Sales Report:Supplement No. 17 dated Feb 08, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
490431
This series of Notes was issued and sold upon the funding of the borrower loan #46993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,104 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-daisy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to? Consolidate my bills and make 1 payment per month so I can try to be debt free as soon as possible, right now the number of mininum payments I have to make are taking most of my income, and I feel that if I could try and settle some of my debts up front and pay them down I could be debt free in 36 months.
My financial situation:
I am a good candidate for this loan because? I have been with the same company altogether for almost 15 years,?I left briefly but am back now for?close to?4 years, I have good credit, I'm very dependable, Im never late on any of my payments. I had a tough time last year helping to support an unemployed family member and I'm just trying to get back on my feet and not owe anything.
Monthly net income: $ 3600.00
Monthly expenses: $ 2400.00
??Housing: $ 840.00
??Insurance: $ 103.00
??Car expenses: $160.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $?200.00
??Clothing, household expenses $?100.00
??Credit cards and other loans: $ 550.00
??Other expenses: $ varies I tithe 10 percent of my salary
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Why are you wiling to pay such a high rate? - Socorro_Capital_Partners
A:
Because no one in my family is in a position to help me and I cannot get a bank loan since I don't have enough collateral so I honestly don't know how else to go about getting a head start on my bills to bring them down, a lot of my payments now are mostly interest and are not bringing down the amounts. If I had a lump sum up front I could get some of these credit card companies to settle with me and let me pay them off up front.
(Jan-30-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $30.00 | 1/28/2011 5:06:57 PM |
Angel_Investor_7 | $25.00 | 1/28/2011 5:09:04 PM |
Bob450 | $25.00 | 1/28/2011 5:03:11 PM |
sensible-order2 | $100.00 | 1/28/2011 5:10:29 PM |
DasMula | $25.00 | 1/28/2011 5:17:09 PM |
Kash2010lu | $27.00 | 1/28/2011 5:06:54 PM |
back-scratchers | $25.00 | 1/28/2011 5:09:30 PM |
tech310 | $50.00 | 1/28/2011 5:09:47 PM |
SolarMoonshine | $25.00 | 1/28/2011 5:15:18 PM |
lendstats_com | $200.00 | 1/28/2011 8:59:22 PM |
kttalamo | $25.00 | 1/28/2011 5:51:12 PM |
a-balance-surgeon | $50.00 | 1/28/2011 9:48:32 PM |
point-pinnacle | $25.00 | 1/28/2011 9:56:02 PM |
reflective-rupee | $250.77 | 1/28/2011 6:36:13 PM |
BlessedEveryDay | $25.00 | 1/28/2011 7:12:33 PM |
spiff666 | $25.00 | 1/28/2011 8:59:41 PM |
sturdy-peace9 | $50.00 | 1/28/2011 9:21:02 PM |
credit-force5 | $50.00 | 1/28/2011 11:38:41 PM |
alexgalt | $25.00 | 1/29/2011 12:32:28 AM |
red-favorable-basis | $25.00 | 1/29/2011 2:15:11 AM |
realtormoises | $25.00 | 1/29/2011 5:57:17 AM |
favorite-commerce | $50.00 | 1/29/2011 6:35:52 AM |
helping-out | $35.00 | 1/29/2011 4:24:44 AM |
bluehen00 | $100.00 | 1/29/2011 6:56:02 AM |
rockhound84 | $25.00 | 1/29/2011 5:53:23 AM |
rjcoutur2001 | $32.75 | 1/29/2011 6:25:37 AM |
COCHINOBOY | $60.00 | 1/29/2011 6:06:36 AM |
Helenska11 | $50.00 | 1/29/2011 9:32:32 AM |
all_of_that_one | $25.00 | 1/29/2011 7:56:20 AM |
well-mannered-income3 | $35.00 | 1/29/2011 10:07:18 AM |
kulender | $50.00 | 1/29/2011 9:08:31 AM |
Investor_83 | $32.49 | 1/29/2011 10:41:22 AM |
Galdis | $25.00 | 1/29/2011 10:53:36 AM |
loanman2007 | $125.00 | 1/29/2011 11:38:12 AM |
leverage-monger | $25.00 | 1/29/2011 10:22:01 AM |
SkyLoan | $25.00 | 1/29/2011 12:21:35 PM |
Mrgiggleswic | $36.56 | 1/29/2011 10:02:52 AM |
loss-of-control | $75.00 | 1/29/2011 10:35:44 AM |
auction-seeker | $25.00 | 1/29/2011 11:22:26 AM |
asian808 | $25.00 | 1/29/2011 2:55:53 PM |
gold-channel2 | $25.00 | 1/29/2011 12:29:31 PM |
coin-bee1 | $25.00 | 1/29/2011 5:07:02 PM |
Max8319 | $25.00 | 1/29/2011 6:19:11 PM |
asiaratt | $50.00 | 1/29/2011 5:48:14 PM |
EasternLender | $25.00 | 1/29/2011 8:23:57 PM |
blue-euro-entrepreneur | $25.00 | 1/30/2011 12:48:14 AM |
DER | $50.00 | 1/29/2011 8:53:10 PM |
Ananya | $25.00 | 1/30/2011 7:40:33 AM |
foothillender | $25.00 | 1/30/2011 6:44:38 AM |
malar | $25.00 | 1/30/2011 8:18:49 AM |
gold-cluster | $100.00 | 1/30/2011 8:58:59 AM |
TravisMcGee | $25.00 | 1/30/2011 9:05:55 AM |
moneysong | $750.00 | 1/30/2011 8:36:05 AM |
Socal | $50.00 | 1/30/2011 9:34:27 AM |
platinum-czar | $100.00 | 1/30/2011 10:53:20 AM |
MicroLender357 | $50.00 | 1/30/2011 12:09:38 PM |
dzn512 | $50.00 | 1/30/2011 12:30:50 PM |
unclejaef | $25.00 | 1/30/2011 11:13:40 AM |
worthy-bid4 | $25.00 | 1/30/2011 11:15:27 AM |
green-safe-wampum | $100.00 | 1/30/2011 12:41:50 PM |
dtana | $25.00 | 1/30/2011 1:47:01 PM |
wwwUniversal | $25.00 | 1/30/2011 12:08:26 PM |
green-safe-wampum | $100.00 | 1/30/2011 1:24:59 PM |
suave-dime6 | $25.00 | 1/30/2011 2:33:00 PM |
marinbb | $25.00 | 1/30/2011 4:02:23 PM |
new-social-economist | $60.00 | 1/30/2011 3:47:39 PM |
competent-p2p | $25.00 | 1/30/2011 4:53:24 PM |
victorcab | $45.00 | 1/30/2011 6:19:32 PM |
copper | $50.00 | 1/30/2011 7:32:48 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:23:08 PM |
grnii78 | $125.00 | 1/30/2011 7:58:20 PM |
skorpious | $25.00 | 1/30/2011 8:40:56 PM |
itsmaj | $88.45 | 1/30/2011 8:49:56 PM |
workwithchrisDOTbiz | $50.00 | 1/30/2011 9:14:50 PM |
master648 | $30.00 | 1/30/2011 8:28:08 PM |
1st_Prosper_Lender | $25.00 | 1/30/2011 5:47:05 PM |
exciting-fairness | $200.00 | 1/30/2011 6:11:07 PM |
matthewa | $25.00 | 1/30/2011 7:49:31 PM |
global1adventurer | $25.00 | 1/30/2011 8:21:56 PM |
d627 | $50.00 | 1/30/2011 9:29:35 PM |
seineil | $50.00 | 1/30/2011 11:15:05 PM |
damasterwc | $25.00 | 1/30/2011 11:42:47 PM |
crjcapt | $125.00 | 1/31/2011 1:37:01 AM |
genius520 | $100.00 | 1/28/2011 5:07:00 PM |
EarlyRiser | $250.00 | 1/28/2011 5:07:59 PM |
gain-gourd | $50.00 | 1/28/2011 5:03:36 PM |
RedCentre | $69.12 | 1/28/2011 5:13:03 PM |
Speculator | $50.00 | 1/28/2011 5:04:58 PM |
rescue | $100.00 | 1/28/2011 5:09:43 PM |
jazzlender | $25.00 | 1/28/2011 5:09:51 PM |
orderly-leverage | $50.00 | 1/28/2011 5:10:18 PM |
houli123 | $25.00 | 1/29/2011 12:29:43 AM |
lloyd_s | $25.00 | 1/29/2011 3:20:47 AM |
Kreditorium | $25.00 | 1/29/2011 3:17:14 AM |
the-profit-oracle | $25.00 | 1/29/2011 4:04:34 AM |
bankbuddy55 | $75.00 | 1/29/2011 7:53:52 AM |
repayment-pudding | $25.00 | 1/29/2011 8:11:42 AM |
WMY-Investor | $100.00 | 1/29/2011 8:54:27 AM |
mpatrick | $25.00 | 1/29/2011 9:13:09 AM |
Gibbyland | $50.00 | 1/29/2011 9:09:36 AM |
E-B | $50.00 | 1/29/2011 10:01:36 AM |
Kyileo | $25.00 | 1/29/2011 8:23:44 AM |
erowis | $40.00 | 1/29/2011 10:31:36 AM |
nilonc1 | $50.00 | 1/29/2011 9:08:55 AM |
Astyanax | $50.00 | 1/29/2011 11:55:13 AM |
radforj22 | $25.00 | 1/29/2011 10:28:45 AM |
selector568 | $50.00 | 1/29/2011 1:18:46 PM |
larryboy10 | $25.00 | 1/29/2011 2:05:26 PM |
balance-force | $25.00 | 1/29/2011 2:29:59 PM |
ethicalhumanist | $25.00 | 1/29/2011 5:03:13 PM |
richboy56 | $25.00 | 1/29/2011 4:34:32 PM |
SFBank | $150.00 | 1/29/2011 5:13:08 PM |
dsnybnd | $25.00 | 1/29/2011 8:00:47 PM |
SDNLR | $25.00 | 1/29/2011 8:22:59 PM |
gjm6d | $25.00 | 1/29/2011 9:11:45 PM |
triumphant-community | $50.00 | 1/29/2011 10:59:58 PM |
payment-gusto | $25.00 | 1/30/2011 6:12:49 AM |
shred123 | $50.00 | 1/30/2011 7:18:06 AM |
hard-working-loot | $25.00 | 1/30/2011 9:26:04 AM |
BlueProteus | $25.00 | 1/30/2011 9:36:08 AM |
best-unbeatable-transaction | $25.00 | 1/30/2011 9:57:52 AM |
best-generosity-financier | $25.00 | 1/30/2011 11:10:48 AM |
bountiful-durability | $100.00 | 1/30/2011 12:37:52 PM |
Kqwik | $25.00 | 1/30/2011 11:37:00 AM |
Marfloogan | $25.00 | 1/30/2011 2:28:30 PM |
tractorman | $50.00 | 1/30/2011 2:15:16 PM |
desrman | $50.00 | 1/30/2011 2:37:26 PM |
sensible-fund | $50.00 | 1/30/2011 2:48:33 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:15 PM |
Ray3486 | $25.00 | 1/30/2011 4:38:22 PM |
highyield | $38.42 | 1/30/2011 3:52:24 PM |
red_spade | $40.00 | 1/30/2011 4:26:07 PM |
KrystalBall | $25.00 | 1/30/2011 6:21:07 PM |
terrific-p2ploan | $25.00 | 1/30/2011 7:29:58 PM |
killdare | $25.00 | 1/30/2011 4:46:06 PM |
heat25 | $25.00 | 1/30/2011 8:39:46 PM |
Renoan | $29.51 | 1/30/2011 9:37:11 PM |
independent-transaction | $35.69 | 1/30/2011 7:55:56 PM |
lucky2 | $25.00 | 1/30/2011 8:27:49 PM |
p2p-mover0 | $33.27 | 1/30/2011 9:31:22 PM |
zorg77 | $25.00 | 1/30/2011 9:43:04 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
492343
This series of Notes was issued and sold upon the funding of the borrower loan #46983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $349.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,438 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| attentive-greenback6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2010)
|
Principal balance:
| $9,410.89 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Re Financing Existing Loan
Purpose of loan:
This loan will be used to refinance the current prosper loan I have. The excess funds will be used to make improvments to my home.
My financial situation:
I am a good candidate for this loan because I have had a prosper loan for 1 year now and I want to refinance this loan to a better rate.? I am a professional person with a good and steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
paladin847 | $50.00 | 2/1/2011 9:57:52 AM |
radforj22 | $75.00 | 2/1/2011 9:58:00 AM |
sensible-order2 | $100.00 | 2/1/2011 9:58:16 AM |
minista | $25.00 | 2/1/2011 9:58:26 AM |
paintedposies | $50.00 | 2/1/2011 9:58:33 AM |
C_Mark | $100.00 | 2/1/2011 9:58:38 AM |
flexible-value | $100.00 | 2/1/2011 9:59:01 AM |
acropiloterau2002 | $25.00 | 2/1/2011 9:57:45 AM |
skibum65 | $50.00 | 2/1/2011 9:59:14 AM |
blot44 | $25.00 | 2/1/2011 9:57:51 AM |
organized-payment6 | $25.00 | 2/1/2011 9:59:26 AM |
docdekay | $100.00 | 2/1/2011 9:59:31 AM |
Havana21 | $300.00 | 2/1/2011 9:58:15 AM |
newest-organic-rupee | $25.00 | 2/1/2011 9:59:37 AM |
jonandmeg21 | $50.00 | 2/1/2011 9:58:23 AM |
Krozy | $50.00 | 2/1/2011 9:58:27 AM |
Centaur | $50.00 | 2/1/2011 10:00:12 AM |
Goodthing | $100.00 | 2/1/2011 9:58:32 AM |
ChristopherHS | $25.00 | 2/1/2011 10:00:19 AM |
Mantis75 | $25.00 | 2/1/2011 9:58:40 AM |
perzzz | $50.00 | 2/1/2011 9:58:53 AM |
thedoctor | $100.00 | 2/1/2011 9:58:59 AM |
yukongin | $25.00 | 2/1/2011 9:59:06 AM |
buckeye9 | $50.00 | 2/1/2011 9:59:19 AM |
Wangchuk | $25.00 | 2/1/2011 10:02:22 AM |
Curly-Girly | $25.00 | 2/1/2011 9:59:23 AM |
TexasLender2007 | $50.00 | 2/1/2011 9:59:32 AM |
HHP | $25.00 | 2/1/2011 10:00:21 AM |
Feyenoord | $25.00 | 2/1/2011 10:00:55 AM |
elasermd | $50.00 | 2/1/2011 10:01:08 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 10:07:32 AM |
TheCount | $25.00 | 2/1/2011 10:30:51 AM |
velocity-solo | $60.00 | 2/1/2011 9:57:43 AM |
interest-exec9 | $25.00 | 2/1/2011 9:58:14 AM |
antlr | $50.00 | 2/1/2011 9:58:21 AM |
kanakakm | $50.00 | 2/1/2011 9:58:39 AM |
currency-persimmon | $25.00 | 2/1/2011 9:58:42 AM |
lender987654321 | $25.00 | 2/1/2011 9:58:45 AM |
don8ter | $25.00 | 2/1/2011 9:58:51 AM |
cebgop | $25.00 | 2/1/2011 9:58:56 AM |
heavenly-interest9 | $50.00 | 2/1/2011 9:59:13 AM |
CBO-Enterprise | $50.00 | 2/1/2011 9:59:17 AM |
tedsrfdude | $50.00 | 2/1/2011 9:59:39 AM |
best-coin-miser | $25.00 | 2/1/2011 10:00:16 AM |
g314 | $30.00 | 2/1/2011 10:01:12 AM |
warew | $25.00 | 2/1/2011 11:47:02 AM |
astute-benjamins | $25.00 | 2/1/2011 2:50:15 PM |
felicity-loyalist0 | $25.00 | 2/1/2011 3:48:20 PM |
penny-plato | $50.00 | 2/1/2011 11:35:08 AM |
interest-fanatic3 | $50.00 | 2/1/2011 3:53:59 PM |
cloud8 | $64.40 | 2/1/2011 4:48:41 PM |
reueljw | $25.00 | 2/1/2011 5:53:48 PM |
reflective-rupee | $25.77 | 2/1/2011 5:06:02 PM |
meux99 | $25.00 | 2/1/2011 6:13:45 PM |
Citizenryan | $25.00 | 2/1/2011 10:31:37 PM |
b1geasy | $25.00 | 2/1/2011 8:16:57 PM |
FlexFunding | $36.52 | 2/2/2011 1:49:08 AM |
JGB | $40.59 | 2/2/2011 1:49:42 AM |
jjb3 | $28.41 | 2/2/2011 1:34:48 AM |
Artist_Blue | $25.00 | 2/2/2011 8:46:23 AM |
bannybucks | $25.00 | 2/2/2011 4:23:24 AM |
integrity-onator1 | $25.00 | 2/2/2011 2:38:37 PM |
credit-maple5 | $300.00 | 2/2/2011 3:46:55 PM |
bentonlending | $50.00 | 2/2/2011 3:48:00 PM |
30Sky | $25.00 | 2/2/2011 1:45:34 PM |
jt88 | $50.00 | 2/2/2011 3:46:56 PM |
AmericanCredit | $25.00 | 2/2/2011 3:47:00 PM |
catmanbob | $50.00 | 2/2/2011 3:48:01 PM |
adventurous-cash | $25.00 | 2/2/2011 7:05:10 PM |
hopeful-truth5 | $59.29 | 2/2/2011 7:48:29 PM |
DukSerduk | $25.00 | 2/1/2011 9:57:57 AM |
Daneistes | $50.00 | 2/1/2011 9:58:18 AM |
BaxterEvil | $25.00 | 2/1/2011 9:58:30 AM |
Goodlender42 | $25.00 | 2/1/2011 9:58:37 AM |
kenji4861 | $25.00 | 2/1/2011 9:58:55 AM |
tntmojave | $25.00 | 2/1/2011 9:57:37 AM |
honorable-yield | $40.00 | 2/1/2011 9:59:12 AM |
balance-voyager | $50.00 | 2/1/2011 9:57:47 AM |
Phantom99 | $100.00 | 2/1/2011 9:59:20 AM |
fishtale | $25.00 | 2/1/2011 9:57:53 AM |
unclejaef | $25.00 | 2/1/2011 9:59:29 AM |
indomitable-coin | $100.00 | 2/1/2011 9:58:13 AM |
octoberfresh | $25.00 | 2/1/2011 9:59:35 AM |
credit-force5 | $50.00 | 2/1/2011 9:58:17 AM |
fair-funds | $50.00 | 2/1/2011 9:58:24 AM |
Dollars4Rent | $50.00 | 2/1/2011 9:58:29 AM |
investor_101 | $50.00 | 2/1/2011 10:00:14 AM |
cognizant-rate732 | $25.00 | 2/1/2011 9:58:34 AM |
Marathoner | $25.00 | 2/1/2011 10:00:23 AM |
forthright-dedication | $25.00 | 2/1/2011 9:58:46 AM |
blissful-ore5 | $50.00 | 2/1/2011 9:58:58 AM |
inspired-investment8 | $100.00 | 2/1/2011 9:59:03 AM |
webclimber | $50.00 | 2/1/2011 9:59:10 AM |
jsw7us | $50.00 | 2/1/2011 9:59:21 AM |
syounker | $25.00 | 2/1/2011 9:59:25 AM |
ATOHokie | $25.00 | 2/1/2011 10:00:26 AM |
top-note-jamboree | $50.00 | 2/1/2011 10:00:40 AM |
Aberdeen | $4,000.00 | 2/1/2011 10:01:03 AM |
EarlyRiser | $250.00 | 2/1/2011 10:03:30 AM |
payout-reaction740 | $25.00 | 2/1/2011 10:13:11 AM |
mdreiss | $50.00 | 2/1/2011 10:06:32 AM |
kyomoon | $100.00 | 2/1/2011 9:57:49 AM |
nimble-money0 | $25.00 | 2/1/2011 9:57:58 AM |
youqianderen | $50.00 | 2/1/2011 9:58:20 AM |
ogmanny | $50.00 | 2/1/2011 9:58:35 AM |
larsowe | $35.00 | 2/1/2011 9:58:41 AM |
compoundinterest | $50.00 | 2/1/2011 9:58:44 AM |
Gr8Deal | $50.00 | 2/1/2011 9:58:48 AM |
TikPmp1 | $25.00 | 2/1/2011 9:58:52 AM |
community-pipeline | $25.00 | 2/1/2011 9:59:08 AM |
sb0453 | $25.00 | 2/1/2011 9:59:15 AM |
bigballer105 | $100.00 | 2/1/2011 9:59:22 AM |
credit-investor5 | $50.00 | 2/1/2011 9:59:28 AM |
jenkris | $25.00 | 2/1/2011 10:00:15 AM |
value-pouch | $50.00 | 2/1/2011 10:00:24 AM |
jazzlender | $25.00 | 2/1/2011 10:01:06 AM |
power-defender7 | $50.00 | 2/1/2011 10:06:01 AM |
Montgomery-Burns | $25.00 | 2/1/2011 10:06:30 AM |
WeshaTheLeopard | $37.52 | 2/1/2011 3:48:59 PM |
L0anShark | $60.00 | 2/1/2011 11:37:25 AM |
hopeful-truth5 | $400.00 | 2/1/2011 2:05:42 PM |
sweety075 | $25.00 | 2/1/2011 2:45:19 PM |
bowdish1 | $26.75 | 2/1/2011 5:00:38 PM |
top-magnificent-greenback | $25.00 | 2/1/2011 6:04:40 PM |
thermopylae6 | $50.00 | 2/1/2011 7:37:04 PM |
Slapshot | $25.00 | 2/1/2011 8:13:19 PM |
kirkjerk | $50.00 | 2/1/2011 10:03:57 PM |
lloyd_s | $25.00 | 2/2/2011 1:48:57 AM |
kulender | $50.00 | 2/2/2011 1:50:18 AM |
wwwUniversal | $25.00 | 2/2/2011 1:50:38 AM |
revenue-officer36 | $25.75 | 2/2/2011 1:49:58 AM |
setUup | $100.00 | 2/2/2011 2:07:47 AM |
gangusron | $50.00 | 2/1/2011 9:53:55 PM |
Tulalue | $25.00 | 2/2/2011 5:13:09 AM |
Preteur | $25.00 | 2/2/2011 1:09:12 AM |
RJN | $25.00 | 2/2/2011 5:33:18 AM |
benevolent-asset | $25.00 | 2/2/2011 8:53:01 AM |
BeansMan02 | $25.00 | 2/2/2011 4:58:16 AM |
VBinvestor | $100.00 | 2/2/2011 9:17:19 AM |
iolaire | $25.00 | 2/2/2011 9:30:05 AM |
one-midas | $25.00 | 2/2/2011 10:13:25 AM |
Fortuno_per_commodo | $50.00 | 2/2/2011 3:46:54 PM |
GiftViftdotcom | $50.00 | 2/2/2011 3:46:56 PM |
impartial-deal | $25.00 | 2/2/2011 3:48:26 PM |
subtle-revenue0 | $25.00 | 2/2/2011 3:48:38 PM |
ThomasC | $50.00 | 2/2/2011 3:47:04 PM |
Aimvest | $25.00 | 2/2/2011 3:46:31 PM |
Okeey | $50.00 | 2/2/2011 3:46:45 PM |
mpactlender | $25.00 | 2/2/2011 3:48:57 PM |
worth-victor6 | $25.00 | 2/2/2011 5:26:33 PM |
engaging-worth | $25.00 | 2/2/2011 5:52:04 PM |
a2190b | $25.00 | 2/2/2011 5:37:39 PM |
rudymac777 | $30.00 | 2/2/2011 6:01:11 PM |
Snoopylover | $25.00 | 2/2/2011 6:05:03 PM |
CASSHMAN | $75.00 | 2/2/2011 7:41:18 PM |
cash-cymbal | $50.00 | 2/2/2011 6:47:39 PM |
156 Investments
|
Borrower Payment Dependent Notes Series
492377
This series of Notes was issued and sold upon the funding of the borrower loan #46889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $226.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 1% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,597 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-felicity-rotation |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
Principal balance:
| $2,638.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
afelicityr
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 1/30/2011 9:36:58 PM |
investment-daydream | $75.00 | 1/30/2011 9:37:17 PM |
twjh | $25.00 | 1/30/2011 9:37:21 PM |
a-finance-nirvana | $25.00 | 1/30/2011 9:40:22 PM |
gain-gourd | $75.00 | 1/30/2011 9:48:37 PM |
credit-force5 | $50.00 | 1/30/2011 9:50:52 PM |
asiaratt | $50.00 | 1/30/2011 9:51:06 PM |
SDNLR | $25.00 | 1/30/2011 9:51:22 PM |
Marfloogan | $25.00 | 1/30/2011 9:52:34 PM |
reflective-rupee | $300.77 | 1/30/2011 11:08:43 PM |
velocity-solo | $30.00 | 1/30/2011 9:46:28 PM |
red-favorable-basis | $25.00 | 1/31/2011 6:20:59 AM |
ingenious-deal6 | $25.00 | 1/30/2011 9:53:15 PM |
DasMula | $57.00 | 1/30/2011 10:19:30 PM |
witty-openness | $25.00 | 1/31/2011 4:40:48 AM |
zone6 | $87.13 | 1/31/2011 8:43:20 AM |
JBA25 | $25.00 | 1/31/2011 8:13:03 AM |
Champion_Lending | $25.00 | 1/31/2011 8:44:07 AM |
brightest-dignified-penny | $25.00 | 1/31/2011 10:23:38 AM |
competent-p2p | $100.00 | 1/31/2011 12:12:27 PM |
umfan123 | $25.00 | 1/31/2011 11:44:02 AM |
SolarMoonshine | $25.00 | 1/31/2011 3:55:27 PM |
radforj22 | $25.00 | 1/31/2011 12:42:55 PM |
ddoneday | $25.00 | 1/31/2011 5:11:22 PM |
ddoneday | $25.66 | 1/31/2011 5:11:44 PM |
Rob717171 | $50.00 | 1/31/2011 6:18:09 PM |
natejx | $25.00 | 1/31/2011 7:05:09 PM |
YoungTaxMan | $25.00 | 1/31/2011 9:16:26 PM |
uncleegg | $50.00 | 2/1/2011 5:48:05 AM |
KileNSmyth4 | $25.00 | 2/1/2011 1:41:52 AM |
HamachiMan | $50.00 | 2/1/2011 8:20:56 AM |
community-platoon8 | $25.00 | 2/1/2011 9:33:38 AM |
stoopidnoodle | $25.00 | 2/1/2011 9:40:49 AM |
WeshaTheLeopard | $30.00 | 2/1/2011 3:48:38 PM |
loyalist1 | $50.00 | 2/1/2011 5:01:58 PM |
HHP | $50.00 | 2/1/2011 5:02:53 PM |
power-trophy7 | $25.00 | 2/1/2011 5:02:48 PM |
red-power-pecan | $25.00 | 2/1/2011 5:09:13 PM |
capital-halo1 | $500.00 | 2/1/2011 5:02:52 PM |
rovo | $25.00 | 2/1/2011 5:09:41 PM |
circuitfive | $25.00 | 2/1/2011 5:09:45 PM |
new-social-economist | $75.00 | 2/1/2011 5:09:57 PM |
heavy_ax | $25.00 | 2/1/2011 4:12:55 PM |
upbeat-coin937 | $50.00 | 2/1/2011 5:09:55 PM |
rogue_monster | $25.00 | 2/1/2011 5:10:20 PM |
shmb6508 | $50.00 | 2/1/2011 5:10:17 PM |
resplendent-dollar | $25.00 | 2/1/2011 5:10:24 PM |
jstnow | $25.00 | 2/1/2011 5:10:27 PM |
wampum-chorus3 | $25.00 | 2/1/2011 5:10:40 PM |
kulender | $50.00 | 2/1/2011 4:28:14 PM |
hidavehi | $38.00 | 2/1/2011 4:32:53 PM |
wise-rupee-sanctuary | $50.00 | 2/1/2011 5:02:35 PM |
whartonmba | $25.00 | 2/1/2011 5:09:06 PM |
social-conductor4 | $25.00 | 2/1/2011 5:09:15 PM |
helping-out | $30.00 | 2/1/2011 5:09:43 PM |
finagler | $25.00 | 2/1/2011 5:10:14 PM |
Crewhippie | $25.00 | 2/1/2011 5:10:32 PM |
Sibelius2 | $25.00 | 2/1/2011 5:10:42 PM |
hard-working-loot | $25.00 | 1/30/2011 9:40:05 PM |
genius520 | $100.00 | 1/30/2011 9:46:37 PM |
Speculator | $25.00 | 1/30/2011 9:48:22 PM |
Angel_Investor_7 | $25.00 | 1/30/2011 9:49:09 PM |
sensible-order2 | $100.00 | 1/30/2011 9:50:14 PM |
payment-gusto | $25.00 | 1/30/2011 9:51:38 PM |
bountiful-durability | $100.00 | 1/30/2011 9:52:13 PM |
orderly-leverage | $50.00 | 1/30/2011 9:49:56 PM |
suave-dime6 | $25.00 | 1/30/2011 9:52:49 PM |
well-mannered-income3 | $25.00 | 1/31/2011 7:29:25 AM |
greencat | $50.00 | 1/31/2011 7:32:42 AM |
mikeandcat | $89.62 | 1/31/2011 7:36:36 AM |
EarlyRiser | $100.00 | 1/31/2011 7:40:02 AM |
Kash2010lu | $25.00 | 1/31/2011 6:39:31 AM |
justonejake | $25.00 | 1/31/2011 9:33:12 AM |
oregonusa | $50.00 | 1/31/2011 9:35:33 AM |
galloping_unicorns_batman | $25.00 | 1/31/2011 9:40:46 AM |
transaction-animal8 | $25.00 | 1/31/2011 7:58:23 AM |
LittleMingo | $30.00 | 1/31/2011 9:34:51 AM |
Silverling6 | $25.00 | 1/31/2011 10:18:16 AM |
ElAbel11 | $50.00 | 1/31/2011 11:55:53 AM |
credit-sycamore4 | $100.00 | 1/31/2011 3:32:55 PM |
treasure-bliss | $50.00 | 2/1/2011 5:18:03 AM |
Bob450 | $25.00 | 2/1/2011 1:15:45 AM |
banker65010 | $25.00 | 2/1/2011 3:28:08 AM |
dough-bear | $50.00 | 2/1/2011 7:52:43 AM |
hamster | $27.40 | 2/1/2011 9:04:38 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:21 AM |
contract-lionheart | $207.36 | 2/1/2011 8:54:43 AM |
loss-of-control | $100.00 | 2/1/2011 9:18:22 AM |
liberty-society5 | $25.00 | 2/1/2011 9:32:59 AM |
deal-maple2 | $25.00 | 2/1/2011 9:33:31 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:55:16 AM |
TheCount | $25.00 | 2/1/2011 10:18:32 AM |
emgventures | $50.00 | 2/1/2011 10:53:18 AM |
Whitewater_Loans | $25.00 | 2/1/2011 11:22:52 AM |
ingenious-truth0 | $55.00 | 2/1/2011 4:13:16 PM |
interstellar | $75.00 | 2/1/2011 4:30:44 PM |
Investoman | $50.00 | 2/1/2011 4:30:52 PM |
melodious-openness | $100.00 | 2/1/2011 4:52:46 PM |
hidavehi | $25.08 | 2/1/2011 3:39:20 PM |
Jack55304 | $100.00 | 2/1/2011 5:02:55 PM |
peace-missile | $25.00 | 2/1/2011 5:02:45 PM |
ingenious-interest1 | $50.00 | 2/1/2011 5:02:50 PM |
Simonsez808 | $25.00 | 2/1/2011 5:09:11 PM |
IntrepidInvestment | $25.00 | 2/1/2011 5:09:52 PM |
Perksunlimited | $25.00 | 2/1/2011 5:09:48 PM |
restless-currency | $25.00 | 2/1/2011 5:10:18 PM |
turbolozano | $30.00 | 2/1/2011 5:10:23 PM |
Sven79 | $50.00 | 2/1/2011 5:10:19 PM |
DreDub | $50.00 | 2/1/2011 5:10:26 PM |
spirited-leverage | $25.00 | 2/1/2011 5:10:35 PM |
jubilant-auction5 | $25.00 | 2/1/2011 5:09:08 PM |
nimble-economy863 | $25.00 | 2/1/2011 5:09:39 PM |
p2p-czar3 | $30.00 | 2/1/2011 5:09:47 PM |
dinero-mason | $50.00 | 2/1/2011 5:10:30 PM |
Maetryx | $45.00 | 2/1/2011 5:10:37 PM |
larrybird | $250.00 | 2/1/2011 5:10:48 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
492477
This series of Notes was issued and sold upon the funding of the borrower loan #46977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 57% |
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,702 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| organized-velocity8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-order2 | $100.00 | 2/1/2011 6:04:26 PM |
dough-bear | $50.00 | 2/1/2011 6:05:19 PM |
genius520 | $100.00 | 2/1/2011 6:06:45 PM |
asiaratt | $50.00 | 2/1/2011 6:08:45 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:09:48 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:44 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:19 PM |
ingenious-truth0 | $25.00 | 2/1/2011 6:11:52 PM |
octoberfresh | $26.00 | 2/1/2011 6:05:11 PM |
erowis | $40.00 | 2/1/2011 6:18:49 PM |
orderly-leverage | $50.00 | 2/1/2011 6:08:03 PM |
one-midas | $25.00 | 2/1/2011 7:06:28 PM |
gain-equator | $25.00 | 2/1/2011 7:18:42 PM |
terrific-p2ploan | $49.61 | 2/1/2011 7:56:02 PM |
reflective-rupee | $400.77 | 2/1/2011 8:45:30 PM |
dudebrah | $25.00 | 2/1/2011 10:49:13 PM |
2grindstones | $25.00 | 2/1/2011 10:03:05 PM |
Kash2010lu | $25.00 | 2/1/2011 11:18:15 PM |
finance-mushroom | $100.00 | 2/2/2011 7:13:35 AM |
grotheik | $25.00 | 2/2/2011 7:19:57 AM |
greencat | $50.00 | 2/2/2011 7:22:43 AM |
shrewd-income | $25.00 | 2/2/2011 8:19:44 AM |
ready-interest9 | $25.00 | 2/2/2011 9:14:17 AM |
foothillender | $25.00 | 2/2/2011 8:32:57 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:29 AM |
loan-kung-fu | $25.00 | 2/2/2011 3:49:10 PM |
credit-sycamore4 | $100.00 | 2/2/2011 4:10:07 PM |
Blessed1958 | $30.00 | 2/2/2011 3:43:04 PM |
payment-gusto | $25.00 | 2/2/2011 4:10:34 PM |
CASSHMAN | $50.00 | 2/2/2011 7:42:09 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:07 PM |
bahamaman | $30.00 | 2/2/2011 8:58:21 PM |
thomas16882004 | $28.64 | 2/2/2011 7:21:55 PM |
ITExec | $100.00 | 2/2/2011 7:53:33 PM |
BangBros | $59.22 | 2/2/2011 7:35:30 PM |
SFBank | $200.00 | 2/1/2011 6:05:03 PM |
jazzlender | $25.00 | 2/1/2011 6:05:57 PM |
velocity-solo | $30.00 | 2/1/2011 6:06:39 PM |
suave-dime6 | $25.00 | 2/1/2011 6:09:33 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:33 PM |
Investoman | $50.00 | 2/1/2011 6:12:03 PM |
gain-gourd | $75.00 | 2/1/2011 6:07:41 PM |
SDNLR | $25.00 | 2/1/2011 6:09:00 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:35 PM |
hopeful-truth5 | $100.00 | 2/1/2011 8:52:46 PM |
favorite-commerce | $50.00 | 2/1/2011 8:49:12 PM |
CashFlow13 | $100.00 | 2/2/2011 3:15:12 AM |
well-mannered-income3 | $25.00 | 2/2/2011 6:38:57 AM |
gothampark | $25.00 | 2/2/2011 6:47:13 AM |
Artist_Blue | $25.00 | 2/2/2011 8:45:00 AM |
Leshan | $25.00 | 2/2/2011 9:57:52 AM |
nodebt2012 | $25.00 | 2/2/2011 10:58:20 AM |
wild-orange | $50.00 | 2/2/2011 11:02:08 AM |
simplelender80 | $100.00 | 2/2/2011 12:35:34 PM |
EarlyRiser | $250.00 | 2/2/2011 11:47:39 AM |
rjrventure | $25.00 | 2/2/2011 2:08:44 PM |
Armyman122 | $50.00 | 2/2/2011 10:26:27 AM |
amsmiles00 | $25.00 | 2/2/2011 2:07:02 PM |
Bob450 | $25.00 | 2/2/2011 2:58:41 PM |
trade-enthusiast3 | $100.00 | 2/2/2011 1:33:27 PM |
evergreen16 | $50.00 | 2/2/2011 3:23:11 PM |
loss-of-control | $150.00 | 2/2/2011 5:17:01 PM |
mpatrick | $25.00 | 2/2/2011 6:56:50 PM |
MoneyForNothing | $6.46 | 2/2/2011 8:58:48 PM |
proud-pound4 | $324.30 | 2/2/2011 7:25:15 PM |
upbeat-investment9 | $25.00 | 2/2/2011 8:29:51 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
492555
This series of Notes was issued and sold upon the funding of the borrower loan #46886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,185 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-credit-samaritan410 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MOBILIZED NATIONAL GUARD OFFICER
Purpose of loan:
This loan will be used to pay 1st and last month's rent for a small apartment.? I am a?military?officer living in CT who?is?ordered to active duty in support of the war beginning 7 FEB 2011 for 365 days near Hanscom Air Force Base in MA.? My first "paycheck" from the military will not come for a month so that is the other reason I need the money.? I can pull this money from my IRA but I do not want to incur a penalty on the money and already took money out last year during the divorce.
My financial situation:
I am a good candidate for this loan because I am past a rough divorce for over one year now and always pay my bills on time.? My credit rating suffered this past year due to having?"joint" bills with my ex-wife.?
Monthly net income: $
Beginning 7 February 2011, $8,000 per month (including all allowances for housing, food, and pay)
Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $400
??Utilities: $ 150
??Phone, cable, internet: $300?
??Food, entertainment: $?800
??Clothing, household expenses $100?
??Credit cards and other loans: $ 900
??Other expenses: $ 900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
dough-bear | $50.00 | 2/2/2011 4:57:45 PM |
velocity-solo | $30.00 | 2/2/2011 4:58:38 PM |
asiaratt | $50.00 | 2/2/2011 5:00:04 PM |
Evolver | $50.00 | 2/2/2011 5:03:42 PM |
HamachiMan | $50.00 | 2/2/2011 5:00:36 PM |
gain-equator | $25.00 | 2/2/2011 5:01:37 PM |
finance-mushroom | $86.76 | 2/2/2011 5:02:11 PM |
sensible-order2 | $100.00 | 2/2/2011 4:56:50 PM |
ultimate-peace | $50.00 | 2/2/2011 5:03:27 PM |
Kash2010lu | $28.00 | 2/2/2011 4:58:07 PM |
simplelender80 | $200.00 | 2/2/2011 5:06:35 PM |
liberty-society5 | $25.00 | 2/2/2011 5:00:58 PM |
the-yield-surfer | $50.00 | 2/2/2011 5:01:50 PM |
marybennet | $25.00 | 2/2/2011 5:42:21 PM |
Free-the-usa-1776 | $25.00 | 2/2/2011 5:21:14 PM |
Wangchuk | $25.01 | 2/2/2011 6:15:52 PM |
One_Lolo | $25.00 | 2/2/2011 6:18:52 PM |
vutah | $25.00 | 2/2/2011 5:29:49 PM |
calahan | $50.00 | 2/2/2011 5:36:18 PM |
loss-of-control | $100.00 | 2/2/2011 5:38:52 PM |
profitable-balance | $25.00 | 2/2/2011 6:18:53 PM |
squarebob | $25.00 | 2/2/2011 6:07:19 PM |
point-pinnacle | $25.00 | 2/2/2011 6:17:58 PM |
noodles932 | $40.00 | 2/2/2011 6:18:26 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:24 PM |
suave-dime6 | $25.00 | 2/2/2011 5:00:14 PM |
Investoman | $50.00 | 2/2/2011 5:01:20 PM |
jazzlender | $25.00 | 2/2/2011 4:57:29 PM |
genius520 | $100.00 | 2/2/2011 4:58:42 PM |
zorg77 | $25.00 | 2/2/2011 5:24:02 PM |
orderly-leverage | $50.00 | 2/2/2011 4:59:39 PM |
reflective-rupee | $500.77 | 2/2/2011 5:24:40 PM |
DasMula | $25.00 | 2/2/2011 6:01:42 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
492617
This series of Notes was issued and sold upon the funding of the borrower loan #46980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 10m |
Amount delinquent:
| $1,006 |
Total credit lines:
| 6 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $44 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Freedomforme16 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?Kitchen repair from water damage
My financial situation:good
I am a good candidate for this loan because?I have the resources to repay without upsetting my budget
Monthly net income: $ 1900
Monthly expenses: $
??Housing: $750
??Insurance: $75
??Car expenses: $0
??Utilities: $200
??Phone, cable, internet: $50
??Food, entertainment: $150
??Clothing, household expenses $50
??Credit cards and other loans: $0
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1. Mortgage Balance 139,688.82
2. Property Tax based on $126,500
3. Zillow says 113,000
4. No second or HELOC
(Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $30.00 | 2/1/2011 6:06:40 PM |
asiaratt | $50.00 | 2/1/2011 6:08:46 PM |
orderly-leverage | $50.00 | 2/1/2011 6:08:07 PM |
SDNLR | $25.00 | 2/1/2011 6:09:02 PM |
Investoman | $50.00 | 2/1/2011 6:12:05 PM |
sensible-order2 | $100.00 | 2/1/2011 6:04:28 PM |
genius520 | $100.00 | 2/1/2011 6:06:46 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:09:50 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:21 PM |
hopeful-truth5 | $50.00 | 2/1/2011 8:59:36 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:36 PM |
finance-mushroom | $100.00 | 2/2/2011 7:13:36 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:30 AM |
competent-p2p | $55.00 | 2/2/2011 12:39:57 PM |
Shawn95187 | $100.00 | 2/2/2011 4:25:41 PM |
Bob450 | $25.00 | 2/2/2011 5:48:29 PM |
bahamaman | $30.00 | 2/2/2011 8:58:22 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:09 PM |
kulender | $50.00 | 2/3/2011 5:53:21 AM |
bullwink27 | $25.00 | 2/3/2011 7:58:52 AM |
lucrative-transparency0 | $50.00 | 2/3/2011 9:54:00 AM |
profit-powerplant | $25.00 | 2/3/2011 12:07:11 PM |
shmb6508 | $25.00 | 2/3/2011 11:50:29 AM |
extraordinary-transaction | $25.00 | 2/3/2011 12:18:26 PM |
money-bauble | $100.00 | 2/3/2011 6:30:38 PM |
heatherwood | $50.00 | 2/3/2011 6:54:17 PM |
treasure-bliss | $50.00 | 2/3/2011 6:29:44 PM |
tnjohnso | $25.00 | 2/3/2011 6:30:08 PM |
credit-sycamore4 | $71.30 | 2/3/2011 6:26:56 PM |
open-minded-fund9 | $50.00 | 2/3/2011 6:54:59 PM |
orange-preeminant-bill | $50.00 | 2/3/2011 6:30:31 PM |
CA-Lender | $25.00 | 2/3/2011 6:27:36 PM |
AdrianWapcaplet | $50.00 | 2/3/2011 6:55:30 PM |
Justbiz | $50.00 | 2/3/2011 6:56:00 PM |
musegaze | $100.00 | 2/3/2011 6:28:03 PM |
justonejake | $25.00 | 2/3/2011 6:56:07 PM |
jjswanso | $50.00 | 2/3/2011 6:56:11 PM |
be_wise | $25.00 | 2/3/2011 6:32:57 PM |
rupee-artisan | $25.00 | 2/3/2011 6:57:30 PM |
afm | $50.00 | 2/3/2011 6:52:19 PM |
handshake5 | $100.00 | 2/3/2011 7:01:05 PM |
wise-deal-panda | $50.00 | 2/3/2011 6:52:22 PM |
MoonMama | $25.00 | 2/3/2011 7:02:51 PM |
first-upright-payout | $25.00 | 2/3/2011 7:03:00 PM |
loyalist1 | $50.00 | 2/3/2011 7:03:13 PM |
chief_wo | $25.00 | 2/3/2011 6:53:12 PM |
capital-halo1 | $500.00 | 2/3/2011 7:03:26 PM |
moola-wildebeest3 | $50.00 | 2/3/2011 6:55:00 PM |
dollar-sonnet3 | $50.00 | 2/3/2011 6:55:04 PM |
AMSlife | $50.00 | 2/3/2011 6:55:31 PM |
truth-ceremony | $25.00 | 2/3/2011 6:55:37 PM |
somebody32 | $50.00 | 2/3/2011 6:56:09 PM |
admirable-basis1 | $25.00 | 2/3/2011 6:54:58 PM |
niceguy777 | $25.00 | 2/3/2011 6:56:02 PM |
Aljasa2008 | $50.00 | 2/3/2011 7:00:43 PM |
point-kitten6 | $50.00 | 2/3/2011 7:02:36 PM |
vigorous-velocity | $50.00 | 2/3/2011 7:02:44 PM |
Wellman | $50.00 | 2/3/2011 7:03:09 PM |
mercuriant | $25.00 | 2/3/2011 7:03:19 PM |
jasjac0105 | $25.00 | 2/3/2011 7:03:24 PM |
divedude | $25.00 | 2/4/2011 12:52:18 AM |
Rdodson11 | $25.00 | 2/3/2011 7:03:34 PM |
mmckune | $25.00 | 2/4/2011 12:53:06 AM |
EBITDA | $25.00 | 2/3/2011 7:03:59 PM |
Skiph | $25.00 | 2/4/2011 1:05:47 AM |
golath24 | $25.00 | 2/4/2011 1:08:23 AM |
kendallv | $25.00 | 2/3/2011 7:02:40 PM |
utmom | $25.00 | 2/4/2011 1:09:56 AM |
bid-czar8 | $50.00 | 2/3/2011 7:03:02 PM |
power-trophy7 | $25.00 | 2/3/2011 7:03:16 PM |
kegs | $150.00 | 2/3/2011 7:03:24 PM |
careful-note | $50.00 | 2/3/2011 7:03:28 PM |
treasure-generator | $25.00 | 2/4/2011 1:27:08 AM |
yield-lion | $25.00 | 2/4/2011 1:29:53 AM |
phchristensen | $25.00 | 2/3/2011 10:17:03 PM |
Bears34 | $25.00 | 2/3/2011 10:17:23 PM |
MrMoney0622 | $25.00 | 2/4/2011 12:49:44 AM |
Easystreet | $25.00 | 2/4/2011 12:53:01 AM |
IIP77 | $25.00 | 2/4/2011 12:54:26 AM |
NYLG | $25.00 | 2/4/2011 1:07:12 AM |
macbeck22 | $25.00 | 2/4/2011 1:17:43 AM |
gain-gourd | $75.00 | 2/1/2011 6:07:42 PM |
suave-dime6 | $25.00 | 2/1/2011 6:09:35 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:35 PM |
dough-bear | $50.00 | 2/1/2011 6:05:20 PM |
jazzlender | $25.00 | 2/1/2011 6:05:59 PM |
gain-equator | $25.00 | 2/1/2011 7:18:43 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:47 PM |
zorg77 | $25.00 | 2/1/2011 8:39:38 PM |
Artist_Blue | $25.00 | 2/2/2011 8:44:57 AM |
EarlyRiser | $100.00 | 2/2/2011 11:51:48 AM |
simplelender80 | $100.00 | 2/2/2011 12:35:36 PM |
ingenious-truth0 | $55.00 | 2/2/2011 4:10:29 PM |
FASTIZIO_P | $35.00 | 2/2/2011 9:48:05 PM |
silverloan | $25.00 | 2/3/2011 8:26:07 AM |
loan-kung-fu | $25.00 | 2/3/2011 1:29:37 AM |
cycle198 | $30.00 | 2/3/2011 7:38:23 AM |
igotmoney | $50.00 | 2/3/2011 12:30:09 PM |
mammalian4 | $25.00 | 2/3/2011 3:39:05 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 1:49:36 PM |
d_grbg | $25.00 | 2/3/2011 5:58:26 PM |
thorough-exchange4 | $25.00 | 2/3/2011 5:23:36 PM |
jobani | $25.00 | 2/3/2011 6:52:21 PM |
helping-out | $45.00 | 2/3/2011 6:53:15 PM |
wise-rupee-sanctuary | $50.00 | 2/3/2011 6:29:39 PM |
rovo | $25.00 | 2/3/2011 6:54:35 PM |
nanda | $26.84 | 2/3/2011 6:54:57 PM |
CapitalismRocks | $25.00 | 2/3/2011 6:55:03 PM |
payment-gusto | $25.00 | 2/3/2011 6:30:34 PM |
graceful-investment | $100.00 | 2/3/2011 6:55:25 PM |
lagnisiruk | $25.00 | 2/3/2011 6:55:33 PM |
reward-adventure | $50.00 | 2/3/2011 6:56:04 PM |
rapid-currency | $25.00 | 2/3/2011 6:56:08 PM |
seisen | $50.00 | 2/3/2011 7:00:30 PM |
famous-bill | $25.00 | 2/3/2011 6:50:00 PM |
missing-link | $25.00 | 2/3/2011 7:02:49 PM |
worthy-bid8 | $50.00 | 2/3/2011 7:02:57 PM |
Msbutterfly | $50.00 | 2/3/2011 6:52:47 PM |
AF-Chief | $50.00 | 2/3/2011 6:54:31 PM |
Angel_Investor_7 | $25.00 | 2/3/2011 6:54:34 PM |
trade-surge3 | $50.00 | 2/3/2011 6:54:57 PM |
gizzywump | $50.00 | 2/3/2011 6:55:01 PM |
ElAbel11 | $25.00 | 2/3/2011 6:55:35 PM |
peace-missile | $25.00 | 2/3/2011 6:56:05 PM |
whartonmba | $25.00 | 2/3/2011 6:54:35 PM |
circuitfive | $25.00 | 2/3/2011 6:54:37 PM |
speedy-point | $25.00 | 2/3/2011 6:55:02 PM |
maldok1 | $25.00 | 2/3/2011 6:55:31 PM |
VJ_Financial | $25.00 | 2/3/2011 8:50:19 PM |
flexible-value | $100.00 | 2/3/2011 6:55:59 PM |
new-social-economist | $57.61 | 2/3/2011 6:56:03 PM |
Sixmil | $50.00 | 2/3/2011 6:57:14 PM |
foxtrot12 | $27.34 | 2/4/2011 12:39:23 AM |
HHP | $50.00 | 2/3/2011 7:00:36 PM |
FeedTheMachine | $50.00 | 2/3/2011 7:00:56 PM |
zeelender | $25.00 | 2/4/2011 12:42:23 AM |
Weaverville | $25.00 | 2/4/2011 12:42:38 AM |
drg6289 | $25.00 | 2/4/2011 12:43:05 AM |
wanna-help | $50.00 | 2/3/2011 7:02:37 PM |
amusement4 | $95.82 | 2/3/2011 7:02:54 PM |
ThatDanGuy | $50.00 | 2/3/2011 7:03:14 PM |
ommcd | $25.00 | 2/3/2011 7:03:22 PM |
honorable-yield | $25.00 | 2/3/2011 7:02:41 PM |
forthright-dedication | $25.00 | 2/3/2011 7:03:05 PM |
rescue | $100.00 | 2/3/2011 7:03:25 PM |
Jack55304 | $100.00 | 2/3/2011 7:03:30 PM |
NoMoreDebt4Me | $25.00 | 2/4/2011 1:17:55 AM |
umfan123 | $25.00 | 2/4/2011 1:30:17 AM |
Eudyptes | $34.74 | 2/4/2011 12:49:25 AM |
gustavzantanon | $26.96 | 2/4/2011 12:50:41 AM |
selfmademan | $25.00 | 2/4/2011 12:41:42 AM |
copper | $32.21 | 2/4/2011 12:43:13 AM |
carlover | $25.00 | 2/4/2011 12:51:49 AM |
TpbiCapitals | $25.00 | 2/4/2011 1:08:49 AM |
pixeldave | $28.88 | 2/4/2011 1:08:43 AM |
km007 | $25.00 | 2/4/2011 1:26:59 AM |
oldmora | $50.00 | 2/4/2011 1:28:34 AM |
MoneyForNothing | $18.30 | 2/4/2011 1:30:22 AM |
158 Investments
|
Borrower Payment Dependent Notes Series
490840
This series of Notes was issued and sold upon the funding of the borrower loan #46990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 59% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,310 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| reaction399 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay off truck difference
Purpose of loan:
This loan will be used to? pay off the difference of what i owe on my truck I am selling.
My financial situation:
I am a good candidate for this loan because? I am lowering my monthly expenses to be able to pay off my debts.? I plan to be debt free within 5 years.
Monthly net income: $ 2427
Monthly expenses: $
??Housing: $ 0 -?live in a?family house that is going to be inherited later
??Insurance: $ 180 will be reduced once truck is sold
??Car expenses: $ 200 includes gas & service - no car payments once truck is sold
??Utilities: $?150
??Phone, cable, internet: $ 160
??Food, entertainment: $ 375????
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 220
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-order2 | $100.00 | 2/2/2011 4:56:46 PM |
HamachiMan | $50.00 | 2/2/2011 5:00:32 PM |
gain-equator | $25.00 | 2/2/2011 5:01:34 PM |
the-yield-surfer | $50.00 | 2/2/2011 5:01:45 PM |
EarlyRiser | $250.00 | 2/2/2011 4:59:08 PM |
Kash2010lu | $54.00 | 2/2/2011 5:03:25 PM |
liberty-society5 | $25.00 | 2/2/2011 5:00:53 PM |
Artist_Blue | $25.00 | 2/2/2011 5:02:37 PM |
jazzlender | $25.00 | 2/2/2011 4:57:24 PM |
dough-bear | $50.00 | 2/2/2011 4:57:40 PM |
zorg77 | $25.00 | 2/2/2011 5:22:48 PM |
gain-gourd | $75.00 | 2/2/2011 5:08:37 PM |
Banker_Joe | $25.00 | 2/2/2011 5:52:12 PM |
supreme-hope | $25.00 | 2/2/2011 8:25:36 PM |
Wangchuk | $25.01 | 2/2/2011 6:20:37 PM |
realtormoises | $25.00 | 2/3/2011 5:15:00 AM |
impala6464 | $150.00 | 2/3/2011 1:21:07 AM |
autonomous-truth | $50.00 | 2/3/2011 2:00:47 AM |
OLYVRC | $50.00 | 2/3/2011 7:13:00 AM |
cycle198 | $25.00 | 2/3/2011 7:50:17 AM |
bluehen00 | $30.00 | 2/3/2011 4:20:14 AM |
droopie1 | $25.00 | 2/3/2011 9:14:20 AM |
lucrative-transparency0 | $75.00 | 2/3/2011 9:47:06 AM |
Rogesparkguy | $25.00 | 2/3/2011 10:01:04 AM |
nodebt2012 | $25.00 | 2/3/2011 12:16:53 PM |
Core-Marketing | $25.00 | 2/3/2011 12:54:52 PM |
fund-baker | $25.05 | 2/3/2011 11:12:54 AM |
shmb6508 | $25.00 | 2/3/2011 11:50:34 AM |
authoritative-platinum7 | $25.00 | 2/3/2011 1:49:39 PM |
larryboy10 | $25.00 | 2/3/2011 9:46:02 AM |
joebob78 | $50.00 | 2/3/2011 12:55:44 PM |
radiant-loan5 | $100.00 | 2/3/2011 3:37:47 PM |
ingenious-deal6 | $25.00 | 2/3/2011 6:26:58 PM |
basis-image | $30.00 | 2/3/2011 5:25:32 PM |
be_wise | $25.00 | 2/3/2011 6:33:03 PM |
favorite-commerce | $25.00 | 2/3/2011 7:49:31 PM |
VJ_Financial | $100.00 | 2/3/2011 8:45:40 PM |
phchristensen | $50.00 | 2/3/2011 10:21:23 PM |
kri8iv | $71.21 | 2/3/2011 6:57:18 PM |
UCLA4life | $25.00 | 2/4/2011 12:52:27 AM |
responsibility-blanket6 | $26.00 | 2/3/2011 11:46:38 PM |
CA-Lender | $25.00 | 2/4/2011 1:55:09 AM |
mammalian4 | $25.00 | 2/4/2011 5:30:48 AM |
jo2y | $25.00 | 2/4/2011 1:27:22 AM |
S-Master | $50.00 | 2/4/2011 1:29:24 AM |
gold-blanket0 | $25.00 | 2/4/2011 8:59:05 AM |
LakeShoreLending | $25.00 | 2/4/2011 9:02:09 AM |
SkinnyFish | $25.00 | 2/4/2011 4:19:11 AM |
B2152 | $25.00 | 2/4/2011 4:59:23 AM |
coasterman | $25.00 | 2/4/2011 5:37:08 AM |
mason5 | $100.00 | 2/4/2011 6:27:55 AM |
Leshan | $25.00 | 2/4/2011 6:06:41 AM |
BeanCownter | $50.00 | 2/4/2011 8:08:20 AM |
trumpeter5 | $25.00 | 2/4/2011 8:40:07 AM |
foothillender | $25.00 | 2/4/2011 8:45:27 AM |
spark548 | $25.00 | 2/4/2011 7:23:20 AM |
thatguyoverseas | $38.49 | 2/4/2011 8:21:37 AM |
MoneyForNothing | $3.20 | 2/4/2011 9:33:25 AM |
Investoman | $50.00 | 2/2/2011 5:01:13 PM |
orderly-leverage | $50.00 | 2/2/2011 4:59:30 PM |
asiaratt | $50.00 | 2/2/2011 5:00:00 PM |
SFBank | $200.00 | 2/2/2011 5:06:26 PM |
suave-dime6 | $25.00 | 2/2/2011 5:00:09 PM |
reflective-rupee | $1,000.77 | 2/2/2011 5:27:02 PM |
simplelender80 | $200.00 | 2/2/2011 5:06:29 PM |
finance-mushroom | $100.00 | 2/2/2011 5:02:08 PM |
whartonmba | $25.00 | 2/2/2011 5:06:56 PM |
money-fort | $25.00 | 2/2/2011 5:33:06 PM |
hopeful-truth5 | $200.00 | 2/2/2011 7:36:00 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:14 PM |
2grindstones | $25.00 | 2/2/2011 6:32:28 PM |
FASTIZIO_P | $35.00 | 2/2/2011 9:48:10 PM |
gold-cluster | $100.00 | 2/3/2011 6:08:08 AM |
loanman2007 | $125.00 | 2/3/2011 6:10:57 AM |
loan-kung-fu | $25.00 | 2/3/2011 1:29:50 AM |
restless-dime | $25.00 | 2/3/2011 6:56:06 AM |
money-baron | $400.00 | 2/3/2011 7:13:36 AM |
kulender | $50.00 | 2/3/2011 5:53:29 AM |
greencat | $50.00 | 2/3/2011 7:09:30 AM |
cycle198 | $30.00 | 2/3/2011 7:38:29 AM |
Moe87 | $25.00 | 2/3/2011 3:52:44 AM |
payout-network1 | $25.00 | 2/3/2011 6:03:05 AM |
RyanM561 | $25.00 | 2/3/2011 6:04:44 AM |
sudeep104 | $25.00 | 2/3/2011 8:21:38 AM |
sturdy-peace9 | $100.00 | 2/3/2011 10:52:38 AM |
winmals | $25.00 | 2/3/2011 4:40:15 PM |
mikelance7 | $25.00 | 2/3/2011 10:29:01 AM |
grnii78 | $100.00 | 2/3/2011 11:24:06 AM |
capitalist2010 | $50.61 | 2/3/2011 3:24:02 PM |
profit-powerplant | $25.00 | 2/3/2011 12:07:19 PM |
ethicalhumanist | $25.00 | 2/3/2011 4:33:54 PM |
SolarMoonshine | $25.00 | 2/3/2011 5:11:58 PM |
happy-yield | $25.00 | 2/3/2011 5:27:57 PM |
Lubava | $25.00 | 2/3/2011 6:08:35 PM |
Bob450 | $25.00 | 2/3/2011 6:28:34 PM |
responsibility-blanket6 | $26.00 | 2/3/2011 11:47:36 PM |
rakem777 | $25.00 | 2/4/2011 1:08:13 AM |
LKCGICG | $25.00 | 2/3/2011 9:20:16 PM |
payout-bridge | $850.00 | 2/3/2011 10:17:35 PM |
orange-pound-party | $30.00 | 2/3/2011 8:27:16 PM |
money-bauble | $32.91 | 2/4/2011 1:54:16 AM |
bright-truth | $60.00 | 2/3/2011 11:57:18 PM |
Christophe | $25.00 | 2/4/2011 7:55:48 AM |
income-rocker2 | $50.00 | 2/4/2011 8:06:38 AM |
Amber_Stone | $25.00 | 2/4/2011 8:24:56 AM |
samurai2 | $51.75 | 2/4/2011 8:51:46 AM |
unger | $100.00 | 2/4/2011 2:35:03 AM |
whitewolf7 | $55.00 | 2/4/2011 4:56:04 AM |
umfan123 | $25.00 | 2/4/2011 6:04:01 AM |
head | $25.00 | 2/4/2011 6:26:58 AM |
MarvintheMartian | $25.00 | 2/4/2011 7:51:04 AM |
well-rounded-dinero | $75.00 | 2/4/2011 8:03:56 AM |
epic-value6 | $50.00 | 2/4/2011 9:33:08 AM |
haplender | $50.00 | 2/4/2011 9:19:03 AM |
114 Investments
|
Borrower Payment Dependent Notes Series
491860
This series of Notes was issued and sold upon the funding of the borrower loan #46981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-hugger |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit-huddle
Purpose of loan:
This loan will be used to?
Car and some bills
My financial situation:
I am a good candidate for this loan because?
My credit use to be A1 until i relocated and was out of work for a year.? I was was force to file bankrupcy due to no income.
Monthly net income: $
2,500
Monthly expenses: $
??Housing: $ 520,00
??Insurance: $
??Car expenses: $ Car Paid for
??Utilities: $ o
??Phone, cable, internet: $ 120
??Food, entertainment: $ 55
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
daekpon | $40.00 | 1/27/2011 10:08:47 AM |
rescue | $100.00 | 1/27/2011 10:13:58 AM |
tech310 | $50.00 | 1/27/2011 10:15:53 AM |
a-finance-nirvana | $25.00 | 1/27/2011 10:08:54 AM |
loyalist1 | $50.00 | 1/27/2011 10:10:26 AM |
velocity-solo | $30.00 | 1/27/2011 10:11:13 AM |
genius520 | $100.00 | 1/27/2011 10:11:22 AM |
wise-rupee-sanctuary | $50.00 | 1/27/2011 10:11:09 AM |
reflective-rupee | $25.77 | 1/27/2011 10:11:15 AM |
drjekyllus | $25.00 | 1/27/2011 12:19:39 PM |
greencat | $50.00 | 1/27/2011 10:19:16 AM |
Kash2010lu | $25.00 | 1/27/2011 10:15:48 AM |
SolarMoonshine | $25.00 | 1/27/2011 3:21:35 PM |
asset-professor | $25.00 | 1/27/2011 12:13:59 PM |
Speculator | $25.00 | 1/27/2011 1:39:55 PM |
investment-cluster | $30.00 | 1/27/2011 2:23:15 PM |
Bocephus1959 | $25.00 | 1/27/2011 5:15:48 PM |
Hambone1111 | $25.00 | 1/27/2011 11:17:47 PM |
head | $25.00 | 1/28/2011 5:25:33 AM |
icon7 | $30.00 | 1/28/2011 4:31:20 AM |
JBG | $25.00 | 1/28/2011 9:05:05 AM |
realtormoises | $25.00 | 1/28/2011 7:42:42 AM |
Angel_Investor_7 | $25.00 | 1/28/2011 6:33:03 AM |
felicity-shrine2 | $25.00 | 1/28/2011 10:00:47 AM |
leverage-monger | $25.00 | 1/28/2011 9:20:38 AM |
worthy-bid8 | $50.00 | 1/28/2011 9:09:59 AM |
EBITDA | $25.00 | 1/28/2011 9:10:20 AM |
Julzlmt | $125.52 | 1/28/2011 10:11:06 AM |
EarlyRiser | $250.00 | 1/27/2011 10:13:32 AM |
Evolver | $36.00 | 1/27/2011 10:11:04 AM |
Bob450 | $25.00 | 1/27/2011 12:58:32 PM |
EasternLender | $30.00 | 1/27/2011 5:06:55 PM |
EngineersAlliance | $100.00 | 1/27/2011 5:07:46 PM |
lasalle123 | $50.00 | 1/27/2011 6:13:40 PM |
gain-gourd | $100.00 | 1/27/2011 7:03:11 PM |
interstellar | $75.00 | 1/27/2011 7:03:30 PM |
GoldenGo4 | $50.00 | 1/27/2011 11:32:04 PM |
PCity-LOA15 | $25.00 | 1/27/2011 9:03:59 PM |
wild-orange | $25.00 | 1/28/2011 1:25:47 AM |
businessguy29 | $25.00 | 1/28/2011 6:36:36 AM |
kind-diligent-coin | $28.64 | 1/28/2011 4:51:15 AM |
B2152 | $25.00 | 1/28/2011 4:48:16 AM |
dobee | $25.00 | 1/28/2011 9:54:00 AM |
truth-poplar | $25.00 | 1/28/2011 9:38:33 AM |
kwan | $25.00 | 1/28/2011 9:42:23 AM |
ethicalhumanist | $25.00 | 1/28/2011 9:58:52 AM |
calahan | $25.00 | 1/28/2011 10:03:53 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
491886
This series of Notes was issued and sold upon the funding of the borrower loan #46974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,055 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-kung-fu1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to consolidate credit cards
Purpose of loan:To pay off credit cards
This loan will be used to pay off credit cards and small bills.
Reasons why you should choose me:I work in the financial industryI understand how credit worksI have over a 700 credit score
Monthly net income: $ 2,000
Monthly expenses: $
Housing: $ 300
Insurance: $ 20
Car expenses: $ 350
Utilities: $ 50
Phone, cable, internet: $ 60
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 0 (after I use this to pay them off)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
marketplace-cello5 | $25.00 | 1/26/2011 6:16:09 PM |
enchanted-yield4 | $50.00 | 1/26/2011 6:51:25 PM |
jazzlender | $25.00 | 1/26/2011 6:17:25 PM |
rolandweary | $25.00 | 1/26/2011 6:53:15 PM |
commerce-yeller | $25.00 | 1/26/2011 6:54:07 PM |
ursus | $100.00 | 1/26/2011 6:55:53 PM |
paladin847 | $50.00 | 1/26/2011 6:56:10 PM |
Artist_Blue | $25.00 | 1/26/2011 7:03:59 PM |
SolarMoonshine | $25.00 | 1/26/2011 7:19:44 PM |
radforj22 | $35.00 | 1/26/2011 6:24:47 PM |
velocity-solo | $50.00 | 1/26/2011 6:53:28 PM |
rate-rapture8 | $50.00 | 1/26/2011 6:57:23 PM |
myworld701 | $25.00 | 1/26/2011 8:04:54 PM |
RandyL3 | $25.00 | 1/26/2011 8:09:53 PM |
rjrventure | $40.00 | 1/26/2011 8:16:16 PM |
Redmond | $25.00 | 1/26/2011 6:54:15 PM |
investor_101 | $50.00 | 1/26/2011 6:56:23 PM |
bowdish1 | $50.00 | 1/26/2011 7:57:14 PM |
hopeful-truth5 | $100.00 | 1/26/2011 8:05:53 PM |
Nerdster1 | $25.04 | 1/27/2011 3:17:59 AM |
EarlyRiser | $250.00 | 1/27/2011 4:38:41 AM |
DSFinancial | $50.00 | 1/26/2011 9:48:27 PM |
blue-useful-auction | $25.00 | 1/27/2011 7:57:00 AM |
helpingyou1 | $25.00 | 1/27/2011 2:19:39 AM |
noobsaibot | $25.00 | 1/27/2011 8:41:25 AM |
Cherrypicker | $50.00 | 1/26/2011 11:08:05 PM |
rockhound84 | $25.00 | 1/27/2011 7:01:50 AM |
friendly-market5 | $25.00 | 1/27/2011 7:42:01 AM |
Leshan | $25.00 | 1/27/2011 10:08:27 AM |
Bass4Life | $25.00 | 1/27/2011 9:35:07 AM |
newest-phenomenal-money | $25.00 | 1/27/2011 11:23:21 AM |
moola-escalator | $25.00 | 1/27/2011 11:45:56 AM |
cash-queen | $30.00 | 1/27/2011 1:09:11 PM |
slwholesales | $25.00 | 1/27/2011 10:22:03 AM |
intuitive-worth7 | $29.80 | 1/27/2011 11:10:00 AM |
GoldenGo4 | $50.00 | 1/27/2011 10:43:21 AM |
Casman8815 | $25.00 | 1/27/2011 12:28:35 PM |
ferdberfel | $50.00 | 1/27/2011 5:03:00 PM |
point-pinnacle | $25.00 | 1/27/2011 5:10:01 PM |
COtheBeast | $25.00 | 1/27/2011 3:30:14 PM |
thankful-nickel2 | $25.00 | 1/27/2011 3:35:38 PM |
greenback-bull6 | $50.00 | 1/27/2011 5:14:41 PM |
klemer | $25.00 | 1/27/2011 6:04:10 PM |
Pendruce | $25.00 | 1/27/2011 6:46:59 PM |
open-dough6 | $25.00 | 1/27/2011 8:10:20 PM |
Mav26 | $55.20 | 1/27/2011 7:01:53 PM |
mpatrick | $25.00 | 1/27/2011 7:35:17 PM |
balance-force | $26.00 | 1/27/2011 10:04:43 PM |
dollardave | $100.00 | 1/27/2011 11:43:03 PM |
jodilee31 | $50.00 | 1/27/2011 7:35:46 PM |
AM2171 | $25.00 | 1/27/2011 9:50:48 PM |
vigilance-searcher | $25.00 | 1/27/2011 11:05:05 PM |
wojo | $25.00 | 1/28/2011 5:56:10 AM |
revenue-appraiser | $25.00 | 1/28/2011 5:59:51 AM |
icon7 | $30.00 | 1/28/2011 4:30:38 AM |
Onlyhappycustomers | $25.00 | 1/28/2011 7:49:46 AM |
funfamilyX4 | $25.00 | 1/28/2011 8:25:08 AM |
gdfp158 | $25.00 | 1/28/2011 8:32:33 AM |
ScottCapital | $25.00 | 1/28/2011 6:08:01 AM |
calkidd05 | $25.00 | 1/28/2011 8:58:14 AM |
ekbangali | $50.00 | 1/28/2011 9:07:20 AM |
sassykatty | $50.00 | 1/28/2011 6:28:10 AM |
mspiggybank | $150.00 | 1/28/2011 6:26:14 AM |
gunderstone | $143.75 | 1/28/2011 6:40:03 AM |
a-tender-transparency | $40.00 | 1/28/2011 7:36:10 AM |
realtormoises | $25.00 | 1/28/2011 7:47:38 AM |
buffalobills | $25.00 | 1/28/2011 9:11:04 AM |
VBinvestor | $100.00 | 1/28/2011 9:11:29 AM |
wwwUniversal | $25.00 | 1/28/2011 9:15:15 AM |
bestbuy | $25.00 | 1/26/2011 6:28:46 PM |
violaetain | $25.00 | 1/26/2011 6:39:06 PM |
enthralling-deal180 | $100.00 | 1/26/2011 6:20:07 PM |
Pulchritudinous | $25.00 | 1/26/2011 6:54:37 PM |
organized-payment6 | $46.23 | 1/26/2011 7:01:16 PM |
american6 | $100.00 | 1/26/2011 6:52:01 PM |
genius520 | $100.00 | 1/26/2011 6:52:25 PM |
honorable-yield | $25.00 | 1/26/2011 6:52:59 PM |
C_Mark | $100.00 | 1/26/2011 6:53:42 PM |
mtnbikemania | $50.00 | 1/26/2011 6:54:29 PM |
nanda | $100.00 | 1/26/2011 6:54:50 PM |
dpries123 | $25.00 | 1/26/2011 6:55:45 PM |
vutah | $50.00 | 1/26/2011 6:51:16 PM |
impressive-credit431 | $100.00 | 1/26/2011 6:51:34 PM |
wise-rupee-sanctuary | $50.00 | 1/26/2011 6:51:45 PM |
simplelender80 | $100.00 | 1/26/2011 6:52:45 PM |
LeReve | $100.00 | 1/26/2011 6:56:35 PM |
subtle-revenue0 | $25.00 | 1/26/2011 6:56:50 PM |
tech310 | $50.00 | 1/26/2011 6:59:59 PM |
one-midas | $50.00 | 1/26/2011 7:00:49 PM |
the-enterprising-leverage | $25.00 | 1/26/2011 7:04:30 PM |
SOP_Bank | $25.00 | 1/26/2011 7:26:55 PM |
Halehuaka_i | $50.00 | 1/27/2011 12:16:30 AM |
friendinmoney | $25.00 | 1/27/2011 7:57:29 AM |
Moneypenny6 | $25.00 | 1/27/2011 8:04:30 AM |
grf1945 | $25.00 | 1/27/2011 9:16:02 AM |
Bank_Of_XL | $50.00 | 1/27/2011 5:35:09 AM |
golden-finance7 | $50.00 | 1/27/2011 9:55:23 AM |
exuberant-dime | $50.00 | 1/27/2011 9:33:45 AM |
Book-Mark | $25.00 | 1/27/2011 10:33:17 AM |
zenzorba | $75.00 | 1/27/2011 2:31:44 PM |
jayk63 | $25.00 | 1/27/2011 2:45:47 PM |
rkhrdjp | $25.00 | 1/27/2011 2:48:49 PM |
sonicpluto | $25.00 | 1/27/2011 11:18:38 AM |
OregonDane | $25.00 | 1/27/2011 12:12:48 PM |
engaging-worth | $25.00 | 1/27/2011 4:22:15 PM |
MadHun | $50.00 | 1/27/2011 1:43:44 PM |
EasternLender | $25.00 | 1/27/2011 5:10:33 PM |
TigerForce | $25.00 | 1/27/2011 4:15:59 PM |
Chewbaca | $25.00 | 1/27/2011 3:45:59 PM |
Finchy78 | $25.00 | 1/27/2011 4:20:50 PM |
nilonc1 | $50.00 | 1/27/2011 5:49:22 PM |
ethicalhumanist | $50.00 | 1/27/2011 5:05:30 PM |
profitable-money | $25.00 | 1/27/2011 6:09:14 PM |
careful-compassion | $25.00 | 1/27/2011 5:01:38 PM |
dproxima | $25.00 | 1/27/2011 6:20:36 PM |
BuzzyBee336 | $35.00 | 1/27/2011 6:07:50 PM |
dough-souffle | $25.00 | 1/27/2011 7:28:20 PM |
gain-gourd | $250.00 | 1/27/2011 6:59:50 PM |
mjcareful | $75.00 | 1/27/2011 7:04:23 PM |
gold-tsunami | $50.00 | 1/27/2011 9:58:26 PM |
dsparrow | $25.00 | 1/27/2011 11:16:31 PM |
YellowJacket | $25.00 | 1/28/2011 12:40:27 AM |
Kessler | $30.00 | 1/28/2011 6:32:44 AM |
rjleves | $25.00 | 1/28/2011 2:08:17 AM |
loanman2007 | $50.00 | 1/28/2011 6:59:14 AM |
gangusron | $50.00 | 1/28/2011 7:37:54 AM |
wonderous-power | $25.00 | 1/28/2011 4:42:40 AM |
starry2001 | $25.00 | 1/28/2011 5:24:22 AM |
sgt-schultz | $30.00 | 1/28/2011 5:59:17 AM |
nosualcneas | $25.00 | 1/28/2011 8:55:33 AM |
KirosPOS | $35.73 | 1/28/2011 7:06:16 AM |
E-B | $50.00 | 1/28/2011 5:45:19 AM |
agreement-bunny | $25.00 | 1/28/2011 6:42:23 AM |
Chuck54 | $25.00 | 1/28/2011 7:54:04 AM |
FallonCredit | $25.00 | 1/28/2011 8:00:22 AM |
FinanceEngine | $25.00 | 1/28/2011 8:42:59 AM |
Munnie | $25.00 | 1/28/2011 8:55:28 AM |
137 Investments
|
Borrower Payment Dependent Notes Series
491918
This series of Notes was issued and sold upon the funding of the borrower loan #46978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,996 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-vigilance5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
Purpose of loan:
This loan will be used to? update some things in my home including kitchen cabinets.? I have some money to invest in this but I need a little more and I do not want to use all of my savings in case of an emergency.?
My financial situation:
I am a good candidate for this loan because? I have a good stable job with a good income.? I do not have large credit card debt.? My only real debt is my?home loan, car loan and student loans.?
Monthly net income: $ 5200.00
Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $
??Car expenses: $ 762
??Utilities: $ 100.00
??Phone, cable, internet: $?56.00
??Food, entertainment: $
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1250.00?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
sensible-fund | $49.12 | 1/25/2011 5:53:22 PM |
AdamsWay | $25.00 | 1/25/2011 5:57:42 PM |
nickel-hickory | $50.00 | 1/25/2011 6:12:35 PM |
larryboy10 | $25.00 | 1/25/2011 6:20:07 PM |
EarlyRiser | $250.00 | 1/25/2011 6:03:00 PM |
credit-guard5 | $25.00 | 1/25/2011 6:12:43 PM |
friendinmoney | $25.00 | 1/25/2011 7:02:46 PM |
lending-theory | $25.00 | 1/25/2011 7:07:49 PM |
DHolly | $30.00 | 1/25/2011 7:39:32 PM |
2grindstones | $25.00 | 1/25/2011 8:04:38 PM |
a-balance-surgeon | $50.00 | 1/25/2011 9:19:31 PM |
responsibility-blanket6 | $47.00 | 1/25/2011 11:19:24 PM |
riveting-credit5 | $500.00 | 1/25/2011 11:30:44 PM |
peace-missile | $112.10 | 1/26/2011 12:23:37 AM |
nickel-hickory | $50.00 | 1/25/2011 6:12:28 PM |
restless-dime | $25.00 | 1/25/2011 8:48:10 PM |
dudebrah | $25.00 | 1/25/2011 9:54:06 PM |
bughead | $25.00 | 1/25/2011 11:11:08 PM |
Kash2010lu | $25.00 | 1/25/2011 8:07:29 PM |
feb217 | $25.00 | 1/25/2011 9:40:22 PM |
velocity-solo | $25.00 | 1/25/2011 6:00:50 PM |
nickel-hickory | $50.00 | 1/25/2011 6:12:15 PM |
nickel-hickory | $50.00 | 1/25/2011 6:12:40 PM |
Thylow | $105.55 | 1/25/2011 6:26:13 PM |
witty-openness | $25.00 | 1/25/2011 6:19:55 PM |
Iloanyoumoney | $25.00 | 1/25/2011 7:20:44 PM |
reflective-rupee | $1,000.77 | 1/25/2011 5:54:56 PM |
Leshan | $25.00 | 1/25/2011 9:51:21 PM |
rescue | $100.00 | 1/25/2011 6:03:09 PM |
nickel-hickory | $50.00 | 1/25/2011 6:12:23 PM |
nickel-hickory | $50.00 | 1/25/2011 6:12:46 PM |
Wangchuk | $25.01 | 1/25/2011 6:21:40 PM |
credit-elation1 | $25.00 | 1/25/2011 7:17:07 PM |
favorite-commerce | $50.00 | 1/25/2011 7:27:55 PM |
lloyd_s | $25.00 | 1/25/2011 6:29:07 PM |
head | $25.00 | 1/25/2011 8:00:10 PM |
vutah | $25.00 | 1/25/2011 10:38:10 PM |
social-heart | $50.00 | 1/25/2011 11:31:32 PM |
MoneyForNothing | $5.45 | 1/26/2011 12:37:08 AM |
IASKGOD | $25.00 | 1/25/2011 7:26:21 PM |
jwsun90 | $825.00 | 1/25/2011 7:49:47 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
492172
This series of Notes was issued and sold upon the funding of the borrower loan #46898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,169 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| reflective-balance9 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
myandy
Purpose of loan:
This loan will be used to? consolidate bills
My financial situation:
I am a good candidate for this loan because?
Because I JUST WANT ONE PAYMENT PER MONTH
Monthly net income: $
Monthly expenses: $
??Housing: $?Husband pays mortgage
??Insurance: $ 50.00
??Car expenses: $50.00
??Utilities: $ 60.00
??Phone, cable, internet: $ o
??Food, entertainment: $ 0
??Clothing, household expenses $ wear a uniform
??Credit cards and other loans: $?180.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Ananya | $25.00 | 1/30/2011 9:58:59 AM |
Bob450 | $25.00 | 1/30/2011 10:08:43 AM |
sensible-order2 | $100.00 | 1/30/2011 10:09:25 AM |
jazzlender | $25.00 | 1/30/2011 10:03:59 AM |
velocity-solo | $25.00 | 1/30/2011 10:04:31 AM |
unclejaef | $25.00 | 1/30/2011 11:13:52 AM |
EarlyRiser | $250.00 | 1/30/2011 10:07:12 AM |
bluehen00 | $25.00 | 1/30/2011 11:35:01 AM |
bountiful-durability | $100.00 | 1/30/2011 12:38:01 PM |
tractorman | $50.00 | 1/30/2011 2:15:20 PM |
sensible-fund | $50.00 | 1/30/2011 2:48:40 PM |
well-mannered-income3 | $30.00 | 1/30/2011 3:11:21 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:21 PM |
VJ_Financial | $25.00 | 1/30/2011 8:41:22 PM |
zorg77 | $25.00 | 1/30/2011 9:19:19 PM |
dudebrah | $25.00 | 1/30/2011 6:12:46 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:23:17 PM |
bluebouyz | $25.00 | 1/31/2011 5:14:29 AM |
seineil | $50.00 | 1/30/2011 11:16:49 PM |
greencat | $50.00 | 1/31/2011 7:33:14 AM |
smithd76 | $50.00 | 1/31/2011 8:04:03 AM |
umfan123 | $25.00 | 1/31/2011 11:43:55 AM |
ElAbel11 | $50.00 | 1/31/2011 11:55:48 AM |
bonus-seahorse | $25.00 | 1/31/2011 11:42:45 AM |
PotBellyPete | $200.00 | 1/31/2011 1:14:16 PM |
yons88 | $34.30 | 1/31/2011 3:27:48 PM |
Rob717171 | $50.00 | 1/31/2011 6:18:05 PM |
money-bauble | $73.95 | 2/1/2011 12:06:24 AM |
kulender | $50.00 | 2/1/2011 12:05:22 AM |
natejx | $25.00 | 1/31/2011 7:05:05 PM |
dogthecat | $31.20 | 2/1/2011 1:13:46 AM |
peace-missile | $110.90 | 2/1/2011 2:02:10 AM |
banker65010 | $25.00 | 2/1/2011 3:28:03 AM |
payment-gusto | $25.00 | 1/30/2011 9:58:53 AM |
hard-working-loot | $25.00 | 1/30/2011 9:59:22 AM |
Speculator | $25.00 | 1/30/2011 10:08:01 AM |
gain-gourd | $75.00 | 1/30/2011 10:08:13 AM |
Angel_Investor_7 | $25.00 | 1/30/2011 10:08:33 AM |
credit-force5 | $50.00 | 1/30/2011 10:09:49 AM |
SDNLR | $25.00 | 1/30/2011 10:10:08 AM |
orderly-leverage | $50.00 | 1/30/2011 10:09:16 AM |
asiaratt | $50.00 | 1/30/2011 10:10:01 AM |
reflective-rupee | $200.77 | 1/30/2011 12:01:09 PM |
retired272 | $25.00 | 1/30/2011 2:11:16 PM |
suave-dime6 | $25.00 | 1/30/2011 2:33:04 PM |
Marfloogan | $25.00 | 1/30/2011 2:28:38 PM |
radforj22 | $25.00 | 1/30/2011 12:52:58 PM |
impala6464 | $25.00 | 1/30/2011 1:47:45 PM |
red_spade | $40.00 | 1/30/2011 4:26:19 PM |
f4Tex | $25.00 | 1/30/2011 4:31:31 PM |
mrxtravis | $30.66 | 1/30/2011 6:05:51 PM |
gold-channel2 | $25.00 | 1/30/2011 6:08:22 PM |
supreme-hope | $25.00 | 1/30/2011 6:30:41 PM |
copper | $50.00 | 1/30/2011 7:32:53 PM |
whartonmba | $25.00 | 1/30/2011 8:47:24 PM |
famous-bill | $25.00 | 1/31/2011 5:19:09 AM |
jmichael23 | $50.00 | 1/31/2011 8:03:51 AM |
booOST | $33.33 | 1/31/2011 8:22:21 AM |
Tikibarman | $25.00 | 1/31/2011 6:42:58 AM |
zone6 | $100.00 | 1/31/2011 8:35:40 AM |
justonejake | $25.00 | 1/31/2011 9:33:08 AM |
lowrate | $50.00 | 1/31/2011 9:38:06 AM |
S-Master | $50.00 | 1/31/2011 9:22:54 AM |
oregonusa | $50.00 | 1/31/2011 9:35:27 AM |
sildoc | $25.00 | 1/31/2011 10:15:14 AM |
newest-unbeatable-currency | $50.00 | 1/31/2011 11:59:35 AM |
competent-p2p | $25.00 | 1/31/2011 12:23:18 PM |
realtormoises | $25.00 | 1/31/2011 1:02:46 PM |
top-historic-peso | $25.00 | 1/31/2011 1:18:41 PM |
bid-caballero | $25.00 | 1/31/2011 12:05:52 PM |
bold-shrewd-duty | $25.00 | 1/31/2011 3:44:31 PM |
contract-lotus | $50.00 | 1/31/2011 12:38:58 PM |
credit-sycamore4 | $100.00 | 1/31/2011 3:32:53 PM |
WisconsinLiberal | $25.00 | 1/31/2011 4:06:17 PM |
aquistoyraul | $25.00 | 1/31/2011 5:14:54 PM |
favorable-deal0 | $25.00 | 1/31/2011 6:04:52 PM |
intelligent-platinum1 | $25.00 | 1/31/2011 5:40:07 PM |
money-floret | $25.00 | 1/31/2011 8:14:01 PM |
YoungTaxMan | $50.00 | 1/31/2011 9:18:19 PM |
benefit-boots | $25.00 | 1/31/2011 11:12:38 PM |
UCLA4life | $25.00 | 2/1/2011 12:54:20 AM |
helping-out | $35.00 | 2/1/2011 1:46:10 AM |
ElbowToast | $28.32 | 1/31/2011 10:03:55 PM |
CA-Lender | $25.00 | 2/1/2011 1:53:23 AM |
uncleegg | $50.00 | 2/1/2011 5:48:01 AM |
goodhearted-basis4 | $25.00 | 2/1/2011 1:48:54 AM |
martinnc | $50.00 | 2/1/2011 3:59:57 AM |
MoneyForNothing | $1.57 | 2/1/2011 5:52:37 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
492192
This series of Notes was issued and sold upon the funding of the borrower loan #46999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $122.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,701 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-fascinating-peace |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me pay off my credit card
Purpose of loan:
This loan will be used to pay of my credit card, which has an 13% APR interest rate.
My financial situation:
I am a good candidate for this loan because I will use this loan to pay of my credit card for good.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
shred123 | $50.00 | 1/30/2011 9:58:55 AM |
fair-funds | $50.00 | 1/30/2011 9:58:49 AM |
DukSerduk | $25.00 | 1/30/2011 10:03:48 AM |
blot44 | $25.00 | 1/30/2011 10:03:38 AM |
velocity-solo | $60.00 | 1/30/2011 10:04:15 AM |
Pulchritudinous | $25.00 | 1/30/2011 10:04:24 AM |
BaxterEvil | $25.00 | 1/30/2011 10:04:37 AM |
larsowe | $35.00 | 1/30/2011 10:04:56 AM |
lender987654321 | $25.00 | 1/30/2011 10:05:01 AM |
paintedposies | $50.00 | 1/30/2011 10:04:46 AM |
CBO-Enterprise | $50.00 | 1/30/2011 10:06:04 AM |
kanakakm | $50.00 | 1/30/2011 10:04:53 AM |
forthright-dedication | $25.00 | 1/30/2011 10:05:06 AM |
Duchdad | $25.00 | 1/30/2011 10:05:11 AM |
cebgop | $25.00 | 1/30/2011 10:05:28 AM |
meenan | $100.00 | 1/30/2011 10:05:47 AM |
sb0453 | $25.00 | 1/30/2011 10:05:59 AM |
Phantom99 | $100.00 | 1/30/2011 10:06:33 AM |
EarlyRiser | $250.00 | 1/30/2011 10:07:13 AM |
jsw7us | $50.00 | 1/30/2011 10:08:27 AM |
organized-payment6 | $25.00 | 1/30/2011 10:08:55 AM |
credit-investor5 | $50.00 | 1/30/2011 10:09:01 AM |
jonandmeg21 | $50.00 | 1/30/2011 9:58:47 AM |
indomitable-coin | $50.00 | 1/30/2011 10:03:49 AM |
Centaur | $50.00 | 1/30/2011 10:04:42 AM |
Goodlender42 | $25.00 | 1/30/2011 10:04:50 AM |
TennSquire | $25.00 | 1/30/2011 10:05:03 AM |
TikPmp1 | $25.00 | 1/30/2011 10:05:18 AM |
kenji4861 | $25.00 | 1/30/2011 10:05:25 AM |
flexible-value | $100.00 | 1/30/2011 10:05:33 AM |
yukongin | $25.00 | 1/30/2011 10:05:42 AM |
community-pipeline | $25.00 | 1/30/2011 10:05:45 AM |
honorable-yield | $40.00 | 1/30/2011 10:05:53 AM |
buckeye9 | $50.00 | 1/30/2011 10:06:09 AM |
syounker | $25.00 | 1/30/2011 10:08:53 AM |
ChristopherHS | $25.00 | 1/30/2011 9:58:45 AM |
minista | $25.00 | 1/30/2011 9:59:27 AM |
jfs1179 | $25.00 | 1/30/2011 10:02:37 AM |
bestbuy | $25.00 | 1/30/2011 10:03:12 AM |
fishtale | $25.00 | 1/30/2011 10:03:46 AM |
nimble-money0 | $25.00 | 1/30/2011 10:03:50 AM |
vutah | $50.00 | 1/30/2011 10:03:57 AM |
kyomoon | $100.00 | 1/30/2011 10:03:31 AM |
Marathoner | $25.00 | 1/30/2011 10:04:13 AM |
paladin847 | $50.00 | 1/30/2011 10:03:43 AM |
acropiloterau2002 | $25.00 | 1/30/2011 10:04:16 AM |
Krozy | $50.00 | 1/30/2011 10:03:56 AM |
newest-organic-rupee | $25.00 | 1/30/2011 10:04:33 AM |
selector568 | $50.00 | 1/30/2011 10:04:07 AM |
cognizant-rate732 | $25.00 | 1/30/2011 10:04:47 AM |
currency-persimmon | $25.00 | 1/30/2011 10:04:57 AM |
Goodthing | $100.00 | 1/30/2011 10:04:44 AM |
blissful-ore5 | $50.00 | 1/30/2011 10:05:29 AM |
C_Mark | $100.00 | 1/30/2011 10:04:51 AM |
Mantis75 | $25.00 | 1/30/2011 10:04:55 AM |
Gr8Deal | $50.00 | 1/30/2011 10:05:09 AM |
credit-maple5 | $500.00 | 1/30/2011 10:05:15 AM |
AmericanCredit | $25.00 | 1/30/2011 10:05:36 AM |
heavenly-interest9 | $50.00 | 1/30/2011 10:05:56 AM |
Curly-Girly | $25.00 | 1/30/2011 10:08:50 AM |
mathprof | $25.00 | 1/30/2011 10:08:58 AM |
balance-voyager | $50.00 | 1/30/2011 10:03:29 AM |
Dollars4Rent | $50.00 | 1/30/2011 10:04:29 AM |
building_community | $25.00 | 1/30/2011 10:04:40 AM |
ogmanny | $50.00 | 1/30/2011 10:04:49 AM |
compoundinterest | $50.00 | 1/30/2011 10:04:59 AM |
don8ter | $25.00 | 1/30/2011 10:05:13 AM |
perzzz | $50.00 | 1/30/2011 10:05:21 AM |
thedoctor | $100.00 | 1/30/2011 10:05:30 AM |
inspired-investment8 | $100.00 | 1/30/2011 10:05:39 AM |
AFairDeal | $75.00 | 1/30/2011 10:05:43 AM |
webclimber | $50.00 | 1/30/2011 10:05:50 AM |
skibum65 | $50.00 | 1/30/2011 10:05:57 AM |
investor_101 | $50.00 | 1/30/2011 10:06:28 AM |
bigballer105 | $100.00 | 1/30/2011 10:08:29 AM |
75 Investments
|
Borrower Payment Dependent Notes Series
492216
This series of Notes was issued and sold upon the funding of the borrower loan #46883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Jan-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-31-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $159.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,150 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| marzolan |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Apr-2010)
700-719
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Relocation due to Job
Purpose of loan:
This loan will be used to?
I am transferring positions within the company I currently work for. This transfer involves a move to the other side of the country. Since I am a recent college graduate who has lived at home most of his life, this will mean obtaining and furnishing an apartment and other such relocation expense. Due to emergency health and auto expenses, my revolving credit cannot currently support this move, and so I am turning to the Prosper community.
My financial situation:
I am a good candidate for this loan because?
Despite a short credit history as far as the credit rating agencies are concerned, I have never had a single late payment or negative mark against me. As a first generation college student from a debt-ridden family, I know how to stay within my means and to work for what I want. I graduated Magna Cum Laude this past december after much hard work, and I'm not going to let that accomplishment be marred by failing to uphold a debt obligation.
The following figures are based on the most conservative projections of my income and liberal projection of my expenses after I relocate.
Monthly net income: $1350
Monthly expenses: $1000
??Housing: $600
??Insurance: $0
??Car expenses: $0 (walking distance to work and necessities)
??Utilities: $0 (part of rent)
??Phone, cable, internet: $100
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $200
??Other expenses: $0
Difference: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
hard-working-loot | $25.00 | 1/30/2011 9:59:23 AM |
ultimate-peace | $25.00 | 1/30/2011 9:59:11 AM |
alexgalt | $100.00 | 1/30/2011 10:03:03 AM |
genius520 | $100.00 | 1/30/2011 10:06:18 AM |
Speculator | $25.00 | 1/30/2011 10:08:04 AM |
gain-gourd | $75.00 | 1/30/2011 10:08:15 AM |
drcoop | $25.00 | 1/30/2011 10:09:58 AM |
credit-force5 | $50.00 | 1/30/2011 10:09:50 AM |
SDNLR | $25.00 | 1/30/2011 10:10:08 AM |
Mikale360 | $25.00 | 1/30/2011 10:45:35 AM |
reflective-rupee | $200.77 | 1/30/2011 11:55:32 AM |
Angel_Investor_7 | $25.00 | 1/30/2011 10:08:36 AM |
orderly-leverage | $50.00 | 1/30/2011 10:09:16 AM |
bountiful-durability | $100.00 | 1/30/2011 12:38:06 PM |
tractorman | $50.00 | 1/30/2011 2:15:21 PM |
CoolPlexer | $25.00 | 1/30/2011 1:16:35 PM |
SolarMoonshine | $25.00 | 1/30/2011 1:52:20 PM |
quest0 | $86.42 | 1/30/2011 4:06:54 PM |
Astyanax | $45.00 | 1/30/2011 4:55:00 PM |
Cliffie83 | $26.16 | 1/30/2011 5:27:02 PM |
bigvalleykid08 | $50.00 | 1/30/2011 4:17:52 PM |
Ray3486 | $25.00 | 1/30/2011 4:38:30 PM |
NekHoldings | $25.00 | 1/30/2011 7:41:26 PM |
testguy | $25.00 | 1/30/2011 7:48:01 PM |
Brown98 | $25.00 | 1/30/2011 8:14:13 PM |
Land_on_your_feet | $50.00 | 1/30/2011 5:58:34 PM |
SFBank | $150.00 | 1/30/2011 6:06:15 PM |
HelpfulLender1 | $50.00 | 1/30/2011 6:13:15 PM |
wealth-multiplier | $25.00 | 1/30/2011 6:28:53 PM |
wise-intelligent-duty | $25.00 | 1/30/2011 8:35:15 PM |
erowis | $50.00 | 1/30/2011 10:27:08 PM |
awesome-silver | $25.00 | 1/31/2011 3:48:33 AM |
famous-bill | $25.00 | 1/31/2011 5:19:10 AM |
seineil | $50.00 | 1/30/2011 11:15:27 PM |
principal-laser | $25.00 | 1/31/2011 3:45:09 AM |
vanklein | $25.00 | 1/30/2011 10:02:53 AM |
velocity-solo | $30.00 | 1/30/2011 10:06:13 AM |
EarlyRiser | $250.00 | 1/30/2011 10:07:14 AM |
asiaratt | $50.00 | 1/30/2011 10:10:02 AM |
payment-gusto | $25.00 | 1/30/2011 10:10:18 AM |
Ananya | $25.00 | 1/30/2011 10:10:20 AM |
jazzlender | $25.00 | 1/30/2011 10:04:00 AM |
Bob450 | $25.00 | 1/30/2011 10:08:45 AM |
sensible-order2 | $100.00 | 1/30/2011 10:09:26 AM |
loanman2007 | $50.00 | 1/30/2011 12:14:04 PM |
revenue-driver8 | $29.89 | 1/30/2011 12:58:28 PM |
radforj22 | $25.00 | 1/30/2011 12:52:59 PM |
DasMula | $38.84 | 1/30/2011 1:25:56 PM |
Grandmahoneybee | $41.27 | 1/30/2011 1:22:01 PM |
green-safe-wampum | $100.00 | 1/30/2011 1:28:52 PM |
investment-artist | $25.00 | 1/30/2011 2:19:11 PM |
courteous-note1 | $25.00 | 1/30/2011 12:19:08 PM |
Marfloogan | $25.00 | 1/30/2011 2:28:39 PM |
vutah | $25.00 | 1/30/2011 12:47:18 PM |
DHolly | $30.00 | 1/30/2011 2:28:27 PM |
Jrbgood | $50.00 | 1/30/2011 12:55:36 PM |
green-safe-wampum | $100.00 | 1/30/2011 1:02:00 PM |
ingenious-deal6 | $25.00 | 1/30/2011 3:47:22 PM |
sensible-fund | $41.59 | 1/30/2011 2:48:41 PM |
squarebob | $25.00 | 1/30/2011 1:53:58 PM |
well-mannered-income3 | $40.00 | 1/30/2011 3:08:24 PM |
suave-dime6 | $25.00 | 1/30/2011 2:33:06 PM |
taetrade | $25.00 | 1/30/2011 3:17:13 PM |
DoctorJoe | $25.00 | 1/30/2011 4:51:03 PM |
jutdon84 | $25.00 | 1/30/2011 3:25:52 PM |
lender12345 | $25.00 | 1/30/2011 3:34:03 PM |
victorcab | $25.00 | 1/30/2011 6:20:33 PM |
marinbb | $25.00 | 1/30/2011 4:03:49 PM |
brightest-breathtaking-finance | $200.00 | 1/30/2011 7:23:18 PM |
favorite-commerce | $50.00 | 1/30/2011 8:11:40 PM |
five-star-note | $157.89 | 1/30/2011 5:14:52 PM |
cleo1255 | $50.00 | 1/30/2011 9:35:39 PM |
Sapphicat | $50.00 | 1/30/2011 6:12:50 PM |
YurshotCapital | $45.00 | 1/30/2011 6:15:06 PM |
nodebt2012 | $25.00 | 1/30/2011 8:29:01 PM |
heat25 | $30.00 | 1/30/2011 8:40:54 PM |
zorg77 | $25.00 | 1/30/2011 9:44:43 PM |
supreme-hope | $25.00 | 1/30/2011 9:14:09 PM |
principal-lion | $50.00 | 1/30/2011 9:31:22 PM |
bondhedger | $25.00 | 1/31/2011 4:38:37 AM |
unfixer | $25.00 | 1/31/2011 3:03:20 AM |
Nerdster1 | $25.04 | 1/31/2011 4:38:20 AM |
MoneyForNothing | $7.13 | 1/31/2011 5:19:51 AM |
ladyopium | $50.00 | 1/31/2011 12:10:53 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
492280
This series of Notes was issued and sold upon the funding of the borrower loan #46986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,436 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-seagull8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay some bills and car repair.
My financial situation:
I am a good candidate for this loan because I always pay off my debts!
Monthly net income: $ 1,500
Monthly expenses: $
??Housing: $ 1100
??Insurance: $
??Car expenses: $ 0
??Utilities: $
??Phone, cable, internet: $ 110
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 5000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
velocity-solo | $25.00 | 1/31/2011 10:02:46 AM |
credit-force5 | $50.00 | 1/31/2011 10:05:19 AM |
greencat | $50.00 | 1/31/2011 10:06:30 AM |
suave-dime6 | $25.00 | 1/31/2011 10:06:49 AM |
reflective-rupee | $100.77 | 1/31/2011 10:10:08 AM |
jazzlender | $25.00 | 1/31/2011 10:00:57 AM |
hard-working-loot | $25.00 | 1/31/2011 10:02:38 AM |
bountiful-durability | $100.00 | 1/31/2011 10:06:25 AM |
umfan123 | $25.00 | 1/31/2011 11:44:07 AM |
competent-p2p | $25.00 | 1/31/2011 12:23:36 PM |
credit-sycamore4 | $100.00 | 1/31/2011 3:32:59 PM |
orange-pound-party | $35.00 | 1/31/2011 6:41:14 PM |
Rob717171 | $50.00 | 1/31/2011 6:18:13 PM |
zorg77 | $25.00 | 1/31/2011 9:01:51 PM |
uncleegg | $50.00 | 2/1/2011 5:48:09 AM |
emgventures | $50.00 | 2/1/2011 10:53:20 AM |
TheCount | $25.00 | 2/1/2011 10:18:34 AM |
droopie1 | $25.00 | 2/1/2011 11:33:03 AM |
newest-investment-elevator | $25.00 | 2/1/2011 3:56:59 PM |
wild-orange | $25.00 | 2/1/2011 11:40:12 AM |
ElAbel11 | $25.00 | 2/1/2011 5:00:32 PM |
kulender | $50.00 | 2/1/2011 5:11:42 PM |
investorRE | $30.00 | 2/1/2011 5:23:50 PM |
shrewd-deal | $25.00 | 2/1/2011 6:56:09 PM |
jgwood | $27.99 | 2/1/2011 7:16:53 PM |
gain-equator | $25.00 | 2/1/2011 7:18:29 PM |
BBL | $25.00 | 2/2/2011 1:22:02 AM |
selfmademan | $25.00 | 2/2/2011 1:21:49 AM |
mmckune | $25.00 | 2/2/2011 1:32:46 AM |
samo102us | $25.00 | 2/2/2011 1:49:17 AM |
wwwUniversal | $25.00 | 2/2/2011 1:49:35 AM |
safe-finance | $25.00 | 2/2/2011 2:02:41 AM |
Comoparklender | $50.00 | 2/2/2011 1:53:30 AM |
gold-commander0 | $33.34 | 2/2/2011 2:12:17 AM |
shrewd-peace7 | $25.00 | 2/2/2011 2:08:26 AM |
money-bauble | $100.00 | 2/2/2011 2:09:17 AM |
witchynana55 | $25.00 | 2/2/2011 4:48:18 AM |
Rip128 | $50.00 | 2/2/2011 5:04:22 AM |
mobius404 | $25.00 | 2/2/2011 5:43:17 AM |
social-conductor4 | $25.00 | 2/2/2011 5:39:38 AM |
keeper24 | $25.00 | 2/2/2011 6:59:56 AM |
mrxtravis | $25.00 | 2/2/2011 1:47:52 AM |
Lubava | $25.00 | 2/2/2011 7:48:08 AM |
head | $25.00 | 2/2/2011 7:49:52 AM |
helping-out | $35.00 | 2/2/2011 2:08:39 AM |
MoneyForNothing | $17.15 | 2/2/2011 8:38:35 AM |
orderly-leverage | $50.00 | 1/31/2011 10:04:43 AM |
gain-gourd | $75.00 | 1/31/2011 10:04:17 AM |
sensible-order2 | $100.00 | 1/31/2011 10:04:54 AM |
SDNLR | $25.00 | 1/31/2011 10:05:45 AM |
asiaratt | $50.00 | 1/31/2011 10:05:37 AM |
ingenious-deal6 | $25.00 | 1/31/2011 10:07:15 AM |
EarlyRiser | $250.00 | 1/31/2011 10:03:55 AM |
Speculator | $25.00 | 1/31/2011 10:04:14 AM |
payment-gusto | $25.00 | 1/31/2011 10:05:57 AM |
oregonusa | $50.00 | 1/31/2011 10:08:20 AM |
Kash2010lu | $25.00 | 1/31/2011 11:16:01 AM |
yons88 | $30.00 | 1/31/2011 3:33:22 PM |
banker65010 | $25.00 | 2/1/2011 3:28:12 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:07 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:23 AM |
realtormoises | $25.00 | 2/1/2011 5:57:33 AM |
community-platoon8 | $25.00 | 2/1/2011 9:33:40 AM |
liberty-society5 | $25.00 | 2/1/2011 9:33:07 AM |
Bob450 | $25.00 | 2/1/2011 7:44:23 AM |
dough-bear | $50.00 | 2/1/2011 7:52:50 AM |
pembull | $25.00 | 2/1/2011 12:26:43 PM |
CreditBuilder2 | $50.00 | 2/1/2011 3:50:23 PM |
ingenious-truth0 | $55.00 | 2/1/2011 4:13:19 PM |
Investoman | $50.00 | 2/1/2011 4:30:57 PM |
angel879 | $25.00 | 2/1/2011 4:58:36 PM |
BrownleeManagement | $25.00 | 2/1/2011 5:02:06 PM |
Reliance_Banker | $25.00 | 2/1/2011 5:45:39 PM |
cladius67 | $25.00 | 2/1/2011 6:42:53 PM |
ryanplays311 | $25.00 | 2/1/2011 9:54:03 PM |
hyrolln | $25.00 | 2/2/2011 1:19:58 AM |
Trevor_C | $25.00 | 2/2/2011 1:33:38 AM |
IIP77 | $25.00 | 2/2/2011 1:37:42 AM |
imlosttoo | $25.00 | 2/2/2011 1:47:00 AM |
seisen | $50.00 | 2/2/2011 1:37:50 AM |
flwah | $25.00 | 2/2/2011 1:47:24 AM |
economy-producer | $25.00 | 2/2/2011 1:48:21 AM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:08 PM |
handshake5 | $85.75 | 2/2/2011 2:12:08 AM |
payout-banker4 | $25.00 | 2/2/2011 2:04:32 AM |
CashFlow13 | $100.00 | 2/2/2011 3:15:03 AM |
missing-link | $25.00 | 2/2/2011 2:12:32 AM |
B2152 | $25.00 | 2/2/2011 5:02:03 AM |
loan-kung-fu | $25.00 | 2/2/2011 4:03:26 AM |
Easystreet | $25.00 | 2/2/2011 1:23:32 AM |
MilitaryLending | $25.00 | 2/2/2011 1:34:15 AM |
Zingaro | $25.00 | 2/2/2011 1:46:40 AM |
DonaldColorado | $50.00 | 2/2/2011 1:50:43 AM |
graceful-investment | $100.00 | 2/2/2011 2:07:53 AM |
worth-arch | $25.00 | 2/2/2011 2:08:31 AM |
FeedTheMachine | $50.00 | 2/2/2011 8:18:15 AM |
reward-rancher | $25.00 | 2/2/2011 3:03:52 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:26 AM |
Christophe | $25.00 | 2/2/2011 7:48:00 AM |
shrewd-income | $25.00 | 2/2/2011 8:15:55 AM |
direct-asset | $25.00 | 2/2/2011 8:38:31 AM |
101 Investments
|
Borrower Payment Dependent Notes Series
492300
This series of Notes was issued and sold upon the funding of the borrower loan #46892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,222 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-arrow0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home repair and dental work
Purpose of loan:
This loan will be used to obtaining dental implants
My financial situation:
I am a good candidate for this loan because?I have the resources to repay the loan and my credit history show that I have never?been late on repayment?
Monthly net income: $? 9600.00
Monthly expenses: $
??Housing: $?????3650
??Insurance: $ N/A?
??Car expenses: $ N/A
??Utilities: $? 250.00
??Phone, cable, internet: $? 200.00
??Food, entertainment: $? 200.00
??Clothing, household expenses $ 125.00
??Credit cards and other loans: $ 600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
The outstanding mortgage is $430,000. I do not have a 2nd/heloc loan. Like many homeowers" I am upside down on my mortgage and not eligble for a modification or refinance. The zillow estimate is $315,500. The range reported is $252K ? $341K .
(Jan-31-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
selector568 | $50.00 | 1/31/2011 10:00:25 AM |
KrauseVentures | $25.00 | 1/31/2011 10:02:08 AM |
jazzlender | $25.00 | 1/31/2011 10:00:58 AM |
top-courteous-peso | $71.94 | 1/31/2011 10:01:46 AM |
Speculator | $25.00 | 1/31/2011 10:04:15 AM |
gain-gourd | $75.00 | 1/31/2011 10:04:19 AM |
EarlyRiser | $250.00 | 1/31/2011 10:03:55 AM |
greencat | $50.00 | 1/31/2011 10:05:57 AM |
asiaratt | $50.00 | 1/31/2011 10:05:39 AM |
suave-dime6 | $25.00 | 1/31/2011 10:06:52 AM |
SDNLR | $25.00 | 1/31/2011 10:05:48 AM |
octoberfresh | $25.00 | 1/31/2011 10:07:51 AM |
one-midas | $50.00 | 1/31/2011 10:20:06 AM |
ingenious-deal6 | $25.00 | 1/31/2011 10:07:17 AM |
Kyileo | $25.00 | 1/31/2011 10:37:13 AM |
Kash2010lu | $25.00 | 1/31/2011 11:21:30 AM |
Skulljocky | $50.00 | 1/31/2011 10:17:48 AM |
umfan123 | $25.00 | 1/31/2011 11:44:09 AM |
favorite-commerce | $50.00 | 1/31/2011 10:40:37 AM |
Bcs-cnc | $30.00 | 1/31/2011 12:06:43 PM |
2grindstones | $25.00 | 1/31/2011 12:34:32 PM |
Whipster | $50.00 | 1/31/2011 1:14:40 PM |
note-buddy | $200.84 | 1/31/2011 1:22:47 PM |
investment-artist | $25.00 | 1/31/2011 2:42:14 PM |
erowis | $55.00 | 1/31/2011 2:06:54 PM |
dtana | $25.00 | 1/31/2011 12:59:29 PM |
loss-of-control | $100.00 | 1/31/2011 4:26:54 PM |
jutdon84 | $25.00 | 1/31/2011 5:07:57 PM |
ddoneday | $25.00 | 1/31/2011 5:09:43 PM |
phaded | $25.00 | 1/31/2011 5:33:43 PM |
eriqnoodle | $25.00 | 1/31/2011 6:30:51 PM |
vutah | $25.00 | 1/31/2011 6:33:46 PM |
exact-peso2 | $25.00 | 1/31/2011 6:41:14 PM |
malar | $25.00 | 1/31/2011 7:09:14 PM |
wonder3 | $35.00 | 1/31/2011 8:30:48 PM |
zorg77 | $25.00 | 1/31/2011 9:03:06 PM |
icanloanit2u | $50.00 | 2/1/2011 12:02:45 AM |
dough-bear | $50.00 | 2/1/2011 7:52:52 AM |
buffalobills | $25.00 | 2/1/2011 8:31:57 AM |
Moe87 | $25.00 | 2/1/2011 5:14:26 AM |
raisingophelia | $25.00 | 2/1/2011 8:28:25 AM |
liberty-society5 | $25.00 | 2/1/2011 9:33:09 AM |
community-platoon8 | $25.00 | 2/1/2011 9:33:41 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 9:55:19 AM |
red-favorable-basis | $25.00 | 2/1/2011 7:58:43 AM |
golffish2 | $100.00 | 2/1/2011 8:34:26 AM |
emgventures | $50.00 | 2/1/2011 10:53:22 AM |
reflective-rupee | $1,000.77 | 2/1/2011 12:16:35 PM |
exciting-fairness | $200.00 | 2/1/2011 12:56:10 PM |
trident8 | $25.00 | 2/1/2011 1:02:09 PM |
sharp-return7 | $26.99 | 2/1/2011 1:31:57 PM |
ingenious-truth0 | $55.00 | 2/1/2011 4:13:21 PM |
momentous-value | $25.00 | 2/1/2011 4:27:57 PM |
Rob717171 | $50.00 | 2/1/2011 4:28:01 PM |
genuine-return2 | $25.00 | 2/1/2011 12:22:08 PM |
CMDCO | $49.34 | 2/1/2011 1:17:01 PM |
velocity-trail | $25.00 | 2/1/2011 4:55:00 PM |
Jorgef741 | $25.00 | 2/1/2011 3:37:48 PM |
HHP | $50.00 | 2/1/2011 5:15:55 PM |
investorRE | $30.00 | 2/1/2011 5:23:51 PM |
dollardave | $75.00 | 2/1/2011 5:32:35 PM |
willinvest | $25.00 | 2/1/2011 5:50:51 PM |
leverage-monger | $62.00 | 2/1/2011 6:06:29 PM |
Reliance_Banker | $25.00 | 2/1/2011 5:42:41 PM |
houli123 | $25.00 | 2/1/2011 6:16:29 PM |
kind-elevated-market | $25.00 | 2/1/2011 6:39:04 PM |
duty-monger | $50.00 | 2/1/2011 7:09:02 PM |
gain-equator | $25.00 | 2/1/2011 7:18:31 PM |
thomas16882004 | $25.57 | 2/1/2011 7:55:26 PM |
shrewd-deal | $25.00 | 2/1/2011 6:56:11 PM |
velocity-solo | $30.00 | 1/31/2011 10:02:59 AM |
genius520 | $100.00 | 1/31/2011 10:03:02 AM |
orderly-leverage | $50.00 | 1/31/2011 10:04:46 AM |
sensible-order2 | $100.00 | 1/31/2011 10:04:55 AM |
reflective-rupee | $1,000.77 | 1/31/2011 10:12:38 AM |
payment-gusto | $25.00 | 1/31/2011 10:05:59 AM |
oregonusa | $50.00 | 1/31/2011 10:08:22 AM |
DasMula | $38.84 | 1/31/2011 10:52:05 AM |
SomebodysMom | $25.00 | 1/31/2011 10:26:31 AM |
vine99 | $65.00 | 1/31/2011 11:02:51 AM |
witty-openness | $25.00 | 1/31/2011 11:14:25 AM |
thrifty-capital | $25.00 | 1/31/2011 11:31:59 AM |
golffish2 | $100.00 | 1/31/2011 10:40:10 AM |
ready-interest9 | $25.00 | 1/31/2011 1:26:25 PM |
credit-sycamore4 | $100.00 | 1/31/2011 3:33:00 PM |
well-mannered-income3 | $70.00 | 1/31/2011 1:10:05 PM |
durable-investment8 | $35.00 | 1/31/2011 1:44:48 PM |
SolarMoonshine | $50.00 | 1/31/2011 3:54:48 PM |
funds-control3 | $91.68 | 1/31/2011 6:20:30 PM |
Nicedad72 | $25.00 | 1/31/2011 4:41:06 PM |
nodebt2012 | $50.00 | 1/31/2011 5:11:11 PM |
terrific-p2ploan | $25.00 | 1/31/2011 7:48:52 PM |
beakerfish | $100.00 | 1/31/2011 8:55:36 PM |
Zipcut | $75.00 | 1/31/2011 9:02:47 PM |
Kqwik | $25.00 | 1/31/2011 8:43:35 PM |
Mighty_Hunter | $50.00 | 1/31/2011 8:48:44 PM |
kendigme | $25.00 | 2/1/2011 2:25:05 AM |
loanman2007 | $200.00 | 2/1/2011 5:50:56 AM |
treasure-bliss | $45.97 | 2/1/2011 5:18:06 AM |
HamachiMan | $50.00 | 2/1/2011 8:21:12 AM |
foothillender | $25.00 | 2/1/2011 7:34:42 AM |
banker65010 | $25.00 | 2/1/2011 3:28:14 AM |
TheCount | $25.00 | 2/1/2011 10:18:37 AM |
sharp-return7 | $25.00 | 2/1/2011 1:09:17 PM |
mason5 | $50.00 | 2/1/2011 2:02:47 PM |
Bob450 | $25.00 | 2/1/2011 11:53:53 AM |
EBITDA | $25.00 | 2/1/2011 4:30:36 PM |
justice-magnate | $48.18 | 2/1/2011 5:02:29 PM |
heavy_ax | $25.00 | 2/1/2011 4:13:05 PM |
Investoman | $50.00 | 2/1/2011 4:31:01 PM |
jjswanso | $50.00 | 2/1/2011 5:15:26 PM |
attractive-fund | $50.00 | 2/1/2011 5:26:02 PM |
mighty-payout1 | $26.00 | 2/1/2011 5:26:23 PM |
SFBank | $200.33 | 2/1/2011 6:07:54 PM |
JiggaJoeyS | $30.78 | 2/1/2011 5:57:11 PM |
benefit-boots | $25.00 | 2/1/2011 6:55:19 PM |
3613925 | $25.00 | 2/1/2011 6:07:16 PM |
frclmym | $25.00 | 2/1/2011 6:09:16 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
492384
This series of Notes was issued and sold upon the funding of the borrower loan #46989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,787 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| TheMartian |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Card
Purpose of loan:
This loan will be used to?pay off a revolving credit card.??
My financial situation:
I am a good candidate for this loan because I am current on all obligations and have never been late.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
genius520 | $100.00 | 2/1/2011 10:01:42 AM |
payment-gusto | $25.00 | 2/1/2011 10:04:55 AM |
HamachiMan | $50.00 | 2/1/2011 10:06:46 AM |
orderly-leverage | $50.00 | 2/1/2011 10:04:06 AM |
community-platoon8 | $25.00 | 2/1/2011 10:07:24 AM |
asiaratt | $50.00 | 2/1/2011 10:04:36 AM |
raisingophelia | $25.00 | 2/1/2011 10:06:50 AM |
2grindstones | $25.00 | 2/1/2011 10:52:46 AM |
witty-openness | $25.00 | 2/1/2011 11:08:34 AM |
Kash2010lu | $25.00 | 2/1/2011 11:12:27 AM |
TheCount | $25.00 | 2/1/2011 10:40:44 AM |
JustMee | $25.00 | 2/1/2011 11:20:22 AM |
velocity-solo | $30.00 | 2/1/2011 10:01:37 AM |
penny-plato | $50.00 | 2/1/2011 11:36:25 AM |
wonder3 | $25.00 | 2/1/2011 11:37:41 AM |
suave-dime6 | $25.00 | 2/1/2011 10:05:30 AM |
well-mannered-income3 | $50.00 | 2/1/2011 12:13:35 PM |
wkeboarder21 | $50.00 | 2/1/2011 12:30:38 PM |
reflective-rupee | $500.77 | 2/1/2011 12:03:40 PM |
ready-interest9 | $25.00 | 2/1/2011 12:35:46 PM |
snowyowl | $25.00 | 2/1/2011 12:52:16 PM |
dtana | $25.00 | 2/1/2011 1:12:15 PM |
squarebob | $25.00 | 2/1/2011 11:02:59 AM |
EarlyRiser | $300.00 | 2/1/2011 12:44:58 PM |
sharp-return7 | $26.99 | 2/1/2011 1:30:35 PM |
Whipster | $50.00 | 2/1/2011 1:21:36 PM |
selector568 | $50.00 | 2/1/2011 9:59:45 AM |
jazzlender | $25.00 | 2/1/2011 9:59:58 AM |
dough-bear | $50.00 | 2/1/2011 10:06:43 AM |
gain-gourd | $75.00 | 2/1/2011 10:03:43 AM |
ingenious-deal6 | $25.00 | 2/1/2011 10:05:45 AM |
octoberfresh | $25.00 | 2/1/2011 10:05:52 AM |
greencat | $50.00 | 2/1/2011 10:10:44 AM |
brightest-dignified-penny | $25.00 | 2/1/2011 10:33:29 AM |
nethosters | $25.00 | 2/1/2011 9:57:40 AM |
sensible-order2 | $100.00 | 2/1/2011 10:00:03 AM |
lendstats_com | $200.00 | 2/1/2011 11:35:12 AM |
reflective-rupee | $1,000.77 | 2/1/2011 11:10:08 AM |
wild-orange | $50.00 | 2/1/2011 11:37:44 AM |
SDNLR | $25.00 | 2/1/2011 10:04:47 AM |
credit-sycamore4 | $100.00 | 2/1/2011 10:06:09 AM |
liberty-society5 | $25.00 | 2/1/2011 10:07:15 AM |
BidDaddyBigBucks | $25.00 | 2/1/2011 10:07:34 AM |
scoobiedoo | $50.00 | 2/1/2011 12:51:51 PM |
exciting-fairness | $200.00 | 2/1/2011 12:56:57 PM |
TheCount | $25.00 | 2/1/2011 10:18:45 AM |
erowis | $50.00 | 2/1/2011 10:22:26 AM |
Astyanax | $40.00 | 2/1/2011 10:35:25 AM |
jonnysixgun | $25.58 | 2/1/2011 12:43:54 PM |
power-secret-agent | $25.00 | 2/1/2011 1:08:08 PM |
worthy-bid4 | $28.52 | 2/1/2011 1:31:18 PM |
drluong | $22.37 | 2/1/2011 1:40:16 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
492418
This series of Notes was issued and sold upon the funding of the borrower loan #46971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,844 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| vivacious-openness1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory Purchase
Purpose of loan:
The loan
will be used to expand my line of outdoor toys.I currently have
one toy in the market right now and have invented another. I are currently
collecting pre orders on this new toy and already have 840 pcs sold.In the 1st quarter 2010 we sold 2,400 pcs of
our current product before the product was available to ship. This is what we
have been doing since 2009.Our goal is
to have half the inventory sold before we even have it.
My financial situation:
I am a good candidate for this loan because I already have enough orders to pay off the loan and will have about half of what I am selling sold before I have it.? I also have enough money in my bank account to pay this loan off.
Monthly net income: $
2,500
Monthly expenses: $
??Housing: $ 596
??Insurance: $ 100
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 130
??Food, entertainment: $ 350
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What kind of toy is it? - RecoveryLender
A:
The outdoor toy is a futuristic designed football. It glides though the air with great accuracy and distance. It flies farther and better than any football currently in the market today.
(Feb-02-2011)
Q:
Hi, could you post a picture/image of this toy and possibly a link to purchase it (if available online)? How can one order it if online purchase is not an option? How much does it cost? Thanks. - best-finance-economist
A:
This item I will be getting with the loan is not available yet. It will be available after I get the funds required to make an inventory purchase. The product and the packaging are ready and the manufacture is ready for production. I do not sell my products directly to the consumer. My customers are the independently owned toy stores in the USA. This new product will retail for $10 to $12.
(Feb-02-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
credit-sycamore4 | $100.00 | 2/1/2011 6:03:34 PM |
suave-dime6 | $25.00 | 2/1/2011 6:03:28 PM |
gain-gourd | $30.77 | 2/1/2011 6:03:44 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:03:32 PM |
sensible-order2 | $100.00 | 2/1/2011 6:04:23 PM |
octoberfresh | $26.00 | 2/1/2011 6:05:06 PM |
SDNLR | $25.00 | 2/1/2011 6:08:54 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:17 PM |
ingenious-truth0 | $55.00 | 2/1/2011 6:11:49 PM |
dough-bear | $50.00 | 2/1/2011 6:05:13 PM |
houli123 | $50.00 | 2/1/2011 6:21:04 PM |
EarlyRiser | $250.00 | 2/1/2011 6:07:26 PM |
asiaratt | $50.00 | 2/1/2011 6:08:37 PM |
payment-gusto | $25.00 | 2/1/2011 6:09:14 PM |
mykkai | $25.00 | 2/1/2011 7:45:33 PM |
Investoman | $50.00 | 2/1/2011 6:11:55 PM |
JustMee | $25.00 | 2/1/2011 6:52:50 PM |
zorg77 | $25.00 | 2/1/2011 8:36:26 PM |
Bcs-cnc | $38.00 | 2/1/2011 8:45:19 PM |
reflective-rupee | $250.77 | 2/1/2011 8:46:11 PM |
Whipster | $50.00 | 2/1/2011 8:47:42 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:28 PM |
2grindstones | $25.00 | 2/1/2011 10:09:37 PM |
CashFlow13 | $100.00 | 2/2/2011 3:15:09 AM |
loanman2007 | $50.00 | 2/2/2011 5:38:01 AM |
well-mannered-income3 | $30.00 | 2/2/2011 6:37:16 AM |
SOP_Bank | $25.00 | 2/2/2011 6:32:06 AM |
elvisloans | $25.00 | 2/2/2011 7:35:47 AM |
Cessna172 | $25.00 | 2/2/2011 7:17:05 AM |
Artist_Blue | $25.00 | 2/2/2011 8:45:33 AM |
golffish2 | $100.00 | 2/2/2011 5:54:57 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:31 AM |
Zipcut | $50.00 | 2/2/2011 7:43:18 AM |
Christophe | $25.00 | 2/2/2011 7:50:32 AM |
ready-interest9 | $25.00 | 2/2/2011 9:14:55 AM |
saffron4 | $50.00 | 2/2/2011 8:50:27 AM |
cassperr | $25.00 | 2/2/2011 9:33:20 AM |
rustysailor | $30.00 | 2/2/2011 10:21:36 AM |
thomas16882004 | $25.00 | 2/2/2011 12:18:05 PM |
FinanceEngine | $25.00 | 2/2/2011 10:57:18 AM |
Leshan | $25.00 | 2/2/2011 9:51:03 AM |
yield-lion | $25.00 | 2/2/2011 10:11:50 AM |
revenue-channel8 | $45.31 | 2/2/2011 12:29:42 PM |
Iceman1347 | $25.00 | 2/2/2011 11:43:23 AM |
faithfulartist | $150.00 | 2/2/2011 1:55:47 PM |
community-platoon8 | $25.00 | 2/2/2011 2:58:33 PM |
Kash2010lu | $28.00 | 2/1/2011 6:04:51 PM |
SFBank | $200.00 | 2/1/2011 6:05:01 PM |
jazzlender | $25.00 | 2/1/2011 6:05:51 PM |
velocity-solo | $30.00 | 2/1/2011 6:06:36 PM |
genius520 | $100.00 | 2/1/2011 6:06:43 PM |
orderly-leverage | $50.00 | 2/1/2011 6:07:57 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:29 PM |
erowis | $50.00 | 2/1/2011 6:13:48 PM |
witty-openness | $25.00 | 2/1/2011 7:13:57 PM |
gain-equator | $25.00 | 2/1/2011 7:18:37 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:34 PM |
credit-guard5 | $25.00 | 2/1/2011 8:38:35 PM |
hopeful-truth5 | $100.00 | 2/1/2011 8:51:55 PM |
favorite-commerce | $75.00 | 2/1/2011 8:53:20 PM |
Bob450 | $25.00 | 2/2/2011 1:53:45 AM |
flexible-and-social | $50.00 | 2/1/2011 9:54:24 PM |
DasMula | $25.00 | 2/1/2011 10:17:52 PM |
lib5836 | $25.00 | 2/2/2011 6:18:03 AM |
greencat | $50.00 | 2/2/2011 7:26:11 AM |
foothillender | $25.00 | 2/2/2011 8:33:54 AM |
wonder3 | $35.00 | 2/2/2011 5:45:31 AM |
credit-maverick1 | $50.00 | 2/2/2011 6:52:09 AM |
red-favorable-basis | $25.00 | 2/2/2011 9:00:18 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:25 AM |
fund-baker | $25.00 | 2/2/2011 9:50:50 AM |
IslandParadise | $30.00 | 2/2/2011 9:33:54 AM |
SC2TX | $100.00 | 2/2/2011 9:39:11 AM |
alphabet76 | $25.00 | 2/2/2011 9:46:55 AM |
VBinvestor | $100.00 | 2/2/2011 10:47:30 AM |
wild-orange | $50.00 | 2/2/2011 10:58:57 AM |
responsible-worth113 | $25.00 | 2/2/2011 11:04:29 AM |
simplelender80 | $100.00 | 2/2/2011 12:35:31 PM |
CincyTex | $50.00 | 2/2/2011 2:09:06 PM |
Armyman122 | $50.00 | 2/2/2011 10:28:41 AM |
Jorgef741 | $25.00 | 2/2/2011 2:35:10 PM |
Frosty | $25.00 | 2/2/2011 12:46:48 PM |
ore-dojo | $50.00 | 2/2/2011 10:45:53 AM |
30Sky | $25.00 | 2/2/2011 1:48:45 PM |
RSRAssociates | $29.68 | 2/2/2011 2:21:04 PM |
wise-intelligent-duty | $25.00 | 2/2/2011 11:40:30 AM |
treasure-bliss | $50.00 | 2/2/2011 2:58:38 PM |
contract-lionheart | $79.90 | 2/2/2011 3:22:23 PM |
Blessed1958 | $30.00 | 2/2/2011 3:42:34 PM |
TheCount | $25.00 | 2/2/2011 2:58:35 PM |
loan-kung-fu | $25.00 | 2/2/2011 3:49:08 PM |
loyalist1 | $50.00 | 2/2/2011 2:53:41 PM |
JohnWS | $51.98 | 2/2/2011 4:00:17 PM |
raisingophelia | $25.00 | 2/2/2011 2:58:32 PM |
payout-bridge | $850.00 | 2/2/2011 4:03:19 PM |
diversification-maple1 | $25.00 | 2/2/2011 3:04:17 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
492438
This series of Notes was issued and sold upon the funding of the borrower loan #46895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-02-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $185.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,420 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| pashtt |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CC Consolidation for Easier Payoff
Purpose of loan:
This loan will be used to pay off my existing credit cards in full.? The APRs are between 24 and 27% on all of them, and I would like to consolidate to a lower APR and a single point of payment.
My financial situation:
I am a good candidate for this loan because I always make my payments on time.? I rent, so I have relatively low monthly expenses.? I currently support myself and my wife on only my income, however she will be returning to work within the next two months, which will allow us to pay off this loan more quickly.
Monthly net income: $ 3280
Monthly expenses: $ 2230
??Housing: $
710
??Insurance: $
160
??Car expenses: $
415
??Utilities: $? 30
??Phone, cable, internet: $
55
??Food, entertainment: $
400
??Clothing, household expenses $
60
??Credit cards and other loans: $
250
??Other expenses: $
150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Pulchritudinous | $25.00 | 2/2/2011 9:09:20 AM |
radforj22 | $25.00 | 2/2/2011 9:09:45 AM |
enthralling-deal180 | $50.00 | 2/2/2011 9:11:22 AM |
velocity-solo | $50.00 | 2/2/2011 9:13:22 AM |
marketplace-cello5 | $25.00 | 2/2/2011 9:14:35 AM |
rjleves | $25.00 | 2/2/2011 9:15:12 AM |
genius520 | $100.00 | 2/2/2011 9:13:57 AM |
meenan | $50.00 | 2/2/2011 9:16:30 AM |
sensible-order2 | $100.00 | 2/2/2011 9:15:36 AM |
jenkris | $25.00 | 2/2/2011 9:17:04 AM |
HamachiMan | $50.00 | 2/2/2011 9:17:33 AM |
Clambake | $100.00 | 2/2/2011 9:18:02 AM |
liberty-society5 | $25.00 | 2/2/2011 9:18:11 AM |
Shawn95187 | $25.00 | 2/2/2011 9:16:40 AM |
bold-durability-drum | $100.00 | 2/2/2011 9:18:37 AM |
Reinadog9 | $50.00 | 2/2/2011 9:17:14 AM |
BidDaddyBigBucks | $25.00 | 2/2/2011 9:18:46 AM |
heavy_ax | $25.00 | 2/2/2011 9:19:12 AM |
commerce-yeller | $25.00 | 2/2/2011 9:26:10 AM |
rolandweary | $25.00 | 2/2/2011 9:14:22 AM |
ursus | $100.00 | 2/2/2011 9:14:58 AM |
Artist_Blue | $25.00 | 2/2/2011 9:21:39 AM |
SC2TX | $100.00 | 2/2/2011 9:46:09 AM |
Adino | $50.00 | 2/2/2011 9:18:55 AM |
gracej | $25.00 | 2/2/2011 9:19:02 AM |
golffish2 | $90.00 | 2/2/2011 10:09:25 AM |
lukassaul | $25.00 | 2/2/2011 9:20:49 AM |
bigphish | $25.00 | 2/2/2011 9:21:01 AM |
reflective-rupee | $100.77 | 2/2/2011 9:57:30 AM |
black-plague | $25.00 | 2/2/2011 10:58:46 AM |
2grindstones | $25.00 | 2/2/2011 10:59:17 AM |
Rabid_Dove | $25.00 | 2/2/2011 9:29:28 AM |
flexible-fund6 | $50.00 | 2/2/2011 9:33:23 AM |
hopeful-truth5 | $200.00 | 2/2/2011 12:18:19 PM |
loyalist1 | $50.00 | 2/2/2011 12:19:24 PM |
FinanceEngine | $25.00 | 2/2/2011 11:01:06 AM |
DasMula | $25.00 | 2/2/2011 11:15:10 AM |
eloquent-bill6 | $25.00 | 2/2/2011 9:46:52 AM |
Leshan | $25.00 | 2/2/2011 9:58:29 AM |
30Sky | $25.00 | 2/2/2011 1:48:35 PM |
erowis | $55.00 | 2/2/2011 10:09:56 AM |
JustMee | $25.00 | 2/2/2011 11:08:15 AM |
gilbrear | $25.00 | 2/2/2011 11:31:40 AM |
benevolent-asset | $25.00 | 2/2/2011 2:07:35 PM |
spiff666 | $25.00 | 2/2/2011 12:35:10 PM |
serene-capital | $30.00 | 2/2/2011 12:36:56 PM |
favorite-commerce | $75.00 | 2/2/2011 1:12:48 PM |
rjrventure | $50.00 | 2/2/2011 2:05:28 PM |
PropertyInvest | $25.00 | 2/2/2011 4:23:26 PM |
LendingP2P | $50.00 | 2/2/2011 3:13:46 PM |
mtnbikemania | $50.00 | 2/2/2011 4:30:44 PM |
witty-openness | $25.00 | 2/2/2011 4:21:42 PM |
enlighter | $28.60 | 2/2/2011 5:06:39 PM |
MoneyForNothing | $7.34 | 2/2/2011 5:21:22 PM |
loss-of-control | $150.00 | 2/2/2011 5:15:00 PM |
vutah | $25.00 | 2/2/2011 5:21:12 PM |
gold-tsunami | $50.00 | 2/2/2011 5:08:51 PM |
jazzlender | $50.00 | 2/2/2011 9:09:24 AM |
fishintime | $100.00 | 2/2/2011 9:12:48 AM |
cablenews | $50.00 | 2/2/2011 9:12:14 AM |
EarlyRiser | $250.00 | 2/2/2011 9:14:49 AM |
american6 | $100.00 | 2/2/2011 9:13:49 AM |
orderly-leverage | $100.00 | 2/2/2011 9:15:42 AM |
a-finance-nirvana | $25.00 | 2/2/2011 9:16:08 AM |
GElender | $50.00 | 2/2/2011 9:17:22 AM |
Tradesmanlender | $35.00 | 2/2/2011 9:17:42 AM |
shrewd-deal | $25.00 | 2/2/2011 9:19:52 AM |
CAGE-Investments | $25.00 | 2/2/2011 9:10:39 AM |
gain-equator | $25.00 | 2/2/2011 9:19:59 AM |
B-rad_the_Coug | $25.00 | 2/2/2011 9:20:30 AM |
tech310 | $50.00 | 2/2/2011 9:12:03 AM |
ALVO | $50.00 | 2/2/2011 9:19:42 AM |
simplelender80 | $100.00 | 2/2/2011 9:14:05 AM |
peripatetic | $25.00 | 2/2/2011 9:15:50 AM |
starlight31 | $50.00 | 2/2/2011 9:15:56 AM |
pdxKurt | $50.00 | 2/2/2011 9:16:52 AM |
investment-seeker7 | $34.00 | 2/2/2011 9:54:06 AM |
compassionate-dime0 | $50.00 | 2/2/2011 9:34:06 AM |
building_community | $25.00 | 2/2/2011 9:35:09 AM |
Armyman122 | $50.00 | 2/2/2011 10:25:56 AM |
one-midas | $25.00 | 2/2/2011 9:37:29 AM |
dpries123 | $25.00 | 2/2/2011 9:24:59 AM |
thebadpelican | $25.00 | 2/2/2011 10:48:37 AM |
lendstats_com | $200.00 | 2/2/2011 11:17:08 AM |
bonus-seahorse | $100.00 | 2/2/2011 12:01:41 PM |
squarebob | $25.00 | 2/2/2011 12:35:41 PM |
competent-p2p | $40.00 | 2/2/2011 12:43:08 PM |
loanman2007 | $150.00 | 2/2/2011 12:45:37 PM |
dtana | $25.00 | 2/2/2011 3:37:36 PM |
CincyTex | $50.00 | 2/2/2011 2:07:06 PM |
Astyanax | $75.00 | 2/2/2011 2:44:40 PM |
profitable-money | $25.00 | 2/2/2011 2:51:29 PM |
ekn_enterprises | $29.29 | 2/2/2011 3:52:15 PM |
penny-plato | $25.00 | 2/2/2011 4:21:13 PM |
Sol_Invictus | $25.00 | 2/2/2011 4:01:15 PM |
brightest-fascinating-principal | $50.00 | 2/2/2011 4:27:57 PM |
angel879 | $25.00 | 2/2/2011 5:16:51 PM |
KDW08 | $25.00 | 2/2/2011 5:19:48 PM |
Banker7371 | $25.00 | 2/2/2011 5:06:22 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
492448
This series of Notes was issued and sold upon the funding of the borrower loan #46987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,469 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| bewitching-community1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing engine in my Subaru WRX
Purpose of loan:
This loan will be used to help replace the blown engine in my Subaru WRX.? I have started the work and am looking for the funds to finish it.?
The work is being done by professionals.
My financial situation:
I am a good candidate for this loan because my credit score is actually very close to 700 - like 690 or so.? This kept me just under the tier for a lower interest rate.? If you look, I have zero delinquencies on my credit report, which shows that I pay my bills on time.? This is a good opportunity of an investor who wants to make more money with less risk. ?
Monthly net income: $
36,000
Monthly expenses: $
??Housing: $
320
??Insurance: $
100
??Car expenses: $
566
??Utilities: $
180
??Phone, cable, internet: $
60
??Food, entertainment: $
300
??Clothing, household expenses $
50
??Credit cards and other loans: $
400
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
credit-sycamore4 | $100.00 | 2/1/2011 6:03:38 PM |
gain-gourd | $75.00 | 2/1/2011 6:07:38 PM |
SDNLR | $25.00 | 2/1/2011 6:08:58 PM |
ingenious-deal6 | $25.00 | 2/1/2011 6:09:47 PM |
sensible-order2 | $100.00 | 2/1/2011 6:04:25 PM |
BidDaddyBigBucks | $25.00 | 2/1/2011 6:11:30 PM |
dtana | $25.00 | 2/1/2011 6:28:01 PM |
velocity-solo | $30.00 | 2/1/2011 6:06:37 PM |
the-yield-surfer | $50.00 | 2/1/2011 9:36:32 PM |
2grindstones | $25.00 | 2/1/2011 10:05:52 PM |
greencat | $50.00 | 2/2/2011 7:23:49 AM |
ready-interest9 | $25.00 | 2/2/2011 9:17:54 AM |
Leshan | $25.00 | 2/2/2011 10:04:51 AM |
30Sky | $25.00 | 2/2/2011 1:48:47 PM |
simplelender80 | $100.00 | 2/2/2011 12:35:33 PM |
Hummer-Guy | $25.00 | 2/2/2011 12:51:31 PM |
melodious-openness | $100.00 | 2/2/2011 4:54:39 PM |
greenback-maniac | $25.00 | 2/2/2011 5:33:04 PM |
wise-rupee-sanctuary | $50.00 | 2/2/2011 5:49:39 PM |
loss-of-control | $25.00 | 2/2/2011 5:42:37 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:06 PM |
archeanchaos | $25.00 | 2/2/2011 10:18:19 PM |
CASSHMAN | $75.00 | 2/2/2011 7:44:10 PM |
graceful-investment | $49.99 | 2/3/2011 1:13:28 AM |
head | $25.00 | 2/3/2011 1:20:01 AM |
frclmym | $25.00 | 2/2/2011 7:24:30 PM |
elegant-loot | $25.00 | 2/3/2011 1:28:18 AM |
treasure-bliss | $50.00 | 2/3/2011 1:16:04 AM |
himanshuko | $25.00 | 2/3/2011 1:41:34 AM |
IIP77 | $25.00 | 2/3/2011 12:46:03 AM |
helping-out | $29.91 | 2/3/2011 1:14:12 AM |
orange-preeminant-bill | $33.35 | 2/3/2011 1:21:18 AM |
money-baron | $39.41 | 2/3/2011 7:24:19 AM |
autonomous-truth | $50.00 | 2/3/2011 2:08:30 AM |
silverloan | $25.00 | 2/3/2011 8:26:04 AM |
wtrboy | $50.00 | 2/3/2011 5:38:03 AM |
lucrative-transparency0 | $50.00 | 2/3/2011 9:53:57 AM |
ore-dojo | $50.00 | 2/3/2011 9:29:55 AM |
Doug1043 | $25.00 | 2/3/2011 9:45:27 AM |
shmb6508 | $25.00 | 2/3/2011 11:50:24 AM |
mammalian4 | $25.00 | 2/3/2011 3:22:25 PM |
extraordinary-transaction | $25.00 | 2/3/2011 12:18:24 PM |
realtormoises | $25.00 | 2/3/2011 9:58:19 AM |
valiant-money | $25.00 | 2/3/2011 12:52:53 PM |
auction-architect7 | $50.00 | 2/3/2011 10:28:35 AM |
testguy | $45.99 | 2/3/2011 2:04:16 PM |
indomitable-dedication | $25.00 | 2/3/2011 11:50:49 AM |
sharp-return7 | $25.00 | 2/3/2011 12:12:34 PM |
tzvie | $25.00 | 2/3/2011 12:33:13 PM |
tacopants | $100.00 | 2/3/2011 1:02:07 PM |
goffmt | $27.04 | 2/3/2011 4:17:02 PM |
loyalist1 | $50.00 | 2/3/2011 6:27:28 PM |
bid-computer | $25.00 | 2/3/2011 5:28:17 PM |
d_grbg | $25.00 | 2/3/2011 5:58:21 PM |
reward-adventure | $50.00 | 2/3/2011 6:27:30 PM |
jazzlender | $25.00 | 2/1/2011 6:05:55 PM |
asiaratt | $50.00 | 2/1/2011 6:08:43 PM |
suave-dime6 | $25.00 | 2/1/2011 6:09:31 PM |
liberty-society5 | $25.00 | 2/1/2011 6:11:18 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:40 PM |
Investoman | $50.00 | 2/1/2011 6:11:58 PM |
octoberfresh | $26.00 | 2/1/2011 6:05:09 PM |
dough-bear | $50.00 | 2/1/2011 6:05:15 PM |
erowis | $50.00 | 2/1/2011 6:17:07 PM |
genius520 | $100.00 | 2/1/2011 6:06:44 PM |
orderly-leverage | $50.00 | 2/1/2011 6:08:01 PM |
gain-equator | $25.00 | 2/1/2011 7:18:40 PM |
witty-openness | $25.00 | 2/1/2011 7:28:01 PM |
mykkai | $25.00 | 2/1/2011 7:47:40 PM |
ingenious-truth0 | $55.00 | 2/1/2011 6:11:51 PM |
houli123 | $50.00 | 2/1/2011 6:22:25 PM |
favorite-commerce | $75.00 | 2/1/2011 8:50:33 PM |
hopeful-truth5 | $100.00 | 2/1/2011 8:54:35 PM |
gothampark | $25.00 | 2/1/2011 10:23:01 PM |
zorg77 | $25.00 | 2/1/2011 8:37:55 PM |
reflective-rupee | $500.77 | 2/1/2011 8:51:27 PM |
upbeat-investment9 | $25.00 | 2/1/2011 8:55:55 PM |
payment-gusto | $25.00 | 2/2/2011 2:13:47 AM |
Moe87 | $25.00 | 2/2/2011 3:42:23 AM |
loanman2007 | $100.00 | 2/2/2011 5:53:31 AM |
Bob450 | $25.00 | 2/2/2011 1:53:51 AM |
Artist_Blue | $25.00 | 2/2/2011 8:45:08 AM |
finance-mushroom | $100.00 | 2/2/2011 7:13:33 AM |
IslandParadise | $30.00 | 2/2/2011 9:33:56 AM |
fund-baker | $25.00 | 2/2/2011 9:46:02 AM |
the-silver-blaster | $50.00 | 2/2/2011 9:29:27 AM |
SunriseTrader1 | $25.00 | 2/2/2011 10:56:03 AM |
EarlyRiser | $300.00 | 2/2/2011 11:49:40 AM |
nodebt2012 | $25.00 | 2/2/2011 10:59:30 AM |
loan-kung-fu | $25.00 | 2/2/2011 3:49:09 PM |
TheCount | $25.00 | 2/2/2011 3:50:38 PM |
Nerdster1 | $25.05 | 2/2/2011 4:30:00 PM |
flanative | $50.00 | 2/2/2011 5:39:28 PM |
money-bauble | $50.00 | 2/2/2011 5:31:38 PM |
wealth-pal3 | $25.00 | 2/2/2011 5:39:36 PM |
dollardave | $75.00 | 2/2/2011 6:06:44 PM |
bahamaman | $30.00 | 2/2/2011 8:58:19 PM |
kulender | $46.56 | 2/3/2011 12:59:32 AM |
FASTIZIO_P | $35.00 | 2/2/2011 9:48:02 PM |
ITExec | $100.00 | 2/2/2011 7:53:32 PM |
CA-Lender | $25.00 | 2/3/2011 6:03:22 AM |
well-mannered-income3 | $50.00 | 2/3/2011 6:53:25 AM |
cycle198 | $30.00 | 2/3/2011 7:38:20 AM |
bullwink27 | $25.00 | 2/3/2011 7:58:50 AM |
sudeep104 | $25.00 | 2/3/2011 8:24:37 AM |
kendigme | $25.00 | 2/3/2011 2:33:32 AM |
profit-powerplant | $25.00 | 2/3/2011 12:07:05 PM |
igotmoney | $50.00 | 2/3/2011 12:30:07 PM |
PotBellyPete | $300.00 | 2/3/2011 11:41:46 AM |
payout-bridge | $60.00 | 2/3/2011 12:55:27 PM |
newest-famous-velocity | $25.00 | 2/3/2011 1:44:00 PM |
authoritative-platinum7 | $25.00 | 2/3/2011 1:49:34 PM |
on_your_side | $25.00 | 2/3/2011 3:25:11 PM |
LendK | $38.72 | 2/3/2011 5:10:04 PM |
jamiee73 | $25.00 | 2/3/2011 6:27:05 PM |
missing-link | $25.00 | 2/3/2011 6:27:24 PM |
thorough-exchange4 | $25.00 | 2/3/2011 5:23:33 PM |
wanna-help | $50.00 | 2/3/2011 6:26:15 PM |
Zingaro | $25.00 | 2/3/2011 6:27:08 PM |
wwwUniversal | $25.00 | 2/3/2011 6:27:22 PM |
asmithj | $38.03 | 2/3/2011 6:27:26 PM |
MoonMama | $25.00 | 2/3/2011 6:27:34 PM |
vigorous-velocity | $50.00 | 2/3/2011 6:26:54 PM |
NoCal | $25.00 | 2/3/2011 6:27:10 PM |
exuberant-dime | $50.00 | 2/3/2011 6:27:31 PM |
amusement4 | $100.00 | 2/3/2011 6:27:37 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
492638
This series of Notes was issued and sold upon the funding of the borrower loan #46975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Feb-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-01-2011 |
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 10.58% |
Monthly payment:
| $69.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.48% | | |
| |
Estimated return*:
| 4.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1976 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,125 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marshallville |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 97% )
| 780-799 (Latest)
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 1
( 3% )
| 740-759
(May-2008)
|
Principal balance:
| $240.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Load consolidation
Purpose of loan:
This loan will be used to?
consolidate debt
My financial situation:
I am a good candidate for this loan because?
My payment history is excellent
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
precious-coin3 | $50.00 | 2/1/2011 6:03:15 PM |
enthralling-deal180 | $50.00 | 2/1/2011 6:04:18 PM |
lender987654321 | $25.00 | 2/1/2011 6:04:36 PM |
velocity-solo | $60.00 | 2/1/2011 6:06:16 PM |
fishintime | $100.00 | 2/1/2011 6:06:35 PM |
g314 | $30.00 | 2/1/2011 6:06:26 PM |
meenan | $50.00 | 2/1/2011 6:09:42 PM |
power-defender7 | $25.00 | 2/1/2011 6:10:09 PM |
CK1 | $25.00 | 2/1/2011 6:03:02 PM |
jazzlender | $25.00 | 2/1/2011 6:04:44 PM |
vutah | $50.00 | 2/1/2011 6:04:55 PM |
Pulchritudinous | $25.00 | 2/1/2011 6:06:14 PM |
enchanted-yield4 | $50.00 | 2/1/2011 6:06:51 PM |
genius520 | $100.00 | 2/1/2011 6:07:01 PM |
marketplace-cello5 | $25.00 | 2/1/2011 6:07:21 PM |
ursus | $100.00 | 2/1/2011 6:07:34 PM |
jenkris | $25.00 | 2/1/2011 6:10:13 PM |
Tradesmanlender | $35.00 | 2/1/2011 6:10:58 PM |
increase720 | $50.00 | 2/1/2011 6:03:18 PM |
tntmojave | $50.00 | 2/1/2011 6:04:14 PM |
radforj22 | $35.00 | 2/1/2011 6:04:48 PM |
bestbuy | $25.00 | 2/1/2011 6:04:58 PM |
cablenews | $50.00 | 2/1/2011 6:06:09 PM |
elasermd | $50.00 | 2/1/2011 6:06:25 PM |
simplelender80 | $100.00 | 2/1/2011 6:07:12 PM |
gain-gourd | $100.00 | 2/1/2011 6:06:31 PM |
rolandweary | $25.00 | 2/1/2011 6:07:17 PM |
american6 | $100.00 | 2/1/2011 6:06:54 PM |
a-finance-nirvana | $25.00 | 2/1/2011 6:09:21 PM |
NYCFinancier | $25.00 | 2/1/2011 6:09:27 PM |
Wangchuk | $25.00 | 2/1/2011 6:09:40 PM |
Reinadog9 | $50.00 | 2/1/2011 6:10:17 PM |
HamachiMan | $50.00 | 2/1/2011 6:10:49 PM |
pdxKurt | $50.00 | 2/1/2011 6:10:07 PM |
Clambake | $100.00 | 2/1/2011 6:11:11 PM |
top-note-jamboree | $50.00 | 2/1/2011 6:06:12 PM |
tech310 | $50.00 | 2/1/2011 6:06:23 PM |
rjleves | $25.00 | 2/1/2011 6:07:51 PM |
sensible-order2 | $100.00 | 2/1/2011 6:08:18 PM |
orderly-leverage | $100.00 | 2/1/2011 6:08:22 PM |
peripatetic | $25.00 | 2/1/2011 6:08:27 PM |
starlight31 | $50.00 | 2/1/2011 6:08:32 PM |
financelover | $25.00 | 2/1/2011 6:09:55 PM |
Shawn95187 | $25.00 | 2/1/2011 6:10:03 PM |
GElender | $50.00 | 2/1/2011 6:10:25 PM |
the-debt-fluffy-bunny | $25.00 | 2/1/2011 6:11:04 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
492674
This series of Notes was issued and sold upon the funding of the borrower loan #46984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 11m |
Amount delinquent:
| $54 |
Total credit lines:
| 12 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $294 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| sharp-moola9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Utility User Tax Refund Los Angeles
We are requesting a small loan to expand our eight-year old social entrepreneurial enterprise in Los Angeles. We have the opportunity of assisting thousands of California residents with filing utility user tax refunds with various municipalities. Certain cities owe their residents from 19 to 55 months worth of back taxes for cellular phone usage, and due to California's unemployment rate at 12.4%, many residents would take advantage of our service to help them recoup money owed to them. Thanks to my employment as a college counselor, I can reasonably make the monthly payments to repay investors as security for this loan. We appreciate your consideration to support this worthy business venture.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 2/2/2011 9:10:34 AM |
orderly-leverage | $50.00 | 2/2/2011 9:15:33 AM |
sensible-order2 | $100.00 | 2/2/2011 9:09:35 AM |
Investoman | $50.00 | 2/2/2011 9:19:26 AM |
genius520 | $100.00 | 2/2/2011 9:13:15 AM |
Evolver | $50.00 | 2/2/2011 9:26:27 AM |
the-yield-surfer | $50.00 | 2/2/2011 9:20:36 AM |
liberty-society5 | $25.00 | 2/2/2011 9:18:18 AM |
finance-mushroom | $100.00 | 2/2/2011 9:20:57 AM |
gain-gourd | $49.34 | 2/2/2011 2:18:40 PM |
responsible-worth113 | $25.00 | 2/2/2011 11:06:59 AM |
kinetic-social | $25.00 | 2/2/2011 2:41:27 PM |
money-fort | $25.00 | 2/2/2011 12:12:51 PM |
the-silver-blaster | $50.00 | 2/2/2011 2:18:38 PM |
Moe87 | $25.00 | 2/2/2011 3:00:46 PM |
sensational-dollar | $25.00 | 2/2/2011 4:53:51 PM |
loss-of-control | $25.00 | 2/2/2011 5:40:41 PM |
SolarMoonshine | $25.00 | 2/2/2011 6:49:32 PM |
simiray | $30.00 | 2/2/2011 11:31:19 PM |
bahamaman | $25.00 | 2/2/2011 8:58:25 PM |
autonomous-truth | $50.00 | 2/3/2011 2:14:37 AM |
commitment-symphony9 | $31.67 | 2/2/2011 10:51:57 PM |
glenium | $25.00 | 2/3/2011 3:02:46 AM |
carrinel | $36.70 | 2/3/2011 7:03:44 AM |
Cessna172 | $25.00 | 2/3/2011 8:02:03 AM |
mckhbnpc | $50.00 | 2/3/2011 9:00:14 AM |
foothillender | $25.00 | 2/3/2011 7:33:42 AM |
cycle198 | $50.00 | 2/3/2011 7:16:35 AM |
PotBellyPete | $180.00 | 2/3/2011 8:14:55 AM |
xemiterx | $25.00 | 2/3/2011 8:24:33 AM |
Danjack_Capital | $25.00 | 2/3/2011 10:30:14 AM |
profitable-balance | $25.00 | 2/3/2011 11:08:04 AM |
dough-bear | $50.00 | 2/2/2011 9:10:56 AM |
velocity-solo | $30.00 | 2/2/2011 9:13:06 AM |
HamachiMan | $50.00 | 2/2/2011 9:17:38 AM |
gain-equator | $25.00 | 2/2/2011 9:20:14 AM |
Artist_Blue | $25.00 | 2/2/2011 9:21:19 AM |
asiaratt | $50.00 | 2/2/2011 9:16:05 AM |
suave-dime6 | $25.00 | 2/2/2011 9:16:27 AM |
ritchie70 | $25.00 | 2/2/2011 9:35:23 AM |
leverage-monger | $25.00 | 2/2/2011 10:34:07 AM |
greencat | $50.00 | 2/2/2011 10:02:07 AM |
2grindstones | $25.00 | 2/2/2011 10:33:01 AM |
EarlyRiser | $150.00 | 2/2/2011 11:48:46 AM |
simplelender80 | $100.00 | 2/2/2011 12:35:41 PM |
competent-p2p | $25.00 | 2/2/2011 2:59:37 PM |
revenue-channel8 | $50.00 | 2/2/2011 12:29:20 PM |
ingenious-deal6 | $25.00 | 2/2/2011 2:18:24 PM |
IASKGOD | $25.00 | 2/2/2011 4:20:18 PM |
melodious-openness | $75.00 | 2/2/2011 4:56:52 PM |
zorg77 | $25.00 | 2/2/2011 5:21:50 PM |
courteous-kindness1 | $50.00 | 2/2/2011 6:13:11 PM |
fund-secret-agent | $25.00 | 2/2/2011 5:44:47 PM |
Kqwik | $25.00 | 2/2/2011 9:36:19 PM |
FASTIZIO_P | $35.00 | 2/2/2011 9:48:09 PM |
thankful-nickel2 | $25.00 | 2/2/2011 7:54:47 PM |
upbeat-investment9 | $25.00 | 2/2/2011 8:34:04 PM |
poolshark72 | $25.00 | 2/2/2011 10:04:11 PM |
loan-kung-fu | $25.00 | 2/3/2011 1:29:47 AM |
red-favorable-basis | $25.00 | 2/2/2011 8:39:49 PM |
integrity-doctor | $100.00 | 2/2/2011 8:54:00 PM |
Bob450 | $25.00 | 2/3/2011 1:00:45 AM |
Jorgef741 | $25.00 | 2/3/2011 4:15:32 AM |
himanshuko | $25.00 | 2/3/2011 1:42:08 AM |
kulender | $50.00 | 2/3/2011 5:53:25 AM |
OLYVRC | $25.00 | 2/3/2011 7:14:04 AM |
HelpfulLender1 | $25.00 | 2/3/2011 10:56:52 AM |
lucrative-transparency0 | $100.00 | 2/3/2011 9:45:34 AM |
One_Lolo | $25.00 | 2/3/2011 11:08:04 AM |
bonus-seahorse | $25.00 | 2/3/2011 10:52:20 AM |
unifiedac | $50.00 | 2/3/2011 11:05:28 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
492718
This series of Notes was issued and sold upon the funding of the borrower loan #46996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Feb-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,633 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| fredt2008 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off a CC and help improve my credit score which is almost 700.
My financial situation:
I am a good candidate for this loan because I am never late on payments and have good income. I have never had a lapse of employment and have always met my financial obligations. As you can see from my detail, my income is much more than my expenses. Adding a personal loan and paying off outstanding credit card debt would really help me out and should push me over a 700 credit score. It would also look great on my credit for me to have repaid a personal loan. Aside from my credit card debt listed, I have a car loan and some student loans too that I am paying off. But my debit to income ratio is very good.
Monthly net income: $4,800
Monthly expenses: $3,500
??Housing: $900
??Insurance: $200
??Car expenses: $300
??Utilities: $50
??Phone, cable, internet: $175
??Food, entertainment: $800
??Clothing, household expenses $250
??Credit cards and other loans: $400
??Other expenses: $425
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
jazzlender | $25.00 | 2/4/2011 4:59:43 PM |
octoberfresh | $26.00 | 2/4/2011 5:00:26 PM |
HamachiMan | $50.00 | 2/4/2011 5:29:05 PM |
profit-powerplant | $25.00 | 2/4/2011 5:32:05 PM |
money-baron | $50.00 | 2/4/2011 5:32:10 PM |
deepblue34 | $40.00 | 2/4/2011 5:58:52 PM |
reflective-rupee | $1,000.77 | 2/4/2011 6:10:39 PM |
moneysong | $500.00 | 2/4/2011 6:18:04 PM |
trade-goblin9 | $25.00 | 2/4/2011 6:26:07 PM |
exact-euro4 | $39.00 | 2/4/2011 7:02:48 PM |
Wangchuk | $25.00 | 2/4/2011 7:25:48 PM |
Wangchuk | $25.33 | 2/4/2011 4:59:02 PM |
kulender | $100.00 | 2/4/2011 4:58:45 PM |
deal-hickory5 | $50.00 | 2/4/2011 7:26:35 PM |
selector568 | $50.00 | 2/4/2011 5:00:28 PM |
getreadyloans | $40.00 | 2/4/2011 7:56:20 PM |
Scotcha | $50.00 | 2/4/2011 8:17:17 PM |
orderly-leverage | $50.00 | 2/4/2011 5:28:01 PM |
ChillyWilly | $25.00 | 2/4/2011 8:53:10 PM |
liberty-society5 | $25.00 | 2/4/2011 5:29:58 PM |
authoritative-platinum7 | $25.00 | 2/4/2011 5:32:14 PM |
competent-p2p | $30.00 | 2/4/2011 5:32:44 PM |
one-midas | $50.00 | 2/4/2011 5:47:24 PM |
vutah | $25.00 | 2/4/2011 6:09:31 PM |
credit-guard5 | $25.00 | 2/4/2011 6:47:21 PM |
TeaHouseFinance | $25.00 | 2/4/2011 6:43:37 PM |
upbeat-finance8 | $25.00 | 2/4/2011 6:53:38 PM |
loss-of-control | $200.00 | 2/4/2011 7:13:34 PM |
upbeat-finance8 | $25.00 | 2/4/2011 7:18:05 PM |
rjcoutur2001 | $78.51 | 2/4/2011 7:39:31 PM |
bughead | $25.00 | 2/4/2011 7:47:45 PM |
Redmind | $25.00 | 2/4/2011 8:19:08 PM |
jcedar33 | $100.00 | 2/4/2011 7:54:07 PM |
favorite-commerce | $75.00 | 2/4/2011 8:13:12 PM |
1traveler | $25.00 | 2/4/2011 8:57:15 PM |
Kash2010lu | $28.00 | 2/4/2011 5:00:23 PM |
Artist_Blue | $25.00 | 2/4/2011 5:31:21 PM |
JustMee | $25.00 | 2/4/2011 6:02:05 PM |
2grindstones | $25.00 | 2/4/2011 6:23:10 PM |
mraleig | $125.00 | 2/4/2011 7:04:15 PM |
sensible-order2 | $100.00 | 2/4/2011 4:59:09 PM |
simplelender80 | $200.00 | 2/4/2011 4:59:22 PM |
roark84 | $40.00 | 2/4/2011 7:43:33 PM |
riveting-credit5 | $382.45 | 2/4/2011 7:51:47 PM |
bancoroyal | $25.00 | 2/4/2011 7:59:14 PM |
asset-mammal | $48.31 | 2/4/2011 8:13:15 PM |
gold-chomper | $50.00 | 2/4/2011 8:32:20 PM |
suave-dime6 | $25.00 | 2/4/2011 5:28:31 PM |
squarebob | $25.00 | 2/4/2011 8:45:26 PM |
gain-equator | $25.00 | 2/4/2011 5:30:40 PM |
DHolly | $30.00 | 2/4/2011 6:00:17 PM |
DasMula | $38.84 | 2/4/2011 6:04:25 PM |
stormtrooper72 | $35.81 | 2/4/2011 8:29:04 PM |
abovefifty | $55.00 | 2/4/2011 7:58:58 PM |
calahan | $25.00 | 2/4/2011 8:15:07 PM |
hopeful-truth5 | $286.98 | 2/4/2011 9:05:34 PM |
hopeful-truth5 | $400.00 | 2/4/2011 8:51:24 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
492806
This series of Notes was issued and sold upon the funding of the borrower loan #46968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Feb-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Feb-04-2011 |
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $60.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 4% |
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,832 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| nickel-canary |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2010)
|
Principal balance:
| $265.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Moving on and moving out.
Purpose of loan:
This loan will be used to pay for a deposit on a new apartment and help my old apartment-mates out as I am leaving early (before the end of the lease). I will be paying a portion of the rent on my old apartment while securing a new place to live. I am in the process of making a major life-change (the end of a relationship) and this will enable me to move on.
My financial situation:
I am a good candidate for this loan because I am gainfully employed, make my loan payments on time and often pay more than the minimum required. Living in NYC is expensive so even with a decent salary it's hard to save money, which is why I don't have money for a security deposit. I do have enough income to pay a monthly fee, though!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
selector568 | $250.00 | 2/4/2011 9:02:59 AM |
kyomoon | $100.00 | 2/4/2011 9:04:12 AM |
DukSerduk | $25.00 | 2/4/2011 9:04:21 AM |
syounker | $25.00 | 2/4/2011 9:04:53 AM |
heavenly-interest9 | $50.00 | 2/4/2011 9:06:23 AM |
RJN | $25.00 | 2/4/2011 9:09:27 AM |
velocity-solo | $60.00 | 2/4/2011 9:09:46 AM |
Goodlender42 | $25.00 | 2/4/2011 9:10:00 AM |
bestbuy | $25.00 | 2/4/2011 9:03:34 AM |
vutah | $50.00 | 2/4/2011 9:03:33 AM |
CBO-Enterprise | $50.00 | 2/4/2011 9:06:30 AM |
fishtale | $25.00 | 2/4/2011 9:04:18 AM |
ThomasC | $50.00 | 2/4/2011 9:04:50 AM |
jonandmeg21 | $50.00 | 2/4/2011 9:05:02 AM |
Phantom99 | $100.00 | 2/4/2011 9:06:32 AM |
jenkris | $25.00 | 2/4/2011 9:06:48 AM |
minista | $25.00 | 2/4/2011 9:09:53 AM |
C_Mark | $100.00 | 2/4/2011 9:10:01 AM |
acropiloterau2002 | $25.00 | 2/4/2011 9:09:46 AM |
sensible-order2 | $100.00 | 2/4/2011 9:09:49 AM |
Goodthing | $100.00 | 2/4/2011 9:09:57 AM |
blot44 | $25.00 | 2/4/2011 9:04:16 AM |
docdekay | $100.00 | 2/4/2011 9:05:00 AM |
meux99 | $25.00 | 2/4/2011 9:09:01 AM |
Artist_Blue | $25.00 | 2/4/2011 9:09:44 AM |
fair-funds | $25.00 | 2/4/2011 9:09:52 AM |
USNavyVet | $25.00 | 2/4/2011 9:03:02 AM |
cashhelp | $30.00 | 2/4/2011 9:03:29 AM |
credit-investor5 | $50.00 | 2/4/2011 9:04:58 AM |
octoberfresh | $25.00 | 2/4/2011 9:05:58 AM |
unclejaef | $25.00 | 2/4/2011 9:06:38 AM |
tedsrfdude | $50.00 | 2/4/2011 9:06:42 AM |
top-note-jamboree | $50.00 | 2/4/2011 9:06:59 AM |
organized-payment6 | $25.00 | 2/4/2011 9:04:57 AM |
Centaur | $50.00 | 2/4/2011 9:06:46 AM |
g314 | $30.00 | 2/4/2011 9:07:00 AM |
youqianderen | $50.00 | 2/4/2011 9:09:51 AM |
ogmanny | $50.00 | 2/4/2011 9:09:59 AM |
indomitable-coin | $50.00 | 2/4/2011 9:09:45 AM |
paladin847 | $50.00 | 2/4/2011 9:09:48 AM |
credit-force5 | $50.00 | 2/4/2011 9:09:50 AM |
41 Investments
|