Sales Report:Supplement No. 15 dated Feb 04, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488521
This series of Notes was issued and sold upon the funding of the borrower loan #46847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1994 Debt/Income ratio: 2%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $451Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: SRM3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Product Design & Launch
Purpose of loan:
This loan will be used to fund CAD designs for a new line of products for cabinets used in server installations.? Once designed we will outsource the manufacturing of the product and it will be sold online though my family's business.? I work full time and am a partial owner in the business and would like to help speed this new product to market.? Based on my financial situation I can fund this myself but would like to have the additional cash on hand as I'm looking to get engaged in the next few months and would like some financial flexibility.??? ?

My financial situation:
I make quite a lot of money and have NO DEBT.? I do have and use credit cards but I pay off the balance every month.?

Monthly net income: $ 16,466

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 450 (health, car)
??Car expenses: $ 100 (gas only as the car is paid off)
??Utilities: $ 0
??Phone, cable, internet: $ 125 (cell)
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/21/2011 10:42:47 AM
lender987654321$25.001/21/2011 10:47:04 AM
cloud8$60.001/21/2011 10:57:17 AM
honorable-yield$25.001/21/2011 11:05:15 AM
velocity-solo$50.001/21/2011 11:11:09 AM
worldly-community3$50.001/21/2011 11:12:32 AM
jazzlender$25.001/21/2011 10:40:43 AM
indomitable-coin$25.001/21/2011 11:13:44 AM
TelegramSam$25.001/21/2011 10:51:59 AM
marketplace-cello5$25.001/21/2011 11:21:23 AM
bjak$25.001/21/2011 11:23:45 AM
simplelender80$100.001/21/2011 11:04:36 AM
enthralling-deal180$50.001/21/2011 10:40:28 AM
350DGRZ$25.001/21/2011 10:44:13 AM
CAGE-Investments$25.001/21/2011 10:45:27 AM
wise-deal-panda$50.001/21/2011 10:51:06 AM
Fiimg$50.001/21/2011 10:56:06 AM
steiglends$250.001/21/2011 11:22:13 AM
gold-commander0$50.001/21/2011 11:00:44 AM
somebody32$50.001/21/2011 11:16:43 AM
reflective-rupee$25.771/21/2011 1:11:09 PM
Carpetkid$25.001/21/2011 1:07:10 PM
golden-finance7$50.001/21/2011 1:07:15 PM
favorite-commerce$50.001/21/2011 2:50:44 PM
SolarMoonshine$25.001/21/2011 5:08:49 PM
handshake5$100.001/21/2011 5:18:40 PM
wdworld$50.001/22/2011 12:47:15 AM
Finchy78$25.001/22/2011 12:55:38 AM
a-responsible-return$25.001/21/2011 5:13:56 PM
terrific-fund5$25.001/21/2011 9:16:49 PM
KTOWN$25.001/22/2011 12:39:24 AM
durable-investment8$31.971/22/2011 9:45:25 AM
Bank_Of_XL$25.001/22/2011 10:00:04 AM
guardian3$35.001/22/2011 9:01:05 AM
loanman2007$100.001/22/2011 6:05:41 AM
vordo$50.001/22/2011 10:47:32 AM
objective-investor$150.001/22/2011 11:38:34 AM
dough-souffle$25.001/22/2011 11:57:10 AM
helpingyou1$25.001/22/2011 11:58:34 AM
market-inspector$25.001/22/2011 3:41:06 PM
auction-seeker$25.001/22/2011 3:06:26 PM
SelectTrustLending$25.001/22/2011 3:07:11 PM
skiberdad$50.001/22/2011 4:08:20 PM
HelpfulLender1$25.001/23/2011 3:50:37 AM
sensible-gain884$25.001/23/2011 5:47:14 AM
FlyingBobo$25.001/23/2011 6:57:51 AM
debt-system880$25.001/22/2011 9:06:54 PM
mistertao$25.001/23/2011 9:37:01 AM
BrothersInArmsLending$50.001/22/2011 4:38:35 PM
kublai$25.001/23/2011 11:56:44 AM
aztocas$50.001/23/2011 12:27:16 PM
Prentice150$75.001/23/2011 8:04:46 AM
drkosh$25.001/23/2011 8:29:52 AM
CorporateT00l$50.001/23/2011 10:52:20 AM
fund-fox4$50.001/23/2011 10:58:07 AM
chekat$25.001/23/2011 11:24:09 AM
loan-master996$50.001/23/2011 11:38:14 AM
vineet$70.001/23/2011 11:52:09 AM
JM-Sarawak$25.001/23/2011 6:26:04 AM
Letter3$30.221/23/2011 11:23:33 AM
capital-marsupial3$25.001/23/2011 11:42:17 AM
Moneypenny6$25.001/23/2011 12:42:12 PM
The_Donald$50.001/23/2011 4:41:43 PM
nanda$100.001/23/2011 7:02:20 PM
powdrsnow$75.001/23/2011 7:07:00 PM
mckhbnpc$30.001/23/2011 8:02:42 PM
best-openness-banker$50.001/23/2011 8:57:02 PM
theprodb$127.961/23/2011 4:58:30 PM
Mindful7$25.001/24/2011 4:54:20 AM
jdtrip03$50.001/23/2011 6:09:04 PM
FinanceEngine$25.001/23/2011 2:21:03 PM
hannibal720$25.001/24/2011 6:31:47 AM
Row2010$27.471/24/2011 6:48:15 AM
PaulW$25.001/24/2011 7:27:46 AM
Aurumdraco$25.001/23/2011 3:47:54 PM
escharfer$25.001/23/2011 3:48:56 PM
sportract05$50.001/23/2011 6:02:01 PM
wirebutterfly$70.001/23/2011 6:05:24 PM
Bcs-cnc$25.001/24/2011 5:49:00 AM
eloquent-dough5$25.001/23/2011 7:21:51 PM
firstandten$50.001/24/2011 7:31:38 AM
Snoopylover$25.001/24/2011 6:07:03 AM
fun2invest$25.001/24/2011 6:09:07 AM
macotra4$36.001/24/2011 6:51:35 AM
sdcc72$25.001/24/2011 7:30:22 AM
encore06$25.001/21/2011 10:44:17 AM
first-restless-payout$50.001/21/2011 10:45:48 AM
orange-preeminant-bill$50.001/21/2011 10:46:35 AM
capital-dynamo0$50.001/21/2011 10:47:00 AM
powerful-finance7$25.001/21/2011 10:49:17 AM
flexible-value$100.001/21/2011 10:50:25 AM
gracej$25.001/21/2011 10:55:27 AM
skuba$75.001/21/2011 11:02:15 AM
bowdish1$50.001/21/2011 11:03:10 AM
museic1$50.001/21/2011 11:09:48 AM
rolandweary$25.001/21/2011 11:10:27 AM
heavenly-repayment4$25.001/21/2011 11:13:01 AM
bigphish$50.001/21/2011 11:15:36 AM
ThomasC$50.001/21/2011 11:18:11 AM
Speculator$50.001/21/2011 10:48:45 AM
rss197$25.001/21/2011 10:53:38 AM
wise-rupee-sanctuary$50.001/21/2011 10:53:51 AM
american6$100.001/21/2011 10:59:02 AM
ursus$100.001/21/2011 11:05:54 AM
the-enterprising-leverage$25.001/21/2011 11:12:09 AM
cash-tent$30.001/21/2011 12:35:23 PM
responsibility-cherry6$50.001/21/2011 11:15:06 AM
credit-investor5$50.001/21/2011 11:15:48 AM
five-star-justice$36.001/21/2011 11:17:27 AM
tech310$50.001/21/2011 10:59:50 AM
genius520$100.001/21/2011 11:03:53 AM
C_Mark$100.001/21/2011 11:13:15 AM
jjswanso$50.001/21/2011 11:18:30 AM
dollar-high-five$25.001/21/2011 11:20:03 AM
TNG812$25.001/21/2011 11:20:18 AM
zorg77$25.001/21/2011 3:16:36 PM
Integrity1st$25.001/21/2011 5:10:43 PM
integrity-planet1$25.001/21/2011 9:27:52 PM
papaloha$25.001/22/2011 12:41:59 AM
tolerant-dinero2$25.001/22/2011 1:22:39 AM
thorough-exchange4$50.001/22/2011 8:36:46 AM
hopeful-truth5$100.001/21/2011 7:29:24 PM
NJournalist$25.001/22/2011 9:57:50 AM
friendinmoney$50.001/22/2011 8:47:37 AM
forthright-dedication$50.001/22/2011 12:42:39 PM
jamiee73$25.001/22/2011 11:20:33 AM
Mark-7$50.001/22/2011 2:18:19 PM
Toppenish99$25.001/22/2011 3:16:30 PM
Mariner3605$25.001/22/2011 3:32:59 PM
mtnbikemania$50.001/22/2011 3:59:21 PM
GoStrong$75.001/22/2011 6:10:41 PM
worthy-bid8$50.001/22/2011 3:42:05 PM
a_salt_miner$25.001/22/2011 10:57:01 PM
riproaringrapids$25.001/22/2011 7:14:43 PM
bullwink27$25.001/22/2011 3:41:09 PM
responsibility-aurora$25.001/22/2011 9:35:45 PM
platinum-rapture6$50.001/22/2011 3:43:37 PM
TheGrayFox$25.001/22/2011 11:37:11 PM
interstellar$50.001/22/2011 11:45:49 PM
dollardave$100.001/22/2011 11:52:24 PM
Nailman88$25.001/23/2011 10:17:55 AM
return-marsupial3$25.001/23/2011 11:55:41 AM
kushka$25.001/22/2011 5:58:01 PM
williemc44$25.001/22/2011 8:37:38 PM
MrOglesby$25.001/23/2011 9:07:57 AM
dovid$50.001/23/2011 5:52:18 AM
auction-workhorse679$25.001/23/2011 6:05:07 AM
organic-treasure$25.001/23/2011 12:30:22 PM
Edwardtomo$25.001/23/2011 1:00:32 PM
Gobsek$25.001/23/2011 10:00:28 AM
mennleo$50.001/23/2011 10:07:02 AM
trade-trumpet$50.001/23/2011 10:44:21 AM
bulabula$50.001/23/2011 4:17:38 PM
Saleen06$31.001/23/2011 5:57:15 PM
iannyc$50.001/23/2011 7:21:37 PM
Ray3486$25.001/23/2011 7:50:54 PM
asdf9876$25.001/23/2011 3:11:38 PM
AxionMan05$50.001/23/2011 4:06:37 PM
RamesesTG$50.001/23/2011 10:27:27 PM
Nicedad72$25.001/23/2011 5:46:53 PM
nashibaksi$25.001/23/2011 5:59:46 PM
dodgerfan$50.001/23/2011 6:41:59 PM
samaritan5$50.001/24/2011 6:53:53 AM
Christophe$25.001/24/2011 7:32:03 AM
dsnybnd$40.001/24/2011 7:44:09 AM
brwnidgirl$50.001/24/2011 6:12:14 AM
rakstar$25.001/24/2011 6:52:56 AM
WLenders$50.001/23/2011 7:26:52 PM
cropdust3r$25.001/24/2011 7:12:14 AM
MoneyForNothing$18.611/24/2011 7:44:53 AM
martymaniaman$25.001/24/2011 5:23:03 AM
frobin$25.001/24/2011 5:27:01 AM
tomdooley12520$25.001/24/2011 5:41:17 AM
bazaar-ruler$50.001/24/2011 5:46:37 AM
mkomar$50.001/24/2011 6:12:07 AM
Magoo2754$25.001/24/2011 7:05:42 AM
Littlepeng$25.001/24/2011 7:17:20 AM
177 Investments
 
Borrower Payment Dependent Notes Series 491171
This series of Notes was issued and sold upon the funding of the borrower loan #46835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $326.95
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 14%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,383Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: inspiring-rate8 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2GBTG
Purpose of loan:
This loan will be used to repair a bulldozer and re-deck haul trailer.?

My financial situation:
I am a good candidate for this loan because? I pay my?responsibilities.

Monthly net income: $
Approximately $10,000
Monthly expenses: $
??Housing: $ 2340????
??Insurance: $ 190
??Car expenses: $179
??Utilities: $ 158
??Phone, cable, internet: $79
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 400
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are your plans after you repair a bulldozer and re-deck haul trailer?? Do you have contracts to do work with the Bulldozer or will you be selling the Dozer and Trailer?? - gpuck
A: Already own both. The dozer worked last year weather permitting. We do small contract work,building ponds,clearing land etc. Will not be selling. There is no shortage of work because we do the small jobs that most big contractors pass on. (Jan-25-2011)
Q: Can you please describe your business and provide a website, if available? - orange-impartial-asset
A: Thank You for your question. I have a small farm. This is for my son who moved back home. He did small jobs last year building ponds,clearing land,etc. We do the small jobs that the big contractors pass on. The dozer and trailer are paid for. (Jan-25-2011)
Q: Are the funds going to be used for a side business? You describe your job as Sales-Retail, which would seem to have little to do with a bulldozer. - orange-impartial-asset
A: Yes. The answer to your previous question should explain need for funds. Thank You (Jan-25-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/24/2011 5:33:27 PM
radforj22$25.001/24/2011 5:35:28 PM
organized-payment6$50.001/24/2011 5:36:05 PM
marketplace-cello5$25.001/24/2011 5:38:12 PM
terrific-p2ploan$25.001/24/2011 7:21:46 PM
availableloan$25.001/24/2011 8:00:54 PM
bowdish1$50.001/24/2011 5:37:09 PM
C_Mark$100.001/24/2011 5:37:58 PM
Redmond$25.001/24/2011 5:38:20 PM
mtnbikemania$50.001/24/2011 5:38:30 PM
top-visionary-truth$25.001/25/2011 11:11:56 AM
Hola_James$30.001/25/2011 9:47:51 AM
worldly-community3$50.001/25/2011 2:37:29 PM
gpuck$25.001/25/2011 3:12:12 PM
3_boyz$25.001/25/2011 3:46:20 PM
subtle-revenue0$25.001/26/2011 3:27:21 AM
KVEER$25.001/25/2011 7:38:46 PM
trade-surge3$50.001/25/2011 8:29:40 PM
efficient-treasure0$25.001/26/2011 6:17:00 AM
integrity-hawk$50.001/26/2011 10:12:28 AM
credit-coach118$40.001/26/2011 8:42:37 AM
kmr2$100.001/26/2011 4:33:28 AM
syounker$25.001/26/2011 7:01:58 AM
Winger$150.001/26/2011 12:15:15 PM
ksubd$50.001/26/2011 3:35:22 PM
dpjd$50.001/26/2011 4:18:20 PM
colorfulgardener$25.001/26/2011 1:45:33 PM
Weaverville$25.001/26/2011 6:31:35 PM
Wart126$25.001/26/2011 4:52:20 PM
ethicalhumanist$50.001/26/2011 4:56:42 PM
the-profit-oracle$25.001/26/2011 8:59:24 PM
rss197$25.001/26/2011 11:45:02 PM
loot-heart$25.001/26/2011 11:46:52 PM
objective-investor$61.731/26/2011 11:48:07 PM
Phillip4ever$25.001/26/2011 7:53:07 PM
Anny-Disco$38.911/26/2011 11:43:44 PM
DSFinancial$50.001/26/2011 9:47:59 PM
tuneman1980$25.001/27/2011 3:04:35 AM
wwwUniversal$25.001/27/2011 3:19:43 AM
nickel-ferret$29.101/26/2011 11:47:59 PM
worth-victor6$25.001/27/2011 9:34:17 AM
nalaari$25.001/27/2011 3:18:53 AM
authentic-liberty7$25.001/27/2011 3:24:34 AM
gogrannygo$25.001/27/2011 7:40:13 AM
peb44$25.001/27/2011 7:42:57 AM
asset-snowdome$50.001/27/2011 6:03:17 AM
cashasaurus0$100.001/27/2011 6:50:34 AM
grf1945$25.001/27/2011 9:15:30 AM
neutrino6$25.001/27/2011 9:34:24 AM
hanuman77$39.391/27/2011 9:35:11 AM
lucrative-worth$37.411/27/2011 8:28:44 AM
treasure-dreamer7$50.001/27/2011 9:08:00 AM
Larry1001$50.001/27/2011 10:33:39 AM
exuberant-dime$50.001/27/2011 9:33:31 AM
golden-finance7$50.001/27/2011 9:55:08 AM
order-wizard$74.311/27/2011 10:12:01 AM
sympathetic-asset$50.001/27/2011 10:52:52 AM
unafraid-loan5$25.001/27/2011 12:21:25 PM
GoldenGo4$50.001/27/2011 10:43:12 AM
faldska$25.001/27/2011 10:33:35 AM
selfmademan$25.001/27/2011 10:38:07 AM
OregonDane$25.001/27/2011 12:11:38 PM
credit-superstar3$25.001/27/2011 12:14:33 PM
skywise$50.001/27/2011 4:18:36 PM
spyro$25.001/27/2011 4:18:47 PM
The_Lending_Muscle$25.001/27/2011 4:18:53 PM
kfi805$50.001/27/2011 4:18:57 PM
Attract$25.001/27/2011 1:10:08 PM
BenOrt$50.001/27/2011 4:19:06 PM
ivadood$84.391/27/2011 4:19:11 PM
NorthernFunds$50.001/27/2011 4:19:30 PM
favorite-funds8$25.001/27/2011 12:13:44 PM
pwkpwk$25.001/27/2011 4:19:59 PM
painter85$50.001/27/2011 4:20:22 PM
platinum-rapture6$29.051/27/2011 4:20:27 PM
inspire22$50.001/27/2011 4:21:04 PM
zenzorba$50.001/27/2011 2:25:08 PM
MadHun$50.001/27/2011 1:43:33 PM
gqrob$25.001/27/2011 1:52:50 PM
balance-chestnut$25.001/27/2011 2:18:30 PM
cticemomof3$50.001/27/2011 4:18:44 PM
codenoise$25.001/27/2011 4:18:48 PM
angelinvestor01$50.001/27/2011 4:18:55 PM
autonomous-basis$25.001/27/2011 4:19:10 PM
dilbert17$50.001/27/2011 4:19:17 PM
dpdn57$25.001/27/2011 4:19:24 PM
rachelrachelrachel$25.001/27/2011 4:19:29 PM
jamiee73$25.001/27/2011 4:20:20 PM
lostontheedge$25.001/27/2011 4:20:25 PM
note-sensation$50.001/27/2011 4:20:42 PM
gold-blanket0$25.001/27/2011 4:20:49 PM
credit-kahuna$50.001/27/2011 4:21:11 PM
kokopuff$25.001/27/2011 4:03:03 PM
lizard_lips$41.501/27/2011 4:18:42 PM
flopcat$50.001/27/2011 4:18:54 PM
buddy486$25.001/27/2011 4:19:00 PM
bid-computer$50.001/27/2011 4:19:08 PM
chicagobear23$50.001/27/2011 4:19:28 PM
powerful-finance7$25.001/27/2011 4:20:09 PM
Bank42$50.001/27/2011 4:20:28 PM
revenue-pipeline$25.001/27/2011 4:21:15 PM
commerce-yeller$25.001/24/2011 5:35:35 PM
tech310$50.001/24/2011 5:38:51 PM
reflective-rupee$100.771/24/2011 8:16:09 PM
enthralling-deal180$50.001/24/2011 5:33:45 PM
simplelender80$100.001/24/2011 5:37:19 PM
Artist_Blue$25.001/25/2011 6:02:59 AM
ursus$100.001/24/2011 5:37:29 PM
rolandweary$25.001/24/2011 5:37:44 PM
p2ploan-futurist9$50.001/25/2011 6:04:42 AM
velocity-solo$50.001/24/2011 5:37:48 PM
nanda$100.001/24/2011 5:38:41 PM
paladin847$50.001/24/2011 5:38:44 PM
DasMula$25.001/24/2011 6:04:38 PM
wise-rupee-sanctuary$50.001/24/2011 5:36:41 PM
american6$100.001/24/2011 5:36:52 PM
genius520$100.001/24/2011 5:37:13 PM
honorable-yield$25.001/24/2011 5:37:23 PM
the-enterprising-leverage$25.001/24/2011 5:37:53 PM
skiberdad$50.001/24/2011 5:38:34 PM
forthright-principal2$25.001/24/2011 5:39:13 PM
EarlyRiser$100.001/25/2011 8:17:36 AM
srilm$50.001/25/2011 1:45:06 PM
orbital-gain$25.001/25/2011 11:12:06 AM
skuba$75.001/25/2011 2:39:03 PM
investor_101$50.001/25/2011 1:42:18 PM
LeReve$100.001/25/2011 4:42:15 PM
worthy-bid8$100.001/25/2011 1:48:57 PM
SolarMoonshine$25.001/25/2011 5:28:25 PM
Ocean713$50.001/25/2011 3:06:18 PM
vutah$50.001/25/2011 6:22:25 PM
point-pinnacle$25.001/25/2011 5:00:58 PM
museic1$50.001/25/2011 6:42:37 PM
chrisb1414$25.001/26/2011 9:13:46 AM
rate-rapture8$50.001/26/2011 9:32:28 AM
ichibon$250.001/26/2011 9:56:48 AM
rockhound84$25.001/26/2011 8:29:56 AM
JohnWS$100.001/26/2011 11:02:36 AM
harty$50.001/26/2011 10:12:10 AM
doncm$50.001/26/2011 3:08:07 PM
Panlion$50.001/26/2011 4:07:04 PM
kegs$150.001/26/2011 6:21:02 PM
capital-web7$50.001/26/2011 6:30:38 PM
Cheburashka$25.001/26/2011 7:42:54 PM
kulender$25.001/26/2011 8:08:02 PM
julijask$45.001/26/2011 8:11:55 PM
worth-arch$25.001/26/2011 9:17:29 PM
investment-comet$25.001/26/2011 9:23:07 PM
elloboverde$25.001/26/2011 11:28:26 PM
bonanza1973$25.001/26/2011 9:01:50 PM
blissful-note7$48.511/26/2011 11:41:33 PM
rjrventure$30.001/27/2011 6:31:11 AM
studious-bonus7$100.001/26/2011 11:41:44 PM
vinyl117$25.001/27/2011 7:07:04 AM
ptjg$50.001/27/2011 3:01:35 AM
orange-statuesque-dime$50.001/27/2011 9:04:38 AM
knothead$25.001/27/2011 9:33:04 AM
dinero-speaker$25.001/27/2011 3:24:41 AM
productive-finance$25.001/27/2011 9:33:25 AM
Searlzy$25.001/27/2011 9:33:59 AM
onlyastepaway$25.001/27/2011 1:44:01 AM
moneysong$300.001/27/2011 7:01:06 AM
ranstlin$25.001/27/2011 4:29:30 AM
stolan$50.001/27/2011 5:48:59 AM
mommyhelper$25.001/27/2011 8:42:51 AM
diligent-kindness9$25.001/27/2011 9:29:43 AM
gold-sushi$25.001/27/2011 9:34:27 AM
Leshan$25.001/27/2011 10:00:03 AM
loss-of-control$50.001/27/2011 11:44:00 AM
rcldesign$25.001/27/2011 10:34:27 AM
bazaar-festivity$25.001/27/2011 10:38:31 AM
MrMoney0622$25.001/27/2011 2:07:52 PM
payout-banker4$25.001/27/2011 10:35:18 AM
saxeman$25.001/27/2011 2:19:29 PM
youthful-greenback3$25.001/27/2011 10:35:42 AM
gold-chomper$50.001/27/2011 11:14:28 AM
gold-commander0$50.001/27/2011 10:37:52 AM
maximizer$25.001/27/2011 12:16:08 PM
StreetJustice$50.001/27/2011 10:43:36 AM
power-secret-agent$25.001/27/2011 3:12:08 PM
Casman8815$25.001/27/2011 12:28:17 PM
moola-escalator$25.001/27/2011 12:59:19 PM
Apex-Lender$25.001/27/2011 4:18:41 PM
brightest-dynamic-peace$25.001/27/2011 4:18:52 PM
Hobson$25.001/27/2011 4:18:56 PM
iGeoff$25.001/27/2011 4:19:04 PM
important-ore$75.001/27/2011 4:19:07 PM
williemc44$25.001/27/2011 4:19:19 PM
Global2011$50.001/27/2011 4:19:27 PM
top-epic-community$50.001/27/2011 4:19:38 PM
CSUgrad08$50.001/27/2011 1:28:10 PM
Lender75$50.001/27/2011 4:20:23 PM
financial-frenzy$50.001/27/2011 4:20:29 PM
littlemonkey$25.001/27/2011 4:20:56 PM
pensacolaborn$25.001/27/2011 4:21:12 PM
pokey38650$25.001/27/2011 1:40:00 PM
Loans101$25.001/27/2011 1:52:49 PM
handshake5$100.001/27/2011 2:11:07 PM
citytreker$50.001/27/2011 2:27:49 PM
dogbait$50.001/27/2011 4:18:45 PM
panthernoelle$25.001/27/2011 4:18:50 PM
DublinCaLender$35.001/27/2011 4:19:03 PM
WeAlNe$25.001/27/2011 4:19:22 PM
jstnow$25.001/27/2011 4:19:25 PM
LongTail$25.001/27/2011 4:19:33 PM
wealthy60$50.001/27/2011 3:32:50 PM
mistertao$25.001/27/2011 4:20:17 PM
enthralling-investment$50.001/27/2011 4:20:21 PM
Strato$25.021/27/2011 4:20:44 PM
hopethisworks$50.001/27/2011 4:18:49 PM
pete_rows$50.001/27/2011 4:18:58 PM
cberthiaume$25.001/27/2011 4:19:02 PM
Divr555$50.001/27/2011 4:19:20 PM
sarisai$50.001/27/2011 4:19:55 PM
WolRab$50.001/27/2011 4:20:15 PM
ericgassercom$50.001/27/2011 4:21:02 PM
superb-funds335$25.001/27/2011 4:21:14 PM
217 Investments
 
Borrower Payment Dependent Notes Series 491263
This series of Notes was issued and sold upon the funding of the borrower loan #46841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-02-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1995 Debt/Income ratio: 25%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,943Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: MIKE_L Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2010)
 
Principal balance: $3,519.49 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Incredible Investement Property
Purpose of loan:
This loan will be used to purchase an investement property.? The property I am looking at is a duplex with 3 bedrooms on each side.? This property is being sold for $7500 plus closing costs. Currently the left side is rented at $500/month. The right side is empty and needs some work to have ready for renters.? I currently own 2 other rental properties(duplexes) which I have rehabed and then rented.? I know from my experiece with the other rentals that it would take approximatly 5 weeks of work to have the right side ready.? I have approximatly $4500 in savings for closing costs and rehab expenses.? The income from the left side will cover the $300 payment for this loan.? I would expect to get $500/mo. for the right side when completed.

My financial situation:
I am a good candidate for this loan because I have always payed my bills.? Until I lost my job 2 years ago, I had excellent credit.? I have been in my current job for 1.5 years, and expect to be there for a long time.Monthly net income: $ 4416 (my income only)Monthly expenses: $ 2800
? Housing: $ 625
? Insurance: $ 25
? Car expenses: $ 200
? Utilities: $ 150
? Prosper Loan: 182
? Phone, cable, internet: $ 200?
? Food, entertainment: $ 300
? Clothing, household expenses $250
? Credit cards and other loans: $650
? Other expenses: $ 260 ChildcareAdditional Income
Ebay: $200/mo (this isn't always consistent)
Current Rental income(Net): $500/Mo
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My homes value and amount owed are both around 150,000. The value of the house that I want to buy is $47,500 on zillow. The cities tax value is $53000. (Feb-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.002/2/2011 9:10:28 AM
transaction-animal8$25.002/2/2011 9:11:52 AM
asiaratt$50.002/2/2011 9:16:00 AM
liberty-society5$25.002/2/2011 9:18:09 AM
sensible-order2$100.002/2/2011 9:09:30 AM
HamachiMan$50.002/2/2011 9:17:28 AM
finance-mushroom$100.002/2/2011 9:20:53 AM
velocity-solo$30.002/2/2011 9:12:59 AM
investment-daydream$75.002/2/2011 9:25:41 AM
B-rad_the_Coug$25.002/2/2011 9:20:27 AM
orderly-leverage$50.002/2/2011 9:15:25 AM
113121$400.002/2/2011 9:25:42 AM
tntmojave$50.002/2/2011 9:25:59 AM
the-silver-blaster$50.002/2/2011 9:29:33 AM
Investoman$50.002/2/2011 9:19:18 AM
golffish2$50.002/2/2011 9:20:47 AM
SDNLR$25.002/2/2011 10:36:06 AM
lendstats_com$200.002/2/2011 11:20:29 AM
Iceman1347$25.002/2/2011 11:40:24 AM
greencat$50.002/2/2011 9:57:48 AM
money-fort$25.002/2/2011 12:10:22 PM
reflective-rupee$250.772/2/2011 10:04:23 AM
moneysong$500.002/2/2011 10:32:48 AM
DoctorJoe$25.002/2/2011 2:39:48 PM
simplelender80$100.002/2/2011 12:35:37 PM
loanman2007$175.002/2/2011 12:52:22 PM
BidDaddyBigBucks$25.002/2/2011 2:59:26 PM
KileNSmyth4$25.002/2/2011 4:53:29 PM
courteous-kindness1$50.002/2/2011 6:13:09 PM
systematic-fairness$25.002/2/2011 6:48:22 PM
balance-proton$25.002/2/2011 9:43:35 PM
thankful-nickel2$25.002/2/2011 7:48:38 PM
chameleon125$50.002/2/2011 10:01:38 PM
Bob450$25.002/3/2011 1:00:37 AM
mlj0671$25.002/3/2011 6:51:38 AM
bullwink27$25.002/3/2011 7:58:53 AM
martymaniaman$25.002/3/2011 8:45:01 AM
mues83$25.002/3/2011 7:09:00 AM
cycle198$30.002/3/2011 7:38:24 AM
Gregger$25.002/3/2011 3:35:17 AM
Quigglesworth$31.662/3/2011 5:24:33 AM
kulender$50.002/3/2011 5:53:22 AM
golffish2$50.002/3/2011 7:06:23 AM
FinanceEngine$25.002/3/2011 7:11:02 AM
rate-hickory$25.002/3/2011 7:30:57 AM
lucrative-transparency0$70.012/3/2011 9:44:55 AM
fairness-atmosphere$25.002/3/2011 9:10:42 AM
ore-dojo$50.002/3/2011 9:26:22 AM
organic-treasure$25.062/3/2011 9:37:31 AM
Kash2010lu$28.002/2/2011 9:11:41 AM
genius520$100.002/2/2011 9:13:11 AM
gain-gourd$75.002/2/2011 9:15:03 AM
ingenious-deal6$25.002/2/2011 9:16:36 AM
dough-bear$50.002/2/2011 9:10:50 AM
gain-equator$25.002/2/2011 9:20:10 AM
fabulous-community4$50.002/2/2011 9:20:25 AM
the-yield-surfer$50.002/2/2011 9:20:32 AM
suave-dime6$25.002/2/2011 9:16:14 AM
rustysailor$30.002/2/2011 10:25:04 AM
Artist_Blue$25.002/2/2011 9:21:32 AM
2grindstones$25.002/2/2011 10:41:58 AM
mikeandcat$100.002/2/2011 10:45:01 AM
DasMula$25.002/2/2011 11:16:49 AM
hopeful-truth5$400.002/2/2011 12:28:06 PM
reflective-rupee$500.772/2/2011 10:04:07 AM
DasMula$38.842/2/2011 12:22:40 PM
soulblest$43.662/2/2011 10:33:20 AM
a_falk22$25.002/2/2011 2:50:52 PM
EarlyRiser$250.002/2/2011 11:48:17 AM
competent-p2p$50.002/2/2011 12:42:21 PM
Moe87$25.002/2/2011 3:01:13 PM
EA_Pokerking$25.002/2/2011 3:33:32 PM
ALANGREANSPAN$32.002/2/2011 3:53:30 PM
contract-lionheart$75.002/2/2011 3:20:14 PM
evergreen16$100.002/2/2011 3:28:48 PM
witty-openness$25.002/2/2011 4:25:43 PM
zorg77$25.002/2/2011 5:19:37 PM
zorg77$25.002/2/2011 5:18:58 PM
loss-of-control$125.002/2/2011 5:20:53 PM
marybennet$25.002/2/2011 5:39:09 PM
red-favorable-basis$25.002/2/2011 8:36:22 PM
integrity-doctor$100.002/2/2011 8:47:56 PM
bahamaman$30.002/2/2011 8:58:23 PM
twjh$25.002/3/2011 12:59:06 AM
Littlepeng$25.002/2/2011 7:40:12 PM
FASTIZIO_P$35.002/2/2011 9:48:06 PM
frogperson$250.002/2/2011 10:21:11 PM
dime-vista2$25.002/2/2011 10:57:55 PM
loan-kung-fu$25.002/3/2011 1:29:41 AM
himanshuko$25.002/3/2011 1:43:29 AM
outofoffice$25.002/3/2011 7:38:12 AM
gothampark$25.002/3/2011 8:26:52 AM
EretzCapital$28.402/3/2011 8:47:44 AM
autonomous-truth$50.002/3/2011 1:46:30 AM
Tolipwen$75.002/3/2011 7:42:07 AM
WonByOne$200.002/3/2011 3:59:50 AM
PotBellyPete$200.002/3/2011 8:14:18 AM
BuckeyeBanker$70.832/3/2011 9:31:21 AM
silverloan$25.002/3/2011 8:26:08 AM
NekHoldings$25.002/3/2011 5:41:06 AM
Leshan$200.002/3/2011 8:37:50 AM
gallant-economy9$200.002/3/2011 8:59:39 AM
Christophe$25.002/3/2011 6:45:27 AM
foothillender$25.002/3/2011 7:35:50 AM
mckhbnpc$50.002/3/2011 8:59:30 AM
105 Investments
 
Borrower Payment Dependent Notes Series 491643
This series of Notes was issued and sold upon the funding of the borrower loan #46948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $412.99
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1997 Debt/Income ratio: 27%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,678Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: bid-jubilee9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
High-Interest Credit Card Payoff
Purpose of loan:
This loan will be used to pay off my high-interest credit card.? I'm tired of paying over-priced banks my hard-earned money.

My financial situation:
I am a good candidate for this loan because I always make my payments on time and have maintained a good credit rating for 15 years.? However, as the first one in my family to attend college, and an Ivy League one at that, I have a large student loan balance that remained in deferment until I recently finished graduate school (where I added more to my student loans).? With my good credit and down-payment - I was able to purchase my first home about 18 months ago.? Since then, my student loans have gone into repayment and are nearly as much as my mortgage - and I have had to rely too much on credit cards to get me through my first year as a homeowner (using just about all my savings as a down-payment left me without reserves).? I thank you for any assistance you can provide to help me get out of this high-interest, revolving credit nightmare.? By the way, I have cut up and stopped using that high-interest card!

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My total mortgage balance (I have only one mortgage) = $126,615. The estimated market value = $180,500 (from Zestimate). (Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
pythia$25.001/24/2011 10:26:45 AM
bowdish1$50.001/24/2011 10:29:38 AM
simplelender80$100.001/24/2011 10:29:56 AM
museic1$50.001/24/2011 10:30:48 AM
Rick7925$25.001/24/2011 10:32:54 AM
investment-artist$25.001/24/2011 10:46:30 AM
DasMula$38.841/24/2011 10:46:54 AM
reflective-rupee$500.771/24/2011 10:53:17 AM
mpatrick$25.001/24/2011 10:59:09 AM
genius520$100.001/24/2011 10:29:49 AM
ursus$100.001/24/2011 10:30:16 AM
jazzlender$50.001/24/2011 10:23:36 AM
hopeful-truth5$200.001/24/2011 2:09:43 PM
skuba$75.001/24/2011 10:29:29 AM
contract-lava0$25.001/24/2011 10:58:54 AM
velocity-solo$50.001/24/2011 10:30:59 AM
mtnbikemania$50.001/24/2011 10:32:58 AM
sincere-balance$25.001/24/2011 12:32:32 PM
SolarMoonshine$25.001/24/2011 5:30:50 PM
nikebootie$25.001/24/2011 3:53:30 PM
forthright-principal2$25.001/24/2011 3:57:09 PM
agile-vigilance8$100.001/24/2011 4:02:05 PM
epall$25.001/24/2011 8:54:15 PM
radforj22$25.001/24/2011 1:27:43 PM
Artist_Blue$25.001/25/2011 6:03:08 AM
lazyeye$25.001/25/2011 3:33:33 AM
Bank_Of_XL$50.001/25/2011 5:08:06 AM
Travis247$50.001/24/2011 7:53:59 PM
thankful-nickel2$25.001/25/2011 9:44:37 AM
kegs$150.001/25/2011 11:05:33 AM
helpless23$25.001/25/2011 6:20:25 AM
top-tranquil-justice$25.001/25/2011 12:41:31 PM
worthy-bid8$100.001/25/2011 1:48:32 PM
tranquil-revenue$50.001/25/2011 2:24:26 PM
serene-capital$35.001/25/2011 11:30:09 AM
investor_101$50.001/25/2011 1:42:08 PM
jms1983$25.001/25/2011 4:19:25 PM
balance-force$40.001/25/2011 4:57:55 PM
LeReve$100.001/25/2011 4:42:07 PM
systemlender$100.001/25/2011 6:56:24 PM
KVEER$25.001/25/2011 7:38:39 PM
la_verita$25.001/25/2011 8:55:31 PM
capital-web7$50.001/25/2011 9:23:17 PM
tutnyce$50.001/25/2011 10:26:42 PM
Sixmil$29.031/26/2011 3:38:55 AM
brightest-fascinating-principal$100.001/25/2011 6:55:11 PM
subtle-revenue0$25.001/26/2011 3:27:16 AM
credit-coach118$25.001/26/2011 8:46:00 AM
ichibon$250.001/26/2011 9:56:34 AM
bnoble09$25.001/26/2011 10:02:53 AM
benefit-catalyst$200.001/26/2011 7:33:07 AM
rate-rapture8$50.001/26/2011 9:32:23 AM
Pookiette$40.001/26/2011 5:50:54 AM
spiff666$25.001/26/2011 6:59:30 AM
harty$50.001/26/2011 10:12:05 AM
VBinvestor$100.001/26/2011 11:46:21 AM
loss-of-control$50.001/26/2011 7:47:22 AM
ksubd$75.001/26/2011 3:31:19 PM
wise-deal-panda$50.001/26/2011 4:05:51 PM
indomitable-coin$25.001/26/2011 2:01:01 PM
trumpeter5$30.001/26/2011 2:27:53 PM
ge0bab$50.001/26/2011 4:06:22 PM
conceptpi$25.001/26/2011 5:06:43 PM
inspire22$50.001/26/2011 6:27:33 PM
debtcollector$50.001/26/2011 7:03:20 PM
fortytwo$53.271/26/2011 7:16:43 PM
wdfraser$27.081/26/2011 7:37:15 PM
Thelonius98$26.521/26/2011 7:38:01 PM
helpinghand63$25.001/26/2011 7:41:20 PM
5kids5$28.191/26/2011 7:41:48 PM
Ripsaw4U$50.001/26/2011 7:47:32 PM
divedude$25.001/26/2011 7:49:11 PM
investment-kazoo$25.001/26/2011 7:51:37 PM
Philosonie$25.001/26/2011 7:54:09 PM
ptjg$50.001/26/2011 7:57:57 PM
zrohmm$28.911/26/2011 8:03:57 PM
hanuman77$37.421/26/2011 8:16:42 PM
steiglends$49.891/26/2011 7:13:24 PM
DadWarbucks$47.381/26/2011 7:33:32 PM
bankdaddy$50.001/26/2011 7:36:27 PM
jenq0001$25.001/26/2011 7:39:42 PM
biglender5$25.001/26/2011 7:39:59 PM
Cheburashka$25.001/26/2011 7:42:42 PM
ClearLake$25.001/26/2011 7:43:03 PM
omerta6102$50.001/26/2011 7:52:55 PM
Ivan2007$50.001/26/2011 7:54:17 PM
DUDE66$27.601/26/2011 7:36:43 PM
Hiro07$25.001/26/2011 7:37:30 PM
WLenders$28.131/26/2011 8:06:59 PM
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selfmademan$25.001/26/2011 7:42:18 PM
gametime34$27.821/26/2011 7:52:25 PM
rmachi$25.001/26/2011 6:58:14 PM
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cassius84$25.001/26/2011 7:41:52 PM
wild_carrot$25.001/26/2011 7:42:11 PM
Aimvest$25.001/26/2011 7:43:55 PM
Dreams4Cash$25.001/26/2011 7:52:32 PM
lostontheedge$25.001/26/2011 7:58:07 PM
nolahelper$25.001/26/2011 8:00:25 PM
hayhelp$38.421/26/2011 8:03:39 PM
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Millmanator$25.001/26/2011 7:36:36 PM
JustOneVoice$25.001/26/2011 7:38:22 PM
devin57$25.001/26/2011 8:07:20 PM
kulender$25.001/26/2011 8:07:51 PM
nashibaksi$25.001/26/2011 7:43:19 PM
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Tradesmanlender$35.001/26/2011 8:13:59 PM
wtrboy$40.531/26/2011 7:49:00 PM
SafeSaxa$26.081/26/2011 7:50:52 PM
ianakacg$25.001/26/2011 7:51:23 PM
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219 Investments
 
Borrower Payment Dependent Notes Series 491913
This series of Notes was issued and sold upon the funding of the borrower loan #46951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $460.08
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1994 Debt/Income ratio: 18%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,665Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: greenback-exchanger2 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A new life
Purpose of loan:
This loan will be used to? fulfill our dream of starting a family.

My financial situation:
I am a good candidate for this loan because? I am an honest, hardworking individual who, along with my fiance, have been caught up in a bit of hard times.? We have been struggling to?start a family for 3 years now and have been unsuccessful.? After much heartache, many miscarraiges and several surgeries, invitro-fertilization is our last option.? Unfortunately, that comes with a hefty down payment.? Please, help us with our dream of becoming parents.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I've bid on you because your credit is outstanding. Have you thought about adoption? A friend of mine adopted a couple toddlers from Russia and couldn't be happier. - Dollars4Rent
A: We absolutely have thought about adoption! There are two different plans at our reproductive center, one being a VIP plan which you pay a higher amount initially to guarantee a 90% return on your money to pursue adoption if the IVF outcome is unsuccessful. This plan is the only reason we feel comfortable moving forward with IVF, knowing adoption will be our next step if we are unable to conceive through this procedure. (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
blot44$25.001/26/2011 6:22:50 PM
paladin847$50.001/26/2011 6:24:08 PM
Havana21$200.001/26/2011 6:24:18 PM
kegs$250.001/26/2011 6:25:08 PM
casaram$25.001/26/2011 6:39:21 PM
paintedposies$50.001/26/2011 6:39:54 PM
jct_enterprises$25.001/26/2011 6:41:11 PM
compoundinterest$50.001/26/2011 6:42:13 PM
forthright-dedication$25.001/26/2011 6:43:01 PM
TikPmp1$25.001/26/2011 6:44:38 PM
kenji4861$25.001/26/2011 6:45:23 PM
patriot897$50.001/26/2011 6:46:08 PM
interest-exec9$25.001/26/2011 6:46:47 PM
Phantom99$100.001/26/2011 6:49:20 PM
heavenly-interest9$50.001/26/2011 6:49:58 PM
larrybird$250.001/26/2011 6:50:54 PM
radforj22$75.001/26/2011 6:23:50 PM
BaxterEvil$25.001/26/2011 6:25:30 PM
bowdish1$100.001/26/2011 6:29:14 PM
syounker$25.001/26/2011 6:34:49 PM
IL2R2010$50.001/26/2011 6:35:49 PM
Gorblum$25.001/26/2011 6:36:44 PM
CBO-Enterprise$50.001/26/2011 7:08:48 PM
Goodlender42$25.001/26/2011 6:40:50 PM
kanakakm$50.001/26/2011 6:41:18 PM
Mantis75$25.001/26/2011 6:41:27 PM
larsowe$35.001/26/2011 6:41:38 PM
perzzz$50.001/26/2011 6:44:48 PM
lagnisiruk$25.001/26/2011 6:47:09 PM
community-pipeline$25.001/26/2011 6:48:18 PM
grallu$50.001/26/2011 6:49:52 PM
nimble-money0$50.001/26/2011 6:24:41 PM
Marathoner$25.001/26/2011 6:25:20 PM
credible-bid0$50.001/26/2011 6:51:06 PM
astute-investment5$25.001/26/2011 6:29:01 PM
EarlyRiser$250.001/26/2011 6:55:15 PM
investor_101$50.001/26/2011 6:56:25 PM
lender987654321$25.001/26/2011 6:42:28 PM
Duchdad$25.001/26/2011 6:43:44 PM
organized-payment6$25.001/26/2011 6:44:58 PM
thedoctor$100.001/26/2011 6:45:49 PM
acropiloterau2002$25.001/26/2011 6:46:54 PM
BankingFamily$50.001/26/2011 6:47:16 PM
meenan$100.001/26/2011 6:48:31 PM
goldfinger3$100.001/26/2011 6:49:31 PM
Daneistes$50.001/26/2011 6:49:41 PM
bajeezus$25.001/26/2011 8:17:23 PM
toronado$50.001/26/2011 6:50:40 PM
axl163$25.001/26/2011 7:55:04 PM
HHP$25.001/26/2011 7:53:44 PM
mpactlender$25.001/27/2011 3:01:48 AM
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jjb3$28.901/27/2011 9:34:59 AM
rkhrdjp$100.001/27/2011 1:59:05 PM
zenzorba$50.001/27/2011 2:29:34 PM
Chewbaca$25.001/27/2011 2:56:40 PM
felicity-loyalist0$25.001/27/2011 4:23:18 PM
rss197$25.001/27/2011 4:22:37 PM
UncleTupelo2$25.001/27/2011 7:01:56 PM
JohnW12$50.001/27/2011 7:02:06 PM
wise-deal-panda$50.001/27/2011 6:59:20 PM
NDFIRTH$50.001/27/2011 7:02:03 PM
TSC$100.001/27/2011 7:01:57 PM
_kyle$29.131/28/2011 12:58:34 AM
eyal0$41.251/28/2011 12:44:23 AM
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top-sensible-yield$25.001/28/2011 2:49:12 AM
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bigballer105$100.001/28/2011 6:17:59 AM
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xphile$25.001/29/2011 3:05:13 AM
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degster$25.001/29/2011 6:24:25 AM
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triumphant-bonus$30.001/29/2011 9:04:47 AM
colorado23$25.001/29/2011 8:14:01 AM
Blue_HorseShoe$25.001/29/2011 7:19:16 AM
jazzlender$25.001/29/2011 8:18:12 AM
ultimatepaintball$25.001/29/2011 11:42:52 AM
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jeangot$35.131/29/2011 12:59:45 PM
mwfarmkid$50.001/29/2011 2:23:38 PM
Sykes66$25.001/29/2011 6:37:53 PM
jujitsulover$25.001/29/2011 8:27:23 PM
youqianderen$50.001/29/2011 6:13:10 PM
one-midas$25.001/29/2011 8:45:42 PM
ChristopherHS$25.001/29/2011 9:32:51 PM
jonandmeg21$50.001/29/2011 10:43:40 PM
DDHMoney$25.001/30/2011 7:32:57 AM
shred123$50.001/30/2011 7:16:42 AM
drlevvis$50.001/30/2011 7:29:50 AM
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tutnyce$50.001/30/2011 2:02:38 PM
docdekay$100.001/30/2011 2:02:55 PM
CashProvider$100.001/30/2011 12:19:04 PM
jt88$50.001/30/2011 2:18:22 PM
principal-prodigy$50.001/30/2011 12:53:34 PM
orange-agreement-historian$30.001/30/2011 1:49:03 PM
cash-cymbal$25.001/30/2011 3:52:16 PM
Seadrag367$37.781/30/2011 4:13:00 PM
elasermd$50.001/30/2011 5:18:26 PM
GiftViftdotcom$50.001/30/2011 7:32:30 PM
duty-starfish8$25.001/31/2011 5:19:15 AM
LynJohn1023$25.001/31/2011 6:08:20 AM
buffalobills$25.001/31/2011 8:01:14 AM
tomspc$25.001/31/2011 8:21:10 AM
ultimate-dough0$25.001/31/2011 7:36:33 AM
Rivermaverick$25.001/31/2011 9:50:17 AM
dahnkster$33.361/31/2011 8:00:20 AM
tedsrfdude$50.001/31/2011 8:04:10 AM
red-reliable-transparency$25.001/31/2011 10:10:30 AM
Skulljocky$50.001/31/2011 10:15:24 AM
platinum-rapture6$25.001/31/2011 10:37:08 AM
jenkris$25.001/31/2011 12:34:30 PM
Loan-Mart$50.001/31/2011 2:01:24 PM
responsibility-cherry6$27.741/31/2011 4:10:37 PM
value-pouch$50.001/31/2011 4:39:56 PM
ATOHokie$25.001/31/2011 5:19:52 PM
Truchaos$25.001/31/2011 5:08:42 PM
Aurumdraco$25.001/31/2011 7:52:19 PM
Shawn95187$100.001/31/2011 9:48:35 PM
dime-vista2$25.001/31/2011 9:51:10 PM
coloradoloanman$25.002/1/2011 1:16:13 AM
reward-motion$42.452/1/2011 1:44:56 AM
108lender$200.002/1/2011 12:05:13 AM
mdreiss$50.002/1/2011 3:59:43 AM
julijask$45.002/1/2011 1:11:30 AM
bentonlending$50.002/1/2011 6:07:55 AM
BidDaddyBigBucks$25.002/1/2011 9:56:50 AM
BidDaddyBigBucks$25.002/1/2011 9:54:56 AM
deal-maple2$25.002/1/2011 9:33:22 AM
roadtruck$25.002/1/2011 10:59:01 AM
REITRUST$25.002/1/2011 10:51:45 AM
NycDean$25.002/1/2011 3:27:52 PM
blazing-dough$28.002/1/2011 4:43:04 PM
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meux99$25.002/1/2011 6:13:32 PM
wormdc$25.002/1/2011 6:12:10 PM
shrewd-deal$25.002/1/2011 6:55:33 PM
economy-orchid$30.002/1/2011 8:13:52 PM
6moonbeams$50.002/1/2011 8:14:44 PM
Citizenryan$50.002/1/2011 10:31:27 PM
slartibardfast$25.002/2/2011 1:51:26 AM
wwwUniversal$25.002/2/2011 1:50:36 AM
kirkjerk$50.002/1/2011 10:03:45 PM
sparkling-contract7$25.002/2/2011 6:18:47 AM
mobius404$50.002/2/2011 5:43:27 AM
DadWarbucks$36.872/2/2011 1:32:53 AM
Anny-Disco$39.432/2/2011 2:05:57 AM
langdonx$42.452/2/2011 8:23:42 AM
ZeoInvestments$25.002/2/2011 9:31:51 AM
iolaire$25.002/2/2011 9:30:15 AM
integrity-onator1$25.002/2/2011 2:38:33 PM
virtualbank$25.002/2/2011 2:24:44 PM
efficient-treasure0$25.002/2/2011 3:43:57 PM
Captain88$25.002/2/2011 3:46:02 PM
Pickmar$25.002/2/2011 3:46:10 PM
epsp$50.002/2/2011 3:43:59 PM
m000240$50.002/2/2011 3:44:07 PM
Sixmil$62.892/2/2011 3:44:57 PM
inforapenny$41.812/2/2011 3:45:09 PM
Joem311JE$25.002/2/2011 3:45:58 PM
SJM10011a$25.002/2/2011 3:34:37 PM
promiser200$25.002/2/2011 3:44:00 PM
red-unequivocal-finance$25.002/2/2011 3:44:25 PM
Cre8iveCash$25.002/2/2011 3:44:37 PM
bouvierchamp$48.432/2/2011 3:44:54 PM
authoritative-truth$50.002/2/2011 3:46:12 PM
DukSerduk$25.001/26/2011 6:23:33 PM
indomitable-coin$100.001/26/2011 6:23:59 PM
building_community$25.001/26/2011 6:27:56 PM
best-decisive-peace$25.001/26/2011 6:35:39 PM
Okeey$50.001/26/2011 6:36:28 PM
Goodthing$100.001/26/2011 6:39:30 PM
C_Mark$100.001/26/2011 6:41:00 PM
TennSquire$25.001/26/2011 6:42:51 PM
don8ter$25.001/26/2011 6:44:12 PM
rex45$25.001/26/2011 6:44:22 PM
credit-investor5$50.001/26/2011 6:46:38 PM
AmericanCredit$25.001/26/2011 6:47:26 PM
inspired-investment8$100.001/26/2011 6:47:38 PM
skibum65$50.001/26/2011 6:50:06 PM
kyomoon$50.001/26/2011 6:23:15 PM
uncleubb$25.001/26/2011 6:25:54 PM
Artist_Blue$25.001/26/2011 6:28:28 PM
Centaur$50.001/26/2011 6:30:20 PM
Oak-Parker$25.001/26/2011 7:07:19 PM
Krozy$50.001/26/2011 6:37:53 PM
transparency-giant$50.001/26/2011 6:40:41 PM
currency-persimmon$25.001/26/2011 6:41:55 PM
wjf60$50.001/26/2011 6:43:55 PM
balance-voyager$50.001/26/2011 6:15:18 PM
rakstar$50.001/26/2011 6:44:02 PM
FlexFunding$50.001/26/2011 6:15:33 PM
cebgop$25.001/26/2011 6:45:33 PM
flexible-value$100.001/26/2011 6:46:00 PM
mathprof$25.001/26/2011 6:46:17 PM
fishtale$25.001/26/2011 6:23:02 PM
honorable-yield$40.001/26/2011 6:49:10 PM
subtle-revenue0$50.001/26/2011 6:30:47 PM
cognizant-rate732$25.001/26/2011 6:40:04 PM
ogmanny$50.001/26/2011 6:40:27 PM
HunterSix$25.001/26/2011 7:54:57 PM
velocity-solo$60.001/26/2011 6:42:37 PM
Gr8Deal$50.001/26/2011 6:43:18 PM
credit-maple5$300.001/26/2011 6:44:29 PM
ThomasC$50.001/26/2011 6:45:08 PM
blissful-ore5$50.001/26/2011 6:45:41 PM
yukongin$25.001/26/2011 6:47:50 PM
AFairDeal$75.001/26/2011 6:48:01 PM
Dreamconnection$50.001/26/2011 6:48:10 PM
webclimber$50.001/26/2011 6:48:54 PM
sb0453$25.001/26/2011 7:08:17 PM
impartial-deal$25.001/26/2011 8:59:12 PM
invest-in-ed$100.001/27/2011 6:08:30 AM
buckeye9$50.001/27/2011 6:48:17 AM
TomDalonajay$25.001/27/2011 9:34:38 AM
Moneypenny6$25.001/27/2011 8:03:59 AM
outofoffice$50.001/27/2011 10:25:17 AM
Casman8815$25.001/27/2011 12:28:48 PM
interest-fanatic3$50.001/27/2011 4:51:58 PM
sandeepPR$25.001/27/2011 9:00:53 PM
Castellan$50.001/27/2011 7:01:59 PM
life-is-great$50.001/27/2011 6:59:35 PM
mountainpeak$25.001/27/2011 7:19:18 PM
Masterlender$25.001/27/2011 10:57:55 PM
kulender$50.001/28/2011 1:01:03 AM
commerce-voyager$25.001/28/2011 1:37:08 AM
Dollars4Rent$25.001/28/2011 7:54:22 AM
liberty-optimization7$25.001/28/2011 10:27:06 AM
Darkjimson$50.001/28/2011 11:48:04 AM
fireboss$25.001/28/2011 12:48:07 PM
first-serene-credit$25.001/28/2011 2:04:41 PM
Octavian315$35.001/28/2011 11:18:08 AM
sensible-order2$100.001/28/2011 4:49:18 PM
best-coin-miser$25.001/28/2011 3:57:52 PM
Asynch$25.001/28/2011 4:49:14 PM
CE88$100.001/28/2011 5:11:29 PM
JKEnterprises$25.001/28/2011 6:48:24 PM
dharma1$25.001/29/2011 1:28:22 AM
justice-dna$35.001/29/2011 4:19:33 AM
Fortuno_per_commodo$50.001/29/2011 8:47:53 AM
bradomino$25.001/29/2011 9:50:18 AM
16888$50.001/29/2011 1:48:05 PM
woodenshoes$50.001/29/2011 1:14:49 PM
ivar$25.001/29/2011 1:12:06 PM
Richmp412$25.001/29/2011 6:30:04 PM
special-truth$50.001/29/2011 7:28:24 PM
sweet-social2$36.001/29/2011 7:21:24 PM
Asparagirl$50.001/29/2011 8:21:43 PM
antlr$50.001/29/2011 8:03:45 PM
dbzen$50.001/29/2011 8:32:57 PM
fair-funds$50.001/29/2011 11:29:01 PM
Ananya$25.001/30/2011 7:14:39 AM
conductor146$25.001/30/2011 7:43:22 AM
minista$25.001/30/2011 9:41:06 AM
Psalm1$100.001/30/2011 10:14:32 AM
Marfloogan$50.001/30/2011 2:29:36 PM
ToweringDan$50.001/30/2011 2:43:34 PM
jutdon84$75.001/30/2011 3:24:37 PM
alpal$51.111/30/2011 4:01:54 PM
theskippy$25.001/30/2011 6:03:44 PM
surfsider123$25.001/30/2011 5:18:39 PM
funds-rascal$50.001/30/2011 5:23:06 PM
craftygirl960$25.001/30/2011 5:33:37 PM
skorpious$25.001/30/2011 8:46:33 PM
g314$30.001/30/2011 11:38:27 PM
hml$30.001/30/2011 11:44:39 PM
RJN$25.001/31/2011 2:39:23 AM
BeemerRider$25.001/31/2011 7:33:18 AM
be_wise$25.001/31/2011 7:54:09 AM
Refugee$50.001/31/2011 6:33:04 AM
spname$50.001/31/2011 9:23:04 AM
adhawan325$25.001/31/2011 9:34:20 AM
lowrate$50.001/31/2011 9:35:16 AM
Aimvest$25.001/31/2011 9:33:49 AM
awwaww$40.001/31/2011 9:34:55 AM
power-defender7$50.001/31/2011 10:15:29 AM
a-responsible-return$33.241/31/2011 10:37:45 AM
competent-p2p$25.001/31/2011 12:22:54 PM
The-Helper$25.001/31/2011 5:37:30 PM
money-floret$100.001/31/2011 8:07:57 PM
jwstclair$25.001/31/2011 8:58:29 PM
HOPPS$25.001/31/2011 7:38:59 PM
actuarial_investor$25.002/1/2011 12:23:37 AM
bds9646$26.002/1/2011 1:01:17 AM
USMC0311$29.372/1/2011 1:28:27 AM
brightest-affluence-motivator$96.662/1/2011 1:45:11 AM
exchange-pledge$25.002/1/2011 6:20:55 AM
FordhamLaw$25.002/1/2011 7:14:34 AM
JDFuego$50.002/1/2011 7:37:55 AM
Montgomery-Burns$25.002/1/2011 3:28:20 AM
astute-benjamins$25.002/1/2011 3:43:58 AM
catmanbob$50.002/1/2011 6:08:12 AM
nethawk00$25.002/1/2011 7:13:30 AM
heretoprosper$25.002/1/2011 10:14:17 AM
TheCount$25.002/1/2011 10:29:49 AM
TheCount$25.002/1/2011 10:58:01 AM
jonesboyz$25.002/1/2011 1:02:54 PM
hopeful-truth5$200.002/1/2011 2:12:38 PM
John_Galt$25.002/1/2011 3:05:14 PM
top-magnificent-greenback$25.002/1/2011 5:44:49 PM
gold-enclave165$100.002/1/2011 4:44:36 PM
gzeo$25.002/1/2011 6:12:16 PM
adama_48$25.002/1/2011 8:39:20 PM
neenerman$26.272/2/2011 1:03:33 AM
majormoves1$25.002/2/2011 1:33:59 AM
selo80$25.002/2/2011 4:55:58 AM
tolerant-dinero2$25.002/2/2011 12:51:36 AM
irisheyes9$25.002/2/2011 5:28:10 AM
countrypreacher$25.002/2/2011 6:01:34 AM
IslandParadise$50.002/2/2011 9:33:36 AM
pseudokris$25.002/2/2011 11:08:25 AM
bradny$25.002/2/2011 9:32:23 AM
30Sky$25.002/2/2011 1:45:29 PM
word140$25.002/2/2011 11:32:25 AM
benefit-piano5$25.002/2/2011 3:44:10 PM
Anonymous_Guy$32.582/2/2011 3:44:26 PM
spyguy$25.002/2/2011 3:45:35 PM
Eagles81$50.002/2/2011 3:46:07 PM
gentle-gold$25.002/2/2011 3:44:08 PM
solstice175$25.002/2/2011 3:45:54 PM
RedGranite$50.002/2/2011 3:46:04 PM
robertmm25$50.002/2/2011 3:46:11 PM
pay_day$50.002/2/2011 3:43:56 PM
LAKESPRING$25.002/2/2011 3:44:32 PM
creative-finance7$25.002/2/2011 3:45:25 PM
JJ9876$50.002/2/2011 3:46:09 PM
345 Investments
 
Borrower Payment Dependent Notes Series 491917
This series of Notes was issued and sold upon the funding of the borrower loan #46926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: 17%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: Ray9247 Borrower's state: Oregon Borrower's group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 76 ( 100% ) 700-719 (Latest)
Principal borrowed: $22,000.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
660-679 (Feb-2010)
660-679 (Dec-2009)
640-659 (Nov-2009)
 
Principal balance: $5,010.89 31+ days late: 0 ( 0% )
Total payments billed: 76  
Description
TEMP BRIDGE FINANCING
Happy New Year Investors: 2010 was a good year for us considering the economy, we only grossed? three hundred K but we netted 91K but ?we paid off 90% of our debts and paid our total debt down to $ 15,000.00 dollars including the moneys we owe to Prosper investors. What we need capital for: We need a short infusion to sustain our everyday expenses for the next ninety days until we start receiving funds from contracts won. Contracts in play: We have a contract with the City of Pasadena for $ 217,478.00 which we will start delivering product to them by the first week of February and complete delivery by the 25th March, 2011 and will be paid thirty days after delivery. We have a contract with the city of Lake Worth FL for $ 55,525.00 and will be shipping ? of order and product by February 25th, 2011 and will be paid thirty days. The remaining product will be delivered by March 25th, 2011. We anticipate a contract extension from Houston Metro for an additional 394 STOP signs which is an additional $ 98,500.00. We also still have our base contracts with Tri-MET, Nova Bus, New Flyer, Gillig Corp, which we receive orders from on a monthly basis. We should be able to pay off any accounts payables including Prosper within a six month period and hopefully come out with sufficient cash flow to carry us through the year. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$27.001/27/2011 10:10:15 AM
reflective-rupee$1,000.771/27/2011 10:14:28 AM
MoneyForNothing$100.001/27/2011 10:20:52 AM
RecoveryLender$25.001/27/2011 10:26:49 AM
investment-daydream$75.001/27/2011 10:08:19 AM
Aberdeen$4,000.001/27/2011 10:08:33 AM
113121$400.001/27/2011 10:10:18 AM
golffish2$100.001/27/2011 10:37:33 AM
jhouman$25.001/27/2011 10:08:57 AM
Feyenoord$25.001/27/2011 10:09:38 AM
RecoveryLender$25.001/27/2011 10:15:02 AM
genius520$100.001/27/2011 10:11:25 AM
tech310$50.001/27/2011 10:16:01 AM
DasMula$86.571/27/2011 10:19:04 AM
AEH_Now$25.001/27/2011 10:19:41 AM
MoneyForNothing$8.301/27/2011 10:38:26 AM
DasMula$100.001/27/2011 10:19:17 AM
lawyervon$25.001/27/2011 10:20:32 AM
velocity-solo$30.001/27/2011 10:11:16 AM
greencat$50.001/27/2011 10:15:31 AM
investment-artist$25.001/27/2011 10:11:30 AM
selector568$150.001/27/2011 10:09:01 AM
EarlyRiser$250.001/27/2011 10:13:51 AM
rescue$100.001/27/2011 10:14:02 AM
loyalist1$50.001/27/2011 10:10:29 AM
golffish2$100.001/27/2011 10:35:16 AM
NekHoldings$25.001/27/2011 10:14:01 AM
MoneyForNothing$272.361/27/2011 10:23:31 AM
outofoffice$50.001/27/2011 10:25:49 AM
green-rapid-openness$200.001/27/2011 10:36:03 AM
30 Investments
 
Borrower Payment Dependent Notes Series 492101
This series of Notes was issued and sold upon the funding of the borrower loan #46954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1991 Debt/Income ratio: 20%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 53 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,995Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: bonus-marauder0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to?
To take care of unexpected family expenses that have come upon myself.? I will use these funds wisely to manage my family affairs while ensuring that I am able to make the monthly payments that are required to pay the loan back.? Unfortnately these family expenses with my elderly mother and uncle have been sudden and unexpected.? I am only of the oldest in the family who is able to carry the load for the family.? This money will allow me to meet their needs and some personal needs that I have that have just come up and it is even possible to repay the loan back sooner than expected.? It is my intntion to use these funds responsibily and make sure my obligations are taken care of in a timely manner.? The needs of my family members are medical and some day to day expenses that they are unable to cover therefore my assistance is needed in this regard.? I don't have the immediate cash on hand therefore, I am seeking out this loan to help with the cost for the family so their needs to not go unmet, exspecially since they are both senior citzens and unable to adequately meet these expenses on their own.? THe personal needs I have are some matters in my home that need immediate attention for repair with the season being cold these conditions warrant my immediate attention.? In addition I am having some issues with my auto that need to be taken care of immediately to ensure that I am able to get to work and around safely with out any hurt harm or danger to myself or my family.? These are the reasons that I need this loan so suddenly and it is my home that this loan request can be made in a timely manner.? Thank you,
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 66000

Monthly expenses: $
??Housing: $ 840
??Insurance: $ 260
??Car expenses: $ 365
??Utilities: $ 400
??Phone, cable, internet: $ 90
??Food, entertainment: $ 300
??Clothing, household expenses $200
??Credit cards and other loans: $ 600
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you really make $66,000 net every month? - Frosty
A: No this is my annual salary my monthly is after taxes 4285.00 (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$27.001/27/2011 5:46:40 PM
velocity-solo$30.001/27/2011 5:47:03 PM
SFBank$63.681/27/2011 5:46:43 PM
genius520$100.001/27/2011 5:47:09 PM
Speculator$25.001/27/2011 5:49:09 PM
klemer$25.001/27/2011 6:02:41 PM
bankbuddy55$75.001/27/2011 6:22:01 PM
nilonc1$25.001/27/2011 5:58:05 PM
FinDoc$25.001/27/2011 7:02:18 PM
favorite-commerce$50.001/27/2011 7:17:05 PM
one-midas$25.001/27/2011 6:53:54 PM
money-baron$50.001/27/2011 9:31:53 PM
gain-gourd$75.001/27/2011 7:33:39 PM
gothampark$25.001/27/2011 7:51:09 PM
witty-openness$25.001/27/2011 7:26:25 PM
JustMee$25.001/27/2011 8:09:13 PM
Whipster$50.001/27/2011 9:33:29 PM
GeorgiaGator$25.001/28/2011 1:32:45 AM
GoldenGo4$50.001/27/2011 11:32:18 PM
Bob450$25.001/28/2011 1:03:47 AM
wonder3$35.001/28/2011 6:07:33 AM
Frosty$25.001/28/2011 8:44:04 AM
Moe87$35.001/28/2011 3:35:54 AM
golffish2$100.001/28/2011 3:54:27 AM
tzvie$25.001/28/2011 6:25:36 AM
Angel_Investor_7$25.001/28/2011 6:33:11 AM
ready-interest9$25.001/28/2011 9:49:49 AM
thankful-nickel2$25.001/28/2011 8:07:25 AM
FinanceEngine$25.001/28/2011 8:48:31 AM
buffalobills$25.001/28/2011 9:12:13 AM
vine99$50.001/28/2011 9:57:10 AM
enriched-note6$25.001/28/2011 10:04:44 AM
Kqwik$25.611/28/2011 1:59:53 PM
moola-monger9$50.001/28/2011 11:23:56 AM
REITRUST$25.001/28/2011 11:06:47 AM
squadron781$25.001/28/2011 11:50:44 AM
Iloanyoumoney$25.001/28/2011 2:25:47 PM
jazzlender$25.001/28/2011 1:18:32 PM
EBITDA$25.001/28/2011 3:24:30 PM
smear87$25.001/28/2011 2:19:37 PM
penny-plato$25.001/28/2011 2:33:47 PM
nickel-demon2$400.001/28/2011 3:16:02 PM
Mr-Miracle$25.001/27/2011 5:43:31 PM
EarlyRiser$250.001/27/2011 5:47:59 PM
well-mannered-income3$50.001/27/2011 6:44:54 PM
tech310$50.001/27/2011 5:48:42 PM
reflective-rupee$500.771/27/2011 5:53:55 PM
rescue$100.001/27/2011 5:48:06 PM
TeaHouseFinance$32.341/27/2011 9:41:20 PM
wild-orange$50.001/28/2011 1:31:17 AM
autonomous-truth$29.031/28/2011 12:29:07 AM
Income-Scout$200.001/28/2011 6:09:11 AM
loanman2007$75.001/28/2011 7:12:55 AM
greencat$50.001/28/2011 7:14:24 AM
tarion3$25.771/28/2011 5:37:18 AM
Moneypenny6$25.001/28/2011 5:41:01 AM
supreme-hope$25.001/28/2011 5:34:21 AM
Leshan$25.001/28/2011 9:32:22 AM
glroark$200.001/28/2011 6:53:04 AM
finance-mammalian2$25.001/28/2011 8:50:49 AM
realtormoises$25.001/28/2011 7:44:12 AM
investment-artist$25.001/28/2011 9:03:44 AM
sdcc72$25.001/28/2011 8:09:00 AM
leverage-monger$25.001/28/2011 9:23:36 AM
Astyanax$25.001/28/2011 9:53:37 AM
coin-amigo$28.351/28/2011 9:59:24 AM
Myrick$25.001/28/2011 10:12:34 AM
dobee$25.001/28/2011 10:11:51 AM
Scotcha$50.001/28/2011 12:42:25 PM
ore-dojo$50.001/28/2011 10:22:25 AM
droopie1$25.001/28/2011 10:25:50 AM
johnnyfenix$25.001/28/2011 1:46:04 PM
mpatrick$25.001/28/2011 12:32:34 PM
sensible-diversification5$25.001/28/2011 12:54:07 PM
cash-arboretum$120.091/28/2011 2:52:18 PM
2grindstones$25.001/28/2011 2:12:38 PM
Starfin-Capital-Management$250.521/28/2011 3:04:10 PM
transparent-community1$50.001/28/2011 3:24:09 PM
bluehen00$21.841/28/2011 3:30:31 PM
79 Investments
 
Borrower Payment Dependent Notes Series 492187
This series of Notes was issued and sold upon the funding of the borrower loan #46929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-30-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1985 Debt/Income ratio: 13%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 5 Current / open credit lines: 4 / 4Length of status:1y 0m
Amount delinquent: $1,860 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,636Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: blazing-revenue3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Capital to Purchase Inventory
Purpose of loan:

This loan will be used to purchase inventory for a new business venture. I'm opening a "Close Quarter Battle" (CQB) indoor combat arena.?

CQB is the latest hot rage with kids in the 9 to 18 yo age range.

Airsoft is very similar to paintball except that you use Airsoft non-lethal plastic BBs instead of messy paint.??

Think of CQB as means of immersing your child or yourself into a live video game with 40 or 50 other people.??

If you want to understand more about Airsoft I suggest visiting www.ssairsoft.com.? In my option these guys have defined the model for running a successful Airsoft Business.?

My financial situation:

I am a good candidate for this loan because after researching the Airsoft market I believe this is a viable business opportunity and I have the skills required to make it a success.?

I currently work for Silicon Valley California based software company where I make excellent money.??? If this venture fail I?m perfectly capable of the repaying this loan.

I?d like to mention that I?m also a Prosper lender, just like you, on.?? I currently have 18 loans out to people just like myself.

I've invested $10,000 cash for initial startup capital.??? This initial startup capital is for retail/commercial space lease acquisition, combat arena build out, licensing, insurance, utilities, advertising and other related startup expenses.

This is existing capital should not to be confused with funds I'm seeking from Prosper.? The additional funds I'm requesting in the form of a Prosper loan will be designated for use in acquiring retail inventory such as clothing, ammunition,? BB rifles, pistols and other assorted items for re-sale.

I know this is going to be successful venture.?? The additional funds from prosper will help us achieve that success a little faster by allowing us build out a retail inventory more quickly than if it was funded by ongoing operations.

Thank you for your time and consideration.? Due to Prospers posting size limitation I was forced to cut my posting text in half.? Please feel free to post any questions you may have and I will respond as quickly as possible.

Monthly net income: ???? ???? ????$ 7,000

Monthly expenses:??? ???? ??? ????$? 3,746
??Housing:??????????????????? ???? ???? ?? $???? 880
??Insurance:???????????????? ???? ???? ??? $ ?? 306
??Car expenses:?????????? ???? ??? ????$???? 600
??Utilities:???????????????????? ???? ???? ????$???? 200
??Phone, cable, ect:???? ???? ??? ???? $??? 160
??Food, entertainment: ???? ??? ???? $??? 600
??Clothing, household expenses$??? 400
??Credit cards and other loans: $???? 500
??Other expenses: ???? ???? ???? ???? $??? 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of marketing will you be doing to get your business off the ground? - finance-mammalian2
A: The real trick from a marketing perspective is to be able to tap into instant communication network our our potential customers. Hiring part-time High School kids that love Airsoft is the key. Get them Tweeting, post on Facebook, texting, calling about Airsoft on Friday night. Go viral via: Twitter Facebook Myspace Youtube High Schools students Middle School Students Local law enforcement Local military reserve units Local Scout Troops Local Rod & Gun Clubs Driveway (Jan-31-2011)
Q: Can you please explain about delinquent loans? - Reddy_Capital
A: I have no delinquent loans and all 4 of my credit lines have a perfect payment history. See Borrower's Credit Profile: Delinquencies in last 7y: Indicates 0. Theres $1,863.00 for disputed medical bills from surgery I had in 05. BCBC GA paid all my hospital and surgical bills in full less my $500 deductible. In 2006 the hospital sent me an additional bill for approx $1600. BCBS indicated all bills had been paid and this debt was not valid. CA's periodically try to collect on thi (Jan-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/30/2011 9:36:55 PM
loyalist1$50.001/30/2011 9:41:00 PM
velocity-solo$30.001/30/2011 9:46:24 PM
gain-gourd$75.001/30/2011 9:48:28 PM
sensible-order2$100.001/30/2011 9:50:04 PM
asiaratt$50.001/30/2011 9:51:00 PM
Marfloogan$25.001/30/2011 9:52:27 PM
payment-gusto$25.001/30/2011 9:51:30 PM
Ananya$25.001/30/2011 9:51:43 PM
hard-working-loot$25.001/30/2011 9:39:58 PM
genius520$100.001/30/2011 9:46:32 PM
Speculator$25.001/30/2011 9:48:14 PM
Bob450$25.001/30/2011 9:49:13 PM
veropierre$27.001/31/2011 5:46:10 AM
orderly-leverage$50.001/30/2011 9:49:44 PM
credit-force5$50.001/30/2011 9:50:37 PM
Tikibarman$25.001/31/2011 6:43:01 AM
greencat$50.001/31/2011 7:30:46 AM
radforj22$25.001/31/2011 7:56:26 AM
well-mannered-income3$25.001/31/2011 7:30:47 AM
galloping_unicorns_batman$25.001/31/2011 9:36:47 AM
jmichael23$50.001/31/2011 8:03:53 AM
NekHoldings$25.001/31/2011 8:43:39 AM
umfan123$25.001/31/2011 11:43:57 AM
ElAbel11$50.001/31/2011 11:55:50 AM
competent-p2p$25.001/31/2011 12:23:22 PM
hopeful-truth5$50.001/31/2011 3:56:16 PM
2grindstones$25.001/31/2011 5:33:43 PM
Rob717171$50.001/31/2011 6:18:07 PM
Geologist-67$25.001/31/2011 6:46:54 PM
deepblue34$25.001/31/2011 5:09:33 PM
natejx$25.001/31/2011 7:05:07 PM
the-profit-oracle$25.002/1/2011 1:28:54 AM
money-bauble$43.542/1/2011 1:53:31 AM
dough-bear$50.002/1/2011 7:52:40 AM
raisingophelia$25.002/1/2011 8:28:20 AM
treasure-bliss$50.002/1/2011 5:18:00 AM
liberty-society5$25.002/1/2011 9:32:55 AM
deal-maple2$25.002/1/2011 9:33:30 AM
JDFuego$50.002/1/2011 7:38:08 AM
HamachiMan$50.002/1/2011 8:20:55 AM
TheCount$25.002/1/2011 10:18:30 AM
Astyanax$45.002/1/2011 10:26:21 AM
lillian27$50.002/1/2011 12:20:05 PM
heavy_ax$25.002/1/2011 4:13:07 PM
Investoman$50.002/1/2011 4:30:51 PM
WorldlyWorker$25.002/1/2011 4:41:05 PM
point-kitten6$50.002/1/2011 4:40:49 PM
ITExec$61.462/1/2011 4:41:03 PM
ThatDanGuy$50.002/1/2011 4:42:03 PM
shrewd-peace7$50.002/1/2011 4:41:08 PM
credit-wheel7$25.002/1/2011 4:42:25 PM
TNG812$25.002/1/2011 4:42:57 PM
musegaze$100.002/1/2011 4:42:10 PM
jjswanso$50.002/1/2011 4:43:07 PM
piter-to-la-investment$25.002/1/2011 4:42:23 PM
stock106$25.002/1/2011 4:43:39 PM
gold-commander0$50.002/1/2011 4:42:47 PM
ommcd$25.002/1/2011 4:43:38 PM
peace-missile$25.002/1/2011 4:44:47 PM
power-trophy7$25.002/1/2011 4:44:49 PM
Jack55304$100.002/1/2011 4:45:08 PM
velocity-trail$50.002/1/2011 4:47:57 PM
credit-investor5$50.002/1/2011 4:48:55 PM
rapid-currency$25.002/1/2011 4:48:56 PM
yertle9$25.002/1/2011 4:58:17 PM
zzaaak$25.002/1/2011 4:58:11 PM
Lam0nt$25.002/1/2011 4:58:20 PM
newest-generous-income$25.002/1/2011 4:58:29 PM
ingenious-truth0$55.002/1/2011 4:13:15 PM
ritchie70$100.002/1/2011 4:33:03 PM
income-excellence1$50.002/1/2011 4:42:20 PM
sweetlan$25.002/1/2011 4:42:41 PM
agiovasil$25.002/1/2011 4:43:29 PM
Comoparklender$50.002/1/2011 4:43:41 PM
worthy-bid8$50.002/1/2011 4:44:50 PM
CC911$25.002/1/2011 4:45:03 PM
somebody32$50.002/1/2011 4:48:57 PM
data2360$75.002/1/2011 4:58:15 PM
fair-peace7$25.002/1/2011 4:58:23 PM
investisure$50.002/1/2011 4:58:40 PM
flexible-value$100.002/1/2011 4:59:01 PM
Angel_Investor_7$25.001/30/2011 9:48:59 PM
suave-dime6$25.001/30/2011 9:52:43 PM
ingenious-deal6$25.001/30/2011 9:53:06 PM
zorg77$25.001/30/2011 9:46:51 PM
SDNLR$25.001/30/2011 9:51:12 PM
bountiful-durability$100.001/30/2011 9:52:08 PM
reflective-rupee$100.771/30/2011 11:11:45 PM
zone6$100.001/31/2011 8:46:40 AM
justonejake$25.001/31/2011 9:33:09 AM
oregonusa$50.001/31/2011 9:35:29 AM
red-favorable-basis$25.001/31/2011 8:56:33 AM
Income-Scout$150.001/31/2011 9:32:32 AM
tr-doc$200.001/31/2011 1:51:15 PM
credit-sycamore4$100.001/31/2011 3:32:54 PM
EarlyRiser$150.001/31/2011 3:48:53 PM
Kqwik$25.001/31/2011 8:49:48 PM
copper$29.472/1/2011 12:41:16 AM
kulender$100.002/1/2011 1:12:10 AM
banker65010$25.002/1/2011 3:28:05 AM
CA-Lender$25.002/1/2011 6:04:48 AM
uncleegg$50.002/1/2011 5:48:03 AM
stoopidnoodle$25.002/1/2011 9:40:47 AM
witty-openness$25.002/1/2011 9:30:00 AM
BidDaddyBigBucks$25.002/1/2011 9:55:14 AM
community-platoon8$25.002/1/2011 9:33:37 AM
emgventures$50.002/1/2011 10:53:13 AM
BooSedna$100.002/1/2011 10:37:21 AM
famous-bill$25.002/1/2011 11:53:32 AM
BooSedna$63.632/1/2011 10:17:37 AM
jybank$50.002/1/2011 11:00:21 AM
honorable-yield$25.002/1/2011 4:40:54 PM
graceful-investment$100.002/1/2011 4:41:10 PM
Aunca$50.002/1/2011 4:40:50 PM
tsquared_030$25.002/1/2011 4:41:06 PM
bid-czar8$50.002/1/2011 4:42:07 PM
bold-treasure-neutrino$30.002/1/2011 4:41:12 PM
famous-bid9$25.002/1/2011 4:42:26 PM
tornandfrayed$50.002/1/2011 4:42:15 PM
missing-link$25.002/1/2011 4:43:32 PM
traice$25.002/1/2011 4:42:42 PM
bnlforever$25.002/1/2011 4:43:42 PM
IIP77$25.002/1/2011 4:43:34 PM
bold-meteoric-justice$50.002/1/2011 4:44:44 PM
vigorous-velocity$50.002/1/2011 4:44:52 PM
ingenious-interest1$50.002/1/2011 4:44:54 PM
capital-halo1$500.002/1/2011 4:45:00 PM
EBITDA$25.002/1/2011 4:45:06 PM
organic-treasure$25.002/1/2011 2:09:08 PM
p2ploan-gala2$25.002/1/2011 4:58:12 PM
gold-channel2$25.002/1/2011 4:58:32 PM
JLChamberlain$25.002/1/2011 4:58:10 PM
LoisLoan$50.002/1/2011 4:58:42 PM
Executive23$25.002/1/2011 4:58:19 PM
life-is-great$50.002/1/2011 4:58:26 PM
Jloaner$50.002/1/2011 4:58:41 PM
american-investor$31.162/1/2011 4:58:48 PM
finance-mammalian2$25.002/1/2011 3:18:28 PM
zipemdown$50.002/1/2011 4:41:11 PM
hope-eagle6$25.002/1/2011 4:42:21 PM
dedicated-transaction796$50.002/1/2011 4:43:27 PM
nodrivelpls$25.002/1/2011 4:43:37 PM
natural-greenback6$25.002/1/2011 4:43:44 PM
the-dollar-topper$50.002/1/2011 4:44:45 PM
wise-rupee-sanctuary$50.002/1/2011 4:44:55 PM
HHP$50.002/1/2011 4:45:07 PM
upbeat-loan$25.002/1/2011 4:58:13 PM
helick$25.002/1/2011 4:58:18 PM
gimincorp$36.622/1/2011 4:58:53 PM
150 Investments
 
Borrower Payment Dependent Notes Series 492275
This series of Notes was issued and sold upon the funding of the borrower loan #46938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-29-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:12y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $107,456Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: faith2011 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
The purpose of this loan is to consolidate debt. I am a good candidate because although I have acquired debt over the past couple of years all my outstanding debt is current. I have been blessed that despite the economic downturn I have been employed for the past 20 years. I have been at my current job for the past 13 years. It is very important to me to get out of debt this year. I refuse to be trapped in the credit card grid and banks unwilling to help. I did not know about Prosper until recently, I am very hopeful that I will be able to get this loan to begin by debt paydown.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain the composition of your revolving credit which is > 100k. - loss-of-control
A: The debt composition is : credit card debt, & HELOC however, the majority of the debt is from the HELOC. (Jan-30-2011)
Q: Why is your revolving deb so high? Is some of this home equity debt? How much debt do you have on your home, and what is it now worth? - reflective-rupee
A: We have a HELOC and credit card debt. Our home was last appraised at 450k. (Jan-30-2011)
Q: Howmuch debt (heloc and mortgage) do you have on your home? Howdid you run up the heloc debt? Thanks - reflective-rupee
A: We used our HELOC for our home renovation. (Jan-30-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/29/2011 3:38:14 PM
enchanted-yield4$50.001/29/2011 3:41:50 PM
rolandweary$25.001/29/2011 3:42:09 PM
rjleves$25.001/29/2011 3:43:03 PM
enthralling-deal180$50.001/29/2011 3:38:29 PM
tech310$50.001/29/2011 3:38:58 PM
loantigger$50.001/29/2011 3:44:24 PM
credit-force5$50.001/29/2011 3:44:27 PM
american6$100.001/29/2011 3:41:53 PM
honorable-yield$25.001/29/2011 3:42:04 PM
marketplace-cello5$25.001/29/2011 3:42:15 PM
ursus$100.001/29/2011 3:42:28 PM
mtnbikemania$50.001/29/2011 3:42:19 PM
paladin847$50.001/29/2011 3:42:30 PM
GoldenGo4$50.001/29/2011 3:42:35 PM
felicity-loyalist0$25.001/29/2011 4:54:31 PM
Bank_Of_XL$50.001/29/2011 3:43:38 PM
DasMula$77.001/29/2011 3:54:03 PM
peripatetic$25.001/29/2011 3:44:18 PM
SolarMoonshine$25.001/29/2011 4:54:45 PM
coin-bee1$34.131/29/2011 5:09:08 PM
lazyeye$25.001/29/2011 4:54:12 PM
vutah$50.001/29/2011 6:47:02 PM
jujitsulover$25.001/29/2011 8:19:52 PM
fishintime$100.001/29/2011 8:44:58 PM
Planecourage$44.041/29/2011 11:32:48 PM
rkhrdjp$25.001/30/2011 8:26:01 AM
maplehouse$27.031/30/2011 8:59:35 AM
ClearCut$50.001/30/2011 8:53:53 AM
UncleSafety$100.001/30/2011 10:06:36 AM
hard-working-loot$25.001/30/2011 9:18:23 AM
reflective-rupee$250.771/30/2011 12:04:29 PM
mjdaking$25.001/30/2011 10:18:11 AM
terrific-p2ploan$25.001/30/2011 11:51:15 AM
NYCFinancier$25.001/30/2011 12:38:25 PM
radforj22$25.001/30/2011 12:52:49 PM
dirkgently$30.001/30/2011 1:10:57 PM
lender12345$25.001/30/2011 3:37:22 PM
yerkster1$25.501/30/2011 4:40:58 PM
EarlyRiser$200.001/30/2011 4:36:14 PM
TheCashTeam$27.131/30/2011 6:18:55 PM
jojodiamond$25.001/30/2011 6:47:39 PM
Dr_Starchildren$25.001/30/2011 6:59:08 PM
new-dollar-sprout$50.001/30/2011 9:39:46 PM
newest-organic-rupee$25.001/30/2011 10:29:46 PM
analyst123$25.001/31/2011 7:48:19 AM
buffalobills$25.001/31/2011 7:58:55 AM
CashBank$25.001/31/2011 8:52:47 AM
mystss$25.001/31/2011 9:26:56 AM
Moneypenny6$25.001/31/2011 7:29:55 AM
singletrck$25.001/31/2011 8:09:40 AM
brlarue$25.001/31/2011 8:40:36 AM
pdxKurt$50.001/31/2011 10:15:18 AM
step2247$50.001/31/2011 9:47:43 AM
mobius404$50.001/31/2011 10:38:50 AM
medan20356$50.001/31/2011 10:49:52 AM
Leshan$25.001/31/2011 11:49:36 AM
jenkris$25.001/31/2011 12:38:45 PM
competent-p2p$25.001/31/2011 12:23:15 PM
LeReve$100.001/31/2011 11:41:56 AM
mikelance7$25.001/31/2011 1:27:13 PM
sshgfwb$25.001/31/2011 2:14:13 PM
SB-Funding$50.001/31/2011 3:53:20 PM
Drivindabus$25.001/31/2011 2:41:09 PM
NYBIZ$40.001/31/2011 4:47:26 PM
Cory79$25.001/31/2011 5:02:14 PM
phchristensen$50.001/31/2011 5:40:27 PM
Make_it_Rain$100.001/31/2011 6:33:57 PM
leverage-gravitas$25.001/31/2011 6:26:35 PM
cablenews$50.001/31/2011 6:35:17 PM
aerobat$31.001/31/2011 4:38:19 PM
myduck$30.001/31/2011 5:56:37 PM
jtradition$50.001/31/2011 7:09:26 PM
JTRADER056$65.001/31/2011 7:29:42 PM
impressive-credit431$100.001/29/2011 3:39:38 PM
simplelender80$100.001/29/2011 3:42:01 PM
exuberant-dime$50.001/29/2011 3:42:33 PM
gold-tsunami$50.001/29/2011 3:42:59 PM
commerce-yeller$25.001/29/2011 3:38:51 PM
auctionator1$50.001/29/2011 3:43:45 PM
sensible-order2$100.001/29/2011 3:44:02 PM
starlight31$50.001/29/2011 3:44:54 PM
organized-payment6$50.001/29/2011 3:41:46 PM
genius520$100.001/29/2011 3:41:58 PM
velocity-solo$50.001/29/2011 3:41:42 PM
gain-gourd$100.001/29/2011 3:42:47 PM
orderly-leverage$100.001/29/2011 3:44:14 PM
reward-tsunami7$50.001/29/2011 5:02:51 PM
Micropterus$25.001/29/2011 6:08:15 PM
compassion-bauble4$50.001/29/2011 5:32:54 PM
RussiaAC5M$25.001/29/2011 6:27:40 PM
durability-halibut$30.001/29/2011 10:09:29 PM
chato2345$41.611/30/2011 1:27:02 AM
skidroe33$70.001/30/2011 1:32:12 AM
reneenurse$50.001/30/2011 2:24:55 AM
hektek22$600.001/29/2011 9:51:28 PM
akakii$25.001/30/2011 3:53:32 AM
investment-cluster$35.001/30/2011 6:02:09 AM
ladderskibum$100.001/30/2011 6:31:56 AM
Ananya$25.001/30/2011 7:08:35 AM
conductor146$25.001/30/2011 7:58:29 AM
investment-artist$25.001/30/2011 8:44:45 AM
wayman$50.001/30/2011 7:58:20 AM
TelegramSam$25.001/30/2011 8:53:03 AM
toocautious$67.931/30/2011 9:10:46 AM
cvfriend$50.001/30/2011 10:06:44 AM
a-finance-nirvana$25.001/30/2011 10:48:01 AM
unclejaef$25.001/30/2011 11:13:29 AM
Mumcuz$196.121/30/2011 12:03:44 PM
nilonc1$50.001/30/2011 2:17:11 PM
Marfloogan$25.001/30/2011 2:29:28 PM
MattLic$50.001/30/2011 3:22:25 PM
RaginBajin$34.001/30/2011 2:37:40 PM
meenan$50.001/30/2011 2:43:12 PM
red_spade$40.001/30/2011 4:26:17 PM
courteous-fund9$50.001/30/2011 6:22:48 PM
skorpious$25.001/30/2011 8:33:10 PM
qcksilvr20$80.001/30/2011 5:40:30 PM
financelover$25.001/30/2011 9:14:46 PM
GiftViftdotcom$25.001/30/2011 7:39:09 PM
leverage-reaction$25.001/30/2011 10:02:17 PM
dawg25$50.001/31/2011 3:08:23 AM
Flreap$25.001/31/2011 6:19:22 AM
wss560$25.001/31/2011 6:51:23 AM
GODSWORDONIT$50.001/31/2011 7:03:14 AM
octoberfresh$25.001/31/2011 7:16:47 AM
privatebankerva$25.001/31/2011 7:51:23 AM
slfgrb$50.001/31/2011 7:01:45 AM
Shawn95187$25.001/31/2011 9:33:22 AM
friendly-market5$25.001/31/2011 11:29:56 AM
marlinssb$25.001/31/2011 11:33:46 AM
bonus-seahorse$100.001/31/2011 11:49:06 AM
blissful-penny$66.111/31/2011 10:42:59 AM
pythia$25.001/31/2011 12:37:26 PM
MadHun$50.001/31/2011 11:42:19 AM
bibliomania$25.001/31/2011 2:53:33 PM
scoobiedoo$50.001/31/2011 2:56:54 PM
Stack23$25.001/31/2011 2:59:06 PM
Bcs-cnc$25.001/31/2011 12:08:04 PM
mpatrick$25.001/31/2011 4:14:59 PM
smart-gain$45.001/31/2011 4:25:30 PM
greenkid$25.001/31/2011 2:05:22 PM
bowdish1$50.001/31/2011 4:30:27 PM
CE88$25.001/31/2011 4:32:32 PM
goal-velocity4$28.341/31/2011 4:36:18 PM
RoyFauntleroy$25.001/31/2011 4:39:51 PM
RLW43$50.001/31/2011 4:48:26 PM
thankful-nickel2$25.001/31/2011 5:11:27 PM
blue-ideal-dime$50.001/31/2011 5:17:13 PM
fairness-cell6$25.001/31/2011 5:32:12 PM
benefit-flow$25.001/31/2011 5:56:30 PM
bonus-powerplant$25.001/31/2011 6:36:42 PM
MoneyForNothing$9.291/31/2011 7:35:48 PM
153 Investments
 
Borrower Payment Dependent Notes Series 492337
This series of Notes was issued and sold upon the funding of the borrower loan #46941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1999 Debt/Income ratio: 35%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,804Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: interest-framework0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
eggy
Purpose of loan:
Debt con?

My financial situation:
I am a good candidate for this loan because i work a pharma rep that makes roughly around 65,000. i always pay everything on time.?

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $?0
??Insurance: $ compnay pays forvit
??Car expenses: $ company pays for it
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?700
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why was this loan cancelled previously? Why did you declare you made $75K on the last loan and now you claim to make $65K? - jpblan11
A: i am a pharma sales rep. 2009 i made 78000, i didnt have a good 2010 and made 65000. however avergae rep makes 70,000 (Feb-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.001/31/2011 6:54:07 PM
jazzlender$25.001/31/2011 6:54:26 PM
radforj22$35.001/31/2011 6:54:38 PM
tech310$50.001/31/2011 6:55:08 PM
SOP_Bank$25.001/31/2011 6:56:15 PM
impressive-credit431$100.001/31/2011 6:56:43 PM
fishintime$100.001/31/2011 6:57:27 PM
velocity-solo$50.001/31/2011 6:58:24 PM
american6$100.001/31/2011 6:58:45 PM
genius520$100.001/31/2011 6:58:58 PM
rjleves$25.001/31/2011 7:01:22 PM
orderly-leverage$100.001/31/2011 7:01:46 PM
cablenews$50.001/31/2011 6:51:01 PM
NYCFinancier$25.001/31/2011 7:02:56 PM
unclejaef$25.001/31/2011 7:02:47 PM
Shawn95187$25.001/31/2011 7:03:54 PM
meenan$50.001/31/2011 7:03:13 PM
simplelender80$100.001/31/2011 6:59:21 PM
ursus$100.001/31/2011 7:00:30 PM
Reinadog9$50.001/31/2011 8:14:16 PM
sensible-order2$100.001/31/2011 7:01:40 PM
Relevance$25.001/31/2011 8:43:35 PM
vutah$25.001/31/2011 8:58:13 PM
JustMee$25.001/31/2011 9:11:37 PM
financelover$25.001/31/2011 7:03:39 PM
jenkris$25.001/31/2011 7:04:43 PM
reflective-rupee$100.771/31/2011 7:32:11 PM
myworld701$25.002/1/2011 1:10:35 AM
epicanthal$25.001/31/2011 11:20:27 PM
astute-benjamins$25.002/1/2011 3:46:23 AM
HamachiMan$50.002/1/2011 8:21:21 AM
Tradesmanlender$35.002/1/2011 8:34:04 AM
the-debt-fluffy-bunny$25.002/1/2011 8:53:27 AM
Clambake$100.002/1/2011 9:29:11 AM
GElender$50.002/1/2011 7:03:08 AM
liberty-society5$25.002/1/2011 9:33:14 AM
deal-maple2$25.002/1/2011 9:33:35 AM
mystical-coin5$25.002/1/2011 11:32:08 AM
Adino$50.002/1/2011 10:26:34 AM
drluong$50.002/1/2011 1:41:29 PM
luckyldy$50.002/1/2011 1:53:07 PM
williemc44$25.002/1/2011 2:00:04 PM
John_Galt$30.002/1/2011 3:06:23 PM
gracej$25.002/1/2011 3:58:06 PM
dbs$50.002/1/2011 11:43:05 AM
gator98$50.002/1/2011 4:58:45 PM
starry2001$25.002/1/2011 3:18:11 PM
SolarMoonshine$25.002/1/2011 3:46:37 PM
frclmym$25.002/1/2011 6:18:01 PM
gain-equator$25.002/1/2011 7:18:18 PM
bowdish1$50.002/1/2011 8:17:10 PM
Sol_Invictus$25.002/1/2011 7:13:06 PM
brutusbone$50.002/1/2011 7:33:01 PM
StanTheMan$34.642/1/2011 7:57:33 PM
riproaringrapids$25.002/1/2011 11:58:37 PM
Oak-Parker$25.002/1/2011 10:19:24 PM
wwwUniversal$25.002/2/2011 1:51:35 AM
Finchy78$25.002/2/2011 1:32:36 AM
lukassaul$25.002/2/2011 7:03:05 AM
nolahelper$25.002/2/2011 6:35:31 AM
chameleon125$25.002/2/2011 6:52:46 AM
shrewd-income$25.002/2/2011 8:21:13 AM
buffalobills$25.002/2/2011 8:36:59 AM
excellent-loan8$25.002/2/2011 8:13:22 AM
rockhound84$25.002/2/2011 6:25:22 AM
bigphish$25.002/2/2011 7:24:30 AM
piano55$25.102/2/2011 7:58:55 AM
Artist_Blue$25.002/2/2011 8:49:54 AM
flyboy24$25.002/2/2011 9:03:20 AM
hanuman77$50.002/2/2011 9:43:39 AM
currency-collider9$25.002/2/2011 9:34:19 AM
seasonedinvestor$50.002/2/2011 9:35:56 AM
tensalis$30.002/2/2011 10:31:50 AM
Leshan$25.002/2/2011 9:46:09 AM
kcowin$50.002/2/2011 11:16:17 AM
note-farm4$50.002/2/2011 12:08:56 PM
Whitewater_Loans$30.442/2/2011 11:25:30 AM
gilbrear$25.002/2/2011 11:27:56 AM
one-midas$26.012/2/2011 12:56:30 PM
Loan-Mart$80.972/2/2011 11:36:02 AM
Earn_money$25.002/2/2011 12:18:16 PM
Ebanco$50.002/2/2011 12:49:13 PM
wayman$50.001/31/2011 6:57:47 PM
TelegramSam$25.001/31/2011 6:57:56 PM
enchanted-yield4$50.001/31/2011 6:58:30 PM
rolandweary$25.001/31/2011 6:59:42 PM
marketplace-cello5$25.001/31/2011 6:59:50 PM
mtnbikemania$50.001/31/2011 7:00:05 PM
exuberant-dime$50.001/31/2011 7:00:46 PM
GoldenGo4$50.001/31/2011 7:00:55 PM
peripatetic$25.001/31/2011 7:01:52 PM
loantigger$50.001/31/2011 7:02:05 PM
credit-force5$50.001/31/2011 7:02:10 PM
commerce-yeller$25.001/31/2011 6:53:52 PM
paladin847$50.001/31/2011 7:04:30 PM
gain-gourd$100.001/31/2011 6:56:53 PM
pdxKurt$50.001/31/2011 7:04:15 PM
one-midas$25.001/31/2011 7:11:40 PM
hard-working-loot$25.001/31/2011 6:58:02 PM
honorable-yield$25.001/31/2011 6:59:36 PM
slick8812$25.001/31/2011 8:09:48 PM
terrific-p2ploan$25.001/31/2011 7:49:56 PM
gold-tsunami$50.001/31/2011 7:01:14 PM
starlight31$50.001/31/2011 7:02:13 PM
a-finance-nirvana$25.001/31/2011 7:02:40 PM
MattLic$50.001/31/2011 7:03:20 PM
all_of_that_one$30.001/31/2011 11:35:27 PM
octoberfresh$25.001/31/2011 7:03:48 PM
ichibon$47.582/1/2011 12:56:41 AM
dtana$25.001/31/2011 9:22:19 PM
agbullet55443$100.001/31/2011 9:57:58 PM
loanman2007$50.002/1/2011 6:00:48 AM
catmanbob$25.002/1/2011 6:08:30 AM
respectful-integrity3$25.002/1/2011 6:26:04 AM
hopeful-truth5$100.002/1/2011 6:50:46 AM
mybackyard$25.352/1/2011 7:36:59 AM
JDFuego$50.002/1/2011 7:38:06 AM
EarlyRiser$250.002/1/2011 5:01:10 AM
jtn4148$25.002/1/2011 8:57:38 AM
loss-of-control$50.002/1/2011 9:20:54 AM
rupee-cake$30.002/1/2011 8:40:30 AM
BidDaddyBigBucks$25.002/1/2011 9:55:26 AM
bold-durability-drum$100.002/1/2011 9:43:23 AM
gtdane$30.002/1/2011 8:00:21 AM
TheCount$25.002/1/2011 10:28:55 AM
chemistry220$50.002/1/2011 11:18:04 AM
gbrook8$200.002/1/2011 11:16:11 AM
penny-plato$25.002/1/2011 11:33:05 AM
tranquil-revenue$50.002/1/2011 1:00:37 PM
the-transaction-stronghold$25.002/1/2011 10:34:00 AM
eadamson$50.002/1/2011 2:48:06 PM
durable-investment8$30.112/1/2011 3:06:50 PM
hidavehi$25.082/1/2011 3:41:55 PM
heavy_ax$25.002/1/2011 4:13:12 PM
snowyowl$25.002/1/2011 12:55:31 PM
lender-inc$28.372/1/2011 1:29:16 PM
hedgebaby$25.002/1/2011 2:25:07 PM
thebadpelican$25.002/1/2011 4:52:03 PM
PPLIN810$25.002/1/2011 5:15:44 PM
AFairDeal$75.002/1/2011 5:17:53 PM
ALVO$50.002/1/2011 6:23:20 PM
liberty-squirrel$25.002/1/2011 6:46:55 PM
shrewd-deal$25.002/1/2011 6:55:51 PM
slingshot_knitter$25.002/1/2011 6:54:46 PM
sisepuede$41.382/1/2011 8:48:32 PM
kmwvma$25.002/2/2011 2:58:39 AM
money-explorer3$25.002/2/2011 2:24:47 AM
The_Birnetts$58.812/2/2011 5:01:18 AM
Dskillz$25.002/2/2011 7:19:01 AM
TrustPlus$50.002/2/2011 9:01:39 AM
maximizer$25.002/2/2011 5:55:26 AM
Duanep01$25.002/2/2011 6:45:18 AM
nitrostamped$100.002/2/2011 8:18:14 AM
A2D$64.392/2/2011 9:14:12 AM
lodcomm$50.002/2/2011 9:31:30 AM
flexible-fund6$50.002/2/2011 9:33:11 AM
IslandParadise$50.002/2/2011 9:33:40 AM
point-promiser$30.002/2/2011 9:34:25 AM
Kessler$31.002/2/2011 9:34:53 AM
Armyman122$50.002/2/2011 10:23:43 AM
cutter21$25.002/2/2011 10:19:00 AM
peso-fortress$25.002/2/2011 11:21:36 AM
repaymeplease$25.002/2/2011 10:26:39 AM
smmgnn99$25.002/2/2011 9:33:08 AM
tomdooley12520$25.002/2/2011 12:06:29 PM
fundingyourbigfuture$25.002/2/2011 12:15:32 PM
loyalist1$50.002/2/2011 12:18:58 PM
compassionate-dime0$50.002/2/2011 9:33:59 AM
Banker7371$25.002/2/2011 9:35:14 AM
chicagoprosper$50.002/2/2011 11:26:26 AM
generosity-finder8$50.002/2/2011 11:55:31 AM
competent-p2p$50.002/2/2011 12:34:32 PM
invincible-duty$25.002/2/2011 11:48:31 AM
rogue_monster$50.002/2/2011 12:40:46 PM
market-squadron3$25.002/2/2011 12:51:41 PM
175 Investments
 
Borrower Payment Dependent Notes Series 490554
This series of Notes was issued and sold upon the funding of the borrower loan #46944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,350.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $231.99
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1991 Debt/Income ratio: 17%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:15y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,799Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: PayOnce Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 800-819 (Latest)
Principal borrowed: $2,450.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2008)
 
Principal balance: $151.66 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Clean Slate
Purpose of loan:
This loan will be used to clean the slate after a financially trying 2010.? I had a baby and had saved enough money to pay the 20% left over after insurance - for a normal birth.? I didn't have a normal birth and 20% of my estimate of $10,000 is a lot different than 20% of the actual $91,000 in medical costs we accrued.? Have a wonderfully healthy almost-toddler now and thank goodness I had the coverage I did.? But it put me behind and I'd like to be ahead.?

My financial situation:
I am a good candidate for this loan because I can afford the payments and am financially responsible.? I prefer to pay interest here, to people, than to financial institutions/medical?providers.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cablenews$50.001/31/2011 6:50:57 PM
cashhelp$30.001/31/2011 6:52:48 PM
MoneyForNothing$66.331/31/2011 6:53:10 PM
Feyenoord$25.001/31/2011 6:54:00 PM
velocity-solo$60.001/31/2011 6:53:31 PM
Aberdeen$4,000.001/31/2011 6:54:55 PM
tech310$50.001/31/2011 6:55:04 PM
elasermd$50.001/31/2011 6:55:50 PM
fishintime$100.001/31/2011 6:57:21 PM
wayman$50.001/31/2011 6:57:43 PM
TelegramSam$25.001/31/2011 6:57:52 PM
enchanted-yield4$50.001/31/2011 6:58:28 PM
genius520$100.001/31/2011 6:58:54 PM
ursus$100.001/31/2011 7:00:26 PM
orderly-leverage$100.001/31/2011 7:01:44 PM
loantigger$50.001/31/2011 7:02:02 PM
starlight31$50.001/31/2011 7:02:12 PM
commanding-income774$25.001/31/2011 6:53:13 PM
top-note-jamboree$50.001/31/2011 6:53:21 PM
unclejaef$25.001/31/2011 7:02:45 PM
vine99$90.001/31/2011 6:54:21 PM
GiftViftdotcom$25.001/31/2011 7:03:30 PM
rdrloan$25.001/31/2011 7:03:51 PM
vutah$50.001/31/2011 6:56:19 PM
hidavehi$25.041/31/2011 7:04:07 PM
Mr-Miracle$25.001/31/2011 6:57:33 PM
DasMula$57.001/31/2011 7:06:21 PM
honorable-yield$25.001/31/2011 6:59:33 PM
marketplace-cello5$25.001/31/2011 6:59:48 PM
mtnbikemania$50.001/31/2011 7:00:02 PM
rjleves$25.001/31/2011 7:01:20 PM
sensible-order2$100.001/31/2011 7:01:38 PM
peripatetic$25.001/31/2011 7:01:51 PM
NYCFinancier$25.001/31/2011 7:02:54 PM
Brattt$25.001/31/2011 6:52:38 PM
tntmojave$25.001/31/2011 6:52:59 PM
Pulchritudinous$25.001/31/2011 6:53:25 PM
lender987654321$25.001/31/2011 6:53:40 PM
jazzlender$25.001/31/2011 6:53:16 PM
enthralling-deal180$100.001/31/2011 6:54:04 PM
indomitable-coin$50.001/31/2011 6:54:15 PM
radforj22$35.001/31/2011 6:54:36 PM
g314$30.001/31/2011 6:55:57 PM
steiglends$250.001/31/2011 6:56:25 PM
benefit-trident$25.001/31/2011 6:56:29 PM
american6$100.001/31/2011 6:58:41 PM
simplelender80$100.001/31/2011 6:59:15 PM
exuberant-dime$50.001/31/2011 7:00:44 PM
gold-tsunami$50.001/31/2011 7:01:12 PM
a-finance-nirvana$25.001/31/2011 7:02:38 PM
b1geasy$25.001/31/2011 6:53:19 PM
selector568$50.001/31/2011 6:53:44 PM
meenan$50.001/31/2011 7:03:10 PM
MattLic$50.001/31/2011 7:03:19 PM
nybanker85$50.001/31/2011 6:54:23 PM
Shawn95187$25.001/31/2011 7:03:53 PM
paladin847$50.001/31/2011 7:04:28 PM
financelover$25.001/31/2011 7:03:36 PM
gain-gourd$100.001/31/2011 6:56:49 PM
MonkeyHero$30.001/31/2011 7:04:49 PM
pdxKurt$50.001/31/2011 7:04:13 PM
hard-working-loot$25.001/31/2011 6:57:59 PM
MoneyForNothing$1.631/31/2011 7:06:33 PM
rolandweary$25.001/31/2011 6:59:41 PM
GoldenGo4$50.001/31/2011 7:00:53 PM
credit-force5$50.001/31/2011 7:02:08 PM
power-defender7$50.001/31/2011 7:04:24 PM
credit-investor5$50.001/31/2011 7:04:37 PM
jenkris$25.001/31/2011 7:04:42 PM
69 Investments
 
Borrower Payment Dependent Notes Series 491500
This series of Notes was issued and sold upon the funding of the borrower loan #46844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1995 Debt/Income ratio: 22%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 8Length of status:0y 10m
Amount delinquent: $129 Total credit lines: 45 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,710Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: reliable-dedication4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
steves loan
Purpose of loan:
This loan will be used to?
pay off bills????????

My financial situation:
I am a good candidate for this loan because?
i pay my bills ontime and do not like to be behond

Monthly net income: $
1700.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 88.00
??Car expenses: $
??Utilities: $ 200.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/23/2011 2:15:13 PM
Jack55304$100.001/23/2011 2:19:57 PM
reflective-rupee$100.771/23/2011 3:15:23 PM
nickel-launcher$25.001/24/2011 7:57:56 AM
speedy-point$25.001/24/2011 10:39:10 AM
rescue$100.001/24/2011 2:08:16 PM
wanna-help$50.001/24/2011 3:17:15 PM
a-plentiful-loyalty$27.181/24/2011 11:48:39 AM
OrdiNance$50.001/24/2011 11:56:43 AM
jasjac0105$25.001/25/2011 9:42:17 AM
EarlyRiser$250.001/25/2011 5:03:10 AM
Artist_Blue$25.001/25/2011 6:06:54 AM
seisen$50.001/25/2011 6:57:42 AM
worthy-bid8$50.001/25/2011 1:49:38 PM
zone8$125.001/25/2011 2:22:22 PM
kegs$150.001/25/2011 11:06:58 AM
YeoLenderSource$25.001/25/2011 2:39:16 PM
richboy56$25.001/25/2011 1:43:17 PM
revenue-candy$25.001/25/2011 11:24:46 AM
Ocean713$50.001/25/2011 3:06:40 PM
Bob450$25.001/25/2011 3:55:08 PM
ingenious-interest1$50.001/25/2011 4:53:11 PM
Leshan$25.001/25/2011 5:17:39 PM
jwsun90$50.001/25/2011 7:48:51 PM
jybank$25.001/25/2011 9:14:44 PM
wwwUniversal$25.001/26/2011 4:33:14 AM
pixeldave$50.001/25/2011 7:46:48 PM
famous-bill$25.001/26/2011 8:08:00 AM
dime-bigwig4$51.951/26/2011 2:29:29 PM
kwan$25.001/26/2011 1:06:34 PM
S-Master$50.001/26/2011 2:42:26 PM
proud-pound4$15.761/26/2011 2:58:16 PM
goodhearted-basis4$25.001/26/2011 2:01:50 PM
forthright-dedication$25.001/23/2011 2:20:29 PM
careful-note$50.001/23/2011 2:19:37 PM
suave-dime6$25.001/23/2011 2:21:04 PM
zorg77$25.001/24/2011 7:12:24 AM
850$50.001/23/2011 10:04:59 PM
greencat$50.001/24/2011 7:25:58 AM
zone6$80.001/24/2011 7:27:56 AM
dough-bear$50.001/24/2011 6:52:38 AM
helpingyou1$25.001/24/2011 11:45:16 AM
Reliance_Banker$25.001/24/2011 6:08:33 PM
aquistoyraul$25.001/25/2011 7:32:29 AM
jtc26$50.001/25/2011 8:14:05 AM
finagler$25.001/25/2011 9:43:30 AM
capital-halo1$500.001/25/2011 8:27:55 AM
larrybird$250.001/25/2011 9:29:34 AM
lending-theory$25.001/25/2011 9:50:16 AM
credit-sycamore4$100.001/25/2011 1:35:49 PM
washboard1$25.001/25/2011 1:46:43 PM
realtormoises$25.001/25/2011 5:14:44 PM
kindness-venture1$50.001/25/2011 3:54:38 PM
kindness-venture1$50.001/25/2011 4:00:13 PM
Rob717171$50.001/25/2011 9:23:27 PM
Mira48$27.281/25/2011 6:54:02 PM
tech310$50.001/26/2011 1:17:37 AM
jubilant-agreement0$25.001/26/2011 7:42:53 AM
KVEER$25.001/25/2011 7:38:57 PM
mercuriant$25.001/26/2011 3:52:30 AM
peace-missile$25.001/26/2011 12:19:20 AM
organic-order$25.001/26/2011 5:01:41 AM
capital-kingdom$25.001/26/2011 5:46:10 AM
Trevor_C$25.001/26/2011 9:32:56 AM
Matt_Colsia$97.061/26/2011 7:01:27 AM
Najaca$25.001/26/2011 1:01:45 PM
buffalobills$25.001/26/2011 9:07:38 AM
proud-pound4$250.001/26/2011 2:42:00 PM
UCLA4life$25.001/26/2011 12:02:12 PM
69 Investments
 
Borrower Payment Dependent Notes Series 491510
This series of Notes was issued and sold upon the funding of the borrower loan #46932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1989 Debt/Income ratio: 28%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 0m
Amount delinquent: $143 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $777Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: dinero-aggregator458 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
i want to pay off bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/26/2011 10:47:44 AM
keeminn$50.001/26/2011 11:32:16 AM
greencat$50.001/26/2011 10:46:26 AM
drjekyllus$25.001/26/2011 5:56:16 PM
impala6464$25.001/26/2011 8:36:59 PM
worthy-bid8$50.001/26/2011 7:10:04 PM
Bob450$25.001/26/2011 10:48:11 PM
head$25.001/27/2011 8:31:11 AM
asset-professor$25.001/27/2011 12:14:11 PM
Speculator$25.001/27/2011 1:39:46 PM
matt_2006$25.001/27/2011 6:36:09 PM
Jack55304$100.001/27/2011 9:39:46 PM
finance-magma7$25.001/27/2011 8:38:26 PM
barefootpaul$25.001/28/2011 1:04:06 AM
jo2y$25.001/28/2011 1:19:08 AM
FeedTheMachine$39.611/28/2011 1:20:29 AM
graceful-investment$100.001/28/2011 1:29:02 AM
payment-gusto$25.001/28/2011 1:33:17 AM
capital-halo1$500.001/27/2011 9:40:39 PM
MilitaryLending$25.001/28/2011 1:06:25 AM
julsal$27.831/28/2011 1:13:25 AM
mrxtravis$25.001/28/2011 1:16:43 AM
asmithj$27.091/28/2011 1:17:10 AM
elegant-loot$25.001/28/2011 1:32:40 AM
samo102us$25.001/28/2011 1:15:51 AM
economy-producer$25.001/28/2011 1:19:24 AM
social-conductor4$25.001/28/2011 1:27:34 AM
green-capital-hornet$25.001/28/2011 1:31:04 AM
rescue$100.001/26/2011 10:49:08 AM
reflective-rupee$25.771/26/2011 11:10:23 AM
OrdiNance$50.001/26/2011 4:51:40 PM
Artist_Blue$25.001/26/2011 5:04:24 PM
VJ_Financial$25.001/26/2011 9:25:19 PM
alexgalt$25.001/27/2011 12:52:22 AM
tech310$44.781/26/2011 8:12:58 PM
EarlyRiser$100.001/27/2011 4:39:14 AM
realtormoises$25.001/27/2011 6:17:31 AM
zone8$125.001/27/2011 10:38:01 AM
jasjac0105$25.001/27/2011 10:37:55 AM
open-minded-fund9$60.001/27/2011 5:33:12 PM
gain-gourd$75.001/27/2011 7:33:25 PM
Hambone1111$25.001/27/2011 11:17:48 PM
inventive-exchange$25.001/28/2011 1:11:37 AM
wwwUniversal$25.001/28/2011 1:18:23 AM
wild-orange$25.001/28/2011 1:24:44 AM
sweetlan$25.001/28/2011 1:32:07 AM
GoldenGo4$50.001/27/2011 11:31:46 PM
nodrivelpls$25.001/28/2011 1:04:17 AM
mercuriant$25.001/28/2011 1:06:01 AM
derfen$25.001/28/2011 1:11:03 AM
wizardii$25.001/28/2011 1:17:26 AM
DonaldColorado$50.001/28/2011 1:19:36 AM
apostle901$25.001/28/2011 1:13:40 AM
Comoparklender$41.751/28/2011 1:19:27 AM
54 Investments
 
Borrower Payment Dependent Notes Series 491722
This series of Notes was issued and sold upon the funding of the borrower loan #46935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Feb-03-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $674.78
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1982 Debt/Income ratio: 6%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 48 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $558,969Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: commanding-currency7 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Upgrading Curb Appeal
Purpose of loan: Home Improvement
This loan will be used to redo and upgrade the frontyard of my home by building masonry retaiing walls, paving stone driveway, and new plantings.

My financial situation: Excellent. I am a partner in a major Wilmington, Delaware law firm, with annual income in excess of $450,000, and a healthy bank account.
I am a good candidate for this loan because I have a secure and significant source of income that comfortably exceeds my expenses, and an excellent track record on loan repayment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If you make over $450,000 a year, why do you need to borrow $22,000? This question is not meant to seem snarky, but it makes one wonder about money management issues. - organic-treasure
A: Fair question. Because I receive roughly 50% of my annual compensation in the 4th quarter of the year, I planned a $150,000 front yard renovation for this fall. Our landscape design firm has offered significant cost savings to move the work up to the 1st quarter. In order to take advantage of that savings without taking the entire hit to our savings in this quarter, I decided to finance a portion of the project. (Jan-28-2011)
Q: Your profile states that you have a revolving credit balance of $558K. What does this consist of? What are your total payments on this debt? - asset-reaction
A: The $558 K is a second mortgage line on my home, through WSFS bank. The monthly payment is roughly $1700/month. (Jan-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
FlexFunding$50.001/25/2011 5:53:34 PM
casaram$25.001/25/2011 5:55:14 PM
C_Mark$100.001/25/2011 5:56:09 PM
Centaur$50.001/25/2011 5:56:23 PM
TennSquire$25.001/25/2011 5:56:46 PM
radforj22$75.001/25/2011 5:57:14 PM
rakstar$50.001/25/2011 5:57:29 PM
credit-maple5$300.001/25/2011 5:57:37 PM
kenji4861$25.001/25/2011 5:58:02 PM
newest-organic-rupee$25.001/25/2011 5:58:34 PM
yukongin$25.001/25/2011 5:58:57 PM
honorable-yield$40.001/25/2011 5:59:18 PM
economy-orchid$30.001/25/2011 6:00:13 PM
Marathoner$25.001/25/2011 6:03:43 PM
unforgettable-order9$50.001/25/2011 6:28:11 PM
DukSerduk$25.001/25/2011 5:55:22 PM
HunterSix$25.001/25/2011 5:55:38 PM
ogmanny$50.001/25/2011 5:55:58 PM
Goodlender42$25.001/25/2011 5:56:06 PM
lender987654321$25.001/25/2011 5:56:37 PM
Duchdad$25.001/25/2011 5:57:22 PM
UncleTupelo2$25.001/25/2011 5:57:40 PM
organized-payment6$25.001/25/2011 5:57:58 PM
shamrocker$25.001/25/2011 5:58:17 PM
interest-exec9$25.001/25/2011 5:58:24 PM
lagnisiruk$25.001/25/2011 5:58:38 PM
BankingFamily$50.001/25/2011 5:58:42 PM
community-pipeline$25.001/25/2011 5:59:12 PM
life-is-great$50.001/25/2011 6:33:45 PM
Daneistes$50.001/25/2011 5:59:27 PM
grallu$50.001/25/2011 5:59:35 PM
toronado$50.001/25/2011 5:59:50 PM
KramericaIndustries$25.001/25/2011 6:22:16 PM
Goodthing$100.001/25/2011 5:55:18 PM
paintedposies$50.001/25/2011 5:55:47 PM
kanakakm$50.001/25/2011 5:56:16 PM
currency-persimmon$25.001/25/2011 5:56:29 PM
velocity-solo$60.001/25/2011 5:56:42 PM
Gr8Deal$50.001/25/2011 5:57:03 PM
Havana21$200.001/25/2011 5:57:31 PM
cebgop$25.001/25/2011 5:58:04 PM
credit-scout7$50.001/25/2011 8:58:42 PM
flexible-value$100.001/25/2011 5:58:11 PM
TSC$100.001/25/2011 6:33:56 PM
inspired-investment8$100.001/25/2011 5:58:55 PM
Phantom99$100.001/25/2011 5:59:22 PM
larrybird$250.001/25/2011 6:00:00 PM
bowdish1$100.001/25/2011 6:37:18 PM
EarlyRiser$250.001/25/2011 6:02:54 PM
rss197$25.001/25/2011 6:41:42 PM
BaxterEvil$25.001/25/2011 6:04:35 PM
E_G$50.001/25/2011 6:26:47 PM
Preteur$25.001/25/2011 6:27:01 PM
Castellan$50.001/25/2011 6:34:08 PM
tomdooley12520$25.001/26/2011 5:03:41 AM
jjb3$30.001/26/2011 3:50:14 AM
JGB$60.981/26/2011 4:05:34 AM
best-decisive-peace$25.001/26/2011 9:02:02 AM
NDFIRTH$25.001/26/2011 9:33:25 AM
subtle-revenue0$50.001/26/2011 3:23:16 AM
lloyd_s$25.001/26/2011 4:06:00 AM
financeboy$30.001/26/2011 7:29:34 AM
DeesBar$25.001/26/2011 12:06:52 PM
cloud8$69.921/26/2011 2:01:47 PM
_kyle$50.001/26/2011 2:46:46 PM
revenue-buddy0$50.001/26/2011 4:50:08 PM
sb0453$25.001/26/2011 4:18:30 PM
responsibility-cherry6$50.001/26/2011 4:57:40 PM
impartial-deal$25.001/26/2011 5:05:41 PM
Sixmil$76.811/26/2011 6:30:10 PM
worldly-kindness8$50.001/26/2011 4:50:05 PM
16888$50.001/26/2011 4:50:21 PM
xphile$25.001/26/2011 8:08:16 PM
neenerman$50.001/26/2011 7:09:49 PM
Troutfinder$25.001/26/2011 8:46:14 PM
swiftsoul$25.001/26/2011 7:51:10 PM
m000240$50.001/26/2011 11:04:58 PM
Geologist-67$25.001/26/2011 7:43:10 PM
platinum-rapture6$27.041/26/2011 11:44:10 PM
bajeezus$25.001/26/2011 8:17:18 PM
reflective-rupee$100.771/27/2011 9:55:21 AM
uralrider$27.421/27/2011 11:59:42 AM
benefit-piano5$25.001/27/2011 11:13:05 AM
PurplePonchoMan$25.001/27/2011 11:29:12 AM
jcttjg$40.001/27/2011 2:44:06 PM
helpishere777$50.001/27/2011 7:00:47 PM
Pickmar$25.001/27/2011 7:01:28 PM
dharma1$25.001/27/2011 6:59:45 PM
mistertao$25.001/27/2011 7:00:41 PM
robertmm25$50.001/27/2011 7:01:35 PM
mizount$25.001/27/2011 7:02:57 PM
Eagles81$50.001/27/2011 7:00:57 PM
justice-dna$35.001/27/2011 7:02:46 PM
Weaverville$25.001/28/2011 12:45:36 AM
ZeoInvestments$25.001/28/2011 12:49:03 AM
julijask$45.001/28/2011 12:59:59 AM
Masterlender$25.001/27/2011 10:55:04 PM
Aragorn$25.001/28/2011 5:37:39 AM
gauss02$28.771/28/2011 12:48:53 AM
gangusron$50.001/28/2011 7:38:00 AM
wealthstar$50.001/28/2011 8:43:24 AM
tolerant-dinero2$25.001/28/2011 10:09:49 AM
discrete-asset$25.001/28/2011 9:34:12 AM
passbook$25.001/28/2011 9:34:46 AM
tomxnsn$25.001/28/2011 9:34:50 AM
revmax$30.001/28/2011 9:35:05 AM
Octavian315$35.001/28/2011 11:18:06 AM
sensible-diversification5$25.001/28/2011 12:58:38 PM
liberty-optimization7$25.001/28/2011 10:31:05 AM
fireboss$50.001/28/2011 12:48:05 PM
flwah$25.001/28/2011 2:20:58 PM
Asynch$25.001/28/2011 4:49:12 PM
stable-nickel$50.001/28/2011 4:07:37 PM
sensible-order2$100.001/28/2011 4:49:17 PM
JKEnterprises$25.001/28/2011 6:48:22 PM
OzGuy609$25.001/28/2011 5:43:43 PM
rockytop$80.001/28/2011 6:25:31 PM
perlindc$25.421/29/2011 1:49:24 AM
naniamo$25.001/28/2011 9:37:57 PM
Short_Stack$25.001/28/2011 10:28:54 PM
cake7$25.001/28/2011 9:42:15 PM
Hexnut$50.001/28/2011 9:43:08 PM
credit-force5$50.001/28/2011 11:36:53 PM
wormdc$25.001/29/2011 12:13:56 AM
BiggestG$25.001/29/2011 1:30:30 AM
octoberfresh$30.001/29/2011 2:35:46 AM
ChicoBob$27.261/29/2011 2:50:01 AM
pipopirate$28.831/29/2011 1:28:00 AM
DeathScythe676$27.271/29/2011 3:00:58 AM
soheagle$25.001/29/2011 2:05:48 AM
monstersdad$38.651/29/2011 2:19:50 AM
Tasmir$25.001/29/2011 3:49:09 AM
arenangelchild$41.551/29/2011 2:17:35 AM
inforapenny$41.431/29/2011 3:47:16 AM
cash-merry-maker$25.001/29/2011 4:48:45 AM
market-socrates4$32.841/29/2011 5:04:22 AM
slartibardfast$25.001/29/2011 3:33:55 AM
TheReaderRabbit$25.001/29/2011 6:38:20 AM
NMGbank$25.001/29/2011 5:09:59 AM
Dollars4Rent$50.001/29/2011 7:38:20 AM
Anny-Disco$42.751/29/2011 5:39:44 AM
Fortuno_per_commodo$50.001/29/2011 8:47:51 AM
bradomino$25.001/29/2011 9:50:16 AM
ekbangali$25.001/29/2011 9:43:28 AM
bmcg$25.001/29/2011 11:39:27 AM
ultimatepaintball$25.001/29/2011 11:42:50 AM
jeangot$50.001/29/2011 12:59:43 PM
Groggy$30.001/29/2011 1:53:39 PM
mwfarmkid$50.001/29/2011 2:23:34 PM
youqianderen$50.001/29/2011 6:13:08 PM
Richmp412$25.001/29/2011 6:30:01 PM
moneynmotion$50.001/29/2011 6:22:52 PM
antlr$50.001/29/2011 8:03:43 PM
jonandmeg21$50.001/29/2011 10:43:37 PM
Asparagirl$25.001/29/2011 8:22:45 PM
fair-funds$50.001/29/2011 11:28:52 PM
shred123$50.001/30/2011 7:16:40 AM
DDHMoney$25.001/30/2011 7:32:55 AM
conductor146$25.001/30/2011 7:43:13 AM
Ananya$25.001/30/2011 7:14:59 AM
RockCrown$50.001/30/2011 8:35:45 AM
drlevvis$50.001/30/2011 7:29:48 AM
USMC0311$50.001/30/2011 9:09:43 AM
loan-kung-fu$200.001/30/2011 9:27:39 AM
minista$25.001/30/2011 9:41:01 AM
jlrmpa$165.001/30/2011 11:29:40 AM
bold-treasure-neutrino$35.241/30/2011 12:05:21 PM
principal-prodigy$50.001/30/2011 12:53:28 PM
damage$25.001/30/2011 7:39:22 PM
GiftViftdotcom$50.001/30/2011 7:32:27 PM
Refugee$50.001/31/2011 6:33:01 AM
Captain88$25.001/31/2011 6:40:01 AM
solstice175$25.001/31/2011 2:24:33 AM
squadron781$25.001/31/2011 7:53:30 AM
tomspc$25.001/31/2011 8:20:23 AM
memphisf01$25.001/31/2011 8:28:10 AM
octoberfresh$25.001/31/2011 7:14:39 AM
jasperpants$25.001/31/2011 9:34:24 AM
lowrate$50.001/31/2011 9:35:11 AM
Tenfutta$25.001/31/2011 10:08:25 AM
CorporateT00l$50.001/31/2011 10:39:19 AM
gopbernie$25.001/31/2011 11:44:14 AM
exact-gold2$50.001/31/2011 10:42:36 AM
rmachi$25.001/31/2011 12:06:03 PM
competent-p2p$25.001/31/2011 12:22:52 PM
worth-sanctuary9$50.001/31/2011 4:25:55 PM
value-pouch$50.001/31/2011 4:39:54 PM
guile257$75.001/31/2011 5:38:43 PM
ujiba$43.301/31/2011 4:25:46 PM
money-floret$100.001/31/2011 8:07:55 PM
a-tranquil-liberty$25.001/31/2011 8:38:20 PM
stinvest$25.002/1/2011 12:03:27 AM
actuarial_investor$25.002/1/2011 12:23:35 AM
flopcat$26.312/1/2011 12:39:13 AM
jaker$27.712/1/2011 12:48:52 AM
pubnat$25.002/1/2011 12:49:05 AM
here2lend$25.002/1/2011 12:58:31 AM
1fortheroad$25.002/1/2011 12:59:07 AM
zenchef$25.002/1/2011 1:12:36 AM
antrux$25.002/1/2011 1:27:25 AM
Cerias$25.002/1/2011 1:24:53 AM
visionary-community$25.002/1/2011 1:42:31 AM
Montgomery-Burns$25.002/1/2011 3:28:18 AM
astute-benjamins$25.002/1/2011 3:43:29 AM
zeelender$25.002/1/2011 12:50:02 AM
Searlzy$25.002/1/2011 12:50:40 AM
mizinc$25.002/1/2011 12:51:51 AM
theemhdoctor$33.892/1/2011 12:58:39 AM
best-deal-banker$25.392/1/2011 1:42:42 AM
FordhamLaw$29.002/1/2011 7:04:35 AM
Auditman$50.002/1/2011 8:29:08 AM
buffalobills$25.002/1/2011 8:31:28 AM
catmanbob$50.002/1/2011 6:08:10 AM
heretoprosper$25.002/1/2011 9:32:40 AM
valiant-liberty4$25.002/1/2011 9:34:20 AM
schreibp$25.002/1/2011 12:33:12 PM
mzek$25.002/1/2011 1:27:49 PM
budyzr$50.002/1/2011 3:12:58 PM
NycDean$25.002/1/2011 3:27:50 PM
wwwUniversal$25.002/1/2011 4:28:25 PM
reflective-rupee$150.772/1/2011 12:20:11 PM
pixeldave$36.942/1/2011 4:27:52 PM
LuckySF$250.002/1/2011 4:42:47 PM
reueljw$25.002/1/2011 5:53:40 PM
ussugm$25.002/1/2011 8:13:35 PM
roman1998$50.002/1/2011 8:14:05 PM
five-star-asset$25.002/1/2011 8:58:16 PM
Ellisdee$50.002/1/2011 8:53:58 PM
mrpowers5531$25.002/2/2011 1:20:21 AM
outwish$25.002/2/2011 1:30:19 AM
CaliforniaSun$25.002/2/2011 1:33:42 AM
Iowa65$25.032/2/2011 1:32:12 AM
Trevor_C$25.002/1/2011 8:23:50 PM
js44043$25.002/2/2011 1:44:40 AM
Green_Bean$25.002/2/2011 1:49:38 AM
upbeat-investment9$25.002/1/2011 8:50:00 PM
tolstoy00$25.002/2/2011 1:47:18 AM
huorn$25.002/2/2011 1:45:57 AM
iLoaner$25.002/2/2011 1:46:26 AM
WorldlyWorker$25.002/2/2011 1:48:13 AM
excellent-loan8$25.002/2/2011 7:52:31 AM
skillful-diversification2$25.002/2/2011 2:03:42 AM
selo80$25.002/2/2011 4:55:56 AM
langdonx$50.002/2/2011 8:23:40 AM
iolaire$25.002/2/2011 9:30:18 AM
gs92126$25.002/2/2011 9:43:41 AM
bouvierchamp$50.002/2/2011 9:34:11 AM
IslandParadise$50.002/2/2011 9:33:34 AM
pseudokris$25.002/2/2011 11:08:21 AM
akl_5277$25.002/2/2011 11:28:29 AM
integrity-onator1$25.002/2/2011 2:38:31 PM
30Sky$25.002/2/2011 1:45:27 PM
resolute-return1$25.002/2/2011 11:17:14 AM
bonus-genius$29.432/2/2011 2:23:02 PM
SJM10011a$25.002/2/2011 3:34:36 PM
thefiringzod$25.002/2/2011 4:38:31 PM
direct-platinum8$50.002/2/2011 4:38:29 PM
ndwayno$25.002/2/2011 4:44:07 PM
tastytitan$50.002/2/2011 4:44:51 PM
bridgeguy$25.002/2/2011 5:23:42 PM
ArmyGuy$25.002/2/2011 5:49:48 PM
jonn834$25.002/2/2011 5:26:27 PM
Headhunter14$25.002/2/2011 5:28:38 PM
martinatime$25.002/2/2011 6:03:45 PM
Lanja777$134.962/2/2011 7:09:45 PM
JohnGalt94$40.652/2/2011 9:04:59 PM
simiray$25.002/2/2011 11:30:03 PM
punctual-kindness3$30.002/2/2011 8:19:02 PM
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Flatfoot$25.002/3/2011 12:55:46 AM
Thecozychick$25.002/3/2011 1:11:47 AM
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ThomasC$50.001/25/2011 5:58:00 PM
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Hoov$25.002/2/2011 1:44:33 AM
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551 Investments
 
Borrower Payment Dependent Notes Series 491926
This series of Notes was issued and sold upon the funding of the borrower loan #46945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $315.63
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1993 Debt/Income ratio: 21%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,518Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: midreams Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 100% ) 720-739 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Pay Those Suckers Off!
Purpose of loan:
This loan will be used to? consolidate, consolidate, consolidate!

My financial situation:
I am a good candidate for this loan because?Im a no BS kind of person - I owe money and want to pay it off ASAP. My husband and I racked up some debt on home improvements and are looking to pay them all off in a much quicker amount of time with Prosper. We are expecting a large tax refund for 2010 and this loan amount would cover the remaining amount of our debt.

As you can see from my credit rating, I am a very responsible person - never late on a bill and my credit score continues to move upward. I have received a loan from Prosper previously and paid it off in two years, a full year earlier than required. I am a Human Resources Manager at the same company for almost 9 years and my husband is also a manager for his company for close to 13 years. So our employment is very solid.

I respect Prosper and its investors - its a wonderful program and am happy to be a part of it. So what do you say, want to make some money off me? Invest in my loan, you wont regret it!

Thanks so much for your consideration!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.001/27/2011 5:42:50 PM
Aberdeen$4,000.001/27/2011 5:46:06 PM
Feyenoord$25.001/27/2011 5:46:22 PM
increase720$50.001/27/2011 5:46:52 PM
grf1945$25.001/27/2011 5:48:48 PM
MadHun$50.001/27/2011 5:49:12 PM
jazzlender$25.001/27/2011 5:42:38 PM
MoneyForNothing$40.111/27/2011 5:43:02 PM
steiglends$250.001/27/2011 5:46:45 PM
american6$100.001/27/2011 5:47:13 PM
credit-investor5$50.001/27/2011 5:47:39 PM
radforj22$25.001/27/2011 5:45:40 PM
mtnbikemania$50.001/27/2011 5:47:49 PM
top-note-jamboree$50.001/27/2011 5:46:18 PM
rebelduke$50.001/27/2011 5:48:45 PM
genius520$100.001/27/2011 5:47:19 PM
marketplace-cello5$25.001/27/2011 5:47:42 PM
ursus$100.001/27/2011 5:48:08 PM
icanhelpyouout$25.001/27/2011 6:55:09 PM
LeReve$100.001/27/2011 5:48:19 PM
moola-escalator$25.001/27/2011 5:49:04 PM
newest-organic-rupee$25.001/27/2011 5:49:30 PM
manuvns$25.001/27/2011 5:53:02 PM
nilonc1$100.001/27/2011 6:11:47 PM
BankofBeth$25.001/27/2011 8:14:50 PM
DasMula$38.841/27/2011 8:56:15 PM
one-midas$50.001/27/2011 6:51:05 PM
MoneyTree79$100.001/27/2011 9:28:28 PM
dough-souffle$25.001/27/2011 7:28:49 PM
gold-tsunami$50.001/27/2011 9:58:32 PM
MonkeyHero$25.001/27/2011 7:05:26 PM
sibling_rivalry$400.001/27/2011 10:30:00 PM
rjrventure$50.001/27/2011 8:11:59 PM
ac787$50.001/27/2011 7:53:54 PM
wirebutterfly$40.001/27/2011 11:51:18 PM
cash-queen$40.001/27/2011 11:17:20 PM
Aragorn$35.221/28/2011 5:37:08 AM
Boba1964$25.001/28/2011 1:08:02 AM
SCD$25.001/28/2011 4:14:01 AM
Barrayaran$25.001/28/2011 4:19:43 AM
redtilapia$25.001/28/2011 8:04:36 AM
terrific-return$25.001/28/2011 6:15:53 AM
sassykatty$50.001/28/2011 6:28:20 AM
VBinvestor$100.001/28/2011 9:16:13 AM
Astyanax$50.001/28/2011 9:47:53 AM
gangusron$50.001/28/2011 7:50:30 AM
calahan$75.001/28/2011 10:05:51 AM
friendinmoney$44.101/28/2011 8:17:31 AM
bannybucks$50.001/28/2011 8:38:55 AM
euro-deployment$25.001/28/2011 10:07:43 AM
outofoffice$90.001/28/2011 9:33:19 AM
dobee$100.001/28/2011 9:37:39 AM
friendly-credit2$50.001/28/2011 10:13:21 AM
sensible-diversification5$50.001/28/2011 12:36:16 PM
liberty-optimization7$25.001/28/2011 10:28:16 AM
alwayson$25.001/28/2011 10:48:16 AM
FerventOne$44.061/28/2011 11:40:19 AM
awwaaww$59.001/28/2011 12:58:07 PM
first-serene-credit$25.001/28/2011 2:08:30 PM
Snoopylover$25.001/28/2011 2:22:36 PM
b1geasy$25.001/27/2011 5:42:58 PM
enthralling-deal180$50.001/27/2011 5:43:00 PM
simplelender80$100.001/27/2011 5:47:24 PM
Pulchritudinous$25.001/27/2011 5:43:05 PM
1stBankAndHal$25.001/27/2011 5:42:47 PM
tech310$50.001/27/2011 5:45:33 PM
organized-payment6$50.001/27/2011 5:46:27 PM
velocity-solo$60.001/27/2011 5:46:30 PM
nybanker85$50.001/27/2011 5:46:33 PM
honorable-yield$25.001/27/2011 5:47:30 PM
rolandweary$25.001/27/2011 5:47:35 PM
selector568$50.001/27/2011 5:46:24 PM
proud-silver0$50.001/27/2011 5:46:44 PM
paladin847$50.001/27/2011 5:48:11 PM
investor_101$50.001/27/2011 5:48:16 PM
RandyL3$25.001/27/2011 5:48:26 PM
exuberant-dime$50.001/27/2011 5:48:53 PM
GoldenGo4$50.001/27/2011 5:48:58 PM
bowdish1$50.001/27/2011 6:34:02 PM
mountainpeak$25.001/27/2011 7:16:26 PM
vutah$25.001/27/2011 8:00:42 PM
payout-reaction740$25.001/27/2011 8:03:20 PM
fenpark15$50.281/27/2011 9:37:03 PM
gain-gourd$100.001/27/2011 7:33:15 PM
AustinAmerica$25.001/27/2011 9:13:45 PM
balance-force$25.001/27/2011 10:02:06 PM
cjwlender$25.001/27/2011 11:04:42 PM
Druidsoft$25.001/28/2011 1:01:26 AM
rce1964$25.001/28/2011 5:43:40 AM
orbital-gain$50.001/28/2011 5:55:50 AM
principal-bull$25.001/28/2011 2:34:42 AM
EarlyRiser$250.001/28/2011 4:49:43 AM
rjrventure$50.001/28/2011 5:20:26 AM
bank-of-lomax$50.001/28/2011 8:18:56 AM
rjleves$25.001/28/2011 2:08:24 AM
fishcreek$25.001/28/2011 2:26:14 AM
jcw3rd$25.001/28/2011 3:08:01 AM
nimcha$50.001/28/2011 9:09:13 AM
FlightAttendantBret$50.001/28/2011 5:42:34 AM
revenue-appraiser$25.001/28/2011 5:58:53 AM
SimpleChoice$25.001/28/2011 9:35:23 AM
EverettFinancial$45.001/28/2011 7:29:23 AM
jimartin1$28.001/28/2011 10:03:41 AM
thankful-nickel2$25.001/28/2011 8:05:41 AM
buffalobills$25.001/28/2011 9:11:23 AM
gustavholstopus32$25.001/28/2011 9:58:15 AM
boola1010$50.001/28/2011 10:32:29 AM
piperdrsmith$30.001/28/2011 11:05:28 AM
simiray$25.001/28/2011 11:08:51 AM
auctionator1$50.001/28/2011 12:46:59 PM
poetic-economy$25.001/28/2011 12:50:02 PM
vutah$25.001/28/2011 10:30:32 AM
cordial-affluence2$25.001/28/2011 10:43:25 AM
Income-Scout$100.001/28/2011 10:36:21 AM
myextracash$25.001/28/2011 2:19:29 PM
UncleScroogeDMD$150.001/28/2011 11:51:12 AM
CA_Lender$25.001/28/2011 11:25:04 AM
Jazz215$60.001/28/2011 11:57:23 AM
indianoven$25.001/28/2011 12:59:16 PM
wise-rupee-sanctuary$50.001/28/2011 2:22:11 PM
120 Investments
 
Borrower Payment Dependent Notes Series 492010
This series of Notes was issued and sold upon the funding of the borrower loan #46832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-29-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1970 Debt/Income ratio: 13%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:20y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,014Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: VulcanVoyager Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 33 ( 100% ) 720-739 (Latest)
Principal borrowed: $13,900.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2010)
700-719 (Dec-2009)
640-659 (Jan-2008)
640-659 (Nov-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
New Furnace for house
Purpose of loan:
This loan will be used to? Purchase furnace for rental building.

My financial situation:
I am a good candidate for this loan because?Check the information in the loan application sheet. No delinquent payments 'Nuff said. I do co-own a house and can document this with Prosper.

Monthly net income: $ $5,500.

Monthly expenses: $
??Housing: $ 800.
??Insurance: $ 155.
??Car expenses: $ 20.
??Utilities: $ 95.
??Phone, cable, internet: $ 110.
??Food, entertainment: $ 200.
??Clothing, household expenses $ 20.
??Credit cards and other loans: $ 340.
??Other expenses: $ 200. medical, gifts and misc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
OldManP$25.001/29/2011 3:38:19 PM
hidavehi$25.041/29/2011 3:38:33 PM
Skeptical-one$49.001/29/2011 3:39:19 PM
jazzlender$25.001/29/2011 3:37:59 PM
twjh$25.001/29/2011 3:38:53 PM
Whipster$50.001/29/2011 3:38:31 PM
LittleMingo$30.001/29/2011 3:39:01 PM
SFBank$200.001/29/2011 3:41:29 PM
JustMee$25.001/29/2011 3:47:41 PM
velocity-solo$30.001/29/2011 3:41:30 PM
Angel_Investor_7$25.001/29/2011 3:43:09 PM
squarebob$25.001/29/2011 4:08:33 PM
Bob450$25.001/29/2011 3:43:21 PM
richboy56$25.001/29/2011 4:34:34 PM
Kash2010lu$28.001/29/2011 3:44:19 PM
DasMula$100.001/29/2011 3:46:27 PM
credit-force5$50.001/29/2011 3:44:27 PM
return-grizzly$100.001/29/2011 4:35:13 PM
Aberdeen$4,000.001/29/2011 3:38:30 PM
Speculator$50.001/29/2011 3:40:07 PM
genius520$100.001/29/2011 3:41:35 PM
EarlyRiser$250.001/29/2011 3:42:21 PM
cashhelp$50.001/29/2011 3:37:53 PM
loyalist1$50.001/29/2011 3:38:49 PM
113121$400.001/29/2011 3:38:47 PM
selector568$150.001/29/2011 3:39:20 PM
sensible-order2$100.001/29/2011 3:44:03 PM
DasMula$100.001/29/2011 3:46:12 PM
MoneyForNothing$105.881/29/2011 3:51:13 PM
orderly-leverage$50.001/29/2011 3:43:54 PM
gain-gourd$75.001/29/2011 3:42:49 PM
reflective-rupee$1,100.771/29/2011 4:36:33 PM
drcoop$25.001/29/2011 3:45:04 PM
jhouman$25.001/29/2011 3:49:53 PM
peso-tiramisu$25.001/29/2011 3:58:23 PM
loss-of-control$50.001/29/2011 4:06:03 PM
gold-channel2$25.001/29/2011 3:44:56 PM
37 Investments
 
Borrower Payment Dependent Notes Series 492164
This series of Notes was issued and sold upon the funding of the borrower loan #46838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-01-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2000 Debt/Income ratio: 34%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 18 / 17Length of status:12y 10m
Amount delinquent: $122 Total credit lines: 25 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,995Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: brokestudent Borrower's state: Oregon Borrower's group: Lend2's Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 76 ( 100% ) 700-719 (Latest)
Principal borrowed: $11,600.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
660-679 (Nov-2007)
700-719 (Feb-2007)
 
Principal balance: $701.64 31+ days late: 0 ( 0% )
Total payments billed: 76  
Description
Paying off Credit Card Debt Early!
Purpose of loan:
This loan will be used to consolidate remaining credit card debt. I made some poor decisions in my early 20's and I am finally clearing those up.? I just want to make a final push to finish up my credit card obiligations.? Eventually, I want to own a home.

My financial situation:
I am a good candidate for this loan because I am working full time and pay back my debts.? I have successfully paid back 2 Prosper Loans and I am finishing up my 3 loan in the next couple of months.? I work hard to pay these off early as I don't like having debt (that is the truth).? I'd rather work hard now, so I can play hard later.?? I do have student loans currently in repayment.? I will be starting Graduate School in June 2011.? These loans will be in Forebearence until March 2014.? This will give me plenty of time to pay this new loan off and get rid of the extra bill.

Monthly net income: $ 4000

Monthly expenses: $ 2450
??Housing: $ 450
??Insurance: $ 75
??Car expenses: $ 60
??Utilities: $ 60
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 420
??Student Loans:?$665
??Car Loan: $ 300 (Will be paid off by May 2011)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-sycamore4$100.002/1/2011 6:03:21 PM
jhouman$25.002/1/2011 6:04:01 PM
transaction-animal8$25.002/1/2011 6:04:53 PM
dough-bear$50.002/1/2011 6:05:13 PM
jazzlender$25.002/1/2011 6:05:50 PM
genius520$100.002/1/2011 6:06:42 PM
orderly-leverage$50.002/1/2011 6:07:55 PM
Investoman$50.002/1/2011 6:11:55 PM
sensible-order2$100.002/1/2011 6:04:23 PM
Mr-Miracle$25.002/1/2011 6:13:17 PM
hamster$25.462/1/2011 6:21:33 PM
MoneyForNothing$237.782/1/2011 6:29:24 PM
benefit-boots$42.242/1/2011 7:00:05 PM
best-deal-escalator$29.012/1/2011 6:58:45 PM
SDNLR$25.002/1/2011 6:08:53 PM
NekHoldings$25.002/1/2011 7:59:57 PM
ingenious-truth0$55.002/1/2011 6:11:48 PM
l2fp$26.102/1/2011 8:28:09 PM
reflective-rupee$2,000.772/1/2011 8:42:24 PM
lendstats_com$200.002/1/2011 9:36:26 PM
draggon77$25.002/1/2011 9:42:58 PM
one-midas$50.002/1/2011 7:17:39 PM
DoctorJoe$25.002/1/2011 7:20:57 PM
riveting-credit5$500.002/1/2011 9:37:48 PM
us957165$35.002/1/2011 7:23:50 PM
justbman$25.002/1/2011 9:40:18 PM
Mikale360$50.002/1/2011 10:37:01 PM
Kash2010lu$25.002/1/2011 11:10:40 PM
selector568$150.002/1/2011 8:02:45 PM
jybank$25.002/1/2011 10:09:02 PM
justanothersushieater$25.002/2/2011 1:08:57 AM
the-yield-surfer$50.002/1/2011 9:36:28 PM
DasMula$38.842/1/2011 10:04:30 PM
bobd32$25.002/1/2011 11:47:56 PM
Ray3486$25.002/2/2011 1:35:42 AM
Bob450$25.002/2/2011 1:53:44 AM
suave-dime6$25.002/1/2011 6:03:27 PM
ingenious-deal6$25.002/1/2011 6:03:31 PM
gain-gourd$50.002/1/2011 6:03:43 PM
Feyenoord$25.002/1/2011 6:06:18 PM
velocity-solo$30.002/1/2011 6:06:36 PM
asiaratt$50.002/1/2011 6:08:36 PM
payment-gusto$25.002/1/2011 6:09:10 PM
HamachiMan$50.002/1/2011 6:10:33 PM
liberty-society5$25.002/1/2011 6:11:15 PM
BidDaddyBigBucks$25.002/1/2011 6:11:28 PM
houli123$750.002/1/2011 6:15:27 PM
fabulous-community4$50.002/1/2011 8:17:57 PM
squarebob$25.002/1/2011 8:19:08 PM
ethicalhumanist$25.002/1/2011 6:41:32 PM
zorg77$25.002/1/2011 8:36:04 PM
hopeful-truth5$1,000.002/1/2011 8:48:23 PM
Whipster$50.002/1/2011 8:47:41 PM
gain-equator$25.002/1/2011 7:18:36 PM
fairgirl$25.002/1/2011 7:20:51 PM
2grindstones$25.002/1/2011 10:11:25 PM
gothampark$25.002/1/2011 10:15:27 PM
the-kindness-honker$25.002/1/2011 11:42:05 PM
EBITDA$25.002/2/2011 1:24:55 AM
UCLA4life$25.002/2/2011 1:33:17 AM
principal-star$50.002/1/2011 9:41:12 PM
CashFlow13$650.002/2/2011 3:04:36 AM
principal-laser$29.262/2/2011 2:52:44 AM
treasure-bliss$32.692/2/2011 1:53:42 AM
64 Investments
 
Borrower Payment Dependent Notes Series 492212
This series of Notes was issued and sold upon the funding of the borrower loan #46829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1999 Debt/Income ratio: 44%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 39 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,512Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: museum3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to make home improvements to my house in order to place it on the market for sale.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I am also responsible.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ --
??Car expenses: $ 100
??Utilities: $ 70
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ --
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $150000 2. $190000 (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Whipster$50.001/29/2011 5:22:13 AM
genius520$100.001/28/2011 5:07:05 PM
DasMula$25.001/28/2011 5:22:32 PM
witty-openness$25.001/28/2011 7:40:29 PM
Angel_Investor_7$25.001/28/2011 5:09:07 PM
payout-bridge$150.001/28/2011 8:05:07 PM
orderly-leverage$50.001/28/2011 5:10:22 PM
Zipcut$25.001/28/2011 6:13:24 PM
beakerfish$50.001/28/2011 7:13:41 PM
lendme2$41.951/29/2011 1:49:33 AM
houli123$100.001/29/2011 12:28:52 AM
alexgalt$25.001/29/2011 12:32:40 AM
87Marc$25.001/29/2011 3:05:39 AM
mickeyroi$25.001/29/2011 2:04:03 AM
Kreditorium$25.001/29/2011 3:17:08 AM
dedicated-diversification5$41.331/29/2011 4:20:00 AM
bewitching-asset3$25.001/29/2011 4:45:02 AM
entertaining-greenback2$25.001/29/2011 5:15:02 AM
loanman2007$75.001/29/2011 4:59:09 AM
jules3304$25.001/29/2011 7:44:11 AM
SDD123$25.001/29/2011 6:05:10 AM
WMY-Investor$100.001/29/2011 8:54:56 AM
helping-out$35.001/29/2011 9:09:39 AM
basis-image$25.001/29/2011 9:14:42 AM
jarevack$26.951/29/2011 9:18:47 AM
bluehen00$60.001/29/2011 6:51:32 AM
Top_Gun_Lender$26.001/29/2011 9:42:15 AM
vine99$50.001/29/2011 9:44:26 AM
capital-kingdom$25.001/29/2011 10:04:27 AM
Helenska11$30.001/29/2011 9:30:08 AM
credit-missile$100.001/29/2011 9:41:36 AM
wise-agile-investment$25.001/29/2011 9:49:38 AM
lender-inc$36.831/29/2011 9:58:43 AM
wild-orange$50.001/29/2011 10:04:54 AM
Lubava$25.001/29/2011 9:32:40 AM
druidpoet$25.001/29/2011 10:08:40 AM
leverage-monger$15.001/29/2011 10:11:46 AM
EarlyRiser$250.001/28/2011 5:08:04 PM
JustMee$25.001/28/2011 5:00:15 PM
loyalist1$50.001/28/2011 5:04:43 PM
Speculator$50.001/28/2011 5:05:00 PM
velocity-solo$30.001/28/2011 5:06:59 PM
Nickle-and-Dime-Loans$25.001/28/2011 5:57:57 PM
gain-gourd$75.001/28/2011 5:08:50 PM
newstar2000$25.001/28/2011 8:04:09 PM
jazzlender$25.001/28/2011 5:09:54 PM
sensible-order2$100.001/28/2011 5:10:32 PM
realtormoises$25.001/28/2011 6:06:59 PM
brightest-dignified-penny$25.001/28/2011 6:39:18 PM
reflective-rupee$300.771/28/2011 6:30:34 PM
credit-force5$50.001/28/2011 11:38:48 PM
giantfan19$27.221/28/2011 8:50:13 PM
red-favorable-basis$25.001/29/2011 2:06:29 AM
DadWarbucks$60.001/29/2011 2:32:38 AM
minddoc$25.001/29/2011 1:31:40 AM
persevering$25.001/29/2011 2:47:41 AM
UCLA4life$25.001/29/2011 2:07:03 AM
Bob450$25.001/29/2011 3:06:31 AM
Jonb6919$25.001/29/2011 3:35:34 AM
get30inc$44.501/29/2011 2:32:16 AM
lloyd_s$25.001/29/2011 3:20:42 AM
GeorgiaGator$25.001/29/2011 4:24:20 AM
vacaerol$25.001/29/2011 3:30:14 AM
value-microscope$43.441/29/2011 4:16:00 AM
Moe87$25.001/29/2011 6:15:42 AM
Leshan$25.001/29/2011 6:16:56 AM
all_of_that_one$30.001/29/2011 7:57:15 AM
favorite-commerce$50.001/29/2011 6:34:55 AM
carrinel$85.541/29/2011 6:59:56 AM
llequire1$75.001/29/2011 7:12:33 AM
nitrostamped$100.001/29/2011 8:37:03 AM
rescue$100.001/29/2011 9:09:24 AM
Integrity1st$25.441/29/2011 9:18:49 AM
penny-sergeant$25.001/29/2011 6:41:03 AM
squadron781$35.001/29/2011 9:32:05 AM
mlj0671$25.001/29/2011 8:39:44 AM
bankbuddy55$100.001/29/2011 7:48:13 AM
respectful-credit3$25.031/29/2011 8:59:10 AM
five-star-bonus6$100.001/29/2011 8:33:33 AM
tigercat$50.001/29/2011 9:50:09 AM
gothampark$25.001/29/2011 10:00:01 AM
well-mannered-income3$30.001/29/2011 10:05:50 AM
82 Investments
 
Borrower Payment Dependent Notes Series 492470
This series of Notes was issued and sold upon the funding of the borrower loan #46957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $412.99
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1989 Debt/Income ratio: 12%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,457Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: Pharma-Guy Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating 20111
Purpose of loan:
The loan will be used to manage short-term debt without touching my long-term investments.
My financial situation:
I am a good candidate for this loan because I have a good credit score and have been gainfully employed for the last 20.? The money will be used to pay debt down, not accure more.

Monthly net income: $ 12000

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 300
??Car expenses: $600
??Utilities: $ 400
??Phone, cable, internet: $200
??Food, entertainment: $ 500
??Clothing, household expenses $500
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$25.001/31/2011 6:53:54 PM
jazzlender$25.001/31/2011 6:54:28 PM
tech310$50.001/31/2011 6:55:10 PM
gain-gourd$100.001/31/2011 6:56:56 PM
MonkeyHero$30.001/31/2011 6:59:03 PM
american6$100.001/31/2011 6:58:48 PM
exuberant-dime$50.001/31/2011 7:00:47 PM
GoldenGo4$50.001/31/2011 7:00:58 PM
rjleves$25.001/31/2011 7:01:24 PM
Bank_Of_XL$50.001/31/2011 7:01:24 PM
orderly-leverage$100.001/31/2011 7:01:47 PM
MattLic$50.001/31/2011 7:03:22 PM
unclejaef$25.001/31/2011 7:02:49 PM
meenan$50.001/31/2011 7:03:15 PM
octoberfresh$25.001/31/2011 7:03:50 PM
jenkris$25.001/31/2011 7:04:45 PM
fishintime$100.001/31/2011 6:57:33 PM
enchanted-yield4$50.001/31/2011 6:58:32 PM
genius520$100.001/31/2011 6:59:03 PM
simplelender80$100.001/31/2011 6:59:25 PM
marketplace-cello5$25.001/31/2011 6:59:52 PM
Relevance$25.001/31/2011 8:43:37 PM
sensible-order2$100.001/31/2011 7:01:41 PM
peripatetic$25.001/31/2011 7:01:56 PM
JustMee$25.001/31/2011 9:10:51 PM
sensible-penny143$50.001/31/2011 8:30:56 PM
paladin847$50.001/31/2011 10:15:23 PM
epicanthal$25.001/31/2011 11:20:29 PM
EarlyRiser$250.002/1/2011 5:00:40 AM
thrilling-nickel5$25.002/1/2011 5:04:44 AM
triumph329$25.002/1/2011 6:40:13 AM
HamachiMan$50.002/1/2011 8:21:23 AM
the-debt-fluffy-bunny$25.002/1/2011 8:53:28 AM
Clambake$100.002/1/2011 9:29:12 AM
liberty-society5$25.002/1/2011 9:33:18 AM
hopeful-truth5$100.002/1/2011 6:59:01 AM
loss-of-control$50.002/1/2011 9:28:27 AM
BidDaddyBigBucks$25.002/1/2011 9:55:27 AM
Tradesmanlender$35.002/1/2011 8:34:05 AM
Adino$50.002/1/2011 10:26:35 AM
loanman2007$100.002/1/2011 1:36:48 PM
gracej$25.002/1/2011 3:58:07 PM
deal-seagull7$75.002/1/2011 12:39:37 PM
gain-equator$25.002/1/2011 7:18:19 PM
ALVO$50.002/1/2011 6:23:20 PM
ethicalhumanist$50.002/1/2011 6:36:15 PM
riproaringrapids$25.002/1/2011 11:58:42 PM
ichibon$225.502/2/2011 1:35:39 AM
wwwUniversal$25.002/2/2011 1:51:38 AM
lukassaul$25.002/2/2011 7:03:06 AM
Artist_Blue$25.002/2/2011 8:49:56 AM
kmwvma$25.002/2/2011 2:58:40 AM
flyboy24$25.002/2/2011 9:03:21 AM
happy-loyalty$25.002/2/2011 5:58:45 AM
bigphish$25.002/2/2011 7:24:31 AM
currency-collider9$25.002/2/2011 9:34:20 AM
Banker7371$25.002/2/2011 9:35:16 AM
seasonedinvestor$50.002/2/2011 9:35:58 AM
repaymeplease$25.002/2/2011 10:32:17 AM
IslandParadise$50.002/2/2011 9:33:41 AM
Pennywize$25.002/2/2011 1:48:22 PM
rogue_monster$50.002/2/2011 12:40:48 PM
30Sky$25.002/2/2011 1:48:26 PM
Marfloogan$25.002/2/2011 3:45:48 PM
a-responsible-return$25.002/2/2011 3:47:20 PM
Sol_Invictus$25.002/2/2011 4:01:33 PM
sensible-fund$50.002/2/2011 4:08:33 PM
LeReve$100.002/2/2011 4:30:32 PM
currency-cigar4$100.002/2/2011 4:49:45 PM
happyinvallarta$50.002/2/2011 4:50:02 PM
trade-trumpet$50.002/2/2011 4:50:12 PM
conductor146$25.002/2/2011 4:45:36 PM
best-openness-banker$50.002/2/2011 4:50:21 PM
burger283$25.002/2/2011 4:50:29 PM
help4u$50.002/2/2011 4:50:44 PM
beatmix01$50.002/2/2011 4:50:58 PM
dough-souffle$25.002/2/2011 4:51:25 PM
Thelonius98$50.002/2/2011 4:51:41 PM
bullwink27$25.002/2/2011 4:51:53 PM
GrommetPosse$50.002/2/2011 4:52:49 PM
rapid-currency$25.002/2/2011 4:53:28 PM
powerful-finance7$25.002/2/2011 3:59:49 PM
wise-deal-panda$50.002/2/2011 4:53:55 PM
kmr2$100.002/2/2011 4:54:14 PM
mathomas3$50.002/2/2011 4:54:38 PM
Casman8815$25.002/2/2011 4:49:41 PM
CapitolHill$25.002/2/2011 4:49:55 PM
Edwardtomo$50.002/2/2011 4:50:17 PM
bazaar-ruler$50.002/2/2011 4:50:22 PM
williemc44$25.002/2/2011 4:50:31 PM
TheGrayFox$25.002/2/2011 4:50:35 PM
order-gondola$25.002/2/2011 4:50:55 PM
jvp$50.002/2/2011 4:51:00 PM
AnxiousAirman$25.002/2/2011 4:51:19 PM
market-inspector$25.002/2/2011 4:51:28 PM
Carpetkid$25.002/2/2011 4:51:37 PM
iannyc$50.002/2/2011 4:52:11 PM
j2ee$25.002/2/2011 4:52:36 PM
forthright-dedication$50.002/2/2011 4:52:45 PM
jamiee73$25.002/2/2011 4:52:52 PM
GiftViftdotcom$25.002/2/2011 4:53:03 PM
Aimvest$25.002/2/2011 4:53:25 PM
payout-banker4$25.002/2/2011 4:53:43 PM
jwood3030$25.002/2/2011 4:53:58 PM
forthright-principal2$25.002/2/2011 4:54:11 PM
julijask$45.002/2/2011 4:54:49 PM
wise-rupee-sanctuary$50.002/2/2011 4:34:32 PM
hanuman77$50.002/2/2011 4:48:22 PM
Strato$25.022/2/2011 4:49:39 PM
redx$25.002/2/2011 4:50:07 PM
fun2invest$25.002/2/2011 4:50:24 PM
rex45$25.002/2/2011 4:50:28 PM
dovid$25.002/2/2011 4:50:38 PM
DMark69$25.002/2/2011 4:50:57 PM
best-phenomenal-treasure$50.002/2/2011 4:51:22 PM
Mark-7$50.002/2/2011 4:51:29 PM
bjak$25.002/2/2011 4:51:33 PM
hope-hickory$25.002/2/2011 4:51:46 PM
nytrnbow$25.002/2/2011 4:51:58 PM
cropdust3r$25.002/2/2011 4:52:15 PM
sensible-gain884$25.002/2/2011 4:52:23 PM
vigorous-note$50.002/2/2011 4:52:32 PM
Domgabriel$25.002/2/2011 4:52:40 PM
Pulchritudinous$25.002/2/2011 4:53:08 PM
tenny321$25.002/2/2011 4:53:26 PM
Redmond$25.002/2/2011 4:54:09 PM
eloquent-dough5$25.002/2/2011 5:07:22 PM
marketplace-achievement$50.002/2/2011 5:07:34 PM
SelectTrustLending$25.002/2/2011 5:07:44 PM
kegs$150.002/2/2011 5:07:55 PM
sail120$50.002/2/2011 5:07:03 PM
somebody32$50.002/2/2011 5:07:11 PM
Rick7925$25.002/2/2011 5:01:40 PM
asdf9876$25.002/2/2011 5:07:14 PM
enthralling-deal180$100.001/31/2011 6:54:08 PM
radforj22$35.001/31/2011 6:54:42 PM
impressive-credit431$100.001/31/2011 6:56:46 PM
wayman$50.001/31/2011 6:57:49 PM
velocity-solo$50.001/31/2011 6:58:26 PM
rolandweary$25.001/31/2011 6:59:44 PM
mtnbikemania$50.001/31/2011 7:00:08 PM
credit-force5$50.001/31/2011 7:02:11 PM
starlight31$50.001/31/2011 7:02:14 PM
cablenews$50.001/31/2011 6:51:04 PM
a-finance-nirvana$25.001/31/2011 7:02:41 PM
one-midas$25.001/31/2011 7:04:13 PM
financelover$25.001/31/2011 7:03:40 PM
pdxKurt$50.001/31/2011 7:04:17 PM
reflective-rupee$250.771/31/2011 7:34:20 PM
honorable-yield$25.001/31/2011 6:59:38 PM
DasMula$38.841/31/2011 7:19:44 PM
slick8812$25.001/31/2011 8:11:07 PM
ursus$100.001/31/2011 7:00:33 PM
gold-tsunami$50.001/31/2011 7:01:16 PM
vutah$50.001/31/2011 9:01:29 PM
loantigger$50.001/31/2011 7:02:06 PM
NYCFinancier$25.001/31/2011 7:02:57 PM
hard-working-loot$25.001/31/2011 10:14:43 PM
Shawn95187$25.001/31/2011 7:03:56 PM
terrific-p2ploan$25.001/31/2011 7:51:05 PM
Reinadog9$50.001/31/2011 8:14:17 PM
astute-benjamins$25.002/1/2011 3:46:40 AM
revenue-youngster$25.002/1/2011 3:53:03 AM
catmanbob$25.002/1/2011 6:08:31 AM
c-gurista-5$25.002/1/2011 6:40:42 AM
GElender$50.002/1/2011 7:03:10 AM
wkeboarder21$50.002/1/2011 8:35:59 AM
spiff666$25.002/1/2011 6:56:53 AM
bold-durability-drum$100.002/1/2011 9:43:22 AM
Astyanax$50.002/1/2011 10:31:52 AM
mpatrick$25.002/1/2011 10:38:19 AM
malomar66$40.002/1/2011 10:24:36 AM
mystical-coin5$25.002/1/2011 11:30:43 AM
penny-plato$25.002/1/2011 11:33:53 AM
dbs$25.002/1/2011 11:56:14 AM
tranquil-revenue$50.002/1/2011 1:00:38 PM
TheCount$25.002/1/2011 10:29:15 AM
eadamson$50.002/1/2011 2:48:07 PM
fairness-cell6$25.002/1/2011 3:50:12 PM
SolarMoonshine$25.002/1/2011 3:48:54 PM
heavy_ax$25.002/1/2011 4:13:06 PM
luckyldy$50.002/1/2011 1:53:08 PM
PPLIN810$25.602/1/2011 5:17:15 PM
AFairDeal$75.002/1/2011 5:17:53 PM
liberty-squirrel$25.002/1/2011 6:48:42 PM
brutusbone$50.002/1/2011 7:33:02 PM
Techne_Funds_LLC$25.002/1/2011 8:20:51 PM
shrewd-deal$25.002/1/2011 6:55:52 PM
triumph329$27.562/2/2011 4:46:28 AM
Duanep01$25.002/2/2011 6:45:18 AM
bowdish1$50.002/2/2011 1:54:35 AM
diverse-benjamins$50.002/2/2011 7:48:36 AM
shrewd-income$25.002/2/2011 8:22:53 AM
TrustPlus$50.002/2/2011 9:01:40 AM
friendly-market5$26.692/2/2011 3:11:13 AM
The_Birnetts$100.002/2/2011 5:03:46 AM
nolahelper$25.002/2/2011 6:36:32 AM
chameleon125$25.002/2/2011 6:53:20 AM
flexible-fund6$50.002/2/2011 9:33:12 AM
cassperr$25.002/2/2011 9:32:27 AM
Leshan$75.002/2/2011 9:59:14 AM
lodcomm$50.002/2/2011 9:31:33 AM
fundingyourbigfuture$25.002/2/2011 12:15:32 PM
compassionate-dime0$50.002/2/2011 9:34:00 AM
SC2TX$200.002/2/2011 9:44:30 AM
william44$25.002/2/2011 1:23:20 PM
sugybutt$25.002/2/2011 11:54:48 AM
loyalist1$50.002/2/2011 12:19:03 PM
vigilance-revolutionary$50.002/2/2011 1:53:29 PM
invincible-duty$25.002/2/2011 11:48:32 AM
captainzero$104.302/2/2011 3:05:46 PM
Crisscross$25.002/2/2011 1:03:46 PM
syounker$25.002/2/2011 4:01:02 PM
responsibility-cherry6$25.002/2/2011 4:00:23 PM
atlrealtor$46.992/2/2011 4:26:56 PM
Taxman44$25.002/2/2011 4:30:53 PM
gangusron$50.002/2/2011 4:44:42 PM
LoisLoan$50.002/2/2011 4:49:49 PM
PaulW$25.002/2/2011 4:50:05 PM
loan-master996$50.002/2/2011 4:50:14 PM
hannibal720$25.002/2/2011 4:50:25 PM
starikrai$50.002/2/2011 4:50:33 PM
wing_nut$25.002/2/2011 4:50:52 PM
seanambrose$25.002/2/2011 4:51:04 PM
sjlender$50.002/2/2011 4:51:36 PM
roman2008$25.002/2/2011 3:58:44 PM
FlyingBobo$25.002/2/2011 4:52:28 PM
geekguy$25.002/2/2011 4:03:10 PM
simpy$50.002/2/2011 4:03:24 PM
five-star-responsibility0$50.002/2/2011 4:49:37 PM
Barak$50.002/2/2011 4:49:52 PM
Zipline$25.002/2/2011 4:49:58 PM
kublai$25.002/2/2011 4:50:15 PM
jbrel$50.002/2/2011 4:50:26 PM
a_salt_miner$25.002/2/2011 4:50:34 PM
growlydog$25.002/2/2011 4:50:54 PM
garenyth$50.002/2/2011 4:50:59 PM
Reputation1$25.002/2/2011 4:51:11 PM
wdworld$50.002/2/2011 4:51:26 PM
Caledoni$25.002/2/2011 4:51:32 PM
visionary-currency$50.002/2/2011 4:51:42 PM
dodgerfan$50.002/2/2011 4:52:08 PM
terrific-fund5$25.002/2/2011 4:52:34 PM
C_Mark$100.002/2/2011 4:30:38 PM
TelegramSam$25.002/2/2011 4:53:01 PM
ThomasC$50.002/2/2011 4:34:30 PM
HappyToLoan$25.002/2/2011 4:54:52 PM
CoinLaundrySales$25.542/2/2011 4:36:59 PM
cutter21$25.002/2/2011 4:44:51 PM
newest-organic-rupee$25.002/2/2011 4:47:11 PM
steiglends$50.002/2/2011 4:50:00 PM
fiddlerzvi$50.002/2/2011 4:50:09 PM
The_Donald$50.002/2/2011 4:50:19 PM
luv052693$25.002/2/2011 4:50:27 PM
debt-system880$25.002/2/2011 4:50:32 PM
mennleo$50.002/2/2011 4:50:50 PM
gamma$25.002/2/2011 4:51:17 PM
vordo$50.002/2/2011 4:51:23 PM
Tikibarman$50.002/2/2011 4:51:31 PM
Fiimg$50.002/2/2011 4:51:39 PM
indomitable-coin$25.002/2/2011 4:51:56 PM
superpuppy$50.002/2/2011 4:52:01 PM
firstandten$50.002/2/2011 4:52:21 PM
drkosh$25.002/2/2011 4:52:30 PM
credit-panda1$25.002/2/2011 4:52:38 PM
tender-integrity3$100.002/2/2011 4:53:32 PM
maschinenbau$25.002/2/2011 4:54:57 PM
ClearLake$25.002/2/2011 4:55:41 PM
kbguru$50.002/2/2011 5:07:05 PM
the-auction-bear$25.002/2/2011 5:07:10 PM
chekat$25.002/2/2011 5:07:27 PM
speedy-point$25.002/2/2011 5:07:37 PM
worldly-community3$50.002/2/2011 5:07:48 PM
BaxterEvil$25.002/2/2011 5:07:06 PM
worthy-bid8$100.002/2/2011 5:07:57 PM
275 Investments