Sales Report:Supplement No. 5 dated Feb 25, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488480
This series of Notes was issued and sold upon the funding of the borrower loan #47295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,841.62 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $455.22
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2000 Debt/Income ratio: 14%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,094Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: dinero-ceremony3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off my Credit Card
Purpose of loan:
This loan will be used?to pay off my credit card which rate is too high (15% APR).?

My financial situation:
I am a good candidate for this loan because I never miss payments and am committed to keeping my credit score above 720. I also intend to decrease my debt, I am not willing to take on any new debt, my purpose here only is to refinance. I have been in my current job for 10 months but took it to increase my revenue (by $20,000 per year) and was continuously employed previously.

Monthly net income: $ 7,000 (after taxes)

Monthly expenses: $ 6,500
??Housing: $ 1,400
??Insurance: $ 250 (including health insurance)
??Car expenses: $ 0
??Utilities: $?50??
Phone, cable, internet: $ 300
??Food, entertainment: $ 2,000
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2,200 (including the payment I would make for this?new loan)

Thanks for helping me getting a honest rate!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: No car insurance or gas expenses? - BankofBeth
A: I live in New York City where a car is bad idea! I take the subway and walk. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
octoberfresh$30.002/5/2011 12:01:11 PM
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gzeo$25.002/18/2011 2:21:31 AM
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Sixmil$50.742/19/2011 2:22:05 AM
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webwesen$28.142/19/2011 2:19:42 AM
BiggestG$25.002/19/2011 2:20:53 AM
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guardlender$25.002/19/2011 2:21:09 AM
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red-trade-cologne$26.022/19/2011 3:57:05 AM
lawyervon$25.002/19/2011 3:36:30 AM
Crystalprop$25.002/19/2011 3:21:14 AM
logical-reward8$25.002/19/2011 4:12:01 AM
castanets2$26.932/19/2011 4:12:30 AM
satisfying-deal5$25.622/19/2011 4:15:04 AM
market-socrates4$38.052/19/2011 3:56:44 AM
nomneu$50.002/19/2011 4:48:15 AM
a-versatile-power$25.002/19/2011 4:54:45 AM
bold-treasure-neutrino$30.002/19/2011 4:13:02 AM
aasx1108$25.002/19/2011 7:08:52 AM
shadowflame_99$25.002/19/2011 7:55:24 AM
verdiprr$250.002/19/2011 7:12:04 AM
Myrm$25.002/19/2011 7:34:06 AM
j352000$25.002/19/2011 8:14:19 AM
BeemerRider$25.002/19/2011 9:03:12 AM
newfoundation$25.002/19/2011 9:01:53 AM
ciccio70$25.002/19/2011 9:05:52 AM
CornerKetch$44.152/19/2011 9:02:13 AM
wild_carrot$25.002/19/2011 9:05:16 AM
soheagle$25.002/19/2011 9:05:55 AM
PaulW$25.002/19/2011 9:07:14 AM
ujiba$50.002/19/2011 9:05:22 AM
financebob$125.002/19/2011 9:20:30 AM
rulender$50.002/19/2011 9:47:06 AM
mobius404$25.002/19/2011 9:47:16 AM
chief_wo$25.002/19/2011 9:48:07 AM
Steveoo1$50.002/19/2011 10:54:26 AM
381 Investments
 
Borrower Payment Dependent Notes Series 488488
This series of Notes was issued and sold upon the funding of the borrower loan #47374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-2004 Debt/Income ratio: 9%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,773Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: umfan123 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvesting in Prosper
Purpose of loan:
This loan will be used to reinvest in Prosper. I will take the risk out of your hands and give you a guaranteed return.


My financial situation:
I am a good candidate for this loan because I have the financial resources to pay this loan off and value my credit enough to never be late on any payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/18/2011 9:15:17 AM
a-responsible-return$50.002/18/2011 9:22:09 AM
nimble-money0$25.002/18/2011 9:23:21 AM
CBO-Enterprise$50.002/18/2011 9:27:00 AM
youqianderen$50.002/18/2011 9:27:51 AM
scrappy-bonus2$25.002/18/2011 9:29:15 AM
sk10023$25.002/18/2011 9:35:13 AM
choss02$50.002/18/2011 9:35:44 AM
neighborly-hope6$50.002/19/2011 1:39:23 AM
a-versatile-power$25.002/19/2011 4:46:59 AM
truth-image$50.002/19/2011 12:34:00 PM
ac787$25.002/19/2011 1:01:03 PM
rancher7$27.502/19/2011 5:31:37 PM
tomdooley12520$25.002/20/2011 7:26:16 AM
E_G$50.002/20/2011 5:24:09 PM
cebgop$25.002/21/2011 1:04:56 AM
ogmanny$50.002/21/2011 1:29:58 AM
radforj22$50.002/21/2011 7:10:16 AM
competent-p2p$50.002/21/2011 10:40:07 AM
SIU_Saluki_Lending$25.002/21/2011 11:48:33 AM
compoundinterest$50.002/21/2011 12:24:56 PM
amit_gu$50.002/21/2011 12:38:45 PM
camaraderi-atmosphere$100.002/21/2011 12:45:32 PM
kenji4861$25.002/18/2011 9:14:53 AM
organized-payment6$25.002/18/2011 9:25:37 AM
Tradesmanlender$50.002/18/2011 9:25:55 AM
blot44$25.002/18/2011 9:25:27 AM
don8ter$25.002/18/2011 9:26:27 AM
DukSerduk$25.002/18/2011 9:26:41 AM
jenkris$25.002/18/2011 9:27:17 AM
meux99$25.002/18/2011 9:27:31 AM
benjamins-utopia$100.002/18/2011 9:28:06 AM
KWarrior$50.002/18/2011 9:28:23 AM
community-pipeline$25.002/18/2011 9:36:31 AM
the-upbeat-p2p$50.002/18/2011 9:35:31 AM
docdekay$100.002/18/2011 9:36:07 AM
BidDaddyBigBucks$25.002/18/2011 9:38:36 AM
Tylerh$100.002/18/2011 9:40:48 AM
orindalender$50.002/18/2011 9:44:52 AM
reflective-rupee$1,200.772/18/2011 8:34:28 PM
majestic-dedication$50.002/19/2011 5:04:35 PM
crafty$25.002/19/2011 6:46:16 PM
Goodlender42$25.002/20/2011 9:50:18 AM
marwadi-62$100.002/20/2011 2:38:45 PM
tenacious-compassion9$25.002/21/2011 8:06:18 AM
toronado$200.002/21/2011 8:48:55 AM
RetirementMoney$25.002/21/2011 9:35:26 AM
Srijaya$25.002/21/2011 9:57:55 AM
CPA-Banker$51.272/21/2011 12:21:46 PM
shellstar$25.002/21/2011 12:23:49 PM
sflash$25.002/21/2011 12:33:08 PM
hitsman$50.002/21/2011 12:45:25 PM
52 Investments
 
Borrower Payment Dependent Notes Series 488696
This series of Notes was issued and sold upon the funding of the borrower loan #47310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Feb-18-2011 
 
Lender yield: 10.29% Borrower rate/APR: 11.29% / 12.63% Monthly payment: $251.70
 
Lender servicing fee: 1.00% Effective Yield*: 10.26%  
Estimated return*: 7.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1984 Debt/Income ratio: 21%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:26y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,286Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: lisa4kds Borrower's state: NorthCarolina Borrower's group: Voyagers Financial
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 68 ( 100% ) 720-739 (Latest)
Principal borrowed: $12,999.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2008)
640-659 (Jul-2006)
 
Principal balance: $721.01 31+ days late: 0 ( 0% )
Total payments billed: 68  
Description
Cleaning it all up!
Purpose of loan:
This loan will be used to...consolidate all current debt!

My financial situation:
I am a good candidate for this loan because..I have stable employment and have been with the same organization for over 25 years. I am hardworking and dedicated to the cause. I am on schedule to pay off my mortgage later this year and repaying this loan would be a sure bet! This would be my third prosper loan--never a late payment--never a missed one either!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
bid-czar8$100.002/17/2011 5:04:32 PM
Tradesmanlender$35.002/17/2011 5:00:46 PM
melodious-fairness$50.002/17/2011 5:43:40 PM
ac787$50.002/17/2011 5:53:30 PM
Aberdeen$4,000.002/17/2011 5:58:15 PM
newest-funds-powerplant$50.002/17/2011 6:22:18 PM
HamachiMan$50.002/17/2011 6:24:01 PM
don8ter$25.002/17/2011 6:23:06 PM
lendacity$25.002/17/2011 6:27:36 PM
credit-guard5$25.002/17/2011 6:48:08 PM
mikeandcat$206.832/17/2011 7:31:49 PM
spiff666$25.002/17/2011 8:56:24 PM
Feyenoord$25.002/18/2011 3:12:17 AM
dontletmoneyfoolya$25.002/18/2011 5:12:47 AM
DenverFamilyMan$40.002/18/2011 5:15:05 AM
Aberdeen$4,000.002/18/2011 3:43:15 AM
MonopolyDred$25.002/18/2011 5:28:43 AM
Christophe$25.002/18/2011 7:44:36 AM
RecoveryLender$25.002/18/2011 7:11:13 AM
outofoffice$50.002/18/2011 7:06:14 AM
pythia$25.002/18/2011 7:34:55 AM
ochardlender$25.002/18/2011 8:09:16 AM
KryptonWare-com$47.352/18/2011 7:40:19 AM
vigorous-moola$36.002/18/2011 9:36:10 AM
EmmaDog44$50.002/18/2011 9:52:01 AM
crdcteng$50.002/18/2011 9:56:14 AM
wwwUniversal$25.002/18/2011 10:13:19 AM
surferracerskaterboy$75.002/18/2011 12:32:10 PM
market-pudding$25.002/18/2011 11:24:17 AM
RainMakers$45.002/18/2011 1:05:47 PM
JeffHoll$50.002/18/2011 1:11:25 PM
vutah$50.002/17/2011 5:18:55 PM
kulender$100.002/17/2011 5:24:43 PM
one-midas$25.002/17/2011 5:25:40 PM
benjamins-utopia$50.002/17/2011 5:36:21 PM
enthralling-deal180$100.002/17/2011 5:31:58 PM
MoneyForNothing$212.222/17/2011 5:36:42 PM
simplelender80$100.002/17/2011 5:44:47 PM
BxRealtor$25.002/17/2011 5:48:24 PM
Pulchritudinous$25.002/17/2011 5:55:15 PM
AFairDeal$75.002/17/2011 6:03:25 PM
velocity-solo$25.002/17/2011 6:04:48 PM
katnmouse$35.002/17/2011 6:04:27 PM
GrayStudio$25.002/17/2011 6:22:49 PM
macjp123$25.002/17/2011 6:27:24 PM
irrelevant$50.002/17/2011 6:32:10 PM
respectful-integrity3$25.002/17/2011 7:08:32 PM
Tylerh$100.002/17/2011 10:43:02 PM
angel879$50.002/17/2011 10:49:30 PM
NekHoldings$25.002/18/2011 5:16:50 AM
admirable-wealth$72.002/18/2011 5:24:14 AM
loanman2007$175.002/18/2011 4:33:52 AM
wampum-chorus3$43.792/18/2011 6:33:19 AM
113121$75.002/18/2011 6:13:33 AM
catnip007$25.022/18/2011 7:28:57 AM
doopers$50.002/18/2011 7:46:34 AM
attractive-point956$25.002/18/2011 8:50:20 AM
PleaseDoNotDefault$25.002/18/2011 9:33:56 AM
payment-halo$100.002/18/2011 10:10:49 AM
competent-p2p$30.002/18/2011 11:10:07 AM
infomas$66.562/18/2011 11:24:47 AM
indomitable-coin$50.002/18/2011 12:30:29 PM
mpatrick$25.002/18/2011 12:41:23 PM
SophiaM$27.582/18/2011 12:24:25 PM
exegete007$130.002/18/2011 1:24:30 PM
radforj22$25.002/18/2011 1:53:08 PM
adir1$25.002/18/2011 1:30:34 PM
wampum-chorus3$100.002/18/2011 1:51:20 PM
68 Investments
 
Borrower Payment Dependent Notes Series 491134
This series of Notes was issued and sold upon the funding of the borrower loan #47317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $293.30
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2001 Debt/Income ratio: 56%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,590Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: cala Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2010)
620-639 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
My loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please tell us about your job and income. - loss-of-control
A: my job is receiver and income about $20.000 per year. (Feb-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:02:21 AM
investment-artist$25.002/18/2011 9:10:55 AM
2grindstones$25.002/18/2011 9:05:39 AM
UCLA4life$50.002/18/2011 9:11:17 AM
irrelevant$25.002/18/2011 9:13:19 AM
nickel-hickory$25.002/18/2011 9:29:54 AM
HamachiMan$50.002/18/2011 9:30:34 AM
restless-dime$25.002/18/2011 9:40:29 AM
DasMula$57.002/18/2011 9:48:33 AM
social-hunter5$250.002/18/2011 11:57:10 AM
Iceman1347$25.002/18/2011 12:29:54 PM
SLN-10$25.002/18/2011 1:45:08 PM
Scotcha$50.002/18/2011 3:17:59 PM
foxtrot12$100.002/18/2011 3:45:40 PM
peso-aggregator$25.002/18/2011 3:14:06 PM
jgar_O$35.002/18/2011 4:27:43 PM
SolarMoonshine$25.002/18/2011 5:11:02 PM
SFBank$300.002/18/2011 7:16:07 PM
IIP77$25.002/18/2011 7:39:20 PM
WonByOne$50.002/18/2011 7:21:48 PM
Feyenoord$25.002/19/2011 3:47:03 AM
nodebt2012$25.002/19/2011 8:50:32 AM
Leshan$80.132/19/2011 9:41:26 AM
1stBankAndHal$25.002/19/2011 9:56:58 AM
return-grizzly$100.002/19/2011 10:26:50 AM
kendigme$27.422/19/2011 10:48:44 AM
proper-revenue7$25.002/19/2011 10:57:33 AM
fairness-atmosphere$25.002/19/2011 10:57:51 AM
principal-laser$36.002/19/2011 11:28:12 AM
Prairie-MN$30.002/19/2011 12:45:54 PM
clemclan$25.002/19/2011 12:57:34 PM
LR_Biker$50.002/19/2011 3:24:15 PM
EL_Papin$121.862/19/2011 3:45:00 PM
vest_vortex$50.002/19/2011 3:54:47 PM
thomas16882004$25.002/19/2011 3:38:38 PM
auction-seeker$25.002/19/2011 3:40:35 PM
mikeandcat$100.002/19/2011 5:03:43 PM
GrowTK$25.002/19/2011 5:04:54 PM
vibraphone3$50.002/19/2011 5:55:25 PM
Haribelle$25.002/19/2011 5:40:18 PM
JobLowe$37.932/19/2011 7:28:31 PM
periko$25.002/19/2011 7:46:35 PM
brondero$500.002/19/2011 9:19:58 PM
simplelender80$200.002/18/2011 9:11:26 AM
Kash2010lu$50.002/18/2011 9:01:43 AM
credit-guard5$25.002/18/2011 9:06:24 AM
suave-dime6$25.002/18/2011 9:15:54 AM
jhouman$25.002/18/2011 9:13:16 AM
Jack55304$300.002/18/2011 9:33:12 AM
diplomatic-wealth7$25.002/18/2011 9:33:44 AM
profit-powerplant$25.002/18/2011 9:32:04 AM
jiggaman7$75.002/18/2011 9:34:50 AM
genius520$100.002/18/2011 9:32:45 AM
Ruckus888$50.002/18/2011 9:37:57 AM
investmentgroup$25.002/18/2011 9:39:38 AM
brmar$25.002/18/2011 9:39:45 AM
Tylerh$100.002/18/2011 9:43:23 AM
GElender$25.002/18/2011 9:44:16 AM
nickel-hickory$25.002/18/2011 10:06:06 AM
nickel-hickory$25.002/18/2011 10:07:47 AM
nickel-hickory$25.002/18/2011 10:06:13 AM
benefit-banshee$50.002/18/2011 10:39:11 AM
gain-doughnut$50.002/18/2011 11:14:10 AM
return-grizzly$100.002/18/2011 12:53:41 PM
ac787$75.002/18/2011 4:17:00 PM
orange-rapid-benjamins$50.002/18/2011 4:20:19 PM
reflective-rupee$1,000.772/18/2011 4:10:49 PM
upbeat-finance8$50.002/18/2011 4:22:05 PM
jjswanso$112.972/18/2011 4:37:35 PM
CACO_Lender$25.002/18/2011 6:04:19 PM
Bob450$25.002/18/2011 7:50:03 PM
Astyanax$40.002/18/2011 11:06:12 PM
cashhelp$50.002/19/2011 12:19:36 AM
twjh$25.002/19/2011 3:23:24 AM
tech310$50.002/19/2011 3:25:46 AM
mrxtravis$25.002/19/2011 3:36:59 AM
loanman2007$75.002/19/2011 4:19:08 AM
Moe87$25.002/19/2011 5:26:14 AM
jga516$25.002/19/2011 5:30:09 AM
supreme-hope$25.002/19/2011 6:39:02 AM
Rulea72$47.352/19/2011 7:50:15 AM
Mikale360$25.002/19/2011 6:57:28 AM
loss-of-control$100.002/19/2011 8:33:18 AM
niq4soccer$25.002/19/2011 8:50:45 AM
CoolPlexer$25.002/19/2011 9:21:57 AM
courteous-cash6$100.002/19/2011 9:29:52 AM
kulender$50.002/19/2011 9:48:41 AM
p123$25.002/19/2011 12:40:30 PM
Leshan$50.002/19/2011 12:49:16 PM
checzwick$25.002/19/2011 1:00:52 PM
musegaze$100.002/19/2011 1:29:41 PM
autonomous-truth$100.002/19/2011 3:51:08 PM
FarmersBank$50.002/19/2011 5:10:15 PM
supersarah61$25.002/19/2011 6:39:41 PM
GCSS$25.002/19/2011 7:28:44 PM
fireferd$30.002/19/2011 9:30:05 PM
melodious-openness$468.572/20/2011 3:21:51 AM
97 Investments
 
Borrower Payment Dependent Notes Series 493018
This series of Notes was issued and sold upon the funding of the borrower loan #47372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1983 Debt/Income ratio: 6%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $522Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: justice-amplifier3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Free-At-Last
Purpose of loan:
This loan will be used to?get rid of debt once and for all.? I am more than capable of making monthly payments and would like to make fewer payments at a better rate to rid myself of this debt.? I was an unfortunate participate in a divorce and am trying to make an example for my three sons on making good choices and keeping up with your responsibilities.

My financial situation:
I am a good candidate for this loan because I am currently employed with a growing solar company and have been with them for the last three years.?I have?other income from alimony as well. ?My ambitions are continued growth with?my current?company and?with my?personal experiences.??I make all of my payments on time, and have enjoyed the challenge of learning to be frugal.? I just need someone willing to?see my worth and make an investment in me so that I can?make my life and my boys' lives more positive and fulfilling.? I want?to be able to one day?soon turn it around and help others in the same situation as myself!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
melodious-fairness$100.002/8/2011 9:03:23 AM
marketplace-cello5$25.002/8/2011 9:09:02 AM
skuba$50.002/8/2011 9:11:54 AM
enthralling-deal180$75.002/8/2011 9:01:48 AM
kulender$100.002/8/2011 9:02:41 AM
selector568$50.002/8/2011 9:02:47 AM
benjamins-utopia$100.002/8/2011 9:03:15 AM
a-restless-dollar$100.002/8/2011 12:08:53 PM
velocity-solo$60.002/8/2011 9:03:43 AM
sensible-order2$100.002/8/2011 9:09:26 AM
vigilance-revolutionary$50.002/8/2011 9:08:17 AM
american6$100.002/8/2011 9:08:53 AM
epic-value6$50.002/8/2011 9:11:33 AM
kmr2$100.002/8/2011 9:12:39 AM
The-Helper$35.002/8/2011 3:22:27 PM
payment-friendship$25.002/8/2011 12:40:25 PM
radforj22$25.002/8/2011 4:50:16 PM
balance-force$35.002/8/2011 5:29:51 PM
lenderrb$35.002/8/2011 6:41:20 PM
superb-funds335$25.002/8/2011 8:31:02 PM
GrayStudio$25.002/8/2011 11:11:11 PM
scrappy-bonus2$25.002/8/2011 6:20:24 PM
Artist_Blue$25.002/9/2011 12:42:46 AM
powerplant6$25.002/8/2011 8:46:51 PM
aquarexbi$50.002/9/2011 12:57:39 PM
peripatetic$25.002/9/2011 5:20:29 PM
chameleon125$25.002/10/2011 6:51:47 AM
lostperception$25.002/10/2011 5:07:18 PM
harperpotok$50.002/10/2011 1:36:14 PM
jrbill1998$50.002/10/2011 4:47:28 PM
AF-Chief$50.002/11/2011 1:28:25 AM
BobbieG$25.002/11/2011 10:17:28 AM
blue-courageous-justice$25.002/11/2011 11:32:38 AM
exuberant-loot$25.002/11/2011 3:41:15 PM
kublai$25.002/11/2011 5:27:30 PM
John_Galt$33.002/12/2011 11:16:40 AM
IIP77$25.002/12/2011 6:20:48 AM
Barky52$25.002/12/2011 6:24:21 AM
MARWARISETH$25.002/12/2011 7:46:41 AM
impartial-deal$25.002/12/2011 8:34:57 AM
duty-windmill$25.002/12/2011 11:11:11 AM
mtp$50.002/12/2011 3:35:58 PM
credit-kahuna$50.002/12/2011 11:57:06 AM
octoberfresh$26.502/12/2011 11:59:51 AM
Purple11$50.002/12/2011 9:25:54 PM
MicroAssetsLending$50.002/12/2011 12:16:30 PM
Young-Y$25.002/13/2011 9:18:19 AM
commerce-yeller$30.002/13/2011 11:18:21 AM
lucrative-coin$66.212/13/2011 2:36:52 PM
efficient-treasure0$25.002/13/2011 3:06:02 PM
jdwillcox$100.002/14/2011 2:46:35 AM
penny-finder$26.002/13/2011 9:49:17 PM
beaker$25.002/14/2011 7:22:55 AM
BxRealtor$25.002/14/2011 8:22:08 AM
janus_god$25.002/14/2011 6:51:08 AM
toocautious$100.002/14/2011 1:09:21 PM
Pulchritudinous$25.002/14/2011 1:35:23 PM
Binkass22$200.002/14/2011 9:58:37 AM
debt_helper$25.002/14/2011 9:35:23 AM
ladybird1$50.002/14/2011 2:46:26 PM
maldok1$25.002/14/2011 11:18:25 AM
haplender$50.002/14/2011 2:46:29 PM
orange-courageous-dedication$50.002/14/2011 4:52:54 PM
nbah123$50.002/14/2011 7:48:20 PM
Bank42$50.002/15/2011 1:43:01 AM
gustavholstopus32$25.002/15/2011 3:32:55 AM
Ruckus888$50.002/15/2011 9:37:34 AM
rakem777$25.002/15/2011 7:20:08 AM
restech$50.002/15/2011 4:41:07 PM
payout-embrace$25.002/15/2011 11:34:58 AM
dinero-speaker$25.002/15/2011 2:36:31 PM
p2p-rider7$25.002/15/2011 3:05:38 PM
adir1$25.002/15/2011 5:37:46 PM
Cheburashka$25.002/15/2011 4:36:15 PM
monster4$50.002/15/2011 5:36:02 PM
aha6297$25.002/16/2011 2:27:48 AM
studious-bonus7$63.942/16/2011 2:47:51 AM
fcukciti$25.002/16/2011 4:20:28 AM
caring-hope2$50.002/16/2011 7:35:38 AM
aiming_for_42$25.002/15/2011 7:51:56 PM
exxondude$50.002/16/2011 7:45:23 AM
WindyKid$50.002/15/2011 8:00:35 PM
tender-integrity3$100.002/15/2011 10:20:47 PM
cberthiaume$25.002/16/2011 8:57:35 AM
khamen$25.002/16/2011 12:24:00 AM
zski$25.002/16/2011 12:46:10 AM
nalaari$25.002/16/2011 2:48:07 AM
hrubinst$44.022/16/2011 2:30:59 AM
maximizer$25.002/16/2011 7:51:25 AM
divedude$25.002/16/2011 8:30:15 AM
lovelongandprosper$50.002/16/2011 7:40:50 AM
museic1$50.002/16/2011 3:01:32 PM
prudent-power1$40.002/16/2011 9:38:31 AM
tranquil-revenue$50.002/16/2011 9:40:33 AM
mizon291$50.002/16/2011 10:02:47 AM
Wings06J$50.002/16/2011 4:58:05 PM
kid8549$25.002/16/2011 4:58:22 PM
Eagledrop$25.002/16/2011 4:58:28 PM
currency-balancer$25.002/16/2011 4:58:32 PM
ozner$25.002/16/2011 4:58:52 PM
songbird98$50.002/16/2011 4:58:57 PM
benefit-piano5$25.002/16/2011 4:59:12 PM
Victor-E-Lane$25.002/16/2011 4:59:21 PM
ctgscott$25.002/16/2011 5:00:26 PM
Redmond$25.002/16/2011 5:00:59 PM
StreetJustice$40.682/16/2011 5:01:06 PM
starikrai$25.002/16/2011 5:01:23 PM
mls$100.002/16/2011 5:02:01 PM
rockstar73$25.002/16/2011 5:02:28 PM
Zipline$25.002/16/2011 5:03:02 PM
Casman8815$25.002/16/2011 5:03:19 PM
tranquil-diversification8$50.002/16/2011 5:03:28 PM
currency-persimmon$25.002/16/2011 12:26:49 PM
GottaWearShades$50.002/16/2011 5:03:45 PM
Au-Ag-Pt$35.002/16/2011 5:04:08 PM
neutrino6$25.002/16/2011 5:04:39 PM
cassius84$25.002/16/2011 5:06:13 PM
HappyToLoan$25.002/16/2011 5:06:22 PM
WLenders$50.002/16/2011 5:06:30 PM
mandular$25.002/16/2011 5:07:46 PM
ijspence$25.002/16/2011 5:08:47 PM
innocent-income4$25.002/16/2011 5:08:57 PM
demoseal$25.002/16/2011 5:09:06 PM
klinebarger$25.002/16/2011 4:56:27 PM
sarisai$50.002/16/2011 4:58:07 PM
SanJoser$25.002/16/2011 4:58:16 PM
adaptable-camaraderi$50.002/16/2011 4:58:19 PM
increase720$50.002/16/2011 4:53:03 PM
nestegg4e$25.002/16/2011 4:58:27 PM
smallfry$50.002/16/2011 4:59:24 PM
Trolley08$25.002/16/2011 5:00:01 PM
proud-silver0$50.002/16/2011 5:00:28 PM
aasx1108$25.002/16/2011 4:56:29 PM
gold-blanket0$50.002/16/2011 5:01:25 PM
kingston4g$50.002/16/2011 4:58:05 PM
Zach842$50.002/16/2011 4:58:11 PM
anti-wall-st$25.002/16/2011 4:58:25 PM
GSV67$50.002/16/2011 5:01:53 PM
johnayan$50.002/16/2011 4:58:37 PM
streak269$50.002/16/2011 5:02:07 PM
divemaster$25.002/16/2011 4:58:43 PM
LandoC1$50.002/16/2011 4:58:50 PM
sturdy-fairness5$25.002/16/2011 5:02:39 PM
bot403$50.002/16/2011 5:02:47 PM
sjlender$50.002/16/2011 5:03:05 PM
LastLikeFirst$25.002/16/2011 4:59:36 PM
community-champ3$25.002/16/2011 5:03:30 PM
Nordzee$50.002/16/2011 5:00:18 PM
the-debt-fluffy-bunny$25.002/16/2011 5:00:37 PM
financialzen$25.422/16/2011 5:04:01 PM
stollcm$25.002/16/2011 5:00:54 PM
Yankeeeagle$50.002/16/2011 5:04:32 PM
onlyinchicago$43.852/16/2011 5:04:49 PM
ssc955s$50.002/16/2011 5:01:30 PM
Leopoldine$25.002/16/2011 5:06:10 PM
wampum-optimization$36.852/16/2011 5:01:48 PM
andyb9$50.002/16/2011 5:06:39 PM
LoisLoan$50.002/16/2011 5:02:53 PM
crawfingers$25.002/16/2011 5:06:50 PM
Fiimg$50.002/16/2011 5:03:10 PM
kingbutthd$25.002/16/2011 5:07:07 PM
wealth-pal3$25.002/16/2011 5:03:21 PM
GreenMind$25.002/16/2011 5:07:35 PM
plentiful-reward$50.002/16/2011 5:03:35 PM
peb44$25.002/16/2011 5:07:59 PM
dadalou$25.002/16/2011 5:04:05 PM
microfunder$25.002/16/2011 5:08:24 PM
WeAlNe$25.002/16/2011 5:04:18 PM
versatilenyguy$50.002/16/2011 5:08:39 PM
Divr555$34.842/16/2011 5:04:23 PM
bullwink27$25.002/16/2011 5:08:50 PM
Crisscross$25.002/16/2011 5:09:03 PM
vegibenz$25.002/16/2011 5:05:22 PM
upc_tnt$25.002/16/2011 5:06:06 PM
Sid-K$25.002/16/2011 5:06:46 PM
TrustPlus$50.002/16/2011 5:07:15 PM
skiberdad$50.002/16/2011 5:07:57 PM
benjamin67$50.002/16/2011 5:09:12 PM
simplelender80$100.002/8/2011 9:03:55 AM
jenkris$25.002/8/2011 9:10:01 AM
Tradesmanlender$35.002/8/2011 9:10:26 AM
AFairDeal$75.002/8/2011 9:10:47 AM
gain-equator$25.002/8/2011 9:10:51 AM
indomitable-coin$50.002/8/2011 9:12:58 AM
reflective-rupee$250.772/8/2011 9:45:59 AM
credit-coach118$25.002/8/2011 9:01:25 AM
jazzlender$25.002/8/2011 9:03:48 AM
fishintime$100.002/8/2011 9:08:34 AM
HamachiMan$50.002/8/2011 9:10:15 AM
bold-durability-drum$100.002/8/2011 9:10:41 AM
BidDaddyBigBucks$25.002/8/2011 9:11:06 AM
active-reward7$50.002/8/2011 9:11:43 AM
cash-reaction2$50.002/8/2011 2:26:52 PM
grf1945$35.002/8/2011 9:12:13 AM
genius520$100.002/8/2011 9:12:35 AM
worthy-truth$25.002/8/2011 10:26:16 AM
be_wise$25.002/8/2011 4:22:06 PM
mykkai$25.002/8/2011 6:04:14 PM
meenan$50.002/8/2011 6:21:26 PM
GoldenGo4$50.002/8/2011 6:21:56 PM
vutah$25.002/8/2011 9:50:16 PM
basejump0$25.002/9/2011 5:09:00 AM
irrelevant$50.002/9/2011 7:01:44 AM
misit$25.002/9/2011 10:39:14 AM
CASSHMAN$150.002/9/2011 6:43:44 PM
availableloan$25.002/9/2011 7:26:44 PM
dime-smasher5$25.002/9/2011 8:26:40 PM
don8ter$25.002/10/2011 7:57:14 AM
cash-queen$40.002/10/2011 1:37:37 PM
gustavholstopus32$25.002/11/2011 5:28:10 AM
Yorker1776$50.002/10/2011 8:16:22 PM
resolute-return1$28.702/11/2011 4:52:10 AM
justinology$25.002/11/2011 10:43:01 AM
worthy-bid8$50.002/11/2011 6:06:31 AM
bigphish$25.002/11/2011 11:31:05 AM
macjp123$25.002/11/2011 1:57:50 PM
newest-organic-rupee$25.002/11/2011 8:50:39 PM
arenangelchild$38.382/12/2011 1:44:56 AM
a-finance-nirvana$25.002/12/2011 2:50:32 AM
newest-asset-smasher$29.592/11/2011 7:09:59 PM
myhrer$50.002/12/2011 1:50:49 AM
Viamin$25.002/12/2011 11:06:34 AM
hitsman$50.002/12/2011 12:07:44 PM
ferdberfel$50.002/12/2011 8:32:30 AM
1phantom$25.002/12/2011 10:47:06 AM
theboat$25.002/12/2011 8:35:57 PM
generous-deal6$50.002/13/2011 12:51:56 AM
Palmetto$50.002/13/2011 3:51:13 AM
compwhiz$25.002/12/2011 12:47:24 PM
52digital$50.002/12/2011 2:16:00 PM
cash-cymbal$50.002/13/2011 1:18:22 PM
a-consummate-camaraderi$50.002/13/2011 4:00:10 PM
Dweeberkitty1$25.002/13/2011 7:51:37 PM
organized-payment6$50.002/13/2011 9:17:33 AM
CheapDolo22$25.002/14/2011 8:18:37 AM
GCInvestments$25.002/13/2011 5:21:00 PM
agalt$75.002/14/2011 8:06:31 AM
credit-investor5$37.052/14/2011 1:35:16 PM
otto1939$50.002/14/2011 1:45:37 PM
6moonbeams$25.002/14/2011 10:01:15 AM
OKPapa$25.002/14/2011 2:44:32 PM
tech310$50.002/14/2011 1:45:54 PM
restless-currency$40.002/14/2011 11:57:28 AM
CE88$50.002/14/2011 2:04:00 PM
jamiee73$25.002/14/2011 4:50:10 PM
organized-dedication9$50.002/14/2011 2:34:44 PM
riproaringrapids$25.002/14/2011 7:32:05 PM
Clambake$100.002/14/2011 4:32:33 PM
first-pragmatic-note$25.002/14/2011 9:55:27 PM
auction-sage$29.442/15/2011 2:21:27 AM
platinum-genetics$25.002/14/2011 5:35:15 PM
investment-tempo$50.002/14/2011 5:50:08 PM
crw1950$40.262/15/2011 4:54:39 AM
power-trophy7$50.002/15/2011 6:56:12 AM
Mariner3605$25.002/15/2011 1:45:32 AM
lendacity$25.002/15/2011 3:16:48 AM
j2ee$50.002/15/2011 4:00:42 AM
narblark$50.002/15/2011 4:57:19 AM
Brainworm$25.002/15/2011 5:06:14 AM
loot-heart$25.002/15/2011 6:26:06 AM
hightek$50.002/15/2011 6:31:27 AM
DUDE66$50.002/15/2011 9:40:07 AM
listing-vista$350.002/15/2011 11:52:12 AM
Pickmar$25.002/15/2011 12:28:38 PM
unequaled-loyalty7$25.002/15/2011 9:28:01 AM
gracej$25.002/15/2011 3:12:33 PM
skillful-auction$50.002/15/2011 9:38:28 AM
swpski$25.002/15/2011 9:40:30 AM
just-finance7$25.002/15/2011 10:00:39 AM
InspireLife$25.002/15/2011 2:23:03 PM
buckyhead2000$25.002/15/2011 2:27:50 PM
RgPro$50.002/15/2011 2:46:48 PM
SmokeyMirror$50.002/15/2011 9:26:26 PM
lowrate$30.552/16/2011 2:03:10 AM
point-kitten6$25.002/15/2011 5:37:12 PM
rlgnyc$30.442/16/2011 2:29:31 AM
authentic-liberty7$25.002/16/2011 2:48:00 AM
greenback-ally$50.002/15/2011 8:43:03 PM
GrommetPosse$50.002/15/2011 10:30:25 PM
inforapenny$28.222/16/2011 2:28:29 AM
BMGlending$25.002/16/2011 1:35:50 AM
Weaverville$25.002/16/2011 2:00:04 AM
handshake5$64.722/16/2011 2:45:59 AM
Vess$25.002/16/2011 6:17:47 AM
generosity-giraffe0$25.002/16/2011 5:50:59 AM
DLock99$50.002/16/2011 9:39:51 AM
ss2020$28.342/16/2011 9:37:42 AM
interstellar$75.002/16/2011 9:45:55 AM
thevogelfamily$50.002/16/2011 10:10:48 AM
uncleharold$25.002/16/2011 4:56:00 PM
credit-panda1$25.002/16/2011 4:56:15 PM
Investoman$100.002/16/2011 4:57:27 PM
jumprun4112$50.002/16/2011 4:58:08 PM
life-is-great$50.002/16/2011 4:58:30 PM
dg5803$50.002/16/2011 4:58:34 PM
rogue_monster$50.002/16/2011 4:59:02 PM
oreyedoc$25.002/16/2011 4:59:15 PM
comet55$25.002/16/2011 4:59:33 PM
thunderkiss$25.002/16/2011 5:00:15 PM
honorable-durability0$25.002/16/2011 5:00:43 PM
orange-dollar-guild$25.002/16/2011 5:01:03 PM
power-defender7$50.002/16/2011 5:01:08 PM
danerman$50.002/16/2011 5:01:19 PM
philgreen$50.002/16/2011 5:01:33 PM
principal-flow9$50.002/16/2011 5:02:14 PM
Medic05$25.002/16/2011 5:02:34 PM
rapid-currency$25.002/16/2011 5:02:58 PM
syounker$25.002/16/2011 5:03:25 PM
BankofTony$50.002/16/2011 5:03:37 PM
chapman18$25.002/16/2011 5:03:47 PM
flwah$25.002/16/2011 5:04:30 PM
MasterKey$25.002/16/2011 5:06:17 PM
williemc44$25.002/16/2011 11:56:02 AM
schnatty$25.002/16/2011 5:06:34 PM
davidc314$47.812/16/2011 5:07:49 PM
orgy63$50.002/16/2011 5:08:48 PM
Adam_00$50.002/16/2011 5:09:00 PM
Rick7925$25.002/16/2011 5:09:10 PM
versatile-commerce$25.002/16/2011 2:59:57 PM
versatile-commerce$25.002/16/2011 4:03:43 PM
Brain_m$25.002/16/2011 4:58:10 PM
hope-spinner$25.002/16/2011 4:58:23 PM
self-reliant-integrity0$50.002/16/2011 4:58:35 PM
yenlowang$25.002/16/2011 4:58:41 PM
Cre8iveCash$25.002/16/2011 4:59:45 PM
nybanker85$50.002/16/2011 4:59:58 PM
Mr_Marcus$50.002/16/2011 5:00:12 PM
Strato$25.022/16/2011 5:00:32 PM
patriot897$50.002/16/2011 5:01:27 PM
billybragg$25.002/16/2011 4:58:09 PM
GreenHill$25.002/16/2011 5:01:41 PM
wonderful-rupee$25.002/16/2011 4:58:12 PM
SeaDevil$50.002/16/2011 5:02:04 PM
GradStudent34$25.002/16/2011 4:58:39 PM
authoritative-truth$50.002/16/2011 5:02:10 PM
burgeoning-silver$25.002/16/2011 4:58:47 PM
StWaldo$25.002/16/2011 4:59:06 PM
Worldskiboy$50.002/16/2011 5:02:43 PM
bomdel$25.002/16/2011 4:59:31 PM
Cybercusp$25.002/16/2011 5:03:14 PM
zhiguli$25.002/16/2011 5:00:08 PM
freyjabj$25.002/16/2011 5:00:20 PM
littlemonkey$25.002/16/2011 5:00:49 PM
simplybarg$40.582/16/2011 5:04:10 PM
piter-to-la-investment$25.002/16/2011 5:00:57 PM
lendme2$50.002/16/2011 5:04:17 PM
fareast_man$25.002/16/2011 5:01:16 PM
rss197$25.002/16/2011 5:04:41 PM
gotyourgear$50.002/16/2011 5:05:17 PM
InvestorPartners$25.002/16/2011 5:05:27 PM
worldly-community3$50.002/16/2011 5:01:38 PM
jblack01$25.002/16/2011 5:06:19 PM
chlebie$25.002/16/2011 5:01:56 PM
direct-yield$25.002/16/2011 5:02:32 PM
five-star-responsibility0$36.992/16/2011 5:06:48 PM
Carpetkid$25.002/16/2011 5:03:07 PM
dinero-festivity2$46.942/16/2011 5:06:58 PM
visionary-currency$50.002/16/2011 5:03:17 PM
antrux$25.002/16/2011 5:07:10 PM
money-surge1$25.002/16/2011 5:07:54 PM
Hiro07$25.002/16/2011 5:03:44 PM
breadbroker$25.002/16/2011 5:04:03 PM
DadWarbucks$60.002/16/2011 5:08:36 PM
Midg$25.002/16/2011 5:04:20 PM
adventurous-commerce$25.002/16/2011 5:08:45 PM
RSV$25.002/16/2011 5:04:34 PM
barchibald$50.002/16/2011 5:05:01 PM
Rivervale_Westwood$25.002/16/2011 5:05:29 PM
tlam168$25.002/16/2011 5:05:59 PM
faldska$25.002/16/2011 5:08:33 PM
golden-finance7$50.002/16/2011 5:09:14 PM
371 Investments
 
Borrower Payment Dependent Notes Series 493060
This series of Notes was issued and sold upon the funding of the borrower loan #47343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $273.76
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2001 Debt/Income ratio: 6%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 57 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,799Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: DeutscheBank Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 100% ) 780-799 (Latest)
Principal borrowed: $6,001.00< 31 days late: 0 ( 0% )  
780-799 (Apr-2008)
780-799 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Need to pay off high rate auto loan
Purpose of loan:
This loan will be used to? pay off a current auto loan that has a higher rate!

My financial situation: Excellent
I am a good candidate for this loan because? I will not let you down.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BaxterEvil$25.002/8/2011 5:01:17 PM
indomitable-coin$100.002/8/2011 5:01:23 PM
Chutney$25.002/8/2011 5:02:00 PM
credit-investor5$50.002/8/2011 5:02:46 PM
Tradesmanlender$50.002/8/2011 5:04:43 PM
b1geasy$25.002/8/2011 5:05:15 PM
skuba$100.002/8/2011 5:05:33 PM
kenji4861$25.002/8/2011 5:05:46 PM
1stBankAndHal$25.002/8/2011 5:05:59 PM
a-responsible-return$50.002/8/2011 5:06:47 PM
unclejaef$25.002/8/2011 5:07:00 PM
credit-force5$50.002/8/2011 5:07:22 PM
C_Mark$100.002/8/2011 5:07:31 PM
mlkhamilton$25.002/8/2011 5:11:35 PM
benjamins-utopia$100.002/8/2011 5:12:23 PM
radforj22$50.002/8/2011 5:01:38 PM
Pulchritudinous$25.002/8/2011 5:02:10 PM
organized-payment6$25.002/8/2011 5:02:43 PM
revenue-trombone5$25.002/8/2011 5:02:51 PM
kyomoon$50.002/8/2011 5:04:00 PM
honorable-yield$40.002/8/2011 5:06:43 PM
Artist_Blue$25.002/8/2011 5:31:03 PM
TikPmp1$25.002/8/2011 5:06:37 PM
thedoctor$100.002/8/2011 5:06:40 PM
CBO-Enterprise$50.002/8/2011 5:06:56 PM
jenkris$25.002/8/2011 5:07:07 PM
acropiloterau2002$25.002/8/2011 5:07:13 PM
paladin847$50.002/8/2011 5:07:16 PM
youqianderen$50.002/8/2011 5:07:23 PM
Reddy_Capital$25.002/8/2011 5:44:27 PM
truth-image$50.002/8/2011 5:11:31 PM
klinebarger$25.002/8/2011 5:11:27 PM
syounker$25.002/8/2011 5:13:07 PM
be_wise$25.002/8/2011 5:55:08 PM
bowdish1$50.002/8/2011 5:13:09 PM
vutah$50.002/8/2011 5:32:28 PM
wwwUniversal$25.002/8/2011 5:31:21 PM
Shawn95187$100.002/8/2011 5:49:59 PM
penny-plato$25.002/8/2011 6:23:23 PM
ac787$25.002/9/2011 3:55:20 AM
RandyL3$25.002/9/2011 1:00:40 AM
The-Helper$25.002/9/2011 7:09:09 AM
emosspot$25.002/9/2011 4:54:38 AM
one-midas$25.002/9/2011 7:34:38 AM
aquarexbi$50.002/9/2011 12:57:43 PM
a-restless-dollar$53.862/9/2011 1:32:33 PM
sk10023$40.002/9/2011 10:35:50 AM
reflective-rupee$200.772/9/2011 1:35:51 PM
don8ter$25.002/8/2011 5:06:35 PM
DukSerduk$25.002/8/2011 5:06:49 PM
heavenly-interest9$50.002/8/2011 5:06:54 PM
tedsrfdude$50.002/8/2011 5:07:05 PM
ogmanny$50.002/8/2011 5:07:25 PM
Goodlender42$25.002/8/2011 5:07:28 PM
kid8549$25.002/8/2011 5:11:59 PM
Uncle_Scrooge$50.002/8/2011 5:12:02 PM
MTLoans$25.002/8/2011 5:12:41 PM
kulender$50.002/8/2011 5:01:24 PM
buukyak$25.002/8/2011 5:02:07 PM
blot44$25.002/8/2011 5:02:12 PM
reflective-rupee$25.772/8/2011 5:02:41 PM
jonandmeg21$50.002/8/2011 5:02:48 PM
Aberdeen$4,000.002/8/2011 5:01:58 PM
ThomasC$50.002/8/2011 5:04:03 PM
kanakakm$50.002/8/2011 5:06:28 PM
cebgop$25.002/8/2011 5:06:39 PM
payout-reaction740$25.002/8/2011 5:29:06 PM
nimble-money0$25.002/8/2011 5:06:45 PM
meux99$25.002/8/2011 5:07:09 PM
selector568$50.002/8/2011 5:06:04 PM
velocity-solo$60.002/8/2011 5:07:11 PM
currency-persimmon$25.002/8/2011 5:06:30 PM
compoundinterest$50.002/8/2011 5:06:33 PM
Phantom99$100.002/8/2011 5:06:58 PM
sensible-order2$100.002/8/2011 5:07:20 PM
Havana21$200.002/8/2011 5:11:56 PM
BidDaddyBigBucks$25.002/8/2011 5:10:53 PM
docdekay$100.002/8/2011 5:13:16 PM
intuitive-integrity9$50.002/8/2011 5:13:23 PM
HHP$25.002/8/2011 5:31:17 PM
hookUup$100.002/8/2011 5:59:07 PM
scrappy-bonus2$25.002/8/2011 6:20:25 PM
bughead$25.002/8/2011 8:29:07 PM
Feyenoord$25.002/9/2011 12:58:49 AM
wonderous-power$25.002/9/2011 1:11:41 AM
lenderrb$50.002/8/2011 6:40:55 PM
Chosen-one$25.002/8/2011 8:37:54 PM
Oak-Parker$25.002/8/2011 9:48:54 PM
cash-queen$25.002/8/2011 9:56:04 PM
Nazbuster$50.002/8/2011 7:54:58 PM
a2190b$25.002/8/2011 8:01:00 PM
hopeful-truth5$300.002/9/2011 6:54:17 AM
Spiv_51$25.002/9/2011 2:05:29 AM
RiskManiac$25.002/9/2011 6:26:52 AM
outofoffice$50.002/9/2011 6:50:46 AM
blissful-penny$100.002/9/2011 9:21:16 AM
gdfp158$25.002/9/2011 8:07:44 AM
uralrider$30.372/9/2011 9:03:47 AM
Nicedad72$25.002/9/2011 3:23:49 PM
EarlyRiser$250.002/9/2011 4:07:49 PM
VBinvestor$100.002/9/2011 10:05:36 AM
101 Investments
 
Borrower Payment Dependent Notes Series 493078
This series of Notes was issued and sold upon the funding of the borrower loan #47346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1998 Debt/Income ratio: 18%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,521Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: Engineer-Geek-Investor Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Young Engineer Consolidating Debt
Purpose of loan:
This loan will be used to consolidate debt into one payment.

My financial situation: I am currently employed working for a defense company.
I am a good candidate for this loan because: I am a good engineer and an asset to my small but growing company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$100.772/8/2011 5:01:46 PM
compoundinterest$50.002/8/2011 5:06:34 PM
TikPmp1$25.002/8/2011 5:06:37 PM
CBO-Enterprise$50.002/8/2011 5:06:56 PM
jenkris$25.002/8/2011 5:07:07 PM
ogmanny$50.002/8/2011 5:07:26 PM
kid8549$25.002/8/2011 5:12:00 PM
BaxterEvil$25.002/8/2011 5:01:18 PM
TexasLender2007$50.002/8/2011 5:02:40 PM
credit-investor5$50.002/8/2011 5:02:47 PM
kyomoon$50.002/8/2011 5:03:56 PM
don8ter$25.002/8/2011 5:06:36 PM
DukSerduk$25.002/8/2011 5:06:50 PM
heavenly-interest9$50.002/8/2011 5:06:55 PM
tedsrfdude$50.002/8/2011 5:07:06 PM
meux99$25.002/8/2011 5:07:10 PM
sensible-order2$100.002/8/2011 5:07:21 PM
CashProvider$100.002/8/2011 5:06:27 PM
youqianderen$50.002/8/2011 5:07:24 PM
currency-persimmon$25.002/8/2011 5:06:31 PM
C_Mark$100.002/8/2011 5:07:32 PM
nimble-money0$25.002/8/2011 5:06:46 PM
Uncle_Scrooge$50.002/8/2011 5:12:07 PM
truth-image$50.002/8/2011 5:11:33 PM
Havana21$81.842/8/2011 5:11:57 PM
robust-trade$40.482/8/2011 5:21:46 PM
intuitive-integrity9$50.002/8/2011 5:13:25 PM
balance-force$25.002/8/2011 5:25:21 PM
cloud8$60.612/8/2011 5:26:39 PM
HHP$25.002/8/2011 5:31:17 PM
bowdish1$50.002/8/2011 5:34:44 PM
beaker$25.002/8/2011 6:11:53 PM
lenderrb$50.002/8/2011 6:40:56 PM
fishtale$25.002/9/2011 12:59:13 AM
bkb7484$28.262/9/2011 10:34:21 AM
aquarexbi$50.002/9/2011 12:57:44 PM
macgeek$28.202/10/2011 12:48:03 AM
Moneypenny6$25.002/10/2011 8:05:24 AM
jjb3$27.812/10/2011 12:38:58 AM
invest-in-ed$100.002/10/2011 3:27:47 PM
TomDalonajay$25.002/10/2011 9:32:18 AM
epic-interest0$25.002/10/2011 11:40:38 AM
cognizant-rate732$25.002/11/2011 1:25:59 AM
Mantis75$25.002/11/2011 1:11:41 AM
octoberfresh$25.002/11/2011 1:11:07 AM
tbrnet$50.002/11/2011 1:06:05 PM
inforapenny$35.362/12/2011 2:29:10 AM
sandeepPR$25.002/12/2011 8:31:28 AM
Kerrysbay$50.002/12/2011 3:17:49 AM
bayou$25.002/12/2011 5:40:25 AM
MARWARISETH$25.002/12/2011 7:47:23 AM
Brisket_Bob$25.002/12/2011 2:56:07 PM
cash-tent$30.002/12/2011 11:52:58 AM
BURNERA_1$75.002/13/2011 4:04:32 PM
market-squadron3$25.002/13/2011 5:51:05 PM
efficient-treasure0$25.002/13/2011 3:05:45 PM
BankingFamily$50.002/13/2011 10:02:31 PM
first-serene-credit$25.002/14/2011 6:39:50 AM
be_wise$25.002/14/2011 1:45:23 PM
CE88$75.002/14/2011 2:05:04 PM
top-note-jamboree$50.002/14/2011 4:23:41 PM
money-aggregator7$25.002/14/2011 9:56:40 PM
yield-enlistment$50.102/15/2011 7:44:37 AM
KeepOnRunning$50.002/15/2011 3:12:21 PM
docdekay$100.002/15/2011 3:20:12 PM
Pickmar$25.002/15/2011 12:17:43 PM
buckyhead2000$25.002/15/2011 2:28:25 PM
capital-star5$25.002/16/2011 6:59:43 AM
sharpey$50.002/16/2011 11:00:37 AM
danny-lender$50.002/16/2011 8:51:15 AM
vtr1000$35.002/16/2011 12:43:48 PM
Gr8Deal$50.002/16/2011 5:12:22 PM
elegant-income3$50.002/16/2011 4:59:47 PM
the-upbeat-p2p$50.002/16/2011 6:50:54 PM
choss02$50.002/17/2011 9:44:22 AM
winlender$25.002/17/2011 10:12:34 AM
Anny-Disco$50.002/17/2011 10:13:06 AM
L0anShark$70.002/17/2011 10:11:35 AM
community-pipeline$25.002/17/2011 10:12:01 AM
murren$25.002/17/2011 10:21:05 AM
newest-orbital-justice$25.002/17/2011 10:21:38 AM
reward-tamale1$25.002/17/2011 2:29:19 PM
tenacious-payout$50.002/17/2011 1:37:55 PM
peace-sorcerer$25.002/17/2011 2:57:08 PM
balance-voyager$37.112/17/2011 5:18:52 PM
brightest-dynamic-peace$25.002/17/2011 6:51:51 PM
availableloan$25.002/17/2011 8:41:05 PM
Tylerh$100.002/17/2011 10:39:11 PM
adama_48$25.002/18/2011 6:16:12 AM
orindalender$50.002/18/2011 6:49:50 AM
108lender$250.002/18/2011 8:09:23 AM
skillful-treasure37$50.002/18/2011 10:06:24 AM
tj1683$25.002/18/2011 10:08:05 AM
accelerator96$25.002/18/2011 4:49:08 PM
Aldebtaran$50.002/18/2011 5:38:09 PM
SteadyOne$30.002/18/2011 7:43:32 PM
berkeleylender$50.002/18/2011 10:10:50 PM
Woodworker57$25.002/19/2011 3:12:21 AM
a-versatile-power$25.002/19/2011 4:54:49 AM
aasx1108$25.002/19/2011 7:08:57 AM
BoughtTheFarm$25.002/19/2011 7:49:10 AM
IIP77$25.002/19/2011 9:52:12 AM
turbobrat$50.002/19/2011 12:26:27 PM
visionary-currency$50.002/19/2011 12:27:46 PM
Centaur$50.002/19/2011 12:27:45 PM
mizount$25.002/19/2011 12:35:22 PM
dud$40.002/19/2011 12:39:58 PM
p123$25.002/19/2011 12:40:35 PM
Prairie-MN$30.002/19/2011 12:43:32 PM
scottburger$50.002/19/2011 12:52:10 PM
truth-trapper$25.002/19/2011 6:02:55 PM
wirebutterfly$50.002/19/2011 8:02:50 PM
supersarah61$50.002/20/2011 8:24:09 AM
malacandra$25.002/20/2011 9:39:21 AM
investor_101$50.002/20/2011 8:53:48 PM
VPRLLC$50.002/21/2011 5:45:44 AM
credit-magician$50.002/21/2011 6:36:21 AM
best-listing-toro$25.002/21/2011 6:40:26 AM
squarebob$25.002/21/2011 7:23:14 AM
tenacious-compassion9$25.002/21/2011 8:05:29 AM
alwayson$25.002/21/2011 8:16:59 AM
best-deal-banker$50.002/21/2011 8:42:10 AM
Groggy$30.002/21/2011 9:28:54 AM
RetirementMoney$25.002/21/2011 9:48:26 AM
rebellender$50.002/21/2011 10:04:16 AM
Aridus$25.002/21/2011 10:15:52 AM
deal-tycoon$25.462/21/2011 10:21:38 AM
justice-dna$35.002/21/2011 11:14:06 AM
AnxiousAirman$50.002/21/2011 11:44:40 AM
jct_enterprises$50.002/21/2011 12:11:33 PM
jbaum$40.002/21/2011 12:19:50 PM
theskippy$25.002/21/2011 12:20:00 PM
sappy02$50.002/21/2011 12:21:51 PM
newest-unbeatable-currency$50.002/21/2011 12:35:57 PM
30Sky$25.002/21/2011 12:43:25 PM
elasermd$50.002/21/2011 12:43:39 PM
Slackerwealth$25.002/21/2011 12:45:58 PM
NMGbank$25.002/21/2011 12:46:51 PM
subtle-revenue0$25.002/21/2011 12:47:27 PM
teejay411$100.002/21/2011 12:48:04 PM
GenerousGentleMan$75.002/21/2011 12:48:25 PM
anton$60.002/21/2011 12:49:02 PM
organized-payment6$25.002/8/2011 5:02:44 PM
ThomasC$50.002/8/2011 5:04:05 PM
kenji4861$25.002/8/2011 5:05:48 PM
kanakakm$50.002/8/2011 5:06:28 PM
thedoctor$100.002/8/2011 5:06:42 PM
Phantom99$100.002/8/2011 5:06:58 PM
paladin847$50.002/8/2011 5:07:17 PM
BidDaddyBigBucks$25.002/8/2011 5:10:58 PM
benjamins-utopia$100.002/8/2011 5:12:23 PM
blot44$25.002/8/2011 5:02:13 PM
jonandmeg21$50.002/8/2011 5:02:49 PM
Tradesmanlender$50.002/8/2011 5:04:44 PM
skuba$100.002/8/2011 5:05:34 PM
unclejaef$25.002/8/2011 5:07:01 PM
credit-force5$50.002/8/2011 5:07:23 PM
cebgop$25.002/8/2011 5:06:39 PM
honorable-yield$40.002/8/2011 5:06:44 PM
a-responsible-return$50.002/8/2011 5:06:48 PM
velocity-solo$60.002/8/2011 5:07:12 PM
acropiloterau2002$25.002/8/2011 5:07:14 PM
Goodlender42$25.002/8/2011 5:07:29 PM
mlkhamilton$25.002/8/2011 5:11:36 PM
MTLoans$25.002/8/2011 5:12:43 PM
klinebarger$25.002/8/2011 5:11:28 PM
kulender$100.002/8/2011 5:12:08 PM
indomitable-coin$50.002/8/2011 5:26:15 PM
radforj22$50.002/8/2011 6:12:25 PM
vigilance-frontier$25.002/8/2011 9:16:29 PM
wwwUniversal$25.002/8/2011 10:23:20 PM
samo102us$25.002/9/2011 12:57:46 AM
12Knocksinna$25.002/9/2011 5:49:37 AM
JGB$46.212/8/2011 10:10:35 PM
openness-viking$100.002/9/2011 12:19:30 AM
axl163$25.002/9/2011 12:47:36 AM
Artist_Blue$25.002/8/2011 10:23:18 PM
dpfl55$25.002/9/2011 12:50:47 AM
lloyd_s$25.002/9/2011 12:58:40 AM
PumpkinHead406$25.002/9/2011 12:46:57 AM
bds9646$26.002/9/2011 12:51:23 AM
John_Galt$33.002/9/2011 10:13:17 AM
shrewd-asset$25.002/9/2011 8:52:31 PM
EarlyRiser$250.002/9/2011 4:07:56 PM
sk10023$40.002/9/2011 6:00:45 PM
Loans101$25.002/10/2011 12:56:06 AM
outofoffice$44.552/10/2011 9:44:39 AM
ingenious-order783$25.002/10/2011 9:33:08 AM
resolute-return1$25.002/11/2011 4:48:08 AM
goodcents$40.002/10/2011 8:22:14 PM
mpactlender$25.002/11/2011 1:13:10 AM
efficient-marketplace$25.002/11/2011 10:17:00 AM
BobbieG$25.002/11/2011 10:16:53 AM
Granddad$250.002/11/2011 3:47:08 PM
jrhinomo$25.002/11/2011 4:05:54 PM
Turkish101$25.002/12/2011 1:23:23 AM
duty-windmill$25.002/12/2011 11:11:03 AM
OldestBrother$50.002/12/2011 9:46:31 AM
Viamin$25.002/12/2011 11:06:08 AM
KWarrior$50.002/13/2011 6:21:05 AM
hitsman$50.002/12/2011 12:07:13 PM
Castellan$50.002/12/2011 3:01:11 PM
theboat$25.002/12/2011 8:35:58 PM
BobRand$50.002/13/2011 3:14:12 PM
CE88$25.002/14/2011 2:05:56 PM
stable-nickel$40.002/14/2011 2:57:46 PM
Pulchritudinous$25.002/14/2011 4:26:14 PM
camaraderi-atmosphere$100.002/14/2011 2:58:12 PM
syounker$25.002/14/2011 4:24:01 PM
surfsider123$25.002/14/2011 4:39:53 PM
sunny1985$25.002/15/2011 8:46:41 AM
damage$25.002/15/2011 10:08:03 AM
degster$25.002/16/2011 2:29:50 AM
FlexFunding$26.912/16/2011 2:28:55 AM
versatile-commerce$25.002/16/2011 2:57:47 PM
fair-funds$50.002/16/2011 4:59:50 PM
versatile-commerce$25.002/16/2011 4:03:45 PM
minista$25.002/16/2011 5:12:24 PM
g314$30.002/16/2011 5:14:07 PM
bancoroyal$50.002/16/2011 5:30:31 PM
valiant-liberty4$25.002/16/2011 5:57:00 PM
worth-engine5$25.002/17/2011 12:24:23 AM
Daneistes$50.002/17/2011 5:00:05 AM
proud-gold9$50.002/17/2011 9:46:46 AM
SARMAR$50.002/17/2011 10:11:56 AM
AccelerateSM$100.002/17/2011 10:14:21 AM
loanman2007$50.002/17/2011 10:20:38 AM
exchange-pledge$100.002/17/2011 12:52:54 PM
Sigonio$25.002/17/2011 12:52:34 PM
rockstar78$50.002/17/2011 1:25:16 PM
DadWarbucks$60.002/17/2011 5:21:28 PM
julijask$45.002/17/2011 5:36:48 PM
slartibardfast$25.002/17/2011 5:51:24 PM
LoanBrkr$25.002/17/2011 6:48:04 PM
best-coin-miser$25.002/17/2011 7:34:38 PM
1800porsche$25.002/17/2011 11:31:12 PM
paramjit$25.002/18/2011 2:56:35 AM
worthy-bid8$50.002/18/2011 9:00:30 AM
duty-ninja$50.002/18/2011 9:54:50 AM
Ripsaw4U$50.002/18/2011 6:24:31 PM
engaging-worth$25.002/18/2011 7:59:27 PM
rmachi$25.002/19/2011 2:22:59 AM
suzmash$34.002/19/2011 8:31:52 AM
RJN$25.002/19/2011 9:06:01 AM
financebob$50.002/19/2011 9:18:32 AM
Steveoo1$50.002/19/2011 10:54:35 AM
9skyrider$25.002/19/2011 10:34:03 AM
dharma1$25.002/19/2011 11:14:24 AM
Washington_Loan$25.002/19/2011 12:30:55 PM
RockCrown$50.002/19/2011 12:39:22 PM
Binan$25.002/19/2011 12:35:56 PM
newyork6264$50.002/19/2011 12:39:49 PM
MAJESTIC5$50.002/19/2011 5:39:36 PM
flexiboy35$25.002/19/2011 10:04:52 PM
kindness-dessert$25.002/21/2011 1:28:54 AM
rakstar$50.002/21/2011 1:22:02 AM
wrighco$25.002/21/2011 2:34:10 AM
hotwired$50.002/21/2011 2:43:38 AM
mac415$30.002/21/2011 6:27:10 AM
jeffpac$50.002/21/2011 6:36:31 AM
toronado$50.002/21/2011 8:36:32 AM
mhotchan$100.002/21/2011 9:10:42 AM
hs112a$50.002/21/2011 9:20:26 AM
systematic-dollar9$25.002/21/2011 9:31:10 AM
Taxman44$25.002/21/2011 10:04:58 AM
bold-durability-drum$50.002/21/2011 10:09:13 AM
smalltown_mn$25.002/21/2011 10:53:25 AM
Jtomtom$25.002/21/2011 11:07:27 AM
racing777$50.002/21/2011 11:14:25 AM
GiftViftdotcom$25.002/21/2011 11:59:17 AM
verdiprr$200.002/21/2011 12:23:36 PM
Octavian315$30.002/21/2011 12:40:03 PM
wise-silver-wonder$25.002/21/2011 12:42:54 PM
LoanAngel$25.002/21/2011 12:40:19 PM
bigballer105$47.512/21/2011 12:44:27 PM
sb0453$25.002/21/2011 12:46:02 PM
reueljw$25.002/21/2011 12:44:17 PM
perlindc$40.152/21/2011 12:46:26 PM
cjames84$25.002/21/2011 12:46:36 PM
279 Investments
 
Borrower Payment Dependent Notes Series 493228
This series of Notes was issued and sold upon the funding of the borrower loan #47393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $442.85
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1993 Debt/Income ratio: 55%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 20Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 49 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $61,500Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: power-taco Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
showhorse
Purpose of loan:
This loan will be used to...consolidate

My financial situation:
I am a good candidate for this loan because...I am credit trustworthy


Monthly net income: $4000
Monthly expenses: $3000
Housing: $1000
Insurance: $150
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 9:07:39 AM
melodious-fairness$100.002/17/2011 9:12:48 AM
BxRealtor$25.002/17/2011 9:13:39 AM
simplelender80$100.002/17/2011 9:13:04 AM
marketplace-cello5$25.002/17/2011 9:22:04 AM
irrelevant$50.002/17/2011 9:23:05 AM
macjp123$25.002/17/2011 9:26:57 AM
credit-bliss8$25.002/17/2011 9:29:20 AM
jiggaman7$75.002/17/2011 9:29:46 AM
choss02$100.002/17/2011 9:43:58 AM
2grindstones$25.002/17/2011 9:53:04 AM
radforj22$25.002/17/2011 12:45:36 PM
Tradesmanlender$35.002/17/2011 2:30:34 PM
bid-czar8$100.002/17/2011 5:03:26 PM
WalnutCreekguy$50.002/17/2011 10:15:02 PM
upbeat-finance8$25.002/18/2011 3:48:30 PM
LoanerPrincipal$25.002/18/2011 10:29:16 PM
loanman2007$125.002/19/2011 3:56:07 AM
worth-arch$25.002/19/2011 4:00:07 AM
the-silver-blaster$50.002/19/2011 11:07:43 AM
genius520$100.002/19/2011 12:06:53 PM
debt-force$25.002/19/2011 12:37:58 PM
MadHun$100.002/19/2011 8:59:22 PM
wise-spiritual-commitment$50.002/20/2011 12:50:04 AM
supersarah61$50.002/20/2011 8:24:31 AM
TK4$39.312/20/2011 9:04:44 AM
principal-injector2$50.002/20/2011 3:44:45 PM
jeffpac$50.002/21/2011 6:44:36 AM
Preferred-Lender$25.002/21/2011 8:00:28 AM
point-shooter$50.002/21/2011 8:41:58 AM
momoney2lend$25.002/21/2011 8:50:22 AM
amlu1988$25.002/21/2011 9:19:32 AM
PaulW$25.002/21/2011 12:09:43 PM
jbaum$40.002/21/2011 12:20:16 PM
green-thoughtful-yield$100.002/21/2011 12:23:42 PM
CA-Lender$25.002/21/2011 1:08:54 PM
Fenix878$25.002/21/2011 2:09:42 PM
trade-boots1$50.002/21/2011 2:11:44 PM
grampy48$25.002/21/2011 3:14:59 PM
best-ingenious-funds$25.002/21/2011 4:00:18 PM
FigTree$50.002/21/2011 5:54:32 PM
Pitufo$25.002/21/2011 6:20:12 PM
barefootpaul$35.002/21/2011 8:09:39 PM
Palacios$50.002/21/2011 10:04:21 PM
GiftViftdotcom$25.002/21/2011 8:39:18 PM
exchange-battalion$25.002/22/2011 2:43:46 AM
cypressdev001$50.002/22/2011 12:20:47 PM
drtrimmers$50.002/22/2011 1:16:29 PM
wealthy60$50.002/22/2011 1:24:44 PM
taal1$50.002/22/2011 1:35:10 PM
Goodlender42$50.002/22/2011 5:33:18 PM
bill-expert$50.002/22/2011 5:21:46 PM
diversification-medalist$25.002/22/2011 5:48:09 PM
brooklynjoe$25.002/22/2011 5:52:54 PM
beeper2$25.002/22/2011 7:54:00 PM
afm$50.002/22/2011 6:06:31 PM
Peterman$25.002/22/2011 7:31:23 PM
powerful-finance7$25.002/22/2011 7:44:59 PM
skuba$50.002/23/2011 1:41:07 AM
SecondChanceLendingSERV$50.002/23/2011 7:13:08 AM
loot-heart$25.002/23/2011 2:42:50 AM
contract-student2$50.002/23/2011 5:33:44 AM
Richmp412$25.002/23/2011 6:39:33 AM
Gr8Deal$50.002/23/2011 8:00:14 AM
Kijib$25.002/23/2011 9:15:23 AM
derec$25.002/23/2011 9:15:27 AM
Weaverville$25.002/23/2011 9:20:14 AM
thryn$25.002/23/2011 12:20:05 PM
Trevor_C$25.002/23/2011 9:42:33 AM
benjamin67$50.002/23/2011 9:43:05 AM
dough-optimizer$25.002/23/2011 10:51:34 AM
jeffld$50.002/23/2011 1:26:17 PM
GCInvestments$25.002/23/2011 12:20:44 PM
friendly-market5$25.002/23/2011 3:51:06 PM
somebody32$35.202/23/2011 12:21:52 PM
teega5$25.002/23/2011 4:01:13 PM
IIP77$25.002/23/2011 1:41:14 PM
AF-Chief$50.002/23/2011 4:48:07 PM
sensible-order2$100.002/23/2011 5:49:49 PM
intelligent-reward$50.002/23/2011 8:46:08 PM
miket71$50.002/23/2011 6:00:05 PM
hitsman$50.002/23/2011 5:58:34 PM
the-upbeat-p2p$25.002/23/2011 6:56:05 PM
platinum-scientist9$25.002/23/2011 7:01:26 PM
kalex752$25.002/24/2011 1:03:55 AM
IP$38.282/24/2011 1:05:58 AM
thetropics18$25.002/24/2011 1:12:22 AM
nhm$32.972/24/2011 1:14:29 AM
Gibbyland$33.832/24/2011 1:15:27 AM
rlgnyc$50.002/24/2011 1:17:57 AM
schnatty$25.002/24/2011 1:22:06 AM
DMCA$26.852/24/2011 1:26:43 AM
wise-silver-wonder$50.002/24/2011 1:28:46 AM
compassion-bauble4$25.002/24/2011 1:38:47 AM
neutrino6$25.002/24/2011 1:39:01 AM
visionary-community$25.002/24/2011 1:39:26 AM
handshake5$100.002/24/2011 1:53:36 AM
Reddy_Capital$25.002/23/2011 10:40:29 PM
littlemonkey$25.002/24/2011 12:52:06 AM
DUDE66$50.002/24/2011 1:02:53 AM
E_G$28.042/24/2011 1:04:28 AM
seanwolter$25.002/24/2011 12:47:29 AM
mrfixerupper$25.002/24/2011 12:51:43 AM
BBL$39.512/24/2011 12:52:54 AM
Spring342$27.812/24/2011 1:15:13 AM
ualf$37.772/24/2011 12:53:11 AM
lending_well$25.652/24/2011 1:22:00 AM
GMPK_TLAS$38.902/24/2011 1:04:19 AM
peb44$25.002/24/2011 1:23:57 AM
grabtakeout$25.002/24/2011 1:07:43 AM
hayhelp$35.312/24/2011 1:12:36 AM
GrommetPosse$29.262/24/2011 1:27:38 AM
Hutpit$27.102/24/2011 1:13:08 AM
banker65010$25.002/24/2011 1:14:06 AM
green-tree-shake$36.422/24/2011 1:28:23 AM
museic1$34.262/24/2011 1:15:33 AM
diversification-viking$29.942/24/2011 1:38:50 AM
gold-commander0$39.502/24/2011 1:40:00 AM
dinero-speaker$25.002/24/2011 1:41:01 AM
saihu$25.002/24/2011 1:21:24 AM
andyb9$32.632/24/2011 1:21:54 AM
chlebie$26.282/24/2011 1:22:36 AM
persistent-bazaar$25.002/24/2011 1:38:01 AM
visionary-currency$50.002/24/2011 1:41:30 AM
studious-bonus7$72.632/24/2011 1:41:54 AM
gold-blanket0$30.342/24/2011 1:53:00 AM
enthralling-deal180$75.002/17/2011 9:09:28 AM
benjamins-utopia$100.002/17/2011 9:12:27 AM
don8ter$25.002/17/2011 9:23:12 AM
HamachiMan$50.002/17/2011 9:24:03 AM
liberty-society5$25.002/17/2011 9:29:29 AM
incbx$50.002/17/2011 9:27:05 AM
harperpotok$100.002/17/2011 9:30:32 AM
lendacity$25.002/17/2011 9:28:06 AM
velocity-solo$25.002/17/2011 9:27:32 AM
psonicl$50.002/17/2011 9:34:12 AM
blooming-kindness$25.002/17/2011 12:38:47 PM
Artist_Blue$25.002/17/2011 12:49:37 PM
reflective-rupee$1,000.772/17/2011 3:07:29 PM
Tylerh$100.002/17/2011 10:42:34 PM
1800porsche$25.002/17/2011 11:40:43 PM
Bank_Of_XL$50.002/18/2011 5:29:40 AM
shawnw2$25.002/19/2011 2:25:41 AM
jazzlender$25.002/19/2011 9:17:34 AM
top-courteous-peso$50.002/19/2011 1:29:40 PM
alextiff01$25.002/19/2011 9:16:05 PM
gethsemane4$25.002/20/2011 9:59:34 AM
agreement-heart8$100.002/20/2011 5:19:01 PM
rebellender$25.002/21/2011 10:05:28 AM
orderly-leverage$100.002/21/2011 10:09:45 AM
gain-gourd$100.002/21/2011 12:00:57 PM
agalt$75.002/21/2011 12:11:17 PM
jct_enterprises$25.002/21/2011 12:13:29 PM
inspiring-reward$50.002/21/2011 12:54:28 PM
lincs$25.002/21/2011 12:56:03 PM
admirable-income9$25.002/21/2011 1:06:46 PM
jigsaw$100.002/21/2011 1:31:35 PM
cathexis$25.002/21/2011 1:40:44 PM
moola-escalator$50.002/21/2011 2:10:48 PM
Preteur$25.002/21/2011 4:19:13 PM
flexible-fund6$50.002/21/2011 4:44:54 PM
the-money-gargantuan$25.002/21/2011 4:59:32 PM
innocent-deal$50.002/21/2011 6:19:05 PM
skillful-asset5$30.002/21/2011 6:58:49 PM
meenan$50.002/21/2011 7:24:27 PM
coin-investor$25.002/21/2011 7:53:56 PM
thrifty-capital$25.002/21/2011 8:45:52 PM
authoritative-capital$25.002/21/2011 10:39:08 PM
dime-revelry$25.002/22/2011 9:40:14 AM
ujiba$50.002/22/2011 9:42:58 AM
reasonable-capital4$25.002/22/2011 10:20:39 AM
wonderful-currency$50.002/22/2011 9:41:02 AM
TikPmp1$25.002/22/2011 12:10:35 PM
deal-maple2$50.002/22/2011 12:48:39 PM
lgs83$25.002/22/2011 12:22:48 PM
thoughtful-community7$25.002/22/2011 12:32:57 PM
ashirey$50.002/22/2011 12:33:13 PM
enchanted-note$25.002/22/2011 12:31:49 PM
LendGuy$25.002/22/2011 12:55:18 PM
mtquan$25.002/22/2011 1:15:11 PM
loot-squirrel6$25.002/22/2011 3:29:32 PM
thestartuplender$50.002/22/2011 3:50:49 PM
Invest4kids$30.002/22/2011 2:29:18 PM
CheezmanD$50.002/22/2011 3:50:31 PM
slojudy$50.002/22/2011 4:19:24 PM
108lender$200.002/22/2011 5:32:25 PM
shrewd-income$50.002/22/2011 5:46:24 PM
rakstar$50.002/22/2011 5:31:37 PM
newgroom422$25.002/22/2011 5:48:05 PM
credit-flower$50.002/22/2011 5:33:14 PM
CasaDeTomas$50.002/22/2011 5:53:16 PM
resource777$50.002/22/2011 5:53:09 PM
fishintime$100.002/22/2011 5:53:20 PM
wrighco$25.002/22/2011 6:05:26 PM
hope-hickory$25.002/22/2011 6:39:58 PM
proud-silver0$50.002/22/2011 8:19:00 PM
Rick21$50.002/22/2011 8:35:05 PM
maschinenbau$25.002/22/2011 7:44:51 PM
orange-preeminant-bill$50.002/23/2011 2:27:51 AM
treasure-bliss$50.002/23/2011 2:29:20 AM
credit-kahuna$50.002/22/2011 11:49:22 PM
a-finance-nirvana$25.002/23/2011 2:32:51 AM
autonomous-truth$50.002/22/2011 11:18:27 PM
GElender$50.002/23/2011 5:44:15 AM
ouyangers$25.002/23/2011 2:28:35 AM
special-peso$50.002/23/2011 8:20:10 AM
rangers94$25.002/23/2011 5:55:21 AM
T-Bizzone$25.002/23/2011 8:30:49 AM
Radium84$25.002/23/2011 9:21:34 AM
asset-wheel$25.002/23/2011 9:04:42 AM
Worldskiboy$50.002/23/2011 11:36:09 AM
Steveoo1$25.002/23/2011 12:19:00 PM
worker943$50.002/23/2011 9:40:25 AM
nickel-alien$50.002/23/2011 9:41:14 AM
hanuman77$27.002/23/2011 9:42:08 AM
skillful-auction$50.002/23/2011 9:42:11 AM
Caledoni$50.002/23/2011 10:21:35 AM
Sol_Invictus$25.002/23/2011 12:55:08 PM
shrewd-income$50.002/23/2011 3:37:50 PM
razor783$50.002/23/2011 2:43:54 PM
the-worthy-income$25.002/23/2011 2:31:23 PM
jescowa$50.002/23/2011 4:56:08 PM
CASHGIRL$25.002/23/2011 4:01:31 PM
brazilofmux$100.002/23/2011 4:48:11 PM
beaker$25.002/23/2011 4:47:09 PM
rcn723$25.002/23/2011 4:48:44 PM
credit-czar5$25.002/23/2011 4:52:45 PM
zeelender$25.002/23/2011 5:46:59 PM
Cheburashka$25.002/23/2011 5:47:48 PM
agiovasil$25.002/23/2011 5:47:57 PM
calkidd05$25.002/23/2011 7:36:47 PM
cash-backer8$25.002/23/2011 7:47:23 PM
majikthanos$50.002/23/2011 8:02:17 PM
lounges$48.742/23/2011 5:56:42 PM
flibinite$50.002/23/2011 9:51:06 PM
LaveenFinancial$25.002/23/2011 6:31:23 PM
fun2invest$25.002/24/2011 12:51:40 AM
selfmademan$25.002/24/2011 12:54:11 AM
fishman42$25.002/24/2011 1:03:25 AM
ClearLake$25.002/24/2011 1:06:06 AM
ultimate-payment$50.002/23/2011 7:52:14 PM
rolex77$25.002/23/2011 8:17:01 PM
hrubinst$25.382/24/2011 1:24:02 AM
scottssm$55.002/23/2011 7:56:16 PM
BeemerRider$25.002/24/2011 1:26:37 AM
calm-deal7$25.002/24/2011 1:39:08 AM
Ocean713$50.002/23/2011 9:51:14 PM
chief_wo$25.002/24/2011 12:47:02 AM
Sixmil$71.992/24/2011 12:47:25 AM
GenerousGentleMan$30.202/24/2011 1:05:22 AM
Viamin$25.002/24/2011 12:47:40 AM
lostontheedge$25.002/24/2011 1:14:58 AM
gracej$25.002/24/2011 1:16:37 AM
julijask$45.002/24/2011 1:18:35 AM
Seafirst$25.492/24/2011 1:02:58 AM
mykeystoy$25.002/24/2011 1:21:29 AM
rulender$37.012/24/2011 1:22:21 AM
skiberdad$34.612/24/2011 1:05:43 AM
scottr$37.292/24/2011 1:22:46 AM
kvandivo$25.002/24/2011 1:12:17 AM
aha6297$25.002/24/2011 1:13:02 AM
bomdel$25.002/24/2011 1:13:12 AM
mittman43$36.352/24/2011 1:15:08 AM
MasterKey$25.002/24/2011 1:15:24 AM
Papa_Mema$25.002/24/2011 1:15:38 AM
new-reward-sequoia$25.002/24/2011 1:37:54 AM
ingenious-diversification$25.002/24/2011 1:40:06 AM
investment-tempo$39.832/24/2011 1:40:56 AM
mammalian4$25.002/24/2011 1:42:27 AM
tsquared_030$50.002/24/2011 1:22:15 AM
peaceful-agreement2$25.002/24/2011 1:37:39 AM
reward-motion$25.002/24/2011 1:39:30 AM
investment-comet$25.002/24/2011 1:41:08 AM
successful-agreement7$35.552/24/2011 1:41:43 AM
274 Investments
 
Borrower Payment Dependent Notes Series 493282
This series of Notes was issued and sold upon the funding of the borrower loan #47416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1997 Debt/Income ratio: 20%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:16y 11m
Amount delinquent: $10 Total credit lines: 20 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,177Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: rate-motor8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2364.54
Monthly expenses: $
Housing: $800
Insurance: $200
Car expenses: $350
Utilities: $300
Phone, cable, internet: $220
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $3000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your public record. - loss-of-control
A: I don't understand the question. Sorry. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/21/2011 9:09:42 AM
UCLA4life$50.002/21/2011 9:11:24 AM
Tylerh$100.002/21/2011 9:12:38 AM
reflective-rupee$1,000.772/21/2011 10:01:06 AM
Pitufo$25.002/21/2011 11:51:32 AM
green-thoughtful-yield$50.002/21/2011 12:23:11 PM
CA-Lender$25.002/21/2011 1:08:25 PM
finance-mushroom$100.002/21/2011 1:20:23 PM
Finchy78$25.002/21/2011 1:59:46 PM
lendstats_com$50.002/21/2011 2:06:28 PM
2grindstones$50.002/21/2011 1:49:03 PM
shrewd-income$46.632/21/2011 4:34:18 PM
jiggaman7$50.002/21/2011 4:44:03 PM
droopie1$25.002/21/2011 5:05:38 PM
irrelevant$25.002/21/2011 4:57:34 PM
Pakse$25.002/21/2011 5:23:59 PM
authoritative-capital$25.002/21/2011 10:34:28 PM
income-rocker2$25.002/22/2011 7:43:36 AM
rupee_power$25.002/22/2011 8:21:09 AM
Artist_Blue$25.002/22/2011 6:09:47 AM
houli123$50.002/22/2011 8:13:10 AM
sturdy-peace9$25.002/22/2011 7:07:47 AM
HammerSmith$25.002/22/2011 9:15:09 AM
SFBank$150.002/22/2011 9:21:33 AM
wild-orange$50.002/22/2011 10:37:36 AM
gelidfrank$25.002/22/2011 12:47:25 PM
competent-p2p$45.002/22/2011 3:28:58 PM
debt-force$25.002/22/2011 3:40:33 PM
kulender$100.002/22/2011 5:00:34 PM
sensational-worth7$50.002/22/2011 5:14:38 PM
Lubava$50.002/22/2011 6:37:48 PM
hope-hickory$25.002/22/2011 6:39:22 PM
ramst41$25.002/22/2011 6:55:44 PM
Peterman$25.002/22/2011 7:29:15 PM
168RichCapital$28.002/23/2011 4:33:36 AM
special-peso$50.002/23/2011 8:21:35 AM
head$25.002/23/2011 7:57:43 AM
simplelender80$100.002/21/2011 9:09:17 AM
foothillender$25.002/21/2011 9:08:46 AM
HamachiMan$50.002/21/2011 9:11:33 AM
competent-p2p$30.002/21/2011 9:10:42 AM
foxtrot12$100.002/21/2011 9:13:05 AM
orderly-leverage$100.002/21/2011 10:08:49 AM
pembull$50.002/21/2011 10:18:16 AM
sappy02$25.002/21/2011 12:51:41 PM
inspiring-reward$100.002/21/2011 12:54:03 PM
kindness-hickory5$50.002/21/2011 1:50:24 PM
mohara25$57.322/21/2011 2:35:53 PM
open-minded-fund9$100.002/21/2011 3:17:54 PM
ddog0224$50.002/21/2011 3:26:08 PM
mrxtravis$25.002/21/2011 4:43:02 PM
lending-theory$25.002/21/2011 5:14:07 PM
SolarMoonshine$25.002/21/2011 5:16:38 PM
MilitaryLending$25.002/21/2011 5:49:14 PM
VJ_Financial$50.002/21/2011 5:54:00 PM
thankful-nickel2$25.002/21/2011 7:15:27 PM
larryboy10$25.002/21/2011 6:22:23 PM
tadpole256$25.002/21/2011 7:18:31 PM
thrifty-capital$25.002/21/2011 8:37:41 PM
barefootpaul$35.002/21/2011 8:09:10 PM
economy-synapse$25.002/21/2011 10:50:01 PM
realtormoises$25.002/22/2011 5:46:31 AM
greencat$50.002/22/2011 7:32:20 AM
SFBank$100.002/22/2011 9:13:28 AM
SecondChanceLendingSERV$50.002/22/2011 9:44:07 AM
kendallv$25.002/22/2011 12:45:48 PM
ingenious-deal6$25.002/22/2011 1:26:15 PM
mtquan$25.002/22/2011 1:15:58 PM
upbeat-finance8$25.002/22/2011 5:07:18 PM
shrewd-income$50.002/22/2011 3:26:44 PM
Rogelio48$25.002/22/2011 5:43:27 PM
valiant-money$25.002/22/2011 6:31:58 PM
Kaj$50.002/22/2011 5:54:11 PM
vulgy$30.002/22/2011 7:59:37 PM
payment-silo$25.002/22/2011 7:59:39 PM
point-pinnacle$25.002/22/2011 8:49:19 PM
DiabolicalGamer$25.002/22/2011 6:50:11 PM
umfan123$25.002/22/2011 9:59:40 PM
impala6464$75.002/22/2011 7:55:57 PM
autonomous-truth$113.972/22/2011 10:53:47 PM
S-Master$44.802/23/2011 2:07:23 AM
heritage_loans$33.562/23/2011 5:41:51 AM
leverage-monger$25.002/23/2011 7:29:34 AM
well-mannered-income3$30.002/23/2011 8:28:56 AM
Leshan$25.002/23/2011 8:33:38 AM
gold-cluster$100.002/23/2011 8:10:50 AM
gallant-economy9$254.952/23/2011 8:44:43 AM
87 Investments
 
Borrower Payment Dependent Notes Series 493322
This series of Notes was issued and sold upon the funding of the borrower loan #47383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $167.21
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1991 Debt/Income ratio: 17%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $82,469Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: Uno2Tres Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Property
Purpose of loan:
This loan will be used to?upgrade my investment property

My financial situation: good
I am a good candidate for this loan because? I have steady income

Monthly net income: $ Net income of $10,000

Monthly expenses: $ $5,500
??Housing: $ $1,800
??Insurance: $ 200
??Car expenses: $ $600
??Utilities: $ 90
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ $1,200
??Other expenses: $ 700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.002/9/2011 9:01:17 AM
marketplace-cello5$25.002/9/2011 9:04:38 AM
jenkris$25.002/9/2011 9:05:03 AM
bold-durability-drum$100.002/9/2011 9:05:21 AM
enchanted-yield4$50.002/9/2011 9:06:32 AM
superb-funds335$25.002/9/2011 9:06:56 AM
kulender$100.002/9/2011 9:03:15 AM
jazzlender$25.002/9/2011 9:03:51 AM
velocity-solo$50.002/9/2011 9:04:28 AM
american6$100.002/9/2011 9:04:33 AM
sensible-order2$100.002/9/2011 9:04:50 AM
ProjectVenture$50.002/9/2011 9:06:22 AM
irrelevant$50.002/9/2011 9:07:11 AM
enthralling-deal180$75.002/9/2011 9:01:57 AM
benjamins-utopia$100.002/9/2011 9:03:19 AM
liberty-society5$25.002/9/2011 9:06:41 AM
2grindstones$50.002/9/2011 9:12:09 AM
csandb$25.002/9/2011 2:50:04 PM
favorite-commerce$50.002/9/2011 4:33:16 PM
active-wealth3$25.002/9/2011 11:09:46 PM
BidDaddyBigBucks$25.002/9/2011 5:21:33 PM
profitable-money$25.002/9/2011 7:46:23 PM
Rx-Ace$50.002/10/2011 12:41:19 AM
1-HARD-HEAD$50.002/10/2011 12:09:27 PM
loss-of-control$50.002/10/2011 7:27:32 PM
neptuno$42.002/10/2011 7:51:05 PM
radforj22$25.002/10/2011 9:50:39 PM
platinum-enlightenment$25.002/11/2011 9:03:10 AM
Leshan$25.002/11/2011 7:09:57 AM
bigphish$25.002/11/2011 11:31:16 AM
macjp123$25.002/11/2011 1:57:35 PM
equitable-p2ploan8$25.002/11/2011 10:18:47 AM
f4Tex$25.002/11/2011 12:04:28 PM
Astyanax$45.002/11/2011 1:29:45 PM
asset-professor$50.002/11/2011 2:12:49 PM
upbeat-finance8$50.002/11/2011 7:40:19 PM
ekn_enterprises$25.002/12/2011 12:04:17 PM
MARWARISETH$25.002/12/2011 7:46:56 AM
cash-tent$40.002/12/2011 11:48:28 AM
treasure-bliss$50.002/12/2011 11:59:55 AM
MoneyForNothing$11.672/12/2011 5:22:05 PM
hitsman$50.002/12/2011 12:07:57 PM
Pu239$60.002/12/2011 12:13:24 PM
aztec$100.002/12/2011 1:47:52 PM
Bank_of_T$31.112/12/2011 4:15:35 PM
SkyLoan$25.002/12/2011 5:22:00 PM
melodious-fairness$100.002/9/2011 9:03:25 AM
simplelender80$100.002/9/2011 9:03:32 AM
dollardave$100.002/9/2011 9:04:00 AM
fishintime$100.002/9/2011 9:04:24 AM
VAGweilo$50.002/9/2011 9:03:44 AM
HamachiMan$50.002/9/2011 9:05:11 AM
Tradesmanlender$35.002/9/2011 9:05:16 AM
gain-equator$25.002/9/2011 9:05:25 AM
genius520$100.002/9/2011 9:05:47 AM
famous-bill$25.002/9/2011 9:07:21 AM
encore06$25.002/9/2011 9:07:23 AM
invincible-duty$25.002/9/2011 9:55:44 AM
Byrd24$100.002/9/2011 5:09:06 PM
vutah$25.002/9/2011 5:35:22 PM
reflective-rupee$25.772/9/2011 4:34:35 PM
Johnab$25.002/9/2011 3:48:53 PM
don8ter$25.002/10/2011 7:57:29 AM
Bank_Of_XL$50.002/9/2011 6:57:03 PM
EarlyRiser$250.002/10/2011 10:46:26 AM
debt-force$25.002/11/2011 6:03:40 AM
credit-coach118$25.002/11/2011 9:08:38 AM
Ambassador$47.002/11/2011 4:36:48 AM
worthy-bid8$50.002/11/2011 6:06:42 AM
appcoder$40.002/11/2011 10:17:19 AM
kushka$25.002/11/2011 11:27:38 AM
skuba$50.002/12/2011 12:45:58 AM
dime-fighter$40.002/12/2011 5:18:50 AM
Long-term2040$25.002/12/2011 5:33:43 AM
hektek22$600.002/12/2011 8:47:47 AM
wild-orange$50.002/12/2011 8:06:46 AM
chameleon125$25.002/12/2011 9:07:33 AM
Grandmahoneybee$25.002/12/2011 8:34:41 AM
Bidwinner08$33.062/12/2011 9:53:12 AM
piano55$25.002/12/2011 11:48:42 AM
lovely-order7$49.392/12/2011 3:11:41 PM
Reliance_Banker$25.002/12/2011 4:19:54 PM
mtp$50.002/12/2011 3:36:13 PM
83 Investments
 
Borrower Payment Dependent Notes Series 493412
This series of Notes was issued and sold upon the funding of the borrower loan #47363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-09-2011 
Term: 60 months Listing End date:  Feb-18-2011 
 
Lender yield: 11.55% Borrower rate/APR: 12.55% / 13.91% Monthly payment: $337.85
 
Lender servicing fee: 1.00% Effective Yield*: 11.51%  
Estimated return*: 8.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1995 Debt/Income ratio: 16%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,291Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: enchanted-repayment7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Coffee expansion
Purpose of loan:
This loan will be used to expand our coffee roasting and packaging?capabilities due to a surge in the wholesale aspect of our business.?

My financial situation:
I am a good candidate for this loan because we own our roasting equipment providing little overhead.? This allows us to put a large portion of our income back towards our business.? The coffee business is what I am building on the side, and our customer base is solid and growing.? I work full-time which allows me the priviledge of putting all profit towards repayment of this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
omnius$50.002/9/2011 5:00:34 PM
kulender$100.002/9/2011 5:01:42 PM
fishintime$100.002/9/2011 5:03:16 PM
AFairDeal$75.002/9/2011 5:05:29 PM
epic-value6$50.002/9/2011 5:05:40 PM
GrayStudio$25.002/9/2011 5:05:51 PM
irrelevant$50.002/9/2011 5:06:02 PM
JustMee$25.002/9/2011 5:26:00 PM
bold-durability-drum$100.002/9/2011 5:04:34 PM
gain-equator$25.002/9/2011 5:04:47 PM
genius520$100.002/9/2011 5:05:00 PM
epic-transaction$25.002/9/2011 5:15:56 PM
american6$100.002/9/2011 5:03:34 PM
HamachiMan$50.002/9/2011 5:04:25 PM
nbkrby1$100.002/10/2011 3:36:43 AM
DasMula$37.442/9/2011 5:22:40 PM
fairness-swashbuckler$50.002/9/2011 9:44:01 PM
active-wealth3$25.002/9/2011 11:23:09 PM
imlosttoo$25.002/10/2011 12:48:06 AM
romario$29.582/10/2011 12:31:08 AM
ingenious-order783$25.002/10/2011 9:31:16 AM
jrbill1998$50.002/10/2011 4:47:41 PM
firsttouch1$200.002/10/2011 2:34:40 PM
msh345$25.002/10/2011 8:26:53 PM
radforj22$25.002/10/2011 9:51:07 PM
macjp123$25.002/11/2011 1:57:28 PM
Asparagirl$25.002/11/2011 2:20:30 PM
orange-truth-pole$30.802/11/2011 10:27:38 AM
Registerednurse1$35.002/11/2011 10:48:30 AM
bazaar-winner$25.002/11/2011 8:06:11 PM
asset-professor$50.002/11/2011 2:12:26 PM
felicity-loyalist0$25.002/11/2011 4:49:41 PM
MARWARISETH$25.002/12/2011 7:47:02 AM
skuba$50.002/12/2011 12:46:06 AM
Barky52$25.002/12/2011 6:19:50 AM
felicity-loyalist0$25.002/12/2011 8:07:20 AM
mtp$25.002/12/2011 3:36:25 PM
hitsman$50.002/12/2011 12:08:03 PM
commerce-yeller$30.002/13/2011 11:18:29 AM
pureprofit$100.002/13/2011 8:12:43 AM
all_of_that_one$35.002/13/2011 9:33:23 AM
BxRealtor$25.002/14/2011 8:22:26 AM
efficient-treasure0$25.002/13/2011 3:06:19 PM
balance-proton$25.002/13/2011 10:30:59 PM
BooSedna$35.002/14/2011 9:22:28 AM
agalt$75.002/14/2011 8:06:52 AM
CE88$50.002/14/2011 2:10:22 PM
ingenious-truth0$49.262/14/2011 9:31:02 AM
restless-currency$40.002/14/2011 11:57:52 AM
octoberfresh$26.502/14/2011 4:28:44 PM
orange-courageous-dedication$50.002/14/2011 4:53:11 PM
bountiful-social$25.002/14/2011 6:41:22 PM
first-pragmatic-note$25.002/14/2011 9:55:42 PM
Ruckus888$50.002/15/2011 9:37:52 AM
Ben87$150.002/15/2011 9:46:32 AM
dinero-speaker$25.002/15/2011 2:36:44 PM
4Horseman$50.002/15/2011 5:23:57 PM
wise-natural-return$25.002/15/2011 7:15:48 PM
SmokeyMirror$50.002/15/2011 9:26:37 PM
Realty24$29.002/16/2011 7:20:27 AM
versatile-commerce$50.002/16/2011 10:29:46 AM
competent-p2p$30.002/16/2011 4:30:10 PM
aquarexbi$50.002/16/2011 5:02:24 PM
grf1945$35.002/16/2011 5:22:23 PM
peripatetic$25.002/16/2011 5:22:53 PM
Ripsaw4U$50.002/17/2011 1:29:51 AM
worth-arch$25.002/17/2011 7:16:24 AM
dblaz5$200.002/17/2011 7:26:17 AM
GElender$50.002/17/2011 9:54:15 AM
Spring342$50.002/17/2011 10:03:21 AM
TennSquire$25.002/17/2011 10:13:31 AM
newest-orbital-justice$50.002/17/2011 10:21:58 AM
tolerant-dinero2$25.002/17/2011 10:58:32 AM
alextiff01$25.002/17/2011 10:46:20 AM
quintilian$50.002/17/2011 10:39:56 AM
treasure-chestnut$44.312/17/2011 12:18:37 PM
dud$50.002/17/2011 12:14:23 PM
power-trophy7$50.002/17/2011 12:42:00 PM
BMGlending$25.002/17/2011 12:43:31 PM
janus_god$25.002/17/2011 12:41:47 PM
coin-spilunker$25.002/17/2011 12:48:30 PM
iolaire$25.002/17/2011 1:08:00 PM
exchange-pledge$100.002/17/2011 12:53:09 PM
well-mannered-marketplace5$25.002/17/2011 1:25:01 PM
mightymousemom$50.002/17/2011 1:59:59 PM
ddh81$50.002/17/2011 1:25:04 PM
rockstar78$50.002/17/2011 1:25:39 PM
hptcrabbers$25.002/17/2011 2:31:25 PM
successful-agreement7$100.002/17/2011 3:15:23 PM
locash$25.802/17/2011 4:38:08 PM
tech310$50.002/17/2011 4:57:32 PM
bid-czar8$100.002/17/2011 5:00:59 PM
Purple11$50.002/17/2011 4:54:42 PM
ferdberfel$50.002/17/2011 4:57:29 PM
paceme1$112.732/17/2011 5:47:38 PM
AF-Chief$39.872/17/2011 5:51:18 PM
cbfresh$50.002/17/2011 6:43:56 PM
deal-multiplier9$25.002/17/2011 6:47:45 PM
smloanbigresult$25.002/17/2011 6:49:29 PM
CPAMAN$25.002/17/2011 6:48:30 PM
floret596$25.002/17/2011 6:51:02 PM
UncleSteve3000$25.002/17/2011 6:51:20 PM
agile-diversification2$25.002/17/2011 7:01:45 PM
paqattack$25.002/17/2011 7:20:48 PM
callmebryan$25.002/17/2011 7:56:26 PM
soulwork$25.002/17/2011 7:56:21 PM
BooRadley$25.002/17/2011 8:10:25 PM
nad139$25.002/18/2011 4:08:02 AM
waker$25.002/18/2011 3:56:46 AM
return-marsupial3$25.002/18/2011 6:07:26 AM
Diver27$25.002/18/2011 6:41:30 AM
108lender$200.002/18/2011 8:04:02 AM
established-payout$25.002/18/2011 8:09:34 AM
BrianRK$26.002/18/2011 7:44:54 AM
building-america$50.002/18/2011 8:35:29 AM
golden-bid9$25.002/18/2011 8:15:37 AM
banker65010$25.002/18/2011 8:50:34 AM
peace-saber0$25.002/18/2011 8:53:53 AM
selfmademan$25.002/18/2011 8:57:59 AM
liquidbread11$25.002/18/2011 9:00:52 AM
castanets2$50.002/18/2011 10:03:17 AM
safe-kindness5$25.002/18/2011 10:04:49 AM
Oupa-George$25.002/18/2011 10:05:10 AM
contract-paloverde1$25.002/18/2011 10:03:38 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:03 AM
barchibald$50.002/18/2011 10:07:54 AM
be_wise$25.002/18/2011 10:08:07 AM
onlyastepaway$25.002/18/2011 10:08:26 AM
DcUnited$30.002/18/2011 10:14:07 AM
The_Loan_Runner$25.002/18/2011 10:17:35 AM
Butterfly1950$25.002/18/2011 10:18:28 AM
credit-panda1$25.002/18/2011 10:14:48 AM
northwesttlr$25.002/18/2011 10:16:47 AM
benefit-position$25.002/18/2011 11:06:16 AM
tharmon$50.002/18/2011 11:01:30 AM
stampx$50.002/18/2011 12:42:46 PM
rdav$25.002/18/2011 12:44:04 PM
ThompsonCapital$25.002/18/2011 11:57:57 AM
crasherFL$40.002/18/2011 12:16:36 PM
bold-enthralling-yield$25.002/18/2011 12:45:34 PM
Mark0135$50.002/18/2011 1:28:55 PM
Jubael$26.142/18/2011 12:31:11 PM
discrete-basis1$50.002/18/2011 12:43:41 PM
MLMarine$25.002/18/2011 12:44:48 PM
silverloan$35.372/18/2011 2:11:37 PM
tsquared_030$32.802/18/2011 2:13:31 PM
bulabula$31.612/18/2011 2:11:26 PM
dignified-euro8$75.002/18/2011 1:19:10 PM
asya$25.002/18/2011 3:04:15 PM
CaboWaboRobo$26.072/18/2011 2:11:12 PM
tastytitan$42.282/18/2011 2:12:41 PM
Radu43$25.002/18/2011 3:29:45 PM
Hobson$25.002/18/2011 2:18:24 PM
NorthPointLending$100.002/18/2011 2:34:45 PM
satisfying-durability$25.002/18/2011 4:16:01 PM
Zach842$50.002/18/2011 3:29:32 PM
GoldenGo4$200.002/18/2011 5:08:00 PM
CACO_Lender$25.002/18/2011 5:55:56 PM
value-sequoia8$32.002/18/2011 6:31:29 PM
polka2002$25.002/18/2011 6:41:18 PM
mustangcobra$25.002/18/2011 5:55:31 PM
Littlepeng$25.002/18/2011 7:35:31 PM
gold-disk$50.002/18/2011 7:08:56 PM
engaging-worth$25.002/18/2011 7:50:58 PM
Erileb$25.002/18/2011 8:19:17 PM
rcflick$25.002/18/2011 7:28:52 PM
ssgt95068$25.002/18/2011 6:16:58 PM
seatown7$50.002/18/2011 9:37:43 PM
best-generosity-financier$25.002/18/2011 6:25:24 PM
SteadyOne$25.002/18/2011 7:22:05 PM
ToweringDan$75.002/18/2011 8:46:01 PM
melodious-fairness$50.002/9/2011 5:01:57 PM
velocity-solo$60.002/9/2011 5:02:48 PM
marketplace-cello5$25.002/9/2011 5:03:39 PM
Tradesmanlender$35.002/9/2011 5:04:32 PM
superb-funds335$25.002/9/2011 5:05:37 PM
indomitable-coin$50.002/9/2011 5:06:38 PM
Reddy_Capital$25.002/9/2011 5:35:05 PM
enthralling-deal180$75.002/9/2011 5:00:54 PM
benjamins-utopia$50.002/9/2011 5:01:51 PM
jazzlender$25.002/9/2011 5:02:55 PM
sensible-order2$100.002/9/2011 5:03:52 PM
simplelender80$100.002/9/2011 5:02:04 PM
SCD$25.002/10/2011 3:26:50 AM
jenkris$25.002/9/2011 5:21:27 PM
John_Galt$44.002/9/2011 8:17:57 PM
lloyd_s$50.002/10/2011 12:59:20 AM
CIC$25.002/10/2011 3:28:03 AM
don8ter$25.002/10/2011 7:57:39 AM
hcs1977$100.002/11/2011 7:21:27 AM
SomebodysMom$50.002/11/2011 9:58:55 AM
daddypro$25.002/11/2011 7:57:28 AM
balance-force$25.002/11/2011 3:27:51 PM
ilend57$25.002/11/2011 5:57:56 PM
tadpole256$25.002/11/2011 12:30:53 PM
jrhinomo$27.002/11/2011 3:47:40 PM
benefit-squirrel$100.002/12/2011 9:09:20 AM
bigphish$25.002/12/2011 11:58:54 AM
mychessy$50.002/12/2011 5:56:41 AM
healingangel22$25.002/12/2011 9:47:28 AM
theboat$25.002/12/2011 8:36:00 PM
generous-deal6$50.002/13/2011 12:52:23 AM
chibear34$25.002/13/2011 8:26:24 AM
jdwillcox$100.002/14/2011 2:46:53 AM
worthy-bid8$25.002/14/2011 6:57:04 AM
GCInvestments$25.002/13/2011 5:21:18 PM
Artist_Blue$25.002/14/2011 6:16:07 AM
6moonbeams$25.002/14/2011 10:01:50 AM
Firescreek$35.002/14/2011 7:53:23 AM
BidDaddyBigBucks$25.002/14/2011 1:35:17 PM
platinum-genetics$25.002/14/2011 5:35:24 PM
meenan$50.002/14/2011 4:32:53 PM
runbix7$25.002/14/2011 9:03:05 PM
lendacity$25.002/15/2011 3:17:12 AM
Glowworm11$25.002/15/2011 8:44:24 AM
a-finance-nirvana$25.002/15/2011 2:36:54 AM
j2ee$50.002/15/2011 4:00:48 AM
greenback-museum$25.002/15/2011 5:09:18 AM
buckyhead2000$25.002/15/2011 2:29:31 PM
pioneer580$100.002/15/2011 9:01:52 PM
gracej$25.002/16/2011 2:16:34 AM
maximizer$25.002/16/2011 7:51:41 AM
tender-integrity3$100.002/15/2011 10:20:58 PM
krink1$86.112/16/2011 1:35:01 AM
divedude$25.002/16/2011 8:30:31 AM
harperpotok$100.002/16/2011 12:46:36 PM
active-reward7$50.002/16/2011 5:23:33 PM
vigilance-revolutionary$50.002/16/2011 5:14:12 PM
currency-persimmon$25.002/16/2011 5:59:25 PM
rate-optimizer0$25.002/16/2011 7:30:20 PM
cash-reaction2$50.002/16/2011 6:06:09 PM
TSC$50.002/16/2011 7:04:57 PM
Picasso2$27.002/16/2011 7:11:09 PM
psonicl$50.002/17/2011 8:01:41 AM
aspire2grow$25.002/17/2011 9:00:24 AM
choss02$100.002/17/2011 9:42:16 AM
surfnav$25.002/17/2011 9:47:43 AM
jojo6686$67.052/17/2011 10:24:18 AM
Avicell$50.002/17/2011 10:58:36 AM
willtravel$50.002/17/2011 10:38:34 AM
capital-motion0$150.002/17/2011 11:43:26 AM
bonanza1973$25.002/17/2011 11:12:43 AM
TH99$25.002/17/2011 11:41:13 AM
DownHomeLender$25.002/17/2011 11:47:11 AM
Young-Y$25.002/17/2011 12:40:55 PM
skillful-auction$50.002/17/2011 12:42:04 PM
williemc44$25.002/17/2011 12:44:05 PM
gold-sushi$25.002/17/2011 12:40:32 PM
hightek$50.002/17/2011 12:41:57 PM
lenderrb$35.002/17/2011 12:43:13 PM
narblark$50.002/17/2011 12:43:32 PM
fcukciti$25.002/17/2011 12:43:47 PM
prudent-power1$40.002/17/2011 12:44:00 PM
BigLinCT$25.002/17/2011 12:49:44 PM
g314$30.002/17/2011 12:45:07 PM
Erogan5877$30.002/17/2011 12:49:32 PM
maple1$50.002/17/2011 12:51:32 PM
Attract$25.002/17/2011 12:52:23 PM
SanJoser$25.002/17/2011 1:19:35 PM
justice-comet$39.352/17/2011 1:59:49 PM
peace-sorcerer$25.002/17/2011 2:48:02 PM
CasaDeTomas$50.002/17/2011 3:14:25 PM
Illini$50.002/17/2011 3:21:19 PM
Illini$75.622/17/2011 3:26:50 PM
brightest-dynamic-peace$25.002/17/2011 3:09:41 PM
progressive-power9$25.002/17/2011 3:09:52 PM
GrommetPosse$50.002/17/2011 4:47:34 PM
maldok1$25.002/17/2011 4:55:00 PM
compwhiz$25.002/17/2011 4:54:31 PM
riproaringrapids$25.002/17/2011 4:55:23 PM
loot-heart$25.002/17/2011 4:55:55 PM
swpski$50.002/17/2011 4:58:14 PM
Jassi$25.002/17/2011 5:29:03 PM
oceanside$25.002/17/2011 5:55:04 PM
nojoke411$50.002/17/2011 6:36:55 PM
LoanBrkr$25.002/17/2011 6:48:20 PM
EtaDuck$25.002/17/2011 6:50:29 PM
help4u$50.002/17/2011 7:26:31 PM
goldie414$50.002/17/2011 9:06:40 PM
WalnutCreekguy$50.002/17/2011 10:14:04 PM
Tylerh$100.002/17/2011 10:41:14 PM
1800porsche$25.002/17/2011 11:39:45 PM
Quetz$50.002/17/2011 11:15:14 PM
regahj99$25.002/17/2011 11:19:44 PM
IIP77$25.002/18/2011 2:24:10 AM
bomdel$25.002/18/2011 2:36:25 AM
handshake5$100.002/18/2011 3:09:10 AM
nalaari$25.002/18/2011 3:12:48 AM
SerG_PunK$50.002/18/2011 5:57:20 AM
PatriotKnight$25.002/18/2011 5:29:08 AM
resource777$50.002/18/2011 7:00:59 AM
adama_48$25.002/18/2011 6:16:13 AM
loyalty-sherpa$25.002/18/2011 7:00:31 AM
EmpireInvestments$200.002/18/2011 7:27:26 AM
aladrian$50.002/18/2011 7:37:22 AM
haplender$50.002/18/2011 8:39:26 AM
dpdn57$25.002/18/2011 9:45:15 AM
sfg08145$47.892/18/2011 9:53:21 AM
Zuzu$25.002/18/2011 10:05:07 AM
tomxnsn$25.002/18/2011 10:05:23 AM
KeepOnRunning$50.002/18/2011 10:07:17 AM
CornerKetch$25.002/18/2011 10:04:36 AM
attentive-vigilance1$50.002/18/2011 10:05:33 AM
lostontheedge$25.002/18/2011 10:08:33 AM
GrowTK$25.002/18/2011 10:09:05 AM
nycfinance$25.002/18/2011 10:10:53 AM
MoneyMA$25.002/18/2011 10:17:01 AM
leverage-holly$25.002/18/2011 10:26:45 AM
inspired-duty5$50.002/18/2011 10:36:39 AM
boatplug$25.002/18/2011 10:18:37 AM
market-pudding$25.002/18/2011 11:34:21 AM
funnymoney1$25.002/18/2011 11:49:34 AM
heavy_ax$25.002/18/2011 12:29:05 PM
integrity-trumpet$50.002/18/2011 12:29:23 PM
Maple_Investment_Group$25.002/18/2011 12:30:03 PM
James_and_Tracy$25.002/18/2011 12:43:37 PM
imdave4me$50.002/18/2011 12:45:15 PM
MGEnterprises$25.002/18/2011 12:45:31 PM
order-gondola$25.002/18/2011 12:29:40 PM
first-silver-bridge$50.002/18/2011 1:29:45 PM
reflective-cash0$50.002/18/2011 1:40:18 PM
doncm$50.002/18/2011 1:56:45 PM
gold-commander0$50.002/18/2011 2:11:45 PM
orangetrust$100.002/18/2011 12:45:45 PM
WolRab$43.082/18/2011 2:11:21 PM
rwmacy$65.142/18/2011 2:20:43 PM
enthusiastic-market2$50.002/18/2011 2:35:09 PM
visionary-currency$50.002/18/2011 3:10:46 PM
investor7257$25.002/18/2011 3:55:05 PM
bdloans$50.002/18/2011 4:06:50 PM
dpjd$25.002/18/2011 3:36:11 PM
serene-credit4$50.002/18/2011 4:44:28 PM
community-gyration7$50.002/18/2011 5:06:06 PM
Investor22$25.002/18/2011 3:54:52 PM
economy-structure9$25.002/18/2011 5:38:06 PM
noodles932$108.132/18/2011 7:06:44 PM
twodollars$25.002/18/2011 6:44:01 PM
dollar-sunshine746$50.002/18/2011 8:19:14 PM
GaussianCopulator$100.002/18/2011 6:06:43 PM
ResQDoc$103.532/18/2011 7:47:22 PM
lizard_lips$47.932/18/2011 8:59:25 PM
Chava15$67.762/18/2011 7:19:22 PM
peso-mate$50.002/18/2011 7:35:32 PM
AFFlyboy$50.002/18/2011 9:54:23 PM
obedient-funds6$50.002/18/2011 8:45:57 PM
upperdeck$25.002/18/2011 9:09:08 PM
346 Investments
 
Borrower Payment Dependent Notes Series 493546
This series of Notes was issued and sold upon the funding of the borrower loan #47404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1988 Debt/Income ratio: 21%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 10 Current / open credit lines: 3 / 2Length of status:2y 7m
Amount delinquent: $1,314 Total credit lines: 35 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $202Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: ideal-velocity362 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
milbob
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/17/2011 5:30:45 PM
kulender$100.002/17/2011 5:33:37 PM
suave-dime6$25.002/17/2011 5:47:32 PM
HamachiMan$50.002/17/2011 6:24:11 PM
profit-powerplant$25.002/17/2011 6:24:56 PM
diplomatic-wealth7$25.002/17/2011 6:26:23 PM
musegaze$100.002/17/2011 6:27:52 PM
tech310$50.002/17/2011 6:29:54 PM
irrelevant$50.002/17/2011 6:33:29 PM
rockstar78$25.002/17/2011 6:36:06 PM
droopie1$25.002/17/2011 8:49:40 PM
foxtrot12$100.002/18/2011 3:45:30 PM
economy-producer$25.002/18/2011 7:19:58 PM
jga516$25.002/19/2011 5:30:21 AM
the-silver-blaster$50.002/19/2011 11:09:04 AM
vibraphone3$50.002/19/2011 5:55:16 PM
JPMorrisLegacyFund$50.002/19/2011 7:44:30 PM
ingenious-interest1$50.002/20/2011 9:50:39 AM
sjo1984111$25.002/21/2011 4:36:59 AM
gala279$50.002/21/2011 6:35:56 AM
Tikibarman$25.002/21/2011 6:55:21 AM
momoney2lend$25.002/21/2011 8:29:47 AM
the-bid-sorcerer$50.002/21/2011 10:31:27 AM
moola-trumpeter$25.002/21/2011 10:55:53 AM
gain-gourd$75.002/21/2011 11:43:58 AM
Pitufo$25.002/21/2011 11:50:22 AM
circuitfive$25.002/21/2011 12:13:04 PM
ivadood$50.002/21/2011 12:53:06 PM
inspiring-reward$150.002/21/2011 12:53:20 PM
j-lender$50.002/21/2011 1:06:14 PM
kendallv$25.002/21/2011 1:06:02 PM
jigsaw$50.002/21/2011 1:32:41 PM
kindness-hickory5$50.002/21/2011 1:50:35 PM
consummate-loyalty1$25.002/21/2011 2:34:08 PM
principal-trombone$50.002/21/2011 3:14:13 PM
JClives$25.002/21/2011 4:01:03 PM
thefork$50.002/21/2011 4:10:39 PM
uncleegg$50.002/21/2011 4:40:41 PM
credit-force5$50.002/21/2011 4:40:54 PM
Speculator$25.002/21/2011 4:41:21 PM
lowcostmoney$25.002/21/2011 4:40:29 PM
gold-channel2$25.002/21/2011 4:40:49 PM
GracieLuLu04$25.002/21/2011 4:41:05 PM
hopeful-deal7$50.002/21/2011 4:41:18 PM
radforj22$25.002/21/2011 4:41:23 PM
Max8319$25.002/21/2011 4:40:47 PM
bountiful-durability$100.002/21/2011 4:40:53 PM
prudent-power1$40.002/21/2011 4:41:19 PM
genius520$100.002/17/2011 6:25:32 PM
Jack55304$300.002/17/2011 6:25:56 PM
jiggaman7$75.002/17/2011 6:27:58 PM
symbiosis$50.002/17/2011 6:31:41 PM
Ruckus888$50.002/17/2011 6:34:07 PM
brmar$25.002/17/2011 6:50:06 PM
RMB-Investments$50.002/17/2011 7:57:01 PM
Tylerh$100.002/17/2011 10:51:47 PM
GElender$25.002/18/2011 6:06:53 AM
108lender$50.002/18/2011 8:02:57 AM
reflective-rupee$200.772/18/2011 4:13:48 PM
Bob450$25.002/18/2011 7:49:50 PM
mrxtravis$25.002/19/2011 3:36:58 AM
eboomer2611$25.002/19/2011 6:10:22 AM
jjswanso$50.002/19/2011 8:08:06 AM
the-discrete-income$50.002/19/2011 10:41:13 AM
p123$25.002/19/2011 12:40:23 PM
GordoMG$50.002/19/2011 2:19:19 PM
LR_Biker$50.002/19/2011 3:24:05 PM
GrowTK$25.002/19/2011 5:04:47 PM
supersarah61$25.002/19/2011 6:39:33 PM
dckpolo$25.002/20/2011 8:14:37 AM
unclejaef$25.002/20/2011 10:14:09 AM
MrBailey$25.552/20/2011 3:55:14 PM
fortytwo$50.002/20/2011 5:28:51 PM
bid-czar8$50.002/21/2011 3:03:59 AM
asiaratt$50.002/21/2011 2:39:15 AM
aquistoyraul$25.002/21/2011 4:21:46 AM
zone8$50.002/21/2011 6:45:28 AM
helpful-credit156$30.002/21/2011 6:59:45 AM
Q9-X3$50.002/21/2011 7:40:48 AM
Preferred-Lender$25.002/21/2011 8:00:00 AM
point-kitten6$50.002/21/2011 8:49:38 AM
agalt$50.002/21/2011 9:46:16 AM
orderly-leverage$100.002/21/2011 10:06:28 AM
green-thoughtful-yield$50.002/21/2011 12:22:02 PM
sappy02$25.002/21/2011 12:51:36 PM
CA-Lender$25.002/21/2011 1:07:37 PM
finance-mushroom$100.002/21/2011 1:19:46 PM
well-mannered-income3$25.002/21/2011 2:22:45 PM
Fenix878$25.002/21/2011 2:10:13 PM
open-minded-fund9$50.002/21/2011 2:52:25 PM
moola-escalator$25.002/21/2011 2:19:57 PM
ddog0224$50.002/21/2011 3:25:15 PM
shred123$50.002/21/2011 4:40:44 PM
tractorman$50.002/21/2011 4:40:48 PM
Angel_Investor_7$25.002/21/2011 4:40:55 PM
DeltaGambler$50.002/21/2011 4:41:15 PM
GCInvestments$25.002/21/2011 4:41:40 PM
ThatDanGuy$33.052/21/2011 4:40:27 PM
wwwUniversal$25.002/21/2011 4:40:42 PM
admirable-basis1$25.002/21/2011 4:40:51 PM
ingenious-deal6$25.002/21/2011 4:41:17 PM
orange-influential-credit$50.002/21/2011 4:41:20 PM
IIP77$25.002/21/2011 4:40:39 PM
hard-working-loot$25.002/21/2011 4:40:51 PM
AF-Chief$44.642/21/2011 4:41:41 PM
105 Investments
 
Borrower Payment Dependent Notes Series 493654
This series of Notes was issued and sold upon the funding of the borrower loan #47362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1987 Debt/Income ratio: 21%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:11y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,305Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: independent-fairness7 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dmwb2000
Purpose of loan:
This loan will be used to help?my disabled brother with his finances
My financial situation:
I am a good candidate for this loan because I will pay my debt on time.
Monthly net income: $ 2768.10

Monthly expenses: $
??Housing: $ 250
??Insurance: $ 120????
??Car expenses: $ 471????
??Utilities: $ 200
??Phone, cable, internet: $ 1400?
??Food, entertainment: $ 300
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 250
??Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
restless-dime$25.002/14/2011 9:04:27 AM
genius520$100.002/14/2011 9:07:03 AM
Jack55304$300.002/14/2011 9:07:12 AM
ready-interest9$25.002/14/2011 9:11:29 AM
HamachiMan$50.002/14/2011 9:06:45 AM
diplomatic-wealth7$25.002/14/2011 9:07:18 AM
simplelender80$100.002/14/2011 9:02:33 AM
suave-dime6$25.002/14/2011 9:02:39 AM
droopie1$25.002/14/2011 9:03:42 AM
Shining-Star$25.002/14/2011 9:48:19 AM
nickel-hickory$25.002/14/2011 9:51:40 AM
GCInvestments$25.002/14/2011 9:09:10 AM
marwadi-62$100.002/14/2011 9:18:27 AM
nickel-hickory$25.002/14/2011 9:51:47 AM
pembull$50.002/14/2011 9:55:21 AM
nickel-hickory$25.002/14/2011 9:04:30 AM
profit-powerplant$25.002/14/2011 9:06:58 AM
transaction-circuit$100.002/14/2011 9:07:47 AM
miked8303$25.002/14/2011 9:09:06 AM
EngineersAlliance$125.002/14/2011 9:09:26 AM
liberty-destiny3$25.002/14/2011 9:09:59 AM
reflective-rupee$200.772/14/2011 9:23:22 AM
greencat$50.002/14/2011 9:40:56 AM
five-star-note$110.002/14/2011 9:52:53 AM
kulender$50.002/14/2011 9:02:54 AM
vutah$25.002/14/2011 9:03:32 AM
orderly-leverage$50.002/14/2011 9:06:31 AM
irrelevant$50.002/14/2011 9:07:08 AM
investment-artist$25.002/14/2011 9:11:31 AM
selector568$40.312/14/2011 9:15:31 AM
nilonc1$25.002/14/2011 9:16:35 AM
hitsman$50.002/14/2011 9:07:52 AM
Shining-Star$25.002/14/2011 9:48:34 AM
one-midas$25.002/14/2011 9:49:07 AM
2grindstones$23.922/14/2011 9:58:52 AM
35 Investments
 
Borrower Payment Dependent Notes Series 493724
This series of Notes was issued and sold upon the funding of the borrower loan #47367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2005 Debt/Income ratio: 25%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,005Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: osizi Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 52 ( 98% ) 680-699 (Latest)
Principal borrowed: $10,400.00< 31 days late: 1 ( 2% )  
680-699 (Aug-2008)
660-679 (Nov-2007)
 
Principal balance: $0.37 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
A Proper Used Car for My Wife
Purpose of loan:
I will be using this loan to buy a "GOOD" used car for my wife. My last loan ($3,000) which is paid off went to buy a 1993 mercedes. Sadly it gave out after 2.5 years. This time I want to spend $7,500 to buy better vehicle. Like my last loan I would go through a bank but they don't allow for loans that are not recent models or more expensive ones. My wife is now back in school and her schedule is still too sporadic for car pooling.

My financial situation:
I am an excellent candidate for this loan and my prior (2) loans worth $10,500 combined which are now paid off speak for me. I believe in what prosper stands for and will not abuse the priviledge.

Monthly net income: $3500

Monthly expenses:
Housing: $1200 (Refinanced for Lower rate)
Auto Insurance: $96
My Auto Loan: $281
My Sallie Mae Loan: $82
My Wife's AES Loan: $86
Groceries: $320
Home Utilities: $310
Cell Phones: $105
Food, entertainment: $100
Giving: $100
Credit card: $90
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/23/2011 9:02:49 AM
sappy02$25.002/23/2011 9:03:08 AM
CA-Lender$25.002/23/2011 9:04:01 AM
Kaj$50.002/23/2011 9:05:58 AM
simplelender80$200.002/23/2011 9:17:46 AM
reflective-rupee$1,000.772/23/2011 9:18:36 AM
Tylerh$100.002/23/2011 9:02:08 AM
HamachiMan$50.002/23/2011 9:01:35 AM
credit-guard5$25.002/23/2011 9:10:47 AM
grnii78$200.002/23/2011 9:04:44 AM
greencat$50.002/23/2011 9:16:12 AM
investment-artist$25.002/23/2011 9:17:38 AM
brightest-fascinating-principal$100.002/23/2011 10:20:18 AM
loanman2007$175.002/23/2011 10:49:31 AM
Wangchuk$25.002/23/2011 9:18:48 AM
Milonguero$100.002/23/2011 9:23:32 AM
SecondChanceLendingSERV$50.002/23/2011 11:29:07 AM
113121$35.002/23/2011 11:50:05 AM
investment-artist$25.002/23/2011 9:34:55 AM
MoneyForNothing$60.642/23/2011 9:41:03 AM
Whipster$50.002/23/2011 10:16:18 AM
Scotcha$50.002/23/2011 12:33:04 PM
NekHoldings$25.002/23/2011 1:38:09 PM
thankful-nickel2$25.002/23/2011 4:16:48 PM
Moe87$45.822/23/2011 4:04:10 PM
vutah$50.002/23/2011 4:52:27 PM
Astyanax$40.002/23/2011 5:15:15 PM
ac787$35.002/23/2011 5:40:25 PM
Jerrys1951$56.002/23/2011 6:31:07 PM
umfan123$25.002/23/2011 5:50:09 PM
nashibaksi$25.002/23/2011 8:17:40 PM
sweety075$25.002/23/2011 5:54:25 PM
economy-popcorn$25.002/23/2011 9:05:18 PM
grammaspurse$25.002/23/2011 10:09:15 PM
JustMee$25.002/23/2011 6:49:17 PM
marinbb$50.002/23/2011 7:48:19 PM
cleo1255$44.002/23/2011 8:37:31 PM
DoctorJoe$25.002/24/2011 3:54:13 AM
gothampark$25.002/23/2011 10:52:40 PM
shawnw2$250.612/24/2011 5:11:47 AM
head$25.002/23/2011 11:55:07 PM
wampum-chorus3$49.532/24/2011 7:07:21 AM
blue-useful-auction$25.002/24/2011 7:52:06 AM
melodious-openness$116.402/24/2011 3:49:19 AM
investment-thinker4$25.002/24/2011 5:26:41 AM
niq4soccer$25.002/24/2011 3:55:01 AM
ingenious-deal6$25.002/23/2011 9:04:29 AM
Skeptical-one$49.002/23/2011 9:06:14 AM
hamster$26.002/23/2011 9:07:32 AM
UCLA4life$50.002/23/2011 9:00:46 AM
B-rad_the_Coug$25.002/23/2011 9:18:08 AM
shawnw2$25.002/23/2011 9:18:50 AM
jhouman$25.002/23/2011 9:00:41 AM
CoolPlexer$25.002/23/2011 9:03:39 AM
favorite-commerce$50.002/23/2011 10:13:16 AM
golffish2$200.002/23/2011 9:15:10 AM
DasMula$100.002/23/2011 10:20:22 AM
Nerdster1$25.052/23/2011 10:26:44 AM
value-rapture$35.572/23/2011 10:41:59 AM
Kash2010lu$25.002/23/2011 9:21:08 AM
LittleMingo$73.222/23/2011 9:30:41 AM
FarmersBank$50.002/23/2011 11:58:03 AM
five-star-note$350.002/23/2011 10:13:58 AM
orange-rapid-benjamins$300.002/23/2011 3:38:17 PM
MoneyTree79$50.002/23/2011 12:22:56 PM
hopeful-truth5$100.002/23/2011 4:40:01 PM
DiabolicalGamer$25.002/23/2011 1:41:30 PM
first-serene-credit$25.002/23/2011 3:26:23 PM
return-grizzly$100.002/23/2011 4:47:11 PM
platinum-scientist9$50.002/23/2011 4:53:53 PM
credit-missile$25.002/23/2011 5:17:55 PM
Srijaya$25.002/23/2011 5:31:40 PM
engaging-worth$25.002/23/2011 5:43:00 PM
1stBankAndHal$25.002/23/2011 5:56:28 PM
SolarMoonshine$50.002/23/2011 5:12:05 PM
shawnw2$550.002/23/2011 5:43:30 PM
credit-missile$100.002/23/2011 5:14:52 PM
Feyenoord$25.002/23/2011 7:10:00 PM
Leshan$39.782/23/2011 6:09:07 PM
fabulous-community4$25.002/23/2011 6:00:25 PM
trumpeter5$35.002/23/2011 6:31:34 PM
RainyDayFunds$25.002/23/2011 6:44:45 PM
bold-direct-asset$50.002/23/2011 7:11:43 PM
marinbb$25.002/23/2011 7:48:41 PM
loss-of-control$100.002/23/2011 7:27:12 PM
p2ploan-sensation211$25.002/23/2011 7:37:37 PM
intelligent-reward$50.002/23/2011 8:52:47 PM
principal-laser$27.052/24/2011 2:33:02 AM
rate-hickory$25.002/24/2011 5:53:12 AM
MarvintheMartian$30.002/24/2011 6:02:29 AM
Christophe$25.002/24/2011 7:49:22 AM
Leshan$130.582/24/2011 8:06:19 AM
chameleon125$75.002/24/2011 6:14:42 AM
kendigme$26.802/24/2011 3:48:11 AM
mikeandcat$178.922/24/2011 5:55:04 AM
affluence-tycoon$50.002/24/2011 6:52:32 AM
PotBellyPete$114.262/24/2011 6:28:08 AM
mspiggybank$200.002/24/2011 7:05:10 AM
98 Investments
 
Borrower Payment Dependent Notes Series 493728
This series of Notes was issued and sold upon the funding of the borrower loan #47326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2008 Debt/Income ratio: 19%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 6 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $459Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: penny-officer Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Summer Education Loan
Purpose of loan:
This loan will be used to fund my summer education.

My financial situation:
I am a good candidate for this loan because I am very diligent with financial agreements. I pay my credit card payments on time, and have never missed one.


Monthly net income: $ 920
Monthly expenses: $
Housing: $535
Insurance: $
Car expenses: $
Utilities: $70
Phone, cable, internet: $80
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
2grindstones$25.002/17/2011 5:09:14 PM
vutah$25.002/17/2011 5:28:23 PM
simplelender80$100.002/17/2011 5:30:47 PM
kulender$100.002/17/2011 5:33:41 PM
suave-dime6$25.002/17/2011 5:47:34 PM
HamachiMan$50.002/17/2011 6:24:12 PM
Jack55304$300.002/17/2011 6:25:57 PM
diplomatic-wealth7$25.002/17/2011 6:26:24 PM
kain11286$50.002/17/2011 6:57:55 PM
RMB-Investments$50.002/17/2011 7:57:02 PM
frogperson$150.002/17/2011 10:05:50 PM
Free-the-usa-1776$31.462/18/2011 1:49:57 AM
vine99$40.002/18/2011 2:39:23 AM
glenium$25.002/18/2011 3:45:28 AM
dRatedOnly$25.002/18/2011 3:21:32 AM
whatreality$25.002/18/2011 5:50:48 AM
GElender$25.002/18/2011 6:06:55 AM
greencat$50.002/18/2011 7:24:17 AM
SolarMoonshine$25.002/17/2011 5:14:04 PM
DHolly$50.002/17/2011 5:47:36 PM
profit-powerplant$25.002/17/2011 6:25:03 PM
genius520$100.002/17/2011 6:25:33 PM
musegaze$100.002/17/2011 6:27:53 PM
jiggaman7$75.002/17/2011 6:27:59 PM
tech310$50.002/17/2011 6:30:00 PM
irrelevant$50.002/17/2011 6:33:31 PM
rockstar78$25.002/17/2011 6:36:08 PM
brmar$25.002/17/2011 6:50:08 PM
Tylerh$100.002/17/2011 10:51:49 PM
angel879$25.002/17/2011 10:58:17 PM
reflective-rupee$25.772/18/2011 6:07:46 AM
Caidin$25.002/18/2011 6:44:15 AM
jules3304$25.002/18/2011 7:33:44 AM
Finchy78$25.002/18/2011 7:42:50 AM
buffalobills$25.002/18/2011 7:37:21 AM
imdave4me$100.002/18/2011 7:41:42 AM
MoneyForNothing$2.772/18/2011 7:43:03 AM
37 Investments
 
Borrower Payment Dependent Notes Series 493912
This series of Notes was issued and sold upon the funding of the borrower loan #47381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $557.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1992 Debt/Income ratio: 32%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,876Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: spiritual-transparency Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidationloanforliquidity
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My current mortgage balance is $130,108.71; In addition, based on a bank assessment in August 2010, my property was valued at $150,000. which is down from $170,000 in May 2007. Typical 2 bedroom condos in this building and general area are selling for $145,000 to $158,000. Lastly, there is no second mortgage on my home. (Feb-17-2011)
Q: Hi, what is your job? Are you still working? Thanks, - p2ploan-sensation211
A: I work with a risk management consulting service firm, and I'm employed as a Regional Quality Reviewer & Trainer in our corporate QC Division. I'm currently employed, and have been so with my current employer for the past 10 years total. Thank you. (Feb-19-2011)
Q: Why do you borrow more than you owe on your listing? thanks, - p2ploan-sensation211
A: I would like to borrow a little more than what is owed because I'm looking for the majority use for debt consolidation, and the residual use for liquidity to be used towards a well thought-out & researched, and planned small business venture and opportunities forthcoming. Thank you. (Feb-19-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Wangchuk$25.012/16/2011 5:16:21 PM
SolarMoonshine$25.002/16/2011 5:17:50 PM
velocity-solo$25.002/16/2011 5:27:26 PM
SimpleChoice$25.002/16/2011 5:19:13 PM
benjamins-utopia$50.002/16/2011 5:19:57 PM
simplelender80$100.002/16/2011 5:20:07 PM
melodious-fairness$50.002/16/2011 5:20:03 PM
bold-durability-drum$100.002/16/2011 5:23:03 PM
radforj22$25.002/16/2011 5:22:14 PM
selector568$50.002/16/2011 5:24:50 PM
Pulchritudinous$25.002/16/2011 5:25:11 PM
Tradesmanlender$35.002/16/2011 5:25:33 PM
macjp123$25.002/16/2011 5:27:09 PM
incbx$50.002/16/2011 5:27:16 PM
harperpotok$100.002/16/2011 5:29:02 PM
Artist_Blue$25.002/17/2011 6:10:25 AM
psonicl$50.002/17/2011 8:02:34 AM
houli123$1,000.002/17/2011 9:09:08 AM
choss02$100.002/17/2011 9:43:45 AM
phaded$25.002/17/2011 1:15:38 PM
loss-of-control$100.002/17/2011 4:52:48 PM
Byrd24$100.002/17/2011 6:02:35 PM
ethicalhumanist$50.002/17/2011 7:12:20 PM
adir1$25.002/17/2011 7:22:03 PM
debt-force$25.002/18/2011 4:16:07 AM
shawnw2$25.002/18/2011 3:19:51 PM
calbertrand$25.002/18/2011 8:37:40 PM
alextiff01$25.002/19/2011 9:09:41 AM
genius520$100.002/19/2011 9:57:30 AM
the-silver-blaster$50.002/19/2011 11:07:40 AM
shneb$100.002/19/2011 11:25:34 AM
Sol_Invictus$25.002/19/2011 11:53:01 AM
top-courteous-peso$33.592/19/2011 12:38:06 PM
liberty-thinker$25.002/19/2011 1:05:20 PM
p2ploan-sensation211$25.002/19/2011 1:38:24 PM
autonomous-truth$50.002/19/2011 8:52:29 PM
wise-spiritual-commitment$50.002/20/2011 12:50:02 AM
supersarah61$50.002/20/2011 8:24:28 AM
TK4$50.002/20/2011 9:04:42 AM
gethsemane4$25.002/20/2011 9:59:32 AM
Whipster$25.002/20/2011 3:38:53 PM
principal-injector2$50.002/20/2011 3:44:43 PM
friendly-worth3$25.002/21/2011 6:07:59 AM
economy-popcorn$25.002/21/2011 6:42:14 AM
enchanted-yield4$50.002/21/2011 6:45:17 AM
rakstar$50.002/21/2011 7:29:10 AM
momoney2lend$25.002/21/2011 8:50:20 AM
rebellender$25.002/21/2011 10:05:24 AM
orderly-leverage$100.002/21/2011 10:09:43 AM
Azonic21$25.002/21/2011 10:54:36 AM
gain-gourd$100.002/21/2011 12:00:53 PM
agalt$75.002/21/2011 12:11:13 PM
108lender$200.002/21/2011 12:48:17 PM
lincs$25.002/21/2011 12:56:02 PM
nilonc1$50.002/21/2011 1:54:32 PM
trade-boots1$50.002/21/2011 2:11:42 PM
treasure-dreamer7$50.002/21/2011 2:34:21 PM
moola-escalator$50.002/21/2011 2:10:47 PM
first-serene-credit$25.002/21/2011 3:18:56 PM
best-ingenious-funds$25.002/21/2011 4:00:17 PM
brightest-dignified-penny$25.002/21/2011 4:28:28 PM
orange-preeminant-bill$50.002/21/2011 4:43:09 PM
the-money-gargantuan$25.002/21/2011 4:59:30 PM
Pitufo$25.002/21/2011 6:20:10 PM
innocent-deal$50.002/21/2011 6:19:01 PM
skillful-asset5$30.002/21/2011 6:58:12 PM
credit-coach118$25.002/21/2011 7:53:38 PM
coin-investor$25.002/21/2011 7:53:55 PM
wrighco$25.002/21/2011 7:59:33 PM
GiftViftdotcom$25.002/21/2011 8:39:17 PM
buckyhead2000$25.002/21/2011 10:29:21 PM
barefootpaul$35.002/21/2011 8:09:38 PM
newgroom422$25.002/21/2011 11:23:45 PM
microfunder$25.002/22/2011 9:41:49 AM
ranfot$25.002/22/2011 9:39:27 AM
ujiba$50.002/22/2011 9:42:55 AM
lgs83$25.002/22/2011 12:22:46 PM
enchanted-note$25.002/22/2011 12:31:35 PM
witty-principal$25.002/22/2011 12:10:28 PM
cypressdev001$50.002/22/2011 12:20:45 PM
mtquan$25.002/22/2011 1:15:08 PM
thoughtful-community7$25.002/22/2011 12:32:51 PM
resource777$50.002/22/2011 1:53:31 PM
Goodlender42$50.002/22/2011 1:56:57 PM
drtrimmers$50.002/22/2011 1:16:28 PM
Ripsaw4U$50.002/22/2011 1:50:33 PM
wealthy60$50.002/22/2011 1:24:43 PM
fishintime$100.002/22/2011 1:53:53 PM
Nascar1$50.002/22/2011 3:50:44 PM
Invest4kids$30.002/22/2011 2:29:16 PM
tender-integrity3$100.002/22/2011 5:26:55 PM
the-bid-sorcerer$50.002/22/2011 5:27:14 PM
MoneyMA$25.002/22/2011 5:30:32 PM
PeterV$50.002/22/2011 5:31:23 PM
p2pcapitalgroup$50.002/22/2011 5:32:12 PM
1-HARD-HEAD$50.002/22/2011 5:41:44 PM
efficient-treasure0$25.002/22/2011 5:25:21 PM
mizount$25.002/22/2011 5:48:12 PM
clean-finance1$25.002/22/2011 5:52:18 PM
all_of_that_one$35.002/22/2011 5:29:28 PM
vibraphone3$50.002/22/2011 5:31:07 PM
dckpolo$50.002/22/2011 5:31:24 PM
unclejaef$25.002/22/2011 5:31:30 PM
trident9$50.002/22/2011 5:31:40 PM
orangetrust$100.002/22/2011 5:30:34 PM
GordoMG$50.002/22/2011 5:30:52 PM
brilliant-revenue$25.002/22/2011 5:32:17 PM
mkl42$50.002/22/2011 5:32:23 PM
powerful-finance7$25.002/22/2011 7:44:58 PM
vulgy$25.002/22/2011 7:53:18 PM
afm$50.002/22/2011 6:06:31 PM
Rick21$50.002/22/2011 8:35:04 PM
EarlyRiser$250.002/23/2011 1:27:59 AM
beeper2$25.002/22/2011 7:54:00 PM
profitable-money$25.002/22/2011 8:38:57 PM
upright-commitment5$25.002/22/2011 7:29:49 PM
jwood3030$25.002/23/2011 2:08:37 AM
contract-student2$50.002/23/2011 5:33:43 AM
sparkling-contract7$25.002/23/2011 5:54:14 AM
skuba$50.002/23/2011 1:41:05 AM
Richmp412$25.002/23/2011 6:39:31 AM
fair_rates$25.002/23/2011 2:07:29 AM
studious-bonus7$96.752/23/2011 2:33:29 AM
yield-seeker$25.002/23/2011 2:21:29 AM
unfixer$25.002/23/2011 2:55:57 AM
ScottCapital$25.002/23/2011 5:32:05 AM
HamachiMan$50.002/16/2011 5:25:56 PM
credit-bliss8$25.002/16/2011 5:27:40 PM
kulender$100.002/16/2011 5:08:06 PM
competent-p2p$45.002/16/2011 5:45:33 PM
principal-star$50.002/16/2011 5:52:29 PM
reflective-rupee$2,500.772/16/2011 5:14:24 PM
enthralling-deal180$75.002/16/2011 5:18:44 PM
squarebob$25.002/16/2011 5:58:12 PM
BxRealtor$25.002/16/2011 5:20:22 PM
marketplace-cello5$25.002/16/2011 5:25:29 PM
irrelevant$50.002/16/2011 5:25:39 PM
don8ter$25.002/16/2011 5:25:41 PM
lendstats_com$300.002/16/2011 6:07:34 PM
liberty-society5$25.002/16/2011 5:27:54 PM
jiggaman7$75.002/16/2011 5:28:06 PM
lendacity$25.002/16/2011 5:27:30 PM
credit-guard5$25.002/16/2011 6:56:34 PM
competent-p2p$30.002/16/2011 5:30:28 PM
DasMula$77.002/16/2011 5:39:44 PM
JustMee$25.002/16/2011 5:42:19 PM
2grindstones$50.002/16/2011 7:12:46 PM
principal-star$30.002/16/2011 7:52:06 PM
loanman2007$300.002/17/2011 5:07:59 AM
Bank_Of_XL$100.002/17/2011 6:02:03 AM
bid-czar8$100.002/17/2011 5:03:08 PM
WalnutCreekguy$50.002/17/2011 10:15:00 PM
Tylerh$100.002/17/2011 10:42:30 PM
1800porsche$25.002/17/2011 11:40:39 PM
worth-arch$25.002/18/2011 3:10:01 AM
LoanerPrincipal$25.002/18/2011 10:29:27 PM
jazzlender$25.002/19/2011 3:38:23 AM
asset-professor$36.132/19/2011 4:01:11 AM
rockhound84$25.002/19/2011 6:40:25 AM
auction-seeker$25.002/19/2011 10:14:38 AM
MadHun$100.002/19/2011 8:59:20 PM
treasure-bliss$50.002/19/2011 9:15:32 PM
magnetic-dedication3$25.002/20/2011 3:00:21 AM
transformer855$25.002/20/2011 10:42:26 AM
B-rad_the_Coug$25.002/21/2011 1:38:52 AM
dinero-elevator$50.002/21/2011 4:50:59 AM
chrisb1414$25.002/21/2011 6:06:02 AM
jeffpac$50.002/21/2011 6:44:32 AM
trumpeter5$25.002/21/2011 8:01:48 AM
Preferred-Lender$25.002/21/2011 8:00:26 AM
point-shooter$50.002/21/2011 8:41:54 AM
loyalty-czar$40.602/21/2011 9:11:10 AM
PaulW$25.002/21/2011 12:09:41 PM
jct_enterprises$25.002/21/2011 12:13:26 PM
jbaum$40.002/21/2011 12:20:13 PM
green-thoughtful-yield$100.002/21/2011 12:23:39 PM
inspiring-reward$50.002/21/2011 12:54:23 PM
admirable-income9$25.002/21/2011 1:06:45 PM
CA-Lender$25.002/21/2011 1:08:52 PM
authoritative-loot$25.002/21/2011 1:20:41 PM
jigsaw$100.002/21/2011 1:31:25 PM
cathexis$25.002/21/2011 1:40:43 PM
Fenix878$25.002/21/2011 2:09:39 PM
grampy48$25.002/21/2011 3:14:52 PM
Preteur$25.002/21/2011 4:19:11 PM
flexible-fund6$50.002/21/2011 4:44:52 PM
FigTree$50.002/21/2011 5:54:30 PM
meenan$50.002/21/2011 7:24:25 PM
FinanceEngine$25.002/21/2011 8:02:41 PM
Palacios$50.002/21/2011 10:04:19 PM
thrifty-capital$25.002/21/2011 8:41:38 PM
diversification-medalist$25.002/21/2011 11:48:36 PM
exchange-battalion$25.002/22/2011 2:43:44 AM
authoritative-capital$25.002/21/2011 10:39:06 PM
wonderful-currency$50.002/22/2011 9:40:58 AM
reasonable-capital4$25.002/22/2011 10:20:32 AM
dime-revelry$25.002/22/2011 9:40:09 AM
TikPmp1$25.002/22/2011 12:10:33 PM
amlu1988$25.002/22/2011 12:59:29 PM
ashirey$50.002/22/2011 12:33:10 PM
deal-maple2$50.002/22/2011 12:48:36 PM
taal1$50.002/22/2011 1:35:07 PM
first-dinero-temple$25.002/22/2011 1:11:24 PM
LendGuy$25.002/22/2011 12:55:17 PM
1-HARD-HEAD$68.292/22/2011 3:35:17 PM
rdav$25.002/22/2011 1:51:53 PM
CasaDeTomas$50.002/22/2011 1:53:46 PM
Tracman$50.002/22/2011 1:35:26 PM
hitsman$50.002/22/2011 1:56:09 PM
CheezmanD$50.002/22/2011 3:50:29 PM
thestartuplender$50.002/22/2011 3:50:48 PM
slojudy$50.002/22/2011 4:19:21 PM
dilbert17$25.002/22/2011 2:59:52 PM
loot-squirrel6$25.002/22/2011 3:29:31 PM
a-finance-nirvana$25.002/22/2011 5:26:42 PM
buffalobills$25.002/22/2011 4:21:54 PM
shrewd-income$25.002/22/2011 5:07:14 PM
godfather4u$50.002/22/2011 5:31:25 PM
moola-trumpeter$25.002/22/2011 5:32:20 PM
platinum-cargo$50.002/22/2011 5:12:37 PM
gain-equator$25.002/22/2011 5:30:47 PM
fund-tom-tom6$50.002/22/2011 5:30:58 PM
Frenchynh$25.002/22/2011 5:31:47 PM
SmokeyMirror$50.002/22/2011 5:32:00 PM
Aleut$25.002/22/2011 5:31:32 PM
kublai$25.002/22/2011 5:32:18 PM
revenue-serenity$25.002/22/2011 5:32:22 PM
credit-flower$50.002/22/2011 5:33:13 PM
Shining-Star$25.002/22/2011 6:02:14 PM
whatreality$25.002/22/2011 6:04:10 PM
brooklynjoe$25.002/22/2011 5:52:53 PM
hope-hickory$25.002/22/2011 6:39:57 PM
Peterman$25.002/22/2011 7:30:53 PM
proud-silver0$50.002/22/2011 8:18:59 PM
maschinenbau$25.002/22/2011 7:44:50 PM
sensible-fund$50.002/23/2011 2:21:46 AM
investment-tempo$50.002/23/2011 2:23:22 AM
zztopdog$41.432/22/2011 10:23:12 PM
Bidwinner08$42.182/22/2011 8:01:51 PM
piter-to-la-investment$25.002/23/2011 2:25:58 AM
ouyangers$25.002/23/2011 2:28:32 AM
mlj0671$25.002/22/2011 8:34:55 PM
successful-agreement7$77.692/23/2011 2:33:22 AM
wise-silver-wonder$25.002/22/2011 9:24:41 PM
equitable-peace9$50.002/22/2011 9:30:14 PM
draggon77$25.002/23/2011 4:03:10 AM
credit-kahuna$50.002/22/2011 11:49:20 PM
contract-student2$50.002/23/2011 5:50:49 AM
IIP77$25.002/23/2011 1:38:17 AM
HiFinance$100.002/23/2011 6:31:37 AM
KileNSmyth4$48.752/23/2011 6:46:03 AM
visionary-currency$38.082/23/2011 2:28:40 AM
loot-heart$25.002/23/2011 2:42:48 AM
photo999$25.002/23/2011 2:34:14 AM
GElender$50.002/23/2011 5:44:13 AM
rangers94$25.002/23/2011 5:55:19 AM
SecondChanceLendingSERV$50.002/23/2011 7:12:04 AM
shrewd-income$88.732/23/2011 7:48:18 AM
258 Investments
 
Borrower Payment Dependent Notes Series 493988
This series of Notes was issued and sold upon the funding of the borrower loan #47315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-16-2011 
Term: 60 months Listing End date:  Feb-23-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 17.39% Monthly payment: $364.69
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 9.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 23%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 47 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,575Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: recorder8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2010)
 
Principal balance: $3,307.86 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Pay off my house
The purpose of this loan is to pay off my house so I can own it.
Im a good candidate for this loan since I always pay my bills on time and have an excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/16/2011 9:06:58 AM
Tradesmanlender$35.002/16/2011 9:08:46 AM
don8ter$25.002/16/2011 9:09:18 AM
macjp123$25.002/16/2011 9:11:10 AM
velocity-solo$25.002/16/2011 9:11:39 AM
imlosttoo$25.002/16/2011 9:37:33 AM
kulender$100.002/16/2011 9:06:29 AM
marketplace-cello5$25.002/16/2011 9:08:40 AM
melodious-fairness$100.002/16/2011 9:07:35 AM
dime-smasher5$25.002/16/2011 9:09:11 AM
treasure-trader$25.002/16/2011 2:43:10 PM
mikeandcat$50.002/16/2011 9:32:43 AM
LittleMingo$29.802/16/2011 9:37:49 AM
harperpotok$100.002/16/2011 12:47:11 PM
tntmojave$50.002/16/2011 5:24:28 PM
Artist_Blue$25.002/16/2011 5:59:46 PM
worth-arch$25.002/17/2011 7:17:04 AM
psonicl$50.002/17/2011 8:02:30 AM
alextiff01$25.002/17/2011 10:49:14 AM
Watersports$50.002/17/2011 10:48:16 AM
orange-rapid-benjamins$50.002/17/2011 1:41:00 PM
bid-czar8$100.002/17/2011 5:02:56 PM
jazzlender$25.002/17/2011 6:47:31 PM
WalnutCreekguy$50.002/17/2011 10:14:56 PM
108lender$200.002/18/2011 8:05:12 AM
Ripsaw4U$50.002/18/2011 6:24:56 PM
genius520$100.002/19/2011 9:13:22 AM
the-silver-blaster$50.002/19/2011 11:07:37 AM
MadHun$100.002/19/2011 8:59:16 PM
rdav$25.002/19/2011 9:15:11 PM
buckeyebucks$50.002/20/2011 1:05:20 PM
principal-injector2$50.002/20/2011 3:44:40 PM
friendly-money$50.002/20/2011 9:52:28 PM
rakstar$50.002/21/2011 1:22:38 AM
jeffpac$50.002/21/2011 6:44:28 AM
enchanted-yield4$50.002/21/2011 6:45:15 AM
tender-integrity3$100.002/21/2011 7:24:44 AM
Goodlender42$50.002/21/2011 7:28:02 AM
momoney2lend$25.002/21/2011 8:50:17 AM
mgking007$45.002/21/2011 9:26:47 AM
PaulW$25.002/21/2011 12:09:38 PM
jct_enterprises$25.002/21/2011 12:13:21 PM
stormwatch$25.002/21/2011 12:23:19 PM
lincs$25.002/21/2011 12:55:59 PM
inspiring-reward$150.002/21/2011 12:55:09 PM
CA-Lender$25.002/21/2011 1:08:49 PM
jigsaw$100.002/21/2011 1:31:19 PM
Sixmil$100.002/21/2011 1:39:13 PM
xchach1ng$25.002/21/2011 1:44:10 PM
trade-boots1$50.002/21/2011 2:11:40 PM
Fenix878$25.002/21/2011 2:09:29 PM
moola-escalator$50.002/21/2011 2:10:45 PM
grampy48$25.002/21/2011 3:14:48 PM
best-ingenious-funds$25.002/21/2011 4:00:14 PM
flexible-fund6$50.002/21/2011 4:44:50 PM
Scotcha$50.002/21/2011 5:00:48 PM
ValyaLibra01$100.002/21/2011 6:06:41 PM
meenan$50.002/21/2011 7:24:21 PM
Pitufo$25.002/21/2011 6:20:07 PM
2bnforlife$25.002/21/2011 6:34:02 PM
barefootpaul$35.002/21/2011 8:09:34 PM
dime-selector$25.002/21/2011 9:42:57 PM
Palacios$50.002/21/2011 10:04:16 PM
wrighco$25.002/21/2011 7:59:29 PM
GiftViftdotcom$25.002/21/2011 8:39:14 PM
MRMCapital$28.682/22/2011 6:12:03 AM
exchange-battalion$25.002/22/2011 2:43:41 AM
newgroom422$25.002/21/2011 11:23:41 PM
mizount$25.002/22/2011 6:00:16 AM
microfunder$25.002/22/2011 9:41:48 AM
thoughtful-community7$25.002/22/2011 12:32:50 PM
ashirey$50.002/22/2011 12:33:09 PM
TikPmp1$25.002/22/2011 12:10:31 PM
cypressdev001$50.002/22/2011 12:20:44 PM
Axis$50.002/22/2011 12:19:25 PM
lgs83$25.002/22/2011 12:22:45 PM
goodhearted-gold3$150.002/22/2011 12:22:58 PM
the-bid-sorcerer$50.002/22/2011 1:56:34 PM
Tracman$50.002/22/2011 1:35:25 PM
MoneyMA$25.002/22/2011 1:53:32 PM
gain-equator$25.002/22/2011 1:53:49 PM
vibraphone3$50.002/22/2011 1:54:13 PM
PeterV$50.002/22/2011 1:54:49 PM
revenue-serenity$25.002/22/2011 1:56:40 PM
mkl42$50.002/22/2011 1:56:46 PM
orangetrust$100.002/22/2011 1:53:34 PM
GordoMG$50.002/22/2011 1:53:56 PM
dckpolo$50.002/22/2011 1:54:52 PM
Aleut$25.002/22/2011 1:55:07 PM
dilbert17$25.002/22/2011 2:59:49 PM
p2pcapitalgroup$50.002/22/2011 1:56:24 PM
moola-trumpeter$25.002/22/2011 1:56:38 PM
ejdirin$25.002/22/2011 2:45:17 PM
LanceLink$66.572/22/2011 4:18:08 PM
pubnat$25.002/22/2011 5:26:22 PM
rogue_monster$50.002/22/2011 5:27:20 PM
worklessmakemore$50.002/22/2011 5:27:22 PM
successful-agreement7$62.012/22/2011 5:29:26 PM
jitster$50.002/22/2011 5:29:54 PM
attentive-vigilance1$50.002/22/2011 5:30:14 PM
jdwillcox$100.002/22/2011 5:30:20 PM
finance-magma7$50.002/22/2011 5:31:20 PM
keichi03$100.002/22/2011 5:17:21 PM
bill-expert$50.002/22/2011 5:19:30 PM
asset-wheel$25.002/22/2011 5:25:24 PM
selfmademan$25.002/22/2011 5:25:40 PM
tszbgae$45.002/22/2011 5:29:43 PM
0600Zulu$50.002/22/2011 5:29:54 PM
mebobeh$25.002/22/2011 5:30:01 PM
GrowTK$25.002/22/2011 5:30:15 PM
nycloan$25.002/22/2011 5:30:23 PM
somebody32$39.802/22/2011 5:26:24 PM
a-finance-nirvana$25.002/22/2011 5:26:41 PM
credit-flower$50.002/22/2011 5:33:12 PM
rockstar78$50.002/22/2011 5:29:25 PM
stanbalwight4$25.002/22/2011 5:29:30 PM
top-impressive-dinero$50.002/22/2011 5:29:40 PM
bonus-tent$25.002/22/2011 5:29:46 PM
Shawn95187$25.002/22/2011 5:29:52 PM
LeReve$25.002/22/2011 5:29:59 PM
forthright-principal2$25.002/22/2011 5:30:04 PM
KeepOnRunning$50.002/22/2011 5:49:06 PM
flexiboy35$25.002/22/2011 5:46:35 PM
upright-commitment5$25.002/22/2011 7:29:48 PM
encore02$100.002/22/2011 7:45:38 PM
vulgy$50.002/22/2011 7:56:49 PM
afm$50.002/22/2011 6:06:30 PM
Rick21$50.002/22/2011 8:35:01 PM
natural-trade7$50.002/22/2011 8:41:17 PM
vegibenz$25.002/23/2011 1:25:11 AM
ramblin$25.002/23/2011 1:36:19 AM
skiberdad$26.402/23/2011 1:37:14 AM
soheagle$25.002/23/2011 1:38:01 AM
jtradition$27.552/23/2011 1:39:27 AM
Aimvest$25.002/23/2011 1:51:35 AM
Marfloogan$25.002/23/2011 1:51:45 AM
narblark$29.682/23/2011 1:53:37 AM
DcUnited$30.002/23/2011 1:53:52 AM
anders94$36.882/23/2011 1:54:14 AM
E_G$30.862/23/2011 1:55:10 AM
principal-trombone$250.002/22/2011 9:32:53 PM
miket71$33.442/23/2011 2:08:43 AM
ferdberfel$25.892/23/2011 2:26:31 AM
investment-comet$25.002/23/2011 2:27:00 AM
ClearLake$25.002/23/2011 1:39:39 AM
Cutts$25.002/23/2011 1:50:21 AM
Leopoldine$25.002/23/2011 1:54:58 AM
gt5149c$25.002/23/2011 1:56:10 AM
NYCFinancier$25.002/23/2011 1:24:50 AM
nycfinance$25.002/23/2011 1:25:38 AM
Aquafina24Ounce$25.002/23/2011 2:20:30 AM
MO_Investor$25.002/23/2011 2:20:37 AM
sensible-fund$50.002/23/2011 2:21:44 AM
p1k4blu$25.002/23/2011 1:51:24 AM
HappyToLoan$25.002/23/2011 2:05:56 AM
hanuman77$34.022/23/2011 2:06:18 AM
wtrboy$25.002/23/2011 2:07:33 AM
hrubinst$38.612/23/2011 2:07:55 AM
photo999$25.002/23/2011 2:33:27 AM
roboflare$25.932/23/2011 2:20:46 AM
investment-tempo$50.002/23/2011 2:23:21 AM
nalaari$25.002/23/2011 2:26:04 AM
irrelevant$50.002/16/2011 9:09:02 AM
simplelender80$100.002/16/2011 9:07:39 AM
GrayStudio$25.002/16/2011 9:08:52 AM
vtr1000$25.002/16/2011 12:44:38 PM
HamachiMan$50.002/16/2011 9:09:52 AM
benjamins-utopia$100.002/16/2011 9:07:30 AM
BxRealtor$25.002/16/2011 9:07:48 AM
lendacity$25.002/16/2011 9:11:46 AM
Bank_Of_XL$25.002/16/2011 11:25:38 AM
radforj22$25.002/16/2011 2:31:42 PM
competent-p2p$150.002/16/2011 5:46:05 PM
rate-optimizer0$25.002/16/2011 6:33:03 PM
integrity-doctor$100.002/17/2011 8:46:44 AM
choss02$100.002/17/2011 9:43:37 AM
triumph329$25.002/17/2011 12:43:03 PM
new-cash-plato$50.002/17/2011 4:19:01 PM
Tylerh$100.002/17/2011 10:42:25 PM
1800porsche$25.002/17/2011 11:40:34 PM
NorthPointLending$100.002/18/2011 3:05:23 PM
worth-excellence4$25.002/18/2011 3:30:52 PM
visionary-currency$500.002/18/2011 3:07:47 PM
terrific-p2ploan$43.432/19/2011 9:00:14 AM
resource777$50.002/19/2011 9:15:36 AM
CasaDeTomas$50.002/19/2011 12:06:25 PM
fishintime$100.002/19/2011 12:39:08 PM
brondero$100.002/19/2011 9:04:33 PM
friendly-market5$25.002/20/2011 4:20:18 AM
wise-spiritual-commitment$50.002/20/2011 12:49:55 AM
reflective-rupee$25.772/20/2011 8:15:24 AM
supersarah61$50.002/20/2011 8:24:25 AM
TK4$50.002/20/2011 9:04:40 AM
gethsemane4$25.002/20/2011 9:59:29 AM
dinero-elevator$50.002/21/2011 4:47:35 AM
bold-steady-peso$100.002/21/2011 6:57:03 AM
credit-panda1$25.002/21/2011 7:24:20 AM
Preferred-Lender$25.002/21/2011 8:00:23 AM
commerce-yeller$30.002/21/2011 8:24:39 AM
Corellia$100.002/21/2011 8:39:36 AM
point-shooter$50.002/21/2011 8:41:50 AM
hitsman$50.002/21/2011 9:01:10 AM
brightest-dynamic-peace$25.002/21/2011 9:30:31 AM
rebellender$25.002/21/2011 10:05:19 AM
orderly-leverage$100.002/21/2011 10:09:40 AM
gain-gourd$100.002/21/2011 12:00:43 PM
agalt$75.002/21/2011 12:11:09 PM
jbaum$40.002/21/2011 12:20:06 PM
green-thoughtful-yield$100.002/21/2011 12:23:36 PM
admirable-income9$25.002/21/2011 1:06:42 PM
cathexis$25.002/21/2011 1:40:41 PM
treasure-dreamer7$50.002/21/2011 2:34:18 PM
Preteur$25.002/21/2011 4:19:09 PM
20mule$200.002/21/2011 3:39:33 PM
the-money-gargantuan$25.002/21/2011 4:59:25 PM
thankful-nickel2$25.002/21/2011 6:39:04 PM
innocent-deal$50.002/21/2011 6:18:57 PM
FigTree$50.002/21/2011 5:54:25 PM
natural-affluence6$25.002/21/2011 6:00:00 PM
BidDaddyBigBucks$100.002/21/2011 8:04:35 PM
art75$25.002/21/2011 9:10:41 PM
engaging-worth$25.002/21/2011 10:41:58 PM
diversification-medalist$25.002/21/2011 11:48:33 PM
authoritative-capital$25.002/21/2011 10:39:04 PM
debt-sphinx99$25.002/22/2011 8:54:37 AM
reasonable-capital4$25.002/22/2011 10:20:30 AM
dime-revelry$25.002/22/2011 9:40:04 AM
wonderful-currency$50.002/22/2011 9:40:55 AM
geophreigh$25.002/22/2011 12:21:06 PM
top-epic-community$50.002/22/2011 12:20:57 PM
witty-principal$50.002/22/2011 12:10:27 PM
LendGuy$25.002/22/2011 12:55:16 PM
drtrimmers$50.002/22/2011 1:16:27 PM
taal1$50.002/22/2011 1:35:01 PM
mtquan$25.002/22/2011 1:15:06 PM
trident9$50.002/22/2011 1:55:25 PM
kublai$25.002/22/2011 1:56:37 PM
wealthy60$50.002/22/2011 1:24:42 PM
Invest4kids$30.002/22/2011 2:29:15 PM
sturdy-fairness5$50.002/22/2011 2:49:09 PM
trade-freshmaker$50.002/22/2011 1:35:31 PM
Nascar1$50.002/22/2011 3:50:43 PM
fund-tom-tom6$50.002/22/2011 1:54:05 PM
godfather4u$50.002/22/2011 1:54:55 PM
SmokeyMirror$50.002/22/2011 1:55:51 PM
retirementlady$25.002/22/2011 1:56:28 PM
GCInvestments$25.002/22/2011 5:00:16 PM
all_of_that_one$35.002/22/2011 1:51:00 PM
speedster351$50.002/22/2011 1:51:22 PM
efficient-treasure0$25.002/22/2011 1:53:36 PM
unclejaef$25.002/22/2011 1:55:03 PM
Rockymtnhi$50.002/22/2011 1:55:15 PM
Frenchynh$25.002/22/2011 1:55:29 PM
brilliant-revenue$25.002/22/2011 1:56:35 PM
CheezmanD$50.002/22/2011 3:50:28 PM
thestartuplender$50.002/22/2011 3:50:47 PM
slojudy$50.002/22/2011 4:19:21 PM
loot-squirrel6$25.002/22/2011 3:29:29 PM
Florida67$50.002/22/2011 5:29:27 PM
Maccs55$50.002/22/2011 5:29:51 PM
ktradtke$25.002/22/2011 5:29:57 PM
contract-paloverde1$25.002/22/2011 5:30:11 PM
tharmon$50.002/22/2011 5:30:17 PM
orange-courageous-dedication$50.002/22/2011 5:30:25 PM
the-auction-bear$25.002/22/2011 5:30:56 PM
Fiimg$50.002/22/2011 5:31:02 PM
ingenious-diversification$25.002/22/2011 5:26:46 PM
Beeeej$63.702/22/2011 5:15:14 PM
worldly-community3$47.212/22/2011 5:29:32 PM
smilinguy$50.002/22/2011 5:29:50 PM
velocity-amplifier9$50.002/22/2011 5:29:56 PM
GElender$50.002/22/2011 5:30:08 PM
reflective-cash0$50.002/22/2011 5:30:18 PM
b2006$25.002/22/2011 5:26:25 PM
GenerousGentleMan$75.002/22/2011 5:31:14 PM
exchange-pledge$100.002/22/2011 5:29:24 PM
pure-treasure7$25.002/22/2011 5:29:29 PM
sarisai$50.002/22/2011 5:29:36 PM
studious-bonus7$100.002/22/2011 5:29:44 PM
a275ranger$40.002/22/2011 5:29:48 PM
Tammy102800$25.002/22/2011 5:29:56 PM
jenkris$25.002/22/2011 5:30:22 PM
hope-hickory$25.002/22/2011 6:39:53 PM
kendallv$25.002/22/2011 5:32:31 PM
skuba$50.002/22/2011 5:46:29 PM
clean-finance1$25.002/22/2011 5:52:17 PM
brooklynjoe$25.002/22/2011 5:52:52 PM
proud-silver0$50.002/22/2011 8:18:57 PM
sugybutt$37.242/22/2011 8:30:07 PM
profitable-money$25.002/22/2011 8:38:30 PM
godzig$25.002/22/2011 8:43:53 PM
Peterman$25.002/22/2011 7:17:55 PM
maschinenbau$25.002/22/2011 7:44:48 PM
credit-kahuna$50.002/22/2011 11:49:17 PM
IP$26.262/23/2011 1:38:43 AM
Weaverville$38.142/23/2011 1:39:31 AM
mrpowers5531$25.002/23/2011 1:51:03 AM
coldfuzion$75.352/22/2011 8:23:04 PM
gracej$25.002/23/2011 1:54:54 AM
vacaerol$25.002/23/2011 2:05:35 AM
peb44$25.002/23/2011 2:07:50 AM
unassassinable$25.002/23/2011 2:21:38 AM
beeper2$25.002/22/2011 7:53:59 PM
chlebie$30.942/23/2011 2:23:43 AM
dinero-speaker$25.002/23/2011 2:24:47 AM
Gabriel02$25.002/23/2011 2:26:52 AM
wwwUniversal$25.002/23/2011 2:33:58 AM
wise-silver-wonder$25.002/22/2011 9:24:39 PM
Willylump$25.002/23/2011 1:25:58 AM
authentic-liberty7$25.002/23/2011 2:42:23 AM
dspmn$26.302/23/2011 1:35:43 AM
lendme2$40.452/23/2011 1:38:07 AM
LittlePiggyBank$25.002/23/2011 1:51:19 AM
Pasagam$27.222/23/2011 1:51:55 AM
Cubsfan07$25.002/23/2011 1:24:37 AM
dansarkis$25.002/23/2011 1:35:16 AM
sjlnn$28.842/23/2011 1:36:33 AM
IIP77$25.002/23/2011 1:38:15 AM
bewitching-asset3$25.002/23/2011 2:20:09 AM
Hogan55$27.012/23/2011 1:38:54 AM
yield-seeker$25.002/23/2011 2:21:28 AM
Akkon$25.002/23/2011 1:50:58 AM
TCayce$25.442/23/2011 1:51:28 AM
onlyastepaway$25.002/23/2011 1:52:54 AM
tlam168$25.002/23/2011 1:54:42 AM
piter-to-la-investment$25.002/23/2011 2:25:56 AM
Dweeberkitty1$25.002/23/2011 2:26:38 AM
Cre8iveCash$25.002/23/2011 2:05:52 AM
WorldlyWorker$25.002/23/2011 2:06:00 AM
rlgnyc$50.002/23/2011 2:08:15 AM
orange-dollar-guild$25.002/23/2011 2:42:13 AM
sensible-order2$30.122/23/2011 2:31:08 AM
loot-heart$25.002/23/2011 2:42:26 AM
333 Investments
 
Borrower Payment Dependent Notes Series 494000
This series of Notes was issued and sold upon the funding of the borrower loan #47345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1989 Debt/Income ratio: 22%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:5y 2m
Amount delinquent: $439 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,417Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: peaceful-economy6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Selling home, need to make repairs
Purpose of loan:
Due to a pending divorce, I'm selling my home in order to reduce my monthly expenses. I already have a contract on the house but need to do some repairs prior to close. Can provide proof of contract if needed.

My financial situation:
I am a good candidate for this loan because I've been with the same company for 5 years as a General Manager, and previously with the same company (different name) for 10 years as a Director at the corporate level. I can afford the monthly payments on the proposed loan, but due to my pending divorce - which will be final in May with no alimony or child support payments since it's an uncontested divorce -? and the fact that I'm selling my home, I can't borrow against my home prior to closing, and just need a little help to get past the next few months.

Monthly net income: $
$2,600 without bonus. Bonus ranges from $1,500 - $2,500 a month depending on achievement. 2010 bonus averaged $2,000 per month. Can provide a copy of my 2010 W-2 for verification.
Monthly expenses: $
??Housing: $ 2,050 currently - then dropping to $1,200 when the sale of the home closes.
??Insurance: $ 85
??Car expenses: $ 469
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/16/2011 9:07:04 AM
UCLA4life$50.002/16/2011 9:08:22 AM
genius520$100.002/16/2011 9:10:17 AM
irrelevant$50.002/16/2011 9:10:31 AM
diplomatic-wealth7$25.002/16/2011 9:11:02 AM
incbx$50.002/16/2011 9:11:32 AM
musegaze$100.002/16/2011 9:12:19 AM
Speculator$25.002/16/2011 9:52:28 AM
red-favorable-basis$25.002/16/2011 10:24:51 AM
simplelender80$100.002/16/2011 9:06:53 AM
orderly-leverage$50.002/16/2011 9:09:31 AM
profit-powerplant$25.002/16/2011 9:10:05 AM
umfan123$25.002/16/2011 9:07:54 AM
Jack55304$300.002/16/2011 9:10:49 AM
leverage-monger$70.002/16/2011 2:32:14 PM
social-heart$50.002/16/2011 9:18:29 AM
jiggaman7$50.002/16/2011 9:12:05 AM
2grindstones$25.002/16/2011 9:55:23 AM
warew$25.002/16/2011 11:44:02 AM
loyalist1$75.002/16/2011 11:31:47 AM
responsible-worth113$25.002/16/2011 2:06:00 PM
hopeful-truth5$100.002/16/2011 3:29:24 PM
well-mannered-income3$50.002/16/2011 3:49:42 PM
bazaar-winner$25.002/16/2011 6:17:29 PM
tech310$50.002/17/2011 12:59:34 AM
foothillender$25.002/17/2011 6:55:04 AM
cropdust3r$25.002/17/2011 6:15:29 AM
choss02$50.002/17/2011 9:45:39 AM
JJ9876$25.002/17/2011 10:01:52 AM
symbiosis$50.002/17/2011 10:04:27 AM
Zipcut$25.002/17/2011 12:09:05 PM
gold-cluster$100.002/17/2011 3:07:04 PM
Bomber$44.092/17/2011 4:24:21 PM
unger$85.002/17/2011 7:20:06 PM
RMB-Investments$50.002/17/2011 7:56:37 PM
frogperson$250.002/17/2011 10:01:39 PM
Tylerh$100.002/17/2011 10:51:21 PM
angel879$25.002/17/2011 10:56:15 PM
Finchy78$25.002/18/2011 5:04:16 AM
108lender$100.002/18/2011 8:03:25 AM
cr55595$25.002/18/2011 10:02:24 AM
branaa99$25.002/18/2011 10:57:15 AM
moose-capital-funding$25.032/18/2011 11:11:05 AM
payout-alien6$25.002/18/2011 11:41:11 AM
orangetrust$100.002/18/2011 12:45:13 PM
_Sri_Bank_$200.002/18/2011 1:06:52 PM
YsoSLO$56.172/18/2011 12:55:49 PM
Diamond_Jim$50.002/18/2011 1:57:18 PM
Shining-Star$25.002/18/2011 2:32:22 PM
top-return-oasis$34.022/18/2011 3:04:33 PM
MoneyForNothing$11.092/18/2011 3:15:56 PM
suave-dime6$25.002/16/2011 9:07:22 AM
cash-reaction2$50.002/16/2011 9:12:38 AM
Artist_Blue$25.002/16/2011 9:12:59 AM
reflective-rupee$500.772/16/2011 10:27:12 AM
HamachiMan$50.002/16/2011 9:09:53 AM
loanman2007$100.002/16/2011 1:14:59 PM
greencat$50.002/16/2011 9:28:51 AM
credit-fox3$28.832/16/2011 3:56:47 PM
velocity-flag$25.002/16/2011 11:18:48 AM
houli123$25.002/16/2011 10:34:13 AM
asset-wheel$25.002/16/2011 4:15:19 PM
RyanTH9893$25.002/16/2011 4:22:02 PM
SolarMoonshine$50.002/16/2011 5:21:05 PM
Bob450$25.002/16/2011 5:03:56 PM
liberty-destiny3$25.002/16/2011 6:08:29 PM
mammalian4$25.002/16/2011 5:35:56 PM
loss-of-control$50.002/16/2011 5:44:02 PM
leverage-monger$25.002/17/2011 7:41:34 AM
bessbird$50.002/17/2011 12:07:22 PM
competent-p2p$30.002/17/2011 12:52:28 PM
orange-rapid-benjamins$50.002/17/2011 1:25:40 PM
rockstar78$25.002/17/2011 1:26:17 PM
Banker_Joe$25.002/17/2011 2:42:41 PM
brmar$25.002/17/2011 6:49:49 PM
adir1$25.002/17/2011 7:20:43 PM
BooRadley$25.002/17/2011 8:10:16 PM
angel879$25.002/17/2011 10:54:30 PM
papaloha$25.002/18/2011 2:24:47 AM
debt-force$25.002/18/2011 4:16:05 AM
GElender$25.002/18/2011 6:06:09 AM
mckhbnpc$30.002/18/2011 9:29:07 AM
EmmaDog44$25.002/18/2011 9:54:03 AM
contract-paloverde1$25.002/18/2011 10:04:24 AM
market-pudding$25.002/18/2011 11:28:12 AM
well-rounded-dinero$100.002/18/2011 1:11:02 PM
hellasow$30.002/18/2011 1:43:36 PM
wampum-chorus3$30.002/18/2011 1:55:50 PM
wampum-flower433$25.002/18/2011 1:05:32 PM
radforj22$25.002/18/2011 2:16:10 PM
druidpoet$25.002/18/2011 2:33:28 PM
ready-vigilance3$50.002/18/2011 1:56:12 PM
92 Investments
 
Borrower Payment Dependent Notes Series 494030
This series of Notes was issued and sold upon the funding of the borrower loan #47307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1992 Debt/Income ratio: 4%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 17 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,779Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: appetizing-credit0 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DM Personal Loan
Purpose of loan:
This loan will be used to? take care of personal family emergency expenses.

My financial situation:
I am a good candidate for this loan because? i have a steady income from my job and also i am good in repayments.

Monthly net income: $ $8200

Monthly expenses: $
??Housing: $ 527.50
??Insurance: $ 77
??Car expenses: $700
??Utilities: $?40
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
melodious-fairness$100.002/16/2011 9:07:36 AM
BxRealtor$25.002/16/2011 9:07:49 AM
credit-guard5$25.002/16/2011 9:08:35 AM
benjamins-utopia$100.002/16/2011 9:07:31 AM
simplelender80$100.002/16/2011 9:07:40 AM
Tradesmanlender$35.002/16/2011 9:08:47 AM
harperpotok$100.002/16/2011 12:47:13 PM
incbx$50.002/16/2011 9:11:34 AM
macjp123$25.002/16/2011 9:11:09 AM
velocity-solo$25.002/16/2011 9:11:39 AM
lendacity$25.002/16/2011 9:11:47 AM
imlosttoo$25.002/16/2011 9:37:32 AM
ItsJustMe79$40.002/16/2011 4:54:39 PM
reflective-rupee$50.772/16/2011 10:36:34 AM
exciting-responsibility3$25.002/16/2011 11:50:20 AM
radforj22$25.002/16/2011 2:31:43 PM
newest-funds-powerplant$25.002/16/2011 1:27:23 PM
Preteur$25.002/16/2011 3:10:01 PM
felicity-loyalist0$25.002/16/2011 3:27:16 PM
historic-nickel$25.002/16/2011 4:59:08 PM
SolarMoonshine$25.002/16/2011 5:31:24 PM
transformer855$25.002/16/2011 7:50:36 PM
choss02$100.002/17/2011 9:43:39 AM
bid-czar8$100.002/17/2011 5:03:00 PM
Tylerh$100.002/17/2011 10:42:27 PM
1800porsche$25.002/17/2011 11:40:35 PM
debt-force$25.002/18/2011 4:16:06 AM
AM2008$25.002/18/2011 10:12:53 AM
shawnw2$25.002/18/2011 3:19:50 PM
108lender$200.002/19/2011 9:15:46 AM
auction-seeker$25.002/19/2011 10:10:32 AM
treasure-bliss$50.002/19/2011 12:32:58 PM
upbeat-finance8$50.002/19/2011 1:00:45 PM
MadHun$100.002/19/2011 8:59:18 PM
orange-preeminant-bill$50.002/19/2011 9:15:26 PM
CasaDeTomas$50.002/19/2011 9:16:13 PM
wise-spiritual-commitment$50.002/20/2011 12:49:58 AM
TK4$50.002/20/2011 9:04:41 AM
supersarah61$50.002/20/2011 8:24:26 AM
Nailman88$50.002/20/2011 12:27:11 PM
jeffpac$50.002/21/2011 6:44:30 AM
enchanted-yield4$50.002/21/2011 6:45:16 AM
Preferred-Lender$25.002/21/2011 8:00:24 AM
commerce-yeller$30.002/21/2011 8:24:40 AM
momoney2lend$25.002/21/2011 8:50:18 AM
amlu1988$25.002/21/2011 9:13:13 AM
rebellender$25.002/21/2011 10:05:22 AM
gain-gourd$100.002/21/2011 12:00:48 PM
jbaum$40.002/21/2011 12:20:09 PM
green-thoughtful-yield$100.002/21/2011 12:23:37 PM
lincs$25.002/21/2011 12:56:00 PM
admirable-income9$25.002/21/2011 1:06:43 PM
authoritative-loot$25.002/21/2011 1:18:22 PM
cathexis$25.002/21/2011 1:40:41 PM
nilonc1$50.002/21/2011 1:54:31 PM
moola-escalator$50.002/21/2011 2:10:46 PM
treasure-dreamer7$50.002/21/2011 2:34:19 PM
grampy48$25.002/21/2011 3:14:50 PM
best-ingenious-funds$25.002/21/2011 4:00:15 PM
flexible-fund6$50.002/21/2011 4:44:51 PM
the-money-gargantuan$25.002/21/2011 4:59:26 PM
innocent-deal$50.002/21/2011 6:18:58 PM
thankful-nickel2$25.002/21/2011 6:54:53 PM
wrighco$25.002/21/2011 7:59:30 PM
barefootpaul$35.002/21/2011 8:09:35 PM
a-community-trailblazer$800.002/21/2011 9:25:53 PM
don8ter$25.002/16/2011 9:09:19 AM
HamachiMan$50.002/16/2011 9:09:54 AM
2grindstones$50.002/16/2011 10:00:43 AM
Bank_Of_XL$25.002/16/2011 11:23:58 AM
investment-artist$25.002/16/2011 9:04:02 AM
kulender$100.002/16/2011 9:06:30 AM
marketplace-cello5$25.002/16/2011 9:08:41 AM
enthralling-deal180$100.002/16/2011 9:06:59 AM
irrelevant$50.002/16/2011 9:09:03 AM
credit-bliss8$25.002/16/2011 9:12:30 AM
get30inc$36.132/16/2011 3:09:57 PM
jiggaman7$75.002/16/2011 9:25:05 AM
liberty-society5$25.002/16/2011 9:12:47 AM
tom48l$50.002/16/2011 9:31:11 AM
Acid$50.002/16/2011 4:53:26 PM
lloyd_s$35.552/16/2011 11:30:57 AM
rockhound84$25.002/16/2011 1:17:52 PM
DasMula$27.002/16/2011 1:40:29 PM
JGB$38.322/16/2011 3:10:05 PM
jdrez$25.002/16/2011 4:53:17 PM
zone6$50.002/16/2011 4:55:46 PM
bold-durability-drum$100.002/16/2011 6:06:17 PM
Artist_Blue$25.002/16/2011 5:59:47 PM
dtana$25.002/16/2011 6:50:52 PM
vutah$25.002/16/2011 8:15:34 PM
loanman2007$50.002/17/2011 5:09:13 AM
worth-arch$25.002/17/2011 7:17:05 AM
psonicl$50.002/17/2011 8:02:31 AM
alextiff01$25.002/17/2011 10:49:16 AM
WalnutCreekguy$50.002/17/2011 10:14:57 PM
jazzlender$25.002/18/2011 8:59:12 AM
heavy_ax$25.002/18/2011 12:27:44 PM
LoanerPrincipal$25.002/18/2011 10:29:23 PM
genius520$100.002/19/2011 9:13:23 AM
FinDoc$25.002/19/2011 9:46:51 AM
back-scratchers$25.002/19/2011 9:49:41 AM
the-silver-blaster$50.002/19/2011 11:07:39 AM
Sol_Invictus$25.002/19/2011 11:53:20 AM
resource777$50.002/19/2011 9:14:58 PM
fishintime$100.002/19/2011 9:16:40 PM
gethsemane4$25.002/20/2011 9:59:30 AM
principal-injector2$50.002/20/2011 3:44:41 PM
Engineer44$25.002/20/2011 11:23:30 PM
B-rad_the_Coug$25.002/21/2011 1:38:49 AM
rakstar$50.002/21/2011 1:22:39 AM
goodhearted-gold3$25.002/21/2011 5:53:29 AM
Pu239$60.002/21/2011 8:30:28 AM
point-shooter$50.002/21/2011 8:41:51 AM
rockhound84$25.002/21/2011 10:01:40 AM
orderly-leverage$100.002/21/2011 10:09:41 AM
felicity-daydream$25.002/21/2011 10:38:14 AM
PaulW$25.002/21/2011 12:09:39 PM
jct_enterprises$25.002/21/2011 12:13:23 PM
agalt$75.002/21/2011 12:11:10 PM
Goodlender42$25.002/21/2011 12:50:38 PM
inspiring-reward$50.002/21/2011 12:54:22 PM
CA-Lender$25.002/21/2011 1:08:50 PM
jigsaw$100.002/21/2011 1:31:21 PM
Sixmil$75.002/21/2011 1:39:14 PM
whatreality$35.002/21/2011 1:48:44 PM
trade-boots1$50.002/21/2011 2:11:41 PM
Fenix878$25.002/21/2011 2:09:35 PM
chrisb1414$25.002/21/2011 2:32:24 PM
dtana$25.002/21/2011 3:36:34 PM
FigTree$50.002/21/2011 5:54:26 PM
Pitufo$25.002/21/2011 6:20:08 PM
meenan$50.002/21/2011 7:24:23 PM
GiftViftdotcom$25.002/21/2011 8:39:15 PM
gallant-economy9$250.002/21/2011 9:44:59 PM
coin-investor$25.002/21/2011 7:53:52 PM
jim95762$100.002/21/2011 9:57:22 PM
gallant-economy9$387.232/21/2011 9:58:48 PM
138 Investments
 
Borrower Payment Dependent Notes Series 494036
This series of Notes was issued and sold upon the funding of the borrower loan #47320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1987 Debt/Income ratio: 27%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:27y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,506Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: emphatic-repayment1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lbf17
Purpose of loan:
This loan will be used to? to pay off other bills.

My financial situation:
I am a good candidate for this loan because? I pay my bills on time and have a dependable job.

Monthly net income: $ 4,000

Monthly expenses: $ 2,437
??Housing: $ 500
??Insurance: $ 77
??Car expenses: $ 600
??Utilities: $ 100
??Phone, cable, internet: $ 60
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 550
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello. Which bills are you paying with this loan, and what are their interest rates? Do you know what the recent inquiry was on your credit report? Thank you. - liberty-magnate
A: I have taken out several online high interest rate loan recently. Bad decision. I am trying to pay though off with a much more reasonable interest rate loan. The recent inquiry was probably one of those. (Feb-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
favorite-commerce$100.002/16/2011 9:02:40 AM
simplelender80$100.002/16/2011 9:06:54 AM
umfan123$25.002/16/2011 9:07:54 AM
profit-powerplant$25.002/16/2011 9:10:07 AM
genius520$100.002/16/2011 9:10:19 AM
SC2TX$200.002/16/2011 9:38:27 AM
2grindstones$25.002/16/2011 9:52:32 AM
Shining-Star$25.002/16/2011 10:08:26 AM
lendstats_com$300.002/16/2011 9:03:34 AM
joee$25.002/16/2011 11:30:40 AM
kulender$100.002/16/2011 9:07:06 AM
Nerdster1$25.052/16/2011 11:55:17 AM
investment-artist$25.002/16/2011 9:03:27 AM
selector568$50.002/16/2011 9:06:36 AM
wealth-pipeline$25.002/16/2011 9:08:00 AM
Kash2010lu$28.002/16/2011 9:08:34 AM
trade-goblin9$25.002/16/2011 2:13:06 PM
orderly-leverage$50.002/16/2011 9:09:33 AM
shrewd-income$100.002/16/2011 2:34:15 PM
Jack55304$300.002/16/2011 9:10:53 AM
hopeful-truth5$200.002/16/2011 3:25:16 PM
musegaze$100.002/16/2011 9:12:20 AM
cash-reaction2$50.002/16/2011 9:12:39 AM
Requiem$25.002/16/2011 3:39:15 PM
social-heart$50.002/16/2011 9:18:43 AM
red-favorable-basis$25.002/16/2011 10:18:20 AM
Wangchuk$25.002/16/2011 11:22:48 AM
leverage-monger$25.002/16/2011 11:05:10 AM
loanman2007$150.002/16/2011 1:11:44 PM
capital-kingdom$25.002/16/2011 12:38:49 PM
ethicalhumanist$25.002/16/2011 1:25:45 PM
John_Galt$33.002/16/2011 2:11:14 PM
Rob1978$50.002/16/2011 3:31:04 PM
balance-force$25.002/16/2011 4:02:49 PM
himistu22$38.852/16/2011 4:06:46 PM
versatile-commerce$25.002/16/2011 3:02:18 PM
Engineer44$30.002/16/2011 3:30:34 PM
thankful-nickel2$25.002/16/2011 3:59:06 PM
Wangchuk$25.332/16/2011 9:06:44 AM
UCLA4life$50.002/16/2011 9:08:20 AM
incbx$50.002/16/2011 9:11:35 AM
Artist_Blue$25.002/16/2011 9:12:56 AM
houli123$50.002/16/2011 10:33:36 AM
credit-guard5$25.002/16/2011 9:03:29 AM
liberty-magnate$25.002/16/2011 11:26:57 AM
erowis$44.002/16/2011 12:01:02 PM
suave-dime6$25.002/16/2011 9:07:23 AM
HamachiMan$50.002/16/2011 9:09:55 AM
irrelevant$50.002/16/2011 9:10:33 AM
poolshark72$25.002/16/2011 2:08:21 PM
rakem777$25.002/16/2011 2:24:49 PM
jiggaman7$50.002/16/2011 9:12:07 AM
diplomatic-wealth7$25.002/16/2011 9:11:03 AM
witty-openness$25.002/16/2011 9:24:44 AM
well-mannered-income3$50.002/16/2011 3:46:59 PM
brightest-dignified-penny$25.002/16/2011 4:02:04 PM
greencat$50.002/16/2011 9:25:12 AM
wild-orange$50.002/16/2011 9:38:21 AM
reflective-rupee$800.772/16/2011 9:32:11 AM
EngineersAlliance$125.002/16/2011 9:39:45 AM
Shining-Star$25.002/16/2011 10:09:07 AM
Speculator$25.002/16/2011 9:52:30 AM
one-midas$25.002/16/2011 9:58:46 AM
MarvintheMartian$25.002/16/2011 10:59:20 AM
Rogelio48$25.002/16/2011 10:11:22 AM
wealth-pipeline$25.002/16/2011 12:18:24 PM
rockhound84$25.002/16/2011 1:15:39 PM
DasMula$25.002/16/2011 1:39:27 PM
ready-interest9$25.002/16/2011 3:37:20 PM
greenback-chairman5$25.002/16/2011 3:03:05 PM
70 Investments
 
Borrower Payment Dependent Notes Series 494054
This series of Notes was issued and sold upon the funding of the borrower loan #47337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1986 Debt/Income ratio: 33%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,709Stated income:$1-$24,999
Delinquencies in last 7y: 11 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: velocity-enlistment Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to? consolidate some small loans and balances into one monthly payment,

My financial situation:
I am a good candidate for this loan because? I have steady employment, and I am starting to utilize FBA (Fulfillment by Amazon) to earn extra money, as well as working part-time online for Demand Studios.

Monthly net income: $ 1,500 (guaranteed)

Monthly expenses: $ 1250
??Housing: $
??Insurance: $
??Car expenses: $ 200
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 650
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$50.002/16/2011 5:01:57 PM
simplelender80$200.002/16/2011 5:18:37 PM
incbx$50.002/16/2011 5:27:19 PM
musegaze$100.002/16/2011 5:27:37 PM
kulender$100.002/16/2011 5:18:09 PM
suave-dime6$25.002/16/2011 5:20:17 PM
profit-powerplant$25.002/16/2011 5:26:15 PM
UCLA4life$50.002/16/2011 5:25:23 PM
irrelevant$50.002/16/2011 5:26:43 PM
HamachiMan$50.002/16/2011 5:26:01 PM
cash-reaction2$50.002/16/2011 5:27:45 PM
Speculator$25.002/16/2011 6:04:06 PM
zone6$50.002/16/2011 6:06:26 PM
jml3482$25.002/16/2011 11:39:10 PM
tech310$50.002/17/2011 12:59:39 AM
choss02$50.002/17/2011 9:45:59 AM
JJ9876$25.002/17/2011 10:02:21 AM
RMB-Investments$50.002/17/2011 7:56:43 PM
orangetrust$100.002/18/2011 12:45:20 PM
rysil$50.002/18/2011 4:49:38 PM
economy-producer$25.002/18/2011 7:19:43 PM
the-profit-oracle$25.002/19/2011 9:24:12 AM
sensible-order2$100.002/19/2011 12:34:42 PM
ursus$50.002/19/2011 12:38:41 PM
EarlyRiser$250.002/19/2011 12:41:02 PM
LR_Biker$50.002/19/2011 3:23:54 PM
Christophe$25.002/19/2011 2:30:00 PM
sportcraft18$95.002/19/2011 3:20:19 PM
genius520$100.002/16/2011 5:26:27 PM
Jack55304$300.002/16/2011 5:26:52 PM
reflective-rupee$50.772/16/2011 5:13:29 PM
diplomatic-wealth7$25.002/16/2011 5:27:04 PM
jiggaman7$75.002/16/2011 5:28:09 PM
Artist_Blue$25.002/16/2011 5:28:53 PM
umfan123$25.002/16/2011 5:57:49 PM
orderly-leverage$50.002/16/2011 6:07:03 PM
social-heart$50.002/16/2011 6:16:04 PM
greencat$50.002/17/2011 7:09:12 AM
symbiosis$50.002/17/2011 10:04:39 AM
rockstar78$25.002/17/2011 1:26:24 PM
loss-of-control$50.002/17/2011 4:49:50 PM
Bob450$25.002/17/2011 5:35:01 PM
brmar$25.002/17/2011 6:49:53 PM
BooRadley$25.002/17/2011 8:10:19 PM
frogperson$300.002/17/2011 10:02:59 PM
Tylerh$100.002/17/2011 10:51:26 PM
GElender$25.002/18/2011 6:06:19 AM
108lender$100.002/18/2011 8:03:42 AM
bessbird$50.002/18/2011 8:54:14 AM
ready-vigilance3$50.002/18/2011 1:56:25 PM
CashFlow13$100.002/18/2011 2:16:00 PM
foxtrot12$100.002/18/2011 3:45:15 PM
mdree$75.002/18/2011 4:56:29 PM
papaloha$25.002/19/2011 2:40:50 AM
liberty-destiny3$25.002/19/2011 4:01:14 AM
jjswanso$50.002/19/2011 8:07:40 AM
the-discrete-income$50.002/19/2011 10:40:39 AM
the-silver-blaster$50.002/19/2011 11:08:46 AM
SeaSkyGuy71$25.002/19/2011 11:59:38 AM
p123$25.002/19/2011 12:40:15 PM
checzwick$25.002/19/2011 12:59:24 PM
Prairie-MN$30.002/19/2011 1:02:29 PM
GordoMG$50.002/19/2011 2:19:10 PM
63 Investments
 
Borrower Payment Dependent Notes Series 494154
This series of Notes was issued and sold upon the funding of the borrower loan #47283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1993 Debt/Income ratio: 17%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,353Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: GroverVIP Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $1,981.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
I'll take $300 bucks from Prosper
This loan will be used to Debt Consolidation.

I am a good candidate for this loan because I have a steady job.

Happy Birthday Prosper - Thanks for the free $300 bucks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:03:06 AM
grnii78$75.002/17/2011 9:04:50 AM
MoneyForNothing$66.662/17/2011 9:04:57 AM
OldManP$25.002/17/2011 9:07:05 AM
golffish2$56.662/17/2011 9:06:20 AM
cashhelp$50.002/17/2011 9:06:54 AM
Aberdeen$4,000.002/17/2011 9:08:36 AM
simplelender80$100.002/17/2011 9:09:08 AM
investment-artist$25.002/17/2011 9:09:28 AM
profit-powerplant$25.002/17/2011 9:24:55 AM
HamachiMan$50.002/17/2011 9:24:15 AM
genius520$100.002/17/2011 9:25:15 AM
incbx$50.002/17/2011 9:27:17 AM
John_Galt$80.002/17/2011 9:32:17 AM
musegaze$100.002/17/2011 9:29:05 AM
tech310$50.002/17/2011 9:33:10 AM
2grindstones$50.002/17/2011 9:35:04 AM
golffish2$100.002/17/2011 9:39:37 AM
Shining-Star$25.002/17/2011 9:47:33 AM
choss02$50.002/17/2011 9:46:16 AM
reflective-rupee$300.772/17/2011 9:54:02 AM
fund-baker$35.002/17/2011 9:57:45 AM
symbiosis$50.002/17/2011 10:04:56 AM
moola-monger9$50.002/17/2011 10:10:20 AM
loanman2007$250.002/17/2011 10:08:10 AM
RecoveryLender$25.002/17/2011 10:11:53 AM
LivingInvestments00$27.982/17/2011 10:16:41 AM
platinum-czar$112.432/17/2011 10:21:54 AM
UCLA4life$50.002/17/2011 9:06:34 AM
kulender$100.002/17/2011 9:09:58 AM
lendstats_com$300.002/17/2011 9:23:24 AM
irrelevant$50.002/17/2011 9:25:38 AM
Jack55304$300.002/17/2011 9:25:52 AM
jiggaman7$75.002/17/2011 9:29:57 AM
diplomatic-wealth7$25.002/17/2011 9:26:15 AM
Socorro_Capital_Partners$25.002/17/2011 9:35:46 AM
golffish2$143.342/17/2011 9:39:01 AM
selector568$77.162/17/2011 9:48:04 AM
JJ9876$25.002/17/2011 10:02:34 AM
unafraid-loan5$25.002/17/2011 10:12:32 AM
newest-funds-powerplant$25.002/17/2011 10:15:43 AM
platinum-czar$300.002/17/2011 10:21:30 AM
42 Investments
 
Borrower Payment Dependent Notes Series 494156
This series of Notes was issued and sold upon the funding of the borrower loan #47313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $183.31
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2000 Debt/Income ratio: 18%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,168Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: generosity-resonance Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2010)
 
Principal balance: $6,406.25 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase a used car. Sold my last car, a Ford Taurus which was financed with a short-term loan (bought car from family). Buying a newer Honda for improved fuel economy and better reliability.

My financial situation:
I am a good candidate for this loan because I have more than enough discretionary income to cover the monthly payments. Also, I have nearly a year of solid payment history on Prosper. I have broken out the income and expenses below.

Future Situation (Including this proposed loan)
Monthly net income: $ 5200
Monthly expenses: $ 4403
Housing: $ 1900
Insurance: $ 80
Car expenses: $ 513
Utilities: $ 250
Phone, cable, internet: $ 260
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $ 600
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.002/17/2011 9:06:31 AM
kulender$100.002/17/2011 9:07:47 AM
benjamins-utopia$100.002/17/2011 9:12:33 AM
dime-smasher5$25.002/17/2011 9:14:57 AM
AFairDeal$75.002/17/2011 9:14:18 AM
Pickmar$25.002/17/2011 9:14:32 AM
credit-investor5$33.002/17/2011 9:14:49 AM
organized-payment6$50.002/17/2011 9:19:56 AM
irrelevant$50.002/17/2011 9:23:08 AM
credit-bliss8$25.002/17/2011 9:29:24 AM
velocity-solo$25.002/17/2011 9:27:40 AM
lendacity$25.002/17/2011 9:28:16 AM
macjp123$25.002/17/2011 9:26:53 AM
psonicl$50.002/17/2011 9:34:20 AM
blooming-kindness$25.002/17/2011 12:59:01 PM
bradfid$25.002/17/2011 2:10:41 PM
bid-czar8$100.002/17/2011 5:03:43 PM
sweety075$25.002/17/2011 5:26:40 PM
network2$30.002/17/2011 5:33:10 PM
RandyL3$25.002/17/2011 7:01:28 PM
1800porsche$25.002/17/2011 11:40:51 PM
economy-tuba7$100.002/18/2011 10:11:51 AM
Johnab$25.002/18/2011 8:48:21 PM
myworld701$25.002/19/2011 3:22:05 AM
jazzlender$25.002/19/2011 9:54:26 AM
RJ-Pilot$50.002/19/2011 4:16:29 PM
Astyanax$40.002/19/2011 3:44:09 PM
MoneyTree79$43.972/19/2011 8:10:25 PM
marwadi-62$25.002/20/2011 2:25:16 PM
w8291$25.002/20/2011 6:35:46 PM
investor_101$50.002/20/2011 8:54:01 PM
B-rad_the_Coug$25.002/21/2011 1:44:09 AM
ogmanny$50.002/21/2011 1:29:34 AM
jeffpac$50.002/21/2011 6:44:41 AM
Preferred-Lender$25.002/21/2011 8:00:31 AM
aganippe$100.002/21/2011 8:01:10 AM
momoney2lend$25.002/21/2011 8:50:25 AM
genius520$100.002/21/2011 9:01:15 AM
snoop4jc$25.002/21/2011 9:10:43 AM
RetirementMoney$25.002/21/2011 10:00:18 AM
orderly-leverage$100.002/21/2011 10:09:48 AM
GABC-1$100.002/21/2011 10:43:13 AM
powerful-greenback2$25.002/21/2011 11:02:51 AM
blue-useful-auction$25.002/21/2011 11:43:14 AM
gain-gourd$100.002/21/2011 12:01:07 PM
agalt$75.002/21/2011 12:11:21 PM
PaulW$25.002/21/2011 12:09:46 PM
green-thoughtful-yield$100.002/21/2011 12:23:46 PM
engaging-worth$25.002/21/2011 12:52:21 PM
jigsaw$100.002/21/2011 1:31:46 PM
cathexis$25.002/21/2011 1:40:47 PM
moola-escalator$50.002/21/2011 2:10:51 PM
Fenix878$25.002/21/2011 2:09:47 PM
dynrep$25.002/21/2011 2:48:31 PM
trade-boots1$50.002/21/2011 2:11:46 PM
payment-halo$25.002/21/2011 2:47:42 PM
lucrative-coin$50.002/21/2011 3:02:24 PM
grampy48$25.002/21/2011 3:15:07 PM
20mule$200.002/21/2011 3:40:44 PM
best-ingenious-funds$25.002/21/2011 4:00:21 PM
Preteur$25.002/21/2011 4:19:17 PM
flexible-fund6$50.002/21/2011 4:44:57 PM
cashhelp$30.002/17/2011 9:07:14 AM
enthralling-deal180$75.002/17/2011 9:09:35 AM
melodious-fairness$100.002/17/2011 9:12:52 AM
simplelender80$100.002/17/2011 9:13:10 AM
selector568$50.002/17/2011 9:15:33 AM
BxRealtor$25.002/17/2011 9:13:55 AM
theboat$25.002/17/2011 9:15:49 AM
kmr2$100.002/17/2011 9:22:19 AM
HamachiMan$50.002/17/2011 9:24:17 AM
GrayStudio$25.002/17/2011 9:22:49 AM
don8ter$25.002/17/2011 9:23:18 AM
choss02$100.002/17/2011 9:44:05 AM
marketplace-cello5$25.002/17/2011 12:50:49 PM
Tradesmanlender$35.002/17/2011 2:30:42 PM
hopeful-truth5$100.002/17/2011 3:44:25 PM
ac787$25.002/17/2011 5:45:46 PM
RyanTH9893$25.002/17/2011 6:54:56 PM
aiming_for_42$25.002/17/2011 9:46:39 PM
Tylerh$100.002/17/2011 10:42:41 PM
goodhearted-basis4$25.002/18/2011 3:14:14 AM
Artist_Blue$25.002/18/2011 6:04:52 AM
chameleon125$25.002/18/2011 6:39:54 AM
bizzzond$100.002/18/2011 9:19:53 AM
radforj22$25.002/18/2011 1:52:29 PM
CE88$50.002/18/2011 3:05:55 PM
harperpotok$100.002/19/2011 9:09:29 AM
upperdeck$25.002/19/2011 10:10:56 AM
commanding-income774$25.002/19/2011 11:24:15 AM
jayk63$25.002/19/2011 12:36:13 PM
MadHun$100.002/19/2011 8:59:25 PM
WalnutCreekguy$50.002/19/2011 9:14:54 PM
wise-spiritual-commitment$50.002/20/2011 12:50:08 AM
gethsemane4$25.002/20/2011 9:59:37 AM
principal-injector2$50.002/20/2011 3:44:48 PM
friendly-money$50.002/20/2011 9:29:14 PM
happyinvallarta$50.002/21/2011 4:58:49 AM
commerce-yeller$30.002/21/2011 8:24:45 AM
point-shooter$50.002/21/2011 8:42:02 AM
LiveNow$25.002/21/2011 9:45:49 AM
brightest-dynamic-peace$25.002/21/2011 9:56:18 AM
rebellender$25.002/21/2011 10:05:32 AM
rdrloan$25.002/21/2011 10:31:35 AM
Azonic21$25.002/21/2011 10:54:40 AM
jbaum$40.002/21/2011 12:20:20 PM
inspiring-reward$150.002/21/2011 12:55:18 PM
lincs$25.002/21/2011 12:56:07 PM
admirable-income9$25.002/21/2011 1:06:48 PM
dynrep$25.002/21/2011 3:24:53 PM
icon7$35.002/21/2011 5:05:46 PM
the-money-gargantuan$25.002/21/2011 4:59:36 PM
Photoman42$25.002/21/2011 5:15:17 PM
maximizer$25.002/21/2011 5:56:28 PM
friendly-credit2$208.032/21/2011 5:59:29 PM
115 Investments
 
Borrower Payment Dependent Notes Series 494162
This series of Notes was issued and sold upon the funding of the borrower loan #47322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $308.17
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1999 Debt/Income ratio: 12%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $861Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: creditspread7 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Increase Liquidity
This loan is to increase liquidity. I have completed a minor remodel to my kitchen that cost more than expected. I prefer to take a short term Prosper loan than pay for the remodel from past savings because I have recently invested a large portion of my liquid cash in a long term investment. I would prefer not to cause a taxable event by selling a portion of the investment recently purchased. As a result, I need to increase my liquidity for a few months. A Prosper loan is better than paying credit card interest rates.

I am a good candidate for this loan because I have very stable income and am able to save about $1000 per month. I have no debt besides my house (30% equity), other than my daily use rewards credit cards. I have lent with Prosper in the past until my state became restricted and am no longer allowed to lend. I understand the feeling of someone else having your money. This loan will be repaid in short order, as I have sufficient income to cover my day to day expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/17/2011 5:39:58 PM
a-responsible-return$50.002/17/2011 5:56:36 PM
adventurous-commerce$25.002/17/2011 5:58:47 PM
BaxterEvil$25.002/17/2011 6:00:06 PM
organized-payment6$25.002/17/2011 6:08:11 PM
compoundinterest$50.002/17/2011 6:10:07 PM
Phantom99$100.002/17/2011 6:13:16 PM
jenkris$25.002/17/2011 6:13:36 PM
meux99$25.002/17/2011 6:14:12 PM
cebgop$25.002/17/2011 6:11:30 PM
youqianderen$50.002/17/2011 6:15:17 PM
truth-image$50.002/17/2011 6:16:23 PM
KWarrior$50.002/17/2011 6:19:04 PM
bowdish1$50.002/17/2011 6:17:56 PM
damage$25.002/17/2011 6:21:23 PM
axl163$25.002/17/2011 6:20:44 PM
sk10023$25.002/17/2011 6:28:25 PM
choss02$50.002/17/2011 6:30:15 PM
the-upbeat-p2p$50.002/17/2011 6:29:03 PM
docdekay$100.002/17/2011 6:31:08 PM
einvest1$50.002/17/2011 6:34:19 PM
exchange-pledge$100.002/17/2011 6:35:18 PM
reward-tamale1$25.002/17/2011 6:37:44 PM
BidDaddyBigBucks$25.002/17/2011 6:37:07 PM
1800porsche$25.002/17/2011 11:31:35 PM
orindalender$50.002/18/2011 6:50:15 AM
paladin847$31.962/18/2011 10:11:12 AM
wwwUniversal$25.002/18/2011 10:13:26 AM
kid8549$25.002/18/2011 10:11:17 AM
bentonlending$50.002/18/2011 6:09:27 PM
revenue-trombone5$50.002/18/2011 6:46:58 PM
skuba$100.002/19/2011 2:23:50 AM
exchange-squirrel$25.002/19/2011 3:59:42 AM
a-versatile-power$25.002/19/2011 4:39:42 AM
myworld701$25.002/19/2011 9:12:20 AM
sensible-order2$100.002/19/2011 9:50:50 AM
ThomasC$50.002/19/2011 12:33:32 PM
thedoctor$100.002/19/2011 12:35:01 PM
cognizant-rate732$25.002/19/2011 12:36:30 PM
scottburger$25.002/19/2011 12:52:16 PM
ac787$25.002/19/2011 12:54:24 PM
p123$25.002/19/2011 12:40:40 PM
kyomoon$50.002/17/2011 5:39:20 PM
Jay_Tee$50.002/17/2011 5:55:55 PM
nimble-money0$25.002/17/2011 6:00:57 PM
Tradesmanlender$50.002/17/2011 6:09:29 PM
blot44$25.002/17/2011 6:07:18 PM
don8ter$25.002/17/2011 6:10:55 PM
jonandmeg21$50.002/17/2011 6:09:11 PM
CBO-Enterprise$50.002/17/2011 6:12:29 PM
DukSerduk$25.002/17/2011 6:11:39 PM
benjamins-utopia$100.002/17/2011 6:17:11 PM
hitsman$50.002/17/2011 6:18:13 PM
Brisket_Bob$25.002/17/2011 6:18:48 PM
BankingFamily$50.002/17/2011 6:20:03 PM
camaraderi-atmosphere$100.002/17/2011 6:20:54 PM
Pickmar$25.002/17/2011 6:21:37 PM
community-pipeline$25.002/17/2011 6:31:48 PM
rockstar78$50.002/17/2011 6:35:58 PM
RetirementMoney$25.002/17/2011 6:43:48 PM
Tylerh$100.002/17/2011 10:39:52 PM
sharpey$25.002/18/2011 5:47:33 AM
skillful-treasure37$50.002/18/2011 10:06:39 AM
duty-windmill$25.002/18/2011 10:11:21 AM
amit_gu$25.002/18/2011 12:26:31 PM
indomitable-coin$50.002/18/2011 12:30:31 PM
radforj22$50.002/18/2011 1:53:39 PM
cashhelp$60.002/18/2011 3:28:53 PM
reflective-rupee$25.772/18/2011 4:18:03 PM
restless-currency$50.002/18/2011 5:59:25 PM
fallentimbers$25.002/19/2011 6:54:43 AM
BoughtTheFarm$25.002/19/2011 7:49:17 AM
velocity-solo$25.002/19/2011 9:13:11 AM
Bio-physicist$45.982/19/2011 9:46:20 AM
mclark340$75.002/19/2011 10:21:17 AM
mpactlender$25.002/19/2011 10:11:33 AM
commanding-income774$25.002/19/2011 11:24:21 AM
be_wise$25.002/19/2011 12:32:08 PM
LoanAngel$25.002/19/2011 12:31:16 PM
danny-lender$50.002/19/2011 12:34:19 PM
Sigonio$25.002/19/2011 12:35:25 PM
acropiloterau2002$25.002/19/2011 12:35:44 PM
versatile-commerce$25.002/19/2011 3:56:53 PM
flexiboy35$25.002/19/2011 10:05:01 PM
db0973$25.002/20/2011 6:10:20 AM
credit-launcher773$25.002/20/2011 4:18:32 AM
supersarah61$50.002/20/2011 8:24:15 AM
87 Investments
 
Borrower Payment Dependent Notes Series 494176
This series of Notes was issued and sold upon the funding of the borrower loan #47390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $196.40
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1983 Debt/Income ratio: 28%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 20Length of status:14y 0m
Amount delinquent: $0 Total credit lines: 58 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,140Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: meteoric-dough Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 780-799 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
780-799 (Oct-2010)
800-819 (Jun-2010)
800-819 (Dec-2009)
 
Principal balance: $3,866.66 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Small home improvement loan needed
Purpose of loan:
This loan will be used to...Create a finished basement for added living space and to increase value of our home. We are choosing Prosper for a loan because it is a sensible way to leverage our money at this time.

My financial situation:
I am a good candidate for this loan because...I have been with my company in an upper management position for 15 years.


Monthly net income: $20,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 9:03:37 AM
enthralling-deal180$75.002/17/2011 9:09:38 AM
benjamins-utopia$100.002/17/2011 9:12:36 AM
Pickmar$25.002/17/2011 9:14:35 AM
dime-smasher5$25.002/17/2011 9:15:03 AM
AFairDeal$75.002/17/2011 9:14:21 AM
simplelender80$100.002/17/2011 9:13:15 AM
theboat$25.002/17/2011 9:15:50 AM
organized-payment6$50.002/17/2011 9:19:58 AM
kmr2$100.002/17/2011 9:22:21 AM
lendacity$25.002/17/2011 9:28:25 AM
credit-bliss8$25.002/17/2011 9:29:25 AM
irrelevant$50.002/17/2011 11:34:51 AM
triumph329$25.002/17/2011 12:38:40 PM
blooming-kindness$42.082/17/2011 12:57:46 PM
Tradesmanlender$35.002/17/2011 2:30:45 PM
reflective-rupee$500.772/17/2011 3:21:23 PM
marketplace-cello5$25.002/17/2011 5:00:13 PM
bid-czar8$100.002/17/2011 5:03:47 PM
paqattack$70.002/17/2011 7:19:50 PM
aiming_for_42$25.002/17/2011 9:39:08 PM
Artist_Blue$25.002/18/2011 6:04:54 AM
chameleon125$25.002/18/2011 6:40:12 AM
usaUmp$100.002/18/2011 8:58:58 AM
CE88$75.002/18/2011 3:08:50 PM
engaging-worth$25.002/18/2011 8:00:45 PM
BlueProteus$25.002/18/2011 7:49:49 PM
BoughtTheFarm$25.002/19/2011 7:49:16 AM
LittleMingo$25.002/19/2011 9:05:39 AM
highyield$33.002/19/2011 11:59:25 AM
jazzlender$25.002/19/2011 12:40:54 PM
foldingbenny2$60.002/19/2011 1:20:46 PM
jpblan11$39.392/19/2011 3:43:20 PM
friendinmoney$25.002/19/2011 8:47:47 PM
wise-spiritual-commitment$50.002/20/2011 12:50:09 AM
gethsemane4$25.002/20/2011 9:59:39 AM
principal-injector2$50.002/20/2011 3:44:48 PM
Rockymtnhi$100.002/20/2011 3:55:29 PM
Nicedad72$44.732/20/2011 5:11:09 PM
coin-sphinx4$50.002/20/2011 10:46:47 PM
investor_101$50.002/20/2011 8:54:02 PM
lender2662$122.802/20/2011 10:25:24 PM
keichi03$50.002/21/2011 6:52:50 AM
Travis247$50.002/21/2011 7:11:46 AM
MoneyTree79$50.002/21/2011 7:09:40 AM
Pulchritudinous$25.002/17/2011 9:06:31 AM
kulender$100.002/17/2011 9:07:50 AM
melodious-fairness$100.002/17/2011 9:12:54 AM
BxRealtor$25.002/17/2011 9:13:59 AM
selector568$50.002/17/2011 9:15:31 AM
GrayStudio$25.002/17/2011 9:22:55 AM
don8ter$25.002/17/2011 9:23:30 AM
HamachiMan$50.002/17/2011 9:24:23 AM
macjp123$25.002/17/2011 9:26:48 AM
velocity-solo$25.002/17/2011 9:27:49 AM
psonicl$50.002/17/2011 9:34:26 AM
eaglecamp$400.002/17/2011 9:46:37 AM
choss02$100.002/17/2011 9:44:10 AM
phaded$25.002/17/2011 9:52:18 AM
hopeful-truth5$100.002/17/2011 3:42:29 PM
RandyL3$25.002/17/2011 3:23:44 PM
felicity-loyalist0$25.002/17/2011 3:38:17 PM
Feyenoord$25.002/17/2011 5:27:28 PM
ac787$25.002/17/2011 5:44:35 PM
trade-surge3$25.002/17/2011 6:04:47 PM
RyanTH9893$25.002/17/2011 6:52:53 PM
sweety075$25.002/17/2011 9:18:46 PM
OzGuy609$25.002/17/2011 9:20:33 PM
Tylerh$100.002/17/2011 10:42:43 PM
penny-finder$33.392/17/2011 11:22:23 PM
MacAtk$100.002/18/2011 8:24:08 AM
economy-tuba7$200.002/18/2011 10:10:18 AM
goodhearted-basis4$25.002/18/2011 10:13:30 AM
radforj22$25.002/18/2011 1:52:37 PM
Astyanax$40.002/18/2011 3:03:40 PM
thankful-nickel2$25.002/18/2011 4:32:55 PM
SteadyOne$25.002/18/2011 7:41:42 PM
upperdeck$25.002/18/2011 9:12:05 PM
Johnab$25.002/18/2011 8:51:16 PM
loanman2007$100.002/19/2011 3:59:03 AM
GeorgiaGator$28.552/19/2011 3:59:26 AM
1800porsche$25.002/19/2011 9:14:04 AM
grnii78$100.002/19/2011 9:22:01 AM
all_of_that_one$25.002/19/2011 9:48:29 AM
Aaron_Oz$25.002/19/2011 9:57:55 AM
harperpotok$50.002/19/2011 9:55:36 AM
RJ-Pilot$50.002/19/2011 3:33:59 PM
MadHun$100.002/19/2011 8:59:26 PM
bazaar-winner$25.002/19/2011 10:44:24 PM
DasMula$27.002/20/2011 11:08:11 AM
kushka$25.002/20/2011 10:22:59 AM
green-unrivaled-felicity$78.232/20/2011 1:22:32 PM
CASSHMAN$75.002/20/2011 3:30:15 PM
lucrative-durability$25.002/20/2011 4:49:49 PM
DAVEJPHILL$30.002/20/2011 5:38:08 PM
greenback-ally$50.002/20/2011 9:56:25 PM
jeffpac$50.002/21/2011 6:44:43 AM
enchanted-yield4$50.002/21/2011 6:45:19 AM
best-point-flow$75.002/21/2011 6:58:54 AM
WalnutCreekguy$50.002/21/2011 7:26:49 AM
GoldenGo4$280.062/21/2011 7:39:43 AM
VBPlayer$35.002/21/2011 7:36:05 AM
102 Investments
 
Borrower Payment Dependent Notes Series 494178
This series of Notes was issued and sold upon the funding of the borrower loan #47289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $273.38
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2003 Debt/Income ratio: 21%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,001Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: wealth-captain Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Graduate School Debt
Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stable job and high income with little expenses. I am also highly educated with an undergraduate degree in mechanical engineering and masters in technology management. I am interested in consolidating credit card debts from my time in graduate school.

Monthly Budget:

Monthly net income: $5,000
Housing: $415
Car Insurance: $180
Car expenses: $235
Utilities: $130
Phone, cable, internet: $30
Student loans: $303.63
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 9:07:51 AM
benjamins-utopia$100.002/17/2011 9:12:37 AM
melodious-fairness$100.002/17/2011 9:12:55 AM
simplelender80$100.002/17/2011 9:13:17 AM
one-midas$25.002/17/2011 9:20:13 AM
GrayStudio$25.002/17/2011 9:22:56 AM
HamachiMan$50.002/17/2011 9:24:25 AM
don8ter$25.002/17/2011 9:23:32 AM
investment-artist$25.002/17/2011 9:23:03 AM
velocity-solo$25.002/17/2011 9:27:50 AM
macjp123$25.002/17/2011 9:26:46 AM
Edwardtomo$50.002/17/2011 9:31:01 AM
lendacity$25.002/17/2011 9:28:30 AM
ErrantG$57.002/17/2011 10:58:11 AM
Elbanko$30.002/17/2011 11:14:05 AM
triumph329$50.002/17/2011 12:33:04 PM
newest-funds-powerplant$25.002/17/2011 1:11:32 PM
bid-czar8$100.002/17/2011 5:03:49 PM
marketplace-cello5$25.002/17/2011 6:47:41 PM
RyanTH9893$25.002/17/2011 6:58:11 PM
imdave4me$50.002/18/2011 12:50:53 PM
spiff666$25.002/19/2011 8:40:59 AM
Peacepower$31.362/19/2011 9:45:12 AM
harperpotok$100.002/19/2011 12:06:18 PM
p2ploan-sensation211$25.002/19/2011 12:56:21 PM
brightest-fascinating-principal$40.002/19/2011 1:13:34 PM
kind-important-liberty9$25.002/19/2011 1:26:58 PM
1800porsche$25.002/19/2011 9:14:56 PM
rockhound84$25.002/20/2011 7:44:26 AM
principal-injector2$50.002/20/2011 3:44:49 PM
Rockymtnhi$100.002/20/2011 3:55:30 PM
CapStack$25.002/20/2011 5:02:06 PM
principal-bull$25.002/20/2011 5:32:17 PM
the-silver-blaster$50.002/21/2011 1:13:30 AM
B-rad_the_Coug$25.002/21/2011 1:44:13 AM
chrisb1414$25.002/21/2011 6:04:47 AM
Preferred-Lender$25.002/21/2011 8:00:32 AM
commerce-yeller$30.002/21/2011 8:24:46 AM
brightest-dynamic-peace$25.002/21/2011 9:56:20 AM
orderly-leverage$100.002/21/2011 10:09:50 AM
gain-gourd$100.002/21/2011 12:01:10 PM
agalt$75.002/21/2011 12:11:21 PM
PaulW$25.002/21/2011 12:09:47 PM
djwinfo$539.212/21/2011 12:18:59 PM
green-thoughtful-yield$100.002/21/2011 12:23:48 PM
inspiring-reward$150.002/21/2011 12:55:19 PM
flexible-duty3$30.002/21/2011 1:01:10 PM
CA-Lender$25.002/21/2011 1:08:56 PM
jigsaw$100.002/21/2011 1:31:48 PM
penny-finder$30.002/21/2011 1:24:57 PM
QuidProQuo4u$25.002/21/2011 1:43:05 PM
cathexis$25.002/21/2011 1:40:48 PM
Sixmil$75.002/21/2011 1:35:21 PM
wa_boarder$40.002/21/2011 1:35:58 PM
RIVERHTS$50.002/21/2011 2:10:18 PM
kander80$25.002/21/2011 2:53:46 PM
Luckas73$50.002/21/2011 2:15:41 PM
Astyanax$40.002/21/2011 4:07:58 PM
bondhedger$25.002/21/2011 4:54:06 PM
innocent-deal$50.002/21/2011 6:19:09 PM
SnakeV$25.002/21/2011 5:43:24 PM
Pitufo$25.002/21/2011 6:20:17 PM
meenan$50.002/21/2011 7:24:30 PM
Christophe$25.002/21/2011 7:04:20 PM
BeatrixKiddo$25.002/21/2011 6:38:00 PM
thankful-nickel2$25.002/21/2011 7:04:21 PM
BidDaddyBigBucks$50.002/21/2011 8:00:14 PM
mirageseeker$200.002/21/2011 7:58:39 PM
FinanceEngine$25.002/21/2011 7:50:55 PM
GiftViftdotcom$25.002/21/2011 8:19:22 PM
gallant-economy9$97.462/21/2011 9:35:36 PM
BidDaddyBigBucks$500.002/21/2011 8:25:46 PM
cash-cymbal$50.002/21/2011 8:39:04 PM
enthralling-deal180$75.002/17/2011 9:09:38 AM
selector568$50.002/17/2011 9:15:30 AM
BxRealtor$25.002/17/2011 9:14:00 AM
kmr2$100.002/17/2011 9:22:22 AM
organized-payment6$50.002/17/2011 9:19:59 AM
psonicl$50.002/17/2011 9:34:28 AM
AccelerateSM$50.002/17/2011 10:18:59 AM
irrelevant$50.002/17/2011 11:34:53 AM
choss02$100.002/17/2011 11:12:14 AM
Tradesmanlender$35.002/17/2011 2:30:47 PM
vutah$50.002/17/2011 5:10:54 PM
SolarMoonshine$25.002/17/2011 5:42:10 PM
aiming_for_42$25.002/17/2011 9:38:01 PM
Tylerh$100.002/17/2011 10:42:45 PM
angel879$25.002/17/2011 10:46:38 PM
BACKJUDGE$25.002/18/2011 6:33:29 AM
Brisket_Bob$50.002/18/2011 5:48:23 AM
all_of_that_one$30.002/18/2011 7:10:56 AM
Artist_Blue$25.002/18/2011 9:00:08 AM
radforj22$25.002/18/2011 1:52:42 PM
CE88$25.002/18/2011 3:11:09 PM
Corellia$100.002/18/2011 6:16:17 PM
vutah$25.002/18/2011 8:57:54 PM
primed$25.002/19/2011 9:44:23 AM
upperdeck$25.002/19/2011 10:11:28 AM
engaging-worth$25.002/19/2011 11:17:26 AM
jazzlender$25.002/19/2011 12:40:55 PM
Occhy$50.002/19/2011 1:20:33 PM
Sealion$50.002/19/2011 2:26:10 PM
priceless-cash5$25.002/19/2011 3:02:46 PM
MonkeyHero$30.002/19/2011 3:39:58 PM
MadHun$100.002/19/2011 8:59:27 PM
wise-spiritual-commitment$50.002/20/2011 12:50:11 AM
gethsemane4$25.002/20/2011 9:59:40 AM
investor_101$50.002/20/2011 8:54:03 PM
epall$25.002/20/2011 8:00:31 PM
jeffpac$50.002/21/2011 6:44:45 AM
Q9-X3$50.002/21/2011 7:21:07 AM
black-plague$100.002/21/2011 8:06:03 AM
rss197$31.682/21/2011 8:20:17 AM
point-shooter$50.002/21/2011 8:42:04 AM
momoney2lend$25.002/21/2011 8:50:26 AM
RandyL3$25.002/21/2011 8:59:34 AM
janetatucla$50.002/21/2011 9:26:43 AM
mirageseeker$200.002/21/2011 9:32:23 AM
mgking007$25.002/21/2011 9:32:55 AM
rebellender$25.002/21/2011 10:05:34 AM
RetirementMoney$25.002/21/2011 10:17:25 AM
A1Scott$33.182/21/2011 11:01:02 AM
blue-useful-auction$25.002/21/2011 11:47:06 AM
jbaum$40.002/21/2011 12:20:21 PM
lincs$25.002/21/2011 12:56:09 PM
admirable-income9$25.002/21/2011 1:06:49 PM
elevated-generosity$84.682/21/2011 1:02:15 PM
gtdane$40.432/21/2011 1:33:12 PM
trade-boots1$300.002/21/2011 2:04:07 PM
Fenix878$25.002/21/2011 2:09:49 PM
moola-escalator$50.002/21/2011 2:10:51 PM
chrisb1414$25.002/21/2011 2:35:59 PM
malomar66$50.002/21/2011 2:40:13 PM
first-serene-credit$25.002/21/2011 3:04:21 PM
Preteur$25.002/21/2011 4:19:18 PM
best-ingenious-funds$25.002/21/2011 4:00:22 PM
flexible-fund6$50.002/21/2011 4:44:58 PM
the-money-gargantuan$25.002/21/2011 4:59:37 PM
versatile-return3$100.002/21/2011 7:09:07 PM
jslo722$25.002/21/2011 6:40:33 PM
coin-investor$25.002/21/2011 7:53:59 PM
barefootpaul$35.002/21/2011 8:09:42 PM
supersarah61$50.002/21/2011 7:39:03 PM
BidDaddyBigBucks$50.002/21/2011 8:18:40 PM
simiray$50.002/21/2011 9:02:15 PM
145 Investments
 
Borrower Payment Dependent Notes Series 494196
This series of Notes was issued and sold upon the funding of the borrower loan #47323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $174.16
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1984 Debt/Income ratio: 15%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,701Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: zxcvb Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off higher interest debt at 22% interest.

My financial situation:
I am a good candidate for this loan because...I, have been on the same job 21 years. I also have a part time job. I pay my bills, as evidenced by my credit report. My family lives well within our means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
RetirementMoney$25.002/18/2011 9:01:30 AM
BxRealtor$25.002/18/2011 9:18:46 AM
simplelender80$100.002/18/2011 9:17:09 AM
organized-payment6$50.002/18/2011 9:23:35 AM
dime-smasher5$25.002/18/2011 9:25:01 AM
don8ter$25.002/18/2011 9:30:19 AM
HamachiMan$50.002/18/2011 9:30:47 AM
macjp123$25.002/18/2011 9:34:45 AM
enthralling-deal180$75.002/18/2011 10:16:09 AM
amit_gu$25.002/18/2011 12:29:56 PM
vutah$25.002/18/2011 12:33:59 PM
Oak-Parker$25.002/18/2011 12:53:05 PM
top-note-jamboree$50.002/18/2011 2:30:44 PM
kinetic-social$25.002/18/2011 2:39:55 PM
Astyanax$45.002/18/2011 2:57:54 PM
accelerator96$25.002/18/2011 4:32:11 PM
thankful-nickel2$25.002/18/2011 4:26:30 PM
engaging-worth$25.002/18/2011 7:55:48 PM
reflective-rupee$255.002/18/2011 8:29:08 PM
benjamins-utopia$100.002/18/2011 9:16:35 AM
a-responsible-return$50.002/18/2011 9:22:15 AM
Pulchritudinous$25.002/18/2011 9:21:41 AM
AFairDeal$75.002/18/2011 9:24:20 AM
Tradesmanlender$50.002/18/2011 9:25:57 AM
irrelevant$50.002/18/2011 9:37:07 AM
Tylerh$100.002/18/2011 9:41:48 AM
penny-plato$25.002/18/2011 9:51:29 AM
payment-halo$25.002/18/2011 10:32:41 AM
CPA-Banker$50.002/18/2011 12:18:37 PM
sunrise16$75.002/18/2011 11:55:39 AM
openness-viking$100.002/18/2011 1:42:31 PM
kulender$100.002/18/2011 2:11:57 PM
SC2TX$200.002/18/2011 4:03:46 PM
best-generosity-financier$25.002/18/2011 6:29:42 PM
Global_Lender$25.002/18/2011 5:59:21 PM
35 Investments
 
Borrower Payment Dependent Notes Series 494202
This series of Notes was issued and sold upon the funding of the borrower loan #47353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1992 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 15 / 13Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 43 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,878Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: peso-spectacle Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payroll & Homeschool Development
Purpose of loan:
This loan will be used to? help my business grow the new homeschool division.? We have been moved from one building to another, resulting in resources being removed and limited.? I want to provide a homeschool that is full of opportunity and has resources available for students and teachers to be successful.

My financial situation:
I am a good candidate for this loan because? I am paid by the homeschool community well, and am able to pay back large amounts on time.? I have had my business for a full 13 years, as well as have been involved in the same homeschool community for 10 years.
Monthly net income: $ 6000.00Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 350
??Car expenses: $ 600
??Utilities: $ 150
??Phone, cable, internet: $ 240
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: 1. Why are you delinquent on two accounts and what are they? 2. Where will the money come to pay this loan back? 3. Will this somehow increase your monthly income? - YurshotCapital
A: The 2 current deliquent accounts were because I recently had fraudulent activity within my bank account; this resulted in payments that were automatically deducted being returned. I, however, wasn't notified in time. They have since been rectified. They have been paid, and the balances are no longer part of my debt, so yes, it will increase my income slightly since they are gone now. Thank you! (Feb-18-2011)
Q: Wasn't your listing canceled before? Why was it canceled? - impala6464
A: Unfortunately, yes, this listing was cancelled previously. My apologies to the investors who took the time to invest and then have it cancelled. It was simply a glitch with the bank account I had listed; it was suggested that I withdraw and relist. The bank account listed now will be accessible and this loan will be completed if it gets funded. (Feb-19-2011)
Q: what is the mortgage you are carrying on your home and what is the homes estimated value. - loss-of-control
A: The total mortgage balance on my home is $383,000 on my 1st and $83,000 on the 2nd. The market value of my home on zillow.com is $397,000. (Jan-29-2011) (Feb-20-2011)
Q: please explain what makes up your large revolving credit balance. - loss-of-control
A: The large revolving credit balances are due to 2nd lines of credits on houses that we own. There are 3 lines of credit open currently that are considered 'revolving'. (Feb-20-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/17/2011 9:09:14 AM
kulender$100.002/17/2011 9:10:11 AM
Kash2010lu$35.002/17/2011 9:13:05 AM
greencat$50.002/17/2011 9:15:52 AM
diplomatic-wealth7$25.002/17/2011 9:26:24 AM
tech310$50.002/17/2011 9:32:50 AM
DasMula$27.002/17/2011 11:00:30 AM
realtormoises$25.002/17/2011 11:15:12 AM
rockstar78$25.002/17/2011 1:26:37 PM
hptcrabbers$25.002/17/2011 2:32:14 PM
brmar$25.002/17/2011 6:49:59 PM
RMB-Investments$50.002/17/2011 7:56:52 PM
debt-force$25.002/18/2011 4:16:10 AM
GElender$25.002/18/2011 6:06:31 AM
larryboy10$25.002/18/2011 10:13:54 AM
108lender$100.002/18/2011 2:11:50 PM
rysil$50.002/18/2011 4:49:43 PM
economy-producer$25.002/18/2011 7:19:51 PM
impala6464$75.002/18/2011 11:45:28 PM
spsavage$25.002/19/2011 3:38:13 AM
Makingitrain$25.002/19/2011 4:18:45 AM
cycle198$43.032/19/2011 6:40:56 AM
the-discrete-income$50.002/19/2011 10:41:03 AM
the-silver-blaster$50.002/19/2011 11:08:56 AM
SeaSkyGuy71$25.002/19/2011 12:07:41 PM
valiant-liberty4$25.002/19/2011 12:31:08 PM
TCR3$27.442/19/2011 12:36:01 PM
GordoMG$50.002/19/2011 2:19:14 PM
LR_Biker$50.002/19/2011 3:24:00 PM
randsenterprise$25.002/19/2011 7:23:57 PM
JPMorrisLegacyFund$50.002/19/2011 7:44:29 PM
zone6$100.002/20/2011 12:13:58 AM
dckpolo$25.002/20/2011 8:14:32 AM
ingenious-interest1$50.002/20/2011 9:50:35 AM
unclejaef$25.002/20/2011 10:14:04 AM
asiaratt$50.002/21/2011 2:39:13 AM
bid-czar8$50.002/21/2011 3:03:56 AM
sjo1984111$25.002/21/2011 4:36:26 AM
rate-sceptre$50.002/21/2011 5:56:52 AM
goodhearted-gold3$44.282/21/2011 6:01:37 AM
wise-benjamins-fortress$25.002/21/2011 6:28:51 AM
Ananya$25.002/21/2011 6:36:05 AM
helpful-credit156$44.642/21/2011 7:02:58 AM
Q9-X3$100.002/21/2011 7:28:34 AM
jazzlender$25.002/21/2011 7:27:32 AM
kendallv$25.002/21/2011 8:05:21 AM
agalt$50.002/21/2011 9:46:13 AM
sweet-payout5$25.002/21/2011 10:00:59 AM
moola-trumpeter$25.002/21/2011 10:55:47 AM
orionn1$35.002/21/2011 11:26:51 AM
gain-gourd$75.002/21/2011 11:43:57 AM
ivadood$50.002/21/2011 12:53:05 PM
sappy02$25.002/21/2011 12:51:35 PM
inspiring-reward$150.002/21/2011 12:53:19 PM
CA-Lender$25.002/21/2011 1:07:37 PM
jigsaw$50.002/21/2011 1:32:40 PM
moola-escalator$25.002/21/2011 2:19:56 PM
consummate-loyalty1$50.002/21/2011 2:34:07 PM
worldly-gold$50.002/21/2011 3:08:47 PM
principal-trombone$50.002/21/2011 3:14:12 PM
JClives$50.002/21/2011 4:01:02 PM
velocity-solo$25.002/21/2011 4:38:50 PM
Rogesparkguy$25.002/21/2011 4:06:41 PM
thefork$50.002/21/2011 4:10:38 PM
tashara$25.002/21/2011 4:22:36 PM
Rob717171$50.002/21/2011 4:40:00 PM
logical-loyalty0$25.002/21/2011 4:40:13 PM
Dowanhill$25.002/21/2011 4:40:19 PM
SweatyBalls$25.002/21/2011 4:39:58 PM
HedgeFund$50.002/21/2011 4:40:10 PM
seanambrose$25.002/21/2011 4:40:17 PM
suave-dime6$25.002/17/2011 9:12:18 AM
HamachiMan$50.002/17/2011 9:24:32 AM
profit-powerplant$25.002/17/2011 9:24:59 AM
genius520$100.002/17/2011 9:25:20 AM
musegaze$100.002/17/2011 9:29:13 AM
Jack55304$300.002/17/2011 9:26:01 AM
Ruckus888$50.002/17/2011 9:30:44 AM
jiggaman7$75.002/17/2011 9:30:18 AM
symbiosis$50.002/17/2011 10:05:12 AM
JJ9876$25.002/17/2011 10:02:40 AM
irrelevant$50.002/17/2011 11:35:21 AM
exchange-pledge$100.002/17/2011 12:53:47 PM
Bomber$50.002/17/2011 4:20:52 PM
order-brigade$25.002/17/2011 4:39:28 PM
order-brigade$25.002/17/2011 4:39:12 PM
droopie1$25.002/17/2011 8:48:49 PM
credit-fox3$25.002/17/2011 10:37:37 PM
Tylerh$100.002/17/2011 10:51:36 PM
zorg77$25.002/18/2011 7:08:11 AM
choss02$50.002/18/2011 8:53:15 AM
Bob450$25.002/18/2011 8:51:06 AM
orangetrust$100.002/18/2011 12:45:25 PM
ready-vigilance3$50.002/18/2011 1:56:36 PM
foxtrot12$100.002/18/2011 3:45:24 PM
alterlatina$25.002/18/2011 4:19:52 PM
SFBank$100.002/18/2011 7:22:40 PM
papaloha$25.002/19/2011 2:41:00 AM
jga516$25.002/19/2011 5:30:26 AM
Joyflyer$300.002/19/2011 6:35:42 AM
jjswanso$50.002/19/2011 8:07:58 AM
the-profit-oracle$25.002/19/2011 9:24:15 AM
cash-reaction2$50.002/19/2011 9:51:32 AM
orderly-leverage$50.002/19/2011 9:58:40 AM
Megaton$25.002/19/2011 10:16:57 AM
liberty-destiny3$25.002/19/2011 11:44:13 AM
liberty-society5$25.002/19/2011 12:06:48 PM
p123$25.002/19/2011 12:40:18 PM
GrowTK$25.002/19/2011 5:04:43 PM
vibraphone3$50.002/19/2011 5:55:10 PM
supersarah61$25.002/19/2011 6:39:30 PM
autonomous-truth$100.002/19/2011 8:29:52 PM
ds5184$25.002/20/2011 6:04:30 AM
conqueror048$25.002/20/2011 10:18:23 AM
HelpfulLender1$25.002/20/2011 3:54:38 PM
MrBailey$25.552/20/2011 3:55:11 PM
fortytwo$50.002/20/2011 5:28:45 PM
brightest-excellent-rate$200.002/20/2011 8:19:38 PM
B2152$25.002/21/2011 6:02:58 AM
Tammy102800$25.002/21/2011 5:59:39 AM
best-point-flow$25.002/21/2011 6:22:27 AM
gala279$50.002/21/2011 6:35:54 AM
Tikibarman$25.002/21/2011 6:55:19 AM
zone8$50.002/21/2011 6:45:25 AM
ITExec$100.002/21/2011 7:25:13 AM
Preferred-Lender$25.002/21/2011 7:59:57 AM
momoney2lend$25.002/21/2011 8:29:44 AM
Socal$83.142/21/2011 8:42:28 AM
point-kitten6$50.002/21/2011 8:49:35 AM
the-bid-sorcerer$50.002/21/2011 10:31:26 AM
Pitufo$25.002/21/2011 11:50:21 AM
SIU_Saluki_Lending$31.952/21/2011 11:55:47 AM
circuitfive$25.002/21/2011 12:13:01 PM
green-thoughtful-yield$50.002/21/2011 12:22:02 PM
pokey38650$25.002/21/2011 12:24:05 PM
j-lender$50.002/21/2011 1:06:12 PM
finance-mushroom$100.002/21/2011 1:19:45 PM
svandgts$48.532/21/2011 1:28:41 PM
kindness-hickory5$50.002/21/2011 1:50:34 PM
whitewolf7$55.002/21/2011 1:39:02 PM
Fenix878$25.002/21/2011 2:10:11 PM
ore-leather$50.002/21/2011 2:15:48 PM
ddog0224$50.002/21/2011 3:25:13 PM
eriqnoodle$25.002/21/2011 4:15:59 PM
ThatDanGuy$50.002/21/2011 4:40:24 PM
responsibility-blanket6$34.372/21/2011 4:35:48 PM
magnolia161$50.002/21/2011 4:40:01 PM
washboard1$50.002/21/2011 4:40:14 PM
credit-sycamore4$50.002/21/2011 4:40:21 PM
payout-bridge$200.002/21/2011 4:35:41 PM
SeaDevil$48.122/21/2011 4:40:16 PM
Medic05$25.002/21/2011 4:40:22 PM
152 Investments
 
Borrower Payment Dependent Notes Series 494270
This series of Notes was issued and sold upon the funding of the borrower loan #47373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1997 Debt/Income ratio: 11%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,508Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: inventive-deal096 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I have excellent credit and repayment ability.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:09 PM
kenji4861$25.002/17/2011 5:40:07 PM
Pulchritudinous$25.002/17/2011 6:06:37 PM
jonandmeg21$50.002/17/2011 6:09:14 PM
don8ter$25.002/17/2011 6:10:57 PM
DukSerduk$25.002/17/2011 6:11:44 PM
jenkris$25.002/17/2011 6:13:43 PM
cebgop$25.002/17/2011 6:11:32 PM
youqianderen$50.002/17/2011 6:15:22 PM
CBO-Enterprise$50.002/17/2011 6:12:34 PM
Phantom99$100.002/17/2011 6:13:21 PM
hitsman$50.002/17/2011 6:18:17 PM
truth-image$50.002/17/2011 6:16:26 PM
benjamins-utopia$100.002/17/2011 6:17:14 PM
BankingFamily$35.282/17/2011 6:20:06 PM
damage$25.002/17/2011 6:21:24 PM
camaraderi-atmosphere$100.002/17/2011 6:20:57 PM
sk10023$25.002/17/2011 6:28:28 PM
docdekay$100.002/17/2011 6:31:10 PM
choss02$50.002/17/2011 6:30:19 PM
einvest1$50.002/17/2011 6:34:20 PM
RetirementMoney$25.002/17/2011 6:44:20 PM
Tylerh$100.002/17/2011 10:40:01 PM
1800porsche$25.002/17/2011 11:31:41 PM
Dollars4Rent$50.002/18/2011 2:40:42 AM
Loansforyou$50.002/18/2011 10:08:23 AM
indomitable-coin$50.002/18/2011 12:30:44 PM
reflective-rupee$1,000.772/18/2011 5:09:56 PM
a-responsible-return$50.002/17/2011 5:56:41 PM
nimble-money0$25.002/17/2011 6:00:58 PM
BaxterEvil$25.002/17/2011 6:00:12 PM
blot44$25.002/17/2011 6:07:20 PM
compoundinterest$50.002/17/2011 6:10:12 PM
organized-payment6$25.002/17/2011 6:08:16 PM
Tradesmanlender$50.002/17/2011 6:09:34 PM
meux99$25.002/17/2011 6:14:15 PM
Brisket_Bob$25.002/17/2011 6:18:50 PM
KWarrior$50.002/17/2011 6:19:06 PM
axl163$25.002/17/2011 6:20:40 PM
Pickmar$25.002/17/2011 6:21:39 PM
the-upbeat-p2p$50.002/17/2011 6:29:07 PM
community-pipeline$25.002/17/2011 6:31:49 PM
exchange-pledge$100.002/17/2011 6:35:22 PM
rockstar78$50.002/17/2011 6:36:01 PM
BidDaddyBigBucks$25.002/17/2011 6:37:10 PM
bowdish1$50.002/18/2011 2:41:54 AM
sharpey$25.002/18/2011 5:47:31 AM
orindalender$50.002/18/2011 6:50:19 AM
skillful-treasure37$50.002/18/2011 10:06:43 AM
restless-currency$50.002/18/2011 5:59:26 PM
NaperLender$50.002/18/2011 6:38:38 PM
best-generosity-financier$25.002/18/2011 6:25:55 PM
HealthAndSafety$100.002/18/2011 11:28:20 PM
loot-supporter2$25.002/19/2011 3:24:07 AM
greenback-guard$25.002/19/2011 4:16:20 AM
wwwUniversal$25.002/19/2011 3:47:32 AM
radforj22$50.002/19/2011 4:00:34 AM
57 Investments
 
Borrower Payment Dependent Notes Series 494274
This series of Notes was issued and sold upon the funding of the borrower loan #47380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $296.08
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2005 Debt/Income ratio: 6%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 8 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,356Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: melodious-transparency3 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
need to pay off credit card
Purpose of loan:
pay off credit card

My financial situation:
need it to pay 4k for credit card . have enough income to payoff the loan .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:23 PM
vutah$25.002/17/2011 5:34:18 PM
benjamins-utopia$50.002/17/2011 5:41:50 PM
BxRealtor$25.002/17/2011 5:49:01 PM
Chutney$50.002/17/2011 5:54:01 PM
a-responsible-return$50.002/17/2011 5:56:46 PM
adventurous-commerce$25.002/17/2011 5:58:49 PM
velocity-solo$25.002/17/2011 6:05:00 PM
GrayStudio$25.002/17/2011 6:23:01 PM
don8ter$25.002/17/2011 6:23:24 PM
irrelevant$50.002/17/2011 6:32:35 PM
RetirementMoney$25.002/17/2011 6:33:08 PM
credit-guard5$25.002/17/2011 6:51:28 PM
RyanTH9893$25.002/17/2011 7:07:40 PM
openness-viking$100.002/18/2011 12:27:43 AM
Dan4703$25.002/18/2011 2:41:12 AM
rakem777$25.002/18/2011 7:57:38 AM
indomitable-coin$50.002/18/2011 12:30:45 PM
ryguy150$25.002/18/2011 2:18:46 PM
thankful-nickel2$25.002/18/2011 4:31:01 PM
fallentimbers$25.002/19/2011 6:55:07 AM
BoughtTheFarm$25.002/19/2011 7:49:18 AM
pashonu$25.002/19/2011 9:13:35 AM
marketplace-cello5$25.002/19/2011 9:13:49 AM
bid-czar8$100.002/19/2011 9:12:58 AM
radforj22$25.002/19/2011 11:39:00 AM
LightTheWay$50.002/19/2011 12:30:58 PM
enthralling-deal180$100.002/17/2011 5:32:38 PM
melodious-fairness$50.002/17/2011 5:44:16 PM
simplelender80$100.002/17/2011 5:45:29 PM
Pulchritudinous$25.002/17/2011 5:55:27 PM
organized-payment6$50.002/17/2011 6:02:48 PM
AFairDeal$75.002/17/2011 6:03:37 PM
dime-smasher5$25.002/17/2011 6:05:42 PM
Tradesmanlender$50.002/17/2011 6:09:35 PM
scrappy-bonus2$25.002/17/2011 6:21:50 PM
newest-funds-powerplant$50.002/17/2011 6:23:41 PM
HamachiMan$50.002/17/2011 6:24:20 PM
macjp123$25.002/17/2011 6:27:03 PM
dogdog$50.002/17/2011 6:36:32 PM
amit_gu$50.002/17/2011 7:14:40 PM
Tylerh$100.002/17/2011 10:43:23 PM
CE88$54.262/18/2011 1:22:01 AM
rjrventure$53.192/18/2011 6:00:37 AM
momsgirls$70.002/18/2011 12:41:27 PM
reflective-rupee$500.772/18/2011 5:10:28 PM
reflective-rupee$500.772/18/2011 5:10:41 PM
interstellar$29.392/18/2011 5:13:10 PM
engaging-worth$25.002/18/2011 7:56:49 PM
one-midas$25.002/18/2011 9:16:20 PM
loot-supporter2$25.002/19/2011 3:05:34 AM
market-atlantis$25.002/19/2011 6:13:48 AM
spiff666$25.002/19/2011 8:45:42 AM
Drewkeeper$25.002/19/2011 9:06:08 AM
lendacity$25.002/19/2011 9:12:42 AM
sk10023$25.002/19/2011 9:16:25 AM
MrRooster101$25.002/19/2011 9:38:20 AM
Aaron_Oz$25.002/19/2011 9:57:55 AM
market-pudding$25.002/19/2011 12:24:28 PM
Artist_Blue$25.002/19/2011 12:38:27 PM
greenback-guard$25.002/19/2011 12:36:52 PM
61 Investments
 
Borrower Payment Dependent Notes Series 494276
This series of Notes was issued and sold upon the funding of the borrower loan #47356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1999 Debt/Income ratio: 22%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,724Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: mitzika Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Roof loan
Purpose of loan: Replace roof on mobile home
This loan will be used to...

My financial situation:
I am a good candidate for this loan because, I pay my bills on time, have a full-time job, and would be able to pay the loan back in less than the time it allows.


Monthly net income: $2635.00
Monthly expenses: $2310.00
Housing: $325.00 space rent
Insurance: $40.00
Car expenses: $150.00
Utilities: $150.00
Phone, cable, internet: $145.00
Food, entertainment: $350.00
Clothing, household expenses: $250.00
Credit cards and other loans: $400.00
Other expenses: $5000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/17/2011 5:05:42 PM
ultimate-peace$500.002/17/2011 5:14:58 PM
SolarMoonshine$25.002/17/2011 5:16:59 PM
108lender$50.002/18/2011 8:02:56 AM
lendstats_com$50.002/19/2011 5:02:40 PM
VJ_Financial$50.002/19/2011 7:11:15 PM
Runegeld$25.002/19/2011 8:17:02 PM
ZOOOM$25.002/20/2011 10:10:17 PM
glenium$25.002/21/2011 2:56:38 AM
bluehen00$30.002/21/2011 6:40:42 AM
bold-steady-peso$25.002/21/2011 7:12:53 AM
totommb$26.312/21/2011 9:18:18 AM
inspiring-reward$100.002/21/2011 12:55:42 PM
ds5184$25.002/21/2011 5:40:07 PM
green-friendly-bill$125.002/21/2011 5:45:42 PM
zydeco337$25.002/21/2011 6:44:52 PM
loss-of-control$50.002/21/2011 7:05:51 PM
MilitaryLending$25.002/21/2011 5:49:31 PM
rysil$50.002/21/2011 10:07:14 PM
barefootpaul$35.002/21/2011 8:09:25 PM
rate-sceptre$50.002/22/2011 6:54:17 AM
income-rocker2$25.002/22/2011 7:44:44 AM
J-Rott$200.002/22/2011 8:00:34 AM
gelidfrank$25.002/22/2011 12:48:20 PM
revenue-magnolia$26.042/22/2011 12:30:44 PM
SajDiddy$100.002/22/2011 12:37:38 PM
racing777$25.002/22/2011 1:12:28 PM
DasMula$27.002/17/2011 5:17:21 PM
tech310$50.002/17/2011 6:29:52 PM
irrelevant$25.002/17/2011 6:34:01 PM
rockstar78$25.002/17/2011 6:36:22 PM
droopie1$25.002/17/2011 8:53:22 PM
reflective-rupee$50.772/18/2011 6:00:13 AM
realtormoises$25.002/18/2011 8:50:34 AM
helpful-credit156$25.002/18/2011 9:09:23 AM
Rogelio48$25.002/18/2011 2:47:51 PM
impala6464$50.002/18/2011 11:52:08 PM
wild-orange$25.002/19/2011 1:50:07 AM
eboomer2611$25.002/19/2011 6:10:38 AM
Rollshaft$25.002/19/2011 12:50:16 PM
loanman2007$25.002/20/2011 6:37:25 AM
tlawed$25.002/20/2011 6:49:37 PM
best-point-flow$25.002/21/2011 6:25:07 AM
orderly-leverage$100.002/21/2011 10:10:13 AM
CA-Lender$25.002/21/2011 1:09:59 PM
vrtrooper$25.002/21/2011 2:06:06 PM
Pakse$25.002/21/2011 4:57:46 PM
authoritative-capital$25.002/21/2011 10:34:40 PM
B2152$25.002/22/2011 5:05:20 AM
Armyman122$50.002/22/2011 4:37:08 AM
Lubava$100.002/22/2011 7:05:54 AM
jutdon84$88.162/22/2011 9:10:12 AM
SFBank$50.002/22/2011 9:19:01 AM
greenback-boss296$50.002/22/2011 10:27:07 AM
AdrianWapcaplet$34.672/22/2011 12:32:39 PM
dpries123$25.002/22/2011 12:47:12 PM
snowyowl$25.002/22/2011 12:35:21 PM
goldtreasure$55.712/22/2011 1:07:06 PM
cbivitz$76.342/22/2011 1:15:30 PM
59 Investments
 
Borrower Payment Dependent Notes Series 494282
This series of Notes was issued and sold upon the funding of the borrower loan #47344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,600.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $213.84
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1975 Debt/Income ratio: 18%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,406Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: Sam848 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 54 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2008)
640-659 (May-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
Paying Mom's Last Debts
Purpose of loan:
This loan will be used to repay my mother's last high interest loans. She is in a nursing home and will be happier is she knows everything is paid. (I am not paying for my mother's nursing home care, just assisting with her last bills.)

My financial situation:
I am a good candidate for this loan because I have received two prior loans from Prosper and repaid them both fully. I am employed full time as an attorney for the State of Washington


Monthly net income: $ 5760
Monthly expenses: $ See below
Housing: $ 950
Insurance: $ 125
Car expenses: $ 350
Utilities: $ 10
Phone, cable, internet: $ 70
Food, entertainment: $ 700
Clothing, household expenses: $ 50
Credit cards and other loans: $ 2400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
2grindstones$25.002/17/2011 5:18:27 PM
SolarMoonshine$200.002/17/2011 5:19:18 PM
simplelender80$100.002/17/2011 5:30:55 PM
kulender$100.002/17/2011 5:33:57 PM
wisconsinvestor$100.002/17/2011 5:33:28 PM
sweety075$25.002/17/2011 5:35:13 PM
therealjeremy$25.002/17/2011 5:39:19 PM
newest-funds-powerplant$25.002/17/2011 5:43:41 PM
kind-bid-genome$25.002/17/2011 6:13:51 PM
HamachiMan$50.002/17/2011 6:24:21 PM
tech310$50.002/17/2011 6:30:02 PM
UCLA4life$50.002/17/2011 6:31:43 PM
irrelevant$50.002/17/2011 6:33:33 PM
credit-sasquatch3$25.002/17/2011 8:06:46 PM
JustMee$25.002/17/2011 8:27:26 PM
spiff666$25.002/17/2011 8:47:13 PM
mrreynol$30.002/17/2011 9:51:58 PM
Nerdster1$40.052/17/2011 10:47:50 PM
unolsu5$25.002/17/2011 10:51:54 PM
fabulous-community4$30.002/18/2011 3:22:39 AM
grnii78$36.322/18/2011 2:56:56 AM
vutah$50.002/17/2011 5:26:59 PM
MoneyForNothing$173.402/17/2011 5:29:17 PM
ac787$50.002/17/2011 5:49:37 PM
Aberdeen$1,410.682/17/2011 5:58:29 PM
favorite-commerce$50.002/17/2011 6:04:34 PM
squarebob$25.002/17/2011 6:05:06 PM
profit-powerplant$25.002/17/2011 6:25:06 PM
Jack55304$300.002/17/2011 6:26:00 PM
genius520$100.002/17/2011 6:25:35 PM
diplomatic-wealth7$25.002/17/2011 6:26:29 PM
jiggaman7$75.002/17/2011 6:28:03 PM
113121$400.002/17/2011 6:32:06 PM
investmentgroup$25.002/17/2011 6:47:58 PM
clemclan$25.002/17/2011 6:43:34 PM
credit-guard5$25.002/17/2011 6:45:38 PM
brmar$25.002/17/2011 6:50:14 PM
113121$300.002/17/2011 7:19:33 PM
credit-missile$125.002/17/2011 7:48:15 PM
hellasow$25.002/17/2011 10:47:30 PM
Tylerh$100.002/17/2011 10:51:57 PM
OldManP$25.002/18/2011 2:55:12 AM
LittleMingo$26.422/18/2011 2:23:09 AM
Aberdeen$1,200.002/18/2011 3:35:04 AM
44 Investments
 
Borrower Payment Dependent Notes Series 494290
This series of Notes was issued and sold upon the funding of the borrower loan #47328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1988 Debt/Income ratio: 9%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:10y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,573Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: microscope9 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small 1 year loan requested
Purpose of loan:
This loan will be used to...replace roof on rental property

My financial situation:
I am a good candidate for this loan because...I have no debt other then mortgage and I have steady job with State OF CT .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Reddy_Capital$25.002/17/2011 5:06:59 PM
enthralling-deal180$100.002/17/2011 5:32:45 PM
benjamins-utopia$50.002/17/2011 5:41:54 PM
simplelender80$100.002/17/2011 5:45:41 PM
Pulchritudinous$25.002/17/2011 5:55:29 PM
a-responsible-return$50.002/17/2011 5:56:51 PM
organized-payment6$50.002/17/2011 6:02:50 PM
newest-funds-powerplant$25.002/17/2011 6:18:43 PM
irrelevant$50.002/17/2011 6:32:37 PM
RetirementMoney$25.002/17/2011 6:33:52 PM
dogdog$50.002/17/2011 6:36:33 PM
JedClampett$75.002/17/2011 6:44:51 PM
RyanTH9893$25.002/17/2011 7:09:22 PM
amit_gu$50.002/17/2011 7:12:43 PM
openness-viking$100.002/18/2011 12:23:56 AM
Brisket_Bob$94.002/18/2011 5:45:47 AM
economy-tuba7$100.002/18/2011 10:15:05 AM
payment-halo$25.002/18/2011 10:29:37 AM
Alhazred$50.002/18/2011 1:16:29 PM
thankful-nickel2$25.002/18/2011 4:30:17 PM
one-midas$50.002/18/2011 9:17:42 PM
engaging-worth$25.002/18/2011 7:54:47 PM
loot-supporter2$25.002/19/2011 2:55:47 AM
gavinsp$25.002/19/2011 3:42:02 AM
market-atlantis$25.002/19/2011 6:16:02 AM
myidear$25.002/19/2011 4:43:41 AM
kulender$100.002/17/2011 5:25:30 PM
vutah$50.002/17/2011 5:30:41 PM
melodious-fairness$50.002/17/2011 5:44:19 PM
BxRealtor$25.002/17/2011 5:49:08 PM
Chutney$50.002/17/2011 5:54:03 PM
adventurous-commerce$25.002/17/2011 5:58:50 PM
AFairDeal$75.002/17/2011 6:03:46 PM
velocity-solo$25.002/17/2011 6:05:02 PM
dime-smasher5$25.002/17/2011 6:05:43 PM
Tradesmanlender$50.002/17/2011 6:09:38 PM
scrappy-bonus2$25.002/17/2011 6:21:52 PM
don8ter$25.002/17/2011 6:23:25 PM
HamachiMan$50.002/17/2011 6:24:23 PM
macjp123$25.002/17/2011 6:27:02 PM
credit-guard5$25.002/17/2011 6:51:04 PM
HOPPS$25.002/17/2011 10:08:45 PM
Tylerh$100.002/17/2011 10:43:30 PM
GrayStudio$25.002/18/2011 2:25:33 AM
rakem777$25.002/18/2011 7:58:05 AM
ryguy150$25.002/18/2011 2:18:47 PM
cashhelp$60.002/18/2011 3:28:57 PM
RecoveryLender$25.002/18/2011 5:45:04 PM
reflective-rupee$1,000.772/18/2011 5:11:09 PM
SteadyOne$25.002/18/2011 7:37:02 PM
polka2002$50.002/18/2011 6:42:48 PM
two_talents$26.582/18/2011 6:06:37 PM
hopeful-truth5$318.652/19/2011 6:42:19 AM
53 Investments
 
Borrower Payment Dependent Notes Series 494314
This series of Notes was issued and sold upon the funding of the borrower loan #47318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $308.17
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1993 Debt/Income ratio: 7%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,154Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: invincible-loot0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Happy 5th Birthday Prosper!
Purpose of loan:
I want to earn the $300 bonus. The loan money will safely be in a reward checking account and not spent.

My financial situation:
I am an excellent candidate for this loan because I have stable employment in the IT field, have excellent credit, and have 18x the loan amount in savings (checking, savings, CD's).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/17/2011 5:40:18 PM
kyomoon$50.002/17/2011 5:38:53 PM
BaxterEvil$25.002/17/2011 6:00:22 PM
blot44$25.002/17/2011 6:07:26 PM
organized-payment6$25.002/17/2011 6:08:27 PM
Tradesmanlender$50.002/17/2011 6:09:41 PM
compoundinterest$50.002/17/2011 6:10:24 PM
DukSerduk$25.002/17/2011 6:11:50 PM
meux99$25.002/17/2011 6:14:21 PM
truth-image$50.002/17/2011 6:16:31 PM
CBO-Enterprise$50.002/17/2011 6:12:38 PM
KWarrior$50.002/17/2011 6:19:14 PM
camaraderi-atmosphere$100.002/17/2011 6:21:02 PM
the-upbeat-p2p$50.002/17/2011 6:29:13 PM
community-pipeline$25.002/17/2011 6:31:52 PM
einvest1$50.002/17/2011 6:34:23 PM
Phantom99$69.162/18/2011 2:55:36 AM
orindalender$50.002/18/2011 6:50:28 AM
rockstar78$50.002/18/2011 10:11:53 AM
euro-deployment$25.002/18/2011 3:23:56 PM
a-responsible-return$50.002/17/2011 5:56:55 PM
nimble-money0$25.002/17/2011 6:01:12 PM
don8ter$25.002/17/2011 6:11:01 PM
jenkris$25.002/17/2011 6:13:48 PM
youqianderen$50.002/17/2011 6:15:32 PM
benjamins-utopia$100.002/17/2011 6:17:27 PM
hitsman$50.002/17/2011 6:18:24 PM
axl163$25.002/17/2011 6:20:32 PM
Brisket_Bob$25.002/17/2011 6:18:54 PM
scrappy-bonus2$25.002/17/2011 6:21:54 PM
damage$25.002/17/2011 6:21:30 PM
sk10023$25.002/17/2011 6:28:33 PM
choss02$50.002/17/2011 6:30:26 PM
docdekay$100.002/17/2011 6:31:14 PM
exchange-pledge$100.002/17/2011 6:35:28 PM
BidDaddyBigBucks$25.002/17/2011 6:37:16 PM
RetirementMoney$25.002/17/2011 6:48:42 PM
amit_gu$25.002/17/2011 7:11:09 PM
Tylerh$100.002/17/2011 10:40:22 PM
Reddy_Capital$25.002/17/2011 11:06:48 PM
investor-007$200.002/18/2011 9:30:16 AM
cclady$100.002/18/2011 9:56:22 AM
sharpey$25.002/18/2011 10:13:42 AM
reflective-rupee$1,600.002/18/2011 5:11:30 PM
44 Investments
 
Borrower Payment Dependent Notes Series 494334
This series of Notes was issued and sold upon the funding of the borrower loan #47327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $248.20
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1987 Debt/Income ratio: 24%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:24y 1m
Amount delinquent: $0 Total credit lines: 43 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $378,116Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: platinum-castanets Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2009)
 
Principal balance: $3,411.99 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Quarter Horse
Purpose of loan:
This loan will be used to... New Quarter Horse

My financial situation:
I am a good candidate for this loan because... I always pay my debt, 24 year job, home & property owner


Monthly net income: $7500
Monthly expenses: $
Housing: $1387.
Insurance: $150.00
Car expenses: $500.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $750.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It seems odd that you make more than $100k and want to buy a horse with a loan. Why not pay cash? Do you currently own horses? Are you familiar with health issues that may arise? Sorry, I'm a horse guy. - organic-treasure
A: Yes, I have three horses as we speak. Have owned them most of my life. I have a business "for tax purposes" Hxxxxx Bluff" Horse boarding & training. Have bought both my horse trailers & two of three horses on loans for expenses. Thanks for your question (Feb-18-2011)
Q: tell us about the makeup of your revolving debt. please provide mortgage and estimated value of your home. - loss-of-control
A: Mortgage balance $550,000.00 Est Value 1 year ago $830,000.00 Credit card's 30k Line of credit 20k (Feb-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
2grindstones$25.002/17/2011 5:28:21 PM
kulender$100.002/17/2011 5:34:08 PM
wisconsinvestor$100.002/17/2011 5:35:25 PM
sweety075$25.002/17/2011 5:38:00 PM
profit-powerplant$25.002/17/2011 6:25:11 PM
jiggaman7$75.002/17/2011 6:28:07 PM
irrelevant$50.002/17/2011 6:33:36 PM
113121$400.002/17/2011 6:32:07 PM
brmar$25.002/17/2011 6:50:18 PM
reflective-rupee$1,000.772/17/2011 8:18:20 PM
Tylerh$100.002/17/2011 10:52:02 PM
loanman2007$200.002/18/2011 4:57:42 AM
golffish2$100.002/18/2011 4:07:13 AM
GElender$25.002/18/2011 6:07:08 AM
Artist_Blue$25.002/18/2011 6:15:57 AM
orange-rapid-benjamins$50.002/18/2011 4:07:48 PM
thankful-nickel2$25.002/18/2011 4:20:17 PM
Bob450$25.002/18/2011 7:49:55 PM
LoanerPrincipal$25.002/18/2011 10:29:33 PM
B-rad_the_Coug$25.002/19/2011 2:52:53 AM
ichibon$50.002/19/2011 2:52:43 AM
jakdwak$25.002/19/2011 2:50:53 AM
musegaze$100.002/19/2011 3:10:01 AM
Feyenoord$25.002/19/2011 3:47:00 AM
loanman2007$75.002/19/2011 4:03:56 AM
supreme-hope$25.002/19/2011 6:36:37 AM
Galdis$25.002/19/2011 7:19:45 AM
jjswanso$50.002/19/2011 8:08:12 AM
shawnw2$25.002/19/2011 9:20:33 AM
investment-artist$25.002/19/2011 10:01:28 AM
kendigme$25.002/19/2011 10:47:55 AM
p123$25.002/19/2011 12:40:25 PM
Prairie-MN$30.002/19/2011 1:09:48 PM
YsoSLO$30.002/19/2011 2:47:58 PM
autonomous-truth$50.002/19/2011 3:42:37 PM
testguy$65.722/19/2011 4:04:57 PM
mikeandcat$50.002/19/2011 5:11:16 PM
vibraphone3$50.002/19/2011 5:55:20 PM
SkyLoan$25.002/19/2011 10:39:33 PM
FinanceEngine$25.002/20/2011 7:45:03 AM
mammalian4$25.002/20/2011 8:25:47 AM
ingenious-interest1$50.002/20/2011 9:50:42 AM
healingangel22$25.002/20/2011 12:04:13 PM
HelpfulLender1$25.002/20/2011 3:50:33 PM
CapStack$50.002/20/2011 5:05:03 PM
hopeful-truth5$100.002/20/2011 4:58:51 PM
wise-benjamins-fortress$25.002/20/2011 4:18:25 PM
fortytwo$50.002/20/2011 5:28:54 PM
kendallv$25.002/20/2011 7:29:27 PM
aztocas$25.002/20/2011 7:21:06 PM
debt-legend$25.002/20/2011 8:59:58 PM
kingston1$25.002/20/2011 10:23:58 PM
Engineer44$28.002/20/2011 11:12:15 PM
quest0$50.002/21/2011 3:23:09 AM
bid-czar8$50.002/21/2011 3:04:02 AM
asiaratt$50.002/21/2011 2:39:17 AM
gpuck$55.002/21/2011 4:53:28 AM
friendly-worth3$25.002/21/2011 6:03:55 AM
ScottCapital$25.002/21/2011 6:01:19 AM
simplelender80$100.002/17/2011 5:31:07 PM
grnii78$75.002/17/2011 5:53:48 PM
UCLA4life$50.002/17/2011 6:22:33 PM
HamachiMan$50.002/17/2011 6:24:30 PM
diplomatic-wealth7$25.002/17/2011 6:26:32 PM
genius520$100.002/17/2011 6:25:42 PM
Jack55304$300.002/17/2011 6:26:02 PM
Nerdster1$25.052/17/2011 10:55:28 PM
tech310$50.002/18/2011 2:56:07 AM
greencat$50.002/18/2011 7:13:58 AM
investor-007$200.002/18/2011 9:54:50 AM
OldManP$25.002/18/2011 12:15:47 PM
wampum-chorus3$50.002/18/2011 2:00:03 PM
foxtrot12$100.002/18/2011 3:45:34 PM
twjh$25.002/19/2011 3:23:22 AM
jcw3rd$25.002/19/2011 4:05:18 AM
fabulous-community4$30.002/19/2011 4:17:25 AM
jga516$25.002/19/2011 5:30:17 AM
jeffe43$25.002/19/2011 8:49:52 AM
Moe87$28.002/19/2011 8:51:40 AM
the-discrete-income$50.002/19/2011 10:41:23 AM
the-silver-blaster$50.002/19/2011 11:09:08 AM
LR_Biker$50.002/19/2011 3:24:09 PM
cybercop45$50.002/19/2011 6:21:45 PM
supersarah61$25.002/19/2011 6:39:35 PM
periko$25.002/19/2011 7:53:57 PM
amlu1988$25.002/19/2011 9:32:37 PM
Dalrymple$40.002/19/2011 11:09:07 PM
dckpolo$25.002/20/2011 8:14:40 AM
hglrfdom$30.002/20/2011 9:32:09 AM
loss-of-control$100.002/20/2011 9:56:35 AM
DasMula$27.002/20/2011 11:07:17 AM
upbeat-investment9$58.042/20/2011 11:36:53 AM
Whipster$25.002/20/2011 3:38:56 PM
agreement-heart8$200.002/20/2011 4:22:14 PM
MrBailey$25.552/20/2011 3:55:18 PM
us957165$25.002/20/2011 5:45:42 PM
Lubava$100.002/20/2011 7:55:37 PM
williamjames$50.002/20/2011 8:57:05 PM
williamjames$50.002/20/2011 8:59:15 PM
Lefty_the_Lender$25.002/21/2011 12:41:53 AM
quest0$35.002/21/2011 3:22:53 AM
isuperwang$25.002/21/2011 2:18:59 AM
rate-sceptre$50.002/21/2011 5:26:11 AM
MoneyForNothing$16.872/21/2011 6:23:56 AM
104 Investments
 
Borrower Payment Dependent Notes Series 494386
This series of Notes was issued and sold upon the funding of the borrower loan #47396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1994 Debt/Income ratio: 46%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 53 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,953Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: diversification-bumblebee6 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
 
Principal balance: $4,104.37 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidate credit cards
Purpose of loan: payoff a credit cards and a small signature loan

This loan will be used to payoff credit card dept I incurred due to unexpected auto and medical expenses.

My financial situation is good. I've been employed with the same company for almost 4 years and I'm scheduled for a raise in May. My husband is also employed full time.

I am a good candidate for this loan because I have a current Prosper loan with an excellent 10 month payment history. Also, the monthly obligation for the new loan would be less than what I'm currently paying for credit card and signature loan dept.

Monthly net income: $1047.45
Monthly expenses: $50
Housing: $1000 - paid by husband
Insurance: 0 - escrowed
Car expenses: 0 - paid off
Utilities: $300 - paid by husband
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $100 - paid by husband
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$50.002/17/2011 5:12:56 PM
irrelevant$25.002/17/2011 6:33:55 PM
rockstar78$25.002/17/2011 6:36:18 PM
exchange-pledge$100.002/17/2011 6:35:54 PM
reflective-rupee$200.772/17/2011 8:15:48 PM
108lender$50.002/18/2011 8:02:51 AM
CPADawg$44.002/18/2011 12:49:09 PM
SFBank$100.002/18/2011 7:26:02 PM
zone6$100.092/19/2011 11:03:52 PM
Rashanir$29.232/20/2011 12:28:48 PM
YoungTaxMan$33.742/20/2011 1:21:13 PM
marwadi-62$50.002/20/2011 2:24:54 PM
orderly-leverage$100.002/21/2011 10:10:11 AM
blitzen40$25.002/21/2011 10:56:43 AM
daekpon$30.002/21/2011 12:02:45 PM
dblakels$25.002/21/2011 1:28:16 PM
CA-Lender$25.002/21/2011 1:09:58 PM
open-minded-fund9$50.002/21/2011 2:51:36 PM
credit-coach118$35.002/21/2011 7:47:29 PM
peace-sitar0$55.642/21/2011 9:12:38 PM
head$25.002/21/2011 9:10:13 PM
authoritative-capital$25.002/21/2011 10:34:39 PM
J-Rott$200.002/22/2011 8:02:26 AM
houli123$25.002/22/2011 8:17:01 AM
Max20$25.002/22/2011 9:56:58 AM
impressive-loan9$34.542/22/2011 4:44:49 PM
Leshan$50.002/22/2011 5:06:51 PM
EJF$50.002/22/2011 3:58:04 PM
platinum-scientist9$25.002/22/2011 4:30:22 PM
Rulea72$44.672/22/2011 5:42:06 PM
greenback-turbine9$25.002/22/2011 5:10:25 PM
impala6464$100.002/22/2011 7:55:01 PM
unfixer$25.002/23/2011 2:58:50 AM
gallant-economy9$172.132/23/2011 8:44:13 AM
Phatt-Daddy$50.002/23/2011 6:05:49 AM
well-mannered-income3$25.002/23/2011 8:27:54 AM
DasMula$27.002/17/2011 5:14:32 PM
tech310$50.002/17/2011 6:29:48 PM
shrewd-income$25.002/17/2011 8:43:12 PM
greencat$50.002/18/2011 7:18:37 AM
Scotcha$50.002/18/2011 3:23:27 PM
orange-rapid-benjamins$50.002/18/2011 4:05:52 PM
Rip128$50.002/18/2011 5:58:20 PM
IIP77$25.002/18/2011 7:39:24 PM
realtormoises$25.002/19/2011 5:35:49 AM
dudebrah$25.002/19/2011 2:44:29 PM
autonomous-truth$100.002/19/2011 3:49:54 PM
mikeandcat$50.002/19/2011 5:07:07 PM
wise-repayment-seeker$25.002/19/2011 6:18:35 PM
agreement-heart8$200.002/20/2011 5:21:06 PM
s_man1$50.002/21/2011 6:35:06 AM
Q9-X3$50.002/21/2011 7:33:11 AM
sflash$25.002/21/2011 8:51:48 AM
social-investor5$25.002/21/2011 11:08:01 AM
inspiring-reward$100.002/21/2011 12:55:40 PM
MilitaryLending$25.002/21/2011 5:49:29 PM
loss-of-control$50.002/21/2011 7:12:22 PM
barefootpaul$35.002/21/2011 8:09:24 PM
Armyman122$50.002/22/2011 4:36:57 AM
kind-elevated-market$25.002/21/2011 10:20:11 PM
SDD123$25.002/22/2011 7:12:41 AM
income-rocker2$25.002/22/2011 7:42:10 AM
jutdon84$150.002/22/2011 9:11:11 AM
SFBank$50.002/22/2011 9:26:21 AM
taetrade$25.002/22/2011 10:49:43 AM
gelidfrank$25.002/22/2011 12:48:19 PM
Mr_Katana$25.002/22/2011 12:17:34 PM
himistu22$25.002/22/2011 1:48:09 PM
WeshaTheLeopard$25.002/22/2011 3:09:33 PM
competent-p2p$50.002/22/2011 3:39:33 PM
futurechef11$25.002/22/2011 6:00:06 PM
joefoolz$25.002/22/2011 6:16:39 PM
helpful-credit156$25.002/22/2011 6:35:21 PM
Lubava$100.002/22/2011 6:37:05 PM
B2152$25.002/23/2011 4:59:14 AM
principal-laser$27.022/23/2011 4:34:07 AM
Rip128$50.002/23/2011 6:56:36 AM
EretzCapital$29.482/23/2011 8:30:06 AM
waverunner088$26.692/23/2011 8:38:08 AM
79 Investments
 
Borrower Payment Dependent Notes Series 494388
This series of Notes was issued and sold upon the funding of the borrower loan #47325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,508.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $300.29
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1999 Debt/Income ratio: 12%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 36 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,455Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: Denbo32 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short term Loan
Purpose of loan:
This loan will be used to pay off some short term loans. I don't want to use Credit Cards as the APR on my Credit Cards is 19.24% while Prosper is 4.99%

My financial situation:
I am a good candidate for this loan because I will have the cash to pay this loan back in June. I've been employed at the same place for over 6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:34 PM
a-responsible-return$50.002/17/2011 5:57:10 PM
nimble-money0$25.002/17/2011 6:01:26 PM
blot44$25.002/17/2011 6:07:37 PM
compoundinterest$50.002/17/2011 6:10:33 PM
organized-payment6$25.002/17/2011 6:08:37 PM
Tradesmanlender$50.002/17/2011 6:09:43 PM
jenkris$25.002/17/2011 6:13:53 PM
youqianderen$50.002/17/2011 6:15:47 PM
truth-image$50.002/17/2011 6:16:37 PM
benjamins-utopia$100.002/17/2011 6:17:32 PM
KWarrior$50.002/17/2011 6:19:20 PM
camaraderi-atmosphere$100.002/17/2011 6:21:13 PM
the-upbeat-p2p$50.002/17/2011 6:29:18 PM
docdekay$100.002/17/2011 6:31:21 PM
exchange-pledge$100.002/17/2011 6:35:34 PM
BidDaddyBigBucks$25.002/17/2011 6:37:19 PM
Tylerh$100.002/17/2011 10:40:34 PM
Reddy_Capital$25.002/17/2011 10:54:35 PM
reflective-rupee$250.772/18/2011 4:21:48 PM
a-versatile-power$25.002/19/2011 4:43:27 AM
ac787$25.002/19/2011 1:02:42 PM
Goodlender42$25.002/20/2011 9:49:56 AM
E_G$50.002/20/2011 5:24:23 PM
radforj22$50.002/21/2011 7:10:06 AM
toronado$100.002/21/2011 8:44:37 AM
britches613$50.002/21/2011 9:18:48 AM
Jtomtom$25.002/21/2011 11:06:25 AM
GiftViftdotcom$25.002/21/2011 11:59:58 AM
upbeat-investment9$25.002/21/2011 12:05:19 PM
benefit-sorcerer1$100.002/21/2011 12:26:41 PM
QuidProQuo4u$25.002/21/2011 1:24:52 PM
Fenix878$25.002/21/2011 2:09:14 PM
elbastador$25.002/21/2011 2:12:19 PM
lm150$25.002/21/2011 2:26:22 PM
best-ingenious-funds$25.002/21/2011 3:59:42 PM
kenji4861$25.002/17/2011 5:40:36 PM
BaxterEvil$25.002/17/2011 6:00:32 PM
DukSerduk$25.002/17/2011 6:11:57 PM
don8ter$25.002/17/2011 6:11:12 PM
meux99$25.002/17/2011 6:14:30 PM
CBO-Enterprise$50.002/17/2011 6:12:53 PM
hitsman$50.002/17/2011 6:18:31 PM
axl163$25.002/17/2011 6:20:24 PM
sk10023$25.002/17/2011 6:28:37 PM
choss02$50.002/17/2011 6:30:30 PM
community-pipeline$25.002/17/2011 6:31:55 PM
RetirementMoney$25.002/17/2011 6:51:05 PM
amit_gu$50.002/17/2011 7:31:00 PM
orindalender$50.002/18/2011 6:50:36 AM
restless-currency$50.002/18/2011 5:59:35 PM
obedient-funds6$300.002/18/2011 8:30:23 PM
neighborly-hope6$50.002/19/2011 1:39:33 AM
gadget7$25.582/19/2011 7:11:09 AM
Brisket_Bob$25.002/19/2011 12:34:08 PM
winmals$25.002/19/2011 5:44:07 PM
marwadi-62$100.002/20/2011 2:40:51 PM
hopeful-truth5$25.002/20/2011 5:13:53 PM
cebgop$25.002/21/2011 1:04:28 AM
kindness-dessert$25.002/21/2011 1:29:16 AM
ogmanny$50.002/21/2011 1:29:38 AM
jeffpac$50.002/21/2011 6:36:48 AM
debugger$27.352/21/2011 8:04:46 AM
tenacious-compassion9$25.002/21/2011 8:06:03 AM
systematic-dollar9$25.002/21/2011 9:31:31 AM
Srijaya$25.002/21/2011 9:54:19 AM
competent-p2p$50.002/21/2011 10:39:58 AM
cristy05$25.002/21/2011 12:27:45 PM
medebe$40.002/21/2011 12:56:25 PM
alydad1$25.002/21/2011 2:13:03 PM
me2yu$50.002/21/2011 1:58:23 PM
Preteur$25.002/21/2011 4:21:03 PM
p2ploan-sensation211$50.002/21/2011 4:45:58 PM
73 Investments
 
Borrower Payment Dependent Notes Series 494428
This series of Notes was issued and sold upon the funding of the borrower loan #47410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2006 Debt/Income ratio: 8%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 6 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,342Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: agreement-genome Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$3,500 loan for Prosper's Birthday
Purpose of loan:
This loan will be used to take advantage of Prosper's birthday deal that will make my second month's payment for me. The loan money will sit in my bank account until I get Prosper to pay my second month's payment for me as part of their birthday deal (http://blog.prosper.com/2011/02/16/we%e2%80%99re-turning-5-to-celebrate-your-second-payment-is-on-us/), and then I will repay the rest of the loan amount on the following month.

My financial situation:
I am a good candidate for this loan because I have over $4,000 in my bank account already, I will be getting a tax refund for $1,000 in a week, and I hae a stable, annual income of $60,000+ a year. I am using this loan just to get a hundred dollars or so for free by taking advantage of Prosper's birthday deal, and I have the resources to acquire and payback a $3,500 loan without any risk on my end.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:26 PM
kenji4861$25.002/17/2011 5:40:42 PM
a-responsible-return$50.002/17/2011 5:57:20 PM
Jay_Tee$50.002/17/2011 5:56:08 PM
nimble-money0$25.002/17/2011 6:01:29 PM
don8ter$25.002/17/2011 6:11:15 PM
DukSerduk$25.002/17/2011 6:12:05 PM
CBO-Enterprise$50.002/17/2011 6:12:57 PM
meux99$25.002/17/2011 6:14:31 PM
truth-image$50.002/17/2011 6:16:39 PM
KWarrior$50.002/17/2011 6:19:22 PM
camaraderi-atmosphere$100.002/17/2011 6:21:14 PM
choss02$50.002/17/2011 6:30:32 PM
community-pipeline$25.002/17/2011 6:31:56 PM
RetirementMoney$25.002/17/2011 6:50:22 PM
Tylerh$100.002/17/2011 10:40:38 PM
gentle-gold$25.002/18/2011 3:11:31 AM
orindalender$50.002/18/2011 6:50:40 AM
BaxterEvil$25.002/18/2011 10:11:04 AM
reflective-rupee$1,000.772/18/2011 5:22:35 PM
Reddy_Capital$25.002/18/2011 5:46:37 PM
Dollars4Rent$50.002/19/2011 2:40:22 AM
credit-launcher773$33.002/20/2011 4:32:12 AM
Goodlender42$25.002/20/2011 9:49:59 AM
Pulchritudinous$25.002/17/2011 6:06:49 PM
blot44$25.002/17/2011 6:07:42 PM
organized-payment6$25.002/17/2011 6:08:43 PM
compoundinterest$50.002/17/2011 6:10:41 PM
jenkris$25.002/17/2011 6:13:54 PM
benjamins-utopia$100.002/17/2011 6:17:33 PM
youqianderen$50.002/17/2011 6:15:51 PM
hitsman$50.002/17/2011 6:18:33 PM
axl163$25.002/17/2011 6:20:21 PM
scrappy-bonus2$25.002/17/2011 6:22:02 PM
the-upbeat-p2p$50.002/17/2011 6:29:20 PM
sk10023$25.002/17/2011 6:28:43 PM
docdekay$100.002/17/2011 6:31:22 PM
exchange-pledge$100.002/17/2011 6:35:37 PM
BidDaddyBigBucks$25.002/17/2011 6:37:22 PM
amit_gu$82.142/17/2011 8:09:22 PM
TheTimeIsNow$25.002/18/2011 5:29:25 PM
first-serene-credit$25.002/18/2011 9:55:08 PM
HealthAndSafety$100.002/18/2011 11:29:12 PM
neighborly-hope6$50.002/19/2011 1:39:30 AM
loot-supporter2$25.002/19/2011 3:25:26 AM
a-versatile-power$25.002/19/2011 4:43:53 AM
supreme-hope$25.002/19/2011 6:29:08 AM
BoughtTheFarm$25.002/19/2011 7:49:20 AM
engaging-worth$25.002/19/2011 11:19:54 AM
ac787$55.002/19/2011 12:57:52 PM
wirebutterfly$50.002/19/2011 8:02:18 PM
glof1967$337.962/20/2011 8:00:49 AM
52 Investments
 
Borrower Payment Dependent Notes Series 494462
This series of Notes was issued and sold upon the funding of the borrower loan #47369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $304.78
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2003 Debt/Income ratio: 13%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $211Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: rate-backer5 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting hitched in June!
Purpose of loan:
My wedding is in June and it is time to pay off the DJ, the Photographer, the Caterer, etc...lots of up-front costs. Need to borrow against future paychecks to make this happen...fortunately, I'm not responsible for the entire thing, and we aren't going all-out. A reasonable sum for a reasonable wedding.

My financial situation:
I have a moderate, steady income, as does my fiancee. I have more than enough left over after rent, etc, to pay this loan off over time. I'm in no danger (knock on wood) of getting laid off, and my fiancee has a steady, guaranteed stipend.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/17/2011 5:13:57 PM
enthralling-deal180$75.002/17/2011 5:37:35 PM
benjamins-utopia$50.002/17/2011 5:43:19 PM
AFairDeal$75.002/17/2011 6:04:31 PM
dime-smasher5$25.002/17/2011 6:06:17 PM
irrelevant$50.002/17/2011 6:33:15 PM
dogdog$50.002/17/2011 6:36:39 PM
Tradesmanlender$35.002/17/2011 6:38:15 PM
Reddy_Capital$25.002/17/2011 10:16:29 PM
bazaar-winner$25.002/18/2011 12:08:34 AM
petangerie$100.002/18/2011 4:31:59 PM
thankful-nickel2$25.002/18/2011 5:10:45 PM
reflective-rupee$500.772/19/2011 8:57:11 AM
radforj22$25.002/19/2011 11:39:23 AM
engaging-worth$25.002/20/2011 11:09:30 AM
principal-injector2$50.002/20/2011 3:45:18 PM
competent-p2p$50.002/21/2011 6:45:19 AM
dollars4loan$25.002/21/2011 7:04:26 AM
bold-steady-peso$50.002/21/2011 7:00:13 AM
melodious-fairness$100.002/21/2011 9:01:24 AM
Azonic21$25.002/21/2011 10:54:52 AM
SIU_Saluki_Lending$25.002/21/2011 11:47:44 AM
gain-gourd$100.002/21/2011 12:02:07 PM
friendly-credit2$75.002/21/2011 12:16:39 PM
jbaum$40.002/21/2011 12:20:57 PM
newest-unbeatable-currency$30.002/21/2011 12:34:08 PM
shellstar$50.002/21/2011 12:38:00 PM
FinDoc$25.002/21/2011 12:41:42 PM
sgt-schultz$41.552/21/2011 12:53:30 PM
penny-finder$35.002/21/2011 1:29:09 PM
moola-escalator$50.002/21/2011 2:11:18 PM
kulender$100.002/17/2011 5:27:03 PM
vutah$50.002/17/2011 5:33:36 PM
simplelender80$100.002/17/2011 5:46:49 PM
BxRealtor$25.002/17/2011 5:50:00 PM
a-responsible-return$50.002/17/2011 5:57:38 PM
organized-payment6$50.002/17/2011 6:03:19 PM
HamachiMan$50.002/17/2011 6:24:45 PM
don8ter$25.002/17/2011 6:23:53 PM
macjp123$25.002/17/2011 6:26:43 PM
RetirementMoney$25.002/17/2011 6:38:02 PM
Tylerh$100.002/17/2011 10:44:10 PM
bentonlending$50.002/18/2011 8:46:01 PM
loot-supporter2$25.002/19/2011 3:16:10 AM
Infinity_Financial$100.002/19/2011 6:16:19 AM
Brisket_Bob$50.002/19/2011 6:39:57 AM
deborahz$30.002/19/2011 1:26:35 PM
CE88$75.002/19/2011 4:41:23 PM
MadHun$100.002/19/2011 8:59:49 PM
marwadi-62$100.002/20/2011 2:37:05 PM
unrelenting-auction7$25.002/20/2011 6:24:27 PM
2brotherslending$100.002/21/2011 8:37:47 AM
FundMaker$25.002/21/2011 9:18:08 AM
Srijaya$25.002/21/2011 9:56:59 AM
rebellender$25.002/21/2011 10:06:16 AM
CPA-Banker$25.002/21/2011 12:15:33 PM
admirable-income9$25.002/21/2011 1:07:10 PM
jigsaw$100.002/21/2011 1:32:32 PM
QuidProQuo4u$25.002/21/2011 1:35:13 PM
elbastador$25.002/21/2011 2:09:21 PM
lucrative-coin$50.002/21/2011 2:58:50 PM
ADRllc$50.002/21/2011 3:04:02 PM
62 Investments
 
Borrower Payment Dependent Notes Series 494464
This series of Notes was issued and sold upon the funding of the borrower loan #47330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1989 Debt/Income ratio: 24%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,561Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: ocean-waves Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/17/2011 5:31:20 PM
vutah$25.002/17/2011 5:47:01 PM
suave-dime6$25.002/17/2011 5:48:07 PM
2grindstones$25.002/17/2011 5:51:06 PM
favorite-commerce$50.002/17/2011 5:48:39 PM
profit-powerplant$25.002/17/2011 6:25:15 PM
Jack55304$300.002/17/2011 6:26:10 PM
diplomatic-wealth7$25.002/17/2011 6:26:34 PM
jiggaman7$75.002/17/2011 6:28:12 PM
irrelevant$50.002/17/2011 6:33:43 PM
reflective-rupee$100.772/17/2011 8:09:30 PM
Tylerh$100.002/17/2011 10:52:08 PM
reflective-rupee$150.772/18/2011 5:47:08 AM
greencat$50.002/18/2011 7:22:18 AM
DasMula$27.002/18/2011 11:35:00 AM
foxtrot12$100.002/18/2011 3:45:36 PM
wild-orange$25.002/19/2011 1:56:00 AM
bankbuddy55$75.002/19/2011 7:58:21 AM
musegaze$100.002/19/2011 9:53:19 AM
loyalist1$75.002/19/2011 9:50:11 AM
the-discrete-income$50.002/19/2011 10:41:51 AM
the-silver-blaster$50.002/19/2011 11:09:12 AM
p123$25.002/19/2011 12:40:28 PM
GrowTK$25.002/19/2011 5:04:52 PM
vibraphone3$50.002/19/2011 5:55:23 PM
Whipster$25.002/20/2011 3:38:57 PM
gala279$50.002/21/2011 6:36:06 AM
leverage-monger$70.002/21/2011 7:51:29 AM
trumpeter5$50.002/21/2011 7:59:11 AM
Preferred-Lender$25.002/21/2011 8:00:08 AM
point-kitten6$50.002/21/2011 8:49:45 AM
amlu1988$25.002/21/2011 9:26:42 AM
agalt$50.002/21/2011 9:46:24 AM
orderly-leverage$100.002/21/2011 10:07:24 AM
the-bid-sorcerer$50.002/21/2011 10:31:31 AM
Pitufo$25.002/21/2011 11:50:28 AM
sappy02$25.002/21/2011 12:51:49 PM
j-lender$50.002/21/2011 1:06:17 PM
CA-Lender$25.002/21/2011 1:07:42 PM
whatreality$40.002/21/2011 1:46:09 PM
Fenix878$25.002/21/2011 2:10:21 PM
dtana$25.002/21/2011 3:30:00 PM
thefork$50.002/21/2011 4:10:42 PM
exchange-dreams$32.502/21/2011 4:24:55 PM
buffalobills$25.002/21/2011 5:03:19 PM
WBB21$50.002/21/2011 5:29:49 PM
Shining-Star$25.002/21/2011 5:07:14 PM
dkhonda$50.002/21/2011 5:08:01 PM
thankful-nickel2$25.002/21/2011 7:11:12 PM
barefootpaul$35.002/21/2011 8:09:58 PM
bold-shrewd-duty$50.002/21/2011 8:53:49 PM
loan-machine1$50.002/21/2011 9:14:16 PM
kulender$100.002/17/2011 5:34:18 PM
HamachiMan$50.002/17/2011 6:24:46 PM
genius520$100.002/17/2011 6:25:45 PM
brmar$25.002/17/2011 6:50:22 PM
gulch$50.002/17/2011 10:04:53 PM
GElender$25.002/18/2011 6:07:16 AM
Artist_Blue$25.002/18/2011 6:15:51 AM
selector568$50.002/18/2011 2:12:56 PM
upbeat-finance8$25.002/18/2011 3:43:54 PM
Bob450$25.002/18/2011 7:50:00 PM
tech310$50.002/19/2011 3:25:36 AM
jga516$25.002/19/2011 5:30:14 AM
jjswanso$50.002/19/2011 8:08:19 AM
LR_Biker$50.002/19/2011 3:24:13 PM
supersarah61$25.002/19/2011 6:39:40 PM
dckpolo$25.002/20/2011 8:14:43 AM
ingenious-interest1$50.002/20/2011 9:50:44 AM
loss-of-control$150.002/20/2011 10:18:26 AM
MrBailey$25.552/20/2011 3:55:23 PM
fortytwo$50.002/20/2011 5:28:56 PM
agreement-heart8$100.002/20/2011 5:40:27 PM
asiaratt$50.002/21/2011 2:39:20 AM
zone8$50.002/21/2011 6:45:31 AM
Tikibarman$25.002/21/2011 6:55:28 AM
momoney2lend$25.002/21/2011 8:40:42 AM
glroark$50.002/21/2011 8:31:10 AM
kendallv$25.002/21/2011 10:15:19 AM
gain-gourd$75.002/21/2011 11:44:06 AM
jbaum$40.002/21/2011 12:20:59 PM
green-thoughtful-yield$50.002/21/2011 12:22:06 PM
inspiring-reward$150.002/21/2011 12:53:24 PM
finance-mushroom$100.002/21/2011 1:19:50 PM
jigsaw$50.002/21/2011 1:32:48 PM
nilonc1$50.002/21/2011 1:54:18 PM
moola-escalator$25.002/21/2011 2:20:00 PM
principal-trombone$50.002/21/2011 3:14:17 PM
ddog0224$50.002/21/2011 3:25:19 PM
worldly-gold$40.002/21/2011 3:10:43 PM
4mydaughterseducation$35.002/21/2011 4:17:43 PM
cash-reaction2$50.002/21/2011 4:58:41 PM
Pakse$25.002/21/2011 5:08:50 PM
icon7$35.002/21/2011 5:06:36 PM
bentonlending$25.002/21/2011 7:33:58 PM
gallant-economy9$43.412/21/2011 9:35:02 PM
96 Investments
 
Borrower Payment Dependent Notes Series 494474
This series of Notes was issued and sold upon the funding of the borrower loan #47347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1997 Debt/Income ratio: 12%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 5Length of status:0y 1m
Amount delinquent: $437 Total credit lines: 21 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,567Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 101%  
   Homeownership: Yes  
Screen name: MoneyRZR1313 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2008)
 
Principal balance: $480.95 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
I would much rather you prosper!
Purpose of loan:
This loan will be used to pay down my family's outstanding Credit Card Balances!

My financial situation:
I am a good candidate for this loan because I am in a high income job, but a large portion of my monthly income goes towards paying off our close to $25,000 in family credit card balances.

Most of these were acquired between 2004 and 2006 when we put my wife through her Master's Program. We have been chipping away ever since, but have resolved to eliminate ALL credit card debt over the next 24 months


Monthly net income: $9000
Monthly expenses: $
Housing: $1500
Insurance: $250
Car expenses: $0 (finally paid off both cars! woohoo!!)
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $misc $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$25.002/17/2011 5:19:25 PM
ac787$50.002/17/2011 6:18:12 PM
HamachiMan$50.002/17/2011 6:24:48 PM
diplomatic-wealth7$25.002/17/2011 6:26:36 PM
brmar$25.002/17/2011 6:50:24 PM
Tylerh$100.002/17/2011 10:52:11 PM
Aberdeen$4,000.002/18/2011 3:41:52 AM
golffish2$100.002/18/2011 3:48:30 AM
loanman2007$150.002/18/2011 4:27:58 AM
golffish2$200.002/18/2011 3:52:40 AM
Starfin-Capital-Management$477.632/18/2011 4:15:20 AM
Starfin300$36.532/18/2011 4:22:15 AM
Artist_Blue$25.002/18/2011 6:15:49 AM
GElender$25.002/18/2011 6:07:19 AM
bughead$25.002/18/2011 6:07:04 AM
outofoffice$29.782/18/2011 7:05:45 AM
beachliving29$29.292/18/2011 6:24:14 AM
chameleon125$25.002/18/2011 6:37:19 AM
simplelender80$100.002/17/2011 5:31:27 PM
kulender$100.002/17/2011 5:34:28 PM
wisconsinvestor$100.002/17/2011 5:36:29 PM
vutah$50.002/17/2011 5:39:49 PM
SolarMoonshine$25.002/17/2011 5:46:47 PM
UCLA4life$50.002/17/2011 6:22:34 PM
profit-powerplant$25.002/17/2011 6:25:17 PM
genius520$100.002/17/2011 6:25:46 PM
Jack55304$300.002/17/2011 6:26:13 PM
jiggaman7$75.002/17/2011 6:28:14 PM
irrelevant$50.002/17/2011 6:33:45 PM
sflash$25.002/17/2011 7:30:12 PM
reflective-rupee$500.772/17/2011 8:08:05 PM
gulch$50.002/17/2011 10:04:52 PM
frogperson$400.002/17/2011 10:08:21 PM
ChoiceInvestments$26.002/17/2011 9:54:35 PM
hellasow$30.002/17/2011 10:56:25 PM
draggon77$25.002/18/2011 4:40:54 AM
niq4soccer$25.002/18/2011 4:30:18 AM
MoneyForNothing$20.002/18/2011 7:14:36 AM
Mikale360$25.002/18/2011 7:12:38 AM
39 Investments
 
Borrower Payment Dependent Notes Series 494494
This series of Notes was issued and sold upon the funding of the borrower loan #47271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2000 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 44 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,100Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: serene-dinero8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2010)
660-679 (Jan-2010)
 
Principal balance: $1,567.43 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Paying off a car title loan
Purpose of loan: Consolidation
This loan will be used to...
Paying off a car title loan
My financial situation:
I am a good candidate for this loan because...
Good cash flow, good previus prosper experience

Monthly net income: $4200
Monthly expenses: $
Housing: $750

Insurance: $150
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$50.002/18/2011 9:02:41 AM
ultimate-peace$500.002/18/2011 9:11:09 AM
hillerod$25.002/18/2011 9:32:41 AM
restless-dime$25.002/18/2011 9:40:32 AM
innovator2$25.002/18/2011 9:56:11 AM
sweety075$25.002/18/2011 9:57:47 AM
reflective-rupee$300.772/18/2011 10:36:37 AM
NekHoldings$25.002/18/2011 10:42:03 AM
rockstar78$25.002/18/2011 12:27:16 PM
innovator2$50.002/18/2011 1:18:35 PM
orange-rapid-benjamins$25.002/18/2011 4:13:47 PM
feb217$25.002/18/2011 5:16:58 PM
CACO_Lender$25.002/18/2011 5:57:19 PM
IIP77$25.002/18/2011 7:39:17 PM
Rip128$50.002/18/2011 5:55:59 PM
innovator2$25.002/18/2011 9:39:05 PM
mikeandcat$57.692/18/2011 7:56:11 PM
greencat$50.002/18/2011 9:15:55 AM
2grindstones$25.002/18/2011 9:18:40 AM
nickel-launcher$25.002/18/2011 9:30:19 AM
irrelevant$25.002/18/2011 9:37:51 AM
DasMula$37.742/18/2011 9:54:21 AM
Iceman1347$25.002/18/2011 12:30:46 PM
peso-aggregator$25.002/18/2011 3:07:34 PM
ac787$25.002/18/2011 4:04:46 PM
thankful-nickel2$25.002/18/2011 4:18:49 PM
loss-of-control$75.002/18/2011 4:49:38 PM
bentonlending$25.002/18/2011 6:17:30 PM
zone6$70.112/18/2011 10:19:49 PM
SFBank$200.002/18/2011 7:12:57 PM
LoanerPrincipal$40.002/18/2011 10:38:13 PM
head$18.692/18/2011 10:46:40 PM
Free-the-usa-1776$25.002/18/2011 9:36:16 PM
33 Investments
 
Borrower Payment Dependent Notes Series 494504
This series of Notes was issued and sold upon the funding of the borrower loan #47392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $178.63
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2001 Debt/Income ratio: 17%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: sincere-truth113 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Build Emergency Fund
Purpose of loan:
This loan will be used to build emergency fund

My financial situation:
I am a good candidate for this loan because I don't have any loan to pay. We bought a house 1.5 years back and put large down payment. I would like to rebuild the emergency fund .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
USNavyVet$25.002/17/2011 5:18:36 PM
jdl424$40.002/17/2011 5:25:27 PM
kulender$100.002/17/2011 5:27:11 PM
vutah$25.002/17/2011 5:32:23 PM
miket71$34.212/17/2011 5:36:08 PM
enthralling-deal180$25.002/17/2011 5:37:42 PM
benjamins-utopia$50.002/17/2011 5:43:28 PM
simplelender80$100.002/17/2011 5:46:59 PM
treasure-brigade$50.002/17/2011 5:53:16 PM
smurf163$25.002/17/2011 5:53:41 PM
nybanker85$50.002/17/2011 6:06:30 PM
don8ter$25.002/17/2011 6:23:59 PM
macjp123$25.002/17/2011 6:26:40 PM
auctionator1$51.592/17/2011 8:27:07 PM
ZLyons$25.002/17/2011 9:32:34 PM
californiakhan$25.002/18/2011 2:36:15 AM
imlosttoo$25.002/18/2011 2:37:51 AM
sharpey$25.002/18/2011 5:47:17 AM
organized-power3$34.002/18/2011 6:28:26 AM
JustMee$25.002/18/2011 6:19:43 AM
BankLV$25.002/18/2011 7:12:27 AM
buffalobills$25.002/18/2011 7:40:06 AM
rakem777$25.002/18/2011 8:00:30 AM
RecoveryLender$25.002/18/2011 7:54:59 AM
attractive-point956$25.002/18/2011 8:49:23 AM
moonshadow10$50.002/18/2011 8:54:32 AM
samo102us$25.002/17/2011 5:29:17 PM
BxRealtor$25.002/17/2011 5:50:09 PM
a-responsible-return$50.002/17/2011 5:57:54 PM
AFairDeal$75.002/17/2011 6:04:41 PM
organized-payment6$50.002/17/2011 6:19:59 PM
HamachiMan$50.002/17/2011 6:24:50 PM
RetirementMoney$25.002/17/2011 6:30:57 PM
irrelevant$50.002/17/2011 6:33:21 PM
Tradesmanlender$35.002/17/2011 6:38:19 PM
bold-durability-drum$100.002/17/2011 6:47:35 PM
RyanTH9893$25.002/17/2011 6:52:04 PM
Peacepower$26.902/17/2011 7:48:16 PM
Reddy_Capital$25.002/17/2011 9:49:39 PM
Tylerh$100.002/17/2011 10:44:16 PM
Shining-Star$25.002/17/2011 10:54:59 PM
jdrez$25.002/18/2011 2:20:41 AM
chestnut4$25.002/18/2011 3:08:44 AM
SimpleChoice$25.002/18/2011 3:09:50 AM
lloyd_s$42.712/18/2011 2:52:54 AM
jptiger$167.902/18/2011 6:41:11 AM
sk10023$25.002/18/2011 7:14:59 AM
usbank$25.002/18/2011 7:40:20 AM
MoneyForNothing$17.692/18/2011 8:54:39 AM
49 Investments
 
Borrower Payment Dependent Notes Series 494546
This series of Notes was issued and sold upon the funding of the borrower loan #47389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1996 Debt/Income ratio: 17%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,146Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: goodhearted-investment0 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Just need a little Help
Purpose of loan:
This loan will be used to consolidate my debit and to pay for my dog's ongoing medical treatment

My financial situation:
I am a good candidate for this loan because, I'm an extremely responsible person - I've been at my job for almost 4 yrs. I will be able to pay off the loan on time if not early as I do have commissions coming just not payable until this summer. Just need help paying the bills now.


Monthly net income: $3040
Monthly expenses: $
Housing: $1030
Insurance: $260
Car expenses: $425 plus gas
Utilities: $270
Phone, cable, internet: $365
Food: $800-1000 monthly
Credit cards and other loans: $125 monthly
Other expenses: $1000 - dog medial expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DHolly$50.002/18/2011 9:06:54 AM
greencat$50.002/18/2011 9:05:12 AM
simplelender80$200.002/18/2011 9:11:35 AM
suave-dime6$25.002/18/2011 9:16:13 AM
2grindstones$25.002/18/2011 9:25:57 AM
UCLA4life$50.002/18/2011 9:30:02 AM
HamachiMan$50.002/18/2011 9:31:11 AM
profit-powerplant$25.002/18/2011 9:32:15 AM
Tylerh$100.002/18/2011 9:43:41 AM
innovator2$30.002/18/2011 9:57:46 AM
lotuss4$50.002/18/2011 12:30:07 PM
pembull$25.002/18/2011 12:46:06 PM
diplomatic-wealth7$25.002/18/2011 2:17:51 PM
foxtrot12$100.002/18/2011 3:45:48 PM
SolarMoonshine$25.002/18/2011 5:11:51 PM
Amber_Stone$25.002/18/2011 6:13:29 PM
SFBank$150.002/18/2011 7:24:37 PM
jga516$25.002/19/2011 5:30:02 AM
eboomer2611$25.002/19/2011 6:11:53 AM
supreme-hope$25.002/19/2011 6:40:12 AM
jjswanso$50.002/19/2011 8:08:29 AM
Kqwik$25.002/19/2011 12:53:16 PM
LR_Biker$50.002/19/2011 3:24:23 PM
Haribelle$25.002/19/2011 5:34:31 PM
superboss-awesomefist$25.002/19/2011 6:59:08 PM
VJ_Financial$50.002/19/2011 7:05:45 PM
mpatrick$25.002/20/2011 7:56:54 AM
coasterman$25.002/20/2011 8:10:39 AM
freebush69$142.612/20/2011 1:54:15 PM
HelpfulLender1$25.002/20/2011 3:49:39 PM
proud-pound4$400.002/20/2011 8:29:30 PM
Lubava$50.002/20/2011 7:54:27 PM
Jack55304$300.002/18/2011 9:33:26 AM
genius520$100.002/18/2011 9:32:56 AM
jiggaman7$75.002/18/2011 9:35:01 AM
rockstar78$25.002/18/2011 9:38:31 AM
irrelevant$50.002/18/2011 9:37:31 AM
brmar$25.002/18/2011 9:40:00 AM
Ruckus888$50.002/18/2011 9:38:04 AM
GElender$25.002/18/2011 9:44:37 AM
Rogelio48$25.002/18/2011 11:11:36 AM
Danjack_Capital$25.002/18/2011 1:05:06 PM
reflective-rupee$400.772/18/2011 3:58:04 PM
realtormoises$25.002/18/2011 3:37:12 PM
rysil$50.002/18/2011 4:49:51 PM
CACO_Lender$25.002/18/2011 6:05:29 PM
IIP77$25.002/18/2011 7:39:13 PM
impala6464$75.002/18/2011 11:53:44 PM
Bob450$30.002/19/2011 3:27:25 AM
helpful-credit156$25.002/19/2011 8:47:41 AM
wodude$25.002/19/2011 10:17:00 AM
SeaSkyGuy71$25.002/19/2011 12:01:46 PM
LuvToLend$26.272/19/2011 11:34:24 AM
kulender$50.002/19/2011 12:00:45 PM
mrxtravis$41.622/19/2011 12:38:12 PM
power-grid134$25.002/19/2011 3:44:39 PM
vibraphone3$50.002/19/2011 5:55:32 PM
mauge35$50.002/19/2011 8:25:38 PM
himistu22$25.002/20/2011 4:06:12 AM
ingenious-interest1$50.002/20/2011 9:50:48 AM
danza$25.002/20/2011 11:36:22 AM
jirahola$30.002/20/2011 12:43:47 PM
agreement-heart8$200.002/20/2011 4:20:42 PM
shrewd-income$25.002/20/2011 4:45:17 PM
prudent-dinero$25.002/20/2011 7:44:13 PM
aztocas$50.002/20/2011 7:22:06 PM
kendallv$25.002/20/2011 7:29:30 PM
bmw2$31.002/20/2011 8:12:53 PM
68 Investments
 
Borrower Payment Dependent Notes Series 494562
This series of Notes was issued and sold upon the funding of the borrower loan #47277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1994 Debt/Income ratio: 19%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,077Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: sunny-currency Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2009)
 
Principal balance: $2,690.33 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Paying off Revolving Debt
Purpose of loan:
This loan will be used to pay off revolving debt which is hurting my credit score.

My financial situation:
I am a excellent candidate for this loan because always pay my debts on time and have never missed a payment in almost 20 years.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Three questions: 1.) Explain in detail your Revolving credit balance o $35,077 2.) Explain why your Bankcard utilization is 98%. 3.) What is the market value of your home and remaining balance on the mortgage(s)? - jaesposito
A: $24,000 of that $35,000 is a home equity loan. In the past, I had an "unlimited" credit limit on my Citi card and maybe $10,000 limit on my Chase card. After all the credit card changes, I opted to close my accounts rather than pay the much higher interests. I didn't realize how much my credit score would suffer! The purpose of this loan is to pay off most of that revolving debt so that 98% goes down and my credit score goes up..... Market value on home $250,000 balance $185,000. (Feb-19-2011)
Q: How will you pay off "most" of your revolving debt by borrowing only $7500? - jaesposito
A: I should have said most of my "credit card" debt rather than revolving debt because about $24,000 of my revovling debt is a home equity loan and that interest is tax deduction and the interest rate is only about 4.50% now so I don't think about that much. $7500, I think, will cause my debt usage to go down quite a bit, which is the sole factor of my low credit score. Thank you for considering my loan! (Feb-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:03:38 AM
phaded$25.002/18/2011 9:10:32 AM
profit-powerplant$25.002/18/2011 9:32:23 AM
genius520$100.002/18/2011 9:32:59 AM
HamachiMan$50.002/18/2011 9:31:16 AM
jiggaman7$75.002/18/2011 9:35:04 AM
113121$400.002/18/2011 9:36:52 AM
brmar$25.002/18/2011 9:40:04 AM
GElender$25.002/18/2011 9:44:41 AM
DasMula$27.002/18/2011 10:12:13 AM
OldManP$25.002/18/2011 12:16:09 PM
careful-compassion$25.002/18/2011 5:46:47 PM
LoanerPrincipal$25.002/18/2011 10:29:24 PM
ichibon$50.002/19/2011 2:52:45 AM
investment-cluster$25.002/19/2011 4:05:37 AM
Moe87$32.242/19/2011 5:30:04 AM
spiff666$25.002/19/2011 8:29:39 AM
all_of_that_one$25.002/19/2011 10:01:26 AM
wisconsinvestor$100.002/19/2011 2:09:46 PM
auction-seeker$25.002/19/2011 3:36:08 PM
autonomous-truth$50.002/19/2011 4:02:15 PM
loss-of-control$150.002/19/2011 4:41:52 PM
Astyanax$50.002/19/2011 3:38:00 PM
loanman2007$225.002/19/2011 5:28:27 PM
MoneyTree79$25.002/19/2011 8:09:38 PM
brondero$400.002/19/2011 9:29:24 PM
ingenious-interest1$50.002/20/2011 9:50:50 AM
DasMula$27.002/20/2011 11:11:16 AM
genuine-integrity0$25.002/20/2011 12:57:41 PM
green-unrivaled-felicity$100.002/20/2011 1:14:34 PM
hopeful-truth5$100.002/20/2011 5:06:35 PM
benefit-banshee$50.002/20/2011 6:05:57 PM
kendallv$25.002/20/2011 7:29:30 PM
dcm6276$25.002/20/2011 7:25:13 PM
supreme-hope$25.002/21/2011 12:03:27 AM
the-silver-blaster$50.002/21/2011 1:12:20 AM
angel879$38.022/21/2011 1:50:54 AM
golffish2$100.002/21/2011 6:17:54 AM
zone8$50.002/21/2011 6:45:37 AM
Q9-X3$100.002/21/2011 7:24:18 AM
squarebob$25.002/21/2011 7:19:01 AM
GoldenGo4$69.942/21/2011 7:40:24 AM
trumpeter5$50.002/21/2011 7:47:59 AM
black-plague$28.412/21/2011 8:01:30 AM
independent-dollar$25.002/21/2011 8:11:22 AM
glroark$200.002/21/2011 8:30:51 AM
leverage-monger$75.002/21/2011 8:31:25 AM
simplelender80$200.002/18/2011 9:11:38 AM
golffish2$100.002/18/2011 9:11:52 AM
squarebob$25.002/18/2011 9:14:28 AM
2grindstones$25.002/18/2011 9:29:17 AM
UCLA4life$50.002/18/2011 9:30:10 AM
favorite-commerce$50.002/18/2011 9:34:53 AM
Jack55304$300.002/18/2011 9:33:30 AM
social-investor5$25.002/18/2011 9:40:24 AM
irrelevant$50.002/18/2011 9:37:33 AM
Tylerh$100.002/18/2011 9:43:46 AM
sweety075$25.002/18/2011 9:59:18 AM
foxtrot12$100.002/18/2011 3:45:50 PM
ac787$45.002/18/2011 4:13:41 PM
orange-rapid-benjamins$50.002/18/2011 4:23:45 PM
reflective-rupee$750.772/18/2011 3:55:26 PM
upbeat-finance8$25.002/18/2011 4:27:18 PM
mikeandcat$50.002/18/2011 8:05:39 PM
magnetic-dedication3$25.002/18/2011 9:36:47 PM
selector568$49.492/19/2011 3:46:11 AM
grnii78$75.002/19/2011 3:08:55 AM
rate-hickory$25.002/19/2011 6:51:32 AM
jga516$25.002/19/2011 5:30:01 AM
jjswanso$50.002/19/2011 8:08:32 AM
Bob450$25.002/19/2011 9:06:04 AM
investment-artist$25.002/19/2011 10:01:29 AM
Whipster$25.002/19/2011 11:28:13 AM
JTThunder$125.002/19/2011 3:27:58 PM
LR_Biker$50.002/19/2011 3:24:26 PM
Haribelle$25.002/19/2011 5:54:59 PM
vibraphone3$50.002/19/2011 5:55:33 PM
kulender$50.002/19/2011 9:14:18 PM
magnetic-dedication3$25.002/20/2011 3:01:28 AM
FinanceEngine$25.002/20/2011 7:58:52 AM
mammalian4$25.002/20/2011 8:28:52 AM
upbeat-investment9$50.002/20/2011 11:27:12 AM
moneysong$500.002/20/2011 2:49:40 PM
wise-benjamins-fortress$25.002/20/2011 4:28:32 PM
payment-halo$25.002/20/2011 4:18:11 PM
agreement-heart8$300.002/20/2011 4:37:10 PM
us957165$25.002/20/2011 5:47:25 PM
thankful-nickel2$25.002/20/2011 7:19:28 PM
aztocas$100.002/20/2011 7:26:41 PM
Lubava$100.002/20/2011 7:57:03 PM
asiaratt$50.002/21/2011 2:39:24 AM
B-rad_the_Coug$25.002/21/2011 1:38:53 AM
golffish2$100.002/21/2011 6:14:43 AM
Feyenoord$25.002/21/2011 6:34:45 AM
gala279$50.002/21/2011 6:36:14 AM
chameleon125$25.002/21/2011 7:04:27 AM
matthewa$25.002/21/2011 7:41:12 AM
mespeedy36$25.002/21/2011 7:54:59 AM
moola-monger9$50.002/21/2011 8:07:01 AM
MITPhysics$45.142/21/2011 8:29:14 AM
100 Investments
 
Borrower Payment Dependent Notes Series 494636
This series of Notes was issued and sold upon the funding of the borrower loan #47355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1996 Debt/Income ratio: 26%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 46 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,735Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: green-revenue-friend Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
 
Principal balance: $1,494.84 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Debit Consolidate
This loan will be used to consolidate some high interest credit cards. I am working on building my credit.I already have a prosper loan that was for $2000 dollars at 34%, it has been paid down to $1500 and will be consolidated into this loan. The 3 delinquencies on my credit were before 2005. The public record is from my BK that was discharged in October 31, 2005. I was laid off in 2001 from Avaya Communications, while I was going to school for my degree in computer networking, had a hard time keeping up, lost my car and got behind on bills.I was single at the time and now have a family with two incomes.My wife Deanna and I bring in a good monthly net income of $5840. We are just working on building for the future and consolidating some credit cards will help us build a higher credit score. We purchased our first 3 bedroom home in February 2008, which to this date has been the best decision we ever made with our credit. We have been married now since July 14, 2007.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you give a break down of the debt you are trying to pay and list the balances and the APR. Thanks ans publicly please. - jpblan11
A: HSBC $500 21.9% CITI $2282 22.9% CAP ONE $3300 21% Prosper $1494 34% (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:04:13 AM
simplelender80$200.002/18/2011 9:11:44 AM
UCLA4life$50.002/18/2011 9:30:13 AM
Jack55304$300.002/18/2011 9:33:40 AM
HamachiMan$50.002/18/2011 9:31:50 AM
profit-powerplant$25.002/18/2011 9:32:36 AM
genius520$100.002/18/2011 9:33:04 AM
brmar$25.002/18/2011 9:40:12 AM
113121$202.602/18/2011 9:36:54 AM
Tylerh$100.002/18/2011 9:43:54 AM
2grindstones$50.002/18/2011 9:42:25 AM
sweety075$25.002/18/2011 10:01:09 AM
DasMula$27.002/18/2011 10:02:52 AM
rubylender$41.622/18/2011 1:38:11 PM
Scotcha$50.002/18/2011 3:07:05 PM
mikeandcat$38.762/18/2011 3:22:06 PM
foxtrot12$100.002/18/2011 3:45:53 PM
orange-rapid-benjamins$50.002/18/2011 4:18:23 PM
reflective-rupee$100.772/18/2011 3:43:54 PM
SolarMoonshine$25.002/18/2011 5:20:47 PM
labate$25.002/18/2011 5:12:09 PM
LoanerPrincipal$25.002/18/2011 10:29:21 PM
jpblan11$25.002/19/2011 4:43:41 AM
jga516$25.002/19/2011 5:29:58 AM
trumpeter5$40.002/19/2011 8:11:23 AM
jjswanso$50.002/19/2011 8:08:37 AM
all_of_that_one$35.002/19/2011 10:02:07 AM
Bob450$25.002/19/2011 12:27:30 PM
autonomous-truth$100.002/19/2011 4:03:37 PM
vibraphone3$50.002/19/2011 5:55:36 PM
magnetic-dedication3$25.002/20/2011 2:53:46 AM
adir1$25.002/20/2011 9:30:55 AM
ingenious-interest1$50.002/20/2011 9:50:53 AM
Whipster$25.002/20/2011 3:38:59 PM
trumpeter5$50.002/21/2011 7:49:00 AM
momoney2lend$25.002/21/2011 8:40:59 AM
frogperson$100.002/21/2011 9:00:55 AM
sflash$25.002/21/2011 8:55:56 AM
grammaspurse$25.002/21/2011 9:13:37 AM
mhotchan$100.002/21/2011 9:17:36 AM
amlu1988$25.002/21/2011 9:36:47 AM
Azonic21$25.002/21/2011 10:55:01 AM
social-investor5$25.002/21/2011 11:10:01 AM
gain-gourd$75.002/21/2011 11:44:13 AM
green-thoughtful-yield$50.002/21/2011 12:22:20 PM
sappy02$25.002/21/2011 12:51:59 PM
kendallv$25.002/21/2011 1:06:04 PM
j-lender$50.002/21/2011 1:06:28 PM
superb-kindness2$50.002/21/2011 1:09:50 PM
CA-Lender$25.002/21/2011 1:07:51 PM
dynrep$25.002/21/2011 1:24:44 PM
whatreality$25.002/21/2011 1:48:08 PM
Fenix878$25.002/21/2011 2:10:31 PM
moola-escalator$25.002/21/2011 2:20:07 PM
lucrative-coin$50.002/21/2011 3:05:40 PM
dynrep$25.002/21/2011 3:29:57 PM
truelumen$25.002/21/2011 4:39:39 PM
brightest-dignified-penny$25.002/21/2011 4:23:26 PM
kulender$50.002/21/2011 5:15:11 PM
PXM-Financial$25.002/21/2011 6:29:42 PM
tomoe$25.002/21/2011 7:48:03 PM
FinanceEngine$30.002/21/2011 7:52:07 PM
blackfur$82.302/21/2011 7:06:02 PM
barefootpaul$35.002/21/2011 8:10:01 PM
integrity-doctor$100.002/21/2011 7:41:10 PM
FinanceEngine$25.002/21/2011 7:54:08 PM
gallant-economy9$607.072/21/2011 10:01:01 PM
dime-selector$25.002/21/2011 9:32:57 PM
gallant-economy9$250.002/21/2011 9:45:26 PM
squarebob$25.002/18/2011 9:08:47 AM
favorite-commerce$50.002/18/2011 9:32:12 AM
jiggaman7$75.002/18/2011 9:35:08 AM
irrelevant$50.002/18/2011 9:37:41 AM
GElender$25.002/18/2011 9:44:47 AM
competent-p2p$100.002/18/2011 10:58:26 AM
OldManP$25.002/18/2011 12:16:23 PM
integrity-liberator$50.002/18/2011 3:04:34 PM
jgar_O$55.002/18/2011 4:30:19 PM
thankful-nickel2$25.002/18/2011 4:57:28 PM
mikeandcat$50.002/18/2011 8:02:40 PM
ichibon$50.002/19/2011 2:52:47 AM
DoctorJoe$25.002/19/2011 5:09:04 AM
rate-hickory$25.002/19/2011 6:46:44 AM
wisconsinvestor$100.002/19/2011 2:15:05 PM
LR_Biker$25.772/19/2011 3:24:31 PM
brondero$300.002/19/2011 9:35:31 PM
loanman2007$100.002/20/2011 6:32:11 AM
marwadi-62$25.002/20/2011 2:28:10 PM
us957165$25.002/20/2011 5:49:51 PM
thrifty-capital$25.002/20/2011 6:07:56 PM
the-silver-blaster$50.002/21/2011 1:12:28 AM
asiaratt$50.002/21/2011 2:39:29 AM
Feyenoord$25.002/21/2011 6:34:48 AM
economy-popcorn$25.002/21/2011 6:43:22 AM
zone8$50.002/21/2011 6:45:41 AM
chameleon125$50.002/21/2011 7:03:59 AM
RecoveryLender$25.002/21/2011 8:08:02 AM
point-kitten6$50.002/21/2011 8:49:53 AM
113121$75.002/21/2011 9:20:05 AM
orderly-leverage$100.002/21/2011 10:08:02 AM
113121$500.002/21/2011 11:01:45 AM
Pitufo$25.002/21/2011 11:50:37 AM
inspiring-reward$150.002/21/2011 12:53:34 PM
shawnw2$25.002/21/2011 1:05:24 PM
finance-mushroom$100.002/21/2011 1:19:55 PM
payment-halo$25.002/21/2011 1:24:10 PM
dblakels$25.002/21/2011 1:27:27 PM
jigsaw$50.002/21/2011 1:32:59 PM
YoungTaxMan$100.002/21/2011 2:05:43 PM
ddog0224$50.002/21/2011 3:25:25 PM
principal-trombone$50.002/21/2011 3:14:24 PM
thefork$50.002/21/2011 4:10:47 PM
kingston4g$25.002/21/2011 4:40:04 PM
spike22$29.112/21/2011 4:57:20 PM
marinbb$50.002/21/2011 5:41:58 PM
loss-of-control$50.002/21/2011 6:48:23 PM
supersarah61$25.002/21/2011 7:34:51 PM
GiftViftdotcom$50.002/21/2011 8:39:57 PM
supreme-hope$25.002/21/2011 9:03:43 PM
johnrx$50.002/21/2011 9:45:30 PM
120 Investments
 
Borrower Payment Dependent Notes Series 494646
This series of Notes was issued and sold upon the funding of the borrower loan #47274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-22-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1993 Debt/Income ratio: 18%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 19Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 48 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,762Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: calm-principal6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper B-Day loan
Purpose of loan:
The bonus $300 payment from Prosper is great. This money may be loan out to fund other FWF.

My financial situation:
I am a good candidate for this loan because I will pay back the loan in full with interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:06 AM
a-responsible-return$50.002/18/2011 9:22:59 AM
blot44$25.002/18/2011 9:25:35 AM
organized-payment6$25.002/18/2011 9:25:51 AM
CBO-Enterprise$50.002/18/2011 9:27:13 AM
DukSerduk$25.002/18/2011 9:26:56 AM
don8ter$25.002/18/2011 9:26:35 AM
jenkris$25.002/18/2011 9:27:26 AM
benjamins-utopia$100.002/18/2011 9:28:17 AM
KWarrior$50.002/18/2011 9:28:33 AM
choss02$50.002/18/2011 9:35:58 AM
docdekay$100.002/18/2011 9:36:20 AM
community-pipeline$25.002/18/2011 9:36:44 AM
BidDaddyBigBucks$25.002/18/2011 9:38:49 AM
orindalender$50.002/18/2011 9:45:07 AM
yield-museum$50.002/18/2011 10:53:15 AM
reflective-rupee$747.102/19/2011 9:00:34 AM
Goodlender42$25.002/20/2011 9:50:23 AM
inventive-dough3$50.002/21/2011 6:05:34 AM
Preteur$25.002/21/2011 4:21:13 PM
exchange-squirrel$25.002/21/2011 4:41:37 PM
p2ploan-sensation211$75.002/21/2011 4:42:01 PM
warew$25.002/21/2011 5:34:00 PM
GiftViftdotcom$25.002/21/2011 8:39:08 PM
availableloan$25.002/21/2011 8:18:52 PM
Graces$50.002/21/2011 11:19:07 PM
authoritative-capital$25.002/21/2011 10:29:52 PM
pinballeffect$100.002/21/2011 9:59:51 PM
buckyhead2000$25.002/21/2011 10:29:10 PM
gogene2002$25.002/22/2011 9:34:38 AM
resolute-return1$25.782/22/2011 12:05:11 PM
LendGuy$50.002/22/2011 12:54:50 PM
kyomoon$50.002/18/2011 9:15:41 AM
nimble-money0$25.002/18/2011 9:23:27 AM
meux99$25.002/18/2011 9:27:46 AM
youqianderen$50.002/18/2011 9:28:01 AM
sk10023$25.002/18/2011 9:35:24 AM
Tylerh$100.002/18/2011 9:41:31 AM
axl163$25.002/18/2011 10:18:06 AM
amit_gu$25.002/18/2011 12:22:25 PM
neighborly-hope6$50.002/19/2011 1:39:06 AM
jga516$25.002/19/2011 5:30:33 AM
cashhelp$60.002/19/2011 9:22:25 AM
BoughtTheFarm$25.002/19/2011 9:23:55 AM
majestic-dedication$50.002/19/2011 5:04:27 PM
E_G$50.002/20/2011 5:23:55 PM
cebgop$25.002/21/2011 1:05:07 AM
tenacious-compassion9$25.002/21/2011 8:06:25 AM
RetirementMoney$25.002/21/2011 9:41:09 AM
competent-p2p$50.002/21/2011 10:40:12 AM
CPA-Banker$25.002/21/2011 12:17:24 PM
compoundinterest$50.002/21/2011 12:25:07 PM
shellstar$25.002/21/2011 12:33:56 PM
QuidProQuo4u$25.002/21/2011 1:27:50 PM
best-ingenious-funds$25.002/21/2011 3:59:51 PM
Denbo32$125.002/21/2011 4:12:49 PM
nuclearmoose$25.002/21/2011 8:34:38 PM
PayingItForwardPlease$35.002/21/2011 8:53:38 PM
newgroom422$25.002/21/2011 11:11:46 PM
Banco de Claydo$29.502/22/2011 12:06:23 PM
attractive-asset$100.002/22/2011 12:34:18 PM
TikPmp1$25.002/22/2011 12:10:11 PM
reflective-rupee$500.772/22/2011 1:10:01 PM
63 Investments
 
Borrower Payment Dependent Notes Series 494648
This series of Notes was issued and sold upon the funding of the borrower loan #47316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-22-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-2003 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,229Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: new-mystical-gold Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating my debt
Purpose of loan:
This loan will be used to...repay soon to expire 0% credit card debt

My financial situation:
I am a good candidate for this loan because...i have a stable income and have never missed a payment on my loan accounts
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:07 AM
kyomoon$50.002/18/2011 9:15:42 AM
a-responsible-return$50.002/18/2011 9:23:01 AM
nimble-money0$25.002/18/2011 9:23:28 AM
Tradesmanlender$50.002/18/2011 9:26:20 AM
don8ter$25.002/18/2011 9:26:36 AM
CBO-Enterprise$50.002/18/2011 9:27:13 AM
DukSerduk$25.002/18/2011 9:26:57 AM
KWarrior$50.002/18/2011 9:28:34 AM
axl163$25.002/18/2011 9:29:03 AM
sk10023$25.002/18/2011 9:35:27 AM
docdekay$100.002/18/2011 9:36:21 AM
choss02$50.002/18/2011 9:36:01 AM
community-pipeline$25.002/18/2011 9:36:45 AM
BidDaddyBigBucks$25.002/18/2011 9:38:51 AM
orindalender$50.002/18/2011 9:45:09 AM
ramsumana$25.002/18/2011 3:55:01 PM
reflective-rupee$500.772/19/2011 7:48:42 PM
Goodlender42$25.002/20/2011 9:50:24 AM
Lefty_the_Lender$25.002/21/2011 12:53:35 AM
dollars4loan$30.002/21/2011 7:12:36 AM
tenacious-compassion9$25.002/21/2011 8:06:27 AM
RetirementMoney$25.002/21/2011 9:44:11 AM
CPA-Banker$25.002/21/2011 12:18:04 PM
compoundinterest$50.002/21/2011 12:25:09 PM
Finchy78$25.002/21/2011 2:32:29 PM
Denbo32$25.002/21/2011 4:13:13 PM
GiftViftdotcom$50.002/21/2011 8:05:00 PM
simiray$25.002/21/2011 9:03:02 PM
Graces$25.002/21/2011 11:19:08 PM
LendGuy$50.002/22/2011 12:54:51 PM
hopeful-truth5$100.002/22/2011 4:44:21 PM
radforj22$42.142/22/2011 5:00:53 PM
the-upbeat-p2p$50.002/22/2011 5:03:13 PM
Dollars4Rent$50.002/22/2011 5:03:20 PM
gulab77$46.322/22/2011 5:35:59 PM
ZackZoo$172.552/22/2011 5:38:19 PM
wrighco$25.002/22/2011 5:47:37 PM
truth-image$50.002/22/2011 5:50:17 PM
Snoopylover$25.002/22/2011 5:48:27 PM
organized-payment6$25.002/18/2011 9:25:51 AM
blot44$25.002/18/2011 9:25:36 AM
jenkris$25.002/18/2011 9:27:27 AM
youqianderen$50.002/18/2011 9:28:02 AM
meux99$25.002/18/2011 9:27:47 AM
benjamins-utopia$100.002/18/2011 9:28:18 AM
Tylerh$100.002/18/2011 9:41:34 AM
neighborly-hope6$50.002/19/2011 1:39:05 AM
loot-supporter2$25.002/19/2011 3:20:30 AM
jga516$25.002/19/2011 5:30:31 AM
fallentimbers$25.002/19/2011 6:59:39 AM
majestic-dedication$50.002/19/2011 5:04:26 PM
marwadi-62$100.002/20/2011 2:40:25 PM
E_G$50.002/20/2011 5:23:53 PM
competent-p2p$50.002/21/2011 10:40:13 AM
CE88$100.002/21/2011 12:34:57 PM
best-ingenious-funds$25.002/21/2011 3:59:52 PM
Preteur$25.002/21/2011 4:21:14 PM
nuclearmoose$25.002/21/2011 8:34:39 PM
engaging-worth$25.002/21/2011 10:44:19 PM
buckyhead2000$25.002/21/2011 10:29:19 PM
authoritative-capital$25.002/21/2011 10:29:53 PM
a-restless-dollar$75.002/22/2011 7:57:16 AM
TikPmp1$25.002/22/2011 12:10:12 PM
attractive-asset$100.002/22/2011 12:35:19 PM
evnagelist$50.002/22/2011 1:27:11 PM
hopeful-benjamins3$25.002/22/2011 12:36:15 PM
mizount$25.002/22/2011 5:06:43 PM
proud-gold9$50.002/22/2011 5:49:08 PM
elbastador$25.002/22/2011 5:31:38 PM
hitsman$50.002/22/2011 5:50:22 PM
71 Investments
 
Borrower Payment Dependent Notes Series 494698
This series of Notes was issued and sold upon the funding of the borrower loan #47419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 2%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 1 Current / open credit lines: 2 / 2Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4Stated income:$50,000-$74,999
Delinquencies in last 7y: 25 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: coamo42 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
coamo42
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:05:29 PM
genius520$100.002/18/2011 5:09:41 PM
jiggaman7$50.002/18/2011 5:10:07 PM
SolarMoonshine$25.002/18/2011 5:19:23 PM
competent-p2p$30.002/18/2011 5:12:24 PM
foxtrot12$100.002/18/2011 5:12:54 PM
Artist_Blue$25.002/19/2011 9:17:46 AM
autonomous-truth$50.002/19/2011 8:14:41 PM
scho0590$33.062/19/2011 6:43:36 PM
ingenious-interest1$50.002/20/2011 9:51:01 AM
loss-of-control$25.002/20/2011 9:59:42 AM
wild-orange$25.002/20/2011 2:41:33 PM
KTOWN$28.472/20/2011 5:53:48 PM
aztocas$25.002/20/2011 7:25:00 PM
Shining-Star$25.002/20/2011 10:15:24 PM
fund-javelin1$25.002/21/2011 1:35:07 AM
FASTIZIO_P$25.002/21/2011 4:28:53 AM
lovely-order7$28.792/21/2011 5:11:08 AM
suave-dime6$25.002/18/2011 5:06:27 PM
HamachiMan$50.002/18/2011 5:09:00 PM
Tylerh$100.002/18/2011 5:12:01 PM
brmar$25.002/18/2011 5:10:51 PM
Scotcha$50.002/18/2011 9:54:03 PM
a-finance-nirvana$25.002/19/2011 3:59:08 AM
jga516$25.002/19/2011 5:29:52 AM
reflective-rupee$100.772/19/2011 8:12:22 AM
irrelevant$50.002/19/2011 11:43:58 AM
profit-powerplant$25.002/19/2011 11:44:09 AM
Jack55304$300.002/19/2011 1:29:43 PM
dudebrah$25.002/19/2011 2:38:22 PM
periko$25.002/19/2011 7:59:53 PM
heavy_ax$25.002/19/2011 9:14:27 PM
Rosencranz$25.002/20/2011 3:11:01 PM
agreement-heart8$100.002/20/2011 4:23:27 PM
klemer$25.002/20/2011 6:52:30 PM
kendallv$25.002/20/2011 7:29:32 PM
the-silver-blaster$50.002/21/2011 1:12:46 AM
asiaratt$50.002/21/2011 2:39:37 AM
sjo1984111$25.002/21/2011 4:41:56 AM
magusfoo$40.002/21/2011 5:28:57 AM
friendly-worth3$38.912/21/2011 6:11:41 AM
41 Investments
 
Borrower Payment Dependent Notes Series 494870
This series of Notes was issued and sold upon the funding of the borrower loan #47366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $472.05
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2004 Debt/Income ratio: 13%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,379Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: nsegan Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 780-799 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2009)
700-719 (Oct-2009)
700-719 (Apr-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Debt Consolidation
Purpose of loan:
This is my 2nd loan in prosper and will be used to consolidate high interest credit balance & loans.

I paid off my 1st loan on time (12000 $ repaid and no late payment)

My financial situation:
I am a good candidate for this loan as my financial situation is good and have a proven record of re paying debts.

I have some high interest loans open as of now.

BAC loan: $9000 / Personnel Loan: $4000 / Annual income: $110K/ Credit Score: 750+ / Monthly income: $5400(after tax) / $1700 left for loan payments

Monthly budget:
Mortgage: $1728 / HOA, club & Condo fee: 412 / Medical: $ Paid by company / Car Insurance: $ 60 / Car expenses: $100 for Gas
Utilities: $ 200 / Phone, cable, internet: $ 130 Food, others: $ 400 / loan payments: $ 400 BAC Balance + $170 Personnel Loan / Other: $ 100 Monthly expenses: $ 3700 / Left over: $1700

I shall pay $400+ for this loan easily. Please let me know if you have any questions
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.002/19/2011 12:01:03 PM
simplelender80$100.002/19/2011 12:01:47 PM
BxRealtor$25.002/19/2011 12:02:09 PM
organized-payment6$50.002/19/2011 12:02:58 PM
1stBankAndHal$25.002/19/2011 12:06:51 PM
Digs$25.002/19/2011 12:27:14 PM
macjp123$25.002/19/2011 12:07:00 PM
market-solstice2$25.002/19/2011 12:27:33 PM
zone6$50.002/19/2011 12:29:18 PM
Panna$25.002/19/2011 12:36:00 PM
tremendous-payment$25.002/19/2011 12:36:14 PM
bold-durability-drum$100.002/19/2011 12:39:03 PM
reflective-rupee$750.772/19/2011 1:26:36 PM
Astyanax$50.002/19/2011 2:49:50 PM
vutah$75.002/19/2011 8:29:25 PM
MadHun$100.002/19/2011 9:00:32 PM
penny-plato$50.002/20/2011 11:42:21 AM
openness-viking$100.002/20/2011 5:19:53 PM
thankful-nickel2$25.002/20/2011 7:22:44 PM
williamjames$50.002/20/2011 8:52:25 PM
enthralling-deal180$75.002/21/2011 5:19:43 AM
Feyenoord$25.002/21/2011 6:35:00 AM
squarebob$100.002/21/2011 7:49:30 AM
outofoffice$84.462/21/2011 7:44:35 AM
RetirementMoney$25.002/21/2011 10:03:59 AM
lucrative-coin$100.002/21/2011 3:09:24 PM
kulender$100.002/21/2011 5:14:54 PM
hookUup$25.002/21/2011 5:05:40 PM
versatile-return3$100.002/21/2011 7:18:59 PM
blackfur$50.002/21/2011 6:58:26 PM
availableloan$25.002/21/2011 8:16:18 PM
Aberdeen$5,100.002/21/2011 11:30:02 PM
maclove10$50.002/21/2011 10:35:38 PM
benjamins-utopia$100.002/19/2011 12:01:34 PM
AFairDeal$75.002/19/2011 12:03:07 PM
Tradesmanlender$50.002/19/2011 12:03:36 PM
Tylerh$100.002/19/2011 12:05:35 PM
HamachiMan$50.002/19/2011 12:04:52 PM
MoneyForNothing$28.132/19/2011 12:12:47 PM
credit-investor5$31.002/19/2011 12:06:30 PM
Aberdeen$6,000.002/19/2011 12:05:52 PM
tylerfd$25.002/19/2011 12:06:06 PM
ItsJustMe79$28.572/19/2011 12:27:38 PM
Stack23$25.002/19/2011 12:27:08 PM
miket71$50.002/19/2011 12:38:36 PM
SimpleChoice$25.002/19/2011 12:36:10 PM
glimmering-point$25.002/19/2011 12:36:22 PM
Ducatiman1978$25.002/19/2011 12:39:19 PM
jga516$25.002/19/2011 1:29:16 PM
SolarMoonshine$200.002/19/2011 4:38:54 PM
jcw3rd$25.002/20/2011 4:46:57 AM
ac787$40.002/20/2011 1:10:46 PM
williamjames$50.002/20/2011 8:53:28 PM
friendly-worth3$25.002/21/2011 6:06:58 AM
paperbuyers$25.002/21/2011 8:50:26 AM
FundMaker$25.002/21/2011 8:53:49 AM
mhotchan$100.002/21/2011 9:15:42 AM
gain-gourd$100.002/21/2011 12:03:26 PM
radforj22$25.002/21/2011 12:50:17 PM
penny-finder$50.002/21/2011 1:39:27 PM
Preteur$25.002/21/2011 4:20:29 PM
meenan$50.002/21/2011 7:25:34 PM
HomerdohNY$25.002/21/2011 7:54:19 PM
buckyhead2000$25.002/21/2011 10:29:23 PM
64 Investments
 
Borrower Payment Dependent Notes Series 494892
This series of Notes was issued and sold upon the funding of the borrower loan #47359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2006 Debt/Income ratio: 17%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,047Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: Young-CPA-funds Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC Consolidation
Purpose of loan:
This loan will be used to consolidate all of my credit card debt.
My financial situation:
I have two degrees: a Masters in Accounting Science and a Bachelors of Science in Accountancy. I recently passed my last section of the CPA exam. I am a young professional and have credit card debt from college, since I paid my way through school without financial assisstance. I am very organized and have a great job with a mid sized accounting firm. Paying off all of my debt will be a great thing and I am a great candidate for this program, I look forward to utilizing Prosper as an investment in the future.
Monthly net income: $3,000
Housing: $1,250 (less after I obtain a roomate) Insurance: $80
Car expenses: $150 Utilities: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500 - less after consolidation. I have roughly $1,000 in savings, which is growing with every paycheck.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/20/2011 12:04:10 PM
HamachiMan$50.002/20/2011 12:06:47 PM
Tylerh$100.002/20/2011 12:07:52 PM
foxtrot12$100.002/20/2011 12:08:15 PM
newest-funds-powerplant$25.002/20/2011 12:42:12 PM
favorite-commerce$100.002/20/2011 3:45:20 PM
1traveler$25.002/20/2011 9:58:09 PM
BangBros$633.842/20/2011 10:38:43 PM
economy-popcorn$25.002/21/2011 6:46:18 AM
transformer855$25.002/21/2011 7:37:16 AM
trumpeter5$50.002/21/2011 8:06:50 AM
momoney2lend$25.002/21/2011 8:41:19 AM
investment-artist$25.002/21/2011 8:47:51 AM
hellasow$25.002/21/2011 9:34:20 AM
magnetic-dedication3$25.002/21/2011 9:32:25 AM
benefit-boots$25.002/21/2011 9:45:40 AM
amlu1988$25.002/21/2011 9:54:15 AM
Nerdster1$25.052/21/2011 10:26:43 AM
113121$75.002/21/2011 10:30:50 AM
peso-tiramisu$25.002/21/2011 12:19:21 PM
green-thoughtful-yield$50.002/21/2011 12:23:00 PM
sappy02$25.002/21/2011 12:52:17 PM
inspiring-reward$100.002/21/2011 12:53:54 PM
CA-Lender$25.002/21/2011 1:08:16 PM
finance-mushroom$100.002/21/2011 1:20:15 PM
whatreality$25.002/21/2011 2:04:11 PM
Tizzo27$31.932/21/2011 3:55:07 PM
deepblue34$40.002/21/2011 6:23:39 PM
loss-of-control$100.002/21/2011 7:02:44 PM
barefootpaul$35.002/21/2011 8:10:16 PM
thrifty-capital$25.002/21/2011 8:50:44 PM
diversification-medalist$25.002/21/2011 11:48:27 PM
economy-synapse$25.002/21/2011 10:49:46 PM
houli123$25.002/22/2011 8:28:44 AM
velocity-gala$225.002/21/2011 11:57:34 PM
quickstep$50.002/22/2011 5:16:57 AM
Lubava$100.002/22/2011 7:01:57 AM
greencat$50.002/22/2011 7:14:38 AM
Christophe$25.002/22/2011 7:22:35 AM
SFBank$175.412/22/2011 9:35:06 AM
suave-dime6$25.002/20/2011 12:04:46 PM
jiggaman7$50.002/20/2011 12:07:02 PM
SolarMoonshine$200.002/20/2011 2:05:35 PM
vutah$25.002/20/2011 1:58:24 PM
2grindstones$25.002/20/2011 2:32:42 PM
DasMula$57.002/20/2011 3:11:24 PM
squarebob$25.002/20/2011 5:14:05 PM
reflective-rupee$1,000.772/20/2011 7:39:03 PM
loanman2007$250.002/21/2011 4:46:55 AM
glroark$100.002/21/2011 8:33:35 AM
orderly-leverage$100.002/21/2011 10:08:37 AM
RetirementMoney$25.002/21/2011 10:26:57 AM
113121$750.002/21/2011 10:54:42 AM
Scotcha$50.002/21/2011 11:32:18 AM
Pitufo$25.002/21/2011 11:51:05 AM
payment-halo$25.002/21/2011 1:36:06 PM
dynrep$25.002/21/2011 1:36:22 PM
majestic-currency3$50.002/21/2011 2:34:01 PM
ddog0224$50.002/21/2011 3:25:54 PM
dynrep$25.002/21/2011 3:27:21 PM
the-debt-starfish$135.002/21/2011 3:33:02 PM
tashara$25.002/21/2011 4:35:46 PM
Astyanax$40.002/21/2011 4:40:26 PM
brightest-dignified-penny$25.002/21/2011 4:42:15 PM
kulender$50.002/21/2011 5:15:50 PM
marinbb$50.002/21/2011 5:38:03 PM
dtana$25.002/21/2011 7:12:31 PM
thankful-nickel2$25.002/21/2011 7:22:22 PM
FinanceEngine$26.002/21/2011 8:01:15 PM
Land_on_your_feet$250.002/21/2011 8:19:14 PM
GiftViftdotcom$25.002/21/2011 8:51:16 PM
dime-vista2$25.002/21/2011 10:09:34 PM
quickstep$250.002/22/2011 5:16:09 AM
BDS$50.002/22/2011 7:40:32 AM
liberty-magnate$25.002/22/2011 12:56:05 AM
income-rocker2$50.002/22/2011 7:36:29 AM
Artist_Blue$25.002/22/2011 6:24:40 AM
Gobsek$25.002/22/2011 7:35:02 AM
five-star-note$500.002/22/2011 8:45:44 AM
buffalobills$25.002/22/2011 7:41:14 AM
J-Rott$200.002/22/2011 7:59:15 AM
81 Investments
 
Borrower Payment Dependent Notes Series 495034
This series of Notes was issued and sold upon the funding of the borrower loan #47348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2000 Debt/Income ratio: 9%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:14y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,539Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: Lilybell Borrower's state: Missouri Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 38 ( 100% ) 620-639 (Latest)
Principal borrowed: $8,500.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2010)
540-559 (Nov-2007)
520-539 (Apr-2007)
520-539 (Mar-2007)
 
Principal balance: $4,075.75 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
Back Again
Purpose of loan:
This loan will be used to pay off my existing Prosper loan and pay off my car.
My financial situation:
I am a good candidate for this loan because is have paid off one loan and am currently paying on another. Based on the rate I can currently get on Prosper, my Prosper payment will increase by about $55.and 13 payments I will be saving the 383 I am currently paying on my car for a net gain of about $325.

Monthly net income: $ 4300 *(see below)
Monthly expenses: $3034 (Total of all below)
Housing: $1460
Insurance: $70
Car expenses: $383 * (to be paid off)
Utilities: $210
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $161
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$25.002/21/2011 5:03:57 PM
B-rad_the_Coug$25.002/21/2011 5:05:53 PM
Wangchuk$25.332/21/2011 5:03:50 PM
investment-artist$25.002/21/2011 5:04:01 PM
UCLA4life$50.002/21/2011 5:03:51 PM
Aberdeen$6,000.002/21/2011 5:04:45 PM
orderly-leverage$50.002/21/2011 5:04:48 PM
Tylerh$100.002/21/2011 5:06:30 PM
Pitufo$25.002/21/2011 5:07:02 PM
DHolly$50.002/21/2011 5:05:49 PM
Feyenoord$25.002/21/2011 5:05:57 PM
aultraman$25.002/21/2011 5:06:47 PM
sappy02$25.002/21/2011 5:07:13 PM
buffalobills$25.002/21/2011 5:07:15 PM
trevize$25.002/21/2011 5:07:30 PM
reflective-rupee$1,000.002/21/2011 5:09:20 PM
simplelender80$200.002/21/2011 5:04:16 PM
HamachiMan$50.002/21/2011 5:06:16 PM
OldManP$25.002/21/2011 5:05:08 PM
jhouman$25.002/21/2011 5:06:08 PM
MoneyForNothing$88.952/21/2011 5:07:34 PM
21 Investments
 
Borrower Payment Dependent Notes Series 495090
This series of Notes was issued and sold upon the funding of the borrower loan #47413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $125.70
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1995 Debt/Income ratio: 27%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 9Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 47 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,511Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: cjeffers0n Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 63% ) 680-699 (Latest)
Principal borrowed: $7,500.00< 31 days late: 11 ( 37% )  
660-679 (Sep-2009)
620-639 (Apr-2009)
640-659 (May-2008)
 
Principal balance: $0.60 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Much needed Vacation
Purpose of loan:
This loan will be used to take family on a vacation to cabins. It has been 5 years since our last vacation and we need this getaway. With my wife just getting a job last month after being laid off for 2 years, this will be our relaxtion time before she enteres into the working world again.

My financial situation:
I am a good candidate for this loan because 1. I paid off my previous loan with prosper months before it was actual due. I have a steady income for the last 15 years and pay my bills on time. I have a steady payment record in the last year and well on my way of becoming debt free in the next few years.


Monthly net income: $6000
Monthly expenses: $
Housing: $1300
Insurance: $200
Car expenses: $400
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $225
Clothing, household expenses: $75
Credit cards and other loans: $800
Other expenses day care: $1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/21/2011 9:10:40 AM
simplelender80$100.002/21/2011 9:09:40 AM
UCLA4life$50.002/21/2011 9:10:46 AM
RetirementMoney$25.002/21/2011 10:28:03 AM
FASTIZIO_P$25.002/21/2011 11:13:59 AM
kendallv$25.002/21/2011 11:14:28 AM
loanman2007$175.002/21/2011 11:25:26 AM
red-favorable-basis$25.002/21/2011 11:47:15 AM
DKSArt$25.002/21/2011 12:10:25 PM
money4sale$107.232/21/2011 12:22:24 PM
five-star-note$500.002/21/2011 12:26:32 PM
squarebob$25.002/21/2011 12:24:35 PM
113121$25.002/21/2011 9:10:21 AM
HamachiMan$50.002/21/2011 9:11:58 AM
jhouman$25.002/21/2011 9:10:55 AM
Tylerh$100.002/21/2011 9:13:02 AM
return-grizzly$200.002/21/2011 9:22:03 AM
ultimate-peace$50.002/21/2011 9:14:31 AM
113121$35.002/21/2011 9:16:31 AM
reflective-rupee$300.772/21/2011 9:34:43 AM
bluebouyz$25.002/21/2011 9:35:04 AM
Kash2010lu$50.002/21/2011 9:53:00 AM
orderly-leverage$100.002/21/2011 10:09:07 AM
open-minded-fund9$200.002/21/2011 10:24:02 AM
Azonic21$25.002/21/2011 10:55:41 AM
113121$750.002/21/2011 11:06:25 AM
vutah$25.002/21/2011 11:20:52 AM
Pitufo$25.002/21/2011 11:51:58 AM
upbeat-investment9$100.002/21/2011 12:04:27 PM
money-fort$30.682/21/2011 12:09:48 PM
green-thoughtful-yield$100.002/21/2011 12:24:07 PM
31 Investments
 
Borrower Payment Dependent Notes Series 488563
This series of Notes was issued and sold upon the funding of the borrower loan #47365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1988 Debt/Income ratio: 19%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:18y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,668Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: dt_one Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
800-819 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Pay car repairs
Purpose of loan:
This loan will be used to...
Pay off recent repair work on my car
My financial situation:
I am a good candidate for this loan because...
I have had one loan from prosper before. Never a late payment! AA rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reward-tamale1$25.002/17/2011 5:00:38 PM
Feyenoord$25.002/17/2011 5:27:33 PM
kenji4861$25.002/17/2011 5:39:44 PM
kyomoon$50.002/17/2011 5:39:38 PM
Aberdeen$3,500.002/17/2011 5:58:06 PM
a-responsible-return$50.002/17/2011 5:56:26 PM
6 Investments
 
Borrower Payment Dependent Notes Series 488601
This series of Notes was issued and sold upon the funding of the borrower loan #47333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-2004 Debt/Income ratio: 6%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,273Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: amit_gu Borrower's state: Illinois Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ReInvest in Prosper...
Purpose of loan:
ReInvest in Prosper

My financial situation:
I am a good candidate for this loan because I am a current Prosper Lender and its a safe bet :-)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
coldfuzion$50.002/18/2011 9:10:50 AM
UncleScroogeDMD$90.842/18/2011 9:10:52 AM
Green-Baron$25.002/18/2011 9:13:04 AM
Kissabledevil$50.002/18/2011 9:12:28 AM
principal-star$25.002/18/2011 9:12:59 AM
one-midas$50.002/18/2011 9:10:34 AM
matthewa$25.002/18/2011 9:11:05 AM
kyomoon$50.002/18/2011 9:15:21 AM
JGuide$48.032/18/2011 9:12:46 AM
Kennfusion$50.002/18/2011 9:19:44 AM
a-responsible-return$50.002/18/2011 9:22:12 AM
nimble-money0$25.002/18/2011 9:23:23 AM
organized-payment6$25.002/18/2011 9:25:40 AM
meux99$25.002/18/2011 9:27:32 AM
CBO-Enterprise$50.002/18/2011 9:27:02 AM
benjamins-utopia$100.002/18/2011 9:28:08 AM
sk10023$25.002/18/2011 9:35:16 AM
the-upbeat-p2p$50.002/18/2011 9:35:36 AM
choss02$50.002/18/2011 9:35:46 AM
orindalender$50.002/18/2011 9:44:53 AM
Only_Money$25.002/18/2011 10:09:44 AM
JGuide$26.992/18/2011 10:34:39 AM
lucrative-coin$50.002/18/2011 12:26:29 PM
rubylender$25.002/18/2011 1:34:00 PM
bentonlending$50.002/18/2011 3:58:36 PM
reflective-rupee$721.502/18/2011 5:06:40 PM
thinknovuu$25.002/18/2011 9:11:02 AM
svandgts$50.002/18/2011 9:12:52 AM
Oak-Parker$70.222/18/2011 9:12:00 AM
loanman2007$100.002/18/2011 9:13:08 AM
well-rounded-dinero$150.002/18/2011 9:12:33 AM
KarmaBum77$50.002/18/2011 9:12:08 AM
Jinja$58.002/18/2011 9:12:23 AM
tacologic$25.002/18/2011 9:12:35 AM
kenji4861$25.002/18/2011 9:14:55 AM
blot44$25.002/18/2011 9:25:28 AM
don8ter$25.002/18/2011 9:26:28 AM
DukSerduk$25.002/18/2011 9:26:44 AM
jenkris$25.002/18/2011 9:27:20 AM
KWarrior$50.002/18/2011 9:28:25 AM
youqianderen$50.002/18/2011 9:27:52 AM
scrappy-bonus2$25.002/18/2011 9:29:17 AM
community-pipeline$25.002/18/2011 9:36:33 AM
BidDaddyBigBucks$25.002/18/2011 9:38:38 AM
docdekay$100.002/18/2011 9:36:10 AM
Tylerh$100.002/18/2011 9:40:54 AM
Oak-Parker$100.002/18/2011 12:47:48 PM
reflective-rupee$434.422/18/2011 4:26:41 PM
accelerator96$25.002/18/2011 5:04:43 PM
gpuck$100.002/18/2011 4:51:16 PM
50 Investments
 
Borrower Payment Dependent Notes Series 488937
This series of Notes was issued and sold upon the funding of the borrower loan #47301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $222.12
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1982 Debt/Income ratio: Not calculated
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 43 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,872Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: suave-dedication6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide some detail regarding why you are requesting this loan? - orange-impartial-asset
A: for needed repairs on my two trucks (Feb-18-2011)
Q: You have provided no information about what this loan is for. - The_Loan_Runner
A: to make needed repairs on my trucks tires, brakes ,on one and transmission on the other (Feb-18-2011)
Q: hi, can you please provide a expense breakdown, before we consider to lend...Thank You! - firsttouch1
A: six tires @145.00=870.00 front brakes pads/ rotors 1 wheel cylinder760.00 transmission rebuilt / parts and labor 4400.00 sales tax 420.00 (Feb-22-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
bid-czar8$100.002/17/2011 5:04:36 PM
kulender$100.002/17/2011 5:24:47 PM
vutah$50.002/17/2011 5:17:36 PM
organized-payment6$50.002/17/2011 6:19:47 PM
GrayStudio$25.002/17/2011 6:22:51 PM
HamachiMan$50.002/17/2011 6:24:06 PM
lendacity$25.002/17/2011 6:27:38 PM
credit-bliss8$25.002/17/2011 6:32:17 PM
goodhearted-basis4$25.002/18/2011 10:13:32 AM
marketplace-cello5$50.002/19/2011 2:03:55 AM
psonicl$50.002/19/2011 9:09:59 AM
MadHun$100.002/19/2011 8:59:32 PM
gain-gourd$100.002/21/2011 12:01:24 PM
agalt$75.002/21/2011 12:11:29 PM
inspiring-reward$150.002/21/2011 12:55:24 PM
CA-Lender$25.002/21/2011 1:09:01 PM
jigsaw$100.002/21/2011 1:32:01 PM
cathexis$25.002/21/2011 1:40:52 PM
moola-escalator$50.002/21/2011 2:10:55 PM
Preteur$25.002/21/2011 4:19:24 PM
best-ingenious-funds$25.002/21/2011 4:00:29 PM
friendly-credit2$75.002/21/2011 5:57:53 PM
meenan$50.002/21/2011 7:24:37 PM
thankful-nickel2$25.002/21/2011 7:27:18 PM
barefootpaul$35.002/21/2011 8:09:47 PM
dime-revelry$25.002/22/2011 9:40:26 AM
ashirey$50.002/22/2011 12:33:32 PM
reasonable-capital4$25.002/22/2011 10:20:46 AM
trade-freshmaker$50.002/22/2011 1:35:36 PM
bill-expert$50.002/22/2011 5:20:36 PM
gethsemane4$25.002/22/2011 5:53:26 PM
powerful-finance7$25.002/22/2011 7:48:57 PM
SecondChanceLendingSERV$50.002/23/2011 7:25:30 AM
GElender$50.002/23/2011 5:44:26 AM
triumph329$30.522/23/2011 5:45:29 AM
bullwink27$25.002/23/2011 6:45:51 AM
Gr8Deal$50.002/23/2011 8:00:25 AM
mammalian4$25.002/23/2011 9:06:29 AM
T-Bizzone$25.002/23/2011 8:31:01 AM
larrybird$1,805.002/23/2011 11:05:13 AM
worker943$50.002/23/2011 9:40:31 AM
dough-optimizer$25.002/23/2011 10:45:25 AM
enthralling-deal180$100.002/17/2011 5:32:04 PM
benjamins-utopia$50.002/17/2011 5:36:27 PM
simplelender80$100.002/17/2011 5:44:51 PM
melodious-fairness$50.002/17/2011 5:43:46 PM
BxRealtor$25.002/17/2011 5:48:31 PM
don8ter$25.002/17/2011 6:23:09 PM
macjp123$25.002/17/2011 6:27:23 PM
irrelevant$50.002/17/2011 6:32:12 PM
Tradesmanlender$35.002/17/2011 6:37:51 PM
Tylerh$100.002/17/2011 10:43:04 PM
velocity-solo$25.002/18/2011 10:09:52 AM
radforj22$25.002/18/2011 1:53:17 PM
studious-benjamins0$25.002/19/2011 7:07:35 AM
kmr2$100.002/19/2011 9:09:26 AM
Artist_Blue$25.002/19/2011 9:52:26 AM
choss02$100.002/19/2011 9:16:10 PM
principal-injector2$50.002/20/2011 3:44:53 PM
the-silver-blaster$50.002/21/2011 1:13:37 AM
upperdeck$25.002/21/2011 1:45:51 AM
jeffpac$50.002/21/2011 6:44:50 AM
commerce-yeller$30.002/21/2011 8:24:50 AM
momoney2lend$25.002/21/2011 8:50:31 AM
LiveNow$25.002/21/2011 9:45:51 AM
brightest-dynamic-peace$25.002/21/2011 9:56:28 AM
rebellender$25.002/21/2011 10:05:41 AM
orderly-leverage$100.002/21/2011 10:09:56 AM
Stozer$30.002/21/2011 10:46:56 AM
rdrloan$25.002/21/2011 10:31:38 AM
jbaum$40.002/21/2011 12:20:28 PM
green-thoughtful-yield$100.002/21/2011 12:24:02 PM
admirable-income9$25.002/21/2011 1:06:52 PM
trade-boots1$50.002/21/2011 2:11:51 PM
liberty-revolutionary5$200.002/21/2011 2:33:03 PM
flexible-fund6$50.002/21/2011 4:45:01 PM
the-money-gargantuan$25.002/21/2011 4:59:43 PM
jazzlender$25.002/21/2011 4:59:49 PM
innocent-deal$50.002/21/2011 6:19:14 PM
coin-investor$25.002/21/2011 7:54:03 PM
authoritative-capital$25.002/21/2011 10:39:19 PM
cash-tent$30.002/21/2011 11:42:29 PM
Ripsaw4U$50.002/22/2011 1:09:25 AM
wonderful-currency$50.002/22/2011 9:41:15 AM
TikPmp1$25.002/22/2011 12:10:44 PM
top-epic-community$50.002/22/2011 12:21:04 PM
snowyowl$25.002/22/2011 12:33:56 PM
One1putt$50.002/22/2011 12:54:26 PM
LendGuy$25.002/22/2011 12:55:26 PM
mtquan$25.002/22/2011 1:15:20 PM
supersarah61$50.002/22/2011 1:54:20 PM
dano1965$25.002/22/2011 2:44:37 PM
EJF$50.002/22/2011 4:02:09 PM
harperpotok$100.002/22/2011 5:53:10 PM
Preferred-Lender$25.002/22/2011 5:46:03 PM
Fenix878$25.002/22/2011 5:46:55 PM
hope-hickory$25.002/22/2011 6:40:07 PM
p_amadeus$40.002/22/2011 6:20:43 PM
Peterman$25.002/22/2011 7:21:34 PM
proud-silver0$50.002/22/2011 8:19:13 PM
unfixer$25.002/23/2011 2:51:53 AM
101 Investments
 
Borrower Payment Dependent Notes Series 492257
This series of Notes was issued and sold upon the funding of the borrower loan #47349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $412.99
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1989 Debt/Income ratio: 25%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $67,362Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: bonus-ringleader1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Chips and Salsa
Purpose of loan:
This loan will be used to? is to buy inventory for salsa and organic corn chips business.

My financial situation:
I am a good candidate for this loan because? we have been in business for 6 years and are growing vendors with Walgreen's and Food City.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 1,200
??Insurance: $ 100
??Car expenses: $ 445
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you have a website? What is the brand name of your product, since it sold through major retailers? - The_Loan_Runner
A: Hello and yes we do have a website. WWW.triggerbeeler.com. the name of our brand is called Trigger's. We won a national salsa contest in 2007 with Cracker Barrel and was featured nationally in all of their stores for a year. Thank you for your question. (Feb-16-2011)
Q: Hello, How has the market reacted to your product? Is your inventory turning over from sales? - orange-useful-revenue
A: Hello, We have been in business for the past 6 years. I need more inventory because we are outselling our current inventory. We are in 100 Food City stores and have been for over 3 years. In Feb 2009 we started with Walgreens and have grown to over 30 of those stores in the Bristol, TN area. We were featured nationally in Cracker Barrel in 2007. Thank you for your question. (Feb-21-2011)
Q: Hi, Is your job related to aviation or food industry? how do you build up your revolving credit balances? - p2ploan-sensation211
A: Hello, I am an EMS pilot full time and we are working on our small business every hour that we are awake. We have just launched our own brand of organic, gluten free yellow organic corn chips that we disisgned and get made locally in Bristol, VA. Our lines of credit are a little high right now because we have a delivery truck, advertising, sending our samples, insurance and inventory needs. We have been in business for over 6 years and have been featured nationally in Cracker Barrel in 2007. (Feb-21-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/15/2011 5:03:15 PM
BxRealtor$25.002/15/2011 5:03:55 PM
melodious-fairness$50.002/15/2011 5:03:18 PM
enthralling-deal180$75.002/15/2011 5:02:27 PM
Tradesmanlender$35.002/15/2011 5:06:14 PM
simplelender80$100.002/15/2011 5:03:20 PM
lendacity$25.002/15/2011 5:08:19 PM
DasMula$57.002/15/2011 5:24:25 PM
ChrisTiff$25.002/16/2011 1:56:30 AM
macjp123$25.002/15/2011 5:07:22 PM
Artist_Blue$25.002/16/2011 6:07:09 AM
reflective-rupee$200.772/15/2011 8:45:00 PM
balance-force$35.002/15/2011 9:20:14 PM
radforj22$25.002/16/2011 2:31:28 PM
felicity-loyalist0$25.002/16/2011 3:28:52 PM
jazzlender$25.002/16/2011 6:00:54 PM
vutah$25.002/16/2011 6:10:47 PM
The_Loan_Runner$25.002/17/2011 5:09:23 AM
worth-arch$25.002/17/2011 7:16:58 AM
ErrantG$50.002/17/2011 10:59:11 AM
orange-rapid-benjamins$25.002/17/2011 1:51:20 PM
coin-spilunker$25.002/17/2011 1:18:18 PM
flergum$74.512/17/2011 9:28:00 PM
capital-motion0$150.002/17/2011 9:17:16 PM
Tylerh$100.002/17/2011 10:42:14 PM
WalnutCreekguy$50.002/17/2011 10:14:48 PM
resource777$50.002/18/2011 7:01:35 AM
108lender$200.002/18/2011 8:04:58 AM
investor-007$200.002/18/2011 9:43:14 AM
infomas$50.002/18/2011 11:10:33 AM
orangetrust$100.002/18/2011 12:46:29 PM
Ripsaw4U$50.002/18/2011 6:24:51 PM
tender-integrity3$70.182/19/2011 4:15:26 AM
mykkai$40.842/19/2011 8:55:31 AM
a-finance-nirvana$25.002/19/2011 10:01:03 AM
gain-equator$25.002/19/2011 12:39:05 PM
dutchschulz24$50.002/19/2011 4:09:15 PM
on_your_side$30.002/19/2011 4:38:52 PM
MadHun$100.002/19/2011 8:59:11 PM
Dalrymple$200.002/19/2011 11:02:46 PM
wise-spiritual-commitment$50.002/20/2011 12:49:49 AM
supersarah61$50.002/19/2011 9:17:04 PM
loanman2007$25.002/20/2011 6:38:55 AM
TK4$50.002/20/2011 9:04:35 AM
Goodlender42$50.002/20/2011 9:51:23 AM
principal-injector2$50.002/20/2011 3:44:30 PM
Rockymtnhi$50.002/20/2011 4:04:49 PM
investor_101$50.002/20/2011 8:53:56 PM
the-silver-blaster$50.002/21/2011 1:13:25 AM
jeffpac$50.002/21/2011 6:44:22 AM
GordoMG$50.002/21/2011 7:27:36 AM
trident9$50.002/21/2011 7:29:21 AM
dime-smasher5$25.002/21/2011 7:25:20 AM
unclejaef$25.002/21/2011 7:28:08 AM
brightest-dynamic-peace$25.002/21/2011 9:30:30 AM
mgking007$25.002/21/2011 9:31:48 AM
asset-watcher$100.002/21/2011 9:47:53 AM
credit-observatory$25.002/21/2011 9:57:17 AM
Azonic21$25.002/21/2011 10:54:32 AM
gain-gourd$100.002/21/2011 12:00:41 PM
agalt$75.002/21/2011 12:11:08 PM
green-thoughtful-yield$100.002/21/2011 12:23:34 PM
stormwatch$25.002/21/2011 12:23:17 PM
ORteacher$50.002/21/2011 12:52:21 PM
trade-boots1$300.002/21/2011 2:01:57 PM
Sixmil$100.002/21/2011 1:39:12 PM
freedomcrusader$25.002/21/2011 2:41:18 PM
robertmm25$82.632/21/2011 3:48:50 PM
first-serene-credit$25.002/21/2011 3:11:13 PM
Preteur$25.002/21/2011 4:19:07 PM
rjfmkt$25.002/21/2011 4:29:13 PM
Pitufo$25.002/21/2011 6:20:06 PM
FigTree$50.002/21/2011 5:54:23 PM
unger$245.002/21/2011 7:43:30 PM
GiftViftdotcom$75.002/21/2011 7:47:02 PM
thankful-nickel2$25.002/21/2011 6:54:25 PM
coin-investor$25.002/21/2011 7:53:51 PM
suges$25.002/21/2011 7:19:19 PM
art75$25.002/21/2011 9:10:40 PM
credit-coach118$25.002/21/2011 7:53:10 PM
buckyhead2000$25.002/21/2011 10:29:16 PM
a-resplendent-commitment$25.002/21/2011 10:46:20 PM
diversification-medalist$25.002/21/2011 11:48:32 PM
BzJ108$25.002/22/2011 12:29:14 AM
Palacios$50.002/21/2011 10:04:15 PM
newgroom422$25.002/21/2011 11:23:38 PM
cash-tent$40.002/21/2011 11:40:41 PM
authoritative-capital$25.002/21/2011 10:39:03 PM
scredneck$50.002/22/2011 6:16:02 AM
mizount$25.002/22/2011 6:00:11 AM
dime-revelry$25.002/22/2011 9:40:03 AM
antrux$25.002/22/2011 9:41:42 AM
WindyKid$44.012/22/2011 9:43:17 AM
reasonable-capital4$25.002/22/2011 10:20:28 AM
ndwayno$25.002/22/2011 9:41:54 AM
Infinity_Financial$225.002/22/2011 9:58:51 AM
awesome-interest8$319.022/22/2011 10:21:03 AM
top-epic-community$50.002/22/2011 12:20:56 PM
brit11$100.002/22/2011 12:20:31 PM
cypressdev001$50.002/22/2011 12:20:42 PM
snowyowl$25.002/22/2011 12:36:24 PM
drtrimmers$50.002/22/2011 1:16:26 PM
LendGuy$25.002/22/2011 12:55:15 PM
mad-scientist418$25.002/22/2011 1:00:09 PM
contract-paloverde1$25.002/22/2011 1:53:06 PM
nycloan$25.002/22/2011 1:53:23 PM
mtquan$25.002/22/2011 1:15:04 PM
deal-maple2$50.002/22/2011 12:48:34 PM
the-auction-bear$25.002/22/2011 1:54:01 PM
GenerousGentleMan$75.002/22/2011 1:54:29 PM
wealthy60$50.002/22/2011 1:24:42 PM
tpcnet$100.002/22/2011 1:35:09 PM
trade-freshmaker$50.002/22/2011 1:35:30 PM
rockstar78$50.002/22/2011 1:50:36 PM
GCInvestments$25.002/22/2011 1:50:52 PM
pure-treasure7$25.002/22/2011 1:51:07 PM
Tammy102800$25.002/22/2011 1:52:42 PM
GrowTK$25.002/22/2011 1:53:10 PM
taal1$50.002/22/2011 1:34:59 PM
sensible-order2$100.002/22/2011 1:52:53 PM
tharmon$50.002/22/2011 1:53:11 PM
jenkris$25.002/22/2011 1:53:21 PM
kmr2$100.002/15/2011 5:06:16 PM
irrelevant$50.002/15/2011 5:06:21 PM
organized-payment6$50.002/15/2011 5:07:28 PM
velocity-solo$25.002/15/2011 5:07:43 PM
kulender$100.002/15/2011 5:02:03 PM
selector568$50.002/15/2011 5:04:50 PM
reflective-rupee$50.772/15/2011 5:05:43 PM
marketplace-cello5$25.002/15/2011 5:06:12 PM
GrayStudio$25.002/15/2011 5:06:19 PM
commerce-yeller$30.002/15/2011 5:07:30 PM
don8ter$25.002/15/2011 5:06:25 PM
HamachiMan$50.002/15/2011 5:06:36 PM
genius520$100.002/16/2011 4:15:11 PM
misit$25.002/16/2011 11:06:48 AM
harperpotok$100.002/16/2011 12:47:05 PM
RyanTH9893$25.002/16/2011 4:17:07 PM
MTGuy$26.002/16/2011 5:57:43 PM
rate-optimizer0$25.002/16/2011 7:50:52 PM
psonicl$50.002/17/2011 8:02:24 AM
choss02$100.002/17/2011 9:43:16 AM
alextiff01$25.002/17/2011 10:48:33 AM
CasaDeTomas$50.002/17/2011 3:15:04 PM
bid-czar8$100.002/17/2011 5:02:31 PM
1800porsche$25.002/17/2011 11:40:27 PM
credit-panda1$25.002/18/2011 10:15:26 AM
Tensleep$85.682/18/2011 1:49:51 PM
worth-excellence4$30.002/18/2011 3:30:18 PM
euro-deployment$25.002/18/2011 3:25:35 PM
fishintime$100.002/19/2011 9:13:43 AM
hitsman$50.002/19/2011 9:57:08 AM
myhelper$50.002/19/2011 10:40:17 AM
mayan13$33.002/19/2011 11:04:45 AM
Prairie-MN$30.002/19/2011 1:07:41 PM
mingthemink$31.162/19/2011 1:28:03 PM
MoneyMA$25.002/19/2011 9:15:08 PM
godfather4u$50.002/20/2011 9:04:25 AM
gethsemane4$25.002/20/2011 9:59:26 AM
rbrown15$100.002/20/2011 2:23:12 PM
rakstar$50.002/21/2011 1:22:34 AM
happyinvallarta$50.002/21/2011 4:42:46 AM
fillholdingsllc$25.002/21/2011 5:06:09 AM
efficient-treasure0$25.002/21/2011 7:27:04 AM
dckpolo$50.002/21/2011 7:27:55 AM
fund-tom-tom6$50.002/21/2011 7:27:40 AM
vibraphone3$50.002/21/2011 7:27:44 AM
squarebob$50.002/21/2011 7:58:41 AM
Preferred-Lender$25.002/21/2011 8:00:21 AM
point-shooter$50.002/21/2011 8:41:47 AM
momoney2lend$25.002/21/2011 8:50:14 AM
LiveNow$25.002/21/2011 9:45:50 AM
rebellender$25.002/21/2011 10:05:16 AM
orderly-leverage$100.002/21/2011 10:09:37 AM
the-bid-sorcerer$50.002/21/2011 10:31:32 AM
brilliant-revenue$25.002/21/2011 10:39:26 AM
Stozer$25.002/21/2011 10:48:28 AM
moola-trumpeter$100.002/21/2011 10:54:36 AM
PaulW$25.002/21/2011 12:09:37 PM
jct_enterprises$25.002/21/2011 12:13:20 PM
jbaum$40.002/21/2011 12:20:05 PM
djmjkelso$35.002/21/2011 12:39:47 PM
lincs$25.002/21/2011 12:55:57 PM
inspiring-reward$150.002/21/2011 12:55:07 PM
CA-Lender$25.002/21/2011 1:08:48 PM
admirable-income9$25.002/21/2011 1:06:41 PM
jigsaw$100.002/21/2011 1:31:18 PM
malomar66$50.002/21/2011 1:17:19 PM
cathexis$25.002/21/2011 1:40:39 PM
p_amadeus$45.022/21/2011 1:38:55 PM
Fenix878$25.002/21/2011 2:09:27 PM
moola-escalator$50.002/21/2011 2:10:44 PM
treasure-dreamer7$50.002/21/2011 2:34:17 PM
grampy48$25.002/21/2011 3:14:46 PM
best-ingenious-funds$25.002/21/2011 4:00:13 PM
flexible-fund6$50.002/21/2011 4:44:49 PM
the-money-gargantuan$25.002/21/2011 4:59:23 PM
innocent-deal$50.002/21/2011 6:18:55 PM
2bnforlife$25.002/21/2011 6:34:00 PM
meenan$50.002/21/2011 7:24:20 PM
wrighco$25.002/21/2011 7:59:28 PM
barefootpaul$35.002/21/2011 8:09:33 PM
dime-vista2$25.002/21/2011 10:13:02 PM
balanced-balance6$34.002/22/2011 5:24:15 AM
exchange-battalion$25.002/22/2011 2:43:35 AM
Gobsek$25.002/22/2011 7:30:02 AM
wonderful-currency$50.002/22/2011 9:40:52 AM
witty-principal$50.002/22/2011 12:10:25 PM
microfunder$25.002/22/2011 9:41:47 AM
tolerant-dinero2$25.002/22/2011 10:22:41 AM
KeepOnRunning$50.002/22/2011 9:43:31 AM
ashirey$50.002/22/2011 12:33:08 PM
TikPmp1$25.002/22/2011 12:10:31 PM
cash-backer8$25.002/22/2011 12:13:28 PM
thoughtful-community7$25.002/22/2011 12:32:47 PM
georgedorn$25.002/22/2011 1:11:21 PM
lgs83$25.002/22/2011 12:22:44 PM
smilinguy$50.002/22/2011 1:52:16 PM
forthright-principal2$25.002/22/2011 1:52:58 PM
reflective-cash0$50.002/22/2011 1:53:14 PM
Fiimg$50.002/22/2011 1:54:09 PM
wise-skillful-benjamins$50.002/22/2011 1:21:39 PM
skuba$50.002/22/2011 1:50:55 PM
jitster$50.002/22/2011 1:52:39 PM
attentive-vigilance1$50.002/22/2011 1:53:08 PM
jdwillcox$100.002/22/2011 1:53:15 PM
orange-courageous-dedication$50.002/22/2011 1:53:26 PM
Molson Bank & Trust$25.002/22/2011 1:31:25 PM
finance-magma7$50.002/22/2011 1:54:34 PM
Tracman$50.002/22/2011 1:35:24 PM
exchange-pledge$100.002/22/2011 1:50:35 PM
stanbalwight4$25.002/22/2011 1:51:36 PM
sarisai$50.002/22/2011 1:51:46 PM
GElender$50.002/22/2011 1:53:04 PM
234 Investments
 
Borrower Payment Dependent Notes Series 492723
This series of Notes was issued and sold upon the funding of the borrower loan #47352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2000 Debt/Income ratio: 31%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,347Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: powerful-reward7 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
needed funds
Purpose of loan:
This loan will be used to?
pay off medical biils
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time every month. I have a steady, reliable job that will not be going anywhere.
Monthly net income: $ 3000

Monthly expenses: $
??Housing: $?300
??Insurance: $ 150
??Car expenses: $300
??Utilities: $ 30
??Phone, cable, internet: $120
??Food, entertainment: $?300
??Clothing, household expenses $150?
??Credit cards and other loans: $ 400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/10/2011 5:01:31 PM
genius520$100.002/10/2011 5:06:32 PM
kulender$50.002/10/2011 5:01:20 PM
orderly-leverage$50.002/10/2011 5:05:38 PM
finance-prescription$50.002/10/2011 5:06:55 PM
important-openness1$50.002/10/2011 5:07:02 PM
monster4$50.002/10/2011 5:07:51 PM
Bob450$25.002/10/2011 5:08:13 PM
jjswanso$25.002/11/2011 5:47:02 AM
worthy-bid8$50.002/11/2011 6:06:54 AM
greencat$50.002/11/2011 7:24:35 AM
kttalamo$25.002/11/2011 7:50:44 AM
benjamins-utopia$50.002/11/2011 12:10:45 PM
larryboy10$25.002/11/2011 12:57:50 PM
supreme-hope$25.002/12/2011 6:38:26 AM
MARWARISETH$25.002/12/2011 7:47:16 AM
alphabet76$30.002/12/2011 9:11:59 AM
superb-kindness2$25.002/12/2011 3:08:47 PM
Armyman122$50.002/12/2011 11:09:33 AM
lendstats_com$50.002/12/2011 11:43:42 AM
kind-efficient-credit$25.002/12/2011 6:36:38 PM
poolshark72$25.002/12/2011 6:23:11 PM
loss-of-control$50.002/13/2011 12:54:24 PM
umfan123$25.002/14/2011 6:17:18 AM
incbx$50.002/13/2011 6:01:00 PM
reward-adventure$50.002/14/2011 8:06:19 AM
willinvest$25.002/14/2011 4:10:46 PM
yield-aurora4$100.002/14/2011 12:11:01 PM
money-bauble$51.152/14/2011 4:49:47 PM
seisen$50.002/14/2011 4:52:31 PM
mdaallen$37.342/14/2011 3:01:16 PM
Investoman$50.002/14/2011 4:53:52 PM
ingenious-deal6$25.002/14/2011 4:47:13 PM
money-baron$68.562/14/2011 4:58:34 PM
jasjac0105$25.002/14/2011 11:25:23 PM
ramst41$25.002/14/2011 11:10:09 PM
108lender$99.682/15/2011 1:27:23 AM
buffalobills$25.002/15/2011 7:35:47 AM
leverage-monger$25.002/15/2011 8:01:38 AM
kendigme$25.002/15/2011 2:35:52 AM
CA-Lender$25.002/15/2011 2:36:09 AM
eod_man$50.002/15/2011 3:29:29 AM
cbivitz$150.002/15/2011 6:49:27 AM
Lubava$25.002/15/2011 10:51:21 AM
stoopidnoodle$25.002/15/2011 9:26:48 AM
Astyanax$40.002/15/2011 2:20:18 PM
liberty-society5$25.002/15/2011 4:25:19 PM
dough-bear$50.002/15/2011 4:37:08 PM
SDNLR$25.002/15/2011 5:39:37 PM
EarlyRiser$150.002/15/2011 5:45:49 PM
missing-link$25.002/16/2011 2:49:54 AM
ursus$50.002/15/2011 5:37:03 PM
RMI_Babylon$25.002/15/2011 10:29:15 PM
brondero$200.002/16/2011 2:32:13 AM
forthright-trade$25.272/16/2011 2:47:35 AM
hopeful-deal7$50.002/16/2011 9:36:42 AM
Leshan$25.002/16/2011 8:44:39 AM
vtr1000$27.452/16/2011 12:50:47 PM
Engineer44$25.002/16/2011 3:26:30 PM
Speculator$25.002/16/2011 9:52:03 AM
prudent-power1$40.002/16/2011 9:38:46 AM
asiaratt$50.002/16/2011 4:12:33 PM
treasure-singularity$25.002/16/2011 11:12:39 AM
blissful-penny$25.002/16/2011 11:18:23 AM
radforj22$25.002/16/2011 2:31:55 PM
gloomis2$35.452/16/2011 1:45:46 PM
cippy$25.002/16/2011 4:12:38 PM
tech310$50.002/16/2011 4:12:49 PM
TheCount$25.002/16/2011 4:12:32 PM
suave-dime6$25.002/10/2011 5:02:37 PM
HamachiMan$50.002/10/2011 5:05:48 PM
reflective-rupee$25.772/10/2011 5:05:58 PM
irrelevant$50.002/10/2011 5:07:30 PM
Jack55304$300.002/10/2011 5:07:39 PM
thankful-nickel2$25.002/10/2011 6:25:34 PM
Shining-Star$25.002/10/2011 8:33:12 PM
UCLA4life$35.002/10/2011 10:05:46 PM
sensible-order2$100.002/10/2011 5:02:01 PM
liberty-destiny3$25.002/10/2011 5:08:02 PM
profit-powerplant$25.002/10/2011 5:06:23 PM
musegaze$100.002/10/2011 5:06:48 PM
2grindstones$25.002/10/2011 9:08:45 PM
twtb19$25.002/11/2011 4:07:52 AM
loanman2007$25.002/11/2011 6:22:40 AM
diplomatic-wealth7$25.002/11/2011 12:01:24 PM
roadster199$25.002/11/2011 5:00:48 PM
witty-openness$25.002/11/2011 9:51:28 AM
ready-interest9$25.002/11/2011 10:18:58 AM
investment-artist$25.002/11/2011 3:22:38 PM
desertoasis$25.002/11/2011 8:15:50 PM
shrewd-income$25.002/12/2011 8:25:29 AM
papaloha$25.002/12/2011 1:35:45 AM
hitsman$50.002/12/2011 12:17:23 PM
amlu1988$25.002/12/2011 1:55:32 PM
Comoparklender$25.002/13/2011 6:52:31 AM
scarlet-velvet$25.002/12/2011 3:50:17 PM
ds5184$25.002/12/2011 5:03:26 PM
periko$25.002/12/2011 8:17:43 PM
GCInvestments$25.002/13/2011 5:20:24 PM
velocity-solo$25.002/14/2011 6:01:14 AM
miked8303$25.002/13/2011 4:10:16 PM
all_of_that_one$35.002/14/2011 8:11:25 AM
tomaswk$100.002/14/2011 8:32:49 AM
nilonc1$25.002/14/2011 9:16:36 AM
jazzlender$25.002/14/2011 2:46:59 PM
minddoc$25.002/14/2011 2:00:55 PM
Artist_Blue$25.002/14/2011 4:30:41 PM
authoritative-platinum7$25.002/14/2011 4:54:04 PM
helping-out$50.002/14/2011 5:16:51 PM
gain-equator$25.002/14/2011 4:33:06 PM
finance-mushroom$42.702/14/2011 4:52:08 PM
gain-dolphin$25.002/14/2011 10:19:23 PM
IIP77$25.002/15/2011 1:47:22 AM
MADAOO7$50.002/14/2011 6:44:56 PM
realtormoises$25.002/15/2011 4:55:18 AM
commerce-web5$25.002/14/2011 10:01:49 PM
asset-professor$50.002/15/2011 2:30:18 AM
credit-bliss8$25.002/15/2011 1:05:45 PM
cash-reaction2$50.002/15/2011 3:05:45 PM
jiggaman7$50.002/15/2011 9:39:04 AM
wanna-help$50.002/15/2011 3:20:20 PM
dollar-sonnet3$50.002/15/2011 4:40:45 PM
moola-pillow$25.002/15/2011 3:29:48 PM
Myrick$25.002/15/2011 5:46:46 PM
trumpeter5$25.002/16/2011 7:07:26 AM
seineil$50.002/15/2011 10:50:54 PM
FeedTheMachine$47.842/16/2011 2:32:09 AM
ProModelA$25.002/16/2011 5:12:33 AM
investment-party$72.212/16/2011 7:04:10 AM
velocity-jalapeno$25.002/16/2011 7:15:45 AM
Tahoeman$25.002/16/2011 8:55:08 AM
moola-monger9$50.002/16/2011 8:20:33 AM
orange-influential-credit$50.002/16/2011 11:32:44 AM
DeltaGambler$50.002/16/2011 4:03:35 PM
jhernand17$25.002/16/2011 9:38:14 AM
mpatrick$25.002/16/2011 9:39:26 AM
dedicated-transaction796$50.002/16/2011 4:12:36 PM
cti11$25.002/16/2011 10:40:40 AM
alluring-yield5$25.002/16/2011 12:13:34 PM
Catz_aplenty$50.002/16/2011 11:46:42 AM
Nerdster1$25.052/16/2011 12:08:37 PM
gain-gourd$75.002/16/2011 4:12:40 PM
KMB78$29.752/16/2011 4:12:47 PM
143 Investments
 
Borrower Payment Dependent Notes Series 492983
This series of Notes was issued and sold upon the funding of the borrower loan #47401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2000 Debt/Income ratio: 15%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 19Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,583Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: persistent-pound1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Will be debt free soon.
Purpose of loan:
This loan will be used to? Pay off credit cards

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time and my goal is to be debt free in 3 years or less. Then I can become an investor on this site.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 75
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please list the credit cards and balances. - MonkeyHero
A: Balance Credit limit Dell $1,141 $4,000.00 Chase $0 $500.00 HD $0 $8,300.00 Gemb $0 $1,200.00 Chase $195 $600.00 Best Buy $0 $800.00 Jc Penney $0 $600.00 Barclays $0 $3,400.00 Trek $198 $1,000.00 Best Buy $0 $700.00 Discover $0 $2,000.00 Fnb $0 $500.00 Gemb $601 $900.00 BOA $463 $3,900.00 Key $0 $440.00 Hsbc Bank $0 $400.00 Hsbc Bank $0 $500.00 Us Bank $7,733 $8,100.00 (Feb-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/5/2011 12:01:48 PM
octoberfresh$25.002/5/2011 12:09:44 PM
meenan$50.002/5/2011 12:11:51 PM
jazzlender$25.002/5/2011 12:05:27 PM
versatilenyguy$50.002/5/2011 12:16:48 PM
tech310$50.002/5/2011 12:07:04 PM
simplelender80$100.002/5/2011 12:05:51 PM
velocity-solo$50.002/5/2011 12:10:27 PM
vigilance-revolutionary$50.002/5/2011 12:09:31 PM
fishintime$100.002/5/2011 12:10:14 PM
penny-plato$25.002/5/2011 1:36:48 PM
gain-equator$25.002/5/2011 12:13:27 PM
point-kitten6$50.002/5/2011 12:14:18 PM
Tradesmanlender$35.002/5/2011 12:12:31 PM
cash-reaction2$50.002/5/2011 12:15:15 PM
fairness-kayak$25.002/5/2011 3:41:40 PM
skuba$50.002/5/2011 12:16:07 PM
Leshan$25.002/5/2011 12:30:28 PM
SolarMoonshine$25.002/5/2011 1:48:40 PM
terrific-return$25.002/5/2011 9:34:08 PM
spiff666$25.002/5/2011 4:27:28 PM
Investoman$50.002/5/2011 5:23:34 PM
wise-blazing-currency$25.032/6/2011 8:44:37 AM
AaronL$25.002/5/2011 7:10:29 PM
genius520$100.002/5/2011 8:20:58 PM
FundMaker$25.002/5/2011 6:03:27 PM
pirahna125$25.002/6/2011 3:13:31 AM
ac787$25.002/6/2011 10:03:21 AM
crdcteng$50.002/6/2011 12:41:43 PM
trustu$50.002/6/2011 8:31:34 PM
yerkster1$25.002/6/2011 12:39:31 PM
value-guru3$30.002/6/2011 9:34:54 PM
sincerlyyours$200.002/6/2011 12:53:02 PM
hurricanefever$50.002/6/2011 2:11:28 PM
self-reliant-integrity0$50.002/6/2011 3:36:57 PM
money-boomarang$29.932/6/2011 7:03:10 PM
Goodnotlucky$50.002/6/2011 9:34:44 PM
hopeful-truth5$200.002/7/2011 7:40:01 AM
wss560$25.002/7/2011 8:31:48 AM
hedgebaby$25.002/7/2011 10:24:59 AM
Shamrock731$55.852/7/2011 10:53:32 AM
FinanceEngine$25.002/7/2011 9:40:27 AM
revenue-appraiser$25.002/7/2011 1:17:20 PM
lm75$25.002/7/2011 9:36:06 AM
cash-queen$25.002/7/2011 2:27:00 PM
1SteelerFan$25.002/7/2011 11:25:28 AM
AF-Chief$50.002/7/2011 12:06:42 PM
StrongMonty$26.002/7/2011 2:15:05 PM
Ocean713$50.002/7/2011 2:51:28 PM
SOP_Bank$25.002/7/2011 3:23:02 PM
tutnyce$100.002/7/2011 5:15:15 PM
myduck$40.002/7/2011 4:55:35 PM
beer-gardener$25.002/7/2011 4:42:16 PM
terrific-p2ploan$29.002/7/2011 7:45:46 PM
jamiee73$25.002/8/2011 6:06:24 AM
VonKeebler$27.222/8/2011 6:16:39 AM
HomerdohNY$25.002/7/2011 8:10:04 PM
circustab$50.002/8/2011 7:32:35 AM
chestnut4$25.002/8/2011 8:17:08 AM
BxRealtor$25.002/8/2011 8:36:46 AM
a-restless-dollar$100.002/8/2011 12:03:26 PM
Chadwick_Bay_Investments$25.002/8/2011 12:40:07 PM
UncleSafety$46.092/8/2011 1:25:35 PM
VBinvestor$100.002/8/2011 9:22:05 AM
veritek$25.002/8/2011 1:39:48 PM
valiant-money$25.002/8/2011 4:20:34 PM
intuitive-integrity9$50.002/8/2011 4:32:41 PM
haiku328$30.622/8/2011 5:09:56 PM
workwithchrisDOTbiz$50.002/8/2011 5:13:00 PM
bob_sacamano$25.002/8/2011 6:12:28 PM
greenback-guard$25.002/8/2011 6:19:08 PM
coloradoadam$40.002/8/2011 6:19:19 PM
lenderrb$35.002/8/2011 6:41:07 PM
a-finance-nirvana$25.002/8/2011 6:21:06 PM
charming-dough0$25.002/8/2011 6:59:18 PM
MoneyForNothing$21.062/8/2011 7:07:19 PM
kulender$100.002/5/2011 12:06:36 PM
be_wise$25.002/5/2011 12:09:19 PM
impressive-credit431$100.002/5/2011 12:09:37 PM
peripatetic$25.002/5/2011 12:11:34 PM
jenkris$25.002/5/2011 12:11:59 PM
ladybird1$50.002/5/2011 12:14:39 PM
commerce-yeller$25.002/5/2011 12:06:51 PM
grf1945$35.002/5/2011 1:16:25 PM
rolandweary$25.002/5/2011 12:10:55 PM
sensible-order2$100.002/5/2011 12:11:23 PM
Edwin_Rae$25.002/5/2011 1:40:52 PM
american6$100.002/5/2011 12:10:37 PM
HamachiMan$50.002/5/2011 12:12:11 PM
marketplace-cello5$25.002/5/2011 12:11:08 PM
Clambake$100.002/5/2011 12:12:49 PM
liberty-society5$25.002/5/2011 12:13:00 PM
20mule$200.002/5/2011 2:28:09 PM
DasMula$25.002/5/2011 2:32:20 PM
haplender$50.002/5/2011 12:14:56 PM
investment-artist$25.002/5/2011 2:38:54 PM
bold-durability-drum$100.002/5/2011 12:13:04 PM
trade-goblin9$25.002/5/2011 2:42:12 PM
favorite-commerce$50.002/5/2011 2:45:33 PM
JustMee$25.002/5/2011 3:30:13 PM
sprinter$50.002/5/2011 12:15:39 PM
dzn512$50.002/5/2011 1:13:40 PM
RyanTH9893$25.002/5/2011 1:19:41 PM
principal-bull$25.002/5/2011 1:25:51 PM
comet55$25.002/5/2011 1:26:05 PM
loanman2007$50.002/5/2011 1:11:09 PM
us957165$25.002/5/2011 8:27:02 PM
Astyanax$40.002/5/2011 8:49:05 PM
responsibility-aurora$50.002/5/2011 2:06:33 PM
upbeat-finance8$25.002/5/2011 2:13:54 PM
LastLikeFirst$25.002/5/2011 2:31:17 PM
samaritan5$50.002/5/2011 4:20:44 PM
credit-guard5$25.002/5/2011 3:26:21 PM
balance-force$31.002/5/2011 3:27:18 PM
vutah$50.002/6/2011 8:14:44 AM
kmr2$100.002/5/2011 9:16:21 PM
alydad1$25.002/6/2011 11:01:43 AM
veggiecats$30.002/6/2011 9:57:48 AM
focused-return366$30.002/6/2011 12:14:20 PM
mirageseeker$100.002/6/2011 9:46:20 PM
Uncle_Scrooge$50.002/6/2011 1:21:25 PM
elvisloans$25.002/6/2011 1:56:55 PM
buffalobills$25.002/7/2011 8:30:55 AM
donlenboy$25.002/7/2011 9:46:56 AM
Travis247$50.002/7/2011 9:04:14 AM
benjamins-utopia$100.002/7/2011 10:35:56 AM
adventurous-commerce$25.002/7/2011 11:26:57 AM
melodious-fairness$50.002/7/2011 10:40:52 AM
agalt$75.002/7/2011 10:41:48 AM
return-investor6$25.002/7/2011 10:17:47 AM
ethicalhumanist$50.002/7/2011 11:44:40 AM
GoldenGo4$50.002/7/2011 3:31:35 PM
Jazzy503$25.002/7/2011 4:16:46 PM
Laserbank$51.002/7/2011 5:35:18 PM
radforj22$25.002/7/2011 4:45:50 PM
all_of_that_one$35.002/7/2011 6:38:08 PM
Independenttools$25.002/7/2011 5:02:41 PM
worlds-best-worth2$100.002/7/2011 11:07:19 PM
organized-dedication9$50.002/7/2011 5:12:03 PM
ijspence$25.002/7/2011 5:27:04 PM
simiray$55.002/7/2011 5:17:53 PM
fishoutofH2O$72.202/7/2011 8:55:06 PM
LightTheWay$50.002/7/2011 11:46:21 PM
wampum-chorus3$25.002/8/2011 12:02:11 AM
wwwUniversal$25.002/8/2011 8:41:34 AM
Artist_Blue$25.002/8/2011 6:07:50 AM
otto1939$50.002/8/2011 9:16:56 AM
killdare$25.002/8/2011 6:55:25 AM
Mav26$100.002/8/2011 8:38:18 AM
upbeat-fund$25.002/8/2011 12:55:50 PM
MWMoney$50.002/8/2011 11:24:44 AM
orgy63$50.002/8/2011 4:50:43 PM
Ricajote$25.002/8/2011 5:16:09 PM
Dskillz$25.002/8/2011 5:18:22 PM
moola-pillow$50.002/8/2011 5:21:16 PM
systemlender$200.002/8/2011 5:31:29 PM
orderly-leverage$100.002/8/2011 5:33:37 PM
benefit-flow$25.002/8/2011 6:28:04 PM
ursus$100.002/8/2011 6:21:50 PM
careful-compassion$25.002/8/2011 6:45:30 PM
160 Investments
 
Borrower Payment Dependent Notes Series 493285
This series of Notes was issued and sold upon the funding of the borrower loan #47331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1997 Debt/Income ratio: 18%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,425Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: proud-market0 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?


My financial situation:
I am a good candidate for this loan because?



Monthly net income: $ Monthly expenses: $
??Housing: $

??Insurance: $

??Car expenses: $

??Utilities: $

??Phone, cable, internet: $

??Food, entertainment: $

??Clothing, household expenses $

??Credit cards and other loans: $

??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/17/2011 5:30:43 PM
kulender$100.002/17/2011 5:33:30 PM
suave-dime6$25.002/17/2011 5:47:29 PM
transaction-circuit$100.002/17/2011 6:19:40 PM
Kash2010lu$28.002/17/2011 6:22:40 PM
HamachiMan$50.002/17/2011 6:24:10 PM
diplomatic-wealth7$25.002/17/2011 6:26:22 PM
musegaze$100.002/17/2011 6:27:51 PM
tech310$50.002/17/2011 6:29:59 PM
irrelevant$50.002/17/2011 6:33:28 PM
precious-coin3$32.502/17/2011 7:10:30 PM
RMB-Investments$50.002/17/2011 7:57:00 PM
glenium$25.002/18/2011 3:46:23 AM
GElender$25.002/18/2011 6:06:50 AM
credit-coach118$35.002/18/2011 9:40:56 AM
EmmaDog44$25.002/18/2011 9:53:29 AM
_Sri_Bank_$50.002/18/2011 1:19:16 PM
drluong$25.002/18/2011 1:27:07 PM
wampum-chorus3$22.962/18/2011 1:53:26 PM
Reliance_Banker$28.542/18/2011 1:35:19 PM
UCLA4life$50.002/17/2011 6:22:30 PM
genius520$100.002/17/2011 6:25:29 PM
profit-powerplant$25.002/17/2011 6:24:55 PM
Jack55304$300.002/17/2011 6:25:55 PM
incbx$25.002/17/2011 6:27:31 PM
jiggaman7$75.002/17/2011 6:27:58 PM
symbiosis$50.002/17/2011 6:31:40 PM
rockstar78$25.002/17/2011 6:36:06 PM
brmar$25.002/17/2011 6:50:05 PM
frogperson$100.002/17/2011 10:05:31 PM
Tylerh$100.002/17/2011 10:51:46 PM
FundMaker$25.002/18/2011 6:06:04 AM
greencat$50.002/18/2011 7:21:05 AM
pshans$25.002/18/2011 10:54:13 AM
Happyhourcomics$25.002/18/2011 11:03:20 AM
One_Lolo$25.002/18/2011 11:08:18 AM
coin-sherpa$28.002/18/2011 12:19:26 PM
37 Investments
 
Borrower Payment Dependent Notes Series 493307
This series of Notes was issued and sold upon the funding of the borrower loan #47370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-13-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,214Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: green-efficient-loot Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Got Work - Need Capital
Purpose of loan:
This loan will be used to fund researchers for a textbook contract that I have with a top academic business publisher. By the end of the year, I have a signed contract for $150,000 in grant and advance money, due upon completion of the manuscripts. I have long term consulting contracts that provide reliable monthly income.

My financial situation:
I have a long term and reliable credit history. I have stretched myself to fund the development of this textbook knowing that the pay off will be commensurate.

Monthly net income: $12,500*

Monthly expenses: $ 10,000


* My income is on consulting contracts only and does not include any projected revenue.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Will E-book affect your revenue? Thanks, - p2ploan-sensation211
A: This is a great question. The $150K I cited in my posting is guaranteed, with half grant and half advance. This is already under contract. My two cents about the future of academic publishing: In the future, I believe that textbooks will continue to rise in cost, with a greater demand on publishers to provide simulations, interactive exercises, and more sophisticated tools for instructors to handle growing class sizes. (Feb-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/13/2011 12:05:09 PM
melodious-fairness$50.002/13/2011 12:05:27 PM
impressive-credit431$100.002/13/2011 12:06:07 PM
GrayStudio$25.002/13/2011 12:06:17 PM
sk10023$25.002/13/2011 12:07:36 PM
velocity-solo$50.002/13/2011 12:07:58 PM
hitsman$50.002/13/2011 12:08:09 PM
lucrative-coin$100.002/13/2011 2:34:20 PM
jazzlender$50.002/13/2011 12:05:21 PM
genius520$100.002/13/2011 12:06:12 PM
GCInvestments$25.002/14/2011 2:40:07 AM
felicity-loyalist0$25.002/13/2011 2:56:26 PM
kulender$100.002/13/2011 12:05:23 PM
kmr2$100.002/13/2011 12:06:13 PM
commerce-yeller$30.002/13/2011 12:08:54 PM
RyanTH9893$25.002/13/2011 5:12:29 PM
BxRealtor$25.002/14/2011 8:22:50 AM
Reddy_Capital$25.002/13/2011 9:32:53 PM
adamnash$25.002/13/2011 9:55:31 PM
jdwillcox$100.002/14/2011 2:47:18 AM
Artist_Blue$25.002/14/2011 6:16:36 AM
fishintime$100.002/14/2011 2:46:51 PM
orange-courageous-dedication$50.002/14/2011 4:53:33 PM
cash-tent$40.002/14/2011 6:50:44 PM
balance-force$27.002/15/2011 12:18:12 AM
buckyhead2000$25.002/15/2011 2:30:53 PM
sensible-order2$100.002/15/2011 5:37:47 PM
tender-integrity3$100.002/15/2011 10:21:07 PM
SmokeyMirror$50.002/15/2011 9:26:49 PM
dollymama$25.002/16/2011 11:09:39 AM
Ruckus888$50.002/16/2011 3:20:09 PM
basejump0$25.002/17/2011 12:21:10 AM
Ripsaw4U$50.002/17/2011 1:30:03 AM
silver-metronome2$75.002/17/2011 8:34:00 AM
LendGuy$50.002/17/2011 9:30:53 AM
choss02$100.002/17/2011 9:42:46 AM
quintilian$50.002/17/2011 10:41:30 AM
WorkerBee55$46.492/17/2011 11:10:29 AM
exchange-pledge$100.002/17/2011 12:53:29 PM
lakrav$50.002/17/2011 2:03:40 PM
hptcrabbers$25.002/17/2011 2:31:55 PM
successful-agreement7$100.002/17/2011 3:15:37 PM
independent-felicity$25.002/17/2011 3:23:08 PM
loss-of-control$50.002/17/2011 4:42:23 PM
bid-czar8$100.002/17/2011 5:01:34 PM
kenang1$25.002/17/2011 6:16:59 PM
GElender$50.002/17/2011 6:35:00 PM
BooRadley$25.002/17/2011 8:10:34 PM
WalnutCreekguy$50.002/17/2011 10:14:30 PM
1800porsche$25.002/17/2011 11:39:56 PM
porwestco$30.002/18/2011 2:52:36 AM
BR-549$25.002/18/2011 4:24:41 AM
loyalty-sherpa$25.002/18/2011 7:00:52 AM
108lender$200.002/18/2011 8:04:29 AM
AM2008$25.002/18/2011 10:07:06 AM
credit-panda1$25.002/18/2011 10:15:05 AM
Astyanax$45.002/18/2011 2:51:29 PM
CE88$25.002/18/2011 2:38:16 PM
NorthPointLending$100.002/18/2011 2:52:11 PM
thankful-nickel2$25.002/18/2011 4:40:16 PM
upbeat-finance8$50.002/18/2011 4:17:11 PM
CACO_Lender$25.002/18/2011 5:56:35 PM
meenan$50.002/19/2011 3:28:04 AM
market-atlantis$116.682/19/2011 6:21:11 AM
forthright-principal2$25.002/19/2011 7:59:34 AM
Pennywize$50.002/19/2011 7:19:19 AM
hektek22$600.002/19/2011 8:44:46 AM
best-listing-toro$25.002/19/2011 9:02:23 AM
friendinmoney$25.002/19/2011 8:20:30 AM
mykkai$25.002/19/2011 8:50:06 AM
pashonu$25.002/19/2011 9:09:31 AM
skillful-auction$50.002/19/2011 9:11:19 AM
ichibon$250.002/19/2011 9:14:43 AM
Tradesmanlender$35.002/13/2011 12:06:10 PM
irrelevant$50.002/13/2011 12:06:19 PM
HamachiMan$50.002/13/2011 12:06:34 PM
radforj22$25.002/13/2011 2:57:12 PM
vutah$50.002/13/2011 6:34:36 PM
simplelender80$100.002/13/2011 12:05:29 PM
dime-smasher5$25.002/13/2011 12:06:20 PM
organized-payment6$50.002/13/2011 12:08:52 PM
benjamins-utopia$50.002/13/2011 12:05:25 PM
marketplace-cello5$25.002/13/2011 12:06:09 PM
don8ter$25.002/13/2011 12:06:21 PM
investment-artist$25.002/13/2011 3:53:27 PM
macjp123$25.002/13/2011 12:07:53 PM
favorite-commerce$50.002/14/2011 8:22:47 AM
efficient-treasure0$25.002/13/2011 3:06:42 PM
JustMee$25.002/13/2011 4:44:07 PM
lloyd_s$25.402/14/2011 1:06:47 AM
lendacity$25.002/15/2011 3:17:39 AM
harperpotok$100.002/16/2011 12:46:47 PM
The_Loan_Runner$25.002/16/2011 1:52:40 PM
gain-equator$25.002/16/2011 11:51:06 AM
vtr1000$30.912/16/2011 12:45:40 PM
John_Galt$33.002/16/2011 2:16:10 PM
a-finance-nirvana$25.002/16/2011 3:34:31 PM
skuba$50.002/16/2011 5:23:47 PM
rate-optimizer0$25.002/16/2011 5:27:26 PM
worth-arch$25.002/17/2011 7:16:41 AM
psonicl$50.002/17/2011 8:01:56 AM
dpries123$25.002/17/2011 9:16:02 AM
Flreap$25.002/17/2011 9:32:51 AM
phaded$25.002/17/2011 10:10:52 AM
alextiff01$25.002/17/2011 10:47:24 AM
triumph329$56.082/17/2011 12:27:06 PM
jenkris$25.002/17/2011 12:48:06 PM
rockstar78$50.002/17/2011 1:25:55 PM
CasaDeTomas$50.002/17/2011 3:14:42 PM
progressive-power9$25.002/17/2011 3:10:20 PM
cbfresh$50.002/17/2011 6:44:42 PM
paqattack$25.002/17/2011 7:22:27 PM
Saleen06$28.692/17/2011 9:06:29 PM
OzGuy609$25.002/17/2011 9:12:52 PM
Tylerh$100.002/17/2011 10:41:37 PM
imdave4me$25.002/17/2011 10:54:09 PM
debt-force$25.002/18/2011 4:15:42 AM
resource777$50.002/18/2011 7:01:14 AM
golden-bid9$25.002/18/2011 8:15:49 AM
contract-paloverde1$25.002/18/2011 10:03:49 AM
GrowTK$25.002/18/2011 10:09:22 AM
attentive-vigilance1$50.002/18/2011 10:05:50 AM
MoneyMA$25.002/18/2011 10:17:21 AM
Boca$50.002/18/2011 10:38:48 AM
tharmon$50.002/18/2011 11:01:49 AM
surferracerskaterboy$75.002/18/2011 12:35:32 PM
rutzebach$37.692/18/2011 12:39:55 PM
discrete-basis1$50.002/18/2011 12:44:00 PM
orangetrust$100.002/18/2011 12:46:02 PM
reflective-cash0$50.002/18/2011 1:40:54 PM
beest$222.772/18/2011 1:33:46 PM
wampum-chorus3$25.002/18/2011 2:04:40 PM
dollardave$100.002/18/2011 10:09:05 PM
octoberfresh$25.002/19/2011 3:07:31 AM
gracej$25.002/19/2011 3:09:44 AM
StoneBlue$50.002/19/2011 4:30:04 AM
quick$50.002/19/2011 6:38:14 AM
cgHaxor$50.002/19/2011 8:08:49 AM
MARWARISETH$25.002/19/2011 9:10:50 AM
superb-funds335$25.002/19/2011 9:11:55 AM
TennSquire$25.002/19/2011 9:09:38 AM
Quetz$50.002/19/2011 9:14:00 AM
142 Investments
 
Borrower Payment Dependent Notes Series 493309
This series of Notes was issued and sold upon the funding of the borrower loan #47332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $505.34
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1983 Debt/Income ratio: 10%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 63 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,393Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: DAWGS51 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 64% ) 720-739 (Latest)
Principal borrowed: $25,000.00< 31 days late: 4 ( 29% )  
720-739 (May-2008)
 
Principal balance: $0.00 31+ days late: 1 ( 7% )
Total payments billed: 14  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to restructure existing debts to free up needed cash flow

My financial situation:
I am a good candidate for this loan because my wife and I have stable and high incomes, and we always pay our obligations.? We went through a particularly trying financial time a few years ago due to the health of my Mother who needed our assistance?and the need to help our children out in tough economic times.? While there have been a few blemishes on my credit in years past, there are no recent problems problems and we have never not paid our obligations.

Monthly net income: $12,000 (this includes my income and my spouse's income?

Monthly expenses: $
??Housing: $ 2,800
??Insurance: $ 600
??Car expenses: $700
??Utilities: $?600
??Phone, cable, internet: $300
??Food, entertainment: $ 1,000
??Clothing, household expenses $?750
??Credit cards and other loans: $ 3,000
??Other expenses: $ 1,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the outstanding debt, including outstanding balance, APR, and min monthly payment. Also, what were the reasons for the late payments on your Prosper loan? - newest-funds-powerplant
A: Hi, Please clarify your question regarding oustanding debts. Do you desire a list of all outstanding debts, or are you specifically interested in the debt that this loan will payoff. Regarding the late payments on the previous Prosper loan, we were going through some level of financial difficulty during the time of the previsous loan due to significant over borrowing. Subsequent to the late payments, I received a significant bonus which allowed me to pay down the vast majority of debts. (Feb-15-2011)
Q: My apologies for not being more clear. Please list the outstanding debt you are looking to consolidate. Thank you. - newest-funds-powerplant
A: Thank you. I am planning to pay down a single payment note due now to Community Bank and Trust by $6,000 which will leave a balance of $6,000. The remaining balance will be set up on a single payment note to mature next January and will coincide with the receipt of my 2011 bonus. In addition, I plan to pay off a commercial loan which was originally used to purchase stock with Athens First Bank and Trust, and has a remaining balance of $7,000 with payments of $1,000 per month. (Feb-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
radforj22$25.002/15/2011 9:08:07 AM
genius520$100.002/15/2011 9:11:17 AM
organized-payment6$50.002/15/2011 9:13:47 AM
commerce-yeller$30.002/15/2011 9:13:50 AM
BxRealtor$25.002/15/2011 9:14:38 AM
reflective-rupee$25.772/15/2011 9:22:54 AM
Artist_Blue$25.002/15/2011 9:52:52 AM
benjamins-utopia$100.002/15/2011 9:07:09 AM
simplelender80$100.002/15/2011 9:07:41 AM
Pickmar$25.002/15/2011 12:28:48 PM
kmr2$100.002/15/2011 9:11:21 AM
GrayStudio$25.002/15/2011 9:11:31 AM
HamachiMan$50.002/15/2011 9:12:14 AM
dime-smasher5$25.002/15/2011 9:11:54 AM
lendacity$25.002/15/2011 9:15:29 AM
velocity-solo$25.002/15/2011 9:14:24 AM
Barrayaran$25.002/15/2011 9:28:41 AM
simiray$30.002/15/2011 10:57:52 AM
RyanTH9893$25.002/15/2011 3:37:31 PM
jazzlender$25.002/16/2011 2:32:50 AM
newest-funds-powerplant$50.002/15/2011 6:05:48 PM
hopeful-truth5$50.002/15/2011 8:35:36 PM
credit-investor5$50.002/16/2011 2:55:39 PM
lender12345$25.002/16/2011 6:26:55 PM
USMC06$25.002/17/2011 6:16:57 AM
psonicl$50.002/17/2011 8:02:13 AM
alextiff01$25.002/17/2011 10:47:48 AM
kain11286$75.002/17/2011 11:20:22 AM
ErrantG$50.002/17/2011 10:55:59 AM
113121$50.002/17/2011 11:36:07 AM
SmokeyMirror$50.002/17/2011 12:44:26 PM
phaded$25.002/17/2011 1:09:32 PM
nickel-position$25.002/17/2011 1:53:25 PM
bid-czar8$100.002/17/2011 5:02:01 PM
vutah$50.002/17/2011 5:09:36 PM
sensible-order2$100.002/17/2011 6:47:03 PM
WalnutCreekguy$50.002/17/2011 10:14:41 PM
Tylerh$100.002/17/2011 10:41:54 PM
1800porsche$25.002/17/2011 11:40:15 PM
resource777$50.002/18/2011 7:01:26 AM
108lender$200.002/18/2011 8:04:46 AM
contract-paloverde1$25.002/18/2011 10:03:56 AM
GrowTK$25.002/18/2011 10:09:33 AM
heavy_ax$25.002/18/2011 12:28:24 PM
reflective-cash0$50.002/18/2011 1:41:30 PM
orangetrust$100.002/18/2011 12:46:18 PM
worth-excellence4$25.002/18/2011 3:29:11 PM
Ripsaw4U$50.002/18/2011 6:24:42 PM
a-finance-nirvana$25.002/19/2011 3:59:46 AM
pumped130$25.832/19/2011 6:36:49 AM
exchange-pledge$100.002/19/2011 9:09:48 AM
jenkris$25.002/19/2011 9:57:34 AM
pure-treasure7$25.002/19/2011 10:11:29 AM
soundmob$50.002/19/2011 10:34:22 AM
commanding-income774$25.002/19/2011 11:24:11 AM
nycloan$25.002/19/2011 12:52:23 PM
Fiimg$50.002/19/2011 5:09:36 PM
supersarah61$50.002/19/2011 6:39:14 PM
vibraphone3$50.002/19/2011 5:54:52 PM
MadHun$100.002/19/2011 8:59:05 PM
sarisai$50.002/19/2011 8:33:58 PM
wise-spiritual-commitment$50.002/20/2011 12:49:38 AM
godfather4u$50.002/20/2011 9:04:20 AM
TK4$50.002/20/2011 9:04:31 AM
unclejaef$25.002/20/2011 10:14:17 AM
smilinguy$25.002/20/2011 12:39:27 PM
Aleut$25.002/20/2011 3:04:25 PM
velocity-winner$25.002/20/2011 4:14:54 PM
competent-p2p$75.002/20/2011 7:55:20 PM
B-rad_the_Coug$25.002/21/2011 1:44:02 AM
Tammy102800$25.002/21/2011 6:04:24 AM
jeffpac$50.002/21/2011 6:44:13 AM
enchanted-yield4$50.002/21/2011 6:45:13 AM
Feyenoord$25.002/21/2011 7:04:33 AM
Frenchynh$25.002/21/2011 7:03:55 AM
Q9-X3$100.002/21/2011 7:32:27 AM
ingenious-diversification$25.002/21/2011 7:52:52 AM
squarebob$25.002/21/2011 7:57:23 AM
Preferred-Lender$25.002/21/2011 8:00:15 AM
elated-greenback$50.002/21/2011 8:27:19 AM
brightest-dynamic-peace$25.002/21/2011 9:30:28 AM
agalt$75.002/21/2011 9:44:52 AM
haryassman$25.002/21/2011 9:54:48 AM
Milonguero$100.002/21/2011 10:13:58 AM
rdrloan$25.002/21/2011 10:31:36 AM
brilliant-revenue$25.002/21/2011 10:39:19 AM
revenue-serenity$25.002/21/2011 11:24:11 AM
PaulW$25.002/21/2011 12:09:30 PM
rogue_monster$50.002/21/2011 12:12:35 PM
jct_enterprises$25.002/21/2011 12:13:13 PM
jbaum$40.002/21/2011 12:19:58 PM
stormwatch$25.002/21/2011 12:23:14 PM
green-thoughtful-yield$100.002/21/2011 12:23:24 PM
Steveoo1$25.002/21/2011 12:42:40 PM
lincs$25.002/21/2011 12:55:52 PM
tampa_cmc$50.002/21/2011 1:08:43 PM
admirable-income9$25.002/21/2011 1:06:38 PM
Sixmil$100.002/21/2011 1:39:08 PM
cathexis$25.002/21/2011 1:40:34 PM
jigsaw$100.002/21/2011 1:31:11 PM
trade-boots1$300.002/21/2011 1:59:48 PM
treasure-dreamer7$50.002/21/2011 2:34:13 PM
grampy48$25.002/21/2011 3:14:40 PM
kelseyshea$50.002/21/2011 2:48:45 PM
Eagledrop$25.002/21/2011 3:50:53 PM
nestegg4e$25.002/21/2011 4:00:08 PM
best-ingenious-funds$25.002/21/2011 4:00:10 PM
Lucre$50.002/21/2011 4:51:23 PM
FigTree$50.002/21/2011 5:54:16 PM
enthusiastic-treasure$25.002/21/2011 6:00:19 PM
blackfur$50.002/21/2011 6:37:50 PM
innocent-deal$50.002/21/2011 6:18:51 PM
2bnforlife$25.002/21/2011 6:33:53 PM
thankful-nickel2$25.002/21/2011 6:35:43 PM
BeatrixKiddo$25.002/21/2011 6:44:08 PM
barefootpaul$35.002/21/2011 8:09:31 PM
the-kinetic-nickel$25.002/21/2011 7:50:12 PM
wrighco$25.002/21/2011 7:59:23 PM
dime-vista2$25.002/21/2011 10:13:25 PM
authoritative-capital$25.002/21/2011 10:39:01 PM
diversification-medalist$25.002/21/2011 11:48:31 PM
Palacios$50.002/21/2011 10:04:13 PM
bridgeguy$25.002/22/2011 6:24:01 AM
economy-synapse$25.002/21/2011 10:59:48 PM
thryn$25.002/22/2011 6:09:05 AM
dime-revelry$25.002/22/2011 9:40:01 AM
antrux$25.002/22/2011 9:41:40 AM
WindyKid$50.002/22/2011 9:43:16 AM
stolan$25.002/22/2011 9:40:47 AM
ndwayno$25.002/22/2011 9:41:53 AM
orbital-velocity7$50.002/22/2011 9:46:33 AM
JJ9876$25.002/22/2011 12:09:24 PM
thoughtful-community7$25.002/22/2011 12:32:44 PM
reasonable-capital4$25.002/22/2011 10:20:26 AM
top-epic-community$50.002/22/2011 12:20:54 PM
caring-hope2$50.002/22/2011 12:39:17 PM
deal-maple2$50.002/22/2011 12:48:34 PM
mikrolown$30.002/22/2011 1:51:27 PM
studious-bonus7$100.002/22/2011 1:52:00 PM
prohelper$50.002/22/2011 12:47:28 PM
thrifty-return$31.382/22/2011 1:52:35 PM
mebobeh$25.002/22/2011 1:52:49 PM
trade-freshmaker$50.002/22/2011 1:35:29 PM
iGeoff$25.002/22/2011 3:29:13 PM
progressive-power9$25.002/22/2011 1:50:40 PM
finance-scout2$50.002/22/2011 1:51:10 PM
Shawn95187$25.002/22/2011 1:52:24 PM
ktradtke$25.002/22/2011 1:52:45 PM
taal1$50.002/22/2011 1:34:58 PM
BooRadley$25.002/22/2011 1:50:42 PM
successful-agreement7$100.002/22/2011 1:50:47 PM
bonus-tent$25.002/22/2011 1:52:03 PM
velocity-amplifier9$50.002/22/2011 1:52:43 PM
dilbert17$25.002/22/2011 2:59:48 PM
conqueror359$50.002/22/2011 3:13:03 PM
juiceman84$25.002/22/2011 1:56:27 PM
basis-viking$29.632/22/2011 2:14:00 PM
rmachi$25.002/22/2011 5:00:46 PM
charming-dough0$25.002/22/2011 4:31:58 PM
rvirk$150.002/22/2011 5:06:33 PM
marketplace-cello5$25.002/15/2011 9:10:55 AM
irrelevant$50.002/15/2011 9:11:46 AM
kulender$100.002/15/2011 9:05:18 AM
enthralling-deal180$75.002/15/2011 9:06:07 AM
AFairDeal$75.002/15/2011 9:07:52 AM
melodious-fairness$100.002/15/2011 9:07:20 AM
selector568$50.002/15/2011 9:08:20 AM
theboat$25.002/15/2011 9:08:37 AM
squarebob$25.002/15/2011 9:10:48 AM
Tradesmanlender$35.002/15/2011 9:11:10 AM
don8ter$25.002/15/2011 9:11:56 AM
macjp123$25.002/15/2011 9:13:43 AM
chameleon125$25.002/15/2011 1:12:49 PM
penny-finder$25.002/15/2011 1:51:40 PM
buckyhead2000$25.002/15/2011 2:32:19 PM
DasMula$25.002/15/2011 3:48:32 PM
SolarMoonshine$200.002/15/2011 4:31:39 PM
the-profit-oracle$25.002/15/2011 9:34:50 PM
tender-integrity3$100.002/15/2011 10:21:14 PM
moneybags16$25.002/16/2011 8:41:11 AM
tntmojave$35.062/16/2011 2:46:33 AM
hitsman$50.002/16/2011 11:50:15 AM
jsnryn$26.752/16/2011 12:39:59 PM
harperpotok$100.002/16/2011 12:46:55 PM
fishintime$100.002/16/2011 5:30:15 PM
pinballeffect$25.002/16/2011 8:03:56 PM
worth-arch$25.002/17/2011 7:16:47 AM
TackingWindward$25.002/17/2011 7:48:56 AM
choss02$100.002/17/2011 9:43:02 AM
orange-courageous-dedication$50.002/17/2011 12:44:17 PM
triumph329$50.002/17/2011 12:41:26 PM
efficient-treasure0$25.002/17/2011 12:44:13 PM
CasaDeTomas$50.002/17/2011 3:14:54 PM
Bank42$26.402/17/2011 4:48:06 PM
gain-equator$25.002/17/2011 4:59:40 PM
GElender$50.002/18/2011 6:05:29 AM
Loan-Mart$43.532/18/2011 6:08:45 AM
attentive-vigilance1$50.002/18/2011 10:05:56 AM
MoneyMA$25.002/18/2011 10:17:37 AM
tharmon$50.002/18/2011 11:01:59 AM
CE88$25.002/18/2011 2:51:38 PM
forthright-principal2$25.002/19/2011 7:59:40 AM
mykkai$25.002/19/2011 8:52:17 AM
rockstar78$50.002/19/2011 9:09:54 AM
skuba$50.002/19/2011 9:13:04 AM
jdwillcox$100.002/19/2011 9:11:31 AM
GCInvestments$25.002/19/2011 9:49:35 AM
stanbalwight4$25.002/19/2011 1:29:51 PM
GordoMG$50.002/19/2011 2:18:59 PM
the-auction-bear$25.002/19/2011 2:19:26 PM
fund-tom-tom6$50.002/19/2011 4:14:55 PM
GenerousGentleMan$75.002/19/2011 10:39:49 PM
finance-magma7$50.002/19/2011 11:43:59 PM
dckpolo$50.002/20/2011 8:14:21 AM
PeterV$50.002/20/2011 7:34:08 AM
gethsemane4$25.002/20/2011 9:59:22 AM
Goodlender42$50.002/20/2011 9:51:16 AM
b2006$25.002/20/2011 11:09:17 AM
principal-injector2$50.002/20/2011 3:44:23 PM
Rockymtnhi$50.002/20/2011 4:04:42 PM
investor_101$50.002/20/2011 8:53:54 PM
rakstar$50.002/21/2011 1:22:28 AM
jitster$50.002/21/2011 4:14:21 AM
hookUup$100.002/21/2011 5:01:45 AM
trident9$50.002/21/2011 6:09:44 AM
tigerlady92$25.002/21/2011 6:31:58 AM
point-shooter$50.002/21/2011 8:41:38 AM
momoney2lend$25.002/21/2011 8:50:12 AM
p2pcapitalgroup$50.002/21/2011 9:01:44 AM
LiveNow$25.002/21/2011 9:45:54 AM
rebellender$25.002/21/2011 10:05:07 AM
orderly-leverage$100.002/21/2011 10:09:29 AM
the-bid-sorcerer$50.002/21/2011 10:30:28 AM
Nerdster1$25.052/21/2011 10:37:01 AM
kublai$25.002/21/2011 10:39:37 AM
ORteacher$35.002/21/2011 10:59:45 AM
moola-trumpeter$25.002/21/2011 11:14:25 AM
gain-gourd$100.002/21/2011 12:00:33 PM
mkl42$50.002/21/2011 12:00:14 PM
newest-unbeatable-currency$25.002/21/2011 12:07:23 PM
worklessmakemore$50.002/21/2011 12:12:51 PM
fund-tom-tom6$25.002/21/2011 12:28:41 PM
inspiring-reward$150.002/21/2011 12:54:48 PM
CheeseAngel$50.002/21/2011 1:10:03 PM
dontjader$200.002/21/2011 1:33:31 PM
Fenix878$25.002/21/2011 2:09:22 PM
moola-escalator$50.002/21/2011 2:10:40 PM
StarE$25.002/21/2011 2:30:17 PM
first-serene-credit$25.002/21/2011 2:58:29 PM
liberty-revolutionary5$100.002/21/2011 2:38:23 PM
Supermodeler$200.002/21/2011 3:47:30 PM
Preteur$25.002/21/2011 4:19:02 PM
flexible-fund6$50.002/21/2011 4:44:46 PM
the-money-gargantuan$25.002/21/2011 4:59:15 PM
Pitufo$25.002/21/2011 6:20:01 PM
mmullen2$33.002/21/2011 7:39:01 PM
wirebutterfly$50.002/21/2011 7:05:33 PM
suges$25.002/21/2011 7:19:17 PM
meenan$50.002/21/2011 7:24:18 PM
GiftViftdotcom$25.002/21/2011 8:11:37 PM
coin-investor$25.002/21/2011 7:53:50 PM
newgroom422$25.002/21/2011 11:23:36 PM
art75$25.002/21/2011 9:10:39 PM
mizount$25.002/22/2011 6:00:10 AM
BzJ108$25.002/22/2011 12:29:11 AM
exchange-battalion$25.002/22/2011 2:43:34 AM
Zoramite$25.002/22/2011 9:39:56 AM
maker225$25.002/22/2011 12:04:24 PM
ranfot$25.002/22/2011 9:39:25 AM
wonderful-currency$50.002/22/2011 9:40:51 AM
microfunder$25.002/22/2011 9:41:45 AM
cypressdev001$50.002/22/2011 12:20:41 PM
floret596$25.002/22/2011 9:42:23 AM
KeepOnRunning$50.002/22/2011 9:43:30 AM
TikPmp1$25.002/22/2011 12:10:30 PM
jelly1126$50.002/22/2011 11:00:02 AM
witty-principal$50.002/22/2011 12:10:24 PM
LendGuy$25.002/22/2011 12:55:14 PM
WealthBuildingLessons$50.002/22/2011 12:56:29 PM
ashirey$50.002/22/2011 12:33:06 PM
mtquan$25.002/22/2011 1:15:02 PM
goodhearted-gold3$100.002/22/2011 12:22:12 PM
lgs83$25.002/22/2011 12:22:42 PM
Tracman$50.002/22/2011 1:35:22 PM
bigphish$25.002/22/2011 1:51:25 PM
bid-computer$50.002/22/2011 1:51:33 PM
worldly-community3$50.002/22/2011 1:51:43 PM
a275ranger$40.002/22/2011 1:52:12 PM
LeReve$50.002/22/2011 1:52:47 PM
CarlC$50.002/22/2011 1:56:43 PM
drtrimmers$50.002/22/2011 1:16:25 PM
amlu1988$25.002/22/2011 12:56:11 PM
Invest4kids$30.002/22/2011 2:29:13 PM
ejdirin$25.002/22/2011 2:45:14 PM
astute-benjamins$25.002/22/2011 2:46:33 PM
cgHaxor$50.002/22/2011 1:50:29 PM
wealthy60$50.002/22/2011 1:24:41 PM
EJF$50.002/22/2011 3:44:41 PM
CheezmanD$50.002/22/2011 3:50:27 PM
tszbgae$45.002/22/2011 1:51:58 PM
Nascar1$50.002/22/2011 3:50:41 PM
Maccs55$50.002/22/2011 1:52:18 PM
0600Zulu$50.002/22/2011 1:52:34 PM
slojudy$50.002/22/2011 4:19:19 PM
buffalobills$25.002/22/2011 4:25:16 PM
DadWarbucks$60.002/22/2011 4:59:16 PM
Pennywize$50.002/22/2011 1:50:28 PM
cashbroker$79.052/22/2011 4:59:52 PM
hptcrabbers$25.002/22/2011 1:50:38 PM
Viamin$25.002/22/2011 4:59:59 PM
gracej$25.002/22/2011 1:50:45 PM
julijask$45.002/22/2011 5:00:12 PM
Florida67$50.002/22/2011 1:50:50 PM
Mr_Marcus$50.002/22/2011 1:51:02 PM
gold-commander0$50.002/22/2011 1:51:31 PM
teejay411$100.002/22/2011 1:51:38 PM
top-impressive-dinero$50.002/22/2011 1:51:57 PM
PocketAces$26.502/22/2011 1:52:32 PM
sturdy-fairness5$50.002/22/2011 2:49:07 PM
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thestartuplender$50.002/22/2011 3:50:46 PM
Dutch66$200.002/22/2011 4:04:02 PM
GoldenGo4$50.002/22/2011 4:49:28 PM
loot-squirrel6$25.002/22/2011 3:29:27 PM
wwwUniversal$25.002/22/2011 5:03:40 PM
325 Investments
 
Borrower Payment Dependent Notes Series 493679
This series of Notes was issued and sold upon the funding of the borrower loan #47354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1991 Debt/Income ratio: 18%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,602Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: bazaar-enforcer Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Linwood Court Assessment
Purpose of loan:This loan will be used to? to finance our portion of a special assessment of a restoration project for our condominium building.? Linwood Court is in the up-and-coming Highland Park neighborhood of Roxbury in Boston.? We purchased our unit in 2005 and have installed bamboo flooring throughout and renovated the kitchen among other things.? The unit retains the warmth of the exposed brick while enjoying a modern, open feel.? The condo association has recognized that it is time to re-point the entire facade of our four brownstone buildings, as well as fortify the roofs and rear decks, in order to keep it competitive in Boston's quickly rebounding housing market.
My financial situation:
I am a good candidate for this loan because?
I will always make the monthly payment as my priorities are solely with the investment in my home and keeping my excellent credit score up to par.? My mortgage payment and real estate taxes are manageable and I pay the entirety of each of my 2 credit card balances monthly.? My car loan will be payed off in September, if not sooner.? We do not have children and simply enjoy what the city has to offer culturally and the environment of our own home.?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much you on your home including 2nd mortgage, home equity loan if any? What is the current market value? Use www.zillow.com. - Reddy_Capital
A: I currently owe $217,947. I do not have a 2nd mortgage or home equity loan. The current market value is zestimated at $235,500.00, however, I believe that between comps and our renovations that it would appraise at $272,000. (Feb-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kmr2$100.002/12/2011 12:03:04 PM
enthralling-deal180$75.002/12/2011 12:01:54 PM
marketplace-cello5$25.002/12/2011 12:02:51 PM
genius520$100.002/12/2011 12:03:00 PM
GrayStudio$25.002/12/2011 12:03:15 PM
irrelevant$50.002/12/2011 12:03:27 PM
kulender$100.002/12/2011 12:02:12 PM
melodious-fairness$100.002/12/2011 12:02:27 PM
simplelender80$100.002/12/2011 12:02:33 PM
jazzlender$25.002/12/2011 12:03:54 PM
HamachiMan$50.002/12/2011 12:04:24 PM
selector568$50.002/12/2011 12:16:51 PM
macjp123$25.002/12/2011 12:05:41 PM
exciting-responsibility3$25.002/13/2011 8:52:59 AM
DasMula$25.002/13/2011 9:27:36 AM
commerce-yeller$25.002/12/2011 12:16:36 PM
cash-cymbal$50.002/13/2011 1:03:32 PM
repayment-radio$100.002/12/2011 5:52:25 PM
hopeful-truth5$200.002/12/2011 9:53:41 PM
jdwillcox$100.002/14/2011 2:47:16 AM
felicity-loyalist0$25.002/13/2011 2:57:12 PM
BURNERA_1$50.002/13/2011 4:14:00 PM
floridahelper$100.002/13/2011 5:05:31 PM
RyanTH9893$25.002/13/2011 5:14:10 PM
money-aggregator7$25.002/13/2011 11:36:18 PM
chameleon125$25.002/14/2011 6:52:31 AM
Rider$30.002/14/2011 9:09:24 AM
CE88$92.142/14/2011 2:25:02 PM
arenangelchild$30.692/14/2011 1:46:46 PM
order-wizard$25.002/14/2011 8:51:28 PM
buckyhead2000$25.002/15/2011 2:30:43 PM
Pickmar$25.002/15/2011 12:28:47 PM
rss197$25.002/15/2011 2:35:26 PM
gain-equator$25.002/15/2011 5:37:44 PM
SmokeyMirror$50.002/15/2011 9:26:48 PM
nickel-synapse$25.002/15/2011 9:58:00 PM
the-profit-oracle$25.002/15/2011 9:47:55 PM
jenkris$25.002/16/2011 6:06:15 PM
TSC$50.002/16/2011 7:05:00 PM
worth-arch$25.002/17/2011 7:16:40 AM
psonicl$50.002/17/2011 8:01:54 AM
choss02$100.002/17/2011 9:42:42 AM
j2ee$50.002/17/2011 12:41:51 PM
theboat$25.002/17/2011 12:50:21 PM
labate$25.002/17/2011 1:04:31 PM
phaded$25.002/17/2011 1:08:41 PM
exchange-pledge$100.002/17/2011 12:53:28 PM
robust-trade5$100.002/17/2011 1:03:53 PM
rockstar78$50.002/17/2011 1:25:54 PM
hptcrabbers$25.002/17/2011 2:31:52 PM
CasaDeTomas$50.002/17/2011 3:14:40 PM
successful-agreement7$100.002/17/2011 3:15:36 PM
aiming_for_42$25.002/17/2011 8:25:12 PM
Tylerh$100.002/17/2011 10:41:35 PM
1800porsche$25.002/17/2011 11:39:54 PM
adama_48$25.002/18/2011 6:16:23 AM
resource777$50.002/18/2011 7:01:13 AM
contract-paloverde1$25.002/18/2011 10:03:47 AM
attentive-vigilance1$50.002/18/2011 10:05:49 AM
GrowTK$25.002/18/2011 10:09:19 AM
credit-panda1$25.002/18/2011 10:15:02 AM
MoneyMA$25.002/18/2011 10:17:18 AM
tharmon$50.002/18/2011 11:01:46 AM
discrete-basis1$50.002/18/2011 12:43:59 PM
orangetrust$100.002/18/2011 12:46:01 PM
NorthPointLending$100.002/18/2011 2:41:43 PM
adir1$25.002/18/2011 3:04:24 PM
engaging-worth$25.002/18/2011 8:04:29 PM
cgHaxor$50.002/19/2011 8:08:49 AM
bigphish$25.002/19/2011 9:10:47 AM
peripatetic$25.002/19/2011 9:12:02 AM
6moonbeams$25.002/19/2011 9:11:01 AM
first-pragmatic-note$25.002/19/2011 9:11:13 AM
MARWARISETH$25.002/19/2011 9:10:50 AM
pashonu$25.002/19/2011 9:15:28 AM
generous-deal6$50.002/19/2011 9:10:59 AM
dpdn57$25.002/19/2011 9:16:31 AM
platinum-genetics$25.002/19/2011 9:11:09 AM
narblark$50.002/19/2011 9:12:56 AM
stampx$50.002/19/2011 9:17:13 AM
maximizer$25.002/19/2011 9:11:23 AM
asya$25.002/19/2011 9:18:15 AM
grf1945$35.002/19/2011 9:13:19 AM
anders94$50.002/19/2011 9:21:37 AM
OgOman$25.002/19/2011 9:21:52 AM
lostontheedge$25.002/19/2011 9:16:46 AM
bold-enthralling-yield$25.002/19/2011 9:17:20 AM
dinero-speaker$25.002/19/2011 9:23:42 AM
Florida67$50.002/19/2011 9:24:17 AM
bdloans$50.002/19/2011 9:18:36 AM
lokiswolf$27.002/19/2011 9:21:04 AM
Hogan55$30.282/19/2011 9:21:15 AM
ClearLake$25.002/19/2011 9:21:23 AM
pdxKurt$50.002/19/2011 9:21:33 AM
Papa_Mema$25.002/19/2011 9:21:53 AM
hrubinst$50.002/19/2011 9:22:19 AM
pr0sp3r1ty$25.002/19/2011 9:21:02 AM
scottr$50.002/19/2011 9:22:34 AM
mmckune$25.002/19/2011 9:21:42 AM
authentic-liberty7$25.002/19/2011 9:23:38 AM
investment-comet$25.002/19/2011 9:23:24 AM
orange-dollar-guild$25.002/19/2011 9:23:36 AM
neutrino6$25.002/19/2011 9:49:47 AM
52digital$50.002/19/2011 9:46:33 AM
otto1939$50.002/19/2011 9:48:17 AM
Weaverville$25.002/19/2011 9:52:19 AM
Avery963$25.002/19/2011 9:52:43 AM
Cheburashka$25.002/19/2011 9:49:53 AM
Diver27$25.002/19/2011 9:53:16 AM
Gibbyland$38.092/19/2011 9:53:47 AM
museic1$48.632/19/2011 9:53:55 AM
discrete-asset$25.002/19/2011 9:54:36 AM
wampum-optimization$36.222/19/2011 9:54:54 AM
ITS-A-WONDERFUL-LIFE$25.002/19/2011 9:55:27 AM
JKKCapital$50.002/19/2011 9:55:30 AM
benjamin67$32.362/19/2011 9:52:52 AM
monster4$50.002/19/2011 9:56:10 AM
zrohmm$28.032/19/2011 9:53:25 AM
Duanep01$25.002/19/2011 9:53:28 AM
ladybird1$50.002/19/2011 9:56:22 AM
peb44$25.002/19/2011 9:53:34 AM
myhrer$50.002/19/2011 9:56:26 AM
steiglends$34.822/19/2011 9:54:11 AM
JDFuego$28.512/19/2011 9:54:34 AM
RSV$25.002/19/2011 9:53:04 AM
five-star-responsibility0$44.112/19/2011 9:54:49 AM
ItsJustMe79$27.392/19/2011 9:55:05 AM
bailey1223$25.002/19/2011 9:54:08 AM
credit-kahuna$50.002/19/2011 9:55:45 AM
reward-motion$25.002/19/2011 9:54:57 AM
a-consummate-camaraderi$50.002/19/2011 9:55:57 AM
wise-deal-panda$25.002/19/2011 9:55:10 AM
haplender$50.002/19/2011 9:56:23 AM
silver-armada$50.002/19/2011 9:55:25 AM
duty-windmill$25.002/19/2011 9:55:53 AM
vigilance-revolutionary$50.002/19/2011 9:56:21 AM
able2help$25.002/19/2011 10:01:34 AM
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joyous-revenue4$25.002/19/2011 10:45:46 AM
commanding-income774$25.002/19/2011 11:24:07 AM
kushka$25.002/19/2011 12:21:14 PM
camaraderi-workhorse$25.002/19/2011 12:25:59 PM
intelligent-credit0$50.002/19/2011 12:25:46 PM
MadHun$50.002/19/2011 12:28:00 PM
wayman$50.002/19/2011 12:28:08 PM
ericgassercom$50.002/19/2011 12:28:49 PM
porter22$25.002/19/2011 12:29:11 PM
SanJoser$25.002/19/2011 12:29:44 PM
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versatilenyguy$50.002/19/2011 12:30:14 PM
LeReve$100.002/19/2011 12:30:30 PM
mtnbikemania$50.002/19/2011 12:30:42 PM
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rlgnyc$50.002/19/2011 12:31:00 PM
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seanambrose$25.002/19/2011 12:28:32 PM
gold-blanket0$25.002/19/2011 12:31:31 PM
mittio$50.002/19/2011 12:28:53 PM
Richmp412$25.002/19/2011 12:29:02 PM
imlosttoo$25.002/19/2011 12:28:11 PM
Uncle_Scrooge$50.002/19/2011 12:29:13 PM
aasx1108$25.002/19/2011 12:29:26 PM
Investoman$100.002/19/2011 12:29:31 PM
anti-wall-st$25.002/19/2011 12:29:46 PM
wonderful-rupee$25.002/19/2011 12:29:42 PM
rogue_monster$50.002/19/2011 12:29:55 PM
philgreen$50.002/19/2011 12:30:11 PM
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Shawn95187$25.002/19/2011 12:30:32 PM
hopethisworks$50.002/19/2011 12:30:25 PM
dime-smasher5$25.002/12/2011 12:03:32 PM
don8ter$25.002/12/2011 12:03:42 PM
hitsman$50.002/12/2011 12:08:31 PM
velocity-solo$60.002/12/2011 12:16:33 PM
indomitable-coin$50.002/12/2011 12:01:16 PM
historic-loan1$45.002/12/2011 6:12:02 PM
bazaar-winner$25.002/12/2011 7:40:50 PM
AFairDeal$75.002/12/2011 12:03:08 PM
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benjamins-utopia$100.002/12/2011 12:02:20 PM
jrbill1998$50.002/12/2011 12:16:46 PM
cash-queen$40.002/12/2011 12:57:22 PM
SolarMoonshine$25.002/12/2011 1:39:42 PM
balance-force$40.002/12/2011 2:41:47 PM
reflective-rupee$500.772/12/2011 12:29:32 PM
ahalls$25.002/12/2011 5:45:42 PM
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vutah$25.002/12/2011 9:01:59 PM
efficient-treasure0$25.002/13/2011 3:06:40 PM
SCD$25.002/13/2011 4:36:44 AM
rjrventure$25.002/13/2011 5:10:56 PM
organized-payment6$50.002/13/2011 9:17:45 AM
Artist_Blue$25.002/14/2011 6:16:32 AM
radforj22$25.002/13/2011 2:57:10 PM
sincere-balance$25.002/13/2011 6:59:33 PM
GCInvestments$25.002/14/2011 2:40:04 AM
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fishintime$100.002/14/2011 1:47:05 PM
lendacity$25.002/15/2011 3:17:38 AM
sensible-order2$100.002/15/2011 8:21:47 AM
reflective-rupee$500.772/15/2011 8:43:34 PM
tender-integrity3$100.002/15/2011 10:21:06 PM
wise-natural-return$25.002/15/2011 7:18:31 PM
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octoberfresh$26.502/16/2011 5:13:51 PM
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Elbanko$30.002/17/2011 11:13:14 AM
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GElender$50.002/17/2011 12:51:23 PM
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Quetz$25.002/17/2011 11:15:30 PM
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108lender$200.002/18/2011 8:04:26 AM
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revenue-trombone5$25.002/19/2011 9:09:55 AM
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cash-reaction2$50.002/19/2011 9:11:59 AM
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superb-funds335$25.002/19/2011 9:11:54 AM
EJO$25.002/19/2011 9:21:17 AM
theaterguy$25.002/19/2011 9:21:20 AM
626457$25.002/19/2011 9:21:55 AM
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visionary-currency$50.002/19/2011 9:23:05 AM
mikrolown$30.002/19/2011 9:23:14 AM
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ualf$41.652/19/2011 9:21:09 AM
omerta6102$50.002/19/2011 9:21:22 AM
fiddlerzvi$30.472/19/2011 9:46:42 AM
Preferred-Lender$25.002/19/2011 9:21:30 AM
rupee-artisan$25.002/19/2011 9:46:48 AM
roman2008$25.002/19/2011 9:21:49 AM
Interloper$25.002/19/2011 9:20:20 AM
Nedly$26.692/19/2011 9:20:57 AM
yarg$32.372/19/2011 9:21:07 AM
TeamAmerica$25.002/19/2011 9:22:31 AM
bullwink27$25.002/19/2011 9:22:48 AM
Gabriel02$25.002/19/2011 9:22:52 AM
nomneu$50.002/19/2011 9:23:52 AM
gold-commander0$50.002/19/2011 9:23:29 AM
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lcole32$25.002/19/2011 9:49:24 AM
Viamin$25.002/19/2011 9:46:31 AM
Easystreet$25.002/19/2011 9:52:25 AM
Savings_EQ_Dignity$35.772/19/2011 9:49:17 AM
handshake5$100.002/19/2011 9:49:40 AM
zaxsan$26.412/19/2011 9:53:08 AM
charles3507$28.452/19/2011 9:53:40 AM
gold-sushi$25.002/19/2011 9:48:51 AM
first-class-note0$25.302/19/2011 9:54:48 AM
piter-to-la-investment$25.002/19/2011 9:54:59 AM
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mnc86$25.002/19/2011 9:53:02 AM
Willylump$25.002/19/2011 9:56:12 AM
drtexican$25.702/19/2011 9:53:27 AM
simplybarg$50.002/19/2011 9:53:31 AM
kublai$25.002/19/2011 9:56:25 AM
mjjjrj$25.002/19/2011 9:54:04 AM
Danfromnapa$26.422/19/2011 9:52:53 AM
t2smoney$25.002/19/2011 9:54:47 AM
MasterKey$25.002/19/2011 9:53:06 AM
crawfingers$25.002/19/2011 9:54:56 AM
js44043$25.002/19/2011 9:53:44 AM
agiovasil$25.002/19/2011 9:54:19 AM
Mr_Marcus$50.002/19/2011 9:55:32 AM
Yorker1776$50.002/19/2011 9:55:38 AM
Sid-K$25.002/19/2011 9:54:42 AM
visionary-community$25.002/19/2011 9:54:53 AM
1phantom$25.002/19/2011 9:55:50 AM
aquarexbi$50.002/19/2011 9:56:20 AM
a-versatile-power$25.002/19/2011 9:55:24 AM
lucrative-coin$50.002/19/2011 9:56:28 AM
debt_helper$25.002/19/2011 9:55:59 AM
Purple11$50.002/19/2011 9:56:50 AM
organized-dedication9$50.002/19/2011 9:56:14 AM
janus_god$25.002/19/2011 9:56:57 AM
fairwealth$25.002/19/2011 9:57:47 AM
pure-treasure7$25.002/19/2011 10:11:23 AM
finance-scout2$50.002/19/2011 10:11:48 AM
RIVERHTS$50.002/19/2011 11:35:15 AM
Chakma$25.002/19/2011 12:25:51 PM
market-walnut5$25.002/19/2011 12:07:13 PM
helpinghand63$25.002/19/2011 12:06:09 PM
hard-working-loot$25.002/19/2011 12:28:04 PM
gold-disk$50.002/19/2011 12:25:53 PM
enriching-listing$25.002/19/2011 12:28:14 PM
gain-gourd$100.002/19/2011 12:29:14 PM
responsibility-cherry6$25.002/19/2011 12:26:50 PM
ideal-platinum1$25.002/19/2011 12:29:20 PM
Zach842$50.002/19/2011 12:29:40 PM
self-reliant-integrity0$50.002/19/2011 12:29:50 PM
tlam168$25.002/19/2011 12:30:13 PM
orgy63$50.002/19/2011 12:27:44 PM
adventurous-commerce$25.002/19/2011 12:30:16 PM
paladin847$50.002/19/2011 12:30:39 PM
wwwUniversal$25.002/19/2011 12:30:46 PM
credit-force5$50.002/19/2011 12:28:06 PM
integrity-trumpet$50.002/19/2011 12:28:21 PM
enthralling-investment$40.002/19/2011 12:28:46 PM
GiftViftdotcom$25.002/19/2011 12:28:02 PM
anyoi$50.002/19/2011 12:29:05 PM
klinebarger$25.002/19/2011 12:29:24 PM
MARSTUN$25.002/19/2011 12:29:28 PM
kingston4g$50.002/19/2011 12:29:35 PM
sarisai$50.002/19/2011 12:29:38 PM
life-is-great$50.002/19/2011 12:29:48 PM
burgeoning-silver$25.002/19/2011 12:29:52 PM
oreyedoc$25.002/19/2011 12:30:00 PM
comet55$25.002/19/2011 12:30:03 PM
ahansen$25.002/19/2011 12:30:21 PM
patriot897$50.002/19/2011 12:30:08 PM
exuberant-dime$50.002/19/2011 12:30:35 PM
point-shooter$50.002/19/2011 12:30:23 PM
bob_sacamano$25.002/19/2011 12:30:27 PM
348 Investments
 
Borrower Payment Dependent Notes Series 493755
This series of Notes was issued and sold upon the funding of the borrower loan #47329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $137.66
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1969 Debt/Income ratio: 26%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 38Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,918 
Delinquencies in last 7y: 11 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: teacher-ambit Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Remover 1
Purpose of loan:
This loan will be used to consolidate high interest credit cards to allow me to pay off the debt more quickly.?

My financial situation:
I am a good candidate for this loan because I have a retirement pension and I also work part-time.?? My oldest child has enlisted in the air force and is awaiting a departure date and my youngest child graduated in 2010 from a masters program in accounting.? For the first time in 10 years I am not paying for my children to go to schoool.?? It is now time for me to? work on my debt and finally begin to enjoy retirement.?? Unfortunately my credit card companies are not willing to lower my interest rate on my debt. The 30% interest rate is very frustrating and I my goal is to get rid of my debt as soon as possible

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1026.00
??Insurance: $ 190.00
??Car expenses: $ 0.
??Utilities: $ 300.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$400.002/15/2011 9:06:27 AM
benjamins-utopia$100.002/15/2011 9:07:13 AM
marketplace-cello5$25.002/15/2011 9:11:05 AM
Tradesmanlender$35.002/15/2011 9:11:13 AM
velocity-solo$25.002/15/2011 9:14:27 AM
BxRealtor$25.002/15/2011 9:14:41 AM
Stewardship4Life$50.002/15/2011 10:03:20 AM
kulender$100.002/15/2011 9:05:28 AM
enthralling-deal180$75.002/15/2011 9:06:16 AM
kmr2$100.002/15/2011 9:11:25 AM
Astyanax$40.002/15/2011 2:31:12 PM
commerce-yeller$30.002/15/2011 9:13:54 AM
reflective-rupee$25.772/15/2011 9:15:54 AM
helpinghand63$50.002/15/2011 9:41:08 AM
genius520$100.002/15/2011 9:53:41 AM
WisconsinLiberal$25.002/15/2011 4:41:41 PM
kinetic-social$25.002/15/2011 2:26:57 PM
tylerfd$25.002/15/2011 2:36:24 PM
ladyopium$100.002/15/2011 7:59:06 PM
seineil$100.002/15/2011 10:48:54 PM
tomdooley12520$50.002/15/2011 11:32:44 PM
nebraskajen$25.002/16/2011 1:04:22 PM
versatile-commerce$25.002/16/2011 2:57:06 PM
social-heart$50.002/16/2011 9:20:07 AM
tcpfan$25.002/16/2011 9:27:59 AM
ProjectVenture$50.002/16/2011 4:12:17 PM
bonus-seahorse$50.002/16/2011 10:01:52 AM
John_Galt$44.002/16/2011 10:08:59 AM
harperpotok$100.002/16/2011 12:47:01 PM
tender-integrity3$100.002/16/2011 3:34:25 PM
radforj22$25.002/16/2011 2:31:17 PM
jazzlender$25.002/16/2011 5:19:22 PM
SGODLY$25.002/16/2011 4:51:07 PM
rate-optimizer0$25.002/16/2011 8:03:32 PM
competent-p2p$55.002/16/2011 5:46:47 PM
DADOF1$25.002/16/2011 6:34:25 PM
jpblan11$25.002/16/2011 6:47:49 PM
TheTimeIsNow$25.002/16/2011 6:56:24 PM
pjandnikki$25.002/16/2011 7:42:38 PM
umwol13$25.002/16/2011 8:23:47 PM
rate-sceptre$2.512/17/2011 12:07:50 AM
simplelender80$100.002/15/2011 9:07:47 AM
HamachiMan$50.002/15/2011 9:12:22 AM
macjp123$25.002/15/2011 9:13:35 AM
KSPHoldings$25.002/15/2011 10:48:53 AM
ansky127$27.502/15/2011 11:14:11 AM
melodious-fairness$100.002/15/2011 9:07:33 AM
loanman2007$100.002/15/2011 11:32:30 AM
irrelevant$50.002/15/2011 9:11:50 AM
GrayStudio$25.002/15/2011 9:11:40 AM
don8ter$25.002/15/2011 9:12:00 AM
organized-payment6$50.002/15/2011 9:13:48 AM
lendacity$25.002/15/2011 9:15:36 AM
MrBadExample$82.002/15/2011 10:13:04 AM
vutah$50.002/15/2011 11:03:37 AM
DasMula$86.572/15/2011 2:27:45 PM
balance-force$35.002/15/2011 4:00:31 PM
loss-of-control$50.002/15/2011 3:04:47 PM
Scotcha$50.002/15/2011 4:02:41 PM
hopeful-truth5$50.002/15/2011 8:23:11 PM
reflective-rupee$75.772/15/2011 8:38:18 PM
direct-social3$50.002/15/2011 10:56:54 PM
Artist_Blue$25.002/16/2011 6:06:59 AM
sk10023$25.002/15/2011 9:48:42 PM
mikeandcat$50.002/16/2011 5:49:20 AM
PotBellyPete$88.752/16/2011 7:51:32 AM
FinanceEngine$25.002/16/2011 8:24:31 AM
wwwUniversal$25.002/16/2011 1:06:01 PM
dime-smasher5$25.002/16/2011 4:03:27 PM
wild-orange$25.002/16/2011 9:42:10 AM
transamerican$35.602/16/2011 11:45:19 AM
vineet$32.432/16/2011 4:37:19 PM
auctionator1$50.002/16/2011 4:37:02 PM
entertaining-greenback2$25.002/16/2011 5:56:27 PM
Earn_money$25.002/16/2011 6:12:01 PM
fuzed$75.002/16/2011 6:07:38 PM
grampy48$25.002/16/2011 6:52:51 PM
Aurumdraco$25.002/16/2011 7:55:21 PM
StanTheMan$29.102/17/2011 12:00:01 AM
79 Investments
 
Borrower Payment Dependent Notes Series 493787
This series of Notes was issued and sold upon the funding of the borrower loan #47351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $172.08
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1996 Debt/Income ratio: 17%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 13Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,528Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: top-ethical-wealth Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello. Please included a description of the purpose of the loan and your financial situation. In addtion, please fill out the budget outline provided by Prosper. Also, please give a description of your job. Thank you and good luck! - newest-funds-powerplant
A: Please see my updated listing for the information you are requesting. (Feb-14-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I have been in my home for a little over a year. Market value -$306,000, mortgage balance-$290,000. Additional info: The purpose of the loan is to make a series of small improvements to my 30+ year old home (a few energy conservation updates, wiring, vent hood in the kitchen). My career is stable (drug development for the past 5 years), and I just got a great new position at a large company. (Feb-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$400.002/14/2011 9:01:03 AM
benjamins-utopia$100.002/14/2011 9:03:01 AM
impressive-credit431$100.002/14/2011 9:04:35 AM
dime-smasher5$25.002/14/2011 9:06:04 AM
investment-artist$25.002/14/2011 9:13:57 AM
enthralling-deal180$75.002/14/2011 9:02:51 AM
melodious-fairness$100.002/14/2011 9:03:13 AM
radforj22$25.002/14/2011 9:08:57 AM
simplelender80$100.002/14/2011 9:03:23 AM
ProjectVenture$50.002/14/2011 9:03:39 AM
marketplace-cello5$25.002/14/2011 9:04:46 AM
genius520$100.002/14/2011 9:05:03 AM
macjp123$25.002/14/2011 9:07:24 AM
RandyL3$25.002/14/2011 9:15:52 AM
vutah$25.002/14/2011 11:18:58 AM
favorite-commerce$50.002/14/2011 12:42:39 PM
DasMula$57.002/14/2011 4:04:56 PM
bold-durability-drum$100.002/14/2011 4:32:56 PM
Artist_Blue$25.002/14/2011 4:51:44 PM
hope-wonder4$25.002/15/2011 3:35:23 AM
Reddy_Capital$25.002/14/2011 10:26:14 PM
vigilance-searcher$25.002/15/2011 10:42:53 AM
credit-bliss8$25.002/15/2011 1:05:59 PM
jstnow$25.002/15/2011 1:44:16 PM
thankful-nickel2$25.002/15/2011 5:07:23 PM
buckyhead2000$25.002/15/2011 2:31:40 PM
4Horseman$75.002/15/2011 5:14:22 PM
hektek22$600.002/15/2011 2:55:38 PM
aiming_for_42$25.002/15/2011 7:58:53 PM
Leshan$25.002/16/2011 8:47:23 AM
wwwUniversal$25.002/16/2011 8:51:05 AM
direct-social3$50.002/15/2011 10:57:23 PM
social-heart$50.002/16/2011 9:19:56 AM
buffalobills$25.002/16/2011 7:59:28 AM
Yin$25.002/16/2011 7:45:05 AM
euphoria8$25.002/16/2011 9:05:43 AM
treasure-trader$25.002/16/2011 2:38:08 PM
fishintime$100.002/16/2011 3:36:05 PM
cti11$25.002/16/2011 10:42:23 AM
Earnest_Money$25.002/16/2011 11:21:56 AM
gilbrear$25.002/16/2011 4:02:06 PM
sk10023$25.002/16/2011 4:03:07 PM
ToloUSN$50.002/16/2011 4:54:17 PM
blissful-penny$25.002/16/2011 4:49:22 PM
worth-victor6$25.002/16/2011 5:01:45 PM
Drewkeeper$25.002/16/2011 5:03:59 PM
efficient-treasure0$25.002/16/2011 5:09:08 PM
awwaaww$60.002/16/2011 5:55:28 PM
greenback-guard$25.002/16/2011 5:58:54 PM
sensible-order2$100.002/16/2011 5:59:38 PM
kmr2$100.002/14/2011 9:05:13 AM
don8ter$25.002/14/2011 9:06:19 AM
HamachiMan$50.002/14/2011 9:06:50 AM
hitsman$50.002/14/2011 9:07:42 AM
organized-payment6$50.002/14/2011 9:08:01 AM
commerce-yeller$30.002/14/2011 9:08:29 AM
deal-tycoon$25.002/14/2011 9:42:34 AM
irrelevant$50.002/14/2011 9:05:42 AM
kulender$100.002/14/2011 9:00:52 AM
velocity-solo$25.002/14/2011 9:09:53 AM
BxRealtor$25.002/14/2011 9:10:12 AM
openness-viking$100.002/14/2011 2:11:49 PM
Tradesmanlender$35.002/14/2011 9:04:53 AM
GrayStudio$25.002/14/2011 9:05:20 AM
reflective-rupee$100.772/14/2011 9:35:26 AM
wild-orange$50.002/14/2011 4:04:06 PM
jazzlender$25.002/14/2011 4:30:48 PM
benefit-squirrel$50.002/14/2011 5:56:31 PM
RyanTH9893$25.002/14/2011 6:33:36 PM
orange-courageous-dedication$50.002/15/2011 3:37:05 AM
cash-tent$30.002/14/2011 6:47:15 PM
lendacity$25.002/15/2011 3:17:45 AM
dynamic-platinum$50.002/15/2011 12:20:09 PM
loanman2007$50.002/15/2011 11:24:40 AM
SmokeyMirror$50.002/15/2011 9:26:55 PM
lucabratsie$47.192/15/2011 6:48:49 PM
reflective-rupee$150.772/15/2011 8:37:27 PM
tender-integrity3$100.002/15/2011 10:21:12 PM
seineil$50.002/15/2011 10:49:41 PM
Spiderman55$25.002/16/2011 7:50:56 AM
harperpotok$100.002/16/2011 12:46:51 PM
John_Galt$33.002/16/2011 10:06:51 AM
auctionator1$50.002/16/2011 4:35:24 PM
sharpey$50.002/16/2011 11:00:32 AM
upbeat-finance8$25.002/16/2011 4:57:20 PM
versatile-commerce$25.002/16/2011 11:48:41 AM
elvisloans$25.002/16/2011 11:21:00 AM
YellowJacket$25.002/16/2011 5:08:27 PM
AustinAmerica$25.002/16/2011 1:52:28 PM
blindtaxidriver$25.002/16/2011 4:12:02 PM
payout-alien6$25.002/16/2011 5:28:14 PM
valiant-money$25.002/16/2011 5:40:08 PM
92 Investments
 
Borrower Payment Dependent Notes Series 493805
This series of Notes was issued and sold upon the funding of the borrower loan #47387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $429.40
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1998 Debt/Income ratio: 14%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,699Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: trippd6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will consolidate?the bulk?of my?credit card debt to one loan with a lower rate.?

My financial situation:
I am a senior manager at a publicly traded?company. I am a skilled computer engineer and manager.?I need to consolidate my debt and move it to a lower rate so I can pay it off quicker. I will be completely out of credit card debt in?3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much loan you currently carry on your home? What is current market value as per zillow.com? What are your current credit card interest rates you are paying? Wish you all the best with your plans to payoff credit cards. - Reddy_Capital
A: Primary Residence: Owed: $157,368.05 Value via Zillow: $165,500 Payment: $1251.46 Rental Property (Former home) Owed: $110,994.06 Value (Zillow can not compute it for this area. Too new): $150,000 Payment: $1115.44 Rent: $1125.00 Name, Balance, Rate, Monthly Minimum Bank Of America, $11,197.56 7.99% $186.00 Capital One Credit Card, $3,491.64 17.90% $91.00 Discover Card, $668.40, 14.24%, $21.00 Citibank Credit Card, $5,142.09, 17.99%, $134.00 ,$20,499.69, ,$432.00 (Feb-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kenji4861$25.002/14/2011 9:01:12 AM
kanakakm$50.002/14/2011 9:01:21 AM
CBO-Enterprise$50.002/14/2011 9:01:31 AM
youqianderen$50.002/14/2011 9:01:41 AM
duty-windmill$25.002/14/2011 9:02:19 AM
KWarrior$50.002/14/2011 9:03:56 AM
sk10023$25.002/14/2011 9:07:16 AM
organized-payment6$25.002/14/2011 9:01:17 AM
compoundinterest$50.002/14/2011 9:01:23 AM
Phantom99$100.002/14/2011 9:01:32 AM
truth-image$50.002/14/2011 9:01:42 AM
MTLoans$25.002/14/2011 9:01:46 AM
acropiloterau2002$25.002/14/2011 9:01:56 AM
radforj22$50.002/14/2011 9:02:10 AM
BidDaddyBigBucks$25.002/14/2011 9:02:46 AM
BaxterEvil$25.002/14/2011 9:01:14 AM
don8ter$25.002/14/2011 9:01:25 AM
heavenly-interest9$50.002/14/2011 9:01:29 AM
meux99$25.002/14/2011 9:01:38 AM
kid8549$25.002/14/2011 9:01:42 AM
CashProvider$100.002/14/2011 9:01:51 AM
bowdish1$50.002/14/2011 9:01:53 AM
tbrnet$50.002/14/2011 9:01:59 AM
BankingFamily$50.002/14/2011 9:09:22 AM
Brisket_Bob$25.002/14/2011 9:03:46 AM
efficient-treasure0$25.002/14/2011 9:09:01 AM
axl163$25.002/14/2011 9:15:28 AM
Chosen-one$25.002/14/2011 10:24:39 AM
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iolaire$25.002/14/2011 4:23:44 PM
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sensible-order2$100.002/14/2011 2:44:56 PM
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awwaww$25.602/14/2011 4:23:25 PM
Jay_Tee$50.002/14/2011 4:07:13 PM
myworld701$25.002/15/2011 2:02:46 AM
mpactlender$25.002/15/2011 2:03:48 AM
money-aggregator7$25.002/14/2011 10:01:28 PM
damage$25.002/15/2011 10:08:25 AM
Pickmar$25.002/15/2011 12:17:46 PM
thedoctor$100.002/15/2011 2:30:36 PM
buckyhead2000$25.002/15/2011 2:31:46 PM
Reddy_Capital$25.002/15/2011 3:18:00 PM
KeepOnRunning$50.002/15/2011 3:12:24 PM
versatile-commerce$25.002/16/2011 3:47:29 PM
Mantis75$25.002/16/2011 5:24:41 PM
the-upbeat-p2p$50.002/16/2011 6:51:00 PM
choss02$50.002/17/2011 9:44:30 AM
proud-gold9$50.002/17/2011 9:46:54 AM
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exchange-pledge$100.002/17/2011 12:52:59 PM
rockstar78$50.002/17/2011 1:25:26 PM
bds9646$26.002/17/2011 4:46:40 PM
DadWarbucks$35.192/17/2011 5:21:45 PM
LoanBrkr$25.002/17/2011 6:48:09 PM
availableloan$25.002/17/2011 8:42:28 PM
Tylerh$100.002/17/2011 10:39:17 PM
1800porsche$25.002/17/2011 11:31:17 PM
orindalender$50.002/18/2011 6:49:56 AM
skillful-treasure37$50.002/18/2011 10:06:31 AM
Ripsaw4U$50.002/18/2011 6:24:35 PM
berkeleylender$50.002/18/2011 10:17:45 PM
108lender$250.002/19/2011 2:24:37 AM
Woodworker57$25.002/19/2011 3:12:29 AM
Viamin$25.002/19/2011 9:02:47 AM
syounker$25.002/19/2011 12:27:53 PM
worth-engine5$25.002/19/2011 12:31:06 PM
theboat$25.002/19/2011 12:39:12 PM
scottburger$50.002/19/2011 12:52:13 PM
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MAJESTIC5$50.002/19/2011 5:39:43 PM
flexiboy35$25.002/19/2011 10:04:56 PM
supersarah61$50.002/20/2011 8:24:12 AM
Goodlender42$25.002/20/2011 9:49:33 AM
money-aggregator7$25.002/20/2011 11:56:34 PM
kindness-dessert$25.002/21/2011 1:28:57 AM
wrighco$25.002/21/2011 2:34:14 AM
tenacious-compassion9$25.002/21/2011 8:05:36 AM
bold-durability-drum$50.002/21/2011 10:09:18 AM
RetirementMoney$25.002/21/2011 10:30:16 AM
GiftViftdotcom$25.002/21/2011 11:59:24 AM
dharma1$25.002/21/2011 12:42:43 PM
credit-force5$50.002/21/2011 12:43:55 PM
lenderrb$50.002/21/2011 12:43:41 PM
unclejaef$25.002/21/2011 12:43:50 PM
worthy-bid8$50.002/21/2011 12:44:47 PM
mlkhamilton$25.002/21/2011 12:43:59 PM
degster$25.002/21/2011 12:47:09 PM
rakstar$30.712/21/2011 12:49:31 PM
a-versatile-power$25.002/21/2011 12:47:32 PM
aquarexbi$50.002/21/2011 12:47:37 PM
Fenix878$25.002/21/2011 2:08:57 PM
withfries2$50.002/21/2011 3:03:57 PM
best-ingenious-funds$25.002/21/2011 3:59:27 PM
Preteur$25.002/21/2011 4:20:48 PM
kleinbrak$25.002/21/2011 5:38:27 PM
brewlots$25.002/21/2011 5:24:05 PM
JoyfulVegetarian$25.002/21/2011 6:55:33 PM
nuclearmoose$25.002/21/2011 8:34:20 PM
thankful-nickel2$25.002/21/2011 7:28:25 PM
authoritative-capital$25.002/21/2011 10:29:29 PM
BoughtTheFarm$25.002/21/2011 10:34:21 PM
mizount$25.002/22/2011 5:59:39 AM
Jindia$25.002/22/2011 8:04:33 AM
cosmof16$25.002/22/2011 9:39:10 AM
ZeoInvestments$25.002/22/2011 9:41:29 AM
ctgscott$25.002/22/2011 9:42:36 AM
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money-floret$50.002/22/2011 12:48:26 PM
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deal-maple2$50.002/22/2011 12:48:31 PM
taal1$50.002/22/2011 12:54:15 PM
aasx1108$25.002/22/2011 5:03:47 PM
best-deal-banker$50.002/22/2011 5:04:39 PM
Turkish101$25.002/22/2011 5:01:28 PM
slartibardfast$25.002/22/2011 5:03:32 PM
AnxiousAirman$27.082/22/2011 5:04:53 PM
psanganee$25.002/22/2011 6:19:41 PM
hope-hickory$50.002/22/2011 6:50:02 PM
flwah$25.002/23/2011 2:08:24 AM
zeelender$25.002/23/2011 1:36:49 AM
sandeepPR$25.002/23/2011 12:11:32 AM
Washington_Loan$25.002/23/2011 2:11:18 AM
yoyoclock$35.002/23/2011 3:04:59 AM
SecondChanceLendingSERV$50.002/23/2011 7:52:03 AM
economy-orchid$25.002/23/2011 9:39:29 AM
visionary-community$25.002/23/2011 9:42:06 AM
Railbird$25.002/23/2011 9:42:42 AM
royboy0292$25.002/23/2011 12:02:23 PM
rework$50.002/23/2011 12:52:32 PM
CASHGIRL$25.002/23/2011 4:01:18 PM
minista$25.002/23/2011 4:52:47 PM
azarael$25.002/23/2011 6:06:31 PM
Binan$25.002/24/2011 1:23:44 AM
sb0453$25.002/23/2011 8:02:28 PM
AJSinvest$25.002/23/2011 10:51:24 PM
treasure-pipeline$50.002/24/2011 10:16:05 AM
anton$4,490.002/24/2011 1:05:46 PM
blot44$25.002/14/2011 9:01:15 AM
cebgop$25.002/14/2011 9:01:26 AM
tedsrfdude$50.002/14/2011 9:01:34 AM
kulender$100.002/14/2011 9:01:44 AM
MARWARISETH$25.002/14/2011 9:02:15 AM
indomitable-coin$25.002/14/2011 9:02:44 AM
kyomoon$50.002/14/2011 9:01:07 AM
currency-persimmon$25.002/14/2011 9:01:22 AM
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jenkris$25.002/14/2011 9:01:36 AM
benjamins-utopia$100.002/14/2011 9:01:45 AM
wwwUniversal$25.002/14/2011 9:01:49 AM
ThomasC$33.932/14/2011 9:01:10 AM
jonandmeg21$50.002/14/2011 9:01:18 AM
DukSerduk$25.002/14/2011 9:01:28 AM
paladin847$50.002/14/2011 9:01:39 AM
intuitive-integrity9$50.002/14/2011 9:01:47 AM
a-responsible-return$50.002/14/2011 9:01:52 AM
efficient-marketplace$25.002/14/2011 9:01:58 AM
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CE88$100.002/14/2011 2:27:12 PM
velocity-solo$25.002/14/2011 9:09:57 AM
hopeful-truth5$50.002/14/2011 11:10:16 AM
lloyd_s$25.002/14/2011 2:05:06 PM
openness-viking$100.002/14/2011 2:10:40 PM
octoberfresh$25.002/14/2011 1:46:27 PM
skuba$50.002/14/2011 2:41:43 PM
camaraderi-atmosphere$100.002/14/2011 2:58:16 PM
surfsider123$25.002/14/2011 4:40:12 PM
cognizant-rate732$25.002/15/2011 2:34:39 AM
cash-queen$25.002/15/2011 1:08:39 PM
be_wise$25.002/15/2011 5:36:46 PM
danny-lender$50.002/16/2011 8:51:18 AM
Uncle_Scrooge$50.002/16/2011 5:04:55 PM
inforapenny$35.772/16/2011 5:06:27 PM
TikPmp1$25.002/16/2011 5:12:56 PM
Daneistes$50.002/17/2011 5:00:14 AM
SARMAR$50.002/17/2011 10:12:41 AM
murren$25.002/17/2011 10:21:08 AM
winlender$25.002/17/2011 10:12:36 AM
Big_Baller$25.002/17/2011 11:14:35 AM
Sigonio$25.002/17/2011 12:52:37 PM
reward-tamale1$25.002/17/2011 2:29:44 PM
adama_48$25.002/18/2011 6:16:25 AM
Steveoo1$50.002/19/2011 10:54:43 AM
mclark340$50.002/19/2011 10:20:43 AM
Castellan$50.002/19/2011 12:26:45 PM
best-coin-miser$25.002/19/2011 12:32:29 PM
p123$25.002/19/2011 12:40:38 PM
malacandra$25.002/20/2011 9:39:24 AM
investor_101$50.002/20/2011 8:53:52 PM
ogmanny$50.002/21/2011 1:29:21 AM
VPRLLC$25.002/21/2011 5:52:40 AM
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jeffpac$50.002/21/2011 6:36:34 AM
hs112a$50.002/21/2011 9:20:30 AM
mhotchan$118.152/21/2011 9:19:37 AM
systematic-dollar9$25.002/21/2011 9:31:14 AM
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rebellender$50.002/21/2011 10:04:32 AM
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jct_enterprises$50.002/21/2011 12:11:40 PM
jbaum$40.002/21/2011 12:19:52 PM
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Havana21$200.002/21/2011 12:43:52 PM
klinebarger$25.002/21/2011 12:43:57 PM
rmachi$25.002/21/2011 12:49:10 PM
blackfur$25.002/21/2011 6:24:14 PM
docdekay$100.002/21/2011 10:34:18 PM
engaging-worth$25.002/21/2011 10:46:20 PM
diversification-medalist$25.002/21/2011 11:48:43 PM
Graces$50.002/21/2011 11:18:42 PM
Blue_HorseShoe$25.002/22/2011 5:13:33 AM
agile-loan0$25.002/22/2011 9:39:38 AM
gzeo$25.002/22/2011 9:42:29 AM
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triumphant-bonus$25.002/22/2011 12:23:46 PM
top-epic-community$50.002/22/2011 12:21:47 PM
commerce-voyager$25.002/22/2011 12:22:20 PM
jts$25.002/22/2011 12:36:51 PM
LendGuy$50.002/22/2011 12:54:38 PM
tuxedo76$35.002/22/2011 12:50:20 PM
evnagelist$50.002/22/2011 1:26:45 PM
Anny-Disco$50.002/22/2011 5:02:06 PM
soshea979$25.002/22/2011 4:09:07 PM
balance-voyager$39.512/22/2011 5:00:09 PM
ttnk62918$25.002/22/2011 5:04:14 PM
FCI$25.002/22/2011 5:05:42 PM
fair-funds$50.002/22/2011 5:01:13 PM
g314$30.002/22/2011 5:02:04 PM
hotwired$25.002/22/2011 5:04:23 PM
esabzb$25.002/22/2011 7:23:55 PM
Ariesian1$50.002/22/2011 6:24:05 PM
adhawan325$25.002/23/2011 1:40:55 AM
julijask$45.002/23/2011 2:09:20 AM
paramjit$25.002/23/2011 2:11:22 AM
valiant-liberty4$25.002/23/2011 2:24:05 AM
zone6$50.002/23/2011 2:31:42 AM
letsbank$25.002/23/2011 6:13:46 AM
special-peso$50.002/23/2011 8:20:00 AM
T-Bizzone$50.002/23/2011 8:31:08 AM
best-heavenly-justice$25.002/23/2011 9:39:26 AM
PaulW$25.002/23/2011 12:20:41 PM
calkidd05$25.002/23/2011 7:36:56 PM
LenderByDay$25.002/24/2011 12:54:49 AM
nicklds$25.582/24/2011 12:47:11 AM
jasperpants$25.002/24/2011 12:52:23 AM
IIP77$25.002/24/2011 11:39:47 AM
248 Investments
 
Borrower Payment Dependent Notes Series 493823
This series of Notes was issued and sold upon the funding of the borrower loan #47338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1994 Debt/Income ratio: 13%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 9Length of status:9y 0m
Amount delinquent: $134 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,497Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: responsibility-tycoon Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BAILEEPUP
Purpose of loan:
This loan will be used to consolidate my 3 credit cards into 1 monthly payment

My financial situation:
I am a good candidate for this loan because?I have a very good job, and have been here a very?long time. I also see that it?would be easier to consolidate than to make 3 separate monthly payments.?

Monthly net income: $ 2383.00

Monthly expenses: $
??Housing: $?0??Insurance: $ 0
??Car expenses: $ 530.00
??Utilities: $?250.00
??Phone, cable, internet: $?100
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your public record and delinquency. - loss-of-control
A: I'm not sure what you are referring to...if it is the bankruptcy, I went through a divorce and was in school full time, not working. I had a medical issue that caused a lot of medical bills and debt to build up and had to file for bankruptcy so I could start fresh. I think there is another medical bill on my credit report that I have spent many, many hours disputing with them and my insurance company from about 4 years ago when I had my daughter. My insurance was supposed to cover it. (Feb-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/14/2011 9:06:34 AM
Jack55304$300.002/14/2011 9:07:13 AM
hitsman$50.002/14/2011 9:07:54 AM
hopeful-truth5$50.002/14/2011 11:07:34 AM
suave-dime6$25.002/14/2011 9:02:41 AM
kulender$100.002/14/2011 9:04:04 AM
responsible-worth113$25.002/14/2011 12:09:44 PM
irrelevant$50.002/14/2011 9:07:10 AM
diplomatic-wealth7$25.002/14/2011 9:07:19 AM
simplelender80$100.002/14/2011 9:02:35 AM
miked8303$25.002/14/2011 9:09:07 AM
HamachiMan$50.002/14/2011 9:06:54 AM
profit-powerplant$25.002/14/2011 9:07:01 AM
trade-goblin9$25.002/14/2011 10:07:04 AM
greencat$50.002/14/2011 9:43:25 AM
lloyd_s$25.002/14/2011 4:27:19 PM
asset-professor$25.002/14/2011 4:25:15 PM
diversification-medalist$25.002/14/2011 4:46:13 PM
ASR3$35.002/14/2011 4:48:55 PM
ramst41$25.002/14/2011 11:15:06 PM
taetrade$25.002/14/2011 7:05:25 PM
balance-force$28.002/15/2011 8:19:41 AM
amlu1988$25.002/15/2011 10:07:07 AM
musegaze$100.002/15/2011 11:41:55 AM
yield-aurora4$100.002/15/2011 5:38:14 PM
dollar-sonnet3$50.002/15/2011 5:38:33 PM
seineil$25.002/15/2011 10:50:00 PM
direct-social3$100.002/15/2011 10:57:38 PM
social-heart$50.002/16/2011 9:16:57 AM
amlu1988$25.002/16/2011 9:15:45 AM
Speculator$25.002/16/2011 9:52:12 AM
transamerican$25.002/16/2011 11:46:54 AM
benjamins-utopia$50.002/16/2011 6:07:45 PM
witty-openness$25.002/16/2011 5:26:54 PM
fuzed$125.002/16/2011 6:12:58 PM
important-openness1$50.002/16/2011 5:30:00 PM
SDNLR$25.002/16/2011 5:59:19 PM
authoritative-platinum7$25.002/16/2011 6:07:55 PM
gain-equator$25.002/16/2011 6:08:13 PM
Grandmahoneybee$25.002/16/2011 8:45:00 PM
tech310$50.002/17/2011 12:59:25 AM
capital-kingdom$25.002/17/2011 4:07:14 AM
cropdust3r$25.002/17/2011 6:15:08 AM
CA-Lender$25.002/17/2011 7:03:29 AM
choss02$50.002/17/2011 9:45:05 AM
symbiosis$50.002/17/2011 10:03:47 AM
JJ9876$25.002/17/2011 10:01:31 AM
rogue_monster$25.002/17/2011 10:03:03 AM
Armyman122$50.002/17/2011 12:45:33 PM
ddh81$50.002/17/2011 1:24:57 PM
AF-Chief$50.002/17/2011 4:47:46 PM
ITExec$26.072/17/2011 4:40:18 PM
Cheburashka$25.002/17/2011 4:45:16 PM
Georgetastic$25.002/17/2011 4:44:46 PM
MilitaryLending$25.002/17/2011 4:58:30 PM
seisen$50.002/17/2011 4:58:40 PM
copper$41.552/17/2011 4:49:14 PM
barefootpaul$25.002/17/2011 5:16:51 PM
shrewd-peace7$25.002/17/2011 5:22:19 PM
WorldlyWorker$25.002/17/2011 5:24:32 PM
credit-wheel7$25.002/17/2011 5:22:08 PM
iLoaner$25.002/17/2011 5:23:27 PM
wss560$25.002/17/2011 5:29:29 PM
golden-cat$25.002/17/2011 5:30:03 PM
Banker7371$25.002/17/2011 5:35:24 PM
DonaldColorado$46.102/17/2011 6:34:43 PM
gain-gourd$27.272/17/2011 6:34:48 PM
new-social-economist$28.282/17/2011 6:34:35 PM
orange-preeminant-bill$50.002/17/2011 6:37:34 PM
social-conductor4$25.002/17/2011 6:50:32 PM
genius520$100.002/14/2011 9:07:06 AM
GCInvestments$25.002/14/2011 9:09:13 AM
incbx$50.002/14/2011 9:09:17 AM
usmcLS$25.002/14/2011 1:56:07 PM
liberty-destiny3$25.002/14/2011 9:10:01 AM
2grindstones$25.002/14/2011 10:10:19 AM
Artist_Blue$25.002/14/2011 2:05:26 PM
responsive-rate884$50.002/14/2011 4:21:52 PM
commerce-web5$25.002/14/2011 10:02:04 PM
SolarMoonshine$25.002/14/2011 5:11:31 PM
MarvintheMartian$25.002/15/2011 3:16:45 AM
Bob450$25.002/15/2011 2:05:25 AM
jiggaman7$50.002/15/2011 9:39:33 AM
cash-reaction2$50.002/15/2011 3:06:03 PM
papaloha$25.002/15/2011 5:38:39 PM
scarlet-velvet$25.002/16/2011 6:51:50 AM
dsnybnd$25.002/16/2011 8:49:41 AM
hopeful-deal7$50.002/16/2011 9:36:52 AM
asset-wheel$25.002/16/2011 4:15:16 PM
ethicalhumanist$25.002/16/2011 1:13:51 PM
money-bauble$100.002/16/2011 4:14:13 PM
sensible-order2$100.002/16/2011 5:28:40 PM
jazzlender$25.002/16/2011 5:29:22 PM
finance-prescription$50.002/16/2011 5:30:03 PM
Investoman$50.002/16/2011 5:30:10 PM
monster4$50.002/16/2011 6:08:07 PM
radforj22$25.002/17/2011 4:13:46 AM
jhernand17$25.002/17/2011 6:10:31 AM
pious-gold$25.002/17/2011 9:48:33 AM
bdkjr$25.002/17/2011 9:51:04 AM
richboy56$25.002/17/2011 9:54:59 AM
bessbird$50.002/17/2011 12:07:02 PM
iolaire$25.002/17/2011 1:08:25 PM
rockstar78$25.002/17/2011 1:26:03 PM
nickel-position$25.002/17/2011 1:55:44 PM
coyone$64.202/17/2011 2:23:30 PM
momoney2lend$25.002/17/2011 4:41:32 PM
order-brigade$25.002/17/2011 4:42:06 PM
finagler$25.002/17/2011 4:44:41 PM
divedude$25.002/17/2011 4:49:55 PM
Digs$25.002/17/2011 4:40:09 PM
bluefootedpig$27.752/17/2011 4:57:45 PM
IIP77$25.002/17/2011 4:49:22 PM
studious-principal5$25.002/17/2011 5:15:14 PM
treasure-generator$25.002/17/2011 5:18:45 PM
flwah$25.002/17/2011 5:29:25 PM
bnlforever$25.002/17/2011 5:35:29 PM
seadogs$25.002/17/2011 5:47:12 PM
graceful-investment$66.382/17/2011 6:30:05 PM
treasure-bliss$50.002/17/2011 6:34:37 PM
Comoparklender$50.002/17/2011 6:34:46 PM
payment-gusto$25.002/17/2011 6:34:50 PM
missing-link$25.002/17/2011 6:34:52 PM
stock106$25.002/17/2011 6:34:29 PM
brmar$25.002/17/2011 6:49:33 PM
network2$50.002/17/2011 6:47:52 PM
126 Investments
 
Borrower Payment Dependent Notes Series 493845
This series of Notes was issued and sold upon the funding of the borrower loan #47377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1997 Debt/Income ratio: Not calculated
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 21Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,536Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: understanding-p2p4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan
Purpose of loan:
This loan will be used to help pay for my student loans.

My financial situation:
I am a good candidate for this loan because I have always paid loans on time. The amount of about $150 is very affordable.

Monthly net income: $ 3800.00

Monthly expenses: $ 3300.00
??Housing: $ 900
??Insurance: $ 0
??Car expenses: $0
??Utilities: $ 80
??Phone, cable, internet: $ 20
??Food, entertainment: $ 1600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/16/2011 9:07:02 AM
incbx$50.002/16/2011 9:11:28 AM
Artist_Blue$25.002/16/2011 9:13:07 AM
Speculator$25.002/16/2011 9:52:25 AM
favorite-commerce$50.002/16/2011 9:05:08 AM
simplelender80$100.002/16/2011 9:06:51 AM
ultimate-peace$300.002/16/2011 9:02:08 AM
credit-guard5$25.002/16/2011 9:07:56 AM
profit-powerplant$25.002/16/2011 9:10:03 AM
diplomatic-wealth7$25.002/16/2011 9:10:59 AM
jiggaman7$50.002/16/2011 9:12:01 AM
Bob450$25.002/16/2011 9:13:17 AM
witty-openness$25.002/16/2011 9:19:45 AM
reflective-rupee$750.762/16/2011 9:36:01 AM
greencat$50.002/16/2011 9:24:46 AM
2grindstones$25.002/16/2011 9:50:16 AM
red-favorable-basis$25.002/16/2011 10:17:44 AM
umfan123$25.002/16/2011 9:07:52 AM
Kash2010lu$28.002/16/2011 9:08:32 AM
HamachiMan$50.002/16/2011 9:09:48 AM
irrelevant$50.002/16/2011 9:10:26 AM
musegaze$100.002/16/2011 9:12:14 AM
credit-bliss8$25.002/16/2011 9:12:28 AM
investment-artist$25.002/16/2011 9:01:04 AM
suave-dime6$25.002/16/2011 9:07:20 AM
genius520$100.002/16/2011 9:10:14 AM
Jack55304$300.002/16/2011 9:10:43 AM
orderly-leverage$50.002/16/2011 9:09:28 AM
cash-reaction2$50.002/16/2011 9:12:35 AM
social-heart$50.002/16/2011 9:18:17 AM
wild-orange$50.002/16/2011 9:39:11 AM
one-midas$25.002/16/2011 9:57:49 AM
Shining-Star$25.002/16/2011 10:06:30 AM
houli123$846.242/16/2011 10:32:20 AM
34 Investments
 
Borrower Payment Dependent Notes Series 493863
This series of Notes was issued and sold upon the funding of the borrower loan #47292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1996 Debt/Income ratio: 42%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $314Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: unrivaled-exchange7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Linehaulin
Purpose of loan:
This loan will be used to? Consolidate Bills

My financial situation:
I am a good candidate for this loan because?
If somebody loans me money I make sure that I pay every bit of it off-no matter what
Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 325.00
??Insurance: $ 250.00
??Car expenses: $ 250.00
??Utilities 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
principal-star$25.002/16/2011 9:05:39 AM
UCLA4life$50.002/16/2011 9:08:21 AM
orderly-leverage$50.002/16/2011 9:09:29 AM
irrelevant$50.002/16/2011 9:10:28 AM
transformer855$50.002/16/2011 11:18:26 AM
credit-guard5$25.002/16/2011 9:05:32 AM
back-scratchers$25.002/16/2011 9:06:16 AM
investment-artist$25.002/16/2011 9:06:25 AM
kulender$100.002/16/2011 9:07:02 AM
HamachiMan$50.002/16/2011 9:09:50 AM
profit-powerplant$25.002/16/2011 9:10:04 AM
Artist_Blue$25.002/16/2011 9:13:05 AM
witty-openness$25.002/16/2011 9:20:31 AM
incbx$50.002/16/2011 9:11:30 AM
jiggaman7$50.002/16/2011 9:12:03 AM
greencat$50.002/16/2011 9:27:35 AM
brightest-dignified-penny$25.002/16/2011 4:09:09 PM
houli123$100.002/16/2011 9:59:40 AM
RyanTH9893$25.002/16/2011 4:24:31 PM
reflective-rupee$500.772/16/2011 10:19:33 AM
Bob450$25.002/16/2011 11:31:17 AM
DasMula$27.002/16/2011 1:45:23 PM
ready-interest9$25.002/16/2011 3:34:56 PM
shrewd-income$100.002/16/2011 2:33:19 PM
well-mannered-income3$50.002/16/2011 3:52:00 PM
grnii78$75.002/16/2011 6:50:25 PM
JustMee$25.002/16/2011 5:45:33 PM
tech310$50.002/17/2011 12:59:33 AM
kind-important-liberty9$25.002/17/2011 2:03:17 AM
social-hunter5$100.002/17/2011 7:01:38 AM
geophreigh$25.002/17/2011 6:42:27 AM
JJ9876$25.002/17/2011 10:01:50 AM
lucky2$25.002/17/2011 10:40:13 AM
Zipcut$25.002/17/2011 12:05:43 PM
capital-motion0$150.002/17/2011 12:15:35 PM
nickel-position$25.002/17/2011 1:58:38 PM
orange-rapid-benjamins$25.002/17/2011 1:26:29 PM
tigercat$50.002/17/2011 2:53:27 PM
papaloha$25.002/17/2011 5:00:30 PM
radforj22$25.002/17/2011 5:53:00 PM
hellasow$30.002/17/2011 10:52:02 PM
Kash2010lu$25.002/18/2011 4:05:52 AM
imdave4me$50.002/18/2011 7:43:06 AM
lotuss4$50.002/18/2011 12:26:38 PM
ryguy150$25.002/18/2011 12:30:24 PM
bryant05$50.122/18/2011 12:21:21 PM
ready-vigilance3$50.002/18/2011 1:56:09 PM
Diamond_Jim$50.002/18/2011 1:57:15 PM
richboy56$25.002/18/2011 3:45:00 PM
Susan2556$50.002/18/2011 6:16:21 PM
power-secret-agent$25.002/19/2011 2:37:14 AM
head$25.002/19/2011 6:22:54 AM
Leshan$25.002/19/2011 7:08:57 AM
leverage-monger$40.132/19/2011 9:02:07 AM
MicroLender357$50.002/19/2011 8:14:25 AM
EarlyRiser$250.002/19/2011 9:18:11 AM
sensible-order2$100.002/19/2011 9:16:00 AM
the-profit-oracle$25.002/19/2011 9:24:08 AM
suave-dime6$25.002/16/2011 9:07:20 AM
genius520$100.002/16/2011 9:10:15 AM
cash-reaction2$50.002/16/2011 9:12:36 AM
Speculator$25.002/16/2011 9:52:25 AM
one-midas$25.002/16/2011 10:05:55 AM
favorite-commerce$50.002/16/2011 9:04:36 AM
umfan123$25.002/16/2011 9:07:53 AM
erowis$44.002/16/2011 12:01:44 PM
simplelender80$100.002/16/2011 9:06:51 AM
diplomatic-wealth7$25.002/16/2011 9:10:59 AM
leverage-monger$30.002/16/2011 2:34:53 PM
top-courteous-peso$39.212/16/2011 9:12:49 AM
Jack55304$300.002/16/2011 9:10:44 AM
hopeful-truth5$100.002/16/2011 3:32:51 PM
musegaze$100.002/16/2011 9:12:15 AM
liberty-magnate$50.002/16/2011 9:33:50 AM
balance-force$25.002/16/2011 4:06:00 PM
2grindstones$25.002/16/2011 9:58:08 AM
reflective-rupee$250.772/16/2011 10:21:16 AM
squarebob$25.002/16/2011 10:30:49 AM
red-favorable-basis$25.002/16/2011 10:37:13 AM
Wangchuk$25.002/16/2011 11:24:30 AM
loanman2007$125.002/16/2011 1:18:40 PM
SolarMoonshine$25.002/16/2011 5:24:29 PM
liberty-destiny3$25.002/16/2011 5:30:12 PM
Scotcha$50.002/16/2011 5:37:25 PM
smear87$25.002/16/2011 5:58:13 PM
competent-p2p$50.002/16/2011 5:44:27 PM
loss-of-control$100.002/16/2011 5:55:37 PM
vine99$65.002/16/2011 7:36:11 PM
cropdust3r$25.002/17/2011 6:15:27 AM
choss02$50.002/17/2011 9:45:34 AM
symbiosis$50.002/17/2011 10:04:23 AM
bessbird$50.002/17/2011 12:07:17 PM
rockstar78$25.002/17/2011 1:26:14 PM
Whipster$25.002/17/2011 3:53:12 PM
hidavehi$41.002/17/2011 6:14:29 PM
brmar$25.002/17/2011 6:49:46 PM
BooRadley$25.002/17/2011 8:10:14 PM
RMB-Investments$50.002/17/2011 7:56:35 PM
frogperson$300.002/17/2011 10:01:04 PM
intuitive-velocity4$50.002/17/2011 10:41:02 PM
Tylerh$100.002/17/2011 10:51:17 PM
debt-force$25.002/18/2011 4:16:04 AM
GElender$25.002/18/2011 6:06:03 AM
108lender$100.002/18/2011 8:03:21 AM
CashFlow13$100.002/18/2011 8:52:03 AM
credit-bliss8$25.002/18/2011 8:58:46 AM
contract-paloverde1$25.002/18/2011 10:04:17 AM
orangetrust$100.002/18/2011 12:45:10 PM
Astyanax$40.002/18/2011 2:47:39 PM
foxtrot12$75.992/18/2011 3:44:34 PM
rysil$50.002/18/2011 4:49:25 PM
Firescreek$25.002/18/2011 5:08:36 PM
SFBank$200.002/18/2011 7:19:12 PM
Lubava$50.002/18/2011 5:53:10 PM
chungfang$50.002/18/2011 10:09:51 PM
economy-producer$25.002/18/2011 7:19:36 PM
handshake5$77.452/19/2011 4:14:34 AM
money-bauble$100.002/19/2011 4:17:44 AM
best-agreement-exchanger$25.002/19/2011 4:36:24 AM
rockhound84$25.002/19/2011 6:44:11 AM
gold-cluster$100.002/19/2011 7:32:43 AM
jjswanso$50.002/19/2011 8:06:59 AM
psycardis$25.002/19/2011 7:14:17 AM
alphabet76$30.002/19/2011 8:41:02 AM
mlj0671$25.002/19/2011 8:58:31 AM
platinum-cargo$27.292/19/2011 8:42:41 AM
best-listing-toro$25.002/19/2011 9:03:46 AM
Armyman122$50.002/19/2011 9:22:31 AM
credit-driver9$100.002/19/2011 9:19:59 AM
MoneyForNothing$6.272/19/2011 9:33:33 AM
130 Investments
 
Borrower Payment Dependent Notes Series 493883
This series of Notes was issued and sold upon the funding of the borrower loan #47304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1985 Debt/Income ratio: 6%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Clergy
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 31 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: dedication-fort9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personalpastor
Purpose of loan:
This loan will be used to take care of all the legal work for the creation of my new ministry Drug Free Kids,? including 501c3, licenses, and set up
costs for this non-profit.

My financial situation:
I am a good candidate for this loan because I have always been a good credit risk except during my divorce. My current income is greater than
my expenses.

Monthly net income: $ 96,000.00

Monthly expenses: $
??Housing: $ 1150.00
??Insurance: $ 50.00
??Car expenses: $ 200.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 42.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $320.00
??Other expenses: $ 400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
HamachiMan$50.002/15/2011 5:06:42 PM
liberty-destiny3$25.002/15/2011 5:07:52 PM
Runegeld$25.002/15/2011 8:33:13 PM
Kash2010lu$25.002/15/2011 5:06:22 PM
reflective-rupee$500.772/15/2011 5:06:45 PM
suave-dime6$25.002/15/2011 5:03:30 PM
diplomatic-wealth7$25.002/15/2011 5:07:18 PM
musegaze$100.002/15/2011 5:08:52 PM
cash-reaction2$50.002/15/2011 5:09:10 PM
restless-dime$25.002/15/2011 5:14:11 PM
orderly-leverage$50.002/15/2011 5:06:35 PM
profit-powerplant$25.002/15/2011 5:06:51 PM
Jack55304$300.002/15/2011 5:07:12 PM
DadWarbucks$25.112/16/2011 2:15:26 AM
jiggaman7$50.002/15/2011 5:08:39 PM
the-kindness-honker$30.002/15/2011 6:09:41 PM
Artist_Blue$25.002/15/2011 5:38:21 PM
WindyKid$50.002/15/2011 8:00:30 PM
sturdy-peace9$40.002/16/2011 7:41:49 AM
lloyd_s$25.002/16/2011 2:30:34 AM
Bob450$25.002/16/2011 2:19:06 AM
loanman2007$100.002/16/2011 4:58:04 AM
Rogesparkguy$25.002/16/2011 6:09:18 AM
zone6$83.752/16/2011 6:43:04 AM
Speculator$25.002/16/2011 9:52:19 AM
droopie1$25.002/16/2011 10:14:01 AM
asset-wheel$25.002/16/2011 4:15:13 PM
a-finance-nirvana$25.002/16/2011 11:51:01 AM
careful-compassion$25.002/16/2011 4:00:23 PM
well-mannered-income3$40.002/16/2011 3:53:10 PM
SolarMoonshine$25.002/16/2011 5:25:40 PM
Makingitrain$25.002/16/2011 5:28:16 PM
VJ_Financial$50.002/16/2011 8:42:20 PM
rate-sceptre$50.002/17/2011 12:17:29 AM
tech310$50.002/17/2011 12:59:13 AM
radforj22$25.002/17/2011 4:14:01 AM
choss02$50.002/17/2011 9:45:24 AM
g-mak-fund$25.002/17/2011 9:49:30 AM
bdkjr$25.002/17/2011 9:51:16 AM
jazzlender$25.002/17/2011 12:46:00 PM
papaloha$25.002/17/2011 12:48:53 PM
order-brigade$25.002/17/2011 4:38:06 PM
BooRadley$25.002/17/2011 8:10:13 PM
RMB-Investments$50.002/17/2011 7:56:34 PM
debt-force$25.002/18/2011 4:16:01 AM
kjsfld$25.002/18/2011 8:09:48 AM
108lender$100.002/18/2011 8:03:15 AM
fund-secret-agent$25.002/18/2011 8:43:04 AM
finance-prescription$50.002/18/2011 8:57:19 AM
miked8303$25.002/18/2011 8:57:26 AM
income-sage9$25.002/18/2011 9:46:22 AM
heroic-interest259$50.002/18/2011 10:07:52 AM
contract-paloverde1$25.002/18/2011 10:04:12 AM
sturdy-openness885$25.002/18/2011 10:14:34 AM
ryguy150$25.002/18/2011 12:30:18 PM
basis-image$30.002/18/2011 12:37:24 PM
interstellar$75.002/18/2011 12:42:24 PM
treasure-network$25.002/18/2011 1:29:32 PM
Diamond_Jim$50.002/18/2011 1:57:10 PM
Lam0nt$25.002/18/2011 2:26:14 PM
foxtrot12$100.002/18/2011 3:44:30 PM
rysil$50.002/18/2011 4:49:18 PM
Amber_Stone$25.002/18/2011 6:00:54 PM
ERJ$50.002/18/2011 7:28:26 PM
rysil$90.002/18/2011 11:45:58 PM
Darkjokerg1$25.002/19/2011 1:06:38 AM
Sibelius2$25.002/19/2011 2:54:53 AM
SDNLR$25.002/19/2011 2:40:38 AM
tuneman1980$25.002/19/2011 3:21:40 AM
Banker7371$25.002/19/2011 3:48:04 AM
economy-lotus$25.002/19/2011 4:11:47 AM
green-capital-hornet$25.002/19/2011 4:12:55 AM
DonaldColorado$27.902/19/2011 3:39:28 AM
handshake5$100.002/19/2011 4:14:29 AM
money-bauble$100.002/19/2011 4:17:37 AM
FeedTheMachine$50.002/19/2011 3:48:09 AM
psycardis$37.082/19/2011 7:18:26 AM
graceful-investment$100.002/19/2011 9:12:43 AM
bsh297$25.002/19/2011 9:18:19 AM
investment-tempo$25.002/19/2011 9:47:13 AM
peruse$25.002/19/2011 9:47:20 AM
newest-inspiring-power$25.002/19/2011 9:47:24 AM
raisingophelia$25.002/19/2011 9:47:27 AM
GracieLuLu04$25.002/19/2011 9:47:36 AM
NYLG$25.002/19/2011 9:47:46 AM
the-profit-oracle$25.002/19/2011 9:24:06 AM
turbolozano$25.002/19/2011 9:47:02 AM
justonejake$25.002/19/2011 9:47:29 AM
sgf$25.002/19/2011 9:47:43 AM
income-vault6$25.002/19/2011 9:47:08 AM
Ocean713$50.002/19/2011 9:47:19 AM
km007$25.002/19/2011 9:47:31 AM
drg6289$25.002/19/2011 9:47:44 AM
forthright-dedication$25.002/19/2011 9:47:47 AM
genius520$100.002/15/2011 5:07:02 PM
competent-p2p$30.002/15/2011 5:08:04 PM
Ruckus888$50.002/15/2011 5:08:26 PM
VJ_Financial$50.742/15/2011 6:42:27 PM
zorg77$25.002/15/2011 9:06:33 PM
simplelender80$100.002/15/2011 5:02:24 PM
kulender$100.002/15/2011 5:02:42 PM
irrelevant$50.002/15/2011 5:07:08 PM
impala6464$100.002/15/2011 5:41:14 PM
zone6$50.002/15/2011 5:45:06 PM
supreme-hope$25.002/15/2011 8:09:45 PM
realtormoises$25.002/16/2011 3:25:39 AM
pembull$49.842/16/2011 10:49:40 AM
aquistoyraul$25.002/16/2011 10:51:11 AM
greencat$50.002/16/2011 1:07:49 PM
rupee_power$35.002/16/2011 4:48:01 PM
liberty-society5$25.002/16/2011 5:27:52 PM
helpful-credit156$28.822/16/2011 7:06:02 PM
cropdust3r$25.002/17/2011 6:15:24 AM
fund-baker$25.002/17/2011 9:50:07 AM
JJ9876$25.002/17/2011 10:01:40 AM
richboy56$25.002/17/2011 9:55:14 AM
symbiosis$50.002/17/2011 10:04:16 AM
bessbird$50.002/17/2011 12:07:10 PM
exchange-pledge$100.002/17/2011 12:53:51 PM
rockstar78$25.002/17/2011 1:26:08 PM
nickel-position$25.002/17/2011 1:56:33 PM
loss-of-control$50.002/17/2011 4:43:16 PM
CA-Lender$25.002/17/2011 6:34:55 PM
brmar$25.002/17/2011 6:49:42 PM
skillful-asset5$25.002/17/2011 7:52:38 PM
Tylerh$100.002/17/2011 10:51:14 PM
GElender$25.002/18/2011 6:05:54 AM
hopeful-deal7$50.002/18/2011 8:51:36 AM
sensible-order2$100.002/18/2011 8:56:16 AM
rogue_monster$25.002/18/2011 8:53:35 AM
Namair$25.002/18/2011 10:26:35 AM
Abundanceforus$40.452/18/2011 12:17:39 PM
orangetrust$100.002/18/2011 12:45:05 PM
ready-vigilance3$50.002/18/2011 1:56:01 PM
jerrymaguire$25.002/18/2011 3:08:38 PM
CACO_Lender$25.002/18/2011 5:59:25 PM
Armyman122$51.902/18/2011 6:28:39 PM
economy-producer$25.002/18/2011 7:19:32 PM
thelovebug$100.002/18/2011 7:43:18 PM
Zoomzoom22$26.342/18/2011 9:57:31 PM
flwah$25.002/19/2011 3:23:58 AM
jo2y$25.002/19/2011 3:44:59 AM
TCR3$32.302/19/2011 3:36:11 AM
Joyflyer$223.332/19/2011 6:36:14 AM
jjswanso$50.002/19/2011 8:06:55 AM
Pu239$60.002/19/2011 8:49:07 AM
erccpa$85.582/19/2011 8:51:45 AM
MicroLender357$50.002/19/2011 8:14:23 AM
PrincessGrace33$50.002/19/2011 8:57:01 AM
GCInvestments$25.002/19/2011 9:08:52 AM
Weaverville$25.002/19/2011 9:14:28 AM
worth-arch$25.002/19/2011 9:15:42 AM
KMB78$26.752/19/2011 9:23:03 AM
utmom$25.002/19/2011 9:47:04 AM
theincarnatemike$25.002/19/2011 9:47:14 AM
mclilpaws$25.002/19/2011 9:47:25 AM
compsciman$54.522/19/2011 9:47:33 AM
mmckune$25.002/19/2011 9:47:42 AM
tacinc100$25.002/19/2011 9:47:15 AM
truth-ceremony$25.002/19/2011 9:47:18 AM
wanna-help$50.002/19/2011 9:47:28 AM
moneymakers1100$25.002/19/2011 9:47:38 AM
careful-note$50.002/19/2011 9:47:50 AM
payout-banker4$25.002/19/2011 9:47:11 AM
top-payout-fixer$30.002/19/2011 9:47:40 AM
165 Investments
 
Borrower Payment Dependent Notes Series 494175
This series of Notes was issued and sold upon the funding of the borrower loan #47340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $107.35
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1996 Debt/Income ratio: 13%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,731Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: chelaruse Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lower my interest rate
Purpose of loan:
This loan will be used to...pay off high interest credit card

My financial situation: I am not struggling to pay my bills.All bills have been paid on time, with no late payments.
I am a good candidate for this loan because...I have a steady job with a company that is hiring. My goal is to be "Debt free in three".
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exchange-squirrel$25.002/17/2011 9:06:16 AM
kyomoon$50.002/17/2011 9:10:39 AM
blot44$25.002/17/2011 9:10:56 AM
BaxterEvil$25.002/17/2011 9:11:07 AM
CashProvider$100.002/17/2011 9:10:50 AM
nimble-money0$25.002/17/2011 9:11:27 AM
radforj22$50.002/17/2011 9:14:43 AM
don8ter$25.002/17/2011 9:16:35 AM
paladin847$50.002/17/2011 9:18:12 AM
kid8549$25.002/17/2011 9:18:37 AM
organized-payment6$25.002/17/2011 9:16:02 AM
jonandmeg21$50.002/17/2011 9:16:07 AM
bowdish1$50.002/17/2011 9:19:15 AM
hitsman$50.002/17/2011 9:19:32 AM
meux99$25.002/17/2011 9:18:04 AM
truth-image$50.002/17/2011 9:18:31 AM
CBO-Enterprise$50.002/17/2011 9:17:17 AM
damage$25.002/17/2011 9:20:53 AM
jenkris$25.002/17/2011 9:17:43 AM
duty-windmill$25.002/17/2011 9:19:24 AM
youqianderen$50.002/17/2011 9:18:18 AM
BankingFamily$50.002/17/2011 9:20:13 AM
axl163$25.002/17/2011 9:20:33 AM
KWarrior$50.002/17/2011 9:19:46 AM
investment-artist$25.002/17/2011 9:23:43 AM
Pickmar$25.002/17/2011 9:21:06 AM
danny-lender$50.002/17/2011 9:21:17 AM
camaraderi-atmosphere$100.002/17/2011 9:20:45 AM
BidDaddyBigBucks$25.002/17/2011 9:31:20 AM
CPA-Banker$25.002/17/2011 9:36:18 AM
choss02$50.002/17/2011 9:44:43 AM
docdekay$100.002/17/2011 9:52:52 AM
Phillip4ever$44.172/17/2011 10:12:44 AM
community-pipeline$25.002/17/2011 10:12:22 AM
capital-futurist$25.002/17/2011 10:22:20 AM
misit$25.002/17/2011 12:03:22 PM
marr$35.412/17/2011 11:27:20 AM
exchange-pledge$100.002/17/2011 12:53:05 PM
rockstar78$50.002/17/2011 1:25:34 PM
CE88$90.002/17/2011 1:16:41 PM
bds9646$26.002/17/2011 4:46:27 PM
skuba$100.002/17/2011 4:47:18 PM
availableloan$25.002/17/2011 8:44:40 PM
sunny1985$25.002/18/2011 8:24:11 AM
EmmaDog44$25.002/18/2011 9:52:22 AM
thedoctor$40.042/18/2011 10:12:11 AM
acropiloterau2002$25.002/18/2011 10:09:50 AM
shellstar$25.002/18/2011 10:18:50 AM
shakespeare6$25.002/18/2011 10:49:48 AM
RainMakers$25.002/18/2011 1:04:28 PM
reward-rancher$25.002/18/2011 1:11:50 PM
MoneyForNothing$9.382/18/2011 1:16:20 PM
Dollars4Rent$50.002/17/2011 9:07:32 AM
kenji4861$25.002/17/2011 9:10:22 AM
Phantom99$100.002/17/2011 9:17:27 AM
compoundinterest$50.002/17/2011 9:16:25 AM
benjamins-utopia$100.002/17/2011 9:18:57 AM
DukSerduk$25.002/17/2011 9:17:03 AM
cebgop$25.002/17/2011 9:16:50 AM
kulender$100.002/17/2011 9:18:52 AM
Brisket_Bob$25.002/17/2011 9:19:37 AM
wwwUniversal$25.002/17/2011 9:19:06 AM
velocity-solo$25.002/17/2011 9:20:18 AM
RandyL3$25.002/17/2011 9:28:54 AM
sk10023$25.002/17/2011 9:31:03 AM
Daneistes$50.002/17/2011 9:34:04 AM
the-upbeat-p2p$50.002/17/2011 9:32:06 AM
murren$25.002/17/2011 10:21:23 AM
safe-commerce$25.002/17/2011 1:51:20 PM
reward-tamale1$25.002/17/2011 2:30:01 PM
hopeful-truth5$100.002/17/2011 3:32:18 PM
penny-plato$25.002/17/2011 4:11:38 PM
HHP$25.002/17/2011 4:57:49 PM
respectful-integrity3$25.002/17/2011 6:55:59 PM
Tylerh$100.002/17/2011 10:39:41 PM
1800porsche$25.002/17/2011 11:31:24 PM
sharpey$25.002/18/2011 5:47:07 AM
orindalender$50.002/18/2011 6:50:03 AM
indomitable-coin$25.002/18/2011 8:24:04 AM
TomDalonajay$25.002/18/2011 8:39:30 AM
basejump0$30.002/18/2011 9:59:18 AM
skillful-treasure37$50.002/18/2011 10:06:36 AM
sunrise16$100.002/18/2011 11:53:30 AM
83 Investments
 
Borrower Payment Dependent Notes Series 494191
This series of Notes was issued and sold upon the funding of the borrower loan #47298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2002 Debt/Income ratio: 46%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 13Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,281Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: d-prsp Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need 1 minimum payment!
Purpose of loan: Debt consolidation, combing some payments into a single payment.

This loan will be used to...
Consolidate debt, to make 1 payment for an array of debt in which the minimum are killing me.

My financial situation:
I am currently living with parents in order to keep debt down and paydown student loans. I am trying to aggressively paydown debt.
I am a good candidate for this loan because...
I have liquidable stock holdings well over the loan amount although I take a extrememly large tax hit if I am forced to liquidate these.


Monthly net income: $2400 pretax
Monthly expenses: $1100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
houli123$50.002/17/2011 9:06:21 AM
suave-dime6$25.002/17/2011 9:12:15 AM
Kash2010lu$28.002/17/2011 9:21:58 AM
genius520$100.002/17/2011 9:25:19 AM
UCLA4life$50.002/17/2011 9:21:39 AM
Jack55304$300.002/17/2011 9:25:59 AM
profit-powerplant$25.002/17/2011 9:24:58 AM
musegaze$100.002/17/2011 9:29:10 AM
incbx$50.002/17/2011 9:27:23 AM
lendstats_com$100.002/17/2011 9:28:33 AM
tech310$50.002/17/2011 9:33:19 AM
2grindstones$25.002/17/2011 9:40:32 AM
choss02$50.002/17/2011 9:46:24 AM
Wangchuk$25.002/17/2011 1:12:57 PM
reflective-rupee$100.772/17/2011 1:13:12 PM
brmar$25.002/17/2011 6:49:57 PM
shrewd-income$50.002/17/2011 8:47:41 PM
frogperson$200.002/17/2011 10:03:56 PM
Bob450$25.002/18/2011 2:56:25 AM
GElender$25.002/18/2011 6:06:27 AM
umfan123$25.002/18/2011 8:56:20 AM
ready-vigilance3$50.002/18/2011 1:56:32 PM
foxtrot12$100.002/18/2011 3:45:23 PM
papaloha$25.002/19/2011 2:40:58 AM
asset-professor$50.002/19/2011 9:23:31 AM
the-profit-oracle$25.002/19/2011 9:24:14 AM
all_of_that_one$25.002/19/2011 9:52:08 AM
liberty-destiny3$25.002/19/2011 10:01:17 AM
the-discrete-income$50.002/19/2011 10:41:01 AM
p123$25.002/19/2011 12:40:17 PM
GrowTK$25.002/19/2011 5:04:42 PM
vibraphone3$50.002/19/2011 5:55:07 PM
randsenterprise$25.002/19/2011 7:23:56 PM
wirebutterfly$75.002/19/2011 8:07:13 PM
investment-cluster$30.002/20/2011 6:47:24 AM
ingenious-interest1$50.002/20/2011 9:50:34 AM
Myrick$25.002/20/2011 1:24:13 PM
MrBailey$25.552/20/2011 3:55:09 PM
agreement-heart8$100.002/20/2011 5:39:30 PM
bid-czar8$50.002/21/2011 3:03:54 AM
Tammy102800$25.002/21/2011 5:59:38 AM
gala279$50.002/21/2011 6:35:51 AM
zone8$50.002/21/2011 6:45:24 AM
helpful-credit156$30.002/21/2011 6:58:47 AM
ITExec$100.002/21/2011 7:25:11 AM
Q9-X3$50.002/21/2011 7:40:44 AM
ryanhere$37.132/21/2011 8:01:24 AM
amlu1988$25.002/21/2011 9:22:44 AM
houli123$250.002/21/2011 9:58:29 AM
the-bid-sorcerer$50.002/21/2011 10:31:25 AM
moola-trumpeter$25.002/21/2011 10:55:44 AM
gain-gourd$75.002/21/2011 11:43:56 AM
Pitufo$25.002/21/2011 11:50:20 AM
kendallv$25.002/21/2011 11:44:35 AM
desrman$69.002/21/2011 12:07:00 PM
circuitfive$25.002/21/2011 12:12:58 PM
j-lender$50.002/21/2011 1:06:11 PM
kindness-hickory5$50.002/21/2011 1:50:33 PM
whatreality$25.002/21/2011 1:47:06 PM
moola-escalator$25.002/21/2011 2:19:55 PM
Luckas73$50.002/21/2011 2:15:27 PM
consummate-loyalty1$50.002/21/2011 2:34:05 PM
first-serene-credit$25.002/21/2011 2:37:41 PM
JClives$50.002/21/2011 4:01:01 PM
JFKPilot$25.002/21/2011 4:39:18 PM
WowieATL$25.002/21/2011 4:39:30 PM
MicroLender357$50.002/21/2011 4:39:45 PM
famous-bill$25.002/21/2011 4:39:07 PM
r6guy$25.002/21/2011 4:39:20 PM
MALJAR$25.002/21/2011 4:39:25 PM
2note$50.002/21/2011 4:39:37 PM
euro-mirth$25.002/21/2011 4:39:10 PM
resource777$25.002/21/2011 4:39:29 PM
note-ringleader0$50.002/21/2011 4:39:38 PM
LoisLoan$50.002/21/2011 4:39:42 PM
Gibbyland$50.002/21/2011 4:39:49 PM
simplelender80$100.002/17/2011 9:09:12 AM
greencat$50.002/17/2011 9:08:18 AM
kulender$100.002/17/2011 9:10:08 AM
HamachiMan$50.002/17/2011 9:24:28 AM
diplomatic-wealth7$25.002/17/2011 9:26:22 AM
jiggaman7$75.002/17/2011 9:30:08 AM
symbiosis$50.002/17/2011 10:05:06 AM
JJ9876$25.002/17/2011 10:02:37 AM
irrelevant$50.002/17/2011 11:35:17 AM
Nerdster1$25.052/17/2011 12:07:57 PM
rockstar78$25.002/17/2011 1:26:35 PM
orange-rapid-benjamins$25.002/17/2011 1:36:57 PM
RMB-Investments$50.002/17/2011 7:56:50 PM
Tylerh$100.002/17/2011 10:51:31 PM
108lender$100.002/18/2011 8:03:55 AM
orangetrust$100.002/18/2011 12:45:23 PM
upbeat-finance8$50.002/18/2011 3:43:14 PM
rysil$50.002/18/2011 4:49:41 PM
economy-producer$25.002/18/2011 7:19:46 PM
jga516$25.002/19/2011 5:30:27 AM
jjswanso$50.002/19/2011 8:07:56 AM
orderly-leverage$50.002/19/2011 9:18:03 AM
cash-reaction2$50.002/19/2011 9:51:31 AM
the-silver-blaster$50.002/19/2011 11:08:54 AM
GordoMG$50.002/19/2011 2:19:13 PM
LR_Biker$50.002/19/2011 3:23:59 PM
Haribelle$25.002/19/2011 5:43:52 PM
supersarah61$25.002/19/2011 6:39:29 PM
zone6$100.002/20/2011 12:12:37 AM
dckpolo$25.002/20/2011 8:14:30 AM
unclejaef$25.002/20/2011 10:14:03 AM
ethicalhumanist$25.002/20/2011 11:23:14 AM
Nailman88$25.002/20/2011 12:19:40 PM
Whipster$25.002/20/2011 3:38:55 PM
fortytwo$50.002/20/2011 5:28:44 PM
Supermarine9$25.002/20/2011 6:03:40 PM
trade-vista$25.002/20/2011 7:25:15 PM
0600Zulu$50.002/21/2011 12:58:12 AM
asiaratt$50.002/21/2011 2:39:13 AM
Tikibarman$25.002/21/2011 6:55:18 AM
Preferred-Lender$25.002/21/2011 7:59:56 AM
trumpeter5$25.002/21/2011 8:14:41 AM
momoney2lend$25.002/21/2011 8:29:43 AM
point-kitten6$50.002/21/2011 8:49:33 AM
agalt$50.002/21/2011 9:46:11 AM
firewomin$50.002/21/2011 11:20:10 AM
jbaum$40.002/21/2011 12:20:22 PM
meteoric-trade$25.002/21/2011 12:21:36 PM
green-thoughtful-yield$50.002/21/2011 12:22:01 PM
sensible-order2$100.002/21/2011 12:42:23 PM
sappy02$25.002/21/2011 12:51:45 PM
inspiring-reward$150.002/21/2011 12:53:17 PM
ivadood$50.002/21/2011 12:52:57 PM
CA-Lender$25.002/21/2011 1:07:35 PM
greenback-chairman5$25.002/21/2011 1:15:06 PM
finance-mushroom$100.002/21/2011 1:19:45 PM
jigsaw$50.002/21/2011 1:32:39 PM
nilonc1$50.002/21/2011 1:54:16 PM
ore-leather$50.002/21/2011 2:14:47 PM
Finchy78$25.002/21/2011 2:13:00 PM
Fenix878$25.002/21/2011 2:10:09 PM
ddog0224$50.002/21/2011 3:25:12 PM
wonder3$25.002/21/2011 3:58:58 PM
principal-trombone$50.002/21/2011 3:14:10 PM
therealjeremy$50.002/21/2011 4:39:13 PM
aggresive-nickel2$25.002/21/2011 4:39:27 PM
panther757$50.002/21/2011 4:39:36 PM
autonomous-basis$25.002/21/2011 4:39:41 PM
triumphant-community$50.002/21/2011 4:39:48 PM
thefork$50.002/21/2011 4:10:37 PM
murlirao2002$25.002/21/2011 4:39:16 PM
social-conductor4$25.002/21/2011 4:39:24 PM
deal-promiser1$50.002/21/2011 4:39:34 PM
thedude393$25.002/21/2011 4:39:46 PM
turbobrat$50.002/21/2011 4:39:11 PM
TheGeek$25.002/21/2011 4:39:22 PM
Davidson2$25.002/21/2011 4:39:32 PM
cda3$50.002/21/2011 4:39:39 PM
dparkhom$25.002/21/2011 4:39:43 PM
155 Investments
 
Borrower Payment Dependent Notes Series 494197
This series of Notes was issued and sold upon the funding of the borrower loan #47334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1991 Debt/Income ratio: 30%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,060Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: favorite-payment6 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2476
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/17/2011 9:04:37 AM
kulender$100.002/17/2011 9:10:10 AM
suave-dime6$25.002/17/2011 9:12:17 AM
vutah$25.002/17/2011 9:11:01 AM
restless-dime$25.002/17/2011 9:11:15 AM
credit-guard5$25.002/17/2011 9:13:24 AM
transaction-circuit$100.002/17/2011 9:19:53 AM
nickel-hickory$25.002/17/2011 9:21:35 AM
genius520$100.002/17/2011 9:25:19 AM
jiggaman7$75.002/17/2011 9:30:15 AM
Jack55304$300.002/17/2011 9:26:00 AM
Ruckus888$50.002/17/2011 9:30:42 AM
musegaze$100.002/17/2011 9:29:11 AM
symbiosis$50.002/17/2011 10:05:08 AM
JJ9876$25.002/17/2011 10:02:39 AM
irrelevant$50.002/17/2011 11:35:19 AM
Armyman122$50.002/17/2011 12:48:57 PM
exchange-pledge$100.002/17/2011 12:53:48 PM
rockstar78$25.002/17/2011 1:26:36 PM
scarlet-velvet$25.002/17/2011 3:33:52 PM
order-brigade$25.002/17/2011 4:41:37 PM
loss-of-control$50.002/17/2011 4:28:33 PM
DasMula$27.002/17/2011 4:54:27 PM
SolarMoonshine$25.002/17/2011 5:07:15 PM
WMY-Investor$100.002/17/2011 5:52:27 PM
Rogelio48$25.002/17/2011 6:12:39 PM
RMB-Investments$50.002/17/2011 7:56:51 PM
Tylerh$100.002/17/2011 10:51:32 PM
sharpey$25.002/18/2011 5:47:16 AM
responsible-worth113$25.002/18/2011 7:57:07 AM
EmmaDog44$25.002/18/2011 9:54:18 AM
Leshan$25.002/18/2011 10:04:42 AM
larryboy10$25.002/18/2011 10:12:40 AM
social-hunter5$250.002/18/2011 11:55:35 AM
One_Lolo$25.002/18/2011 11:10:12 AM
MoneyForNothing$16.552/18/2011 12:37:39 PM
bright-exchange$25.002/18/2011 12:27:37 PM
lotuss4$50.002/18/2011 12:28:11 PM
greencat$50.002/17/2011 9:07:56 AM
simplelender80$100.002/17/2011 9:09:13 AM
selector568$100.002/17/2011 9:15:46 AM
HamachiMan$50.002/17/2011 9:24:30 AM
investment-artist$25.002/17/2011 9:21:57 AM
diplomatic-wealth7$25.002/17/2011 9:26:23 AM
profit-powerplant$25.002/17/2011 9:24:59 AM
2grindstones$25.002/17/2011 9:43:05 AM
tech310$50.002/17/2011 9:32:53 AM
choss02$50.002/17/2011 9:46:26 AM
DasMula$27.002/17/2011 10:57:37 AM
ready-interest9$25.002/17/2011 1:02:45 PM
favorite-commerce$50.002/17/2011 6:09:11 PM
brmar$25.002/17/2011 6:49:58 PM
Bob450$25.002/18/2011 2:56:27 AM
debt-force$25.002/18/2011 4:16:09 AM
GElender$25.002/18/2011 6:06:29 AM
buffalobills$25.002/18/2011 7:36:59 AM
aquistoyraul$25.002/18/2011 10:18:21 AM
EJ217$29.452/18/2011 10:50:57 AM
jordanicolas$25.002/18/2011 12:37:35 PM
59 Investments
 
Borrower Payment Dependent Notes Series 494203
This series of Notes was issued and sold upon the funding of the borrower loan #47395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 15%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:20y 6m
Amount delinquent: $326 Total credit lines: 9 Occupation: Landscaping
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $2,758Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: thankful-reward0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car repair
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4100
Monthly expenses: $200
Housing: $550
Insurance: $145
Car expenses: $360
Utilities: $82
Phone, cable, internet: $40
Food, entertainment: $60
Clothing, household expenses: $75
Credit cards and other loans: $125
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
social-heart$50.002/17/2011 9:05:45 AM
Danjack_Capital$25.002/17/2011 10:34:50 AM
realtormoises$25.002/17/2011 11:15:36 AM
irrelevant$25.002/17/2011 11:35:32 AM
exchange-pledge$100.002/17/2011 12:53:46 PM
reflective-rupee$100.772/17/2011 1:55:41 PM
SolarMoonshine$25.002/17/2011 5:44:42 PM
ds5184$25.002/20/2011 6:04:55 AM
glroark$50.002/21/2011 8:34:14 AM
orderly-leverage$100.002/21/2011 10:10:15 AM
MilitaryLending$25.002/21/2011 5:49:32 PM
barefootpaul$35.002/21/2011 8:09:27 PM
authoritative-capital$25.002/21/2011 10:34:41 PM
gelidfrank$25.002/22/2011 12:48:21 PM
competent-p2p$25.002/22/2011 3:40:18 PM
jbloans$25.002/23/2011 8:20:21 PM
platinum-scientist9$25.002/23/2011 7:09:33 PM
affluence-tycoon$50.002/24/2011 6:57:38 AM
wild-orange$25.002/24/2011 9:32:06 AM
tech310$50.002/17/2011 9:32:48 AM
rockstar78$25.002/17/2011 1:26:45 PM
hptcrabbers$25.002/17/2011 2:32:10 PM
eboomer2611$25.002/19/2011 6:09:41 AM
BlueStreakLearning$25.002/19/2011 9:21:29 AM
carrinel$30.002/19/2011 9:46:03 AM
unassuming-market7$37.442/19/2011 11:48:02 PM
JamesDewsbury$25.002/21/2011 7:05:26 AM
pietro_torna_indietro$25.002/21/2011 7:20:05 AM
inspiring-reward$100.002/21/2011 12:55:43 PM
CA-Lender$25.002/21/2011 1:10:00 PM
Pakse$25.002/21/2011 4:59:32 PM
ValyaLibra01$50.002/21/2011 6:17:01 PM
green-friendly-bill$125.002/21/2011 5:46:21 PM
OLYVRC$46.002/22/2011 5:13:01 PM
whirlingdervish$25.002/22/2011 9:59:55 PM
VJ_Financial$50.002/23/2011 9:30:09 AM
YeoLenderSource$25.002/23/2011 6:15:30 PM
anton$1,480.002/24/2011 1:02:35 PM
38 Investments
 
Borrower Payment Dependent Notes Series 494215
This series of Notes was issued and sold upon the funding of the borrower loan #47314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2006 Debt/Income ratio: 17%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 21Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $726Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: denverjosh Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper B-Day loan
Purpose of loan: I want to get the bonus $300 payment from Prosper. This money will sit in a savings account and not be spent on anything.

My financial situation:
I am a good candidate for this loan because... I am gainfully employed and have over 30x the necessary liquid assets to pay this loan off immediately.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
smurf163$25.002/17/2011 9:04:28 AM
Chutney$50.002/17/2011 9:04:55 AM
vine99$90.002/17/2011 9:06:27 AM
kulender$100.002/17/2011 9:07:54 AM
a-responsible-return$50.002/17/2011 9:08:27 AM
melodious-fairness$100.002/17/2011 9:12:58 AM
simplelender80$100.002/17/2011 9:13:28 AM
one-midas$25.002/17/2011 9:16:18 AM
BxRealtor$25.002/17/2011 9:14:05 AM
dime-smasher5$25.002/17/2011 9:15:09 AM
velocity-solo$25.002/17/2011 9:14:28 AM
Tradesmanlender$50.002/17/2011 9:16:17 AM
GrayStudio$25.002/17/2011 9:22:58 AM
HamachiMan$50.002/17/2011 9:24:35 AM
improvman$50.002/17/2011 11:17:32 AM
Spkthewrd3$25.002/17/2011 11:21:05 AM
bcsmith$25.002/17/2011 12:20:08 PM
rjrventure$100.002/17/2011 12:03:30 PM
rakem777$25.002/17/2011 12:47:26 PM
cash-queen$25.002/17/2011 1:10:07 PM
a-restless-dollar$50.002/17/2011 2:21:56 PM
kinetic-social$30.002/17/2011 2:41:27 PM
amit_gu$50.002/17/2011 3:17:25 PM
amit_gu$100.002/17/2011 3:21:37 PM
penny-plato$25.002/17/2011 4:10:48 PM
vulgy$28.782/17/2011 4:11:54 PM
deca78750$97.302/17/2011 4:16:16 PM
bid-czar8$100.002/17/2011 5:04:07 PM
Engineer44$28.002/17/2011 5:49:03 PM
Dskillz$28.002/17/2011 6:37:31 PM
mex_invests$25.002/17/2011 9:09:02 PM
mex_invests$25.002/17/2011 9:11:18 PM
circustab$50.002/17/2011 9:49:12 PM
bold-bright-currency$25.002/17/2011 10:14:45 PM
Tylerh$100.002/17/2011 10:42:54 PM
DenverFamilyMan$130.512/18/2011 5:11:54 AM
Rsmith311$25.002/17/2011 9:04:16 AM
Jay_Tee$50.002/17/2011 9:08:07 AM
adventurous-commerce$25.002/17/2011 9:08:53 AM
enthralling-deal180$75.002/17/2011 9:09:43 AM
benjamins-utopia$100.002/17/2011 9:12:41 AM
organized-payment6$50.002/17/2011 9:14:15 AM
AFairDeal$75.002/17/2011 9:14:23 AM
investment-artist$25.002/17/2011 9:19:01 AM
don8ter$25.002/17/2011 9:23:37 AM
lendacity$25.002/17/2011 9:28:36 AM
macjp123$25.002/17/2011 9:26:35 AM
sk10023$50.002/17/2011 10:58:09 AM
Pickmar$25.002/17/2011 11:11:00 AM
psonicl$50.002/17/2011 11:12:10 AM
irrelevant$50.002/17/2011 11:35:02 AM
misit$25.002/17/2011 11:58:13 AM
newest-funds-powerplant$25.002/17/2011 12:54:40 PM
CE88$50.002/17/2011 1:13:15 PM
PLending$37.002/17/2011 12:52:57 PM
g-mak-fund$25.002/17/2011 2:19:25 PM
gentle-gold$25.002/17/2011 2:27:53 PM
dogdog$250.002/17/2011 2:42:58 PM
credit-cadence9$200.002/17/2011 4:18:22 PM
vutah$200.002/17/2011 4:52:06 PM
rmlends$25.002/17/2011 5:06:28 PM
payment-halo$25.002/17/2011 5:07:08 PM
SnowbyrdX$25.002/17/2011 6:04:22 PM
RetirementMoney$25.002/17/2011 6:30:18 PM
brightest-dynamic-peace$25.002/17/2011 7:01:38 PM
availableloan$25.002/17/2011 8:50:18 PM
loading$55.412/18/2011 12:49:02 AM
dontletmoneyfoolya$25.002/18/2011 5:11:44 AM
68 Investments
 
Borrower Payment Dependent Notes Series 494231
This series of Notes was issued and sold upon the funding of the borrower loan #47336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1997 Debt/Income ratio: 3%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,068Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: ferengi31337 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Increased liquidity
Purpose of loan:
This loan will be used to increase liquidity. I will be moving soon and expect to have several expenses. A Prosper loan is than paying credit card interest.

My financial situation:
I am a good candidate for this loan because I have substantial income and a very stable job. I have lent on Prosper in the past and wouldn't want to see any lenders get stiffed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Dollars4Rent$50.002/17/2011 9:07:34 AM
LoanAngel$25.002/17/2011 9:08:32 AM
adventurous-commerce$25.002/17/2011 9:08:54 AM
epar$50.002/17/2011 9:10:35 AM
BaxterEvil$25.002/17/2011 9:11:09 AM
docdekay$100.002/17/2011 9:15:58 AM
organized-payment6$25.002/17/2011 9:16:03 AM
youqianderen$50.002/17/2011 9:18:23 AM
wwwUniversal$25.002/17/2011 9:19:09 AM
cebgop$25.002/17/2011 9:16:52 AM
BankingFamily$50.002/17/2011 9:20:14 AM
benjamins-utopia$100.002/17/2011 9:18:59 AM
meux99$25.002/17/2011 9:18:06 AM
danny-lender$50.002/17/2011 9:21:19 AM
scrappy-bonus2$25.002/17/2011 9:21:30 AM
truth-image$50.002/17/2011 9:18:33 AM
bowdish1$50.002/17/2011 9:19:16 AM
camaraderi-atmosphere$100.002/17/2011 9:20:47 AM
velocity-solo$25.002/17/2011 9:20:20 AM
Pickmar$25.002/17/2011 9:21:08 AM
the-upbeat-p2p$50.002/17/2011 9:32:16 AM
choss02$50.002/17/2011 9:44:47 AM
jjb3$30.002/17/2011 9:49:14 AM
murren$25.002/17/2011 10:21:28 AM
capital-futurist$50.002/17/2011 10:22:17 AM
Avicell$50.002/17/2011 10:43:58 AM
NighthawkFoo$100.002/17/2011 12:27:53 PM
rjrventure$75.002/17/2011 11:59:33 AM
CE88$100.002/17/2011 1:12:15 PM
cash-queen$25.002/17/2011 1:14:10 PM
rockstar78$50.002/17/2011 1:25:36 PM
reward-tamale1$25.002/17/2011 2:30:08 PM
a-restless-dollar$95.002/17/2011 2:18:11 PM
hopeful-truth5$100.002/17/2011 3:27:23 PM
MONEYLENDER101$32.232/17/2011 4:40:59 PM
RetirementMoney$25.002/17/2011 6:42:53 PM
Tylerh$100.002/17/2011 10:39:46 PM
radforj22$40.922/18/2011 3:10:56 AM
einvest1$50.002/17/2011 9:08:14 AM
a-responsible-return$50.002/17/2011 9:08:29 AM
kenji4861$25.002/17/2011 9:10:24 AM
kyomoon$50.002/17/2011 9:10:45 AM
nimble-money0$25.002/17/2011 9:11:30 AM
jonandmeg21$50.002/17/2011 9:16:07 AM
Tradesmanlender$50.002/17/2011 9:16:17 AM
CBO-Enterprise$50.002/17/2011 9:17:19 AM
Phantom99$100.002/17/2011 9:17:31 AM
jenkris$25.002/17/2011 9:17:48 AM
compoundinterest$50.002/17/2011 9:16:27 AM
blot44$25.002/17/2011 9:15:54 AM
kulender$100.002/17/2011 9:18:53 AM
DukSerduk$25.002/17/2011 9:17:06 AM
don8ter$25.002/17/2011 9:16:38 AM
KWarrior$50.002/17/2011 9:19:49 AM
paladin847$50.002/17/2011 9:18:13 AM
axl163$25.002/17/2011 9:20:23 AM
duty-windmill$25.002/17/2011 9:19:27 AM
kid8549$25.002/17/2011 9:18:38 AM
hitsman$50.002/17/2011 9:19:33 AM
Brisket_Bob$25.002/17/2011 9:19:39 AM
damage$25.002/17/2011 9:20:55 AM
sk10023$25.002/17/2011 9:31:07 AM
CPA-Banker$50.002/17/2011 9:42:38 AM
Daneistes$50.002/17/2011 9:34:07 AM
BidDaddyBigBucks$25.002/17/2011 9:31:24 AM
community-pipeline$25.002/17/2011 10:12:26 AM
rakem777$25.002/17/2011 12:47:46 PM
HHP$25.002/17/2011 12:45:52 PM
exchange-pledge$100.002/17/2011 12:53:06 PM
awwaww$25.482/17/2011 4:42:53 PM
bds9646$26.002/17/2011 4:46:24 PM
circustab$50.002/17/2011 9:52:25 PM
1800porsche$25.002/17/2011 11:31:28 PM
YellowJacket$25.002/18/2011 2:37:32 AM
ferocious-finance$25.002/18/2011 4:52:26 AM
sharpey$25.002/18/2011 5:47:01 AM
orindalender$50.002/18/2011 6:50:06 AM
RiskManiac$25.372/18/2011 6:51:50 AM
78 Investments
 
Borrower Payment Dependent Notes Series 494263
This series of Notes was issued and sold upon the funding of the borrower loan #47321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1996 Debt/Income ratio: 15%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 43 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $204Stated income:$75,000-$99,999
Delinquencies in last 7y: 11 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: palm19 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental loan
Purpose of loan: Dental loan
This loan will be used to...
For dental implants.

My financial situation:
I am a good candidate for this loan because...

Good steady income, low debt to income ratio, pay credit cards off monthy, and no late payments.

Monthly net income: $ 4734.00
Monthly expenses: $ 100.00
Housing: $ 1565.00
Insurance: $ 200.00
Car expenses: $ 575.00
Utilities: $ Included in rent
Phone, cable, internet: $ 130.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 0 - 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.002/17/2011 5:16:21 PM
simplelender80$100.002/17/2011 5:30:53 PM
UCLA4life$50.002/17/2011 6:22:34 PM
jiggaman7$75.002/17/2011 6:28:02 PM
irrelevant$50.002/17/2011 6:33:33 PM
Kash2010lu$28.002/17/2011 7:26:01 PM
Tylerh$100.002/17/2011 10:51:54 PM
greencat$50.002/18/2011 7:25:43 AM
musegaze$100.002/18/2011 8:58:26 AM
competent-p2p$30.002/18/2011 11:09:56 AM
heavy_ax$25.002/18/2011 12:28:59 PM
Scotcha$50.002/18/2011 3:26:35 PM
foxtrot12$100.002/18/2011 3:45:32 PM
CMDCO$50.002/18/2011 6:28:20 PM
Bob450$25.002/18/2011 7:49:53 PM
wirebutterfly$50.002/19/2011 8:05:02 PM
dckpolo$25.002/20/2011 8:14:38 AM
ingenious-interest1$50.002/20/2011 9:50:40 AM
jump58$75.002/20/2011 12:37:47 PM
best-point-flow$75.002/21/2011 6:55:23 AM
Preferred-Lender$25.002/21/2011 8:00:01 AM
momoney2lend$25.002/21/2011 8:29:58 AM
benefit-boots$25.002/21/2011 9:45:32 AM
orderly-leverage$100.002/21/2011 10:15:38 AM
the-bid-sorcerer$50.002/21/2011 10:31:28 AM
Pitufo$25.002/21/2011 11:50:24 AM
gain-gourd$75.002/21/2011 11:44:00 AM
circuitfive$25.002/21/2011 12:13:06 PM
jbaum$40.002/21/2011 12:20:34 PM
sappy02$25.002/21/2011 12:51:46 PM
inspiring-reward$150.002/21/2011 12:53:21 PM
j-lender$50.002/21/2011 1:06:14 PM
CA-Lender$25.002/21/2011 1:07:38 PM
jigsaw$50.002/21/2011 1:32:42 PM
kindness-hickory5$50.002/21/2011 1:50:36 PM
ddog0224$50.002/21/2011 3:25:16 PM
thefork$50.002/21/2011 4:10:40 PM
Speculator$25.002/21/2011 4:41:22 PM
vigorous-velocity$32.752/21/2011 4:41:49 PM
dough-bear$50.002/21/2011 4:42:01 PM
umfan123$25.002/21/2011 4:42:06 PM
MARWARISETH$25.002/21/2011 4:42:27 PM
gain-equator$25.002/21/2011 4:42:44 PM
ommcd$25.002/21/2011 4:42:50 PM
benjamins-utopia$50.002/21/2011 4:43:00 PM
hitsman$50.002/21/2011 4:43:12 PM
jhernand17$25.002/21/2011 4:43:18 PM
liberty-destiny3$25.002/21/2011 4:43:30 PM
Comoparklender$50.002/21/2011 4:41:51 PM
108lender$100.002/21/2011 4:42:16 PM
seisen$50.002/21/2011 4:42:49 PM
monster4$50.002/21/2011 4:42:57 PM
allenerb$27.912/21/2011 4:54:24 PM
bessbird$50.002/21/2011 4:54:40 PM
heroic-interest259$50.002/21/2011 4:54:50 PM
ryguy150$25.002/21/2011 4:54:59 PM
hopeful-deal7$50.002/21/2011 4:58:34 PM
velocity-jalapeno$25.002/21/2011 4:40:57 PM
forthright-trade$50.002/21/2011 4:41:59 PM
the-yield-surfer$50.002/21/2011 4:42:02 PM
kind-efficient-credit$25.002/21/2011 4:42:34 PM
authoritative-platinum7$25.002/21/2011 4:42:42 PM
important-openness1$50.002/21/2011 4:42:59 PM
choss02$50.002/21/2011 4:54:37 PM
yield-aurora4$100.002/21/2011 4:43:13 PM
income-sage9$25.002/21/2011 4:54:48 PM
papaloha$25.002/21/2011 4:43:21 PM
finance-prescription$50.002/21/2011 4:43:26 PM
orangetrust$100.002/21/2011 4:55:00 PM
Bankman68$50.002/21/2011 4:55:07 PM
rockstar78$25.002/21/2011 4:54:18 PM
symbiosis$50.002/21/2011 4:54:42 PM
treasure-network$25.002/21/2011 4:55:01 PM
bsh297$25.002/21/2011 4:55:20 PM
Pakse$25.002/21/2011 5:07:34 PM
TW2000$25.002/21/2011 5:49:44 PM
GranCarol$25.002/21/2011 6:29:08 PM
zorg77$25.002/21/2011 6:33:02 PM
nerdfactor$45.002/21/2011 6:34:04 PM
Finchy78$25.002/17/2011 5:23:25 PM
kulender$100.002/17/2011 5:33:52 PM
suave-dime6$25.002/17/2011 5:47:47 PM
HamachiMan$50.002/17/2011 6:24:19 PM
profit-powerplant$25.002/17/2011 6:25:06 PM
Jack55304$300.002/17/2011 6:25:59 PM
diplomatic-wealth7$25.002/17/2011 6:26:28 PM
genius520$100.002/17/2011 6:25:35 PM
tech310$50.002/17/2011 6:30:01 PM
brmar$25.002/17/2011 6:50:12 PM
GElender$25.002/18/2011 6:07:02 AM
Artist_Blue$25.002/18/2011 6:16:02 AM
incbx$50.002/18/2011 1:55:17 PM
reflective-rupee$25.772/18/2011 4:12:06 PM
economy-producer$25.002/18/2011 7:20:00 PM
jga516$25.002/19/2011 5:30:20 AM
jjswanso$50.002/19/2011 8:08:09 AM
the-discrete-income$50.002/19/2011 10:41:17 AM
the-silver-blaster$50.002/19/2011 11:09:06 AM
p123$25.002/19/2011 12:40:24 PM
LR_Biker$50.002/19/2011 3:24:06 PM
GrowTK$25.002/19/2011 5:04:48 PM
Haribelle$25.002/19/2011 5:44:42 PM
supersarah61$25.002/19/2011 6:39:34 PM
vibraphone3$50.002/19/2011 5:55:18 PM
unclejaef$25.002/20/2011 10:14:09 AM
MrBailey$25.552/20/2011 3:55:15 PM
agreement-heart8$100.002/20/2011 5:28:50 PM
fortytwo$50.002/20/2011 5:28:52 PM
asiaratt$50.002/21/2011 2:39:16 AM
bid-czar8$50.002/21/2011 3:04:00 AM
gala279$50.002/21/2011 6:35:58 AM
zone8$50.002/21/2011 6:45:28 AM
Tikibarman$25.002/21/2011 6:55:22 AM
point-kitten6$50.002/21/2011 8:49:39 AM
agalt$50.002/21/2011 9:46:18 AM
moola-trumpeter$25.002/21/2011 10:55:56 AM
green-thoughtful-yield$50.002/21/2011 12:22:03 PM
ivadood$25.002/21/2011 12:53:07 PM
finance-mushroom$100.002/21/2011 1:19:47 PM
Luckas73$50.002/21/2011 2:14:34 PM
moola-escalator$25.002/21/2011 2:19:58 PM
Fenix878$25.002/21/2011 2:10:15 PM
principal-trombone$50.002/21/2011 3:14:14 PM
MADAOO7$50.002/21/2011 4:41:56 PM
money-bauble$100.002/21/2011 4:42:23 PM
Investoman$50.002/21/2011 4:42:46 PM
LibbyZ$50.002/21/2011 4:42:55 PM
cash-reaction2$50.002/21/2011 4:43:15 PM
worth-arch$25.002/21/2011 4:43:44 PM
desertoasis$25.002/21/2011 4:41:48 PM
raisingophelia$25.002/21/2011 4:41:58 PM
worthy-bid8$50.002/21/2011 4:42:40 PM
RMB-Investments$50.002/21/2011 4:54:20 PM
dollar-sonnet3$50.002/21/2011 4:43:08 PM
cropdust3r$25.002/21/2011 4:54:35 PM
commerce-web5$25.002/21/2011 4:43:13 PM
miked8303$25.002/21/2011 4:43:19 PM
run26miles$25.002/21/2011 4:54:54 PM
ready-vigilance3$50.002/21/2011 4:55:02 PM
Sibelius2$25.002/21/2011 4:55:14 PM
emphatic-bonus5$25.002/21/2011 4:41:54 PM
stoopidnoodle$25.002/21/2011 4:42:12 PM
reward-adventure$50.002/21/2011 4:42:37 PM
BooRadley$25.002/21/2011 4:54:22 PM
FeedTheMachine$50.002/21/2011 4:42:54 PM
JJ9876$25.002/21/2011 4:54:41 PM
SDNLR$25.002/21/2011 4:43:20 PM
contract-paloverde1$25.002/21/2011 4:54:49 PM
ursus$50.002/21/2011 4:43:23 PM
Namair$25.002/21/2011 4:54:56 PM
Lam0nt$25.002/21/2011 4:55:03 PM
Diamond_Jim$50.002/21/2011 4:55:17 PM
EarlyRiser$250.002/21/2011 4:58:13 PM
rogue_monster$25.002/21/2011 4:54:39 PM
sturdy-openness885$25.002/21/2011 4:54:54 PM
spirited-commitment$25.002/21/2011 4:55:04 PM
sensible-order2$100.002/21/2011 4:55:24 PM
Lucre$50.002/21/2011 4:55:50 PM
ValyaLibra01$50.002/21/2011 6:19:12 PM
WBB21$50.002/21/2011 5:29:47 PM
missing-link$25.002/21/2011 5:54:37 PM
161 Investments
 
Borrower Payment Dependent Notes Series 494267
This series of Notes was issued and sold upon the funding of the borrower loan #47364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $306.72
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-2001 Debt/Income ratio: 7%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 19 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $554Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: Trivsys Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get cash balance in emergency fund
Purpose of loan:
This loan will be used to build my emergency fund.

My financial situation:
I am a good candidate for this loan because I have almost no outstanding loans other than credit card and one 0% finance loan (for furniture). Both of them I am paying on time and fully (credit cards I pay off every month and make min. payment on the 0% finance loan as I don't want to pay it off early and it is very small amount).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:14 PM
nimble-money0$25.002/17/2011 5:41:14 PM
BaxterEvil$25.002/17/2011 6:00:09 PM
organized-payment6$25.002/17/2011 6:08:14 PM
jonandmeg21$50.002/17/2011 6:09:13 PM
Tradesmanlender$50.002/17/2011 6:09:33 PM
compoundinterest$50.002/17/2011 6:10:11 PM
Phantom99$100.002/17/2011 6:13:19 PM
jenkris$25.002/17/2011 6:13:39 PM
truth-image$50.002/17/2011 6:16:25 PM
youqianderen$50.002/17/2011 6:15:20 PM
Brisket_Bob$25.002/17/2011 6:18:49 PM
KWarrior$50.002/17/2011 6:19:06 PM
axl163$25.002/17/2011 6:20:42 PM
scrappy-bonus2$25.002/17/2011 6:21:49 PM
Pickmar$25.002/17/2011 6:21:39 PM
the-upbeat-p2p$50.002/17/2011 6:29:06 PM
community-pipeline$25.002/17/2011 6:31:49 PM
exchange-pledge$100.002/17/2011 6:35:20 PM
BidDaddyBigBucks$25.002/17/2011 6:37:08 PM
openness-viking$100.002/18/2011 12:29:29 AM
restless-balance9$50.002/18/2011 3:37:30 AM
bowdish1$50.002/18/2011 2:41:49 AM
orindalender$50.002/18/2011 6:50:18 AM
indomitable-coin$50.002/18/2011 12:30:42 PM
accelerator96$25.002/18/2011 4:57:23 PM
RandyL3$25.002/19/2011 3:25:10 AM
wwwUniversal$25.002/19/2011 3:47:29 AM
quantumwellguy$50.002/19/2011 9:05:34 AM
commanding-income774$25.002/19/2011 11:24:22 AM
engaging-worth$25.002/19/2011 11:34:50 AM
p123$25.002/19/2011 12:40:42 PM
Goodlender42$25.002/20/2011 9:49:44 AM
investor_101$50.002/20/2011 8:54:13 PM
ogmanny$50.002/21/2011 1:29:24 AM
kindness-dessert$25.002/21/2011 1:29:06 AM
jeffpac$50.002/21/2011 6:36:40 AM
rebellender$50.002/21/2011 10:04:44 AM
RetirementMoney$25.002/21/2011 10:37:20 AM
GiftViftdotcom$25.002/21/2011 11:59:44 AM
brightest-dynamic-peace$25.002/21/2011 12:51:00 PM
Fenix878$25.002/21/2011 2:09:04 PM
withfries2$50.002/21/2011 3:04:05 PM
best-ingenious-funds$25.002/21/2011 3:59:33 PM
Preteur$25.002/21/2011 4:20:55 PM
wrighco$25.002/21/2011 8:04:56 PM
Ripsaw4U$50.002/22/2011 1:09:37 AM
mizount$25.002/22/2011 5:59:45 AM
adama_48$25.002/22/2011 9:45:20 AM
TikPmp1$25.002/22/2011 12:09:59 PM
evnagelist$50.002/22/2011 1:26:53 PM
tbrnet$50.002/22/2011 5:02:24 PM
cognizant-rate732$25.002/22/2011 5:03:44 PM
108lender$250.002/22/2011 5:04:31 PM
ThomasC$50.002/22/2011 5:02:26 PM
Daneistes$50.002/22/2011 5:02:32 PM
thedoctor$92.022/22/2011 5:03:17 PM
tedsrfdude$50.002/22/2011 5:02:29 PM
docdekay$25.002/22/2011 5:09:59 PM
myworld701$25.002/22/2011 5:45:16 PM
kulender$100.002/22/2011 5:45:59 PM
jbaum$40.002/22/2011 5:32:35 PM
jts$25.002/22/2011 5:49:21 PM
efficient-treasure0$25.002/22/2011 5:49:56 PM
justice-dna$35.002/22/2011 5:51:29 PM
Mantis75$25.002/23/2011 1:57:54 AM
yoyoclock$35.002/23/2011 3:05:04 AM
SecondChanceLendingSERV$50.002/23/2011 7:53:33 AM
Damostuff$25.002/23/2011 8:39:56 AM
azarael$25.002/23/2011 6:06:36 PM
big_oaks$50.002/23/2011 9:24:32 PM
AJSinvest$25.002/23/2011 10:51:28 PM
hope-hickory$25.002/23/2011 10:41:20 PM
rce1964$25.002/24/2011 1:13:49 AM
zone6$50.002/24/2011 1:44:38 AM
DadWarbucks$60.002/24/2011 8:06:31 AM
worthy-bid8$50.002/24/2011 9:07:21 AM
treasure-pipeline$50.002/24/2011 10:16:25 AM
ToddN$75.002/24/2011 12:29:30 PM
anton$2,780.002/24/2011 1:04:19 PM
kenji4861$25.002/17/2011 5:40:05 PM
Jay_Tee$50.002/17/2011 5:55:59 PM
blot44$25.002/17/2011 5:59:43 PM
CashProvider$100.002/17/2011 5:59:17 PM
cebgop$25.002/17/2011 6:11:32 PM
DukSerduk$25.002/17/2011 6:11:42 PM
CBO-Enterprise$50.002/17/2011 6:12:33 PM
don8ter$25.002/17/2011 6:10:56 PM
meux99$25.002/17/2011 6:14:14 PM
hitsman$50.002/17/2011 6:18:16 PM
benjamins-utopia$100.002/17/2011 6:17:13 PM
BankingFamily$50.002/17/2011 6:20:05 PM
camaraderi-atmosphere$100.002/17/2011 6:20:57 PM
damage$25.002/17/2011 6:21:24 PM
sk10023$25.002/17/2011 6:28:27 PM
choss02$50.002/17/2011 6:30:17 PM
rockstar78$50.002/17/2011 6:36:00 PM
Tylerh$100.002/17/2011 10:39:58 PM
1800porsche$25.002/17/2011 11:31:39 PM
selector568$42.492/18/2011 3:10:42 AM
skillful-treasure37$50.002/18/2011 10:06:42 AM
reward-tamale1$25.002/18/2011 10:11:59 AM
radforj22$50.002/18/2011 1:53:45 PM
reflective-rupee$100.772/18/2011 4:11:43 PM
reflective-rupee$400.772/18/2011 4:18:18 PM
velocity-solo$25.002/19/2011 9:13:13 AM
skuba$50.002/19/2011 12:33:56 PM
paladin847$50.002/19/2011 12:36:18 PM
flexiboy35$25.002/19/2011 10:05:06 PM
goldsun$25.002/20/2011 8:13:51 PM
best-coin-miser$25.002/21/2011 4:03:31 AM
squarebob$100.002/21/2011 6:41:41 AM
tenacious-compassion9$25.002/21/2011 8:05:47 AM
hs112a$37.502/21/2011 9:20:44 AM
systematic-dollar9$25.002/21/2011 9:31:20 AM
kid8549$25.002/21/2011 12:45:22 PM
duty-windmill$25.002/21/2011 12:45:23 PM
supersarah61$50.002/21/2011 12:48:32 PM
jct_enterprises$50.002/21/2011 12:51:29 PM
sensible-order2$100.002/21/2011 4:42:09 PM
nuclearmoose$25.002/21/2011 8:34:28 PM
availableloan$25.002/21/2011 8:13:04 PM
authoritative-capital$25.002/21/2011 10:29:37 PM
Graces$50.002/21/2011 11:18:49 PM
proud-gold9$50.002/22/2011 9:43:50 AM
top-epic-community$50.002/22/2011 12:21:54 PM
lgs83$25.002/22/2011 12:22:36 PM
LendGuy$50.002/22/2011 12:54:42 PM
taal1$50.002/22/2011 12:54:20 PM
MTLoans$25.002/22/2011 5:02:30 PM
scottburger$50.002/22/2011 5:04:04 PM
BoughtTheFarm$25.002/22/2011 5:10:09 PM
Yaout$100.002/22/2011 3:23:19 PM
sappy02$50.002/22/2011 5:01:10 PM
danny-lender$50.002/22/2011 5:02:53 PM
acropiloterau2002$25.002/22/2011 5:03:22 PM
GoldenGo4$150.002/22/2011 4:51:10 PM
newest-orbital-justice$25.002/22/2011 5:02:01 PM
heavenly-interest9$50.002/22/2011 5:02:28 PM
murren$25.002/22/2011 5:02:34 PM
Sigonio$25.002/22/2011 5:03:18 PM
MAJESTIC5$50.002/22/2011 5:04:06 PM
MARWARISETH$50.002/22/2011 5:46:31 PM
SARMAR$50.002/22/2011 5:46:32 PM
efficient-marketplace$25.002/22/2011 5:49:54 PM
intuitive-integrity9$50.002/22/2011 5:49:58 PM
bold-durability-drum$50.002/22/2011 5:51:27 PM
psanganee$25.002/22/2011 6:19:44 PM
special-peso$50.002/23/2011 8:20:36 AM
currency-persimmon$25.002/23/2011 9:43:18 AM
octoberfresh$25.002/23/2011 9:19:41 AM
T-L-B$35.002/23/2011 9:26:55 AM
economy-orchid$25.002/23/2011 9:39:36 AM
be_wise$25.002/23/2011 12:18:10 PM
royboy0292$25.002/23/2011 12:02:27 PM
minista$25.002/23/2011 4:52:51 PM
CASHGIRL$25.002/23/2011 4:01:27 PM
Steveoo1$43.662/23/2011 4:49:21 PM
networks4ever$25.002/24/2011 12:16:08 AM
159 Investments
 
Borrower Payment Dependent Notes Series 494277
This series of Notes was issued and sold upon the funding of the borrower loan #47357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1987 Debt/Income ratio: 4%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $800Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: DHolly Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvest in Prosper
Purpose of loan:

This loan will be used to re-invest in prosper loans. I have been investing in Prosper for several years with moderate success and have decided to try-out the borrowing side of prosper and simply invest the proceeds in higher interest loans. This is really just an experiment.


My financial situation:

I am a good candidate for this loan because I have no debt. Any debt shown is just revolving CC debt. I pay the balance each month. I have a condo that is paid in full and rental property that is also paid in full. I have no mortgage debt, no car payment. (Im cheap)


Income: 7000/mo (net)

Cr Card: 1000 (includes food)
Condo fee: 335/mo
Gas: 100/mo
Phone/internet 60/mo
Cable TV: (none)
Cell phone: (paid by employer)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:07 PM
nimble-money0$25.002/17/2011 6:01:02 PM
jonandmeg21$50.002/17/2011 6:09:15 PM
compoundinterest$50.002/17/2011 6:10:14 PM
Phantom99$100.002/17/2011 6:13:23 PM
jenkris$25.002/17/2011 6:13:45 PM
cebgop$25.002/17/2011 6:11:33 PM
youqianderen$50.002/17/2011 6:15:23 PM
CBO-Enterprise$50.002/17/2011 6:12:34 PM
truth-image$50.002/17/2011 6:16:27 PM
KWarrior$50.002/17/2011 6:19:07 PM
damage$25.002/17/2011 6:21:26 PM
camaraderi-atmosphere$100.002/17/2011 6:20:59 PM
scrappy-bonus2$25.002/17/2011 6:21:51 PM
Pickmar$25.002/17/2011 6:21:40 PM
choss02$50.002/17/2011 6:30:23 PM
the-upbeat-p2p$50.002/17/2011 6:29:09 PM
community-pipeline$25.002/17/2011 6:31:50 PM
einvest1$50.002/17/2011 6:34:21 PM
BidDaddyBigBucks$25.002/17/2011 6:37:10 PM
RetirementMoney$25.002/17/2011 6:53:57 PM
Tylerh$100.002/17/2011 10:40:03 PM
orindalender$50.002/18/2011 6:50:20 AM
investor-007$200.002/18/2011 9:29:03 AM
BankingFamily$50.002/18/2011 10:11:28 AM
economy-tuba7$100.002/18/2011 10:17:19 AM
cashhelp$60.002/18/2011 3:28:55 PM
reflective-rupee$250.772/18/2011 4:18:47 PM
restless-currency$50.002/18/2011 5:59:28 PM
radforj22$50.002/19/2011 4:00:36 AM
a-versatile-power$25.002/19/2011 4:38:03 AM
fallentimbers$50.002/19/2011 6:55:32 AM
velocity-solo$25.002/19/2011 9:13:14 AM
skillful-treasure37$50.002/19/2011 12:33:15 PM
reward-tamale1$25.002/19/2011 12:34:25 PM
p123$25.002/19/2011 12:40:43 PM
ac787$25.002/19/2011 1:01:08 PM
unrelenting-auction7$25.002/20/2011 6:24:34 PM
investor_101$50.002/20/2011 8:54:15 PM
kindness-dessert$25.002/21/2011 1:29:07 AM
jeffpac$50.002/21/2011 6:36:41 AM
tenacious-compassion9$25.002/21/2011 8:05:49 AM
britches613$50.002/21/2011 9:22:35 AM
rebellender$50.002/21/2011 10:04:46 AM
competent-p2p$50.002/21/2011 10:39:41 AM
GiftViftdotcom$25.002/21/2011 11:59:46 AM
best-coin-miser$25.002/21/2011 12:44:36 PM
paladin847$50.002/21/2011 12:47:18 PM
hs112a$50.002/21/2011 12:50:58 PM
QuidProQuo4u$25.002/21/2011 1:25:33 PM
authoritative-loot$25.002/21/2011 1:21:28 PM
Fenix878$25.002/21/2011 2:09:06 PM
withfries2$50.002/21/2011 3:04:07 PM
fund-accomplishment$25.002/21/2011 4:29:00 PM
Preteur$25.002/21/2011 4:20:56 PM
p2ploan-sensation211$75.002/21/2011 4:46:54 PM
kenji4861$25.002/17/2011 5:40:09 PM
a-responsible-return$50.002/17/2011 5:56:49 PM
BaxterEvil$25.002/17/2011 6:00:13 PM
blot44$25.002/17/2011 6:07:22 PM
organized-payment6$25.002/17/2011 6:08:19 PM
Tradesmanlender$50.002/17/2011 6:09:36 PM
DukSerduk$25.002/17/2011 6:11:45 PM
don8ter$25.002/17/2011 6:10:58 PM
meux99$25.002/17/2011 6:14:16 PM
benjamins-utopia$100.002/17/2011 6:17:20 PM
Brisket_Bob$25.002/17/2011 6:18:51 PM
hitsman$50.002/17/2011 6:18:18 PM
axl163$25.002/17/2011 6:20:39 PM
sk10023$25.002/17/2011 6:28:29 PM
docdekay$100.002/17/2011 6:31:12 PM
exchange-pledge$100.002/17/2011 6:35:24 PM
rockstar78$50.002/17/2011 6:36:01 PM
1800porsche$25.002/18/2011 10:12:05 AM
bowdish1$50.002/18/2011 10:12:22 AM
indomitable-coin$50.002/18/2011 12:30:48 PM
reflective-rupee$250.772/18/2011 4:18:39 PM
accelerator96$25.002/18/2011 4:58:33 PM
wwwUniversal$25.002/19/2011 3:47:35 AM
bold-visionary-rate$25.002/19/2011 10:32:02 AM
commanding-income774$25.002/19/2011 11:24:23 AM
skuba$50.002/19/2011 12:33:57 PM
foldingbenny2$40.002/19/2011 1:30:06 PM
a2190b$25.002/19/2011 3:00:38 PM
flexiboy35$25.002/19/2011 10:05:08 PM
Goodlender42$25.002/20/2011 9:49:45 AM
social-investor5$25.002/20/2011 5:11:55 PM
ogmanny$50.002/21/2011 1:29:26 AM
hookUup$50.002/21/2011 5:03:10 AM
truth-magma$50.002/21/2011 6:37:01 AM
toronado$100.002/21/2011 8:50:48 AM
sflash$50.002/21/2011 9:11:41 AM
systematic-dollar9$25.002/21/2011 9:31:21 AM
Srijaya$25.002/21/2011 9:49:01 AM
friendly-credit2$50.002/21/2011 12:15:28 PM
SARMAR$50.002/21/2011 1:41:16 PM
ams294$300.002/21/2011 2:25:56 PM
first-serene-credit$25.002/21/2011 2:35:35 PM
best-ingenious-funds$25.002/21/2011 3:59:34 PM
99 Investments
 
Borrower Payment Dependent Notes Series 494279
This series of Notes was issued and sold upon the funding of the borrower loan #47360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2001 Debt/Income ratio: 27%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,119Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: weliketomakethings Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help starting to save for Wedding
I am the CTO for a small transportation systems start-up in Berkeley, CA. We recently secured a $2.5M contract with a local transit agency. I also freelance on interactive sculptures and public art.

Six years ago, my then-girlfriend (now fianc?e) and I started a design studio in Oakland equipped to build furniture & sculptures. For the most part we teach folks how to use tools, and use the shop ourselves for competitions. We have won several art grants there, as have friends.

Setting up the shop, along with a client who was unable to pay left me with $10K riding on credit cards, and no savings for our wedding. I'd like to consolidate debts, repair broken tools, and get the shot in the arm needed to move towards having a wedding some time within the next year.

Monthly net income: $3,300 (Increases mid-2011)
Monthly expenses: ~$2605
Rent: $750 (Roommate of six years: my fianc?e)
Carshare, Train: $120
Phone, Utils: $260
Food + Misc.: $475
CC & Loans: ~$1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:27 PM
enthralling-deal180$100.002/17/2011 5:32:40 PM
benjamins-utopia$50.002/17/2011 5:41:52 PM
BxRealtor$25.002/17/2011 5:49:06 PM
organized-payment6$50.002/17/2011 6:19:50 PM
don8ter$25.002/17/2011 6:23:24 PM
HamachiMan$50.002/17/2011 6:24:20 PM
irrelevant$50.002/17/2011 6:32:36 PM
Tradesmanlender$35.002/17/2011 6:37:58 PM
aiming_for_42$25.002/17/2011 9:41:43 PM
reflective-rupee$25.772/18/2011 5:50:58 AM
StrongMonty$26.002/18/2011 2:27:40 PM
upbeat-finance8$25.002/18/2011 3:50:41 PM
reflective-rupee$225.772/18/2011 4:19:03 PM
bentonlending$50.002/18/2011 6:10:51 PM
loanman2007$50.002/19/2011 3:34:29 AM
cash-vault$25.002/19/2011 3:56:04 AM
velocity-solo$25.002/19/2011 9:50:46 AM
marketplace-cello5$25.002/19/2011 9:57:45 AM
radforj22$25.002/19/2011 11:39:02 AM
MadHun$100.002/19/2011 8:59:38 PM
principal-injector2$50.002/20/2011 3:45:00 PM
w8291$25.002/20/2011 6:34:58 PM
investor_101$50.002/20/2011 8:54:17 PM
ToloUSN$50.002/21/2011 7:42:23 AM
squarebob$25.002/21/2011 8:00:35 AM
commerce-yeller$30.002/21/2011 8:25:00 AM
momoney2lend$25.002/21/2011 8:50:36 AM
NekHoldings$25.002/21/2011 9:54:06 AM
mgking007$25.002/21/2011 9:57:51 AM
rebellender$25.002/21/2011 10:05:49 AM
rdrloan$25.002/21/2011 10:31:39 AM
jbaum$40.002/21/2011 12:20:35 PM
admirable-income9$25.002/21/2011 1:06:59 PM
CA-Lender$25.002/21/2011 1:09:04 PM
credit-haven7$50.002/21/2011 1:25:41 PM
jigsaw$100.002/21/2011 1:32:17 PM
trade-boots1$50.002/21/2011 2:12:01 PM
Luckas73$50.002/21/2011 2:14:21 PM
penny-finder$30.002/21/2011 2:19:25 PM
best-ingenious-funds$25.002/21/2011 4:00:38 PM
thankful-nickel2$25.002/21/2011 7:07:43 PM
dtana$25.002/21/2011 10:00:47 PM
Ripsaw4U$50.002/22/2011 1:09:39 AM
One1putt$50.002/22/2011 12:54:27 PM
orderly-leverage$100.002/22/2011 1:56:32 PM
LendGuy$25.002/22/2011 12:55:32 PM
mtquan$25.002/22/2011 1:15:25 PM
the-money-gargantuan$25.002/22/2011 5:47:19 PM
mykkai$25.002/22/2011 6:56:17 PM
jazzlender$25.002/22/2011 5:53:52 PM
competent-p2p$30.002/22/2011 5:53:53 PM
drsny66$40.002/22/2011 7:00:15 PM
brightest-fascinating-principal$25.002/22/2011 7:50:37 PM
Bidwinner08$19.642/22/2011 8:00:13 PM
encore02$100.002/22/2011 7:43:59 PM
melodious-fairness$50.002/17/2011 5:44:17 PM
simplelender80$100.002/17/2011 5:45:37 PM
GrayStudio$25.002/17/2011 6:23:02 PM
macjp123$25.002/17/2011 6:27:03 PM
RyanTH9893$25.002/17/2011 7:00:04 PM
Tylerh$100.002/17/2011 10:43:26 PM
eBankInvest$50.002/18/2011 7:23:13 AM
vutah$25.002/18/2011 8:58:31 PM
wild-orange$25.002/19/2011 1:53:42 AM
best-listing-toro$25.002/19/2011 8:58:23 AM
commanding-income774$25.002/19/2011 11:24:24 AM
bid-czar8$100.002/19/2011 12:06:29 PM
lendacity$25.002/19/2011 12:06:27 PM
SOP_Bank$25.002/19/2011 6:29:01 PM
Artist_Blue$25.002/19/2011 9:16:34 PM
the-silver-blaster$50.002/21/2011 1:13:39 AM
jeffpac$50.002/21/2011 6:44:56 AM
Tamerz$25.922/21/2011 6:56:02 AM
aganippe$50.002/21/2011 7:54:21 AM
northphoto$49.002/21/2011 8:44:12 AM
Corellia$100.002/21/2011 8:49:43 AM
GeorgiaGator$36.872/21/2011 8:59:29 AM
credit-bliss8$25.002/21/2011 8:59:48 AM
kmr2$100.002/21/2011 9:00:55 AM
LiveNow$25.002/21/2011 9:45:52 AM
RetirementMoney$25.002/21/2011 10:15:22 AM
gain-gourd$100.002/21/2011 12:01:40 PM
Finchy78$25.002/21/2011 1:52:52 PM
moola-escalator$50.002/21/2011 2:11:02 PM
exchange-jet$26.032/21/2011 3:12:59 PM
peace-sorcerer$25.002/21/2011 3:58:21 PM
Preteur$25.002/21/2011 4:19:32 PM
Astyanax$40.002/21/2011 4:38:57 PM
exchange-dreams$32.502/21/2011 4:24:32 PM
flexible-fund6$50.002/21/2011 4:45:13 PM
innocent-deal$50.002/21/2011 6:19:19 PM
bentonlending$50.002/21/2011 7:18:00 PM
meenan$50.002/21/2011 7:24:42 PM
barefootpaul$35.002/21/2011 8:09:51 PM
dime-vista2$25.002/21/2011 10:09:59 PM
buckyhead2000$25.002/21/2011 10:29:13 PM
authoritative-capital$25.002/21/2011 10:39:27 PM
a-resplendent-commitment$35.002/21/2011 10:47:24 PM
Gobsek$25.002/22/2011 7:35:42 AM
Nojukbong$50.002/22/2011 6:35:47 AM
wonderful-currency$50.002/22/2011 9:41:21 AM
dime-revelry$25.002/22/2011 9:40:36 AM
TikPmp1$25.002/22/2011 12:10:54 PM
reasonable-capital4$25.002/22/2011 10:20:52 AM
wampum-chorus3$50.002/22/2011 11:13:02 AM
top-epic-community$50.002/22/2011 12:21:08 PM
ashirey$50.002/22/2011 12:33:52 PM
trade-freshmaker$50.002/22/2011 1:35:37 PM
pilot1723$25.002/22/2011 1:49:44 PM
inspiring-reward$50.002/22/2011 5:46:39 PM
brightest-dynamic-peace$25.002/22/2011 5:27:12 PM
coin-investor$25.002/22/2011 5:47:33 PM
hope-hickory$25.002/22/2011 6:40:15 PM
wwwUniversal$25.002/22/2011 5:51:03 PM
powerful-finance7$25.002/22/2011 7:49:00 PM
rjrventure$37.502/22/2011 7:51:00 PM
Peterman$25.002/22/2011 7:21:51 PM
fund-strawberry$30.002/22/2011 7:27:28 PM
119 Investments
 
Borrower Payment Dependent Notes Series 494283
This series of Notes was issued and sold upon the funding of the borrower loan #47361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $230.04
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1984 Debt/Income ratio: 3%
Credit score: 860-879 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,224Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: credit-coach118 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Re-invest in Prosper
Purpose of loan:
Re-Invest these proceeds into Prosper.
Financial situation:
I have no debt outside my principle residence. Also I have over $20K invested into prosper; the interest I am currently receiving will more than cover the minimum payment.
My current rate of return is between 14 and 15 percent accounting for bad debts. I will continue to invest earning the difference in the yield spread projected to be between 6 and 8 percent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:02 PM
kenji4861$25.002/17/2011 5:40:13 PM
BaxterEvil$25.002/17/2011 6:00:19 PM
organized-payment6$25.002/17/2011 6:08:23 PM
DukSerduk$25.002/17/2011 6:11:48 PM
Phantom99$100.002/17/2011 6:13:27 PM
don8ter$25.002/17/2011 6:11:00 PM
meux99$25.002/17/2011 6:14:19 PM
CBO-Enterprise$50.002/17/2011 6:12:36 PM
truth-image$50.002/17/2011 6:16:29 PM
Brisket_Bob$25.002/17/2011 6:18:53 PM
scrappy-bonus2$25.002/17/2011 6:21:52 PM
sk10023$25.002/17/2011 6:28:31 PM
the-upbeat-p2p$50.002/17/2011 6:29:11 PM
exchange-pledge$100.002/17/2011 6:35:26 PM
reflective-rupee$500.772/17/2011 8:20:34 PM
Tylerh$100.002/17/2011 10:40:11 PM
jonandmeg21$50.002/18/2011 10:11:06 AM
Pickmar$25.002/18/2011 10:11:37 AM
vine99$50.002/18/2011 10:09:44 AM
scholarly-integrity$25.002/19/2011 3:45:03 AM
wwwUniversal$25.002/19/2011 3:47:41 AM
indomitable-coin$25.002/19/2011 12:31:20 PM
Prairie-MN$30.002/19/2011 1:05:33 PM
kindness-dessert$25.002/21/2011 1:29:10 AM
ogmanny$50.002/21/2011 1:29:32 AM
squarebob$100.002/21/2011 6:39:14 AM
jeffpac$50.002/21/2011 6:36:42 AM
sflash$25.002/21/2011 9:17:38 AM
systematic-dollar9$25.002/21/2011 9:31:22 AM
fund-tom-tom6$50.002/21/2011 12:13:36 PM
SARMAR$50.002/21/2011 1:33:49 PM
Finchy78$25.002/21/2011 1:56:09 PM
Fenix878$25.002/21/2011 2:09:08 PM
withfries2$25.002/21/2011 3:04:09 PM
first-serene-credit$25.002/21/2011 2:33:15 PM
Preteur$25.002/21/2011 4:20:58 PM
SharingTheLuv$65.002/21/2011 6:07:32 PM
wrighco$25.002/21/2011 8:04:58 PM
docdekay$100.002/21/2011 7:34:28 PM
authoritative-capital$25.002/21/2011 10:29:40 PM
availableloan$25.002/21/2011 8:11:50 PM
Jindia$25.002/22/2011 7:59:57 AM
mizount$25.002/22/2011 5:59:48 AM
TikPmp1$25.002/22/2011 12:10:03 PM
proud-gold9$50.002/22/2011 9:43:58 AM
top-epic-community$50.002/22/2011 12:21:57 PM
evnagelist$50.002/22/2011 1:26:59 PM
adama_48$25.002/22/2011 1:58:35 PM
Lonewalker$25.002/22/2011 3:39:59 PM
reflective-rupee$500.772/22/2011 3:58:26 PM
sensible-order2$99.482/22/2011 5:27:37 PM
skuba$50.002/22/2011 5:00:21 PM
brightest-dynamic-peace$25.002/22/2011 5:46:14 PM
paladin847$50.002/22/2011 5:51:00 PM
buckyhead2000$25.002/22/2011 5:47:56 PM
competent-p2p$30.002/22/2011 5:33:22 PM
hs112a$50.002/22/2011 5:52:10 PM
kid8549$25.002/22/2011 5:50:18 PM
108lender$150.002/22/2011 5:51:22 PM
jct_enterprises$50.002/22/2011 5:51:32 PM
JoeXB$25.002/22/2011 7:34:06 PM
a2190b$25.002/22/2011 8:53:11 PM
wam37$50.002/23/2011 7:15:27 AM
selector568$50.002/23/2011 2:24:50 AM
payout-detective7$25.002/23/2011 6:02:41 AM
economy-orchid$25.002/23/2011 9:39:38 AM
royboy0292$25.002/23/2011 12:02:29 PM
rate-optimizer0$25.002/23/2011 3:56:44 PM
mystical-bonus7$25.002/23/2011 2:52:23 PM
OregonDane$25.002/23/2011 3:00:03 PM
CASHGIRL$25.002/23/2011 4:01:29 PM
minista$25.002/23/2011 4:52:53 PM
tbrnet$50.002/23/2011 5:58:57 PM
heavenly-interest9$50.002/23/2011 6:01:03 PM
ams294$50.002/23/2011 5:31:10 PM
tedsrfdude$50.002/23/2011 5:59:02 PM
acropiloterau2002$25.002/23/2011 5:59:47 PM
greenback-guard$25.002/24/2011 1:57:08 AM
SunsetCoastCapital$25.002/24/2011 1:02:45 AM
cognizant-rate732$25.002/24/2011 1:40:30 AM
zone6$50.002/24/2011 1:44:45 AM
Socorro_Capital_Partners$25.002/24/2011 6:13:33 AM
alwayson$25.002/24/2011 6:58:39 AM
DadWarbucks$60.002/24/2011 8:06:33 AM
nimble-money0$25.002/17/2011 5:41:21 PM
CashProvider$100.002/17/2011 5:59:21 PM
blot44$25.002/17/2011 5:59:47 PM
compoundinterest$50.002/17/2011 6:10:16 PM
jenkris$25.002/17/2011 6:13:46 PM
youqianderen$50.002/17/2011 6:15:30 PM
benjamins-utopia$100.002/17/2011 6:17:24 PM
hitsman$50.002/17/2011 6:18:21 PM
axl163$25.002/17/2011 6:20:34 PM
KWarrior$50.002/17/2011 6:19:11 PM
camaraderi-atmosphere$100.002/17/2011 6:21:00 PM
damage$25.002/17/2011 6:21:28 PM
choss02$50.002/17/2011 6:30:25 PM
community-pipeline$25.002/17/2011 6:31:51 PM
rockstar78$50.002/17/2011 6:36:03 PM
BidDaddyBigBucks$25.002/17/2011 6:37:12 PM
RandyL3$25.002/18/2011 2:56:51 AM
restless-balance9$50.002/18/2011 3:35:55 AM
orindalender$50.002/18/2011 6:50:23 AM
Moneypenny6$25.002/18/2011 7:45:29 AM
cebgop$25.002/18/2011 10:11:07 AM
JGuide$26.602/18/2011 12:01:46 PM
cashhelp$60.002/18/2011 3:28:56 PM
accelerator96$25.002/18/2011 4:59:50 PM
bowdish1$50.002/19/2011 3:10:44 AM
velocity-solo$25.002/19/2011 9:13:16 AM
radforj22$50.002/19/2011 9:50:56 AM
BankingFamily$50.002/19/2011 12:34:12 PM
1800porsche$25.002/19/2011 12:34:26 PM
p123$25.002/19/2011 12:40:45 PM
Guiren$150.002/19/2011 5:09:27 PM
Goodlender42$25.002/20/2011 9:49:47 AM
investor_101$50.002/20/2011 8:54:21 PM
bold-steady-peso$50.002/21/2011 7:11:49 AM
tenacious-compassion9$25.002/21/2011 8:05:53 AM
rebellender$50.002/21/2011 10:04:50 AM
RetirementMoney$25.002/21/2011 10:25:49 AM
GiftViftdotcom$25.002/21/2011 11:59:50 AM
best-ingenious-funds$25.002/21/2011 3:59:36 PM
thankful-nickel2$25.002/21/2011 7:27:55 PM
supersarah61$50.002/21/2011 7:39:14 PM
BoughtTheFarm$25.002/21/2011 7:34:39 PM
nuclearmoose$25.002/21/2011 8:34:30 PM
Graces$50.002/21/2011 11:18:54 PM
taal1$50.002/22/2011 12:54:23 PM
lgs83$25.002/22/2011 12:22:39 PM
LendGuy$50.002/22/2011 12:54:44 PM
reward-tamale1$25.002/22/2011 5:03:04 PM
skillful-treasure37$50.002/22/2011 5:02:17 PM
duty-windmill$25.002/22/2011 5:50:20 PM
Ripsaw4U$50.002/22/2011 5:32:58 PM
psanganee$25.002/22/2011 6:19:46 PM
best-coin-miser$25.002/22/2011 5:45:54 PM
thedoctor$36.022/23/2011 1:28:14 AM
ITFDEE$25.002/22/2011 8:59:04 PM
yoyoclock$35.002/23/2011 3:05:06 AM
SecondChanceLendingSERV$50.002/23/2011 7:54:26 AM
Damostuff$25.002/23/2011 8:46:31 AM
T-L-B$35.002/23/2011 9:33:40 AM
currency-persimmon$25.002/23/2011 9:43:21 AM
newest-bonafide-truth$30.002/23/2011 11:04:51 AM
kulender$50.002/23/2011 12:19:28 PM
brightest-durability-chomper$25.002/23/2011 1:14:25 PM
MTLoans$25.002/23/2011 5:59:04 PM
azarael$25.002/23/2011 6:06:38 PM
flexiboy35$25.002/24/2011 12:47:45 AM
big_oaks$50.002/23/2011 9:25:12 PM
loan-kung-fu$221.972/23/2011 8:17:15 PM
justice-dna$33.362/24/2011 1:42:05 AM
networks4ever$25.002/24/2011 12:16:12 AM
MAJESTIC5$34.182/24/2011 1:17:20 AM
loanman2007$100.002/24/2011 5:21:22 AM
treasure-pipeline$50.002/24/2011 10:16:27 AM
worthy-bid8$50.002/24/2011 9:07:23 AM
159 Investments
 
Borrower Payment Dependent Notes Series 494293
This series of Notes was issued and sold upon the funding of the borrower loan #47286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 6.29% Borrower rate/APR: 7.29% / 13.05% Monthly payment: $433.30
 
Lender servicing fee: 1.00% Effective Yield*: 6.28%  
Estimated return*: 3.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1975 Debt/Income ratio: 10%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: Bob450 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 800-819 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
820-839 (Dec-2009)
 
Principal balance: $6,676.78 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Invest in Prosper
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$90.002/17/2011 5:16:59 PM
kulender$100.002/17/2011 5:25:33 PM
enthralling-deal180$100.002/17/2011 5:32:49 PM
melodious-fairness$50.002/17/2011 5:44:28 PM
BxRealtor$25.002/17/2011 5:49:11 PM
adventurous-commerce$25.002/17/2011 5:58:51 PM
ac787$50.002/17/2011 5:57:51 PM
ac787$25.002/17/2011 6:03:07 PM
AFairDeal$75.002/17/2011 6:03:48 PM
ac787$50.002/17/2011 6:06:46 PM
velocity-solo$25.002/17/2011 6:05:04 PM
dime-smasher5$25.002/17/2011 6:05:46 PM
scrappy-bonus2$25.002/17/2011 6:21:53 PM
don8ter$25.002/17/2011 6:23:26 PM
HamachiMan$50.002/17/2011 6:24:23 PM
macjp123$25.002/17/2011 6:26:59 PM
Tradesmanlender$35.002/17/2011 6:37:59 PM
Aberdeen$1,899.492/18/2011 2:41:20 AM
Aberdeen$1,800.002/18/2011 3:36:20 AM
simplelender80$100.002/17/2011 5:45:44 PM
benjamins-utopia$50.002/17/2011 5:42:03 PM
a-responsible-return$50.002/17/2011 5:56:52 PM
ac787$25.002/17/2011 6:00:02 PM
organized-payment6$50.002/17/2011 6:02:52 PM
irrelevant$50.002/17/2011 6:32:39 PM
dogdog$50.002/17/2011 6:36:33 PM
availableloan$25.002/17/2011 8:50:43 PM
Tylerh$100.002/17/2011 10:43:33 PM
peace-sitar0$25.002/17/2011 11:05:36 PM
interstellar$75.002/18/2011 2:42:35 AM
30 Investments
 
Borrower Payment Dependent Notes Series 494305
This series of Notes was issued and sold upon the funding of the borrower loan #47280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1996 Debt/Income ratio: 4%
Credit score: 860-879 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: repaymeplease Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
small personal loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I can easily repay this loan. I am never late on any payments and take my credit very seriously.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:38:59 PM
Jay_Tee$50.002/17/2011 5:56:06 PM
a-responsible-return$50.002/17/2011 5:56:54 PM
nimble-money0$25.002/17/2011 6:01:08 PM
BaxterEvil$25.002/17/2011 6:00:20 PM
organized-payment6$25.002/17/2011 6:08:25 PM
Phantom99$88.052/17/2011 6:13:29 PM
don8ter$25.002/17/2011 6:11:00 PM
jenkris$25.002/17/2011 6:13:47 PM
youqianderen$50.002/17/2011 6:15:31 PM
truth-image$50.002/17/2011 6:16:30 PM
meux99$25.002/17/2011 6:14:20 PM
Brisket_Bob$25.002/17/2011 6:18:53 PM
hitsman$50.002/17/2011 6:18:22 PM
camaraderi-atmosphere$100.002/17/2011 6:21:01 PM
damage$25.002/17/2011 6:21:29 PM
scrappy-bonus2$25.002/17/2011 6:21:54 PM
sk10023$25.002/17/2011 6:28:32 PM
community-pipeline$25.002/17/2011 6:31:51 PM
exchange-pledge$100.002/17/2011 6:35:27 PM
Tylerh$100.002/17/2011 10:40:18 PM
Pickmar$25.002/18/2011 10:11:37 AM
rockstar78$50.002/18/2011 10:11:50 AM
amit_gu$50.002/18/2011 12:27:02 PM
restless-currency$50.002/18/2011 5:59:29 PM
a-versatile-power$25.002/19/2011 4:39:03 AM
BoughtTheFarm$25.002/19/2011 7:49:19 AM
jonandmeg21$50.002/19/2011 12:33:58 PM
velocity-solo$25.002/19/2011 12:37:54 PM
indomitable-coin$50.002/19/2011 5:24:30 PM
wirebutterfly$50.002/19/2011 8:00:00 PM
terrific-point4$64.452/20/2011 4:47:45 PM
kenji4861$25.002/17/2011 5:40:15 PM
blot44$25.002/17/2011 6:07:24 PM
Tradesmanlender$50.002/17/2011 6:09:40 PM
CBO-Enterprise$50.002/17/2011 6:12:37 PM
compoundinterest$50.002/17/2011 6:10:22 PM
DukSerduk$25.002/17/2011 6:11:49 PM
benjamins-utopia$100.002/17/2011 6:17:25 PM
KWarrior$50.002/17/2011 6:19:12 PM
axl163$25.002/17/2011 6:20:33 PM
docdekay$100.002/17/2011 6:31:13 PM
the-upbeat-p2p$50.002/17/2011 6:29:12 PM
choss02$50.002/17/2011 6:30:26 PM
einvest1$50.002/17/2011 6:34:22 PM
BidDaddyBigBucks$25.002/17/2011 6:37:12 PM
RetirementMoney$25.002/17/2011 6:48:15 PM
Dollars4Rent$28.802/18/2011 2:40:46 AM
sharpey$25.002/18/2011 5:47:55 AM
orindalender$50.002/18/2011 6:50:25 AM
bizzzond$100.002/18/2011 9:11:51 AM
cebgop$25.002/18/2011 10:11:09 AM
JGuide$26.702/18/2011 12:01:14 PM
cashhelp$60.002/18/2011 3:28:58 PM
reflective-rupee$500.772/18/2011 4:20:12 PM
engaging-worth$25.002/18/2011 7:58:08 PM
Socorro_Capital_Partners$25.002/18/2011 10:34:12 PM
bowdish1$50.002/19/2011 3:10:47 AM
fallentimbers$25.002/19/2011 7:00:02 AM
mster9ball$25.002/19/2011 9:14:19 AM
vine99$100.002/19/2011 9:16:52 AM
wwwUniversal$25.002/19/2011 9:23:00 AM
radforj22$50.002/19/2011 12:36:27 PM
p123$25.002/19/2011 12:40:46 PM
sinner_c5$25.002/19/2011 8:23:17 PM
credit-launcher773$25.002/20/2011 4:30:33 AM
Goodlender42$25.002/20/2011 9:49:48 AM
marwadi-62$100.002/20/2011 2:35:35 PM
EretzCapital$31.232/20/2011 6:05:08 PM
69 Investments
 
Borrower Payment Dependent Notes Series 494391
This series of Notes was issued and sold upon the funding of the borrower loan #47309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1981 Debt/Income ratio: 29%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 30 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,253Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: red-principal-jaunt Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TXVPFOR$
Purpose of loan:
This loan will be used to consolidate smaller loans and credit cards.

My financial situation:
I am a good candidate for this loan because I have long?term employment, homeowner, no delinquent credit and good income.?

Monthly net income: $ 7150Monthly expenses: $
??Housing: $ 1949
??Insurance: $ 104
??Car expenses: $ 1000
??Utilities: $?150
??Phone, cable, internet: $ 135
??Food, entertainment: $ 800
??Clothing, household expenses $
??Credit cards and other loans: $ 825
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.002/17/2011 5:08:02 PM
2grindstones$25.002/17/2011 5:30:31 PM
investment-artist$25.002/17/2011 5:26:06 PM
simplelender80$100.002/17/2011 5:31:09 PM
favorite-commerce$100.002/17/2011 5:53:22 PM
UCLA4life$50.002/17/2011 6:22:31 PM
genius520$100.002/17/2011 6:25:43 PM
Jack55304$300.002/17/2011 6:26:03 PM
diplomatic-wealth7$25.002/17/2011 6:26:33 PM
social-investor5$25.002/17/2011 7:34:51 PM
frogperson$250.002/17/2011 10:07:32 PM
Tylerh$100.002/17/2011 10:52:04 PM
lendstats_com$100.002/18/2011 12:09:02 AM
Nerdster1$25.052/18/2011 5:03:44 AM
tech310$31.122/18/2011 2:56:09 AM
Artist_Blue$25.002/18/2011 6:15:56 AM
fund-secret-agent$25.002/18/2011 8:45:13 AM
golffish2$100.002/18/2011 9:32:01 AM
lotuss4$50.002/18/2011 12:29:01 PM
foxtrot12$100.002/18/2011 3:45:34 PM
Bob450$25.002/18/2011 7:49:57 PM
jjswanso$50.002/19/2011 8:08:15 AM
the-discrete-income$50.002/19/2011 10:41:29 AM
the-silver-blaster$50.002/19/2011 11:09:09 AM
LR_Biker$50.002/19/2011 3:24:10 PM
brightest-dignified-penny$25.002/19/2011 4:10:10 PM
on_your_side$25.002/19/2011 4:32:08 PM
supersarah61$25.002/19/2011 6:39:38 PM
vibraphone3$50.002/19/2011 5:55:22 PM
dckpolo$25.002/20/2011 8:14:41 AM
MrBailey$25.552/20/2011 3:55:19 PM
bid-czar8$50.002/21/2011 3:04:03 AM
gala279$50.002/21/2011 6:36:02 AM
Tikibarman$25.002/21/2011 6:55:24 AM
trumpeter5$25.002/21/2011 8:00:27 AM
Preferred-Lender$25.002/21/2011 8:00:04 AM
glroark$100.002/21/2011 8:31:41 AM
point-kitten6$50.002/21/2011 8:49:42 AM
amlu1988$25.002/21/2011 9:25:17 AM
agalt$50.002/21/2011 9:46:21 AM
orderly-leverage$100.002/21/2011 10:07:19 AM
the-bid-sorcerer$50.002/21/2011 10:31:30 AM
highyield$26.102/21/2011 10:29:09 AM
moola-trumpeter$25.002/21/2011 10:56:02 AM
113121$2,432.002/21/2011 10:59:14 AM
DasMula$57.002/17/2011 5:24:01 PM
kulender$100.002/17/2011 5:34:10 PM
suave-dime6$25.002/17/2011 5:47:58 PM
squarebob$25.002/17/2011 6:01:14 PM
HamachiMan$50.002/17/2011 6:24:34 PM
profit-powerplant$25.002/17/2011 6:25:12 PM
jiggaman7$75.002/17/2011 6:28:07 PM
irrelevant$50.002/17/2011 6:33:37 PM
brmar$25.002/17/2011 6:50:19 PM
Kash2010lu$28.002/17/2011 7:26:03 PM
reflective-rupee$300.772/17/2011 8:15:12 PM
rate-hickory$25.002/18/2011 5:56:44 AM
GElender$25.002/18/2011 6:07:10 AM
greencat$50.002/18/2011 7:23:14 AM
loanman2007$75.002/18/2011 11:04:24 AM
hellasow$50.002/18/2011 1:25:39 PM
adir1$25.002/18/2011 1:27:03 PM
upbeat-finance8$25.002/18/2011 3:42:02 PM
musegaze$50.382/19/2011 3:11:13 AM
jga516$25.002/19/2011 5:30:16 AM
p123$25.002/19/2011 12:40:26 PM
GrowTK$25.002/19/2011 5:04:50 PM
magnetic-dedication3$25.002/20/2011 2:50:16 AM
exciting-fairness$200.002/20/2011 8:23:22 AM
ingenious-interest1$50.002/20/2011 9:50:42 AM
fortytwo$50.002/20/2011 5:28:55 PM
agreement-heart8$200.002/20/2011 5:41:30 PM
asiaratt$50.002/21/2011 2:39:18 AM
zone8$50.002/21/2011 6:45:30 AM
momoney2lend$25.002/21/2011 8:40:40 AM
mhotchan$100.002/21/2011 9:18:50 AM
brightest-dignified-penny$25.002/21/2011 10:35:35 AM
Azonic21$25.002/21/2011 10:54:49 AM
113121$25.002/21/2011 10:46:36 AM
79 Investments
 
Borrower Payment Dependent Notes Series 494429
This series of Notes was issued and sold upon the funding of the borrower loan #47335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,365.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $300.54
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 11%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,866Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: purposeful-balance2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate business debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$75.002/17/2011 5:20:28 PM
enthralling-deal180$75.002/17/2011 5:37:17 PM
simplelender80$100.002/17/2011 5:46:27 PM
smurf163$25.002/17/2011 5:53:34 PM
favorite-commerce$100.002/17/2011 5:52:29 PM
treasure-brigade$50.002/17/2011 5:53:11 PM
a-responsible-return$50.002/17/2011 5:57:21 PM
AFairDeal$75.002/17/2011 6:04:17 PM
nybanker85$50.002/17/2011 6:06:26 PM
macjp123$25.002/17/2011 6:26:49 PM
Tradesmanlender$35.002/17/2011 6:38:12 PM
chungfang$25.002/17/2011 7:49:24 PM
Tylerh$100.002/17/2011 10:43:58 PM
eBankInvest$75.002/18/2011 7:23:52 AM
sunrise16$55.002/18/2011 11:58:09 AM
coin-sherpa$25.752/18/2011 12:18:07 PM
ryguy150$25.002/18/2011 2:18:52 PM
upbeat-finance8$50.002/18/2011 3:32:07 PM
thankful-nickel2$25.002/18/2011 4:27:08 PM
otalon$25.002/18/2011 5:38:19 PM
loot-supporter2$25.002/19/2011 2:56:56 AM
fallentimbers$25.002/19/2011 6:30:29 AM
High-flyer$25.002/19/2011 7:46:26 AM
Willylump$25.002/19/2011 9:21:18 AM
YellowJacket$25.002/19/2011 9:48:04 AM
Aaron_Oz$25.002/19/2011 9:57:56 AM
vutah$50.002/17/2011 5:28:10 PM
kulender$100.002/17/2011 5:26:35 PM
benjamins-utopia$50.002/17/2011 5:43:02 PM
BxRealtor$25.002/17/2011 5:49:46 PM
organized-payment6$50.002/17/2011 6:19:56 PM
don8ter$25.002/17/2011 6:23:43 PM
HamachiMan$50.002/17/2011 6:24:37 PM
irrelevant$50.002/17/2011 6:33:04 PM
hawk357$50.002/17/2011 7:50:01 PM
Bank_Of_XL$25.002/18/2011 5:42:37 AM
JustMee$25.002/18/2011 6:23:04 AM
rakem777$25.002/18/2011 8:00:09 AM
economy-tuba7$50.002/18/2011 10:12:32 AM
heavy_ax$25.002/18/2011 12:28:27 PM
triumph329$50.002/18/2011 11:48:12 AM
amit_gu$25.002/18/2011 12:28:07 PM
pja138$100.002/18/2011 7:05:05 PM
reflective-rupee$1,000.772/18/2011 8:28:39 PM
wwwUniversal$25.002/19/2011 3:47:20 AM
market-atlantis$25.002/19/2011 6:18:51 AM
phchristensen$50.002/19/2011 8:21:25 AM
BoughtTheFarm$25.002/19/2011 7:49:21 AM
best-listing-toro$25.002/19/2011 8:53:44 AM
alliancecapital1$25.002/19/2011 8:52:05 AM
zippy-revenue8$25.002/19/2011 9:03:42 AM
pashonu$25.002/19/2011 9:06:20 AM
BlueStreakLearning$25.002/19/2011 9:17:07 AM
melodious-fairness$100.002/19/2011 9:23:19 AM
MrRooster101$25.002/19/2011 9:35:26 AM
55 Investments
 
Borrower Payment Dependent Notes Series 494495
This series of Notes was issued and sold upon the funding of the borrower loan #47399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $312.59
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1997 Debt/Income ratio: 10%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: AceroSBU Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Furniture Purchase
I was going to buy a new set of living room furniture anyway, but when I was pointed to Prosper today by a blog I thought this would be a great way to fund it.

My financial situation:
I am a good candidate for this loan because I have stable, long term, employment and enough savings to pay this off in full.


Monthly net income: $2200
Monthly expenses: $1300
Housing: $540
Insurance: $80
Car expenses: $60
Utilities: $140
Phone, cable, internet: $80
Food, entertainment: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$75.002/17/2011 5:20:32 PM
vutah$300.002/17/2011 5:25:30 PM
kulender$100.002/17/2011 5:27:08 PM
simplelender80$100.002/17/2011 5:46:56 PM
BxRealtor$25.002/17/2011 5:50:05 PM
treasure-brigade$50.002/17/2011 5:53:14 PM
AFairDeal$75.002/17/2011 6:04:38 PM
don8ter$25.002/17/2011 6:23:55 PM
macjp123$25.002/17/2011 6:26:42 PM
Tradesmanlender$35.002/17/2011 6:38:17 PM
_NaLNaBB$375.002/17/2011 8:43:22 PM
balance-force$40.002/17/2011 9:01:34 PM
Tylerh$100.002/17/2011 10:44:14 PM
dsgfl1$100.002/18/2011 5:41:42 AM
interstellar$75.002/18/2011 5:46:56 AM
JustMee$25.002/18/2011 6:18:51 AM
sk10023$25.002/18/2011 7:16:02 AM
Denbo32$1,088.152/18/2011 7:49:36 AM
newest-funds-powerplant$25.002/17/2011 5:27:16 PM
enthralling-deal180$75.002/17/2011 5:37:39 PM
benjamins-utopia$50.002/17/2011 5:43:23 PM
favorite-commerce$50.002/17/2011 5:46:15 PM
friendinmoney$25.002/17/2011 5:50:21 PM
smurf163$25.002/17/2011 5:53:40 PM
Pulchritudinous$25.002/17/2011 5:54:54 PM
a-responsible-return$50.002/17/2011 5:57:52 PM
nybanker85$50.002/17/2011 6:06:29 PM
organized-payment6$50.002/17/2011 6:19:58 PM
HamachiMan$50.002/17/2011 6:24:49 PM
RetirementMoney$25.002/17/2011 6:31:35 PM
irrelevant$50.002/17/2011 6:33:19 PM
credit-guard5$25.002/17/2011 6:49:12 PM
RyanTH9893$25.002/17/2011 6:53:22 PM
Reddy_Capital$25.002/17/2011 9:51:53 PM
auctionator1$50.002/17/2011 8:22:21 PM
miket71$36.852/18/2011 2:54:51 AM
rjrventure$75.002/18/2011 6:03:50 AM
eBankInvest$50.002/18/2011 7:24:24 AM
return-phase9$25.002/18/2011 7:36:07 AM
39 Investments
 
Borrower Payment Dependent Notes Series 494497
This series of Notes was issued and sold upon the funding of the borrower loan #47350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,350.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-20-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $299.20
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1997 Debt/Income ratio: 4%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $858Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wonderful-integrity4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get my side business off the ground
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:04 AM
treasure-brigade$50.002/18/2011 9:21:10 AM
a-responsible-return$50.002/18/2011 9:22:23 AM
AFairDeal$75.002/18/2011 9:24:27 AM
nybanker85$50.002/18/2011 9:25:15 AM
organized-payment6$50.002/18/2011 9:28:38 AM
irrelevant$50.002/18/2011 9:37:14 AM
Tradesmanlender$35.002/18/2011 9:39:04 AM
Tylerh$100.002/18/2011 9:42:01 AM
duty-ninja$50.002/18/2011 9:57:06 AM
economy-tuba7$50.002/18/2011 10:13:07 AM
JustMee$25.002/18/2011 11:21:16 AM
thankful-nickel2$25.002/18/2011 5:11:13 PM
kulender$100.002/19/2011 3:22:55 AM
fallentimbers$25.002/19/2011 6:29:12 AM
reflective-rupee$750.772/19/2011 8:57:34 AM
upbeat-finance8$50.002/19/2011 12:56:53 PM
vutah$50.002/19/2011 3:19:48 PM
dutchschulz24$50.002/19/2011 4:16:27 PM
loanman2007$200.002/19/2011 5:21:04 PM
MadHun$100.002/19/2011 8:59:54 PM
colorfulgardener$25.002/20/2011 3:11:44 PM
circustab$50.002/20/2011 4:14:45 PM
MoneyForNothing$0.232/20/2011 4:37:56 PM
agreement-heart8$100.002/20/2011 4:29:45 PM
Zgruntlove$29.002/20/2011 4:34:56 PM
point-pinnacle$25.002/20/2011 4:15:18 PM
benjamins-utopia$100.002/18/2011 9:16:42 AM
BxRealtor$25.002/18/2011 9:18:53 AM
simplelender80$100.002/18/2011 9:17:34 AM
don8ter$25.002/18/2011 9:30:30 AM
HamachiMan$50.002/18/2011 9:30:56 AM
macjp123$25.002/18/2011 9:34:40 AM
heavy_ax$25.002/18/2011 12:27:43 PM
triumph329$50.002/18/2011 11:42:30 AM
rate-optimizer0$25.002/18/2011 9:43:35 PM
fishcreek$25.002/19/2011 3:05:55 AM
elvisloans$25.002/19/2011 6:21:20 AM
Brisket_Bob$50.002/19/2011 6:36:54 AM
pashonu$25.002/19/2011 9:14:16 AM
the-silver-blaster$50.002/19/2011 11:08:08 AM
competent-p2p$60.002/20/2011 12:36:20 PM
marwadi-62$300.002/20/2011 2:29:58 PM
principal-injector2$50.002/20/2011 3:45:22 PM
agreement-heart8$100.002/20/2011 3:58:39 PM
45 Investments
 
Borrower Payment Dependent Notes Series 494527
This series of Notes was issued and sold upon the funding of the borrower loan #47371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,350.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $201.17
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1999 Debt/Income ratio: 8%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 13Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 41 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,561Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: fantastic-leverage Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Home Repairs
Using this loan for Home Improvements

My financial situation:
Credit history is perfect. No debt other than mortgage. CC bills are paid monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Approved$50.002/18/2011 9:11:09 AM
kenji4861$25.002/18/2011 9:14:57 AM
nimble-money0$25.002/18/2011 9:23:24 AM
Tradesmanlender$50.002/18/2011 9:26:06 AM
don8ter$25.002/18/2011 9:26:30 AM
CBO-Enterprise$50.002/18/2011 9:27:05 AM
jenkris$25.002/18/2011 9:27:21 AM
meux99$25.002/18/2011 9:27:35 AM
KWarrior$50.002/18/2011 9:28:27 AM
youqianderen$50.002/18/2011 9:27:54 AM
choss02$50.002/18/2011 9:35:48 AM
docdekay$100.002/18/2011 9:36:13 AM
BidDaddyBigBucks$25.002/18/2011 9:38:40 AM
community-pipeline$25.002/18/2011 9:36:34 AM
Tylerh$100.002/18/2011 9:41:04 AM
reflective-rupee$1,000.772/18/2011 8:30:31 PM
neighborly-hope6$50.002/19/2011 1:39:16 AM
HealthAndSafety$100.002/18/2011 11:28:51 PM
cashhelp$60.002/19/2011 12:19:55 AM
loot-supporter2$25.002/19/2011 3:12:55 AM
kyomoon$50.002/18/2011 9:15:24 AM
a-responsible-return$50.002/18/2011 9:22:26 AM
blot44$25.002/18/2011 9:25:30 AM
organized-payment6$25.002/18/2011 9:25:42 AM
DukSerduk$25.002/18/2011 9:26:47 AM
benjamins-utopia$100.002/18/2011 9:28:10 AM
scrappy-bonus2$25.002/18/2011 9:29:28 AM
sk10023$25.002/18/2011 9:35:18 AM
the-upbeat-p2p$50.002/18/2011 9:35:41 AM
orindalender$50.002/18/2011 9:44:56 AM
greenback-guard$25.002/19/2011 4:16:12 AM
31 Investments
 
Borrower Payment Dependent Notes Series 494529
This series of Notes was issued and sold upon the funding of the borrower loan #47398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1994 Debt/Income ratio: 10%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:1y 10m
Amount delinquent: $117 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $1,038Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: top-peaceful-compassion Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan request medical and other
Purpose of loan: Personal
This loan will be used to... Pay off remaining bills from late wife's illness, pay off cards

My financial situation: Good, getting better.
I am a good candidate for this loan because... Have a solid, reliable job as newspaper publisher/editor, in line for raises in near future, am honest.


Monthly net income: $3750
Monthly expenses: $1324.50
Housing: $900
Insurance: $62.50
Car expenses: $20
Utilities: $65
Phone, cable, internet: $82
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $135
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:05:23 PM
profit-powerplant$25.002/18/2011 5:09:21 PM
genius520$100.002/18/2011 5:09:34 PM
HamachiMan$50.002/18/2011 5:08:45 PM
brmar$25.002/18/2011 5:10:43 PM
foxtrot12$100.002/18/2011 5:12:46 PM
2grindstones$25.002/18/2011 10:01:40 PM
ERJ$50.002/18/2011 7:47:07 PM
a-finance-nirvana$25.002/19/2011 3:59:00 AM
agreement-heart8$200.002/20/2011 5:22:11 PM
zone8$50.002/21/2011 6:45:43 AM
momoney2lend$25.002/21/2011 8:41:02 AM
frogperson$250.002/21/2011 9:01:54 AM
Pitufo$25.002/21/2011 11:50:38 AM
gain-gourd$75.002/21/2011 11:44:15 AM
sappy02$25.002/21/2011 12:52:02 PM
finance-mushroom$100.002/21/2011 1:19:57 PM
jigsaw$50.002/21/2011 1:33:01 PM
thefork$50.002/21/2011 4:10:49 PM
kulender$100.002/21/2011 5:15:14 PM
thankful-nickel2$25.002/21/2011 8:03:53 PM
barefootpaul$35.002/21/2011 8:10:03 PM
houli123$25.002/22/2011 8:20:32 AM
J-Rott$25.002/22/2011 8:23:46 AM
gelidfrank$25.002/22/2011 12:47:01 PM
GeorgiaCredit$50.002/22/2011 12:55:40 PM
ingenious-deal6$25.002/22/2011 1:25:39 PM
authoritative-capital$25.002/22/2011 2:09:12 PM
competent-p2p$40.002/22/2011 3:35:29 PM
incbx$50.002/22/2011 5:07:13 PM
wrighco$25.002/22/2011 6:06:15 PM
liberty-destiny3$25.002/22/2011 5:32:45 PM
payment-silo$25.002/22/2011 7:59:26 PM
income-sage9$25.002/22/2011 8:19:34 PM
NoMoreDebt4Me$25.002/23/2011 1:56:44 AM
interstellar$51.002/23/2011 5:48:50 AM
SDNLR$25.002/23/2011 1:58:19 AM
SecondChanceLendingSERV$25.002/23/2011 6:51:58 AM
FeedTheMachine$50.002/23/2011 2:29:10 AM
money-bauble$27.602/23/2011 2:43:39 AM
contract-student2$50.002/23/2011 5:43:48 AM
sensible-order2$100.002/23/2011 9:00:27 AM
authoritative-platinum7$25.002/23/2011 9:04:48 AM
yield-aurora4$100.002/23/2011 9:04:54 AM
symbiosis$50.002/23/2011 9:05:11 AM
cash-reaction2$50.002/23/2011 9:05:24 AM
kendallv$25.002/23/2011 9:06:30 AM
transparency-burger$25.002/23/2011 9:07:07 AM
nvest4u$35.002/23/2011 9:15:51 AM
pious-gold$25.002/23/2011 9:16:07 AM
Yotaman$50.002/23/2011 9:16:28 AM
special-peso$50.002/23/2011 8:20:51 AM
RMB-Investments$50.002/23/2011 8:59:44 AM
choss02$50.002/23/2011 9:20:07 AM
BooRadley$25.002/23/2011 8:59:46 AM
bessbird$50.002/23/2011 8:59:51 AM
worker943$50.002/23/2011 9:39:44 AM
rockstar78$25.002/23/2011 9:04:56 AM
Digs$25.002/23/2011 9:41:27 AM
commerce-web5$25.002/23/2011 9:04:53 AM
Investoman$50.002/23/2011 9:05:21 AM
skuba$25.002/23/2011 9:15:59 AM
Soxxes$25.002/23/2011 9:15:53 AM
miggy5$25.002/23/2011 9:15:57 AM
copper$50.002/23/2011 9:16:24 AM
macbeck22$25.002/23/2011 9:16:48 AM
asset-professor$50.002/23/2011 9:17:25 AM
gain-equator$25.002/23/2011 9:20:03 AM
gizzywump$50.002/23/2011 11:11:07 AM
LR_Biker$50.002/23/2011 12:18:25 PM
Tikibarman$25.002/23/2011 12:18:51 PM
the-bid-sorcerer$48.472/23/2011 12:18:57 PM
WBB21$50.002/23/2011 12:19:33 PM
Trevor_C$25.002/23/2011 9:42:36 AM
sentimental-commerce1$52.762/23/2011 10:40:26 AM
ethicalhumanist$25.002/23/2011 11:33:57 AM
vibraphone3$50.002/23/2011 12:18:30 PM
MrBailey$25.552/23/2011 12:18:38 PM
TW2000$25.002/23/2011 12:19:37 PM
GrowTK$25.002/23/2011 12:18:28 PM
fortytwo$50.002/23/2011 12:18:40 PM
unclejaef$25.002/23/2011 12:19:07 PM
suave-dime6$25.002/18/2011 5:06:21 PM
jiggaman7$50.002/18/2011 5:10:00 PM
irrelevant$50.002/18/2011 5:10:21 PM
Tylerh$100.002/18/2011 5:11:50 PM
Jack55304$277.042/18/2011 5:09:49 PM
Bob450$30.002/19/2011 3:27:46 AM
jga516$25.002/19/2011 5:29:56 AM
reflective-rupee$250.772/19/2011 8:14:14 PM
ingenious-interest1$50.002/20/2011 9:50:54 AM
the-silver-blaster$50.002/21/2011 1:12:32 AM
asiaratt$50.002/21/2011 2:39:31 AM
studious-peso$25.002/21/2011 5:52:25 AM
best-point-flow$75.002/21/2011 6:54:54 AM
point-kitten6$50.002/21/2011 8:49:55 AM
amlu1988$25.002/21/2011 9:38:29 AM
orderly-leverage$100.002/21/2011 10:08:06 AM
green-thoughtful-yield$50.002/21/2011 12:22:22 PM
inspiring-reward$150.002/21/2011 12:53:37 PM
j-lender$50.002/21/2011 1:06:30 PM
CA-Lender$25.002/21/2011 1:07:52 PM
Fenix878$25.002/21/2011 2:10:33 PM
moola-escalator$25.002/21/2011 2:20:11 PM
principal-trombone$50.002/21/2011 3:14:26 PM
ddog0224$50.002/21/2011 3:25:27 PM
GElender$25.002/21/2011 4:55:33 PM
supersarah61$25.002/21/2011 7:34:53 PM
economy-synapse$25.002/21/2011 10:49:30 PM
truth-eclair$25.002/21/2011 10:14:03 PM
sweetlan$25.002/22/2011 6:10:04 AM
radforj22$25.002/22/2011 12:45:22 PM
helping-out$35.002/22/2011 12:29:38 PM
mtquan$25.002/22/2011 1:15:34 PM
thestartuplender$50.002/22/2011 3:29:21 PM
musegaze$100.002/22/2011 5:28:50 PM
umfan123$25.002/22/2011 5:29:01 PM
hope-hickory$25.002/22/2011 6:39:02 PM
miked8303$25.002/22/2011 5:32:42 PM
Kaj$50.002/22/2011 5:53:57 PM
courteous-kindness1$50.002/22/2011 9:14:45 PM
easybreezy$25.002/22/2011 7:49:34 PM
payment-gusto$25.002/23/2011 2:26:12 AM
the-profit-oracle$25.002/23/2011 2:32:41 AM
missing-link$25.002/23/2011 2:43:55 AM
papaloha$25.002/23/2011 1:42:09 AM
social-conductor4$25.002/23/2011 5:00:36 AM
realtormoises$25.002/23/2011 5:53:30 AM
worth-arch$25.002/23/2011 2:33:04 AM
handshake5$56.622/23/2011 2:41:30 AM
tech310$50.002/23/2011 2:10:06 AM
Pu239$60.002/23/2011 8:50:16 AM
GCInvestments$25.002/23/2011 8:59:42 AM
affluence-tycoon$50.002/23/2011 7:08:59 AM
important-openness1$50.002/23/2011 9:04:50 AM
JJ9876$25.002/23/2011 9:05:08 AM
Speculator$25.002/23/2011 9:05:18 AM
T-Bizzone$50.002/23/2011 8:22:09 AM
selfmademan$25.002/23/2011 9:16:26 AM
iolaire$25.002/23/2011 8:59:19 AM
rogue_monster$25.002/23/2011 8:59:49 AM
cropdust3r$25.002/23/2011 9:05:04 AM
hitsman$50.002/23/2011 9:05:40 AM
benjamins-utopia$50.002/23/2011 9:04:51 AM
hopeful-deal7$50.002/23/2011 9:05:15 AM
finance-prescription$50.002/23/2011 9:05:28 AM
network2$50.002/23/2011 9:15:45 AM
runner262$25.002/23/2011 9:16:41 AM
bdkjr$25.002/23/2011 9:17:30 AM
gristle$25.002/23/2011 9:15:49 AM
GracieLuLu04$25.002/23/2011 9:17:24 AM
allenerb$50.002/23/2011 9:17:29 AM
jhernand17$25.002/23/2011 9:20:09 AM
the-discrete-income$50.002/23/2011 12:18:18 PM
bid-czar8$25.002/23/2011 12:18:45 PM
Preferred-Lender$25.002/23/2011 12:18:54 PM
moola-trumpeter$25.002/23/2011 12:18:58 PM
economy-producer$25.002/23/2011 12:19:17 PM
american-investor$25.002/23/2011 9:41:46 AM
triumphant-community$25.002/23/2011 11:47:29 AM
p123$25.002/23/2011 12:18:23 PM
dckpolo$25.002/23/2011 12:18:35 PM
108lender$100.002/23/2011 12:19:13 PM
gala279$50.002/23/2011 12:18:49 PM
nerdfactor$45.002/23/2011 12:19:40 PM
165 Investments
 
Borrower Payment Dependent Notes Series 494543
This series of Notes was issued and sold upon the funding of the borrower loan #47358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1998 Debt/Income ratio: 15%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,516Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: logical-principal4 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
99RS Roll Cage Fund!
Purpose of loan:
This loan will be used to put a roll cage in my 99 RS Subaru rally car. Yes I am dead serious. I'm building a rally car and these funds will be used for that.

My financial situation:
I am a good candidate for this loan because I have a very stable job, can find work easily as a software developer and have a very nice dividend stock portfolio as well as multiple CDs which expire later this year.

FWF
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
value-microscope$25.242/17/2011 5:15:35 PM
nimble-money0$25.002/17/2011 6:01:42 PM
Pulchritudinous$25.002/17/2011 6:06:57 PM
blot44$25.002/17/2011 6:08:00 PM
organized-payment6$25.002/17/2011 6:09:01 PM
jenkris$25.002/17/2011 6:14:05 PM
meux99$25.002/17/2011 6:14:40 PM
benjamins-utopia$100.002/17/2011 6:17:37 PM
sk10023$25.002/17/2011 6:28:51 PM
benefit-judo5$50.002/17/2011 6:36:49 PM
BidDaddyBigBucks$25.002/17/2011 6:37:27 PM
Reddy_Capital$25.002/17/2011 9:44:14 PM
Tylerh$100.002/17/2011 10:40:52 PM
bds9646$26.002/18/2011 2:40:27 AM
orindalender$50.002/18/2011 6:50:54 AM
hitsman$50.002/19/2011 12:34:06 PM
Dollars4Rent$50.002/19/2011 12:35:34 PM
foldingbenny2$59.002/19/2011 1:28:00 PM
E_G$50.002/20/2011 5:24:10 PM
cebgop$25.002/21/2011 1:04:49 AM
ogmanny$50.002/21/2011 1:29:53 AM
asset-bada-bing$25.002/21/2011 6:43:51 AM
radforj22$50.002/21/2011 7:10:12 AM
2brotherslending$91.522/21/2011 8:50:11 AM
QuidProQuo4u$22.612/21/2011 1:21:42 PM
kenji4861$25.002/17/2011 5:40:59 PM
kyomoon$50.002/17/2011 5:37:50 PM
a-responsible-return$50.002/17/2011 5:57:56 PM
compoundinterest$50.002/17/2011 6:10:50 PM
DukSerduk$25.002/17/2011 6:12:22 PM
Tradesmanlender$50.002/17/2011 6:09:59 PM
don8ter$25.002/17/2011 6:11:24 PM
CBO-Enterprise$50.002/17/2011 6:13:06 PM
youqianderen$50.002/17/2011 6:16:00 PM
KWarrior$50.002/17/2011 6:19:34 PM
axl163$25.002/17/2011 6:20:09 PM
docdekay$100.002/17/2011 6:31:29 PM
choss02$50.002/17/2011 6:30:42 PM
the-upbeat-p2p$50.002/17/2011 6:29:35 PM
community-pipeline$25.002/17/2011 6:32:03 PM
JGB$49.862/18/2011 2:52:40 AM
truth-image$50.002/18/2011 10:11:14 AM
reflective-rupee$1,000.772/18/2011 8:33:42 PM
neighborly-hope6$50.002/19/2011 1:39:24 AM
floridahelper$50.002/19/2011 5:35:15 AM
camaraderi-atmosphere$100.002/19/2011 12:34:14 PM
majestic-dedication$50.002/19/2011 5:04:36 PM
Goodlender42$25.002/20/2011 9:50:13 AM
ac787$25.002/20/2011 1:22:03 PM
marwadi-62$100.002/20/2011 2:38:28 PM
hopeful-truth5$50.002/20/2011 5:01:54 PM
debt-legend$25.002/20/2011 9:01:56 PM
tenacious-compassion9$25.002/21/2011 8:06:12 AM
alwayson$25.002/21/2011 8:13:28 AM
loot-squirrel6$25.002/21/2011 9:53:35 AM
competent-p2p$50.002/21/2011 10:40:02 AM
fund-tom-tom6$50.002/21/2011 12:17:59 PM
sharpey$25.002/21/2011 12:40:58 PM
58 Investments
 
Borrower Payment Dependent Notes Series 494575
This series of Notes was issued and sold upon the funding of the borrower loan #47378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,450.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $300.43
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-2001 Debt/Income ratio: 5%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 5 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,170Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: funds-dynamo Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Joined due to Prosper's Birthday bonus. I'll be using the money earned to help offset possible future losses after I start lending through this site.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:24 AM
BxRealtor$25.002/18/2011 9:19:20 AM
a-responsible-return$50.002/18/2011 9:22:43 AM
benjamins-utopia$50.002/18/2011 9:20:27 AM
dime-smasher5$25.002/18/2011 9:25:10 AM
scrappy-bonus2$25.002/18/2011 9:29:34 AM
amit_gu$50.002/18/2011 12:21:34 PM
vutah$25.002/18/2011 9:03:13 PM
Reddy_Capital$25.002/18/2011 9:06:37 PM
Brisket_Bob$75.002/19/2011 6:23:45 AM
vine99$42.152/19/2011 10:54:24 AM
ac787$25.002/19/2011 1:27:22 PM
TigerForce$53.262/19/2011 1:34:59 PM
Aaron_Oz$25.002/19/2011 8:03:56 PM
MadHun$100.002/19/2011 9:00:01 PM
Engineer44$25.002/20/2011 11:10:36 PM
radforj22$25.002/21/2011 1:21:20 AM
statenisland51$25.002/21/2011 5:19:17 AM
simplelender80$100.002/18/2011 9:18:04 AM
AFairDeal$75.002/18/2011 9:24:34 AM
organized-payment6$50.002/18/2011 9:23:44 AM
Tradesmanlender$50.002/18/2011 9:26:13 AM
HamachiMan$50.002/18/2011 9:31:25 AM
macjp123$25.002/18/2011 9:34:28 AM
Tylerh$100.002/18/2011 9:42:32 AM
cashhelp$60.002/19/2011 12:19:59 AM
Dan4703$25.002/19/2011 9:44:04 AM
don8ter$25.002/19/2011 12:39:44 PM
reflective-rupee$1,200.772/19/2011 8:02:07 PM
marwadi-62$95.002/20/2011 2:30:46 PM
moneysong$600.002/20/2011 3:04:28 PM
principal-injector2$50.002/20/2011 3:45:32 PM
unrelenting-auction7$25.002/20/2011 6:24:30 PM
diligent-kindness9$25.002/20/2011 7:09:11 PM
balance-force$30.002/20/2011 10:08:14 PM
RyanJY$25.002/20/2011 11:23:06 PM
B-rad_the_Coug$25.002/21/2011 1:44:00 AM
q4golf$25.002/21/2011 4:54:57 AM
calimanusa$25.002/21/2011 3:42:56 AM
stupiddayjob$18.822/21/2011 5:25:13 AM
40 Investments
 
Borrower Payment Dependent Notes Series 494603
This series of Notes was issued and sold upon the funding of the borrower loan #47368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2005 Debt/Income ratio: 3%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,848Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: jrock12 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase computer software&hardware
Purpose of loan:
This loan will be used to purchase computer software and hardware necessary for my new consulting gig

My financial situation:
I am a good candidate for this loan because I have steady $150k annual income (reported on my W-2) and extra $40-50k annually from my consulting gigs. I have no debt and low monthly payments on my mortgage (~$900 monthly).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:03 AM
kyomoon$50.002/18/2011 9:15:35 AM
nimble-money0$25.002/18/2011 9:23:26 AM
blot44$25.002/18/2011 9:25:34 AM
organized-payment6$25.002/18/2011 9:25:49 AM
jenkris$25.002/18/2011 9:27:25 AM
DukSerduk$25.002/18/2011 9:26:53 AM
meux99$25.002/18/2011 9:27:42 AM
benjamins-utopia$100.002/18/2011 9:28:16 AM
scrappy-bonus2$25.002/18/2011 9:29:47 AM
sk10023$25.002/18/2011 9:35:23 AM
community-pipeline$25.002/18/2011 9:36:41 AM
orindalender$50.002/18/2011 9:45:04 AM
cashhelp$60.002/19/2011 9:22:25 AM
ritchie70$25.002/20/2011 9:47:42 AM
ac787$25.002/20/2011 1:23:58 PM
E_G$50.002/20/2011 5:23:56 PM
hopeful-truth5$50.002/20/2011 5:17:34 PM
hookUup$50.002/20/2011 6:31:06 PM
Jakono$25.002/20/2011 7:04:07 PM
tenacious-compassion9$25.002/21/2011 8:06:24 AM
RetirementMoney$25.002/21/2011 9:39:09 AM
Srijaya$25.002/21/2011 10:00:29 AM
competent-p2p$50.002/21/2011 10:40:11 AM
MontyTheMusicMan$25.002/21/2011 11:44:42 AM
compoundinterest$50.002/21/2011 12:25:05 PM
NighthawkFoo$300.002/21/2011 1:21:23 PM
QuidProQuo4u$25.002/21/2011 1:26:26 PM
preyj$25.002/21/2011 2:37:17 PM
best-ingenious-funds$25.002/21/2011 3:59:50 PM
revenue-appraiser$25.002/21/2011 4:28:02 PM
robust-marketplace2$25.002/21/2011 4:39:01 PM
p2ploan-sensation211$25.002/21/2011 5:37:00 PM
ValyaLibra01$39.232/21/2011 5:55:33 PM
a-responsible-return$50.002/18/2011 9:22:52 AM
Tradesmanlender$50.002/18/2011 9:26:19 AM
don8ter$25.002/18/2011 9:26:34 AM
CBO-Enterprise$50.002/18/2011 9:27:11 AM
youqianderen$50.002/18/2011 9:27:59 AM
KWarrior$50.002/18/2011 9:28:31 AM
docdekay$100.002/18/2011 9:36:18 AM
BidDaddyBigBucks$25.002/18/2011 9:38:47 AM
choss02$50.002/18/2011 9:35:55 AM
Tylerh$100.002/18/2011 9:41:27 AM
amit_gu$25.002/18/2011 7:34:53 PM
neighborly-hope6$50.002/19/2011 1:39:07 AM
jga516$25.002/19/2011 5:30:34 AM
engaging-worth$25.002/19/2011 11:30:33 AM
majestic-dedication$50.002/19/2011 5:04:28 PM
BoughtTheFarm$25.002/19/2011 7:59:18 PM
reflective-rupee$1,000.772/19/2011 7:55:22 PM
BobRand$50.002/20/2011 7:16:34 AM
Goodlender42$25.002/20/2011 9:50:22 AM
marwadi-62$100.002/20/2011 2:39:52 PM
cebgop$25.002/21/2011 1:05:04 AM
paperbuyers$25.002/21/2011 8:51:35 AM
marketplace-spark$25.002/21/2011 12:06:54 PM
Preteur$25.002/21/2011 4:21:12 PM
p2ploan-sensation211$50.002/21/2011 4:47:46 PM
59 Investments
 
Borrower Payment Dependent Notes Series 494619
This series of Notes was issued and sold upon the funding of the borrower loan #47342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1981 Debt/Income ratio: 73%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,201Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: autonomous-integrity036 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
kcirsivad
Purpose of loan:
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because...my wife and i have good jobs, she is a teacher and i am a forklift opp. but i had to have knee surgery and have been off work for awile. but i am going back to work next week.we have kept our bills current, but would like to get ahead and payoff some debt.


Monthly net income: $5000
Monthly expenses: $
Housing: $950
Insurance: $180
Car expenses: $1000
Utilities: 200
Phone, cable, internet: $170
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$300.002/18/2011 9:10:30 AM
2grindstones$25.002/18/2011 9:37:40 AM
rockstar78$25.002/18/2011 9:38:29 AM
irrelevant$25.002/18/2011 9:37:48 AM
reflective-rupee$350.772/18/2011 3:46:33 PM
rysil$50.002/18/2011 4:49:50 PM
eboomer2611$25.002/19/2011 6:12:10 AM
Haribelle$25.002/19/2011 5:36:20 PM
emance$39.882/20/2011 11:17:41 AM
loanman2007$50.002/20/2011 12:29:30 PM
shrewd-income$25.002/20/2011 4:45:41 PM
wise-benjamins-fortress$25.002/21/2011 6:25:00 AM
bluehen00$33.462/21/2011 6:42:10 AM
helpful-credit156$30.002/21/2011 6:52:06 AM
paperbuyers$25.002/21/2011 8:59:04 AM
Socal$100.002/21/2011 8:54:56 AM
bluebouyz$25.002/21/2011 9:37:08 AM
orderly-leverage$100.002/21/2011 10:10:07 AM
gelt4u$25.002/21/2011 11:36:24 AM
social-investor5$25.002/21/2011 11:09:14 AM
daekpon$30.002/21/2011 12:04:21 PM
inspiring-reward$100.002/21/2011 12:55:35 PM
B2152$25.002/21/2011 1:28:21 PM
QuidProQuo4u$25.002/21/2011 2:29:33 PM
open-minded-fund9$100.002/21/2011 3:06:31 PM
truelumen$25.002/21/2011 4:38:26 PM
Pakse$25.002/21/2011 5:01:21 PM
icon7$35.002/21/2011 5:07:35 PM
MilitaryLending$25.002/21/2011 5:49:21 PM
MyWhitsEnd$25.002/21/2011 6:01:19 PM
skillful-asset5$25.002/21/2011 7:06:37 PM
goodhearted-finance2$25.002/21/2011 7:35:48 PM
barefootpaul$35.002/21/2011 8:09:20 PM
gallant-economy9$190.842/21/2011 9:36:57 PM
admirable-basis1$25.002/18/2011 10:13:57 AM
SFBank$200.002/18/2011 7:10:43 PM
IIP77$25.002/18/2011 7:39:10 PM
MONEYMATCH$25.002/19/2011 5:19:01 AM
power-grid134$25.002/19/2011 3:51:40 PM
agreement-heart8$300.002/20/2011 5:17:04 PM
proud-pound4$350.002/20/2011 8:30:38 PM
JamesDewsbury$25.002/21/2011 7:06:08 AM
impala6464$75.002/21/2011 10:15:55 AM
investment-happiness$100.002/21/2011 12:16:50 PM
green-thoughtful-yield$100.002/21/2011 12:24:18 PM
CA-Lender$25.002/21/2011 1:09:55 PM
majestic-currency3$25.002/21/2011 2:26:48 PM
well-mannered-income3$30.002/21/2011 2:21:44 PM
rupee_power$25.052/21/2011 5:40:46 PM
droopie1$25.002/21/2011 5:16:01 PM
kwan$25.002/21/2011 5:20:47 PM
versatile-return3$25.002/21/2011 7:12:22 PM
thankful-nickel2$25.002/21/2011 7:14:36 PM
peso-bonaza$25.002/21/2011 8:14:57 PM
54 Investments
 
Borrower Payment Dependent Notes Series 494627
This series of Notes was issued and sold upon the funding of the borrower loan #47386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $228.13
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1997 Debt/Income ratio: 11%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,222Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: ChefBennyV Borrower's state: Washington Borrower's group: Harvard University Alumni &amp; Students
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 800-819 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
820-839 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a credit card balance. The balance carries a 7.90% variable APR, and I would like to lock in a lower rate.

My financial situation:
I am a good candidate for this loan because...

1. I have never had a late payment
2. I have already successfully repaid one Prosper loan
3. I earn a good salary of over $100,000 that is often supplemented by bonuses (up to 15% of annual salary) and some side jobs/consulting gigs that bring in an extra 10%.
4. My wife is also employed, and as a teacher with several years of seniority she has extremely stable employment.
5. Even through a rocky job market, I managed to stay employed the whole time and even found ways to increase my income each year.
Information in the Description is not verified.
Friends And Family Investments
five-star-note has invested a total of $200.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kenji4861$25.002/18/2011 9:15:04 AM
kyomoon$50.002/18/2011 9:15:39 AM
blot44$25.002/18/2011 9:23:19 AM
organized-payment6$25.002/18/2011 9:25:50 AM
DukSerduk$25.002/18/2011 9:26:54 AM
jenkris$25.002/18/2011 9:27:26 AM
don8ter$25.002/18/2011 9:26:34 AM
CBO-Enterprise$50.002/18/2011 9:27:12 AM
benjamins-utopia$100.002/18/2011 9:28:17 AM
meux99$25.002/18/2011 9:27:44 AM
choss02$50.002/18/2011 9:35:57 AM
community-pipeline$25.002/18/2011 9:36:42 AM
BidDaddyBigBucks$25.002/18/2011 9:38:48 AM
orindalender$50.002/18/2011 9:45:05 AM
sweety075$25.002/18/2011 10:00:38 AM
economy-tuba7$150.002/18/2011 10:18:41 AM
versatile-commerce$25.002/18/2011 11:26:49 AM
Milonguero$100.002/18/2011 12:36:04 PM
JGuide$26.882/18/2011 11:56:13 AM
nimble-money0$25.002/18/2011 9:20:25 AM
Pulchritudinous$25.002/18/2011 9:25:23 AM
youqianderen$50.002/18/2011 9:28:01 AM
KWarrior$50.002/18/2011 9:28:33 AM
docdekay$100.002/18/2011 9:36:19 AM
sk10023$25.002/18/2011 9:35:24 AM
five-star-note$200.002/18/2011 9:41:32 AM
Tylerh$100.002/18/2011 9:41:29 AM
Aberdeen$6,000.002/18/2011 11:16:00 AM
axl163$25.002/18/2011 10:18:13 AM
bondhedger$25.002/18/2011 11:25:16 AM
Ardy123$23.122/18/2011 1:18:06 PM
31 Investments
 
Borrower Payment Dependent Notes Series 494639
This series of Notes was issued and sold upon the funding of the borrower loan #47324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $312.59
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2003 Debt/Income ratio: 3%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: gold-turbine4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adding new furnishings in my home.
Purpose of loan: To get new furniture and possibly a new TV (now that the prices are falling).

My financial situation: Very good...am setting aside the repayment right from day 1.
I am a good candidate for this loan because...
I see this as a better option rather than to use my Credit Card. I can control the amount to be borrowed and set aside the monthly repayment to be deducted automatically from my account. I'm lil frugal in spending so take good care of my expenses and plan for a good savings from my income. Would like to continue and build on it, rather than remove $3500 from the kitty and pay it upfront. Hence, my keen interest in this arrangement for a loan.


Monthly net income: $ 7000
Monthly expenses: $ 3200
Housing: $ 1600
Insurance: $
Car expenses: $ 250
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 400
Credit cards and other loans: $
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
RetirementMoney$25.002/18/2011 9:10:03 AM
enthralling-deal180$75.002/18/2011 9:14:33 AM
BxRealtor$25.002/18/2011 9:19:31 AM
a-responsible-return$50.002/18/2011 9:22:54 AM
AFairDeal$75.002/18/2011 9:24:44 AM
nybanker85$50.002/18/2011 9:25:18 AM
organized-payment6$50.002/18/2011 9:28:43 AM
HamachiMan$50.002/18/2011 9:31:51 AM
macjp123$25.002/18/2011 9:34:21 AM
Tradesmanlender$35.002/18/2011 9:39:21 AM
competent-p2p$100.002/18/2011 10:55:01 AM
JustMee$25.002/18/2011 11:07:25 AM
newest-funds-powerplant$50.002/18/2011 12:31:54 PM
heavy_ax$25.002/18/2011 12:27:38 PM
tender-ore$30.002/18/2011 1:35:55 PM
Scotcha$50.002/18/2011 3:06:02 PM
Hartfelt$30.002/18/2011 8:20:23 PM
loot-supporter2$39.132/19/2011 3:29:42 AM
reflective-rupee$1,000.772/19/2011 8:58:41 AM
sensible-fund$50.002/19/2011 9:48:02 AM
p2ploan-sensation211$50.002/19/2011 11:47:04 AM
market-pudding$25.002/19/2011 12:29:09 PM
buffalobills$25.002/19/2011 3:03:24 PM
Christophe$25.002/19/2011 2:28:00 PM
vutah$50.002/19/2011 3:18:16 PM
auctionator1$57.992/19/2011 5:59:59 PM
vigilance-searcher$25.002/19/2011 6:02:10 PM
simplelender80$100.002/18/2011 9:18:18 AM
benjamins-utopia$50.002/18/2011 9:20:45 AM
treasure-brigade$50.002/18/2011 9:21:20 AM
Pulchritudinous$25.002/18/2011 9:21:34 AM
Tylerh$100.002/18/2011 9:42:55 AM
PRGuyinVA$50.002/18/2011 3:19:24 PM
bazaar-winner$25.002/18/2011 4:29:53 PM
thankful-nickel2$25.002/18/2011 4:56:48 PM
upperdeck$25.002/18/2011 9:08:42 PM
friendinmoney$25.002/19/2011 8:23:22 AM
favorite-commerce$100.002/19/2011 9:42:54 AM
carrinel$37.002/19/2011 9:47:24 AM
FundMaker$25.002/19/2011 10:22:26 AM
the-silver-blaster$50.002/19/2011 11:08:19 AM
bhaus5$25.002/19/2011 11:08:47 AM
RyanTH9893$25.002/19/2011 12:05:55 PM
kushka$25.002/19/2011 12:15:42 PM
ac787$25.002/19/2011 1:13:09 PM
Kyileo$25.002/19/2011 1:23:06 PM
noble-marketplace$30.002/19/2011 1:23:30 PM
peso-tiramisu$25.002/19/2011 1:58:16 PM
Astyanax$50.002/19/2011 2:22:57 PM
loanman2007$200.002/19/2011 5:18:33 PM
upbeat-finance8$50.002/19/2011 6:29:10 PM
Islandgal$53.322/19/2011 8:40:32 PM
Kyne$161.792/19/2011 8:45:11 PM
53 Investments
 
Borrower Payment Dependent Notes Series 494643
This series of Notes was issued and sold upon the funding of the borrower loan #47319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-22-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $313.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2006 Debt/Income ratio: 17%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 4 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,040Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: 9Cents Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Fund My Small Ebay Business!
Purpose of loan:
This loan will be used to help fund my ebay business. My ebay name is "that-price-is-nice" I started selling random items on ebay about four months ago and have had great success. I want to expand my business, which means I need funding to buy more products.

My financial situation:
I am a good candidate for this loan because I am responsible and have a steady job. I have never been late on a payment of any kind, and I promise to pay back this loan entirely. If you have any questions, please send them my way. Below is a list of my monthly expenses. Thanks for your time, trust, and consideration.

Rent: $300 (I still live at home)
Cellphone: $40
Food: $450
Transportation: $100
Total: $890
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:35 AM
BxRealtor$25.002/18/2011 9:19:33 AM
AFairDeal$75.002/18/2011 9:24:45 AM
organized-payment6$50.002/18/2011 9:23:53 AM
macjp123$25.002/18/2011 9:34:17 AM
runner262$25.002/18/2011 10:10:17 AM
PRGuyinVA$50.002/18/2011 3:19:23 PM
thankful-nickel2$25.002/18/2011 4:55:44 PM
reflective-rupee$100.772/19/2011 7:51:14 PM
principal-injector2$50.002/20/2011 3:45:43 PM
fillholdingsllc$25.002/21/2011 5:11:23 AM
Denbo32$250.002/21/2011 6:06:52 AM
competent-p2p$75.002/21/2011 6:47:26 AM
FundMaker$25.002/21/2011 9:12:56 AM
Azonic21$25.002/21/2011 10:55:02 AM
jbaum$40.002/21/2011 12:21:24 PM
etherichands$25.002/21/2011 2:45:49 PM
colorfulgardener$25.002/21/2011 3:02:59 PM
first-serene-credit$25.002/21/2011 3:08:45 PM
Denbo32$100.002/21/2011 4:15:30 PM
EasternLender$45.002/21/2011 6:45:34 PM
meenan$50.002/21/2011 7:25:01 PM
innocent-deal$50.002/21/2011 6:19:51 PM
GiftViftdotcom$75.002/21/2011 7:51:41 PM
balance-force$40.002/21/2011 11:04:45 PM
dime-vista2$25.002/21/2011 10:13:47 PM
wealth-kangaroo8$50.002/22/2011 7:46:13 AM
yurison$25.002/22/2011 5:26:45 AM
TikPmp1$25.002/22/2011 12:11:08 PM
Max20$25.002/22/2011 9:56:13 AM
cash-backer8$25.002/22/2011 12:07:11 PM
JJ9876$25.002/22/2011 12:09:41 PM
Heater36$25.002/22/2011 12:52:47 PM
reflective-rupee$150.772/22/2011 1:10:34 PM
hopeful-truth5$77.252/22/2011 4:33:11 PM
don8ter$25.002/22/2011 1:55:45 PM
rebellender$25.002/22/2011 1:56:30 PM
MassBile$49.212/22/2011 3:19:03 PM
cashhelp$30.002/22/2011 3:48:51 PM
EJF$50.002/22/2011 3:52:20 PM
simplelender80$100.002/18/2011 9:18:21 AM
benjamins-utopia$50.002/18/2011 9:20:48 AM
a-responsible-return$50.002/18/2011 9:22:58 AM
omnius$50.002/18/2011 9:23:30 AM
HamachiMan$50.002/18/2011 9:31:54 AM
Tradesmanlender$35.002/18/2011 9:39:24 AM
Tylerh$100.002/18/2011 9:43:01 AM
otalon$25.002/18/2011 5:37:41 PM
upperdeck$25.002/19/2011 10:10:27 AM
RJ-Pilot$50.002/19/2011 4:43:22 PM
Islandgal$57.002/19/2011 8:45:58 PM
MadHun$100.002/19/2011 9:00:11 PM
unrelenting-auction7$25.002/20/2011 6:24:33 PM
radforj22$25.002/21/2011 1:21:42 AM
asset-bada-bing$25.002/21/2011 6:54:06 AM
RetirementMoney$25.002/21/2011 9:44:48 AM
LiveNow$25.002/21/2011 9:46:05 AM
gain-gourd$100.002/21/2011 12:02:33 PM
moola-escalator$50.002/21/2011 2:11:29 PM
best-ingenious-funds$25.002/21/2011 4:00:57 PM
Preteur$25.002/21/2011 4:19:59 PM
kulender$100.002/21/2011 4:41:32 PM
cash-cymbal$50.002/21/2011 8:43:06 PM
buckyhead2000$25.002/21/2011 10:29:18 PM
Artist_Blue$25.002/22/2011 6:17:27 AM
Infinity_Financial$100.002/22/2011 8:28:59 AM
attractive-asset$100.002/22/2011 12:34:49 PM
ashirey$50.002/22/2011 12:34:55 PM
mad-scientist418$50.002/22/2011 1:02:10 PM
authoritative-capital$25.002/22/2011 2:14:41 PM
versatile-commerce$25.002/22/2011 2:42:16 PM
loot-squirrel6$25.002/22/2011 3:22:15 PM
72 Investments
 
Borrower Payment Dependent Notes Series 494675
This series of Notes was issued and sold upon the funding of the borrower loan #47312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 12 months Listing End date:  Feb-19-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $312.59
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1992 Debt/Income ratio: Not calculated
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,210Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: Peas Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Green home energy improvements FW
Purpose of loan:
Home improvements to help save energy

My financial situation:
Stable job, pay off credit cards in full, low debt (mortgage is primary debt), live within our means
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
RetirementMoney$25.002/18/2011 9:06:05 AM
enthralling-deal180$75.002/18/2011 9:14:44 AM
simplelender80$100.002/18/2011 9:18:30 AM
BxRealtor$25.002/18/2011 9:19:39 AM
a-responsible-return$50.002/18/2011 9:23:04 AM
AFairDeal$75.002/18/2011 9:24:50 AM
nybanker85$50.002/18/2011 9:25:20 AM
organized-payment6$50.002/18/2011 9:28:50 AM
HamachiMan$50.002/18/2011 9:31:58 AM
Tylerh$100.002/18/2011 9:43:13 AM
economy-tuba7$100.002/18/2011 10:14:26 AM
openness-viking$100.002/18/2011 1:26:18 PM
Scotcha$50.002/18/2011 3:02:59 PM
thankful-nickel2$25.002/18/2011 4:52:41 PM
reflective-rupee$1,200.772/18/2011 8:29:46 PM
loot-supporter2$25.002/19/2011 3:19:08 AM
FundMaker$25.002/19/2011 3:32:17 AM
loanman2007$200.002/19/2011 4:17:04 AM
Finomics$28.462/19/2011 6:07:56 AM
treasure-brigade$50.002/18/2011 9:21:27 AM
benjamins-utopia$50.002/18/2011 9:20:57 AM
macjp123$25.002/18/2011 9:34:07 AM
Tradesmanlender$35.002/18/2011 9:39:31 AM
runner262$25.002/18/2011 10:10:11 AM
SimpleChoice$25.002/18/2011 10:13:01 AM
competent-p2p$100.002/18/2011 10:55:49 AM
rss197$25.002/18/2011 12:11:16 PM
JustMee$25.002/18/2011 11:05:46 AM
amit_gu$100.002/18/2011 12:32:57 PM
PRGuyinVA$50.002/18/2011 3:19:17 PM
bazaar-winner$25.002/18/2011 4:25:49 PM
darkshark$30.002/18/2011 4:57:41 PM
1traveler$50.002/18/2011 6:41:12 PM
rate-optimizer0$25.002/18/2011 9:25:16 PM
reflective-rupee$300.772/18/2011 8:29:55 PM
Astyanax$75.002/18/2011 10:50:30 PM
historic-loan1$50.002/19/2011 4:48:30 AM
RyanTH9893$25.002/19/2011 4:33:49 AM
bughead$25.002/19/2011 5:30:06 AM
paul1$30.002/19/2011 4:57:13 AM
40 Investments
 
Borrower Payment Dependent Notes Series 494761
This series of Notes was issued and sold upon the funding of the borrower loan #47384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2000 Debt/Income ratio: 43%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,139Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: poole125 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kill My Ex-Wife...Her Debt I Mean
Purpose of loan:
This loan will be used to convert old credit cards to installment debt. Many many years ago, my ex-wife took out a bunch of credit cards in my name without my knowledge, maxed them out, and left me with the payments. She wasn't real happy with following me in my Air Force career and decided she needed to buy as much as possible before taking off. She was a gem.

I have a new life now with a beautiful wife and two super rad little kids and really just want to improve my credit standing for peace of mind and flexibility.

My financial situation:

Monthly net income: $4100
Monthly expenses: ~$3700
- Housing: $ 600
- Insurance: $ 50
- Car payment: $ 220
- Car fuel: $ 150
- Utilities: $ 150
- Phone, cable, internet: $ 150
- Groceries: $ 300
- Clothing, household expenses: $ 300
- Credit cards and other loans: $ 600
- Childcare: $ 600
- Savings: $ 400
- Other expenses: ~$500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you think your loan title is "turning" people off from loaning or even viewing? - hidavehi
A: After posting it, I thought it might, but I also think people can sympathize with my situation. I also had a longer description of things but Prosper only allows the 1000 character limit. I'm just trying to be a little light-hearted about a bad situation. (Feb-20-2011)
Q: Personally, I thought your subject was funny. I was about to invest, but noticed you have one delinquency. Can you explain this please? - organic-treasure
A: I have a collection account on my credit report that I'm in the middle of disputing. It's not mine and I have no idea what it's about. It only appears with one of the three bureaus and I'm awaiting the dispute resolution. All my installment accounts and credit card accounts are current and I have not missed a card payment in 4-5 years (yay auto-pay, haha). (Feb-20-2011)
Q: I am bidding on YOU. I like your attitude, & I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You
A: Thank you, I truly appreciate the help. This loan will be paid and will probably even be paid off early. I appreciate what Prosper does for people in my shoes and I would feel pretty dang bad about even being late with a payment much less not making payments at all to real people using their own money to help me. I would like to participate in Prosper lending in the future to help out others like me, so I'd prefer not to estrange myself from this community right off the bat :) (Feb-23-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/19/2011 12:01:23 PM
Tylerh$100.002/19/2011 12:05:39 PM
jiggaman7$50.002/19/2011 12:05:08 PM
SolarMoonshine$25.002/19/2011 4:51:58 PM
Nailman88$50.002/20/2011 12:24:49 PM
agreement-heart8$300.002/20/2011 5:03:30 PM
the-silver-blaster$50.002/21/2011 1:12:55 AM
momoney2lend$25.002/21/2011 8:41:11 AM
orderly-leverage$100.002/21/2011 10:08:20 AM
Pitufo$25.002/21/2011 11:50:48 AM
green-thoughtful-yield$50.002/21/2011 12:22:41 PM
finance-mushroom$100.002/21/2011 1:20:04 PM
principal-trombone$50.002/21/2011 3:14:33 PM
irrelevant$50.002/21/2011 4:43:48 PM
loan-kung-fu$50.002/21/2011 7:00:41 PM
supersarah61$25.002/21/2011 7:35:01 PM
economy-synapse$25.002/21/2011 10:49:38 PM
greencat$50.002/22/2011 7:38:03 AM
houli123$25.002/22/2011 8:25:22 AM
countrypreacher$25.792/22/2011 7:48:28 AM
J-Rott$25.002/22/2011 8:23:49 AM
mtquan$25.002/22/2011 1:15:39 PM
WealthBuildingLessons$50.002/22/2011 12:59:46 PM
authoritative-capital$25.002/22/2011 2:15:01 PM
ingenious-deal6$25.002/22/2011 1:25:45 PM
thestartuplender$50.002/22/2011 3:29:26 PM
Jack55304$300.002/22/2011 5:05:35 PM
Kaj$50.002/22/2011 5:54:00 PM
Peterman$25.002/22/2011 7:45:16 PM
payment-silo$25.002/22/2011 7:59:28 PM
income-sage9$25.002/22/2011 8:19:38 PM
mtnsofutah$25.002/22/2011 8:07:53 PM
contract-student2$50.002/23/2011 5:43:53 AM
hidavehi$25.092/23/2011 2:08:30 AM
papaloha$25.002/23/2011 6:31:58 AM
jigsaw$50.002/23/2011 6:30:10 AM
affluence-tycoon$50.002/23/2011 7:09:02 AM
special-peso$50.002/23/2011 8:21:02 AM
Steffy1976$47.362/23/2011 12:06:52 PM
Trevor_C$25.002/23/2011 9:42:38 AM
thefork$50.002/23/2011 12:25:08 PM
tech310$50.002/23/2011 12:26:01 PM
ethicalhumanist$25.002/23/2011 11:39:18 AM
zone8$50.002/23/2011 12:24:43 PM
truth-eclair$25.002/23/2011 12:25:10 PM
easybreezy$25.002/23/2011 12:25:47 PM
the-profit-oracle$25.002/23/2011 12:26:04 PM
asset-professor$49.492/23/2011 12:28:25 PM
platinum-scientist9$50.002/23/2011 4:41:13 PM
randsenterprise$25.002/23/2011 4:48:38 PM
LibbyZ$50.002/23/2011 4:48:59 PM
sensible-order2$100.002/23/2011 4:49:32 PM
ommcd$25.002/23/2011 4:49:46 PM
payment-gusto$25.002/23/2011 4:49:52 PM
FeedTheMachine$50.002/23/2011 4:50:12 PM
vibraphone3$50.002/23/2011 4:51:12 PM
kind-efficient-credit$25.002/23/2011 4:51:32 PM
razor783$25.002/23/2011 2:46:34 PM
benjamins-utopia$50.002/23/2011 4:51:59 PM
cippy$25.002/23/2011 4:47:35 PM
jns48$25.002/23/2011 4:48:35 PM
unclejaef$25.002/23/2011 4:48:42 PM
Rdodson11$25.002/23/2011 4:49:37 PM
Mariner3605$25.002/23/2011 4:49:43 PM
Banker7371$25.002/23/2011 4:49:50 PM
missing-link$25.002/23/2011 4:50:15 PM
BooRadley$25.002/23/2011 4:50:19 PM
Mathiaslh$25.002/23/2011 4:48:32 PM
p123$25.002/23/2011 4:51:07 PM
MrBailey$25.552/23/2011 4:51:20 PM
seisen$50.002/23/2011 4:48:56 PM
orangetrust$100.002/23/2011 4:49:00 PM
dollar-sonnet3$50.002/23/2011 4:51:41 PM
worth-arch$25.002/23/2011 4:50:07 PM
yield-aurora4$100.002/23/2011 4:52:00 PM
LR_Biker$50.002/23/2011 4:51:09 PM
reward-adventure$50.002/23/2011 4:51:35 PM
ursus$50.002/23/2011 4:51:43 PM
Kash2010lu$25.002/19/2011 12:04:31 PM
HamachiMan$50.002/19/2011 12:04:37 PM
simplelender80$100.002/19/2011 12:00:52 PM
foxtrot12$100.002/19/2011 12:05:55 PM
UCLA4life$50.002/19/2011 12:04:31 PM
genius520$100.002/19/2011 12:04:56 PM
2grindstones$25.002/19/2011 12:51:21 PM
brmar$25.002/19/2011 2:48:53 PM
Bufordo$25.002/19/2011 5:31:51 PM
lendstats_com$50.002/19/2011 4:58:32 PM
zone6$35.002/19/2011 11:07:38 PM
zone6$100.002/19/2011 11:07:25 PM
ingenious-interest1$50.002/20/2011 9:51:05 AM
magnetic-dedication3$25.002/20/2011 6:54:41 PM
ZOOOM$25.002/20/2011 10:16:20 PM
asiaratt$50.002/21/2011 2:39:44 AM
sdcc72$25.002/21/2011 8:18:33 AM
point-kitten6$50.002/21/2011 8:50:06 AM
frogperson$250.002/21/2011 9:05:04 AM
113121$25.002/21/2011 10:38:26 AM
RetirementMoney$25.002/21/2011 11:01:30 AM
sappy02$25.002/21/2011 12:52:09 PM
inspiring-reward$150.002/21/2011 12:53:43 PM
CA-Lender$25.002/21/2011 1:08:06 PM
ddog0224$50.002/21/2011 3:25:38 PM
profit-powerplant$25.002/21/2011 4:43:37 PM
kulender$100.002/21/2011 5:15:25 PM
ritchie70$30.002/21/2011 7:48:41 PM
barefootpaul$35.002/21/2011 8:10:10 PM
Land_on_your_feet$33.112/21/2011 8:31:02 PM
SFBank$100.002/22/2011 9:32:41 AM
helping-out$50.002/22/2011 12:30:00 PM
radforj22$25.002/22/2011 12:45:28 PM
gelidfrank$25.002/22/2011 12:47:08 PM
urcabinetguy$50.002/22/2011 2:43:20 PM
competent-p2p$25.002/22/2011 3:32:26 PM
Bob450$25.002/22/2011 5:26:10 PM
hope-hickory$25.002/22/2011 6:39:07 PM
courteous-kindness1$50.002/22/2011 9:14:50 PM
umfan123$25.002/22/2011 9:59:26 PM
worker943$50.002/23/2011 9:39:48 AM
liberty-destiny3$25.002/23/2011 9:43:46 AM
j-lender$50.002/23/2011 12:25:58 PM
SDNLR$25.002/23/2011 12:28:49 PM
gizzywump$50.002/23/2011 11:11:08 AM
sweetlan$25.002/23/2011 2:12:40 PM
power-secret-agent$25.002/23/2011 11:13:48 AM
gain-gourd$75.002/23/2011 12:19:08 PM
money-bauble$39.962/23/2011 12:24:28 PM
musegaze$100.002/23/2011 12:25:41 PM
CASHGIRL$25.002/23/2011 4:01:40 PM
miked8303$25.002/23/2011 12:27:52 PM
incbx$50.002/23/2011 12:28:54 PM
TURNTEX75$50.002/23/2011 4:41:11 PM
GordoMG$50.002/23/2011 4:48:30 PM
newest-generous-income$25.002/23/2011 4:48:49 PM
tnjohnso$25.002/23/2011 4:49:41 PM
bnlforever$25.002/23/2011 4:49:49 PM
ferocious-exchange3$50.002/23/2011 4:49:53 PM
bessbird$50.002/23/2011 4:50:21 PM
important-openness1$50.002/23/2011 4:51:57 PM
magnolia161$50.002/23/2011 2:16:14 PM
I-Believe-In-You$25.002/23/2011 4:27:43 PM
thelovebug$50.002/23/2011 4:48:40 PM
assetmanager$25.002/23/2011 4:48:52 PM
graceful-investment$100.002/23/2011 4:49:48 PM
new-social-economist$60.002/23/2011 4:50:09 PM
RMB-Investments$50.002/23/2011 4:50:17 PM
macbeck22$25.002/23/2011 4:50:43 PM
the-discrete-income$50.002/23/2011 4:50:59 PM
bshunley$25.002/23/2011 4:48:39 PM
GrowTK$25.002/23/2011 4:51:09 PM
MARWARISETH$25.002/23/2011 4:48:55 PM
GElender$25.002/23/2011 4:51:27 PM
worthy-bid8$50.002/23/2011 4:51:37 PM
ready-vigilance3$50.002/23/2011 4:49:02 PM
CC911$25.002/23/2011 4:51:47 PM
Diamond_Jim$50.002/23/2011 4:50:00 PM
authoritative-platinum7$25.002/23/2011 4:51:56 PM
dckpolo$25.002/23/2011 4:51:17 PM
economy-producer$25.002/23/2011 4:51:23 PM
monster4$50.002/23/2011 4:51:39 PM
minddoc$25.002/23/2011 4:51:46 PM
commerce-web5$25.002/23/2011 4:51:59 PM
162 Investments
 
Borrower Payment Dependent Notes Series 494805
This series of Notes was issued and sold upon the funding of the borrower loan #47407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-19-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2002 Debt/Income ratio: 23%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,520Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: dime-voltage5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
KillBill4884
Purpose of loan:
This loan will be used to...Purchase motorcycle

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4799
Monthly expenses: $2047
Housing: $1405
Insurance: $95
Car expenses: $523
Utilities: $50
Phone, cable, internet: $226
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/19/2011 12:01:06 PM
UCLA4life$50.002/19/2011 12:04:27 PM
loyalist1$75.002/19/2011 12:07:09 PM
Kash2010lu$25.002/19/2011 12:05:51 PM
foxtrot12$100.002/19/2011 12:05:58 PM
Wangchuk$25.002/19/2011 2:13:02 PM
liberty-magnate$25.002/19/2011 1:32:57 PM
lendstats_com$200.002/19/2011 4:57:22 PM
SolarMoonshine$25.002/19/2011 4:40:15 PM
on_your_side$25.002/19/2011 4:38:01 PM
Haribelle$25.002/19/2011 5:53:16 PM
autonomous-truth$75.002/19/2011 8:44:48 PM
EngineersAlliance$100.002/19/2011 10:58:47 PM
riveting-credit5$285.612/19/2011 10:53:51 PM
drjekyllus$25.002/20/2011 7:45:44 AM
reflective-rupee$400.772/20/2011 7:19:15 AM
worthy-bid4$25.002/20/2011 8:57:29 AM
vutah$25.002/20/2011 10:10:36 AM
Nailman88$50.002/20/2011 12:25:43 PM
competent-p2p$50.002/20/2011 12:29:46 PM
WinterUSMC$25.002/20/2011 12:54:14 PM
green-unrivaled-felicity$50.002/20/2011 12:58:22 PM
favorite-commerce$50.002/20/2011 3:44:39 PM
agreement-heart8$300.002/20/2011 4:12:43 PM
HamachiMan$50.002/19/2011 12:04:48 PM
ultimate-peace$50.002/19/2011 12:04:38 PM
suave-dime6$25.002/19/2011 12:01:26 PM
jiggaman7$50.002/19/2011 12:05:13 PM
credit-guard5$25.002/19/2011 12:06:32 PM
Tylerh$100.002/19/2011 12:05:45 PM
Nerdster1$35.052/19/2011 12:21:04 PM
genius520$65.102/19/2011 12:40:10 PM
2grindstones$50.002/19/2011 12:57:30 PM
upbeat-finance8$50.002/19/2011 1:04:31 PM
reflective-rupee$400.772/19/2011 1:15:23 PM
Danjack_Capital$25.002/19/2011 2:10:27 PM
dudebrah$25.002/19/2011 2:49:33 PM
zone6$81.002/19/2011 11:06:41 PM
loanman2007$150.002/20/2011 6:23:25 AM
zone6$35.002/19/2011 11:08:08 PM
exciting-fairness$200.002/20/2011 8:24:30 AM
pwez652$59.682/20/2011 7:36:20 AM
ingenious-interest1$50.002/20/2011 9:51:09 AM
loss-of-control$150.002/20/2011 9:54:54 AM
Branch95$25.002/20/2011 11:38:06 AM
joebob78$62.242/20/2011 1:59:51 PM
Whipster$25.002/20/2011 3:39:01 PM
HelpfulLender1$25.002/20/2011 3:48:01 PM
Frosty$40.002/20/2011 3:41:19 PM
49 Investments
 
Borrower Payment Dependent Notes Series 494915
This series of Notes was issued and sold upon the funding of the borrower loan #47339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1991 Debt/Income ratio: 21%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 23Length of status:14y 6m
Amount delinquent: $0 Total credit lines: 61 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $112,339Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: dacaria Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate three credit cards

My financial situation:
I am a good candidate for this loan because... I have a stable job, which i've had for over 14 years


Monthly net income: $4050
Monthly expenses:
Housing: $300
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Thanks and best wishes. - reflective-rupee
A: I have $8,000 in credit card debt, $14,000 on a deferred student loan and $75,000 mortgage on my house, which is valued at $280,000. I had a delinquency on a credit card 5 years ago when I allowed my brother to use my credit card for his college expenses. It has since been cleared and nothing is owed on that card which is in good standing. Thank you. (Feb-21-2011)
Q: Hi - do you own a home, and if so what is its value? Is the $75K the only loan against it or is there another mortgage? Also, where do you work and what do you do? Thanks. - courteous-bazaar
A: Hello- Yes, I own my home, I've had it for about 8 years. The remaining on my mortgage is around $75K, and it is held by Bank of America and it is the only one on my house. I am an Executive Director of Cornerstones of PSL, Inc. Job Description: ( a corporation of assisted living facilities in Florida) I am responsible for the overall administration and implementation of the community residential programs. (Feb-23-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/20/2011 12:04:48 PM
simplelender80$100.002/20/2011 12:04:13 PM
Tylerh$100.002/20/2011 12:07:56 PM
foxtrot12$100.002/20/2011 12:08:17 PM
UCLA4life$50.002/20/2011 12:06:37 PM
squarebob$25.002/20/2011 5:08:35 PM
investment-artist$25.002/21/2011 8:34:07 AM
momoney2lend$25.002/21/2011 8:41:23 AM
orderly-leverage$100.002/21/2011 10:08:43 AM
reflective-rupee$400.772/21/2011 11:04:19 AM
Pitufo$25.002/21/2011 11:51:20 AM
sappy02$25.002/21/2011 12:52:19 PM
inspiring-reward$100.002/21/2011 12:53:57 PM
CA-Lender$25.002/21/2011 1:08:19 PM
finance-mushroom$100.002/21/2011 1:20:19 PM
Kyileo$25.002/21/2011 8:03:03 PM
barefootpaul$35.002/21/2011 8:10:17 PM
thrifty-capital$25.002/21/2011 8:49:56 PM
social-heart$50.002/21/2011 9:50:37 PM
greencat$50.002/22/2011 7:15:36 AM
economy-synapse$25.002/21/2011 10:49:49 PM
Artist_Blue$25.002/22/2011 6:24:36 AM
radforj22$25.002/22/2011 12:45:37 PM
RenovatioCapital$25.002/22/2011 11:45:14 AM
kendallv$25.002/22/2011 4:44:42 PM
EJF$25.002/22/2011 3:58:42 PM
loss-of-control$100.002/22/2011 4:41:14 PM
hopeful-truth5$75.002/22/2011 5:10:09 PM
mtnsofutah$25.002/22/2011 8:11:18 PM
1-HARD-HEAD$25.002/22/2011 6:00:33 PM
trippd6$25.002/22/2011 6:09:40 PM
payment-silo$25.002/22/2011 7:59:35 PM
havok555$30.732/22/2011 8:03:27 PM
buffalobills$25.002/22/2011 10:06:10 PM
Bob450$30.002/23/2011 2:09:54 AM
rockhound84$25.002/23/2011 7:07:11 AM
Phatt-Daddy$50.002/23/2011 6:14:04 AM
profit-powerplant$25.002/23/2011 6:31:37 AM
rockhound84$25.002/23/2011 7:02:36 AM
kttalamo$25.002/23/2011 7:20:01 AM
head$25.002/23/2011 7:55:00 AM
brightest-income-hunter$50.002/23/2011 8:18:14 AM
HamachiMan$50.002/20/2011 12:06:54 PM
jiggaman7$50.002/20/2011 12:07:05 PM
favorite-commerce$50.002/20/2011 3:40:56 PM
trumpeter5$25.002/21/2011 8:11:31 AM
capital-kingdom$25.002/21/2011 9:33:13 AM
magnetic-dedication3$25.002/21/2011 9:37:45 AM
hellasow$50.002/21/2011 9:36:12 AM
amlu1988$25.002/21/2011 9:56:04 AM
113121$25.002/21/2011 10:33:47 AM
Scotcha$50.002/21/2011 11:27:43 AM
green-thoughtful-yield$50.002/21/2011 12:23:03 PM
greenback-chairman5$25.002/21/2011 1:42:01 PM
nilonc1$50.002/21/2011 1:54:24 PM
ddog0224$50.002/21/2011 3:26:00 PM
exchange-dreams$32.502/21/2011 4:24:05 PM
brightest-dignified-penny$25.002/21/2011 4:33:46 PM
Astyanax$45.002/21/2011 4:52:12 PM
kulender$50.002/21/2011 5:15:53 PM
FinanceEngine$30.002/21/2011 8:15:49 PM
economy-synapse$25.002/21/2011 10:51:05 PM
Top_Gun_Lender$26.002/21/2011 11:12:34 PM
J-Rott$25.002/22/2011 8:23:57 AM
124SpiderMan$100.002/22/2011 11:54:42 AM
SFBank$50.002/22/2011 9:35:37 AM
mtquan$25.002/22/2011 1:15:48 PM
gelidfrank$25.002/22/2011 12:47:19 PM
ingenious-deal6$25.002/22/2011 1:26:05 PM
authoritative-capital$25.002/22/2011 2:15:08 PM
scarlet-velvet$25.002/22/2011 4:04:18 PM
jabberwockgee$35.972/22/2011 4:21:22 PM
genius520$100.002/22/2011 5:32:49 PM
Kaj$50.002/22/2011 5:54:06 PM
113121$118.472/22/2011 6:40:41 PM
Silverling6$25.002/22/2011 5:42:42 PM
DiabolicalGamer$25.002/22/2011 6:50:07 PM
umfan123$25.002/22/2011 9:59:35 PM
hope-hickory$25.002/22/2011 6:39:14 PM
juxtapose$25.002/22/2011 7:45:38 PM
EarlyRiser$34.682/23/2011 1:28:02 AM
duty-monger$50.002/23/2011 4:36:26 AM
goodhearted-basis4$25.002/22/2011 10:35:07 PM
rautility$75.002/23/2011 5:11:25 AM
SecondChanceLendingSERV$25.002/23/2011 6:56:27 AM
leverage-monger$65.002/23/2011 7:26:26 AM
special-peso$50.002/23/2011 8:21:21 AM
well-mannered-income3$15.882/23/2011 8:25:19 AM
88 Investments
 
Borrower Payment Dependent Notes Series 495015
This series of Notes was issued and sold upon the funding of the borrower loan #47375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1995 Debt/Income ratio: 23%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,994Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: gain-clipper0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan: consolidation
This loan will be used to... consolidate

My financial situation: stable job
I am a good candidate for this loan because... I always pay my debts


Monthly net income: $ 2000
Monthly expenses: $
Housing: $ 200
Insurance: $ 100
Car expenses: 410
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/21/2011 9:09:33 AM
FASTIZIO_P$25.002/21/2011 9:01:50 AM
UCLA4life$50.002/21/2011 9:11:22 AM
daekpon$40.002/21/2011 9:10:32 AM
foxtrot12$100.002/21/2011 9:13:16 AM
RetirementMoney$25.002/21/2011 10:20:27 AM
CA-Lender$25.002/21/2011 1:08:32 PM
kendallv$25.002/21/2011 1:59:47 PM
lendstats_com$100.002/21/2011 2:04:16 PM
lucrative-coin$50.002/21/2011 3:06:25 PM
4mydaughterseducation$35.002/21/2011 4:16:27 PM
dkhonda$75.002/21/2011 5:12:20 PM
bentonlending$25.002/21/2011 7:25:17 PM
thrifty-capital$25.002/21/2011 8:49:12 PM
investment-artist$25.002/21/2011 9:04:24 AM
suave-dime6$25.002/21/2011 9:09:46 AM
vine99$40.002/21/2011 9:08:50 AM
Tylerh$100.002/21/2011 9:12:52 AM
HamachiMan$50.002/21/2011 9:11:45 AM
transaction-circuit$100.002/21/2011 9:13:41 AM
ultimate-peace$50.002/21/2011 9:14:42 AM
bluebouyz$25.002/21/2011 9:30:56 AM
Wangchuk$25.002/21/2011 9:21:48 AM
reflective-rupee$100.772/21/2011 9:32:36 AM
benefit-boots$25.002/21/2011 9:45:45 AM
orderly-leverage$100.002/21/2011 10:08:57 AM
Danjack_Capital$25.002/21/2011 10:27:32 AM
Pitufo$25.002/21/2011 11:51:48 AM
astute-investment5$25.002/21/2011 12:29:49 PM
sappy02$25.002/21/2011 12:52:30 PM
inspiring-reward$100.002/21/2011 12:54:09 PM
finance-mushroom$100.002/21/2011 1:20:29 PM
authoritative-loot$25.002/21/2011 1:33:24 PM
Finchy78$25.002/21/2011 1:58:02 PM
Christophe$25.002/21/2011 3:49:26 PM
Shining-Star$25.002/21/2011 5:16:50 PM
SolarMoonshine$25.002/21/2011 5:13:33 PM
loss-of-control$25.002/21/2011 6:46:30 PM
tomoe$25.002/21/2011 7:46:45 PM
barefootpaul$35.002/21/2011 8:10:26 PM
PayingItForwardPlease$25.002/21/2011 8:51:36 PM
gallant-economy9$99.232/21/2011 9:36:13 PM
42 Investments
 
Borrower Payment Dependent Notes Series 495193
This series of Notes was issued and sold upon the funding of the borrower loan #47341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2002 Debt/Income ratio: 46%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,067Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: repayment-collector Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...pay off a debt consolidation in order to make smaller monthly payments

My financial situation:
I am a good candidate for this loan because...
I pay my bills on time, I have started a new job with better pay

Monthly net income: $1300
Monthly expenses: $1000
Housing: $0
Insurance: $125
Car expenses: $349
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.002/22/2011 5:07:46 PM
squarebob$25.002/22/2011 5:10:23 PM
orderly-leverage$100.002/22/2011 5:09:14 PM
authoritative-capital$25.002/22/2011 5:11:38 PM
SFBank$100.002/22/2011 5:29:32 PM
wealth-multiplier$25.002/22/2011 5:23:21 PM
Shining-Star$25.002/22/2011 6:08:30 PM
hopeful-truth5$50.002/22/2011 5:40:31 PM
DasMula$27.002/22/2011 10:08:09 PM
2grindstones$25.002/22/2011 10:18:15 PM
irrelevant$25.002/23/2011 2:11:27 AM
loanman2007$50.002/23/2011 5:14:02 AM
worldpower2$25.002/23/2011 5:26:40 AM
sturdy-peace9$27.002/23/2011 8:03:31 AM
glenium$25.002/23/2011 2:46:39 AM
Kqwik$25.002/23/2011 6:04:42 AM
gallant-economy9$257.792/23/2011 8:46:53 AM
reflective-rupee$300.772/22/2011 5:09:40 PM
favorite-commerce$50.002/22/2011 5:04:05 PM
ultimate-peace$300.002/22/2011 5:08:40 PM
Kash2010lu$25.002/22/2011 5:03:00 PM
restless-dime$25.002/22/2011 5:09:46 PM
CA-Lender$25.002/22/2011 5:10:54 PM
gelidfrank$25.002/22/2011 5:11:01 PM
investment-artist$25.002/22/2011 5:12:41 PM
Wangchuk$25.002/22/2011 5:28:51 PM
dtana$25.002/22/2011 9:45:28 PM
droopie1$25.002/22/2011 11:52:49 PM
tech310$50.002/23/2011 2:11:56 AM
affluence-tycoon$50.002/23/2011 7:09:09 AM
Christophe$25.002/23/2011 7:41:06 AM
gain-gourd$75.002/23/2011 6:31:44 AM
carrinel$37.442/23/2011 6:59:26 AM
well-mannered-income3$25.002/23/2011 8:31:24 AM
Leshan$25.002/23/2011 8:34:26 AM
35 Investments