Sales Report:Supplement No. 8 dated Mar 03, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 494180
This series of Notes was issued and sold upon the funding of the borrower loan #47537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Feb-28-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1985 Debt/Income ratio: 51%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $79,679Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: ore-freshmaker0 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt free
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please provide a monthly income and expense breakdown. Thank you. - Corellia
A: Income is 1900 net and expense is i pay uilities and my credit cards trying to get one payment , bills are left from divorce ,.,Thank you (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:06 PM
BxRealtor$25.002/17/2011 5:48:45 PM
simplelender80$100.002/17/2011 5:45:02 PM
GrayStudio$25.002/17/2011 6:22:54 PM
HamachiMan$50.002/17/2011 6:24:14 PM
lendacity$25.002/17/2011 6:27:41 PM
Tylerh$100.002/17/2011 10:43:10 PM
marketplace-cello5$50.002/19/2011 2:04:01 AM
seatown7$51.582/18/2011 9:36:13 PM
radforj22$25.002/19/2011 9:05:43 AM
velocity-solo$25.002/19/2011 9:50:43 AM
Artist_Blue$25.002/19/2011 9:52:32 AM
the-silver-blaster$50.002/19/2011 11:07:57 AM
MadHun$100.002/19/2011 8:59:34 PM
helpful-credit156$50.002/21/2011 6:55:27 AM
Corellia$100.002/21/2011 8:40:44 AM
mgking007$25.002/21/2011 9:38:52 AM
gain-gourd$100.002/21/2011 12:01:29 PM
EastBayCapital$25.002/21/2011 12:04:59 PM
jbaum$40.002/21/2011 12:20:29 PM
inspiring-reward$150.002/21/2011 12:55:26 PM
MrsBroccoli$25.002/21/2011 1:07:56 PM
xchach1ng$25.002/21/2011 1:45:06 PM
liberty-revolutionary5$100.002/21/2011 2:32:24 PM
best-ingenious-funds$25.002/21/2011 4:00:32 PM
Preteur$25.002/21/2011 4:19:26 PM
natural-affluence6$25.002/21/2011 6:01:28 PM
barefootpaul$35.002/21/2011 8:09:47 PM
meenan$50.002/21/2011 7:24:38 PM
Ripsaw4U$50.002/22/2011 1:09:28 AM
authoritative-capital$25.002/21/2011 10:39:20 PM
reasonable-capital4$25.002/22/2011 10:20:47 AM
dime-revelry$25.002/22/2011 9:40:27 AM
mad-scientist418$25.002/22/2011 12:58:46 PM
ashirey$50.002/22/2011 12:33:39 PM
mtquan$25.002/22/2011 1:15:21 PM
trade-freshmaker$50.002/22/2011 1:35:37 PM
choss02$100.002/22/2011 1:53:45 PM
jazzlender$25.002/22/2011 1:57:18 PM
green-thoughtful-yield$100.002/22/2011 5:46:26 PM
proud-silver0$50.002/22/2011 8:19:15 PM
SecondChanceLendingSERV$50.002/23/2011 7:20:47 AM
worker943$50.002/23/2011 9:40:33 AM
the-worthy-income$25.002/23/2011 2:31:37 PM
wrighco$25.002/23/2011 4:06:21 PM
jescowa$50.002/23/2011 4:56:13 PM
Ocean713$50.002/23/2011 9:51:20 PM
majikthanos$50.002/23/2011 8:02:23 PM
treasure-pipeline$50.002/24/2011 10:16:57 AM
harperpotok$100.002/24/2011 11:37:59 AM
1800porsche$25.002/24/2011 11:37:55 AM
loyalist1$200.002/24/2011 2:17:24 PM
WalnutCreekguy$50.002/24/2011 5:58:27 PM
leverage-symphony$25.002/24/2011 8:50:12 PM
gethsemane4$25.002/24/2011 5:57:02 PM
point-shooter$50.002/24/2011 5:57:09 PM
a-finance-nirvana$25.002/25/2011 1:35:19 AM
agalt$75.002/25/2011 8:32:18 AM
texasadam$100.002/25/2011 9:32:17 AM
KryptonWare-com$25.002/25/2011 9:33:11 AM
lovely-return7$25.002/25/2011 10:01:59 AM
loan-master996$50.002/25/2011 3:16:19 PM
Katburg$50.002/25/2011 2:26:33 PM
Slend49$25.002/25/2011 4:47:25 PM
keeks$25.002/26/2011 12:13:46 AM
Cheburashka$25.002/26/2011 1:06:55 AM
Mindful7$25.002/26/2011 6:37:25 AM
skuba$50.002/26/2011 12:55:04 AM
Weaverville$47.232/26/2011 12:56:17 AM
granitepk$50.002/26/2011 10:26:18 AM
hawkhelp$50.002/26/2011 12:31:09 PM
upbeat-fund$25.002/26/2011 1:26:12 PM
4est$25.002/26/2011 2:06:23 PM
BaxterEvil$25.002/26/2011 9:01:22 PM
capital-web7$50.002/26/2011 10:11:12 AM
bdpres1$50.002/27/2011 11:56:05 AM
KrisKringle$30.002/26/2011 3:51:12 PM
gold-disk$50.002/26/2011 3:56:08 PM
AGSLending$25.002/27/2011 1:10:16 PM
LARRY4NY$25.002/27/2011 3:39:27 PM
gatorjh$25.002/28/2011 7:38:20 AM
bullwink27$25.002/27/2011 2:26:58 PM
compassionate-dime0$50.002/27/2011 2:36:20 PM
kind-resolute-dough$25.002/28/2011 9:42:05 AM
helpinghand63$25.002/28/2011 9:45:16 AM
wampum-lava5$50.002/28/2011 9:31:39 AM
currency-solo$30.172/28/2011 10:27:05 AM
balance-computer9$50.002/28/2011 9:35:08 AM
benjamin67$50.002/28/2011 9:38:21 AM
deal-gazer$50.002/28/2011 12:21:42 PM
liberty-society5$25.002/28/2011 1:16:02 PM
jwstclair$45.122/28/2011 9:56:43 AM
Au-Ag-Pt$25.002/28/2011 1:39:27 PM
progressive-power9$25.002/28/2011 1:52:21 PM
enterprising-cash0$25.002/28/2011 10:26:01 AM
pythia$25.002/28/2011 10:54:47 AM
exxondude$50.002/28/2011 4:46:40 PM
thoughtful-community7$25.002/28/2011 4:47:02 PM
Maupinman$50.002/28/2011 4:47:12 PM
30Sky$25.002/28/2011 4:47:21 PM
justice-officer$25.002/28/2011 12:35:56 PM
RedantFinance$25.002/28/2011 4:47:27 PM
bold-yield-rumbler$25.002/28/2011 4:47:42 PM
boylezz$50.002/28/2011 4:47:53 PM
Relevance$25.002/28/2011 4:47:58 PM
Reinadog9$50.002/28/2011 4:48:02 PM
ALVO$50.002/28/2011 4:48:13 PM
Leopoldine$25.002/28/2011 4:48:32 PM
rogue_monster$50.002/28/2011 1:01:05 PM
listing-vista$350.002/28/2011 4:49:14 PM
hightek$50.002/28/2011 4:49:27 PM
zaxsan$50.002/28/2011 4:49:33 PM
superpuppy$25.002/28/2011 4:49:40 PM
lucrative-coin$50.002/28/2011 4:49:52 PM
Preferred-Lender$25.002/28/2011 1:37:09 PM
wayman$50.002/28/2011 4:50:36 PM
currency-persimmon$25.002/28/2011 4:51:09 PM
agiovasil$25.002/28/2011 1:39:06 PM
buddy486$25.002/28/2011 1:11:02 PM
investment-tempo$50.002/28/2011 4:52:53 PM
divedude$25.002/28/2011 4:53:22 PM
duty-windmill$25.002/28/2011 4:53:26 PM
finance-admirer614$25.002/28/2011 1:43:17 PM
TennSquire$25.002/28/2011 1:51:55 PM
Avicell$50.002/28/2011 1:52:01 PM
maximizer$25.002/28/2011 1:52:09 PM
CPAMAN$25.002/28/2011 1:52:13 PM
exchange-pledge$100.002/28/2011 1:52:28 PM
SmokeyMirror$50.002/28/2011 1:52:36 PM
worthy-bid8$50.002/28/2011 1:51:38 PM
first-pragmatic-note$25.002/28/2011 1:52:07 PM
hptcrabbers$25.002/28/2011 1:52:20 PM
jenkris$25.002/28/2011 1:53:42 PM
fishintime$100.002/28/2011 1:53:44 PM
CarlC$50.002/28/2011 2:32:12 PM
kendallv$25.002/28/2011 3:02:15 PM
the-bid-sorcerer$50.002/28/2011 4:26:13 PM
zski$25.002/28/2011 4:46:37 PM
thevogelfamily$50.002/28/2011 4:46:43 PM
silver-armada$50.002/28/2011 4:47:04 PM
Iamthewalrus$25.002/28/2011 4:47:13 PM
mnbud$50.002/28/2011 4:46:59 PM
Banker7371$25.002/28/2011 4:47:22 PM
the-auction-firestarter$25.002/28/2011 4:47:10 PM
econman1$50.002/28/2011 4:47:32 PM
money-floret$50.002/28/2011 4:47:24 PM
catmanbob$25.002/28/2011 4:47:38 PM
Adino$50.002/28/2011 4:47:47 PM
cablenews$50.002/28/2011 4:48:09 PM
e6400$50.002/28/2011 4:48:15 PM
financelover$25.002/28/2011 4:48:12 PM
flexible-return297$50.002/28/2011 4:49:04 PM
williemc44$25.002/28/2011 4:48:27 PM
maldok1$25.002/28/2011 4:49:19 PM
kublai$25.002/28/2011 4:49:42 PM
ptjg$50.002/28/2011 4:49:01 PM
platinum-genetics$25.002/28/2011 4:49:21 PM
lenderrb$35.002/28/2011 4:50:14 PM
Purple11$50.002/28/2011 4:50:05 PM
GiftViftdotcom$25.002/28/2011 4:50:31 PM
SanJoser$25.002/28/2011 4:50:45 PM
NYCFinancier$25.002/28/2011 4:51:51 PM
velocity-jalapeno$25.002/28/2011 4:51:16 PM
GrommetPosse$50.002/28/2011 4:52:47 PM
just-finance7$25.002/28/2011 4:53:02 PM
MakoF16$39.602/28/2011 4:53:16 PM
octoberfresh$25.002/28/2011 4:52:40 PM
MARWARISETH$25.002/28/2011 4:53:39 PM
Iwantahelp$25.002/28/2011 4:53:19 PM
monster4$50.002/28/2011 4:53:36 PM
enthralling-deal180$100.002/17/2011 5:32:22 PM
benjamins-utopia$50.002/17/2011 5:41:40 PM
melodious-fairness$50.002/17/2011 5:44:04 PM
don8ter$25.002/17/2011 6:23:16 PM
macjp123$25.002/17/2011 6:27:13 PM
irrelevant$50.002/17/2011 6:32:30 PM
Tradesmanlender$35.002/17/2011 6:37:55 PM
bid-czar8$100.002/17/2011 6:38:23 PM
frogperson$100.002/17/2011 9:56:11 PM
Bank_Of_XL$100.002/18/2011 1:53:39 PM
auction-seeker$25.002/19/2011 3:32:15 PM
principal-injector2$50.002/20/2011 3:44:57 PM
investor_101$50.002/20/2011 8:54:08 PM
jeffpac$50.002/21/2011 6:44:52 AM
psonicl$50.002/21/2011 7:27:16 AM
momoney2lend$25.002/21/2011 8:50:34 AM
brightest-dynamic-peace$25.002/21/2011 9:56:30 AM
rebellender$25.002/21/2011 10:05:44 AM
orderly-leverage$100.002/21/2011 10:09:57 AM
admirable-income9$25.002/21/2011 1:06:54 PM
CA-Lender$25.002/21/2011 1:09:02 PM
jigsaw$100.002/21/2011 1:32:09 PM
moola-escalator$50.002/21/2011 2:10:57 PM
trade-boots1$50.002/21/2011 2:11:55 PM
flexible-fund6$50.002/21/2011 4:45:02 PM
the-money-gargantuan$25.002/21/2011 4:59:44 PM
innocent-deal$50.002/21/2011 6:19:15 PM
coin-investor$25.002/21/2011 7:54:04 PM
wonderful-currency$50.002/22/2011 9:41:17 AM
cutter21$25.002/22/2011 11:52:37 AM
TikPmp1$25.002/22/2011 12:10:46 PM
top-epic-community$50.002/22/2011 12:21:05 PM
LendGuy$25.002/22/2011 12:55:28 PM
cathexis$25.002/22/2011 5:46:53 PM
supersarah61$50.002/22/2011 5:31:10 PM
Peterman$25.002/22/2011 7:15:56 PM
hope-hickory$25.002/22/2011 6:40:09 PM
T-Bizzone$25.002/23/2011 8:31:02 AM
GElender$50.002/23/2011 5:44:27 AM
Gr8Deal$50.002/23/2011 8:00:26 AM
jeffld$50.002/23/2011 1:26:22 PM
friendly-market5$25.002/23/2011 3:51:11 PM
5kids5$54.072/23/2011 6:14:19 PM
ultimate-payment$50.002/23/2011 7:52:22 PM
affluence-tycoon$50.002/24/2011 6:51:22 AM
worth-arch$25.002/24/2011 9:32:14 AM
genius520$100.002/24/2011 11:40:13 AM
handy-point5$25.002/24/2011 12:45:03 PM
wise-spiritual-commitment$50.002/24/2011 5:56:57 PM
mike279766$25.002/24/2011 9:11:16 PM
jamschmidt$25.002/24/2011 9:47:40 PM
wwwUniversal$25.002/25/2011 1:30:00 AM
efficient-treasure0$25.002/24/2011 9:36:24 PM
ideal-platinum1$25.002/25/2011 4:06:20 AM
streak269$25.002/25/2011 6:06:13 AM
EtaDuck$25.002/25/2011 9:31:52 AM
the-enterprising-leverage$25.002/25/2011 10:23:40 AM
income-champion$50.002/25/2011 9:31:15 AM
moola-dojo$25.002/25/2011 3:52:39 PM
rmachi$25.002/26/2011 12:46:39 AM
E_G$26.592/26/2011 1:07:17 AM
gracej$25.002/26/2011 1:25:07 AM
best-phenomenal-treasure$25.002/25/2011 8:57:36 PM
TK4$44.472/26/2011 1:24:47 AM
investment-comet$25.002/26/2011 1:38:13 AM
dinero-speaker$25.002/26/2011 1:51:14 AM
IIP77$25.002/26/2011 3:36:00 AM
durban$25.002/26/2011 8:46:05 PM
careful-penny$25.002/26/2011 10:52:45 AM
CBO-Enterprise$50.002/26/2011 5:41:45 PM
Ivan2007$50.002/27/2011 2:06:44 AM
youngtrader$500.002/27/2011 4:01:04 PM
agile-loan0$25.002/27/2011 8:36:11 AM
flshdaskll$30.332/27/2011 11:26:28 AM
Joeburly$50.002/28/2011 9:13:55 AM
reflective-gain$25.002/28/2011 9:34:04 AM
mobius404$25.002/28/2011 6:41:13 AM
Sixmil$35.002/28/2011 9:41:05 AM
lostontheedge$25.002/28/2011 9:41:21 AM
orgy63$50.002/28/2011 9:56:17 AM
theonezozo$50.002/28/2011 9:56:36 AM
codenoise$25.002/28/2011 10:11:33 AM
windfall46$25.002/28/2011 10:20:55 AM
barchibald$50.002/28/2011 9:32:19 AM
green-moola-platoon$50.002/28/2011 9:32:57 AM
bold-basis-supernova$50.002/28/2011 9:36:05 AM
bigphish$50.002/28/2011 10:51:10 AM
christmaslightpro$25.002/28/2011 9:35:39 AM
ferdberfel$50.002/28/2011 9:37:52 AM
p2p-renaissance7$100.002/28/2011 9:40:02 AM
TelegramSam$25.002/28/2011 9:39:29 AM
biglender5$25.002/28/2011 9:41:09 AM
microfunder$25.002/28/2011 9:41:33 AM
GCInvestments$25.002/28/2011 1:37:53 PM
Gibbyland$50.002/28/2011 1:39:39 PM
Insuredcash$50.002/28/2011 10:11:38 AM
BooRadley$25.002/28/2011 1:52:21 PM
rudyindc$50.002/28/2011 10:27:02 AM
Sang1963$50.002/28/2011 2:07:27 PM
moola-trumpeter$25.002/28/2011 4:26:16 PM
amsterq$25.002/28/2011 12:16:08 PM
lovelongandprosper$50.002/28/2011 4:46:39 PM
cberthiaume$25.002/28/2011 4:46:47 PM
nickel-advocator$25.002/28/2011 4:46:55 PM
agreement-sycamore$40.002/28/2011 4:47:09 PM
simpy$50.002/28/2011 4:47:15 PM
ShhDragon$25.002/28/2011 4:47:18 PM
medan20356$50.002/28/2011 4:47:26 PM
shrewd-deal$25.002/28/2011 4:47:46 PM
shrewd-credit7$50.002/28/2011 4:47:55 PM
MattLic$50.002/28/2011 4:48:00 PM
prudent-power1$40.002/28/2011 4:48:24 PM
unequaled-loyalty7$25.002/28/2011 4:49:11 PM
restech$50.002/28/2011 4:49:16 PM
power-trophy7$50.002/28/2011 4:49:29 PM
myhrer$50.002/28/2011 4:49:49 PM
ahansen$25.002/28/2011 4:50:56 PM
hopethisworks$50.002/28/2011 4:51:01 PM
mikrolown$30.002/28/2011 4:51:37 PM
skillful-auction$50.002/28/2011 4:52:02 PM
handshake5$87.452/28/2011 4:52:56 PM
Barak$50.002/28/2011 4:53:17 PM
Yorker1776$50.002/28/2011 4:53:24 PM
newest-orbital-justice$50.002/28/2011 1:51:58 PM
iolaire$25.002/28/2011 1:52:05 PM
nojoke411$50.002/28/2011 1:52:12 PM
orange-courageous-dedication$50.002/28/2011 1:52:34 PM
CasaDeTomas$50.002/28/2011 1:53:01 PM
TH99$25.002/28/2011 1:52:03 PM
superb-funds335$25.002/28/2011 1:52:16 PM
rockstar78$50.002/28/2011 1:52:30 PM
jdwillcox$100.002/28/2011 1:52:32 PM
alextiff01$25.002/28/2011 1:52:56 PM
hitsman$50.002/28/2011 1:53:12 PM
successful-agreement7$100.002/28/2011 1:53:24 PM
gain-equator$25.002/28/2011 1:53:42 PM
DUDE66$50.002/28/2011 4:46:34 PM
mizon291$25.002/28/2011 4:46:42 PM
tranquil-revenue$50.002/28/2011 4:46:45 PM
UofCMaroon$50.002/28/2011 4:47:19 PM
newest-trade-spruce$50.002/28/2011 4:47:06 PM
SB-Funding$50.002/28/2011 4:47:29 PM
fundingyourbigfuture$25.002/28/2011 4:47:20 PM
RLW43$50.002/28/2011 4:47:35 PM
brutusbone$50.002/28/2011 4:47:40 PM
mattbison$25.002/28/2011 4:47:43 PM
RLC$45.982/28/2011 4:47:49 PM
unclejaef$25.002/28/2011 4:48:11 PM
Brainworm$25.002/28/2011 4:49:08 PM
fcukciti$25.002/28/2011 4:48:36 PM
52digital$29.692/28/2011 4:49:30 PM
RoyFauntleroy$25.002/28/2011 4:48:43 PM
ItsJustMe79$50.002/28/2011 4:49:36 PM
compwhiz$25.002/28/2011 4:49:59 PM
riproaringrapids$25.002/28/2011 4:49:24 PM
janus_god$25.002/28/2011 4:50:09 PM
mtp$50.002/28/2011 4:50:02 PM
OgOman$25.002/28/2011 4:50:16 PM
626457$25.002/28/2011 4:50:19 PM
rdav$25.002/28/2011 4:50:40 PM
hard-working-loot$25.002/28/2011 4:50:33 PM
self-reliant-integrity0$50.002/28/2011 4:50:48 PM
jtradition$50.002/28/2011 4:51:55 PM
jrbill1998$50.002/28/2011 4:51:34 PM
scottr$50.002/28/2011 4:52:42 PM
Archchancellor$50.002/28/2011 4:53:12 PM
bombay56$50.002/28/2011 4:53:20 PM
djmgd790$50.822/28/2011 4:52:59 PM
RgPro$50.002/28/2011 4:53:09 PM
a-consummate-camaraderi$50.002/28/2011 4:53:29 PM
generous-deal6$50.002/28/2011 4:53:43 PM
341 Investments
 
Borrower Payment Dependent Notes Series 494470
This series of Notes was issued and sold upon the funding of the borrower loan #47543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $238.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1991 Debt/Income ratio: 8%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $78,229Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: capital-splendor4 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
Purpose of loan:
This loan will be used to pay off cards and lend money to others...

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:01 AM
benjamins-utopia$100.002/18/2011 9:16:37 AM
AFairDeal$75.002/18/2011 9:24:22 AM
scrappy-bonus2$25.002/18/2011 9:29:25 AM
macjp123$25.002/18/2011 9:34:43 AM
irrelevant$50.002/18/2011 9:37:09 AM
Tylerh$100.002/18/2011 9:41:51 AM
heavy_ax$25.002/18/2011 12:28:02 PM
kulender$100.002/19/2011 3:22:41 AM
MadHun$100.002/19/2011 8:59:53 PM
radforj22$25.002/19/2011 9:14:48 PM
SALLYEB$40.002/21/2011 4:18:29 AM
Azonic21$25.002/21/2011 10:54:55 AM
fund-tom-tom6$50.002/21/2011 12:11:29 PM
admirable-income9$25.002/21/2011 1:07:15 PM
jigsaw$100.002/21/2011 1:32:35 PM
moola-escalator$50.002/21/2011 2:11:20 PM
best-ingenious-funds$25.002/21/2011 4:00:52 PM
flexible-fund6$50.002/21/2011 4:45:23 PM
meenan$50.002/21/2011 7:24:54 PM
thankful-nickel2$25.002/21/2011 8:07:16 PM
JJ9876$25.002/22/2011 12:09:39 PM
TikPmp1$25.002/22/2011 12:11:04 PM
GrayStudio$25.002/22/2011 5:53:35 PM
velocity-solo$25.002/22/2011 5:49:33 PM
hope-hickory$25.002/22/2011 6:40:26 PM
powerful-finance7$25.002/22/2011 7:49:07 PM
GElender$50.002/23/2011 5:44:48 AM
SecondChanceLendingSERV$50.002/23/2011 7:44:36 AM
Gr8Deal$50.002/23/2011 8:00:35 AM
worker943$50.002/23/2011 9:40:52 AM
top-epic-community$50.002/23/2011 11:07:10 AM
friendly-market5$25.002/23/2011 3:51:25 PM
jescowa$50.002/23/2011 4:56:23 PM
ultimate-payment$50.002/23/2011 7:52:36 PM
Ocean713$50.002/23/2011 9:51:33 PM
affluence-tycoon$50.002/24/2011 6:51:36 AM
lendacity$25.002/24/2011 5:59:25 PM
efficient-treasure0$25.002/24/2011 9:36:46 PM
jamschmidt$25.002/24/2011 9:48:01 PM
credit-investor5$50.002/25/2011 1:07:56 PM
Slend49$25.002/25/2011 4:47:40 PM
ichibon$125.002/26/2011 1:08:13 AM
careful-penny$25.002/26/2011 10:52:57 AM
IIP77$25.002/26/2011 3:36:12 AM
BaxterEvil$25.002/26/2011 9:01:32 PM
agile-loan0$25.002/27/2011 8:36:33 AM
balance-computer9$50.002/28/2011 9:35:12 AM
p2p-renaissance7$100.002/28/2011 9:40:10 AM
orgy63$50.002/28/2011 9:56:31 AM
reflective-gain$25.002/28/2011 9:34:12 AM
green-moola-platoon$50.002/28/2011 9:33:09 AM
christmaslightpro$25.002/28/2011 9:35:50 AM
bold-basis-supernova$50.002/28/2011 9:36:16 AM
TelegramSam$25.002/28/2011 9:39:40 AM
kind-resolute-dough$25.002/28/2011 9:42:12 AM
enterprising-cash0$25.002/28/2011 10:26:05 AM
1SteelerFan$30.002/28/2011 4:04:35 PM
julijask$45.003/1/2011 3:25:10 AM
income-sage9$25.002/28/2011 7:31:05 PM
Ivan2007$29.413/1/2011 2:54:46 AM
interstellar$51.003/1/2011 2:14:05 AM
gracej$25.003/1/2011 3:06:11 AM
lostontheedge$25.003/1/2011 3:14:10 AM
benjo$25.003/1/2011 7:56:09 AM
wwwUniversal$25.003/1/2011 4:08:03 AM
dirkjan$50.003/1/2011 8:33:03 AM
worth-arch$25.003/1/2011 10:51:41 AM
nalaari$25.003/1/2011 10:31:19 AM
SummaCapital$50.003/1/2011 10:56:34 AM
studious-bonus7$25.423/1/2011 11:46:43 AM
important-ore$70.733/1/2011 11:28:32 AM
mammalian4$25.003/1/2011 12:02:17 PM
psonicl$50.003/1/2011 3:11:28 PM
investment-cluster$25.003/1/2011 2:33:20 PM
market-walnut5$25.003/1/2011 3:57:14 PM
streak269$25.003/1/2011 3:57:34 PM
PaulW$25.003/1/2011 3:58:01 PM
RG$28.623/1/2011 3:58:25 PM
hanuman77$50.003/1/2011 3:58:32 PM
microfunder$25.003/1/2011 3:58:36 PM
GCInvestments$25.003/1/2011 3:58:44 PM
TennSquire$25.003/1/2011 3:58:54 PM
Avicell$50.003/1/2011 3:59:01 PM
Sixmil$25.003/1/2011 3:11:02 PM
bid-czar8$100.003/1/2011 3:11:33 PM
genius520$100.003/1/2011 3:12:36 PM
Goodlender42$50.003/1/2011 3:13:19 PM
jeffpac$50.003/1/2011 3:10:12 PM
choss02$100.003/1/2011 3:11:29 PM
the-bid-sorcerer$50.003/1/2011 3:58:17 PM
credit-panda1$25.003/1/2011 3:52:33 PM
CPAMAN$25.003/1/2011 3:59:11 PM
the-worthy-income$25.003/1/2011 3:53:00 PM
ideal-platinum1$25.003/1/2011 3:57:20 PM
autonomous-basis$25.003/1/2011 3:57:37 PM
hs112a$50.003/1/2011 3:57:44 PM
Au-Ag-Pt$25.003/1/2011 3:58:47 PM
iolaire$25.003/1/2011 3:59:08 PM
progressive-power9$25.003/1/2011 3:59:15 PM
BxRealtor$25.002/18/2011 9:18:48 AM
simplelender80$100.002/18/2011 9:17:19 AM
dime-smasher5$25.002/18/2011 9:25:02 AM
organized-payment6$50.002/18/2011 9:23:35 AM
don8ter$25.002/18/2011 9:30:21 AM
HamachiMan$50.002/18/2011 9:30:52 AM
Tradesmanlender$35.002/18/2011 9:39:00 AM
principal-injector2$50.002/20/2011 3:45:21 PM
principal-bull$25.002/20/2011 5:36:27 PM
rebellender$25.002/21/2011 10:06:19 AM
gain-gourd$100.002/21/2011 12:02:14 PM
jbaum$40.002/21/2011 12:21:11 PM
Preteur$25.002/21/2011 4:19:50 PM
innocent-deal$50.002/21/2011 6:19:46 PM
Ripsaw4U$50.002/22/2011 1:09:55 AM
Artist_Blue$25.002/22/2011 6:17:13 AM
ashirey$50.002/22/2011 12:34:37 PM
One1putt$50.002/22/2011 12:47:48 PM
authoritative-capital$25.002/22/2011 2:14:31 PM
melodious-fairness$50.002/22/2011 5:53:42 PM
indomitable-coin$50.002/23/2011 3:44:01 AM
treasure-pipeline$50.002/24/2011 10:17:07 AM
jazzlender$25.002/24/2011 11:41:04 AM
commerce-yeller$30.002/24/2011 5:56:53 PM
JGONZ13850$25.002/25/2011 8:15:20 AM
Liebchen15$50.002/25/2011 9:59:39 AM
the-enterprising-leverage$25.002/25/2011 10:23:52 AM
syounker$25.002/25/2011 9:35:15 AM
4est$25.002/26/2011 2:06:28 PM
CBO-Enterprise$50.002/26/2011 5:41:50 PM
capital-web7$50.002/26/2011 10:11:23 AM
bullwink27$25.002/27/2011 2:27:22 PM
bdpres1$50.002/27/2011 11:56:18 AM
compassionate-dime0$50.002/27/2011 2:36:29 PM
gjm6d$25.002/27/2011 10:51:27 PM
bigphish$50.002/28/2011 10:51:16 AM
rogue_monster$50.002/28/2011 1:01:12 PM
theonezozo$50.002/28/2011 9:56:41 AM
windfall46$25.002/28/2011 10:21:22 AM
deal-gazer$50.002/28/2011 12:21:47 PM
a-finance-nirvana$25.002/28/2011 4:58:49 PM
RusRobo$50.002/28/2011 5:16:49 PM
otto1939$50.003/1/2011 3:29:32 AM
Reinadog9$50.002/28/2011 9:51:14 PM
ptjg$50.002/28/2011 11:36:16 PM
gustavholstopus32$25.003/1/2011 5:27:36 AM
skuba$50.003/1/2011 2:12:52 AM
Bank42$47.403/1/2011 2:19:16 AM
Weaverville$50.003/1/2011 2:20:12 AM
life-is-great$50.003/1/2011 7:22:18 AM
peripatetic$25.003/1/2011 3:15:32 AM
ilinds$50.003/1/2011 6:42:47 AM
autonomous-camaraderi4$25.003/1/2011 9:32:03 AM
finance_mba$25.003/1/2011 10:27:29 AM
brainy-repayment5$50.003/1/2011 10:57:09 AM
dojo2$25.003/1/2011 11:09:07 AM
ethical-moola5$50.003/1/2011 9:31:15 AM
visionary-currency$48.203/1/2011 9:56:36 AM
inspired-investment8$100.003/1/2011 11:31:12 AM
partnerinflight$50.003/1/2011 10:15:18 AM
PatRichi$25.003/1/2011 10:26:25 AM
dinero-festivity2$49.033/1/2011 3:57:07 PM
discrete-basis1$50.003/1/2011 3:57:17 PM
gold-sushi$25.003/1/2011 3:57:55 PM
Veltliner$25.003/1/2011 3:58:29 PM
biglender5$25.003/1/2011 3:58:34 PM
StreetJustice$50.003/1/2011 3:58:39 PM
newest-orbital-justice$50.003/1/2011 3:58:59 PM
astute-benjamins$25.003/1/2011 3:07:14 PM
enchanted-yield4$30.003/1/2011 3:55:49 PM
Hexnut$25.003/1/2011 3:57:30 PM
crawfingers$25.003/1/2011 3:58:08 PM
hptcrabbers$25.003/1/2011 3:59:13 PM
inspiring-reward$150.003/1/2011 3:59:22 PM
pouch7$25.003/1/2011 3:57:10 PM
wealth-pal3$25.003/1/2011 3:57:24 PM
economy-orchid$25.003/1/2011 3:57:47 PM
deal-maple2$50.003/1/2011 3:58:45 PM
TH99$25.003/1/2011 3:59:03 PM
nojoke411$50.003/1/2011 3:59:10 PM
BooRadley$25.003/1/2011 3:59:16 PM
181 Investments
 
Borrower Payment Dependent Notes Series 494576
This series of Notes was issued and sold upon the funding of the borrower loan #47534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $256.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 20%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,706Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: beanz3227 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating to buy first home
Purpose of loan is to help us take the steps towards a new home for our new family.

This loan will be used to consolidate our credit card debt.

My financial situation:
I am a good candidate for this loan because I have a well paying job in a very stable industry.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the debts you are consolidating and include outstanding balance, APR, and min monthly payments. Also, please povide a detailed monthly personal budget of income and expenses. Thanks! - newest-funds-powerplant
A: Hi. Thank you for your interest in our loan. The debts we are trying to consolidate are both credit card debts with Chase Financial. One outstanding balance is $2,800 with a minimum payment of $98 and the other is $4,200 with a minimum payment of $158. Both credit cards have an interest rate of 29.99%. Our net monthly income is approximately $6100. Our total expenses are approximately $4500. (Feb-18-2011)
Q: Could you please give a breakdown of current expenses and how your income is allotted to each? Thank you and please answer this question publicly. - clipper271
A: The breakdown of current expenses is as follows: Rent - 1500 Chid care - 600 Credit cards - 1000 Auto pmt - 305 Insurance - 250 Groceries - 350 Utilities/Miscell (cell phone, cable, entertainment, gas, etc..) - 450 Thanks for your interest! (Feb-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:26 AM
credit-guard5$25.002/18/2011 9:16:54 AM
BxRealtor$25.002/18/2011 9:19:22 AM
Tradesmanlender$35.002/18/2011 9:39:15 AM
credit-coach118$25.002/18/2011 9:45:43 AM
selector568$50.002/18/2011 10:09:47 AM
JustMee$25.002/18/2011 11:11:10 AM
triumph329$30.002/18/2011 11:39:11 AM
PRGuyinVA$50.002/18/2011 3:19:30 PM
reflective-rupee$50.772/18/2011 3:53:25 PM
competent-p2p$25.002/19/2011 11:49:19 AM
newest-funds-powerplant$50.002/19/2011 1:08:10 PM
SOP_Bank$25.002/19/2011 6:19:12 PM
MadHun$100.002/19/2011 9:00:02 PM
availableloan$25.002/21/2011 12:39:12 AM
radforj22$25.002/21/2011 1:21:26 AM
commerce-aggregator7$50.002/21/2011 8:28:52 AM
foxhunter$35.002/21/2011 8:45:11 AM
momoney2lend$25.002/21/2011 8:50:49 AM
mgking007$25.002/21/2011 9:58:56 AM
restless-balance$25.002/21/2011 10:33:12 AM
rdrloan$25.002/21/2011 10:31:41 AM
RetirementMoney$25.002/21/2011 11:03:11 AM
jbaum$40.002/21/2011 12:21:19 PM
CA-Lender$25.002/21/2011 1:09:22 PM
Preteur$25.002/21/2011 4:19:57 PM
Photoman42$25.002/21/2011 5:16:02 PM
innocent-deal$50.002/21/2011 6:19:50 PM
tutnyce$147.772/21/2011 9:58:03 PM
Artist_Blue$25.002/22/2011 6:17:24 AM
clickbrain$25.212/22/2011 12:14:52 PM
WealthBuildingLessons$75.002/22/2011 1:00:34 PM
ashirey$50.002/22/2011 12:34:51 PM
trade-freshmaker$50.002/22/2011 1:35:42 PM
authoritative-capital$25.002/22/2011 2:14:39 PM
EJF$50.002/22/2011 3:49:03 PM
jfreaksho$25.002/22/2011 3:42:24 PM
GoldenGo4$100.002/22/2011 4:50:12 PM
flexible-fund6$50.002/22/2011 5:47:11 PM
Ripsaw4U$50.002/22/2011 5:53:51 PM
SecondChanceLendingSERV$50.002/23/2011 7:26:29 AM
Damostuff$25.002/23/2011 8:40:53 AM
epall$25.002/23/2011 11:02:28 AM
smart-gold$25.002/23/2011 9:58:59 AM
jybank$25.002/23/2011 11:33:24 AM
KClender$25.002/23/2011 5:02:35 PM
cmartaz$25.002/23/2011 5:43:11 PM
wampum-chorus3$29.002/23/2011 5:28:19 PM
velocity-solo$25.002/23/2011 5:58:21 PM
melodious-fairness$44.572/24/2011 1:46:21 AM
Reddy_Capital$25.002/23/2011 10:49:16 PM
grampy48$50.002/24/2011 8:37:27 AM
trader-joe$35.002/24/2011 10:28:50 AM
treasure-pipeline$50.002/24/2011 10:17:12 AM
chefmuffin$100.002/24/2011 2:24:42 PM
open-minded-finance1$25.002/24/2011 1:21:59 PM
tarafied$25.002/24/2011 1:23:32 PM
platinum-cargo$42.292/24/2011 5:34:15 PM
Sol_Invictus$25.002/25/2011 4:57:02 AM
a-restless-dollar$50.002/25/2011 6:43:51 AM
buffalobills$25.002/25/2011 7:06:56 AM
mpatrick$25.002/25/2011 8:58:27 AM
Lendomatic$25.002/25/2011 9:58:16 AM
ScottCapital$25.002/25/2011 10:55:03 AM
rutzebach$100.002/25/2011 11:38:48 AM
credit-investor5$50.002/25/2011 1:08:00 PM
ultimate-dough0$25.002/25/2011 9:41:35 AM
SkyLoan$25.002/25/2011 1:45:20 PM
loss-of-control$50.002/25/2011 4:34:40 PM
mclean_loaner$50.002/25/2011 9:45:05 PM
James951$50.002/25/2011 4:48:44 PM
drluong$50.002/25/2011 11:49:07 PM
Long-term2040$25.002/25/2011 4:19:14 PM
All_Wins$50.002/25/2011 4:53:41 PM
worth-victor6$25.002/26/2011 1:34:06 AM
Lubava$100.002/25/2011 6:31:33 PM
Ols744$25.002/25/2011 5:16:18 PM
DDH61$25.002/25/2011 5:46:54 PM
HawaiianHelper$50.002/26/2011 12:34:26 AM
TigerForce$25.252/26/2011 7:28:59 AM
rocket20229$25.002/26/2011 8:51:43 AM
simplelender80$100.002/18/2011 9:18:06 AM
benjamins-utopia$50.002/18/2011 9:20:29 AM
organized-payment6$50.002/18/2011 9:28:42 AM
HamachiMan$50.002/18/2011 9:31:27 AM
macjp123$25.002/18/2011 9:34:28 AM
Tylerh$100.002/18/2011 9:42:36 AM
SolarMoonshine$50.002/18/2011 5:29:59 PM
gadget7$25.002/19/2011 7:04:22 AM
p2ploan-sensation211$25.002/19/2011 1:26:32 PM
p2ploan-sensation211$25.002/19/2011 1:43:10 PM
vutah$25.002/19/2011 3:40:11 PM
don8ter$25.002/19/2011 9:16:42 PM
MonkeyHero$30.002/20/2011 11:06:14 AM
principal-injector2$50.002/20/2011 3:45:34 PM
omahajay$25.002/20/2011 6:24:02 PM
the-silver-blaster$50.002/21/2011 1:13:44 AM
B-rad_the_Coug$25.002/21/2011 1:44:12 AM
happyinvallarta$50.002/21/2011 4:38:10 AM
happy-loyalty$25.002/21/2011 5:35:17 AM
squarebob$50.002/21/2011 8:13:22 AM
elated-greenback$50.002/21/2011 8:42:07 AM
kulender$100.002/21/2011 8:59:22 AM
rebellender$25.002/21/2011 10:06:25 AM
MontyTheMusicMan$25.002/21/2011 11:48:01 AM
gain-gourd$100.002/21/2011 12:02:23 PM
meteoric-trade$50.002/21/2011 12:16:52 PM
penny-finder$40.242/21/2011 2:04:59 PM
dynrep$25.002/21/2011 2:30:13 PM
moola-escalator$50.002/21/2011 2:11:28 PM
payment-halo$25.002/21/2011 2:28:17 PM
first-serene-credit$25.002/21/2011 3:20:08 PM
dynrep$25.002/21/2011 3:25:26 PM
best-ingenious-funds$25.002/21/2011 4:00:56 PM
meenan$50.002/21/2011 7:25:00 PM
dtana$25.002/21/2011 10:02:34 PM
thankful-nickel2$25.002/21/2011 8:05:26 PM
imdave4me$50.002/21/2011 11:08:50 PM
magnetic-dedication3$25.002/22/2011 2:17:29 AM
loanman2007$100.002/22/2011 5:28:57 AM
irrelevant$31.542/22/2011 8:43:31 AM
TikPmp1$25.002/22/2011 12:11:07 PM
One1putt$50.002/22/2011 12:54:31 PM
Gambino$50.002/22/2011 2:03:16 PM
haryassman$25.002/22/2011 4:15:17 PM
rvirk$100.002/22/2011 4:58:39 PM
sincere-balance$25.002/22/2011 5:56:51 PM
ToloUSN$50.002/22/2011 5:39:12 PM
brightest-fascinating-principal$25.002/22/2011 7:15:59 PM
Peterman$25.002/22/2011 7:22:34 PM
powerful-finance7$25.002/22/2011 7:49:11 PM
RyanTH9893$25.002/22/2011 6:35:41 PM
hope-hickory$25.002/22/2011 6:40:31 PM
engaging-worth$25.002/22/2011 8:43:26 PM
platinum-scientist9$25.002/23/2011 6:53:30 AM
Gr8Deal$25.002/23/2011 8:00:38 AM
economy-popcorn$25.002/23/2011 6:45:19 AM
terrific-return$50.002/23/2011 8:53:51 AM
clipper271$25.002/23/2011 8:25:00 AM
worker943$50.002/23/2011 9:40:57 AM
Techne_Funds_LLC$25.002/23/2011 11:05:06 AM
guardian3$30.002/23/2011 10:43:06 AM
friendly-market5$25.002/23/2011 3:51:29 PM
jescowa$50.002/23/2011 4:56:28 PM
Astyanax$40.002/23/2011 5:16:31 PM
velocity-onator$25.002/23/2011 5:48:34 PM
adir1$30.002/23/2011 10:00:34 PM
ultimate-payment$50.002/23/2011 7:52:41 PM
wealth-carrier$25.002/23/2011 7:37:16 PM
RandyL3$25.002/24/2011 1:24:58 AM
Ocean713$50.002/23/2011 9:51:36 PM
greenback-ally$50.002/23/2011 9:03:16 PM
shakas$30.472/23/2011 11:03:32 PM
affluence-tycoon$50.002/24/2011 6:51:39 AM
doopers$25.002/24/2011 6:42:18 AM
loyalist1$200.002/24/2011 2:17:33 PM
cbfresh$42.012/24/2011 4:21:05 PM
efficient-treasure0$25.002/24/2011 9:36:50 PM
WorkingTA$25.002/25/2011 7:38:27 AM
roi-advantage$25.002/25/2011 7:05:36 AM
spiff666$25.002/25/2011 7:08:19 AM
Hola_James$35.822/25/2011 9:16:38 AM
syounker$25.002/25/2011 9:35:21 AM
the-enterprising-leverage$25.002/25/2011 10:23:55 AM
truenorth5$52.812/25/2011 11:07:55 AM
dritter$30.002/25/2011 11:47:24 AM
balance-force$30.002/25/2011 11:44:08 AM
charming-dough0$25.002/25/2011 3:59:50 PM
AM2171$25.002/25/2011 4:03:11 PM
JohnQGalt$50.002/25/2011 5:16:30 PM
capital-lotus0$25.002/25/2011 1:10:17 PM
Peacepower$25.002/25/2011 5:56:34 PM
GElender$50.002/25/2011 3:01:38 PM
Paddington922$25.002/25/2011 8:12:30 PM
nethawk00$25.002/25/2011 2:14:30 PM
jazzlender$25.002/25/2011 3:02:54 PM
draggon77$25.002/26/2011 12:59:13 AM
BankofBeth$25.002/26/2011 1:03:17 AM
CACO_Lender$25.002/25/2011 5:32:43 PM
Engineer44$30.002/25/2011 5:34:08 PM
nashibaksi$25.002/25/2011 7:09:33 PM
mlb123$47.682/25/2011 7:14:38 PM
DalCowboys$25.002/25/2011 7:32:40 PM
first-class-transparency2$35.572/25/2011 5:21:18 PM
IIP77$25.002/26/2011 3:36:16 AM
atrevete$27.952/26/2011 8:20:33 AM
greenback-guard$25.002/26/2011 1:53:39 AM
FundMaker$25.002/26/2011 6:41:38 AM
hope-legend4$99.002/26/2011 7:01:27 AM
rutzebach$22.052/26/2011 9:26:22 AM
rocket20229$25.002/26/2011 8:51:08 AM
191 Investments
 
Borrower Payment Dependent Notes Series 494628
This series of Notes was issued and sold upon the funding of the borrower loan #47517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1994 Debt/Income ratio: 60%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:19y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,266Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: power-rocket1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: consoladate Bills. This loan will be used to...to pay off credit cards and make aone month payment

My financial situation: in good standing 7 consistant,I also get help from my husband..So I can pay off this loan!
I am a good candidate for this loan because...I want to consolidate,make one payment and get out of debt!!!!


Monthly net income: 1000.007 approxmetly $4000.00 married income.Monthly expenses: Housing: $532.00
Insurance: $212.00 every 6 months
Car expenses: $0 paid for
Utilities: $181.00
Phone, cable, internet: $222.00
Food, entertainment: $450.00
Clothing, household expenses: $ 100.00 Credit cards and other loans: $10.000.00
Other expenses: $none really
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your job, your husband's job, and other sources of income. Thanks and best wishes. - reflective-rupee
A: I am disabled I recieve $764.00 per month /Child support of aprx.$364.00 per month and my husband of almost 20 years works as a interstste trucker he has a weekly paycheck He hauls cars .{bmw's Haundias,Mersadies and Porches] Basically my husbands income pays all the house hold bills.Mine I take to pay my credit .IJUST WANT TO CONSOLIDATE AND MAKE ONE EASY PAYMENT.THANK-YOU ,FOR YOUR INTEREST,Sincerely,mamaearl (Feb-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:05:51 AM
suave-dime6$25.002/18/2011 9:16:21 AM
HamachiMan$50.002/18/2011 9:31:47 AM
irrelevant$50.002/18/2011 9:37:38 AM
brmar$25.002/18/2011 9:40:11 AM
2grindstones$25.002/18/2011 9:39:07 AM
witty-openness$25.002/18/2011 9:44:04 AM
GElender$25.002/18/2011 9:44:45 AM
DasMula$27.002/18/2011 10:05:21 AM
commerce-stronghold$25.002/18/2011 10:30:54 AM
JustMee$25.002/18/2011 11:08:44 AM
competent-p2p$50.002/18/2011 12:47:00 PM
kind-important-liberty9$25.002/18/2011 11:24:28 PM
jjswanso$50.002/19/2011 8:08:35 AM
LR_Biker$50.002/19/2011 3:24:30 PM
vibraphone3$50.002/19/2011 5:55:35 PM
the-silver-blaster$50.002/21/2011 1:12:26 AM
gala279$50.002/21/2011 6:36:17 AM
zone8$50.002/21/2011 6:45:40 AM
momoney2lend$25.002/21/2011 8:40:55 AM
orderly-leverage$100.002/21/2011 10:08:00 AM
Pitufo$25.002/21/2011 11:50:36 AM
green-thoughtful-yield$50.002/21/2011 12:22:19 PM
sappy02$25.002/21/2011 12:51:58 PM
inspiring-reward$150.002/21/2011 12:53:33 PM
jigsaw$50.002/21/2011 1:32:57 PM
Zipcut$25.002/21/2011 2:05:13 PM
thefork$50.002/21/2011 4:10:46 PM
musegaze$100.002/21/2011 4:58:57 PM
Pakse$25.002/21/2011 5:10:29 PM
WBB21$25.002/21/2011 5:29:52 PM
kulender$50.002/21/2011 5:15:10 PM
skillful-asset5$25.712/21/2011 7:07:38 PM
barefootpaul$35.002/21/2011 8:10:01 PM
orderly-wampum$90.002/21/2011 10:25:08 PM
dime-selector$25.002/21/2011 9:32:30 PM
diversification-medalist$25.002/22/2011 12:06:49 AM
radforj22$25.002/22/2011 12:45:21 PM
authoritative-capital$25.002/22/2011 2:09:11 PM
mtquan$25.002/22/2011 1:15:32 PM
HammerSmith$25.002/22/2011 2:43:11 PM
five-star-note$100.002/22/2011 2:54:34 PM
shrewd-income$25.002/22/2011 3:33:17 PM
Speculator$25.002/22/2011 5:28:41 PM
kendallv$25.002/22/2011 5:29:21 PM
hitsman$50.002/22/2011 5:32:38 PM
incbx$50.002/22/2011 5:07:12 PM
trippd6$25.002/22/2011 6:08:09 PM
Bidwinner08$70.002/22/2011 5:30:39 PM
liberty-destiny3$25.002/22/2011 5:32:43 PM
Bcs-cnc$31.952/22/2011 6:57:36 PM
Kaj$50.002/22/2011 5:53:56 PM
wrighco$25.002/22/2011 6:06:14 PM
payment-silo$25.002/22/2011 7:59:25 PM
courteous-kindness1$50.002/22/2011 9:14:44 PM
Shining-Star$25.002/22/2011 6:59:00 PM
hope-hickory$25.002/22/2011 6:39:01 PM
AF-Chief$50.002/23/2011 2:25:17 AM
payment-gusto$25.002/23/2011 2:26:09 AM
FeedTheMachine$50.002/23/2011 2:29:05 AM
cippy$25.002/23/2011 2:31:14 AM
bold-treasure-neutrino$25.002/23/2011 2:40:43 AM
handshake5$100.002/23/2011 2:41:27 AM
money-bauble$100.002/23/2011 2:43:36 AM
SDNLR$25.002/23/2011 1:42:04 AM
social-conductor4$25.002/23/2011 5:00:29 AM
contract-student2$50.002/23/2011 5:43:47 AM
Cheburashka$25.002/23/2011 1:38:34 AM
the-profit-oracle$25.002/23/2011 2:32:37 AM
tech310$50.002/23/2011 2:10:02 AM
leverage-monger$25.612/23/2011 7:23:33 AM
kendigme$25.002/23/2011 2:51:04 AM
newest-generous-income$25.002/23/2011 2:43:22 AM
Phatt-Daddy$50.002/23/2011 6:11:24 AM
gallant-economy9$91.252/23/2011 8:41:58 AM
affluence-tycoon$50.002/23/2011 7:08:57 AM
T-Bizzone$50.002/23/2011 8:22:04 AM
clipper271$25.002/23/2011 8:30:54 AM
Leshan$25.002/23/2011 8:32:54 AM
simplelender80$200.002/18/2011 9:11:43 AM
credit-guard5$25.002/18/2011 9:19:13 AM
profit-powerplant$25.002/18/2011 9:32:34 AM
Jack55304$300.002/18/2011 9:33:39 AM
favorite-commerce$50.002/18/2011 9:32:57 AM
genius520$100.002/18/2011 9:33:04 AM
jiggaman7$75.002/18/2011 9:35:07 AM
Tylerh$100.002/18/2011 9:43:52 AM
integrity-liberator$50.002/18/2011 3:04:36 PM
reflective-rupee$100.772/18/2011 3:46:00 PM
foxtrot12$100.002/18/2011 3:45:52 PM
reflective-rupee$200.772/18/2011 5:08:00 PM
Bob450$30.002/19/2011 3:27:35 AM
jga516$25.002/19/2011 5:29:58 AM
Lender_Guy$40.602/19/2011 11:52:41 AM
Haribelle$25.002/19/2011 5:46:54 PM
ingenious-interest1$50.002/20/2011 9:50:52 AM
asiaratt$50.002/21/2011 2:39:27 AM
sjo1984111$25.002/21/2011 4:40:11 AM
trumpeter5$25.002/21/2011 8:08:17 AM
point-kitten6$50.002/21/2011 8:49:52 AM
frogperson$250.002/21/2011 9:00:24 AM
gain-gourd$75.002/21/2011 11:44:12 AM
j-lender$50.002/21/2011 1:06:27 PM
CA-Lender$25.002/21/2011 1:07:50 PM
finance-mushroom$100.002/21/2011 1:19:54 PM
Fenix878$25.002/21/2011 2:10:29 PM
moola-escalator$25.002/21/2011 2:20:07 PM
principal-trombone$50.002/21/2011 3:14:22 PM
ddog0224$50.002/21/2011 3:25:23 PM
supersarah61$25.002/21/2011 7:34:49 PM
truth-eclair$25.002/21/2011 10:14:01 PM
economy-synapse$25.002/21/2011 10:49:27 PM
sweetlan$25.002/22/2011 6:10:01 AM
J-Rott$25.002/22/2011 8:23:45 AM
NoMoreDebt4Me$25.002/22/2011 9:43:07 AM
dsnybnd$25.002/22/2011 9:02:07 AM
SecondChanceLendingSERV$50.002/22/2011 9:58:53 AM
SFBank$200.002/22/2011 9:28:52 AM
bid-papyrus$25.002/22/2011 12:21:36 PM
helping-out$35.002/22/2011 12:29:26 PM
gelidfrank$25.002/22/2011 12:47:00 PM
SmartConsolidation$25.002/22/2011 1:00:51 PM
ingenious-deal6$25.002/22/2011 1:25:38 PM
GeorgiaCredit$50.002/22/2011 12:55:39 PM
deal-maple2$50.002/22/2011 12:48:49 PM
Pakse$25.002/22/2011 2:28:32 PM
loss-of-control$100.002/22/2011 4:44:59 PM
thestartuplender$50.002/22/2011 3:29:20 PM
cash-reaction2$50.002/22/2011 5:28:45 PM
umfan123$25.002/22/2011 5:29:00 PM
enriched-note6$25.002/22/2011 5:55:58 PM
miked8303$25.002/22/2011 5:32:40 PM
papaloha$25.002/22/2011 5:28:46 PM
Peterman$25.002/22/2011 7:39:55 PM
autonomous-truth$150.002/22/2011 10:59:19 PM
easybreezy$25.002/22/2011 7:49:33 PM
income-sage9$25.002/22/2011 8:19:33 PM
ferocious-exchange3$29.452/23/2011 2:27:44 AM
worth-arch$25.002/23/2011 2:33:00 AM
wise-silver-wonder$25.002/23/2011 2:34:45 AM
new-social-economist$28.042/23/2011 2:42:17 AM
Gibbyland$35.672/23/2011 2:07:38 AM
famous-hope$25.002/23/2011 2:21:25 AM
Banker7371$25.002/23/2011 2:25:49 AM
LBOregon$25.002/23/2011 2:28:08 AM
cash-raccoon$25.002/23/2011 2:42:07 AM
graceful-investment$78.182/23/2011 2:24:31 AM
Diamond_Jim$50.002/23/2011 2:29:31 AM
MylesNH$25.002/23/2011 2:33:43 AM
wkeboarder21$50.002/23/2011 5:37:37 AM
missing-link$25.002/23/2011 2:43:52 AM
well-mannered-income3$25.002/23/2011 8:26:23 AM
realtormoises$25.002/23/2011 5:53:14 AM
1randyp$100.002/23/2011 6:02:24 AM
CC911$25.002/23/2011 6:09:58 AM
special-peso$50.002/23/2011 8:20:49 AM
156 Investments
 
Borrower Payment Dependent Notes Series 494780
This series of Notes was issued and sold upon the funding of the borrower loan #47549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $221.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1993 Debt/Income ratio: 26%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:21y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,243Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: wise-currency-enchilada Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto 1
Purpose of loan: Purchase vehicle
This loan will be used to...buy older low milaege vehicle
My financial situation: Stable and improving
I am a good candidate for this loan because...i pay my bills

Net Income 5700

Insurance: $425
Car expenses: $0
Utilities: $300
Phone, cable, internet: $350
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $1600
Other expenses: $150
house $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 9:01:10 AM
Yomain$60.002/23/2011 9:03:32 AM
greencat$50.002/23/2011 9:04:22 AM
reflective-rupee$1,000.772/23/2011 9:24:32 AM
CA-Lender$25.002/23/2011 9:04:01 AM
Kaj$50.002/23/2011 9:06:00 AM
simplelender80$200.002/23/2011 9:17:48 AM
Wangchuk$25.002/23/2011 9:19:01 AM
Wangchuk$25.002/23/2011 11:17:22 AM
competent-p2p$25.002/23/2011 11:27:01 AM
investment-artist$25.002/23/2011 9:33:55 AM
favorite-commerce$100.002/23/2011 10:12:20 AM
DasMula$100.002/23/2011 10:22:10 AM
liberty-magnate$50.002/23/2011 12:33:48 PM
hopeful-truth5$50.002/23/2011 4:41:33 PM
vutah$25.002/23/2011 4:47:54 PM
amlu1988$25.002/23/2011 8:58:57 PM
nilonc1$25.002/24/2011 1:31:40 AM
Requiem$25.002/24/2011 9:21:50 AM
treasure-pipeline$25.002/24/2011 10:22:00 AM
DiabolicalGamer$25.002/24/2011 2:21:35 PM
marketplace-meridian$25.002/24/2011 11:35:55 AM
ready-interest9$25.002/24/2011 3:38:40 PM
all_of_that_one$40.002/25/2011 5:51:52 AM
zone6$100.002/25/2011 6:30:13 AM
liberty-destiny3$25.002/25/2011 11:56:26 AM
open-minded-deal$100.002/25/2011 10:32:25 AM
loss-of-control$150.002/25/2011 4:41:54 PM
credit-coach118$75.002/25/2011 9:39:35 PM
the-discrete-income$100.002/25/2011 8:26:32 PM
head$25.002/26/2011 1:30:04 AM
SkyLoan$25.002/26/2011 11:38:48 AM
BigGuyBank$25.772/27/2011 10:27:29 AM
thankful-nickel2$25.002/26/2011 2:45:23 PM
payout-alien6$50.002/26/2011 2:58:17 PM
income-awakening6$25.002/27/2011 6:50:38 AM
ichibon$50.002/27/2011 5:41:08 PM
cash-tent$30.002/27/2011 8:57:50 AM
FeedTheMachine$50.002/27/2011 9:41:25 AM
the_finance_guru$150.002/27/2011 11:52:42 AM
bullwink27$25.002/27/2011 4:12:23 PM
youngtrader$835.212/27/2011 4:14:26 PM
reflective-rupee$2.882/27/2011 10:24:16 PM
HamachiMan$50.002/23/2011 9:01:35 AM
Tylerh$100.002/23/2011 9:02:09 AM
orderly-leverage$100.002/23/2011 9:02:50 AM
ingenious-deal6$25.002/23/2011 9:04:30 AM
sappy02$25.002/23/2011 9:03:09 AM
loanman2007$150.002/23/2011 10:53:32 AM
Kash2010lu$25.002/23/2011 9:19:00 AM
2grindstones$25.002/23/2011 9:25:00 AM
SecondChanceLendingSERV$50.002/23/2011 11:25:32 AM
killdare$25.002/23/2011 1:23:26 PM
platinum-scientist9$25.002/23/2011 4:49:56 PM
umfan123$25.002/23/2011 6:00:34 PM
sensational-worth7$50.002/23/2011 6:43:12 PM
gothampark$25.002/23/2011 10:53:47 PM
affluence-tycoon$50.002/24/2011 6:52:33 AM
handy-point5$25.002/24/2011 12:22:11 PM
loyalist1$100.002/24/2011 2:17:16 PM
Bob450$30.002/24/2011 6:36:08 PM
selector568$50.002/25/2011 1:26:44 AM
buffalobills$25.002/25/2011 7:08:19 AM
rate-sceptre$50.002/25/2011 8:55:20 AM
income-rocker2$30.002/25/2011 12:23:37 PM
credit-investor5$50.002/25/2011 1:12:01 PM
jiggaman7$50.002/25/2011 4:12:41 PM
peso-aggregator$25.002/25/2011 3:03:07 PM
BradP$25.002/26/2011 8:55:53 AM
vest_vortex$25.002/26/2011 1:28:36 PM
festeringsnot$25.002/26/2011 7:16:27 AM
icon7$35.002/26/2011 8:42:20 AM
kushka$25.002/26/2011 10:12:45 AM
credible-balance6$50.002/26/2011 10:27:01 AM
JustMee$25.002/27/2011 1:24:59 PM
GrowthAspirations$75.002/27/2011 7:30:03 PM
alluring-yield5$25.002/27/2011 7:05:54 PM
Mormonboy$85.372/27/2011 9:28:44 PM
78 Investments
 
Borrower Payment Dependent Notes Series 494972
This series of Notes was issued and sold upon the funding of the borrower loan #47514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2008 Debt/Income ratio: 13%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 4 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $575Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: efficient-durability6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help an aspiring helicopter pilot!
Purpose of loan:
This loan will be used to help me finish up my flight school. I have already saved and paid for $40,000 of my tuition, without assistance from loans, since August 2008. My goal is to finish my schooling by the end of this year.

My financial situation:
I am a good candidate for this loan because my only real expense is my schooling. I work full time, live at home with my parents, do not have a car payment and live a very frugal lifestyle.


Monthly net income: $2,300
Monthly expenses: $100
Housing: $0
Insurance: $85
Car expenses: $120
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What's your current job? What's your career goal? - p2ploan-sensation211
A: I currently work as an Emergency Medical Technician for American Medical Response, which handles the local 9-1-1 response in our county. My ultimate career goal would be to fly for a fire department or medevac company. Other options that i have been considering are flying for the US Border Patrol or other law enforcement agency. I love working in the public service sector and definitely want to base my career off of my love for helping people and love for flying. Thank you for your question! (Feb-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:41 PM
BxRealtor$25.002/20/2011 12:04:56 PM
commanding-income774$25.002/20/2011 12:05:40 PM
benjamins-utopia$50.002/20/2011 12:03:59 PM
Tradesmanlender$35.002/20/2011 12:07:23 PM
liberty-society5$25.002/20/2011 12:08:26 PM
vutah$50.002/20/2011 3:27:30 PM
DasMula$27.002/20/2011 3:20:23 PM
1randyp$100.002/20/2011 4:47:10 PM
reflective-rupee$200.772/20/2011 7:37:41 PM
the-silver-blaster$50.002/21/2011 1:13:58 AM
enthralling-deal180$50.002/21/2011 5:23:51 AM
capital_projects_investor$25.002/21/2011 8:12:16 AM
cash-tent$30.002/21/2011 8:38:51 AM
benefit-squirrel$50.002/21/2011 8:58:59 AM
srilm$50.002/21/2011 8:58:57 AM
Nerdster1$25.052/21/2011 10:33:02 AM
CA-Lender$25.002/21/2011 1:09:40 PM
Finchy78$25.002/21/2011 1:51:55 PM
nilonc1$50.002/21/2011 1:54:46 PM
whatreality$27.402/21/2011 2:03:21 PM
greenback-chairman5$25.002/21/2011 1:51:52 PM
kulender$100.002/21/2011 5:15:37 PM
loanman2007$100.002/22/2011 5:35:24 AM
active-wealth3$25.002/22/2011 1:07:48 PM
platinum-scientist9$50.002/22/2011 4:54:57 PM
radforj22$25.002/22/2011 5:27:30 PM
powerful-finance7$25.002/23/2011 12:07:25 AM
special-peso$50.002/23/2011 8:21:26 AM
liberty-magnate$25.002/23/2011 3:57:54 PM
auction-seeker$25.002/23/2011 6:06:15 PM
grammaspurse$25.002/23/2011 10:11:12 PM
orange-preeminant-bill$50.002/24/2011 5:58:03 PM
FinDoc$25.002/25/2011 1:08:03 AM
asset-professor$50.002/25/2011 1:47:04 AM
all_of_that_one$25.002/25/2011 5:49:12 AM
organic-treasure$25.002/25/2011 11:49:17 AM
AK49-JW$40.002/26/2011 3:59:18 PM
fund-widget$26.002/26/2011 5:11:02 PM
back-scratchers$25.002/28/2011 9:44:49 AM
richboy56$25.002/28/2011 9:52:56 AM
green-moola-platoon$50.002/28/2011 9:33:40 AM
kind-resolute-dough$25.002/28/2011 9:42:34 AM
brandall$100.002/28/2011 10:00:51 AM
high-five544$50.002/28/2011 9:58:42 AM
trapperdc$98.772/28/2011 10:39:13 AM
Astyanax$50.002/28/2011 11:28:57 AM
courteous-bazaar$100.002/28/2011 1:13:40 PM
enriched-note6$25.002/28/2011 2:14:38 PM
dedicated-hope640$25.002/28/2011 4:45:24 PM
superboss-awesomefist$25.002/28/2011 11:36:11 PM
moola-pillow$35.002/28/2011 6:25:06 PM
BankofRon$25.003/1/2011 2:21:14 AM
ErvLending$29.633/1/2011 8:30:04 AM
mlj0671$25.003/1/2011 3:18:38 AM
Johnab$25.003/1/2011 4:17:45 AM
Ambassador$41.003/1/2011 4:51:38 AM
otto1939$50.003/1/2011 3:30:03 AM
chrisb1414$25.003/1/2011 7:41:40 AM
buffalobills$25.003/1/2011 8:23:05 AM
FinanceEngine$25.003/1/2011 9:50:15 AM
jedi8$25.003/1/2011 10:28:52 AM
brainy-repayment5$50.003/1/2011 10:57:33 AM
crw1950$30.003/1/2011 9:29:09 AM
mammalian4$25.003/1/2011 12:02:19 PM
investment-cluster$25.003/1/2011 3:29:48 PM
dough-optimizer$25.003/1/2011 3:36:23 PM
promise2$25.003/1/2011 8:19:55 PM
mingthemink$25.003/1/2011 8:35:11 PM
SBT$50.003/1/2011 7:26:15 PM
porwestco$50.003/2/2011 2:25:54 AM
nunnie$25.003/2/2011 3:31:34 AM
useful-p2ploan$50.003/2/2011 7:11:44 AM
zotzot$100.003/2/2011 6:05:10 AM
doomsday18$25.003/2/2011 6:25:06 AM
Phantom99$50.003/2/2011 7:02:19 AM
InvestForWealth$25.063/2/2011 7:15:41 AM
lender-inc$36.113/2/2011 8:10:28 AM
friendinmoney$25.003/2/2011 7:39:04 AM
squarebob$50.003/2/2011 8:27:57 AM
exact-peso2$25.003/2/2011 8:35:37 AM
worthy-bid8$50.003/2/2011 7:58:02 AM
CACO_Lender$25.003/2/2011 8:43:55 AM
sgt-schultz$28.003/2/2011 8:46:00 AM
generosity-pizza$15.233/2/2011 9:05:07 AM
competent-p2p$30.002/20/2011 12:05:19 PM
incbx$50.002/20/2011 12:05:36 PM
Tylerh$100.002/20/2011 12:07:45 PM
HamachiMan$50.002/20/2011 12:06:56 PM
MadHun$100.002/20/2011 12:08:40 PM
SolarMoonshine$25.002/20/2011 1:59:33 PM
debt-force$25.002/21/2011 4:04:56 AM
revenue-youngster$25.002/21/2011 5:30:39 AM
heeeley$25.002/21/2011 5:57:11 AM
economy-popcorn$25.002/21/2011 6:46:44 AM
macjp123$25.002/21/2011 7:27:27 AM
swti37$50.002/21/2011 8:18:18 AM
investment-artist$25.002/21/2011 8:21:09 AM
bold-durability-drum$100.002/21/2011 8:59:55 AM
houli123$100.002/21/2011 9:51:36 AM
113121$25.002/21/2011 10:32:32 AM
smalltown_mn$25.002/21/2011 10:57:20 AM
RetirementMoney$25.002/21/2011 11:09:28 AM
inspiring-reward$50.002/21/2011 12:54:44 PM
engaging-worth$25.002/21/2011 1:00:36 PM
shawnw2$25.002/21/2011 1:05:31 PM
dblakels$25.002/21/2011 1:25:19 PM
Preteur$25.002/21/2011 4:20:41 PM
investor-007$200.002/21/2011 6:31:36 PM
dtana$25.002/21/2011 7:14:26 PM
meenan$50.002/21/2011 7:25:51 PM
thankful-nickel2$25.002/21/2011 7:45:00 PM
TikPmp1$25.002/22/2011 12:11:38 PM
SecondChanceLendingSERV$25.002/23/2011 7:18:15 AM
friendly-market5$25.002/23/2011 4:56:45 PM
noconnor01$25.002/23/2011 7:17:49 PM
Reddy_Capital$25.002/23/2011 10:22:29 PM
p2ploan-sensation211$50.002/23/2011 7:30:04 PM
Nemo2001$25.002/24/2011 9:16:48 AM
imdave4me$25.002/24/2011 11:25:34 AM
brightest-dignified-penny$25.002/24/2011 3:54:10 PM
treasure-bliss$50.002/24/2011 3:27:57 PM
Prairie-MN$30.002/24/2011 8:45:30 PM
credit-bliss8$25.002/24/2011 5:57:45 PM
Brisket_Bob$56.232/25/2011 4:59:01 AM
SOP_Bank$25.002/25/2011 6:17:00 AM
moola-pillow$50.002/25/2011 1:57:27 PM
RuleOf70$35.002/25/2011 12:29:30 PM
credit-investor5$50.002/25/2011 1:08:22 PM
careful-penny$25.002/26/2011 10:53:37 AM
bullwink27$25.002/27/2011 4:06:16 PM
famous-bill$25.002/27/2011 5:06:14 AM
p2p-renaissance7$100.002/28/2011 9:40:23 AM
reflective-gain$25.002/28/2011 9:34:33 AM
Artist_Blue$25.002/28/2011 11:33:25 AM
cleverly-clever$100.002/28/2011 1:10:38 PM
red-contract-lionheart$25.002/28/2011 10:08:49 AM
skillful-asset5$30.002/28/2011 3:31:09 PM
Haribelle$25.002/28/2011 4:39:31 PM
SteadyOne$25.002/28/2011 1:34:30 PM
the-receptive-liberty$50.002/28/2011 3:02:02 PM
DscGlfn$50.002/28/2011 3:35:52 PM
bigphish$25.002/28/2011 4:49:56 PM
Minotaur$30.002/28/2011 5:44:43 PM
BigBroJake$25.002/28/2011 6:33:16 PM
Helping-One-Another$39.902/28/2011 4:59:12 PM
platinum-cargo$28.202/28/2011 5:41:24 PM
mobius_titan$25.003/1/2011 2:53:42 AM
rockhound84$25.003/1/2011 6:59:17 AM
don8ter$25.003/1/2011 8:31:47 AM
Uylsses$100.003/1/2011 10:35:52 AM
donlenboy$41.883/1/2011 12:22:17 PM
upbeat-finance8$25.003/1/2011 2:11:52 PM
sjo1984111$33.003/1/2011 3:21:46 PM
MrCoffee$25.003/1/2011 3:59:58 PM
RusRobo$50.003/1/2011 2:37:46 PM
BigGuyBank$27.773/1/2011 4:22:20 PM
kdat$50.003/1/2011 4:35:02 PM
unfixer$25.003/1/2011 6:13:30 PM
friendly-credit2$75.003/1/2011 6:23:52 PM
dollardave$100.003/1/2011 10:56:33 PM
Gobsek$25.003/1/2011 6:41:28 PM
hidavehi$55.003/1/2011 7:16:30 PM
salegalaxy$25.003/1/2011 11:56:24 PM
revenue-appraiser$25.003/2/2011 4:46:20 AM
goodhearted-gold3$25.003/2/2011 5:19:08 AM
bluesheep$50.003/2/2011 6:06:37 AM
cbivitz$100.003/2/2011 6:46:12 AM
squarebob$45.923/2/2011 6:51:25 AM
power-secret-agent$25.003/2/2011 2:30:33 AM
orangefob7$38.673/2/2011 7:19:40 AM
tomoe$25.003/2/2011 7:57:54 AM
moola-accelerator6$30.003/2/2011 6:58:11 AM
platinum-goat4$25.003/2/2011 8:39:24 AM
contract-student2$50.003/2/2011 6:26:01 AM
grf1945$50.003/2/2011 7:07:57 AM
independent-transaction$31.413/2/2011 7:34:56 AM
FallonCredit$25.003/2/2011 8:33:39 AM
bsmtloan$100.003/2/2011 8:44:46 AM
Vans1975$67.003/2/2011 8:08:18 AM
180 Investments
 
Borrower Payment Dependent Notes Series 495106
This series of Notes was issued and sold upon the funding of the borrower loan #47526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2002 Debt/Income ratio: 17%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 12 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,444Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: SFteacher Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SF teacher needs a Vespa!
Purpose of loan:
This loan will be used to purchase a Vespa. I am currently in the SF Bay Area and rely solely upon public transportation. After doing a bit of calculating, I have discovered that I would save a lot of money if I just invested in a small (and environmentally-friendly!) scooter.

My financial situation:
I am a good candidate for this loan because I have an excellent credit score (777 according to the email I just received from Experian!) and have never been late on a payment of any kind. Also, because I have a history in both teaching and recruiting, the chances of me getting suddenly laid-off and unable to make money are quite slim.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I live in San Francisco too and thought you might like to know about this company in Oakland that makes electric scooters and motorcycles. They have won numerous awards. Good luck! http://www.electricmotorsport.com - contract-lionheart
A: Thanks so much for the tip! I really appreciate it! (Feb-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.002/21/2011 5:04:53 PM
blot44$25.002/21/2011 5:05:16 PM
Tradesmanlender$50.002/21/2011 5:05:19 PM
meux99$25.002/21/2011 5:05:25 PM
Tylerh$100.002/21/2011 5:05:36 PM
nimble-money0$25.002/21/2011 5:04:38 PM
DukSerduk$25.002/21/2011 5:04:42 PM
KWarrior$50.002/21/2011 5:05:31 PM
BidDaddyBigBucks$25.002/21/2011 5:05:49 PM
benjamins-utopia$100.002/21/2011 5:05:29 PM
community-pipeline$25.002/21/2011 5:05:33 PM
versatile-return3$50.002/21/2011 6:49:44 PM
euro-deployment$25.002/22/2011 12:00:36 PM
top-epic-community$50.002/22/2011 12:22:16 PM
YoungArchitect$620.002/22/2011 12:33:34 PM
evnagelist$50.002/22/2011 1:27:23 PM
hopeful-benjamins3$25.002/22/2011 12:45:56 PM
LendGuy$50.002/22/2011 12:55:11 PM
orindalender$50.002/22/2011 5:06:13 PM
yoyoclock$35.002/23/2011 3:05:20 AM
T-L-B$35.002/23/2011 10:04:07 AM
minista$25.002/23/2011 4:53:11 PM
wrighco$25.002/23/2011 4:06:27 PM
Ocean713$75.002/23/2011 9:48:42 PM
best-ingenious-funds$25.002/24/2011 9:32:05 AM
leverage-symphony$100.002/24/2011 8:49:40 PM
benefit-crescendo$25.002/24/2011 9:09:47 PM
efficient-treasure0$25.002/24/2011 9:36:14 PM
RandyL3$25.002/25/2011 1:25:16 AM
indomitable-coin$50.002/25/2011 8:05:02 AM
compoundinterest$50.002/25/2011 8:08:53 AM
RiskManiac$25.002/25/2011 5:59:06 AM
reward-cosmos$25.002/25/2011 11:37:07 AM
credit-investor5$50.002/25/2011 1:11:23 PM
wwwUniversal$25.002/26/2011 1:37:05 AM
cash-sensai2$50.002/26/2011 7:24:06 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:26 AM
kc_dude$25.002/26/2011 8:34:40 PM
ichibon$125.002/27/2011 6:11:11 PM
kind-resolute-dough$50.002/28/2011 9:31:27 AM
888GoldIngots$25.002/28/2011 9:45:36 AM
windfall46$25.002/28/2011 10:11:56 AM
generosity-pizza$50.002/28/2011 10:31:33 AM
asset-reaction$27.792/28/2011 11:37:35 AM
brightest-income-hunter$50.002/28/2011 2:19:45 PM
LSAR$33.002/28/2011 4:59:12 PM
cablenews$50.002/28/2011 7:36:38 PM
TomDalonajay$25.003/1/2011 2:13:18 AM
YellowJacket$25.003/1/2011 2:38:36 AM
inspired-investment8$100.003/1/2011 11:32:16 AM
skaught$30.003/1/2011 9:43:29 AM
brainy-repayment5$50.003/1/2011 10:57:41 AM
dojo2$25.003/1/2011 11:10:02 AM
mammalian4$25.003/1/2011 12:02:20 PM
lion445$25.003/1/2011 1:18:36 PM
worthy-bid8$50.003/1/2011 12:16:13 PM
Josilot$50.003/1/2011 12:56:12 PM
payout-pal$25.003/1/2011 3:00:46 PM
nest235$25.003/1/2011 3:21:29 PM
debt-legend$25.003/1/2011 4:51:45 PM
billquality$61.363/2/2011 3:13:54 AM
Christophe$25.003/2/2011 6:44:28 AM
TheDigitalMan$25.003/2/2011 6:48:51 AM
Phantom99$100.003/2/2011 7:01:39 AM
ichibon$125.883/2/2011 7:16:17 AM
mattpet$25.003/2/2011 7:07:36 AM
DadWarbucks$60.003/2/2011 8:49:56 AM
loan-warrior$25.003/2/2011 8:52:33 AM
sgt-schultz$27.003/2/2011 8:41:48 AM
squarebob$50.003/2/2011 8:30:08 AM
crdcteng$50.003/2/2011 9:46:16 AM
jamschmidt$50.003/2/2011 8:47:16 AM
LovinMe$25.003/2/2011 10:10:06 AM
FrogAndToad$25.003/2/2011 11:08:33 AM
BronxBomber79$25.003/2/2011 11:10:54 AM
Preteur$25.002/21/2011 5:07:40 PM
kyomoon$50.002/21/2011 5:04:29 PM
CashProvider$100.002/21/2011 5:05:11 PM
jenkris$25.002/21/2011 5:05:23 PM
youqianderen$50.002/21/2011 5:05:28 PM
tenacious-compassion9$25.002/21/2011 5:06:00 PM
CBO-Enterprise$50.002/21/2011 5:05:21 PM
sk10023$25.002/21/2011 5:05:44 PM
Finchy78$25.002/21/2011 5:36:30 PM
squarebob$50.002/21/2011 5:14:04 PM
penny-plato$25.002/21/2011 5:34:29 PM
thoughtful-exchange8$50.002/21/2011 6:51:10 PM
thankful-nickel2$25.002/21/2011 7:33:34 PM
nuclearmoose$25.002/21/2011 8:34:49 PM
authoritative-capital$25.002/21/2011 10:30:02 PM
TikPmp1$25.002/22/2011 12:10:20 PM
mathgod$25.002/22/2011 12:03:55 PM
GiftViftdotcom$25.002/22/2011 5:51:30 PM
Jinja$36.002/22/2011 6:47:24 PM
ITFDEE$25.002/22/2011 9:19:36 PM
sandeepPR$25.002/23/2011 12:15:33 AM
Delamere$50.002/23/2011 7:11:51 PM
HHP$25.002/24/2011 1:17:39 AM
Dalrymple$25.002/24/2011 1:27:54 AM
treasure-pipeline$50.002/24/2011 10:16:44 AM
revenue-officer36$84.712/24/2011 9:31:20 AM
kdat$50.002/24/2011 6:11:44 PM
networks4ever$25.002/24/2011 6:18:57 PM
rss197$25.002/24/2011 8:06:23 PM
bowdish1$39.762/25/2011 1:16:09 AM
syounker$25.002/25/2011 9:34:40 AM
fairness-raker5$200.002/25/2011 1:10:18 PM
choss02$50.002/25/2011 3:21:32 PM
BankofRa$25.002/26/2011 7:14:47 AM
velocity-solo$25.002/26/2011 1:52:11 AM
a-exponential-hope$25.002/26/2011 6:36:17 AM
bradny$25.002/26/2011 3:16:04 PM
McChan$86.662/27/2011 3:30:37 PM
radforj22$50.002/27/2011 1:31:18 AM
Chewbaca$25.002/27/2011 7:13:36 AM
billquality$471.182/27/2011 6:55:33 PM
jm88162$50.002/28/2011 9:32:50 AM
freeway$25.002/28/2011 10:53:13 AM
cleverly-clever$100.002/28/2011 12:55:22 PM
reflective-gain$25.002/28/2011 9:47:35 AM
loney_mender$50.002/28/2011 11:42:41 AM
deal-gazer$50.002/28/2011 12:21:16 PM
kulender$50.002/28/2011 4:54:26 PM
goodcents$25.002/28/2011 7:08:48 PM
BigBroJake$25.002/28/2011 6:53:44 PM
Scrabble$50.002/28/2011 6:56:11 PM
EasternLender$25.002/28/2011 7:47:18 PM
invest-in-ed$50.003/1/2011 3:10:52 AM
MihirFromRedmond$25.003/1/2011 8:20:27 AM
repayment-pudding$25.003/1/2011 9:43:33 AM
saihu$50.163/1/2011 9:31:06 AM
astute-benjamins$25.003/1/2011 3:14:02 PM
vtr1000$27.003/1/2011 11:26:33 PM
best-generosity-financier$25.003/1/2011 6:38:15 PM
MTLoans$25.003/2/2011 8:48:30 AM
skuba$50.003/2/2011 8:52:09 AM
calm-principal6$50.003/2/2011 9:03:06 AM
loyalty-sphinx5$299.503/2/2011 11:45:46 AM
zx12rider$25.003/2/2011 10:03:15 AM
139 Investments
 
Borrower Payment Dependent Notes Series 495136
This series of Notes was issued and sold upon the funding of the borrower loan #47540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1991 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,863Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: social-hotshot4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
P.A.S. Personal Loan
Purpose of loan:
This loan will be used to...keep from taking extra money out of business for a few months so i can expand business

My financial situation:
I am a good candidate for this loan because...I have new business accounts starting and just need to keep any extra money in the business to cover expansion costs


Monthly net income: $4500
Monthly expenses: $1600.00
Housing: $rental paid by business
Insurance: $medical paid by business / $120 cars
Car expenses: $paid by business (mileage reimbursement covers it)
Utilities: $paid by business
Phone, cable, internet: $paid by business
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How long do you have the business for? Can you tell us what kind of business do you have? - cynthiathegreat
A: We have had this business since 1998 - the name has changed several times but everything else has remained the same. The business is an attorney service which means that we file and serve lawsuits for attorneys. We specialize in landlord tenant evictions, foreclosures and collections. Our business has only increased since we started and now we are taking on several large accounts. We just need to keep money in the business for expansion for a little while. Thank you for your consideration. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nickel-hickory$25.002/22/2011 9:05:47 AM
suave-dime6$25.002/22/2011 9:06:40 AM
Tylerh$100.002/22/2011 9:07:19 AM
investment-artist$25.002/22/2011 9:09:28 AM
nickel-hickory$50.002/22/2011 9:43:45 AM
simplelender80$100.002/22/2011 9:03:57 AM
greencat$50.002/22/2011 9:45:49 AM
sappy02$25.002/22/2011 9:08:01 AM
HamachiMan$50.002/22/2011 9:06:52 AM
reflective-rupee$375.772/22/2011 9:22:21 AM
nickel-hickory$50.002/22/2011 9:43:32 AM
SecondChanceLendingSERV$25.002/22/2011 9:51:39 AM
mtquan$25.002/22/2011 1:16:15 PM
competent-p2p$30.002/22/2011 3:24:49 PM
ingenious-deal6$25.002/22/2011 1:26:36 PM
authoritative-capital$25.002/22/2011 2:19:27 PM
Pitufo$25.002/22/2011 5:47:08 PM
hope-hickory$25.002/22/2011 6:39:43 PM
ramst41$25.002/22/2011 6:56:44 PM
social-hunter5$250.002/23/2011 7:12:45 AM
sturdy-peace9$25.002/23/2011 8:05:31 AM
Bob450$30.002/24/2011 1:18:22 AM
treasure-pipeline$25.002/24/2011 10:21:46 AM
handy-point5$25.002/24/2011 11:12:24 AM
jiggaman7$50.002/24/2011 5:09:09 PM
nodebt2012$50.002/24/2011 4:38:58 PM
zone6$106.312/25/2011 7:11:51 AM
inspiring-reward$109.412/25/2011 4:31:18 AM
rate-sceptre$100.002/25/2011 8:22:55 AM
foxtrot12$100.002/25/2011 8:38:17 AM
liberty-destiny3$25.002/25/2011 11:56:14 AM
rvfbroker$25.002/25/2011 8:17:22 PM
the-discrete-income$100.002/25/2011 8:26:23 PM
finance-mushroom$33.022/26/2011 1:52:01 AM
festeringsnot$25.002/26/2011 7:16:19 AM
BradP$25.002/26/2011 8:47:10 AM
Miklot$50.002/27/2011 2:51:27 AM
FeedTheMachine$50.002/27/2011 9:41:13 AM
thankful-nickel2$25.002/26/2011 2:49:52 PM
moola-wildebeest3$50.002/26/2011 7:37:33 PM
wtrboy$50.002/27/2011 2:51:15 AM
pietro_torna_indietro$43.212/27/2011 6:47:17 AM
BigGuyBank$27.772/27/2011 10:29:42 AM
SirJev$50.002/27/2011 11:41:14 AM
bullwink27$25.002/27/2011 2:27:17 PM
studio3d$25.002/28/2011 9:37:14 AM
runner262$25.002/28/2011 9:39:58 AM
openness-confidant$50.002/28/2011 9:38:58 AM
successful-generosity$25.002/28/2011 9:46:15 AM
barefootpaul$35.002/28/2011 1:39:12 PM
profit-powerplant$25.002/28/2011 1:40:53 PM
Artist_Blue$25.002/28/2011 11:33:21 AM
wind183$100.002/28/2011 2:16:16 PM
morpholog$50.002/28/2011 2:51:10 PM
Jack55304$300.002/28/2011 5:05:39 PM
helpful-credit156$33.302/28/2011 5:15:19 PM
Shining-Star$25.002/28/2011 9:59:10 PM
money-bauble$100.002/28/2011 7:36:06 PM
AF-Chief$50.003/1/2011 4:07:41 AM
mike2246s$35.273/1/2011 4:33:58 AM
Jloaner$50.003/1/2011 6:46:32 AM
verdiprr$100.003/1/2011 7:17:41 AM
green-thoughtful-yield$50.003/1/2011 8:18:12 AM
gotjack$25.003/1/2011 3:05:51 AM
S-Master$47.553/1/2011 3:48:46 AM
Gibbyland$33.673/1/2011 3:26:05 AM
jo2y$25.003/1/2011 4:06:28 AM
life-is-great$25.003/1/2011 7:22:22 AM
Bekim$50.003/1/2011 8:25:58 AM
sharpey$25.003/1/2011 8:17:37 AM
spsavage$25.003/1/2011 8:58:11 AM
tech310$50.003/1/2011 11:13:09 AM
gold-cluster$100.003/1/2011 11:25:57 AM
shrewd-peace7$25.003/1/2011 10:23:39 AM
blue-goal-deal$50.003/1/2011 9:52:18 AM
payout-network1$25.003/1/2011 10:51:12 AM
contract-grasshopper0$25.003/1/2011 10:32:46 AM
sensible-order2$34.153/1/2011 10:52:04 AM
Pakse$25.002/22/2011 9:08:26 AM
Kash2010lu$25.002/22/2011 9:01:58 AM
restless-dime$25.002/22/2011 9:08:23 AM
orderly-leverage$100.002/22/2011 9:07:47 AM
SFBank$250.002/22/2011 9:24:06 AM
nickel-hickory$50.002/22/2011 9:43:26 AM
CA-Lender$25.002/22/2011 12:19:46 PM
gelidfrank$25.002/22/2011 12:48:02 PM
zorg77$25.002/22/2011 5:47:56 PM
money-baron$100.002/22/2011 5:27:42 PM
Kaj$50.002/22/2011 5:54:29 PM
umfan123$25.002/22/2011 10:06:09 PM
realtormoises$25.002/23/2011 5:52:18 AM
special-peso$50.002/23/2011 8:21:52 AM
loanman2007$50.002/23/2011 5:22:46 AM
platinum-scientist9$25.002/23/2011 9:09:47 AM
LKCGICG$25.002/23/2011 1:26:26 PM
larryboy10$25.002/23/2011 6:22:56 PM
Ocean713$50.002/23/2011 9:56:41 PM
affluence-tycoon$50.002/24/2011 6:52:26 AM
ready-interest9$25.002/24/2011 3:44:11 PM
Ruckus888$50.002/24/2011 8:04:06 PM
kulender$50.002/25/2011 8:37:19 AM
loss-of-control$50.002/25/2011 5:34:56 PM
Makingitrain$25.002/25/2011 4:11:42 PM
genius520$100.002/25/2011 4:12:38 PM
Frosty$25.002/25/2011 4:46:23 PM
WakkaWakkaWakka$25.002/25/2011 7:04:06 PM
proud-gold9$50.002/25/2011 8:17:35 PM
capital-halo1$129.952/26/2011 1:51:42 AM
OCedHrt$25.002/26/2011 6:11:16 AM
credible-balance6$50.002/26/2011 10:26:42 AM
orange-pound-party$30.002/27/2011 7:29:05 AM
sensible-fund$50.002/28/2011 3:21:18 AM
MyKidsDad$25.002/27/2011 8:01:12 PM
ichibon$37.002/27/2011 5:42:42 PM
red-contract-lionheart$25.002/28/2011 9:52:49 AM
mighty-payout1$25.002/28/2011 1:47:13 PM
loyalty-spartan$25.002/28/2011 2:36:06 PM
velocity-gala$100.002/28/2011 4:40:49 PM
thoughtful-currency5$50.002/28/2011 1:16:10 PM
mighty-payout1$25.002/28/2011 1:45:10 PM
skillful-asset5$25.742/28/2011 3:35:25 PM
sweetlan$25.002/28/2011 4:56:13 PM
BigBroJake$25.002/28/2011 6:45:25 PM
Megaton$25.002/28/2011 7:02:15 PM
Bcs-cnc$30.002/28/2011 7:26:34 PM
irrelevant$50.002/28/2011 5:02:44 PM
108lender$100.003/1/2011 2:04:20 AM
IIP77$25.003/1/2011 2:31:22 AM
kendallv$25.003/1/2011 2:32:49 AM
Lubava$50.002/28/2011 5:49:22 PM
SDNLR$25.003/1/2011 2:38:50 AM
papaloha$25.003/1/2011 2:39:37 AM
dirkjan$50.003/1/2011 8:32:36 AM
wwwUniversal$25.003/1/2011 4:12:33 AM
the-profit-oracle$25.003/1/2011 4:08:42 AM
american-investor$25.003/1/2011 9:32:17 AM
SB94114$36.503/1/2011 7:42:01 AM
Invest_in_residual_income$25.003/1/2011 10:12:58 AM
PatRichi$25.003/1/2011 10:26:50 AM
ivy-league-MBA$25.003/1/2011 9:52:31 AM
EarlyRiser$143.073/1/2011 11:29:26 AM
finance-mangrove4$25.003/1/2011 10:08:40 AM
Bikerider$50.003/1/2011 11:31:40 AM
Steveoo1$25.003/1/2011 9:32:23 AM
brmar$25.003/1/2011 10:24:36 AM
brainy-repayment5$25.003/1/2011 10:32:38 AM
kwan$25.003/1/2011 10:58:48 AM
musegaze$100.003/1/2011 11:11:21 AM
graceful-investment$100.003/1/2011 11:23:58 AM
GElender$25.003/1/2011 11:12:30 AM
stoopidnoodle$25.003/1/2011 11:16:50 AM
buyrite334$25.003/1/2011 11:28:47 AM
152 Investments
 
Borrower Payment Dependent Notes Series 495338
This series of Notes was issued and sold upon the funding of the borrower loan #47545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1990 Debt/Income ratio: 28%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 7Length of status:16y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,119Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: flexible-social0 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan:
This loan will be used to... pay outstanding debt

My financial situation:
I am a good candidate for this loan because...i am having difficulty right now until divorce is final. I will recieve a settlement of 87,900 from our divorce from sale of home. This should happen within the next 6 months. My husband pays all living expenses for home and I will recieve 900 in addition to proceeds from house once divorce is final in end of March. I have two vehicle that are fully paid for, my husband pays the insurance for both vehicles.


Monthly net income: $ 2400
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $ 60.00 for gas only
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $ 200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/23/2011 9:00:52 AM
CA-Lender$25.002/23/2011 9:04:08 AM
suave-dime6$25.002/23/2011 9:01:21 AM
Kash2010lu$25.002/23/2011 9:19:52 AM
orderly-leverage$100.002/23/2011 9:02:53 AM
Tylerh$100.002/23/2011 9:02:21 AM
liberty-magnate$25.002/23/2011 10:24:26 AM
brightest-fascinating-principal$25.002/23/2011 10:31:13 AM
loanman2007$225.002/23/2011 11:19:16 AM
Whipster$50.002/23/2011 11:32:41 AM
HamachiMan$50.002/23/2011 12:26:39 PM
hopeful-truth5$25.002/23/2011 4:43:27 PM
platinum-scientist9$25.002/23/2011 4:51:28 PM
affluence-tycoon$50.002/24/2011 6:52:38 AM
treasure-pipeline$25.002/24/2011 10:22:05 AM
gothampark$25.002/24/2011 2:44:58 PM
selector568$50.002/25/2011 1:26:45 AM
zone6$100.002/25/2011 6:36:22 AM
Frosty$25.002/25/2011 4:46:17 PM
DiabolicalGamer$25.002/26/2011 12:28:14 AM
erowis$55.002/27/2011 3:35:43 AM
lasalle123$50.002/27/2011 10:42:09 AM
tnjohnso$25.002/28/2011 8:21:38 AM
shrewd-income$25.002/27/2011 3:19:38 PM
ichibon$50.002/27/2011 5:41:10 PM
successful-generosity$25.002/28/2011 9:46:33 AM
openness-confidant$50.002/28/2011 9:39:16 AM
credit-investor5$50.002/28/2011 1:08:42 PM
wise-engrossing-transparency$25.002/28/2011 2:05:35 PM
elegant-commerce7$50.002/28/2011 3:14:52 PM
chungfang$50.002/28/2011 4:46:34 PM
corporatejim$47.772/28/2011 3:25:36 PM
RKLFinancial$25.002/28/2011 4:39:51 PM
moola-pillow$50.002/28/2011 4:45:33 PM
the-revenue-demon$25.002/28/2011 5:40:35 PM
Shining-Star$25.002/28/2011 9:56:57 PM
b2m80s$50.002/28/2011 5:18:14 PM
BigBroJake$25.002/28/2011 6:36:26 PM
vineet$25.322/28/2011 8:27:36 PM
circustab$50.003/1/2011 6:44:38 AM
EBITDA$25.003/1/2011 2:18:50 AM
life-is-great$25.003/1/2011 7:22:34 AM
kendallv$25.003/1/2011 8:17:47 AM
rockhound84$25.003/1/2011 7:03:23 AM
chrisb1414$25.003/1/2011 7:41:50 AM
healthy-worth5$25.003/1/2011 7:00:44 AM
Bekim$98.273/1/2011 8:25:12 AM
papaloha$25.003/1/2011 11:13:04 AM
PatRichi$25.003/1/2011 10:27:11 AM
genius520$100.003/1/2011 10:24:51 AM
kwan$25.003/1/2011 10:57:19 AM
mex_invests$21.213/1/2011 3:07:13 PM
420limo$25.003/1/2011 1:30:33 PM
horse-gal$50.003/1/2011 2:12:25 PM
EretzCapital$31.193/1/2011 2:55:41 PM
ingenious-deal6$25.002/23/2011 9:04:36 AM
investment-artist$25.002/23/2011 9:13:56 AM
witty-openness$25.002/23/2011 9:36:59 AM
greencat$50.002/23/2011 9:08:34 AM
Kaj$50.002/23/2011 9:06:08 AM
simplelender80$200.002/23/2011 9:17:57 AM
lendstats_com$200.002/23/2011 9:20:54 AM
SecondChanceLendingSERV$50.002/23/2011 11:26:42 AM
reflective-rupee$1,500.772/23/2011 9:28:30 AM
kttalamo$25.002/23/2011 1:46:52 PM
umfan123$25.002/23/2011 11:26:07 PM
nilonc1$25.002/24/2011 1:31:42 AM
felicity-daydream$25.002/24/2011 2:21:39 PM
ready-interest9$25.002/24/2011 3:39:13 PM
wonder3$25.002/24/2011 4:23:11 PM
Bob450$30.002/24/2011 6:36:15 PM
competent-p2p$25.002/24/2011 6:41:33 PM
liberty-destiny3$25.002/25/2011 11:56:32 AM
loss-of-control$50.002/25/2011 5:31:15 PM
the-discrete-income$100.002/25/2011 8:26:37 PM
BangBros$750.002/26/2011 12:21:32 AM
thankful-nickel2$25.002/26/2011 2:46:57 PM
FeedTheMachine$50.002/27/2011 9:41:35 AM
shrewd-income$144.542/27/2011 8:35:30 AM
income-awakening6$25.002/27/2011 6:54:02 AM
five-star-note$250.002/27/2011 9:42:13 PM
buffalobills$25.002/28/2011 8:07:32 AM
brandall$50.002/28/2011 9:55:10 AM
heerzaquestion$50.002/28/2011 9:28:21 AM
wind183$100.002/28/2011 2:16:43 PM
Artist_Blue$25.002/28/2011 11:33:14 AM
jiggaman7$50.002/28/2011 1:54:45 PM
fuzed$70.002/28/2011 4:51:03 PM
EarlyRiser$250.003/1/2011 2:08:13 AM
l2fp$30.003/1/2011 12:17:53 AM
transparency-boss439$158.513/1/2011 1:41:15 AM
mlj0671$25.003/1/2011 3:13:39 AM
draggon77$25.003/1/2011 5:04:29 AM
moola-monger9$50.003/1/2011 7:18:24 AM
Rip128$50.003/1/2011 5:06:56 AM
FinanceEngine$25.003/1/2011 9:42:24 AM
kulender$100.003/1/2011 10:23:43 AM
leverage-monger$62.423/1/2011 10:34:17 AM
asset-professor$50.003/1/2011 11:40:29 AM
profit-powerplant$25.003/1/2011 11:13:21 AM
unclerock$50.003/1/2011 1:21:46 PM
good4loan$50.003/1/2011 1:56:45 PM
leverage-monger$25.003/1/2011 2:16:44 PM
forthright-trade$25.003/1/2011 3:05:35 PM
104 Investments
 
Borrower Payment Dependent Notes Series 495442
This series of Notes was issued and sold upon the funding of the borrower loan #47532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1996 Debt/Income ratio: 47%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 30 / 26Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,547Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: diplomatic-funds8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Situation
Purpose of loan: Consolidate debt
This loan will be used to...

My financial situation: Fair
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much credit card debt do you currently have and what are your monthly payments? - organic-treasure
A: Approx. $20,000 in credit card debt & total of $800 per month payment. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$300.002/24/2011 9:02:10 AM
affluence-tycoon$50.002/24/2011 9:07:15 AM
Kash2010lu$25.002/24/2011 9:07:54 AM
treasure-pipeline$25.002/24/2011 10:22:24 AM
ready-interest9$25.002/24/2011 3:46:39 PM
restless-dime$25.002/24/2011 5:06:31 PM
SFBank$50.002/24/2011 5:09:54 PM
grotheik$25.002/24/2011 8:14:01 PM
MilitaryLending$25.002/24/2011 10:11:10 PM
Lubava$50.002/25/2011 7:22:56 AM
loss-of-control$25.002/25/2011 5:21:58 PM
well-mannered-income3$25.002/27/2011 6:22:49 AM
well-rounded-fund0$154.442/26/2011 8:18:59 PM
five-star-note$75.002/28/2011 9:10:53 AM
Prairie-MN$30.002/28/2011 6:52:39 PM
whatreality$25.003/1/2011 12:26:26 AM
Shining-Star$25.002/28/2011 9:55:11 PM
B2152$25.003/1/2011 5:05:48 AM
Bekim$50.003/1/2011 8:26:24 AM
unger$125.003/1/2011 11:37:35 AM
nickel-launcher$25.003/1/2011 1:56:47 PM
Paddington922$4.433/1/2011 2:34:17 PM
heroic-deal7$50.003/1/2011 11:43:09 AM
irrelevant$25.002/24/2011 10:13:04 AM
marketplace-meridian$25.002/24/2011 11:19:46 AM
UCLA4life$50.002/24/2011 9:06:11 AM
reflective-rupee$300.772/24/2011 9:26:38 AM
SecondChanceLendingSERV$25.002/24/2011 9:04:14 PM
chih2han$50.002/26/2011 9:51:30 AM
truth-gondola5$25.362/26/2011 2:48:36 PM
heerzaquestion$25.002/28/2011 9:36:41 AM
grampy48$30.002/28/2011 1:54:31 PM
healingangel22$25.002/28/2011 11:10:28 AM
nickel-hickory$25.002/28/2011 1:50:42 PM
RKLFinancial$25.002/28/2011 4:37:35 PM
TravisMcGee$25.002/28/2011 8:48:06 PM
geophreigh$25.003/1/2011 9:31:01 AM
yons88$30.003/1/2011 1:12:29 PM
good4loan$50.003/1/2011 1:39:45 PM
39 Investments
 
Borrower Payment Dependent Notes Series 495552
This series of Notes was issued and sold upon the funding of the borrower loan #47529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $153.36
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1996 Debt/Income ratio: 15%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:20y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,020Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: blue-speedy-asset Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Insulation
Purpose of loan:
This loan will be used to pay for spray foam insulation for my home, built in 1964. My electric bill has been over $400 per month for the last three months. That's with a new A/C & Heat Pump system installed last summer (it was over $450 a month a few times the previous winter). Parts of my attic have no insulation. I expect to save 1000-1200 a year on my electric bill, perhaps more considering that energy prices are only likely to go higher.

My financial situation:
I am a good candidate for this loan because I've been working for the same employer for over 20 years, so I have a solid work history. The monthly payment amount for this loan is probably about twice what I expect to save on electricity, so it shouldn't be a burden to pay for, as my electric bill should be at least somewhat lower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/24/2011 5:02:25 PM
DukSerduk$25.002/24/2011 5:02:36 PM
blot44$25.002/24/2011 5:02:42 PM
kenji4861$25.002/24/2011 5:03:52 PM
KWarrior$50.002/24/2011 5:04:23 PM
Preteur$25.002/24/2011 5:05:03 PM
TikPmp1$25.002/24/2011 5:02:50 PM
sk10023$25.002/24/2011 5:04:45 PM
evnagelist$50.002/24/2011 5:05:27 PM
authoritative-capital$25.002/24/2011 5:02:58 PM
CashProvider$100.002/24/2011 5:03:56 PM
treasure-pipeline$50.002/24/2011 5:08:53 PM
Tylerh$42.032/25/2011 12:51:01 AM
selector568$50.002/25/2011 1:26:30 AM
Brisket_Bob$100.002/25/2011 5:02:23 AM
axl163$25.002/25/2011 8:08:23 AM
balance-proton$25.002/25/2011 10:33:52 AM
restless-balance9$50.002/25/2011 11:46:41 AM
one-midas$25.002/25/2011 4:14:01 PM
bowdish1$50.002/26/2011 1:26:42 AM
openness-viking$100.002/26/2011 5:17:25 AM
a-exponential-hope$25.002/26/2011 6:36:20 AM
BoughtTheFarm$25.002/26/2011 2:41:45 PM
RandyL3$25.002/26/2011 6:46:50 AM
brightest-benjamins-tomahawk$25.002/26/2011 9:08:35 AM
tomjac2000$25.002/26/2011 11:45:44 AM
engaging-worth$25.002/26/2011 2:39:01 PM
thankful-nickel2$25.002/26/2011 2:26:16 PM
radforj22$50.002/27/2011 1:31:21 AM
ichibon$125.002/27/2011 6:11:14 PM
active-benjamins4$51.522/28/2011 11:16:17 AM
reflective-gain$25.002/28/2011 9:47:40 AM
eCapital$25.002/28/2011 2:06:28 PM
cablenews$50.002/28/2011 7:36:43 PM
the-revenue-demon$50.002/28/2011 5:46:46 PM
Scrabble$50.002/28/2011 6:56:12 PM
careful-money2$25.002/28/2011 8:48:24 PM
tomdooley12520$25.003/1/2011 6:01:22 AM
Dan4703$25.003/1/2011 5:17:03 AM
T-L-B$70.003/1/2011 9:23:36 AM
rate-rapture8$50.003/1/2011 11:50:03 AM
brainy-repayment5$50.003/1/2011 10:58:17 AM
Astyanax$40.003/1/2011 3:27:09 PM
worthy-bid8$50.003/1/2011 4:02:55 PM
vtr1000$26.103/1/2011 11:31:22 PM
velocity-solo$25.003/2/2011 2:00:17 AM
Phantom99$100.003/2/2011 7:01:42 AM
squarebob$100.003/2/2011 7:08:37 AM
loan-warrior$25.003/2/2011 8:42:57 AM
GiftViftdotcom$25.003/2/2011 8:49:26 AM
DadWarbucks$60.003/2/2011 8:49:59 AM
ichibon$125.883/2/2011 7:16:21 AM
LovinMe$25.003/2/2011 10:11:18 AM
debt-legend$25.003/2/2011 11:17:49 AM
Rider$50.003/2/2011 1:09:16 PM
BronxBomber79$30.003/2/2011 11:09:49 AM
ZackZoo$28.283/2/2011 2:08:16 PM
zippy-market5$8.003/2/2011 2:28:27 PM
benjamins-utopia$100.002/24/2011 5:04:17 PM
minista$25.002/24/2011 5:05:49 PM
yoyoclock$35.002/24/2011 5:03:33 PM
CBO-Enterprise$50.002/24/2011 5:03:59 PM
jenkris$25.002/24/2011 5:04:02 PM
youqianderen$50.002/24/2011 5:04:10 PM
tenacious-compassion9$25.002/24/2011 5:04:54 PM
nuclearmoose$25.002/24/2011 5:05:09 PM
LendGuy$50.002/24/2011 5:05:23 PM
nimble-money0$25.002/24/2011 5:03:47 PM
meux99$25.002/24/2011 5:04:05 PM
community-pipeline$25.002/24/2011 5:04:30 PM
BidDaddyBigBucks$25.002/24/2011 5:09:00 PM
penny-plato$25.002/24/2011 5:11:24 PM
bazaar-winner$25.002/24/2011 10:39:20 PM
reflective-rupee$300.772/25/2011 5:22:38 AM
efficient-treasure0$25.002/24/2011 9:36:17 PM
Dollars4Rent$50.002/25/2011 1:02:29 AM
Moneypenny6$25.002/25/2011 7:07:51 AM
T-L-B$35.002/25/2011 9:24:28 AM
TomDalonajay$25.002/25/2011 9:32:46 AM
syounker$25.002/25/2011 9:34:51 AM
Chosen-one$25.002/25/2011 8:08:49 AM
credit-investor5$50.002/25/2011 1:11:26 PM
Zipperdu$50.002/25/2011 10:04:08 AM
gothampark$25.002/25/2011 12:01:14 PM
hopeful-truth5$50.002/25/2011 1:55:33 PM
wwwUniversal$25.002/26/2011 1:37:15 AM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:29 AM
orindalender$50.002/26/2011 6:46:43 AM
swissbanker$50.002/26/2011 7:05:08 AM
cash-sensai2$50.002/26/2011 7:24:13 AM
888GoldIngots$25.002/28/2011 9:46:01 AM
kind-resolute-dough$50.002/28/2011 9:31:30 AM
deal-gazer$50.002/28/2011 12:21:26 PM
the-receptive-liberty$50.002/28/2011 2:52:25 PM
elevated-finance$25.002/28/2011 4:52:09 PM
MihirFromRedmond$25.003/1/2011 8:20:36 AM
kander80$50.003/1/2011 9:45:23 AM
payout-pal$25.003/1/2011 2:51:14 PM
inspired-investment8$100.003/1/2011 12:26:58 PM
best-ingenious-funds$25.003/1/2011 3:13:40 PM
cwegert$25.003/1/2011 7:24:28 PM
advancedal$100.003/1/2011 10:43:06 PM
glimmering-credit4$29.923/1/2011 11:09:08 PM
sandeepPR$25.003/1/2011 11:22:57 PM
cash-tent$25.003/1/2011 7:09:27 PM
kulender$50.003/2/2011 1:35:13 AM
whipone$25.003/1/2011 6:51:30 PM
compoundinterest$31.163/2/2011 1:03:23 AM
sgt-schultz$27.003/2/2011 8:42:30 AM
networks4ever$25.003/2/2011 8:47:11 AM
QuidProQuo4u$25.003/2/2011 8:49:12 AM
top-epic-community$50.003/2/2011 8:49:24 AM
uralrider$34.343/2/2011 9:13:29 AM
heerzaquestion$100.003/2/2011 9:04:13 AM
Geologist-67$25.003/2/2011 9:08:04 AM
cwegert$25.003/2/2011 9:21:08 AM
116 Investments
 
Borrower Payment Dependent Notes Series 495582
This series of Notes was issued and sold upon the funding of the borrower loan #47511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $142.59
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2003 Debt/Income ratio: 16%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,616Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: edha212 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Personal Loan
Purpose of loan: Fulfill my dream of owning Chicago Bulls' Season Tickets

This loan will be used to pay for my playoff tickets to lock in season tickets for next year. Need the money up front as I have money saved for other events that are coming up soon.

My financial situation: Currently living w/ parents, paying almost no rent, while making a good salary.
I am a good candidate for this loan because I've already had and paid off a loan on Prosper. It was paid off early, and I missed 0 payments. I'm responsible w/ my money and I will not doing anything to ruin my future credit.


Monthly net income: ~$3,240 after taxes and deductions
Total Monthly expenses from below: $1,895

Housing: $300
Car expenses: $345
Utilities: $0
Phone: $100
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: varies because I pay greater than what's required (most of them I pay entire balance each month) ~$200
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
LiveNow$25.002/25/2011 9:03:11 AM
return-grizzly$100.002/25/2011 9:03:16 AM
benjamins-utopia$100.002/25/2011 9:03:25 AM
simplelender80$100.002/25/2011 9:03:36 AM
B-rad_the_Coug$25.002/25/2011 9:03:13 AM
BxRealtor$25.002/25/2011 9:03:43 AM
MoneyForNothing$66.662/25/2011 9:01:05 AM
cashhelp$50.002/25/2011 9:01:42 AM
alexgalt$100.002/25/2011 9:01:10 AM
Aberdeen$4,000.002/25/2011 9:03:51 AM
10 Investments
 
Borrower Payment Dependent Notes Series 494299
This series of Notes was issued and sold upon the funding of the borrower loan #47523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $314.70
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1998 Debt/Income ratio: 15%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,711Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: roscopsoultrain Borrower's state: NorthCarolina Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
800-819 (Apr-2010)
740-759 (Jan-2008)
780-799 (Jan-2007)
 
Principal balance: $5,411.10 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidating some Debt!!
Purpose of loan:
This loan will be used to help consolidate some of my credit cards and get a lower interest rate. I'm also engaged and need some up front cash for all of the deposits that we have to put down.

My financial situation:
I am a good candidate for this loan because I have never had a late payment, I pay all my bills, I have great credit, own my own house, and drive an older model car. This will be my 2nd loan thru Prosper! What an amazing concept! Why didn't I think of this!?!? :-) Thanks to all of my potential sponsors!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I would like to invest in your loan, but you must answer publicly with your monthly NEt income and list your monthly expenses. Why did you opt not to answer this when you initiated your loan? - jpblan11
A: I did not realize I overlooked a Prosper requirement. I will investigate and update my posting as needed. I have sent all required documents to Prosper which verifies my current income and my credit rating speaks for itself. Thanks for your interest in my loan application! (Feb-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:44 PM
enthralling-deal180$100.002/17/2011 5:32:59 PM
benjamins-utopia$50.002/17/2011 5:42:13 PM
melodious-fairness$50.002/17/2011 5:44:34 PM
Pulchritudinous$25.002/17/2011 5:55:32 PM
AFairDeal$75.002/17/2011 6:03:53 PM
organized-payment6$50.002/17/2011 6:02:56 PM
velocity-solo$25.002/17/2011 6:05:05 PM
dime-smasher5$25.002/17/2011 6:05:50 PM
Tradesmanlender$50.002/17/2011 6:09:39 PM
don8ter$25.002/17/2011 6:23:28 PM
HamachiMan$50.002/17/2011 6:24:28 PM
macjp123$25.002/17/2011 6:26:58 PM
irrelevant$50.002/17/2011 6:32:44 PM
availableloan$25.002/17/2011 8:53:33 PM
Tylerh$100.002/17/2011 10:43:37 PM
b1geasy$25.002/19/2011 3:08:18 AM
the-silver-blaster$50.002/19/2011 11:08:02 AM
MadHun$100.002/19/2011 8:59:40 PM
principal-injector2$50.002/20/2011 3:45:02 PM
principal-bull$25.002/20/2011 5:33:20 PM
lendacity$25.002/21/2011 7:27:21 AM
squarebob$25.002/21/2011 8:16:30 AM
Azonic21$25.002/21/2011 10:54:45 AM
RetirementMoney$25.002/21/2011 11:15:10 AM
CE88$75.002/21/2011 12:36:59 PM
jigsaw$100.002/21/2011 1:32:21 PM
trade-boots1$25.002/21/2011 2:12:02 PM
Preteur$25.002/21/2011 4:19:35 PM
Artist_Blue$25.002/21/2011 4:44:14 PM
meenan$50.002/21/2011 7:24:45 PM
Ripsaw4U$50.002/22/2011 1:09:43 AM
TikPmp1$25.002/22/2011 12:10:56 PM
JJ9876$25.002/22/2011 12:09:30 PM
deal-maple2$50.002/22/2011 12:48:46 PM
top-epic-community$50.002/22/2011 12:21:10 PM
lawboy74$25.002/22/2011 12:23:10 PM
ashirey$50.002/22/2011 12:34:03 PM
LendGuy$25.002/22/2011 12:55:33 PM
One1putt$50.002/22/2011 12:47:39 PM
EJF$50.002/22/2011 3:54:29 PM
authoritative-capital$25.002/22/2011 2:14:22 PM
haryassman$25.002/22/2011 4:09:52 PM
proud-silver0$50.002/22/2011 8:19:24 PM
hopeful-truth5$50.002/22/2011 6:23:38 PM
powerful-finance7$25.002/22/2011 7:49:01 PM
investorrr$50.002/22/2011 9:50:28 PM
SecondChanceLendingSERV$50.002/23/2011 7:50:17 AM
jazzlender$25.002/23/2011 2:34:29 AM
special-peso$50.002/23/2011 8:20:40 AM
jescowa$50.002/23/2011 4:56:18 PM
ichibon$125.002/24/2011 1:06:20 AM
affluence-tycoon$50.002/24/2011 6:51:29 AM
treasure-pipeline$50.002/24/2011 10:17:01 AM
choss02$100.002/24/2011 5:59:04 PM
a-finance-nirvana$25.002/25/2011 1:35:30 AM
jamschmidt$25.002/24/2011 9:47:53 PM
Bank42$30.572/25/2011 1:01:55 AM
myworld701$25.002/25/2011 1:13:24 AM
texasadam$100.002/25/2011 9:32:21 AM
fairness-raker5$100.002/25/2011 1:15:22 PM
T-L-B$35.002/25/2011 9:37:30 AM
the-enterprising-leverage$25.002/25/2011 10:23:45 AM
socal-lender$25.002/25/2011 11:46:25 AM
established-hope5$25.002/25/2011 8:26:21 PM
keeks$25.002/26/2011 1:30:12 AM
IIP77$25.002/26/2011 3:36:06 AM
4est$25.002/26/2011 2:06:26 PM
BaxterEvil$25.002/26/2011 9:01:29 PM
samijake$50.002/26/2011 11:42:42 AM
Joeburly$50.002/28/2011 9:14:06 AM
christmaslightpro$25.002/28/2011 9:35:46 AM
p2p-renaissance7$100.002/28/2011 9:40:04 AM
wampum-lava5$50.002/28/2011 9:31:43 AM
green-moola-platoon$50.002/28/2011 9:33:01 AM
TelegramSam$25.002/28/2011 9:39:36 AM
theonezozo$50.002/28/2011 9:56:39 AM
windfall46$25.002/28/2011 10:21:04 AM
gracej$25.002/28/2011 1:54:00 PM
Sang1963$50.002/28/2011 2:07:34 PM
bigphish$50.002/28/2011 10:51:14 AM
DscGlfn$25.002/28/2011 10:52:53 AM
deal-gazer$50.002/28/2011 12:21:45 PM
rogue_monster$50.002/28/2011 1:01:10 PM
harperpotok$38.512/28/2011 4:49:38 PM
otto1939$50.002/28/2011 4:57:47 PM
wind183$100.002/28/2011 1:51:42 PM
income-sage9$25.002/28/2011 7:31:03 PM
skuba$50.003/1/2011 2:12:45 AM
RusRobo$50.002/28/2011 5:16:46 PM
mmckune$25.003/1/2011 2:55:44 AM
DcUnited$30.003/1/2011 3:05:06 AM
sparkling-contract7$25.002/28/2011 6:10:34 PM
Goodlender42$50.003/1/2011 3:25:49 AM
chlebie$40.603/1/2011 3:57:39 AM
agiovasil$25.003/1/2011 3:58:54 AM
brazilofmux$38.373/1/2011 2:13:11 AM
Tasteslikechicken$25.002/28/2011 9:51:10 PM
Reinadog9$50.002/28/2011 9:51:13 PM
Weaverville$50.003/1/2011 2:20:09 AM
78$25.593/1/2011 6:10:32 AM
ilinds$50.003/1/2011 6:42:45 AM
julijask$45.003/1/2011 3:24:59 AM
CaliforniaSun$25.003/1/2011 2:39:24 AM
E_G$45.003/1/2011 2:54:05 AM
benjamin67$28.013/1/2011 2:55:25 AM
hrubinst$50.003/1/2011 3:32:16 AM
tuneman1980$25.003/1/2011 3:37:23 AM
wise-silver-wonder$48.273/1/2011 4:11:55 AM
visionary-currency$40.613/1/2011 4:12:11 AM
life-is-great$50.003/1/2011 7:22:14 AM
chameleon125$25.003/1/2011 6:50:58 AM
urbane-truth$25.003/1/2011 9:47:32 AM
SummaCapital$50.003/1/2011 10:56:30 AM
visionary-community$25.003/1/2011 9:32:14 AM
rutzebach$43.843/1/2011 11:19:30 AM
pianoman82$25.003/1/2011 9:48:20 AM
investment-comet$25.003/1/2011 11:24:41 AM
autonomous-camaraderi4$25.003/1/2011 9:32:01 AM
finance_mba$25.003/1/2011 10:27:26 AM
neutrino6$25.003/1/2011 10:37:30 AM
loot-heart$25.003/1/2011 12:16:35 PM
dojo2$25.003/1/2011 11:09:00 AM
soular21804$25.003/1/2011 11:22:39 AM
khamen$25.003/1/2011 11:17:08 AM
flexible-return297$25.003/1/2011 11:47:02 AM
heerzaquestion$100.003/1/2011 12:14:04 PM
yield-seeker$25.003/1/2011 12:01:53 PM
DudeRanch$50.003/1/2011 12:05:30 PM
blue-courageous-justice$25.003/1/2011 2:11:51 PM
turbostar666$35.003/1/2011 2:37:49 PM
BxRealtor$25.002/17/2011 5:49:15 PM
simplelender80$100.002/17/2011 5:45:49 PM
Jay_Tee$50.002/17/2011 5:56:01 PM
credit-investor5$50.002/17/2011 6:05:23 PM
ac787$25.002/17/2011 6:11:55 PM
reflective-rupee$100.772/18/2011 4:19:55 PM
GrayStudio$25.002/19/2011 2:39:15 AM
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squarebob$25.003/1/2011 12:56:16 PM
237 Investments
 
Borrower Payment Dependent Notes Series 494583
This series of Notes was issued and sold upon the funding of the borrower loan #47542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $260.71
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1993 Debt/Income ratio: 9%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,905Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: zcommodore Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance 2003 Escape
I bought this vehicle last summer when my old pickup-truck needed to be replaced. The interest rate on this vehicle is 7.79% over 4 years so I'm trying to get a better deal. I was going to finance it through my credit union for a much better rate but it was a year too old for them to finance for the amount I needed so I figured I'd try Prosper instead.

When I bought this vehicle I also got a 4 year warranty plan so I wouldn't have to worry if it had engine or transmission problems during the length of the original loan but that added to the cost. I've already paid nearly $2000 off the original loan because every month I've paid extra above the monthly payment. If I get this loan, I plan to do the same.

I can easily manage the payments for this vehicle with my current salary. My only problem was that at the time I bought it I hadn't planned any immediate car purchases and didn't happen to have the cash laying around.

Thanks in advance for your bid on my loan request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Have you done the math on this? If you refinance, you're going to be saving about $5 a month. - organic-treasure
A: When I posted the listing, Prosper was running a promotion to make the 2nd payment up to $300 for me. Otherwise, I wouldn't have bothered posting a loan request because obviously it is hardly worth the bother. (Feb-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:02 AM
kyomoon$50.002/18/2011 9:15:33 AM
nimble-money0$25.002/18/2011 9:20:24 AM
blot44$25.002/18/2011 9:23:18 AM
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CBO-Enterprise$50.002/18/2011 9:27:10 AM
meux99$25.002/18/2011 9:27:40 AM
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KWarrior$50.002/18/2011 9:28:30 AM
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orindalender$50.002/18/2011 9:45:02 AM
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LendGuy$50.002/22/2011 12:54:49 PM
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T-L-B$35.002/23/2011 9:46:40 AM
Phantom99$100.002/23/2011 6:00:22 PM
Brisket_Bob$25.002/23/2011 5:59:32 PM
simiray$25.002/23/2011 11:16:48 PM
RandyL3$25.002/24/2011 1:25:00 AM
DadWarbucks$60.002/24/2011 8:06:40 AM
kindness-dessert$25.002/24/2011 6:17:28 PM
108lender$250.002/25/2011 12:51:18 AM
skuba$50.002/25/2011 1:01:36 AM
supersarah61$50.002/25/2011 8:04:14 AM
Pickmar$25.002/25/2011 8:06:57 AM
rockstar78$50.002/25/2011 8:07:04 AM
p123$25.002/25/2011 8:07:21 AM
investor_101$50.002/25/2011 8:07:47 AM
BankingFamily$50.002/25/2011 8:08:18 AM
missoula$25.002/25/2011 11:20:34 AM
reward-cosmos$25.002/25/2011 11:25:11 AM
fairness-raker5$100.002/25/2011 12:57:48 PM
credit-investor5$50.002/25/2011 1:11:12 PM
thedoctor$97.992/26/2011 12:55:37 AM
smallcountry$25.002/26/2011 10:16:52 AM
IIP77$25.002/26/2011 3:36:30 AM
cash-sensai2$50.002/26/2011 7:23:48 AM
agile-loan0$25.002/27/2011 8:36:18 AM
magnificent-income7$25.002/26/2011 11:25:35 PM
top-magnificent-greenback$25.002/27/2011 3:58:15 PM
antlr$50.002/27/2011 2:46:23 PM
Rysterola82$50.002/27/2011 10:02:01 PM
otalon$50.002/28/2011 9:41:16 AM
jm88162$50.002/28/2011 9:32:46 AM
credible-coin0$25.002/28/2011 9:38:46 AM
YellowJacket$25.002/28/2011 9:47:11 AM
DscGlfn$25.002/28/2011 10:19:27 AM
donloah$25.002/28/2011 1:22:28 PM
green-liberty-thunder$100.002/28/2011 4:03:46 PM
kulender$50.002/28/2011 4:54:19 PM
Aberdeen$2,100.002/28/2011 7:27:49 PM
Scrabble$50.002/28/2011 6:56:05 PM
155 Investments
 
Borrower Payment Dependent Notes Series 494649
This series of Notes was issued and sold upon the funding of the borrower loan #47536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1990 Debt/Income ratio: 5%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 30 / 28Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 64 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,091Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: openness-steward0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Education Loan
Purpose of loan:
This loan will be used to pay for son's college tuition

My financial situation:
I am a good candidate for this loan because I have always made payments on time.

Monthly Income: $10,000
Monthly Expenses: $5,000
Mortgage: $2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:36 AM
simplelender80$100.002/18/2011 9:18:23 AM
benjamins-utopia$50.002/18/2011 9:20:49 AM
organized-payment6$50.002/18/2011 9:23:55 AM
a-responsible-return$50.002/18/2011 9:23:02 AM
Tradesmanlender$50.002/18/2011 9:26:21 AM
HamachiMan$50.002/18/2011 9:31:55 AM
macjp123$25.002/18/2011 9:34:16 AM
runner262$25.002/18/2011 10:10:17 AM
economy-tuba7$100.002/18/2011 10:26:22 AM
PRGuyinVA$50.002/18/2011 3:19:22 PM
thankful-nickel2$25.002/18/2011 4:54:58 PM
Infinity_Financial$100.002/19/2011 6:33:02 AM
reflective-rupee$1,000.772/19/2011 10:57:37 AM
joffco$25.002/19/2011 2:40:56 PM
MadHun$100.002/19/2011 9:00:12 PM
vutah$25.002/19/2011 9:11:18 PM
fairness-cell6$25.002/20/2011 7:15:22 AM
penny-plato$25.002/20/2011 11:47:10 AM
marwadi-62$100.002/20/2011 2:37:42 PM
principal-injector2$50.002/20/2011 3:45:44 PM
hopeful-truth5$19.242/20/2011 4:53:11 PM
BxRealtor$25.002/18/2011 9:19:34 AM
AFairDeal$75.002/18/2011 9:24:46 AM
scrappy-bonus2$25.002/18/2011 9:29:48 AM
Tylerh$100.002/18/2011 9:43:03 AM
amit_gu$50.002/18/2011 12:32:31 PM
GoldenGo4$600.002/19/2011 10:33:19 AM
Aaron_Oz$25.002/19/2011 10:59:18 AM
truth-trapper$25.002/19/2011 6:03:46 PM
invest-in-ed$130.002/20/2011 5:10:38 AM
engaging-worth$25.002/20/2011 11:04:43 AM
spartan26$49.992/20/2011 2:02:54 PM
hopeful-truth5$200.002/20/2011 4:52:51 PM
circustab$50.002/20/2011 4:15:18 PM
35 Investments
 
Borrower Payment Dependent Notes Series 494689
This series of Notes was issued and sold upon the funding of the borrower loan #47539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1989 Debt/Income ratio: 27%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 64 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,051Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: peace-saffron Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Peace-Saffron
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/18/2011 5:08:40 PM
Tylerh$100.002/18/2011 5:11:58 PM
genius520$100.002/18/2011 5:09:39 PM
foxtrot12$100.002/18/2011 5:12:50 PM
brmar$25.002/18/2011 5:10:49 PM
simplelender80$100.002/18/2011 5:05:28 PM
suave-dime6$25.002/18/2011 5:06:25 PM
profit-powerplant$25.002/19/2011 9:58:47 AM
Kash2010lu$25.002/19/2011 12:02:11 PM
top-courteous-peso$50.002/19/2011 1:29:41 PM
SolarMoonshine$25.002/19/2011 4:41:15 PM
Haribelle$25.002/19/2011 5:48:47 PM
autonomous-truth$100.002/19/2011 8:57:43 PM
ingenious-interest1$50.002/20/2011 9:50:58 AM
Whipster$25.002/20/2011 3:39:01 PM
the-silver-blaster$50.002/21/2011 1:12:38 AM
zone8$50.002/21/2011 6:45:45 AM
momoney2lend$25.002/21/2011 8:41:05 AM
point-kitten6$50.002/21/2011 8:50:01 AM
frogperson$200.002/21/2011 9:02:34 AM
hellasow$25.002/21/2011 9:28:30 AM
Azonic21$25.002/21/2011 10:55:18 AM
gain-gourd$64.342/21/2011 11:44:18 AM
upbeat-investment9$25.002/21/2011 12:13:52 PM
CA-Lender$25.002/21/2011 1:07:54 PM
jigsaw$50.002/21/2011 1:33:10 PM
ddog0224$50.002/21/2011 3:25:31 PM
thefork$50.002/21/2011 4:10:51 PM
brightest-dignified-penny$25.002/21/2011 4:29:37 PM
kulender$100.002/21/2011 5:15:20 PM
loss-of-control$200.002/21/2011 7:04:57 PM
barefootpaul$35.002/21/2011 8:10:07 PM
diversification-medalist$25.002/21/2011 11:49:24 PM
economy-synapse$25.002/21/2011 10:49:33 PM
houli123$250.002/22/2011 8:22:07 AM
SFBank$300.002/22/2011 9:30:44 AM
J-Rott$200.002/22/2011 8:04:07 AM
SecondChanceLendingSERV$50.002/22/2011 10:05:35 AM
RenovatioCapital$25.002/22/2011 11:38:54 AM
ingenious-deal6$25.002/22/2011 1:25:40 PM
funds-kingdom$30.002/22/2011 5:00:31 PM
authoritative-capital$25.002/22/2011 2:09:13 PM
shrewd-income$200.002/22/2011 3:33:53 PM
icon7$25.002/22/2011 5:15:15 PM
Bidwinner08$65.002/22/2011 5:24:02 PM
ore-dojo$25.002/22/2011 5:08:39 PM
EBITDA$25.002/22/2011 5:25:48 PM
greenback-turbine9$25.002/22/2011 5:09:22 PM
HamachiMan$50.002/18/2011 5:08:57 PM
jiggaman7$50.002/18/2011 5:10:04 PM
jga516$25.002/19/2011 5:29:53 AM
irrelevant$50.002/19/2011 9:51:58 AM
Jack55304$300.002/19/2011 11:44:11 AM
competent-p2p$30.002/19/2011 11:46:43 AM
Bob450$25.002/19/2011 1:29:13 PM
reflective-rupee$1,500.772/19/2011 1:52:36 PM
erowis$55.002/20/2011 12:52:21 AM
loanman2007$200.002/20/2011 6:35:24 AM
magnetic-dedication3$25.002/20/2011 6:50:47 PM
asiaratt$50.002/21/2011 2:39:34 AM
economy-popcorn$25.002/21/2011 6:44:58 AM
orderly-leverage$100.002/21/2011 10:08:11 AM
113121$35.002/21/2011 10:40:03 AM
Pitufo$25.002/21/2011 11:50:43 AM
green-thoughtful-yield$50.002/21/2011 12:22:28 PM
inspiring-reward$150.002/21/2011 12:53:40 PM
sappy02$25.002/21/2011 12:52:06 PM
j-lender$50.002/21/2011 1:06:32 PM
finance-mushroom$100.002/21/2011 1:19:59 PM
JohnSmallberries$25.002/21/2011 2:20:13 PM
principal-trombone$50.002/21/2011 3:14:29 PM
supersarah61$25.002/21/2011 7:34:56 PM
thankful-nickel2$25.002/21/2011 7:24:38 PM
truth-eclair$25.002/21/2011 10:14:05 PM
greencat$50.002/22/2011 7:09:41 AM
J-Rott$200.002/22/2011 8:02:12 AM
five-star-note$250.002/22/2011 8:42:19 AM
radforj22$25.002/22/2011 12:45:24 PM
kendallv$25.002/22/2011 12:45:46 PM
mtquan$25.002/22/2011 1:15:35 PM
helping-out$35.002/22/2011 12:29:48 PM
gelidfrank$25.002/22/2011 12:47:02 PM
POLRBEAR$28.772/22/2011 12:51:22 PM
thestartuplender$50.002/22/2011 3:29:22 PM
platinum-scientist9$25.002/22/2011 4:50:18 PM
HammerSmith$25.002/22/2011 2:43:41 PM
Sackking32$36.032/22/2011 1:54:00 PM
Pakse$25.002/22/2011 2:26:54 PM
EarlyRiser$250.002/22/2011 5:28:38 PM
musegaze$100.002/22/2011 5:28:51 PM
umfan123$25.002/22/2011 5:29:02 PM
Rulea72$35.092/22/2011 5:36:13 PM
92 Investments
 
Borrower Payment Dependent Notes Series 494967
This series of Notes was issued and sold upon the funding of the borrower loan #47546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-2003 Debt/Income ratio: 13%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 6 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,263Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: mammalian4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvesting
Purpose of loan:
This loan will be used to... reinvest in Prosper.

My financial situation:
I am a good candidate for this loan because... I have more spare cash each month than the payments will be. I also have all the money already in my safety net savings (1 year's expenses), so no risk of default. I have never used my safety net so far, it would only be in a real emergency (to prevent a late payment) that I would use them.

Monthly Net Income: $3800

Monthly Expenses:
Mortgage: $505
Property Taxes: 450
Insurance: $100
Car Payment: $0
Household / Living: $500
Cable / Internet: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/20/2011 12:04:20 PM
nimble-money0$25.002/20/2011 12:05:01 PM
Tradesmanlender$50.002/20/2011 12:06:03 PM
DukSerduk$25.002/20/2011 12:05:08 PM
youqianderen$50.002/20/2011 12:06:21 PM
meux99$25.002/20/2011 12:06:15 PM
community-pipeline$25.002/20/2011 12:07:15 PM
cashhelp$60.002/20/2011 12:05:38 PM
blot44$25.002/20/2011 12:05:53 PM
sk10023$25.002/20/2011 12:08:21 PM
BidDaddyBigBucks$25.002/20/2011 12:08:24 PM
Koma67$25.002/20/2011 1:24:25 PM
E_G$50.002/20/2011 5:23:42 PM
reflective-rupee$300.772/20/2011 7:37:08 PM
squarebob$100.002/21/2011 6:24:55 AM
Moneypenny6$25.002/21/2011 7:01:26 AM
investment-artist$25.002/21/2011 8:26:45 AM
jjb3$30.002/21/2011 12:40:15 PM
MONEYLENDER101$34.682/21/2011 12:41:43 PM
dblakels$25.002/21/2011 1:25:03 PM
best-ingenious-funds$25.002/21/2011 4:00:03 PM
Preteur$25.002/21/2011 4:09:28 PM
summerlander$25.002/21/2011 4:01:05 PM
samo102us$25.002/21/2011 4:39:54 PM
lloyd_s$25.002/21/2011 4:54:51 PM
GiftViftdotcom$25.002/21/2011 8:39:12 PM
BidDaddyBigBucks$50.002/21/2011 8:06:48 PM
reflective-rupee$200.772/21/2011 9:30:25 PM
TikPmp1$25.002/22/2011 12:10:17 PM
LendGuy$50.002/22/2011 12:55:04 PM
reflective-rupee$500.772/22/2011 3:58:59 PM
evnagelist$50.002/22/2011 1:27:21 PM
elbastador$25.002/22/2011 5:26:39 PM
don8ter$25.002/22/2011 5:51:16 PM
JoeXB$25.002/22/2011 7:27:20 PM
amit_gu$100.002/22/2011 7:29:46 PM
yoyoclock$35.002/23/2011 3:05:17 AM
rainorshine47$50.002/23/2011 5:05:07 AM
indomitable-coin$50.002/23/2011 9:20:59 AM
BoughtTheFarm$25.002/23/2011 9:57:03 AM
minista$25.002/23/2011 4:53:08 PM
docdekay$100.002/23/2011 5:59:49 PM
networks4ever$25.002/24/2011 12:16:18 AM
compoundinterest$50.002/24/2011 6:18:49 PM
CPA-Banker$28.092/24/2011 4:23:30 PM
nocal_lender$25.002/24/2011 9:32:11 PM
jamschmidt$50.002/24/2011 9:47:29 PM
velocity-solo$25.002/25/2011 1:48:53 AM
credit-investor5$50.002/25/2011 1:11:21 PM
cash-queen$50.002/25/2011 11:59:30 AM
fairness-raker5$200.002/25/2011 1:08:02 PM
radforj22$50.002/26/2011 1:36:24 AM
wwwUniversal$25.002/26/2011 1:37:00 AM
rutzebach$102.492/26/2011 10:11:48 AM
ingeborg77$75.002/27/2011 7:13:24 AM
BigGuyBank$27.772/27/2011 10:47:50 AM
reflective-rupee$400.772/27/2011 11:28:41 PM
martymaniaman$41.132/28/2011 5:50:00 AM
calimanusa$25.002/27/2011 2:27:28 PM
kind-resolute-dough$50.002/28/2011 9:31:22 AM
bondhedger$25.002/27/2011 11:30:54 PM
YellowJacket$25.002/28/2011 9:47:08 AM
jm88162$50.002/28/2011 9:32:48 AM
Nasdaq$25.002/28/2011 12:48:41 PM
cleverly-clever$200.002/28/2011 1:08:01 PM
888GoldIngots$25.002/28/2011 9:46:31 AM
windfall46$25.002/28/2011 10:11:53 AM
green-liberty-thunder$100.002/28/2011 3:59:43 PM
deal-gazer$50.002/28/2011 12:21:14 PM
kulender$50.002/28/2011 4:54:23 PM
StLME$65.612/28/2011 1:52:30 PM
the-receptive-liberty$50.002/28/2011 2:53:01 PM
gothampark$25.002/28/2011 5:14:53 PM
Scrabble$50.002/28/2011 6:56:09 PM
jasonblings$114.972/28/2011 7:06:00 PM
kenji4861$25.002/20/2011 12:04:29 PM
CBO-Enterprise$50.002/20/2011 12:06:06 PM
jenkris$25.002/20/2011 12:06:11 PM
CashProvider$100.002/20/2011 12:05:48 PM
benjamins-utopia$100.002/20/2011 12:06:24 PM
orindalender$25.002/20/2011 12:08:10 PM
Tylerh$100.002/20/2011 12:07:31 PM
KWarrior$50.002/20/2011 12:06:27 PM
tenacious-compassion9$25.002/21/2011 8:06:40 AM
swti37$100.002/21/2011 8:16:53 AM
sflash$25.002/21/2011 9:15:43 AM
restless-balance9$50.002/21/2011 9:30:32 AM
RetirementMoney$25.002/21/2011 11:10:15 AM
SIU_Saluki_Lending$25.002/21/2011 11:52:35 AM
iolaire$25.002/21/2011 12:43:45 PM
bds9646$26.002/21/2011 12:41:47 PM
Kerrysbay$50.002/21/2011 12:43:13 PM
axl163$25.002/21/2011 12:45:53 PM
bentonlending$50.002/21/2011 7:16:42 PM
thankful-nickel2$25.002/21/2011 7:45:37 PM
availableloan$25.002/21/2011 8:14:28 PM
nuclearmoose$25.002/21/2011 8:34:47 PM
authoritative-capital$25.002/21/2011 10:30:00 PM
engaging-worth$25.002/21/2011 10:49:34 PM
top-epic-community$50.002/22/2011 12:22:15 PM
Dr_M$25.002/22/2011 4:25:03 PM
ITFDEE$25.002/22/2011 9:16:30 PM
Dan4703$25.002/23/2011 4:42:39 AM
T-L-B$35.002/23/2011 9:56:02 AM
wrighco$25.002/23/2011 4:06:26 PM
SecondChanceLendingSERV$50.002/23/2011 3:51:36 PM
tomdooley12520$25.002/23/2011 4:58:07 PM
Delamere$50.002/23/2011 7:11:49 PM
Dollars4Rent$50.002/24/2011 1:06:26 AM
treasure-pipeline$50.002/24/2011 10:16:42 AM
choss02$50.002/24/2011 6:17:19 PM
bowdish1$50.002/24/2011 6:19:17 PM
efficient-treasure0$25.002/24/2011 9:36:12 PM
RandyL3$25.002/25/2011 1:25:11 AM
syounker$25.002/25/2011 9:34:38 AM
Liebchen15$50.002/25/2011 10:03:44 AM
dproxima$25.002/25/2011 5:44:25 PM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:24 AM
a-exponential-hope$25.002/26/2011 6:36:14 AM
cash-sensai2$50.002/26/2011 7:23:58 AM
brightest-benjamins-tomahawk$25.002/26/2011 9:00:11 AM
LSAR$25.002/26/2011 10:15:58 AM
Guiren$82.182/26/2011 6:03:02 PM
happyface$64.002/27/2011 7:15:55 AM
ichibon$125.002/27/2011 6:11:09 PM
gjm6d$25.002/27/2011 10:54:46 PM
antlr$50.002/27/2011 2:46:28 PM
-thisguy-$25.002/28/2011 9:29:16 AM
bold-basis-supernova$50.002/28/2011 9:36:57 AM
reflective-gain$25.002/28/2011 9:47:32 AM
DscGlfn$25.002/28/2011 10:34:24 AM
elevated-finance$25.002/28/2011 4:48:06 PM
132 Investments
 
Borrower Payment Dependent Notes Series 495519
This series of Notes was issued and sold upon the funding of the borrower loan #47520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1998 Debt/Income ratio: 23%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:29y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,889Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: kindness-generator0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pookie
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3000
Monthly expenses: $300
Housing: $1773
Insurance: $400
Car expenses: $0
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $128
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: My daughter is getting married and I need additional funds to help pay. Thank you for your consideration. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.002/24/2011 5:06:29 PM
tech310$43.842/25/2011 1:25:36 AM
JustMee$25.002/24/2011 8:53:27 PM
MilitaryLending$25.002/24/2011 10:11:06 PM
social-hunter5$50.002/25/2011 9:19:20 AM
restless-dime$25.002/25/2011 9:41:17 AM
VJ_Financial$25.002/25/2011 8:34:21 PM
Sudoku$100.002/26/2011 7:29:20 AM
chih2han$50.002/26/2011 9:51:28 AM
innovator2$50.002/26/2011 12:59:59 PM
pietro_torna_indietro$50.002/27/2011 6:52:18 AM
rate-sceptre$50.002/26/2011 6:34:23 PM
loss-of-control$100.002/26/2011 6:05:37 PM
platinum-scientist9$25.002/27/2011 5:38:57 AM
enriching-listing$25.002/27/2011 12:20:08 PM
thomas16882004$25.002/28/2011 1:04:46 AM
buffalobills$25.002/28/2011 8:05:27 AM
greencat$50.002/28/2011 9:30:57 AM
888GoldIngots$25.002/28/2011 9:40:52 AM
healingangel22$25.002/28/2011 11:11:19 AM
Lubava$100.002/28/2011 5:49:54 PM
Zipcut$25.002/28/2011 6:44:48 PM
thankful-nickel2$25.002/28/2011 5:59:02 PM
brightest-fascinating-principal$25.002/28/2011 10:24:42 PM
head$25.003/1/2011 9:07:21 AM
LKCGICG$25.003/1/2011 1:15:23 PM
investment-cluster$30.003/1/2011 3:38:55 PM
curriculum7$25.003/1/2011 2:36:42 PM
JohnWS$26.883/1/2011 1:03:52 PM
Iceman1347$25.003/1/2011 1:18:11 PM
good4loan$50.003/1/2011 1:40:29 PM
debt-legend$25.003/1/2011 4:50:19 PM
PunjabBank$25.003/1/2011 3:24:52 PM
entertaining-greenback2$25.003/1/2011 4:19:05 PM
Moe87$25.003/1/2011 6:51:15 PM
whatreality$25.003/2/2011 12:25:19 AM
trapperdc$50.003/1/2011 6:10:01 PM
jjsparks28$25.003/1/2011 9:13:07 PM
q4golf$25.003/2/2011 2:32:57 AM
unger$16.723/2/2011 3:55:46 AM
UCLA4life$50.002/24/2011 5:08:32 PM
Kash2010lu$25.002/24/2011 5:04:56 PM
SFBank$100.002/24/2011 5:07:40 PM
competent-p2p$30.002/24/2011 6:05:15 PM
open-minded-fund9$100.002/24/2011 8:39:10 PM
HAWK-Investing$100.912/25/2011 11:19:58 AM
reflective-rupee$500.772/26/2011 5:11:09 AM
loanman2007$25.002/26/2011 6:28:53 AM
credit-coach118$30.002/27/2011 5:35:03 PM
penny-sergeant$25.002/28/2011 8:35:29 AM
ichibon$50.882/27/2011 10:08:37 PM
Rogelio48$25.002/28/2011 11:02:49 AM
DscGlfn$25.002/28/2011 11:05:55 AM
MrDance123$25.002/28/2011 3:07:26 PM
Shining-Star$25.003/1/2011 12:02:10 AM
unger$100.003/1/2011 11:40:14 AM
ore-dojo$30.003/1/2011 12:10:57 PM
STLRacer$30.003/1/2011 12:45:12 PM
yons88$30.003/1/2011 1:24:13 PM
best-generosity-financier$25.003/1/2011 6:36:27 PM
kdat$50.003/1/2011 4:37:03 PM
honorable-yield$25.003/1/2011 6:47:29 PM
mystical-bonus7$25.003/1/2011 10:31:45 PM
l2fp$25.003/1/2011 6:36:38 PM
transformer855$25.003/1/2011 9:18:54 PM
well-mannered-income3$30.003/1/2011 7:51:09 PM
dudebrah$25.003/1/2011 11:25:43 PM
67 Investments
 
Borrower Payment Dependent Notes Series 495623
This series of Notes was issued and sold upon the funding of the borrower loan #47535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1997 Debt/Income ratio: 42%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,137Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: auction-den Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stable work&descent credit history
Purpose of loan:
This loan will be used to...
Fix car
My financial situation:
I am a good candidate for this loan because...
I have a long good stable credit history, I have a good work history and never defaulted on loans. I take my credit score and financial history seriously so I wont default.

Monthly net income: $1900
Monthly expenses: $
Housing: $
Insurance:
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$300.002/24/2011 5:02:14 PM
DasMula$27.002/24/2011 5:10:11 PM
irrelevant$25.002/24/2011 5:58:12 PM
bazaar-winner$25.002/24/2011 10:35:58 PM
UCLA4life$50.002/25/2011 1:04:23 AM
tech310$50.002/25/2011 1:25:31 AM
affluence-tycoon$50.002/25/2011 5:06:09 AM
reflective-rupee$250.772/25/2011 5:37:51 AM
loanman2007$75.002/25/2011 6:36:56 AM
Lubava$50.002/25/2011 7:23:35 AM
rate-sceptre$50.002/25/2011 8:30:17 AM
social-hunter5$50.002/25/2011 9:21:42 AM
capital-kingdom$25.002/25/2011 10:39:05 AM
credit-coach118$25.002/25/2011 9:37:31 PM
HawaiianHelper$100.002/26/2011 12:37:05 AM
Haribelle$25.002/26/2011 5:22:43 PM
impala6464$59.002/26/2011 8:21:39 PM
youngtrader$300.002/27/2011 4:10:03 PM
the_finance_guru$100.002/27/2011 11:56:01 AM
the-revenue-demon$25.002/28/2011 4:09:17 AM
B2152$25.002/28/2011 5:05:27 AM
five-star-note$57.002/27/2011 9:39:30 PM
PunjabBank$25.002/28/2011 8:12:18 AM
red-favorable-basis$25.002/28/2011 9:56:06 AM
greencat$50.002/28/2011 9:28:52 AM
heerzaquestion$50.002/28/2011 9:35:58 AM
trapperdc$106.232/28/2011 10:28:43 AM
lendstats_com$100.002/24/2011 7:49:23 PM
inspiring-reward$50.002/24/2011 8:02:02 PM
exchange-pledge$100.002/24/2011 8:04:05 PM
Kash2010lu$25.002/24/2011 5:05:57 PM
kulender$50.002/24/2011 5:57:26 PM
competent-p2p$25.002/24/2011 6:01:09 PM
thankful-nickel2$25.002/24/2011 5:17:00 PM
orderly-leverage$100.002/24/2011 8:02:18 PM
MilitaryLending$25.002/24/2011 10:11:04 PM
treasure-pipeline$25.002/25/2011 5:06:16 AM
jstrode10$25.002/25/2011 10:05:01 AM
loss-of-control$50.002/25/2011 5:20:16 PM
VJ_Financial$25.002/25/2011 8:20:35 PM
credit-coach118$25.002/26/2011 9:38:49 AM
restless-dime$25.002/26/2011 1:40:21 AM
move11$25.002/26/2011 4:27:22 PM
chih2han$50.002/26/2011 9:51:27 AM
well-mannered-income3$25.002/27/2011 6:21:11 AM
Christophe$25.002/28/2011 7:25:46 AM
ScottyJ$25.002/28/2011 9:21:14 AM
888GoldIngots$25.002/28/2011 9:39:16 AM
Shining-Star$25.002/28/2011 9:06:40 AM
EretzCapital$100.002/28/2011 10:08:36 AM
hitachiguy$25.002/28/2011 10:19:06 AM
51 Investments