Sales Report:Supplement No. 19 dated Feb 11, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489816
This series of Notes was issued and sold upon the funding of the borrower loan #47016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,886 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| majestic-fund4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs on a vehicle
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
We owe 70,000 and market value is 115,000
(Feb-05-2011)
Q:
Your revolving credit balance shows $40,886 on your credit report. What is the debt composed of? - kindness-launcher
A:
Consolidating credit cards and my oldest son goes to college in Mexico. He doesn't qualify for financial aid because it's not here in the states so we had to use our credit to pay for his tuition.
(Feb-05-2011)
Q:
please answer the questions and see my page. thank you good luck - Tono
A:
Monthly expenses:
Mortgage 891.00
Car: 325.00
Bills: 2500.00
I did not include my husband's monthly income: + $4600.00
(Feb-05-2011)
Q:
Your high credit is a concern, but I am bidding on YOU. No DQ?s I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am a REAL person (not a bank) So please don?t let me down! - I-Believe-In-You
A:
I appreciate it. It will get paid and we just found out my husband's grandmother passed away in Indiana, so part of this will help get him over there for the funeral. Again, you can trust me in paying this loan. Thank you for your help :)
(Feb-06-2011)
Q:
thank you for the reply. Now what is your total monthly net income (a single figure)? And what is your total average monthly expenses (another single figure)? - Tono
A:
With my income and my husband's income our net is approximately 7800.00. Our monthly expenses vary from 3800.00 to 4000.00. We have had many events in the past month that have gotten us to this point. My son goes to college in Mexico so he did not get the financial aid a normal college student gets because its not in the states He is a football player and in the semifinal game he tore his acl, mcl and his meniscus. Expenses got high to get him here for surgery. Hopefully this info helps.
(Feb-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kulender | $100.00 | 2/5/2011 12:01:07 PM |
| simplelender80 | $100.00 | 2/5/2011 12:05:55 PM |
| jazzlender | $25.00 | 2/5/2011 12:07:06 PM |
| profit-powerplant | $25.00 | 2/5/2011 12:14:22 PM |
| skuba | $25.00 | 2/5/2011 12:16:09 PM |
| Bob450 | $25.00 | 2/5/2011 12:16:20 PM |
| ASR3 | $35.00 | 2/5/2011 2:01:02 PM |
| liberty-society5 | $25.00 | 2/5/2011 12:12:52 PM |
| mrxtravis | $50.00 | 2/5/2011 12:16:53 PM |
| kingston4g | $25.00 | 2/5/2011 7:02:23 PM |
| supreme-hope | $25.00 | 2/5/2011 1:32:12 PM |
| deegeeman | $50.00 | 2/5/2011 1:33:32 PM |
| DasMula | $37.44 | 2/5/2011 1:57:10 PM |
| dudebrah | $25.00 | 2/5/2011 3:56:52 PM |
| I-Believe-In-You | $25.00 | 2/5/2011 10:50:09 PM |
| 2grindstones | $25.00 | 2/5/2011 5:00:26 PM |
| leverage-monger | $25.00 | 2/5/2011 9:17:17 PM |
| attractive-rate | $25.00 | 2/6/2011 10:53:25 AM |
| Socal | $25.00 | 2/5/2011 11:10:48 PM |
| f4Tex | $25.00 | 2/6/2011 6:41:15 AM |
| exponential-peace5 | $25.00 | 2/6/2011 8:59:36 AM |
| reflective-rupee | $100.77 | 2/6/2011 2:42:05 PM |
| good4loan | $25.00 | 2/6/2011 5:36:11 PM |
| hopeful-truth5 | $100.00 | 2/7/2011 7:34:10 AM |
| papaloha | $25.00 | 2/6/2011 7:11:00 PM |
| competent-p2p | $25.00 | 2/7/2011 7:09:43 AM |
| greencat | $50.00 | 2/7/2011 7:21:18 AM |
| valiant-money | $25.00 | 2/7/2011 9:15:18 AM |
| persistent-funds9 | $27.18 | 2/7/2011 7:55:57 AM |
| Makingitrain | $25.00 | 2/7/2011 9:34:14 AM |
| Xarach | $25.00 | 2/7/2011 9:44:59 AM |
| first-dinero-igloo | $25.00 | 2/7/2011 9:31:12 AM |
| Nasdaq | $25.00 | 2/7/2011 10:42:03 AM |
| nickel-hickory | $25.00 | 2/5/2011 12:07:32 PM |
| gain-equator | $25.00 | 2/5/2011 12:13:29 PM |
| RyanM561 | $25.00 | 2/5/2011 12:01:13 PM |
| reflective-rupee | $50.77 | 2/5/2011 12:02:57 PM |
| debt-force | $25.00 | 2/5/2011 12:15:28 PM |
| sensible-order2 | $100.00 | 2/5/2011 12:05:35 PM |
| vutah | $25.00 | 2/5/2011 12:09:22 PM |
| orderly-leverage | $50.00 | 2/5/2011 12:11:13 PM |
| HamachiMan | $50.00 | 2/5/2011 12:12:01 PM |
| HelpfulLender1 | $25.00 | 2/5/2011 2:15:31 PM |
| suave-dime6 | $25.00 | 2/5/2011 12:11:36 PM |
| authoritative-platinum7 | $25.00 | 2/5/2011 12:14:26 PM |
| favorite-commerce | $50.00 | 2/5/2011 2:46:48 PM |
| deal-hickory5 | $38.85 | 2/5/2011 12:15:48 PM |
| well-mannered-income3 | $25.00 | 2/5/2011 3:57:31 PM |
| Leshan | $25.00 | 2/5/2011 12:28:00 PM |
| Investoman | $50.00 | 2/5/2011 5:21:09 PM |
| cash-tent | $30.00 | 2/5/2011 1:18:25 PM |
| Kash2010lu | $25.00 | 2/5/2011 5:45:46 PM |
| unger | $50.00 | 2/5/2011 7:24:39 PM |
| genius520 | $100.00 | 2/5/2011 8:17:11 PM |
| ready-interest9 | $25.00 | 2/5/2011 2:49:29 PM |
| investment-artist | $25.00 | 2/5/2011 2:40:28 PM |
| droopie1 | $25.00 | 2/5/2011 11:30:35 PM |
| sturdy-peace9 | $25.00 | 2/5/2011 3:33:32 PM |
| zorg77 | $25.00 | 2/5/2011 4:48:36 PM |
| impala6464 | $100.00 | 2/5/2011 6:54:56 PM |
| liberty-destiny3 | $34.15 | 2/6/2011 6:53:29 AM |
| transaction-circuit | $25.00 | 2/6/2011 11:06:54 AM |
| rate-farm3 | $100.00 | 2/7/2011 4:45:46 AM |
| leverage-ectasy | $27.03 | 2/7/2011 5:03:59 AM |
| festeringsnot | $25.00 | 2/6/2011 6:55:55 PM |
| eboomer2611 | $25.00 | 2/6/2011 8:19:59 PM |
| Uncle_Scrooge | $50.00 | 2/7/2011 7:11:34 AM |
| capital-kingdom | $25.00 | 2/7/2011 9:01:16 AM |
| red-favorable-basis | $25.00 | 2/7/2011 10:36:37 AM |
| MoneyForNothing | $18.81 | 2/7/2011 10:42:18 AM |
| goodhearted-basis4 | $25.00 | 2/7/2011 9:34:58 AM |
| musegaze | $100.00 | 2/7/2011 9:37:42 AM |
| Quest4euphoria | $25.00 | 2/7/2011 9:38:24 AM |
| benjamins-utopia | $50.00 | 2/7/2011 10:36:41 AM |
| relaxation688 | $25.00 | 2/7/2011 9:50:40 AM |
| Shining-Star | $100.00 | 2/7/2011 10:17:17 AM |
| AdmiralKirk | $25.00 | 2/7/2011 10:42:10 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
489928
This series of Notes was issued and sold upon the funding of the borrower loan #47019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $189.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 800-819 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,499 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bmw2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 26 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
800-819
(Mar-2010)
800-819
(Oct-2009)
780-799
(Aug-2008)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Consolidate small loans
Purpose of loan:
This loan will be used to?
Consolidate a few small loans into one and allow me to invest more in prosper.
My financial situation:
I am a good candidate for this loan because?
I have always paid back in the past.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 2/4/2011 4:58:21 PM |
| bigphish | $25.00 | 2/4/2011 5:00:04 PM |
| vigilance-revolutionary | $50.00 | 2/4/2011 5:26:11 PM |
| rolandweary | $25.00 | 2/4/2011 5:27:25 PM |
| jenkris | $25.00 | 2/4/2011 5:28:53 PM |
| HamachiMan | $50.00 | 2/4/2011 5:28:59 PM |
| jazzlender | $25.00 | 2/4/2011 4:58:19 PM |
| Aberdeen | $4,000.00 | 2/4/2011 4:59:01 PM |
| tech310 | $50.00 | 2/4/2011 4:59:33 PM |
| be_wise | $25.00 | 2/4/2011 4:59:56 PM |
| cashhelp | $30.00 | 2/4/2011 5:00:06 PM |
| fishintime | $100.00 | 2/4/2011 5:27:03 PM |
| enchanted-yield4 | $50.00 | 2/4/2011 5:27:16 PM |
| american6 | $100.00 | 2/4/2011 5:27:20 PM |
| marketplace-cello5 | $25.00 | 2/4/2011 5:27:41 PM |
| pdxKurt | $50.00 | 2/4/2011 5:28:45 PM |
| Clambake | $100.00 | 2/4/2011 5:29:35 PM |
| bold-durability-drum | $100.00 | 2/4/2011 5:30:20 PM |
| vine99 | $90.00 | 2/4/2011 4:58:22 PM |
| octoberfresh | $26.00 | 2/4/2011 4:58:27 PM |
| kulender | $100.00 | 2/4/2011 4:59:26 PM |
| velocity-solo | $60.00 | 2/4/2011 4:59:50 PM |
| ursus | $100.00 | 2/4/2011 5:27:50 PM |
| orderly-leverage | $100.00 | 2/4/2011 5:28:11 PM |
| a-finance-nirvana | $25.00 | 2/4/2011 5:28:26 PM |
| meenan | $50.00 | 2/4/2011 5:28:35 PM |
| sensible-order2 | $100.00 | 2/4/2011 4:58:51 PM |
| enthralling-deal180 | $100.00 | 2/4/2011 4:58:52 PM |
| simplelender80 | $100.00 | 2/4/2011 4:59:13 PM |
| selector568 | $50.00 | 2/4/2011 4:59:39 PM |
| Feyenoord | $25.00 | 2/4/2011 5:00:17 PM |
| payout-reaction740 | $25.00 | 2/4/2011 5:23:40 PM |
| g314 | $30.00 | 2/4/2011 5:27:00 PM |
| top-note-jamboree | $50.00 | 2/4/2011 5:26:58 PM |
| peripatetic | $25.00 | 2/4/2011 5:28:18 PM |
| Tradesmanlender | $35.00 | 2/4/2011 5:29:23 PM |
| AFairDeal | $75.00 | 2/4/2011 5:30:23 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
492082
This series of Notes was issued and sold upon the funding of the borrower loan #46943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-05-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,481 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mighty-asset |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to finish rehab on rental prop
Purpose of loan:
This loan will be used to?
Finish the rehab work on a rental property
My financial situation:
I am a good candidate for this loan because?
I always pay as agreed and the cash flow from the rental prop will easily cover the loan payment.
Monthly net income: $ 6300.00
Monthly expenses: $
??Housing: $
670.00
??Insurance: $
76
??Car expenses: $
210
??Utilities: $
200
??Phone, cable, internet: $
155
??Food, entertainment: $ 450
??Clothing, household expenses $
200
??Credit cards and other loans: $
800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $25.00 | 2/3/2011 5:03:30 PM |
| commerce-yeller | $25.00 | 2/3/2011 5:04:08 PM |
| ursus | $100.00 | 2/3/2011 5:07:29 PM |
| jenkris | $25.00 | 2/3/2011 5:08:39 PM |
| Clambake | $100.00 | 2/3/2011 5:09:07 PM |
| vigilance-revolutionary | $50.00 | 2/3/2011 5:05:18 PM |
| liberty-society5 | $25.00 | 2/3/2011 5:09:16 PM |
| gain-equator | $25.00 | 2/3/2011 5:09:41 PM |
| bigphish | $25.00 | 2/3/2011 5:09:56 PM |
| velocity-solo | $50.00 | 2/3/2011 5:06:52 PM |
| genius520 | $100.00 | 2/3/2011 5:07:05 PM |
| rolandweary | $25.00 | 2/3/2011 5:07:12 PM |
| kulender | $100.00 | 2/3/2011 5:05:32 PM |
| rjleves | $25.00 | 2/3/2011 5:07:34 PM |
| meenan | $50.00 | 2/3/2011 5:08:27 PM |
| pdxKurt | $50.00 | 2/3/2011 5:08:33 PM |
| gracej | $25.00 | 2/3/2011 5:09:31 PM |
| Tradesmanlender | $35.00 | 2/3/2011 5:09:01 PM |
| bob_sacamano | $25.00 | 2/3/2011 5:11:55 PM |
| fcukciti | $35.00 | 2/3/2011 5:11:59 PM |
| BidDaddyBigBucks | $25.00 | 2/3/2011 5:11:44 PM |
| boylezz | $50.00 | 2/3/2011 5:13:10 PM |
| point-kitten6 | $50.00 | 2/3/2011 5:12:04 PM |
| elloboverde | $25.00 | 2/4/2011 12:07:09 AM |
| colorfulgardener | $25.00 | 2/4/2011 3:16:18 AM |
| Ananya | $25.00 | 2/4/2011 5:16:18 AM |
| Bank_Of_XL | $50.00 | 2/4/2011 5:42:59 AM |
| SMMII | $25.00 | 2/4/2011 5:43:43 AM |
| loanman2007 | $50.00 | 2/4/2011 5:13:55 AM |
| well-rounded-dinero | $100.00 | 2/4/2011 8:02:24 AM |
| rockhound84 | $25.00 | 2/4/2011 7:10:20 AM |
| gold-blanket0 | $25.00 | 2/4/2011 8:58:41 AM |
| haplender | $50.00 | 2/4/2011 9:18:51 AM |
| llequire1 | $70.90 | 2/4/2011 10:34:14 AM |
| lukassaul | $25.00 | 2/4/2011 10:43:00 AM |
| Maupinman | $50.00 | 2/4/2011 9:34:47 AM |
| radforj22 | $35.00 | 2/4/2011 9:43:18 AM |
| ichibon | $250.00 | 2/4/2011 10:47:11 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:22 AM |
| ethicalhumanist | $50.00 | 2/4/2011 11:58:22 AM |
| nykidd | $40.00 | 2/4/2011 1:34:47 PM |
| jjswanso | $50.00 | 2/4/2011 3:15:49 PM |
| revenue-appraiser | $25.00 | 2/4/2011 11:17:37 AM |
| shrewd-credit7 | $50.00 | 2/4/2011 11:40:01 AM |
| funfamilyX4 | $25.00 | 2/4/2011 4:37:19 PM |
| manthrax3 | $50.00 | 2/4/2011 12:41:01 PM |
| debt-force | $25.00 | 2/4/2011 12:43:31 PM |
| newest-funds-powerplant | $50.00 | 2/4/2011 1:15:26 PM |
| honorable-durability0 | $25.00 | 2/4/2011 3:14:41 PM |
| Domgabriel | $25.00 | 2/4/2011 3:15:52 PM |
| happyinvallarta | $50.00 | 2/4/2011 3:14:30 PM |
| superpuppy | $50.00 | 2/4/2011 3:15:51 PM |
| credit-investor5 | $50.00 | 2/4/2011 3:17:46 PM |
| helpingyou1 | $29.23 | 2/4/2011 4:21:58 PM |
| scredneck | $50.00 | 2/4/2011 6:45:28 PM |
| sprinter | $50.00 | 2/4/2011 4:43:47 PM |
| RandyL3 | $25.00 | 2/4/2011 4:52:48 PM |
| RyanTH9893 | $25.00 | 2/4/2011 7:41:47 PM |
| unbelievable-value2 | $50.00 | 2/4/2011 8:09:47 PM |
| Johnab | $25.00 | 2/4/2011 8:13:42 PM |
| profitable-money | $25.00 | 2/4/2011 10:00:17 PM |
| valiant-money | $25.00 | 2/4/2011 10:33:42 PM |
| Wart126 | $25.00 | 2/4/2011 5:42:10 PM |
| Socorro_Capital_Partners | $25.00 | 2/5/2011 1:28:01 AM |
| smart-treasure | $25.00 | 2/4/2011 7:36:01 PM |
| terrific-point4 | $50.00 | 2/4/2011 8:16:48 PM |
| nitrostamped | $150.00 | 2/4/2011 10:13:44 PM |
| IIP77 | $25.00 | 2/5/2011 1:37:12 AM |
| listing-exchanger596 | $37.06 | 2/5/2011 4:20:49 AM |
| QsDad | $25.00 | 2/5/2011 2:15:13 AM |
| crw1950 | $38.95 | 2/5/2011 7:12:31 AM |
| ideal-platinum1 | $25.00 | 2/5/2011 7:40:50 AM |
| loss-of-control | $50.00 | 2/5/2011 7:49:54 AM |
| dime-vista2 | $25.00 | 2/5/2011 9:57:54 AM |
| squadron781 | $50.00 | 2/5/2011 10:25:56 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:06 AM |
| bankojerry | $30.00 | 2/5/2011 5:41:56 AM |
| ChewyZ | $25.00 | 2/5/2011 6:52:07 AM |
| investment-comet | $25.00 | 2/5/2011 7:06:28 AM |
| kind-bid-genome | $25.00 | 2/5/2011 8:20:29 AM |
| trade-elm | $30.00 | 2/5/2011 8:55:28 AM |
| flexible-return297 | $44.93 | 2/5/2011 8:11:07 AM |
| seahorse2008 | $25.00 | 2/5/2011 9:32:30 AM |
| Interloper | $25.00 | 2/5/2011 10:46:11 AM |
| hidavehi | $25.01 | 2/5/2011 10:54:17 AM |
| godfather4u | $50.00 | 2/5/2011 11:18:17 AM |
| bradfid | $25.00 | 2/5/2011 10:47:06 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:01:06 AM |
| economy-structure9 | $25.00 | 2/5/2011 11:25:01 AM |
| tech310 | $50.00 | 2/3/2011 5:04:32 PM |
| american6 | $100.00 | 2/3/2011 5:07:01 PM |
| marketplace-cello5 | $25.00 | 2/3/2011 5:07:20 PM |
| simplelender80 | $100.00 | 2/3/2011 5:04:42 PM |
| HamachiMan | $50.00 | 2/3/2011 5:08:47 PM |
| bold-durability-drum | $100.00 | 2/3/2011 5:09:28 PM |
| enthralling-deal180 | $75.00 | 2/3/2011 5:03:11 PM |
| fishintime | $100.00 | 2/3/2011 5:06:35 PM |
| benjamins-utopia | $50.00 | 2/3/2011 5:12:19 PM |
| imdave4me | $50.00 | 2/3/2011 5:12:32 PM |
| sensible-order2 | $100.00 | 2/3/2011 5:07:47 PM |
| orderly-leverage | $100.00 | 2/3/2011 5:07:56 PM |
| peripatetic | $25.00 | 2/3/2011 5:08:01 PM |
| a-finance-nirvana | $25.00 | 2/3/2011 5:08:06 PM |
| AFairDeal | $75.00 | 2/3/2011 5:09:34 PM |
| ALVO | $50.00 | 2/3/2011 5:09:39 PM |
| Artist_Blue | $25.00 | 2/3/2011 5:10:20 PM |
| hopethisworks | $50.00 | 2/3/2011 5:12:36 PM |
| felicity-loyalist0 | $25.00 | 2/3/2011 5:28:13 PM |
| be_wise | $25.00 | 2/3/2011 6:32:44 PM |
| thorough-exchange4 | $25.00 | 2/3/2011 5:23:46 PM |
| JustMee | $25.00 | 2/3/2011 5:44:28 PM |
| point-shooter | $50.00 | 2/3/2011 7:03:50 PM |
| phchristensen | $50.00 | 2/3/2011 10:30:04 PM |
| ahansen | $25.00 | 2/4/2011 12:58:04 AM |
| amlu1988 | $25.00 | 2/3/2011 8:39:24 PM |
| ladybird1 | $50.00 | 2/3/2011 11:34:29 PM |
| serene-capital | $25.00 | 2/4/2011 2:05:47 AM |
| Leshan | $25.00 | 2/4/2011 6:14:44 AM |
| phchristensen | $50.00 | 2/4/2011 8:32:01 AM |
| a-responsible-return | $25.00 | 2/4/2011 2:58:46 AM |
| mammalian4 | $25.00 | 2/4/2011 5:38:59 AM |
| FundMaker | $25.00 | 2/4/2011 8:26:10 AM |
| robust-trade5 | $100.00 | 2/4/2011 8:34:05 AM |
| RainyDayLoans | $50.00 | 2/4/2011 9:40:10 AM |
| agreement-magician | $25.00 | 2/4/2011 9:59:31 AM |
| chrisb1414 | $25.00 | 2/4/2011 9:30:23 AM |
| cash-reaction2 | $50.00 | 2/4/2011 9:34:20 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:21 AM |
| misit | $25.00 | 2/4/2011 10:06:52 AM |
| moola-pillow | $50.00 | 2/4/2011 11:35:50 AM |
| nilonc1 | $25.00 | 2/4/2011 12:56:36 PM |
| DTlender | $28.00 | 2/4/2011 1:01:11 PM |
| mikrolown | $30.00 | 2/4/2011 1:54:35 PM |
| astute-benjamins | $25.00 | 2/4/2011 2:54:50 PM |
| Earn_money | $25.00 | 2/4/2011 10:49:17 AM |
| TNG812 | $25.00 | 2/4/2011 3:14:29 PM |
| Iamthewalrus | $25.00 | 2/4/2011 10:53:54 AM |
| JSCALBco | $25.00 | 2/4/2011 11:49:52 AM |
| patriot897 | $50.00 | 2/4/2011 12:26:36 PM |
| JJ-Loans | $50.00 | 2/4/2011 1:13:56 PM |
| durable-investment8 | $35.00 | 2/4/2011 1:18:19 PM |
| MoneyTree79 | $25.00 | 2/4/2011 1:56:16 PM |
| wise-duty-investor | $25.00 | 2/4/2011 2:08:06 PM |
| Travis247 | $50.00 | 2/4/2011 2:13:54 PM |
| nytrnbow | $25.00 | 2/4/2011 3:14:36 PM |
| Rick7925 | $25.00 | 2/4/2011 3:16:15 PM |
| ssc955s | $50.00 | 2/4/2011 3:58:37 PM |
| bancoroyal | $50.00 | 2/4/2011 6:29:14 PM |
| tranquil-revenue | $50.00 | 2/4/2011 4:44:02 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:30:56 PM |
| skuba | $50.00 | 2/4/2011 11:31:27 PM |
| exchange-jet | $25.00 | 2/4/2011 5:42:09 PM |
| velocity-trail | $25.00 | 2/4/2011 5:44:49 PM |
| UncleSafety | $76.20 | 2/4/2011 5:44:58 PM |
| Papa_Mema | $25.00 | 2/5/2011 2:21:07 AM |
| philgreen | $50.00 | 2/5/2011 1:21:03 AM |
| kind-value-pouch | $50.00 | 2/5/2011 3:53:23 AM |
| jcw3rd | $25.00 | 2/5/2011 5:01:53 AM |
| bentonlending | $25.00 | 2/5/2011 6:06:15 AM |
| bowdish1 | $50.00 | 2/5/2011 2:36:48 AM |
| mdrichards | $50.00 | 2/5/2011 7:30:48 AM |
| GElender | $50.00 | 2/5/2011 3:18:26 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:41 AM |
| exchange-dreams | $25.00 | 2/5/2011 9:15:15 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:20 AM |
| chicago1228 | $50.00 | 2/5/2011 9:41:09 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:36 AM |
| gilbrear | $25.00 | 2/5/2011 5:46:57 AM |
| gogrannygo | $30.00 | 2/5/2011 6:38:05 AM |
| revenue-trombone5 | $50.00 | 2/5/2011 7:05:10 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:35:57 AM |
| Bidwinner08 | $25.16 | 2/5/2011 9:04:19 AM |
| UBOtto186 | $50.00 | 2/5/2011 8:34:32 AM |
| pumped130 | $29.00 | 2/5/2011 10:15:25 AM |
| zztopdog | $89.57 | 2/5/2011 9:45:03 AM |
| Tizzo27 | $55.99 | 2/5/2011 11:28:49 AM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
492376
This series of Notes was issued and sold upon the funding of the borrower loan #47022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,028 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-brilliant-auction |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt accumulated during college.?
My financial situation:
I am a good candidate for this loan because I have a stable job making good money, very reliable, and I can afford it.
Monthly net income: $ 3,330 (after taxes)
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| enthralling-deal180 | $75.00 | 2/1/2011 9:58:10 AM |
| cablenews | $50.00 | 2/1/2011 10:00:29 AM |
| ursus | $100.00 | 2/1/2011 10:03:34 AM |
| jazzlender | $50.00 | 2/1/2011 9:59:51 AM |
| rjleves | $25.00 | 2/1/2011 10:03:58 AM |
| orderly-leverage | $100.00 | 2/1/2011 10:04:16 AM |
| a-finance-nirvana | $25.00 | 2/1/2011 10:05:05 AM |
| NYCFinancier | $25.00 | 2/1/2011 10:05:20 AM |
| velocity-solo | $50.00 | 2/1/2011 10:01:46 AM |
| enchanted-yield4 | $50.00 | 2/1/2011 10:01:50 AM |
| rolandweary | $25.00 | 2/1/2011 10:02:39 AM |
| Clambake | $100.00 | 2/1/2011 10:07:06 AM |
| starlight31 | $50.00 | 2/1/2011 10:04:30 AM |
| octoberfresh | $25.00 | 2/1/2011 10:05:53 AM |
| RedCentre | $37.29 | 2/1/2011 10:06:23 AM |
| the-debt-fluffy-bunny | $25.00 | 2/1/2011 10:07:00 AM |
| DasMula | $25.00 | 2/1/2011 10:34:23 AM |
| commerce-yeller | $25.00 | 2/1/2011 9:58:08 AM |
| Adino | $50.00 | 2/1/2011 10:26:41 AM |
| impressive-credit431 | $100.00 | 2/1/2011 10:01:20 AM |
| fishintime | $100.00 | 2/1/2011 10:01:31 AM |
| american6 | $100.00 | 2/1/2011 10:01:58 AM |
| simplelender80 | $100.00 | 2/1/2011 10:02:23 AM |
| marketplace-cello5 | $25.00 | 2/1/2011 10:03:09 AM |
| sensible-order2 | $100.00 | 2/1/2011 10:04:11 AM |
| meenan | $50.00 | 2/1/2011 10:05:41 AM |
| jenkris | $25.00 | 2/1/2011 10:06:06 AM |
| catmanbob | $25.00 | 2/1/2011 10:06:34 AM |
| liberty-society5 | $25.00 | 2/1/2011 10:07:13 AM |
| tranquil-revenue | $50.00 | 2/1/2011 1:00:47 PM |
| AK49-JW | $25.00 | 2/1/2011 1:04:06 PM |
| JustMee | $25.00 | 2/1/2011 11:20:50 AM |
| penny-plato | $25.00 | 2/1/2011 11:35:45 AM |
| smart-gold | $25.00 | 2/1/2011 12:13:29 PM |
| Bank_Of_XL | $50.00 | 2/1/2011 1:09:59 PM |
| loanman2007 | $125.00 | 2/1/2011 1:40:15 PM |
| hopeful-truth5 | $300.00 | 2/1/2011 2:08:44 PM |
| one-midas | $50.00 | 2/1/2011 2:29:31 PM |
| epic-transaction | $25.00 | 2/1/2011 4:53:08 PM |
| astute-benjamins | $25.00 | 2/1/2011 2:51:59 PM |
| SolarMoonshine | $25.00 | 2/1/2011 3:53:52 PM |
| gracej | $25.00 | 2/1/2011 3:58:14 PM |
| heavy_ax | $25.00 | 2/1/2011 4:13:09 PM |
| sinner_c5 | $25.87 | 2/1/2011 5:56:03 PM |
| ALVO | $50.00 | 2/1/2011 6:23:24 PM |
| liberty-squirrel | $25.00 | 2/1/2011 6:49:29 PM |
| icanhelpyouout | $25.00 | 2/1/2011 7:14:28 PM |
| gain-equator | $25.00 | 2/1/2011 7:18:23 PM |
| brutusbone | $50.00 | 2/1/2011 7:33:06 PM |
| Techne_Funds_LLC | $25.00 | 2/1/2011 8:19:29 PM |
| Reddy_Capital | $25.00 | 2/1/2011 9:53:23 PM |
| nad139 | $25.00 | 2/2/2011 3:24:05 AM |
| triumph329 | $45.00 | 2/2/2011 4:48:27 AM |
| The_Birnetts | $100.00 | 2/2/2011 5:02:56 AM |
| lukassaul | $25.00 | 2/2/2011 7:03:12 AM |
| buffalobills | $25.00 | 2/2/2011 8:38:51 AM |
| chameleon125 | $50.00 | 2/2/2011 6:55:42 AM |
| Banker7371 | $25.00 | 2/2/2011 9:35:23 AM |
| flexible-fund6 | $50.00 | 2/2/2011 9:33:16 AM |
| repaymeplease | $25.00 | 2/2/2011 10:28:11 AM |
| riv701 | $25.00 | 2/2/2011 10:39:11 AM |
| fundingyourbigfuture | $25.00 | 2/2/2011 12:15:36 PM |
| thebadpelican | $25.00 | 2/2/2011 10:47:30 AM |
| FinanceEngine | $25.00 | 2/2/2011 10:58:32 AM |
| compassionate-dime0 | $50.00 | 2/2/2011 9:34:02 AM |
| spiff666 | $25.00 | 2/2/2011 12:37:28 PM |
| roi-advantage | $25.00 | 2/2/2011 1:13:08 PM |
| 30Sky | $25.00 | 2/2/2011 1:48:28 PM |
| honorable-yield | $25.00 | 2/2/2011 4:01:30 PM |
| blue-ideal-dime | $49.86 | 2/2/2011 4:39:43 PM |
| Pulchritudinous | $25.00 | 2/2/2011 4:53:09 PM |
| ichibon | $250.00 | 2/2/2011 4:54:41 PM |
| investor_101 | $50.00 | 2/2/2011 5:08:52 PM |
| coin-investor | $25.00 | 2/2/2011 5:26:15 PM |
| bowdish1 | $50.00 | 2/2/2011 5:08:24 PM |
| thunderkiss | $25.00 | 2/2/2011 5:29:20 PM |
| TribecaFunding | $50.00 | 2/2/2011 5:29:36 PM |
| ijspence | $25.00 | 2/2/2011 5:30:05 PM |
| lagnisiruk | $25.00 | 2/2/2011 5:30:30 PM |
| lostontheedge | $25.00 | 2/2/2011 5:30:38 PM |
| devoider | $25.00 | 2/2/2011 5:30:45 PM |
| liberty-carnival | $25.00 | 2/2/2011 5:31:48 PM |
| SCTrojangirl | $50.00 | 2/2/2011 5:32:03 PM |
| rate-rapture8 | $50.00 | 2/2/2011 5:32:11 PM |
| credit-kahuna | $50.00 | 2/2/2011 5:26:10 PM |
| wonderful-dime | $25.00 | 2/2/2011 5:29:37 PM |
| finance_mba | $25.00 | 2/2/2011 5:29:44 PM |
| fortytwo | $68.95 | 2/2/2011 5:29:53 PM |
| conceptpi | $25.00 | 2/2/2011 5:29:57 PM |
| Goodlender42 | $25.00 | 2/2/2011 5:30:10 PM |
| market-assembler | $50.00 | 2/2/2011 5:30:25 PM |
| otto1939 | $50.00 | 2/2/2011 5:30:35 PM |
| irrelevant | $25.00 | 2/2/2011 5:30:48 PM |
| authentic-liberty7 | $25.00 | 2/2/2011 5:31:02 PM |
| nickel-ferret | $50.00 | 2/2/2011 5:31:08 PM |
| powerful-finance7 | $25.00 | 2/2/2011 5:31:54 PM |
| KVEER | $25.00 | 2/2/2011 5:32:04 PM |
| efficient-treasure0 | $25.00 | 2/2/2011 5:32:06 PM |
| eclicknsave | $25.00 | 2/2/2011 5:22:01 PM |
| Nordzee | $50.00 | 2/2/2011 5:29:23 PM |
| cathexis | $25.00 | 2/2/2011 5:29:39 PM |
| KHU2-B | $25.00 | 2/2/2011 5:30:08 PM |
| be_wise | $25.00 | 2/2/2011 5:30:28 PM |
| 1phantom | $50.00 | 2/2/2011 5:30:36 PM |
| hrubinst | $50.00 | 2/2/2011 5:30:51 PM |
| soheagle | $25.00 | 2/2/2011 5:31:42 PM |
| must32wind | $50.00 | 2/2/2011 5:31:47 PM |
| papaloha | $25.00 | 2/2/2011 5:31:57 PM |
| integrity-hawk | $50.00 | 2/2/2011 5:32:09 PM |
| radforj22 | $25.00 | 2/1/2011 10:00:07 AM |
| genius520 | $100.00 | 2/1/2011 10:02:03 AM |
| mtnbikemania | $50.00 | 2/1/2011 10:03:24 AM |
| tech310 | $50.00 | 2/1/2011 9:59:55 AM |
| exuberant-dime | $50.00 | 2/1/2011 10:03:39 AM |
| gold-tsunami | $50.00 | 2/1/2011 10:03:52 AM |
| financelover | $25.00 | 2/1/2011 10:05:48 AM |
| bold-durability-drum | $100.00 | 2/1/2011 10:07:30 AM |
| BidDaddyBigBucks | $25.00 | 2/1/2011 10:07:33 AM |
| unclejaef | $25.00 | 2/1/2011 10:05:13 AM |
| Shawn95187 | $25.00 | 2/1/2011 10:05:55 AM |
| Relevance | $25.00 | 2/1/2011 10:06:18 AM |
| GElender | $50.00 | 2/1/2011 10:06:37 AM |
| HamachiMan | $50.00 | 2/1/2011 10:06:45 AM |
| TheCount | $25.00 | 2/1/2011 10:29:25 AM |
| Tradesmanlender | $35.00 | 2/1/2011 10:06:56 AM |
| reflective-rupee | $250.77 | 2/1/2011 11:10:31 AM |
| Astyanax | $40.00 | 2/1/2011 10:37:57 AM |
| gain-gourd | $100.00 | 2/1/2011 10:01:27 AM |
| Wangchuk | $25.00 | 2/1/2011 10:04:01 AM |
| mystical-coin5 | $25.00 | 2/1/2011 11:28:16 AM |
| peripatetic | $25.00 | 2/1/2011 10:04:23 AM |
| pdxKurt | $50.00 | 2/1/2011 10:05:57 AM |
| Reinadog9 | $50.00 | 2/1/2011 10:06:14 AM |
| LittleMingo | $30.00 | 2/1/2011 11:26:42 AM |
| loss-of-control | $100.00 | 2/1/2011 4:22:49 PM |
| suave-dime6 | $25.00 | 2/1/2011 4:24:23 PM |
| commerce-yeller | $25.00 | 2/1/2011 1:18:35 PM |
| skaught | $30.00 | 2/1/2011 2:51:35 PM |
| AFairDeal | $75.00 | 2/1/2011 5:17:57 PM |
| LoxKid | $25.00 | 2/1/2011 5:38:55 PM |
| shrewd-deal | $25.00 | 2/1/2011 6:55:59 PM |
| tutnyce | $100.00 | 2/1/2011 10:18:33 PM |
| mykkai | $25.00 | 2/1/2011 7:40:09 PM |
| Supermodeler | $1,000.00 | 2/1/2011 10:42:16 PM |
| Nerdster1 | $25.01 | 2/2/2011 1:31:22 AM |
| wwwUniversal | $25.00 | 2/2/2011 2:15:12 AM |
| riproaringrapids | $25.00 | 2/1/2011 11:58:53 PM |
| lazyeye | $25.00 | 2/2/2011 5:03:32 AM |
| SOP_Bank | $25.00 | 2/2/2011 6:33:20 AM |
| bigphish | $25.00 | 2/2/2011 7:24:37 AM |
| excellent-loan8 | $25.00 | 2/2/2011 8:43:02 AM |
| TrustPlus | $50.00 | 2/2/2011 9:01:48 AM |
| Moneypenny6 | $25.00 | 2/2/2011 7:27:53 AM |
| Artist_Blue | $25.00 | 2/2/2011 8:50:03 AM |
| Leshan | $25.00 | 2/2/2011 9:54:39 AM |
| IslandParadise | $50.00 | 2/2/2011 9:33:44 AM |
| loyalist1 | $50.00 | 2/2/2011 12:19:12 PM |
| investment-seeker7 | $33.91 | 2/2/2011 9:53:43 AM |
| vigilance-revolutionary | $50.00 | 2/2/2011 1:53:34 PM |
| schnarff | $25.00 | 2/2/2011 10:13:30 AM |
| black-plague | $25.00 | 2/2/2011 10:53:22 AM |
| LendingP2P | $75.00 | 2/2/2011 3:15:54 PM |
| market-squadron3 | $25.00 | 2/2/2011 12:50:47 PM |
| rogue_monster | $50.00 | 2/2/2011 4:45:00 PM |
| simpy | $50.00 | 2/2/2011 4:03:28 PM |
| GoldenGo4 | $50.00 | 2/2/2011 4:33:29 PM |
| indomitable-coin | $25.00 | 2/2/2011 5:07:09 PM |
| paladin847 | $50.00 | 2/2/2011 5:09:00 PM |
| cberthiaume | $25.00 | 2/2/2011 5:24:55 PM |
| robust-payout1 | $50.00 | 2/2/2011 5:25:58 PM |
| nhm | $50.00 | 2/2/2011 5:26:17 PM |
| balance6 | $25.00 | 2/2/2011 5:27:11 PM |
| greenback-maniac | $25.00 | 2/2/2011 5:29:10 PM |
| peso-colonel | $50.00 | 2/2/2011 5:29:40 PM |
| SPB | $50.00 | 2/2/2011 5:30:01 PM |
| golden-wealth2 | $50.00 | 2/2/2011 5:30:09 PM |
| rdav | $25.00 | 2/2/2011 5:30:19 PM |
| homestarrunner | $50.00 | 2/2/2011 5:30:34 PM |
| vutah | $25.00 | 2/2/2011 5:23:03 PM |
| DcUnited | $30.00 | 2/2/2011 5:30:42 PM |
| dignified-finance | $50.00 | 2/2/2011 5:31:00 PM |
| roman2008 | $25.00 | 2/2/2011 5:31:25 PM |
| hanuman77 | $50.00 | 2/2/2011 5:31:31 PM |
| OCedHrt | $25.00 | 2/2/2011 5:31:49 PM |
| Okeey | $25.00 | 2/2/2011 5:31:59 PM |
| syounker | $25.00 | 2/2/2011 5:32:08 PM |
| golden-finance7 | $50.00 | 2/2/2011 5:28:29 PM |
| jhernand17 | $25.00 | 2/2/2011 5:29:42 PM |
| five-star-justice | $36.00 | 2/2/2011 5:29:49 PM |
| doncm | $50.00 | 2/2/2011 5:29:54 PM |
| mizon291 | $50.00 | 2/2/2011 5:30:07 PM |
| downtownfarm | $25.00 | 2/2/2011 5:30:14 PM |
| power-trophy7 | $25.00 | 2/2/2011 5:30:32 PM |
| dpjd | $50.00 | 2/2/2011 5:30:39 PM |
| melodious-fairness | $46.69 | 2/2/2011 5:31:03 PM |
| studious-bonus7 | $100.00 | 2/2/2011 5:31:10 PM |
| diceman19 | $25.00 | 2/2/2011 5:32:00 PM |
| inspired-investment8 | $64.14 | 2/2/2011 5:29:34 PM |
| gt1687c | $50.00 | 2/2/2011 5:29:46 PM |
| maldok1 | $25.00 | 2/2/2011 5:30:11 PM |
| first-upright-payout | $25.00 | 2/2/2011 5:30:33 PM |
| tsui517 | $50.00 | 2/2/2011 5:30:40 PM |
| ptjg | $50.00 | 2/2/2011 5:30:57 PM |
| wise-deal-panda | $50.00 | 2/2/2011 5:31:44 PM |
| diligent-kindness9 | $25.00 | 2/2/2011 5:31:51 PM |
| rakstar | $25.00 | 2/2/2011 5:31:56 PM |
| capital-web7 | $50.00 | 2/2/2011 5:32:01 PM |
| 207 Investments
|
Borrower Payment Dependent Notes Series
492488
This series of Notes was issued and sold upon the funding of the borrower loan #47071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
3 | Length of status: | 2y 9m |
|
Amount delinquent:
| $13,509 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,112 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-camaraderi7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
All Most There!
Purpose of loan:
This loan will be used to?Help me catch up after a trying 2010. I was injured in October 2010, and out of work for 4 1/2 weeks. I did receive workman compensation, but it was only 65% of my wages. Bills started to pile up, and it became overwhelming. Finally, after 3 months of playing catchup, I'm just about there. This loan will help me consolidate two high interest credit cards.
My financial situation:
I am a good candidate for this loan because?I'm finally on my feet(literally). I can make large WEEKLY payments and pay the loan off in a shorter amount of time.
Monthly net income: $6,880.00 < />Monthly expenses: $ ??Housing: $2435.00
??Insurance: $127.00
??Car expenses: $
??Utilities: $320.00
??Phone, cable, internet: $150.00
??Food, entertainment: $600.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $325.00
??Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1. $407,000.00
2. $365,000.00
(Feb-02-2011)
Q:
Could you explain your current $13,509 in delinquencies? If you're "back on your feet" as you say, how will this $6500 cover even your delinquencies? - money-baron
A:
The delinquency of $13,509 is from the home modification I am currently going through. The bank is going to report a late payment each time a partial payment is made. I was paying 3,200.00 a month, and now with the new trial payment I am paying roughly 2400.00. This is still not finalized. It's been going on for about a year now.
(Feb-03-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| sensible-order2 | $100.00 | 2/1/2011 6:04:27 PM |
| a-finance-nirvana | $25.00 | 2/1/2011 6:04:21 PM |
| gain-gourd | $75.00 | 2/1/2011 6:07:42 PM |
| suave-dime6 | $25.00 | 2/1/2011 6:09:34 PM |
| ingenious-deal6 | $25.00 | 2/1/2011 6:09:49 PM |
| Investoman | $50.00 | 2/1/2011 6:12:04 PM |
| VJ_Financial | $50.00 | 2/1/2011 7:00:38 PM |
| SDNLR | $25.00 | 2/1/2011 6:09:01 PM |
| liberty-society5 | $25.00 | 2/1/2011 6:11:20 PM |
| hmarquiss4 | $45.00 | 2/1/2011 6:43:37 PM |
| zorg77 | $25.00 | 2/1/2011 8:39:19 PM |
| the-yield-surfer | $50.00 | 2/1/2011 9:36:36 PM |
| gothampark | $25.00 | 2/1/2011 10:14:31 PM |
| greencat | $50.00 | 2/2/2011 7:29:30 AM |
| Rogelio48 | $25.00 | 2/2/2011 8:07:18 AM |
| supreme-hope | $25.00 | 2/2/2011 8:13:03 AM |
| lend4life13 | $131.91 | 2/2/2011 3:11:57 PM |
| blitzen40 | $25.00 | 2/2/2011 1:01:38 PM |
| loss-of-control | $25.00 | 2/2/2011 5:47:43 PM |
| frogperson | $175.00 | 2/2/2011 10:23:09 PM |
| ITExec | $41.58 | 2/3/2011 12:44:00 AM |
| kulender | $50.00 | 2/3/2011 5:53:20 AM |
| impala6464 | $100.00 | 2/3/2011 1:19:38 AM |
| bullwink27 | $25.00 | 2/3/2011 7:58:51 AM |
| cycle198 | $30.00 | 2/3/2011 7:38:22 AM |
| cycle198 | $25.00 | 2/3/2011 7:50:16 AM |
| lucrative-transparency0 | $50.00 | 2/3/2011 9:53:59 AM |
| profit-powerplant | $25.00 | 2/3/2011 12:07:09 PM |
| extraordinary-transaction | $25.00 | 2/3/2011 12:18:25 PM |
| shmb6508 | $25.00 | 2/3/2011 11:50:28 AM |
| aquistoyraul | $25.00 | 2/3/2011 1:34:37 PM |
| tech310 | $50.00 | 2/3/2011 6:29:03 PM |
| SolarMoonshine | $25.00 | 2/3/2011 5:13:11 PM |
| bid-computer | $25.00 | 2/3/2011 5:28:20 PM |
| d_grbg | $25.00 | 2/3/2011 5:58:25 PM |
| diverse2 | $25.00 | 2/3/2011 6:52:15 PM |
| floridass | $25.00 | 2/3/2011 6:52:52 PM |
| MADAOO7 | $50.00 | 2/3/2011 6:52:55 PM |
| cash-raccoon | $25.00 | 2/3/2011 6:53:20 PM |
| rescue | $100.00 | 2/3/2011 6:29:22 PM |
| careful-note | $50.00 | 2/3/2011 6:29:34 PM |
| NoMoreDebt4Me | $25.00 | 2/3/2011 6:54:28 PM |
| DreDub | $50.00 | 2/3/2011 6:54:45 PM |
| capital-halo1 | $500.00 | 2/3/2011 6:29:31 PM |
| money-bauble | $100.00 | 2/3/2011 6:30:37 PM |
| be_wise | $25.00 | 2/3/2011 6:32:56 PM |
| newest-generous-income | $25.00 | 2/3/2011 6:52:20 PM |
| HeavyDriver03 | $25.00 | 2/3/2011 6:52:57 PM |
| I_Really_Hate_Banks | $25.00 | 2/3/2011 6:53:00 PM |
| finagler | $25.00 | 2/3/2011 6:53:17 PM |
| SANTIAGO1 | $25.00 | 2/3/2011 6:53:32 PM |
| robust-duty1 | $33.66 | 2/3/2011 6:53:52 PM |
| peruse | $25.00 | 2/3/2011 6:52:22 PM |
| turbolozano | $30.00 | 2/3/2011 6:54:41 PM |
| gulch | $25.00 | 2/3/2011 6:53:04 PM |
| larrybird | $250.00 | 2/3/2011 6:54:52 PM |
| profitable-return5 | $25.00 | 2/3/2011 6:53:09 PM |
| wampum-chorus3 | $25.00 | 2/3/2011 6:54:48 PM |
| dough-bear | $50.00 | 2/1/2011 6:05:19 PM |
| HamachiMan | $50.00 | 2/1/2011 6:10:45 PM |
| jazzlender | $25.00 | 2/1/2011 6:05:58 PM |
| orderly-leverage | $50.00 | 2/1/2011 6:08:04 PM |
| gain-equator | $25.00 | 2/1/2011 7:18:42 PM |
| asiaratt | $50.00 | 2/1/2011 6:08:45 PM |
| unger | $75.00 | 2/1/2011 7:33:29 PM |
| Shawn95187 | $100.00 | 2/1/2011 8:40:20 PM |
| reflective-rupee | $200.77 | 2/1/2011 8:54:46 PM |
| hopeful-truth5 | $100.00 | 2/1/2011 8:58:45 PM |
| vutah | $25.00 | 2/1/2011 10:05:45 PM |
| flyflorida2001 | $25.00 | 2/2/2011 5:44:50 AM |
| shrewd-income | $100.00 | 2/2/2011 8:16:43 AM |
| finance-mushroom | $100.00 | 2/2/2011 7:13:35 AM |
| Artist_Blue | $25.00 | 2/2/2011 8:44:58 AM |
| himistu22 | $25.00 | 2/2/2011 1:14:47 PM |
| amsmiles00 | $30.00 | 2/2/2011 2:02:04 PM |
| competent-p2p | $75.00 | 2/2/2011 12:36:17 PM |
| five-star-note | $100.64 | 2/2/2011 2:50:46 PM |
| ingenious-truth0 | $55.00 | 2/2/2011 2:58:34 PM |
| whartonmba | $25.00 | 2/2/2011 3:24:41 PM |
| simplelender80 | $100.00 | 2/2/2011 12:35:35 PM |
| loan-kung-fu | $25.00 | 2/2/2011 3:49:10 PM |
| Bob450 | $25.00 | 2/2/2011 4:09:50 PM |
| Bikerider | $50.00 | 2/2/2011 4:43:07 PM |
| dws2380 | $25.00 | 2/2/2011 4:55:25 PM |
| jbloans | $25.00 | 2/2/2011 5:06:24 PM |
| courteous-kindness1 | $50.00 | 2/2/2011 6:13:08 PM |
| WakkaWakkaWakka | $50.00 | 2/2/2011 8:49:01 PM |
| Hummer-Guy | $25.00 | 2/2/2011 7:53:57 PM |
| bahamaman | $30.00 | 2/2/2011 8:58:22 PM |
| FASTIZIO_P | $35.00 | 2/2/2011 9:48:04 PM |
| payment-gusto | $25.00 | 2/3/2011 1:29:59 AM |
| autonomous-truth | $50.00 | 2/3/2011 2:02:43 AM |
| capital-galaxy | $200.00 | 2/3/2011 5:40:33 AM |
| payout-network1 | $25.00 | 2/3/2011 6:03:05 AM |
| TCR3 | $27.67 | 2/3/2011 1:12:46 AM |
| CA-Lender | $25.00 | 2/3/2011 6:03:24 AM |
| silverloan | $25.00 | 2/3/2011 8:26:06 AM |
| coin-explorer | $25.00 | 2/3/2011 2:54:22 AM |
| booOST | $35.61 | 2/3/2011 8:09:13 AM |
| zydeco337 | $25.00 | 2/3/2011 7:36:51 AM |
| realtormoises | $25.00 | 2/3/2011 9:57:37 AM |
| authoritative-platinum7 | $25.00 | 2/3/2011 1:49:36 PM |
| mammalian4 | $25.00 | 2/3/2011 3:30:16 PM |
| igotmoney | $50.00 | 2/3/2011 12:30:08 PM |
| power-grid134 | $25.00 | 2/3/2011 1:35:59 PM |
| ingenious-interest1 | $50.00 | 2/3/2011 6:28:32 PM |
| Jack55304 | $100.00 | 2/3/2011 6:29:36 PM |
| interstellar | $75.00 | 2/3/2011 6:32:23 PM |
| washboard1 | $25.00 | 2/3/2011 6:49:51 PM |
| credit-sycamore4 | $100.00 | 2/3/2011 6:26:59 PM |
| ezg | $50.00 | 2/3/2011 6:52:54 PM |
| stoopidnoodle | $25.00 | 2/3/2011 6:53:19 PM |
| tastytitan | $50.00 | 2/3/2011 6:53:36 PM |
| worthy-bid8 | $50.00 | 2/3/2011 6:29:13 PM |
| p2p-czar3 | $30.00 | 2/3/2011 6:54:38 PM |
| Sibelius2 | $25.00 | 2/3/2011 6:54:50 PM |
| Speculator | $25.00 | 2/3/2011 6:28:39 PM |
| return-pumpkin7 | $45.00 | 2/3/2011 6:49:53 PM |
| ideal-platinum1 | $50.00 | 2/3/2011 6:52:49 PM |
| Edwardtomo | $25.00 | 2/3/2011 6:52:58 PM |
| ChuckieG | $50.00 | 2/3/2011 6:53:30 PM |
| bulabula | $25.00 | 2/3/2011 6:53:35 PM |
| payout-mongoose | $50.00 | 2/3/2011 6:54:19 PM |
| Angel_Investor_7 | $25.00 | 2/3/2011 6:54:33 PM |
| rogue_monster | $25.00 | 2/3/2011 6:54:39 PM |
| SFDiver | $25.00 | 2/3/2011 6:52:51 PM |
| jstnow | $25.00 | 2/3/2011 6:54:46 PM |
| nanda | $50.00 | 2/3/2011 6:54:54 PM |
| Comoparklender | $50.00 | 2/3/2011 6:54:21 PM |
| circuitfive | $25.00 | 2/3/2011 6:54:36 PM |
| resplendent-dollar | $25.00 | 2/3/2011 6:54:42 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
492660
This series of Notes was issued and sold upon the funding of the borrower loan #47077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,192 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-labyrinth |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consoldation
Purpose of loan:
This loan will be used to?pay off?bills that?are at a higher interest rate.? If I can pay off these bills and have one payment it will save me money?and allow?me to get out of debt.? ?
My financial situation:
I am a good candidate for this loan because? over the last 7 years I have worked hard to increase my credit score.? I have been able to do so and now find myself in a situation that I need to borrow money to pay off some bills so I can continue to create a good credit profile.? I have made my payments on time for several years.? I have an inheritance coming as soon as a property sells.? I plan to make my monthly payment on this loan and then pay it off once I receive my inheritance.
Monthly net income: $ 3133
Monthly expenses: $ 2600
??Housing: $1200
??Insurance: $ 189
??Car expenses: $150
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $?500
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Zillow values my home at $162,000. This is $30,000 less than it was worth just 2 years ago. I owe $150,000 on it and have no other loans against it. If you have any further questions I would be happy to answer them.
(Feb-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| sensible-order2 | $100.00 | 2/4/2011 4:59:09 PM |
| back-scratchers | $25.00 | 2/4/2011 5:00:12 PM |
| gain-equator | $25.00 | 2/4/2011 5:30:38 PM |
| reflective-rupee | $700.77 | 2/4/2011 6:25:30 PM |
| simplelender80 | $200.00 | 2/4/2011 4:59:21 PM |
| loss-of-control | $200.00 | 2/4/2011 7:27:35 PM |
| octoberfresh | $26.00 | 2/4/2011 5:00:25 PM |
| favorite-commerce | $50.00 | 2/4/2011 8:13:37 PM |
| witty-openness | $25.00 | 2/4/2011 5:28:20 PM |
| suave-dime6 | $25.00 | 2/4/2011 5:28:30 PM |
| villagers | $30.00 | 2/4/2011 5:47:58 PM |
| JustMee | $25.00 | 2/4/2011 6:02:35 PM |
| 2grindstones | $25.00 | 2/4/2011 6:24:33 PM |
| deal-hickory5 | $50.00 | 2/4/2011 7:26:34 PM |
| skuba | $25.00 | 2/4/2011 11:32:23 PM |
| zone6 | $50.00 | 2/5/2011 12:27:43 AM |
| econgineer | $25.00 | 2/5/2011 4:40:02 AM |
| gothampark | $25.00 | 2/5/2011 11:11:56 AM |
| investment-cluster | $25.00 | 2/5/2011 5:37:27 AM |
| loanman2007 | $125.00 | 2/5/2011 5:46:32 AM |
| MarvintheMartian | $25.00 | 2/5/2011 6:12:23 AM |
| foothillender | $25.00 | 2/5/2011 7:01:48 AM |
| malar | $25.00 | 2/5/2011 9:24:47 AM |
| RainyDayFunds | $25.00 | 2/5/2011 10:06:16 AM |
| Kyileo | $25.00 | 2/5/2011 11:37:44 AM |
| deegeeman | $50.00 | 2/5/2011 1:33:26 PM |
| tedi-tif | $40.00 | 2/5/2011 2:21:03 PM |
| grnii78 | $77.54 | 2/5/2011 2:28:55 PM |
| ready-interest9 | $25.00 | 2/5/2011 2:48:16 PM |
| well-mannered-income3 | $60.00 | 2/5/2011 3:51:16 PM |
| OLYVRC | $25.00 | 2/5/2011 5:45:11 PM |
| penny-plato | $25.00 | 2/5/2011 1:40:52 PM |
| luminous-transparency1 | $30.00 | 2/5/2011 7:10:24 PM |
| master648 | $33.39 | 2/5/2011 8:18:37 PM |
| Shawn95187 | $100.00 | 2/5/2011 9:11:11 PM |
| jybank | $25.00 | 2/5/2011 3:34:37 PM |
| Gobsek | $25.00 | 2/5/2011 3:49:22 PM |
| hillerod | $25.00 | 2/5/2011 6:31:05 PM |
| All_Wins | $25.00 | 2/6/2011 8:38:45 AM |
| kingston4g | $25.00 | 2/5/2011 7:02:22 PM |
| balance-hercules | $50.00 | 2/6/2011 8:53:43 AM |
| credit-coach118 | $29.00 | 2/6/2011 9:01:54 AM |
| genius520 | $100.00 | 2/5/2011 8:17:08 PM |
| terrific-return | $25.00 | 2/5/2011 9:17:19 PM |
| Lonely_Hunter | $25.00 | 2/6/2011 7:01:43 AM |
| nilonc1 | $150.00 | 2/6/2011 7:55:51 AM |
| Lonely_Hunter | $60.00 | 2/6/2011 6:58:26 AM |
| jjsparks28 | $25.82 | 2/6/2011 7:35:39 AM |
| selector568 | $50.00 | 2/4/2011 5:00:28 PM |
| authoritative-platinum7 | $25.00 | 2/4/2011 5:32:14 PM |
| deepblue34 | $25.00 | 2/4/2011 5:59:26 PM |
| DasMula | $38.84 | 2/4/2011 6:05:47 PM |
| kulender | $100.00 | 2/4/2011 4:58:44 PM |
| jazzlender | $25.00 | 2/4/2011 4:59:42 PM |
| Kash2010lu | $28.00 | 2/4/2011 5:00:22 PM |
| RyanTH9893 | $25.00 | 2/4/2011 7:47:09 PM |
| orderly-leverage | $50.00 | 2/4/2011 5:28:00 PM |
| HamachiMan | $50.00 | 2/4/2011 5:29:03 PM |
| liberty-society5 | $25.00 | 2/4/2011 5:29:55 PM |
| shrewd-income | $75.00 | 2/4/2011 10:44:36 PM |
| profit-powerplant | $25.00 | 2/4/2011 5:32:04 PM |
| one-midas | $50.00 | 2/4/2011 5:50:06 PM |
| Wangchuk | $25.00 | 2/4/2011 6:25:26 PM |
| moneysong | $400.00 | 2/4/2011 6:25:36 PM |
| credit-guard5 | $25.00 | 2/4/2011 6:48:32 PM |
| squarebob | $25.00 | 2/4/2011 8:47:20 PM |
| hopeful-truth5 | $300.00 | 2/4/2011 8:55:48 PM |
| Bob450 | $25.00 | 2/5/2011 2:35:19 AM |
| global1adventurer | $25.00 | 2/5/2011 1:53:33 AM |
| head | $25.00 | 2/5/2011 6:03:21 AM |
| mammalian4 | $25.00 | 2/5/2011 6:42:03 AM |
| carrinel | $40.00 | 2/5/2011 6:51:58 AM |
| leverage-monger | $25.00 | 2/5/2011 7:10:03 AM |
| Frosty | $25.00 | 2/5/2011 9:24:24 AM |
| balance-force | $26.00 | 2/5/2011 11:56:05 AM |
| corporatejim | $39.27 | 2/5/2011 6:26:56 AM |
| Finchy78 | $25.00 | 2/5/2011 6:54:07 AM |
| friendinmoney | $25.00 | 2/5/2011 8:26:59 AM |
| credit-missile | $100.00 | 2/5/2011 8:29:08 AM |
| gizmo65 | $25.00 | 2/5/2011 10:24:16 AM |
| Yaout | $100.00 | 2/5/2011 9:15:20 AM |
| wild-orange | $50.00 | 2/5/2011 11:50:23 AM |
| SolarMoonshine | $25.00 | 2/5/2011 1:45:01 PM |
| grnii78 | $75.00 | 2/5/2011 2:29:30 PM |
| platinum-cargo | $50.00 | 2/5/2011 5:11:44 PM |
| Leshan | $25.00 | 2/5/2011 12:18:27 PM |
| Investoman | $50.00 | 2/5/2011 5:21:06 PM |
| ASR3 | $35.00 | 2/5/2011 2:01:05 PM |
| TeaHouseFinance | $28.46 | 2/5/2011 7:50:41 PM |
| Rogelio48 | $25.00 | 2/5/2011 2:22:45 PM |
| Astyanax | $50.00 | 2/5/2011 8:17:59 PM |
| houli123 | $1,000.00 | 2/6/2011 3:32:18 AM |
| FundMaker | $25.00 | 2/6/2011 6:05:46 AM |
| Tono | $40.00 | 2/5/2011 3:56:56 PM |
| erowis | $62.00 | 2/5/2011 3:59:52 PM |
| bold-currency-holly | $25.00 | 2/6/2011 8:42:10 AM |
| goldenhamster | $100.00 | 2/5/2011 6:58:51 PM |
| brightest-dignified-penny | $25.00 | 2/5/2011 7:10:21 PM |
| mpatrick | $25.00 | 2/5/2011 5:21:09 PM |
| Graven33 | $25.00 | 2/5/2011 9:09:47 PM |
| Lonely_Hunter | $25.00 | 2/6/2011 7:01:49 AM |
| verdiprr | $300.00 | 2/6/2011 7:50:58 AM |
| credit-missile | $25.00 | 2/6/2011 8:35:50 AM |
| ore-dojo | $25.00 | 2/6/2011 10:41:23 AM |
| attractive-rate | $24.91 | 2/6/2011 10:50:20 AM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
492664
This series of Notes was issued and sold upon the funding of the borrower loan #47074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 18.91% |
Monthly payment:
| $376.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.20% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 780-799 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,606 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unforgettable-generosity9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Responsiblyinneed
Purpose of loan:
This loan will be used to?
To pay off as much of my credit card debt that was used for my wedding.
My financial situation:
I am a good candidate for this loan because?
I always make my payments on time and always more than the minimum . I have been working on my credit for a long time . I am in one of those situations where I happen to be the one the relationship with the good credit so I was the one who had to have the house ,cars etc.. on my credit while he?was rebuilding his credit . Since I had better rates on my cards than he and thought if I used them instead of opening a new account would be better for my credit. BIG mistake!?I should have just opened a new loan for my wedding from the beginning instead of messing with my credit cards. Definately a lesson to remember.
Monthly net income: $
9900
Monthly expenses: $
??Housing: $ 1537 * 1/2 paid by my husband( He is also on the loan)
??Insurance: $ 260 * 1/2 paid by my husband
??Car expenses: $?1100 * 720 is my husbands truck payment paid by him(He is on?both loans)
??Utilities: $?350 * 1/2 is paid by my husband
??Phone, cable, internet: $ 120 *1/2 is paid by my husband
??Food, entertainment: $?300* we by in bulk?and use our amex card for when we do go out which is rare it falls under our $2000 budget for our Amex card?* 1/2 is paid by my husband.
??Clothing, household expenses $ 50? *?This is hard to put a number on . We don't need any clothing except?maybe socks or a shirt here and there but not a monthly expense.?We buy things that we need for the house when they are needed but not on a monthly basis.
??Credit cards and other loans: $?1100?* This is what I am trying to consolidate .?*I always pay more than my minimum payment.?
??Other expenses: $?2000 budget ?for Amex card used for buisness expenses *1/2 is paid by my husband( We share this account)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Hello. My total mortgage balance is $178,946.24. I do not have a second mortgage /heloc. The last time it was appraised it was $230,000. I went to go to zillo.com and Internet explorer says it is having a problem connecting to it and my anti-malware software has a problem with the site. Hope this helps.
(Feb-05-2011)
Q:
How do you have a monthly net income of $9,900, but have an annual earnings of 75 - 99k? That math does not jive. - Nikelaos
A:
To answer your question it should have been $6,900. I was filling it out before I had to leave for work and I was rushing. No harm intended.
(Feb-05-2011)
Q:
What is your occupation and your husband's occupation? Thanks - RecoveryLender
A:
I install telephone equipment for Ericsson . My husband has the same occupation. Thanks
(Feb-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| vigilance-revolutionary | $50.00 | 2/4/2011 9:04:04 AM |
| jazzlender | $25.00 | 2/4/2011 9:04:07 AM |
| ladybird1 | $50.00 | 2/4/2011 9:11:30 AM |
| Artist_Blue | $25.00 | 2/4/2011 9:11:34 AM |
| ahansen | $25.00 | 2/4/2011 9:00:27 AM |
| a-responsible-return | $25.00 | 2/4/2011 9:00:42 AM |
| bigphish | $25.00 | 2/4/2011 9:03:22 AM |
| bancoroyal | $50.00 | 2/4/2011 9:34:02 AM |
| simplelender80 | $100.00 | 2/4/2011 9:04:36 AM |
| peripatetic | $25.00 | 2/4/2011 9:07:55 AM |
| meenan | $50.00 | 2/4/2011 9:08:07 AM |
| HamachiMan | $50.00 | 2/4/2011 9:08:31 AM |
| CAGE-Investments | $25.00 | 2/4/2011 9:06:51 AM |
| bold-durability-drum | $100.00 | 2/4/2011 9:08:58 AM |
| BidDaddyBigBucks | $25.00 | 2/4/2011 9:10:10 AM |
| bob_sacamano | $25.00 | 2/4/2011 9:10:21 AM |
| jenkris | $25.00 | 2/4/2011 9:08:24 AM |
| Tradesmanlender | $35.00 | 2/4/2011 9:08:37 AM |
| Clambake | $100.00 | 2/4/2011 9:08:42 AM |
| investment-artist | $25.00 | 2/4/2011 9:14:58 AM |
| gain-equator | $25.00 | 2/4/2011 9:09:03 AM |
| spy0 | $25.00 | 2/4/2011 9:23:19 AM |
| point-shooter | $50.00 | 2/4/2011 9:11:09 AM |
| competent-p2p | $30.00 | 2/4/2011 9:11:24 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:35 AM |
| hopeful-truth5 | $200.00 | 2/4/2011 9:20:07 AM |
| radforj22 | $25.00 | 2/4/2011 9:43:29 AM |
| vigilance-searcher | $25.00 | 2/4/2011 9:59:23 AM |
| gracej | $25.00 | 2/4/2011 10:18:17 AM |
| gold-blanket0 | $50.00 | 2/4/2011 10:19:02 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:28 AM |
| pythia | $25.00 | 2/4/2011 3:24:35 PM |
| felicity-loyalist0 | $25.00 | 2/4/2011 3:33:37 PM |
| debt-force | $25.00 | 2/4/2011 12:43:44 PM |
| magnetic-dedication3 | $25.00 | 2/4/2011 1:51:23 PM |
| John_Galt | $30.00 | 2/4/2011 2:01:01 PM |
| DoTheRighThingFinancial | $66.00 | 2/4/2011 3:30:17 PM |
| Scotcha | $50.00 | 2/4/2011 3:46:12 PM |
| CreditBuilder2 | $100.00 | 2/4/2011 3:59:34 PM |
| bentheredunthat | $143.00 | 2/4/2011 4:43:16 PM |
| dano1965 | $50.00 | 2/4/2011 7:31:49 PM |
| deal-hickory5 | $100.00 | 2/4/2011 7:28:44 PM |
| loss-of-control | $75.00 | 2/4/2011 7:41:25 PM |
| GElender | $35.85 | 2/5/2011 3:18:48 AM |
| ichibon | $135.73 | 2/5/2011 1:50:50 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:36:05 AM |
| Oakland | $50.00 | 2/5/2011 10:51:52 AM |
| Kyileo | $25.00 | 2/5/2011 11:41:23 AM |
| CSinvestments | $25.00 | 2/5/2011 11:47:50 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:47 AM |
| Moneypenny6 | $25.00 | 2/5/2011 8:40:26 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:10 AM |
| balance-force | $25.00 | 2/5/2011 11:49:01 AM |
| Leshan | $25.00 | 2/5/2011 12:21:08 PM |
| comet55 | $25.00 | 2/5/2011 1:25:52 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:31 PM |
| adir1 | $50.00 | 2/5/2011 12:20:34 PM |
| felicity-shrine2 | $25.00 | 2/5/2011 12:20:59 PM |
| rdav | $25.00 | 2/5/2011 5:31:08 PM |
| kingston4g | $50.00 | 2/5/2011 6:51:38 PM |
| grf1945 | $35.00 | 2/5/2011 1:16:11 PM |
| HelpfulLender1 | $25.00 | 2/5/2011 2:28:28 PM |
| terrific-return | $25.00 | 2/5/2011 9:29:08 PM |
| rustysailor | $25.00 | 2/6/2011 7:40:03 AM |
| nelie150 | $25.41 | 2/5/2011 5:48:37 PM |
| investment-kazoo | $25.00 | 2/5/2011 6:28:05 PM |
| Investoman | $100.00 | 2/5/2011 5:20:59 PM |
| deal-seagull7 | $125.00 | 2/5/2011 6:04:52 PM |
| well-rounded-return3 | $109.57 | 2/6/2011 11:50:55 AM |
| sarisai | $25.00 | 2/5/2011 8:35:52 PM |
| availableloan | $25.00 | 2/5/2011 8:50:20 PM |
| Zach842 | $25.00 | 2/6/2011 6:05:56 AM |
| theloanfiller | $25.00 | 2/6/2011 8:11:28 AM |
| DrNano | $50.00 | 2/6/2011 6:04:31 PM |
| rlgnyc | $50.00 | 2/6/2011 12:40:47 PM |
| value-guru3 | $30.00 | 2/6/2011 9:30:10 PM |
| upright-silver | $25.00 | 2/6/2011 4:34:54 PM |
| EretzCapital | $39.48 | 2/7/2011 9:03:10 AM |
| IIP77 | $25.00 | 2/6/2011 9:21:13 PM |
| chrisb1414 | $25.00 | 2/7/2011 6:13:32 AM |
| hons2000 | $25.00 | 2/7/2011 9:33:23 AM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:26 AM |
| rogue_monster | $50.00 | 2/7/2011 7:57:09 AM |
| E-B | $50.00 | 2/7/2011 8:18:46 AM |
| enthralling-investment | $40.00 | 2/7/2011 11:57:37 AM |
| FinanceEngine | $25.00 | 2/7/2011 9:39:32 AM |
| enriching-listing | $25.00 | 2/7/2011 10:10:51 AM |
| ericgassercom | $50.00 | 2/7/2011 1:20:45 PM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:42 AM |
| adventurous-commerce | $25.00 | 2/7/2011 11:26:38 AM |
| finance-mammalian2 | $25.00 | 2/7/2011 1:09:10 PM |
| mittio | $50.00 | 2/7/2011 2:16:12 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:20 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:11:44 PM |
| bonus-seahorse | $50.00 | 2/7/2011 5:26:23 PM |
| mikrolown | $25.01 | 2/8/2011 1:05:09 AM |
| tutnyce | $100.00 | 2/7/2011 5:13:17 PM |
| credible-compassion6 | $25.00 | 2/7/2011 7:41:21 PM |
| chameleon125 | $25.00 | 2/8/2011 6:54:58 AM |
| HeroJason86 | $25.00 | 2/7/2011 10:13:51 PM |
| anyoi | $50.00 | 2/8/2011 8:17:14 AM |
| tender-integrity3 | $36.78 | 2/8/2011 1:20:49 AM |
| Pu239 | $60.00 | 2/8/2011 7:18:04 AM |
| ramst41 | $25.00 | 2/8/2011 6:58:22 AM |
| BxRealtor | $25.00 | 2/8/2011 8:36:29 AM |
| patron123 | $25.00 | 2/8/2011 2:52:33 PM |
| Earnest_Money | $25.00 | 2/8/2011 3:08:51 PM |
| jtradition | $50.00 | 2/8/2011 9:31:44 AM |
| upbeat-fund | $25.00 | 2/8/2011 9:32:39 AM |
| enchanted-note | $50.00 | 2/8/2011 10:12:12 AM |
| wise-benjamins-fortress | $25.00 | 2/8/2011 11:03:53 AM |
| piter-to-la-investment | $25.00 | 2/8/2011 11:36:21 AM |
| DasMula | $25.00 | 2/8/2011 4:01:24 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:25 PM |
| mtnbikemania | $50.00 | 2/8/2011 5:13:51 PM |
| starlight31 | $50.00 | 2/8/2011 5:33:19 PM |
| unclejaef | $25.00 | 2/8/2011 5:33:22 PM |
| gold-tsunami | $50.00 | 2/8/2011 5:33:32 PM |
| actuarial_investor | $25.00 | 2/8/2011 5:52:51 PM |
| Jasper | $25.00 | 2/8/2011 5:53:07 PM |
| trapper569 | $25.00 | 2/8/2011 5:53:18 PM |
| mike279766 | $29.00 | 2/8/2011 5:53:21 PM |
| thaddeuscm | $30.00 | 2/8/2011 5:53:36 PM |
| DaveG56313 | $50.00 | 2/8/2011 5:53:43 PM |
| MrVin | $25.00 | 2/8/2011 5:54:01 PM |
| Contact911 | $25.00 | 2/8/2011 5:54:18 PM |
| lawman1991 | $25.00 | 2/8/2011 5:54:33 PM |
| ryanplays311 | $25.00 | 2/8/2011 5:54:42 PM |
| Logan7 | $25.00 | 2/8/2011 5:54:52 PM |
| TribecaFunding | $50.00 | 2/8/2011 5:55:27 PM |
| wealth-pal3 | $25.00 | 2/8/2011 5:55:40 PM |
| mathomas3 | $50.00 | 2/8/2011 5:55:49 PM |
| nimble-benjamins | $25.00 | 2/8/2011 5:55:53 PM |
| SerG_PunK | $25.00 | 2/8/2011 5:56:05 PM |
| TrixieD | $25.00 | 2/8/2011 5:56:17 PM |
| MoneyBagsRUs | $25.00 | 2/8/2011 5:56:29 PM |
| value-caravan | $25.00 | 2/8/2011 5:56:36 PM |
| gold-commander0 | $50.00 | 2/8/2011 5:26:51 PM |
| Mariner3605 | $25.00 | 2/8/2011 5:32:17 PM |
| financelover | $25.00 | 2/8/2011 5:33:24 PM |
| raisingophelia | $25.00 | 2/8/2011 5:53:19 PM |
| TomProsper | $25.00 | 2/8/2011 5:53:58 PM |
| nandog | $25.00 | 2/8/2011 5:54:05 PM |
| carlover | $25.00 | 2/8/2011 5:54:29 PM |
| AdamClemSC | $25.00 | 2/8/2011 5:54:49 PM |
| wise-deal-panda | $50.00 | 2/8/2011 5:55:18 PM |
| devoider | $25.00 | 2/8/2011 5:55:38 PM |
| seabass123 | $25.00 | 2/8/2011 5:55:45 PM |
| BR2006007 | $25.00 | 2/8/2011 5:56:14 PM |
| Hiro07 | $25.00 | 2/8/2011 5:56:26 PM |
| yield-explosion1 | $25.00 | 2/8/2011 5:56:43 PM |
| wdjnm | $50.00 | 2/8/2011 5:53:10 PM |
| NOLAfam | $25.00 | 2/8/2011 5:54:23 PM |
| gangusron | $50.00 | 2/8/2011 5:54:40 PM |
| cathexis | $25.00 | 2/8/2011 5:55:34 PM |
| thunder135 | $25.00 | 2/8/2011 5:55:46 PM |
| olka | $25.00 | 2/8/2011 5:55:52 PM |
| sophisticated-economy8 | $50.00 | 2/8/2011 5:55:58 PM |
| superb-commerce1 | $50.00 | 2/8/2011 5:56:02 PM |
| psiequalsone | $25.00 | 2/8/2011 5:56:19 PM |
| point-promiser | $25.00 | 2/8/2011 5:56:41 PM |
| kulender | $100.00 | 2/4/2011 9:05:03 AM |
| genius520 | $100.00 | 2/4/2011 9:07:29 AM |
| ursus | $100.00 | 2/4/2011 9:07:38 AM |
| sensible-order2 | $100.00 | 2/4/2011 9:07:51 AM |
| point-kitten6 | $50.00 | 2/4/2011 9:10:26 AM |
| Pulchritudinous | $25.00 | 2/4/2011 9:03:53 AM |
| tech310 | $50.00 | 2/4/2011 9:05:48 AM |
| octoberfresh | $25.00 | 2/4/2011 9:06:03 AM |
| cash-reaction2 | $50.00 | 2/4/2011 9:34:26 AM |
| enthralling-deal180 | $75.00 | 2/4/2011 9:03:55 AM |
| fishintime | $100.00 | 2/4/2011 9:07:02 AM |
| be_wise | $25.00 | 2/4/2011 9:04:00 AM |
| rolandweary | $25.00 | 2/4/2011 9:07:32 AM |
| orderly-leverage | $100.00 | 2/4/2011 9:07:53 AM |
| pdxKurt | $50.00 | 2/4/2011 9:08:20 AM |
| heavy_ax | $25.00 | 2/4/2011 9:05:57 AM |
| liberty-society5 | $25.00 | 2/4/2011 9:08:49 AM |
| velocity-solo | $50.00 | 2/4/2011 9:07:18 AM |
| american6 | $100.00 | 2/4/2011 9:07:26 AM |
| marketplace-cello5 | $25.00 | 2/4/2011 9:07:35 AM |
| a-finance-nirvana | $25.00 | 2/4/2011 9:07:58 AM |
| schnippy | $25.00 | 2/4/2011 10:15:43 AM |
| hopethisworks | $50.00 | 2/4/2011 9:10:30 AM |
| haplender | $50.00 | 2/4/2011 9:18:56 AM |
| DasMula | $38.84 | 2/4/2011 9:20:53 AM |
| tomdooley12520 | $25.00 | 2/4/2011 9:39:01 AM |
| agreement-magician | $25.00 | 2/4/2011 9:59:57 AM |
| Bank_Of_XL | $100.00 | 2/4/2011 2:15:31 PM |
| mammalian4 | $25.00 | 2/4/2011 2:20:43 PM |
| rjleves | $25.00 | 2/4/2011 10:52:06 AM |
| cutter21 | $25.00 | 2/4/2011 11:01:53 AM |
| newiowa77 | $45.00 | 2/4/2011 11:35:20 AM |
| JustMee | $25.00 | 2/4/2011 12:03:43 PM |
| jodilee31 | $50.00 | 2/4/2011 12:33:32 PM |
| nilonc1 | $50.00 | 2/4/2011 12:54:40 PM |
| mgking007 | $41.38 | 2/4/2011 3:23:49 PM |
| zippy-revenue8 | $25.00 | 2/4/2011 4:35:42 PM |
| sprinter | $50.00 | 2/4/2011 4:43:54 PM |
| mraleig | $150.00 | 2/4/2011 7:05:32 PM |
| deal-hickory5 | $30.00 | 2/4/2011 7:29:04 PM |
| ItsJustMe79 | $40.00 | 2/4/2011 7:42:05 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:02 PM |
| skuba | $50.00 | 2/4/2011 11:31:34 PM |
| zone6 | $50.00 | 2/5/2011 3:33:32 AM |
| philgreen | $50.00 | 2/5/2011 1:21:16 AM |
| loanman2007 | $100.00 | 2/5/2011 5:55:12 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:42 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:39 AM |
| godfather4u | $100.00 | 2/5/2011 11:19:27 AM |
| friendly-market5 | $33.80 | 2/5/2011 4:56:50 AM |
| rockhound84 | $25.00 | 2/5/2011 6:24:14 AM |
| Johnab | $25.00 | 2/5/2011 6:07:37 AM |
| ideal-platinum1 | $25.00 | 2/5/2011 7:40:59 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:01:01 AM |
| kindness-launcher | $1,200.00 | 2/5/2011 10:19:16 AM |
| msh345 | $25.00 | 2/5/2011 12:22:27 PM |
| liberty-thinker | $25.00 | 2/5/2011 1:11:57 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:06 PM |
| tlam168 | $25.00 | 2/5/2011 12:21:54 PM |
| Astyanax | $45.00 | 2/5/2011 8:36:56 PM |
| agalt | $75.00 | 2/5/2011 4:25:49 PM |
| peace-missile | $46.22 | 2/5/2011 5:01:25 PM |
| terrific-p2ploan | $25.00 | 2/5/2011 8:02:56 PM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:06 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:12 AM |
| SanJoser | $25.00 | 2/6/2011 8:02:50 AM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:35 AM |
| diversifed | $50.00 | 2/6/2011 9:16:46 AM |
| self-reliant-integrity0 | $50.00 | 2/6/2011 3:41:21 PM |
| trustu | $50.00 | 2/6/2011 8:31:24 PM |
| crdcteng | $25.00 | 2/6/2011 12:35:19 PM |
| dontjader | $350.00 | 2/6/2011 9:12:34 PM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:21:09 PM |
| intelligent-credit0 | $50.00 | 2/7/2011 6:10:34 AM |
| mg144 | $65.00 | 2/6/2011 2:06:30 PM |
| UHcougars | $27.62 | 2/6/2011 2:15:01 PM |
| Flreap | $25.00 | 2/7/2011 7:54:29 AM |
| burgeoning-silver | $25.00 | 2/7/2011 1:26:18 AM |
| omegamon1 | $45.00 | 2/7/2011 6:06:59 AM |
| competent-p2p | $45.00 | 2/7/2011 8:30:29 AM |
| Hobie88 | $35.58 | 2/7/2011 12:02:58 PM |
| mobius404 | $25.00 | 2/7/2011 9:55:51 AM |
| valiant-liberty4 | $25.00 | 2/7/2011 9:34:23 AM |
| TexanAtHeart | $50.00 | 2/7/2011 1:20:11 PM |
| benjamins-utopia | $100.00 | 2/7/2011 10:35:43 AM |
| oreyedoc | $25.00 | 2/7/2011 2:42:22 PM |
| integrity-trumpet | $50.00 | 2/7/2011 10:52:03 AM |
| the-upbeat-p2p | $50.00 | 2/7/2011 10:33:52 AM |
| HayrideRanch | $38.14 | 2/7/2011 3:17:10 PM |
| mitirp | $50.00 | 2/7/2011 11:07:08 AM |
| reflective-rupee | $500.77 | 2/7/2011 11:19:17 AM |
| FredHead3 | $33.39 | 2/7/2011 12:02:53 PM |
| AF-Chief | $50.00 | 2/7/2011 12:06:10 PM |
| benefit-piano5 | $25.00 | 2/7/2011 12:45:46 PM |
| bbrelo | $25.00 | 2/7/2011 3:33:07 PM |
| inventive-dough3 | $100.00 | 2/7/2011 3:47:32 PM |
| Watersports | $50.00 | 2/7/2011 3:50:14 PM |
| ijspence | $25.00 | 2/7/2011 5:26:46 PM |
| seanambrose | $25.00 | 2/7/2011 5:36:19 PM |
| terrific-return | $25.00 | 2/8/2011 6:04:31 AM |
| jamiee73 | $25.00 | 2/8/2011 6:06:00 AM |
| jhernand17 | $25.00 | 2/8/2011 6:07:01 AM |
| onecooldrink | $25.00 | 2/7/2011 11:51:50 PM |
| stollcm | $25.00 | 2/8/2011 5:20:45 AM |
| platinum-czar | $100.00 | 2/8/2011 7:04:27 AM |
| vacaerol | $25.00 | 2/8/2011 9:30:59 AM |
| alwayson | $25.00 | 2/8/2011 8:08:58 AM |
| lively-exchange | $25.00 | 2/8/2011 10:05:47 AM |
| Chakma | $25.00 | 2/8/2011 12:16:28 PM |
| mpatrick | $25.00 | 2/8/2011 2:27:16 PM |
| MrCoffee | $26.27 | 2/8/2011 2:29:12 PM |
| orgy63 | $50.00 | 2/8/2011 4:50:31 PM |
| handshake5 | $100.00 | 2/8/2011 5:30:06 PM |
| MattLic | $50.00 | 2/8/2011 5:33:21 PM |
| loantigger | $50.00 | 2/8/2011 5:33:30 PM |
| exuberant-dime | $50.00 | 2/8/2011 5:34:52 PM |
| sturdy-fairness5 | $25.00 | 2/8/2011 5:53:40 PM |
| mcs86d | $25.00 | 2/8/2011 5:54:25 PM |
| Sibelius2 | $25.00 | 2/8/2011 5:54:38 PM |
| E-normous | $25.00 | 2/8/2011 5:54:45 PM |
| HoyaHeel | $25.00 | 2/8/2011 5:54:53 PM |
| wonderful-dime | $25.00 | 2/8/2011 5:55:29 PM |
| schnarff | $25.00 | 2/8/2011 5:55:37 PM |
| haidoken | $50.00 | 2/8/2011 5:55:55 PM |
| chairsitter | $25.00 | 2/8/2011 5:56:20 PM |
| honorable-yield | $25.00 | 2/8/2011 5:13:47 PM |
| gain-gourd | $100.00 | 2/8/2011 5:28:10 PM |
| wise-rupee-sanctuary | $50.00 | 2/8/2011 5:31:28 PM |
| paladin847 | $50.00 | 2/8/2011 5:34:53 PM |
| NYCFinancier | $25.00 | 2/8/2011 5:33:27 PM |
| MadHun | $50.00 | 2/8/2011 5:34:51 PM |
| northphoto | $25.00 | 2/8/2011 5:53:15 PM |
| BooSedna | $25.00 | 2/8/2011 5:53:23 PM |
| red-unequivocal-finance | $25.00 | 2/8/2011 5:53:27 PM |
| RR2441 | $25.00 | 2/8/2011 5:54:03 PM |
| thrifty-funds1 | $25.00 | 2/8/2011 5:54:13 PM |
| dogbait | $50.00 | 2/8/2011 5:54:35 PM |
| powderbumps | $25.00 | 2/8/2011 5:54:47 PM |
| macgeek | $25.00 | 2/8/2011 5:54:55 PM |
| harperpotok | $50.00 | 2/8/2011 5:55:42 PM |
| tranquil-revenue | $50.00 | 2/8/2011 5:56:07 PM |
| Strato | $25.02 | 2/8/2011 5:56:22 PM |
| Savings_EQ_Dignity | $46.25 | 2/8/2011 5:56:38 PM |
| BigLinCT | $25.00 | 2/8/2011 5:56:47 PM |
| GATrust | $50.00 | 2/8/2011 5:53:05 PM |
| corvettejrw | $33.33 | 2/8/2011 5:53:32 PM |
| bigrpf5 | $50.00 | 2/8/2011 5:53:55 PM |
| blue-open-wampum | $25.00 | 2/8/2011 5:54:14 PM |
| THREE-POINTS-LENDING | $50.00 | 2/8/2011 5:54:26 PM |
| Lend2U21 | $25.00 | 2/8/2011 5:54:50 PM |
| riproaringrapids | $25.00 | 2/8/2011 5:55:13 PM |
| Therapist | $25.00 | 2/8/2011 5:55:41 PM |
| mjjjrj | $25.00 | 2/8/2011 5:55:48 PM |
| Crame | $50.00 | 2/8/2011 5:55:57 PM |
| invest0r | $50.00 | 2/8/2011 5:56:00 PM |
| balance-whistle7 | $25.00 | 2/8/2011 5:56:09 PM |
| RyuRabbit | $25.00 | 2/8/2011 5:56:24 PM |
| ashlil01 | $25.00 | 2/8/2011 5:56:45 PM |
| 319 Investments
|
Borrower Payment Dependent Notes Series
492720
This series of Notes was issued and sold upon the funding of the borrower loan #47028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-05-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $258.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,470 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-voltage |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
No more high interest credit cards
Purpose of loan:
This loan will be used to?
pay off some of my high interest credit card debt
My financial situation:
I am a good candidate for this loan because??
I no longer want to be in debt
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $ 2300
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $25.00 | 2/4/2011 9:04:11 AM |
| simplelender80 | $100.00 | 2/4/2011 9:04:38 AM |
| kulender | $100.00 | 2/4/2011 9:05:05 AM |
| octoberfresh | $25.00 | 2/4/2011 9:06:04 AM |
| fishintime | $100.00 | 2/4/2011 9:07:03 AM |
| peripatetic | $25.00 | 2/4/2011 9:07:57 AM |
| HamachiMan | $50.00 | 2/4/2011 9:08:33 AM |
| bob_sacamano | $25.00 | 2/4/2011 9:10:23 AM |
| point-kitten6 | $50.00 | 2/4/2011 9:10:28 AM |
| be_wise | $25.00 | 2/4/2011 9:11:03 AM |
| enchanted-yield4 | $50.00 | 2/4/2011 9:07:23 AM |
| genius520 | $100.00 | 2/4/2011 9:07:30 AM |
| ursus | $100.00 | 2/4/2011 9:07:42 AM |
| tech310 | $50.00 | 2/4/2011 9:05:49 AM |
| vigilance-revolutionary | $50.00 | 2/4/2011 9:05:54 AM |
| pdxKurt | $50.00 | 2/4/2011 9:08:22 AM |
| jenkris | $25.00 | 2/4/2011 9:08:26 AM |
| Tradesmanlender | $35.00 | 2/4/2011 9:08:39 AM |
| Clambake | $100.00 | 2/4/2011 9:08:45 AM |
| bigphish | $25.00 | 2/4/2011 9:09:30 AM |
| rolandweary | $25.00 | 2/4/2011 9:07:33 AM |
| soccermom33 | $25.00 | 2/4/2011 10:13:56 AM |
| orderly-leverage | $100.00 | 2/4/2011 9:07:54 AM |
| competent-p2p | $30.00 | 2/4/2011 9:11:25 AM |
| liberty-society5 | $25.00 | 2/4/2011 9:08:52 AM |
| haplender | $50.00 | 2/4/2011 9:18:57 AM |
| point-shooter | $50.00 | 2/4/2011 9:11:12 AM |
| Artist_Blue | $25.00 | 2/4/2011 9:11:41 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:40 AM |
| nowits10 | $25.00 | 2/4/2011 10:21:13 AM |
| radforj22 | $25.00 | 2/4/2011 9:43:52 AM |
| californiakhan | $25.00 | 2/4/2011 10:13:50 AM |
| helpinghand63 | $50.00 | 2/4/2011 10:14:23 AM |
| schnippy | $25.00 | 2/4/2011 10:14:27 AM |
| haryassman | $25.00 | 2/4/2011 9:58:08 AM |
| yomanie | $25.00 | 2/4/2011 10:13:52 AM |
| JGB | $100.00 | 2/4/2011 10:53:39 AM |
| patriot384 | $33.45 | 2/4/2011 11:02:19 AM |
| Ducatiman1978 | $25.00 | 2/4/2011 10:21:11 AM |
| newest-funds-powerplant | $50.00 | 2/4/2011 1:17:10 PM |
| favorite-commerce | $25.00 | 2/4/2011 10:59:38 AM |
| SolarMoonshine | $25.00 | 2/4/2011 3:55:33 PM |
| JustMee | $25.00 | 2/4/2011 12:02:46 PM |
| John_Galt | $30.00 | 2/4/2011 4:15:57 PM |
| loanman2007 | $100.00 | 2/4/2011 12:27:15 PM |
| auctionator1 | $50.00 | 2/4/2011 12:01:29 PM |
| thankful-nickel2 | $25.00 | 2/4/2011 4:50:48 PM |
| durable-investment8 | $35.00 | 2/4/2011 1:17:18 PM |
| Nikelaos | $90.84 | 2/4/2011 1:44:43 PM |
| Erikdbp | $25.00 | 2/4/2011 2:13:24 PM |
| mammalian4 | $25.00 | 2/4/2011 2:16:53 PM |
| cloud8 | $60.00 | 2/4/2011 3:14:27 PM |
| penny-plato | $25.00 | 2/4/2011 3:08:46 PM |
| impeccable-transparency | $50.00 | 2/4/2011 3:15:45 PM |
| Scotcha | $50.00 | 2/4/2011 3:36:10 PM |
| CreditBuilder2 | $50.00 | 2/4/2011 4:00:31 PM |
| eamonn1 | $25.00 | 2/4/2011 4:19:05 PM |
| sprinter | $50.00 | 2/4/2011 4:43:57 PM |
| yerkster1 | $25.00 | 2/4/2011 8:17:25 PM |
| hopeful-truth5 | $100.00 | 2/4/2011 9:04:31 PM |
| Nusk | $40.00 | 2/4/2011 9:08:16 PM |
| moneysong | $500.00 | 2/4/2011 6:23:10 PM |
| bancoroyal | $50.00 | 2/4/2011 6:28:05 PM |
| ProjectVenture | $50.00 | 2/4/2011 7:06:18 PM |
| payout-alien6 | $25.00 | 2/4/2011 7:45:37 PM |
| hektek22 | $600.00 | 2/4/2011 8:37:50 PM |
| profitable-money | $25.00 | 2/4/2011 9:48:16 PM |
| dime-vista2 | $25.00 | 2/4/2011 9:49:45 PM |
| skuba | $50.00 | 2/4/2011 11:31:36 PM |
| philgreen | $50.00 | 2/5/2011 1:21:18 AM |
| commerce-yeller | $25.00 | 2/4/2011 9:05:37 AM |
| impressive-credit431 | $100.00 | 2/4/2011 9:06:01 AM |
| bold-durability-drum | $100.00 | 2/4/2011 9:08:56 AM |
| AFairDeal | $75.00 | 2/4/2011 9:08:59 AM |
| hopethisworks | $50.00 | 2/4/2011 9:10:32 AM |
| enthralling-deal180 | $75.00 | 2/4/2011 9:03:56 AM |
| velocity-solo | $50.00 | 2/4/2011 9:07:21 AM |
| american6 | $100.00 | 2/4/2011 9:07:28 AM |
| marketplace-cello5 | $25.00 | 2/4/2011 9:07:36 AM |
| a-finance-nirvana | $25.00 | 2/4/2011 9:07:59 AM |
| reflective-rupee | $500.77 | 2/4/2011 9:45:18 AM |
| Usurious | $25.00 | 2/4/2011 10:13:54 AM |
| sensible-order2 | $100.00 | 2/4/2011 9:07:52 AM |
| BidDaddyBigBucks | $25.00 | 2/4/2011 9:10:13 AM |
| jdrez | $25.00 | 2/4/2011 10:14:18 AM |
| meenan | $50.00 | 2/4/2011 9:08:13 AM |
| ladybird1 | $50.00 | 2/4/2011 9:11:32 AM |
| gain-equator | $25.00 | 2/4/2011 9:09:04 AM |
| hopeful-truth5 | $200.00 | 2/4/2011 9:17:58 AM |
| DasMula | $38.84 | 2/4/2011 9:21:39 AM |
| bancoroyal | $50.00 | 2/4/2011 9:33:56 AM |
| lazyeye | $25.00 | 2/4/2011 10:22:17 AM |
| cash-reaction2 | $50.00 | 2/4/2011 9:34:27 AM |
| one-midas | $25.00 | 2/4/2011 9:41:27 AM |
| haryassman | $25.00 | 2/4/2011 10:01:23 AM |
| texrob20 | $25.00 | 2/4/2011 10:13:53 AM |
| Preteur | $25.00 | 2/4/2011 10:14:08 AM |
| QuinMccoy | $25.00 | 2/4/2011 10:13:49 AM |
| miket71 | $50.00 | 2/4/2011 10:21:27 AM |
| a-responsible-return | $25.00 | 2/4/2011 10:22:23 AM |
| mxlinux | $26.85 | 2/4/2011 10:32:33 AM |
| patriot897 | $50.00 | 2/4/2011 12:26:43 PM |
| debt-force | $25.00 | 2/4/2011 12:43:47 PM |
| magnetic-dedication3 | $25.00 | 2/4/2011 1:53:13 PM |
| active-reward7 | $50.00 | 2/4/2011 10:53:30 AM |
| felicity-loyalist0 | $25.00 | 2/4/2011 3:33:22 PM |
| emosspot | $25.00 | 2/4/2011 4:19:30 PM |
| lender-inc | $44.21 | 2/4/2011 11:50:56 AM |
| manthrax3 | $50.00 | 2/4/2011 12:41:21 PM |
| COguy | $25.00 | 2/4/2011 12:38:59 PM |
| friendinmoney | $25.00 | 2/4/2011 1:09:07 PM |
| wise-duty-investor | $40.00 | 2/4/2011 2:08:52 PM |
| Travis247 | $50.00 | 2/4/2011 2:14:30 PM |
| gracej | $25.00 | 2/4/2011 3:20:50 PM |
| shrewd-income | $100.00 | 2/4/2011 4:31:13 PM |
| Earnest_Money | $40.65 | 2/4/2011 6:52:16 PM |
| exchange-upholder0 | $25.00 | 2/4/2011 4:41:12 PM |
| dano1965 | $50.00 | 2/4/2011 7:32:07 PM |
| RyanTH9893 | $50.00 | 2/4/2011 7:40:58 PM |
| ItsJustMe79 | $40.00 | 2/4/2011 7:42:05 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:03 PM |
| valiant-money | $25.00 | 2/4/2011 10:26:06 PM |
| FundMaker | $25.00 | 2/5/2011 1:02:55 AM |
| icon7 | $40.00 | 2/4/2011 5:46:39 PM |
| loss-of-control | $25.00 | 2/4/2011 6:53:57 PM |
| mraleig | $120.00 | 2/4/2011 7:06:07 PM |
| upbeat-finance8 | $25.00 | 2/4/2011 6:46:42 PM |
| Nopayibreakurlegs | $25.00 | 2/4/2011 6:49:14 PM |
| gold-chomper | $50.00 | 2/4/2011 8:29:40 PM |
| BTUrecycler | $25.00 | 2/4/2011 8:27:11 PM |
| point-pinnacle | $25.00 | 2/4/2011 11:05:00 PM |
| best-generosity-financier | $25.00 | 2/5/2011 12:19:44 AM |
| Socorro_Capital_Partners | $25.00 | 2/5/2011 1:16:47 AM |
| Snoopylover | $25.00 | 2/5/2011 1:34:18 AM |
| santhana | $4.39 | 2/5/2011 2:38:06 AM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
492740
This series of Notes was issued and sold upon the funding of the borrower loan #47034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $363 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| parajax |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?consolidate existing credit cards??
My financial situation:
I am a good candidate for this loan because?I have elimated?90% of my past debt except for some of the kids college loans?
Monthly net income: $
$2,400.00
Monthly expenses: $
??Housing: $ 600.00
??Insurance: $65.00
??Car expenses: $130.00
??Utilities: $ 130.00
??Phone, cable, internet: $?59.00
??Food, entertainment: $200.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $260.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
How will a prosper loan for $265/Mo help you when you are currently paying $260/Mo on your credit cards??
What is the current interest rate on your cards?
Do you have an emergency fund?? like a savings accounts to cover 2 or 3 months worth of bills - gpuck
A:
Dear GPUCK:
The payments that I'm making are the minimum so there isn't any principle reduction. The interest that I'm paying currently 25.99%. With the help of my "significant other" we have managed to squirrel away a 3-month reserve.
Thanks for the inquiry
JL
(Feb-03-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $100.00 | 2/2/2011 4:55:30 PM |
| velocity-solo | $30.00 | 2/2/2011 4:58:39 PM |
| orderly-leverage | $50.00 | 2/2/2011 4:59:43 PM |
| asiaratt | $50.00 | 2/2/2011 5:00:06 PM |
| sensible-order2 | $100.00 | 2/2/2011 4:56:54 PM |
| liberty-society5 | $25.00 | 2/2/2011 5:01:01 PM |
| HamachiMan | $50.00 | 2/2/2011 5:00:41 PM |
| Investoman | $50.00 | 2/2/2011 5:01:24 PM |
| the-yield-surfer | $50.00 | 2/2/2011 5:01:55 PM |
| Kash2010lu | $28.00 | 2/2/2011 4:58:10 PM |
| suave-dime6 | $25.00 | 2/2/2011 5:00:18 PM |
| mbwillma | $25.00 | 2/2/2011 5:48:19 PM |
| kmprospeo | $50.00 | 2/2/2011 5:48:38 PM |
| SkiFastBadly | $25.00 | 2/2/2011 6:23:30 PM |
| 87Marc | $25.00 | 2/2/2011 5:48:24 PM |
| poolshark72 | $25.00 | 2/2/2011 10:03:34 PM |
| kulender | $50.00 | 2/3/2011 5:53:37 AM |
| greencat | $50.00 | 2/3/2011 7:10:34 AM |
| shmb6508 | $25.00 | 2/3/2011 11:50:38 AM |
| zorg77 | $25.00 | 2/3/2011 12:30:24 PM |
| authoritative-platinum7 | $25.00 | 2/3/2011 1:49:44 PM |
| lucrative-transparency0 | $50.00 | 2/3/2011 9:54:07 AM |
| Astounding | $25.00 | 2/3/2011 2:31:05 PM |
| profit-powerplant | $25.00 | 2/3/2011 12:07:28 PM |
| EarlyRiser | $250.00 | 2/3/2011 6:31:35 PM |
| Bob450 | $25.00 | 2/4/2011 1:11:56 AM |
| gpuck | $50.00 | 2/4/2011 4:24:31 AM |
| Maupinman | $50.00 | 2/4/2011 9:34:51 AM |
| imoutdoorsy | $25.00 | 2/4/2011 9:43:50 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:16 AM |
| leverage-monger | $25.00 | 2/4/2011 10:44:49 AM |
| villagers | $35.00 | 2/4/2011 5:47:26 PM |
| skuba | $25.00 | 2/4/2011 11:32:00 PM |
| FeedTheMachine | $50.00 | 2/5/2011 3:29:59 AM |
| gain-gourd | $65.34 | 2/5/2011 5:02:07 AM |
| JiggaJoeyS | $30.74 | 2/5/2011 6:29:55 AM |
| ommcd | $25.00 | 2/5/2011 2:18:57 AM |
| orange-preeminant-bill | $50.00 | 2/5/2011 3:56:37 AM |
| graceful-investment | $60.74 | 2/5/2011 4:30:58 AM |
| CA-Lender | $25.00 | 2/5/2011 4:11:31 AM |
| webclimber | $80.00 | 2/5/2011 9:25:27 AM |
| GInBaghdad | $25.00 | 2/5/2011 10:24:31 AM |
| gpuck | $62.95 | 2/5/2011 12:22:18 PM |
| Top_Gun_Lender | $26.00 | 2/5/2011 12:25:32 PM |
| deegeeman | $50.00 | 2/5/2011 1:33:14 PM |
| supersarah61 | $25.00 | 2/5/2011 4:16:57 PM |
| Pilotaceh | $25.00 | 2/5/2011 8:05:54 PM |
| Mark-7 | $50.00 | 2/5/2011 8:26:03 PM |
| ASR3 | $50.00 | 2/5/2011 2:00:50 PM |
| finance-vault | $25.00 | 2/5/2011 3:21:22 PM |
| balance-hercules | $50.00 | 2/6/2011 8:53:33 AM |
| PCity-LOA15 | $25.00 | 2/6/2011 10:05:16 AM |
| nicklds | $25.00 | 2/5/2011 11:45:48 PM |
| income-sage9 | $25.00 | 2/6/2011 2:45:59 AM |
| new-social-economist | $60.00 | 2/5/2011 10:15:56 PM |
| COCHINOBOY | $30.00 | 2/6/2011 6:52:21 AM |
| hope-spinner | $25.00 | 2/6/2011 9:36:40 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:17 AM |
| vmann | $50.00 | 2/6/2011 11:05:52 AM |
| festeringsnot | $25.00 | 2/6/2011 6:55:44 PM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:26:15 PM |
| MAYBROOK | $50.00 | 2/7/2011 8:51:11 AM |
| papaloha | $25.00 | 2/6/2011 7:10:51 PM |
| red-power-pecan | $50.00 | 2/7/2011 9:11:01 AM |
| AF-Chief | $50.00 | 2/7/2011 12:01:37 PM |
| Pu239 | $60.00 | 2/7/2011 9:52:43 AM |
| investment-comet | $25.00 | 2/7/2011 3:08:42 PM |
| copper | $50.00 | 2/7/2011 3:09:38 PM |
| ahalyaa | $50.00 | 2/7/2011 3:21:32 PM |
| the-upbeat-p2p | $50.00 | 2/7/2011 10:41:24 AM |
| Mr333 | $27.00 | 2/7/2011 11:13:42 AM |
| oreyedoc | $50.00 | 2/7/2011 2:42:39 PM |
| utmom | $25.00 | 2/7/2011 3:08:37 PM |
| rescue | $100.00 | 2/7/2011 3:10:53 PM |
| dcap3 | $25.00 | 2/7/2011 3:21:26 PM |
| ore-seagull | $30.00 | 2/7/2011 3:21:36 PM |
| Najaca | $25.00 | 2/7/2011 3:22:10 PM |
| KVEER | $25.00 | 2/7/2011 3:22:23 PM |
| capital-lesson | $25.00 | 2/7/2011 3:21:29 PM |
| Leopoldine | $25.00 | 2/7/2011 3:22:22 PM |
| gain-equator | $25.00 | 2/2/2011 5:01:39 PM |
| Artist_Blue | $25.00 | 2/2/2011 5:02:19 PM |
| jazzlender | $25.00 | 2/2/2011 4:57:34 PM |
| dough-bear | $50.00 | 2/2/2011 4:57:48 PM |
| genius520 | $100.00 | 2/2/2011 4:58:44 PM |
| reflective-rupee | $25.77 | 2/2/2011 5:28:56 PM |
| compassion-bauble4 | $25.00 | 2/2/2011 5:48:08 PM |
| simplelender80 | $200.00 | 2/2/2011 5:06:38 PM |
| lloyd_s | $25.00 | 2/3/2011 12:58:24 AM |
| BuckeyeBanker | $50.00 | 2/3/2011 9:33:39 AM |
| mammalian4 | $25.00 | 2/3/2011 3:41:11 PM |
| jjswanso | $28.42 | 2/3/2011 4:02:14 PM |
| be_wise | $25.00 | 2/3/2011 6:33:05 PM |
| spark548 | $25.00 | 2/4/2011 7:23:25 AM |
| loan-kung-fu | $25.00 | 2/4/2011 1:48:07 AM |
| gold-blanket0 | $25.00 | 2/4/2011 8:59:13 AM |
| income-rocker2 | $50.00 | 2/4/2011 8:15:35 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:13 AM |
| haplender | $50.00 | 2/4/2011 9:19:06 AM |
| Iamthewalrus | $25.00 | 2/4/2011 10:53:59 AM |
| realtormoises | $25.00 | 2/4/2011 2:41:30 PM |
| profitable-return5 | $25.00 | 2/4/2011 12:09:27 PM |
| debt-force | $25.00 | 2/4/2011 12:43:29 PM |
| phoenix08 | $25.00 | 2/4/2011 3:35:58 PM |
| deal-hickory5 | $50.00 | 2/4/2011 7:26:23 PM |
| Cheburashka | $25.00 | 2/5/2011 1:36:18 AM |
| jcedar33 | $150.00 | 2/4/2011 8:17:21 PM |
| shrewd-income | $25.00 | 2/4/2011 10:41:51 PM |
| treasure-bliss | $50.00 | 2/5/2011 3:16:35 AM |
| MilitaryLending | $25.00 | 2/5/2011 1:46:16 AM |
| PatRichi | $25.00 | 2/5/2011 2:47:50 AM |
| mdf | $50.00 | 2/5/2011 8:32:19 AM |
| hope-eagle6 | $25.00 | 2/5/2011 3:33:20 AM |
| helping-out | $35.00 | 2/5/2011 4:11:12 AM |
| money-bauble | $80.12 | 2/5/2011 4:45:53 AM |
| finance-mushroom | $100.00 | 2/5/2011 5:01:36 AM |
| social-conductor4 | $25.00 | 2/5/2011 11:37:18 AM |
| wild-orange | $25.00 | 2/5/2011 12:00:10 PM |
| leverage-monger | $50.00 | 2/5/2011 7:05:14 AM |
| bankbuddy55 | $30.00 | 2/5/2011 8:51:18 AM |
| 4mydaughterseducation | $25.00 | 2/5/2011 9:03:44 AM |
| dsnybnd | $25.00 | 2/5/2011 12:20:45 PM |
| impala6464 | $100.00 | 2/5/2011 6:57:16 PM |
| a-golden-deal | $25.00 | 2/6/2011 4:58:06 PM |
| runner262 | $25.00 | 2/6/2011 1:11:08 PM |
| competent-p2p | $30.00 | 2/7/2011 7:11:05 AM |
| elated-greenback | $50.00 | 2/7/2011 7:31:26 AM |
| seisen | $50.00 | 2/7/2011 9:34:46 AM |
| benjamins-utopia | $50.00 | 2/7/2011 10:36:19 AM |
| ciscoparrot | $25.00 | 2/7/2011 9:32:49 AM |
| enriching-listing | $25.00 | 2/7/2011 10:10:54 AM |
| enriching-listing | $50.00 | 2/7/2011 10:17:20 AM |
| kindness-hickory5 | $50.00 | 2/7/2011 1:36:05 PM |
| musegaze | $100.00 | 2/7/2011 9:37:05 AM |
| famous-bill | $25.00 | 2/7/2011 3:06:59 PM |
| richboy56 | $25.00 | 2/7/2011 3:22:07 PM |
| TheYellowDart | $25.00 | 2/7/2011 3:22:11 PM |
| WoodyGator | $50.00 | 2/7/2011 3:22:20 PM |
| Scoote2912 | $25.00 | 2/7/2011 1:42:28 PM |
| finance-prescription | $50.00 | 2/7/2011 2:42:58 PM |
| market-inspector | $50.00 | 2/7/2011 2:16:01 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:00 PM |
| mercuriant | $25.00 | 2/7/2011 3:08:33 PM |
| deal-promiser1 | $100.00 | 2/7/2011 3:21:21 PM |
| shadowcredit | $50.00 | 2/7/2011 3:21:31 PM |
| market-walnut5 | $25.00 | 2/7/2011 3:22:18 PM |
| credit-sycamore4 | $100.00 | 2/7/2011 3:22:24 PM |
| worth-arch | $25.00 | 2/7/2011 3:09:14 PM |
| payment-gusto | $25.00 | 2/7/2011 3:09:44 PM |
| What-goes-around-comes-around | $50.00 | 2/7/2011 3:21:24 PM |
| Vreet | $50.00 | 2/7/2011 3:21:34 PM |
| flopcat | $25.00 | 2/7/2011 3:22:14 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
492836
This series of Notes was issued and sold upon the funding of the borrower loan #46940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 18.91% |
Monthly payment:
| $376.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.20% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,391 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sparkling-finance4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
panamera1982
Purpose of loan:
This loan will be used to? buy an engagement ring
My financial situation:
I am a good candidate for this loan because? I am excellent risk,have steady income,good credit history.
Monthly net income: $ 7700
Monthly expenses: $
??Housing: $ 1207
??Insurance: $?10
??Car expenses: $ 1106
??Utilities: $ 120
??Phone, cable, internet: $ 114
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
252000 loan balance market value 282000
(Feb-04-2011)
Q:
can you please provide a break down of your credit balance? over 64K seems very high - relaxation688
A:
bbbt credit 9200
state farm 14000
Bank of America 19000
bbandt 2000
--------------------------------------
44,200
Credit report shows an inaccurate balance on Jared account that has been zeroed out
(Feb-07-2011)
Q:
Do you plan on cutting up your credit cards and not going back into credit card debt and are you a new follower of Dave Ramseys financial peace university? - lordnecron
A:
Yes. i have to clean up my act.
(Feb-08-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| enthralling-deal180 | $75.00 | 2/3/2011 5:03:21 PM |
| fishintime | $100.00 | 2/3/2011 5:06:42 PM |
| velocity-solo | $50.00 | 2/3/2011 5:06:55 PM |
| ursus | $100.00 | 2/3/2011 5:07:33 PM |
| sensible-order2 | $100.00 | 2/3/2011 5:07:54 PM |
| simplelender80 | $100.00 | 2/3/2011 5:04:49 PM |
| Clambake | $100.00 | 2/3/2011 5:09:13 PM |
| bold-durability-drum | $100.00 | 2/3/2011 5:09:26 PM |
| kulender | $100.00 | 2/3/2011 5:05:38 PM |
| imdave4me | $50.00 | 2/3/2011 5:11:32 PM |
| enchanted-yield4 | $50.00 | 2/3/2011 5:06:59 PM |
| genius520 | $100.00 | 2/3/2011 5:07:09 PM |
| CAGE-Investments | $25.00 | 2/3/2011 5:06:22 PM |
| orderly-leverage | $100.00 | 2/3/2011 5:07:59 PM |
| boylezz | $50.00 | 2/3/2011 5:13:16 PM |
| marketplace-cello5 | $25.00 | 2/3/2011 5:07:24 PM |
| HamachiMan | $50.00 | 2/3/2011 5:08:58 PM |
| gain-equator | $25.00 | 2/3/2011 5:09:45 PM |
| bigphish | $25.00 | 2/3/2011 5:10:02 PM |
| hopethisworks | $50.00 | 2/3/2011 5:12:39 PM |
| point-kitten6 | $50.00 | 2/3/2011 5:12:09 PM |
| cutter21 | $25.00 | 2/3/2011 6:45:44 PM |
| DasMula | $25.00 | 2/3/2011 5:44:20 PM |
| competent-p2p | $30.00 | 2/3/2011 7:35:12 PM |
| smear87 | $25.00 | 2/3/2011 7:03:36 PM |
| lender987654321 | $25.00 | 2/4/2011 1:30:46 AM |
| a-responsible-return | $25.00 | 2/4/2011 2:58:50 AM |
| ahansen | $25.00 | 2/4/2011 12:58:12 AM |
| Watersports | $50.00 | 2/4/2011 6:25:05 AM |
| Ananya | $25.00 | 2/4/2011 5:17:08 AM |
| mammalian4 | $25.00 | 2/4/2011 5:50:35 AM |
| leverage-monger | $25.00 | 2/4/2011 6:59:55 AM |
| gold-blanket0 | $25.00 | 2/4/2011 8:58:51 AM |
| radforj22 | $35.00 | 2/4/2011 9:43:26 AM |
| sshgfwb | $25.00 | 2/4/2011 9:46:16 AM |
| vigilance-searcher | $25.00 | 2/4/2011 9:58:17 AM |
| schnippy | $25.00 | 2/4/2011 10:17:22 AM |
| commerce-yeller | $25.00 | 2/4/2011 10:39:27 AM |
| lordnecron | $27.29 | 2/4/2011 2:28:00 PM |
| brianslegel | $100.00 | 2/4/2011 4:02:47 PM |
| shrewd-credit7 | $50.00 | 2/4/2011 11:40:05 AM |
| debt-force | $25.00 | 2/4/2011 12:43:36 PM |
| sprinter | $50.00 | 2/4/2011 4:43:51 PM |
| nilonc1 | $25.00 | 2/4/2011 12:51:14 PM |
| bold-principal-thinker | $25.00 | 2/4/2011 1:08:52 PM |
| tranquil-revenue | $25.00 | 2/4/2011 4:44:06 PM |
| loss-of-control | $75.00 | 2/4/2011 7:39:06 PM |
| skuba | $50.00 | 2/4/2011 11:31:32 PM |
| upbeat-finance8 | $25.00 | 2/4/2011 7:01:25 PM |
| zorg77 | $25.00 | 2/4/2011 8:48:52 PM |
| ichibon | $250.00 | 2/5/2011 1:50:48 AM |
| rockhound84 | $25.00 | 2/5/2011 6:29:00 AM |
| GElender | $50.00 | 2/5/2011 3:18:37 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:45 AM |
| CSinvestments | $25.00 | 2/5/2011 11:50:57 AM |
| msh345 | $25.00 | 2/5/2011 12:22:26 PM |
| tlam168 | $25.00 | 2/5/2011 12:21:53 PM |
| Leshan | $25.00 | 2/5/2011 12:22:40 PM |
| rdav | $25.00 | 2/5/2011 5:31:07 PM |
| comet55 | $25.00 | 2/5/2011 1:25:50 PM |
| investment-kazoo | $50.00 | 2/5/2011 6:25:52 PM |
| sarisai | $50.00 | 2/5/2011 8:35:50 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:31 PM |
| ASR3 | $50.00 | 2/5/2011 2:30:23 PM |
| kingston4g | $50.00 | 2/5/2011 6:51:36 PM |
| agalt | $75.00 | 2/5/2011 4:25:47 PM |
| spa5 | $50.00 | 2/6/2011 8:21:14 AM |
| KileNSmyth4 | $33.00 | 2/5/2011 7:02:25 PM |
| Investoman | $100.00 | 2/5/2011 5:20:57 PM |
| terrific-return | $25.00 | 2/5/2011 9:35:40 PM |
| Zach842 | $50.00 | 2/6/2011 6:05:54 AM |
| wonderful-rupee | $25.00 | 2/6/2011 7:40:50 AM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:32 AM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:04 AM |
| nestegg4e | $25.00 | 2/6/2011 10:27:58 AM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:21:06 PM |
| self-reliant-integrity0 | $50.00 | 2/6/2011 3:41:17 PM |
| rlgnyc | $50.00 | 2/6/2011 12:40:46 PM |
| giantfan19 | $35.00 | 2/6/2011 1:44:57 PM |
| Medops911 | $25.00 | 2/7/2011 7:51:57 AM |
| IIP77 | $25.00 | 2/6/2011 9:20:47 PM |
| hons2000 | $25.00 | 2/7/2011 9:33:21 AM |
| valiant-liberty4 | $25.00 | 2/7/2011 9:34:22 AM |
| rogue_monster | $50.00 | 2/7/2011 7:57:07 AM |
| bbrelo | $25.00 | 2/7/2011 9:34:01 AM |
| enriching-listing | $25.00 | 2/7/2011 10:10:50 AM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:24 AM |
| creature2 | $25.00 | 2/7/2011 1:45:56 PM |
| mittio | $50.00 | 2/7/2011 2:16:10 PM |
| asset-fanatic | $25.00 | 2/7/2011 2:41:38 PM |
| oreyedoc | $25.00 | 2/7/2011 2:42:20 PM |
| FinanceEngine | $25.00 | 2/7/2011 9:48:16 AM |
| benazafa | $50.00 | 2/7/2011 10:01:59 AM |
| Ocean713 | $50.00 | 2/7/2011 2:51:18 PM |
| seanambrose | $25.00 | 2/7/2011 10:55:44 AM |
| mitirp | $50.00 | 2/7/2011 11:06:44 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:41 AM |
| tuneman1980 | $25.00 | 2/7/2011 3:21:55 PM |
| worth-arch | $25.00 | 2/7/2011 3:30:27 PM |
| benefit-piano5 | $25.00 | 2/7/2011 12:45:44 PM |
| investment-comet | $25.00 | 2/7/2011 3:24:15 PM |
| forthright-principal2 | $25.00 | 2/7/2011 3:27:50 PM |
| kmr2 | $100.00 | 2/7/2011 3:27:53 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:11:42 PM |
| Preferred-Lender | $25.00 | 2/7/2011 3:34:23 PM |
| Jazzy503 | $25.00 | 2/7/2011 4:22:24 PM |
| GrommetPosse | $26.94 | 2/8/2011 1:05:02 AM |
| dedicated-hope640 | $25.00 | 2/7/2011 5:12:25 PM |
| handshake5 | $49.91 | 2/8/2011 1:18:36 AM |
| chameleon125 | $25.00 | 2/8/2011 6:52:56 AM |
| ramst41 | $25.00 | 2/8/2011 6:58:02 AM |
| ClearLake | $25.00 | 2/8/2011 12:35:28 AM |
| Mariner3605 | $25.00 | 2/8/2011 12:35:24 AM |
| stollcm | $25.00 | 2/8/2011 5:20:43 AM |
| objective-investor | $25.05 | 2/8/2011 1:20:43 AM |
| Richmp412 | $25.00 | 2/8/2011 6:31:00 AM |
| vacaerol | $25.00 | 2/8/2011 9:30:57 AM |
| myecool | $25.00 | 2/8/2011 9:35:46 AM |
| top-radiant-funds | $25.00 | 2/8/2011 10:16:14 AM |
| mauge35 | $100.00 | 2/8/2011 7:44:31 AM |
| red-unequivocal-finance | $25.00 | 2/8/2011 9:14:19 AM |
| BCD | $25.00 | 2/8/2011 4:02:18 PM |
| wdfraser | $50.00 | 2/8/2011 4:02:36 PM |
| Herluftrolle | $25.00 | 2/8/2011 9:26:16 AM |
| Vreet | $30.44 | 2/8/2011 4:03:37 PM |
| jtradition | $50.00 | 2/8/2011 9:31:40 AM |
| enchanted-note | $50.00 | 2/8/2011 10:10:32 AM |
| dingus | $25.00 | 2/8/2011 4:09:08 PM |
| responsibility-cherry6 | $25.00 | 2/8/2011 4:10:54 PM |
| piter-to-la-investment | $25.00 | 2/8/2011 11:36:20 AM |
| Chakma | $25.00 | 2/8/2011 12:16:26 PM |
| nicklds | $25.00 | 2/8/2011 4:15:42 PM |
| Cheburashka | $25.00 | 2/8/2011 4:16:03 PM |
| PaulW | $25.00 | 2/8/2011 4:17:45 PM |
| dansarkis | $25.00 | 2/8/2011 4:03:27 PM |
| unassassinable | $25.00 | 2/8/2011 4:38:09 PM |
| LKN2RTR | $25.00 | 2/8/2011 4:03:36 PM |
| colorunner | $25.00 | 2/8/2011 4:02:47 PM |
| Zoomie | $25.00 | 2/8/2011 4:03:06 PM |
| worth-sanctuary9 | $50.00 | 2/8/2011 4:06:47 PM |
| diverse2 | $35.00 | 2/8/2011 4:07:08 PM |
| CornerKetch | $25.00 | 2/8/2011 4:07:05 PM |
| bid-papyrus | $25.00 | 2/8/2011 4:09:05 PM |
| steely_dan34 | $25.00 | 2/8/2011 4:09:21 PM |
| ultimatepaintball | $25.00 | 2/8/2011 4:09:51 PM |
| Sixmil | $69.83 | 2/8/2011 4:11:23 PM |
| moola-escalator | $25.00 | 2/8/2011 4:48:21 PM |
| ferdberfel | $50.00 | 2/8/2011 4:48:31 PM |
| rate-rapture8 | $50.00 | 2/8/2011 4:49:12 PM |
| the-enterprising-leverage | $25.00 | 2/8/2011 4:49:23 PM |
| C_Mark | $100.00 | 2/8/2011 4:49:26 PM |
| Casman8815 | $25.00 | 2/8/2011 4:48:20 PM |
| exuberant-dime | $50.00 | 2/8/2011 4:49:18 PM |
| econman1 | $50.00 | 2/8/2011 5:22:37 PM |
| GiftViftdotcom | $25.00 | 2/8/2011 5:01:50 PM |
| ladderskibum | $25.00 | 2/8/2011 5:25:17 PM |
| thoughtful-community7 | $25.00 | 2/8/2011 5:25:52 PM |
| Marfloogan | $25.00 | 2/8/2011 5:02:55 PM |
| hard-working-loot | $25.00 | 2/8/2011 5:01:52 PM |
| agreement-sycamore | $40.00 | 2/8/2011 5:25:59 PM |
| starlight31 | $50.00 | 2/8/2011 5:03:04 PM |
| steiglends | $250.00 | 2/8/2011 5:26:06 PM |
| financelover | $25.00 | 2/8/2011 5:03:15 PM |
| NYCFinancier | $25.00 | 2/8/2011 5:03:19 PM |
| Relevance | $25.00 | 2/8/2011 5:28:37 PM |
| cablenews | $50.00 | 2/8/2011 5:28:42 PM |
| testguy | $27.57 | 2/8/2011 5:49:28 PM |
| diversification-medalist | $25.00 | 2/8/2011 5:22:29 PM |
| bold-treasure-neutrino | $25.00 | 2/8/2011 5:24:48 PM |
| RLW43 | $50.00 | 2/8/2011 5:25:25 PM |
| nickel-advocator | $25.00 | 2/8/2011 5:25:37 PM |
| mattbison | $25.00 | 2/8/2011 5:25:50 PM |
| TNG812 | $25.00 | 2/8/2011 5:26:10 PM |
| zaxsan | $50.00 | 2/8/2011 5:26:32 PM |
| the-bid-sorcerer | $32.07 | 2/8/2011 5:24:51 PM |
| silver-armada | $50.00 | 2/8/2011 5:25:54 PM |
| Trolley08 | $25.00 | 2/8/2011 5:26:25 PM |
| balance-force | $25.00 | 2/8/2011 5:46:43 PM |
| relaxation688 | $25.00 | 2/8/2011 5:37:24 PM |
| calm-deal7 | $25.00 | 2/8/2011 5:52:54 PM |
| jazzlender | $25.00 | 2/3/2011 5:03:35 PM |
| peripatetic | $25.00 | 2/3/2011 5:08:04 PM |
| meenan | $50.00 | 2/3/2011 5:08:31 PM |
| jenkris | $25.00 | 2/3/2011 5:08:44 PM |
| vigilance-revolutionary | $50.00 | 2/3/2011 5:05:21 PM |
| heavy_ax | $25.00 | 2/3/2011 5:05:24 PM |
| octoberfresh | $25.00 | 2/3/2011 5:05:30 PM |
| tech310 | $50.00 | 2/3/2011 5:04:39 PM |
| bob_sacamano | $25.00 | 2/3/2011 5:11:57 PM |
| rolandweary | $25.00 | 2/3/2011 5:07:18 PM |
| a-finance-nirvana | $25.00 | 2/3/2011 5:08:12 PM |
| american6 | $100.00 | 2/3/2011 5:07:04 PM |
| pdxKurt | $50.00 | 2/3/2011 5:08:37 PM |
| Tradesmanlender | $35.00 | 2/3/2011 5:09:05 PM |
| liberty-society5 | $25.00 | 2/3/2011 5:09:23 PM |
| benjamins-utopia | $50.00 | 2/3/2011 5:12:24 PM |
| BidDaddyBigBucks | $25.00 | 2/3/2011 5:11:48 PM |
| felicity-loyalist0 | $25.00 | 2/3/2011 5:26:43 PM |
| C2Banking | $25.00 | 2/3/2011 5:35:55 PM |
| JustMee | $25.00 | 2/3/2011 5:41:12 PM |
| be_wise | $25.00 | 2/3/2011 6:32:48 PM |
| point-shooter | $50.00 | 2/3/2011 7:03:56 PM |
| massuot | $25.00 | 2/3/2011 10:45:29 PM |
| spy0 | $25.00 | 2/3/2011 7:08:13 PM |
| gracej | $25.00 | 2/4/2011 1:16:17 AM |
| Artist_Blue | $25.00 | 2/3/2011 7:04:04 PM |
| ladybird1 | $50.00 | 2/3/2011 11:34:32 PM |
| thrilling-nickel5 | $43.02 | 2/4/2011 4:38:39 AM |
| Ducatiman1978 | $25.00 | 2/4/2011 12:41:51 AM |
| jodilee31 | $47.19 | 2/4/2011 1:14:10 AM |
| calbertrand | $25.00 | 2/4/2011 7:17:39 AM |
| Bank_Of_XL | $100.00 | 2/4/2011 5:44:19 AM |
| Moneypenny6 | $25.00 | 2/4/2011 7:35:34 AM |
| haplender | $50.00 | 2/4/2011 9:18:54 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:28 AM |
| debt-sphinx99 | $25.00 | 2/4/2011 9:56:05 AM |
| rjleves | $25.00 | 2/4/2011 10:18:28 AM |
| cash-reaction2 | $50.00 | 2/4/2011 9:34:22 AM |
| mpatrick | $25.00 | 2/4/2011 10:31:15 AM |
| bancoroyal | $50.00 | 2/4/2011 9:34:00 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:25 AM |
| moola-pillow | $50.00 | 2/4/2011 11:40:19 AM |
| DesiKuber | $50.00 | 2/4/2011 1:00:06 PM |
| durable-investment8 | $27.02 | 2/4/2011 1:14:45 PM |
| openness-wind8 | $50.00 | 2/4/2011 1:11:37 PM |
| 3_boyz | $25.00 | 2/4/2011 1:31:35 PM |
| mikrolown | $28.83 | 2/4/2011 1:54:38 PM |
| availableloan | $25.00 | 2/4/2011 7:08:15 PM |
| dano1965 | $50.00 | 2/4/2011 7:33:03 PM |
| philgreen | $50.00 | 2/5/2011 1:21:12 AM |
| RyanTH9893 | $25.00 | 2/4/2011 7:51:48 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:01 PM |
| zone6 | $50.00 | 2/5/2011 3:33:33 AM |
| ideal-platinum1 | $25.00 | 2/5/2011 7:40:57 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:39 AM |
| benefit-pro | $25.00 | 2/5/2011 9:29:58 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:01:03 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:38 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:36:01 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:08 AM |
| Kyileo | $25.00 | 2/5/2011 11:43:27 AM |
| godfather4u | $100.00 | 2/5/2011 11:17:28 AM |
| upbeat-investment9 | $25.00 | 2/5/2011 6:09:00 PM |
| grf1945 | $35.00 | 2/5/2011 1:16:10 PM |
| terrific-p2ploan | $25.00 | 2/5/2011 8:01:52 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:05 PM |
| dud | $50.00 | 2/5/2011 3:52:05 PM |
| MARSTUN | $50.00 | 2/5/2011 5:15:58 PM |
| SanJoser | $25.00 | 2/6/2011 8:02:48 AM |
| hope-spinner | $25.00 | 2/6/2011 9:40:55 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:10 AM |
| jhernand17 | $25.00 | 2/7/2011 6:06:11 AM |
| chrisb1414 | $25.00 | 2/7/2011 6:13:10 AM |
| Flreap | $25.00 | 2/7/2011 7:55:09 AM |
| trustu | $50.00 | 2/6/2011 8:31:22 PM |
| loanman2007 | $50.00 | 2/7/2011 5:11:00 AM |
| Yankeeeagle | $25.89 | 2/7/2011 5:16:03 AM |
| intelligent-credit0 | $50.00 | 2/7/2011 6:06:18 AM |
| burgeoning-silver | $25.00 | 2/7/2011 1:26:14 AM |
| worth-excellence4 | $25.00 | 2/7/2011 5:19:07 AM |
| the-upbeat-p2p | $50.00 | 2/7/2011 10:33:49 AM |
| enthralling-investment | $40.00 | 2/7/2011 11:57:34 AM |
| porter22 | $25.00 | 2/7/2011 9:34:18 AM |
| ericgassercom | $50.00 | 2/7/2011 1:20:44 PM |
| mobius404 | $25.00 | 2/7/2011 9:55:48 AM |
| adventurous-commerce | $25.00 | 2/7/2011 11:26:36 AM |
| ranstlin | $25.00 | 2/7/2011 3:22:03 PM |
| integrity-trumpet | $50.00 | 2/7/2011 10:52:00 AM |
| reflective-rupee | $500.77 | 2/7/2011 11:18:21 AM |
| brazilofmux | $58.32 | 2/7/2011 3:26:19 PM |
| nalaari | $25.00 | 2/7/2011 3:28:16 PM |
| 108lender | $100.51 | 2/7/2011 3:28:23 PM |
| AF-Chief | $50.00 | 2/7/2011 12:06:07 PM |
| TexanAtHeart | $50.00 | 2/7/2011 1:19:39 PM |
| rockfx77 | $25.00 | 2/7/2011 3:23:31 PM |
| uncleubb | $25.00 | 2/7/2011 3:23:50 PM |
| gain-gourd | $100.00 | 2/7/2011 3:28:06 PM |
| honorable-yield | $25.00 | 2/7/2011 3:28:51 PM |
| tender-integrity3 | $30.42 | 2/7/2011 3:31:01 PM |
| mtnbikemania | $50.00 | 2/7/2011 3:28:57 PM |
| onecooldrink | $25.00 | 2/7/2011 11:51:11 PM |
| ijspence | $25.00 | 2/7/2011 5:26:45 PM |
| jamiee73 | $25.00 | 2/8/2011 6:05:58 AM |
| credible-compassion6 | $25.00 | 2/7/2011 7:41:19 PM |
| beaker | $25.00 | 2/8/2011 6:46:04 AM |
| anyoi | $50.00 | 2/8/2011 8:17:12 AM |
| Aimvest | $25.00 | 2/8/2011 12:46:03 AM |
| julijask | $26.56 | 2/8/2011 12:53:09 AM |
| studious-bonus7 | $70.75 | 2/8/2011 1:09:28 AM |
| BzJ108 | $25.00 | 2/8/2011 12:47:25 AM |
| pilot1723 | $25.00 | 2/8/2011 3:51:39 AM |
| nickel-ferret | $37.46 | 2/8/2011 1:09:35 AM |
| orange-dollar-guild | $25.00 | 2/8/2011 1:20:38 AM |
| Money4Friends | $25.00 | 2/8/2011 9:30:48 AM |
| hanuman77 | $33.28 | 2/8/2011 9:31:52 AM |
| BxRealtor | $25.00 | 2/8/2011 8:36:27 AM |
| kalihan42 | $38.04 | 2/8/2011 9:03:40 AM |
| LTR | $25.00 | 2/8/2011 4:02:15 PM |
| TEAM-Jasper | $25.00 | 2/8/2011 4:03:20 PM |
| Katburg | $41.19 | 2/8/2011 4:03:41 PM |
| OgOman | $25.00 | 2/8/2011 4:03:52 PM |
| upbeat-fund | $25.00 | 2/8/2011 9:32:37 AM |
| kanewna | $48.21 | 2/8/2011 4:10:26 PM |
| tomxnsn | $25.00 | 2/8/2011 4:11:17 PM |
| Weaverville | $25.00 | 2/8/2011 4:11:44 PM |
| chief_wo | $25.00 | 2/8/2011 4:11:58 PM |
| gold-disk | $50.00 | 2/8/2011 12:45:48 PM |
| thryn | $25.00 | 2/8/2011 4:02:27 PM |
| p1k4blu | $25.00 | 2/8/2011 4:02:39 PM |
| derec | $25.00 | 2/8/2011 4:03:23 PM |
| mosby | $50.00 | 2/8/2011 3:41:02 PM |
| thrifty-peso | $25.00 | 2/8/2011 4:02:09 PM |
| mmmm1982 | $25.00 | 2/8/2011 4:43:24 PM |
| greenback-bull6 | $50.00 | 2/8/2011 4:48:17 PM |
| nanda | $100.00 | 2/8/2011 4:49:21 PM |
| brooklynjoe | $25.00 | 2/8/2011 4:50:26 PM |
| nhm | $48.43 | 2/8/2011 4:07:09 PM |
| shawndw | $35.00 | 2/8/2011 4:07:26 PM |
| mistertao | $25.00 | 2/8/2011 4:07:39 PM |
| repaintandrepair | $25.00 | 2/8/2011 4:07:55 PM |
| RG | $25.00 | 2/8/2011 4:09:16 PM |
| wild_carrot | $25.00 | 2/8/2011 4:09:46 PM |
| easylender | $25.00 | 2/8/2011 4:09:12 PM |
| discrete-asset | $25.00 | 2/8/2011 4:10:18 PM |
| MattLic | $50.00 | 2/8/2011 5:03:07 PM |
| gold-tsunami | $50.00 | 2/8/2011 5:03:25 PM |
| BeemerRider | $25.00 | 2/8/2011 4:11:29 PM |
| Searlzy | $25.00 | 2/8/2011 4:11:40 PM |
| flwah | $25.00 | 2/8/2011 4:13:48 PM |
| camaraderi-workhorse | $25.00 | 2/8/2011 4:14:51 PM |
| Cre8iveCash | $25.00 | 2/8/2011 4:13:32 PM |
| aha6297 | $25.00 | 2/8/2011 4:17:24 PM |
| visionary-community | $25.00 | 2/8/2011 4:15:32 PM |
| nerdbomber | $25.00 | 2/8/2011 4:18:38 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:23 PM |
| Trevor_C | $25.00 | 2/8/2011 4:37:15 PM |
| gold-commander0 | $50.00 | 2/8/2011 4:38:24 PM |
| wise-rupee-sanctuary | $50.00 | 2/8/2011 4:38:16 PM |
| speedster351 | $50.00 | 2/8/2011 4:48:07 PM |
| golden-finance7 | $50.00 | 2/8/2011 4:48:23 PM |
| DSFinancial | $50.00 | 2/8/2011 4:49:10 PM |
| harty | $25.00 | 2/8/2011 4:49:15 PM |
| paladin847 | $50.00 | 2/8/2011 4:49:24 PM |
| LeReve | $50.00 | 2/8/2011 4:48:15 PM |
| MadHun | $50.00 | 2/8/2011 4:48:26 PM |
| orgy63 | $50.00 | 2/8/2011 4:50:29 PM |
| money-floret | $50.00 | 2/8/2011 5:22:27 PM |
| TelegramSam | $25.00 | 2/8/2011 5:01:49 PM |
| credit-force5 | $50.00 | 2/8/2011 5:01:56 PM |
| transaction-animal8 | $25.00 | 2/8/2011 5:01:18 PM |
| jammers | $50.00 | 2/8/2011 5:25:45 PM |
| wayman | $50.00 | 2/8/2011 5:01:46 PM |
| newest-trade-spruce | $50.00 | 2/8/2011 5:25:58 PM |
| red_spade | $40.00 | 2/8/2011 5:02:57 PM |
| the-auction-firestarter | $25.00 | 2/8/2011 5:26:04 PM |
| unclejaef | $25.00 | 2/8/2011 5:03:11 PM |
| loantigger | $50.00 | 2/8/2011 5:03:22 PM |
| Shawn95187 | $25.00 | 2/8/2011 5:03:00 PM |
| Reinadog9 | $50.00 | 2/8/2011 5:28:39 PM |
| youthful-greenback3 | $25.00 | 2/8/2011 5:21:41 PM |
| moola-harmony | $50.00 | 2/8/2011 5:22:32 PM |
| duagne | $25.00 | 2/8/2011 5:22:40 PM |
| SB-Funding | $50.00 | 2/8/2011 5:25:23 PM |
| bold-yield-rumbler | $25.00 | 2/8/2011 5:25:34 PM |
| stolan | $50.00 | 2/8/2011 5:27:04 PM |
| medan20356 | $50.00 | 2/8/2011 5:25:20 PM |
| RedantFinance | $25.00 | 2/8/2011 5:25:22 PM |
| mnbud | $50.00 | 2/8/2011 5:25:41 PM |
| ptjg | $50.00 | 2/8/2011 5:28:49 PM |
| RoyFauntleroy | $25.00 | 2/8/2011 5:29:57 PM |
| Cory79 | $25.00 | 2/8/2011 5:32:48 PM |
| kvandivo | $25.00 | 2/8/2011 5:52:41 PM |
| banjoey | $50.00 | 2/8/2011 5:52:46 PM |
| actuarial_investor | $25.00 | 2/8/2011 5:52:50 PM |
| GATrust | $50.00 | 2/8/2011 5:52:56 PM |
| 375 Investments
|
Borrower Payment Dependent Notes Series
491011
This series of Notes was issued and sold upon the funding of the borrower loan #47086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $102,370 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-trumpeter |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
doenpersonal loan
Purpose of loan:
This loan will be used to?pay off my taxes and pay down or consolidate some smaller bills I have.?
My financial situation:
I am a good candidate for this loan because I feel I just need some help to catch up. We have had some medical problems and unexpected expenses over the last few months putting me behind.?
Monthly net income: $ 5540.00
Monthly expenses: $
??Housing: $ 433.00
??Insurance: $ 435.00
??Car expenses: $?389.00??Phone, cable, internet: $250.00
??Food, entertainment: $ 250.00
Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 450.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 1/30/2011 9:35:26 PM |
| sensible-order2 | $50.00 | 1/30/2011 9:36:01 PM |
| hard-working-loot | $25.00 | 1/30/2011 9:39:57 PM |
| zorg77 | $25.00 | 1/30/2011 9:45:50 PM |
| velocity-solo | $30.00 | 1/30/2011 9:46:23 PM |
| Angel_Investor_7 | $25.00 | 1/30/2011 9:48:58 PM |
| jazzlender | $25.00 | 1/30/2011 9:36:54 PM |
| Kash2010lu | $28.00 | 1/30/2011 9:50:27 PM |
| Evolver | $35.95 | 1/30/2011 9:38:42 PM |
| asiaratt | $50.00 | 1/30/2011 9:50:59 PM |
| bountiful-durability | $100.00 | 1/30/2011 9:52:07 PM |
| KrauseVentures | $25.00 | 1/30/2011 9:39:22 PM |
| ingenious-deal6 | $25.00 | 1/30/2011 9:53:05 PM |
| suave-dime6 | $25.00 | 1/30/2011 9:52:42 PM |
| bluebouyz | $25.00 | 1/31/2011 5:13:15 AM |
| octoberfresh | $25.00 | 1/31/2011 7:13:48 AM |
| reflective-rupee | $250.77 | 1/30/2011 11:06:52 PM |
| well-mannered-income3 | $30.00 | 1/31/2011 7:23:59 AM |
| radforj22 | $25.00 | 1/31/2011 7:56:26 AM |
| jmichael23 | $50.00 | 1/31/2011 8:03:53 AM |
| Credit4Talent | $30.00 | 1/31/2011 8:51:50 AM |
| investment-artist | $25.00 | 1/31/2011 9:18:45 AM |
| Leshan | $25.00 | 1/31/2011 7:41:44 AM |
| oregonusa | $50.00 | 1/31/2011 9:35:29 AM |
| Redmind | $25.00 | 1/31/2011 9:48:26 AM |
| favorite-commerce | $50.00 | 1/31/2011 10:25:33 AM |
| draggon77 | $25.00 | 1/31/2011 10:21:53 AM |
| KRLFS | $70.00 | 1/31/2011 10:35:25 AM |
| EarlyRiser | $250.00 | 1/30/2011 9:47:21 PM |
| Speculator | $25.00 | 1/30/2011 9:48:12 PM |
| gain-gourd | $75.00 | 1/30/2011 9:48:27 PM |
| credit-force5 | $50.00 | 1/30/2011 9:50:36 PM |
| Ananya | $25.00 | 1/30/2011 9:51:42 PM |
| SDNLR | $25.00 | 1/30/2011 9:51:10 PM |
| tractorman | $25.00 | 1/30/2011 9:52:18 PM |
| Marfloogan | $25.00 | 1/30/2011 9:52:27 PM |
| DasMula | $25.00 | 1/30/2011 10:08:04 PM |
| genius520 | $100.00 | 1/30/2011 9:46:31 PM |
| orderly-leverage | $50.00 | 1/30/2011 9:49:43 PM |
| payment-gusto | $25.00 | 1/30/2011 9:51:27 PM |
| vutah | $25.00 | 1/30/2011 9:52:19 PM |
| Zipcut | $25.00 | 1/31/2011 6:28:51 AM |
| wss560 | $25.00 | 1/31/2011 6:33:02 AM |
| GODSWORDONIT | $50.00 | 1/31/2011 6:59:39 AM |
| seineil | $50.00 | 1/30/2011 11:18:04 PM |
| greencat | $50.00 | 1/31/2011 7:24:49 AM |
| privatebankerva | $25.00 | 1/31/2011 7:51:50 AM |
| UCLA4life | $25.00 | 1/31/2011 6:08:01 AM |
| smithd76 | $25.00 | 1/31/2011 8:04:05 AM |
| Tikibarman | $25.00 | 1/31/2011 6:42:59 AM |
| a_salt_miner | $25.00 | 1/31/2011 9:33:27 AM |
| justonejake | $25.00 | 1/31/2011 9:33:09 AM |
| actl | $25.00 | 1/31/2011 9:51:44 AM |
| zone6 | $100.00 | 1/31/2011 8:47:27 AM |
| red-favorable-basis | $25.00 | 1/31/2011 8:53:39 AM |
| Lubava | $42.71 | 1/31/2011 10:05:04 AM |
| coldfuzion | $32.57 | 1/31/2011 10:38:36 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
492089
This series of Notes was issued and sold upon the funding of the borrower loan #47080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jan-30-2011 |
|
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 11.65% |
Monthly payment:
| $192.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.53% | | |
| |
Estimated return*:
| 5.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,276 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnetic-dedication3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Interest Rates
Investors: Thanks for considering my loan. 100% of the funds will serve to pay down credit card debt. Today, I have over $70,000 in retirement saving plus a little over $10,000 in emergency cash. Although it would make some sense to pay down debt with emergency funds, I believe that having quick access to cash is essential to being a financially stable individual. Below please a summary of my monthly expenses:
- Rent: $1,400
- Food & Dinning: $900
- Miscellaneous Shopping: $500
- Transportation (no car payment): $140
- Cell: $97
- Cable & Internet: $102
Thanks once again for your consideration, and I welcome any questions that may help you whether to invest in my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 1/27/2011 5:46:29 PM |
| american6 | $100.00 | 1/27/2011 5:47:16 PM |
| rolandweary | $25.00 | 1/27/2011 5:47:37 PM |
| paladin847 | $50.00 | 1/27/2011 5:48:14 PM |
| MadHun | $50.00 | 1/27/2011 5:49:17 PM |
| jazzlender | $25.00 | 1/27/2011 5:42:45 PM |
| credit-investor5 | $50.00 | 1/27/2011 5:47:40 PM |
| marketplace-cello5 | $25.00 | 1/27/2011 5:47:45 PM |
| grf1945 | $25.00 | 1/27/2011 5:48:51 PM |
| simplelender80 | $100.00 | 1/27/2011 5:47:28 PM |
| ursus | $100.00 | 1/27/2011 5:48:10 PM |
| LeReve | $100.00 | 1/27/2011 5:48:22 PM |
| crw1950 | $57.00 | 1/27/2011 5:49:10 PM |
| miket71 | $50.00 | 1/27/2011 5:53:50 PM |
| dough-souffle | $25.00 | 1/27/2011 7:29:22 PM |
| Johnab | $25.00 | 1/27/2011 8:55:14 PM |
| mjcareful | $50.00 | 1/27/2011 6:57:09 PM |
| MonkeyHero | $25.00 | 1/27/2011 7:11:40 PM |
| vutah | $75.00 | 1/27/2011 8:06:19 PM |
| bowdish1 | $50.00 | 1/28/2011 1:04:48 AM |
| rjleves | $25.00 | 1/28/2011 2:08:26 AM |
| principal-bull | $25.00 | 1/28/2011 2:31:48 AM |
| revenue-appraiser | $25.00 | 1/28/2011 6:00:21 AM |
| commerce-broker | $25.00 | 1/28/2011 6:50:29 AM |
| EarlyRiser | $150.00 | 1/28/2011 4:40:00 AM |
| Hola_James | $33.00 | 1/28/2011 9:48:50 AM |
| gustavholstopus32 | $25.00 | 1/28/2011 9:58:43 AM |
| bill-appraiser7 | $25.00 | 1/28/2011 7:53:27 AM |
| outofoffice | $75.00 | 1/28/2011 9:32:20 AM |
| finance-mammalian2 | $25.00 | 1/28/2011 9:51:32 AM |
| Astyanax | $35.00 | 1/28/2011 10:03:59 AM |
| upbeat-finance8 | $25.00 | 1/28/2011 12:05:57 PM |
| sensible-diversification5 | $25.00 | 1/28/2011 1:13:29 PM |
| yield-captain | $27.00 | 1/28/2011 3:50:51 PM |
| CE88 | $50.00 | 1/28/2011 5:10:13 PM |
| Oak-Parker | $25.81 | 1/28/2011 9:38:12 PM |
| calahan | $50.00 | 1/29/2011 12:04:44 AM |
| toronado | $25.00 | 1/28/2011 8:30:18 PM |
| calimanusa | $25.00 | 1/28/2011 10:10:53 PM |
| return-owner | $25.00 | 1/28/2011 10:50:29 PM |
| balance6 | $25.00 | 1/29/2011 6:13:23 AM |
| elvisloans | $25.00 | 1/29/2011 5:27:28 AM |
| patron123 | $50.00 | 1/29/2011 5:39:11 AM |
| ctaylor15 | $50.00 | 1/29/2011 8:38:35 AM |
| market-network | $25.00 | 1/29/2011 7:43:09 AM |
| circustab | $50.00 | 1/29/2011 6:23:43 AM |
| ekbangali | $25.00 | 1/29/2011 9:49:28 AM |
| 1phantom | $25.00 | 1/29/2011 9:50:10 AM |
| squadron781 | $35.00 | 1/29/2011 9:30:46 AM |
| point-pinnacle | $25.00 | 1/29/2011 10:18:29 AM |
| Tizzo27 | $50.00 | 1/29/2011 12:49:01 PM |
| FirstAid | $45.00 | 1/29/2011 10:50:45 AM |
| Socorro_Capital_Partners | $25.00 | 1/29/2011 10:57:30 AM |
| Arpad | $40.00 | 1/29/2011 10:25:43 AM |
| thankful-nickel2 | $25.00 | 1/29/2011 1:36:10 PM |
| 1SteelerFan | $35.00 | 1/29/2011 10:55:00 AM |
| doopers | $25.00 | 1/29/2011 1:33:23 PM |
| Rzrwire | $25.00 | 1/29/2011 2:21:20 PM |
| ezhik00 | $25.00 | 1/29/2011 2:47:20 PM |
| bold-yield-rumbler | $25.00 | 1/29/2011 6:02:56 PM |
| bentonlending | $50.00 | 1/29/2011 7:09:23 PM |
| JBF_Investments | $25.00 | 1/29/2011 7:14:58 PM |
| LARRY4NY | $25.00 | 1/29/2011 7:36:57 PM |
| Peacepower | $25.00 | 1/29/2011 7:26:02 PM |
| floridahelper | $25.00 | 1/29/2011 7:46:59 PM |
| will0126 | $40.00 | 1/29/2011 9:39:27 PM |
| Mexman | $87.79 | 1/29/2011 10:19:45 PM |
| nbah123 | $50.00 | 1/29/2011 8:30:06 PM |
| utahandy | $25.75 | 1/30/2011 12:30:23 AM |
| revenue-shepherd | $25.00 | 1/29/2011 8:50:35 PM |
| blue-euro-entrepreneur | $25.00 | 1/30/2011 12:39:38 AM |
| Planecourage | $25.00 | 1/29/2011 11:23:11 PM |
| velocity-solo | $60.00 | 1/27/2011 5:46:32 PM |
| nybanker85 | $50.00 | 1/27/2011 5:46:34 PM |
| genius520 | $100.00 | 1/27/2011 5:47:22 PM |
| tech310 | $50.00 | 1/27/2011 5:48:23 PM |
| wise382 | $25.01 | 1/27/2011 6:14:52 PM |
| dproxima | $25.00 | 1/27/2011 6:18:03 PM |
| enthralling-deal180 | $50.00 | 1/27/2011 5:43:03 PM |
| Pulchritudinous | $25.00 | 1/27/2011 5:43:07 PM |
| radforj22 | $25.00 | 1/27/2011 5:45:42 PM |
| honorable-yield | $25.00 | 1/27/2011 5:47:33 PM |
| steiglends | $250.00 | 1/27/2011 5:46:46 PM |
| mtnbikemania | $50.00 | 1/27/2011 5:47:52 PM |
| RandyL3 | $25.00 | 1/27/2011 5:48:27 PM |
| rebelduke | $25.00 | 1/27/2011 5:48:47 PM |
| exuberant-dime | $50.00 | 1/27/2011 5:48:55 PM |
| GoldenGo4 | $50.00 | 1/27/2011 5:48:59 PM |
| reflective-rupee | $25.77 | 1/27/2011 6:42:43 PM |
| pshans | $56.97 | 1/27/2011 7:00:53 PM |
| gain-gourd | $100.00 | 1/27/2011 7:33:18 PM |
| fenpark15 | $25.00 | 1/27/2011 9:37:51 PM |
| TemeculaLending | $25.00 | 1/27/2011 8:49:04 PM |
| gold-tsunami | $50.00 | 1/27/2011 9:58:35 PM |
| cjwlender | $30.00 | 1/27/2011 11:06:59 PM |
| balance-force | $25.00 | 1/27/2011 10:00:40 PM |
| rjrventure | $37.50 | 1/28/2011 5:22:13 AM |
| Moneypenny6 | $25.00 | 1/28/2011 5:39:59 AM |
| investment-artist | $50.00 | 1/28/2011 9:04:49 AM |
| sassykatty | $50.00 | 1/28/2011 6:28:24 AM |
| rce1964 | $25.00 | 1/28/2011 5:43:41 AM |
| gangusron | $50.00 | 1/28/2011 7:50:34 AM |
| moneytolend72 | $25.00 | 1/28/2011 7:52:39 AM |
| SimpleChoice | $25.00 | 1/28/2011 9:35:19 AM |
| bank-of-lomax | $25.00 | 1/28/2011 8:15:34 AM |
| euro-deployment | $25.00 | 1/28/2011 10:08:06 AM |
| velocity-squadron | $31.45 | 1/28/2011 11:57:56 AM |
| takeller | $50.00 | 1/28/2011 11:09:02 AM |
| first-serene-credit | $25.00 | 1/28/2011 1:59:31 PM |
| penny-plato | $25.00 | 1/28/2011 2:24:24 PM |
| best-coin-miser | $25.00 | 1/28/2011 3:58:12 PM |
| sensible-order2 | $100.00 | 1/28/2011 4:53:09 PM |
| orderly-leverage | $100.00 | 1/28/2011 4:53:31 PM |
| RyanTH9893 | $27.50 | 1/28/2011 5:01:51 PM |
| peripatetic | $25.00 | 1/28/2011 5:13:30 PM |
| loantigger | $50.00 | 1/28/2011 9:03:02 PM |
| credit-force5 | $50.00 | 1/28/2011 11:38:07 PM |
| smk420 | $44.83 | 1/28/2011 8:29:10 PM |
| giovani | $25.00 | 1/28/2011 11:01:48 PM |
| FinDoc | $25.00 | 1/29/2011 2:18:33 AM |
| emosspot | $50.00 | 1/29/2011 6:26:06 AM |
| Figure4 | $25.00 | 1/29/2011 6:20:50 AM |
| Lanja777 | $50.00 | 1/29/2011 7:53:03 AM |
| Techne_Funds_LLC | $25.00 | 1/29/2011 6:26:45 AM |
| Barky52 | $25.00 | 1/29/2011 9:00:55 AM |
| statenisland51 | $50.00 | 1/29/2011 8:06:39 AM |
| spiff666 | $25.00 | 1/29/2011 8:28:52 AM |
| starlight31 | $50.00 | 1/29/2011 9:27:57 AM |
| chuchutrain | $25.00 | 1/29/2011 9:39:13 AM |
| E-B | $50.00 | 1/29/2011 9:59:48 AM |
| 1SteelerFan | $30.00 | 1/29/2011 10:57:52 AM |
| ChoiceInvestments | $26.00 | 1/29/2011 11:58:18 AM |
| new-truth-chuckler | $45.11 | 1/29/2011 1:22:29 PM |
| Green-Baron | $25.00 | 1/29/2011 4:22:31 PM |
| payout-runner | $50.00 | 1/29/2011 3:53:19 PM |
| the-auction-firestarter | $25.00 | 1/29/2011 5:33:12 PM |
| daano15 | $25.00 | 1/29/2011 5:57:28 PM |
| fishintime | $100.00 | 1/29/2011 8:44:44 PM |
| UCSBGAUCHOS | $30.00 | 1/29/2011 8:55:43 PM |
| liberty-banker0 | $50.00 | 1/29/2011 9:18:38 PM |
| hml | $25.00 | 1/29/2011 10:37:58 PM |
| steve_a | $18.51 | 1/30/2011 1:16:49 AM |
| samdog079 | $100.00 | 1/29/2011 10:05:06 PM |
| BeatrixKiddo | $25.00 | 1/29/2011 10:28:59 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
492457
This series of Notes was issued and sold upon the funding of the borrower loan #47068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 18.91% |
Monthly payment:
| $376.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.20% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,008 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-tranquil-openness |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needed funds for small side busines
Purpose of loan:
This loan will be used to buy equipment to start a small side business?
My financial situation:
I am a good candidate for this loan because I have the financial means to make the monthly payments and have good credit. I have about 18,000.00 in the bank that would financially secure payment will be made. I also have investments that I could liquidate should I need to.
Monthly net income: $ 3982.00????
Monthly expenses: $
??Housing: $ 1100.00
??Insurance: $ 150.00
??Car expenses: $ 350.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 150.00????
??Food, entertainment: $ 500.00????
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 275.00???????
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you describe your side business and what sort of equipment you will be purchasing? - BooSedna
A:
We would like to start a carpet cleaning business. We have located a Van with truck mount carpet leaning equipment and accessories.
(Feb-06-2011)
Q:
Dear Borrower, What is the side business you are starting? - CASSHMAN
A:
the business i am starting is a carpet cleaning business which is a fantastic side business to start great money maker
(Feb-07-2011)
Q:
What type of business is it? Do you have customers lined up? - 3_boyz
A:
this is a carpet cleaning business and yes i do have a couple of commercial accounts already lined up and ready to go, thank you for the question
(Feb-07-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
i bought the house in march of 2010 when they finished building its a 3 bedroom 2 bath i paid $192,500 and i currently owe $186,000 thank you for the question
(Feb-07-2011)
Q:
Care to shed some light on what is the business and how you are going to make it work, than finally add something regarding your experience in this field. Might help you get more bids than just saying give me money I want to start a small business. - jpblan11
A:
sure, my business will be a carpet cleaning business how i plan to make it work is by ways of advertiseing for example door to door, real estate agents, refferal groups like the chamber of commerce, and for experience my best friend is helping my learn the business he currently has 7 and a half years cleaning carpets and is full of knowledge plus i am attending the iicrc cert. class in sacramento to become certified. thank you for the question
(Feb-08-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kulender | $100.00 | 2/4/2011 4:59:27 PM |
| tech310 | $50.00 | 2/4/2011 4:59:34 PM |
| be_wise | $25.00 | 2/4/2011 4:59:57 PM |
| epic-value6 | $50.00 | 2/4/2011 5:33:04 PM |
| Bank_Of_XL | $100.00 | 2/4/2011 5:47:42 PM |
| JustMee | $25.00 | 2/4/2011 6:03:23 PM |
| jazzlender | $50.00 | 2/4/2011 4:58:33 PM |
| enthralling-deal180 | $100.00 | 2/4/2011 4:58:53 PM |
| simplelender80 | $100.00 | 2/4/2011 4:59:14 PM |
| heavy_ax | $25.00 | 2/4/2011 5:26:32 PM |
| CAGE-Investments | $25.00 | 2/4/2011 5:26:52 PM |
| fishintime | $100.00 | 2/4/2011 5:27:06 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:04 PM |
| orderly-leverage | $100.00 | 2/4/2011 5:28:12 PM |
| Tradesmanlender | $35.00 | 2/4/2011 5:29:26 PM |
| Clambake | $100.00 | 2/4/2011 5:29:37 PM |
| liberty-society5 | $25.00 | 2/4/2011 5:29:50 PM |
| bigphish | $25.00 | 2/4/2011 5:30:53 PM |
| hopethisworks | $50.00 | 2/4/2011 5:31:53 PM |
| point-kitten6 | $50.00 | 2/4/2011 5:31:46 PM |
| point-shooter | $50.00 | 2/4/2011 5:32:33 PM |
| competent-p2p | $30.00 | 2/4/2011 5:32:45 PM |
| a-responsible-return | $25.00 | 2/4/2011 5:33:34 PM |
| sprinter | $50.00 | 2/4/2011 5:34:14 PM |
| DasMula | $25.00 | 2/4/2011 6:07:29 PM |
| moneysong | $300.00 | 2/4/2011 6:13:18 PM |
| Artist_Blue | $25.00 | 2/5/2011 1:18:55 AM |
| SeekingAlpha | $33.00 | 2/4/2011 7:15:27 PM |
| ItsJustMe79 | $40.00 | 2/4/2011 7:42:04 PM |
| RyanTH9893 | $25.00 | 2/4/2011 7:52:27 PM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:44 AM |
| zone6 | $50.00 | 2/5/2011 3:33:31 AM |
| philgreen | $50.00 | 2/5/2011 1:21:19 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:11 AM |
| felicity-loyalist0 | $35.00 | 2/5/2011 10:39:03 AM |
| ideal-platinum1 | $25.00 | 2/5/2011 7:41:00 AM |
| Leshan | $25.00 | 2/5/2011 12:26:44 PM |
| grf1945 | $35.00 | 2/5/2011 1:16:12 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:07 PM |
| jybank | $25.00 | 2/5/2011 3:38:11 PM |
| tlam168 | $25.00 | 2/5/2011 12:21:55 PM |
| cash-tent | $30.00 | 2/5/2011 12:57:18 PM |
| genius520 | $100.00 | 2/5/2011 8:20:50 PM |
| terrific-return | $25.00 | 2/5/2011 9:38:16 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:32 PM |
| Alittleluck | $25.00 | 2/5/2011 4:40:13 PM |
| ToweringDan | $50.00 | 2/5/2011 11:25:31 PM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:36 AM |
| Income-Scout | $100.00 | 2/6/2011 9:50:17 AM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:07 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:13 AM |
| rlgnyc | $50.00 | 2/6/2011 12:40:48 PM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:21:10 PM |
| loss-of-control | $100.00 | 2/6/2011 1:53:27 PM |
| trustu | $50.00 | 2/6/2011 8:31:24 PM |
| burgeoning-silver | $25.00 | 2/7/2011 1:26:19 AM |
| cashasaurus0 | $100.00 | 2/7/2011 3:32:20 AM |
| benefit-piano5 | $25.00 | 2/7/2011 12:45:46 PM |
| oreyedoc | $25.00 | 2/7/2011 2:42:24 PM |
| integrity-trumpet | $50.00 | 2/7/2011 10:52:04 AM |
| benjamins-utopia | $100.00 | 2/7/2011 10:35:45 AM |
| enthralling-investment | $40.00 | 2/7/2011 11:57:38 AM |
| discrete-dinero | $40.00 | 2/7/2011 11:31:18 AM |
| ericgassercom | $25.00 | 2/7/2011 1:20:46 PM |
| rjleves | $25.00 | 2/7/2011 3:28:30 PM |
| seanambrose | $25.00 | 2/7/2011 5:36:20 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:11:46 PM |
| GElender | $50.00 | 2/8/2011 1:04:48 AM |
| pumatrap | $25.00 | 2/8/2011 4:17:24 AM |
| credible-compassion6 | $25.00 | 2/7/2011 7:41:22 PM |
| active-wealth0 | $53.16 | 2/8/2011 4:59:15 AM |
| jamiee73 | $25.00 | 2/8/2011 6:06:02 AM |
| ramst41 | $25.00 | 2/8/2011 6:58:43 AM |
| anyoi | $50.00 | 2/8/2011 8:17:15 AM |
| contract-lava0 | $25.00 | 2/8/2011 9:01:13 AM |
| BxRealtor | $25.00 | 2/8/2011 8:36:30 AM |
| top-radiant-funds | $25.00 | 2/8/2011 10:17:25 AM |
| upbeat-fund | $25.00 | 2/8/2011 12:45:43 PM |
| piter-to-la-investment | $25.00 | 2/8/2011 4:40:39 PM |
| mtnbikemania | $50.00 | 2/8/2011 5:34:56 PM |
| credit-atmosphere9 | $25.00 | 2/8/2011 5:56:56 PM |
| pinnacle10 | $25.00 | 2/8/2011 5:57:06 PM |
| Auburnmist | $25.00 | 2/8/2011 5:57:14 PM |
| iamwhatiam | $25.00 | 2/8/2011 5:57:16 PM |
| ge0bab | $50.00 | 2/8/2011 5:58:18 PM |
| winter-vigilance | $32.46 | 2/8/2011 5:58:35 PM |
| mistertao | $25.00 | 2/8/2011 5:59:05 PM |
| downtownfarm | $25.00 | 2/8/2011 5:59:27 PM |
| TeamAmerica | $25.00 | 2/8/2011 5:59:33 PM |
| HalfDayz | $50.00 | 2/8/2011 5:59:46 PM |
| riproaringrapids | $25.00 | 2/8/2011 5:59:57 PM |
| shrewd-deal | $25.00 | 2/8/2011 6:00:03 PM |
| nobsbooks | $25.00 | 2/8/2011 6:00:33 PM |
| sdr984 | $25.00 | 2/8/2011 6:00:50 PM |
| Sefotonga | $25.00 | 2/8/2011 6:00:54 PM |
| generosity-giraffe0 | $50.00 | 2/8/2011 6:01:21 PM |
| new-goal-return | $25.00 | 2/8/2011 6:01:26 PM |
| Rzrwire | $25.00 | 2/8/2011 6:01:37 PM |
| marketrateinvestor | $25.00 | 2/8/2011 6:01:48 PM |
| diceman19 | $25.00 | 2/8/2011 6:01:53 PM |
| sarisai | $50.00 | 2/8/2011 6:02:01 PM |
| gain-gourd | $97.30 | 2/8/2011 5:28:11 PM |
| almar | $50.00 | 2/8/2011 6:02:05 PM |
| jjswanso | $50.00 | 2/8/2011 6:02:44 PM |
| brw | $25.00 | 2/8/2011 6:03:10 PM |
| littlemonkey | $25.00 | 2/8/2011 6:03:30 PM |
| intlargonaut | $50.00 | 2/8/2011 6:03:45 PM |
| HappyToLoan | $25.00 | 2/8/2011 6:04:19 PM |
| neutrino6 | $25.00 | 2/8/2011 6:04:46 PM |
| money-surge1 | $25.00 | 2/8/2011 6:05:02 PM |
| lcole32 | $25.00 | 2/8/2011 6:06:12 PM |
| banker65010 | $25.00 | 2/8/2011 6:07:25 PM |
| BaltimoreLender | $25.00 | 2/8/2011 6:07:32 PM |
| doncm | $50.00 | 2/8/2011 6:07:45 PM |
| Jasper | $25.00 | 2/8/2011 5:53:08 PM |
| honorable-yield | $25.00 | 2/8/2011 5:34:54 PM |
| integrity-hawk | $50.00 | 2/8/2011 6:08:10 PM |
| BooSedna | $25.00 | 2/8/2011 5:53:23 PM |
| red-unequivocal-finance | $25.00 | 2/8/2011 5:53:29 PM |
| haidoken | $48.64 | 2/8/2011 5:55:56 PM |
| hgmlp | $25.00 | 2/8/2011 5:56:54 PM |
| Divr555 | $50.00 | 2/8/2011 5:57:03 PM |
| wampum-optimization | $50.00 | 2/8/2011 5:57:19 PM |
| raisingophelia | $25.00 | 2/8/2011 5:53:20 PM |
| Oupa-George | $25.00 | 2/8/2011 5:57:58 PM |
| corvettejrw | $33.33 | 2/8/2011 5:53:34 PM |
| gt1687c | $50.00 | 2/8/2011 5:58:22 PM |
| macgeek | $25.00 | 2/8/2011 5:54:57 PM |
| Goodlender42 | $25.00 | 2/8/2011 5:59:24 PM |
| the-transaction-stronghold | $25.00 | 2/8/2011 5:59:41 PM |
| brutusbone | $50.00 | 2/8/2011 5:59:52 PM |
| fundingyourbigfuture | $25.00 | 2/8/2011 6:00:09 PM |
| silverloan | $50.00 | 2/8/2011 5:56:53 PM |
| seafox7 | $50.00 | 2/8/2011 6:00:26 PM |
| clean-finance1 | $35.00 | 2/8/2011 5:57:01 PM |
| LittlePiggyBank | $25.00 | 2/8/2011 6:00:44 PM |
| bonus-zone | $25.00 | 2/8/2011 5:57:11 PM |
| AdamDB | $25.00 | 2/8/2011 6:01:02 PM |
| balance-gatherer1 | $25.00 | 2/8/2011 6:01:18 PM |
| jacmar | $25.00 | 2/8/2011 6:01:32 PM |
| ALVO | $50.00 | 2/8/2011 6:01:49 PM |
| LenderOnWheels | $25.00 | 2/8/2011 6:02:06 PM |
| escharfer | $25.00 | 2/8/2011 5:58:27 PM |
| dparkhom | $25.00 | 2/8/2011 6:02:14 PM |
| indomitable-coin | $25.00 | 2/8/2011 6:02:53 PM |
| heavenly-repayment4 | $25.00 | 2/8/2011 6:03:07 PM |
| Leopoldine | $25.00 | 2/8/2011 6:03:19 PM |
| mizon291 | $50.00 | 2/8/2011 5:59:12 PM |
| sassykatty | $50.00 | 2/8/2011 6:03:23 PM |
| first-upright-payout | $25.00 | 2/8/2011 5:59:31 PM |
| williemc44 | $25.00 | 2/8/2011 5:59:49 PM |
| laufer32304 | $31.23 | 2/8/2011 6:03:58 PM |
| flexible-fund6 | $50.00 | 2/8/2011 6:00:06 PM |
| scottr | $37.49 | 2/8/2011 6:04:33 PM |
| Adino | $50.00 | 2/8/2011 6:00:15 PM |
| 30Sky | $25.00 | 2/8/2011 6:00:21 PM |
| machis | $50.00 | 2/8/2011 6:00:29 PM |
| investment-comet | $25.00 | 2/8/2011 6:05:11 PM |
| Akkon | $50.00 | 2/8/2011 6:00:40 PM |
| Bubbasnestegg | $25.00 | 2/8/2011 6:00:56 PM |
| transparent-money2 | $30.00 | 2/8/2011 6:01:19 PM |
| Lam0nt | $25.00 | 2/8/2011 6:01:34 PM |
| Duanep01 | $25.00 | 2/8/2011 6:01:47 PM |
| payout-runner | $50.00 | 2/8/2011 6:02:07 PM |
| superpuppy | $50.00 | 2/8/2011 6:02:48 PM |
| lagnisiruk | $25.00 | 2/8/2011 6:03:05 PM |
| Gabriel02 | $25.00 | 2/8/2011 6:03:13 PM |
| sjlnn | $34.48 | 2/8/2011 6:07:08 PM |
| anders94 | $50.00 | 2/8/2011 6:04:07 PM |
| totoro | $25.00 | 2/8/2011 6:07:36 PM |
| lostontheedge | $25.00 | 2/8/2011 6:04:23 PM |
| worthy-bid8 | $100.00 | 2/8/2011 6:08:13 PM |
| kmr2 | $100.00 | 2/8/2011 6:08:21 PM |
| junctionking | $25.00 | 2/8/2011 6:09:00 PM |
| InvestorPartners | $25.00 | 2/8/2011 6:09:04 PM |
| dpjd | $50.00 | 2/8/2011 6:07:48 PM |
| kegs | $150.00 | 2/8/2011 6:08:23 PM |
| velocity-solo | $50.00 | 2/4/2011 5:27:11 PM |
| rolandweary | $25.00 | 2/4/2011 5:27:26 PM |
| sensible-order2 | $100.00 | 2/4/2011 5:28:05 PM |
| peripatetic | $25.00 | 2/4/2011 5:28:19 PM |
| jenkris | $25.00 | 2/4/2011 5:28:54 PM |
| HamachiMan | $50.00 | 2/4/2011 5:29:00 PM |
| gain-equator | $25.00 | 2/4/2011 5:30:31 PM |
| ladybird1 | $50.00 | 2/4/2011 5:32:50 PM |
| commanding-income774 | $25.00 | 2/4/2011 4:58:31 PM |
| vigilance-revolutionary | $50.00 | 2/4/2011 5:26:17 PM |
| octoberfresh | $25.00 | 2/4/2011 5:26:38 PM |
| american6 | $100.00 | 2/4/2011 5:27:21 PM |
| marketplace-cello5 | $25.00 | 2/4/2011 5:27:42 PM |
| ursus | $100.00 | 2/4/2011 5:27:51 PM |
| a-finance-nirvana | $25.00 | 2/4/2011 5:28:27 PM |
| meenan | $50.00 | 2/4/2011 5:28:37 PM |
| pdxKurt | $50.00 | 2/4/2011 5:28:46 PM |
| bold-durability-drum | $100.00 | 2/4/2011 5:30:16 PM |
| BidDaddyBigBucks | $25.00 | 2/4/2011 5:31:34 PM |
| bob_sacamano | $25.00 | 2/4/2011 5:31:39 PM |
| skuba | $50.00 | 2/4/2011 11:31:37 PM |
| bancoroyal | $50.00 | 2/4/2011 5:33:13 PM |
| haplender | $50.00 | 2/4/2011 5:32:56 PM |
| radforj22 | $35.00 | 2/4/2011 5:33:25 PM |
| cash-reaction2 | $50.00 | 2/4/2011 5:33:17 PM |
| debt-force | $25.00 | 2/4/2011 5:33:45 PM |
| active-reward7 | $50.00 | 2/4/2011 5:33:36 PM |
| spy0 | $25.00 | 2/4/2011 5:38:12 PM |
| RiskAdverse | $25.00 | 2/4/2011 6:52:14 PM |
| SkyLoan | $29.42 | 2/4/2011 11:34:18 PM |
| gracej | $25.00 | 2/5/2011 2:20:40 AM |
| weiyinsan | $50.00 | 2/5/2011 1:52:25 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:40 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:36:06 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:01:00 AM |
| lender-inc | $42.45 | 2/5/2011 7:40:10 AM |
| mammalian4 | $25.00 | 2/5/2011 7:00:00 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:49 AM |
| Kyileo | $25.00 | 2/5/2011 11:47:43 AM |
| agalt | $75.00 | 2/5/2011 4:25:51 PM |
| msh345 | $25.00 | 2/5/2011 12:22:28 PM |
| loanman2007 | $75.00 | 2/5/2011 1:09:17 PM |
| comet55 | $25.00 | 2/5/2011 1:25:53 PM |
| Shawn95187 | $100.00 | 2/5/2011 9:09:36 PM |
| SanJoser | $25.00 | 2/6/2011 8:02:51 AM |
| Investoman | $100.00 | 2/5/2011 5:26:12 PM |
| rdav | $25.00 | 2/5/2011 5:31:09 PM |
| kingston4g | $50.00 | 2/5/2011 6:51:39 PM |
| nilonc1 | $25.00 | 2/6/2011 8:14:35 AM |
| vine99 | $90.00 | 2/6/2011 11:15:31 AM |
| loyalty-czar | $35.00 | 2/6/2011 2:32:27 PM |
| self-reliant-integrity0 | $50.00 | 2/6/2011 3:41:22 PM |
| Flreap | $25.00 | 2/7/2011 7:56:13 AM |
| IIP77 | $25.00 | 2/6/2011 9:21:15 PM |
| rogue_monster | $47.00 | 2/7/2011 7:57:10 AM |
| the-upbeat-p2p | $50.00 | 2/7/2011 10:33:53 AM |
| adventurous-commerce | $25.00 | 2/7/2011 11:26:39 AM |
| valiant-liberty4 | $25.00 | 2/7/2011 9:34:26 AM |
| commerce-yeller | $25.00 | 2/7/2011 9:23:18 AM |
| AF-Chief | $50.00 | 2/7/2011 12:06:11 PM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:27 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:43 AM |
| mgking007 | $44.07 | 2/7/2011 10:17:36 AM |
| reflective-rupee | $25.77 | 2/7/2011 11:20:46 AM |
| Watersports | $50.00 | 2/7/2011 3:51:12 PM |
| mittio | $50.00 | 2/7/2011 2:16:13 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:20 PM |
| zippy-revenue8 | $25.00 | 2/7/2011 3:28:07 PM |
| ichibon | $250.00 | 2/7/2011 3:32:32 PM |
| ijspence | $25.00 | 2/7/2011 5:26:47 PM |
| mykkai | $25.00 | 2/7/2011 8:12:39 PM |
| AEH_Now | $25.00 | 2/8/2011 10:11:48 AM |
| enchanted-note | $25.00 | 2/8/2011 10:12:44 AM |
| payment-friendship | $25.00 | 2/8/2011 10:44:44 AM |
| fund-medalist171 | $25.00 | 2/8/2011 11:25:04 AM |
| Jumping_Jedi | $25.00 | 2/8/2011 1:05:46 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:26 PM |
| orgy63 | $50.00 | 2/8/2011 4:50:32 PM |
| trapper569 | $25.00 | 2/8/2011 5:53:18 PM |
| mathomas3 | $34.53 | 2/8/2011 5:55:50 PM |
| MoneyBagsRUs | $25.00 | 2/8/2011 5:56:33 PM |
| efficient-treasure0 | $25.00 | 2/8/2011 5:56:52 PM |
| emt747 | $25.00 | 2/8/2011 5:56:59 PM |
| kublai | $50.00 | 2/8/2011 5:57:08 PM |
| mtpscuba | $50.00 | 2/8/2011 5:57:15 PM |
| fcukciti | $35.00 | 2/8/2011 5:57:21 PM |
| gold-blanket0 | $25.00 | 2/8/2011 5:25:02 PM |
| GetItRight | $50.00 | 2/8/2011 5:58:04 PM |
| KHU2-B | $25.00 | 2/8/2011 5:59:14 PM |
| JDFuego | $50.00 | 2/8/2011 5:59:37 PM |
| compassionate-dime0 | $50.00 | 2/8/2011 6:00:07 PM |
| uncleharold | $25.00 | 2/8/2011 6:00:25 PM |
| order-boomerang | $25.00 | 2/8/2011 6:00:37 PM |
| charming-dime | $50.00 | 2/8/2011 6:00:52 PM |
| independentusa | $30.00 | 2/8/2011 6:00:58 PM |
| iuseyew | $50.00 | 2/8/2011 6:01:11 PM |
| spqrxxi | $25.00 | 2/8/2011 6:01:25 PM |
| roboflare | $50.00 | 2/8/2011 6:01:29 PM |
| thundermustard | $50.00 | 2/8/2011 6:01:40 PM |
| night0wl | $25.00 | 2/8/2011 6:01:45 PM |
| Okeey | $25.00 | 2/8/2011 6:01:52 PM |
| stanbalwight4 | $25.00 | 2/8/2011 6:01:58 PM |
| jtradition | $50.00 | 2/8/2011 5:30:46 PM |
| elephantparty | $50.00 | 2/8/2011 6:02:03 PM |
| Jathlet | $50.00 | 2/8/2011 6:02:12 PM |
| nytrnbow | $25.00 | 2/8/2011 6:02:38 PM |
| Domgabriel | $25.00 | 2/8/2011 6:02:50 PM |
| IP | $50.00 | 2/8/2011 6:02:59 PM |
| ArchonFinancialHoldings | $50.00 | 2/8/2011 6:03:02 PM |
| Pasagam | $38.09 | 2/8/2011 6:04:01 PM |
| ferocious-exchange3 | $50.00 | 2/8/2011 6:04:43 PM |
| nalaari | $25.00 | 2/8/2011 6:04:50 PM |
| credit-vinyl | $25.00 | 2/8/2011 6:07:37 PM |
| onlyastepaway | $25.00 | 2/8/2011 6:07:58 PM |
| credit-kahuna | $50.00 | 2/8/2011 6:08:01 PM |
| Wally1727 | $50.00 | 2/8/2011 6:08:25 PM |
| 108lender | $150.00 | 2/8/2011 6:08:42 PM |
| bigrpf5 | $50.00 | 2/8/2011 5:53:56 PM |
| omerta6102 | $50.00 | 2/8/2011 6:09:07 PM |
| god_is_great | $25.00 | 2/8/2011 5:56:50 PM |
| gold-sushi | $25.00 | 2/8/2011 5:56:58 PM |
| BritDad | $25.00 | 2/8/2011 5:57:13 PM |
| northphoto | $25.00 | 2/8/2011 5:53:17 PM |
| mike279766 | $29.00 | 2/8/2011 5:53:22 PM |
| thaddeuscm | $30.00 | 2/8/2011 5:53:38 PM |
| finance_mba | $25.00 | 2/8/2011 5:58:19 PM |
| TomProsper | $25.00 | 2/8/2011 5:53:59 PM |
| prohelper | $36.21 | 2/8/2011 5:58:33 PM |
| LenderByDay | $25.00 | 2/8/2011 5:58:40 PM |
| golden-wealth2 | $50.00 | 2/8/2011 5:59:17 PM |
| market-assembler | $50.00 | 2/8/2011 5:59:29 PM |
| dbs | $25.00 | 2/8/2011 5:59:43 PM |
| luckyldy | $50.00 | 2/8/2011 5:59:47 PM |
| the-debt-fluffy-bunny | $25.00 | 2/8/2011 5:59:58 PM |
| safe-finance | $25.00 | 2/8/2011 5:56:57 PM |
| maule | $50.00 | 2/8/2011 6:00:34 PM |
| goobersayshey | $50.00 | 2/8/2011 5:57:09 PM |
| trade-cello | $25.00 | 2/8/2011 6:00:55 PM |
| bgood2016 | $25.00 | 2/8/2011 5:57:18 PM |
| alluring-truth | $25.00 | 2/8/2011 6:01:05 PM |
| JBDAD | $50.00 | 2/8/2011 6:01:16 PM |
| rupee-artisan | $25.00 | 2/8/2011 5:57:51 PM |
| JoyfulVegetarian | $25.00 | 2/8/2011 6:01:23 PM |
| oaktownadam | $25.00 | 2/8/2011 6:01:42 PM |
| SCTrojangirl | $50.00 | 2/8/2011 6:01:55 PM |
| liberty-banker0 | $50.00 | 2/8/2011 6:02:09 PM |
| PatRichi | $25.00 | 2/8/2011 5:58:30 PM |
| Ripsaw4U | $50.00 | 2/8/2011 5:58:58 PM |
| Bank42 | $50.00 | 2/8/2011 6:03:17 PM |
| SPB | $50.00 | 2/8/2011 5:59:10 PM |
| best-coin-miser | $25.00 | 2/8/2011 6:03:21 PM |
| maldok1 | $25.00 | 2/8/2011 5:59:25 PM |
| catmanbob | $25.00 | 2/8/2011 5:59:39 PM |
| zeelender | $25.00 | 2/8/2011 6:03:38 PM |
| lendme2 | $47.96 | 2/8/2011 6:03:48 PM |
| eadamson | $50.00 | 2/8/2011 5:59:50 PM |
| jblack01 | $25.00 | 2/8/2011 6:04:11 PM |
| loyalist1 | $50.00 | 2/8/2011 6:00:13 PM |
| Banker7371 | $25.00 | 2/8/2011 6:04:37 PM |
| lukassaul | $25.00 | 2/8/2011 6:00:19 PM |
| worldly-community3 | $50.00 | 2/8/2011 6:04:59 PM |
| mrfixerupper | $25.00 | 2/8/2011 6:00:23 PM |
| mastermvp | $50.00 | 2/8/2011 6:00:32 PM |
| Attract | $25.00 | 2/8/2011 6:00:48 PM |
| BuckeyeGuy | $50.00 | 2/8/2011 6:01:08 PM |
| snazzet | $25.00 | 2/8/2011 6:01:13 PM |
| red-robust-rupee | $25.00 | 2/8/2011 6:01:28 PM |
| Supp0rter | $51.05 | 2/8/2011 6:05:58 PM |
| PitOfSuccess | $25.00 | 2/8/2011 6:01:56 PM |
| shred123 | $50.00 | 2/8/2011 6:02:10 PM |
| Rick7925 | $25.00 | 2/8/2011 6:02:56 PM |
| flexible-value | $100.00 | 2/8/2011 6:03:09 PM |
| crawfingers | $25.00 | 2/8/2011 6:06:49 PM |
| gangusron | $50.00 | 2/8/2011 6:03:18 PM |
| stollcm | $25.00 | 2/8/2011 6:03:51 PM |
| benjamin67 | $46.65 | 2/8/2011 6:04:05 PM |
| KVEER | $25.00 | 2/8/2011 6:08:05 PM |
| forthright-principal2 | $25.00 | 2/8/2011 6:08:19 PM |
| skiberdad | $50.00 | 2/8/2011 6:08:26 PM |
| hrubinst | $50.00 | 2/8/2011 6:09:09 PM |
| rockfx77 | $50.00 | 2/8/2011 6:07:31 PM |
| fortytwo | $300.00 | 2/8/2011 6:07:44 PM |
| capital-web7 | $50.00 | 2/8/2011 6:08:03 PM |
| 360 Investments
|
Borrower Payment Dependent Notes Series
492637
This series of Notes was issued and sold upon the funding of the borrower loan #47037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-06-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $344.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,657 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| zippy-bid6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Pay Off
Purpose of loan:
This loan will be used to pay off credit card balances.
My financial situation:
I am a good candidate for this loan because I make regular monthly payments, and I apply any unexpected funds toward my debt.
Monthly net income: $ 3,157.00
Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 186.00
??Car expenses: $ 629.00
??Utilities: $?110.00
??Phone, cable, internet: $ 245.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 187.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $25.00 | 2/3/2011 5:03:33 PM |
| tech310 | $50.00 | 2/3/2011 5:04:36 PM |
| simplelender80 | $100.00 | 2/3/2011 5:04:45 PM |
| octoberfresh | $25.00 | 2/3/2011 5:05:29 PM |
| fishintime | $100.00 | 2/3/2011 5:06:39 PM |
| meenan | $50.00 | 2/3/2011 5:08:29 PM |
| jenkris | $25.00 | 2/3/2011 5:08:41 PM |
| velocity-solo | $50.00 | 2/3/2011 5:06:53 PM |
| BidDaddyBigBucks | $25.00 | 2/3/2011 5:11:47 PM |
| genius520 | $100.00 | 2/3/2011 5:07:07 PM |
| rolandweary | $25.00 | 2/3/2011 5:07:15 PM |
| impressive-credit431 | $100.00 | 2/3/2011 5:05:28 PM |
| kulender | $100.00 | 2/3/2011 5:05:35 PM |
| hopethisworks | $50.00 | 2/3/2011 5:12:38 PM |
| sensible-order2 | $100.00 | 2/3/2011 5:07:50 PM |
| peripatetic | $25.00 | 2/3/2011 5:08:02 PM |
| a-finance-nirvana | $25.00 | 2/3/2011 5:08:09 PM |
| enchanted-yield4 | $50.00 | 2/3/2011 5:06:56 PM |
| american6 | $100.00 | 2/3/2011 5:07:02 PM |
| pdxKurt | $50.00 | 2/3/2011 5:08:35 PM |
| ursus | $100.00 | 2/3/2011 5:07:31 PM |
| Tradesmanlender | $35.00 | 2/3/2011 5:09:03 PM |
| Clambake | $100.00 | 2/3/2011 5:09:09 PM |
| liberty-society5 | $25.00 | 2/3/2011 5:09:18 PM |
| HamachiMan | $50.00 | 2/3/2011 5:08:52 PM |
| hopeful-truth5 | $200.00 | 2/3/2011 6:02:39 PM |
| bob_sacamano | $25.00 | 2/3/2011 5:11:56 PM |
| point-kitten6 | $50.00 | 2/3/2011 5:12:07 PM |
| boylezz | $50.00 | 2/3/2011 5:13:13 PM |
| benjamins-utopia | $50.00 | 2/3/2011 5:12:22 PM |
| felicity-loyalist0 | $25.00 | 2/3/2011 5:27:09 PM |
| DasMula | $37.44 | 2/3/2011 5:48:56 PM |
| velocity-winner | $25.00 | 2/3/2011 6:14:40 PM |
| be_wise | $25.00 | 2/3/2011 6:32:47 PM |
| ladybird1 | $50.00 | 2/3/2011 11:34:31 PM |
| ToloUSN | $50.00 | 2/3/2011 7:23:10 PM |
| competent-p2p | $25.00 | 2/3/2011 7:38:37 PM |
| point-shooter | $50.00 | 2/3/2011 7:03:52 PM |
| vigilance-frontier | $25.00 | 2/3/2011 7:32:54 PM |
| phchristensen | $50.00 | 2/3/2011 10:31:08 PM |
| Hola_James | $27.51 | 2/4/2011 8:00:05 AM |
| loanman2007 | $50.00 | 2/4/2011 5:14:55 AM |
| Ananya | $25.00 | 2/4/2011 5:16:50 AM |
| sincerlyyours | $200.00 | 2/4/2011 7:44:59 AM |
| haryassman | $25.00 | 2/4/2011 9:57:08 AM |
| agreement-magician | $25.00 | 2/4/2011 10:02:07 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:24 AM |
| cash-reaction2 | $50.00 | 2/4/2011 9:34:22 AM |
| radforj22 | $35.00 | 2/4/2011 9:43:21 AM |
| Cherrypicker | $50.00 | 2/4/2011 9:47:28 AM |
| AK49-JW | $25.00 | 2/4/2011 10:04:01 AM |
| auctionator1 | $50.00 | 2/4/2011 12:02:21 PM |
| Travis247 | $50.00 | 2/4/2011 2:14:57 PM |
| Pulchritudinous | $25.00 | 2/4/2011 3:16:50 PM |
| mddahlheim | $25.00 | 2/4/2011 1:15:18 PM |
| ben1crew | $40.79 | 2/4/2011 1:42:49 PM |
| magnetic-dedication3 | $25.00 | 2/4/2011 1:52:15 PM |
| Scotcha | $50.00 | 2/4/2011 3:31:57 PM |
| pythia | $25.00 | 2/4/2011 3:22:40 PM |
| ichibon | $250.00 | 2/4/2011 4:37:40 PM |
| dano1965 | $50.00 | 2/4/2011 7:31:20 PM |
| jcedar33 | $100.00 | 2/4/2011 7:44:32 PM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:01 PM |
| jcedar33 | $100.00 | 2/4/2011 8:10:40 PM |
| GElender | $50.00 | 2/5/2011 3:18:35 AM |
| rockhound84 | $25.00 | 2/5/2011 6:29:32 AM |
| kind-bid-genome | $25.00 | 2/5/2011 8:21:23 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:36:00 AM |
| kind-value-pouch | $100.00 | 2/5/2011 3:54:28 AM |
| AustinAmerica | $25.00 | 2/5/2011 9:44:53 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:07 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:01:04 AM |
| poetic-diversification | $250.00 | 2/5/2011 5:09:32 AM |
| Kyileo | $25.00 | 2/5/2011 11:30:51 AM |
| balance-force | $30.00 | 2/5/2011 11:53:52 AM |
| tomdooley12520 | $25.00 | 2/5/2011 5:14:09 AM |
| ideal-platinum1 | $25.00 | 2/5/2011 7:40:56 AM |
| economy-beast | $33.76 | 2/5/2011 7:25:50 AM |
| Yaout | $50.00 | 2/5/2011 9:19:26 AM |
| 4mydaughterseducation | $25.00 | 2/5/2011 9:05:38 AM |
| CSinvestments | $25.00 | 2/5/2011 11:46:03 AM |
| palmdelino | $25.00 | 2/5/2011 11:59:00 AM |
| grf1945 | $35.00 | 2/5/2011 1:16:09 PM |
| dzn512 | $50.00 | 2/5/2011 1:23:31 PM |
| dastdx1847 | $25.00 | 2/5/2011 2:05:41 PM |
| Leshan | $25.00 | 2/5/2011 12:14:33 PM |
| money-aggregator7 | $25.00 | 2/5/2011 3:05:56 PM |
| Nicedad72 | $25.00 | 2/5/2011 4:10:38 PM |
| MARSTUN | $50.00 | 2/5/2011 5:15:57 PM |
| bonus-apple | $175.00 | 2/5/2011 1:32:20 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:04 PM |
| KrisKringle | $30.00 | 2/5/2011 3:42:09 PM |
| TommyTucker | $25.00 | 2/6/2011 12:21:37 AM |
| billybragg | $25.00 | 2/6/2011 4:45:54 AM |
| Zach842 | $50.00 | 2/6/2011 6:05:51 AM |
| dud | $50.00 | 2/5/2011 3:52:04 PM |
| myduck | $50.00 | 2/5/2011 6:12:37 PM |
| mex_invests | $25.00 | 2/5/2011 6:46:52 PM |
| mpatrick | $25.00 | 2/5/2011 5:16:59 PM |
| Spkthewrd3 | $25.00 | 2/6/2011 9:57:42 AM |
| nashibaksi | $25.00 | 2/5/2011 6:09:59 PM |
| dedication-relaxation6 | $100.00 | 2/6/2011 10:06:20 AM |
| mom4mel | $117.00 | 2/5/2011 6:58:13 PM |
| nolahelper | $25.00 | 2/5/2011 7:42:41 PM |
| terrific-p2ploan | $25.00 | 2/5/2011 7:58:46 PM |
| MrEville | $25.00 | 2/6/2011 5:34:39 AM |
| All_Wins | $25.00 | 2/6/2011 8:34:35 AM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:32 AM |
| True-Patriot | $25.00 | 2/6/2011 7:53:31 AM |
| SanJoser | $25.00 | 2/6/2011 8:02:47 AM |
| theloanfiller | $25.00 | 2/6/2011 8:09:09 AM |
| hope-spinner | $25.00 | 2/6/2011 9:40:55 AM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:04 AM |
| vigilance-revolutionary | $50.00 | 2/3/2011 5:05:20 PM |
| reflective-rupee | $250.77 | 2/3/2011 5:06:47 PM |
| rjleves | $25.00 | 2/3/2011 5:07:36 PM |
| enthralling-deal180 | $75.00 | 2/3/2011 5:03:14 PM |
| bold-durability-drum | $100.00 | 2/3/2011 5:09:27 PM |
| gracej | $25.00 | 2/3/2011 5:09:32 PM |
| commerce-yeller | $25.00 | 2/3/2011 5:04:09 PM |
| orderly-leverage | $100.00 | 2/3/2011 5:07:57 PM |
| marketplace-cello5 | $25.00 | 2/3/2011 5:07:22 PM |
| JustMee | $25.00 | 2/3/2011 5:43:06 PM |
| gain-equator | $25.00 | 2/3/2011 5:09:43 PM |
| AFairDeal | $75.00 | 2/3/2011 5:09:35 PM |
| bigphish | $25.00 | 2/3/2011 5:09:58 PM |
| Artist_Blue | $25.00 | 2/3/2011 6:32:05 PM |
| competent-p2p | $30.00 | 2/3/2011 7:35:14 PM |
| Bears34 | $40.00 | 2/3/2011 10:16:03 PM |
| mammalian4 | $25.00 | 2/4/2011 5:41:04 AM |
| ahansen | $25.00 | 2/4/2011 12:58:08 AM |
| SOP_Bank | $25.00 | 2/4/2011 1:28:43 AM |
| Richlaw | $200.00 | 2/4/2011 8:37:05 AM |
| a-responsible-return | $25.00 | 2/4/2011 2:58:49 AM |
| serene-capital | $25.00 | 2/4/2011 2:09:00 AM |
| dsgfl1 | $100.00 | 2/4/2011 5:07:35 AM |
| circustab | $50.00 | 2/4/2011 7:13:09 AM |
| seabassx | $25.00 | 2/4/2011 7:48:40 AM |
| gold-blanket0 | $25.00 | 2/4/2011 8:58:48 AM |
| haplender | $50.00 | 2/4/2011 9:18:53 AM |
| bancoroyal | $50.00 | 2/4/2011 9:33:53 AM |
| smart-gold | $25.00 | 2/4/2011 12:13:38 PM |
| John_Galt | $25.00 | 2/4/2011 1:36:07 PM |
| RainMakers | $25.00 | 2/4/2011 2:03:10 PM |
| active-reward7 | $50.00 | 2/4/2011 10:53:24 AM |
| shrewd-credit7 | $50.00 | 2/4/2011 11:40:03 AM |
| basejump0 | $25.00 | 2/4/2011 12:08:18 PM |
| patriot897 | $50.00 | 2/4/2011 12:26:39 PM |
| investor_101 | $50.00 | 2/4/2011 4:35:15 PM |
| debt-force | $25.00 | 2/4/2011 12:43:34 PM |
| sprinter | $50.00 | 2/4/2011 4:43:50 PM |
| nilonc1 | $75.00 | 2/4/2011 12:58:12 PM |
| mikrolown | $30.00 | 2/4/2011 1:54:38 PM |
| astute-benjamins | $25.00 | 2/4/2011 2:55:03 PM |
| cash-vault | $25.00 | 2/4/2011 4:34:14 PM |
| loss-of-control | $100.00 | 2/4/2011 6:58:42 PM |
| tranquil-revenue | $50.00 | 2/4/2011 4:44:04 PM |
| RyanTH9893 | $25.00 | 2/4/2011 7:38:21 PM |
| skuba | $50.00 | 2/4/2011 11:31:30 PM |
| Wart126 | $25.00 | 2/4/2011 5:44:30 PM |
| upbeat-finance8 | $25.00 | 2/4/2011 6:52:26 PM |
| Iza13 | $26.34 | 2/4/2011 7:13:15 PM |
| tutnyce | $50.00 | 2/4/2011 8:04:22 PM |
| philgreen | $50.00 | 2/5/2011 1:21:08 AM |
| TigerForce | $25.00 | 2/5/2011 4:38:08 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:38 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:36 AM |
| Sol_Invictus | $25.00 | 2/5/2011 8:32:21 AM |
| chicago1228 | $25.00 | 2/5/2011 9:41:10 AM |
| zone6 | $50.00 | 2/5/2011 3:33:34 AM |
| listing-exchanger596 | $36.50 | 2/5/2011 4:14:11 AM |
| economy-structure9 | $25.00 | 2/5/2011 11:32:21 AM |
| doopers | $25.00 | 2/5/2011 5:56:58 AM |
| csak13 | $25.00 | 2/5/2011 7:12:47 AM |
| FinanceEngine | $25.00 | 2/5/2011 7:39:46 AM |
| bancoroyal | $100.00 | 2/5/2011 7:42:45 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:44 AM |
| CASSHMAN | $150.00 | 2/5/2011 10:14:39 AM |
| dermit | $25.00 | 2/5/2011 9:34:43 AM |
| the-skillful-value | $33.98 | 2/5/2011 11:30:46 AM |
| tlam168 | $25.00 | 2/5/2011 12:21:52 PM |
| independent-revenue4 | $50.00 | 2/5/2011 2:27:05 PM |
| msh345 | $25.00 | 2/5/2011 12:22:26 PM |
| rdav | $25.00 | 2/5/2011 5:31:07 PM |
| comet55 | $25.00 | 2/5/2011 1:25:49 PM |
| auction-chomper4 | $31.89 | 2/5/2011 12:50:46 PM |
| luminous-transparency1 | $40.00 | 2/5/2011 7:08:31 PM |
| AaronL | $30.00 | 2/5/2011 7:13:05 PM |
| thankful-nickel2 | $25.00 | 2/5/2011 9:14:25 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:30 PM |
| kmr2 | $100.00 | 2/5/2011 9:16:13 PM |
| primed | $25.00 | 2/5/2011 2:37:23 PM |
| jslo722 | $25.00 | 2/5/2011 4:28:24 PM |
| kingston4g | $50.00 | 2/5/2011 6:51:35 PM |
| agalt | $75.00 | 2/5/2011 4:25:45 PM |
| philly_eagles | $25.00 | 2/6/2011 8:52:00 AM |
| Investoman | $100.00 | 2/5/2011 5:20:57 PM |
| philly_eagles | $25.00 | 2/6/2011 9:22:39 AM |
| Astyanax | $40.00 | 2/5/2011 8:15:52 PM |
| sarisai | $50.00 | 2/5/2011 8:35:49 PM |
| artistmagnet | $25.00 | 2/5/2011 11:39:34 PM |
| MightyZep | $25.00 | 2/5/2011 9:03:12 PM |
| terrific-return | $25.00 | 2/5/2011 9:15:07 PM |
| dontjader | $100.00 | 2/5/2011 9:22:52 PM |
| cashtolendyou | $30.00 | 2/5/2011 11:10:53 PM |
| crawfishcentral | $25.74 | 2/6/2011 5:22:17 AM |
| wonderful-rupee | $25.00 | 2/6/2011 7:40:49 AM |
| diversifed | $50.00 | 2/6/2011 9:17:56 AM |
| nestegg4e | $25.00 | 2/6/2011 10:27:56 AM |
| MoneyForNothing | $8.28 | 2/6/2011 10:28:08 AM |
| 210 Investments
|
Borrower Payment Dependent Notes Series
492715
This series of Notes was issued and sold upon the funding of the borrower loan #47025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Feb-09-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 18.91% |
Monthly payment:
| $376.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.20% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 9m |
|
Amount delinquent:
| $192 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $132,279 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| preeminant-silver6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:
This loan will be used to consilidate debt.
My financial situation:
I am a good candidate for this loan because I pay my bills, have great income, and great credit.??
Monthly net income: $ 11,000
Monthly expenses: $
??Housing: $ 2500
??Insurance: $
??Car expenses: $ 340
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please answer the following:
1) What is your job and with whom?
2) Why the large revolving credit balance?
3) Please list the debts you want to consolidate, including balance, APR, and min payments. - newest-funds-powerplant
A:
I am a middle manager with the Federal Government. The revolving credit card balance is about $35K. The high amount listed on the loan profiel (which I just noticed) is probably my home equity loan? I'm not sure. I would like to actually consolidate two credit card debts but that would require a larger loan amount. The min payments on these are $400 and $425 with pretty low aprs - around 11-14%.
(Feb-07-2011)
Q:
Hi. The prosper information shows that you are currently delinquent o $192. Is this correct? If yes, can you please elaborate on what caused this? - magnetic-dedication3
A:
Hi. Yes, I guess I should have paid it. I'm surprised it is such an issue. Its from about 2005. It was a dating service that charged me around $3,000. They had horrible service and I've just refused to pay the balance. May not be a good reason, but that's the truth.
(Feb-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 2/4/2011 4:59:16 PM |
| heavy_ax | $25.00 | 2/4/2011 5:26:31 PM |
| CAGE-Investments | $25.00 | 2/4/2011 5:26:53 PM |
| fishintime | $100.00 | 2/4/2011 5:27:07 PM |
| enchanted-yield4 | $50.00 | 2/4/2011 5:27:17 PM |
| marketplace-cello5 | $25.00 | 2/4/2011 5:27:44 PM |
| peripatetic | $25.00 | 2/4/2011 5:28:21 PM |
| bigphish | $25.00 | 2/4/2011 5:30:55 PM |
| bob_sacamano | $25.00 | 2/4/2011 5:31:40 PM |
| kulender | $100.00 | 2/4/2011 4:59:29 PM |
| tech310 | $50.00 | 2/4/2011 4:59:35 PM |
| be_wise | $25.00 | 2/4/2011 4:59:58 PM |
| sensible-order2 | $100.00 | 2/4/2011 5:28:08 PM |
| orderly-leverage | $100.00 | 2/4/2011 5:28:13 PM |
| jenkris | $25.00 | 2/4/2011 5:28:56 PM |
| HamachiMan | $50.00 | 2/4/2011 5:29:04 PM |
| gain-equator | $25.00 | 2/4/2011 5:30:32 PM |
| hopethisworks | $50.00 | 2/4/2011 5:31:54 PM |
| ladybird1 | $50.00 | 2/4/2011 5:32:51 PM |
| cash-reaction2 | $50.00 | 2/4/2011 5:33:19 PM |
| epic-value6 | $50.00 | 2/4/2011 5:33:05 PM |
| active-reward7 | $50.00 | 2/4/2011 5:33:37 PM |
| skuba | $50.00 | 2/4/2011 11:31:38 PM |
| Artist_Blue | $25.00 | 2/5/2011 1:18:58 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:50 AM |
| a-finance-nirvana | $25.00 | 2/5/2011 3:37:44 AM |
| friendly-market5 | $40.00 | 2/5/2011 4:55:04 AM |
| rockhound84 | $25.00 | 2/5/2011 6:24:53 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:00:58 AM |
| msh345 | $25.00 | 2/5/2011 12:22:28 PM |
| liberty-thinker | $25.00 | 2/5/2011 1:14:33 PM |
| grf1945 | $35.00 | 2/5/2011 1:16:13 PM |
| genius520 | $100.00 | 2/5/2011 8:20:50 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:08 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:33 PM |
| rdav | $25.00 | 2/5/2011 5:31:10 PM |
| kingston4g | $50.00 | 2/5/2011 6:51:40 PM |
| agalt | $75.00 | 2/5/2011 4:25:52 PM |
| availableloan | $25.00 | 2/5/2011 8:53:09 PM |
| SanJoser | $25.00 | 2/6/2011 8:02:52 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:14 AM |
| value-guru3 | $30.00 | 2/6/2011 9:45:06 PM |
| loyalty-czar | $25.00 | 2/6/2011 2:30:54 PM |
| self-reliant-integrity0 | $50.00 | 2/6/2011 3:41:24 PM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:27 AM |
| lazyeye | $25.00 | 2/7/2011 1:37:20 PM |
| mittio | $50.00 | 2/7/2011 2:16:13 PM |
| benjamins-utopia | $100.00 | 2/7/2011 10:35:45 AM |
| enthralling-investment | $40.00 | 2/7/2011 11:57:39 AM |
| benefit-piano5 | $25.00 | 2/7/2011 12:45:47 PM |
| oreyedoc | $25.00 | 2/7/2011 2:42:25 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:21 PM |
| seanambrose | $25.00 | 2/7/2011 5:36:21 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:11:46 PM |
| credible-compassion6 | $25.00 | 2/7/2011 7:41:23 PM |
| anyoi | $28.25 | 2/8/2011 8:17:15 AM |
| ramst41 | $25.00 | 2/8/2011 6:58:59 AM |
| top-radiant-funds | $25.00 | 2/8/2011 10:18:20 AM |
| BxRealtor | $25.00 | 2/8/2011 8:36:31 AM |
| upbeat-fund | $25.00 | 2/8/2011 12:45:45 PM |
| dbs | $25.00 | 2/8/2011 5:59:44 PM |
| williemc44 | $25.00 | 2/8/2011 5:59:49 PM |
| Leopoldine | $25.00 | 2/8/2011 6:03:20 PM |
| HappyToLoan | $25.00 | 2/8/2011 6:04:22 PM |
| rjleves | $25.00 | 2/8/2011 5:33:34 PM |
| EJO | $25.00 | 2/8/2011 6:10:06 PM |
| tsui517 | $50.00 | 2/8/2011 6:10:12 PM |
| nickel-ferret | $50.00 | 2/8/2011 6:11:26 PM |
| tender-integrity3 | $55.45 | 2/8/2011 6:11:43 PM |
| PaulW | $25.00 | 2/8/2011 6:12:53 PM |
| golden-finance7 | $50.00 | 2/8/2011 6:14:21 PM |
| Ripsaw4U | $50.00 | 2/8/2011 5:58:59 PM |
| harty | $50.00 | 2/8/2011 6:14:37 PM |
| the-enterprising-leverage | $25.00 | 2/8/2011 6:14:43 PM |
| Marfloogan | $25.00 | 2/8/2011 6:14:56 PM |
| JDFuego | $50.00 | 2/8/2011 5:59:38 PM |
| SB-Funding | $50.00 | 2/8/2011 6:16:44 PM |
| silver-armada | $50.00 | 2/8/2011 6:17:11 PM |
| the-auction-firestarter | $25.00 | 2/8/2011 6:17:20 PM |
| cablenews | $50.00 | 2/8/2011 6:17:55 PM |
| luckyldy | $50.00 | 2/8/2011 5:59:48 PM |
| the-debt-fluffy-bunny | $25.00 | 2/8/2011 5:59:59 PM |
| jtradition | $50.00 | 2/8/2011 6:18:38 PM |
| ALVO | $50.00 | 2/8/2011 6:01:50 PM |
| MattLic | $50.00 | 2/8/2011 6:20:39 PM |
| littlemonkey | $25.00 | 2/8/2011 6:03:31 PM |
| lostontheedge | $25.00 | 2/8/2011 6:04:24 PM |
| exuberant-dime | $50.00 | 2/8/2011 6:21:34 PM |
| nalaari | $25.00 | 2/8/2011 6:04:52 PM |
| worldly-community3 | $34.45 | 2/8/2011 6:05:00 PM |
| junctionking | $25.00 | 2/8/2011 6:09:01 PM |
| suk200 | $25.00 | 2/8/2011 6:10:15 PM |
| ArkoshKovash | $25.00 | 2/8/2011 6:10:28 PM |
| julijask | $45.00 | 2/8/2011 6:10:36 PM |
| starikrai | $50.00 | 2/8/2011 7:01:41 PM |
| skiberdad | $50.00 | 2/8/2011 6:08:26 PM |
| authentic-liberty7 | $25.00 | 2/8/2011 6:09:36 PM |
| ichibon | $250.00 | 2/8/2011 6:09:44 PM |
| econman1 | $50.00 | 2/8/2011 6:15:56 PM |
| upc_tnt | $25.00 | 2/8/2011 6:10:21 PM |
| RLW43 | $50.00 | 2/8/2011 6:16:47 PM |
| bold-yield-rumbler | $25.00 | 2/8/2011 6:16:50 PM |
| mattbison | $25.00 | 2/8/2011 6:17:03 PM |
| balance2 | $25.00 | 2/8/2011 6:11:06 PM |
| studious-bonus7 | $100.00 | 2/8/2011 6:11:24 PM |
| objective-investor | $80.51 | 2/8/2011 6:11:36 PM |
| Relevance | $25.00 | 2/8/2011 6:17:51 PM |
| ahansen | $25.00 | 2/8/2011 10:21:03 PM |
| Mariner3605 | $25.00 | 2/8/2011 6:19:44 PM |
| gold-blanket0 | $37.78 | 2/8/2011 10:21:09 PM |
| Papa_Mema | $25.00 | 2/8/2011 10:21:37 PM |
| hard-working-loot | $25.00 | 2/8/2011 6:20:14 PM |
| mikrolown | $30.00 | 2/8/2011 10:22:12 PM |
| red_spade | $40.00 | 2/8/2011 6:20:33 PM |
| fcukciti | $35.00 | 2/8/2011 10:23:25 PM |
| mnbud | $50.00 | 2/8/2011 6:16:56 PM |
| honorable-yield | $25.00 | 2/8/2011 6:21:39 PM |
| fareast_man | $25.00 | 2/8/2011 6:31:57 PM |
| RJN | $25.00 | 2/9/2011 12:39:16 AM |
| Weaverville | $25.00 | 2/9/2011 12:40:37 AM |
| credit-force5 | $50.00 | 2/8/2011 6:20:31 PM |
| financelover | $25.00 | 2/8/2011 6:20:48 PM |
| loantigger | $50.00 | 2/8/2011 6:20:54 PM |
| bobby4u3 | $25.00 | 2/9/2011 12:56:50 AM |
| ultimatepaintball | $25.00 | 2/9/2011 12:59:17 AM |
| danerman | $50.00 | 2/8/2011 6:32:05 PM |
| income-vault6 | $25.00 | 2/9/2011 1:12:08 AM |
| PrivateLenders | $25.00 | 2/8/2011 7:16:57 PM |
| bullwink27 | $25.00 | 2/8/2011 10:21:15 PM |
| handshake5 | $98.66 | 2/8/2011 10:23:16 PM |
| frankdelraza | $25.00 | 2/9/2011 12:36:56 AM |
| Iwantahelp | $25.00 | 2/9/2011 7:12:14 AM |
| Easystreet | $25.00 | 2/9/2011 12:38:55 AM |
| Searlzy | $25.00 | 2/9/2011 12:40:31 AM |
| shrewd-credit7 | $50.00 | 2/8/2011 10:21:18 PM |
| a-responsible-return | $25.00 | 2/8/2011 10:21:29 PM |
| flwah | $25.00 | 2/8/2011 10:22:28 PM |
| dansarkis | $25.00 | 2/9/2011 12:50:40 AM |
| dinero-festivity2 | $54.75 | 2/9/2011 1:10:00 AM |
| discrete-asset | $25.00 | 2/9/2011 1:13:51 AM |
| gold-commander0 | $38.14 | 2/9/2011 1:14:41 AM |
| MilitaryAV8R | $25.00 | 2/9/2011 12:38:03 AM |
| MitchD | $25.00 | 2/9/2011 12:46:06 AM |
| silverloan | $25.48 | 2/9/2011 12:47:53 AM |
| RSV | $25.00 | 2/9/2011 4:50:49 AM |
| divedude | $25.00 | 2/9/2011 12:49:43 AM |
| Cheburashka | $25.00 | 2/9/2011 12:51:14 AM |
| andyb9 | $25.74 | 2/9/2011 12:58:14 AM |
| tenny321 | $25.00 | 2/9/2011 12:58:45 AM |
| Barak | $50.00 | 2/9/2011 6:44:13 AM |
| love_what_you_do | $25.00 | 2/9/2011 1:10:13 AM |
| GreenNotes | $25.00 | 2/9/2011 1:12:22 AM |
| irrelevant | $50.00 | 2/9/2011 7:01:22 AM |
| mbraslav | $30.00 | 2/9/2011 4:30:53 AM |
| gilbrear | $25.00 | 2/9/2011 4:38:43 AM |
| monster4 | $50.00 | 2/9/2011 9:33:02 AM |
| revenue-appraiser | $25.00 | 2/9/2011 5:31:03 AM |
| sensible-fund | $50.00 | 2/9/2011 9:34:37 AM |
| YosemiteSam | $25.00 | 2/9/2011 6:08:17 AM |
| roman2008 | $25.00 | 2/9/2011 9:34:43 AM |
| tryitout | $26.82 | 2/9/2011 6:36:32 AM |
| mrack | $25.00 | 2/9/2011 10:55:41 AM |
| cash-prodigy1 | $30.00 | 2/9/2011 11:00:29 AM |
| FinanceEngine | $25.00 | 2/9/2011 7:33:24 AM |
| nebraskajen | $50.00 | 2/9/2011 1:16:47 PM |
| moola-monger9 | $50.00 | 2/9/2011 2:19:57 PM |
| sturdy-fairness5 | $25.00 | 2/9/2011 2:32:26 PM |
| whatsmyname019 | $33.46 | 2/9/2011 3:18:11 PM |
| zztopdog | $502.66 | 2/9/2011 3:26:52 PM |
| newest-funds-powerplant | $25.00 | 2/9/2011 9:17:21 AM |
| mpatrick | $25.00 | 2/9/2011 10:18:43 AM |
| principal-flow9 | $50.00 | 2/9/2011 12:05:52 PM |
| Pu239 | $60.00 | 2/9/2011 10:00:39 AM |
| direct-yield | $25.00 | 2/9/2011 1:27:41 PM |
| Worldskiboy | $50.00 | 2/9/2011 3:10:57 PM |
| aquarexbi | $50.00 | 2/9/2011 12:57:19 PM |
| barchibald | $50.00 | 2/9/2011 1:13:11 PM |
| Supervark | $29.00 | 2/9/2011 1:19:12 PM |
| Medic05 | $25.00 | 2/9/2011 2:11:14 PM |
| american6 | $100.00 | 2/4/2011 5:27:22 PM |
| ursus | $100.00 | 2/4/2011 5:27:54 PM |
| meenan | $50.00 | 2/4/2011 5:28:38 PM |
| pdxKurt | $50.00 | 2/4/2011 5:28:49 PM |
| Clambake | $100.00 | 2/4/2011 5:29:41 PM |
| liberty-society5 | $25.00 | 2/4/2011 5:29:57 PM |
| point-kitten6 | $50.00 | 2/4/2011 5:31:47 PM |
| point-shooter | $50.00 | 2/4/2011 5:32:34 PM |
| bancoroyal | $50.00 | 2/4/2011 5:33:14 PM |
| radforj22 | $25.00 | 2/4/2011 5:33:27 PM |
| sprinter | $50.00 | 2/4/2011 5:34:14 PM |
| enthralling-deal180 | $100.00 | 2/4/2011 4:58:55 PM |
| jazzlender | $25.00 | 2/4/2011 4:59:04 PM |
| ItsJustMe79 | $40.00 | 2/4/2011 7:42:03 PM |
| vigilance-revolutionary | $50.00 | 2/4/2011 5:26:22 PM |
| velocity-solo | $50.00 | 2/4/2011 5:27:12 PM |
| rolandweary | $25.00 | 2/4/2011 5:27:32 PM |
| Tradesmanlender | $35.00 | 2/4/2011 5:29:28 PM |
| bold-durability-drum | $100.00 | 2/4/2011 5:30:11 PM |
| BidDaddyBigBucks | $25.00 | 2/4/2011 5:31:35 PM |
| haplender | $50.00 | 2/4/2011 5:32:57 PM |
| debt-force | $25.00 | 2/4/2011 5:33:47 PM |
| Pulchritudinous | $25.00 | 2/4/2011 5:34:03 PM |
| philgreen | $50.00 | 2/5/2011 1:21:21 AM |
| gracej | $25.00 | 2/5/2011 2:20:43 AM |
| MutuallyBeneficial | $50.00 | 2/4/2011 8:31:04 PM |
| zone6 | $50.00 | 2/5/2011 3:33:30 AM |
| credit-panda1 | $25.00 | 2/5/2011 8:36:10 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:45 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:41 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:12 AM |
| Leshan | $25.00 | 2/5/2011 12:29:53 PM |
| tlam168 | $25.00 | 2/5/2011 12:21:55 PM |
| comet55 | $25.00 | 2/5/2011 1:25:54 PM |
| vine99 | $75.00 | 2/5/2011 5:18:43 PM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:36 AM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:08 AM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:21:12 PM |
| chrisb1414 | $25.00 | 2/7/2011 6:13:41 AM |
| trustu | $50.00 | 2/6/2011 8:31:25 PM |
| IIP77 | $25.00 | 2/6/2011 9:21:16 PM |
| burgeoning-silver | $25.00 | 2/7/2011 1:26:20 AM |
| valiant-liberty4 | $25.00 | 2/7/2011 9:34:27 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:44 AM |
| integrity-trumpet | $50.00 | 2/7/2011 10:52:06 AM |
| AF-Chief | $50.00 | 2/7/2011 12:06:14 PM |
| adventurous-commerce | $25.00 | 2/7/2011 11:26:41 AM |
| Watersports | $50.00 | 2/7/2011 3:51:32 PM |
| Katherine12 | $25.00 | 2/7/2011 2:54:01 PM |
| RyanTH9893 | $25.00 | 2/7/2011 6:18:25 PM |
| ijspence | $25.00 | 2/7/2011 5:26:48 PM |
| jamiee73 | $25.00 | 2/8/2011 6:06:06 AM |
| GElender | $31.35 | 2/8/2011 1:04:51 AM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:27 PM |
| orgy63 | $50.00 | 2/8/2011 4:50:33 PM |
| catmanbob | $25.00 | 2/8/2011 5:59:39 PM |
| eadamson | $50.00 | 2/8/2011 5:59:51 PM |
| Adino | $50.00 | 2/8/2011 6:00:17 PM |
| jwood3030 | $25.00 | 2/8/2011 6:04:25 PM |
| hrubinst | $50.00 | 2/8/2011 6:09:14 PM |
| Veltliner | $25.00 | 2/8/2011 6:10:04 PM |
| Rivervale_Westwood | $25.00 | 2/8/2011 6:10:10 PM |
| Gibbyland | $50.00 | 2/8/2011 6:10:32 PM |
| agiovasil | $25.00 | 2/8/2011 6:11:18 PM |
| rss197 | $25.00 | 2/8/2011 6:11:31 PM |
| jhernand17 | $25.00 | 2/8/2011 6:11:50 PM |
| BeemerRider | $25.00 | 2/8/2011 6:12:48 PM |
| mistertao | $25.00 | 2/8/2011 5:59:06 PM |
| rate-rapture8 | $50.00 | 2/8/2011 6:14:34 PM |
| nanda | $100.00 | 2/8/2011 6:14:40 PM |
| investor_101 | $50.00 | 2/8/2011 6:14:49 PM |
| HalfDayz | $50.00 | 2/8/2011 5:59:46 PM |
| shrewd-deal | $25.00 | 2/8/2011 6:00:03 PM |
| nickel-advocator | $25.00 | 2/8/2011 6:16:53 PM |
| jammers | $50.00 | 2/8/2011 6:17:01 PM |
| rupee-artisan | $25.00 | 2/8/2011 5:57:51 PM |
| GetItRight | $45.21 | 2/8/2011 5:58:05 PM |
| steiglends | $250.00 | 2/8/2011 6:17:23 PM |
| zaxsan | $50.00 | 2/8/2011 6:17:27 PM |
| LenderByDay | $25.00 | 2/8/2011 5:58:41 PM |
| Reinadog9 | $50.00 | 2/8/2011 6:17:53 PM |
| the-transaction-stronghold | $25.00 | 2/8/2011 5:59:41 PM |
| RoyFauntleroy | $25.00 | 2/8/2011 6:18:27 PM |
| zeelender | $25.00 | 2/8/2011 6:03:39 PM |
| brutusbone | $50.00 | 2/8/2011 5:59:52 PM |
| C_Mark | $100.00 | 2/8/2011 6:19:43 PM |
| wayman | $50.00 | 2/8/2011 6:20:05 PM |
| starlight31 | $50.00 | 2/8/2011 6:20:36 PM |
| piter-to-la-investment | $25.00 | 2/8/2011 6:04:55 PM |
| 108lender | $120.81 | 2/8/2011 6:08:43 PM |
| wampum-optimization | $50.00 | 2/8/2011 6:22:10 PM |
| museic1 | $50.00 | 2/8/2011 6:09:16 PM |
| peb44 | $25.00 | 2/8/2011 6:09:19 PM |
| active-market | $50.00 | 2/8/2011 6:09:29 PM |
| rmachi | $25.00 | 2/8/2011 6:09:54 PM |
| vegibenz | $25.00 | 2/8/2011 6:10:00 PM |
| orange-dollar-guild | $25.00 | 2/8/2011 6:11:34 PM |
| efficient-treasure0 | $25.00 | 2/8/2011 6:08:07 PM |
| gain-gourd | $100.00 | 2/8/2011 6:08:27 PM |
| excellent-loan8 | $25.00 | 2/8/2011 7:14:16 PM |
| worth-arch | $25.00 | 2/8/2011 6:09:27 PM |
| ferdberfel | $50.00 | 2/8/2011 6:14:24 PM |
| balance-force | $30.00 | 2/8/2011 8:02:01 PM |
| ladderskibum | $25.00 | 2/8/2011 6:16:31 PM |
| thoughtful-community7 | $25.00 | 2/8/2011 6:17:07 PM |
| GrommetPosse | $35.46 | 2/8/2011 6:11:10 PM |
| newest-trade-spruce | $50.00 | 2/8/2011 6:17:14 PM |
| LeReve | $100.00 | 2/8/2011 6:17:58 PM |
| ptjg | $50.00 | 2/8/2011 6:18:04 PM |
| Jassi | $25.00 | 2/8/2011 6:12:49 PM |
| mckhbnpc | $25.00 | 2/8/2011 9:23:35 PM |
| Maupinman | $50.00 | 2/8/2011 10:21:05 PM |
| Iamthewalrus | $25.00 | 2/8/2011 10:21:16 PM |
| money-floret | $50.00 | 2/8/2011 6:15:52 PM |
| duagne | $25.00 | 2/8/2011 6:15:58 PM |
| Archchancellor | $50.00 | 2/8/2011 10:21:35 PM |
| medan20356 | $50.00 | 2/8/2011 6:16:34 PM |
| RedantFinance | $25.00 | 2/8/2011 6:16:41 PM |
| gold-tsunami | $50.00 | 2/8/2011 6:20:56 PM |
| agreement-sycamore | $40.00 | 2/8/2011 6:17:17 PM |
| GrayStudio | $25.00 | 2/8/2011 11:10:45 PM |
| ClearLake | $25.00 | 2/8/2011 6:18:15 PM |
| culldud6900 | $60.00 | 2/8/2011 6:39:45 PM |
| TelegramSam | $25.00 | 2/8/2011 6:20:08 PM |
| GiftViftdotcom | $25.00 | 2/8/2011 6:20:11 PM |
| InvestorPartners | $25.00 | 2/9/2011 12:42:34 AM |
| unclejaef | $25.00 | 2/8/2011 6:20:45 PM |
| NYCFinancier | $25.00 | 2/8/2011 6:20:51 PM |
| wtrboy | $27.53 | 2/9/2011 12:49:13 AM |
| MadHun | $50.00 | 2/8/2011 6:21:30 PM |
| paladin847 | $50.00 | 2/8/2011 6:21:36 PM |
| mtnbikemania | $50.00 | 2/8/2011 6:21:46 PM |
| shawndw | $25.25 | 2/9/2011 12:59:04 AM |
| devoider | $25.00 | 2/9/2011 1:00:46 AM |
| lenderrb | $25.00 | 2/8/2011 6:35:42 PM |
| superb-funds335 | $25.00 | 2/8/2011 8:30:45 PM |
| jpjones86 | $25.00 | 2/8/2011 9:21:55 PM |
| bridgeguy | $25.00 | 2/9/2011 6:05:37 AM |
| GSV67 | $50.00 | 2/9/2011 6:05:54 AM |
| ssc955s | $50.00 | 2/8/2011 10:21:22 PM |
| Pendruce | $25.00 | 2/9/2011 6:41:10 AM |
| chameleon125 | $25.00 | 2/9/2011 7:01:28 AM |
| Ivan2007 | $50.00 | 2/9/2011 12:05:47 AM |
| Strato | $25.02 | 2/9/2011 12:38:45 AM |
| Sixmil | $32.30 | 2/9/2011 12:40:25 AM |
| boylezz | $50.00 | 2/8/2011 10:20:56 PM |
| Midg | $25.00 | 2/8/2011 10:21:21 PM |
| Bank42 | $50.00 | 2/8/2011 10:21:33 PM |
| Yankeeeagle | $42.82 | 2/9/2011 12:48:54 AM |
| hayhelp | $26.66 | 2/9/2011 12:56:47 AM |
| streak269 | $25.00 | 2/9/2011 12:57:16 AM |
| scottr | $33.55 | 2/9/2011 1:01:02 AM |
| GreenHill | $25.00 | 2/9/2011 12:27:26 AM |
| bradb5 | $25.00 | 2/9/2011 12:36:29 AM |
| AiriusTorpora | $25.00 | 2/9/2011 8:47:42 AM |
| ualf | $29.81 | 2/9/2011 12:37:56 AM |
| social-ladder590 | $45.00 | 2/9/2011 2:27:24 AM |
| Victor-E-Lane | $25.00 | 2/9/2011 12:48:09 AM |
| Preferred-Lender | $25.00 | 2/9/2011 12:49:24 AM |
| Duanep01 | $25.00 | 2/9/2011 1:00:51 AM |
| basis-mammal | $33.69 | 2/9/2011 1:10:22 AM |
| calm-deal7 | $25.00 | 2/9/2011 1:12:57 AM |
| pwkpwk | $25.00 | 2/9/2011 9:31:18 AM |
| djmgd790 | $38.03 | 2/9/2011 9:31:44 AM |
| contract-high-five | $25.00 | 2/9/2011 5:07:58 AM |
| coin-amigo | $35.00 | 2/9/2011 6:12:45 AM |
| mls | $31.36 | 2/9/2011 6:57:23 AM |
| authoritative-truth | $50.00 | 2/9/2011 11:16:34 AM |
| SeaDevil | $50.00 | 2/9/2011 8:56:17 AM |
| tranquil-note7 | $25.00 | 2/9/2011 1:04:54 PM |
| strutter | $25.00 | 2/9/2011 9:35:18 AM |
| nashibaksi | $25.00 | 2/9/2011 3:21:49 PM |
| RuleOf70 | $30.00 | 2/9/2011 9:36:40 AM |
| bot403 | $50.00 | 2/9/2011 3:56:48 PM |
| assetmanager | $25.00 | 2/9/2011 9:16:42 AM |
| persistent-bazaar | $25.00 | 2/9/2011 10:48:27 AM |
| geekguy | $25.00 | 2/9/2011 9:34:14 AM |
| grabtakeout | $25.00 | 2/9/2011 9:34:25 AM |
| congardner1 | $25.00 | 2/9/2011 12:33:30 PM |
| Dairyboy | $70.00 | 2/9/2011 1:48:21 PM |
| Ace_Gem | $25.00 | 2/9/2011 2:40:51 PM |
| rockstar73 | $25.00 | 2/9/2011 1:02:42 PM |
| reflective-rupee | $200.77 | 2/9/2011 4:28:48 PM |
| a-restless-dollar | $75.00 | 2/9/2011 1:25:03 PM |
| cladius67 | $25.00 | 2/9/2011 2:11:20 PM |
| friendly-principal76 | $31.00 | 2/9/2011 3:37:18 PM |
| 365 Investments
|
Borrower Payment Dependent Notes Series
492815
This series of Notes was issued and sold upon the funding of the borrower loan #47095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $293.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 5m |
|
Amount delinquent:
| $69,551 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $76,843 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 82 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-refresher |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Hi the balance on my home is $85,936.00. It was refinance at 6% for 15 years approx 8 years ago. The home equity balance is $77,628.00.
The last appraisal of my home was at $400,000. the market value should be around that number..
(Feb-04-2011)
Q:
Looking for more info: what will the loan be used for? Your profile shows $100k in yearly income, why do you need this loan with that income? - well-rounded-return3
A:
Thanks for your question, I'm restructuring my personal finances. Regarding your statement on why am i asking with my $100K+ salary. I have been blessed that after going through what a lot of people when thru with the worst recession since the depression. I'm now able to ask for financing to restructure the prior debt and afford to pay it. I need to bring my credit scores up which were in the upper 850+ before the recession.
(Feb-06-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| dough-bear | $50.00 | 2/3/2011 5:04:06 PM |
| simplelender80 | $200.00 | 2/3/2011 5:05:16 PM |
| kulender | $50.00 | 2/3/2011 5:03:53 PM |
| sensible-order2 | $100.00 | 2/3/2011 5:04:01 PM |
| velocity-solo | $30.00 | 2/3/2011 5:06:48 PM |
| genius520 | $100.00 | 2/3/2011 5:06:52 PM |
| suave-dime6 | $25.00 | 2/3/2011 5:08:25 PM |
| HamachiMan | $50.00 | 2/3/2011 5:08:57 PM |
| liberty-society5 | $25.00 | 2/3/2011 5:09:21 PM |
| authoritative-platinum7 | $25.00 | 2/3/2011 5:13:09 PM |
| yomanie | $28.28 | 2/3/2011 6:53:06 PM |
| dedicated-diversification5 | $45.54 | 2/4/2011 1:45:04 AM |
| epic-value6 | $50.00 | 2/4/2011 9:33:27 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:24 AM |
| villagers | $35.00 | 2/4/2011 5:47:43 PM |
| Bob450 | $25.00 | 2/5/2011 2:34:56 AM |
| skuba | $25.00 | 2/4/2011 11:32:08 PM |
| head | $25.00 | 2/5/2011 5:53:43 AM |
| 4mydaughterseducation | $25.00 | 2/5/2011 9:04:37 AM |
| exchange-dreams | $25.00 | 2/5/2011 9:14:50 AM |
| mlj0671 | $25.00 | 2/5/2011 2:35:06 PM |
| commitment-symphony9 | $25.00 | 2/5/2011 2:33:14 PM |
| Mark-7 | $50.00 | 2/5/2011 8:26:06 PM |
| balance-hercules | $50.00 | 2/6/2011 8:53:37 AM |
| vmann | $25.00 | 2/6/2011 11:05:58 AM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:26:21 PM |
| Bomber | $25.00 | 2/6/2011 1:30:29 PM |
| benjamins-utopia | $50.00 | 2/7/2011 10:36:22 AM |
| AF-Chief | $50.00 | 2/7/2011 12:01:45 PM |
| market-inspector | $50.00 | 2/7/2011 2:16:06 PM |
| five-star-investment8 | $65.08 | 2/7/2011 4:18:22 PM |
| new-social-economist | $60.00 | 2/7/2011 3:06:27 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:03 PM |
| seisen | $50.00 | 2/7/2011 3:34:16 PM |
| PatRichi | $25.00 | 2/8/2011 12:54:20 AM |
| economy-mushroom | $25.00 | 2/8/2011 1:01:38 AM |
| StreetJustice | $25.72 | 2/8/2011 1:04:28 AM |
| orange-preeminant-bill | $50.00 | 2/8/2011 1:05:14 AM |
| flwah | $25.00 | 2/8/2011 12:52:34 AM |
| zipemdown | $50.00 | 2/8/2011 1:05:22 AM |
| treasure-bliss | $50.00 | 2/8/2011 1:09:18 AM |
| TrustinOthers | $25.00 | 2/8/2011 3:50:52 PM |
| consummate-loyalty1 | $50.00 | 2/8/2011 11:10:44 AM |
| top-loan-empenada | $25.00 | 2/8/2011 11:46:40 AM |
| Trevor_C | $25.00 | 2/8/2011 4:03:44 PM |
| TpbiCapitals | $25.00 | 2/8/2011 4:09:49 PM |
| jazzlender | $25.00 | 2/3/2011 5:05:52 PM |
| shmb6508 | $25.00 | 2/3/2011 5:12:55 PM |
| profit-powerplant | $25.00 | 2/3/2011 5:13:00 PM |
| orderly-leverage | $50.00 | 2/3/2011 5:07:46 PM |
| a-finance-nirvana | $25.00 | 2/3/2011 5:06:25 PM |
| gain-equator | $25.00 | 2/3/2011 5:09:51 PM |
| Artist_Blue | $25.00 | 2/3/2011 5:10:05 PM |
| asset-professor | $25.00 | 2/3/2011 6:27:32 PM |
| persevering | $25.00 | 2/4/2011 1:10:38 AM |
| lloyd_s | $25.00 | 2/4/2011 1:31:40 AM |
| kindness-launcher | $3,000.00 | 2/4/2011 9:03:34 AM |
| haplender | $50.00 | 2/4/2011 9:19:10 AM |
| Maupinman | $50.00 | 2/4/2011 9:34:54 AM |
| debt-force | $25.00 | 2/4/2011 12:43:35 PM |
| deal-hickory5 | $50.00 | 2/4/2011 7:26:27 PM |
| jjswanso | $50.00 | 2/4/2011 8:34:37 PM |
| interstellar | $75.00 | 2/4/2011 8:36:33 PM |
| Cheburashka | $25.00 | 2/5/2011 1:36:32 AM |
| loan-kung-fu | $25.00 | 2/5/2011 4:45:58 AM |
| mdf | $50.00 | 2/5/2011 8:32:25 AM |
| wild-orange | $25.00 | 2/5/2011 11:57:16 AM |
| Investoman | $50.00 | 2/5/2011 5:21:02 PM |
| deegeeman | $50.00 | 2/5/2011 1:33:18 PM |
| ASR3 | $35.00 | 2/5/2011 2:01:10 PM |
| life-is-great | $50.00 | 2/6/2011 10:53:21 AM |
| nicklds | $25.00 | 2/5/2011 11:45:55 PM |
| a-golden-deal | $25.00 | 2/6/2011 4:56:47 PM |
| festeringsnot | $25.00 | 2/6/2011 6:55:48 PM |
| papaloha | $25.00 | 2/6/2011 7:10:54 PM |
| runner262 | $25.00 | 2/6/2011 1:11:17 PM |
| mitirp | $50.00 | 2/7/2011 11:06:29 AM |
| musegaze | $100.00 | 2/7/2011 9:37:13 AM |
| Pu239 | $60.00 | 2/7/2011 10:12:16 AM |
| money-bauble | $100.00 | 2/7/2011 1:45:41 PM |
| oreyedoc | $50.00 | 2/7/2011 2:42:44 PM |
| finance-prescription | $50.00 | 2/7/2011 2:43:02 PM |
| wise-rupee-sanctuary | $50.00 | 2/7/2011 3:27:52 PM |
| thrifty-return | $27.93 | 2/8/2011 1:03:02 AM |
| FeedTheMachine | $50.00 | 2/8/2011 1:09:42 AM |
| commitment-orbiter5 | $50.00 | 2/7/2011 8:05:51 PM |
| sgf | $25.00 | 2/7/2011 8:17:22 PM |
| LightTheWay | $50.00 | 2/7/2011 11:46:05 PM |
| HHP | $29.16 | 2/8/2011 12:45:54 AM |
| zeelender | $25.00 | 2/8/2011 12:33:20 AM |
| reward-adventure | $32.16 | 2/8/2011 1:03:45 AM |
| CA-Lender | $25.00 | 2/8/2011 6:00:38 AM |
| leverage-monger | $50.60 | 2/8/2011 7:58:41 AM |
| important-openness1 | $50.00 | 2/8/2011 1:37:27 PM |
| newest-inspiring-power | $25.00 | 2/8/2011 3:21:54 PM |
| macgeek | $25.00 | 2/8/2011 4:03:29 PM |
| MissionMicroFinance | $25.00 | 2/8/2011 4:07:33 PM |
| payment-friendship | $25.00 | 2/8/2011 10:42:17 AM |
| antrux | $25.00 | 2/8/2011 4:11:01 PM |
| a-restless-dollar | $50.00 | 2/8/2011 12:18:15 PM |
| indomitable-dedication | $50.00 | 2/8/2011 1:30:46 PM |
| Decent | $25.00 | 2/8/2011 2:37:04 PM |
| StWaldo | $25.00 | 2/8/2011 4:02:50 PM |
| stolan | $50.00 | 2/8/2011 4:03:17 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
492917
This series of Notes was issued and sold upon the funding of the borrower loan #47031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-10-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $412.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 4m |
|
Amount delinquent:
| $3,699 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-steward |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt with high interest rates into one monthly payment with a lower rate.
My financial situation:
I am a good candidate for this loan because I pay my debts off.
Back around 2003 I got caught in the dot com crash, and was out of work for a while.
Since then I have slowly but surely been rebuilding my credit back to what it was before.
The only delinquent account is actually a debt collection account that I have been paying off on time each month.
I have paid back EVERY creditor I have ever borrowed money from and always will.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
All your outstanding loans comes around 6K. Why you are seeking 12K for loan consolidation? - Reddy_Capital
A:
I am also consolidating my wife's credit card debt.
(Feb-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| commerce-yeller | $25.00 | 2/4/2011 4:58:25 PM |
| simplelender80 | $100.00 | 2/4/2011 4:59:19 PM |
| fishintime | $100.00 | 2/4/2011 5:27:10 PM |
| peripatetic | $25.00 | 2/4/2011 5:28:24 PM |
| liberty-society5 | $25.00 | 2/4/2011 5:30:03 PM |
| bold-durability-drum | $100.00 | 2/4/2011 5:30:07 PM |
| epic-value6 | $50.00 | 2/4/2011 5:33:08 PM |
| kulender | $100.00 | 2/4/2011 4:59:31 PM |
| tech310 | $50.00 | 2/4/2011 4:59:38 PM |
| be_wise | $25.00 | 2/4/2011 4:59:59 PM |
| sensible-order2 | $100.00 | 2/4/2011 5:28:10 PM |
| orderly-leverage | $100.00 | 2/4/2011 5:28:16 PM |
| pdxKurt | $50.00 | 2/4/2011 5:28:51 PM |
| jenkris | $25.00 | 2/4/2011 5:28:58 PM |
| gain-equator | $25.00 | 2/4/2011 5:30:34 PM |
| bigphish | $25.00 | 2/4/2011 5:31:03 PM |
| competent-p2p | $30.00 | 2/4/2011 5:32:47 PM |
| ladybird1 | $50.00 | 2/4/2011 5:32:54 PM |
| haplender | $50.00 | 2/4/2011 5:33:00 PM |
| bancoroyal | $50.00 | 2/4/2011 5:33:12 PM |
| radforj22 | $25.00 | 2/4/2011 5:33:31 PM |
| cash-reaction2 | $50.00 | 2/4/2011 5:33:22 PM |
| reflective-rupee | $300.77 | 2/4/2011 6:17:52 PM |
| Nopayibreakurlegs | $25.00 | 2/4/2011 6:50:32 PM |
| ItsJustMe79 | $40.00 | 2/4/2011 7:42:01 PM |
| kmprospeo | $35.30 | 2/5/2011 2:15:48 AM |
| get30inc | $31.02 | 2/5/2011 2:18:33 AM |
| hopeful-truth5 | $100.00 | 2/4/2011 8:59:37 PM |
| skuba | $50.00 | 2/4/2011 11:31:46 PM |
| a-finance-nirvana | $25.00 | 2/5/2011 3:37:53 AM |
| glimmering-point | $25.00 | 2/5/2011 4:23:35 AM |
| robust-trade | $26.39 | 2/5/2011 4:36:27 AM |
| GoodScot | $25.00 | 2/5/2011 1:42:58 AM |
| lloyd_s | $50.00 | 2/5/2011 2:46:08 AM |
| gracej | $25.00 | 2/5/2011 2:20:50 AM |
| Bobafet | $25.00 | 2/5/2011 3:13:18 AM |
| platinum-dojo | $25.00 | 2/5/2011 7:15:54 AM |
| Panna | $25.00 | 2/5/2011 3:16:15 AM |
| aasx1108 | $25.00 | 2/5/2011 10:31:16 AM |
| SimpleChoice | $25.00 | 2/5/2011 11:00:54 AM |
| loanman2007 | $75.00 | 2/5/2011 5:56:38 AM |
| skippiks | $25.00 | 2/5/2011 7:32:31 AM |
| Investoman | $50.00 | 2/5/2011 5:24:25 PM |
| SolarMoonshine | $25.00 | 2/5/2011 1:48:03 PM |
| principal-bull | $50.00 | 2/5/2011 1:23:02 PM |
| balance-force | $25.00 | 2/5/2011 3:31:26 PM |
| LastLikeFirst | $25.00 | 2/5/2011 2:31:10 PM |
| IcedMochaFund | $25.00 | 2/5/2011 9:54:50 PM |
| genius520 | $100.00 | 2/5/2011 8:20:52 PM |
| SanJoser | $25.00 | 2/6/2011 8:02:56 AM |
| donlenboy | $34.78 | 2/6/2011 9:44:10 AM |
| anti-wall-st | $25.00 | 2/6/2011 9:58:11 AM |
| wop310 | $50.00 | 2/7/2011 6:55:33 AM |
| value-guru3 | $30.00 | 2/6/2011 9:40:35 PM |
| burgeoning-silver | $25.00 | 2/7/2011 1:26:22 AM |
| benjamins-utopia | $100.00 | 2/7/2011 10:35:48 AM |
| agalt | $75.00 | 2/7/2011 10:41:31 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:45 AM |
| credible-compassion6 | $25.00 | 2/7/2011 7:41:24 PM |
| IIP77 | $25.00 | 2/8/2011 12:34:36 AM |
| BxRealtor | $25.00 | 2/8/2011 8:36:35 AM |
| LightTheWay | $50.00 | 2/7/2011 11:46:10 PM |
| competent-p2p | $25.00 | 2/8/2011 6:34:53 AM |
| a-restless-dollar | $100.00 | 2/8/2011 12:02:11 PM |
| AFairDeal | $75.00 | 2/8/2011 5:34:22 PM |
| GElender | $50.00 | 2/8/2011 6:10:54 PM |
| ptjg | $50.00 | 2/8/2011 6:18:07 PM |
| newest-organic-rupee | $25.00 | 2/8/2011 6:19:58 PM |
| gain-gourd | $100.00 | 2/8/2011 6:08:29 PM |
| danerman | $40.47 | 2/8/2011 6:32:07 PM |
| wwwUniversal | $25.00 | 2/8/2011 6:09:21 PM |
| mnbud | $25.00 | 2/8/2011 6:16:57 PM |
| GiftViftdotcom | $25.00 | 2/8/2011 6:20:12 PM |
| financelover | $25.00 | 2/8/2011 6:20:50 PM |
| rjleves | $25.00 | 2/8/2011 6:20:59 PM |
| the-auction-firestarter | $25.00 | 2/8/2011 6:17:21 PM |
| paladin847 | $50.00 | 2/8/2011 6:21:38 PM |
| Reinadog9 | $50.00 | 2/8/2011 6:17:54 PM |
| honorable-yield | $25.00 | 2/8/2011 6:21:44 PM |
| ClearLake | $25.00 | 2/8/2011 6:18:18 PM |
| GreenHill | $25.00 | 2/9/2011 12:27:29 AM |
| red_spade | $40.00 | 2/8/2011 6:20:34 PM |
| gold-tsunami | $50.00 | 2/8/2011 6:20:57 PM |
| lostontheedge | $25.00 | 2/9/2011 12:53:43 AM |
| ttnk62918 | $25.00 | 2/9/2011 1:14:47 AM |
| wampum-optimization | $38.15 | 2/9/2011 1:19:11 AM |
| balance-force | $25.00 | 2/8/2011 8:02:27 PM |
| ALVO | $50.00 | 2/8/2011 10:23:29 PM |
| responsible-investment0 | $34.39 | 2/8/2011 10:21:54 PM |
| museic1 | $41.73 | 2/8/2011 10:23:43 PM |
| SeaDevil | $50.00 | 2/9/2011 8:56:19 AM |
| Leopoldine | $25.00 | 2/9/2011 12:49:47 AM |
| GSV67 | $50.00 | 2/9/2011 6:05:58 AM |
| mls | $100.00 | 2/9/2011 8:25:43 AM |
| Loan-Mart | $76.46 | 2/9/2011 8:21:34 AM |
| jybank | $25.00 | 2/9/2011 2:14:43 PM |
| monster4 | $50.00 | 2/9/2011 9:33:06 AM |
| sturdy-fairness5 | $25.00 | 2/9/2011 2:32:31 PM |
| aquarexbi | $50.00 | 2/9/2011 12:57:21 PM |
| nebraskajen | $29.45 | 2/9/2011 12:58:06 PM |
| direct-yield | $25.00 | 2/9/2011 1:27:43 PM |
| creature2 | $25.00 | 2/9/2011 2:01:27 PM |
| Adino | $50.00 | 2/9/2011 5:18:20 PM |
| hc90474 | $50.00 | 2/9/2011 6:32:48 PM |
| community-champ3 | $25.00 | 2/9/2011 7:56:04 PM |
| Worldskiboy | $50.00 | 2/9/2011 3:10:59 PM |
| skiberdad | $50.00 | 2/9/2011 3:51:13 PM |
| rmachi | $25.00 | 2/10/2011 12:28:28 AM |
| junctionking | $25.00 | 2/10/2011 12:32:37 AM |
| janus_god | $25.00 | 2/10/2011 12:48:16 AM |
| rss197 | $25.00 | 2/10/2011 1:14:06 AM |
| brutusbone | $50.00 | 2/9/2011 5:18:03 PM |
| shrewd-deal | $25.00 | 2/9/2011 5:18:09 PM |
| jtc26 | $201.56 | 2/10/2011 6:15:01 AM |
| contract-student2 | $50.00 | 2/10/2011 7:04:13 AM |
| myduck | $40.00 | 2/9/2011 7:05:43 PM |
| profitable-money | $25.00 | 2/9/2011 7:39:28 PM |
| tranquil-diversification8 | $50.00 | 2/9/2011 6:55:51 PM |
| Hartfelt | $25.00 | 2/9/2011 9:48:39 PM |
| velocity-winner | $25.00 | 2/9/2011 7:42:42 PM |
| BankofTony | $25.99 | 2/10/2011 12:20:58 AM |
| vegibenz | $25.00 | 2/10/2011 12:28:36 AM |
| julijask | $45.00 | 2/10/2011 12:51:17 AM |
| powerful-finance7 | $25.00 | 2/10/2011 12:53:13 AM |
| ScottCapital | $25.00 | 2/10/2011 6:08:21 AM |
| tomxnsn | $25.00 | 2/10/2011 9:33:25 AM |
| Chuck9802 | $25.00 | 2/10/2011 12:58:15 AM |
| auction-workhorse679 | $25.00 | 2/10/2011 9:33:41 AM |
| breadbroker | $25.00 | 2/10/2011 9:35:04 AM |
| happy-return4 | $26.90 | 2/10/2011 1:07:57 AM |
| g0avs3327 | $25.00 | 2/10/2011 9:47:37 AM |
| financial-frenzy | $27.99 | 2/10/2011 1:10:38 AM |
| ranstlin | $25.00 | 2/10/2011 9:56:18 AM |
| TomProsper | $25.00 | 2/10/2011 10:57:22 AM |
| neutrino6 | $25.00 | 2/10/2011 9:34:05 AM |
| aimm | $25.00 | 2/10/2011 9:32:38 AM |
| cunning-compassion1 | $25.00 | 2/10/2011 12:11:18 PM |
| interest-coyote | $40.00 | 2/10/2011 10:46:10 AM |
| bnoble09 | $25.00 | 2/10/2011 10:47:35 AM |
| Rider | $25.00 | 2/10/2011 12:29:29 PM |
| american6 | $100.00 | 2/4/2011 5:27:24 PM |
| meenan | $50.00 | 2/4/2011 5:28:41 PM |
| Tradesmanlender | $35.00 | 2/4/2011 5:29:32 PM |
| Clambake | $100.00 | 2/4/2011 5:29:45 PM |
| point-kitten6 | $50.00 | 2/4/2011 5:31:50 PM |
| sprinter | $50.00 | 2/4/2011 5:34:16 PM |
| inspire22 | $50.00 | 2/4/2011 4:58:20 PM |
| availableloan | $25.00 | 2/4/2011 7:08:58 PM |
| enthralling-deal180 | $100.00 | 2/4/2011 4:58:57 PM |
| jazzlender | $25.00 | 2/4/2011 4:59:06 PM |
| vigilance-revolutionary | $50.00 | 2/4/2011 5:26:27 PM |
| velocity-solo | $50.00 | 2/4/2011 5:27:14 PM |
| rolandweary | $25.00 | 2/4/2011 5:27:34 PM |
| marketplace-cello5 | $25.00 | 2/4/2011 5:27:48 PM |
| ursus | $100.00 | 2/4/2011 5:27:57 PM |
| Scotcha | $50.00 | 2/4/2011 8:32:33 PM |
| HamachiMan | $50.00 | 2/4/2011 5:29:13 PM |
| BidDaddyBigBucks | $25.00 | 2/4/2011 5:31:37 PM |
| bob_sacamano | $25.00 | 2/4/2011 5:31:44 PM |
| active-reward7 | $50.00 | 2/4/2011 5:33:38 PM |
| Artist_Blue | $25.00 | 2/5/2011 1:19:07 AM |
| philgreen | $50.00 | 2/5/2011 1:21:26 AM |
| QuinMccoy | $25.00 | 2/5/2011 1:35:32 AM |
| dano1965 | $50.00 | 2/4/2011 7:32:32 PM |
| miket71 | $50.00 | 2/5/2011 3:04:34 AM |
| jdrez | $25.00 | 2/5/2011 1:30:20 AM |
| TigerForce | $25.00 | 2/5/2011 4:34:29 AM |
| californiakhan | $25.00 | 2/5/2011 2:04:03 AM |
| samo102us | $25.00 | 2/5/2011 2:44:44 AM |
| zone6 | $50.00 | 2/5/2011 3:33:26 AM |
| market-solstice2 | $25.00 | 2/5/2011 3:36:34 AM |
| exchange-dreams | $25.00 | 2/5/2011 9:16:52 AM |
| versatilenyguy | $50.00 | 2/5/2011 5:06:43 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:54 AM |
| comet55 | $25.00 | 2/5/2011 1:26:00 PM |
| grf1945 | $35.00 | 2/5/2011 1:16:16 PM |
| kmr2 | $100.00 | 2/5/2011 9:16:16 PM |
| fairness-kayak | $25.00 | 2/5/2011 3:41:34 PM |
| terrific-return | $25.00 | 2/5/2011 9:37:00 PM |
| theloanfiller | $25.00 | 2/6/2011 8:14:26 AM |
| veggiecats | $25.00 | 2/6/2011 9:48:31 AM |
| barkochva | $25.00 | 2/5/2011 8:47:45 PM |
| mddahlheim | $25.00 | 2/6/2011 5:24:31 AM |
| GoldenGo4 | $50.00 | 2/6/2011 8:51:39 AM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:21:13 PM |
| loss-of-control | $50.00 | 2/6/2011 1:50:55 PM |
| trustu | $50.00 | 2/6/2011 8:31:28 PM |
| elated-greenback | $50.00 | 2/7/2011 7:32:37 AM |
| Cherrypicker | $50.00 | 2/7/2011 11:08:54 AM |
| benefit-piano5 | $25.00 | 2/7/2011 12:45:49 PM |
| Ocean713 | $50.00 | 2/7/2011 2:51:22 PM |
| adventurous-commerce | $25.00 | 2/7/2011 11:26:43 AM |
| AF-Chief | $50.00 | 2/7/2011 12:06:21 PM |
| oreyedoc | $25.00 | 2/7/2011 2:42:28 PM |
| friendly-market5 | $25.00 | 2/7/2011 4:08:14 PM |
| ijspence | $25.00 | 2/7/2011 5:26:50 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:11:49 PM |
| jamiee73 | $25.00 | 2/8/2011 6:06:08 AM |
| upbeat-fund | $25.00 | 2/8/2011 12:45:46 PM |
| otto1939 | $50.00 | 2/8/2011 9:16:48 AM |
| valiant-liberty4 | $25.00 | 2/8/2011 4:17:15 PM |
| Washington_Loan | $25.00 | 2/8/2011 4:17:19 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:33 PM |
| John_Galt | $25.00 | 2/8/2011 3:16:44 PM |
| nnomura | $50.00 | 2/8/2011 2:53:18 PM |
| orgy63 | $50.00 | 2/8/2011 4:50:35 PM |
| chemistry220 | $50.00 | 2/8/2011 5:53:25 PM |
| jwood3030 | $25.00 | 2/8/2011 6:04:26 PM |
| ichibon | $52.42 | 2/8/2011 6:09:45 PM |
| mattbison | $25.00 | 2/8/2011 6:17:05 PM |
| TelegramSam | $25.00 | 2/8/2011 6:20:10 PM |
| mtnbikemania | $50.00 | 2/8/2011 6:21:47 PM |
| Redmond | $25.00 | 2/8/2011 6:08:48 PM |
| lenderrb | $25.00 | 2/8/2011 6:35:43 PM |
| silver-armada | $25.00 | 2/8/2011 6:17:13 PM |
| cablenews | $50.00 | 2/8/2011 6:17:57 PM |
| jtradition | $50.00 | 2/8/2011 6:18:41 PM |
| deal-maple2 | $25.00 | 2/8/2011 6:18:51 PM |
| MutuallyBeneficial | $50.00 | 2/8/2011 10:21:30 PM |
| hard-working-loot | $25.00 | 2/8/2011 6:20:16 PM |
| starlight31 | $50.00 | 2/8/2011 6:20:37 PM |
| unclejaef | $25.00 | 2/8/2011 6:20:47 PM |
| NYCFinancier | $25.00 | 2/8/2011 6:20:52 PM |
| Mariner3605 | $25.00 | 2/8/2011 10:24:12 PM |
| GrayStudio | $25.00 | 2/8/2011 11:10:47 PM |
| MattLic | $50.00 | 2/8/2011 6:20:41 PM |
| exuberant-dime | $50.00 | 2/8/2011 6:21:35 PM |
| fareast_man | $25.00 | 2/8/2011 6:31:58 PM |
| authentic-liberty7 | $25.00 | 2/9/2011 1:19:24 AM |
| objective-investor | $49.98 | 2/9/2011 1:19:46 AM |
| Torero06 | $36.51 | 2/8/2011 8:36:04 PM |
| superb-funds335 | $25.00 | 2/8/2011 8:30:47 PM |
| irrelevant | $50.00 | 2/9/2011 7:01:24 AM |
| hopethisworks | $50.00 | 2/8/2011 10:23:32 PM |
| studious-bonus7 | $100.00 | 2/8/2011 10:23:50 PM |
| Gibbyland | $50.00 | 2/9/2011 1:01:07 AM |
| Ivan2007 | $50.00 | 2/9/2011 12:05:51 AM |
| worth-arch | $25.00 | 2/9/2011 1:18:16 AM |
| keeper24 | $25.00 | 2/9/2011 5:37:18 AM |
| 12Knocksinna | $27.71 | 2/9/2011 5:50:20 AM |
| Iwantahelp | $25.00 | 2/9/2011 7:12:16 AM |
| RSV | $25.00 | 2/9/2011 4:50:51 AM |
| Barak | $50.00 | 2/9/2011 6:44:18 AM |
| persistent-bazaar | $25.00 | 2/9/2011 10:48:28 AM |
| cash-prodigy1 | $29.78 | 2/9/2011 11:03:16 AM |
| rockstar73 | $25.00 | 2/9/2011 1:02:44 PM |
| tranquil-revenue | $50.00 | 2/9/2011 4:30:55 PM |
| motivator796 | $25.00 | 2/9/2011 10:57:59 AM |
| Medic05 | $25.00 | 2/9/2011 2:11:16 PM |
| loyalist1 | $50.00 | 2/9/2011 5:18:18 PM |
| authoritative-truth | $50.00 | 2/9/2011 11:16:36 AM |
| indomitable-coin | $25.00 | 2/9/2011 5:18:27 PM |
| wayman | $50.00 | 2/9/2011 5:19:36 PM |
| bot403 | $50.00 | 2/9/2011 3:56:50 PM |
| rjrventure | $50.00 | 2/9/2011 2:39:17 PM |
| bombay56 | $50.00 | 2/9/2011 10:05:41 PM |
| calkidd05 | $25.00 | 2/9/2011 5:16:23 PM |
| worldly-community3 | $50.00 | 2/9/2011 5:18:35 PM |
| nanda | $100.00 | 2/9/2011 5:19:20 PM |
| LeReve | $100.00 | 2/9/2011 5:19:28 PM |
| maximizer | $25.00 | 2/10/2011 6:17:18 AM |
| syounker | $25.00 | 2/9/2011 5:18:39 PM |
| Relevance | $25.00 | 2/9/2011 5:19:22 PM |
| ferdberfel | $50.00 | 2/9/2011 5:20:39 PM |
| dime-smasher5 | $25.00 | 2/9/2011 8:26:30 PM |
| plentiful-reward | $50.00 | 2/9/2011 9:40:44 PM |
| Green-Baron | $25.00 | 2/9/2011 10:57:55 PM |
| tuneman1980 | $25.00 | 2/10/2011 12:57:47 AM |
| hrubinst | $38.76 | 2/10/2011 12:59:25 AM |
| handshake5 | $62.00 | 2/10/2011 1:14:50 AM |
| icon7 | $30.00 | 2/10/2011 4:33:22 AM |
| BlueRoom | $25.00 | 2/10/2011 5:54:18 AM |
| ouyangers | $25.00 | 2/10/2011 12:56:17 AM |
| PitOfSuccess | $25.00 | 2/10/2011 9:33:56 AM |
| spiritual-social3 | $25.00 | 2/10/2011 1:08:06 AM |
| nalaari | $25.00 | 2/10/2011 1:13:38 AM |
| don8ter | $25.00 | 2/10/2011 7:56:52 AM |
| juxtapose | $30.00 | 2/10/2011 10:15:35 AM |
| sincerlyyours | $200.00 | 2/10/2011 12:36:38 PM |
| unafraid-loan5 | $25.00 | 2/10/2011 9:38:04 AM |
| opportunity85 | $25.00 | 2/10/2011 9:56:16 AM |
| DaveG56313 | $25.00 | 2/10/2011 10:27:23 AM |
| ultimate-trade896 | $50.00 | 2/10/2011 9:31:39 AM |
| productive-finance | $25.00 | 2/10/2011 9:33:20 AM |
| crdcteng | $25.00 | 2/10/2011 9:36:42 AM |
| GottaWearShades | $25.00 | 2/10/2011 10:15:43 AM |
| aloantime07 | $25.00 | 2/10/2011 12:57:25 PM |
| harperpotok | $50.00 | 2/10/2011 1:35:48 PM |
| mpatrick | $25.00 | 2/10/2011 11:20:15 AM |
| drewman222 | $25.00 | 2/10/2011 12:04:20 PM |
| tomdooley12520 | $25.00 | 2/10/2011 12:43:57 PM |
| 291 Investments
|
Borrower Payment Dependent Notes Series
492923
This series of Notes was issued and sold upon the funding of the borrower loan #47089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,733 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compatible-community2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom From Bank of America
Purpose of loan:
This loan will be used to?
remove a current loan which was taken over by Bank of America some years ago. There terms have not been favorable and at one point the loan carried a significantly lower balance when they first took it over. After some errors on their part the balance had climbed into a larger sum than first borrowed. Now I want to do anything to get away from B of A and what I believe are their unfair lending practices.
My financial situation:
I am a good candidate for this loan because? I work from home for a fantastic imaging and data capture company for nearly ten years now. My wife (who also works full time) and I split all household expenses and have altered our lifestyles to help ensure future financial success.
I expect to repay this money within a year and a half or less due to better APR and overall financial terms versus the current agreement with Bank of America.
Monthly net income: $ 3,100
Monthly expenses: $
??Housing: $
237.50
??Insurance: $
67.00
??Car expenses: $
0.00
??Utilities: $
50.00
??Phone, cable, internet: $ 30.00
??Food, entertainment: $
150.00
??Clothing, household expenses $
75.00 + $450 for groceries.
??Credit cards and other loans: $ 800.00
??Other expenses: $
150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
I am bidding on YOU! I respect your attitude & I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am a REAL person(not a bank--especially not Bank of America!!LOL)so Please don?t let me down! - I-Believe-In-You
A:
I appreciate your interest and most of all your support in this endeavor!
It's because you're not Bank of America that I'm coming to you. ;-) This is a true free market people helping people type of solution which only helps to free and enrich us all!
I am going to go above and beyond to make sure this is loan is paid to demonstrate and prove that this type of system not only can, but does function and most importantly that it benefits all participants.
Again many thanks!
(Feb-04-2011)
Q:
see my page please. - Tono
A:
" Please add up your monthly expenses for us to see as a TOTAL. Many lenders will just pass you by, if they don't see that figure immediately. Protect your bidders, and get your loan. Thank you. good luck."
Fantastic and helpful point Tono, thank you for that help.
Total Monthly Income = $3,100.00
Total Monthly Expenses = $2,009.50
Total Monthly Difference = $1,090.50
(Feb-05-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| HamachiMan | $50.00 | 2/4/2011 5:29:14 PM |
| liberty-society5 | $25.00 | 2/4/2011 5:30:04 PM |
| authoritative-platinum7 | $25.00 | 2/4/2011 5:32:18 PM |
| simplelender80 | $200.00 | 2/4/2011 4:59:24 PM |
| jazzlender | $25.00 | 2/4/2011 4:59:49 PM |
| terrific-point4 | $25.00 | 2/4/2011 8:25:00 PM |
| suave-dime6 | $25.00 | 2/4/2011 5:28:33 PM |
| hopeful-truth5 | $100.00 | 2/4/2011 8:58:10 PM |
| gain-equator | $25.00 | 2/4/2011 5:30:43 PM |
| profit-powerplant | $25.00 | 2/4/2011 5:32:09 PM |
| newest-funds-powerplant | $25.00 | 2/5/2011 12:35:30 AM |
| zorg77 | $25.00 | 2/4/2011 6:15:43 PM |
| trade-goblin9 | $25.00 | 2/4/2011 6:23:44 PM |
| squarebob | $25.00 | 2/4/2011 8:48:30 PM |
| Scotcha | $50.00 | 2/4/2011 8:31:41 PM |
| I-Believe-In-You | $40.78 | 2/4/2011 9:14:16 PM |
| zone6 | $50.00 | 2/5/2011 12:27:41 AM |
| DJReflections | $25.00 | 2/5/2011 1:28:07 AM |
| joee | $25.00 | 2/5/2011 1:57:59 AM |
| Bob450 | $25.00 | 2/5/2011 2:35:36 AM |
| bluehen00 | $35.37 | 2/5/2011 6:21:35 AM |
| macgeek | $25.00 | 2/5/2011 2:15:40 AM |
| texrob20 | $25.00 | 2/5/2011 2:31:07 AM |
| golffish2 | $100.00 | 2/5/2011 7:10:45 AM |
| leverage-monger | $25.00 | 2/5/2011 7:14:50 AM |
| gdfp158 | $25.00 | 2/5/2011 7:52:01 AM |
| Rip128 | $75.00 | 2/5/2011 8:18:55 AM |
| Rulea72 | $51.36 | 2/5/2011 9:18:16 AM |
| econgineer | $25.00 | 2/5/2011 4:37:32 AM |
| piano55 | $26.99 | 2/5/2011 10:30:45 AM |
| loanman2007 | $200.00 | 2/5/2011 5:49:27 AM |
| doopers | $25.00 | 2/5/2011 5:55:00 AM |
| head | $25.00 | 2/5/2011 6:02:11 AM |
| carrinel | $33.66 | 2/5/2011 6:52:23 AM |
| new-truth-chuckler | $48.16 | 2/5/2011 8:11:22 AM |
| friendinmoney | $25.00 | 2/5/2011 8:20:33 AM |
| dunrizzo | $32.49 | 2/5/2011 7:37:40 AM |
| loss-of-control | $150.00 | 2/5/2011 7:43:07 AM |
| Silverling6 | $25.00 | 2/5/2011 7:44:15 AM |
| exchange-dreams | $25.00 | 2/5/2011 9:13:31 AM |
| mespeedy36 | $25.00 | 2/5/2011 9:28:02 AM |
| El_Profesional | $25.00 | 2/5/2011 11:09:12 AM |
| cates48 | $25.00 | 2/5/2011 10:26:28 AM |
| blitzen40 | $25.00 | 2/5/2011 11:02:46 AM |
| ASR3 | $25.00 | 2/5/2011 2:36:44 PM |
| Investoman | $50.00 | 2/5/2011 5:21:08 PM |
| JauaFlash | $25.00 | 2/5/2011 1:25:28 PM |
| shellback13 | $83.86 | 2/5/2011 5:53:21 PM |
| MrRooster101 | $25.00 | 2/5/2011 7:53:36 PM |
| MoneyForNothing | $16.62 | 2/5/2011 8:17:48 PM |
| platinum-cargo | $50.00 | 2/5/2011 5:00:14 PM |
| well-mannered-income3 | $35.00 | 2/5/2011 3:50:26 PM |
| goldenhamster | $50.00 | 2/5/2011 7:01:43 PM |
| p2p-mover0 | $48.38 | 2/5/2011 8:13:35 PM |
| Artist_Blue | $25.00 | 2/4/2011 5:31:14 PM |
| reflective-rupee | $300.77 | 2/4/2011 6:27:45 PM |
| upbeat-finance8 | $25.00 | 2/4/2011 7:05:01 PM |
| lendstats_com | $200.00 | 2/4/2011 7:07:33 PM |
| kulender | $50.00 | 2/4/2011 4:58:48 PM |
| sensible-order2 | $100.00 | 2/4/2011 4:59:11 PM |
| deal-hickory5 | $50.00 | 2/4/2011 7:26:37 PM |
| orderly-leverage | $50.00 | 2/4/2011 5:28:03 PM |
| shrewd-income | $25.00 | 2/4/2011 10:46:45 PM |
| skuba | $25.00 | 2/4/2011 11:32:28 PM |
| minddoc | $25.00 | 2/5/2011 1:06:05 AM |
| 87Marc | $25.00 | 2/5/2011 2:49:18 AM |
| Jonb6919 | $25.00 | 2/5/2011 2:59:31 AM |
| Kreditorium | $25.00 | 2/5/2011 2:44:17 AM |
| value-microscope | $25.25 | 2/5/2011 3:35:46 AM |
| dedicated-diversification5 | $100.00 | 2/5/2011 3:36:36 AM |
| tender-ore | $30.00 | 2/5/2011 9:17:58 AM |
| evergreen16 | $250.00 | 2/5/2011 11:57:04 AM |
| hillerod | $25.00 | 2/5/2011 11:59:31 AM |
| power-secret-agent | $30.00 | 2/5/2011 5:01:57 AM |
| justsk8tingby | $34.31 | 2/5/2011 8:23:08 AM |
| FinanceEngine | $25.00 | 2/5/2011 7:46:05 AM |
| bankbuddy55 | $100.00 | 2/5/2011 8:47:31 AM |
| 4mydaughterseducation | $25.00 | 2/5/2011 9:03:11 AM |
| CASSHMAN | $75.00 | 2/5/2011 10:18:09 AM |
| jutdon84 | $75.00 | 2/5/2011 10:22:14 AM |
| balance-force | $31.00 | 2/5/2011 12:00:05 PM |
| ASR3 | $35.00 | 2/5/2011 2:01:02 PM |
| jybank | $25.00 | 2/5/2011 3:35:56 PM |
| Top_Gun_Lender | $26.00 | 2/5/2011 12:27:00 PM |
| mpatrick | $25.00 | 2/5/2011 5:18:34 PM |
| Investoman | $50.00 | 2/5/2011 5:30:37 PM |
| Shawn95187 | $100.00 | 2/5/2011 6:00:15 PM |
| impala6464 | $100.00 | 2/5/2011 6:59:49 PM |
| draggon77 | $25.00 | 2/5/2011 7:04:38 PM |
| dzn512 | $50.00 | 2/5/2011 1:19:03 PM |
| credit-elation1 | $25.00 | 2/5/2011 7:35:58 PM |
| Astyanax | $40.00 | 2/5/2011 8:14:15 PM |
| deegeeman | $50.00 | 2/5/2011 1:33:32 PM |
| SolarMoonshine | $50.00 | 2/5/2011 1:42:47 PM |
| mlj0671 | $25.00 | 2/5/2011 2:33:50 PM |
| erowis | $45.00 | 2/5/2011 3:56:17 PM |
| dudebrah | $25.00 | 2/5/2011 3:55:06 PM |
| brightest-dignified-penny | $25.00 | 2/5/2011 7:04:34 PM |
| 1traveler | $25.00 | 2/5/2011 7:23:39 PM |
| britches613 | $25.00 | 2/5/2011 7:53:48 PM |
| genius520 | $100.00 | 2/5/2011 8:17:10 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
492945
This series of Notes was issued and sold upon the funding of the borrower loan #47040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,426 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-treaty |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to? pay off some bills and pay for surgery
My financial situation:
I am a good candidate for this loan because? i am very responseable and have never not paid a bill and always pay on time and i have the income to pay back the loan
Monthly net income: $ 4,000.00
Monthly expenses: $
??Housing: $ 640
??Insurance: $ 115
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $100.00 | 2/6/2011 12:03:48 PM |
| deegeeman | $50.00 | 2/6/2011 12:15:02 PM |
| genius520 | $100.00 | 2/6/2011 12:15:49 PM |
| sensible-order2 | $100.00 | 2/6/2011 12:04:35 PM |
| SolarMoonshine | $25.00 | 2/6/2011 1:12:50 PM |
| Kash2010lu | $28.00 | 2/6/2011 12:05:37 PM |
| suave-dime6 | $25.00 | 2/6/2011 12:10:18 PM |
| loss-of-control | $100.00 | 2/6/2011 2:00:19 PM |
| orderly-leverage | $50.00 | 2/6/2011 12:09:36 PM |
| HamachiMan | $50.00 | 2/6/2011 12:10:49 PM |
| good4loan | $25.00 | 2/6/2011 5:43:04 PM |
| profit-powerplant | $25.00 | 2/6/2011 12:12:22 PM |
| authoritative-platinum7 | $25.00 | 2/6/2011 12:12:33 PM |
| papaloha | $25.00 | 2/6/2011 7:11:05 PM |
| Investoman | $50.00 | 2/6/2011 12:15:30 PM |
| 2grindstones | $25.00 | 2/6/2011 1:36:14 PM |
| newest-funds-powerplant | $25.00 | 2/6/2011 2:20:40 PM |
| wonder3 | $30.00 | 2/7/2011 6:31:52 AM |
| foothillender | $25.00 | 2/7/2011 8:31:46 AM |
| money-boomarang | $25.00 | 2/6/2011 8:10:27 PM |
| penny-plato | $25.00 | 2/7/2011 8:50:41 AM |
| benjamins-utopia | $50.00 | 2/7/2011 10:36:50 AM |
| leverage-monger | $25.00 | 2/7/2011 11:21:09 AM |
| hopeful-truth5 | $200.00 | 2/7/2011 12:03:03 PM |
| exciting-fairness | $200.00 | 2/7/2011 12:30:10 PM |
| cash-queen | $25.00 | 2/7/2011 3:17:41 PM |
| Credit4Talent | $33.33 | 2/7/2011 12:57:19 PM |
| finance-prescription | $50.00 | 2/7/2011 2:43:15 PM |
| octoberfresh | $26.00 | 2/7/2011 3:29:05 PM |
| skillful-asset5 | $30.00 | 2/7/2011 6:33:07 PM |
| well-mannered-income3 | $30.00 | 2/8/2011 6:30:41 AM |
| houli123 | $50.00 | 2/7/2011 9:37:23 PM |
| onecooldrink | $25.00 | 2/7/2011 11:53:54 PM |
| a-restless-dollar | $50.00 | 2/8/2011 12:19:50 PM |
| dynamic-platinum | $50.00 | 2/8/2011 12:56:04 PM |
| evergreen16 | $50.00 | 2/8/2011 9:23:56 AM |
| Mahogany_Group | $25.00 | 2/8/2011 10:39:19 AM |
| brightest-dignified-penny | $25.00 | 2/8/2011 10:42:39 AM |
| money-bauble | $100.00 | 2/8/2011 4:40:27 PM |
| Leshan | $25.00 | 2/8/2011 4:36:13 PM |
| well-rounded-dinero | $100.00 | 2/8/2011 5:39:23 PM |
| EVS | $25.00 | 2/8/2011 5:28:36 PM |
| coasterman | $25.00 | 2/8/2011 5:34:11 PM |
| festeringsnot | $25.00 | 2/8/2011 6:06:44 PM |
| balance-force | $25.00 | 2/8/2011 5:48:12 PM |
| IIP77 | $25.00 | 2/8/2011 6:09:41 PM |
| natural-trade7 | $50.00 | 2/8/2011 6:06:55 PM |
| dough-bear | $50.00 | 2/8/2011 6:13:08 PM |
| Wangchuk | $25.33 | 2/6/2011 12:05:55 PM |
| gain-equator | $25.00 | 2/6/2011 12:11:59 PM |
| GeorgiaGator | $49.26 | 2/6/2011 12:02:37 PM |
| kulender | $50.00 | 2/6/2011 12:03:19 PM |
| simplelender80 | $200.00 | 2/6/2011 12:05:01 PM |
| upbeat-finance8 | $25.00 | 2/6/2011 12:18:25 PM |
| jazzlender | $25.00 | 2/6/2011 12:05:24 PM |
| selector568 | $50.00 | 2/6/2011 12:05:42 PM |
| liberty-society5 | $25.00 | 2/6/2011 12:11:20 PM |
| doc1 | $60.00 | 2/6/2011 12:44:18 PM |
| DasMula | $38.84 | 2/6/2011 1:11:17 PM |
| RyanTH9893 | $25.00 | 2/6/2011 8:34:07 PM |
| DHolly | $30.00 | 2/6/2011 12:38:23 PM |
| witty-openness | $25.00 | 2/6/2011 12:42:58 PM |
| trade-goblin9 | $25.00 | 2/6/2011 1:13:33 PM |
| one-midas | $25.00 | 2/6/2011 2:49:34 PM |
| squarebob | $25.00 | 2/6/2011 5:59:47 PM |
| thrifty-capital | $25.00 | 2/6/2011 7:53:18 PM |
| reflective-rupee | $500.77 | 2/6/2011 8:19:34 PM |
| lendstats_com | $100.00 | 2/6/2011 8:26:29 PM |
| favorite-commerce | $50.00 | 2/7/2011 6:55:51 AM |
| Nerdster1 | $25.05 | 2/7/2011 4:24:48 AM |
| loanman2007 | $75.00 | 2/7/2011 5:09:41 AM |
| greencat | $50.00 | 2/7/2011 7:24:39 AM |
| ASR3 | $35.00 | 2/7/2011 7:11:30 AM |
| investment-artist | $25.00 | 2/7/2011 9:03:21 AM |
| buffalobills | $25.00 | 2/7/2011 8:31:56 AM |
| nickel-launcher | $25.00 | 2/7/2011 9:01:25 AM |
| Artist_Blue | $25.00 | 2/7/2011 12:00:52 PM |
| AF-Chief | $50.00 | 2/7/2011 12:01:57 PM |
| musegaze | $100.00 | 2/7/2011 9:37:56 AM |
| Astyanax | $50.00 | 2/7/2011 11:14:50 AM |
| kind-bid-genome | $25.00 | 2/7/2011 10:40:13 AM |
| wild-orange | $50.00 | 2/7/2011 11:44:56 AM |
| Bob450 | $25.00 | 2/7/2011 3:25:16 PM |
| ethicalhumanist | $25.00 | 2/7/2011 11:48:42 AM |
| Ocean713 | $50.00 | 2/7/2011 2:51:15 PM |
| Katherine12 | $25.00 | 2/7/2011 2:55:00 PM |
| shrewd-income | $25.00 | 2/7/2011 4:02:37 PM |
| terrific-return | $25.46 | 2/8/2011 6:00:56 AM |
| commitment-orbiter5 | $50.00 | 2/7/2011 8:06:00 PM |
| Rogelio48 | $25.00 | 2/8/2011 6:55:41 AM |
| vine99 | $50.00 | 2/7/2011 9:44:33 PM |
| houli123 | $84.69 | 2/8/2011 4:23:50 AM |
| enchanted-note | $25.00 | 2/8/2011 10:16:20 AM |
| indomitable-dedication | $50.00 | 2/8/2011 1:30:54 PM |
| important-openness1 | $50.00 | 2/8/2011 1:37:36 PM |
| valiant-money | $25.00 | 2/8/2011 4:21:42 PM |
| EBITDA | $25.00 | 2/8/2011 4:40:06 PM |
| HammerSmith | $25.00 | 2/8/2011 5:42:34 PM |
| CA-Lender | $25.00 | 2/8/2011 6:13:35 PM |
| handshake5 | $100.00 | 2/8/2011 6:13:20 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
493089
This series of Notes was issued and sold upon the funding of the borrower loan #47092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Feb-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-08-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $168.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,890 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| h2ophilter |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 94% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
2nd Prosper Loan
Purpose of loan:
This is my second prosper loan. I paid off my first Prosper loan completely
and ahead of schedule. I plan to do the same with this one. I want to
stay away from banks from now on, Ive been burned by them enough. I plan on paying out some high interest cards that were issued during credit crisis (one is at 29%, no joke). luckily its a low balance card (around $2500, but would like to get rid of it and cover other expenses as well.
My financial situation:
I need some cushion money for the next couple months. I'm currently in a secure job (over 3 years now at 1st tier university) and will be seeking a better paying job in the near future in my field (Finance research and Investments)
Monthly net income: $?2500
Monthly expenses: $
??Housing: $
1250
??Insurance: $
120
??Car expenses: $
0
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
200
??Clothing, household expenses $
50
??Credit cards and other loans: $
300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the interest rate on your home loan? Is it an adjustablt? How
many years remaining? Thanks - RecoveryLender
A:
5.00% Fixed 30yr, 28 years left.
(Feb-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| 1stBankAndHal | $25.00 | 2/7/2011 5:01:05 PM |
| selector568 | $400.00 | 2/7/2011 5:02:59 PM |
| vigilance-revolutionary | $50.00 | 2/7/2011 5:05:03 PM |
| HamachiMan | $50.00 | 2/7/2011 5:06:16 PM |
| kmr2 | $100.00 | 2/7/2011 5:08:38 PM |
| Reddy_Capital | $25.00 | 2/7/2011 5:32:58 PM |
| RyanTH9893 | $25.00 | 2/7/2011 5:58:42 PM |
| enthralling-deal180 | $75.00 | 2/7/2011 5:01:55 PM |
| openness-viking | $100.00 | 2/7/2011 7:58:09 PM |
| fishintime | $100.00 | 2/7/2011 5:05:17 PM |
| enchanted-yield4 | $50.00 | 2/7/2011 5:05:21 PM |
| marketplace-cello5 | $25.00 | 2/7/2011 5:05:28 PM |
| bughead | $25.00 | 2/7/2011 8:27:53 PM |
| Pulchritudinous | $25.00 | 2/7/2011 5:03:51 PM |
| AFairDeal | $75.00 | 2/7/2011 5:06:41 PM |
| cash-queen | $40.00 | 2/7/2011 10:24:07 PM |
| velocity-solo | $50.00 | 2/7/2011 5:05:19 PM |
| reflective-rupee | $1,000.77 | 2/7/2011 5:05:45 PM |
| jenkris | $25.00 | 2/7/2011 5:06:06 PM |
| benjamins-utopia | $50.00 | 2/7/2011 5:09:32 PM |
| cash-reaction2 | $50.00 | 2/7/2011 5:07:38 PM |
| grf1945 | $35.00 | 2/7/2011 5:08:08 PM |
| genius520 | $100.00 | 2/7/2011 5:08:34 PM |
| melodious-fairness | $50.00 | 2/7/2011 5:09:45 PM |
| Wangchuk | $25.00 | 2/7/2011 5:21:26 PM |
| be_wise | $25.00 | 2/7/2011 6:37:03 PM |
| a-balance-surgeon | $62.02 | 2/7/2011 7:19:20 PM |
| Onlyhappycustomers | $25.00 | 2/7/2011 6:30:06 PM |
| upbeat-finance8 | $25.00 | 2/7/2011 7:35:29 PM |
| the-kindness-honker | $25.00 | 2/7/2011 7:49:46 PM |
| vutah | $50.00 | 2/7/2011 7:23:53 PM |
| favorite-commerce | $25.00 | 2/7/2011 8:07:11 PM |
| fishcreek | $40.00 | 2/7/2011 9:03:08 PM |
| blissful-penny | $200.00 | 2/7/2011 10:41:46 PM |
| listing-bada-bing | $50.00 | 2/7/2011 11:40:24 PM |
| jazzlender | $25.00 | 2/7/2011 5:03:07 PM |
| simplelender80 | $100.00 | 2/7/2011 5:03:12 PM |
| sensible-order2 | $100.00 | 2/7/2011 5:05:44 PM |
| credit-bliss8 | $25.00 | 2/7/2011 5:09:28 PM |
| DasMula | $25.00 | 2/7/2011 5:14:23 PM |
| jayk63 | $25.00 | 2/7/2011 5:56:37 PM |
| credit-guard5 | $25.00 | 2/7/2011 6:13:43 PM |
| kulender | $100.00 | 2/7/2011 5:02:54 PM |
| roi-advantage | $25.00 | 2/7/2011 7:56:10 PM |
| Tradesmanlender | $35.00 | 2/7/2011 5:06:25 PM |
| Scotcha | $50.00 | 2/7/2011 9:04:17 PM |
| impressive-credit431 | $100.00 | 2/7/2011 5:05:11 PM |
| american6 | $100.00 | 2/7/2011 5:05:24 PM |
| liberty-society5 | $25.00 | 2/7/2011 5:06:30 PM |
| bold-durability-drum | $100.00 | 2/7/2011 5:06:33 PM |
| gain-equator | $25.00 | 2/7/2011 5:06:55 PM |
| skuba | $50.00 | 2/7/2011 5:07:51 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:12:20 PM |
| orange-rapid-benjamins | $50.00 | 2/7/2011 6:39:14 PM |
| scottysidewinder | $28.08 | 2/7/2011 5:36:04 PM |
| hektek22 | $600.00 | 2/7/2011 5:47:00 PM |
| Bank_Of_XL | $25.00 | 2/7/2011 6:03:57 PM |
| wealth-multiplier | $25.00 | 2/7/2011 8:04:14 PM |
| valiant-money | $25.00 | 2/7/2011 8:46:45 PM |
| CoolPlexer | $50.00 | 2/7/2011 8:48:24 PM |
| Zen_help | $30.00 | 2/7/2011 9:01:41 PM |
| vine99 | $50.00 | 2/7/2011 9:43:17 PM |
| MoneyForNothing | $4.13 | 2/8/2011 12:37:08 AM |
| bluefinch | $25.00 | 2/8/2011 12:33:41 AM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
493227
This series of Notes was issued and sold upon the funding of the borrower loan #47083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-09-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $103.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $231 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Yosh808 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan:
This loan will be used to puchase a car.
My financial situation:
I am a good candidate for this loan because i've been at my job for almost 4 years and I have collateral.
Monthly net income: $ 1,500
Monthly expenses: $
??Housing: $ 850
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| benjamins-utopia | $50.00 | 2/9/2011 9:00:55 AM |
| selector568 | $400.00 | 2/9/2011 9:02:03 AM |
| american6 | $100.00 | 2/9/2011 9:04:32 AM |
| sensible-order2 | $100.00 | 2/9/2011 9:04:49 AM |
| bold-durability-drum | $100.00 | 2/9/2011 9:05:22 AM |
| irrelevant | $50.00 | 2/9/2011 9:07:10 AM |
| Nerdster1 | $25.05 | 2/9/2011 9:16:09 AM |
| DasMula | $57.00 | 2/9/2011 10:16:56 AM |
| loanman2007 | $50.00 | 2/9/2011 10:19:05 AM |
| jazzlender | $50.00 | 2/9/2011 9:01:40 AM |
| kulender | $100.00 | 2/9/2011 9:03:13 AM |
| enthralling-deal180 | $75.00 | 2/9/2011 9:01:56 AM |
| commerce-yeller | $25.00 | 2/9/2011 9:04:14 AM |
| marketplace-cello5 | $25.00 | 2/9/2011 9:04:37 AM |
| HamachiMan | $50.00 | 2/9/2011 9:05:09 AM |
| genius520 | $100.00 | 2/9/2011 9:05:46 AM |
| point-pinnacle | $25.00 | 2/9/2011 9:35:18 AM |
| superb-funds335 | $25.00 | 2/9/2011 9:06:55 AM |
| schnippy | $25.76 | 2/9/2011 9:59:14 AM |
| sk10023 | $40.00 | 2/9/2011 10:35:53 AM |
| newest-funds-powerplant | $25.00 | 2/9/2011 10:42:46 AM |
| simiray | $25.00 | 2/9/2011 10:54:28 AM |
| wwwUniversal | $25.00 | 2/9/2011 10:55:34 AM |
| CSAworker | $25.00 | 2/9/2011 2:07:27 PM |
| dignified-liberty5 | $35.00 | 2/9/2011 12:08:08 PM |
| bhaus5 | $25.00 | 2/9/2011 3:34:43 PM |
| West_End_Local | $50.00 | 2/9/2011 3:01:25 PM |
| favorite-commerce | $50.00 | 2/9/2011 4:31:45 PM |
| entertaining-greenback2 | $25.00 | 2/9/2011 5:14:33 PM |
| melodious-fairness | $100.00 | 2/9/2011 9:03:24 AM |
| impressive-credit431 | $100.00 | 2/9/2011 9:04:20 AM |
| Tradesmanlender | $35.00 | 2/9/2011 9:05:15 AM |
| kmr2 | $100.00 | 2/9/2011 9:05:49 AM |
| ProjectVenture | $50.00 | 2/9/2011 9:06:20 AM |
| revenue-trombone5 | $25.00 | 2/9/2011 9:12:01 AM |
| smart-gold | $25.00 | 2/9/2011 9:43:45 AM |
| simplelender80 | $100.00 | 2/9/2011 9:03:31 AM |
| fishintime | $100.00 | 2/9/2011 9:04:23 AM |
| GrayStudio | $25.00 | 2/9/2011 9:07:05 AM |
| Leshan | $25.00 | 2/9/2011 9:17:16 AM |
| one-midas | $25.00 | 2/9/2011 9:19:39 AM |
| velocity-solo | $50.00 | 2/9/2011 9:04:27 AM |
| jenkris | $25.00 | 2/9/2011 9:05:01 AM |
| gain-equator | $25.00 | 2/9/2011 9:05:25 AM |
| gold-enclave165 | $100.00 | 2/9/2011 3:45:04 PM |
| investment-artist | $25.00 | 2/9/2011 9:20:33 AM |
| SolarMoonshine | $25.00 | 2/9/2011 5:01:01 PM |
| calimanusa | $25.00 | 2/9/2011 10:27:12 AM |
| liberty-optimization7 | $25.00 | 2/9/2011 10:34:03 AM |
| GALERXLoans | $40.00 | 2/9/2011 10:57:23 AM |
| Kennfusion | $100.00 | 2/9/2011 11:15:29 AM |
| 2grindstones | $20.24 | 2/9/2011 5:19:58 PM |
| platinum-investor1 | $25.00 | 2/9/2011 1:05:58 PM |
| dogthecat | $46.95 | 2/9/2011 2:47:32 PM |
| 54 Investments
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