Sales Report:Supplement No. 7 dated Mar 02, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 494134
This series of Notes was issued and sold upon the funding of the borrower loan #47502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $582.76
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-2003 Debt/Income ratio: 7%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,278Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: integrity-lion0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/investment personal loan
Purpose of loan:
This loan will be used to fund personal obligations including, but not limited to, medical expenses and investment expenses.

My financial situation:
I am a good candidate for this loan because I have never missed any payment to any creditor in my entire loan history.??I have immaculate credit history spanning over 7 years. I have a good job and have made over $100k each of the past two years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$200.002/17/2011 9:06:24 AM
CashProvider$100.002/17/2011 9:10:48 AM
nimble-money0$25.002/17/2011 9:11:23 AM
jonandmeg21$50.002/17/2011 9:16:05 AM
truth-image$50.002/17/2011 9:18:28 AM
compoundinterest$50.002/17/2011 9:16:21 AM
kulender$100.002/17/2011 9:18:43 AM
don8ter$25.002/17/2011 9:16:32 AM
meux99$25.002/17/2011 9:18:00 AM
cebgop$25.002/17/2011 9:16:46 AM
DukSerduk$25.002/17/2011 9:17:00 AM
Pickmar$25.002/17/2011 9:21:04 AM
jenkris$25.002/17/2011 9:17:37 AM
benjamins-utopia$100.002/17/2011 9:18:56 AM
wwwUniversal$25.002/17/2011 9:19:03 AM
damage$25.002/17/2011 9:20:50 AM
BankingFamily$50.002/17/2011 9:20:12 AM
velocity-solo$25.002/17/2011 9:20:15 AM
axl163$25.002/17/2011 9:20:36 AM
the-upbeat-p2p$50.002/17/2011 9:32:02 AM
choss02$50.002/17/2011 9:44:38 AM
community-pipeline$25.002/17/2011 10:12:19 AM
AccelerateSM$60.002/17/2011 10:16:26 AM
Chosen-one$25.002/17/2011 11:45:56 AM
skuba$25.002/17/2011 12:43:21 PM
exchange-pledge$100.002/17/2011 12:53:03 PM
CE88$60.002/17/2011 1:20:19 PM
rockstar78$50.002/17/2011 1:25:32 PM
1800porsche$25.002/17/2011 11:31:23 PM
thedoctor$32.122/18/2011 2:24:31 AM
orindalender$50.002/18/2011 6:50:01 AM
indomitable-coin$25.002/18/2011 8:24:02 AM
tedsrfdude$50.002/18/2011 10:08:51 AM
tbrnet$50.002/18/2011 10:08:21 AM
ThomasC$50.002/18/2011 10:08:29 AM
MTLoans$25.002/18/2011 10:08:54 AM
sensible-order2$35.802/18/2011 10:10:31 AM
Sigonio$25.002/18/2011 10:10:27 AM
be_wise$25.002/19/2011 9:08:46 AM
MARWARISETH$50.002/19/2011 12:26:41 PM
inforapenny$32.072/19/2011 12:32:43 PM
efficient-marketplace$25.002/19/2011 12:33:18 PM
SARMAR$50.002/19/2011 12:31:24 PM
108lender$106.162/19/2011 12:34:59 PM
p123$25.002/19/2011 12:40:39 PM
malacandra$25.002/20/2011 9:39:24 AM
investor_101$50.002/20/2011 8:53:59 PM
best-coin-miser$25.002/21/2011 4:03:27 AM
jeffpac$50.002/21/2011 6:36:36 AM
tenacious-compassion9$25.002/21/2011 8:05:40 AM
hs112a$50.002/21/2011 9:20:36 AM
systematic-dollar9$25.002/21/2011 9:31:16 AM
rebellender$50.002/21/2011 10:04:38 AM
brightest-dynamic-peace$25.002/21/2011 9:56:36 AM
bold-durability-drum$50.002/21/2011 10:09:20 AM
justice-dna$35.002/21/2011 11:14:10 AM
GiftViftdotcom$25.002/21/2011 11:59:31 AM
jct_enterprises$50.002/21/2011 12:11:42 PM
sappy02$50.002/21/2011 12:21:56 PM
octoberfresh$30.002/21/2011 12:40:10 PM
LoanBrkr$25.002/21/2011 12:44:33 PM
TikPmp1$25.002/21/2011 12:45:04 PM
proud-gold9$50.002/21/2011 12:44:06 PM
Uncle_Scrooge$50.002/21/2011 12:45:01 PM
adama_48$25.002/21/2011 12:46:38 PM
Ripsaw4U$50.002/21/2011 12:50:29 PM
dblakels$25.002/21/2011 1:24:44 PM
Fenix878$25.002/21/2011 2:09:00 PM
withfries2$50.002/21/2011 3:04:00 PM
mizount$25.002/22/2011 5:59:41 AM
authoritative-capital$25.002/21/2011 10:29:31 PM
Graces$50.002/21/2011 11:18:44 PM
awwaww$36.722/22/2011 9:41:36 AM
triumphant-bonus$25.002/22/2011 12:25:58 PM
deal-maple2$50.002/22/2011 12:48:41 PM
top-epic-community$50.002/22/2011 12:21:50 PM
lgs83$25.002/22/2011 12:22:30 PM
LendGuy$50.002/22/2011 12:54:39 PM
evnagelist$50.002/22/2011 1:26:49 PM
credit-magician$50.002/22/2011 5:04:26 PM
hope-hickory$50.002/22/2011 6:50:04 PM
psanganee$25.002/22/2011 6:19:43 PM
DadWarbucks$47.552/23/2011 1:52:31 AM
dharma1$25.002/23/2011 1:26:23 AM
julijask$36.092/23/2011 2:09:25 AM
special-peso$50.002/23/2011 8:20:21 AM
T-Bizzone$50.002/23/2011 8:31:10 AM
royboy0292$25.002/23/2011 12:02:25 PM
CASHGIRL$25.002/23/2011 4:01:23 PM
azarael$25.002/23/2011 6:06:34 PM
rmachi$25.002/24/2011 12:47:19 AM
AJSinvest$25.002/23/2011 10:51:26 PM
worthy-bid8$50.002/24/2011 9:07:18 AM
top-magnificent-greenback$25.002/24/2011 5:50:23 PM
Preferred-Lender$25.002/24/2011 5:56:46 PM
jamschmidt$25.002/24/2011 9:46:07 PM
cyonamine$28.812/25/2011 12:57:33 AM
BanqueDeD$25.002/25/2011 12:58:29 AM
aha6297$25.002/25/2011 1:11:48 AM
otalon$42.552/25/2011 1:12:36 AM
smokiijas2000$25.002/25/2011 1:13:39 AM
tbati$25.002/24/2011 7:01:08 PM
derfen$25.002/25/2011 1:26:07 AM
rocketspocket$25.002/25/2011 12:57:56 AM
ujiba$32.412/25/2011 12:59:14 AM
Headhunter14$25.002/25/2011 12:59:36 AM
SkonkeyGongo$25.002/25/2011 1:07:59 AM
ultimatepaintball$25.002/25/2011 1:12:50 AM
NMGbank$25.002/25/2011 1:14:08 AM
Thecozychick$25.002/25/2011 1:23:22 AM
Kijib$25.002/25/2011 12:58:07 AM
Warwick$25.002/25/2011 1:00:27 AM
klinebarger$25.002/25/2011 8:03:24 AM
trevandtal$25.262/25/2011 1:06:19 AM
a-versatile-power$25.002/25/2011 8:03:33 AM
cleared2land$25.002/25/2011 1:11:26 AM
attractive-asset$100.002/25/2011 8:03:59 AM
bigballer105$35.782/25/2011 1:14:04 AM
DeathScythe676$25.872/25/2011 1:14:30 AM
productive-finance$25.002/25/2011 1:42:34 AM
spursdog$50.002/25/2011 8:02:49 AM
balance-voyager$50.002/25/2011 8:03:08 AM
Havana21$200.002/25/2011 8:03:20 AM
seabass123$25.002/25/2011 7:41:26 AM
unclejaef$25.002/25/2011 8:03:17 AM
SpareChangeDreamFundLLC$25.002/25/2011 9:32:10 AM
dignified-funds7$34.762/25/2011 12:06:51 PM
texasadam$100.002/25/2011 9:32:13 AM
Maple_Investment_Group$25.002/25/2011 9:32:33 AM
green-glowing-gain$25.002/25/2011 9:31:30 AM
rate-fluffy-bunny$25.002/25/2011 9:32:07 AM
red-unequivocal-finance$25.002/25/2011 9:51:04 AM
nicklds$35.602/25/2011 1:51:26 PM
reward-cosmos$25.002/25/2011 10:01:43 AM
gallant-economy9$1,500.002/25/2011 2:13:51 PM
jtrue71$25.002/25/2011 3:20:55 PM
cjames84$25.002/25/2011 4:47:21 PM
officer8$25.002/25/2011 3:11:29 PM
b2006$25.002/26/2011 12:53:39 AM
ronkr$26.752/26/2011 12:53:53 AM
SJM10011a$25.002/26/2011 1:02:37 AM
Ellisdee$50.002/26/2011 1:03:12 AM
kcole10$25.002/26/2011 1:03:20 AM
HunterSix$25.002/26/2011 1:07:07 AM
ChicoBob$50.002/26/2011 1:22:48 AM
afotherg$60.852/26/2011 1:23:02 AM
zenchef$25.002/26/2011 1:23:30 AM
Emgolda$25.002/26/2011 1:27:35 AM
revmax$27.502/26/2011 1:33:45 AM
visionary-community$25.002/26/2011 1:35:12 AM
blissful-note7$28.232/26/2011 1:36:18 AM
commitment-farm$25.002/26/2011 1:49:35 AM
bmcg$25.002/26/2011 12:46:04 AM
Mark-O-Polo$36.462/26/2011 12:53:00 AM
sajitk$25.002/26/2011 1:06:16 AM
jaker$32.992/26/2011 12:53:28 AM
gauss02$25.732/26/2011 12:54:00 AM
IIP77$25.002/26/2011 1:07:29 AM
LowLeftJim$25.002/26/2011 1:03:24 AM
dartmouth99$28.452/26/2011 1:05:10 AM
mistertao$25.002/26/2011 1:19:18 AM
think-become$25.002/26/2011 1:21:31 AM
whistledicksmith$25.492/26/2011 1:22:07 AM
Binan$25.002/26/2011 1:23:36 AM
osage$25.002/26/2011 1:18:28 AM
Namrok$25.002/26/2011 1:20:57 AM
CapStack$50.002/26/2011 12:21:10 PM
bass$25.002/26/2011 12:31:06 PM
lanlie$45.782/26/2011 4:54:01 AM
a-exponential-hope$25.002/26/2011 6:36:05 AM
sunny1985$25.002/26/2011 8:57:55 PM
iaviate1$25.002/27/2011 1:21:17 AM
move11$50.002/26/2011 3:54:13 PM
beeper2$50.002/26/2011 5:26:53 PM
LKN2RTR$25.002/26/2011 6:36:11 PM
power-defender7$50.002/26/2011 7:27:40 PM
coloradocash$50.002/26/2011 7:26:15 PM
MikeB918$25.002/27/2011 7:56:03 AM
affert$50.002/27/2011 4:31:25 PM
mbever10$25.002/27/2011 8:26:21 AM
zwx1997$25.002/27/2011 3:01:56 PM
gain-gatherer8$25.002/28/2011 9:31:13 AM
kinetic-yield4$25.002/28/2011 9:34:59 AM
ZeoInvestments$25.002/28/2011 9:35:30 AM
bold-basis-supernova$50.002/28/2011 9:36:23 AM
credible-coin0$25.002/28/2011 9:38:41 AM
888GoldIngots$25.002/28/2011 9:46:55 AM
kanewna$100.002/28/2011 9:32:32 AM
koinonea$25.002/28/2011 9:31:15 AM
Thelonius10$25.002/28/2011 9:31:48 AM
gzeo$25.002/28/2011 9:35:33 AM
trapperdc$50.002/28/2011 10:45:04 AM
freeway$25.002/28/2011 10:59:56 AM
adhawan325$25.002/28/2011 9:37:45 AM
outwish$25.002/28/2011 12:13:29 PM
donloah$25.002/28/2011 1:22:25 PM
YellowJacket$25.002/28/2011 9:47:09 AM
Pollack$30.002/28/2011 9:59:32 AM
windfall46$25.002/28/2011 10:11:44 AM
duty-shooter9$50.002/28/2011 10:36:13 AM
deal-gazer$50.002/28/2011 12:21:08 PM
ttnk62918$25.002/28/2011 1:53:30 PM
jazzlender$25.002/28/2011 1:54:31 PM
nhm$43.552/28/2011 4:48:53 PM
WorldlyWorker$25.002/28/2011 4:48:56 PM
LenderByDay$25.002/28/2011 4:52:25 PM
CaliforniaSun$25.002/28/2011 4:54:37 PM
mar97$50.002/28/2011 6:31:07 PM
willchan98$200.002/28/2011 9:34:03 PM
HibbyD$27.923/1/2011 2:06:51 AM
pipopirate$25.003/1/2011 2:11:56 AM
pubnat$25.003/1/2011 2:28:40 AM
CornerKetch$28.913/1/2011 2:37:10 AM
shadowflame_99$25.003/1/2011 2:53:25 AM
tdinbranson$28.333/1/2011 3:03:14 AM
Scrabble$50.002/28/2011 6:56:03 PM
ChristopherHS$25.003/1/2011 3:58:09 AM
PaulW$25.003/1/2011 2:02:58 AM
eyal0$50.003/1/2011 2:06:55 AM
reinforced-reward$25.003/1/2011 4:11:48 AM
Cheburashka$30.003/1/2011 2:29:45 AM
p1k4blu$25.003/1/2011 2:37:32 AM
jonesboyz$25.003/1/2011 2:41:22 AM
g314$30.003/1/2011 2:42:36 AM
morpholog$35.293/1/2011 2:13:46 AM
life-is-great$50.003/1/2011 7:22:04 AM
reueljw$25.003/1/2011 2:29:02 AM
hayhelp$33.313/1/2011 3:22:38 AM
langdonx$29.163/1/2011 3:03:58 AM
pcwrangler$25.003/1/2011 3:11:26 AM
fireboss$50.003/1/2011 3:12:21 AM
NJNY$25.003/1/2011 3:47:44 AM
latestone$25.003/1/2011 3:47:24 AM
saihu$50.163/1/2011 9:31:00 AM
UncleScroogeDMD$92.633/1/2011 8:20:00 AM
ssgt95068$25.003/1/2011 7:01:13 AM
discrete-asset$25.003/1/2011 9:27:29 AM
aschm74$50.003/1/2011 9:31:47 AM
pianoman82$25.003/1/2011 9:46:50 AM
inventive-exchange$25.003/1/2011 10:02:00 AM
GCCPartners$25.003/1/2011 10:32:23 AM
brainy-repayment5$50.003/1/2011 10:57:01 AM
inspired-investment8$100.003/1/2011 11:32:01 AM
Iowa65$25.033/1/2011 11:16:31 AM
valiant-liberty4$25.003/1/2011 11:46:14 AM
blot44$25.002/17/2011 9:10:53 AM
BaxterEvil$25.002/17/2011 9:11:05 AM
kenji4861$25.002/17/2011 9:10:19 AM
kyomoon$50.002/17/2011 9:10:36 AM
radforj22$50.002/17/2011 9:14:41 AM
CBO-Enterprise$50.002/17/2011 9:17:13 AM
youqianderen$50.002/17/2011 9:18:16 AM
organized-payment6$25.002/17/2011 9:16:01 AM
Tradesmanlender$50.002/17/2011 9:16:12 AM
Brisket_Bob$25.002/17/2011 9:19:36 AM
paladin847$50.002/17/2011 9:18:10 AM
KWarrior$50.002/17/2011 9:19:43 AM
Phantom99$100.002/17/2011 9:17:24 AM
bowdish1$50.002/17/2011 9:19:13 AM
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hitsman$50.002/17/2011 9:19:29 AM
kid8549$25.002/17/2011 9:18:35 AM
duty-windmill$25.002/17/2011 9:19:22 AM
camaraderi-atmosphere$100.002/17/2011 9:20:42 AM
danny-lender$50.002/17/2011 9:21:15 AM
scrappy-bonus2$25.002/17/2011 9:21:28 AM
BidDaddyBigBucks$25.002/17/2011 9:31:14 AM
Daneistes$50.002/17/2011 9:33:59 AM
murren$25.002/17/2011 10:21:17 AM
reward-tamale1$25.002/17/2011 2:29:59 PM
Dollars4Rent$50.002/17/2011 4:51:08 PM
bds9646$26.002/17/2011 4:46:30 PM
Tylerh$100.002/17/2011 10:39:38 PM
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newest-orbital-justice$50.002/18/2011 10:09:59 AM
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mpactlender$25.002/18/2011 10:12:32 AM
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Steveoo1$50.002/19/2011 10:54:50 AM
commanding-income774$25.002/19/2011 11:24:14 AM
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winlender$25.002/19/2011 12:31:26 PM
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scottburger$50.002/19/2011 12:52:14 PM
MAJESTIC5$50.002/19/2011 5:39:45 PM
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kindness-dessert$25.002/21/2011 1:29:00 AM
ogmanny$50.002/21/2011 1:29:22 AM
wrighco$25.002/21/2011 2:34:16 AM
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KeepOnRunning$50.002/21/2011 12:41:34 PM
Mantis75$25.002/21/2011 12:45:49 PM
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Preteur$25.002/21/2011 4:20:50 PM
nuclearmoose$25.002/21/2011 8:34:24 PM
availableloan$25.002/21/2011 8:23:10 PM
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jts$25.002/22/2011 12:36:53 PM
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worth-engine5$25.002/22/2011 5:01:58 PM
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Castellan$50.002/22/2011 5:01:31 PM
JoyfulVegetarian$25.002/22/2011 5:06:32 PM
JoeXB$25.002/22/2011 7:10:52 PM
esabzb$25.002/22/2011 7:23:58 PM
SecondChanceLendingSERV$50.002/23/2011 7:52:38 AM
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economy-orchid$25.002/23/2011 9:39:32 AM
T-L-B$35.002/23/2011 9:21:15 AM
minista$25.002/23/2011 4:52:49 PM
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Viamin$25.002/23/2011 5:48:00 PM
degster$25.002/24/2011 1:28:28 AM
treasure-pipeline$50.002/24/2011 10:16:22 AM
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wormdc$25.002/24/2011 5:37:05 PM
Aimvest$25.002/25/2011 1:06:51 AM
blue-note-relaxation$26.642/25/2011 1:31:16 AM
cash-merry-maker$25.002/25/2011 1:31:53 AM
jfd287$25.002/25/2011 12:59:03 AM
gotyourgear$27.372/25/2011 1:06:15 AM
fiscal65$28.052/25/2011 1:06:28 AM
_kyle$28.442/25/2011 1:11:31 AM
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pbandjb$25.002/25/2011 1:13:05 AM
justalender$25.002/25/2011 1:22:49 AM
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zeelender$25.002/25/2011 1:00:32 AM
credit-force5$50.002/25/2011 8:03:22 AM
mlkhamilton$25.002/25/2011 8:03:26 AM
rakstar$50.002/25/2011 8:03:36 AM
subtle-revenue0$25.002/25/2011 1:44:59 AM
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kjsfld$25.002/25/2011 1:26:18 AM
camaraderi-workhorse$25.342/25/2011 1:42:01 AM
Blue_HorseShoe$25.002/25/2011 8:02:43 AM
brewlots$50.002/25/2011 8:03:48 AM
Railbird$25.002/25/2011 8:04:39 AM
bnordman$49.562/25/2011 9:11:20 AM
budyzr$25.002/25/2011 7:22:07 AM
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lenderrb$50.002/25/2011 8:03:15 AM
aquarexbi$50.002/25/2011 8:03:35 AM
calkidd05$25.002/25/2011 8:05:15 AM
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benjamins-fortress$50.002/25/2011 9:31:03 AM
JebkaClan$25.002/25/2011 9:32:43 AM
likeable-reward$25.002/25/2011 9:35:39 AM
ojibwa$25.002/25/2011 10:56:11 AM
credit-investor5$50.002/25/2011 1:11:08 PM
docdekay$100.002/25/2011 3:21:22 PM
ramsumana$25.002/25/2011 3:20:58 PM
CPA-Banker$30.002/25/2011 3:33:58 PM
DavenportCapital$25.002/26/2011 1:02:45 AM
sainswor99$25.002/26/2011 1:03:01 AM
Katburg$43.212/26/2011 1:09:42 AM
jcn12321$25.002/26/2011 1:17:50 AM
paramjit$25.002/26/2011 1:22:17 AM
market-socrates4$27.522/26/2011 1:34:01 AM
truth-companion$27.262/26/2011 1:34:33 AM
1stAmericanCapital$25.002/25/2011 7:56:41 PM
totoro$25.002/26/2011 12:53:08 AM
BiggestG$25.002/26/2011 12:54:25 AM
stensonb$25.002/26/2011 12:54:33 AM
naniamo$25.002/26/2011 1:03:30 AM
pawsitive$31.532/26/2011 1:05:45 AM
secret-santa$25.002/26/2011 1:06:13 AM
bouvierchamp$50.002/26/2011 12:52:32 AM
rcr549$25.002/26/2011 1:19:03 AM
johngaltline$25.002/26/2011 1:20:22 AM
SourDoughSteve$25.002/26/2011 1:06:00 AM
xphile$25.002/26/2011 1:21:56 AM
tolstoy00$25.002/26/2011 1:22:12 AM
spname$39.912/26/2011 1:18:22 AM
nofreelunch$25.002/26/2011 1:20:15 AM
JaceSpade$25.002/26/2011 1:21:08 AM
SafeSaxa$30.002/26/2011 1:26:55 AM
Bobafet$25.002/26/2011 1:32:35 AM
dadalou$25.002/26/2011 1:32:55 AM
skunkor2$25.042/26/2011 1:35:43 AM
samijake$50.002/26/2011 11:42:38 AM
logical-reward8$25.002/26/2011 1:47:16 AM
funds-rascal$25.662/26/2011 1:48:50 AM
alverado$27.302/26/2011 1:39:02 AM
cash-sensai2$50.002/26/2011 7:23:43 AM
brightest-benjamins-tomahawk$50.002/26/2011 8:54:14 AM
DLock99$50.002/26/2011 9:46:15 AM
smallcountry$50.002/26/2011 10:16:45 AM
BaltimoreLender$25.002/26/2011 10:38:15 AM
mikeleib$25.002/27/2011 7:37:09 AM
DoctorBird$100.002/26/2011 11:56:06 AM
dollars4debts$25.002/26/2011 12:16:19 PM
satanichammy$25.002/27/2011 11:37:35 AM
thankful-nickel2$25.002/26/2011 2:21:33 PM
antlr$50.002/27/2011 2:46:14 PM
agile-loan0$25.002/27/2011 8:36:08 AM
DeesBar$25.002/27/2011 5:37:24 AM
lifegrowth$25.002/27/2011 8:32:23 AM
Dyrn$50.002/27/2011 11:27:39 AM
Rysterola82$50.002/27/2011 10:01:53 PM
mobius404$25.002/28/2011 6:41:17 AM
ddibernardo$25.002/27/2011 2:21:18 PM
blukestrel$50.002/27/2011 12:31:23 PM
aasx1108$25.002/27/2011 7:41:48 PM
bazaar-casserole$50.002/28/2011 9:31:12 AM
ichibon$125.002/27/2011 6:10:56 PM
jm88162$50.002/28/2011 9:32:41 AM
bradania$25.002/27/2011 10:36:11 PM
fulfilling-investment4$25.002/28/2011 9:35:21 AM
windpiano1962$25.002/28/2011 6:52:23 AM
RockCrown$50.002/28/2011 9:52:43 AM
best-deal-banker$50.002/28/2011 9:21:04 AM
kind-resolute-dough$50.002/28/2011 9:31:17 AM
RJN$25.002/28/2011 9:32:34 AM
jasperpants$25.002/28/2011 9:35:26 AM
deborahz$25.002/28/2011 9:34:58 AM
Trevor_C$25.002/28/2011 9:37:36 AM
reflective-gain$25.002/28/2011 9:47:20 AM
bid-papyrus$25.002/28/2011 1:37:46 PM
DscGlfn$50.002/28/2011 10:12:32 AM
malicea$50.002/28/2011 3:56:38 PM
Digs$25.002/28/2011 4:59:35 PM
cablenews$50.002/28/2011 7:36:28 PM
rulender$25.003/1/2011 3:37:47 AM
capthouls$25.003/1/2011 12:32:15 AM
dvandetta$50.002/28/2011 9:16:14 PM
ArmyGuy$25.003/1/2011 2:13:23 AM
Futurero$25.003/1/2011 2:27:20 AM
merlin981$26.513/1/2011 2:36:12 AM
StWaldo$25.003/1/2011 2:02:07 AM
monstersdad$40.963/1/2011 2:43:01 AM
guardlender$25.003/1/2011 2:11:41 AM
mdreiss$32.083/1/2011 2:37:26 AM
ramsbladder$25.003/1/2011 3:24:24 AM
sanjl79$25.003/1/2011 3:02:42 AM
USMC0311$48.743/1/2011 3:48:18 AM
Svigel$27.723/1/2011 8:48:54 AM
Bearls$25.003/1/2011 3:37:16 AM
Longtermcapitalmgmt$25.003/1/2011 3:47:05 AM
ctgscott$25.003/1/2011 4:02:42 AM
inthegreatnw$50.003/1/2011 6:52:58 AM
loan-kung-fu$162.833/1/2011 6:09:58 AM
Richmp412$25.003/1/2011 6:56:03 AM
MihirFromRedmond$25.003/1/2011 8:20:10 AM
jedi8$25.003/1/2011 10:23:52 AM
dblakels$25.003/1/2011 9:04:57 AM
Jarod213$25.003/1/2011 9:13:38 AM
pianoman82$25.003/1/2011 9:49:21 AM
historyman$25.003/1/2011 9:43:57 AM
rate-rapture8$50.003/1/2011 11:47:22 AM
Invest_in_residual_income$25.003/1/2011 10:24:53 AM
skillful-diversification2$25.003/1/2011 10:51:05 AM
dojo2$25.003/1/2011 11:08:53 AM
MO_Investor$25.003/1/2011 11:07:54 AM
millionlender$300.003/1/2011 11:29:46 AM
repayment-launcher$25.003/1/2011 11:11:09 AM
463 Investments
 
Borrower Payment Dependent Notes Series 494232
This series of Notes was issued and sold upon the funding of the borrower loan #47501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Feb-28-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1982 Debt/Income ratio: 28%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 32 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,948Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: top-currency-harp Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
top-curreny-harp
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.002/17/2011 9:06:32 AM
enthralling-deal180$75.002/17/2011 9:09:47 AM
melodious-fairness$100.002/17/2011 9:13:01 AM
simplelender80$100.002/17/2011 9:13:34 AM
GrayStudio$25.002/17/2011 9:23:02 AM
HamachiMan$50.002/17/2011 9:24:38 AM
don8ter$25.002/17/2011 9:23:42 AM
lendacity$25.002/17/2011 9:28:41 AM
JustMee$25.002/17/2011 12:09:24 PM
quest0$25.002/17/2011 3:14:03 PM
felicity-loyalist0$25.002/17/2011 3:36:35 PM
bold-durability-drum$100.002/17/2011 4:59:15 PM
bid-czar8$100.002/17/2011 5:04:20 PM
Tylerh$100.002/17/2011 10:42:58 PM
Bank_Of_XL$25.002/18/2011 5:34:57 AM
radforj22$25.002/18/2011 1:53:01 PM
Artist_Blue$25.002/19/2011 2:39:39 AM
the-silver-blaster$50.002/19/2011 11:07:50 AM
choss02$100.002/19/2011 12:06:22 PM
reflective-rupee$1,000.772/20/2011 7:21:02 AM
DasMula$27.002/20/2011 11:03:54 AM
1randyp$100.002/20/2011 4:00:55 PM
1randyp$100.002/20/2011 3:57:46 PM
principal-injector2$50.002/20/2011 3:44:53 PM
magnetic-dedication3$25.002/20/2011 6:56:03 PM
investor_101$50.002/20/2011 8:54:05 PM
enchanted-yield4$25.002/21/2011 6:45:20 AM
Corellia$100.002/21/2011 8:46:54 AM
mgking007$25.002/21/2011 9:38:19 AM
brightest-dynamic-peace$25.002/21/2011 9:56:26 AM
credit-observatory$25.002/21/2011 10:01:34 AM
orderly-leverage$100.002/21/2011 10:09:54 AM
gain-gourd$100.002/21/2011 12:01:21 PM
fund-tom-tom6$50.002/21/2011 12:15:19 PM
inspiring-reward$150.002/21/2011 12:55:23 PM
jigsaw$100.002/21/2011 1:31:56 PM
cathexis$25.002/21/2011 1:40:51 PM
Fenix878$25.002/21/2011 2:09:57 PM
trade-boots1$50.002/21/2011 2:11:51 PM
moola-escalator$50.002/21/2011 2:10:55 PM
the-money-gargantuan$25.002/21/2011 4:59:42 PM
innocent-deal$50.002/21/2011 6:19:13 PM
coin-investor$25.002/21/2011 7:54:02 PM
barefootpaul$35.002/21/2011 8:09:46 PM
supersarah61$50.002/21/2011 7:39:08 PM
authoritative-capital$25.002/21/2011 10:39:18 PM
Ripsaw4U$50.002/22/2011 1:09:25 AM
cutter21$25.002/22/2011 11:52:11 AM
wonderful-currency$50.002/22/2011 9:41:11 AM
dime-revelry$25.002/22/2011 9:40:25 AM
mtquan$25.002/22/2011 1:15:19 PM
LendGuy$25.002/22/2011 12:55:25 PM
slojudy$42.622/22/2011 4:19:33 PM
bill-expert$50.002/22/2011 5:23:26 PM
harperpotok$100.002/22/2011 5:30:36 PM
1800porsche$25.002/22/2011 5:53:07 PM
wise-spiritual-commitment$50.002/22/2011 5:53:21 PM
Peterman$25.002/22/2011 7:15:21 PM
proud-silver0$50.002/22/2011 8:19:11 PM
SecondChanceLendingSERV$50.002/23/2011 7:20:25 AM
worker943$50.002/23/2011 9:40:30 AM
Isotope$25.002/23/2011 12:52:32 PM
shrewd-income$50.002/23/2011 3:41:48 PM
jeffld$50.002/23/2011 1:26:21 PM
platinum-scientist9$25.002/23/2011 4:59:13 PM
genius520$100.002/23/2011 5:59:57 PM
ultimate-payment$50.002/23/2011 7:52:20 PM
Ocean713$50.002/23/2011 9:51:20 PM
majikthanos$50.002/23/2011 8:02:22 PM
grampy48$40.002/24/2011 8:41:16 AM
treasure-pipeline$50.002/24/2011 10:16:56 AM
handy-point5$25.002/24/2011 12:42:34 PM
WalnutCreekguy$50.002/24/2011 11:37:53 AM
loyalist1$200.002/24/2011 2:17:24 PM
alextiff01$25.002/24/2011 5:58:58 PM
TK4$50.002/24/2011 5:57:56 PM
rdav$25.002/24/2011 5:58:18 PM
onecooldrink$25.002/24/2011 11:13:58 PM
efficient-treasure0$25.002/24/2011 9:36:23 PM
treasure-bison$32.152/25/2011 6:34:51 AM
a-finance-nirvana$25.002/25/2011 1:35:15 AM
pythia$25.002/25/2011 3:10:56 AM
texasadam$100.002/25/2011 9:32:17 AM
lovely-return7$25.002/25/2011 10:01:58 AM
cash-reaction2$50.002/25/2011 3:02:01 PM
upbeat-fund$25.002/25/2011 3:02:25 PM
skuba$50.002/25/2011 3:02:33 PM
Goodlender42$25.002/25/2011 3:21:29 PM
loss-of-control$50.002/25/2011 4:42:32 PM
Weaverville$25.002/25/2011 1:53:24 PM
point-kitten6$50.002/25/2011 3:01:52 PM
pdxKurt$50.002/25/2011 3:02:06 PM
gain-equator$25.002/25/2011 3:02:38 PM
Katburg$50.002/25/2011 2:26:32 PM
bigphish$25.002/25/2011 3:02:30 PM
Slend49$25.002/25/2011 4:47:24 PM
bigrpf5$42.522/26/2011 12:52:04 AM
smart-gain$50.002/25/2011 3:57:05 PM
Veltliner$25.002/26/2011 12:54:56 AM
Aimvest$25.002/26/2011 1:06:23 AM
GenerousGentleMan$51.342/26/2011 1:09:32 AM
Aveon$25.002/26/2011 1:18:11 AM
Nothus$25.002/26/2011 1:19:41 AM
lcole32$25.002/26/2011 1:20:42 AM
Gabriel02$25.002/26/2011 1:35:02 AM
breadbroker$25.002/26/2011 1:40:15 AM
loot-heart$25.002/26/2011 1:51:19 AM
Mindful7$25.002/26/2011 6:36:53 AM
yonderalaska$40.452/25/2011 10:19:43 PM
brazilofmux$67.662/26/2011 12:54:38 AM
stikman$25.002/26/2011 1:02:18 AM
hermosaloan$25.002/26/2011 1:03:39 AM
HawaiianHelper$50.002/26/2011 12:31:47 AM
Herluftrolle$26.412/26/2011 1:05:24 AM
SastreMason$25.002/26/2011 12:51:42 AM
Hogan55$27.652/26/2011 1:06:08 AM
atlaaron$25.002/26/2011 1:07:50 AM
DadWarbucks$59.022/26/2011 1:24:02 AM
granitepk$50.002/26/2011 10:26:17 AM
Shockem923$25.002/26/2011 1:19:12 AM
amijo$25.002/26/2011 1:19:34 AM
narblark$37.032/26/2011 1:21:52 AM
museic1$32.492/26/2011 1:22:58 AM
gazer8$25.002/26/2011 10:45:33 AM
MoneyBagsRUs$25.002/26/2011 1:32:49 AM
DcUnited$30.002/26/2011 1:24:58 AM
shawndw$26.612/26/2011 1:34:18 AM
calm-deal7$25.002/26/2011 1:36:10 AM
rsd4444$25.002/26/2011 1:32:29 AM
devoider$25.002/26/2011 1:33:12 AM
wise-deal-panda$25.002/26/2011 1:49:00 AM
investment-comet$25.002/26/2011 1:38:10 AM
crawfingers$25.002/26/2011 1:38:44 AM
mammalian4$25.002/26/2011 1:52:23 AM
credit-vinyl$25.002/26/2011 1:47:37 AM
bullwink27$25.002/26/2011 6:42:33 AM
wonderful-rupee$25.002/26/2011 12:06:05 PM
thankful-nickel2$25.002/26/2011 2:22:01 PM
tranquil-diversification8$50.002/27/2011 1:11:16 PM
LandoC1$25.002/26/2011 10:27:32 PM
credit-coach118$25.732/27/2011 1:22:44 PM
BaxterEvil$25.002/26/2011 9:01:21 PM
Tasmir$25.002/27/2011 5:21:20 AM
adhocboy$29.002/27/2011 5:37:37 AM
cmartaz$25.002/27/2011 5:29:55 PM
bdpres1$50.002/27/2011 11:56:04 AM
bradania$25.002/27/2011 10:36:17 PM
psycardis$30.002/27/2011 11:28:03 PM
AM2008$25.002/27/2011 12:07:42 PM
gatorjh$25.002/28/2011 7:38:20 AM
compassionate-dime0$50.002/27/2011 2:36:19 PM
AGSLending$25.002/27/2011 1:08:29 PM
forthright-trade$25.002/27/2011 2:52:09 PM
Hiro07$25.002/27/2011 2:16:09 PM
youngtrader$100.002/27/2011 4:05:05 PM
HoyaHeel$25.002/27/2011 7:26:44 PM
thomkozik$27.152/28/2011 9:31:55 AM
philantist$30.002/28/2011 9:32:03 AM
barchibald$50.002/28/2011 9:32:18 AM
bold-worth-vinyl$50.002/28/2011 9:35:06 AM
listing-exchanger596$44.132/28/2011 2:08:00 AM
fulfilling-investment4$25.002/28/2011 9:35:22 AM
thajr$25.002/28/2011 7:28:13 AM
grlscz$25.002/28/2011 8:41:24 AM
sgt-schultz$28.002/28/2011 7:53:53 AM
green-moola-platoon$50.002/28/2011 9:32:55 AM
wampum-lava5$50.002/28/2011 9:31:38 AM
balance-computer9$50.002/28/2011 9:35:07 AM
bold-basis-supernova$50.002/28/2011 9:36:01 AM
kulender$100.002/17/2011 9:07:57 AM
benjamins-utopia$100.002/17/2011 9:12:45 AM
BxRealtor$25.002/17/2011 9:14:09 AM
macjp123$25.002/17/2011 9:26:31 AM
velocity-solo$25.002/17/2011 9:28:00 AM
kanemochi$25.002/17/2011 10:01:15 AM
irrelevant$50.002/17/2011 11:35:08 AM
competent-p2p$70.002/17/2011 2:09:39 PM
Tradesmanlender$35.002/17/2011 2:31:02 PM
psonicl$50.002/17/2011 2:28:51 PM
reward-tsunami7$50.002/17/2011 4:42:59 PM
helpful-credit156$25.002/18/2011 9:10:17 AM
marketplace-cello5$50.002/19/2011 2:03:55 AM
auction-seeker$25.002/19/2011 3:31:26 PM
soulful-dime1$31.312/19/2011 10:22:41 PM
MadHun$100.002/19/2011 8:59:30 PM
spy0$25.002/20/2011 7:24:16 AM
jeffpac$50.002/21/2011 6:44:49 AM
momoney2lend$25.002/21/2011 8:50:30 AM
rebellender$25.002/21/2011 10:05:40 AM
agalt$75.002/21/2011 12:11:28 PM
jbaum$40.002/21/2011 12:20:27 PM
green-thoughtful-yield$100.002/21/2011 12:24:00 PM
astute-investment5$25.002/21/2011 12:33:10 PM
admirable-income9$25.002/21/2011 1:06:52 PM
CA-Lender$25.002/21/2011 1:09:00 PM
xchach1ng$25.002/21/2011 1:44:52 PM
best-ingenious-funds$25.002/21/2011 4:00:27 PM
Preteur$25.002/21/2011 4:19:22 PM
jazzlender$25.002/21/2011 4:44:39 PM
flexible-fund6$50.002/21/2011 4:45:01 PM
friendly-credit2$25.002/21/2011 5:56:07 PM
ValyaLibra01$25.002/21/2011 6:05:23 PM
meenan$50.002/21/2011 7:24:36 PM
loanman2007$100.002/22/2011 5:34:03 AM
reasonable-capital4$25.002/22/2011 10:20:45 AM
top-epic-community$50.002/22/2011 12:21:03 PM
ashirey$50.002/22/2011 12:33:28 PM
TikPmp1$25.002/22/2011 12:10:43 PM
trade-freshmaker$50.002/22/2011 1:35:34 PM
sincere-balance$25.002/22/2011 4:53:20 PM
gethsemane4$25.002/22/2011 5:31:29 PM
Preferred-Lender$25.002/22/2011 5:31:53 PM
shrewd-income$50.002/22/2011 5:47:49 PM
point-shooter$50.002/22/2011 5:53:34 PM
hope-hickory$25.002/22/2011 6:40:05 PM
YosemiteSam$25.002/23/2011 5:23:29 AM
GElender$50.002/23/2011 5:44:25 AM
T-Bizzone$25.002/23/2011 8:30:59 AM
Gr8Deal$50.002/23/2011 8:00:24 AM
mckhbnpc$30.002/23/2011 9:02:00 AM
silvercertificate$25.002/23/2011 11:06:18 AM
skillful-auction$50.002/23/2011 9:42:18 AM
friendly-market5$25.002/23/2011 3:51:10 PM
the-worthy-income$25.002/23/2011 2:31:36 PM
wrighco$25.002/23/2011 4:06:19 PM
jescowa$50.002/23/2011 4:56:13 PM
affluence-tycoon$50.002/24/2011 6:51:21 AM
worth-arch$25.002/24/2011 9:32:13 AM
streak269$25.002/24/2011 9:31:57 AM
Raaveness$50.002/24/2011 9:31:03 AM
simeonthewhale$46.352/24/2011 3:44:56 PM
wwwUniversal$25.002/25/2011 1:29:56 AM
mike279766$25.002/24/2011 9:11:14 PM
ideal-platinum1$25.002/25/2011 4:06:19 AM
jamschmidt$25.002/24/2011 9:47:37 PM
integrity-doctor$100.002/25/2011 7:55:21 AM
EtaDuck$25.002/25/2011 9:31:50 AM
KryptonWare-com$25.002/25/2011 9:33:10 AM
the-enterprising-leverage$25.002/25/2011 10:23:39 AM
income-champion$50.002/25/2011 9:31:13 AM
gold-sushi$25.002/25/2011 9:32:55 AM
Clambake$100.002/25/2011 3:01:53 PM
haplender$50.002/25/2011 3:02:00 PM
grf1945$35.002/25/2011 3:02:04 PM
intuitive-integrity9$50.002/25/2011 3:02:26 PM
AF-Chief$50.002/25/2011 3:02:34 PM
fishintime$100.002/25/2011 3:02:40 PM
moola-dojo$50.002/25/2011 3:52:38 PM
credit-coach118$45.002/25/2011 7:47:49 PM
ladybird1$50.002/25/2011 3:01:58 PM
gracej$25.002/25/2011 3:02:16 PM
jenkris$25.002/25/2011 3:02:31 PM
trustu$50.002/25/2011 3:01:49 PM
organized-dedication9$50.002/25/2011 3:01:57 PM
best-phenomenal-treasure$25.002/25/2011 8:57:35 PM
IIP77$25.002/25/2011 3:02:19 PM
peripatetic$25.002/25/2011 3:02:27 PM
sensible-order2$100.002/25/2011 3:02:43 PM
loan-master996$50.002/25/2011 3:16:18 PM
E_G$50.002/25/2011 3:21:06 PM
rmachi$25.002/26/2011 12:46:37 AM
What-goes-around-comes-around$31.172/25/2011 3:52:42 PM
kanewna$34.962/26/2011 12:51:58 AM
InvestorPartners$25.002/26/2011 12:53:23 AM
PaulW$25.002/26/2011 12:53:48 AM
zeelender$25.002/26/2011 12:54:12 AM
RB_Double-A_Bravo$25.002/26/2011 1:04:52 AM
mmckune$25.002/26/2011 1:07:46 AM
anders94$38.282/26/2011 1:08:33 AM
Victor-E-Lane$25.002/26/2011 1:18:18 AM
bobby4u3$25.002/26/2011 1:18:49 AM
helpinghand63$25.002/26/2011 1:20:49 AM
Spring342$50.002/26/2011 1:22:54 AM
lostontheedge$25.002/26/2011 1:24:15 AM
Loans101$25.002/26/2011 1:33:03 AM
capital-dynamo0$25.272/26/2011 1:48:15 AM
stormwatch$25.002/25/2011 6:01:04 PM
keeks$25.002/26/2011 12:13:44 AM
pi31415$25.002/26/2011 12:52:10 AM
flopcat$41.372/26/2011 12:52:49 AM
Sixmil$31.062/26/2011 12:55:14 AM
PJE$25.002/26/2011 1:02:22 AM
THREE-POINTS-LENDING$26.682/26/2011 1:03:59 AM
silverloan$34.722/26/2011 1:04:26 AM
Leopoldine$25.002/26/2011 1:06:30 AM
Cheburashka$25.002/26/2011 1:06:52 AM
p1k4blu$25.002/26/2011 1:07:36 AM
capital-web7$50.002/26/2011 10:11:11 AM
bomdel$25.002/26/2011 1:22:39 AM
rulender$50.002/26/2011 1:23:20 AM
peb44$25.002/26/2011 1:23:47 AM
fireboss$44.822/26/2011 1:20:53 AM
Cre8iveCash$25.002/26/2011 1:22:02 AM
Opportunity4you$25.002/26/2011 1:24:10 AM
careful-penny$25.002/26/2011 10:52:44 AM
miket71$50.002/26/2011 1:25:55 AM
hrubinst$49.052/26/2011 1:26:09 AM
camaraderi-workhorse$25.002/26/2011 1:49:07 AM
valiant-liberty4$25.002/26/2011 1:49:26 AM
reward-motion$25.002/26/2011 1:50:54 AM
studious-bonus7$100.002/26/2011 1:51:55 AM
nalaari$25.002/26/2011 1:38:22 AM
active-market$26.772/26/2011 1:49:49 AM
dinero-speaker$25.002/26/2011 1:51:12 AM
Schleproque$50.002/26/2011 2:17:22 AM
elvisloans$25.002/26/2011 6:25:28 AM
gold-disk$50.002/26/2011 3:56:07 PM
carlitos77$696.582/26/2011 5:10:58 PM
thegreatstrafe$25.002/26/2011 7:53:42 PM
mclean_loaner$50.002/26/2011 9:23:01 PM
agile-loan0$25.002/27/2011 8:36:10 AM
hawkhelp$50.002/26/2011 12:31:07 PM
4est$25.002/26/2011 2:06:22 PM
CBO-Enterprise$50.002/26/2011 5:41:44 PM
amra$25.002/26/2011 6:19:32 PM
dime-ninja$50.002/26/2011 6:52:28 PM
durban$25.002/26/2011 8:46:03 PM
Ivan2007$50.002/27/2011 2:06:43 AM
the_finance_guru$50.002/27/2011 11:46:57 AM
scottssm$39.002/27/2011 8:46:45 PM
BankLV$25.002/28/2011 7:17:39 AM
DragonQueen$50.002/27/2011 4:46:21 PM
blue-dollar-viking$25.002/27/2011 5:23:48 PM
Joeburly$50.002/28/2011 9:13:53 AM
Zuzu$25.002/28/2011 9:32:17 AM
reflective-gain$25.002/28/2011 9:34:03 AM
Snoopylover$25.002/28/2011 6:06:45 AM
nycfinance$25.002/28/2011 9:37:33 AM
mobius404$25.002/28/2011 6:41:11 AM
buffalobills$25.002/28/2011 8:04:36 AM
iamricher$25.002/28/2011 9:32:29 AM
christmaslightpro$25.002/28/2011 9:35:37 AM
ferdberfel$50.002/28/2011 9:37:51 AM
hanuman77$50.002/28/2011 9:37:56 AM
334 Investments
 
Borrower Payment Dependent Notes Series 494260
This series of Notes was issued and sold upon the funding of the borrower loan #47503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-27-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $267.36
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1992 Debt/Income ratio: 15%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $416Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: durability-viola Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,100.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2010)
 
Principal balance: $834.17 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Need of second-hand car.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It is suspicious how you DO NOT answer publicly. - jpblan11
A: To jpblan11: I don't know why you are suspicious of me not answering publicly. I've had issues with identify theft in 2010 and since than I'm overly cautious with what I post publicly. In answer to your other regarding rates with car dealers, I'm working on that. I am a hard working person in supporting my family. Thank you. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
2grindstones$25.002/17/2011 5:13:56 PM
kulender$100.002/17/2011 5:25:20 PM
enthralling-deal180$100.002/17/2011 5:32:36 PM
simplelender80$100.002/17/2011 5:45:24 PM
BxRealtor$25.002/17/2011 5:48:58 PM
ac787$25.002/17/2011 6:14:32 PM
Pulchritudinous$25.002/17/2011 6:21:46 PM
don8ter$25.002/17/2011 6:23:22 PM
GrayStudio$25.002/17/2011 6:23:00 PM
HamachiMan$50.002/17/2011 6:24:18 PM
macjp123$25.002/17/2011 6:27:04 PM
jiggaman7$75.002/17/2011 6:28:00 PM
liberty-society5$25.002/17/2011 6:34:57 PM
Tradesmanlender$35.002/17/2011 6:37:57 PM
bid-czar8$45.352/17/2011 6:38:28 PM
sweety075$25.002/17/2011 9:14:17 PM
113121$25.002/18/2011 6:17:55 AM
competent-p2p$70.002/18/2011 8:07:38 AM
heavy_ax$25.002/18/2011 12:29:02 PM
shawnw2$25.002/19/2011 2:25:51 AM
CoolPlexer$25.002/19/2011 3:09:05 AM
credit-bliss8$25.002/19/2011 9:23:50 AM
superb-bonus0$25.002/19/2011 8:06:40 PM
MadHun$100.002/19/2011 8:59:37 PM
hidavehi$25.552/20/2011 8:16:00 AM
principal-injector2$50.002/20/2011 3:44:59 PM
iamdoug$25.002/20/2011 4:55:38 PM
commerce-yeller$30.002/21/2011 8:24:59 AM
momoney2lend$25.002/21/2011 8:50:35 AM
grammaspurse$25.002/21/2011 9:20:44 AM
LiveNow$25.002/21/2011 9:45:45 AM
gain-gourd$100.002/21/2011 12:01:38 PM
jbaum$40.002/21/2011 12:20:33 PM
astute-investment5$25.002/21/2011 12:31:59 PM
admirable-income9$25.002/21/2011 1:06:58 PM
trade-boots1$50.002/21/2011 2:12:00 PM
best-ingenious-funds$25.002/21/2011 4:00:36 PM
innocent-deal$50.002/21/2011 6:19:18 PM
barefootpaul$35.002/21/2011 8:09:50 PM
dime-selector$35.002/21/2011 9:37:30 PM
reasonable-capital4$25.002/22/2011 10:20:50 AM
mtquan$25.002/22/2011 1:15:24 PM
LendGuy$25.002/22/2011 12:55:31 PM
proud-silver0$50.002/22/2011 8:19:21 PM
Gr8Deal$50.002/23/2011 8:00:28 AM
worker943$50.002/23/2011 9:40:40 AM
mystical-bonus7$25.002/23/2011 2:44:33 PM
jescowa$50.002/23/2011 4:56:17 PM
Ocean713$50.002/23/2011 9:51:23 PM
Bank42$41.472/24/2011 12:54:44 AM
FinDoc$25.002/24/2011 1:07:34 AM
ultimate-payment$50.002/23/2011 7:52:25 PM
majikthanos$50.002/23/2011 8:02:26 PM
BidDaddyBigBucks$25.002/24/2011 11:39:12 AM
famous-bill$25.002/24/2011 11:36:26 AM
gilbrear$25.002/24/2011 5:00:56 PM
choss02$100.002/24/2011 11:38:06 AM
Goddess-4-one$26.052/24/2011 8:19:33 PM
agalt$75.002/25/2011 8:36:14 AM
syounker$25.002/25/2011 9:35:02 AM
loan-master996$50.002/25/2011 3:16:22 PM
credit-investor5$50.002/25/2011 1:07:43 PM
Engineer44$25.002/25/2011 5:35:18 PM
fairness-atmosphere$25.002/25/2011 8:46:26 PM
Leshan$200.002/26/2011 7:08:07 AM
mclean_loaner$50.002/25/2011 9:47:29 PM
capital-web7$50.002/26/2011 10:11:15 AM
careful-penny$25.002/26/2011 10:52:47 AM
trade-elm$30.002/26/2011 6:26:19 AM
culldud6900$44.812/26/2011 7:12:39 AM
Frankk2$45.002/26/2011 3:57:49 PM
the_finance_guru$50.002/26/2011 11:34:41 AM
Bantam$50.002/26/2011 4:33:55 PM
savvycash$100.002/26/2011 5:04:38 PM
agile-loan0$25.002/27/2011 8:36:22 AM
YoungTaxMan$25.002/27/2011 12:23:18 PM
McChan$50.002/27/2011 3:28:42 PM
melodious-fairness$50.002/17/2011 5:44:14 PM
benjamins-utopia$50.002/17/2011 5:41:49 PM
SolarMoonshine$25.002/17/2011 5:50:11 PM
incbx$50.002/17/2011 6:27:31 PM
bdkjr$25.002/17/2011 6:31:00 PM
irrelevant$50.002/17/2011 6:32:34 PM
competent-p2p$30.002/17/2011 6:35:07 PM
Tylerh$100.002/17/2011 10:43:21 PM
newest-funds-powerplant$25.002/17/2011 11:40:10 PM
Scotcha$50.002/18/2011 3:27:15 PM
reflective-rupee$100.772/18/2011 4:12:43 PM
lendacity$25.002/19/2011 9:12:41 AM
marketplace-cello5$25.002/19/2011 9:13:48 AM
velocity-solo$25.002/19/2011 9:50:44 AM
all_of_that_one$25.002/19/2011 10:03:56 AM
the-silver-blaster$50.002/19/2011 11:08:00 AM
radforj22$25.002/19/2011 11:38:59 AM
Johnab$25.002/19/2011 11:52:03 AM
Artist_Blue$25.002/19/2011 12:38:25 PM
autonomous-truth$25.002/19/2011 7:08:54 PM
jeffpac$50.002/21/2011 6:44:54 AM
rebellender$25.002/21/2011 10:05:48 AM
orderly-leverage$100.002/21/2011 10:10:00 AM
inspiring-reward$50.002/21/2011 12:54:32 PM
CA-Lender$25.002/21/2011 1:09:03 PM
jigsaw$100.002/21/2011 1:32:15 PM
moola-escalator$50.002/21/2011 2:11:00 PM
JJ-Loans$50.002/21/2011 2:40:35 PM
Preteur$25.002/21/2011 4:19:30 PM
flexible-fund6$50.002/21/2011 4:45:06 PM
the-money-gargantuan$25.002/21/2011 4:59:46 PM
skillful-asset5$25.002/21/2011 7:00:38 PM
meenan$50.002/21/2011 7:24:41 PM
authoritative-capital$25.002/21/2011 10:39:25 PM
dime-revelry$25.002/22/2011 9:40:34 AM
wonderful-currency$50.002/22/2011 9:41:20 AM
TikPmp1$25.002/22/2011 12:10:53 PM
ashirey$50.002/22/2011 12:33:48 PM
stu6703$25.002/22/2011 1:41:52 PM
psonicl$50.002/22/2011 5:53:14 PM
jazzlender$25.002/22/2011 5:33:20 PM
hope-hickory$25.002/22/2011 6:40:14 PM
powerful-finance7$25.002/22/2011 7:48:59 PM
treasure-bliss$50.002/23/2011 2:29:24 AM
orange-preeminant-bill$46.212/23/2011 2:28:00 AM
special-peso$50.002/23/2011 8:20:33 AM
GElender$50.002/23/2011 5:44:35 AM
bullwink27$25.002/23/2011 6:45:59 AM
SecondChanceLendingSERV$50.002/23/2011 7:21:16 AM
razor783$25.002/23/2011 2:45:17 PM
friendly-market5$25.002/23/2011 3:51:15 PM
the-worthy-income$25.002/23/2011 2:31:40 PM
platinum-scientist9$25.002/23/2011 4:59:54 PM
bonus-quark4$25.002/24/2011 6:33:40 AM
affluence-tycoon$50.002/24/2011 6:51:28 AM
treasure-pipeline$50.002/24/2011 10:17:00 AM
350DGRZ$25.002/24/2011 11:36:23 AM
versatile-commerce$25.002/24/2011 11:36:57 AM
lender12345$25.002/24/2011 1:39:19 PM
loyalist1$200.002/24/2011 2:17:26 PM
rate-gravity$25.002/24/2011 11:36:25 AM
Ripsaw4U$50.002/24/2011 11:36:44 AM
debt-force$25.002/24/2011 11:39:55 AM
honorable-durability0$25.002/24/2011 1:48:17 PM
veneziani$25.002/24/2011 5:31:04 PM
enchanted-yield4$50.002/24/2011 5:56:55 PM
efficient-treasure0$25.002/24/2011 9:36:32 PM
jamschmidt$25.002/24/2011 9:47:50 PM
yield-lion2$25.002/25/2011 1:46:47 AM
a-finance-nirvana$25.002/25/2011 1:35:28 AM
fabulous-community4$25.002/25/2011 1:47:54 AM
mikeandcat$50.002/25/2011 5:40:51 AM
dollardave$100.002/25/2011 10:31:14 AM
texasadam$100.002/25/2011 9:32:21 AM
the-enterprising-leverage$25.002/25/2011 10:23:44 AM
Southbay96$50.002/25/2011 11:22:13 AM
HomerdohNY$25.002/25/2011 3:11:28 PM
moola-pillow$25.002/25/2011 5:52:49 PM
heerzaquestion$25.002/25/2011 4:19:25 PM
bondhedger$25.002/25/2011 9:51:19 PM
Slend49$25.002/25/2011 4:47:29 PM
Ols744$25.002/25/2011 5:11:51 PM
credit-coach118$45.002/25/2011 8:10:03 PM
keeks$25.002/26/2011 12:16:56 AM
HawaiianHelper$50.002/26/2011 12:35:52 AM
IIP77$25.002/26/2011 3:36:04 AM
averagefore$25.002/26/2011 9:34:43 AM
granitepk$50.002/26/2011 10:26:25 AM
CBO-Enterprise$50.002/26/2011 5:41:47 PM
InvestForWealth$25.002/26/2011 6:42:51 PM
durban$25.002/26/2011 8:46:10 PM
compassionate-dime0$50.002/27/2011 2:36:24 PM
cognizant-responsibility9$25.002/27/2011 8:26:54 AM
bdpres1$50.002/27/2011 11:56:12 AM
youngtrader$375.002/27/2011 4:03:49 PM
172 Investments
 
Borrower Payment Dependent Notes Series 494328
This series of Notes was issued and sold upon the funding of the borrower loan #47495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-24-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1985 Debt/Income ratio: 9%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $130,586Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: AJJSJ Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Improvement
Purpose of loan:
This loan will be used to update rental propert

My financial situation:
I am a good candidate for this loan because property is already rented at positive cash flow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:48 PM
kenji4861$25.002/17/2011 5:40:23 PM
BaxterEvil$25.002/17/2011 6:00:25 PM
nimble-money0$25.002/17/2011 6:01:17 PM
blot44$25.002/17/2011 6:07:30 PM
compoundinterest$50.002/17/2011 6:10:28 PM
don8ter$25.002/17/2011 6:11:02 PM
truth-image$50.002/17/2011 6:16:32 PM
youqianderen$50.002/17/2011 6:15:34 PM
hitsman$50.002/17/2011 6:18:26 PM
Brisket_Bob$25.002/17/2011 6:18:58 PM
the-upbeat-p2p$50.002/17/2011 6:29:15 PM
choss02$50.002/17/2011 6:30:27 PM
community-pipeline$25.002/17/2011 6:31:53 PM
exchange-pledge$100.002/17/2011 6:35:31 PM
BidDaddyBigBucks$25.002/17/2011 6:37:17 PM
Tylerh$100.002/17/2011 10:40:26 PM
orindalender$50.002/18/2011 6:50:30 AM
damage$25.002/18/2011 10:11:35 AM
Phantom99$100.002/18/2011 10:12:40 AM
reflective-rupee$25.772/18/2011 4:20:25 PM
wwwUniversal$25.002/19/2011 10:00:53 AM
velocity-solo$25.002/19/2011 12:37:55 PM
p123$25.002/19/2011 12:40:47 PM
Chosen-one$25.002/20/2011 2:11:13 PM
unrelenting-auction7$25.002/20/2011 6:24:36 PM
investor_101$50.002/20/2011 8:54:26 PM
radforj22$50.002/21/2011 1:21:11 AM
kindness-dessert$25.002/21/2011 1:29:12 AM
truth-magma$25.002/21/2011 6:37:37 AM
systematic-dollar9$25.002/21/2011 9:31:27 AM
Pickmar$25.002/21/2011 12:45:39 PM
rebellender$50.002/21/2011 12:51:08 PM
BoughtTheFarm$25.002/21/2011 12:50:40 PM
Fenix878$25.002/21/2011 2:09:10 PM
authoritative-loot$25.002/21/2011 2:21:21 PM
supersarah61$50.002/21/2011 7:39:19 PM
nuclearmoose$25.002/21/2011 8:34:32 PM
authoritative-capital$25.002/21/2011 10:29:42 PM
a-restless-dollar$50.002/22/2011 7:58:19 AM
proud-gold9$50.002/22/2011 9:44:09 AM
resolute-return1$25.002/22/2011 12:04:22 PM
TikPmp1$25.002/22/2011 12:10:05 PM
1800porsche$25.002/22/2011 5:03:07 PM
buckyhead2000$25.002/22/2011 5:47:54 PM
lgs83$25.002/22/2011 5:49:16 PM
withfries2$50.002/22/2011 5:51:39 PM
nikebootie$25.002/22/2011 11:06:09 PM
Dollars4Rent$42.942/23/2011 1:57:13 AM
economy-orchid$25.002/23/2011 9:39:41 AM
sensible-order2$100.002/23/2011 12:22:02 PM
SecondChanceLendingSERV$50.002/23/2011 3:52:52 PM
108lender$100.002/23/2011 4:49:39 PM
duty-windmill$25.002/23/2011 5:59:23 PM
azarael$25.002/23/2011 6:06:39 PM
eCapital$25.002/23/2011 5:14:04 PM
wildcard451$25.002/23/2011 8:17:22 PM
jonandmeg21$50.002/23/2011 5:58:37 PM
kid8549$25.002/23/2011 5:59:19 PM
thedoctor$69.342/24/2011 12:47:53 AM
Snoopylover$25.002/24/2011 12:56:41 AM
big_oaks$50.002/23/2011 9:26:00 PM
Rammuel$25.002/24/2011 12:46:44 AM
adama_48$25.002/24/2011 1:05:32 AM
networks4ever$25.002/24/2011 12:16:14 AM
found$24.252/24/2011 8:30:51 AM
a-responsible-return$50.002/17/2011 5:57:00 PM
Pulchritudinous$25.002/17/2011 6:06:41 PM
organized-payment6$25.002/17/2011 6:08:30 PM
DukSerduk$25.002/17/2011 6:11:52 PM
CBO-Enterprise$50.002/17/2011 6:12:41 PM
jenkris$25.002/17/2011 6:13:50 PM
meux99$25.002/17/2011 6:14:23 PM
benjamins-utopia$100.002/17/2011 6:17:28 PM
KWarrior$50.002/17/2011 6:19:16 PM
camaraderi-atmosphere$100.002/17/2011 6:21:08 PM
axl163$25.002/17/2011 6:20:28 PM
scrappy-bonus2$25.002/17/2011 6:21:55 PM
sk10023$25.002/17/2011 6:28:34 PM
docdekay$100.002/17/2011 6:31:16 PM
cashhelp$60.002/18/2011 3:29:00 PM
restless-currency$50.002/18/2011 5:59:31 PM
bowdish1$50.002/19/2011 3:10:53 AM
a-versatile-power$25.002/19/2011 4:40:37 AM
fallentimbers$25.002/19/2011 7:00:51 AM
Goodlender42$25.002/20/2011 9:49:53 AM
cebgop$25.002/21/2011 1:04:17 AM
ogmanny$50.002/21/2011 1:29:34 AM
jeffpac$50.002/21/2011 6:36:44 AM
tenacious-compassion9$25.002/21/2011 8:05:59 AM
toronado$100.002/21/2011 8:43:08 AM
competent-p2p$50.002/21/2011 10:39:45 AM
GiftViftdotcom$25.002/21/2011 11:59:54 AM
cristy05$25.002/21/2011 12:23:01 PM
rockstar78$50.002/21/2011 12:45:44 PM
best-ingenious-funds$25.002/21/2011 3:59:38 PM
Preteur$25.002/21/2011 4:21:01 PM
p2ploan-sensation211$25.002/21/2011 4:59:07 PM
indomitable-coin$50.002/21/2011 7:26:31 PM
GiftViftdotcom$25.002/21/2011 7:17:39 PM
wrighco$25.002/21/2011 8:05:01 PM
Graces$50.002/21/2011 11:18:57 PM
mizount$25.002/22/2011 5:59:49 AM
racing777$50.002/22/2011 1:09:24 PM
LendGuy$50.002/22/2011 12:54:45 PM
cash-backer8$50.002/22/2011 1:18:04 PM
evnagelist$50.002/22/2011 1:27:01 PM
BankingFamily$50.002/22/2011 5:02:46 PM
taal1$50.002/22/2011 5:49:25 PM
skuba$50.002/22/2011 5:26:38 PM
gulab77$50.002/22/2011 5:34:28 PM
yoyoclock$35.002/23/2011 3:05:08 AM
currency-persimmon$25.002/23/2011 9:43:23 AM
Guiren$122.552/23/2011 2:02:01 PM
auction-architect7$35.152/23/2011 2:38:44 PM
useful-camaraderi7$100.002/23/2011 12:44:15 PM
minista$25.002/23/2011 4:52:54 PM
zone6$50.002/24/2011 1:44:46 AM
Boba1964$25.002/24/2011 1:03:48 AM
greenback-guard$25.002/24/2011 1:57:05 AM
cognizant-rate732$25.002/24/2011 1:40:36 AM
DadWarbucks$60.002/24/2011 8:06:34 AM
122 Investments
 
Borrower Payment Dependent Notes Series 494396
This series of Notes was issued and sold upon the funding of the borrower loan #47527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,400.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $203.22
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1995 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,731Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: compatible-velocity9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I wish to sever ties with my bank
Purpose of loan:
This loan will be used to consolidate debt, eliminate my last relationship with a too big to fail bank (I have moved my assets to a credit union, but I still have an overdraft protection and credit card balance with that bank.)

My financial situation:
I am a good candidate for this loan because I have a job with a steady income, and I recognize the need to maintain my good name. I have never been delinquent on a loan in my entire life. I have used credit in various situations for over 15 years.

Also, I recognize that with the economy as it is today that it's extremely important to get into fixed-rate loans as opposed to variable-rate loans. Changing conditions in the world can cause an undesirable outcome very quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: can you list loan balances? Have you considered balance transfer ? - sk10023
A: Yes, I'm doing balance transfers. I have another line that has a portion of its balance that is variable rate, so I've done a balance transfer to eliminate that balance. This loan is to close out two lines. I plan on cancelling them when paid. I'd prefer not to list exact $ amounts. The listing shows info about my standing. I will point out that I have been employed continuously for over 10 years in my present line of work, but my line of work involves changing jobs from time to time. (Feb-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:26:17 PM
enthralling-deal180$75.002/17/2011 5:37:04 PM
vutah$25.002/17/2011 5:48:30 PM
organized-payment6$50.002/17/2011 6:03:04 PM
dime-smasher5$25.002/17/2011 6:05:59 PM
don8ter$25.002/17/2011 6:23:36 PM
Tylerh$100.002/17/2011 10:43:51 PM
Edwardtomo$35.002/18/2011 1:50:15 PM
groovychick$25.002/18/2011 10:21:50 PM
velocity-solo$25.002/19/2011 4:16:39 AM
wirebutterfly$75.002/19/2011 7:58:59 PM
principal-bull$25.002/20/2011 5:35:10 PM
rebellender$25.002/21/2011 10:06:03 AM
Azonic21$25.002/21/2011 10:54:49 AM
gain-gourd$100.002/21/2011 12:01:54 PM
jbaum$40.002/21/2011 12:20:45 PM
jigsaw$100.002/21/2011 1:32:27 PM
moola-escalator$50.002/21/2011 2:11:08 PM
best-ingenious-funds$25.002/21/2011 4:00:46 PM
meenan$50.002/21/2011 7:24:48 PM
BidDaddyBigBucks$50.002/21/2011 8:08:41 PM
barefootpaul$35.002/21/2011 8:09:56 PM
Ripsaw4U$50.002/22/2011 1:09:47 AM
TikPmp1$25.002/22/2011 12:10:58 PM
One1putt$50.002/22/2011 12:47:44 PM
top-epic-community$50.002/22/2011 12:21:22 PM
ashirey$50.002/22/2011 12:34:16 PM
competent-p2p$25.002/22/2011 1:17:36 PM
caring-hope2$50.002/22/2011 2:37:49 PM
investor_101$50.002/22/2011 1:56:51 PM
lendacity$25.002/22/2011 5:32:08 PM
powerful-finance7$25.002/22/2011 7:49:03 PM
hope-hickory$25.002/22/2011 6:40:22 PM
proud-silver0$50.002/22/2011 8:19:27 PM
Gr8Deal$50.002/23/2011 8:00:31 AM
GElender$50.002/23/2011 5:44:42 AM
bullwink27$25.002/23/2011 6:45:50 AM
worker943$50.002/23/2011 9:40:46 AM
jescowa$50.002/23/2011 4:56:20 PM
friendly-market5$25.002/23/2011 3:51:21 PM
thankful-nickel2$25.002/23/2011 4:19:00 PM
ultimate-payment$50.002/23/2011 7:52:31 PM
affluence-tycoon$50.002/24/2011 6:51:31 AM
mspiggybank$100.002/24/2011 7:02:27 AM
myextracash$25.002/24/2011 2:04:48 PM
mrmojado$27.362/24/2011 3:13:14 PM
ichibon$125.002/25/2011 1:02:23 AM
efficient-treasure0$25.002/24/2011 9:36:38 PM
jamschmidt$25.002/24/2011 9:47:55 PM
octoberfresh$26.502/25/2011 1:07:28 AM
fair_rates$25.002/25/2011 1:13:58 AM
Lubava$25.002/25/2011 7:29:13 AM
a-finance-nirvana$25.002/25/2011 8:38:11 AM
NaperLender$50.002/25/2011 1:40:58 PM
Lendomatic$32.172/25/2011 10:00:15 AM
wwwUniversal$25.002/25/2011 3:02:50 PM
balance-force$25.002/25/2011 11:51:51 AM
reward-cosmos$25.002/25/2011 11:21:45 AM
socal-lender$25.002/25/2011 11:46:26 AM
chererat$100.002/25/2011 4:52:28 PM
credit-investor5$50.002/25/2011 1:07:49 PM
dollarboy$25.002/25/2011 2:00:11 PM
James951$75.002/25/2011 4:51:59 PM
Peacepower$25.002/25/2011 5:53:37 PM
mclean_loaner$50.002/25/2011 9:41:32 PM
toocautious$78.002/26/2011 8:59:44 AM
rocket86$50.002/26/2011 9:49:47 AM
IIP77$25.002/26/2011 3:36:08 AM
BankofRa$25.002/26/2011 7:11:11 AM
sportcraft18$40.002/26/2011 7:25:23 AM
sab$25.002/26/2011 8:44:38 AM
spiff666$25.002/26/2011 9:00:11 AM
gustavholstopus32$25.002/26/2011 9:26:01 AM
capital-web7$50.002/26/2011 10:11:17 AM
benjamins-utopia$50.002/17/2011 5:42:48 PM
BxRealtor$25.002/17/2011 5:49:35 PM
simplelender80$100.002/17/2011 5:46:14 PM
melodious-fairness$100.002/17/2011 6:02:26 PM
AFairDeal$75.002/17/2011 6:04:10 PM
Tradesmanlender$50.002/17/2011 6:09:44 PM
HamachiMan$50.002/17/2011 6:24:34 PM
macjp123$25.002/17/2011 6:26:52 PM
irrelevant$50.002/17/2011 6:32:57 PM
newest-funds-powerplant$25.002/17/2011 7:19:38 PM
radforj22$25.002/19/2011 11:39:13 AM
MadHun$100.002/19/2011 8:59:44 PM
principal-injector2$50.002/20/2011 3:45:10 PM
MoneyTree79$50.002/21/2011 7:11:44 AM
commerce-yeller$30.002/21/2011 8:25:07 AM
GrayStudio$25.002/21/2011 9:01:05 AM
hs112a$37.502/21/2011 9:20:51 AM
powerful-greenback2$25.002/21/2011 11:10:13 AM
RetirementMoney$25.002/21/2011 11:06:37 AM
admirable-income9$25.002/21/2011 1:07:05 PM
Preteur$25.002/21/2011 4:19:40 PM
flexible-fund6$50.002/21/2011 4:45:17 PM
innocent-deal$50.002/21/2011 6:19:40 PM
Artist_Blue$25.002/22/2011 6:16:49 AM
JJ9876$25.002/22/2011 12:09:34 PM
jeffpac$50.002/22/2011 1:55:27 PM
authoritative-capital$25.002/22/2011 2:14:26 PM
EJF$50.002/22/2011 3:55:08 PM
elbastador$25.002/22/2011 5:27:56 PM
bid-czar8$100.002/22/2011 5:53:18 PM
value-sequoia8$25.002/22/2011 6:23:44 PM
NighthawkFoo$50.002/22/2011 6:20:10 PM
payment-silo$200.002/22/2011 7:52:46 PM
investorrr$64.902/22/2011 9:51:15 PM
sandeepPR$25.002/23/2011 12:24:08 AM
RandyL3$25.002/23/2011 2:09:00 AM
indomitable-coin$50.002/23/2011 3:43:58 AM
special-peso$50.002/23/2011 8:20:45 AM
SecondChanceLendingSERV$50.002/23/2011 7:43:33 AM
terrific-return$50.002/23/2011 8:54:27 AM
economy-orchid$25.002/23/2011 9:39:42 AM
the-worthy-income$25.002/23/2011 2:31:44 PM
jazzlender$25.002/23/2011 4:50:37 PM
Astyanax$35.002/23/2011 5:13:50 PM
goodcents$25.002/23/2011 6:56:35 PM
Ocean713$50.002/23/2011 9:51:26 PM
crw1950$60.322/24/2011 5:43:14 AM
treasure-pipeline$50.002/24/2011 10:17:03 AM
Aaron_Oz$25.002/24/2011 4:36:49 PM
adama_48$25.002/24/2011 6:19:01 PM
Brisket_Bob$98.992/25/2011 4:49:42 AM
syounker$25.002/25/2011 9:35:07 AM
the-enterprising-leverage$25.002/25/2011 10:23:47 AM
lastelias$45.002/25/2011 10:23:57 AM
astute-benjamins$25.002/25/2011 3:13:58 PM
new-poetic-transaction$30.822/25/2011 4:00:55 PM
Slend49$25.002/25/2011 4:47:36 PM
fairness-raker5$100.002/25/2011 1:05:35 PM
orderly-leverage$100.002/25/2011 3:01:51 PM
kmr2$100.002/25/2011 3:02:15 PM
virtuous-coin$25.002/25/2011 4:26:09 PM
jetsons6866$50.002/25/2011 4:47:35 PM
CPA-Banker$25.002/25/2011 3:32:14 PM
Engineer44$30.002/25/2011 5:33:16 PM
farly13$39.002/25/2011 10:43:12 PM
HawaiianHelper$50.002/26/2011 12:28:34 AM
goodhearted-gold3$25.002/26/2011 9:53:35 AM
Bank42$50.002/26/2011 1:08:08 AM
mammalian4$25.002/26/2011 1:52:26 AM
bankojerry$30.002/26/2011 5:04:12 AM
144 Investments
 
Borrower Payment Dependent Notes Series 494404
This series of Notes was issued and sold upon the funding of the borrower loan #47521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Feb-27-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $263.13
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1994 Debt/Income ratio: 3%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:15y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $87,809Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: reliable-money8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff a high interest credit card.

My financial situation:
I am a good candidate for this loan because I have a history of good credit scores, a history of paying my debts on time and I have a solid career in the Information Technology sector.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
GoldenGo4$100.002/17/2011 5:22:53 PM
kenji4861$25.002/17/2011 5:40:40 PM
Pulchritudinous$25.002/17/2011 6:06:47 PM
don8ter$25.002/17/2011 6:11:13 PM
DukSerduk$25.002/17/2011 6:12:03 PM
meux99$25.002/17/2011 6:14:31 PM
hitsman$50.002/17/2011 6:18:33 PM
KWarrior$50.002/17/2011 6:19:22 PM
axl163$25.002/17/2011 6:20:23 PM
camaraderi-atmosphere$100.002/17/2011 6:21:14 PM
scrappy-bonus2$25.002/17/2011 6:22:02 PM
newest-funds-powerplant$25.002/17/2011 7:18:07 PM
orindalender$50.002/18/2011 6:50:38 AM
meikaizen$50.002/18/2011 3:36:04 PM
neighborly-hope6$50.002/19/2011 1:39:31 AM
bold-visionary-rate$25.002/19/2011 10:30:39 AM
auction-seeker$25.002/19/2011 3:13:05 PM
Guiren$100.002/19/2011 5:08:34 PM
reflective-rupee$200.772/20/2011 8:16:49 AM
GrowTK$25.002/20/2011 3:24:41 PM
principal-bull$25.002/20/2011 5:35:33 PM
cebgop$25.002/21/2011 1:04:29 AM
ogmanny$50.002/21/2011 1:29:39 AM
jeffpac$50.002/21/2011 6:36:49 AM
squarebob$100.002/21/2011 6:37:51 AM
radforj22$50.002/21/2011 7:10:07 AM
FundMaker$25.002/21/2011 9:20:45 AM
kindness-dessert$25.002/21/2011 12:49:32 PM
systematic-dollar9$25.002/21/2011 12:51:03 PM
vutah$50.002/21/2011 2:33:05 PM
Preteur$25.002/21/2011 4:21:05 PM
dough-temple$50.002/21/2011 9:07:47 PM
worth-excellence4$30.002/21/2011 9:29:06 PM
Graces$50.002/21/2011 11:18:59 PM
authoritative-capital$25.002/21/2011 10:29:44 PM
TikPmp1$25.002/22/2011 12:10:06 PM
proud-gold9$50.002/22/2011 9:44:18 AM
scholarly-integrity$25.002/22/2011 9:43:12 AM
pure-fairness$25.002/22/2011 12:44:28 PM
top-epic-community$50.002/22/2011 12:22:02 PM
mlin$38.412/22/2011 1:00:16 PM
bowdish1$50.002/22/2011 5:03:24 PM
p123$25.002/22/2011 5:04:00 PM
supersarah61$50.002/22/2011 5:04:09 PM
haryassman$25.002/22/2011 3:06:43 PM
rockstar78$50.002/22/2011 5:03:01 PM
ATOHokie$25.002/22/2011 5:01:17 PM
damage$25.002/22/2011 5:02:49 PM
BankingFamily$50.002/22/2011 5:50:27 PM
1800porsche$25.002/22/2011 5:50:41 PM
JackinGreen$75.002/22/2011 7:56:06 PM
triumph329$80.002/23/2011 5:53:19 AM
SecondChanceLendingSERV$50.002/23/2011 7:40:49 AM
terrific-return$25.002/23/2011 8:52:01 AM
economy-orchid$25.002/23/2011 9:39:42 AM
nbah123$50.002/23/2011 3:52:15 PM
skuba$28.452/23/2011 5:49:13 PM
senior1$25.002/23/2011 6:01:55 PM
108lender$151.652/24/2011 12:48:03 AM
doopers$25.002/24/2011 6:47:12 AM
BoughtTheFarm$25.002/24/2011 8:07:07 AM
encore06$100.002/24/2011 7:38:02 AM
DadWarbucks$60.002/24/2011 8:06:35 AM
sensible-order2$64.722/24/2011 11:39:17 AM
treasure-pipeline$50.002/24/2011 10:16:30 AM
Astyanax$40.002/24/2011 2:46:42 PM
ThomasC$41.832/24/2011 6:16:56 PM
reward-tamale1$25.002/24/2011 6:17:13 PM
jct_enterprises$50.002/24/2011 6:17:36 PM
sappy02$50.002/24/2011 6:16:51 PM
skillful-treasure37$50.002/24/2011 6:16:55 PM
Daneistes$50.002/24/2011 6:16:58 PM
danny-lender$50.002/24/2011 6:17:05 PM
withfries2$50.002/24/2011 6:17:40 PM
tedsrfdude$50.002/24/2011 6:18:29 PM
duty-windmill$25.002/24/2011 6:18:36 PM
Mantis75$25.002/24/2011 6:19:10 PM
cognizant-rate732$25.002/24/2011 6:19:29 PM
hs112a$50.002/24/2011 6:17:44 PM
royboy0292$25.002/24/2011 6:18:19 PM
heavenly-interest9$50.002/24/2011 6:18:53 PM
Ripsaw4U$50.002/24/2011 6:19:00 PM
justice-dna$35.002/24/2011 6:19:31 PM
efficient-treasure0$25.002/24/2011 9:36:03 PM
jamschmidt$25.002/24/2011 9:46:14 PM
wwwUniversal$25.002/24/2011 10:26:12 PM
jts$25.002/25/2011 8:04:02 AM
myworld701$25.002/25/2011 1:13:27 AM
esabzb$25.002/25/2011 8:05:33 AM
commerce-voyager$25.002/25/2011 1:32:37 AM
Uncle_Scrooge$50.002/25/2011 8:04:13 AM
jbaum$40.002/25/2011 8:04:54 AM
intuitive-integrity9$50.002/25/2011 8:04:11 AM
adama_48$25.002/25/2011 8:08:34 AM
dlenz$25.002/25/2011 1:34:39 PM
Liebchen15$50.002/25/2011 10:00:59 AM
CPA-Banker$25.002/25/2011 3:34:55 PM
SajDiddy$65.002/25/2011 11:49:30 AM
3_boyz$25.002/25/2011 1:42:21 PM
comicgeek$29.312/25/2011 9:05:51 PM
cjames84$25.002/25/2011 4:47:22 PM
adir1$25.002/25/2011 9:58:48 PM
Dollars4Rent$28.312/26/2011 1:08:50 AM
perlindc$62.952/26/2011 1:07:57 AM
NMGbank$25.002/26/2011 1:25:30 AM
degster$25.002/26/2011 1:39:09 AM
mammalian4$25.002/26/2011 1:52:28 AM
dollars4debts$25.002/26/2011 12:16:23 PM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:13 AM
zevonyc$50.002/26/2011 1:28:47 PM
elvisloans$25.002/26/2011 6:22:54 AM
a-exponential-hope$25.002/26/2011 6:36:07 AM
move11$150.002/26/2011 4:34:33 PM
dabluedog$39.052/26/2011 5:37:00 PM
cash-sensai2$50.002/26/2011 7:23:44 AM
dime-ninja$50.002/26/2011 6:55:05 PM
oplender$39.512/26/2011 9:23:14 AM
smallcountry$50.002/26/2011 10:16:46 AM
GoldenGo4$158.492/27/2011 7:57:30 AM
RIVERHTS$50.002/27/2011 10:34:53 AM
the_finance_guru$100.002/27/2011 11:49:27 AM
jpyrek$25.002/26/2011 6:56:58 PM
lifegrowth$25.002/27/2011 8:32:24 AM
blue-relay$25.002/27/2011 11:01:28 AM
ichibon$200.002/27/2011 6:13:00 PM
GrowthAspirations$90.802/27/2011 7:49:29 PM
bradania$25.002/27/2011 10:36:12 PM
antlr$50.002/27/2011 2:46:18 PM
ddibernardo$25.002/27/2011 2:21:20 PM
youngtrader$500.002/27/2011 4:00:21 PM
affert$50.002/27/2011 4:31:30 PM
Speedracer12$50.002/27/2011 6:25:51 PM
Rysterola82$50.002/27/2011 10:01:56 PM
nimble-money0$25.002/17/2011 5:41:23 PM
kyomoon$50.002/17/2011 5:38:29 PM
CashProvider$100.002/17/2011 5:59:27 PM
blot44$25.002/17/2011 6:07:40 PM
compoundinterest$50.002/17/2011 6:10:39 PM
CBO-Enterprise$50.002/17/2011 6:12:56 PM
jenkris$25.002/17/2011 6:13:53 PM
youqianderen$50.002/17/2011 6:15:49 PM
truth-image$50.002/17/2011 6:16:38 PM
benjamins-utopia$100.002/17/2011 6:17:33 PM
sk10023$25.002/17/2011 6:28:39 PM
the-upbeat-p2p$50.002/17/2011 6:29:19 PM
choss02$50.002/17/2011 6:30:31 PM
community-pipeline$25.002/17/2011 6:31:56 PM
exchange-pledge$100.002/17/2011 6:35:35 PM
BidDaddyBigBucks$25.002/17/2011 6:37:19 PM
vutah$50.002/17/2011 7:45:50 PM
investorrr$50.002/17/2011 9:56:03 PM
availableloan$25.002/17/2011 8:47:29 PM
Tylerh$100.002/17/2011 10:40:36 PM
restless-balance9$50.002/18/2011 3:34:45 AM
BaxterEvil$25.002/18/2011 10:08:11 AM
encore06$25.002/18/2011 10:06:51 AM
competent-p2p$30.002/18/2011 11:10:10 AM
dsparrow$27.472/18/2011 2:39:43 PM
PrudentBull$27.102/18/2011 3:50:26 PM
FinDoc$25.002/19/2011 2:52:24 AM
LoanGuru$50.002/19/2011 4:07:12 PM
Goodlender42$25.002/20/2011 9:49:58 AM
E_G$50.002/20/2011 5:24:22 PM
tenacious-compassion9$25.002/21/2011 8:06:05 AM
elated-greenback$50.002/21/2011 8:43:10 AM
GiftViftdotcom$25.002/21/2011 11:59:59 AM
Brisket_Bob$25.002/21/2011 12:45:27 PM
Fenix878$25.002/21/2011 2:09:16 PM
edsmoney$100.002/21/2011 4:23:22 PM
best-ingenious-funds$25.002/21/2011 3:59:43 PM
wrighco$25.002/21/2011 8:05:02 PM
nuclearmoose$25.002/21/2011 8:34:33 PM
mizount$25.002/22/2011 5:59:51 AM
Proactive-Financial-Lending$25.002/22/2011 9:51:24 AM
LendGuy$50.002/22/2011 12:54:46 PM
attractive-asset$123.462/22/2011 12:37:52 PM
evnagelist$50.002/22/2011 1:27:03 PM
malacandra$50.002/22/2011 1:38:35 PM
Pickmar$25.002/22/2011 5:02:50 PM
Phantom99$100.002/22/2011 5:03:34 PM
dano1965$25.002/22/2011 2:42:53 PM
rvirk$100.002/22/2011 4:52:06 PM
investor_101$50.002/22/2011 5:11:18 PM
velocity-solo$25.002/22/2011 5:00:49 PM
rebellender$50.002/22/2011 5:04:46 PM
indomitable-coin$25.002/22/2011 5:45:07 PM
CheapDolo22$25.002/22/2011 5:28:31 PM
Peterman$25.002/22/2011 7:11:14 PM
hopeful-truth5$50.002/22/2011 6:19:54 PM
sandeepPR$25.002/23/2011 12:17:53 AM
yoyoclock$35.002/23/2011 3:05:08 AM
contract-student2$50.002/23/2011 5:48:53 AM
secret-santa$25.002/23/2011 1:51:09 AM
dblaz5$400.002/23/2011 7:54:47 AM
lanlie$177.602/23/2011 6:42:24 AM
vigilance-searcher$25.002/23/2011 9:56:23 AM
currency-persimmon$25.002/23/2011 9:43:24 AM
minista$25.002/23/2011 4:52:55 PM
azarael$25.002/23/2011 6:06:40 PM
5kids5$50.002/23/2011 6:12:18 PM
ommuruga$29.412/23/2011 8:32:50 PM
worthy-bid8$50.002/24/2011 9:07:24 AM
kulender$100.002/24/2011 11:37:50 AM
bradny$25.002/24/2011 2:18:37 PM
murren$25.002/24/2011 6:17:00 PM
MTLoans$25.002/24/2011 6:18:31 PM
AJSinvest$25.002/24/2011 6:18:56 PM
thedoctor$100.002/24/2011 6:18:58 PM
special-peso$50.002/24/2011 6:19:58 PM
best-coin-miser$25.002/24/2011 6:16:24 PM
taal1$50.002/24/2011 6:16:50 PM
newest-orbital-justice$25.002/24/2011 6:16:53 PM
Sigonio$25.002/24/2011 6:17:20 PM
kid8549$25.002/24/2011 6:18:35 PM
acropiloterau2002$25.002/24/2011 6:18:47 PM
brightest-dynamic-peace$25.002/24/2011 6:16:26 PM
lgs83$25.002/24/2011 6:16:48 PM
scottburger$50.002/24/2011 6:17:24 PM
psanganee$25.002/24/2011 6:17:47 PM
CASHGIRL$25.002/24/2011 6:18:22 PM
tbrnet$50.002/24/2011 6:18:28 PM
MAJESTIC5$50.002/24/2011 6:19:07 PM
zone6$50.002/24/2011 6:19:33 PM
SARMAR$50.002/25/2011 8:03:05 AM
efficient-marketplace$25.002/25/2011 8:04:07 AM
bold-durability-drum$50.002/25/2011 8:04:16 AM
octoberfresh$30.002/25/2011 8:04:23 AM
LoanBrkr$25.002/25/2011 8:04:04 AM
flexiboy35$25.002/25/2011 8:05:25 AM
MARWARISETH$25.002/25/2011 8:03:00 AM
dharma1$25.002/25/2011 8:04:18 AM
hope-hickory$50.002/25/2011 8:05:18 AM
ojibwa$25.002/25/2011 10:56:14 AM
balance-force$30.002/25/2011 11:42:54 AM
justme4now$25.002/25/2011 12:31:26 PM
All_Wins$41.992/25/2011 5:17:12 PM
IIP77$25.002/26/2011 1:07:31 AM
balance-voyager$27.462/26/2011 1:36:21 AM
TBTdragon$25.002/25/2011 6:07:15 PM
wormdc$25.002/25/2011 9:41:20 PM
KeepOnRunning$34.042/26/2011 12:54:29 AM
jfd287$25.002/26/2011 1:07:54 AM
goodhearted-gold3$100.002/26/2011 10:00:11 AM
justalender$25.002/26/2011 1:25:42 AM
tolstoy00$25.002/26/2011 1:22:13 AM
pbandjb$25.002/26/2011 1:25:24 AM
julijask$45.002/26/2011 1:25:35 AM
MikeB918$25.002/27/2011 7:56:05 AM
agile-loan0$25.002/27/2011 8:36:16 AM
thankful-nickel2$25.002/26/2011 2:22:45 PM
satanichammy$25.002/27/2011 11:37:36 AM
nelie150$25.002/26/2011 6:12:53 PM
beeper2$50.002/26/2011 5:26:57 PM
BankOfBjoltus$100.002/26/2011 9:12:59 PM
DeesBar$25.002/27/2011 5:37:49 AM
BigGuyBank$27.772/27/2011 8:42:27 AM
flshdaskll$25.002/27/2011 11:24:42 AM
Dyrn$50.002/27/2011 11:27:41 AM
blukestrel$50.002/27/2011 12:31:24 PM
aasx1108$25.002/27/2011 7:41:49 PM
credit-paddle4$28.362/27/2011 10:28:09 PM
reflective-rupee$436.092/27/2011 11:32:28 PM
262 Investments
 
Borrower Payment Dependent Notes Series 494438
This series of Notes was issued and sold upon the funding of the borrower loan #47487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1993 Debt/Income ratio: 12%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,654Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: elainguo Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper B-Day
Purpose of loan:
This loan will be used to get $300 bonus, will pay off in 3 month

My financial situation:
I am a good candidate for this loan because I have over 30k in my saving account
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 5:21:29 PM
kulender$100.002/17/2011 5:26:45 PM
enthralling-deal180$75.002/17/2011 5:37:24 PM
dime-smasher5$25.002/17/2011 6:06:07 PM
HamachiMan$50.002/17/2011 6:24:38 PM
macjp123$25.002/17/2011 6:26:47 PM
RyanTH9893$29.062/17/2011 7:11:23 PM
openness-viking$100.002/18/2011 12:06:24 AM
penny-plato$25.002/18/2011 9:59:14 AM
ryguy150$25.002/18/2011 2:18:55 PM
cashhelp$60.002/18/2011 3:29:01 PM
reflective-rupee$1,000.772/18/2011 4:22:10 PM
vutah$50.002/17/2011 5:31:32 PM
simplelender80$100.002/17/2011 5:46:33 PM
benjamins-utopia$50.002/17/2011 5:43:07 PM
BxRealtor$25.002/17/2011 5:49:50 PM
Pulchritudinous$25.002/17/2011 5:55:38 PM
Jay_Tee$50.002/17/2011 5:56:14 PM
a-responsible-return$50.002/17/2011 5:57:27 PM
adventurous-commerce$25.002/17/2011 5:59:01 PM
organized-payment6$50.002/17/2011 6:03:09 PM
AFairDeal$75.002/17/2011 6:04:20 PM
Chutney$25.002/17/2011 6:07:10 PM
Tradesmanlender$50.002/17/2011 6:09:48 PM
don8ter$25.002/17/2011 6:23:48 PM
irrelevant$50.002/17/2011 6:33:07 PM
RetirementMoney$25.002/17/2011 6:35:27 PM
dogdog$50.002/17/2011 6:36:36 PM
amit_gu$100.002/17/2011 7:19:52 PM
paqattack$67.582/17/2011 7:23:45 PM
Peacepower$25.002/17/2011 7:47:09 PM
Reddy_Capital$25.002/17/2011 10:23:14 PM
Tylerh$100.002/17/2011 10:44:01 PM
dogdog$760.002/18/2011 5:17:01 AM
economy-tuba7$50.002/18/2011 10:26:48 AM
reflective-rupee$200.002/18/2011 4:22:44 PM
36 Investments
 
Borrower Payment Dependent Notes Series 494554
This series of Notes was issued and sold upon the funding of the borrower loan #47500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2000 Debt/Income ratio: 7%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,159Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: graceful-bonus0 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to... purchase another used car

My financial situation:
I am a good candidate for this loan because...
I am a very responsible person and highly value my credit and reputation.
I work hard and have stable income. I have good knowledge of personal finance. I have no debt at all and have high value net assets with good investment strategy.
I had a higher credit score and the reason my score is relatively lower now is due to (1) the fact that I have no record of debt at all, and (2) the number of inquires lately.
I am a careful person and my driving record rank among the highest category in AAA insurance score rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:14 AM
simplelender80$100.002/18/2011 9:17:49 AM
Pulchritudinous$25.002/18/2011 9:21:48 AM
organized-payment6$50.002/18/2011 9:23:43 AM
AFairDeal$75.002/18/2011 9:24:31 AM
dime-smasher5$25.002/18/2011 9:25:08 AM
macjp123$25.002/18/2011 9:34:32 AM
Tradesmanlender$35.002/18/2011 9:39:08 AM
Reddy_Capital$25.002/18/2011 9:08:54 PM
marwadi-62$100.002/20/2011 2:39:20 PM
versatile-return3$100.002/20/2011 3:56:34 PM
principal-injector2$50.002/20/2011 3:45:29 PM
B-rad_the_Coug$25.002/21/2011 1:44:02 AM
hookUup$25.002/21/2011 5:12:43 AM
competent-p2p$75.002/21/2011 6:46:02 AM
economy-popcorn$25.002/21/2011 7:04:53 AM
RetirementMoney$25.002/21/2011 9:37:55 AM
rebellender$25.002/21/2011 10:06:23 AM
jeremy20$25.002/21/2011 10:51:52 AM
marketplace-spark$25.002/21/2011 12:05:38 PM
amit_gu$50.002/21/2011 12:41:32 PM
makosdJR02$40.432/21/2011 1:07:31 PM
Sixmil$75.002/21/2011 1:34:04 PM
SARMAR$50.002/21/2011 1:35:43 PM
best-finance-economist$50.002/21/2011 1:48:41 PM
moola-escalator$50.002/21/2011 2:11:24 PM
elbastador$25.002/21/2011 2:11:33 PM
lucrative-coin$30.512/21/2011 2:58:06 PM
benjamins-utopia$100.002/18/2011 9:16:51 AM
BxRealtor$25.002/18/2011 9:19:07 AM
a-responsible-return$50.002/18/2011 9:22:30 AM
scrappy-bonus2$25.002/18/2011 9:29:31 AM
HamachiMan$50.002/18/2011 9:31:14 AM
Tylerh$100.002/18/2011 9:42:17 AM
Kubasaki$60.002/19/2011 6:33:53 AM
don8ter$25.002/19/2011 9:22:43 AM
irrelevant$50.002/19/2011 10:31:02 AM
kulender$90.422/19/2011 10:30:36 AM
LoanGuru$50.002/19/2011 4:17:15 PM
reflective-rupee$1,000.772/19/2011 8:07:30 PM
MadHun$100.002/19/2011 8:59:58 PM
vutah$25.002/20/2011 10:08:58 AM
unrelenting-auction7$25.002/20/2011 6:24:29 PM
radforj22$25.002/21/2011 1:21:18 AM
herman7$25.002/21/2011 5:15:15 AM
LiveNow$25.002/21/2011 9:45:59 AM
Srijaya$25.002/21/2011 9:58:47 AM
Azonic21$25.002/21/2011 10:54:57 AM
gain-gourd$100.002/21/2011 12:02:21 PM
jbaum$40.002/21/2011 12:21:14 PM
shellstar$25.002/21/2011 12:32:01 PM
FundMaker$25.002/21/2011 1:04:45 PM
LenderRob07$27.872/21/2011 1:31:50 PM
penny-finder$50.002/21/2011 2:05:52 PM
payment-halo$25.002/21/2011 2:46:08 PM
55 Investments
 
Borrower Payment Dependent Notes Series 494656
This series of Notes was issued and sold upon the funding of the borrower loan #47484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $92.66
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1989 Debt/Income ratio: 9%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,653Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: note-chime4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan Requested
Purpose of loan: To consolidate a few payments

This loan will be used to...Pay off a CC and an assessment debt.

My financial situation: I need a short term loan to clear off a final debt. I can't pay the full amount up front so I need some short term cash to clear off the remaining few items.

I am a good candidate for this loan because...
My past income to debt level was high with having a job change, trying to sell a home and paying to mortgages before I found a renter and having a health issue in my family. That has all changed as I have a solid job, have started a second career in real esate. Cleared $9000 in debt in 14 months

Monthly net income: $ 7155
Monthly expenses: $ 400
Housing: $ 2950
Insurance: $ 60
Car expenses: $ 120
Utilities: $ 399
Phone, cable, internet: $ HOA above
Food, entertainment: $ 500
Clothing, household expenses: $ 50
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/18/2011 5:06:23 PM
simplelender80$100.002/18/2011 5:05:25 PM
jiggaman7$50.002/18/2011 5:10:01 PM
UCLA4life$50.002/18/2011 5:08:36 PM
irrelevant$25.282/18/2011 5:10:22 PM
social-investor5$25.002/18/2011 5:10:59 PM
profit-powerplant$25.002/18/2011 5:09:22 PM
brmar$25.002/18/2011 5:10:45 PM
Tylerh$100.002/18/2011 5:11:53 PM
foxtrot12$100.002/18/2011 5:12:48 PM
genius520$100.002/18/2011 5:09:36 PM
Bob450$30.002/19/2011 3:27:48 AM
jga516$25.002/19/2011 5:29:55 AM
Jack55304$300.002/19/2011 9:19:01 AM
ingenious-interest1$50.002/20/2011 9:50:55 AM
loss-of-control$25.002/20/2011 10:08:45 AM
1randyp$200.002/20/2011 5:33:42 PM
klemer$25.002/20/2011 6:54:05 PM
kendallv$25.002/20/2011 7:29:31 PM
evergreen16$89.002/20/2011 9:39:18 PM
supreme-hope$25.002/21/2011 12:04:42 AM
the-silver-blaster$50.002/21/2011 1:12:33 AM
bluehen00$75.002/21/2011 6:34:02 AM
best-point-flow$50.002/21/2011 6:52:34 AM
squarebob$25.002/18/2011 5:56:47 PM
HamachiMan$50.002/18/2011 5:08:52 PM
ERJ$50.002/18/2011 7:44:47 PM
wild-orange$25.002/19/2011 1:51:15 AM
a-finance-nirvana$25.002/19/2011 3:59:03 AM
trade-goblin9$25.002/19/2011 6:04:12 AM
reflective-rupee$100.772/19/2011 8:09:04 AM
dudebrah$25.002/19/2011 2:37:48 PM
aztocas$50.002/20/2011 7:33:36 PM
social-heart$60.002/20/2011 9:06:40 PM
asiaratt$50.002/21/2011 2:39:31 AM
sjo1984111$25.002/21/2011 4:34:31 AM
FASTIZIO_P$25.002/21/2011 4:28:50 AM
friendly-worth3$25.002/21/2011 6:04:46 AM
TotosLion$25.002/21/2011 6:11:27 AM
zone8$50.002/21/2011 6:45:43 AM
High-flyer$30.002/21/2011 6:57:22 AM
Travis247$50.002/21/2011 7:13:08 AM
42 Investments
 
Borrower Payment Dependent Notes Series 494678
This series of Notes was issued and sold upon the funding of the borrower loan #47505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $312.59
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1990 Debt/Income ratio: 11%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 30 / 29Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 71 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,830Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: pragmatic-fund620 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Education loan
Purpose of loan:
This loan will be used to pay for son's college education

My financial situation:
I am a good candidate for this loan because I have always made payments on time.


Monthly net income: $ 10,000
Monthly expenses: $ 5,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:45 AM
simplelender80$100.002/18/2011 9:18:33 AM
treasure-brigade$50.002/18/2011 9:21:28 AM
a-responsible-return$50.002/18/2011 9:23:05 AM
AFairDeal$75.002/18/2011 9:24:51 AM
organized-payment6$50.002/18/2011 9:28:52 AM
HamachiMan$50.002/18/2011 9:31:59 AM
new-dollar-sprout$50.002/18/2011 10:00:29 AM
runner262$25.002/18/2011 10:10:09 AM
heavy_ax$25.002/18/2011 12:28:31 PM
competent-p2p$30.002/18/2011 12:44:54 PM
Scotcha$50.002/18/2011 3:02:18 PM
felicity-loyalist0$25.002/18/2011 4:16:20 PM
loot-supporter2$25.002/19/2011 3:17:50 AM
reflective-rupee$1,200.772/19/2011 8:59:54 AM
mwb$25.002/19/2011 10:36:11 AM
deal-zoo$50.002/19/2011 12:00:11 PM
valiant-money$25.002/19/2011 11:59:41 AM
kushka$25.002/19/2011 12:18:01 PM
market-pudding$25.002/19/2011 12:26:58 PM
peso-tiramisu$25.002/19/2011 1:51:39 PM
ColoradoBanker$25.002/19/2011 1:59:03 PM
loanman2007$200.002/19/2011 5:06:41 PM
MoneyForNothing$9.232/19/2011 5:52:26 PM
BxRealtor$25.002/18/2011 9:19:40 AM
benjamins-utopia$50.002/18/2011 9:21:00 AM
nybanker85$50.002/18/2011 9:25:21 AM
macjp123$25.002/18/2011 9:34:04 AM
Tradesmanlender$35.002/18/2011 9:39:33 AM
Tylerh$100.002/18/2011 9:43:15 AM
SimpleChoice$25.002/18/2011 10:12:54 AM
economy-tuba7$100.002/18/2011 10:13:40 AM
newest-funds-powerplant$25.002/18/2011 12:10:19 PM
JustMee$25.002/18/2011 11:05:05 AM
infomas$50.002/18/2011 11:09:03 AM
amit_gu$25.002/18/2011 12:33:24 PM
Bank_Of_XL$25.002/18/2011 1:52:30 PM
PRGuyinVA$50.002/18/2011 3:19:15 PM
thankful-nickel2$25.002/18/2011 4:52:06 PM
1traveler$50.002/18/2011 6:40:22 PM
Leshan$25.002/19/2011 9:38:02 AM
favorite-commerce$50.002/19/2011 9:41:01 AM
theloanfiller$25.002/19/2011 9:41:26 AM
Aaron_Oz$25.002/19/2011 9:58:13 AM
firsttouch1$100.002/19/2011 10:38:43 AM
the-silver-blaster$50.002/19/2011 11:08:22 AM
wwwUniversal$25.002/19/2011 12:36:19 PM
Kyileo$25.002/19/2011 1:18:12 PM
Christophe$25.002/19/2011 2:27:31 PM
buffalobills$25.002/19/2011 2:59:15 PM
RJ-Pilot$50.002/19/2011 3:19:50 PM
vutah$50.002/19/2011 3:14:09 PM
vigilance-searcher$25.002/19/2011 5:52:21 PM
excellent-loan8$25.002/19/2011 5:13:47 PM
54 Investments
 
Borrower Payment Dependent Notes Series 495130
This series of Notes was issued and sold upon the funding of the borrower loan #47490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $92.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1991 Debt/Income ratio: 11%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $557Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: determined-benefit194 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan for Moving Expenses
Purpose of loan: to move to a better neighborhood and pay for moving expenses, broker and deposit fees.

This loan will be used to... assist me with the costs of moving.

My financial situation: is currently stable and I am able to make auto loan and credit card payments on time.

I am a good candidate for this loan because...I paid off my debts, in spite of having to overcome major illness and loss of employment a few years ago. I continue to make timely payments on my auto loan, which is priced very high due to impact of several late payments on my credit. This occurred while I was sick, and my credit rating went down after being excellent for many years.


Monthly net income: $4700
Monthly expenses: $ 2770
Housing: $1400
Insurance: $320
Car expenses: $319
Utilities: $100
Phone, cable, internet: $109
Food, entertainment: $350
Clothing, household expenses: $120
Credit cards and other loans: $55
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How do you explain so many Delinquencies? Thank you - Invest_in_residual_income
A: They are the result of a prolonged period of illness, during which I could not work. I'm a single parent of 2 children that I support with no help. It came to a point where I had to choose whether to pay creditors on time, or provide housing and basic needs to my children. Hence, I accumulated many late payments. After I recovered I was in deep debt. I tried several consolidation programs but they were ineffective. Eventually I was able to work and save enough to settle my debts (Feb-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/22/2011 9:04:39 AM
liberty-society5$25.002/22/2011 9:05:29 AM
Preteur$25.002/22/2011 9:08:16 AM
daekpon$40.002/22/2011 9:04:48 AM
incbx$50.002/22/2011 9:05:25 AM
precious-coin3$32.502/22/2011 9:03:40 AM
reflective-rupee$25.772/22/2011 9:13:26 AM
HamachiMan$50.002/22/2011 9:06:51 AM
rate-hickory$25.002/22/2011 9:16:47 AM
Tradesmanlender$35.002/22/2011 9:07:06 AM
Tylerh$100.002/22/2011 9:07:15 AM
MadHun$100.002/22/2011 9:07:29 AM
competent-p2p$30.002/22/2011 9:07:59 AM
thunderd$25.002/22/2011 9:46:29 AM
TikPmp1$25.002/22/2011 12:11:54 PM
CA-Lender$25.002/22/2011 12:19:54 PM
the-silver-blaster$50.002/22/2011 1:51:55 PM
SolarMoonshine$25.002/22/2011 3:51:51 PM
EJF$50.002/22/2011 3:56:06 PM
Scotcha$50.002/22/2011 2:59:11 PM
squarebob$25.002/22/2011 4:35:23 PM
inspiring-reward$50.002/22/2011 5:46:36 PM
Shining-Star$25.002/22/2011 6:51:25 PM
direct-asset$25.002/23/2011 7:35:11 AM
special-peso$50.002/23/2011 8:21:50 AM
Manvel$25.002/23/2011 10:55:39 AM
businessguy29$25.002/23/2011 12:08:29 PM
tcpfan$25.002/23/2011 1:56:16 PM
tomdooley12520$25.002/23/2011 4:56:35 PM
credible-balance6$50.002/23/2011 5:30:03 PM
Astyanax$40.002/23/2011 5:06:41 PM
Ambassador$25.002/24/2011 4:45:04 AM
shellstar$25.002/24/2011 7:56:57 AM
burgeoning-marketplace4$25.002/24/2011 9:58:34 AM
benjamins-utopia$50.002/22/2011 9:03:55 AM
BxRealtor$25.002/22/2011 9:04:46 AM
shawnw2$25.002/22/2011 9:05:21 AM
meenan$50.002/22/2011 9:08:35 AM
brightest-fascinating-principal$25.002/22/2011 7:12:06 PM
goodhearted-basis4$25.002/22/2011 10:35:01 PM
kulender$100.002/23/2011 12:05:43 AM
CK1$25.002/23/2011 1:52:08 AM
SecondChanceLendingSERV$25.002/23/2011 7:18:54 AM
dRatedOnly$25.002/23/2011 3:15:10 AM
enthralling-deal180$50.002/23/2011 2:45:10 AM
clipper271$25.002/23/2011 8:38:34 AM
bullwink27$25.002/23/2011 6:45:36 AM
razor783$25.002/23/2011 3:00:19 PM
platinum-scientist9$25.002/23/2011 4:56:22 PM
friendly-market5$25.002/23/2011 4:56:51 PM
Bocephus1959$40.002/23/2011 6:06:21 PM
grampy48$30.002/24/2011 8:34:40 AM
wild-orange$25.002/24/2011 9:30:32 AM
dunrizzo$29.862/24/2011 10:17:21 AM
EarlyRiser$250.002/24/2011 12:06:24 PM
marketplace-meridian$25.002/24/2011 1:54:57 PM
bratcher$34.302/24/2011 2:04:41 PM
ToddN$50.002/24/2011 12:25:15 PM
dlenz$25.002/24/2011 11:41:28 AM
kinetic-social$25.002/24/2011 2:27:45 PM
social-heart$75.002/24/2011 2:28:10 PM
balance-proton$25.002/24/2011 12:55:20 PM
mighty-commerce7$25.412/24/2011 1:15:50 PM
63 Investments
 
Borrower Payment Dependent Notes Series 495362
This series of Notes was issued and sold upon the funding of the borrower loan #47498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1980 Debt/Income ratio: 21%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 5 / 5Length of status:14y 10m
Amount delinquent: $0 Total credit lines: 25 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $430Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: new-joyful-point Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FELICITY-FORT6
Purpose of loan: HOME IMPROVEMENT
This loan will be used to...IMPROVE HOME

My financial situation: PRETTY GOOD.
I am a good candidate for this loan because...I HAVE A STEADY JOB PLUS I HAVE SOCIAL SECURITY RETIREMENT & MILITARY RETIREMENT INCOME.


Monthly net income: $3,603.00
Monthly expenses:
Housing: $370
Insurance: $160
Car expenses: $516
Utilities: $218
Phone, cable, internet: $170
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 9:01:23 AM
Tylerh$100.002/23/2011 9:02:24 AM
Kaj$50.002/23/2011 9:06:09 AM
orderly-leverage$100.002/23/2011 9:02:55 AM
CA-Lender$25.002/23/2011 9:04:09 AM
ingenious-deal6$25.002/23/2011 9:04:37 AM
simplelender80$200.002/23/2011 9:17:59 AM
2grindstones$25.002/23/2011 12:57:12 PM
yons88$30.002/23/2011 3:11:31 PM
Mighty_Hunter$25.002/23/2011 6:32:20 PM
treasure-pipeline$25.002/24/2011 10:22:06 AM
SV-AZ$25.002/24/2011 3:19:08 PM
loyalist1$100.002/24/2011 2:17:17 PM
competent-p2p$35.002/24/2011 6:39:46 PM
supreme-hope$25.002/25/2011 2:33:27 AM
One_Lolo$50.002/25/2011 2:48:04 AM
hamster$26.242/25/2011 9:12:46 AM
rakem777$25.002/25/2011 8:42:26 AM
PeterPsych$100.002/25/2011 1:14:15 PM
moola-pillow$50.002/25/2011 2:12:51 PM
the-discrete-income$100.002/25/2011 8:26:38 PM
beachfunder$50.002/25/2011 9:17:01 PM
jfreaksho$29.752/26/2011 6:28:51 AM
credit-coach118$25.002/25/2011 9:33:42 PM
mlj0671$25.002/26/2011 9:19:50 AM
bsmtloan$48.982/26/2011 9:27:03 AM
santhana$30.942/26/2011 5:26:26 AM
social-zebra$35.662/26/2011 8:46:54 AM
FASTIZIO_P$25.002/23/2011 9:17:17 AM
greencat$50.002/23/2011 9:12:52 AM
Whipster$50.002/23/2011 9:17:05 AM
newest-funds-powerplant$25.002/23/2011 12:46:03 PM
SecondChanceLendingSERV$50.002/23/2011 11:27:42 AM
Scotcha$50.002/23/2011 12:25:23 PM
HamachiMan$50.002/23/2011 5:52:54 PM
engaging-worth$25.002/23/2011 5:12:59 PM
platinum-scientist9$25.002/23/2011 6:54:52 PM
mraleig$75.002/23/2011 8:13:00 PM
affluence-tycoon$50.002/24/2011 6:52:41 AM
Bob450$30.002/24/2011 6:36:16 PM
DiabolicalGamer$25.002/24/2011 6:36:23 PM
Shining-Star$25.002/25/2011 12:25:01 AM
the-revenue-demon$35.002/25/2011 2:12:36 AM
Danjack_Capital$25.002/25/2011 9:08:06 AM
whatreality$25.002/25/2011 9:58:52 AM
firsttouch1$125.002/25/2011 10:13:41 AM
liberty-destiny3$25.002/25/2011 11:56:35 AM
Reliance_Banker$25.002/25/2011 6:07:12 PM
Lubava$200.002/25/2011 6:33:01 PM
BigGuyBank$27.772/26/2011 8:37:33 AM
icon7$35.002/26/2011 8:38:34 AM
profitable-balance$25.002/26/2011 9:31:27 AM
52 Investments
 
Borrower Payment Dependent Notes Series 495418
This series of Notes was issued and sold upon the funding of the borrower loan #47516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1995 Debt/Income ratio: 6%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $233Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: 12puebloyankee Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New-2-Me Wheels
Purpose of loan:
This loan will be used to purchase a used car.

My financial situation:
I've been trying to recover from a bankruptcy 8 years ago.? I've stayed out of debt and use my current credit wisely.? I make plenty of money to make the note payments.

To help keep out of debt I drive older cars and do the work myself to keep them running.?

Monthly net income: $
4600

Monthly expenses: $
??Housing: $
1700
??Insurance: $ 300
??Car expenses: $ 160
??Utilities: $ 150
??Phone, cable, internet: $
65
??Food, entertainment: $ 0
??Clothing, household expenses $

??Credit cards and other loans: $
paid off monthly so no balance
??Other expenses: $
140 college loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What line of work are you in and how stable is your income? Good luck! - mri555
A: I'm the operations manager for a company in the electronic security industry. We install and monitor burglary and fire systems, CCTV, audio, telephone, etc. Our company is over 20 years old and very solid, as is the industry in general. I have worked for the same company for six years and came to this company at the invitation of the general manager. I'm not leaving anytime soon. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kaj$50.002/24/2011 9:05:31 AM
DHolly$50.002/24/2011 9:08:03 AM
simplelender80$150.002/24/2011 9:02:26 AM
greencat$50.002/24/2011 9:03:56 AM
suave-dime6$25.002/24/2011 9:04:02 AM
special-peso$50.002/24/2011 9:05:40 AM
treasure-pipeline$25.002/24/2011 10:22:25 AM
Kash2010lu$25.002/24/2011 9:06:30 AM
orderly-leverage$100.002/24/2011 9:04:40 AM
Danjack_Capital$25.002/24/2011 11:04:06 AM
ingenious-deal6$25.002/24/2011 9:05:18 AM
113121$200.002/24/2011 9:42:10 AM
competent-p2p$35.002/24/2011 6:25:25 PM
SFBank$50.002/24/2011 5:10:33 PM
hopeful-truth5$50.002/24/2011 8:34:02 PM
supreme-hope$25.002/25/2011 2:36:53 AM
bright-exchange$25.002/25/2011 7:28:08 AM
realtormoises$25.002/25/2011 5:22:43 AM
interstellar$51.002/25/2011 8:47:23 AM
Amber_Stone$25.002/25/2011 8:41:29 AM
liberty-destiny3$25.002/25/2011 11:56:52 AM
rupee_power$27.002/25/2011 9:38:38 AM
income-rocker2$25.002/25/2011 12:24:40 PM
Paddington922$25.002/25/2011 1:31:32 PM
ethicalhumanist$25.002/25/2011 2:03:10 PM
YoungTaxMan$50.002/25/2011 2:10:34 PM
Ananya$25.002/25/2011 7:41:01 PM
newequity$25.002/25/2011 8:21:58 PM
sharpey$50.002/25/2011 4:11:24 PM
loss-of-control$50.002/25/2011 4:39:16 PM
I-Believe-In-You$40.712/25/2011 9:36:16 PM
whirlingdervish$25.002/26/2011 12:09:34 AM
credit-coach118$35.002/25/2011 9:35:43 PM
the-revenue-demon$50.002/26/2011 2:08:32 AM
HamachiMan$50.002/24/2011 9:06:39 AM
DasMula$27.002/24/2011 9:11:09 AM
reflective-rupee$100.772/24/2011 9:41:17 AM
Tylerh$100.002/24/2011 11:42:13 AM
113121$400.002/24/2011 12:20:05 PM
SolarMoonshine$25.002/24/2011 3:38:33 PM
SFBank$50.002/24/2011 5:10:26 PM
mrxtravis$50.002/25/2011 1:29:13 AM
a-finance-nirvana$25.002/25/2011 1:34:15 AM
DiabolicalGamer$25.002/25/2011 1:35:43 AM
sappy02$25.002/25/2011 4:31:58 AM
loanman2007$100.002/25/2011 6:35:45 AM
Lubava$100.002/25/2011 7:22:05 AM
MilitaryLending$25.002/25/2011 1:04:35 AM
Makingitrain$25.002/25/2011 9:33:37 AM
Bob450$25.002/25/2011 1:51:34 PM
113121$75.002/25/2011 6:49:11 PM
mri555$25.002/25/2011 4:49:27 PM
S-Master$49.702/25/2011 4:11:32 PM
zorg77$25.002/25/2011 6:32:18 PM
the-discrete-income$100.002/25/2011 8:26:53 PM
VJ_Financial$100.002/25/2011 8:18:33 PM
melodious-openness$39.282/26/2011 4:29:13 AM
113121$394.542/26/2011 5:30:55 AM
58 Investments
 
Borrower Payment Dependent Notes Series 495518
This series of Notes was issued and sold upon the funding of the borrower loan #47478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $314.70
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1998 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $6,395Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: danigrrrly Borrower's state: NewYork Borrower's group: Professors
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2008)
 
Principal balance: $777.85 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
We're getting married!
This loan will be used for our wedding. We're a professional couple living in Brooklyn, NY and we've been together 9 years. I'm a Project Manager for a web design agency and my fianc? is a Producer for the same agency. We've got wedding savings, but unexpected costs have popped up and we're going to need a little help to comfortably pay for the wedding. We're not planning an extravagant affair, but we do want to throw a party to celebrate our commitment.

I am a good candidate for this loan because I'm hard-working and financially stable. I make a decent salary. This is my second prosper loan; my first loan will be paid off this July. I have never had a late payment on my loan and the same will be true of this loan.

Our total monthly income is $5453.68. Our combined monthly expenses are as follows:

Housing: $1650
Utilities: $430
Credit Cards: $330
Student Loans: $400
Food and Entertainment: $500
Savings: $1000
Remaining: $1143.68
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/24/2011 9:03:26 AM
HamachiMan$50.002/24/2011 9:06:55 AM
simplelender80$100.002/24/2011 9:03:11 AM
Feyenoord$25.002/24/2011 9:03:43 AM
Tradesmanlender$35.002/24/2011 9:04:15 AM
Tylerh$100.002/24/2011 9:04:27 AM
TikPmp1$25.002/24/2011 9:05:13 AM
crmoir$25.392/24/2011 11:30:06 AM
macjp123$25.002/24/2011 4:37:48 PM
meenan$50.002/24/2011 11:42:16 AM
powerful-benefit$25.002/24/2011 12:26:18 PM
friendly-market5$25.002/24/2011 3:28:32 PM
thankful-nickel2$25.002/24/2011 5:15:05 PM
hopeful-truth5$200.002/24/2011 8:30:31 PM
williamdkit$33.182/24/2011 6:42:18 PM
Christophe$25.002/25/2011 8:48:21 AM
loot-supporter2$25.002/25/2011 7:22:36 AM
Snoopylover$25.002/25/2011 6:06:08 AM
credit-paddle4$141.642/24/2011 9:42:27 AM
benjamins-utopia$50.002/24/2011 9:02:58 AM
Aberdeen$8,000.002/24/2011 9:03:29 AM
organized-payment6$50.002/24/2011 9:05:54 AM
AFairDeal$75.002/24/2011 9:06:00 AM
MadHun$100.002/24/2011 9:04:37 AM
JJ9876$25.002/24/2011 9:05:02 AM
wwwUniversal$25.002/24/2011 9:07:02 AM
vutah$50.002/24/2011 11:28:12 AM
NeemanuKotagoLending$30.002/24/2011 11:34:04 AM
SolarMoonshine$100.002/24/2011 3:35:50 PM
competent-p2p$80.002/24/2011 11:39:34 AM
cashhelp$30.002/24/2011 3:23:44 PM
ToddN$50.002/24/2011 12:26:04 PM
Astyanax$40.002/24/2011 2:36:54 PM
engaging-worth$25.002/24/2011 4:50:37 PM
penny-plato$25.002/24/2011 5:10:18 PM
bughead$25.002/24/2011 6:49:24 PM
infomas$57.542/24/2011 10:30:24 PM
Breken6$25.002/25/2011 7:23:32 AM
martymaniaman$34.822/25/2011 5:57:49 AM
Lubava$50.002/25/2011 7:27:16 AM
Manta_Rai$25.002/25/2011 8:35:17 AM
gallant-economy9$42.432/25/2011 8:49:02 AM
42 Investments
 
Borrower Payment Dependent Notes Series 495524
This series of Notes was issued and sold upon the funding of the borrower loan #47508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1992 Debt/Income ratio: 26%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 40 Occupation: Teacher
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $204Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: hugger1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tigerene
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 5:03:16 PM
Azonic21$25.002/23/2011 5:04:09 PM
CA-Lender$25.002/23/2011 5:04:52 PM
ingenious-deal6$25.002/23/2011 5:05:22 PM
special-peso$50.002/23/2011 5:05:43 PM
ultimate-peace$50.002/23/2011 5:09:58 PM
Danjack_Capital$25.002/23/2011 5:34:04 PM
simplelender80$100.002/23/2011 5:01:56 PM
Artist_Blue$25.002/23/2011 5:50:45 PM
Kaj$50.002/23/2011 5:05:34 PM
HamachiMan$50.002/23/2011 5:06:56 PM
dedicated-diversification5$50.062/23/2011 5:49:34 PM
zippy-interest$25.002/24/2011 1:40:49 AM
IIP77$25.002/24/2011 1:05:48 AM
KramericaIndustries$25.002/24/2011 1:12:52 AM
cloud8$32.742/24/2011 1:39:04 AM
JGB$49.232/24/2011 1:23:18 AM
goodhearted-basis4$25.002/24/2011 1:46:33 AM
tech310$50.002/24/2011 1:24:28 AM
responsible-worth113$25.002/24/2011 6:07:13 AM
asset-professor$25.002/24/2011 1:44:02 AM
greencat$50.002/24/2011 7:26:10 AM
njcass79$25.002/24/2011 8:57:52 AM
DADOF1$25.002/24/2011 10:19:48 AM
best-ingenious-funds$25.002/24/2011 9:31:46 AM
treasure-pipeline$25.002/24/2011 10:22:30 AM
payout-network1$25.002/24/2011 5:02:09 PM
sjo1984111$25.002/24/2011 4:40:05 PM
SV-AZ$25.002/24/2011 3:13:07 PM
MoneyForNothing$6.522/24/2011 6:29:47 PM
Lubava$50.002/24/2011 6:27:46 PM
Tylerh$100.002/23/2011 5:03:56 PM
orderly-leverage$100.002/23/2011 5:04:06 PM
transaction-circuit$100.002/23/2011 5:05:57 PM
platinum-scientist9$25.002/23/2011 5:12:31 PM
Kash2010lu$25.002/23/2011 5:07:32 PM
irrelevant$25.002/23/2011 5:50:49 PM
droopie1$25.002/23/2011 7:18:12 PM
DiabolicalGamer$25.002/24/2011 1:24:37 AM
meteoric-asset4$25.002/24/2011 1:39:40 AM
VJ_Financial$100.002/23/2011 10:02:41 PM
MONEYMATCH$25.002/24/2011 1:06:15 AM
parsec9$25.002/23/2011 11:58:33 PM
daekpon$25.002/24/2011 1:28:12 AM
get30inc$28.862/24/2011 1:14:40 AM
GeorgiaCredit$26.972/24/2011 1:16:32 AM
FASTIZIO_P$25.002/24/2011 1:25:15 AM
leverage-monger$30.622/24/2011 8:25:23 AM
grampy48$25.002/24/2011 8:35:51 AM
gold-cluster$100.002/24/2011 5:32:35 AM
affluence-tycoon$50.002/24/2011 6:57:16 AM
113121$25.002/24/2011 6:59:19 AM
SecondChanceLendingSERV$50.002/24/2011 8:21:51 AM
Shining-Star$25.002/24/2011 11:09:41 AM
Gregger$25.002/24/2011 1:56:32 PM
duty-monger$50.002/24/2011 5:32:01 PM
EarlyRiser$250.002/24/2011 5:09:22 PM
impala6464$100.002/24/2011 6:24:21 PM
58 Investments
 
Borrower Payment Dependent Notes Series 495642
This series of Notes was issued and sold upon the funding of the borrower loan #47509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $229.14
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2003 Debt/Income ratio: 16%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,835Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: KhayesMSU Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 720-739 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2007)
620-639 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Cleaning up the finances
My wife and I have two cc balances totaling ~$5k, and have a balance with a furniture store of just under $2k. Interest rates are 12+% on the cc's.

We are both in great job situations and are just looking to clean up a little debt we acquired in the last year as we moved, bought a house, and went through the financial pains of that.

We are extremely reliable, never defaulted (or even have been late) on any payment. We are comfortable making the payments as is, but consolidating down to a single payment with a fixed time frame is attractive to us. I have paid off a previous Prosper loan early as well.

We bring home a little over 5k a month. We have a 1500 a month house payment (PIMI), two cars totaling $600 a month, and then normal living expenses that eat up a good chunk of our take home. Our total debt service is somewhere around $400 a month right now. Consolidating this down will allow us a little more flexibility to save/invest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/25/2011 9:03:38 AM
BxRealtor$25.002/25/2011 9:03:46 AM
MoneyForNothing$66.662/25/2011 9:01:03 AM
Aberdeen$7,000.002/25/2011 9:03:53 AM
cashhelp$30.002/25/2011 9:01:54 AM
One1putt$50.002/25/2011 9:02:14 AM
benjamins-utopia$100.002/25/2011 9:03:27 AM
7 Investments
 
Borrower Payment Dependent Notes Series 495980
This series of Notes was issued and sold upon the funding of the borrower loan #47522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $60.83
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1979 Debt/Income ratio: 21%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,133Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: HorizonHoldings Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 46 ( 100% ) 740-759 (Latest)
Principal borrowed: $11,700.00< 31 days late: 0 ( 0% )  
740-759 (May-2010)
760-779 (Oct-2009)
720-739 (Oct-2008)
740-759 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Payoff credit card balance
Purpose of loan: I plan to use the proceeds to pay off my two credit card bills.

My financial situation: I have been employed by a major bank for nearly three years and this would be my fourth loan through Propser. I have paid in full the previous loans, ahead of schedule. I own my car and truck and have just a few bills other than normal living expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Feyenoord$25.002/28/2011 9:02:22 AM
cashhelp$50.002/28/2011 9:02:01 AM
kenji4861$25.002/28/2011 9:02:37 AM
Aberdeen$2,000.002/28/2011 9:02:46 AM
kyomoon$50.002/28/2011 9:02:04 AM
DukSerduk$25.002/28/2011 9:02:33 AM
6 Investments
 
Borrower Payment Dependent Notes Series 494193
This series of Notes was issued and sold upon the funding of the borrower loan #47512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $95.26
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2003 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,985Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: listing-eclipse Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stop paying high CC interest
Purpose of loan:
This loan will be used to pay off high interest credit cards that I opened while in college. I'm out of school now, been working full time for 3 years, and want to get rid of my CC's once and for all, so I can focus on paying off my student loans next.

My financial situation:
I am a good candidate for this loan because I have a steady job, been working at the same place for 3 years as an accountant and the company is doing really great! My loan payment would be about the same as my current CC payments, except more money would be going to the principal instead of the interest, so I could finish paying them off sooner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jay_Tee$50.002/17/2011 9:08:06 AM
selector568$50.002/17/2011 9:08:57 AM
kulender$100.002/17/2011 9:07:53 AM
enthralling-deal180$75.002/17/2011 9:09:41 AM
melodious-fairness$100.002/17/2011 9:12:57 AM
simplelender80$100.002/17/2011 9:13:24 AM
benjamins-utopia$100.002/17/2011 9:12:38 AM
dime-smasher5$25.002/17/2011 9:15:07 AM
AFairDeal$75.002/17/2011 9:14:22 AM
Tradesmanlender$50.002/17/2011 9:16:15 AM
investment-artist$25.002/17/2011 9:21:00 AM
kmr2$100.002/17/2011 9:22:25 AM
don8ter$25.002/17/2011 9:23:35 AM
RandyL3$25.002/17/2011 9:28:56 AM
newest-funds-powerplant$50.002/17/2011 10:40:14 AM
payment-halo$25.002/17/2011 11:18:13 AM
penny-finder$45.002/17/2011 11:27:17 AM
dgagli1$81.482/17/2011 11:38:18 AM
NighthawkFoo$100.002/17/2011 12:30:03 PM
choss02$100.002/17/2011 12:52:06 PM
CE88$50.002/17/2011 1:15:34 PM
GALERXLoans$25.002/17/2011 4:57:06 PM
SolarMoonshine$100.002/17/2011 5:05:56 PM
vutah$50.002/17/2011 5:03:19 PM
wwwUniversal$25.002/17/2011 5:34:46 PM
RyanTH9893$23.522/17/2011 7:05:59 PM
Bieling$25.002/17/2011 9:11:37 AM
BxRealtor$25.002/17/2011 9:14:03 AM
velocity-solo$25.002/17/2011 9:14:28 AM
Pickmar$25.002/17/2011 9:14:37 AM
organized-payment6$50.002/17/2011 9:14:14 AM
GrayStudio$25.002/17/2011 9:22:57 AM
lendacity$25.002/17/2011 9:28:32 AM
HamachiMan$50.002/17/2011 9:24:30 AM
macjp123$25.002/17/2011 9:26:38 AM
psonicl$50.002/17/2011 9:34:31 AM
CPA-Banker$75.002/17/2011 9:37:39 AM
openness-viking$100.002/17/2011 10:28:13 AM
irrelevant$50.002/17/2011 11:34:59 AM
freetolive$25.002/17/2011 11:55:22 AM
rjrventure$75.002/17/2011 12:00:25 PM
misit$25.002/17/2011 12:02:16 PM
myidear$25.002/17/2011 1:24:17 PM
Heater36$25.002/17/2011 2:16:14 PM
Aseop$35.002/17/2011 2:26:19 PM
a-restless-dollar$50.002/17/2011 2:42:06 PM
hopeful-truth5$200.002/17/2011 3:31:22 PM
penny-plato$25.002/17/2011 4:09:54 PM
lilgates26$100.002/17/2011 4:51:13 PM
simiray$40.002/17/2011 5:08:29 PM
bid-czar8$100.002/17/2011 5:03:59 PM
auction-workhorse679$25.002/17/2011 6:30:46 PM
Dskillz$25.002/17/2011 6:36:23 PM
ac787$25.002/17/2011 6:47:28 PM
brightest-dynamic-peace$25.002/17/2011 7:01:37 PM
kain11286$50.002/17/2011 6:59:06 PM
56 Investments
 
Borrower Payment Dependent Notes Series 494433
This series of Notes was issued and sold upon the funding of the borrower loan #47489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1999 Debt/Income ratio: 6%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,527Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: penny-bluebird8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Updating Rental Prop Kitchen
Purpose of loan:
This loan will be used to cover business expenses.

My financial situation:
Experian Credit Score over 800, annual income of $98k. Will have no problem making monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 5:23:01 PM
vutah$50.002/17/2011 5:36:38 PM
enthralling-deal180$75.002/17/2011 5:37:21 PM
simplelender80$100.002/17/2011 5:46:29 PM
BxRealtor$25.002/17/2011 5:49:47 PM
Jay_Tee$50.002/17/2011 5:56:11 PM
a-responsible-return$50.002/17/2011 5:57:24 PM
adventurous-commerce$25.002/17/2011 5:58:59 PM
organized-payment6$50.002/17/2011 6:03:07 PM
dime-smasher5$25.002/17/2011 6:06:02 PM
Tradesmanlender$50.002/17/2011 6:09:46 PM
newest-funds-powerplant$50.002/17/2011 6:26:46 PM
irrelevant$50.002/17/2011 6:33:06 PM
RetirementMoney$25.002/17/2011 6:35:48 PM
dogdog$50.002/17/2011 6:36:36 PM
appleblossomlending$25.002/17/2011 7:19:09 PM
balance-force$28.002/17/2011 9:00:43 PM
Tylerh$100.002/17/2011 10:44:00 PM
openness-viking$100.002/18/2011 12:08:16 AM
RememberToForget$50.002/18/2011 7:28:06 AM
payment-halo$25.002/18/2011 10:41:23 AM
loot-supporter2$25.002/19/2011 3:26:28 AM
Infinity_Financial$200.002/19/2011 6:20:07 AM
ingenious-order783$35.002/19/2011 6:56:14 AM
Willylump$25.002/19/2011 9:12:58 AM
interstellar$75.002/19/2011 9:56:03 AM
melodious-fairness$100.002/19/2011 10:00:59 AM
Aaron_Oz$25.002/19/2011 9:57:58 AM
cash-queen$25.002/19/2011 11:13:41 AM
engaging-worth$25.002/19/2011 11:18:08 AM
radforj22$25.002/19/2011 11:39:18 AM
kushka$25.002/19/2011 12:03:24 PM
market-pudding$25.002/19/2011 12:23:57 PM
siamman$57.812/19/2011 1:23:47 PM
kulender$100.002/17/2011 5:26:38 PM
benjamins-utopia$50.002/17/2011 5:43:05 PM
Pulchritudinous$25.002/17/2011 5:55:33 PM
AFairDeal$75.002/17/2011 6:04:18 PM
Chutney$25.002/17/2011 6:07:08 PM
scrappy-bonus2$25.002/17/2011 6:22:03 PM
don8ter$25.002/17/2011 6:23:45 PM
HamachiMan$50.002/17/2011 6:24:37 PM
macjp123$25.002/17/2011 6:26:48 PM
amit_gu$50.002/17/2011 7:23:41 PM
Randyg08$25.002/17/2011 8:03:43 PM
Reddy_Capital$25.002/17/2011 10:23:47 PM
ryguy150$25.002/18/2011 2:18:53 PM
thankful-nickel2$25.002/18/2011 5:08:26 PM
reflective-rupee$1,000.772/18/2011 8:32:39 PM
one-midas$50.002/18/2011 9:18:29 PM
Astyanax$45.002/18/2011 10:54:20 PM
Brisket_Bob$183.422/19/2011 6:26:48 AM
BoughtTheFarm$25.002/19/2011 7:49:22 AM
velocity-solo$25.002/19/2011 12:06:17 PM
jwstclair$25.002/19/2011 12:44:16 PM
55 Investments
 
Borrower Payment Dependent Notes Series 494477
This series of Notes was issued and sold upon the funding of the borrower loan #47492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1977 Debt/Income ratio: 20%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 4Length of status:14y 8m
Amount delinquent: $4,271 Total credit lines: 17 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,414Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: USMC4EVER Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle loan
Purpose of loan: Motorcycle
This loan will be used to...purchases a motorcycle


My financial situation:excellent
I am a good candidate for this loan because...It shall be paid back


Monthly net income: $4620.00
Monthly expenses: $
Housing: $483.00
Insurance: $
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $N/A
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the past and current delinquencies and public record on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: 3 Years ago I got into some credit card trouble and had to turn all my credit cards over to a debt solutions company who in turn settled all my accounts. I have all the documentation to show all my accounts where settled. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/20/2011 12:04:45 PM
simplelender80$100.002/20/2011 12:04:08 PM
HamachiMan$50.002/20/2011 12:06:43 PM
jiggaman7$50.002/20/2011 12:07:02 PM
magusfoo$25.002/21/2011 5:39:04 AM
leverage-hawk$25.002/21/2011 7:40:32 AM
momoney2lend$25.002/21/2011 8:41:18 AM
orderly-leverage$100.002/21/2011 10:08:36 AM
impala6464$50.002/21/2011 10:17:12 AM
sappy02$25.002/21/2011 12:51:40 PM
finance-mushroom$100.002/21/2011 1:20:14 PM
ddog0224$50.002/21/2011 3:25:51 PM
genius520$100.002/21/2011 4:59:05 PM
MilitaryLending$25.002/21/2011 5:49:17 PM
authoritative-capital$25.002/21/2011 10:34:31 PM
loanman2007$25.002/22/2011 5:42:55 AM
Artist_Blue$25.002/22/2011 6:24:42 AM
J-Rott$25.002/22/2011 8:23:55 AM
SecondChanceLendingSERV$50.002/22/2011 9:41:34 AM
Makingitrain$25.002/22/2011 9:45:30 AM
mtquan$25.002/22/2011 1:15:46 PM
radforj22$25.002/22/2011 12:45:35 PM
ingenious-deal6$25.002/22/2011 1:26:02 PM
umfan123$25.002/22/2011 9:59:32 PM
helping-out$35.002/23/2011 6:30:52 AM
liberty-destiny3$25.002/23/2011 9:43:51 AM
irrelevant$50.002/23/2011 12:23:26 PM
sweetlan$25.002/23/2011 2:12:47 PM
gizzywump$25.002/23/2011 11:11:10 AM
jybank$25.002/23/2011 11:36:53 AM
courteous-kindness1$50.002/23/2011 12:26:12 PM
Jack55304$300.002/23/2011 12:28:16 PM
ingenious-interest1$50.002/23/2011 4:51:48 PM
velocity-solo$25.002/23/2011 5:48:03 PM
papaloha$25.002/23/2011 5:52:12 PM
musegaze$100.002/23/2011 6:01:09 PM
cash-reaction2$50.002/23/2011 6:01:22 PM
cognizant-wealth$50.002/23/2011 10:51:09 PM
divedude$25.002/24/2011 1:07:50 AM
social-conductor4$25.002/24/2011 6:27:30 AM
missing-link$25.002/24/2011 1:56:43 AM
innocent-income4$25.002/24/2011 2:31:23 AM
AF-Chief$50.002/24/2011 1:28:58 AM
Banker7371$25.002/24/2011 1:31:11 AM
FeedTheMachine$50.002/24/2011 1:31:17 AM
janus_god$25.002/24/2011 8:36:08 AM
affluence-tycoon$25.002/24/2011 6:52:09 AM
jhernand17$25.002/24/2011 6:06:17 AM
oldmora$50.002/24/2011 9:21:19 AM
important-openness1$50.002/24/2011 10:13:08 AM
wizardii$25.002/24/2011 9:31:12 AM
finagler$25.002/24/2011 9:31:27 AM
Gibbyland$50.002/24/2011 11:38:24 AM
graceful-investment$66.672/24/2011 11:41:33 AM
tech310$50.002/24/2011 5:05:37 PM
Lam0nt$25.002/24/2011 11:46:58 AM
newest-inspiring-power$25.002/24/2011 3:51:24 PM
choss02$50.002/24/2011 5:05:45 PM
zone8$50.002/24/2011 8:02:35 PM
thefork$50.002/24/2011 8:02:51 PM
rockstar78$25.002/24/2011 5:05:38 PM
Q9-X3$50.002/24/2011 5:56:31 PM
whatknows$25.002/25/2011 1:00:42 AM
ITExec$33.182/25/2011 1:01:23 AM
SpareChangeHero$25.002/25/2011 1:02:19 AM
jns48$25.002/25/2011 1:07:43 AM
hope-eagle6$25.002/25/2011 1:27:20 AM
fund-web3$25.002/25/2011 1:31:23 AM
valiant-liberty4$25.002/25/2011 1:44:31 AM
dollar-sonnet3$50.002/25/2011 1:47:14 AM
principal-trombone$50.002/24/2011 8:02:47 PM
Mariner3605$25.002/25/2011 1:01:30 AM
SkipperScott$50.002/25/2011 1:06:22 AM
gristle$25.002/25/2011 1:24:15 AM
Cheburashka$25.002/25/2011 1:00:49 AM
treasure-generator$25.002/25/2011 1:26:24 AM
Diamond_Jim$50.002/25/2011 1:27:25 AM
nodrivelpls$25.002/25/2011 1:08:09 AM
unrivaled-justice$25.002/25/2011 1:31:27 AM
MissionMicroFinance$25.002/25/2011 1:13:50 AM
ferocious-exchange3$37.552/25/2011 1:33:10 AM
LAM26$25.002/25/2011 1:24:26 AM
lowcostmoney$25.002/25/2011 1:26:27 AM
kjv1611$50.002/25/2011 1:49:24 AM
natural-greenback6$25.002/25/2011 1:33:35 AM
CaptainCrunch$25.002/25/2011 1:43:47 AM
gain-gourd$27.972/25/2011 1:46:35 AM
foxtrot12$100.002/20/2011 12:08:14 PM
Tylerh$100.002/20/2011 12:07:51 PM
Rob717171$50.002/20/2011 6:24:43 PM
Preferred-Lender$25.002/21/2011 7:53:03 AM
Pitufo$25.002/21/2011 11:51:00 AM
green-thoughtful-yield$50.002/21/2011 12:22:59 PM
inspiring-reward$100.002/21/2011 12:53:52 PM
CA-Lender$25.002/21/2011 1:08:15 PM
kindness-hickory5$50.002/21/2011 1:50:27 PM
euro-deployment$25.002/21/2011 3:55:06 PM
Ruckus888$50.002/21/2011 4:44:37 PM
Pakse$25.002/21/2011 5:00:43 PM
droopie1$25.002/21/2011 5:04:21 PM
kulender$50.002/21/2011 5:15:33 PM
reflective-rupee$750.772/21/2011 7:39:57 PM
barefootpaul$35.002/21/2011 8:09:12 PM
debt_helper$25.002/21/2011 8:49:05 PM
economy-synapse$25.002/21/2011 10:49:45 PM
gelidfrank$25.002/22/2011 12:47:16 PM
famous-bill$25.002/22/2011 4:05:06 PM
profit-powerplant$25.002/22/2011 5:28:37 PM
ramst41$25.002/22/2011 6:55:10 PM
Kaj$50.002/22/2011 5:54:04 PM
payment-silo$25.002/22/2011 7:59:33 PM
hope-hickory$25.002/22/2011 6:39:12 PM
mindful-cash6$25.002/23/2011 2:40:36 AM
Bob450$30.002/23/2011 2:09:50 AM
capital-halo1$33.602/23/2011 2:44:04 AM
special-peso$50.002/23/2011 8:21:13 AM
the-silver-blaster$50.002/23/2011 6:29:52 AM
supersarah61$25.002/23/2011 6:30:29 AM
worker943$50.002/23/2011 9:39:53 AM
asiaratt$50.002/23/2011 12:24:39 PM
brmar$25.002/23/2011 4:52:28 PM
JiggaJoeyS$33.132/23/2011 5:03:15 PM
studious-principal5$25.002/23/2011 7:31:06 PM
YeoLenderSource$25.002/23/2011 6:14:56 PM
ZTA0796$50.002/23/2011 6:21:32 PM
matt_2006$25.002/23/2011 7:21:13 PM
ultimate-payment$50.002/23/2011 7:53:10 PM
calkidd05$25.002/23/2011 7:41:51 PM
the-profit-oracle$25.002/24/2011 1:30:16 AM
bonus-powerplant$25.002/23/2011 8:57:21 PM
Ocean713$50.002/23/2011 9:56:24 PM
new-social-economist$29.182/24/2011 1:46:09 AM
ursus$27.412/24/2011 1:56:50 AM
SDNLR$25.002/24/2011 1:08:45 AM
TpbiCapitals$25.002/24/2011 1:02:40 AM
shrewd-peace7$25.002/24/2011 1:38:33 AM
payment-gusto$25.002/24/2011 1:44:24 AM
stock106$25.002/24/2011 1:24:41 AM
sensible-order2$62.122/24/2011 10:12:33 AM
floret596$25.002/24/2011 11:34:38 AM
monster4$50.002/24/2011 10:13:05 AM
finance-prescription$50.002/24/2011 10:13:12 AM
bnlforever$25.002/24/2011 9:32:25 AM
ToddN$25.002/24/2011 12:28:40 PM
treasure-pipeline$25.002/24/2011 10:21:28 AM
sjo1984111$25.002/24/2011 4:40:31 PM
runner262$25.002/24/2011 11:38:52 AM
worth-arch$25.002/24/2011 11:39:28 AM
GCInvestments$40.002/24/2011 11:37:04 AM
symbiosis$50.002/24/2011 5:05:40 PM
ore-dojo$25.002/24/2011 2:24:06 PM
deal-secret-agent$25.002/24/2011 2:51:34 PM
wayman$50.002/24/2011 3:51:12 PM
JJ9876$25.002/24/2011 5:05:39 PM
Speculator$25.002/24/2011 5:05:42 PM
bdkjr$25.002/24/2011 5:03:38 PM
point-kitten6$50.002/24/2011 8:02:38 PM
j-lender$50.002/24/2011 8:02:53 PM
52digital$26.142/25/2011 12:48:36 AM
CC911$25.002/25/2011 12:49:55 AM
mwl$25.002/25/2011 12:57:26 AM
Steveoo1$25.002/25/2011 1:00:22 AM
Lubava$25.002/24/2011 6:29:38 PM
Cluvnupe06$25.002/25/2011 1:07:53 AM
soulwork$25.002/24/2011 6:57:34 PM
pious-gold$32.092/24/2011 7:36:25 PM
oldtruckads$25.002/25/2011 1:22:18 AM
MylesNH$25.002/25/2011 1:24:21 AM
contract-boomerang$25.002/24/2011 6:51:34 PM
kendallv$25.002/24/2011 8:01:55 PM
nicklds$25.002/25/2011 12:48:51 AM
brazilofmux$59.232/25/2011 12:50:01 AM
Aunca$27.662/25/2011 12:57:46 AM
skuba$25.002/25/2011 1:01:09 AM
copper$50.002/25/2011 1:02:06 AM
goldeneye777$25.002/25/2011 1:11:36 AM
investment-visionary$25.002/25/2011 1:31:50 AM
money-bauble$100.002/25/2011 1:46:59 AM
the-revenue-demon$38.302/25/2011 2:10:08 AM
179 Investments
 
Borrower Payment Dependent Notes Series 494485
This series of Notes was issued and sold upon the funding of the borrower loan #47475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $321.53
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2005 Debt/Income ratio: 5%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: XYGAMER Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$3K loan
Purpose of loan: Cash advance for paying off credit card
This loan will be used to?
pay off credit card
My financial situation: Great. Good income and low debt.
I am a good candidate for this loan because...


Monthly net income: $9600
Monthly expenses: $ 1000
Housing: $ 2000
Insurance: $ 200
Car expenses: $
Utilities: $ 100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:03 AM
benjamins-utopia$100.002/18/2011 9:16:38 AM
treasure-brigade$50.002/18/2011 9:21:08 AM
AFairDeal$75.002/18/2011 9:24:24 AM
macjp123$25.002/18/2011 9:34:42 AM
economy-tuba7$200.002/18/2011 10:06:05 AM
newest-funds-powerplant$25.002/18/2011 10:32:20 AM
heavy_ax$25.002/18/2011 12:27:47 PM
NorthPointLending$100.002/18/2011 2:43:19 PM
Scotcha$50.002/18/2011 3:16:47 PM
upbeat-finance8$25.002/18/2011 4:06:10 PM
value-sequoia8$75.002/18/2011 6:17:52 PM
thankful-nickel2$25.002/18/2011 5:11:50 PM
LoanerPrincipal$25.002/18/2011 10:39:20 PM
Reddy_Capital$25.002/18/2011 9:22:20 PM
groovychick$25.002/18/2011 10:23:38 PM
cashhelp$60.002/19/2011 12:19:54 AM
simplelender80$100.002/18/2011 9:17:25 AM
BxRealtor$25.002/18/2011 9:18:50 AM
Pulchritudinous$25.002/18/2011 9:21:31 AM
a-responsible-return$50.002/18/2011 9:22:21 AM
nybanker85$50.002/18/2011 9:25:13 AM
organized-payment6$50.002/18/2011 9:28:37 AM
HamachiMan$50.002/18/2011 9:30:54 AM
don8ter$25.002/18/2011 9:30:23 AM
irrelevant$50.002/18/2011 9:37:10 AM
Tradesmanlender$35.002/18/2011 9:39:03 AM
Tylerh$100.002/18/2011 9:41:55 AM
loanman2007$100.002/18/2011 11:03:25 AM
triumph329$50.002/18/2011 11:36:47 AM
amit_gu$50.002/18/2011 12:20:55 PM
competent-p2p$100.002/18/2011 10:52:55 AM
JustMee$25.002/18/2011 11:21:57 AM
vutah$50.002/18/2011 12:34:55 PM
StrongMonty$26.672/18/2011 2:28:42 PM
1traveler$50.002/18/2011 6:45:49 PM
reflective-rupee$1,500.772/18/2011 8:30:55 PM
mex_invests$25.002/18/2011 8:56:43 PM
Astyanax$40.002/18/2011 10:43:17 PM
kulender$100.002/19/2011 3:22:44 AM
loot-supporter2$25.002/19/2011 3:01:34 AM
41 Investments
 
Borrower Payment Dependent Notes Series 494559
This series of Notes was issued and sold upon the funding of the borrower loan #47515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $321.53
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2003 Debt/Income ratio: 6%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,185Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: serene-credit313 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
General Home Repairs
Purpose of loan:
This loan will be used to make some generally needed repairs to my house.

My financial situation:
I am a good candidate for this loan because I have an extremely well paying, steady job that is not in jeopardy for the foreseeable future. My financial situation is optimal.

FWF
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
RetirementMoney$25.002/18/2011 9:07:51 AM
benjamins-utopia$100.002/18/2011 9:16:52 AM
simplelender80$100.002/18/2011 9:17:51 AM
Pulchritudinous$25.002/18/2011 9:21:33 AM
HamachiMan$50.002/18/2011 9:31:15 AM
Newstart2011$50.002/18/2011 9:35:55 AM
Tylerh$100.002/18/2011 9:42:21 AM
JustMee$25.002/18/2011 11:13:17 AM
amit_gu$50.002/18/2011 12:31:17 PM
Bank_Of_XL$25.002/18/2011 1:50:29 PM
openness-viking$100.002/18/2011 1:37:15 PM
vutah$50.002/19/2011 8:24:46 AM
Aaron_Oz$25.002/19/2011 9:58:06 AM
don8ter$25.002/19/2011 10:00:45 AM
Q9-X3$50.002/19/2011 10:27:44 AM
the-silver-blaster$50.002/19/2011 11:08:11 AM
one-midas$25.002/19/2011 11:58:40 AM
p2ploan-sensation211$50.002/19/2011 11:45:23 AM
RyanTH9893$25.002/19/2011 12:05:06 PM
kushka$25.002/19/2011 12:22:18 PM
cash-queen$30.002/19/2011 12:31:22 PM
Kyileo$25.002/19/2011 1:19:21 PM
ColoradoBanker$36.742/19/2011 2:00:01 PM
vladida309$67.092/19/2011 2:07:08 PM
dutchschulz24$50.002/19/2011 4:20:51 PM
loanman2007$195.402/19/2011 5:16:16 PM
enthralling-deal180$75.002/18/2011 9:14:16 AM
BxRealtor$25.002/18/2011 9:19:11 AM
treasure-brigade$50.002/18/2011 9:21:12 AM
a-responsible-return$50.002/18/2011 9:22:36 AM
AFairDeal$75.002/18/2011 9:24:32 AM
nybanker85$50.002/18/2011 9:25:16 AM
organized-payment6$50.002/18/2011 9:28:39 AM
macjp123$25.002/18/2011 9:34:31 AM
Tradesmanlender$35.002/18/2011 9:39:10 AM
competent-p2p$75.002/18/2011 10:54:08 AM
heavy_ax$25.002/18/2011 12:27:50 PM
reflective-rupee$1,200.772/19/2011 8:58:01 AM
income-encore1$50.002/19/2011 8:36:58 AM
vine99$90.002/19/2011 10:54:23 AM
market-pudding$25.002/19/2011 12:27:39 PM
kulender$100.002/19/2011 12:32:17 PM
irrelevant$50.002/19/2011 12:38:57 PM
ac787$25.002/19/2011 1:10:36 PM
Astyanax$45.002/19/2011 2:21:07 PM
buffalobills$25.002/19/2011 2:58:11 PM
RJ-Pilot$50.002/19/2011 3:18:13 PM
GrowTK$25.002/19/2011 4:50:24 PM
48 Investments
 
Borrower Payment Dependent Notes Series 494635
This series of Notes was issued and sold upon the funding of the borrower loan #47499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 59%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,167Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: unassuming-reward952 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To help pay medical bills
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because... My credit history is very good, and I make all payments on time.


Monthly net income: $ 4000 (What myself & my spouse bring home)
Monthly expenses: $ See below
Housing: $ 644
Insurance: $ 190 (Home & car ins.)
Car expenses: $ 690
Utilities: $ 170
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 800 (credit cards, student loan)
Other expenses: $ 375-400 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I think you?re a great candidate for this loan!...What?s your total 1st and 2nd mortgage payment with yearly (or monthly) property tax and insurance? Also, what?s the rough value and total owed on the home? (use www.zillow.com for estimate) THANKS! - SmartConsolidation
A: Only one mortgage=$643/mo. Property tax=$640/yr. Rough value of home=$115,000. Total owed=$98,000. (Feb-22-2011)
Q: Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A: No IRA or 403b. 401k only. Est. value=$22,500. (Feb-22-2011)
Q: Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? Thank you!! - DasMula
A: Best Buy (spouse/self) - $850 - 12% Discover (spouse) - $900 - 12% Citi (self) - $2700 - 12% Car loan - $1550 - 12.8% Student loan - $580 - 6% Medical bills from recent surgeries - $950 (Feb-23-2011)
Q: What is the reason for consolidating your debt at a HIGHER interest rate? Thanks. - liberty-magnate
A: I am currently making minimum payments on everything. Min. pmt. on car loan is $284, and all other min. pmts. combined are $200 - so right now, I'm paying $484/mo. I would be able to pay this loan off much faster, and save a little money at the same time - rather than if I continued doing what I'm doing now. (Feb-24-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 9:09:27 AM
Tylerh$100.002/21/2011 9:12:46 AM
UCLA4life$50.002/21/2011 9:11:28 AM
amlu1988$25.002/21/2011 9:59:27 AM
favorite-commerce$50.002/21/2011 10:25:16 AM
brightest-dignified-penny$25.002/21/2011 10:45:24 AM
Pitufo$25.002/21/2011 11:51:37 AM
inspiring-reward$100.002/21/2011 12:54:05 PM
CA-Lender$25.002/21/2011 1:08:27 PM
finance-mushroom$100.002/21/2011 1:20:25 PM
ddog0224$50.002/21/2011 3:26:13 PM
JustMee$25.002/21/2011 3:25:21 PM
barefootpaul$35.002/21/2011 8:10:23 PM
Kyileo$25.002/21/2011 8:33:00 PM
economy-synapse$25.002/21/2011 10:50:05 PM
Yomain$60.002/22/2011 4:14:06 AM
SecondChanceLendingSERV$50.002/22/2011 10:18:11 AM
mtquan$25.002/22/2011 1:16:01 PM
kulender$100.002/22/2011 5:26:14 PM
leverage-monger$30.002/23/2011 7:47:30 AM
worker943$50.002/23/2011 9:40:10 AM
witty-openness$25.002/23/2011 2:26:10 PM
Bob450$25.002/23/2011 12:18:13 PM
green-thoughtful-yield$50.002/23/2011 12:24:50 PM
genius520$100.002/23/2011 12:28:18 PM
Leshan$25.002/23/2011 6:08:27 PM
profit-powerplant$25.002/23/2011 5:50:51 PM
Maximum_Investment$36.092/23/2011 6:30:58 PM
ultimate-payment$50.002/23/2011 7:53:22 PM
momoney2lend$25.002/24/2011 1:06:31 AM
radforj22$25.002/24/2011 1:40:26 AM
affluence-tycoon$25.002/24/2011 6:52:15 AM
sosleep$25.002/24/2011 10:46:31 AM
finagler$25.002/24/2011 9:31:32 AM
liberty-magnate$25.002/24/2011 9:26:53 AM
handy-point5$25.002/24/2011 11:30:21 AM
ready-interest9$25.002/24/2011 3:40:45 PM
wayman$50.002/24/2011 3:51:17 PM
Jack55304$300.002/24/2011 5:08:40 PM
wise-benjamins-fortress$25.002/24/2011 10:28:01 PM
1randyp$108.652/24/2011 6:24:51 PM
irrelevant$50.002/24/2011 8:03:03 PM
agalt$45.532/25/2011 8:36:12 AM
gain-gourd$37.562/25/2011 8:36:42 AM
p123$25.002/25/2011 8:36:53 AM
GElender$25.002/25/2011 8:37:09 AM
phaded$25.002/25/2011 8:48:10 AM
autonomous-basis$25.002/25/2011 6:06:25 AM
Lubava$50.002/25/2011 7:11:52 AM
vibraphone3$50.002/25/2011 8:36:58 AM
tech310$50.002/25/2011 8:37:26 AM
kendallv$25.002/25/2011 8:37:41 AM
zone8$50.002/25/2011 8:37:47 AM
RMB-Investments$50.002/25/2011 8:36:46 AM
LR_Biker$50.002/25/2011 8:36:54 AM
dckpolo$25.002/25/2011 8:37:01 AM
asiaratt$50.002/25/2011 8:37:46 AM
HamachiMan$50.002/21/2011 9:11:35 AM
suave-dime6$25.002/21/2011 9:09:43 AM
foxtrot12$100.002/21/2011 9:13:10 AM
investment-artist$25.002/21/2011 9:31:10 AM
reflective-rupee$400.772/21/2011 10:05:35 AM
orderly-leverage$100.002/21/2011 10:08:52 AM
competent-p2p$50.002/21/2011 10:36:55 AM
sappy02$25.002/21/2011 12:52:26 PM
2grindstones$25.002/21/2011 1:50:42 PM
credit-guard5$25.002/21/2011 7:21:09 PM
diversification-medalist$25.002/22/2011 12:00:16 AM
Artist_Blue$25.002/22/2011 6:09:45 AM
greencat$50.002/22/2011 7:11:44 AM
SFBank$200.002/22/2011 9:37:30 AM
ingenious-deal6$25.002/22/2011 1:26:20 PM
jiggaman7$50.002/22/2011 5:28:53 PM
shrewd-income$50.002/22/2011 5:44:19 PM
hopeful-truth5$50.002/22/2011 6:32:59 PM
Kaj$50.002/22/2011 5:54:12 PM
hope-hickory$25.002/22/2011 6:39:23 PM
autonomous-truth$150.002/22/2011 11:25:45 PM
Whipster$50.002/22/2011 11:28:21 PM
umfan123$25.002/22/2011 9:59:42 PM
special-peso$50.002/23/2011 8:21:38 AM
gelidfrank$25.002/23/2011 6:30:58 AM
Kash2010lu$25.002/23/2011 9:14:56 AM
brightest-fascinating-principal$25.002/23/2011 10:15:26 AM
foothillender$25.002/23/2011 9:52:24 AM
sweetlan$25.002/23/2011 2:12:54 PM
authoritative-capital$25.002/23/2011 12:25:32 PM
payment-silo$25.002/23/2011 12:25:49 PM
platinum-scientist9$50.002/23/2011 4:47:21 PM
liberty-destiny3$25.002/23/2011 4:52:41 PM
cognizant-wealth$50.002/23/2011 10:51:16 PM
natural-trade7$50.002/23/2011 7:29:39 PM
Ocean713$50.002/23/2011 9:56:30 PM
doopers$25.002/24/2011 6:48:38 AM
Starfin-Capital-Management$519.252/24/2011 7:09:16 AM
Lam0nt$25.002/24/2011 11:47:04 AM
treasure-pipeline$25.002/24/2011 10:21:32 AM
Astyanax$40.002/24/2011 2:42:14 PM
innovator2$50.002/24/2011 12:15:34 PM
deal-secret-agent$25.002/24/2011 2:51:37 PM
five-star-note$200.002/24/2011 3:26:04 PM
missing-link$25.002/25/2011 1:47:48 AM
thomas16882004$25.002/24/2011 9:09:49 PM
zone6$100.002/25/2011 6:21:41 AM
the-discrete-income$50.002/25/2011 8:36:48 AM
GrowTK$25.002/25/2011 8:36:56 AM
economy-producer$25.002/25/2011 8:37:06 AM
incbx$50.002/25/2011 8:37:35 AM
point-kitten6$50.002/25/2011 8:37:48 AM
brmar$25.002/25/2011 8:37:53 AM
all_of_that_one$35.002/25/2011 5:56:40 AM
mmeyer_jr$25.002/25/2011 5:07:06 AM
MrBailey$25.552/25/2011 8:37:04 AM
musegaze$84.732/25/2011 8:37:31 AM
ingenious-interest1$50.002/25/2011 8:37:50 AM
valiant-money$29.502/25/2011 8:45:11 AM
fund-guild$50.002/25/2011 8:47:25 AM
the-silver-blaster$50.002/25/2011 8:36:51 AM
supersarah61$25.002/25/2011 8:36:59 AM
symbiosis$50.002/25/2011 8:37:29 AM
EarlyRiser$245.762/25/2011 8:37:36 AM
rate-sceptre$50.002/25/2011 8:46:40 AM
gallant-economy9$216.612/25/2011 8:49:30 AM
123 Investments
 
Borrower Payment Dependent Notes Series 494711
This series of Notes was issued and sold upon the funding of the borrower loan #47518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $301.66
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1985 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:25y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,374Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: bid-thinker7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation: kill 23.9% APR
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:06:09 PM
BxRealtor$25.002/18/2011 5:06:37 PM
benjamins-utopia$100.002/18/2011 5:07:05 PM
AFairDeal$75.002/18/2011 5:07:47 PM
Tradesmanlender$50.002/18/2011 5:07:58 PM
HamachiMan$50.002/18/2011 5:09:06 PM
Tylerh$100.002/18/2011 5:11:38 PM
enthralling-deal180$25.002/18/2011 5:12:20 PM
openness-viking$100.002/18/2011 9:20:59 PM
vutah$50.002/18/2011 8:50:11 PM
MadHun$100.002/19/2011 9:00:23 PM
Edge-City$25.002/20/2011 11:51:16 AM
gain-gourd$100.002/21/2011 12:03:11 PM
jbaum$40.002/21/2011 12:21:40 PM
authoritative-loot$25.002/21/2011 2:13:12 PM
first-serene-credit$25.002/21/2011 2:55:22 PM
kulender$100.002/21/2011 5:14:41 PM
thoughtful-exchange8$100.002/21/2011 6:46:40 PM
meenan$50.002/21/2011 7:25:22 PM
thankful-nickel2$25.002/21/2011 7:59:54 PM
JJ9876$25.002/22/2011 12:09:47 PM
ashirey$50.002/22/2011 12:35:33 PM
competent-p2p$40.002/22/2011 1:18:53 PM
sincere-balance$25.002/22/2011 4:30:22 PM
hope-hickory$25.002/22/2011 6:40:43 PM
CE88$50.002/22/2011 10:43:31 PM
Artist_Blue$25.002/23/2011 1:42:31 AM
friendly-market5$25.002/23/2011 3:51:39 PM
indomitable-coin$50.002/24/2011 4:16:48 AM
treasure-pipeline$50.002/24/2011 10:17:27 AM
T-L-B$35.002/25/2011 9:58:28 AM
caring-hope2$50.002/25/2011 10:05:21 AM
reward-cosmos$25.002/25/2011 11:31:19 AM
anton$6,500.002/25/2011 12:57:37 PM
organized-payment6$50.002/18/2011 5:07:40 PM
macjp123$25.002/18/2011 5:09:57 PM
SolarMoonshine$50.002/18/2011 5:38:39 PM
bold-durability-drum$100.002/19/2011 9:57:38 AM
reflective-rupee$50.772/19/2011 1:38:40 PM
wirebutterfly$50.002/19/2011 8:00:42 PM
principal-bull$25.002/20/2011 5:38:10 PM
FundMaker$25.002/21/2011 9:03:32 AM
mhotchan$100.002/21/2011 9:16:09 AM
Azonic21$25.002/21/2011 10:55:21 AM
social-investor5$25.002/21/2011 11:13:51 AM
radforj22$25.002/21/2011 12:50:08 PM
penny-finder$30.002/21/2011 1:44:52 PM
bigbrowntruck$100.002/21/2011 2:07:16 PM
payment-halo$25.002/21/2011 2:53:18 PM
Preteur$25.002/21/2011 4:20:17 PM
vutah$25.002/21/2011 4:31:28 PM
availableloan$25.002/21/2011 8:18:14 PM
Goodnotlucky$50.002/22/2011 12:17:04 PM
TikPmp1$25.002/22/2011 12:11:20 PM
conqueror359$50.002/22/2011 3:11:18 PM
authoritative-capital$25.002/22/2011 2:14:58 PM
powerful-finance7$25.002/22/2011 7:49:17 PM
aiming_for_42$25.002/22/2011 7:32:36 PM
SecondChanceLendingSERV$50.002/23/2011 7:46:37 AM
top-epic-community$50.002/23/2011 11:07:18 AM
triumphant-bonus$30.002/23/2011 6:43:18 PM
ultimate-payment$50.002/23/2011 7:52:57 PM
affluence-tycoon$50.002/24/2011 6:51:54 AM
don8ter$25.002/24/2011 4:37:53 PM
syounker$25.002/25/2011 9:35:27 AM
65 Investments
 
Borrower Payment Dependent Notes Series 494791
This series of Notes was issued and sold upon the funding of the borrower loan #47506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $460.08
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1996 Debt/Income ratio: 7%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,934Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: ParkAvenueAssociates Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Capital to Reinvest in Prosper.com
Purpose of loan:
This loan will be used to reinvest in prosper.com loans.

My financial situation:
I am a good candidate for this loan because I have over $200,000 in liquid assets, a very low debt to income ratio, the capacity to pay back the loan with either monthly income or saving, and I am highly educated (engineering student and MBA) with an excellent employment history.

My monthly income AFTER taxes is about $7,000. My monthly non-discretionary expenses consist of $1,750 for bills (including rent), $150 for insurance, $250 for personal care, $200 for transportation (I don't own a car as I live in Manhattan), and $256 for student loan payments. This leaves me with cash flow of about $4,400 for food, entertainment, and this loan payment. More then enough coverage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/20/2011 12:04:25 PM
Tradesmanlender$50.002/20/2011 12:06:01 PM
kyomoon$50.002/20/2011 12:04:24 PM
jenkris$25.002/20/2011 12:06:08 PM
benjamins-utopia$100.002/20/2011 12:06:22 PM
community-pipeline$25.002/20/2011 12:07:10 PM
youqianderen$50.002/20/2011 12:06:16 PM
Tylerh$100.002/20/2011 12:07:26 PM
KWarrior$50.002/20/2011 12:06:25 PM
scrappy-bonus2$25.002/20/2011 12:06:32 PM
Koma67$25.002/20/2011 1:24:28 PM
reflective-rupee$300.772/20/2011 7:41:04 PM
squarebob$100.002/21/2011 6:31:17 AM
don8ter$25.002/21/2011 7:26:13 AM
tenacious-compassion9$25.002/21/2011 8:06:37 AM
sflash$25.002/21/2011 12:34:28 PM
choss02$50.002/21/2011 12:46:04 PM
Preteur$25.002/21/2011 4:09:31 PM
availableloan$25.002/21/2011 8:13:21 PM
authoritative-capital$25.002/21/2011 10:29:57 PM
nuclearmoose$25.002/21/2011 8:34:45 PM
Lou-Holtz$25.002/22/2011 4:49:10 AM
TikPmp1$25.002/22/2011 12:10:16 PM
evnagelist$50.002/22/2011 1:27:17 PM
LendGuy$50.002/22/2011 12:54:57 PM
wrighco$25.002/22/2011 6:05:32 PM
compoundinterest$50.002/22/2011 5:51:34 PM
indomitable-coin$50.002/23/2011 9:20:52 AM
minista$25.002/23/2011 4:53:03 PM
Delamere$50.002/23/2011 7:11:48 PM
treasure-pipeline$50.002/24/2011 10:16:39 AM
Goodlender42$25.002/24/2011 6:19:04 PM
efficient-treasure0$25.002/24/2011 9:36:09 PM
hitsman$50.002/25/2011 8:08:10 AM
BaxterEvil$25.002/25/2011 8:02:35 AM
syounker$25.002/25/2011 9:34:33 AM
CPA-Banker$25.002/25/2011 3:39:33 PM
SpareChangeDreamFundLLC$25.002/26/2011 3:26:23 AM
cash-sensai2$50.002/26/2011 7:23:54 AM
108lender$102.852/26/2011 12:46:44 AM
order-wizard$29.572/26/2011 4:33:02 PM
DukSerduk$25.002/20/2011 12:05:03 PM
CBO-Enterprise$50.002/20/2011 12:06:04 PM
meux99$25.002/20/2011 12:06:12 PM
nimble-money0$25.002/20/2011 12:04:58 PM
CashProvider$100.002/20/2011 12:05:46 PM
blot44$25.002/20/2011 12:05:50 PM
BidDaddyBigBucks$25.002/20/2011 12:08:22 PM
orindalender$50.002/20/2011 12:08:06 PM
sk10023$25.002/20/2011 12:08:21 PM
E_G$50.002/20/2011 5:23:44 PM
best-ingenious-funds$25.002/21/2011 4:00:01 PM
thankful-nickel2$25.002/21/2011 7:52:07 PM
GiftViftdotcom$25.002/21/2011 8:39:11 PM
Kisk$50.002/22/2011 8:46:04 AM
top-epic-community$50.002/22/2011 12:22:11 PM
yoyoclock$35.002/23/2011 3:05:14 AM
engaging-worth$25.002/23/2011 5:44:13 PM
bowdish1$50.002/24/2011 1:20:17 AM
radforj22$37.782/24/2011 1:40:44 AM
velocity-solo$25.002/24/2011 11:38:38 AM
leverage-symphony$50.002/24/2011 8:52:01 PM
jamschmidt$50.002/24/2011 9:47:27 PM
T-L-B$35.032/24/2011 10:03:02 PM
wwwUniversal$25.002/24/2011 10:26:21 PM
Phantom99$25.612/25/2011 1:25:20 AM
worthy-bid8$25.002/25/2011 8:03:31 AM
truth-image$50.002/25/2011 8:08:02 AM
camaraderi-atmosphere$100.002/25/2011 8:08:21 AM
credit-investor5$50.002/25/2011 1:11:20 PM
a-exponential-hope$25.002/26/2011 6:36:12 AM
Aberdeen$12,000.002/26/2011 10:12:43 PM
72 Investments
 
Borrower Payment Dependent Notes Series 494931
This series of Notes was issued and sold upon the funding of the borrower loan #47510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-22-2011 
Term: 12 months Listing End date:  Feb-22-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $171.21
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1991 Debt/Income ratio: 9%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 53 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,438Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: melodious-openness Borrower's state: Minnesota Borrower's group: Socorro Capital Partners
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expand Investment Portfolio
Purpose of loan:
I am current lender in Prosper and I would like to investigate the borrower side of the peer-to-peer lending. I plan on taking the loan to full term.

My financial situation:
I have been fully employed for the past 20+ years and have sufficient income to cover this loan.

Monthly Income (net): 7,000

Expenses:
House: 1,300
Others (food + etc): 2,500
Car Payment: 0
Credit Card: 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
beachfunder$45.642/22/2011 9:04:27 AM
DukSerduk$25.002/22/2011 9:05:02 AM
CBO-Enterprise$50.002/22/2011 9:05:59 AM
docdekay$100.002/22/2011 9:08:42 AM
BoughtTheFarm$25.002/22/2011 9:15:19 AM
a-responsible-return$50.002/22/2011 9:03:45 AM
kyomoon$50.002/22/2011 9:04:03 AM
competent-p2p$50.002/22/2011 9:05:09 AM
nimble-money0$25.002/22/2011 9:05:33 AM
youqianderen$50.002/22/2011 9:06:11 AM
scrappy-bonus2$25.002/22/2011 9:04:18 AM
meux99$25.002/22/2011 9:06:07 AM
sk10023$25.002/22/2011 9:06:29 AM
nuclearmoose$25.002/22/2011 9:08:39 AM
tenacious-compassion9$25.002/22/2011 9:06:37 AM
Preteur$25.002/22/2011 9:08:19 AM
kenji4861$25.002/22/2011 9:05:42 AM
loanermn$25.002/22/2011 9:03:30 AM
benjamins-utopia$100.002/22/2011 9:06:13 AM
community-pipeline$25.002/22/2011 9:06:21 AM
BidDaddyBigBucks$25.002/22/2011 9:06:32 AM
thinknovuu$25.002/22/2011 9:04:21 AM
jenkris$25.002/22/2011 9:06:02 AM
KWarrior$50.002/22/2011 9:06:17 AM
Tylerh$100.002/22/2011 9:06:25 AM
reflective-rupee$1,000.772/22/2011 9:14:02 AM
26 Investments
 
Borrower Payment Dependent Notes Series 495061
This series of Notes was issued and sold upon the funding of the borrower loan #47528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2000 Debt/Income ratio: 19%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,760Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: green-urbane-payout Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 4 ( 40% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 6 ( 60% )  
640-659 (Apr-2010)
 
Principal balance: $3,910.66 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Pay off high interest credit cards
Purpose of loan:
This loan will be used to pay off my high interest credit cards. The balance accumulated in my credit cards were due to medical(individual plan) & childcare expenses incurred during the birth of my two children in last four years. With this loan I will pay off two of my credit card by half which will ease out repayment of balance debts.

My financial situation:
I am a good candidate for this loan because I work in a responsible position in IT dept of a reputable company & earn pretty good remuneration. I have an excellent track record of paying off any dues on time.

Monthly net income: $ 7450
Monthly expenses: $ 5200
Housing(Rent): $ 1750
Insurance(Car): $ 80
Car expenses(loan+gas): $ 400
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses $ 500
Credit cards and other loans: $ 870
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why the six 6 payments on your last loan? - magnetic-dedication3
A: Hi Magnetic-dedication3, I am sorry, I didn't get your complete question. Could you please re-post your exact question, so that I can promptly respond to it. Thanks (Feb-22-2011)
Q: How come 6 out of the 10 payments on your current prosper loan has been late? - Shining-Star
A: Hi Shining-Star, Actually this happened due to switching of auto debit mode to manual debit mode. Since Sept 2010, I set up direct deposit of my salary in my credit union account due to which I changed bank account info in Prosper from the previously registered one(auto debit) to this new one. Due to my sheer inertia, I missed out on setting up auto debit mode for this new account for last six months & I had to resort to manual debit transaction which made payments late by couple of days or so. (Feb-22-2011)
Q: I think the question was why have six of the payments on the Prosper loan you currently have been late. - Jinja
A: Hi Jinja, Actually this happened due to switching of auto debit mode to manual debit mode. Since Sept 2010, I set up direct deposit of my salary in my credit union account due to which I changed bank account info in Prosper from the previously registered one(auto debit) to this new one. Due to my sheer inertia, I missed out on setting up auto debit mode for this new account for last six months & I had to resort to manual debit transaction which made payments late by couple of days or so. (Feb-22-2011)
Q: What are the balances/interest rates on the cards you want to pay off? - Barrayaran
A: Hi Barrayaran, The balances on two of them are $5900 and $4900 . The corresponding interest rates are 24.99% and 25.99%. I have an excellent track record of paying back my dues on time and never had any delinquencies in last 11 years of credit history. (Feb-27-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/21/2011 5:04:49 PM
sappy02$25.002/21/2011 5:07:14 PM
reflective-rupee$25.772/21/2011 7:34:25 PM
debt_helper$25.002/21/2011 8:48:49 PM
golffish2$100.002/22/2011 3:46:41 AM
economy-synapse$25.002/21/2011 10:50:16 PM
inspiring-reward$100.002/22/2011 8:43:38 AM
lendstats_com$39.302/22/2011 9:04:09 AM
realtormoises$25.002/22/2011 9:59:03 AM
ingenious-deal6$25.002/22/2011 1:26:29 PM
umfan123$25.002/22/2011 10:05:59 PM
amlu1988$25.002/22/2011 10:25:28 PM
blue-useful-auction$25.002/23/2011 7:49:11 AM
barefootpaul$35.002/23/2011 7:39:43 AM
finance-mushroom$100.002/23/2011 5:50:40 PM
Reddy_Capital$25.002/23/2011 10:23:56 PM
kendigme$25.002/24/2011 3:46:00 AM
affluence-tycoon$50.002/24/2011 6:52:22 AM
Bob450$25.002/24/2011 10:12:06 AM
loanman2007$25.002/24/2011 11:48:59 AM
wayman$50.002/24/2011 3:51:23 PM
profit-powerplant$25.002/25/2011 4:32:00 AM
liberty-destiny3$25.002/25/2011 11:56:10 AM
credit-investor5$50.002/25/2011 1:11:40 PM
treasure-bliss$48.672/26/2011 1:40:54 AM
the-discrete-income$100.002/25/2011 8:26:20 PM
amf$25.002/25/2011 10:06:32 PM
GInBaghdad$25.002/26/2011 5:56:18 PM
superb-kindness2$25.002/26/2011 6:03:03 PM
wtrboy$50.002/27/2011 2:51:11 AM
loss-of-control$50.002/26/2011 1:45:56 PM
thelovebug$50.002/27/2011 8:17:48 AM
SirJev$50.002/27/2011 11:41:09 AM
ivy-league-MBA$25.002/27/2011 8:07:17 PM
ichibon$50.002/27/2011 5:40:57 PM
Southern_Illinois_Girl$25.002/27/2011 8:46:43 PM
MyKidsDad$25.002/27/2011 8:01:08 PM
bsh297$25.002/28/2011 6:06:27 AM
mobius404$25.002/28/2011 6:41:24 AM
studio3d$25.002/28/2011 9:37:07 AM
irrelevant$50.002/28/2011 1:40:52 PM
divedude$25.002/28/2011 1:51:53 PM
graceful-investment$100.002/28/2011 1:54:43 PM
supersarah61$25.002/28/2011 3:01:42 PM
truth-eclair$25.002/28/2011 3:04:11 PM
LR_Biker$50.002/28/2011 3:04:23 PM
Preferred-Lender$25.002/28/2011 4:26:20 PM
incbx$50.002/28/2011 1:42:42 PM
papaloha$25.002/28/2011 1:41:32 PM
orange-preeminant-bill$50.002/28/2011 1:53:22 PM
velocity-solo$25.002/28/2011 1:53:26 PM
wind183$150.002/28/2011 2:07:30 PM
loyalty-spartan$25.002/28/2011 2:36:01 PM
fair-peace7$25.002/28/2011 3:02:33 PM
ddog0224$50.002/28/2011 3:04:20 PM
green-thoughtful-yield$50.002/28/2011 3:04:36 PM
Fenix878$25.002/28/2011 3:04:01 PM
WBB21$50.002/28/2011 3:04:06 PM
musegaze$100.002/28/2011 3:04:13 PM
thefork$50.002/28/2011 3:04:17 PM
asiaratt$50.002/28/2011 3:04:27 PM
ingenious-interest1$50.002/28/2011 3:04:40 PM
donkey$25.002/28/2011 4:19:51 PM
Tikibarman$25.002/28/2011 4:27:19 PM
dckpolo$25.002/28/2011 4:27:39 PM
momoney2lend$25.002/28/2011 4:27:49 PM
bid-czar8$50.002/28/2011 4:26:18 PM
RKLFinancial$25.002/28/2011 4:32:49 PM
kendallv$25.002/28/2011 4:27:09 PM
MrBailey$25.552/28/2011 4:27:42 PM
beaker$25.002/28/2011 4:49:32 PM
kjsfld$25.002/28/2011 4:48:46 PM
income-sage9$25.002/28/2011 4:51:19 PM
Lam0nt$25.002/28/2011 4:51:23 PM
studious-principal5$25.002/28/2011 4:52:13 PM
authoritative-capital$25.002/28/2011 4:51:41 PM
helping-out$50.002/28/2011 4:52:07 PM
matt_2006$25.002/28/2011 4:52:11 PM
UCLA4life$50.002/21/2011 5:06:12 PM
simplelender80$200.002/21/2011 5:04:18 PM
Pitufo$25.002/21/2011 5:07:04 PM
B-rad_the_Coug$25.002/21/2011 5:05:55 PM
CA-Lender$25.002/21/2011 5:07:19 PM
HamachiMan$50.002/21/2011 5:06:17 PM
Tylerh$100.002/21/2011 5:06:31 PM
SolarMoonshine$25.002/21/2011 5:27:57 PM
dt_one$25.002/21/2011 7:57:44 PM
velocity-gala$116.522/21/2011 11:58:19 PM
Artist_Blue$25.002/22/2011 6:09:30 AM
donlenboy$29.932/22/2011 9:39:54 AM
Kaj$50.002/22/2011 5:54:21 PM
hope-hickory$25.002/22/2011 6:39:35 PM
autonomous-truth$100.002/22/2011 10:48:51 PM
kendigme$25.002/23/2011 2:48:08 AM
foxtrot12$100.002/23/2011 12:24:57 PM
jiggaman7$50.002/23/2011 4:52:35 PM
Ocean713$50.002/23/2011 9:56:37 PM
kulender$100.002/24/2011 6:12:16 AM
treasure-pipeline$25.002/24/2011 10:21:39 AM
selector568$50.002/25/2011 1:26:37 AM
sweetlan$25.002/25/2011 1:33:30 AM
genius520$100.002/24/2011 8:04:18 PM
tntmojave$27.102/25/2011 1:27:01 AM
CashFlow13$100.002/25/2011 1:51:00 PM
YoungTaxMan$25.002/25/2011 2:09:25 PM
proud-gold9$50.002/25/2011 8:17:30 PM
Jack55304$300.002/25/2011 4:12:35 PM
rvfbroker$25.002/25/2011 8:17:17 PM
credit-coach118$35.002/25/2011 9:31:31 PM
credible-balance6$50.002/26/2011 10:26:35 AM
asset-professor$50.002/26/2011 1:51:50 AM
OCedHrt$25.002/26/2011 6:11:11 AM
festeringsnot$25.002/26/2011 7:16:16 AM
Miklot$50.002/27/2011 2:51:24 AM
careful-penny$25.002/26/2011 10:53:45 AM
income-awakening6$25.002/27/2011 6:38:01 AM
FeedTheMachine$50.002/27/2011 9:41:07 AM
moola-wildebeest3$50.002/26/2011 7:37:29 PM
the_finance_guru$150.002/27/2011 12:02:36 PM
bullwink27$25.002/27/2011 2:27:13 PM
flexible-diversification9$50.002/28/2011 9:32:23 AM
sensible-fund$50.002/28/2011 3:21:12 AM
buffalobills$25.002/28/2011 8:08:03 AM
runner262$25.002/28/2011 9:39:52 AM
successful-generosity$25.002/28/2011 9:46:07 AM
morpholog$50.002/28/2011 2:51:04 PM
j-lender$50.002/28/2011 3:04:19 PM
point-kitten6$50.002/28/2011 3:04:34 PM
brmar$25.002/28/2011 3:04:47 PM
gain-gourd$84.932/28/2011 4:26:40 PM
fortytwo$50.002/28/2011 4:27:17 PM
thoughtful-currency5$50.002/28/2011 1:16:07 PM
DiabolicalGamer$25.002/28/2011 1:07:40 PM
gotjack$25.002/28/2011 1:38:35 PM
money-bauble$41.782/28/2011 1:41:51 PM
jhernand17$25.002/28/2011 1:42:36 PM
credit-bliss8$25.002/28/2011 1:53:38 PM
sensible-order2$57.712/28/2011 1:54:41 PM
the-silver-blaster$50.002/28/2011 3:02:20 PM
loan-machine1$50.002/28/2011 3:04:08 PM
vibraphone3$50.002/28/2011 3:04:25 PM
Bidwinner08$54.672/28/2011 3:31:58 PM
moola-escalator$25.002/28/2011 3:04:03 PM
jigsaw$50.002/28/2011 3:04:10 PM
principal-trombone$50.002/28/2011 3:04:15 PM
gala279$50.002/28/2011 3:04:22 PM
zone8$50.002/28/2011 3:04:30 PM
GElender$25.002/28/2011 3:04:46 PM
economy-producer$25.002/28/2011 4:26:45 PM
tech310$50.002/28/2011 4:27:56 PM
Brain_m$25.002/28/2011 4:01:01 PM
p123$25.002/28/2011 4:27:26 PM
balance-river$38.022/28/2011 4:39:19 PM
fuzed$55.002/28/2011 4:47:57 PM
Namair$25.002/28/2011 4:51:21 PM
155 Investments
 
Borrower Payment Dependent Notes Series 495153
This series of Notes was issued and sold upon the funding of the borrower loan #47507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1991 Debt/Income ratio: 16%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $76,569Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: green-openness-vault Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: to pay off some debt
This loan will be used to...mainly pay off some small credit card debt

My financial situation: stable
I am a good candidate for this loan because...I have the ability to repay it sooner then 3 years.


Monthly net income: $5200
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
HamachiMan$50.002/21/2011 5:06:20 PM
orderly-leverage$100.002/21/2011 5:06:55 PM
sappy02$25.002/21/2011 5:07:18 PM
simplelender80$200.002/21/2011 5:04:24 PM
squarebob$50.002/21/2011 5:11:16 PM
Tylerh$100.002/21/2011 5:06:37 PM
Pitufo$25.002/21/2011 5:07:07 PM
investment-artist$25.002/21/2011 5:09:42 PM
113121$25.002/21/2011 6:59:43 PM
2grindstones$50.002/21/2011 7:07:57 PM
favorite-commerce$100.002/21/2011 6:54:50 PM
thankful-nickel2$25.002/21/2011 7:32:20 PM
dtana$25.002/21/2011 7:17:02 PM
Kyileo$25.002/21/2011 8:28:36 PM
vutah$25.002/21/2011 7:36:48 PM
magnetic-dedication3$25.002/22/2011 2:16:13 AM
Top_Gun_Lender$26.002/21/2011 11:15:02 PM
Artist_Blue$25.002/22/2011 6:09:23 AM
loanman2007$25.002/22/2011 11:31:25 AM
ingenious-deal6$25.002/22/2011 1:26:35 PM
umfan123$25.002/22/2011 10:06:08 PM
goodhearted-basis4$25.002/22/2011 10:35:06 PM
nilonc1$25.002/23/2011 10:20:57 AM
SecondChanceLendingSERV$25.002/23/2011 4:00:39 PM
lender-inc$27.392/24/2011 7:06:06 AM
frogperson$200.002/24/2011 9:03:37 AM
affluence-tycoon$50.002/24/2011 6:52:25 AM
treasure-pipeline$25.002/24/2011 10:21:43 AM
exciting-fairness$200.002/24/2011 1:55:19 PM
Astyanax$40.002/24/2011 2:43:24 PM
inspiring-reward$150.002/25/2011 1:33:02 AM
zone6$100.002/25/2011 7:10:34 AM
kulender$50.002/25/2011 8:05:09 AM
spiff666$25.002/25/2011 7:01:34 AM
rateasaurus1$25.002/25/2011 9:15:24 AM
YellowJacket$25.002/25/2011 9:33:18 AM
SFBank$50.002/25/2011 9:58:50 AM
ScottyJ$25.002/25/2011 10:44:03 AM
ethicalhumanist$25.002/25/2011 1:55:04 PM
SqueezeKing$25.002/25/2011 2:02:18 PM
greenback-guard$25.002/25/2011 3:02:23 PM
PropertyInvest$25.002/25/2011 4:16:18 PM
dritter$30.002/25/2011 11:49:06 AM
income-rocker2$27.692/25/2011 12:22:07 PM
credit-investor5$50.002/25/2011 1:11:50 PM
EarlyRiser$250.002/25/2011 4:12:16 PM
jasonblings$116.442/25/2011 4:27:09 PM
suave-dime6$25.002/21/2011 5:06:06 PM
UCLA4life$50.002/21/2011 5:06:11 PM
CA-Lender$25.002/21/2011 5:07:24 PM
amlu1988$25.002/21/2011 5:59:05 PM
reflective-rupee$50.772/21/2011 7:26:37 PM
economy-synapse$25.002/21/2011 10:50:24 PM
mickeyroi$25.002/22/2011 8:50:28 AM
greencat$50.002/22/2011 7:25:40 AM
a-restless-dollar$50.002/22/2011 7:54:00 AM
scarlet-velvet$25.002/22/2011 4:07:14 PM
Rip128$60.002/22/2011 5:23:38 PM
Kaj$50.002/22/2011 5:54:27 PM
amlu1988$25.002/22/2011 10:23:44 PM
hope-hickory$25.002/22/2011 6:39:41 PM
Mrgiggleswic$34.272/23/2011 10:05:23 AM
kttalamo$25.002/23/2011 1:48:00 PM
auction-seeker$25.002/23/2011 5:47:36 PM
Ocean713$50.002/23/2011 9:56:40 PM
Bob450$30.002/24/2011 1:18:20 AM
DiabolicalGamer$25.002/24/2011 9:07:04 AM
jiggaman7$25.002/24/2011 11:40:32 AM
social-heart$75.002/24/2011 2:27:58 PM
buffalobills$25.002/25/2011 7:07:29 AM
finance-mushroom$32.062/25/2011 4:31:57 AM
rate-sceptre$50.002/25/2011 8:50:05 AM
foxtrot12$100.002/25/2011 8:38:15 AM
mpatrick$25.002/25/2011 8:59:17 AM
whatreality$28.482/25/2011 9:55:41 AM
dritter$30.002/25/2011 10:29:39 AM
Paddington922$25.002/25/2011 11:01:18 AM
liberty-destiny3$25.002/25/2011 11:56:14 AM
truelumen$25.002/25/2011 1:48:58 PM
genius520$100.002/25/2011 1:54:26 PM
jtc26$66.902/25/2011 2:34:47 PM
profit-powerplant$25.002/25/2011 4:12:19 PM
82 Investments
 
Borrower Payment Dependent Notes Series 495319
This series of Notes was issued and sold upon the funding of the borrower loan #47496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $226.45
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2005 Debt/Income ratio: 28%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 12 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,629Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: tiger193 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt into one lower monthly payment.

My financial situation:
I am a good candidate for this loan because I have a great pay history with no late payments ever and all accounts are in good standing.


Monthly net income: $ 2252 (Individual) $4548 (Household)
Monthly expenses: $ 1000
Housing: $ 410
Insurance: $ 10
Car expenses: $ 95
Utilities: $ 50
Phone, cable, internet: $ 50
Food, entertainment: $ 50
Clothing, household expenses: $ 35
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your public record. - loss-of-control
A: It was a judgement from a car accident I had back in 2005 when I was 17 years old. I was deemed at-fault and my insurance company would not settle with the plaintiff out of court. The plaintiff won in court and a judgement was entered against me. My insurance company promptly paid and now it is on my public record. If I knew it would affect my credit the way it did I would have strongly urged my insurance company to settle out of court. But I was young and didn't fully understand the process. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
HamachiMan$50.002/23/2011 9:01:42 AM
suave-dime6$25.002/23/2011 9:01:20 AM
Kash2010lu$25.002/23/2011 9:03:01 AM
sappy02$25.002/23/2011 9:03:03 AM
Danjack_Capital$25.002/23/2011 9:25:06 AM
greencat$50.002/23/2011 9:06:18 AM
favorite-commerce$50.002/23/2011 10:10:18 AM
2grindstones$25.002/23/2011 9:16:49 AM
VJ_Financial$75.002/23/2011 9:33:52 AM
droopie1$25.002/23/2011 11:59:16 AM
money-baron$224.002/23/2011 4:41:18 PM
VJ_Financial$100.002/23/2011 10:03:57 PM
affluence-tycoon$50.002/24/2011 6:52:37 AM
realtormoises$25.002/24/2011 5:03:31 AM
bright-exchange$25.002/24/2011 11:19:45 AM
1randyp$100.002/24/2011 6:29:59 PM
DiabolicalGamer$25.002/24/2011 6:32:28 PM
LOAN_DOC$50.002/24/2011 8:25:42 PM
competent-p2p$40.002/24/2011 6:42:18 PM
Starfin-Capital-Management$49.692/25/2011 4:16:36 AM
supreme-hope$25.002/25/2011 2:34:34 AM
Lubava$50.002/25/2011 7:13:59 AM
rate-sceptre$50.002/25/2011 8:31:51 AM
liberty-destiny3$25.002/25/2011 11:56:31 AM
gold-cluster$100.002/25/2011 9:41:13 AM
SFBank$100.002/25/2011 9:57:50 AM
ethicalhumanist$25.002/25/2011 1:58:49 PM
jasonblings$33.562/25/2011 5:23:54 PM
fair-peace7$25.002/25/2011 1:29:05 PM
113121$45.002/25/2011 6:47:22 PM
getreadyloans$40.002/25/2011 9:59:23 PM
well-mannered-income3$50.002/26/2011 5:55:03 AM
SFBank$50.002/26/2011 10:17:25 AM
EL_Papin$104.062/26/2011 11:13:08 AM
CashFlow13$1,500.002/26/2011 11:46:46 AM
green-unrivaled-felicity$44.972/26/2011 11:46:15 AM
orderly-leverage$100.002/23/2011 9:02:43 AM
UCLA4life$50.002/23/2011 9:00:51 AM
DHolly$50.002/23/2011 9:25:12 AM
CA-Lender$25.002/23/2011 9:04:06 AM
ingenious-deal6$25.002/23/2011 9:04:34 AM
Tylerh$100.002/23/2011 9:02:18 AM
pembull$50.002/23/2011 9:02:35 AM
Kaj$50.002/23/2011 9:06:06 AM
special-peso$50.002/23/2011 9:07:03 AM
simplelender80$200.002/23/2011 9:17:55 AM
SecondChanceLendingSERV$50.002/23/2011 11:22:47 AM
reflective-rupee$500.772/23/2011 9:27:49 AM
loanman2007$50.002/23/2011 11:20:55 AM
shrewd-income$25.002/23/2011 11:40:24 AM
113121$50.002/23/2011 11:43:22 AM
SolarMoonshine$25.002/23/2011 5:17:45 PM
MarvintheMartian$25.002/24/2011 5:59:59 AM
selector568$100.002/24/2011 1:27:49 AM
lendstats_com$200.002/24/2011 9:17:24 AM
treasure-pipeline$25.002/24/2011 10:22:04 AM
brightest-dignified-penny$25.002/24/2011 3:48:24 PM
Bob450$30.002/24/2011 6:36:14 PM
zone6$100.002/25/2011 6:28:35 AM
rupee_power$25.022/25/2011 9:33:58 AM
168RichCapital$26.682/25/2011 8:52:42 AM
ore-dojo$30.002/25/2011 9:31:31 AM
YoungTaxMan$50.002/25/2011 2:10:06 PM
income-rocker2$25.002/25/2011 12:27:22 PM
the-discrete-income$100.002/25/2011 8:26:36 PM
credit-coach118$45.002/25/2011 9:36:40 PM
FinanceEngine$25.002/26/2011 9:36:55 AM
icon7$35.002/26/2011 8:40:53 AM
platinum-czar$50.002/26/2011 11:16:40 AM
69 Investments
 
Borrower Payment Dependent Notes Series 495349
This series of Notes was issued and sold upon the funding of the borrower loan #47493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1994 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,299Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: principal-thinker0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...To pay down some credit card debt

My financial situation:
I am a good candidate for this loan because...I pay bill on time, I am very organized in my debt management by using Bill Tracker application on my smart phone and computer.


Monthly net income: $2100
Housing: $138 to pay condo association, boyfriend pays for mortgage
Insurance: $148 for car and homeowners insurance
Car expenses: $0, car paid off
Utilities: $200
Credit card debt: $10,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/23/2011 5:04:12 PM
reflective-rupee$300.772/23/2011 5:33:20 PM
favorite-commerce$50.002/23/2011 7:43:59 PM
blitzen40$25.002/24/2011 8:12:55 AM
MarvintheMartian$25.002/24/2011 5:53:57 AM
wild-orange$25.002/24/2011 9:28:53 AM
competent-p2p$25.002/24/2011 6:35:43 PM
grotheik$25.002/24/2011 8:12:28 PM
courteous-cash6$50.002/25/2011 4:25:42 AM
168RichCapital$25.002/25/2011 8:56:49 AM
Lubava$100.002/25/2011 7:20:40 AM
jstrode10$25.002/25/2011 9:57:44 AM
ScottyJ$25.002/25/2011 10:38:44 AM
Starfin-Capital-Management$43.492/25/2011 12:06:54 PM
shooterjt$30.002/25/2011 7:56:15 PM
phchristensen$50.002/26/2011 10:14:20 AM
innovator2$4.642/26/2011 12:56:02 PM
transamerican$48.732/26/2011 8:25:22 AM
SFBank$80.102/26/2011 10:18:07 AM
green-unrivaled-felicity$25.002/26/2011 11:42:15 AM
SecondChanceLendingSERV$25.002/23/2011 5:27:36 PM
restless-dime$25.002/23/2011 5:01:33 PM
CA-Lender$25.002/23/2011 5:05:09 PM
platinum-scientist9$25.002/23/2011 5:09:51 PM
SolarMoonshine$25.002/23/2011 5:25:24 PM
Danjack_Capital$25.002/23/2011 5:36:22 PM
squarebob$25.002/23/2011 6:49:46 PM
affluence-tycoon$50.002/24/2011 6:57:24 AM
treasure-pipeline$25.002/24/2011 10:22:38 AM
loanman2007$100.002/24/2011 11:43:32 AM
ready-interest9$25.002/24/2011 3:48:22 PM
hopeful-truth5$50.002/24/2011 8:35:34 PM
red-favorable-basis$25.002/25/2011 2:43:07 AM
Moe87$35.002/25/2011 3:42:16 AM
sturdy-peace9$44.002/25/2011 11:23:45 PM
loss-of-control$50.002/25/2011 4:43:33 PM
Planecourage$63.272/25/2011 7:35:38 PM
VJ_Financial$25.002/25/2011 8:19:45 PM
well-mannered-income3$25.002/26/2011 5:53:50 AM
mmeyer_jr$25.002/26/2011 8:37:56 AM
Nailman88$25.002/26/2011 11:26:58 AM
Free-the-usa-1776$25.002/26/2011 10:56:28 AM
platinum-czar$50.002/26/2011 11:15:17 AM
the_finance_guru$150.002/26/2011 11:16:17 AM
economy-structure9$25.002/26/2011 12:23:09 PM
45 Investments
 
Borrower Payment Dependent Notes Series 495429
This series of Notes was issued and sold upon the funding of the borrower loan #47519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $73.81
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1996 Debt/Income ratio: 10%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $13,128Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: ore-sycamore Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Scooter
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
My wife and I have good jobs and good job security

Monthly net income: $5000.
Monthly expenses: $3500
Housing: $1050
Insurance: $200
Car expenses: $0
Utilities: $280
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: 1) What (4) items are on your 10yr public record? 2) If your disposable income is so high, why do you carry such a large cc balance? Thanks! - deal-dojo
A: We had a water heater go out during the last three months and house damage that was not fully covered by insurance. I am making a $300.00 payment on the cc this weekend. I don't know of anything on my public record except for bankruptcy in 2005. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tradesmanlender$35.002/23/2011 5:03:26 PM
Preteur$25.002/23/2011 5:04:16 PM
TikPmp1$25.002/23/2011 5:04:41 PM
benjamins-utopia$100.002/23/2011 5:02:17 PM
MadHun$100.002/23/2011 5:04:01 PM
BxRealtor$25.002/23/2011 5:02:44 PM
Tylerh$100.002/23/2011 5:03:39 PM
shawnw2$25.002/23/2011 5:06:00 PM
CA-Lender$25.002/23/2011 5:04:58 PM
incbx$50.002/23/2011 5:06:58 PM
Bocephus1959$25.002/23/2011 6:07:52 PM
113121$25.002/24/2011 6:58:00 AM
inspiring-reward$45.172/24/2011 1:40:15 AM
interstellar$51.002/24/2011 1:43:24 AM
wild-orange$25.002/24/2011 9:28:00 AM
competent-p2p$25.002/24/2011 6:32:14 PM
open-minded-deal$50.002/25/2011 10:30:23 AM
jasonblings$25.002/25/2011 5:10:42 PM
entertaining-greenback2$25.002/25/2011 4:24:20 PM
Peacepower$25.002/25/2011 5:50:26 PM
Reliance_Banker$29.832/25/2011 6:16:54 PM
ilend57$25.002/25/2011 8:49:56 PM
yonderalaska$40.002/25/2011 10:16:41 PM
HawaiianHelper$100.002/26/2011 12:33:48 AM
credit-coach118$25.002/25/2011 9:32:45 PM
meenan$50.002/23/2011 5:04:27 PM
friendly-market5$25.002/23/2011 5:07:09 PM
simplelender80$100.002/23/2011 5:02:35 PM
HamachiMan$50.002/23/2011 5:06:51 PM
platinum-scientist9$50.002/23/2011 5:15:51 PM
ultimate-peace$300.002/23/2011 5:10:26 PM
newest-funds-powerplant$25.002/23/2011 8:09:34 PM
goodhearted-basis4$25.002/23/2011 10:41:16 PM
FLA-$25.002/24/2011 6:31:24 AM
DADOF1$25.002/24/2011 10:21:15 AM
liberty-society5$25.002/24/2011 5:59:34 PM
Lubava$50.002/24/2011 6:30:51 PM
deal-dojo$35.872/24/2011 9:05:17 PM
rakem777$25.002/25/2011 8:42:42 AM
Earn_money$25.002/25/2011 12:03:17 PM
RuleOf70$30.002/25/2011 12:30:41 PM
credit-investor5$50.002/25/2011 1:08:54 PM
roberto76$25.742/25/2011 5:46:05 PM
DDH61$25.442/25/2011 5:54:49 PM
moola-pillow$25.002/25/2011 5:57:09 PM
45 Investments
 
Borrower Payment Dependent Notes Series 495485
This series of Notes was issued and sold upon the funding of the borrower loan #47530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1999 Debt/Income ratio: 39%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,063Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: auction-cactus Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:This loan will be use to help fund a fast growing business that is in need of more operating capital.My financial situation I am a good candidate for this loan because this is my 3rd year in business and I have doubled in size even though the economy has been bad. I have remodeled my store and my business plan to continue to grow in size. The business itself has been in has been in business for 30 years, just needed a little updating and energy. By doing this I have outgrown my original operating capital, I really would like to borrow $25000.00. I have never missed any payments nor have I been in bad standing with any of my vendors. Since taking over I have gotten new customers from apartment? business, contractors, & interior designers. We went from a $95000.00 loss my first year in business ( spent a lot of money updating and advertising ), to a $34000.00 profit in our second year. A pretty AWESOME turn around!!!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/23/2011 5:01:54 PM
DHolly$50.002/23/2011 5:04:20 PM
CA-Lender$25.002/23/2011 5:04:50 PM
auction-seeker$25.002/23/2011 5:43:01 PM
suave-dime6$25.002/23/2011 5:03:13 PM
Kaj$50.002/23/2011 5:05:32 PM
special-peso$50.002/23/2011 5:05:42 PM
mrxtravis$25.002/23/2011 5:06:31 PM
HamachiMan$50.002/23/2011 5:06:54 PM
platinum-scientist9$25.002/23/2011 5:11:46 PM
nickel-hickory$25.002/23/2011 5:06:08 PM
SecondChanceLendingSERV$42.392/23/2011 5:30:37 PM
reflective-rupee$250.772/23/2011 5:31:25 PM
Kash2010lu$25.002/23/2011 5:09:08 PM
capital_projects_investor$25.002/23/2011 6:45:04 PM
favorite-commerce$50.002/23/2011 7:42:58 PM
Leshan$25.002/23/2011 6:04:43 PM
Alittleluck$25.002/23/2011 6:13:17 PM
loyaltyologist$26.042/23/2011 6:33:10 PM
2grindstones$25.002/23/2011 7:37:57 PM
tech310$50.002/24/2011 1:24:32 AM
joebob78$89.332/23/2011 7:57:58 PM
transformer855$25.002/23/2011 10:33:08 PM
dime-vista2$25.002/23/2011 10:44:50 PM
parsec9$25.002/23/2011 11:58:35 PM
peregrine$28.302/23/2011 11:09:59 PM
blitzen40$25.002/24/2011 8:10:31 AM
Artist_Blue$25.002/24/2011 6:02:28 AM
responsible-worth113$35.002/24/2011 6:06:41 AM
wild-orange$25.002/24/2011 9:27:27 AM
ZOOOM$30.002/24/2011 8:18:14 AM
RyanM561$25.002/24/2011 10:13:27 AM
Makingitrain$25.002/24/2011 9:32:27 AM
ingenious-deal6$25.002/23/2011 5:05:19 PM
orderly-leverage$100.002/23/2011 5:04:04 PM
Tylerh$100.002/23/2011 5:03:54 PM
transaction-circuit$100.002/23/2011 5:05:56 PM
vutah$25.002/23/2011 5:05:54 PM
investment-artist$25.002/23/2011 5:11:10 PM
liberty-magnate$25.002/23/2011 5:08:39 PM
FASTIZIO_P$25.002/23/2011 6:36:07 PM
droopie1$25.002/23/2011 7:17:08 PM
nilonc1$25.002/23/2011 6:00:54 PM
squarebob$44.912/23/2011 6:54:58 PM
loss-of-control$25.002/23/2011 7:41:18 PM
selector568$53.852/24/2011 1:27:51 AM
social-hunter5$100.002/23/2011 9:35:50 PM
Shining-Star$25.002/23/2011 10:03:05 PM
cashasaurus0$100.002/24/2011 4:55:59 AM
kind-important-liberty9$25.002/24/2011 5:58:44 AM
loanman2007$50.002/24/2011 4:54:58 AM
affluence-tycoon$50.002/24/2011 6:57:18 AM
greencat$50.002/24/2011 7:31:49 AM
Christophe$25.002/24/2011 7:51:38 AM
credit-driver9$94.802/24/2011 10:13:32 AM
hundorama$29.612/24/2011 9:26:24 AM
56 Investments
 
Borrower Payment Dependent Notes Series 495713
This series of Notes was issued and sold upon the funding of the borrower loan #47525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $169.20
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1989 Debt/Income ratio: 10%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:9y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $284Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: felicity-molecule2 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
More Manageable
Purpose of loan: Debt consolidation
This loan will be used to... pay off a a higher interest personal loan of $2500 and all of my credit cards (total balance of about $1700). $2500 personal loan from internet to replace furnace- I wish I'd seen Prosper first!

My financial situation: I have steady, stable employment and I pay all my bills on time.
I am a good candidate for this loan because... I have an excellent payment history and I can afford to make the payments for this loan.


Monthly net income: $4,140
Monthly expenses: (see below)
Housing: $1,305 (includes escrow for taxes and insurance)
Insurance: $175 (vehicle and life)
Car expenses: $400
Utilities: $300
Phone, cable, internet: $275
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $575 (Includes monthly payments for everything I'd like to pay off except for $175 per month on a lower interest loan I have that will be paid off this year)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My mortgage balance is approximately $175,000 and the market value of my home is approximately $189,000. (Feb-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.002/25/2011 9:02:54 AM
contract-student2$50.002/25/2011 11:29:34 AM
greencat$50.002/25/2011 9:03:22 AM
Kaj$50.002/25/2011 9:06:56 AM
113121$35.002/25/2011 9:16:37 AM
DasMula$27.002/25/2011 10:38:57 AM
ScottyJ$25.002/25/2011 10:48:24 AM
a-finance-nirvana$25.002/25/2011 3:02:55 PM
vutah$25.002/25/2011 11:45:06 AM
liberty-destiny3$25.002/25/2011 11:57:20 AM
competent-p2p$40.002/25/2011 1:03:58 PM
peso-aggregator$25.002/25/2011 3:10:24 PM
Scotcha$50.002/25/2011 5:14:41 PM
loanman2007$75.002/26/2011 12:18:55 PM
platinum-scientist9$25.002/27/2011 5:50:29 AM
ladyopium$75.002/28/2011 2:05:38 AM
umfan123$25.002/28/2011 7:16:46 AM
social-heart$100.002/28/2011 10:34:36 AM
scarlet-velvet$25.002/28/2011 3:35:34 PM
Bob450$25.003/1/2011 3:27:20 AM
EJF$25.003/1/2011 7:59:09 AM
113121$2,324.233/1/2011 12:06:03 PM
suave-dime6$25.002/25/2011 9:06:11 AM
marinbb$50.002/25/2011 10:11:56 AM
orderly-leverage$100.002/25/2011 9:06:35 AM
SqueezeKing$25.002/25/2011 2:02:24 PM
MarvintheMartian$25.002/25/2011 10:57:47 AM
sensational-worth7$50.002/25/2011 5:01:00 PM
jga516$25.002/25/2011 3:21:24 PM
SolarMoonshine$25.002/25/2011 5:15:12 PM
113121$100.002/25/2011 6:43:11 PM
-PokerNut$98.772/27/2011 11:58:20 AM
ingenious-deal6$25.002/27/2011 3:41:15 PM
ichibon$50.002/27/2011 5:41:38 PM
magnetic-dedication3$25.002/28/2011 3:04:34 AM
FeedTheMachine$50.002/28/2011 8:08:49 AM
Artist_Blue$25.002/28/2011 11:32:16 AM
Whipster$50.002/28/2011 10:36:09 AM
brightest-dignified-penny$25.002/28/2011 10:38:24 AM
likeable-hope$25.002/28/2011 11:41:33 AM
SnakeV$25.002/28/2011 12:33:14 PM
carrinel$50.003/1/2011 6:43:27 AM
42 Investments
 
Borrower Payment Dependent Notes Series 495749
This series of Notes was issued and sold upon the funding of the borrower loan #47481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1998 Debt/Income ratio: 21%
Credit score: 600-619 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,622Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: 2ndchance529 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 26 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,900.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2010)
600-619 (Dec-2009)
640-659 (Aug-2008)
540-559 (Jan-2008)
 
Principal balance: $1,764.34 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Refinance last year's Prosper loan
Purpose of loan:
This loan will be used to... pay off the other Prosper loan

My financial situation:
I am a good candidate for this loan because...
I've never been late on my current loan, and I've paid off the other loan I've gotten.

Monthly net income: $ 2000
Monthly expenses: $
Housing: $700
Insurance: $92
Car expenses: $200
Utilities: $250
Phone, cable, internet: $
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $ 150
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/25/2011 5:01:17 PM
jhouman$25.002/25/2011 5:02:00 PM
Aberdeen$2,000.002/25/2011 5:02:20 PM
twjh$25.002/25/2011 5:02:04 PM
4 Investments
 
Borrower Payment Dependent Notes Series 495883
This series of Notes was issued and sold upon the funding of the borrower loan #47513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1997 Debt/Income ratio: 37%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,890Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: ekulender Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Income Tax Payments
Purpose of loan:
This loan will be used to pay income taxes.

My financial situation:
I am a good candidate for this loan because I pay all of my debts on time and have a great cash flow but limited liquidity
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/27/2011 12:01:37 PM
Kaj$50.002/27/2011 12:06:59 PM
mrxtravis$50.002/27/2011 3:41:01 PM
VJ_Financial$100.002/27/2011 6:17:49 PM
Champ3295$25.002/27/2011 9:04:50 PM
social-hunter5$28.062/28/2011 6:35:11 AM
Kash2010lu$25.002/27/2011 12:09:22 PM
pembull$48.952/27/2011 1:08:45 PM
SolarMoonshine$25.002/27/2011 1:24:55 PM
greencat$50.002/28/2011 7:32:22 AM
squarebob$25.002/27/2011 2:02:10 PM
DasMula$27.002/27/2011 3:08:59 PM
reflective-rupee$1,000.772/27/2011 3:37:47 PM
ingenious-deal6$25.002/27/2011 3:41:40 PM
Whipster$50.002/27/2011 4:52:55 PM
EL_Papin$100.002/27/2011 5:15:36 PM
loss-of-control$100.002/27/2011 6:15:17 PM
hopeful-truth5$50.002/27/2011 7:51:55 PM
droopie1$25.002/28/2011 9:36:58 AM
successful-generosity$25.002/28/2011 9:46:45 AM
kind-bid-genome$25.002/28/2011 10:01:36 AM
nickel-hickory$25.002/28/2011 1:52:43 PM
social-heart$75.002/28/2011 10:26:20 AM
nickel-hickory$25.002/28/2011 3:03:04 PM
healingangel22$25.002/28/2011 11:11:50 AM
shrewd-income$50.002/28/2011 3:27:43 PM
rate-sceptre$50.002/28/2011 4:01:08 PM
realtormoises$25.002/28/2011 12:12:21 PM
mighty-payout1$25.002/28/2011 1:18:45 PM
nickel-hickory$25.002/28/2011 1:52:58 PM
melodious-openness$180.982/28/2011 3:48:34 PM
dollar-sonnet3$50.002/28/2011 4:07:01 PM
BigBroJake$25.002/28/2011 6:44:41 PM
Christophe$25.002/28/2011 7:36:16 PM
sappy02$25.002/28/2011 5:05:49 PM
thrifty-capital$25.002/28/2011 8:26:35 PM
chato2345$28.532/28/2011 5:31:56 PM
SFBank$200.002/28/2011 6:42:27 PM
careful-money2$25.002/28/2011 8:51:08 PM
Shining-Star$25.002/28/2011 10:21:53 PM
red-favorable-basis$25.002/28/2011 11:25:30 PM
joefoolz$49.932/28/2011 8:55:29 PM
Graven33$25.002/28/2011 11:11:23 PM
whatreality$26.063/1/2011 12:25:01 AM
HamachiMan$50.002/27/2011 12:07:36 PM
investment-artist$25.002/27/2011 4:33:46 PM
competent-p2p$30.002/27/2011 5:26:39 PM
credit-coach118$25.002/27/2011 5:34:31 PM
suave-dime6$25.002/27/2011 12:06:23 PM
liberty-magnate$25.002/27/2011 12:30:40 PM
ichibon$37.002/27/2011 5:42:27 PM
loanman2007$100.002/28/2011 5:39:04 AM
kttalamo$25.002/28/2011 7:19:38 AM
RyanM561$25.002/28/2011 6:32:16 AM
nickel-hickory$25.002/28/2011 1:52:28 PM
nickel-hickory$25.002/28/2011 1:52:38 PM
nickel-hickory$25.002/28/2011 1:52:52 PM
Artist_Blue$25.002/28/2011 11:31:32 AM
first-dinero-igloo$25.002/28/2011 1:21:31 PM
nickel-hickory$25.002/28/2011 1:52:33 PM
nickel-hickory$25.002/28/2011 3:03:45 PM
EretzCapital$30.032/28/2011 4:15:40 PM
autonomous-truth$187.692/28/2011 7:54:29 PM
cleverly-clever$100.002/28/2011 10:08:16 PM
trident8$25.002/28/2011 5:21:00 PM
larryboy10$25.002/28/2011 6:15:13 PM
thankful-nickel2$25.002/28/2011 6:02:31 PM
vine99$50.002/28/2011 9:10:09 PM
68 Investments
 
Borrower Payment Dependent Notes Series 495903
This series of Notes was issued and sold upon the funding of the borrower loan #47524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2002 Debt/Income ratio: 22%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,629Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: autonomous-ore1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
t7a7p7
Purpose of loan:
This loan will be used to pay down debt and start a savings accout so that I have a cushion.

My financial situation:
I am a good candidate for this loan because I have a very good credit score, never miss payments, and have a goos salary, rental income, and receive bonuses.


Monthly net income: $4,025
Monthly expenses: $
Housing: $ $1,000
Insurance: $100
Car expenses: $350
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vutah$25.002/28/2011 9:03:12 AM
Wangchuk$25.002/28/2011 9:03:23 AM
greencat$50.002/28/2011 9:03:29 AM
simplelender80$200.002/28/2011 9:02:10 AM
suave-dime6$25.002/28/2011 9:05:58 AM
liberty-magnate$50.002/28/2011 9:54:23 AM
ingenious-deal6$25.002/28/2011 9:07:12 AM
squarebob$25.002/28/2011 9:12:22 AM
Artist_Blue$25.002/28/2011 11:31:24 AM
sensational-worth7$50.002/28/2011 9:42:29 AM
brightest-dignified-penny$25.002/28/2011 10:52:11 AM
auction-seeker$25.002/28/2011 3:52:04 PM
thankful-nickel2$25.002/28/2011 6:03:45 PM
113121$1,209.582/28/2011 6:18:53 PM
Evolver$50.002/28/2011 9:07:37 AM
Whipster$50.002/28/2011 9:03:10 AM
Kaj$50.002/28/2011 9:06:45 AM
competent-p2p$25.002/28/2011 9:13:25 AM
Kash2010lu$25.002/28/2011 9:22:28 AM
reflective-rupee$250.772/28/2011 11:29:08 AM
favorite-commerce$50.002/28/2011 4:07:46 PM
careful-compassion$25.002/28/2011 3:02:36 PM
EretzCapital$39.652/28/2011 4:15:03 PM
magnetic-dedication3$25.002/28/2011 4:52:57 PM
loss-of-control$100.002/28/2011 5:28:36 PM
wonder3$25.002/28/2011 5:51:21 PM
26 Investments
 
Borrower Payment Dependent Notes Series 495921
This series of Notes was issued and sold upon the funding of the borrower loan #47533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2000 Debt/Income ratio: 18%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:21y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,974Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: robust-social999 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto expenses
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vutah$25.002/28/2011 5:11:49 PM
Kaj$50.002/28/2011 5:17:39 PM
reflective-rupee$500.772/28/2011 5:17:54 PM
DasMula$27.002/28/2011 5:09:25 PM
simplelender80$100.002/28/2011 5:12:48 PM
thankful-nickel2$25.002/28/2011 5:59:48 PM
suave-dime6$25.002/28/2011 5:17:13 PM
EngineersAlliance$100.002/28/2011 5:42:30 PM
ingenious-deal6$25.002/28/2011 5:00:59 PM
Evolver$50.002/28/2011 5:01:12 PM
Kash2010lu$25.002/28/2011 5:06:34 PM
DHolly$50.002/28/2011 5:12:14 PM
transaction-circuit$100.002/28/2011 5:16:21 PM
SolarMoonshine$25.002/28/2011 5:37:39 PM
113121$872.232/28/2011 6:22:23 PM
15 Investments
 
Borrower Payment Dependent Notes Series 496027
This series of Notes was issued and sold upon the funding of the borrower loan #47531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1992 Debt/Income ratio: 30%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 39 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $174Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: deal-frog280 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SCG
Purpose of loan:
This loan will be used to pay off small debt I have.

My financial situation:
I am a good candidate for this loan because... I have rebuilt my credit and all loans have been paid as as agreed


Monthly net income: $ 42000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kaj$50.002/28/2011 5:17:44 PM
reflective-rupee$400.772/28/2011 5:21:41 PM
loss-of-control$150.002/28/2011 5:39:40 PM
Kash2010lu$25.002/28/2011 5:08:37 PM
Evolver$50.002/28/2011 5:11:47 PM
simplelender80$100.002/28/2011 5:12:52 PM
transaction-circuit$100.002/28/2011 5:16:23 PM
suave-dime6$25.002/28/2011 5:17:16 PM
JustMee$25.002/28/2011 5:44:37 PM
EngineersAlliance$100.002/28/2011 5:46:18 PM
SolarMoonshine$25.002/28/2011 5:33:37 PM
113121$225.002/28/2011 5:58:58 PM
thankful-nickel2$25.002/28/2011 6:03:15 PM
113121$647.232/28/2011 6:21:17 PM
ingenious-deal6$25.002/28/2011 5:01:07 PM
DasMula$27.002/28/2011 5:17:10 PM
16 Investments