Sales Report:Supplement No. 3 dated Feb 22, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 489568
This series of Notes was issued and sold upon the funding of the borrower loan #47228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $338.65
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1989 Debt/Income ratio: 27%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,868Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: redemma Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 780-799 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
760-779 (Jul-2010)
700-719 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Consolidating New Homeowner Debts
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off higher-rate debt.

My financial situation:
I am a good candidate for this loan because after debt consolidation, I have budgeted to pay $150 extra principal monthly.


Monthly net income: $8700
Monthly expenses: $6600
Housing: $2100
Insurance: $250
Car expenses: $350
Utilities: $250
Phone, cable, internet: $350
Food, entertainment: $1000
Clothing, household expenses: $1000
Credit cards and other loans: $500
Other expenses: $1250 (Daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
houli123$2,500.002/17/2011 9:05:15 AM
vine99$75.002/17/2011 9:05:06 AM
investment-artist$25.002/17/2011 9:06:02 AM
cashhelp$50.002/17/2011 9:06:53 AM
OldManP$25.002/17/2011 9:07:02 AM
return-grizzly$100.002/17/2011 9:07:21 AM
BxRealtor$25.002/17/2011 9:06:04 AM
radforj22$35.002/17/2011 9:08:02 AM
credit-guard5$25.002/17/2011 9:08:36 AM
HamachiMan$50.002/17/2011 9:23:56 AM
GrayStudio$25.002/17/2011 9:22:35 AM
marketplace-cello5$25.002/17/2011 9:22:01 AM
irrelevant$50.002/17/2011 9:23:04 AM
incbx$50.002/17/2011 9:27:01 AM
credit-bliss8$25.002/17/2011 9:29:19 AM
MoneyForNothing$42.352/17/2011 9:25:47 AM
2grindstones$50.002/17/2011 9:26:40 AM
competent-p2p$30.002/17/2011 9:31:30 AM
jiggaman7$75.002/17/2011 9:29:39 AM
bold-payout$25.002/17/2011 9:47:15 AM
choss02$100.002/17/2011 9:43:56 AM
CoolPlexer$25.002/17/2011 9:49:28 AM
loanman2007$200.002/17/2011 10:25:16 AM
payment-halo$25.002/17/2011 11:17:21 AM
golffish2$100.002/17/2011 11:15:17 AM
five-star-note$250.182/17/2011 12:05:25 PM
blooming-kindness$100.002/17/2011 12:47:00 PM
Artist_Blue$25.002/17/2011 12:49:36 PM
whatreality$30.002/17/2011 2:05:13 PM
Tradesmanlender$35.002/17/2011 2:30:32 PM
competent-p2p$70.002/17/2011 2:15:45 PM
Jerrys1951$25.002/17/2011 4:22:49 PM
DasMula$57.002/17/2011 4:49:40 PM
mammalian4$50.002/17/2011 4:38:12 PM
Snoopylover$25.002/17/2011 4:45:43 PM
EarlyRiser$250.002/17/2011 4:50:06 PM
bid-czar8$100.002/17/2011 5:03:16 PM
grnii78$100.002/17/2011 9:06:51 AM
kulender$100.002/17/2011 9:07:37 AM
enthralling-deal180$75.002/17/2011 9:09:19 AM
benjamins-utopia$100.002/17/2011 9:12:26 AM
credit-investor5$50.002/17/2011 9:14:47 AM
melodious-fairness$100.002/17/2011 9:12:47 AM
simplelender80$100.002/17/2011 9:13:03 AM
Pulchritudinous$25.002/17/2011 9:21:26 AM
don8ter$25.002/17/2011 9:23:11 AM
liberty-society5$25.002/17/2011 9:29:27 AM
macjp123$25.002/17/2011 9:26:59 AM
velocity-solo$25.002/17/2011 9:27:30 AM
harperpotok$100.002/17/2011 9:30:25 AM
gotbyu$50.002/17/2011 9:37:32 AM
lendacity$25.002/17/2011 9:28:04 AM
golffish2$200.002/17/2011 9:45:11 AM
psonicl$50.002/17/2011 9:34:10 AM
bdkjr$25.002/17/2011 9:51:24 AM
Jordan1123$25.002/17/2011 10:35:58 AM
113121$1,000.002/17/2011 11:20:06 AM
Nerdster1$25.052/17/2011 12:00:29 PM
brightest-fascinating-principal$25.002/17/2011 12:14:49 PM
labate$25.002/17/2011 12:50:14 PM
Wangchuk$25.002/17/2011 1:15:44 PM
orange-rapid-benjamins$50.002/17/2011 1:46:05 PM
reflective-rupee$1,500.772/17/2011 2:50:15 PM
Scotcha$50.002/17/2011 3:33:46 PM
upbeat-finance8$25.002/17/2011 3:51:44 PM
GolfPro2006$25.002/17/2011 3:59:53 PM
John_Galt$25.002/17/2011 4:16:45 PM
hopeful-truth5$400.002/17/2011 3:26:23 PM
Jerrys1951$40.002/17/2011 4:06:56 PM
vulgy$30.002/17/2011 4:12:56 PM
Bidwinner08$100.002/17/2011 4:11:48 PM
loss-of-control$100.002/17/2011 4:20:16 PM
Leshan$25.002/17/2011 4:22:53 PM
brightest-dignified-penny$25.002/17/2011 4:54:52 PM
vutah$50.002/17/2011 4:59:51 PM
75 Investments
 
Borrower Payment Dependent Notes Series 491910
This series of Notes was issued and sold upon the funding of the borrower loan #47222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2006 Debt/Income ratio: 17%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 6 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,520Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: Jamick Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
600-619 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
2nd prosper loan Debt consolidation
Purpose of loan:
This loan will be used to? consolidate debt.

My financial situation:
I am a good candidate for this loan because I have never been late on my bills and i also have job security being in health care. This is also my second prosper loan and i pay all my bills on time.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 135
??Car expenses: $ 428
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 350
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/12/2011 12:00:46 PM
Kash2010lu$54.002/12/2011 12:02:39 PM
irrelevant$50.002/12/2011 12:04:56 PM
vine99$50.002/12/2011 12:16:27 PM
DHolly$30.002/12/2011 12:23:34 PM
Shining-Star$125.002/12/2011 12:45:01 PM
squarebob$50.002/12/2011 1:15:45 PM
SolarMoonshine$50.002/12/2011 1:25:37 PM
courteous-note1$520.172/12/2011 1:48:02 PM
sturdy-peace9$40.002/12/2011 2:19:56 PM
Wangchuk$25.002/12/2011 2:31:19 PM
Fun54115$25.002/12/2011 5:03:42 PM
zmaurides$25.002/12/2011 5:11:52 PM
the-kindness-honker$25.002/12/2011 6:01:21 PM
omyogafinance$1.112/12/2011 6:18:32 PM
profit-powerplant$25.002/12/2011 12:04:34 PM
Jack55304$300.002/12/2011 12:05:07 PM
diplomatic-wealth7$25.002/12/2011 12:05:32 PM
CoolPlexer$25.002/12/2011 12:06:53 PM
CashFlow13$100.002/12/2011 12:04:48 PM
credit-missile$125.002/12/2011 12:25:06 PM
Danjack_Capital$25.002/12/2011 2:25:14 PM
integrity-statue$100.002/12/2011 2:40:27 PM
2grindstones$50.002/12/2011 12:21:39 PM
SFBank$200.002/12/2011 2:59:27 PM
enthusiastic-ore5$52.742/12/2011 12:31:10 PM
restless-dime$50.002/12/2011 1:23:38 PM
Wangchuk$25.002/12/2011 1:41:46 PM
innovator2$50.002/12/2011 4:20:42 PM
DasMula$25.002/12/2011 1:59:47 PM
balance-force$25.002/12/2011 2:47:37 PM
penny-plato$50.002/12/2011 5:16:23 PM
poolshark72$25.002/12/2011 6:17:55 PM
gold-cluster$100.002/12/2011 3:01:30 PM
1stBankAndHal$25.002/12/2011 3:31:55 PM
ds5184$25.002/12/2011 4:59:19 PM
joefoolz$67.722/12/2011 6:11:35 PM
nickel-hickory$25.002/12/2011 12:02:36 PM
orderly-leverage$50.002/12/2011 12:04:01 PM
MarvintheMartian$25.002/12/2011 12:11:52 PM
tntmojave$40.122/12/2011 12:16:49 PM
RyanM561$25.002/12/2011 1:26:41 PM
one-midas$50.002/12/2011 1:29:32 PM
witty-openness$25.002/12/2011 2:24:08 PM
YoungTaxMan$62.572/12/2011 2:42:20 PM
repayment-pudding$25.002/12/2011 2:44:17 PM
superb-kindness2$50.002/12/2011 3:05:51 PM
s270$158.372/12/2011 4:05:20 PM
cycle198$35.002/12/2011 4:13:08 PM
cash-arboretum$25.922/12/2011 4:14:06 PM
simplelender80$100.002/12/2011 12:00:41 PM
suave-dime6$25.002/12/2011 12:00:49 PM
well-mannered-income3$50.002/12/2011 5:05:09 PM
mrxtravis$25.002/12/2011 12:03:46 PM
genius520$100.002/12/2011 12:04:41 PM
jazzlender$25.002/12/2011 12:05:37 PM
HamachiMan$50.002/12/2011 12:04:08 PM
Barrayaran$25.002/12/2011 12:04:25 PM
liberty-destiny3$25.002/12/2011 12:05:22 PM
bobd32$25.002/12/2011 12:48:36 PM
Bob450$25.002/12/2011 12:06:48 PM
reflective-rupee$1,000.772/12/2011 12:12:53 PM
hitsman$50.002/12/2011 12:17:35 PM
bonus-quark4$27.042/12/2011 12:31:39 PM
Megaton$25.002/12/2011 1:25:18 PM
melodious-openness$200.002/12/2011 1:54:42 PM
Nerdster1$25.052/12/2011 4:25:59 PM
larryboy10$25.002/12/2011 5:17:06 PM
historic-loan1$125.002/12/2011 6:08:24 PM
Bidwinner08$28.982/12/2011 3:13:19 PM
houli123$700.002/12/2011 5:15:37 PM
Christophe$25.002/12/2011 5:57:53 PM
spfreerider$30.442/12/2011 6:07:31 PM
73 Investments
 
Borrower Payment Dependent Notes Series 492496
This series of Notes was issued and sold upon the funding of the borrower loan #47225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-05-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2005 Debt/Income ratio: 8%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:3y 0m
Amount delinquent: $2,285 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $255Stated income:$50,000-$74,999
Delinquencies in last 7y: 30 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: moola-pony5 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Inventory Loan
Purpose of loan:
This loan will be used to help add inventory and further market my company to position it for strong growth in 2011.

My financial situation:
I am a good candidate for this loan because I have a proven track record with growing my business. We grew 50% in revenue last year over 2009 and are on track to grow even further this year. My credit report does show a delinquent trade line due to the credit bureau posting one of my father's hospital bills from his heart attack onto my credit accidentally since we share the same name. I am in the process of getting this removed. Additionally, my bank does not report to Experian, only Equifax, so my credit report does not take into consideration a $30000.00 car loan that I have had and paid on for over a year, 3 personal loans I have taken out and paid for and a $7,500.00 credit limit credit card which I paid 5x the minimum payment on each month.

Monthly net income: $3230.00

Monthly expenses: $2320.00
??Housing: $500.00
??Insurance: $95.00
??Car expenses: $450.00
??Utilities: $0
??Phone, cable, internet: $350.00
??Food, entertainment: $300.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $125.00
??Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi- I was wondering what type of business you are in? What do you sell? Thanks- - diversification-maple1
A: Hello, I work in the computer hardware manufacturing industry, selling servers to web hosting companies as our primary niche. We also build and sell PCs to the general public. I hope this helps! (Feb-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/2/2011 9:09:33 AM
jazzlender$25.002/2/2011 9:10:30 AM
dough-bear$50.002/2/2011 9:10:53 AM
ingenious-deal6$25.002/2/2011 9:16:38 AM
gain-equator$25.002/2/2011 9:20:12 AM
liberty-society5$25.002/2/2011 9:18:12 AM
Artist_Blue$25.002/2/2011 9:21:27 AM
the-silver-blaster$50.002/2/2011 9:29:35 AM
orderly-leverage$50.002/2/2011 9:15:30 AM
suave-dime6$25.002/2/2011 9:16:25 AM
EarlyRiser$250.002/2/2011 11:52:24 AM
gain-gourd$75.002/2/2011 10:36:39 AM
hopeful-truth5$100.002/2/2011 12:50:45 PM
heavy_ax$25.002/2/2011 4:10:37 PM
SDNLR$25.002/2/2011 4:10:47 PM
zorg77$25.002/2/2011 5:21:10 PM
FASTIZIO_P$35.002/2/2011 9:48:08 PM
kulender$50.002/3/2011 5:53:24 AM
loan-kung-fu$25.002/3/2011 1:29:46 AM
bullwink27$25.002/3/2011 7:58:54 AM
shmb6508$25.002/3/2011 11:50:32 AM
igotmoney$25.002/3/2011 12:30:10 PM
lucrative-transparency0$50.002/3/2011 9:54:03 AM
authoritative-platinum7$25.002/3/2011 1:49:38 PM
d_grbg$25.002/3/2011 5:58:27 PM
be_wise$25.002/3/2011 6:33:02 PM
FeedTheMachine$50.002/4/2011 1:35:58 AM
helping-out$35.002/4/2011 1:53:55 AM
famous-bill$25.002/4/2011 4:49:28 AM
Galdis$25.002/4/2011 6:09:29 AM
silverloan$25.002/4/2011 1:14:30 AM
ommcd$25.002/4/2011 1:18:00 AM
PatRichi$25.002/4/2011 1:35:38 AM
agiovasil$25.002/4/2011 1:35:42 AM
healingangel22$25.002/4/2011 8:07:40 AM
payment-gusto$25.002/4/2011 1:55:16 AM
umfan123$25.002/4/2011 6:03:58 AM
mason5$75.002/4/2011 6:40:23 AM
supreme-hope$25.002/4/2011 6:45:04 AM
gold-blanket0$25.002/4/2011 8:58:59 AM
CoffeyvilleKS$27.682/4/2011 9:14:52 AM
BeanCownter$50.002/4/2011 8:08:19 AM
Maupinman$50.002/4/2011 9:34:48 AM
damanq$25.002/4/2011 10:13:36 AM
wise-rupee-sanctuary$50.002/4/2011 10:18:38 AM
cordial-affluence2$50.002/4/2011 9:34:35 AM
sensible-fund$35.652/4/2011 10:43:33 AM
imlosttoo$25.002/4/2011 10:14:35 AM
active-reward7$50.002/4/2011 10:53:06 AM
spiritual-social3$25.002/4/2011 10:40:07 AM
antrux$25.002/4/2011 10:39:21 AM
TheCount$25.002/4/2011 10:41:49 AM
Cheburashka$25.002/4/2011 10:43:36 AM
BBL$25.002/4/2011 10:43:34 AM
gold-commander0$50.002/4/2011 10:47:44 AM
rapid-credit428$25.002/4/2011 11:00:34 AM
profitable-return5$25.002/4/2011 12:09:22 PM
safe-finance$25.002/4/2011 3:14:24 PM
melodious-openness$42.002/4/2011 3:29:08 PM
mmckune$25.002/4/2011 4:35:56 PM
celestwarrior$50.002/4/2011 7:57:49 PM
therealjeremy$25.002/4/2011 8:36:34 PM
theshef$25.002/5/2011 1:04:01 AM
iceman33$25.002/5/2011 1:05:41 AM
return-grizzly$100.002/5/2011 1:12:18 AM
villagers$35.002/4/2011 5:47:21 PM
SouthCoast$26.872/5/2011 1:13:50 AM
able2help$25.002/4/2011 5:48:00 PM
EBITDA$25.002/5/2011 1:17:33 AM
momoney2lend$25.002/4/2011 6:32:30 PM
DJReflections$25.002/5/2011 1:24:56 AM
palpbert$25.002/5/2011 1:29:24 AM
interstellar$75.002/4/2011 6:35:39 PM
seisen$50.002/5/2011 1:48:19 AM
MissionMicroFinance$25.002/5/2011 2:15:25 AM
WorldlyWorker$25.002/5/2011 2:30:50 AM
LAM26$25.002/5/2011 2:45:22 AM
skuba$25.002/4/2011 11:31:53 PM
tuneman1980$25.002/5/2011 2:58:27 AM
helaman$25.002/5/2011 2:59:44 AM
DonaldColorado$50.002/5/2011 3:02:39 AM
tornandfrayed$31.632/5/2011 3:14:07 AM
asmithj$50.002/5/2011 3:15:48 AM
Rdodson11$25.002/5/2011 12:57:43 AM
bid-papyrus$25.002/5/2011 3:28:13 AM
investment-visionary$25.002/5/2011 3:30:04 AM
Sixmil$50.002/5/2011 1:04:47 AM
brazilofmux$99.212/5/2011 1:06:12 AM
tnjohnso$25.002/5/2011 1:32:44 AM
Easystreet$25.002/5/2011 1:34:06 AM
kscc183$25.002/5/2011 1:28:33 AM
natural-greenback6$25.002/5/2011 4:26:00 AM
UCLA4life$25.002/5/2011 1:33:54 AM
monstersdad$50.002/5/2011 1:59:52 AM
Katburg$25.002/5/2011 1:44:54 AM
CaliforniaSun$25.002/5/2011 1:45:50 AM
MilitaryLending$25.002/5/2011 1:46:10 AM
Dubbs360$25.002/5/2011 1:46:50 AM
dedicated-transaction796$50.002/5/2011 5:01:34 AM
goldeneye777$25.002/5/2011 2:29:27 AM
nodrivelpls$25.002/5/2011 1:59:27 AM
kvandivo$25.002/5/2011 2:14:18 AM
lcole32$25.002/5/2011 2:16:30 AM
HHP$50.002/5/2011 2:18:23 AM
NoCal$25.002/5/2011 3:16:23 AM
income-excellence1$27.672/5/2011 3:28:03 AM
i3urtonair$25.002/5/2011 3:00:19 AM
irrelevant$25.002/5/2011 3:02:29 AM
bnlforever$25.002/5/2011 3:15:52 AM
graceful-investment$100.002/5/2011 4:30:51 AM
famous-hope$25.002/5/2011 3:56:25 AM
the-precious-bid$26.852/5/2011 4:21:57 AM
zipemdown$37.682/5/2011 4:25:53 AM
unassassinable$25.002/5/2011 4:40:56 AM
greenback-guard$25.002/5/2011 5:01:50 AM
dollar-sonnet3$27.072/5/2011 5:01:56 AM
a-finance-nirvana$25.002/2/2011 9:11:32 AM
asiaratt$50.002/2/2011 9:16:03 AM
velocity-solo$30.002/2/2011 9:13:04 AM
genius520$100.002/2/2011 9:13:13 AM
HamachiMan$50.002/2/2011 9:17:34 AM
Investoman$50.002/2/2011 9:19:23 AM
the-yield-surfer$50.002/2/2011 9:20:34 AM
finance-mushroom$100.002/2/2011 9:20:55 AM
greencat$50.002/2/2011 10:03:14 AM
simplelender80$100.002/2/2011 12:35:39 PM
courteous-kindness1$50.002/2/2011 6:13:10 PM
bahamaman$30.002/2/2011 8:58:24 PM
WakkaWakkaWakka$52.112/2/2011 8:55:52 PM
Bob450$25.002/3/2011 1:00:43 AM
cycle198$30.002/3/2011 7:38:27 AM
profit-powerplant$25.002/3/2011 12:07:16 PM
mammalian4$25.002/3/2011 3:39:57 PM
HelpfulLender1$25.002/3/2011 10:55:55 AM
competent-p2p$30.002/3/2011 7:35:06 PM
CA-Lender$25.002/3/2011 7:01:12 PM
credit-sycamore4$100.002/3/2011 7:02:47 PM
stock106$25.002/4/2011 1:31:52 AM
money-bauble$100.002/4/2011 1:54:07 AM
Comoparklender$50.002/4/2011 1:32:13 AM
treasure-bliss$50.002/4/2011 1:35:45 AM
reward-adventure$31.342/4/2011 1:47:45 AM
orange-preeminant-bill$50.002/4/2011 1:54:02 AM
CC911$25.002/4/2011 6:09:50 AM
spark548$25.002/4/2011 7:23:18 AM
income-rocker2$50.002/4/2011 8:10:41 AM
haplender$50.002/4/2011 9:19:01 AM
epic-value6$50.002/4/2011 9:33:03 AM
Minotaur$26.002/4/2011 9:57:51 AM
Shanester$25.002/4/2011 9:40:40 AM
flwah$25.002/4/2011 10:45:00 AM
imoutdoorsy$25.002/4/2011 9:43:44 AM
handshake5$100.002/4/2011 10:21:00 AM
momentous-integrity548$50.002/4/2011 10:39:25 AM
Marfloogan$25.002/4/2011 10:43:02 AM
worth-arch$25.002/4/2011 10:45:06 AM
ferocious-exchange3$50.002/4/2011 3:14:23 PM
Iamthewalrus$25.002/4/2011 10:53:56 AM
newiowa77$30.002/4/2011 11:32:43 AM
debt-force$25.002/4/2011 12:43:26 PM
utukxul$50.002/4/2011 1:18:15 PM
economy-producer$25.002/4/2011 2:13:26 PM
sweetlan$25.002/4/2011 3:08:37 PM
IIP77$25.002/4/2011 4:36:19 PM
deal-hickory5$50.002/4/2011 7:26:13 PM
compsciman$27.022/5/2011 1:03:07 AM
copper$40.662/5/2011 1:06:36 AM
hope-eagle6$25.002/4/2011 6:19:52 PM
ITExec$38.632/5/2011 1:31:38 AM
Cluvnupe06$25.002/5/2011 2:14:11 AM
jjswanso$50.002/4/2011 8:33:02 PM
hayhelp$38.882/5/2011 2:28:00 AM
engbusres$30.002/4/2011 9:07:53 PM
Gladglide$30.002/5/2011 2:31:01 AM
iLoaner$25.002/5/2011 2:45:09 AM
icybiffy$28.482/4/2011 11:34:43 PM
StreetJustice$50.002/5/2011 3:14:32 AM
zone6$73.942/5/2011 12:27:33 AM
yield-lion$25.002/5/2011 3:29:51 AM
loan_doctor$25.002/5/2011 1:03:41 AM
Digs$25.002/5/2011 1:15:04 AM
financial-frenzy$25.002/5/2011 3:36:09 AM
Warbler$25.002/5/2011 1:28:21 AM
mwl$25.002/5/2011 1:44:19 AM
SpareChangeHero$25.002/5/2011 1:44:48 AM
ttnk62918$25.002/5/2011 4:26:03 AM
Ponies88$25.002/5/2011 1:58:59 AM
Georgetastic$25.002/5/2011 1:59:45 AM
well-mannered-basis1$25.002/5/2011 5:01:25 AM
swordfish42$27.232/5/2011 1:58:23 AM
banker65010$25.002/5/2011 2:16:35 AM
barefootpaul$25.002/5/2011 2:30:10 AM
point$34.682/5/2011 3:13:08 AM
oldmora$50.002/5/2011 3:29:47 AM
shrewd-peace7$50.002/5/2011 3:36:03 AM
credit-wheel7$25.002/5/2011 4:41:28 AM
listing-trapper3$47.652/5/2011 4:22:59 AM
shrewd-truth1$37.232/5/2011 4:51:38 AM
Gatorzilla$23.842/5/2011 5:36:49 AM
missing-link$25.002/5/2011 4:55:56 AM
200 Investments
 
Borrower Payment Dependent Notes Series 492634
This series of Notes was issued and sold upon the funding of the borrower loan #47208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $74.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1974 Debt/Income ratio: 56%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 43 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,536Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: independent-credit43325 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help with College Loans
Purpose of loan:
This loan will be used to? help with payments for my college loans.

My financial situation:
I am a good candidate for this loan because? I work 40 hours a week as a co-director of a child daycare and only just started, I need a leg up to help with incoming loan payments.

Monthly net income: $ 250

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/10/2011 5:02:27 PM
Tradesmanlender$35.002/10/2011 5:06:08 PM
genius520$100.002/10/2011 5:06:36 PM
ProjectVenture$50.002/10/2011 5:07:05 PM
irrelevant$50.002/10/2011 5:07:19 PM
one-midas$25.002/10/2011 5:18:49 PM
Reliance_Banker$25.002/10/2011 5:22:22 PM
kulender$100.002/10/2011 5:02:05 PM
melodious-fairness$50.002/10/2011 5:02:21 PM
velocity-solo$50.002/10/2011 5:05:19 PM
jazzlender$25.002/10/2011 5:02:33 PM
fishintime$100.002/10/2011 5:05:05 PM
don8ter$25.002/10/2011 5:08:19 PM
HamachiMan$50.002/10/2011 5:05:47 PM
gain-equator$25.002/10/2011 5:06:19 PM
MarvintheMartian$25.002/10/2011 6:17:33 PM
fund-fox4$50.002/10/2011 7:30:45 PM
neptuno$42.002/10/2011 7:52:02 PM
techs$25.002/11/2011 12:46:34 AM
2grindstones$50.002/10/2011 9:07:58 PM
yons88$26.212/10/2011 9:13:06 PM
auction-workhorse679$25.002/11/2011 1:33:02 AM
LSAR$30.002/10/2011 5:08:30 PM
kind-important-liberty9$25.002/10/2011 6:13:47 PM
reflective-rupee$500.772/10/2011 5:03:41 PM
marketplace-cello5$25.002/10/2011 5:05:27 PM
enthralling-deal180$75.002/10/2011 5:01:21 PM
benjamins-utopia$50.002/10/2011 5:02:13 PM
liberty-society5$25.002/10/2011 5:08:39 PM
credit-guard5$25.002/10/2011 5:33:06 PM
enthusiastic-ore5$50.002/10/2011 6:04:30 PM
payout-alien6$25.002/10/2011 8:40:09 PM
RyanTH9893$25.002/10/2011 6:57:01 PM
radforj22$25.002/10/2011 9:51:16 PM
Shining-Star$75.002/11/2011 3:11:09 AM
35 Investments
 
Borrower Payment Dependent Notes Series 493054
This series of Notes was issued and sold upon the funding of the borrower loan #47219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-08-2011 
Term: 60 months Listing End date:  Feb-16-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 18.91% Monthly payment: $376.75
 
Lender servicing fee: 1.00% Effective Yield*: 16.20%  
Estimated return*: 10.25%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2001 Debt/Income ratio: Not calculated
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,757Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: tremendous-marketplace3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Almost Debt free
Purpose of loan:
This loan will be used to consolidate the last of my remaining debt and be debt free!

My financial situation:
I am a good candidate for this loan because my credit score is considered "excellent" and have very little credit card debt. I recently purchased a ring my girlfriend and would like to consolidate the balance from the ring with the remainder of my credit card debt.

Monthly net income: $ 4000.00 +

Monthly expenses: $
??Housing: $ 800 ????
??Insurance: $ 200 ????
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 350
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.002/8/2011 5:06:14 PM
fishintime$100.002/8/2011 5:07:42 PM
Tradesmanlender$35.002/8/2011 5:10:00 PM
liberty-society5$25.002/8/2011 5:10:19 PM
enthralling-deal180$100.002/8/2011 5:02:28 PM
melodious-fairness$50.002/8/2011 5:05:05 PM
simplelender80$100.002/8/2011 5:05:19 PM
benjamins-utopia$50.002/8/2011 5:04:53 PM
Scotcha$50.002/8/2011 5:31:05 PM
vigilance-revolutionary$25.002/8/2011 5:07:34 PM
sensible-order2$100.002/8/2011 5:08:38 PM
jenkris$25.002/8/2011 5:08:55 PM
american6$100.002/8/2011 5:08:04 PM
HamachiMan$50.002/8/2011 5:09:08 PM
skuba$50.002/8/2011 5:11:22 PM
grf1945$25.002/8/2011 5:32:55 PM
mykkai$25.002/8/2011 6:08:02 PM
lenderrb$35.002/8/2011 6:41:23 PM
superb-funds335$25.002/8/2011 8:31:05 PM
GrayStudio$25.002/8/2011 11:11:17 PM
new-cash-plato$25.002/8/2011 6:51:00 PM
Ananya$25.002/8/2011 7:25:16 PM
irrelevant$50.002/9/2011 7:01:48 AM
healthy-worth5$25.002/8/2011 8:59:29 PM
helpwithoutbanks$25.002/9/2011 6:11:11 AM
mgking007$33.542/9/2011 12:02:45 PM
aquarexbi$50.002/9/2011 12:57:42 PM
reflective-rupee$250.772/9/2011 4:30:59 PM
John_Galt$25.002/9/2011 8:18:57 PM
Artist_Blue$25.002/10/2011 12:32:44 AM
don8ter$25.002/10/2011 7:57:17 AM
safe-credit2$50.002/10/2011 4:18:37 PM
tomoe$25.002/10/2011 2:52:17 PM
jrbill1998$50.002/10/2011 4:47:32 PM
bboy21385$74.122/10/2011 9:55:03 PM
Hola_James$33.102/11/2011 9:40:14 AM
debt-sphinx99$25.002/11/2011 9:49:59 AM
BobbieG$25.002/11/2011 10:19:08 AM
kublai$25.002/11/2011 5:27:33 PM
Occhy$50.002/11/2011 8:00:04 PM
loanman2007$75.002/12/2011 10:52:11 AM
MARWARISETH$25.002/12/2011 7:46:46 AM
emmeyP$25.002/12/2011 10:04:20 AM
tutnyce$75.002/12/2011 9:24:02 AM
mtp$50.002/12/2011 3:36:01 PM
Purple11$50.002/12/2011 9:25:56 PM
ProudDad$50.002/12/2011 8:38:43 PM
lucrative-coin$50.002/13/2011 2:58:05 PM
generous-deal6$50.002/13/2011 12:52:04 AM
mpatrick$25.002/13/2011 7:21:34 AM
bountiful-social$25.002/13/2011 1:49:00 PM
GCInvestments$25.002/13/2011 5:21:03 PM
tomaswk$500.002/14/2011 8:59:49 AM
efficient-treasure0$25.002/13/2011 3:06:06 PM
jdwillcox$100.002/14/2011 2:46:42 AM
BxRealtor$25.002/14/2011 8:22:11 AM
janus_god$25.002/14/2011 6:51:10 AM
6moonbeams$25.002/14/2011 10:01:20 AM
restless-currency$40.002/14/2011 11:57:32 AM
peripatetic$25.002/14/2011 1:46:57 PM
maldok1$25.002/14/2011 11:18:28 AM
cash-reaction2$50.002/14/2011 1:46:04 PM
riproaringrapids$25.002/14/2011 7:32:10 PM
helpful-credit156$29.892/14/2011 8:41:44 PM
AlfinityBank25$25.002/15/2011 1:34:33 AM
lendacity$25.002/15/2011 3:16:56 AM
investment-tempo$50.002/14/2011 5:50:10 PM
narblark$50.002/15/2011 4:57:21 AM
keichi03$50.002/15/2011 5:32:59 AM
zippy-revenue8$25.002/15/2011 2:26:51 AM
AF-Chief$50.002/15/2011 2:32:51 AM
Cottingham$40.002/15/2011 5:13:29 AM
Higheagle$26.002/15/2011 6:57:23 AM
skillful-auction$50.002/15/2011 9:38:34 AM
buckyhead2000$25.002/15/2011 2:28:08 PM
dinero-speaker$25.002/15/2011 2:36:36 PM
unequaled-loyalty7$25.002/15/2011 9:28:09 AM
ccclaireee333$25.002/15/2011 3:06:37 PM
Coastielender09$25.632/15/2011 5:55:25 PM
gold-achievement$50.002/15/2011 6:53:13 PM
restech$50.002/15/2011 4:41:12 PM
mckhbnpc$30.002/15/2011 9:25:55 PM
open-dough6$50.002/16/2011 5:59:36 AM
tender-integrity3$100.002/15/2011 10:20:49 PM
principal-sensation$25.002/16/2011 2:16:52 AM
fcukciti$25.002/16/2011 4:20:33 AM
divedude$25.002/16/2011 8:30:22 AM
exxondude$25.002/16/2011 7:45:25 AM
golden-cat$25.002/16/2011 8:32:31 AM
Leshan$25.002/16/2011 9:02:08 AM
Wart126$25.002/16/2011 4:01:12 PM
smart-gain$25.002/16/2011 10:36:58 AM
williemc44$25.002/16/2011 11:56:07 AM
houli123$1,000.002/16/2011 11:27:57 AM
FinanceEngine$25.002/16/2011 12:02:48 PM
currency-persimmon$25.002/16/2011 12:26:51 PM
Weaverville$50.002/16/2011 5:16:40 PM
ClearLake$25.002/16/2011 5:24:11 PM
crawfingers$25.002/16/2011 5:53:02 PM
dedicated-hope640$25.002/16/2011 5:53:06 PM
Hobson$25.002/16/2011 5:53:30 PM
ndwayno$25.002/16/2011 5:54:22 PM
wtrboy$50.002/16/2011 5:55:21 PM
Savings_EQ_Dignity$41.902/16/2011 5:55:50 PM
roman2008$25.002/16/2011 5:56:02 PM
skiberdad$50.002/16/2011 5:56:10 PM
hanuman77$37.752/16/2011 5:56:55 PM
theaterguy$25.002/16/2011 5:57:36 PM
chicago1228$50.002/16/2011 6:01:01 PM
MARSTUN$50.002/16/2011 6:01:08 PM
Zach842$50.002/16/2011 6:01:18 PM
Eagledrop$25.002/16/2011 6:01:29 PM
burgeoning-silver$25.002/16/2011 6:01:46 PM
rss197$25.002/16/2011 6:02:22 PM
tlam168$25.002/16/2011 6:02:32 PM
peb44$25.002/16/2011 6:02:43 PM
boylezz$50.002/16/2011 6:02:49 PM
the-auction-bear$25.002/16/2011 6:03:02 PM
rate-rapture8$50.002/16/2011 6:03:11 PM
studious-bonus7$100.002/16/2011 5:24:32 PM
Clambake$100.002/16/2011 5:22:46 PM
authentic-liberty7$25.002/16/2011 5:24:35 PM
prudent-gain7$25.002/16/2011 5:52:26 PM
Amused1$34.972/16/2011 5:53:10 PM
mjk406$25.002/16/2011 5:53:11 PM
derec$25.002/16/2011 5:53:48 PM
G1g1ty$25.002/16/2011 5:53:17 PM
anyoi$50.002/16/2011 5:53:36 PM
EJO$25.002/16/2011 5:55:08 PM
porter22$25.002/16/2011 5:55:14 PM
unassassinable$25.002/16/2011 5:55:39 PM
Uncle_Scrooge$50.002/16/2011 5:56:00 PM
sensible-fund$50.002/16/2011 5:56:11 PM
suk200$25.002/16/2011 5:56:43 PM
lostontheedge$25.002/16/2011 5:56:54 PM
Veltliner$25.002/16/2011 5:58:11 PM
julijask$45.002/16/2011 5:58:36 PM
klinebarger$25.002/16/2011 6:01:02 PM
rdav$25.002/16/2011 6:01:10 PM
ideal-platinum1$25.002/16/2011 6:00:58 PM
billybragg$25.002/16/2011 6:01:17 PM
Wings06J$50.002/16/2011 6:01:13 PM
anti-wall-st$25.002/16/2011 6:01:25 PM
hope-spinner$25.002/16/2011 6:01:24 PM
life-is-great$50.002/16/2011 6:01:32 PM
songbird98$50.002/16/2011 6:01:50 PM
self-reliant-integrity0$50.002/16/2011 6:01:41 PM
benefit-piano5$25.002/16/2011 6:01:55 PM
comet55$25.002/16/2011 6:02:02 PM
visionary-currency$50.002/16/2011 6:02:15 PM
Yankeeeagle$50.002/16/2011 6:02:19 PM
philgreen$50.002/16/2011 6:02:14 PM
upc_tnt$25.002/16/2011 6:02:34 PM
versatilenyguy$50.002/16/2011 6:02:46 PM
schnatty$25.002/16/2011 6:02:39 PM
shrewd-credit7$50.002/16/2011 6:02:52 PM
hopethisworks$50.002/16/2011 6:02:57 PM
kegs$150.002/16/2011 6:03:09 PM
LeReve$50.002/16/2011 6:03:14 PM
velocity-solo$50.002/8/2011 5:07:53 PM
gain-equator$25.002/8/2011 5:10:47 PM
kulender$100.002/8/2011 5:04:30 PM
marketplace-cello5$25.002/8/2011 5:08:15 PM
genius520$100.002/8/2011 5:11:46 PM
bold-durability-drum$100.002/8/2011 5:10:31 PM
GoldenGo4$50.002/8/2011 6:21:58 PM
radforj22$35.002/8/2011 6:08:59 PM
competent-p2p$100.002/8/2011 6:21:49 PM
kind-important-liberty9$25.002/9/2011 2:04:18 AM
Frosty$25.002/9/2011 7:05:26 AM
vigilance-searcher$25.002/9/2011 7:23:42 AM
meenan$50.002/9/2011 12:27:08 PM
KwikLoan1$31.672/9/2011 8:51:01 PM
a2190b$25.002/9/2011 7:49:52 PM
contract-student2$50.002/10/2011 7:10:34 AM
benevolent-asset$25.002/10/2011 9:27:05 AM
worthy-bid8$50.002/11/2011 6:06:33 AM
bigphish$25.002/11/2011 11:31:07 AM
JeffHoll$40.002/11/2011 7:01:08 AM
macjp123$25.002/11/2011 1:57:47 PM
sincere-balance$25.002/11/2011 9:46:54 AM
Gettinricher$25.002/11/2011 2:27:16 PM
simiray$30.002/11/2011 4:34:31 PM
myhrer$50.002/12/2011 1:50:55 AM
ferdberfel$50.002/12/2011 8:32:34 AM
chameleon125$25.002/12/2011 9:03:29 AM
a-finance-nirvana$25.002/12/2011 2:50:42 AM
duty-windmill$25.002/12/2011 11:11:13 AM
Corellia$100.002/12/2011 6:17:23 AM
hitsman$50.002/12/2011 12:07:48 PM
compwhiz$25.002/12/2011 12:47:28 PM
vine99$90.002/12/2011 10:40:50 AM
tech310$50.002/12/2011 11:59:35 AM
enthusiastic-ore5$45.002/13/2011 3:12:53 PM
tender-contract8$30.002/12/2011 8:35:51 PM
KrisKringle$35.002/13/2011 11:28:11 AM
IIP77$25.002/14/2011 1:07:35 AM
agalt$75.002/14/2011 8:06:35 AM
enchanted-note$50.002/14/2011 10:15:10 AM
economy-caper9$25.002/14/2011 2:42:29 PM
revenue-spa8$50.002/14/2011 11:27:21 AM
be_wise$25.002/14/2011 4:23:47 PM
credit-kahuna$50.002/14/2011 4:28:25 PM
platinum-genetics$25.002/14/2011 5:35:17 PM
orange-courageous-dedication$50.002/14/2011 4:52:57 PM
MrCoffee$26.272/15/2011 3:32:20 AM
Brainworm$25.002/15/2011 5:06:16 AM
integrity-doctor$100.002/14/2011 8:52:43 PM
economy-trader3$100.002/15/2011 5:57:03 AM
first-pragmatic-note$25.002/14/2011 9:55:29 PM
loot-heart$25.002/15/2011 6:26:10 AM
hightek$50.002/15/2011 6:31:30 AM
gtheone$50.002/15/2011 9:25:03 AM
power-trophy7$50.002/15/2011 6:56:15 AM
listing-vista$350.002/15/2011 11:52:17 AM
Ruckus888$50.002/15/2011 9:37:36 AM
swpski$50.002/15/2011 9:43:09 AM
Astyanax$50.002/15/2011 2:33:49 PM
gracej$25.002/15/2011 3:12:36 PM
reflective-rupee$750.772/15/2011 8:39:02 PM
dollardave$100.002/15/2011 11:25:48 PM
SmartBanking$25.002/15/2011 9:45:48 PM
GrommetPosse$50.002/15/2011 10:30:26 PM
SmokeyMirror$50.002/15/2011 9:26:29 PM
credit-birch$50.002/15/2011 10:16:32 PM
maximizer$25.002/16/2011 7:51:28 AM
prudent-power1$40.002/16/2011 9:38:35 AM
thevogelfamily$25.002/16/2011 10:10:51 AM
harperpotok$100.002/16/2011 12:46:28 PM
Mariner3605$25.002/16/2011 5:16:45 PM
sprinter$50.002/16/2011 5:22:09 PM
orderly-leverage$100.002/16/2011 5:22:25 PM
ladybird1$50.002/16/2011 5:22:31 PM
omerta6102$50.002/16/2011 5:24:04 PM
bob_sacamano$25.002/16/2011 5:10:14 PM
martinatime$25.002/16/2011 5:53:12 PM
Richmp412$25.002/16/2011 5:53:23 PM
doncm$50.002/16/2011 5:54:04 PM
DDHMoney$25.002/16/2011 5:55:24 PM
gain-gourd$75.002/16/2011 5:56:05 PM
Mickeyblu$25.002/16/2011 5:56:57 PM
independent-revenue4$50.002/16/2011 6:01:06 PM
kingston4g$50.002/16/2011 6:01:12 PM
wonderful-rupee$25.002/16/2011 6:01:19 PM
divemaster$25.002/16/2011 6:01:44 PM
LastLikeFirst$25.002/16/2011 6:02:04 PM
vegibenz$25.002/16/2011 6:02:25 PM
andyb9$49.622/16/2011 6:02:40 PM
adventurous-commerce$25.002/16/2011 6:02:48 PM
Wally1727$50.002/16/2011 6:03:10 PM
nanda$100.002/16/2011 6:03:13 PM
trustu$50.002/16/2011 5:22:18 PM
haplender$50.002/16/2011 5:22:34 PM
point-kitten6$50.002/16/2011 5:22:38 PM
steiglends$52.932/16/2011 5:24:23 PM
nalaari$25.002/16/2011 5:24:38 PM
loss-of-control$100.002/16/2011 5:27:00 PM
museic1$50.002/16/2011 5:29:11 PM
mammalian4$25.002/16/2011 5:30:47 PM
KileNSmyth4$33.002/16/2011 5:52:27 PM
credible-compassion6$25.002/16/2011 5:53:08 PM
csarradio$34.062/16/2011 5:53:14 PM
DSFinancial$50.002/16/2011 5:53:53 PM
Preferred-Lender$25.002/16/2011 5:54:12 PM
ArkoshKovash$25.002/16/2011 5:54:06 PM
grabtakeout$25.002/16/2011 5:54:19 PM
income-vault6$25.002/16/2011 5:54:16 PM
utopia14$25.002/16/2011 5:54:40 PM
stollcm$25.002/16/2011 5:55:03 PM
littlemonkey$25.002/16/2011 5:55:01 PM
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dpjd$50.002/16/2011 5:55:46 PM
108lender$150.002/16/2011 5:56:08 PM
awwaww$50.002/16/2011 5:55:58 PM
integrity-hawk$50.002/16/2011 5:56:06 PM
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BaltimoreLender$25.002/16/2011 5:58:14 PM
orange-dollar-guild$25.002/16/2011 5:58:49 PM
credit-panda1$25.002/16/2011 6:01:00 PM
aasx1108$25.002/16/2011 6:01:04 PM
jumprun4112$25.002/16/2011 6:01:16 PM
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KVEER$25.002/16/2011 6:03:05 PM
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301 Investments
 
Borrower Payment Dependent Notes Series 493066
This series of Notes was issued and sold upon the funding of the borrower loan #47211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1993 Debt/Income ratio: 20%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:1y 5m
Amount delinquent: $266 Total credit lines: 28 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $63,185Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: jlangfo Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Jlangfo Consolidation Loan
Purpose of loan:
This loan will be used to consolidate credit debt

My financial situation:
I am a good candidate for this loan because both my wife and I work, we have excellent credit and I'm in a sales executive position that should generate income of 350k + my wife's income of 120k+

Monthly net income: $ 13,500 with base-salary only included.

Monthly expenses: $
??Housing: $ 4,200
??Insurance: $ 250
??Car expenses: $ 0 - one car is paid off, the other paid for by my wife's employer
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 900
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 3000
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I'm interested in funding your loan. Please list the debts you would like to consolidate, including outstanding balance, APR, and min monthly payment. Also, what is the delinquent account on your record? - newest-funds-powerplant
A: I would like to consolidate two high-interest credit cards. 1st is a Chase card with a balance of $13,206.76 an APR of 31.99% and min payment of $340 per month. The 2nd is a Citicard with an outstanding balance of $13,738.30 an APR of 25.99% and min payment of $450 per month. I have gone through a lengthy process to get the delinquent account removed from my record. It was for a Public Storage locker I vacated in 2006. I will receive the removal record from Public Storage in a week. (Feb-08-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. I have one mortgage and no Heloc. Balance is $766,000. 2. Original home price was $1,050,000 when I purchased in 2006. Value is 880-900k currently. (Feb-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
vine99$90.002/8/2011 5:01:21 PM
kulender$100.002/8/2011 5:04:31 PM
melodious-fairness$50.002/8/2011 5:05:06 PM
commerce-yeller$25.002/8/2011 5:06:52 PM
skuba$50.002/8/2011 5:11:23 PM
reflective-rupee$1,000.772/8/2011 5:05:00 PM
simplelender80$100.002/8/2011 5:05:20 PM
DasMula$37.442/8/2011 5:29:27 PM
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velocity-solo$50.002/8/2011 5:07:54 PM
HamachiMan$50.002/8/2011 5:09:09 PM
jenkris$25.002/8/2011 5:08:56 PM
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kmr2$100.002/8/2011 5:11:53 PM
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grf1945$25.002/8/2011 6:20:28 PM
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GoldenGo4$50.002/8/2011 6:21:58 PM
radforj22$25.002/8/2011 10:22:34 PM
GrayStudio$25.002/8/2011 11:11:18 PM
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Bank_Of_XL$25.002/9/2011 8:09:59 AM
meenan$50.002/9/2011 5:21:16 PM
tomoe$25.002/10/2011 2:44:21 PM
bigphish$25.002/11/2011 11:31:08 AM
macjp123$25.002/11/2011 1:57:46 PM
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myhrer$50.002/12/2011 1:50:58 AM
kublai$25.002/11/2011 5:27:36 PM
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power-trophy7$50.002/15/2011 6:56:16 AM
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swpski$50.002/15/2011 9:43:10 AM
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restech$50.002/15/2011 4:41:13 PM
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dollardave$100.002/15/2011 11:25:49 PM
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prudent-power1$40.002/16/2011 9:38:36 AM
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Clambake$100.002/16/2011 5:22:47 PM
sprinter$50.002/16/2011 5:22:10 PM
loantigger$50.002/16/2011 6:03:37 PM
starlight31$50.002/16/2011 6:03:41 PM
exuberant-dime$50.002/16/2011 6:03:49 PM
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Interloper$25.002/16/2011 6:04:13 PM
flexible-return297$25.892/16/2011 6:04:31 PM
peace-maximizer8$25.002/16/2011 6:04:40 PM
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paladin847$50.002/16/2011 6:03:51 PM
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mmckune$25.002/16/2011 6:04:17 PM
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organized-dedication9$50.002/16/2011 6:05:34 PM
authentic-liberty7$25.002/16/2011 6:06:53 PM
hrubinst$49.952/16/2011 6:06:50 PM
museic1$50.002/16/2011 6:07:18 PM
bklynborn424$25.002/16/2011 7:45:06 PM
charles3507$50.002/16/2011 8:30:22 PM
chenry9202$25.002/16/2011 11:59:51 PM
Ripsaw4U$50.002/17/2011 1:29:40 AM
dignified-finance$46.192/17/2011 7:08:10 AM
EricandJudy$100.002/17/2011 7:31:46 AM
worth-arch$25.002/17/2011 7:16:17 AM
psonicl$50.002/17/2011 8:01:36 AM
devoider$25.002/17/2011 7:17:24 AM
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ranstlin$25.002/17/2011 9:51:28 AM
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SDSCorp$25.002/17/2011 9:54:01 AM
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auction-architect7$50.002/17/2011 10:01:18 AM
CommercialVision$29.872/17/2011 10:07:33 AM
maple1$50.002/17/2011 10:13:08 AM
peace-saber0$25.002/17/2011 10:34:30 AM
alextiff01$25.002/17/2011 10:46:11 AM
lenderKP$25.002/17/2011 10:22:34 AM
lending_well$38.412/17/2011 10:58:07 AM
fund-tom-tom6$50.002/17/2011 10:58:11 AM
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improvman$50.002/17/2011 11:18:14 AM
B1$25.172/17/2011 12:13:57 PM
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ti22ring$25.002/17/2011 11:41:29 AM
Attract$25.002/17/2011 11:51:35 AM
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js44043$25.002/17/2011 12:37:49 PM
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agiovasil$25.002/17/2011 12:45:18 PM
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exchange-pledge$100.002/17/2011 12:53:07 PM
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rockstar78$50.002/17/2011 1:25:37 PM
hptcrabbers$25.002/17/2011 2:31:17 PM
mightymousemom$50.002/17/2011 1:59:55 PM
mid$25.002/17/2011 3:09:33 PM
treasure-dreamer7$25.002/17/2011 3:14:17 PM
FinanceEngine$25.002/17/2011 2:32:43 PM
progressive-power9$25.002/17/2011 3:09:49 PM
Shamrock731$41.532/17/2011 3:50:53 PM
cloud546$64.262/17/2011 3:30:43 PM
Engineer44$39.852/17/2011 3:56:23 PM
benjamins-utopia$50.002/8/2011 5:04:55 PM
enchanted-yield4$50.002/8/2011 5:07:59 PM
american6$100.002/8/2011 5:08:04 PM
Tradesmanlender$35.002/8/2011 5:10:02 PM
enthralling-deal180$100.002/8/2011 5:02:29 PM
jazzlender$25.002/8/2011 5:06:15 PM
marketplace-cello5$25.002/8/2011 5:08:17 PM
sensible-order2$100.002/8/2011 5:08:39 PM
gain-equator$25.002/8/2011 5:10:47 PM
genius520$100.002/8/2011 5:11:47 PM
vigilance-revolutionary$50.002/8/2011 6:15:31 PM
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superb-funds335$25.002/8/2011 8:31:06 PM
balance-force$45.002/8/2011 8:06:21 PM
JDL51$35.002/8/2011 9:40:16 PM
newest-funds-powerplant$25.002/9/2011 9:06:31 AM
irrelevant$50.002/9/2011 7:01:49 AM
hopeful-truth5$300.002/9/2011 7:13:03 AM
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John_Galt$66.002/9/2011 10:19:03 AM
aquarexbi$50.002/9/2011 12:57:44 PM
don8ter$25.002/10/2011 7:57:18 AM
Artist_Blue$25.002/10/2011 12:32:47 AM
dime-smasher5$25.002/9/2011 8:26:43 PM
sk10023$25.002/9/2011 9:30:39 PM
loanman2007$250.002/10/2011 12:25:08 PM
jrbill1998$50.002/10/2011 4:47:33 PM
worthy-bid8$50.002/11/2011 6:06:34 AM
exchange-jet$33.332/11/2011 11:00:39 AM
ethicalhumanist$50.002/11/2011 9:29:33 AM
black-plague$200.002/11/2011 9:37:15 AM
firsttouch1$100.002/11/2011 11:23:19 AM
hedgebaby$49.002/11/2011 4:38:41 PM
a-finance-nirvana$25.002/12/2011 2:50:44 AM
GoldenGo4$100.002/12/2011 9:35:12 AM
chameleon125$25.002/12/2011 9:03:08 AM
repayment-pudding$25.002/12/2011 2:34:21 PM
hitsman$50.002/12/2011 12:07:49 PM
mtp$50.002/12/2011 3:36:02 PM
lucrative-coin$50.002/13/2011 2:58:07 PM
spiff666$25.002/13/2011 8:17:53 AM
all_of_that_one$35.002/13/2011 9:33:16 AM
maldok1$25.002/14/2011 11:18:29 AM
restless-currency$40.002/14/2011 11:57:33 AM
Flanders122$25.002/14/2011 12:20:56 PM
6moonbeams$25.002/14/2011 10:01:23 AM
tech310$50.002/14/2011 2:44:33 PM
cash-reaction2$50.002/14/2011 2:46:35 PM
economy-caper9$25.002/14/2011 2:43:29 PM
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platinum-genetics$25.002/14/2011 5:35:18 PM
IIP77$25.002/15/2011 1:46:14 AM
lendacity$25.002/15/2011 3:16:58 AM
narblark$50.002/15/2011 4:57:22 AM
Brainworm$25.002/15/2011 5:06:17 AM
loot-heart$25.002/15/2011 6:26:12 AM
hightek$50.002/15/2011 6:31:30 AM
Ruckus888$50.002/15/2011 9:37:37 AM
unequaled-loyalty7$25.002/15/2011 9:28:10 AM
listing-vista$350.002/15/2011 11:52:18 AM
buckyhead2000$25.002/15/2011 2:28:18 PM
dinero-speaker$25.002/15/2011 2:36:37 PM
slingshot_knitter$25.002/15/2011 7:58:02 PM
maximizer$25.002/16/2011 7:51:29 AM
tender-integrity3$100.002/15/2011 10:20:50 PM
GrommetPosse$50.002/15/2011 10:30:27 PM
fcukciti$25.002/16/2011 4:20:34 AM
hopeful-truth5$150.002/16/2011 7:11:43 AM
divedude$25.002/16/2011 8:30:23 AM
currency-persimmon$25.002/16/2011 12:26:52 PM
harperpotok$100.002/16/2011 12:46:29 PM
point-kitten6$50.002/16/2011 5:22:39 PM
orderly-leverage$100.002/16/2011 5:22:26 PM
ladybird1$50.002/16/2011 5:22:32 PM
Shawn95187$25.002/16/2011 6:03:38 PM
NYCFinancier$25.002/16/2011 6:03:46 PM
mtnbikemania$50.002/16/2011 6:03:55 PM
GElender$50.002/16/2011 6:04:04 PM
ptjg$50.002/16/2011 6:04:29 PM
investment-comet$25.002/16/2011 6:04:37 PM
LightTheWay$50.002/16/2011 6:06:20 PM
ClearLake$25.002/16/2011 6:06:38 PM
rlgnyc$50.002/16/2011 6:06:46 PM
fuzed$55.002/16/2011 6:10:05 PM
hardwareman$25.002/16/2011 6:18:52 PM
TheoProf$25.002/16/2011 6:35:43 PM
jpjones86$25.002/16/2011 8:45:26 PM
MutuallyBeneficial$50.002/16/2011 8:51:41 PM
hons2000$25.002/16/2011 5:53:27 PM
syounker$25.002/16/2011 6:02:17 PM
patriot897$50.002/16/2011 6:02:12 PM
MattLic$50.002/16/2011 6:03:35 PM
RoyFauntleroy$25.002/16/2011 6:03:31 PM
financelover$25.002/16/2011 6:03:44 PM
Reinadog9$50.002/16/2011 6:03:39 PM
gold-tsunami$50.002/16/2011 6:03:48 PM
pdxKurt$50.002/16/2011 6:04:22 PM
wwwUniversal$25.002/16/2011 6:03:58 PM
e6400$50.002/16/2011 6:04:15 PM
Ocean713$50.002/16/2011 6:05:30 PM
trustu$50.002/16/2011 6:05:44 PM
balance2$25.002/16/2011 6:06:42 PM
omerta6102$25.322/16/2011 6:06:30 PM
nalaari$25.002/16/2011 6:06:55 PM
credit-vinyl$25.002/16/2011 6:35:42 PM
TommyTucker$50.002/16/2011 7:20:56 PM
wise-benjamins-fortress$50.002/16/2011 8:56:12 PM
BSr$25.002/17/2011 4:12:20 AM
hermosaloan$25.002/17/2011 5:20:12 AM
Erogan5877$30.002/17/2011 5:35:20 AM
BigLinCT$25.002/17/2011 7:49:41 AM
mpatrick$25.002/17/2011 7:40:47 AM
Mindful7$25.002/17/2011 9:15:54 AM
choss02$100.002/17/2011 9:41:59 AM
argentina78$25.002/17/2011 9:48:08 AM
gain-butterfly$49.212/17/2011 9:47:32 AM
gold-sushi$25.002/17/2011 9:48:43 AM
auction-workhorse679$25.002/17/2011 9:49:05 AM
awe-inspiring-credit7$25.002/17/2011 9:58:53 AM
neutrino6$25.002/17/2011 9:50:14 AM
breadbroker$25.002/17/2011 9:50:11 AM
Spring342$50.002/17/2011 10:03:15 AM
dgammons$25.002/17/2011 10:14:46 AM
CrossCreek$25.002/17/2011 10:20:49 AM
newest-orbital-justice$50.002/17/2011 10:21:54 AM
TennSquire$25.002/17/2011 10:13:18 AM
sellersbay$25.002/17/2011 10:35:01 AM
diversification-viking$25.002/17/2011 10:49:22 AM
Avicell$50.002/17/2011 10:58:18 AM
rachelrachelrachel$25.002/17/2011 11:04:41 AM
sunsetlending$50.002/17/2011 11:06:45 AM
improvman$25.002/17/2011 11:43:41 AM
capital-motion0$300.002/17/2011 12:03:10 PM
Katburg$42.752/17/2011 12:40:04 PM
silverloan$35.382/17/2011 12:41:05 PM
Machbannai$25.002/17/2011 1:17:42 PM
SanJoser$25.002/17/2011 1:19:31 PM
iolaire$25.002/17/2011 1:07:52 PM
neelgagan$100.002/17/2011 12:56:58 PM
nickel-position$25.002/17/2011 1:54:44 PM
justice-comet$50.002/17/2011 1:59:45 PM
ddh81$50.002/17/2011 1:25:02 PM
PDX-Funder$50.002/17/2011 2:31:09 PM
Investor704$50.002/17/2011 2:37:46 PM
brightest-dynamic-peace$25.002/17/2011 3:09:37 PM
TicTac$50.002/17/2011 2:19:45 PM
successful-agreement7$100.002/17/2011 3:15:19 PM
alwayson$25.002/17/2011 2:36:28 PM
moola-pillow$45.032/17/2011 2:47:07 PM
LoWRec$25.002/17/2011 3:40:53 PM
CasaDeTomas$50.002/17/2011 3:14:22 PM
287 Investments
 
Borrower Payment Dependent Notes Series 493172
This series of Notes was issued and sold upon the funding of the borrower loan #47214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-08-2011 
Term: 60 months Listing End date:  Feb-17-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 18.91% Monthly payment: $376.75
 
Lender servicing fee: 1.00% Effective Yield*: 16.20%  
Estimated return*: 10.25%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1987 Debt/Income ratio: 52%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 40 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,062Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: immaculate-value4 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to?consolidate

My financial situation:
I am a good candidate for this loan because? i always pay my bills on time

Monthly net income: $ 45000

Monthly expenses: $
??Housing: $ 739.85
??Insurance: $ 700
??Car expenses: $ 428.57
??Utilities: $ 175
??Phone, cable, internet: $ 155
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much debt you carry and what rates you pay now? - Reddy_Capital
A: 15425 in debt with interest rates ranging from 17% to 23% trying to cut bills down to one monthly payment (Feb-09-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 80067.77 MORTGAGE BALANCE AS OF FEB 11 2011 2ND MORTGAGE IS 9800.00 THE MARKET VALUE OF HOME IS APPROX 155000 (Feb-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/8/2011 5:02:32 PM
velocity-solo$50.002/8/2011 5:07:55 PM
HamachiMan$50.002/8/2011 5:09:22 PM
Tradesmanlender$35.002/8/2011 5:10:08 PM
DasMula$25.002/8/2011 5:27:00 PM
kulender$100.002/8/2011 5:04:35 PM
simplelender80$100.002/8/2011 5:05:27 PM
fishintime$100.002/8/2011 5:07:47 PM
american6$100.002/8/2011 5:08:07 PM
sensible-order2$100.002/8/2011 5:08:41 PM
gain-equator$25.002/8/2011 5:10:50 PM
jenkris$25.002/8/2011 5:08:58 PM
genius520$100.002/8/2011 5:11:49 PM
mykkai$25.002/8/2011 6:11:09 PM
superb-funds335$25.002/8/2011 8:31:07 PM
Stack23$25.002/8/2011 6:16:28 PM
liberty-society5$25.002/8/2011 6:21:14 PM
irrelevant$50.002/9/2011 7:01:53 AM
loyalty-czar$30.652/9/2011 1:29:29 PM
aquarexbi$50.002/9/2011 12:57:46 PM
sk10023$25.002/9/2011 9:28:09 PM
radforj22$25.002/10/2011 1:14:43 AM
tomoe$25.002/10/2011 2:52:51 PM
worthy-bid8$50.002/11/2011 6:06:39 AM
JeffHoll$80.002/11/2011 7:29:05 AM
mgking007$25.512/11/2011 10:22:52 AM
skuba$50.002/12/2011 12:45:46 AM
crdcteng$50.002/12/2011 5:51:00 AM
meenan$50.002/12/2011 2:17:31 AM
loanman2007$125.002/12/2011 5:14:31 AM
MARWARISETH$25.002/12/2011 7:46:51 AM
chameleon125$25.002/12/2011 9:02:12 AM
GCInvestments$25.002/13/2011 5:21:08 PM
adir1$25.002/13/2011 6:11:53 AM
payment-halo$25.002/13/2011 10:34:10 AM
penny-finder$25.002/13/2011 9:54:09 PM
efficient-treasure0$25.002/13/2011 3:06:10 PM
BxRealtor$25.002/14/2011 8:22:17 AM
6moonbeams$25.002/14/2011 10:01:32 AM
enchanted-note$50.002/14/2011 10:15:34 AM
Flreap$25.002/14/2011 7:07:25 AM
tomaswk$500.002/14/2011 8:59:42 AM
vigilance-revolutionary$50.002/14/2011 1:46:01 PM
rbgnr111$25.002/14/2011 12:16:51 PM
grf1945$35.002/14/2011 1:45:45 PM
restless-currency$40.002/14/2011 11:57:37 AM
peso-tiramisu$25.002/14/2011 1:25:58 PM
orange-courageous-dedication$50.002/14/2011 4:53:01 PM
economy-caper9$25.002/14/2011 2:39:17 PM
a-finance-nirvana$25.002/14/2011 2:47:15 PM
tech310$50.002/14/2011 4:32:08 PM
riproaringrapids$25.002/14/2011 7:32:13 PM
first-pragmatic-note$25.002/14/2011 9:55:32 PM
lendacity$25.002/15/2011 3:17:01 AM
hightek$50.002/15/2011 6:31:32 AM
power-trophy7$50.002/15/2011 6:56:17 AM
Shirts$117.032/15/2011 10:33:00 AM
Shawnman19$33.952/15/2011 11:11:21 AM
InspireLife$25.002/15/2011 2:29:35 PM
Ruckus888$50.002/15/2011 9:37:39 AM
swpski$50.002/15/2011 9:43:12 AM
thankful-p2ploan$100.002/15/2011 10:09:21 AM
jstnow$25.002/15/2011 1:48:14 PM
brightest-fascinating-principal$50.002/15/2011 1:43:49 PM
gracej$25.002/15/2011 3:12:39 PM
GrommetPosse$50.002/15/2011 10:30:29 PM
cash-reaction2$50.002/15/2011 5:37:13 PM
reflective-rupee$250.772/15/2011 8:37:44 PM
SmokeyMirror$50.002/15/2011 9:26:32 PM
reflective-rupee$500.772/15/2011 8:37:51 PM
dollardave$74.132/15/2011 11:25:50 PM
mikeandcat$50.002/16/2011 5:37:32 AM
maximizer$25.002/16/2011 7:51:32 AM
tolerant-dinero2$25.002/16/2011 9:36:28 AM
ddamenace$40.002/16/2011 10:35:53 AM
FinanceEngine$30.002/16/2011 11:58:57 AM
harperpotok$100.002/16/2011 12:46:30 PM
rutzebach$32.292/16/2011 1:51:18 PM
Engineer44$35.002/16/2011 3:35:06 PM
gilbrear$25.002/16/2011 4:07:43 PM
JBG$25.002/16/2011 3:59:54 PM
be_wise$25.002/16/2011 4:56:24 PM
worlds-best-worth2$100.002/16/2011 5:06:26 PM
IIP77$25.002/16/2011 5:07:02 PM
ladybird1$50.002/16/2011 5:22:32 PM
valiant-money$25.002/16/2011 5:40:52 PM
MutuallyBeneficial$50.002/16/2011 8:51:41 PM
AF-Chief$50.002/16/2011 5:58:01 PM
sprinter$50.002/16/2011 6:05:38 PM
orderly-leverage$100.002/16/2011 6:05:50 PM
Clambake$100.002/16/2011 6:06:11 PM
cwb8539$36.182/16/2011 6:40:08 PM
jodilee31$47.682/16/2011 7:30:05 PM
charles3507$50.002/16/2011 8:30:25 PM
gjm6d$25.002/16/2011 8:34:00 PM
Vans1975$25.002/17/2011 5:11:24 AM
YosemiteSam$25.002/17/2011 5:18:57 AM
Erogan5877$30.002/17/2011 5:35:21 AM
USMC06$25.002/17/2011 6:14:07 AM
silvox$30.442/17/2011 7:38:52 AM
BigLinCT$25.002/17/2011 7:49:42 AM
psonicl$50.002/17/2011 8:01:37 AM
zztopdog$106.932/17/2011 8:25:55 AM
lender-inc$32.612/17/2011 9:08:46 AM
Mindful7$17.392/17/2011 9:16:47 AM
benjamins-utopia$50.002/8/2011 5:04:58 PM
melodious-fairness$50.002/8/2011 5:05:10 PM
balance-force$30.002/8/2011 5:24:43 PM
jazzlender$25.002/8/2011 5:06:19 PM
marketplace-cello5$25.002/8/2011 5:08:21 PM
bold-durability-drum$100.002/8/2011 5:10:27 PM
reward-tsunami7$50.002/8/2011 6:19:55 PM
mckhbnpc$25.002/8/2011 9:22:06 PM
platinum-sorcerer6$50.002/8/2011 6:15:50 PM
GrayStudio$25.002/8/2011 11:11:21 PM
lenderrb$35.002/8/2011 6:41:25 PM
competent-p2p$50.002/8/2011 6:22:32 PM
JustMee$25.002/8/2011 8:31:00 PM
vigilance-searcher$25.002/9/2011 7:24:20 AM
Bank_Of_XL$100.002/9/2011 8:08:43 AM
simeonthewhale$66.492/9/2011 3:59:00 PM
Ananya$25.002/9/2011 5:52:16 PM
reflective-rupee$250.772/9/2011 4:31:15 PM
JackinGreen$44.312/9/2011 4:25:21 PM
don8ter$25.002/10/2011 7:57:21 AM
smart-gain$40.002/10/2011 10:47:31 AM
Artist_Blue$25.002/11/2011 6:06:03 AM
bigphish$25.002/11/2011 11:31:11 AM
macjp123$25.002/11/2011 1:57:43 PM
kublai$25.002/11/2011 5:27:43 PM
Shining-Star$25.002/11/2011 12:40:15 PM
kindness-launcher$2,000.002/11/2011 3:03:15 PM
loss-of-control$100.002/11/2011 4:35:03 PM
kindness-launcher$2,000.002/11/2011 6:05:46 PM
ferdberfel$50.002/12/2011 8:32:39 AM
Jim33$25.002/12/2011 7:41:08 AM
compwhiz$25.002/12/2011 12:47:32 PM
mtp$50.002/12/2011 3:36:05 PM
Purple11$50.002/12/2011 9:25:59 PM
hitsman$50.002/12/2011 12:07:53 PM
poolshark72$25.002/12/2011 6:19:22 PM
fallentimbers$25.002/12/2011 4:15:33 PM
authority624$25.002/12/2011 4:31:37 PM
thankful-nickel2$25.002/13/2011 3:44:09 PM
Suilbup$29.862/13/2011 7:26:23 AM
generous-deal6$50.002/13/2011 12:52:08 AM
dynrep$25.002/13/2011 10:24:34 AM
lucrative-coin$50.002/13/2011 2:58:11 PM
jdwillcox$100.002/14/2011 2:46:45 AM
agalt$75.002/14/2011 8:06:41 AM
janus_god$25.002/14/2011 6:51:13 AM
silvercertificate$25.002/14/2011 9:00:33 AM
maldok1$25.002/14/2011 11:18:31 AM
amusement4$100.002/14/2011 11:00:49 AM
joyful-felicity$89.772/14/2011 3:22:52 PM
peripatetic$25.002/14/2011 4:32:38 PM
mammalian4$25.002/14/2011 5:29:38 PM
platinum-genetics$25.002/14/2011 5:35:19 PM
narblark$50.002/15/2011 4:57:24 AM
integrity-doctor$100.002/14/2011 8:56:26 PM
loot-heart$25.002/15/2011 6:26:14 AM
Brainworm$25.002/15/2011 5:06:18 AM
buckyhead2000$25.002/15/2011 2:28:32 PM
skillful-auction$50.002/15/2011 9:38:39 AM
jybank$25.002/15/2011 10:18:20 AM
Astyanax$40.002/15/2011 2:19:23 PM
ccclaireee333$25.002/15/2011 3:09:46 PM
dinero-speaker$25.002/15/2011 2:36:39 PM
astro128$30.322/15/2011 4:14:32 PM
tender-integrity3$100.002/15/2011 10:20:53 PM
fcukciti$25.002/16/2011 4:20:36 AM
divedude$25.002/16/2011 8:30:25 AM
autodidact42$50.002/16/2011 7:07:06 AM
Leshan$25.002/16/2011 8:51:49 AM
houli123$1,000.002/16/2011 11:26:47 AM
prudent-power1$40.002/16/2011 9:38:37 AM
williemc44$25.002/16/2011 11:56:09 AM
rate-optimizer0$25.002/16/2011 12:20:54 PM
dhkny5$179.462/16/2011 12:23:36 PM
currency-persimmon$25.002/16/2011 12:26:54 PM
investment-tempo$50.002/16/2011 5:16:05 PM
haplender$50.002/16/2011 5:22:36 PM
point-kitten6$50.002/16/2011 6:06:06 PM
Pu239$60.002/16/2011 5:33:08 PM
credit-kahuna$50.002/16/2011 5:56:12 PM
TheTimeIsNow$25.002/16/2011 6:53:00 PM
transformer855$25.002/16/2011 7:50:11 PM
terrific-return$25.002/16/2011 8:29:54 PM
chenry9202$25.002/16/2011 11:59:53 PM
rate-sceptre$50.002/17/2011 12:11:41 AM
Bidwinner08$102.692/17/2011 12:42:45 AM
Ripsaw4U$50.002/17/2011 1:29:43 AM
Smallbear$25.002/17/2011 4:14:09 AM
goodhearted-gold3$50.002/17/2011 6:37:03 AM
Christophe$25.002/17/2011 7:12:54 AM
devoider$25.002/17/2011 7:17:25 AM
mpatrick$25.002/17/2011 7:40:06 AM
worth-arch$25.002/17/2011 7:16:19 AM
EricandJudy$50.002/17/2011 7:29:58 AM
dynamic-platinum$25.002/17/2011 8:18:16 AM
200 Investments
 
Borrower Payment Dependent Notes Series 493296
This series of Notes was issued and sold upon the funding of the borrower loan #47212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $557.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1984 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 32 / 32Length of status:31y 6m
Amount delinquent: $0 Total credit lines: 51 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,369Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: rupee-guitar Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide details about what you do for living, income expense details and current credit card balances along with the rates you are paying now? - Reddy_Capital
A: I'm a court reporter. I'm an independent contractor. My cc debt is about 25K, and the rates range anywhere from 18% to 25%. Would like to pay most of them off and NEVER use them again! (Feb-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance left on my house is $243,792.51. According to Zillow.com, it's worth $137,500. (Bummer!) (Feb-10-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
melodious-fairness$50.002/9/2011 5:01:54 PM
simplelender80$100.002/9/2011 5:02:02 PM
bold-durability-drum$100.002/9/2011 5:04:38 PM
enthralling-deal180$75.002/9/2011 5:00:51 PM
benjamins-utopia$50.002/9/2011 5:01:48 PM
irrelevant$50.002/9/2011 5:05:58 PM
reflective-rupee$1,000.772/9/2011 5:06:28 PM
2grindstones$25.002/9/2011 5:11:17 PM
gain-equator$25.002/9/2011 5:04:44 PM
kind-bid-genome$25.002/9/2011 8:59:23 PM
sk10023$25.002/9/2011 9:16:41 PM
EarlyRiser$250.002/10/2011 10:46:29 AM
tomoe$25.002/10/2011 2:23:47 PM
firsttouch1$100.002/10/2011 2:30:04 PM
radforj22$25.002/10/2011 9:50:58 PM
famous-bill$25.002/11/2011 5:36:47 AM
phaded$25.002/11/2011 9:34:57 AM
debt-force$25.002/11/2011 6:03:43 AM
balance-force$35.002/11/2011 3:28:16 PM
bigphish$25.002/11/2011 11:31:25 AM
macjp123$25.002/11/2011 1:57:30 PM
asset-professor$50.002/11/2011 2:12:28 PM
loanman2007$225.002/12/2011 10:49:10 AM
MARWARISETH$25.002/12/2011 7:47:00 AM
GCInvestments$25.002/13/2011 5:21:17 PM
Artist_Blue$25.002/14/2011 6:16:02 AM
jdwillcox$100.002/14/2011 2:46:51 AM
poolshark72$25.002/13/2011 11:40:12 PM
magnetic-dedication3$25.002/14/2011 9:47:06 AM
agalt$75.002/14/2011 8:06:51 AM
dsnybnd$25.002/14/2011 7:58:03 AM
restless-currency$40.002/14/2011 11:57:47 AM
first-pragmatic-note$25.002/14/2011 9:55:40 PM
Dubbs360$25.002/15/2011 1:47:51 AM
a-finance-nirvana$25.002/15/2011 2:36:50 AM
lendacity$25.002/15/2011 3:17:11 AM
hightek$25.002/15/2011 6:31:39 AM
power-trophy7$25.002/15/2011 6:56:22 AM
credit-bliss8$25.002/15/2011 1:05:37 PM
gracej$25.002/15/2011 3:12:45 PM
skillful-auction$50.002/15/2011 9:38:48 AM
dinero-speaker$25.002/15/2011 2:36:43 PM
epic-value6$50.002/15/2011 5:38:28 PM
erowis$45.002/15/2011 5:51:06 PM
reflective-rupee$1,500.772/15/2011 8:42:56 PM
SmokeyMirror$50.002/15/2011 9:26:36 PM
active-reward7$50.002/15/2011 5:38:26 PM
divedude$25.002/16/2011 8:30:30 AM
pietro_torna_indietro$50.002/15/2011 11:07:21 PM
velocity-jalapeno$25.002/16/2011 7:15:36 AM
maximizer$25.002/16/2011 7:51:40 AM
harperpotok$100.002/16/2011 12:46:34 PM
jiggaman7$75.002/16/2011 9:24:45 AM
williemc44$25.002/16/2011 11:56:13 AM
be_wise$25.002/16/2011 5:12:19 PM
currency-persimmon$25.002/16/2011 3:10:43 PM
grf1945$35.002/16/2011 5:22:20 PM
peripatetic$25.002/16/2011 5:22:52 PM
janus_god$25.002/16/2011 5:08:02 PM
mammalian4$25.002/16/2011 5:34:20 PM
creed99$25.002/16/2011 5:53:21 PM
350DGRZ$25.002/16/2011 8:00:03 PM
red_spade$40.002/16/2011 5:56:15 PM
Ripsaw4U$50.002/17/2011 1:29:50 AM
Erogan5877$30.002/17/2011 5:35:27 AM
geophreigh$25.002/17/2011 6:40:47 AM
BigLinCT$25.002/17/2011 7:49:48 AM
worth-arch$25.002/17/2011 7:16:23 AM
GElender$50.002/17/2011 9:54:12 AM
lucky2$25.002/17/2011 10:36:21 AM
Avicell$50.002/17/2011 10:58:24 AM
TH99$25.002/17/2011 11:41:11 AM
bonanza1973$25.002/17/2011 11:12:41 AM
Attract$25.002/17/2011 11:51:38 AM
maldok1$25.002/17/2011 12:40:59 PM
compwhiz$25.002/17/2011 12:40:46 PM
ferdberfel$50.002/17/2011 12:45:05 PM
GrommetPosse$50.002/17/2011 12:43:30 PM
CrossCreek$25.002/17/2011 12:51:41 PM
ladybird1$50.002/17/2011 12:47:54 PM
sellersbay$25.002/17/2011 12:51:49 PM
chenry9202$25.002/17/2011 12:49:18 PM
fund-tom-tom6$50.002/17/2011 12:51:54 PM
SanJoser$25.002/17/2011 1:19:33 PM
Coppercanyon$50.002/17/2011 1:08:33 PM
justice-comet$50.002/17/2011 1:59:47 PM
progressive-power9$25.002/17/2011 3:09:50 PM
CasaDeTomas$50.002/17/2011 3:14:24 PM
oht588$26.562/17/2011 4:37:54 PM
LKN2RTR$25.002/17/2011 4:39:24 PM
kublai$25.002/17/2011 4:40:28 PM
lcole32$25.002/17/2011 4:41:17 PM
gnar$25.002/17/2011 4:43:06 PM
ichibon$100.002/17/2011 4:45:19 PM
shamil45$25.002/17/2011 4:16:46 PM
rmachi$25.002/17/2011 4:17:04 PM
Mariner3605$25.002/17/2011 4:49:48 PM
selfmademan$25.002/17/2011 4:50:16 PM
mkomar$25.542/17/2011 4:42:34 PM
listing-vista$350.002/17/2011 4:44:36 PM
Midg$25.002/17/2011 4:46:54 PM
Yankeeeagle$28.512/17/2011 4:49:31 PM
suk200$25.002/17/2011 4:48:30 PM
InvestorPartners$25.002/17/2011 4:49:38 PM
tsquared_030$36.602/17/2011 5:22:44 PM
ultimatepaintball$25.002/17/2011 5:19:47 PM
philantist$25.732/17/2011 5:23:06 PM
blissful-note7$31.332/17/2011 5:24:06 PM
handshake5$99.332/17/2011 5:29:52 PM
lostontheedge$25.002/17/2011 5:35:52 PM
Sid-K$25.002/17/2011 5:52:19 PM
utopia14$25.002/17/2011 5:51:02 PM
neutrino6$25.002/17/2011 6:30:08 PM
nojoke411$50.002/17/2011 6:36:54 PM
karmarush$25.002/17/2011 6:47:43 PM
CPAMAN$25.002/17/2011 6:48:28 PM
LoanBrkr$25.002/17/2011 6:48:18 PM
EtaDuck$25.002/17/2011 6:50:28 PM
fervent-repayment$50.002/17/2011 6:51:32 PM
smloanbigresult$25.002/17/2011 6:49:25 PM
floret596$25.002/17/2011 6:51:00 PM
worker82$25.002/17/2011 7:33:38 PM
help4u$50.002/17/2011 7:26:30 PM
responsible-investment0$50.002/17/2011 9:24:03 PM
WalnutCreekguy$50.002/17/2011 10:14:03 PM
goldie414$50.002/17/2011 9:06:38 PM
Quetz$50.002/17/2011 11:15:12 PM
stollcm$25.002/18/2011 2:22:37 AM
amijo$25.002/18/2011 2:36:58 AM
regahj99$25.002/17/2011 11:19:42 PM
Bladewil$26.012/18/2011 2:20:12 AM
CaliforniaSun$25.002/18/2011 2:38:19 AM
beaker$25.002/18/2011 2:21:21 AM
und-alum$26.432/18/2011 2:21:45 AM
IP$30.682/18/2011 2:22:27 AM
diablo_ny$25.002/18/2011 2:52:18 AM
brazilofmux$44.442/18/2011 2:24:04 AM
hons2000$25.002/18/2011 2:53:21 AM
markac$25.282/18/2011 3:07:25 AM
unassassinable$25.002/18/2011 3:08:17 AM
DDHMoney$25.002/18/2011 2:38:31 AM
hrubinst$48.062/18/2011 2:53:45 AM
taxman1971$25.002/18/2011 3:41:56 AM
PsiPro$25.002/18/2011 2:37:14 AM
valiant-liberty4$25.002/18/2011 3:08:53 AM
investment-comet$25.002/18/2011 3:09:45 AM
treasure-dreamer7$25.002/18/2011 3:11:34 AM
cvlender$25.002/18/2011 2:51:19 AM
museic1$30.252/18/2011 2:53:50 AM
green-moola-sniffer$40.272/18/2011 3:21:41 AM
PatriotKnight$25.002/18/2011 5:29:06 AM
studious-bonus7$70.392/18/2011 3:09:55 AM
schnarff$25.002/18/2011 4:19:59 AM
MoneyForNothing$0.582/18/2011 5:29:13 AM
top-courteous-peso$34.962/9/2011 5:02:28 PM
fishintime$100.002/9/2011 5:03:08 PM
velocity-solo$50.002/9/2011 5:03:22 PM
sensible-order2$100.002/9/2011 5:03:49 PM
jenkris$25.002/9/2011 5:04:10 PM
genius520$100.002/9/2011 5:04:58 PM
Wangchuk$25.012/9/2011 5:24:21 PM
Shining-Star$25.002/9/2011 7:37:22 PM
kulender$100.002/9/2011 5:01:38 PM
marketplace-cello5$25.002/9/2011 5:03:36 PM
competent-p2p$100.002/9/2011 9:14:12 PM
superb-funds335$25.002/9/2011 5:05:33 PM
jazzlender$25.002/9/2011 5:02:52 PM
american6$100.002/9/2011 5:03:30 PM
HamachiMan$50.002/9/2011 5:04:20 PM
Tradesmanlender$35.002/9/2011 5:04:29 PM
liberty-society5$25.002/9/2011 5:06:30 PM
SolarMoonshine$25.002/9/2011 5:15:46 PM
bold-payout$25.002/9/2011 6:17:33 PM
DasMula$38.842/9/2011 5:23:59 PM
JustMee$25.002/9/2011 5:27:24 PM
vanklein$25.002/9/2011 11:29:10 PM
don8ter$25.002/10/2011 7:57:36 AM
loyalty-czar$60.102/10/2011 12:40:43 PM
jjswanso$50.002/11/2011 5:54:15 AM
witty-openness$25.002/11/2011 1:57:34 PM
felicity-loyalist0$25.002/11/2011 5:00:11 PM
kind-important-liberty9$25.002/11/2011 11:28:49 PM
skuba$50.002/12/2011 12:46:02 AM
vine99$50.002/12/2011 10:40:05 AM
hitsman$50.002/12/2011 12:08:01 PM
chameleon125$25.002/12/2011 9:06:36 AM
mtp$50.002/12/2011 3:36:22 PM
generous-deal6$50.002/13/2011 12:52:18 AM
efficient-treasure0$25.002/13/2011 3:06:17 PM
incbx$50.002/13/2011 6:00:51 PM
worthy-bid8$50.002/14/2011 6:56:54 AM
BxRealtor$25.002/14/2011 8:22:24 AM
silvercertificate$25.002/14/2011 9:01:08 AM
BidDaddyBigBucks$25.002/14/2011 2:47:22 PM
6moonbeams$25.002/14/2011 10:01:45 AM
enchanted-note$50.002/14/2011 10:16:06 AM
meenan$50.002/14/2011 4:32:52 PM
orange-courageous-dedication$50.002/14/2011 4:53:10 PM
treasure-bliss$50.002/14/2011 4:27:25 PM
orange-preeminant-bill$50.002/14/2011 4:52:15 PM
ramst41$25.002/14/2011 11:08:44 PM
platinum-genetics$25.002/14/2011 5:35:23 PM
graceful-investment$100.002/15/2011 2:34:52 AM
encore06$25.002/15/2011 5:36:00 PM
narblark$29.682/16/2011 2:16:00 AM
golden-cat$25.002/16/2011 8:32:00 AM
prudent-power1$40.002/16/2011 9:38:41 AM
tender-integrity3$100.002/16/2011 11:50:04 AM
thorough-exchange4$25.002/16/2011 5:12:07 PM
credit-investor5$50.002/16/2011 2:55:32 PM
Engineer44$25.002/16/2011 3:43:47 PM
shrewd-income$98.232/16/2011 2:35:03 PM
lenderrb$25.002/16/2011 5:01:21 PM
dud$50.002/16/2011 5:14:04 PM
AF-Chief$50.002/16/2011 5:58:04 PM
fcukciti$35.002/16/2011 6:02:55 PM
cash-reaction2$50.002/16/2011 5:22:43 PM
msh345$25.002/16/2011 6:05:22 PM
psonicl$50.002/17/2011 8:01:40 AM
choss02$100.002/17/2011 9:42:07 AM
surfnav$25.002/17/2011 9:47:42 AM
gold-sushi$25.002/17/2011 9:48:47 AM
Spring342$50.002/17/2011 10:03:19 AM
maple1$50.002/17/2011 10:13:11 AM
newest-orbital-justice$50.002/17/2011 10:21:56 AM
TennSquire$25.002/17/2011 10:13:28 AM
alextiff01$25.002/17/2011 10:46:17 AM
Purple11$50.002/17/2011 12:40:51 PM
tech310$50.002/17/2011 12:45:06 PM
swpski$36.532/17/2011 12:46:22 PM
riproaringrapids$25.002/17/2011 12:41:43 PM
loot-heart$25.002/17/2011 12:41:54 PM
haplender$50.002/17/2011 12:47:57 PM
IIP77$25.002/17/2011 12:45:14 PM
ti22ring$25.002/17/2011 12:52:17 PM
investment-tempo$50.002/17/2011 12:47:38 PM
MutuallyBeneficial$50.002/17/2011 12:49:13 PM
the-skillful-value$25.002/17/2011 12:47:34 PM
financialzen$25.002/17/2011 12:51:16 PM
iolaire$25.002/17/2011 1:07:57 PM
rachelrachelrachel$25.002/17/2011 12:51:58 PM
exchange-pledge$100.002/17/2011 12:53:08 PM
well-mannered-marketplace5$25.002/17/2011 1:25:00 PM
mightymousemom$50.002/17/2011 1:59:57 PM
ddh81$50.002/17/2011 1:25:03 PM
rockstar78$50.002/17/2011 1:25:38 PM
PDX-Funder$50.002/17/2011 2:31:12 PM
hptcrabbers$25.002/17/2011 2:31:22 PM
SkinnyFish$25.002/17/2011 4:07:51 PM
successful-agreement7$100.002/17/2011 3:15:21 PM
thomkozik$27.752/17/2011 4:38:55 PM
DUDE66$27.752/17/2011 4:40:23 PM
myhrer$25.002/17/2011 4:41:11 PM
totoro$25.002/17/2011 4:42:28 PM
Sixmil$53.282/17/2011 4:16:16 PM
new-cash-plato$25.002/17/2011 4:14:52 PM
Ready2Loan$25.002/17/2011 4:16:58 PM
vegibenz$25.002/17/2011 4:17:21 PM
Leopoldine$25.002/17/2011 4:49:44 PM
BlackFred$25.002/17/2011 4:38:42 PM
macgeek$25.002/17/2011 4:39:43 PM
Lender75$25.222/17/2011 4:41:39 PM
lucrative-coin$50.002/17/2011 4:41:44 PM
unequaled-loyalty7$25.002/17/2011 4:44:24 PM
payout-mongoose$25.482/17/2011 4:45:37 PM
Brainworm$25.002/17/2011 4:43:41 PM
restech$25.002/17/2011 4:44:51 PM
skiberdad$25.082/17/2011 4:47:01 PM
bid-czar8$100.002/17/2011 5:00:56 PM
Tasmir$25.002/17/2011 5:20:24 PM
Sol_Invictus$25.002/17/2011 5:15:15 PM
norcalsv$26.122/17/2011 5:15:54 PM
reward-motion$25.002/17/2011 5:20:17 PM
wtrboy$25.552/17/2011 5:22:01 PM
payout-alien6$25.002/17/2011 5:28:44 PM
Gibbyland$50.002/17/2011 5:29:45 PM
piter-to-la-investment$25.002/17/2011 5:27:51 PM
schnatty$25.002/17/2011 5:52:11 PM
nalaari$25.002/17/2011 5:52:35 PM
deal-multiplier9$25.002/17/2011 6:47:44 PM
prudent-gain7$25.002/17/2011 6:49:16 PM
UncleSteve3000$25.002/17/2011 6:51:18 PM
kain11286$75.002/17/2011 7:01:57 PM
skillful-asset5$30.002/17/2011 7:46:29 PM
agile-diversification2$25.002/17/2011 7:01:44 PM
callmebryan$25.002/17/2011 7:56:25 PM
BooRadley$25.002/17/2011 8:10:24 PM
soulwork$25.002/17/2011 7:56:20 PM
shrewd-income$200.002/17/2011 8:39:03 PM
Ringold$25.002/17/2011 8:49:01 PM
njlom$95.002/17/2011 9:29:07 PM
Tylerh$100.002/17/2011 10:41:06 PM
zeelender$25.002/18/2011 2:21:15 AM
Easystreet$25.002/18/2011 2:21:55 AM
Cheburashka$25.002/18/2011 2:22:44 AM
Interloper$25.002/18/2011 2:23:04 AM
CaboWaboRobo$25.002/18/2011 2:35:59 AM
TheYellowDart$25.002/18/2011 2:21:39 AM
littlemonkey$25.002/18/2011 2:22:07 AM
DaveG56313$28.972/18/2011 2:51:50 AM
1800porsche$25.002/17/2011 11:39:44 PM
LenderByDay$25.002/18/2011 2:22:32 AM
julijask$45.002/18/2011 2:53:35 AM
Dweeberkitty1$25.002/18/2011 3:08:12 AM
anders94$25.022/18/2011 2:38:04 AM
mmckune$25.002/18/2011 2:39:19 AM
wise-silver-wonder$25.002/18/2011 3:09:02 AM
calm-deal7$25.002/18/2011 3:11:27 AM
jtradition$25.682/18/2011 2:22:15 AM
saschar$25.002/18/2011 2:36:52 AM
american-investor$25.002/18/2011 5:03:15 AM
ThisGuyIKnow$26.862/18/2011 2:51:13 AM
capital-dynamo0$29.822/18/2011 3:21:29 AM
unrivaled-justice$25.252/18/2011 3:08:08 AM
RoyFauntleroy$25.002/18/2011 3:09:40 AM
silver-enlightenment0$31.292/18/2011 3:22:33 AM
316 Investments
 
Borrower Payment Dependent Notes Series 493530
This series of Notes was issued and sold upon the funding of the borrower loan #47223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1997 Debt/Income ratio: 13%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 2 / 2Length of status:38y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,853Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: ore-seahorse9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
m02161951j
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$50.002/12/2011 12:01:59 PM
hitsman$50.002/12/2011 12:17:37 PM
suave-dime6$25.002/12/2011 12:00:50 PM
simplelender80$100.002/12/2011 12:01:56 PM
Bob450$25.002/12/2011 12:06:49 PM
miked8303$25.002/13/2011 4:10:28 PM
GCInvestments$25.002/13/2011 5:20:37 PM
incbx$50.002/13/2011 6:01:15 PM
minddoc$25.002/14/2011 2:00:59 PM
yield-aurora4$100.002/14/2011 12:11:14 PM
musegaze$100.002/14/2011 4:29:06 PM
commerce-web5$25.002/14/2011 10:01:56 PM
money-bauble$100.002/15/2011 6:55:46 AM
important-openness1$50.002/15/2011 8:21:20 AM
kind-efficient-credit$25.002/15/2011 4:10:35 PM
Investoman$50.002/15/2011 4:45:37 PM
cash-reaction2$50.002/15/2011 3:05:53 PM
dollar-sonnet3$50.002/15/2011 4:40:50 PM
jazzlender$25.002/15/2011 5:45:33 PM
Speculator$25.002/16/2011 9:52:08 AM
plentiful-gain3$50.002/16/2011 10:02:44 AM
greencat$50.002/16/2011 11:04:13 AM
liberty-society5$25.002/16/2011 5:27:51 PM
ursus$50.002/16/2011 5:22:29 PM
deegeeman$50.002/16/2011 6:07:52 PM
finance-mushroom$31.422/16/2011 6:07:59 PM
jhernand17$25.002/16/2011 6:08:05 PM
cropdust3r$25.002/17/2011 6:15:04 AM
choss02$50.002/17/2011 9:44:54 AM
pious-gold$25.002/17/2011 9:48:30 AM
JJ9876$25.002/17/2011 10:01:26 AM
rogue_monster$25.002/17/2011 10:03:00 AM
symbiosis$50.002/17/2011 10:03:38 AM
ColoradoCamping$50.002/17/2011 10:12:49 AM
maple1$50.002/17/2011 10:13:14 AM
wizardii$25.002/17/2011 10:34:47 AM
affluence-tomahawk$50.002/17/2011 11:04:35 AM
credit-solstice$25.002/17/2011 12:15:44 PM
MAYBROOK$32.372/17/2011 12:39:58 PM
d_grbg$25.002/17/2011 12:41:10 PM
income-sage9$25.002/17/2011 12:41:23 PM
the-yield-surfer$50.002/17/2011 12:41:37 PM
stock106$25.002/17/2011 12:42:26 PM
life-is-great$50.002/17/2011 12:42:44 PM
lucrative-transparency0$50.002/17/2011 12:42:59 PM
monstersdad$50.002/17/2011 12:40:22 PM
unclejaef$25.002/17/2011 12:44:38 PM
gold-channel2$25.002/17/2011 12:44:45 PM
ericb674$25.002/17/2011 12:40:00 PM
spark548$25.002/17/2011 12:41:08 PM
DonaldColorado$50.002/17/2011 12:44:57 PM
meteoric-asset4$25.002/17/2011 12:40:35 PM
hope-spinner$25.002/17/2011 12:41:26 PM
unassassinable$25.002/17/2011 12:40:43 PM
dedicated-transaction796$50.002/17/2011 12:42:24 PM
GInBaghdad$25.002/17/2011 12:41:17 PM
finance-vault$25.002/17/2011 12:42:36 PM
red-power-pecan$50.002/17/2011 12:41:29 PM
Pilotaceh$25.002/17/2011 12:42:40 PM
Mark-7$50.002/17/2011 12:42:48 PM
worth-arch$25.002/17/2011 12:46:33 PM
kindness-hickory5$50.002/17/2011 12:42:52 PM
balance-hercules$50.002/17/2011 12:42:56 PM
Learning2Lend$50.002/17/2011 12:43:02 PM
payment-gusto$25.002/17/2011 12:47:25 PM
hope-eagle6$25.002/17/2011 12:43:39 PM
haplender$50.002/17/2011 12:43:28 PM
courteous-kindness1$50.002/17/2011 12:43:37 PM
uncleegg$50.002/17/2011 12:44:30 PM
NoCal$25.002/17/2011 12:49:46 PM
Max8319$25.002/17/2011 12:44:40 PM
new-social-economist$60.002/17/2011 12:44:49 PM
hard-working-loot$25.002/17/2011 12:46:42 PM
ingenious-deal6$25.002/17/2011 12:46:58 PM
gain-gourd$75.002/17/2011 12:47:13 PM
oreyedoc$50.002/17/2011 12:45:25 PM
Rob717171$50.002/17/2011 12:46:08 PM
active-reward7$50.002/17/2011 12:48:18 PM
famous-bill$25.002/17/2011 12:46:14 PM
debt-force$25.002/17/2011 12:46:26 PM
TheCount$25.002/17/2011 12:47:05 PM
iolaire$25.002/17/2011 1:08:16 PM
UCLA4life$50.002/12/2011 12:06:43 PM
orderly-leverage$50.002/12/2011 12:04:02 PM
irrelevant$50.002/12/2011 12:04:57 PM
liberty-destiny3$25.002/12/2011 12:05:24 PM
diplomatic-wealth7$25.002/12/2011 12:05:33 PM
HamachiMan$50.002/12/2011 12:04:16 PM
profit-powerplant$25.002/12/2011 12:04:35 PM
genius520$100.002/12/2011 12:04:42 PM
Jack55304$300.002/12/2011 12:05:08 PM
2grindstones$25.002/12/2011 12:24:33 PM
Artist_Blue$25.002/14/2011 6:17:05 AM
reward-adventure$50.002/14/2011 8:06:26 AM
finance-prescription$50.002/14/2011 4:49:59 PM
papaloha$25.002/15/2011 1:48:18 AM
helping-out$50.002/15/2011 2:39:36 AM
ramst41$25.002/14/2011 11:12:23 PM
sensible-order2$100.002/15/2011 3:36:50 AM
jiggaman7$50.002/15/2011 9:39:17 AM
monster4$50.002/15/2011 4:10:33 PM
worthy-bid8$50.002/15/2011 4:37:45 PM
SDNLR$25.002/15/2011 5:39:44 PM
gain-equator$25.002/15/2011 5:45:36 PM
willinvest$25.002/15/2011 5:30:34 PM
hopeful-deal7$50.002/16/2011 9:36:48 AM
prudent-power1$40.002/16/2011 9:38:53 AM
radforj22$25.002/16/2011 3:36:22 PM
authoritative-platinum7$25.002/16/2011 4:14:00 PM
asset-wheel$25.002/16/2011 4:15:17 PM
Comoparklender$50.002/16/2011 4:14:09 PM
commitment-orbiter5$50.002/16/2011 6:07:40 PM
benjamins-utopia$50.002/16/2011 5:29:43 PM
selfmademan$25.002/16/2011 7:26:05 PM
Grandmahoneybee$25.002/16/2011 8:48:30 PM
tech310$50.002/17/2011 12:59:21 AM
CA-Lender$25.002/17/2011 7:03:17 AM
basis-equalizer0$25.002/17/2011 8:51:36 AM
bdkjr$25.002/17/2011 9:50:54 AM
fairhelper$25.002/17/2011 9:48:18 AM
Perksunlimited$25.002/17/2011 9:49:24 AM
Doug1043$25.002/17/2011 9:50:37 AM
richboy56$25.002/17/2011 9:54:54 AM
momoney2lend$25.002/17/2011 12:40:13 PM
bessbird$50.002/17/2011 12:06:57 PM
Iamthewalrus$25.002/17/2011 12:41:14 PM
enriching-listing$25.002/17/2011 12:41:32 PM
Rdodson11$25.002/17/2011 12:42:09 PM
return-pumpkin7$25.002/17/2011 12:38:19 PM
profitable-return5$25.002/17/2011 12:42:33 PM
Maupinman$50.002/17/2011 12:42:57 PM
shmb6508$25.002/17/2011 12:43:01 PM
villagers$35.002/17/2011 12:43:27 PM
AF-Chief$50.002/17/2011 12:43:33 PM
tractorman$50.002/17/2011 12:44:42 PM
IIP77$25.002/17/2011 12:41:12 PM
dough-bear$50.002/17/2011 12:42:29 PM
nicklds$25.002/17/2011 12:41:19 PM
supersarah61$25.002/17/2011 12:42:38 PM
credit-sycamore4$100.002/17/2011 12:41:34 PM
vmann$50.002/17/2011 12:42:45 PM
the-upbeat-p2p$50.002/17/2011 12:42:51 PM
admirable-basis1$25.002/17/2011 12:46:39 PM
market-inspector$50.002/17/2011 12:42:54 PM
credit-force5$50.002/17/2011 12:46:49 PM
mdf$50.002/17/2011 12:42:34 PM
traice$25.002/17/2011 12:43:03 PM
rescue$100.002/17/2011 12:47:17 PM
tnjohnso$25.002/17/2011 12:43:05 PM
Ocean713$50.002/17/2011 12:47:41 PM
deal-hickory5$50.002/17/2011 12:43:43 PM
shred123$50.002/17/2011 12:44:37 PM
graceful-investment$47.152/17/2011 12:44:51 PM
FeedTheMachine$50.002/17/2011 12:44:58 PM
CC911$25.002/17/2011 12:49:29 PM
festeringsnot$25.002/17/2011 12:45:26 PM
wwwUniversal$25.002/17/2011 12:44:33 PM
MilitaryLending$25.002/17/2011 12:46:30 PM
ommcd$25.002/17/2011 12:44:55 PM
bountiful-durability$100.002/17/2011 12:46:45 PM
Angel_Investor_7$25.002/17/2011 12:46:52 PM
asiaratt$50.002/17/2011 12:47:10 PM
Uncle_Scrooge$50.002/17/2011 12:45:21 PM
natejx$25.002/17/2011 12:46:11 PM
epic-value6$50.002/17/2011 12:48:21 PM
oregonusa$50.002/17/2011 12:46:17 PM
Armyman122$50.002/17/2011 12:46:59 PM
seisen$50.002/17/2011 12:47:19 PM
missing-link$25.002/17/2011 12:47:28 PM
169 Investments
 
Borrower Payment Dependent Notes Series 493532
This series of Notes was issued and sold upon the funding of the borrower loan #47220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2003 Debt/Income ratio: 24%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 4 / 4Length of status:10y 5m
Amount delinquent: $1,824 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,197Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: becomingdebtfree Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
stevaniv121480
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: being a young person at the time i had a car and the payments wer high and at the time i got put out of my parents home and having that happen i had to give up alot to have a place to live... rent and other things came into play but it was me growing into a learning part of my life thank you (Feb-11-2011)
Q: Can you please go over your monthly costs? - organic-treasure
A: rent - 0.00 cable -phone-internet- 106.00 cell phone 106.00 gas- 21.23 lights-67.43 car gas and ins 235.23 i make 3500.00 monthy and all of these bills are monthly food 60.00 other expences40.00 (Feb-14-2011)
Q: What is the purpose of the loan? - Pu239
A: to make my debt better pay off some old and new bills and not have to pay different people at different times of the month thank you (Feb-16-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/11/2011 9:03:05 AM
genius520$100.002/11/2011 9:03:24 AM
monster4$50.002/11/2011 9:03:57 AM
liberty-destiny3$25.002/11/2011 9:04:02 AM
important-openness1$50.002/11/2011 9:03:43 AM
HamachiMan$50.002/11/2011 9:03:13 AM
irrelevant$50.002/11/2011 9:03:50 AM
diplomatic-wealth7$25.002/11/2011 12:01:35 PM
Bob450$25.002/11/2011 4:16:12 PM
leverage-monger$33.002/11/2011 4:30:15 PM
Armyman122$50.002/12/2011 11:09:53 AM
MARWARISETH$25.002/12/2011 7:47:19 AM
poolshark72$25.002/12/2011 6:23:35 PM
ds5184$25.002/12/2011 5:05:51 PM
miked8303$25.002/13/2011 4:10:20 PM
GCInvestments$25.002/13/2011 5:20:28 PM
incbx$50.002/13/2011 6:01:07 PM
umfan123$25.002/14/2011 6:17:21 AM
yield-aurora4$100.002/14/2011 12:11:08 PM
papaloha$25.002/14/2011 4:49:35 PM
commerce-web5$25.002/14/2011 10:01:52 PM
ramst41$25.002/14/2011 11:10:58 PM
CA-Lender$25.002/15/2011 2:36:14 AM
gain-equator$25.002/15/2011 8:22:08 AM
benjamins-utopia$50.002/15/2011 4:11:28 PM
authoritative-platinum7$25.002/15/2011 4:40:26 PM
cash-reaction2$50.002/15/2011 3:05:48 PM
Comoparklender$50.002/15/2011 4:11:16 PM
dollar-sonnet3$50.002/15/2011 4:40:47 PM
SDNLR$25.002/15/2011 5:39:39 PM
IIP77$25.002/16/2011 2:01:07 AM
Speculator$25.002/16/2011 9:52:04 AM
hopeful-deal7$50.002/16/2011 9:36:45 AM
jhernand17$25.002/16/2011 4:14:36 PM
orange-influential-credit$50.002/16/2011 11:32:45 AM
DeltaGambler$25.002/16/2011 4:03:37 PM
commitment-orbiter5$50.002/16/2011 5:29:42 PM
benazafa$50.002/16/2011 5:52:34 PM
KMSB$50.002/16/2011 5:54:26 PM
shrewd-peace7$36.092/16/2011 5:54:35 PM
social-conductor4$25.002/16/2011 5:54:38 PM
gimincorp$31.792/16/2011 5:54:45 PM
runner262$25.002/16/2011 5:15:40 PM
banker65010$25.002/16/2011 5:56:18 PM
whatknows$25.002/16/2011 5:56:30 PM
cash-raccoon$25.002/16/2011 5:57:04 PM
uncleegg$25.002/16/2011 5:57:15 PM
agiovasil$25.002/16/2011 5:58:40 PM
Ocean713$50.002/16/2011 5:19:36 PM
worth-arch$25.002/16/2011 5:59:14 PM
Dowanhill$25.002/16/2011 6:00:17 PM
bountiful-durability$100.002/16/2011 6:00:26 PM
cippy$25.002/16/2011 6:00:36 PM
oreyedoc$50.002/16/2011 5:19:32 PM
copper$40.142/16/2011 6:00:45 PM
famous-bill$25.002/16/2011 5:21:24 PM
deal-hickory5$50.002/16/2011 5:23:50 PM
Gibbyland$50.002/16/2011 5:23:52 PM
divedude$25.002/16/2011 5:24:43 PM
SweatyBalls$25.002/16/2011 5:29:34 PM
magnolia161$50.002/16/2011 5:29:38 PM
competent-p2p$30.002/16/2011 5:30:27 PM
LibbyZ$50.002/16/2011 5:29:40 PM
deegeeman$50.002/16/2011 5:29:45 PM
rubylender$25.002/16/2011 7:27:58 PM
social-heart$50.002/16/2011 7:51:15 PM
dbmurch$25.002/16/2011 8:21:37 PM
TheYellowDart$25.002/16/2011 5:54:27 PM
ElAbel11$50.002/16/2011 5:54:18 PM
jjswanso$25.002/16/2011 5:54:33 PM
DDHMoney$25.002/16/2011 5:54:30 PM
p2ploan-charmer$25.002/16/2011 5:54:50 PM
billete$25.002/16/2011 5:54:43 PM
peterpossum$50.002/16/2011 5:54:49 PM
BBL$25.002/16/2011 5:54:54 PM
GSV67$50.002/16/2011 5:55:17 PM
be_wise$25.002/16/2011 5:56:16 PM
oregonusa$50.002/16/2011 5:56:25 PM
Easystreet$25.002/16/2011 5:57:07 PM
lenderrb$25.002/16/2011 5:57:20 PM
dedicated-transaction796$50.002/16/2011 5:57:11 PM
FASTIZIO_P$34.172/16/2011 5:58:22 PM
Marfloogan$25.002/16/2011 5:58:18 PM
MilitaryLending$25.002/16/2011 5:58:29 PM
HedgeFund$50.002/16/2011 6:00:04 PM
admirable-basis1$25.002/16/2011 6:00:11 PM
Medic05$25.002/16/2011 6:00:19 PM
Angel_Investor_7$25.002/16/2011 6:00:29 PM
SeaDevil$50.002/16/2011 6:00:15 PM
rescue$100.002/16/2011 6:00:41 PM
hard-working-loot$25.002/16/2011 6:00:22 PM
payment-gusto$25.002/16/2011 6:00:47 PM
TheCount$25.002/16/2011 6:00:32 PM
orange-preeminant-bill$50.002/16/2011 6:00:49 PM
tomoe$25.002/16/2011 7:48:12 PM
orangetrust$50.002/16/2011 8:06:54 PM
rate-sceptre$50.002/17/2011 12:10:52 AM
fabster$25.002/17/2011 6:10:38 AM
sagan$25.002/17/2011 7:39:17 AM
MoneyForNothing$14.892/17/2011 7:39:47 AM
profit-powerplant$25.002/11/2011 9:03:19 AM
musegaze$100.002/11/2011 9:03:32 AM
finance-prescription$50.002/11/2011 9:03:37 AM
Jack55304$300.002/11/2011 9:03:54 AM
simplelender80$100.002/11/2011 9:00:57 AM
suave-dime6$25.002/11/2011 9:01:11 AM
kulender$100.002/11/2011 9:01:03 AM
worthy-bid8$50.002/11/2011 9:04:23 AM
hitsman$50.002/12/2011 12:17:27 PM
kind-efficient-credit$25.002/12/2011 6:36:41 PM
Artist_Blue$25.002/14/2011 6:26:02 AM
reward-adventure$50.002/14/2011 8:06:21 AM
minddoc$25.002/14/2011 2:00:58 PM
sensible-order2$100.002/14/2011 2:05:20 PM
jazzlender$25.002/14/2011 4:51:40 PM
helping-out$50.002/14/2011 5:16:54 PM
Investoman$50.002/15/2011 2:36:30 AM
money-bauble$100.002/15/2011 6:55:41 AM
jiggaman7$50.002/15/2011 9:39:07 AM
stoopidnoodle$25.002/15/2011 4:12:00 PM
108lender$50.002/15/2011 4:38:16 PM
seisen$50.002/15/2011 4:40:10 PM
finance-mushroom$30.312/16/2011 2:49:11 AM
prudent-power1$40.002/16/2011 9:38:50 AM
radforj22$25.002/16/2011 2:31:56 PM
handshake5$100.002/16/2011 5:17:51 PM
flopcat$25.002/16/2011 4:59:19 PM
tsquared_030$25.002/16/2011 5:04:26 PM
silverloan$25.002/16/2011 5:05:56 PM
gold-commander0$31.632/16/2011 5:12:42 PM
funtwosay$25.002/16/2011 5:54:28 PM
xzec777$25.002/16/2011 5:54:37 PM
amijo$25.002/16/2011 5:54:41 PM
Doug1043$25.002/16/2011 5:54:47 PM
new-social-economist$32.582/16/2011 5:55:34 PM
beaker$25.002/16/2011 5:55:55 PM
dough-bear$50.002/16/2011 5:56:32 PM
indomitable-dedication$50.002/16/2011 5:57:17 PM
Uncle_Scrooge$50.002/16/2011 5:19:28 PM
treasure-bliss$50.002/16/2011 5:58:42 PM
AF-Chief$50.002/16/2011 5:19:40 PM
natural-greenback6$25.002/16/2011 5:58:52 PM
washboard1$50.002/16/2011 6:00:14 PM
ThatDanGuy$50.002/16/2011 6:00:20 PM
ingenious-deal6$25.002/16/2011 6:00:31 PM
gain-gourd$75.002/16/2011 6:00:37 PM
festeringsnot$25.002/16/2011 5:19:45 PM
missing-link$25.002/16/2011 6:00:48 PM
ursus$50.002/16/2011 5:22:27 PM
liberty-society5$25.002/16/2011 5:27:49 PM
Rob717171$25.002/16/2011 5:29:37 PM
relentless-gain3$25.002/16/2011 7:40:13 PM
StWaldo$25.002/16/2011 5:53:44 PM
inkplj$29.582/16/2011 5:54:32 PM
independent-silver9$25.002/16/2011 5:54:26 PM
newest-generous-income$25.002/16/2011 5:54:48 PM
momoney2lend$25.002/16/2011 5:55:11 PM
natejx$25.002/16/2011 5:54:52 PM
DowntownLAcash$25.002/16/2011 5:55:16 PM
antrux$25.002/16/2011 5:55:36 PM
Doodlemeyer$34.842/16/2011 5:56:22 PM
yield-lion$49.242/16/2011 5:56:44 PM
oldmora$31.242/16/2011 5:57:02 PM
skuba$25.002/16/2011 5:58:10 PM
MAYBROOK$25.502/16/2011 5:58:33 PM
logical-loyalty0$25.002/16/2011 6:00:08 PM
seanambrose$25.002/16/2011 6:00:16 PM
lowcostmoney$25.002/16/2011 6:00:25 PM
asiaratt$50.002/16/2011 6:00:34 PM
credit-sycamore4$50.002/16/2011 6:00:18 PM
credit-force5$50.002/16/2011 6:00:28 PM
tech310$50.002/16/2011 6:00:39 PM
selfmademan$25.002/16/2011 7:25:58 PM
ALHBLJ$50.002/17/2011 4:03:49 AM
cropdust3r$25.002/17/2011 6:15:02 AM
mpatrick$25.002/17/2011 7:39:40 AM
176 Investments
 
Borrower Payment Dependent Notes Series 493608
This series of Notes was issued and sold upon the funding of the borrower loan #47231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-13-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2004 Debt/Income ratio: 31%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,546Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: attractive-payment3 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan request!
Purpose of loan:
This loan will be used to help my parents with their mortgage and to get my car repaired.

My financial situation:
I am a good candidate for this loan because I am capable of making monthly payments on time. I did have delinquencies on my credit report from my a few years ago but I have learned to manage my money responsibly.

Monthly net income: $1724

Monthly expenses: $
??Housing: $0 but parents are short with their mortgage payment and they need about $1000 (this is a one time cost)
??Insurance: Deducted from paycheck directly $
??Car expenses: $ 700 for alignment, tires and axle replacement (one time cost)
??Utilities: $0
??Phone, cable, internet: $170 for cell phone
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $711
??Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/13/2011 12:05:15 PM
hitsman$50.002/13/2011 12:08:31 PM
Shining-Star$25.002/13/2011 3:09:17 PM
hidavehi$25.012/13/2011 4:54:08 PM
asset-bada-bing$25.002/13/2011 5:03:20 PM
Kash2010lu$28.002/13/2011 12:06:00 PM
CashFlow13$100.002/13/2011 12:07:04 PM
Danjack_Capital$25.002/13/2011 12:18:05 PM
vine99$40.002/13/2011 12:04:49 PM
suave-dime6$25.002/13/2011 12:05:49 PM
transaction-circuit$100.002/13/2011 12:08:14 PM
MoneyForNothing$6.992/14/2011 7:15:58 AM
kinetic-social$25.002/13/2011 2:47:18 PM
wealth-multiplier$25.002/13/2011 7:13:26 PM
miked8303$25.002/13/2011 4:10:34 PM
trade-goblin9$50.002/13/2011 4:22:24 PM
red-favorable-basis$25.002/13/2011 9:48:15 PM
ryan6853$25.002/13/2011 5:45:24 PM
incbx$50.002/13/2011 6:01:21 PM
profit-powerplant$25.002/13/2011 12:06:50 PM
genius520$100.002/13/2011 12:06:56 PM
UCLA4life$50.002/13/2011 12:08:03 PM
loan-eagle9$25.002/13/2011 1:32:34 PM
kulender$100.002/13/2011 12:05:00 PM
orderly-leverage$50.002/13/2011 12:06:28 PM
HamachiMan$50.002/13/2011 12:06:41 PM
Jack55304$300.002/13/2011 12:07:27 PM
diplomatic-wealth7$25.002/13/2011 12:07:45 PM
lendstats_com$50.002/13/2011 1:47:32 PM
duty-monger$50.002/14/2011 4:39:15 AM
buvaet$25.002/14/2011 4:54:13 AM
irrelevant$50.002/13/2011 12:07:14 PM
loss-of-control$25.002/13/2011 12:44:01 PM
GCInvestments$25.002/13/2011 5:20:44 PM
asset-bada-bing$25.002/13/2011 3:58:51 PM
loanman2007$50.002/14/2011 5:18:26 AM
Artist_Blue$25.002/14/2011 6:16:54 AM
liberty-destiny3$25.002/14/2011 7:15:52 AM
MJF-PROJECT$50.002/14/2011 6:23:59 AM
39 Investments
 
Borrower Payment Dependent Notes Series 493776
This series of Notes was issued and sold upon the funding of the borrower loan #47224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1989 Debt/Income ratio: 30%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,532Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: tender-exchange8 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Employed! Need to Balance Debts
Purpose of loan:
This loan will be used to? balance debt due to long unemployment.
My financial situation:
I am a good candidate for this loan because? I am presently employed, producing well in my position.
After a long unemployment, I returned to university for an advanced degree and I am working part time Fall and Winter and I shall work full time
this Summer.
Monthly net income: $ 1580
Monthly expenses: $ 920
??Housing: $ 600
??Insurance: $ 0
??Car expenses: $ 20
??Utilities: $?inlcuded
??Phone, cable, internet: $?150
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$50.002/15/2011 5:02:34 PM
restless-dime$25.002/15/2011 5:04:44 PM
genius520$100.002/15/2011 5:06:59 PM
Shining-Star$25.002/15/2011 5:33:21 PM
Moe87$28.002/15/2011 5:52:12 PM
credit-elation1$25.002/15/2011 5:58:44 PM
simplelender80$100.002/15/2011 5:02:22 PM
reflective-rupee$400.772/15/2011 5:05:17 PM
witty-openness$25.002/15/2011 5:05:43 PM
vutah$25.002/15/2011 5:02:36 PM
suave-dime6$25.002/15/2011 5:03:26 PM
UCLA4life$50.002/15/2011 5:04:54 PM
DasMula$25.002/15/2011 5:19:13 PM
irrelevant$50.002/15/2011 5:07:05 PM
musegaze$100.002/15/2011 5:08:49 PM
cash-reaction2$50.002/15/2011 5:09:08 PM
riveting-credit5$207.062/15/2011 6:05:23 PM
EarlyRiser$125.772/15/2011 5:37:51 PM
justasoldier$50.002/15/2011 6:59:06 PM
I-Believe-In-You$26.232/15/2011 7:28:39 PM
2grindstones$25.002/15/2011 7:34:49 PM
orderly-leverage$50.002/15/2011 5:06:32 PM
liberty-destiny3$25.002/15/2011 5:07:50 PM
impala6464$25.002/15/2011 5:33:34 PM
Artist_Blue$25.002/15/2011 5:38:22 PM
entertaining-greenback2$25.002/15/2011 5:53:12 PM
hopeful-truth5$12.172/15/2011 8:18:47 PM
nickel-hickory$25.002/15/2011 5:04:46 PM
HamachiMan$50.002/15/2011 5:06:38 PM
profit-powerplant$25.002/15/2011 5:06:48 PM
Ruckus888$50.002/15/2011 5:08:25 PM
Jack55304$300.002/15/2011 5:07:10 PM
diplomatic-wealth7$25.002/15/2011 5:07:16 PM
transaction-circuit$100.002/15/2011 5:07:25 PM
mrxtravis$25.002/15/2011 5:08:10 PM
ultimate-peace$500.002/15/2011 5:08:23 PM
jiggaman7$50.002/15/2011 5:08:32 PM
investment-artist$25.002/15/2011 5:11:35 PM
Rogesparkguy$25.002/15/2011 5:58:30 PM
MarvintheMartian$25.002/15/2011 6:51:13 PM
WindyKid$50.002/15/2011 8:00:31 PM
head$25.002/15/2011 8:02:59 PM
42 Investments
 
Borrower Payment Dependent Notes Series 493836
This series of Notes was issued and sold upon the funding of the borrower loan #47217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1993 Debt/Income ratio: Not calculated
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,542Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: enterprising-value5 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
660-679 (Feb-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Student Below Half-time - Tution
Purpose of loan:
This loan will be used to pay off my tuition. I'm a graduate student. My last class ends this month, but I have to pay to graduate. The funny thing is that once you are below half-time in school you don't qualify for Federal Student Aid. So, I dropped a class, but I still need to pay for my remaining class. I also have a few outstanding bills that I need to take care of like that $1,547 from this winter; best friend's wedding, etc.

My financial situation:
I am a good candidate for this loan because although they have me as not owning a home, I don't have rent or anything to pay. I'm staying with my parents until I?graduate this May?and get a better job. There's a huge demand for English and Business majors. I will be both.?I should be good to pay back the loan a little ahead of schedule, like my other Prosper loans, after I finish school and move into full-time instead of part-time employment.

Monthly net income: $ 991

Monthly expenses: $ 265
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 120
??Utilities: $?0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 40
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 40
??Other expenses: $ 40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I have bid on your loan, but in reality I am bidding on YOU.All I ask is that you make sure this prosper loan is paid, I am a REAL person (not a bank) Please don?t let me down - I-Believe-In-You
A: Thanks. I would be letting myself down and you if I didn't pay it:) (Feb-16-2011)
Q: I never heard that student loans had to be paid off in order to graduate. In fact, it is deferred for the 1st 6 months so you can find a job and if you still haven't found one you can deferr them for at least another 6 months with very low interest. - pellet
A: I did not say that I needed to pay my student loans off. I have to pay my tuition for this semester, and I cannot get Federal Student Aid because I am below half-time. (Feb-16-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/16/2011 9:06:50 AM
Danjack_Capital$25.002/16/2011 9:07:13 AM
suave-dime6$25.002/16/2011 9:07:19 AM
favorite-commerce$50.002/16/2011 9:08:28 AM
HamachiMan$50.002/16/2011 9:09:45 AM
profit-powerplant$25.002/16/2011 9:10:01 AM
Bob450$25.002/16/2011 9:13:15 AM
witty-openness$25.002/16/2011 9:22:48 AM
reflective-rupee$100.772/16/2011 9:29:49 AM
NekHoldings$25.002/16/2011 10:25:09 AM
Kash2010lu$25.002/16/2011 9:01:44 AM
investment-artist$25.002/16/2011 9:02:19 AM
DHolly$30.002/16/2011 11:39:49 AM
bobd32$25.002/16/2011 12:01:31 PM
drcoop$25.002/16/2011 9:06:11 AM
kulender$100.002/16/2011 9:07:01 AM
genius520$100.002/16/2011 9:10:13 AM
irrelevant$50.002/16/2011 9:10:25 AM
Jack55304$300.002/16/2011 9:10:42 AM
DasMula$27.002/16/2011 1:48:21 PM
orderly-leverage$50.002/16/2011 9:09:26 AM
rakem777$25.002/16/2011 2:24:10 PM
cash-reaction2$50.002/16/2011 9:12:35 AM
mikeandcat$74.382/16/2011 9:24:43 AM
jiggaman7$50.002/16/2011 9:11:59 AM
musegaze$100.002/16/2011 9:12:13 AM
mikeandcat$25.622/16/2011 9:34:49 AM
wild-orange$25.002/16/2011 9:39:50 AM
2grindstones$25.002/16/2011 9:45:20 AM
supreme-hope$25.002/16/2011 10:10:00 AM
Shining-Star$25.002/16/2011 10:01:57 AM
Free-the-usa-1776$50.002/16/2011 10:46:52 AM
proper-revenue7$25.002/16/2011 10:26:52 AM
houli123$25.002/16/2011 10:31:03 AM
aquistoyraul$25.002/16/2011 10:51:31 AM
FarmersBank$49.502/16/2011 11:02:48 AM
nickel-hickory$25.002/16/2011 11:13:11 AM
Pickmar$25.002/16/2011 11:24:43 AM
Gregger$25.002/16/2011 12:30:50 PM
Artist_Blue$25.002/16/2011 11:51:33 AM
responsible-worth113$25.002/16/2011 2:07:04 PM
penny-plato$25.002/16/2011 2:39:55 PM
versatile-commerce$25.002/16/2011 3:46:31 PM
farmn$25.002/16/2011 4:44:47 PM
Rogesparkguy$25.002/16/2011 4:46:17 PM
rupee_power$30.692/16/2011 4:47:10 PM
restless-dime$25.002/16/2011 9:06:56 AM
Ruckus888$50.002/16/2011 9:11:51 AM
social-heart$50.002/16/2011 9:16:31 AM
Speculator$25.002/16/2011 9:52:24 AM
ultimate-peace$500.002/16/2011 9:01:54 AM
alexgalt$100.002/16/2011 9:06:21 AM
Nerdster1$25.052/16/2011 11:54:33 AM
credit-guard5$25.002/16/2011 9:01:45 AM
twjh$25.002/16/2011 9:06:18 AM
mrxtravis$50.002/16/2011 9:08:07 AM
nickel-hickory$25.002/16/2011 9:08:16 AM
diplomatic-wealth7$25.002/16/2011 9:10:58 AM
I-Believe-In-You$25.002/16/2011 2:45:46 PM
greencat$50.002/16/2011 9:23:28 AM
EarlyRiser$250.002/16/2011 9:13:20 AM
well-mannered-income3$25.002/16/2011 3:48:12 PM
winmals$25.002/16/2011 9:55:45 AM
Shining-Star$25.002/16/2011 10:02:10 AM
droopie1$25.002/16/2011 10:15:01 AM
Leshan$97.342/16/2011 4:45:55 PM
note-buddy$85.002/16/2011 4:52:29 PM
PunjabBank$25.002/16/2011 10:49:08 AM
beachliving29$25.002/16/2011 10:15:34 AM
sharpey$50.002/16/2011 11:00:35 AM
168RichCapital$30.002/16/2011 10:20:14 AM
LSAR$33.002/16/2011 12:06:57 PM
loanman2007$50.002/16/2011 1:06:34 PM
dcm6276$25.002/16/2011 2:33:08 PM
shrewd-income$25.002/16/2011 2:26:56 PM
hopeful-truth5$100.002/16/2011 3:27:31 PM
MoneyForNothing$16.652/16/2011 4:54:46 PM
liberty-destiny3$25.002/16/2011 4:15:02 PM
78 Investments
 
Borrower Payment Dependent Notes Series 494148
This series of Notes was issued and sold upon the funding of the borrower loan #47226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1984 Debt/Income ratio: 15%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:15y 5m
Amount delinquent: $0 Total credit lines: 32 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,086Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: blondie50 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to? pay IRS for 2010 taxes owed and to pay off a small balance credit card.

My financial situation: I am a good candidate for this loan because? even though I've had some credit issues in the past due to participating in a debt settlement program, I have been working hard to restore my excellent credit rating that I had prior to the misfortune of being misled in the debt settlement process.? Since this bad decision to participate in a debt settlement program, I have been successful in obtaining and paying off 2 installment loans.? I do work 2 jobs and have 2 sources of income.? I am single and work hard.

Monthly net income: $ 2160?????
Monthly expenses: $ 1,457??Housing: $ 300
?Insurance: $ 130
?Car expenses: $ 100
?Utilities: $ 183
?Phone, cable, internet: $ 178
?Food, entertainment: $ 100
?Clothing, household expenses $?100
?Credit cards and other loans: $ 358
?Other expenses: $ 8
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:07:20 AM
simplelender80$100.002/17/2011 9:09:07 AM
Kash2010lu$28.002/17/2011 9:21:51 AM
profit-powerplant$25.002/17/2011 9:24:54 AM
UCLA4life$50.002/17/2011 9:21:36 AM
genius520$100.002/17/2011 9:25:14 AM
musegaze$100.002/17/2011 9:29:04 AM
Shining-Star$25.002/17/2011 9:40:07 AM
symbiosis$50.002/17/2011 10:04:54 AM
wild-orange$50.002/17/2011 11:11:20 AM
rjrventure$75.002/17/2011 12:48:28 PM
Wangchuk$25.002/17/2011 1:13:58 PM
rockstar78$25.002/17/2011 1:26:33 PM
kulender$50.002/17/2011 9:09:56 AM
ultimate-peace$50.002/17/2011 9:11:05 AM
suave-dime6$25.002/17/2011 9:12:09 AM
transaction-circuit$100.002/17/2011 9:19:51 AM
Kash2010lu$25.002/17/2011 9:22:29 AM
irrelevant$50.002/17/2011 9:25:37 AM
Jack55304$300.002/17/2011 9:25:51 AM
HamachiMan$50.002/17/2011 9:24:14 AM
incbx$50.002/17/2011 9:27:15 AM
jiggaman7$75.002/17/2011 9:29:56 AM
diplomatic-wealth7$25.002/17/2011 9:26:14 AM
tech310$50.002/17/2011 9:33:08 AM
choss02$50.002/17/2011 9:46:14 AM
JJ9876$25.002/17/2011 10:02:33 AM
newest-funds-powerplant$25.002/17/2011 10:18:08 AM
Danjack_Capital$25.002/17/2011 10:36:53 AM
STLRacer$30.002/17/2011 12:26:16 PM
reflective-rupee$300.002/17/2011 2:05:04 PM
31 Investments
 
Borrower Payment Dependent Notes Series 494384
This series of Notes was issued and sold upon the funding of the borrower loan #47209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $65.47
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1988 Debt/Income ratio: 21%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 33 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,899Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: blue-duty-base Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 820-839 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
840-859 (Jul-2010)
 
Principal balance: $2,976.46 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Vehicle maintenance
Purpose of loan:
This loan will be used to... purchase new tires and repair brakes, steering and suspension issues on my truck.

My financial situation:
I am a good candidate for this loan because...I value my credit rating, I don't carry much revolving debt and I am a very responsible father, husband and employee.


Monthly net income: $6,500 (household)
Monthly expenses: $
Housing: $1,500
Insurance: $120
Car expenses: $200
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $110
Other expenses: $800 (childcare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$200.002/17/2011 5:18:24 PM
newest-funds-powerplant$25.002/17/2011 5:28:42 PM
enthralling-deal180$75.002/17/2011 5:37:02 PM
benjamins-utopia$50.002/17/2011 5:42:42 PM
BxRealtor$25.002/17/2011 5:49:34 PM
dime-smasher5$25.002/17/2011 6:05:58 PM
AFairDeal$75.002/17/2011 6:04:08 PM
HamachiMan$50.002/17/2011 6:24:33 PM
Tradesmanlender$35.002/17/2011 6:38:07 PM
RandyL3$25.002/17/2011 6:36:42 PM
RyanTH9893$25.002/17/2011 6:51:18 PM
reflective-rupee$200.772/17/2011 8:16:19 PM
slingshot_knitter$25.002/17/2011 9:45:19 PM
Shining-Star$25.002/17/2011 10:57:04 PM
wwwUniversal$25.002/18/2011 3:12:34 AM
Brisket_Bob$103.002/18/2011 5:23:42 AM
GTMoneyMan$25.002/18/2011 5:54:18 AM
TigerForce$27.692/18/2011 6:28:24 AM
kulender$100.002/17/2011 5:26:13 PM
sweety075$25.002/17/2011 5:33:49 PM
simplelender80$100.002/17/2011 5:46:10 PM
ac787$50.002/17/2011 5:48:51 PM
melodious-fairness$100.002/17/2011 6:02:24 PM
Byrd24$100.002/17/2011 6:08:24 PM
organized-payment6$50.002/17/2011 6:19:53 PM
don8ter$25.002/17/2011 6:23:35 PM
macjp123$25.002/17/2011 6:26:53 PM
irrelevant$50.002/17/2011 6:32:56 PM
credit-guard5$25.002/17/2011 6:46:30 PM
hidavehi$38.002/17/2011 6:49:08 PM
WhiteKnightofMountZion$25.002/17/2011 6:58:06 PM
113121$50.002/17/2011 7:15:37 PM
Tylerh$100.002/17/2011 10:43:50 PM
sharpey$25.002/18/2011 5:47:04 AM
BankLV$25.002/18/2011 7:11:12 AM
chameleon125$25.002/18/2011 6:37:49 AM
MoneyForNothing$20.542/18/2011 7:12:53 AM
37 Investments
 
Borrower Payment Dependent Notes Series 494492
This series of Notes was issued and sold upon the funding of the borrower loan #47227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1999 Debt/Income ratio: 12%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,285Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: twinsis Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bathroom remodel
Purpose of loan: remodel bathroom
This loan will be used to...remodel bathroom in 1947 home.

My financial situation: Excellent
I am a good candidate for this loan because...I have excellent credit. Prosper shows me as 753 Experian score. I have good income, and have been in the same line of work for over 17 years now.

Monthly net income: $4500
Housing: $1737
Insurance: $100
Car expenses: $305
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $178
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.002/17/2011 5:12:22 PM
DasMula$57.002/17/2011 5:21:13 PM
simplelender80$100.002/17/2011 5:31:35 PM
DHolly$50.002/17/2011 5:45:50 PM
2grindstones$50.002/17/2011 5:56:31 PM
transaction-circuit$100.002/17/2011 6:19:44 PM
genius520$100.002/17/2011 6:25:47 PM
diplomatic-wealth7$25.002/17/2011 6:26:37 PM
EngineersAlliance$125.002/17/2011 6:30:54 PM
credit-guard5$25.002/17/2011 6:44:59 PM
brmar$25.002/17/2011 6:50:25 PM
Whipster$25.002/17/2011 7:07:05 PM
Rulea72$37.732/17/2011 7:19:45 PM
social-investor5$25.002/17/2011 7:34:54 PM
credit-missile$100.002/17/2011 7:43:14 PM
hopeful-truth5$100.002/17/2011 7:15:43 PM
green-transaction-charmer$49.422/17/2011 8:37:06 PM
Shining-Star$25.002/17/2011 9:46:17 PM
spiff666$25.002/17/2011 8:45:49 PM
beakerfish$50.002/17/2011 9:45:11 PM
Nerdster1$35.052/17/2011 10:45:50 PM
Tylerh$100.002/17/2011 10:52:15 PM
lendstats_com$92.032/17/2011 11:55:11 PM
reflective-rupee$600.772/17/2011 5:22:11 PM
vutah$25.002/17/2011 5:36:13 PM
favorite-commerce$100.002/17/2011 5:46:50 PM
suave-dime6$25.002/17/2011 5:48:12 PM
SolarMoonshine$25.002/17/2011 5:55:00 PM
dudebrah$25.002/17/2011 6:01:38 PM
UCLA4life$50.002/17/2011 6:22:26 PM
HamachiMan$50.002/17/2011 6:24:49 PM
profit-powerplant$25.002/17/2011 6:25:22 PM
Jack55304$300.002/17/2011 6:26:15 PM
jiggaman7$75.002/17/2011 6:28:16 PM
irrelevant$50.002/17/2011 6:33:48 PM
wise-careful-greenback$25.002/17/2011 6:55:55 PM
Kash2010lu$28.002/17/2011 7:26:07 PM
beakerfish$100.002/17/2011 9:43:27 PM
gulch$50.002/17/2011 10:04:48 PM
brianslegel$100.002/17/2011 11:08:37 PM
40 Investments
 
Borrower Payment Dependent Notes Series 491721
This series of Notes was issued and sold upon the funding of the borrower loan #47215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-04-2011 
Term: 36 months Listing End date:  Feb-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1992 Debt/Income ratio: 27%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 9 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $12,822Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: roadroamer Borrower's state: Nevada Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,800.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2009)
600-619 (Apr-2008)
 
Principal balance: $2,624.91 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
A Win - Win for all.....
A win for you with profits.....A win for me with the ability to be debt free.....

Purpose of Loan......??

I will use this loan to pay off some smaller bills that I have and as a down payment on another Semi.I am a good candidate for this loan because??I?m a Semi-Truck driver, own my truck and trailer. I can?t go delinquent on bills as this will affect clearances that I have,?which allows me to transport freight into airports and for the Military. I'm currently averaging 1400 - 1600 dollars a month in repairs to my current truck. By using part of this loan, it will put me into a newer truck with a warranty, that will also meet all EPA Emission Controls through at least 2017,?my truck?doesn?t now, as it is 11 years old. By doing it this way, not only will I be able to get into another truck, but will also be able to become debt free within 2 years.

If I haven?t explained enough or you need more information, please feel free to ask any questions and I?ll gladly answer them.

Monthly net income: $5000.00

Monthly expenses: $1555.00

Housing: $460.00
Utilities: $100
Capital One Platinum $211.00
Capital One Visa $157.00
Progressive Auto Insurance $74.00
AMIG (Home Insurance) $42.00
Sprint $193.00
American General Finance $318.00
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $430.03.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
principal-star$25.002/4/2011 9:03:05 AM
thinknovuu$25.002/4/2011 9:03:11 AM
loanermn$25.002/4/2011 9:03:17 AM
Feyenoord$25.002/4/2011 9:05:26 AM
fabulous-community4$48.872/4/2011 9:06:21 AM
orderly-leverage$50.002/4/2011 9:07:45 AM
goodcents$25.002/4/2011 9:13:20 AM
loanman2007$100.002/4/2011 9:03:07 AM
well-rounded-dinero$150.002/4/2011 9:03:15 AM
KTOWN$25.002/4/2011 9:03:23 AM
haplender$50.002/4/2011 9:19:13 AM
dough-bear$50.002/4/2011 9:04:30 AM
McDeeter$25.002/4/2011 9:03:01 AM
tacologic$25.002/4/2011 9:03:16 AM
JGuide$30.032/4/2011 9:03:26 AM
dammage$97.962/4/2011 9:04:01 AM
liberty-society5$25.002/4/2011 9:08:46 AM
El_Profesional$25.002/4/2011 10:03:10 AM
profit-powerplant$25.002/4/2011 9:10:38 AM
shmb6508$25.002/4/2011 9:10:35 AM
hopeful-truth5$200.002/4/2011 9:15:48 AM
Eaglehigh$25.002/4/2011 10:29:18 AM
JGuide$400.002/4/2011 10:36:02 AM
reflective-rupee$500.772/4/2011 9:41:55 AM
innovator2$50.002/4/2011 10:16:33 AM
RecoveryLender$25.002/4/2011 10:55:59 AM
Bcs-cnc$50.772/4/2011 10:57:46 AM
money_player$25.002/4/2011 11:13:07 AM
whatreality$100.002/4/2011 11:35:29 AM
VJ_Financial$100.002/4/2011 10:38:45 AM
red-favorable-basis$25.002/4/2011 11:47:59 AM
NekHoldings$25.002/4/2011 11:51:22 AM
jwsun90$40.852/4/2011 12:04:41 PM
EarlyRiser$250.002/4/2011 10:46:55 AM
one-midas$100.002/4/2011 10:51:15 AM
brightest-dignified-penny$25.002/4/2011 10:53:48 AM
favorite-commerce$50.002/4/2011 11:04:16 AM
Dark_Helmet$40.002/4/2011 11:08:12 AM
atlmoneyman$500.002/4/2011 11:17:12 AM
GAHeel$140.362/4/2011 11:14:19 AM
persistent-income2$25.412/4/2011 11:52:19 AM
droopie1$25.002/4/2011 11:22:08 AM
platinum-czar$200.002/4/2011 11:57:14 AM
halothane_logic$38.412/4/2011 11:30:35 AM
hillerod$25.002/4/2011 11:59:05 AM
PrepWonder$33.582/4/2011 11:34:18 AM
fxlivin$100.002/4/2011 11:40:28 AM
ethicalhumanist$50.002/4/2011 11:54:27 AM
bancoroyal$50.002/4/2011 11:58:06 AM
Jinja$58.002/4/2011 9:03:13 AM
investment-artist$25.002/4/2011 9:04:02 AM
sensible-order2$100.002/4/2011 9:04:24 AM
Core-Marketing$25.002/4/2011 9:05:12 AM
gain-equator$25.002/4/2011 9:09:08 AM
twjh$25.002/4/2011 9:00:34 AM
greencat$50.002/4/2011 9:18:32 AM
Kissabledevil$50.002/4/2011 9:03:14 AM
beachfunder$28.792/4/2011 9:03:18 AM
kulender$50.002/4/2011 9:03:43 AM
Oak-Parker$25.002/4/2011 9:03:08 AM
epic-value6$50.002/4/2011 9:33:31 AM
LSAR$33.002/4/2011 9:03:20 AM
suave-dime6$25.002/4/2011 9:03:31 AM
simplelender80$100.002/4/2011 9:04:41 AM
jazzlender$25.002/4/2011 9:06:09 AM
agreement-magician$50.002/4/2011 10:01:38 AM
HamachiMan$50.002/4/2011 9:08:28 AM
Artist_Blue$25.002/4/2011 9:09:41 AM
authoritative-platinum7$25.002/4/2011 9:10:49 AM
DasMula$38.842/4/2011 9:19:10 AM
atomantic$50.002/4/2011 9:46:20 AM
reflective-rupee$250.772/4/2011 10:09:49 AM
jaesposito$25.002/4/2011 10:58:58 AM
Kissabledevil$50.002/4/2011 11:16:28 AM
the-determined-value$150.002/4/2011 11:19:52 AM
well-rounded-dinero$150.002/4/2011 11:21:11 AM
witty-openness$25.002/4/2011 11:26:16 AM
bondhedger$25.002/4/2011 11:33:04 AM
jpaulnyc$62.102/4/2011 11:34:11 AM
Astyanax$75.002/4/2011 11:47:56 AM
RecoveryLender$34.012/4/2011 10:39:51 AM
loanman2007$300.002/4/2011 11:58:16 AM
Whipster$50.002/4/2011 10:48:36 AM
courteous-bazaar$175.002/4/2011 10:59:12 AM
tacologic$75.002/4/2011 11:01:05 AM
competent-p2p$50.002/4/2011 11:07:22 AM
svandgts$140.832/4/2011 11:11:11 AM
Mikale360$25.002/4/2011 10:56:40 AM
frogperson$300.002/4/2011 10:57:59 AM
competent-p2p$25.002/4/2011 11:07:34 AM
Catz_aplenty$36.552/4/2011 11:46:15 AM
fulfilling-money5$75.002/4/2011 11:17:21 AM
CincyTex$100.002/4/2011 11:52:13 AM
lepolgr$50.002/4/2011 11:22:20 AM
nickel-hickory$50.002/4/2011 12:16:04 PM
awesome-dollar5$183.772/4/2011 12:01:27 PM
96 Investments
 
Borrower Payment Dependent Notes Series 493295
This series of Notes was issued and sold upon the funding of the borrower loan #47216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $74.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-2007 Debt/Income ratio: 11%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,425Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: payout-ectasy067 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan debt consolodation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/14/2011 5:02:55 PM
Tradesmanlender$35.002/14/2011 5:04:55 PM
HamachiMan$50.002/14/2011 5:05:23 PM
hitsman$50.002/14/2011 5:06:20 PM
competent-p2p$30.002/14/2011 5:08:24 PM
Finchy78$25.002/14/2011 5:20:29 PM
benefit-squirrel$50.002/14/2011 5:56:25 PM
RyanTH9893$25.002/14/2011 6:37:27 PM
newest-funds-powerplant$25.002/14/2011 7:48:50 PM
benjamins-utopia$50.002/14/2011 5:01:47 PM
kulender$100.002/14/2011 5:02:28 PM
don8ter$25.002/14/2011 5:05:14 PM
incbx$50.002/14/2011 5:06:42 PM
macjp123$25.002/14/2011 5:06:18 PM
commerce-yeller$30.002/14/2011 5:06:27 PM
daekpon$40.002/14/2011 5:07:45 PM
kind-important-liberty9$25.002/15/2011 2:51:44 AM
careful-compassion$25.002/14/2011 6:01:39 PM
onecooldrink$25.002/14/2011 11:52:08 PM
Astounding$25.002/15/2011 1:47:13 AM
dRatedOnly$25.002/15/2011 3:25:59 AM
lendacity$25.002/15/2011 3:17:47 AM
rjrventure$31.572/15/2011 5:34:48 AM
MoneyForNothing$7.662/15/2011 6:07:19 AM
genius520$100.002/14/2011 5:04:59 PM
velocity-solo$25.002/14/2011 5:06:51 PM
BxRealtor$25.002/14/2011 5:07:27 PM
Pulchritudinous$25.002/14/2011 5:07:48 PM
radforj22$35.002/14/2011 5:08:05 PM
liberty-society5$25.002/14/2011 5:08:26 PM
Wangchuk$25.002/14/2011 5:10:39 PM
money-fort$25.002/14/2011 5:20:45 PM
2grindstones$50.002/14/2011 5:55:39 PM
hillerod$25.002/14/2011 9:50:05 PM
marketplace-cello5$25.002/14/2011 5:01:54 PM
melodious-fairness$50.002/14/2011 5:03:08 PM
simplelender80$100.002/14/2011 5:03:13 PM
irrelevant$50.002/14/2011 5:05:07 PM
all_of_that_one$35.002/14/2011 5:07:57 PM
reflective-rupee$100.772/14/2011 5:08:16 PM
Shining-Star$25.002/14/2011 5:19:22 PM
SolarMoonshine$25.002/14/2011 5:20:14 PM
favorite-commerce$100.002/14/2011 8:37:28 PM
Red-Bull-One$30.002/15/2011 5:35:16 AM
FundMaker$25.002/14/2011 8:35:56 PM
nilonc1$25.002/15/2011 2:32:37 AM
jazzlender$25.002/15/2011 2:35:27 AM
loanman2007$25.002/15/2011 4:50:54 AM
Bank_Of_XL$50.002/15/2011 5:25:17 AM
lovely-order7$25.002/15/2011 5:35:29 AM
Artist_Blue$25.002/15/2011 6:07:14 AM
51 Investments
 
Borrower Payment Dependent Notes Series 493701
This series of Notes was issued and sold upon the funding of the borrower loan #47218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1988 Debt/Income ratio: 60%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 49 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $84,105Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: commitmentelstiltskin Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
stadee1
Purpose of loan:
This loan will be used to? Pay taxes

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/14/2011 5:03:16 PM
Kash2010lu$28.002/14/2011 5:04:49 PM
HamachiMan$50.002/14/2011 5:05:23 PM
profit-powerplant$25.002/14/2011 5:05:33 PM
hitsman$50.002/14/2011 5:06:25 PM
supreme-hope$25.002/14/2011 7:49:36 PM
umfan123$25.002/14/2011 8:25:07 PM
favorite-commerce$100.002/14/2011 8:36:54 PM
Jack55304$100.002/14/2011 5:02:08 PM
UCLA4life$50.002/14/2011 5:03:22 PM
genius520$100.002/14/2011 5:05:42 PM
diplomatic-wealth7$25.002/14/2011 5:06:06 PM
incbx$50.002/14/2011 5:06:43 PM
ramst41$25.002/14/2011 11:15:24 PM
GCInvestments$31.912/15/2011 4:10:37 PM
musegaze$100.002/15/2011 11:41:56 AM
jstnow$25.002/15/2011 1:44:50 PM
credit-bliss8$25.002/15/2011 1:06:04 PM
cash-reaction2$50.002/15/2011 3:06:05 PM
EarlyRiser$250.002/16/2011 7:00:59 AM
seineil$50.002/15/2011 10:48:21 PM
nodebt2012$25.002/16/2011 5:05:46 AM
dollar-sonnet3$50.002/16/2011 11:32:03 AM
social-heart$50.002/16/2011 9:17:10 AM
Speculator$25.002/16/2011 9:52:13 AM
rupee_power$30.002/16/2011 4:50:50 PM
finance-prescription$50.002/16/2011 5:30:03 PM
jazzlender$25.002/16/2011 6:00:52 PM
benjamins-utopia$50.002/16/2011 6:07:47 PM
authoritative-platinum7$25.002/16/2011 6:07:55 PM
radforj22$25.002/17/2011 4:13:53 AM
rf7949$25.002/17/2011 4:33:08 AM
cropdust3r$25.002/17/2011 6:15:09 AM
CA-Lender$25.002/17/2011 7:03:31 AM
skaught$25.002/17/2011 8:51:14 AM
choss02$50.002/17/2011 9:45:07 AM
pious-gold$25.002/17/2011 9:48:34 AM
Drewkeeper$25.002/17/2011 9:49:32 AM
bdkjr$25.002/17/2011 9:51:07 AM
JJ9876$25.002/17/2011 10:01:32 AM
symbiosis$50.002/17/2011 10:03:48 AM
wild-orange$50.002/17/2011 11:17:51 AM
all_of_that_one$35.002/17/2011 12:41:49 PM
SDNLR$25.002/17/2011 12:44:47 PM
moola-pillow$50.002/17/2011 12:45:57 PM
liberty-destiny3$25.002/14/2011 5:07:06 PM
simplelender80$100.002/14/2011 5:02:41 PM
kulender$50.002/14/2011 5:02:10 PM
orderly-leverage$50.002/14/2011 5:05:18 PM
miked8303$25.002/14/2011 5:06:35 PM
irrelevant$50.002/14/2011 5:05:50 PM
2grindstones$25.002/14/2011 5:56:21 PM
Bob450$25.002/15/2011 2:05:28 AM
Artist_Blue$25.002/15/2011 6:17:40 AM
leverage-monger$25.002/15/2011 9:20:20 AM
greencat$50.002/15/2011 7:16:03 AM
jiggaman7$50.002/15/2011 9:39:34 AM
CashFlow13$100.002/15/2011 8:20:46 AM
social-hunter5$100.002/15/2011 8:49:51 AM
vutah$25.002/15/2011 10:56:14 AM
ready-interest9$25.002/15/2011 2:34:46 PM
commerce-web5$25.002/15/2011 4:10:59 PM
ProModelA$25.002/16/2011 5:15:17 AM
direct-social3$50.002/15/2011 10:56:19 PM
papaloha$25.002/16/2011 2:19:10 AM
yield-aurora4$100.002/16/2011 11:31:50 AM
grnii78$75.002/16/2011 2:52:34 PM
hopeful-deal7$50.002/16/2011 9:36:54 AM
capital-kingdom$25.002/16/2011 12:40:01 PM
shrewd-income$25.002/16/2011 2:30:45 PM
sensible-order2$100.002/16/2011 5:28:43 PM
SqueezeKing$25.002/16/2011 5:05:49 PM
important-openness1$50.002/16/2011 6:08:08 PM
money-bauble$100.002/16/2011 5:28:35 PM
duty-monger$50.002/16/2011 5:56:52 PM
Investoman$50.002/16/2011 6:08:24 PM
gain-equator$25.002/16/2011 6:08:14 PM
rate-sceptre$50.002/17/2011 12:16:04 AM
tech310$50.002/17/2011 12:59:26 AM
whatreality$35.002/17/2011 6:16:31 AM
jhernand17$25.002/17/2011 6:10:32 AM
Leshan$25.002/17/2011 8:40:15 AM
natural-trade7$100.002/17/2011 9:57:57 AM
richboy56$25.002/17/2011 9:55:00 AM
rogue_monster$25.002/17/2011 10:03:04 AM
newegg$60.122/17/2011 11:00:11 AM
bessbird$50.002/17/2011 12:07:03 PM
87 Investments
 
Borrower Payment Dependent Notes Series 493727
This series of Notes was issued and sold upon the funding of the borrower loan #47213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-13-2011 
Term: 36 months Listing End date:  Feb-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1994 Debt/Income ratio: 38%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $92,013Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: luminous-treasure6 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Good Risk Good Stability
Purpose of loan:
This loan will be used to? Make repairs to a car owned free and clear

My financial situation:
I am a good candidate for this loan because?my wife is an RN who makes $40,000 per year. I work work for a company that provides loss mitigation work for the mortgage?sector. Will receive quarterly bonus in addition to money already listed.

Monthly net income: $ 7600

Monthly expenses: $
??Housing: $ 2400????
??Insurance: $ 176????
??Car expenses: $ 0
??Utilities: $?300
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 700
??Credit cards and other loans: $ 1500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/13/2011 12:05:19 PM
suave-dime6$25.002/13/2011 12:05:52 PM
profit-powerplant$25.002/13/2011 12:06:53 PM
sturdy-peace9$25.002/13/2011 1:22:31 PM
nodebt2012$25.002/13/2011 1:50:04 PM
restless-dime$25.002/13/2011 12:05:53 PM
nickel-hickory$25.002/13/2011 12:06:05 PM
genius520$100.002/13/2011 12:06:59 PM
diplomatic-wealth7$25.002/13/2011 12:07:49 PM
UCLA4life$50.002/13/2011 12:08:01 PM
ultimate-peace$500.002/13/2011 12:01:12 PM
kulender$100.002/13/2011 12:05:06 PM
Jack55304$300.002/13/2011 12:07:32 PM
hitsman$50.002/13/2011 12:08:36 PM
impala6464$95.002/13/2011 12:22:09 PM
reflective-rupee$100.002/13/2011 1:56:13 PM
integrity-statue$50.002/13/2011 12:18:44 PM
irrelevant$50.002/13/2011 12:07:20 PM
jazzlender$25.002/13/2011 12:07:50 PM
loss-of-control$25.002/13/2011 12:39:18 PM
Darin$44.342/13/2011 12:49:37 PM
loan-eagle9$25.002/13/2011 1:30:41 PM
Kash2010lu$25.002/13/2011 1:33:12 PM
icon7$35.002/13/2011 1:52:19 PM
vutah$25.002/13/2011 12:05:30 PM
orderly-leverage$50.002/13/2011 12:06:32 PM
HamachiMan$50.002/13/2011 12:06:46 PM
27 Investments
 
Borrower Payment Dependent Notes Series 494143
This series of Notes was issued and sold upon the funding of the borrower loan #47221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $212.92
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1995 Debt/Income ratio: 17%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,442Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: MD2NC Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 800-819 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
840-859 (Oct-2010)
800-819 (Mar-2010)
 
Principal balance: $4,855.55 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Paying off other Prosper Loan
Purpose of loan:
This loan will be used to pay off my other prosper loan for $5k and the rest will be used to pay off a higher interest credit card.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and am never late on payments. I value a strong credit rating. I am also a homeowner and have a stable job in the Power industry and my wife is also employed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.002/17/2011 9:07:12 AM
Jay_Tee$50.002/17/2011 9:08:04 AM
kyomoon$50.002/17/2011 9:10:37 AM
BaxterEvil$25.002/17/2011 9:11:06 AM
nimble-money0$25.002/17/2011 9:11:26 AM
blot44$25.002/17/2011 9:10:55 AM
Pulchritudinous$25.002/17/2011 9:15:36 AM
radforj22$50.002/17/2011 9:14:42 AM
kid8549$25.002/17/2011 9:18:36 AM
kulender$100.002/17/2011 9:18:51 AM
wwwUniversal$25.002/17/2011 9:19:04 AM
don8ter$25.002/17/2011 9:16:34 AM
BankingFamily$50.002/17/2011 9:20:12 AM
truth-image$50.002/17/2011 9:18:30 AM
DukSerduk$25.002/17/2011 9:17:02 AM
CBO-Enterprise$50.002/17/2011 9:17:15 AM
benjamins-utopia$100.002/17/2011 9:18:57 AM
Pickmar$25.002/17/2011 9:21:05 AM
jenkris$25.002/17/2011 9:17:41 AM
duty-windmill$25.002/17/2011 9:19:23 AM
youqianderen$50.002/17/2011 9:18:17 AM
KWarrior$50.002/17/2011 9:19:45 AM
hitsman$50.002/17/2011 9:19:31 AM
damage$25.002/17/2011 9:20:52 AM
BidDaddyBigBucks$25.002/17/2011 9:31:18 AM
RandyL3$25.002/17/2011 9:28:51 AM
Brattt$25.002/17/2011 9:41:47 AM
payout-reaction740$25.002/17/2011 9:49:18 AM
LSAR$33.002/17/2011 9:49:54 AM
community-pipeline$25.002/17/2011 10:12:21 AM
openness-viking$100.002/17/2011 10:44:10 AM
ErrantG$50.002/17/2011 10:47:01 AM
Octamer$43.002/17/2011 12:15:05 PM
exchange-pledge$100.002/17/2011 12:53:04 PM
rockstar78$50.002/17/2011 1:25:33 PM
CE88$100.002/17/2011 1:18:45 PM
versatile-commerce$50.002/17/2011 2:23:08 PM
a-restless-dollar$89.892/17/2011 2:27:16 PM
Dollars4Rent$48.712/17/2011 9:07:35 AM
selector568$50.002/17/2011 9:08:59 AM
Aberdeen$4,000.002/17/2011 9:08:34 AM
epar$50.002/17/2011 9:10:33 AM
kenji4861$25.002/17/2011 9:10:20 AM
theboat$25.002/17/2011 9:15:49 AM
compoundinterest$50.002/17/2011 9:16:23 AM
docdekay$100.002/17/2011 9:15:56 AM
organized-payment6$25.002/17/2011 9:16:02 AM
meux99$25.002/17/2011 9:18:02 AM
jonandmeg21$50.002/17/2011 9:16:06 AM
Tradesmanlender$50.002/17/2011 9:16:13 AM
Phantom99$100.002/17/2011 9:17:26 AM
Brisket_Bob$25.002/17/2011 9:19:37 AM
paladin847$50.002/17/2011 9:18:11 AM
cebgop$25.002/17/2011 9:16:48 AM
axl163$25.002/17/2011 9:20:34 AM
danny-lender$50.002/17/2011 9:21:16 AM
bowdish1$50.002/17/2011 9:19:14 AM
velocity-solo$25.002/17/2011 9:20:17 AM
camaraderi-atmosphere$100.002/17/2011 9:20:44 AM
sk10023$25.002/17/2011 9:31:00 AM
the-upbeat-p2p$50.002/17/2011 9:32:05 AM
choss02$50.002/17/2011 9:44:40 AM
Daneistes$50.002/17/2011 9:34:03 AM
turbostar666$35.002/17/2011 9:49:11 AM
murren$25.002/17/2011 10:21:21 AM
lenderrn$44.402/17/2011 12:04:43 PM
labate$25.002/17/2011 12:59:05 PM
cash-queen$26.002/17/2011 1:19:07 PM
68 Investments