07:29 AM
divedude$25.003/5/2011 3:12:47 AM
squarebob$25.003/5/2011 5:27:53 AM
Easystreet$25.003/5/2011 2:51:27 AM
SDNLR$25.003/5/2011 3:13:50 AM
social-heart$50.003/5/2011 6:42:01 AM
ingenious-deal6$25.002/24/2011 5:08:05 PM
Kaj$50.002/24/2011 5:08:10 PM
MarvintheMartian$25.002/24/2011 5:18:30 PM
SolarMoonshine$25.002/24/2011 5:19:05 PM
JustMee$25.002/24/2011 8:54:28 PM
reflective-rupee$250.772/25/2011 5:27:24 AM
greencat$50.002/25/2011 7:17:52 AM
zone6$100.002/25/2011 6:16:22 AM
liberty-magnate$25.002/25/2011 9:23:51 AM
liberty-destiny3$25.002/25/2011 11:57:00 AM
ready-interest9$25.002/25/2011 3:50:12 PM
the-discrete-income$100.002/25/2011 8:27:02 PM
BradP$25.002/26/2011 9:13:04 AM
shrewd-income$25.002/27/2011 8:42:24 AM
FeedTheMachine$50.002/27/2011 9:42:06 AM
heerzaquestion$25.002/28/2011 9:29:19 AM
kttalamo$25.002/28/2011 7:13:40 AM
Tylerh$100.002/28/2011 4:27:08 PM
chungfang$25.002/28/2011 4:49:51 PM
jiggaman7$50.003/1/2011 11:30:52 AM
MadHun$200.003/1/2011 4:57:09 PM
shmb6508$200.003/2/2011 10:42:52 AM
Whipster$50.003/2/2011 10:46:11 AM
mrfrog$25.003/2/2011 9:43:36 PM
firsttouch1$250.003/2/2011 10:20:18 PM
careful-note$50.003/3/2011 5:19:07 AM
metro457$40.003/3/2011 6:54:37 AM
market-pudding$25.003/3/2011 11:14:08 AM
five-star-euro3$50.003/3/2011 9:43:48 AM
BankofBeth$25.003/3/2011 10:20:59 AM
commerce-renewal$100.003/3/2011 8:27:13 PM
SFBank$50.003/3/2011 8:09:48 PM
unforgettable-market3$100.003/4/2011 11:21:10 AM
RetirementMoney$100.003/4/2011 9:33:48 AM
bullwink27$25.003/4/2011 12:16:55 PM
i3urtonair$25.003/4/2011 9:55:26 AM
imdave4me$25.003/4/2011 12:45:31 PM
payment-gusto$25.003/4/2011 10:13:47 AM
the-profit-oracle$25.003/4/2011 1:43:43 PM
genius520$100.003/4/2011 1:45:19 PM
affluence-tycoon$50.003/4/2011 2:07:01 PM
tnjohnso$25.003/4/2011 12:34:00 PM
BranSam$100.003/4/2011 12:49:00 PM
papaloha$25.003/4/2011 1:45:20 PM
borquist$25.003/4/2011 2:05:26 PM
orange-preeminant-bill$50.003/4/2011 2:06:00 PM
honorable-yield$25.003/4/2011 2:06:32 PM
money-bauble$100.003/4/2011 2:06:56 PM
finance-mushroom$72.963/4/2011 2:07:05 PM
mistertao$25.003/4/2011 8:21:19 PM
Cliffie83$29.223/4/2011 10:34:29 PM
bonus-powerplant$50.003/4/2011 3:40:36 PM
exciting-fairness$200.003/4/2011 6:10:45 PM
well-mannered-income3$25.003/4/2011 6:30:44 PM
treasure-generator$25.003/4/2011 7:06:19 PM
nodrivelpls$25.003/5/2011 3:41:22 AM
open-minded-p2p1$25.003/5/2011 5:36:56 AM
Lubava$25.003/5/2011 6:38:11 AM
enthusiastic-ore5$40.003/5/2011 6:42:14 AM
Phatt-Daddy$25.003/5/2011 6:46:44 AM
Maetryx$54.573/4/2011 10:27:25 PM
Rdodson11$25.003/5/2011 2:18:49 AM
worldly-gold$50.003/4/2011 8:10:20 PM
stoopidnoodle$25.003/5/2011 2:37:20 AM
platinum-exec1$100.003/4/2011 8:49:24 PM
Steveoo1$25.003/5/2011 2:51:49 AM
Mariner3605$25.003/5/2011 3:07:41 AM
SpareChangeHero$25.003/5/2011 3:23:06 AM
chief_wo$25.003/5/2011 2:17:20 AM
EarlyRiser$135.163/5/2011 2:19:12 AM
EBITDA$25.003/5/2011 2:36:23 AM
Snoopylover$25.003/5/2011 2:41:57 AM
runner262$25.003/5/2011 2:51:37 AM
ITExec$44.833/5/2011 3:07:35 AM
peruse$25.003/5/2011 3:14:06 AM
nilonc1$100.003/5/2011 7:31:14 AM
Darin$9.463/5/2011 8:31:57 AM
teejay411$100.003/5/2011 6:43:30 AM
auction-workhorse679$25.003/5/2011 7:19:45 AM
148 Investments
 
Borrower Payment Dependent Notes Series 495580
This series of Notes was issued and sold upon the funding of the borrower loan #47650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $102.52
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1994 Debt/Income ratio: 2%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 7 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,128Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: trade-allocator8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Paying off credit card at a lower interest rate. My rate was raised to 29% after being a day late on a payment a couple years ago. I haven't been able to negotiate a lower rate even though I've consistently paid on time since then.

My financial situation:
We're a dual-income household with steady jobs (software engineer and legal support). We pay our bills on time, our cars are paid off, and I have supplemental income from freelance graphic design work that isn't included in my profile.


Monthly net income: $9,350
Housing: $1,644
Insurance: $200
Car expenses (excl. insurance): $100
Utilities: $90
Phone, cable, internet: $70
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/27/2011 12:02:58 PM
Tradesmanlender$35.002/27/2011 12:06:26 PM
QsDad$25.002/27/2011 12:01:02 PM
benjamins-utopia$100.002/27/2011 12:02:48 PM
MadHun$100.002/27/2011 12:04:57 PM
organized-payment6$50.002/27/2011 12:03:25 PM
sensible-fund$50.002/28/2011 3:21:32 AM
TikPmp1$25.002/27/2011 12:06:41 PM
SolarMoonshine$25.002/27/2011 1:28:50 PM
heerzaquestion$25.002/28/2011 8:51:43 AM
vutah$100.002/27/2011 2:49:01 PM
kind-resolute-dough$25.002/28/2011 9:43:59 AM
brandall$250.002/28/2011 10:13:22 AM
Astyanax$45.002/28/2011 11:39:36 AM
drummerdad$35.002/28/2011 12:02:51 PM
Hola_James$33.282/28/2011 10:00:10 AM
pythia$25.002/28/2011 10:59:09 AM
EngineersAlliance$100.002/28/2011 11:46:29 AM
SnakeV$25.002/28/2011 12:30:04 PM
magnetic-dedication3$25.002/28/2011 4:50:53 PM
rakem777$25.002/28/2011 2:57:33 PM
corporatejim$47.782/28/2011 3:28:45 PM
fuzed$65.002/28/2011 4:53:06 PM
integrity-pouch$100.002/28/2011 7:17:52 PM
friendly-point3$100.002/28/2011 7:23:09 PM
heavy_ax$25.002/28/2011 5:03:21 PM
EasternLender$25.002/28/2011 7:52:23 PM
BuzzyBee336$35.002/28/2011 8:46:55 PM
Redmind$25.002/28/2011 10:11:23 PM
brightest-fascinating-principal$25.002/28/2011 10:27:36 PM
Green-Baron$25.002/28/2011 6:41:49 PM
buffalobills$25.002/28/2011 7:10:22 PM
boola1010$50.002/28/2011 7:16:46 PM
AF_Trust$50.002/28/2011 8:51:00 PM
favorite-commerce$50.002/27/2011 1:15:21 PM
Wangchuk$25.002/27/2011 2:21:53 PM
cash-vault$25.002/27/2011 12:00:59 PM
BxRealtor$25.002/27/2011 12:03:11 PM
HamachiMan$50.002/27/2011 12:07:26 PM
DasMula$27.002/27/2011 3:05:15 PM
credit-coach118$55.832/27/2011 5:23:40 PM
competent-p2p$40.002/27/2011 5:29:40 PM
loanman2007$150.002/28/2011 5:45:21 AM
imdave4me$100.002/28/2011 11:43:52 AM
interstellar$51.002/28/2011 3:31:30 PM
hopeful-truth5$50.002/28/2011 2:53:44 PM
Techne_Funds_LLC$25.002/28/2011 3:52:09 PM
green-liberty-thunder$25.002/28/2011 4:08:39 PM
RKLFinancial$25.002/28/2011 4:42:55 PM
YosemiteSam$25.002/28/2011 8:48:43 PM
Faith$86.022/28/2011 10:10:49 PM
nelie150$50.002/28/2011 5:43:47 PM
loss-of-control$50.002/28/2011 5:19:35 PM
thankful-nickel2$25.002/28/2011 5:50:44 PM
fairness-leader3$100.002/28/2011 6:26:57 PM
lnrn$25.002/28/2011 7:44:32 PM
engaging-worth$25.002/28/2011 9:42:02 PM
UCSBGAUCHOS$19.092/28/2011 10:36:47 PM
vineet$25.002/28/2011 8:29:46 PM
freetolive$25.002/28/2011 9:42:58 PM
60 Investments
 
Borrower Payment Dependent Notes Series 495710
This series of Notes was issued and sold upon the funding of the borrower loan #47654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1995 Debt/Income ratio: 39%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 19Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 40 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $73,722Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: epic-revenue5 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
azstar
Purpose of loan: Debt Consolidation
Made significant home improvements last year utilizing several credit cards. Would now like to pay these off.

My financial situation: I am a good candidate for this loan because I have a very sold income stream. I am a retired Army veteran so I collect a pension and I am currently employed by the Army.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/25/2011 9:02:53 AM
greencat$50.002/25/2011 9:04:51 AM
Kash2010lu$25.002/25/2011 9:06:02 AM
Kaj$50.002/25/2011 9:06:55 AM
liberty-destiny3$25.002/25/2011 11:57:20 AM
113121$60.002/25/2011 6:45:23 PM
2grindstones$25.002/25/2011 4:39:06 PM
reflective-rupee$700.772/26/2011 4:47:37 AM
wonder3$25.002/26/2011 5:40:17 AM
FeedTheMachine$50.002/27/2011 9:42:16 AM
loanman2007$150.002/27/2011 12:09:00 PM
umfan123$25.002/28/2011 7:16:45 AM
handy-point5$25.002/28/2011 5:07:12 PM
Bob450$25.003/1/2011 3:27:16 AM
the-discrete-income$100.003/1/2011 9:16:06 AM
MadHun$200.003/1/2011 4:57:16 PM
worthy-bid8$25.003/2/2011 8:01:36 AM
shmb6508$200.003/2/2011 10:43:07 AM
Tylerh$100.003/2/2011 12:16:24 PM
SB94114$50.003/2/2011 10:28:15 AM
Whipster$50.003/2/2011 10:46:14 AM
jiggaman7$25.003/2/2011 1:14:59 PM
firsttouch1$400.003/2/2011 10:15:28 PM
roadster199$25.003/3/2011 4:11:19 AM
113121$500.003/3/2011 2:36:11 PM
well-mannered-income3$50.003/3/2011 4:41:09 PM
point-sasquatch$25.003/3/2011 10:52:03 AM
mammalian4$25.003/3/2011 6:45:27 PM
Rashanir$25.003/4/2011 9:31:04 AM
unforgettable-market3$100.003/4/2011 11:12:38 AM
i3urtonair$25.003/4/2011 9:56:11 AM
mammalian4$75.003/4/2011 11:02:45 AM
BranSam$100.003/4/2011 12:38:53 PM
payout-alien6$25.003/4/2011 12:09:12 PM
green-liberty-thunder$100.003/4/2011 5:37:20 PM
beans53$25.003/4/2011 2:24:18 PM
courteous-kindness1$25.003/4/2011 1:45:07 PM
debt-legend$25.003/4/2011 4:21:09 PM
skillful-euro9$100.003/4/2011 5:01:54 PM
hawk357$29.003/4/2011 6:37:34 PM
zotzot$12.443/4/2011 6:56:20 PM
orderly-leverage$100.002/25/2011 9:06:34 AM
113121$25.002/25/2011 9:18:07 AM
DasMula$27.002/25/2011 10:36:06 AM
suave-dime6$25.002/25/2011 9:06:10 AM
favorite-commerce$50.002/25/2011 9:29:55 AM
Wangchuk$25.002/25/2011 9:06:27 AM
competent-p2p$30.002/25/2011 1:04:27 PM
BradP$25.002/26/2011 9:20:47 AM
kttalamo$25.002/26/2011 8:32:38 AM
credit-coach118$25.002/26/2011 7:39:57 PM
shrewd-income$50.002/27/2011 8:38:23 AM
ingenious-deal6$25.002/27/2011 3:41:14 PM
ichibon$50.002/27/2011 5:41:37 PM
magnetic-dedication3$25.002/28/2011 3:04:01 AM
Artist_Blue$25.002/28/2011 11:32:19 AM
brightest-dignified-penny$25.002/28/2011 10:49:54 AM
imlosttoo$25.003/1/2011 3:14:17 AM
debt-force$25.003/2/2011 6:02:40 AM
frogperson$250.003/2/2011 9:30:16 PM
careful-note$50.003/3/2011 5:19:13 AM
rockhound84$25.003/3/2011 6:16:59 AM
ivadood$50.003/3/2011 7:13:35 AM
mrfrog$25.003/2/2011 9:43:43 PM
bankbuddy55$150.003/3/2011 7:51:01 AM
Astyanax$40.003/3/2011 11:28:44 AM
shrewd-income$25.003/3/2011 3:11:25 PM
squarebob$250.003/3/2011 1:00:11 PM
scoobiedoo$50.003/3/2011 3:19:08 PM
p2ploan-sensation211$50.003/3/2011 7:22:43 PM
SFBank$150.003/3/2011 8:11:37 PM
income-awakening6$25.003/3/2011 6:05:32 PM
loss-of-control$100.003/3/2011 6:12:53 PM
Lubava$25.003/3/2011 6:22:45 PM
gold-blanket0$25.003/3/2011 6:55:08 PM
flexible-diversification9$50.003/4/2011 9:34:36 AM
hopeful-truth5$100.003/3/2011 6:41:11 PM
commerce-renewal$100.003/3/2011 8:27:16 PM
Shining-Star$25.003/3/2011 8:53:10 PM
Gobsek$100.003/4/2011 11:56:12 AM
integrity-doctor$100.003/4/2011 9:44:23 AM
codavee$100.003/4/2011 9:40:25 AM
fairness-coup8$25.003/4/2011 9:52:19 AM
1randyp$250.003/4/2011 1:19:50 PM
payment-gusto$25.003/4/2011 10:14:03 AM
chrisb1414$25.003/4/2011 1:44:00 PM
openness-confidant$100.003/4/2011 2:10:55 PM
pfh$25.003/4/2011 6:24:09 PM
Nerdster1$25.053/4/2011 1:29:24 PM
sjo1984111$33.003/4/2011 6:53:45 PM
noble-marketplace$25.003/4/2011 2:19:36 PM
thorough-capital799$67.743/4/2011 3:53:37 PM
mclean_loaner$50.003/4/2011 5:31:46 PM
93 Investments
 
Borrower Payment Dependent Notes Series 495998
This series of Notes was issued and sold upon the funding of the borrower loan #47660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1986 Debt/Income ratio: 31%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 23Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 44 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $78,017Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: pure-loyalty0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MSW11
Purpose of loan: emergency car and household repairs
This loan will be used to... see above

My financial situation: good
I am a good candidate for this loan because...I have a solid repayment history and consisten work history.


Monthly net income: $9000
Monthly expenses: $4000 incl. housing, utilities and credit cards
Housing: $975
Insurance: $147 monthly incl. medical and dental
Car expenses: $80 monthly for gasoline. No car note.
Utilities: $125 monthly
Phone, cable, internet: $300
Food, entertainment: $300 monthly
Clothing, household expenses: $50 month
Credit cards and other loans: $1500-2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Thanks - reflective-rupee
A: My high revolving debt level is primarily a result of credit utilization during period of unemployment as a result of company downsizing and at other times underemployment. The debt level incurred out of necessity. However, ongoing efforts are being made to decrease/eliminate these revolving credit balances as soon as possible. This is a top priority for me personally. (Feb-28-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance-$110,000 approx. Heloc balance-$24,000 approx. home value-$150,000 approx. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/28/2011 9:06:08 AM
simplelender80$200.002/28/2011 9:02:16 AM
ingenious-deal6$25.002/28/2011 9:07:21 AM
EretzCapital$50.002/28/2011 4:12:57 PM
credit-coach118$35.002/28/2011 9:27:49 PM
Bob450$25.003/1/2011 11:25:54 AM
MadHun$200.003/1/2011 4:57:43 PM
shmb6508$200.003/2/2011 10:43:27 AM
fund-secret-agent$25.003/3/2011 9:16:49 AM
SFBank$50.003/3/2011 8:16:09 PM
orderly-leverage$100.003/4/2011 3:31:29 PM
velocity-motivator6$50.003/4/2011 2:04:03 PM
five-star-note$25.003/5/2011 5:54:08 PM
FutureLenderEC$25.003/5/2011 2:12:12 PM
asiaratt$50.003/5/2011 6:23:19 PM
radforj22$25.003/5/2011 6:29:09 PM
Cai8899$25.003/6/2011 8:41:37 AM
1phantom$25.003/7/2011 4:56:26 AM
dpries123$25.003/7/2011 8:01:20 AM
Top_Gun_Lender$26.003/6/2011 9:07:34 PM
Gibbyland$100.003/6/2011 1:41:25 PM
flwah$25.003/7/2011 3:51:30 AM
first-dinero-igloo$25.003/7/2011 7:38:18 AM
papaloha$25.003/7/2011 4:35:18 PM
DiabolicalGamer$25.003/7/2011 4:54:49 PM
integrity-reformer$50.003/7/2011 9:17:36 AM
Turtlebear44$50.003/7/2011 1:06:22 PM
KarlMarx$25.003/7/2011 12:51:17 PM
IIP77$25.003/7/2011 4:58:23 PM
jiggaman7$50.003/7/2011 4:22:46 PM
Mark0135$25.003/8/2011 9:26:09 AM
HelpfulLender1$25.003/8/2011 6:41:13 AM
dogtime19$75.003/8/2011 11:16:40 AM
gustavzantanon$50.003/8/2011 9:26:02 AM
rhin0cerx$50.003/8/2011 9:43:42 AM
gotjack$25.003/8/2011 10:42:09 AM
gold-cluster$100.003/8/2011 11:06:25 AM
AF-Chief$50.003/8/2011 11:22:07 AM
EBITDA$25.003/8/2011 11:39:33 AM
loan-eagle9$25.003/8/2011 11:40:42 AM
greencat$50.002/28/2011 9:04:27 AM
Nerdster1$25.052/28/2011 9:43:59 AM
Kaj$50.002/28/2011 9:06:52 AM
Artist_Blue$25.002/28/2011 11:31:07 AM
asset-professor$25.002/28/2011 4:58:43 PM
reflective-rupee$25.003/1/2011 3:39:02 AM
squarebob$25.003/2/2011 5:54:47 AM
kttalamo$25.003/2/2011 7:27:41 AM
worthy-bid8$25.003/2/2011 8:01:57 AM
umfan123$25.003/2/2011 1:58:41 PM
4mydaughterseducation$25.003/2/2011 9:43:32 PM
gold-blanket0$25.003/3/2011 6:55:24 PM
commerce-renewal$100.003/3/2011 8:27:31 PM
payment-gusto$25.003/4/2011 10:14:32 AM
point-sasquatch$25.003/4/2011 2:41:08 PM
desertoasis$25.003/5/2011 12:53:30 PM
the-profit-oracle$25.003/5/2011 3:08:52 PM
wwwUniversal$25.003/5/2011 3:29:11 PM
DreDub$50.003/5/2011 10:16:47 PM
Fonthill$50.003/6/2011 10:06:13 AM
whartonmba$25.003/7/2011 10:07:36 AM
loyalist1$100.003/7/2011 8:17:37 AM
money-bauble$100.003/7/2011 4:38:14 PM
Tylerh$100.003/7/2011 4:52:18 PM
durability-mad-scientist4$50.003/7/2011 10:26:29 PM
topper480$50.003/8/2011 8:31:14 AM
unassailable-fund$100.003/8/2011 9:24:17 AM
finagler$25.003/8/2011 9:35:16 AM
GElender$25.003/8/2011 5:57:37 AM
Miklot$25.003/7/2011 6:11:39 PM
seisen$50.003/7/2011 7:01:40 PM
note-sphinx$50.003/8/2011 7:11:07 AM
Mariner3605$25.003/8/2011 10:28:06 AM
SecondChanceLendingSERV$25.003/7/2011 7:44:27 PM
courteous-kindness1$25.003/8/2011 11:25:46 AM
InvestForWealth$32.233/8/2011 11:57:20 AM
compassion-paladin042$25.003/8/2011 12:01:03 PM
ouyangers$25.003/8/2011 11:20:25 AM
red-contract-lionheart$25.003/8/2011 11:50:15 AM
leverage-monger$100.003/8/2011 11:52:30 AM
new-ore-venture$150.003/8/2011 9:43:06 AM
liberty-destiny3$25.003/8/2011 10:50:22 AM
kulender$100.003/8/2011 11:02:13 AM
greenback-guard$25.003/8/2011 11:25:57 AM
84 Investments
 
Borrower Payment Dependent Notes Series 496047
This series of Notes was issued and sold upon the funding of the borrower loan #47632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1975 Debt/Income ratio: 41%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,817Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: donajune Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2010)
700-719 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4600.00
Monthly expenses: $
Housing: $720.00
Insurance: $63.00
Car expenses: $85.00
Utilities: $320.00
Phone, cable, internet: $115.00, entertainment: $45.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1400.00
Other expenses: $18.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance 48000.00 Market value 165000.00 (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
UCLA4life$50.003/1/2011 9:02:46 AM
drcoop$25.003/1/2011 9:07:15 AM
DasMula$57.003/1/2011 9:42:45 AM
loyalist1$100.003/1/2011 9:03:48 AM
OldManP$25.003/1/2011 9:04:32 AM
simplelender80$150.003/1/2011 9:02:20 AM
twjh$25.003/1/2011 9:03:47 AM
brainy-repayment5$50.003/1/2011 10:59:07 AM
ingenious-deal6$25.003/1/2011 9:07:04 AM
trumpeter5$25.003/1/2011 11:13:54 AM
reflective-rupee$25.003/1/2011 9:18:57 AM
LittleMingo$35.823/1/2011 9:23:26 AM
DasMula$57.003/1/2011 9:43:00 AM
competent-p2p$60.003/1/2011 12:56:58 PM
grnii78$100.003/1/2011 1:06:57 PM
Artist_Blue$25.003/1/2011 1:36:09 PM
bonus-quark4$25.003/1/2011 5:29:00 PM
Moe87$50.003/1/2011 5:15:02 PM
loanman2007$25.003/2/2011 6:01:33 AM
rate-hickory$25.003/2/2011 6:26:40 AM
chameleon125$25.003/2/2011 6:37:01 AM
atlas100$25.003/2/2011 8:40:09 PM
integrity-doctor$100.003/3/2011 7:30:21 AM
Brown98$25.003/3/2011 9:16:36 AM
principal-laser$200.003/4/2011 9:59:27 AM
jsnryn$28.733/4/2011 10:29:59 AM
CA-Lender$100.003/4/2011 9:54:05 AM
mammalian4$100.003/4/2011 11:31:51 AM
point-sasquatch$25.003/4/2011 2:41:31 PM
kendigme$25.003/4/2011 3:05:59 PM
amlu1988$25.003/4/2011 3:30:17 PM
loss-of-control$100.003/4/2011 7:00:05 PM
peso-aggregator$100.003/5/2011 8:29:46 AM
lendstats_com$300.003/5/2011 1:02:38 PM
Mikale360$25.003/5/2011 6:53:29 AM
gothampark$25.003/5/2011 8:52:09 AM
superb-kindness2$50.003/5/2011 9:01:36 AM
HammerSmith$25.003/5/2011 9:12:15 AM
Bob450$25.003/5/2011 12:42:32 PM
coldfuzion$55.003/5/2011 5:58:45 PM
five-star-note$25.003/5/2011 5:57:26 PM
payment-gusto$25.003/5/2011 6:46:21 PM
nilonc1$250.003/6/2011 5:29:04 AM
wonderous-power$25.003/6/2011 5:37:14 AM
moneybags16$25.003/6/2011 7:23:36 AM
verdiprr$200.003/6/2011 7:53:33 AM
boomer5$25.003/6/2011 4:26:08 AM
leverage-monger$100.003/6/2011 2:48:53 PM
JustMee$25.003/6/2011 6:16:48 AM
ethicalhumanist$25.003/6/2011 1:28:19 PM
green-safe-wampum$80.003/7/2011 11:30:09 AM
revenue-appraiser$25.003/7/2011 7:42:13 AM
atlas100$75.003/7/2011 11:19:48 AM
trapperdc$100.003/7/2011 11:48:13 AM
contract-lionheart$361.433/7/2011 12:15:48 PM
Feyenoord$25.003/1/2011 9:07:18 AM
Kash2010lu$25.003/1/2011 9:26:07 AM
five-star-note$100.003/1/2011 9:48:21 AM
DoctorJoe$25.003/1/2011 10:16:12 AM
Skeptical-one$49.003/1/2011 9:02:14 AM
grnii78$75.003/1/2011 9:01:45 AM
cashhelp$50.003/1/2011 9:02:47 AM
shawnw2$100.003/1/2011 9:07:28 AM
investment-artist$25.003/1/2011 9:04:31 AM
NekHoldings$25.003/1/2011 9:19:37 AM
Kaj$50.003/1/2011 9:06:38 AM
CoolPlexer$25.003/1/2011 9:07:38 AM
MoneyForNothing$27.793/1/2011 9:09:28 AM
mikeandcat$100.003/1/2011 9:50:04 AM
shawnw2$145.613/1/2011 12:03:18 PM
best-ingenious-funds$25.003/1/2011 12:07:16 PM
fabulous-community4$35.003/1/2011 12:26:42 PM
good4loan$100.003/1/2011 1:51:58 PM
clemclan$25.003/1/2011 2:46:49 PM
investmentgroup$25.003/1/2011 3:12:39 PM
orange-rapid-benjamins$50.003/1/2011 5:15:23 PM
MadHun$200.003/1/2011 4:58:06 PM
selector568$33.883/1/2011 5:16:07 PM
squarebob$50.003/2/2011 5:13:40 AM
worthy-bid8$25.003/2/2011 8:02:15 AM
MKAN_Capital$25.003/2/2011 11:10:49 AM
minnesotafinancial$25.003/3/2011 8:16:00 AM
The-Lighthouse-Group$25.003/3/2011 6:35:27 AM
djmjkelso$35.003/3/2011 8:54:19 AM
Whipster$50.003/3/2011 7:38:57 AM
fairness-atmosphere$25.003/3/2011 11:12:22 AM
CA_Lender$25.003/3/2011 11:20:48 AM
gold-blanket0$25.003/3/2011 6:55:40 PM
ogbobb$26.763/3/2011 7:31:06 PM
jpaulnyc$50.003/4/2011 11:28:07 AM
Imaginos1892$100.003/4/2011 6:35:45 PM
PXM-Financial$58.003/4/2011 10:16:27 PM
luvlending$25.003/4/2011 10:21:10 PM
Whitewater_Loans$29.113/5/2011 8:32:02 AM
wwwUniversal$25.003/5/2011 3:29:57 PM
DreDub$50.003/5/2011 10:17:24 PM
Cai8899$25.003/6/2011 8:41:56 AM
Chesterite$101.003/5/2011 6:26:59 PM
Socorro_Capital_Partners$25.003/5/2011 6:29:57 PM
Shining-Star$100.003/6/2011 1:10:40 PM
YoungTaxMan$200.003/6/2011 2:41:00 PM
soulful-truth$100.003/6/2011 5:41:30 PM
dcm6276$25.003/7/2011 7:19:32 AM
Gibbyland$100.003/6/2011 1:41:43 PM
samurai2$50.743/6/2011 5:37:50 PM
skillful-asset5$30.003/6/2011 8:08:27 PM
genuine-integrity0$25.003/6/2011 5:53:27 PM
icon7$25.003/6/2011 6:07:12 PM
Leshan$250.003/7/2011 9:11:38 AM
mikeandcat$73.133/7/2011 10:49:53 AM
fairness-refuge970$25.003/7/2011 10:06:26 AM
musegaze$120.003/7/2011 11:59:10 AM
112 Investments
 
Borrower Payment Dependent Notes Series 496077
This series of Notes was issued and sold upon the funding of the borrower loan #47665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1996 Debt/Income ratio: 5%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: towering-cash343 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to pay of $1500 in medical bills, $500 to pay off a ticket I recently received, $500 to mother to help her on a medical bill, and the rest will be used to pay about $1000 in taxes this year, as well as catch up on bills and consolidate any other loose ends.

I am a good candidate for this loan because I am very responsible and always pay back my creditors. The job I am currently at is looking good towards the future and I feel that I will be here for a long time because my manager has made me an important asset to the team as a lead process technician. I plan on paying this loan off in less then 3 years. I just need to get these bills out of my way now to not get put into collections. I can not pay all off now because of my monthly expenses and I just want to consolidate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It looks like you applied for and qualified on an identical loan a month ago, but it was cancelled. Do you know why? If this loan is funded, will the same problem occur again? - zotzot
A: I wasn't sure at the time if I needed the loan, so I took some time to figure things out and would still like to consolidate to rid myself of some family medical bills and this years taxes. Also, I didn't know how Prosper worked at the time, and when I decided to accept the loan, it already was closed out. If this loan is funded, I will be taking this loan as soon as it is fully funded. I am working on providing Prosper with the docs they require prior to being 100% fully approved. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/1/2011 9:02:23 AM
Kaj$50.003/1/2011 9:06:40 AM
ingenious-deal6$25.003/1/2011 9:07:06 AM
inspired-duty5$25.003/1/2011 10:39:35 AM
rockstar78$25.003/1/2011 11:30:08 AM
tech310$50.003/1/2011 11:30:32 AM
kulender$50.003/1/2011 3:59:33 PM
gain-gourd$75.003/1/2011 4:03:00 PM
DadWarbucks$50.003/2/2011 8:50:06 AM
worthy-bid8$25.003/2/2011 8:02:17 AM
cash-raccoon$25.003/3/2011 7:28:21 AM
gold-blanket0$25.003/3/2011 6:55:43 PM
purpledog18$50.003/5/2011 8:36:24 AM
ryclsun$50.003/5/2011 8:37:12 AM
Bob450$25.003/5/2011 12:42:34 PM
a-finance-nirvana$25.003/5/2011 4:56:13 PM
capital-halo1$395.363/5/2011 8:11:18 PM
payment-gusto$25.003/5/2011 6:46:24 PM
mpatrick$25.003/7/2011 10:57:27 AM
successful-generosity$25.003/7/2011 5:38:58 PM
Makingitrain$25.003/8/2011 9:34:37 AM
BigGuyBank$27.773/8/2011 4:42:46 AM
interstellar$40.453/7/2011 7:06:03 PM
power-companion7$100.003/8/2011 10:12:10 AM
umfan123$25.003/8/2011 12:09:55 PM
Core-Marketing$25.003/8/2011 2:09:27 PM
DreDub$50.003/8/2011 9:25:10 AM
168RichCapital$27.853/8/2011 9:46:15 AM
Jethro12$25.003/8/2011 1:21:29 PM
mroew$32.143/8/2011 2:25:32 PM
Happyhourcomics$25.003/8/2011 3:23:47 PM
reward-walnut$50.003/8/2011 4:16:12 PM
Tiggerkitti$100.003/8/2011 5:54:10 PM
patriot897$25.003/8/2011 6:34:57 PM
greencat$50.003/1/2011 9:05:09 AM
inspiring-reward$100.003/1/2011 10:24:28 AM
suave-dime6$25.003/1/2011 9:06:01 AM
Kash2010lu$25.003/1/2011 9:22:56 AM
responsible-worth113$25.003/1/2011 10:07:16 AM
social-heart$50.003/1/2011 10:55:12 AM
competent-p2p$35.003/1/2011 12:56:07 PM
exchange-pledge$100.003/1/2011 11:30:00 AM
Artist_Blue$25.003/1/2011 1:36:07 PM
MadHun$200.003/1/2011 4:58:08 PM
mrxtravis$25.003/1/2011 5:04:57 PM
SolarMoonshine$25.003/1/2011 5:37:03 PM
vutah$25.003/1/2011 5:25:06 PM
squarebob$25.003/2/2011 5:08:51 AM
debt-force$25.003/2/2011 6:03:26 AM
SecondChanceLendingSERV$25.003/2/2011 9:41:27 AM
sappy02$25.003/2/2011 4:43:19 PM
power-grid134$25.003/3/2011 9:54:36 AM
commerce-renewal$100.003/3/2011 8:20:55 PM
point-sasquatch$25.003/4/2011 2:41:33 PM
luvlending$25.003/4/2011 10:25:52 PM
carrinel$50.003/5/2011 7:59:09 AM
wwwUniversal$25.003/5/2011 3:30:05 PM
Cai8899$25.003/6/2011 8:41:58 AM
realtormoises$25.003/6/2011 5:50:48 AM
LendToCause$25.003/6/2011 6:40:14 PM
blue-silver-ruler$25.003/7/2011 10:39:01 AM
Gibbyland$41.873/7/2011 4:37:08 PM
seisen$50.003/7/2011 7:01:50 PM
rhin0cerx$50.003/8/2011 9:44:10 AM
GElender$25.003/8/2011 5:57:48 AM
Tylerh$100.003/7/2011 7:18:17 PM
durability-mad-scientist4$50.003/8/2011 9:25:58 AM
dime-bigwig4$61.003/8/2011 11:59:00 AM
Armyman122$50.003/8/2011 2:08:47 AM
astro128$27.573/8/2011 8:50:15 AM
coyone$41.523/8/2011 2:45:28 PM
contract-lionheart$50.003/8/2011 9:14:25 AM
HenryS$50.003/8/2011 12:09:53 PM
TCR3$48.233/8/2011 12:14:12 PM
entertaining-greenback2$25.003/8/2011 5:06:46 PM
Doogles02$25.003/8/2011 6:55:24 PM
garnetchik$25.003/8/2011 12:03:01 PM
HammerSmith$25.003/8/2011 7:56:11 PM
CA-Lender$100.003/8/2011 3:16:29 PM
shur$25.003/8/2011 8:11:17 PM
T-Bizzone$50.003/8/2011 8:37:42 PM
market-pudding$25.003/8/2011 5:32:18 PM
deepblue34$30.003/8/2011 5:32:58 PM
Invest4kids$30.003/8/2011 6:58:36 PM
DscGlfn$25.003/8/2011 7:12:47 PM
draggon77$25.003/8/2011 7:43:14 PM
amra$25.003/8/2011 8:30:35 PM
87 Investments
 
Borrower Payment Dependent Notes Series 496100
This series of Notes was issued and sold upon the funding of the borrower loan #47635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2001 Debt/Income ratio: 18%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 7 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $421Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: organized-reward2 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Relocating and Restructuring
Purpose of loan: Relocating
Loan will be used for moving expenses and first/last and security for an apartment.

My financial situation: Currently employed full time with little revolving debt.

I am a good candidate for this loan because...
I recently obtained a bachelors degree in business management as a non-traditional student. I am currently employed, but I would like to move to a larger metropolitan center as I believe there will be greater employment prospects where I can put my degree to use in the field of business. Although Prosper has given me a rating of HR, I do not have any delinquent accounts and take pride in paying my bills on time.

Monthly net income: $2500
Monthly expenses: $1500
Housing: $400
Insurance: $109
Car expenses: $268
Utilities: $ included in the price of rent
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you have a job lined up in the new city? - tigercat
A: Hi Tigercat- I am in the process of interviewing for several jobs in the Boston area, although I do not have anything concrete as of yet. I was offered one job, but they needed me to start immediately so I unfortunately had to turn it down. I?m hoping to get a loan so that when offered another job, I can prevent that from happening again. I certainly would not dream of leaving my current job without a firm offer of employment elsewhere as I need to maintain my financial stability. (Mar-03-2011)
Q: Your HR credit is a concern, but I am bidding on YOU. No DQ?s, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You
A: Thank you very much I-Believe-In-You. Your vote of confidence is greatly appreciated. I intend to repay this loan in a timely manner, as I do all of my other financial obligations. To be honest, I am slightly confused by my HR rating. Prosper assigned a credit score of 650; however, when I obtained my report and score from Experian directly, my score was 708. I have no delinquencies and all of my accounts are in good standing so there must be something that I do not understand. Thank you again! (Mar-06-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
rockstar78$25.002/28/2011 5:04:27 PM
tech310$50.002/28/2011 5:04:49 PM
barefootpaul$35.003/1/2011 3:14:23 AM
RyanM561$25.003/1/2011 6:58:20 AM
MONEYMATCH$25.003/1/2011 2:43:10 AM
Preferred-Lender$25.003/1/2011 8:16:14 AM
Nerdster1$25.053/1/2011 4:09:45 AM
kindness-hickory5$50.003/1/2011 8:16:16 AM
inspired-duty5$25.003/1/2011 10:39:38 AM
loanman2007$25.003/2/2011 2:11:40 PM
cash-raccoon$25.003/3/2011 7:28:24 AM
SFBank$50.003/3/2011 8:04:45 PM
commerce-renewal$100.003/3/2011 8:20:57 PM
lendstats_com$50.003/4/2011 6:02:07 PM
tigercat$50.003/5/2011 5:42:00 PM
larryboy10$25.003/5/2011 3:25:12 PM
I-Believe-In-You$26.283/5/2011 8:54:43 PM
transformer855$25.003/6/2011 8:32:56 PM
vishal29$100.003/7/2011 10:50:44 PM
HelpfulLender1$25.003/8/2011 6:39:46 AM
hopeful-truth5$50.003/7/2011 8:44:35 PM
TheLightInMe$32.463/8/2011 9:59:12 AM
terrific-p2ploan$25.493/8/2011 12:37:04 PM
contract-lionheart$200.003/8/2011 8:48:06 AM
balanced-return5$25.003/8/2011 12:48:18 PM
countrypreacher$26.873/8/2011 11:52:05 AM
druidpoet$25.003/8/2011 1:10:24 PM
benefit-aggregator2$395.243/8/2011 1:52:41 PM
SolarMoonshine$25.002/28/2011 5:29:23 PM
reflective-rupee$400.772/28/2011 5:28:40 PM
Danjack_Capital$25.002/28/2011 5:37:03 PM
competent-p2p$30.002/28/2011 7:27:53 PM
magusfoo$25.003/1/2011 8:16:17 AM
irrelevant$25.003/1/2011 8:29:05 AM
gain-gourd$75.003/1/2011 8:29:00 AM
thankful-nickel2$25.003/1/2011 4:32:32 PM
squarebob$25.003/2/2011 5:17:44 AM
heerzaquestion$25.003/2/2011 9:20:41 AM
zotzot$25.003/2/2011 12:57:29 PM
unforgettable-market3$100.003/3/2011 10:48:37 AM
purpledog18$50.003/5/2011 8:36:25 AM
ryclsun$50.003/5/2011 8:37:12 AM
houli123$500.003/5/2011 6:18:18 PM
kulender$50.003/5/2011 1:02:07 PM
pietro_torna_indietro$27.843/5/2011 9:58:12 PM
loss-of-control$100.003/6/2011 9:18:15 AM
a-income-rocket$25.003/7/2011 11:50:58 AM
basis-image$25.003/7/2011 12:28:08 PM
Spkthewrd3$25.003/7/2011 10:24:14 AM
platinum-scientist9$100.003/7/2011 11:19:44 AM
golffish2$50.003/8/2011 7:25:39 AM
ekmendenhall$100.003/8/2011 8:35:02 AM
larryboy10$25.003/7/2011 7:49:10 PM
Armyman122$50.003/8/2011 2:08:45 AM
jutdon84$250.003/7/2011 8:56:47 PM
cgoca$25.003/8/2011 11:27:25 AM
PunjabBank$50.003/8/2011 12:40:26 PM
gold-cluster$100.003/8/2011 11:07:56 AM
djalan$25.003/8/2011 1:45:46 PM
59 Investments
 
Borrower Payment Dependent Notes Series 496241
This series of Notes was issued and sold upon the funding of the borrower loan #47631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2005 Debt/Income ratio: 14%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,135Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: loyalty-control9 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debts payment and home improvement
Purpose of loan:
This loan will be used partly for debt consolidation and partly for home improvements.

My financial situation:
I am a good candidate for this loan because I've never had a late payment, I pay all my bills, just finished paying one of the two cars and will use that amount to pay this loan.

Monthly net income: $7500.00
Monthly expenses: $6000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/1/2011 5:03:59 PM
ingenious-deal6$25.003/1/2011 5:04:38 PM
MadHun$200.003/1/2011 5:05:16 PM
simplelender80$100.003/1/2011 5:01:41 PM
Kaj$50.003/1/2011 5:04:22 PM
DasMula$87.003/1/2011 9:47:11 PM
113121$1,000.003/1/2011 6:38:54 PM
vutah$25.003/1/2011 7:30:10 PM
favorite-commerce$50.003/1/2011 8:12:54 PM
golffish2$100.003/2/2011 5:13:54 AM
asset-professor$25.003/2/2011 1:59:14 AM
loanman2007$225.003/2/2011 5:55:13 AM
Nerdster1$35.053/2/2011 3:45:32 AM
worthy-bid8$25.003/2/2011 8:02:28 AM
lendstats_com$100.003/2/2011 8:35:15 AM
golffish2$100.003/2/2011 8:44:11 AM
SunriseTrader1$25.003/2/2011 6:29:47 PM
Bob450$25.003/3/2011 1:57:01 AM
golffish2$200.003/3/2011 5:27:59 AM
power-secret-agent$25.003/3/2011 10:46:02 AM
Astyanax$30.003/3/2011 11:16:15 AM
Shining-Star$25.003/3/2011 4:06:25 PM
loss-of-control$100.003/3/2011 6:04:44 PM
SFBank$150.003/3/2011 8:18:35 PM
gold-blanket0$25.003/3/2011 6:55:53 PM
cunning-deal8$25.003/3/2011 8:56:06 PM
Christophe$25.003/4/2011 9:26:12 AM
mammalian4$75.003/4/2011 11:03:49 AM
rate-negotiator$25.003/4/2011 3:03:45 PM
BranSam$100.003/4/2011 12:42:22 PM
beans53$25.003/4/2011 2:27:23 PM
openness-confidant$100.013/4/2011 2:29:20 PM
credit-coach118$100.003/4/2011 5:04:52 PM
Reddy_Capital$25.003/5/2011 1:24:13 AM
ac787$25.003/4/2011 3:42:12 PM
the-revenue-demon$25.003/4/2011 4:26:09 PM
attractive-rate$25.003/4/2011 8:25:45 PM
vigilance-searcher$25.003/4/2011 9:27:33 PM
platinum-czar$35.043/4/2011 7:11:53 PM
mckhbnpc$30.003/4/2011 7:53:54 PM
EarlyRiser$250.003/5/2011 2:19:00 AM
platinum-exec1$100.003/4/2011 8:25:09 PM
SolarMoonshine$25.003/1/2011 5:17:44 PM
DasMula$500.003/1/2011 9:43:49 PM
reflective-rupee$100.333/1/2011 5:28:27 PM
113121$100.003/1/2011 6:20:08 PM
sensational-worth7$50.003/1/2011 6:54:20 PM
113121$824.733/1/2011 6:44:38 PM
Artist_Blue$25.003/2/2011 1:04:48 AM
supreme-hope$25.003/2/2011 1:27:57 AM
squarebob$100.003/2/2011 4:38:23 AM
competent-p2p$32.523/2/2011 7:50:26 AM
hopeful-truth5$50.003/2/2011 6:18:30 AM
greencat$50.003/2/2011 7:12:31 AM
kttalamo$50.003/2/2011 7:33:17 AM
investment-artist$25.003/2/2011 10:37:23 AM
PropertyInvest$25.003/2/2011 4:05:01 PM
ethicalhumanist$25.003/2/2011 2:14:46 PM
BDS$48.223/2/2011 2:25:04 PM
firsttouch1$200.003/2/2011 10:11:26 PM
shrewd-income$100.003/3/2011 6:25:04 AM
888GoldIngots$25.003/3/2011 9:07:28 AM
squarebob$150.003/3/2011 12:14:34 PM
well-mannered-income3$25.003/3/2011 4:37:26 PM
113121$360.793/3/2011 2:38:22 PM
ssanders82$25.003/3/2011 12:21:22 PM
mammalian4$25.003/3/2011 2:40:20 PM
Fun54115$25.003/3/2011 7:40:47 PM
careful-compassion$25.003/4/2011 10:21:19 AM
Rashanir$25.003/4/2011 9:30:10 AM
p2p-mushroom1$33.973/4/2011 3:49:51 PM
fund-javelin1$25.003/4/2011 12:44:04 PM
1randyp$100.003/4/2011 1:24:23 PM
glroark$100.003/4/2011 5:08:45 PM
transformer855$25.003/4/2011 5:23:24 PM
point-pinnacle$25.003/4/2011 6:18:32 PM
sjo1984111$33.003/4/2011 6:54:41 PM
commerce-aggregator7$25.003/4/2011 7:17:57 PM
worldly-gold$50.003/4/2011 8:18:44 PM
point-sasquatch$25.003/4/2011 2:41:49 PM
exciting-fairness$200.003/4/2011 6:12:58 PM
pfh$25.003/4/2011 6:25:12 PM
thorough-yield1$100.003/4/2011 9:00:54 PM
zotzot$100.443/4/2011 6:57:37 PM
piano55$26.703/5/2011 12:42:39 AM
85 Investments
 
Borrower Payment Dependent Notes Series 496243
This series of Notes was issued and sold upon the funding of the borrower loan #47622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2002 Debt/Income ratio: 4%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: versatile-agreement1 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Misc
Purpose of loan:
This loan will be used to...help my son go through college.

My financial situation:
I am a good candidate for this loan because...I have a good job, with a good salary, and work for a well established major co (Walmart).


Monthly net income: $3462
Monthly expenses: $976
Housing: $625
Insurance: $75
Car expenses: $200
Utilities: $75
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.003/1/2011 5:01:52 PM
DHolly$50.003/1/2011 5:11:38 PM
113121$500.003/1/2011 6:43:29 PM
ingenious-deal6$25.003/1/2011 5:04:39 PM
MarvintheMartian$25.003/1/2011 8:27:24 PM
DasMula$250.003/1/2011 9:44:54 PM
113121$25.003/1/2011 6:19:26 PM
113121$500.003/1/2011 6:39:59 PM
sensational-worth7$50.003/1/2011 6:54:02 PM
ichibon$100.883/1/2011 9:59:45 PM
Artist_Blue$25.003/2/2011 1:04:46 AM
supreme-hope$25.003/2/2011 1:19:39 AM
loanman2007$200.003/2/2011 5:51:39 AM
asset-professor$25.003/2/2011 1:59:12 AM
EngineersAlliance$100.003/2/2011 3:46:04 AM
squarebob$100.003/2/2011 4:37:58 AM
Marcus_Cato$25.003/2/2011 4:53:17 AM
ichibon$75.883/2/2011 7:16:51 AM
greencat$50.003/2/2011 7:13:43 AM
worthy-bid8$25.003/2/2011 8:02:28 AM
gothampark$25.003/2/2011 10:36:35 AM
heavy_ax$25.003/2/2011 1:11:14 PM
investment-artist$25.003/2/2011 10:35:59 AM
whatreality$25.003/2/2011 12:28:30 PM
cleverly-clever$50.003/2/2011 11:15:35 AM
FinanceEngine$25.003/2/2011 2:46:33 PM
well-mannered-income3$25.003/2/2011 7:51:06 PM
hidavehi$33.003/2/2011 6:38:22 PM
the-revenue-demon$50.003/3/2011 1:43:52 AM
bsmtloan$100.003/2/2011 7:07:13 PM
giantfan19$27.793/2/2011 9:35:02 PM
firsttouch1$200.003/2/2011 9:56:51 PM
Snoopylover$25.003/3/2011 1:39:43 AM
EarlyRiser$204.953/3/2011 1:42:01 AM
suave-dime6$25.003/1/2011 5:03:59 PM
MadHun$200.003/1/2011 5:05:17 PM
simplelender80$100.003/1/2011 5:01:42 PM
Kaj$50.003/1/2011 5:04:23 PM
competent-p2p$25.003/1/2011 7:50:04 PM
vutah$25.003/1/2011 5:14:10 PM
itsmaj$35.683/1/2011 11:12:39 PM
reflective-rupee$100.333/1/2011 5:28:53 PM
favorite-commerce$50.003/1/2011 8:11:50 PM
Nerdster1$25.053/2/2011 3:42:41 AM
interstellar$51.003/2/2011 6:16:36 AM
hopeful-truth5$25.003/2/2011 6:14:05 AM
golffish2$100.003/2/2011 8:46:31 AM
kttalamo$50.003/2/2011 7:34:38 AM
buffalobills$25.003/2/2011 8:06:39 AM
foothillender$25.003/2/2011 8:29:18 AM
zotzot$50.003/2/2011 9:30:10 AM
grampy48$25.003/2/2011 11:24:24 AM
Shining-Star$25.003/2/2011 10:22:24 AM
DasMula$188.003/2/2011 10:37:04 AM
Joshua418$25.133/2/2011 12:28:22 PM
ethicalhumanist$25.003/2/2011 2:16:03 PM
cash-queen$25.003/2/2011 4:41:20 PM
mammalian4$25.003/2/2011 6:53:41 PM
1-HARD-HEAD$62.563/2/2011 10:07:15 PM
deepblue34$30.003/2/2011 6:43:49 PM
hmarquiss4$25.003/2/2011 7:16:56 PM
jtc26$35.973/2/2011 10:40:37 PM
Bob450$25.003/3/2011 1:57:02 AM
63 Investments
 
Borrower Payment Dependent Notes Series 496459
This series of Notes was issued and sold upon the funding of the borrower loan #47652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1986 Debt/Income ratio: 52%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,087Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: dime-gazer Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Just trying to make a living!
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I work hard and believe in paying my debts. Husband got laid off at work last year after making good money and it set us back a little!


Monthly net income: $2300.00
Monthly expenses: $ 2250.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $ 400.00
Phone, cable, internet: $ 750.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $ 1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Is your husband back at work now? If not, does your current income cover your current expenses? Thanks - reflective-rupee
A: Yes my husband is back at work and making lessor money than before. Our expenses are being met but this money will allow us a a little breathing room to move forward with expenses and pay things on time rather than making late payments and having to pay late fees. Just trying to move forward than constantly being behind. Our debts are current but being paid late. Would like to get back on track as soon as possible. All monies will go to debt and not pleasure! Thank you! (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/3/2011 9:08:18 AM
ingenious-deal6$25.003/3/2011 9:09:47 AM
worthy-bid8$25.003/3/2011 9:11:13 AM
suave-dime6$25.003/3/2011 9:10:42 AM
mrxtravis$50.003/3/2011 9:19:27 AM
orderly-leverage$100.003/3/2011 11:20:17 AM
Artist_Blue$25.003/3/2011 9:28:43 AM
affluence-tycoon$50.003/3/2011 11:20:01 AM
Rashanir$25.003/4/2011 9:33:08 AM
greencat$50.003/4/2011 11:03:34 AM
point-sasquatch$25.003/4/2011 2:42:03 PM
purpledog18$50.003/5/2011 8:36:13 AM
ryclsun$50.003/5/2011 8:37:01 AM
kulender$50.003/5/2011 1:01:40 PM
seineil$25.003/5/2011 11:23:21 PM
SecondChanceLendingSERV$49.473/6/2011 7:30:49 AM
Bob450$30.003/5/2011 5:29:51 PM
doopers$25.003/6/2011 9:03:56 AM
zone6$100.003/6/2011 12:50:48 AM
Cai8899$25.003/6/2011 8:42:23 AM
glenium$25.003/7/2011 3:38:05 AM
sappy02$25.003/7/2011 10:21:10 AM
B2152$25.003/7/2011 4:50:37 AM
mri555$100.003/7/2011 12:21:21 PM
contract-lionheart$100.073/7/2011 12:22:32 PM
MadHun$200.003/3/2011 9:11:08 AM
ultimate-peace$500.003/3/2011 9:11:47 AM
droopie1$25.003/3/2011 11:21:49 AM
shrewd-income$25.003/3/2011 2:48:14 PM
gelidfrank$25.003/3/2011 11:20:15 AM
reflective-rupee$100.333/3/2011 12:04:10 PM
mtquan$25.003/3/2011 11:20:11 AM
competent-p2p$25.003/3/2011 12:17:47 PM
supreme-hope$25.003/3/2011 1:51:44 PM
Bailador$25.003/3/2011 3:36:31 PM
commerce-renewal$100.003/3/2011 8:20:33 PM
loss-of-control$25.003/3/2011 6:38:31 PM
gold-blanket0$25.003/3/2011 6:56:03 PM
GrowTK$25.003/3/2011 6:56:38 PM
SFBank$50.003/3/2011 7:55:45 PM
FASTIZIO_P$25.003/3/2011 7:00:38 PM
winmals$25.003/4/2011 11:04:20 PM
IIP77$25.003/5/2011 3:00:17 AM
squarebob$25.003/5/2011 4:54:23 PM
nickel-hickory$25.003/5/2011 6:46:25 PM
goodhearted-basis4$25.003/5/2011 5:21:31 PM
localsports38$38.963/5/2011 3:40:52 PM
icon7$30.003/6/2011 6:07:49 PM
Gibbyland$100.003/6/2011 1:36:44 PM
Abundanceforus$102.013/7/2011 12:57:43 PM
autonomous-truth$99.163/7/2011 1:10:02 PM
Makingitrain$25.003/7/2011 9:34:25 AM
tdorren$25.003/7/2011 10:30:52 AM
53 Investments
 
Borrower Payment Dependent Notes Series 496515
This series of Notes was issued and sold upon the funding of the borrower loan #47667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 18%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,518Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: top-commanding-payment Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Home Improvement Funds
Purpose of loan:
This loan will be used to...Roof repairs, redo deck and fix stucco.

My financial situation:
I am a good candidate for this loan because...have ALWAYS paid my bills on time and have NEVER missed any payments. I have a good job at a strong company.


Monthly net income: $6000
Monthly expenses:
Housing: $2000
Insurance: $
Car expenses: $300
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
loyalist1$100.003/4/2011 5:06:40 PM
CA-Lender$100.003/4/2011 5:08:29 PM
squarebob$105.003/4/2011 5:14:28 PM
ingenious-deal6$25.003/4/2011 5:03:49 PM
worthy-bid8$25.003/4/2011 5:07:12 PM
point-sasquatch$25.003/4/2011 5:08:33 PM
simplelender80$150.003/4/2011 5:03:54 PM
MadHun$200.003/4/2011 5:07:05 PM
Mikale360$25.003/5/2011 6:47:48 AM
mikeandcat$100.003/4/2011 7:27:14 PM
RedCentre$312.833/5/2011 9:46:11 AM
leverage-monger$100.003/5/2011 10:09:58 AM
DoctorJoe$25.003/5/2011 5:58:44 AM
golffish2$100.003/5/2011 7:12:24 AM
CoolPlexer$25.003/5/2011 12:34:27 PM
mammalian4$100.003/5/2011 6:33:48 PM
five-star-note$25.003/5/2011 5:57:42 PM
Cai8899$25.003/6/2011 8:42:35 AM
nilonc1$100.003/6/2011 5:30:04 AM
Nerdster1$25.053/6/2011 4:14:31 PM
B-rad_the_Coug$25.003/7/2011 10:19:12 AM
grnii78$100.003/7/2011 10:49:23 AM
cash-tent$25.003/7/2011 8:35:23 PM
YoungTaxMan$25.003/7/2011 4:42:59 PM
Artist_Blue$25.003/8/2011 6:01:08 AM
gold-blanket0$25.003/7/2011 5:27:05 PM
kendigme$25.003/8/2011 2:13:51 AM
rhin0cerx$50.003/8/2011 9:44:39 AM
shrewd-income$100.003/8/2011 5:44:44 AM
kindness-launcher$1,000.003/7/2011 6:09:05 PM
autonomous-truth$25.003/8/2011 11:52:01 AM
ryan6853$25.003/8/2011 2:59:30 PM
exciting-fairness$200.003/8/2011 11:58:40 AM
power-companion7$100.003/8/2011 10:10:23 AM
1randyp$104.233/8/2011 6:19:01 PM
drcoop$25.003/8/2011 10:24:48 AM
patriot897$25.003/8/2011 6:35:14 PM
FinanceEngine$25.003/8/2011 4:24:42 PM
illinois_joe$25.003/8/2011 5:48:32 PM
vishal29$50.003/8/2011 8:39:03 PM
Kyileo$25.003/8/2011 8:02:57 PM
the_finance_guru$100.003/8/2011 8:54:10 PM
113121$175.003/4/2011 6:56:57 PM
DasMula$57.003/4/2011 5:13:27 PM
reflective-rupee$25.333/4/2011 5:19:35 PM
Thought$116.263/4/2011 6:17:04 PM
brainy-repayment5$77.503/4/2011 5:07:20 PM
thankful-nickel2$25.003/4/2011 5:32:01 PM
shawnw2$100.003/5/2011 2:19:15 AM
chameleon125$50.003/4/2011 9:34:30 PM
orange-rapid-benjamins$50.003/5/2011 10:24:44 AM
lloyd_s$25.003/5/2011 1:21:45 PM
asset-professor$25.003/5/2011 6:31:39 PM
Bob450$30.003/5/2011 5:30:18 PM
Feyenoord$25.003/5/2011 10:49:12 PM
soulful-truth$100.003/6/2011 5:41:54 PM
MoneyTree79$25.003/6/2011 7:56:59 PM
p2ploan-sensation211$25.003/6/2011 4:08:11 PM
KarlMarx$25.003/7/2011 12:52:05 PM
houli123$135.063/7/2011 10:36:11 AM
euphoria8$25.003/7/2011 7:40:33 AM
Tylerh$100.003/7/2011 7:18:49 PM
JustMee$25.003/8/2011 6:17:08 AM
golffish2$100.003/8/2011 5:10:17 AM
head$100.003/8/2011 12:04:25 PM
jcw3rd$25.003/8/2011 4:22:54 PM
Kaj$50.003/8/2011 12:12:13 PM
loss-of-control$100.003/8/2011 5:12:05 PM
boomer5$25.003/8/2011 5:18:39 PM
nashibaksi$25.003/8/2011 6:19:34 PM
Gobsek$25.003/8/2011 2:03:31 PM
reward-walnut$50.003/8/2011 4:16:27 PM
liberty-magnate$50.003/8/2011 4:21:55 PM
brightest-dignified-penny$25.003/8/2011 4:44:43 PM
Socorro_Capital_Partners$25.003/8/2011 8:22:04 PM
113121$500.003/8/2011 5:27:52 PM
Erasma$25.003/8/2011 6:27:17 PM
Roundhouse$500.003/8/2011 8:47:04 PM
jarf$100.003/8/2011 9:03:51 PM
fantastic-investment$211.743/8/2011 10:05:13 PM
80 Investments
 
Borrower Payment Dependent Notes Series 496877
This series of Notes was issued and sold upon the funding of the borrower loan #47659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $534.72
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1993 Debt/Income ratio: 23%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 29 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,142Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: thomp527 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
800-819 (Jul-2008)
800-819 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase a rental property in the area. I currently own 3 other rental properties in the same complex. The selling price is $24k. The properties rent for $1000/mo and are in a trendy location where rent prices are holding strong.

My financial situation:
I am a good candidate for this loan because I have excellent credit and have managed loans for rental properties in the past. My track record proves that I can manage this loan and property.


Monthly net income: $7000
Monthly expenses: $3200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/6/2011 12:02:58 PM
investment-artist$25.013/6/2011 12:07:19 PM
DasMula$500.003/6/2011 3:44:05 PM
magnetic-dedication3$25.003/6/2011 4:56:21 PM
Tradesmanlender$100.003/6/2011 12:06:29 PM
squarebob$103.003/6/2011 12:10:24 PM
reflective-rupee$750.333/6/2011 12:25:37 PM
bonus-quark4$25.003/7/2011 6:43:28 AM
CA-Lender$100.003/6/2011 12:01:50 PM
credit-missile$100.003/6/2011 2:12:22 PM
Aberdeen$4,000.003/6/2011 12:03:27 PM
credit-investor5$50.003/6/2011 12:03:35 PM
SimpleChoice$25.003/6/2011 4:46:50 PM
californiakhan$25.003/6/2011 5:27:39 PM
zotzot$100.113/6/2011 12:17:09 PM
MoneyTree79$25.003/6/2011 7:58:02 PM
mikeandcat$200.003/7/2011 5:50:00 AM
runner262$25.003/6/2011 4:46:37 PM
_NaLNaBB$300.003/7/2011 11:46:05 AM
exact-peso2$25.003/7/2011 9:27:19 AM
CoolPlexer$25.003/7/2011 4:24:35 PM
chestnut4$25.003/7/2011 10:26:55 AM
Acid$50.003/7/2011 7:06:41 AM
direct-asset$25.003/7/2011 7:26:37 AM
trapperdc$100.003/7/2011 11:41:37 AM
golffish2$100.003/7/2011 9:08:22 AM
Feyenoord$25.003/7/2011 4:23:35 PM
clemclan$25.003/7/2011 9:17:32 PM
AustinAmerica$50.003/7/2011 10:17:20 PM
brondero$300.003/8/2011 12:24:34 AM
radforj22$25.003/8/2011 7:22:30 AM
enchanted-note$25.003/8/2011 7:23:27 AM
Tylerh$100.003/7/2011 7:17:35 PM
payout-reaction740$25.003/7/2011 7:19:44 PM
invincible-agreement8$100.003/7/2011 5:23:55 PM
dime-historian$25.003/7/2011 8:29:41 PM
moola-monger9$100.003/8/2011 9:39:00 AM
thomas16882004$100.003/7/2011 6:28:05 PM
first-serene-credit$25.003/7/2011 7:15:53 PM
QuidProQuo4u$25.003/8/2011 10:46:32 AM
cbivitz$300.003/7/2011 7:51:43 PM
fabulous-community4$35.003/8/2011 11:25:15 AM
Leshan$100.003/8/2011 11:32:18 AM
RecoveryLender$100.003/8/2011 9:43:49 AM
riv701$25.003/8/2011 10:11:51 AM
nickel-position$25.003/8/2011 11:06:51 AM
felicity-daydream$50.003/8/2011 9:49:18 AM
djalan$50.003/8/2011 1:49:02 PM
benefit-aggregator2$2,042.823/8/2011 2:01:18 PM
MoneyForNothing$66.663/6/2011 12:07:42 PM
ac787$45.003/6/2011 12:25:00 PM
benjamins-utopia$100.003/6/2011 12:03:24 PM
marinbb$25.003/6/2011 12:52:57 PM
principal-star$30.003/6/2011 12:02:04 PM
Chesterite$100.003/7/2011 8:13:22 AM
enchanted-yield4$100.003/6/2011 12:05:34 PM
OldManP$25.003/6/2011 12:05:55 PM
simplelender80$100.003/6/2011 12:06:11 PM
DasMula$500.003/6/2011 3:44:37 PM
important-ore$150.003/6/2011 12:06:51 PM
p2ploan-sensation211$25.003/6/2011 4:05:38 PM
jdrez$25.003/6/2011 12:07:15 PM
agalt$125.003/7/2011 8:32:47 AM
Nerdster1$30.053/6/2011 4:28:19 PM
SolarMoonshine$100.003/6/2011 1:05:07 PM
golffish2$100.003/7/2011 9:20:00 AM
LittleMingo$25.003/7/2011 9:36:45 AM
power-secret-agent$75.003/7/2011 11:13:27 AM
JustMee$25.003/6/2011 5:44:32 PM
SFBank$100.003/6/2011 6:01:08 PM
competent-p2p$101.003/6/2011 7:09:16 PM
convergentthinker$100.003/7/2011 1:50:52 AM
shrewd-income$200.003/7/2011 3:00:43 PM
DoctorJoe$25.003/7/2011 4:04:18 AM
The-Lighthouse-Group$25.003/7/2011 9:38:02 AM
rate-hickory$25.003/7/2011 7:17:27 AM
FinanceEngine$30.003/7/2011 10:51:23 AM
EretzCapital$95.003/7/2011 3:03:49 PM
thankful-nickel2$100.003/7/2011 8:04:06 PM
cash-tent$28.653/7/2011 8:33:38 PM
mammalian4$100.003/8/2011 5:03:26 AM
1stBankAndHal$42.373/8/2011 7:43:58 AM
hopeful-truth5$200.003/7/2011 8:33:03 PM
new-ore-venture$200.003/8/2011 9:24:51 AM
loss-of-control$100.003/7/2011 5:38:37 PM
cash-queen$25.003/7/2011 11:28:16 PM
power-companion7$100.003/8/2011 10:04:01 AM
Christophe$100.003/8/2011 7:29:34 AM
jaesposito$25.003/7/2011 7:35:29 PM
credit-coach118$100.003/7/2011 7:36:23 PM
exciting-fairness$200.003/8/2011 11:56:20 AM
EmmaDog44$25.003/8/2011 12:28:21 PM
moneybags16$25.003/8/2011 8:28:57 AM
houli123$575.003/8/2011 8:35:01 AM
martymaniaman$25.003/8/2011 9:57:48 AM
kind-important-liberty9$25.003/8/2011 1:26:04 PM
96 Investments
 
Borrower Payment Dependent Notes Series 492349
This series of Notes was issued and sold upon the funding of the borrower loan #47669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1984 Debt/Income ratio: 14%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 9 / 8Length of status:0y 8m
Amount delinquent: $84,427 Total credit lines: 24 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,928Stated income:$75,000-$99,999
Delinquencies in last 7y: 24 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: adorable-credit4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small, Short Term Loan
Purpose of loan:
This loan will be used to...resolve some personal issues

My financial situation:
I am a good candidate for this loan because...I have a good income and the ability to make even more with my commissions


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you explain your delinquencies? Thanks - supreme-hope
A: I went through several months of unemployment. I have a great job now and am catching up. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 9:00:34 AM
HamachiMan$50.002/23/2011 9:01:33 AM
ingenious-deal6$25.002/23/2011 9:04:28 AM
Tylerh$100.002/23/2011 9:02:05 AM
CA-Lender$25.002/23/2011 9:03:57 AM
Kaj$50.002/23/2011 9:05:54 AM
simplelender80$200.002/23/2011 9:17:42 AM
umfan123$25.002/23/2011 12:26:20 PM
treasure-pipeline$25.002/24/2011 10:21:59 AM
liberty-destiny3$25.002/25/2011 11:56:26 AM
credit-investor5$50.002/25/2011 1:12:00 PM
jiggaman7$50.002/25/2011 1:54:28 PM
SqueezeKing$25.002/25/2011 2:02:19 PM
festeringsnot$25.002/26/2011 7:16:26 AM
FeedTheMachine$50.002/27/2011 9:41:24 AM
sensible-fund$50.002/28/2011 3:21:29 AM
successful-generosity$25.002/28/2011 9:46:25 AM
openness-confidant$50.002/28/2011 9:39:10 AM
Artist_Blue$25.002/28/2011 11:33:19 AM
wind183$100.002/28/2011 2:16:32 PM
Pitufo$25.002/28/2011 4:27:45 PM
profit-powerplant$25.002/28/2011 5:04:39 PM
b2m80s$50.002/28/2011 5:18:12 PM
the-profit-oracle$25.003/1/2011 4:08:50 AM
papaloha$25.003/1/2011 2:39:49 AM
realtormoises$25.003/1/2011 6:51:18 AM
life-is-great$25.003/1/2011 7:22:29 AM
kulender$50.003/1/2011 8:16:26 AM
healthy-worth5$25.003/1/2011 7:02:47 AM
foxtrot12$100.003/1/2011 8:18:17 AM
irrelevant$50.003/1/2011 11:13:17 AM
Jack55304$300.003/1/2011 11:15:26 AM
money-bauble$69.573/1/2011 12:12:45 PM
PatRichi$25.003/1/2011 10:27:04 AM
orange-preeminant-bill$44.333/1/2011 10:41:16 AM
inspiring-reward$52.573/1/2011 3:11:44 PM
handshake5$82.763/1/2011 12:31:01 PM
treasure-bliss$50.003/1/2011 3:11:36 PM
Lubava$25.003/1/2011 3:48:08 PM
honorable-yield$25.003/1/2011 6:46:10 PM
108lender$100.003/2/2011 12:58:01 AM
Rdodson11$25.003/2/2011 6:17:33 AM
debt-force$25.003/2/2011 6:01:54 AM
worthy-bid8$25.003/2/2011 8:00:59 AM
sappy02$25.002/23/2011 9:03:06 AM
orderly-leverage$100.002/23/2011 9:02:48 AM
affluence-tycoon$50.002/24/2011 6:52:31 AM
competent-p2p$25.002/24/2011 6:47:50 PM
Bob450$30.002/24/2011 6:36:07 PM
the-discrete-income$100.002/25/2011 8:26:30 PM
credible-balance6$50.002/26/2011 10:26:59 AM
bullwink27$25.002/27/2011 4:12:22 PM
ichibon$50.002/27/2011 5:41:06 PM
tnjohnso$25.002/28/2011 8:21:36 AM
red-contract-lionheart$25.002/28/2011 10:01:20 AM
genius520$100.002/28/2011 5:05:45 PM
Jloaner$50.003/1/2011 6:46:40 AM
iolaire$25.003/1/2011 12:02:55 PM
finance-mushroom$69.753/1/2011 12:37:46 PM
MadHun$200.003/1/2011 4:56:56 PM
NYCFinancier$25.003/1/2011 5:12:10 PM
graceful-investment$100.003/1/2011 4:36:04 PM
stoopidnoodle$25.003/2/2011 1:04:27 AM
velocity-motivator6$50.003/1/2011 7:22:10 PM
hope-hickory$25.003/2/2011 2:00:52 AM
famous-bill$25.003/2/2011 5:21:13 AM
Rogesparkguy$25.003/2/2011 6:31:14 AM
GS-ROCK$30.003/2/2011 8:48:52 AM
shmb6508$200.003/2/2011 10:42:38 AM
loyalty-sphinx5$271.023/2/2011 11:01:53 AM
70 Investments
 
Borrower Payment Dependent Notes Series 493639
This series of Notes was issued and sold upon the funding of the borrower loan #47616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1999 Debt/Income ratio: 22%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,883Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: hope-kin6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate all credit card loans into one payment and lower the interests.

My financial situation:
I am a good candidate for this loan because i do not have mortgage payment, no need to pay rent (my employer provides free housing), no alcohol, no smoking, and i am a hard-working person with a Bachelor degree in Industrial Engineering and I have extensive experiences in supply chain operations. I have job security because my employer has long-term contract with big Chinese company who import American products from US to , my firm is exporting the American products to the big Chinese market. I speak both English and Chinese (mandarin and Cantonese), my position is unique at this company. Although my salary is not high, the company provides free housing, free utilities, free phone, cable and internet and phone for me, also company car for me to use.

Monthly net income: $ 3500

Monthly expenses: $ 1025
??Housing: $ 0
??Insurance: $ 75
??Car expenses: $ 0
??Utilities: $?0
??Phone, cable, internet: $ 0
??Food, entertainment: $?350
??Clothing, household expenses $ 50
??Credit cards and other loans: $?450
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the debts you are looking to consolidate, including outstanding balance, APR, and min monthly payment. Also, list seperately any debt that you are not consolidating. Thank you! - newest-funds-powerplant
A: All debts are credit card debt: Credit card Balance APR Visa $3500 27% Visa $7500 29.3% Visa $4500 31.2% No other debt. Thanks. (Feb-15-2011)
Q: Congratulations. You have a nice job with a decent employer who provide a lot of perks. Good for you. You are seeking double the amount of your revolving credit balance I see here. Why you need more? What are your current credit card rates? - Reddy_Capital
A: Hi, Thank you for your question which i response eariler but found out the posting was not successful. so i repost it. My credit revolving balance is not just $8K, but $15k. The average APR is around 25% to 30%. That is why i want to consolidate the debt and want lower interests. Hope this answers your question. Please feel free to ask me if there is any further questions. (Feb-18-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/14/2011 9:00:46 AM
impressive-credit431$100.002/14/2011 9:04:33 AM
hitsman$50.002/14/2011 9:07:33 AM
benjamins-utopia$100.002/14/2011 9:02:57 AM
GrayStudio$25.002/14/2011 9:05:16 AM
HamachiMan$50.002/14/2011 9:06:41 AM
macjp123$25.002/14/2011 9:07:27 AM
organized-payment6$50.002/14/2011 9:07:56 AM
radforj22$25.002/14/2011 9:08:44 AM
enthralling-deal180$75.002/14/2011 9:02:47 AM
marketplace-cello5$25.002/14/2011 9:04:41 AM
genius520$100.002/14/2011 9:04:59 AM
irrelevant$50.002/14/2011 9:05:27 AM
BxRealtor$25.002/14/2011 9:10:08 AM
JustMee$25.002/14/2011 9:33:49 AM
seabassx$25.002/14/2011 1:15:32 PM
fuke$25.002/14/2011 12:25:58 PM
cash-queen$25.002/14/2011 12:58:40 PM
efficient-treasure0$25.002/14/2011 2:41:09 PM
Artist_Blue$25.002/14/2011 2:47:03 PM
transformer855$50.002/14/2011 3:31:45 PM
fishintime$100.002/14/2011 4:32:48 PM
orange-courageous-dedication$50.002/14/2011 4:53:36 PM
SolarMoonshine$50.002/14/2011 5:15:53 PM
kind-important-liberty9$25.002/15/2011 8:03:13 AM
newest-funds-powerplant$25.002/15/2011 8:12:18 AM
Pickmar$25.002/15/2011 12:12:41 PM
buckyhead2000$25.002/15/2011 2:31:03 PM
SmokeyMirror$50.002/15/2011 9:26:51 PM
aiming_for_42$25.002/15/2011 8:00:32 PM
tender-integrity3$100.002/15/2011 10:21:08 PM
payment-halo$25.002/15/2011 8:55:04 PM
ethicalhumanist$50.002/16/2011 1:09:49 PM
gain-equator$25.002/16/2011 5:29:26 PM
skuba$50.002/16/2011 5:59:28 PM
worth-arch$25.002/17/2011 7:16:43 AM
psonicl$50.002/17/2011 8:01:58 AM
choss02$100.002/17/2011 9:42:51 AM
Edwardtomo$50.002/17/2011 9:29:17 AM
interest-goblin$25.002/17/2011 9:36:25 AM
alextiff01$25.002/17/2011 10:47:30 AM
exchange-pledge$100.002/17/2011 12:53:32 PM
phaded$25.002/17/2011 1:13:04 PM
rockstar78$50.002/17/2011 1:25:57 PM
hptcrabbers$25.002/17/2011 2:31:59 PM
progressive-power9$25.002/17/2011 3:10:28 PM
successful-agreement7$100.002/17/2011 3:15:40 PM
WalnutCreekguy$50.002/17/2011 10:14:34 PM
new-dollar-sprout$50.002/18/2011 10:03:19 AM
contract-paloverde1$25.002/18/2011 10:03:50 AM
GrowTK$25.002/18/2011 10:09:26 AM
NorthPointLending$100.002/18/2011 3:08:06 PM
powerful-greenback2$25.002/18/2011 2:34:50 PM
accelerator96$25.002/18/2011 5:17:10 PM
unger$185.002/19/2011 7:09:04 AM
crw1950$47.292/19/2011 7:54:48 AM
cgHaxor$50.002/19/2011 8:08:51 AM
ichibon$136.882/19/2011 9:14:50 AM
golden-bid9$25.002/19/2011 9:15:48 AM
gracej$25.002/19/2011 9:21:59 AM
Ruckus888$50.002/19/2011 9:16:28 AM
theboat$25.002/19/2011 9:16:55 AM
jwood3030$25.002/19/2011 9:22:12 AM
liberty-society5$25.002/19/2011 9:23:57 AM
jrbill1998$50.002/19/2011 9:56:18 AM
mtp$50.002/19/2011 9:56:48 AM
superpuppy$50.002/19/2011 9:55:44 AM
soundmob$50.002/19/2011 10:27:05 AM
joyous-revenue4$25.002/19/2011 10:32:30 AM
Papa_Mema$25.002/19/2011 10:00:23 AM
bullwink27$25.002/19/2011 10:00:48 AM
authentic-liberty7$25.002/19/2011 10:01:19 AM
mmckune$25.002/19/2011 10:00:12 AM
commanding-income774$25.002/19/2011 11:24:08 AM
Sol_Invictus$25.002/19/2011 11:52:45 AM
credible-compassion6$25.002/19/2011 12:28:56 PM
Mindful7$25.002/19/2011 12:28:26 PM
brightest-dynamic-peace$25.002/19/2011 12:32:26 PM
jtradition$50.002/19/2011 12:32:34 PM
Cheburashka$25.002/19/2011 12:35:18 PM
IIP77$25.002/19/2011 12:32:38 PM
hons2000$25.002/19/2011 12:32:44 PM
KeepOnRunning$50.002/19/2011 12:33:21 PM
trustu$50.002/19/2011 12:37:42 PM
point-kitten6$50.002/19/2011 12:37:45 PM
otto1939$50.002/19/2011 12:38:09 PM
Weaverville$50.002/19/2011 12:35:15 PM
fireboss$43.072/19/2011 12:35:37 PM
TelegramSam$25.002/19/2011 12:37:34 PM
Clambake$100.002/19/2011 12:37:48 PM
ladybird1$50.002/19/2011 12:38:46 PM
brazilofmux$100.002/19/2011 12:38:02 PM
grf1945$35.002/19/2011 12:39:00 PM
organized-dedication9$50.002/19/2011 12:38:42 PM
haplender$50.002/19/2011 12:38:48 PM
peripatetic$25.002/19/2011 12:38:53 PM
ClearLake$25.002/19/2011 12:39:24 PM
nycloan$25.002/19/2011 12:52:20 PM
whsprint$26.632/19/2011 12:52:33 PM
checzwick$25.002/19/2011 1:03:24 PM
tech310$50.002/19/2011 1:29:21 PM
teejay411$100.002/19/2011 2:08:52 PM
the-auction-bear$25.002/19/2011 2:19:22 PM
Tesseract$68.002/19/2011 2:14:31 PM
shortstop21$25.002/19/2011 2:48:56 PM
Astyanax$45.002/19/2011 2:35:44 PM
christifa$25.002/19/2011 3:03:58 PM
gerryfixit$25.002/19/2011 4:15:03 PM
Fiimg$50.002/19/2011 5:09:31 PM
RB_Double-A_Bravo$25.002/19/2011 4:29:42 PM
GMPK_TLAS$50.002/19/2011 5:13:45 PM
starikrai$25.002/19/2011 7:09:01 PM
sarisai$50.002/19/2011 8:33:50 PM
GenerousGentleMan$75.002/19/2011 10:39:42 PM
mbraslav$30.002/20/2011 4:28:40 AM
finance-magma7$50.002/19/2011 11:43:52 PM
tszbgae$45.002/20/2011 4:14:13 AM
PeterV$50.002/20/2011 7:34:04 AM
TK4$50.002/20/2011 9:04:27 AM
Goodlender42$50.002/20/2011 9:51:12 AM
somebody32$50.002/20/2011 9:51:30 AM
mykkai$25.002/20/2011 10:11:08 AM
b2006$25.002/20/2011 11:09:13 AM
Daubertoo$25.002/20/2011 12:09:45 PM
Nailman88$100.002/20/2011 12:11:18 PM
green-unrivaled-felicity$50.002/20/2011 1:04:02 PM
Bigbluefan$246.712/20/2011 1:35:11 PM
Shawn95187$25.002/20/2011 1:53:57 PM
UncleSafety$173.872/20/2011 2:23:52 PM
Rockymtnhi$50.002/20/2011 4:04:39 PM
profitable-money$25.002/20/2011 4:44:07 PM
Tlk2drew$50.002/20/2011 6:02:52 PM
George2384$25.002/20/2011 8:52:26 PM
Engineer44$25.002/20/2011 11:18:14 PM
PocketAces$50.002/21/2011 12:16:55 AM
0600Zulu$50.002/21/2011 12:57:49 AM
rakstar$50.002/21/2011 1:22:23 AM
thrifty-return$50.002/21/2011 1:22:42 AM
acebandit$50.002/21/2011 1:29:19 AM
Charmart$25.002/21/2011 3:42:44 AM
cheech29$25.002/21/2011 4:28:50 AM
Crusader88$25.002/21/2011 5:19:39 AM
gogene2002$25.002/21/2011 5:20:11 AM
keeper24$25.002/21/2011 5:29:18 AM
friendly-worth3$25.002/21/2011 6:02:57 AM
ktradtke$25.002/21/2011 6:45:08 AM
jeffpac$50.002/21/2011 6:44:05 AM
Chillito$30.442/21/2011 6:49:03 AM
enchanted-yield4$50.002/21/2011 6:45:12 AM
LeReve$50.002/21/2011 6:55:42 AM
VBPlayer$30.002/21/2011 7:29:17 AM
ingenious-diversification$25.002/21/2011 7:52:42 AM
black-plague$75.002/21/2011 8:07:32 AM
balance-warrior$25.002/21/2011 8:00:42 AM
otto1939$50.002/21/2011 8:09:08 AM
Print88$25.002/21/2011 8:31:31 AM
Corellia$100.002/21/2011 8:32:50 AM
paperbuyers$25.002/21/2011 8:53:17 AM
greenback-guard$25.002/21/2011 8:59:51 AM
cerebral-dollar773$107.832/21/2011 9:11:56 AM
Flanders122$25.002/21/2011 9:14:37 AM
lively-exchange$3.332/21/2011 9:30:55 AM
simplelender80$100.002/14/2011 9:03:19 AM
kmr2$100.002/14/2011 9:05:09 AM
velocity-solo$25.002/14/2011 9:09:47 AM
Cherrypicker$40.002/14/2011 10:45:25 AM
dime-smasher5$25.002/14/2011 9:05:59 AM
melodious-fairness$100.002/14/2011 9:03:09 AM
Tradesmanlender$35.002/14/2011 9:04:50 AM
don8ter$25.002/14/2011 9:06:10 AM
commerce-yeller$30.002/14/2011 9:08:16 AM
reflective-rupee$100.772/14/2011 9:59:33 AM
selector568$50.002/14/2011 1:46:22 PM
jazzlender$25.002/14/2011 2:05:43 PM
DasMula$38.842/14/2011 4:13:33 PM
RyanTH9893$25.002/14/2011 6:36:11 PM
GCInvestments$25.002/15/2011 3:36:33 AM
balance-force$25.002/15/2011 12:15:38 AM
lendacity$25.002/15/2011 3:17:42 AM
jdwillcox$100.002/15/2011 3:36:47 AM
harperpotok$100.002/16/2011 12:46:48 PM
sincere-balance$25.002/16/2011 4:13:17 PM
a-finance-nirvana$25.002/16/2011 5:29:18 PM
auctionator1$50.002/16/2011 7:03:55 PM
sensible-order2$100.002/16/2011 5:59:33 PM
rate-optimizer0$25.002/16/2011 7:55:54 PM
BankofBeth$25.002/17/2011 12:33:39 AM
Ripsaw4U$50.002/17/2011 1:30:05 AM
triumph329$25.002/17/2011 12:22:37 PM
improvman$25.002/17/2011 11:45:33 AM
CasaDeTomas$50.002/17/2011 3:14:44 PM
bid-czar8$100.002/17/2011 5:01:42 PM
jenkris$25.002/17/2011 6:47:34 PM
BooRadley$25.002/17/2011 8:10:35 PM
Tylerh$100.002/17/2011 10:41:43 PM
1800porsche$25.002/17/2011 11:40:05 PM
GElender$50.002/18/2011 3:13:58 AM
debt-force$25.002/18/2011 4:15:45 AM
resource777$50.002/18/2011 7:01:17 AM
all_of_that_one$30.002/18/2011 7:10:14 AM
108lender$200.002/18/2011 8:04:34 AM
sincere-fund1$80.002/18/2011 9:05:04 AM
attentive-vigilance1$50.002/18/2011 10:05:52 AM
credit-panda1$25.002/18/2011 10:15:08 AM
tharmon$50.002/18/2011 11:01:52 AM
competent-p2p$30.002/18/2011 11:10:03 AM
MoneyMA$25.002/18/2011 10:17:25 AM
competent-p2p$45.002/18/2011 12:50:35 PM
orangetrust$100.002/18/2011 12:46:07 PM
reflective-cash0$50.002/18/2011 1:41:03 PM
CE88$50.002/18/2011 2:40:33 PM
Corellia$100.002/18/2011 6:14:48 PM
velocity-winner$25.002/18/2011 7:41:15 PM
octoberfresh$25.002/19/2011 3:07:33 AM
LendToCause$25.002/19/2011 6:22:04 AM
trustworthy-finance6$150.002/19/2011 7:18:32 AM
Pennywize$50.002/19/2011 7:19:20 AM
forthright-principal2$25.002/19/2011 7:59:35 AM
meenan$50.002/19/2011 9:22:29 AM
bbrelo$25.002/19/2011 9:21:12 AM
Florida67$50.002/19/2011 9:24:18 AM
MARWARISETH$25.002/19/2011 9:56:36 AM
Mr_Marcus$50.002/19/2011 9:55:33 AM
bigphish$25.002/19/2011 9:56:33 AM
hrubinst$50.002/19/2011 10:00:35 AM
mikrolown$30.002/19/2011 10:00:56 AM
gold-commander0$36.882/19/2011 10:01:05 AM
worthy-bid8$50.002/19/2011 9:56:29 AM
generous-deal6$50.002/19/2011 9:56:53 AM
superb-funds335$25.002/19/2011 9:57:17 AM
OgOman$25.002/19/2011 10:00:20 AM
626457$25.002/19/2011 10:00:27 AM
Gabriel02$25.002/19/2011 10:00:51 AM
investment-comet$25.002/19/2011 10:01:01 AM
roman2008$25.002/19/2011 10:00:15 AM
scottr$25.912/19/2011 10:00:43 AM
loot-heart$25.002/19/2011 10:01:25 AM
pure-treasure7$25.002/19/2011 10:11:24 AM
finance-scout2$50.002/19/2011 10:11:50 AM
Torero06$32.712/19/2011 10:29:51 AM
helpinghand63$25.002/19/2011 12:06:10 PM
rdav$25.002/19/2011 12:29:33 PM
Preferred-Lender$25.002/19/2011 12:29:08 PM
la_tim$75.002/19/2011 12:29:14 PM
julijask$45.002/19/2011 12:32:47 PM
ultimatepaintball$25.002/19/2011 12:32:15 PM
stollcm$25.002/19/2011 12:32:36 PM
handshake5$100.002/19/2011 12:32:51 PM
CornerKetch$25.002/19/2011 12:33:13 PM
AF-Chief$50.002/19/2011 12:36:16 PM
Ocean713$50.002/19/2011 12:37:39 PM
orderly-leverage$100.002/19/2011 12:37:44 PM
piter-to-la-investment$25.002/19/2011 12:37:29 PM
intuitive-integrity9$50.002/19/2011 12:37:35 PM
sprinter$50.002/19/2011 12:37:40 PM
aquarexbi$50.002/19/2011 12:38:44 PM
cash-reaction2$50.002/19/2011 12:38:51 PM
dood2112$25.002/19/2011 12:41:14 PM
pdxKurt$50.002/19/2011 12:39:28 PM
bid-computer$50.002/19/2011 12:52:27 PM
stanbalwight4$25.002/19/2011 1:29:47 PM
GordoMG$50.002/19/2011 2:18:55 PM
rajs$117.622/19/2011 1:57:31 PM
worldly-community3$50.002/19/2011 4:59:13 PM
RJ-Pilot$50.002/19/2011 3:41:49 PM
fund-tom-tom6$50.002/19/2011 4:14:51 PM
repayment-pudding$25.002/19/2011 5:52:35 PM
vibraphone3$50.002/19/2011 5:54:48 PM
supersarah61$50.002/19/2011 6:39:07 PM
wise-natural-return$25.002/19/2011 8:18:30 PM
MadHun$100.002/19/2011 8:59:00 PM
top-impressive-dinero$50.002/19/2011 10:53:53 PM
nevetsnosliw1$25.002/20/2011 12:03:24 AM
wise-spiritual-commitment$50.002/20/2011 12:49:29 AM
pubnat$25.002/19/2011 9:17:10 PM
friendly-market5$35.232/20/2011 4:21:31 AM
Ambassador$40.002/20/2011 5:45:09 AM
studious-bonus7$100.002/20/2011 5:59:08 AM
bonus-tent$25.002/20/2011 7:19:01 AM
dckpolo$50.002/20/2011 8:14:16 AM
godfather4u$50.002/20/2011 9:04:17 AM
gethsemane4$25.002/20/2011 9:59:19 AM
unclejaef$25.002/20/2011 10:14:11 AM
a275ranger$40.002/20/2011 11:55:18 AM
bill-expert$25.002/20/2011 12:30:42 PM
Maccs55$50.002/20/2011 1:03:29 PM
smilinguy$50.002/20/2011 12:39:23 PM
jump58$67.512/20/2011 12:42:30 PM
jakesworld$50.002/20/2011 2:18:39 PM
salegalaxy$25.002/20/2011 2:39:45 PM
Aleut$25.002/20/2011 3:04:21 PM
Arikos$50.002/20/2011 3:44:19 PM
wise-benjamins-fortress$25.002/20/2011 4:13:52 PM
1randyp$200.002/20/2011 4:32:15 PM
Isotope$25.002/20/2011 6:03:34 PM
magnetic-dedication3$25.002/20/2011 7:01:48 PM
wilmajean$25.002/20/2011 7:03:57 PM
nolahelper$25.002/20/2011 7:10:55 PM
investor_101$50.002/20/2011 8:53:51 PM
debone44$25.002/21/2011 12:24:01 AM
availableloan$25.002/21/2011 12:30:43 AM
the-silver-blaster$50.002/21/2011 1:13:18 AM
B-rad_the_Coug$25.002/21/2011 1:44:14 AM
jitster$50.002/21/2011 4:14:16 AM
revenue-youngster$25.002/21/2011 5:24:38 AM
SDSCorp$25.002/21/2011 5:08:52 AM
VPRLLC$25.002/21/2011 5:54:17 AM
velocity-amplifier9$50.002/21/2011 6:04:33 AM
goodhearted-gold3$50.002/21/2011 5:55:08 AM
tigerlady92$25.002/21/2011 6:25:56 AM
trident9$50.002/21/2011 6:09:40 AM
Tammy102800$25.002/21/2011 6:04:19 AM
charb57$50.002/21/2011 6:50:12 AM
Frenchynh$25.002/21/2011 7:03:50 AM
mebobeh$25.002/21/2011 7:10:23 AM
Insuredcash$50.002/21/2011 7:18:46 AM
vikings23$25.002/21/2011 7:40:36 AM
alwayson$25.002/21/2011 8:12:17 AM
independent-dollar$25.002/21/2011 8:12:37 AM
aztec$50.002/21/2011 8:18:11 AM
Sefotonga$25.002/21/2011 8:42:13 AM
point-shooter$50.002/21/2011 8:41:31 AM
momoney2lend$25.002/21/2011 8:50:10 AM
p2pcapitalgroup$50.002/21/2011 9:01:39 AM
Middleschoolmathteacher$50.002/21/2011 9:23:15 AM
blissful-openness8$25.002/21/2011 9:25:21 AM
mgking007$25.482/21/2011 9:21:52 AM
janetatucla$120.002/21/2011 9:27:54 AM
328 Investments
 
Borrower Payment Dependent Notes Series 493745
This series of Notes was issued and sold upon the funding of the borrower loan #47629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1996 Debt/Income ratio: Not calculated
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,000Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: wampum-omatic1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
hello loaner
Purpose of loan:
This loan will be used to.buy a newer used car

My financial situation: excellent
I am a good candidate for this loan because.I will pay off my loan less than 3 years


Monthly net income: $3,400.00
Monthly expenses: $2,000
House rent: $350.00
Insurance: $100.00
Car expenses:300.00
Utilities: $150.00
Phone, cable, internet: $85.00
Food, entertainment: $300.00
Cloth, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $
none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/28/2011 9:02:51 AM
loyalist1$100.002/28/2011 9:06:56 AM
Kaj$50.002/28/2011 9:06:43 AM
Finchy78$25.002/28/2011 3:02:11 PM
reflective-rupee$500.772/28/2011 11:33:01 AM
Bob450$25.003/1/2011 3:27:48 AM
umfan123$25.003/1/2011 12:55:59 PM
MadHun$200.003/1/2011 4:57:37 PM
squarebob$50.003/2/2011 6:15:25 AM
worthy-bid8$25.003/2/2011 8:01:51 AM
gold-blanket0$25.003/3/2011 6:55:21 PM
SFBank$100.003/3/2011 8:15:24 PM
commerce-renewal$100.003/3/2011 8:27:28 PM
point-sasquatch$25.003/4/2011 2:41:01 PM
beakerfish$100.003/4/2011 7:05:23 PM
compassion-paladin042$25.003/5/2011 8:46:32 AM
wwwUniversal$25.003/5/2011 3:29:06 PM
realtormoises$25.003/6/2011 5:56:17 AM
DreDub$50.003/5/2011 10:16:41 PM
Fonthill$50.003/6/2011 10:06:12 AM
soulful-truth$100.003/6/2011 5:41:21 PM
contract-lionheart$500.003/7/2011 12:30:00 PM
KarlMarx$25.003/7/2011 12:51:16 PM
IIP77$25.003/6/2011 9:26:32 PM
integrity-reformer$50.003/7/2011 9:17:33 AM
whartonmba$25.003/7/2011 10:07:28 AM
Tylerh$100.003/7/2011 4:52:17 PM
inspiring-reward$50.003/7/2011 4:57:54 PM
durability-mad-scientist4$50.003/7/2011 10:26:28 PM
GElender$25.003/8/2011 5:57:36 AM
finagler$25.003/8/2011 9:35:12 AM
rhin0cerx$50.003/8/2011 9:43:37 AM
seisen$50.003/7/2011 7:01:39 PM
note-sphinx$50.003/8/2011 7:11:06 AM
liberty-destiny3$25.003/8/2011 10:50:15 AM
AF-Chief$50.003/8/2011 11:22:02 AM
genius520$57.583/8/2011 11:36:23 AM
BinghamtonMBA06$25.003/8/2011 11:57:34 AM
panther757$25.003/8/2011 11:57:58 AM
graceful-investment$52.863/8/2011 12:00:17 PM
bnlforever$25.003/8/2011 12:01:59 PM
sensible-fund$50.003/8/2011 12:03:01 PM
turbolozano$25.003/8/2011 12:03:58 PM
gustavzantanon$38.453/8/2011 4:16:32 AM
kind-important-liberty9$25.003/8/2011 6:04:53 AM
treasure-bliss$50.003/8/2011 11:30:18 AM
peace-saber0$25.003/8/2011 11:56:51 AM
affluence-tomahawk$25.003/8/2011 11:57:07 AM
ezg$25.003/8/2011 11:57:22 AM
PittsburghMark$50.003/8/2011 11:58:08 AM
FlorinFlorin$35.003/8/2011 11:58:49 AM
Banker7371$25.003/8/2011 12:02:05 PM
oldmora$49.003/8/2011 12:02:17 PM
fund-web3$25.003/8/2011 12:02:31 PM
runner262$25.003/8/2011 12:03:33 PM
kulender$50.003/8/2011 9:22:18 AM
special-peso$50.003/8/2011 9:24:42 AM
new-ore-venture$100.003/8/2011 9:42:29 AM
hamster$26.723/8/2011 10:42:32 AM
orange-preeminant-bill$50.003/8/2011 11:36:15 AM
youthful-greenback3$25.003/8/2011 11:56:58 AM
aggresive-nickel2$25.003/8/2011 11:57:43 AM
investtor$25.003/8/2011 11:58:15 AM
newest-inspiring-power$25.003/8/2011 11:58:38 AM
tech310$50.003/8/2011 12:04:17 PM
greencat$50.002/28/2011 9:10:40 AM
competent-p2p$40.002/28/2011 9:15:40 AM
ingenious-deal6$25.002/28/2011 9:01:56 AM
simplelender80$200.002/28/2011 9:02:08 AM
Artist_Blue$25.002/28/2011 11:31:28 AM
SolarMoonshine$25.002/28/2011 6:02:37 PM
shmb6508$200.003/2/2011 10:43:23 AM
BradP$25.003/2/2011 6:18:04 PM
payment-gusto$25.003/4/2011 10:14:26 AM
integrity-doctor$100.003/4/2011 9:49:47 AM
orderly-leverage$100.003/4/2011 1:08:00 PM
jiggaman7$50.003/4/2011 1:45:22 PM
papaloha$25.003/5/2011 3:09:26 AM
desertoasis$25.003/5/2011 12:53:21 PM
the-profit-oracle$25.003/5/2011 3:08:42 PM
asiaratt$50.003/5/2011 6:23:14 PM
five-star-note$25.003/5/2011 5:54:05 PM
radforj22$25.003/5/2011 6:29:02 PM
Gibbyland$100.003/6/2011 1:41:22 PM
Cai8899$25.003/6/2011 8:41:31 AM
flwah$25.003/7/2011 3:51:25 AM
1phantom$25.003/7/2011 4:56:23 AM
SecondChanceLendingSERV$26.273/7/2011 10:22:47 AM
money-bauble$86.873/7/2011 11:27:12 AM
Turtlebear44$50.003/7/2011 1:06:21 PM
mri555$115.003/7/2011 1:11:44 PM
unassailable-fund$100.003/7/2011 9:57:00 AM
orderly-leverage$100.003/7/2011 5:42:26 PM
Miklot$25.003/7/2011 6:11:38 PM
all_of_that_one$35.003/7/2011 4:58:21 PM
peso-aggregator$25.003/7/2011 7:14:30 PM
whatreality$30.003/7/2011 10:47:29 PM
open-minded-deal$100.003/7/2011 5:01:21 PM
enchanted-note$25.003/8/2011 7:28:04 AM
leverage-monger$100.003/8/2011 10:23:14 AM
topper480$50.003/8/2011 8:31:12 AM
ekmendenhall$100.003/8/2011 8:36:08 AM
firsttouch1$500.003/7/2011 7:36:21 PM
Runegeld$25.003/8/2011 11:02:52 AM
hopeful-truth5$50.003/7/2011 8:40:20 PM
buyrite334$25.003/8/2011 11:12:05 AM
economy-beast$25.813/8/2011 11:23:50 AM
american-investor$25.003/8/2011 9:34:14 AM
nimble-economy863$25.003/8/2011 12:03:19 PM
smoothmoniker$25.003/8/2011 12:04:09 PM
power-companion7$100.003/8/2011 10:07:28 AM
shrewd-income$100.003/8/2011 5:35:11 AM
Mariner3605$25.003/8/2011 10:28:03 AM
FinanceEngine$25.003/8/2011 7:41:40 AM
Mark0135$25.003/8/2011 7:47:20 AM
cogent$47.853/8/2011 11:51:14 AM
assetmanager$25.003/8/2011 11:57:02 AM
banjot$50.003/8/2011 11:57:12 AM
Erikdbp$25.003/8/2011 11:57:28 AM
studio3d$25.003/8/2011 11:58:58 AM
flexible-diversification9$50.003/8/2011 11:59:54 AM
ingenious-diversification$25.003/8/2011 12:02:24 PM
shrewd-peace7$25.003/8/2011 12:02:36 PM
moola-monger9$63.023/8/2011 9:40:17 AM
finance-mushroom$39.943/8/2011 11:32:58 AM
treasure-generator$25.003/8/2011 11:56:39 AM
just21andy$50.003/8/2011 11:57:17 AM
balance-warrior$25.003/8/2011 11:58:25 AM
contract-boomerang$25.003/8/2011 11:58:44 AM
openness-confidant$50.003/8/2011 12:00:06 PM
130 Investments
 
Borrower Payment Dependent Notes Series 493967
This series of Notes was issued and sold upon the funding of the borrower loan #47634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1998 Debt/Income ratio: 17%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,720Stated income:$75,000-$99,999
Delinquencies in last 7y: 17 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: punctual-affluence3 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Peronsal Loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe 106,725 on my home and the FWV is 130,000 (conservative.) (Feb-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/16/2011 5:18:06 PM
SolarMoonshine$25.002/16/2011 5:19:31 PM
Kash2010lu$28.002/16/2011 5:25:27 PM
orderly-leverage$50.002/16/2011 5:25:48 PM
HamachiMan$50.002/16/2011 5:25:59 PM
musegaze$100.002/16/2011 5:27:36 PM
Artist_Blue$25.002/16/2011 5:28:57 PM
suave-dime6$25.002/16/2011 5:20:16 PM
profit-powerplant$25.002/16/2011 5:26:13 PM
genius520$100.002/16/2011 5:26:26 PM
jiggaman7$75.002/16/2011 5:28:07 PM
cash-reaction2$50.002/16/2011 5:27:44 PM
OrdiNance$50.002/16/2011 5:59:58 PM
jml3482$25.002/16/2011 11:39:13 PM
tech310$50.002/17/2011 12:59:38 AM
JJ9876$25.002/17/2011 10:02:16 AM
symbiosis$50.002/17/2011 10:04:36 AM
bessbird$50.002/17/2011 12:07:32 PM
Bob450$25.002/17/2011 12:44:07 PM
brmar$25.002/17/2011 6:49:52 PM
RMB-Investments$50.002/17/2011 7:56:41 PM
108lender$100.002/18/2011 8:03:39 AM
heavy_ax$25.002/18/2011 12:29:08 PM
orangetrust$100.002/18/2011 12:45:19 PM
liberty-destiny3$25.002/18/2011 2:16:45 PM
economy-producer$25.002/18/2011 7:19:42 PM
papaloha$25.002/19/2011 2:40:47 AM
the-profit-oracle$25.002/19/2011 9:24:11 AM
red-power-pecan$50.002/19/2011 10:11:38 AM
miked8303$25.002/19/2011 12:38:21 PM
ursus$50.002/19/2011 12:38:38 PM
money-bauble$100.002/19/2011 12:36:56 PM
hitsman$50.002/19/2011 12:38:14 PM
jhernand17$25.002/19/2011 12:38:20 PM
SDNLR$25.002/19/2011 12:38:31 PM
yield-aurora4$100.002/19/2011 12:38:17 PM
p123$25.002/19/2011 12:40:14 PM
jjswanso$50.002/19/2011 1:29:17 PM
LR_Biker$50.002/19/2011 3:23:53 PM
GrowTK$25.002/19/2011 5:04:40 PM
loss-of-control$25.002/19/2011 4:42:47 PM
ferocious-exchange3$50.002/19/2011 6:45:05 PM
randsenterprise$25.002/19/2011 7:23:55 PM
dckpolo$25.002/20/2011 8:14:27 AM
ingenious-interest1$50.002/20/2011 9:50:32 AM
fortytwo$50.002/20/2011 5:28:39 PM
Supermarine9$25.002/20/2011 6:03:39 PM
pound-puppy$33.062/20/2011 6:19:03 PM
bid-czar8$50.002/21/2011 3:03:51 AM
capital-halo1$500.002/21/2011 6:09:37 AM
Tikibarman$25.002/21/2011 6:55:17 AM
zone8$50.002/21/2011 6:45:22 AM
GCInvestments$26.672/21/2011 7:24:22 AM
momoney2lend$25.002/21/2011 8:29:41 AM
agalt$50.002/21/2011 9:46:08 AM
the-bid-sorcerer$50.002/21/2011 10:30:38 AM
tearsnstone$25.002/21/2011 10:24:12 AM
Azonic21$25.002/21/2011 10:54:38 AM
firewomin$50.002/21/2011 11:20:06 AM
gain-gourd$75.002/21/2011 11:43:54 AM
MissionMicroFinance$25.002/21/2011 12:40:20 PM
tuneman1980$25.002/21/2011 12:41:53 PM
ivadood$50.002/21/2011 12:52:54 PM
platytanz$25.002/21/2011 12:52:45 PM
j-lender$50.002/21/2011 1:06:09 PM
finance-mushroom$100.002/21/2011 1:19:43 PM
jigsaw$50.002/21/2011 1:32:38 PM
Finchy78$25.002/21/2011 2:07:22 PM
Fenix878$25.002/21/2011 2:10:06 PM
kindness-hickory5$50.002/21/2011 1:50:31 PM
tspyz$50.002/21/2011 2:19:52 PM
consummate-loyalty1$50.002/21/2011 2:34:01 PM
ddog0224$50.002/21/2011 3:25:09 PM
the-openness-rotation$50.002/21/2011 2:59:38 PM
simplelender80$200.002/16/2011 5:18:35 PM
UCLA4life$50.002/16/2011 5:25:24 PM
Jack55304$300.002/16/2011 5:26:49 PM
diplomatic-wealth7$25.002/16/2011 5:27:02 PM
incbx$50.002/16/2011 5:27:18 PM
irrelevant$50.002/16/2011 5:26:42 PM
Speculator$25.002/16/2011 5:28:30 PM
greencat$50.002/17/2011 7:07:01 AM
choss02$50.002/17/2011 9:45:54 AM
rockstar78$25.002/17/2011 1:26:22 PM
BooRadley$25.002/17/2011 8:10:19 PM
frogperson$100.002/17/2011 10:02:40 PM
Tylerh$100.002/17/2011 10:51:25 PM
reflective-rupee$100.772/18/2011 5:46:25 AM
GElender$25.002/18/2011 6:06:17 AM
ready-vigilance3$50.002/18/2011 1:56:22 PM
foxtrot12$100.002/18/2011 3:45:12 PM
rysil$50.002/18/2011 4:49:36 PM
the-discrete-income$50.002/19/2011 10:40:36 AM
the-silver-blaster$50.002/19/2011 11:08:42 AM
sensible-order2$100.002/19/2011 12:34:41 PM
commerce-web5$25.002/19/2011 12:38:16 PM
Steveoo1$25.002/19/2011 12:39:46 PM
finance-prescription$50.002/19/2011 12:39:16 PM
Leopoldine$25.002/19/2011 1:20:33 PM
GordoMG$50.002/19/2011 2:19:09 PM
Mariner3605$25.002/19/2011 3:44:11 PM
vibraphone3$50.002/19/2011 5:55:02 PM
supersarah61$25.002/19/2011 6:39:27 PM
bshunley$25.002/19/2011 7:53:49 PM
zone6$100.002/20/2011 12:10:21 AM
unclejaef$25.002/20/2011 10:14:01 AM
MrBailey$25.552/20/2011 3:55:05 PM
1randyp$100.002/20/2011 5:35:45 PM
0600Zulu$50.002/21/2011 12:58:04 AM
asiaratt$50.002/21/2011 2:39:11 AM
ronow22$50.002/21/2011 5:05:15 AM
Tammy102800$25.002/21/2011 5:59:35 AM
gala279$50.002/21/2011 6:35:49 AM
cgorry$25.002/21/2011 6:45:21 AM
kendallv$25.002/21/2011 6:55:34 AM
ITExec$100.002/21/2011 7:25:10 AM
Q9-X3$50.002/21/2011 7:40:40 AM
Preferred-Lender$25.002/21/2011 7:59:54 AM
order-maestro$25.002/21/2011 8:31:26 AM
point-kitten6$50.002/21/2011 8:49:30 AM
a-community-aficionado$25.002/21/2011 9:39:02 AM
auction-architect7$50.002/21/2011 9:31:38 AM
benefit-boots$25.002/21/2011 9:43:41 AM
moola-trumpeter$25.002/21/2011 10:49:49 AM
Pitufo$25.002/21/2011 11:50:16 AM
desrman$50.002/21/2011 12:04:47 PM
circuitfive$25.002/21/2011 12:12:53 PM
jbaum$40.002/21/2011 12:20:14 PM
green-thoughtful-yield$50.002/21/2011 12:21:59 PM
Importexport$300.002/21/2011 12:26:46 PM
IIP77$25.002/21/2011 12:41:24 PM
flwah$25.002/21/2011 12:41:57 PM
sappy02$25.002/21/2011 12:51:43 PM
inspiring-reward$150.002/21/2011 12:53:12 PM
CA-Lender$25.002/21/2011 1:07:34 PM
return-pumpkin7$25.002/21/2011 2:04:12 PM
moola-escalator$25.002/21/2011 2:19:54 PM
worldly-gold$50.002/21/2011 3:07:00 PM
cashbroker$70.952/21/2011 3:34:00 PM
principal-trombone$50.002/21/2011 3:14:08 PM
140 Investments
 
Borrower Payment Dependent Notes Series 494325
This series of Notes was issued and sold upon the funding of the borrower loan #47623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-23-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1997 Debt/Income ratio: 12%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $29,426Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: exec28 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down credit cards
Purpose of loan:
This loan will be used to.Pay down credit cards..

My financial situation:
I am a good candidate for this loan because...I have a good job and excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: why do you have public record? - p2ploan-sensation211
A: I had a misunderstanding with the State of New York a few years ago. They audited my tax return for a prior year and determined that I owed additional taxes. Since I had moved and the notices were sent to my old address. I did not find out about the audit New York took the matter to court. As soon as I received notice from the court I paid the amount in full. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.002/17/2011 5:40:21 PM
kyomoon$50.002/17/2011 5:38:51 PM
a-responsible-return$50.002/17/2011 5:56:57 PM
Pulchritudinous$25.002/17/2011 6:06:40 PM
organized-payment6$25.002/17/2011 6:08:29 PM
blot44$25.002/17/2011 6:07:28 PM
CBO-Enterprise$50.002/17/2011 6:12:40 PM
DukSerduk$25.002/17/2011 6:11:51 PM
meux99$25.002/17/2011 6:14:22 PM
jenkris$25.002/17/2011 6:13:49 PM
truth-image$50.002/17/2011 6:16:31 PM
KWarrior$50.002/17/2011 6:19:15 PM
hitsman$50.002/17/2011 6:18:26 PM
camaraderi-atmosphere$100.002/17/2011 6:21:03 PM
community-pipeline$25.002/17/2011 6:31:52 PM
exchange-pledge$100.002/17/2011 6:35:29 PM
Tylerh$100.002/17/2011 10:40:24 PM
orindalender$50.002/18/2011 6:50:29 AM
Phantom99$100.002/18/2011 10:12:38 AM
pie5678$30.002/18/2011 4:43:09 PM
restless-currency$50.002/18/2011 5:59:30 PM
bentonlending$25.002/18/2011 6:12:11 PM
radforj22$25.002/19/2011 12:36:27 PM
cebgop$25.002/19/2011 12:33:59 PM
indomitable-coin$50.002/19/2011 5:24:31 PM
money-aggregator7$25.002/20/2011 11:54:46 PM
ogmanny$50.002/21/2011 1:29:33 AM
jeffpac$50.002/21/2011 6:36:43 AM
tenacious-compassion9$25.002/21/2011 8:05:56 AM
Srijaya$25.002/21/2011 9:49:53 AM
rebellender$50.002/21/2011 10:04:52 AM
competent-p2p$50.002/21/2011 10:39:43 AM
GiftViftdotcom$25.002/21/2011 11:59:52 AM
1800porsche$25.002/21/2011 12:45:47 PM
cristy05$25.002/21/2011 1:06:18 PM
authoritative-loot$25.002/21/2011 1:16:27 PM
me2yu$50.002/21/2011 2:01:22 PM
best-ingenious-funds$25.002/21/2011 3:59:37 PM
Preteur$25.002/21/2011 4:20:59 PM
wrighco$25.002/21/2011 8:04:59 PM
availableloan$25.002/21/2011 8:22:23 PM
Graces$50.002/21/2011 11:18:56 PM
a-restless-dollar$75.002/22/2011 7:55:56 AM
mizount$25.002/22/2011 5:59:48 AM
lgs83$25.002/22/2011 12:22:40 PM
attractive-asset$100.002/22/2011 12:35:03 PM
evnagelist$50.002/22/2011 1:27:00 PM
LendGuy$50.002/22/2011 12:54:44 PM
hopeful-truth5$75.002/22/2011 4:43:25 PM
skuba$50.002/22/2011 5:00:23 PM
NighthawkFoo$50.002/22/2011 6:21:06 PM
reward-tamale1$25.002/22/2011 5:50:40 PM
108lender$27.782/23/2011 1:28:17 AM
versatile-commerce$25.002/22/2011 11:17:58 PM
yoyoclock$35.002/23/2011 3:05:07 AM
BaxterEvil$25.002/17/2011 6:00:23 PM
nimble-money0$25.002/17/2011 6:01:15 PM
don8ter$25.002/17/2011 6:11:02 PM
compoundinterest$50.002/17/2011 6:10:26 PM
youqianderen$50.002/17/2011 6:15:33 PM
benjamins-utopia$100.002/17/2011 6:17:28 PM
Brisket_Bob$25.002/17/2011 6:18:54 PM
axl163$25.002/17/2011 6:20:31 PM
the-upbeat-p2p$50.002/17/2011 6:29:14 PM
sk10023$25.002/17/2011 6:28:33 PM
choss02$50.002/17/2011 6:30:27 PM
BidDaddyBigBucks$25.002/17/2011 6:37:16 PM
damage$25.002/18/2011 10:11:33 AM
reflective-rupee$500.772/18/2011 5:11:57 PM
bowdish1$50.002/19/2011 3:10:49 AM
a-versatile-power$25.002/19/2011 4:40:12 AM
fallentimbers$25.002/19/2011 7:00:26 AM
wwwUniversal$25.002/19/2011 9:23:01 AM
rockstar78$50.002/19/2011 12:34:22 PM
Pickmar$25.002/19/2011 12:34:17 PM
velocity-solo$25.002/19/2011 12:37:55 PM
p123$25.002/19/2011 12:40:47 PM
Goodlender42$25.002/20/2011 9:49:49 AM
unrelenting-auction7$25.002/20/2011 6:24:35 PM
kindness-dessert$25.002/21/2011 1:29:11 AM
toronado$50.002/21/2011 8:39:49 AM
systematic-dollar9$25.002/21/2011 9:31:25 AM
BankingFamily$50.002/21/2011 12:45:28 PM
equitable-funds8$100.002/21/2011 1:47:59 PM
Fenix878$25.002/21/2011 2:09:09 PM
friendly-credit2$75.002/21/2011 5:52:09 PM
supersarah61$50.002/21/2011 7:39:16 PM
PayingItForwardPlease$84.002/21/2011 8:50:43 PM
balance-force$37.002/21/2011 11:05:34 PM
nuclearmoose$25.002/21/2011 8:34:31 PM
authoritative-capital$25.002/21/2011 10:29:41 PM
proud-gold9$50.002/22/2011 9:44:02 AM
resolute-return1$25.002/22/2011 12:03:12 PM
TikPmp1$25.002/22/2011 12:10:05 PM
triumphant-bonus$50.002/22/2011 12:35:12 PM
taal1$50.002/22/2011 12:54:23 PM
withfries2$50.002/22/2011 5:05:09 PM
skillful-treasure37$50.002/22/2011 5:49:51 PM
jonandmeg21$50.002/22/2011 5:45:20 PM
psanganee$25.002/22/2011 6:19:47 PM
vulgy$50.002/22/2011 7:58:00 PM
vfernandez1973$25.002/23/2011 2:08:48 AM
smallbizrule$25.002/23/2011 2:20:14 AM
blissful-penny$56.562/22/2011 10:42:22 PM
nikebootie$25.002/22/2011 11:07:35 PM
sandeepPR$25.002/23/2011 12:13:15 AM
commerce-broker$25.002/23/2011 7:02:43 AM
gallant-economy9$178.892/23/2011 8:43:00 AM
108 Investments
 
Borrower Payment Dependent Notes Series 494745
This series of Notes was issued and sold upon the funding of the borrower loan #47620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $202.97
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1993 Debt/Income ratio: 9%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 13 Current / open credit lines: 1 / 1Length of status:10y 8m
Amount delinquent: $3,494 Total credit lines: 47 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $151Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: best-dedication-shooter Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
t9132
Purpose of loan:
This loan will be used to...pay off small loans

My financial situation:
I am a good candidate for this loan because...I'm trying to build up my credit scores and pay off a few small loans


Monthly net income: $1800
Monthly expenses: $300
Housing: $808
Insurance: $175
Car expenses: $100
Utilities: $600
Phone, cable, internet: $134.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain your 17 delinquencies? - organic-treasure
A: I had enrolled into a debt settlement group. When I relized the account was not handled the way that it was explained, I had lost a lot of money and time on my account. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:44 PM
HamachiMan$50.002/18/2011 5:09:14 PM
macjp123$25.002/18/2011 5:09:55 PM
Tradesmanlender$35.002/18/2011 5:10:36 PM
incbx$50.002/18/2011 5:12:37 PM
liberty-society5$25.002/18/2011 5:12:42 PM
enthralling-deal180$100.002/19/2011 9:12:28 AM
bold-durability-drum$100.002/19/2011 9:13:34 AM
jdrez$25.002/19/2011 9:46:18 AM
Dutchhunter$50.002/19/2011 9:56:00 AM
worthy-truth$25.002/19/2011 9:55:40 AM
Byrd24$100.002/19/2011 1:55:44 PM
MadHun$100.002/19/2011 9:00:26 PM
FundMaker$25.002/21/2011 9:00:41 AM
inspiring-reward$50.002/21/2011 12:54:39 PM
shawnw2$25.002/21/2011 1:05:27 PM
Preteur$25.002/21/2011 4:20:22 PM
ashirey$50.002/22/2011 12:36:26 PM
TikPmp1$25.002/22/2011 12:11:22 PM
bullwink27$25.002/23/2011 6:45:48 AM
affluence-tycoon$50.002/24/2011 6:51:57 AM
treasure-bliss$50.002/24/2011 1:30:02 AM
credit-investor5$50.002/25/2011 1:08:11 PM
syounker$25.002/25/2011 9:35:29 AM
famous-bill$25.002/27/2011 5:06:12 AM
balance-computer9$50.002/28/2011 9:35:19 AM
reflective-gain$25.002/28/2011 9:34:21 AM
green-moola-platoon$50.002/28/2011 9:33:28 AM
p2p-renaissance7$100.002/28/2011 9:40:17 AM
kind-resolute-dough$25.002/28/2011 9:42:23 AM
deal-gazer$50.002/28/2011 12:21:57 PM
RusRobo$50.002/28/2011 5:17:03 PM
irrelevant$50.003/1/2011 3:39:07 AM
hope-hickory$25.003/1/2011 8:27:41 AM
PatRichi$25.003/1/2011 10:26:38 AM
finance_mba$25.003/1/2011 10:27:38 AM
SummaCapital$50.003/1/2011 10:56:50 AM
heroic-deal7$50.003/1/2011 11:43:02 AM
rbgnr111$25.003/1/2011 1:47:11 PM
interstellar$51.003/1/2011 2:39:02 PM
melodious-fairness$50.003/1/2011 3:14:57 PM
JKEnterprises$25.003/1/2011 4:36:25 PM
responsibility-wind6$200.003/1/2011 5:50:57 PM
ptjg$40.883/2/2011 1:24:10 AM
dollardave$100.003/1/2011 10:56:30 PM
engbusres$43.003/1/2011 8:32:23 PM
a-finance-nirvana$25.003/2/2011 2:07:22 AM
fcukciti$25.003/2/2011 3:46:14 AM
nunnie$25.003/2/2011 3:31:22 AM
TigerForce$25.003/2/2011 6:01:17 AM
useful-p2ploan$50.003/2/2011 7:11:37 AM
BU49er$25.003/2/2011 5:12:02 AM
InvestForWealth$25.003/2/2011 7:18:20 AM
goodhearted-gold3$50.003/2/2011 5:21:31 AM
Phantom99$50.003/2/2011 7:02:08 AM
worthy-bid8$50.003/2/2011 7:57:39 AM
grf1945$50.003/2/2011 7:07:46 AM
hawaiitechnical$25.003/2/2011 9:15:43 AM
mgraycfs$100.003/2/2011 9:31:06 AM
simplelender80$100.002/18/2011 5:06:16 PM
benjamins-utopia$100.002/18/2011 5:07:10 PM
competent-p2p$30.002/18/2011 5:12:26 PM
Tylerh$100.002/18/2011 5:11:43 PM
McGrufus$30.002/19/2011 9:21:47 AM
Ducatiman1978$25.002/19/2011 9:19:45 AM
miket71$40.832/19/2011 9:53:59 AM
asset-professor$25.002/19/2011 9:55:47 AM
chestnut4$25.002/19/2011 9:57:51 AM
econgineer$50.002/19/2011 10:37:15 AM
the-silver-blaster$50.002/19/2011 11:08:28 AM
gain-gourd$100.002/21/2011 12:03:17 PM
jbaum$40.002/21/2011 12:21:43 PM
radforj22$25.002/21/2011 12:50:11 PM
CA-Lender$25.002/21/2011 1:09:31 PM
kulender$100.002/21/2011 5:14:46 PM
meenan$50.002/21/2011 7:25:27 PM
powerful-finance7$25.002/22/2011 7:49:20 PM
Artist_Blue$25.002/23/2011 6:32:01 AM
SecondChanceLendingSERV$25.002/23/2011 7:16:13 AM
special-peso$50.002/23/2011 8:20:55 AM
friendly-market5$25.002/23/2011 3:51:41 PM
ultimate-payment$50.002/23/2011 7:53:01 PM
orange-preeminant-bill$50.002/24/2011 1:45:55 AM
don8ter$25.002/25/2011 1:29:44 AM
momoney2lend$25.002/25/2011 1:08:55 AM
careful-penny$25.002/26/2011 10:53:20 AM
successful-generosity$25.002/28/2011 9:45:57 AM
bigphish$50.002/28/2011 10:51:33 AM
richboy56$25.002/28/2011 9:52:52 AM
pythia$25.002/28/2011 10:58:17 AM
otto1939$50.003/1/2011 3:29:43 AM
authoritative-capital$25.003/1/2011 2:36:32 PM
inspired-investment8$100.003/1/2011 11:31:28 AM
jazzlender$25.003/1/2011 3:13:26 PM
treasure-pipeline$50.003/1/2011 2:36:45 PM
efficient-treasure0$25.003/1/2011 4:00:38 PM
creed99$25.003/1/2011 3:10:40 PM
velocity-solo$25.003/1/2011 3:11:48 PM
worker943$50.003/1/2011 3:52:48 PM
NYCFinancier$25.003/1/2011 5:12:01 PM
honorable-yield$25.003/1/2011 6:42:45 PM
SBT$50.003/1/2011 7:26:05 PM
Pu239$60.003/1/2011 6:08:27 PM
JDLN$25.003/1/2011 8:06:12 PM
skuba$50.003/2/2011 1:04:04 AM
wwwUniversal$25.003/2/2011 1:44:32 AM
rate-gravity$25.003/2/2011 2:04:28 AM
ttnk62918$25.003/2/2011 2:05:13 AM
power-secret-agent$25.003/2/2011 4:47:51 AM
BigLinCT$25.003/2/2011 5:16:03 AM
bluesheep$50.003/2/2011 6:06:31 AM
SimonHova$53.153/2/2011 5:46:27 AM
debt-force$25.003/2/2011 6:01:30 AM
pathcrx$25.003/2/2011 7:12:55 AM
tomoe$25.003/2/2011 7:59:55 AM
raisingophelia$25.003/2/2011 9:55:11 AM
wampum-chorus3$47.043/2/2011 10:51:00 AM
loyalty-sphinx5$154.103/2/2011 10:57:15 AM
LendingCentral$200.003/2/2011 9:23:05 AM
gold-blanket0$25.003/2/2011 9:52:05 AM
120 Investments
 
Borrower Payment Dependent Notes Series 495085
This series of Notes was issued and sold upon the funding of the borrower loan #47611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,200.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $282.18
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1979 Debt/Income ratio: 22%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,480Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: unequaled-reward5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
I would like to pay down a $9,000 credit card balance. The debt was incurred on a business venture that my wife & I are shutting down at the end of March, 2011.

I work for a family-owned real estate company. We own, manage, and invest in commercial properties in Westchester, NY (90,000 sf of buildings & close to 250,000 sf of land). My current gross income from wages & salary is $104,000. I have additional income from a residential property is California and a $250,000 investment. My wife & I live in a family-owned property in NYC.

Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/21/2011 5:04:26 PM
CashProvider$100.002/21/2011 5:05:10 PM
jenkris$25.002/21/2011 5:05:22 PM
youqianderen$50.002/21/2011 5:05:27 PM
sk10023$25.002/21/2011 5:05:42 PM
meux99$25.002/21/2011 5:05:24 PM
tenacious-compassion9$25.002/21/2011 5:05:59 PM
squarebob$25.002/21/2011 5:15:08 PM
Skulljocky$50.002/21/2011 9:11:19 PM
LendGuy$50.002/22/2011 12:55:07 PM
evnagelist$50.002/22/2011 1:27:22 PM
GiftViftdotcom$25.002/22/2011 5:04:54 PM
best-ingenious-funds$25.002/22/2011 5:05:10 PM
don8ter$25.002/22/2011 5:51:17 PM
sandeepPR$25.002/23/2011 12:14:37 AM
yoyoclock$35.002/23/2011 3:05:18 AM
indomitable-coin$50.002/23/2011 9:21:04 AM
wrighco$25.002/23/2011 4:06:27 PM
minista$25.002/23/2011 4:53:10 PM
networks4ever$25.002/24/2011 12:16:20 AM
bowdish1$50.002/25/2011 1:16:06 AM
jamschmidt$50.002/24/2011 9:47:29 PM
compoundinterest$28.732/25/2011 12:51:08 AM
velocity-solo$25.002/25/2011 1:48:55 AM
choss02$50.002/25/2011 8:07:16 AM
lastelias$25.002/25/2011 10:25:46 AM
syounker$25.002/25/2011 9:34:39 AM
RandyL3$25.002/26/2011 1:26:13 AM
a-exponential-hope$25.002/26/2011 6:36:15 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:25 AM
radforj22$50.002/27/2011 1:31:16 AM
windfall46$25.002/28/2011 10:11:55 AM
deal-gazer$50.002/28/2011 12:21:15 PM
kulender$50.002/28/2011 4:54:25 PM
Scrabble$50.002/28/2011 6:56:10 PM
Cheburashka$25.853/1/2011 2:29:56 AM
broosky2$25.763/1/2011 7:51:06 AM
MihirFromRedmond$25.003/1/2011 8:20:24 AM
brainy-repayment5$50.003/1/2011 10:57:38 AM
rate-rapture8$50.003/1/2011 11:49:08 AM
skuba$53.403/1/2011 4:00:22 PM
payment-freshmaker$50.003/1/2011 8:02:42 PM
MTLoans$25.003/2/2011 1:26:29 AM
dharma1$25.003/2/2011 8:53:00 AM
antlr$50.003/2/2011 8:50:16 AM
Rysterola82$50.003/2/2011 8:51:10 AM
justice-dna$35.003/2/2011 8:53:12 AM
BankingFamily$25.003/2/2011 8:49:43 AM
DadWarbucks$60.003/2/2011 8:49:55 AM
thedoctor$32.703/2/2011 8:53:06 AM
hope-hickory$40.033/3/2011 8:54:18 AM
dvandetta$50.003/3/2011 3:47:07 PM
SourDoughSteve$25.003/3/2011 3:54:11 PM
bigballer105$49.463/3/2011 3:55:08 PM
majestic-bill8$200.003/3/2011 11:36:16 AM
NumberThree$25.003/3/2011 1:35:14 PM
JaceSpade$25.003/3/2011 3:50:23 PM
Mantis75$25.003/3/2011 3:52:39 PM
T-L-B$35.003/3/2011 6:17:05 PM
otalon$50.003/3/2011 3:55:04 PM
investor_101$25.733/3/2011 3:55:14 PM
wormdc$25.003/3/2011 3:55:30 PM
RJN$25.003/4/2011 9:37:07 AM
mflawyer$25.003/4/2011 9:43:57 AM
Lou-Holtz$100.003/4/2011 10:21:33 AM
coolcreditor$100.003/4/2011 9:37:59 AM
brightest-dynamic-peace$25.003/4/2011 1:45:24 PM
Octavian315$35.003/4/2011 10:35:41 AM
the-platinum-entrepreneur$200.003/4/2011 12:43:37 PM
nicklds$50.003/5/2011 2:22:17 AM
BiggestG$25.003/5/2011 2:23:20 AM
LenderByDay$25.003/5/2011 2:27:44 AM
Marathoner$25.003/4/2011 5:33:37 PM
HunterSix$25.003/5/2011 2:52:13 AM
mistertao$25.003/4/2011 8:21:14 PM
Bank42$100.003/5/2011 6:25:22 AM
perlindc$57.753/5/2011 2:48:00 AM
YellowJacket$25.003/5/2011 3:13:28 AM
Emgolda$25.003/5/2011 11:37:02 AM
Katburg$39.583/5/2011 3:13:00 AM
myworld701$25.003/5/2011 12:43:15 PM
tolstoy00$25.003/5/2011 1:28:12 PM
Preferred-Lender$25.003/5/2011 9:57:11 AM
latestone$25.003/5/2011 2:05:20 PM
degster$25.003/5/2011 2:43:27 PM
cjames84$25.003/5/2011 10:16:28 AM
marwadi-62$25.003/5/2011 10:39:24 AM
fantastic-openness$100.003/5/2011 5:19:23 PM
engaging-worth$25.003/5/2011 5:38:56 PM
justalender$25.003/5/2011 1:28:20 PM
jazzlender$25.003/5/2011 2:37:50 PM
ChristopherHS$25.003/5/2011 2:30:07 PM
discrete-asset$25.003/5/2011 3:48:30 PM
transparency-giant$50.003/5/2011 6:23:26 PM
cash-merry-maker$25.003/5/2011 6:16:40 PM
blot44$25.002/21/2011 5:05:13 PM
KWarrior$50.002/21/2011 5:05:30 PM
nimble-money0$25.002/21/2011 5:04:37 PM
DukSerduk$25.002/21/2011 5:04:40 PM
kenji4861$25.002/21/2011 5:04:52 PM
CBO-Enterprise$50.002/21/2011 5:05:20 PM
orindalender$50.002/21/2011 5:05:40 PM
BidDaddyBigBucks$25.002/21/2011 5:05:47 PM
benjamins-utopia$100.002/21/2011 5:05:28 PM
community-pipeline$25.002/21/2011 5:05:32 PM
Tylerh$100.002/21/2011 5:05:34 PM
Preteur$25.002/21/2011 5:07:39 PM
thankful-nickel2$25.002/21/2011 7:35:13 PM
availableloan$25.002/21/2011 8:15:09 PM
nuclearmoose$25.002/21/2011 8:34:48 PM
authoritative-capital$25.002/21/2011 10:30:01 PM
top-epic-community$50.002/22/2011 12:22:15 PM
TikPmp1$25.002/22/2011 12:10:18 PM
ZackZoo$100.002/22/2011 5:37:20 PM
T-L-B$35.002/23/2011 10:00:32 AM
treasure-pipeline$50.002/24/2011 10:16:43 AM
efficient-treasure0$25.002/24/2011 9:36:13 PM
credit-investor5$50.002/25/2011 1:11:22 PM
wwwUniversal$25.002/26/2011 1:37:02 AM
cash-sensai2$50.002/26/2011 7:24:00 AM
ichibon$125.002/27/2011 6:11:10 PM
jm88162$50.002/28/2011 9:32:49 AM
kind-resolute-dough$50.002/28/2011 9:31:23 AM
bold-basis-supernova$35.532/28/2011 9:36:58 AM
reflective-gain$25.002/28/2011 9:47:33 AM
cablenews$50.002/28/2011 7:36:35 PM
life-is-great$50.003/1/2011 7:22:10 AM
saihu$50.163/1/2011 9:31:05 AM
dojo2$25.003/1/2011 11:10:01 AM
inspired-investment8$100.003/1/2011 11:32:14 AM
worthy-bid8$50.003/1/2011 12:16:12 PM
Josilot$50.003/1/2011 12:56:11 PM
astute-benjamins$25.003/1/2011 3:13:29 PM
whipone$25.003/1/2011 6:51:19 PM
Phantom99$100.003/2/2011 7:01:38 AM
Goodlender42$25.003/2/2011 8:49:18 AM
mattpet$25.003/2/2011 7:07:35 AM
passbook$25.003/2/2011 9:31:39 AM
commerce-voyager$25.003/2/2011 8:53:18 AM
BigGuyBank$27.773/2/2011 8:50:09 AM
cognizant-rate732$25.003/2/2011 8:53:17 AM
money-floret$50.003/2/2011 8:33:07 PM
108lender$124.263/2/2011 4:41:55 PM
thezfunk$25.003/2/2011 10:18:52 PM
astute-fairness0$50.003/2/2011 6:05:42 PM
malicea$27.913/3/2011 1:37:01 AM
octoberfresh$30.003/3/2011 1:54:43 AM
julijask$45.003/3/2011 1:55:17 AM
acropiloterau2002$25.003/3/2011 1:55:53 AM
value-pouch$50.003/3/2011 9:11:59 AM
Richmp412$25.003/3/2011 7:29:30 AM
Lotsofbears$25.003/3/2011 12:39:41 PM
first-peace-buddy$25.003/3/2011 3:42:09 PM
Sigonio$25.003/3/2011 3:52:14 PM
GAOGERAM_BANK$50.003/3/2011 10:10:33 AM
squarebob$75.003/3/2011 1:06:35 PM
Binan$25.003/3/2011 3:50:28 PM
afotherg$38.283/3/2011 3:55:12 PM
be_wise$25.003/3/2011 3:48:15 PM
subtle-revenue0$25.003/3/2011 3:55:46 PM
Havana21$200.003/3/2011 5:15:36 PM
revmax$30.593/4/2011 9:37:53 AM
focused-wampum$25.003/4/2011 9:41:01 AM
commerce-renewal$100.003/3/2011 8:26:14 PM
heerzaquestion$100.003/4/2011 11:49:13 AM
codavee$100.003/4/2011 9:38:45 AM
Sixmil$100.003/4/2011 9:36:23 AM
adhawan325$25.003/4/2011 9:37:57 AM
ManhattanLender$25.003/4/2011 1:29:35 PM
SARMAR$50.003/4/2011 11:37:51 AM
backflip$25.003/4/2011 3:40:31 PM
green-liberty-thunder$100.003/4/2011 4:08:53 PM
REITRUST$50.153/4/2011 12:41:10 PM
JanLal$50.003/4/2011 2:32:47 PM
MoneySiles$25.003/5/2011 2:19:40 AM
sajitk$25.003/5/2011 3:26:27 AM
platinum-exec1$100.003/4/2011 8:21:37 PM
theprince$200.003/4/2011 8:36:18 PM
rmachi$25.003/5/2011 2:08:43 AM
donloah$25.003/5/2011 3:13:11 AM
causr08$25.003/4/2011 11:41:14 PM
shadowflame_99$25.003/5/2011 10:56:54 AM
SeaLoans$25.003/5/2011 12:22:07 PM
a-responsible-return$100.003/5/2011 3:27:55 AM
RockCrown$25.003/5/2011 12:35:45 PM
MAJESTIC5$37.103/5/2011 12:43:19 PM
squarebob$150.003/5/2011 5:34:49 AM
keichi03$100.003/5/2011 2:30:30 PM
neenerman$50.003/5/2011 3:24:59 PM
mpactlender$25.003/5/2011 10:23:29 AM
fireboss$35.523/5/2011 12:33:49 PM
fairness-raker5$200.003/5/2011 4:39:31 PM
gjm6d$25.003/5/2011 5:20:13 PM
Supernick$50.003/5/2011 5:56:28 PM
paramjit$25.003/5/2011 12:35:54 PM
Natronpee$25.003/5/2011 12:41:22 PM
inforapenny$40.003/5/2011 2:30:55 PM
GWV2$50.003/5/2011 3:08:16 PM
zenchef$25.003/5/2011 1:22:16 PM
misit$25.003/5/2011 4:32:40 PM
RainMakers$25.003/5/2011 5:25:32 PM
market-socrates4$48.383/5/2011 6:28:12 PM
worth-victor6$25.003/5/2011 6:11:05 PM
moneytolend72$40.813/5/2011 6:18:18 PM
204 Investments
 
Borrower Payment Dependent Notes Series 495347
This series of Notes was issued and sold upon the funding of the borrower loan #47685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2003 Debt/Income ratio: Not calculated
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,192Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 106%  
   Homeownership: No  
Screen name: courteous-durability0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car loan help
Purpose of loan: Leasing a car
This loan will be used to... Lease a car

My financial situation:good
I am a good candidate for this loan because... I have a good track record paying bills on time.


Monthly net income: $2500
Monthly expenses: $700
Housing: $
Insurance: $
Car expenses: $
Utilities: $45
Phone, cable, internet: $85
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $110
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of car do you plan on leasing, and what will the lease payments be for the car? - loney_mender
A: I am looking to purchase a 1999 vw jetta. It is more beneficial if I buy a decent used car instead of having a monthly lease payment as well as having to pay for insurance.Paying for just the insurance on the car is a lot better. Buying out the vehicle allows me to pay back my prosper investers much quicker. Thanks for your question and consideration. (Mar-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/23/2011 9:02:42 AM
gelidfrank$25.002/23/2011 9:04:25 AM
ultimate-peace$500.002/23/2011 9:10:14 AM
investment-artist$25.002/23/2011 9:12:42 AM
SecondChanceLendingSERV$25.002/23/2011 11:23:28 AM
data2360$50.002/23/2011 11:26:09 AM
VJ_Financial$25.002/23/2011 9:34:40 AM
Nerdster1$25.052/23/2011 10:20:29 AM
droopie1$25.002/23/2011 11:59:38 AM
LKCGICG$25.002/23/2011 1:29:25 PM
restondoublek$25.002/23/2011 1:41:07 PM
first-serene-credit$25.002/23/2011 3:24:47 PM
CASHGIRL$25.002/23/2011 4:01:41 PM
SolarMoonshine$25.002/23/2011 5:19:16 PM
MarvintheMartian$25.002/24/2011 5:58:51 AM
treasure-pipeline$25.002/24/2011 10:22:43 AM
marketplace-meridian$25.002/24/2011 11:17:10 AM
Lubava$25.002/25/2011 7:19:30 AM
useful-camaraderi7$50.002/25/2011 11:55:06 AM
eboomer2611$25.002/25/2011 8:33:35 PM
sturdy-peace9$25.002/25/2011 11:28:36 PM
loss-of-control$25.002/26/2011 6:00:24 PM
LuvToLend$25.922/26/2011 11:14:45 PM
mighty-payout1$25.002/28/2011 1:21:21 PM
velocity-gala$100.002/28/2011 4:40:56 PM
Johnab$26.002/28/2011 8:42:35 PM
good4loan$25.003/1/2011 1:48:35 PM
Kqwik$25.003/3/2011 3:54:50 AM
payout-bridge$450.003/3/2011 12:26:25 PM
squarebob$25.003/3/2011 12:09:56 PM
tearingstar$25.003/3/2011 6:48:38 PM
SFBank$66.513/3/2011 7:59:23 PM
cunning-deal8$25.003/3/2011 8:53:34 PM
Rashanir$25.003/4/2011 9:29:55 AM
mclean_loaner$50.003/4/2011 5:27:53 PM
theprince$25.003/4/2011 8:41:08 PM
Ananya$25.003/4/2011 9:02:33 PM
desrman$8.423/5/2011 9:27:16 AM
Darin$90.543/5/2011 8:34:01 AM
CA-Lender$25.002/23/2011 9:04:18 AM
reflective-rupee$400.772/23/2011 9:19:42 AM
rockstar78$25.002/23/2011 1:41:33 PM
tech310$50.002/23/2011 12:31:38 PM
rysil$50.002/23/2011 1:41:09 PM
admirable-basis1$25.002/23/2011 1:41:06 PM
Leopoldine$25.002/23/2011 4:48:21 PM
affluence-tycoon$50.002/24/2011 6:57:29 AM
rate-sceptre$50.002/25/2011 8:37:16 AM
zorg77$25.002/25/2011 6:28:15 PM
top-vigilance-cheetah$234.542/27/2011 10:42:06 PM
nickel-hickory$25.002/28/2011 1:51:33 PM
supreme-hope$25.003/2/2011 1:09:44 AM
RSRAssociates$27.773/2/2011 10:32:03 AM
well-mannered-income3$30.003/2/2011 7:58:50 PM
SFBank$33.493/2/2011 6:45:22 PM
cash-raccoon$25.003/3/2011 7:29:18 AM
unforgettable-market3$100.003/3/2011 10:38:14 AM
commerce-renewal$100.003/3/2011 8:21:22 PM
openness-confidant$100.003/4/2011 1:58:48 PM
skillful-asset5$25.003/4/2011 12:33:14 PM
shrewd-income$100.003/4/2011 12:51:34 PM
mckhbnpc$30.003/4/2011 7:54:30 PM
zotzot$25.993/4/2011 7:01:22 PM
platinum-exec1$100.003/4/2011 8:26:48 PM
purpledog18$50.003/5/2011 8:36:47 AM
ryclsun$50.003/5/2011 8:37:29 AM
66 Investments
 
Borrower Payment Dependent Notes Series 495521
This series of Notes was issued and sold upon the funding of the borrower loan #47626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1995 Debt/Income ratio: 29%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:19y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $13,486Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: kind-treasure-cypress Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Friend
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I always pay back loans.


Monthly net income: $3,600
Monthly expenses: $1,100
Housing: $1,066
Insurance: $100
Car expenses: $400
Utilities: $170.00
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $288
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Helping a friend is kind of vague. More details please. - mri555
A: My friend is a young single mother of three. Her ex-husband is in prison. She has raised her children alone and she works very hard just to keep a roof over their heads and food on the table. She has one physical flaw that can be corrected through surgery I am attempting to raise the money necessary. She has no insurance. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.002/23/2011 5:05:20 PM
special-peso$50.002/23/2011 5:05:42 PM
platinum-scientist9$25.002/23/2011 5:12:08 PM
simplelender80$100.002/23/2011 5:01:55 PM
Tylerh$100.002/23/2011 5:03:55 PM
SolarMoonshine$25.002/23/2011 5:36:08 PM
parsec9$25.002/23/2011 11:58:34 PM
asset-professor$25.002/24/2011 1:44:07 AM
dedicated-diversification5$51.722/24/2011 1:45:43 AM
greencat$50.002/24/2011 7:27:04 AM
best-ingenious-funds$25.002/24/2011 9:31:42 AM
treasure-pipeline$25.002/24/2011 10:22:31 AM
mrxtravis$25.002/24/2011 5:06:44 PM
Bob450$30.002/25/2011 4:31:54 AM
droopie1$25.002/25/2011 9:39:40 AM
liberty-destiny3$25.002/25/2011 11:56:49 AM
the-discrete-income$100.002/25/2011 8:26:50 PM
chih2han$25.002/26/2011 9:51:33 AM
umfan123$25.002/28/2011 7:16:14 AM
ichibon$37.002/27/2011 5:42:34 PM
Ruckus888$50.003/1/2011 10:26:07 AM
Lubava$100.003/1/2011 3:49:14 PM
honorable-yield$25.003/1/2011 6:46:19 PM
velocity-motivator6$50.003/1/2011 7:22:12 PM
capital-halo1$41.263/2/2011 2:04:11 AM
Rogesparkguy$25.003/2/2011 6:31:23 AM
worthy-bid8$25.003/2/2011 8:01:08 AM
profit-powerplant$25.003/2/2011 1:52:15 PM
shmb6508$200.003/2/2011 10:42:43 AM
AlfinityBank25$25.003/2/2011 2:18:13 PM
Kaj$50.002/23/2011 5:05:33 PM
Azonic21$25.002/23/2011 5:04:09 PM
suave-dime6$25.002/23/2011 5:03:14 PM
orderly-leverage$100.002/23/2011 5:04:05 PM
irrelevant$25.002/23/2011 5:50:50 PM
CA-Lender$25.002/23/2011 5:04:51 PM
HamachiMan$50.002/23/2011 5:06:55 PM
tech310$50.002/24/2011 1:24:31 AM
Artist_Blue$25.002/23/2011 10:41:51 PM
affluence-tycoon$50.002/24/2011 6:57:17 AM
realtormoises$25.002/24/2011 5:04:13 AM
SecondChanceLendingSERV$25.002/24/2011 8:21:21 AM
sappy02$25.002/24/2011 8:03:18 PM
competent-p2p$35.002/24/2011 6:29:22 PM
rupee_power$25.002/25/2011 9:34:55 AM
FeedTheMachine$50.002/27/2011 9:41:53 AM
successful-generosity$25.002/28/2011 9:46:37 AM
wind183$100.002/28/2011 2:17:05 PM
jiggaman7$50.002/28/2011 5:06:03 PM
lend4life13$1,000.003/1/2011 6:46:57 AM
sjo1984111$33.003/1/2011 3:22:12 PM
MadHun$200.003/1/2011 4:57:02 PM
dollar-sonnet3$41.543/1/2011 6:20:58 PM
unfixer$25.003/1/2011 6:17:04 PM
debt-force$25.003/2/2011 6:02:12 AM
Reliance_Banker$45.203/2/2011 8:48:58 AM
kulender$100.003/2/2011 12:36:47 PM
famous-bill$25.003/2/2011 1:21:59 PM
maximus76$25.003/2/2011 1:30:53 PM
RSRAssociates$25.013/2/2011 11:48:13 AM
genius520$100.003/2/2011 12:37:41 PM
foxtrot12$100.003/2/2011 3:26:47 PM
Makingitrain$25.003/2/2011 1:25:34 PM
papaloha$25.003/2/2011 1:59:03 PM
Loanstou$35.273/2/2011 3:38:01 PM
65 Investments
 
Borrower Payment Dependent Notes Series 495739
This series of Notes was issued and sold upon the funding of the borrower loan #47655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,550.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $263.87
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2004 Debt/Income ratio: 35%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 14 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,780Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: relief98 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan needed
Purpose of loan:
This loan will be used to update the kitchen and bathroom in my home

My financial situation:
I am a good candidate for this loan because I have a solid credit history. I have owned a home for 4 years and have never missed a payment. I also have $20,000+ equity in my home.


Monthly net income: $3100.00
Monthly expenses: $2340.00
Housing: $540
Insurance: $300
Car expenses: $450
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Balance of the mortgage is currently $83265. Current market value according to zillow is between $107k-$112k. I should up the value about $10k once improvements are completed. There is no 2nd/heloc on the loan. (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/26/2011 12:02:00 PM
MarvintheMartian$25.002/26/2011 12:23:53 PM
loyalist1$100.002/26/2011 12:02:39 PM
Kash2010lu$25.002/26/2011 12:30:28 PM
favorite-commerce$50.002/26/2011 12:54:13 PM
loanman2007$175.002/27/2011 11:58:25 AM
competent-p2p$40.002/26/2011 2:42:31 PM
liberty-magnate$50.002/26/2011 10:14:14 PM
Nerdster1$25.052/27/2011 6:15:35 AM
hopeful-truth5$50.002/27/2011 8:06:02 PM
umfan123$25.002/28/2011 7:16:55 AM
kttalamo$25.002/28/2011 7:15:42 AM
Whipster$50.002/28/2011 9:45:40 AM
Artist_Blue$25.002/28/2011 11:31:59 AM
Astyanax$35.002/28/2011 11:52:47 AM
kind-important-liberty9$25.003/1/2011 1:52:53 AM
Bob450$25.003/1/2011 3:27:30 AM
innovator2$25.002/28/2011 8:33:39 PM
houli123$500.003/1/2011 7:53:45 AM
buffalobills$25.003/1/2011 8:21:27 AM
gothampark$25.003/1/2011 9:03:58 AM
1-HARD-HEAD$50.003/1/2011 11:49:50 AM
MadHun$200.003/1/2011 4:57:22 PM
beakerfish$100.003/1/2011 8:10:16 PM
zone6$100.003/2/2011 4:37:34 AM
debt-force$25.003/2/2011 6:02:59 AM
RSRAssociates$30.013/2/2011 11:49:44 AM
shmb6508$200.003/2/2011 10:43:15 AM
Lubava$50.003/2/2011 5:08:45 PM
well-mannered-income3$70.003/2/2011 7:53:08 PM
newest-investment-elevator$25.003/2/2011 4:47:08 PM
wonder3$25.003/2/2011 4:41:03 PM
bsmtloan$200.003/2/2011 7:09:41 PM
careful-note$50.003/3/2011 5:19:18 AM
shrewd-income$125.003/3/2011 6:18:03 AM
Requiem$25.003/3/2011 7:53:43 AM
houli123$568.673/3/2011 8:01:23 AM
DasMula$27.002/27/2011 12:59:16 AM
one-midas$50.002/27/2011 8:02:38 AM
simplelender80$150.002/26/2011 12:01:13 PM
Kaj$50.002/26/2011 12:02:29 PM
reflective-rupee$1,250.772/26/2011 12:50:01 PM
Wangchuk$50.002/26/2011 1:46:50 PM
SolarMoonshine$25.002/26/2011 5:17:59 PM
ingenious-deal6$25.002/27/2011 3:41:23 PM
ichibon$50.002/27/2011 5:41:48 PM
greencat$50.002/28/2011 7:19:11 AM
back-scratchers$25.002/28/2011 9:44:46 AM
orderly-leverage$100.002/28/2011 4:29:00 PM
ready-interest9$25.002/28/2011 4:31:30 PM
Yomain$60.002/28/2011 5:01:49 PM
Rogelio48$25.002/28/2011 7:47:22 PM
loss-of-control$150.002/28/2011 5:37:39 PM
FinanceEngine$25.003/1/2011 9:58:10 AM
benefit-position$37.303/1/2011 2:53:43 PM
FeedTheMachine$50.003/2/2011 1:45:09 AM
squarebob$200.003/2/2011 6:35:17 AM
worthy-bid8$25.003/2/2011 8:01:41 AM
rockhound84$25.003/2/2011 6:16:11 AM
leverage-monger$25.463/2/2011 8:53:41 AM
leverage-monger$30.003/2/2011 9:18:05 AM
market-pudding$25.003/2/2011 12:31:41 PM
PropertyInvest$25.003/2/2011 3:54:43 PM
BDS$25.003/2/2011 2:22:36 PM
Pakse$25.993/2/2011 1:59:37 PM
firsttouch1$500.003/2/2011 10:02:25 PM
CPAecs$25.003/2/2011 3:24:34 PM
Shining-Star$25.003/2/2011 10:45:11 PM
mammalian4$25.003/2/2011 6:53:39 PM
jiggaman7$50.003/2/2011 4:43:16 PM
balanced-balance6$30.003/3/2011 6:48:59 AM
cunning-compassion1$32.003/3/2011 6:47:49 AM
hard-working-gain2$37.753/3/2011 7:12:23 AM
73 Investments
 
Borrower Payment Dependent Notes Series 495815
This series of Notes was issued and sold upon the funding of the borrower loan #47653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1986 Debt/Income ratio: 19%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $643Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: kidinschool Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for short term help
Pay off our mobile home
Pay off the balance so we can transfer title. We sold the mobile home but did not get the full balance so we need to pay the rest.

My husband & I both have good jobs, but have dealt with 2 layoffs in the past 2 years. We will have a vehicle & child support pymts complete in a few months so our monthly cash flow will improve & we can pay this loan off sooner. We have tried 3 times to sell & finally found someone to purchase but could not sell for the full amount we owed.
I am a good candidate for this loan because...My husband and I are trying very hard to recover from the past couple of years, rebuild our credit and put ourself in a better financial situation.

Monthly net income: $ 4500
Monthly expenses: $
Housing: $1460
Insurance: $ 161
Car expenses: $1080
Utilities: $250
Phone, cable, internet: $260
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$150.002/26/2011 12:01:21 PM
vutah$25.002/26/2011 1:58:17 PM
suave-dime6$25.002/26/2011 12:02:05 PM
greencat$50.002/28/2011 7:26:32 AM
ingenious-deal6$25.002/27/2011 3:41:32 PM
worthy-bid8$25.003/2/2011 8:01:43 AM
careful-note$25.003/3/2011 5:19:19 AM
jiggaman7$50.003/3/2011 6:25:38 PM
gold-blanket0$25.003/3/2011 6:55:13 PM
commerce-renewal$100.003/3/2011 8:27:23 PM
debt-force$25.003/4/2011 12:46:45 PM
point-sasquatch$25.003/4/2011 2:04:53 PM
open-minded-p2p1$25.003/5/2011 10:26:24 AM
desertoasis$25.003/5/2011 12:53:02 PM
radforj22$25.003/5/2011 6:28:58 PM
the-profit-oracle$25.003/5/2011 3:08:26 PM
wwwUniversal$25.003/5/2011 3:28:57 PM
shrewd-peace7$25.003/5/2011 4:06:46 PM
asiaratt$50.003/5/2011 6:23:06 PM
social-conductor4$25.003/6/2011 9:01:17 AM
loyalist1$100.003/7/2011 8:17:34 AM
Gibbyland$50.003/6/2011 1:36:10 PM
whartonmba$25.003/7/2011 10:07:17 AM
rvfbroker$25.003/7/2011 4:31:32 PM
Diamond_Jim$50.003/7/2011 4:35:39 PM
beans53$25.003/7/2011 11:19:46 AM
careful-penny$25.003/7/2011 4:46:42 PM
Maetryx$47.003/7/2011 4:46:54 PM
Southern_Illinois_Girl$25.003/7/2011 4:47:00 PM
SirJev$50.003/7/2011 4:47:15 PM
credible-balance6$50.003/7/2011 4:53:25 PM
integrity-reformer$50.003/7/2011 9:17:30 AM
irrelevant$50.003/7/2011 4:35:32 PM
dough-bear$50.003/7/2011 4:35:41 PM
gimincorp$30.003/7/2011 4:36:09 PM
ursus$50.003/7/2011 4:36:34 PM
incbx$50.003/7/2011 4:38:17 PM
fighter122$25.003/7/2011 4:46:52 PM
orange-preeminant-bill$47.863/7/2011 4:50:30 PM
barefootpaul$35.003/7/2011 4:51:03 PM
amf$25.003/7/2011 4:53:17 PM
festeringsnot$25.003/7/2011 4:53:22 PM
ddog0224$50.003/7/2011 4:54:02 PM
wanna-help$50.003/7/2011 3:36:17 PM
affluence-tycoon$50.003/7/2011 4:33:58 PM
Pitufo$25.003/7/2011 4:34:33 PM
treasure-bliss$50.003/7/2011 4:34:57 PM
treasure-pipeline$25.003/7/2011 4:35:01 PM
DiabolicalGamer$25.003/7/2011 4:37:55 PM
bradania$25.003/7/2011 4:47:02 PM
worth-arch$25.003/7/2011 4:49:12 PM
bsh297$25.003/7/2011 4:51:42 PM
LimaGuy$40.003/7/2011 4:53:12 PM
moola-wildebeest3$50.003/7/2011 4:53:19 PM
genius520$100.003/7/2011 4:54:17 PM
Kaj$50.002/26/2011 12:02:36 PM
competent-p2p$40.002/26/2011 2:39:35 PM
ichibon$50.002/27/2011 5:41:57 PM
umfan123$25.002/28/2011 7:17:00 AM
Artist_Blue$25.002/28/2011 11:31:44 AM
orderly-leverage$100.003/1/2011 8:20:04 AM
MadHun$200.003/1/2011 4:57:24 PM
shmb6508$200.003/2/2011 10:43:17 AM
FeedTheMachine$50.003/2/2011 1:24:22 PM
codavee$100.003/4/2011 9:40:30 AM
i3urtonair$25.003/4/2011 9:56:53 AM
payment-gusto$25.003/4/2011 10:14:16 AM
Bob450$25.003/4/2011 1:41:14 PM
Tylerh$100.003/4/2011 1:43:28 PM
papaloha$25.003/5/2011 3:09:17 AM
compassion-paladin042$25.003/5/2011 8:46:29 AM
AF-Chief$50.003/5/2011 3:21:44 PM
five-star-note$25.003/5/2011 5:54:00 PM
jybank$100.003/6/2011 11:46:55 AM
DreDub$50.003/5/2011 10:16:33 PM
zigzagz03$25.003/6/2011 1:06:52 PM
Cai8899$25.003/6/2011 8:41:25 AM
flwah$25.003/7/2011 3:51:21 AM
1phantom$25.003/7/2011 4:56:17 AM
Fonthill$50.003/6/2011 10:06:08 AM
soulful-truth$100.003/6/2011 5:41:18 PM
dsnybnd$25.003/6/2011 9:08:00 PM
IIP77$25.003/6/2011 9:26:20 PM
unassailable-fund$100.003/7/2011 9:56:27 AM
money-bauble$100.003/7/2011 11:27:05 AM
ericb674$25.003/7/2011 4:07:22 PM
the-discrete-income$100.003/7/2011 4:34:59 PM
foxtrot12$100.003/7/2011 4:35:13 PM
thelovebug$50.003/7/2011 4:46:46 PM
MyKidsDad$25.003/7/2011 4:46:57 PM
ivy-league-MBA$25.003/7/2011 4:47:36 PM
elegant-loot$25.003/7/2011 4:50:35 PM
supersarah61$25.003/7/2011 4:53:14 PM
jubilant-auction5$25.003/7/2011 4:53:18 PM
mtquan$25.003/7/2011 4:53:57 PM
Turtlebear44$50.003/7/2011 1:02:47 PM
helpful-listing$50.003/7/2011 9:27:14 AM
proud-gold9$50.003/7/2011 4:31:34 PM
credit-investor5$50.003/7/2011 4:33:41 PM
deal-secret-agent$25.003/7/2011 4:35:44 PM
sweetlan$25.003/7/2011 4:36:19 PM
finance-mushroom$100.003/7/2011 4:36:31 PM
jarf$100.003/7/2011 4:36:40 PM
OCedHrt$25.003/7/2011 4:46:41 PM
GInBaghdad$25.003/7/2011 4:46:45 PM
mobius404$25.003/7/2011 4:47:04 PM
kulender$50.003/7/2011 4:48:23 PM
KMSB$50.003/7/2011 4:53:13 PM
Miklot$50.003/7/2011 4:53:21 PM
ultimate-payment$50.003/7/2011 4:53:43 PM
cognizant-wealth$50.003/7/2011 4:53:46 PM
worker943$50.003/7/2011 4:53:53 PM
Jack55304$300.003/7/2011 4:54:07 PM
KarlMarx$25.003/7/2011 12:51:12 PM
Ocean713$50.003/7/2011 4:33:50 PM
inspiring-reward$150.003/7/2011 4:34:41 PM
profit-powerplant$25.003/7/2011 4:35:40 PM
rickp$47.873/7/2011 4:46:23 PM
bullwink27$25.003/7/2011 4:47:23 PM
intuitive-velocity4$50.003/7/2011 4:49:16 PM
wtrboy$50.003/7/2011 4:53:20 PM
wayman$50.003/7/2011 4:53:41 PM
122 Investments
 
Borrower Payment Dependent Notes Series 495841
This series of Notes was issued and sold upon the funding of the borrower loan #47681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $205.04
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1989 Debt/Income ratio: 34%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:18y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,074Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: coin-tower6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements
Purpose of loan:
This loan will be used to purchase a new washer and dryer and a new laundry and utiltiy room to the second floor of home.

Financial situation:
We are a good candidate for this loan because we are hard workers and always work very diligently at paying off our debts on or before time. We are a good family and always very grateful and appreciative of everything that comes our way. This is our second propser loan, our fist was under the listing of Photoguru back in 2007-2010. We made every payment including paying the balance off 3 months early. I changed user name to my wife to get a better interest rate during the preliminary sign process.

Monthly net income: $6300 w/spouse
Monthly expenses:
Housing: $1512.00
Insurance: $132.00
Car expenses: $800.00
Utilities: $328.00
Phone, cable, internet: $130.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $920.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Our mortgage balance is about $145,000 and the 2nd home loan balance is about $24,000. A realtor told us recently they would list our house for between $179,500 - $182,500 as we have done a lot of work both inside and outside. (Mar-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
MadHun$100.002/27/2011 12:05:03 PM
SolarMoonshine$25.002/27/2011 1:26:26 PM
benjamins-utopia$100.002/27/2011 12:02:54 PM
simplelender80$100.002/27/2011 12:03:06 PM
Bank_Of_XL$50.002/27/2011 3:21:36 PM
Prosp_Lender$50.002/27/2011 4:12:30 PM
hope-lionheart1$35.002/27/2011 7:57:19 PM
kind-resolute-dough$25.002/28/2011 9:44:14 AM
StLME$75.002/28/2011 1:56:30 PM
thankful-nickel2$25.002/28/2011 5:51:42 PM
myworld701$25.003/1/2011 3:23:45 AM
Garnet123$25.003/1/2011 5:04:15 AM
brainy-repayment5$50.003/1/2011 5:11:54 PM
radforj22$25.003/2/2011 7:01:10 AM
squarebob$100.003/2/2011 6:24:59 AM
GALERXLoans$25.253/2/2011 8:15:37 AM
nickel-position$25.003/2/2011 12:04:10 PM
penny-finder$47.693/2/2011 12:37:17 PM
thrilling-nickel5$29.333/3/2011 4:51:10 AM
engaging-worth$25.003/2/2011 9:04:41 PM
enthralling-deal180$47.373/3/2011 2:29:58 AM
Johnab$25.003/3/2011 4:39:23 AM
bejfishing$25.003/3/2011 5:19:02 AM
loanman2007$50.003/3/2011 4:40:10 AM
balanced-balance6$25.003/3/2011 6:46:33 AM
lsx7$100.003/3/2011 1:31:38 PM
sensational-kindness$58.733/3/2011 1:07:10 PM
T-L-B$35.003/3/2011 7:34:17 PM
integrity-doctor$100.003/4/2011 10:12:59 AM
virgil12$100.003/4/2011 9:41:28 AM
MortgageeMarty$25.003/4/2011 11:17:07 AM
enchanted-yield4$100.003/4/2011 1:11:15 PM
jdrez$25.003/4/2011 6:42:30 PM
Imaginos1892$100.003/4/2011 6:29:25 PM
FWF-kinetic$100.003/4/2011 9:13:07 PM
auction-workhorse679$25.003/5/2011 7:33:56 AM
Moneypenny6$25.003/5/2011 7:40:41 AM
JustMee$25.003/5/2011 6:26:47 AM
primed$25.003/5/2011 9:29:56 AM
marwadi-62$82.003/5/2011 10:45:01 AM
MonkeyHero$46.403/5/2011 2:16:26 PM
zztopdog$50.003/5/2011 8:58:01 PM
psalms6612$25.003/5/2011 5:35:01 PM
koolhandwv$72.783/6/2011 6:02:45 AM
revenue-appraiser$25.003/6/2011 8:17:35 AM
blLending$25.003/5/2011 6:03:12 PM
TigerForce$25.003/5/2011 7:01:25 PM
GALERXLoans$35.003/5/2011 7:32:41 PM
UBOtto186$100.003/5/2011 9:10:59 PM
_NaLNaBB$200.003/5/2011 10:00:34 PM
verdiprr$100.003/6/2011 7:57:57 AM
eclicknsave$25.003/6/2011 12:08:31 AM
elvisloans$25.003/6/2011 7:48:27 AM
RiskAdverse$25.003/6/2011 7:56:51 AM
Azonic21$25.002/27/2011 12:06:10 PM
Tradesmanlender$35.002/27/2011 12:06:34 PM
BxRealtor$25.002/27/2011 12:03:18 PM
openness-viking$100.002/27/2011 9:37:03 PM
organized-payment6$50.002/27/2011 12:03:28 PM
HamachiMan$50.002/27/2011 12:07:33 PM
TikPmp1$25.002/27/2011 12:06:46 PM
MarvintheMartian$25.002/27/2011 2:13:37 PM
DasMula$27.002/27/2011 3:14:08 PM
vutah$25.002/27/2011 2:40:58 PM
cttarheel$50.002/27/2011 3:18:15 PM
competent-p2p$25.002/27/2011 5:27:06 PM
imdave4me$50.002/28/2011 11:41:59 AM
EmmaDog44$100.002/28/2011 10:06:57 AM
Nyarpy$25.003/1/2011 6:40:16 AM
padewy$25.003/1/2011 8:06:24 AM
NeemanuKotagoLending$25.003/1/2011 5:22:58 AM
selector568$50.003/1/2011 6:36:39 AM
dproxima$25.003/1/2011 4:58:23 PM
SOP_Bank$25.003/2/2011 6:00:23 AM
worthy-bid8$50.003/2/2011 8:00:00 AM
auctionator1$57.553/2/2011 1:15:42 PM
phaded$25.003/2/2011 3:06:28 PM
top-commerce-rumbler$50.003/2/2011 8:04:27 PM
4Horseman$50.003/2/2011 6:29:31 PM
kind-bid-genome$25.003/2/2011 10:11:42 PM
economy-structure9$25.003/3/2011 4:44:24 AM
bentonlending$50.003/2/2011 7:50:00 PM
gaiusceasar$25.003/3/2011 6:47:18 AM
888GoldIngots$25.003/3/2011 9:10:39 AM
Sol_Invictus$25.003/3/2011 7:57:12 AM
gold-sushi$25.003/3/2011 8:04:04 AM
market-pudding$25.003/3/2011 11:23:07 AM
bullwink27$25.003/4/2011 9:36:52 AM
important-ore$150.003/4/2011 3:20:58 AM
ManhattanLender$25.003/4/2011 1:30:01 PM
agalt$120.003/4/2011 1:30:36 PM
Hazlenut$50.003/4/2011 1:41:55 PM
kulender$100.003/4/2011 2:30:59 PM
Tylerh$100.003/4/2011 3:40:25 PM
the-revenue-demon$35.003/4/2011 4:25:03 PM
RyanTH9893$25.003/5/2011 4:29:21 AM
mammalian4$100.003/4/2011 7:02:13 PM
economy-cherry$27.003/4/2011 8:47:24 PM
Kyileo$25.003/5/2011 11:21:06 AM
squarebob$150.003/5/2011 5:48:01 AM
Bank42$100.003/5/2011 6:14:04 AM
RetirementMoney$100.003/5/2011 9:13:56 AM
cttarheel$25.003/5/2011 7:45:47 AM
hopeful-truth5$50.003/5/2011 7:49:46 AM
nashibaksi$25.003/5/2011 12:02:36 PM
Byrd24$100.003/5/2011 1:02:43 PM
Haribelle$25.003/6/2011 4:51:12 AM
ferocious-finance$25.003/6/2011 6:14:20 AM
UncleScroogeDMD$50.003/6/2011 7:26:44 AM
dynrep$100.003/5/2011 6:32:15 PM
superkitty$50.003/5/2011 8:18:20 PM
commitment-symphony9$35.003/5/2011 11:50:50 PM
circustab$100.003/6/2011 7:40:50 AM
equallender$76.903/5/2011 11:26:24 PM
colorfulgardener$25.003/6/2011 12:20:23 AM
unfixer$25.003/6/2011 2:24:13 AM
Long-term2040$25.003/6/2011 5:52:57 AM
ideal-economy$47.003/6/2011 8:37:31 AM
118 Investments
 
Borrower Payment Dependent Notes Series 496217
This series of Notes was issued and sold upon the funding of the borrower loan #47646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $95.26
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1996 Debt/Income ratio: 10%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,532Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: ace330 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Development
Purpose of loan:
This loan will be used to complete the last 10% of our website development. I will be financing the final $3000 of this project in order to preserve my chash reserves.

My financial situation:
I am a good candidate for this loan because my credit score is 790 and I fully intend to keep it that way. I have W2 income of $100,000. I also have a cash reserve of $40,000 that I am intending on maintaining. It is intended to be used incase of emergencies to satisfy any financial obligations I have. This loan will be repaid, period!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you describe the business that the website before, including how long it has been in operations and its current annual revenue and net income? - orange-impartial-asset
A: Hi. Thanks for the question. You can view our website at www.landlordtechnology.com. Among other services, we automate the rent collection process for landlords by automatically debiting rent payments from tenants and depositing them into the landlord's accounts. On the issue of company financials. I am not going to disclose them. I hope you can see that I am a great risk in terms of qualifying based on my personal financial information that I disclosed in the application. (Mar-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
MadHun$100.003/1/2011 9:03:44 AM
benjamins-utopia$50.003/1/2011 9:03:06 AM
simplelender80$100.003/1/2011 9:03:14 AM
Tradesmanlender$50.003/1/2011 9:04:24 AM
kander80$100.003/1/2011 9:20:16 AM
organized-payment6$50.003/1/2011 9:05:55 AM
JJ9876$25.003/1/2011 9:06:18 AM
KichigaiSensei$40.453/1/2011 10:17:59 AM
exchange-squirrel$25.003/1/2011 11:22:46 AM
thankful-nickel2$25.003/1/2011 4:20:39 PM
JSCALBco$29.333/1/2011 4:55:11 PM
bazaar-winner$25.003/1/2011 8:53:45 PM
felicity-loyalist0$25.003/1/2011 6:55:44 PM
swissbanker$25.003/1/2011 9:52:53 PM
cash-vault$25.003/2/2011 1:55:54 AM
tomdooley12520$25.003/2/2011 5:29:20 AM
squarebob$100.003/2/2011 4:57:31 AM
hopeful-truth5$50.003/2/2011 6:33:49 AM
worthy-bid8$50.003/2/2011 8:00:43 AM
ichibon$100.883/2/2011 7:16:40 AM
caring-hope2$50.003/2/2011 8:50:05 AM
cwegert$25.003/2/2011 9:20:39 AM
freetolive$25.003/2/2011 12:11:04 PM
power-cell$27.003/2/2011 1:24:50 PM
QuidProQuo4u$25.003/2/2011 12:42:37 PM
seahorse2008$25.003/2/2011 1:07:32 PM
radforj22$25.003/2/2011 1:13:39 PM
interstellar$51.003/2/2011 3:21:59 PM
gilbrear$25.003/2/2011 3:55:56 PM
engaging-worth$25.003/2/2011 9:00:34 PM
dontletmoneyfoolya$25.003/3/2011 9:10:51 AM
dime-vista2$25.003/3/2011 9:20:41 AM
penny-finder$34.723/3/2011 8:13:35 AM
Christophe$25.003/3/2011 8:35:36 AM
availableloan$25.003/3/2011 7:09:49 AM
Astyanax$40.003/3/2011 11:10:54 AM
bondhedger$25.003/3/2011 9:18:59 AM
truth-willow$25.003/3/2011 4:46:23 PM
kinetic-social$25.003/3/2011 2:30:49 PM
cwegert$25.003/3/2011 4:03:24 PM
tlawed$39.213/3/2011 5:16:38 PM
TikPmp1$25.003/1/2011 9:06:27 AM
ichibon$100.003/1/2011 9:07:57 AM
scrappy-bonus2$25.003/1/2011 9:04:43 AM
BxRealtor$25.003/1/2011 9:03:34 AM
RandyL3$25.003/1/2011 9:21:30 AM
macjp123$25.003/1/2011 3:15:44 PM
LiveNow$25.003/1/2011 4:02:12 PM
whipone$25.003/1/2011 6:51:54 PM
FundMaker$25.003/1/2011 6:13:52 PM
HamachiMan$25.023/2/2011 1:38:58 AM
zotzot$50.003/2/2011 6:50:49 AM
one-midas$50.003/2/2011 7:39:29 AM
slxvq$28.853/2/2011 8:22:34 AM
BronxBomber79$30.003/2/2011 11:28:23 AM
reflective-rupee$250.333/2/2011 3:18:38 PM
mbf2234$25.003/2/2011 6:05:15 PM
ultimate-commitment$50.003/2/2011 6:43:25 PM
loanman2007$75.003/3/2011 5:21:40 AM
888GoldIngots$50.003/3/2011 8:42:09 AM
depalma13$25.003/3/2011 5:05:37 AM
interest-fertilizer3$25.003/3/2011 5:35:41 AM
semanticprecision$113.793/3/2011 10:18:27 AM
debt-legend$25.003/3/2011 11:32:48 AM
squarebob$150.003/3/2011 11:05:52 AM
The_Loan_Runner$25.003/3/2011 1:58:38 PM
bankojerry$30.003/3/2011 5:11:21 PM
donnachka$25.003/3/2011 5:34:48 PM
AFairDeal$75.003/3/2011 6:00:29 PM
69 Investments
 
Borrower Payment Dependent Notes Series 496269
This series of Notes was issued and sold upon the funding of the borrower loan #47645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1989 Debt/Income ratio: Not calculated
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,090Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: fair-market7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
maxi
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What would you use this loan for? Also, why is your debt/income ratio not given? Thanks. - squarebob
A: Pay down credit card debt. Was not asked about debt to income ratio. (Mar-03-2011)
Q: Please describe the purposes of this loan. Thanks - reflective-rupee
A: Pay down credit debt. (Mar-03-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $298,305 mortgage balance. $380,000 market value (Mar-03-2011)
Q: How much of your income currently goes to paying off debt could? Could you show us your budget? - sensational-worth7
A: 43% Credit cards $7200 a year Auto payments $5400 a year Mortgage $20,340 (Mar-03-2011)
Q: what is your job/industry? thanks - shrewd-income
A: I am a financial advisor with MetLife. (Mar-04-2011)
5 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worthy-bid8$25.003/2/2011 5:29:55 PM
MadHun$200.003/2/2011 5:29:47 PM
DasMula$27.003/2/2011 6:53:45 PM
Kash2010lu$25.003/2/2011 5:08:28 PM
simplelender80$100.003/2/2011 5:28:35 PM
Artist_Blue$25.003/3/2011 6:09:17 AM
JustMee$25.003/3/2011 11:07:05 AM
market-pudding$25.003/3/2011 11:01:29 AM
FinanceEngine$25.003/3/2011 4:03:18 PM
well-mannered-income3$50.003/3/2011 4:38:31 PM
shrewd-income$50.003/3/2011 2:51:18 PM
supreme-hope$25.003/3/2011 1:48:15 PM
shrewd-income$100.003/3/2011 2:51:06 PM
loss-of-control$150.003/3/2011 6:06:06 PM
gold-blanket0$25.003/3/2011 6:55:58 PM
Lubava$45.353/3/2011 6:26:37 PM
openness-confidant$100.003/4/2011 2:17:58 PM
mammalian4$75.003/4/2011 11:07:49 AM
unforgettable-market3$100.003/4/2011 11:13:47 AM
ac787$25.003/4/2011 3:41:36 PM
worldly-gold$80.003/4/2011 8:20:23 PM
aprivatelender$100.003/4/2011 9:28:06 PM
pfh$25.003/4/2011 6:25:32 PM
rich329$25.003/5/2011 7:02:16 AM
Snoopylover$25.003/5/2011 2:41:56 AM
EBITDA$25.003/5/2011 2:36:22 AM
SkinnyFish$25.003/5/2011 6:22:20 AM
Whipster$25.003/5/2011 5:20:21 AM
peso-aggregator$100.003/5/2011 8:48:07 AM
calm-agreement4$25.003/5/2011 10:04:31 AM
Darin$100.003/5/2011 8:32:38 AM
bambampk$25.003/5/2011 10:36:45 AM
vulgy$16.993/5/2011 10:53:21 AM
SFBank$200.003/2/2011 6:40:10 PM
suave-dime6$25.003/2/2011 5:29:37 PM
competent-p2p$30.003/2/2011 6:55:53 PM
ingenious-deal6$25.003/2/2011 5:29:00 PM
greencat$50.003/3/2011 7:30:56 AM
reflective-rupee$250.333/2/2011 10:19:01 PM
loanman2007$100.003/3/2011 11:02:58 AM
liberty-magnate$25.003/3/2011 12:33:09 PM
reflective-rupee$750.333/3/2011 10:12:42 AM
kindness-launcher$3,000.003/3/2011 9:35:22 AM
Shining-Star$25.003/3/2011 4:07:32 PM
squarebob$250.003/3/2011 12:22:43 PM
mammalian4$25.003/3/2011 2:55:12 PM
hopeful-truth5$100.003/3/2011 6:40:02 PM
Rashanir$25.003/4/2011 9:30:25 AM
BranSam$100.003/4/2011 12:40:20 PM
shrewd-income$100.003/4/2011 12:57:41 PM
Kaj$50.003/4/2011 1:08:40 PM
aprivatelender$100.003/4/2011 9:27:16 PM
point-sasquatch$25.003/4/2011 2:41:55 PM
EarlyRiser$250.003/5/2011 2:19:07 AM
wojo$25.003/5/2011 6:50:45 AM
wonder3$25.003/5/2011 6:36:29 AM
auction-workhorse679$50.003/5/2011 7:21:07 AM
exact-peso2$25.003/5/2011 7:37:44 AM
paul1$25.003/5/2011 9:46:05 AM
gothampark$25.003/5/2011 8:50:14 AM
60 Investments
 
Borrower Payment Dependent Notes Series 496319
This series of Notes was issued and sold upon the funding of the borrower loan #47682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $261.87
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2005 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Military Officer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,261Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: pchampions Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 740-759 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
500-519 (Dec-2006)
(Mar-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Military guy needs a little help
Purpose of loan: Pay rent till I go on active duty.
This loan will be used to...Pay for my home until I start active duty pay.

My financial situation: Good, but just need a few months worth of help till I get to start working and serving.
I am a good candidate for this loan because...I have bee with Prosper since 2006. I have given many loans and have paid off two that I have taken. I have high credit and low credit card debt. I am finishing my masters degree and I begin active duty in June. This money will let me breath easy until then.


Monthly net income: $ 3,000
Monthly expenses: $ 2300
Housing: $ 1600
Insurance: $ 23
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $ 90
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $358.13.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
hidavehi$25.093/2/2011 9:01:20 AM
organized-payment6$50.003/2/2011 9:03:29 AM
Tradesmanlender$35.003/2/2011 9:04:45 AM
JJ9876$25.003/2/2011 9:04:57 AM
BxRealtor$25.003/2/2011 9:02:27 AM
credit-investor5$50.003/2/2011 9:05:45 AM
One1putt$50.003/2/2011 9:01:28 AM
TikPmp1$25.003/2/2011 9:05:10 AM
corporatejim$34.643/2/2011 10:30:09 AM
FL-Lender$25.003/2/2011 2:01:42 PM
Finchy78$25.003/2/2011 4:28:13 PM
shrewd-income$50.003/3/2011 6:30:24 AM
loanman2007$100.003/3/2011 5:24:26 AM
Firescreek$25.003/3/2011 5:47:49 AM
AFairDeal$75.003/3/2011 6:00:35 PM
important-ore$150.003/4/2011 3:21:34 AM
theloanfiller$25.003/3/2011 7:32:33 PM
mammalian4$100.003/4/2011 2:42:42 PM
CoolPlexer$25.003/5/2011 12:34:14 PM
superb-kindness2$100.003/5/2011 8:59:29 AM
radforj22$25.003/5/2011 8:41:13 AM
Byrd24$100.003/5/2011 12:58:55 PM
CSAworker$25.003/5/2011 1:50:19 PM
trapperdc$100.003/6/2011 7:20:12 AM
psalms6612$25.003/5/2011 5:29:34 PM
JGuide$208.053/5/2011 7:04:03 PM
hidavehi$26.003/6/2011 9:13:25 AM
Johnab$25.003/6/2011 6:35:03 AM
JPAW777$25.003/6/2011 2:28:49 PM
podosphero$66.373/6/2011 2:34:59 PM
gothampark$25.003/7/2011 4:29:12 PM
five-star-note$100.003/7/2011 8:43:43 AM
Ripsaw4U$50.003/7/2011 12:26:51 PM
debtcollector$75.003/7/2011 6:41:15 PM
Tylerh$100.003/7/2011 7:16:34 PM
bunnybear$25.003/8/2011 8:24:22 AM
hopeful-truth5$100.003/7/2011 8:48:28 PM
AustinAmerica$25.003/7/2011 9:56:13 PM
missoula$25.003/8/2011 12:23:17 PM
troile$121.493/8/2011 5:40:43 PM
sentry256$25.003/9/2011 7:30:00 AM
Jinja$100.003/9/2011 8:30:46 AM
basejump0$30.003/8/2011 9:56:18 PM
genuine-diversification5$25.003/9/2011 4:51:58 AM
trade-hyperdrive1$100.003/8/2011 7:31:01 PM
UCSBGAUCHOS$25.003/9/2011 9:38:23 AM
KlarthXVII$100.003/8/2011 8:27:48 PM
MoneyForNothing$14.843/9/2011 11:40:51 AM
truenorth5$113.763/8/2011 9:12:56 PM
cbivitz$100.003/9/2011 9:22:37 AM
Rulea72$65.993/9/2011 7:23:20 AM
TFAD72$25.003/9/2011 9:19:24 AM
simplelender80$100.003/2/2011 9:02:12 AM
investment-artist$25.003/2/2011 9:42:10 AM
MadHun$200.003/2/2011 9:02:52 AM
zotzot$100.003/2/2011 9:03:38 AM
benjamins-utopia$50.003/2/2011 9:02:01 AM
heroic-deal7$50.003/2/2011 9:43:42 AM
worthy-bid8$50.003/2/2011 9:45:11 AM
reflective-rupee$100.333/2/2011 10:21:50 AM
macjp123$25.003/2/2011 12:16:29 PM
competent-p2p$75.003/2/2011 11:17:36 AM
thankful-nickel2$25.003/2/2011 5:37:20 PM
Heatguy$50.003/2/2011 10:28:41 PM
ac787$25.003/2/2011 4:44:22 PM
bizzzond$66.013/3/2011 9:49:17 AM
orange-rapid-benjamins$25.003/3/2011 1:03:50 PM
reflective-rupee$150.333/3/2011 2:21:57 PM
kulender$100.003/4/2011 2:31:52 PM
JGuide$100.003/4/2011 3:46:26 PM
Brisket_Bob$150.343/4/2011 7:31:06 PM
jdrez$25.003/4/2011 6:31:50 PM
first-serene-credit$25.003/5/2011 6:25:04 AM
Stek7$25.003/4/2011 10:21:32 PM
therealjeremy$34.133/5/2011 7:23:06 AM
capital-star5$27.003/5/2011 7:57:47 AM
marwadi-62$100.003/5/2011 10:06:02 AM
economy-tuba7$100.003/5/2011 1:42:34 PM
frugalinvestor20$25.003/5/2011 9:28:59 PM
Bank42$100.003/6/2011 4:37:07 AM
zone6$84.413/6/2011 12:41:12 AM
Cai8899$40.003/6/2011 8:44:12 AM
JGuide$50.083/6/2011 7:31:55 AM
Lender404$25.003/6/2011 7:39:14 PM
Mrgiggleswic$100.003/7/2011 5:12:04 AM
reflective-rupee$250.333/7/2011 7:03:03 AM
Pickmar$25.003/7/2011 7:56:55 AM
green-liberty-thunder$100.003/7/2011 5:14:03 PM
beachliving29$30.003/7/2011 9:01:42 PM
lawstudent1$25.003/8/2011 6:36:05 AM
doopers$25.003/8/2011 6:54:57 AM
shrewd-income$50.003/7/2011 8:46:44 PM
Gold_Dolphins$100.003/7/2011 9:56:17 PM
Scotcha$100.003/7/2011 5:50:04 PM
power-companion7$100.003/8/2011 10:06:44 AM
SC2TX$200.003/8/2011 9:06:59 AM
revenue-sapling$25.003/8/2011 7:46:38 AM
compuguy8$25.003/8/2011 12:46:53 PM
yield-enlistment$52.413/8/2011 1:07:47 PM
new-ore-venture$200.003/8/2011 8:40:31 AM
enthralling-deal180$50.003/8/2011 11:34:21 AM
p2ploan-thinker7$100.003/8/2011 9:32:32 AM
patriot897$25.003/8/2011 6:33:21 PM
warew$52.103/8/2011 11:09:22 AM
sentimental-cash0$25.003/8/2011 9:11:13 PM
market-pudding$25.003/8/2011 5:33:04 PM
loan-kung-fu$200.003/9/2011 5:08:01 AM
nolahelper$25.003/9/2011 7:30:43 AM
nickel-ferret$100.003/9/2011 8:47:39 AM
elbastador$25.003/8/2011 5:11:27 PM
cash-prodigy1$43.483/9/2011 9:24:51 AM
well-rounded-dinero$141.823/9/2011 6:31:31 AM
careful-currency5$25.003/9/2011 7:55:17 AM
loan-kung-fu$300.003/9/2011 9:06:55 AM
mlb1$75.003/9/2011 4:33:07 AM
successful-economy5$50.003/9/2011 5:18:04 AM
martymaniaman$25.003/9/2011 6:04:47 AM
chameleon125$100.003/9/2011 6:25:55 AM
a-income-rocket$25.003/9/2011 8:31:50 AM
vigorous-moola$36.003/9/2011 9:32:53 AM
120 Investments
 
Borrower Payment Dependent Notes Series 496491
This series of Notes was issued and sold upon the funding of the borrower loan #47637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1989 Debt/Income ratio: 18%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:15y 0m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: goodhearted-bazaar1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hawkeye
Purpose of loan:
This loan will be used to...Debt consolidation

My financial situation: stable
I am a good candidate for this loan because...


Monthly net income: $ 2400
Monthly expenses: $2689
Housing: $999
Insurance: $160
Car expenses: $300
Utilities: $100
Phone, cable, internet: $280
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your stated expenses are in excess of your income - how much will this loan lower your monthly costs (I assume in the credit card category)? - zotzot
A: Yes this will lower my cost by $150. (Mar-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/4/2011 9:16:26 AM
MadHun$200.003/4/2011 9:23:08 AM
DHolly$50.003/4/2011 9:35:25 AM
loanman2007$50.003/4/2011 10:26:35 AM
ingenious-deal6$25.003/4/2011 9:20:46 AM
commerce-renewal$100.003/4/2011 9:24:42 AM
zippy-interest$25.003/4/2011 12:33:19 PM
realtormoises$25.003/4/2011 9:42:11 AM
barefootpaul$35.003/4/2011 10:09:54 AM
persevering$25.003/4/2011 1:00:51 PM
irrelevant$25.003/4/2011 1:06:20 PM
mrxtravis$25.003/4/2011 10:13:05 AM
joedeshon$25.003/4/2011 12:31:50 PM
PatRichi$25.003/4/2011 12:34:09 PM
pembull$50.003/4/2011 11:24:53 AM
ichibon$50.883/4/2011 12:46:18 PM
Malkial$25.003/4/2011 12:32:14 PM
inspiring-reward$100.003/4/2011 1:03:48 PM
Kreditorium$25.003/4/2011 12:33:26 PM
gain-gourd$52.483/4/2011 12:46:11 PM
gold-cluster$100.003/4/2011 5:36:27 PM
SFBank$250.003/4/2011 7:10:19 PM
wealth-samaritan2$26.853/4/2011 4:01:45 PM
techs$25.003/5/2011 2:26:24 AM
IIP77$25.003/5/2011 3:00:09 AM
loss-of-control$100.003/4/2011 6:47:59 PM
Ananya$25.003/4/2011 9:03:00 PM
EarlyRiser$250.003/5/2011 2:19:10 AM
Lubava$50.003/5/2011 6:37:23 AM
mmeyer_jr$25.003/5/2011 5:52:27 AM
Kash2010lu$35.003/4/2011 9:18:00 AM
suave-dime6$25.003/4/2011 9:22:49 AM
worthy-bid8$25.003/4/2011 9:23:15 AM
keeminn$50.003/4/2011 12:18:11 PM
jga516$25.003/4/2011 12:34:07 PM
gulch$50.003/4/2011 1:02:06 PM
reflective-rupee$700.333/4/2011 10:00:54 AM
bassman2$25.003/4/2011 2:03:53 PM
minddoc$25.003/4/2011 12:32:00 PM
greencat$50.003/4/2011 11:06:42 AM
competent-p2p$25.003/4/2011 11:40:31 AM
dedicated-diversification5$100.003/4/2011 12:45:09 PM
shrewd-peace7$30.003/4/2011 12:32:04 PM
gss_000$25.003/4/2011 12:32:18 PM
shrewd-income$100.003/4/2011 12:45:49 PM
kkcoolmom$50.003/4/2011 2:07:26 PM
sjo1984111$33.003/4/2011 6:55:14 PM
attractive-rate$25.003/4/2011 8:27:27 PM
point-sasquatch$25.003/4/2011 2:42:15 PM
taetrade$25.003/4/2011 2:53:39 PM
maccpro1$50.003/4/2011 10:46:07 PM
affluence-tycoon$50.003/4/2011 3:30:27 PM
Phatt-Daddy$36.463/5/2011 6:44:23 AM
53 Investments
 
Borrower Payment Dependent Notes Series 493428
This series of Notes was issued and sold upon the funding of the borrower loan #47670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1987 Debt/Income ratio: Not calculated
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,078Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: Perksunlimited Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to? pay off dentist bills, credit cards, and invest back into prosper to improve ratings

My financial situation: great, invest or save 50 % of my wife and my income.
I am a good candidate for this loan because, 860 fica score, home owner 23 years, invest, save, low debt ratio to income, id protection through life lock, live insured 350 k, roth accts, 401k accounts, severial bank accounts, always pay my bills.


Monthly net income: $5,500.00
Monthly expenses: $
Housing: $ 1280.00
Insurance: $ home 1,100. yr, auto 1,250. yr
Car expenses: $400.00
Utilities: $225.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 300. mo.
Clothing, household expenses: $ 0
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$200.003/3/2011 5:03:10 PM
Paddington922$25.003/3/2011 6:18:40 PM
randsenterprise$25.003/3/2011 5:04:52 PM
mammalian4$25.003/3/2011 7:55:02 PM
brainy-repayment5$75.003/3/2011 5:03:46 PM
Wangchuk$25.013/3/2011 5:55:59 PM
zotzot$150.003/3/2011 5:06:24 PM
favorite-commerce$50.003/3/2011 5:08:37 PM
JustMee$25.003/3/2011 5:59:23 PM
MarvintheMartian$25.003/3/2011 7:53:01 PM
DasMula$100.003/4/2011 9:36:24 AM
BuzzyBee336$28.903/3/2011 7:58:45 PM
Rashanir$30.003/4/2011 9:25:56 AM
exact-peso2$25.003/4/2011 10:31:35 AM
FinanceEngine$25.003/4/2011 10:46:01 AM
lotus6$37.003/4/2011 11:41:51 AM
duty-monger$50.003/4/2011 9:57:05 AM
wealth-multiplier$25.003/4/2011 10:09:58 AM
loanman2007$25.003/4/2011 10:16:22 AM
roadster199$25.003/4/2011 11:04:51 AM
funds-kingdom$56.533/4/2011 10:49:06 AM
payout-alien6$30.243/4/2011 12:06:07 PM
debt-force$25.003/3/2011 5:03:44 PM
commanding-income774$25.003/3/2011 5:03:51 PM
RecoveryLender$25.003/3/2011 6:47:48 PM
simplelender80$100.003/3/2011 5:02:26 PM
pathcrx$25.003/3/2011 6:56:34 PM
Tradesmanlender$35.003/3/2011 5:03:24 PM
squarebob$250.003/3/2011 5:04:39 PM
reflective-rupee$1,000.333/3/2011 5:06:45 PM
squarebob$200.003/3/2011 5:08:24 PM
benjamins-utopia$100.003/3/2011 5:02:25 PM
BxRealtor$25.003/3/2011 5:02:31 PM
SolarMoonshine$25.003/3/2011 5:16:40 PM
best-unbeatable-transaction$25.003/3/2011 5:24:32 PM
loss-of-control$50.003/3/2011 6:22:58 PM
zotzot$25.003/3/2011 5:24:30 PM
hopeful-truth5$100.003/3/2011 6:44:30 PM
wojo$25.003/4/2011 9:33:14 AM
zooom7$50.003/3/2011 7:15:43 PM
credit-missile$75.003/3/2011 7:20:44 PM
p2ploan-sensation211$50.003/3/2011 7:24:05 PM
competent-p2p$50.003/3/2011 8:16:26 PM
important-ore$150.003/4/2011 3:21:48 AM
starry2001$25.003/3/2011 8:32:56 PM
113121$50.003/4/2011 10:25:29 AM
loyalty-czar$43.383/4/2011 9:27:57 AM
mpatrick$25.003/4/2011 10:35:52 AM
power-secret-agent$50.003/4/2011 11:25:20 AM
loanman2007$200.003/4/2011 10:16:36 AM
TikPmp1$25.003/4/2011 10:28:08 AM
investment-seeker7$32.193/4/2011 10:11:45 AM
jimartin1$31.423/4/2011 11:54:44 AM
53 Investments
 
Borrower Payment Dependent Notes Series 494186
This series of Notes was issued and sold upon the funding of the borrower loan #47640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: 17%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:7y 1m
Amount delinquent: $149 Total credit lines: 29 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,730Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: lgeuther Borrower's state: Illinois Borrower's group: Debt Consolidators Unite!
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,998.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
680-699 (Feb-2010)
660-679 (Sep-2009)
660-679 (Aug-2009)
 
Principal balance: $2,457.06 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
new windows in home
Purpose of loan:
This loan will be used to...put new windows in my home, it will also pay off the other prosper loan

My financial situation:
I am a good candidate for this loan because...i am financially stable and up to date on all bills with no other loans other than my home


Monthly net income: $2500
Monthly expenses: $200
Housing: $200
Insurance: $40
Car expenses: $0
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Feyenoord$25.003/3/2011 9:09:00 AM
jhouman$25.003/3/2011 9:10:09 AM
reflective-rupee$375.333/3/2011 9:37:11 AM
DasMula$77.003/3/2011 10:02:10 AM
Nerdster1$25.053/3/2011 10:10:08 AM
simplelender80$150.003/3/2011 9:08:14 AM
Shining-Star$25.003/3/2011 10:30:00 AM
ingenious-deal6$25.003/3/2011 9:09:44 AM
squarebob$100.003/3/2011 10:37:39 AM
Astyanax$60.003/3/2011 11:13:48 AM
reflective-rupee$375.333/3/2011 9:37:36 AM
cash-queen$25.003/3/2011 12:01:37 PM
Payout_Assured$41.213/3/2011 12:32:37 PM
pound-ace$100.003/3/2011 12:33:49 PM
loyalist1$100.003/3/2011 9:08:49 AM
hidavehi$38.003/3/2011 9:18:54 AM
forthright-trade$25.003/3/2011 11:12:01 AM
squarebob$150.003/3/2011 11:21:59 AM
revenue-appraiser$25.003/3/2011 11:54:09 AM
cbivitz$250.003/3/2011 12:04:57 PM
djkaiser$25.003/3/2011 12:10:37 PM
unforgettable-market3$100.003/3/2011 10:34:01 AM
golffish2$100.003/3/2011 12:15:20 PM
MadHun$200.003/3/2011 9:11:04 AM
UCLA4life$50.003/3/2011 9:08:34 AM
payout-alien6$25.003/3/2011 10:37:35 AM
Aberdeen$4,000.003/3/2011 9:10:03 AM
market-pudding$25.003/3/2011 10:57:19 AM
HAWK-Investing$200.003/3/2011 11:25:20 AM
moola-monger9$50.003/3/2011 12:36:38 PM
LittleMingo$44.103/3/2011 9:52:06 AM
worthy-bid8$25.003/3/2011 9:11:11 AM
mrreynol$40.003/3/2011 10:35:37 AM
bonus-quark4$25.003/3/2011 9:48:19 AM
golffish2$100.003/3/2011 10:08:24 AM
mikeandcat$148.983/3/2011 12:54:44 PM
loanman2007$250.003/3/2011 10:59:59 AM
fairness-atmosphere$25.003/3/2011 11:13:43 AM
competent-p2p$50.003/3/2011 12:24:28 PM
39 Investments
 
Borrower Payment Dependent Notes Series 494296
This series of Notes was issued and sold upon the funding of the borrower loan #47651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,100.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $199.68
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1993 Debt/Income ratio: 19%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,997Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: contract-lava0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2010)
 
Principal balance: $6,125.47 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Refinance existing Prosper Loan
Purpose of loan:
This loan will be used to...pay off 1st Prosper loan at a lower rate. It makes sense financially.

My financial situation:
I am a good candidate for this loan because...I have a good job and have never missed a payment.


Monthly net income: $4718
Monthly expenses: $
Housing: $2250
Insurance: $485
Car expenses: $251
Utilities: $60
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $764
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Does your husband work now? - p2ploan-sensation211
A: Yes, my husband does work. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:38 PM
enthralling-deal180$100.002/17/2011 5:32:54 PM
sweety075$25.002/17/2011 5:39:38 PM
melodious-fairness$50.002/17/2011 5:44:32 PM
simplelender80$100.002/17/2011 5:45:47 PM
AFairDeal$75.002/17/2011 6:03:50 PM
dime-smasher5$25.002/17/2011 6:05:47 PM
ac787$25.002/17/2011 6:08:19 PM
don8ter$25.002/17/2011 6:23:27 PM
HamachiMan$50.002/17/2011 6:24:24 PM
macjp123$25.002/17/2011 6:26:58 PM
newest-funds-powerplant$50.002/17/2011 6:32:20 PM
Tradesmanlender$35.002/17/2011 6:38:00 PM
RyanTH9893$25.002/17/2011 6:58:55 PM
113121$50.002/17/2011 7:17:27 PM
theboat$25.002/18/2011 10:10:26 AM
reflective-rupee$25.772/18/2011 4:19:41 PM
labate$25.002/18/2011 5:40:16 PM
loanman2007$50.002/19/2011 3:36:25 AM
riv701$25.002/19/2011 7:52:23 AM
marketplace-cello5$25.002/19/2011 9:57:46 AM
engaging-worth$25.002/19/2011 11:35:29 AM
RJ-Pilot$50.002/19/2011 4:35:37 PM
MadHun$100.002/19/2011 8:59:39 PM
bid-czar8$100.002/19/2011 9:16:20 PM
agreement-bunny$25.002/20/2011 8:36:50 AM
Agent-S$25.002/20/2011 8:50:44 AM
Arikos$50.002/20/2011 3:45:01 PM
availableloan$25.002/21/2011 12:39:54 AM
rkhrdjp$25.002/21/2011 5:43:21 AM
Feyenoord$25.002/21/2011 7:06:56 AM
MoneyTree79$50.002/21/2011 7:18:22 AM
momoney2lend$25.002/21/2011 8:50:38 AM
Artist_Blue$25.002/21/2011 8:59:57 AM
LiveNow$25.002/21/2011 9:45:55 AM
rebellender$25.002/21/2011 10:05:50 AM
amlu1988$25.002/21/2011 10:27:07 AM
powerful-greenback2$25.002/21/2011 11:06:37 AM
jbaum$40.002/21/2011 12:20:37 PM
penny-motivator2$35.152/21/2011 12:32:29 PM
Go-Giver$25.002/21/2011 1:07:00 PM
trade-boots1$50.002/21/2011 2:12:02 PM
moola-escalator$50.002/21/2011 2:11:02 PM
Preteur$25.002/21/2011 4:19:33 PM
Astyanax$40.002/21/2011 4:45:10 PM
innocent-deal$50.002/21/2011 6:19:21 PM
blackfur$50.002/21/2011 6:55:06 PM
meenan$50.002/21/2011 7:24:44 PM
PayingItForwardPlease$200.002/21/2011 8:56:55 PM
credit-birch$60.002/21/2011 10:09:17 PM
dime-selector$25.002/21/2011 9:43:36 PM
OGS_Capital$25.002/22/2011 7:59:54 AM
Firescreek$25.002/22/2011 8:36:56 AM
wonderful-currency$50.002/22/2011 9:41:22 AM
JJ9876$25.002/22/2011 12:09:29 PM
TikPmp1$25.002/22/2011 12:10:55 PM
clickbrain$26.002/22/2011 12:15:18 PM
dime-revelry$25.002/22/2011 9:40:38 AM
geophreigh$25.002/22/2011 12:16:31 PM
top-epic-community$50.002/22/2011 12:21:09 PM
One1putt$50.002/22/2011 12:54:28 PM
special-rupee$35.002/22/2011 1:19:08 PM
stu6703$25.002/22/2011 1:45:31 PM
hidavehi$38.002/22/2011 5:25:54 PM
grnii78$100.002/22/2011 5:26:05 PM
investor_101$50.002/22/2011 5:52:07 PM
kmr2$100.002/22/2011 5:27:05 PM
orderly-leverage$100.002/22/2011 5:32:16 PM
fireman4$25.002/22/2011 6:30:20 PM
enchanted-yield4$50.002/22/2011 5:49:29 PM
powerful-finance7$25.002/22/2011 7:49:00 PM
KirosPOS$101.882/22/2011 9:56:59 PM
bullwink27$25.002/23/2011 5:28:53 AM
benjamins-utopia$50.002/17/2011 5:42:08 PM
vutah$100.002/17/2011 5:44:56 PM
BxRealtor$25.002/17/2011 5:49:13 PM
phaded$25.002/17/2011 6:11:42 PM
organized-payment6$50.002/17/2011 6:19:51 PM
irrelevant$50.002/17/2011 6:32:42 PM
sflash$25.002/17/2011 7:25:59 PM
Tylerh$100.002/17/2011 10:43:35 PM
investor-007$200.002/18/2011 9:37:59 AM
selector568$50.002/18/2011 10:09:48 AM
James_and_Tracy$50.002/18/2011 12:32:12 PM
GrayStudio$25.002/19/2011 2:39:11 AM
JGuide$26.012/19/2011 7:15:19 AM
spiff666$25.002/19/2011 8:39:10 AM
velocity-solo$25.002/19/2011 9:50:47 AM
radforj22$25.002/19/2011 11:39:03 AM
lendacity$25.002/19/2011 9:16:16 PM
principal-bull$25.002/20/2011 5:32:53 PM
B-rad_the_Coug$25.002/21/2011 1:44:11 AM
jeffpac$50.002/21/2011 6:44:58 AM
squarebob$50.002/21/2011 8:03:21 AM
2brotherslending$50.002/21/2011 8:40:22 AM
commerce-yeller$30.002/21/2011 8:25:02 AM
warew$100.002/21/2011 9:13:34 AM
RetirementMoney$25.002/21/2011 10:24:50 AM
blue-useful-auction$25.002/21/2011 11:40:43 AM
gain-gourd$100.002/21/2011 12:01:42 PM
shellstar$25.002/21/2011 12:44:48 PM
jigsaw$100.002/21/2011 1:32:18 PM
hopheadmike$25.002/21/2011 2:37:32 PM
penny-finder$45.002/21/2011 2:22:18 PM
best-ingenious-funds$25.002/21/2011 4:00:39 PM
flexible-fund6$50.002/21/2011 4:45:13 PM
bountiful-social$25.002/21/2011 6:28:07 PM
thankful-nickel2$25.002/21/2011 6:36:18 PM
bank-of-lomax$50.002/21/2011 7:07:54 PM
adir1$40.002/21/2011 5:59:54 PM
barefootpaul$35.002/21/2011 8:09:52 PM
buckyhead2000$25.002/21/2011 10:29:20 PM
Ripsaw4U$50.002/22/2011 1:09:41 AM
Max20$25.002/22/2011 9:54:30 AM
reasonable-capital4$25.002/22/2011 10:20:53 AM
DoctorJoe$25.002/22/2011 12:05:43 PM
ashirey$50.002/22/2011 12:33:56 PM
LendGuy$25.002/22/2011 12:55:33 PM
mtquan$25.002/22/2011 1:15:26 PM
authoritative-capital$25.002/22/2011 2:09:08 PM
trade-freshmaker$50.002/22/2011 1:35:38 PM
hopeful-truth5$100.002/22/2011 4:47:11 PM
EJF$100.002/22/2011 4:14:26 PM
myworld701$25.002/22/2011 4:59:54 PM
Srijaya$25.002/22/2011 5:12:05 PM
brightest-dynamic-peace$25.002/22/2011 5:52:46 PM
credit-bliss8$25.002/22/2011 5:52:39 PM
duckbill_1972$30.002/22/2011 7:26:14 PM
payment-silo$100.002/22/2011 7:48:19 PM
hope-hickory$25.002/22/2011 6:40:15 PM
Lend2006$30.002/22/2011 7:20:10 PM
proud-silver0$50.002/22/2011 8:19:22 PM
JustMee$25.002/22/2011 9:04:49 PM
greenback-guard$25.002/23/2011 2:43:14 AM
kbmarin$25.002/22/2011 11:22:54 PM
RandyL3$25.002/23/2011 2:08:53 AM
wwwUniversal$25.002/23/2011 2:34:02 AM
jazzlender$25.002/23/2011 2:34:26 AM
MoneyForNothing$2.192/23/2011 5:36:26 AM
139 Investments
 
Borrower Payment Dependent Notes Series 494770
This series of Notes was issued and sold upon the funding of the borrower loan #47642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $310.97
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1987 Debt/Income ratio: 25%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 21 / 21Length of status:2y 1m
Amount delinquent: $610 Total credit lines: 47 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $180,950Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: chachamama Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 83% ) 720-739 (Latest)
Principal borrowed: $14,000.00< 31 days late: 6 ( 17% )  
660-679 (Oct-2009)
680-699 (Feb-2008)
 
Principal balance: $598.84 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
An End to Credit Card Debt!
Purpose of loan: Wiping out credit card debt!
This loan will be used to...consolidate and pay off credit card debt

My financial situation: good and getting better
I am a good candidate for this loan because...Have excellent salary, well established in my industry, and solid debt elimination plan.


Monthly net income: $9,519
Monthly expenses: $
Housing: $1863
Insurance: $221
Car expenses: $280
Utilities: $155
Phone, cable, internet: $280
Food, entertainment: $225
Clothing, household expenses: $135
Credit cards and other loans: $1690
Other expenses: $425
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Care to explain the six late payments from your last loan. Answer publicly or I will not consider bidding on your loan. - jpblan11
A: Fair enough question - I had moved to another bank mid-loan term but kept the old bank just for purpose of the Prosper loan payments. Making transfers from new bank to old one before each payment due to be deducted at old bank. But during the last 18 months my mother became very ill and I had to leave town to attend to her in hospitals and finally hospice very often. And on several occasions I was late making the bank transfer from new to old in a timely way for my Prosper payment deduction (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/19/2011 12:02:05 PM
simplelender80$100.002/19/2011 12:01:37 PM
organized-payment6$50.002/19/2011 12:04:22 PM
Tylerh$100.002/19/2011 12:05:31 PM
macjp123$25.002/19/2011 9:16:26 PM
MadHun$100.002/19/2011 9:00:28 PM
availableloan$25.002/21/2011 12:38:26 AM
enthralling-deal180$75.002/21/2011 5:19:41 AM
LiveNow$25.002/21/2011 9:45:58 AM
meenan$50.002/21/2011 7:25:31 PM
debt_helper$25.002/21/2011 8:48:58 PM
TikPmp1$25.002/22/2011 12:11:25 PM
davez0r$25.002/23/2011 11:33:38 AM
friendly-market5$25.002/23/2011 3:51:44 PM
Artist_Blue$25.002/23/2011 6:01:05 PM
outofoffice$76.872/24/2011 7:35:51 AM
momoney2lend$25.002/26/2011 1:25:20 AM
don8ter$25.002/26/2011 1:41:05 AM
BaxterEvil$25.002/26/2011 9:01:47 PM
careful-penny$25.002/26/2011 10:53:24 AM
4est$25.002/26/2011 2:06:41 PM
bullwink27$25.002/27/2011 4:06:09 PM
CashBank$25.002/28/2011 9:08:08 AM
crw1950$35.612/27/2011 5:20:18 PM
enterprising-cash0$25.002/28/2011 10:26:14 AM
green-moola-platoon$50.002/28/2011 9:33:31 AM
reflective-gain$25.002/28/2011 9:34:24 AM
RusRobo$50.002/28/2011 5:17:05 PM
MonkeyHero$30.002/28/2011 10:41:01 PM
nhm$50.003/1/2011 9:32:10 AM
Chesterite$50.003/1/2011 8:56:20 AM
irrelevant$50.003/1/2011 11:13:13 AM
atlas100$25.003/1/2011 11:12:48 AM
ultimate-payment$50.003/1/2011 4:03:10 PM
bluefinch$25.003/1/2011 5:01:56 PM
NYCFinancier$25.003/1/2011 5:12:02 PM
SBT$50.003/1/2011 7:26:07 PM
melodious-fairness$66.283/2/2011 2:06:47 AM
nunnie$25.003/2/2011 3:31:25 AM
jazzlender$25.003/2/2011 1:45:51 AM
fcukciti$25.003/2/2011 3:46:15 AM
bluesheep$50.003/2/2011 6:06:32 AM
worthy-bid8$50.003/2/2011 7:57:42 AM
mgraycfs$100.003/2/2011 9:31:08 AM
authoritative-capital$25.003/2/2011 1:12:22 PM
zx12rider$25.003/2/2011 9:59:16 AM
dime-smasher5$25.003/2/2011 12:11:39 PM
Relevance$25.003/2/2011 11:51:06 AM
lender987654321$25.003/2/2011 7:57:31 PM
Bank42$50.003/3/2011 1:40:32 AM
celkram$50.003/2/2011 5:39:45 PM
intuitive-hope9$25.003/2/2011 6:23:19 PM
ptjg$50.003/3/2011 1:54:49 AM
ttnk62918$25.003/3/2011 2:26:59 AM
Aimvest$25.003/3/2011 9:47:02 AM
treasure-pipeline$50.003/3/2011 8:52:27 AM
five-star-euro3$50.003/3/2011 9:43:57 AM
bold-riveting-social$50.003/3/2011 9:43:02 AM
Barrayaran$25.003/3/2011 2:51:12 PM
theboat$25.003/3/2011 3:46:13 PM
MoNeYMaN5$25.003/3/2011 3:48:26 PM
harty$50.003/3/2011 2:40:26 PM
gallant-economy9$800.003/3/2011 4:10:17 PM
comet55$25.003/3/2011 5:06:08 PM
spiff666$25.003/3/2011 8:18:50 PM
valiant-liberty4$25.003/3/2011 6:00:47 PM
Havana21$25.003/3/2011 5:20:22 PM
tearingstar$45.003/3/2011 6:49:57 PM
LongIslandNerd$25.003/4/2011 9:35:54 AM
commerce-renewal$100.003/3/2011 8:25:03 PM
important-ore$150.003/4/2011 3:20:10 AM
integrity-trumpet$50.003/4/2011 10:17:08 AM
creed99$25.003/4/2011 8:32:26 AM
cordial-affluence2$50.003/4/2011 9:32:40 AM
Dragon4021$25.003/4/2011 12:16:34 PM
flexible-fund6$50.003/4/2011 10:09:14 AM
kedia$100.003/4/2011 9:54:36 AM
Manta_Rai$25.003/4/2011 1:10:58 PM
happy-yield$25.003/4/2011 1:25:00 PM
innocent-deal$50.003/4/2011 10:08:11 AM
moola-escalator$50.003/4/2011 10:08:51 AM
platinum-genetics$25.003/4/2011 10:17:57 AM
peso-genome$50.003/4/2011 1:55:47 PM
rneckfsu$25.003/4/2011 12:17:19 PM
michaelray703$50.003/4/2011 12:17:30 PM
enchanted-yield4$100.003/4/2011 1:09:42 PM
lenderrob$25.003/4/2011 1:30:06 PM
brightest-affluence-motivator$50.003/4/2011 1:56:00 PM
jdrez$25.003/4/2011 6:41:27 PM
chicagobear23$100.003/4/2011 8:16:07 PM
burgeoning-silver$25.003/4/2011 2:42:18 PM
Railbird$50.003/4/2011 4:33:46 PM
auctionator1$100.003/4/2011 5:22:13 PM
sweety075$25.003/4/2011 5:11:28 PM
LARRY4NY$25.003/4/2011 7:13:55 PM
AFairDeal$75.002/19/2011 12:03:04 PM
benjamins-utopia$100.002/19/2011 12:01:32 PM
HamachiMan$50.002/19/2011 12:04:39 PM
Tradesmanlender$35.002/19/2011 12:05:20 PM
vutah$25.002/19/2011 3:42:35 PM
Milonguero$100.002/20/2011 2:29:31 PM
principal-bull$25.002/20/2011 5:34:23 PM
Feyenoord$25.002/21/2011 7:10:33 AM
gpsgreg$40.002/21/2011 12:10:10 PM
gain-gourd$100.002/21/2011 12:03:22 PM
radforj22$25.002/21/2011 12:50:15 PM
Preteur$25.002/21/2011 4:20:26 PM
kulender$100.002/21/2011 5:14:51 PM
Scotcha$50.002/21/2011 5:12:43 PM
thankful-nickel2$25.002/21/2011 6:44:51 PM
JJ9876$25.002/22/2011 12:09:50 PM
ashirey$50.002/22/2011 12:36:30 PM
jbaum$35.002/22/2011 5:53:49 PM
powerful-finance7$25.002/22/2011 7:49:22 PM
SecondChanceLendingSERV$50.002/23/2011 7:39:00 AM
affluence-tycoon$50.002/24/2011 6:52:01 AM
credit-investor5$50.002/25/2011 1:08:13 PM
syounker$25.002/25/2011 9:35:32 AM
kind-resolute-dough$25.002/28/2011 9:42:26 AM
p2p-renaissance7$100.002/28/2011 9:40:18 AM
bigphish$50.002/28/2011 10:51:35 AM
brandall$100.002/28/2011 11:04:52 AM
deal-gazer$50.002/28/2011 12:22:00 PM
1SteelerFan$35.002/28/2011 4:04:09 PM
otto1939$50.003/1/2011 3:29:45 AM
PatRichi$25.003/1/2011 10:26:45 AM
finance_mba$25.003/1/2011 10:27:40 AM
dojo2$25.003/1/2011 11:09:28 AM
inspired-investment8$100.003/1/2011 11:31:34 AM
astute-benjamins$25.003/1/2011 3:09:22 PM
heroic-deal7$50.003/1/2011 11:42:50 AM
balance-computer9$50.003/1/2011 2:37:13 PM
coin-investor$25.003/1/2011 3:13:28 PM
bonus-quark4$25.003/1/2011 5:25:32 PM
wwwUniversal$25.003/2/2011 1:44:36 AM
a-finance-nirvana$25.003/2/2011 2:07:28 AM
debt-force$25.003/2/2011 6:01:31 AM
grf1945$50.003/2/2011 7:07:48 AM
Phantom99$50.003/2/2011 7:02:10 AM
useful-p2ploan$50.003/2/2011 7:11:38 AM
gold-blanket0$25.003/2/2011 9:52:26 AM
buukyak$25.003/2/2011 10:26:01 AM
Arikos$50.003/2/2011 12:16:27 PM
LongTail$25.003/2/2011 12:56:13 PM
velocity-solo$25.003/2/2011 1:11:32 PM
hope-hickory$25.003/2/2011 1:23:58 PM
riproaringrapids$25.003/2/2011 4:37:56 PM
TommyTucker$50.003/3/2011 12:47:59 AM
hopethisworks$50.003/2/2011 10:19:10 PM
metro457$25.003/3/2011 6:52:54 AM
gracej$25.003/3/2011 1:55:06 AM
ouyangers$25.003/3/2011 2:09:31 AM
thezfunk$25.003/2/2011 10:19:27 PM
honorable-durability0$50.003/3/2011 8:51:42 AM
the-charming-integrity$30.003/3/2011 6:56:09 AM
gold-sushi$25.003/3/2011 8:02:59 AM
GElender$50.003/3/2011 6:17:36 AM
pound-ace$50.003/3/2011 9:44:39 AM
greenback-professor5$50.003/3/2011 9:45:19 AM
Ripsaw4U$50.003/3/2011 8:53:35 AM
Astyanax$35.003/3/2011 11:25:51 AM
top-epic-community$50.003/3/2011 8:51:12 AM
skuba$50.003/3/2011 8:52:54 AM
BidDaddyBigBucks$25.003/3/2011 8:53:52 AM
deal-maple2$50.003/3/2011 8:56:36 AM
marketplace-ceasar$50.003/3/2011 11:44:29 AM
dignified-liberty5$25.003/3/2011 10:31:55 AM
squarebob$250.003/3/2011 12:47:54 PM
tranquil-revenue$50.003/3/2011 11:35:08 AM
fulfilling-investment4$25.003/3/2011 3:55:34 PM
MicroLender357$50.003/4/2011 10:18:10 AM
ranstlin$25.003/4/2011 10:24:38 AM
SummaCapital$50.003/4/2011 8:32:15 AM
jsnryn$25.003/4/2011 10:29:17 AM
loiosh$50.003/4/2011 11:21:09 AM
competent-p2p$101.003/4/2011 12:05:10 PM
codavee$100.003/4/2011 9:39:44 AM
special-dime5$25.003/4/2011 9:33:09 AM
lostontheedge$25.003/4/2011 9:36:42 AM
REITRUST$25.003/4/2011 12:38:22 PM
rebellender$25.003/4/2011 10:09:32 AM
brightest-dynamic-peace$25.003/4/2011 1:45:45 PM
Lou-Holtz$50.003/4/2011 10:28:21 AM
coolgenner$25.003/4/2011 10:34:04 AM
mammalian4$100.003/4/2011 11:00:51 AM
JanLal$25.003/4/2011 2:33:02 PM
SCTrojangirl$50.003/4/2011 4:20:44 PM
openness-confidant$100.003/4/2011 2:04:27 PM
TestClees$25.003/4/2011 7:06:25 PM
greenback-bull6$100.003/4/2011 3:35:16 PM
mistertao$25.003/4/2011 8:21:26 PM
kfi805$50.003/4/2011 5:18:46 PM
Tlk2drew$50.003/4/2011 8:01:15 PM
zotzot$100.883/4/2011 6:59:41 PM
theprince$75.003/4/2011 8:36:25 PM
195 Investments
 
Borrower Payment Dependent Notes Series 494902
This series of Notes was issued and sold upon the funding of the borrower loan #47675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1998 Debt/Income ratio: 16%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,243Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: paddle813 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PADDLE813
Purpose of loan: cosmetic surgery
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I have a proven track record to pay back my dept.


Monthly net income: $ 5800.00
Monthly expenses: $ 3000
Housing: $ 2042
Insurance: $224
Car expenses: $ own both vehicles
Utilities: $ 60.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please provide a brief job description. Thank you! - newest-funds-powerplant
A: My title is (HR) Asst Store Manager. I over see a 1.8 million dollar store in Cumming Ga. I hire, recruit and train roughly 200-400 hundred associates yearly. (Feb-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/20/2011 12:03:57 PM
organized-payment6$50.002/20/2011 12:06:28 PM
MadHun$100.002/20/2011 12:08:37 PM
vutah$50.002/20/2011 1:56:56 PM
firsttouch1$100.002/20/2011 3:06:45 PM
DasMula$27.002/20/2011 3:13:31 PM
the-silver-blaster$50.002/21/2011 1:13:54 AM
B-rad_the_Coug$25.002/21/2011 1:44:04 AM
happyinvallarta$50.002/21/2011 4:58:54 AM
enthralling-deal180$50.002/21/2011 5:23:44 AM
yield-museum$57.482/21/2011 7:45:27 AM
aganippe$50.002/21/2011 7:59:45 AM
FundMaker$25.002/21/2011 8:51:41 AM
CA-Lender$25.002/21/2011 1:09:34 PM
Preteur$25.002/21/2011 4:20:36 PM
thankful-nickel2$25.002/21/2011 7:48:11 PM
TikPmp1$25.002/22/2011 12:11:30 PM
rvirk$50.002/22/2011 5:01:10 PM
Peterman$25.002/22/2011 7:23:32 PM
elvisloans$25.002/23/2011 6:28:24 AM
platinum-scientist9$25.002/23/2011 6:53:56 AM
engaging-worth$25.002/24/2011 4:55:12 PM
RandyL3$25.002/25/2011 1:25:07 AM
careful-penny$25.002/26/2011 10:53:33 AM
gristle_mcthornbody$25.002/26/2011 3:34:36 PM
lukeskywalkerkp$28.642/26/2011 3:15:23 PM
BaxterEvil$25.002/26/2011 9:01:52 PM
durable-investment8$31.132/27/2011 8:31:50 PM
mcs99$100.002/28/2011 7:44:20 AM
green-moola-platoon$50.002/28/2011 9:33:36 AM
pythia$25.002/28/2011 11:00:53 AM
brandall$100.002/28/2011 10:05:33 AM
Hola_James$30.002/28/2011 10:04:26 AM
imdave4me$50.002/28/2011 11:29:30 AM
RusRobo$50.002/28/2011 5:17:09 PM
PalmettoInvestor$25.002/28/2011 6:23:25 PM
momoney2lend$25.002/28/2011 5:04:41 PM
auction-outpost$150.002/28/2011 5:53:16 PM
otto1939$50.003/1/2011 3:29:54 AM
Garnet123$25.003/1/2011 5:05:46 AM
theloanfiller$25.003/1/2011 7:51:13 AM
phchristensen$50.003/1/2011 9:27:46 AM
dojo2$25.003/1/2011 11:09:45 AM
Grandmahoneybee$50.003/1/2011 11:52:43 AM
brainy-repayment5$50.003/1/2011 10:57:31 AM
astute-benjamins$25.003/1/2011 3:10:52 PM
jbaum$40.003/1/2011 2:38:31 PM
fairness-raker5$50.003/1/2011 2:50:52 PM
investment-cluster$25.003/1/2011 3:27:39 PM
Dskillz$35.003/1/2011 7:20:40 PM
jmss$52.003/1/2011 8:30:53 PM
SBT$50.003/1/2011 7:26:12 PM
mammalian4$25.003/2/2011 2:05:40 AM
ScottCapital$25.003/2/2011 5:21:18 AM
wwwUniversal$25.003/2/2011 1:44:45 AM
fishcreek$25.003/2/2011 1:55:18 AM
wampum-chorus3$47.643/2/2011 6:38:37 AM
useful-p2ploan$50.003/2/2011 7:11:41 AM
crw1950$36.803/2/2011 4:59:04 AM
InvestForWealth$25.003/2/2011 7:28:13 AM
zotzot$100.003/2/2011 5:42:26 AM
debt-force$25.003/2/2011 6:01:32 AM
greenback-museum$25.003/2/2011 6:52:14 AM
squarebob$50.003/2/2011 8:33:19 AM
ichibon$150.883/2/2011 7:31:36 AM
Phantom99$50.003/2/2011 7:02:14 AM
rss197$25.003/2/2011 9:31:07 AM
Joshua418$224.873/2/2011 12:26:06 PM
dedication-galaxy$50.003/2/2011 10:15:52 AM
gold-blanket0$25.003/2/2011 9:52:37 AM
mpatrick$25.003/2/2011 10:26:23 AM
the-cash-allotment$25.923/2/2011 10:43:14 AM
BxRealtor$25.002/20/2011 12:04:53 PM
HamachiMan$50.002/20/2011 12:06:49 PM
simplelender80$100.002/20/2011 12:04:37 PM
Tradesmanlender$35.002/20/2011 12:07:20 PM
Tylerh$100.002/20/2011 12:07:40 PM
SolarMoonshine$25.002/20/2011 2:02:43 PM
JustMee$25.002/20/2011 3:58:12 PM
felicity-loyalist0$25.002/20/2011 6:25:59 PM
reflective-rupee$150.772/20/2011 7:38:26 PM
competent-p2p$75.002/20/2011 7:53:29 PM
investment-artist$25.002/21/2011 8:41:53 AM
Azonic21$25.002/21/2011 10:55:30 AM
Scotcha$50.002/21/2011 11:30:52 AM
gain-gourd$100.002/21/2011 12:03:32 PM
radforj22$25.002/21/2011 12:50:22 PM
penny-finder$30.002/21/2011 1:34:52 PM
ONECENTATATIME$26.002/21/2011 2:19:38 PM
kulender$100.002/21/2011 5:15:02 PM
ValyaLibra01$50.002/21/2011 6:09:37 PM
meenan$50.002/21/2011 7:25:41 PM
mgking007$25.002/21/2011 9:33:01 PM
cash-tent$27.162/21/2011 11:48:44 PM
ValyaLibra01$25.002/22/2011 3:56:39 AM
loanman2007$100.002/22/2011 11:36:49 AM
credit-observatory$25.002/22/2011 6:26:24 PM
myworld701$25.002/23/2011 2:11:07 AM
powerful-finance7$25.002/22/2011 7:49:27 PM
bullwink27$25.002/23/2011 6:45:55 AM
SecondChanceLendingSERV$50.002/23/2011 7:28:53 AM
terrific-return$50.002/23/2011 8:56:04 AM
QuidProQuo4u$25.002/23/2011 11:33:22 AM
friendly-market5$25.002/23/2011 3:51:56 PM
StrongMonty$35.372/23/2011 10:26:50 PM
greenback-ally$50.002/23/2011 9:06:41 PM
Artist_Blue$25.002/24/2011 6:06:30 AM
affluence-tycoon$50.002/24/2011 6:52:06 AM
credit-investor5$50.002/25/2011 1:08:20 PM
AM2171$30.002/25/2011 3:52:10 PM
BigGuyBank$27.772/27/2011 10:36:22 AM
credit-coach118$40.002/26/2011 2:26:42 PM
AK49-JW$30.002/26/2011 4:02:16 PM
coloradocash$50.002/26/2011 7:13:26 PM
Shamrock731$25.002/27/2011 12:32:33 PM
kind-resolute-dough$25.002/28/2011 9:42:31 AM
Littlepeng$25.002/28/2011 7:42:38 AM
reflective-gain$25.002/28/2011 9:34:30 AM
bigphish$50.002/28/2011 10:51:41 AM
p2p-renaissance7$100.002/28/2011 9:40:21 AM
enterprising-cash0$25.002/28/2011 10:26:17 AM
Astyanax$35.002/28/2011 11:31:22 AM
friendly-point3$100.002/28/2011 7:28:37 PM
RuleOf70$31.003/1/2011 6:04:26 AM
don8ter$25.003/1/2011 3:59:08 AM
saraven01$25.053/1/2011 5:30:18 AM
Firescreek$25.003/1/2011 6:51:26 AM
inspired-investment8$100.003/1/2011 11:31:50 AM
RyanTH9893$25.003/1/2011 10:24:01 AM
syounker$25.003/1/2011 2:36:53 PM
ashirey$50.003/1/2011 2:38:08 PM
dough-optimizer$25.093/1/2011 3:34:55 PM
Techne_Funds_LLC$25.003/1/2011 5:00:58 PM
runbix7$25.003/2/2011 3:43:06 AM
bluesheep$50.003/2/2011 6:06:35 AM
nunnie$25.003/2/2011 3:31:30 AM
grf1945$50.003/2/2011 7:07:54 AM
goodhearted-gold3$25.283/2/2011 5:20:15 AM
shrewd-income$25.003/2/2011 7:18:21 AM
worthy-bid8$50.003/2/2011 7:57:52 AM
buffalobills$25.003/2/2011 8:05:58 AM
squarebob$50.003/2/2011 7:10:17 AM
LendingCentral$200.003/2/2011 9:26:26 AM
buukyak$39.153/2/2011 10:28:44 AM
AF_Trust$50.003/2/2011 10:45:56 AM
loyalty-sphinx5$400.003/2/2011 11:18:04 AM
Aaron_Oz$25.003/2/2011 12:11:23 PM
147 Investments
 
Borrower Payment Dependent Notes Series 494904
This series of Notes was issued and sold upon the funding of the borrower loan #47644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1997 Debt/Income ratio: 8%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 2 / 2Length of status:2y 10m
Amount delinquent: $536 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $475Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: commerce-toro Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
KING
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500
Monthly expenses: $ 1500
Housing: $600
Insurance: $80
Car expenses: $126
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: With your credit score and delinqucies noted ,it would be a good idea to tell us the purpose of this loan and why, with this record, yoou are a good candidate. thanks. - cclady
A: I currently hold a Group One Life and Health insurance license. With this license I have received contracts from the insurance companies that allow me to recruit and contract agents and receive bonuses, commision and overrides from the agents I recruit. With this being said the funds will be used to recruit agents, marketing and advertising and to help out with office expenses. None of the funds will be used for personal expenses. My debt to income ratio is very good; your investment is secure. (Feb-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:38 PM
BxRealtor$25.002/20/2011 12:04:54 PM
benjamins-utopia$50.002/20/2011 12:03:57 PM
HamachiMan$50.002/20/2011 12:06:50 PM
Tradesmanlender$35.002/20/2011 12:07:21 PM
MadHun$100.002/20/2011 12:08:38 PM
vutah$25.002/20/2011 3:07:43 PM
gain-gourd$100.002/21/2011 12:03:35 PM
newest-unbeatable-currency$45.002/21/2011 12:09:45 PM
radforj22$25.002/21/2011 12:50:23 PM
kulender$100.002/21/2011 5:15:04 PM
meenan$50.002/21/2011 7:25:44 PM
powerful-finance7$25.002/22/2011 7:49:28 PM
friendly-market5$25.002/23/2011 4:36:28 PM
platinum-scientist9$25.002/23/2011 7:21:48 PM
credit-investor5$50.002/25/2011 1:08:21 PM
reflective-gain$25.002/28/2011 9:34:31 AM
sensible-fund$50.002/28/2011 3:21:32 AM
kind-resolute-dough$25.002/28/2011 9:42:32 AM
p2p-renaissance7$100.002/28/2011 9:40:22 AM
RusRobo$50.002/28/2011 5:17:10 PM
otto1939$50.003/1/2011 3:29:58 AM
don8ter$25.003/1/2011 3:59:11 AM
inspired-investment8$100.003/1/2011 11:31:54 AM
dojo2$25.003/1/2011 11:09:47 AM
affluence-tycoon$50.003/1/2011 2:36:43 PM
ashirey$50.003/1/2011 4:03:17 PM
Alittleluck$25.003/1/2011 7:11:33 PM
debt-force$25.003/2/2011 6:01:33 AM
wwwUniversal$25.003/2/2011 1:44:49 AM
bluesheep$50.003/2/2011 6:06:36 AM
grf1945$50.003/2/2011 7:07:55 AM
riproaringrapids$25.003/2/2011 4:38:01 PM
celkram$25.003/2/2011 5:39:50 PM
irrelevant$25.003/2/2011 4:16:11 PM
hopethisworks$50.003/2/2011 10:19:15 PM
pound-ace$50.003/3/2011 9:44:44 AM
gold-sushi$25.003/3/2011 8:03:04 AM
syounker$25.003/3/2011 8:50:59 AM
nhm$34.083/3/2011 3:47:57 PM
greenback-professor5$50.003/3/2011 9:45:23 AM
tranquil-revenue$50.003/3/2011 11:35:11 AM
harty$50.003/3/2011 2:40:30 PM
Havana21$25.003/3/2011 5:20:27 PM
chicagoprosper$50.003/3/2011 2:12:00 PM
commerce-renewal$100.003/3/2011 8:25:07 PM
comet55$25.003/3/2011 5:06:11 PM
valiant-liberty4$25.003/3/2011 6:00:53 PM
kedia$168.963/4/2011 9:55:29 AM
Dragon4021$25.003/4/2011 12:16:38 PM
michaelray703$50.003/4/2011 12:17:42 PM
interstellar$51.003/4/2011 10:17:13 AM
loiosh$50.003/4/2011 11:21:18 AM
brightest-dynamic-peace$25.003/4/2011 1:45:47 PM
brightest-affluence-motivator$50.003/4/2011 1:56:03 PM
PaulW$25.003/5/2011 2:09:30 AM
Railbird$50.003/4/2011 4:33:50 PM
GrayStudio$25.003/5/2011 2:42:21 AM
selfmademan$25.003/5/2011 2:47:43 AM
IP$43.143/5/2011 2:58:20 AM
theaterguy$25.003/5/2011 3:07:05 AM
CaliforniaSun$25.003/5/2011 3:27:44 AM
Raye147$25.003/5/2011 3:46:17 AM
Ready2Loan$25.003/5/2011 5:01:51 AM
calkidd05$100.003/4/2011 10:05:03 PM
five-star-note$50.003/4/2011 11:21:41 PM
TheBaldGuy$25.003/5/2011 2:17:15 AM
Interloper$25.003/5/2011 2:22:49 AM
mistertao$25.003/4/2011 8:21:27 PM
FWF-kinetic$100.003/4/2011 8:47:24 PM
ClearLake$25.003/5/2011 3:09:33 AM
debt-force$163.003/5/2011 4:33:43 AM
brazilofmux$100.003/5/2011 2:27:30 AM
skiberdad$50.003/5/2011 2:58:07 AM
teejay411$100.003/5/2011 6:48:11 AM
wild_carrot$25.003/5/2011 3:08:00 AM
Mindful7$25.003/5/2011 6:55:19 AM
retirementlady$25.003/5/2011 7:46:57 AM
Residuum$50.003/5/2011 7:56:13 AM
magown$50.003/5/2011 8:01:58 AM
wtrboy$50.003/5/2011 7:07:00 AM
Tylerh$100.002/20/2011 12:07:41 PM
organized-payment6$50.002/20/2011 12:06:29 PM
competent-p2p$75.002/20/2011 12:31:38 PM
SolarMoonshine$25.002/20/2011 1:58:41 PM
the-silver-blaster$50.002/21/2011 1:13:55 AM
enthralling-deal180$50.002/21/2011 5:23:46 AM
LiveNow$25.002/21/2011 9:45:53 AM
CA-Lender$25.002/21/2011 1:09:35 PM
Preteur$25.002/21/2011 4:20:37 PM
TikPmp1$25.002/22/2011 12:11:32 PM
Peterman$25.002/22/2011 7:23:50 PM
SecondChanceLendingSERV$50.002/23/2011 7:29:27 AM
bullwink27$25.002/23/2011 6:45:56 AM
Artist_Blue$25.002/24/2011 6:06:32 AM
schnippy$25.002/25/2011 9:55:36 AM
careful-penny$25.002/26/2011 10:53:34 AM
BaxterEvil$25.002/26/2011 9:01:54 PM
green-moola-platoon$50.002/28/2011 9:33:37 AM
enterprising-cash0$25.002/28/2011 10:26:18 AM
bigphish$25.002/28/2011 10:51:42 AM
investorrr$50.002/28/2011 10:20:07 PM
momoney2lend$25.003/1/2011 8:17:59 AM
astute-benjamins$25.003/1/2011 3:11:06 PM
jbaum$40.003/1/2011 3:15:41 PM
SBT$50.003/1/2011 7:26:13 PM
nunnie$25.003/2/2011 3:31:32 AM
worthy-bid8$50.003/2/2011 7:57:55 AM
Phantom99$50.003/2/2011 7:02:15 AM
useful-p2ploan$50.003/2/2011 7:11:42 AM
LongTail$25.003/2/2011 12:56:16 PM
gold-blanket0$25.003/2/2011 9:52:41 AM
GElender$50.003/3/2011 6:17:48 AM
a-finance-nirvana$25.003/3/2011 2:27:54 AM
metro457$25.003/3/2011 6:53:19 AM
jazzlender$25.003/3/2011 2:10:47 AM
melodious-fairness$100.003/3/2011 8:57:48 AM
bold-riveting-social$50.003/3/2011 9:43:05 AM
five-star-euro3$50.003/3/2011 9:44:00 AM
Aimvest$25.003/3/2011 9:47:07 AM
dogbait$50.003/3/2011 7:44:20 AM
velocity-solo$25.003/3/2011 9:47:51 AM
p2p-czar3$25.003/3/2011 10:10:20 AM
BU49er$25.003/3/2011 4:27:02 PM
AFairDeal$75.003/3/2011 6:00:00 PM
important-ore$150.003/4/2011 3:20:15 AM
ranstlin$25.003/4/2011 10:24:44 AM
codavee$100.003/4/2011 9:39:53 AM
anton$350.003/4/2011 12:56:17 PM
special-dime5$25.003/4/2011 1:22:46 PM
lenderrob$25.003/4/2011 1:30:07 PM
virgil12$100.003/4/2011 11:05:53 AM
chicagobear23$100.003/4/2011 8:16:08 PM
theprince$75.003/4/2011 8:36:34 PM
JanLal$25.003/4/2011 2:33:05 PM
rakstar$48.673/5/2011 2:52:28 AM
jdrez$25.003/4/2011 6:41:30 PM
pinballeffect$43.003/5/2011 7:58:08 AM
InvestorPartners$25.003/5/2011 2:33:25 AM
dajen1$34.873/5/2011 3:31:35 AM
totoro$25.003/5/2011 2:26:59 AM
Bank42$50.003/5/2011 2:42:02 AM
mizount$25.003/5/2011 2:42:09 AM
thundermustard$25.003/5/2011 6:17:01 AM
Cheburashka$25.003/5/2011 2:59:07 AM
a-responsible-return$100.003/5/2011 3:27:51 AM
Leopoldine$25.003/5/2011 3:41:17 AM
147 Investments
 
Borrower Payment Dependent Notes Series 495448
This series of Notes was issued and sold upon the funding of the borrower loan #47679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2003 Debt/Income ratio: 10%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 6 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,226Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: established-duty1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
In Love
This loan will be used to help finance an engagement ring as well as pay what little outstanding debt I have.
My situation: I have a very secure job with a top company where I made close to $42,000 in 2010 and a credit ding that haunts me. I was past due on my student loans right after college due to a miscommunication with my lender about direct debit, and honestly young carelessness on my part. I have long since caught this up and every account I have been able to obtain since then is either paid off or in great standing. I am a good candidate for this loan because I KNOW that I can afford this monthly. I have put a healthy down payment on her dream ring only to be denied financing for the remaining balance. I am ready for my girlfriend and I to start our lives together while improving my credit before we look for a home. Monthly net income: $2100-2600 - Monthly expenses: $1100-1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/24/2011 9:04:36 AM
Kaj$50.002/24/2011 9:05:34 AM
reflective-rupee$75.772/24/2011 9:43:29 AM
reflective-rupee$25.772/24/2011 9:43:22 AM
marketplace-meridian$25.002/24/2011 12:33:09 PM
SolarMoonshine$25.002/24/2011 5:32:51 PM
Tylerh$100.002/24/2011 8:03:53 PM
SqueezeKing$25.002/25/2011 2:02:21 PM
the-discrete-income$100.002/25/2011 8:26:56 PM
FeedTheMachine$50.002/27/2011 9:41:58 AM
umfan123$25.002/28/2011 7:16:22 AM
ichibon$50.002/27/2011 5:41:20 PM
responsible-worth113$25.002/28/2011 6:17:22 AM
tnjohnso$25.002/28/2011 1:08:36 PM
Artist_Blue$25.002/28/2011 11:32:57 AM
Bob450$25.002/28/2011 1:39:57 PM
realtormoises$25.003/1/2011 6:52:32 AM
jiggaman7$25.003/1/2011 9:16:30 AM
loanman2007$25.003/1/2011 12:34:44 PM
honorable-yield$25.003/1/2011 6:46:24 PM
Jim33$25.003/1/2011 9:57:10 PM
Rogesparkguy$25.003/2/2011 6:31:29 AM
treasure-pipeline$25.003/2/2011 1:23:21 PM
genius520$100.003/2/2011 4:43:10 PM
mrfrog$25.003/2/2011 9:43:24 PM
dparkhom$25.003/2/2011 6:44:38 PM
108lender$64.263/3/2011 1:25:38 AM
metro457$50.003/3/2011 6:54:13 AM
orange-preeminant-bill$32.403/3/2011 2:26:11 AM
ivadood$50.003/3/2011 7:13:08 AM
radforj22$25.003/3/2011 2:29:26 AM
utopia14$25.003/3/2011 9:45:55 AM
five-star-euro3$50.003/3/2011 9:43:42 AM
ALLOUS$25.003/3/2011 12:12:18 PM
famous-bid9$25.003/3/2011 9:44:16 AM
pound-ace$50.003/3/2011 9:45:03 AM
jybank$25.003/3/2011 10:15:54 AM
ssanders82$25.003/3/2011 12:21:03 PM
borquist$25.003/3/2011 12:45:35 PM
CC911$25.003/3/2011 6:24:31 PM
hitsman$50.003/3/2011 6:24:43 PM
profit-powerplant$25.003/3/2011 6:24:56 PM
RMB-Investments$50.003/3/2011 6:25:17 PM
finance-mushroom$100.003/3/2011 6:25:20 PM
Speculator$25.003/3/2011 6:25:26 PM
moola-pillow$25.003/3/2011 4:25:20 PM
well-mannered-income3$25.003/3/2011 4:40:17 PM
supersarah61$25.003/3/2011 5:25:01 PM
LAM26$25.003/3/2011 6:24:33 PM
Investoman$50.003/3/2011 6:24:41 PM
musegaze$100.003/3/2011 6:24:54 PM
orangetrust$100.003/3/2011 6:25:09 PM
symbiosis$50.003/3/2011 6:25:25 PM
graceful-investment$72.203/3/2011 6:23:49 PM
bessbird$28.903/3/2011 6:24:18 PM
Banker7371$25.003/3/2011 6:24:32 PM
yield-aurora4$100.003/3/2011 6:24:39 PM
cropdust3r$25.003/3/2011 6:24:51 PM
rysil$50.003/3/2011 6:25:02 PM
ready-vigilance3$50.003/3/2011 6:25:13 PM
JJ9876$25.003/3/2011 6:25:24 PM
ingenious-deal6$25.002/24/2011 9:05:23 AM
squarebob$25.002/24/2011 9:20:48 AM
simplelender80$150.002/24/2011 9:02:31 AM
suave-dime6$25.002/24/2011 9:04:05 AM
orderly-leverage$100.002/24/2011 9:04:42 AM
bassman2$25.002/24/2011 4:46:44 PM
competent-p2p$25.002/24/2011 6:23:10 PM
a-finance-nirvana$25.002/25/2011 1:34:21 AM
liberty-destiny3$25.002/25/2011 11:56:55 AM
vutah$25.002/25/2011 4:26:49 PM
HamachiMan$50.002/28/2011 1:09:28 PM
wind183$100.003/1/2011 9:16:08 AM
Rogelio48$25.003/1/2011 3:33:29 PM
MadHun$200.003/1/2011 4:57:05 PM
velocity-motivator6$50.003/1/2011 7:22:14 PM
debt-force$25.003/2/2011 6:02:17 AM
worthy-bid8$25.003/2/2011 8:01:14 AM
shmb6508$200.003/2/2011 10:42:46 AM
Tikibarman$50.003/2/2011 5:30:39 PM
papaloha$25.003/3/2011 1:42:53 AM
money-bauble$25.143/3/2011 2:31:02 AM
careful-note$50.003/3/2011 5:18:54 AM
the-profit-oracle$25.003/3/2011 2:11:30 AM
point-sasquatch$25.003/3/2011 10:51:47 AM
aimm$25.003/3/2011 9:42:50 AM
interstellar$51.003/3/2011 11:50:16 AM
kulender$50.003/3/2011 10:15:07 AM
market-pudding$25.003/3/2011 11:04:46 AM
Astyanax$40.003/3/2011 11:20:35 AM
Doug1043$25.003/3/2011 9:45:45 AM
majestic-bill8$200.003/3/2011 11:49:48 AM
p2p-czar3$25.003/3/2011 10:10:41 AM
scoobiedoo$50.003/3/2011 3:18:20 PM
the-liberty-brigade$25.003/3/2011 3:35:15 PM
gain-equator$25.003/3/2011 6:24:37 PM
miked8303$25.003/3/2011 6:24:48 PM
GElender$25.003/3/2011 6:25:18 PM
rockstar78$25.003/3/2011 6:25:23 PM
choss02$50.003/3/2011 6:25:27 PM
Pu239$60.003/3/2011 4:05:40 PM
power-trophy7$25.003/3/2011 4:20:17 PM
Lubava$50.003/3/2011 6:22:22 PM
finance-prescription$50.003/3/2011 6:24:47 PM
BooRadley$25.003/3/2011 6:25:15 PM
loss-of-control$50.003/3/2011 6:08:23 PM
foxtrot12$84.313/3/2011 6:23:10 PM
ommcd$25.003/3/2011 6:23:45 PM
jhernand17$25.003/3/2011 6:24:45 PM
economy-producer$25.003/3/2011 6:25:05 PM
tech310$50.003/3/2011 6:25:22 PM
111 Investments
 
Borrower Payment Dependent Notes Series 495502
This series of Notes was issued and sold upon the funding of the borrower loan #47608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $128.91
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1993 Debt/Income ratio: 5%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 4 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: doughnut327 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sheilagreen1.sg
Purpose of loan:
This loan will be used to? put a new engine in a 1997 gmc silverado

My financial situation:
I am a good candidate for this loan because? I have no additional debt home is paid off as is car

Monthly net income: $ 3149.Monthly expenses: $
??Housing: $ 0
??Insurance: $?36.00
??Car expenses: $ 0
??Utilities: $125.00
??Phone, cable, internet: $ 75.00????
??Food, entertainment: $?400.????
??Clothing, household expenses $100?????
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/24/2011 5:03:07 PM
Yomain$60.002/24/2011 5:06:53 PM
SolarMoonshine$25.002/24/2011 5:26:21 PM
Wangchuk$25.002/24/2011 5:05:40 PM
Kash2010lu$25.002/24/2011 5:07:11 PM
DasMula$100.002/24/2011 5:06:43 PM
Kaj$50.002/24/2011 5:08:11 PM
loyalist1$100.002/24/2011 5:09:26 PM
liberty-magnate$25.002/24/2011 11:13:06 PM
113121$25.002/24/2011 6:37:21 PM
JustMee$25.002/24/2011 8:53:59 PM
newest-funds-powerplant$25.002/24/2011 7:59:54 PM
credit-guard5$25.002/24/2011 8:25:24 PM
EngineersAlliance$100.002/25/2011 5:02:04 AM
wonder3$25.002/25/2011 6:01:07 AM
rockhound84$25.002/25/2011 6:29:54 AM
a-finance-nirvana$25.002/25/2011 1:34:26 AM
reflective-rupee$1,100.772/25/2011 5:02:00 AM
loan-tycoon0$25.002/25/2011 5:06:01 AM
Nerdster1$35.052/25/2011 5:40:31 AM
interstellar$51.002/25/2011 5:02:06 AM
orderly-leverage$100.002/24/2011 5:07:45 PM
competent-p2p$60.002/24/2011 6:05:38 PM
DasMula$100.002/24/2011 5:06:27 PM
DHolly$50.002/24/2011 5:19:35 PM
malar$25.002/24/2011 5:34:09 PM
suave-dime6$25.002/24/2011 5:07:06 PM
ingenious-deal6$25.002/24/2011 5:08:06 PM
MarvintheMartian$25.002/24/2011 5:15:09 PM
113121$75.002/24/2011 6:41:57 PM
One_Lolo$25.002/25/2011 2:50:55 AM
zone6$100.002/25/2011 6:16:21 AM
Lubava$100.002/25/2011 7:10:44 AM
marketplace-meridian$25.002/24/2011 11:02:33 PM
greencat$50.002/25/2011 7:20:19 AM
Rulea72$37.112/25/2011 7:48:33 AM
credit-missile$25.002/25/2011 5:58:31 AM
carrinel$35.032/25/2011 6:30:52 AM
DiabolicalGamer$25.002/25/2011 5:02:20 AM
buffalobills$25.002/25/2011 7:06:01 AM
loanman2007$225.002/25/2011 6:32:38 AM
FinanceEngine$25.002/25/2011 7:45:50 AM
PCity-LOA15$21.042/25/2011 8:09:28 AM
43 Investments
 
Borrower Payment Dependent Notes Series 495592
This series of Notes was issued and sold upon the funding of the borrower loan #47648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2000 Debt/Income ratio: 29%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $985Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: point-carnival Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It says you are using it for home improvement. Do you own the home? - finance-solo
A: I LIVE IN NYC, but i do not own a house in the city. but i do own one in another state, since i might retire in two years, i want to improve the house. I also forgot to mention that i work as a concierge in a condo. Means that i might be paying this loan with in a year or little be more. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/25/2011 9:06:16 AM
suave-dime6$25.002/25/2011 9:06:07 AM
competent-p2p$40.002/25/2011 1:07:36 PM
JustMee$25.002/25/2011 9:22:45 AM
back-scratchers$25.002/25/2011 1:53:54 PM
liberty-destiny3$25.002/25/2011 11:57:16 AM
reflective-rupee$100.772/25/2011 11:51:10 AM
ingenious-deal6$25.002/27/2011 3:41:10 PM
ichibon$50.002/27/2011 5:41:31 PM
umfan123$25.002/28/2011 7:16:40 AM
wealth-pipeline$25.003/1/2011 10:24:22 AM
SFBank$54.723/1/2011 6:46:57 PM
debt-force$25.003/2/2011 6:02:33 AM
ichibon$75.883/2/2011 7:14:36 AM
worthy-bid8$25.003/2/2011 8:01:32 AM
ivadood$50.003/3/2011 7:13:26 AM
p2p-czar3$25.003/3/2011 10:10:53 AM
SFBank$45.283/3/2011 8:10:27 PM
flexible-diversification9$50.003/4/2011 9:34:31 AM
i3urtonair$25.003/4/2011 9:55:54 AM
payment-gusto$25.003/4/2011 10:13:52 AM
courteous-kindness1$25.003/4/2011 1:08:45 PM
unforgettable-market3$100.003/4/2011 11:25:32 AM
pound-ace$50.003/4/2011 2:04:46 PM
tnjohnso$25.003/4/2011 2:06:54 PM
jybank$100.003/4/2011 12:51:52 PM
DiabolicalGamer$25.003/4/2011 3:29:58 PM
theprince$25.003/4/2011 8:41:21 PM
SDNLR$25.003/5/2011 3:13:57 AM
worldly-gold$50.003/4/2011 8:12:07 PM
a-golden-deal$30.003/4/2011 8:43:53 PM
FinDoc$25.003/5/2011 7:19:10 AM
Steveoo1$25.003/5/2011 2:51:52 AM
wonder3$25.003/5/2011 6:26:35 AM
papaloha$25.003/5/2011 3:08:55 AM
mammalian4$100.003/5/2011 6:42:35 AM
hopeful-truth5$50.003/5/2011 7:50:54 AM
macbeck22$25.003/5/2011 10:51:18 AM
asmithj$50.003/5/2011 3:03:21 PM
Helenska11$100.003/5/2011 11:57:51 AM
saffron4$50.003/5/2011 3:39:51 PM
fund-web3$25.003/5/2011 3:48:00 PM
investment-visionary$25.003/5/2011 3:58:34 PM
gotjack$25.003/5/2011 11:24:51 AM
Marfloogan$25.003/5/2011 12:20:29 PM
inspiring-reward$150.003/5/2011 4:07:11 PM
hope-hickory$25.003/5/2011 5:17:15 PM
shrewd-income$100.003/5/2011 1:48:47 PM
Doug1043$25.003/5/2011 2:55:47 PM
treasure-bliss$50.003/5/2011 3:02:56 PM
dough-bear$50.003/5/2011 3:30:49 PM
bid-papyrus$25.003/5/2011 3:48:14 PM
bnlforever$25.003/5/2011 2:55:24 PM
tornandfrayed$36.043/5/2011 3:02:11 PM
the-profit-oracle$25.003/5/2011 3:08:12 PM
panther757$25.003/5/2011 5:21:41 PM
AF-Chief$50.003/5/2011 3:21:26 PM
sensible-order2$96.523/5/2011 5:43:09 PM
cippy$25.003/5/2011 3:38:50 PM
inventive-wealth2$25.003/5/2011 3:48:53 PM
loyalist1$75.002/25/2011 9:02:26 AM
simplelender80$200.002/25/2011 9:02:49 AM
DasMula$27.002/25/2011 10:30:58 AM
Yomain$60.002/25/2011 9:05:59 AM
orderly-leverage$100.002/25/2011 9:06:27 AM
Kaj$50.002/25/2011 9:06:49 AM
ready-interest9$25.002/25/2011 3:49:47 PM
UCLA4life$50.002/26/2011 1:08:28 AM
FeedTheMachine$50.002/27/2011 9:42:13 AM
the-discrete-income$100.002/28/2011 8:08:29 AM
Bob450$30.002/28/2011 8:08:36 AM
Artist_Blue$25.002/28/2011 11:32:34 AM
reflective-rupee$200.772/28/2011 7:02:39 PM
Tylerh$100.003/1/2011 12:13:13 PM
jiggaman7$25.003/1/2011 3:15:13 PM
Rogelio48$30.003/1/2011 3:34:11 PM
MadHun$200.003/1/2011 4:57:12 PM
loanman2007$25.003/2/2011 6:02:38 AM
ichibon$75.883/2/2011 7:16:43 AM
shmb6508$200.003/2/2011 10:42:58 AM
Whipster$50.003/2/2011 10:46:13 AM
mrfrog$25.003/2/2011 9:43:38 PM
careful-note$50.003/3/2011 5:19:10 AM
point-sasquatch$25.003/3/2011 10:51:59 AM
power-trophy7$25.003/3/2011 4:20:25 PM
gold-blanket0$25.003/3/2011 6:55:05 PM
commerce-renewal$100.003/3/2011 8:27:14 PM
codavee$100.003/4/2011 9:40:22 AM
five-star-euro3$50.003/4/2011 2:04:41 PM
bullwink27$25.003/4/2011 12:16:58 PM
Rogesparkguy$25.003/4/2011 12:34:27 PM
Imaginos1892$100.003/4/2011 6:31:28 PM
loss-of-control$150.003/4/2011 6:55:01 PM
radforj22$25.003/5/2011 8:41:29 AM
ommcd$25.003/5/2011 11:43:51 AM
squarebob$25.003/5/2011 5:52:15 AM
stock106$25.003/5/2011 1:24:02 PM
PatRichi$25.003/5/2011 1:40:29 PM
compassion-paladin042$25.003/5/2011 8:46:21 AM
ChuckieG$47.813/5/2011 3:02:17 PM
treasure-generator$25.003/5/2011 3:03:47 PM
oldmora$50.003/5/2011 3:20:16 PM
profit-powerplant$25.003/5/2011 3:22:11 PM
NoMoreDebt4Me$25.003/5/2011 10:36:16 AM
trevize$25.003/5/2011 3:49:52 PM
shrewd-peace7$25.003/5/2011 4:06:26 PM
WorldlyWorker$25.003/5/2011 12:33:13 PM
desertoasis$25.003/5/2011 12:52:34 PM
organic-order$25.003/5/2011 5:11:16 PM
marcomnzs$25.003/5/2011 12:58:40 PM
himistu22$25.003/5/2011 5:21:45 PM
orange-preeminant-bill$50.003/5/2011 5:28:00 PM
LAM26$25.003/5/2011 1:41:37 PM
affluence-tycoon$50.003/5/2011 12:39:08 PM
NoCal$25.003/5/2011 2:37:27 PM
Banker7371$25.003/5/2011 3:07:45 PM
Diamond_Jim$50.003/5/2011 3:21:54 PM
wwwUniversal$25.003/5/2011 3:28:43 PM
irrelevant$50.003/5/2011 1:48:40 PM
hope-eagle6$25.003/5/2011 3:30:40 PM
ingenious-diversification$25.003/5/2011 3:40:14 PM
deal-secret-agent$25.003/5/2011 3:50:40 PM
agiovasil$25.003/5/2011 2:36:46 PM
bazaar-ruler$63.923/5/2011 3:01:12 PM
special-responsibility$25.003/5/2011 3:47:48 PM
visionary-currency$50.003/5/2011 3:49:44 PM
assetmanager$25.003/5/2011 4:42:29 PM
gimincorp$30.003/5/2011 5:36:26 PM
128 Investments
 
Borrower Payment Dependent Notes Series 495752
This series of Notes was issued and sold upon the funding of the borrower loan #47661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1996 Debt/Income ratio: 14%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 4 / 4Length of status:7y 10m
Amount delinquent: $4,685 Total credit lines: 43 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,504Stated income:$50,000-$74,999
Delinquencies in last 7y: 26 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: graceful-treasure1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
other purchase for life style
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2400
Monthly expenses: $
Housing: $0
Insurance: $67.80
Car expenses: $273.30 loan
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $894 credit card, 200 credit card
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies and public record shown on your prosper credit profile. Thanks - reflective-rupee
A: I have declared bankruptcy back in 2007, I have aquired a truck during that time and have been on time forall payments. I have two credit cards household bank card and national bank card which all are paid on time and have both paid in full.I have a care credit card for my pet which went through a bad injury last year that card has been half paid off and only 800 left to pay. I live on a budget, and I work overtime which I average 450 dollars extra a month on top of my base pay; which 2400. (Feb-26-2011)
Q: Please describe the purpose of this loan in some detail. Thanks - reflective-rupee
A: I am a police officer for 10 years, and I am looking to invest in a used bass boat, to start in tournaments monthly to go professional eventually in the circuit. I have been working to establish good credit, I would like a second chance. I do have 2300 dollars in my IRA that I can put towards the loan. (Feb-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.002/26/2011 12:01:15 PM
Kaj$50.002/26/2011 12:02:31 PM
ingenious-deal6$25.002/27/2011 3:41:26 PM
ichibon$50.002/27/2011 5:41:49 PM
orderly-leverage$100.002/28/2011 5:05:48 PM
shmb6508$200.003/2/2011 10:43:16 AM
jiggaman7$25.003/2/2011 4:43:17 PM
commerce-renewal$100.003/3/2011 8:27:22 PM
integrity-doctor$100.003/4/2011 9:46:30 AM
codavee$100.003/4/2011 9:40:29 AM
payment-gusto$25.003/4/2011 10:14:15 AM
Tylerh$100.003/4/2011 10:12:27 AM
papaloha$25.003/5/2011 3:09:14 AM
compassion-paladin042$25.003/5/2011 8:46:28 AM
AF-Chief$50.003/5/2011 3:21:42 PM
inspiring-reward$63.453/5/2011 4:14:19 PM
five-star-note$25.003/5/2011 5:53:59 PM
jmichael23$100.003/5/2011 1:08:00 PM
treasure-bliss$50.003/5/2011 3:03:15 PM
sharpchicago$25.003/6/2011 11:33:23 AM
DreDub$50.003/5/2011 10:16:31 PM
zigzagz03$50.003/6/2011 1:06:51 PM
soulful-truth$100.003/6/2011 5:41:17 PM
integrity-reformer$50.003/7/2011 9:17:29 AM
d_grbg$50.003/6/2011 7:46:10 PM
IIP77$25.003/6/2011 9:26:19 PM
unassailable-fund$100.003/7/2011 9:56:24 AM
flwah$25.003/7/2011 3:51:21 AM
IntrepidInvestment$50.003/6/2011 3:01:11 PM
1phantom$25.003/7/2011 4:56:16 AM
money-bauble$100.003/7/2011 11:27:03 AM
helpful-listing$50.003/7/2011 9:27:12 AM
gnar$25.003/7/2011 4:31:21 PM
smoothmoniker$25.003/7/2011 4:31:28 PM
token34$25.003/7/2011 4:31:38 PM
hitsman$50.003/7/2011 4:33:06 PM
tech310$50.003/7/2011 4:33:13 PM
wayman$50.003/7/2011 4:33:43 PM
Ocean713$50.003/7/2011 4:33:47 PM
GElender$25.003/7/2011 4:34:02 PM
stoopidnoodle$25.003/7/2011 4:34:35 PM
gelidfrank$25.003/7/2011 4:34:49 PM
Jack55304$300.003/7/2011 4:34:56 PM
irrelevant$50.003/7/2011 4:35:31 PM
whartonmba$25.003/7/2011 10:07:15 AM
ericb674$25.003/7/2011 4:07:21 PM
community-platoon8$25.003/7/2011 4:31:17 PM
uncleegg$50.003/7/2011 4:31:21 PM
indomitable-dedication$25.003/7/2011 4:31:26 PM
jubilant-auction5$25.003/7/2011 4:31:36 PM
cladius67$25.003/7/2011 4:31:40 PM
Ponies88$25.003/7/2011 4:32:27 PM
bessbird$50.003/7/2011 4:33:05 PM
orangetrust$100.003/7/2011 4:33:10 PM
RMB-Investments$50.003/7/2011 4:33:12 PM
Speculator$25.003/7/2011 4:33:18 PM
credit-investor5$50.003/7/2011 4:33:39 PM
cognizant-wealth$50.003/7/2011 4:33:53 PM
miked8303$25.003/7/2011 4:34:37 PM
the-silver-blaster$50.003/7/2011 4:34:52 PM
the-discrete-income$100.003/7/2011 4:34:58 PM
minddoc$25.003/7/2011 4:35:11 PM
Mariner3605$25.003/7/2011 4:35:16 PM
mnmcarve$28.973/7/2011 4:35:27 PM
Turtlebear44$50.003/7/2011 1:02:46 PM
fund-guild$50.003/7/2011 4:31:16 PM
lenderrb$25.003/7/2011 4:31:22 PM
rvfbroker$25.003/7/2011 4:31:31 PM
DowntownLAcash$25.003/7/2011 4:31:43 PM
wtrboy$50.003/7/2011 4:31:52 PM
GCInvestments$25.003/7/2011 4:32:01 PM
dedicated-transaction796$50.003/7/2011 4:32:20 PM
contract-paloverde1$25.003/7/2011 4:33:04 PM
economy-producer$25.003/7/2011 4:33:09 PM
rockstar78$25.003/7/2011 4:33:14 PM
108lender$100.003/7/2011 4:33:26 PM
selfmademan$25.003/7/2011 4:33:42 PM
yield-lion$50.003/7/2011 4:34:20 PM
mtquan$25.003/7/2011 4:34:51 PM
papaman$25.003/7/2011 4:35:14 PM
Doug1043$25.003/7/2011 4:35:33 PM
suave-dime6$25.002/26/2011 12:02:01 PM
competent-p2p$40.002/26/2011 2:42:04 PM
reflective-rupee$100.772/27/2011 4:31:59 AM
umfan123$25.002/28/2011 7:16:55 AM
Artist_Blue$25.002/28/2011 11:31:57 AM
MadHun$200.003/1/2011 4:57:23 PM
FeedTheMachine$33.803/2/2011 1:45:12 AM
debt-force$25.003/2/2011 6:03:01 AM
worthy-bid8$25.003/2/2011 8:01:42 AM
careful-note$50.003/3/2011 5:19:19 AM
point-sasquatch$25.003/3/2011 10:52:13 AM
ssanders82$25.003/3/2011 12:21:09 PM
gold-blanket0$25.003/3/2011 6:55:13 PM
Bob450$30.003/4/2011 1:02:51 PM
i3urtonair$25.003/4/2011 9:56:52 AM
shrewd-peace7$25.003/5/2011 4:06:44 PM
desertoasis$25.003/5/2011 12:52:59 PM
the-profit-oracle$25.003/5/2011 3:08:25 PM
wwwUniversal$25.003/5/2011 3:28:55 PM
asiaratt$50.003/5/2011 6:23:04 PM
radforj22$25.003/5/2011 6:28:57 PM
Fonthill$50.003/6/2011 10:06:08 AM
Cai8899$25.003/6/2011 8:41:24 AM
skillful-asset5$30.003/6/2011 8:05:16 PM
social-conductor4$25.003/6/2011 9:01:17 AM
loyalist1$100.003/7/2011 8:17:32 AM
Gibbyland$50.003/6/2011 1:36:08 PM
KarlMarx$25.003/7/2011 12:51:12 PM
wanna-help$50.003/7/2011 3:36:16 PM
bdkjr$25.003/7/2011 4:21:47 PM
Maple_Investment_Group$25.003/7/2011 4:31:18 PM
turbolozano$25.003/7/2011 4:31:27 PM
supersarah61$25.003/7/2011 4:31:29 PM
proud-gold9$50.003/7/2011 4:31:33 PM
hawat$25.003/7/2011 4:32:35 PM
hopeful-deal7$50.003/7/2011 4:33:03 PM
rysil$50.003/7/2011 4:33:08 PM
festeringsnot$25.003/7/2011 4:33:34 PM
ultimate-payment$50.003/7/2011 4:33:45 PM
cash-reaction2$50.003/7/2011 4:34:06 PM
handshake5$100.003/7/2011 4:34:25 PM
ddog0224$50.003/7/2011 4:34:53 PM
ommcd$25.003/7/2011 4:35:24 PM
kulender$50.003/7/2011 4:21:36 PM
KMSB$50.003/7/2011 4:31:20 PM
MicroLender357$50.003/7/2011 4:31:25 PM
palpbert$25.003/7/2011 4:31:39 PM
julsal$47.313/7/2011 4:31:42 PM
Georgetastic$25.003/7/2011 4:32:12 PM
ryguy150$25.003/7/2011 4:33:02 PM
cropdust3r$25.003/7/2011 4:33:07 PM
BooRadley$25.003/7/2011 4:33:11 PM
symbiosis$50.003/7/2011 4:33:16 PM
affluence-tycoon$50.003/7/2011 4:33:55 PM
worker943$50.003/7/2011 4:34:48 PM
brmar$25.003/7/2011 4:34:55 PM
genius520$100.003/7/2011 4:35:02 PM
foxtrot12$100.003/7/2011 4:35:12 PM
momoney2lend$25.003/7/2011 4:35:22 PM
stock106$25.003/7/2011 4:35:30 PM
asmithj$37.983/7/2011 4:35:34 PM
LimaGuy$40.003/7/2011 4:31:19 PM
cash-raccoon$25.003/7/2011 4:31:24 PM
amf$25.003/7/2011 4:31:35 PM
moola-wildebeest3$50.003/7/2011 4:31:50 PM
Miklot$50.003/7/2011 4:31:55 PM
monstersdad$31.053/7/2011 4:32:51 PM
commerce-web5$25.003/7/2011 4:33:01 PM
finance-prescription$50.003/7/2011 4:33:07 PM
ready-vigilance3$50.003/7/2011 4:33:11 PM
JJ9876$25.003/7/2011 4:33:15 PM
PaulW$25.003/7/2011 4:33:24 PM
credible-balance6$50.003/7/2011 4:33:38 PM
forthright-trade$50.003/7/2011 4:34:08 PM
Pitufo$25.003/7/2011 4:34:28 PM
musegaze$100.003/7/2011 4:34:47 PM
green-thoughtful-yield$50.003/7/2011 4:34:54 PM
treasure-pipeline$25.003/7/2011 4:35:00 PM
finagler$25.003/7/2011 4:35:13 PM
jhernand17$25.003/7/2011 4:35:19 PM
161 Investments
 
Borrower Payment Dependent Notes Series 496156
This series of Notes was issued and sold upon the funding of the borrower loan #47658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $141.62
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1977 Debt/Income ratio: 14%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 21Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 54 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,373Stated income:$100,000+
Delinquencies in last 7y: 20 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: kuts4642 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 800-819 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 3% )  
720-739 (May-2008)
720-739 (Sep-2007)
 
Principal balance: $0.05 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off a credit card that is at 30% interest rate.

My financial situation:
I am a good candidate for this loan because...I previously used Prosper for a loan and paid it off with no problem. I have a good income, job security and I am financially responsible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Slapshot$25.003/1/2011 9:01:43 AM
vine99$90.003/1/2011 9:02:08 AM
JJ9876$25.003/1/2011 9:06:17 AM
outofoffice$100.003/1/2011 10:07:19 AM
benjamins-utopia$50.003/1/2011 9:03:05 AM
MadHun$100.003/1/2011 9:03:43 AM
Tradesmanlender$50.003/1/2011 9:04:21 AM
MoneyForNothing$37.683/1/2011 9:16:51 AM
organized-payment6$50.003/1/2011 9:05:54 AM
TikPmp1$25.003/1/2011 9:06:26 AM
penny-plato$25.003/1/2011 1:11:00 PM
competent-p2p$50.003/1/2011 1:02:11 PM
macjp123$25.003/1/2011 4:05:20 PM
thankful-nickel2$25.003/1/2011 4:14:57 PM
vutah$25.003/1/2011 5:28:05 PM
SolarMoonshine$25.003/1/2011 5:31:14 PM
whipone$25.003/1/2011 6:51:52 PM
openness-viking$100.003/1/2011 6:36:49 PM
tomdooley12520$25.003/2/2011 5:29:56 AM
caring-hope2$50.003/2/2011 8:52:11 AM
one-midas$25.363/2/2011 7:41:17 AM
radforj22$25.003/2/2011 12:16:05 PM
2seriousteachers$25.003/3/2011 5:12:40 AM
T-L-B$75.003/3/2011 6:56:13 PM
marwadi-62$300.003/4/2011 10:45:36 AM
kulender$100.003/4/2011 2:31:29 PM
platinum-exec1$200.003/4/2011 8:43:59 PM
Nasdaq$25.003/4/2011 7:47:47 PM
squarebob$101.003/5/2011 5:41:30 AM
Speedracer12$50.003/4/2011 6:59:52 PM
Bank42$100.003/5/2011 6:02:55 AM
Whitewater_Loans$25.003/5/2011 8:29:41 AM
Socorro_Capital_Partners$25.003/5/2011 8:39:05 AM
sweet-social2$46.163/5/2011 4:45:35 PM
BOZO88$50.003/5/2011 7:13:08 PM
friendinmoney$25.003/5/2011 3:35:27 PM
worldly-community3$50.003/6/2011 11:06:57 AM
greenback-guard$25.003/5/2011 7:56:14 PM
frugalinvestor20$25.003/5/2011 9:29:39 PM
rubylender$25.003/6/2011 12:36:33 PM
The_dude_01$27.583/6/2011 1:15:50 PM
cerebral-dollar773$80.423/6/2011 7:19:25 AM
PotBellyPete$50.003/6/2011 6:31:52 PM
Cai8899$40.003/6/2011 8:43:54 AM
crw1950$100.003/6/2011 8:33:32 PM
Nailman88$50.003/6/2011 2:11:20 PM
Ricajote$25.003/6/2011 7:23:21 PM
BxRealtor$25.003/1/2011 9:03:33 AM
ichibon$100.003/1/2011 9:07:55 AM
simplelender80$100.003/1/2011 9:03:13 AM
credit-investor5$50.003/1/2011 9:05:50 AM
payout-pal$25.003/1/2011 2:54:35 PM
HamachiMan$50.003/1/2011 5:11:38 PM
ac787$52.003/1/2011 5:31:50 PM
ChoiceInvestments$26.243/2/2011 1:10:24 AM
squarebob$75.003/2/2011 5:02:09 AM
Dan4703$25.003/2/2011 5:44:36 AM
FundMaker$25.003/2/2011 5:36:36 AM
worthy-bid8$50.003/2/2011 8:00:42 AM
zotzot$50.003/2/2011 6:49:34 AM
bonus-quark4$25.003/2/2011 10:37:59 AM
Newfoundcash$25.003/2/2011 8:05:05 PM
Loves-Corvairs$50.003/2/2011 8:08:16 PM
depalma13$50.003/3/2011 4:43:17 AM
value-pouch$50.003/3/2011 9:03:53 AM
market-pudding$25.003/3/2011 11:22:30 AM
rpd1211$25.003/3/2011 3:15:35 PM
AFairDeal$75.003/3/2011 6:00:28 PM
important-ore$150.003/4/2011 3:21:21 AM
kind-resolute-dough$25.003/4/2011 8:33:53 AM
indomitable-coin$50.003/4/2011 10:26:16 AM
Lou-Holtz$100.003/4/2011 10:36:38 AM
vutah$100.003/4/2011 12:22:31 PM
jdrez$25.003/4/2011 6:42:52 PM
ProjectVenture$50.003/4/2011 6:43:00 PM
calimanusa$25.003/4/2011 7:17:14 PM
hopeful-truth5$50.003/5/2011 7:46:30 AM
economy-tuba7$50.003/5/2011 1:37:44 PM
MonkeyHero$25.003/5/2011 2:18:10 PM
enthralling-deal180$50.003/5/2011 7:22:35 PM
payment-halo$25.003/5/2011 6:31:08 PM
labate$25.003/6/2011 10:35:19 AM
cash-queen$25.003/5/2011 10:56:17 PM
credit-coach118$25.003/6/2011 7:29:40 PM
AustinAmerica$25.003/6/2011 9:27:20 AM
seadrg$25.003/6/2011 5:40:11 PM
bankojerry$30.003/6/2011 2:44:56 PM
KDW08$25.003/6/2011 7:13:16 PM
88 Investments
 
Borrower Payment Dependent Notes Series 496158
This series of Notes was issued and sold upon the funding of the borrower loan #47676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,886Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: jeffrey79 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2006)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
business expansion
Purpose of loan:
This loan will be used to?
Expand my existing business into lucrative oppotunities with, county?and ?state government contracts for lead abatement projects.
My financial situation:
I am a good candidate for this loan because
I have been in business in my community for 7+?years and have survived the last?three years of economic downturn, and would like to come out of this as one of the leading contractors in my community. I have a perfect repayment history with anyone I've ever borrowed money from.

Monthly net income: $ 1986Monthly expenses: $
??Housing: $ 550
??Insurance: $ 35
??Car expenses: $ 0
??Utilities: $ 135?
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: no (Mar-04-2011)
Q: Do you still also run the bar and grill for you which you previously took out a loan from Prosper? - orange-impartial-asset
A: no, I sold it about two years later. Prepaying my prsper loan with the funds. Jeff (Mar-04-2011)
Q: How will you use the loan to grow your business? - orange-impartial-asset
A: Well in April 2010 the EPA passed some new laws regarding the removal/disruption of paint on any dwelling built before1978. In turn, to work on these properties requires a state training course and specialized equipment. (Mar-04-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
UCLA4life$50.003/1/2011 5:02:00 PM
Skeptical-one$49.003/1/2011 5:02:37 PM
investment-artist$25.003/1/2011 5:03:13 PM
Kaj$50.003/1/2011 5:04:17 PM
brainy-repayment5$75.003/1/2011 5:05:02 PM
MadHun$200.003/1/2011 5:05:12 PM
ac787$35.003/1/2011 5:34:03 PM
Moe87$50.003/1/2011 5:13:44 PM
reflective-rupee$250.333/1/2011 5:19:20 PM
the-kindness-honker$25.003/1/2011 9:42:25 PM
Kash2010lu$25.003/1/2011 5:41:16 PM
MarvintheMartian$30.003/1/2011 8:32:49 PM
JustMee$25.003/1/2011 9:29:47 PM
worthy-bid8$25.003/2/2011 8:02:24 AM
TackingWindward$25.003/2/2011 8:59:14 AM
angel879$29.713/2/2011 1:52:39 PM
loanman2007$100.003/2/2011 2:10:04 PM
thankful-nickel2$25.003/2/2011 5:36:40 PM
five-star-note$250.003/3/2011 10:43:48 AM
unforgettable-market3$100.003/3/2011 11:04:01 AM
capital_projects_investor$25.003/3/2011 11:31:30 AM
natural-point1$25.003/3/2011 11:29:45 AM
MKAN_Capital$25.003/3/2011 8:24:08 PM
CA-Lender$100.003/4/2011 9:54:12 AM
principal-laser$200.003/4/2011 10:01:13 AM
jpaulnyc$33.663/4/2011 11:28:41 AM
trumpeter5$100.003/4/2011 2:27:37 PM
imdave4me$30.003/4/2011 12:49:37 PM
loss-of-control$25.003/4/2011 6:58:47 PM
kendigme$47.693/4/2011 3:07:18 PM
drcoop$25.003/5/2011 2:41:29 AM
Mikale360$25.003/5/2011 6:51:30 AM
indianoven$25.003/5/2011 8:19:53 AM
rubylender$25.003/5/2011 6:46:37 AM
shrewd-income$100.003/5/2011 1:44:15 PM
Bob450$25.003/5/2011 12:42:47 PM
zztopdog$51.003/5/2011 9:09:29 PM
five-star-note$25.003/5/2011 5:57:31 PM
AustinAmerica$25.003/6/2011 9:38:55 AM
Socorro_Capital_Partners$25.003/5/2011 6:31:01 PM
wealth-multiplier$25.003/6/2011 10:42:04 AM
yield-lion2$25.003/5/2011 7:31:21 PM
OldManP$25.003/5/2011 10:35:04 PM
Cai8899$25.003/6/2011 8:42:08 AM
colorfulgardener$25.003/6/2011 12:22:54 AM
Shining-Star$100.003/6/2011 10:46:40 AM
jpaulnyc$31.763/6/2011 8:08:10 AM
mbf2234$30.003/6/2011 6:04:58 PM
ethicalhumanist$25.003/6/2011 1:32:41 PM
moola-monger9$50.003/7/2011 6:56:07 AM
credit-maverick1$50.003/7/2011 7:34:07 AM
soulful-truth$100.003/6/2011 5:41:38 PM
genuine-integrity0$25.003/6/2011 5:57:12 PM
mwb$25.003/7/2011 10:07:15 AM
doomsday18$25.003/7/2011 6:44:53 AM
sjo1984111$26.003/7/2011 11:35:41 AM
Leshan$250.003/7/2011 9:09:39 AM
gallant-economy9$59.133/7/2011 11:57:47 AM
Spinnaker$50.003/7/2011 10:16:54 AM
top-asset-chemistry$100.003/7/2011 11:03:35 AM
TigerForce$25.003/7/2011 11:07:58 AM
simplelender80$100.003/1/2011 5:01:33 PM
jhouman$25.003/1/2011 5:02:58 PM
cashhelp$30.003/1/2011 5:02:32 PM
loyalist1$100.003/1/2011 5:02:52 PM
orange-rapid-benjamins$25.003/1/2011 5:22:08 PM
ingenious-deal6$25.003/1/2011 5:04:34 PM
Feyenoord$25.003/1/2011 5:04:44 PM
cashhelp$30.003/1/2011 5:52:48 PM
SolarMoonshine$25.003/1/2011 5:22:07 PM
DasMula$57.003/1/2011 9:37:14 PM
competent-p2p$70.003/1/2011 7:54:09 PM
Artist_Blue$25.003/2/2011 6:06:16 AM
twjh$25.003/2/2011 1:38:03 AM
economy-popcorn$25.003/2/2011 6:35:28 AM
squarebob$50.003/2/2011 4:52:52 AM
Nerdster1$25.053/2/2011 3:46:52 AM
mikeandcat$150.003/2/2011 8:36:26 AM
The-Helper$30.003/2/2011 11:53:28 AM
nickel-hickory$40.003/2/2011 9:47:41 AM
The-Lighthouse-Group$25.003/2/2011 1:18:23 PM
4DreamsGroup$100.003/2/2011 4:33:14 PM
clemclan$25.003/2/2011 9:06:37 PM
shawnw2$100.003/3/2011 1:26:27 AM
firsttouch1$300.003/2/2011 10:28:28 PM
convergentthinker$100.003/3/2011 1:30:23 AM
best-ingenious-funds$25.003/3/2011 8:53:29 AM
jmvingeorgia$50.003/3/2011 12:47:45 PM
gothampark$25.003/3/2011 2:33:02 PM
gold-blanket0$25.003/3/2011 6:55:50 PM
NekHoldings$25.003/3/2011 8:22:26 PM
mammalian4$100.003/4/2011 11:31:09 AM
mikeandcat$50.003/4/2011 9:34:34 AM
point-sasquatch$25.003/4/2011 2:41:45 PM
aprivatelender$100.003/4/2011 9:26:30 PM
chameleon125$100.003/4/2011 9:32:19 PM
blissful-cash3$125.003/4/2011 10:40:15 PM
investmentgroup$25.003/5/2011 2:51:41 AM
Imaginos1892$100.003/4/2011 6:33:20 PM
superb-kindness2$25.003/5/2011 9:03:10 AM
HammerSmith$50.003/5/2011 9:13:00 AM
golffish2$100.003/5/2011 7:22:36 AM
hopeful-truth5$50.003/5/2011 7:55:01 AM
peso-aggregator$100.003/5/2011 8:33:29 AM
CoolPlexer$25.003/5/2011 12:34:09 PM
return-grizzly$100.003/6/2011 6:42:00 AM
trapperdc$100.003/6/2011 7:27:02 AM
verdiprr$200.003/6/2011 7:54:53 AM
eagle1271$50.003/5/2011 7:20:36 PM
fabulous-community4$35.003/5/2011 7:31:26 PM
ddamenace$35.003/6/2011 6:57:17 AM
return-grizzly$100.003/6/2011 6:41:11 AM
skillful-asset5$30.003/6/2011 8:11:26 PM
shawnw2$150.003/6/2011 10:53:18 PM
CA_Lender$25.003/7/2011 11:07:10 AM
bsmtloan$164.673/7/2011 6:53:57 AM
leverage-monger$100.003/7/2011 9:02:18 AM
thomas16882004$100.003/6/2011 10:38:08 PM
kind-important-liberty9$25.003/7/2011 10:01:30 AM
dcm6276$25.003/7/2011 7:22:25 AM
revenue-appraiser$25.003/7/2011 7:41:32 AM
yield-zoomer$50.003/7/2011 11:21:30 AM
proper-revenue7$25.003/7/2011 11:06:10 AM
123 Investments
 
Borrower Payment Dependent Notes Series 496192
This series of Notes was issued and sold upon the funding of the borrower loan #47663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1994 Debt/Income ratio: 13%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,143Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: K-Mac Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 64 ( 94% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 4 ( 6% )  
620-639 (May-2010)
600-619 (May-2008)
600-619 (Apr-2008)
600-619 (Mar-2007)
 
Principal balance: $107.95 31+ days late: 0 ( 0% )
Total payments billed: 68  
Description
Car Repair for our only car
Our 2003 Ford Taurus is our only car as we make good use of our resources. We walk to work, the grocery store, even our Doctors office. It broke down yesterday and we are in desperate need of repairs. As stated, this is our only car and with 2 little ones, we simply need a car that is safe and functions. We have no car payments as our car has been paid off for years. We spend only on things that are necessary.
I have held the same job for over 5 years now. I would sincerely appreciate any amount you can give to help fund this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Skeptical-one$49.003/1/2011 5:02:36 PM
twjh$25.003/1/2011 5:02:46 PM
transaction-circuit$100.003/1/2011 5:03:53 PM
Kaj$50.003/1/2011 5:04:20 PM
ultimate-peace$50.003/1/2011 5:11:42 PM
SolarMoonshine$25.003/1/2011 5:19:12 PM
YoungTaxMan$30.003/1/2011 6:15:26 PM
best-generosity-financier$25.003/1/2011 6:37:46 PM
loyalist1$100.003/1/2011 5:02:53 PM
Jerrys1951$30.003/1/2011 6:50:30 PM
ingenious-deal6$25.003/1/2011 5:04:36 PM
Moe87$25.003/1/2011 5:13:16 PM
selector568$150.003/1/2011 5:11:17 PM
ac787$35.003/1/2011 5:25:02 PM
squarebob$25.003/1/2011 6:15:47 PM
113121$25.003/1/2011 6:22:16 PM
cash-tent$34.813/1/2011 7:07:10 PM
hidavehi$25.093/1/2011 7:13:31 PM
marybennet$25.003/1/2011 6:37:17 PM
firsttouch1$130.003/1/2011 7:37:16 PM
B-rad_the_Coug$25.003/1/2011 5:03:09 PM
simplelender80$100.003/1/2011 5:01:37 PM
UCLA4life$50.003/1/2011 5:02:39 PM
vutah$25.003/1/2011 5:03:17 PM
wealth-multiplier$25.003/1/2011 6:49:50 PM
investment-artist$25.003/1/2011 5:03:14 PM
MadHun$200.003/1/2011 5:05:15 PM
orange-rapid-benjamins$300.003/1/2011 5:12:56 PM
reflective-rupee$25.333/1/2011 5:16:07 PM
trumpeter5$30.003/1/2011 5:17:38 PM
MoneyForNothing$169.243/1/2011 6:28:24 PM
Gobsek$25.003/1/2011 6:42:13 PM
bondhedger$25.003/1/2011 7:40:54 PM
33 Investments
 
Borrower Payment Dependent Notes Series 496226
This series of Notes was issued and sold upon the funding of the borrower loan #47678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1999 Debt/Income ratio: 5%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41Stated income:$100,000+
Delinquencies in last 7y: 13 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: Neshat Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 27 ( 90% ) 700-719 (Latest)
Principal borrowed: $2,700.00< 31 days late: 3 ( 10% )  
600-619 (Oct-2009)
620-639 (Sep-2009)
640-659 (May-2008)
540-559 (Nov-2007)
 
Principal balance: $686.88 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Home Improvement
Purpose of loan:
This loan will be used to...
I recently purchased my condo and it needs a major bathroom renovation. Thanks for your help :)

My financial situation:
I am a good candidate for this loan because...
I have a very good, high paid and secure job. I have almost zero balance on my credit card and no car payment.


Monthly net income: $ 10416
Monthly expenses: $ 200
Housing: $ 1800
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $ 50
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why this loan when you clearly, from your admission have more than $7,000 in disposable income to pay for these upgrades from one months pay? Or, did you not include all your monthly debts? - jpblan11
A: Hello, my "Net income" is $10416 per month, after taxes, insurance, 401K and stock purchase program, I will bring home $6200, having said that I have mortgage and I rather get loan from Prosper and get my business to indivituasl and keep my credit card and saving for emergency. (Mar-01-2011)
Q: Then your Gross Income is $10,416 and your Net Income is $6,200! - jpblan11
A: income before tax is $10,416, income after tax $6,200. you are correct. (Mar-01-2011)
Q: Would you please explain the delinquencies? - Johnab
A: Hello, I was out of job for long time back in 2004, since then knock on wood I have a good job and income and be able to purchase my own condo in this market. (Mar-07-2011)
Q: Not really a question.. This borrower has paid his previous loan on time each month for the note that I hold. I have put a bid on this loan as well. Thank you for your prompt payments and good luck with the new condo. - MoneyMover
A: Thank you so much :) (Mar-07-2011)
Q: Can you explain why your payment history with Prosper shows 3 paments less than 31 days late? Thanks - RecoveryLender
A: I had to close my bank account and switched it over, during that time I was over seas so it caused delay. (Mar-07-2011)
5 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Chesterite$65.003/1/2011 9:03:40 AM
TikPmp1$25.003/1/2011 9:06:28 AM
DasMula$27.003/1/2011 9:26:14 AM
benjamins-utopia$50.003/1/2011 9:03:06 AM
BxRealtor$25.003/1/2011 9:03:35 AM
credit-coach118$125.843/1/2011 9:14:02 AM
outofoffice$100.003/1/2011 10:06:55 AM
mikeandcat$50.003/1/2011 9:48:04 AM
MoneyMover$30.053/1/2011 10:59:54 AM
thebadpelican$25.003/1/2011 10:59:10 AM
blue-useful-auction$25.003/1/2011 2:23:40 PM
macjp123$25.003/1/2011 2:38:32 PM
vutah$25.003/1/2011 5:18:07 PM
SolarMoonshine$25.003/1/2011 5:27:37 PM
ac787$25.003/1/2011 5:33:09 PM
bonus-quark4$25.003/1/2011 5:28:14 PM
magnetic-dedication3$25.003/1/2011 7:20:35 PM
golffish2$100.003/2/2011 5:05:55 AM
squarebob$100.003/2/2011 4:56:24 AM
HamachiMan$50.003/2/2011 9:13:36 AM
loanman2007$25.003/2/2011 2:15:05 PM
newest-funds-powerplant$25.003/2/2011 10:11:05 PM
important-ore$150.003/4/2011 3:21:22 AM
heavy_ax$25.003/4/2011 8:34:26 AM
marwadi-62$100.003/4/2011 10:48:24 AM
kulender$100.003/4/2011 2:31:30 PM
blissful-cash3$125.003/4/2011 10:36:07 PM
jdrez$25.003/4/2011 6:42:53 PM
chameleon125$50.003/4/2011 9:30:31 PM
Astounding$25.003/5/2011 2:27:05 AM
Johnab$26.003/5/2011 12:48:55 PM
psalms6612$25.003/5/2011 5:37:26 PM
fabulous-community4$35.003/5/2011 7:31:28 PM
colorfulgardener$25.003/6/2011 12:25:15 AM
brondero$200.003/6/2011 2:56:49 AM
Cai8899$40.003/6/2011 8:43:54 AM
worldly-community3$50.003/6/2011 11:06:58 AM
FinanceEngine$30.003/7/2011 10:50:14 AM
interstellar$51.003/7/2011 3:56:31 PM
Scotcha$100.003/7/2011 5:41:59 PM
shrewd-income$100.003/8/2011 5:36:29 AM
Tokkoutai99$25.003/7/2011 11:42:08 PM
genius520$100.003/8/2011 6:46:51 AM
Tylerh$100.003/7/2011 7:16:16 PM
the-revenue-demon$50.003/7/2011 8:14:40 PM
Leshan$175.383/8/2011 11:33:57 AM
power-companion7$100.003/8/2011 10:10:09 AM
niq4soccer$25.003/8/2011 7:06:05 AM
inspiring-reward$50.003/8/2011 11:26:57 AM
trapperdc$100.003/8/2011 1:14:34 PM
shawnw2$25.003/1/2011 9:07:30 AM
reflective-rupee$25.003/1/2011 9:19:14 AM
LittleMingo$25.003/1/2011 9:34:32 AM
credit-investor5$50.003/1/2011 9:05:51 AM
simplelender80$100.003/1/2011 9:03:18 AM
return-grizzly$100.003/1/2011 9:08:04 AM
MadHun$100.003/1/2011 9:03:45 AM
Tradesmanlender$35.003/1/2011 9:06:11 AM
proper-revenue7$25.003/1/2011 11:29:28 AM
competent-p2p$75.003/1/2011 12:51:52 PM
CoolPlexer$25.003/2/2011 1:24:38 AM
debt-force$25.003/2/2011 6:03:29 AM
worthy-bid8$50.003/2/2011 8:00:44 AM
durable-investment8$35.003/2/2011 2:39:54 PM
radforj22$25.003/2/2011 1:52:01 PM
hidavehi$33.003/2/2011 6:35:32 PM
BlueSharp$50.003/2/2011 8:45:01 PM
integrity-doctor$100.003/2/2011 2:34:23 PM
kind-resolute-dough$25.003/4/2011 9:38:27 AM
fulfilling-investment4$25.003/4/2011 9:38:04 AM
mammalian4$100.003/4/2011 1:39:04 PM
incbx$50.003/4/2011 10:16:02 AM
trumpeter5$100.003/4/2011 2:25:24 PM
enchanted-yield4$100.003/4/2011 1:11:47 PM
Imaginos1892$100.003/4/2011 6:43:33 PM
RetirementMoney$100.003/5/2011 9:39:27 AM
Bank42$100.003/5/2011 5:51:30 AM
Nasdaq$50.003/5/2011 8:12:45 AM
dynrep$100.003/5/2011 6:47:54 PM
TigerForce$25.003/5/2011 7:06:44 PM
enthralling-deal180$50.003/5/2011 7:22:37 PM
loss-of-control$100.003/6/2011 9:16:32 AM
ethicalhumanist$50.003/6/2011 1:30:43 PM
thrilling-nickel5$25.003/7/2011 4:42:14 AM
terrific-return$40.003/7/2011 1:41:37 PM
hookUup$25.003/7/2011 2:19:00 PM
Techne_Funds_LLC$25.003/7/2011 12:46:21 PM
bunnybear$28.203/7/2011 2:37:14 PM
jybank$100.003/7/2011 3:53:55 PM
HomerdohNY$25.003/7/2011 7:30:41 PM
JJ-Loans$50.003/8/2011 9:25:22 AM
tolerant-dinero2$25.003/8/2011 9:57:30 AM
fireman4$40.003/8/2011 6:23:19 AM
first-serene-credit$25.003/7/2011 7:13:14 PM
poplar37$25.003/7/2011 7:30:14 PM
hopeful-truth5$100.003/7/2011 8:38:09 PM
superb-funds335$25.003/7/2011 8:42:17 PM
dime-historian$30.843/8/2011 6:48:10 AM
richboy56$25.003/8/2011 8:42:31 AM
dogtime19$50.003/8/2011 11:37:16 AM
missoula$25.003/8/2011 12:21:45 PM
palace2$250.003/8/2011 10:36:39 AM
integrity-saver$100.003/8/2011 12:40:09 PM
Rogesparkguy$25.003/8/2011 1:53:35 PM
benefit-aggregator2$952.693/8/2011 2:01:52 PM
105 Investments
 
Borrower Payment Dependent Notes Series 496244
This series of Notes was issued and sold upon the funding of the borrower loan #47619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,250.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-01-2011 
Term: 12 months Listing End date:  Mar-02-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $192.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2003 Debt/Income ratio: 7%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,390Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: the-bill-platoon Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Credit Cards
Purpose of loan:
This loan will be used to consolidate the balance on my credit cards and also streamlining to pay off the balances sooner.

My financial situation:
I am a good candidate for this loan because I have an extremely stable employment history working in the Healthcare industry. I have excellent credit and I have never had a late payment in my life and I take my finances very seriously.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
competent-p2p$50.003/1/2011 5:01:28 PM
kyomoon$50.003/1/2011 5:01:56 PM
MihirFromRedmond$25.003/1/2011 5:04:55 PM
invincible-loot0$25.003/1/2011 5:59:26 PM
DukSerduk$25.003/1/2011 5:02:07 PM
cleverly-clever$200.003/1/2011 6:34:04 PM
Tradesmanlender$50.003/1/2011 5:03:07 PM
meux99$25.003/1/2011 5:03:30 PM
syounker$25.003/1/2011 5:03:50 PM
cwegert$25.003/1/2011 7:25:06 PM
benjamins-utopia$100.003/1/2011 5:03:33 PM
reflective-rupee$300.333/1/2011 5:15:09 PM
community-pipeline$25.003/1/2011 5:03:37 PM
minista$25.003/1/2011 5:04:48 PM
green-liberty-thunder$50.003/1/2011 5:15:27 PM
ac787$55.003/1/2011 5:20:30 PM
neelgagan$75.003/1/2011 6:37:19 PM
a2190b$25.003/1/2011 6:48:09 PM
openness-viking$100.003/1/2011 6:30:59 PM
ideal-penny8$25.003/2/2011 1:54:40 AM
Paddington922$25.003/1/2011 8:57:16 PM
1traveler$25.003/1/2011 11:26:16 PM
bowdish1$50.003/2/2011 1:26:18 AM
jjb3$30.003/2/2011 1:13:21 AM
contract-festival7$27.833/2/2011 1:53:58 AM
kenji4861$25.003/1/2011 5:02:10 PM
kind-resolute-dough$50.003/1/2011 5:03:01 PM
Preteur$25.003/1/2011 5:03:19 PM
nuclearmoose$25.003/1/2011 5:03:42 PM
evnagelist$50.003/1/2011 5:03:45 PM
BidDaddyBigBucks$25.003/1/2011 5:05:09 PM
a-responsible-return$50.003/1/2011 5:01:49 PM
community-saver158$43.083/1/2011 6:26:00 PM
authoritative-capital$50.003/1/2011 5:02:31 PM
KWarrior$50.003/1/2011 5:03:35 PM
tenacious-compassion9$25.003/1/2011 5:03:39 PM
treasure-pipeline$50.003/1/2011 5:03:49 PM
cashhelp$60.003/1/2011 5:01:22 PM
TikPmp1$25.003/1/2011 5:03:05 PM
scrappy-bonus2$25.003/1/2011 5:03:23 PM
a-exponential-hope$25.003/1/2011 5:03:51 PM
TheTimeIsNow$25.003/1/2011 5:21:01 PM
HHP$25.003/1/2011 6:26:14 PM
authoritative-loot$25.003/1/2011 11:35:34 PM
CorMDNY$25.003/1/2011 6:26:20 PM
one-midas$25.003/1/2011 8:13:44 PM
Reddy_Capital$26.573/1/2011 10:18:29 PM
MONEYLENDER101$28.993/2/2011 1:13:09 AM
CapeDollars$25.003/2/2011 1:21:14 AM
samo102us$25.003/2/2011 1:34:10 AM
50 Investments
 
Borrower Payment Dependent Notes Series 496302
This series of Notes was issued and sold upon the funding of the borrower loan #47649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-08-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1991 Debt/Income ratio: 25%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,517Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: Lord_Scorpio Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 94% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 2 ( 6% )  
660-679 (Feb-2008)
640-659 (Jan-2008)
620-639 (Sep-2007)
 
Principal balance: $229.06 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
For my Marriage & Truck repairs
To pay off a high intrest line of credit and get my truck back up and running again. I use it for my second job which is delivery.

I work 2 jobs and will be able to pay back $300 a month to the loan. I just need to get my truck up and running and don't have the $300 to do that in petty cash right now. The high intrest LOC is a bother and they won't work with me even though I've been paying on time for the last 2 yrs.


Monthly net income: $3,500
Monthly expenses: $
Housing: $1400
Insurance: $200
Car expenses: $500
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $200 + 1 payment of $231 left to pay.
Other expenses: $

The Payment of $231 is the last payment on the 10th of March. The $200 will be able to go toward the payment of this new loan as well as the $200 from the LOC I'll be paying off. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total balance due is less than $195 k. The market value was over $200 k 3 years ago. I'm not sure at this time. Had a Loan Mod to help get the payments back under $1500 over a yr ago. (Mar-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
trumpeter5$25.003/2/2011 5:04:28 PM
Skeptical-one$49.003/2/2011 5:29:04 PM
MadHun$200.003/2/2011 5:29:49 PM
wyogirllender$25.003/2/2011 6:08:31 PM
simplelender80$100.003/2/2011 5:28:38 PM
worthy-bid8$25.003/2/2011 5:30:00 PM
lendstats_com$50.003/3/2011 1:36:32 AM
squarebob$100.003/2/2011 5:08:15 PM
Wangchuk$25.003/2/2011 5:11:23 PM
dedicated-diversification5$59.683/3/2011 2:32:33 AM
SolarMoonshine$25.003/2/2011 6:10:03 PM
econgineer$50.003/2/2011 9:03:23 PM
twjh$25.003/3/2011 2:09:14 AM
blue-useful-auction$25.003/3/2011 9:30:16 AM
gold-blanket0$25.003/3/2011 6:56:01 PM
outofoffice$50.003/4/2011 9:55:05 AM
loanman2007$25.003/4/2011 10:38:51 AM
unforgettable-market3$100.003/4/2011 11:06:55 AM
novice-speculator$100.003/4/2011 3:22:07 PM
blissful-cash3$125.003/4/2011 10:37:59 PM
HammerSmith$33.753/5/2011 9:14:22 AM
rubylender$25.003/5/2011 6:55:06 AM
Milonguero$100.003/5/2011 5:11:42 PM
realtormoises$25.003/6/2011 5:53:03 AM
fabulous-community4$35.003/5/2011 7:31:29 PM
Cai8899$25.003/6/2011 8:42:22 AM
loss-of-control$100.003/6/2011 9:31:34 AM
loyalist1$100.003/7/2011 8:18:00 AM
soulful-truth$100.003/6/2011 5:41:47 PM
Azonic21$25.003/7/2011 4:37:27 PM
Kaj$50.003/7/2011 10:21:25 AM
Scotcha$100.003/7/2011 6:14:45 PM
Tylerh$100.003/7/2011 7:18:40 PM
power-companion7$100.003/8/2011 10:08:33 AM
Tokkoutai99$41.743/7/2011 11:34:17 PM
vine99$50.003/2/2011 5:28:20 PM
UCLA4life$50.003/2/2011 5:29:06 PM
mikeandcat$50.003/2/2011 5:51:56 PM
vutah$25.003/2/2011 6:25:54 PM
LittleMingo$34.833/2/2011 5:02:01 PM
ingenious-deal6$25.003/2/2011 5:29:43 PM
reflective-rupee$25.333/2/2011 10:16:02 PM
jhouman$25.003/2/2011 5:29:09 PM
competent-p2p$60.003/2/2011 6:54:20 PM
ac787$65.003/3/2011 4:15:32 AM
Artist_Blue$25.003/3/2011 1:42:22 AM
golffish2$100.003/3/2011 5:17:52 AM
investment-artist$25.003/3/2011 8:56:08 AM
integrity-doctor$100.003/3/2011 7:34:14 AM
Kash2010lu$25.003/3/2011 9:19:49 AM
orange-rapid-benjamins$25.003/3/2011 1:07:36 PM
CA-Lender$100.003/4/2011 9:54:19 AM
point-sasquatch$25.003/4/2011 2:41:58 PM
mammalian4$100.003/4/2011 2:42:08 PM
Bob450$30.003/5/2011 5:29:46 PM
jmichael23$100.003/5/2011 1:08:58 PM
CoolPlexer$25.003/5/2011 12:34:16 PM
five-star-note$25.003/5/2011 5:57:38 PM
return-grizzly$100.003/6/2011 6:41:32 AM
chameleon125$25.003/6/2011 6:30:32 AM
supreme-hope$100.003/7/2011 7:01:09 AM
KarlMarx$25.003/7/2011 12:52:01 PM
autonomous-truth$50.003/7/2011 1:14:53 PM
seisen$50.003/7/2011 7:02:04 PM
SecondChanceLendingSERV$25.003/7/2011 7:48:17 PM
GElender$25.003/8/2011 9:26:06 AM
ekmendenhall$100.003/8/2011 8:54:04 AM
rhin0cerx$50.003/8/2011 9:44:27 AM
tolerant-dinero2$25.003/8/2011 10:00:21 AM
benefit-aggregator2$3,640.673/8/2011 1:49:57 PM
70 Investments
 
Borrower Payment Dependent Notes Series 496370
This series of Notes was issued and sold upon the funding of the borrower loan #47643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1994 Debt/Income ratio: 27%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,993Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: UND_Sioux Borrower's state: Texas Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 69% ) 660-679 (Latest)
Principal borrowed: $8,000.00< 31 days late: 11 ( 31% )  
620-639 (Sep-2009)
620-639 (Dec-2007)
600-619 (Mar-2007)
600-619 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
2nd Prosper Loan- the rest of debt
Purpose of loan:
This loan will be used to consolidate debt and remain debt free.

My financial situation:
I am a good candidate for this loan because I have paid back one Prosper loan in full and I have the means to easily pay back this loan.


Monthly net income: $3000
Monthly expenses:
Housing: $ 500
Insurance: $ 100
Car expenses: $ 330
Phone, cable, internet: $ 75
Gas: $150
Food: $200

There will be over over $1655 extra to pay down this loan. Additionally, I should be getting nearly an 80% raise in July when I upgrade to Captain.

Please help me simplify my bills and help me pay off my debt once and for all. Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Will you post publicy why your prior Prosper loan had 11 late payments? - RecoveryLender
A: On the first Prosper loan, before Prosper reorganized their business model, I was approved for a loan that had an interest rate that was outside the legal limits of my state at the time. In order to fix it, they put me on a manual payment system because their software was unable to adjust the auto bank draft amount. Due to the nature of my job and the extensive time away from home, I was late sending the checks multiple times. This will not be an issue because the auto draft will be working. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/3/2011 9:09:45 AM
nickel-hickory$25.003/3/2011 9:28:44 AM
blue-useful-auction$25.003/3/2011 9:34:36 AM
2grindstones$25.003/3/2011 10:28:29 AM
ready-p2p4$50.003/3/2011 10:47:16 AM
courteous-note1$25.003/3/2011 11:58:48 AM
bonus-quark4$25.003/3/2011 9:45:48 AM
MadHun$200.003/3/2011 9:11:05 AM
worthy-bid8$25.003/3/2011 9:11:12 AM
MarvintheMartian$25.003/3/2011 10:50:27 AM
investment-artist$25.003/3/2011 9:45:51 AM
mikeandcat$91.363/3/2011 12:53:30 PM
fairness-atmosphere$25.003/3/2011 11:13:06 AM
Steffy1976$25.003/3/2011 1:24:04 PM
nodebt2012$44.893/3/2011 2:50:27 PM
credit-missile$75.003/3/2011 3:06:05 PM
innovator2$75.003/3/2011 3:59:38 PM
thankful-nickel2$25.003/3/2011 4:10:08 PM
squarebob$50.003/3/2011 5:26:53 PM
SolarMoonshine$100.003/3/2011 5:35:00 PM
vutah$25.003/3/2011 5:56:51 PM
gold-blanket0$25.003/3/2011 6:56:01 PM
frogperson$200.003/3/2011 7:46:43 PM
SFBank$150.003/3/2011 7:57:41 PM
outofoffice$75.003/4/2011 9:54:37 AM
five-star-note$200.003/3/2011 8:18:51 PM
Chesterite$101.003/4/2011 10:07:12 AM
courteous-cash6$50.003/4/2011 10:12:40 AM
loanman2007$100.003/4/2011 10:25:29 AM
ronin4sale$25.003/4/2011 12:19:33 PM
WakkaWakkaWakka$29.603/4/2011 12:31:25 PM
shrewd-income$100.003/4/2011 12:47:01 PM
RecoveryLender$100.003/4/2011 1:14:38 PM
ohmarkybaby$25.003/4/2011 2:55:58 PM
sflash$100.003/4/2011 6:43:29 PM
sweety075$25.003/4/2011 5:09:54 PM
red-favorable-basis$100.003/4/2011 7:44:39 PM
worldly-gold$50.003/4/2011 8:21:52 PM
thorough-yield1$200.003/4/2011 8:59:49 PM
first-serene-credit$25.003/5/2011 6:12:54 AM
Bcs-cnc$45.703/5/2011 6:29:46 AM
Mikale360$25.003/5/2011 6:38:00 AM
Lubava$67.873/5/2011 6:40:10 AM
Leshan$125.003/4/2011 10:02:37 PM
power-secret-agent$25.003/5/2011 2:55:39 AM
reflective-rupee$375.333/3/2011 9:38:52 AM
greencat$50.003/3/2011 9:03:17 AM
simplelender80$150.003/3/2011 9:08:16 AM
mrxtravis$25.003/3/2011 9:09:49 AM
suave-dime6$25.003/3/2011 9:10:39 AM
competent-p2p$50.003/3/2011 12:22:37 PM
tolerant-dinero2$25.003/3/2011 10:03:04 AM
StargazerLending$25.003/3/2011 2:07:47 PM
UCLA4life$50.003/3/2011 9:10:07 AM
brainy-repayment5$75.003/3/2011 9:11:19 AM
Kash2010lu$40.003/3/2011 9:15:21 AM
unforgettable-market3$100.003/3/2011 11:01:47 AM
lendstats_com$50.003/3/2011 11:07:13 AM
DasMula$57.003/3/2011 10:05:33 AM
proper-revenue7$25.003/3/2011 10:28:49 AM
orange-rapid-benjamins$50.003/3/2011 12:58:10 PM
mikeandcat$108.643/3/2011 12:49:49 PM
commerce-renewal$100.003/3/2011 8:20:35 PM
Ubiquinone$30.003/3/2011 7:31:52 PM
CA-Lender$100.003/4/2011 9:54:24 AM
nickel-hickory$75.003/4/2011 9:36:29 AM
principal-laser$200.003/4/2011 9:52:29 AM
trumpeter5$100.003/4/2011 11:52:17 AM
value-rapture$25.003/4/2011 12:21:01 PM
mammalian4$200.003/4/2011 11:30:19 AM
autonomous-truth$100.003/4/2011 1:16:09 PM
kttalamo$50.003/4/2011 2:16:55 PM
1randyp$200.003/4/2011 1:39:26 PM
coin-explorer$25.003/4/2011 1:57:11 PM
moola-tulip1$25.003/4/2011 2:12:53 PM
LOAN_DOC$100.003/4/2011 2:38:14 PM
point-sasquatch$25.003/4/2011 2:42:00 PM
1traveler$25.003/4/2011 10:51:15 PM
credit-missile$25.003/4/2011 5:38:03 PM
loss-of-control$50.003/4/2011 6:50:34 PM
mikeandcat$100.003/4/2011 7:34:47 PM
squarebob$101.003/5/2011 5:36:37 AM
jwsun90$500.003/5/2011 7:15:27 AM
jwsun90$1,082.613/5/2011 7:17:26 AM
84 Investments
 
Borrower Payment Dependent Notes Series 496488
This series of Notes was issued and sold upon the funding of the borrower loan #47672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-09-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1990 Debt/Income ratio: 5%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wise-nimble-penny Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to...have work done on my left leg

My financial situation:
I am a good candidate for this loan because...I have a credit score over 800 and I always pay back my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide a breakdown of your monthly expenses versus income. Thanks. Hope the leg is healing well. - basis-viking
A: The best way I think I can answer this is I do not have many bills. My house is paid off. To keep my credit in good shape I would take out a small loan. I pay almost everything in cash. If you look at my credit history I have no payments to anyone. If you have a problem with this I can go somewhere else. Thank You (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.003/4/2011 9:18:21 AM
zotzot$25.003/4/2011 9:33:45 AM
JJ9876$25.003/4/2011 9:23:00 AM
simplelender80$100.003/4/2011 9:19:54 AM
Tradesmanlender$35.003/4/2011 9:22:54 AM
scrappy-bonus2$25.003/4/2011 9:24:25 AM
one-midas$25.003/4/2011 9:29:13 AM
RandyL3$25.003/4/2011 9:38:23 AM
astute-fairness0$100.003/4/2011 3:22:41 PM
wild-orange$50.003/4/2011 2:37:38 PM
jdrez$25.003/4/2011 6:31:26 PM
a-responsible-return$80.003/5/2011 3:29:12 AM
Bank42$100.003/5/2011 6:01:05 AM
FundMaker$25.003/5/2011 7:12:36 PM
tomdooley12520$25.003/5/2011 3:10:53 PM
radforj22$25.003/6/2011 4:51:25 AM
clandrummer$25.003/5/2011 7:08:59 PM
RetirementMoney$100.003/6/2011 1:41:09 PM
income-awakening6$100.003/6/2011 12:12:20 PM
Pickmar$25.003/7/2011 8:03:04 AM
TikPmp1$25.003/7/2011 5:00:08 PM
green-liberty-thunder$100.003/7/2011 2:53:03 PM
Mack_Inv$100.003/8/2011 4:07:41 AM
basis-viking$51.653/8/2011 7:58:18 AM
eCapital$25.003/7/2011 8:38:11 PM
GoingFishing$25.003/8/2011 1:03:14 AM
Roundhouse$300.003/8/2011 8:47:40 PM
revenue-trombone5$25.003/8/2011 5:12:01 PM
successful-economy5$100.003/9/2011 5:11:23 AM
cbivitz$100.363/9/2011 6:15:30 AM
the_finance_guru$25.003/8/2011 8:58:52 PM
BxRealtor$25.003/4/2011 9:20:14 AM
MadHun$200.003/4/2011 9:22:34 AM
organized-payment6$50.003/4/2011 9:22:42 AM
AFairDeal$75.003/4/2011 9:24:35 AM
important-ore$150.003/4/2011 9:24:48 AM
squarebob$125.003/4/2011 9:54:47 AM
runner262$25.003/4/2011 9:34:54 AM
reflective-rupee$300.333/4/2011 9:26:11 AM
SimpleChoice$25.003/4/2011 9:36:03 AM
competent-p2p$101.003/4/2011 12:20:51 PM
cashhelp$50.003/4/2011 1:57:52 PM
engaging-worth$25.003/4/2011 3:25:41 PM
thankful-nickel2$100.003/4/2011 5:43:52 PM
ProjectVenture$25.003/4/2011 6:43:10 PM
ichibon$150.883/5/2011 5:46:09 AM
bill-booster5$100.003/4/2011 10:00:06 PM
Barky52$25.003/5/2011 6:38:16 AM
heerzaquestion$100.003/5/2011 5:58:59 PM
caring-hope2$100.003/5/2011 3:07:50 PM
Chewbaca$25.003/6/2011 7:59:47 AM
Cai8899$40.003/6/2011 8:44:25 AM
cwegert$100.003/7/2011 6:58:04 AM
JoeXB$100.003/7/2011 8:27:36 AM
economy-beast$50.003/7/2011 5:23:44 AM
interstellar$75.003/7/2011 8:31:20 AM
nav1elt$25.783/7/2011 8:42:23 AM
5kids5$40.003/7/2011 11:23:04 AM
Ripsaw4U$50.003/7/2011 12:27:07 PM
heavy_ax$25.003/7/2011 1:46:07 PM
hopeful-truth5$100.003/7/2011 8:32:13 PM
vishal29$100.003/7/2011 10:41:13 PM
worth-philosopher9$50.003/8/2011 10:10:52 AM
Tylerh$100.003/7/2011 7:17:02 PM
duty-whomper5$25.003/8/2011 4:58:51 AM
patriot897$25.003/8/2011 6:33:40 PM
worthy-bid8$100.003/8/2011 4:13:08 PM
vigilance-searcher$25.003/8/2011 11:33:43 AM
nickel-synapse$25.003/8/2011 10:47:28 PM
wwwUniversal$25.003/9/2011 2:24:39 AM
AustinAmerica$25.003/8/2011 9:40:10 PM
kulender$50.003/9/2011 3:02:27 AM
scout124$25.003/9/2011 5:08:48 AM
goldsun$25.003/8/2011 6:48:37 PM
lender987654321$100.003/8/2011 8:12:15 PM
marketplace-goat3$50.003/8/2011 8:17:38 PM
76 Investments
 
Borrower Payment Dependent Notes Series 496490
This series of Notes was issued and sold upon the funding of the borrower loan #47614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-04-2011 
Term: 12 months Listing End date:  Mar-04-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1997 Debt/Income ratio: 15%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:21y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,535Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: bentonlending Borrower's state: Florida Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
760-779 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Pay down business credit card
Purpose of loan:
This loan will be used to...
I will use this loan to pay down my AMEX business card. I have a small lawn care business. I used my AMEX to pruchase a mower a few months back and I want to use this loan to pay the mower portion off my AMEX. The rate on my Amex is much higher than the rate on Prosper, plus I would rather give the intrest money to my fellow Prosper lenders.

My financial situation:
I am a good candidate for this loan because...
I have very good credit and I always make my payments on time. I am a lender on prosper and I have had a prior loan on Prosper that I made every payment on time.
Thanks so much
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
KarmaBum77$38.903/4/2011 5:03:21 PM
CincyTex$100.003/4/2011 5:03:25 PM
thinknovuu$25.003/4/2011 5:03:52 PM
a-exponential-hope$25.003/4/2011 5:05:29 PM
a-responsible-return$50.003/4/2011 5:05:36 PM
roxon$25.003/4/2011 5:03:13 PM
cashhelp$30.003/4/2011 5:03:36 PM
socal-lender$25.003/4/2011 5:05:07 PM
Jinja$100.003/4/2011 5:03:27 PM
Chutney$25.003/4/2011 5:04:11 PM
matthewa$25.003/4/2011 5:03:23 PM
benjamins-utopia$100.003/4/2011 5:05:47 PM
the-determined-value$50.003/4/2011 5:03:15 PM
dammage$100.003/4/2011 5:03:17 PM
bookher2washington$25.003/4/2011 5:03:28 PM
well-rounded-dinero$150.003/4/2011 5:03:32 PM
kyomoon$50.003/4/2011 5:03:41 PM
Kennfusion$50.003/4/2011 5:03:46 PM
Aberdeen$4,000.003/4/2011 5:05:00 PM
DukSerduk$25.003/4/2011 5:05:14 PM
kenji4861$25.003/4/2011 5:05:20 PM
21 Investments
 
Borrower Payment Dependent Notes Series 496584
This series of Notes was issued and sold upon the funding of the borrower loan #47641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $104.75
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2005 Debt/Income ratio: 5%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:5y 7m
Amount delinquent: $8,385 Total credit lines: 10 Occupation: Car Dealer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,071Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: doctor680 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Sep-2008)
 
Principal balance: $251.26 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
noles12
Purpose of loan:
This loan will be used to...
pay off debt
My financial situation: good
I am a good candidate for this loan because:
I have made all of my payments from prior loan
on time

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/4/2011 5:03:50 PM
simplelender80$150.003/4/2011 5:03:57 PM
UCLA4life$50.003/4/2011 5:04:07 PM
Aberdeen$2,500.003/4/2011 5:05:01 PM
4 Investments
 
Borrower Payment Dependent Notes Series 496682
This series of Notes was issued and sold upon the funding of the borrower loan #47657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1993 Debt/Income ratio: 13%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $109Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: safe-worth2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan
Purpose of loan:
This loan will be used to?
I need to pay off some back taxes to IRS?and some credit card debt.
My financial situation:
I am a good candidate for this loan because? I pay my bills on time every month. I now babysit and make extra money every week. I'm also looking to buy my house in the next 6 to 12 months and need my credit to be steller.

Monthly net income: $ 1450Monthly expenses: $
??Housing: $ 600????
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 80
??Phone, cable, internet: $ 45
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 25
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your public record? Thanks. - squarebob
A: About 8 years ago I had filed for chapter 13 bankruptcy but never actually Went through the process. (Mar-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worthy-bid8$25.003/4/2011 5:07:17 PM
point-sasquatch$25.003/4/2011 5:08:40 PM
maccpro1$50.003/4/2011 10:50:31 PM
simplelender80$150.003/4/2011 5:03:59 PM
SFBank$50.003/4/2011 7:06:57 PM
mrxtravis$50.003/5/2011 2:52:16 AM
lloyd_s$25.003/5/2011 1:21:37 PM
get30inc$50.003/5/2011 11:41:28 AM
Cai8899$25.003/6/2011 8:42:41 AM
asset-professor$25.003/5/2011 6:31:33 PM
social-heart$25.003/6/2011 2:10:09 AM
ZOOOM$25.003/7/2011 7:19:30 AM
nickel-hickory$25.003/7/2011 9:55:17 AM
jybank$25.003/7/2011 3:57:15 PM
druidpoet$25.003/7/2011 4:08:13 PM
Makingitrain$25.003/7/2011 4:51:39 PM
Bob450$30.003/7/2011 4:34:16 PM
sappy02$25.003/7/2011 4:37:53 PM
contract-lionheart$400.003/7/2011 12:24:43 PM
autonomous-truth$51.573/7/2011 1:12:04 PM
pembull$50.003/4/2011 5:03:30 PM
ingenious-deal6$25.003/4/2011 5:03:51 PM
suave-dime6$25.003/4/2011 5:06:56 PM
maccpro1$50.003/4/2011 10:52:15 PM
commerce-renewal$100.003/4/2011 5:08:13 PM
Searlzy$25.003/5/2011 2:52:00 AM
competent-p2p$30.003/4/2011 6:32:19 PM
MadHun$200.003/4/2011 5:07:08 PM
MONEYMATCH$25.003/5/2011 3:37:48 AM
reflective-rupee$25.333/4/2011 8:46:44 PM
purpledog18$50.003/5/2011 8:36:07 AM
lendme2$50.003/5/2011 2:47:04 AM
IIP77$25.003/5/2011 2:59:59 AM
Kash2010lu$25.003/5/2011 6:25:50 AM
ryclsun$50.003/5/2011 8:36:57 AM
cloud8$40.003/5/2011 4:24:28 PM
kulender$50.003/5/2011 1:01:22 PM
favorite-commerce$50.003/5/2011 5:01:33 PM
87Marc$25.003/5/2011 10:31:14 PM
Gibbyland$100.003/6/2011 1:36:37 PM
capital-kingdom$25.003/6/2011 3:56:45 PM
CatFunded$25.003/6/2011 1:28:29 PM
greencat$50.003/7/2011 7:12:34 AM
bright-exchange$25.003/6/2011 6:32:53 PM
frogperson$250.003/6/2011 9:18:06 PM
kind-important-liberty9$25.003/7/2011 9:58:37 AM
platinum-scientist9$100.003/7/2011 11:24:45 AM
contract-lionheart$200.003/7/2011 12:13:15 PM
contract-lionheart$100.293/7/2011 9:01:38 AM
850$50.003/6/2011 7:34:06 PM
JauaFlash$25.003/7/2011 2:29:11 PM
mpatrick$25.003/7/2011 10:55:38 AM
Shining-Star$25.003/7/2011 3:36:14 PM
EL_Papin$100.003/7/2011 4:52:25 PM
publisherptw$25.003/7/2011 4:56:36 PM
freebush69$297.813/7/2011 5:01:31 PM
56 Investments
 
Borrower Payment Dependent Notes Series 496694
This series of Notes was issued and sold upon the funding of the borrower loan #47662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $125.88
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1992 Debt/Income ratio: 17%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,541Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: scoutsmommy Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 34 ( 100% ) 740-759 (Latest)
Principal borrowed: $21,500.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
740-759 (Apr-2008)
720-739 (Jan-2008)
 
Principal balance: $4,872.46 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Refinance - No Late Payments!!!
Purpose of loan:
This loan will be used to pay off balance of current loan and refinance at a lower rate.

My financial situation:
I am a good candidate for this loan because I am a current borrower with an excellent history. Current rate is 20% which I feel is too high in today's market. I have no late payments and have also made additional payments to lower my balance and pay off investors sooner. I have been employed at the same company for over 14 years and I am a home owner. The money saved from this refinance will be used for home improvement projects. Although I am applying for a 3 year loan, I am hoping to pay off the remaining balance within 2 years by providing extra payments as I have done with my previous Prosper loan. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
tntmojave$29.683/4/2011 5:04:03 PM
grnii78$181.613/4/2011 5:04:09 PM
simplelender80$100.003/4/2011 5:04:39 PM
Aberdeen$4,000.003/4/2011 5:05:03 PM
BxRealtor$25.003/4/2011 5:04:50 PM
benjamins-utopia$100.003/4/2011 5:04:58 PM
6 Investments
 
Borrower Payment Dependent Notes Series 496744
This series of Notes was issued and sold upon the funding of the borrower loan #47625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1995 Debt/Income ratio: 20%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 8Length of status:6y 6m
Amount delinquent: $28 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,411Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: benjacl Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 64 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
620-639 (Mar-2008)
620-639 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 64  
Description
Home Repairs
Purpose of loan:
This loan will be used to remodel one of my bathrooms and replace carpet throughout house.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time. I have had two loans with prosper in the past and paid them both off with no missed or late payments.


Monthly net income: $ 4150
Monthly expenses: $1300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jhouman$25.003/6/2011 12:01:44 PM
simplelender80$150.003/6/2011 12:02:38 PM
squarebob$103.003/6/2011 12:03:13 PM
suave-dime6$25.003/6/2011 12:06:22 PM
purpledog18$50.003/6/2011 12:07:21 PM
twjh$25.003/6/2011 12:07:45 PM
five-star-note$25.003/6/2011 12:07:56 PM
exact-peso2$25.003/6/2011 1:51:26 PM
mrxtravis$25.003/6/2011 12:01:46 PM
zotzot$100.113/6/2011 12:09:30 PM
ac787$38.003/6/2011 12:23:37 PM
marinbb$50.003/6/2011 12:56:00 PM
Kash2010lu$40.003/6/2011 1:08:48 PM
trumpeter5$100.003/6/2011 1:31:56 PM
Gibbyland$100.003/6/2011 1:36:27 PM
ryclsun$50.003/6/2011 12:07:26 PM
vutah$25.003/6/2011 12:26:18 PM
zotzot$200.993/6/2011 12:35:30 PM
rubylender$25.003/6/2011 12:37:52 PM
whitebalcony$100.003/6/2011 12:47:27 PM
JustMee$25.003/6/2011 1:02:10 PM
gaurantee101$25.003/6/2011 1:54:41 PM
ingenious-deal6$25.003/6/2011 12:03:10 PM
CA-Lender$100.003/6/2011 12:05:31 PM
cashhelp$50.003/6/2011 12:06:02 PM
DHolly$50.003/6/2011 12:09:51 PM
reflective-rupee$1,000.333/6/2011 12:23:14 PM
ac787$25.003/6/2011 12:29:46 PM
SolarMoonshine$100.003/6/2011 1:02:05 PM
fairness-atmosphere$50.003/6/2011 1:10:31 PM
credit-coach118$100.003/6/2011 1:27:31 PM
Aberdeen$4,000.003/6/2011 12:03:25 PM
2grindstones$25.003/6/2011 12:05:20 PM
shawnw2$100.003/6/2011 12:05:44 PM
Cai8899$25.003/6/2011 12:08:08 PM
loyalist1$200.003/6/2011 12:08:16 PM
MarvintheMartian$30.003/6/2011 12:12:36 PM
dough-rocket$100.003/6/2011 12:20:26 PM
RKLFinancial$25.003/6/2011 1:28:10 PM
benefit-banshee$27.793/6/2011 1:47:11 PM
shrewd-income$134.783/6/2011 1:56:53 PM
41 Investments