Sales Report:Supplement No. 14 dated Feb 03, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490080
This series of Notes was issued and sold upon the funding of the borrower loan #46911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $111.48
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1993 Debt/Income ratio: 11%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:22y 1m
Amount delinquent: $3,952 Total credit lines: 12 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,112Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: brilliance4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Nocaid Consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current delinquency shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: My ex-wife and I took out a loan (in my name) and in the process we separated and soon afdter divorced. She did not pay for the loan (she took the money out of our account) and I ended up with the bill once all was settled. Thanks, Clay (Jan-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CAGE-Investments$25.001/24/2011 5:33:50 PM
genius520$100.001/24/2011 5:37:12 PM
credit-investor5$50.001/24/2011 5:38:04 PM
bowdish1$50.001/24/2011 5:37:06 PM
REITRUST$25.001/25/2011 8:37:13 AM
enchanted-yield4$50.001/24/2011 5:35:58 PM
honorable-yield$25.001/24/2011 5:37:22 PM
rolandweary$25.001/24/2011 5:37:41 PM
velocity-solo$50.001/24/2011 5:37:47 PM
C_Mark$100.001/24/2011 5:37:56 PM
mtnbikemania$50.001/24/2011 5:38:28 PM
nanda$100.001/24/2011 5:38:40 PM
transamerican$36.811/24/2011 6:00:43 PM
ingenious-interest1$50.001/25/2011 1:33:05 PM
paladin847$50.001/25/2011 10:58:07 AM
thankful-nickel2$25.001/25/2011 9:45:42 AM
icon7$25.001/25/2011 5:05:55 PM
the-auction-bear$25.001/25/2011 6:43:25 PM
capital-web7$50.001/25/2011 9:23:19 PM
wild-orange$25.001/25/2011 10:13:59 PM
friendly-principal76$25.001/25/2011 8:48:47 PM
harty$50.001/26/2011 10:12:08 AM
syounker$25.001/26/2011 7:01:55 AM
Long-term2040$25.001/26/2011 9:39:10 AM
Red-Bull-One$30.931/26/2011 7:04:45 AM
rate-rapture8$50.001/26/2011 9:32:26 AM
leverage-monger$65.001/26/2011 9:36:40 AM
american6$100.001/24/2011 5:36:50 PM
marketplace-cello5$25.001/24/2011 5:38:09 PM
jazzlender$25.001/24/2011 5:33:25 PM
enthralling-deal180$50.001/24/2011 5:33:43 PM
jjswanso$50.001/24/2011 5:34:22 PM
radforj22$25.001/24/2011 5:35:25 PM
skuba$75.001/24/2011 5:37:04 PM
simplelender80$100.001/24/2011 5:37:17 PM
ursus$100.001/24/2011 5:37:27 PM
Artist_Blue$25.001/25/2011 6:03:03 AM
tech310$50.001/24/2011 5:38:48 PM
worldly-community3$50.001/24/2011 5:33:54 PM
Wally1727$50.001/24/2011 7:46:54 PM
wise-rupee-sanctuary$50.001/24/2011 5:36:17 PM
the-enterprising-leverage$25.001/24/2011 5:37:50 PM
skiberdad$50.001/24/2011 5:38:33 PM
speedster351$50.001/24/2011 5:39:10 PM
kegs$150.001/25/2011 11:05:39 AM
worthy-bid8$100.001/25/2011 1:48:49 PM
slxvq$54.001/25/2011 1:38:48 PM
LeReve$100.001/25/2011 4:42:10 PM
loss-of-control$25.001/25/2011 4:45:55 PM
goodhearted-basis4$25.001/25/2011 2:36:04 PM
museic1$50.001/25/2011 2:39:14 PM
OnePoorDude$50.001/25/2011 6:26:23 PM
Ocean713$50.001/25/2011 3:06:14 PM
SolarMoonshine$25.001/25/2011 5:14:19 PM
deal-zoo$50.001/25/2011 6:24:29 PM
KVEER$25.001/25/2011 7:38:42 PM
vulgy$25.001/25/2011 7:45:05 PM
proud-silver0$25.001/26/2011 8:30:00 AM
wwwUniversal$25.001/26/2011 4:27:21 AM
efficient-treasure0$25.001/26/2011 6:16:57 AM
social-zebra$28.461/26/2011 8:53:57 AM
wise-skillful-benjamins$25.001/26/2011 9:52:52 AM
integrity-hawk$50.001/26/2011 10:12:26 AM
63 Investments
 
Borrower Payment Dependent Notes Series 491262
This series of Notes was issued and sold upon the funding of the borrower loan #46811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Feb-01-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1989 Debt/Income ratio: 10%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:2y 3m
Amount delinquent: $178 Total credit lines: 7 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,547Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: clickbrain Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation for Executive
Purpose of loan:
This loan will be used to pay off debts both personal and credit related to allow us to clear the decks and reduce ridiculous rates we are paying to others. Thank you in advance for your consideration. I've also invested here at prosper on a small scale and I appreciate the value of the system and the return for your investment you will receive.

My financial situation:
I am a good candidate for this loan because I am a decently paid executive and I have multiple sources of income not included in my listing from 2 other businesses in which I am a partner. The income is recurring and requires no added effort on my part. I've also recently been asked to become a part time professor at a local university and I am paid to give web marketing seminars on a fairly regular basis. In short, my employment history, experience, and income even during down times means that I am a pretty good risk, because my skills are in demand.

Monthly net income: $ 7,900

Monthly expenses: $ 5275
??Housing: $ $2050
??Insurance: $ 126
??Car expenses: $ 825
??Utilities: $ 225
??Phone, cable, internet: $ 250
??Food, entertainment: $ 850
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 150
??Other expenses: $ 549
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please list the debt amounts and interest rates for which you are wanting to pay down/off. Thanks. - AaronL
A: $3710 - previous employment loan - 18% $10,320 - 29.9% (Jan-28-2011)
Q: Hi, could you explain your public record and the delinquency? Thanks. - Kyileo
A: Please excuse the delay. I've been teaching all day Both are from my previous marriage. Delinquent account is from my first marriage, but my credit report gives no contact info for the agency or I would have paid it off. I suspect it's 1 of bills ignored by my ex after I moved out. The judgement was entered despite never being served. This is also from previous marriage and she ignored as well. I've not received backup docs from agency to verify if I owe, but have reached out to deal. (Jan-29-2011)
Q: Can you provide some detail around the deliquency? - MonkeyHero
A: Please excuse the delay. I've been teaching all day Both are from my previous marriage. Delinquent account is from my first marriage, but my credit report gives no contact info for the agency or I would have paid it off. I suspect it's 1 of bills ignored by my ex after I moved out. The judgement was entered despite never being served. This is also from previous marriage and she ignored as well. I've not received backup docs from agency to verify if I owe, but have reached out to deal. (Jan-29-2011)
Q: Please explain your delinquency and public record? - loss-of-control
A: Please excuse the delay. I've been teaching all day Both are from my previous marriage. Delinquent account is from my first marriage, but my credit report gives no contact info for the agency or I would have paid it off. I suspect it's 1 of bills ignored by my ex after I moved out. The judgement was entered despite never being served. This is also from previous marriage and she ignored as well. I've not received backup docs from agency to verify if I owe, but have reached out to deal. (Jan-29-2011)
Q: Please explain the public record and current delinquency. - Socorro_Capital_Partners
A: Please excuse the delay. I've been teaching all day Both are from my previous marriage. Delinquent account is from my first marriage, but my credit report gives no contact info for the agency or I would have paid it off. I suspect it's 1 of bills ignored by my ex after I moved out. The judgement was entered despite never being served. This is also from previous marriage and she ignored as well. I've not received backup docs from agency to verify if I owe, but have reached out to deal. (Jan-29-2011)
5 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
radforj22$25.001/28/2011 10:08:29 AM
organized-payment6$50.001/28/2011 10:09:25 AM
jazzlender$50.001/28/2011 10:09:47 AM
simplelender80$100.001/28/2011 10:10:40 AM
rolandweary$25.001/28/2011 10:10:48 AM
mtnbikemania$50.001/28/2011 10:11:02 AM
paladin847$50.001/28/2011 10:11:28 AM
gold-tsunami$50.001/28/2011 10:12:18 AM
tech310$50.001/28/2011 10:08:21 AM
Income-Scout$153.381/28/2011 10:32:00 AM
enthralling-deal180$100.001/28/2011 10:09:53 AM
enchanted-yield4$50.001/28/2011 10:10:30 AM
exuberant-dime$50.001/28/2011 10:11:56 AM
gain-gourd$100.001/28/2011 10:12:10 AM
LeReve$100.001/28/2011 10:11:30 AM
grf1945$25.001/28/2011 10:11:39 AM
MadHun$50.001/28/2011 10:12:07 AM
lender987654321$25.001/28/2011 10:19:42 AM
inspire22$50.001/28/2011 10:21:39 AM
Scotcha$50.001/28/2011 12:40:46 PM
brianslegel$100.001/28/2011 5:03:26 PM
orderly-leverage$100.001/28/2011 4:53:33 PM
SolarMoonshine$50.001/28/2011 5:13:17 PM
3_boyz$25.001/28/2011 6:25:12 PM
BlessedEveryDay$25.001/28/2011 7:13:39 PM
loantigger$50.001/28/2011 9:03:06 PM
greenback-ally$50.001/28/2011 10:28:13 PM
rockhound84$25.001/29/2011 5:51:18 AM
enthralling-investment$25.001/29/2011 6:25:30 AM
1phantom$25.001/29/2011 9:50:14 AM
EarlyRiser$150.001/29/2011 10:06:44 AM
1SteelerFan$25.001/29/2011 10:59:35 AM
bold-yield-rumbler$25.001/29/2011 6:02:57 PM
payout-runner$25.001/29/2011 3:53:23 PM
ethicalhumanist$50.001/29/2011 5:02:08 PM
kind-responsible-affluence$53.051/29/2011 7:19:05 PM
Sealion$50.001/29/2011 7:15:29 PM
shred123$50.001/30/2011 7:17:59 AM
trade77$25.001/30/2011 6:14:55 AM
Ananya$25.001/30/2011 7:07:35 AM
a-finance-nirvana$25.001/30/2011 10:47:55 AM
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jammers$50.001/30/2011 12:11:26 PM
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NYCFinancier$25.001/30/2011 12:38:17 PM
Occhy$50.001/30/2011 2:33:52 PM
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sarisai$50.001/30/2011 2:09:12 PM
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mraleig$100.001/31/2011 8:20:43 PM
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John_Galt$25.001/30/2011 2:03:00 PM
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meenan$50.001/30/2011 2:43:02 PM
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scottr$28.062/1/2011 1:27:10 AM
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jam96$25.002/1/2011 12:58:24 AM
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rulender$29.552/1/2011 1:25:42 AM
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GElender$50.002/1/2011 7:02:55 AM
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ptclender$100.002/1/2011 8:24:38 AM
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rutzebach$29.252/1/2011 10:28:09 AM
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SajDiddy$100.002/1/2011 10:40:30 AM
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343 Investments
 
Borrower Payment Dependent Notes Series 491418
This series of Notes was issued and sold upon the funding of the borrower loan #46936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $94.69
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1991 Debt/Income ratio: 17%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $400Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: LeosMami Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 820-839 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
800-819 (May-2008)
 
Principal balance: $267.46 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Loan for an auto purchase
Purpose of loan:
This loan will be used to replace?our other family car that just went kaput. Wouldn't you know that as soon as we are ready to pay off the last car loan, the other car would decide to go.

My financial situation:
I am a good candidate for this loan because I have excellent credit.?I?pay?our?bills on time and?put a good amount of?thought in before taking on debt.?? My husband was able to get $500 for the car that died and we are looking for a car that is $3500 or less.??Also, my?previous prosper loan that was $183 a month has only 1 1/2 payments left.? Part of what we used to pay towards that loan, would go towards this loan.?Also, we do have some?savings for emergency purposes. Thank you so much for considering my loan request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$90.001/27/2011 10:07:45 AM
Bieling$25.001/27/2011 10:07:52 AM
Pay_Me_BACK_ASAP$25.001/27/2011 10:08:10 AM
one-midas$100.001/27/2011 10:08:17 AM
Aberdeen$3,000.001/27/2011 10:08:29 AM
dsgfl1$100.001/27/2011 10:07:43 AM
tntmojave$25.001/27/2011 10:08:23 AM
cashhelp$50.001/27/2011 10:08:24 AM
8 Investments
 
Borrower Payment Dependent Notes Series 491586
This series of Notes was issued and sold upon the funding of the borrower loan #46817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1992 Debt/Income ratio: 17%
Credit score: 840-859 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 45 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,933Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: creative-money10 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Solid Borrower in Cincinnati
Purpose of loan:
This loan will be used to consolidate revolving credit balances at a low interest rate.

My financial situation:
I am a good candidate for this loan because I have high annual income and significant balances in retirement accounts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
blot44$25.001/23/2011 2:03:15 PM
kyomoon$50.001/23/2011 2:05:26 PM
acropiloterau2002$25.001/23/2011 2:06:08 PM
newest-organic-rupee$25.001/23/2011 2:06:18 PM
lagnisiruk$25.001/23/2011 2:06:27 PM
AmericanCredit$25.001/23/2011 2:06:58 PM
AFairDeal$75.001/23/2011 2:07:19 PM
honorable-yield$40.001/23/2011 2:08:08 PM
Daneistes$50.001/23/2011 2:08:51 PM
paintedposies$50.001/23/2011 2:09:38 PM
Goodlender42$25.001/23/2011 2:10:22 PM
C_Mark$100.001/23/2011 2:10:27 PM
compoundinterest$50.001/23/2011 2:11:42 PM
bds9646$26.001/23/2011 2:12:16 PM
velocity-solo$60.001/23/2011 2:12:53 PM
perzzz$50.001/23/2011 2:04:24 PM
cebgop$25.001/23/2011 2:04:52 PM
thedoctor$100.001/23/2011 2:05:10 PM
wise-deal-panda$37.001/23/2011 2:05:20 PM
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community-pipeline$25.001/23/2011 2:07:46 PM
NDFIRTH$50.001/23/2011 2:11:05 PM
Centaur$50.001/23/2011 2:11:14 PM
worldly-kindness8$50.001/23/2011 2:22:38 PM
epsp$50.001/23/2011 2:23:04 PM
reflective-rupee$25.771/23/2011 3:10:03 PM
flexible-value$100.001/23/2011 2:05:18 PM
patriot897$50.001/23/2011 2:05:29 PM
goldfinger3$100.001/23/2011 2:08:30 PM
meux99$25.001/23/2011 2:09:21 PM
cognizant-rate732$25.001/23/2011 2:09:44 PM
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larsowe$35.001/23/2011 2:10:58 PM
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paladin847$50.001/24/2011 6:11:30 AM
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Havana21$200.001/24/2011 7:06:48 AM
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don8ter$25.001/24/2011 8:13:01 AM
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tomspc$25.001/25/2011 9:56:30 AM
slico$25.001/25/2011 1:49:04 PM
kegs$250.001/25/2011 11:05:05 AM
TSC$100.001/25/2011 6:33:55 PM
responsibility-cherry6$50.001/25/2011 6:35:11 PM
life-is-great$50.001/25/2011 6:19:39 PM
Sixmil$53.941/25/2011 6:44:30 PM
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a-responsible-return$25.001/25/2011 6:35:16 PM
selector568$200.001/26/2011 8:59:14 AM
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xphile$25.001/26/2011 4:44:28 PM
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handy-durability095$25.001/26/2011 4:53:10 PM
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JJ9876$50.001/26/2011 4:55:40 PM
neenerman$50.001/26/2011 4:49:59 PM
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mistertao$25.001/26/2011 6:15:01 PM
dharma1$25.001/26/2011 6:12:26 PM
mpactlender$25.001/26/2011 8:12:07 PM
bajeezus$25.001/26/2011 8:17:16 PM
arbor1$25.001/26/2011 10:43:55 PM
asset-snowdome$25.001/27/2011 6:01:36 AM
m000240$50.001/26/2011 11:04:57 PM
justice-dna$35.001/26/2011 9:11:30 PM
mizount$25.001/27/2011 2:54:48 AM
brightest-affluence-motivator$91.671/26/2011 11:46:15 PM
responsibility-aurora$25.001/27/2011 9:05:49 AM
diligent-kindness9$25.001/27/2011 9:29:42 AM
crmoir$25.131/27/2011 10:42:17 AM
eloquent-dime416$50.001/27/2011 4:20:08 PM
roman1998$50.001/27/2011 4:20:48 PM
Casman8815$25.001/27/2011 12:28:43 PM
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Badsland$50.001/27/2011 4:19:13 PM
contract-position$25.001/27/2011 4:21:27 PM
epic-interest0$25.001/27/2011 5:54:10 PM
investment-framework$35.001/27/2011 6:58:12 PM
Tsimmeej$25.001/27/2011 6:58:21 PM
NomoredebtCA$50.001/27/2011 6:58:25 PM
KarmaBum77$25.001/27/2011 6:58:36 PM
pipopirate$50.001/27/2011 6:58:46 PM
Rminebur$25.001/27/2011 6:58:49 PM
Jamesusc03$50.001/27/2011 6:59:02 PM
HamletTower$25.001/27/2011 6:59:08 PM
inforapenny$42.021/27/2011 6:59:56 PM
ddibernardo$25.001/27/2011 7:00:17 PM
AWTT$50.001/27/2011 7:00:23 PM
snowman34$50.001/27/2011 7:00:37 PM
Searlzy$25.001/27/2011 6:31:22 PM
principal-capo8$50.001/27/2011 7:00:43 PM
rosie777$30.001/27/2011 7:01:01 PM
soheagle$25.001/27/2011 6:32:15 PM
NycDean$25.001/27/2011 7:01:10 PM
hawaiiangirl76$25.001/27/2011 7:01:18 PM
tomxnsn$25.001/27/2011 7:01:39 PM
johannesfactotum$35.001/27/2011 6:29:08 PM
region123$50.001/27/2011 6:58:14 PM
jthomps4$50.001/27/2011 6:58:24 PM
alpinaut$25.001/27/2011 6:58:37 PM
Keebs$25.001/27/2011 6:59:01 PM
matalt5$50.001/27/2011 6:59:07 PM
chipperjohnson$50.001/27/2011 7:00:26 PM
wild_carrot$25.001/27/2011 7:00:54 PM
MarinLoans$25.001/27/2011 7:01:04 PM
langdonx$50.001/27/2011 7:01:09 PM
top-sensible-yield$25.001/27/2011 7:01:16 PM
sandeepPR$25.001/27/2011 9:01:34 PM
socal-lender$25.001/27/2011 7:01:44 PM
saihu$25.001/27/2011 6:58:05 PM
officer8$25.001/27/2011 6:58:09 PM
adhawan325$25.001/27/2011 7:02:24 PM
suges$25.001/27/2011 6:58:36 PM
FjLenders$25.001/27/2011 7:02:29 PM
kindness-dessert$25.001/27/2011 6:58:47 PM
best-deal-banker$48.431/27/2011 7:02:47 PM
a8h8a8$50.001/27/2011 6:58:54 PM
molam4u$50.001/27/2011 6:59:04 PM
MJFinancial$50.001/27/2011 7:03:25 PM
brewman$50.001/27/2011 7:00:14 PM
pikopulling$25.001/27/2011 7:00:39 PM
outtahoth2o$50.001/27/2011 7:01:08 PM
MissionMicroFinance$25.001/27/2011 9:38:50 PM
generator535$25.001/27/2011 7:01:14 PM
virtualbank$50.001/27/2011 7:01:21 PM
red-unequivocal-finance$25.001/27/2011 7:01:48 PM
orange-generous-ore$50.001/27/2011 7:02:16 PM
chief_wo$25.001/27/2011 7:02:54 PM
jasonj72$25.001/27/2011 8:23:02 PM
9boag$25.001/27/2011 8:47:55 PM
L-vex$25.001/28/2011 12:40:51 AM
morpholog$41.371/28/2011 12:44:19 AM
CaptEdwardTeach$25.001/28/2011 12:55:18 AM
iLoaner$25.001/28/2011 12:56:28 AM
monstersdad$60.901/28/2011 12:58:59 AM
Avid_Skier$46.331/28/2011 12:59:41 AM
kulender$50.001/28/2011 1:00:54 AM
Dendomatic$25.001/27/2011 9:40:20 PM
Dan65$26.671/28/2011 1:10:15 AM
rsd4444$25.001/28/2011 1:10:45 AM
Namrok$25.001/28/2011 1:16:19 AM
openness-viking$100.001/27/2011 10:43:09 PM
FmrEngr2Phd$25.001/28/2011 12:40:24 AM
asset-pilot$50.001/27/2011 9:58:21 PM
BiggestG$25.001/28/2011 12:43:05 AM
financialaid$25.001/28/2011 12:54:37 AM
LowLeftJim$25.001/28/2011 12:55:26 AM
jsw7us$50.001/28/2011 4:58:59 AM
bornsucka$25.001/28/2011 12:56:43 AM
SC98007$25.001/28/2011 12:58:46 AM
NOLALEND$25.001/28/2011 1:10:23 AM
think-become$25.001/28/2011 1:11:46 AM
ronkr$25.081/28/2011 12:41:24 AM
Tasmir$25.001/28/2011 1:16:58 AM
jonandmeg21$26.561/28/2011 12:54:47 AM
DadWarbucks$60.001/28/2011 12:56:54 AM
revmax$34.781/28/2011 1:12:46 AM
LexiconLLC$25.001/28/2011 4:38:03 AM
DanV$25.001/28/2011 8:14:11 AM
Mark-O-Polo$50.001/28/2011 4:07:39 AM
wbwill$25.001/28/2011 9:13:54 AM
FrayBentos$50.001/28/2011 9:32:58 AM
CorporateRaider$25.001/28/2011 6:55:16 AM
FCI$25.001/28/2011 7:58:16 AM
lifegrowth$25.001/28/2011 8:08:03 AM
LAKESPRING$50.001/28/2011 9:42:54 AM
fair-funds$75.001/28/2011 10:22:17 AM
Darkjimson$50.001/28/2011 11:48:01 AM
majormoves1$25.001/28/2011 12:32:57 PM
Cre8iveCash$25.001/28/2011 11:53:01 AM
first-serene-credit$25.001/28/2011 2:02:54 PM
tastytitan$43.341/28/2011 2:18:15 PM
gotyourgear$50.001/28/2011 3:28:08 PM
sensible-order2$100.001/28/2011 4:49:16 PM
senior1$25.001/28/2011 6:20:02 PM
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nest235$25.001/28/2011 6:11:55 PM
wormdc$25.001/29/2011 12:13:55 AM
Zoomie$25.001/29/2011 1:12:52 AM
cyonamine$25.001/29/2011 2:00:13 AM
Zoramite$25.001/29/2011 2:00:29 AM
Invest167$25.001/29/2011 2:01:53 AM
Katburg$50.001/29/2011 2:04:00 AM
sajitk$25.001/29/2011 2:08:02 AM
Kattosha$25.001/29/2011 2:16:54 AM
totoro$25.001/29/2011 1:28:08 AM
speyer$26.491/29/2011 1:44:42 AM
pbandjb$25.001/29/2011 3:02:28 AM
conaty$29.711/29/2011 1:41:51 AM
HH123$25.001/29/2011 2:08:11 AM
palpbert$25.001/29/2011 1:43:32 AM
zenchef$25.001/29/2011 3:16:55 AM
Holtavious$25.001/29/2011 2:02:15 AM
grc$25.001/29/2011 3:46:00 AM
godfather4u$35.031/29/2011 2:03:27 AM
Hogan55$36.551/29/2011 2:04:15 AM
wise-silver-wonder$25.001/29/2011 4:02:23 AM
LKN2RTR$25.001/29/2011 2:17:10 AM
Natronpee$25.001/29/2011 3:02:11 AM
tatsuo20001$25.001/29/2011 2:19:24 AM
latestone$25.001/29/2011 3:30:50 AM
andyb9$29.221/29/2011 3:32:20 AM
market-jam$41.291/29/2011 4:23:51 AM
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bid-papyrus$25.001/29/2011 4:02:35 AM
worth-victor6$25.001/29/2011 4:31:35 AM
tj1683$25.001/29/2011 3:44:50 AM
NMGbank$25.001/29/2011 5:09:57 AM
MechEngineer$25.001/29/2011 4:00:29 AM
commitment-farm$25.001/29/2011 5:16:15 AM
repayment-launcher$25.001/29/2011 4:23:53 AM
Blue_HorseShoe$25.001/29/2011 7:19:12 AM
purgolder83$25.001/29/2011 5:32:31 AM
UnlimitedLoans$30.001/29/2011 7:36:03 AM
jenkris$28.741/29/2011 7:50:24 AM
market-honker$50.001/29/2011 7:59:46 AM
sinner_c5$25.001/29/2011 9:14:17 AM
louisprima$50.001/29/2011 8:38:04 AM
bradomino$25.001/29/2011 9:50:16 AM
haiku328$25.001/29/2011 10:37:14 AM
triumphant-bonus$30.001/29/2011 9:03:42 AM
wwwUniversal$25.001/29/2011 9:08:51 AM
wise-agile-investment$25.001/29/2011 9:50:50 AM
ekbangali$50.001/29/2011 9:41:10 AM
jeangot$50.001/29/2011 12:59:43 PM
orbital-gain$50.001/29/2011 1:06:56 PM
woodenshoes$50.001/29/2011 1:14:47 PM
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ultimatepaintball$25.001/29/2011 11:42:50 AM
appastk$25.001/29/2011 12:04:30 PM
bradny$25.001/29/2011 2:52:51 PM
o0Sparrow0o$25.001/29/2011 12:22:57 PM
marabu$25.001/29/2011 12:13:08 PM
ezhik00$25.001/29/2011 2:49:35 PM
alands94$25.001/29/2011 3:32:01 PM
sabre79$25.001/29/2011 4:28:15 PM
bjr01$25.001/29/2011 5:59:25 PM
jaredk821$32.181/29/2011 4:15:38 PM
Guiren$100.001/29/2011 5:03:16 PM
Sykes66$25.001/29/2011 6:37:51 PM
special-truth$50.001/29/2011 7:28:19 PM
iidowntoearthii$25.001/29/2011 9:59:21 PM
hml$30.001/29/2011 10:51:02 PM
REVSTJ999$50.001/30/2011 2:32:54 AM
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dparkhom$25.001/30/2011 6:25:40 AM
creative-finance7$25.001/30/2011 12:01:27 AM
t-loan$25.001/30/2011 7:16:35 AM
Czar450$50.001/30/2011 6:50:45 AM
DDHMoney$25.001/30/2011 7:32:55 AM
toocautious$100.001/30/2011 9:05:24 AM
ore-jedi$27.921/30/2011 9:08:58 AM
jlrmpa$100.001/30/2011 11:24:03 AM
unclejaef$25.001/30/2011 11:12:59 AM
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I_Break_Thumbs$200.001/30/2011 1:26:17 PM
jt88$50.001/30/2011 2:18:17 PM
kushka$25.001/30/2011 12:46:21 PM
mayihelp$43.111/30/2011 12:50:23 PM
docdekay$100.001/30/2011 2:02:51 PM
lender12345$25.001/30/2011 3:37:49 PM
KrystalBall$25.001/30/2011 6:09:12 PM
cash-cymbal$50.001/30/2011 3:35:08 PM
surfsider123$25.001/30/2011 5:17:20 PM
Seadrag367$50.001/30/2011 4:12:56 PM
kushka$25.001/30/2011 6:03:08 PM
mchoops21$25.001/30/2011 7:13:07 PM
elasermd$50.001/30/2011 5:18:21 PM
funds-rascal$50.001/30/2011 5:23:02 PM
Dr_Starchildren$25.001/30/2011 7:03:37 PM
GiftViftdotcom$50.001/30/2011 7:32:25 PM
fishhauler$44.921/31/2011 12:39:31 AM
solstice175$25.001/31/2011 2:24:05 AM
John_Galt$35.001/30/2011 10:29:39 PM
g314$30.001/30/2011 11:38:20 PM
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yukongin$25.001/23/2011 2:07:12 PM
bowdish1$100.001/23/2011 2:07:26 PM
webclimber$50.001/23/2011 2:07:59 PM
Phantom99$100.001/23/2011 2:08:24 PM
casaram$25.001/23/2011 2:09:00 PM
DukSerduk$25.001/23/2011 2:09:15 PM
JohnW12$50.001/23/2011 2:09:26 PM
HunterSix$25.001/23/2011 2:09:30 PM
axl163$25.001/23/2011 2:09:59 PM
ogmanny$50.001/23/2011 2:10:06 PM
jct_enterprises$25.001/23/2011 2:10:34 PM
kanakakm$50.001/23/2011 2:10:41 PM
Mantis75$25.001/23/2011 2:10:52 PM
currency-persimmon$25.001/23/2011 2:11:28 PM
FlexFunding$50.001/23/2011 2:03:01 PM
ThomasC$50.001/23/2011 2:04:36 PM
kenji4861$25.001/23/2011 2:04:45 PM
mathprof$25.001/23/2011 2:05:34 PM
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Dreamconnection$50.001/23/2011 2:07:31 PM
meenan$100.001/23/2011 2:07:54 PM
building_community$25.001/23/2011 2:08:40 PM
Goodthing$100.001/23/2011 2:09:08 PM
Castellan$50.001/23/2011 2:09:55 PM
forthright-dedication$25.001/23/2011 2:20:39 PM
lender987654321$25.001/23/2011 2:11:58 PM
TennSquire$25.001/23/2011 2:12:58 PM
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fishtale$25.001/23/2011 2:03:54 PM
credit-investor5$50.001/23/2011 2:05:50 PM
inspired-investment8$100.001/23/2011 2:07:05 PM
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HHP$25.001/23/2011 2:09:48 PM
majestic-dedication$50.001/23/2011 2:11:19 PM
pay_day$50.001/23/2011 2:22:26 PM
promiser200$25.001/23/2011 2:23:46 PM
16888$25.001/23/2011 8:12:35 PM
Artist_Blue$25.001/24/2011 6:01:30 AM
indomitable-coin$100.001/23/2011 7:06:29 PM
rakstar$50.001/24/2011 6:52:51 AM
awwaww$25.001/24/2011 9:36:11 AM
wjf60$50.001/24/2011 2:16:48 AM
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community-saver158$44.471/24/2011 10:34:12 AM
rex45$25.001/24/2011 9:11:33 AM
best-heavenly-justice$25.001/24/2011 9:34:45 AM
pragmatic-contract$50.001/24/2011 10:01:34 AM
Dollars4Rent$25.001/24/2011 10:42:48 AM
skibum65$50.001/24/2011 4:22:15 PM
CE88$100.001/24/2011 1:08:31 PM
Mali1$25.001/24/2011 1:56:28 PM
larrybird$250.001/25/2011 9:29:43 AM
credible-bid0$50.001/25/2011 9:52:27 AM
Reddy_Capital$25.001/24/2011 10:38:08 PM
investor_101$50.001/25/2011 1:41:51 PM
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be_wise$25.001/25/2011 6:26:44 PM
rss197$25.001/25/2011 6:41:41 PM
credit-scout7$50.001/25/2011 8:58:43 PM
BaxterEvil$25.001/25/2011 6:04:33 PM
eyal0$50.001/26/2011 3:37:29 AM
Railbird$25.001/26/2011 4:07:33 AM
LightTheWay$100.001/25/2011 11:48:50 PM
trade-surge3$35.001/25/2011 8:30:20 PM
subtle-revenue0$50.001/26/2011 3:23:14 AM
lloyd_s$25.001/26/2011 4:06:02 AM
efficient-treasure0$25.001/26/2011 6:16:44 AM
syounker$25.001/26/2011 6:59:07 AM
IL2R2010$25.001/26/2011 9:31:49 AM
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DeathScythe676$50.001/26/2011 4:48:27 PM
Eagles81$50.001/26/2011 4:49:54 PM
_kyle$50.001/26/2011 2:46:45 PM
sb0453$25.001/26/2011 4:18:28 PM
robertmm25$50.001/26/2011 4:57:13 PM
swiftsoul$25.001/26/2011 4:58:20 PM
Nordzee$50.001/26/2011 4:58:52 PM
indomart$50.001/26/2011 4:50:07 PM
Pickmar$25.001/26/2011 4:55:42 PM
authoritative-truth$50.001/26/2011 4:57:18 PM
RedGranite$50.001/26/2011 4:49:56 PM
AnxiousAirman$50.001/26/2011 4:50:01 PM
unforgettable-order9$50.001/26/2011 4:55:39 PM
CBO-Enterprise$50.001/26/2011 7:08:37 PM
6moonbeams$37.511/26/2011 7:47:58 PM
arenangelchild$35.801/26/2011 7:51:56 PM
cjames84$25.001/27/2011 3:01:08 AM
paramjit$25.001/26/2011 8:13:16 PM
commerce-voyager$25.001/26/2011 11:39:51 PM
gentle-gold$25.001/27/2011 5:24:09 AM
buckeye9$50.001/27/2011 6:48:13 AM
ingenious-order783$25.001/27/2011 8:26:54 AM
reflective-rupee$475.771/27/2011 9:55:39 AM
SourDoughSteve$25.001/27/2011 9:34:55 AM
wirebutterfly$25.001/27/2011 2:13:27 PM
rkhrdjp$25.001/27/2011 2:24:39 PM
jcttjg$40.001/27/2011 2:44:06 PM
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benefit-piano5$25.001/27/2011 11:13:02 AM
availableloan$25.001/27/2011 4:20:52 PM
cash-queen$50.001/27/2011 1:43:06 PM
fund-tom-tom6$25.001/27/2011 2:37:09 PM
the_prince$35.001/27/2011 4:19:57 PM
RG$25.001/27/2011 4:20:13 PM
steely_dan34$25.001/27/2011 4:20:58 PM
flwah$25.001/27/2011 4:21:08 PM
coloradoloanman$25.001/27/2011 4:23:55 PM
engaging-worth$25.001/27/2011 4:28:14 PM
interest-fanatic3$50.001/27/2011 5:01:31 PM
visionary-community$25.001/27/2011 6:31:20 PM
thefiringzod$25.001/27/2011 6:58:22 PM
GBLENDER$25.001/27/2011 6:58:38 PM
Apex-Lender$25.001/27/2011 6:58:41 PM
Ballard$50.001/27/2011 6:58:48 PM
nv$25.001/27/2011 6:58:59 PM
AF-Chief$50.001/27/2011 6:59:03 PM
Westerly$50.001/27/2011 6:59:10 PM
auction-rocket$25.001/27/2011 6:59:17 PM
Binan$25.001/27/2011 6:30:41 PM
Teminole$25.001/27/2011 7:00:22 PM
OTtherapy$25.001/27/2011 7:00:30 PM
1fortheroad$25.001/27/2011 7:00:42 PM
kevin314$50.001/27/2011 7:00:45 PM
buckyhead2000$25.001/27/2011 7:00:56 PM
Taxman44$25.001/27/2011 7:01:13 PM
innocent-income4$25.001/27/2011 7:01:20 PM
CapStack$50.001/27/2011 7:01:41 PM
reward-motion$47.651/27/2011 6:33:08 PM
jfd287$29.741/27/2011 7:01:50 PM
derec$25.001/27/2011 6:33:36 PM
steady-gain5$25.001/27/2011 7:02:59 PM
mjcareful$50.001/27/2011 7:10:00 PM
valiant-liberty4$25.001/27/2011 6:31:35 PM
slartibardfast$25.001/27/2011 6:33:02 PM
AoP$50.001/27/2011 6:58:20 PM
lending-bear$50.001/27/2011 6:58:35 PM
ti22ring$25.001/27/2011 6:58:40 PM
InvestmentFreak$35.001/27/2011 6:58:47 PM
octoberfresh$30.001/27/2011 6:44:47 PM
bruin558$60.001/27/2011 6:58:58 PM
balanced-rupee$50.001/27/2011 6:59:06 PM
zone6$50.001/27/2011 6:59:09 PM
slobrown$50.001/27/2011 6:59:22 PM
kochan123$50.001/27/2011 7:00:15 PM
CleeClee$100.001/27/2011 7:00:35 PM
passbook$25.001/27/2011 7:00:59 PM
undaunted-kindness$100.001/27/2011 7:01:07 PM
ham-mer$50.001/27/2011 7:01:12 PM
Zach842$25.001/27/2011 7:01:19 PM
bouvierchamp$29.911/27/2011 7:01:49 PM
JKEnterprises$25.001/27/2011 6:58:13 PM
gauss02$50.001/27/2011 7:02:16 PM
budyzr$25.001/27/2011 6:58:23 PM
Emgolda$25.001/27/2011 7:02:21 PM
rmsyvt$25.001/27/2011 6:58:41 PM
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productive-finance$25.001/27/2011 7:02:50 PM
SFGuy$25.001/27/2011 6:59:00 PM
ZeoInvestments$25.001/27/2011 7:02:56 PM
cash-merry-maker$25.001/27/2011 7:03:06 PM
Anny-Disco$50.001/27/2011 6:59:18 PM
Rivervale_Westwood$25.001/27/2011 7:00:50 PM
winlender$25.001/27/2011 7:01:03 PM
bold-treasure-neutrino$32.141/27/2011 9:38:46 PM
LendGuy$50.001/27/2011 7:01:11 PM
orange-resolute-platinum$25.001/27/2011 7:01:18 PM
ryreesado$25.001/27/2011 7:01:42 PM
letsbank$25.001/27/2011 8:23:04 PM
Edge78$31.661/27/2011 8:37:34 PM
rmachi$25.001/28/2011 12:42:55 AM
bajaruss$25.001/28/2011 12:55:14 AM
julijask$45.001/28/2011 12:59:58 AM
rulender$25.001/28/2011 1:12:23 AM
logical-reward8$25.001/28/2011 1:26:05 AM
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perlindc$30.241/28/2011 12:43:00 AM
mla$25.001/28/2011 12:43:08 AM
Ripsaw4U$46.181/28/2011 12:46:39 AM
applepie1$27.951/28/2011 12:55:22 AM
ChicoBob$25.361/28/2011 12:58:56 AM
Aragorn$25.001/28/2011 5:38:03 AM
kalex752$25.001/28/2011 12:40:45 AM
CorporateT00l$50.001/28/2011 1:16:23 AM
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outwish$25.001/28/2011 12:54:52 AM
whistledicksmith$50.001/28/2011 12:58:38 AM
ramsbladder$25.001/28/2011 12:59:08 AM
market-socrates4$50.001/28/2011 1:30:51 AM
shadowflame_99$25.001/28/2011 12:59:52 AM
social-comet7$25.001/28/2011 1:12:57 AM
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Xsi2k$50.001/28/2011 4:37:30 AM
turbobrat$50.001/28/2011 7:37:58 AM
Bodyboard$25.001/28/2011 2:09:48 AM
revenue-appraiser$25.001/28/2011 6:01:11 AM
calkidd05$25.001/28/2011 8:55:34 AM
bigballer105$100.001/28/2011 6:17:56 AM
ingenious-order783$35.001/28/2011 7:15:40 AM
gangusron$50.001/28/2011 7:38:00 AM
Anonymous_Guy$50.001/28/2011 9:29:51 AM
philantist$30.001/28/2011 9:34:03 AM
wealthstar$50.001/28/2011 8:43:22 AM
Tenfutta$25.001/28/2011 9:23:46 AM
BadgerWI$25.001/28/2011 9:33:19 AM
discrete-asset$25.001/28/2011 9:34:08 AM
alwayson$25.001/28/2011 10:41:02 AM
sensible-diversification5$25.001/28/2011 12:43:37 PM
liberty-optimization7$25.001/28/2011 10:31:25 AM
LawyerLoan$25.001/28/2011 11:43:19 AM
Octavian315$35.001/28/2011 11:18:04 AM
fireboss$50.001/28/2011 12:48:03 PM
mountainpeak$37.611/28/2011 1:39:35 PM
antrux$25.001/28/2011 2:18:09 PM
best-coin-miser$25.001/28/2011 3:57:49 PM
Asynch$25.001/28/2011 4:49:11 PM
Cheburashka$30.001/28/2011 3:29:06 PM
thenewkaisersoze$25.001/28/2011 3:40:50 PM
CE88$100.001/28/2011 5:07:46 PM
deal-promiser1$100.001/28/2011 8:08:13 PM
credit-force5$50.001/28/2011 11:36:52 PM
Airbandit$60.471/28/2011 8:10:11 PM
easylender$26.031/29/2011 1:11:29 AM
IeatatWendys$27.981/29/2011 1:25:41 AM
jasperpants$25.001/29/2011 1:42:42 AM
naniamo$25.001/28/2011 9:37:56 PM
Hexnut$50.001/28/2011 9:43:06 PM
CaliforniaSun$25.001/29/2011 2:04:48 AM
onegoodlender$25.001/28/2011 10:18:38 PM
PaulW$25.001/29/2011 1:12:37 AM
janderz990$25.001/29/2011 2:29:48 AM
sanjl79$25.001/29/2011 2:30:25 AM
sociallender$25.001/29/2011 2:48:02 AM
ujiba$43.931/29/2011 1:28:40 AM
aha6297$29.681/29/2011 3:02:16 AM
afotherg$71.201/29/2011 3:02:31 AM
jonn834$25.001/29/2011 1:45:36 AM
tolstoy00$25.001/29/2011 3:17:02 AM
tdinbranson$36.871/29/2011 2:30:39 AM
tuneman1980$25.001/29/2011 3:32:01 AM
buckeye55$25.001/29/2011 2:31:52 AM
donloah$25.001/29/2011 2:00:58 AM
jbadawg1017$25.001/29/2011 2:01:30 AM
Kijib$25.001/29/2011 2:03:10 AM
RB_Double-A_Bravo$25.001/29/2011 2:03:21 AM
Tahoeguy$42.461/29/2011 3:47:33 AM
nhm$50.001/29/2011 2:47:49 AM
keyfig$25.001/29/2011 4:02:20 AM
nofreelunch$25.001/29/2011 2:51:48 AM
martinatime$25.001/29/2011 2:17:31 AM
jcn12321$25.001/29/2011 3:03:42 AM
moola-rose8$25.001/29/2011 4:17:31 AM
dollars4debts$25.001/29/2011 2:31:45 AM
ivadood$31.591/29/2011 3:46:36 AM
MO_Investor$25.001/29/2011 4:23:43 AM
hayhelp$28.321/29/2011 2:59:57 AM
fair_rates$25.001/29/2011 3:02:45 AM
vtach87$28.411/29/2011 3:29:41 AM
scrappy-bonus2$25.001/29/2011 5:15:01 AM
skunkor2$25.731/29/2011 3:45:30 AM
myidear$25.001/29/2011 3:45:48 AM
bonus-maximizer919$25.371/29/2011 3:59:40 AM
red-trade-cologne$44.801/29/2011 4:16:23 AM
the-financier814$25.001/29/2011 6:50:02 AM
greenback-guard$25.001/29/2011 5:48:26 AM
degster$25.001/29/2011 6:24:22 AM
turbostar666$35.001/29/2011 8:07:50 AM
jazzlender$25.001/29/2011 8:18:10 AM
Sol_Invictus$25.001/29/2011 8:06:05 AM
colorado23$25.001/29/2011 8:13:59 AM
TheReaderRabbit$25.001/29/2011 6:38:19 AM
Fortuno_per_commodo$50.001/29/2011 8:47:49 AM
Lanja777$50.001/29/2011 7:48:39 AM
repayment-pudding$25.001/29/2011 8:03:01 AM
nitrostamped$100.001/29/2011 8:35:54 AM
zx12rider$25.001/29/2011 9:58:28 AM
ivar$25.001/29/2011 1:10:04 PM
bmcg$25.001/29/2011 11:39:26 AM
mwfarmkid$50.001/29/2011 2:23:33 PM
youqianderen$50.001/29/2011 6:13:06 PM
mike7872$100.001/29/2011 5:08:55 PM
floridahelper$100.001/29/2011 7:45:58 PM
antlr$50.001/29/2011 8:03:42 PM
cash-backer8$50.001/29/2011 6:17:25 PM
moneynmotion$50.001/29/2011 6:22:50 PM
Richmp412$25.001/29/2011 6:30:00 PM
LARRY4NY$25.001/29/2011 7:36:09 PM
dbzen$50.001/29/2011 8:32:55 PM
ChristopherHS$25.001/29/2011 9:32:48 PM
Ananya$25.001/30/2011 7:02:35 AM
shred123$50.001/30/2011 7:16:39 AM
RockCrown$50.001/30/2011 8:35:44 AM
drlevvis$50.001/30/2011 7:29:48 AM
USMC0311$50.001/30/2011 9:09:43 AM
loan-kung-fu$200.001/30/2011 9:27:37 AM
Dskillz$30.001/30/2011 9:17:27 AM
berkeleylender$25.001/30/2011 9:24:43 AM
CalCollegeFund19$50.001/30/2011 9:27:46 AM
blue-dollar-viking$25.001/30/2011 9:30:43 AM
Psalm1$200.001/30/2011 10:08:09 AM
minista$25.001/30/2011 9:41:00 AM
spyguy$50.001/30/2011 10:30:25 AM
mnmcarve$28.491/30/2011 12:04:19 PM
faldska$25.001/30/2011 12:04:40 PM
WorldlyWorker$25.001/30/2011 12:04:55 PM
best-generosity-financier$25.001/30/2011 11:09:08 AM
CashProvider$100.001/30/2011 12:18:58 PM
dzn512$50.001/30/2011 12:27:26 PM
smallbizrule$25.001/30/2011 12:04:14 PM
mwl$25.001/30/2011 12:04:43 PM
principal-prodigy$50.001/30/2011 12:53:26 PM
i3urtonair$30.001/30/2011 1:40:18 PM
Marfloogan$50.001/30/2011 2:29:33 PM
Chuck9802$50.001/30/2011 1:11:32 PM
keichi03$25.001/30/2011 3:12:34 PM
Spiv_51$25.001/30/2011 4:31:11 PM
Floridagirl$25.001/30/2011 4:13:40 PM
bigmoneybags$47.691/30/2011 5:17:10 PM
sunsetlending$50.001/30/2011 4:14:04 PM
gmilliken$25.001/30/2011 5:48:10 PM
principal-lion$50.001/30/2011 9:28:55 PM
damage$25.001/30/2011 7:39:21 PM
hml$25.001/30/2011 11:56:54 PM
623 Investments
 
Borrower Payment Dependent Notes Series 491594
This series of Notes was issued and sold upon the funding of the borrower loan #46808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $336.89
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1994 Debt/Income ratio: 6%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $260Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: entertaining-deal5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
740-759 (Apr-2010)
 
Principal balance: $1,193.85 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Auto Loan
Purpose of loan:
This loan will be used to?

Purchase an automobile
I am a good candidate for this loan because I have been working full time in the same industry for over a decade. With the exception of the bankruptcy(Real estate bubble driven) over two years ago I have had excellent credit (fico over 740) and in the past two years my credit history is spotless. I have had a small loan with prosper in the past and have had no issues. Basically I am a responsible ethical person who will honor my debt.

Monthly net income: $ 53000

Monthly expenses: $ Very low, no car payments and almost no other debt.
??Housing: $1400
??Insurance: $50
??Car expenses: $0
??Utilities: $50
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses $500
??Credit cards and other loans: $60
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$25.001/25/2011 5:59:44 PM
wise-rupee-sanctuary$50.001/25/2011 6:00:35 PM
credit-investor5$50.001/25/2011 6:01:49 PM
marketplace-cello5$25.001/25/2011 6:01:56 PM
nanda$100.001/25/2011 6:02:33 PM
LeReve$100.001/25/2011 6:04:15 PM
radforj22$35.001/25/2011 5:59:54 PM
honorable-yield$25.001/25/2011 6:01:06 PM
C_Mark$100.001/25/2011 6:01:42 PM
reflective-rupee$100.771/25/2011 6:53:11 PM
rolandweary$25.001/25/2011 6:01:14 PM
velocity-solo$50.001/25/2011 6:01:19 PM
Pulchritudinous$25.001/25/2011 6:02:29 PM
tech310$50.001/25/2011 6:02:42 PM
steiglends$250.001/25/2011 6:04:02 PM
enthusiastic-balance5$100.001/25/2011 6:04:08 PM
the-enterprising-leverage$25.001/25/2011 6:46:32 PM
terrific-p2ploan$25.001/25/2011 7:14:45 PM
miket71$50.001/26/2011 5:11:46 AM
ingenious-interest1$100.001/25/2011 6:43:08 PM
integrity-doctor$100.001/26/2011 8:48:23 AM
Artist_Blue$25.001/26/2011 6:06:44 AM
chameleon125$50.001/26/2011 6:44:25 AM
rate-rapture8$50.001/26/2011 9:32:35 AM
Littlepeng$25.001/26/2011 7:51:10 AM
tacopants$100.001/26/2011 1:16:16 PM
sensible-fund$25.001/26/2011 4:01:25 PM
impeccable-transparency$50.001/26/2011 5:07:29 PM
integrity-hawk$50.001/26/2011 6:36:35 PM
golden-finance7$50.001/27/2011 9:55:17 AM
a-finance-nirvana$25.001/27/2011 3:51:00 AM
Leshan$140.511/27/2011 10:11:52 AM
quick$50.001/27/2011 9:09:34 AM
exuberant-dime$50.001/27/2011 9:33:38 AM
Casman8815$25.001/27/2011 12:28:27 PM
cvlender$50.001/27/2011 5:18:04 PM
zenzorba$100.001/27/2011 2:27:40 PM
ferdberfel$50.001/27/2011 5:02:53 PM
la_tim$60.001/27/2011 4:40:38 PM
jsnryn$75.801/27/2011 6:29:13 PM
adventurous-treasure2$25.001/27/2011 8:52:25 PM
responsibility-cherry6$25.001/27/2011 7:00:11 PM
soulwork$25.001/27/2011 7:59:12 PM
Masterlender$25.001/27/2011 11:00:47 PM
dollardave$100.001/27/2011 11:42:59 PM
interstellar$75.001/27/2011 11:45:39 PM
BrianRK$26.001/28/2011 12:41:55 AM
Cheburashka$25.001/28/2011 12:44:47 AM
IIP77$25.001/28/2011 12:45:21 AM
handshake5$100.001/27/2011 9:32:11 PM
ryreesado$25.001/28/2011 12:48:44 AM
MCKT76210$25.001/28/2011 12:55:01 AM
lcole32$25.001/28/2011 12:58:43 AM
DcUnited$30.001/28/2011 12:59:05 AM
ichibon$250.001/28/2011 12:59:32 AM
divedude$25.001/27/2011 9:31:36 PM
discrete-asset$25.001/28/2011 1:15:25 AM
schnatty$25.001/28/2011 1:16:32 AM
MrVin$50.001/27/2011 10:34:16 PM
credit-solstice$25.001/28/2011 1:27:04 AM
nalaari$25.001/27/2011 9:38:57 PM
neutrino6$25.001/28/2011 1:30:29 AM
loot-heart$25.001/28/2011 1:31:33 AM
kanewna$41.951/28/2011 12:40:17 AM
Ciphernetic$32.411/28/2011 12:40:48 AM
Bank42$37.661/28/2011 12:42:40 AM
gold-tsunami$50.001/27/2011 9:58:22 PM
littlemonkey$25.001/28/2011 12:43:18 AM
LenderByDay$25.001/28/2011 12:43:46 AM
fearless-auction7$25.001/28/2011 5:19:07 AM
WineDrop$25.001/28/2011 5:43:42 AM
sci_guy$25.001/28/2011 12:44:15 AM
ClearLake$25.001/28/2011 12:44:54 AM
selfmademan$25.001/28/2011 12:46:23 AM
Tradesmanlender$35.001/28/2011 1:18:17 AM
soroxy$25.001/28/2011 12:55:56 AM
ssh1983$25.001/28/2011 12:56:41 AM
tenny321$25.001/28/2011 12:58:06 AM
SCTrojangirl$25.001/28/2011 1:28:46 AM
tender-integrity3$33.511/28/2011 1:31:21 AM
dajen1$25.321/28/2011 1:04:01 AM
mindful-duty$50.001/28/2011 6:42:52 AM
Midnight-Lender$25.001/28/2011 6:53:01 AM
icon7$30.001/28/2011 4:28:37 AM
payout-detective7$27.051/28/2011 7:29:18 AM
yield-seeker$25.001/28/2011 1:29:50 AM
EarlyRiser$100.001/28/2011 4:38:28 AM
studious-bonus7$70.791/28/2011 1:36:06 AM
funfamilyX4$25.001/28/2011 8:25:04 AM
Munnie$25.001/28/2011 8:55:25 AM
porwestco$25.001/28/2011 2:59:56 AM
platinum-genetics$25.001/28/2011 4:19:23 AM
Budreaux$50.001/28/2011 4:33:28 AM
hebergee$25.001/28/2011 7:19:46 AM
he-shoots-he-scores$50.001/28/2011 9:18:01 AM
turbobrat$50.001/28/2011 7:38:03 AM
point-promiser$30.001/28/2011 9:32:52 AM
brightest-supreme-dollar$50.001/28/2011 9:33:00 AM
saschar$25.001/28/2011 7:38:06 AM
Recyclist$25.451/28/2011 7:44:32 AM
nosualcneas$25.001/28/2011 8:55:30 AM
treasure-atmosphere$25.001/28/2011 9:33:10 AM
ekbangali$50.001/28/2011 9:10:02 AM
thomkozik$50.001/28/2011 9:32:55 AM
genius520$100.001/25/2011 6:00:53 PM
simplelender80$100.001/25/2011 6:00:59 PM
mtnbikemania$50.001/25/2011 6:02:17 PM
skiberdad$50.001/25/2011 6:02:26 PM
selector568$300.001/25/2011 6:26:39 PM
inspire22$50.001/25/2011 6:00:22 PM
american6$100.001/25/2011 6:00:44 PM
Redmond$25.001/25/2011 6:02:06 PM
ursus$100.001/25/2011 6:03:23 PM
lender987654321$25.001/25/2011 6:03:56 PM
jazzlender$25.001/25/2011 5:54:31 PM
enthralling-deal180$75.001/25/2011 5:57:48 PM
wise-intelligent-duty$25.001/25/2011 9:29:50 PM
organized-payment6$50.001/25/2011 6:41:09 PM
paladin847$50.001/25/2011 6:03:28 PM
Reddy_Capital$25.001/25/2011 11:13:22 PM
subtle-revenue0$25.001/26/2011 3:27:33 AM
bowdish1$50.001/26/2011 3:56:58 AM
Pookiette$40.001/26/2011 5:45:25 AM
cpbreton$25.001/26/2011 6:06:46 AM
SimpleChoice$25.001/26/2011 4:11:18 AM
DasMula$37.441/26/2011 8:55:03 AM
efficient-treasure0$25.001/26/2011 6:17:10 AM
harty$50.001/26/2011 10:12:17 AM
LittleMingo$25.001/26/2011 4:23:11 PM
worthy-bid8$100.001/26/2011 6:21:30 PM
doncm$50.001/26/2011 7:00:48 PM
SolarMoonshine$25.001/26/2011 7:15:14 PM
worldly-community3$50.001/26/2011 7:03:35 PM
skuba$75.001/26/2011 7:16:07 PM
museic1$50.001/26/2011 8:16:49 PM
hidavehi$25.041/26/2011 8:26:29 PM
DSFinancial$50.001/26/2011 9:48:14 PM
treasure-dreamer7$50.001/27/2011 9:08:08 AM
grf1945$25.001/27/2011 9:15:52 AM
RiskAdverse$25.001/27/2011 7:29:14 AM
GoldenGo4$130.661/27/2011 10:32:08 AM
the-profit-oracle$25.001/27/2011 10:38:19 AM
IcedMochaFund$25.001/27/2011 9:44:07 AM
outofoffice$25.001/27/2011 10:26:54 AM
moola-escalator$25.001/27/2011 12:59:22 PM
MadHun$50.001/27/2011 1:43:39 PM
greenback-bull6$50.001/27/2011 5:14:36 PM
rkhrdjp$25.001/27/2011 3:56:03 PM
top-epic-community$50.001/27/2011 4:19:44 PM
thankful-nickel2$25.001/27/2011 3:37:32 PM
Residuum$50.001/27/2011 6:19:33 PM
crw1950$50.001/27/2011 5:46:07 PM
gain-gourd$250.001/27/2011 6:57:51 PM
t2smoney$25.001/27/2011 7:07:54 PM
gold-disk$50.001/27/2011 7:18:05 PM
jakdwak$25.001/27/2011 6:58:56 PM
a-responsible-return$25.001/27/2011 7:02:15 PM
MNJ$25.001/27/2011 7:20:39 PM
gold-commander0$50.001/27/2011 9:39:19 PM
soheagle$25.001/27/2011 7:02:28 PM
saysana$25.001/27/2011 7:52:50 PM
Dreams4Cash$25.001/28/2011 12:45:06 AM
108lender$150.001/28/2011 12:48:34 AM
anders94$50.001/27/2011 8:03:44 PM
wbahl$25.001/28/2011 12:57:14 AM
jasonj72$25.001/27/2011 8:29:35 PM
lostontheedge$25.001/28/2011 1:01:28 AM
atmaan$25.491/28/2011 1:11:18 AM
love_what_you_do$25.001/28/2011 1:12:02 AM
rudyindc$27.761/28/2011 1:13:10 AM
irrelevant$25.001/28/2011 1:14:52 AM
agiovasil$25.001/28/2011 1:16:48 AM
flwah$25.001/28/2011 1:17:19 AM
Interloper$25.001/28/2011 12:43:52 AM
WonByOne$50.001/28/2011 4:30:13 AM
brazilofmux$47.401/28/2011 12:45:13 AM
JohnBanks$25.001/28/2011 12:48:15 AM
GSV67$50.001/28/2011 4:58:57 AM
currency-balancer$25.001/27/2011 10:52:53 PM
Philosonie$25.001/28/2011 12:59:02 AM
prohelper$27.891/28/2011 1:03:34 AM
laufer32304$44.831/27/2011 11:32:57 PM
Aragorn$25.001/28/2011 5:38:15 AM
godzig$25.001/28/2011 1:14:23 AM
fortytwo$151.881/28/2011 12:46:43 AM
hrubinst$40.791/28/2011 1:19:13 AM
hope-wonder4$26.001/28/2011 6:05:52 AM
a-truth-upholder$30.611/28/2011 1:25:56 AM
nhm$31.541/28/2011 12:58:00 AM
worth-arch$25.001/28/2011 1:30:45 AM
Anny-Disco$42.851/28/2011 1:31:01 AM
mammalian4$25.001/28/2011 1:31:38 AM
Ivan2007$50.001/28/2011 1:03:57 AM
partyplan$25.001/28/2011 6:45:08 AM
rjleves$25.001/28/2011 2:08:12 AM
Philkent$25.001/28/2011 1:12:19 AM
scottr$28.531/28/2011 1:16:28 AM
listing-trapper3$47.851/28/2011 1:30:14 AM
orange-dollar-guild$25.001/28/2011 1:31:12 AM
dinero-speaker$25.001/28/2011 1:36:14 AM
objective-investor$45.931/28/2011 1:36:26 AM
vegibenz$25.001/28/2011 8:58:24 AM
ranstlin$25.001/28/2011 4:19:24 AM
businessguy29$25.001/28/2011 6:38:28 AM
wwwUniversal$25.001/28/2011 9:15:18 AM
gangusron$50.001/28/2011 7:37:50 AM
peaceful-agreement2$25.001/28/2011 9:18:00 AM
sassykatty$50.001/28/2011 6:28:05 AM
lifegrowth$25.001/28/2011 8:05:25 AM
johnayan$50.001/28/2011 8:50:25 AM
calkidd05$25.001/28/2011 8:55:21 AM
Leopoldine$25.001/28/2011 9:16:42 AM
dobee$50.001/28/2011 9:29:20 AM
ingenious-diversification$25.001/28/2011 9:33:21 AM
ArchonFinancialHoldings$43.401/28/2011 9:33:29 AM
lendme2$26.171/28/2011 9:15:07 AM
yennib$50.001/28/2011 9:33:24 AM
YosemiteSam$50.001/28/2011 9:33:27 AM
218 Investments
 
Borrower Payment Dependent Notes Series 491642
This series of Notes was issued and sold upon the funding of the borrower loan #46917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-30-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $315.63
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1999 Debt/Income ratio: 18%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,563Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: tony1616 Borrower's state: Illinois Borrower's group: AA Superior Funding
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 33 ( 97% ) 780-799 (Latest)
Principal borrowed: $20,100.00< 31 days late: 1 ( 3% )  
800-819 (Aug-2008)
(Apr-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Marketing Expenses for Business
Purpose of loan:
This loan will be used to cover the marketing expenses for my website and personal finance software application, Finavigation.? The development of the product is a few weeks from being complete.? My last loan covered the development of the application.? This loan will be used pay for marketing. ?

My financial situation:
I will be working on this website part-time and plan to keep my regular job.? My net income after expenses will be enough to cover the loan payments.? The business will also be able to generate subscription revenues once it launches, which should grow to be enough to pay this loan off by themselves.? I have excellent credit and have never had any late payments.? I have taken out previous loans on Prosper and not only paid them back in full, but paid them back early.? Thank you for viewing my listing and for your potential bids.Salary $3,300

Housing $800
Utilities $160
Car Payment $0
Insurance $75
Gas $100
Transportation $120
Cable/Internet $200
Food/Entertainment $300
Other $200
Total Expenses $1,955

Net Income $1,345
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are the features of your software, how will it compete in your targeted market, and what types of marketing will you be using these funds for? - finance-mammalian2
A: It will focus more on helping young people do the work that's required to actually manage and improve their finances - helping them analyze their situation, figure out how to best pay down their debt, control their expenses, forecast their cash flow, etc. In terms of marketing: Short term - drive traffic to site and convert that traffic (need funds for PPC ads and SEO) Long term - building a following via blog and social media (need funds to pay bloggers) (Jan-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/27/2011 10:08:36 AM
nybanker85$50.001/27/2011 10:10:02 AM
proud-silver0$50.001/27/2011 10:10:20 AM
ursus$100.001/27/2011 10:14:09 AM
RandyL3$25.001/27/2011 10:15:33 AM
MoneyForNothing$66.331/27/2011 10:08:49 AM
enthralling-deal180$75.001/27/2011 10:09:10 AM
organized-payment6$50.001/27/2011 10:09:57 AM
freyjabj$25.001/27/2011 10:10:00 AM
enchanted-yield4$50.001/27/2011 10:11:48 AM
genius520$100.001/27/2011 10:12:06 AM
Chutney$50.001/27/2011 10:08:51 AM
paladin847$50.001/27/2011 10:14:21 AM
steiglends$250.001/27/2011 10:10:22 AM
LeReve$100.001/27/2011 10:14:36 AM
tech310$50.001/27/2011 10:14:51 AM
increase720$50.001/27/2011 10:10:39 AM
american6$100.001/27/2011 10:11:56 AM
golden-finance7$50.001/27/2011 10:17:01 AM
marketplace-cello5$25.001/27/2011 10:13:05 AM
one-midas$25.001/27/2011 10:13:14 AM
rebelduke$50.001/27/2011 10:16:06 AM
chibear34$25.001/27/2011 10:49:56 AM
hookUup$100.001/27/2011 2:37:54 PM
astute-benjamins$25.001/27/2011 3:03:43 PM
Casman8815$25.001/27/2011 12:28:38 PM
cash-queen$25.001/27/2011 1:03:52 PM
FinDoc$25.001/27/2011 2:08:52 PM
crdcteng$50.001/27/2011 4:20:30 PM
TSC$100.001/27/2011 4:21:30 PM
interest-fanatic3$50.001/27/2011 4:57:23 PM
ferdberfel$50.001/27/2011 5:03:06 PM
the-enterprising-leverage$25.001/27/2011 6:34:29 PM
gain-gourd$250.001/27/2011 7:01:54 PM
Reddy_Capital$25.001/27/2011 11:01:51 PM
basejump0$25.001/28/2011 12:01:52 AM
balance-force$25.001/27/2011 10:04:12 PM
rjleves$25.001/28/2011 2:08:18 AM
Trapman13$50.001/28/2011 7:33:02 AM
valiant-liberty4$25.001/28/2011 1:30:56 AM
sassykatty$50.001/28/2011 6:28:12 AM
mrreynol$35.001/28/2011 4:35:58 AM
Tradesmanlender$35.001/28/2011 9:35:15 AM
Dollars4Rent$25.001/28/2011 7:55:46 AM
gangusron$50.001/28/2011 7:37:55 AM
Munnie$25.001/28/2011 8:55:29 AM
Johnab$25.001/28/2011 9:30:27 AM
gustavholstopus32$25.001/28/2011 9:57:33 AM
hidavehi$25.041/28/2011 9:34:59 AM
asset-reaction$25.001/28/2011 10:19:20 AM
Cybercusp$25.001/28/2011 12:54:45 PM
rogue_monster$50.001/28/2011 2:29:29 PM
best-coin-miser$25.001/28/2011 3:58:00 PM
Asynch$25.001/28/2011 4:49:26 PM
orderly-leverage$100.001/28/2011 4:53:24 PM
stable-nickel$35.001/28/2011 4:13:24 PM
CE88$50.001/28/2011 5:13:23 PM
peripatetic$25.001/28/2011 5:13:25 PM
calahan$25.001/28/2011 11:48:43 PM
loantigger$50.001/28/2011 9:02:54 PM
credit-force5$50.001/28/2011 11:37:57 PM
108lender$150.001/29/2011 1:14:57 AM
Weaverville$25.001/29/2011 1:46:48 AM
IIP77$25.001/29/2011 1:49:41 AM
julijask$45.001/29/2011 3:04:15 AM
anders94$28.401/29/2011 2:41:33 AM
lostontheedge$25.001/29/2011 2:50:41 AM
worldly-community3$41.991/29/2011 4:24:06 AM
wwwUniversal$25.001/29/2011 4:06:05 AM
LaveenFinancial$25.001/29/2011 4:55:32 AM
balance6$25.001/29/2011 6:13:12 AM
grampy48$50.001/29/2011 6:28:15 AM
Pasagam$43.291/29/2011 6:35:49 AM
patron123$50.001/29/2011 5:53:30 AM
kellyp255$30.001/29/2011 5:55:28 AM
seahorse2008$25.001/29/2011 6:08:58 AM
ams294$50.161/29/2011 7:45:16 AM
JGuide$25.001/29/2011 6:18:41 AM
bughead$25.001/29/2011 8:25:19 AM
1phantom$25.001/29/2011 9:50:02 AM
Socorro_Capital_Partners$25.001/29/2011 10:46:07 AM
MicroLender357$50.001/29/2011 9:50:22 AM
BuckeyeBanker$30.001/29/2011 12:41:43 PM
zx12rider$25.001/29/2011 10:03:21 AM
EarlyRiser$100.001/29/2011 10:09:01 AM
loanstarst8$25.001/29/2011 11:32:59 AM
Rammuel$25.001/29/2011 12:22:58 PM
Rzrwire$25.001/29/2011 2:21:13 PM
PXM-Financial$75.001/29/2011 3:05:52 PM
payout-runner$50.001/29/2011 3:53:08 PM
income-pillow$50.001/29/2011 4:34:39 PM
Falcon60$100.001/29/2011 4:47:06 PM
turbostar666$29.161/29/2011 4:47:45 PM
the-auction-firestarter$25.001/29/2011 5:33:00 PM
CarlC$50.001/29/2011 7:57:55 PM
cash-backer8$25.001/29/2011 6:19:55 PM
fishintime$100.001/29/2011 8:44:31 PM
benefit-crescendo$25.001/29/2011 7:30:53 PM
mrfixerupper$25.001/29/2011 7:39:40 PM
boomarang2$25.001/29/2011 9:29:17 PM
Feyenoord$25.001/29/2011 10:31:28 PM
pinballwizard$25.001/29/2011 11:49:59 PM
ITFDEE$25.001/29/2011 9:03:38 PM
sincerlyyours$200.001/30/2011 3:58:07 AM
oaktownadam$25.001/30/2011 6:11:26 AM
madolaf$50.001/30/2011 6:00:55 AM
souperrich$25.001/30/2011 6:11:24 AM
blue-euro-entrepreneur$25.001/30/2011 12:53:39 AM
seafox7$50.001/30/2011 6:43:28 AM
vutah$25.001/30/2011 6:54:53 AM
nickel-advocator$25.001/30/2011 7:24:29 AM
Jathlet$50.001/30/2011 7:40:36 AM
Czar450$50.001/30/2011 6:42:02 AM
BBL$50.001/30/2011 7:48:17 AM
wayman$50.001/30/2011 7:58:00 AM
shred123$50.001/30/2011 7:17:51 AM
Christophe$25.001/30/2011 7:53:37 AM
newest-organic-rupee$25.001/27/2011 10:08:42 AM
honorable-yield$25.001/27/2011 10:12:27 AM
rolandweary$25.001/27/2011 10:12:47 AM
investor_101$50.001/27/2011 10:14:32 AM
Rick7925$25.001/27/2011 10:15:16 AM
grf1945$25.001/27/2011 10:16:11 AM
MoneyForNothing$74.451/27/2011 10:28:17 AM
top-note-jamboree$50.001/27/2011 10:09:05 AM
selector568$50.001/27/2011 10:09:40 AM
radforj22$25.001/27/2011 10:10:06 AM
enthusiastic-balance5$77.501/27/2011 10:10:47 AM
ddamenace$30.001/27/2011 10:56:06 AM
credit-investor5$50.001/27/2011 10:13:01 AM
velocity-solo$60.001/27/2011 10:09:58 AM
reflective-rupee$250.771/27/2011 10:15:39 AM
simplelender80$100.001/27/2011 10:12:13 AM
exuberant-dime$50.001/27/2011 10:16:38 AM
C_Mark$100.001/27/2011 10:12:57 AM
mtnbikemania$50.001/27/2011 10:13:18 AM
bowdish1$50.001/27/2011 10:15:24 AM
TechieLender$75.001/27/2011 1:37:11 PM
diligent-kindness9$25.001/27/2011 10:16:25 AM
wise-rupee-sanctuary$50.001/27/2011 10:37:48 AM
GoldenGo4$50.001/27/2011 10:43:22 AM
hopeful-truth5$200.001/27/2011 11:11:13 AM
AuroraRobbin$50.001/27/2011 1:38:25 PM
MadHun$50.001/27/2011 1:43:47 PM
blue-open-wampum$25.001/27/2011 4:23:08 PM
moola-escalator$25.001/27/2011 12:59:27 PM
2brotherslending$50.001/27/2011 2:16:51 PM
sweety075$25.001/27/2011 4:46:50 PM
five-star-justice$36.001/27/2011 4:23:16 PM
MonkeyHero$25.001/27/2011 7:07:52 PM
Geologist-67$25.001/27/2011 9:34:08 PM
roman1998$50.001/27/2011 7:01:32 PM
nilonc1$50.001/27/2011 9:33:22 PM
gold-tsunami$50.001/27/2011 9:58:27 PM
rce1964$25.001/28/2011 5:43:39 AM
auction-sage$42.391/28/2011 1:30:35 AM
octoberfresh$26.001/28/2011 12:59:48 AM
Fargo109$30.001/28/2011 6:39:28 AM
BHP12345$25.001/28/2011 6:50:15 AM
bazaar-festivity$25.001/28/2011 9:08:48 AM
friendly-credit2$50.001/28/2011 10:13:16 AM
seabassx$25.001/28/2011 10:29:37 AM
kindness-tonic$40.001/28/2011 11:02:01 AM
BadgerWI$25.001/28/2011 10:22:20 AM
indianoven$25.001/28/2011 12:54:26 PM
sensible-diversification5$25.001/28/2011 12:29:55 PM
encore06$25.001/28/2011 3:10:19 PM
sensible-order2$100.001/28/2011 4:42:58 PM
OzGuy609$25.001/28/2011 5:48:05 PM
gearhead924$50.001/28/2011 6:24:52 PM
Nicedad72$30.431/28/2011 6:31:16 PM
kind-efficient-credit$39.131/28/2011 6:48:37 PM
MarinLoans$25.001/28/2011 7:28:02 PM
lucrative-durability$25.001/28/2011 9:00:46 PM
a275ranger$30.001/28/2011 10:45:01 PM
Cheburashka$25.001/29/2011 1:48:15 AM
irrelevant$25.001/29/2011 3:34:18 AM
ttnk62918$25.001/29/2011 4:24:10 AM
redwraith$25.001/29/2011 3:29:16 AM
authentic-liberty7$25.001/29/2011 5:43:02 AM
loot-heart$25.001/29/2011 5:40:01 AM
payout-reaction740$25.001/29/2011 5:57:44 AM
circustab$50.001/29/2011 6:22:30 AM
gilbrear$25.001/29/2011 6:36:29 AM
starlight31$50.001/29/2011 9:27:52 AM
fillholdingsllc$25.001/29/2011 8:22:51 AM
jmvingeorgia$30.001/29/2011 7:20:10 AM
pbo922$25.001/29/2011 9:18:27 AM
finance-mammalian2$25.001/29/2011 8:56:37 AM
the-profit-oracle$25.001/29/2011 9:08:53 AM
hunterMG$25.001/29/2011 9:09:42 AM
Finchy78$25.001/29/2011 11:24:09 AM
o0Sparrow0o$25.001/29/2011 12:22:55 PM
rapid-currency$25.001/29/2011 1:18:53 PM
homelender123$50.001/29/2011 10:41:16 AM
fairwealth$25.001/29/2011 1:18:37 PM
tranquil-revenue$50.001/29/2011 1:43:05 PM
papaloha$50.001/29/2011 2:34:49 PM
nickel-ferret$50.001/29/2011 2:57:58 PM
alands94$25.001/29/2011 3:32:41 PM
janus_god$25.001/29/2011 4:23:32 PM
thundermustard$50.001/29/2011 4:44:06 PM
us957165$25.001/29/2011 4:55:55 PM
PJE$25.001/29/2011 3:53:02 PM
jigs0910$50.001/29/2011 5:39:39 PM
bold-yield-rumbler$25.001/29/2011 6:02:50 PM
gjm6d$25.001/29/2011 9:10:19 PM
liberty-banker0$50.001/29/2011 9:18:30 PM
uncleharold$25.001/29/2011 7:54:46 PM
atina22$25.001/29/2011 11:53:11 PM
revenue-shepherd$25.001/29/2011 8:49:56 PM
Brain_m$25.001/30/2011 3:27:51 AM
MontanaDreamer$50.001/30/2011 4:47:11 AM
crasherFL$50.001/30/2011 4:51:34 AM
tidy-peace$50.001/30/2011 6:37:00 AM
dparkhom$25.001/30/2011 6:25:28 AM
shellback13$43.961/30/2011 7:14:05 AM
wisdompsalm118$50.001/30/2011 7:18:13 AM
drlevvis$50.001/30/2011 7:29:52 AM
CoinLaundrySales$25.561/30/2011 7:45:27 AM
rhodylend$25.001/30/2011 6:51:01 AM
CaptainKirk$100.001/30/2011 6:59:16 AM
Ananya$25.001/30/2011 7:01:40 AM
scottssm$52.001/30/2011 7:48:33 AM
ShhDragon$25.001/30/2011 7:40:51 AM
225 Investments
 
Borrower Payment Dependent Notes Series 491712
This series of Notes was issued and sold upon the funding of the borrower loan #46905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 8%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:2y 9m
Amount delinquent: $3,284 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $511Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 102%  
   Homeownership: No  
Screen name: gold-britches Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to make a fresh start...
Purpose of loan:
This loan will be used to pay off credit card debt in order to get ahead and feel relief from bills.

My financial situation:
I am a good candidate for this loan because I am a hard worker who has been employed in my current job for nearly three years. In the time I have been employed I have been promoted to a manager of my hair salon which yields a pay raise. I understand I am not a perfect person with perfect credit, but I am now serious about getting my finances together so I can become more stable in my life. I was a young person who abused my credit, and am now suffering the ramifications of my poor choices. I have credit debt which is run up and I cannot get?ahead because of the massively high interest rates stacked on top of each other. ?I have learned the error in my ways and have decided to turn over a new leaf by consolidating debt and really buckling down to pay off debt. I intend to use my tax return which is about $1000 to pay off smaller credit cards, and this loan to pay off one of my large credit cards.

Monthly net income: $ 2033

Monthly expenses: $
??Housing: $500
??Insurance: $50
??Car expenses: $ 0
??Utilities: $ 115
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 223????
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please can you tell me what the interest rate is on the credit card that you will pay off with this loan? - circle
A: Primarily with this loan I will pay off a delinquent account I have on my credit in hopes of raising my score. The rate on the card was 29%. Although I know the rate I am taking with this prosper loan is a tad higher it will allow me to combine some of these cards in one payoff, and ultimately pay more to the prosper loan than the minimum. If I pay more than the minimum it like reducing the rate on the loan. Please let me know if I can answer any other questions. Thank you (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
pembull$75.001/25/2011 9:59:14 AM
ultimate-peace$25.001/25/2011 10:04:32 AM
reflective-rupee$200.771/25/2011 10:49:26 AM
worthy-bid8$50.001/25/2011 1:54:40 PM
a-finance-nirvana$25.001/25/2011 9:59:12 AM
rescue$100.001/25/2011 10:03:00 AM
britches613$25.001/25/2011 4:49:15 PM
benefit-banshee$43.861/25/2011 1:50:59 PM
SolarMoonshine$25.001/25/2011 5:26:12 PM
Asian-Persuasion$25.001/26/2011 1:13:52 AM
brightest-fascinating-principal$25.001/25/2011 6:07:01 PM
tech310$50.001/26/2011 4:11:56 AM
doopers$25.001/26/2011 5:56:20 AM
blitzen40$25.001/26/2011 9:20:25 AM
bluehen00$25.001/26/2011 1:32:56 PM
entertaining-greenback2$25.001/26/2011 5:04:38 PM
Bob450$25.001/26/2011 8:12:41 PM
circle$100.001/26/2011 8:15:36 PM
Starfin-Capital-Management$135.001/27/2011 4:51:43 AM
wwwUniversal$25.001/26/2011 8:58:28 PM
UCLA4life$25.001/27/2011 6:04:33 AM
VJ_Financial$25.001/26/2011 9:18:13 PM
alexgalt$25.001/27/2011 12:51:29 AM
himistu22$25.001/27/2011 3:14:35 AM
interstellar$75.001/27/2011 8:22:55 AM
noobsaibot$25.001/27/2011 8:33:26 AM
YoungTaxMan$50.001/27/2011 9:38:50 AM
kegs$150.001/27/2011 10:36:37 AM
btormc5$30.001/27/2011 12:32:32 PM
worth-jedi5$28.971/27/2011 10:23:01 AM
bigattichouse$25.001/27/2011 1:04:16 PM
dynamic-platinum$25.001/27/2011 1:38:02 PM
rkhrdjp$25.001/27/2011 1:43:19 PM
2brotherslending$50.001/27/2011 1:58:36 PM
TheGameTable$100.001/27/2011 3:51:19 PM
lnrn$25.001/27/2011 4:08:50 PM
TCR3$29.571/27/2011 4:29:04 PM
velocity-solo$25.001/25/2011 9:59:56 AM
jasjac0105$25.001/25/2011 10:03:38 AM
vanklein$25.001/25/2011 2:07:57 PM
zone8$125.001/25/2011 2:23:27 PM
supreme-hope$25.001/26/2011 10:11:39 AM
Cessna172$25.001/26/2011 7:15:30 AM
loss-of-control$50.001/26/2011 7:56:26 AM
S-Master$50.001/26/2011 2:42:31 PM
shrewd-income$25.001/26/2011 7:30:12 PM
mrxtravis$25.001/26/2011 8:40:06 PM
Artist_Blue$25.001/27/2011 6:04:30 AM
carrinel$119.351/27/2011 6:52:02 AM
impala6464$50.001/26/2011 9:17:57 PM
heroic-benefit$200.001/27/2011 8:22:26 AM
asset-professor$25.001/27/2011 12:14:17 PM
Jack55304$65.291/27/2011 12:59:04 PM
jybank$25.001/27/2011 11:09:39 AM
zenzorba$25.001/27/2011 2:26:18 PM
proper-revenue7$25.001/27/2011 3:45:36 PM
impressive-openness7$25.001/27/2011 11:46:34 AM
Speculator$25.001/27/2011 1:39:37 PM
Elevate2012$25.001/27/2011 2:54:38 PM
courteous-note1$125.001/27/2011 3:17:55 PM
JauaFlash$25.001/27/2011 3:26:47 PM
nanaof7$25.001/27/2011 3:46:59 PM
62 Investments
 
Borrower Payment Dependent Notes Series 491774
This series of Notes was issued and sold upon the funding of the borrower loan #46942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $240.42
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1994 Debt/Income ratio: 13%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,559Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: durability-awakening9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
durability-awakening9
Purpose of loan:
This loan will be used to? Pay down some debts.? To help with my responsibilities for my sons wedding.? Also?to help my daughter with additional medical costs. She is going to make me a grandpap. I want to have this extra money so I can be a good father and unfortunately that does include money.

My financial situation:
I am a good candidate for this loan because?I am a VERY hard and VERY loyal worker. I take as much call that I can, ?to make extra money.? I am also able to take courses @ my job which will raise my salary, and I do this.? My wife told me I?should just live @ work.? I also budget and make sure I have all the payments included and paid. I must be old fashion and have old fashion values when it comes to supporting my family as best I can.? We live a simple life and don't even try to keep up with the Jone's. I have figured it out and I have enough to pay this extra payment.? Thank You.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Thanks for taking the time to list your monthly net income and list all your monthly expenses so bidders may make an informed decision and addressing the negative aspects of your credit. - jpblan11
A: Income $2,200/$2,800. Rent $695 + water & sewage $70. Electric $200. Gas $150 winter other $50. Cable bundle $148. Car Ins. $140. Credt cards x 2-$185 & $100. Cell Ph. $66. Life Ins. x 2, $90. Wife credit cr. x 2- $20 & $20. AES-$68. (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.001/25/2011 9:58:02 AM
Pulchritudinous$25.001/25/2011 9:58:21 AM
velocity-solo$60.001/25/2011 9:58:37 AM
economy-orchid$30.001/25/2011 9:58:51 AM
american6$100.001/25/2011 9:59:52 AM
honorable-yield$25.001/25/2011 10:00:26 AM
C_Mark$100.001/25/2011 10:01:31 AM
marketplace-cello5$25.001/25/2011 10:01:40 AM
Redmond$25.001/25/2011 10:01:47 AM
mtnbikemania$50.001/25/2011 10:01:56 AM
steiglends$250.001/25/2011 10:04:19 AM
credit-investor5$50.001/25/2011 10:01:35 AM
organized-payment6$50.001/25/2011 9:58:35 AM
Rick7925$25.001/25/2011 9:58:48 AM
wise-rupee-sanctuary$50.001/25/2011 9:59:43 AM
simplelender80$100.001/25/2011 10:00:19 AM
chibear34$25.001/25/2011 4:56:41 PM
srilm$50.001/25/2011 1:44:47 PM
proud-silver0$50.001/25/2011 5:35:01 PM
LeReve$100.001/25/2011 4:42:21 PM
pilot1723$25.001/26/2011 4:25:02 AM
imdave4me$25.001/26/2011 10:01:43 AM
subtle-revenue0$25.001/26/2011 3:27:31 AM
integrity-hawk$50.001/26/2011 10:12:32 AM
oskizzle$25.001/26/2011 7:06:42 AM
tech310$50.001/26/2011 4:11:45 AM
efficient-treasure0$25.001/26/2011 6:17:04 AM
DeesBar$25.001/26/2011 12:08:12 PM
100units$50.001/26/2011 9:46:01 AM
jayh888$27.141/26/2011 11:20:33 AM
doncm$50.001/26/2011 3:08:12 PM
SoyLover$50.001/26/2011 3:58:58 PM
skuba$75.001/26/2011 4:05:59 PM
roman1998$50.001/26/2011 4:56:13 PM
astute-benjamins$25.001/26/2011 4:23:51 PM
ms48105$25.001/26/2011 4:56:51 PM
Artist_Blue$25.001/26/2011 7:04:15 PM
dpjd$50.001/26/2011 7:08:10 PM
gavinsp$25.001/27/2011 6:15:44 AM
valiant-liberty4$25.001/26/2011 11:39:06 PM
arbor1$25.001/26/2011 10:47:01 PM
MacBrandon$25.001/27/2011 3:39:04 AM
lanlie$189.561/27/2011 6:09:26 AM
treasure-dreamer7$50.001/27/2011 9:08:04 AM
diligent-kindness9$25.001/27/2011 9:29:48 AM
OregonDane$25.001/27/2011 12:10:20 PM
MadHun$50.001/27/2011 1:43:37 PM
GoldenGo4$100.001/27/2011 10:26:19 AM
saxeman$25.001/27/2011 2:19:31 PM
moola-escalator$30.001/27/2011 11:42:54 AM
nimble-nickel$25.001/27/2011 10:40:33 AM
ExtraIncome$25.001/27/2011 12:21:15 PM
JGONZ13850$25.001/27/2011 3:21:16 PM
AuroraRobbin$50.001/27/2011 1:37:33 PM
greenback-bull6$50.001/27/2011 5:14:33 PM
ferdberfel$50.001/27/2011 5:02:50 PM
cvlender$50.001/27/2011 5:17:59 PM
helpinghand63$25.001/27/2011 6:32:45 PM
tsui517$50.001/27/2011 6:32:50 PM
revenue-pipeline$25.001/27/2011 6:34:25 PM
KHU2-B$25.001/27/2011 6:34:44 PM
maldok1$25.001/27/2011 6:34:54 PM
rdav$25.001/27/2011 6:35:01 PM
power-trophy7$25.001/27/2011 6:35:06 PM
greenback-guard$25.001/27/2011 6:35:36 PM
Residuum$50.001/27/2011 6:19:31 PM
fiddlerzvi$50.001/27/2011 6:32:37 PM
langdonx$50.001/27/2011 6:32:42 PM
gold-sushi$25.001/27/2011 6:33:04 PM
ptjg$40.321/27/2011 6:33:20 PM
credit-kahuna$50.001/27/2011 6:34:21 PM
otto1939$50.001/27/2011 6:34:34 PM
objective-investor$150.001/27/2011 6:35:27 PM
investment-comet$25.001/27/2011 6:30:48 PM
Katburg$33.631/27/2011 6:44:00 PM
SafeSaxa$30.001/27/2011 6:32:48 PM
dinero-speaker$25.001/27/2011 6:33:31 PM
homestarrunner$50.001/27/2011 6:34:31 PM
finance_mba$25.001/27/2011 6:34:49 PM
market-assembler$50.001/27/2011 6:35:02 PM
first-upright-payout$25.001/27/2011 6:35:17 PM
jamiee73$25.001/27/2011 6:44:16 PM
freyjabj$25.001/25/2011 9:58:44 AM
M34ME$50.001/25/2011 9:58:58 AM
genius520$100.001/25/2011 10:00:12 AM
ursus$100.001/25/2011 10:00:54 AM
rolandweary$25.001/25/2011 10:01:10 AM
indomitable-coin$25.001/25/2011 12:08:37 PM
jazzlender$25.001/25/2011 9:57:14 AM
nybanker85$50.001/25/2011 9:58:53 AM
the-enterprising-leverage$25.001/25/2011 10:01:23 AM
nanda$100.001/25/2011 10:02:18 AM
paladin847$50.001/25/2011 10:02:25 AM
upright-silver$25.001/25/2011 10:12:56 AM
natedog666$100.001/25/2011 11:51:34 AM
radforj22$25.001/25/2011 9:59:19 AM
skiberdad$50.001/25/2011 10:02:04 AM
dpries123$25.001/25/2011 10:07:27 AM
RonninGhost$32.421/25/2011 4:52:05 PM
balance-force$31.001/25/2011 4:55:30 PM
Nordzee$50.001/25/2011 7:41:49 PM
bowdish1$50.001/25/2011 6:42:31 PM
trade-surge3$50.001/25/2011 8:28:06 PM
harty$50.001/26/2011 10:12:15 AM
syounker$25.001/26/2011 7:02:04 AM
LongJohn4263$25.001/26/2011 8:06:57 AM
rate-rapture8$50.001/26/2011 9:32:33 AM
340$27.661/26/2011 11:18:12 AM
TSC$100.001/26/2011 2:02:42 PM
worldly-community3$50.001/26/2011 2:03:13 PM
Proactive-Financial-Lending$25.001/26/2011 4:51:14 PM
commerce-yeller$50.001/26/2011 3:57:39 PM
worthy-bid8$50.001/26/2011 4:05:45 PM
nuts$25.001/26/2011 5:04:51 PM
blue-open-wampum$25.001/26/2011 5:05:15 PM
museic1$50.001/26/2011 5:07:20 PM
Oak-Parker$25.001/26/2011 7:04:56 PM
five-star-justice$36.001/26/2011 7:14:38 PM
the-profit-oracle$25.001/26/2011 8:59:41 PM
auction-sage$25.811/26/2011 9:17:00 PM
paramjit$25.001/26/2011 8:13:18 PM
orderly-gain8$25.001/27/2011 12:01:26 AM
DSFinancial$50.001/26/2011 9:48:09 PM
grf1945$25.001/27/2011 9:15:41 AM
gustavholstopus32$25.001/27/2011 4:56:08 AM
golden-finance7$50.001/27/2011 9:55:12 AM
Medops911$25.001/27/2011 10:09:42 AM
pugmalion$25.001/27/2011 7:52:55 AM
stolan$48.571/27/2011 5:49:03 AM
rebelduke$50.001/27/2011 7:17:57 AM
glc527$25.001/27/2011 7:45:22 AM
exuberant-dime$50.001/27/2011 9:33:35 AM
knark$25.001/27/2011 11:52:37 AM
Casman8815$25.001/27/2011 12:28:25 PM
bunnybear$26.871/27/2011 10:26:14 AM
responsible-vigilance8$25.001/27/2011 11:59:44 AM
StreetJustice$50.001/27/2011 10:43:38 AM
Ripsaw4U$50.001/27/2011 4:21:24 PM
mchoreography$50.001/27/2011 1:53:47 PM
rkhrdjp$75.001/27/2011 3:40:48 PM
MJFinancial$50.001/27/2011 4:20:11 PM
kmr2$100.001/27/2011 4:22:58 PM
top-epic-community$50.001/27/2011 4:19:41 PM
wonderful-dime$25.001/27/2011 6:32:40 PM
cassius84$25.001/27/2011 6:32:46 PM
WLenders$50.001/27/2011 6:32:52 PM
PatRichi$25.001/27/2011 6:33:01 PM
nickel-ferret$48.841/27/2011 6:33:14 PM
authentic-liberty7$25.001/27/2011 6:33:30 PM
gt1687c$50.001/27/2011 6:34:51 PM
GElender$50.001/27/2011 6:34:59 PM
Streetfighter$50.001/27/2011 6:35:04 PM
Cheburashka$25.001/27/2011 6:44:28 PM
TribecaFunding$50.001/27/2011 6:32:39 PM
peso-colonel$50.001/27/2011 6:32:44 PM
hrubinst$50.001/27/2011 6:33:24 PM
pensacolaborn$50.001/27/2011 6:34:23 PM
mizon291$50.001/27/2011 6:34:38 PM
be_wise$25.001/27/2011 6:35:03 PM
Ivan2007$50.001/27/2011 6:35:23 PM
Weaverville$25.001/27/2011 6:32:11 PM
cathexis$25.001/27/2011 6:32:41 PM
julijask$45.001/27/2011 6:32:59 PM
lostontheedge$25.001/27/2011 6:33:22 PM
studious-bonus7$100.001/27/2011 6:33:28 PM
conceptpi$25.001/27/2011 6:34:26 PM
golden-wealth2$50.001/27/2011 6:34:46 PM
downtownfarm$25.001/27/2011 6:34:56 PM
lagnisiruk$25.001/27/2011 6:35:05 PM
heavenly-repayment4$25.001/27/2011 6:35:09 PM
170 Investments
 
Borrower Payment Dependent Notes Series 491880
This series of Notes was issued and sold upon the funding of the borrower loan #46814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1996 Debt/Income ratio: 14%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 39 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,823Stated income:$50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: openness-generator Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
quickmoney
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.001/26/2011 6:20:29 PM
EarlyRiser$250.001/26/2011 6:55:13 PM
wise-rupee-sanctuary$50.001/26/2011 6:38:16 PM
genius520$100.001/26/2011 6:38:48 PM
precious-coin3$50.001/26/2011 6:13:00 PM
rescue$100.001/26/2011 6:55:35 PM
mickeyroi$25.001/26/2011 7:32:45 PM
lloyd_s$25.001/26/2011 8:08:26 PM
Artist_Blue$25.001/27/2011 2:53:11 AM
head$25.001/27/2011 8:27:15 AM
glenium$25.001/27/2011 3:15:40 AM
dedicated-diversification5$29.551/27/2011 3:23:16 AM
tech310$50.001/27/2011 12:49:40 AM
greencat$50.001/27/2011 7:14:45 AM
Speculator$25.001/27/2011 1:39:52 PM
Bocephus1959$25.001/27/2011 5:14:11 PM
impala6464$50.001/27/2011 6:16:11 PM
gain-gourd$75.001/27/2011 7:33:29 PM
EBITDA$25.001/27/2011 9:40:28 PM
GoldenGo4$50.001/27/2011 11:31:56 PM
HHP$50.001/27/2011 9:39:50 PM
Hambone1111$25.001/27/2011 11:17:42 PM
icon7$30.001/28/2011 4:27:50 AM
lovely-order7$26.781/28/2011 5:19:10 AM
feb217$25.001/28/2011 5:38:31 AM
wise-silver-wonder$25.001/28/2011 1:14:47 AM
wampum-chorus3$25.001/28/2011 5:45:07 AM
wwwUniversal$25.001/28/2011 1:18:32 AM
Evolver$50.001/26/2011 6:31:03 PM
velocity-solo$30.001/26/2011 6:38:28 PM
ultimate-peace$25.001/26/2011 6:39:06 PM
MAYBROOK$25.001/26/2011 7:17:22 PM
SqueezeKing$25.001/26/2011 7:44:57 PM
Bob450$25.001/26/2011 10:48:18 PM
leverage-monger$70.001/26/2011 9:28:05 PM
UCLA4life$25.001/27/2011 6:04:32 AM
Moe87$27.751/27/2011 3:36:04 AM
drjekyllus$25.001/27/2011 12:18:47 PM
asset-professor$25.001/27/2011 12:14:02 PM
worthy-bid8$50.001/27/2011 4:28:57 PM
finance-magma7$25.001/27/2011 8:38:29 PM
engbusres$40.001/27/2011 8:41:37 PM
Drewkeeper$25.001/27/2011 9:44:34 PM
wild-orange$25.001/28/2011 1:24:16 AM
J-Rott$50.001/27/2011 9:40:15 PM
B2152$25.001/28/2011 4:45:43 AM
One_Lolo$25.001/28/2011 5:47:40 AM
47 Investments
 
Borrower Payment Dependent Notes Series 491948
This series of Notes was issued and sold upon the funding of the borrower loan #46939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $103.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2000 Debt/Income ratio: 9%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 21 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,056Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: payout-driver6 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
I plan on using this loan to purchase several items for my family for recreational purposes. I am employed full time as a Police Officer and have been for just under 8 years. Prior to that I was employed as a full time Correctional Officer for a year. I have a good credit rating which last I checked was over 700. I have no plans to make any major near future purchases.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
wise-rupee-sanctuary$50.001/26/2011 10:47:33 AM
marketplace-cello5$25.001/26/2011 10:48:31 AM
rate-rapture8$50.001/26/2011 10:51:55 AM
radforj22$25.001/26/2011 10:43:31 AM
paladin847$50.001/26/2011 10:49:28 AM
JustMee$25.001/26/2011 10:53:58 AM
cerebral-dollar773$127.391/26/2011 11:08:03 AM
mtnbikemania$50.001/26/2011 10:48:47 AM
LeReve$100.001/26/2011 10:49:56 AM
C_Mark$100.001/26/2011 10:48:16 AM
DasMula$56.841/26/2011 10:51:50 AM
vine99$90.001/26/2011 10:41:47 AM
jazzlender$50.001/26/2011 10:42:37 AM
enthralling-deal180$50.001/26/2011 10:43:12 AM
inspire22$50.001/26/2011 10:47:21 AM
genius520$100.001/26/2011 10:47:49 AM
honorable-yield$25.001/26/2011 10:48:02 AM
velocity-solo$50.001/26/2011 10:48:12 AM
subtle-revenue0$25.001/26/2011 10:50:10 AM
harty$50.001/26/2011 10:52:22 AM
EngineersAlliance$100.001/26/2011 10:57:26 AM
JohnWS$100.001/26/2011 11:03:34 AM
reflective-rupee$500.771/26/2011 11:04:28 AM
EarlyRiser$250.001/26/2011 11:06:30 AM
selector568$400.001/26/2011 10:44:00 AM
commerce-yeller$25.001/26/2011 10:46:35 AM
enchanted-yield4$50.001/26/2011 10:47:26 AM
american6$100.001/26/2011 10:47:42 AM
simplelender80$100.001/26/2011 10:47:56 AM
rolandweary$25.001/26/2011 10:48:07 AM
Redmond$25.001/26/2011 10:48:41 AM
ursus$100.001/26/2011 10:49:17 AM
interstellar$75.001/26/2011 10:57:33 AM
33 Investments
 
Borrower Payment Dependent Notes Series 492200
This series of Notes was issued and sold upon the funding of the borrower loan #46823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-30-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $240.91
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2004 Debt/Income ratio: 12%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,537Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: leverage-commander1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will use this loan for two purposes. First I will move the balance of a credit card which has a slightly higher interest rate to this loan. Second my brother recently lost his job and I will be paying his rent and car payment for a few months. This loan will allow me to assist him with his immediate needs without suffering as major of an impact on my budget.

My financial situation:
I am a good candidate for this loan because I am a software consultant with an excellent work history as well as an established record of paying debt on time.

Monthly net income: $6000

Monthly expenses: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.001/28/2011 5:04:01 PM
impressive-credit431$100.001/28/2011 5:04:10 PM
rolandweary$25.001/28/2011 5:07:40 PM
MadHun$50.001/28/2011 5:08:34 PM
gain-gourd$100.001/28/2011 5:08:47 PM
JustMee$25.001/28/2011 5:01:15 PM
jazzlender$25.001/28/2011 5:03:48 PM
tech310$50.001/28/2011 5:06:42 PM
Oakland$50.001/28/2011 5:46:47 PM
american6$100.001/28/2011 5:07:23 PM
simplelender80$100.001/28/2011 5:07:29 PM
ursus$100.001/28/2011 5:08:10 PM
marketplace-cello5$25.001/28/2011 5:07:53 PM
rjleves$25.001/28/2011 5:08:58 PM
GoldenGo4$50.001/28/2011 5:08:26 PM
one-midas$50.001/28/2011 5:09:05 PM
sensible-order2$100.001/28/2011 5:10:27 PM
point-pinnacle$25.001/28/2011 10:11:11 PM
vutah$50.001/28/2011 10:48:01 PM
RandyL3$25.001/28/2011 11:43:09 PM
euphoria8$25.001/29/2011 12:45:34 AM
circustab$50.001/29/2011 6:20:51 AM
Figure4$25.001/29/2011 6:23:36 AM
Finchy78$25.001/29/2011 6:47:36 AM
jayk63$25.001/29/2011 5:03:35 AM
spiff666$25.001/29/2011 8:24:22 AM
Johnab$25.001/29/2011 7:07:39 AM
towering-dinero$25.001/29/2011 7:18:01 AM
FinanceEngine$25.001/29/2011 7:27:04 AM
DADOF1$25.001/29/2011 7:43:55 AM
homelender123$30.001/29/2011 10:42:57 AM
1SteelerFan$30.001/29/2011 10:57:12 AM
loanman2007$75.001/29/2011 11:34:22 AM
Peterman$25.001/29/2011 12:30:06 PM
BuckeyeBanker$50.001/29/2011 12:38:21 PM
Tizzo27$50.001/29/2011 12:52:09 PM
klemer$25.001/29/2011 2:41:37 PM
jaredk821$100.001/29/2011 4:18:10 PM
bold-yield-rumbler$25.001/29/2011 6:03:00 PM
reward-tsunami7$50.001/29/2011 5:02:55 PM
SOP_Bank$25.001/29/2011 7:49:10 PM
UCSBGAUCHOS$27.501/29/2011 8:57:39 PM
gjm6d$25.001/29/2011 9:12:08 PM
adir1$60.001/29/2011 9:44:13 PM
SamuelChee$32.231/29/2011 10:00:59 PM
fishintime$100.001/29/2011 8:44:54 PM
Spartamare$50.001/30/2011 1:49:08 AM
pythia$25.001/30/2011 5:37:17 AM
BeatrixKiddo$25.001/29/2011 10:30:48 PM
greenbfin$25.001/29/2011 11:46:44 PM
juxtapose$25.001/30/2011 6:41:03 AM
Chillito$39.671/30/2011 12:55:58 AM
cash-queen$30.001/30/2011 1:07:16 AM
shellback13$100.001/30/2011 7:10:15 AM
LSAR$33.001/30/2011 4:13:56 AM
Ananya$25.001/30/2011 7:02:57 AM
greekgst99$25.001/30/2011 7:05:51 AM
toronado$50.001/30/2011 9:09:19 AM
berkeleylender$25.001/30/2011 9:20:44 AM
conductor146$25.001/30/2011 7:58:28 AM
profitable-money$25.001/30/2011 9:44:04 AM
a-finance-nirvana$25.001/30/2011 10:47:58 AM
guardian3$30.001/30/2011 10:51:55 AM
platinum-czar$124.361/30/2011 10:57:09 AM
platinum-czar$100.001/30/2011 10:54:51 AM
organized-payment6$50.001/28/2011 5:07:14 PM
enchanted-yield4$50.001/28/2011 5:07:20 PM
genius520$100.001/28/2011 5:07:25 PM
commerce-yeller$25.001/28/2011 5:03:52 PM
orderly-leverage$100.001/28/2011 5:10:34 PM
radforj22$35.001/28/2011 5:04:16 PM
DasMula$25.001/28/2011 5:22:02 PM
CE88$35.001/28/2011 5:24:17 PM
velocity-solo$50.001/28/2011 5:07:08 PM
mtnbikemania$50.001/28/2011 5:07:57 PM
honorable-yield$25.001/28/2011 5:07:35 PM
paladin847$50.001/28/2011 5:08:15 PM
exuberant-dime$50.001/28/2011 5:08:22 PM
gold-tsunami$50.001/28/2011 5:08:53 PM
peripatetic$25.001/28/2011 5:13:37 PM
SolarMoonshine$25.001/28/2011 5:17:27 PM
Nusk$40.001/28/2011 10:00:29 PM
Reddy_Capital$25.001/28/2011 11:00:08 PM
reflective-rupee$100.771/28/2011 6:38:26 PM
credit-force5$50.001/28/2011 11:38:21 PM
BlessedEveryDay$25.001/28/2011 7:09:49 PM
loantigger$50.001/28/2011 9:03:14 PM
cake7$25.001/28/2011 9:44:23 PM
point-pinnacle$25.001/28/2011 10:13:20 PM
MissionMicroFinance$25.001/29/2011 2:49:38 AM
goodhearted-basis4$25.001/29/2011 4:23:36 AM
RyanTH9893$28.081/29/2011 5:27:09 AM
Leshan$75.001/29/2011 6:20:23 AM
diversifed$50.001/29/2011 5:39:18 AM
rockhound84$25.001/29/2011 5:54:00 AM
TigerForce$25.001/29/2011 4:58:08 AM
entertaining-greenback2$25.001/29/2011 5:16:55 AM
emosspot$25.001/29/2011 6:26:44 AM
Sol_Invictus$25.001/29/2011 8:05:46 AM
Techne_Funds_LLC$25.001/29/2011 6:29:22 AM
zooom7$50.001/29/2011 7:22:22 AM
wojo$25.001/29/2011 7:25:51 AM
FundMaker$28.001/29/2011 8:37:15 AM
fishcreek$25.001/29/2011 10:03:17 AM
starlight31$50.001/29/2011 9:28:03 AM
E-B$50.001/29/2011 10:02:21 AM
EarlyRiser$250.001/29/2011 10:08:09 AM
auction-seeker$25.001/29/2011 11:16:18 AM
loss-of-control$50.001/29/2011 10:29:30 AM
cpblue79$50.001/29/2011 2:37:55 PM
platinum-sorcerer6$50.001/29/2011 1:18:24 PM
crippledcircus$36.191/29/2011 1:20:20 PM
new-truth-chuckler$50.001/29/2011 1:24:17 PM
balance-force$35.001/29/2011 2:16:55 PM
jybank$25.001/29/2011 2:38:29 PM
ironfox$25.001/29/2011 3:51:04 PM
moola-pillow$25.001/29/2011 9:14:41 PM
sweet-social2$35.001/29/2011 7:19:16 PM
will0126$47.651/29/2011 9:49:52 PM
lukeskywalkerkp$27.001/29/2011 11:02:24 PM
blue-euro-entrepreneur$25.001/30/2011 12:49:28 AM
a-wealth-visionary$50.001/30/2011 1:41:12 AM
seth70810$150.001/29/2011 11:29:34 PM
ladderskibum$100.001/30/2011 6:35:58 AM
CoinLaundrySales$29.001/30/2011 7:47:36 AM
economy-popcorn$25.001/30/2011 7:04:51 AM
bondhedger$25.001/30/2011 8:19:26 AM
scordo326$25.001/30/2011 8:31:35 AM
rkhrdjp$25.001/30/2011 8:31:19 AM
TelegramSam$25.001/30/2011 8:52:59 AM
papy$25.001/30/2011 7:43:31 AM
hard-working-loot$25.001/30/2011 9:18:20 AM
blue-dollar-viking$25.001/30/2011 9:29:39 AM
wayman$50.001/30/2011 7:58:18 AM
beachfunder$50.001/30/2011 8:05:00 AM
moneysong$500.001/30/2011 8:15:45 AM
best-unbeatable-transaction$50.001/30/2011 10:02:35 AM
southIT$50.001/30/2011 8:30:26 AM
paixbouche$50.001/30/2011 8:41:44 AM
ore-jedi$40.001/30/2011 9:12:42 AM
Supervark$55.001/30/2011 9:28:15 AM
cvfriend$100.001/30/2011 10:02:31 AM
orangefob7$42.001/30/2011 10:27:46 AM
Socorro_Capital_Partners$25.001/30/2011 10:54:08 AM
steady-return0$25.001/30/2011 10:52:50 AM
LeReve$50.001/30/2011 10:23:28 AM
social-comet224$25.001/30/2011 10:25:30 AM
147 Investments
 
Borrower Payment Dependent Notes Series 491151
This series of Notes was issued and sold upon the funding of the borrower loan #46920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,800.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $195.40
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1996 Debt/Income ratio: 28%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,083Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: healthy-investment0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,700.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2009)
 
Principal balance: $1,879.39 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Closing out my last two credit card
Purpose of loan:
Thank your for viewing my listing, I would like to use this loan to pay off my first Prosper loan and my last two credit card balances.

My financial situation:
I am a good candidate for this loan because I have a steady career; I have been with my agency over four years. I have proven to the Prosper community that I?m a qualified borrower by never missing a payment on my first loan. I have worked extremely hard over the past 6 years in order to improve my credit history; I have consistently made all payments on my credit cards and auto loan over the time period. All my accounts are in good standing and this loan will help erase the headache of increasing interest rates on my credit cards. The loan will pay up my remaining credit cards and pay my first Prosper loan in full.

Monthly net income: $ 2300-$2600

Monthly expenses: $ 1600

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$25.001/22/2011 11:21:50 AM
credit-bliss8$25.001/22/2011 11:23:33 AM
organized-payment6$50.001/22/2011 11:25:37 AM
bowdish1$50.001/22/2011 11:27:47 AM
velocity-solo$50.001/22/2011 11:29:16 AM
DasMula$37.441/22/2011 11:30:12 AM
jjswanso$50.001/22/2011 11:30:41 AM
wise-deal-panda$50.001/22/2011 11:26:19 AM
kmr2$100.001/22/2011 11:26:28 AM
wise-rupee-sanctuary$50.001/22/2011 11:26:38 AM
C_Mark$100.001/22/2011 11:30:03 AM
Redmond$25.001/22/2011 11:31:53 AM
enthralling-deal180$75.001/22/2011 11:22:22 AM
a_salt_miner$25.001/22/2011 2:22:27 PM
somebody32$50.001/22/2011 12:00:08 PM
rdking647$35.001/22/2011 12:00:22 PM
Rick7925$25.001/22/2011 2:42:36 PM
american6$100.001/22/2011 11:27:00 AM
skuba$75.001/22/2011 11:27:28 AM
credit-panda1$25.001/22/2011 12:26:21 PM
honorable-yield$25.001/22/2011 11:28:21 AM
ursus$100.001/22/2011 11:28:29 AM
DoctorJoe$25.001/22/2011 12:57:59 PM
credit-investor5$50.001/22/2011 11:30:23 AM
ThomasC$50.001/22/2011 11:30:34 AM
bss97603$50.001/22/2011 1:31:24 PM
indomitable-coin$25.001/22/2011 11:31:59 AM
best-listing-toro$25.001/22/2011 12:33:33 PM
dime-sitar$30.001/22/2011 7:35:29 PM
kc_dude$25.001/22/2011 2:15:58 PM
TNG812$25.001/22/2011 11:52:44 PM
skiberdad$50.001/22/2011 4:08:36 PM
happyinvallarta$50.001/23/2011 5:31:48 AM
sensible-gain884$25.001/23/2011 5:47:29 AM
ac787$25.001/23/2011 5:49:31 AM
chameleon125$50.001/23/2011 6:31:04 AM
rcj1411$50.001/22/2011 10:04:44 PM
SC2TX$200.001/23/2011 9:04:19 AM
investment-artist$50.001/23/2011 10:19:38 AM
RIVERHTS$50.001/23/2011 11:02:35 AM
AGSLending$36.031/23/2011 5:23:01 AM
9skyrider$25.001/23/2011 7:51:34 AM
CASSHMAN$150.001/23/2011 9:24:18 AM
auction-workhorse679$25.001/23/2011 6:07:05 AM
graceful-credit5$50.001/23/2011 8:34:34 AM
loanman2007$200.001/23/2011 10:04:58 AM
rosebudrn$32.361/23/2011 12:17:27 PM
Pulchritudinous$25.001/23/2011 12:41:56 PM
wampum-ecstasy7$25.001/23/2011 1:17:50 PM
strgazr8888$25.001/23/2011 2:27:04 PM
flexible-value$100.001/22/2011 11:26:07 AM
genius520$100.001/22/2011 11:28:01 AM
marketplace-cello5$25.001/22/2011 11:30:57 AM
tech310$50.001/22/2011 11:21:04 AM
principal-bull$25.001/22/2011 11:23:26 AM
rolandweary$25.001/22/2011 11:29:02 AM
worldly-community3$50.001/22/2011 11:29:50 AM
steiglends$250.001/22/2011 11:31:14 AM
enthusiastic-balance5$100.001/22/2011 11:31:39 AM
american-investor$35.671/22/2011 1:17:56 PM
jazzlender$25.001/22/2011 11:21:33 AM
simplelender80$100.001/22/2011 11:28:11 AM
museic1$50.001/22/2011 11:28:44 AM
the-enterprising-leverage$25.001/22/2011 11:29:28 AM
Domgabriel$25.001/22/2011 11:31:23 AM
reflective-rupee$100.771/22/2011 1:35:41 PM
responsibility-cherry6$50.001/22/2011 3:36:07 PM
powerful-finance7$25.001/22/2011 11:48:28 AM
poolshark72$25.001/22/2011 2:38:16 PM
goodhearted-basis4$25.001/22/2011 11:57:29 AM
sweety075$25.001/22/2011 3:48:47 PM
SelectTrustLending$25.001/22/2011 3:07:40 PM
Chewbaca$25.001/22/2011 12:00:49 PM
Hartfelt$25.001/22/2011 12:12:41 PM
blue-useful-auction$25.001/22/2011 4:33:34 PM
mtnbikemania$50.001/22/2011 3:59:31 PM
penny-plato$50.001/22/2011 4:52:53 PM
wilmajean$50.001/23/2011 4:06:57 AM
FlyingBobo$25.001/23/2011 6:58:04 AM
KirosPOS$50.001/22/2011 11:01:15 PM
papaloha$25.001/22/2011 11:53:17 PM
jodilee31$50.001/22/2011 4:23:01 PM
chekat$25.001/23/2011 11:24:23 AM
TommyTucker$30.001/22/2011 4:54:38 PM
open-minded-finance1$25.001/23/2011 5:33:47 AM
enterprising-diversification5$25.001/23/2011 11:52:21 AM
coloradoloanman$25.001/23/2011 6:10:57 AM
Scotcha$50.001/22/2011 6:14:31 PM
first-serene-credit$25.001/22/2011 6:25:28 PM
ready-vigilance3$28.291/23/2011 12:35:12 PM
nickel-position$25.001/23/2011 2:00:23 PM
rpg$25.001/23/2011 8:23:37 AM
credit-coach118$35.001/23/2011 2:07:46 PM
enthusiastic-ore5$30.001/23/2011 4:55:10 AM
Kiwi0601$50.001/23/2011 5:28:30 AM
JM-Sarawak$50.001/23/2011 6:20:37 AM
asdf9876$25.001/23/2011 3:11:57 PM
eric731$50.001/23/2011 2:45:09 PM
Corellia$100.001/23/2011 2:40:24 PM
secureincome$1,111.001/23/2011 3:43:37 PM
100 Investments
 
Borrower Payment Dependent Notes Series 491387
This series of Notes was issued and sold upon the funding of the borrower loan #46933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $99.39
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1993 Debt/Income ratio: 20%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:34y 5m
Amount delinquent: $25 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,214Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: hagen Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 92% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 8% )  
580-599 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
swnbradford47
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.001/21/2011 10:52:56 AM
enthusiastic-balance5$100.001/21/2011 10:41:52 AM
jazzlender$25.001/21/2011 10:47:36 AM
jjswanso$50.001/21/2011 11:18:45 AM
Jack55304$100.001/21/2011 10:52:53 AM
golffish2$50.001/21/2011 10:41:18 AM
HHP$50.001/21/2011 11:14:05 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:52 AM
ingenious-interest1$50.001/21/2011 10:58:07 AM
velocity-solo$30.001/21/2011 11:01:06 AM
LivingInvestments01$25.001/21/2011 2:04:31 PM
Investoman$100.001/21/2011 3:51:05 PM
elvisloans$25.001/21/2011 1:29:33 PM
careful-note$50.001/21/2011 3:38:15 PM
ethicalhumanist$25.001/21/2011 1:02:33 PM
goodhearted-basis4$25.001/21/2011 4:56:33 PM
umfan123$25.001/21/2011 6:24:03 PM
SolarMoonshine$25.001/21/2011 3:54:26 PM
frogperson$200.001/21/2011 5:31:43 PM
Mikale360$25.001/21/2011 5:34:48 PM
Gandalf0001$25.001/21/2011 6:26:41 PM
bid-czar8$50.001/21/2011 5:45:58 PM
mikeandcat$69.581/21/2011 6:10:39 PM
capital-halo1$500.001/21/2011 11:07:54 AM
hidavehi$25.041/21/2011 11:42:11 AM
credit-sycamore4$100.001/21/2011 11:19:20 AM
genius520$100.001/21/2011 11:09:06 AM
wise-agile-investment$25.001/21/2011 2:49:54 PM
vanklein$25.001/21/2011 2:53:42 PM
zorg77$25.001/21/2011 3:21:50 PM
JustMee$25.001/21/2011 11:24:41 AM
mlj0671$25.001/21/2011 12:04:38 PM
loss-of-control$75.001/21/2011 2:03:50 PM
one-midas$25.001/21/2011 12:42:54 PM
leverage-monger$25.001/21/2011 2:53:14 PM
vutah$25.001/21/2011 2:28:23 PM
sweety075$25.001/21/2011 6:22:40 PM
MoneyForNothing$0.381/21/2011 6:43:15 PM
wwwUniversal$25.001/21/2011 5:47:28 PM
wisconsinvestor$100.001/21/2011 5:43:40 PM
EBITDA$25.001/21/2011 5:48:10 PM
mikeandcat$50.001/21/2011 6:21:31 PM
entertaining-greenback2$25.001/21/2011 6:34:30 PM
urcabinetguy$25.001/21/2011 6:43:09 PM
44 Investments
 
Borrower Payment Dependent Notes Series 491611
This series of Notes was issued and sold upon the funding of the borrower loan #46820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 11%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $70,430Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: careful-credit418 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Little Boost for the Groom
The purpose of this loan will be to get a little boost for my wedding, which will take place in May 1, 2011.
I have most of the finances covered for the wedding, but there are always expenses that pop up unexpectedly.
It is my desire to have cash in my pocket to cover any unexpected expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you explain how you plan to service this loan? Could you elaborate on your current employment and stated income. How will your income change after marriage? - 4Horseman
A: Once I get married my spouse and I will share the responsibilities of paying for bills. We will combine our income and share expenses. Our combined household income will be 180,000. This will help reduce the revolving credit within couple of years, which will allow me to pay back the loan. (Jan-26-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe a balance of 228,000 on my first and second mortgage and the market value of my condo is 310,000 (Jan-26-2011)
Q: Thanks for taking the time to list your monthly net income and list all your monthly expenses and explanation of $70K in revolving credit. - jpblan11
A: So as for the revolving credit of 70k, I have made renovations on my current condo in preparation for the wedding and the for its sale in the future including new windows, appliances, furnitures and other minor renovations. And it also includes all the recent expenses leading to the wedding. Once I am wed, we plan to share the expenses and try to rid ourselves of the debt we've accumulated. My spouse is a nurse earning 90k a year, so starting may 1, 2011, our household income will be 175k (Jan-26-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/24/2011 5:33:46 PM
velocity-solo$50.001/24/2011 5:37:49 PM
the-enterprising-leverage$25.001/24/2011 5:37:54 PM
Redmond$25.001/24/2011 5:38:20 PM
mtnbikemania$50.001/24/2011 5:38:31 PM
skiberdad$50.001/24/2011 5:38:35 PM
paladin847$50.001/24/2011 5:38:44 PM
pietro_torna_indietro$25.001/24/2011 9:57:02 PM
EarlyRiser$100.001/25/2011 5:01:45 AM
wise-rupee-sanctuary$50.001/24/2011 5:36:42 PM
C_Mark$100.001/24/2011 5:37:59 PM
tech310$50.001/24/2011 5:38:53 PM
terrific-p2ploan$25.001/24/2011 7:22:40 PM
radforj22$25.001/24/2011 5:35:31 PM
reflective-rupee$25.771/24/2011 8:07:20 PM
organized-payment6$50.001/24/2011 5:36:05 PM
american6$100.001/24/2011 5:36:53 PM
simplelender80$100.001/24/2011 5:37:20 PM
ursus$100.001/24/2011 5:37:30 PM
rolandweary$25.001/24/2011 5:37:45 PM
Hola_James$30.001/25/2011 9:48:47 AM
bowdish1$50.001/25/2011 9:50:04 AM
Artist_Blue$25.001/25/2011 6:02:57 AM
Moneypenny6$25.001/25/2011 8:05:06 AM
investor_101$50.001/25/2011 1:42:21 PM
skuba$75.001/25/2011 6:42:24 PM
KVEER$25.001/25/2011 7:38:47 PM
rate-rapture8$50.001/26/2011 9:32:29 AM
harty$50.001/26/2011 10:12:11 AM
donenzo$25.001/26/2011 6:09:38 AM
ichibon$181.981/26/2011 9:56:53 AM
Havnfun$25.001/26/2011 4:11:23 PM
dpjd$50.001/26/2011 4:18:21 PM
Ocean713$50.001/26/2011 4:45:06 PM
kulender$25.001/26/2011 8:08:03 PM
DSFinancial$50.001/26/2011 9:48:01 PM
studious-bonus7$39.551/26/2011 11:41:45 PM
wwwUniversal$25.001/27/2011 3:19:45 AM
objective-investor$54.461/27/2011 3:24:46 AM
onlyastepaway$25.001/27/2011 1:44:02 AM
treasure-dreamer7$50.001/27/2011 9:08:01 AM
diligent-kindness9$25.001/27/2011 9:29:43 AM
exuberant-dime$50.001/27/2011 9:33:32 AM
Leshan$75.001/27/2011 10:02:40 AM
bill-expert$100.001/27/2011 8:58:09 AM
sosleep$25.001/27/2011 7:52:08 AM
orange-statuesque-dime$50.001/27/2011 9:04:39 AM
GoldenGo4$50.001/27/2011 10:43:13 AM
Casman8815$25.001/27/2011 12:28:22 PM
Weaverville$25.001/27/2011 10:35:05 AM
magee425$30.471/27/2011 10:36:59 AM
StreetJustice$50.001/27/2011 10:43:37 AM
sympathetic-asset$50.001/27/2011 10:52:54 AM
fiddlerzvi$50.001/27/2011 4:21:25 PM
conceptpi$25.001/27/2011 4:21:32 PM
sensible-fund$50.001/27/2011 4:21:49 PM
callmebryan$25.001/27/2011 4:21:56 PM
designs626$50.001/27/2011 4:22:07 PM
dreammachine$50.001/27/2011 4:22:13 PM
kind-unassuming-fund$25.001/27/2011 4:22:15 PM
bailey1223$25.001/27/2011 4:22:29 PM
bazaar-festivity$25.001/27/2011 12:59:11 PM
otto1939$50.001/27/2011 4:23:01 PM
moola-escalator$25.001/27/2011 12:59:20 PM
downtownfarm$25.001/27/2011 4:23:14 PM
be_wise$25.001/27/2011 4:23:31 PM
Tradesmanlender$35.001/27/2011 4:23:56 PM
junctionking$25.001/27/2011 4:24:06 PM
gustavzantanon$50.001/27/2011 4:28:06 PM
gristle_mcthornbody$25.001/27/2011 4:55:08 PM
saxeman$25.001/27/2011 2:19:30 PM
rkhrdjp$25.001/27/2011 2:29:03 PM
wise-deal-panda$50.001/27/2011 4:21:33 PM
orbital-loot333$25.001/27/2011 4:21:43 PM
nonregla$25.001/27/2011 4:21:48 PM
SMARTDISK$25.001/27/2011 4:21:53 PM
LoisLoan$25.001/27/2011 4:22:10 PM
credit-serenity8$25.001/27/2011 4:22:54 PM
top-epic-community$50.001/27/2011 4:19:39 PM
homestarrunner$50.001/27/2011 4:23:00 PM
golden-wealth2$50.001/27/2011 4:23:07 PM
ijspence$25.001/27/2011 4:23:18 PM
Goodlender42$25.001/27/2011 4:23:28 PM
heavenly-repayment4$25.001/27/2011 4:23:45 PM
first-upright-payout$25.001/27/2011 4:24:01 PM
MarcusOcean$25.001/27/2011 4:21:37 PM
TeamAmerica$25.001/27/2011 4:22:05 PM
rakstar$25.001/27/2011 4:22:33 PM
SPB$50.001/27/2011 4:23:06 PM
lagnisiruk$25.001/27/2011 4:23:37 PM
bigphish$25.001/27/2011 4:23:53 PM
Ivan2007$50.001/27/2011 4:24:08 PM
BeachWalkz$25.001/27/2011 4:38:16 PM
gold-commander0$50.001/27/2011 4:24:39 PM
fortytwo$50.001/27/2011 4:29:03 PM
friendly-principal76$26.291/27/2011 5:05:59 PM
4Horseman$55.001/27/2011 5:10:10 PM
spa5$50.001/27/2011 4:55:17 PM
enchanted-yield4$50.001/24/2011 5:36:01 PM
genius520$100.001/24/2011 5:37:15 PM
honorable-yield$25.001/24/2011 5:37:25 PM
marketplace-cello5$25.001/24/2011 5:38:13 PM
jazzlender$25.001/24/2011 5:33:29 PM
impressive-credit431$100.001/24/2011 5:36:07 PM
forthright-principal2$25.001/24/2011 5:39:13 PM
commerce-yeller$25.001/24/2011 5:35:36 PM
nanda$100.001/24/2011 5:38:42 PM
Bank_Of_XL$50.001/25/2011 5:10:49 AM
impeccable-transparency$50.001/25/2011 9:49:55 AM
thankful-nickel2$25.001/25/2011 4:10:56 PM
srilm$50.001/25/2011 1:45:04 PM
worthy-bid8$50.001/25/2011 6:40:47 PM
LeReve$100.001/25/2011 4:42:17 PM
museic1$50.001/25/2011 6:42:38 PM
subtle-revenue0$25.001/26/2011 3:27:24 AM
worldly-community3$50.001/25/2011 6:39:54 PM
efficient-treasure0$25.001/26/2011 6:17:01 AM
trade-surge3$40.601/25/2011 8:31:43 PM
RandyL3$25.001/26/2011 4:42:57 AM
kmr2$100.001/26/2011 4:33:30 AM
syounker$25.001/26/2011 7:01:59 AM
integrity-hawk$50.001/26/2011 10:12:29 AM
doncm$50.001/26/2011 3:08:08 PM
Panlion$50.001/26/2011 4:06:05 PM
djs81$25.001/26/2011 6:03:00 PM
bicyclist2270$25.001/26/2011 7:38:54 PM
Cheburashka$25.001/26/2011 7:42:56 PM
the-profit-oracle$25.001/26/2011 8:59:29 PM
investment-comet$25.001/26/2011 9:23:07 PM
Phillip4ever$25.001/26/2011 7:53:10 PM
bonanza1973$25.001/26/2011 9:01:51 PM
sweet-bonus$25.001/27/2011 9:18:27 AM
gold-sushi$25.001/27/2011 9:34:28 AM
helpingyou1$27.601/27/2011 2:28:56 AM
golden-finance7$50.001/27/2011 9:55:09 AM
stolan$50.001/27/2011 5:49:00 AM
RiskAdverse$25.001/27/2011 7:26:46 AM
rockhound84$25.001/27/2011 7:00:04 AM
grf1945$25.001/27/2011 9:15:31 AM
Earn_money$25.001/27/2011 10:43:18 AM
GeorgiaGator$25.001/27/2011 12:58:35 PM
gqrob$25.001/27/2011 1:52:51 PM
Deshy$25.001/27/2011 12:26:17 PM
loss-of-control$50.001/27/2011 11:47:05 AM
favorite-funds8$25.001/27/2011 12:13:44 PM
understanding-affluence5$25.001/27/2011 4:21:35 PM
KarmaBum77$25.001/27/2011 4:21:54 PM
urbane-dollar4$50.001/27/2011 4:22:02 PM
plentiful-reward$50.001/27/2011 4:22:11 PM
papaloha$25.001/27/2011 4:22:55 PM
KHU2-B$25.001/27/2011 4:23:04 PM
finance_mba$25.001/27/2011 4:23:09 PM
Streetfighter$50.001/27/2011 4:23:35 PM
ianakacg$25.001/27/2011 4:23:51 PM
MadHun$50.001/27/2011 1:43:34 PM
prudent-dinero$25.001/27/2011 4:02:27 PM
kokopuff$25.001/27/2011 4:03:04 PM
Attract$25.001/27/2011 4:18:39 PM
NewTouchAssociateLLC$50.001/27/2011 4:21:39 PM
pimienta$50.001/27/2011 4:21:46 PM
alpinaut$25.001/27/2011 4:21:51 PM
duty-starfish8$50.001/27/2011 4:22:06 PM
Msbutterfly$50.001/27/2011 4:22:25 PM
mizon291$50.001/27/2011 4:23:03 PM
maldok1$25.001/27/2011 4:23:12 PM
rdav$25.001/27/2011 4:23:25 PM
market-assembler$50.001/27/2011 4:23:29 PM
ekn_enterprises$25.001/27/2011 4:21:42 PM
life-is-great$50.001/27/2011 4:22:00 PM
LongBeachLender$25.001/27/2011 4:22:08 PM
impartial-deal$25.001/27/2011 4:22:30 PM
gt1687c$50.001/27/2011 4:23:11 PM
GElender$50.001/27/2011 4:23:19 PM
power-trophy7$25.001/27/2011 4:23:40 PM
flexible-value$100.001/27/2011 4:23:47 PM
flexible-return297$50.001/27/2011 4:24:04 PM
currency-guitar6$25.001/27/2011 4:47:49 PM
ferdberfel$50.001/27/2011 5:06:11 PM
aultraman$25.001/27/2011 4:38:19 PM
broker558$25.001/27/2011 4:42:45 PM
MoneyForNothing$0.231/27/2011 5:10:32 PM
Shamrock731$28.051/27/2011 4:49:27 PM
ethicalhumanist$50.001/27/2011 5:00:12 PM
ferdberfel$50.001/27/2011 5:02:48 PM
184 Investments
 
Borrower Payment Dependent Notes Series 491767
This series of Notes was issued and sold upon the funding of the borrower loan #46908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1986 Debt/Income ratio: 17%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:30y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,827Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: bid-warrior6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Listing for Loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance - $110,310.80 Market Value - $188,220 (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.001/26/2011 10:42:29 AM
genius520$100.001/26/2011 10:43:46 AM
velocity-solo$30.001/26/2011 10:43:42 AM
keeminn$50.001/26/2011 11:32:16 AM
red-favorable-basis$25.001/26/2011 3:08:33 PM
Artist_Blue$25.001/26/2011 5:04:21 PM
Bob450$25.001/26/2011 10:48:12 PM
tech310$50.001/27/2011 12:49:34 AM
leverage-monger$25.001/27/2011 8:09:20 AM
asset-professor$25.001/27/2011 12:14:09 PM
loss-of-control$100.001/27/2011 11:44:49 AM
Speculator$25.001/27/2011 1:39:48 PM
jasjac0105$25.001/27/2011 1:02:50 PM
courteous-note1$25.001/27/2011 3:13:15 PM
thankful-nickel2$25.001/27/2011 3:33:56 PM
matt_2006$25.001/27/2011 6:36:10 PM
gain-gourd$75.001/27/2011 7:33:26 PM
impala6464$75.001/27/2011 6:46:25 PM
credit-sycamore4$100.001/27/2011 9:40:19 PM
finance-magma7$25.001/27/2011 8:38:26 PM
MrMikeMcD$25.001/28/2011 12:54:56 AM
sk8ndive$25.001/28/2011 12:56:00 AM
traice$25.001/28/2011 12:57:50 AM
Wellman$50.001/27/2011 9:40:26 PM
capital-halo1$219.121/27/2011 9:40:40 PM
wise-silver-wonder$25.001/28/2011 1:14:41 AM
PatRichi$25.001/28/2011 1:20:36 AM
orange-preeminant-bill$50.001/28/2011 1:33:36 AM
open-minded-fund9$50.001/27/2011 9:39:39 PM
bronzmajom$25.001/27/2011 11:35:40 PM
bid-czar8$50.001/27/2011 9:40:34 PM
gustavzantanon$48.531/28/2011 12:42:36 AM
NoCal$25.001/28/2011 1:16:38 AM
6moonbeams$50.001/28/2011 12:58:23 AM
graceful-investment$79.161/28/2011 1:29:05 AM
musegaze$45.281/28/2011 1:04:24 AM
gold-commander0$35.091/28/2011 1:36:34 AM
ommcd$25.001/28/2011 1:06:19 AM
wwwUniversal$25.001/28/2011 1:18:26 AM
payment-gusto$25.001/28/2011 1:33:25 AM
point-enforcer$25.001/28/2011 1:37:18 AM
EarlyRiser$250.001/26/2011 10:49:00 AM
rescue$100.001/26/2011 10:49:09 AM
wise-rupee-sanctuary$50.001/26/2011 10:43:36 AM
Kash2010lu$27.001/26/2011 10:43:49 AM
loyalist1$50.001/26/2011 10:50:34 AM
worthy-bid8$50.001/26/2011 10:42:24 AM
lendstats_com$50.001/26/2011 12:22:46 PM
kindness-launcher$3,500.001/26/2011 8:45:04 PM
FundMaker$25.001/26/2011 9:31:50 PM
UCLA4life$25.001/27/2011 2:55:13 AM
HHP$50.001/27/2011 12:59:06 PM
beakerfish$50.001/27/2011 6:59:09 PM
unger$100.001/27/2011 7:21:53 PM
ingenious-deal6$25.001/27/2011 9:40:24 PM
Hambone1111$25.001/27/2011 11:17:43 PM
zeelender$25.001/28/2011 12:41:15 AM
chief_wo$25.001/28/2011 12:48:20 AM
EJL$25.001/28/2011 12:55:52 AM
jamiee73$25.001/28/2011 12:58:13 AM
power-trophy7$25.001/27/2011 9:39:42 PM
credit-investor5$50.001/27/2011 9:40:32 PM
ericb674$25.001/28/2011 1:11:54 AM
ivy-league-MBA$25.001/28/2011 1:18:07 AM
GoldenGo4$50.001/27/2011 11:31:51 PM
Jack55304$100.001/27/2011 9:39:48 PM
tnjohnso$25.001/28/2011 12:48:24 AM
inventive-exchange$25.001/28/2011 1:11:41 AM
the-profit-oracle$25.001/28/2011 1:19:16 AM
financial-frenzy$25.001/28/2011 1:30:19 AM
mercuriant$25.001/28/2011 1:06:04 AM
courteous-kindness1$25.411/28/2011 1:27:50 AM
piter-to-la-investment$25.001/28/2011 1:30:40 AM
reward-adventure$32.501/28/2011 1:31:47 AM
handshake5$100.001/28/2011 1:36:21 AM
money-bauble$100.001/28/2011 1:36:43 AM
76 Investments
 
Borrower Payment Dependent Notes Series 491953
This series of Notes was issued and sold upon the funding of the borrower loan #46826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,262Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: atlantis021 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pers1
Purpose of loan:
This loan will be used to? pay bills

My financial situation:
I am a good candidate for this loan because? I have a history of making structured loan payments on time or early.

Monthly net income: $ 8000.00

Monthly expenses: $ 5000.00
??Housing: $ 2300 [with co-owner]
??Insurance: $
??Car expenses: $
??Utilities: $ 500
??Phone, cable, internet: $ 100
??Food, entertainment: $ 900
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Wat do you do for self employment. How stable is your income - restless-dime
A: I am a senior technical editor and writer. My income is extremely consistent, because I have a firm fixed price contract with a single client, Topia Technology, and am paid $8,000.00 per month (gross). I have worked for Topia either as a full-time employee or a full-time contractor for over 6 years. In addition, I sometimes take on smaller, one-time jobs with other software and government contracting firms. In 2010, these jobs added approximately $20,000 to my annual income. (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Speculator$25.001/27/2011 7:59:04 PM
gain-gourd$75.001/27/2011 7:59:07 PM
yomanie$50.001/27/2011 9:29:54 PM
money-baron$50.001/27/2011 9:31:53 PM
balance-force$25.001/27/2011 11:44:11 PM
OrdiNance$50.001/27/2011 9:31:12 PM
velocity-solo$25.001/27/2011 7:58:04 PM
cloud8$40.001/27/2011 9:38:59 PM
curriculum7$25.001/28/2011 5:47:32 AM
shrewd-peace7$47.041/28/2011 1:30:24 AM
wild-orange$50.001/28/2011 1:32:04 AM
ultimate-peace$25.001/28/2011 7:18:57 AM
Angel_Investor_7$25.001/28/2011 6:33:13 AM
droopie1$25.001/28/2011 9:34:32 AM
reflective-rupee$300.771/28/2011 6:38:24 AM
nickel-hickory$50.001/28/2011 9:37:27 AM
Frosty$25.001/28/2011 8:44:16 AM
loyaltyologist$25.001/28/2011 9:56:59 AM
investment-artist$25.001/28/2011 9:01:58 AM
nickel-hickory$50.001/28/2011 9:37:42 AM
87Marc$25.001/28/2011 9:34:27 AM
nickel-hickory$50.001/28/2011 9:37:35 AM
painterflipper$49.661/28/2011 11:15:22 AM
S-Master$50.001/28/2011 10:20:32 AM
dobee$25.001/28/2011 10:18:59 AM
Kqwik$36.001/28/2011 2:00:46 PM
2grindstones$25.001/28/2011 2:08:04 PM
nickel-hickory$50.001/28/2011 2:20:29 PM
SecondChanceLendingSERV$55.691/28/2011 11:18:09 AM
sensible-diversification5$25.001/28/2011 1:02:12 PM
principal-jedi$86.201/28/2011 1:24:46 PM
rupee_power$30.001/28/2011 2:01:22 PM
gold-point$25.001/28/2011 2:08:14 PM
benefit-banshee$44.481/28/2011 2:22:33 PM
SignLanguageTeacher$25.001/28/2011 3:02:37 PM
bluehen00$40.001/28/2011 3:31:41 PM
yield-captain$25.001/28/2011 3:49:45 PM
orderly-leverage$50.001/28/2011 4:53:05 PM
Integrity1st$25.001/28/2011 5:27:50 PM
AdamsWay$25.001/28/2011 6:32:18 PM
draggon77$25.001/28/2011 6:58:45 PM
Whipster$25.001/28/2011 8:48:22 AM
rescue$100.001/27/2011 7:58:54 PM
tech310$50.001/27/2011 7:59:00 PM
dpries123$25.001/27/2011 7:57:57 PM
nickel-hickory$50.001/27/2011 7:58:02 PM
EarlyRiser$250.001/27/2011 7:58:53 PM
Moe87$36.251/28/2011 3:36:29 AM
fervent-power$25.001/28/2011 6:19:29 AM
larryboy10$25.001/28/2011 7:11:47 AM
greencat$50.001/28/2011 7:15:06 AM
dedicated-diversification5$32.451/28/2011 1:32:01 AM
supreme-hope$25.001/28/2011 5:35:04 AM
JPMorrisLegacyFund$198.741/28/2011 1:53:23 AM
partyplan$35.001/28/2011 9:13:43 AM
RyanM561$25.001/28/2011 7:06:37 AM
Bob450$25.001/28/2011 7:28:05 AM
realtormoises$25.001/28/2011 7:41:46 AM
money-baron$46.311/28/2011 9:13:50 AM
leverage-monger$37.751/28/2011 9:14:35 AM
zone6$50.001/28/2011 9:08:15 AM
ready-interest9$25.001/28/2011 9:53:26 AM
tigercat$50.001/28/2011 10:05:58 AM
blitzen40$25.001/28/2011 10:02:12 AM
Astyanax$30.001/28/2011 10:02:52 AM
ore-dojo$30.001/28/2011 10:23:50 AM
jmurray40$50.001/28/2011 10:06:22 AM
compassionate-payment9$25.001/28/2011 12:09:26 PM
mrxtravis$33.651/28/2011 10:20:35 AM
LuvToLend$25.001/28/2011 1:30:49 PM
SouthernRemarketing$25.001/28/2011 10:45:09 AM
REASONABLE$25.001/28/2011 11:27:17 AM
upbeat-finance8$25.001/28/2011 12:03:43 PM
RSRAssociates$25.001/28/2011 12:07:22 PM
favorite-commerce$50.001/28/2011 12:24:30 PM
novice-speculator$25.001/28/2011 12:12:34 PM
jazzlender$25.001/28/2011 1:18:35 PM
VJ_Financial$25.001/28/2011 1:25:01 PM
noble-marketplace$31.001/28/2011 2:18:42 PM
nickel-hickory$50.001/28/2011 2:20:22 PM
SmallTown5$44.641/28/2011 3:33:36 PM
well-mannered-income3$40.001/28/2011 3:41:31 PM
sensible-order2$100.001/28/2011 4:53:17 PM
loss-of-control$100.001/28/2011 3:50:02 PM
emance$75.001/28/2011 3:37:13 PM
witty-openness$25.001/28/2011 4:15:43 PM
Zipcut$25.001/28/2011 6:12:05 PM
sk10023$49.371/28/2011 7:21:22 PM
88 Investments
 
Borrower Payment Dependent Notes Series 492009
This series of Notes was issued and sold upon the funding of the borrower loan #46902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-31-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $344.16
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 20%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,298Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: payment-legend7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest debt
Purpose of loan:
Pay off high interest loans and credit cards

My financial situation:
I am a good candidate for this loan becaue I have a stable job with no over head expenditures.
Put aside some amount to cover loan payments.

Monthly net income: $ 4,800?

Monthly expenses: $
??Housing: $ 920
??Insurance: $ 75
??Car expenses: $ 150?
??Utilities: $ 110
??Phone, cable, internet: $ $45?
??Food, entertainment: $ 400
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 915
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you explain: Delinquencies in last 7y: 9 Thank you - balance-force
A: Dear investor, Four years back I lost my job and I took a while to get a new job. During that period I had some unexpected expenditure to meet family neeeds (medical, college tution). Around that time I was late on the payments. (Jan-28-2011)
Q: Please list the debts and interest rates that you are trying to pay down/off. Thanks. - AaronL
A: Dear investor, I m planning to pay off following debt Chase (MASTER) credit card: $2600 (APR-28.5%) Personnel loan: 3500 (APR-26%) Credit union car loan: 4000 (APR-19.5%) (Jan-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
tech310$50.001/27/2011 5:45:36 PM
genius520$100.001/27/2011 5:47:21 PM
mtnbikemania$50.001/27/2011 5:47:51 PM
ursus$100.001/27/2011 5:48:09 PM
LeReve$100.001/27/2011 5:48:21 PM
exuberant-dime$50.001/27/2011 5:48:55 PM
GoldenGo4$50.001/27/2011 5:48:59 PM
enthralling-deal180$50.001/27/2011 5:43:02 PM
american6$100.001/27/2011 5:47:15 PM
velocity-solo$50.001/27/2011 5:47:38 PM
commerce-yeller$25.001/27/2011 5:47:47 PM
reflective-rupee$300.771/27/2011 6:04:35 PM
MadHun$50.001/27/2011 5:49:15 PM
gain-gourd$200.001/27/2011 6:59:10 PM
mgking007$25.001/27/2011 10:23:40 PM
econgineer$25.001/27/2011 7:41:40 PM
JustMee$25.001/27/2011 8:09:54 PM
gold-tsunami$50.001/27/2011 9:58:34 PM
gangusron$50.001/28/2011 7:50:33 AM
aesop56$44.001/28/2011 9:55:16 AM
balance-force$25.001/28/2011 7:40:06 AM
SimpleChoice$25.001/28/2011 9:35:20 AM
upbeat-finance8$25.001/28/2011 12:10:11 PM
mpatrick$25.001/28/2011 12:31:37 PM
Scotcha$50.001/28/2011 12:43:09 PM
best-coin-miser$25.001/28/2011 3:58:11 PM
loss-of-control$25.001/28/2011 4:01:26 PM
wilmajean$50.001/28/2011 2:43:15 PM
orderly-leverage$100.001/28/2011 4:53:30 PM
m0rlock$500.001/28/2011 5:37:50 PM
SolarMoonshine$50.001/28/2011 5:06:47 PM
toronado$25.001/28/2011 8:27:04 PM
loantigger$50.001/28/2011 9:03:01 PM
credit-force5$50.001/28/2011 11:38:05 PM
wwwUniversal$25.001/29/2011 4:06:24 AM
diversifed$50.001/29/2011 5:37:18 AM
repayment-pudding$25.001/29/2011 7:52:10 AM
spiff666$25.001/29/2011 8:26:43 AM
all_of_that_one$30.001/29/2011 7:58:32 AM
starlight31$50.001/29/2011 9:27:56 AM
DrNano$50.001/29/2011 11:37:39 AM
homelender123$50.001/29/2011 10:40:07 AM
doopers$25.001/29/2011 1:26:09 PM
Chewbaca$25.001/29/2011 11:37:22 AM
new-truth-chuckler$50.001/29/2011 1:25:23 PM
payout-runner$50.001/29/2011 3:53:17 PM
jaredk821$25.001/29/2011 4:19:34 PM
clickbrain$25.481/29/2011 6:59:12 PM
jujitsulover$25.001/29/2011 8:29:31 PM
gotigers1972$30.001/29/2011 9:29:29 PM
sincerlyyours$200.001/30/2011 4:04:51 AM
exuberant-loot$25.001/30/2011 4:41:45 AM
investment-cluster$30.001/30/2011 6:04:52 AM
oaktownadam$25.001/30/2011 6:11:32 AM
helvet$50.001/30/2011 6:26:41 AM
nickel-advocator$25.001/30/2011 7:24:37 AM
BBL$50.001/30/2011 7:48:25 AM
economy-popcorn$25.001/30/2011 7:06:57 AM
Ananya$25.001/30/2011 7:08:02 AM
shred123$50.001/30/2011 7:17:57 AM
TelegramSam$25.001/30/2011 8:52:52 AM
Jathlet$50.001/30/2011 7:40:46 AM
cvfriend$100.001/30/2011 10:03:54 AM
bill-expert$25.001/30/2011 10:18:13 AM
a-finance-nirvana$25.001/30/2011 10:47:51 AM
dignified-capital2$30.001/30/2011 10:37:23 AM
jammers$50.001/30/2011 12:11:23 PM
auctionator1$50.001/30/2011 1:11:17 PM
John_Galt$35.001/30/2011 1:45:06 PM
I_Break_Thumbs$200.001/30/2011 1:22:45 PM
sarisai$50.001/30/2011 2:09:07 PM
Marfloogan$25.001/30/2011 2:29:09 PM
Nasdaq$25.001/30/2011 2:25:32 PM
MattLic$50.001/30/2011 3:22:15 PM
green-safe-wampum$100.001/30/2011 1:30:37 PM
bigvalleykid08$100.001/30/2011 4:19:10 PM
Anamorph$25.001/30/2011 5:14:30 PM
sensible-fund$50.001/30/2011 2:43:20 PM
ladderskibum$25.001/30/2011 4:26:24 PM
VitaminFunk$25.001/30/2011 6:54:48 PM
Dr_Starchildren$25.001/30/2011 6:57:32 PM
ponch12$35.941/30/2011 4:47:50 PM
availableloan$25.001/30/2011 7:23:08 PM
mattbison$25.001/30/2011 5:02:28 PM
GiftViftdotcom$25.001/30/2011 7:38:54 PM
Havnfun$25.001/30/2011 8:49:07 PM
financelover$25.001/30/2011 9:14:26 PM
qcksilvr20$60.001/30/2011 5:41:37 PM
KrystalBall$25.001/30/2011 6:08:44 PM
CSAworker$25.001/30/2011 7:35:52 PM
atlas100$25.001/30/2011 10:09:38 PM
crjcapt$50.001/31/2011 1:42:54 AM
zaxsan$50.001/31/2011 6:18:01 AM
Independenttools$25.001/31/2011 6:47:07 AM
newest-organic-rupee$25.001/30/2011 10:29:34 PM
Christophe$25.001/31/2011 7:21:37 AM
ultimate-dough0$25.001/31/2011 7:32:53 AM
BeemerRider$25.001/31/2011 7:32:59 AM
rdrloan$50.001/31/2011 7:33:12 AM
Manta_Rai$25.001/31/2011 7:34:50 AM
new-goal-return$25.001/31/2011 6:23:48 AM
newest-trade-spruce$50.001/31/2011 6:33:11 AM
Isotope$25.001/31/2011 8:47:57 AM
Mellwell$25.001/31/2011 7:18:33 AM
fair-funds2$25.001/31/2011 9:30:38 AM
agreement-sycamore$40.001/31/2011 7:46:45 AM
ClearLake$25.001/31/2011 9:34:37 AM
Shawn95187$25.001/31/2011 9:33:16 AM
Millmanator$25.001/31/2011 9:33:39 AM
pdxKurt$100.001/31/2011 9:45:08 AM
durable-investment8$29.951/31/2011 9:56:20 AM
a-tender-transparency$50.001/31/2011 10:00:23 AM
step2247$25.001/31/2011 10:08:24 AM
Aimvest$25.001/31/2011 9:34:45 AM
lowrate$50.001/31/2011 9:37:55 AM
dynamic-platinum$50.001/31/2011 9:39:33 AM
marketplace-cello5$25.001/27/2011 5:47:44 PM
paladin847$50.001/27/2011 5:48:13 PM
jazzlender$25.001/27/2011 5:42:45 PM
inspire22$50.001/27/2011 5:43:10 PM
rolandweary$25.001/27/2011 5:47:36 PM
radforj22$25.001/27/2011 5:45:42 PM
organized-payment6$50.001/27/2011 5:48:28 PM
grf1945$25.001/27/2011 5:48:50 PM
simplelender80$100.001/27/2011 5:47:27 PM
honorable-yield$25.001/27/2011 5:47:32 PM
miket71$25.001/27/2011 5:53:51 PM
bowdish1$50.001/27/2011 7:04:14 PM
mjcareful$50.001/27/2011 7:01:07 PM
EarlyRiser$250.001/28/2011 4:40:40 AM
rjleves$25.001/28/2011 2:08:25 AM
sassykatty$50.001/28/2011 6:28:22 AM
ethicalhumanist$50.001/28/2011 10:03:25 AM
Astyanax$50.001/28/2011 10:24:55 AM
creative-generosity3$28.401/28/2011 10:59:40 AM
sensible-diversification5$25.001/28/2011 1:16:33 PM
sensible-order2$100.001/28/2011 4:53:08 PM
CE88$50.001/28/2011 5:19:46 PM
bughead$25.001/28/2011 8:47:10 PM
peripatetic$25.001/28/2011 5:13:29 PM
Oakland$50.001/28/2011 5:44:10 PM
FinanceEngine$25.001/29/2011 12:00:40 AM
TigerForce$25.001/29/2011 4:54:30 AM
power-secret-agent$25.001/29/2011 5:39:58 AM
loanman2007$100.001/29/2011 5:04:00 AM
Techne_Funds_LLC$25.001/29/2011 6:28:24 AM
Josphine$25.001/29/2011 6:46:15 AM
golffish2$100.001/29/2011 8:32:15 AM
lion6$39.971/29/2011 8:37:20 AM
balance6$25.001/29/2011 6:13:22 AM
Arpad$75.001/29/2011 10:21:40 AM
1phantom$25.001/29/2011 9:50:09 AM
friendinmoney$42.621/29/2011 10:48:14 AM
important-greenback6$25.001/29/2011 11:57:03 AM
openness-wind8$53.021/29/2011 12:54:28 PM
Rzrwire$25.001/29/2011 2:21:19 PM
jybank$25.001/29/2011 2:37:17 PM
the-auction-firestarter$25.001/29/2011 5:33:11 PM
ironfox$25.001/29/2011 3:52:19 PM
coin-bee1$25.001/29/2011 5:08:11 PM
bold-yield-rumbler$25.001/29/2011 6:02:55 PM
lukeskywalkerkp$27.661/29/2011 11:03:08 PM
fishintime$100.001/29/2011 8:44:42 PM
liberty-banker0$50.001/29/2011 9:18:37 PM
dparkhom$25.001/30/2011 6:25:35 AM
youngtrader$100.001/30/2011 7:28:11 AM
Econominator$25.001/30/2011 7:55:19 AM
wayman$50.001/30/2011 7:58:11 AM
nobsbooks$25.001/30/2011 8:47:56 AM
ClearCut$50.001/30/2011 8:49:16 AM
hard-working-loot$25.001/30/2011 9:18:13 AM
B1$38.111/30/2011 9:49:02 AM
papy$25.001/30/2011 8:02:35 AM
HappyToLoan$25.001/30/2011 8:28:38 AM
mnbud$50.001/30/2011 9:55:50 AM
unclejaef$25.001/30/2011 11:13:20 AM
order-boomerang$25.001/30/2011 11:38:02 AM
stanbalwight4$25.001/30/2011 11:54:08 AM
green-safe-wampum$200.001/30/2011 12:44:03 PM
i3urtonair$25.001/30/2011 1:37:57 PM
NYCFinancier$25.001/30/2011 12:38:14 PM
meenan$50.001/30/2011 2:42:58 PM
red_spade$40.001/30/2011 4:26:00 PM
quest0$25.001/30/2011 4:06:07 PM
sc91$31.671/30/2011 6:12:45 PM
thoughtful-community7$25.001/30/2011 7:01:25 PM
luminous-payout6$25.001/30/2011 9:30:27 PM
bondhedger$25.001/30/2011 7:45:01 PM
elephantparty$50.001/30/2011 9:15:01 PM
principal-lion$50.001/30/2011 9:29:25 PM
JoyfulVegetarian$25.001/31/2011 6:08:31 AM
almar$50.001/31/2011 6:14:43 AM
LenderOnWheels$25.001/31/2011 6:17:56 AM
Lender404$25.001/31/2011 6:42:09 AM
myduck$35.001/31/2011 6:46:08 AM
beans53$25.001/31/2011 7:08:40 AM
crjcapt$100.001/31/2011 1:45:14 AM
silver-armada$50.001/31/2011 3:38:44 AM
normbo$100.001/31/2011 9:22:24 AM
cclady$100.001/31/2011 9:15:14 AM
dahnkster$25.001/31/2011 7:46:14 AM
OnceUponAPenny$50.001/31/2011 9:32:54 AM
privatebankerva$25.001/31/2011 7:50:44 AM
moneyinvestor$124.001/31/2011 8:28:44 AM
loan-wasp$50.001/31/2011 8:44:13 AM
sildoc$48.411/31/2011 10:11:35 AM
206 Investments
 
Borrower Payment Dependent Notes Series 492019
This series of Notes was issued and sold upon the funding of the borrower loan #46914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $184.03
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1981 Debt/Income ratio: 7%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 13 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,770Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: dignified-silver3 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pro-x
Purpose of loan:
This loan will be used to? purchas a 2004 Polaris Pro-XR 800 snowmobile

My financial situation:
I am a good candidate for this loan because? I have shown that I can pay on time and have maintained employment with the same employere for an extended length of time.? I am a muture and responsible adult.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$75.001/28/2011 10:04:35 AM
BaxterEvil$25.001/28/2011 10:04:47 AM
Centaur$50.001/28/2011 10:04:52 AM
Goodthing$100.001/28/2011 10:04:57 AM
Duchdad$25.001/28/2011 10:05:46 AM
TikPmp1$25.001/28/2011 10:05:58 AM
BankingFamily$50.001/28/2011 10:06:35 AM
meenan$100.001/28/2011 10:07:35 AM
Daneistes$50.001/28/2011 10:08:00 AM
euro-deployment$25.001/28/2011 10:09:45 AM
IL2R2010$50.001/28/2011 10:04:54 AM
paintedposies$50.001/28/2011 10:04:59 AM
casaram$25.001/28/2011 10:13:00 AM
ogmanny$50.001/28/2011 10:05:04 AM
Goodlender42$25.001/28/2011 10:05:14 AM
Mantis75$25.001/28/2011 10:05:22 AM
currency-persimmon$25.001/28/2011 10:05:26 AM
don8ter$25.001/28/2011 10:05:50 AM
kenji4861$25.001/28/2011 10:06:04 AM
Okeey$50.001/28/2011 10:20:19 AM
blot44$25.001/28/2011 10:04:31 AM
lagnisiruk$25.001/28/2011 10:06:32 AM
Gorblum$25.001/28/2011 10:04:55 AM
Havana21$300.001/28/2011 10:21:36 AM
AFairDeal$75.001/28/2011 10:06:56 AM
C_Mark$100.001/28/2011 10:05:17 AM
community-pipeline$25.001/28/2011 10:07:04 AM
honorable-yield$40.001/28/2011 10:07:49 AM
velocity-solo$60.001/28/2011 10:05:32 AM
forthright-dedication$25.001/28/2011 10:05:39 AM
skibum65$50.001/28/2011 10:08:06 AM
Gr8Deal$50.001/28/2011 10:05:43 AM
cebgop$25.001/28/2011 10:06:08 AM
thedoctor$100.001/28/2011 10:06:19 AM
acropiloterau2002$25.001/28/2011 10:06:27 AM
goldfinger3$100.001/28/2011 10:07:56 AM
Casman8815$25.001/28/2011 10:09:35 AM
CBO-Enterprise$50.001/28/2011 10:08:13 AM
buckeye9$50.001/28/2011 10:08:35 AM
selector568$50.001/28/2011 10:08:43 AM
Darkjimson$50.001/28/2011 11:48:07 AM
investment-artist$25.001/28/2011 10:11:11 AM
Curly-Girly$25.001/28/2011 10:13:03 AM
kyomoon$100.001/28/2011 10:19:39 AM
sensible-diversification5$25.001/28/2011 12:38:32 PM
credit-investor5$50.001/28/2011 10:20:29 AM
reflective-rupee$25.771/28/2011 10:19:31 AM
fishtale$25.001/28/2011 10:19:54 AM
DukSerduk$25.001/28/2011 10:19:58 AM
syounker$25.001/28/2011 10:20:10 AM
interest-exec9$25.001/28/2011 10:20:31 AM
first-serene-credit$25.001/28/2011 1:58:18 PM
lloyd_s$25.001/28/2011 10:35:03 AM
djalan$39.661/28/2011 11:14:12 AM
jehopper5$25.001/28/2011 11:00:32 AM
robust-trade$33.721/28/2011 2:18:37 PM
gothampark$25.001/28/2011 11:31:12 AM
OKPapa$25.001/28/2011 2:30:43 PM
wwwUniversal$25.001/28/2011 2:20:48 PM
best-coin-miser$25.001/28/2011 3:57:56 PM
RainMakers$25.001/28/2011 2:58:07 PM
new-poetic-transaction$29.271/28/2011 4:00:14 PM
sensible-order2$100.001/28/2011 4:49:22 PM
cash-queen$50.001/28/2011 3:46:26 PM
stable-nickel$30.001/28/2011 4:17:27 PM
CE88$75.001/28/2011 5:02:47 PM
skifamily1992$25.001/28/2011 11:16:42 PM
calahan$25.001/28/2011 11:59:48 PM
mpactlender$25.001/29/2011 3:03:03 AM
coloradoloanman$25.001/29/2011 3:15:19 AM
newest-organic-rupee$25.001/28/2011 10:04:37 AM
Marathoner$25.001/28/2011 10:04:44 AM
cognizant-rate732$25.001/28/2011 10:05:01 AM
larsowe$35.001/28/2011 10:05:25 AM
perzzz$50.001/28/2011 10:06:01 AM
inspired-investment8$100.001/28/2011 10:06:45 AM
heavenly-interest9$50.001/28/2011 10:08:03 AM
Phantom99$100.001/28/2011 10:09:30 AM
EarlyRiser$250.001/28/2011 10:11:14 AM
building_community$25.001/28/2011 10:04:50 AM
kanakakm$50.001/28/2011 10:05:18 AM
TennSquire$25.001/28/2011 10:05:37 AM
Bosslady123q$25.001/28/2011 10:19:02 AM
credit-maple5$300.001/28/2011 10:05:52 AM
balance-voyager$50.001/28/2011 10:19:30 AM
indomitable-coin$100.001/28/2011 10:20:00 AM
blissful-ore5$50.001/28/2011 10:06:13 AM
uncleubb$25.001/28/2011 10:20:08 AM
flexible-value$100.001/28/2011 10:06:23 AM
organized-payment6$25.001/28/2011 10:20:23 AM
mathprof$25.001/28/2011 10:20:27 AM
compoundinterest$50.001/28/2011 10:05:28 AM
webclimber$50.001/28/2011 10:07:44 AM
lender987654321$25.001/28/2011 10:05:30 AM
sb0453$25.001/28/2011 10:08:09 AM
AmericanCredit$25.001/28/2011 10:06:39 AM
yukongin$25.001/28/2011 10:06:51 AM
RandyL3$25.001/28/2011 10:09:43 AM
HHP$25.001/28/2011 10:08:16 AM
one-midas$50.001/28/2011 10:10:37 AM
bigballer105$100.001/28/2011 10:12:45 AM
vutah$50.001/28/2011 12:02:55 PM
jsw7us$50.001/28/2011 10:12:32 AM
FlexFunding$50.001/28/2011 10:19:33 AM
paladin847$50.001/28/2011 10:20:01 AM
nimble-money0$50.001/28/2011 10:20:03 AM
Krozy$50.001/28/2011 10:20:20 AM
cordial-affluence2$25.001/28/2011 10:44:50 AM
REITRUST$25.001/28/2011 11:07:37 AM
penny-plato$25.001/28/2011 2:20:22 PM
bondhedger$25.001/28/2011 12:07:44 PM
Dan4703$25.001/28/2011 2:44:15 PM
cloud8$50.001/28/2011 1:37:57 PM
durable-hope0$50.001/28/2011 5:25:32 PM
Finchy78$25.001/28/2011 5:27:05 PM
Tavita$50.001/28/2011 5:37:07 PM
credit-force5$50.001/28/2011 11:37:05 PM
dough-souffle$25.001/28/2011 7:03:29 PM
Christophe$25.001/28/2011 7:47:53 PM
lsx7$87.001/28/2011 8:32:45 PM
Bio-physicist$34.701/29/2011 1:47:23 AM
Short_Stack$25.001/28/2011 10:28:56 PM
Chosen-one$25.001/28/2011 11:21:40 PM
vfernandez1973$25.001/29/2011 3:00:40 AM
bowdish1$100.001/29/2011 2:49:09 AM
125 Investments
 
Borrower Payment Dependent Notes Series 492057
This series of Notes was issued and sold upon the funding of the borrower loan #46923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $278.28
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1992 Debt/Income ratio: 18%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,949Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: negotiator105 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 35 ( 97% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 1 ( 3% )  
640-659 (Apr-2010)
600-619 (Sep-2008)
 
Principal balance: $310.86 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paying of credit card debts
Purpose of loan:
This loan will be used to?Pay off credit cards?debts

My financial situation:
I am a good candidate for this loan because?Previously, I applied for a loan and have paid it off in a timely manner.?Due to raising cost of todays economy and being a single parent have put me in a little financial crunch.? Thanking you in advance for your time and consideration in this matter.

Monthly net income: $2500

Monthly expenses: $2000?
??Housing: $ 1000
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $?200
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am bidding on YOU. All I ask is that you make sure this prosper loan gets paid, I am a REAL person (not a bank) I have faith in you, so please don?t let me down! - I-Believe-In-You
A: I'm very greatful that you have faith in me and I thank you for bidding on me. I'm also a real person depending on you. I won't let you down. I have not done so in the past with my other lenders. I will show you the same courtesy. (Jan-28-2011)
Q: What rate or rates are you paying now on your credit cards? - jpblan11
A: I'm paying 23%. Thank you (Jan-28-2011)
Q: This loan has a rate higher than your credit card rate. Why not stick with credit card rate? - a-balance-surgeon
A: The goal here is to pay off my credit cards and close them out. Thank you. (Jan-29-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$27.001/28/2011 10:08:48 AM
velocity-solo$30.001/28/2011 10:09:03 AM
Speculator$25.001/28/2011 10:12:04 AM
LittleMingo$30.001/28/2011 10:12:21 AM
Bob450$25.001/28/2011 10:19:04 AM
investment-artist$25.001/28/2011 10:08:16 AM
DasMula$100.001/28/2011 10:27:50 AM
investment-daydream$75.001/28/2011 10:08:39 AM
moola-monger9$50.001/28/2011 11:25:28 AM
gain-gourd$75.001/28/2011 10:12:14 AM
one-midas$50.001/28/2011 10:17:05 AM
kmprospeo$50.001/28/2011 1:37:44 PM
lendstats_com$200.001/28/2011 11:03:25 AM
equitable-p2ploan8$25.791/28/2011 11:23:09 AM
autonomous-truth$50.001/28/2011 11:54:41 AM
Moe87$25.001/28/2011 12:16:16 PM
upbeat-finance8$25.001/28/2011 12:08:28 PM
favorite-commerce$50.001/28/2011 12:25:12 PM
Scotcha$50.001/28/2011 12:38:53 PM
supreme-hope$25.001/28/2011 1:31:31 PM
loanman2007$175.001/28/2011 12:58:50 PM
cloud8$40.001/28/2011 1:58:16 PM
justanothersushieater$25.001/28/2011 2:24:41 PM
well-mannered-income3$30.001/28/2011 3:43:56 PM
loss-of-control$25.001/28/2011 3:56:53 PM
mikeandcat$150.001/28/2011 2:58:06 PM
minddoc$25.001/28/2011 3:23:37 PM
orderly-leverage$50.001/28/2011 4:53:06 PM
bobd32$25.001/28/2011 4:00:43 PM
Jerrys1951$40.001/28/2011 4:09:10 PM
witty-openness$25.001/28/2011 4:18:16 PM
sensible-order2$100.001/28/2011 4:53:18 PM
brightest-dignified-penny$25.001/28/2011 6:34:30 PM
kttalamo$25.001/28/2011 5:52:53 PM
BlessedEveryDay$30.001/28/2011 7:20:21 PM
spiff666$25.001/28/2011 8:46:27 PM
thankful-nickel2$25.001/28/2011 9:23:11 PM
chameleon125$100.001/29/2011 1:53:40 AM
the-profit-oracle$25.001/29/2011 4:04:31 AM
power-secret-agent$25.001/29/2011 5:01:08 AM
authority624$25.001/29/2011 6:06:27 AM
helping-out$35.001/29/2011 4:24:41 AM
brwnidgirl$50.001/29/2011 6:54:56 AM
buukyak$25.001/29/2011 7:05:52 AM
niq4soccer$25.001/29/2011 7:19:51 AM
COCHINOBOY$90.001/29/2011 6:12:53 AM
peso-aggregator$50.001/29/2011 7:45:13 AM
Mikale360$25.001/29/2011 6:17:38 AM
bankbuddy55$75.001/29/2011 7:50:37 AM
nitrostamped$100.001/29/2011 8:26:28 AM
realtormoises$25.001/29/2011 5:57:32 AM
principal-laser$25.001/29/2011 6:05:21 AM
genuine-integrity0$25.001/29/2011 6:37:59 AM
atomantic$25.001/29/2011 8:22:19 AM
bluehen00$25.001/29/2011 6:54:39 AM
frencheese$50.001/29/2011 9:55:40 AM
Tizzo27$32.251/29/2011 11:28:09 AM
Lubava$100.001/29/2011 9:35:37 AM
lender-inc$25.001/29/2011 9:56:05 AM
Galdis$25.001/29/2011 10:47:13 AM
gothampark$25.001/29/2011 10:13:07 AM
aafg69$25.001/29/2011 10:58:38 AM
moola-accelerator6$25.001/29/2011 2:15:10 PM
whatreality$33.031/29/2011 2:23:16 PM
transparent-silver6$25.001/29/2011 12:27:56 PM
Cessna172$50.001/29/2011 12:27:03 PM
gold-channel2$25.001/29/2011 12:29:30 PM
upbeat-finance8$25.001/29/2011 12:46:05 PM
Peterman$25.001/29/2011 12:40:39 PM
Requiem$25.001/29/2011 12:50:16 PM
CoolPlexer$100.001/29/2011 1:13:47 PM
amusement4$300.001/29/2011 1:05:02 PM
ddamenace$30.001/29/2011 2:00:49 PM
genius520$100.001/28/2011 10:09:11 AM
twjh$25.001/28/2011 10:09:45 AM
rescue$100.001/28/2011 10:11:23 AM
Angel_Investor_7$25.001/28/2011 10:12:51 AM
tech310$50.001/28/2011 10:22:39 AM
fairness-atmosphere$25.001/28/2011 10:09:30 AM
golffish2$100.001/28/2011 10:08:36 AM
113121$332.531/28/2011 10:08:50 AM
kindness-tonic$25.001/28/2011 11:10:17 AM
EarlyRiser$250.001/28/2011 10:11:16 AM
greencat$50.001/28/2011 10:12:17 AM
reflective-rupee$250.771/28/2011 10:16:47 AM
I-Believe-In-You$25.001/28/2011 12:15:34 PM
Skeptical-one$49.001/28/2011 10:20:43 AM
DasMula$86.571/28/2011 10:21:17 AM
MoneyForNothing$49.061/28/2011 10:32:13 AM
selector568$150.001/28/2011 11:07:55 AM
Gregger$25.001/28/2011 1:07:38 PM
asset-professor$25.001/28/2011 1:28:03 PM
jazzlender$25.001/28/2011 1:18:37 PM
2grindstones$25.001/28/2011 2:02:01 PM
integrity-liberator$50.001/28/2011 3:28:22 PM
well-rounded-dinero$100.001/28/2011 2:13:10 PM
courteous-note1$25.771/28/2011 4:01:19 PM
UCLA4life$25.001/28/2011 3:28:25 PM
equitylender$50.001/28/2011 3:50:33 PM
SolarMoonshine$25.001/28/2011 5:05:11 PM
attractive-rate$50.001/28/2011 5:17:03 PM
Nicedad72$25.001/28/2011 6:32:59 PM
credit-force5$50.001/28/2011 11:38:39 PM
bughead$25.001/28/2011 8:42:49 PM
point-pinnacle$25.001/28/2011 10:04:53 PM
houli123$50.001/29/2011 12:30:19 AM
EBITDA$25.001/29/2011 1:55:03 AM
Gibbyland$50.001/29/2011 3:10:42 AM
FarmersBank$47.411/29/2011 3:18:56 AM
kulender$35.221/29/2011 3:05:08 AM
lloyd_s$25.001/29/2011 3:20:48 AM
corporatejim$54.471/29/2011 5:28:29 AM
Leshan$150.001/29/2011 6:15:02 AM
Rogelio48$30.001/29/2011 7:40:10 AM
foothillender$25.001/29/2011 6:13:40 AM
rate-hickory$25.001/29/2011 6:33:12 AM
FundMaker$25.111/29/2011 8:41:30 AM
all_of_that_one$35.001/29/2011 7:52:44 AM
MyWhitsEnd$25.001/29/2011 9:13:35 AM
repayment-pudding$25.001/29/2011 8:05:05 AM
wisconsinvestor$100.001/29/2011 10:25:44 AM
radforj22$25.001/29/2011 10:28:44 AM
tigercat$50.001/29/2011 9:51:58 AM
bullish2bearish$63.071/29/2011 1:18:18 PM
Christophe$25.001/29/2011 11:06:34 AM
friendinmoney$25.001/29/2011 10:45:49 AM
SkinnyFish$50.001/29/2011 11:06:25 AM
crdcteng$50.001/29/2011 12:16:03 PM
trumpeter5$50.001/29/2011 11:49:32 AM
Cessna172$25.001/29/2011 12:30:50 PM
Grandmahoneybee$25.001/29/2011 12:32:34 PM
new-truth-chuckler$46.001/29/2011 1:23:18 PM
doopers$25.001/29/2011 1:32:42 PM
133 Investments