Sales Report:Supplement No. 2 dated Mar 08, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 493914
This series of Notes was issued and sold upon the funding of the borrower loan #47592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1990 Debt/Income ratio: 65%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 14Length of status:5y 3m
Amount delinquent: $56 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,054Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: established-capital8 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HELP ME PLEASE
Purpose of loan:
This loan will be used to...combine some debt

My financial situation: good to excellent
I am a good candidate for this loan because... i have never missed a payment, just need alittle help right now.


Monthly net income: $
Monthly expenses: $
Housing: $ i own my house and pay every month
Insurance: $
Car expenses: $car(s) are paid off nothing left on them
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Please click on my screen name and read my page. - mri555
A: i have some credit out there that i want to clean up in one "swoop". instead of making little payments to a number of companies i would like to make one large one to one source -- i also found out that i was allegric to a food that i didnt know i was and had a massive reaction to it -- lead to a trip to ER for me and now i have that bill also -- like i said i want to put everything in one place and pay one source. the amount i am requesting to borrow will take care of all of it thanks (Feb-26-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $116000.00 balance remaining $180-190,000 market value thanks (Feb-26-2011)
Q: What is your revolving debt of $45K composed of? - kindness-launcher
A: i am on some stuf with my wife so even though it says $45k it is not -- she and me now keep finances apart -- i just have not had my name removed yet, or the removal process has not gone thru yet thanks (Feb-26-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/24/2011 5:03:03 PM
ingenious-deal6$25.002/24/2011 5:08:03 PM
MilitaryLending$25.002/24/2011 10:11:08 PM
Amber_Stone$25.002/25/2011 8:47:22 AM
liberty-destiny3$25.002/25/2011 11:56:58 AM
the-discrete-income$100.002/25/2011 8:26:59 PM
Tylerh$100.002/26/2011 6:46:40 AM
FeedTheMachine$50.002/27/2011 9:42:03 AM
the_finance_guru$150.002/27/2011 12:05:22 PM
umfan123$25.002/28/2011 7:16:29 AM
successful-generosity$25.002/28/2011 9:46:38 AM
Artist_Blue$25.002/28/2011 11:32:48 AM
Bob450$25.002/28/2011 4:58:39 PM
lend4life13$254.463/1/2011 6:49:19 AM
Ruckus888$50.003/1/2011 11:15:57 AM
jiggaman7$50.003/1/2011 11:16:08 AM
Invest_in_residual_income$25.003/1/2011 10:22:04 AM
LuckyDuck49$40.003/1/2011 2:03:44 PM
MadHun$200.003/1/2011 4:57:08 PM
supreme-hope$25.003/2/2011 1:23:20 AM
debt-force$25.003/2/2011 6:02:22 AM
capital-halo1$500.003/2/2011 1:24:32 PM
shrewd-income$25.003/2/2011 2:45:44 PM
mrfrog$25.003/2/2011 9:43:34 PM
open-minded-fund9$50.003/3/2011 12:04:50 AM
metro457$50.003/3/2011 6:54:30 AM
p2p-czar3$25.003/3/2011 10:10:49 AM
cash-raccoon$25.003/3/2011 7:29:06 AM
pound-ace$50.003/3/2011 9:45:08 AM
income-rocker2$44.493/3/2011 12:27:52 PM
majestic-bill8$200.003/3/2011 12:04:38 PM
squarebob$50.003/3/2011 12:25:26 PM
Lubava$25.003/3/2011 6:24:10 PM
Rashanir$25.003/4/2011 9:31:22 AM
netelegent$25.003/3/2011 7:16:02 PM
asmithj$50.003/4/2011 9:36:49 AM
admirable-basis1$25.003/4/2011 9:37:19 AM
i3urtonair$25.003/4/2011 9:55:14 AM
payment-gusto$25.003/4/2011 10:13:38 AM
kmg751$50.003/4/2011 10:51:43 AM
flexible-diversification9$50.003/4/2011 9:34:24 AM
codavee$100.003/4/2011 9:40:14 AM
principal-laser$100.003/4/2011 10:05:23 AM
musegaze$100.003/4/2011 1:44:02 PM
payment-silo$25.003/4/2011 1:44:15 PM
ingenious-interest1$50.003/4/2011 1:44:51 PM
BranSam$100.003/4/2011 12:41:41 PM
craig1050$25.003/4/2011 1:22:36 PM
the-profit-oracle$25.003/4/2011 12:44:44 PM
1randyp$100.003/4/2011 1:23:17 PM
radforj22$25.003/4/2011 1:42:24 PM
worker943$50.003/4/2011 1:44:06 PM
mtquan$25.003/4/2011 1:44:31 PM
asiaratt$50.003/4/2011 1:44:46 PM
green-thoughtful-yield$50.003/4/2011 1:44:55 PM
inspiring-reward$150.003/4/2011 1:42:40 PM
profit-powerplant$25.003/4/2011 1:43:38 PM
gelidfrank$25.003/4/2011 1:44:26 PM
Jack55304$300.003/4/2011 1:45:11 PM
orderly-leverage$50.002/24/2011 5:07:02 PM
HamachiMan$50.002/24/2011 5:08:45 PM
Kaj$50.002/24/2011 5:08:07 PM
suave-dime6$25.002/24/2011 5:07:04 PM
Pakse$25.002/24/2011 8:02:55 PM
special-peso$50.002/24/2011 8:04:26 PM
zone6$100.002/25/2011 6:16:24 AM
greencat$50.002/25/2011 7:25:57 AM
OrdiNance$50.002/25/2011 4:11:20 PM
kindness-launcher$1,600.002/26/2011 3:44:52 PM
chih2han$50.002/26/2011 9:51:29 AM
ichibon$37.002/27/2011 5:42:33 PM
sappy02$25.002/28/2011 1:07:18 PM
Rogesparkguy$25.003/2/2011 6:31:32 AM
worthy-bid8$25.003/2/2011 8:01:22 AM
shmb6508$200.003/2/2011 10:42:50 AM
healingangel22$25.003/2/2011 11:25:26 AM
RSRAssociates$26.043/2/2011 10:34:22 AM
dparkhom$25.003/2/2011 6:44:42 PM
newest-investment-elevator$25.003/2/2011 4:52:41 PM
careful-note$50.003/3/2011 5:19:05 AM
five-star-euro3$50.003/3/2011 9:43:46 AM
point-sasquatch$25.003/3/2011 10:51:52 AM
power-trophy7$25.003/3/2011 4:20:21 PM
gold-blanket0$25.003/3/2011 6:55:01 PM
open-minded-deal$100.003/4/2011 9:23:14 AM
commerce-renewal$100.003/3/2011 8:21:17 PM
sf-funder$25.003/4/2011 10:26:53 AM
kendallv$25.003/4/2011 1:41:54 PM
gotjack$25.003/4/2011 1:43:49 PM
J-Rott$25.003/4/2011 1:44:08 PM
bullwink27$25.003/4/2011 12:16:53 PM
AF-Chief$50.003/4/2011 12:39:55 PM
kulender$50.003/4/2011 12:37:17 PM
supersarah61$25.003/4/2011 1:44:22 PM
the-silver-blaster$50.003/4/2011 1:44:43 PM
point-kitten6$50.003/4/2011 1:44:49 PM
finance-mushroom$100.003/4/2011 1:45:00 PM
papaloha$25.003/4/2011 1:09:24 PM
foxtrot12$100.003/4/2011 1:43:41 PM
ddog0224$50.003/4/2011 1:44:53 PM
brmar$25.003/4/2011 1:45:08 PM
101 Investments
 
Borrower Payment Dependent Notes Series 495030
This series of Notes was issued and sold upon the funding of the borrower loan #47589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1978 Debt/Income ratio: 4%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 4Length of status:4y 4m
Amount delinquent: $24,642 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,931Stated income:$75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: saga035 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DB Loan
Purpose of loan: debt consolidation.

This loan will be used to pay off two small credit card balances and a checking account advance. Also a few medicals bills.

My financial situation: On the mend. Mortgage just modified to lower payment. Wife currently employed. My credit card debt-reduction program will be completed in July 2010. After my wife being unemployed for 3 years, things are looking much better.

I am a good candidate for this loan because...I have the income and desire to service this short-term loan.


Monthly net income: $84000 plus $25000 from wife's new job.
Monthly expenses: $
Housing: $1620
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1300 Freedom Debt Relief program.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Current mortgage balance is $244,682 with no second. 2. Zillow shows it at $311,500 which is about what I would have guessed based on the sales in the neighborhood. Before the economic downturn, it was valued at over $400,000. Hope this helps. (Feb-26-2011)
Q: please explain the DQ's, thanks - shrewd-income
A: Wife out of work for the past three years, we sought help from Freedom Debt Relief in managing our credit card debt. The DQ's are just part of the process. Final credit card will be paid off in July 2011. All other finances never late & current. BTW: Wife is back to work so our income is back to normal and our debt load has been greatly reduced. Thanks for asking. (Mar-04-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.002/21/2011 9:00:50 AM
the-silver-blaster$50.002/21/2011 9:00:35 AM
BxRealtor$25.002/21/2011 9:10:21 AM
Tradesmanlender$35.002/21/2011 9:12:13 AM
MadHun$100.002/21/2011 9:13:37 AM
competent-p2p$75.002/21/2011 10:39:48 AM
fund-tom-tom6$25.002/21/2011 12:04:53 PM
CA-Lender$25.002/21/2011 1:09:47 PM
Preteur$25.002/21/2011 4:09:39 PM
TikPmp1$25.002/22/2011 12:11:46 PM
Peterman$25.002/22/2011 7:25:11 PM
bullwink27$25.002/23/2011 6:45:57 AM
SecondChanceLendingSERV$50.002/23/2011 7:31:05 AM
friendly-market5$25.002/23/2011 4:37:44 PM
jamschmidt$25.002/24/2011 9:46:25 PM
BaxterEvil$25.002/26/2011 9:01:58 PM
kind-resolute-dough$25.002/28/2011 9:42:37 AM
investorrr$50.002/28/2011 10:18:51 PM
SBT$50.003/1/2011 7:26:23 PM
nunnie$25.003/2/2011 3:31:38 AM
Phantom99$50.003/2/2011 7:02:22 AM
worthy-bid8$50.003/2/2011 7:58:10 AM
riproaringrapids$25.003/2/2011 4:38:05 PM
jbaum$40.003/2/2011 1:14:45 PM
momoney2lend$25.003/2/2011 1:59:04 PM
hopethisworks$50.003/2/2011 10:19:20 PM
GElender$50.003/3/2011 6:17:51 AM
metro457$25.003/3/2011 6:53:47 AM
velocity-solo$25.003/3/2011 9:47:55 AM
gold-sushi$25.003/3/2011 8:03:06 AM
tranquil-revenue$50.003/3/2011 11:35:17 AM
Aimvest$25.003/3/2011 9:47:10 AM
harty$50.003/3/2011 2:40:33 PM
comet55$25.003/3/2011 5:06:15 PM
AFairDeal$75.003/3/2011 6:00:05 PM
important-ore$150.003/4/2011 3:20:17 AM
integrity-doctor$100.003/4/2011 10:00:02 AM
ranstlin$25.003/4/2011 10:27:22 AM
codavee$100.003/4/2011 9:39:56 AM
a-finance-nirvana$25.003/4/2011 10:11:43 AM
special-dime5$25.003/4/2011 1:22:48 PM
Dragon4021$25.003/4/2011 12:16:41 PM
brightest-affluence-motivator$50.003/4/2011 1:56:07 PM
jdrez$25.003/4/2011 6:41:33 PM
JanLal$25.003/4/2011 2:33:09 PM
zbanker$41.013/4/2011 1:47:36 PM
Petite_Rose$50.003/5/2011 8:36:54 AM
Ivan2007$33.153/5/2011 10:07:56 AM
jim95762$50.003/5/2011 10:55:43 AM
Ready2Loan$25.003/5/2011 5:01:53 AM
rainorshine47$50.003/5/2011 7:07:02 AM
Raye147$25.003/5/2011 3:46:19 AM
McRowdy$25.003/5/2011 1:36:17 PM
mmckune$25.003/5/2011 9:57:01 AM
magown$50.003/5/2011 8:02:05 AM
auctionator1$100.003/5/2011 2:17:12 PM
contract-student2$50.003/5/2011 11:56:15 AM
anders94$35.413/5/2011 10:26:33 AM
DadWarbucks$60.003/5/2011 11:23:20 AM
ptjg$50.003/5/2011 12:20:58 PM
gracej$25.003/5/2011 11:57:52 AM
Edwardtomo$50.003/5/2011 5:08:21 PM
wampum-optimization$50.003/5/2011 5:56:16 PM
julijask$45.003/5/2011 1:02:58 PM
museic1$50.003/5/2011 1:14:40 PM
Banker7371$46.373/5/2011 3:08:05 PM
LongTail$25.003/5/2011 2:29:31 PM
grampy48$50.003/5/2011 5:26:09 PM
engbusres$33.003/5/2011 5:43:21 PM
simplelender80$100.002/21/2011 9:09:53 AM
benjamins-utopia$100.002/21/2011 9:09:01 AM
Tylerh$100.002/21/2011 9:12:33 AM
organized-payment6$50.002/21/2011 9:11:15 AM
HamachiMan$50.002/21/2011 9:11:48 AM
gain-gourd$35.662/21/2011 12:03:46 PM
kulender$100.002/21/2011 5:15:43 PM
meenan$50.002/21/2011 7:25:58 PM
debt_helper$25.002/21/2011 8:49:00 PM
bentonlending$25.002/21/2011 7:51:06 PM
heavy_ax$25.002/22/2011 1:53:25 PM
EJF$50.002/22/2011 4:13:08 PM
radforj22$25.002/23/2011 5:58:26 PM
sensible-fund$28.912/25/2011 1:32:07 AM
credit-investor5$50.002/25/2011 1:08:25 PM
green-moola-platoon$50.002/28/2011 9:33:44 AM
reflective-gain$25.002/28/2011 9:34:36 AM
p2p-renaissance7$100.002/28/2011 9:40:26 AM
Artist_Blue$25.002/28/2011 11:33:32 AM
enterprising-cash0$25.002/28/2011 10:26:21 AM
brandall$75.002/28/2011 11:08:42 AM
powerful-finance7$25.002/28/2011 4:47:51 PM
otto1939$50.003/1/2011 3:30:07 AM
dojo2$25.003/1/2011 11:09:52 AM
don8ter$25.003/1/2011 3:15:47 PM
astute-benjamins$25.003/1/2011 3:12:14 PM
bluesheep$50.003/2/2011 6:06:38 AM
grf1945$50.003/2/2011 7:07:59 AM
debt-force$25.003/2/2011 6:01:37 AM
useful-p2ploan$50.003/2/2011 7:11:46 AM
bigphish$25.003/2/2011 9:43:07 AM
gold-blanket0$25.003/2/2011 9:52:48 AM
priceless-cash5$25.003/2/2011 12:41:21 PM
zotzot$50.003/2/2011 4:53:49 PM
flibinite$50.003/3/2011 8:45:36 AM
wwwUniversal$25.003/3/2011 2:11:10 AM
bold-riveting-social$50.003/3/2011 9:43:10 AM
p2p-czar3$25.003/3/2011 10:10:25 AM
pound-ace$50.003/3/2011 9:44:51 AM
greenback-professor5$50.003/3/2011 9:45:28 AM
Havana21$25.003/3/2011 5:20:30 PM
jazzlender$25.003/3/2011 3:56:03 PM
affluence-tycoon$50.003/4/2011 8:33:33 AM
commerce-renewal$100.003/3/2011 8:25:12 PM
careful-penny$25.003/4/2011 8:32:31 AM
ashirey$50.003/4/2011 8:33:34 AM
irrelevant$50.003/4/2011 10:13:19 AM
lenderrob$25.003/4/2011 1:30:10 PM
michaelray703$50.003/4/2011 12:17:45 PM
shrewd-income$100.003/4/2011 6:24:54 PM
Imaginos1892$100.003/4/2011 6:28:48 PM
brightest-dynamic-peace$25.003/4/2011 1:45:54 PM
theprince$75.003/4/2011 8:36:40 PM
Cheburashka$25.003/5/2011 2:59:14 AM
Aaron_Oz$25.003/5/2011 3:07:19 AM
mistertao$25.003/4/2011 8:21:29 PM
mammalian4$100.003/5/2011 6:39:47 AM
FWF-kinetic$100.003/4/2011 8:52:17 PM
ClearLake$25.003/5/2011 3:09:38 AM
five-star-note$50.003/4/2011 11:21:47 PM
silverloan$37.933/5/2011 10:21:42 AM
a-responsible-return$100.003/5/2011 3:27:52 AM
thundermustard$25.003/5/2011 6:17:08 AM
wtrboy$50.003/5/2011 7:07:04 AM
lostontheedge$25.003/5/2011 12:21:48 PM
GalileoBob$25.003/5/2011 8:32:51 AM
Bank42$50.003/5/2011 5:06:23 AM
hrubinst$50.003/5/2011 1:14:55 PM
hopeful-truth5$50.003/5/2011 7:48:40 AM
E_G$39.713/5/2011 10:01:06 AM
MonkeyHero$30.223/5/2011 2:14:06 PM
respectful-integrity3$25.003/5/2011 9:02:07 AM
lcole32$25.003/5/2011 11:12:01 AM
bleacher$25.003/5/2011 11:40:11 AM
helpinghand63$25.003/5/2011 11:41:58 AM
psalms6612$25.003/5/2011 5:32:04 PM
worth-arch$25.003/5/2011 5:46:14 PM
Goodlender42$50.003/5/2011 1:15:46 PM
goodcents$40.003/5/2011 1:43:58 PM
Gibbyland$50.003/5/2011 12:48:48 PM
StreetJustice$50.003/5/2011 2:53:46 PM
wise-silver-wonder$50.003/5/2011 3:27:03 PM
tuneman1980$25.003/5/2011 1:47:25 PM
nalaari$25.003/5/2011 4:49:38 PM
visionary-currency$50.003/5/2011 3:49:28 PM
melodious-fairness$84.243/5/2011 5:11:42 PM
dasbuntenheim$64.153/5/2011 5:32:25 PM
JBF_Investments$25.003/5/2011 5:54:01 PM
modemco$50.003/5/2011 6:08:21 PM
158 Investments
 
Borrower Payment Dependent Notes Series 495046
This series of Notes was issued and sold upon the funding of the borrower loan #47633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1989 Debt/Income ratio: 14%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $760Stated income:$25,000-$49,999
Delinquencies in last 7y: 38 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: admirable-yield8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
transition loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/25/2011 5:03:32 PM
Kash2010lu$25.002/25/2011 5:04:14 PM
simplelender80$100.002/25/2011 5:01:12 PM
Kaj$50.002/25/2011 5:04:23 PM
reflective-rupee$25.772/26/2011 4:30:17 AM
ingenious-deal6$25.002/27/2011 3:41:17 PM
ichibon$50.002/27/2011 5:41:40 PM
top-courteous-peso$43.322/28/2011 4:26:53 PM
FeedTheMachine$50.002/28/2011 5:02:01 PM
MadHun$200.003/1/2011 4:57:18 PM
velocity-motivator6$50.003/1/2011 7:22:21 PM
jiggaman7$50.003/2/2011 1:53:05 PM
gold-blanket0$25.003/3/2011 6:55:09 PM
Bob450$25.003/3/2011 6:22:33 PM
codavee$100.003/4/2011 9:40:26 AM
payment-gusto$25.003/4/2011 10:14:09 AM
mrfrog$25.003/4/2011 2:04:30 PM
theprince$25.003/4/2011 8:41:29 PM
compassion-paladin042$25.003/5/2011 8:46:26 AM
open-minded-p2p1$25.003/5/2011 10:18:58 AM
five-star-note$25.003/5/2011 5:53:56 PM
bid-computer$25.003/5/2011 5:56:24 PM
investment-comet$25.003/5/2011 6:06:44 PM
shrewd-peace7$25.003/5/2011 4:06:34 PM
inspiring-reward$150.003/5/2011 4:07:33 PM
treasure-bliss$50.003/5/2011 3:03:05 PM
seineil$50.003/5/2011 11:24:27 PM
graceful-investment$100.003/5/2011 6:16:50 PM
famous-bill$25.003/6/2011 6:56:36 AM
CaptainCrunch$25.003/5/2011 7:01:06 PM
new-social-economist$50.003/5/2011 7:01:27 PM
asiaratt$50.003/5/2011 6:23:00 PM
ursus$50.003/5/2011 8:11:21 PM
radforj22$25.003/5/2011 6:28:35 PM
sharpchicago$50.003/6/2011 11:33:21 AM
missing-link$25.003/5/2011 7:37:38 PM
DreDub$50.003/5/2011 10:16:26 PM
trevize$25.003/6/2011 4:06:12 PM
Shining-Star$25.003/6/2011 10:44:01 AM
Cai8899$25.003/6/2011 8:41:21 AM
icon7$50.003/6/2011 6:02:06 PM
zigzagz03$50.003/6/2011 1:06:48 PM
unfixer$25.003/7/2011 6:35:24 AM
IntrepidInvestment$50.003/6/2011 3:01:08 PM
kulender$50.003/7/2011 8:16:18 AM
flwah$25.003/7/2011 3:51:18 AM
1phantom$25.003/7/2011 4:56:14 AM
d_grbg$50.003/6/2011 7:46:06 PM
loyalist1$100.003/7/2011 8:17:27 AM
competent-p2p$35.002/25/2011 5:10:22 PM
orderly-leverage$50.002/25/2011 5:01:49 PM
umfan123$25.002/28/2011 7:16:48 AM
Artist_Blue$25.002/28/2011 11:32:12 AM
debt-force$25.003/2/2011 6:02:43 AM
worthy-bid8$25.003/2/2011 8:01:37 AM
GS-ROCK$25.003/2/2011 8:50:47 AM
shmb6508$200.003/2/2011 10:43:09 AM
Tylerh$100.003/2/2011 3:26:42 PM
ivadood$50.003/3/2011 7:13:39 AM
careful-note$50.003/3/2011 5:19:15 AM
point-sasquatch$25.003/3/2011 10:52:07 AM
ssanders82$25.003/3/2011 12:21:09 PM
commerce-renewal$100.003/3/2011 8:27:18 PM
i3urtonair$25.003/4/2011 9:56:36 AM
the-discrete-income$100.003/4/2011 12:33:10 PM
papaloha$25.003/5/2011 3:09:03 AM
leverage-monger$100.003/5/2011 9:58:49 AM
AF-Chief$50.003/5/2011 3:21:35 PM
PatRichi$25.003/5/2011 1:40:41 PM
desertoasis$25.003/5/2011 12:52:45 PM
finance-mushroom$100.003/5/2011 7:56:56 PM
the-profit-oracle$25.003/5/2011 3:08:20 PM
zone6$100.003/6/2011 12:48:01 AM
wwwUniversal$25.003/5/2011 3:28:50 PM
quest0$25.003/6/2011 6:50:48 AM
orange-preeminant-bill$50.003/5/2011 5:28:09 PM
unassassinable$25.003/5/2011 6:51:20 PM
Fonthill$50.003/6/2011 10:06:05 AM
Gibbyland$50.003/6/2011 1:36:05 PM
browneyegravy$25.003/6/2011 8:06:52 AM
social-conductor4$25.003/6/2011 9:01:09 AM
srsock$25.843/7/2011 6:42:06 AM
haplender$50.003/6/2011 11:33:26 AM
trade-vista$25.003/7/2011 6:43:54 AM
persevering$50.003/6/2011 8:41:55 PM
IIP77$25.003/6/2011 9:26:15 PM
86 Investments
 
Borrower Payment Dependent Notes Series 495833
This series of Notes was issued and sold upon the funding of the borrower loan #47618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1995 Debt/Income ratio: 15%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $111,110Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: adventurous-community Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Newtothis
Purpose of loan:debt consolidation
This loan will be used to...pay off credit card

My financial situation: excellent
I am a good candidate for this loan because...because I have good credit


Monthly net income: $3800
Monthly expenses: $75
Housing: $892
Insurance: $50
Car expenses: $0
Utilities: $25
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance is 107,000. The current market value is 125,000. Please note, my divorce will be final soon. The courts have already made it official that I am not responsible for any mortgages, loans, taxes, utilities,etc with the properties on Unity St, Fort Mill, Sc or 3rd Ave South, North Myrtle Beach, SC. I have zero bills other than the monltyly expenses listed in the intital questionairre. I would prefer to be offered a loan for 7000.00 .Please base this with zero bills. (Feb-27-2011)
Q: What's your new job? How stable is your employment? Thanks. - squarebob
A: I am a Practice manager for a physicians practice. I have been a practice mananger for over 10 years and been in healthcare manangement since 1992. I have a Masters in Healthcare Admonisistration. My job is very secure. I was recruited from South Carolina to relocate to Florida for this position. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/26/2011 12:02:06 PM
Kaj$50.002/26/2011 12:02:37 PM
shrewd-income$50.002/27/2011 8:39:06 AM
kmprospeo$50.002/26/2011 9:46:29 PM
ingenious-deal6$25.002/27/2011 3:41:33 PM
umfan123$25.002/28/2011 7:17:01 AM
greencat$50.002/28/2011 7:18:34 AM
brightest-dignified-penny$25.002/28/2011 10:48:17 AM
Bob450$25.003/1/2011 3:27:33 AM
MadHun$200.003/1/2011 4:57:27 PM
velocity-motivator6$50.003/1/2011 7:22:28 PM
social-heart$75.003/2/2011 12:46:33 PM
orderly-leverage$100.003/2/2011 12:36:35 PM
supreme-hope$25.003/2/2011 2:05:50 PM
FeedTheMachine$45.763/3/2011 2:11:22 AM
rockhound84$25.003/3/2011 6:26:43 AM
FinanceEngine$25.003/3/2011 8:55:46 AM
ssanders82$25.003/3/2011 12:21:11 PM
market-pudding$25.003/3/2011 11:04:01 AM
squarebob$225.003/3/2011 1:25:07 PM
scoobiedoo$50.003/3/2011 3:20:12 PM
Lubava$50.003/3/2011 6:25:27 PM
SFBank$100.003/3/2011 8:13:59 PM
commerce-renewal$100.003/3/2011 8:27:24 PM
fund-javelin1$25.003/4/2011 12:43:44 PM
jybank$25.003/4/2011 12:56:31 PM
shrewd-income$100.003/4/2011 12:59:46 PM
payment-gusto$25.003/4/2011 10:14:18 AM
i3urtonair$25.003/4/2011 9:56:54 AM
EarlyRiser$250.003/4/2011 1:42:26 PM
unforgettable-market3$61.453/4/2011 11:11:33 AM
special-dime5$25.003/4/2011 1:03:54 PM
newest-funds-powerplant$6.113/4/2011 1:46:42 PM
debt-force$25.003/4/2011 1:07:01 PM
chrisb1414$25.003/4/2011 1:44:42 PM
squarebob$25.002/26/2011 12:12:38 PM
reflective-rupee$500.772/26/2011 12:55:00 PM
DasMula$27.002/27/2011 12:51:32 AM
simplelender80$150.002/26/2011 12:01:22 PM
competent-p2p$25.002/26/2011 2:39:16 PM
ichibon$50.002/27/2011 5:42:00 PM
magnetic-dedication3$25.002/28/2011 3:07:24 AM
loanman2007$100.002/28/2011 5:50:03 AM
kttalamo$25.002/28/2011 7:14:22 AM
Artist_Blue$25.002/28/2011 11:31:41 AM
Requiem$25.003/1/2011 6:49:38 AM
Nerdster1$25.053/1/2011 4:17:58 AM
kander80$25.003/1/2011 9:29:22 AM
hopeful-truth5$50.003/2/2011 6:29:08 AM
GS-ROCK$30.003/2/2011 8:54:02 AM
worthy-bid8$25.003/2/2011 8:01:44 AM
exact-peso2$25.003/2/2011 1:36:23 PM
shmb6508$200.003/2/2011 10:43:18 AM
kain11286$50.003/2/2011 8:10:41 PM
shrewd-income$50.003/3/2011 6:26:32 AM
mammalian4$25.003/3/2011 6:26:26 PM
gold-blanket0$25.003/3/2011 6:55:14 PM
loss-of-control$100.003/3/2011 6:16:01 PM
jiggaman7$50.003/4/2011 10:13:25 AM
Rashanir$25.003/4/2011 9:30:52 AM
codavee$100.003/4/2011 9:40:31 AM
careful-compassion$25.003/4/2011 10:24:08 AM
REITRUST$25.003/4/2011 12:38:59 PM
the-platinum-entrepreneur$128.863/4/2011 12:51:01 PM
64 Investments
 
Borrower Payment Dependent Notes Series 495896
This series of Notes was issued and sold upon the funding of the borrower loan #47624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1989 Debt/Income ratio: 37%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 11 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,552Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: autonomous-contract8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
coleemi
Purpose of loan:
This loan will be used to..pay off bills and have only one payment.

My financial situation:
I am a good candidate for this loan because.I always pay my bills on time . ALWAYS..


Monthly net income: $35000.00
Monthly expenses: $700.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $ about 4000.00
Other expenses: my husband pays all household bills
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/27/2011 12:01:38 PM
MarvintheMartian$25.002/27/2011 12:18:22 PM
authoritative-capital$25.002/27/2011 2:41:12 PM
reflective-rupee$500.772/27/2011 3:19:35 PM
Kaj$50.002/27/2011 12:07:00 PM
squarebob$25.002/27/2011 2:00:36 PM
nethosters$25.002/27/2011 12:07:48 PM
Kash2010lu$25.002/27/2011 12:09:52 PM
favorite-commerce$50.002/27/2011 1:14:20 PM
ingenious-deal6$25.002/27/2011 3:41:41 PM
mrxtravis$25.002/27/2011 3:46:50 PM
treasure-pipeline$25.002/27/2011 8:06:49 PM
loanman2007$50.002/28/2011 5:46:19 AM
kttalamo$25.002/28/2011 7:14:57 AM
successful-generosity$25.002/28/2011 9:46:47 AM
social-heart$50.002/28/2011 10:30:05 AM
brightest-dignified-penny$25.002/28/2011 10:43:57 AM
shrewd-income$25.002/28/2011 3:28:15 PM
Artist_Blue$25.002/28/2011 11:31:30 AM
MrDance123$25.002/28/2011 3:09:59 PM
social-hunter5$73.493/1/2011 7:52:18 AM
EJF$25.003/1/2011 7:54:52 AM
Bob450$25.003/1/2011 3:27:41 AM
umfan123$25.003/1/2011 8:11:36 AM
nickel-hickory$25.003/1/2011 10:01:02 AM
sappy02$25.003/1/2011 8:18:32 AM
lendstats_com$201.873/1/2011 8:58:24 AM
nickel-hickory$25.003/1/2011 10:01:25 AM
brainy-repayment5$50.003/1/2011 10:58:43 AM
MadHun$200.003/1/2011 4:57:35 PM
JustMee$25.003/1/2011 9:07:10 PM
nodebt2012$25.003/2/2011 6:11:45 AM
realtormoises$25.003/2/2011 6:15:44 AM
worthy-bid8$25.003/2/2011 8:01:50 AM
Shining-Star$25.003/2/2011 9:51:52 AM
shmb6508$200.003/2/2011 10:43:23 AM
payout-bridge$200.003/2/2011 11:20:18 AM
RSRAssociates$26.013/2/2011 9:46:42 AM
power-secret-agent$25.003/2/2011 9:18:05 AM
SolarMoonshine$25.002/27/2011 1:24:00 PM
competent-p2p$25.002/27/2011 5:26:13 PM
ichibon$37.002/27/2011 5:42:22 PM
suave-dime6$25.002/27/2011 12:06:23 PM
HamachiMan$50.002/27/2011 12:07:37 PM
CoffeyvilleKS$26.072/27/2011 3:01:54 PM
Wangchuk$25.002/27/2011 2:23:27 PM
capital-kingdom$25.002/27/2011 4:55:23 PM
affluence-tycoon$50.002/27/2011 8:06:48 PM
RyanM561$25.002/28/2011 6:32:47 AM
greencat$50.002/28/2011 7:21:12 AM
elegant-commerce7$75.002/28/2011 3:27:40 PM
loss-of-control$150.002/28/2011 5:42:18 PM
larryboy10$25.002/28/2011 6:15:40 PM
SFBank$150.002/28/2011 6:41:57 PM
bright-exchange$25.002/28/2011 7:49:35 PM
restless-dime$25.003/1/2011 9:32:49 AM
head$25.003/1/2011 9:13:00 AM
nickel-hickory$25.003/1/2011 10:01:10 AM
impressive-openness7$25.003/1/2011 11:53:56 AM
1-HARD-HEAD$25.003/1/2011 11:45:58 AM
Astyanax$30.003/1/2011 3:32:13 PM
hopeful-truth5$50.003/1/2011 3:39:41 PM
velocity-motivator6$50.003/1/2011 7:22:33 PM
Moe87$25.003/1/2011 6:58:27 PM
transformer855$25.003/1/2011 9:20:18 PM
squarebob$75.003/2/2011 6:19:38 AM
debt-force$25.003/2/2011 6:03:09 AM
Christophe$25.003/2/2011 6:47:37 AM
SecondChanceLendingSERV$25.003/2/2011 6:36:36 AM
grampy48$30.003/2/2011 11:23:26 AM
168RichCapital$27.003/2/2011 10:50:25 AM
Lubava$100.003/2/2011 10:45:42 AM
ColoradoLender82$25.003/2/2011 11:27:40 AM
loyalty-sphinx5$172.793/2/2011 11:59:16 AM
74 Investments
 
Borrower Payment Dependent Notes Series 490450
This series of Notes was issued and sold upon the funding of the borrower loan #47621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-27-2011 
Term: 12 months Listing End date:  Mar-02-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2005 Debt/Income ratio: 8%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 8 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,745Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: Alexpaths Borrower's state: California Borrower's group: Computer Professionals, Engineers and Business Startups
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvesting back into Prosper
Purpose of loan:
Help Fund loans on Prosper.com

My financial situation:
I have been a Prosper lender for years. I understand the risks and rewards. Now that I have paid all my debts and have built a strong savings foundation I want to try and increase returns by taking calculated risks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
competent-p2p$30.002/27/2011 12:01:20 PM
a-responsible-return$50.002/27/2011 12:02:44 PM
scrappy-bonus2$25.002/27/2011 12:03:33 PM
community-pipeline$25.002/27/2011 12:04:22 PM
kyomoon$50.002/27/2011 12:01:25 PM
Preteur$25.002/27/2011 12:02:32 PM
yoyoclock$35.002/27/2011 12:03:45 PM
KWarrior$50.002/27/2011 12:04:19 PM
blot44$25.002/27/2011 12:01:48 PM
authoritative-capital$25.002/27/2011 12:02:10 PM
sk10023$25.002/27/2011 12:04:26 PM
velocity-equation$50.002/27/2011 9:05:33 PM
SpareChangeDreamFundLLC$25.002/27/2011 12:05:32 PM
tenacious-compassion9$25.002/27/2011 12:04:30 PM
BidDaddyBigBucks$25.002/27/2011 12:05:25 PM
Tradesmanlender$50.002/27/2011 12:06:12 PM
ac787$25.002/27/2011 12:22:45 PM
reflective-rupee$1,000.772/27/2011 3:02:49 PM
cleverly-clever$100.002/28/2011 9:55:50 AM
DscGlfn$25.002/28/2011 10:16:37 AM
Tylerh$100.002/28/2011 5:03:10 PM
wwwUniversal$25.003/1/2011 4:07:20 AM
bowdish1$50.003/1/2011 3:13:39 AM
britches613$70.773/1/2011 5:26:33 AM
kander80$25.003/1/2011 9:47:14 AM
invincible-loot0$25.003/1/2011 11:14:40 AM
rate-rapture8$50.003/1/2011 11:50:14 AM
LoanAngel$25.003/2/2011 1:17:08 AM
whipone$25.003/1/2011 6:51:40 PM
ichibon$200.883/1/2011 9:29:27 PM
kulender$50.003/2/2011 1:35:30 AM
worthy-bid8$50.003/2/2011 2:06:11 AM
loan-upholder4$25.003/2/2011 6:22:56 AM
alwayson$50.003/2/2011 8:48:55 AM
ichibon$125.883/2/2011 7:16:24 AM
zippy-loan029$25.003/2/2011 8:22:15 AM
zx12rider$25.003/2/2011 10:02:01 AM
cwegert$25.003/2/2011 9:20:50 AM
EmmaDog44$25.003/2/2011 10:57:06 AM
a-versatile-power$25.003/2/2011 5:20:26 PM
ams294$50.003/2/2011 3:26:44 PM
Rider$50.003/2/2011 5:51:30 PM
BAJMP$25.003/2/2011 5:38:04 PM
Delamere$50.002/27/2011 12:01:23 PM
DukSerduk$25.002/27/2011 12:01:53 PM
benjamins-utopia$100.002/27/2011 12:04:15 PM
efficient-treasure0$25.002/27/2011 12:05:16 PM
jenkris$25.002/27/2011 12:03:59 PM
meux99$25.002/27/2011 12:04:05 PM
youqianderen$50.002/27/2011 12:04:11 PM
kenji4861$25.002/27/2011 12:02:23 PM
evnagelist$50.002/27/2011 12:04:43 PM
a-exponential-hope$25.002/27/2011 12:05:45 PM
TikPmp1$25.002/27/2011 12:03:41 PM
nuclearmoose$25.002/27/2011 12:04:38 PM
minista$25.002/27/2011 12:04:49 PM
treasure-pipeline$50.002/27/2011 12:05:08 PM
syounker$25.002/27/2011 12:05:22 PM
cash-sensai2$50.002/27/2011 12:05:51 PM
hopeful-truth5$100.002/27/2011 7:58:23 PM
kind-resolute-dough$50.002/28/2011 9:31:34 AM
a-restless-dollar$100.002/28/2011 10:32:17 AM
reflective-gain$25.002/28/2011 9:47:53 AM
active-benjamins4$50.002/28/2011 11:12:55 AM
deal-gazer$50.002/28/2011 12:21:37 PM
green-liberty-thunder$100.002/28/2011 12:25:47 PM
JDL51$30.003/1/2011 8:03:30 AM
tomdooley12520$25.003/1/2011 5:59:37 AM
Dan4703$25.003/1/2011 5:18:50 AM
MihirFromRedmond$25.003/1/2011 8:20:49 AM
first-serene-credit$25.003/1/2011 10:06:59 AM
T-L-B$175.003/1/2011 8:59:40 AM
unrelenting-auction7$25.003/1/2011 9:36:57 AM
missoula$25.003/1/2011 11:29:19 AM
jedi8$50.003/1/2011 10:22:06 AM
toronado$100.003/1/2011 11:07:41 AM
squarebob$100.003/1/2011 1:02:34 PM
radforj22$50.003/1/2011 11:39:56 AM
invincible-loot0$25.003/1/2011 6:00:37 PM
Boba1964$25.003/2/2011 1:06:44 AM
Xsi2k$27.313/2/2011 4:08:34 AM
zotzot$100.003/2/2011 7:02:44 AM
Phantom99$100.003/2/2011 7:01:45 AM
LendGuy$50.003/2/2011 8:52:48 AM
Strongestmanevr$25.003/2/2011 10:31:09 AM
best-ingenious-funds$25.003/2/2011 9:32:25 AM
BronxBomber79$30.003/2/2011 10:59:20 AM
depalma13$25.003/2/2011 2:39:45 PM
88 Investments
 
Borrower Payment Dependent Notes Series 493448
This series of Notes was issued and sold upon the funding of the borrower loan #47603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2001 Debt/Income ratio: 21%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:3y 2m
Amount delinquent: $330 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,520Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: jaxmp Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Excited about our Upcoming Wedding
Purpose of loan: wedding expenses
This loan will be used to... wedding expenses

My financial situation: Solid financial situation
I am a good candidate for this loan because... I have great credit, am financially stable and have held stable employment since I was 16. But more importantly, I cannot fathom using savings, which are meant for emergencies, for a wedding. Together my fianc? and I (who already live together and split living expenses) gross $110,000 yearly, so we are totally confident in being able to pay the loan.
Monthly net income: $4,333 gross (3,200 after taxes and all retirement deductions)
Monthly expenses: $2,103
Housing: $608 (mortgage includes all escrow payments, including property taxes and insurance)
Insurance: $0
Car expenses: $95 (insurance, car is paid off)
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description. Thank you! - newest-funds-powerplant
A: I am a senior communications specialist for a large, international transportation and logistics company. I write press releases, handle different communications/public relations requests and advertising for the company. I am especially involved with the company's Latin America business unit, as I provide bilingual support to that region. I have been with the company since Dec. 2007. The company has over 4,500 employees. I love my job and the diverse nature of what I do. (Feb-22-2011)
Q: can you discuss the delinquencies? - dsgfl1
A: In 2004, I moved and two bills weren't forwarded to my new address (a cable and medical bill). Both were paid off as soon as I was made aware of them. I believe the third delinquency is for a credit card I have. I paid off the balance last year. A few months later, I checked the account and there was about a $50 balance. Since I paid the card mid-cycle, a $3 or so finance charge was tacked on that I never took care of, so late fees were added. Capital One waived all fees and resolved the issue. (Feb-22-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance is $152,277.73 and it is a fixed rate mortgage. Market value is $141,754. Since purchasing the home in 2008, we have also made some improvements that are not reflected in the value including the addition of a large, backyard patio (15' x 27'), new berber carpets, some sewer/pipe lines and some minor updates in the kitchen and bathrooms. Mortgage payment, which includes all escrow costs, is $1,216. Fiance pays half of that cost. (Feb-26-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 5:04:55 PM
organized-payment6$50.002/21/2011 5:06:09 PM
Azonic21$25.002/21/2011 5:06:57 PM
Preteur$25.002/21/2011 5:07:32 PM
HamachiMan$50.002/21/2011 5:06:15 PM
Tradesmanlender$35.002/21/2011 5:06:22 PM
meenan$50.002/21/2011 7:26:01 PM
debt_helper$25.002/21/2011 8:48:51 PM
TikPmp1$25.002/22/2011 12:11:49 PM
enthralling-deal180$50.002/22/2011 1:55:47 PM
Peterman$25.002/22/2011 7:26:30 PM
gain-gourd$63.752/23/2011 2:46:34 AM
SecondChanceLendingSERV$50.002/23/2011 7:32:35 AM
shrewd-income$50.002/23/2011 3:44:49 PM
friendly-market5$25.002/23/2011 4:38:32 PM
competent-p2p$50.002/24/2011 7:19:03 AM
AM2171$25.002/25/2011 8:30:31 PM
credit-coach118$25.002/26/2011 7:32:48 PM
BaxterEvil$25.002/26/2011 9:02:00 PM
rustysailor$25.002/27/2011 3:01:58 PM
reflective-gain$25.002/28/2011 9:34:38 AM
kind-resolute-dough$25.002/28/2011 9:42:39 AM
enterprising-cash0$25.002/28/2011 10:26:24 AM
Artist_Blue$25.002/28/2011 11:33:35 AM
diversification-pilot$25.002/28/2011 7:32:38 PM
capthouls$25.003/1/2011 12:35:48 AM
dojo2$25.003/1/2011 11:09:57 AM
powerful-finance7$25.003/1/2011 2:38:10 PM
unbelievable-exchange$25.003/1/2011 12:19:09 PM
newest-unbeatable-currency$40.003/1/2011 4:24:46 PM
astute-benjamins$25.003/1/2011 3:13:13 PM
nunnie$25.003/2/2011 3:31:41 AM
debt-force$25.003/2/2011 6:01:38 AM
don8ter$25.003/2/2011 1:46:07 AM
bluesheep$50.003/2/2011 6:06:39 AM
brandall$100.003/2/2011 7:55:26 AM
grf1945$50.003/2/2011 7:08:01 AM
pythia$25.003/2/2011 7:42:58 AM
worthy-bid8$50.003/2/2011 7:58:15 AM
gold-blanket0$25.003/2/2011 9:52:51 AM
otto1939$50.003/2/2011 9:42:43 AM
wwwUniversal$25.003/3/2011 2:11:12 AM
greenback-professor5$50.003/3/2011 9:45:31 AM
Aimvest$25.003/3/2011 9:47:12 AM
p2p-czar3$25.003/3/2011 10:10:27 AM
tranquil-revenue$25.003/3/2011 11:35:19 AM
ksubd$75.003/3/2011 10:10:20 AM
T-L-B$35.003/3/2011 7:22:02 PM
important-ore$150.003/4/2011 3:20:19 AM
jazzlender$25.003/4/2011 10:15:03 AM
ranstlin$25.003/4/2011 10:27:28 AM
michaelray703$50.003/4/2011 12:17:46 PM
codavee$100.003/4/2011 9:39:58 AM
mammalian4$100.003/4/2011 1:19:05 PM
momoney2lend$25.003/4/2011 10:11:04 AM
reasonable-durability1$25.003/4/2011 6:52:28 PM
FWF-kinetic$100.003/4/2011 8:55:10 PM
magown$50.003/5/2011 8:02:06 AM
hopeful-truth5$50.003/5/2011 8:05:37 AM
Goodlender42$50.003/5/2011 1:15:47 PM
mmckune$25.003/5/2011 9:57:02 AM
visionary-currency$50.003/5/2011 3:49:34 PM
a-finance-nirvana$25.003/5/2011 4:50:45 PM
Gibbyland$50.003/5/2011 12:48:50 PM
ttnk62918$25.003/5/2011 6:11:11 PM
julijask$45.003/5/2011 1:03:01 PM
crawfingers$25.003/5/2011 6:27:57 PM
reward-motion$25.003/5/2011 6:32:00 PM
hrubinst$45.213/5/2011 1:14:57 PM
handshake5$100.003/5/2011 7:41:15 PM
Tapu22$50.003/5/2011 9:06:27 PM
wampum-chorus3$25.003/6/2011 6:21:05 AM
worth-arch$25.003/5/2011 5:46:15 PM
Earnest_Money$25.003/6/2011 9:01:15 AM
decisive-marketplace3$25.003/5/2011 8:06:22 PM
wise-friendly-dollar$30.433/5/2011 10:06:04 PM
responsible-investment0$29.833/5/2011 6:36:15 PM
flexible-return297$25.003/5/2011 6:41:42 PM
tender-integrity3$57.133/5/2011 6:56:43 PM
successful-agreement7$69.183/5/2011 6:56:50 PM
mjsk$25.003/6/2011 6:31:05 AM
gavinfh$25.003/6/2011 7:12:04 AM
mennleo$25.003/6/2011 2:36:10 AM
JPAW777$50.003/6/2011 2:37:02 PM
EvalCrux$50.003/6/2011 3:21:48 PM
BuntyBoy$50.003/6/2011 3:41:05 PM
Fonthill$100.003/6/2011 10:02:19 AM
bankdaddy$50.003/6/2011 4:16:10 PM
DanLash$100.003/6/2011 4:21:12 PM
rulender$43.933/6/2011 7:46:08 AM
htdia$50.003/6/2011 11:06:07 AM
RiskAdverse$25.003/6/2011 8:02:53 AM
a-consummate-camaraderi$50.003/6/2011 11:21:40 AM
Premierelender$25.003/6/2011 11:42:19 AM
Cai8899$40.003/6/2011 8:42:55 AM
greenback-ally$50.003/6/2011 7:16:37 PM
Cali123$50.003/6/2011 9:52:18 PM
DudeRanch$25.003/6/2011 9:56:05 AM
Cluvnupe06$25.003/7/2011 5:26:11 AM
sarisai$50.003/6/2011 10:26:55 AM
worldly-community3$50.003/6/2011 11:06:11 AM
averagefore$25.003/7/2011 6:32:26 AM
sparkling-contract7$25.003/7/2011 6:46:14 AM
melodious-fairness$100.003/6/2011 1:32:36 PM
pulmdoc$25.003/7/2011 7:06:39 AM
bnoble09$25.003/6/2011 12:00:39 PM
oaktown11$45.003/6/2011 4:19:45 PM
uarewhatuthink$25.003/6/2011 7:37:03 PM
Rick21$50.003/6/2011 9:07:21 PM
suave-income397$250.003/6/2011 2:27:23 PM
robweiss$50.003/7/2011 3:31:32 AM
gold-disk$50.003/6/2011 3:56:14 PM
trade-elm$30.003/7/2011 6:56:26 AM
djkaiser$41.633/6/2011 8:48:13 PM
mad4wknds$100.003/7/2011 6:43:38 AM
BxRealtor$25.002/21/2011 5:05:01 PM
the-silver-blaster$50.002/21/2011 5:06:44 PM
benjamins-utopia$100.002/21/2011 5:04:31 PM
MadHun$100.002/21/2011 5:06:39 PM
Tylerh$100.002/21/2011 5:06:25 PM
CA-Lender$25.002/21/2011 5:07:25 PM
SolarMoonshine$50.002/21/2011 5:31:32 PM
kulender$100.002/21/2011 5:15:44 PM
vutah$50.002/21/2011 7:22:30 PM
reflective-rupee$25.772/21/2011 7:36:02 PM
newest-funds-powerplant$50.002/22/2011 12:50:38 PM
dsgfl1$100.002/22/2011 2:16:47 PM
Damostuff$25.002/23/2011 8:45:16 AM
platinum-scientist9$25.002/23/2011 7:23:30 PM
Reddy_Capital$25.002/23/2011 10:52:45 PM
radforj22$25.002/24/2011 3:27:16 PM
credit-investor5$50.002/25/2011 1:08:29 PM
heroic-payout9$30.002/26/2011 4:28:14 AM
bullwink27$25.002/27/2011 4:06:21 PM
green-moola-platoon$50.002/28/2011 9:33:47 AM
p2p-renaissance7$100.002/28/2011 9:40:30 AM
protargol$31.763/1/2011 8:57:59 AM
imdave4me$50.003/1/2011 8:14:17 PM
SBT$50.003/1/2011 7:26:27 PM
Phantom99$50.003/2/2011 7:02:25 AM
rss197$25.003/2/2011 9:29:40 AM
riproaringrapids$25.003/2/2011 4:38:07 PM
gold-sushi$25.003/3/2011 8:03:08 AM
GElender$50.003/3/2011 6:17:54 AM
pound-ace$50.003/3/2011 9:44:53 AM
metro457$25.003/3/2011 6:53:58 AM
jbaum$40.003/3/2011 8:56:46 AM
tolerant-dinero2$25.003/3/2011 9:53:03 AM
Stepashka$50.003/3/2011 10:36:29 AM
bold-riveting-social$50.003/3/2011 9:43:14 AM
velocity-solo$25.003/3/2011 9:47:58 AM
harty$50.003/3/2011 2:40:35 PM
comet55$25.003/3/2011 5:06:17 PM
AFairDeal$75.003/3/2011 6:00:11 PM
commerce-renewal$100.003/3/2011 8:25:18 PM
Havana21$25.003/3/2011 5:20:32 PM
integrity-doctor$100.003/4/2011 10:01:53 AM
JanLal$25.003/4/2011 2:33:12 PM
the-platinum-entrepreneur$200.003/4/2011 12:44:46 PM
special-dime5$25.003/4/2011 1:22:49 PM
lenderrob$25.003/4/2011 1:30:11 PM
brightest-affluence-motivator$50.003/4/2011 1:56:10 PM
mistertao$25.003/4/2011 8:21:30 PM
Cheburashka$25.003/5/2011 2:59:16 AM
Imaginos1892$100.003/4/2011 6:39:40 PM
jdrez$25.003/4/2011 6:41:34 PM
theprince$40.643/4/2011 8:36:41 PM
five-star-note$50.003/4/2011 11:21:49 PM
Bank42$41.873/5/2011 5:06:23 AM
ClearLake$25.003/5/2011 3:09:39 AM
lostontheedge$25.003/5/2011 12:21:50 PM
a-responsible-return$100.003/5/2011 3:27:53 AM
museic1$50.003/5/2011 1:14:42 PM
wtrboy$50.003/5/2011 7:07:04 AM
GalileoBob$25.003/5/2011 8:32:52 AM
Petite_Rose$25.003/5/2011 8:36:56 AM
LongTail$25.003/5/2011 2:29:34 PM
helpinghand63$25.003/5/2011 11:42:01 AM
ptjg$50.003/5/2011 12:21:03 PM
heerzaquestion$100.003/5/2011 6:02:14 PM
dinero-speaker$25.003/5/2011 6:46:13 PM
yield-seeker$25.003/5/2011 6:51:47 PM
orange-dollar-guild$25.003/5/2011 7:01:17 PM
nalaari$25.003/5/2011 4:49:41 PM
Bank42$100.003/5/2011 6:25:20 PM
Tizzo27$48.673/6/2011 8:16:02 AM
Mr_Money$25.003/6/2011 8:36:08 AM
dingus$25.003/6/2011 9:26:45 AM
emergeo$50.003/6/2011 10:30:20 AM
studious-bonus7$100.003/5/2011 6:36:25 PM
mizon291$81.813/6/2011 11:27:01 AM
loot-heart$25.003/5/2011 7:12:04 PM
DreDub$50.003/5/2011 10:16:06 PM
browneyegravy$25.003/6/2011 8:11:41 AM
cathexis$25.003/6/2011 1:07:08 AM
squarebob$101.003/6/2011 4:57:28 AM
income-sage9$25.003/6/2011 6:11:06 AM
pinnacle10$25.003/6/2011 4:21:09 PM
note-farm4$50.003/6/2011 7:26:47 AM
thegreatstrafe$25.003/6/2011 5:28:59 PM
-thisguy-$25.003/6/2011 11:04:56 AM
RoyFauntleroy$50.003/6/2011 8:26:07 AM
KB4UF$25.003/6/2011 6:16:05 PM
Saab93$25.003/6/2011 6:19:25 PM
jigsaw$100.003/6/2011 6:36:06 PM
strutter$30.003/6/2011 9:47:46 PM
auctionator1$116.403/6/2011 10:47:39 PM
scredneck$50.003/7/2011 5:37:57 AM
versatilenyguy$50.003/7/2011 6:27:32 AM
williemc44$25.003/6/2011 3:31:14 PM
TheGoodSamaritan$28.003/6/2011 5:41:06 PM
IIP77$25.003/6/2011 9:31:08 PM
beeper2$150.003/6/2011 10:53:43 PM
sgt-schultz$25.003/7/2011 5:52:43 AM
Hartfelt$25.003/7/2011 6:40:00 AM
manyhappydogs$50.003/7/2011 6:46:57 AM
MoneyForNothing$7.993/7/2011 7:15:50 AM
217 Investments
 
Borrower Payment Dependent Notes Series 493790
This series of Notes was issued and sold upon the funding of the borrower loan #47593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $578Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: nykbbal Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
720-739 (Apr-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Purchasing Textbook Inventory
This loan will be used to purchase textbooks from college students at the end of the semester at various local universities. Current available cash totals $29,500 and approximately $7,500.00 more is needed to make a successful textbook buy back season. We will prepay this loan. Inventory turnover is approximately 35 days and the textbooks can be used as collateral.

The business is generating enough revenue to cover this loan. I earned a BS in Finance with a minor in Economics from a NY public university, 3.4 GPA. I have never missed a payment and I live with my parents while this business is starting.

Monthly net income: $ 2800
($2000 from job)
($800 from business)

Monthly expenses: $ 1250
Housing: $ 100
Insurance: $ 40
Car expenses: $ 150
Utilities: $ 0
Phone, cable, internet: $ 10
Food, entertainment: $ 250
Credit cards and other loans: $ 500 (student loans)
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
loyalist1$100.003/3/2011 5:03:00 PM
zotzot$50.003/3/2011 5:11:32 PM
simplelender80$100.003/3/2011 5:02:09 PM
ingenious-deal6$25.003/3/2011 5:02:40 PM
worthy-bid8$25.003/3/2011 5:03:35 PM
reflective-rupee$375.333/3/2011 5:03:50 PM
SolarMoonshine$50.003/3/2011 5:31:28 PM
mikeandcat$59.663/3/2011 7:44:23 PM
ac787$25.003/3/2011 7:52:52 PM
competent-p2p$50.003/3/2011 8:16:04 PM
gold-blanket0$25.003/3/2011 6:56:04 PM
the-kindness-honker$25.003/3/2011 7:07:32 PM
CA-Lender$100.003/4/2011 9:54:27 AM
grammaspurse$25.003/4/2011 1:35:13 PM
unforgettable-market3$100.003/4/2011 11:08:09 AM
good4loan$25.003/4/2011 12:16:02 PM
thankful-nickel2$25.003/4/2011 5:32:27 PM
blissful-cash3$125.003/4/2011 10:41:05 PM
transformer855$25.003/4/2011 10:51:04 PM
chameleon125$50.003/4/2011 9:33:37 PM
travels536$25.003/5/2011 7:54:15 AM
five-star-note$25.003/5/2011 5:57:40 PM
Cai8899$25.003/6/2011 8:42:25 AM
brondero$100.003/6/2011 3:10:34 AM
bughead$25.003/6/2011 8:28:21 PM
_NaLNaBB$500.003/6/2011 9:09:15 AM
loss-of-control$100.003/6/2011 9:25:26 AM
ScottCapital$25.003/7/2011 5:47:23 AM
soulful-truth$100.003/6/2011 5:41:50 PM
razor783$32.093/7/2011 10:14:55 AM
YoungTaxMan$25.003/6/2011 2:40:24 PM
hokee$25.003/7/2011 10:24:28 AM
DscGlfn$25.003/7/2011 10:29:22 AM
_NaLNaBB$2,500.003/6/2011 4:41:39 PM
icon7$25.003/6/2011 6:06:05 PM
sgt-schultz$25.003/7/2011 5:54:08 AM
Artist_Blue$25.003/7/2011 10:23:50 AM
FinanceEngine$25.003/7/2011 10:43:10 AM
a_falk22$25.003/7/2011 7:53:24 AM
top-asset-chemistry$100.003/7/2011 11:10:01 AM
kind-important-liberty9$25.003/7/2011 10:02:40 AM
squarebob$100.003/3/2011 5:50:20 PM
brainy-repayment5$75.003/3/2011 5:03:47 PM
MadHun$200.003/3/2011 5:03:29 PM
JustMee$25.003/3/2011 8:09:39 PM
Speedracer12$50.003/4/2011 7:09:22 PM
point-sasquatch$25.003/4/2011 2:42:05 PM
mammalian4$100.003/4/2011 2:47:51 PM
Reddy_Capital$50.003/5/2011 1:34:23 AM
corporatejim$100.003/4/2011 5:16:29 PM
five-star-note$250.003/4/2011 5:40:55 PM
loanman2007$175.003/5/2011 4:26:22 AM
DoctorJoe$25.003/5/2011 5:52:57 AM
orange-rapid-benjamins$25.003/5/2011 11:15:47 AM
CoolPlexer$25.003/5/2011 12:34:20 PM
Bob450$30.003/5/2011 5:30:00 PM
leverage-monger$100.003/6/2011 11:01:47 AM
slgilligan$50.003/6/2011 4:44:52 PM
PotBellyPete$113.393/6/2011 6:33:57 PM
Christophe$25.003/7/2011 7:32:38 AM
ColoradoLender82$25.003/7/2011 7:56:14 AM
Josphine$25.003/7/2011 5:51:51 AM
Shining-Star$100.003/6/2011 4:47:44 PM
trapperdc$150.003/7/2011 11:45:56 AM
moola-monger9$50.003/7/2011 6:54:49 AM
gallant-economy9$89.533/7/2011 11:58:16 AM
Leshan$250.003/7/2011 9:10:36 AM
Rider$100.003/7/2011 9:59:19 AM
68 Investments
 
Borrower Payment Dependent Notes Series 494210
This series of Notes was issued and sold upon the funding of the borrower loan #47586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1994 Debt/Income ratio: 18%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,890Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: thorough-pound Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business loan 1
Purpose of loan:
This loan will be used to... grow my expanding law firm.

My financial situation:
I am a good candidate for this loan because...I have an excellent credit history and a growing successful business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How long have you been practicing? Is this your own firm or a partnership? On what areas of the law do you focus? How many clients do you have? - The_Loan_Runner
A: I have been practicing for 10 years, and have owned this firm for 6 years. My firm is a Professional Limited Liability Company. Our firm has 3 attorneys with a focus on the following areas: tax law, civil litigation, criminal, domestic, and our largest growing areas of social security disability and bankruptcy. Our firm has several hundred clients with a projection based on current growth that our active client number will quadruple by the end of 2011. (Feb-21-2011)
Q: How exactly will the funds be used to grow your law firm? Thank you. - orange-impartial-asset
A: We project based on current client intake that our business will quadruple by the end of 2011. That is wonderful news for our future, but in order to sustain that growth we need the resources to handle those cases in the best way possible. The huge growth is expected to start paying dividends in a large way by 2012, but we want to keep our operations strong in the meantime while we grow our lawfirm. (Feb-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:10 PM
enthralling-deal180$100.002/17/2011 5:32:26 PM
omnius$50.002/17/2011 6:01:53 PM
organized-payment6$50.002/17/2011 6:02:40 PM
dime-smasher5$25.002/17/2011 6:05:33 PM
HamachiMan$50.002/17/2011 6:24:15 PM
macjp123$25.002/17/2011 6:27:11 PM
irrelevant$50.002/17/2011 6:32:31 PM
bid-czar8$100.002/17/2011 6:38:25 PM
availableloan$25.002/17/2011 8:52:13 PM
Tylerh$100.002/17/2011 10:43:12 PM
marketplace-cello5$50.002/19/2011 2:04:02 AM
dutchschulz24$50.002/19/2011 4:00:04 PM
Arikos$500.002/20/2011 3:34:53 PM
investor_101$50.002/20/2011 8:54:09 PM
friendly-worth3$35.112/21/2011 6:09:27 AM
commerce-yeller$30.002/21/2011 8:24:54 AM
rebellender$25.002/21/2011 10:05:46 AM
Azonic21$25.002/21/2011 10:54:42 AM
gain-gourd$100.002/21/2011 12:01:32 PM
jigsaw$100.002/21/2011 1:32:11 PM
moola-escalator$50.002/21/2011 2:10:58 PM
penny-finder$25.002/21/2011 2:16:59 PM
trade-boots1$50.002/21/2011 2:11:56 PM
innocent-deal$50.002/21/2011 6:19:16 PM
barefootpaul$35.002/21/2011 8:09:48 PM
authoritative-capital$25.002/21/2011 10:39:21 PM
Ripsaw4U$50.002/22/2011 1:09:31 AM
dime-revelry$25.002/22/2011 9:40:28 AM
adama_48$25.002/22/2011 9:45:18 AM
JJ9876$25.002/22/2011 12:09:26 PM
ashirey$50.002/22/2011 12:33:43 PM
deal-maple2$50.002/22/2011 12:48:46 PM
TikPmp1$25.002/22/2011 12:10:50 PM
LendGuy$25.002/22/2011 12:55:29 PM
caring-hope2$50.002/22/2011 12:33:11 PM
mtquan$25.002/22/2011 1:15:22 PM
tpcnet$108.152/22/2011 1:32:26 PM
jrbill1998$50.002/22/2011 1:51:04 PM
sincere-balance$25.002/22/2011 4:54:37 PM
The_Loan_Runner$25.002/22/2011 7:48:42 PM
hope-hickory$25.002/22/2011 6:40:11 PM
ichibon$69.172/23/2011 1:55:19 AM
GElender$50.002/23/2011 5:44:28 AM
T-Bizzone$25.002/23/2011 8:31:04 AM
Gr8Deal$50.002/23/2011 8:00:27 AM
special-peso$50.002/23/2011 8:20:29 AM
worker943$50.002/23/2011 9:40:37 AM
intuitive-transparency3$100.002/23/2011 10:03:49 AM
friendly-market5$25.002/23/2011 3:51:12 PM
Alittleluck$25.002/23/2011 6:16:03 PM
ultimate-payment$50.002/23/2011 7:52:23 PM
ctgscott$25.002/24/2011 11:42:22 AM
honorable-durability0$25.002/24/2011 1:48:15 PM
genius520$100.002/24/2011 5:59:27 PM
efficient-treasure0$25.002/24/2011 9:36:28 PM
harperpotok$100.002/24/2011 5:58:42 PM
a-finance-nirvana$25.002/25/2011 1:35:24 AM
texasadam$100.002/25/2011 9:32:19 AM
agalt$75.002/25/2011 8:32:22 AM
income-champion$50.002/25/2011 9:31:16 AM
credit-investor5$50.002/25/2011 1:07:39 PM
Katburg$50.002/25/2011 2:26:34 PM
socal-lender$25.002/25/2011 11:46:23 AM
Jassi$25.002/26/2011 1:23:25 AM
gracej$25.002/26/2011 1:25:11 AM
robust-marketplace2$25.002/25/2011 7:18:23 PM
established-hope5$25.002/25/2011 8:30:30 PM
Cheburashka$25.002/26/2011 1:06:58 AM
gethsemane4$25.002/26/2011 1:24:39 AM
dinero-rumbler$50.002/26/2011 1:38:10 PM
granitepk$50.002/26/2011 10:26:21 AM
power-defender7$50.002/26/2011 7:25:32 PM
BaxterEvil$25.002/26/2011 9:01:23 PM
don'twannadance$50.002/27/2011 7:10:53 AM
agile-loan0$25.002/27/2011 8:36:20 AM
CARedBull$40.002/27/2011 9:28:33 PM
compassionate-dime0$50.002/27/2011 2:36:21 PM
Joeburly$50.002/28/2011 9:13:57 AM
yield-blanket$25.002/27/2011 7:04:57 PM
ichibon$100.002/28/2011 5:59:38 AM
fulfilling-investment4$25.002/28/2011 9:35:22 AM
christmaslightpro$25.002/28/2011 9:35:42 AM
TelegramSam$25.002/28/2011 9:39:31 AM
lostontheedge$25.002/28/2011 9:41:23 AM
microfunder$25.002/28/2011 9:41:34 AM
gatorjh$25.002/28/2011 7:38:21 AM
orgy63$50.002/28/2011 9:56:21 AM
green-moola-platoon$50.002/28/2011 9:32:58 AM
reflective-gain$25.002/28/2011 9:34:05 AM
bigphish$50.002/28/2011 10:51:11 AM
Astyanax$45.002/28/2011 11:09:11 AM
theonezozo$50.002/28/2011 9:56:37 AM
Insuredcash$50.002/28/2011 10:11:40 AM
windfall46$25.002/28/2011 10:20:58 AM
Sang1963$50.002/28/2011 2:07:31 PM
CarlC$50.002/28/2011 4:47:16 PM
point-shooter$50.002/28/2011 4:50:58 PM
green-tree-shake$70.002/28/2011 4:54:13 PM
elevated-finance$25.002/28/2011 4:56:11 PM
newest-organic-rupee$25.002/28/2011 4:57:07 PM
anti-wall-st$25.002/28/2011 4:57:19 PM
Clambake$100.002/28/2011 4:57:45 PM
haplender$50.002/28/2011 4:57:52 PM
museic1$50.002/28/2011 4:58:35 PM
dajen1$50.002/28/2011 4:59:07 PM
hitsman$50.002/28/2011 5:03:45 PM
jenkris$25.002/28/2011 5:03:54 PM
the-receptive-liberty$50.002/28/2011 2:56:28 PM
patriot897$50.002/28/2011 4:50:52 PM
chlebie$50.002/28/2011 4:54:11 PM
6moonbeams$25.002/28/2011 4:54:00 PM
WindyKid$30.992/28/2011 4:54:07 PM
Papa_Mema$25.002/28/2011 4:54:42 PM
peace-maximizer8$25.002/28/2011 4:55:02 PM
philgreen$50.002/28/2011 4:57:33 PM
swpski$50.002/28/2011 4:56:03 PM
organized-dedication9$50.002/28/2011 4:57:48 PM
active-market$50.002/28/2011 4:58:52 PM
aasx1108$25.002/28/2011 4:57:17 PM
bob_sacamano$25.002/28/2011 4:57:38 PM
pdxKurt$50.002/28/2011 4:58:00 PM
AF-Chief$50.002/28/2011 4:58:18 PM
dinero-speaker$25.002/28/2011 4:58:55 PM
income-sage9$25.002/28/2011 7:31:01 PM
jdwillcox$100.002/28/2011 5:03:34 PM
SmokeyMirror$50.002/28/2011 5:03:39 PM
maximizer$25.002/28/2011 5:03:25 PM
ptjg$50.002/28/2011 11:36:10 PM
geekguy$25.003/1/2011 2:03:14 AM
beaker$25.003/1/2011 2:07:04 AM
flanative$50.002/28/2011 5:16:42 PM
InvestorPartners$25.003/1/2011 2:13:01 AM
Bio-physicist$33.743/1/2011 2:17:00 AM
lokiswolf$25.613/1/2011 2:18:04 AM
stollcm$25.003/1/2011 2:28:30 AM
wild_carrot$25.003/1/2011 2:32:39 AM
L-vex$25.003/1/2011 2:36:30 AM
Reinadog9$50.002/28/2011 9:51:11 PM
knowledgeable-balance0$25.002/28/2011 7:56:41 PM
easylender$25.003/1/2011 2:02:38 AM
corvettejrw$26.913/1/2011 2:06:30 AM
Sixmil$87.043/1/2011 2:07:27 AM
Oupa-George$25.003/1/2011 2:17:18 AM
glimmering-credit4$25.002/28/2011 11:09:01 PM
Maccs55$36.513/1/2011 2:28:57 AM
KeepOnRunning$40.233/1/2011 2:03:46 AM
brazilofmux$100.003/1/2011 2:13:05 AM
jtradition$36.313/1/2011 2:13:50 AM
TheYellowDart$25.003/1/2011 2:27:52 AM
EJO$25.003/1/2011 2:28:22 AM
GMPK_TLAS$38.263/1/2011 2:29:28 AM
kalex752$25.003/1/2011 2:30:03 AM
benjamins-utopia$50.002/17/2011 5:41:43 PM
melodious-fairness$50.002/17/2011 5:44:06 PM
simplelender80$100.002/17/2011 5:45:04 PM
BxRealtor$25.002/17/2011 5:48:47 PM
AFairDeal$75.002/17/2011 6:03:32 PM
velocity-solo$25.002/17/2011 6:04:55 PM
GrayStudio$25.002/17/2011 6:22:56 PM
don8ter$25.002/17/2011 6:23:18 PM
lendacity$25.002/17/2011 6:27:41 PM
Tradesmanlender$35.002/17/2011 6:37:56 PM
aiming_for_42$25.002/17/2011 9:39:50 PM
selector568$50.002/18/2011 3:10:37 AM
indomitable-coin$50.002/18/2011 12:30:35 PM
reflective-rupee$250.772/18/2011 4:13:03 PM
upperdeck$25.002/18/2011 9:11:02 PM
radforj22$25.002/19/2011 9:09:13 AM
Artist_Blue$25.002/19/2011 9:52:33 AM
MadHun$100.002/19/2011 8:59:35 PM
jeffpac$50.002/21/2011 6:44:52 AM
kmr2$100.002/21/2011 7:25:16 AM
hs112a$50.002/21/2011 9:20:40 AM
LiveNow$25.002/21/2011 9:46:04 AM
brightest-dynamic-peace$25.002/21/2011 9:56:32 AM
orderly-leverage$100.002/21/2011 10:09:59 AM
jbaum$40.002/21/2011 12:20:30 PM
inspiring-reward$150.002/21/2011 12:55:27 PM
admirable-income9$25.002/21/2011 1:06:55 PM
best-ingenious-funds$25.002/21/2011 4:00:33 PM
Preteur$25.002/21/2011 4:19:27 PM
flexible-fund6$50.002/21/2011 4:45:03 PM
the-money-gargantuan$25.002/21/2011 4:59:45 PM
credit-coach118$25.002/21/2011 7:43:47 PM
meenan$50.002/21/2011 7:24:39 PM
cash-tent$30.002/21/2011 11:43:10 PM
proud-silver0$25.002/22/2011 7:08:39 AM
reasonable-capital4$25.002/22/2011 10:20:48 AM
wonderful-currency$50.002/22/2011 9:41:18 AM
top-epic-community$50.002/22/2011 12:21:06 PM
lawboy74$25.002/22/2011 12:23:06 PM
One1putt$50.002/22/2011 12:47:35 PM
triumphant-bonus$30.002/22/2011 12:29:15 PM
enchanted-yield4$50.002/22/2011 1:52:46 PM
BidDaddyBigBucks$25.002/22/2011 1:34:49 PM
psonicl$50.002/22/2011 1:53:40 PM
supersarah61$50.002/22/2011 5:45:28 PM
jazzlender$25.002/22/2011 5:11:28 PM
choss02$100.002/22/2011 5:30:42 PM
powerful-finance7$25.002/22/2011 7:48:58 PM
octoberfresh$26.502/23/2011 1:54:31 AM
SecondChanceLendingSERV$50.002/23/2011 7:42:26 AM
economy-orchid$25.002/23/2011 9:39:33 AM
Unicycle$500.002/23/2011 3:03:57 PM
the-worthy-income$25.002/23/2011 2:31:37 PM
wrighco$25.002/23/2011 4:06:22 PM
jescowa$50.002/23/2011 4:56:14 PM
TeamN$99.652/23/2011 6:34:32 PM
majikthanos$50.002/23/2011 8:02:24 PM
inforapenny$28.182/24/2011 1:22:31 AM
Ocean713$50.002/23/2011 9:51:21 PM
Bank42$50.002/24/2011 12:54:41 AM
gustavholstopus32$25.002/24/2011 3:26:39 AM
affluence-tycoon$50.002/24/2011 6:51:24 AM
treasure-pipeline$50.002/24/2011 10:16:58 AM
asset-reaction$25.002/24/2011 9:19:16 AM
worth-arch$25.002/24/2011 5:58:07 PM
1800porsche$25.002/24/2011 5:58:31 PM
arenangelchild$48.662/25/2011 1:06:59 AM
ideal-platinum1$25.002/25/2011 4:06:21 AM
jamschmidt$25.002/24/2011 9:47:44 PM
wwwUniversal$25.002/25/2011 1:30:03 AM
financialzen$25.782/25/2011 9:31:34 AM
syounker$25.002/25/2011 9:34:59 AM
lovely-return7$25.002/25/2011 10:02:00 AM
T-L-B$35.002/25/2011 9:34:11 AM
the-enterprising-leverage$25.002/25/2011 10:23:42 AM
otto1939$50.002/25/2011 3:01:56 PM
loan-master996$50.002/25/2011 3:16:20 PM
reward-cosmos$25.002/25/2011 11:18:14 AM
salis34$25.092/25/2011 12:18:28 PM
keeks$25.002/26/2011 12:13:48 AM
Slend49$25.002/25/2011 4:47:26 PM
IIP77$25.002/26/2011 3:36:01 AM
skuba$50.002/26/2011 12:55:05 AM
Woodworker57$25.002/26/2011 1:05:38 AM
best-phenomenal-treasure$25.002/26/2011 1:42:53 AM
upbeat-fund$25.002/26/2011 1:26:14 PM
social-comet7$25.002/26/2011 4:57:21 AM
thankful-nickel2$25.002/26/2011 2:22:26 PM
CBO-Enterprise$50.002/26/2011 5:41:45 PM
BOZO88$50.002/26/2011 6:01:49 PM
capital-web7$50.002/26/2011 10:11:13 AM
tolerant-dinero2$25.002/26/2011 10:04:18 AM
Ivan2007$50.002/27/2011 2:06:45 AM
careful-penny$25.002/26/2011 10:52:46 AM
don'twannadance$50.002/27/2011 7:11:09 AM
samijake$50.002/26/2011 11:42:39 AM
hawkhelp$25.002/26/2011 12:31:10 PM
durban$25.002/26/2011 8:46:07 PM
iaviate1$25.002/27/2011 1:21:18 AM
don'twannadance$75.002/27/2011 7:11:32 AM
RIVERHTS$50.002/27/2011 10:28:41 AM
bdpres1$50.002/27/2011 11:56:06 AM
mobius404$25.002/28/2011 6:41:14 AM
bullwink27$25.002/27/2011 2:27:00 PM
competent-p2p$30.002/28/2011 9:07:54 AM
wampum-lava5$50.002/28/2011 9:31:40 AM
bold-basis-supernova$50.002/28/2011 9:36:07 AM
p2p-renaissance7$100.002/28/2011 9:40:03 AM
helpinghand63$25.002/28/2011 9:45:18 AM
enterprising-cash0$25.002/28/2011 10:26:02 AM
yennib$106.172/28/2011 9:34:56 AM
balance-computer9$50.002/28/2011 9:35:09 AM
benjamin67$50.002/28/2011 9:38:23 AM
KryptonWare-com$25.002/28/2011 9:41:44 AM
kind-resolute-dough$25.002/28/2011 9:42:07 AM
deal-gazer$50.002/28/2011 12:21:43 PM
Weaverville$25.002/28/2011 1:41:24 PM
KichigaiSensei$50.002/28/2011 10:12:46 AM
WalnutCreekguy$50.002/28/2011 1:52:52 PM
cashhelp$30.002/28/2011 3:41:56 PM
chemistry220$50.002/28/2011 4:47:31 PM
rogue_monster$50.002/28/2011 1:01:07 PM
mlender$25.002/28/2011 4:54:34 PM
Dweeberkitty1$25.002/28/2011 4:54:49 PM
the-auction-bear$25.002/28/2011 4:55:07 PM
klinebarger$25.002/28/2011 4:57:14 PM
burgeoning-silver$25.002/28/2011 4:57:21 PM
GCInvestments$25.002/28/2011 1:51:51 PM
grf1945$35.002/28/2011 4:57:57 PM
intuitive-integrity9$50.002/28/2011 4:58:16 PM
narblark$50.002/28/2011 4:58:34 PM
IP$50.002/28/2011 5:01:38 PM
first-pragmatic-note$25.002/28/2011 5:03:23 PM
RusRobo$50.002/28/2011 5:16:44 PM
j2ee$50.002/28/2011 4:48:22 PM
Interloper$25.002/28/2011 4:54:30 PM
restless-currency$40.002/28/2011 4:54:03 PM
aquarexbi$50.002/28/2011 4:55:22 PM
worldly-community3$50.002/28/2011 4:55:00 PM
tender-integrity3$100.002/28/2011 4:55:05 PM
LastLikeFirst$25.002/28/2011 4:57:30 PM
versatilenyguy$50.002/28/2011 4:57:37 PM
ladybird1$50.002/28/2011 4:57:50 PM
mmckune$25.002/28/2011 4:58:32 PM
investment-comet$25.002/28/2011 4:58:48 PM
vigilance-revolutionary$50.002/28/2011 4:57:10 PM
comet55$25.002/28/2011 4:57:26 PM
ferdberfel$50.002/28/2011 5:01:20 PM
loot-heart$25.002/28/2011 4:58:58 PM
gain-equator$25.002/28/2011 5:03:56 PM
superb-funds335$25.002/28/2011 5:03:27 PM
fishintime$100.002/28/2011 5:03:58 PM
anders94$50.002/28/2011 5:04:59 PM
Zoomie$25.003/1/2011 1:56:34 AM
RG$33.613/1/2011 2:03:34 AM
nycfinance$25.003/1/2011 2:05:25 AM
RJN$25.003/1/2011 2:17:43 AM
selfmademan$25.003/1/2011 2:29:21 AM
skiberdad$29.593/1/2011 2:29:39 AM
rakstar$31.403/1/2011 2:30:07 AM
Hogan55$25.363/1/2011 2:30:46 AM
GenerousGentleMan$25.173/1/2011 2:31:08 AM
mavenhaven$25.002/28/2011 7:06:40 PM
flexible-return297$25.002/28/2011 7:01:36 PM
willchan98$100.002/28/2011 9:30:47 PM
rmachi$25.003/1/2011 2:04:03 AM
Cubsfan07$25.003/1/2011 2:04:53 AM
Trinkaloki$25.003/1/2011 2:11:51 AM
reliable-platinum8$100.002/28/2011 9:21:05 PM
shingu79$28.003/1/2011 2:12:14 AM
Tasteslikechicken$50.002/28/2011 9:51:08 PM
ualf$50.003/1/2011 2:18:26 AM
Snoopylover$25.003/1/2011 2:19:37 AM
PocketAces$26.423/1/2011 2:28:45 AM
JLChamberlain$25.003/1/2011 2:01:41 AM
flexiboy35$25.003/1/2011 2:03:22 AM
AdamClemSC$25.003/1/2011 2:06:41 AM
littlemonkey$25.003/1/2011 2:11:27 AM
mizount$25.003/1/2011 2:18:32 AM
TrixieD$25.003/1/2011 2:27:14 AM
Easystreet$25.003/1/2011 2:30:13 AM
ClearLake$25.003/1/2011 2:30:22 AM
335 Investments
 
Borrower Payment Dependent Notes Series 494572
This series of Notes was issued and sold upon the funding of the borrower loan #47600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,350.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $299.20
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1974 Debt/Income ratio: Not calculated
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,974Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: bold-sensational-felicity Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper 5yr Anniversary
Purpose of loan:
The proceeds of this loan will sit in my bank account and then be used to pay off the loan balance. I am trying to take advantage of the prosper 5yr anniversary promotion.

My financial situation:
I am a good candidate for this loan because...I am retired and have lots of liquid assets in the bank to pay back this loan (although I won't need them because I will use the loan proceeds to pay back the loan).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:20 AM
benjamins-utopia$100.002/18/2011 9:16:55 AM
simplelender80$100.002/18/2011 9:18:00 AM
treasure-brigade$50.002/18/2011 9:21:17 AM
a-responsible-return$50.002/18/2011 9:22:40 AM
nybanker85$50.002/18/2011 9:25:17 AM
macjp123$25.002/18/2011 9:34:30 AM
JustMee$25.002/18/2011 11:12:14 AM
accelerator96$25.002/18/2011 5:16:16 PM
1traveler$50.002/18/2011 6:44:37 PM
Reddy_Capital$25.002/18/2011 9:18:01 PM
loanman2007$150.002/19/2011 4:23:05 AM
q4golf$30.002/19/2011 4:11:53 AM
fallentimbers$25.002/19/2011 6:29:51 AM
RecoveryLender$25.002/19/2011 7:12:03 AM
pythia$25.002/19/2011 7:47:07 AM
Astyanax$40.002/19/2011 2:37:02 PM
grotheik$25.002/19/2011 5:34:54 PM
Nasdaq$25.002/19/2011 6:00:37 PM
serene-capital$50.002/20/2011 12:42:51 AM
jrhinomo$40.002/20/2011 9:47:23 AM
kushka$25.002/20/2011 9:54:44 AM
ProModelA$25.002/20/2011 10:58:29 AM
green-unrivaled-felicity$25.002/20/2011 12:53:24 PM
Shawn95187$501.002/20/2011 1:51:29 PM
BxRealtor$25.002/18/2011 9:19:14 AM
AFairDeal$75.002/18/2011 9:24:33 AM
organized-payment6$50.002/18/2011 9:28:41 AM
HamachiMan$50.002/18/2011 9:31:20 AM
Tradesmanlender$35.002/18/2011 9:39:13 AM
Tylerh$100.002/18/2011 9:42:27 AM
competent-p2p$25.002/18/2011 10:54:34 AM
reflective-rupee$695.752/18/2011 8:35:26 PM
High-flyer$44.002/19/2011 8:04:02 AM
carrinel$35.002/19/2011 9:46:58 AM
don8ter$25.002/19/2011 10:31:59 AM
the-silver-blaster$50.002/19/2011 11:08:14 AM
p2ploan-sensation211$25.002/19/2011 12:10:30 PM
kulender$50.002/19/2011 12:32:20 PM
reflective-rupee$400.772/19/2011 8:03:44 PM
MadHun$100.002/19/2011 9:00:00 PM
-------Loaner$50.002/20/2011 12:26:39 AM
upbeat-investment9$50.002/20/2011 11:29:02 AM
Nailman88$50.002/20/2011 12:07:30 PM
payout-embrace$25.002/20/2011 12:38:10 PM
45 Investments
 
Borrower Payment Dependent Notes Series 495648
This series of Notes was issued and sold upon the funding of the borrower loan #47606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-25-2011 
Term: 12 months Listing End date:  Feb-27-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $178.63
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1998 Debt/Income ratio: 5%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 8 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $667Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: finder075 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan for music publisher
Purpose of loan:
I have a contract on the table right now for an artist to cut my first music placement. I was recently signed to SESAC and set up my publishing company though them. As a music publisher, I have to assume the studio costs and radio edits for the artist.

My financial situation:
I have excellent credit. The contract I have negotiated will be paid half up front and I will have the money very soon to repay this loan. I am very wise with my money but have invested my savings into my music to get me to the point where I am now - on the cusp of signing my first deal. I need your help to see it through.

Monthly net income: $2,876
Housing: $675
Car expenses: $150 (public transport costs)
Phone, cable, internet: $70 - 100
Food, entertainment: $300
Credit cards and other loans: $700
Other expenses: $1,000 (Studio time, mixing & mastering and travel to/from Atlanta for meetings for more songwriting work)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
a-responsible-return$50.002/25/2011 5:01:09 PM
JJ9876$25.002/25/2011 5:04:09 PM
Paddington922$25.002/25/2011 8:04:37 PM
competent-p2p$25.002/25/2011 10:30:02 PM
AFairDeal$75.002/25/2011 5:02:40 PM
Tradesmanlender$35.002/25/2011 5:03:43 PM
credit-investor5$50.002/25/2011 5:04:51 PM
ryguy150$25.002/25/2011 5:00:58 PM
ac787$25.002/25/2011 6:14:17 PM
vutah$25.002/25/2011 7:10:20 PM
ToloUSN$50.002/25/2011 11:37:51 PM
peace-maverick$35.002/26/2011 12:20:07 AM
p2p-rider7$25.002/26/2011 4:46:42 PM
invest-in-ed$190.002/26/2011 7:21:29 AM
nelie150$25.002/26/2011 6:07:01 PM
KirosPOS$31.622/26/2011 7:37:06 AM
warew$100.002/26/2011 9:12:14 AM
imoutdoorsy$25.002/26/2011 9:11:18 PM
Newfoundcash$25.002/26/2011 10:40:24 PM
CMDCO$39.002/26/2011 11:39:46 AM
thankful-nickel2$25.002/26/2011 2:23:16 PM
engaging-worth$25.002/26/2011 2:32:54 PM
KrisKringle$25.002/26/2011 3:49:56 PM
goodcents$25.002/26/2011 7:20:21 PM
jc33148$25.002/26/2011 9:18:48 PM
cash-tent$15.382/27/2011 8:52:30 AM
benjamins-utopia$100.002/25/2011 5:01:24 PM
BxRealtor$25.002/25/2011 5:01:38 PM
DasMula$27.002/25/2011 5:07:06 PM
a2190b$25.002/25/2011 5:32:22 PM
ac787$26.002/25/2011 6:14:32 PM
MadHun$100.002/25/2011 5:03:55 PM
simplelender80$100.002/25/2011 5:01:30 PM
organized-payment6$50.002/25/2011 5:01:50 PM
TikPmp1$25.002/25/2011 5:04:18 PM
HamachiMan$50.002/25/2011 5:05:05 PM
drkosh$25.002/26/2011 8:20:26 AM
interstellar$51.002/26/2011 8:21:00 AM
kushka$25.002/26/2011 10:17:07 AM
investment-artist$25.002/26/2011 3:15:14 PM
Reddy_Capital$25.002/26/2011 7:11:51 PM
neelgagan$100.002/26/2011 10:17:13 AM
rascal867$25.002/26/2011 10:23:09 AM
the_finance_guru$50.002/26/2011 11:31:56 AM
economy-structure9$25.002/26/2011 12:24:27 PM
Happyhourcomics$25.002/26/2011 4:20:18 PM
power-defender7$50.002/26/2011 7:30:09 PM
47 Investments
 
Borrower Payment Dependent Notes Series 495834
This series of Notes was issued and sold upon the funding of the borrower loan #47602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $178.24
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2002 Debt/Income ratio: 35%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 18 / 18Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,527Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: notsupposedtobeeasy Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 25 ( 96% ) 660-679 (Latest)
Principal borrowed: $14,000.00< 31 days late: 1 ( 4% )  
640-659 (May-2010)
680-699 (Jun-2008)
 
Principal balance: $2,087.66 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Pay off a Ring!
Purpose of loan:
This loan will be used to...pay off a diamond ring that I bought recently. I had to finance it on my credit card, and my rate is 29.99% (are you kidding me?) anything is better than that.

My financial situation:
I am a good candidate for this loan because...I have never missed a Prosper payment. I have had 2 loans, a $4,000 and a $10,000 and the $10,000 was paid off early and the $4,000 is already over half paid.


Monthly net income: $3,500
Monthly expenses: $2,600
Housing: $800
Insurance: $200
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage Balance: $108K Market Value is roughly $118K. Over last summer, I put in an outdoor patio and a waterfall structure that helped increase the overall value. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
return-grizzly$100.002/28/2011 9:02:20 AM
simplelender80$100.002/28/2011 9:03:28 AM
BxRealtor$25.002/28/2011 9:03:42 AM
competent-p2p$30.002/28/2011 9:07:49 AM
five-star-note$250.002/28/2011 10:35:47 AM
reflective-rupee$25.772/28/2011 11:12:43 AM
vutah$50.002/28/2011 5:10:29 PM
corporatejim$50.002/28/2011 3:18:07 PM
thankful-nickel2$25.002/28/2011 5:45:10 PM
SolarMoonshine$25.002/28/2011 5:56:02 PM
the-kindness-honker$25.002/28/2011 7:26:00 PM
brondero$100.003/1/2011 1:35:19 AM
bdkjr$25.003/1/2011 8:28:58 AM
loanman2007$50.003/1/2011 5:14:19 AM
LiveNow$25.003/1/2011 8:28:19 AM
trumpeter5$25.003/1/2011 11:16:41 AM
Invest_in_residual_income$25.003/1/2011 10:23:18 AM
competent-p2p$45.003/1/2011 1:02:39 PM
incbx$50.003/1/2011 3:15:04 PM
kdat$50.003/1/2011 4:39:27 PM
hopeful-truth5$50.003/2/2011 6:25:44 AM
worthy-bid8$50.003/2/2011 8:00:13 AM
bonus-quark4$25.003/2/2011 10:43:15 AM
Leshan$100.003/2/2011 4:54:09 PM
Feyenoord$25.003/2/2011 6:21:57 PM
deal-zoo$29.063/3/2011 2:29:12 AM
ivadood$25.003/3/2011 7:13:54 AM
OGS_Capital$25.003/3/2011 7:22:09 AM
BlessedEveryDay$25.003/3/2011 7:32:35 AM
integrity-doctor$100.003/3/2011 7:28:45 AM
gold-sushi$25.003/3/2011 9:48:36 AM
sflash$25.003/3/2011 10:52:03 AM
squarebob$150.003/3/2011 12:57:27 PM
principal-laser$200.003/4/2011 9:54:16 AM
important-ore$150.003/4/2011 3:21:04 AM
marwadi-62$100.003/4/2011 10:46:17 AM
fulfilling-investment4$25.003/4/2011 9:38:02 AM
enthralling-deal180$50.003/4/2011 9:38:29 AM
mflawyer$25.003/4/2011 9:42:32 AM
donlenboy$30.613/4/2011 9:57:10 AM
mammalian4$100.003/4/2011 11:10:47 AM
jybank$100.003/4/2011 12:57:17 PM
openness-confidant$100.013/4/2011 2:26:36 PM
pfh$25.003/4/2011 6:24:53 PM
enthusiastic-ore5$50.003/4/2011 5:55:12 PM
jdrez$25.003/4/2011 6:42:33 PM
fabulous-community4$35.002/28/2011 9:03:02 AM
Tradesmanlender$35.002/28/2011 9:06:15 AM
credit-investor5$50.002/28/2011 9:07:24 AM
HamachiMan$50.002/28/2011 9:07:30 AM
TikPmp1$25.002/28/2011 9:06:34 AM
benjamins-utopia$50.002/28/2011 9:03:17 AM
MadHun$100.002/28/2011 9:04:10 AM
kind-resolute-dough$25.002/28/2011 9:44:31 AM
proper-revenue7$25.002/28/2011 11:12:08 AM
atomantic$50.002/28/2011 12:02:24 PM
peso-aggregator$25.002/28/2011 4:42:40 PM
rate-hickory$25.003/1/2011 6:06:23 AM
shawnw2$25.003/1/2011 2:04:59 AM
mikeandcat$50.003/1/2011 8:09:20 AM
LittleMingo$25.003/1/2011 2:42:31 AM
Chesterite$50.003/1/2011 8:50:59 AM
chameleon125$50.003/1/2011 6:52:14 AM
heroic-deal7$50.003/1/2011 11:42:55 AM
blue-useful-auction$25.003/1/2011 11:39:24 AM
JCM_MN$42.003/1/2011 8:12:39 PM
debt-force$25.003/2/2011 6:03:12 AM
radforj22$25.003/2/2011 7:01:18 AM
squarebob$100.003/2/2011 6:09:22 AM
fairness-atmosphere$25.003/2/2011 11:22:29 AM
The-Helper$25.003/2/2011 11:52:24 AM
BlueSharp$80.003/2/2011 8:42:59 PM
bullish2bearish$30.003/3/2011 7:46:32 AM
FinanceEngine$40.003/3/2011 8:56:37 AM
Astyanax$50.003/3/2011 11:27:55 AM
pathcrx$25.003/3/2011 6:58:10 PM
bughead$25.003/3/2011 6:37:27 PM
tearingstar$25.003/3/2011 6:50:58 PM
Rashanir$25.003/4/2011 9:31:49 AM
trade-freshmaker$106.043/4/2011 9:57:58 AM
happy-yield$25.003/4/2011 1:26:03 PM
power-secret-agent$25.003/4/2011 11:24:06 AM
lotus6$36.213/4/2011 11:53:30 AM
dudebrah$100.003/4/2011 5:30:11 PM
agalt$110.003/4/2011 2:01:30 PM
ProjectVenture$25.003/4/2011 6:16:17 PM
ONECENTATATIME$25.003/4/2011 2:09:40 PM
kulender$100.003/4/2011 2:31:10 PM
Imaginos1892$100.003/4/2011 6:25:51 PM
corporatejim$200.003/4/2011 5:15:15 PM
sjo1984111$33.003/4/2011 6:54:23 PM
baton165$67.303/4/2011 7:03:57 PM
92 Investments
 
Borrower Payment Dependent Notes Series 495946
This series of Notes was issued and sold upon the funding of the borrower loan #47612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2000 Debt/Income ratio: 34%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 12Length of status:4y 8m
Amount delinquent: $457 Total credit lines: 29 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,808Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: laz053 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 98% ) 640-659 (Latest)
Principal borrowed: $6,500.00< 31 days late: 1 ( 2% )  
640-659 (Oct-2010)
600-619 (Aug-2009)
600-619 (Jul-2009)
600-619 (Feb-2008)
 
Principal balance: $996.37 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
3rd prosper loan!!!
Purpose of loan:
This loan will be used to...Help pay for my mothers medical bills. My mother was diagnosed with non-hodgkins lymphoma June 2010. Since that time her medical bills have piled up high. I would love to be able to help eliminate some of her stress! Please be confident that this will be repaid, as you can see I have been a very loyal prosper member for 4 years now. Thank you so much!!



Monthly net income: $3400

Housing: $300
Insurance: $200
Car expenses: $420
Utilities: $
Phone, cable, internet: $106
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $1300
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: My mother had the same diagnosis, and she is completely fine now. I'm confident your mother will do well, they seem to have figured this disease out thanks to help from Team In Training, etc. I hope this help let's her focus on getting healthy! - five-star-note
A: Thank you so much of your words of encouragement! She finished chemo in December and her last radiation treatment was end of January. She goes for her PET scans in march, so we will keep our fingers crossed! Thanks (Feb-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/28/2011 9:01:48 AM
simplelender80$200.002/28/2011 9:02:12 AM
Kaj$50.002/28/2011 9:06:47 AM
competent-p2p$75.002/28/2011 9:12:16 AM
jhouman$25.002/28/2011 9:02:42 AM
Artist_Blue$25.002/28/2011 11:31:19 AM
LittleMingo$30.002/28/2011 9:41:00 AM
loanman2007$50.002/28/2011 11:36:35 AM
atomantic$50.002/28/2011 12:02:05 PM
ChoiceInvestments$26.502/28/2011 2:40:06 PM
proper-revenue7$25.002/28/2011 11:09:26 AM
reflective-rupee$250.772/28/2011 11:11:06 AM
trumpeter5$25.002/28/2011 2:56:36 PM
autonomous-truth$100.002/28/2011 7:53:10 PM
mikeandcat$100.002/28/2011 5:34:12 PM
SolarMoonshine$25.002/28/2011 5:52:21 PM
LittleMingo$25.003/1/2011 2:43:41 AM
akmikej$28.833/1/2011 8:13:59 AM
first-serene-credit$25.003/1/2011 10:13:33 AM
nickel-hickory$25.003/1/2011 10:00:03 AM
Leshan$300.003/1/2011 11:48:05 AM
RainyDayFunds$25.003/1/2011 2:49:57 PM
good4loan$50.003/1/2011 1:45:38 PM
lordnecron$26.543/1/2011 3:29:34 PM
wisconsinvestor$50.003/1/2011 4:55:09 PM
upbeat-finance8$50.003/1/2011 5:24:42 PM
note-buddy$94.673/1/2011 5:29:32 PM
trapperdc$150.003/1/2011 6:11:33 PM
jcw3rd$25.003/1/2011 6:16:13 PM
velocity-motivator6$50.003/1/2011 7:22:35 PM
YoungTaxMan$57.923/1/2011 6:13:24 PM
goodcents$25.003/1/2011 6:19:16 PM
hidavehi$44.003/1/2011 7:14:16 PM
Moe87$25.003/1/2011 6:52:06 PM
melodious-openness$210.563/1/2011 8:56:10 PM
credit-missile$25.003/1/2011 7:44:43 PM
mystical-bonus7$25.003/1/2011 10:30:42 PM
fabulous-community4$35.002/28/2011 9:02:57 AM
twjh$25.002/28/2011 9:04:26 AM
credit-investor5$50.002/28/2011 9:02:26 AM
ingenious-deal6$25.002/28/2011 9:07:15 AM
squarebob$25.002/28/2011 9:11:42 AM
NekHoldings$25.002/28/2011 9:17:43 AM
jsnryn$46.542/28/2011 10:03:27 AM
five-star-note$200.002/28/2011 10:12:02 AM
peso-aggregator$25.002/28/2011 4:41:15 PM
corporatejim$100.002/28/2011 3:17:03 PM
ac787$26.002/28/2011 4:28:24 PM
Jerrys1951$50.002/28/2011 8:10:25 PM
orange-rapid-benjamins$50.002/28/2011 9:39:47 PM
brondero$80.003/1/2011 1:41:54 AM
grnii78$75.002/28/2011 5:36:33 PM
hamster$25.962/28/2011 5:54:39 PM
BigBroJake$25.002/28/2011 6:43:15 PM
the-kindness-honker$25.002/28/2011 7:25:30 PM
credit-missile$75.003/1/2011 12:12:59 AM
atlas100$75.003/1/2011 6:25:56 AM
MoneyForNothing$27.493/1/2011 1:43:54 AM
chameleon125$50.003/1/2011 6:51:44 AM
helynn$25.003/1/2011 8:15:10 AM
Chesterite$35.003/1/2011 8:49:36 AM
selector568$150.003/1/2011 4:07:05 AM
head$25.003/1/2011 9:16:51 AM
found$107.413/1/2011 9:51:59 AM
revenue-driver8$26.603/1/2011 10:17:18 AM
yield-lion2$25.003/1/2011 12:26:12 PM
420limo$25.003/1/2011 1:28:31 PM
WeshaTheLeopard$25.003/1/2011 3:29:45 PM
hopeful-truth5$50.003/1/2011 3:41:01 PM
blue-useful-auction$25.003/1/2011 2:18:18 PM
Astyanax$45.003/1/2011 3:35:24 PM
MadHun$200.003/1/2011 4:57:40 PM
sweety075$25.003/1/2011 5:14:16 PM
bonus-quark4$25.003/1/2011 5:17:38 PM
deepblue34$35.003/1/2011 4:45:39 PM
unfixer$50.003/1/2011 6:10:06 PM
responsibility-wind6$300.003/1/2011 5:54:07 PM
shrewd-value$38.723/1/2011 10:28:29 PM
authoritative-loot$25.003/1/2011 11:02:04 PM
vtr1000$26.103/1/2011 11:23:54 PM
new-cash-plato$25.003/1/2011 6:47:24 PM
Galdis$25.003/1/2011 7:39:19 PM
Feyenoord$25.003/1/2011 9:22:25 PM
dime-vista2$25.003/1/2011 9:52:36 PM
Shining-Star$25.003/1/2011 8:58:36 PM
MoneyForNothing$0.393/2/2011 12:28:26 AM
86 Investments
 
Borrower Payment Dependent Notes Series 495964
This series of Notes was issued and sold upon the funding of the borrower loan #47609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1993 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 21Length of status:20y 1m
Amount delinquent: $0 Total credit lines: 35 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,575Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: MRSMLC66 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ON SOLID GROUND!
Purpose of loan:
This loan will be used to...CONSOLIDATE DEBT

My financial situation:
I am a good candidate for this loan because...I have over 20 years experience in finance


Monthly net income: $8333
Monthly expenses: $
Housing: $1450
Insurance: $
Car expenses: $500
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/28/2011 9:04:53 AM
suave-dime6$25.002/28/2011 9:06:04 AM
competent-p2p$30.002/28/2011 9:07:45 AM
DHolly$50.002/28/2011 9:08:30 AM
simplelender80$200.002/28/2011 9:02:13 AM
ingenious-deal6$25.002/28/2011 9:07:16 AM
competent-p2p$45.002/28/2011 9:11:12 AM
Kash2010lu$25.002/28/2011 9:19:05 AM
sensational-worth7$50.002/28/2011 9:41:14 AM
shrewd-income$25.002/28/2011 3:32:49 PM
reflective-rupee$250.772/28/2011 11:32:00 AM
favorite-commerce$50.002/28/2011 4:06:48 PM
magnetic-dedication3$25.002/28/2011 4:51:43 PM
113121$400.002/28/2011 6:24:36 PM
vutah$25.002/28/2011 8:14:43 PM
credit-coach118$45.752/28/2011 9:26:27 PM
Rogelio48$25.002/28/2011 7:46:19 PM
all_of_that_one$37.022/28/2011 9:07:04 PM
ShadowLender$42.123/1/2011 4:37:02 AM
loanman2007$200.003/1/2011 5:00:33 AM
mlj0671$25.003/1/2011 3:23:46 AM
SnakeV$25.003/1/2011 9:02:56 AM
elegant-commerce7$50.003/1/2011 4:42:48 AM
kander80$25.003/1/2011 9:49:48 AM
Kaj$50.002/28/2011 9:06:48 AM
brightest-dignified-penny$25.002/28/2011 10:33:02 AM
sensational-worth7$50.002/28/2011 9:40:55 AM
DasMula$27.002/28/2011 10:26:16 AM
Artist_Blue$25.002/28/2011 11:31:17 AM
careful-compassion$25.002/28/2011 2:53:21 PM
thrifty-capital$25.002/28/2011 8:20:35 PM
SolarMoonshine$50.002/28/2011 5:50:09 PM
113121$1,031.732/28/2011 6:31:09 PM
leverage-monger$70.002/28/2011 9:22:02 PM
SqueezeKing$25.003/1/2011 2:30:41 AM
1-HARD-HEAD$132.633/1/2011 4:40:52 AM
EJF$25.003/1/2011 8:01:50 AM
hopeful-truth5$50.003/1/2011 7:19:47 AM
Bob450$25.003/1/2011 8:11:50 AM
Uylsses$100.003/1/2011 10:33:42 AM
113121$1,512.983/1/2011 11:57:41 AM
41 Investments
 
Borrower Payment Dependent Notes Series 496454
This series of Notes was issued and sold upon the funding of the borrower loan #47595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $110.71
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1997 Debt/Income ratio: 35%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,097Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: loan-tom-tom Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan-tom-tom
Purpose of loan:
This loan will be used to...pay my taxes and pay off another loan I have

My financial situation:
I am a good candidate for this loan because... I am dependable, have been on my job for almost 10 years, I have a good credit scored.


Monthly net income: $3396
Monthly expenses: $2100
Housing: $1100
Insurance: $52
Car expenses: $400
Utilities: $50
Phone, cable, internet: $68
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $651
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$200.003/3/2011 9:10:31 AM
commanding-income774$25.003/3/2011 9:11:48 AM
reflective-rupee$25.333/3/2011 10:07:54 AM
competent-p2p$35.003/3/2011 12:18:12 PM
SOP_Bank$25.003/3/2011 12:56:20 PM
investment-artist$25.003/3/2011 9:03:37 AM
simplelender80$100.003/3/2011 9:09:24 AM
BxRealtor$25.003/3/2011 9:09:36 AM
Nerdster1$25.053/3/2011 10:12:57 AM
debt-force$25.003/3/2011 9:11:30 AM
Digs$25.003/3/2011 3:47:15 PM
lendstats_com$50.003/3/2011 11:20:01 AM
thankful-nickel2$25.003/3/2011 4:11:30 PM
businessguy29$25.003/3/2011 10:55:59 AM
vutah$25.003/3/2011 12:14:43 PM
Bank_Of_XL$25.003/3/2011 1:08:20 PM
shrewd-income$25.003/3/2011 2:48:43 PM
EngineersAlliance$100.003/3/2011 8:00:59 PM
loss-of-control$50.003/3/2011 6:43:30 PM
JustMee$25.003/3/2011 6:01:15 PM
enchanted-yield4$100.003/4/2011 1:12:09 PM
Lou-Holtz$25.003/4/2011 10:35:58 AM
wild-orange$50.003/4/2011 2:31:09 PM
coin-explorer$25.003/4/2011 1:55:43 PM
dRatedOnly$25.003/4/2011 3:09:31 PM
silver-cloud$25.003/4/2011 2:29:28 PM
all_of_that_one$25.003/4/2011 8:18:32 PM
chameleon125$25.003/4/2011 9:53:54 PM
FinanceEngine$25.003/5/2011 8:07:17 AM
Shining-Star$25.003/5/2011 11:16:33 AM
Ambassador$30.003/5/2011 4:46:04 AM
vishal29$25.003/5/2011 12:56:28 PM
ChewyZ$25.003/5/2011 6:02:45 AM
radforj22$25.003/5/2011 8:41:26 AM
Moneypenny6$25.003/5/2011 7:41:10 AM
CASSHMAN$75.003/5/2011 11:23:06 AM
mlj0671$25.003/5/2011 11:33:42 AM
Sol_Invictus$25.003/5/2011 11:51:44 AM
goodhearted-basis4$25.003/5/2011 5:21:33 PM
grampy48$50.003/5/2011 5:25:03 PM
Wangchuk$25.003/3/2011 9:02:25 AM
wealth-pipeline$25.003/3/2011 9:08:25 AM
benjamins-utopia$100.003/3/2011 9:08:45 AM
brainy-repayment5$75.003/3/2011 9:11:20 AM
lloyd_s$50.003/3/2011 11:25:09 AM
vutah$25.003/3/2011 12:30:53 PM
Tradesmanlender$35.003/3/2011 9:10:56 AM
squarebob$100.003/3/2011 10:40:35 AM
MarvintheMartian$25.003/3/2011 10:47:06 AM
DasMula$27.003/3/2011 10:12:51 AM
loanman2007$25.003/3/2011 11:20:35 AM
courteous-fund9$50.003/3/2011 11:25:18 AM
market-pudding$25.003/3/2011 11:26:17 AM
favorite-commerce$50.003/3/2011 11:41:23 AM
SolarMoonshine$25.003/3/2011 5:18:59 PM
zotzot$50.003/3/2011 5:07:08 PM
SFBank$25.003/3/2011 7:56:13 PM
important-ore$150.003/4/2011 3:21:48 AM
Rashanir$25.003/4/2011 9:32:44 AM
TikPmp1$25.003/4/2011 10:17:38 AM
ProjectVenture$50.003/4/2011 6:43:04 PM
mpjg9$25.003/4/2011 4:10:11 PM
engaging-worth$25.003/4/2011 3:24:00 PM
Reddy_Capital$25.003/5/2011 1:38:43 AM
Imaginos1892$50.003/4/2011 6:27:50 PM
jdrez$25.003/4/2011 6:31:36 PM
feb217$25.003/4/2011 9:37:53 PM
1traveler$25.003/4/2011 10:46:43 PM
grotheik$25.003/5/2011 9:02:27 AM
Kyileo$25.003/5/2011 11:12:00 AM
dollar-high-five$29.513/5/2011 5:30:37 AM
harddollars$100.003/5/2011 12:26:34 PM
phchristensen$50.003/5/2011 2:16:10 PM
tomdooley12520$25.003/5/2011 3:07:41 PM
74 Investments
 
Borrower Payment Dependent Notes Series 496526
This series of Notes was issued and sold upon the funding of the borrower loan #47630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $85.43
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1989 Debt/Income ratio: 17%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,059Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: intelligent-community9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
my loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.333/3/2011 5:08:20 PM
BxRealtor$25.003/3/2011 5:02:33 PM
Azonic21$25.003/3/2011 5:02:49 PM
simplelender80$100.003/3/2011 5:02:27 PM
organized-payment6$50.003/3/2011 5:03:16 PM
Tradesmanlender$35.003/3/2011 5:03:25 PM
vutah$50.003/3/2011 5:29:27 PM
JustMee$25.003/3/2011 8:07:50 PM
T-L-B$25.003/3/2011 7:40:14 PM
important-ore$150.003/4/2011 3:21:49 AM
auctionator1$100.003/4/2011 12:10:39 PM
runner262$25.003/4/2011 9:35:04 AM
exact-peso2$25.003/4/2011 10:53:53 AM
SimpleChoice$25.003/4/2011 11:43:03 AM
vutah$50.003/4/2011 4:43:13 PM
imbatman$25.003/4/2011 5:49:12 PM
Bidwinner08$38.233/4/2011 6:34:32 PM
ProjectVenture$50.003/4/2011 6:43:06 PM
income-awakening6$100.003/4/2011 3:44:24 PM
fishcreek$25.003/5/2011 4:12:24 AM
jdrez$25.003/4/2011 6:31:33 PM
Bank42$100.003/5/2011 6:05:00 AM
D-N-A_Investments$30.003/5/2011 4:39:37 AM
squarebob$50.003/3/2011 5:10:47 PM
benjamins-utopia$100.003/3/2011 5:02:57 PM
MadHun$200.003/3/2011 5:03:13 PM
RandyL3$25.003/3/2011 8:10:03 PM
cttarheel$75.003/3/2011 5:54:15 PM
DasMula$27.003/4/2011 9:32:31 AM
competent-p2p$25.003/3/2011 8:13:39 PM
Bank_Of_XL$50.003/4/2011 10:05:23 AM
bullwink27$25.003/4/2011 8:32:53 AM
bonus-sensai825$25.003/4/2011 10:39:15 AM
pshans$26.953/4/2011 11:16:17 AM
integrity-doctor$100.003/4/2011 10:22:12 AM
loanman2007$25.003/4/2011 10:23:37 AM
wild-orange$50.003/4/2011 2:30:22 PM
ichibon$49.693/4/2011 11:39:54 AM
Haribelle$25.003/4/2011 4:31:08 PM
rcj1411$50.003/4/2011 12:31:48 PM
dudebrah$25.003/4/2011 5:30:52 PM
felicity-loyalist0$25.003/4/2011 4:41:23 PM
NorthlandAlchemist$50.003/4/2011 10:15:43 PM
redtilapia$25.003/4/2011 3:14:45 PM
reasonable-durability1$25.003/4/2011 6:53:09 PM
113121$25.003/5/2011 4:18:10 AM
Ambassador$50.003/5/2011 4:45:29 AM
ncg1983$25.003/5/2011 5:56:41 AM
Nusk$40.003/4/2011 9:49:21 PM
CK1$25.003/5/2011 3:22:25 AM
privatebankerva$25.003/5/2011 5:41:01 AM
Moneypenny6$2.803/5/2011 7:40:11 AM
revenue-channel8$100.003/5/2011 7:05:35 AM
53 Investments
 
Borrower Payment Dependent Notes Series 496598
This series of Notes was issued and sold upon the funding of the borrower loan #47615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1987 Debt/Income ratio: 23%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,643Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: BLUESKY2 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF
Purpose of loan: CONSOLIDATION
This loan will be used to..Consolidate and pay off other bills incurred from fixing drainage problems in my house

My financial situation:
I am a good candidate for this loan because... I have a full time job and have an established bank account and have a good credit rating.


Monthly net income: 4600
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$1,000.333/3/2011 5:09:48 PM
worthy-bid8$25.003/3/2011 5:03:39 PM
simplelender80$100.003/3/2011 5:02:15 PM
sensational-worth7$50.003/3/2011 7:04:55 PM
JustMee$25.003/3/2011 8:06:36 PM
DasMula$100.003/4/2011 9:29:42 AM
investment-artist$25.003/4/2011 9:36:52 AM
competent-p2p$60.003/3/2011 8:11:24 PM
loanman2007$175.003/4/2011 10:22:35 AM
brightest-dignified-penny$25.003/4/2011 10:58:04 AM
pshans$45.003/4/2011 11:18:13 AM
lendstats_com$168.243/4/2011 10:57:43 AM
malomar66$50.003/4/2011 4:18:52 PM
wealth-samaritan2$25.003/4/2011 4:03:17 PM
credit-missile$25.003/4/2011 4:31:32 PM
glroark$150.003/4/2011 5:10:33 PM
aprivatelender$100.003/4/2011 9:28:28 PM
nilonc1$100.003/5/2011 7:34:46 AM
EBITDA$25.003/5/2011 2:36:25 AM
credit-missile$25.003/4/2011 9:09:47 PM
leverage-monger$100.003/5/2011 9:31:03 AM
maccpro1$50.003/4/2011 10:55:14 PM
Otagaini$25.003/5/2011 11:21:07 AM
Whipster$50.003/5/2011 5:16:05 AM
hopeful-truth5$100.003/5/2011 7:45:30 AM
grotheik$25.003/5/2011 8:59:29 AM
FinanceEngine$25.003/5/2011 8:02:38 AM
Shining-Star$100.003/5/2011 10:06:24 AM
mlj0671$25.003/5/2011 11:28:19 AM
mex_invests$26.433/5/2011 12:16:47 PM
MadHun$200.003/3/2011 5:03:33 PM
credit-missile$100.003/3/2011 7:17:46 PM
DHolly$50.003/3/2011 5:04:47 PM
zotzot$100.003/3/2011 5:10:28 PM
ingenious-deal6$25.003/3/2011 5:02:46 PM
suave-dime6$25.003/3/2011 5:03:22 PM
SolarMoonshine$25.003/3/2011 5:23:48 PM
favorite-commerce$50.003/3/2011 5:05:32 PM
liberty-magnate$25.003/3/2011 5:56:28 PM
squarebob$250.003/3/2011 5:11:48 PM
Kash2010lu$25.003/3/2011 5:39:19 PM
gold-blanket0$25.003/3/2011 6:56:10 PM
israel15$25.003/3/2011 7:55:05 PM
SFBank$200.003/3/2011 7:52:09 PM
wealth-multiplier$25.003/4/2011 10:07:35 AM
greencat$50.003/4/2011 9:35:21 AM
unforgettable-market3$100.003/4/2011 11:18:00 AM
mammalian4$100.003/4/2011 11:25:29 AM
vutah$25.003/4/2011 12:15:53 PM
point-sasquatch$25.003/4/2011 2:42:10 PM
keeminn$25.003/4/2011 12:18:19 PM
BranSam$100.003/4/2011 12:47:44 PM
loss-of-control$150.003/4/2011 6:46:41 PM
transformer855$25.003/4/2011 5:22:08 PM
exciting-fairness$200.003/4/2011 6:13:52 PM
mpatrick$25.003/5/2011 8:35:36 AM
gothampark$25.003/5/2011 8:55:35 AM
1traveler$25.003/4/2011 10:44:52 PM
SkinnyFish$25.003/5/2011 6:18:39 AM
wonder3$25.003/5/2011 6:38:49 AM
econgineer$50.003/5/2011 7:20:10 AM
desrman$50.003/5/2011 9:28:32 AM
62 Investments
 
Borrower Payment Dependent Notes Series 496636
This series of Notes was issued and sold upon the funding of the borrower loan #47636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1990 Debt/Income ratio: 32%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,183Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: bananny Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
580-599 (Apr-2008)
600-619 (Mar-2008)
580-599 (Feb-2008)
560-579 (Jan-2008)
 
Principal balance: $456.61 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Sons College fees
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$800.333/5/2011 12:03:13 PM
zotzot$200.443/5/2011 12:08:21 PM
DasMula$77.003/5/2011 12:32:09 PM
kulender$50.003/5/2011 1:01:14 PM
grammaspurse$25.003/5/2011 1:21:52 PM
clemclan$25.003/5/2011 2:21:59 PM
loss-of-control$100.003/5/2011 2:37:09 PM
Kash2010lu$40.003/5/2011 12:06:36 PM
innovator2$100.003/5/2011 4:40:46 PM
marinbb$25.003/5/2011 4:53:49 PM
MoneyForNothing$25.823/5/2011 12:46:06 PM
favorite-commerce$50.003/5/2011 5:00:03 PM
MarvintheMartian$25.003/5/2011 12:49:30 PM
UCLA4life$50.003/5/2011 12:08:00 PM
LittleMingo$25.003/5/2011 12:08:15 PM
squarebob$102.003/5/2011 12:08:33 PM
sturdy-peace9$65.003/5/2011 6:13:55 PM
payment-halo$25.003/5/2011 6:21:28 PM
debt-legend$25.003/5/2011 6:51:02 PM
one-midas$25.003/5/2011 3:25:22 PM
RyanM561$25.003/5/2011 3:36:13 PM
2grindstones$25.003/5/2011 2:11:22 PM
Rulea72$30.003/5/2011 5:48:03 PM
five-star-note$200.003/5/2011 5:49:02 PM
five-star-note$25.003/5/2011 5:57:45 PM
Paddington922$25.003/5/2011 6:21:21 PM
Moe87$25.003/5/2011 4:19:48 PM
nickel-hickory$200.003/5/2011 6:52:15 PM
investment-artist$25.013/5/2011 12:14:42 PM
ryclsun$50.003/5/2011 12:15:31 PM
DasMula$77.003/5/2011 12:32:21 PM
mikeandcat$100.003/5/2011 1:48:21 PM
Rogelio48$50.003/5/2011 3:48:41 PM
lendstats_com$300.003/5/2011 12:45:18 PM
OldManP$25.003/5/2011 12:04:36 PM
purpledog18$50.003/5/2011 12:15:08 PM
SolarMoonshine$25.003/5/2011 5:37:41 PM
Ubiquinone$25.793/5/2011 2:31:17 PM
houli123$250.573/5/2011 6:25:40 PM
economy-popcorn$25.003/5/2011 6:28:39 PM
Feyenoord$25.003/5/2011 6:39:42 PM
vigilance-searcher$25.003/5/2011 6:48:02 PM
hillerod$25.003/5/2011 3:15:08 PM
innovator2$50.003/5/2011 4:57:02 PM
SFBank$250.003/5/2011 5:36:09 PM
Jerrys1951$33.633/5/2011 5:49:38 PM
restless-dime$50.003/5/2011 5:44:32 PM
ac787$25.003/5/2011 6:01:47 PM
Chesterite$25.003/5/2011 6:26:07 PM
innovator2$50.003/5/2011 6:33:23 PM
competent-p2p$45.003/5/2011 6:38:17 PM
51 Investments
 
Borrower Payment Dependent Notes Series 496692
This series of Notes was issued and sold upon the funding of the borrower loan #47605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1997 Debt/Income ratio: 32%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,891Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: cash-arboretum Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to... auto expenses

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5000
Monthly expenses: $
Housing: $ 600
Insurance: $200
Car expenses: $300
Utilities: $80
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
restless-dime$25.003/6/2011 4:01:57 PM
JustMee$25.003/6/2011 5:52:05 PM
850$50.003/6/2011 7:56:37 PM
reflective-rupee$500.333/7/2011 6:59:27 AM
RyanM561$25.003/6/2011 2:28:23 PM
MarvintheMartian$25.003/6/2011 12:05:42 PM
purpledog18$50.003/6/2011 12:07:23 PM
SolarMoonshine$25.003/6/2011 1:11:54 PM
lendstats_com$1,500.003/7/2011 1:12:59 PM
SFBank$25.003/6/2011 5:57:23 PM
ryclsun$50.003/6/2011 12:07:30 PM
Artist_Blue$25.003/7/2011 6:11:16 AM
favorite-commerce$25.003/6/2011 4:38:13 PM
Kash2010lu$25.003/6/2011 1:11:48 PM
reflective-rupee$500.333/6/2011 7:12:23 PM
Gibbyland$100.003/6/2011 1:36:30 PM
social-hunter5$30.163/6/2011 7:46:49 PM
IIP77$25.003/6/2011 9:26:59 PM
18 Investments
 
Borrower Payment Dependent Notes Series 494587
This series of Notes was issued and sold upon the funding of the borrower loan #47584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1983 Debt/Income ratio: 14%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:26y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,398Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: orange-luminous-gain Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to...pay for grandson medical bills.

My financial situation:
I am a good candidate for this loan because...I have a steady job and a steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:30 AM
BxRealtor$25.002/18/2011 9:19:27 AM
benjamins-utopia$50.002/18/2011 9:20:33 AM
organized-payment6$50.002/18/2011 9:23:48 AM
HamachiMan$50.002/18/2011 9:31:32 AM
infomas$50.002/18/2011 11:12:13 AM
kinetic-social$25.002/18/2011 2:41:46 PM
PRGuyinVA$50.002/18/2011 3:19:28 PM
swissbanker$25.002/18/2011 10:29:14 PM
elvisloans$25.002/19/2011 6:19:17 AM
High-flyer$25.002/19/2011 7:44:41 AM
Moneypenny6$25.002/19/2011 7:54:57 AM
vutah$50.002/19/2011 8:26:22 AM
RandyL3$25.002/19/2011 9:22:21 AM
dime-smasher5$25.002/19/2011 9:58:25 AM
engaging-worth$25.002/19/2011 11:37:30 AM
basejump0$30.002/19/2011 12:05:29 PM
Prairie-MN$30.002/19/2011 1:08:32 PM
Astyanax$35.002/19/2011 3:11:36 PM
duke12$30.442/19/2011 5:33:00 PM
Mav26$40.002/20/2011 5:55:43 PM
gdfp158$25.002/21/2011 8:19:39 AM
RetirementMoney$25.002/21/2011 9:49:12 AM
racing777$50.002/21/2011 11:16:56 AM
SIU_Saluki_Lending$25.002/21/2011 11:31:37 AM
gain-gourd$100.002/21/2011 12:02:29 PM
shellstar$30.002/21/2011 12:12:39 PM
verdiprr$153.122/21/2011 12:23:03 PM
simplelender80$100.002/18/2011 9:18:13 AM
AFairDeal$75.002/18/2011 9:24:38 AM
Tradesmanlender$50.002/18/2011 9:26:18 AM
macjp123$25.002/18/2011 9:34:25 AM
Tylerh$100.002/18/2011 9:42:46 AM
precious-coin3$50.002/18/2011 9:40:19 AM
heavy_ax$25.002/18/2011 12:28:51 PM
thrilling-loyalty2$25.792/18/2011 2:16:42 PM
reflective-rupee$25.772/18/2011 3:52:39 PM
freetolive$25.002/18/2011 5:29:21 PM
fallentimbers$25.002/19/2011 6:27:46 AM
koozkotopia$25.002/19/2011 9:01:56 AM
one-midas$25.002/19/2011 12:09:58 PM
MadHun$100.002/19/2011 9:00:06 PM
marwadi-62$300.002/20/2011 2:29:28 PM
Arikos$50.002/20/2011 3:45:38 PM
klemer$25.002/20/2011 6:55:02 PM
radforj22$25.002/21/2011 1:21:35 AM
sjo1984111$25.002/21/2011 4:43:35 AM
A11CREDIT$34.882/21/2011 5:20:08 AM
best-listing-toro$25.002/21/2011 6:41:24 AM
thoughtful-investment045$25.002/21/2011 8:32:26 AM
FundMaker$25.002/21/2011 9:16:09 AM
smalltown_mn$25.002/21/2011 10:53:54 AM
Azonic21$25.002/21/2011 10:54:59 AM
CPA-Banker$25.002/21/2011 12:13:00 PM
jbaum$40.002/21/2011 12:21:21 PM
55 Investments
 
Borrower Payment Dependent Notes Series 494737
This series of Notes was issued and sold upon the funding of the borrower loan #47598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-19-2011 
Term: 60 months Listing End date:  Mar-05-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1987 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:18y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,015Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: brainy-dime8 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ksodie
Purpose of loan:
This loan will be used to...pay off my credit card debts, so I can use the money, originally going to credit cards, to a mutual saving, for my future

My financial situation:
I am a good candidate for this loan because...I have an excellent credit score, I have constant employment, I have worked for Costco for going on my 19th year. My car is paid for, and I don't have any other debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the debts you would like to consolidate and include the outstanding balance, APR, and min monthly payments for each. Also, please provide a detailed monthly budget of income and expense. - newest-funds-powerplant
A: I would like to consolidate my Discover bill, 6,931.01 17.99%APR and minimum payment of $139.00 a month, and my American Express bill, 10,901.02 with a 27.24%APR and a minimum payment of $271.00 a month. I am using a money management program and created a realistic budget for myself, with an income of $2100 ( not including money that goes to 401k pretax ) and my expenses $1650 a month, with $328 going to savings for two up and coming goals. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/19/2011 12:01:36 PM
Tradesmanlender$50.002/19/2011 12:03:34 PM
Tylerh$100.002/19/2011 12:05:30 PM
JustMee$25.002/19/2011 1:03:45 PM
Bank_Of_XL$25.002/19/2011 7:34:31 PM
MadHun$100.002/19/2011 9:00:27 PM
gain-gourd$100.002/21/2011 12:03:20 PM
payment-halo$25.002/21/2011 3:10:18 PM
Preteur$25.002/21/2011 4:20:25 PM
malacandra$25.002/22/2011 1:40:51 PM
dsgfl1$100.002/23/2011 12:11:23 PM
auction-seeker$25.002/23/2011 5:22:04 PM
indomitable-coin$50.002/24/2011 4:16:50 AM
dlenz$25.002/24/2011 11:26:44 AM
wach$34.092/24/2011 6:35:51 PM
AM2171$25.002/25/2011 3:53:17 PM
kind-value-pouch$70.002/26/2011 5:11:55 AM
credit-coach118$35.002/25/2011 8:03:07 PM
BaxterEvil$25.002/26/2011 9:01:45 PM
4est$25.002/26/2011 2:06:39 PM
currency-agave$50.002/27/2011 12:08:03 PM
blue-relay$25.002/27/2011 11:04:48 AM
reflective-gain$25.002/28/2011 9:34:21 AM
balance-computer9$50.002/28/2011 9:35:19 AM
green-moola-platoon$50.002/28/2011 9:33:29 AM
p2p-renaissance7$100.002/28/2011 9:40:18 AM
kind-resolute-dough$25.002/28/2011 9:42:25 AM
deal-gazer$50.002/28/2011 12:21:58 PM
KichigaiSensei$50.002/28/2011 10:08:41 AM
enterprising-cash0$25.002/28/2011 10:26:13 AM
RusRobo$50.002/28/2011 5:17:04 PM
finance_mba$25.003/1/2011 10:27:39 AM
PatRichi$25.003/1/2011 10:26:43 AM
SummaCapital$50.003/1/2011 10:56:54 AM
dojo2$25.003/1/2011 11:09:25 AM
ultimate-payment$50.003/1/2011 2:36:37 PM
astute-benjamins$25.003/1/2011 3:09:03 PM
velocity-solo$25.003/1/2011 4:01:48 PM
jazzlender$25.003/1/2011 4:04:55 PM
authoritative-capital$25.003/1/2011 4:03:06 PM
unfixer$25.003/1/2011 5:38:48 PM
NYCFinancier$25.003/1/2011 5:12:01 PM
skuba$47.083/2/2011 1:04:06 AM
wwwUniversal$25.003/2/2011 1:44:34 AM
Ripsaw4U$50.003/2/2011 1:09:11 AM
paramjit$25.003/2/2011 1:34:27 AM
bluesheep$50.003/2/2011 6:06:31 AM
a-finance-nirvana$25.003/2/2011 2:07:25 AM
fcukciti$25.003/2/2011 3:46:15 AM
worthy-bid8$50.003/2/2011 7:57:41 AM
useful-p2ploan$50.003/2/2011 7:11:37 AM
coin-spilunker$44.743/2/2011 8:19:33 AM
mgraycfs$100.003/2/2011 9:31:07 AM
raisingophelia$25.003/2/2011 9:55:12 AM
tolerant-dinero2$25.003/2/2011 9:57:56 AM
Relevance$25.003/2/2011 11:51:04 AM
bayfocus$25.003/2/2011 12:16:36 PM
thezfunk$25.003/2/2011 10:19:26 PM
celkram$50.003/2/2011 5:39:44 PM
ptjg$50.003/3/2011 1:54:47 AM
moola-escalator$50.003/3/2011 8:56:04 AM
888GoldIngots$25.003/3/2011 9:12:56 AM
Aimvest$25.003/3/2011 9:47:00 AM
tranquil-revenue$50.003/3/2011 11:35:07 AM
pound-ace$50.003/3/2011 9:44:38 AM
Hola_James$38.453/3/2011 12:36:58 PM
p2p-czar3$25.003/3/2011 10:10:18 AM
five-star-euro3$50.003/3/2011 9:43:56 AM
greenback-professor5$50.003/3/2011 9:45:19 AM
Rogesparkguy$25.003/3/2011 11:21:07 AM
escandalo$50.003/3/2011 11:05:02 AM
tutnyce$171.873/3/2011 1:15:32 PM
Astyanax$40.003/3/2011 11:47:44 AM
maximizer$25.003/3/2011 3:05:53 PM
gallant-economy9$500.003/3/2011 4:09:36 PM
squarebob$250.003/3/2011 5:33:39 PM
valiant-liberty4$25.003/3/2011 6:00:46 PM
Havana21$25.003/3/2011 5:20:21 PM
yogi1975$25.003/3/2011 6:47:20 PM
GrowTK$25.003/3/2011 7:00:26 PM
codavee$100.003/4/2011 9:39:39 AM
commerce-renewal$100.003/3/2011 8:25:02 PM
important-ore$150.003/4/2011 3:20:08 AM
integrity-trumpet$50.003/4/2011 10:17:05 AM
BuckeyeBanker$97.833/4/2011 11:02:56 AM
justice-starfish$100.003/4/2011 11:49:11 AM
Dragon4021$25.003/4/2011 12:16:32 PM
ThisGuyIKnow$29.763/4/2011 12:34:13 PM
Skiph$25.003/4/2011 12:37:12 PM
economy-dreamer3$250.003/4/2011 12:45:51 PM
platinum-genetics$25.003/4/2011 10:17:55 AM
Pitufo$25.003/4/2011 1:43:20 PM
BigayNangBigay$25.003/4/2011 11:21:27 AM
BlaisePascal$31.463/4/2011 1:49:49 PM
delmo$50.003/4/2011 12:10:30 PM
mg144$43.523/4/2011 11:15:27 AM
mammalian4$100.003/4/2011 11:19:17 AM
sensible-order2$51.463/4/2011 12:48:12 PM
michaelray703$50.003/4/2011 12:17:28 PM
lenderrob$25.003/4/2011 1:30:05 PM
bentheredunthat$111.003/4/2011 5:16:09 PM
kfi805$50.003/4/2011 5:18:43 PM
brightest-affluence-motivator$50.003/4/2011 1:55:58 PM
Rabid_Dove$100.003/4/2011 2:23:02 PM
Katburg$42.013/4/2011 2:04:05 PM
calimanusa$25.003/4/2011 7:07:44 PM
platinum-exec1$500.003/4/2011 8:28:04 PM
la_tim$50.003/4/2011 4:15:35 PM
Granddad$100.003/4/2011 8:36:50 PM
fairwealth$25.003/4/2011 9:26:17 PM
chantal1382$100.003/4/2011 9:42:41 PM
burgeoning-silver$25.003/4/2011 2:42:17 PM
income-awakening6$100.003/4/2011 3:33:43 PM
cates48$25.003/4/2011 4:04:55 PM
shamil45$25.003/5/2011 2:21:37 AM
Interloper$25.003/5/2011 2:22:45 AM
nelie150$300.543/4/2011 6:33:34 PM
raiderj$25.003/4/2011 9:54:59 PM
gold-disk$50.003/4/2011 10:21:29 PM
sjo1984111$33.003/4/2011 6:54:58 PM
causr08$25.003/4/2011 11:41:06 PM
turbostar666$35.003/5/2011 2:09:16 AM
Cleon$25.003/5/2011 2:16:30 AM
Supp0rter$26.763/5/2011 2:21:24 AM
saint555$50.003/4/2011 10:07:19 PM
piano55$25.003/5/2011 12:41:37 AM
PaulW$25.003/5/2011 2:09:25 AM
Willylump$25.003/5/2011 2:16:55 AM
rate-optimizer0$25.003/5/2011 2:17:35 AM
Trinkaloki$25.003/5/2011 2:26:47 AM
BxRealtor$25.002/19/2011 12:01:53 PM
AFairDeal$75.002/19/2011 12:03:02 PM
HamachiMan$50.002/19/2011 12:04:34 PM
benjamins-utopia$100.002/19/2011 12:01:30 PM
enthralling-deal180$75.002/19/2011 12:06:50 PM
newest-funds-powerplant$25.002/19/2011 2:31:08 PM
the-silver-blaster$50.002/19/2011 9:15:38 PM
vutah$25.002/20/2011 10:27:34 AM
competent-p2p$100.002/20/2011 7:58:19 PM
2brotherslending$50.002/21/2011 8:34:02 AM
radforj22$25.002/21/2011 12:50:14 PM
dynrep$25.002/21/2011 3:10:29 PM
20mule$200.002/21/2011 3:37:25 PM
kulender$100.002/21/2011 5:14:49 PM
blackfur$25.002/21/2011 6:35:58 PM
meenan$50.002/21/2011 7:25:30 PM
TikPmp1$25.002/22/2011 12:11:24 PM
Proactive-Financial-Lending$25.002/22/2011 9:49:09 AM
JJ9876$25.002/22/2011 12:09:50 PM
mlin$25.002/22/2011 12:59:57 PM
attractive-asset$100.002/22/2011 12:37:32 PM
ashirey$50.002/22/2011 12:36:29 PM
johndoeProsper$100.002/22/2011 4:58:05 PM
jbaum$40.002/22/2011 5:53:47 PM
Peterman$25.002/22/2011 7:08:55 PM
dblaz5$400.002/23/2011 7:54:15 AM
SecondChanceLendingSERV$50.002/23/2011 7:37:35 AM
top-epic-community$50.002/23/2011 11:07:20 AM
WashingtonApple$132.302/23/2011 3:47:41 PM
friendly-market5$25.002/23/2011 3:51:43 PM
Artist_Blue$25.002/23/2011 4:50:40 PM
platinum-scientist9$25.002/23/2011 5:19:15 PM
economy-caper9$25.002/24/2011 7:34:41 AM
affluence-tycoon$50.002/24/2011 6:51:59 AM
availableloan$25.002/24/2011 7:14:43 AM
don8ter$25.002/25/2011 3:21:39 PM
pumped130$25.002/25/2011 5:00:08 PM
careful-penny$25.002/26/2011 10:53:22 AM
thankful-nickel2$25.002/26/2011 2:28:12 PM
BAJMP$25.002/27/2011 10:34:50 AM
bullwink27$25.002/27/2011 4:06:06 PM
bigphish$50.002/28/2011 10:51:34 AM
brainy-repayment5$50.003/1/2011 10:57:22 AM
irrelevant$50.003/1/2011 9:37:15 AM
inspired-investment8$100.003/1/2011 11:31:31 AM
melodious-fairness$100.003/1/2011 4:05:09 PM
hope-hickory$25.003/1/2011 4:01:46 PM
treasure-pipeline$50.003/1/2011 4:03:14 PM
JKEnterprises$25.003/1/2011 4:36:26 PM
honorable-yield$25.003/1/2011 6:42:46 PM
SBT$50.003/1/2011 7:26:06 PM
EmpireInvestments$100.003/2/2011 4:21:21 AM
nunnie$25.003/2/2011 3:31:23 AM
Phantom99$50.003/2/2011 7:02:09 AM
grf1945$50.003/2/2011 7:07:47 AM
octoberfresh$26.503/2/2011 9:31:54 AM
idriveajeep$28.003/2/2011 9:00:13 AM
gold-blanket0$25.003/2/2011 9:52:14 AM
Arikos$50.003/2/2011 12:11:44 PM
LongTail$25.003/2/2011 12:56:12 PM
riproaringrapids$25.003/2/2011 4:37:54 PM
worldly-community3$47.353/2/2011 6:17:56 PM
intuitive-hope9$25.003/2/2011 6:23:18 PM
hopethisworks$50.003/2/2011 10:19:09 PM
astute-fairness0$50.003/2/2011 6:03:19 PM
GElender$50.003/3/2011 6:17:27 AM
metro457$25.003/3/2011 6:52:50 AM
gracej$25.003/3/2011 1:55:03 AM
gold-sushi$25.003/3/2011 8:02:57 AM
worker943$50.003/3/2011 8:51:15 AM
innocent-deal$50.003/3/2011 8:55:55 AM
rebellender$25.003/3/2011 8:56:09 AM
bold-riveting-social$50.003/3/2011 9:43:02 AM
flexible-fund6$50.003/3/2011 8:56:06 AM
efficient-treasure0$25.003/3/2011 8:48:49 AM
harty$50.003/3/2011 2:40:25 PM
ranstlin$25.003/3/2011 9:48:46 AM
comet55$25.003/3/2011 5:06:07 PM
hopeful-truth5$50.003/3/2011 6:49:06 PM
special-dime5$25.003/4/2011 9:33:06 AM
T-L-B$50.003/3/2011 7:46:34 PM
MicroLender357$50.003/4/2011 10:18:07 AM
lostontheedge$25.003/4/2011 9:36:41 AM
rneckfsu$25.003/4/2011 12:17:16 PM
Banker7371$25.003/4/2011 12:44:31 PM
handshake5$100.003/4/2011 12:44:49 PM
jigsaw$100.003/4/2011 10:08:31 AM
vacaerol$25.003/4/2011 1:00:58 PM
ManhattanLender$25.003/4/2011 1:29:25 PM
integrity-doctor$100.003/4/2011 10:26:42 AM
Lou-Holtz$100.003/4/2011 10:31:36 AM
floridahelper$100.003/4/2011 2:21:54 PM
Jonb6919$25.003/4/2011 12:33:24 PM
JanLal$25.003/4/2011 2:33:00 PM
virgil12$100.003/4/2011 11:18:36 AM
loiosh$50.003/4/2011 11:21:02 AM
barefootpaul$35.003/4/2011 12:46:08 PM
anton$1,000.003/4/2011 12:53:24 PM
Rackmaster32$40.003/4/2011 12:23:18 PM
108lender$150.543/4/2011 12:45:18 PM
peso-genome$50.003/4/2011 1:55:46 PM
dparkhom$25.003/4/2011 2:04:29 PM
Imaginos1892$100.003/4/2011 6:26:35 PM
DudeRanch$100.003/4/2011 1:28:10 PM
brightest-dynamic-peace$25.003/4/2011 1:45:31 PM
aimm$25.003/4/2011 2:03:47 PM
AF-Chief$50.003/4/2011 2:05:48 PM
bonus-zone$50.003/4/2011 3:53:43 PM
theprince$75.003/4/2011 8:36:22 PM
Railbird$50.003/4/2011 4:33:41 PM
NorthlandAlchemist$50.003/4/2011 10:14:45 PM
StWaldo$25.003/5/2011 2:07:40 AM
RG$40.003/5/2011 2:08:10 AM
SCTrojangirl$50.003/4/2011 4:20:39 PM
kingbutthd$25.003/5/2011 2:16:46 AM
flexiboy35$25.003/5/2011 2:17:47 AM
mclean_loaner$50.003/4/2011 5:26:31 PM
brazilofmux$100.003/5/2011 2:27:12 AM
mistertao$25.003/4/2011 8:21:25 PM
jdrez$25.003/4/2011 6:41:25 PM
chameleon125$25.003/4/2011 9:56:17 PM
lizphan1$33.003/4/2011 7:29:07 PM
chicagobear23$100.003/4/2011 8:16:05 PM
und-alum$30.003/5/2011 2:26:11 AM
totoro$25.003/5/2011 2:26:53 AM
five-star-note$50.003/4/2011 11:21:37 PM
TelegramSam$25.003/5/2011 2:08:24 AM
KeepOnRunning$50.003/5/2011 2:08:57 AM
northwesttlr$25.003/5/2011 2:16:41 AM
nycfinance$25.003/5/2011 2:18:36 AM
littlemonkey$25.003/5/2011 2:26:40 AM
261 Investments
 
Borrower Payment Dependent Notes Series 494871
This series of Notes was issued and sold upon the funding of the borrower loan #47587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $317.53
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1994 Debt/Income ratio: 27%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,326Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: compassionate-peso Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit card balances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are you still using credit card? - loan-warrior
A: The purpose of the loan I am requesting is to pay off two credit card balances--one is mine and one is my husband's. We no longer use either card. I do, however, have another credit card with a low APR and low credit limit, which I use occasionally and which does not carry a high balance. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:32 PM
organized-payment6$50.002/20/2011 12:05:55 PM
AFairDeal$75.002/20/2011 12:05:59 PM
Tradesmanlender$35.002/20/2011 12:07:18 PM
MadHun$100.002/20/2011 12:08:36 PM
enthralling-deal180$50.002/21/2011 5:23:43 AM
investment-artist$25.002/21/2011 8:53:20 AM
gain-gourd$100.002/21/2011 12:03:29 PM
penny-finder$40.002/21/2011 1:37:20 PM
kulender$100.002/21/2011 5:14:59 PM
thankful-nickel2$25.002/21/2011 7:50:17 PM
Cherrypicker$50.002/22/2011 11:15:56 AM
principal-bull$25.002/22/2011 6:12:02 PM
powerful-finance7$25.002/22/2011 7:49:26 PM
SCD$25.002/23/2011 3:31:53 AM
top-epic-community$50.002/23/2011 11:07:24 AM
friendly-market5$25.002/23/2011 3:51:52 PM
indomitable-coin$50.002/24/2011 4:16:51 AM
Artist_Blue$25.002/24/2011 6:06:27 AM
engaging-worth$25.002/24/2011 4:55:45 PM
syounker$25.002/25/2011 9:35:35 AM
careful-penny$25.002/26/2011 10:53:30 AM
BaxterEvil$25.002/26/2011 9:01:50 PM
reflective-gain$25.002/28/2011 9:34:28 AM
green-moola-platoon$50.002/28/2011 9:33:34 AM
KichigaiSensei$25.002/28/2011 10:17:17 AM
don8ter$25.002/28/2011 1:54:02 PM
RandyL3$25.003/1/2011 3:32:22 AM
jbaum$40.003/1/2011 8:29:08 AM
finance_mba$25.003/1/2011 10:27:44 AM
brainy-repayment5$50.003/1/2011 10:57:28 AM
deal-gazer$50.003/1/2011 2:37:22 PM
deborahz$25.003/1/2011 4:25:12 PM
responsibilityenstein3$28.523/1/2011 6:27:21 PM
Ripsaw4U$42.073/2/2011 1:09:12 AM
myworld701$25.003/2/2011 1:33:47 AM
SBT$50.003/1/2011 7:26:08 PM
nunnie$25.003/2/2011 3:31:27 AM
bluesheep$50.003/2/2011 6:06:34 AM
zotzot$25.003/2/2011 8:07:40 AM
Phantom99$50.003/2/2011 7:02:12 AM
useful-p2ploan$50.003/2/2011 7:11:40 AM
jazzlender$25.003/2/2011 10:38:39 AM
Relevance$25.003/2/2011 11:51:07 AM
mgraycfs$100.003/2/2011 9:31:09 AM
gold-blanket0$25.003/2/2011 9:52:32 AM
irrelevant$50.003/2/2011 10:38:24 AM
paramjit$25.003/3/2011 1:55:12 AM
GElender$50.003/3/2011 6:17:46 AM
dime-smasher5$25.003/3/2011 8:54:04 AM
Arikos$50.003/3/2011 8:56:20 AM
tranquil-revenue$50.003/3/2011 11:35:09 AM
wonderous-power$25.003/3/2011 9:33:46 AM
harty$50.003/3/2011 2:40:28 PM
Havana21$25.003/3/2011 5:20:25 PM
commerce-renewal$100.003/3/2011 8:25:06 PM
authoritative-capital$25.003/4/2011 8:31:51 AM
RetirementMoney$100.003/4/2011 9:29:51 AM
ranstlin$25.003/4/2011 10:24:42 AM
special-dime5$25.003/4/2011 1:22:45 PM
hope-hickory$25.003/4/2011 1:42:01 PM
platinum-genetics$25.003/4/2011 10:18:00 AM
brightest-affluence-motivator$50.003/4/2011 1:56:02 PM
Lou-Holtz$100.003/4/2011 10:37:33 AM
JanLal$25.003/4/2011 2:33:04 PM
SCTrojangirl$42.813/4/2011 4:20:46 PM
stockpicker_jboy$25.003/4/2011 2:04:25 PM
calimanusa$25.003/4/2011 7:38:25 PM
mistertao$25.003/4/2011 8:21:26 PM
busnssmn$25.003/5/2011 2:31:52 AM
rakstar$50.003/5/2011 2:52:23 AM
Seafirst$25.713/5/2011 2:57:34 AM
dansarkis$25.003/5/2011 3:08:37 AM
CaliforniaSun$25.003/5/2011 3:23:37 AM
a-responsible-return$100.003/5/2011 3:27:49 AM
dartmouth99$28.733/5/2011 3:31:14 AM
BrianRK$25.493/5/2011 2:32:09 AM
lokiswolf$27.003/5/2011 2:41:34 AM
ualf$46.463/5/2011 2:41:52 AM
GrayStudio$25.003/5/2011 2:42:19 AM
skiberdad$50.003/5/2011 2:58:03 AM
GMPK_TLAS$32.333/5/2011 3:06:59 AM
Au-Ag-Pt$25.003/5/2011 3:08:06 AM
basejump0$30.003/5/2011 12:15:07 AM
colorunner$25.003/5/2011 3:22:39 AM
PaulW$25.003/5/2011 2:09:27 AM
p1k4blu$25.003/5/2011 3:31:24 AM
PsiPro$25.003/5/2011 3:36:32 AM
totoro$25.003/5/2011 2:26:56 AM
JagFan$25.003/5/2011 2:31:57 AM
Frenchynh$25.003/5/2011 2:33:07 AM
Oupa-George$25.003/5/2011 2:36:17 AM
What-goes-around-comes-around$44.033/5/2011 2:41:18 AM
mizount$25.003/5/2011 2:42:07 AM
selfmademan$25.003/5/2011 2:47:40 AM
TrixieD$25.003/5/2011 2:57:29 AM
Cheburashka$25.003/5/2011 2:59:01 AM
monroemoney$25.003/5/2011 3:06:46 AM
Hogan55$50.003/5/2011 3:07:02 AM
dajen1$50.003/5/2011 3:31:31 AM
BxRealtor$25.002/20/2011 12:04:52 PM
benjamins-utopia$50.002/20/2011 12:03:55 PM
HamachiMan$50.002/20/2011 12:06:46 PM
Tylerh$100.002/20/2011 12:07:38 PM
SolarMoonshine$25.002/20/2011 2:06:04 PM
felicity-loyalist0$25.002/20/2011 6:26:36 PM
reflective-rupee$25.772/20/2011 7:39:58 PM
radforj22$25.002/21/2011 12:50:20 PM
Preteur$25.002/21/2011 4:20:33 PM
meenan$50.002/21/2011 7:25:37 PM
JJ9876$25.002/22/2011 12:09:53 PM
TikPmp1$25.002/22/2011 12:11:28 PM
ashirey$50.002/22/2011 12:36:38 PM
competent-p2p$25.002/22/2011 1:19:48 PM
CE88$75.002/22/2011 10:45:12 PM
SecondChanceLendingSERV$50.002/23/2011 7:48:11 AM
xrycac$25.002/23/2011 12:24:19 PM
affluence-tycoon$50.002/24/2011 6:52:04 AM
nocal_lender$25.002/24/2011 9:35:11 PM
credit-investor5$50.002/25/2011 1:08:19 PM
bullwink27$25.002/27/2011 4:06:12 PM
ichibon$100.002/27/2011 5:42:53 PM
p2p-renaissance7$100.002/28/2011 9:40:20 AM
kind-resolute-dough$25.002/28/2011 9:42:29 AM
enterprising-cash0$25.002/28/2011 10:26:16 AM
bigphish$50.002/28/2011 10:51:38 AM
RusRobo$50.002/28/2011 5:17:07 PM
otto1939$50.003/1/2011 3:29:50 AM
dojo2$25.003/1/2011 11:09:35 AM
inspired-investment8$100.003/1/2011 11:31:43 AM
Azonic21$25.003/1/2011 4:02:14 PM
astute-benjamins$25.003/1/2011 3:09:50 PM
wwwUniversal$25.003/2/2011 1:44:40 AM
grf1945$50.003/2/2011 7:07:50 AM
worthy-bid8$50.003/2/2011 7:57:46 AM
octoberfresh$26.503/2/2011 9:31:55 AM
LongTail$25.003/2/2011 12:56:15 PM
riproaringrapids$25.003/2/2011 4:37:58 PM
velocity-solo$25.003/3/2011 2:24:42 AM
hopethisworks$50.003/2/2011 10:19:12 PM
celkram$50.003/2/2011 5:39:47 PM
astute-fairness0$50.003/2/2011 6:04:13 PM
Bank42$31.063/3/2011 1:40:35 AM
gold-sushi$25.003/3/2011 8:03:01 AM
melodious-fairness$100.003/3/2011 2:30:24 AM
4est$25.003/3/2011 1:52:44 AM
pound-ace$50.003/3/2011 9:44:41 AM
greenback-professor5$50.003/3/2011 9:45:21 AM
metro457$25.003/3/2011 6:53:02 AM
Aimvest$25.003/3/2011 9:47:04 AM
five-star-euro3$50.003/3/2011 9:43:58 AM
bold-riveting-social$50.003/3/2011 9:43:04 AM
comet55$25.003/3/2011 5:06:09 PM
valiant-liberty4$25.003/3/2011 6:00:50 PM
ultimate-payment$50.003/4/2011 8:33:25 AM
important-ore$150.003/4/2011 3:20:13 AM
Dragon4021$25.003/4/2011 12:16:37 PM
codavee$100.003/4/2011 9:39:50 AM
anton$1,000.003/4/2011 12:55:24 PM
enchanted-yield4$100.003/4/2011 1:09:46 PM
loiosh$50.003/4/2011 11:21:15 AM
MicroLender357$50.003/4/2011 10:18:13 AM
peso-genome$50.003/4/2011 1:55:47 PM
michaelray703$50.003/4/2011 12:17:41 PM
ManhattanLender$25.003/4/2011 1:29:29 PM
lenderrob$25.003/4/2011 1:30:07 PM
brightest-dynamic-peace$25.003/4/2011 1:45:32 PM
jdrez$25.003/4/2011 6:41:28 PM
redtilapia$25.003/4/2011 3:30:13 PM
platinum-exec1$500.003/4/2011 8:32:06 PM
Granddad$100.003/4/2011 8:38:25 PM
Railbird$50.003/4/2011 4:33:48 PM
InvestorPartners$25.003/5/2011 2:33:21 AM
Veltliner$25.003/5/2011 2:36:30 AM
IP$50.003/5/2011 2:58:17 AM
divemaster$25.003/5/2011 2:58:41 AM
EJO$25.003/5/2011 3:07:15 AM
sugarhoof$25.003/5/2011 3:08:20 AM
WolRab$100.003/5/2011 3:26:09 AM
squarebob$125.003/4/2011 6:57:25 PM
DUDE66$27.493/5/2011 3:41:02 AM
Raye147$25.003/5/2011 3:46:10 AM
chicagobear23$100.003/4/2011 8:16:08 PM
theprince$75.003/4/2011 8:36:33 PM
reasonable-durability1$25.003/4/2011 6:48:03 PM
herman7$25.003/4/2011 7:32:47 PM
Interloper$25.003/5/2011 2:22:47 AM
littlemonkey$25.003/5/2011 2:26:42 AM
brazilofmux$100.003/5/2011 2:27:27 AM
JohnBanks$25.003/5/2011 2:32:25 AM
kanewna$33.343/5/2011 2:36:55 AM
LOWCOUNTRYLENDER$34.283/5/2011 2:51:15 AM
stollcm$25.003/5/2011 2:57:58 AM
PocketAces$50.003/5/2011 3:06:55 AM
wild_carrot$25.003/5/2011 3:07:57 AM
GenerousGentleMan$75.003/5/2011 3:08:13 AM
gold-disk$50.003/4/2011 10:21:29 PM
ClearLake$25.003/5/2011 3:09:30 AM
token34$25.003/5/2011 3:11:20 AM
THREE-POINTS-LENDING$49.273/5/2011 3:12:04 AM
five-star-note$50.003/4/2011 11:21:39 PM
causr08$25.003/4/2011 11:41:09 PM
Leopoldine$25.003/5/2011 3:41:15 AM
bbrelo$25.003/5/2011 2:42:34 AM
atlaaron$25.003/5/2011 2:46:52 AM
kalex752$25.003/5/2011 3:07:10 AM
Trolley08$25.003/5/2011 3:07:50 AM
207 Investments
 
Borrower Payment Dependent Notes Series 495223
This series of Notes was issued and sold upon the funding of the borrower loan #47613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1995 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $643Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: basis-chihuahua5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Operating Capital
Purpose of loan: Purchase needed software
This loan will be used to... purchase software

My financial situation: Stable
I am a good candidate for this loan because it will be repaid with interest and on time.

Monthly net income: $4000
Monthly expenses: $
Housing: $600
Insurance: $90
Car expenses: $200
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please describe your business and why you need the software? Thank you. - orange-impartial-asset
A: Thank you for inquiring. I own a web design and internet marketing company called Precise Web Designs. You can see us at www.precisewebdesigns.com. The new software is needed to keep us legal with our software licensing as well as keep us current with the new emerging design technologies such as 3D animation and flash. Best regards, B (Feb-28-2011)
Q: Your stated annual income is $50K-$75L but your monthly income is only $4K, which annualizes to $48K. Can you reconcile the difference? - orange-impartial-asset
A: Thank you for taking the time to ask a question. I also moonlight as a wedding and event DJ which I made no mention of previously. (Mar-01-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$250.772/24/2011 9:27:34 AM
Kash2010lu$25.002/24/2011 9:01:54 AM
treasure-pipeline$25.002/24/2011 10:22:28 AM
MarvintheMartian$25.002/24/2011 11:00:14 AM
SolarMoonshine$25.002/24/2011 5:32:04 PM
SecondChanceLendingSERV$50.402/24/2011 6:58:05 PM
SFBank$50.002/24/2011 5:11:23 PM
Nerdster1$25.052/25/2011 3:21:35 AM
amlu1988$25.002/25/2011 2:04:57 PM
kgeezy$25.002/25/2011 6:29:32 PM
VJ_Financial$50.002/25/2011 8:35:32 PM
chih2han$50.002/26/2011 9:51:31 AM
peace-missile$25.392/26/2011 2:20:29 AM
carrinel$59.132/27/2011 7:29:17 AM
calimanusa$25.002/27/2011 2:18:42 PM
capital_projects_investor$25.002/28/2011 7:15:00 AM
greencat$50.002/28/2011 9:34:26 AM
lib5836$35.002/28/2011 10:56:23 AM
amlu1988$25.002/28/2011 7:41:00 PM
dudebrah$25.003/1/2011 11:31:27 PM
RSRAssociates$26.553/2/2011 10:35:20 AM
social-hunter5$46.543/2/2011 1:43:25 PM
mikelance7$25.003/2/2011 1:55:34 PM
cash-raccoon$25.003/3/2011 7:29:07 AM
squarebob$87.363/3/2011 12:49:36 PM
SFBank$50.003/3/2011 8:00:51 PM
loss-of-control$50.003/3/2011 6:17:26 PM
tearingstar$35.003/3/2011 6:53:03 PM
commerce-renewal$100.003/3/2011 8:21:18 PM
exact-principal220$28.813/4/2011 10:01:45 AM
AdmiralKirk$25.003/4/2011 10:57:49 AM
Rashanir$25.003/4/2011 9:31:31 AM
bentonlending$25.003/4/2011 4:31:42 PM
enthusiastic-ore5$50.003/4/2011 5:50:40 PM
dariop$25.003/4/2011 2:38:10 PM
LuvToLend$25.003/5/2011 1:05:56 AM
mammalian4$25.003/5/2011 6:38:10 AM
Kyileo$25.003/5/2011 11:15:52 AM
catb$50.003/5/2011 11:32:20 AM
sturdy-peace9$35.003/5/2011 6:12:48 PM
upbeat-wealth$25.003/5/2011 7:13:14 PM
OLYVRC$25.003/5/2011 7:16:59 PM
unfixer$50.003/6/2011 2:27:48 AM
wampum-chorus3$42.803/6/2011 6:11:45 AM
Zoomzoom22$54.343/5/2011 10:54:48 PM
peso-bonaza$25.373/6/2011 7:26:02 AM
Danjack_Capital$25.002/24/2011 11:03:24 AM
JustMee$25.002/24/2011 9:18:28 AM
competent-p2p$25.002/24/2011 6:26:07 PM
carrinel$65.002/25/2011 4:14:52 PM
loanman2007$25.002/27/2011 12:06:24 PM
mighty-payout1$25.002/28/2011 1:29:52 PM
Iceman1347$25.003/1/2011 1:17:27 PM
orange-impartial-asset$500.003/2/2011 7:21:39 AM
supreme-hope$25.003/2/2011 2:07:32 PM
open-minded-fund9$100.003/3/2011 12:03:06 AM
silvercertificate$25.003/2/2011 5:19:56 PM
Kqwik$25.003/3/2011 3:56:13 AM
unforgettable-market3$100.003/3/2011 10:39:34 AM
well-mannered-income3$25.003/3/2011 4:42:41 PM
redhead21$50.003/4/2011 3:41:26 PM
theprince$25.003/4/2011 8:41:13 PM
purpledog18$50.003/5/2011 8:36:43 AM
ryclsun$50.003/5/2011 8:37:25 AM
gizmo65$25.003/5/2011 3:27:15 PM
himistu22$25.003/5/2011 5:26:13 PM
squarebob$50.003/5/2011 3:46:34 PM
healingangel22$7.493/6/2011 7:26:37 AM
innovator2$25.003/5/2011 6:25:18 PM
draggon77$25.003/5/2011 7:17:57 PM
Moe87$25.003/5/2011 8:00:17 PM
whatreality$25.003/6/2011 12:27:54 AM
GreenTiger$50.003/6/2011 1:11:55 AM
momentous-value$25.003/5/2011 8:29:23 PM
I-Believe-In-You$25.003/5/2011 8:48:06 PM
850$50.003/6/2011 12:22:33 AM
s_man1$25.003/6/2011 5:46:27 AM
first-aggresive-platinum$25.003/6/2011 7:22:37 AM
78 Investments
 
Borrower Payment Dependent Notes Series 495631
This series of Notes was issued and sold upon the funding of the borrower loan #47596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-27-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1996 Debt/Income ratio: 30%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 55 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: crab-e-bill Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 800-819 (Latest)
Principal borrowed: $14,000.00< 31 days late: 0 ( 0% )  
820-839 (Mar-2010)
820-839 (Dec-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
2nd Time Borrower, W/ Great Credit
Purpose of loan:
This loan will be used to...Cover some unexpected medical bills.

My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and have the credit score to prove it. I have no Idea why they gave me the "C" rating so don't let that scare you. Thanks for your consideration.


Monthly net income: $ 6,700.00
Monthly expenses: $ 300.00
Housing: $1,200.00
Insurance: $ 175.00
Car expenses: $ 558.00
Utilities: $ 400.00
Phone, cable, internet: $ 125.00
Food, entertainment: $ 1,200.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 365.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Dollarhide$25.002/25/2011 5:01:04 PM
liberty-thinker$25.002/25/2011 5:53:55 PM
Paddington922$25.002/25/2011 8:06:41 PM
2grindstones$35.002/25/2011 9:00:57 PM
benjamins-utopia$100.002/25/2011 5:01:24 PM
vine99$90.002/25/2011 5:00:56 PM
DasMula$57.002/25/2011 5:05:12 PM
JustMee$25.002/25/2011 5:09:27 PM
Tradesmanlender$35.002/25/2011 5:03:42 PM
reflective-rupee$1,500.772/25/2011 5:49:22 PM
credit-investor5$50.002/25/2011 5:04:49 PM
incbx$50.002/25/2011 5:04:58 PM
113121$25.002/25/2011 6:39:27 PM
credit-coach118$75.002/25/2011 7:31:28 PM
Nasdaq$30.002/25/2011 5:20:53 PM
power-secret-agent$30.002/26/2011 3:58:24 AM
thankful-nickel2$25.002/25/2011 6:18:23 PM
adir1$25.002/25/2011 7:03:06 PM
clemclan$25.002/25/2011 7:14:07 PM
vutah$50.002/26/2011 7:40:19 AM
shawnw2$25.002/26/2011 12:56:29 AM
cttarheel$50.002/26/2011 10:16:45 AM
marinbb$75.002/26/2011 10:20:32 AM
loss-of-control$100.002/26/2011 1:37:53 PM
economy-popcorn$25.002/26/2011 2:35:31 PM
loanman2007$200.002/26/2011 6:22:13 AM
Bank_Of_XL$50.002/26/2011 7:24:55 AM
credit-missile$50.002/26/2011 9:21:35 AM
DoctorJoe$25.002/26/2011 8:03:56 AM
coloradocash$100.002/26/2011 7:07:13 PM
Feyenoord$25.002/26/2011 7:49:22 PM
SkyLoan$30.032/26/2011 11:40:55 AM
economy-popcorn$25.002/26/2011 2:36:18 PM
RLaumeyer$25.002/26/2011 10:37:41 PM
kindness-launcher$1,573.582/27/2011 9:45:52 AM
competent-p2p$30.002/25/2011 5:01:52 PM
HamachiMan$50.002/25/2011 5:05:02 PM
Milonguero$100.002/25/2011 5:35:51 PM
ac787$68.002/25/2011 6:13:20 PM
liberty-magnate$200.002/25/2011 7:18:44 PM
BxRealtor$25.002/25/2011 5:01:36 PM
B-rad_the_Coug$25.002/25/2011 5:02:02 PM
Skeptical-one$49.002/25/2011 5:02:53 PM
simplelender80$100.002/25/2011 5:01:29 PM
SolarMoonshine$150.002/25/2011 5:12:21 PM
commanding-income774$25.002/25/2011 5:01:56 PM
Scotcha$50.002/25/2011 5:37:23 PM
MadHun$100.002/25/2011 5:03:52 PM
Whipster$50.002/25/2011 5:52:02 PM
TikPmp1$25.002/25/2011 5:04:15 PM
fabulous-community4$25.002/25/2011 5:04:43 PM
nelie150$28.632/25/2011 7:35:46 PM
MarvintheMartian$25.002/25/2011 5:31:06 PM
sweety075$25.002/25/2011 5:54:30 PM
1traveler$25.002/25/2011 6:13:19 PM
rate-hickory$25.002/26/2011 6:23:06 AM
golffish2$100.002/26/2011 7:37:42 AM
credit-missile$25.002/26/2011 9:23:00 AM
neelgagan$50.002/26/2011 10:24:33 AM
Nerdster1$30.052/26/2011 10:44:01 AM
CoolPlexer$25.002/26/2011 1:27:27 AM
credit-missile$50.002/26/2011 1:51:22 AM
interest88$29.002/26/2011 5:05:11 AM
allbalooboy2$25.002/26/2011 2:49:47 PM
NekHoldings$25.002/26/2011 6:54:57 AM
cash-queen$25.002/26/2011 10:59:13 AM
cash-tent$25.002/27/2011 8:59:27 AM
penny-plato$50.002/26/2011 4:28:27 PM
savvycash$105.002/26/2011 5:07:41 PM
Johnab$25.002/26/2011 6:49:16 PM
MoneyTree79$28.942/27/2011 9:32:21 AM
five-star-note$500.002/27/2011 9:19:42 AM
72 Investments
 
Borrower Payment Dependent Notes Series 495947
This series of Notes was issued and sold upon the funding of the borrower loan #47604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-2003 Debt/Income ratio: 16%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,965Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: lavar787 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off that engagement ring...
In my young and foolish days (okay, just a few short years ago), I purchased a beautiful engagement ring for my beautiful soon-to-be-fiance. She accepted and we've been married now for one and half wonderful years. Unfortunately, the credit card debt that I racked up for buying the ring (at a 26% rate!) has been with me that long, as well. I've been dutifully paying more than the minumum monthly payment, but I want to take it out once and for all. Needless to say, I've been very careful about checking interest rates and terms ever since then...which is why I came to Prosper in the first place!

I am a full-time English teacher at a local school district and will take a summer job if summer ever decides to arrive. Thanks so much for the help, and happy bidding!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exchange-squirrel$25.002/27/2011 12:01:13 PM
HamachiMan$50.002/27/2011 12:07:38 PM
vutah$100.002/27/2011 2:34:20 PM
MadHun$100.002/27/2011 12:05:05 PM
JJ9876$25.002/27/2011 12:06:39 PM
organized-payment6$50.002/27/2011 12:06:06 PM
reflective-rupee$25.772/27/2011 1:19:47 PM
alliancecapital1$25.002/27/2011 12:56:07 PM
Prosp_Lender$50.002/27/2011 4:12:26 PM
hopeful-truth5$50.002/27/2011 8:09:11 PM
openness-viking$100.002/27/2011 9:32:05 PM
mobius404$25.002/28/2011 6:41:33 AM
affluence-hyperdrive$27.202/28/2011 10:23:03 AM
1SteelerFan$30.002/28/2011 4:05:32 PM
Astyanax$40.002/28/2011 11:42:22 AM
eCapital$25.002/28/2011 2:04:33 PM
freetolive$25.002/28/2011 9:41:03 PM
EasternLender$25.002/28/2011 7:48:21 PM
ichibon$100.003/1/2011 7:30:58 AM
T-L-B$70.003/1/2011 9:14:10 AM
FundMaker$25.003/1/2011 7:25:26 AM
kander80$100.003/1/2011 9:24:38 AM
kris10$36.253/1/2011 11:10:59 AM
Paddington922$25.003/1/2011 10:31:11 AM
jedi8$25.003/1/2011 10:21:21 AM
AFairDeal$75.003/1/2011 2:38:51 PM
Happyhourcomics$25.003/1/2011 3:42:56 PM
num1irish$100.003/1/2011 1:52:23 PM
best-income-fertilizer$100.003/1/2011 1:53:45 PM
penny-finder$40.003/1/2011 12:30:57 PM
shrewd-income$41.003/1/2011 3:58:53 PM
Tradesmanlender$50.002/27/2011 12:06:15 PM
TikPmp1$25.002/27/2011 12:06:48 PM
SolarMoonshine$25.002/27/2011 1:22:29 PM
benjamins-utopia$100.002/27/2011 12:02:55 PM
BxRealtor$25.002/27/2011 12:03:21 PM
simplelender80$100.002/27/2011 12:03:08 PM
calimanusa$25.002/27/2011 2:16:47 PM
kind-resolute-dough$25.002/28/2011 9:44:19 AM
Investor22$25.002/28/2011 10:08:07 AM
KichigaiSensei$25.002/28/2011 10:22:53 AM
caring-hope2$50.002/28/2011 11:23:13 AM
PalmettoInvestor$38.532/28/2011 6:30:33 PM
thankful-nickel2$25.002/28/2011 5:50:21 PM
RandyL3$25.003/1/2011 3:32:36 AM
GALERXLoans$25.003/1/2011 7:46:14 AM
EJF$25.003/1/2011 7:47:07 AM
california2008$50.003/1/2011 12:43:53 PM
squarebob$50.003/1/2011 12:58:54 PM
wwwUniversal$25.003/1/2011 2:38:02 PM
LuckyPerks$65.253/1/2011 2:52:57 PM
elvisloans$25.003/1/2011 11:31:46 AM
vigorous-moola$36.003/1/2011 12:27:47 PM
nest235$25.003/1/2011 3:22:17 PM
enterprising-cash0$25.003/1/2011 2:38:45 PM
WeshaTheLeopard$25.003/1/2011 3:30:48 PM
56 Investments
 
Borrower Payment Dependent Notes Series 495967
This series of Notes was issued and sold upon the funding of the borrower loan #47607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2001 Debt/Income ratio: 36%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,685Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: peaceful-revenue158 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dump Truck
Purpose of loan: Tags and Insurance
This loan will be used to...

My financial situation: First Federal Community Bank
I am a good candidate for this loan because...I have execellent credit


Monthly net income: $2500
Monthly expenses: $
Housing:
Insurance:
Car expenses:
Utilities: $
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/28/2011 9:06:05 AM
ingenious-deal6$25.002/28/2011 9:07:17 AM
Kaj$50.002/28/2011 9:06:49 AM
loyalist1$100.002/28/2011 9:06:57 AM
greencat$50.002/28/2011 9:08:10 AM
competent-p2p$25.002/28/2011 9:10:44 AM
favorite-commerce$50.002/28/2011 4:06:26 PM
Bob450$30.003/1/2011 9:16:03 AM
top-courteous-peso$50.003/1/2011 9:56:22 AM
SFBank$50.003/1/2011 6:43:07 PM
scarlet-velvet$25.003/1/2011 5:05:09 PM
velocity-motivator6$50.003/1/2011 7:22:36 PM
shmb6508$200.003/2/2011 10:43:26 AM
umfan123$25.003/2/2011 1:22:34 PM
marketplace-ceasar$25.003/3/2011 11:45:19 AM
gold-blanket0$25.003/3/2011 6:55:23 PM
commerce-renewal$100.003/3/2011 8:27:30 PM
payment-gusto$25.003/4/2011 10:14:30 AM
point-sasquatch$25.003/4/2011 2:41:06 PM
wild-orange$100.003/4/2011 2:34:20 PM
peso-aggregator$100.003/5/2011 8:44:06 AM
taetrade$25.003/5/2011 8:45:51 AM
desertoasis$25.003/5/2011 12:53:28 PM
DreDub$50.003/5/2011 10:16:45 PM
Gibbyland$100.003/6/2011 1:41:23 PM
sirguyon$100.003/6/2011 8:43:06 PM
evergreen16$50.003/6/2011 1:04:12 PM
unassailable-fund$100.003/7/2011 9:57:05 AM
dpries123$25.003/7/2011 8:01:18 AM
flwah$25.003/7/2011 3:51:28 AM
whartonmba$25.003/7/2011 10:07:33 AM
kind-important-liberty9$25.003/7/2011 10:00:18 AM
SecondChanceLendingSERV$26.253/7/2011 10:20:22 AM
simplelender80$200.002/28/2011 9:02:13 AM
competent-p2p$30.002/28/2011 9:07:44 AM
Kash2010lu$25.002/28/2011 9:17:22 AM
reflective-rupee$400.772/28/2011 11:17:14 AM
Artist_Blue$25.002/28/2011 11:31:15 AM
loanman2007$100.002/28/2011 11:34:26 AM
MadHun$200.003/1/2011 4:57:41 PM
Alittleluck$25.003/1/2011 7:08:14 PM
worthy-bid8$25.003/2/2011 8:01:55 AM
AlfinityBank25$25.003/2/2011 2:16:25 PM
market-pudding$25.003/3/2011 11:19:14 AM
SFBank$50.003/3/2011 8:15:46 PM
unforgettable-market3$100.003/4/2011 11:23:01 AM
orderly-leverage$100.003/4/2011 2:07:03 PM
Moneypenny6$25.003/5/2011 7:41:40 AM
wwwUniversal$25.003/5/2011 3:29:10 PM
the-profit-oracle$25.003/5/2011 3:08:50 PM
850$50.003/6/2011 12:40:11 AM
five-star-note$25.003/5/2011 5:54:07 PM
radforj22$25.003/5/2011 6:29:06 PM
asiaratt$50.003/5/2011 6:23:18 PM
josephpenrod$25.003/5/2011 10:15:55 PM
Fonthill$50.003/6/2011 10:06:13 AM
loan-tycoon0$25.003/5/2011 7:01:09 PM
zone6$100.003/6/2011 12:52:01 AM
Cai8899$25.003/6/2011 8:41:35 AM
vigilance-searcher$25.003/6/2011 9:21:51 AM
leverage-monger$100.003/6/2011 7:06:15 AM
enthusiastic-ore5$40.003/6/2011 12:42:40 PM
Shining-Star$25.003/6/2011 10:44:57 AM
Nailman88$25.003/6/2011 2:15:03 PM
larryboy10$25.003/6/2011 2:30:34 PM
1phantom$25.003/7/2011 4:56:25 AM
icon7$25.003/6/2011 6:05:37 PM
IIP77$25.003/6/2011 9:26:39 PM
integrity-reformer$50.003/7/2011 9:17:34 AM
BU49er$32.983/7/2011 10:37:57 AM
spa5$25.003/7/2011 10:58:36 AM
Pu239$60.003/7/2011 8:24:00 AM
top-asset-chemistry$5.003/7/2011 10:59:53 AM
73 Investments
 
Borrower Payment Dependent Notes Series 496007
This series of Notes was issued and sold upon the funding of the borrower loan #47599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2000 Debt/Income ratio: 16%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,960Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: trade-buffalo2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/3/2011 5:02:48 PM
worthy-bid8$25.003/3/2011 5:03:37 PM
mrxtravis$25.003/3/2011 5:06:00 PM
favorite-commerce$50.003/3/2011 5:08:00 PM
simplelender80$100.003/3/2011 5:02:13 PM
sensational-worth7$50.003/3/2011 7:02:20 PM
brainy-repayment5$75.003/3/2011 5:03:48 PM
SFBank$200.003/3/2011 7:54:05 PM
pembull$50.003/3/2011 5:01:33 PM
SolarMoonshine$25.003/3/2011 5:29:02 PM
DasMula$27.003/4/2011 9:34:14 AM
greencat$50.003/4/2011 9:34:45 AM
RyanM561$25.003/4/2011 9:45:57 AM
careful-compassion$25.003/4/2011 9:47:58 AM
loanman2007$25.003/4/2011 10:19:07 AM
wild-orange$50.003/4/2011 2:36:22 PM
shrewd-income$100.003/4/2011 12:44:21 PM
2grindstones$25.003/4/2011 4:03:32 PM
WMY-Investor$100.003/4/2011 4:52:36 PM
larryboy10$25.003/4/2011 10:18:07 PM
Whipster$50.003/5/2011 5:17:21 AM
nodebt2012$25.003/5/2011 7:24:52 AM
ryclsun$50.003/5/2011 8:37:00 AM
wonder3$25.003/5/2011 6:37:59 AM
Lubava$25.003/5/2011 6:41:55 AM
foothillender$25.003/5/2011 7:48:57 AM
l2fp$25.003/5/2011 8:21:45 AM
CASSHMAN$75.003/5/2011 11:39:33 AM
himistu22$25.003/5/2011 5:24:20 PM
kulender$50.003/5/2011 1:01:36 PM
poolshark72$25.003/5/2011 2:48:22 PM
Rogelio48$50.003/5/2011 3:27:35 PM
leverage-monger$100.003/5/2011 3:33:23 PM
gizmo65$25.003/5/2011 3:24:25 PM
grampy48$50.003/5/2011 5:27:00 PM
ac787$25.003/5/2011 6:08:56 PM
Kash2010lu$29.003/3/2011 5:02:52 PM
reflective-rupee$500.333/3/2011 5:05:08 PM
zotzot$25.003/3/2011 5:14:42 PM
squarebob$250.003/3/2011 5:15:52 PM
suave-dime6$25.003/3/2011 5:03:21 PM
MadHun$200.003/3/2011 5:03:30 PM
nethosters$25.003/3/2011 5:05:24 PM
ingenious-deal6$25.003/3/2011 5:02:44 PM
Onlyhappycustomers$25.003/3/2011 5:52:12 PM
MilitaryLending$25.003/3/2011 6:26:19 PM
gold-blanket0$25.003/3/2011 6:56:08 PM
commerce-renewal$100.003/3/2011 8:20:31 PM
nickel-hickory$200.003/4/2011 9:38:50 AM
vutah$25.003/4/2011 12:18:43 PM
sensible-fund$50.003/4/2011 1:07:15 PM
loss-of-control$100.003/4/2011 6:49:28 PM
point-sasquatch$25.003/4/2011 2:42:08 PM
glroark$100.003/4/2011 5:10:46 PM
larryboy10$25.003/4/2011 10:53:09 PM
winmals$25.003/4/2011 10:58:26 PM
mpatrick$25.003/5/2011 8:36:27 AM
IIP77$25.003/5/2011 3:00:14 AM
VJ_Financial$25.003/5/2011 7:29:32 AM
purpledog18$50.003/5/2011 8:36:11 AM
cforell$34.753/5/2011 2:48:09 PM
Shining-Star$25.003/5/2011 10:12:03 AM
lendstats_com$50.003/5/2011 5:38:03 PM
social-hunter5$44.803/5/2011 1:27:43 PM
Bob450$30.003/5/2011 5:30:10 PM
back-scratchers$25.003/5/2011 5:41:49 PM
PrincessGrace33$50.003/5/2011 5:58:28 PM
innovator2$25.003/5/2011 6:00:16 PM
sturdy-peace9$59.123/5/2011 6:10:51 PM
69 Investments
 
Borrower Payment Dependent Notes Series 496293
This series of Notes was issued and sold upon the funding of the borrower loan #47627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1995 Debt/Income ratio: 21%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,031Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: TreadingH2O Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get me back on my feet, Please!
Purpose of loan:
This loan will be used to...Consolidate debt, improve credit, improve quality of my life and stress level.

My financial situation:
I am a good candidate for this loan because...I have just landed my dream job! I have been temping for Apple computers since last July, and just got hired! I am working out of my house, I was commuting an hour each way. This is great. I lost my job in May of last year, and this is a great situation. I had to take a cut in pay, my wife stays home with our two daughters, so I am the only breadwinner


Monthly net income: $2500
Monthly expenses: $
Housing: $815
Insurance: $ home and cars = 200
Car expenses: $ Cars paid off!
Utilities: $ 150 for water and electric
Phone, cable, internet: $ 50 ( reimbursed by Apple)
Food, entertainment: $ Family of 4 $300
Clothing, household expenses: $
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My Balance on my Mortgage = $143,074.46 Zillow says my Home is worth $174k which is crazy. I bought the home for 200k. On the Bank of America website it gives a range between 198k and 220k. (Mar-03-2011)
Q: What are the balances, interest rates and current monthly payments you are making on the debt you want to pay with this loan? THanks. - liberty-magnate
A: USAA Mastercard $2998.04 APR 11.9 Citifinancial $3835.74 APR 27.72 Kohls Credit Card $501 APR 21.99 Discount Tire/Exxon $1052 APR 29.99 (Mar-04-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
pembull$50.003/2/2011 5:04:07 PM
kulender$50.003/3/2011 1:53:15 AM
2grindstones$25.003/2/2011 7:51:45 PM
squarebob$100.003/2/2011 5:09:53 PM
suave-dime6$25.003/2/2011 5:29:39 PM
worthy-bid8$25.003/2/2011 5:29:59 PM
brainy-repayment5$75.003/2/2011 5:30:09 PM
debt-force$25.003/2/2011 5:30:15 PM
reflective-rupee$700.333/2/2011 10:18:25 PM
TheAlchemist$25.003/2/2011 6:32:39 PM
SFBank$100.003/2/2011 6:39:10 PM
loanman2007$25.003/3/2011 4:45:19 AM
RyanM561$25.003/3/2011 6:36:34 AM
greencat$50.003/3/2011 7:21:48 AM
investment-artist$25.003/3/2011 8:56:44 AM
unforgettable-market3$100.003/3/2011 10:29:06 AM
shrewd-income$100.003/3/2011 2:49:54 PM
droopie1$25.003/3/2011 10:08:16 AM
mhotchan$100.003/4/2011 9:52:18 AM
mammalian4$100.003/4/2011 1:25:37 PM
sappy02$25.003/4/2011 1:44:57 PM
Kaj$50.003/4/2011 3:31:33 PM
restless-dime$100.003/4/2011 2:01:17 PM
WMY-Investor$100.003/4/2011 4:55:31 PM
point-sasquatch$25.003/4/2011 2:41:58 PM
larryboy10$25.003/4/2011 10:33:06 PM
purpledog18$50.003/5/2011 8:36:15 AM
pwez652$34.883/5/2011 5:03:27 PM
payment-halo$25.003/5/2011 6:24:19 PM
nickel-hickory$200.003/5/2011 6:48:16 PM
Shining-Star$100.003/6/2011 8:57:55 AM
principal-laser$100.003/6/2011 3:07:04 AM
SFBank$100.003/5/2011 7:34:04 PM
orange-pound-party$35.003/5/2011 7:50:03 PM
bankrushing$41.603/5/2011 9:07:51 PM
melodious-openness$200.003/5/2011 9:24:31 PM
catnip007$26.043/6/2011 1:20:36 PM
Cai8899$25.003/6/2011 8:42:21 AM
credit-coach118$100.003/6/2011 1:25:24 PM
zotzot$50.003/2/2011 5:13:24 PM
ichibon$99.883/2/2011 10:01:27 PM
MadHun$200.003/2/2011 5:29:48 PM
irrelevant$25.003/3/2011 2:11:05 AM
simplelender80$100.003/2/2011 5:28:37 PM
ingenious-deal6$25.003/2/2011 5:29:43 PM
competent-p2p$30.003/2/2011 6:55:02 PM
Artist_Blue$25.003/3/2011 1:42:26 AM
cash-raccoon$25.003/3/2011 7:27:49 AM
nickel-hickory$100.003/3/2011 9:24:09 AM
ready-interest9$25.003/3/2011 1:26:22 PM
gold-blanket0$25.003/3/2011 6:56:00 PM
commerce-renewal$100.003/3/2011 8:20:43 PM
liberty-magnate$50.003/4/2011 10:19:39 AM
larryboy10$25.003/4/2011 10:54:54 PM
FinDoc$25.003/5/2011 7:17:13 AM
cttarheel$50.003/5/2011 7:43:53 AM
velocity-motivator6$100.003/5/2011 6:17:00 AM
ryclsun$50.003/5/2011 8:37:06 AM
innovator2$25.003/5/2011 5:40:05 PM
pietro_torna_indietro$25.003/5/2011 10:02:13 PM
kindness-launcher$1,500.003/5/2011 5:16:06 PM
houli123$250.003/5/2011 6:05:48 PM
JustMee$25.003/6/2011 6:14:18 AM
nickel-hickory$300.003/5/2011 6:47:24 PM
Bob450$30.003/5/2011 5:29:43 PM
mpatrick$25.003/5/2011 7:49:55 PM
AustinAmerica$25.003/6/2011 9:32:26 AM
best-ingenious-funds$25.003/5/2011 7:06:22 PM
well-mannered-income3$70.003/6/2011 12:06:30 PM
evergreen16$100.003/6/2011 1:02:00 PM
doopers$25.003/6/2011 9:06:58 AM
wealth-multiplier$25.003/6/2011 10:39:36 AM
leverage-monger$100.003/6/2011 10:46:58 AM
credit-missile$100.003/6/2011 8:07:56 AM
halothane_logic$64.713/6/2011 12:25:55 PM
Gibbyland$100.003/6/2011 1:36:46 PM
76 Investments
 
Borrower Payment Dependent Notes Series 496565
This series of Notes was issued and sold upon the funding of the borrower loan #47590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2000 Debt/Income ratio: 21%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,467Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: silver-omatic5 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Marine 1
Purpose of loan:
This loan will be used to...Assist son pay college tuititon.

My financial situation: Stable
I am a good candidate for this loan because...I am an honest, God fearing, family man that has worked hard for everything I own.


Monthly net income: $ 3600.00
Monthly expenses: $ 2000.00
Housing: $ 1450
Insurance: $ 100
Car expenses: $ 250
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$50.003/3/2011 5:11:35 PM
worthy-bid8$25.003/3/2011 5:03:39 PM
favorite-commerce$50.003/3/2011 5:04:41 PM
zotzot$100.003/3/2011 5:09:52 PM
suave-dime6$25.003/3/2011 5:03:21 PM
squarebob$250.003/3/2011 5:13:43 PM
Kash2010lu$25.003/3/2011 5:37:13 PM
Wangchuk$25.003/3/2011 5:53:12 PM
liberty-magnate$75.003/3/2011 5:55:41 PM
lendstats_com$119.743/3/2011 6:41:31 PM
greencat$50.003/4/2011 9:34:13 AM
SFBank$200.003/3/2011 7:51:32 PM
gold-blanket0$25.003/3/2011 6:56:09 PM
credit-missile$100.003/3/2011 7:18:56 PM
fairness-coup8$25.003/4/2011 9:55:46 AM
mammalian4$25.003/4/2011 10:17:46 AM
loanman2007$175.003/4/2011 10:18:15 AM
RSRAssociates$50.003/4/2011 11:00:49 AM
bsmtloan$200.003/4/2011 10:31:20 AM
exact-peso2$25.003/4/2011 10:46:05 AM
kwan$25.003/4/2011 11:05:07 AM
reflective-rupee$1,000.333/3/2011 5:08:58 PM
hopeful-truth5$50.003/3/2011 6:50:36 PM
ingenious-deal6$25.003/3/2011 5:02:45 PM
simplelender80$100.003/3/2011 5:02:14 PM
MadHun$200.003/3/2011 5:03:32 PM
sensational-worth7$50.003/3/2011 7:03:55 PM
Nerdster1$35.053/4/2011 9:48:49 AM
competent-p2p$30.003/3/2011 8:11:54 PM
golffish2$100.003/4/2011 10:03:06 AM
113121$500.003/4/2011 10:23:16 AM
Shining-Star$13.573/4/2011 11:06:15 AM
DasMula$100.003/4/2011 9:30:09 AM
Rashanir$25.003/4/2011 9:32:26 AM
investment-artist$25.003/4/2011 9:40:04 AM
bsmtloan$101.313/4/2011 10:31:38 AM
36 Investments
 
Borrower Payment Dependent Notes Series 496717
This series of Notes was issued and sold upon the funding of the borrower loan #47601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-07-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1994 Debt/Income ratio: Not calculated
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,472Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: trucker2377 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2008)
 
Principal balance: $1,082.47 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
trucker2377
Purpose of loan: business
This loan will be used to. update business equipment..

My financial situation:stable
I am a good candidate for this loan because..I started my business from a loan from your company and have paid on time never been late..


Monthly net income: $4,000 - $5,000
Monthly expenses: $2000
Housing: $ 919
Insurance: $ 200
Car expenses: $ 30.00
Utilities: $300
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My principal on my current mortgage is $164,881.57, According to Zillow the market value is $133.000. I only have one home loan and that is my current mortgage. (Mar-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jhouman$25.003/6/2011 12:01:41 PM
suave-dime6$25.003/6/2011 12:06:20 PM
trumpeter5$100.003/6/2011 1:32:49 PM
shrewd-income$100.003/6/2011 2:00:44 PM
MoneyForNothing$25.003/6/2011 2:10:25 PM
larryboy10$50.003/6/2011 2:25:25 PM
genuine-integrity0$25.003/6/2011 5:52:22 PM
credit-missile$100.003/6/2011 6:55:19 PM
credit-guard5$25.003/6/2011 7:35:52 PM
five-star-note$25.003/6/2011 12:07:55 PM
loyalist1$200.003/6/2011 12:08:16 PM
ac787$45.003/6/2011 12:31:37 PM
Gibbyland$100.003/6/2011 1:36:28 PM
NekHoldings$25.003/7/2011 7:40:58 AM
eod_man$50.003/7/2011 7:45:47 AM
ogbobb$45.223/6/2011 2:49:07 PM
purpledog18$50.003/6/2011 12:07:22 PM
vutah$25.003/6/2011 12:28:22 PM
reflective-rupee$500.333/6/2011 12:31:34 PM
zotzot$100.443/6/2011 12:33:42 PM
whitebalcony$43.173/6/2011 1:07:57 PM
nickel-hickory$200.003/7/2011 9:56:35 AM
nickel-hickory$100.003/7/2011 10:02:43 AM
witty-openness$25.003/6/2011 2:34:34 PM
DasMula$100.003/6/2011 3:30:50 PM
bobby51$25.003/7/2011 10:57:44 AM
spa5$25.003/7/2011 11:00:22 AM
investment-artist$25.003/6/2011 5:36:58 PM
innovator2$62.373/6/2011 6:06:02 PM
Stozer$28.003/7/2011 8:24:22 AM
leverage-monger$100.003/7/2011 12:52:34 PM
autonomous-truth$67.373/7/2011 1:01:02 PM
Leshan$225.303/7/2011 9:15:04 AM
nickel-hickory$300.003/7/2011 9:58:48 AM
economy-popcorn$25.003/7/2011 6:16:07 AM
UCLA4life$50.003/7/2011 10:22:43 AM
trapperdc$150.003/7/2011 11:36:12 AM
LOAN_DOC$100.003/7/2011 12:59:25 PM
ingenious-deal6$25.003/6/2011 12:03:08 PM
point-sasquatch$25.003/6/2011 12:07:03 PM
soulful-truth$100.003/6/2011 5:42:09 PM
SFBank$200.003/6/2011 5:56:38 PM
simplelender80$150.003/6/2011 12:02:32 PM
competent-p2p$101.003/6/2011 7:06:26 PM
Kash2010lu$40.003/6/2011 12:05:57 PM
ryclsun$50.003/6/2011 12:07:28 PM
Feyenoord$25.003/6/2011 12:07:48 PM
Cai8899$25.003/6/2011 12:08:06 PM
SolarMoonshine$100.003/6/2011 1:02:47 PM
bonus-quark4$25.003/7/2011 6:42:03 AM
wise-intelligent-duty$25.003/7/2011 7:28:53 AM
the-kindness-honker$41.833/6/2011 2:51:58 PM
CA-Lender$100.003/6/2011 12:05:29 PM
FarmersBank$50.003/6/2011 3:52:29 PM
contract-lionheart$350.003/7/2011 8:52:18 AM
twjh$25.003/6/2011 12:07:44 PM
squarebob$25.003/7/2011 9:01:35 AM
golffish2$200.003/7/2011 9:06:41 AM
fairness-atmosphere$25.003/6/2011 1:11:04 PM
halothane_logic$26.003/6/2011 1:11:32 PM
Rabid_Dove$40.003/7/2011 9:14:18 AM
kind-important-liberty9$25.003/7/2011 9:57:12 AM
YoungTaxMan$200.003/6/2011 2:38:17 PM
Champion_Lending$25.003/6/2011 2:39:26 PM
value-rapture$25.003/7/2011 10:45:43 AM
mikeandcat$218.833/7/2011 5:44:57 AM
helping-out$126.143/6/2011 4:11:27 PM
supreme-hope$100.003/7/2011 6:57:26 AM
greencat$50.003/7/2011 7:07:07 AM
Shining-Star$100.003/6/2011 5:08:25 PM
firsttouch1$300.003/7/2011 11:40:27 AM
phaded$25.003/7/2011 7:24:14 AM
mri555$100.003/7/2011 12:19:21 PM
IIP77$25.003/6/2011 9:26:56 PM
Artist_Blue$25.003/7/2011 6:11:14 AM
restless-dime$100.003/7/2011 7:02:52 AM
dcm6276$25.003/7/2011 7:49:27 AM
bmw2$114.003/7/2011 8:14:32 AM
contract-lionheart$700.003/7/2011 12:07:30 PM
benjamins-rumbler$50.003/7/2011 12:09:04 PM
LOAN_DOC$100.003/7/2011 12:39:39 PM
81 Investments
 
Borrower Payment Dependent Notes Series 496737
This series of Notes was issued and sold upon the funding of the borrower loan #47610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1997 Debt/Income ratio: 24%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 40 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,219Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: dynamic-wealth8 Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
busymom
Purpose of loan: credit card payoff
This loan will be used to...

My financial situation: We make good money, hit medical hardships when school. Quit job while in school to be a full time mom & student - poorly chose credit cards to help us financially, now getting back on our feet. 1 cc left to payoff - want to become "stupid debt" free.
I am a good candidate for this loan because...
we have good jobs with overtime opportunities available. House payment & student loans - all vehicles are paid off. Easy monthly payment to make

Monthly net income: $ 2200 (mine) 3100 (husband)
Monthly expenses: $
Housing: $ 1540.99
Insurance: $ included in house payment
Car expenses: $ 0.00 all paid off
Utilities: $ 120.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 250.00
Clothing, household expenses: $
Credit cards and other loans: $ student loans: 195, 175, 80 cc:160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vutah$25.003/6/2011 12:05:37 PM
simplelender80$150.003/6/2011 12:02:35 PM
DHolly$50.003/6/2011 12:04:07 PM
2grindstones$34.793/6/2011 12:07:13 PM
zotzot$116.523/6/2011 12:14:38 PM
transaction-circuit$100.003/6/2011 12:01:18 PM
ichibon$47.363/6/2011 12:05:52 PM
Cai8899$25.003/6/2011 12:08:08 PM
squarebob$33.003/6/2011 12:12:55 PM
reflective-rupee$1,000.333/6/2011 12:13:36 PM
Kash2010lu$40.003/6/2011 12:05:58 PM
purpledog18$50.003/6/2011 12:07:22 PM
ryclsun$50.003/6/2011 12:07:28 PM
ingenious-deal6$25.003/6/2011 12:03:09 PM
mrxtravis$50.003/6/2011 12:12:14 PM
squarebob$103.003/6/2011 12:13:51 PM
MarvintheMartian$25.003/6/2011 12:13:53 PM
suave-dime6$25.003/6/2011 12:06:21 PM
point-sasquatch$25.003/6/2011 12:07:05 PM
MilitaryLending$25.003/6/2011 12:12:19 PM
20 Investments