Sales Report:Supplement No. 6 dated Feb 28, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488844
This series of Notes was issued and sold upon the funding of the borrower loan #47464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2009 Debt/Income ratio: 2%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:10y 7m
Amount delinquent: $0 Total credit lines: 2 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: revenue-visionary354 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for your help..!!
Purpose of loan: Debt consoilidation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am very strongly employed


Monthly net income: $9100
Monthly expenses: $8700
Housing: $1500 (inclusive)
Insurance: $1300 (Life)
Car expenses: $1000
Utilities: $N/A
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $
Credit cards and other loans: $1500
Other expenses: $2180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DasMula$77.002/17/2011 5:04:31 PM
2grindstones$25.002/17/2011 5:07:35 PM
kulender$100.002/17/2011 5:33:23 PM
simplelender80$100.002/17/2011 5:30:38 PM
Kash2010lu$28.002/17/2011 6:22:38 PM
HamachiMan$50.002/17/2011 6:24:05 PM
profit-powerplant$25.002/17/2011 6:24:54 PM
diplomatic-wealth7$25.002/17/2011 6:26:20 PM
musegaze$100.002/17/2011 6:27:44 PM
jiggaman7$75.002/17/2011 6:27:55 PM
incbx$50.002/17/2011 6:27:29 PM
tech310$50.002/17/2011 6:29:58 PM
symbiosis$50.002/17/2011 6:31:38 PM
irrelevant$50.002/17/2011 6:33:26 PM
RMB-Investments$50.002/17/2011 7:56:57 PM
Tylerh$100.002/17/2011 10:51:43 PM
transformer855$25.002/17/2011 11:32:16 PM
Nerdster1$25.052/18/2011 5:05:24 AM
heavy_ax$25.002/18/2011 12:27:24 PM
competent-p2p$30.002/18/2011 11:09:53 AM
imdave4me$25.002/18/2011 12:40:36 PM
upbeat-finance8$25.002/18/2011 3:40:00 PM
rysil$50.002/18/2011 4:49:46 PM
Bob450$25.002/18/2011 7:49:48 PM
SFBank$200.002/18/2011 7:27:14 PM
magnetic-dedication3$25.002/18/2011 9:37:46 PM
bankbuddy55$100.002/19/2011 8:01:17 AM
jjswanso$50.002/19/2011 8:08:04 AM
papaloha$25.002/19/2011 9:52:41 AM
the-discrete-income$50.002/19/2011 10:41:08 AM
commanding-income774$25.002/19/2011 11:24:20 AM
p123$25.002/19/2011 12:40:22 PM
orderly-leverage$50.002/19/2011 12:39:52 PM
checzwick$100.002/19/2011 1:11:22 PM
Prairie-MN$30.002/19/2011 1:09:22 PM
loss-of-control$50.002/19/2011 4:28:25 PM
on_your_side$25.002/19/2011 4:29:07 PM
Finchy78$30.002/19/2011 4:53:59 PM
GrowTK$25.002/19/2011 5:04:46 PM
mpatrick$25.002/20/2011 7:55:50 AM
dckpolo$25.002/20/2011 8:14:35 AM
mammalian4$25.002/20/2011 8:25:11 AM
ingenious-interest1$50.002/20/2011 9:50:38 AM
unclejaef$25.002/20/2011 10:14:07 AM
DasMula$77.002/20/2011 11:02:24 AM
jump58$100.002/20/2011 12:32:03 PM
MrBailey$25.552/20/2011 3:55:13 PM
1randyp$300.002/20/2011 4:14:07 PM
PurdueMarine$50.002/20/2011 4:40:00 PM
1randyp$100.002/20/2011 4:18:49 PM
thrifty-capital$25.002/20/2011 6:08:59 PM
orange-rapid-benjamins$25.002/20/2011 7:36:19 PM
natural-trade7$50.002/20/2011 6:49:09 PM
mlj0671$25.152/20/2011 7:28:47 PM
aztocas$25.002/20/2011 7:17:54 PM
kendallv$25.002/20/2011 7:29:26 PM
SolarMoonshine$50.002/17/2011 5:11:17 PM
suave-dime6$25.002/17/2011 5:47:22 PM
genius520$100.002/17/2011 6:25:27 PM
Jack55304$300.002/17/2011 6:25:54 PM
a-finance-nirvana$25.002/17/2011 6:34:31 PM
rockstar78$25.002/17/2011 6:36:04 PM
brmar$25.002/17/2011 6:50:03 PM
shrewd-income$25.002/17/2011 8:48:12 PM
kttalamo$25.002/17/2011 10:27:24 PM
frogperson$250.002/17/2011 10:05:05 PM
GElender$25.002/18/2011 6:06:44 AM
reflective-rupee$500.772/18/2011 6:17:06 AM
greencat$50.002/18/2011 7:25:13 AM
smear87$25.002/18/2011 8:56:53 AM
JJ9876$25.002/18/2011 8:58:39 AM
phaded$25.002/18/2011 9:14:12 AM
felicity-daydream$50.002/18/2011 9:15:54 AM
loanman2007$100.002/18/2011 11:01:51 AM
orangetrust$100.002/18/2011 12:45:28 PM
shrewd-asset$25.002/18/2011 12:17:10 PM
hellasow$25.002/18/2011 1:24:22 PM
foxtrot12$100.002/18/2011 3:45:29 PM
economy-producer$25.002/18/2011 7:19:56 PM
jga516$25.002/19/2011 5:30:23 AM
leverage-monger$50.002/19/2011 9:17:46 AM
witty-openness$25.002/19/2011 10:26:54 AM
PCity-LOA15$30.132/19/2011 10:16:17 AM
the-silver-blaster$50.002/19/2011 11:09:02 AM
GordoMG$50.002/19/2011 2:19:18 PM
LR_Biker$50.002/19/2011 3:24:03 PM
five-star-note$250.002/19/2011 2:38:10 PM
foothillender$25.002/19/2011 3:42:48 PM
dutchschulz24$50.002/19/2011 4:03:41 PM
Haribelle$25.002/19/2011 5:44:14 PM
vibraphone3$50.002/19/2011 5:55:15 PM
randsenterprise$25.002/19/2011 7:24:01 PM
supersarah61$25.002/19/2011 6:39:33 PM
umfan123$25.002/20/2011 1:14:07 AM
reflective-rupee$1,000.772/20/2011 7:17:59 AM
exciting-fairness$200.002/20/2011 8:20:55 AM
worthy-bid4$31.002/20/2011 8:55:12 AM
Branch95$50.002/20/2011 11:51:46 AM
ROCKLYVALE$76.242/20/2011 12:08:13 PM
Nailman88$25.002/20/2011 12:18:38 PM
HelpfulLender1$25.002/20/2011 3:48:47 PM
wise-benjamins-fortress$50.002/20/2011 3:53:18 PM
fortytwo$50.002/20/2011 5:28:50 PM
hopeful-truth5$100.002/20/2011 4:55:05 PM
EretzCapital$100.002/20/2011 6:03:58 PM
doc1$100.002/20/2011 7:29:50 PM
Lubava$25.002/20/2011 7:54:03 PM
MoneyForNothing$13.342/20/2011 8:07:45 PM
108 Investments
 
Borrower Payment Dependent Notes Series 491278
This series of Notes was issued and sold upon the funding of the borrower loan #47424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $95.46
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: 23%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,865Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: Saluki95 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Oct-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Car Repairs
Purpose of loan:
This loan will be used to...convert Tire Plus credit card debt into fixed rate, fixed term loan. Currently owe $2,336.12 @ 22.8% APR.

Other than this Tires Plus credit card bill, I owe the following to creditors:
Mortgage #1: $284.93 weekly EFT ($106,136.84 balance)
Mortgage #2: $499.4 monthly EFT ($38,405.17 balance)
Consolidated vehicle loan (2 cars) through Lending Club.com: $721.15 monthly EFT ($15,032.05)
Grad School tuition spread out over the following 2 credit cards:
Bank of America: $320 monthly minimum ($13,131.97 @16.74% APR)
Chase Bank: $175 montly minimum ($8,833 @11.24% APR)

My major current assets are as follows:
Home appraised at following values: $135,000 (sales comparison approach); or $142,000 (cost approach).
Employer 401(k) plan: $103,710.27 (balance on 02/19/11)
Union Pension: 13 years credit & growing (matures in 2028)
2010 annual gross income (from W-2): $89,746

Experian -- 715
Equifax -- 741
TransUnion -- 702
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-guard5$25.002/19/2011 12:09:12 PM
scamps$25.002/19/2011 12:20:43 PM
Nerdster1$40.052/19/2011 12:19:26 PM
DasMula$57.002/19/2011 6:03:35 PM
bluebouyz$25.002/21/2011 9:32:23 AM
amlu1988$25.002/21/2011 10:08:44 AM
dynrep$25.002/21/2011 2:43:19 PM
reflective-rupee$100.772/21/2011 9:27:10 PM
johnrx$50.002/21/2011 9:59:29 PM
Top_Gun_Lender$26.002/21/2011 11:14:23 PM
loanman2007$50.002/22/2011 5:31:10 AM
lendstats_com$100.002/22/2011 8:59:57 AM
mingthemink$26.792/22/2011 5:42:04 PM
hopeful-truth5$50.002/22/2011 5:39:48 PM
Cessna172$28.342/23/2011 7:07:37 AM
SecondChanceLendingSERV$25.002/23/2011 7:09:44 AM
Pu239$60.002/23/2011 8:53:09 AM
TFAD72$25.002/23/2011 10:22:49 AM
jybank$25.002/23/2011 11:35:05 AM
loanman2007$50.002/24/2011 5:09:59 AM
handy-point5$25.002/24/2011 11:21:11 AM
duty-monger$50.002/24/2011 5:29:20 PM
FinanceEngine$25.002/25/2011 7:48:01 AM
gallant-economy9$323.202/25/2011 8:50:11 AM
MoneyForNothing$25.002/19/2011 12:24:51 PM
vutah$25.002/19/2011 3:44:32 PM
DasMula$57.002/19/2011 6:03:26 PM
sdcc72$25.002/21/2011 8:08:52 AM
cash-tent$30.002/21/2011 8:46:04 AM
frogperson$100.002/21/2011 9:04:24 AM
hellasow$49.822/21/2011 9:40:44 AM
Milonguero$100.002/21/2011 10:19:17 AM
payment-halo$25.002/21/2011 2:42:44 PM
dtana$25.002/21/2011 7:23:27 PM
vutah$25.002/21/2011 7:27:59 PM
Kyileo$25.002/21/2011 8:20:23 PM
Credit4Talent$27.752/22/2011 8:23:34 AM
NekHoldings$25.002/22/2011 1:43:04 PM
ColoradoLender82$25.002/22/2011 3:11:20 PM
loss-of-control$25.002/22/2011 5:15:15 PM
marybennet$25.002/22/2011 9:33:51 PM
natural-trade7$50.002/22/2011 8:51:29 PM
ethicalhumanist$25.002/23/2011 11:36:52 AM
SecondChanceLendingSERV$25.002/23/2011 3:56:31 PM
Bocephus1959$30.002/23/2011 6:07:01 PM
MarvintheMartian$25.002/24/2011 6:24:00 AM
BlessedEveryDay$27.452/24/2011 11:37:21 AM
Lubava$100.002/25/2011 7:12:58 AM
onecooldrink$25.002/24/2011 11:12:19 PM
supreme-hope$25.002/25/2011 2:30:41 AM
Leshan$215.832/25/2011 7:26:13 AM
rate-sceptre$50.002/25/2011 8:49:11 AM
52 Investments
 
Borrower Payment Dependent Notes Series 492302
This series of Notes was issued and sold upon the funding of the borrower loan #47408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:30y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,629Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: credit-matrix069 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What will the loan be used for? - impala6464
A: To help pay for expenses for daughters wedding (Feb-19-2011)
Q: Would you please describe what is the loan going to fund or pay off? How come you need the money and how are you going to repay back. Also what is the monthly cash flow? - Math_Physics
A: To help pay for daughters wedding, income is 8000.00 per month. (Feb-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$50.002/17/2011 5:02:08 PM
SolarMoonshine$50.002/17/2011 5:10:41 PM
simplelender80$100.002/17/2011 5:30:40 PM
suave-dime6$25.002/17/2011 5:47:24 PM
Jack55304$300.002/17/2011 6:25:55 PM
musegaze$100.002/17/2011 6:27:50 PM
rockstar78$25.002/17/2011 6:36:05 PM
brmar$25.002/17/2011 6:50:04 PM
Tylerh$100.002/17/2011 10:51:44 PM
GElender$25.002/18/2011 6:06:47 AM
VJ_Financial$75.002/18/2011 6:06:29 AM
108lender$50.002/18/2011 8:02:59 AM
foxtrot12$100.002/18/2011 3:45:30 PM
loss-of-control$50.002/18/2011 4:59:11 PM
SFBank$200.002/18/2011 7:06:27 PM
impala6464$75.002/18/2011 11:46:26 PM
eboomer2611$25.002/19/2011 6:10:06 AM
PrincessGrace33$25.002/19/2011 9:00:05 AM
carrinel$30.002/19/2011 9:46:30 AM
charming-dough0$25.002/19/2011 10:15:01 AM
the-discrete-income$50.002/19/2011 10:41:10 AM
the-silver-blaster$50.002/19/2011 11:09:03 AM
unger$90.002/19/2011 12:26:51 PM
valiant-liberty4$25.002/19/2011 12:31:09 PM
papaloha$25.002/19/2011 12:38:33 PM
Makingitrain$25.002/19/2011 12:37:02 PM
debt-force$25.002/19/2011 12:37:59 PM
jwstclair$25.002/19/2011 12:45:06 PM
kulender$100.002/17/2011 5:33:26 PM
profit-powerplant$25.002/17/2011 6:24:54 PM
HamachiMan$50.002/17/2011 6:24:07 PM
genius520$100.002/17/2011 6:25:28 PM
diplomatic-wealth7$25.002/17/2011 6:26:21 PM
jiggaman7$75.002/17/2011 6:27:56 PM
tech310$50.002/17/2011 6:29:55 PM
symbiosis$50.002/17/2011 6:31:39 PM
irrelevant$50.002/17/2011 6:33:27 PM
Ruckus888$50.002/17/2011 6:34:06 PM
RMB-Investments$50.002/17/2011 7:56:58 PM
greencat$50.002/18/2011 7:27:43 AM
orangetrust$100.002/18/2011 12:45:29 PM
jerrymaguire$25.002/18/2011 3:13:51 PM
rysil$50.002/18/2011 4:49:47 PM
reflective-rupee$400.772/18/2011 4:15:22 PM
economy-producer$25.002/18/2011 7:19:57 PM
thelovebug$100.002/18/2011 7:43:58 PM
SFBank$200.002/18/2011 7:08:48 PM
Bob450$25.002/18/2011 7:49:49 PM
wild-orange$50.002/19/2011 1:52:58 AM
mrxtravis$25.002/19/2011 3:36:56 AM
jga516$25.002/19/2011 5:30:22 AM
jjswanso$50.002/19/2011 8:08:05 AM
SeaSkyGuy71$25.002/19/2011 11:59:00 AM
droopie1$25.002/19/2011 11:59:29 AM
EarlyRiser$250.002/19/2011 12:06:57 PM
goodhearted-basis4$25.002/19/2011 12:38:04 PM
p123$25.002/19/2011 12:40:22 PM
checzwick$25.002/19/2011 12:59:01 PM
Kqwik$25.002/19/2011 12:51:11 PM
flibinite$50.002/19/2011 1:08:03 PM
Kyileo$29.232/19/2011 1:15:23 PM
61 Investments
 
Borrower Payment Dependent Notes Series 493244
This series of Notes was issued and sold upon the funding of the borrower loan #47483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $127.01
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1999 Debt/Income ratio: 3%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $46Stated income:$75,000-$99,999
Delinquencies in last 7y: 12 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: brilliant-compassion5 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
Looking to make home improvements
My financial situation:
I am a good candidate for this loan because? I have no other debt besides my mortgage - I work for the family business?- Ive been there?over 15 years - its profitable and secure.....and I earn a good living....
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/18/2011 9:16:32 AM
enthralling-deal180$75.002/18/2011 9:13:26 AM
simplelender80$100.002/18/2011 9:17:00 AM
organized-payment6$50.002/18/2011 9:23:33 AM
HamachiMan$50.002/18/2011 9:30:36 AM
macjp123$25.002/18/2011 9:34:46 AM
irrelevant$50.002/18/2011 9:37:00 AM
Tylerh$100.002/18/2011 9:41:43 AM
otalon$30.412/18/2011 5:39:33 PM
wild-orange$25.002/19/2011 1:56:43 AM
radforj22$25.002/19/2011 12:02:44 PM
MadHun$100.002/19/2011 8:59:51 PM
leverage-gravitas$25.002/20/2011 7:08:13 AM
SALLYEB$50.002/21/2011 4:18:07 AM
GoldenGo4$100.002/21/2011 7:35:30 AM
rebellender$25.002/21/2011 10:06:17 AM
GetLoan$250.002/21/2011 12:49:51 PM
High-flyer$45.002/21/2011 1:03:18 PM
me2yu$100.002/21/2011 2:02:02 PM
veverka$49.382/21/2011 2:32:33 PM
moola-escalator$50.002/21/2011 2:11:19 PM
2020Trader$25.002/21/2011 3:06:34 PM
vutah$25.002/21/2011 4:33:45 PM
bountiful-social$25.002/21/2011 6:29:25 PM
meenan$50.002/21/2011 7:24:51 PM
bentonlending$25.002/21/2011 7:53:56 PM
dime-vista2$25.002/21/2011 10:08:35 PM
Lifesavings$25.002/21/2011 10:59:56 PM
bondhedger$25.002/22/2011 6:24:22 AM
Ripsaw4U$50.002/22/2011 1:09:50 AM
Artist_Blue$25.002/22/2011 6:17:03 AM
silver-dogwood4$25.002/22/2011 8:17:25 AM
WorldAlike$25.002/22/2011 10:12:09 AM
ashirey$50.002/22/2011 12:34:25 PM
TikPmp1$25.002/22/2011 12:11:02 PM
tpcnet$50.002/22/2011 1:37:15 PM
pure-fairness$25.002/22/2011 12:45:43 PM
melodious-fairness$100.002/22/2011 1:56:19 PM
hs112a$50.002/22/2011 1:57:00 PM
velocity-solo$25.002/22/2011 1:53:19 PM
BxRealtor$25.002/18/2011 9:18:39 AM
AFairDeal$75.002/18/2011 9:24:07 AM
dime-smasher5$25.002/18/2011 9:24:59 AM
Tradesmanlender$50.002/18/2011 9:25:56 AM
don8ter$25.002/18/2011 9:30:16 AM
kulender$100.002/18/2011 10:07:30 AM
heavy_ax$25.002/18/2011 12:27:42 PM
reflective-rupee$400.772/18/2011 4:10:07 PM
principal-injector2$50.002/20/2011 3:45:20 PM
Azonic21$25.002/21/2011 10:54:53 AM
gain-gourd$100.002/21/2011 12:02:10 PM
jbaum$40.002/21/2011 12:21:09 PM
admirable-income9$25.002/21/2011 1:07:12 PM
jigsaw$100.002/21/2011 1:32:33 PM
payment-halo$25.002/21/2011 2:44:13 PM
vutah$50.002/21/2011 2:35:14 PM
best-ingenious-funds$25.002/21/2011 4:00:50 PM
Denbo32$25.002/21/2011 4:12:08 PM
Preteur$25.002/21/2011 4:19:47 PM
exchange-dreams$32.502/21/2011 4:26:09 PM
flexible-fund6$50.002/21/2011 4:45:21 PM
innocent-deal$50.002/21/2011 6:19:44 PM
BidDaddyBigBucks$50.002/21/2011 8:02:16 PM
availableloan$25.002/21/2011 8:17:26 PM
pinballeffect$100.002/21/2011 10:03:11 PM
attractive-asset$100.002/22/2011 12:34:36 PM
JJ9876$25.002/22/2011 12:09:36 PM
georgedorn$25.002/22/2011 1:09:29 PM
top-epic-community$50.002/22/2011 12:21:26 PM
One1putt$50.002/22/2011 12:47:45 PM
competent-p2p$100.002/22/2011 1:16:50 PM
tpcnet$50.002/22/2011 1:24:35 PM
stu6703$25.002/22/2011 1:38:54 PM
73 Investments
 
Borrower Payment Dependent Notes Series 493556
This series of Notes was issued and sold upon the funding of the borrower loan #47376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1968 Debt/Income ratio: 9%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:42y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,175Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: responsible-wampum9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A7K6IM?BO04
Purpose of loan:his loan will be used to?

My financial situation:
I am a good candidate for this loan because? In 2006, my wife and I purchased an historic home is our neighbor. It is a two unit house. Our daughter and her family will live in the 2nd unit or we will rent it when the second unit is complete. Preliminary work has been completed on the second unit. Currently, we are completing the rehabilitation of the first unit where my wife and I will live permanently. We are scheduled to move in by May 1, 2011. We owned a large home in the same neighborhood for 39 years. We sold it in July 2010, to simplify outlived and to use the income, currently we live in a nearby apartment. I am an excellent candidate for this loan. My income is $142,000.00 annually and I can easily make the required payments if not more. I am consistently employed by two employers (state university of new York at Buffalo and The American Crystollography Association), receive social security, and receive a monthly retirement income. We own the property we are rehabbing out right and have no mortgage. We will use this loan to complete the rehabilitation of our home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why does listing say you don't own home. Thank you for your explanation. - Chosen-one
A: Chosen-one, Listing states I do not own our home because we are temporarily living in an apartment. We owned a home for 39 years & sold it in July 2010, relocating to a nearby apartment. In 2006, we purchased a local historic landmark property of 1.62 acres in the Buffalo, NY, suburb of Amherst. We own the property and buildings without mortgage. We are renovating the 1830's residence for our occupancy by April, 2011. The loan will be used for the completion of the renovation. Wm. (Feb-11-2011)
Q: What does "A7K6IM?BO04" refer to? - sfmf
A: It refers to a good friend with a bunch of numbers. (Feb-24-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ThomasC$40.612/11/2011 9:00:41 AM
jonandmeg21$50.002/11/2011 9:01:30 AM
compoundinterest$50.002/11/2011 9:01:46 AM
cebgop$25.002/11/2011 9:01:55 AM
nimble-money0$25.002/11/2011 9:02:00 AM
heavenly-interest9$50.002/11/2011 9:02:07 AM
Uncle_Scrooge$50.002/11/2011 9:02:44 AM
MTLoans$25.002/11/2011 9:02:51 AM
selector568$128.702/11/2011 9:05:30 AM
philantist$25.002/11/2011 9:33:25 AM
blot44$25.002/11/2011 9:01:19 AM
DukSerduk$25.002/11/2011 9:02:04 AM
CBO-Enterprise$50.002/11/2011 9:02:09 AM
Phantom99$100.002/11/2011 9:02:13 AM
C_Mark$100.002/11/2011 9:02:38 AM
benjamins-utopia$100.002/11/2011 9:02:48 AM
kanakakm$50.002/11/2011 9:01:33 AM
meux99$25.002/11/2011 9:02:23 AM
sincere-balance$25.002/11/2011 1:34:45 PM
youqianderen$50.002/11/2011 9:02:32 AM
kid8549$25.002/11/2011 9:02:42 AM
kulender$100.002/11/2011 9:02:46 AM
a-responsible-return$50.002/11/2011 9:06:03 AM
reflective-rupee$250.772/11/2011 9:06:59 AM
CashProvider$100.002/11/2011 9:05:59 AM
scrappy-bonus2$25.002/11/2011 9:06:09 AM
BidDaddyBigBucks$25.002/11/2011 9:06:34 AM
Lakeland$25.002/11/2011 7:13:10 PM
tbrnet$50.002/11/2011 1:06:09 PM
thedoctor$93.582/12/2011 1:05:42 AM
felicity-loyalist0$50.002/11/2011 4:46:38 PM
bds9646$26.002/12/2011 2:01:11 AM
Dollars4Rent$50.002/12/2011 1:35:21 AM
wise-balanced-moola$25.002/12/2011 2:47:54 AM
radforj22$40.412/12/2011 3:04:03 AM
Kerrysbay$50.002/12/2011 3:17:37 AM
hopeful-truth5$200.002/12/2011 7:26:29 AM
MARWARISETH$25.002/12/2011 7:47:27 AM
Viamin$25.002/12/2011 11:06:11 AM
duty-windmill$25.002/12/2011 11:11:06 AM
KWarrior$50.002/13/2011 6:21:09 AM
worth-excellence4$25.002/13/2011 9:02:17 AM
hitsman$50.002/12/2011 12:07:18 PM
Castellan$25.002/12/2011 3:01:13 PM
Brisket_Bob$25.002/12/2011 2:56:11 PM
BURNERA_1$150.002/13/2011 4:11:32 PM
theboat$25.002/12/2011 8:36:01 PM
unrivaled-justice$50.002/13/2011 3:08:57 AM
income-encore1$50.002/13/2011 7:57:02 AM
justme4now$28.002/14/2011 1:46:56 PM
TikPmp1$25.002/14/2011 4:26:16 PM
mpactlender$25.002/15/2011 2:03:44 AM
payout-embrace$25.002/15/2011 11:29:59 AM
caring-hope2$50.002/16/2011 7:45:25 AM
danny-lender$50.002/16/2011 8:51:18 AM
vtr1000$25.002/16/2011 12:49:15 PM
syounker$25.002/16/2011 5:12:34 PM
worth-engine5$25.002/17/2011 12:24:26 AM
Daneistes$50.002/17/2011 5:00:12 AM
choss02$50.002/17/2011 9:44:28 AM
proud-gold9$50.002/17/2011 9:46:52 AM
SARMAR$50.002/17/2011 10:12:39 AM
murren$25.002/17/2011 10:21:07 AM
Sigonio$25.002/17/2011 12:52:37 PM
LoanBrkr$25.002/17/2011 6:48:07 PM
1800porsche$25.002/17/2011 11:31:16 PM
orindalender$50.002/18/2011 6:49:54 AM
108lender$250.002/18/2011 8:09:29 AM
skillful-treasure37$50.002/18/2011 10:06:30 AM
aquarexbi$50.002/19/2011 9:08:57 AM
coin-entrepreneur$25.002/19/2011 10:35:13 AM
Steveoo1$50.002/19/2011 10:54:41 AM
top-note-jamboree$50.002/19/2011 12:27:03 PM
credit-force5$50.002/19/2011 12:27:54 PM
mlkhamilton$25.002/19/2011 12:27:56 PM
degster$25.002/19/2011 12:36:03 PM
worthy-bid8$50.002/19/2011 12:33:02 PM
rmachi$25.002/19/2011 12:34:52 PM
dharma1$25.002/19/2011 12:39:48 PM
MAJESTIC5$50.002/19/2011 5:39:41 PM
supersarah61$50.002/20/2011 8:24:11 AM
108lender$1,000.002/20/2011 7:56:25 PM
rakstar$40.192/21/2011 1:22:04 AM
wrighco$25.002/21/2011 2:34:13 AM
tigerlady92$25.002/21/2011 6:28:39 AM
jeffpac$50.002/21/2011 6:36:33 AM
hs112a$50.002/21/2011 9:20:28 AM
systematic-dollar9$25.002/21/2011 9:31:13 AM
Taxman44$25.002/21/2011 10:05:00 AM
justice-dna$35.002/21/2011 11:14:08 AM
bowl800$25.002/21/2011 12:11:25 PM
jbaum$40.002/21/2011 12:19:51 PM
balance-voyager$50.002/21/2011 12:42:06 PM
g314$30.002/21/2011 12:44:21 PM
slartibardfast$25.002/21/2011 12:47:10 PM
payment-halo$25.002/21/2011 2:09:34 PM
withfries2$50.002/21/2011 3:03:55 PM
best-ingenious-funds$25.002/21/2011 3:59:26 PM
blackfur$50.002/21/2011 6:19:45 PM
kleinbrak$25.002/21/2011 5:38:09 PM
calimanusa$25.002/21/2011 11:09:26 PM
diversification-medalist$25.002/21/2011 11:48:40 PM
Blue_HorseShoe$25.002/22/2011 5:13:27 AM
agile-loan0$25.002/22/2011 9:39:35 AM
jasperpants$25.002/22/2011 9:40:42 AM
gzeo$25.002/22/2011 9:42:26 AM
JTCorp$25.002/22/2011 9:23:51 AM
hawaiiangirl76$25.002/22/2011 9:39:50 AM
ZeoInvestments$25.002/22/2011 9:41:28 AM
LendGuy$50.002/22/2011 12:54:37 PM
top-epic-community$50.002/22/2011 12:21:46 PM
commerce-voyager$25.002/22/2011 12:22:18 PM
GoSix$25.002/22/2011 12:36:42 PM
Jassi$25.002/22/2011 1:50:26 PM
zhiguli$25.002/22/2011 1:52:21 PM
money-floret$50.002/22/2011 12:48:24 PM
evnagelist$50.002/22/2011 1:26:42 PM
versatile-commerce$25.002/22/2011 5:01:11 PM
paramjit$25.002/22/2011 5:02:14 PM
elegant-income3$50.002/22/2011 5:01:33 PM
Washington_Loan$25.002/22/2011 5:01:56 PM
RockCrown$50.002/22/2011 5:03:52 PM
pawsitive$50.002/22/2011 5:04:12 PM
zone6$50.002/22/2011 5:05:18 PM
turbobrat$50.002/22/2011 5:01:27 PM
docdekay$100.002/22/2011 5:09:58 PM
malacandra$25.002/22/2011 5:11:13 PM
Hexnut$50.002/22/2011 5:06:38 PM
attractive-asset$100.002/22/2011 5:49:18 PM
cordial-funds8$56.002/22/2011 7:07:50 PM
upright-commitment5$25.002/22/2011 7:29:47 PM
Tiger6543$25.002/23/2011 1:35:07 AM
totoro$25.002/23/2011 1:37:49 AM
mdreiss$27.922/23/2011 1:50:53 AM
JoeXB$25.002/22/2011 7:29:17 PM
mnmcarve$29.632/23/2011 2:05:23 AM
xphile$25.002/23/2011 2:05:48 AM
whistledicksmith$37.762/23/2011 2:06:31 AM
tolstoy00$25.002/23/2011 2:09:32 AM
region123$25.002/23/2011 2:20:24 AM
ChristopherHS$25.002/23/2011 2:21:15 AM
responsibility-cherry6$31.492/23/2011 2:41:11 AM
nicklds$29.312/23/2011 1:25:04 AM
Soothsayer$25.002/23/2011 1:36:00 AM
here2lend$25.002/23/2011 1:50:45 AM
sajitk$25.002/23/2011 1:51:31 AM
Shockem923$25.002/23/2011 1:52:20 AM
latestone$25.002/23/2011 2:05:30 AM
ashik$25.002/23/2011 1:34:53 AM
JagFan$25.002/23/2011 6:08:58 AM
swiftsoul$25.002/23/2011 1:36:11 AM
Mookouw$25.002/23/2011 1:39:22 AM
reueljw$25.002/23/2011 1:40:06 AM
demoseal$25.002/23/2011 2:09:06 AM
bigballer105$33.452/23/2011 2:09:28 AM
ideal-penny8$25.002/23/2011 2:22:13 AM
SF2Berlin$25.002/23/2011 8:15:09 AM
thryn$25.002/23/2011 6:09:04 AM
SecondChanceLendingSERV$50.002/23/2011 7:50:58 AM
faldska$25.002/23/2011 9:15:20 AM
special-peso$50.002/23/2011 8:19:50 AM
T-Bizzone$50.002/23/2011 8:31:07 AM
TCayce$25.002/23/2011 9:41:57 AM
Kattosha$25.002/23/2011 10:04:49 AM
economy-orchid$25.002/23/2011 9:39:28 AM
wormdc$25.002/23/2011 9:51:06 AM
roadtruck$50.002/23/2011 3:11:08 PM
bid-papyrus$25.002/23/2011 12:20:34 PM
lenderme$25.002/23/2011 3:36:06 PM
IIP77$25.002/23/2011 5:47:54 PM
AJSinvest$25.002/23/2011 10:51:23 PM
pipopirate$25.002/24/2011 12:53:38 AM
ramsbladder$25.002/24/2011 1:12:46 AM
bornsucka$25.002/24/2011 1:17:29 AM
calkidd05$25.002/23/2011 7:36:55 PM
safe-kindness5$25.002/24/2011 1:38:10 AM
stensonb$25.002/24/2011 12:51:50 AM
Marfloogan$25.002/24/2011 1:13:38 AM
Cre8iveCash$25.002/24/2011 1:14:00 AM
ChicoBob$25.732/24/2011 1:14:53 AM
afotherg$40.322/24/2011 1:16:09 AM
Flatfoot$25.002/24/2011 1:02:29 AM
fireboss$38.982/24/2011 1:15:21 AM
Cheburashka$30.002/24/2011 11:36:35 AM
skillful-diversification2$25.002/24/2011 1:11:16 PM
lamsabuy$3,600.002/24/2011 3:30:30 PM
skuba$100.002/11/2011 9:00:48 AM
organized-payment6$25.002/11/2011 9:01:22 AM
don8ter$25.002/11/2011 9:01:50 AM
jenkris$25.002/11/2011 9:02:20 AM
paladin847$50.002/11/2011 9:02:30 AM
Goodlender42$25.002/11/2011 9:02:36 AM
truth-image$50.002/11/2011 9:02:40 AM
intuitive-integrity9$50.002/11/2011 9:02:55 AM
wwwUniversal$25.002/11/2011 9:04:16 AM
acropiloterau2002$25.002/11/2011 9:06:27 AM
Guiren$133.292/11/2011 9:28:19 AM
kenji4861$25.002/11/2011 9:00:51 AM
BaxterEvil$25.002/11/2011 9:01:16 AM
currency-persimmon$25.002/11/2011 9:01:43 AM
tedsrfdude$50.002/11/2011 9:02:17 AM
ogmanny$50.002/11/2011 9:02:34 AM
velocity-solo$60.002/11/2011 9:02:28 AM
Tradesmanlender$50.002/11/2011 9:02:57 AM
indomitable-coin$50.002/11/2011 9:03:59 AM
kyomoon$50.002/11/2011 9:05:53 AM
bowdish1$50.002/11/2011 9:06:07 AM
ingenious-order783$25.002/11/2011 9:29:47 AM
efficient-marketplace$25.002/11/2011 10:17:16 AM
balance-force$25.002/11/2011 3:31:32 PM
Digs$25.002/12/2011 1:15:43 AM
MONEYLENDER101$52.402/12/2011 1:47:18 AM
octoberfresh$30.002/12/2011 2:00:56 AM
contract-festival7$27.382/12/2011 2:59:47 AM
restless-balance9$50.002/12/2011 3:49:59 AM
axl163$25.002/11/2011 8:35:59 PM
dpfl55$25.002/12/2011 2:01:04 AM
unequaled-payout$27.992/12/2011 3:05:43 AM
Artist_Blue$25.002/12/2011 12:01:40 PM
sensible-order2$100.002/12/2011 12:01:27 PM
efficient-treasure0$25.002/13/2011 3:05:49 PM
BankingFamily$50.002/13/2011 10:02:36 PM
JGB$25.082/14/2011 1:07:03 AM
CE88$100.002/14/2011 2:18:02 PM
credit-investor5$50.002/14/2011 4:25:29 PM
camaraderi-atmosphere$100.002/14/2011 2:58:15 PM
cognizant-rate732$25.002/14/2011 4:27:38 PM
money-aggregator7$25.002/14/2011 9:58:16 PM
Traveler888$200.002/14/2011 6:26:08 PM
buckyhead2000$25.002/15/2011 2:30:06 PM
KeepOnRunning$50.002/15/2011 3:12:23 PM
damage$25.002/15/2011 10:08:19 AM
Pickmar$25.002/15/2011 12:17:45 PM
be_wise$25.002/15/2011 4:36:46 PM
Mantis75$25.002/16/2011 6:35:29 AM
the-upbeat-p2p$50.002/16/2011 6:50:59 PM
winlender$25.002/17/2011 10:12:35 AM
community-pipeline$25.002/17/2011 10:12:04 AM
newest-orbital-justice$25.002/17/2011 10:21:47 AM
exchange-pledge$100.002/17/2011 12:52:58 PM
rockstar78$50.002/17/2011 1:25:24 PM
reward-tamale1$25.002/17/2011 2:29:36 PM
DadWarbucks$60.002/17/2011 5:21:41 PM
brightest-dynamic-peace$25.002/17/2011 6:51:54 PM
best-coin-miser$25.002/17/2011 7:34:42 PM
availableloan$25.002/17/2011 8:41:57 PM
OzGuy609$25.002/17/2011 9:15:27 PM
Tylerh$100.002/17/2011 10:39:15 PM
adama_48$25.002/18/2011 6:16:19 AM
accelerator96$25.002/18/2011 4:54:52 PM
Ripsaw4U$50.002/18/2011 6:24:33 PM
berkeleylender$100.002/18/2011 10:14:01 PM
Woodworker57$25.002/19/2011 3:12:27 AM
Havana21$200.002/19/2011 12:27:52 PM
klinebarger$25.002/19/2011 12:27:55 PM
lenderrb$50.002/19/2011 12:27:43 PM
unclejaef$25.002/19/2011 12:27:51 PM
a-versatile-power$25.002/19/2011 12:37:16 PM
scottburger$50.002/19/2011 12:52:12 PM
p123$25.002/19/2011 12:40:37 PM
flexiboy35$25.002/19/2011 10:04:55 PM
malacandra$25.002/20/2011 9:39:23 AM
investor_101$50.002/20/2011 8:53:50 PM
reflective-rupee$250.772/20/2011 10:31:47 PM
kindness-dessert$25.002/21/2011 1:28:56 AM
credit-magician$50.002/21/2011 6:36:23 AM
iscout$100.002/21/2011 6:44:54 AM
bold-steady-peso$100.002/21/2011 7:08:04 AM
tenacious-compassion9$25.002/21/2011 8:05:34 AM
rebellender$50.002/21/2011 10:04:29 AM
bold-durability-drum$50.002/21/2011 10:09:17 AM
GiftViftdotcom$25.002/21/2011 11:59:20 AM
jct_enterprises$50.002/21/2011 12:11:36 PM
sappy02$50.002/21/2011 12:21:52 PM
julijask$45.002/21/2011 12:42:01 PM
Turkish101$25.002/21/2011 12:43:04 PM
Anny-Disco$50.002/21/2011 12:44:30 PM
hotwired$50.002/21/2011 12:49:42 PM
aasx1108$25.002/21/2011 12:47:33 PM
best-deal-banker$50.002/21/2011 12:50:44 PM
AnxiousAirman$50.002/21/2011 12:51:26 PM
Fenix878$25.002/21/2011 2:08:56 PM
fair-funds$50.002/21/2011 2:39:00 PM
Preteur$25.002/21/2011 4:20:47 PM
FCI$25.002/21/2011 4:59:51 PM
brewlots$50.002/21/2011 5:24:04 PM
JoyfulVegetarian$25.002/21/2011 6:55:32 PM
loan-kung-fu$50.002/21/2011 6:57:16 PM
nuclearmoose$25.002/21/2011 8:34:18 PM
authoritative-capital$25.002/21/2011 10:29:27 PM
Graces$50.002/21/2011 11:18:40 PM
engaging-worth$25.002/21/2011 10:45:24 PM
mizount$25.002/22/2011 5:59:38 AM
awwaww$40.002/22/2011 9:41:32 AM
spursdog$50.002/22/2011 9:54:43 AM
RJN$25.002/22/2011 9:43:19 AM
adhawan325$25.002/22/2011 9:45:26 AM
cosmof16$25.002/22/2011 9:39:07 AM
ranfot$25.002/22/2011 9:39:24 AM
ctgscott$25.002/22/2011 9:42:33 AM
jts$25.002/22/2011 12:36:48 PM
lgs83$25.002/22/2011 12:22:26 PM
taal1$50.002/22/2011 12:54:14 PM
PaulW$25.002/22/2011 1:50:31 PM
RB_Double-A_Bravo$25.002/22/2011 1:51:40 PM
b2006$25.002/22/2011 1:52:09 PM
deal-maple2$50.002/22/2011 12:48:29 PM
pubnat$25.002/22/2011 1:51:48 PM
Centaur$50.002/22/2011 5:01:37 PM
rvirk$100.002/22/2011 4:50:22 PM
minista$25.002/22/2011 5:01:39 PM
tenacious-payout$50.002/22/2011 5:02:02 PM
soshea979$25.002/22/2011 4:09:04 PM
Binan$25.002/22/2011 5:03:27 PM
dud$50.002/22/2011 4:49:04 PM
Preferred-Lender$25.002/22/2011 5:04:37 PM
tj1683$25.002/22/2011 5:00:14 PM
newyork6264$50.002/22/2011 5:03:57 PM
Apeman00$25.002/22/2011 5:05:01 PM
psanganee$25.002/22/2011 6:19:39 PM
Ariesian1$50.002/22/2011 6:24:04 PM
hope-hickory$50.002/22/2011 6:50:01 PM
derec$25.002/23/2011 1:36:06 AM
zeelender$25.002/23/2011 1:36:46 AM
flopcat$34.472/23/2011 1:37:35 AM
esabzb$25.002/22/2011 7:23:52 PM
loan-kung-fu$50.002/22/2011 8:28:39 PM
flwah$25.002/23/2011 2:08:21 AM
Bearls$25.002/23/2011 2:10:22 AM
compassion-paladin042$25.002/23/2011 2:20:27 AM
discrete-asset$25.002/23/2011 2:27:22 AM
frankdelraza$25.002/23/2011 1:35:21 AM
dloan$25.002/23/2011 1:35:55 AM
SourDoughSteve$25.002/23/2011 1:36:23 AM
yoyoclock$35.002/23/2011 3:04:58 AM
gauss02$32.122/23/2011 1:36:41 AM
LenderByDay$25.002/23/2011 1:38:47 AM
Trevor_C$25.002/23/2011 1:40:00 AM
1fortheroad$25.002/23/2011 1:52:24 AM
mchale$25.002/23/2011 2:05:07 AM
Rich221976$25.002/23/2011 1:25:30 AM
easylender$30.772/23/2011 1:27:11 AM
letsbank$25.002/23/2011 6:13:45 AM
pleasant-basis$28.372/23/2011 2:20:28 AM
bikingbtb$28.302/23/2011 1:51:14 AM
valiant-liberty4$25.002/23/2011 2:24:02 AM
onlyinchicago$26.572/23/2011 2:05:27 AM
visionary-currency$50.002/23/2011 2:27:14 AM
fishtale$25.002/23/2011 2:08:03 AM
NMGbank$25.002/23/2011 2:09:36 AM
grc$25.002/23/2011 2:20:48 AM
reinforced-reward$25.002/23/2011 2:22:21 AM
best-heavenly-justice$25.002/23/2011 9:39:23 AM
visionary-community$25.002/23/2011 9:42:01 AM
Railbird$25.002/23/2011 9:42:41 AM
Rider$32.002/23/2011 10:10:47 AM
royboy0292$25.002/23/2011 12:02:21 PM
CASHGIRL$25.002/23/2011 4:01:16 PM
hayhelp$25.002/23/2011 4:46:37 PM
azarael$25.002/23/2011 6:06:29 PM
BiggestG$25.002/24/2011 12:46:56 AM
James_and_Tracy$25.002/24/2011 12:53:21 AM
PA2LA$25.002/24/2011 1:02:35 AM
Emgolda$25.002/24/2011 1:13:31 AM
shadowflame_99$25.002/24/2011 1:15:04 AM
cash-backer8$25.002/23/2011 7:46:01 PM
revmax$25.412/24/2011 1:21:50 AM
USMC0311$28.372/24/2011 1:22:27 AM
shawndw$25.002/24/2011 1:22:59 AM
sb0453$25.002/23/2011 8:02:27 PM
blissful-note7$31.542/24/2011 1:38:58 AM
bouvierchamp$28.002/24/2011 12:52:26 AM
HunterSix$25.002/24/2011 12:53:41 AM
HH123$25.002/24/2011 1:02:11 AM
monstersdad$51.382/24/2011 1:03:21 AM
langdonx$25.442/24/2011 1:16:06 AM
JohnGalt94$37.222/24/2011 1:21:47 AM
bonus-maximizer919$26.142/24/2011 1:26:28 AM
calessabay$25.002/24/2011 1:21:36 AM
zenchef$25.002/24/2011 1:23:23 AM
tuneman1980$25.002/24/2011 1:24:09 AM
Auditman$50.002/24/2011 8:36:40 AM
treasure-pipeline$50.002/24/2011 10:16:04 AM
honorable-durability0$50.002/24/2011 1:48:11 PM
larrybird$2,000.002/24/2011 2:04:47 PM
anton$3,200.002/24/2011 3:28:50 PM
386 Investments
 
Borrower Payment Dependent Notes Series 493704
This series of Notes was issued and sold upon the funding of the borrower loan #47449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $240.42
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1995 Debt/Income ratio: 15%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $3,497Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: self-reliant-penny4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible consumer
Purpose of loan:
This loan will be used? to pay off high interest consumer debt that is currently at 21%.??I also want to consolidate these debts into one loan that is fixed.? This will greatly help me and my wife to better situate our family financially.

My financial situation:
I am a good candidate for this loan because?I understand commitment and responsibility.??I have always paid?what?I have?borrowed.? I am paid salary so I get paid the same amount each month.? Also, since?I am consolidating debts into one, it will be one payment each month instead of several, thus allowing ease of payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/15/2011 9:06:14 AM
melodious-fairness$100.002/15/2011 9:07:31 AM
genius520$100.002/15/2011 9:11:20 AM
commerce-yeller$30.002/15/2011 9:13:52 AM
kulender$100.002/15/2011 9:05:23 AM
jrbill1998$50.002/15/2011 9:07:59 AM
velocity-solo$25.002/15/2011 9:08:14 AM
marketplace-cello5$25.002/15/2011 9:11:03 AM
don8ter$25.002/15/2011 9:11:59 AM
macjp123$25.002/15/2011 9:13:39 AM
HamachiMan$50.002/15/2011 9:12:19 AM
BxRealtor$25.002/15/2011 9:14:40 AM
misit$25.002/15/2011 12:13:37 PM
rome1426$25.002/15/2011 4:02:49 PM
tender-integrity3$100.002/15/2011 10:21:18 PM
tomdooley12520$25.002/15/2011 11:34:10 PM
Lou-Holtz$25.002/16/2011 5:16:03 AM
BAJMP$25.002/16/2011 11:34:30 AM
radforj22$25.002/16/2011 2:31:13 PM
jazzlender$25.002/16/2011 4:15:04 PM
TSC$50.002/16/2011 7:05:03 PM
worth-arch$25.002/17/2011 7:16:50 AM
alextiff01$25.002/17/2011 10:48:06 AM
Ratgirl$25.002/17/2011 10:57:01 AM
fishintime$100.002/17/2011 12:48:58 PM
bid-czar8$100.002/17/2011 5:02:09 PM
brightest-dynamic-peace$25.002/17/2011 7:01:35 PM
Tylerh$100.002/17/2011 10:42:00 PM
resource777$50.002/18/2011 7:01:30 AM
credit-panda1$25.002/18/2011 10:15:22 AM
MoneyMA$25.002/18/2011 10:17:44 AM
rdav$25.002/18/2011 12:44:31 PM
heavy_ax$25.002/18/2011 12:29:03 PM
CE88$25.002/18/2011 2:55:47 PM
a-finance-nirvana$25.002/19/2011 3:59:51 AM
efficient-treasure0$25.002/19/2011 9:11:25 AM
gain-equator$25.002/19/2011 9:13:39 AM
GrowTK$25.002/19/2011 9:16:49 AM
attentive-vigilance1$50.002/19/2011 9:16:34 AM
Woodworker57$25.002/19/2011 12:35:35 PM
the-auction-bear$25.002/19/2011 2:19:29 PM
fund-tom-tom6$50.002/19/2011 4:14:59 PM
supersarah61$50.002/19/2011 6:39:18 PM
Aaron_Oz$25.002/19/2011 9:04:07 PM
vigilance-frontier$25.002/20/2011 12:06:30 PM
principal-bull$25.002/20/2011 5:31:34 PM
williamjames$50.002/20/2011 8:59:14 PM
rakstar$50.002/21/2011 1:22:31 AM
trident9$50.002/21/2011 6:09:48 AM
enchanted-yield4$50.002/21/2011 6:45:14 AM
SmokeyMirror$50.002/21/2011 7:24:51 AM
nycloan$25.002/21/2011 7:26:37 AM
GoldenGo4$100.002/21/2011 7:36:56 AM
finance-magma7$50.002/21/2011 7:27:49 AM
Preferred-Lender$25.002/21/2011 8:00:17 AM
rebellender$25.002/21/2011 10:05:10 AM
orderly-leverage$100.002/21/2011 10:09:33 AM
manmeg$50.002/21/2011 10:10:23 AM
the-bid-sorcerer$50.002/21/2011 10:30:31 AM
Azonic21$25.002/21/2011 10:54:27 AM
brilliant-revenue$25.002/21/2011 10:39:22 AM
upbeat-investment9$25.002/21/2011 12:00:15 PM
mkl42$50.002/21/2011 12:00:19 PM
gain-gourd$100.002/21/2011 12:00:37 PM
agalt$75.002/21/2011 12:11:00 PM
PaulW$25.002/21/2011 12:09:32 PM
jbaum$40.002/21/2011 12:20:01 PM
wwwUniversal$25.002/21/2011 12:47:21 PM
lincs$25.002/21/2011 12:55:55 PM
tampa_cmc$25.002/21/2011 1:08:45 PM
Syrcen$25.002/21/2011 1:18:20 PM
jigsaw$100.002/21/2011 1:31:15 PM
benjamins-utopia$100.002/15/2011 9:07:11 AM
AFairDeal$75.002/15/2011 9:07:56 AM
sk10023$25.002/15/2011 9:13:08 AM
hard-working-euro7$350.002/15/2011 10:07:17 AM
organized-payment6$50.002/15/2011 9:05:35 AM
simplelender80$100.002/15/2011 9:07:45 AM
Tradesmanlender$50.002/15/2011 9:08:31 AM
kmr2$100.002/15/2011 9:11:24 AM
GrayStudio$25.002/15/2011 9:11:38 AM
irrelevant$50.002/15/2011 9:11:49 AM
dime-smasher5$25.002/15/2011 9:11:55 AM
indomitable-coin$50.002/15/2011 9:14:52 AM
lendacity$25.002/15/2011 9:15:33 AM
Cherrypicker$25.002/15/2011 10:06:54 AM
Pickmar$25.002/15/2011 12:28:49 PM
InspireLife$25.002/15/2011 2:24:57 PM
FundMaker$25.002/15/2011 4:31:44 PM
Artist_Blue$25.002/16/2011 6:06:55 AM
oskizzle$25.002/16/2011 10:02:55 AM
harperpotok$100.002/16/2011 12:46:58 PM
TheTimeIsNow$25.002/16/2011 6:57:49 PM
pinballeffect$30.002/16/2011 8:00:09 PM
psonicl$50.002/17/2011 8:02:17 AM
choss02$100.002/17/2011 9:43:07 AM
Spkthewrd3$25.002/17/2011 11:22:53 AM
CasaDeTomas$50.002/17/2011 3:14:58 PM
hitsman$50.002/17/2011 4:57:19 PM
WalnutCreekguy$50.002/17/2011 10:14:44 PM
1800porsche$25.002/17/2011 11:40:19 PM
adama_48$25.002/18/2011 6:16:29 AM
108lender$200.002/18/2011 8:04:50 AM
orangetrust$100.002/18/2011 12:46:23 PM
responsibility-euphoria0$31.672/18/2011 1:38:12 PM
Ripsaw4U$50.002/18/2011 6:24:47 PM
ResQDoc$50.002/18/2011 7:52:27 PM
Bank42$50.002/19/2011 2:38:30 AM
contract-paloverde1$25.002/19/2011 9:16:32 AM
goodhearted-basis4$25.002/19/2011 9:16:58 AM
tharmon$50.002/19/2011 9:17:09 AM
reflective-cash0$50.002/19/2011 9:17:26 AM
BoughtTheFarm$25.002/19/2011 9:23:54 AM
skuba$50.002/19/2011 9:49:57 AM
jdwillcox$100.002/19/2011 9:57:05 AM
GordoMG$50.002/19/2011 2:19:02 PM
Fiimg$50.002/19/2011 5:09:40 PM
vibraphone3$50.002/19/2011 5:54:55 PM
MadHun$100.002/19/2011 8:59:08 PM
wise-spiritual-commitment$50.002/20/2011 12:49:46 AM
godfather4u$50.002/20/2011 9:04:23 AM
TK4$50.002/20/2011 9:04:33 AM
dckpolo$50.002/20/2011 8:14:24 AM
gethsemane4$25.002/20/2011 9:59:24 AM
Goodlender42$50.002/20/2011 9:51:20 AM
unclejaef$25.002/20/2011 10:14:20 AM
principal-injector2$50.002/20/2011 3:44:26 PM
Aleut$25.002/20/2011 3:04:28 PM
Rockymtnhi$50.002/20/2011 4:04:45 PM
williamjames$50.002/20/2011 8:54:21 PM
elated-greenback$50.002/21/2011 6:39:52 AM
jeffpac$50.002/21/2011 6:44:17 AM
forthright-principal2$25.002/21/2011 7:24:47 AM
GElender$50.002/21/2011 7:24:53 AM
PeterV$50.002/21/2011 7:27:52 AM
ingenious-diversification$25.002/21/2011 7:52:57 AM
GenerousGentleMan$75.002/21/2011 7:27:47 AM
point-shooter$50.002/21/2011 8:41:41 AM
p2pcapitalgroup$50.002/21/2011 9:01:47 AM
hs112a$50.002/21/2011 9:20:33 AM
janetatucla$40.002/21/2011 9:29:26 AM
Jtomtom$25.002/21/2011 11:08:58 AM
rogue_monster$50.002/21/2011 12:12:39 PM
jct_enterprises$25.002/21/2011 12:13:16 PM
shellstar$30.002/21/2011 12:22:35 PM
green-thoughtful-yield$100.002/21/2011 12:23:28 PM
sgt-schultz$25.002/21/2011 12:50:58 PM
inspiring-reward$150.002/21/2011 12:55:02 PM
admirable-income9$25.002/21/2011 1:06:39 PM
Sixmil$100.002/21/2011 1:39:09 PM
cathexis$25.002/21/2011 1:40:36 PM
loot-fixer$25.002/21/2011 1:37:33 PM
Finchy78$23.332/21/2011 2:08:00 PM
153 Investments
 
Borrower Payment Dependent Notes Series 493738
This series of Notes was issued and sold upon the funding of the borrower loan #47438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2005 Debt/Income ratio: 260%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $670Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: heroic-greenback6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student Mountaineering in Pakistan
Purpose of loan:Mountaineering Trip to Pakistan
Pay for guides/equipment/visa/travel etc.

Job: Seasonal outdoor recreation work

Hard worker. Outdoor Adventure Recreational seasonal work is reliable, tourism is a large industry in the United States and abroad. I have enough in savings to dump about $1,000 immediately back into the loan, (payments for the airline ticket, and other fees are more than I have total currently,) and then in May I can dump an additional $1,440 into the loan.

This trip would yield extremely beneficial professional development to my resume. I have dreamed of mountain climbing in the Karakorum since I was a child. The peak is committing in terms of distance traveled, but is safe in terms of technical capacity. There have been NO commercially guided deaths on this peak. My current expenses are minimal, and I plan to keep it that way.

Monthly net income: $ 440
>Monthly expenses: $ About 90$ a month
Housing: 0
Insurance: 0
Car expenses: 0
Food, entertainment: $50-90
Clothing, household expenses $0 Housing provided with current job
Credit cards and other loans: Student loans deferred

Thank You
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are you climbing K-2? - sk10023
A: I have dreamed of climbing K2 since I was a boy. However, on this trip I am going to be climbing Spantik peak in the Karakoram. http://www.summitpost.org/spantik-7027-m-golden-peak/463685 http://en.wikipedia.org/wiki/Spantik It is a 7,000M peak and will be my first international trip. I would like to use this trip to piggyback a trip up Mt Denali and Alaska with a future job in spring 2012. Any assistance is greatly appreciated! (Feb-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/15/2011 9:07:00 AM
profit-powerplant$25.002/15/2011 9:12:35 AM
genius520$100.002/15/2011 9:12:46 AM
jiggaman7$50.002/15/2011 9:39:43 AM
orderly-leverage$50.002/15/2011 9:12:07 AM
irrelevant$50.002/15/2011 9:12:52 AM
liberty-destiny3$25.002/15/2011 9:14:35 AM
ready-interest9$25.002/15/2011 2:33:29 PM
umfan123$25.002/15/2011 9:15:14 AM
Bob450$25.002/15/2011 4:38:24 PM
thomas16882004$25.002/15/2011 10:02:46 PM
smear87$25.002/16/2011 2:00:58 AM
hopeful-deal7$50.002/16/2011 9:36:58 AM
papaloha$25.002/16/2011 6:08:17 PM
finance-prescription$50.002/16/2011 6:08:12 PM
tech310$50.002/17/2011 12:59:30 AM
radforj22$25.002/17/2011 4:13:58 AM
CA-Lender$25.002/17/2011 7:03:51 AM
cropdust3r$25.002/17/2011 6:15:18 AM
richboy56$25.002/17/2011 9:55:10 AM
JJ9876$25.002/17/2011 10:01:36 AM
rogue_monster$25.002/17/2011 10:03:07 AM
buddycat$50.002/17/2011 11:20:42 AM
bessbird$50.002/17/2011 12:07:07 PM
order-brigade$25.002/17/2011 4:43:16 PM
Investoman$46.382/17/2011 6:34:54 PM
gristle$25.002/17/2011 6:50:52 PM
BooRadley$25.002/17/2011 8:10:09 PM
Tylerh$100.002/17/2011 10:51:07 PM
money-bauble$56.842/18/2011 3:11:22 AM
debt-force$25.002/18/2011 4:15:53 AM
slushfunder$50.002/18/2011 6:25:00 AM
contract-maracas$50.002/18/2011 7:10:47 AM
kjsfld$25.002/18/2011 8:09:44 AM
authoritative-platinum7$25.002/18/2011 8:57:13 AM
gotjack$25.002/18/2011 8:59:28 AM
treasure-bliss$50.002/18/2011 8:58:51 AM
income-sage9$25.002/18/2011 9:46:16 AM
contract-paloverde1$25.002/18/2011 10:04:06 AM
Sibelius2$25.002/18/2011 10:05:03 AM
saffron4$50.002/18/2011 10:54:52 AM
ryguy150$25.002/18/2011 12:30:10 PM
ready-vigilance3$50.002/18/2011 1:55:52 PM
jazzlender$25.002/18/2011 2:14:53 PM
hitsman$50.002/18/2011 2:15:35 PM
commitment-orbiter5$50.002/18/2011 2:16:25 PM
benjamins-utopia$50.002/18/2011 2:16:30 PM
Bankman68$50.002/18/2011 3:45:04 PM
silver-flower448$25.002/18/2011 3:44:57 PM
Lam0nt$25.002/18/2011 2:26:09 PM
rysil$50.002/18/2011 4:49:14 PM
brazilofmux$100.002/19/2011 2:23:20 AM
Learning2Lend$27.332/19/2011 2:38:01 AM
beaker$25.002/19/2011 2:22:54 AM
NoMoreDebt4Me$25.002/19/2011 2:50:42 AM
momoney2lend$25.002/19/2011 2:51:46 AM
copper$50.002/19/2011 2:25:37 AM
damanq$25.002/19/2011 12:19:32 AM
ITExec$35.392/19/2011 2:38:12 AM
lcole32$25.002/19/2011 2:51:18 AM
apostle901$25.002/19/2011 3:21:24 AM
macbeck22$25.002/19/2011 2:53:37 AM
marcomnzs$25.002/19/2011 3:22:21 AM
MrMcduck$25.002/19/2011 3:06:09 AM
palpbert$25.002/19/2011 2:35:35 AM
FutureLenderEC$25.002/19/2011 3:35:25 AM
zeelender$25.002/19/2011 2:36:49 AM
voidpile$25.002/19/2011 3:20:46 AM
tnjohnso$25.002/19/2011 2:38:06 AM
samo102us$25.002/19/2011 3:22:26 AM
DER$25.472/19/2011 2:40:29 AM
flwah$25.002/19/2011 3:23:54 AM
carlover$25.002/19/2011 2:51:00 AM
MissionMicroFinance$25.002/19/2011 3:06:27 AM
lowlite6647$25.002/19/2011 3:08:31 AM
diplomatic-wealth7$25.002/15/2011 9:13:21 AM
investment-artist$25.002/15/2011 9:14:51 AM
reflective-rupee$25.772/15/2011 9:19:08 AM
blitzen40$25.002/15/2011 9:40:57 AM
simplelender80$200.002/15/2011 9:05:41 AM
kulender$50.002/15/2011 9:06:02 AM
Jack55304$300.002/15/2011 9:12:59 AM
HamachiMan$50.002/15/2011 9:12:20 AM
incbx$50.002/15/2011 9:14:11 AM
musegaze$100.002/15/2011 11:42:05 AM
credit-bliss8$25.002/15/2011 1:06:08 PM
cash-reaction2$50.002/15/2011 3:06:11 PM
Artist_Blue$25.002/15/2011 4:11:57 PM
miked8303$25.002/15/2011 5:38:19 PM
EarlyRiser$250.002/16/2011 7:01:11 AM
blue-useful-auction$25.002/16/2011 7:50:14 AM
Speculator$25.002/16/2011 9:52:17 AM
CashFlow13$100.002/16/2011 5:07:43 PM
sensible-order2$100.002/16/2011 5:28:47 PM
choss02$50.002/17/2011 9:45:18 AM
pious-gold$25.002/17/2011 9:48:38 AM
symbiosis$50.002/17/2011 10:04:04 AM
sk10023$25.002/17/2011 12:13:53 PM
rockstar78$25.002/17/2011 1:26:06 PM
brmar$25.002/17/2011 6:49:39 PM
RMB-Investments$50.002/17/2011 7:56:32 PM
allenerb$50.002/17/2011 8:04:39 PM
Soxxes$25.002/17/2011 9:46:08 PM
MilitaryLending$25.002/18/2011 2:40:55 AM
GElender$25.002/18/2011 6:05:48 AM
108lender$100.002/18/2011 8:03:09 AM
gain-equator$25.002/18/2011 8:57:22 AM
heroic-interest259$50.002/18/2011 10:07:49 AM
Namair$25.002/18/2011 10:26:31 AM
sturdy-openness885$25.002/18/2011 10:14:29 AM
run26miles$50.002/18/2011 10:19:38 AM
treasure-network$25.002/18/2011 1:29:16 PM
liberty-society5$25.002/18/2011 1:55:21 PM
Diamond_Jim$50.002/18/2011 1:57:03 PM
orangetrust$100.002/18/2011 12:44:58 PM
important-openness1$50.002/18/2011 2:16:29 PM
payment-gusto$25.002/18/2011 2:14:50 PM
seisen$30.352/18/2011 2:17:08 PM
IIP77$25.002/18/2011 2:16:51 PM
ursus$50.002/18/2011 2:17:15 PM
spirited-commitment$25.002/18/2011 2:26:21 PM
finance-mushroom$100.002/18/2011 2:16:17 PM
deegeeman$50.002/18/2011 2:16:32 PM
SDNLR$25.002/18/2011 2:16:49 PM
Comoparklender$32.652/18/2011 2:17:12 PM
foxtrot12$100.002/18/2011 3:44:28 PM
bsh297$50.002/18/2011 3:19:33 PM
rate-gravity$25.002/18/2011 5:45:57 PM
economy-producer$25.002/18/2011 7:19:27 PM
benevolent-bonus$25.002/18/2011 11:49:00 PM
selfmademan$25.002/19/2011 2:38:59 AM
Rdodson11$25.002/19/2011 2:23:42 AM
monstersdad$34.092/19/2011 2:52:12 AM
hyrolln$25.002/19/2011 2:23:45 AM
Yotaman$26.552/19/2011 3:09:25 AM
caprirolito$25.002/19/2011 3:34:24 AM
ommcd$25.002/19/2011 3:11:20 AM
ChuckieG$28.492/19/2011 3:34:51 AM
lillian27$31.602/19/2011 3:20:51 AM
EBITDA$25.002/19/2011 2:38:43 AM
nodrivelpls$25.002/19/2011 2:51:30 AM
stock106$25.002/19/2011 3:24:43 AM
wizardii$25.002/19/2011 3:25:30 AM
restech$25.002/19/2011 3:07:20 AM
tornandfrayed$34.852/19/2011 3:35:39 AM
145 Investments
 
Borrower Payment Dependent Notes Series 493842
This series of Notes was issued and sold upon the funding of the borrower loan #47447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1993 Debt/Income ratio: 11%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 43 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7Stated income:$75,000-$99,999
Delinquencies in last 7y: 42 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: ElAbel11 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
580-599 (Sep-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Car/Taxes/Continue Credit Rebuild!
Purpose of loan:
Car/Taxes/Continue Credit Rebuild!

This is my third loan!! First and foremost, I?d like to thank all the prosper members that have helped me and my family get a fresh start and helped rebuild my credit! So now, the first loan I paid off in only a few months as well as the second and?I will do the same?with this one. My estimate is to payoff completely by Nov/Dec this year. My income listed?is only mine but my wife brings in another $38.4K. We only spend my salary and save the rest. Living like we have one income...live and learn right? The most frequent question I get is, "why the 42 delinquencies"...this is due to a past BK and home lose due to a chain of events ( car accident and hospital bills that led to loss of business revenue from side business and then a recessionthat led to unemployed spouse for over a year). Start new and fresh! As you can see, my credit has skyrocketed thanks to the previous loans being repaid on time and early. Now this loan will be used for early state tax pay off but mostly to purchase a newer used vehicle (with the help of my current trade in) so I can have a more reliable car?not to mention to continue to build my credit!

By the way, I also have ~$2500 I've loaned to Prosper Members that currently brings in $90/month.

My financial situation:
We?are good candidates for this loan because?we have enough income to make this payment and still have enough of a cushion in case of emergencies. I work as a scientist sales consultant for one of the strongest companies in the (Top in San Diego?) in a very stable field and my wife is an Escrow Officer.

Monthly net income: $
$5360 myself (5360/2400, Myself/Spouse)

Monthly expenses: $?
mortgage 1600
car payment 407
phone 100
cable 125
insurance?80
food 600
sdge 100
student loan 110
gasoline 250
daycare 1000
water/sewage?120
total obligations per month $4492
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/16/2011 9:07:46 AM
irrelevant$50.002/16/2011 9:08:56 AM
incbx$50.002/16/2011 9:11:27 AM
liberty-society5$25.002/16/2011 9:12:43 AM
reflective-rupee$750.772/16/2011 9:53:44 AM
NekHoldings$25.002/16/2011 10:26:01 AM
kulender$100.002/16/2011 9:06:25 AM
cashhelp$30.002/16/2011 9:07:09 AM
benjamins-utopia$100.002/16/2011 9:07:25 AM
melodious-fairness$100.002/16/2011 9:07:34 AM
marketplace-cello5$25.002/16/2011 9:08:38 AM
enthralling-deal180$100.002/16/2011 9:06:56 AM
HamachiMan$50.002/16/2011 9:09:46 AM
harperpotok$100.002/16/2011 12:47:09 PM
simplelender80$100.002/16/2011 9:07:38 AM
GrayStudio$25.002/16/2011 9:08:51 AM
velocity-solo$25.002/16/2011 9:11:37 AM
lendacity$25.002/16/2011 9:11:45 AM
rate-hickory$25.002/16/2011 9:17:39 AM
2grindstones$25.002/16/2011 9:49:04 AM
hillerod$25.002/16/2011 10:10:11 AM
economy-popcorn$25.002/16/2011 4:28:30 PM
RecoveryLender$100.002/16/2011 11:33:15 AM
newest-funds-powerplant$25.002/16/2011 1:21:07 PM
ethicalhumanist$50.002/16/2011 1:24:32 PM
DasMula$57.002/16/2011 1:52:52 PM
one-midas$25.002/16/2011 3:14:21 PM
dcm6276$25.002/16/2011 2:33:26 PM
genuine-integrity0$25.002/16/2011 3:50:12 PM
Scotcha$50.002/16/2011 5:39:51 PM
money_player$25.002/16/2011 8:32:22 PM
Feyenoord$25.002/16/2011 8:44:19 PM
ac787$25.002/16/2011 6:24:16 PM
principal-star$25.002/16/2011 7:40:32 PM
Calif-smo$51.012/16/2011 7:42:31 PM
rubylender$50.002/16/2011 7:26:05 PM
Calif-smo$35.012/16/2011 7:45:00 PM
roxon$60.002/16/2011 7:51:47 PM
SV-AZ$30.002/16/2011 8:21:29 PM
gpuck$100.002/17/2011 4:30:28 AM
bettndon$60.002/17/2011 5:01:51 AM
well-rounded-dinero$250.002/17/2011 5:49:57 AM
geophreigh$50.002/17/2011 6:38:10 AM
tacologic$25.002/17/2011 6:43:37 AM
Mikale360$25.002/17/2011 6:48:25 AM
radiant-return$50.002/17/2011 7:37:21 AM
the-determined-value$124.102/17/2011 7:20:38 AM
well-mannered-income3$40.002/17/2011 7:24:45 AM
competent-p2p$45.002/17/2011 7:35:06 AM
mikeandcat$50.002/17/2011 7:48:15 AM
psonicl$50.002/17/2011 8:02:28 AM
113121$50.002/17/2011 8:29:06 AM
lendstats_com$400.002/17/2011 9:52:31 AM
halothane_logic$99.002/17/2011 9:54:37 AM
Ambassador$25.002/17/2011 10:05:28 AM
Huck007$500.002/17/2011 10:40:19 AM
alextiff01$25.002/17/2011 10:49:06 AM
Tradesmanlender$35.002/16/2011 9:08:44 AM
competent-p2p$30.002/16/2011 9:12:53 AM
jiggaman7$75.002/16/2011 9:25:03 AM
credit-bliss8$25.002/16/2011 9:07:14 AM
don8ter$25.002/16/2011 9:09:15 AM
radforj22$25.002/16/2011 2:31:38 PM
macjp123$25.002/16/2011 9:11:14 AM
Artist_Blue$25.002/16/2011 3:35:42 PM
mikeandcat$50.002/16/2011 9:31:48 AM
balance-force$30.002/16/2011 4:05:09 PM
JGuide$100.082/16/2011 11:16:01 AM
basis-sycamore$35.612/16/2011 10:32:27 AM
nebraskajen$30.002/16/2011 1:01:14 PM
loanman2007$250.002/16/2011 1:23:28 PM
credit-investor5$50.002/16/2011 2:55:40 PM
113121$25.002/16/2011 3:15:14 PM
Eaglehigh$25.002/16/2011 2:31:06 PM
hopeful-truth5$300.002/16/2011 3:35:40 PM
lender12345$25.002/16/2011 5:19:03 PM
RyanTH9893$25.002/16/2011 4:19:55 PM
SolarMoonshine$25.002/16/2011 5:23:54 PM
vutah$25.002/16/2011 5:58:05 PM
return-grizzly$100.002/16/2011 7:24:41 PM
Oak-Parker$25.002/16/2011 8:14:14 PM
starry2001$25.002/16/2011 8:25:38 PM
Nasdaq$25.002/17/2011 1:09:08 AM
LSAR$33.002/17/2011 2:52:15 AM
BSr$188.252/17/2011 4:20:00 AM
lepolgr$50.002/17/2011 5:43:32 AM
ronin4sale$30.002/17/2011 5:05:00 AM
bentonlending$25.002/17/2011 5:29:54 AM
worth-arch$25.002/17/2011 7:17:02 AM
integrity-doctor$100.002/17/2011 8:46:02 AM
choss02$100.002/17/2011 9:43:32 AM
CoolPlexer$25.002/17/2011 9:49:27 AM
bdkjr$25.002/17/2011 9:51:19 AM
TheAlchemist$25.002/17/2011 9:46:50 AM
beer-gardener$30.772/17/2011 10:42:37 AM
fxlivin$50.002/17/2011 11:03:31 AM
payment-halo$100.002/17/2011 11:09:21 AM
113121$801.002/17/2011 11:37:26 AM
98 Investments
 
Borrower Payment Dependent Notes Series 494316
This series of Notes was issued and sold upon the funding of the borrower loan #47451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,712.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $181.37
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2006 Debt/Income ratio: 35%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 39 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,925Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: point-vista Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to pay off a personal debt balance.

My financial situation:
I am a good candidate for this loan because I am very responsible with money. I have a high credit score and very few bills so there is always money readily available to make the payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:47 PM
organized-payment6$50.002/17/2011 6:02:58 PM
AFairDeal$75.002/17/2011 6:03:54 PM
dime-smasher5$25.002/17/2011 6:05:52 PM
don8ter$25.002/17/2011 6:23:29 PM
irrelevant$50.002/17/2011 6:32:48 PM
Tradesmanlender$35.002/17/2011 6:38:01 PM
availableloan$25.002/17/2011 8:52:38 PM
Tylerh$100.002/17/2011 10:43:40 PM
commanding-income774$25.002/19/2011 11:24:25 AM
MadHun$100.002/19/2011 8:59:41 PM
investor_101$50.002/20/2011 8:54:24 PM
CFOGO$25.002/21/2011 6:32:32 AM
squarebob$25.002/21/2011 8:09:36 AM
commerce-yeller$30.002/21/2011 8:25:02 AM
elated-greenback$50.002/21/2011 8:44:42 AM
hs112a$50.002/21/2011 9:20:47 AM
Azonic21$25.002/21/2011 10:54:46 AM
gain-gourd$100.002/21/2011 12:01:46 PM
jigsaw$100.002/21/2011 1:32:23 PM
Preteur$25.002/21/2011 4:19:37 PM
flexible-fund6$50.002/21/2011 4:45:15 PM
meenan$50.002/21/2011 7:24:46 PM
marshallmanhattan$25.002/22/2011 7:11:13 AM
TikPmp1$25.002/22/2011 12:10:57 PM
JJ9876$25.002/22/2011 12:09:30 PM
ashirey$50.002/22/2011 12:34:09 PM
triumphant-bonus$25.002/22/2011 12:34:06 PM
caring-hope2$50.002/22/2011 12:57:39 PM
deal-maple2$50.002/22/2011 12:48:47 PM
dano1965$39.182/22/2011 2:45:28 PM
competent-p2p$75.002/22/2011 1:17:17 PM
bid-czar8$100.002/22/2011 1:53:47 PM
indomitable-coin$50.002/22/2011 1:49:57 PM
authoritative-capital$25.002/22/2011 2:14:24 PM
Grandmahoneybee$25.002/22/2011 2:45:27 PM
EJF$50.002/22/2011 4:01:43 PM
elbastador$25.002/22/2011 5:25:35 PM
adama_48$25.002/22/2011 5:52:13 PM
sincere-balance$25.002/22/2011 5:24:00 PM
proud-silver0$50.002/22/2011 8:19:25 PM
powerful-finance7$25.002/22/2011 7:49:02 PM
octoberfresh$25.322/23/2011 1:54:35 AM
sandeepPR$25.002/23/2011 12:22:55 AM
special-peso$50.002/23/2011 8:20:41 AM
Gr8Deal$50.002/23/2011 8:00:30 AM
economy-orchid$25.002/23/2011 9:39:40 AM
jazzlender$25.002/23/2011 9:06:25 AM
curveylady$30.002/23/2011 4:00:33 PM
jescowa$50.002/23/2011 4:56:19 PM
ichibon$50.602/24/2011 1:06:23 AM
treasure-pipeline$50.002/24/2011 10:17:02 AM
Dan4703$25.002/24/2011 5:45:39 PM
psonicl$50.002/24/2011 5:59:01 PM
bondhedger$25.002/24/2011 6:07:15 PM
Spiv_51$25.002/25/2011 2:45:36 AM
Brisket_Bob$99.952/25/2011 4:46:21 AM
T-L-B$35.002/25/2011 9:40:11 AM
penny-finder$30.002/25/2011 10:08:03 AM
myduck$50.002/25/2011 10:43:41 AM
elvisloans$25.002/25/2011 10:53:42 AM
reward-cosmos$25.002/25/2011 11:20:12 AM
rutzebach$100.002/25/2011 12:01:27 PM
msfitzge$38.002/25/2011 12:33:40 PM
syounker$25.002/25/2011 9:35:06 AM
the-enterprising-leverage$25.002/25/2011 10:23:46 AM
ScottyJ$25.002/25/2011 10:54:04 AM
balance-force$30.002/25/2011 11:41:08 AM
NeketanBank$25.002/25/2011 12:17:49 PM
enthralling-deal180$100.002/17/2011 5:33:03 PM
vutah$50.002/17/2011 5:45:42 PM
simplelender80$100.002/17/2011 5:45:53 PM
benjamins-utopia$50.002/17/2011 5:42:26 PM
melodious-fairness$29.792/17/2011 5:44:36 PM
BxRealtor$25.002/17/2011 5:49:16 PM
velocity-solo$25.002/17/2011 6:05:07 PM
HamachiMan$50.002/17/2011 6:24:29 PM
macjp123$25.002/17/2011 6:26:57 PM
GrayStudio$25.002/19/2011 9:21:25 AM
radforj22$25.002/19/2011 11:39:06 AM
marketplace-cello5$25.002/19/2011 12:41:00 PM
principal-injector2$50.002/20/2011 3:45:02 PM
principal-bull$25.002/20/2011 5:34:06 PM
jeffpac$50.002/21/2011 6:45:02 AM
lendacity$25.002/21/2011 9:01:12 AM
rebellender$25.002/21/2011 10:05:58 AM
RetirementMoney$25.002/21/2011 10:55:32 AM
jbaum$40.002/21/2011 12:20:40 PM
bmodman$34.212/21/2011 12:26:32 PM
CE88$50.002/21/2011 12:42:01 PM
admirable-income9$25.002/21/2011 1:07:02 PM
liberty-revolutionary5$150.002/21/2011 2:40:06 PM
moola-escalator$50.002/21/2011 2:11:05 PM
best-ingenious-funds$25.002/21/2011 4:00:44 PM
Artist_Blue$25.002/21/2011 4:44:16 PM
innocent-deal$50.002/21/2011 6:19:38 PM
barefootpaul$35.002/21/2011 8:09:53 PM
engaging-worth$25.002/21/2011 10:51:25 PM
Ripsaw4U$50.002/22/2011 1:09:45 AM
top-epic-community$50.002/22/2011 12:21:16 PM
One1putt$50.002/22/2011 12:47:41 PM
GoldenGo4$60.772/22/2011 2:37:59 PM
a-restless-dollar$50.002/22/2011 3:07:18 PM
trade-boots1$50.002/22/2011 5:46:59 PM
hope-hickory$25.002/22/2011 6:40:17 PM
JDKevin$50.002/22/2011 7:14:49 PM
rautility$25.002/23/2011 5:14:08 AM
GElender$50.002/23/2011 5:44:39 AM
bullwink27$25.002/23/2011 6:45:49 AM
SecondChanceLendingSERV$50.002/23/2011 7:42:52 AM
worker943$50.002/23/2011 9:40:44 AM
thankful-nickel2$25.002/23/2011 4:19:23 PM
the-worthy-income$25.002/23/2011 2:31:43 PM
magnificent-income7$25.002/23/2011 3:35:02 PM
OregonDane$25.002/23/2011 2:59:02 PM
friendly-market5$25.002/23/2011 3:51:20 PM
ultimate-payment$50.002/23/2011 7:52:29 PM
Ocean713$50.002/23/2011 9:51:25 PM
affluence-tycoon$50.002/24/2011 6:51:30 AM
freefly67$25.002/24/2011 8:12:22 AM
orderly-leverage$100.002/24/2011 5:57:19 PM
efficient-treasure0$25.002/24/2011 9:36:36 PM
wwwUniversal$25.002/24/2011 5:59:30 PM
jamschmidt$25.002/24/2011 9:47:54 PM
cwegert$46.292/25/2011 6:13:15 AM
a-finance-nirvana$25.002/25/2011 1:35:32 AM
Cherrypicker$50.002/25/2011 10:53:07 AM
wicada$30.002/25/2011 9:05:45 AM
tranquil-note7$86.892/25/2011 12:59:07 PM
Kessler$31.002/25/2011 9:32:52 AM
nimcha$50.002/25/2011 9:41:59 AM
JFalcon$50.002/25/2011 10:06:30 AM
fabulous-diversification9$25.002/25/2011 11:51:51 AM
Hey_Joe$25.002/25/2011 12:19:05 PM
134 Investments
 
Borrower Payment Dependent Notes Series 494338
This series of Notes was issued and sold upon the funding of the borrower loan #47402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $308.17
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-2001 Debt/Income ratio: 10%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,882Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: the-receptive-liberty Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper birthday loan (FW member)
Purpose of loan:
This loan will be used to get some extra money ($300 bonus - very small interest charges). Money will be in a rewards checking account paying 3.25% APY...

My financial situation:
I am a good candidate for this loan because I have steady income and no risk involved in this transaction! ;)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/17/2011 5:40:27 PM
kyomoon$50.002/17/2011 5:38:45 PM
a-responsible-return$50.002/17/2011 5:57:02 PM
blot44$25.002/17/2011 6:07:32 PM
organized-payment6$25.002/17/2011 6:08:32 PM
don8ter$25.002/17/2011 6:11:06 PM
youqianderen$50.002/17/2011 6:15:42 PM
truth-image$50.002/17/2011 6:16:33 PM
jenkris$25.002/17/2011 6:13:51 PM
hitsman$50.002/17/2011 6:18:28 PM
community-pipeline$25.002/17/2011 6:31:53 PM
choss02$50.002/17/2011 6:30:28 PM
exchange-pledge$100.002/17/2011 6:35:32 PM
BidDaddyBigBucks$25.002/17/2011 6:37:17 PM
amit_gu$25.002/17/2011 7:11:51 PM
Tylerh$100.002/17/2011 10:40:27 PM
orindalender$50.002/18/2011 6:50:32 AM
Brisket_Bob$25.002/18/2011 10:11:26 AM
euro-deployment$25.002/18/2011 3:24:19 PM
thankful-nickel2$25.002/18/2011 5:03:59 PM
restless-currency$50.002/18/2011 5:59:32 PM
bentonlending$50.002/18/2011 6:14:45 PM
velocity-solo$25.002/19/2011 12:37:56 PM
p123$25.002/19/2011 12:40:49 PM
ac787$25.002/19/2011 12:59:16 PM
kindness-dessert$25.002/21/2011 1:29:13 AM
ogmanny$50.002/21/2011 1:29:36 AM
inventive-dough3$50.002/21/2011 6:05:18 AM
jeffpac$50.002/21/2011 6:36:45 AM
tenacious-compassion9$25.002/21/2011 8:06:00 AM
alwayson$25.002/21/2011 8:14:52 AM
toronado$100.002/21/2011 8:50:00 AM
systematic-dollar9$25.002/21/2011 9:31:28 AM
loot-squirrel6$25.002/21/2011 9:52:55 AM
competent-p2p$50.002/21/2011 10:39:47 AM
BaxterEvil$25.002/17/2011 6:00:27 PM
nimble-money0$25.002/17/2011 6:01:19 PM
compoundinterest$50.002/17/2011 6:10:29 PM
DukSerduk$25.002/17/2011 6:11:54 PM
CBO-Enterprise$50.002/17/2011 6:12:46 PM
meux99$25.002/17/2011 6:14:26 PM
benjamins-utopia$100.002/17/2011 6:17:29 PM
KWarrior$50.002/17/2011 6:19:17 PM
camaraderi-atmosphere$100.002/17/2011 6:21:09 PM
axl163$25.002/17/2011 6:20:28 PM
scrappy-bonus2$25.002/17/2011 6:21:55 PM
the-upbeat-p2p$50.002/17/2011 6:29:15 PM
sk10023$25.002/17/2011 6:28:35 PM
docdekay$100.002/17/2011 6:31:17 PM
RetirementMoney$25.002/17/2011 6:52:16 PM
Denbo32$325.852/18/2011 7:51:16 AM
agreement-magician$25.002/18/2011 10:25:19 AM
reflective-rupee$500.772/18/2011 5:12:17 PM
Phantom99$98.252/19/2011 3:39:02 AM
loot-supporter2$25.002/19/2011 3:07:17 AM
a-versatile-power$25.002/19/2011 4:41:11 AM
damage$25.002/19/2011 12:34:16 PM
bowdish1$50.002/19/2011 12:35:47 PM
Goodlender42$25.002/20/2011 9:49:54 AM
E_G$25.002/20/2011 5:24:25 PM
unrelenting-auction7$25.002/20/2011 6:24:37 PM
investor_101$50.002/20/2011 8:54:28 PM
cebgop$25.002/21/2011 1:04:19 AM
radforj22$50.002/21/2011 1:22:06 AM
Jinja$30.262/21/2011 5:06:50 AM
truth-magma$25.002/21/2011 6:39:01 AM
dollars4loan$25.002/21/2011 7:13:26 AM
wwwUniversal$25.002/21/2011 8:59:37 AM
britches613$100.002/21/2011 9:15:41 AM
Srijaya$25.002/21/2011 9:50:49 AM
70 Investments
 
Borrower Payment Dependent Notes Series 494358
This series of Notes was issued and sold upon the funding of the borrower loan #47436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,510.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $300.47
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1997 Debt/Income ratio: 10%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,197Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: thoughtful-truth720 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for my business (ebay
Purpose of loan:
This loan will be used to finance a business opportunity. There will be little to no risk as any product that is not sold will be able to be returned for the purchased price. Ebay

My financial situation:
I am a good candidate for this loan because I currently have no debt and pay all of my credit cards on time, and in full. I have a full time job that has be traveling during the week on a per diem which keeps my expenses extremely low. The last time I took out a loan, 12K for a new truck, I paid it back in under a year. I am very frugal with my money and enjoy FWF.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/17/2011 5:40:29 PM
kyomoon$50.002/17/2011 5:38:42 PM
Pulchritudinous$25.002/17/2011 6:06:44 PM
organized-payment6$25.002/17/2011 6:08:34 PM
don8ter$25.002/17/2011 6:11:08 PM
compoundinterest$50.002/17/2011 6:10:30 PM
CBO-Enterprise$50.002/17/2011 6:12:49 PM
meux99$25.002/17/2011 6:14:28 PM
camaraderi-atmosphere$100.002/17/2011 6:21:11 PM
BidDaddyBigBucks$25.002/17/2011 6:37:18 PM
RetirementMoney$25.002/17/2011 6:49:40 PM
Tylerh$100.002/17/2011 10:40:29 PM
reflective-rupee$250.772/18/2011 5:12:55 PM
restless-currency$50.002/18/2011 5:59:33 PM
engaging-worth$25.002/18/2011 8:01:44 PM
a-versatile-power$25.002/19/2011 4:42:14 AM
Phantom99$100.002/19/2011 12:36:07 PM
Goodlender42$25.002/20/2011 9:49:54 AM
marwadi-62$100.002/20/2011 2:41:15 PM
unrelenting-auction7$25.002/20/2011 6:24:38 PM
ogmanny$50.002/21/2011 1:29:36 AM
jeffpac$50.002/21/2011 6:36:46 AM
tenacious-compassion9$25.002/21/2011 8:06:01 AM
velocity-solo$25.002/21/2011 8:59:52 AM
systematic-dollar9$25.002/21/2011 9:31:29 AM
britches613$169.312/21/2011 9:27:08 AM
Srijaya$25.002/21/2011 9:52:37 AM
competent-p2p$50.002/21/2011 10:39:54 AM
QuidProQuo4u$25.002/21/2011 1:25:50 PM
etherichands$25.002/21/2011 2:48:36 PM
just-trade$36.492/21/2011 3:18:18 PM
p2ploan-sensation211$25.002/21/2011 4:48:31 PM
supersarah61$50.002/21/2011 7:39:20 PM
a-responsible-return$50.002/17/2011 5:57:05 PM
BaxterEvil$25.002/17/2011 6:00:29 PM
nimble-money0$25.002/17/2011 6:01:22 PM
Tradesmanlender$50.002/17/2011 6:09:42 PM
blot44$25.002/17/2011 6:07:34 PM
jenkris$25.002/17/2011 6:13:51 PM
DukSerduk$25.002/17/2011 6:11:55 PM
youqianderen$50.002/17/2011 6:15:44 PM
benjamins-utopia$100.002/17/2011 6:17:30 PM
truth-image$50.002/17/2011 6:16:35 PM
hitsman$50.002/17/2011 6:18:28 PM
KWarrior$50.002/17/2011 6:19:18 PM
axl163$25.002/17/2011 6:20:26 PM
scrappy-bonus2$25.002/17/2011 6:21:57 PM
sk10023$25.002/17/2011 6:28:36 PM
choss02$50.002/17/2011 6:30:29 PM
the-upbeat-p2p$50.002/17/2011 6:29:16 PM
community-pipeline$25.002/17/2011 6:31:54 PM
docdekay$100.002/17/2011 6:31:18 PM
exchange-pledge$100.002/17/2011 6:35:33 PM
orindalender$50.002/18/2011 6:50:33 AM
Denbo32$101.442/18/2011 7:48:39 AM
Brisket_Bob$25.002/18/2011 10:11:27 AM
E_G$50.002/20/2011 5:24:25 PM
radforj22$50.002/21/2011 1:22:07 AM
cebgop$25.002/21/2011 1:04:24 AM
kindness-dessert$25.002/21/2011 1:29:14 AM
setUup$25.002/21/2011 5:32:00 AM
GiftViftdotcom$25.002/21/2011 11:59:55 AM
cristy05$25.002/21/2011 12:25:24 PM
damage$25.002/21/2011 12:45:38 PM
bowdish1$50.002/21/2011 12:46:48 PM
investor_101$50.002/21/2011 12:49:19 PM
p123$25.002/21/2011 12:47:47 PM
Fenix878$25.002/21/2011 2:09:12 PM
elbastador$25.002/21/2011 2:13:29 PM
alydad1$25.002/21/2011 2:13:51 PM
Preteur$25.002/21/2011 4:21:02 PM
best-ingenious-funds$25.002/21/2011 3:59:40 PM
dbp10001$25.002/21/2011 6:58:49 PM
GiftViftdotcom$50.002/21/2011 7:11:55 PM
indomitable-coin$50.002/21/2011 7:26:32 PM
BidDaddyBigBucks$76.992/21/2011 7:50:05 PM
76 Investments
 
Borrower Payment Dependent Notes Series 494378
This series of Notes was issued and sold upon the funding of the borrower loan #47379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1992 Debt/Income ratio: 5%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,841Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: patsfan54 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to insulate
Purpose of loan:
My house is 109 years old and leaks heat in many places. I'm would like to beef up the insulation and save myself some money as well as reducing my carbon footprint.

My financial situation:

My financial situation is excellent.

I'm a good candidate for this loan because I have a good salary (which I can document), a good credit score, and low debt relative to income and assets. I'm a senior software engineer and have been with my current employer for over 2 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your listing indicates you do not own a house?? How do you build up your revolving credit balances? - p2ploan-sensation211
A: I do own a house. I don't know why it doesn't show that. I have read that Prosper infers home ownership by looking for a mortgage in the credit report. I don't have a "regular" mortgage but do have a home equity line of credit (which is pretty much the entire revolving balance you see in the profile). I have also read that Prosper does not "understand" HELOCs in the sense of realizing they imply you own a home. Whether that's true or not, I don't know. But the $43K you see is a HELOC. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:39 PM
a-responsible-return$50.002/17/2011 5:57:07 PM
nimble-money0$25.002/17/2011 6:01:24 PM
BaxterEvil$25.002/17/2011 6:00:30 PM
blot44$25.002/17/2011 6:07:35 PM
organized-payment6$25.002/17/2011 6:08:35 PM
don8ter$25.002/17/2011 6:11:10 PM
jenkris$25.002/17/2011 6:13:52 PM
DukSerduk$25.002/17/2011 6:11:56 PM
youqianderen$50.002/17/2011 6:15:45 PM
hitsman$50.002/17/2011 6:18:30 PM
truth-image$50.002/17/2011 6:16:36 PM
KWarrior$50.002/17/2011 6:19:19 PM
camaraderi-atmosphere$100.002/17/2011 6:21:12 PM
scrappy-bonus2$25.002/17/2011 6:21:58 PM
choss02$50.002/17/2011 6:30:29 PM
community-pipeline$25.002/17/2011 6:31:55 PM
exchange-pledge$100.002/17/2011 6:35:34 PM
orindalender$50.002/18/2011 6:50:35 AM
reflective-rupee$500.772/18/2011 4:21:30 PM
otalon$25.002/18/2011 5:40:07 PM
scott2004114$50.002/19/2011 10:04:44 PM
Goodlender42$25.002/20/2011 9:49:55 AM
E_G$50.002/20/2011 5:24:24 PM
cebgop$25.002/21/2011 1:04:26 AM
kindness-dessert$25.002/21/2011 1:29:15 AM
ogmanny$50.002/21/2011 1:29:37 AM
radforj22$50.002/21/2011 7:10:05 AM
GiftViftdotcom$25.002/21/2011 11:59:56 AM
CPA-Banker$25.002/21/2011 12:16:22 PM
cristy05$25.002/21/2011 12:31:22 PM
QuidProQuo4u$25.002/21/2011 1:26:06 PM
Fenix878$25.002/21/2011 2:09:13 PM
best-ingenious-funds$25.002/21/2011 3:59:41 PM
Denbo32$25.002/21/2011 4:13:35 PM
p2ploan-sensation211$25.002/21/2011 4:44:35 PM
thoughtful-exchange8$100.002/21/2011 6:45:40 PM
wrighco$25.002/21/2011 8:05:01 PM
GiftViftdotcom$50.002/21/2011 7:09:42 PM
BidDaddyBigBucks$79.462/21/2011 8:17:13 PM
kenji4861$25.002/17/2011 5:40:31 PM
Pulchritudinous$25.002/17/2011 6:06:45 PM
compoundinterest$50.002/17/2011 6:10:31 PM
meux99$25.002/17/2011 6:14:29 PM
CBO-Enterprise$50.002/17/2011 6:12:51 PM
benjamins-utopia$100.002/17/2011 6:17:31 PM
axl163$25.002/17/2011 6:20:25 PM
the-upbeat-p2p$50.002/17/2011 6:29:17 PM
sk10023$25.002/17/2011 6:28:37 PM
docdekay$100.002/17/2011 6:31:20 PM
BidDaddyBigBucks$25.002/17/2011 6:37:18 PM
Tylerh$100.002/17/2011 10:40:31 PM
Brisket_Bob$44.772/18/2011 5:37:10 AM
economy-tuba7$100.002/18/2011 10:01:42 AM
restless-currency$50.002/18/2011 5:59:34 PM
a-versatile-power$25.002/19/2011 4:42:48 AM
unrelenting-auction7$25.002/20/2011 6:24:39 PM
setUup$25.002/21/2011 5:27:54 AM
jeffpac$50.002/21/2011 6:36:47 AM
MoneyTree79$50.002/21/2011 7:11:02 AM
tenacious-compassion9$25.002/21/2011 8:06:02 AM
systematic-dollar9$25.002/21/2011 9:31:30 AM
competent-p2p$50.002/21/2011 10:39:56 AM
CE88$100.002/21/2011 12:39:58 PM
Phantom99$100.002/21/2011 12:47:13 PM
SARMAR$50.002/21/2011 1:42:53 PM
alydad1$25.002/21/2011 2:11:52 PM
authoritative-loot$25.002/21/2011 2:14:39 PM
Preteur$25.002/21/2011 4:21:03 PM
versatile-commerce$25.002/21/2011 6:45:03 PM
70 Investments
 
Borrower Payment Dependent Notes Series 494400
This series of Notes was issued and sold upon the funding of the borrower loan #47432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $312.59
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 17%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 34 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,854Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: spirited-loan2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repair on Rental Property
Purpose of loan:
This loan will be used to cover repairs to my rental property from an ice storm.

My financial situation:
I am a good candidate for this loan because I have a solid job with a solid income.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Was the property insured? Why so much out of pocket? - SteadyOne
A: The property is insured. There was a total of close to $25k damage to the house from a broken pipe (pipe froze and burst while the renter was out of town). It took insurance a week to get out there, but I had to get the house dried out ASAP to prevent mold. Insurance approved everything done except for $5k worth of repairs. I have $1.5k in an account for emergencies and didn't want to put the remainder on credit so I saw this as a good solution. (Feb-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 5:06:27 PM
enthralling-deal180$75.002/17/2011 5:37:06 PM
benjamins-utopia$50.002/17/2011 5:42:49 PM
BxRealtor$25.002/17/2011 5:49:38 PM
smurf163$25.002/17/2011 5:53:31 PM
a-responsible-return$50.002/17/2011 5:57:11 PM
credit-investor5$50.002/17/2011 6:05:26 PM
AFairDeal$75.002/17/2011 6:04:12 PM
nybanker85$50.002/17/2011 6:06:22 PM
don8ter$25.002/17/2011 6:23:37 PM
newest-funds-powerplant$50.002/17/2011 6:28:11 PM
RetirementMoney$25.002/17/2011 6:35:02 PM
Tradesmanlender$35.002/17/2011 6:38:09 PM
RyanTH9893$25.002/17/2011 6:53:50 PM
amit_gu$25.002/17/2011 7:22:56 PM
Tylerh$100.002/17/2011 10:43:53 PM
JustMee$25.002/18/2011 6:21:33 AM
rakem777$25.002/18/2011 8:00:00 AM
heavy_ax$25.002/18/2011 12:29:07 PM
StrongMonty$26.002/18/2011 2:29:58 PM
upbeat-finance8$50.002/18/2011 3:33:51 PM
ryguy150$25.002/18/2011 2:18:50 PM
the-revenue-demon$35.002/18/2011 5:17:45 PM
ResQDoc$75.002/18/2011 7:57:32 PM
rate-optimizer0$25.002/18/2011 9:20:59 PM
LARRY4NY$25.002/18/2011 10:58:13 PM
bentonlending$50.002/18/2011 8:47:46 PM
nc$36.622/18/2011 9:35:34 PM
loot-supporter2$25.002/19/2011 3:04:10 AM
auction-workhorse679$25.002/19/2011 3:46:38 AM
FundMaker$25.002/19/2011 3:29:09 AM
kulender$100.002/17/2011 5:26:21 PM
vutah$75.002/17/2011 5:30:08 PM
simplelender80$100.002/17/2011 5:46:18 PM
treasure-brigade$50.002/17/2011 5:53:07 PM
Pulchritudinous$25.002/17/2011 5:54:48 PM
organized-payment6$50.002/17/2011 6:19:54 PM
HamachiMan$50.002/17/2011 6:24:35 PM
macjp123$25.002/17/2011 6:26:52 PM
irrelevant$50.002/17/2011 6:32:58 PM
melodious-fairness$53.022/17/2011 6:48:57 PM
openness-viking$100.002/18/2011 12:12:44 AM
Bank_Of_XL$25.002/18/2011 5:41:45 AM
payment-halo$25.002/18/2011 10:40:34 AM
newest-favorable-wealth$100.002/18/2011 2:19:54 PM
SC2TX$200.002/18/2011 4:06:30 PM
thankful-nickel2$25.002/18/2011 4:29:25 PM
reflective-rupee$1,000.772/18/2011 5:13:17 PM
ERJ$50.002/18/2011 7:17:41 PM
best-generosity-financier$25.002/18/2011 6:28:43 PM
redtilapia$25.002/18/2011 7:43:17 PM
mex_invests$25.002/18/2011 9:03:15 PM
Astyanax$40.002/18/2011 10:44:51 PM
engaging-worth$25.002/18/2011 7:54:04 PM
wwwUniversal$25.002/19/2011 3:47:10 AM
q4golf$23.592/19/2011 4:08:09 AM
56 Investments
 
Borrower Payment Dependent Notes Series 494444
This series of Notes was issued and sold upon the funding of the borrower loan #47403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1994 Debt/Income ratio: 7%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,314Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: exchange-wasp288 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation (FWF)
Purpose of loan:
Consolidate Debt

My financial situation:
Great job, great credit, just using to improve cashflow and avoid finance fees.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:17 PM
kenji4861$25.002/17/2011 5:40:47 PM
a-responsible-return$50.002/17/2011 5:57:30 PM
nimble-money0$25.002/17/2011 6:01:34 PM
compoundinterest$50.002/17/2011 6:10:44 PM
organized-payment6$25.002/17/2011 6:08:49 PM
CBO-Enterprise$50.002/17/2011 6:13:00 PM
youqianderen$50.002/17/2011 6:15:53 PM
truth-image$50.002/17/2011 6:16:41 PM
hitsman$50.002/17/2011 6:18:35 PM
KWarrior$50.002/17/2011 6:19:29 PM
the-upbeat-p2p$50.002/17/2011 6:29:21 PM
choss02$50.002/17/2011 6:30:35 PM
community-pipeline$25.002/17/2011 6:31:58 PM
amit_gu$50.002/17/2011 7:25:24 PM
Goodlender42$25.002/20/2011 9:50:06 AM
hopeful-truth5$50.002/20/2011 5:08:12 PM
cebgop$25.002/21/2011 1:04:33 AM
ogmanny$50.002/21/2011 1:29:42 AM
Milonguero$100.002/21/2011 10:07:50 AM
cash-queen$30.002/21/2011 11:48:02 AM
cardguy$50.002/21/2011 12:01:07 PM
CPA-Banker$29.232/21/2011 12:19:49 PM
Pulchritudinous$25.002/17/2011 6:06:53 PM
blot44$25.002/17/2011 6:07:51 PM
don8ter$25.002/17/2011 6:11:19 PM
DukSerduk$25.002/17/2011 6:12:09 PM
jenkris$25.002/17/2011 6:14:01 PM
meux99$25.002/17/2011 6:14:34 PM
benjamins-utopia$100.002/17/2011 6:17:34 PM
axl163$25.002/17/2011 6:20:17 PM
camaraderi-atmosphere$100.002/17/2011 6:21:15 PM
scrappy-bonus2$25.002/17/2011 6:22:04 PM
sk10023$25.002/17/2011 6:28:46 PM
docdekay$100.002/17/2011 6:31:24 PM
BidDaddyBigBucks$25.002/17/2011 6:37:24 PM
RetirementMoney$25.002/17/2011 6:56:27 PM
Tylerh$100.002/17/2011 10:40:42 PM
orindalender$50.002/18/2011 6:50:43 AM
exchange-pledge$100.002/18/2011 10:11:47 AM
neighborly-hope6$50.002/19/2011 1:39:28 AM
reflective-rupee$1,000.772/18/2011 8:32:55 PM
a-versatile-power$25.002/19/2011 4:44:44 AM
BoughtTheFarm$25.002/19/2011 7:49:23 AM
marwadi-62$100.002/20/2011 2:36:41 PM
E_G$50.002/20/2011 5:24:19 PM
hookUup$25.002/20/2011 6:22:52 PM
mac415$25.002/21/2011 6:33:39 AM
jeffpac$50.002/21/2011 6:36:49 AM
keichi03$40.002/21/2011 6:57:13 AM
radforj22$50.002/21/2011 7:10:08 AM
tenacious-compassion9$25.002/21/2011 8:06:07 AM
mhotchan$100.002/21/2011 9:14:01 AM
Srijaya$50.002/21/2011 9:53:36 AM
competent-p2p$50.002/21/2011 10:40:00 AM
55 Investments
 
Borrower Payment Dependent Notes Series 494484
This series of Notes was issued and sold upon the funding of the borrower loan #47394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2000 Debt/Income ratio: 5%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,751Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: velocity-mussel Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Increased Liquidity
Purpose of loan:
This loan will be used to take advantage of Prosper's 5-year anniversary offer of making the second payment for me.

My financial situation: I'm an AA rated borrower, who plans to invest the money in a rewards checking account during the pay-back period. This will add a paid off installment note to my credit report at very little cost to me, and little risk to you, the lender.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:01 PM
blot44$25.002/17/2011 6:07:57 PM
compoundinterest$50.002/17/2011 6:10:47 PM
CBO-Enterprise$50.002/17/2011 6:13:04 PM
meux99$25.002/17/2011 6:14:38 PM
KWarrior$50.002/17/2011 6:19:32 PM
sk10023$25.002/17/2011 6:28:49 PM
the-upbeat-p2p$50.002/17/2011 6:29:24 PM
docdekay$100.002/17/2011 6:31:27 PM
BidDaddyBigBucks$25.002/17/2011 6:37:26 PM
balance-force$25.002/17/2011 9:02:36 PM
orindalender$50.002/18/2011 6:50:48 AM
hitsman$50.002/18/2011 10:11:22 AM
Dollars4Rent$50.002/19/2011 2:56:23 AM
ac787$25.002/19/2011 1:07:39 PM
E_G$50.002/20/2011 5:24:15 PM
hookUup$50.002/20/2011 6:27:07 PM
cebgop$25.002/21/2011 1:04:37 AM
ogmanny$50.002/21/2011 1:29:43 AM
jeffpac$50.002/21/2011 6:36:51 AM
toronado$100.002/21/2011 8:45:33 AM
britches613$50.002/21/2011 9:19:44 AM
SIU_Saluki_Lending$25.002/21/2011 11:49:18 AM
amit_gu$50.002/21/2011 12:42:46 PM
exchange-pledge$100.002/21/2011 12:45:43 PM
cristy05$25.002/21/2011 1:04:46 PM
kenji4861$25.002/17/2011 5:40:54 PM
a-responsible-return$50.002/17/2011 5:57:50 PM
nimble-money0$25.002/17/2011 6:01:39 PM
Tradesmanlender$50.002/17/2011 6:09:57 PM
organized-payment6$25.002/17/2011 6:08:54 PM
don8ter$25.002/17/2011 6:11:22 PM
DukSerduk$25.002/17/2011 6:12:14 PM
truth-image$50.002/17/2011 6:16:45 PM
youqianderen$50.002/17/2011 6:15:58 PM
jenkris$25.002/17/2011 6:14:03 PM
benjamins-utopia$100.002/17/2011 6:17:36 PM
axl163$25.002/17/2011 6:20:13 PM
scrappy-bonus2$25.002/17/2011 6:22:11 PM
choss02$50.002/17/2011 6:30:37 PM
community-pipeline$25.002/17/2011 6:31:59 PM
RetirementMoney$25.002/17/2011 6:56:51 PM
Reddy_Capital$25.002/17/2011 10:10:55 PM
Tylerh$100.002/17/2011 10:40:48 PM
camaraderi-atmosphere$100.002/18/2011 10:11:31 AM
reflective-rupee$1,000.772/18/2011 8:31:22 PM
neighborly-hope6$50.002/19/2011 1:39:26 AM
a-versatile-power$25.002/19/2011 4:45:50 AM
Goodlender42$25.002/20/2011 9:50:08 AM
marwadi-62$100.002/20/2011 2:37:21 PM
radforj22$50.002/21/2011 7:10:10 AM
tenacious-compassion9$25.002/21/2011 8:06:09 AM
Srijaya$25.002/21/2011 9:59:29 AM
competent-p2p$50.002/21/2011 10:40:01 AM
CPA-Banker$25.002/21/2011 12:20:50 PM
QuidProQuo4u$27.392/21/2011 1:23:00 PM
diplomatic-coin$25.002/21/2011 1:26:15 PM
naptap$21.842/21/2011 1:34:07 PM
58 Investments
 
Borrower Payment Dependent Notes Series 494532
This series of Notes was issued and sold upon the funding of the borrower loan #47425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1995 Debt/Income ratio: 5%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 21Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 44 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $205Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: wise-phenomenal-cash Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for used car...
Purpose of loan:
This loan will be used to...pay off a used car purchase

My financial situation:
I am a good candidate for this loan because...its a low amount and i have a good credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:11 AM
BxRealtor$25.002/18/2011 9:19:02 AM
Pulchritudinous$25.002/18/2011 9:21:47 AM
AFairDeal$75.002/18/2011 9:24:30 AM
dime-smasher5$25.002/18/2011 9:25:07 AM
organized-payment6$50.002/18/2011 9:23:41 AM
macjp123$25.002/18/2011 9:34:34 AM
vutah$25.002/18/2011 12:22:43 PM
Reddy_Capital$25.002/18/2011 9:10:05 PM
steve_a$35.002/19/2011 7:23:31 AM
income-encore1$25.002/19/2011 8:34:46 AM
kulender$100.002/19/2011 9:08:37 AM
irrelevant$50.002/19/2011 9:12:49 AM
BoughtTheFarm$25.002/19/2011 10:11:21 AM
Aaron_Oz$25.002/19/2011 10:11:43 AM
ac787$25.002/19/2011 1:26:47 PM
MadHun$100.002/19/2011 8:59:56 PM
marwadi-62$100.002/20/2011 2:39:01 PM
hookUup$50.002/20/2011 6:22:14 PM
Mav26$48.262/20/2011 5:50:10 PM
unrelenting-auction7$25.002/20/2011 6:24:28 PM
radforj22$25.002/21/2011 1:21:14 AM
B-rad_the_Coug$25.002/21/2011 1:43:59 AM
Jinja$75.002/21/2011 5:04:48 AM
mrthatcher$25.002/21/2011 5:44:50 AM
best-listing-toro$25.002/21/2011 6:39:29 AM
DirtyJack$50.002/21/2011 6:41:59 AM
asset-bada-bing$25.002/21/2011 6:38:32 AM
keichi03$50.002/21/2011 6:45:43 AM
helpful-credit156$35.972/21/2011 7:04:12 AM
benjamins-utopia$100.002/18/2011 9:16:48 AM
simplelender80$100.002/18/2011 9:17:45 AM
a-responsible-return$50.002/18/2011 9:22:27 AM
Tradesmanlender$50.002/18/2011 9:26:07 AM
scrappy-bonus2$25.002/18/2011 9:29:30 AM
HamachiMan$50.002/18/2011 9:31:08 AM
Tylerh$100.002/18/2011 9:42:10 AM
economy-tuba7$100.002/18/2011 10:16:02 AM
amit_gu$50.002/18/2011 12:30:51 PM
cashhelp$60.002/19/2011 12:19:56 AM
Rivermaverick$25.002/19/2011 7:45:13 AM
don8ter$25.002/19/2011 9:22:37 AM
vine99$90.002/19/2011 10:54:21 AM
reflective-rupee$1,000.772/19/2011 10:02:47 AM
PayingItForwardPlease$30.002/19/2011 11:21:38 PM
principal-injector2$50.002/20/2011 3:45:26 PM
hopeful-truth5$100.002/20/2011 5:04:28 PM
debt-legend$25.002/20/2011 9:03:37 PM
heeeley$25.002/21/2011 5:54:25 AM
friendly-worth3$25.002/21/2011 6:01:43 AM
inventive-dough3$50.002/21/2011 6:04:48 AM
competent-p2p$75.002/21/2011 6:45:44 AM
52 Investments
 
Borrower Payment Dependent Notes Series 494540
This series of Notes was issued and sold upon the funding of the borrower loan #47467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $92.02
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1980 Debt/Income ratio: 14%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:17y 9m
Amount delinquent: $0 Total credit lines: 50 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,755Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: corporatejim Borrower's state: Minnesota Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lender taking advntage of promotion
Purpose of loan:
This loan will be used to...I do not need the money. I am simply trying to take advantage of the borrower promotion. I will most likely reinvest the bulk of the proceeds back into my Prosper account.

My financial situation:
I am a good candidate for this loan because...I have been a lender on this site for almost 3 years and I have more invested than I am asking for. Additionally, I have never defaulted on anything and have over $200,000.00 in my 401k plan. I could easily get the money to pay this back in short order.

Monthly details

Net income 3,000.00
Rent 825.00
Utilities etc. 190.00
Medical 166.00
Credit Cards 700.00 (minimums total less than half this amount)
Student Loans 131.00
Food 200.00
Gas 100.00
Total 2,312.00
Discretionary 688.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
one-midas$50.002/18/2011 9:10:43 AM
kenji4861$25.002/18/2011 9:14:58 AM
Tradesmanlender$50.002/18/2011 9:26:09 AM
jenkris$25.002/18/2011 9:27:22 AM
meux99$25.002/18/2011 9:27:36 AM
KWarrior$50.002/18/2011 9:28:27 AM
choss02$50.002/18/2011 9:35:50 AM
BidDaddyBigBucks$25.002/18/2011 9:38:42 AM
community-pipeline$25.002/18/2011 9:36:35 AM
Tylerh$100.002/18/2011 9:41:07 AM
orindalender$50.002/18/2011 9:44:58 AM
amit_gu$100.002/18/2011 12:15:26 PM
Oak-Parker$100.002/18/2011 12:47:19 PM
rubylender$25.002/18/2011 1:31:20 PM
Finchy78$25.002/18/2011 2:36:42 PM
kinetic-social$25.002/18/2011 2:41:04 PM
reflective-rupee$600.772/18/2011 3:58:36 PM
docdekay$100.002/18/2011 3:59:14 PM
Huck007$91.662/18/2011 4:34:10 PM
squarebob$25.002/18/2011 4:46:17 PM
gpuck$100.002/18/2011 4:50:41 PM
bentonlending$100.002/18/2011 3:59:36 PM
squarebob$25.002/18/2011 4:45:42 PM
kyomoon$50.002/18/2011 9:15:27 AM
nimble-money0$25.002/18/2011 9:20:21 AM
CashProvider$100.002/18/2011 9:23:10 AM
blot44$25.002/18/2011 9:23:16 AM
organized-payment6$25.002/18/2011 9:25:44 AM
don8ter$25.002/18/2011 9:26:30 AM
DukSerduk$25.002/18/2011 9:26:48 AM
CBO-Enterprise$50.002/18/2011 9:27:07 AM
benjamins-utopia$100.002/18/2011 9:28:11 AM
youqianderen$50.002/18/2011 9:27:55 AM
sk10023$25.002/18/2011 9:35:19 AM
the-upbeat-p2p$50.002/18/2011 10:18:52 AM
JGuide$26.082/18/2011 10:33:21 AM
Jinja$50.002/18/2011 11:56:16 AM
lucrative-coin$100.002/18/2011 12:25:00 PM
bentonlending$50.002/18/2011 3:56:17 PM
reflective-rupee$400.772/18/2011 4:25:44 PM
thankful-nickel2$25.002/18/2011 4:25:57 PM
accelerator96$25.002/18/2011 4:38:27 PM
42 Investments
 
Borrower Payment Dependent Notes Series 494558
This series of Notes was issued and sold upon the funding of the borrower loan #47434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-22-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-2002 Debt/Income ratio: 5%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 10 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,219Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: diversification-taco2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Used Car
Funds will be used for a used car.

My financial situation:
I have a stable and solid job at a software company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/18/2011 9:15:29 AM
a-responsible-return$50.002/18/2011 9:22:33 AM
nimble-money0$25.002/18/2011 9:23:25 AM
don8ter$25.002/18/2011 9:26:31 AM
CBO-Enterprise$50.002/18/2011 9:27:08 AM
DukSerduk$25.002/18/2011 9:26:49 AM
meux99$25.002/18/2011 9:27:37 AM
youqianderen$50.002/18/2011 9:27:56 AM
benjamins-utopia$100.002/18/2011 9:28:12 AM
scrappy-bonus2$25.002/18/2011 9:29:32 AM
sk10023$25.002/18/2011 9:35:20 AM
choss02$50.002/18/2011 9:35:51 AM
community-pipeline$25.002/18/2011 9:36:37 AM
majestic-dedication$50.002/19/2011 5:04:31 PM
reflective-rupee$500.772/19/2011 8:05:22 PM
Goodlender42$25.002/20/2011 9:50:19 AM
marwadi-62$100.002/20/2011 2:39:35 PM
cebgop$25.002/21/2011 1:04:58 AM
ogmanny$25.002/21/2011 1:30:00 AM
truth-magma$25.002/21/2011 6:34:59 AM
RetirementMoney$25.002/21/2011 9:41:39 AM
compoundinterest$50.002/21/2011 12:24:59 PM
shellstar$25.002/21/2011 12:37:08 PM
truth-image$50.002/21/2011 12:45:20 PM
Dollars4Rent$42.412/21/2011 12:46:40 PM
Preteur$25.002/21/2011 4:21:09 PM
GiftViftdotcom$75.002/21/2011 7:26:42 PM
wrighco$25.002/21/2011 8:05:07 PM
nuclearmoose$25.002/21/2011 8:34:36 PM
Lifesavings$25.002/21/2011 11:07:39 PM
buckyhead2000$25.002/21/2011 10:29:07 PM
engaging-worth$25.002/21/2011 10:43:41 PM
diligent-gain8$15.452/22/2011 11:56:38 AM
hopeful-truth5$200.002/22/2011 11:34:30 AM
RicheyRich$25.002/22/2011 11:38:38 AM
kenji4861$25.002/18/2011 9:14:59 AM
blot44$25.002/18/2011 9:25:31 AM
organized-payment6$25.002/18/2011 9:25:45 AM
Tradesmanlender$50.002/18/2011 9:26:11 AM
jenkris$25.002/18/2011 9:27:23 AM
KWarrior$50.002/18/2011 9:28:28 AM
docdekay$100.002/18/2011 9:36:14 AM
Tylerh$100.002/18/2011 9:41:14 AM
BidDaddyBigBucks$25.002/18/2011 9:38:43 AM
orindalender$50.002/18/2011 9:44:59 AM
the-upbeat-p2p$25.002/18/2011 10:18:54 AM
neighborly-hope6$50.002/19/2011 1:39:14 AM
jga516$25.002/19/2011 5:30:38 AM
wirebutterfly$50.002/19/2011 7:55:45 PM
E_G$50.002/20/2011 5:24:04 PM
radforj22$50.002/21/2011 7:10:18 AM
MoneyTree79$50.002/21/2011 7:15:32 AM
tenacious-compassion9$25.002/21/2011 8:06:19 AM
competent-p2p$50.002/21/2011 10:40:08 AM
Jtomtom$25.002/21/2011 11:11:36 AM
amit_gu$25.002/21/2011 12:43:08 PM
camaraderi-atmosphere$29.542/21/2011 12:45:36 PM
QuidProQuo4u$25.002/21/2011 1:27:24 PM
alydad1$25.002/21/2011 2:14:40 PM
best-ingenious-funds$25.002/21/2011 3:59:47 PM
Denbo32$50.002/21/2011 4:11:46 PM
fund-accomplishment$25.002/21/2011 4:27:11 PM
p2ploan-sensation211$25.002/21/2011 4:43:07 PM
a2190b$25.002/21/2011 4:24:26 PM
setUup$51.832/21/2011 5:22:17 PM
friendly-credit2$100.002/21/2011 5:54:06 PM
authoritative-capital$25.002/21/2011 10:29:50 PM
dime-vista2$25.002/21/2011 10:06:12 PM
balance-force$25.002/21/2011 11:04:07 PM
Graces$50.002/21/2011 11:19:04 PM
a-restless-dollar$75.002/22/2011 7:56:49 AM
mizount$25.002/22/2011 5:59:54 AM
gristle_mcthornbody$25.002/22/2011 9:30:59 AM
coin-comet3$35.002/22/2011 9:50:10 AM
74 Investments
 
Borrower Payment Dependent Notes Series 494578
This series of Notes was issued and sold upon the funding of the borrower loan #47405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,504.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.95
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1995 Debt/Income ratio: 8%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,070Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: ceiling_cat Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fatwallet reader wants a new roof
Purpose of loan:
This loan will be used to finance a new roof for my house.

My financial situation:
I am a good candidate for this loan because I plan to pay this loan off early. My obsession with Fatwallet Finance borders upon the clinically pathological. I drive a former police cruiser (comes in handy for depositing coins from the Mint to my local bank branch). I bought the car using funds from credit card arbitrage, MBNA Billpay and Capital One purchase checks. I have a personal shrine to SuckIsStaples. I've made several hundred dollars in the past year just from test driving cars. Did I mention I will likely pay this loan off early?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/18/2011 9:15:31 AM
nimble-money0$25.002/18/2011 9:23:26 AM
blot44$25.002/18/2011 9:25:32 AM
DukSerduk$25.002/18/2011 9:26:51 AM
meux99$25.002/18/2011 9:27:37 AM
KWarrior$50.002/18/2011 9:28:29 AM
youqianderen$50.002/18/2011 9:27:57 AM
benjamins-utopia$100.002/18/2011 9:28:14 AM
community-pipeline$25.002/18/2011 9:36:37 AM
sk10023$25.002/18/2011 9:35:21 AM
choss02$50.002/18/2011 9:35:52 AM
orindalender$50.002/18/2011 9:45:01 AM
the-upbeat-p2p$50.002/19/2011 12:34:30 PM
reflective-rupee$1,200.772/19/2011 8:00:31 PM
Goodlender42$25.002/20/2011 9:50:20 AM
E_G$50.002/20/2011 5:24:03 PM
blue-velocity-investor$37.172/21/2011 12:41:53 AM
dollars4loan$50.002/21/2011 7:11:00 AM
toronado$100.002/21/2011 8:47:56 AM
radforj22$29.692/21/2011 9:00:37 AM
RetirementMoney$25.002/21/2011 9:34:22 AM
compoundinterest$50.002/21/2011 12:25:00 PM
velvetsmog$34.262/21/2011 12:52:47 PM
authoritative-loot$25.002/21/2011 1:15:47 PM
kenji4861$25.002/18/2011 9:15:00 AM
a-responsible-return$50.002/18/2011 9:22:45 AM
organized-payment6$25.002/18/2011 9:25:47 AM
don8ter$25.002/18/2011 9:26:32 AM
CBO-Enterprise$50.002/18/2011 9:27:09 AM
jenkris$25.002/18/2011 9:27:24 AM
scrappy-bonus2$25.002/18/2011 9:29:35 AM
docdekay$100.002/18/2011 9:36:15 AM
Tylerh$100.002/18/2011 9:41:20 AM
BidDaddyBigBucks$25.002/18/2011 9:38:44 AM
amit_gu$100.002/18/2011 7:36:13 PM
neighborly-hope6$50.002/19/2011 1:39:13 AM
jga516$25.002/19/2011 5:30:37 AM
engaging-worth$25.002/19/2011 11:33:55 AM
majestic-dedication$50.002/19/2011 5:04:30 PM
BoughtTheFarm$25.002/19/2011 8:04:01 PM
Chewbaca$25.002/20/2011 10:56:21 AM
greenback-porcelain2$75.002/20/2011 5:23:37 PM
cebgop$25.002/21/2011 1:05:00 AM
Denbo32$274.722/21/2011 6:11:11 AM
keichi03$25.002/21/2011 7:14:51 AM
tenacious-compassion9$25.002/21/2011 8:06:21 AM
competent-p2p$50.002/21/2011 10:40:09 AM
CPA-Banker$50.002/21/2011 12:22:52 PM
cristy05$25.002/21/2011 12:26:36 PM
fund-tom-tom6$25.002/21/2011 12:55:06 PM
MoneyForNothing$2.392/21/2011 1:16:03 PM
51 Investments
 
Borrower Payment Dependent Notes Series 494582
This series of Notes was issued and sold upon the funding of the borrower loan #47426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1989 Debt/Income ratio: 5%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 41 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,062Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: Norcuron Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hardwood Floor Project
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:28 AM
simplelender80$100.002/18/2011 9:18:09 AM
dime-smasher5$25.002/18/2011 9:25:11 AM
AFairDeal$75.002/18/2011 9:24:35 AM
Tradesmanlender$50.002/18/2011 9:26:14 AM
one-midas$25.002/18/2011 9:28:08 AM
HamachiMan$50.002/18/2011 9:31:29 AM
macjp123$25.002/18/2011 9:34:27 AM
JedClampett$75.002/19/2011 7:24:47 AM
vutah$25.002/19/2011 3:30:23 PM
reflective-rupee$1,000.772/19/2011 7:59:04 PM
MadHun$100.002/19/2011 9:00:03 PM
rundmc42$50.002/20/2011 5:28:57 PM
unrelenting-auction7$25.002/20/2011 6:24:30 PM
availableloan$25.002/21/2011 12:35:21 AM
radforj22$25.002/21/2011 1:21:32 AM
B-rad_the_Coug$25.002/21/2011 1:44:01 AM
q4golf$29.472/21/2011 5:04:46 AM
heeeley$25.002/21/2011 5:54:55 AM
jms1983$25.002/21/2011 5:54:07 AM
competent-p2p$75.002/21/2011 6:46:23 AM
economy-popcorn$25.002/21/2011 7:03:34 AM
efficient-commitment$100.002/21/2011 7:40:49 AM
don8ter$25.002/21/2011 9:00:02 AM
FundMaker$25.002/21/2011 9:16:54 AM
blissful-openness8$25.002/21/2011 9:22:20 AM
Azonic21$25.002/21/2011 10:54:58 AM
gain-gourd$100.002/21/2011 12:02:25 PM
CPA-Banker$50.002/21/2011 12:19:22 PM
COtheBeast$25.002/21/2011 12:31:00 PM
kulender$100.002/21/2011 12:41:16 PM
GetLoan$250.002/21/2011 12:50:25 PM
tadpole256$25.002/21/2011 1:54:09 PM
BxRealtor$25.002/18/2011 9:19:24 AM
benjamins-utopia$50.002/18/2011 9:20:30 AM
a-responsible-return$50.002/18/2011 9:22:47 AM
organized-payment6$50.002/18/2011 9:23:46 AM
scrappy-bonus2$25.002/18/2011 9:29:37 AM
Tylerh$100.002/18/2011 9:42:38 AM
amit_gu$25.002/18/2011 12:31:40 PM
PRGuyinVA$50.002/18/2011 3:19:29 PM
principal-injector2$50.002/20/2011 3:45:36 PM
Yaj$25.002/21/2011 1:25:29 AM
friendly-worth3$25.002/21/2011 6:10:05 AM
MoneyTree79$50.002/21/2011 7:12:47 AM
swti37$100.002/21/2011 8:11:54 AM
toronado$100.002/21/2011 8:46:54 AM
peso-tiramisu$25.002/21/2011 9:23:40 AM
jbaum$40.002/21/2011 12:21:20 PM
sgt-schultz$25.002/21/2011 12:51:42 PM
authoritative-loot$25.002/21/2011 1:15:14 PM
QuidProQuo4u$25.002/21/2011 1:32:08 PM
penny-finder$29.762/21/2011 2:03:04 PM
53 Investments
 
Borrower Payment Dependent Notes Series 494586
This series of Notes was issued and sold upon the funding of the borrower loan #47400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1998 Debt/Income ratio: 8%
Credit score: 860-879 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: thrifty-capital Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
learning borrowing side of prosper
Purpose of loan:
This loan will be used to see how the borrowing side of prosper works. I have been lending for a few months and was curious as to exactly what the borrowing process entails. The recent 5 year anniversary incentive made this an opportune time to find out. Since I have no immediate need for the money I will just re-invest it.

My financial situation:
I am a good candidate for this loan because my finances are excellent. I don't carry any revolving debt on my credit cards. The only outstanding loans I have are for two houses and a car. One of the houses is rented out and is cash flow positive.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:29 AM
simplelender80$100.002/18/2011 9:18:11 AM
BxRealtor$25.002/18/2011 9:19:25 AM
organized-payment6$50.002/18/2011 9:23:47 AM
HamachiMan$50.002/18/2011 9:31:30 AM
scrappy-bonus2$25.002/18/2011 9:29:44 AM
macjp123$25.002/18/2011 9:34:26 AM
PRGuyinVA$50.002/18/2011 3:19:28 PM
reflective-rupee$1,750.772/19/2011 8:59:31 AM
BoughtTheFarm$25.002/19/2011 9:23:54 AM
cashhelp$60.002/19/2011 9:22:23 AM
firsttouch1$100.002/19/2011 10:36:24 AM
one-midas$25.002/19/2011 11:52:48 AM
ac787$55.002/19/2011 12:56:08 PM
ac787$35.002/19/2011 1:06:18 PM
Astyanax$50.002/19/2011 2:18:58 PM
benjamins-utopia$50.002/18/2011 9:20:31 AM
a-responsible-return$50.002/18/2011 9:22:49 AM
AFairDeal$75.002/18/2011 9:24:37 AM
dime-smasher5$25.002/18/2011 9:25:12 AM
Tradesmanlender$50.002/18/2011 9:26:17 AM
one-midas$25.002/18/2011 9:32:10 AM
Tylerh$100.002/18/2011 9:42:43 AM
amit_gu$100.002/18/2011 12:22:04 PM
squarebob$50.002/18/2011 4:47:24 PM
otalon$25.002/18/2011 5:41:46 PM
vutah$25.002/18/2011 8:56:02 PM
JGuide$26.992/19/2011 7:12:56 AM
fallentimbers$50.002/19/2011 6:58:54 AM
EPInvestments$26.642/19/2011 8:50:38 AM
Aaron_Oz$25.002/19/2011 9:58:09 AM
engaging-worth$25.002/19/2011 11:19:00 AM
cash-queen$35.002/19/2011 11:46:15 AM
kushka$25.002/19/2011 12:13:43 PM
MrBadExample$172.002/19/2011 12:41:14 PM
siamman$53.792/19/2011 1:25:24 PM
36 Investments
 
Borrower Payment Dependent Notes Series 494602
This series of Notes was issued and sold upon the funding of the borrower loan #47428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2007 Debt/Income ratio: Not calculated
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 2 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $462Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: fantastic-basis0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student debt consolidation
Purpose of loan:
This loan will be used to consolidate debt

My financial situation: Fair
I am a good candidate for this loan because I'm looking to lower interest rate on credit card and also establish a good credit line


Monthly net income: $1000
Monthly expenses: $800
Housing: $400
Insurance: $0
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:09:33 AM
suave-dime6$25.002/18/2011 9:16:18 AM
credit-guard5$25.002/18/2011 9:18:04 AM
Jack55304$300.002/18/2011 9:33:32 AM
jiggaman7$75.002/18/2011 9:35:05 AM
competent-p2p$25.002/18/2011 12:47:28 PM
lotuss4$50.002/18/2011 12:30:31 PM
responsible-worth113$25.002/18/2011 3:53:37 PM
reflective-rupee$750.772/18/2011 3:52:16 PM
LoanerPrincipal$25.002/18/2011 10:29:28 PM
kulender$50.002/19/2011 9:14:21 PM
autonomous-truth$100.002/19/2011 8:28:15 PM
1randyp$200.002/20/2011 5:32:37 PM
trade-vista$25.002/20/2011 7:21:38 PM
the-silver-blaster$50.002/21/2011 1:12:22 AM
asiaratt$50.002/21/2011 2:39:25 AM
zone8$50.002/21/2011 6:45:38 AM
leverage-monger$70.002/21/2011 7:44:18 AM
point-kitten6$50.002/21/2011 8:49:51 AM
hellasow$25.002/21/2011 9:23:43 AM
orderly-leverage$100.002/21/2011 10:07:56 AM
Pitufo$25.002/21/2011 11:50:34 AM
j-lender$50.002/21/2011 1:06:24 PM
CA-Lender$25.002/21/2011 1:07:46 PM
silver-bluebird$32.662/21/2011 1:18:24 PM
finance-mushroom$100.002/21/2011 1:19:52 PM
Finchy78$25.002/21/2011 2:10:35 PM
well-mannered-income3$50.002/21/2011 2:15:21 PM
Fenix878$25.002/21/2011 2:10:27 PM
simplelender80$200.002/18/2011 9:11:41 AM
HamachiMan$50.002/18/2011 9:31:40 AM
genius520$100.002/18/2011 9:33:01 AM
profit-powerplant$25.002/18/2011 9:32:26 AM
2grindstones$25.002/18/2011 9:35:29 AM
irrelevant$50.002/18/2011 9:37:36 AM
brmar$25.002/18/2011 9:40:07 AM
Tylerh$100.002/18/2011 9:43:49 AM
GElender$25.002/18/2011 9:44:43 AM
foxtrot12$100.002/18/2011 3:45:51 PM
SolarMoonshine$25.002/18/2011 5:13:21 PM
wild-orange$52.572/19/2011 1:59:26 AM
Bob450$30.002/19/2011 3:27:31 AM
jga516$25.002/19/2011 5:30:00 AM
loanman2007$100.002/19/2011 4:24:32 AM
jjswanso$50.002/19/2011 8:08:33 AM
poolshark72$25.002/19/2011 1:05:35 PM
LR_Biker$50.002/19/2011 3:24:27 PM
vibraphone3$50.002/19/2011 5:55:34 PM
ingenious-interest1$50.002/20/2011 9:50:51 AM
loss-of-control$50.002/20/2011 10:07:43 AM
gala279$50.002/21/2011 6:36:15 AM
kendallv$25.002/21/2011 6:43:58 AM
sjo1984111$25.002/21/2011 6:44:56 AM
momoney2lend$25.002/21/2011 8:40:52 AM
frogperson$250.002/21/2011 8:59:30 AM
gain-gourd$75.002/21/2011 11:44:11 AM
upbeat-investment9$25.002/21/2011 12:09:14 PM
green-thoughtful-yield$50.002/21/2011 12:22:16 PM
sappy02$25.002/21/2011 12:51:54 PM
inspiring-reward$150.002/21/2011 12:53:31 PM
jigsaw$50.002/21/2011 1:32:52 PM
whatreality$25.002/21/2011 1:39:51 PM
Luckas73$50.002/21/2011 2:13:16 PM
moola-escalator$25.002/21/2011 2:20:03 PM
64 Investments
 
Borrower Payment Dependent Notes Series 494608
This series of Notes was issued and sold upon the funding of the borrower loan #47488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $245.50
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2000 Debt/Income ratio: 32%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,125Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: guitarjrb Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 12 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,550.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2010)
780-799 (Jan-2010)
780-799 (Dec-2009)
 
Principal balance: $3,262.61 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidation: Round 3!
Purpose of loan: I am consolidating and paying off my debt

I currently have a base pay of $87,200. I have never defaulted nor been late on a debt. I am a homeowner and remain in a stable career as a computer administrator on a federal contract (recently renewed for 7 years!). This is my third prosper loan. The first of which was paid off early. This loan will be used to pay off the remainder of my discovercard and one retail card. I will continue my debt journey until I have 0 debt. Please note that in addition to my previous prosper loan, I have paid off several thousands in debt on my own. When I took my previous loan I was at about $59k whereas i'm currently around $50k or less! If you have questions, please feel free to ask!

Net Pay is $4854/m (this is minus my 401k contributions in which i'm considering putting on temporary hold to have further funds to pay off debt) net pay without 401k deduction is $5280
Expenses total $3000/m
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:31 PM
organized-payment6$50.002/18/2011 5:08:22 PM
Tradesmanlender$35.002/18/2011 5:10:30 PM
simplelender80$100.002/18/2011 5:06:00 PM
AFairDeal$75.002/18/2011 5:07:43 PM
Tylerh$100.002/18/2011 5:11:25 PM
TackingWindward$25.002/19/2011 6:35:46 AM
spiff666$25.002/19/2011 8:42:31 AM
theloanfiller$25.002/19/2011 9:40:18 AM
moneybags16$25.002/19/2011 9:26:32 AM
investment-artist$25.002/19/2011 10:01:29 AM
macjp123$25.002/19/2011 9:59:01 AM
repayment-pudding$25.002/19/2011 5:47:45 PM
reflective-rupee$100.772/19/2011 8:17:36 PM
1randyp$500.002/20/2011 3:53:24 PM
friendly-worth3$25.002/21/2011 6:08:35 AM
squarebob$50.002/21/2011 8:08:27 AM
LiveNow$25.002/21/2011 9:45:57 AM
Azonic21$25.002/21/2011 10:55:09 AM
gain-gourd$100.002/21/2011 12:02:50 PM
jbaum$40.002/21/2011 12:21:34 PM
radforj22$25.002/21/2011 12:50:00 PM
penny-finder$25.002/21/2011 1:50:13 PM
kulender$100.002/21/2011 5:14:31 PM
blackfur$50.002/21/2011 6:49:15 PM
innocent-deal$50.002/21/2011 6:19:56 PM
TikPmp1$25.002/22/2011 12:11:14 PM
stu6703$30.002/22/2011 1:50:59 PM
EJF$50.002/22/2011 3:50:34 PM
moola-escalator$50.002/22/2011 5:46:57 PM
HenlopenCapital$25.002/23/2011 6:44:52 AM
worker943$50.002/23/2011 9:41:03 AM
friendly-market5$25.002/23/2011 3:51:33 PM
Unicycle$350.002/23/2011 3:17:35 PM
Astyanax$45.002/23/2011 5:20:27 PM
ultimate-payment$50.002/23/2011 7:52:48 PM
don8ter$25.002/23/2011 6:00:13 PM
doopers$25.002/24/2011 6:40:00 AM
affluence-tycoon$50.002/24/2011 6:51:43 AM
dedication-patriot$25.002/24/2011 7:52:33 AM
grampy48$25.002/24/2011 8:40:18 AM
handy-point5$36.302/24/2011 12:55:14 PM
velocity-solo$25.002/25/2011 8:06:34 AM
creed99$25.002/25/2011 9:33:01 AM
reward-cosmos$25.002/25/2011 11:27:59 AM
balance-force$25.002/25/2011 11:48:08 AM
benjamins-utopia$100.002/18/2011 5:07:00 PM
HamachiMan$50.002/18/2011 5:08:49 PM
enthralling-deal180$75.002/18/2011 5:12:15 PM
bejfishing$25.002/19/2011 5:36:22 AM
pioneer580$100.002/19/2011 5:34:41 AM
RyanTH9893$25.002/19/2011 12:08:04 PM
selector568$50.002/19/2011 12:33:47 PM
phaded$25.002/19/2011 4:37:54 PM
MadHun$100.002/19/2011 9:00:18 PM
Barrayaran$25.002/20/2011 1:19:52 AM
CASSHMAN$75.002/20/2011 3:16:12 PM
Feyenoord$25.002/21/2011 6:34:50 AM
MoneyTree79$50.002/21/2011 7:14:59 AM
sflash$25.002/21/2011 9:14:14 AM
RetirementMoney$25.002/21/2011 10:57:06 AM
first-serene-credit$25.002/21/2011 3:02:29 PM
Preteur$25.002/21/2011 4:20:08 PM
meenan$50.002/21/2011 7:25:09 PM
engaging-worth$25.002/21/2011 10:37:48 PM
chameleon125$25.002/22/2011 6:26:16 AM
found$100.002/22/2011 10:55:52 AM
JJ9876$25.002/22/2011 12:09:44 PM
the-serene-transaction$49.682/22/2011 1:05:21 PM
ashirey$50.002/22/2011 12:35:20 PM
Artist_Blue$25.002/22/2011 1:57:35 PM
authoritative-capital$25.002/22/2011 2:14:50 PM
Grandmahoneybee$25.002/22/2011 2:42:36 PM
momoney2lend$25.002/22/2011 5:52:36 PM
principal-bull$25.002/22/2011 6:10:38 PM
principal-injector2$50.002/22/2011 5:53:27 PM
hopeful-truth5$50.002/22/2011 6:15:44 PM
hope-hickory$25.002/22/2011 6:40:36 PM
powerful-finance7$25.002/22/2011 7:49:13 PM
triumph329$70.002/23/2011 6:00:50 AM
SecondChanceLendingSERV$50.002/23/2011 7:38:29 AM
clipper271$25.002/23/2011 8:39:47 AM
terrific-return$25.002/23/2011 8:50:23 AM
irrelevant$36.372/23/2011 1:41:25 PM
mrreynol$30.002/23/2011 3:54:12 PM
phersjm$25.002/23/2011 7:47:47 PM
big_oaks$50.002/23/2011 9:28:43 PM
dubois31$25.002/23/2011 8:36:02 PM
Johnab$25.002/24/2011 4:39:37 AM
wonderous-power$25.002/24/2011 8:24:15 AM
yerkster1$25.002/24/2011 10:27:42 AM
treasure-pipeline$50.002/24/2011 10:17:20 AM
dime-smasher5$25.002/24/2011 4:37:09 PM
efficient-treasure0$25.002/24/2011 9:36:55 PM
melodious-fairness$39.662/25/2011 1:35:36 AM
Sol_Invictus$25.002/25/2011 4:58:18 AM
syounker$25.002/25/2011 9:35:23 AM
rateasaurus1$25.002/25/2011 9:20:35 AM
msfitzge$25.002/25/2011 12:36:51 PM
anton$2,740.002/25/2011 12:59:32 PM
bradfid$25.002/25/2011 11:45:42 AM
101 Investments
 
Borrower Payment Dependent Notes Series 494626
This series of Notes was issued and sold upon the funding of the borrower loan #47462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $608.35
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1999 Debt/Income ratio: 11%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,733Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: pete2813 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $11,200.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Wedding and Home Furnishings
I plan to use this loan to pay for our wedding and new home furnishings. We both have secure jobs (however only mine is used for Propser's income calculations) in the energy sector and as a university faculty member.

We've thought about just using credit cards, but thought that Prosper would be a better fit than a big bank.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 5:05:55 PM
organized-payment6$25.002/18/2011 5:07:53 PM
youqianderen$50.002/18/2011 5:08:10 PM
CBO-Enterprise$50.002/18/2011 5:08:03 PM
benjamins-utopia$100.002/18/2011 5:08:14 PM
community-pipeline$25.002/18/2011 5:10:19 PM
Aberdeen$6,000.002/18/2011 5:12:28 PM
nimble-money0$25.002/18/2011 5:07:26 PM
blot44$25.002/18/2011 5:07:34 PM
docdekay$100.002/18/2011 5:13:05 PM
Tylerh$100.002/18/2011 5:11:20 PM
neighborly-hope6$50.002/19/2011 1:38:57 AM
MONEYLENDER101$58.412/19/2011 2:52:32 AM
cashhelp$50.002/19/2011 12:19:39 AM
Aberdeen$6,000.002/19/2011 1:58:21 AM
Slapshot$25.002/19/2011 2:20:22 AM
buukyak$25.002/19/2011 3:38:58 AM
tntmojave$25.002/19/2011 3:44:35 AM
selector568$300.002/19/2011 3:45:42 AM
don8ter$25.002/19/2011 3:38:50 AM
bds9646$26.002/19/2011 3:10:38 AM
jga516$25.002/19/2011 5:30:28 AM
cello1$25.002/19/2011 9:47:21 AM
majestic-dedication$50.002/19/2011 5:04:21 PM
penny-plato$25.002/20/2011 11:45:23 AM
outofoffice$75.002/21/2011 7:45:39 AM
tenacious-compassion9$25.002/21/2011 8:06:35 AM
Preteur$25.002/21/2011 4:09:33 PM
GiftViftdotcom$25.002/21/2011 8:39:10 PM
nuclearmoose$25.002/21/2011 8:34:42 PM
reflective-rupee$25.772/21/2011 9:25:53 PM
newgroom422$25.002/21/2011 11:11:03 PM
authoritative-capital$25.002/21/2011 10:29:55 PM
buckyhead2000$25.002/21/2011 10:29:14 PM
LendGuy$50.002/22/2011 12:54:54 PM
wrighco$25.002/22/2011 6:05:28 PM
engaging-worth$25.002/22/2011 8:45:44 PM
martymaniaman$40.342/23/2011 5:53:45 AM
indomitable-coin$50.002/23/2011 9:20:45 AM
T-L-B$35.002/23/2011 9:49:35 AM
minista$25.002/23/2011 4:53:00 PM
BaxterEvil$25.002/23/2011 5:58:54 PM
hitsman$50.002/23/2011 5:59:27 PM
truth-image$50.002/23/2011 5:59:06 PM
payout-reaction740$25.002/23/2011 5:56:37 PM
currency-persimmon$25.002/23/2011 7:11:58 PM
rakey$25.002/24/2011 6:02:35 AM
the-upbeat-p2p$50.002/24/2011 6:17:18 PM
Graces$50.002/24/2011 6:16:37 PM
YellowJacket$25.002/25/2011 12:59:06 AM
mizount$25.002/25/2011 1:00:57 AM
ogmanny$50.002/24/2011 6:16:28 PM
Fenix878$25.002/24/2011 6:17:38 PM
wwwUniversal$25.002/24/2011 6:20:40 PM
efficient-treasure0$25.002/24/2011 9:36:08 PM
jamschmidt$50.002/24/2011 9:47:25 PM
worthy-bid8$50.002/25/2011 1:50:33 AM
martymaniaman$25.002/25/2011 5:59:01 AM
skuba$31.572/25/2011 8:05:27 AM
systematic-dollar9$25.002/25/2011 8:07:32 AM
reward-cosmos$25.002/25/2011 11:29:20 AM
wicada$34.602/25/2011 9:03:51 AM
syounker$25.002/25/2011 9:34:30 AM
Liebchen15$50.002/25/2011 10:01:54 AM
socal-lender$25.002/25/2011 11:46:30 AM
preciousrazor$75.902/25/2011 12:48:46 PM
anton$3,000.002/25/2011 1:02:06 PM
kyomoon$50.002/18/2011 5:05:52 PM
meux99$25.002/18/2011 5:08:07 PM
KWarrior$50.002/18/2011 5:08:16 PM
jenkris$25.002/18/2011 5:08:05 PM
BidDaddyBigBucks$25.002/18/2011 5:10:25 PM
orindalender$50.002/18/2011 5:12:09 PM
ac787$35.002/18/2011 5:24:04 PM
choss02$50.002/18/2011 5:12:21 PM
DukSerduk$25.002/18/2011 5:08:01 PM
Digs$25.002/19/2011 2:21:27 AM
HHP$25.002/19/2011 3:08:41 AM
chillware$25.002/19/2011 2:20:29 AM
dpfl55$25.002/19/2011 3:06:35 AM
revenue-officer36$41.702/19/2011 3:45:18 AM
PumpkinHead406$25.002/19/2011 3:07:03 AM
dinero-festivity2$25.732/19/2011 3:56:52 AM
pwkpwk$25.002/19/2011 9:06:12 AM
macgeek$45.812/19/2011 9:46:24 AM
benevolent-asset$25.002/19/2011 10:22:41 AM
CorMDNY$25.002/19/2011 8:15:11 PM
safe-payment8$25.002/19/2011 8:34:01 PM
Goodlender42$25.002/20/2011 9:50:27 AM
Koma67$25.002/20/2011 1:24:31 PM
E_G$50.002/20/2011 5:23:48 PM
thankful-nickel2$25.002/20/2011 7:20:52 PM
VPRLLC$25.002/21/2011 5:58:05 AM
Feyenoord$25.002/21/2011 6:34:52 AM
bold-steady-peso$100.002/21/2011 7:14:02 AM
FundMaker$25.002/21/2011 9:07:12 AM
compoundinterest$50.002/21/2011 12:52:41 PM
best-ingenious-funds$25.002/21/2011 3:59:58 PM
RedRockLLC$32.492/21/2011 3:30:55 PM
dime-vista2$25.002/21/2011 10:10:54 PM
TikPmp1$25.002/22/2011 12:10:14 PM
attractive-asset$100.002/22/2011 12:35:31 PM
evnagelist$50.002/22/2011 1:27:14 PM
rvirk$100.002/22/2011 4:53:47 PM
radforj22$50.002/23/2011 2:30:51 AM
velocity-solo$25.002/23/2011 2:45:26 AM
yoyoclock$35.002/23/2011 3:05:13 AM
camaraderi-atmosphere$100.002/23/2011 5:59:42 PM
bowdish1$50.002/23/2011 6:00:09 PM
Phantom99$52.302/24/2011 1:25:07 AM
Income-Scout$153.982/24/2011 5:52:08 AM
availableloan$25.002/24/2011 7:11:33 AM
treasure-pipeline$50.002/24/2011 10:16:36 AM
exchange-pledge$100.002/24/2011 6:17:06 PM
DadWarbucks$60.002/24/2011 6:17:52 PM
Brisket_Bob$25.002/24/2011 6:18:40 PM
jeffpac$50.002/24/2011 6:17:30 PM
108lender$44.572/25/2011 12:51:20 AM
proud-gold9$50.002/24/2011 6:16:43 PM
the-revenue-demon$25.002/25/2011 2:14:27 AM
kindness-dessert$25.002/25/2011 8:07:25 AM
damage$25.002/25/2011 11:16:02 AM
kjv1611$50.002/25/2011 10:55:17 AM
123 Investments
 
Borrower Payment Dependent Notes Series 494640
This series of Notes was issued and sold upon the funding of the borrower loan #47397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,360.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $300.09
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1998 Debt/Income ratio: 16%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 41 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $276Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: FWF-kinetic Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FWF Need funds for home improvement
Purpose of loan:
This loan will be used to help in remodeling the home.

My financial situation:
I am an excellent candidate for this loan because I always make my payments and do so in a timely manner. I have a stable career and am very responsible with my money.


Monthly net income: $4,000
Monthly expenses: $800
Housing: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please included a detailed monthly personal budget, breaking out all income and expenses. Thank you! - newest-funds-powerplant
A: Hi. Thanks for your request. As I mentioned in the description, the breakdown is approximately the following: Monthly net income: $4,000 Monthly expenses: $800 Housing: $1,000 Despite what the credit profile says, I own a home and my monthly mortgage is approximately $1,000. My monthly expenses, including food, insurance, and utilities is about $800. I have no outstanding "bad" debt. (Feb-18-2011)
Q: Hi, Why do you have 41 credit lines and 0 bankcard utilization? thanks, - p2ploan-sensation211
A: Hello. I opened a number of credit lines in the past to take advantage of sign-on promotions. I generally keep my balances low. (Feb-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
RetirementMoney$25.002/18/2011 9:04:40 AM
simplelender80$100.002/18/2011 9:18:20 AM
benjamins-utopia$50.002/18/2011 9:20:47 AM
Pulchritudinous$25.002/18/2011 9:21:38 AM
AFairDeal$75.002/18/2011 9:24:45 AM
nybanker85$50.002/18/2011 9:25:19 AM
HamachiMan$50.002/18/2011 9:31:53 AM
Tylerh$100.002/18/2011 9:42:59 AM
competent-p2p$65.002/18/2011 10:55:31 AM
fallentimbers$25.002/19/2011 6:33:17 AM
vutah$50.002/19/2011 8:25:28 AM
Leshan$50.002/19/2011 9:40:33 AM
FundMaker$25.002/19/2011 10:24:12 AM
the-silver-blaster$50.002/19/2011 11:08:20 AM
p2ploan-sensation211$25.002/19/2011 11:42:33 AM
kushka$25.002/19/2011 12:25:14 PM
Stock-Stud$25.002/19/2011 12:25:47 PM
foldingbenny2$80.002/19/2011 1:23:36 PM
Astyanax$50.002/19/2011 2:24:07 PM
buffalobills$25.002/19/2011 3:01:08 PM
rjrventure$50.002/19/2011 2:57:47 PM
courteous-deal114$50.002/19/2011 5:55:38 PM
truth-trapper$25.002/19/2011 6:02:15 PM
Kyne$178.392/19/2011 8:41:50 PM
enthralling-deal180$75.002/18/2011 9:14:34 AM
BxRealtor$25.002/18/2011 9:19:32 AM
treasure-brigade$50.002/18/2011 9:21:23 AM
one-midas$25.002/18/2011 9:20:11 AM
a-responsible-return$50.002/18/2011 9:22:56 AM
organized-payment6$50.002/18/2011 9:28:47 AM
macjp123$25.002/18/2011 9:34:18 AM
Tradesmanlender$35.002/18/2011 9:39:22 AM
JustMee$25.002/18/2011 11:06:51 AM
economy-tuba7$100.002/18/2011 10:25:37 AM
heavy_ax$25.002/18/2011 12:29:04 PM
PRGuyinVA$50.002/18/2011 3:19:24 PM
bazaar-winner$25.002/18/2011 4:27:56 PM
thankful-nickel2$25.002/18/2011 4:56:16 PM
newest-funds-powerplant$25.002/18/2011 7:54:28 PM
Rivermaverick$25.002/19/2011 7:47:14 AM
reflective-rupee$1,000.772/19/2011 8:59:00 AM
carrinel$42.842/19/2011 9:47:47 AM
fishcreek$25.002/19/2011 12:52:09 PM
ac787$25.002/19/2011 12:53:04 PM
Kyileo$25.002/19/2011 1:26:02 PM
peso-tiramisu$25.002/19/2011 2:00:38 PM
loanman2007$200.002/19/2011 5:20:07 PM
social-investor5$25.002/19/2011 5:56:01 PM
truth-trapper$25.002/19/2011 6:01:58 PM
Islandgal$58.002/19/2011 8:38:53 PM
50 Investments
 
Borrower Payment Dependent Notes Series 494652
This series of Notes was issued and sold upon the funding of the borrower loan #47391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $119.60
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2000 Debt/Income ratio: 5%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 44 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $57Stated income:$75,000-$99,999
Delinquencies in last 7y: 15 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: itunicloso Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
house repairs
Purpose of loan:
This loan will be used to..fix my basment.

My financial situation:
I am a good candidate for this loan because.i would pay back loan ..


Monthly net income: $5,000
Monthly expenses: $3,900.00
Housing: $1,900
Insurance: $0-paid by wife
Car expenses: $0
Utilities: $paid by wife
Phone, cable, internet: $0
Food, entertainment: $paid by wife
Clothing, household expenses: $
Credit cards and other loans: $35,000.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:38 AM
simplelender80$100.002/18/2011 9:18:25 AM
BxRealtor$25.002/18/2011 9:19:35 AM
benjamins-utopia$50.002/18/2011 9:20:50 AM
Tradesmanlender$35.002/18/2011 9:39:26 AM
Tylerh$100.002/18/2011 9:43:06 AM
heavy_ax$25.002/18/2011 12:27:46 PM
Scotcha$50.002/18/2011 3:04:29 PM
reflective-rupee$25.772/18/2011 3:42:37 PM
sigue$27.022/18/2011 3:52:56 PM
SolarMoonshine$25.002/18/2011 5:24:05 PM
selector568$200.002/19/2011 9:12:33 AM
MadHun$100.002/19/2011 9:00:13 PM
scott2004114$34.242/19/2011 10:06:52 PM
principal-injector2$50.002/20/2011 3:45:45 PM
1randyp$300.002/20/2011 3:54:58 PM
bradfid$25.002/21/2011 1:10:32 AM
availableloan$25.002/21/2011 12:40:43 AM
radforj22$25.002/21/2011 1:21:44 AM
happyinvallarta$50.002/21/2011 4:58:53 AM
businessguy29$25.002/21/2011 10:32:10 AM
Azonic21$25.002/21/2011 10:55:03 AM
jbaum$40.002/21/2011 12:21:26 PM
High-flyer$25.002/21/2011 1:01:28 PM
moola-escalator$50.002/21/2011 2:11:31 PM
Preteur$25.002/21/2011 4:20:00 PM
4mydaughterseducation$40.892/21/2011 4:19:15 PM
best-ingenious-funds$25.002/21/2011 4:00:58 PM
calimanusa$25.002/21/2011 11:14:47 PM
ansky127$25.252/22/2011 8:22:46 AM
Nojukbong$50.002/22/2011 6:32:50 AM
Nojukbong$50.002/22/2011 6:42:00 AM
ashirey$50.002/22/2011 12:34:59 PM
transparent-silver$50.002/22/2011 1:43:17 PM
pure-fairness$25.002/22/2011 12:46:56 PM
georgedorn$60.892/22/2011 1:09:59 PM
One1putt$50.002/22/2011 12:54:32 PM
rate-optimizer0$25.002/22/2011 1:54:37 PM
community-gyration7$50.002/22/2011 1:35:45 PM
Gandalf0001$25.002/22/2011 2:47:58 PM
organized-payment6$50.002/18/2011 9:28:49 AM
HamachiMan$50.002/18/2011 9:31:55 AM
macjp123$25.002/18/2011 9:34:13 AM
runner262$25.002/18/2011 10:10:16 AM
SimpleChoice$25.002/18/2011 10:13:06 AM
PRGuyinVA$50.002/18/2011 3:19:21 PM
Nailman88$50.002/20/2011 12:03:35 PM
the-silver-blaster$50.002/21/2011 1:13:48 AM
loanman2007$25.002/21/2011 4:35:03 AM
3_boyz$25.002/21/2011 4:55:08 AM
friendly-worth3$25.002/21/2011 6:02:36 AM
competent-p2p$50.002/21/2011 6:56:28 AM
Q9-X3$50.002/21/2011 7:31:28 AM
generous-agreement$25.002/21/2011 8:33:03 AM
momoney2lend$25.002/21/2011 8:50:50 AM
gain-gourd$100.002/21/2011 12:02:36 PM
CA-Lender$25.002/21/2011 1:09:23 PM
ONECENTATATIME$27.002/21/2011 2:17:28 PM
Denbo32$48.992/21/2011 4:10:55 PM
nymoney$40.002/21/2011 4:18:12 PM
kulender$100.002/21/2011 5:14:23 PM
ValyaLibra01$25.002/21/2011 5:57:11 PM
meenan$50.002/21/2011 7:25:02 PM
innocent-deal$50.002/21/2011 6:19:52 PM
versatile-return3$50.002/21/2011 7:16:26 PM
dime-vista2$25.002/21/2011 10:08:50 PM
Cliffie83$42.532/22/2011 1:37:20 AM
Artist_Blue$25.002/22/2011 6:17:29 AM
gristle_mcthornbody$25.002/22/2011 9:29:12 AM
TikPmp1$25.002/22/2011 12:11:09 PM
actl$25.002/22/2011 10:55:26 AM
mathgod$25.002/22/2011 12:05:00 PM
authoritative-capital$25.002/22/2011 2:14:44 PM
first-dinero-temple$25.002/22/2011 1:07:35 PM
trade-freshmaker$50.002/22/2011 1:35:43 PM
PleaseDoNotDefault$25.002/22/2011 1:34:59 PM
peace-pilot$27.422/22/2011 3:01:33 PM
77 Investments
 
Borrower Payment Dependent Notes Series 494654
This series of Notes was issued and sold upon the funding of the borrower loan #47382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1998 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 6 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,092Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: openness-rotation Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:

This loan will be used to refinance my car loan.
Also FWF, looking to get that free $300

My financial situation:
I am a (fully) funded researcher at WashU.

Current Non-Cash Holdings: $35,000
Non-Cash Items (Auto): $20,000

FWF.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:41 AM
BxRealtor$25.002/18/2011 9:19:37 AM
benjamins-utopia$50.002/18/2011 9:20:51 AM
organized-payment6$50.002/18/2011 9:23:57 AM
HamachiMan$50.002/18/2011 9:31:56 AM
Tradesmanlender$35.002/18/2011 9:39:29 AM
Tylerh$100.002/18/2011 9:43:08 AM
runner262$25.002/18/2011 10:10:14 AM
thankful-nickel2$25.002/18/2011 4:54:22 PM
ac787$25.002/19/2011 1:23:46 PM
MadHun$100.002/19/2011 9:00:14 PM
moneysong$500.002/20/2011 3:01:32 PM
principal-injector2$27.882/20/2011 3:45:46 PM
unrelenting-auction7$25.002/20/2011 6:24:33 PM
availableloan$25.002/21/2011 12:36:16 AM
competent-p2p$50.002/21/2011 6:47:48 AM
swti37$50.002/21/2011 8:13:46 AM
FundMaker$25.002/21/2011 9:10:09 AM
Azonic21$25.002/21/2011 10:55:05 AM
platinum-investor1$25.002/21/2011 11:51:40 AM
marketplace-spark$25.002/21/2011 12:00:49 PM
amit_gu$50.002/21/2011 12:40:12 PM
CE88$25.002/21/2011 12:40:58 PM
QuidProQuo4u$25.002/21/2011 1:35:04 PM
me2yu$50.002/21/2011 1:58:52 PM
jimr$46.002/21/2011 3:14:48 PM
simplelender80$100.002/18/2011 9:18:26 AM
a-responsible-return$50.002/18/2011 9:23:03 AM
AFairDeal$75.002/18/2011 9:24:47 AM
macjp123$25.002/18/2011 9:34:12 AM
SimpleChoice$25.002/18/2011 10:13:04 AM
PRGuyinVA$50.002/18/2011 3:19:19 PM
reflective-rupee$500.772/19/2011 7:42:35 PM
vutah$25.002/20/2011 10:09:21 AM
engaging-worth$25.002/20/2011 11:11:05 AM
balance-force$25.002/20/2011 10:10:40 PM
radforj22$25.002/21/2011 1:21:55 AM
Denbo32$750.352/21/2011 6:07:46 AM
RetirementMoney$25.002/21/2011 9:36:01 AM
gain-gourd$100.002/21/2011 12:02:39 PM
adorable-justice0$50.002/21/2011 12:14:13 PM
meteoric-trade$25.002/21/2011 12:15:43 PM
jbaum$40.002/21/2011 12:21:27 PM
moola-escalator$50.002/21/2011 2:11:32 PM
lm150$25.002/21/2011 2:27:58 PM
Denbo32$75.002/21/2011 4:07:29 PM
46 Investments
 
Borrower Payment Dependent Notes Series 494720
This series of Notes was issued and sold upon the funding of the borrower loan #47474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 60 months Listing End date:  Feb-25-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1993 Debt/Income ratio: 9%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,503Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: flexible-dime670 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Clayton NC
Purpose of loan: Small business start up
This loan will be used to...Reserve cash only

My financial situation: Good
I am a good candidate for this loan because...We are buying an existing business in Raleigh next to NC State campus. There is a tremendous foot traffic presence, the business is established and doing well. We are putting 1/2 the total price down. The rent is below average for the area and they just completed a new upfit to the interior. Our consultant feels the business will do $1000.00 per day and we are open 7 days a week.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: From what you've described, it sounds like a really good opportunity. Mind telling me the type of business? Will it be catering mostly to students? What will the business look like during non-school months (summer)? - organic-treasure
A: That is a great question. It is a bar and grill with live local bands 4 nights a week. The campus is one of the larger populations in the country and the university never shuts down due to a large group of students who live in the area and go to summer school. There are also a large amount of other business parks in the area plus numerous apartments. We are confident we can continue to pull capacity during the summer. (Feb-20-2011)
Q: What type of business are you buying? What's the sales level today? What percentage of sales do you expect to drop to the bottom line as profits? - The_Loan_Runner
A: Great question! This is a bar and grill immediately across the street from the main campus of NC State. They currently do $500 per day with little marketing and they are only open from 8PM to 2:00 AM. We will be opening at 11 AM all the way through to 2AM to pick up the lunch and dinner groups as well. Our restaurant consultant feels we can easily do between $850-$1000.00 daily. The operation is pretty stream lined so realistically we should take 30+ % in profit. (Feb-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:47 AM
BxRealtor$25.002/18/2011 9:19:42 AM
benjamins-utopia$50.002/18/2011 9:21:02 AM
Tradesmanlender$50.002/18/2011 9:26:24 AM
scrappy-bonus2$25.002/18/2011 9:29:51 AM
HamachiMan$50.002/18/2011 9:32:01 AM
Tylerh$100.002/18/2011 9:43:19 AM
SimpleChoice$25.002/18/2011 10:12:52 AM
orange-truth-pole$27.452/18/2011 10:16:46 AM
JustMee$25.002/18/2011 11:03:57 AM
heavy_ax$25.002/18/2011 12:28:15 PM
PRGuyinVA$50.002/18/2011 3:19:13 PM
bazaar-winner$25.002/18/2011 4:22:59 PM
thankful-nickel2$25.002/18/2011 4:51:29 PM
RedCentre$104.532/19/2011 2:55:02 AM
the-silver-blaster$50.002/19/2011 11:08:24 AM
MadHun$100.002/19/2011 9:00:16 PM
Robione$75.002/19/2011 9:24:18 PM
Barky52$25.002/20/2011 6:13:38 AM
fillholdingsllc$25.002/21/2011 5:12:07 AM
bold-steady-peso$100.002/21/2011 7:02:48 AM
FundMaker$25.002/21/2011 9:08:53 AM
gain-gourd$100.002/21/2011 12:02:44 PM
radforj22$25.002/21/2011 12:49:57 PM
moola-escalator$50.002/21/2011 2:11:34 PM
Preteur$25.002/21/2011 4:20:06 PM
kulender$100.002/21/2011 5:14:27 PM
innocent-deal$50.002/21/2011 6:19:54 PM
worth-excellence4$25.002/21/2011 9:29:43 PM
Artist_Blue$25.002/22/2011 6:17:36 AM
Proactive-Financial-Lending$25.002/22/2011 9:57:19 AM
JJ9876$25.002/22/2011 12:09:42 PM
caring-hope2$36.752/22/2011 1:10:59 PM
attractive-asset$100.002/22/2011 12:37:17 PM
One1putt$50.002/22/2011 12:54:34 PM
irrelevant$50.002/22/2011 5:29:07 PM
best-ingenious-funds$25.002/22/2011 5:47:06 PM
hope-hickory$25.002/22/2011 6:40:33 PM
JoeXB$25.002/22/2011 7:23:48 PM
don8ter$25.002/23/2011 2:33:35 AM
triumph329$80.002/23/2011 5:57:47 AM
chibear34$25.002/23/2011 4:03:09 AM
spiker77$50.002/23/2011 8:43:59 AM
dblaz5$400.002/23/2011 7:53:40 AM
friendly-market5$25.002/23/2011 3:51:31 PM
platinum-scientist9$25.002/23/2011 5:06:34 PM
Dalrymple$100.002/24/2011 1:16:15 AM
ultimate-payment$50.002/23/2011 7:52:43 PM
indomitable-coin$50.002/24/2011 4:16:45 AM
efficient-treasure0$25.002/24/2011 9:36:53 PM
jpblan11$25.542/24/2011 9:27:31 PM
interstellar$51.002/25/2011 1:11:01 PM
tranquil-note7$50.002/25/2011 10:31:18 AM
anton$8,870.002/25/2011 1:08:33 PM
anton$1,325.002/25/2011 1:11:02 PM
simplelender80$100.002/18/2011 9:18:35 AM
omnius$50.002/18/2011 9:23:31 AM
AFairDeal$75.002/18/2011 9:24:52 AM
macjp123$25.002/18/2011 9:34:02 AM
helpinghand63$50.002/18/2011 10:07:05 AM
runner262$25.002/18/2011 10:10:06 AM
competent-p2p$30.002/18/2011 11:10:05 AM
felicity-loyalist0$25.002/18/2011 4:15:57 PM
reflective-rupee$25.772/20/2011 8:17:47 AM
vutah$25.002/20/2011 10:44:28 AM
WhiteKnightofMountZion$29.152/21/2011 3:15:04 AM
cash-tent$30.002/21/2011 8:50:16 AM
moola-trumpeter$50.002/21/2011 10:52:12 AM
jbaum$40.002/21/2011 12:21:31 PM
fund-tom-tom6$25.002/21/2011 12:41:09 PM
STAN7366$77.462/21/2011 1:46:53 PM
etherichands$25.002/21/2011 2:51:02 PM
first-serene-credit$25.002/21/2011 2:59:55 PM
meenan$50.002/21/2011 7:25:06 PM
TikPmp1$25.002/22/2011 12:11:10 PM
ashirey$50.002/22/2011 12:35:14 PM
authoritative-capital$25.002/22/2011 2:14:47 PM
principal-injector2$50.002/22/2011 1:55:10 PM
bentheredunthat$239.002/22/2011 3:41:06 PM
rebellender$25.002/22/2011 5:53:44 PM
The_Loan_Runner$25.002/22/2011 7:49:36 PM
Peterman$25.002/22/2011 7:06:59 PM
AxionMan05$50.002/22/2011 8:34:02 PM
rainorshine47$50.002/23/2011 5:03:45 AM
commanding-openness$50.002/23/2011 7:55:16 AM
SecondChanceLendingSERV$50.002/23/2011 7:35:56 AM
worker943$50.002/23/2011 9:41:00 AM
brightest-fascinating-principal$25.002/23/2011 10:27:31 AM
top-epic-community$50.002/23/2011 11:07:13 AM
jescowa$25.002/23/2011 4:56:31 PM
auction-seeker$25.002/23/2011 5:19:13 PM
Alittleluck$25.002/23/2011 6:18:44 PM
affluence-tycoon$50.002/24/2011 6:51:41 AM
availableloan$25.002/24/2011 7:10:14 AM
treasure-pipeline$50.002/24/2011 10:17:16 AM
melodious-fairness$100.002/24/2011 4:37:58 PM
top-magnificent-greenback$25.002/24/2011 5:36:28 PM
dan234$25.002/24/2011 9:19:08 PM
Ripsaw4U$32.732/25/2011 1:04:14 AM
turbostar666$33.082/25/2011 1:10:55 PM
T-L-B$30.002/25/2011 9:51:34 AM
caring-hope2$50.002/25/2011 10:01:19 AM
102 Investments
 
Borrower Payment Dependent Notes Series 494722
This series of Notes was issued and sold upon the funding of the borrower loan #47460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2002 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 11Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,207 
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: responsible-kindness2 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I Can Really Use Any Help!
Purpose of loan: Cover My Expenses for a couple months till I have a firm foundation settled.

My financial situation: Currently Unemployed
I am a good candidate for this loan because...

I am an honest worker, I am currently residing in Tucson AZ needing to make some money. I am focused and strong willed, working on home business, in the process of making money, needed to have a buffer since losing my job....

I will be able to pay back this loan very quickly, I really can use any help to cover my expenses for a month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If you are unemployed what is the income to pay back this loan? good luck. - mri555
A: I am involved in Network & Internet Marketing about to start making enough money to pay back all my debts. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$500.002/18/2011 5:08:52 PM
IIP77$25.002/18/2011 7:39:00 PM
irrelevant$25.002/19/2011 3:26:24 AM
power-locomotive$50.002/19/2011 5:24:22 AM
MONEYMATCH$25.002/19/2011 5:18:56 AM
unequaled-deal3$30.002/19/2011 10:11:54 AM
dudebrah$25.002/19/2011 2:39:11 PM
HelpfulLender1$25.002/20/2011 3:56:39 PM
glenium$25.002/21/2011 2:56:02 AM
sjo1984111$25.002/21/2011 4:42:44 AM
green-friendly-bill$100.002/21/2011 5:48:11 PM
lalivn$25.002/22/2011 5:17:05 PM
Moe87$29.002/22/2011 5:21:32 PM
helpful-credit156$25.002/22/2011 6:36:11 PM
Starfin-Capital-Management$150.002/23/2011 9:20:20 AM
Armyman122$51.882/23/2011 8:54:59 AM
MilitaryLending$25.002/19/2011 2:56:12 AM
tech310$50.002/19/2011 9:50:53 AM
marwadi-62$25.002/20/2011 2:29:07 PM
orderly-leverage$100.002/21/2011 10:10:05 AM
green-thoughtful-yield$100.002/21/2011 12:24:15 PM
inspiring-reward$100.002/21/2011 12:55:32 PM
CA-Lender$25.002/21/2011 1:09:52 PM
terrific-peace8$32.562/21/2011 7:05:25 PM
barefootpaul$35.002/21/2011 8:09:14 PM
authoritative-capital$25.002/21/2011 10:34:33 PM
Mr_Katana$25.002/22/2011 12:19:03 PM
gelidfrank$25.002/22/2011 12:48:12 PM
scarlet-velvet$25.002/22/2011 4:01:43 PM
glenium$25.002/23/2011 2:45:18 AM
kendigme$25.002/23/2011 2:52:24 AM
Leshan$25.002/23/2011 8:38:44 AM
robust-duty1$33.002/23/2011 9:46:04 AM
larrybird$164.002/23/2011 11:07:00 AM
34 Investments
 
Borrower Payment Dependent Notes Series 494856
This series of Notes was issued and sold upon the funding of the borrower loan #47440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1997 Debt/Income ratio: 22%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,559Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: network2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to... Pay off credit cards

My financial situation:
I am a good candidate for this loan because... I have a good salary and will repay my debt on time.


Monthly net income: $ 9,000
Monthly expenses: $ 100.00
Housing: $ 2500.00
Insurance: $ 150.00
Car expenses: $ 600.00
Utilities: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi- I was wondering what purchases you have that raised your revolvinf credit balance to $19,000. Also, are you only planning on paying down 4,000 out of the 19,000? Or how will this work? Thanks! - diversification-maple1
A: Hello - 95 percent of the 19,000 is a checking line of credit that will be cut in half when I receive my tax refund and i plan to close the account this year once it is paid in full. The 4,000 I'm requesting to borrow is for credit cards that will be paid off. Thanks. (Feb-21-2011)
Q: Please can you tell us about the past delinquencies? - circle
A: Hello -Three of the delinquiencies were over four years ago and the other one was a late payment in Nov 2010 that was an oversight and taken care of and brought current immediately. (Feb-21-2011)
Q: Please can you tell me what your gross income is please? Round down to the nearest 10000 or so if you don't want to be exact. - circle
A: Hello - My gross monthly income is 12,000. (Feb-21-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/19/2011 12:01:50 PM
ultimate-peace$500.002/19/2011 12:04:03 PM
reflective-rupee$400.772/19/2011 12:59:50 PM
credit-missile$75.002/19/2011 1:29:08 PM
helpful-credit156$30.002/21/2011 7:00:27 AM
open-minded-fund9$100.002/21/2011 10:20:55 AM
circle$54.002/21/2011 10:23:51 AM
green-thoughtful-yield$100.002/21/2011 12:24:10 PM
red-favorable-basis$25.002/21/2011 12:32:24 PM
inspiring-reward$100.002/21/2011 12:55:30 PM
greenback-chairman5$25.002/21/2011 1:25:08 PM
droopie1$25.002/21/2011 5:02:56 PM
loss-of-control$50.002/21/2011 7:01:46 PM
thankful-nickel2$25.002/21/2011 7:21:08 PM
mmeyer_jr$25.002/21/2011 6:28:24 PM
reflective-rupee$600.772/21/2011 9:29:11 PM
social-investor5$25.002/19/2011 12:05:24 PM
irrelevant$25.002/19/2011 12:06:11 PM
Prairie-MN$30.002/19/2011 1:09:04 PM
sturdy-peace9$29.002/19/2011 2:41:59 PM
brightest-dignified-penny$25.002/19/2011 4:03:01 PM
power-grid134$25.002/19/2011 3:49:46 PM
RJ-Pilot$50.002/19/2011 4:37:53 PM
Haribelle$25.002/19/2011 5:38:41 PM
SolarMoonshine$25.002/19/2011 4:42:41 PM
DasMula$27.002/19/2011 6:09:48 PM
VJ_Financial$25.002/19/2011 7:12:24 PM
impala6464$100.002/19/2011 11:21:38 PM
loanman2007$25.002/20/2011 6:40:40 AM
shrewd-income$100.002/20/2011 4:46:34 PM
SFBank$200.002/20/2011 4:51:50 PM
magusfoo$25.002/21/2011 5:39:10 AM
bluehen00$100.002/21/2011 6:37:47 AM
NekHoldings$25.002/21/2011 9:55:57 AM
orderly-leverage$100.002/21/2011 10:10:03 AM
investment-happiness$58.702/21/2011 12:26:05 PM
CA-Lender$25.002/21/2011 1:09:51 PM
lendstats_com$200.002/21/2011 2:10:53 PM
malomar66$26.332/21/2011 2:43:57 PM
MilitaryLending$25.002/21/2011 5:49:19 PM
barefootpaul$35.002/21/2011 8:09:12 PM
reflective-rupee$333.772/21/2011 9:29:20 PM
gallant-economy9$149.662/21/2011 9:38:03 PM
43 Investments
 
Borrower Payment Dependent Notes Series 494994
This series of Notes was issued and sold upon the funding of the borrower loan #47463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2003 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,225Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: worlds-best-benefit832 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
5,000 loan needed!
Purpose of loan:
This loan will be used to...pay off credit cards and save money

My financial situation: OK
I am a good candidate for this loan because...I have steady employment and I supplement my income with tutoring


Monthly net income: $1650
Monthly expenses: $1326
Housing: $0
Insurance: $205
Car expenses: $515 including gas and insurance
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am bidding on YOU. No DQ?s, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You
A: Thank you so much. FYI - I am starting another tutor gig this Sat and I will be making 20% more cash in August in my teaching job. thank you Cassy (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:19 PM
suave-dime6$25.002/20/2011 12:04:50 PM
Tylerh$100.002/20/2011 12:08:05 PM
foxtrot12$100.002/20/2011 12:08:20 PM
asset-equilibrium0$50.002/20/2011 3:54:54 PM
squarebob$25.002/20/2011 5:05:37 PM
Artist_Blue$25.002/21/2011 7:26:40 AM
amlu1988$25.002/21/2011 9:58:41 AM
RetirementMoney$25.002/21/2011 11:13:08 AM
Pitufo$25.002/21/2011 11:51:30 AM
CA-Lender$25.002/21/2011 1:08:24 PM
dtana$25.002/21/2011 3:35:26 PM
4mydaughterseducation$34.002/21/2011 4:18:27 PM
jiggaman7$50.002/21/2011 4:44:02 PM
CASSHMAN$100.002/21/2011 5:20:01 PM
loanman2007$50.002/22/2011 5:33:11 AM
mtquan$25.002/22/2011 1:15:57 PM
competent-p2p$25.002/22/2011 3:29:43 PM
ingenious-deal6$25.002/22/2011 1:26:11 PM
authoritative-capital$25.002/22/2011 2:15:13 PM
kulender$100.002/22/2011 5:00:32 PM
Kaj$50.002/22/2011 5:54:10 PM
payment-silo$25.002/22/2011 7:59:38 PM
Bob450$30.002/23/2011 6:31:33 AM
worker943$50.002/23/2011 9:40:08 AM
liberty-destiny3$25.002/23/2011 12:52:33 PM
I-Believe-In-You$25.002/23/2011 4:30:39 PM
profit-powerplant$25.002/23/2011 4:51:50 PM
Leshan$25.002/23/2011 6:07:40 PM
ultimate-payment$50.002/23/2011 7:53:21 PM
historic-nickel$25.002/24/2011 1:38:14 AM
MarvintheMartian$25.002/24/2011 6:17:16 AM
frogperson$200.002/24/2011 9:01:27 AM
attractive-fund$60.902/24/2011 7:23:33 AM
grampy48$25.002/24/2011 8:38:08 AM
Jack55304$300.002/24/2011 10:13:21 AM
deal-secret-agent$25.002/24/2011 2:51:36 PM
handy-point5$25.002/24/2011 11:28:33 AM
irrelevant$50.002/24/2011 5:06:42 PM
investment-cluster$30.002/24/2011 2:41:25 PM
Lubava$100.002/24/2011 6:28:59 PM
aztocas$50.002/24/2011 6:46:23 PM
AM2008$25.002/24/2011 5:22:08 PM
mpatrick$25.002/24/2011 5:41:52 PM
upbeat-finance8$25.002/24/2011 6:15:08 PM
tnjohnso$25.002/25/2011 1:01:42 AM
supersarah61$25.002/24/2011 8:02:05 PM
1randyp$100.002/24/2011 6:27:17 PM
the-profit-oracle$25.002/25/2011 1:27:51 AM
contract-boomerang$25.002/24/2011 6:51:41 PM
rss197$38.852/24/2011 8:10:32 PM
NoCal$25.002/25/2011 1:24:40 AM
papaloha$25.002/25/2011 1:02:33 AM
social-conductor4$25.002/25/2011 5:21:15 AM
One_Lolo$25.002/25/2011 2:53:24 AM
all_of_that_one$25.002/25/2011 5:55:07 AM
HamachiMan$50.002/20/2011 12:06:58 PM
reflective-rupee$300.772/20/2011 6:07:31 PM
helpful-credit156$30.002/21/2011 6:54:39 AM
investment-artist$25.002/21/2011 8:19:55 AM
orderly-leverage$100.002/21/2011 10:08:48 AM
favorite-commerce$50.002/21/2011 10:25:37 AM
green-thoughtful-yield$50.002/21/2011 12:23:10 PM
inspiring-reward$100.002/21/2011 12:54:02 PM
sappy02$25.002/21/2011 12:52:24 PM
finance-mushroom$100.002/21/2011 1:20:22 PM
ddog0224$50.002/21/2011 3:26:05 PM
barefootpaul$35.002/21/2011 8:10:21 PM
greencat$50.002/22/2011 7:18:52 AM
economy-synapse$25.002/21/2011 10:49:59 PM
SFBank$100.002/22/2011 9:37:07 AM
gelidfrank$25.002/22/2011 12:47:23 PM
hopeful-truth5$50.002/22/2011 5:47:40 PM
hope-hickory$25.002/22/2011 6:39:19 PM
umfan123$25.002/22/2011 9:59:39 PM
momoney2lend$25.002/23/2011 6:29:57 AM
special-peso$50.002/23/2011 8:21:30 AM
radforj22$25.002/23/2011 9:19:35 AM
genius520$100.002/23/2011 9:06:42 AM
sweetlan$25.002/23/2011 2:12:53 PM
cognizant-wealth$50.002/23/2011 10:51:15 PM
Ocean713$50.002/23/2011 9:56:30 PM
affluence-tycoon$25.002/24/2011 6:52:14 AM
treasure-pipeline$25.002/24/2011 10:21:31 AM
NeemanuKotagoLending$25.002/24/2011 11:35:03 AM
finagler$25.002/24/2011 9:31:31 AM
wild-orange$25.002/24/2011 9:34:12 AM
Lam0nt$25.002/24/2011 11:47:03 AM
wayman$50.002/24/2011 3:51:16 PM
1-HARD-HEAD$25.002/24/2011 3:57:12 PM
Matt_Colsia$180.462/24/2011 5:05:36 PM
benefit-flow$25.002/24/2011 8:57:27 PM
missing-link$25.002/25/2011 1:47:45 AM
red-favorable-basis$25.002/24/2011 8:52:28 PM
Snoopylover$25.002/25/2011 6:06:09 AM
cash-prodigy1$27.402/25/2011 6:22:50 AM
FeedTheMachine$38.932/25/2011 1:28:00 AM
treasure-bliss$50.002/25/2011 1:28:43 AM
realtormoises$25.002/25/2011 5:23:43 AM
autonomous-basis$25.002/25/2011 6:06:24 AM
draggon77$25.002/25/2011 6:24:44 AM
jcw3rd$25.002/25/2011 5:16:50 AM
zone6$100.002/25/2011 7:06:27 AM
103 Investments
 
Borrower Payment Dependent Notes Series 495080
This series of Notes was issued and sold upon the funding of the borrower loan #47445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1965 Debt/Income ratio: 32%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 9 / 9Length of status:19y 3m
Amount delinquent: $1,119 Total credit lines: 15 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,359Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: impeccable-yield051 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
naliks1106
Purpose of loan:
This loan will be used to? pay off some bills and fix house

My financial situation:
I am a good candidate for this loan because? i? really need the help and realize credit is everything and will not default

Monthly net income: $ 2500.00Monthly expenses: $
??Housing: $ 998.00
??Insurance: $ 184.00
??Car expenses: $ 470.01
??Utilities: $ 285.
??Phone, cable, internet: $ 120.
??Food, entertainment: $ 300.
??Clothing, household expenses $ 50.
??Credit cards and other loans: $ 150.
??Other expenses: $ 0.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current delinquency shown on your Prosper credit profile. Thanks - reflective-rupee
A: since 10/10 we took in a family into our home. It's my husbands half brother , his wife and 2 babies. their brother was murdred in Puerto Rico 10/10 and since the decision was to come here to start over and to give a better life for their two daughters. They havent found work and we have been supporting them. There for some things are a little late. Before it gets too late im hoping to pay off a few things and catch up with others. one account to pay back is eaiser than several with late fees. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 9:09:38 AM
suave-dime6$25.002/21/2011 9:10:38 AM
competent-p2p$50.002/21/2011 10:37:57 AM
reflective-rupee$300.772/21/2011 10:55:06 AM
inspiring-reward$100.002/21/2011 12:54:14 PM
foxtrot12$100.002/21/2011 2:45:13 PM
diversification-medalist$25.002/21/2011 11:59:29 PM
wild-orange$25.002/22/2011 10:38:58 AM
Kaj$50.002/22/2011 5:54:17 PM
hope-hickory$25.002/22/2011 6:39:29 PM
umfan123$25.002/22/2011 10:05:53 PM
worker943$50.002/23/2011 9:40:19 AM
sweetlan$25.002/23/2011 2:13:05 PM
Ocean713$50.002/23/2011 9:56:35 PM
Bob450$30.002/24/2011 1:18:08 AM
marketplace-meridian$25.002/24/2011 11:29:19 AM
wayman$50.002/24/2011 3:51:21 PM
profit-powerplant$25.002/24/2011 8:03:48 PM
cognizant-wealth$25.002/25/2011 4:31:36 AM
zone6$100.002/25/2011 6:31:29 AM
mtquan$25.002/25/2011 4:31:24 AM
special-peso$50.002/25/2011 4:32:12 AM
SouthCoast$25.002/25/2011 9:32:04 AM
anton$2,290.002/25/2011 12:58:16 PM
HamachiMan$50.002/21/2011 9:11:52 AM
Tylerh$100.002/21/2011 9:12:58 AM
orderly-leverage$100.002/21/2011 10:09:04 AM
Pitufo$25.002/21/2011 11:51:55 AM
astute-investment5$25.002/21/2011 12:35:57 PM
sappy02$25.002/21/2011 12:52:34 PM
CA-Lender$25.002/21/2011 1:08:38 PM
2grindstones$50.002/21/2011 2:00:11 PM
dtana$25.002/21/2011 3:31:18 PM
exchange-dreams$33.172/21/2011 4:26:59 PM
Artist_Blue$25.002/21/2011 4:58:20 PM
barefootpaul$35.002/21/2011 8:10:30 PM
economy-synapse$25.002/21/2011 10:50:14 PM
wild-orange$25.002/22/2011 10:39:16 AM
ingenious-deal6$25.002/22/2011 1:26:25 PM
autonomous-truth$100.002/22/2011 11:27:17 PM
finance-mushroom$100.002/23/2011 6:30:23 AM
SecondChanceLendingSERV$50.002/23/2011 7:02:41 AM
jiggaman7$50.002/23/2011 12:28:07 PM
kulender$50.002/23/2011 5:57:46 PM
affluence-tycoon$50.002/24/2011 6:52:20 AM
genius520$100.002/24/2011 10:13:24 AM
treasure-pipeline$25.002/24/2011 10:21:37 AM
ultimate-payment$50.002/25/2011 4:31:31 AM
liberty-destiny3$25.002/25/2011 4:31:44 AM
ddog0224$50.002/25/2011 4:31:55 AM
buffalobills$25.002/25/2011 7:08:44 AM
finagler$25.002/25/2011 4:32:14 AM
LimaGuy$40.002/25/2011 10:02:10 AM
income-rocker2$25.002/25/2011 12:25:35 PM
KMSB$50.002/25/2011 11:46:22 AM
55 Investments
 
Borrower Payment Dependent Notes Series 495224
This series of Notes was issued and sold upon the funding of the borrower loan #47480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 16%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,814Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: benefit-galaxy4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First Home
Purpose of loan:
This loan will be used to...car repairs

My financial situation:
I am a good candidate for this loan because...I am reliable


Monthly net income: $ 3100.00
Monthly expenses: $ 80.00
Housing: $ 0
Insurance: $ 190.00
Car expenses: $ 120.00
Utilities: $ 180.00
Phone, cable, internet: $ 56.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 380.00
Other expenses: $ 60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
SFBank$150.002/22/2011 9:25:31 AM
Kash2010lu$25.002/22/2011 9:04:13 AM
Danjack_Capital$25.002/22/2011 9:04:41 AM
favorite-commerce$50.002/22/2011 11:51:22 AM
reflective-rupee$200.772/22/2011 9:16:59 AM
loanman2007$25.002/22/2011 11:32:16 AM
mtquan$25.002/22/2011 1:16:13 PM
attractive-point5$50.002/22/2011 1:41:33 PM
investment-artist$25.002/22/2011 1:49:23 PM
thestartuplender$35.002/22/2011 3:34:50 PM
Shining-Star$25.002/22/2011 6:09:36 PM
helpful-credit156$75.002/22/2011 6:37:02 PM
droopie1$25.002/22/2011 11:49:59 PM
Kqwik$25.002/23/2011 6:05:05 AM
VJ_Financial$25.002/23/2011 4:01:51 AM
black-plague$29.252/23/2011 6:32:58 AM
foothillender$25.002/23/2011 9:43:47 AM
VJ_Financial$25.002/23/2011 9:28:56 AM
SouthernRemarketing$25.572/23/2011 3:59:24 PM
yons88$29.982/23/2011 3:08:55 PM
coasterman$25.002/23/2011 5:08:35 PM
credible-balance6$50.002/23/2011 5:27:37 PM
Leshan$25.002/23/2011 6:02:23 PM
Armyman122$50.002/23/2011 7:19:20 PM
wild-orange$25.002/22/2011 10:36:03 AM
taetrade$25.002/22/2011 10:39:50 AM
AlfinityBank25$25.002/22/2011 10:57:44 AM
orderly-leverage$100.002/22/2011 9:07:41 AM
DasMula$27.002/22/2011 9:30:29 AM
CA-Lender$25.002/22/2011 12:19:59 PM
gelidfrank$25.002/22/2011 12:47:59 PM
GeorgiaCredit$50.002/22/2011 1:00:48 PM
shrewd-income$25.002/22/2011 3:29:05 PM
SolarMoonshine$25.002/22/2011 3:51:06 PM
authoritative-capital$25.002/22/2011 2:19:26 PM
wealth-multiplier$25.002/22/2011 5:52:15 PM
well-mannered-income3$25.002/23/2011 8:36:38 AM
TFAD72$25.002/23/2011 10:27:59 AM
compassionate-return485$52.152/23/2011 11:43:04 AM
MarvintheMartian$25.002/23/2011 12:36:13 PM
useful-camaraderi7$50.002/23/2011 12:45:39 PM
himistu22$25.002/23/2011 1:16:43 PM
SecondChanceLendingSERV$50.002/23/2011 3:50:10 PM
Bocephus1959$35.002/23/2011 6:03:20 PM
unger$240.002/23/2011 7:35:22 PM
spsavage$0.282/23/2011 11:51:55 PM
46 Investments
 
Borrower Payment Dependent Notes Series 495228
This series of Notes was issued and sold upon the funding of the borrower loan #47468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1982 Debt/Income ratio: 16%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 47 Occupation: Teacher
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $9,477Stated income:$75,000-$99,999
Delinquencies in last 7y: 17 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: Georgia22 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 60% ) 640-659 (Latest)
Principal borrowed: $3,001.00< 31 days late: 12 ( 34% )  
700-719 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 2 ( 6% )
Total payments billed: 35  
Description
jawil
Purpose of loan: pay off
This loan will be used to...pay of debt

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4000
Monthly expenses: $600Housing: $1500Insurance: $
Car expenses: $100
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $400Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/22/2011 9:04:50 AM
Fire2$25.002/22/2011 9:08:30 AM
reflective-rupee$25.772/22/2011 9:17:25 AM
CA-Lender$25.002/22/2011 12:19:56 PM
droopie1$25.002/22/2011 10:01:39 AM
GeorgiaCredit$50.002/22/2011 1:00:47 PM
mtquan$25.002/22/2011 1:16:09 PM
shrewd-income$25.002/22/2011 3:30:31 PM
SolarMoonshine$25.002/22/2011 3:58:48 PM
hopeful-truth5$25.002/22/2011 6:56:59 PM
bobd32$25.002/22/2011 9:52:23 PM
autonomous-truth$100.002/22/2011 10:42:24 PM
SecondChanceLendingSERV$50.002/23/2011 6:49:48 AM
ColoradoLender82$25.002/23/2011 9:13:03 AM
ohmarkybaby$44.372/23/2011 12:38:57 PM
bobd32$25.002/23/2011 5:03:42 PM
affluence-tycoon$50.002/24/2011 6:57:30 AM
snm2001$25.002/24/2011 4:40:15 AM
Mikale360$25.002/24/2011 6:52:20 AM
competent-p2p$25.002/24/2011 6:51:38 PM
Amber_Stone$25.002/25/2011 8:49:02 AM
anton$1,720.002/25/2011 1:05:28 PM
orderly-leverage$100.002/22/2011 9:07:40 AM
Azonic21$25.002/22/2011 9:07:58 AM
Kash2010lu$35.002/22/2011 9:06:24 AM
DasMula$27.002/22/2011 9:32:56 AM
gelidfrank$25.002/22/2011 12:47:56 PM
authoritative-capital$25.002/22/2011 2:09:05 PM
thestartuplender$35.002/22/2011 3:34:48 PM
EJF$25.002/22/2011 3:56:54 PM
innovator2$50.002/22/2011 10:28:02 PM
loanman2007$25.002/23/2011 5:20:47 AM
tuneman1980$25.002/23/2011 4:44:00 AM
FarmersBank$38.032/23/2011 6:40:25 AM
orange-rapid-benjamins$25.002/23/2011 3:36:12 PM
yons88$25.002/23/2011 3:12:53 PM
bunnybear$25.412/24/2011 3:26:53 PM
trumpeter5$25.002/24/2011 6:26:24 PM
Kqwik$25.002/25/2011 10:28:56 AM
39 Investments
 
Borrower Payment Dependent Notes Series 495236
This series of Notes was issued and sold upon the funding of the borrower loan #47494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,254Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: nickel-jet5 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MRZ1
Purpose of loan:
This loan will be used to... Short term Capitol for business

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your business and your need for capital in some detail. Thanks. - reflective-rupee
A: Our Business is an IT Solution Svc Company that provides technology services to Gov't, small businesses, and non-profit organizations. The funds that are requested will be used to cover payments, until receivables are collected mid-month March. (Feb-23-2011)
Q: why is your prosper rating is D? Any other debts that are not listed in Prosper? Thanks, - p2ploan-sensation211
A: I do not know why my prosper rating is a D. I credit score is 803, I have no outstanding debts, no bankrupts, etc. I am a small business owner who has been in business for 6 years and has never borrowed money for my business. My business is very lean, has debit card, American Express (Paid off) and does not owe for equipment. (Feb-23-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/22/2011 5:01:07 PM
HamachiMan$50.002/22/2011 5:08:16 PM
orderly-leverage$100.002/22/2011 5:09:17 PM
favorite-commerce$100.002/22/2011 5:03:08 PM
CA-Lender$25.002/22/2011 5:10:44 PM
reflective-rupee$500.772/22/2011 5:06:47 PM
Wangchuk$25.012/22/2011 5:17:42 PM
investment-artist$25.002/22/2011 5:10:21 PM
Shining-Star$25.002/22/2011 6:45:14 PM
Kaj$50.002/22/2011 5:54:39 PM
JustMee$25.002/22/2011 8:59:45 PM
DasMula$57.002/22/2011 10:14:34 PM
rjcoutur2001$30.912/23/2011 4:25:49 AM
shrewd-peace7$30.002/23/2011 2:22:09 AM
Kreditorium$25.002/23/2011 2:06:28 AM
lloyd_s$25.002/23/2011 2:07:13 AM
goodhearted-basis4$25.002/23/2011 2:34:51 AM
loanman2007$25.002/23/2011 5:15:06 AM
umfan123$25.002/23/2011 6:31:57 AM
greencat$50.002/23/2011 7:10:36 AM
golffish2$200.002/23/2011 10:09:48 AM
wise-repayment-seeker$25.002/23/2011 11:05:14 AM
mystical-bonus7$25.002/23/2011 2:51:50 PM
p2ploan-sensation211$25.002/23/2011 4:40:10 PM
reflective-rupee$1,000.772/23/2011 1:27:32 PM
wise-blazing-currency$25.002/23/2011 3:01:26 PM
Zipcut$25.002/23/2011 3:39:01 PM
thankful-nickel2$25.002/23/2011 4:20:24 PM
loss-of-control$100.002/23/2011 7:21:10 PM
whatreality$35.002/23/2011 7:25:20 PM
p2ploan-sensation211$25.002/23/2011 7:41:16 PM
social-heart$50.002/24/2011 4:06:03 AM
MarvintheMartian$21.052/24/2011 6:05:14 AM
Tylerh$100.002/22/2011 5:08:59 PM
ingenious-deal6$25.002/22/2011 5:11:11 PM
sappy02$25.002/22/2011 5:09:26 PM
suave-dime6$25.002/22/2011 5:07:29 PM
capital_projects_investor$25.002/22/2011 5:46:59 PM
SFBank$203.192/22/2011 5:34:40 PM
Artist_Blue$25.002/22/2011 5:51:48 PM
credit-guard5$25.002/22/2011 6:03:20 PM
113121$25.002/22/2011 6:36:49 PM
2grindstones$25.002/22/2011 10:20:18 PM
autonomous-truth$100.002/22/2011 11:19:45 PM
dedicated-diversification5$88.722/23/2011 2:24:13 AM
SecondChanceLendingSERV$50.002/23/2011 7:08:14 AM
leverage-monger$32.002/23/2011 7:42:41 AM
golffish2$200.002/23/2011 4:47:27 AM
leverage-monger$30.002/23/2011 7:59:05 AM
Kash2010lu$25.002/23/2011 9:12:40 AM
foothillender$25.002/23/2011 9:42:54 AM
sudeep104$25.002/23/2011 11:04:53 AM
competent-p2p$57.522/23/2011 11:26:39 AM
razor783$25.002/23/2011 2:42:21 PM
thomas16882004$33.062/23/2011 3:13:52 PM
platinum-scientist9$50.002/23/2011 4:48:19 PM
Leshan$25.002/23/2011 6:05:34 PM
Alittleluck$25.002/23/2011 6:07:25 PM
trevize$25.002/23/2011 7:27:07 PM
himistu22$25.002/23/2011 7:54:28 PM
amlu1988$25.002/23/2011 8:56:18 PM
EBITDA$25.002/24/2011 12:55:44 AM
duty-monger$50.002/24/2011 4:44:25 AM
spsavage$25.002/23/2011 11:52:49 PM
golffish2$100.002/24/2011 4:01:47 AM
HermanstadtKid$30.002/24/2011 5:34:35 AM
66 Investments
 
Borrower Payment Dependent Notes Series 495342
This series of Notes was issued and sold upon the funding of the borrower loan #47420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2002 Debt/Income ratio: 21%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $261Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: impeccable-currency947 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help requested to finance vacation
Purpose of loan:
This loan will be used to help finance a vacation for my family. I have been working hard for many years and have not had an opportunity to take my family on a real vacation. Please consider helping us make this dream a reality.

My financial situation:
I am a good candidate for this loan because I am a hard worker and have been with the same employer for over 16 years. I value my good credit and would not do anything to jeopardize it.


Monthly net income: $3750
Monthly expenses: $1945
Including:
Housing: $295
Insurance: $150
Car expenses: $350
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description. Thank you! - newest-funds-powerplant
A: Thank you for your interest. I am a store manager for a chain of convenience stores in the Northeast. Our stock value has steadily increased despite the current poor economic conditions. I guess people will always need fuel and good fast food. This job is great because it has allowed us to move to different locations within the region, from time to time as my family required for school or work. Please let me know if I can answer any other questions for you. Warm regards. (Feb-23-2011)
Q: I am bidding on YOU. No DQ?s, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! Enjoy your family vacation!! - I-Believe-In-You
A: Thank you for your investment and faith. We have worked hard to get where we are and would not do anything to jeopardize that. Rest assured we are capable and eager to repay this debt in complete compliance with the terms of the loan. Warm regards. (Feb-23-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tylerh$100.002/23/2011 9:02:23 AM
Kaj$50.002/23/2011 9:06:09 AM
simplelender80$200.002/23/2011 9:17:58 AM
UCLA4life$50.002/23/2011 9:00:53 AM
vutah$25.002/23/2011 9:18:26 AM
suave-dime6$25.002/23/2011 9:01:22 AM
greencat$50.002/23/2011 9:05:12 AM
orderly-leverage$100.002/23/2011 9:02:54 AM
Yomain$60.002/23/2011 9:03:34 AM
ingenious-deal6$25.002/23/2011 9:04:37 AM
loan-tycoon0$25.002/23/2011 9:57:48 AM
favorite-commerce$50.002/23/2011 10:09:15 AM
FASTIZIO_P$25.002/23/2011 9:17:16 AM
reflective-rupee$250.772/23/2011 9:29:04 AM
DHolly$50.002/23/2011 9:32:32 AM
DasMula$27.002/23/2011 10:28:10 AM
loanman2007$50.002/23/2011 10:45:38 AM
SecondChanceLendingSERV$50.002/23/2011 11:27:13 AM
razor783$25.002/23/2011 2:56:22 PM
newest-funds-powerplant$25.002/23/2011 12:38:30 PM
Scotcha$50.002/23/2011 12:40:15 PM
2grindstones$27.682/23/2011 12:59:47 PM
Shining-Star$25.002/23/2011 3:16:32 PM
new0rleans$25.002/23/2011 3:26:20 PM
I-Believe-In-You$48.242/23/2011 4:06:35 PM
HamachiMan$50.002/23/2011 4:51:54 PM
SolarMoonshine$25.002/23/2011 5:10:04 PM
Astyanax$40.002/23/2011 4:57:11 PM
sensational-worth7$50.002/23/2011 6:40:32 PM
JustMee$25.002/23/2011 6:48:13 PM
Bocephus1959$25.002/23/2011 6:02:22 PM
trevize$25.002/23/2011 6:56:01 PM
nethosters$25.002/23/2011 9:17:00 AM
CA-Lender$25.002/23/2011 9:04:09 AM
EngineersAlliance$100.002/23/2011 9:57:46 AM
DiabolicalGamer$25.002/23/2011 9:57:50 AM
Whipster$50.002/23/2011 9:17:03 AM
transaction-circuit$100.002/23/2011 9:18:43 AM
foothillender$25.002/23/2011 9:41:53 AM
wonder3$25.002/23/2011 9:52:51 AM
kendallv$25.002/23/2011 12:41:44 PM
113121$25.002/23/2011 11:41:20 AM
liberty-magnate$50.002/23/2011 12:31:42 PM
yons88$30.002/23/2011 3:11:01 PM
competent-p2p$30.002/23/2011 4:50:41 PM
platinum-scientist9$25.002/23/2011 4:52:30 PM
Leshan$25.002/23/2011 6:05:57 PM
deepblue34$35.002/23/2011 6:52:48 PM
wealth-multiplier$25.002/23/2011 7:08:21 PM
buffalobills$25.002/23/2011 7:18:44 PM
profitable-balance$25.002/23/2011 7:20:57 PM
loss-of-control$150.002/23/2011 7:20:07 PM
52 Investments
 
Borrower Payment Dependent Notes Series 495376
This series of Notes was issued and sold upon the funding of the borrower loan #47458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $150.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1999 Debt/Income ratio: 28%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 61 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,677Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: sublime-peso0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2010)
 
Principal balance: $5,992.88 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Automobile Purchase
Purpose of loan:
This loan will be used to help purchase a used 2000 Honda Accord for my elderly mother.

My financial situation:
I am a good candidate for this loan because I pay my obligations. I paid off $17,000 worth of Chase Credit Card debit in December 2010 and have paid my other Prosper Loan satisfactory to date.


Monthly net income: $5500.00
Monthly expenses: $1650.00
Housing: $700
Insurance: $100
Car expenses: $0.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/23/2011 5:01:47 PM
CA-Lender$25.002/23/2011 5:05:08 PM
restless-dime$25.002/23/2011 5:01:34 PM
ac787$30.002/23/2011 5:41:53 PM
DasMula$250.002/23/2011 5:47:01 PM
droopie1$25.002/23/2011 7:15:25 PM
one-midas$25.002/23/2011 9:24:25 PM
VJ_Financial$75.002/23/2011 10:11:34 PM
gothampark$25.002/23/2011 10:49:39 PM
JustMee$25.002/23/2011 7:37:06 PM
marinbb$50.002/23/2011 7:53:10 PM
Reddy_Capital$25.002/23/2011 10:23:26 PM
golffish2$200.002/24/2011 3:54:47 AM
red-favorable-basis$25.002/23/2011 11:57:29 PM
economy-popcorn$25.002/24/2011 7:00:08 AM
greencat$50.002/24/2011 7:33:35 AM
ZOOOM$25.002/24/2011 8:19:55 AM
SecondChanceLendingSERV$25.002/24/2011 8:22:20 AM
marwadi-62$50.002/24/2011 10:40:16 AM
asset-reaction$25.002/24/2011 9:17:50 AM
innovator2$75.002/24/2011 11:37:04 AM
Danjack_Capital$25.002/24/2011 11:05:11 AM
innovator2$50.002/24/2011 11:43:34 AM
77scout$48.082/24/2011 11:18:18 AM
payout-bridge$80.002/24/2011 2:05:39 PM
ToddN$50.002/24/2011 12:26:44 PM
upbeat-finance8$25.002/24/2011 5:22:02 PM
reflective-rupee$500.772/23/2011 5:27:59 PM
UCLA4life$50.002/23/2011 5:06:33 PM
platinum-scientist9$25.002/23/2011 5:13:15 PM
SolarMoonshine$25.002/23/2011 5:26:15 PM
Shining-Star$25.002/23/2011 10:04:37 PM
the-kindness-honker$42.122/23/2011 6:51:12 PM
Feyenoord$25.002/23/2011 7:13:56 PM
jjsparks28$46.882/23/2011 7:02:16 PM
Iceman1347$25.002/23/2011 11:15:38 PM
ddoneday$32.702/23/2011 11:46:56 PM
MarvintheMartian$25.002/24/2011 5:50:58 AM
loanman2007$150.002/24/2011 5:00:03 AM
Moe87$41.912/24/2011 3:18:16 AM
verticalhorizon$48.342/24/2011 4:28:45 AM
mikeandcat$50.002/24/2011 5:53:57 AM
affluence-tycoon$50.002/24/2011 6:57:22 AM
bmw2$50.002/24/2011 7:58:04 AM
contract-lionheart$300.002/24/2011 9:57:19 AM
treasure-pipeline$25.002/24/2011 10:22:36 AM
hillerod$25.002/24/2011 10:47:17 AM
heroic-payout9$25.002/24/2011 12:09:53 PM
RKLFinancial$25.002/24/2011 12:01:06 PM
mikeandcat$100.002/24/2011 12:53:14 PM
McDeeter$50.002/24/2011 1:13:33 PM
melodious-openness$344.202/24/2011 5:24:53 PM
52 Investments
 
Borrower Payment Dependent Notes Series 495472
This series of Notes was issued and sold upon the funding of the borrower loan #47477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2002 Debt/Income ratio: 75%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,634Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: taxi346 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
 
Principal balance: $3,225.75 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
moving
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/24/2011 5:01:53 PM
SFBank$50.002/24/2011 5:08:12 PM
MilitaryLending$25.002/24/2011 10:11:07 PM
nickel-hickory$25.002/25/2011 12:11:47 PM
lamsabuy$200.002/25/2011 1:13:08 PM
anton$2,630.002/25/2011 1:12:25 PM
standanddeliver$250.002/25/2011 1:14:39 PM
competent-p2p$40.002/24/2011 6:07:35 PM
restless-dime$25.002/25/2011 1:34:59 AM
reflective-rupee$400.772/25/2011 5:17:38 AM
skro$325.002/25/2011 1:13:52 PM
11 Investments
 
Borrower Payment Dependent Notes Series 495626
This series of Notes was issued and sold upon the funding of the borrower loan #47491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $171.83
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1997 Debt/Income ratio: 17%
Credit score: 600-619 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,846Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: the-obedient-capital Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $75.26 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
B-rad_the_Coug$25.002/24/2011 5:06:32 PM
Kaj$50.002/24/2011 5:08:15 PM
simplelender80$100.002/24/2011 5:03:09 PM
DasMula$57.002/24/2011 5:03:52 PM
drcoop$25.002/24/2011 5:02:00 PM
orderly-leverage$100.002/24/2011 5:07:48 PM
squarebob$25.002/24/2011 5:20:27 PM
C2Banking$25.002/24/2011 8:04:30 PM
fabulous-community4$25.002/25/2011 1:48:04 AM
reflective-rupee$100.772/25/2011 5:13:50 AM
marketplace-meridian$25.002/24/2011 10:59:41 PM
greencat$50.002/25/2011 7:25:10 AM
UCLA4life$50.002/25/2011 1:04:27 AM
Mikale360$25.002/25/2011 7:29:02 AM
liberty-destiny3$25.002/25/2011 11:57:04 AM
anton$3,140.002/25/2011 1:11:31 PM
LittleMingo$30.002/24/2011 5:25:19 PM
CoolPlexer$25.002/24/2011 5:06:57 PM
Skeptical-one$49.002/24/2011 5:03:27 PM
loyalist1$100.002/24/2011 5:09:29 PM
red-favorable-basis$25.002/24/2011 8:43:08 PM
competent-p2p$30.002/24/2011 6:00:49 PM
lloyd_s$25.002/25/2011 1:24:01 AM
113121$25.002/24/2011 6:35:32 PM
Moe87$25.002/25/2011 3:39:27 AM
mikeandcat$50.002/25/2011 5:39:02 AM
golffish2$100.002/25/2011 6:06:09 AM
zone6$100.002/25/2011 6:16:18 AM
loanman2007$50.002/25/2011 6:42:12 AM
trumpeter5$25.002/25/2011 8:37:05 AM
30 Investments
 
Borrower Payment Dependent Notes Series 495728
This series of Notes was issued and sold upon the funding of the borrower loan #47469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1983 Debt/Income ratio: 18%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:30y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,343Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: hiltrev Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2008)
720-739 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
alexgalt$100.002/25/2011 9:01:11 AM
cashhelp$50.002/25/2011 9:01:43 AM
jhouman$25.002/25/2011 9:02:33 AM
simplelender80$200.002/25/2011 9:02:55 AM
LittleMingo$25.002/25/2011 9:02:38 AM
twjh$25.002/25/2011 9:03:19 AM
Aberdeen$5,000.002/25/2011 9:03:56 AM
7 Investments
 
Borrower Payment Dependent Notes Series 492669
This series of Notes was issued and sold upon the funding of the borrower loan #47423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2001 Debt/Income ratio: Not calculated
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,779Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: goal-bonus9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New restaurant concept for Main St.
Purpose of loan:
This loan will be used to purchase inventory for a new gathering place here on Main Street.We will feature a large inventory of fine Cognacs,Bourbons and craft beers along with the usual cocktails along with fine steaks and seafood.My wife and I already own and run a small cafe on Main street for 5 years now and have over 30 years combined experiance in the?business and hospitality sectors.

My financial situation:
We have lines of credit already set for this new concept and a liquor license lined up.Additional financing will be secured through available collateral and SBA.

Monthly net income: projected $72,000
gross yearly projected income $1,000,000+
est. cash flow before income taxes-6.8% or $69,000 the first year with an average of? 2.8% to 3% increase per year for the first 5 years.

 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/20/2011 12:04:44 PM
simplelender80$100.002/20/2011 12:04:06 PM
Tylerh$100.002/20/2011 12:07:49 PM
rate-sceptre$50.002/21/2011 6:09:10 AM
best-point-flow$50.002/21/2011 6:31:49 AM
capital_projects_investor$25.002/21/2011 8:10:10 AM
momoney2lend$25.002/21/2011 8:41:17 AM
cash-tent$30.002/21/2011 8:44:20 AM
amlu1988$25.002/21/2011 10:10:56 AM
GiftViftdotcom$25.002/21/2011 11:37:02 AM
sappy02$25.002/21/2011 12:52:16 PM
inspiring-reward$100.002/21/2011 12:53:51 PM
finance-mushroom$100.002/21/2011 1:20:13 PM
supersarah61$25.002/21/2011 7:35:07 PM
barefootpaul$35.002/21/2011 8:10:15 PM
lib5836$50.002/21/2011 8:46:29 PM
houli123$50.002/22/2011 8:28:14 AM
SecondChanceLendingSERV$50.002/22/2011 10:12:41 AM
SFBank$50.002/22/2011 9:34:29 AM
radforj22$25.002/22/2011 12:45:34 PM
gelidfrank$25.002/22/2011 12:47:15 PM
hope-hickory$25.002/22/2011 6:39:11 PM
Peterman$25.002/22/2011 7:49:30 PM
payment-silo$25.002/22/2011 7:59:32 PM
helping-out$50.002/23/2011 2:33:14 AM
asiaratt$50.002/23/2011 6:29:54 AM
Kash2010lu$25.002/23/2011 9:14:17 AM
liberty-destiny3$25.002/23/2011 9:43:50 AM
principal-trombone$50.002/23/2011 12:25:00 PM
gizzywump$50.002/23/2011 11:11:10 AM
point-kitten6$50.002/23/2011 12:24:46 PM
brmar$25.002/23/2011 12:28:52 PM
sweetlan$25.002/23/2011 2:12:43 PM
platinum-scientist9$25.002/23/2011 4:43:43 PM
papaloha$25.002/23/2011 4:52:19 PM
musegaze$100.002/23/2011 5:50:42 PM
Banker7371$25.002/23/2011 5:51:18 PM
missing-link$25.002/23/2011 5:51:26 PM
monster4$50.002/23/2011 5:51:44 PM
commerce-web5$25.002/23/2011 5:51:58 PM
SDNLR$25.002/23/2011 5:52:17 PM
Alittleluck$25.002/23/2011 6:09:12 PM
matt_2006$25.002/23/2011 7:21:12 PM
new-social-economist$33.822/23/2011 5:51:20 PM
authoritative-platinum7$25.002/23/2011 5:51:54 PM
Investoman$50.002/23/2011 5:52:01 PM
ultimate-payment$50.002/23/2011 7:53:06 PM
macbeck22$25.002/23/2011 5:51:31 PM
reward-adventure$50.002/23/2011 5:51:40 PM
dollar-sonnet3$50.002/23/2011 5:51:47 PM
yield-aurora4$100.002/23/2011 5:51:59 PM
finance-prescription$50.002/23/2011 5:52:07 PM
miked8303$25.002/23/2011 5:52:20 PM
lovelongandprosper$25.642/24/2011 12:51:54 AM
copper$48.192/24/2011 12:56:34 AM
studious-principal5$25.002/23/2011 7:31:05 PM
calkidd05$25.002/23/2011 7:41:47 PM
Sykes66$25.002/24/2011 1:12:28 AM
loss-of-control$25.002/23/2011 7:32:28 PM
restech$25.002/24/2011 1:20:03 AM
bonus-powerplant$25.002/23/2011 8:57:20 PM
saffron4$29.122/24/2011 1:28:50 AM
bnlforever$25.002/24/2011 1:29:58 AM
treasure-bliss$50.002/24/2011 1:30:08 AM
payment-gusto$25.002/24/2011 1:44:22 AM
listing-trapper3$50.002/24/2011 1:45:49 AM
dedicated-transaction796$50.002/24/2011 1:53:27 AM
ahalls$25.002/24/2011 12:51:58 AM
innocent-income4$25.002/24/2011 2:31:22 AM
cognizant-wealth$50.002/23/2011 10:51:08 PM
utukxul$33.582/24/2011 1:02:25 AM
IIP77$25.002/24/2011 1:04:42 AM
NoMoreDebt4Me$25.002/24/2011 1:07:27 AM
nodrivelpls$25.002/24/2011 1:08:28 AM
Leopoldine$25.002/24/2011 1:04:15 AM
Georgetastic$25.002/24/2011 1:07:19 AM
stock106$25.002/24/2011 1:24:40 AM
divedude$25.002/24/2011 1:07:48 AM
Zingaro$25.002/24/2011 1:12:41 AM
diversification-medalist$25.002/24/2011 1:43:43 AM
green-moola-sniffer$29.132/24/2011 1:52:28 AM
social-conductor4$25.002/24/2011 6:27:28 AM
special-responsibility$25.002/24/2011 6:36:14 AM
affluence-tycoon$25.002/24/2011 6:52:08 AM
marcomnzs$25.002/24/2011 6:06:07 AM
wizardii$25.002/24/2011 9:31:11 AM
five-star-investment8$69.392/24/2011 10:09:38 AM
njcass79$28.212/24/2011 8:56:24 AM
finagler$25.002/24/2011 9:31:26 AM
independent-dollar$30.002/24/2011 9:32:18 AM
HamachiMan$50.002/20/2011 12:06:42 PM
jiggaman7$50.002/20/2011 12:07:01 PM
foxtrot12$100.002/20/2011 12:08:14 PM
loyalist1$75.002/20/2011 12:08:28 PM
reflective-rupee$100.772/20/2011 7:41:45 PM
the-silver-blaster$50.002/21/2011 1:13:16 AM
leverage-monger$70.002/21/2011 7:59:16 AM
orderly-leverage$100.002/21/2011 10:08:35 AM
Pitufo$25.002/21/2011 11:50:58 AM
green-thoughtful-yield$50.002/21/2011 12:22:56 PM
CA-Lender$25.002/21/2011 1:08:14 PM
ddog0224$50.002/21/2011 3:25:48 PM
genius520$100.002/21/2011 4:43:43 PM
kulender$100.002/21/2011 5:15:32 PM
economy-synapse$25.002/21/2011 10:49:44 PM
Yomain$60.002/22/2011 4:13:55 AM
Artist_Blue$25.002/22/2011 6:24:43 AM
greencat$50.002/22/2011 7:30:27 AM
J-Rott$25.002/22/2011 8:23:54 AM
mtquan$25.002/22/2011 1:15:45 PM
ingenious-deal6$25.002/22/2011 1:26:01 PM
authoritative-capital$25.002/22/2011 2:15:07 PM
profit-powerplant$25.002/22/2011 5:28:36 PM
Kaj$50.002/22/2011 5:54:03 PM
autonomous-truth$100.002/22/2011 11:28:24 PM
umfan123$25.002/22/2011 9:59:31 PM
contract-student2$50.002/23/2011 5:43:59 AM
Bob450$30.002/23/2011 2:09:48 AM
special-peso$50.002/23/2011 8:21:11 AM
irrelevant$50.002/23/2011 6:29:46 AM
courteous-kindness1$50.002/23/2011 6:32:10 AM
worker943$50.002/23/2011 9:39:52 AM
Jack55304$300.002/23/2011 9:06:39 AM
silvercertificate$25.002/23/2011 11:08:38 AM
ingenious-interest1$50.002/23/2011 12:24:35 PM
octoberfresh$26.002/23/2011 5:49:07 PM
FeedTheMachine$26.742/23/2011 5:51:24 PM
benjamins-utopia$50.002/23/2011 5:51:57 PM
gain-equator$25.002/23/2011 5:52:15 PM
incbx$50.002/23/2011 5:52:58 PM
Leshan$25.002/23/2011 6:07:09 PM
ursus$50.002/23/2011 5:51:50 PM
important-openness1$50.002/23/2011 5:51:55 PM
hitsman$50.002/23/2011 5:52:11 PM
asset-professor$50.002/23/2011 5:50:48 PM
kind-efficient-credit$25.002/23/2011 5:51:37 PM
worthy-bid8$50.002/23/2011 5:51:42 PM
minddoc$25.002/23/2011 5:51:52 PM
cash-reaction2$50.002/23/2011 5:52:04 PM
ZTA0796$50.002/23/2011 6:21:31 PM
zeelender$25.002/24/2011 12:53:01 AM
TpbiCapitals$25.002/24/2011 1:02:39 AM
ITExec$47.772/24/2011 1:04:35 AM
SpareChangeHero$25.002/24/2011 1:06:11 AM
ommcd$25.002/24/2011 1:20:07 AM
compassion-paladin042$25.002/24/2011 1:26:24 AM
AF-Chief$50.002/24/2011 1:28:56 AM
Ocean713$50.002/23/2011 9:56:23 PM
CashGuardian$25.002/24/2011 1:29:54 AM
the-profit-oracle$25.002/24/2011 1:30:14 AM
natural-greenback6$25.002/24/2011 1:44:17 AM
money-bauble$100.002/24/2011 1:44:53 AM
orange-preeminant-bill$45.112/24/2011 1:46:00 AM
108lender$100.002/24/2011 12:47:59 AM
Eudyptes$26.612/24/2011 1:02:16 AM
MitchD$25.002/24/2011 1:04:51 AM
jasonj72$25.002/24/2011 6:02:43 AM
jhernand17$25.002/24/2011 6:06:16 AM
lcole32$25.002/24/2011 1:14:35 AM
TheYellowDart$25.002/24/2011 1:03:02 AM
samo102us$25.002/24/2011 1:22:24 AM
NoCal$25.002/24/2011 1:24:44 AM
moola-berserker$25.002/24/2011 1:26:32 AM
dough-bear$26.622/24/2011 1:28:03 AM
shrewd-peace7$25.002/24/2011 1:38:31 AM
somebody32$35.752/24/2011 1:18:30 AM
Christophe$25.002/24/2011 7:52:36 AM
agiovasil$25.002/24/2011 1:24:06 AM
DonaldColorado$50.002/24/2011 1:24:55 AM
trevize$25.002/24/2011 1:57:17 AM
yield-lion$40.662/24/2011 1:27:43 AM
deal-hickory5$27.482/24/2011 1:39:17 AM
american-investor$25.002/24/2011 1:43:31 AM
graceful-investment$100.002/24/2011 1:46:05 AM
liquid-lender$30.622/24/2011 7:15:51 AM
cynthiathegreat$29.372/24/2011 8:15:46 AM
credit-driver9$75.002/24/2011 10:12:02 AM
janus_god$25.002/24/2011 8:36:07 AM
sensible-order2$100.002/24/2011 10:12:26 AM
oldmora$50.002/24/2011 9:21:18 AM
180 Investments
 
Borrower Payment Dependent Notes Series 492951
This series of Notes was issued and sold upon the funding of the borrower loan #47433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-08-2011 
Term: 60 months Listing End date:  Feb-21-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $525.66
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1975 Debt/Income ratio: 15%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:24y 6m
Amount delinquent: $0 Total credit lines: 46 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $188,431Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: fund-taco5 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Start-Up Expenses
Purpose of loan:
The purpose of this loan is to start a side business with my son.? He has lived in Beijing, China for five years and speaks fluent Mandarin.? Last year he saw success by helping a US-based school admission officer find qualified Chinese students.?My son has since decided to turn this into a business and has established an official presence in Beijing. ?My wife, who has years of experience in higher education and private education,?and I are helping him establish a US presence. ? Since 18% of international students studying in America are Chinese (127,628) and this number of applications grows by 20-30% each year,?I am convinced that this business will thrive, and several schools have already requested services even at this early stage.

I am a great candidate because of my stable job (I am a doctor and own my practice); I have excellent credit history and have ample assets to cover the value of this loan.?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What the biggest cost for doing something like this? - USFoundation
A: Thank you for your question. The biggest initial expense is travel, both domestic and international. This is necessary for the initial familiarization trips to schools and also visiting potential students in various provinces. These expenses will be reimbursed; however, not until the end of the admissions cycle. (Feb-09-2011)
Q: Has your son developed any relationships with any "influential" Chinese officials that can help him establish his business quickly? Because China conducts business differently than the U.S. It's usually done over dinner and a bottle of liquor. - capital-motion0
A: From my son: I live in Beijing and have sway with influential people; however, I will not rely on them for this business for several reasons. 1. Government officials periodically change, as do their relationships with other officials. 2. If have a relationship with an official, it is likely they will call on me to fulfill my ?guan-xi (relationship)? obligation by helping their child attend a US school. 3. I have already done the hard part of establishing a WFOE. Email for detailed explanation. (Feb-17-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
cebgop$25.002/8/2011 9:04:38 AM
honorable-yield$40.002/8/2011 9:04:45 AM
sensible-order2$100.002/8/2011 9:07:18 AM
Goodlender42$25.002/8/2011 9:07:58 AM
BidDaddyBigBucks$25.002/8/2011 9:11:04 AM
Uncle_Scrooge$50.002/8/2011 9:12:45 AM
kulender$100.002/8/2011 9:12:55 AM
CashProvider$100.002/8/2011 9:04:24 AM
compoundinterest$50.002/8/2011 9:04:30 AM
kenji4861$25.002/8/2011 9:04:36 AM
a-responsible-return$50.002/8/2011 9:05:00 AM
Phantom99$100.002/8/2011 9:05:44 AM
tedsrfdude$50.002/8/2011 9:06:02 AM
paladin847$50.002/8/2011 9:07:04 AM
currency-persimmon$25.002/8/2011 9:04:28 AM
C_Mark$100.002/8/2011 9:08:11 AM
BaxterEvil$25.002/8/2011 9:04:53 AM
CBO-Enterprise$50.002/8/2011 9:05:35 AM
credit-force5$50.002/8/2011 9:07:25 AM
skuba$50.002/8/2011 9:11:48 AM
truth-image$50.002/8/2011 9:12:04 AM
klinebarger$25.002/8/2011 9:12:01 AM
Havana21$200.002/8/2011 9:12:41 AM
indomitable-coin$50.002/8/2011 9:12:57 AM
Digs$25.002/8/2011 9:31:07 AM
revenue-officer36$42.932/8/2011 4:10:03 PM
3_boyz$25.002/8/2011 2:07:10 PM
bds9646$26.002/8/2011 4:19:29 PM
Artist_Blue$25.002/8/2011 2:26:34 PM
Bank_Of_XL$25.002/8/2011 2:39:51 PM
majestic-dedication$50.002/8/2011 4:03:13 PM
chillware$25.002/8/2011 4:02:31 PM
felicity-loyalist0$50.002/8/2011 4:07:15 PM
dpfl55$25.002/8/2011 4:09:52 PM
Rivermaverick$25.002/8/2011 4:10:34 PM
MONEYLENDER101$89.782/8/2011 4:19:26 PM
HHP$25.002/8/2011 4:17:40 PM
bowdish1$50.002/8/2011 4:19:57 PM
radforj22$75.002/8/2011 4:18:31 PM
jjb3$26.672/8/2011 4:19:28 PM
intuitive-integrity9$50.002/8/2011 4:32:59 PM
lenderrb$50.002/8/2011 6:40:54 PM
fillholdingsllc$25.002/9/2011 7:37:07 AM
octoberfresh$30.002/9/2011 12:49:51 AM
Mantis75$25.002/9/2011 12:51:28 AM
hopeful-truth5$100.002/9/2011 7:17:57 AM
Imageloan$100.002/10/2011 5:06:24 PM
m0rlock$300.002/10/2011 11:09:58 AM
tbrnet$50.002/11/2011 1:06:04 PM
axl163$25.002/11/2011 8:35:57 PM
MARWARISETH$25.002/12/2011 7:47:22 AM
Turkish101$25.002/12/2011 1:23:21 AM
duty-windmill$25.002/12/2011 11:11:02 AM
towering-compassion$145.002/12/2011 8:54:21 AM
Castellan$50.002/12/2011 3:01:10 PM
hitsman$50.002/12/2011 12:07:12 PM
Brisket_Bob$25.002/12/2011 2:56:06 PM
PurplePonchoMan$25.002/12/2011 5:46:02 PM
justice-hawk$50.002/12/2011 6:25:10 PM
KWarrior$50.002/13/2011 6:21:04 AM
cclady$200.002/13/2011 2:05:05 PM
g314$30.002/14/2011 4:30:10 PM
CE88$100.002/14/2011 2:01:58 PM
Gr8Deal$50.002/14/2011 4:23:50 PM
Alittleluck$50.002/14/2011 4:20:39 PM
tolerant-dinero2$25.002/14/2011 11:31:14 PM
balance-voyager$31.222/15/2011 2:25:34 AM
BOZO88$50.002/15/2011 5:30:23 AM
Pickmar$25.002/15/2011 12:17:42 PM
KeepOnRunning$50.002/15/2011 3:12:20 PM
vtr1000$85.002/16/2011 12:40:54 PM
BAJMP$25.002/16/2011 11:37:10 AM
versatile-commerce$50.002/16/2011 11:43:58 AM
RJN$25.002/16/2011 4:59:49 PM
lender987654321$25.002/16/2011 5:06:41 PM
interest-fanatic3$50.002/16/2011 4:54:45 PM
visionary-currency$50.002/16/2011 5:12:13 PM
julijask$45.002/16/2011 5:17:23 PM
slartibardfast$25.002/16/2011 5:58:38 PM
valiant-liberty4$25.002/16/2011 5:56:59 PM
rmachi$25.002/16/2011 5:58:09 PM
Washington_Loan$25.002/16/2011 6:04:25 PM
pksfunds$200.002/17/2011 9:38:56 AM
SARMAR$50.002/17/2011 10:11:55 AM
murren$25.002/17/2011 10:21:04 AM
willtravel$50.002/17/2011 10:37:21 AM
Sigonio$25.002/17/2011 12:52:34 PM
exchange-pledge$100.002/17/2011 12:52:53 PM
coin-spilunker$25.002/17/2011 1:23:06 PM
rockstar78$50.002/17/2011 1:25:15 PM
The_Loan_Runner$25.002/17/2011 1:43:53 PM
Investor704$50.002/17/2011 2:39:43 PM
peace-sorcerer$25.002/17/2011 2:51:31 PM
rockytop$26.002/17/2011 3:45:44 PM
DadWarbucks$60.002/17/2011 5:21:23 PM
best-coin-miser$25.002/17/2011 7:34:37 PM
Tylerh$100.002/17/2011 10:39:09 PM
1800porsche$25.002/17/2011 11:31:11 PM
worthy-bid8$50.002/18/2011 9:00:28 AM
organic-treasure$37.432/18/2011 9:34:35 AM
ATOHokie$25.002/18/2011 10:26:57 AM
Ripsaw4U$50.002/18/2011 6:24:29 PM
Binan$25.002/19/2011 3:24:48 AM
Steveoo1$50.002/19/2011 10:54:32 AM
newyork6264$25.002/19/2011 11:09:21 AM
mistertao$25.002/19/2011 12:26:35 PM
elasermd$50.002/19/2011 12:27:41 PM
reueljw$25.002/19/2011 12:32:03 PM
sb0453$25.002/19/2011 12:34:44 PM
bigballer105$100.002/19/2011 12:32:21 PM
Slackerwealth$25.002/19/2011 12:34:33 PM
RJ-Pilot$50.002/19/2011 4:20:26 PM
MAJESTIC5$50.002/19/2011 5:39:35 PM
flexiboy35$25.002/19/2011 10:04:51 PM
GenerousGentleMan$75.002/19/2011 10:29:15 PM
supersarah61$50.002/20/2011 8:24:08 AM
averagefore$50.002/20/2011 11:32:42 AM
Nopayibreakurlegs$25.002/20/2011 11:55:39 AM
pawsitive$50.002/20/2011 8:38:42 PM
investor_101$50.002/20/2011 8:53:47 PM
wrighco$25.002/21/2011 2:34:09 AM
hotwired$50.002/21/2011 2:43:38 AM
revenue-youngster$25.002/21/2011 5:20:05 AM
jeffpac$50.002/21/2011 6:36:30 AM
credit-magician$50.002/21/2011 6:36:20 AM
bold-steady-peso$200.002/21/2011 7:05:44 AM
tenacious-compassion9$25.002/21/2011 8:05:28 AM
squarebob$50.002/21/2011 7:55:18 AM
best-deal-banker$50.002/21/2011 8:42:09 AM
samijake$50.002/21/2011 9:18:42 AM
systematic-dollar9$25.002/21/2011 9:31:09 AM
hs112a$50.002/21/2011 9:20:25 AM
GiftViftdotcom$25.002/21/2011 11:59:15 AM
AnxiousAirman$50.002/21/2011 11:44:39 AM
jbaum$40.002/21/2011 12:19:49 PM
skibum65$50.002/21/2011 12:42:52 PM
backflip$25.002/21/2011 12:43:33 PM
ArmyGuy$25.002/21/2011 12:46:16 PM
mid$25.002/21/2011 12:44:16 PM
JaceSpade$25.002/21/2011 12:46:57 PM
eyal0$30.912/21/2011 12:46:13 PM
soulwork$25.002/21/2011 12:44:37 PM
commitment-farm$25.002/21/2011 12:44:47 PM
Ruckus888$50.002/21/2011 12:48:57 PM
seabass123$25.002/21/2011 12:48:07 PM
GradStudent34$25.002/21/2011 12:49:13 PM
gmacpurifier$50.002/21/2011 12:48:15 PM
freesia54$50.002/21/2011 12:45:51 PM
tolstoy00$25.002/21/2011 12:46:08 PM
BookandLaw$50.002/21/2011 12:49:48 PM
HunterSix$25.002/21/2011 12:46:24 PM
competent-p2p$30.002/21/2011 12:50:51 PM
fwaguy$25.002/21/2011 12:48:29 PM
impeccable-commerce7$50.002/21/2011 12:49:29 PM
mrladybug101$101.052/21/2011 2:03:16 PM
chrisb1414$25.002/21/2011 2:35:43 PM
invincible-peso$72.842/21/2011 2:39:59 PM
exchange-paladin$25.002/21/2011 3:44:39 PM
etherichands$25.002/21/2011 2:50:00 PM
best-ingenious-funds$25.002/21/2011 3:59:24 PM
lucrative-coin$100.002/21/2011 3:03:37 PM
jimr$50.002/21/2011 3:09:41 PM
lifegrowth$25.002/21/2011 3:39:14 PM
micloans$64.672/21/2011 4:34:57 PM
FCI$25.002/21/2011 4:59:50 PM
brewlots$50.002/21/2011 5:24:01 PM
nuclearmoose$25.002/21/2011 8:34:15 PM
gallant-economy9$3,540.352/21/2011 9:54:02 PM
BidDaddyBigBucks$75.002/21/2011 7:59:08 PM
dough-temple$50.002/21/2011 9:09:50 PM
thedoctor$100.002/8/2011 9:04:42 AM
velocity-solo$60.002/8/2011 9:06:40 AM
mlkhamilton$25.002/8/2011 9:12:07 AM
kyomoon$50.002/8/2011 9:01:39 AM
ThomasC$50.002/8/2011 9:02:02 AM
kanakakm$50.002/8/2011 9:04:26 AM
don8ter$25.002/8/2011 9:04:32 AM
nimble-money0$25.002/8/2011 9:04:46 AM
unclejaef$25.002/8/2011 9:05:54 AM
jenkris$25.002/8/2011 9:06:10 AM
blot44$25.002/8/2011 9:04:09 AM
acropiloterau2002$25.002/8/2011 9:06:49 AM
ogmanny$50.002/8/2011 9:07:54 AM
TikPmp1$25.002/8/2011 9:04:34 AM
DukSerduk$25.002/8/2011 9:05:06 AM
heavenly-interest9$50.002/8/2011 9:05:25 AM
meux99$25.002/8/2011 9:06:31 AM
youqianderen$50.002/8/2011 9:07:43 AM
epar$50.002/8/2011 9:12:59 AM
kid8549$25.002/8/2011 9:12:43 AM
benjamins-utopia$100.002/8/2011 9:13:22 AM
MTLoans$25.002/8/2011 9:14:12 AM
Guiren$100.002/8/2011 4:02:37 PM
ItsJustMe79$50.002/8/2011 4:11:50 PM
wise-balanced-moola$25.002/8/2011 4:14:15 PM
elegant-income3$50.002/8/2011 4:18:26 PM
be_wise$25.002/8/2011 2:25:58 PM
awwaww$37.102/8/2011 4:05:03 PM
fishtale$25.002/8/2011 4:08:43 PM
DavenportCapital$25.002/8/2011 4:12:05 PM
iolaire$25.002/8/2011 4:18:24 PM
phillipd48$25.002/8/2011 4:20:14 PM
wwwUniversal$25.002/8/2011 4:20:29 PM
mykkai$25.002/8/2011 6:03:00 PM
EarlyRiser$250.002/8/2011 10:24:37 PM
Dollars4Rent$50.002/9/2011 12:51:32 AM
restless-balance9$50.002/9/2011 4:33:20 AM
lucrative-worth$65.002/9/2011 7:42:49 AM
encore06$25.002/9/2011 8:33:31 AM
greenback-porcelain2$25.002/9/2011 5:47:21 PM
aquarexbi$50.002/9/2011 12:57:37 PM
mpactlender$25.002/10/2011 12:49:50 AM
USFoundation$25.002/9/2011 5:55:40 PM
availableloan$25.002/9/2011 7:27:31 PM
market-network$25.002/10/2011 10:55:08 AM
GoldenGo4$100.002/10/2011 11:06:03 AM
FinDoc$25.002/11/2011 12:59:16 AM
MilitaryMTP$300.002/11/2011 4:52:29 AM
cognizant-rate732$25.002/11/2011 1:25:56 AM
turbobrat$50.002/11/2011 8:06:04 AM
efficient-marketplace$25.002/11/2011 10:16:58 AM
fair-funds$30.002/11/2011 2:12:16 PM
degster$25.002/12/2011 2:39:43 AM
Viamin$25.002/12/2011 11:06:07 AM
Kerrysbay$50.002/12/2011 3:17:51 AM
Bodyboard$30.272/12/2011 7:49:29 AM
repayment-pudding$25.002/12/2011 2:40:24 PM
worth-excellence4$25.002/13/2011 8:59:29 AM
BankingFamily$50.002/13/2011 10:02:30 PM
efficient-treasure0$25.002/13/2011 3:05:43 PM
camaraderi-atmosphere$100.002/14/2011 2:58:11 PM
minista$25.002/14/2011 4:23:51 PM
FlexFunding$28.822/15/2011 2:25:28 AM
ashoo66$100.002/14/2011 7:38:26 PM
rodaku$50.002/14/2011 7:41:17 PM
damage$25.002/15/2011 10:08:00 AM
buckyhead2000$25.002/15/2011 2:27:41 PM
danny-lender$50.002/16/2011 8:51:15 AM
versatile-commerce$25.002/16/2011 3:45:36 PM
Centaur$50.002/16/2011 5:12:11 PM
dud$50.002/16/2011 5:13:59 PM
astute-benjamins$25.002/16/2011 5:45:16 PM
the-upbeat-p2p$50.002/16/2011 6:50:53 PM
worth-engine5$25.002/17/2011 12:24:22 AM
Daneistes$50.002/17/2011 5:00:04 AM
choss02$50.002/17/2011 9:44:20 AM
proud-gold9$50.002/17/2011 9:46:41 AM
Anny-Disco$50.002/17/2011 10:13:05 AM
community-pipeline$25.002/17/2011 10:12:00 AM
newest-orbital-justice$25.002/17/2011 10:21:37 AM
AccelerateSM$100.002/17/2011 10:21:52 AM
capital-motion0$300.002/17/2011 11:58:59 AM
LoanAngel$25.002/17/2011 12:52:07 PM
reward-tamale1$25.002/17/2011 2:29:17 PM
tenacious-payout$50.002/17/2011 1:37:54 PM
paramjit$25.002/17/2011 6:36:47 PM
LoanBrkr$25.002/17/2011 6:48:03 PM
brightest-dynamic-peace$25.002/17/2011 6:51:50 PM
adama_48$25.002/18/2011 6:04:41 AM
bankofriverside$26.252/18/2011 4:46:18 AM
sprinkler5$25.002/18/2011 5:47:03 AM
orindalender$50.002/18/2011 6:49:49 AM
108lender$250.002/18/2011 8:09:21 AM
investor-007$200.002/18/2011 9:35:25 AM
skillful-treasure37$50.002/18/2011 10:06:22 AM
tj1683$25.002/18/2011 10:08:04 AM
iaviate1$50.002/18/2011 11:59:42 AM
ToweringDan$50.002/18/2011 8:47:35 PM
oneskot$84.252/19/2011 12:51:52 AM
mizount$25.002/19/2011 2:38:19 AM
Woodworker57$25.002/19/2011 3:12:19 AM
a-versatile-power$25.002/19/2011 4:54:48 AM
aasx1108$25.002/19/2011 7:08:56 AM
donmacprosper$25.002/19/2011 6:17:36 AM
IIP77$25.002/19/2011 9:52:10 AM
RockCrown$25.002/19/2011 9:59:18 AM
mayan13$25.002/19/2011 11:02:46 AM
dharma1$25.002/19/2011 11:14:23 AM
HenryK7$25.002/19/2011 12:25:48 PM
wise-silver-wonder$25.002/19/2011 12:26:23 PM
30Sky$25.002/19/2011 12:27:00 PM
Octavian315$35.002/19/2011 12:25:57 PM
cjames84$25.002/19/2011 12:35:30 PM
flwah$25.002/19/2011 12:32:45 PM
NMGbank$25.002/19/2011 12:35:49 PM
perlindc$29.362/19/2011 12:35:07 PM
subtle-revenue0$25.002/19/2011 12:36:35 PM
p123$25.002/19/2011 12:40:35 PM
scottburger$50.002/19/2011 12:52:09 PM
teejay411$100.002/19/2011 2:08:56 PM
malacandra$50.002/20/2011 9:02:26 AM
reflective-rupee$25.772/20/2011 8:14:26 AM
GrowTK$25.002/20/2011 3:24:30 PM
HumRaahee$100.002/20/2011 4:57:11 PM
kindness-dessert$25.002/21/2011 1:28:53 AM
rakstar$50.002/21/2011 1:22:00 AM
Preferred-Lender$25.002/21/2011 8:00:39 AM
BoughtTheFarm$25.002/21/2011 7:59:49 AM
Taxman44$25.002/21/2011 10:04:57 AM
rebellender$50.002/21/2011 10:04:11 AM
Aridus$25.002/21/2011 10:14:27 AM
bold-durability-drum$50.002/21/2011 10:09:11 AM
ORteacher$50.002/21/2011 10:53:36 AM
Stozer$25.002/21/2011 10:55:30 AM
justice-dna$35.002/21/2011 11:14:05 AM
jct_enterprises$50.002/21/2011 12:11:33 PM
sappy02$50.002/21/2011 12:21:49 PM
reward-walnut$25.002/21/2011 12:24:51 PM
fund-tom-tom6$50.002/21/2011 12:35:01 PM
FrayBentos$26.022/21/2011 12:40:39 PM
Curly-Girly$25.002/21/2011 12:43:09 PM
Mookouw$25.002/21/2011 12:40:42 PM
passbook$25.002/21/2011 12:43:30 PM
zenchef$25.002/21/2011 12:44:43 PM
neelgagan$50.002/21/2011 12:44:13 PM
pbandjb$25.002/21/2011 12:44:41 PM
Railbird$25.002/21/2011 12:46:53 PM
langdonx$28.892/21/2011 12:46:44 PM
nomneu$50.002/21/2011 12:47:29 PM
conductor146$25.002/21/2011 12:47:16 PM
pbeach05$25.002/21/2011 12:48:13 PM
anton$4,160.002/21/2011 12:45:21 PM
HibbyD$50.002/21/2011 12:49:46 PM
afotherg$32.072/21/2011 12:47:01 PM
LynJohn1023$25.002/21/2011 12:48:01 PM
adhawan325$25.002/21/2011 12:48:27 PM
wormdc$25.002/21/2011 12:49:04 PM
jazzlender$25.002/21/2011 12:50:47 PM
spursdog$25.002/21/2011 12:52:50 PM
Reddy_Capital$34.322/21/2011 12:55:41 PM
Apeman00$25.002/21/2011 12:55:49 PM
Corky1234$100.002/21/2011 1:15:13 PM
Syrcen$25.002/21/2011 1:20:58 PM
trade-boots1$300.002/21/2011 1:56:19 PM
Fenix878$25.002/21/2011 2:08:52 PM
Schuld66$50.002/21/2011 2:45:30 PM
withfries2$50.002/21/2011 3:03:53 PM
yamahaRider$218.492/21/2011 2:52:28 PM
deadheart188a$111.892/21/2011 3:06:43 PM
etherichands$25.002/21/2011 2:49:48 PM
satisfying-capital0$25.002/21/2011 2:52:50 PM
rjfmkt$50.002/21/2011 4:28:56 PM
Preteur$25.002/21/2011 4:20:45 PM
Lucre$50.002/21/2011 4:49:54 PM
zone6$50.002/21/2011 4:55:39 PM
liquorman$29.002/21/2011 4:56:05 PM
kleinbrak$25.002/21/2011 5:37:17 PM
bankisopen$237.652/21/2011 5:46:35 PM
AaronL$25.002/21/2011 6:14:15 PM
tomspc$25.002/21/2011 5:24:49 PM
SharingTheLuv$75.002/21/2011 5:51:54 PM
thankful-nickel2$25.002/21/2011 6:47:22 PM
adir1$40.002/21/2011 6:02:14 PM
JoyfulVegetarian$25.002/21/2011 6:55:29 PM
thankful-nickel2$25.002/21/2011 6:51:25 PM
GiftViftdotcom$25.002/21/2011 8:16:36 PM
TP$150.002/21/2011 9:41:13 PM
Hexnut$50.002/21/2011 9:34:50 PM
jim95762$100.002/21/2011 9:48:17 PM
359 Investments
 
Borrower Payment Dependent Notes Series 493263
This series of Notes was issued and sold upon the funding of the borrower loan #47454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Feb-24-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 18.91% Monthly payment: $376.75
 
Lender servicing fee: 1.00% Effective Yield*: 16.20%  
Estimated return*: 10.25%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1995 Debt/Income ratio: 35%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 41 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,878Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: forceful-wealth3 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate revolving debt??

My financial situation:
I am a good candidate for this loan becaus I?have steady employment and my credit is in good standing. I am not late on any debt.?

Monthly net income: $ 6500.00

Monthly expenses: $
??Housing: $? 1100
??Insurance: $ 107
??Car expenses: $ 969
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 1000
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.002/17/2011 9:06:29 AM
don8ter$25.002/17/2011 9:23:13 AM
HamachiMan$50.002/17/2011 9:24:04 AM
lendacity$25.002/17/2011 9:28:10 AM
velocity-solo$25.002/17/2011 9:27:34 AM
harperpotok$100.002/17/2011 9:30:35 AM
bluflame9940$30.002/17/2011 9:40:54 AM
triumph329$50.002/17/2011 12:45:45 PM
Tradesmanlender$35.002/17/2011 2:30:37 PM
felicity-loyalist0$25.002/17/2011 3:39:39 PM
radforj22$25.002/17/2011 4:48:20 PM
Artist_Blue$25.002/17/2011 4:59:56 PM
SmartBanking$25.002/17/2011 6:15:34 PM
sincere-balance$25.002/17/2011 10:01:40 PM
Tylerh$100.002/17/2011 10:42:36 PM
Bank_Of_XL$100.002/18/2011 5:29:57 AM
dollar-pillow4$50.002/18/2011 10:39:55 AM
NorthPointLending$100.002/18/2011 3:03:04 PM
cutter21$25.002/18/2011 3:14:29 PM
Corellia$100.002/18/2011 6:08:17 PM
Occhy$50.002/19/2011 8:41:16 AM
worth-arch$25.002/19/2011 12:06:15 PM
Ripsaw4U$50.002/19/2011 12:35:27 PM
auction-seeker$25.002/19/2011 3:29:56 PM
loanman2007$50.002/19/2011 5:11:48 PM
nickel-position$25.002/19/2011 11:20:14 PM
genius520$100.002/19/2011 9:16:24 PM
friendly-market5$25.002/20/2011 4:19:12 AM
reflective-rupee$25.772/20/2011 8:15:45 AM
rbrown15$58.602/20/2011 2:21:12 PM
1randyp$300.002/20/2011 3:59:56 PM
rundmc42$50.002/20/2011 5:27:58 PM
debt-force$37.002/21/2011 4:02:49 AM
goodhearted-gold3$100.002/21/2011 5:56:52 AM
Flreap$25.002/21/2011 6:11:46 AM
Corellia$100.002/21/2011 8:48:09 AM
momoney2lend$25.002/21/2011 8:50:24 AM
mgking007$25.002/21/2011 9:36:09 AM
brightest-dynamic-peace$25.002/21/2011 9:56:15 AM
rebellender$25.002/21/2011 10:05:29 AM
orderly-leverage$100.002/21/2011 10:09:46 AM
gain-gourd$100.002/21/2011 12:00:59 PM
admirable-income9$25.002/21/2011 1:06:47 PM
lincs$25.002/21/2011 12:56:03 PM
jigsaw$100.002/21/2011 1:31:40 PM
cathexis$25.002/21/2011 1:40:45 PM
xchach1ng$25.002/21/2011 1:44:33 PM
moola-escalator$50.002/21/2011 2:10:49 PM
nilonc1$50.002/21/2011 2:45:28 PM
cklb$150.002/21/2011 3:00:59 PM
grampy48$25.002/21/2011 3:15:02 PM
flexible-fund6$50.002/21/2011 4:44:55 PM
ValyaLibra01$50.002/21/2011 5:58:43 PM
innocent-deal$50.002/21/2011 6:19:07 PM
VitaminFunk$25.002/21/2011 7:34:56 PM
barefootpaul$35.002/21/2011 8:09:41 PM
GiftViftdotcom$25.002/21/2011 8:39:19 PM
authoritative-capital$25.002/21/2011 10:39:10 PM
busyguy07$25.002/22/2011 9:03:12 AM
dime-revelry$25.002/22/2011 9:40:16 AM
drsny66$34.982/22/2011 9:09:38 AM
wonderful-currency$50.002/22/2011 9:41:03 AM
reasonable-capital4$25.002/22/2011 10:20:40 AM
lgs83$25.002/22/2011 12:22:50 PM
LendGuy$25.002/22/2011 12:55:20 PM
drtrimmers$50.002/22/2011 1:16:30 PM
enchanted-note$50.002/22/2011 12:32:07 PM
tender-integrity3$100.002/22/2011 1:52:57 PM
mtquan$25.002/22/2011 1:15:12 PM
samdog079$500.002/22/2011 2:38:30 PM
trade-freshmaker$50.002/22/2011 1:35:32 PM
StinkiePhish$30.002/22/2011 1:46:32 PM
RLaumeyer$25.002/22/2011 1:47:49 PM
thestartuplender$50.002/22/2011 3:50:50 PM
loot-squirrel6$25.002/22/2011 3:29:33 PM
EJF$100.002/22/2011 4:11:05 PM
slojudy$50.002/22/2011 4:19:27 PM
credit-flower$50.002/22/2011 5:33:15 PM
octoberfresh$25.002/22/2011 5:45:12 PM
hope-hickory$25.002/22/2011 6:39:59 PM
helvet$52.632/22/2011 7:32:37 PM
maschinenbau$25.002/22/2011 7:44:52 PM
rakstar$50.002/22/2011 5:53:29 PM
natural-trade7$50.002/22/2011 8:45:17 PM
brightest-fascinating-principal$25.002/22/2011 6:53:09 PM
108lender$200.002/23/2011 1:28:09 AM
proud-silver0$50.002/22/2011 8:19:02 PM
profitable-money$25.002/22/2011 8:39:17 PM
credit-kahuna$50.002/22/2011 11:49:24 PM
contract-student2$50.002/23/2011 5:33:46 AM
rangers94$25.002/23/2011 5:55:24 AM
YosemiteSam$25.002/23/2011 5:22:41 AM
FinanceEngine$25.002/23/2011 8:18:53 AM
T-Bizzone$25.002/23/2011 8:30:51 AM
Worldskiboy$50.002/23/2011 11:36:12 AM
worker943$50.002/23/2011 9:40:26 AM
countrypreacher$25.002/23/2011 10:13:28 AM
gelt4u$25.002/23/2011 10:24:01 AM
Caledoni$50.002/23/2011 10:21:37 AM
kendallv$25.002/23/2011 10:27:39 AM
mpatrick$25.002/23/2011 10:55:44 AM
Independenttools$25.002/23/2011 10:55:42 AM
CASHGIRL$25.002/23/2011 4:01:33 PM
the-worthy-income$25.002/23/2011 2:31:24 PM
jescowa$50.002/23/2011 4:56:09 PM
liberty-magnate$25.002/23/2011 5:41:07 PM
cmartaz$25.002/23/2011 5:33:13 PM
majikthanos$50.002/23/2011 8:02:19 PM
AM2171$25.002/23/2011 9:59:17 PM
LaveenFinancial$25.002/23/2011 6:31:25 PM
selfmademan$25.002/24/2011 12:54:15 AM
JustMee$25.002/23/2011 6:48:51 PM
brazilofmux$100.002/24/2011 12:55:53 AM
p2ploan-sensation211$25.002/23/2011 7:38:24 PM
ultimate-payment$50.002/23/2011 7:52:16 PM
calkidd05$25.002/23/2011 7:36:50 PM
rolex77$25.002/23/2011 8:17:02 PM
Reddy_Capital$25.002/23/2011 10:28:10 PM
Ocean713$50.002/23/2011 9:51:16 PM
jasonj72$25.002/24/2011 6:02:39 AM
gracej$25.002/24/2011 1:16:41 AM
rbgnr111$25.552/24/2011 7:10:08 AM
a-finance-nirvana$25.002/24/2011 1:41:35 AM
mammalian4$25.002/24/2011 1:42:30 AM
handshake5$100.002/24/2011 1:54:00 AM
icchok$50.002/24/2011 3:51:06 AM
Smallbear$25.002/24/2011 6:44:27 AM
geekguy$25.002/24/2011 9:30:55 AM
roman2008$25.002/24/2011 9:31:25 AM
grampy48$40.002/24/2011 8:33:47 AM
treasure-pipeline$50.002/24/2011 10:16:48 AM
handy-point5$50.002/24/2011 10:57:31 AM
uarewhatuthink$25.002/24/2011 11:31:56 AM
Dahlozer$25.002/24/2011 11:32:12 AM
asset-pilot$50.002/24/2011 11:32:59 AM
investment-tempo$50.002/24/2011 11:33:12 AM
calm-deal7$25.002/24/2011 11:33:19 AM
jtrump22$25.002/24/2011 11:33:33 AM
p2p-rider7$50.002/24/2011 11:33:44 AM
rutzebach$59.962/24/2011 9:59:44 AM
worthy-bid4$28.232/24/2011 9:09:51 AM
asset-reaction$25.002/24/2011 9:28:28 AM
djmgd790$39.292/24/2011 9:31:22 AM
mykeystoy$25.002/24/2011 9:32:22 AM
retirementlady$25.002/24/2011 10:40:45 AM
marketplace-meridian$25.002/24/2011 11:01:33 AM
DUDE66$50.002/24/2011 11:31:23 AM
honsbedh$25.002/24/2011 11:32:22 AM
brightest-supreme-dollar$50.002/24/2011 11:33:07 AM
hardwareman$25.002/24/2011 11:33:15 AM
p2ploan-axis$25.002/24/2011 11:33:25 AM
Higheagle$34.102/24/2011 10:21:33 AM
atmaan$50.002/24/2011 11:33:35 AM
upbeat-fund$25.002/24/2011 11:33:49 AM
plentiful-reward$50.002/24/2011 11:32:05 AM
MicroLender357$50.002/24/2011 11:32:09 AM
loyalist1$150.002/24/2011 11:32:26 AM
forthright-trade$25.002/24/2011 11:33:14 AM
jackbauer$25.002/24/2011 11:33:23 AM
note-axis5$50.002/24/2011 11:33:27 AM
listing-vista$25.002/24/2011 11:33:34 AM
uncleharold$25.002/24/2011 11:33:45 AM
kulender$100.002/17/2011 9:07:41 AM
enthralling-deal180$75.002/17/2011 9:09:30 AM
benjamins-utopia$100.002/17/2011 9:12:28 AM
simplelender80$100.002/17/2011 9:13:06 AM
melodious-fairness$100.002/17/2011 9:12:49 AM
BxRealtor$25.002/17/2011 9:13:41 AM
irrelevant$50.002/17/2011 9:23:06 AM
marketplace-cello5$25.002/17/2011 9:22:06 AM
GrayStudio$25.002/17/2011 9:22:42 AM
macjp123$25.002/17/2011 9:26:57 AM
psonicl$50.002/17/2011 9:34:15 AM
choss02$100.002/17/2011 9:44:00 AM
Watersports$50.002/17/2011 10:47:06 AM
bid-czar8$100.002/17/2011 5:03:32 PM
loaner-dude$100.002/17/2011 6:09:47 PM
rockhound84$25.002/17/2011 6:21:16 PM
frogperson$250.002/17/2011 9:55:03 PM
WalnutCreekguy$25.002/17/2011 10:15:03 PM
transformer855$25.002/17/2011 11:32:32 PM
1800porsche$25.002/17/2011 11:40:44 PM
competent-p2p$50.002/18/2011 8:06:36 AM
Moneypenny6$25.002/18/2011 7:46:28 AM
CE88$50.002/18/2011 3:04:42 PM
mgking007$25.132/18/2011 3:05:40 PM
katnmouse$25.002/19/2011 6:19:25 AM
jazzlender$25.002/19/2011 9:17:36 AM
the-silver-blaster$50.002/19/2011 11:07:45 AM
MadHun$100.002/19/2011 8:59:23 PM
wise-spiritual-commitment$50.002/20/2011 12:50:05 AM
magnetic-dedication3$25.002/20/2011 2:58:43 AM
supersarah61$50.002/20/2011 8:24:32 AM
gethsemane4$25.002/20/2011 9:59:35 AM
safe-credit2$50.002/20/2011 12:18:18 PM
rbrown15$100.002/20/2011 2:21:34 PM
principal-injector2$50.002/20/2011 3:44:46 PM
investor_101$50.002/20/2011 8:53:58 PM
dinero-elevator$50.002/21/2011 4:46:09 AM
herman7$50.002/21/2011 5:24:30 AM
Flreap$25.002/21/2011 6:10:08 AM
jeffpac$50.002/21/2011 6:44:39 AM
enchanted-yield4$50.002/21/2011 6:45:18 AM
alextiff01$25.002/21/2011 7:27:14 AM
TK4$50.002/21/2011 7:27:59 AM
Preferred-Lender$25.002/21/2011 8:00:29 AM
squarebob$25.002/21/2011 8:06:42 AM
commerce-aggregator7$25.002/21/2011 8:27:44 AM
point-shooter$50.002/21/2011 8:41:59 AM
magnetic-dedication3$25.002/21/2011 9:45:53 AM
amlu1988$25.002/21/2011 10:23:31 AM
RetirementMoney$25.002/21/2011 10:39:43 AM
PaulW$25.002/21/2011 12:09:44 PM
agalt$75.002/21/2011 12:11:19 PM
jbaum$40.002/21/2011 12:20:17 PM
green-thoughtful-yield$100.002/21/2011 12:23:43 PM
astute-investment5$25.002/21/2011 12:28:24 PM
inspiring-reward$150.002/21/2011 12:55:13 PM
CA-Lender$25.002/21/2011 1:08:55 PM
Fenix878$25.002/21/2011 2:09:43 PM
zaquiri_ice$100.002/21/2011 2:11:38 PM
payment-halo$25.002/21/2011 2:14:18 PM
trade-boots1$200.002/21/2011 2:02:58 PM
Preteur$25.002/21/2011 4:19:15 PM
best-ingenious-funds$25.002/21/2011 4:00:19 PM
the-money-gargantuan$25.002/21/2011 4:59:34 PM
SharingTheLuv$75.002/21/2011 6:05:57 PM
Pitufo$25.002/21/2011 6:20:13 PM
FigTree$50.002/21/2011 5:54:34 PM
adir1$25.002/21/2011 5:56:40 PM
BeatrixKiddo$25.002/21/2011 6:48:13 PM
coin-investor$25.002/21/2011 7:53:58 PM
meenan$50.002/21/2011 7:24:28 PM
Palacios$50.002/21/2011 10:04:24 PM
exchange-battalion$25.002/22/2011 2:43:47 AM
DrNano$50.002/21/2011 10:00:12 PM
zevonyc$30.482/22/2011 8:21:20 AM
cypressdev001$50.002/22/2011 12:20:48 PM
thoughtful-community7$25.002/22/2011 12:32:58 PM
TikPmp1$25.002/22/2011 12:10:37 PM
top-epic-community$50.002/22/2011 12:20:58 PM
ashirey$50.002/22/2011 12:33:15 PM
Invest4kids$30.002/22/2011 2:29:20 PM
taal1$50.002/22/2011 1:35:12 PM
wealthy60$50.002/22/2011 1:24:45 PM
CheezmanD$50.002/22/2011 3:50:32 PM
loss-of-control$50.002/22/2011 4:57:19 PM
jct_enterprises$25.002/22/2011 5:27:24 PM
CheapDolo22$25.002/22/2011 5:25:54 PM
brooklynjoe$25.002/22/2011 5:52:55 PM
MrJDL1971$40.602/22/2011 6:30:41 PM
money-engine$30.882/22/2011 6:41:00 PM
Peterman$25.002/22/2011 7:14:37 PM
sshgfwb$25.002/22/2011 9:13:52 PM
JackinGreen$75.002/22/2011 7:51:55 PM
Rick21$50.002/22/2011 8:35:07 PM
SecondChanceLendingSERV$50.002/23/2011 7:20:02 AM
GElender$50.002/23/2011 5:44:17 AM
Damostuff$25.002/23/2011 8:37:11 AM
Richmp412$25.002/23/2011 6:39:34 AM
Gr8Deal$50.002/23/2011 8:00:16 AM
BuzzyBee336$33.462/23/2011 8:21:15 AM
terrific-return$25.002/23/2011 8:41:29 AM
vigilance-searcher$25.002/23/2011 9:55:26 AM
tolerant-dinero2$25.002/23/2011 10:38:38 AM
skillful-auction$50.002/23/2011 9:42:12 AM
Trevor_C$25.002/23/2011 9:42:34 AM
GCInvestments$25.002/23/2011 12:20:46 PM
brightest-dignified-penny$25.002/23/2011 10:36:45 AM
jeffld$50.002/23/2011 1:26:18 PM
Unicycle$500.002/23/2011 3:05:56 PM
worthy-bid4$28.002/23/2011 3:23:17 PM
curveylady$30.002/23/2011 4:05:41 PM
Niffler$59.432/23/2011 2:39:01 PM
wrighco$25.002/23/2011 4:06:13 PM
platinum-scientist9$25.002/23/2011 4:58:51 PM
Astyanax$60.002/23/2011 5:00:06 PM
Weaverville$50.002/24/2011 12:55:35 AM
calbertrand$25.002/23/2011 6:54:28 PM
Cheburashka$25.002/24/2011 1:04:07 AM
bid-papyrus$25.002/24/2011 1:39:55 AM
Ambassador$28.002/24/2011 4:43:28 AM
IIP77$25.002/24/2011 1:05:53 AM
Goodlender42$25.122/24/2011 1:17:13 AM
wwwUniversal$25.002/24/2011 1:19:21 AM
loot-heart$25.002/24/2011 1:54:55 AM
Digger54$26.142/24/2011 8:24:00 AM
doopers$25.002/24/2011 6:44:51 AM
affluence-tycoon$50.002/24/2011 6:51:13 AM
profitable-money$25.002/24/2011 7:31:31 AM
streak269$50.002/24/2011 9:30:57 AM
cberthiaume$25.002/24/2011 8:36:10 AM
dg5803$50.002/24/2011 11:31:58 AM
greenback-porcelain2$25.002/24/2011 11:33:08 AM
DadWarbucks$59.202/24/2011 9:32:00 AM
GreenHill$25.002/24/2011 11:33:17 AM
grabtakeout$25.002/24/2011 9:32:21 AM
income-mushroom$50.002/24/2011 11:33:22 AM
capital-lotus0$50.002/24/2011 11:33:29 AM
chicagobear23$50.002/24/2011 11:33:37 AM
sunsetlending$50.002/24/2011 11:33:49 AM
Raaveness$50.002/24/2011 9:30:59 AM
fund-medalist171$25.002/24/2011 11:07:36 AM
jpjones86$25.002/24/2011 11:31:30 AM
swpski$25.962/24/2011 11:31:41 AM
Beverly_Hills_Lender$25.002/24/2011 11:33:04 AM
Opportunity4you$25.002/24/2011 11:33:11 AM
currency-trophy$25.002/24/2011 11:33:21 AM
checkuto$25.002/24/2011 11:33:26 AM
just-finance7$25.002/24/2011 11:33:32 AM
nicklds$25.002/24/2011 11:33:48 AM
Rusty3$25.002/24/2011 10:59:58 AM
ktfritz$50.002/24/2011 11:32:07 AM
loan-master996$50.002/24/2011 11:32:14 AM
fervent-reward0$50.002/24/2011 11:33:01 AM
balance6$25.002/24/2011 11:33:09 AM
buyrite334$25.002/24/2011 11:33:20 AM
economy-trader3$50.002/24/2011 11:33:24 AM
Ballard$50.002/24/2011 11:33:30 AM
RgPro$50.002/24/2011 11:33:38 AM
buddy486$25.002/24/2011 11:33:51 AM
321 Investments
 
Borrower Payment Dependent Notes Series 493949
This series of Notes was issued and sold upon the funding of the borrower loan #47450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1992 Debt/Income ratio: 11%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 13 / 7Length of status:10y 7m
Amount delinquent: $4,757 Total credit lines: 74 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $831Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: chiro8717 Borrower's state: Michigan Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 42 ( 58% ) 660-679 (Latest)
Principal borrowed: $6,700.00< 31 days late: 24 ( 33% )  
600-619 (Nov-2007)
560-579 (Sep-2006)
 
Principal balance: $0.03 31+ days late: 6 ( 8% )
Total payments billed: 72  
Description
Please Help My Family.....
Purpose of loan:
This loan will be used to help my business prosper in a rough time of the year.

My financial situation:
I am a good candidate for this loan because I am hard working, I have a good steady income and I have good history of previous Propser loans.?

Monthly net income: $ 10,800

Monthly expenses: $
??Housing: $ 3,000
??Insurance: $ 150
??Car expenses: $ 300
??Utilities: $?400
??Phone, cable, internet: $ 300
??Food, entertainment: $ 650?
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 750
??Other expenses: $ 450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-bliss8$25.002/15/2011 9:06:53 AM
marketplace-cello5$25.002/15/2011 9:11:08 AM
Tradesmanlender$35.002/15/2011 9:11:15 AM
liberty-society5$25.002/15/2011 9:15:46 AM
outofoffice$38.152/15/2011 9:21:40 AM
helpinghand63$50.002/15/2011 9:40:59 AM
benefit-squirrel$50.002/15/2011 9:52:23 AM
exciting-responsibility3$25.002/15/2011 9:52:47 AM
kulender$100.002/15/2011 9:05:33 AM
don8ter$25.002/15/2011 9:12:02 AM
commerce-yeller$30.002/15/2011 9:13:59 AM
macjp123$25.002/15/2011 9:13:28 AM
lendacity$25.002/15/2011 9:15:38 AM
incbx$50.002/15/2011 9:14:17 AM
BxRealtor$25.002/15/2011 9:14:43 AM
zippy-interest$25.002/15/2011 4:10:44 PM
SimpleChoice$25.002/15/2011 9:52:38 AM
Headhunter14$25.002/15/2011 9:52:25 AM
runner262$25.002/15/2011 4:36:19 PM
witty-openness$25.002/15/2011 5:09:32 PM
DKSArt$25.002/16/2011 7:48:24 AM
genius520$100.002/16/2011 3:36:12 PM
harperpotok$100.002/16/2011 12:47:03 PM
jazzlender$25.002/16/2011 5:29:25 PM
Feyenoord$25.002/16/2011 8:53:27 PM
worth-arch$25.002/17/2011 7:16:53 AM
psonicl$50.002/17/2011 8:02:23 AM
choss02$100.002/17/2011 9:43:14 AM
TheAlchemist$25.002/17/2011 9:45:53 AM
alextiff01$25.002/17/2011 10:48:22 AM
orange-rapid-benjamins$25.002/17/2011 1:32:01 PM
CasaDeTomas$50.002/17/2011 3:15:03 PM
bid-czar8$100.002/17/2011 5:02:28 PM
therealjeremy$25.002/17/2011 5:34:10 PM
1800porsche$25.002/17/2011 11:40:26 PM
resource777$50.002/18/2011 7:01:33 AM
heavy_ax$25.002/18/2011 12:28:39 PM
orangetrust$100.002/18/2011 12:46:28 PM
shawnw2$25.002/18/2011 3:19:46 PM
CACO_Lender$25.002/18/2011 6:07:35 PM
rate-optimizer0$25.002/18/2011 9:39:20 PM
treasure-bliss$50.002/19/2011 3:38:07 AM
orange-preeminant-bill$50.002/19/2011 3:59:59 AM
fishintime$100.002/19/2011 9:13:42 AM
a-finance-nirvana$25.002/19/2011 9:23:27 AM
the-silver-blaster$50.002/19/2011 11:07:33 AM
autonomous-truth$50.002/19/2011 6:58:05 PM
MadHun$100.002/19/2011 8:59:11 PM
graceful-investment$100.002/19/2011 9:14:42 PM
rate-gravity$25.002/19/2011 9:15:17 PM
350DGRZ$25.002/19/2011 9:14:49 PM
efficient-treasure0$25.002/19/2011 9:15:28 PM
fund-tom-tom6$50.002/19/2011 9:16:56 PM
dckpolo$50.002/20/2011 8:14:25 AM
unclejaef$25.002/20/2011 10:14:21 AM
principal-injector2$50.002/20/2011 3:44:29 PM
Rockymtnhi$50.002/20/2011 4:04:48 PM
us957165$25.002/20/2011 5:42:17 PM
orange-courageous-dedication$50.002/21/2011 7:26:47 AM
Fiimg$50.002/21/2011 7:27:42 AM
trumpeter5$25.002/21/2011 8:13:59 AM
point-shooter$50.002/21/2011 8:41:44 AM
rebellender$25.002/21/2011 10:05:14 AM
orderly-leverage$100.002/21/2011 10:09:36 AM
brilliant-revenue$25.002/21/2011 10:39:24 AM
jct_enterprises$25.002/21/2011 12:13:19 PM
jbaum$40.002/21/2011 12:20:04 PM
COtheBeast$25.002/21/2011 12:30:27 PM
CA-Lender$25.002/21/2011 1:08:47 PM
admirable-income9$25.002/21/2011 1:06:41 PM
Fenix878$25.002/21/2011 2:09:25 PM
cathexis$25.002/21/2011 1:40:39 PM
moola-escalator$50.002/21/2011 2:10:43 PM
trade-boots1$50.002/21/2011 2:11:39 PM
treasure-dreamer7$50.002/21/2011 2:34:16 PM
best-ingenious-funds$25.002/21/2011 4:00:12 PM
icon7$35.002/21/2011 5:04:56 PM
the-money-gargantuan$25.002/21/2011 4:59:21 PM
FigTree$50.002/21/2011 5:54:22 PM
The_Secret$40.012/21/2011 6:29:51 PM
drtxmac$54.442/21/2011 6:37:15 PM
melodious-fairness$100.002/15/2011 9:07:39 AM
simplelender80$100.002/15/2011 9:07:50 AM
HamachiMan$50.002/15/2011 9:12:27 AM
ahalls$25.002/15/2011 9:52:30 AM
CSUgrad08$39.632/15/2011 9:04:47 AM
enthralling-deal180$75.002/15/2011 9:06:21 AM
benjamins-utopia$100.002/15/2011 9:07:17 AM
credit-investor5$50.002/15/2011 9:08:24 AM
GrayStudio$25.002/15/2011 9:11:43 AM
irrelevant$50.002/15/2011 9:11:53 AM
tylerfd$25.002/15/2011 2:36:21 PM
competent-p2p$30.002/15/2011 9:15:00 AM
velocity-solo$25.002/15/2011 9:14:30 AM
Digs$25.002/15/2011 9:39:48 AM
jdrez$25.002/15/2011 9:51:24 AM
QuinMccoy$25.002/15/2011 9:52:28 AM
chestnut4$25.002/15/2011 9:52:35 AM
chameleon125$25.002/15/2011 1:13:20 PM
wanna-help$50.002/15/2011 3:20:15 PM
texrob20$25.002/15/2011 4:11:05 PM
SolarMoonshine$25.002/15/2011 4:40:26 PM
Artist_Blue$25.002/16/2011 6:07:04 AM
Mikale360$25.002/16/2011 6:22:15 AM
return-grizzly$100.002/16/2011 2:54:23 AM
trumpeter5$25.002/16/2011 7:06:38 AM
jiggaman7$75.002/16/2011 9:25:01 AM
radforj22$25.002/16/2011 2:31:25 PM
pellet$25.002/16/2011 3:07:52 PM
WonByOne$25.002/17/2011 3:16:40 AM
integrity-doctor$100.002/17/2011 8:47:42 AM
bdkjr$25.002/17/2011 9:51:12 AM
Tylerh$100.002/17/2011 10:42:11 PM
WalnutCreekguy$50.002/17/2011 10:14:47 PM
redwraith$25.002/18/2011 2:51:04 AM
debt-force$25.002/18/2011 4:15:59 AM
108lender$200.002/18/2011 8:04:56 AM
Bank42$33.532/19/2011 2:38:34 AM
hitsman$50.002/19/2011 9:11:43 AM
MoneyMA$25.002/19/2011 9:17:00 AM
all_of_that_one$35.002/19/2011 9:51:06 AM
gain-equator$25.002/19/2011 9:57:40 AM
supersarah61$50.002/19/2011 6:39:24 PM
wise-spiritual-commitment$50.002/20/2011 12:49:48 AM
famous-bill$25.002/19/2011 9:16:29 PM
GordoMG$50.002/19/2011 9:16:54 PM
vibraphone3$50.002/19/2011 9:17:02 PM
Aaron_Oz$25.002/20/2011 8:20:23 AM
godfather4u$50.002/20/2011 9:04:24 AM
TK4$50.002/20/2011 9:04:34 AM
gethsemane4$25.002/20/2011 9:59:25 AM
Goodlender42$50.002/20/2011 9:51:22 AM
marwadi-62$100.002/20/2011 2:27:07 PM
1randyp$200.002/20/2011 4:25:06 PM
rakstar$50.002/21/2011 1:22:33 AM
friendly-worth3$25.002/21/2011 6:06:19 AM
trident9$50.002/21/2011 6:09:51 AM
jeffpac$50.002/21/2011 6:44:20 AM
best-point-flow$50.002/21/2011 7:01:23 AM
the-auction-bear$25.002/21/2011 7:27:37 AM
Preferred-Lender$25.002/21/2011 8:00:20 AM
momoney2lend$25.002/21/2011 8:50:14 AM
LiveNow$25.002/21/2011 9:45:46 AM
amlu1988$25.002/21/2011 10:22:55 AM
the-bid-sorcerer$35.362/21/2011 10:30:33 AM
jwsun90$207.782/21/2011 11:36:25 AM
gain-gourd$100.002/21/2011 12:00:40 PM
PaulW$25.002/21/2011 12:09:34 PM
agalt$75.002/21/2011 12:11:07 PM
green-thoughtful-yield$100.002/21/2011 12:23:31 PM
inspiring-reward$50.002/21/2011 12:54:20 PM
lincs$25.002/21/2011 12:55:56 PM
Syrcen$25.002/21/2011 1:11:55 PM
Sixmil$100.002/21/2011 1:39:11 PM
StarE$25.002/21/2011 2:30:22 PM
five-star-note$25.002/21/2011 2:42:05 PM
grampy48$25.002/21/2011 3:14:45 PM
Preteur$25.002/21/2011 4:19:06 PM
flexible-fund6$50.002/21/2011 4:44:48 PM
enthusiastic-treasure$25.002/21/2011 6:00:22 PM
innocent-deal$50.002/21/2011 6:18:54 PM
loan-kung-fu$71.102/21/2011 6:53:45 PM
2bnforlife$25.002/21/2011 6:33:59 PM
Pitufo$25.002/21/2011 6:20:03 PM
164 Investments
 
Borrower Payment Dependent Notes Series 493953
This series of Notes was issued and sold upon the funding of the borrower loan #47431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,250.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $162.29
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1993 Debt/Income ratio: 14%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:3y 9m
Amount delinquent: $4,827 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,486Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: jessicap Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 89% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 4 ( 11% )  
720-739 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
House TLC and Happy Easter
We will be using this loan to give the house some TLC (new carpet and tile) as well as provide a little Easter Bunny Joy for the little one :-)

I am a good candidate for this loan because I am in a very stable employment, with up to date financials, ensuring that my family's needs are met. With only one car payment and the mortgage as the major debt (less than $1500 in credit card debt total), we are in an excellent financial position to meet the repayment plan without any problems.

You will see a lingering delinquency on my account, which is currently under dispute from my divorce. This is unfortunately a time consuming process. Due to the past history with my exhusband, I am now beginning to rebuild my credit and rectify the issues still reflected.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Can you explain the 4 late payments on your Prosper loan? Thank you! - newest-funds-powerplant
A: Hi there! Absolutely happy to do so - my son had some serious medical issues and for a patch of time, we paid bills as we could, ensuring we keep our roof over our heads etc - though we were never more than a couple of weeks late and made sure we caught up quickly. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 9:09:26 AM
jhouman$25.002/21/2011 9:10:52 AM
loyalist1$75.002/21/2011 9:13:28 AM
UCLA4life$50.002/21/2011 9:10:45 AM
HamachiMan$50.002/21/2011 9:11:34 AM
Tylerh$100.002/21/2011 9:12:44 AM
return-grizzly$100.002/21/2011 9:30:18 AM
orderly-leverage$100.002/21/2011 10:08:51 AM
Milonguero$100.002/21/2011 10:16:41 AM
Scotcha$50.002/21/2011 11:16:09 AM
vutah$25.002/21/2011 11:31:01 AM
loanman2007$50.002/21/2011 11:38:46 AM
blue-useful-auction$25.002/21/2011 11:59:12 AM
Pitufo$25.002/21/2011 11:51:35 AM
inspiring-reward$100.002/21/2011 12:54:03 PM
sappy02$25.002/21/2011 12:52:25 PM
CA-Lender$25.002/21/2011 1:08:26 PM
finance-mushroom$100.002/21/2011 1:20:25 PM
responsible-worth113$25.002/21/2011 1:44:32 PM
ddog0224$50.002/21/2011 3:26:11 PM
barefootpaul$35.002/21/2011 8:10:22 PM
integrity-doctor$100.002/21/2011 7:42:08 PM
Land_on_your_feet$150.002/21/2011 8:23:56 PM
economy-synapse$25.002/21/2011 10:50:03 PM
hamster$26.412/22/2011 7:17:25 AM
ronin4sale$25.002/22/2011 5:56:27 AM
geophreigh$25.002/22/2011 12:18:22 PM
mtquan$25.002/22/2011 1:16:00 PM
kendallv$25.002/22/2011 12:45:49 PM
loss-of-control$50.002/22/2011 4:39:04 PM
hopeful-truth5$50.002/22/2011 5:00:26 PM
kulender$100.002/22/2011 5:26:13 PM
fireman4$30.002/22/2011 6:33:00 PM
Shining-Star$25.002/22/2011 6:04:57 PM
Christophe$25.002/22/2011 7:50:40 PM
Feyenoord$25.002/22/2011 8:15:16 PM
red-favorable-basis$25.002/22/2011 10:36:02 PM
mlj0671$25.002/23/2011 6:20:16 AM
twjh$25.002/23/2011 2:07:42 AM
credit-missile$100.002/23/2011 5:40:41 AM
special-peso$50.002/23/2011 8:21:36 AM
foxtrot12$100.002/21/2011 9:13:06 AM
return-grizzly$200.002/21/2011 9:22:31 AM
reflective-rupee$300.772/21/2011 9:39:42 AM
amlu1988$25.002/21/2011 10:02:08 AM
RetirementMoney$25.002/21/2011 10:43:02 AM
DoctorJoe$25.002/21/2011 11:06:47 AM
DKSArt$25.002/21/2011 2:14:13 PM
jiggaman7$25.002/21/2011 4:59:09 PM
wisconsinvestor$100.002/21/2011 4:45:22 PM
SolarMoonshine$25.002/21/2011 5:17:25 PM
thrifty-capital$25.002/21/2011 8:44:23 PM
GiftViftdotcom$25.002/21/2011 8:57:20 PM
chameleon125$50.002/22/2011 6:25:11 AM
Artist_Blue$25.002/22/2011 6:09:46 AM
five-star-note$200.002/22/2011 8:39:54 AM
wild-orange$25.002/22/2011 10:38:02 AM
gelidfrank$25.002/22/2011 12:47:26 PM
newest-funds-powerplant$28.892/22/2011 12:44:50 PM
pioneer580$100.002/22/2011 12:28:30 PM
ingenious-deal6$25.002/22/2011 1:26:17 PM
wealth-multiplier$25.002/22/2011 2:56:09 PM
Reliance_Banker$40.292/22/2011 1:32:00 PM
CACO_Lender$25.002/22/2011 5:24:00 PM
hope-hickory$25.002/22/2011 6:39:22 PM
Kaj$50.002/22/2011 5:54:11 PM
goodhearted-basis4$25.002/22/2011 10:35:11 PM
autonomous-truth$200.002/22/2011 10:50:29 PM
umfan123$25.002/22/2011 9:59:42 PM
duty-monger$50.002/23/2011 4:35:50 AM
Phatt-Daddy$50.002/23/2011 6:18:27 AM
authoritative-capital$25.002/23/2011 6:31:07 AM
Mikale360$25.002/23/2011 6:55:35 AM
payment-silo$25.002/23/2011 6:31:54 AM
green-thoughtful-yield$50.002/23/2011 6:30:03 AM
SecondChanceLendingSERV$25.002/23/2011 7:11:10 AM
Leshan$38.642/23/2011 8:32:04 AM
77 Investments
 
Borrower Payment Dependent Notes Series 494139
This series of Notes was issued and sold upon the funding of the borrower loan #47453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: 20%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 7Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,284 
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: bigbossbiz Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
My purpose for this loan:
This loan will be used for Debt Consolidation
That would include my credit cards and a small loan

My current monthly payments are $262
With this loan the will drop to $161
A savings of $101
Also the interest would be much lower
and payoff much sooner

My financial situation:
I am a good candidate for this loan because
I receive my retirement pension every month $1381
and I pay all my bills on time

My expenses for the month are...
Rent $600
Insurance $104
Internet $53
Dish $64
Phone $42
Plus the above mentioned amount of $262

The rest of the household expenses are covered
by my family
Food, Utilities, Heat, Gas for the cars etc.

Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How have you managed to overcome all of the delinquencies? - dollar-gatherer
A: The delinquencies where in the summer of 2008... I missed payments for a couple of accounts... managed to catch up...the same accounts are now in good standing (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
irrelevant$50.002/18/2011 5:06:54 PM
suave-dime6$25.002/18/2011 5:06:21 PM
brmar$25.002/18/2011 5:10:42 PM
genius520$100.002/18/2011 5:09:30 PM
simplelender80$100.002/18/2011 5:05:21 PM
2grindstones$25.002/18/2011 10:00:36 PM
DasMula$27.002/18/2011 10:09:54 PM
Bob450$30.002/19/2011 3:27:44 AM
jga516$25.002/19/2011 5:29:56 AM
jjswanso$50.002/19/2011 8:08:40 AM
dudebrah$25.002/19/2011 2:48:54 PM
kttalamo$25.002/19/2011 10:55:14 PM
debt-force$25.002/21/2011 4:08:33 AM
zone8$50.002/21/2011 6:45:42 AM
momoney2lend$25.002/21/2011 8:41:01 AM
frogperson$250.002/21/2011 9:01:36 AM
gain-gourd$75.002/21/2011 11:44:14 AM
daekpon$30.002/21/2011 12:05:09 PM
green-thoughtful-yield$50.002/21/2011 12:22:21 PM
sappy02$25.002/21/2011 12:52:01 PM
CA-Lender$25.002/21/2011 1:07:51 PM
j-lender$50.002/21/2011 1:06:29 PM
jigsaw$50.002/21/2011 1:33:00 PM
Fenix878$25.002/21/2011 2:10:32 PM
kendallv$25.002/21/2011 3:19:26 PM
thefork$50.002/21/2011 4:10:48 PM
4mydaughterseducation$35.002/21/2011 4:17:25 PM
kulender$100.002/21/2011 5:15:13 PM
barefootpaul$35.002/21/2011 8:10:02 PM
GiftViftdotcom$25.002/21/2011 8:43:35 PM
dime-vista2$25.002/21/2011 10:08:18 PM
truth-eclair$25.002/21/2011 10:14:02 PM
diversification-medalist$25.002/22/2011 12:06:50 AM
income-rocker2$50.002/22/2011 7:37:32 AM
SFBank$100.002/22/2011 9:29:39 AM
wild-orange$25.002/22/2011 10:41:25 AM
tsg2007$25.002/22/2011 11:08:19 AM
bullincage$31.612/22/2011 10:17:33 AM
muirheaj$25.002/22/2011 11:56:33 AM
Tylerh$100.002/18/2011 5:11:48 PM
Jack55304$300.002/18/2011 5:09:48 PM
jiggaman7$50.002/18/2011 5:10:00 PM
foxtrot12$100.002/18/2011 5:12:45 PM
HamachiMan$50.002/18/2011 5:08:44 PM
profit-powerplant$25.002/18/2011 5:09:20 PM
newest-funds-powerplant$25.002/18/2011 7:47:12 PM
favorite-commerce$100.002/19/2011 9:40:33 AM
all_of_that_one$35.002/19/2011 9:55:48 AM
GElender$25.002/19/2011 1:29:08 PM
reflective-rupee$25.772/19/2011 8:12:30 PM
ingenious-interest1$50.002/20/2011 9:50:54 AM
the-silver-blaster$50.002/21/2011 1:12:30 AM
asiaratt$50.002/21/2011 2:39:30 AM
point-kitten6$50.002/21/2011 8:49:54 AM
amlu1988$25.002/21/2011 9:37:34 AM
orderly-leverage$100.002/21/2011 10:08:04 AM
understanding-velocity$35.002/21/2011 10:35:37 AM
Pitufo$25.002/21/2011 11:50:37 AM
inspiring-reward$150.002/21/2011 12:53:35 PM
finance-mushroom$100.002/21/2011 1:19:56 PM
moola-escalator$25.002/21/2011 2:20:10 PM
principal-trombone$50.002/21/2011 3:14:25 PM
ddog0224$50.002/21/2011 3:25:26 PM
Pakse$25.002/21/2011 5:11:22 PM
supersarah61$25.002/21/2011 7:34:52 PM
Shining-Star$25.002/21/2011 7:43:27 PM
economy-synapse$25.002/21/2011 10:49:29 PM
sweetlan$25.002/22/2011 6:10:03 AM
greencat$50.002/22/2011 7:15:09 AM
Lubava$100.002/22/2011 7:02:37 AM
J-Rott$200.002/22/2011 7:59:41 AM
dollar-gatherer$50.002/22/2011 11:57:34 AM
bid-papyrus$25.002/22/2011 12:21:39 PM
RenovatioCapital$25.002/22/2011 11:35:36 AM
helping-out$35.002/22/2011 12:29:28 PM
RecoveryLender$25.002/22/2011 12:20:35 PM
76 Investments
 
Borrower Payment Dependent Notes Series 494209
This series of Notes was issued and sold upon the funding of the borrower loan #47456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $306.72
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1989 Debt/Income ratio: 18%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $761Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: quantum_leap Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying back family...need your help
This loan will be used to pay back a family member who loaned me money to pay off my credit card debt. I've paid back 1/2 of my loan to them, but they have fallen on hard times recently & it would help them if I could repay the remaining amount now!

I am a good candidate for this loan because I have a well paying job with a steady employer. I am very careful with debt now & the only debt I carry is a student loan that has always been paid on time.

I will have no problems handling the stated monthly payment:

Monthly Take Home: $2700

Monthly Expenses:
Rent: $750
Electric/Water/Trash: $150
Cell/Cable/Internet: $175
Groceries: $250
Gasoline: $200
Student Loan: $300
Auto/Renters Insurance: $125
Misc Expenses: $150

Available for loan payback: $600


This will be my first time borrowing through Prosper, and after repaying this loan, I hope to become a lender as well!

I appreciate your consideration in funding this loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: For what was the original loan and how much are you used to paying per month to your relatives? - triumphant-bonus
A: triumphant-bonus: The original loan was for $20,000 and I've been making $400/month payments on it, which has allowed me to pay it down by 1/2 in a little over 2 years. One other thing I wanted to address (separate from your question)...although I have been with my current employer for only a little over 1 year, I have been continuously employed for the last 10+ years doing computer support. Thank you for your question & for taking the time to consider funding my loan! -quantum_leap (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:17 PM
nimble-money0$25.002/17/2011 5:41:13 PM
BaxterEvil$25.002/17/2011 6:00:08 PM
CashProvider$100.002/17/2011 5:59:16 PM
don8ter$25.002/17/2011 6:10:56 PM
youqianderen$50.002/17/2011 6:15:18 PM
benjamins-utopia$100.002/17/2011 6:17:12 PM
hitsman$50.002/17/2011 6:18:14 PM
BankingFamily$50.002/17/2011 6:20:04 PM
axl163$25.002/17/2011 6:20:43 PM
camaraderi-atmosphere$100.002/17/2011 6:20:56 PM
damage$25.002/17/2011 6:21:23 PM
Pickmar$25.002/17/2011 6:21:38 PM
community-pipeline$25.002/17/2011 6:31:48 PM
exchange-pledge$100.002/17/2011 6:35:19 PM
rockstar78$50.002/17/2011 6:35:59 PM
BidDaddyBigBucks$25.002/17/2011 6:37:08 PM
selector568$50.002/18/2011 3:10:35 AM
reward-tamale1$25.002/18/2011 10:11:58 AM
indomitable-coin$50.002/18/2011 12:30:33 PM
reflective-rupee$25.772/18/2011 4:13:26 PM
skuba$86.782/19/2011 2:23:53 AM
paladin847$28.962/19/2011 3:46:55 AM
velocity-solo$25.002/19/2011 9:13:12 AM
kid8549$25.002/19/2011 12:34:02 PM
supersarah61$38.712/20/2011 8:24:20 AM
money-aggregator7$25.002/20/2011 11:59:37 PM
kindness-dessert$25.002/21/2011 1:29:04 AM
ogmanny$50.002/21/2011 1:29:24 AM
jeffpac$50.002/21/2011 6:36:38 AM
dollars4loan$25.002/21/2011 7:06:48 AM
hs112a$50.002/21/2011 9:20:39 AM
brightest-dynamic-peace$25.002/21/2011 9:56:39 AM
rebellender$50.002/21/2011 10:04:41 AM
jct_enterprises$50.002/21/2011 12:11:45 PM
sappy02$50.002/21/2011 12:21:58 PM
heavenly-interest9$50.002/21/2011 12:45:07 PM
Daneistes$50.002/21/2011 12:45:16 PM
Sigonio$25.002/21/2011 12:46:32 PM
acropiloterau2002$25.002/21/2011 12:46:46 PM
MAJESTIC5$50.002/21/2011 12:48:10 PM
murren$25.002/21/2011 12:45:18 PM
scottburger$50.002/21/2011 12:47:57 PM
Fenix878$25.002/21/2011 2:09:03 PM
withfries2$50.002/21/2011 3:04:02 PM
best-ingenious-funds$25.002/21/2011 3:59:31 PM
Preteur$25.002/21/2011 4:20:52 PM
wrighco$25.002/21/2011 7:59:13 PM
nuclearmoose$25.002/21/2011 8:34:26 PM
Ripsaw4U$50.002/22/2011 1:09:30 AM
Graces$50.002/21/2011 11:18:47 PM
mizount$25.002/22/2011 5:59:43 AM
adama_48$25.002/22/2011 9:45:16 AM
jts$25.002/22/2011 12:36:55 PM
taal1$50.002/22/2011 12:54:18 PM
triumphant-bonus$25.002/22/2011 1:17:25 PM
SARMAR$50.002/22/2011 4:59:47 PM
efficient-marketplace$25.002/22/2011 5:02:19 PM
Steveoo1$50.002/22/2011 5:00:00 PM
efficient-treasure0$25.002/22/2011 5:02:21 PM
jbaum$40.002/22/2011 5:04:58 PM
bold-durability-drum$50.002/22/2011 5:04:49 PM
Uncle_Scrooge$50.002/22/2011 5:50:06 PM
psanganee$25.002/22/2011 6:19:44 PM
deal-maple2$50.002/22/2011 5:49:23 PM
Bosslady123q$25.002/22/2011 5:49:39 PM
currency-persimmon$25.002/22/2011 5:49:41 PM
be_wise$25.002/22/2011 5:45:15 PM
kulender$100.002/22/2011 5:45:57 PM
commerce-voyager$25.002/22/2011 5:49:14 PM
sandeepPR$25.002/23/2011 12:12:44 AM
yoyoclock$35.002/23/2011 3:05:02 AM
SecondChanceLendingSERV$50.002/23/2011 7:53:05 AM
economy-orchid$25.002/23/2011 9:39:33 AM
azarael$25.002/23/2011 6:06:35 PM
networks4ever$25.002/24/2011 12:16:07 AM
KeepOnRunning$34.292/24/2011 12:47:50 AM
DadWarbucks$35.162/24/2011 1:14:49 AM
treasure-pipeline$50.002/24/2011 10:16:23 AM
competent-p2p$30.002/24/2011 6:07:49 PM
dharma1$25.002/25/2011 12:49:23 AM
credit-magician$50.002/25/2011 8:03:39 AM
diversification-medalist$25.002/25/2011 8:02:40 AM
Taxman44$25.002/25/2011 8:03:41 AM
bcg2004$25.002/25/2011 7:48:58 AM
Woodworker57$25.002/25/2011 8:02:31 AM
productive-finance$25.002/25/2011 9:33:57 AM
degster$25.002/25/2011 8:05:44 AM
syounker$25.002/25/2011 9:34:26 AM
texasadam$100.002/25/2011 9:32:18 AM
benjamins-fortress$50.002/25/2011 9:31:05 AM
anton$3,160.002/25/2011 1:00:08 PM
kenji4861$25.002/17/2011 5:40:00 PM
jonandmeg21$50.002/17/2011 6:09:12 PM
organized-payment6$25.002/17/2011 6:08:13 PM
compoundinterest$50.002/17/2011 6:10:09 PM
cebgop$25.002/17/2011 6:11:31 PM
DukSerduk$25.002/17/2011 6:11:41 PM
CBO-Enterprise$50.002/17/2011 6:12:31 PM
Phantom99$100.002/17/2011 6:13:18 PM
jenkris$25.002/17/2011 6:13:37 PM
meux99$25.002/17/2011 6:14:13 PM
truth-image$50.002/17/2011 6:16:24 PM
bowdish1$50.002/17/2011 6:17:57 PM
Brisket_Bob$25.002/17/2011 6:18:48 PM
KWarrior$50.002/17/2011 6:19:05 PM
sk10023$25.002/17/2011 6:28:26 PM
the-upbeat-p2p$50.002/17/2011 6:29:04 PM
choss02$50.002/17/2011 6:30:16 PM
Tylerh$100.002/17/2011 10:39:55 PM
1800porsche$25.002/17/2011 11:31:37 PM
orindalender$50.002/18/2011 6:50:16 AM
skillful-treasure37$50.002/18/2011 10:06:41 AM
CE88$100.002/18/2011 2:53:01 PM
radforj22$50.002/18/2011 1:53:42 PM
wwwUniversal$25.002/19/2011 3:47:25 AM
sensible-order2$100.002/19/2011 9:50:50 AM
duty-windmill$25.002/19/2011 12:34:04 PM
p123$25.002/19/2011 12:40:41 PM
flexiboy35$25.002/19/2011 10:05:03 PM
Goodlender42$25.002/20/2011 9:49:38 AM
best-coin-miser$25.002/21/2011 4:03:29 AM
tenacious-compassion9$25.002/21/2011 8:05:42 AM
systematic-dollar9$25.002/21/2011 9:31:18 AM
GiftViftdotcom$25.002/21/2011 11:59:40 AM
tbrnet$50.002/21/2011 12:44:57 PM
tedsrfdude$50.002/21/2011 12:45:09 PM
newest-orbital-justice$25.002/21/2011 12:44:11 PM
cognizant-rate732$25.002/21/2011 12:47:24 PM
ThomasC$50.002/21/2011 12:45:00 PM
MTLoans$25.002/21/2011 12:45:12 PM
danny-lender$50.002/21/2011 12:45:41 PM
thedoctor$100.002/21/2011 12:46:21 PM
108lender$50.002/21/2011 12:50:27 PM
fascinating-value4$141.262/21/2011 2:10:21 PM
authoritative-capital$25.002/21/2011 10:29:34 PM
TikPmp1$25.002/22/2011 12:09:58 PM
proud-gold9$50.002/22/2011 9:43:47 AM
top-epic-community$50.002/22/2011 12:21:53 PM
lgs83$25.002/22/2011 12:22:34 PM
LendGuy$50.002/22/2011 12:54:41 PM
evnagelist$50.002/22/2011 1:26:52 PM
MARWARISETH$25.002/22/2011 4:59:45 PM
intuitive-integrity9$50.002/22/2011 5:02:23 PM
justice-dna$35.002/22/2011 5:04:51 PM
malacandra$25.002/22/2011 5:45:30 PM
LoanBrkr$25.002/22/2011 5:49:49 PM
Mantis75$25.002/22/2011 5:50:42 PM
NighthawkFoo$50.002/22/2011 6:22:29 PM
JoeXB$25.002/22/2011 7:31:10 PM
hope-hickory$44.392/23/2011 7:40:23 AM
special-peso$50.002/23/2011 8:20:27 AM
royboy0292$25.002/23/2011 12:02:26 PM
CASHGIRL$25.002/23/2011 4:01:25 PM
minista$25.002/23/2011 4:52:50 PM
esabzb$25.002/24/2011 1:05:38 AM
big_oaks$50.002/23/2011 9:22:49 PM
AJSinvest$25.002/23/2011 10:51:27 PM
zone6$50.002/24/2011 1:44:37 AM
worthy-bid8$50.002/24/2011 9:07:20 AM
jamschmidt$25.002/24/2011 9:46:09 PM
myduck$50.002/24/2011 7:00:45 PM
julijask$45.002/25/2011 1:14:15 AM
bicyclist2270$25.002/25/2011 12:59:42 AM
JoyfulVegetarian$25.002/25/2011 8:03:50 AM
Castellan$50.002/25/2011 8:03:12 AM
worth-engine5$25.002/25/2011 8:03:28 AM
T-Bizzone$50.002/25/2011 8:04:25 AM
rmachi$25.002/25/2011 8:05:21 AM
cash-merry-maker$25.002/25/2011 9:33:53 AM
ojibwa$25.002/25/2011 10:56:13 AM
171 Investments
 
Borrower Payment Dependent Notes Series 494227
This series of Notes was issued and sold upon the funding of the borrower loan #47417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1995 Debt/Income ratio: 17%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,085Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: jesternl Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quick turnaround loan
Purpose of loan:
Short term loan to fix a leaking roof
My financial situation: Excellent
Looking to try Prosper as opposed to a traditional bank
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:13 PM
benjamins-utopia$50.002/17/2011 5:41:45 PM
smurf163$25.002/17/2011 5:53:27 PM
Pulchritudinous$25.002/17/2011 5:55:21 PM
Jay_Tee$50.002/17/2011 5:55:58 PM
SnowbyrdX$25.002/17/2011 6:06:39 PM
dime-smasher5$25.002/17/2011 6:05:39 PM
Tradesmanlender$50.002/17/2011 6:09:31 PM
RetirementMoney$25.002/17/2011 6:32:32 PM
dogdog$50.002/17/2011 6:36:31 PM
bid-czar8$100.002/17/2011 6:38:25 PM
amit_gu$100.002/17/2011 7:13:55 PM
Tylerh$100.002/17/2011 10:43:16 PM
bold-punctual-wampum$48.412/17/2011 11:28:17 PM
openness-viking$100.002/18/2011 12:30:45 AM
payment-halo$25.002/18/2011 10:26:50 AM
indomitable-coin$50.002/18/2011 12:30:38 PM
ryguy150$25.002/18/2011 2:18:45 PM
CE88$45.992/18/2011 3:12:42 PM
reflective-rupee$1,000.772/18/2011 5:10:11 PM
otalon$25.002/18/2011 5:40:44 PM
accelerator96$25.002/18/2011 5:10:02 PM
polka2002$25.002/18/2011 6:42:03 PM
GALERXLoans$25.002/18/2011 6:43:17 PM
bambampk$84.462/18/2011 7:41:47 PM
Earnest_Money$18.372/18/2011 9:07:16 PM
enthralling-deal180$100.002/17/2011 5:32:30 PM
vutah$50.002/17/2011 5:34:55 PM
melodious-fairness$50.002/17/2011 5:44:08 PM
simplelender80$100.002/17/2011 5:45:12 PM
BxRealtor$25.002/17/2011 5:48:49 PM
Chutney$50.002/17/2011 5:53:53 PM
a-responsible-return$50.002/17/2011 5:56:40 PM
adventurous-commerce$25.002/17/2011 5:58:48 PM
organized-payment6$50.002/17/2011 6:02:42 PM
AFairDeal$75.002/17/2011 6:03:33 PM
velocity-solo$25.002/17/2011 6:04:57 PM
newest-funds-powerplant$50.002/17/2011 6:22:59 PM
GrayStudio$25.002/17/2011 6:22:57 PM
don8ter$25.002/17/2011 6:23:19 PM
HamachiMan$50.002/17/2011 6:24:16 PM
lendacity$25.002/17/2011 6:27:42 PM
macjp123$25.002/17/2011 6:27:09 PM
irrelevant$50.002/17/2011 6:32:32 PM
credit-guard5$25.002/17/2011 6:51:55 PM
RyanTH9893$25.002/17/2011 7:06:49 PM
availableloan$25.002/17/2011 8:57:06 PM
Brisket_Bob$102.002/18/2011 5:20:51 AM
rakem777$25.002/18/2011 7:55:43 AM
thankful-nickel2$25.002/18/2011 4:31:49 PM
West_End_Local$25.002/18/2011 4:07:48 PM
best-generosity-financier$25.002/18/2011 6:26:45 PM
NaperLender$50.002/18/2011 6:44:17 PM
mkainikm$25.002/18/2011 6:58:13 PM
a2190b$25.002/18/2011 6:29:56 PM
SteadyOne$25.002/18/2011 7:20:39 PM
engaging-worth$25.002/18/2011 7:50:12 PM
57 Investments
 
Borrower Payment Dependent Notes Series 494243
This series of Notes was issued and sold upon the funding of the borrower loan #47443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $251.40
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1981 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 55 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,905Stated income:$0
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: scrabbleplayer51 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 63 ( 90% ) 680-699 (Latest)
Principal borrowed: $8,400.00< 31 days late: 7 ( 10% )  
660-679 (Oct-2007)
600-619 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
scrabbleplayer56
Purpose of loan:
This loan will be used to...pay off remaining credit card debt

My financial situation: is good
I am a good candidate for this loan because...I have had two previous loans with prosper and paid on time and in full
My husband's job pays for all our expenses, I stay at home and babysit my granddaughter so my son and his wife can save on childcare,

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:04:14 AM
simplelender80$100.002/17/2011 9:09:17 AM
squarebob$25.002/17/2011 9:08:25 AM
restless-dime$25.002/17/2011 9:11:17 AM
suave-dime6$25.002/17/2011 9:12:21 AM
MoneyForNothing$42.972/17/2011 9:28:24 AM
genius520$100.002/17/2011 9:25:22 AM
tech310$50.002/17/2011 9:32:44 AM
jiggaman7$75.002/17/2011 9:30:22 AM
Ruckus888$50.002/17/2011 9:30:48 AM
nickel-hickory$50.002/17/2011 9:55:59 AM
nickel-hickory$50.002/17/2011 9:55:53 AM
irrelevant$50.002/17/2011 11:35:25 AM
keeminn$25.002/17/2011 1:07:44 PM
rockstar78$25.002/17/2011 1:26:42 PM
orange-rapid-benjamins$50.002/17/2011 1:42:54 PM
Artist_Blue$25.002/17/2011 2:25:46 PM
YoungTaxMan$25.002/17/2011 2:31:20 PM
hopeful-truth5$300.002/17/2011 3:38:29 PM
jeffe43$50.002/17/2011 4:02:31 PM
lendme2$49.722/17/2011 4:43:15 PM
vutah$25.002/17/2011 5:05:25 PM
twjh$25.002/17/2011 5:19:05 PM
favorite-commerce$50.002/17/2011 6:08:36 PM
CoolPlexer$25.002/17/2011 6:30:49 PM
DasMula$36.002/17/2011 9:09:06 PM
imdave4me$25.002/18/2011 7:45:57 AM
108lender$25.002/18/2011 8:03:03 AM
FinanceEngine$25.002/18/2011 9:12:22 AM
LuckyDuck49$40.002/18/2011 9:45:13 AM
Leshan$164.152/18/2011 10:06:47 AM
Ubiquinone$25.002/18/2011 10:09:46 AM
whatreality$25.002/18/2011 10:57:33 AM
trumpeter5$25.002/18/2011 12:03:51 PM
lotuss4$50.002/18/2011 12:28:38 PM
orangetrust$100.002/18/2011 12:45:26 PM
atlas100$50.002/18/2011 1:14:14 PM
NorthPointLending$100.002/18/2011 2:49:02 PM
noble-marketplace$29.002/18/2011 2:03:58 PM
Kash2010lu$35.002/17/2011 9:08:01 AM
UCLA4life$50.002/17/2011 9:06:38 AM
kulender$100.002/17/2011 9:10:15 AM
investment-artist$25.002/17/2011 9:17:35 AM
profit-powerplant$25.002/17/2011 9:25:06 AM
nickel-hickory$25.002/17/2011 9:21:35 AM
diplomatic-wealth7$25.002/17/2011 9:26:27 AM
HamachiMan$50.002/17/2011 9:24:40 AM
Jack55304$300.002/17/2011 9:26:05 AM
musegaze$100.002/17/2011 9:29:16 AM
2grindstones$25.002/17/2011 9:47:33 AM
nickel-hickory$50.002/17/2011 9:55:07 AM
JJ9876$25.002/17/2011 10:02:46 AM
symbiosis$50.002/17/2011 10:05:15 AM
Chex$300.002/17/2011 11:06:51 AM
Chex$450.002/17/2011 11:14:00 AM
shrewd-peace7$30.002/17/2011 12:40:27 PM
exchange-pledge$100.002/17/2011 12:53:45 PM
zone6$50.002/17/2011 2:25:15 PM
hptcrabbers$25.002/17/2011 2:30:17 PM
DasMula$27.002/17/2011 4:20:01 PM
DasMula$25.002/17/2011 4:24:42 PM
Scotcha$50.002/17/2011 3:18:38 PM
Jerrys1951$40.002/17/2011 4:09:14 PM
DasMula$27.002/17/2011 4:19:53 PM
DasMula$86.572/17/2011 4:19:29 PM
loss-of-control$50.002/17/2011 4:38:18 PM
DasMula$57.002/17/2011 4:55:56 PM
gothampark$25.002/17/2011 5:16:57 PM
ac787$25.002/17/2011 5:43:30 PM
brmar$25.002/17/2011 6:50:01 PM
sflash$50.002/17/2011 7:22:46 PM
RMB-Investments$50.002/17/2011 7:56:55 PM
nodebt2012$25.002/17/2011 7:31:30 PM
shrewd-income$50.002/17/2011 8:43:52 PM
PXM-Financial$57.002/17/2011 10:37:17 PM
frogperson$300.002/17/2011 10:11:42 PM
Tylerh$100.002/17/2011 10:51:39 PM
kendigme$42.172/18/2011 1:54:58 AM
GElender$25.002/18/2011 6:06:37 AM
chameleon125$75.002/18/2011 6:42:25 AM
note-buddy$155.362/18/2011 8:26:42 AM
market-pudding$25.002/18/2011 11:31:00 AM
DasMula$77.002/18/2011 11:46:57 AM
social-hunter5$250.002/18/2011 11:56:44 AM
Iceman1347$25.002/18/2011 12:28:58 PM
thrifty-capital$30.002/18/2011 12:44:54 PM
rss197$29.782/18/2011 12:13:21 PM
EarlyRiser$250.002/18/2011 2:16:54 PM
Astyanax$40.002/18/2011 2:34:10 PM
Shining-Star$25.002/18/2011 2:33:37 PM
90 Investments
 
Borrower Payment Dependent Notes Series 494309
This series of Notes was issued and sold upon the funding of the borrower loan #47439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $133.65
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2008 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 6 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,188Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: fantastic-cash Borrower's state: California Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Nov-2009)
640-659 (Oct-2009)
 
Principal balance: $552.50 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
2nd Prosper Loan
This loan will be used to purchase a 3d tv (Mitsubishi 60" Class 1080p 3D-Ready DLP HDTV), a tablet, maybe a ipad 2 or some other tablet that I can use, a projector for my room, and the rest of the funds will be used to pay of my remaining balance on my first loan. My financial situation: I am a good candidate for this loan because. I have always paid all my bills from my prosper loan and my credit cards on time, i have never been late with a payment. I recently started to work in the family business, I get paid 150 a week, it may not seem like a lot, but i do not pay rent or any big expense because i live with my parents. I am a college student and recently got a BA in Political science, i am working on a second BA in Finance.

Monthly net income: $ 600 Monthly expenses: $ 300
Surplus of 300 dollars a month. Thank you for considering me for this loan, I will pay back, and for every one who supported me for the first prosper loan thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:01:52 AM
well-rounded-dinero$41.492/18/2011 9:12:33 AM
Jinja$58.002/18/2011 9:12:25 AM
principal-star$25.002/18/2011 9:13:00 AM
one-midas$50.002/18/2011 9:10:36 AM
thinknovuu$25.002/18/2011 9:11:03 AM
Green-Baron$25.002/18/2011 9:13:05 AM
Kennfusion$50.002/18/2011 9:19:46 AM
HamachiMan$50.002/18/2011 9:30:49 AM
Jack55304$300.002/18/2011 9:33:18 AM
jiggaman7$75.002/18/2011 9:34:53 AM
irrelevant$50.002/18/2011 9:37:23 AM
LittleMingo$25.002/18/2011 9:39:27 AM
brmar$25.002/18/2011 9:39:49 AM
hellasow$50.002/18/2011 9:44:03 AM
RecoveryLender$27.082/18/2011 9:45:27 AM
GElender$25.002/18/2011 9:44:26 AM
market-pudding$25.002/18/2011 11:42:33 AM
JGuide$50.002/18/2011 11:57:57 AM
reflective-rupee$25.772/18/2011 10:38:38 AM
jaesposito$25.002/18/2011 12:16:52 PM
lucrative-coin$200.002/18/2011 12:25:26 PM
JGuide$50.002/18/2011 11:57:44 AM
quickstep$192.352/18/2011 12:11:12 PM
amit_gu$25.002/18/2011 12:17:08 PM
Lender404$25.002/18/2011 1:49:09 PM
whatreality$33.792/18/2011 1:55:14 PM
MoneyForNothing$2.312/18/2011 1:56:27 PM
dough-rocket$50.002/18/2011 12:54:09 PM
well-rounded-dinero$100.002/18/2011 1:04:32 PM
rubylender$50.002/18/2011 1:29:46 PM
RetirementMoney$25.002/18/2011 9:02:45 AM
matthewa$25.002/18/2011 9:11:06 AM
Kissabledevil$50.002/18/2011 9:12:30 AM
svandgts$50.002/18/2011 9:12:55 AM
tacologic$25.002/18/2011 9:12:36 AM
JGuide$48.032/18/2011 9:12:48 AM
loanman2007$100.002/18/2011 9:13:10 AM
simplelender80$200.002/18/2011 9:11:29 AM
halothane_logic$125.002/18/2011 9:12:05 AM
lendstats_com$50.002/18/2011 9:12:16 AM
CincyTex$100.002/18/2011 9:19:57 AM
profit-powerplant$25.002/18/2011 9:32:08 AM
genius520$100.002/18/2011 9:32:49 AM
diplomatic-wealth7$25.002/18/2011 9:33:49 AM
Tylerh$100.002/18/2011 9:43:26 AM
penny-plato$25.002/18/2011 10:03:33 AM
Only_Money$25.002/18/2011 10:06:30 AM
JGuide$101.082/18/2011 10:31:27 AM
loanman2007$100.002/18/2011 10:55:03 AM
Catz_aplenty$50.002/18/2011 10:16:01 AM
jsnryn$34.562/18/2011 12:20:18 PM
lotuss4$50.002/18/2011 12:29:29 PM
Shining-Star$25.002/18/2011 11:34:24 AM
Oak-Parker$75.002/18/2011 12:46:42 PM
Oak-Parker$25.002/18/2011 12:49:18 PM
ethicalhumanist$25.002/18/2011 1:16:35 PM
hellasow$25.002/18/2011 1:30:21 PM
Gex$25.002/18/2011 1:56:15 PM
CPADawg$60.542/18/2011 12:50:18 PM
60 Investments
 
Borrower Payment Dependent Notes Series 494345
This series of Notes was issued and sold upon the funding of the borrower loan #47421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1994 Debt/Income ratio: 8%
Credit score: 860-879 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $705Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: DCS Borrower's state: Maryland Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term Investment
This loan will be used to...

Participate in a very short-term investment opportunity. I plan to repay in full in 60?90 days, so if you consider a short-term loan a waste of your time, please do not bid.

My financial situation:
I am a good candidate for this loan because...

I pay credit cards in full every month, so I carry no debt other than my mortgage. I currently have an emergency fund close to a year?s net salary, contribute the maximum to all available retirement accounts, and pay $300 extra principal on my mortgage each month.

I expect to earn approximately 5% on this investment AFTER the costs of this loan. That?s not annualized, but over just 2?3 months. Out of respect for the entity offering this investment opportunity, I won't describe it here. (Sorry.)

I was an avid Prosper lender from 2006 ? 2008, when Prosper lending was allowed in Maryland. I WILL pay exactly as promised.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
one-midas$50.002/18/2011 9:10:41 AM
kyomoon$50.002/18/2011 9:15:23 AM
kenji4861$25.002/18/2011 9:14:56 AM
blot44$25.002/18/2011 9:25:29 AM
Tradesmanlender$50.002/18/2011 9:26:01 AM
don8ter$25.002/18/2011 9:26:29 AM
DukSerduk$25.002/18/2011 9:26:45 AM
youqianderen$50.002/18/2011 9:27:53 AM
benjamins-utopia$100.002/18/2011 9:28:09 AM
KWarrior$50.002/18/2011 9:28:26 AM
the-upbeat-p2p$50.002/18/2011 9:35:40 AM
community-pipeline$25.002/18/2011 9:36:34 AM
sk10023$25.002/18/2011 9:35:17 AM
Tylerh$100.002/18/2011 9:40:57 AM
orindalender$50.002/18/2011 9:44:55 AM
lucrative-coin$50.002/18/2011 12:26:10 PM
rubylender$25.002/18/2011 1:33:29 PM
Oak-Parker$50.002/18/2011 12:48:32 PM
reflective-rupee$633.112/18/2011 5:07:04 PM
reflective-rupee$1,200.772/18/2011 4:26:12 PM
gpuck$100.002/18/2011 4:50:57 PM
svandgts$39.132/18/2011 9:12:57 AM
a-responsible-return$50.002/18/2011 9:22:16 AM
nimble-money0$25.002/18/2011 9:23:24 AM
organized-payment6$25.002/18/2011 9:25:41 AM
CBO-Enterprise$50.002/18/2011 9:27:04 AM
jenkris$25.002/18/2011 9:27:21 AM
meux99$25.002/18/2011 9:27:33 AM
scrappy-bonus2$25.002/18/2011 9:29:23 AM
choss02$50.002/18/2011 9:35:47 AM
docdekay$100.002/18/2011 9:36:11 AM
BidDaddyBigBucks$25.002/18/2011 9:38:39 AM
JGuide$26.992/18/2011 10:33:57 AM
lendstats_com$25.002/18/2011 11:25:59 AM
amit_gu$50.002/18/2011 12:18:03 PM
well-rounded-dinero$150.002/18/2011 1:26:36 PM
bentonlending$50.002/18/2011 3:57:57 PM
37 Investments
 
Borrower Payment Dependent Notes Series 494347
This series of Notes was issued and sold upon the funding of the borrower loan #47411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2004 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,183Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: dritter Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MBA Student - Debt consolidation
Purpose of loan: Payoff credit card/personal loan
This loan will be used to consolidate in one monthly payment two credit cards and a personal loan. I would only have this loan and will start paying my education loan during the first quarter of 2012.

My financial situation:
I am a good candidate for this loan because I manage my money wisely, don't overspend and I am very concious about my credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:56 PM
SolarMoonshine$25.002/17/2011 5:28:30 PM
vutah$50.002/17/2011 5:35:42 PM
simplelender80$100.002/17/2011 5:45:58 PM
AFairDeal$75.002/17/2011 6:04:01 PM
velocity-solo$25.002/17/2011 6:05:09 PM
dime-smasher5$25.002/17/2011 6:05:53 PM
RyanTH9893$25.002/17/2011 7:08:46 PM
bazaar-winner$25.002/18/2011 12:07:07 AM
selector568$50.002/18/2011 3:10:29 AM
Brisket_Bob$104.002/18/2011 5:27:32 AM
vine99$75.002/18/2011 8:53:04 AM
wild-orange$25.002/19/2011 1:54:52 AM
JGuide$26.022/19/2011 7:15:55 AM
spiff666$25.002/19/2011 8:49:06 AM
cash-vault$25.002/19/2011 9:46:11 AM
GrayStudio$25.002/19/2011 9:59:41 AM
radforj22$25.002/19/2011 11:39:09 AM
principal-injector2$50.002/20/2011 3:45:04 PM
investor_101$50.002/20/2011 8:54:30 PM
commerce-yeller$30.002/21/2011 8:25:04 AM
Mav26$31.812/21/2011 12:55:28 PM
admirable-income9$25.002/21/2011 1:07:03 PM
zaquiri_ice$100.002/21/2011 2:10:41 PM
Finchy78$25.002/21/2011 1:53:51 PM
robertmm25$50.002/21/2011 3:50:32 PM
exchange-dreams$32.502/21/2011 4:25:19 PM
best-ingenious-funds$25.002/21/2011 4:00:45 PM
flexible-fund6$50.002/21/2011 4:45:16 PM
versatile-return3$50.002/21/2011 7:05:57 PM
barefootpaul$35.002/21/2011 8:09:55 PM
dnactivation$73.002/21/2011 9:34:28 PM
pinballeffect$103.002/21/2011 10:06:54 PM
Artist_Blue$25.002/22/2011 6:04:23 AM
Ripsaw4U$50.002/22/2011 1:09:46 AM
hopeful-benjamins3$25.002/22/2011 12:53:21 PM
One1putt$50.002/22/2011 12:47:43 PM
caring-hope2$50.002/22/2011 12:59:05 PM
EJF$50.002/22/2011 4:00:49 PM
bkb7484$30.002/22/2011 3:08:30 PM
lendacity$25.002/22/2011 1:56:12 PM
indomitable-coin$50.002/22/2011 5:11:15 PM
hope-hickory$25.002/22/2011 6:40:20 PM
UD3230$32.362/22/2011 5:47:15 PM
powerful-finance7$25.002/22/2011 7:49:03 PM
ITFDEE$25.002/22/2011 9:07:01 PM
sandeepPR$25.002/23/2011 12:23:38 AM
teachermrb$28.302/22/2011 9:26:39 PM
rautility$25.002/23/2011 5:14:36 AM
bullwink27$25.002/23/2011 6:45:40 AM
wwwUniversal$25.002/23/2011 2:34:07 AM
EretzCapital$60.862/23/2011 8:28:48 AM
SecondChanceLendingSERV$50.002/23/2011 7:43:15 AM
T-Bizzone$100.002/23/2011 8:10:39 AM
enthralling-deal180$100.002/17/2011 5:33:10 PM
benjamins-utopia$50.002/17/2011 5:42:34 PM
BxRealtor$25.002/17/2011 5:49:21 PM
melodious-fairness$100.002/17/2011 6:02:13 PM
organized-payment6$50.002/17/2011 6:03:00 PM
don8ter$25.002/17/2011 6:23:32 PM
HamachiMan$50.002/17/2011 6:24:32 PM
macjp123$25.002/17/2011 6:26:56 PM
irrelevant$50.002/17/2011 6:32:52 PM
Tradesmanlender$35.002/17/2011 6:38:04 PM
Tylerh$100.002/17/2011 10:43:43 PM
RandyL3$25.002/18/2011 2:56:53 AM
reflective-rupee$100.772/18/2011 4:21:00 PM
justinology$62.382/19/2011 10:36:34 AM
commanding-income774$25.002/19/2011 11:24:25 AM
MadHun$100.002/19/2011 8:59:42 PM
one-midas$25.002/20/2011 6:42:01 PM
jeffpac$50.002/21/2011 6:45:05 AM
hs112a$50.002/21/2011 9:20:50 AM
rebellender$25.002/21/2011 10:06:00 AM
RetirementMoney$25.002/21/2011 10:31:09 AM
Azonic21$25.002/21/2011 10:54:47 AM
gain-gourd$100.002/21/2011 12:01:48 PM
jbaum$40.002/21/2011 12:20:42 PM
jigsaw$100.002/21/2011 1:32:25 PM
moola-escalator$50.002/21/2011 2:11:07 PM
Preteur$25.002/21/2011 4:19:38 PM
thankful-nickel2$25.002/21/2011 7:09:32 PM
innocent-deal$50.002/21/2011 6:19:39 PM
meenan$50.002/21/2011 7:24:47 PM
JMY1$25.002/21/2011 7:35:21 PM
BidDaddyBigBucks$100.002/21/2011 8:09:36 PM
buckyhead2000$25.002/21/2011 10:29:24 PM
engaging-worth$25.002/21/2011 10:34:41 PM
top-epic-community$50.002/22/2011 12:21:19 PM
JJ9876$25.002/22/2011 12:09:33 PM
TikPmp1$25.002/22/2011 12:10:58 PM
dpries123$25.002/22/2011 12:45:35 PM
ashirey$50.002/22/2011 12:34:13 PM
authoritative-capital$25.002/22/2011 2:14:25 PM
Dr_M$25.002/22/2011 4:21:03 PM
hopeful-truth5$50.002/22/2011 4:51:09 PM
bid-czar8$100.002/22/2011 5:30:45 PM
encore02$100.002/22/2011 7:45:01 PM
payment-silo$100.002/22/2011 7:50:58 PM
proud-silver0$50.002/22/2011 8:19:26 PM
gogene2002$25.002/22/2011 8:34:10 PM
JDKevin$50.002/22/2011 7:07:45 PM
martymaniaman$25.002/23/2011 5:48:43 AM
FinDoc$25.002/23/2011 1:55:36 AM
GElender$50.002/23/2011 5:44:41 AM
special-peso$50.002/23/2011 8:20:43 AM
Gr8Deal$50.002/23/2011 8:00:31 AM
107 Investments
 
Borrower Payment Dependent Notes Series 494353
This series of Notes was issued and sold upon the funding of the borrower loan #47455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-2000 Debt/Income ratio: 8%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 13Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 39 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,746Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: shiny-asset1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
capture the flag
Purpose of loan: prosper pays 2nd payment
This loan will be used to... manage cash

My financial situation: full time employed, 80k cash
I am a good candidate for this loan because... 80k cash
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:26:03 PM
enthralling-deal180$75.002/17/2011 5:36:57 PM
Chutney$50.002/17/2011 5:54:04 PM
a-responsible-return$50.002/17/2011 5:57:04 PM
adventurous-commerce$25.002/17/2011 5:58:53 PM
organized-payment6$50.002/17/2011 6:03:01 PM
AFairDeal$75.002/17/2011 6:04:04 PM
velocity-solo$25.002/17/2011 6:05:11 PM
dime-smasher5$25.002/17/2011 6:05:55 PM
dogdog$50.002/17/2011 6:36:34 PM
amit_gu$25.002/17/2011 7:17:29 PM
Tylerh$100.002/17/2011 10:43:46 PM
rjrventure$50.002/18/2011 6:07:52 AM
one-midas$25.002/18/2011 9:08:59 AM
ryguy150$25.002/18/2011 2:18:48 PM
thankful-nickel2$25.002/18/2011 5:04:38 PM
reflective-rupee$500.772/18/2011 5:12:36 PM
ResQDoc$75.002/18/2011 8:01:29 PM
radforj22$25.002/19/2011 11:39:11 AM
commanding-income774$25.002/19/2011 11:24:26 AM
foldingbenny2$25.002/19/2011 1:12:52 PM
GrowTK$25.002/19/2011 4:54:28 PM
MadHun$100.002/19/2011 8:59:43 PM
competent-p2p$75.002/20/2011 12:34:38 PM
unrelenting-auction7$25.002/20/2011 6:24:23 PM
hookUup$25.002/20/2011 6:28:29 PM
Trapman13$50.002/21/2011 4:20:25 AM
herman7$25.002/21/2011 5:17:06 AM
drysdale-sd$100.002/21/2011 8:27:02 AM
commerce-yeller$30.002/21/2011 8:25:05 AM
interstellar$51.002/21/2011 8:59:41 AM
rebellender$25.002/21/2011 10:06:02 AM
Azonic21$25.002/21/2011 10:54:48 AM
misit$25.002/21/2011 11:30:39 AM
SIU_Saluki_Lending$25.002/21/2011 11:51:10 AM
gain-gourd$100.002/21/2011 12:01:51 PM
CE88$25.002/21/2011 12:12:52 PM
benjamins-utopia$50.002/17/2011 5:42:36 PM
simplelender80$100.002/17/2011 5:46:00 PM
vutah$25.002/17/2011 5:46:14 PM
BxRealtor$25.002/17/2011 5:49:27 PM
melodious-fairness$100.002/17/2011 6:02:19 PM
scrappy-bonus2$25.002/17/2011 6:21:56 PM
don8ter$25.002/17/2011 6:23:33 PM
HamachiMan$50.002/17/2011 6:24:32 PM
macjp123$25.002/17/2011 6:26:55 PM
irrelevant$50.002/17/2011 6:32:53 PM
RetirementMoney$25.002/17/2011 6:36:18 PM
Tradesmanlender$35.002/17/2011 6:38:05 PM
availableloan$25.002/17/2011 8:56:26 PM
rakem777$25.002/18/2011 7:58:22 AM
engaging-worth$25.002/18/2011 8:02:44 PM
loot-supporter2$25.002/19/2011 3:14:04 AM
fallentimbers$50.002/19/2011 6:56:24 AM
capt996$250.002/19/2011 5:48:53 PM
marwadi-62$100.002/20/2011 2:42:05 PM
principal-injector2$50.002/20/2011 3:45:07 PM
investor_101$50.002/20/2011 8:54:32 PM
jeffpac$50.002/21/2011 7:29:25 AM
GrayStudio$25.002/21/2011 7:25:31 AM
swti37$100.002/21/2011 8:09:05 AM
alwayson$25.002/21/2011 8:17:40 AM
power-cell$32.002/21/2011 8:59:52 AM
hs112a$50.002/21/2011 9:20:51 AM
loot-squirrel6$25.002/21/2011 9:56:16 AM
MoneyForNothing$1.232/21/2011 12:13:13 PM
66 Investments
 
Borrower Payment Dependent Notes Series 494407
This series of Notes was issued and sold upon the funding of the borrower loan #47472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1987 Debt/Income ratio: 65%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,683Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: reward-maker2 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Remodeling
Purpose of loan:
This loan will be used to?
Remodel my Home.? It needs a new roof and some other small additions.

My financial situation:
I am a good candidate for this loan because?
I have never missed any loan or credit card payment.? This loan will improve the value of my home.? I pride myself on a great credit report and score and plan to continue that path.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:26:25 PM
enthralling-deal180$75.002/17/2011 5:37:09 PM
benjamins-utopia$50.002/17/2011 5:42:56 PM
organized-payment6$50.002/17/2011 6:19:55 PM
don8ter$25.002/17/2011 6:23:38 PM
HamachiMan$50.002/17/2011 6:24:35 PM
irrelevant$50.002/17/2011 6:33:00 PM
Tradesmanlender$35.002/17/2011 6:38:10 PM
triumph329$31.132/18/2011 11:35:22 AM
wampum-chorus3$25.002/18/2011 1:42:45 PM
melodious-fairness$54.412/19/2011 3:59:20 AM
radforj22$25.002/19/2011 11:39:15 AM
MadHun$100.002/19/2011 8:59:45 PM
principal-injector2$50.002/20/2011 3:45:11 PM
rebellender$25.002/21/2011 10:06:10 AM
rdrloan$25.002/21/2011 10:31:41 AM
CA-Lender$25.002/21/2011 1:09:05 PM
moola-escalator$50.002/21/2011 2:11:10 PM
best-ingenious-funds$25.002/21/2011 4:00:47 PM
flexible-fund6$50.002/21/2011 4:45:18 PM
innocent-deal$50.002/21/2011 6:19:41 PM
thoughtful-exchange8$100.002/21/2011 6:56:27 PM
Ripsaw4U$50.002/22/2011 1:09:48 AM
cash-tent$30.002/21/2011 11:44:49 PM
Artist_Blue$25.002/22/2011 6:16:54 AM
TikPmp1$25.002/22/2011 12:10:59 PM
trade-freshmaker$50.002/22/2011 1:35:40 PM
lendacity$25.002/22/2011 5:53:37 PM
Peterman$25.002/22/2011 7:22:15 PM
proud-silver0$50.002/22/2011 8:19:28 PM
Nojukbong$50.002/23/2011 5:47:03 AM
SecondChanceLendingSERV$50.002/23/2011 7:25:56 AM
epall$25.002/23/2011 10:56:18 AM
the-worthy-income$25.002/23/2011 2:31:45 PM
coin-investor$25.002/24/2011 1:28:39 AM
Ocean713$50.002/23/2011 9:51:27 PM
treasure-pipeline$50.002/24/2011 10:17:04 AM
syounker$25.002/25/2011 9:35:10 AM
anton$3,702.002/25/2011 2:50:07 PM
the-enterprising-leverage$25.002/25/2011 10:23:48 AM
worth-excellence4$25.002/25/2011 1:40:15 PM
larrybird$1,000.002/25/2011 2:09:23 PM
gallant-economy9$1,500.002/25/2011 2:12:40 PM
simplelender80$100.002/17/2011 5:46:22 PM
BxRealtor$25.002/17/2011 5:49:41 PM
macjp123$25.002/17/2011 6:26:51 PM
RyanTH9893$25.002/17/2011 7:03:33 PM
Tylerh$100.002/17/2011 10:43:55 PM
petangerie$118.352/18/2011 4:32:39 PM
studious-gold4$50.002/18/2011 5:55:30 PM
the-silver-blaster$50.002/21/2011 1:13:42 AM
commerce-yeller$30.002/21/2011 8:25:08 AM
momoney2lend$25.002/21/2011 8:50:39 AM
gain-gourd$100.002/21/2011 12:01:56 PM
jbaum$40.002/21/2011 12:20:48 PM
velocity-solo$25.002/21/2011 12:48:19 PM
admirable-income9$25.002/21/2011 1:07:07 PM
jigsaw$100.002/21/2011 1:32:28 PM
Preteur$25.002/21/2011 4:19:41 PM
meenan$50.002/21/2011 7:24:49 PM
top-epic-community$50.002/22/2011 12:21:23 PM
One1putt$50.002/22/2011 12:54:29 PM
ashirey$50.002/22/2011 12:34:19 PM
GrayStudio$25.002/22/2011 1:55:56 PM
authoritative-capital$25.002/22/2011 2:14:27 PM
jeffpac$50.002/22/2011 5:31:44 PM
hope-hickory$25.002/22/2011 6:40:23 PM
powerful-finance7$25.002/22/2011 7:49:05 PM
adventurous-treasure2$50.002/22/2011 8:13:09 PM
GElender$50.002/23/2011 5:44:43 AM
barefootpaul$35.002/23/2011 6:30:30 AM
Gr8Deal$50.002/23/2011 8:00:33 AM
worker943$50.002/23/2011 9:40:48 AM
friendly-market5$25.002/23/2011 3:51:22 PM
jescowa$50.002/23/2011 4:56:21 PM
platinum-scientist9$50.002/23/2011 5:01:51 PM
jazzlender$25.002/23/2011 5:51:29 PM
ultimate-payment$50.002/23/2011 7:52:32 PM
affluence-tycoon$50.002/24/2011 6:51:32 AM
bid-czar8$100.002/24/2011 11:38:11 AM
loyalist1$200.002/24/2011 2:17:30 PM
efficient-treasure0$25.002/24/2011 9:36:41 PM
jamschmidt$25.002/24/2011 9:47:56 PM
credit-investor5$50.002/25/2011 1:07:52 PM
84 Investments
 
Borrower Payment Dependent Notes Series 494439
This series of Notes was issued and sold upon the funding of the borrower loan #47446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1990 Debt/Income ratio: 4%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,651Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: birdie923 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to replace HVAC
Purpose of loan:
This loan will be used to help fund HVAC repairs

My financial situation:
I am a good candidate for this loan because I have a good salary and a high credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:22 PM
kenji4861$25.002/17/2011 5:40:45 PM
a-responsible-return$50.002/17/2011 5:57:28 PM
nimble-money0$25.002/17/2011 6:01:32 PM
organized-payment6$25.002/17/2011 6:08:48 PM
Tradesmanlender$50.002/17/2011 6:09:50 PM
compoundinterest$50.002/17/2011 6:10:43 PM
truth-image$50.002/17/2011 6:16:41 PM
youqianderen$50.002/17/2011 6:15:52 PM
axl163$25.002/17/2011 6:20:18 PM
camaraderi-atmosphere$100.002/17/2011 6:21:15 PM
the-upbeat-p2p$50.002/17/2011 6:29:21 PM
RetirementMoney$25.002/17/2011 6:52:45 PM
Tylerh$100.002/17/2011 10:40:41 PM
orindalender$50.002/18/2011 6:50:41 AM
organic-treasure$25.002/18/2011 9:33:45 AM
exchange-pledge$100.002/18/2011 10:11:45 AM
cashhelp$60.002/18/2011 3:29:03 PM
amit_gu$25.002/18/2011 7:35:17 PM
reflective-rupee$1,000.772/18/2011 8:32:24 PM
neighborly-hope6$50.002/19/2011 1:39:29 AM
BoughtTheFarm$25.002/19/2011 7:49:23 AM
Goodlender42$25.002/20/2011 9:50:04 AM
marwadi-62$100.002/20/2011 2:36:23 PM
hookUup$50.002/20/2011 6:17:59 PM
RyanJY$25.002/20/2011 11:22:31 PM
goodhearted-gold3$42.162/21/2011 5:43:00 AM
Pulchritudinous$25.002/17/2011 6:06:51 PM
blot44$25.002/17/2011 6:07:48 PM
don8ter$25.002/17/2011 6:11:16 PM
DukSerduk$25.002/17/2011 6:12:07 PM
jenkris$25.002/17/2011 6:13:59 PM
CBO-Enterprise$50.002/17/2011 6:12:59 PM
benjamins-utopia$100.002/17/2011 6:17:33 PM
meux99$25.002/17/2011 6:14:33 PM
hitsman$50.002/17/2011 6:18:34 PM
KWarrior$50.002/17/2011 6:19:27 PM
scrappy-bonus2$25.002/17/2011 6:22:04 PM
sk10023$25.002/17/2011 6:28:45 PM
choss02$50.002/17/2011 6:30:34 PM
docdekay$100.002/17/2011 6:31:23 PM
community-pipeline$25.002/17/2011 6:31:57 PM
BidDaddyBigBucks$25.002/17/2011 6:37:23 PM
Loansforyou$50.002/18/2011 10:10:51 AM
engaging-worth$25.002/18/2011 8:05:13 PM
HealthAndSafety$97.072/18/2011 11:29:36 PM
a-versatile-power$25.002/19/2011 4:44:14 AM
vine99$100.002/19/2011 9:16:53 AM
bold-visionary-rate$25.002/19/2011 10:15:17 AM
BaxterEvil$25.002/19/2011 12:33:23 PM
PayingItForwardPlease$25.002/19/2011 11:20:23 PM
ac787$25.002/20/2011 5:20:55 AM
copiosus$25.002/20/2011 3:51:38 PM
preyj$50.002/20/2011 4:31:31 PM
E_G$50.002/20/2011 5:24:21 PM
cebgop$25.002/21/2011 1:04:32 AM
ogmanny$50.002/21/2011 1:29:41 AM
57 Investments
 
Borrower Payment Dependent Notes Series 494457
This series of Notes was issued and sold upon the funding of the borrower loan #47461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,450.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $300.43
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1998 Debt/Income ratio: 14%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 39 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $68,998Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: unrivaled-fund025 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan consolidation, solid income
Purpose of loan:
I am looking to consolidate a few outstanding loans

My financial situation is excellent.

I am a good candidate for this loan because I am employed with a great job that pays well. I am a senior systems analyst (computer geek), and have been with my company for over 6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 5:15:04 PM
kulender$100.002/17/2011 5:27:01 PM
simplelender80$100.002/17/2011 5:46:45 PM
BxRealtor$25.002/17/2011 5:49:58 PM
Pulchritudinous$25.002/17/2011 5:55:46 PM
Jay_Tee$50.002/17/2011 5:56:16 PM
a-responsible-return$50.002/17/2011 5:57:36 PM
AFairDeal$75.002/17/2011 6:04:29 PM
don8ter$25.002/17/2011 6:23:52 PM
HamachiMan$50.002/17/2011 6:24:43 PM
dogdog$50.002/17/2011 6:36:38 PM
Tylerh$100.002/17/2011 10:44:08 PM
thankful-nickel2$25.002/18/2011 5:10:14 PM
reflective-rupee$500.772/19/2011 8:56:43 AM
MadHun$100.002/19/2011 8:59:49 PM
unrelenting-auction7$25.002/20/2011 6:24:27 PM
Denbo32$661.002/21/2011 8:20:17 AM
commerce-yeller$30.002/21/2011 8:25:11 AM
rebellender$25.002/21/2011 10:06:14 AM
dreamhope$25.002/21/2011 10:24:43 AM
Azonic21$25.002/21/2011 10:54:52 AM
tekstyle38$50.002/21/2011 10:53:29 AM
gain-gourd$100.002/21/2011 11:38:41 AM
gain-gourd$100.002/21/2011 11:36:32 AM
SIU_Saluki_Lending$25.002/21/2011 11:37:26 AM
marketplace-spark$25.002/21/2011 12:04:41 PM
vutah$50.002/17/2011 5:29:01 PM
enthralling-deal180$75.002/17/2011 5:37:34 PM
benjamins-utopia$50.002/17/2011 5:43:17 PM
organized-payment6$50.002/17/2011 6:03:16 PM
dime-smasher5$25.002/17/2011 6:06:15 PM
Tradesmanlender$50.002/17/2011 6:09:54 PM
macjp123$25.002/17/2011 6:26:44 PM
irrelevant$50.002/17/2011 6:33:14 PM
BACKJUDGE$50.002/18/2011 6:33:02 AM
coin-sherpa$25.002/18/2011 12:18:39 PM
amit_gu$25.002/18/2011 12:28:35 PM
radforj22$25.002/19/2011 11:39:22 AM
MonkeyHero$30.002/19/2011 3:02:16 PM
principal-injector2$50.002/20/2011 3:45:17 PM
Mav26$25.002/20/2011 5:57:03 PM
availableloan$25.002/21/2011 12:33:13 AM
herman7$25.002/21/2011 5:15:50 AM
BeaufortBill$82.952/21/2011 6:24:31 AM
competent-p2p$25.002/21/2011 6:44:56 AM
melodious-fairness$100.002/21/2011 7:27:34 AM
toronado$100.002/21/2011 8:46:07 AM
gogene2002$25.002/21/2011 9:38:12 AM
CPA-Banker$70.282/21/2011 12:13:50 PM
49 Investments
 
Borrower Payment Dependent Notes Series 494463
This series of Notes was issued and sold upon the funding of the borrower loan #47414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $308.17
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1987 Debt/Income ratio: 6%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:21y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,317Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: forte079 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen Remodeling
Purpose of loan: Kitchen Remodeling
This loan will be used to purchase materials and pay for contractor

My financial situation: Excellent.
I am a good candidate for this loan because I have a clean credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:11 PM
a-responsible-return$50.002/17/2011 5:57:40 PM
blot44$25.002/17/2011 6:07:54 PM
youqianderen$50.002/17/2011 6:15:55 PM
benjamins-utopia$100.002/17/2011 6:17:35 PM
axl163$25.002/17/2011 6:20:16 PM
camaraderi-atmosphere$100.002/17/2011 6:21:16 PM
scrappy-bonus2$25.002/17/2011 6:22:10 PM
sk10023$25.002/17/2011 6:28:47 PM
docdekay$100.002/17/2011 6:31:26 PM
BidDaddyBigBucks$25.002/17/2011 6:37:25 PM
RetirementMoney$25.002/17/2011 6:53:09 PM
Tylerh$100.002/17/2011 10:40:44 PM
exchange-squirrel$25.002/18/2011 3:10:20 AM
orindalender$50.002/18/2011 6:50:44 AM
reflective-rupee$1,000.772/18/2011 8:32:05 PM
neighborly-hope6$50.002/19/2011 1:39:27 AM
a-versatile-power$25.002/19/2011 4:45:11 AM
BoughtTheFarm$25.002/19/2011 7:49:26 AM
kenji4861$25.002/17/2011 5:40:50 PM
nimble-money0$25.002/17/2011 6:01:36 PM
Pulchritudinous$25.002/17/2011 6:06:55 PM
organized-payment6$25.002/17/2011 6:08:51 PM
compoundinterest$50.002/17/2011 6:10:45 PM
don8ter$25.002/17/2011 6:11:20 PM
DukSerduk$25.002/17/2011 6:12:10 PM
Tradesmanlender$50.002/17/2011 6:09:55 PM
CBO-Enterprise$50.002/17/2011 6:13:02 PM
meux99$25.002/17/2011 6:14:35 PM
jenkris$25.002/17/2011 6:14:02 PM
truth-image$50.002/17/2011 6:16:42 PM
hitsman$50.002/17/2011 6:18:36 PM
KWarrior$50.002/17/2011 6:19:30 PM
the-upbeat-p2p$50.002/17/2011 6:29:22 PM
choss02$50.002/17/2011 6:30:35 PM
community-pipeline$25.002/17/2011 6:31:58 PM
amit_gu$25.002/18/2011 7:35:39 PM
cashhelp$60.002/19/2011 12:19:50 AM
income-encore1$50.002/19/2011 8:41:39 AM
GoldenGo4$939.232/19/2011 10:31:08 AM
bold-visionary-rate$25.002/19/2011 10:17:57 AM
41 Investments
 
Borrower Payment Dependent Notes Series 494465
This series of Notes was issued and sold upon the funding of the borrower loan #47385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $357.25
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2000 Debt/Income ratio: 28%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,525Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: credit-paddle4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Colsalidation
Purpose of loan:
This loan will be used to Pay off Credit Cards

My financial situation:
I am a good candidate for this loan because I have 8 solid progressive management experiance at the same company. Education: MBA


Monthly net income: $4750
Monthly expenses: $1953
Housing: $1100
Insurance: $230
Car expenses: $0
Utilities: $200
Phone, cable, internet: $123
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:27:05 PM
benjamins-utopia$50.002/17/2011 5:43:21 PM
transformer855$50.002/17/2011 5:50:16 PM
smurf163$25.002/17/2011 5:53:39 PM
Pulchritudinous$25.002/17/2011 5:54:51 PM
nybanker85$50.002/17/2011 6:06:27 PM
organized-payment6$50.002/17/2011 6:19:57 PM
don8ter$25.002/17/2011 6:23:54 PM
HamachiMan$50.002/17/2011 6:24:46 PM
flexible-vigilance7$25.002/17/2011 8:03:46 PM
vutah$25.002/17/2011 9:14:24 PM
angel879$25.002/17/2011 10:48:25 PM
penny-plato$25.002/18/2011 9:52:28 AM
upbeat-finance8$25.002/18/2011 4:07:33 PM
1traveler$25.002/18/2011 6:46:57 PM
reflective-rupee$1,000.772/18/2011 8:31:47 PM
Leshan$50.002/19/2011 9:38:46 AM
Q9-X3$50.002/19/2011 10:21:58 AM
radforj22$25.002/19/2011 11:39:24 AM
CSinvestments$25.002/19/2011 11:53:49 AM
Kyileo$25.002/19/2011 1:24:20 PM
serene-capital$25.002/20/2011 12:46:45 AM
dontletmoneyfoolya$25.002/20/2011 12:01:08 AM
UBOtto186$50.002/20/2011 10:26:58 AM
12Knocksinna$25.002/20/2011 10:40:17 AM
Azonic21$50.002/20/2011 2:22:20 PM
Shawn95187$121.522/20/2011 1:54:52 PM
circustab$37.712/20/2011 4:13:35 PM
enthralling-deal180$75.002/17/2011 5:37:37 PM
simplelender80$100.002/17/2011 5:46:53 PM
BxRealtor$25.002/17/2011 5:50:03 PM
treasure-brigade$50.002/17/2011 5:53:12 PM
a-responsible-return$50.002/17/2011 5:57:47 PM
AFairDeal$75.002/17/2011 6:04:35 PM
macjp123$25.002/17/2011 6:26:42 PM
irrelevant$50.002/17/2011 6:33:17 PM
Tradesmanlender$35.002/17/2011 6:38:16 PM
RetirementMoney$25.002/17/2011 6:38:46 PM
RyanTH9893$25.002/17/2011 6:57:22 PM
auctionator1$50.002/17/2011 8:25:30 PM
balance-force$30.002/17/2011 9:03:34 PM
sincere-balance$25.002/17/2011 10:05:36 PM
Reddy_Capital$25.002/17/2011 10:13:54 PM
Tylerh$100.002/17/2011 10:44:11 PM
rjrventure$25.002/18/2011 6:08:14 AM
JustMee$25.002/18/2011 6:22:34 AM
sk10023$25.002/18/2011 7:34:51 AM
rakem777$25.002/18/2011 8:00:18 AM
Letusee$50.002/18/2011 10:12:57 AM
competent-p2p$70.002/18/2011 10:52:23 AM
Scotcha$50.002/18/2011 3:19:19 PM
unfixer$25.002/18/2011 5:11:38 PM
market-atlantis$25.002/19/2011 6:15:23 AM
fallentimbers$25.002/19/2011 6:31:26 AM
High-flyer$25.002/19/2011 8:00:25 AM
Nusk$30.002/19/2011 8:09:17 AM
best-listing-toro$25.002/19/2011 9:05:50 AM
Aaron_Oz$25.002/19/2011 9:57:59 AM
mpatrick$25.002/19/2011 10:37:19 AM
the-silver-blaster$50.002/19/2011 11:08:06 AM
newest-organic-rupee$25.002/19/2011 12:26:33 PM
market-pudding$25.002/19/2011 12:29:52 PM
ac787$25.002/19/2011 1:05:25 PM
buffalobills$25.002/19/2011 3:06:21 PM
SOP_Bank$25.002/19/2011 6:23:34 PM
MadHun$100.002/19/2011 8:59:50 PM
nickel-position$25.002/19/2011 11:19:47 PM
tomdooley12520$25.002/20/2011 7:28:12 AM
Bank_Of_XL$25.002/20/2011 7:48:27 AM
ethicalhumanist$50.002/20/2011 11:41:41 AM
ProModelA$25.002/20/2011 10:57:34 AM
green-unrivaled-felicity$100.002/20/2011 12:54:40 PM
marwadi-62$100.002/20/2011 2:38:02 PM
principal-injector2$50.002/20/2011 3:45:19 PM
74 Investments
 
Borrower Payment Dependent Notes Series 494479
This series of Notes was issued and sold upon the funding of the borrower loan #47437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2009 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 6 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $174Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: terrific-credit4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
kevin's
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your business and the purpose of this loan in some detail. Thanks and best wishes. - reflective-rupee
A: I have business on ebay. We need expand more business on ebay. We need some fund for buy wholesale product. (Feb-18-2011)
Q: Without making it public on your posting, are you allowed to send me the URL of your store? If not, what types of items do you sell? Thanks! - diversification-maple1
A: I sell golf stuff like new and used brand golf balls, hats, used clubs. Thank you!! (Feb-19-2011)
Q: What percent of your household income comes from your Ebay business? - impala6464
A: Depend on business condition. I would say 60-80 percent. Thank you.. (Feb-19-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DHolly$50.002/18/2011 9:06:01 AM
simplelender80$200.002/18/2011 9:11:32 AM
HamachiMan$50.002/18/2011 9:30:53 AM
diplomatic-wealth7$25.002/18/2011 9:33:51 AM
jiggaman7$75.002/18/2011 9:34:55 AM
brmar$25.002/18/2011 9:39:53 AM
Tylerh$100.002/18/2011 9:43:29 AM
foxtrot12$100.002/18/2011 3:45:44 PM
SolarMoonshine$25.002/18/2011 5:16:24 PM
SFBank$50.002/18/2011 7:23:55 PM
reflective-rupee$200.772/18/2011 8:27:28 PM
IIP77$25.002/18/2011 7:39:17 PM
reflective-rupee$200.772/18/2011 8:27:19 PM
jjswanso$50.002/19/2011 8:08:25 AM
tech310$50.002/19/2011 9:49:44 AM
firsttouch1$100.002/19/2011 11:00:54 AM
LuvToLend$25.002/19/2011 11:35:40 AM
commanding-income774$25.002/19/2011 11:24:27 AM
RyanM561$25.002/19/2011 12:33:17 PM
Kqwik$25.002/19/2011 12:52:19 PM
checzwick$25.002/19/2011 1:02:13 PM
dudebrah$25.002/19/2011 2:46:25 PM
LR_Biker$50.002/19/2011 3:24:18 PM
cash-arboretum$29.822/19/2011 4:03:19 PM
vibraphone3$50.002/19/2011 5:55:28 PM
truth-trapper$25.002/19/2011 6:01:24 PM
cybercop45$25.002/19/2011 6:18:56 PM
Shining-Star$25.002/19/2011 6:30:22 PM
JPMorrisLegacyFund$50.002/19/2011 7:44:31 PM
transformer855$25.002/19/2011 5:55:33 PM
supersarah61$25.002/19/2011 6:39:44 PM
orange-useful-revenue$25.002/19/2011 9:11:28 PM
draggon77$25.002/20/2011 1:16:39 AM
himistu22$25.002/20/2011 4:02:56 AM
open-minded-fund9$70.522/20/2011 4:58:48 AM
Kash2010lu$25.002/18/2011 9:08:02 AM
2grindstones$25.002/18/2011 9:12:11 AM
greencat$50.002/18/2011 9:15:09 AM
suave-dime6$25.002/18/2011 9:16:06 AM
nickel-hickory$25.002/18/2011 9:29:56 AM
genius520$100.002/18/2011 9:32:51 AM
profit-powerplant$25.002/18/2011 9:32:10 AM
Jack55304$300.002/18/2011 9:33:20 AM
realtormoises$25.002/18/2011 9:36:04 AM
Ruckus888$50.002/18/2011 9:38:00 AM
irrelevant$50.002/18/2011 9:37:26 AM
GElender$25.002/18/2011 9:44:30 AM
social-hunter5$250.002/18/2011 11:55:06 AM
competent-p2p$50.002/18/2011 12:45:58 PM
ready-interest9$25.002/18/2011 3:41:09 PM
impala6464$75.002/18/2011 11:50:25 PM
Bob450$30.002/18/2011 8:09:19 PM
capital-galaxy$150.002/19/2011 4:56:52 AM
jga516$25.002/19/2011 5:30:06 AM
kulender$100.002/19/2011 9:48:46 AM
valiant-money$29.772/19/2011 10:03:20 AM
mrxtravis$25.002/19/2011 11:43:56 AM
lendhouse2008$100.002/19/2011 2:41:43 PM
thomas16882004$25.002/19/2011 3:36:57 PM
on_your_side$25.002/19/2011 4:26:44 PM
painterflipper$33.352/19/2011 3:35:50 PM
JiggaJoeyS$30.002/19/2011 5:44:04 PM
GrowTK$25.002/19/2011 5:04:56 PM
autonomous-truth$50.002/19/2011 7:14:54 PM
winmals$25.002/19/2011 5:42:23 PM
adaptable-capital$200.002/19/2011 5:57:36 PM
rate-sceptre$50.002/19/2011 7:31:14 PM
brosco2323$25.002/20/2011 3:48:32 AM
68 Investments
 
Borrower Payment Dependent Notes Series 494501
This series of Notes was issued and sold upon the funding of the borrower loan #47441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2003 Debt/Income ratio: Not calculated
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:11y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $147Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: sweet-responsibility85 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase New Furniture
Purpose of loan:
This loan will be used to... buy new furniture for my apartment

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3666
Monthly expenses: $940
Housing: $650
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $40
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/18/2011 9:11:33 AM
phaded$25.002/18/2011 9:12:41 AM
greencat$50.002/18/2011 9:08:58 AM
profit-powerplant$25.002/18/2011 9:32:11 AM
genius520$100.002/18/2011 9:32:52 AM
jiggaman7$75.002/18/2011 9:34:57 AM
Tylerh$100.002/18/2011 9:43:32 AM
capital-kingdom$25.002/18/2011 12:35:02 PM
foothillender$25.002/18/2011 2:55:20 PM
reflective-rupee$500.772/18/2011 4:04:19 PM
foxtrot12$100.002/18/2011 3:45:45 PM
Astyanax$40.002/18/2011 11:26:19 PM
jjswanso$50.002/19/2011 8:08:26 AM
Kash2010lu$28.002/19/2011 9:17:30 AM
kulender$50.002/19/2011 9:48:47 AM
tech310$50.002/19/2011 12:35:57 PM
realtormoises$25.002/19/2011 12:52:04 PM
LR_Biker$50.002/19/2011 3:24:19 PM
loss-of-control$50.002/19/2011 4:27:41 PM
GrowTK$25.002/19/2011 5:04:56 PM
truth-trapper$25.002/19/2011 6:03:13 PM
vibraphone3$50.002/19/2011 5:55:29 PM
HelpfulLender1$25.002/20/2011 3:52:49 PM
fortytwo$34.592/20/2011 5:29:01 PM
leverage-monger$35.002/21/2011 7:38:12 AM
momoney2lend$25.002/21/2011 8:40:48 AM
point-kitten6$50.002/21/2011 8:49:48 AM
frogperson$150.002/21/2011 8:58:57 AM
agalt$50.002/21/2011 9:46:29 AM
jwsun90$306.642/21/2011 11:39:58 AM
suave-dime6$25.002/18/2011 9:16:07 AM
2grindstones$25.002/18/2011 9:19:30 AM
HamachiMan$50.002/18/2011 9:31:01 AM
Jack55304$300.002/18/2011 9:33:21 AM
diplomatic-wealth7$25.002/18/2011 9:33:52 AM
irrelevant$50.002/18/2011 9:37:28 AM
brmar$25.002/18/2011 9:39:55 AM
GElender$25.002/18/2011 9:44:32 AM
competent-p2p$50.002/18/2011 12:46:24 PM
SolarMoonshine$25.002/18/2011 5:12:45 PM
Bob450$30.002/18/2011 8:09:20 PM
LoanerPrincipal$25.002/18/2011 10:29:29 PM
jga516$25.002/19/2011 5:30:05 AM
leverage-monger$50.002/19/2011 9:15:57 AM
loyalist1$75.002/19/2011 11:14:28 AM
checzwick$25.002/19/2011 1:07:34 PM
autonomous-truth$100.002/19/2011 8:16:26 PM
ingenious-interest1$50.002/20/2011 9:50:46 AM
1randyp$100.002/20/2011 4:39:49 PM
kendallv$25.002/20/2011 7:29:29 PM
the-silver-blaster$50.002/21/2011 1:12:09 AM
asiaratt$50.002/21/2011 2:39:22 AM
gala279$50.002/21/2011 6:36:11 AM
zone8$50.002/21/2011 6:45:33 AM
Tikibarman$25.002/21/2011 6:55:31 AM
trumpeter5$50.002/21/2011 7:53:19 AM
silver-enlightenment0$100.002/21/2011 8:09:37 AM
amlu1988$25.002/21/2011 9:33:55 AM
orderly-leverage$100.002/21/2011 10:07:48 AM
point-pinnacle$25.002/21/2011 10:52:57 AM
FinanceEngine$25.002/21/2011 11:24:06 AM
61 Investments
 
Borrower Payment Dependent Notes Series 494599
This series of Notes was issued and sold upon the funding of the borrower loan #47448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $358.81
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2001 Debt/Income ratio: 30%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,594Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: regentswift Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
High Interest Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit card debt.

My financial situation:
I am a good candidate for this loan because I have a high income, good credit, and am eager to roll up some existing high-interest credit card debt to improve my financial situation. My wife and I both have high paying, steady careers.

Monthly net income: $ 10,000 (joint income)
Housing: $1500
Insurance: $100
Car expenses: $750
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $3000 (thus the loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:30 PM
simplelender80$100.002/18/2011 5:05:59 PM
mickw2000$25.002/18/2011 5:52:32 PM
organized-payment6$50.002/18/2011 5:08:20 PM
Tradesmanlender$35.002/18/2011 5:10:28 PM
macjp123$25.002/19/2011 9:59:03 AM
soundmob$50.002/19/2011 10:30:16 AM
MadHun$100.002/19/2011 9:00:17 PM
reflective-rupee$750.772/20/2011 7:22:20 AM
DasMula$27.002/20/2011 11:03:21 AM
1randyp$300.002/20/2011 4:04:19 PM
balance-force$40.432/20/2011 10:13:17 PM
triumph329$51.582/21/2011 7:24:25 AM
squarebob$25.002/21/2011 8:05:08 AM
RetirementMoney$25.002/21/2011 10:38:42 AM
Azonic21$25.002/21/2011 10:55:07 AM
gain-gourd$100.002/21/2011 12:02:47 PM
jbaum$40.002/21/2011 12:21:32 PM
astute-investment5$25.002/21/2011 12:31:30 PM
radforj22$25.002/21/2011 12:49:59 PM
penny-finder$30.002/21/2011 1:51:25 PM
moola-escalator$50.002/21/2011 2:11:35 PM
Preteur$25.002/21/2011 4:20:07 PM
innocent-deal$50.002/21/2011 6:19:55 PM
seabassx$25.002/21/2011 5:54:45 PM
meenan$50.002/21/2011 7:25:08 PM
pinballeffect$100.002/21/2011 10:05:28 PM
Artist_Blue$25.002/22/2011 6:17:41 AM
EJF$50.002/22/2011 3:49:20 PM
momoney2lend$25.002/22/2011 5:26:50 PM
principal-bull$25.002/22/2011 6:09:54 PM
hopeful-truth5$100.002/22/2011 5:43:29 PM
credit-observatory$25.002/22/2011 6:25:27 PM
organic-treasure$25.002/22/2011 6:45:35 PM
powerful-finance7$25.002/22/2011 7:49:12 PM
don8ter$25.002/23/2011 2:33:38 AM
porwestco$30.002/23/2011 3:09:45 AM
SecondChanceLendingSERV$50.002/23/2011 7:27:26 AM
terrific-return$25.002/23/2011 8:51:21 AM
irrelevant$50.002/23/2011 9:05:36 AM
worker943$50.002/23/2011 9:41:01 AM
epall$25.002/23/2011 12:43:47 PM
greenback-maniac$25.002/23/2011 12:00:02 PM
friendly-market5$25.002/23/2011 3:51:32 PM
KClender$25.002/23/2011 5:06:38 PM
credit-coach118$38.952/23/2011 5:56:53 PM
ultimate-payment$50.002/23/2011 7:52:44 PM
Reddy_Capital$25.002/23/2011 10:49:58 PM
jescowa$25.002/24/2011 11:32:57 AM
RyanTH9893$25.002/24/2011 11:26:37 AM
velocity-solo$25.002/24/2011 5:57:43 PM
rebellender$25.002/24/2011 5:57:15 PM
schnippy$25.002/24/2011 6:33:01 PM
anton$3,960.002/25/2011 12:58:50 PM
rutzebach$100.002/25/2011 11:40:55 AM
organic-treasure$25.002/25/2011 11:48:18 AM
HamachiMan$50.002/18/2011 5:08:46 PM
Tylerh$100.002/18/2011 5:11:23 PM
SolarMoonshine$25.002/18/2011 5:39:44 PM
squarebob$25.002/18/2011 5:58:32 PM
benjamins-utopia$100.002/18/2011 5:06:58 PM
enthralling-deal180$75.002/18/2011 5:12:13 PM
SkiFastBadly$65.002/18/2011 6:14:14 PM
obedient-funds6$300.002/18/2011 8:27:36 PM
selector568$50.002/19/2011 3:45:28 AM
TackingWindward$25.002/19/2011 6:36:47 AM
competent-p2p$45.002/19/2011 11:47:25 AM
p2ploan-sensation211$25.002/19/2011 1:27:18 PM
reflective-rupee$750.772/19/2011 8:15:45 PM
nickel-position$25.002/19/2011 11:19:12 PM
Nailman88$50.002/20/2011 12:05:56 PM
hyeholdings$25.002/20/2011 10:10:23 PM
availableloan$25.002/21/2011 12:38:45 AM
the-silver-blaster$50.002/21/2011 1:13:49 AM
CA-Lender$25.002/21/2011 1:09:24 PM
kulender$100.002/21/2011 5:14:29 PM
blackfur$25.002/21/2011 6:39:36 PM
wealth-kangaroo8$50.002/22/2011 7:49:14 AM
TikPmp1$25.002/22/2011 12:11:13 PM
ashirey$50.002/22/2011 12:35:17 PM
authoritative-capital$25.002/22/2011 2:14:48 PM
WealthBuildingLessons$70.912/22/2011 1:01:07 PM
haryassman$25.002/22/2011 4:16:22 PM
shrewd-income$100.002/22/2011 5:49:46 PM
principal-injector2$50.002/22/2011 5:31:35 PM
angel879$25.002/22/2011 6:17:51 PM
Peterman$25.002/22/2011 7:22:49 PM
hope-hickory$25.002/22/2011 6:40:34 PM
natural-trade7$50.002/22/2011 8:46:47 PM
shrewd-income$50.002/23/2011 3:43:05 PM
platinum-scientist9$25.002/23/2011 5:02:27 PM
cmartaz$25.002/23/2011 5:40:59 PM
mraleig$200.002/23/2011 8:19:05 PM
chokichi$50.002/24/2011 8:21:31 AM
affluence-tycoon$50.002/24/2011 6:51:42 AM
treasure-pipeline$50.002/24/2011 10:17:18 AM
Astyanax$40.002/24/2011 2:44:17 PM
bejfishing$25.002/24/2011 4:55:04 PM
vutah$75.002/24/2011 8:03:37 PM
efficient-treasure0$25.002/24/2011 9:36:54 PM
melodious-fairness$100.002/24/2011 5:59:49 PM
best-ingenious-funds$25.002/24/2011 6:16:35 PM
Sol_Invictus$25.002/25/2011 4:57:21 AM
all_of_that_one$25.002/25/2011 5:53:26 AM
a-restless-dollar$50.002/25/2011 6:44:32 AM
syounker$25.002/25/2011 9:35:22 AM
lazyeye$25.002/25/2011 11:07:24 AM
107 Investments
 
Borrower Payment Dependent Notes Series 494633
This series of Notes was issued and sold upon the funding of the borrower loan #47418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1987 Debt/Income ratio: 13%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 6 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,876Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: peace-outpost Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off School Debt
After recently graduating from college (with honors), I have a small amount of personal debt that I owe to some family members. I have a strong desire to thank these family members with an immediate return of their loaned monies.

I am an excellent candidate for this loan because other than this small person debt, I am completely debt free. I pay off my credit cards every month, own my car outright and have very modest living expenses. Since graduating from college I have gained very steady employment (with a Fortune 100 company) that pays me an ample amount to cover this loan without significant financial distress. Just like I wish to pay back my family promptly, I will certainly pay back my investors promptly!

FWF!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:32 AM
simplelender80$100.002/18/2011 9:18:17 AM
BxRealtor$25.002/18/2011 9:19:29 AM
organized-payment6$50.002/18/2011 9:23:50 AM
AFairDeal$75.002/18/2011 9:24:42 AM
Tylerh$100.002/18/2011 9:42:52 AM
PRGuyinVA$50.002/18/2011 3:19:25 PM
thankful-nickel2$25.002/18/2011 4:58:02 PM
upperdeck$25.002/18/2011 9:07:45 PM
MadHun$100.002/19/2011 9:00:08 PM
principal-injector2$50.002/20/2011 3:45:41 PM
Mav26$30.002/20/2011 5:51:59 PM
radforj22$25.002/21/2011 1:21:40 AM
Denbo32$200.002/21/2011 6:13:30 AM
mlpinz$101.002/21/2011 7:44:41 AM
alwayson$25.002/21/2011 8:15:53 AM
independent-dollar$33.532/21/2011 8:16:10 AM
benjamins-utopia$50.002/18/2011 9:20:43 AM
a-responsible-return$50.002/18/2011 9:22:53 AM
HamachiMan$50.002/18/2011 9:31:49 AM
macjp123$25.002/18/2011 9:34:22 AM
Tradesmanlender$35.002/18/2011 9:39:16 AM
vutah$25.002/18/2011 9:05:27 PM
income-encore1$50.002/19/2011 8:31:56 AM
reflective-rupee$1,200.772/19/2011 7:53:57 PM
marwadi-62$100.002/20/2011 2:40:08 PM
hopeful-truth5$100.002/20/2011 5:15:46 PM
principal-bull$25.002/20/2011 5:37:19 PM
unrelenting-auction7$25.002/20/2011 6:24:32 PM
availableloan$25.002/21/2011 12:35:43 AM
Yaj$25.002/21/2011 1:24:40 AM
competent-p2p$75.002/21/2011 6:47:04 AM
squarebob$100.002/21/2011 7:25:07 AM
aganippe$50.002/21/2011 8:08:45 AM
cgoca$25.002/21/2011 9:07:22 AM
peso-tiramisu$25.002/21/2011 9:16:50 AM
FundMaker$25.002/21/2011 9:13:52 AM
the-unrelenting-rupee$50.002/21/2011 9:44:06 AM
RetirementMoney$25.002/21/2011 9:34:56 AM
loot-squirrel6$25.002/21/2011 9:58:37 AM
Srijaya$40.842/21/2011 10:01:27 AM
cwegert$49.902/21/2011 10:07:36 AM
fireinsp61$133.962/21/2011 10:27:13 AM
43 Investments
 
Borrower Payment Dependent Notes Series 494681
This series of Notes was issued and sold upon the funding of the borrower loan #47442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-23-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-2003 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,120Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: euro-magnitude Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation loan
Purpose of loan:
This loan will be used to pay off higher interest credit card debt

My financial situation:
I am a good candidate for this loan because I have a steady income stream, never had a missed or late payment and save good portion of my income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:10 AM
kyomoon$50.002/18/2011 9:15:44 AM
organized-payment6$25.002/18/2011 9:25:52 AM
jenkris$25.002/18/2011 9:27:28 AM
don8ter$25.002/18/2011 9:26:37 AM
CBO-Enterprise$50.002/18/2011 9:27:14 AM
axl163$25.002/18/2011 9:29:01 AM
Tylerh$100.002/18/2011 9:41:36 AM
a-responsible-return$50.002/18/2011 10:16:40 AM
TrustOne$50.002/18/2011 1:55:47 PM
ramsumana$25.002/18/2011 3:54:59 PM
neighborly-hope6$50.002/19/2011 1:39:03 AM
reflective-rupee$250.772/19/2011 6:22:29 PM
E_G$50.002/20/2011 5:23:51 PM
competent-p2p$50.002/21/2011 10:40:14 AM
compoundinterest$50.002/21/2011 12:25:11 PM
kander80$42.882/21/2011 2:58:30 PM
best-ingenious-funds$25.002/21/2011 3:59:53 PM
Preteur$25.002/21/2011 4:21:16 PM
nuclearmoose$25.002/21/2011 8:34:40 PM
GiftViftdotcom$25.002/21/2011 8:39:09 PM
TikPmp1$25.002/22/2011 12:10:13 PM
wrighco$25.002/22/2011 5:47:39 PM
the-upbeat-p2p$50.002/22/2011 5:50:46 PM
Fenix878$25.002/22/2011 5:51:36 PM
jeffpac$50.002/22/2011 5:51:15 PM
camaraderi-atmosphere$100.002/22/2011 5:50:28 PM
yoyoclock$35.002/23/2011 3:05:12 AM
velocity-solo$25.002/23/2011 2:45:23 AM
brightest-income-hunter$25.002/23/2011 8:18:49 AM
nimble-money0$25.002/18/2011 9:23:28 AM
Tradesmanlender$50.002/18/2011 9:26:22 AM
DukSerduk$25.002/18/2011 9:26:58 AM
meux99$25.002/18/2011 9:27:48 AM
youqianderen$50.002/18/2011 9:28:03 AM
benjamins-utopia$100.002/18/2011 9:28:19 AM
KWarrior$50.002/18/2011 9:28:34 AM
sk10023$25.002/18/2011 9:35:27 AM
docdekay$100.002/18/2011 9:36:23 AM
community-pipeline$25.002/18/2011 9:36:47 AM
BidDaddyBigBucks$25.002/18/2011 9:38:52 AM
choss02$50.002/18/2011 9:36:03 AM
orindalender$50.002/18/2011 9:45:10 AM
jtrue71$25.002/18/2011 10:06:47 AM
jga516$25.002/19/2011 5:30:30 AM
majestic-dedication$50.002/19/2011 5:04:25 PM
Goodlender42$25.002/20/2011 9:50:24 AM
tenacious-compassion9$25.002/21/2011 8:06:31 AM
shellstar$25.002/21/2011 12:40:05 PM
blot44$25.002/21/2011 12:40:36 PM
authoritative-capital$25.002/21/2011 10:29:54 PM
newgroom422$25.002/21/2011 11:12:29 PM
a-restless-dollar$50.002/22/2011 7:57:47 AM
LendGuy$50.002/22/2011 12:54:52 PM
evnagelist$50.002/22/2011 1:27:12 PM
hopeful-truth5$50.002/22/2011 5:21:05 PM
Graces$50.002/22/2011 5:47:59 PM
hitsman$41.782/22/2011 5:50:24 PM
radforj22$25.002/23/2011 12:05:49 AM
amit_gu$25.002/22/2011 7:27:59 PM
mizount$25.002/23/2011 1:41:27 AM
sandeepPR$25.002/23/2011 12:14:08 AM
Denbo32$500.002/23/2011 7:17:28 AM
gallant-economy9$354.572/23/2011 8:45:56 AM
64 Investments
 
Borrower Payment Dependent Notes Series 494683
This series of Notes was issued and sold upon the funding of the borrower loan #47429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2000 Debt/Income ratio: 19%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:8y 4m
Amount delinquent: $2,429 Total credit lines: 7 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $257Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: community-accord Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
STEADY BUT NEED A LITTLE EXTRA
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:05:27 PM
foxtrot12$100.002/18/2011 5:12:49 PM
LoanerPrincipal$25.002/18/2011 10:29:14 PM
Jack55304$300.002/19/2011 9:58:52 AM
ingenious-interest1$50.002/20/2011 9:50:57 AM
asiaratt$50.002/21/2011 2:39:33 AM
sjo1984111$25.002/21/2011 4:44:59 AM
point-kitten6$50.002/21/2011 8:50:00 AM
amlu1988$25.002/21/2011 9:40:06 AM
Pitufo$25.002/21/2011 11:50:42 AM
green-thoughtful-yield$50.002/21/2011 12:22:25 PM
sappy02$25.002/21/2011 12:52:05 PM
inspiring-reward$150.002/21/2011 12:53:39 PM
j-lender$50.002/21/2011 1:06:32 PM
CA-Lender$25.002/21/2011 1:07:53 PM
finance-mushroom$100.002/21/2011 1:19:58 PM
moola-escalator$25.002/21/2011 2:20:12 PM
kendallv$25.002/21/2011 2:19:50 PM
4mydaughterseducation$35.002/21/2011 4:17:02 PM
dime-vista2$25.002/21/2011 10:07:21 PM
J-Rott$200.002/22/2011 7:59:30 AM
diversification-medalist$25.002/21/2011 11:47:23 PM
income-rocker2$35.372/22/2011 7:35:04 AM
MoneyForNothing$9.352/22/2011 10:55:08 AM
coin-comet3$25.002/22/2011 9:48:57 AM
PlusUltra$45.822/22/2011 10:43:12 AM
genius520$100.002/18/2011 5:09:38 PM
brmar$25.002/18/2011 5:10:47 PM
suave-dime6$25.002/18/2011 5:06:25 PM
HamachiMan$50.002/18/2011 5:08:55 PM
jiggaman7$50.002/18/2011 5:10:03 PM
Tylerh$100.002/18/2011 5:11:57 PM
competent-p2p$30.002/18/2011 5:12:25 PM
jga516$25.002/19/2011 5:29:54 AM
profit-powerplant$25.002/19/2011 9:19:00 AM
Bob450$27.492/19/2011 9:54:01 AM
irrelevant$50.002/19/2011 9:51:57 AM
the-silver-blaster$50.002/21/2011 1:12:36 AM
FASTIZIO_P$25.002/21/2011 4:28:52 AM
zone8$50.002/21/2011 6:45:45 AM
momoney2lend$25.002/21/2011 8:41:04 AM
orderly-leverage$100.002/21/2011 10:08:10 AM
gain-gourd$75.002/21/2011 11:44:17 AM
jigsaw$50.002/21/2011 1:33:07 PM
Fenix878$25.002/21/2011 2:10:35 PM
principal-trombone$50.002/21/2011 3:14:28 PM
ddog0224$50.002/21/2011 3:25:30 PM
thefork$50.002/21/2011 4:10:50 PM
kulender$100.002/21/2011 5:15:19 PM
supersarah61$25.002/21/2011 7:34:55 PM
barefootpaul$35.002/21/2011 8:10:06 PM
economy-synapse$25.002/21/2011 10:49:32 PM
truth-eclair$25.002/21/2011 10:14:05 PM
Lubava$50.002/22/2011 7:01:02 AM
fund-ambrosia0$25.002/22/2011 9:39:46 AM
Max20$25.002/22/2011 9:54:53 AM
the-cash-allotment$31.972/22/2011 10:44:19 AM
57 Investments
 
Borrower Payment Dependent Notes Series 494769
This series of Notes was issued and sold upon the funding of the borrower loan #47430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,999.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.10
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2000 Debt/Income ratio: Not calculated
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:3y 11m
Amount delinquent: $1,126 Total credit lines: 26 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,337Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: serene-currency Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Newly Launched Business Expansion
Purpose of loan:
This loan will be used to... expand a newly lauched and VERY original and much demanded business that has physical, as well as significant e-commerce presence. A parallel sister company is being lauched too, which is about to drive even more business and expansion to this one!

My financial situation:
I am a good candidate for this loan because... I receive consistent monthly income, I have rather extensive business, entrepreneurial, and marketing experience, and this is the 4th business that I have now launched.


Monthly net income: $3,250
Monthly expenses: $885
Housing: $500
Insurance: $
Car expenses: $95
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/19/2011 12:00:54 PM
Tylerh$100.002/19/2011 12:05:40 PM
foxtrot12$100.002/19/2011 12:05:56 PM
1randyp$217.692/20/2011 5:23:33 PM
the-silver-blaster$50.002/21/2011 1:12:57 AM
best-point-flow$75.002/21/2011 6:29:58 AM
momoney2lend$25.002/21/2011 8:41:12 AM
frogperson$100.002/21/2011 9:05:31 AM
amlu1988$25.002/21/2011 9:45:27 AM
orderly-leverage$100.002/21/2011 10:08:22 AM
Pitufo$25.002/21/2011 11:50:50 AM
green-thoughtful-yield$50.002/21/2011 12:22:42 PM
finance-mushroom$100.002/21/2011 1:20:06 PM
profit-powerplant$25.002/21/2011 4:43:38 PM
brmar$25.002/21/2011 4:55:35 PM
kulender$100.002/21/2011 5:15:26 PM
barefootpaul$35.002/21/2011 8:10:11 PM
mtquan$25.002/22/2011 1:15:40 PM
ingenious-deal6$25.002/22/2011 1:25:48 PM
Jack55304$300.002/22/2011 5:32:46 PM
kendallv$25.002/22/2011 5:53:00 PM
goodhearted-basis4$25.002/22/2011 10:35:04 PM
courteous-kindness1$50.002/22/2011 9:14:51 PM
contract-student2$50.002/23/2011 5:43:54 AM
Bob450$25.002/23/2011 2:08:08 AM
leverage-monger$25.002/23/2011 7:34:14 AM
income-sage9$25.002/23/2011 6:31:56 AM
affluence-tycoon$50.002/23/2011 7:09:02 AM
special-peso$50.002/23/2011 8:21:04 AM
suave-dime6$25.002/19/2011 12:01:24 PM
ultimate-peace$50.002/19/2011 12:04:29 PM
HamachiMan$50.002/19/2011 12:04:38 PM
genius520$100.002/19/2011 12:04:57 PM
jiggaman7$50.002/19/2011 12:05:09 PM
loyalist1$75.002/19/2011 12:07:08 PM
2grindstones$25.002/19/2011 12:52:44 PM
ingenious-interest1$50.002/20/2011 9:51:06 AM
HelpfulLender1$25.002/20/2011 4:00:55 PM
asiaratt$50.002/21/2011 2:39:45 AM
point-kitten6$50.002/21/2011 8:50:07 AM
sappy02$25.002/21/2011 12:52:10 PM
inspiring-reward$150.002/21/2011 12:53:44 PM
CA-Lender$25.002/21/2011 1:08:07 PM
principal-trombone$50.002/21/2011 3:14:34 PM
ddog0224$50.002/21/2011 3:25:39 PM
tashara$25.002/21/2011 4:31:58 PM
supersarah61$25.002/21/2011 7:35:02 PM
Artist_Blue$25.002/22/2011 6:24:48 AM
economy-synapse$25.002/21/2011 10:49:39 PM
J-Rott$25.002/22/2011 8:23:51 AM
SecondChanceLendingSERV$50.002/22/2011 10:08:24 AM
radforj22$25.002/22/2011 12:45:29 PM
gelidfrank$25.002/22/2011 12:47:09 PM
helping-out$50.002/22/2011 12:30:01 PM
irrelevant$50.002/22/2011 1:57:13 PM
authoritative-capital$25.002/22/2011 2:15:02 PM
Pakse$25.002/22/2011 2:28:18 PM
HammerSmith$25.482/22/2011 2:45:24 PM
dollar-force1$25.002/22/2011 5:27:14 PM
Kaj$50.002/22/2011 5:54:01 PM
hope-hickory$25.002/22/2011 6:39:08 PM
dime-vista2$25.002/23/2011 12:11:57 AM
payment-silo$25.002/22/2011 7:59:29 PM
umfan123$25.002/22/2011 9:59:28 PM
autonomous-truth$100.002/22/2011 10:57:44 PM
thestartuplender$50.002/23/2011 6:31:09 AM
carrinel$30.002/23/2011 6:58:37 AM
Leshan$25.002/23/2011 8:36:25 AM
gallant-economy9$388.662/23/2011 8:46:25 AM
Jeffro123456$52.172/23/2011 8:45:50 AM
70 Investments
 
Borrower Payment Dependent Notes Series 494783
This series of Notes was issued and sold upon the funding of the borrower loan #47422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1985 Debt/Income ratio: 15%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 7 Current / open credit lines: 22 / 19Length of status:2y 11m
Amount delinquent: $531 Total credit lines: 54 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,830Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: goodhearted-trade06 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Back in the Black
Purpose of loan:
This loan will be used to...pay off high interest loans and credit cards

My financial situation:
I am a good candidate for this loan because...I always pay my bills, on time, and for more than the minimum payment due


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/18/2011 5:06:29 PM
HamachiMan$50.002/18/2011 5:09:16 PM
brmar$25.002/18/2011 5:10:55 PM
foxtrot12$100.002/18/2011 5:13:02 PM
jiggaman7$50.002/18/2011 5:10:13 PM
JagFan$25.002/19/2011 2:22:29 AM
get30inc$50.002/19/2011 3:06:31 AM
texrob20$25.002/19/2011 3:07:11 AM
Nickle-and-Dime-Loans$25.002/19/2011 3:55:36 AM
dedicated-diversification5$81.032/19/2011 3:58:52 AM
jml3482$25.002/19/2011 3:37:04 AM
zone6$50.002/19/2011 9:49:12 AM
ASR3$35.002/19/2011 9:48:13 AM
ingenious-interest1$50.002/20/2011 9:51:03 AM
the-silver-blaster$50.002/21/2011 1:12:52 AM
momoney2lend$25.002/21/2011 8:41:08 AM
profit-powerplant$25.002/21/2011 9:01:52 AM
orderly-leverage$100.002/21/2011 10:08:16 AM
Pitufo$25.002/21/2011 11:50:46 AM
sappy02$25.002/21/2011 12:52:08 PM
CA-Lender$25.002/21/2011 1:08:01 PM
finance-mushroom$100.002/21/2011 1:20:02 PM
jigsaw$50.002/21/2011 1:33:15 PM
principal-trombone$50.002/21/2011 3:14:31 PM
thefork$50.002/21/2011 4:10:54 PM
ddog0224$50.002/21/2011 3:25:34 PM
supersarah61$25.002/21/2011 7:34:59 PM
barefootpaul$35.002/21/2011 8:10:08 PM
helping-out$35.002/22/2011 12:29:54 PM
radforj22$25.002/22/2011 12:45:26 PM
ingenious-deal6$25.002/22/2011 1:25:43 PM
mtquan$25.002/22/2011 1:15:37 PM
authoritative-capital$25.002/22/2011 2:09:14 PM
Kaj$50.002/22/2011 5:53:58 PM
courteous-kindness1$50.002/22/2011 9:14:47 PM
hope-hickory$25.002/22/2011 6:39:05 PM
gain-gourd$100.002/23/2011 12:06:34 AM
payment-silo$25.002/22/2011 7:59:27 PM
income-sage9$25.002/22/2011 8:19:36 PM
umfan123$25.002/22/2011 9:59:25 PM
papaloha$25.002/23/2011 1:42:14 AM
zone8$25.002/23/2011 6:29:55 AM
contract-student2$50.002/23/2011 5:43:51 AM
tech310$28.932/23/2011 6:32:05 AM
incbx$50.002/23/2011 9:01:01 AM
miked8303$25.002/23/2011 9:05:43 AM
T-Bizzone$50.002/23/2011 8:22:10 AM
SDNLR$25.002/23/2011 9:20:19 AM
gizzywump$50.002/23/2011 11:11:07 AM
jybank$25.002/23/2011 11:34:27 AM
worker943$50.002/23/2011 9:39:45 AM
Trevor_C$25.002/23/2011 9:42:37 AM
kind-scholarly-peace$25.002/23/2011 12:20:29 PM
famous-bill$25.002/23/2011 12:21:10 PM
reward-adventure$50.002/23/2011 12:22:11 PM
dollar-sonnet3$50.002/23/2011 12:22:31 PM
wrighco$25.002/23/2011 12:23:38 PM
NoMoreDebt4Me$25.002/23/2011 12:24:03 PM
CC911$25.002/23/2011 12:24:32 PM
realtormoises$25.002/23/2011 10:07:14 AM
commerce-web5$25.002/23/2011 12:27:15 PM
magnolia161$50.002/23/2011 2:16:12 PM
Jethro12$25.002/23/2011 12:19:50 PM
bold-shrewd-duty$50.002/23/2011 12:19:55 PM
sweetlan$25.002/23/2011 12:20:08 PM
AAAInvestments$25.002/23/2011 3:46:07 PM
moola-escalator$25.002/23/2011 12:19:05 PM
CashGuardian$25.002/23/2011 12:20:01 PM
worthy-bid8$50.002/23/2011 12:22:16 PM
AngusFarmer$25.002/23/2011 12:20:32 PM
ingenious-diversification$25.002/23/2011 12:20:49 PM
minddoc$25.002/23/2011 12:23:55 PM
spirited-leverage$25.002/23/2011 12:20:59 PM
yield-aurora4$100.002/23/2011 12:27:19 PM
symbiosis$50.002/23/2011 12:27:31 PM
Speculator$25.002/23/2011 12:27:38 PM
benjamins-utopia$50.002/23/2011 12:27:10 PM
cropdust3r$25.002/23/2011 12:27:26 PM
hitsman$50.002/23/2011 12:27:49 PM
gain-equator$25.002/23/2011 12:28:39 PM
newest-inspiring-power$25.002/23/2011 12:41:45 PM
rysil$50.002/23/2011 4:47:02 PM
deegeeman$50.002/23/2011 4:47:20 PM
nodrivelpls$25.002/23/2011 4:47:27 PM
divedude$25.002/23/2011 4:47:40 PM
steady-truth5$25.002/23/2011 4:47:54 PM
active-reward7$50.002/23/2011 4:48:17 PM
DER$32.232/23/2011 4:47:24 PM
DonaldColorado$50.002/23/2011 4:47:34 PM
hope-eagle6$25.002/23/2011 4:47:37 PM
TURNTEX75$50.002/23/2011 4:41:10 PM
MicroLender357$50.002/23/2011 4:47:06 PM
LAM26$25.002/23/2011 4:47:15 PM
stock106$25.002/23/2011 4:47:29 PM
Viamin$25.002/23/2011 4:48:02 PM
ITExec$88.652/23/2011 4:48:23 PM
Tylerh$100.002/18/2011 5:12:06 PM
simplelender80$100.002/18/2011 5:05:32 PM
genius520$100.002/18/2011 5:09:46 PM
lloyd_s$25.002/19/2011 3:24:05 AM
Jonb6919$25.002/19/2011 3:37:36 AM
cloud8$29.952/19/2011 4:01:28 AM
jga516$25.002/19/2011 5:29:46 AM
lendme2$32.612/19/2011 9:10:28 AM
Artist_Blue$25.002/19/2011 9:17:40 AM
reflective-rupee$25.772/19/2011 11:58:00 AM
irrelevant$50.002/19/2011 9:15:43 PM
1randyp$100.002/20/2011 4:45:39 PM
asiaratt$50.002/21/2011 2:39:41 AM
point-kitten6$50.002/21/2011 8:50:05 AM
frogperson$250.002/21/2011 9:03:13 AM
green-thoughtful-yield$50.002/21/2011 12:22:37 PM
inspiring-reward$150.002/21/2011 12:53:42 PM
Jack55304$300.002/21/2011 4:43:41 PM
kulender$100.002/21/2011 5:15:23 PM
economy-synapse$25.002/21/2011 10:49:35 PM
J-Rott$25.002/22/2011 8:23:47 AM
SecondChanceLendingSERV$25.002/22/2011 10:06:51 AM
gelidfrank$25.002/22/2011 12:47:05 PM
urcabinetguy$50.002/22/2011 2:43:57 PM
thestartuplender$50.002/22/2011 3:29:24 PM
Bob450$25.002/22/2011 5:25:33 PM
j-lender$36.012/23/2011 2:09:41 AM
truth-eclair$25.002/23/2011 6:30:32 AM
musegaze$52.212/23/2011 6:31:38 AM
FeedTheMachine$28.842/23/2011 2:29:14 AM
the-profit-oracle$25.002/23/2011 2:32:45 AM
special-peso$50.002/23/2011 8:20:56 AM
easybreezy$25.002/23/2011 6:31:51 AM
missing-link$25.002/23/2011 6:32:09 AM
affluence-tycoon$50.002/23/2011 7:09:00 AM
liberty-destiny3$25.002/23/2011 9:05:46 AM
american-investor$25.002/23/2011 9:41:47 AM
money-bauble$100.002/23/2011 9:19:57 AM
CSUgrad08$45.732/23/2011 12:20:27 PM
monster4$50.002/23/2011 12:22:24 PM
deal-maple2$50.002/23/2011 12:23:17 PM
jbaum$40.002/23/2011 12:23:32 PM
upright-commitment5$25.002/23/2011 12:23:48 PM
cippy$25.002/23/2011 12:24:14 PM
cash-reaction2$50.002/23/2011 12:27:43 PM
choss02$50.002/23/2011 12:28:43 PM
kendallv$25.002/23/2011 12:28:59 PM
GElender$25.002/23/2011 12:19:21 PM
resplendent-dollar$25.002/23/2011 12:19:52 PM
diversification-medalist$25.002/23/2011 12:19:59 PM
Fenix878$25.002/23/2011 12:19:03 PM
Invest4kids$30.002/23/2011 12:20:54 PM
prudent-power1$40.002/23/2011 12:21:57 PM
loan-machine1$50.002/23/2011 12:19:57 PM
kind-efficient-credit$25.002/23/2011 12:22:08 PM
ursus$50.002/23/2011 12:22:48 PM
ranfot$25.002/23/2011 12:20:24 PM
GeorgiaCredit$50.002/23/2011 12:20:39 PM
interest-coyote$50.002/23/2011 12:20:55 PM
MylesNH$25.002/23/2011 12:24:18 PM
authoritative-platinum7$25.002/23/2011 12:27:00 PM
CASHGIRL$25.002/23/2011 4:01:39 PM
JJ9876$25.002/23/2011 12:27:29 PM
hopeful-deal7$50.002/23/2011 12:27:35 PM
finance-prescription$50.002/23/2011 12:27:46 PM
important-openness1$50.002/23/2011 12:27:07 PM
rockstar78$25.002/23/2011 12:27:23 PM
Investoman$50.002/23/2011 12:27:41 PM
jhernand17$25.002/23/2011 12:28:47 PM
indomitable-dedication$25.002/23/2011 4:47:12 PM
natural-greenback6$25.002/23/2011 4:47:38 PM
social-conductor4$25.002/23/2011 4:47:42 PM
velocity-solo$25.002/23/2011 4:48:00 PM
nycloan$25.002/23/2011 4:48:20 PM
razor783$25.002/23/2011 2:52:55 PM
pure-liberty$28.162/23/2011 3:42:15 PM
richboy56$25.002/23/2011 4:47:00 PM
Learning2Lend$33.222/23/2011 4:47:22 PM
carlover$25.002/23/2011 4:47:26 PM
red-power-pecan$50.002/23/2011 4:47:51 PM
commitment-orbiter5$50.002/23/2011 4:47:17 PM
NoCal$25.002/23/2011 4:47:31 PM
178 Investments
 
Borrower Payment Dependent Notes Series 494793
This series of Notes was issued and sold upon the funding of the borrower loan #47486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1989 Debt/Income ratio: 15%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 14Length of status:1y 0m
Amount delinquent: $2,250 Total credit lines: 43 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,505Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: caring-deal7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
camaro
Purpose of loan:
This loan will be used to pay bills, consolidate debt.

My financial situation:
I am a good candidate for this loan because of good?consistent income?and highly motivated to reach?our family financial goal.?A 5 month layoff during the height of the recession in 2009 created a financial setback and a debt load that we are strategically climbing out of, thus the reason for a loan.? I have since returned to Microsoft as a application developer.? We have a master plan to pay all debts off within this year.??A major error we have made is heeding counsel to allow our 2nd?Mortgage (Equity Line of Credit) to go?late?to qualify for a loan?modification after trying to modify for a year and a half. Not only was modification denied, our credit reports one late mortgage.?? Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/19/2011 12:00:55 PM
suave-dime6$25.002/19/2011 12:01:26 PM
genius520$100.002/19/2011 12:04:58 PM
HamachiMan$50.002/19/2011 12:04:43 PM
squarebob$25.002/19/2011 3:16:50 PM
leverage-monger$30.002/19/2011 4:04:45 PM
SolarMoonshine$50.002/19/2011 4:43:41 PM
the-silver-blaster$50.002/21/2011 1:13:00 AM
asiaratt$50.002/21/2011 2:39:47 AM
loanman2007$50.002/21/2011 4:39:11 AM
leverage-monger$35.002/21/2011 8:16:05 AM
momoney2lend$25.002/21/2011 8:41:14 AM
frogperson$250.002/21/2011 9:06:05 AM
amlu1988$25.002/21/2011 10:30:32 AM
Pitufo$25.002/21/2011 11:50:51 AM
green-thoughtful-yield$50.002/21/2011 12:22:49 PM
CA-Lender$25.002/21/2011 1:08:09 PM
finance-mushroom$100.002/21/2011 1:20:08 PM
dtana$25.002/21/2011 3:30:47 PM
supersarah61$25.002/21/2011 7:35:04 PM
thankful-nickel2$25.002/21/2011 7:23:17 PM
GiftViftdotcom$50.002/21/2011 8:52:33 PM
Top_Gun_Lender$26.002/21/2011 11:10:46 PM
J-Rott$200.002/22/2011 8:00:46 AM
himistu22$25.002/22/2011 1:45:58 PM
stu6703$30.002/22/2011 1:50:01 PM
authoritative-capital$25.002/22/2011 2:15:05 PM
Pakse$25.002/22/2011 2:27:10 PM
profit-powerplant$25.002/22/2011 5:05:15 PM
CACO_Lender$25.002/22/2011 5:26:53 PM
helping-out$50.002/22/2011 5:29:18 PM
EBITDA$25.002/22/2011 5:25:49 PM
Rulea72$13.232/22/2011 5:37:20 PM
Jack55304$300.002/22/2011 5:32:47 PM
jiggaman7$50.002/19/2011 12:05:11 PM
UCLA4life$50.002/19/2011 12:04:29 PM
foxtrot12$100.002/19/2011 12:05:57 PM
Tylerh$100.002/19/2011 12:05:42 PM
2grindstones$25.002/19/2011 12:56:28 PM
reflective-rupee$750.772/19/2011 1:20:04 PM
newest-funds-powerplant$25.002/19/2011 1:02:13 PM
vutah$25.002/19/2011 3:28:05 PM
ingenious-interest1$50.002/20/2011 9:51:08 AM
competent-p2p$40.002/20/2011 12:32:38 PM
1randyp$300.002/20/2011 5:25:07 PM
Whipster$25.002/20/2011 5:28:37 PM
glroark$100.002/21/2011 8:33:16 AM
point-kitten6$50.002/21/2011 8:50:08 AM
orderly-leverage$100.002/21/2011 10:08:26 AM
inspiring-reward$150.002/21/2011 12:53:48 PM
sappy02$25.002/21/2011 12:52:11 PM
payment-halo$25.002/21/2011 1:33:24 PM
dynrep$25.002/21/2011 1:34:01 PM
greenback-chairman5$25.002/21/2011 1:28:22 PM
ddog0224$50.002/21/2011 3:25:42 PM
tashara$25.002/21/2011 4:33:37 PM
kulender$100.002/21/2011 5:15:29 PM
barefootpaul$35.002/21/2011 8:10:13 PM
Land_on_your_feet$50.002/21/2011 8:26:34 PM
economy-synapse$25.002/21/2011 10:49:42 PM
Artist_Blue$25.002/22/2011 6:24:45 AM
greencat$50.002/22/2011 7:34:40 AM
SFBank$200.002/22/2011 9:33:39 AM
SecondChanceLendingSERV$50.002/22/2011 10:09:40 AM
gelidfrank$25.002/22/2011 12:47:12 PM
kendallv$25.002/22/2011 12:45:47 PM
wise-skillful-benjamins$25.002/22/2011 1:25:38 PM
ingenious-deal6$25.002/22/2011 1:25:58 PM
radforj22$25.002/22/2011 12:45:31 PM
mtquan$25.002/22/2011 1:15:42 PM
EJF$50.002/22/2011 3:45:58 PM
buffalobills$25.002/22/2011 4:21:15 PM
hopeful-truth5$75.002/22/2011 4:42:27 PM
Bidwinner08$65.002/22/2011 5:25:18 PM
irrelevant$25.002/22/2011 5:25:44 PM
75 Investments
 
Borrower Payment Dependent Notes Series 494801
This series of Notes was issued and sold upon the funding of the borrower loan #47497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $553.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1993 Debt/Income ratio: 20%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:24y 2m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $651Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: openness-voyage5 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
House Remodel
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have been at current employer for 24 years and I take very good care of my home and want to put down new carpet and remake 2 rooms.


Monthly net income: $4153
Monthly expenses: $2700
Housing: $546
Insurance: $200
Car expenses: $600
Utilities: $180
Phone, cable, internet: $125
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:48 PM
simplelender80$100.002/18/2011 5:06:18 PM
benjamins-utopia$100.002/18/2011 5:07:12 PM
Tylerh$100.002/18/2011 5:11:46 PM
SolarMoonshine$25.002/18/2011 5:41:16 PM
macjp123$25.002/18/2011 5:09:50 PM
Scotcha$50.002/18/2011 9:53:07 PM
jdrez$25.002/19/2011 2:35:25 AM
LoanerPrincipal$25.002/18/2011 10:29:09 PM
tylerfd$25.002/19/2011 2:36:45 AM
McGrufus$30.002/19/2011 3:07:17 AM
Ducatiman1978$25.002/19/2011 2:21:22 AM
KramericaIndustries$25.002/19/2011 3:06:21 AM
Panna$25.002/19/2011 3:36:01 AM
vine99$75.002/19/2011 2:53:20 AM
Bobafet$25.002/19/2011 3:35:03 AM
robust-trade$34.942/19/2011 4:12:12 AM
tremendous-payment$25.002/19/2011 3:45:56 AM
cello1$25.002/19/2011 3:56:39 AM
worthy-truth$25.002/19/2011 9:02:14 AM
Snailslug$25.002/19/2011 9:01:51 AM
Dutchhunter$50.002/19/2011 9:04:38 AM
bold-durability-drum$100.002/19/2011 9:13:33 AM
helpinghand63$50.002/19/2011 9:16:38 AM
dospapalotes$48.072/19/2011 9:49:20 AM
wanna-help$50.002/19/2011 12:00:08 PM
JCM_MN$47.002/20/2011 7:20:49 AM
revenue-youngster$25.002/21/2011 5:34:41 AM
cash-tent$30.002/21/2011 8:46:39 AM
FundMaker$25.002/21/2011 8:59:47 AM
Azonic21$25.002/21/2011 10:55:23 AM
gain-gourd$100.002/21/2011 12:03:18 PM
radforj22$25.002/21/2011 12:50:13 PM
payment-halo$25.002/21/2011 2:30:04 PM
dynrep$25.002/21/2011 3:28:53 PM
Preteur$25.002/21/2011 4:20:23 PM
kulender$100.002/21/2011 5:14:47 PM
adir1$25.002/21/2011 5:55:49 PM
debt_helper$25.002/21/2011 8:49:06 PM
thankful-nickel2$25.002/21/2011 7:57:03 PM
loanman2007$200.002/22/2011 5:38:37 AM
ashirey$50.002/22/2011 12:36:28 PM
platinum-scientist9$50.002/22/2011 4:52:04 PM
beakerfish$150.002/22/2011 8:54:41 PM
powerful-finance7$25.002/22/2011 7:49:21 PM
integrity-palm9$118.672/23/2011 3:54:17 PM
noconnor01$25.002/23/2011 7:23:47 PM
credit-bliss8$25.002/23/2011 6:01:18 PM
top-courteous-peso$50.002/24/2011 1:41:14 AM
orange-preeminant-bill$50.002/24/2011 1:45:58 AM
syounker$25.002/25/2011 9:35:31 AM
gallant-economy9$1,500.002/25/2011 2:13:16 PM
blazing-dough$26.002/25/2011 12:22:24 PM
credit-investor5$50.002/25/2011 1:08:12 PM
anton$7,550.002/25/2011 2:50:50 PM
HamachiMan$50.002/18/2011 5:09:18 PM
incbx$50.002/18/2011 5:12:37 PM
Tradesmanlender$35.002/18/2011 5:10:39 PM
competent-p2p$30.002/18/2011 5:12:27 PM
Dollarhide$25.002/18/2011 5:12:32 PM
liberty-society5$25.002/18/2011 5:12:43 PM
2grindstones$25.002/18/2011 10:09:26 PM
shellcollector$25.002/18/2011 11:19:25 PM
TMillard$25.002/19/2011 2:34:56 AM
Headhunter14$25.002/19/2011 2:22:21 AM
Malkial$25.002/19/2011 3:34:41 AM
selector568$100.002/19/2011 3:44:22 AM
Edwin_Rae$25.002/19/2011 2:50:18 AM
miket71$39.362/19/2011 3:25:02 AM
lounges$40.452/19/2011 3:35:56 AM
JGB$66.282/19/2011 3:36:26 AM
SimpleChoice$25.002/19/2011 3:39:10 AM
compassion-bauble4$25.002/19/2011 3:56:14 AM
glimmering-point$25.002/19/2011 3:56:34 AM
asset-professor$50.002/19/2011 9:02:27 AM
zippy-interest$25.002/19/2011 9:04:28 AM
romario$41.082/19/2011 9:15:28 AM
chestnut4$25.002/19/2011 9:15:09 AM
ahalls$25.002/19/2011 9:47:23 AM
enthralling-deal180$75.002/19/2011 9:52:03 AM
Pulchritudinous$25.002/19/2011 10:20:02 AM
the-silver-blaster$50.002/19/2011 11:08:29 AM
reflective-rupee$1,500.772/19/2011 11:55:48 AM
Whipster$25.002/19/2011 3:01:58 PM
MadHun$100.002/19/2011 9:00:26 PM
competent-p2p$75.002/20/2011 12:33:45 PM
economy-popcorn$25.002/21/2011 6:45:39 AM
smalltown_mn$25.002/21/2011 10:56:48 AM
jbaum$40.002/21/2011 12:21:44 PM
inspiring-reward$50.002/21/2011 12:54:41 PM
shawnw2$25.002/21/2011 1:05:28 PM
CA-Lender$25.002/21/2011 1:09:32 PM
Luckas73$50.002/21/2011 2:13:37 PM
dynrep$25.002/21/2011 2:30:50 PM
meenan$50.002/21/2011 7:25:28 PM
TikPmp1$25.002/22/2011 12:11:23 PM
SecondChanceLendingSERV$50.002/23/2011 7:16:43 AM
special-peso$50.002/23/2011 8:20:58 AM
Artist_Blue$25.002/23/2011 9:06:50 AM
investment-cluster$25.002/23/2011 2:38:03 PM
friendly-market5$25.002/23/2011 3:51:42 PM
ultimate-payment$50.002/23/2011 7:53:02 PM
treasure-bliss$50.002/24/2011 1:30:05 AM
affluence-tycoon$50.002/24/2011 6:51:58 AM
don8ter$25.002/25/2011 8:09:19 AM
ethicalhumanist$50.002/25/2011 12:57:34 PM
106 Investments
 
Borrower Payment Dependent Notes Series 494905
This series of Notes was issued and sold upon the funding of the borrower loan #47388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $122.19
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1994 Debt/Income ratio: 21%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,111Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: darole6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,400.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
620-639 (Feb-2008)
 
Principal balance: $1,025.83 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
1 monthly payment
Purpose of loan:
This loan will be used to...put all debts on to 1 monthly payment

My financial situation:
I am a good candidate for this loan because...i am a full time UPS driver


Monthly net income: $2500
Monthly expenses: $
Housing: $0
Insurance: $125
Car expenses: $100
Utilities: $300
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
OldManP$25.002/20/2011 12:05:21 PM
UCLA4life$50.002/20/2011 12:06:36 PM
HamachiMan$50.002/20/2011 12:06:51 PM
Tylerh$100.002/20/2011 12:07:54 PM
marwadi-62$300.002/20/2011 2:23:32 PM
investment-artist$25.002/20/2011 2:59:11 PM
DasMula$27.002/20/2011 3:21:22 PM
favorite-commerce$50.002/20/2011 3:42:00 PM
us957165$25.002/20/2011 5:51:00 PM
loanman2007$50.002/21/2011 4:37:06 AM
jgar_O$35.002/21/2011 6:55:29 AM
chameleon125$50.002/21/2011 7:02:58 AM
stuart791$44.962/21/2011 8:05:52 AM
Champion_Lending$25.002/21/2011 8:10:58 AM
momoney2lend$25.002/21/2011 8:41:21 AM
FundMaker$25.002/21/2011 8:51:03 AM
113121$35.002/21/2011 9:11:44 AM
thankful-nickel2$25.002/21/2011 9:46:45 AM
amlu1988$25.002/21/2011 9:55:18 AM
kendallv$25.002/21/2011 11:06:08 AM
upbeat-finance8$25.002/21/2011 11:59:04 AM
Pitufo$25.002/21/2011 11:51:15 AM
green-thoughtful-yield$50.002/21/2011 12:23:02 PM
inspiring-reward$100.002/21/2011 12:53:55 PM
superb-kindness2$50.002/21/2011 1:09:25 PM
CA-Lender$25.002/21/2011 1:08:18 PM
finance-mushroom$100.002/21/2011 1:20:18 PM
dblakels$25.002/21/2011 1:28:32 PM
authoritative-loot$25.002/21/2011 1:46:29 PM
SkinnyFish$50.002/21/2011 2:22:10 PM
bondhedger$25.002/21/2011 2:29:19 PM
liberty-revolutionary5$27.392/21/2011 2:37:19 PM
simplelender80$100.002/20/2011 12:04:12 PM
jiggaman7$50.002/20/2011 12:07:04 PM
ultimate-peace$50.002/20/2011 12:09:58 PM
foxtrot12$100.002/20/2011 12:08:16 PM
YoungTaxMan$25.002/20/2011 1:22:06 PM
reflective-rupee$300.772/20/2011 2:07:01 PM
ac787$35.002/20/2011 1:13:21 PM
aafg69$26.502/20/2011 7:31:40 PM
credit-guard5$25.002/20/2011 7:53:29 PM
Feyenoord$25.002/21/2011 6:35:06 AM
bluehen00$50.002/21/2011 6:35:57 AM
sjo1984111$25.002/21/2011 6:47:11 AM
trumpeter5$50.002/21/2011 7:50:00 AM
NekHoldings$25.002/21/2011 9:55:32 AM
orderly-leverage$100.002/21/2011 10:08:41 AM
113121$200.002/21/2011 10:56:17 AM
Scotcha$50.002/21/2011 11:29:57 AM
blue-useful-auction$25.002/21/2011 11:59:30 AM
newest-unbeatable-currency$45.002/21/2011 12:36:58 PM
sappy02$25.002/21/2011 12:52:18 PM
dinero-baron$273.382/21/2011 1:40:58 PM
whatreality$25.002/21/2011 1:55:32 PM
Finchy78$25.002/21/2011 2:26:19 PM
55 Investments
 
Borrower Payment Dependent Notes Series 494909
This series of Notes was issued and sold upon the funding of the borrower loan #47452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 26%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:15y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,070Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: revenue-sorcerer2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:13 PM
suave-dime6$25.002/20/2011 12:04:47 PM
vutah$25.002/20/2011 12:05:44 PM
HamachiMan$50.002/20/2011 12:06:51 PM
jiggaman7$50.002/20/2011 12:07:04 PM
loyalist1$75.002/20/2011 12:08:29 PM
1randyp$150.002/20/2011 5:19:57 PM
reflective-rupee$25.772/20/2011 7:34:16 PM
FASTIZIO_P$25.002/21/2011 4:28:57 AM
loanman2007$25.002/21/2011 4:42:04 AM
leverage-monger$70.002/21/2011 8:14:16 AM
momoney2lend$25.002/21/2011 8:41:22 AM
Pitufo$25.002/21/2011 11:51:17 AM
green-thoughtful-yield$50.002/21/2011 12:23:02 PM
sappy02$25.002/21/2011 12:52:18 PM
inspiring-reward$100.002/21/2011 12:53:56 PM
CA-Lender$25.002/21/2011 1:08:18 PM
4mydaughterseducation$35.002/21/2011 4:16:44 PM
exchange-dreams$32.502/21/2011 4:23:12 PM
thankful-nickel2$25.002/21/2011 7:18:11 PM
barefootpaul$35.002/21/2011 8:10:17 PM
dime-vista2$25.002/21/2011 10:07:41 PM
Top_Gun_Lender$26.002/21/2011 11:11:35 PM
Artist_Blue$25.002/22/2011 6:24:37 AM
ryan516$25.002/22/2011 6:47:45 AM
economy-synapse$25.002/21/2011 10:49:48 PM
Free-the-usa-1776$25.002/22/2011 2:12:18 AM
rate-sceptre$50.002/22/2011 6:55:34 AM
UCLA4life$50.002/20/2011 12:06:34 PM
Tylerh$100.002/20/2011 12:07:55 PM
transaction-circuit$100.002/20/2011 12:08:46 PM
foxtrot12$100.002/20/2011 12:08:17 PM
DasMula$27.002/20/2011 3:22:23 PM
favorite-commerce$50.002/20/2011 3:41:13 PM
sjo1984111$25.002/21/2011 4:43:56 AM
Josphine$25.002/21/2011 5:32:55 AM
investment-artist$25.002/21/2011 8:34:41 AM
amlu1988$25.002/21/2011 9:54:44 AM
orderly-leverage$100.002/21/2011 10:08:42 AM
finance-mushroom$100.002/21/2011 1:20:19 PM
whatreality$25.002/21/2011 1:56:00 PM
lendstats_com$50.002/21/2011 2:08:32 PM
dtana$25.002/21/2011 3:23:36 PM
ddog0224$50.002/21/2011 3:25:57 PM
Shining-Star$25.002/21/2011 5:15:33 PM
kulender$50.002/21/2011 5:15:53 PM
dkhonda$75.002/21/2011 5:14:17 PM
Nojukbong$50.002/22/2011 6:39:05 AM
Lubava$50.002/22/2011 7:00:04 AM
diversification-medalist$25.002/21/2011 11:46:05 PM
Bidwinner08$57.002/21/2011 10:50:28 PM
newgroom422$25.002/21/2011 11:13:09 PM
Nojukbong$50.002/22/2011 6:44:10 AM
income-rocker2$16.732/22/2011 7:33:01 AM
54 Investments
 
Borrower Payment Dependent Notes Series 494979
This series of Notes was issued and sold upon the funding of the borrower loan #47485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1988 Debt/Income ratio: 54%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,909Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: minpinmomma Borrower's state: Georgia Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2008)
 
Principal balance: $1,754.07 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
More fuel efficent vehicle
I am a good candidate for this loan because I have over come some really major hurtles in the past 10 years; divorce & relocation to another state by myself and have been able to stay afloat (meeting all financial commitments). Presently I am paying a mortgage and assisting my husband with our mutual debt. Our current transportation to and from work is a 1998 Toyota truck that gets about 18 miles to the gallon.We are currently trying to secure funds to get a 2000 Honda insight that would get about 60-70 MPG. Figuring fuel costs, maintenance and insurance should save in excess of 300 a month even with the extra payment.
Monthly net income: $4500 (includes Husband?s of $2200)
Monthly expenses:
Housing: $ 1300.00
Car expenses: $350 Fuel and Car Insurance
Utilities: Water/Power: $200
Phone, cable, internet: $130
Food, entertainment: $400-500
Credit cards and other loans: $ 1100+/-
Please ask me any questions you may have. I Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/20/2011 12:05:25 PM
jhouman$25.002/20/2011 12:05:43 PM
simplelender80$100.002/20/2011 12:04:17 PM
HamachiMan$50.002/20/2011 12:06:56 PM
Tylerh$100.002/20/2011 12:08:03 PM
foxtrot12$100.002/20/2011 12:08:19 PM
competent-p2p$50.002/20/2011 12:39:07 PM
asset-equilibrium0$50.002/20/2011 3:55:00 PM
thankful-nickel2$25.002/20/2011 7:18:26 PM
jiggaman7$25.002/21/2011 2:34:00 AM
return-grizzly$89.542/21/2011 5:49:10 AM
Feyenoord$25.002/21/2011 6:35:09 AM
jgar_O$25.002/21/2011 6:54:47 AM
Mikale360$25.002/21/2011 7:19:29 AM
kind-bid-genome$25.002/21/2011 8:10:12 AM
orderly-leverage$100.002/21/2011 10:08:46 AM
RetirementMoney$25.002/21/2011 11:22:43 AM
GiftViftdotcom$25.002/21/2011 11:41:16 AM
green-thoughtful-yield$50.002/21/2011 12:23:06 PM
sappy02$25.002/21/2011 12:52:22 PM
inspiring-reward$100.002/21/2011 12:54:00 PM
CA-Lender$25.002/21/2011 1:08:22 PM
finance-mushroom$100.002/21/2011 1:20:21 PM
authoritative-loot$25.002/21/2011 1:42:04 PM
five-star-note$100.002/21/2011 2:41:15 PM
fund-baker$25.002/21/2011 4:56:49 PM
kulender$50.002/21/2011 5:15:56 PM
shawnw2$306.472/21/2011 6:01:36 PM
ritchie70$30.802/21/2011 7:51:18 PM
sweety075$25.002/21/2011 7:17:47 PM
loanman2007$75.002/22/2011 5:27:42 AM
Artist_Blue$25.002/22/2011 6:24:32 AM
clipper271$25.002/22/2011 12:13:40 PM
radforj22$25.002/22/2011 12:45:40 PM
ingenious-deal6$25.002/22/2011 1:26:08 PM
loss-of-control$50.002/22/2011 5:18:30 PM
futurechef11$25.002/22/2011 6:01:30 PM
hope-hickory$25.002/22/2011 6:39:16 PM
genius520$100.002/22/2011 5:32:52 PM
payment-silo$25.002/22/2011 7:59:36 PM
autonomous-truth$100.002/22/2011 10:46:21 PM
tntmojave$28.432/23/2011 2:20:43 AM
brondero$250.002/23/2011 7:12:53 AM
jeffe43$50.002/23/2011 7:50:33 AM
special-peso$50.002/23/2011 8:21:28 AM
SecondChanceLendingSERV$25.002/23/2011 7:10:18 AM
blue-useful-auction$25.002/23/2011 7:46:26 AM
Bob450$25.002/23/2011 8:59:12 AM
liberty-destiny3$25.002/23/2011 9:43:53 AM
ethicalhumanist$25.002/23/2011 11:42:33 AM
irrelevant$50.002/23/2011 4:51:45 PM
sweetlan$25.002/23/2011 2:12:51 PM
Astyanax$40.002/23/2011 5:12:42 PM
bonus-powerplant$25.002/23/2011 8:57:23 PM
mikeandcat$100.002/24/2011 5:56:21 AM
twjh$25.002/24/2011 1:23:51 AM
FeedTheMachine$50.002/24/2011 1:31:21 AM
fabulous-community4$25.002/24/2011 1:57:01 AM
affluence-tycoon$25.002/24/2011 6:52:12 AM
finagler$25.002/24/2011 9:31:30 AM
Leshan$131.982/24/2011 8:08:02 AM
EretzCapital$38.432/24/2011 11:11:01 AM
wayman$50.002/24/2011 3:51:14 PM
Lam0nt$25.002/24/2011 11:47:02 AM
EarlyRiser$108.282/24/2011 12:06:25 PM
lender12345$25.002/24/2011 1:40:07 PM
musegaze$100.002/24/2011 5:06:36 PM
leverage-symphony$25.002/24/2011 8:54:44 PM
treasure-bliss$50.002/24/2011 5:59:20 PM
shrewd-peace7$45.812/25/2011 1:32:18 AM
yield-lion2$25.002/25/2011 1:46:41 AM
the-profit-oracle$25.002/25/2011 1:27:48 AM
gala279$50.002/25/2011 8:36:35 AM
niq4soccer$25.002/25/2011 6:23:00 AM
social-conductor4$25.002/25/2011 5:21:14 AM
autonomous-basis$25.002/25/2011 6:06:23 AM
sosleep$25.002/25/2011 7:32:41 AM
agalt$50.002/25/2011 8:36:11 AM
gain-gourd$75.002/25/2011 8:36:38 AM
Tikibarman$25.002/25/2011 8:36:36 AM
ac787$25.002/20/2011 1:15:50 PM
Milonguero$100.002/20/2011 2:33:44 PM
reflective-rupee$100.772/20/2011 6:41:27 PM
DoctorJoe$25.002/21/2011 4:45:09 AM
economy-popcorn$25.002/21/2011 6:47:06 AM
chameleon125$25.002/21/2011 7:02:37 AM
trumpeter5$50.002/21/2011 7:50:25 AM
momoney2lend$25.002/21/2011 8:41:25 AM
return-grizzly$100.002/21/2011 9:30:17 AM
amlu1988$25.002/21/2011 10:04:00 AM
Scotcha$50.002/21/2011 11:20:18 AM
Pitufo$25.002/21/2011 11:51:26 AM
lendstats_com$100.002/21/2011 2:17:22 PM
Jordan1123$25.002/21/2011 3:52:17 PM
ddog0224$50.002/21/2011 3:26:03 PM
wisconsinvestor$100.002/21/2011 4:43:27 PM
Moe87$31.252/21/2011 5:18:21 PM
barefootpaul$35.002/21/2011 8:10:20 PM
dime-selector$25.002/21/2011 9:34:02 PM
Kyileo$25.002/21/2011 8:14:15 PM
economy-synapse$25.002/21/2011 10:49:56 PM
greencat$50.002/22/2011 7:43:53 AM
realtormoises$25.002/22/2011 5:47:01 AM
SFBank$100.002/22/2011 9:40:56 AM
CoolPlexer$25.002/22/2011 9:43:24 AM
LittleMingo$25.002/22/2011 9:32:30 AM
gelidfrank$25.002/22/2011 12:47:21 PM
mtquan$25.002/22/2011 1:15:52 PM
authoritative-capital$25.002/22/2011 2:15:10 PM
platinum-scientist9$50.002/22/2011 4:38:38 PM
Lender_Guy$25.002/22/2011 4:02:58 PM
Kaj$50.002/22/2011 5:54:08 PM
umfan123$25.002/22/2011 9:59:37 PM
selector568$150.002/23/2011 2:23:55 AM
J-Rott$25.002/23/2011 6:30:34 AM
worker943$50.002/23/2011 9:40:02 AM
profit-powerplant$25.002/23/2011 12:25:38 PM
razor783$25.002/23/2011 3:07:24 PM
orange-rapid-benjamins$25.002/23/2011 3:42:33 PM
supersarah61$25.002/23/2011 5:46:32 PM
Jack55304$300.002/23/2011 5:52:24 PM
matt_2006$25.002/23/2011 7:21:18 PM
ultimate-payment$50.002/23/2011 7:53:19 PM
Ocean713$50.002/23/2011 9:56:28 PM
cognizant-wealth$50.002/23/2011 10:51:13 PM
papaloha$25.002/24/2011 1:08:38 AM
atlas100$100.002/24/2011 8:25:00 AM
niq4soccer$25.002/24/2011 3:56:08 AM
a_falk22$25.002/24/2011 8:51:51 AM
FinanceEngine$35.002/24/2011 8:47:44 AM
treasure-pipeline$25.002/24/2011 10:21:30 AM
BlessedEveryDay$26.002/24/2011 11:31:33 AM
ore-dojo$25.002/24/2011 2:22:00 PM
NeemanuKotagoLending$27.772/24/2011 11:33:03 AM
deal-secret-agent$25.002/24/2011 2:51:35 PM
ToddN$50.002/24/2011 12:27:33 PM
Lubava$100.002/24/2011 6:28:16 PM
kdat$50.002/24/2011 6:13:25 PM
kendallv$25.002/25/2011 1:04:19 AM
aztocas$75.002/24/2011 6:45:02 PM
asiaratt$50.002/24/2011 8:02:34 PM
orange-preeminant-bill$50.002/25/2011 1:34:36 AM
contract-boomerang$25.002/24/2011 6:51:38 PM
the-silver-blaster$50.002/24/2011 8:02:03 PM
jcw3rd$25.002/25/2011 5:16:24 AM
EBITDA$25.002/25/2011 1:02:00 AM
slithytove$25.002/25/2011 1:06:01 AM
marketplace-meridian$28.732/24/2011 11:08:29 PM
ac787$25.002/24/2011 11:12:31 PM
AF-Chief$47.132/25/2011 1:27:35 AM
Banker7371$25.002/25/2011 1:27:55 AM
sensible-order2$58.282/25/2011 1:34:00 AM
missing-link$25.002/25/2011 1:47:43 AM
Soulphoniks-Holdings$27.892/25/2011 5:33:16 AM
fortytwo$50.002/25/2011 8:36:33 AM
155 Investments
 
Borrower Payment Dependent Notes Series 494985
This series of Notes was issued and sold upon the funding of the borrower loan #47435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1997 Debt/Income ratio: 31%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,558Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: heavenly-diversification5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card
Purpose of loan: To Pay Off 2 Credit Cards
This loan will be used to... To Pay off 2 credit cards

My financial situation: I have a good career as an assistant property manager.
I am a good candidate for this loan because i have a good job and i will make the monthly payments on time.


Monthly net income: $ 2,156
Monthly expenses: $ 450
Housing: $ 0 live with parents
Insurance: $ 0 public transportation I work in the city
Car expenses: $ 0
Utilities: $ 0 live with parents
Phone, cable, internet: $ 0 live with parents
Food, entertainment: $ 100.00
Clothing, household expenses: $ no house hold expenses
Credit cards and other loans: $ 6,000 in credit cards
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/20/2011 12:04:49 PM
HamachiMan$50.002/20/2011 12:06:57 PM
Tylerh$100.002/20/2011 12:08:04 PM
competent-p2p$30.002/20/2011 12:30:34 PM
asset-equilibrium0$50.002/20/2011 3:54:58 PM
one-midas$25.002/20/2011 6:29:02 PM
reflective-rupee$600.772/20/2011 6:09:19 PM
leverage-monger$70.002/21/2011 8:08:20 AM
investment-artist$25.002/21/2011 8:20:31 AM
momoney2lend$25.002/21/2011 8:41:27 AM
houli123$100.002/21/2011 9:59:35 AM
orderly-leverage$100.002/21/2011 10:08:47 AM
green-thoughtful-yield$50.002/21/2011 12:23:08 PM
shellstar$25.002/21/2011 12:51:09 PM
inspiring-reward$100.002/21/2011 12:54:01 PM
dtana$25.002/21/2011 3:36:04 PM
kulender$50.002/21/2011 5:15:56 PM
Kyileo$25.002/21/2011 8:10:30 PM
barefootpaul$35.002/21/2011 8:10:20 PM
economy-synapse$25.002/21/2011 10:49:57 PM
Yomain$60.002/22/2011 4:14:05 AM
SecondChanceLendingSERV$50.002/22/2011 10:17:03 AM
ingenious-deal6$25.002/22/2011 1:26:09 PM
authoritative-capital$25.002/22/2011 2:15:11 PM
Yaout$100.002/22/2011 3:37:56 PM
selector568$50.002/22/2011 5:25:46 PM
radforj22$25.002/22/2011 5:47:09 PM
payment-silo$25.002/22/2011 7:59:37 PM
Kaj$50.002/22/2011 5:54:09 PM
naptap$25.002/22/2011 8:33:52 PM
autonomous-truth$200.002/22/2011 11:09:36 PM
umfan123$25.002/22/2011 9:59:38 PM
SkinnyFish$25.002/23/2011 4:44:05 AM
worker943$50.002/23/2011 9:40:05 AM
FinanceEngine$25.002/23/2011 9:29:44 AM
jybank$25.002/23/2011 11:38:24 AM
kendallv$25.002/23/2011 9:44:31 AM
profit-powerplant$25.002/23/2011 12:52:10 PM
Requiem$25.002/23/2011 1:29:32 PM
razor783$25.002/23/2011 2:57:54 PM
Jack55304$300.002/23/2011 6:01:23 PM
Shining-Star$25.002/23/2011 5:17:24 PM
mraleig$50.002/23/2011 8:14:58 PM
benefit-flow$25.002/23/2011 8:42:02 PM
intelligent-reward$50.002/23/2011 8:49:57 PM
Bocephus1959$45.002/23/2011 6:05:07 PM
Leshan$25.002/23/2011 6:06:24 PM
ultimate-payment$50.002/23/2011 7:53:20 PM
exciting-fairness$200.002/23/2011 8:00:07 PM
cognizant-wealth$50.002/23/2011 10:51:14 PM
FeedTheMachine$46.832/24/2011 1:31:23 AM
FutureLenderEC$25.002/24/2011 1:23:35 AM
UBOtto186$30.002/24/2011 8:58:31 AM
Iloanyoumoney$25.002/24/2011 5:48:43 AM
privatebankerva$25.002/24/2011 6:35:52 AM
frogperson$250.002/24/2011 9:00:48 AM
simplelender80$100.002/20/2011 12:04:18 PM
foxtrot12$100.002/20/2011 12:08:19 PM
Wangchuk$25.002/20/2011 3:36:11 PM
favorite-commerce$100.002/20/2011 3:39:09 PM
JustMee$25.002/20/2011 3:53:58 PM
economy-popcorn$25.002/21/2011 6:47:33 AM
transformer855$25.002/21/2011 7:37:23 AM
trumpeter5$25.002/21/2011 8:09:03 AM
hellasow$25.002/21/2011 9:37:44 AM
amlu1988$25.002/21/2011 9:57:43 AM
felicity-daydream$25.002/21/2011 10:40:50 AM
RetirementMoney$25.002/21/2011 10:57:26 AM
Pitufo$25.002/21/2011 11:51:28 AM
sappy02$25.002/21/2011 12:52:23 PM
CA-Lender$25.002/21/2011 1:08:23 PM
finance-mushroom$100.002/21/2011 1:20:22 PM
ddog0224$50.002/21/2011 3:26:04 PM
brightest-dignified-penny$25.002/21/2011 4:47:50 PM
jiggaman7$50.002/21/2011 4:44:02 PM
loanman2007$150.002/22/2011 5:19:39 AM
Artist_Blue$25.002/22/2011 6:09:49 AM
greencat$50.002/22/2011 7:17:55 AM
SFBank$150.002/22/2011 9:36:44 AM
Astyanax$40.002/22/2011 12:30:59 PM
mtquan$25.002/22/2011 1:15:53 PM
gelidfrank$25.002/22/2011 12:47:22 PM
secretgeneral$25.002/22/2011 3:56:55 PM
Pakse$25.002/22/2011 2:31:39 PM
hopeful-truth5$50.002/22/2011 5:25:56 PM
loss-of-control$100.002/22/2011 5:07:58 PM
hope-hickory$25.002/22/2011 6:39:18 PM
brightest-fascinating-principal$25.002/22/2011 7:04:19 PM
DiabolicalGamer$25.002/22/2011 6:50:09 PM
kind-important-liberty9$25.002/23/2011 1:57:51 AM
Bob450$30.002/23/2011 2:09:57 AM
special-peso$50.002/23/2011 8:21:29 AM
genius520$100.002/23/2011 6:31:43 AM
terrific-return$25.002/23/2011 8:45:16 AM
Kash2010lu$25.002/23/2011 9:11:54 AM
J-Rott$25.002/23/2011 12:25:12 PM
liberty-destiny3$25.002/23/2011 12:28:57 PM
platinum-scientist9$25.002/23/2011 4:45:10 PM
sweetlan$25.002/23/2011 2:12:52 PM
liberty-magnate$25.002/23/2011 3:52:52 PM
auction-seeker$25.002/23/2011 6:00:38 PM
platinum-czar$133.322/23/2011 7:46:23 PM
bonus-powerplant$25.002/23/2011 8:57:24 PM
Ocean713$50.002/23/2011 9:56:29 PM
spsavage$25.002/23/2011 11:53:37 PM
irrelevant$42.022/24/2011 1:24:46 AM
peregrine$27.502/23/2011 11:06:56 PM
affluence-tycoon$25.002/24/2011 6:52:13 AM
PotBellyPete$100.002/24/2011 6:26:56 AM
riverflow$27.162/24/2011 6:28:43 AM
coin-amigo$33.052/24/2011 7:39:05 AM
111 Investments
 
Borrower Payment Dependent Notes Series 494997
This series of Notes was issued and sold upon the funding of the borrower loan #47406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1988 Debt/Income ratio: 17%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,058Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: respectful-fairness7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Retirement
This loan will be used to accelerate debt retirement. I will use these funds to pay down credit cards that currently have a 23.24% and 22.99% APR.

I am retired Military (USAF) and served in Desert Storm as a special operations helicopter pilot. Over the last 12 months I have reduced my unsecured debt from ~90K to less than $44K.

Most of that debt was accumulated leading up to and during a costly divorce.Since then I have been aggressively focused on retiring all debt and have made a significant reduction in debt by doing the following:

1) Rented my home / moved into apartment
2) Rented my RV
3) Refinanced car
4) Sold several items (bigscreen etc)
5) Have not used CC in over 12 months (except work AMEX paid in full each month after reimbursed)

Thank you for considering this loan and I hope you will see that I am very dedicated to becoming debt free with your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
the-silver-blaster$50.002/21/2011 9:00:33 AM
happyinvallarta$50.002/21/2011 9:00:42 AM
enthralling-deal180$50.002/21/2011 9:00:48 AM
BxRealtor$25.002/21/2011 9:10:15 AM
organized-payment6$50.002/21/2011 9:11:14 AM
HamachiMan$50.002/21/2011 9:11:38 AM
Tradesmanlender$35.002/21/2011 9:12:06 AM
investment-artist$25.002/21/2011 9:24:49 AM
MadHun$100.002/21/2011 9:13:33 AM
mgking007$25.002/21/2011 9:55:42 AM
newest-funds-powerplant$25.002/21/2011 10:21:41 AM
113121$100.002/21/2011 10:25:58 AM
competent-p2p$50.002/21/2011 10:39:10 AM
113121$1,000.002/21/2011 10:53:49 AM
RetirementMoney$25.002/21/2011 10:59:08 AM
Azonic21$25.002/21/2011 10:55:36 AM
Techne_Funds_LLC$25.002/21/2011 12:09:38 PM
adorable-justice0$50.002/21/2011 12:18:08 PM
kind-bid-genome$25.002/21/2011 12:30:21 PM
dynrep$50.002/21/2011 1:47:07 PM
Finchy78$28.922/21/2011 2:15:50 PM
liberty-revolutionary5$150.002/21/2011 2:34:21 PM
malomar66$45.002/21/2011 2:45:33 PM
payment-halo$96.442/21/2011 3:22:02 PM
dynrep$300.002/21/2011 3:23:43 PM
seabassx$25.002/21/2011 5:54:36 PM
kulender$100.002/21/2011 5:15:41 PM
RecoveryLender$25.002/21/2011 6:32:56 PM
BeatrixKiddo$25.002/21/2011 6:40:11 PM
investment-artist$25.002/21/2011 5:19:43 PM
penny-plato$25.002/21/2011 5:35:50 PM
thankful-nickel2$25.002/21/2011 7:09:09 PM
credit-guard5$25.002/21/2011 7:16:14 PM
meenan$50.002/21/2011 7:25:55 PM
lizphan1$25.002/21/2011 9:18:05 PM
dtana$25.002/21/2011 9:59:45 PM
dime-vista2$25.002/21/2011 10:06:29 PM
dime-selector$30.442/21/2011 9:42:16 PM
Palacios$100.002/21/2011 10:01:23 PM
liberty-magnate$25.002/22/2011 12:58:02 AM
balance-force$40.002/21/2011 11:07:10 PM
a-restless-dollar$100.002/22/2011 7:53:06 AM
WorldAlike$25.002/22/2011 10:13:31 AM
goodhearted-gold3$25.002/22/2011 12:10:19 PM
hopeful-truth5$200.002/22/2011 11:30:10 AM
debt-legend$25.002/22/2011 12:22:05 PM
snowyowl$25.002/22/2011 12:30:47 PM
pure-fairness$11.832/22/2011 12:42:38 PM
benjamins-utopia$100.002/21/2011 9:08:59 AM
Tylerh$100.002/21/2011 9:12:26 AM
simplelender80$100.002/21/2011 9:09:50 AM
reflective-rupee$350.772/21/2011 9:59:16 AM
Scotcha$50.002/21/2011 11:08:36 AM
113121$500.002/21/2011 11:04:47 AM
vutah$100.002/21/2011 11:18:06 AM
loanman2007$225.002/21/2011 11:35:26 AM
gain-gourd$100.002/21/2011 12:03:43 PM
verdiprr$300.002/21/2011 12:19:33 PM
meteoric-trade$25.002/21/2011 12:13:45 PM
squarebob$50.002/21/2011 12:22:10 PM
Reddy_Capital$25.002/21/2011 12:29:38 PM
1traveler$25.002/21/2011 12:26:07 PM
RyanTH9893$29.032/21/2011 12:45:17 PM
Micropterus$25.002/21/2011 1:02:06 PM
CA-Lender$25.002/21/2011 1:09:45 PM
penny-finder$45.002/21/2011 1:30:58 PM
accelerator96$25.002/21/2011 1:33:06 PM
payment-halo$50.002/21/2011 1:46:06 PM
dynrep$42.392/21/2011 3:30:32 PM
JustMee$25.002/21/2011 3:23:31 PM
Preteur$25.002/21/2011 4:09:42 PM
Astyanax$50.002/21/2011 4:36:13 PM
SolarMoonshine$25.002/21/2011 5:15:33 PM
friendly-credit2$100.002/21/2011 5:58:27 PM
thoughtful-exchange8$100.002/21/2011 7:03:05 PM
FinanceEngine$25.002/21/2011 7:56:27 PM
availableloan$25.002/21/2011 8:10:36 PM
tutnyce$150.002/21/2011 9:54:07 PM
buckyhead2000$25.002/21/2011 10:29:08 PM
magnetic-dedication3$50.002/22/2011 2:12:25 AM
Bank_Of_XL$50.002/22/2011 5:33:14 AM
Nojukbong$50.002/22/2011 6:40:00 AM
Nojukbong$50.002/22/2011 6:36:33 AM
Christophe$25.002/22/2011 7:24:03 AM
Gobsek$25.002/22/2011 7:29:27 AM
Cherrypicker$25.002/22/2011 11:19:09 AM
awesome-interest8$200.002/22/2011 10:19:36 AM
0403$25.002/22/2011 11:11:22 AM
Goodnotlucky$50.002/22/2011 12:19:40 PM
TikPmp1$25.002/22/2011 12:11:44 PM
mcranch$120.182/22/2011 12:36:15 PM
91 Investments
 
Borrower Payment Dependent Notes Series 495039
This series of Notes was issued and sold upon the funding of the borrower loan #47482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2005 Debt/Income ratio: 25%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,094Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: dedication-plane9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt

My financial situation:
I am a good candidate for this loan because... I have a stable job and a strong credit history


Monthly net income: $1750
Monthly expenses: $
Housing: N/A
Insurance: $105
Car expenses: N/A
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $150
Clothing, household expenses: N/A
Credit cards and other loans: $600
Other expenses: N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/21/2011 9:02:49 AM
suave-dime6$25.002/21/2011 9:10:37 AM
simplelender80$100.002/21/2011 9:09:36 AM
UCLA4life$50.002/21/2011 9:11:25 AM
amlu1988$25.002/21/2011 10:00:49 AM
competent-p2p$90.002/21/2011 10:36:18 AM
loanman2007$150.002/21/2011 11:43:14 AM
Pitufo$25.002/21/2011 11:51:51 AM
inspiring-reward$100.002/21/2011 12:54:12 PM
vutah$25.002/21/2011 1:09:47 PM
Finchy78$50.002/21/2011 1:50:59 PM
first-serene-credit$25.002/21/2011 2:41:26 PM
dtana$25.002/21/2011 3:34:24 PM
finance-mushroom$100.002/21/2011 4:44:43 PM
witty-openness$25.002/21/2011 5:21:41 PM
credit-guard5$25.002/21/2011 7:18:32 PM
Kyileo$25.002/21/2011 8:04:21 PM
Artist_Blue$25.002/22/2011 6:09:38 AM
Top_Gun_Lender$26.002/21/2011 11:13:39 PM
economy-synapse$25.002/21/2011 10:50:12 PM
greencat$50.002/22/2011 7:16:10 AM
Astyanax$40.002/22/2011 12:30:04 PM
loss-of-control$50.002/22/2011 5:02:07 PM
principal-star$25.002/22/2011 5:52:22 PM
shrewd-income$50.002/22/2011 5:45:29 PM
FinanceEngine$25.002/22/2011 5:49:54 PM
Kaj$50.002/22/2011 5:54:15 PM
leverage-monger$70.652/22/2011 7:29:08 PM
brightest-fascinating-principal$25.002/22/2011 6:48:34 PM
Shining-Star$25.002/22/2011 7:00:39 PM
kendallv$25.002/22/2011 8:24:30 PM
umfan123$25.002/22/2011 10:05:50 PM
naptap$25.002/22/2011 8:33:21 PM
kind-important-liberty9$25.002/23/2011 1:59:00 AM
mtquan$25.002/23/2011 6:31:00 AM
buffalobills$25.002/23/2011 8:02:17 AM
Leshan$25.002/23/2011 8:41:03 AM
kwan$25.002/23/2011 9:35:42 AM
tomaswk$62.492/23/2011 9:51:42 AM
ColoradoLender82$25.002/23/2011 9:16:01 AM
whatreality$45.232/23/2011 10:20:10 AM
brightest-dignified-penny$25.002/23/2011 10:33:55 AM
sudeep104$25.002/23/2011 11:00:34 AM
Starfin-Capital-Management$320.572/23/2011 9:23:11 AM
tomoe$25.002/23/2011 11:22:27 AM
davez0r$43.442/23/2011 11:36:28 AM
aliasqalias$25.002/23/2011 11:37:45 AM
worker943$50.002/23/2011 9:40:16 AM
FinanciallySavvyMom$25.002/23/2011 11:51:47 AM
thatguyoverseas$26.752/23/2011 9:40:53 AM
foothillender$25.002/23/2011 9:45:31 AM
terrific-return$25.002/23/2011 12:36:41 PM
dough-optimizer$25.002/23/2011 10:48:30 AM
mpatrick$25.002/23/2011 10:54:56 AM
Freedomforme16$25.002/23/2011 11:44:45 AM
moneyman369$28.572/23/2011 12:03:58 PM
EBITDA$25.002/23/2011 12:21:41 PM
alphabet76$25.002/23/2011 12:20:23 PM
useful-camaraderi7$60.002/23/2011 12:36:57 PM
principal-star$25.002/21/2011 9:08:48 AM
HamachiMan$50.002/21/2011 9:11:50 AM
Tylerh$100.002/21/2011 9:12:55 AM
foxtrot12$100.002/21/2011 9:13:18 AM
houli123$100.002/21/2011 9:49:55 AM
reflective-rupee$1,000.772/21/2011 9:57:11 AM
DHolly$50.002/21/2011 10:03:57 AM
orderly-leverage$100.002/21/2011 10:09:01 AM
favorite-commerce$50.002/21/2011 10:23:50 AM
RetirementMoney$25.002/21/2011 10:41:14 AM
one-midas$25.002/21/2011 12:30:53 PM
sappy02$25.002/21/2011 12:52:32 PM
CA-Lender$25.002/21/2011 1:08:35 PM
2grindstones$50.002/21/2011 1:57:09 PM
tashara$25.332/21/2011 4:42:04 PM
SolarMoonshine$25.002/21/2011 5:18:07 PM
economy-popcorn$25.002/21/2011 5:59:32 PM
thankful-nickel2$25.002/21/2011 7:30:39 PM
thrifty-capital$25.002/21/2011 8:42:43 PM
barefootpaul$35.002/21/2011 8:10:28 PM
erowis$53.002/22/2011 3:04:26 AM
Yomain$60.002/22/2011 4:14:08 AM
velocity-gala$225.002/21/2011 11:57:41 PM
SecondChanceLendingSERV$25.002/22/2011 10:21:58 AM
Zipcut$38.342/22/2011 12:18:31 PM
ingenious-deal6$25.002/22/2011 1:26:23 PM
platinum-scientist9$25.002/22/2011 4:48:51 PM
Pakse$50.002/22/2011 2:30:15 PM
hopeful-truth5$50.002/22/2011 5:22:36 PM
hope-hickory$25.002/22/2011 6:39:27 PM
SFBank$150.002/22/2011 5:31:39 PM
DiabolicalGamer$25.002/22/2011 6:50:12 PM
BangBros$500.002/22/2011 8:22:10 PM
kttalamo$25.002/22/2011 10:02:59 PM
jiggaman7$50.002/23/2011 6:31:40 AM
special-peso$50.002/23/2011 8:21:43 AM
Moneypenny6$25.002/23/2011 7:57:22 AM
well-mannered-income3$50.002/23/2011 8:32:26 AM
moola-monger9$50.002/23/2011 9:51:02 AM
useful-camaraderi7$23.862/23/2011 12:48:40 PM
useful-camaraderi7$50.002/23/2011 12:48:14 PM
100 Investments
 
Borrower Payment Dependent Notes Series 495089
This series of Notes was issued and sold upon the funding of the borrower loan #47466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1991 Debt/Income ratio: 29%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $6,246Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: ferball00 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying into the business
Purpose of loan:
This loan will be used to by a 25% share of the business that I have worked at for the past 7+ years. It is a company that has been in business for the past 27 years. It is stable and we have several government contracts, and lots of drive! I want to invest in my future.

My financial situation: I have no past due credit cards, and an almost debt free.
I am a good candidate for this loan because a work hard and will make good on this loan because I really want to buy in! I have $40k and need another 10k to make it go!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 9:09:39 AM
suave-dime6$25.002/21/2011 9:10:39 AM
Tylerh$100.002/21/2011 9:13:00 AM
Kash2010lu$25.002/21/2011 9:53:20 AM
reflective-rupee$1,000.772/21/2011 10:54:32 AM
Pitufo$25.002/21/2011 11:51:56 AM
Artist_Blue$25.002/21/2011 12:50:34 PM
sappy02$25.002/21/2011 12:51:42 PM
inspiring-reward$100.002/21/2011 12:54:15 PM
Pakse$25.002/21/2011 2:31:29 PM
tashara$25.002/21/2011 4:24:21 PM
tech310$50.002/21/2011 4:42:11 PM
jml3482$25.002/21/2011 4:42:52 PM
irrelevant$25.002/21/2011 4:57:32 PM
exchange-pledge$100.002/21/2011 4:54:58 PM
Finchy78$25.002/21/2011 5:38:14 PM
zorg77$25.002/21/2011 6:32:05 PM
reflective-rupee$500.772/21/2011 7:38:53 PM
dime-selector$37.002/21/2011 9:41:09 PM
economy-synapse$75.002/21/2011 10:47:03 PM
authoritative-capital$25.002/21/2011 10:34:27 PM
SecondChanceLendingSERV$50.002/22/2011 9:45:34 AM
SFBank$100.002/22/2011 9:21:59 AM
HammerSmith$25.002/22/2011 9:16:13 AM
firsttouch1$130.002/22/2011 1:03:55 PM
gelidfrank$25.002/22/2011 12:48:08 PM
htasker$50.002/22/2011 1:53:01 PM
himistu22$25.002/22/2011 1:54:23 PM
platinum-scientist9$25.002/22/2011 4:45:31 PM
rate-sceptre$50.002/22/2011 5:45:33 PM
hopeful-truth5$50.002/22/2011 5:17:52 PM
Zoomzoom22$250.002/22/2011 6:01:15 PM
naptap$25.002/22/2011 8:31:11 PM
hope-hickory$25.002/22/2011 6:39:30 PM
ramst41$25.002/22/2011 6:55:59 PM
impala6464$100.002/22/2011 7:57:28 PM
autonomous-truth$200.002/22/2011 11:03:09 PM
special-peso$50.002/23/2011 8:21:46 AM
ColoradoLender82$25.002/23/2011 9:16:48 AM
HAWK-Investing$200.912/23/2011 11:06:34 AM
payout-bridge$200.002/23/2011 9:18:56 AM
VJ_Financial$100.002/23/2011 9:28:06 AM
bold-direct-asset$50.002/23/2011 12:46:49 PM
supreme-hope$25.002/23/2011 1:01:35 PM
razor783$25.002/23/2011 2:40:58 PM
Ruckus888$50.002/23/2011 12:51:28 PM
prodigy525$25.002/23/2011 1:15:03 PM
SecondChanceLendingSERV$9.612/23/2011 4:05:43 PM
HamachiMan$50.002/21/2011 9:11:55 AM
orderly-leverage$100.002/21/2011 10:09:06 AM
GiftViftdotcom$25.002/21/2011 11:43:50 AM
green-thoughtful-yield$100.002/21/2011 12:24:08 PM
JGB$62.742/21/2011 12:40:23 PM
DadWarbucks$60.002/21/2011 12:40:06 PM
CA-Lender$25.002/21/2011 1:08:39 PM
kindness-hickory5$50.002/21/2011 1:50:22 PM
2grindstones$50.002/21/2011 2:01:53 PM
Zipcut$31.832/21/2011 2:18:09 PM
minddoc$25.002/21/2011 4:41:25 PM
foxtrot12$100.002/21/2011 4:55:06 PM
droopie1$25.002/21/2011 5:19:15 PM
MilitaryLending$25.002/21/2011 5:49:13 PM
economy-popcorn$25.002/21/2011 6:00:39 PM
capital-motion0$200.002/21/2011 8:29:48 PM
barefootpaul$35.002/21/2011 8:09:09 PM
diversification-medalist$25.002/21/2011 11:52:05 PM
sturdy-peace9$49.002/22/2011 7:09:09 AM
Banker_Joe$25.002/22/2011 7:31:18 AM
loanman2007$175.002/22/2011 5:16:38 AM
Banker_Joe$25.002/22/2011 7:32:37 AM
income-rocker2$25.002/22/2011 7:46:46 AM
jutdon84$150.002/22/2011 9:10:48 AM
bluefootedpig$28.692/22/2011 7:03:22 AM
greencat$50.002/22/2011 7:17:14 AM
houli123$50.002/22/2011 8:14:24 AM
SFBank$200.002/22/2011 9:13:57 AM
geophreigh$25.002/22/2011 12:19:45 PM
ingenious-deal6$25.002/22/2011 1:26:26 PM
TeaHouseFinance$45.932/22/2011 5:22:28 PM
pembull$50.002/22/2011 5:02:41 PM
Kaj$50.002/22/2011 5:54:18 PM
larryboy10$25.002/22/2011 6:02:19 PM
kendallv$25.002/22/2011 6:06:28 PM
DiabolicalGamer$25.002/22/2011 6:50:13 PM
umfan123$25.002/22/2011 10:05:54 PM
credit-coach118$25.002/22/2011 10:50:08 PM
Kqwik$25.002/23/2011 6:04:06 AM
Leshan$25.002/23/2011 8:39:47 AM
realtormoises$25.002/23/2011 5:51:28 AM
well-mannered-income3$70.002/23/2011 8:34:13 AM
Makingitrain$25.002/23/2011 9:42:56 AM
finance-mushroom$100.002/23/2011 12:24:22 PM
helpful-credit156$25.002/23/2011 10:06:29 AM
useful-camaraderi7$26.142/23/2011 12:49:18 PM
B2152$25.002/23/2011 1:16:34 PM
ASASE-ABAN$30.002/23/2011 11:12:29 AM
jiggaman7$25.002/23/2011 12:28:11 PM
useful-camaraderi7$40.002/23/2011 12:39:16 PM
Zoomzoom22$262.902/23/2011 12:51:36 PM
social-heart$50.002/23/2011 2:12:21 PM
jono9999$95.002/23/2011 2:16:59 PM
168RichCapital$45.182/23/2011 1:57:07 PM
enthusiastic-ore5$28.872/23/2011 2:10:50 PM
MrLoaner112$30.002/23/2011 2:18:28 PM
WisconsinLiberal$25.002/23/2011 3:26:27 PM
new0rleans$25.002/23/2011 3:31:23 PM
cminus$104.662/23/2011 3:52:51 PM
107 Investments
 
Borrower Payment Dependent Notes Series 495227
This series of Notes was issued and sold upon the funding of the borrower loan #47457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1990 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,733Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: greenback-oath Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Auto Repair
Purpose of loan:
An uninsured immigrant hit my car and the financial responsibility rests solely with me

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1,800
Monthly expenses: $1,150
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello, I was a partial winner on your first loan, but you paid it back in two payments. How will I make money on this loan if you pay it back quickly? - VikingLender
A: I was fortunate enough to have my parents help out last time. This time, with a bigger loan, it will likely require the full term to pay it back (Feb-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/22/2011 9:05:45 AM
DasMula$57.002/22/2011 9:31:07 AM
greencat$50.002/22/2011 9:47:09 AM
Fire2$25.002/22/2011 9:08:31 AM
CA-Lender$25.002/22/2011 12:19:57 PM
wild-orange$25.002/22/2011 10:40:15 AM
2grindstones$25.002/22/2011 9:55:29 AM
GeorgiaCredit$50.002/22/2011 1:00:48 PM
mtquan$25.002/22/2011 1:16:11 PM
SolarMoonshine$25.002/22/2011 3:55:43 PM
Iceman1347$25.002/22/2011 3:46:25 PM
competent-p2p$25.002/22/2011 3:22:53 PM
money-baron$100.002/22/2011 5:24:49 PM
autonomous-truth$100.002/22/2011 10:39:35 PM
NekHoldings$25.002/23/2011 12:08:46 AM
kendigme$25.002/23/2011 2:48:44 AM
loanman2007$50.002/23/2011 5:16:14 AM
DasMula$27.002/23/2011 10:56:41 AM
LKCGICG$25.002/23/2011 1:30:09 PM
witty-openness$25.002/23/2011 6:06:52 PM
LivingInvestments00$27.852/24/2011 10:45:00 AM
melodious-openness$655.802/24/2011 5:25:38 PM
Lubava$100.002/25/2011 7:24:36 AM
Amber_Stone$25.002/25/2011 8:43:04 AM
rate-sceptre$50.002/25/2011 8:18:38 AM
income-rocker2$25.002/25/2011 12:26:18 PM
ore-dojo$25.002/25/2011 9:30:22 AM
Armyman122$50.002/25/2011 10:02:21 AM
nickel-hickory$25.002/25/2011 12:21:16 PM
reflective-rupee$500.772/22/2011 9:17:59 AM
orderly-leverage$100.002/22/2011 9:07:41 AM
gelidfrank$25.002/22/2011 12:47:58 PM
authoritative-capital$25.002/22/2011 2:09:06 PM
thestartuplender$35.002/22/2011 3:34:49 PM
Moe87$30.102/22/2011 5:18:51 PM
open-minded-fund9$100.002/22/2011 5:45:20 PM
ZOOOM$25.002/22/2011 6:53:00 PM
red-favorable-basis$25.002/22/2011 10:41:34 PM
droopie1$25.002/22/2011 11:51:12 PM
SecondChanceLendingSERV$25.002/23/2011 6:48:49 AM
kind-bid-genome$25.002/23/2011 10:40:34 AM
orange-rapid-benjamins$50.002/23/2011 3:34:51 PM
beakerfish$50.002/23/2011 7:13:45 PM
kendigme$25.002/24/2011 3:46:43 AM
affluence-tycoon$50.002/24/2011 6:57:31 AM
contract-lionheart$181.212/24/2011 9:55:54 AM
penny-sergeant$25.002/25/2011 5:41:14 AM
Christophe$25.002/25/2011 8:47:41 AM
nickel-hickory$25.002/25/2011 12:21:11 PM
Whitewater_Loans$25.622/25/2011 11:21:16 AM
anton$850.002/25/2011 1:07:23 PM
51 Investments
 
Borrower Payment Dependent Notes Series 495265
This series of Notes was issued and sold upon the funding of the borrower loan #47476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1999 Debt/Income ratio: 26%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 30 Occupation: Chemist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,183Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: profitable-loan3 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
profitable-loan 3
Purpose of loan:
This loan will be used to..improve my home.

My financial situation:good
I am a good candidate for this loan because...I have a good credit score,never been late on any payments not even my mortgage, have excellent payment history


Monthly net income: $5000
Monthly expenses: $2800
Housing: $1200
Insurance: $80
Car expenses: $470
Utilities: $60
Phone, cable, internet: $140
Food, entertainment: $60
Clothing, household expenses: $0
Credit cards and other loans: $570
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$100.002/23/2011 9:02:31 AM
Tylerh$100.002/23/2011 9:01:54 AM
incbx$50.002/23/2011 9:01:03 AM
CA-Lender$25.002/23/2011 9:04:14 AM
Tradesmanlender$35.002/23/2011 9:01:48 AM
Azonic21$25.002/23/2011 9:02:58 AM
Preteur$25.002/23/2011 9:03:11 AM
competent-p2p$30.002/23/2011 9:06:54 AM
principal-star$50.002/23/2011 9:15:24 AM
favorite-commerce$50.002/23/2011 10:11:42 AM
liberty-magnate$100.002/23/2011 10:28:40 AM
brightest-dignified-penny$25.002/23/2011 10:40:49 AM
simplelender80$100.002/23/2011 9:18:29 AM
liberty-society5$25.002/23/2011 9:18:58 AM
mpatrick$25.002/23/2011 10:56:46 AM
Wangchuk$25.002/23/2011 9:19:30 AM
reflective-rupee$1,000.772/23/2011 9:21:58 AM
Whipster$50.002/23/2011 9:31:09 AM
EngineersAlliance$100.002/23/2011 9:42:27 AM
wonder3$25.002/23/2011 9:55:32 AM
wise-blazing-currency$41.592/23/2011 3:03:23 PM
113121$100.002/23/2011 11:45:44 AM
Freedomforme16$25.002/23/2011 11:47:54 AM
p2ploan-sensation211$25.002/23/2011 4:41:09 PM
razor783$25.002/23/2011 2:53:53 PM
vutah$25.002/23/2011 4:49:50 PM
friendly-market5$25.002/23/2011 4:56:57 PM
Astyanax$50.002/23/2011 4:54:13 PM
platinum-scientist9$50.002/23/2011 4:57:42 PM
wampum-chorus3$35.002/23/2011 5:29:33 PM
SolarMoonshine$25.002/23/2011 5:09:13 PM
JCM_MN$25.002/23/2011 6:12:48 PM
Ols744$25.002/23/2011 5:43:32 PM
credible-balance6$100.002/23/2011 5:28:49 PM
auction-seeker$25.002/23/2011 6:01:47 PM
greenback-guard$25.002/23/2011 6:00:28 PM
JustMee$25.002/23/2011 6:47:39 PM
1traveler$25.002/23/2011 6:43:34 PM
principal-star$30.002/23/2011 9:16:10 AM
BxRealtor$25.002/23/2011 9:18:36 AM
meenan$50.002/23/2011 9:03:23 AM
TikPmp1$25.002/23/2011 9:03:45 AM
HamachiMan$50.002/23/2011 9:01:37 AM
benjamins-utopia$50.002/23/2011 9:15:39 AM
vine99$75.002/23/2011 9:17:10 AM
Dollarhide$25.002/23/2011 9:16:21 AM
shawnw2$25.002/23/2011 9:18:51 AM
B-rad_the_Coug$25.002/23/2011 9:18:09 AM
SecondChanceLendingSERV$50.002/23/2011 11:29:40 AM
investment-artist$25.002/23/2011 9:32:51 AM
loan-tycoon0$25.002/23/2011 9:42:29 AM
ChoiceInvestments$28.002/23/2011 9:50:04 AM
DasMula$77.002/23/2011 10:23:47 AM
Bank_Of_XL$100.002/23/2011 1:06:08 PM
loanman2007$200.002/23/2011 10:44:38 AM
Techne_Funds_LLC$25.002/23/2011 10:57:37 AM
Wangchuk$25.002/23/2011 11:16:14 AM
mystical-bonus7$25.002/23/2011 2:53:54 PM
hopeful-truth5$100.002/23/2011 4:36:32 PM
thankful-nickel2$25.002/23/2011 4:17:24 PM
Byrd24$100.002/23/2011 4:43:19 PM
tomdooley12520$25.002/23/2011 4:55:45 PM
CACO_Lender$25.002/23/2011 6:13:17 PM
loss-of-control$22.642/23/2011 7:18:30 PM
Bocephus1959$100.002/23/2011 5:59:39 PM
65 Investments
 
Borrower Payment Dependent Notes Series 495321
This series of Notes was issued and sold upon the funding of the borrower loan #47427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $110.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1991 Debt/Income ratio: 6%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 35 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: lg2001 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
640-659 (Jun-2008)
 
Principal balance: $703.00 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
My 3rd Time Using Prosper!
This is my 3rd time using Prosper! I have been a Prosper borrower since 2008 and I have NEVER missed a payment...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jhouman$25.002/23/2011 9:00:42 AM
orderly-leverage$100.002/23/2011 9:02:52 AM
greencat$50.002/23/2011 9:10:34 AM
El_Profesional$25.002/23/2011 9:03:57 AM
CA-Lender$25.002/23/2011 9:04:07 AM
Aberdeen$2,900.002/23/2011 9:19:01 AM
FASTIZIO_P$25.002/23/2011 9:17:14 AM
simplelender80$200.002/23/2011 9:17:56 AM
HamachiMan$50.002/23/2011 9:01:43 AM
UCLA4life$50.002/23/2011 9:00:57 AM
squarebob$25.002/23/2011 9:04:37 AM
Tylerh$100.002/23/2011 9:02:20 AM
Kaj$50.002/23/2011 9:06:07 AM
CoolPlexer$25.002/23/2011 9:03:40 AM
ingenious-deal6$25.002/23/2011 9:04:35 AM
hamster$26.962/23/2011 9:06:12 AM
reflective-rupee$1,000.772/23/2011 9:17:47 AM
17 Investments
 
Borrower Payment Dependent Notes Series 495413
This series of Notes was issued and sold upon the funding of the borrower loan #47479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1973 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 56 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $73,944Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: bazaar-embrace Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bummy13
Purpose of loan:
This loan will be used to...pay taxes

My financial situation:
I am a good candidate for this loan because...I have always paid my obligations and plan to continue to do so


Monthly net income: $ 8500
Monthly expenses: $
Housing: $1144
Insurance: $100
Car expenses: $600
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Thanks - reflective-rupee
A: I have always carried fairly high revolving debt primarily as a way to fund college for 3 children and then to help with medical expenses for my parents prior to their death. I plan on retiring installment debt this year(2 loans retired by end of March and 1 more by year end) to devote more to the revolving debt retirement. (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.002/24/2011 9:02:25 AM
ultimate-peace$50.002/24/2011 9:02:30 AM
suave-dime6$25.002/24/2011 9:04:01 AM
nickel-hickory$25.002/24/2011 10:34:47 AM
orderly-leverage$100.002/24/2011 9:04:39 AM
handy-point5$25.002/24/2011 11:17:06 AM
Wangchuk$25.002/24/2011 9:06:28 AM
HamachiMan$50.002/24/2011 9:06:39 AM
RyanM561$25.002/24/2011 10:15:13 AM
reflective-rupee$400.772/24/2011 9:29:12 AM
treasure-pipeline$25.002/24/2011 10:22:27 AM
nickel-hickory$50.002/24/2011 10:35:26 AM
2grindstones$25.002/24/2011 11:27:18 AM
nickel-hickory$25.002/24/2011 10:35:14 AM
reflective-rupee$400.772/24/2011 12:59:20 PM
favorite-commerce$50.002/24/2011 2:51:07 PM
ready-interest9$25.002/24/2011 3:37:45 PM
gothampark$25.002/24/2011 2:40:38 PM
unger$230.002/24/2011 7:20:52 PM
SFBank$200.002/24/2011 5:10:55 PM
droopie1$25.002/24/2011 6:36:16 PM
Zipcut$25.002/24/2011 8:23:52 PM
hopeful-truth5$50.002/24/2011 8:31:52 PM
red-favorable-basis$25.002/24/2011 8:48:16 PM
SecondChanceLendingSERV$50.002/24/2011 9:03:43 PM
marketplace-meridian$25.002/24/2011 11:05:48 PM
head$25.002/25/2011 2:18:01 AM
witty-openness$25.002/25/2011 3:07:41 AM
credit-missile$100.002/25/2011 5:50:22 AM
riveting-nickel0$50.002/25/2011 6:52:57 AM
rate-sceptre$43.402/25/2011 8:15:21 AM
greencat$50.002/24/2011 9:06:34 AM
exchange-upholder0$25.002/24/2011 9:58:31 AM
pembull$75.002/24/2011 9:02:40 AM
Kash2010lu$25.002/24/2011 9:03:12 AM
ingenious-deal6$25.002/24/2011 9:05:17 AM
Kaj$50.002/24/2011 9:05:30 AM
Tylerh$100.002/24/2011 11:18:45 AM
special-peso$50.002/24/2011 9:05:39 AM
nickel-hickory$25.002/24/2011 9:05:47 AM
DasMula$27.002/24/2011 9:16:36 AM
nickel-hickory$25.002/24/2011 10:34:42 AM
social-heart$75.002/24/2011 2:29:44 PM
nickel-hickory$50.002/24/2011 10:35:21 AM
loanman2007$125.002/24/2011 11:42:18 AM
1traveler$25.002/24/2011 9:54:40 PM
Lubava$500.002/24/2011 6:32:20 PM
Bob450$30.002/25/2011 1:16:19 AM
mrxtravis$25.002/24/2011 8:03:38 PM
jbloans$25.002/24/2011 7:19:41 PM
sappy02$25.002/24/2011 8:03:19 PM
1-HARD-HEAD$37.862/24/2011 8:58:44 PM
wise-benjamins-fortress$25.002/24/2011 10:19:37 PM
Snoopylover$25.002/25/2011 8:09:38 AM
Nerdster1$25.052/25/2011 5:29:46 AM
Moe87$30.152/25/2011 3:40:20 AM
zone6$100.002/25/2011 6:18:16 AM
worldpower2$25.002/25/2011 6:56:13 AM
58 Investments
 
Borrower Payment Dependent Notes Series 495435
This series of Notes was issued and sold upon the funding of the borrower loan #47465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $267.36
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1990 Debt/Income ratio: 33%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,770Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: 996 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 700-719 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2008)
 
Principal balance: $6,179.50 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Refinance Prosper Loan for Business
I am a good candidate for this loan because I have successfully borrowed $25,000 from Prosper and am almost done paying off the loan, but the interest rate is too high. I have successfully used Prosper to launch a business and grow the business over the past few years. At this point in time, I would like to refinance the existing debt that I have outstanding and hopefully become a serial Prosper borrower.

As you can see from my history, I have not defaulted on any of my payments back to Prosper. For some reason, with the new algorithm that Prosper uses, I am unable to qualify for another $25000 loan, but I am happy with $7500.

One reason why a loan is necessary for a business that is profitable is often times you have to invest in inventory. You should rest assured investing in me and my auto parts business. I re-sell car parts that are routinely replaced due to wear and tear. It is a steady business and I think this year will be my break-out year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MadHun$100.002/23/2011 5:04:02 PM
incbx$50.002/23/2011 5:06:58 PM
friendly-market5$25.002/23/2011 5:07:09 PM
vine99$50.002/23/2011 5:01:15 PM
reflective-rupee$25.772/23/2011 5:27:26 PM
B-rad_the_Coug$25.002/23/2011 5:02:51 PM
engaging-worth$25.002/23/2011 5:41:23 PM
Feyenoord$25.002/23/2011 5:02:05 PM
Tradesmanlender$35.002/23/2011 5:03:27 PM
Preteur$25.002/23/2011 5:04:17 PM
TikPmp1$25.002/23/2011 5:04:42 PM
NekHoldings$25.002/23/2011 6:13:50 PM
ac787$40.002/23/2011 5:42:57 PM
DoctorJoe$25.002/24/2011 3:56:47 AM
thrilling-nickel5$57.632/24/2011 5:38:39 AM
chameleon125$25.002/24/2011 6:15:29 AM
reflective-rupee$225.772/24/2011 9:25:05 AM
warew$100.002/24/2011 9:44:33 AM
handy-point5$25.002/24/2011 12:51:31 PM
LoanerPrincipal$25.002/24/2011 5:58:14 PM
chrisb1414$25.002/24/2011 6:31:57 PM
fabulous-community4$25.002/25/2011 1:48:00 AM
hillerod$25.002/25/2011 10:02:55 AM
blazing-dough$25.002/25/2011 12:19:16 PM
anton$4,600.002/25/2011 1:04:36 PM
CA-Lender$25.002/23/2011 5:04:59 PM
investment-artist$25.002/23/2011 5:05:49 PM
shawnw2$25.002/23/2011 5:06:01 PM
DasMula$57.002/23/2011 5:06:18 PM
HamachiMan$50.002/23/2011 5:06:52 PM
liberty-magnate$50.002/23/2011 5:06:56 PM
LiveNow$25.002/23/2011 5:02:00 PM
BxRealtor$25.002/23/2011 5:02:45 PM
vutah$50.002/23/2011 5:36:17 PM
Tylerh$100.002/23/2011 5:03:40 PM
benjamins-utopia$100.002/23/2011 5:02:18 PM
simplelender80$100.002/23/2011 5:02:36 PM
meenan$50.002/23/2011 5:04:28 PM
competent-p2p$30.002/23/2011 5:06:40 PM
grnii78$55.152/23/2011 5:05:23 PM
return-grizzly$100.002/23/2011 5:06:37 PM
investment-artist$25.002/23/2011 5:12:18 PM
platinum-scientist9$100.002/23/2011 5:18:13 PM
JCM_MN$29.002/23/2011 6:13:31 PM
JustMee$25.002/23/2011 6:52:12 PM
red-favorable-basis$25.002/23/2011 11:58:52 PM
sflash$30.002/23/2011 7:31:28 PM
Milonguero$100.002/23/2011 8:35:47 PM
Reddy_Capital$25.002/23/2011 10:20:54 PM
loanman2007$100.002/24/2011 5:16:06 AM
rockhound84$25.002/24/2011 6:15:28 AM
rate-hickory$25.002/24/2011 5:51:36 AM
golffish2$100.002/24/2011 3:57:51 AM
Scotcha$50.002/24/2011 8:07:56 AM
113121$50.002/24/2011 8:15:33 AM
sweety075$25.002/24/2011 10:12:34 AM
competent-p2p$50.002/24/2011 11:41:12 AM
all_of_that_one$50.002/25/2011 5:46:51 AM
integrity-doctor$100.002/25/2011 7:52:00 AM
trumpeter5$40.002/25/2011 8:37:37 AM
balance-force$30.442/25/2011 11:50:52 AM
61 Investments
 
Borrower Payment Dependent Notes Series 495567
This series of Notes was issued and sold upon the funding of the borrower loan #47471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Feb-25-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2000 Debt/Income ratio: 46%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,134Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: dough-aggregator Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
 
Principal balance: $1,752.91 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
medical bills and more
Purpose of loan:
This loan will be used to...pay off 2 credit cards and my medical bills that I have started to accumilate do tho the blessing of my first child.

My financial situation: Im living pay check to pay check with all my bills getting paid but nothing left over to pay anything down or extra on.
I am a good candidate for this loan because....I am dedicated to getting my financial situation under control. I am currently working two jobs to do so and I also have enrolled into a money management program.

Monthly net income: $1700.00 to $1800.00
Monthly expenses: $50.00
Housing: $
Insurance: $ 100.00
Car expenses: $ 100.00
Utilities: $ 200.00
Phone, cable, internet: $150.00
Food, entertainment: $120
Clothing, household expenses: $
Credit cards and other loans: $900.00 +
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$50.002/24/2011 5:02:04 PM
MilitaryLending$25.002/24/2011 10:11:05 PM
tech310$50.002/25/2011 1:25:34 AM
Amber_Stone$25.002/25/2011 8:44:10 AM
reflective-rupee$400.772/25/2011 5:16:08 AM
mikeandcat$54.462/25/2011 5:38:10 AM
halothane_logic$124.002/25/2011 12:54:30 PM
Kash2010lu$35.002/24/2011 5:02:53 PM
competent-p2p$30.002/24/2011 6:02:04 PM
UCLA4life$50.002/24/2011 8:04:15 PM
greencat$50.002/25/2011 7:26:58 AM
realtormoises$25.002/25/2011 5:24:21 AM
zone6$100.002/25/2011 6:46:07 AM
innovator2$25.002/25/2011 9:05:10 AM
anton$2,860.002/25/2011 1:06:15 PM
SFBank$100.002/25/2011 9:55:17 AM
16 Investments