Sales Report:Supplement No. 13 dated Feb 02, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490264
This series of Notes was issued and sold upon the funding of the borrower loan #46887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1999 Debt/Income ratio: 28%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,125Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: ore-labyrinth5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
resturant/bar
This loan will be used to?
To purchace equipment for a start up resturant/bar.Revenue to be at $35,000.00,to 55,000.00 monthly

Monthly net income: $ 2000.00
Monthly expenses: $ 444.95
??Housing: $ 0.00Insurance: $?45.00 monthly
??Car expenses: $?35.00 for gas.vechicle paid off .Bring bus home.
??Utilities: $?175.00
??Phone, cable, internet: $39.95
??Food, entertainment: $?50.00weekly
??Clothing, household expenses $?50.00 weekly
??Credit cards and other loans: $ 50.00
??Other expenses:

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Have you ever own or ran a resturants before??? - JUDAHiNVESTMENTGROUP
A: never owned,but family has.Ran for many years. (Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
handshake5$100.001/11/2011 3:40:32 PM
ThatDanGuy$50.001/11/2011 3:44:35 PM
rss197$25.001/11/2011 3:44:54 PM
zipemdown$50.001/11/2011 3:45:20 PM
musegaze$50.001/11/2011 3:38:54 PM
capital-halo1$500.001/11/2011 3:44:14 PM
EBITDA$25.001/11/2011 3:44:19 PM
point-kitten6$50.001/11/2011 3:44:57 PM
honorable-yield$25.001/11/2011 3:45:06 PM
JJ9876$25.001/11/2011 3:44:36 PM
inspire22$25.001/11/2011 3:44:46 PM
Aunca$50.001/11/2011 3:45:58 PM
bid-czar8$50.001/11/2011 3:45:13 PM
Abstract$50.001/11/2011 4:20:24 PM
selector568$60.361/11/2011 4:22:31 PM
julsal$25.001/11/2011 7:16:17 PM
lloyd_s$25.001/12/2011 1:39:09 AM
Bob450$25.001/12/2011 1:39:49 AM
AspiringJunzi$25.001/11/2011 8:03:29 PM
porkhelmet$25.001/11/2011 9:38:39 PM
peace-missile$25.001/12/2011 4:13:25 AM
gold-channel2$25.001/12/2011 6:09:37 AM
kulender$50.001/12/2011 6:09:44 AM
kind-efficient-credit$25.001/12/2011 6:11:35 AM
bobby51$25.001/12/2011 7:00:21 AM
minddoc$25.001/12/2011 3:19:35 AM
WickedAwsome$40.001/12/2011 7:45:15 AM
HelpfulLender1$25.001/12/2011 5:28:02 AM
contract-giant$25.001/12/2011 6:11:11 AM
kendallv$25.001/12/2011 6:10:12 AM
loyalist1$50.001/12/2011 6:36:16 AM
leverage-hawk$25.001/12/2011 7:48:46 AM
impressive-loan9$75.211/12/2011 8:37:37 AM
radiant-loan5$100.001/12/2011 8:56:30 AM
intuitive-camaraderi9$25.001/12/2011 9:00:07 AM
fortytwo$50.001/12/2011 9:10:04 AM
first-serene-credit$25.001/12/2011 2:28:14 PM
Speculator$50.001/12/2011 10:31:16 AM
scrappy-diversification7$500.001/12/2011 3:18:59 PM
kind-adventurous-finance$50.001/12/2011 1:28:53 PM
be_wise$25.001/12/2011 6:29:09 PM
whartonmba$25.001/12/2011 6:46:50 PM
a-balance-surgeon$50.001/12/2011 7:46:12 PM
gs92126$25.001/12/2011 5:28:50 PM
point-mastery$50.001/13/2011 2:23:42 AM
SFBank$100.001/12/2011 6:24:26 PM
dcap3$25.001/13/2011 5:51:06 AM
fareast_man$25.001/12/2011 11:57:13 PM
integrity-liberator$50.001/13/2011 6:16:26 AM
ah-long$25.001/13/2011 12:10:07 AM
vigorous-velocity$50.001/13/2011 6:29:35 AM
vivixmedia$50.001/13/2011 1:19:57 AM
UCLA4life$25.001/13/2011 2:08:13 AM
ingenious-truth0$50.001/13/2011 7:14:26 AM
PatRichi$25.001/13/2011 7:37:37 AM
frogperson$250.001/13/2011 10:11:38 AM
fairness-atmosphere$25.001/13/2011 9:44:10 AM
Doug1043$25.001/13/2011 9:36:46 AM
treasure-generator$25.001/13/2011 11:05:00 AM
ingenious-deal6$25.001/13/2011 11:05:18 AM
sk8ndive$25.001/13/2011 11:05:33 AM
yield-lion$25.001/13/2011 11:05:55 AM
NYLG$25.001/13/2011 11:54:26 AM
platinum-celebration4$47.001/13/2011 12:25:02 PM
investment-star$50.001/13/2011 12:25:16 PM
newest-inspiring-power$25.001/13/2011 10:25:35 AM
payout-mongoose$33.551/13/2011 11:04:48 AM
irrelevant$25.001/13/2011 11:04:59 AM
navstox$25.001/13/2011 11:05:24 AM
d3v0t3d$25.001/13/2011 11:05:37 AM
thelovebug$34.591/13/2011 11:05:44 AM
colorunner$25.001/13/2011 12:24:59 PM
Tono$30.001/13/2011 11:38:19 AM
mckhbnpc$30.001/13/2011 11:42:39 AM
fund-tom-tom6$25.001/13/2011 11:52:57 AM
the-liberty-brigade$25.001/13/2011 12:24:47 PM
helping-out$30.001/13/2011 12:24:52 PM
cash-boots$25.001/13/2011 12:24:58 PM
NedNederlanderII$50.001/13/2011 12:25:03 PM
J-Rott$50.001/13/2011 12:25:13 PM
kginatl$50.001/13/2011 12:25:20 PM
the-auction-bear$25.001/11/2011 3:44:24 PM
genius520$100.001/11/2011 3:44:33 PM
amusement4$50.001/11/2011 3:44:43 PM
Investoman$100.001/11/2011 3:40:34 PM
Ocean713$50.001/11/2011 3:45:44 PM
sound$50.001/11/2011 3:45:53 PM
simplelender80$100.001/11/2011 3:44:12 PM
Artist_Blue$25.001/11/2011 4:23:12 PM
greencat$50.001/11/2011 4:04:45 PM
mighty-payout1$25.001/11/2011 4:16:54 PM
zorg77$25.001/11/2011 5:19:44 PM
well-mannered-income3$25.001/11/2011 6:29:09 PM
payment-gusto$25.001/11/2011 5:31:18 PM
wanna-help$50.001/11/2011 6:33:11 PM
3613925$25.001/11/2011 6:19:14 PM
dhkny5$50.001/11/2011 8:33:50 PM
Maetryx$50.001/11/2011 8:42:50 PM
impala6464$50.001/11/2011 8:16:39 PM
worthy-bid8$50.001/12/2011 6:03:19 AM
jamiee73$25.001/12/2011 6:08:43 AM
dollardave$71.891/11/2011 11:55:35 PM
attractive-fund$50.001/12/2011 6:36:34 AM
first-upright-payout$25.001/12/2011 6:56:00 AM
djalan$50.001/12/2011 8:15:27 AM
fulfilling-money5$50.001/12/2011 8:56:11 AM
consummate-loyalty1$50.001/12/2011 10:58:47 AM
engaging-leverage823$50.001/12/2011 12:07:05 PM
ronow22$50.001/12/2011 12:14:03 PM
Banker7371$25.001/12/2011 12:23:51 PM
robocop$50.001/12/2011 9:36:38 AM
LBOregon$25.001/12/2011 10:43:57 AM
Banker_Joe$25.001/12/2011 10:55:28 AM
credit-rocket4$25.001/12/2011 11:05:02 AM
credit-sycamore4$100.001/12/2011 12:46:29 PM
favorite-commerce$25.001/12/2011 2:11:57 PM
Leshan$25.001/12/2011 5:23:33 PM
Magog12$25.001/12/2011 6:04:32 PM
thorough-exchange4$50.001/12/2011 6:35:56 PM
generator535$25.001/12/2011 7:31:37 PM
kcpeck$25.001/12/2011 5:30:48 PM
jescowa$50.001/12/2011 7:49:07 PM
velocity-solo$25.001/13/2011 5:37:38 AM
ToweringDan$50.001/13/2011 12:17:21 AM
HamletTower$25.001/13/2011 12:34:51 AM
assetmanager$25.001/13/2011 9:03:05 AM
truth-ceremony$25.001/13/2011 9:36:51 AM
hcs1977$100.001/13/2011 9:45:55 AM
What-goes-around-comes-around$50.001/13/2011 4:49:48 AM
extraordinary-transaction$25.001/13/2011 7:51:00 AM
uncleegg$50.001/13/2011 7:54:35 AM
ossobuco$50.001/13/2011 9:16:49 AM
missing-link$25.001/13/2011 9:52:23 AM
shomikaci$25.001/13/2011 9:03:19 AM
ElAbel11$25.001/13/2011 9:18:52 AM
mercuriant$25.001/13/2011 9:41:58 AM
muirheaj$25.001/13/2011 10:52:08 AM
TheBaldGuy$25.001/13/2011 11:04:52 AM
hope-eagle6$25.001/13/2011 11:05:16 AM
graceful-investment$100.001/13/2011 11:05:28 AM
ommcd$25.001/13/2011 11:05:43 AM
tranquil-return4$25.001/13/2011 11:05:56 AM
freedomcrusader$25.001/13/2011 12:24:55 PM
Cluvnupe06$25.001/13/2011 12:25:09 PM
cedar_rose$50.001/13/2011 12:25:24 PM
GracieLuLu04$25.001/13/2011 11:04:54 AM
LAM26$25.001/13/2011 11:05:27 AM
wwwUniversal$25.001/13/2011 11:05:39 AM
apostle901$25.001/13/2011 11:05:54 AM
umwol13$25.001/13/2011 11:13:42 AM
slithytove$25.001/13/2011 12:24:54 PM
richrobe$50.001/13/2011 12:25:05 PM
frankdelraza$25.001/13/2011 12:25:23 PM
samdog079$100.001/13/2011 10:27:20 AM
life-is-great$50.001/13/2011 10:59:37 AM
funtwosay$25.001/13/2011 11:04:50 AM
FeedTheMachine$50.001/13/2011 11:05:35 AM
brazilofmux$51.101/13/2011 11:05:53 AM
moola-monger9$50.001/13/2011 12:02:48 PM
smallbizrule$25.001/13/2011 12:24:50 PM
Miklot$75.001/13/2011 12:24:56 PM
moola-berserker$25.001/13/2011 12:25:01 PM
famous-bill$25.001/13/2011 12:25:12 PM
163 Investments
 
Borrower Payment Dependent Notes Series 491216
This series of Notes was issued and sold upon the funding of the borrower loan #46915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1990 Debt/Income ratio: 20%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,191Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: patspeak Borrower's state: California Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 24 ( 100% ) 640-659 (Latest)
Principal borrowed: $17,000.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
660-679 (Sep-2009)
580-599 (Nov-2007)
660-679 (Jan-2007)
 
Principal balance: $2,759.54 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Medical Expenses
Purpose of loan:
This loan will be used for Medical and Therapeutic Expenses

My financial situation:
I have had two previous loans with Prosper and have successfully paid off each. I am never late on any payments for anything. I make the necessary income to successfully pay the required debt.

Monthly net income: $5700

Monthly expenses: $
??Housing: $2000
??Insurance: $220
??Car expenses: $320 Gas
??Utilities: $190
??Phone, cable, internet: $170
??Food, entertainment: $300
??Clothing, household expenses $400
??Credit cards and other loans: $985
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$66.661/27/2011 10:08:13 AM
MoneyForNothing$66.331/27/2011 10:08:49 AM
113121$400.001/27/2011 10:10:16 AM
velocity-solo$30.001/27/2011 10:11:11 AM
rescue$100.001/27/2011 10:13:56 AM
Bob450$25.001/27/2011 10:15:45 AM
Kash2010lu$27.001/27/2011 10:10:12 AM
ronin4sale$25.001/27/2011 10:46:39 AM
courteous-note1$111.571/27/2011 10:52:24 AM
LittleMingo$30.001/27/2011 10:08:43 AM
OldManP$25.001/27/2011 10:09:31 AM
Feyenoord$25.001/27/2011 10:09:35 AM
greencat$50.001/27/2011 10:14:58 AM
golffish2$100.001/27/2011 10:33:24 AM
EarlyRiser$250.001/27/2011 10:13:28 AM
favorite-commerce$50.001/27/2011 1:07:05 PM
tech310$50.001/27/2011 10:15:50 AM
DasMula$100.001/27/2011 10:20:29 AM
2brotherslending$100.001/27/2011 1:55:28 PM
one-midas$25.001/27/2011 10:49:41 AM
hopeful-truth5$200.001/27/2011 11:02:02 AM
payout-alien6$25.001/27/2011 10:52:22 AM
newest-phenomenal-money$25.001/27/2011 11:21:29 AM
credit-missile$125.001/27/2011 2:06:29 PM
EBITDA$25.001/27/2011 2:12:32 PM
grnii78$100.001/27/2011 10:08:21 AM
Aberdeen$4,000.001/27/2011 10:08:28 AM
selector568$150.001/27/2011 10:09:00 AM
reflective-rupee$300.771/27/2011 10:09:29 AM
genius520$100.001/27/2011 10:11:19 AM
golffish2$100.001/27/2011 10:08:07 AM
wise-rupee-sanctuary$50.001/27/2011 10:11:07 AM
asset-professor$25.001/27/2011 12:14:01 PM
top-loan-empenada$50.001/27/2011 1:43:23 PM
DasMula$100.001/27/2011 10:20:19 AM
DasMula$100.001/27/2011 10:21:28 AM
DasMula$100.001/27/2011 10:23:12 AM
Gobsek$25.001/27/2011 12:06:28 PM
CACO_Lender$25.001/27/2011 1:17:34 PM
justanothersushieater$25.001/27/2011 1:31:43 PM
credit-missile$25.001/27/2011 2:07:18 PM
DoctorJoe$25.001/27/2011 1:15:43 PM
HomerdohNY$25.001/27/2011 2:16:10 PM
Speculator$25.001/27/2011 1:39:53 PM
CA_Lender$25.001/27/2011 1:41:56 PM
fund-tom-tom6$25.001/27/2011 2:31:16 PM
investment-cluster$30.001/27/2011 2:22:14 PM
jcw3rd$25.001/27/2011 2:31:17 PM
48 Investments
 
Borrower Payment Dependent Notes Series 491250
This series of Notes was issued and sold upon the funding of the borrower loan #46890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1998 Debt/Income ratio: 19%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,378Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: marsupial976 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
 
Principal balance: $4,144.14 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Credit Card Consolidation
Purpose of loan:
Looking for a loan of $7500 to help me clear my credit card debts faster. I've been clearing my final credit card (MBNA), which has an APR of 26%, so this loan will save me considerable amount of money over the term.

I've gotten my credit situation well under control: the last 12 months I've consistently dented my debt, and as such my credit score has increased by over 40 points. I'm never late, and haven't missed a payment, ever.

I'll be clear of my other debts within 20 months, leaving this final 36 month installment to clear.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.001/21/2011 10:44:51 AM
honorable-yield$25.001/21/2011 11:05:35 AM
113121$295.471/21/2011 11:08:34 AM
museic1$50.001/21/2011 11:10:06 AM
velocity-solo$50.001/21/2011 11:11:47 AM
commerce-yeller$25.001/21/2011 10:42:15 AM
radforj22$25.001/21/2011 10:43:43 AM
orange-preeminant-bill$50.001/21/2011 10:46:51 AM
ThomasC$50.001/21/2011 11:18:20 AM
TNG812$25.001/21/2011 11:20:34 AM
B-rad_the_Coug$25.001/21/2011 11:29:04 AM
bowdish1$50.001/21/2011 11:03:30 AM
ursus$100.001/21/2011 11:06:11 AM
hidavehi$25.041/21/2011 11:42:14 AM
Astyanax$50.001/21/2011 11:48:02 AM
rolandweary$25.001/21/2011 11:10:45 AM
blue-useful-auction$25.001/21/2011 12:08:26 PM
responsibility-cherry6$50.001/21/2011 11:15:20 AM
powerful-finance7$25.001/21/2011 10:49:51 AM
flexible-value$100.001/21/2011 10:50:44 AM
wise-deal-panda$50.001/21/2011 10:51:38 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:10 AM
american6$100.001/21/2011 10:59:20 AM
credit-bliss8$25.001/21/2011 11:31:02 AM
reflective-rupee$200.771/21/2011 1:08:17 PM
C_Mark$100.001/21/2011 11:13:31 AM
credit-investor5$50.001/21/2011 11:16:07 AM
five-star-justice$36.001/21/2011 11:17:35 AM
steiglends$250.001/21/2011 11:22:27 AM
enchanted-yield4$50.001/21/2011 11:24:07 AM
grnii78$100.001/21/2011 11:41:32 AM
enthusiastic-balance5$100.001/21/2011 11:42:57 AM
investment-cluster$25.001/21/2011 2:22:18 PM
1SteelerFan$35.001/21/2011 1:22:43 PM
loss-of-control$200.001/21/2011 2:10:48 PM
LivingInvestments01$25.001/21/2011 2:11:47 PM
DoctorJoe$25.001/21/2011 6:15:25 PM
LittleMingo$30.001/22/2011 12:38:32 AM
sweety075$25.001/21/2011 6:42:53 PM
swti37$50.001/21/2011 7:46:13 PM
exciting-fairness$200.001/22/2011 6:12:59 AM
mikeandcat$50.001/21/2011 6:22:49 PM
illinois_joe$53.401/22/2011 9:39:29 AM
impartial-deal$25.001/22/2011 6:12:16 AM
Jim33$25.001/21/2011 8:18:38 PM
heerzaquestion$50.001/22/2011 10:41:46 AM
golffish2$100.001/22/2011 8:15:22 AM
All_Wins$25.001/22/2011 9:01:31 AM
papaloha$25.001/22/2011 12:42:14 AM
hidavehi$30.421/22/2011 1:03:55 AM
djenge$25.571/22/2011 3:51:02 AM
loanman2007$150.001/22/2011 5:55:22 AM
bnoble09$25.001/22/2011 10:15:54 AM
BuzzyBee336$35.001/22/2011 10:36:27 AM
squarebob$25.001/22/2011 10:54:25 AM
velocity-winner$25.001/22/2011 11:15:34 AM
worthy-bid4$50.001/22/2011 11:39:07 AM
bigphish$25.001/22/2011 9:45:29 AM
bonus-quark4$25.001/22/2011 9:54:06 AM
rss197$25.001/22/2011 11:37:08 AM
niq4soccer$25.001/22/2011 11:51:00 AM
forthright-dedication$50.001/22/2011 12:42:44 PM
SmartBanking$25.001/22/2011 12:02:55 PM
J-Rott$50.001/22/2011 3:59:04 PM
benefit-pro$25.001/22/2011 8:03:02 PM
Mark-7$25.001/22/2011 2:18:27 PM
thankful-nickel2$25.001/22/2011 2:36:28 PM
MoneyForNothing$2.581/22/2011 11:37:35 PM
SelectTrustLending$25.001/22/2011 3:07:19 PM
Jerrys1951$39.661/22/2011 4:40:09 PM
auction-seeker$25.001/22/2011 3:26:52 PM
debt-system880$25.001/22/2011 9:06:59 PM
handy-point5$28.161/22/2011 10:24:27 PM
buffalobills$25.001/22/2011 10:38:08 PM
TheGrayFox$25.001/22/2011 11:37:19 PM
handshake5$100.001/22/2011 3:59:08 PM
friendly-money$50.001/22/2011 4:29:08 PM
sportcraft18$100.001/22/2011 5:06:26 PM
bejfishing$25.001/22/2011 7:27:07 PM
massuot$25.001/22/2011 8:52:12 PM
CAGE-Investments$25.001/21/2011 10:45:38 AM
cloud8$60.001/21/2011 10:56:52 AM
tech310$50.001/21/2011 11:00:14 AM
skuba$75.001/21/2011 11:02:36 AM
simplelender80$100.001/21/2011 11:04:56 AM
the-enterprising-leverage$25.001/21/2011 11:12:21 AM
somebody32$50.001/21/2011 11:16:56 AM
lender987654321$25.001/21/2011 10:47:13 AM
jjswanso$50.001/21/2011 11:18:54 AM
DasMula$57.001/21/2011 11:20:32 AM
a-bountiful-trade$105.991/21/2011 11:29:08 AM
gracej$25.001/21/2011 10:55:52 AM
balance-chestnut$25.001/21/2011 11:29:54 AM
jazzlender$50.001/21/2011 10:45:58 AM
worldly-community3$50.001/21/2011 11:12:44 AM
genius520$100.001/21/2011 11:04:10 AM
impeccable-transparency$50.001/21/2011 1:07:42 PM
marketplace-cello5$25.001/21/2011 11:21:41 AM
indomitable-coin$25.001/21/2011 11:44:25 AM
SolarMoonshine$100.001/21/2011 5:03:11 PM
tntmojave$34.361/21/2011 12:47:27 PM
smart-gold$25.001/21/2011 1:01:17 PM
favorite-commerce$50.001/21/2011 2:49:26 PM
heavenly-repayment4$25.001/21/2011 5:44:42 PM
lucrative-coin$100.001/21/2011 8:06:29 PM
jybank$25.001/21/2011 8:45:34 PM
payout-reaction740$25.001/22/2011 6:17:31 AM
terrific-fund5$25.001/21/2011 9:17:00 PM
enriched-note6$25.001/21/2011 11:22:36 PM
jcw3rd$25.001/22/2011 9:18:19 AM
hopeful-truth5$400.001/21/2011 7:22:33 PM
Leshan$69.801/22/2011 6:41:08 AM
harddollars$25.001/22/2011 8:22:31 AM
FinanceEngine$25.001/22/2011 8:35:34 AM
Sol_Invictus$25.001/22/2011 9:55:47 AM
missgina$35.001/22/2011 7:29:29 AM
economy-popcorn$25.001/22/2011 8:38:03 AM
transformer855$100.001/22/2011 10:04:10 AM
the-kindness-honker$25.001/22/2011 10:40:51 AM
all_of_that_one$35.001/22/2011 1:16:30 PM
friendly-principal76$26.831/22/2011 1:18:30 PM
bazaar-festivity$25.001/22/2011 2:13:06 PM
felicity-loyalist0$25.001/22/2011 12:20:03 PM
Bidwinner08$73.371/22/2011 5:07:37 PM
Scotcha$50.001/22/2011 5:54:07 PM
wwwUniversal$25.001/22/2011 1:18:39 PM
jodilee31$25.001/22/2011 3:56:05 PM
integrity-reformer$36.671/22/2011 9:50:08 PM
mtnbikemania$50.001/22/2011 3:59:23 PM
a_salt_miner$25.001/22/2011 10:57:08 PM
skiberdad$50.001/22/2011 4:08:25 PM
gilbrear$25.001/22/2011 3:23:34 PM
natural-trade7$53.911/22/2011 6:58:34 PM
responsibility-aurora$300.001/22/2011 10:30:47 PM
BigRegz$25.001/22/2011 10:38:39 PM
zorg77$25.001/22/2011 5:44:56 PM
piano55$25.001/22/2011 7:32:39 PM
autonomous-truth$50.001/22/2011 9:19:06 PM
138 Investments
 
Borrower Payment Dependent Notes Series 491328
This series of Notes was issued and sold upon the funding of the borrower loan #46805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 5%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,095Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: breathtaking-value2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan- Thank You
Purpose of loan:
This loan will be used to? make several improvements

My financial situation:
I am a good candidate for this loan because? I always pay my bills in a timely fashion.? I am very interested in seeing my dredit score increase and will absolutely pay my loan in a timely fashion.

Monthly net income: $ 4100

Monthly expenses: $
??Housing: $ 900
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain your public record - loss-of-control
A: Hi! I will be glad to explain. This debt is an error. I took the creditor to civil court and the case has since been dismissed. I am in the process of having this removed from my credit report. If you would like I can fax the letter of dismissal that I received from the court to you. Please let me know if you have any other questions or concerns. Thanks. (Jan-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/25/2011 5:54:29 PM
jjswanso$50.001/25/2011 6:00:01 PM
the-enterprising-leverage$25.001/25/2011 6:01:39 PM
credit-investor5$50.001/25/2011 6:01:48 PM
marketplace-cello5$25.001/25/2011 6:01:54 PM
enthralling-deal180$75.001/25/2011 5:57:47 PM
speedster351$50.001/25/2011 5:59:47 PM
C_Mark$100.001/25/2011 6:01:41 PM
nanda$100.001/25/2011 6:02:32 PM
lendstats_com$50.001/25/2011 8:00:11 PM
radforj22$35.001/25/2011 5:59:52 PM
velocity-solo$50.001/25/2011 6:01:18 PM
tech310$50.001/25/2011 6:02:41 PM
enriched-note6$25.001/26/2011 12:49:34 AM
efficient-treasure0$25.001/26/2011 6:17:07 AM
imdave4me$75.001/26/2011 9:58:35 AM
Bank_Of_XL$25.001/26/2011 5:41:22 AM
DasMula$57.001/26/2011 9:31:46 AM
harty$50.001/26/2011 10:12:16 AM
integrity-hawk$50.001/26/2011 10:12:34 AM
grotheik$25.001/26/2011 7:48:38 AM
jonnysixgun$25.001/26/2011 12:16:02 PM
investment-cluster$25.001/26/2011 1:49:59 PM
ethicalhumanist$50.001/26/2011 5:03:00 PM
retirementlady$25.001/26/2011 6:00:36 PM
museic1$50.001/26/2011 7:16:19 PM
SolarMoonshine$50.001/26/2011 7:12:52 PM
FinDoc$25.001/26/2011 7:35:02 PM
NJournalist$25.001/26/2011 8:54:54 PM
sparkling-contract7$25.001/27/2011 5:59:29 AM
dinero-launcher$25.701/27/2011 7:54:27 AM
DSFinancial$50.001/26/2011 9:48:12 PM
a-finance-nirvana$25.001/27/2011 3:51:09 AM
Leshan$25.001/27/2011 10:04:04 AM
durable-investment8$30.001/27/2011 7:38:45 AM
bill-expert$50.001/27/2011 9:27:12 AM
treasure-dreamer7$50.001/27/2011 9:08:07 AM
golden-finance7$50.001/27/2011 9:55:15 AM
loaner-dude$100.001/27/2011 11:18:18 AM
interstellar$75.001/27/2011 1:09:04 PM
jybank$25.001/27/2011 11:13:13 AM
Casman8815$25.001/27/2011 12:28:26 PM
thrifty-capital$25.001/27/2011 3:52:47 PM
Gobsek$25.001/27/2011 12:07:05 PM
MadHun$50.001/27/2011 1:43:37 PM
thankful-nickel2$25.001/27/2011 3:30:40 PM
point-pinnacle$25.001/27/2011 5:16:55 PM
cvlender$50.001/27/2011 5:18:03 PM
economy-caper9$25.001/27/2011 2:19:56 PM
ferdberfel$51.621/27/2011 5:07:41 PM
greenback-bull6$50.001/27/2011 5:14:35 PM
ferdberfel$50.001/27/2011 5:02:52 PM
helpingothers2007$50.001/27/2011 6:30:02 PM
gilbrear$25.001/27/2011 5:18:08 PM
Residuum$50.001/27/2011 6:19:32 PM
iLoaner$25.001/27/2011 6:59:16 PM
mla$25.001/27/2011 6:59:25 PM
orange-preeminant-bill$50.001/27/2011 6:30:32 PM
andyb9$50.001/27/2011 6:59:42 PM
tlswms$50.001/27/2011 6:09:20 PM
commerce-yeller$50.001/27/2011 6:31:32 PM
melodious-fairness$50.001/27/2011 6:33:06 PM
rss197$25.001/27/2011 7:02:53 PM
wwwUniversal$25.001/27/2011 7:03:03 PM
ferocious-exchange3$50.001/27/2011 6:46:00 PM
handshake5$100.001/27/2011 6:46:59 PM
DLock99$50.001/27/2011 6:58:43 PM
rjrventure$30.001/27/2011 8:14:16 PM
Finchy78$25.001/27/2011 8:31:57 PM
jdtrip03$26.001/27/2011 8:39:53 PM
ujiba$50.001/27/2011 7:00:58 PM
responsibility-cherry6$25.001/27/2011 7:00:10 PM
6moonbeams$50.001/27/2011 7:01:34 PM
gold-disk$50.001/27/2011 7:18:04 PM
dough-souffle$25.001/27/2011 7:27:57 PM
draggon77$25.001/27/2011 8:34:30 PM
engbusres$39.981/27/2011 8:38:16 PM
enchanted-yield4$50.001/25/2011 6:00:25 PM
genius520$100.001/25/2011 6:00:52 PM
rolandweary$25.001/25/2011 6:01:14 PM
mtnbikemania$50.001/25/2011 6:02:15 PM
skiberdad$50.001/25/2011 6:02:24 PM
CAGE-Investments$25.001/25/2011 5:59:41 PM
american6$100.001/25/2011 6:00:43 PM
simplelender80$100.001/25/2011 6:00:58 PM
ursus$100.001/25/2011 6:03:22 PM
paladin847$50.001/25/2011 6:03:28 PM
LeReve$100.001/25/2011 6:04:14 PM
wise-rupee-sanctuary$50.001/25/2011 6:00:34 PM
honorable-yield$25.001/25/2011 6:01:05 PM
EarlyRiser$250.001/25/2011 6:02:52 PM
bowdish1$50.001/25/2011 6:42:33 PM
reflective-rupee$200.771/25/2011 6:49:43 PM
careful-compassion$25.001/26/2011 8:24:25 AM
rate-rapture8$50.001/26/2011 9:32:34 AM
doncm$50.001/26/2011 3:08:14 PM
CASSHMAN$100.001/26/2011 3:43:57 PM
jamiee73$25.001/26/2011 4:00:26 PM
Astyanax$50.001/26/2011 11:55:37 AM
asset-professor$25.001/26/2011 4:01:27 PM
direct-compassion$74.001/26/2011 4:13:30 PM
worthy-bid8$50.001/26/2011 5:07:10 PM
skuba$75.001/26/2011 5:07:18 PM
worldly-community3$50.001/26/2011 5:04:14 PM
tolerant-dinero2$25.001/26/2011 7:01:24 PM
slwholesales$25.001/26/2011 6:42:50 PM
mmzero$25.001/26/2011 7:28:34 PM
VAGweilo$41.331/26/2011 6:31:14 PM
Artist_Blue$25.001/26/2011 7:04:13 PM
squadron781$25.001/26/2011 8:17:36 PM
best-unbeatable-transaction$25.001/26/2011 7:01:43 PM
Mariner3605$25.001/26/2011 7:03:25 PM
heerzaquestion$25.001/26/2011 7:42:00 PM
Ambassador$35.001/27/2011 4:51:05 AM
treasure-bliss$50.001/26/2011 8:41:24 PM
the-profit-oracle$25.001/26/2011 8:59:45 PM
grf1945$25.001/27/2011 9:15:49 AM
JCM_MN$30.001/27/2011 4:44:29 AM
friendinmoney$25.001/27/2011 7:55:40 AM
noobsaibot$25.001/27/2011 8:23:04 AM
exuberant-dime$50.001/27/2011 9:33:37 AM
calm-platinum8$50.001/27/2011 9:44:28 AM
moola-escalator$25.001/27/2011 12:59:21 PM
GoldenGo4$100.001/27/2011 10:34:03 AM
Earn_money$25.001/27/2011 10:36:53 AM
chinolatino$50.001/27/2011 3:24:16 PM
loss-of-control$50.001/27/2011 11:34:05 AM
top-epic-community$50.001/27/2011 4:19:42 PM
favorite-commerce$50.001/27/2011 1:08:55 PM
2brotherslending$50.001/27/2011 2:27:24 PM
equitable-p2ploan8$25.001/27/2011 2:58:26 PM
EasternLender$25.001/27/2011 5:11:47 PM
rkhrdjp$25.001/27/2011 4:06:34 PM
fairness-cell6$25.001/27/2011 6:03:07 PM
capital-dynamo0$50.001/27/2011 6:30:06 PM
Otagaini$25.001/27/2011 5:31:10 PM
Cheburashka$25.001/27/2011 6:44:35 PM
chief_wo$25.001/27/2011 6:45:06 PM
profitable-money$25.001/27/2011 6:06:54 PM
Christophe$25.001/27/2011 6:57:44 PM
pragmatic-camaraderi$25.001/27/2011 6:58:07 PM
prudent-gain7$25.001/27/2011 6:28:30 PM
thorough-exchange4$50.001/27/2011 6:30:05 PM
beaker$25.001/27/2011 7:00:09 PM
soheagle$25.001/27/2011 7:02:27 PM
five-star-justice$36.001/27/2011 6:34:57 PM
t2smoney$25.001/27/2011 7:07:53 PM
inspire22$50.001/27/2011 6:32:07 PM
108lender$145.491/27/2011 6:46:15 PM
conceptpi$25.001/27/2011 6:34:27 PM
soulwork$25.001/27/2011 7:59:08 PM
anders94$50.001/27/2011 8:03:42 PM
nicola78$25.001/27/2011 8:29:33 PM
jonn834$25.001/27/2011 7:00:55 PM
the2monkeys$50.001/27/2011 6:58:34 PM
Sixmil$62.111/27/2011 6:59:48 PM
macgeek$25.001/27/2011 6:59:54 PM
Binan$25.001/27/2011 7:00:53 PM
a-responsible-return$25.001/27/2011 7:02:14 PM
Ripsaw4U$50.001/27/2011 7:02:24 PM
exciting-fairness$200.001/27/2011 7:09:42 PM
payout-alien6$30.001/27/2011 8:02:16 PM
vutah$25.001/27/2011 8:08:37 PM
cunning-compassion1$25.001/27/2011 8:14:48 PM
saysana$25.001/27/2011 7:52:49 PM
jasonj72$25.001/27/2011 8:29:34 PM
166 Investments
 
Borrower Payment Dependent Notes Series 491690
This series of Notes was issued and sold upon the funding of the borrower loan #46896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2008 Debt/Income ratio: 37%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 7 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,032Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: thoughtful-finance3 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
 
Principal balance: $1,253.84 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Auto Use
Purpose of loan:
This loan will be used to?refinance toyota?4Runner 2006?

My financial situation:
I am a good candidate for this loan because I?pay all bills on time and my recent credit score is 739.?This will be my second loan from prosper.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-daydream$75.001/27/2011 10:08:17 AM
Mr-Miracle$25.011/27/2011 10:13:46 AM
tech310$50.001/27/2011 10:15:50 AM
Feyenoord$25.001/27/2011 10:09:36 AM
Kash2010lu$25.001/27/2011 10:13:13 AM
OldManP$25.001/27/2011 10:09:32 AM
reflective-rupee$1,000.771/27/2011 10:10:17 AM
greencat$50.001/27/2011 10:16:18 AM
witty-openness$25.001/27/2011 12:33:26 PM
silvercertificate$25.001/27/2011 12:36:36 PM
EarlyRiser$250.001/27/2011 10:13:29 AM
investment-artist$25.001/27/2011 10:15:37 AM
hopeful-truth5$200.001/27/2011 11:09:45 AM
Speculator$25.001/27/2011 1:39:53 PM
Mikale360$25.001/27/2011 1:07:57 PM
bankbuddy55$75.001/27/2011 6:31:53 PM
gain-gourd$75.001/27/2011 7:33:29 PM
credit-guard5$25.001/27/2011 6:41:26 PM
FarmersBank$41.741/27/2011 6:45:53 PM
genuine-integrity0$25.001/27/2011 7:05:30 PM
ac787$25.001/27/2011 7:54:23 PM
hidavehi$25.041/27/2011 9:31:37 PM
SouthernRemarketing$25.001/27/2011 9:50:06 PM
sibling_rivalry$100.001/27/2011 10:33:27 PM
money-fort$25.001/27/2011 10:51:11 PM
GoldenGo4$50.001/27/2011 11:31:59 PM
Angel_Investor_7$25.001/28/2011 6:33:02 AM
glroark$200.001/28/2011 6:55:10 AM
elegant-commerce7$50.001/28/2011 4:18:58 AM
supreme-hope$25.001/28/2011 5:31:12 AM
kendigme$37.811/28/2011 2:58:02 AM
kendigme$25.001/28/2011 3:00:53 AM
Leshan$37.081/28/2011 9:33:13 AM
first-aggresive-platinum$25.001/28/2011 8:22:14 AM
thankful-nickel2$25.001/28/2011 8:04:57 AM
Astyanax$50.001/28/2011 9:58:00 AM
sensible-order2$50.001/28/2011 11:33:45 AM
grnii78$75.001/28/2011 11:57:50 AM
ChoiceInvestments$26.001/28/2011 10:12:09 AM
HenlopenCapital$25.001/28/2011 10:20:06 AM
HHP$50.001/28/2011 1:38:17 PM
well-rounded-dinero$54.241/28/2011 2:01:13 PM
gjm6d$25.001/28/2011 11:07:54 AM
gothampark$25.001/28/2011 11:35:26 AM
bid-czar8$50.001/28/2011 2:25:04 PM
2grindstones$25.001/28/2011 2:34:42 PM
Leshan$25.001/28/2011 2:42:44 PM
jjswanso$50.001/28/2011 1:37:55 PM
CA-Lender$25.001/28/2011 3:30:17 PM
payment-gusto$25.001/28/2011 3:30:49 PM
well-mannered-income3$60.001/28/2011 3:40:12 PM
orange-preeminant-bill$49.571/28/2011 2:23:48 PM
mikeandcat$150.001/28/2011 2:55:38 PM
amusement4$50.001/28/2011 3:23:26 PM
musegaze$50.001/28/2011 3:24:23 PM
first-upright-payout$25.001/28/2011 3:25:23 PM
credit-sycamore4$100.001/28/2011 3:29:22 PM
robocop$50.001/28/2011 3:30:27 PM
inspire22$25.001/28/2011 3:30:44 PM
zipemdown$50.001/28/2011 3:30:03 PM
contract-giant$25.001/28/2011 3:30:19 PM
porkhelmet$25.001/28/2011 3:30:25 PM
intuitive-camaraderi9$25.001/28/2011 3:30:35 PM
orderly-leverage$50.001/28/2011 4:52:56 PM
C2Banking$25.001/28/2011 5:44:32 PM
bold-principal-thinker$25.001/28/2011 7:55:54 PM
mckhbnpc$30.001/28/2011 8:49:06 PM
blissful-deal0$25.001/28/2011 9:02:09 PM
deal-promiser1$50.001/28/2011 8:08:01 PM
wise-rupee-sanctuary$50.001/27/2011 10:11:07 AM
vine99$50.001/27/2011 10:08:02 AM
LittleMingo$30.001/27/2011 10:08:44 AM
loyalist1$50.001/27/2011 10:10:25 AM
velocity-solo$30.001/27/2011 10:11:11 AM
genius520$100.001/27/2011 10:11:20 AM
asset-professor$25.001/27/2011 12:14:00 PM
rescue$100.001/27/2011 10:13:57 AM
Bob450$25.001/27/2011 10:15:46 AM
one-midas$25.001/27/2011 10:22:57 AM
outofoffice$100.001/27/2011 10:27:10 AM
loss-of-control$150.001/27/2011 12:03:54 PM
Galdis$25.001/27/2011 3:00:35 PM
thomas16882004$25.001/27/2011 3:26:41 PM
DoctorJoe$25.001/27/2011 1:14:12 PM
2brotherslending$100.001/27/2011 2:15:09 PM
Moe87$25.001/27/2011 4:33:42 PM
nilonc1$50.001/27/2011 2:08:08 PM
Jerrys1951$40.001/27/2011 5:04:48 PM
wisconsinvestor$100.001/27/2011 5:09:39 PM
Steffy1976$25.001/27/2011 6:37:42 PM
Ubiquinone$25.001/27/2011 6:41:34 PM
worthy-bid8$50.001/27/2011 6:47:53 PM
twjh$25.001/27/2011 7:28:48 PM
finance-magma7$25.001/27/2011 8:38:30 PM
Hambone1111$25.001/27/2011 11:17:51 PM
WonByOne$100.001/28/2011 4:28:39 AM
autonomous-truth$100.001/28/2011 12:21:52 AM
chameleon125$75.001/28/2011 6:12:36 AM
Finchy78$25.001/28/2011 6:43:15 AM
loanman2007$100.001/28/2011 7:10:14 AM
ready-interest9$25.001/28/2011 9:52:01 AM
tigercat$50.001/28/2011 9:56:05 AM
realtormoises$25.001/28/2011 7:45:10 AM
hidavehi$38.001/28/2011 9:34:22 AM
ready-interest9$25.001/28/2011 9:50:59 AM
ore-dojo$100.001/28/2011 10:26:26 AM
helping-out$35.001/28/2011 10:28:06 AM
fairness-atmosphere$25.001/28/2011 10:08:59 AM
Firescreek$25.001/28/2011 12:40:28 PM
Darkjimson$50.001/28/2011 11:48:10 AM
money-bauble$100.001/28/2011 2:23:51 PM
supersarah61$25.001/28/2011 1:10:05 PM
jazzlender$25.001/28/2011 1:18:24 PM
sensible-diversification5$25.001/28/2011 1:03:23 PM
Jack55304$100.001/28/2011 1:58:28 PM
ThatDanGuy$50.001/28/2011 3:25:26 PM
Magog12$25.001/28/2011 3:29:59 PM
heatherwood$50.001/28/2011 2:20:08 PM
engaging-leverage823$50.001/28/2011 3:30:18 PM
point-kitten6$50.001/28/2011 3:30:45 PM
ingenious-interest1$50.001/28/2011 2:25:06 PM
inismor$25.001/28/2011 3:43:20 PM
PatRichi$25.001/28/2011 2:23:43 PM
ommcd$25.001/28/2011 3:30:07 PM
consummate-loyalty1$50.001/28/2011 3:30:28 PM
Ocean713$50.001/28/2011 3:30:21 PM
kind-efficient-credit$25.001/28/2011 3:30:33 PM
JJ9876$25.001/28/2011 3:30:42 PM
honorable-yield$25.001/28/2011 3:30:52 PM
Zipcut$25.001/28/2011 4:51:29 PM
LivingInvestments01$35.611/28/2011 7:51:01 PM
durable-hope0$25.001/28/2011 5:26:19 PM
Christophe$25.001/28/2011 7:45:02 PM
the-kindness-honker$25.001/28/2011 7:57:50 PM
LivingInvestments00$35.611/28/2011 7:48:40 PM
justasoldier$26.801/28/2011 9:09:35 PM
jmorob$47.571/28/2011 9:16:17 PM
bambampk$100.001/28/2011 9:46:35 PM
138 Investments
 
Borrower Payment Dependent Notes Series 491756
This series of Notes was issued and sold upon the funding of the borrower loan #46893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1993 Debt/Income ratio: 17%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,436Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: vigorous-ore Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance 3 high-APR credit loans
Purpose of loan:
This listing was previously listed for a loan amount of $7,500. After further considerations, I've now decided to lower the loan amount. Thus, this loan is now become less riskly for potential investors. Thanks.
This loan will be used to refinance the credit-card balance of $12,436 (3 credit-cards with high interest rate).

My financial situation:
I am a good candidate for this loan because I had no deliquency/bankruptcy for the last 10 years. I have 10-years experience in my field. I work for a safe sector in the vibrant Washington DC Metro area.

Monthly net income: $6,500

Monthly expenses: $
??Housing: $ 1,950 (including Mortgage, Insurance, Property tax)
??Insurance: $ 100 (car insurance)
??Car expenses: $ 250
??Utilities: $200
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Credit cards and other loans: $ 500

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1) I just have one primary mortgage (no home equity line of credit). Balance: $270,000. 2) The range of market value is around $270,000 - $290,000, according to zillow.com and other related real-estate websites. I live in zipcode area 22305/22306/22307 (per Prosper policy, can't disclose personal-identifiable info), which has real estate values either increasing or stable. (Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
wise-rupee-sanctuary$50.001/24/2011 10:28:54 AM
lendstats_com$200.001/24/2011 10:46:38 AM
Whipster$50.001/24/2011 10:56:33 AM
DHolly$30.001/24/2011 10:24:46 AM
JustMee$25.001/24/2011 11:28:41 AM
Frosty$25.001/24/2011 1:36:22 PM
EngineersAlliance$100.001/24/2011 1:56:36 PM
hopeful-truth5$300.001/24/2011 2:01:08 PM
EarlyRiser$250.001/24/2011 10:40:26 AM
scamps$25.001/24/2011 3:30:18 PM
loanman2007$150.001/24/2011 1:55:57 PM
vutah$25.001/24/2011 11:26:14 AM
bassman2$25.001/24/2011 11:36:47 AM
witty-openness$25.001/24/2011 12:03:39 PM
erowis$40.001/24/2011 4:29:29 PM
thankful-nickel2$25.001/24/2011 3:09:14 PM
credit-missile$28.261/24/2011 5:15:11 PM
nilonc1$50.001/24/2011 5:18:18 PM
velocity-solo$30.001/24/2011 10:29:21 AM
Mr-Miracle$25.001/24/2011 10:38:55 AM
investment-artist$25.001/24/2011 10:44:11 AM
reflective-rupee$1,000.771/24/2011 10:54:56 AM
squarebob$25.001/24/2011 12:09:24 PM
vine99$50.001/24/2011 12:34:36 PM
genius520$100.001/24/2011 10:30:29 AM
credit-guard5$25.001/24/2011 1:09:23 PM
wonder3$35.001/24/2011 10:32:02 AM
thrifty-capital$25.001/24/2011 1:35:13 PM
credit-elation1$25.001/24/2011 1:41:59 PM
Geologist-67$25.001/24/2011 2:27:18 PM
WMY-Investor$100.001/24/2011 2:47:13 PM
Kash2010lu$27.001/24/2011 10:32:33 AM
payout-bridge$1,000.001/24/2011 5:31:42 PM
greencat$50.001/24/2011 10:35:20 AM
yomanie$25.001/24/2011 10:52:20 AM
rescue$100.001/24/2011 2:08:35 PM
friendinmoney$25.001/24/2011 11:01:57 AM
ultimate-peace$25.001/24/2011 11:08:49 AM
integrity-doctor$100.001/24/2011 4:26:07 PM
SolarMoonshine$50.001/24/2011 5:26:55 PM
Justice_ak$50.001/24/2011 5:36:17 PM
fearless-contract$25.001/24/2011 5:51:57 PM
platinum-czar$200.001/24/2011 5:57:14 PM
43 Investments
 
Borrower Payment Dependent Notes Series 491892
This series of Notes was issued and sold upon the funding of the borrower loan #46884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2003 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:3y 6m
Amount delinquent: $29 Total credit lines: 24 Occupation: Sales - Retail
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $4,983Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: jimmyshanon Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?? I am going to consolidate my debts. I have about 5k in credic card debt I would like to consolidate.

My financial situation:
I am a good candidate for this loan because? I have never missed a payment on any bill in my entire life ever. I have a couple medical bills but they are from 2002.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 565
??Insurance: $
??Car expenses: $
??Utilities: $ 180
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 285
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance is 71000 there is no second mortgage. It is worth about 100k. (Jan-27-2011)
Q: What is the recent public record for? Thanks - spsavage
A: The public record is for a state tax lien due to my ex wife for 186 dollars. It will be paid soon. (Jan-27-2011)
Q: I am bidding on YOU. All I ask is that you make sure this prosper loan gets paid, I am a REAL person (not a bank) I have faith in you, so please don?t let me down! - I-Believe-In-You
A: This loan will definitely be paid back. (Jan-27-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
gss_000$25.001/26/2011 5:56:22 PM
Rich221976$25.001/26/2011 5:54:50 PM
lendme2$36.101/26/2011 6:30:57 PM
Evolver$50.001/26/2011 6:31:06 PM
minddoc$25.001/26/2011 6:32:29 PM
velocity-solo$30.001/26/2011 6:38:31 PM
Kreditorium$25.001/26/2011 8:05:46 PM
dedicated-diversification5$100.001/26/2011 9:08:38 PM
shrewd-income$25.001/26/2011 7:35:56 PM
cloud8$32.501/26/2011 9:11:05 PM
87Marc$25.001/26/2011 8:06:36 PM
israel15$25.001/27/2011 2:43:14 AM
zippy-interest$25.001/26/2011 9:22:24 PM
Malkial$25.001/26/2011 8:40:13 PM
shrewd-peace7$43.641/26/2011 9:09:30 PM
blue-useful-auction$25.001/27/2011 8:00:05 AM
foothillender$25.001/27/2011 8:07:36 AM
Fun54115$25.001/27/2011 8:09:32 AM
spsavage$25.001/27/2011 8:24:56 AM
Bob450$25.001/26/2011 10:48:21 PM
himistu22$25.001/27/2011 3:12:27 AM
greencat$50.001/27/2011 7:16:12 AM
I-Believe-In-You$25.001/27/2011 7:54:19 AM
mckhbnpc$30.001/27/2011 8:03:05 AM
MoneyForNothing$17.251/27/2011 8:25:00 AM
leverage-monger$38.001/27/2011 8:00:50 AM
wise-rupee-sanctuary$50.001/26/2011 6:38:20 PM
joedeshon$25.001/26/2011 5:58:08 PM
genius520$100.001/26/2011 6:38:52 PM
a_salt_miner$25.001/26/2011 6:13:05 PM
ultimate-peace$125.001/26/2011 6:38:29 PM
Jonb6919$25.001/26/2011 8:25:06 PM
rescue$100.001/26/2011 6:55:36 PM
persevering$25.001/26/2011 7:30:36 PM
kkcoolmom$30.111/26/2011 7:48:51 PM
MAYBROOK$25.001/26/2011 7:17:20 PM
lloyd_s$25.001/26/2011 8:08:24 PM
parsec9$25.001/26/2011 11:37:26 PM
ThisGuyIKnow$25.001/26/2011 8:27:56 PM
hopeful-truth5$50.001/26/2011 8:03:39 PM
BigGuyBank$25.001/27/2011 1:49:40 AM
glenium$25.001/27/2011 3:14:53 AM
capital-kingdom$25.001/27/2011 5:55:36 AM
vutah$25.001/26/2011 9:38:01 PM
tech310$50.001/27/2011 12:49:41 AM
brwnidgirl$42.401/27/2011 8:12:34 AM
EarlyRiser$250.001/27/2011 4:38:07 AM
Artist_Blue$25.001/27/2011 2:53:07 AM
Christophe$25.001/27/2011 7:31:23 AM
ColoradoLender82$25.001/27/2011 7:45:47 AM
50 Investments
 
Borrower Payment Dependent Notes Series 492076
This series of Notes was issued and sold upon the funding of the borrower loan #46927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-28-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2008 Debt/Income ratio: 35%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,199Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: sentimental-wampum Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Equal Opporitunity
Purpose of loan:
This loan will be used for: Home Improvement.( Ceiling Fixtures,carpeting, and painting.

My financial situation:
I am a good candidate for this loan because? I am very reliable. My credit score is 709.?My fiance and I both have steady Jobs.??She is a nurse and I work in the restaurant industry. We make a combined salary of over $75,000 I have NEVER?been late?on a credit card payment, mortgage, or any bill. I?have?three credit cards(minus mortgage and car loan)?of which two have no balance. I am looking?for an equal partnership and?am not looking to burn any bridges. I have a checking and savings account. I have no children and have held a steady relationship with my fiance for four and a half years. My life has?been going very well and am very happy. I would love to improve my household for my?future children and the love of my life. I love my?job and so does my fiance. I promise that we will both benefit from this and would love to answer any questions what so ever. I hope all is well and look forward?to making the best?out of this situation. ?

Monthly Household income: $ 6,500($2,083.00 from my job)????

Monthly expenses: $
??Housing: $ 1350????
??Insurance: $ 235.00
??Car expenses: $ Own?one vehicle and pay $275.00 on another
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 135
??Other expenses: $ 800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total Mortgage balance is $55,000 and the market value of the home is $185,000 Thanks. (Jan-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nickel-hickory$50.001/28/2011 5:04:51 PM
Speculator$25.001/28/2011 5:08:29 PM
Angel_Investor_7$25.001/28/2011 5:09:05 PM
tech310$50.001/28/2011 5:09:48 PM
sensible-order2$100.001/28/2011 5:10:30 PM
brightest-dignified-penny$25.001/28/2011 6:41:41 PM
penny-plato$25.001/28/2011 7:34:25 PM
orderly-leverage$50.001/28/2011 5:10:20 PM
jazzlender$25.001/28/2011 5:09:52 PM
credit-missile$25.001/28/2011 9:10:25 PM
calahan$25.001/28/2011 10:34:43 PM
atrevete$31.961/28/2011 10:38:47 PM
Zipcut$25.001/28/2011 6:15:00 PM
reflective-rupee$500.771/28/2011 6:34:35 PM
witty-openness$25.001/28/2011 7:39:18 PM
Mr-Miracle$25.001/28/2011 7:02:58 PM
credit-guard5$25.001/28/2011 7:50:11 PM
head$25.001/28/2011 8:29:37 PM
zorg77$25.001/28/2011 8:09:06 PM
impala6464$100.001/28/2011 8:38:20 PM
sturdy-peace9$50.001/28/2011 9:18:35 PM
point-pinnacle$25.001/28/2011 10:01:10 PM
credit-missile$50.001/28/2011 9:08:38 PM
DrWill$25.001/28/2011 10:59:34 PM
credit-force5$50.001/28/2011 11:38:42 PM
EarlyRiser$250.001/28/2011 5:08:02 PM
rescue$100.001/28/2011 5:09:44 PM
gain-gourd$50.001/28/2011 5:03:37 PM
velocity-solo$25.001/28/2011 5:04:52 PM
Bob450$25.001/28/2011 5:09:10 PM
mckhbnpc$30.001/28/2011 8:50:09 PM
DasMula$25.001/28/2011 5:18:57 PM
sturdy-peace9$52.961/28/2011 9:17:28 PM
kindness-launcher$3,500.001/28/2011 6:33:58 PM
deepblue34$35.001/28/2011 6:53:01 PM
payout-bridge$1,500.001/28/2011 8:01:22 PM
Banker_Joe$25.001/28/2011 10:31:06 PM
37 Investments
 
Borrower Payment Dependent Notes Series 491199
This series of Notes was issued and sold upon the funding of the borrower loan #46881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $97.97
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1993 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,350Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: rubylousmom Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TEM Getting On Track
I plan to use this loan, mainly, for some personal, maintenance concerns.? Additionally, I have one credit card bill that I would like to pay in full.? In 2010, I was able to pay off several ?lingering? debts that I had been ?towing? for many years.? Upon paying those debts, I carefully planned a budget for myself; and I made sure to account for my monthly, recurring bills (electric, etc).? Now that 2011 has arrived, I would like to plan ahead for 2012.? I would like to use funds from this loan to pay for some much needed Dental work (for me).? I have many broken/cracked teeth; and I have lost several fillings.? I also need some work done to my personal vehicle.? My car definitely needs a new set of tires!It also needs some electrical work, with regard to the interior lights and?automatic locking system.? Additionally, I?ve had to disconnect my interior lights because they seem to be running my battery low.? I could certainly get all of this work done by paying with a credit card; but the interest rates are terribly high.? Lastly, I want to pay off the very last credit card I own which carries a balance.? I would like to thank you for considering funding my loan!
Finances:
I believe I?m a good candidate for this loan because I?m a well organized and well planned individual!? I?m a penny pincher; and I look for all avenues that involve saving money!? I also look for any ?added? opportunity to earn a few extra dollars.? I take part in many online survey sites which pay cash for ?time.?? These earnings do not amount to much; but many times it?s enough to pay a water, or internet, bill.? Additionally, I work as a part-time pet sitter in my local area.? These jobs are also few and far between; however, during the busy months, it?s quite comparable to a regular, part-time job wage.? I do Not mind working!? In fact, I prefer working, as it provides me with a feeling of self worth.? For these reasons, I feel like I?m a good applicant for this loan.?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.001/22/2011 11:26:52 AM
HHP$50.001/22/2011 11:30:14 AM
forthright-dedication$25.001/22/2011 12:42:20 PM
suave-dime6$25.001/22/2011 1:36:54 PM
ingenious-interest1$50.001/22/2011 11:33:56 AM
ac787$25.001/22/2011 2:12:25 PM
poolshark72$25.001/22/2011 2:34:47 PM
wise-rupee-sanctuary$50.001/22/2011 11:26:47 AM
velocity-solo$30.001/22/2011 11:27:20 AM
supreme-hope$25.001/22/2011 3:16:50 PM
vanklein$25.001/22/2011 1:34:15 PM
careful-note$50.001/22/2011 11:32:04 AM
Reliance_Banker$25.001/22/2011 3:36:54 PM
ekmendenhall$62.851/22/2011 2:20:59 PM
erowis$30.001/23/2011 5:53:17 AM
foothillender$25.001/23/2011 6:50:49 AM
well-mannered-income3$30.001/22/2011 8:46:47 PM
value-rocket$38.091/23/2011 7:22:15 AM
truth-gondola5$25.531/23/2011 9:22:09 AM
1traveler$25.001/22/2011 11:45:00 PM
Nailman88$25.001/23/2011 10:13:15 AM
genius520$100.001/22/2011 11:28:34 AM
HelpfulLender1$50.001/22/2011 11:29:51 AM
DasMula$38.841/22/2011 11:31:02 AM
Jack55304$100.001/22/2011 11:33:39 AM
zorg77$25.001/22/2011 12:34:56 PM
SolarMoonshine$25.001/22/2011 12:28:37 PM
reflective-rupee$100.771/22/2011 1:33:42 PM
credit-sycamore4$100.001/22/2011 11:32:41 AM
capital-halo1$500.001/22/2011 11:33:50 AM
JustMee$25.001/22/2011 2:17:25 PM
pellet$55.001/22/2011 6:22:21 PM
reasonable-power$25.001/23/2011 12:26:58 AM
Free-the-usa-1776$25.001/22/2011 7:15:57 PM
deepblue34$35.001/22/2011 8:10:41 PM
Tlrdlrrnch$25.001/22/2011 3:43:26 PM
jodilee31$25.001/22/2011 3:53:01 PM
loan-kingdom162$140.191/23/2011 10:29:18 AM
favorite-commerce$50.001/23/2011 6:29:13 AM
Leshan$25.001/23/2011 6:34:14 AM
first-serene-credit$25.001/23/2011 7:35:42 AM
respectful-credit3$28.021/22/2011 8:02:27 PM
auction-seeker$25.001/23/2011 9:46:03 AM
samdog079$100.001/23/2011 9:31:25 AM
investment-artist$25.001/23/2011 10:17:25 AM
45 Investments
 
Borrower Payment Dependent Notes Series 491247
This series of Notes was issued and sold upon the funding of the borrower loan #46921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $185.79
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2004 Debt/Income ratio: 11%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 15Length of status:2y 4m
Amount delinquent: $31 Total credit lines: 24 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,194Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: smith1244 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC Payoff
Purpose of loan:
This loan will be used to pay off remaing credit card balance

My financial situation:
I am a good candidate for this loan because I have a stable job with a good income

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $ 250
??Utilities: $ included in rent
??Phone, cable, internet: $?100
??Food, entertainment: $?300
??Clothing, household expenses $ 350
??Credit cards and other loans: $ 500
??Other expenses: $

The $31 delinquent account does not show up on any other credit reports.? BMG music cliams that I owe the for a CD that I never received.? I have disputed this and it is not on other credit reports.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/21/2011 10:40:54 AM
goodhearted-basis4$25.001/21/2011 10:43:23 AM
Speculator$50.001/21/2011 10:48:54 AM
cloud8$60.001/21/2011 10:57:06 AM
american6$100.001/21/2011 10:59:09 AM
tech310$50.001/21/2011 11:00:02 AM
museic1$50.001/21/2011 11:09:55 AM
bigphish$50.001/21/2011 11:15:41 AM
randsenterprise$25.001/21/2011 10:44:31 AM
orange-preeminant-bill$50.001/21/2011 10:46:42 AM
ThomasC$50.001/21/2011 11:18:14 AM
powerful-finance7$25.001/21/2011 10:49:31 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:00 AM
honorable-yield$25.001/21/2011 11:05:23 AM
enthralling-deal180$50.001/21/2011 10:40:37 AM
radforj22$25.001/21/2011 10:43:32 AM
velocity-solo$50.001/21/2011 11:11:22 AM
heavenly-repayment4$25.001/21/2011 11:13:05 AM
flexible-value$100.001/21/2011 10:50:31 AM
wise-deal-panda$50.001/21/2011 10:51:22 AM
gracej$25.001/21/2011 10:55:37 AM
skuba$75.001/21/2011 11:02:23 AM
ethicalhumanist$50.001/21/2011 1:00:10 PM
rolandweary$25.001/21/2011 11:10:34 AM
worldly-community3$50.001/21/2011 11:12:36 AM
indomitable-coin$25.001/21/2011 11:44:16 AM
responsibility-cherry6$50.001/21/2011 11:15:11 AM
bjak$25.001/21/2011 11:23:52 AM
Astyanax$50.001/21/2011 11:38:00 AM
Fiimg$50.001/21/2011 1:07:35 PM
witty-openness$25.001/21/2011 3:45:24 PM
loss-of-control$100.001/21/2011 2:05:06 PM
SolarMoonshine$200.001/21/2011 3:57:06 PM
loaner-dude$100.001/21/2011 4:02:05 PM
FinDoc$25.001/21/2011 5:39:45 PM
papaloha$25.001/22/2011 12:42:05 AM
enthusiastic-ore5$25.001/22/2011 5:44:03 AM
Leshan$75.001/22/2011 6:36:44 AM
rockhound84$25.001/22/2011 7:08:11 AM
a-responsible-return$25.001/22/2011 9:47:37 AM
jybank$25.001/21/2011 8:43:44 PM
rjrventure$25.001/21/2011 9:11:00 PM
squarebob$25.001/22/2011 10:55:58 AM
samdog079$100.001/22/2011 8:21:00 AM
payout-alien6$67.361/21/2011 10:50:52 PM
FinanceEngine$25.001/22/2011 8:30:32 AM
broosky2$45.001/22/2011 8:38:33 AM
All_Wins$25.001/22/2011 8:52:35 AM
TelegramSam$25.001/22/2011 9:46:31 AM
genius520$100.001/21/2011 11:04:00 AM
simplelender80$100.001/21/2011 11:04:44 AM
C_Mark$100.001/21/2011 11:13:22 AM
five-star-justice$36.001/21/2011 11:17:30 AM
btormc5$30.001/21/2011 11:17:46 AM
rss197$25.001/21/2011 10:53:44 AM
bowdish1$50.001/21/2011 11:03:19 AM
ursus$100.001/21/2011 11:05:59 AM
goodhearted-basis4$25.001/21/2011 10:43:15 AM
blue-useful-auction$25.001/21/2011 12:09:53 PM
CAGE-Investments$25.001/21/2011 10:45:30 AM
lender987654321$25.001/21/2011 10:47:07 AM
credit-investor5$50.001/21/2011 11:15:54 AM
midifool$25.001/21/2011 11:33:33 AM
DasMula$25.001/21/2011 11:09:31 AM
brwnidgirl$50.001/21/2011 1:21:57 PM
the-enterprising-leverage$25.001/21/2011 11:12:14 AM
somebody32$50.001/21/2011 11:16:49 AM
mlj0671$25.001/21/2011 12:05:37 PM
jjswanso$50.001/21/2011 11:18:38 AM
TNG812$25.001/21/2011 11:20:26 AM
marketplace-cello5$25.001/21/2011 11:21:31 AM
steiglends$250.001/21/2011 11:22:20 AM
friendinmoney$25.001/21/2011 4:46:08 PM
1SteelerFan$30.001/21/2011 1:21:33 PM
handshake5$100.001/21/2011 5:47:25 PM
goodhearted-basis4$25.001/21/2011 4:56:33 PM
jayk63$25.001/21/2011 3:21:05 PM
C2Banking$25.001/21/2011 4:57:34 PM
NYretire$47.551/21/2011 7:51:44 PM
well-mannered-truth3$25.001/21/2011 5:27:43 PM
exciting-fairness$200.001/22/2011 6:02:15 AM
wwwUniversal$25.001/22/2011 6:07:39 AM
terrific-fund5$25.001/21/2011 9:16:55 PM
debtcollector$50.001/22/2011 8:37:21 AM
enlighter$33.501/21/2011 6:11:02 PM
hopeful-truth5$200.001/21/2011 7:16:25 PM
first-restless-payout$40.001/22/2011 9:45:53 AM
lucrative-coin$25.001/21/2011 8:03:13 PM
vordo$50.001/22/2011 10:47:33 AM
aztocas$25.001/21/2011 10:21:24 PM
capital-dynamo0$50.001/22/2011 8:37:27 AM
zorg77$25.001/22/2011 9:35:55 AM
gold-commander0$50.001/22/2011 9:43:00 AM
Bank_Of_XL$25.001/22/2011 10:00:43 AM
impartial-deal$29.651/22/2011 6:16:02 AM
350DGRZ$50.001/22/2011 8:36:49 AM
J-Rott$50.001/22/2011 11:20:40 AM
HelpfulLender1$50.001/22/2011 11:19:56 AM
rutzebach$105.941/22/2011 11:21:47 AM
99 Investments
 
Borrower Payment Dependent Notes Series 491561
This series of Notes was issued and sold upon the funding of the borrower loan #46924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $412.99
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1976 Debt/Income ratio: 24%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:30y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,832Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: revenue-trailblazer0 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DJs land
Purpose of loan:
This loan will be used to purchase property from family?

My financial situation:
I am a good candidate for this loan because exceptional on time payment history?

Monthly net income: $4375

Monthly expenses: $ 3453
Housing: $633?
??Insurance: $ 425
??Car expenses: $ 300
??Utilities: $ 300
??Phone, cable, internet: $195
??Food, entertainment: $500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?700
??Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st mortgage balance is $62300. No HELOC/2nd mortgage. Appraisal 3 years ago was $109000. No change in house since then. Thank You (Jan-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enchanted-yield4$50.001/23/2011 2:13:20 PM
C_Mark$100.001/23/2011 2:18:20 PM
mtnbikemania$50.001/23/2011 2:21:44 PM
first-serene-credit$25.001/23/2011 2:13:08 PM
kmr2$100.001/23/2011 2:13:57 PM
genius520$100.001/23/2011 2:15:57 PM
simplelender80$100.001/23/2011 2:16:13 PM
jazzlender$25.001/23/2011 2:03:41 PM
rolandweary$25.001/23/2011 2:17:23 PM
Domgabriel$25.001/23/2011 2:19:01 PM
Redmond$25.001/23/2011 2:19:27 PM
jjswanso$50.001/23/2011 2:23:29 PM
enthralling-deal180$50.001/23/2011 2:12:32 PM
chekat$25.001/23/2011 2:23:56 PM
trade-surge3$50.001/23/2011 8:29:22 PM
tender-integrity3$100.001/23/2011 9:26:45 PM
museic1$50.001/23/2011 2:17:09 PM
radforj22$25.001/23/2011 4:51:32 PM
selector568$200.001/23/2011 2:20:14 PM
Bank_Of_XL$50.001/24/2011 6:14:10 AM
skiberdad$50.001/23/2011 2:22:03 PM
sportract05$50.001/23/2011 5:58:58 PM
balanced-balance6$25.001/24/2011 7:12:41 AM
Flreap$45.001/24/2011 5:51:22 AM
Travis247$50.001/24/2011 9:04:49 AM
Geologist-67$25.001/24/2011 9:59:13 AM
SimpleChoice$25.001/24/2011 9:40:31 AM
mickeyll$150.001/24/2011 1:27:46 PM
swanseasailor$25.001/24/2011 2:02:08 PM
ethicalhumanist$50.001/24/2011 11:30:07 AM
Wally1727$50.001/24/2011 7:46:47 PM
AK49-JW$25.001/24/2011 11:36:40 PM
EarlyRiser$250.001/25/2011 8:16:57 AM
lazyeye$25.001/25/2011 3:30:08 AM
the-auction-bear$25.001/24/2011 8:32:08 PM
enriched-note6$25.001/24/2011 11:36:47 PM
rakstar$25.001/25/2011 9:49:21 AM
credible-bid0$50.001/25/2011 9:52:35 AM
worthy-bid8$100.001/25/2011 1:47:55 PM
kbguru$50.001/25/2011 5:20:33 PM
sail120$50.001/25/2011 2:40:33 PM
loss-of-control$50.001/25/2011 5:32:42 PM
cash-tent$30.001/25/2011 12:37:31 PM
jamiee73$25.001/25/2011 5:53:59 PM
investor_101$50.001/25/2011 1:41:48 PM
LeReve$100.001/25/2011 4:41:57 PM
lasalle123$50.001/25/2011 2:32:34 PM
Ocean713$50.001/25/2011 3:05:47 PM
BaxterEvil$25.001/25/2011 5:46:09 PM
Sixmil$50.001/25/2011 6:31:21 PM
powerful-finance7$25.001/25/2011 6:41:59 PM
conceptpi$25.001/25/2011 6:35:34 PM
LightTheWay$100.001/25/2011 11:54:21 PM
flexible-value$100.001/25/2011 6:42:13 PM
Centaur$50.001/25/2011 6:44:49 PM
dproxima$25.001/25/2011 7:28:19 PM
subtle-revenue0$25.001/26/2011 3:27:03 AM
KVEER$25.001/25/2011 7:38:32 PM
Nordzee$50.001/25/2011 7:41:48 PM
Nicedad72$25.001/26/2011 10:00:00 AM
syounker$25.001/26/2011 7:01:48 AM
blagosboy$50.001/26/2011 7:29:37 AM
basejump0$25.001/26/2011 4:59:43 AM
diligent-kindness9$25.001/26/2011 9:31:39 AM
ichibon$250.001/26/2011 9:56:25 AM
OCedHrt$25.001/26/2011 9:59:04 AM
truth-gondola5$30.501/26/2011 12:49:27 PM
investment-tempo$50.001/26/2011 9:32:12 AM
back-scratchers$25.001/26/2011 9:33:48 AM
riproaringrapids$25.001/26/2011 2:01:26 PM
Caledoni$25.001/26/2011 2:01:30 PM
somebody32$50.001/26/2011 2:01:53 PM
gold-sushi$25.001/26/2011 2:02:14 PM
be_wise$25.001/26/2011 2:03:10 PM
lagnisiruk$25.001/26/2011 2:03:24 PM
gracej$25.001/26/2011 2:03:45 PM
papaloha$25.001/26/2011 2:04:02 PM
harty$50.001/26/2011 10:12:01 AM
diceman19$25.001/26/2011 10:58:25 AM
mlbox3k$50.001/26/2011 3:57:51 PM
productive-principal7$25.001/26/2011 3:58:00 PM
glimmering-credit4$25.001/26/2011 3:58:15 PM
gallant-bazaar$50.001/26/2011 3:58:23 PM
dunedin$25.001/26/2011 3:58:26 PM
order-elevator7$25.001/26/2011 3:58:32 PM
BlindJoeDeath$50.001/26/2011 3:58:47 PM
gs92126$50.001/26/2011 3:59:12 PM
velocity-warrior$50.001/26/2011 4:00:38 PM
generator535$25.001/26/2011 4:00:46 PM
Weaverville$25.001/26/2011 4:01:05 PM
bomdel$25.001/26/2011 2:00:43 PM
golden-finance7$50.001/26/2011 2:01:31 PM
bjak$25.001/26/2011 2:01:52 PM
patriot897$50.001/26/2011 2:02:23 PM
ijspence$25.001/26/2011 2:02:58 PM
power-trophy7$25.001/26/2011 2:03:27 PM
heavenly-repayment4$25.001/26/2011 2:03:53 PM
djmjkelso$25.001/26/2011 2:13:55 PM
Strato$25.021/26/2011 3:47:31 PM
Auburnmist$25.001/26/2011 3:57:50 PM
bold-steady-peso$50.001/26/2011 3:57:56 PM
community-saver158$50.001/26/2011 3:58:03 PM
trapper8$25.001/26/2011 3:58:46 PM
alpinaut$25.001/26/2011 3:59:29 PM
Leopoldine$25.001/26/2011 3:59:33 PM
dignified-finance$50.001/26/2011 3:59:40 PM
junomich$50.001/26/2011 3:59:53 PM
dcap3$25.001/26/2011 4:00:15 PM
accountant41$25.001/26/2011 4:00:40 PM
pr0sp3r1ty$25.001/26/2011 2:02:30 PM
GElender$50.001/26/2011 2:03:01 PM
Carpetkid$25.001/26/2011 2:03:12 PM
Fiimg$50.001/26/2011 2:03:42 PM
USCGC$25.001/26/2011 2:04:39 PM
blissful-note7$50.001/26/2011 2:05:04 PM
visionary-currency$50.001/26/2011 2:05:11 PM
objective-investor$150.001/26/2011 2:05:16 PM
deal-zoo$50.001/26/2011 3:48:07 PM
sbsahm$25.001/26/2011 3:57:41 PM
direct-yield$25.001/26/2011 3:57:55 PM
sarisai$50.001/26/2011 3:57:58 PM
DaveG56313$50.001/26/2011 3:58:19 PM
velocity-amplifier9$50.001/26/2011 3:58:44 PM
investment-comet$25.001/26/2011 3:58:55 PM
wtrboy$34.791/26/2011 3:59:07 PM
j2ee$25.001/26/2011 3:59:18 PM
potatoepicker$50.001/26/2011 3:59:44 PM
linklady$50.001/26/2011 4:00:10 PM
scottr$50.001/26/2011 4:00:39 PM
organized-payment6$50.001/23/2011 2:13:46 PM
american6$100.001/23/2011 2:14:39 PM
bowdish1$50.001/23/2011 2:15:45 PM
honorable-yield$25.001/23/2011 2:16:30 PM
the-enterprising-leverage$25.001/23/2011 2:17:47 PM
commerce-yeller$25.001/23/2011 2:19:22 PM
happyinvallarta$50.001/23/2011 2:23:13 PM
impressive-credit431$100.001/23/2011 2:13:52 PM
tech310$50.001/23/2011 2:14:58 PM
Rick7925$25.001/23/2011 2:21:18 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:09 PM
terrific-p2ploan$25.001/23/2011 7:50:13 PM
skuba$75.001/23/2011 2:15:32 PM
3_boyz$25.001/23/2011 2:15:45 PM
ursus$100.001/23/2011 2:16:48 PM
nytrnbow$25.001/23/2011 9:18:50 PM
velocity-solo$50.001/23/2011 2:17:34 PM
worldly-community3$50.001/23/2011 2:18:04 PM
marketplace-cello5$25.001/23/2011 2:18:50 PM
credit-panda1$25.001/23/2011 2:20:22 PM
indomitable-coin$25.001/23/2011 7:06:42 PM
DasMula$77.001/23/2011 2:26:23 PM
eloquent-dough5$25.001/23/2011 7:22:06 PM
Littlepeng$25.001/24/2011 7:15:52 AM
reflective-rupee$25.771/23/2011 3:09:44 PM
asdf9876$25.001/23/2011 3:12:12 PM
payment-halo$25.001/23/2011 4:11:29 PM
agalt$75.001/24/2011 8:32:38 AM
p2ploan-wildcat$50.001/24/2011 6:00:43 AM
nanda$100.001/23/2011 7:02:32 PM
paladin847$50.001/24/2011 6:17:02 AM
PaulW$25.001/24/2011 7:28:04 AM
superpuppy$50.001/24/2011 6:42:02 AM
kindness-tonic$25.001/24/2011 11:27:01 AM
CE88$25.001/24/2011 12:48:45 PM
SelectTrustLending$25.001/24/2011 10:14:58 AM
brw$25.001/24/2011 4:21:59 PM
wise-deal-panda$50.001/24/2011 5:34:26 PM
speedy-point$25.001/24/2011 10:39:11 AM
thrifty-dedication$50.001/24/2011 10:57:02 AM
forthright-principal2$25.001/24/2011 3:57:02 PM
Hazlenut$25.001/24/2011 6:09:49 PM
organized-dedication9$50.001/25/2011 9:43:16 AM
ritchie70$25.001/24/2011 8:56:27 PM
ams294$50.001/25/2011 4:41:56 AM
AaronL$25.001/24/2011 7:01:07 PM
kegs$150.001/25/2011 11:05:23 AM
silver-dogwood4$25.001/25/2011 6:47:13 AM
a-responsible-return$25.001/25/2011 9:44:23 AM
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marketplace-achievement$50.001/25/2011 9:46:14 AM
fairness-coup8$25.001/25/2011 12:58:23 PM
RedCentre$89.071/25/2011 2:33:57 PM
orbital-gain$25.001/25/2011 11:14:36 AM
West_End_Local$25.001/25/2011 6:28:31 PM
five-star-justice$36.001/25/2011 6:41:48 PM
TNG812$25.501/25/2011 6:54:17 PM
Goodlender42$25.001/25/2011 6:39:06 PM
Pookiette$40.001/26/2011 5:47:59 AM
capital-web7$50.001/25/2011 9:23:11 PM
integrity-doctor$100.001/26/2011 9:00:23 AM
crw1950$48.811/26/2011 4:58:31 AM
beeper2$50.001/26/2011 9:50:03 AM
liberty-carnival$25.001/26/2011 9:50:07 AM
benefit-catalyst$100.001/26/2011 7:32:04 AM
must32wind$50.001/26/2011 8:59:28 AM
orderly-gain8$25.001/26/2011 9:21:14 AM
seabassx$25.001/26/2011 9:28:51 AM
KileNSmyth4$25.001/26/2011 9:32:05 AM
efficient-treasure0$25.001/26/2011 6:16:48 AM
integrity-hawk$50.001/26/2011 10:12:22 AM
broker558$25.001/26/2011 7:52:53 AM
thankful-nickel2$25.001/26/2011 1:58:52 PM
rate-rapture8$50.001/26/2011 9:32:18 AM
mosby$50.001/26/2011 1:59:33 PM
Tikibarman$50.001/26/2011 2:01:28 PM
bullwink27$25.001/26/2011 2:01:34 PM
brazilofmux$100.001/26/2011 2:02:27 PM
market-assembler$50.001/26/2011 2:03:08 PM
note-sensation$50.001/26/2011 2:03:17 PM
Okeey$25.001/26/2011 10:06:45 AM
credit-czar5$25.001/26/2011 2:04:59 PM
Sol_Invictus$25.001/26/2011 10:40:58 AM
life-is-great$50.001/26/2011 3:57:44 PM
peripatetic$25.001/26/2011 3:57:53 PM
ArmyGuy$25.001/26/2011 3:58:01 PM
SCTrojangirl$50.001/26/2011 11:49:28 AM
bhelgarath$25.001/26/2011 3:58:17 PM
helvet$25.001/26/2011 3:58:25 PM
johnayan$25.001/26/2011 3:58:30 PM
Brainworm$25.001/26/2011 3:58:42 PM
HoyaHeel$25.001/26/2011 3:58:53 PM
EvalCrux$50.001/26/2011 3:59:04 PM
Savings_EQ_Dignity$50.001/26/2011 3:59:34 PM
jescowa$50.001/26/2011 3:59:46 PM
merriewold$40.001/26/2011 4:00:06 PM
holstj$50.001/26/2011 4:00:11 PM
beaker$25.001/26/2011 4:00:16 PM
zaquiri_ice$25.001/26/2011 4:00:33 PM
ava2009$50.001/26/2011 4:00:41 PM
ThomasC$50.001/26/2011 2:01:55 PM
rdav$25.001/26/2011 2:03:05 PM
Streetfighter$50.001/26/2011 2:03:22 PM
proud-pound4$250.001/26/2011 3:03:01 PM
Astyanax$50.001/26/2011 11:06:54 AM
ookete$50.001/26/2011 3:57:35 PM
smallbizrule$25.001/26/2011 3:57:52 PM
intuitive-hope9$25.001/26/2011 3:58:20 PM
DUDE66$50.001/26/2011 3:58:57 PM
kind-important-liberty9$25.001/26/2011 3:59:01 PM
Mostyle$25.001/26/2011 3:59:09 PM
stollcm$25.001/26/2011 3:59:31 PM
WallyWall$50.001/26/2011 3:59:39 PM
SanJoser$25.001/26/2011 3:59:42 PM
chomper969$25.001/26/2011 12:11:59 PM
kevin314$50.001/26/2011 4:00:05 PM
cathexis$25.001/26/2011 4:00:32 PM
PocketAces$50.001/26/2011 4:00:36 PM
nalaari$25.001/26/2011 4:01:10 PM
loyalist1$100.001/26/2011 1:59:29 PM
sjlender$50.001/26/2011 2:01:44 PM
money-bauble$100.001/26/2011 2:01:59 PM
credit-serenity8$25.001/26/2011 2:03:03 PM
fortytwo$35.951/26/2011 2:04:35 PM
tenny321$25.001/26/2011 2:04:52 PM
hope-hickory$25.001/26/2011 2:05:07 PM
doncm$50.001/26/2011 3:07:59 PM
virtuous-bill1$50.001/26/2011 3:57:48 PM
jasonj72$25.001/26/2011 3:58:10 PM
ti22ring$25.001/26/2011 3:58:39 PM
finance-magma7$50.001/26/2011 3:59:02 PM
Purple11$50.001/26/2011 3:59:10 PM
traveler50$25.001/26/2011 3:59:14 PM
efficient-marketplace$25.001/26/2011 3:59:16 PM
pinnacle10$25.001/26/2011 3:59:36 PM
fareast_man$25.001/26/2011 3:59:47 PM
bdloans$25.001/26/2011 4:00:13 PM
listing-trapper3$75.001/26/2011 4:00:31 PM
platinum-rapture6$50.001/26/2011 4:00:43 PM
268 Investments
 
Borrower Payment Dependent Notes Series 491605
This series of Notes was issued and sold upon the funding of the borrower loan #46802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-29-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1993 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,309Stated income:$100,000+
Delinquencies in last 7y: 20 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: MarinTrailRunner Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To payoff a co-signed loan
This Prosper loan will allow me to payoff a very high interest rate loan I co-signed for with a family member. After she fell ill and started missing payments the lender increased the rate to almost 23% before notifying me to take over payments! And to top it off, they refuse to negotiate a lower rate. I guess they feel I should be happy it's not higher. I will also be able to pay down the balance of higher rate credit card I have.

As for my ability to manage the payments, ultimately this Prosper loan is simply replacing an existing one, so I really won't see much change in monthly expenses. But I will be happy saving money in the end, and having the interest I pay go to people like you rather than some heartless bank.

Looking to future income, my employment is very stable. Perhaps a little boring at times, but right now I much prefer the stability.
Information in the Description is not verified.
Friends And Family Investments
yarg has invested a total of $35.72.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: Could you please explain about the several delinquencies in the last seven years. - Reddy_Capital
A: I was laid of near the end of 2002 and did not find steady full-time employment until the Dec.'03. Savings (and some help from family) kept bills mostly on track, but in '04 a collection of Sallie Mae student loans got too far behind. Although I was making single monthly payment, technically there were multiple loans being serviced. Thus a single late payment was not really a single late payment... Those were consolidated and have been on track since, no delinquencies since Oct.'04. (Jan-26-2011)
Q: Could you explain the delinquencies? Are the all from the co-signed loan? Thanks. - rockhound84
A: Regarding the delinquencies, please see my answer to Reddy_Capital's question. Fortunately, no delinquencies were listed on my reports for the co-signed loan. The payments did fall behind, and that is when rate increased (variable rate personal loan? who knew...) In any case, I now make the payments. But the interest rate continues to be based off of the credit score of the primary name on the account, which is why I want to get it paid off. Hope that helps. (Jan-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/25/2011 5:54:35 PM
radforj22$35.001/25/2011 5:59:57 PM
selector568$200.001/25/2011 5:59:33 PM
genius520$100.001/25/2011 6:00:54 PM
C_Mark$100.001/25/2011 6:01:44 PM
Redmond$25.001/25/2011 6:02:13 PM
ursus$100.001/25/2011 6:03:25 PM
paladin847$50.001/25/2011 6:03:30 PM
enthralling-deal180$75.001/25/2011 5:57:51 PM
SimpleChoice$25.001/25/2011 6:35:00 PM
rolandweary$25.001/25/2011 6:01:16 PM
marketplace-cello5$25.001/25/2011 6:02:00 PM
commerce-yeller$25.001/25/2011 6:02:04 PM
subtle-revenue0$25.001/26/2011 3:27:34 AM
reflective-rupee$250.771/25/2011 6:24:56 PM
Prosp_Lender$32.881/26/2011 3:56:37 AM
bowdish1$50.001/26/2011 3:57:01 AM
DasMula$38.841/26/2011 8:56:08 AM
cello1$25.001/26/2011 4:19:03 AM
miket71$50.001/26/2011 5:11:42 AM
Pookiette$40.001/26/2011 5:46:36 AM
cpbreton$25.001/26/2011 6:01:42 AM
Headhunter14$25.001/26/2011 3:37:40 AM
efficient-treasure0$25.001/26/2011 6:17:11 AM
harty$50.001/26/2011 10:12:18 AM
imdave4me$25.001/26/2011 9:56:09 AM
EarlyRiser$150.001/26/2011 11:11:44 AM
abfs$25.001/26/2011 11:32:10 AM
worldly-community3$50.001/26/2011 7:03:38 PM
Jarod213$25.001/26/2011 9:51:53 PM
exact-peso2$25.001/27/2011 7:40:06 AM
vutah$25.001/26/2011 9:43:59 PM
DSFinancial$50.001/26/2011 9:48:17 PM
economy-popcorn$25.001/27/2011 4:55:57 AM
grf1945$25.001/27/2011 9:15:53 AM
treasure-dreamer7$50.001/27/2011 9:08:08 AM
golden-finance7$50.001/27/2011 9:55:17 AM
sonicpluto$25.001/27/2011 11:17:52 AM
bradny$25.001/27/2011 2:02:53 PM
MadHun$50.001/27/2011 1:43:40 PM
greenback-bull6$50.001/27/2011 5:14:37 PM
FundMaker$25.001/27/2011 5:15:58 PM
2brotherslending$100.001/27/2011 2:20:06 PM
BankofBeth$25.001/27/2011 5:27:18 PM
top-epic-community$50.001/27/2011 4:19:45 PM
gold-disk$50.001/27/2011 7:18:06 PM
captainzero$50.001/27/2011 6:46:36 PM
beakerfish$50.001/27/2011 6:56:47 PM
anders94$50.001/27/2011 8:03:44 PM
jasonj72$25.001/27/2011 8:29:36 PM
jwood3030$25.001/28/2011 1:15:47 AM
agiovasil$25.001/28/2011 1:16:53 AM
currency-balancer$25.001/27/2011 10:52:56 PM
Cheburashka$25.001/28/2011 12:44:49 AM
GSV67$37.001/28/2011 4:58:58 AM
108lender$101.921/28/2011 12:48:37 AM
rjleves$25.001/28/2011 2:08:14 AM
friendly-market5$34.491/28/2011 5:55:34 AM
nosualcneas$25.001/28/2011 8:55:31 AM
ranstlin$25.001/28/2011 4:19:29 AM
gangusron$50.001/28/2011 7:37:51 AM
he-shoots-he-scores$50.001/28/2011 9:18:03 AM
sassykatty$50.001/28/2011 6:28:06 AM
dobee$25.001/28/2011 9:32:06 AM
realtormoises$25.001/28/2011 7:46:32 AM
lifegrowth$25.001/28/2011 8:05:26 AM
beachfunder$25.001/28/2011 9:02:47 AM
handshake5$100.001/28/2011 9:09:07 AM
calkidd05$25.001/28/2011 8:55:22 AM
Munnie$25.001/28/2011 8:55:26 AM
Leopoldine$25.001/28/2011 9:16:44 AM
ingenious-diversification$25.001/28/2011 9:33:23 AM
dispatch4u$40.001/28/2011 9:51:18 AM
brightest-supreme-dollar$50.001/28/2011 9:33:01 AM
yennib$50.001/28/2011 9:33:25 AM
onlyastepaway$25.001/28/2011 9:34:20 AM
lostontheedge$25.001/28/2011 9:34:42 AM
jmurray40$50.001/28/2011 10:07:18 AM
ocho$50.001/28/2011 11:08:09 AM
BadgerWI$25.001/28/2011 10:13:09 AM
Cybercusp$25.001/28/2011 12:54:40 PM
wwwUniversal$25.001/28/2011 10:21:46 AM
reward-winner$50.001/28/2011 10:35:09 AM
Dubbs360$25.001/28/2011 2:19:56 PM
piter-to-la-investment$25.001/28/2011 2:21:14 PM
worth-arch$25.001/28/2011 2:23:28 PM
historic-nickel$25.001/28/2011 12:48:00 PM
sensible-diversification5$25.001/28/2011 1:15:56 PM
safe-finance$25.001/28/2011 2:18:28 PM
fortytwo$48.641/28/2011 3:29:27 PM
rogue_monster$50.001/28/2011 2:29:25 PM
rss197$25.001/28/2011 3:23:54 PM
Asynch$25.001/28/2011 4:49:23 PM
jamiee73$25.001/28/2011 3:29:21 PM
best-coin-miser$25.001/28/2011 3:57:57 PM
sensible-order2$100.001/28/2011 4:42:53 PM
peripatetic$25.001/28/2011 5:13:19 PM
loantigger$50.001/28/2011 9:02:50 PM
kind-efficient-credit$50.001/28/2011 6:48:26 PM
escharfer$25.001/29/2011 1:28:30 AM
PocketAces$50.001/29/2011 1:45:29 AM
omerta6102$48.271/29/2011 1:45:54 AM
blissful-deal0$34.511/28/2011 9:04:49 PM
theaterguy$25.001/29/2011 2:03:35 AM
ITS-A-WONDERFUL-LIFE$25.001/28/2011 9:43:10 PM
divedude$25.001/29/2011 2:05:57 AM
a275ranger$30.001/28/2011 10:44:57 PM
Carne_Chung$45.201/29/2011 2:15:16 AM
Sibelius2$25.001/29/2011 2:17:06 AM
FinanceEngine$25.001/28/2011 11:58:06 PM
MakoF16$25.791/29/2011 2:32:29 AM
Trinkaloki$25.001/29/2011 1:25:28 AM
Hutpit$29.901/29/2011 2:33:35 AM
steely_dan34$25.001/29/2011 1:29:54 AM
helpinghand63$25.001/29/2011 2:35:19 AM
zeelender$25.001/29/2011 1:43:14 AM
rmachi$25.001/29/2011 1:13:15 AM
Premierelender$25.001/29/2011 1:47:34 AM
tsui517$50.001/29/2011 1:47:41 AM
macgeek$25.001/29/2011 2:49:44 AM
prohelper$50.001/29/2011 2:50:09 AM
InvestorPartners$25.001/29/2011 1:28:14 AM
junctionking$25.001/29/2011 1:29:35 AM
LenderByDay$25.001/29/2011 1:30:03 AM
brazilofmux$100.001/29/2011 1:30:20 AM
tisgro$25.001/29/2011 1:42:53 AM
Bank42$50.001/29/2011 1:44:52 AM
ualf$39.631/29/2011 1:45:03 AM
dartmouth99$30.151/29/2011 2:14:55 AM
WLenders$37.161/29/2011 3:18:17 AM
benjamin67$44.281/29/2011 2:33:23 AM
panegryst$25.001/29/2011 2:33:54 AM
yarg$35.721/29/2011 2:03:43 AM
jhernand17$25.001/29/2011 2:04:30 AM
bullwink27$25.001/29/2011 4:02:43 AM
philantist$26.771/29/2011 2:50:33 AM
DUDE66$50.001/29/2011 2:16:46 AM
andycheb$28.671/29/2011 3:00:32 AM
Philosonie$25.001/29/2011 2:19:55 AM
neutrino6$25.001/29/2011 4:17:56 AM
DcUnited$30.001/29/2011 2:36:17 AM
hrubinst$50.001/29/2011 3:19:22 AM
saschar$25.001/29/2011 2:36:33 AM
diablo_ny$25.001/29/2011 3:32:14 AM
peb44$25.001/29/2011 3:32:35 AM
green-glowing-gain$25.001/29/2011 4:23:14 AM
calm-deal7$25.001/29/2011 4:23:57 AM
pixeldave$25.501/29/2011 3:01:27 AM
the-profit-worker$25.341/29/2011 4:01:02 AM
currency-cigar4$30.041/29/2011 4:17:48 AM
listing-trapper3$44.361/29/2011 4:23:48 AM
dinero-speaker$25.001/29/2011 5:23:24 AM
TOCPI$25.001/29/2011 3:44:36 AM
authentic-liberty7$25.001/29/2011 5:42:56 AM
valiant-liberty4$25.001/29/2011 5:16:24 AM
worthy-truth$25.001/29/2011 4:02:40 AM
peaceful-agreement2$25.001/29/2011 5:23:32 AM
objective-investor$150.001/29/2011 5:29:33 AM
inspired-agreement$27.741/29/2011 4:17:19 AM
gold-sushi$25.001/29/2011 4:18:01 AM
bondhedger$25.001/29/2011 5:39:03 AM
loot-heart$25.001/29/2011 5:39:59 AM
flippet$41.921/29/2011 6:12:20 AM
balance6$25.001/29/2011 6:13:09 AM
studious-bonus7$100.001/29/2011 5:17:42 AM
buddylucy$26.191/29/2011 5:26:55 AM
jpblan11$25.001/29/2011 8:05:20 AM
wise-deal-panda$50.001/29/2011 5:39:30 AM
towering-dinero$25.001/29/2011 7:16:43 AM
red-favorable-basis$25.001/29/2011 6:16:33 AM
massuot$25.001/29/2011 7:54:54 AM
fillholdingsllc$25.001/29/2011 8:26:33 AM
lender-inc$30.571/29/2011 9:49:29 AM
power-cell$30.001/29/2011 9:56:36 AM
nitrostamped$71.961/29/2011 8:14:32 AM
Pu239$60.001/29/2011 9:43:34 AM
atomantic$25.001/29/2011 8:24:53 AM
homelender123$120.001/29/2011 10:38:56 AM
1SteelerFan$25.001/29/2011 10:55:33 AM
zx12rider$25.001/29/2011 10:00:27 AM
Arpad$35.001/29/2011 10:26:42 AM
Scotcha$50.001/29/2011 9:50:20 AM
BuckeyeBanker$76.471/29/2011 12:40:08 PM
santhana$37.141/29/2011 10:55:08 AM
Christophe$25.001/29/2011 11:02:32 AM
fairwealth$25.001/29/2011 1:18:33 PM
jodilee31$25.001/29/2011 1:31:17 PM
haiku328$50.001/29/2011 10:28:59 AM
loanstarst8$25.001/29/2011 11:32:58 AM
tranquil-revenue$50.001/29/2011 1:43:02 PM
DrNano$50.001/29/2011 11:37:09 AM
PowerCouple$34.251/29/2011 11:45:56 AM
jybank$25.001/29/2011 2:29:42 PM
ezhik00$25.001/29/2011 2:41:20 PM
alands94$25.001/29/2011 3:31:27 PM
o0Sparrow0o$25.001/29/2011 12:22:54 PM
coin-trajectory$25.001/29/2011 12:40:17 PM
Tizzo27$50.001/29/2011 12:47:51 PM
VBPlayer$25.001/29/2011 1:40:16 PM
auctionator1$50.001/29/2011 1:45:31 PM
Rzrwire$25.001/29/2011 2:21:10 PM
vigorous-moola$36.001/29/2011 2:25:29 PM
funnymoney1$25.001/29/2011 3:07:58 PM
PlusUltra$37.621/29/2011 3:28:51 PM
inspire22$50.001/25/2011 6:00:23 PM
wise-rupee-sanctuary$50.001/25/2011 6:00:37 PM
honorable-yield$25.001/25/2011 6:01:09 PM
velocity-solo$50.001/25/2011 6:01:21 PM
nanda$100.001/25/2011 6:02:36 PM
gold-conga$50.001/25/2011 6:24:34 PM
simplelender80$100.001/25/2011 6:01:01 PM
benefit-squirrel$30.001/25/2011 6:37:42 PM
mtnbikemania$50.001/25/2011 6:02:20 PM
impeccable-transparency$50.001/25/2011 6:40:52 PM
LeReve$100.001/25/2011 6:04:18 PM
organized-payment6$50.001/25/2011 6:41:11 PM
american6$100.001/25/2011 6:00:46 PM
skiberdad$25.001/25/2011 6:02:28 PM
Pulchritudinous$25.001/25/2011 6:02:30 PM
tech310$50.001/25/2011 6:02:46 PM
lender987654321$25.001/25/2011 6:03:58 PM
jdrez$25.001/26/2011 3:33:34 AM
brightest-fascinating-principal$25.001/25/2011 6:48:53 PM
Artist_Blue$25.001/26/2011 3:38:39 AM
the-enterprising-leverage$25.001/25/2011 6:46:35 PM
brwnidgirl$50.001/26/2011 7:27:44 AM
lounges$38.261/26/2011 4:04:10 AM
MissionMicroFinance$25.001/26/2011 3:49:42 AM
rate-rapture8$50.001/26/2011 9:32:36 AM
integrity-doctor$100.001/26/2011 9:06:10 AM
Astyanax$45.001/26/2011 12:07:46 PM
Newstart2011$100.001/26/2011 11:48:54 AM
credit-coach118$30.001/26/2011 5:50:35 PM
skuba$75.001/26/2011 7:16:11 PM
rockerZ71$45.001/26/2011 7:05:51 PM
worthy-bid8$50.001/26/2011 7:15:40 PM
availableloan$25.001/26/2011 8:48:54 PM
Cherrypicker$50.001/26/2011 11:09:33 PM
rockhound84$25.001/27/2011 6:57:28 AM
exuberant-dime$50.001/27/2011 9:33:39 AM
loss-of-control$50.001/27/2011 12:10:26 PM
fund-tom-tom6$25.001/27/2011 2:42:57 PM
GoldenGo4$50.001/27/2011 10:43:15 AM
Casman8815$25.001/27/2011 12:28:29 PM
moola-escalator$25.001/27/2011 12:59:23 PM
karmicdebt$25.001/27/2011 5:14:32 PM
cvlender$50.001/27/2011 5:18:05 PM
rkhrdjp$50.001/27/2011 3:19:38 PM
museic1$50.001/27/2011 4:23:57 PM
ferdberfel$50.001/27/2011 5:02:55 PM
the-profit-oracle$25.001/27/2011 6:46:56 PM
adventurous-treasure2$25.001/27/2011 9:00:28 PM
Pendruce$36.001/27/2011 6:51:27 PM
gain-gourd$100.001/27/2011 7:32:56 PM
saysana$25.001/27/2011 7:52:51 PM
IIP77$25.001/28/2011 12:45:23 AM
discrete-asset$25.001/28/2011 1:15:28 AM
melodious-fairness$44.721/28/2011 1:36:01 AM
gold-tsunami$50.001/27/2011 9:58:23 PM
fearless-auction7$25.001/28/2011 5:19:09 AM
ClearLake$25.001/28/2011 12:44:56 AM
chrisb1414$25.001/28/2011 6:26:55 AM
ichibon$28.801/28/2011 12:59:37 AM
nalaari$25.001/28/2011 1:31:55 AM
johnayan$50.001/28/2011 8:50:27 AM
turbobrat$50.001/28/2011 7:38:05 AM
djkaiser$25.001/28/2011 9:34:05 AM
Tradesmanlender$35.001/28/2011 9:35:09 AM
smart-gain$50.001/28/2011 8:15:39 AM
bank-of-lomax$50.001/28/2011 8:17:22 AM
funfamilyX4$25.001/28/2011 8:25:05 AM
vegibenz$25.001/28/2011 8:58:28 AM
treasure-atmosphere$25.001/28/2011 9:33:12 AM
thomkozik$50.001/28/2011 9:32:56 AM
nycfinance$25.001/28/2011 9:33:59 AM
friendly-credit2$50.001/28/2011 10:13:11 AM
CrossCreek$25.001/28/2011 10:22:47 AM
upbeat-finance8$25.001/28/2011 12:06:49 PM
loanman2007$75.001/28/2011 12:52:14 PM
awwaaww$100.001/28/2011 12:53:26 PM
gold-commander0$50.001/28/2011 1:38:10 PM
What-goes-around-comes-around$50.001/28/2011 3:28:33 PM
6moonbeams$50.001/28/2011 2:21:16 PM
finance-mangrove4$60.001/28/2011 2:36:59 PM
pischkoa$50.001/28/2011 3:18:31 PM
stable-nickel$35.001/28/2011 4:09:11 PM
wtrboy$37.431/28/2011 3:28:53 PM
orderly-leverage$100.001/28/2011 4:53:19 PM
MasterKey$25.001/28/2011 3:39:39 PM
Kyileo$25.001/28/2011 8:01:50 PM
CE88$50.001/28/2011 5:15:04 PM
Oakland$50.001/28/2011 5:45:00 PM
gearhead924$50.001/28/2011 6:24:49 PM
MarinLoans$25.001/28/2011 7:27:54 PM
Veltliner$25.001/29/2011 1:31:17 AM
aader$25.001/29/2011 1:41:31 AM
ianakacg$25.001/29/2011 1:47:04 AM
gametime34$30.921/29/2011 2:04:22 AM
Danfromnapa$26.961/29/2011 2:05:45 AM
laufer32304$50.001/29/2011 2:06:02 AM
credit-force5$50.001/28/2011 11:37:52 PM
Napoleana$25.511/29/2011 2:14:34 AM
mmckune$25.001/29/2011 2:17:42 AM
PCGeekWI$25.001/29/2011 2:30:08 AM
christifa$25.001/29/2011 2:30:47 AM
gsd$25.001/29/2011 2:34:39 AM
IP$44.001/29/2011 1:44:20 AM
RG$25.001/29/2011 1:12:45 AM
pi31415$25.001/29/2011 1:25:55 AM
simplybarg$31.201/29/2011 3:01:58 AM
littlemonkey$25.001/29/2011 1:29:31 AM
terryaj$25.001/29/2011 2:00:36 AM
Interloper$25.001/29/2011 1:30:11 AM
julijask$45.001/29/2011 3:04:10 AM
Cutts$25.001/29/2011 2:14:45 AM
jleng$25.001/29/2011 3:14:42 AM
Rivervale_Westwood$25.001/29/2011 1:45:16 AM
Weaverville$25.001/29/2011 1:46:38 AM
Ivan2007$50.001/29/2011 2:20:08 AM
Ripsaw4U$50.001/29/2011 1:48:53 AM
Shockem923$25.001/29/2011 2:29:59 AM
urbanMisfit$25.001/29/2011 2:31:20 AM
slartibardfast$25.001/29/2011 3:32:26 AM
kvandivo$25.001/29/2011 2:32:09 AM
irrelevant$25.001/29/2011 3:34:13 AM
suk200$25.001/29/2011 2:33:44 AM
taxman1971$25.001/29/2011 2:35:14 AM
Trimalchio12$25.001/29/2011 2:03:16 AM
ticketman2$25.001/29/2011 3:47:05 AM
onlyinchicago$27.251/29/2011 2:45:55 AM
Mariner3605$25.001/29/2011 2:04:38 AM
Cre8iveCash$25.001/29/2011 2:51:40 AM
davidc314$26.791/29/2011 2:15:29 AM
Aimvest$25.001/29/2011 2:17:26 AM
a-responsible-return$25.001/29/2011 4:17:39 AM
financial-frenzy$39.951/29/2011 4:18:47 AM
ouyangers$25.001/29/2011 3:45:52 AM
chlebie$25.001/29/2011 3:46:48 AM
rakey$25.001/29/2011 3:29:28 AM
GreenNotes$25.001/29/2011 5:02:40 AM
tender-integrity3$47.151/29/2011 5:23:21 AM
mbf2234$25.001/29/2011 3:43:55 AM
djmgd790$52.571/29/2011 5:39:18 AM
LaveenFinancial$25.001/29/2011 4:55:21 AM
blissful-note7$50.001/29/2011 5:02:52 AM
JDFuego$25.321/29/2011 3:59:58 AM
kellyp255$30.001/29/2011 5:55:26 AM
Gabriel02$25.001/29/2011 4:02:30 AM
capital-marsupial3$25.001/29/2011 5:22:44 AM
basis-mammal$28.791/29/2011 4:17:01 AM
diversifed$50.001/29/2011 5:33:33 AM
power-secret-agent$25.001/29/2011 5:43:56 AM
greenback-guard$25.001/29/2011 5:48:25 AM
investment-tempo$28.861/29/2011 5:02:46 AM
repayment-pudding$25.001/29/2011 7:35:02 AM
Mindful7$25.001/29/2011 7:41:11 AM
NewOrleans2012$25.001/29/2011 5:42:52 AM
Pasagam$50.001/29/2011 6:35:47 AM
gold-blanket0$31.361/29/2011 5:47:54 AM
antaum$25.001/29/2011 8:59:15 AM
AM2008$25.001/29/2011 7:52:46 AM
pbo922$25.001/29/2011 9:18:26 AM
grampy48$50.001/29/2011 6:28:13 AM
starlight31$50.001/29/2011 9:27:51 AM
MrBadExample$343.001/29/2011 9:39:48 AM
1phantom$25.001/29/2011 9:50:01 AM
Lubava$25.001/29/2011 9:33:45 AM
MicroLender357$50.001/29/2011 9:50:21 AM
malcolmreynolds$25.001/29/2011 11:02:00 AM
aspire2grow$25.001/29/2011 10:10:08 AM
SoleilHot$50.001/29/2011 11:31:10 AM
epall$25.001/29/2011 9:33:55 AM
Ready2Loan$25.001/29/2011 9:42:56 AM
crdcteng$50.001/29/2011 12:07:14 PM
wild_carrot$25.001/29/2011 12:18:06 PM
nickel-ferret$50.001/29/2011 2:57:57 PM
MrGhost$25.001/29/2011 12:29:20 PM
rapid-currency$25.001/29/2011 1:18:50 PM
balance-force$32.091/29/2011 2:27:47 PM
PugDog$28.871/29/2011 3:30:51 PM
MoneyForNothing$3.511/29/2011 3:52:06 PM
381 Investments
 
Borrower Payment Dependent Notes Series 491847
This series of Notes was issued and sold upon the funding of the borrower loan #46918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1987 Debt/Income ratio: 49%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,939Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: bid-apple3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bid-apple3
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe your job and any other sources of income. Thanks and best wishes. - reflective-rupee
A: I am retired and receive social security, a pension and va compensation (Jan-26-2011)
Q: Please describe the purpose of this loan. Thanks. - reflective-rupee
A: to help defer the cost of my sister's funeral and repay a personal loan pertaining to my sister's illness (Jan-26-2011)
Q: Please describe your job and any other sources of income. Thanks and best wishes. - reflective-rupee
A: I am retired and collect social security, a pension and v.a. compensation (Jan-26-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: market value is $90,000 and my balance on only 1 mtge is 60,000 (Jan-26-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
EarlyRiser$250.001/26/2011 10:49:04 AM
greencat$50.001/26/2011 10:41:18 AM
reflective-rupee$250.771/26/2011 1:02:46 PM
JustMee$25.001/26/2011 10:54:33 AM
wise-rupee-sanctuary$50.001/26/2011 10:43:39 AM
Kash2010lu$27.001/26/2011 10:43:51 AM
Artist_Blue$25.001/26/2011 5:04:20 PM
Bob450$25.001/26/2011 10:48:13 PM
aprivatelender$50.001/27/2011 9:31:53 AM
houli123$25.001/27/2011 10:23:57 AM
ingenious-interest1$50.001/27/2011 10:34:07 AM
HHP$50.001/27/2011 2:12:28 PM
asset-professor$25.001/27/2011 12:14:06 PM
rkhrdjp$25.001/27/2011 3:58:49 PM
thomas16882004$50.001/27/2011 3:22:57 PM
octoberfresh$25.001/27/2011 7:02:22 PM
VAGweilo$50.001/27/2011 6:47:26 PM
finance-magma7$25.001/27/2011 8:38:27 PM
impala6464$75.001/27/2011 7:05:21 PM
principal-star$25.001/27/2011 7:57:44 PM
gotjack$25.001/28/2011 1:00:09 AM
CA-Lender$25.001/28/2011 1:38:12 AM
autonomous-truth$50.001/28/2011 12:31:17 AM
WonByOne$25.001/28/2011 4:36:33 AM
money-bauble$100.001/28/2011 1:36:45 AM
calkidd05$25.001/28/2011 8:58:08 AM
fareast_man$25.001/28/2011 9:08:25 AM
Sven79$50.001/28/2011 9:08:31 AM
Tikibarman$50.001/28/2011 9:09:29 AM
truth-ceremony$25.001/28/2011 9:09:54 AM
capital-halo1$500.001/28/2011 9:10:16 AM
social-conductor4$25.001/28/2011 9:13:43 AM
top-payout-fixer$30.001/28/2011 9:15:22 AM
Ducatiman1978$25.001/28/2011 9:16:01 AM
profit-powerplant$25.001/28/2011 9:16:20 AM
Sixmil$50.001/28/2011 9:33:56 AM
realtormoises$25.001/28/2011 7:42:00 AM
soulwork$25.001/28/2011 9:08:08 AM
restless-currency$25.001/28/2011 9:08:30 AM
kginatl$50.001/28/2011 9:08:43 AM
zipemdown$50.001/28/2011 9:09:00 AM
new-social-economist$30.871/28/2011 9:09:22 AM
point-kitten6$50.001/28/2011 9:09:47 AM
Aunca$50.001/28/2011 9:09:52 AM
maldok1$25.001/28/2011 9:10:02 AM
thryn$25.001/28/2011 9:13:10 AM
crittman$37.091/28/2011 9:14:21 AM
lendingstar$50.001/28/2011 9:14:54 AM
graceful-investment$39.071/28/2011 9:15:20 AM
missing-link$25.001/28/2011 9:16:03 AM
asset-equilibrium0$50.001/28/2011 9:08:10 AM
miamibeachloaner$25.001/28/2011 9:08:18 AM
shmb6508$50.001/28/2011 9:08:29 AM
langdonx$25.001/28/2011 9:08:37 AM
yield-maker$25.001/28/2011 9:33:08 AM
soulful-truth$50.001/28/2011 9:09:27 AM
silver-enlightenment0$100.001/28/2011 9:09:43 AM
bid-czar8$50.001/28/2011 9:10:04 AM
bonafide-economy$50.001/28/2011 9:14:51 AM
hope-eagle6$25.001/28/2011 9:15:19 AM
Comoparklender$50.001/28/2011 9:16:21 AM
mammalian4$25.001/28/2011 9:16:27 AM
calahan$25.001/28/2011 10:12:46 AM
ore-dojo$25.001/28/2011 10:19:40 AM
dsnybnd$25.001/28/2011 10:00:28 AM
Moe87$34.901/28/2011 12:16:51 PM
Jorgef741$25.001/28/2011 12:22:22 PM
Rob717171$50.001/28/2011 10:20:52 AM
jasjac0105$25.001/28/2011 10:21:25 AM
BadgerWI$25.001/28/2011 10:21:49 AM
kegs$150.001/28/2011 10:21:23 AM
cordial-affluence2$25.001/28/2011 10:43:58 AM
liberty-optimization7$25.001/28/2011 10:27:36 AM
moola-monger9$50.001/28/2011 11:20:46 AM
investment-comet$25.001/28/2011 11:37:59 AM
favorite-commerce$50.001/28/2011 12:23:34 PM
awwaaww$60.001/28/2011 12:54:55 PM
loanman2007$100.001/28/2011 12:48:42 PM
rapid-currency$25.001/28/2011 1:38:06 PM
jazzlender$25.001/28/2011 1:18:19 PM
velocity-solo$30.001/26/2011 10:43:44 AM
rescue$100.001/26/2011 10:49:11 AM
proud-pound4$250.001/26/2011 2:59:21 PM
texrob20$25.001/26/2011 3:47:21 PM
genius520$100.001/26/2011 10:43:47 AM
keeminn$50.001/26/2011 11:32:14 AM
witty-openness$25.001/26/2011 1:22:07 PM
smear87$25.001/26/2011 4:02:16 PM
macgeek$25.001/26/2011 4:44:09 PM
ready-interest9$25.001/26/2011 2:55:35 PM
nilonc1$50.001/26/2011 4:03:01 PM
worthy-bid8$50.001/26/2011 4:16:37 PM
larryboy10$25.001/26/2011 8:33:23 PM
tech310$50.001/27/2011 12:49:35 AM
alexgalt$25.001/27/2011 12:52:14 AM
Speculator$25.001/27/2011 1:39:49 PM
well-mannered-income3$30.001/27/2011 4:07:17 PM
bankbuddy55$50.001/27/2011 6:24:40 PM
matt_2006$25.001/27/2011 6:36:11 PM
Pu239$60.001/27/2011 10:45:04 PM
gain-gourd$75.001/27/2011 7:33:26 PM
wwwUniversal$25.001/28/2011 1:18:28 AM
orange-preeminant-bill$43.811/28/2011 1:33:39 AM
jono9999$76.071/28/2011 1:52:18 AM
GoldenGo4$50.001/27/2011 11:31:53 PM
wise-silver-wonder$25.001/28/2011 1:14:42 AM
cotito$25.001/28/2011 5:58:20 AM
photo999$25.001/28/2011 6:03:53 AM
Angel_Investor_7$25.001/28/2011 6:33:00 AM
point-enforcer$25.001/28/2011 1:37:24 AM
kendigme$25.001/28/2011 2:59:03 AM
the-profit-oracle$25.001/28/2011 1:19:17 AM
PatRichi$25.001/28/2011 1:20:38 AM
gangusron$50.001/28/2011 7:50:37 AM
credit-sycamore4$100.001/28/2011 9:08:28 AM
astute-investment5$25.001/28/2011 9:08:41 AM
Jack55304$50.001/28/2011 9:09:25 AM
musegaze$50.001/28/2011 9:09:32 AM
ThatDanGuy$50.001/28/2011 9:10:09 AM
courteous-kindness1$50.001/28/2011 9:14:56 AM
thelovebug$100.001/28/2011 9:15:30 AM
NoCal$25.001/28/2011 9:16:24 AM
he-shoots-he-scores$50.001/28/2011 9:17:57 AM
PCity-LOA15$25.001/28/2011 7:58:14 AM
kindness-hickory5$50.001/28/2011 7:28:06 AM
GInBaghdad$25.001/28/2011 9:08:06 AM
tomjeff$50.001/28/2011 9:08:12 AM
kevin314$25.001/28/2011 9:08:34 AM
helping-out$45.001/28/2011 9:09:39 AM
ingenious-truth0$50.001/28/2011 9:09:51 AM
first-upright-payout$25.001/28/2011 9:09:56 AM
vigorous-velocity$50.001/28/2011 9:10:12 AM
worth-arch$25.001/28/2011 9:16:00 AM
seisen$27.501/28/2011 9:16:19 AM
Unclejohn$30.001/28/2011 9:08:22 AM
Turtlebear44$25.001/28/2011 9:08:33 AM
market-walnut5$25.001/28/2011 9:09:35 AM
amusement4$100.001/28/2011 9:09:55 AM
djkaiser$25.001/28/2011 9:34:07 AM
honorable-yield$25.001/28/2011 9:10:06 AM
smallbizrule$25.001/28/2011 9:14:00 AM
asmithj$33.321/28/2011 9:14:30 AM
WoodyGator$50.001/28/2011 9:14:53 AM
natural-greenback6$25.001/28/2011 9:16:02 AM
FeedTheMachine$50.001/28/2011 9:16:25 AM
Leshan$25.001/28/2011 9:30:41 AM
witchynana55$25.001/28/2011 9:33:43 AM
compassion-paladin042$25.001/28/2011 10:13:05 AM
top-courteous-peso$62.151/28/2011 10:21:44 AM
Darkjimson$50.001/28/2011 11:48:08 AM
Julzlmt$75.931/28/2011 10:15:35 AM
supersarah61$25.001/28/2011 1:10:01 PM
zone8$125.001/28/2011 10:21:11 AM
power-trophy7$25.001/28/2011 1:38:15 PM
dobee$25.001/28/2011 10:37:43 AM
piperdrsmith$25.001/28/2011 11:06:30 AM
sensible-order2$50.001/28/2011 11:33:42 AM
new-sharp-leverage$50.001/28/2011 1:03:38 PM
somebody32$50.001/28/2011 1:38:19 PM
159 Investments
 
Borrower Payment Dependent Notes Series 491965
This series of Notes was issued and sold upon the funding of the borrower loan #46899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1983 Debt/Income ratio: 7%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,603Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: DINAK Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 13 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2010)
660-679 (Sep-2009)
540-559 (May-2008)
 
Principal balance: $1,464.86 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Remodeling
Purpose of loan:

1. Pay existing $1530.74 prosper loan to clear $75 a month payment.
2. Pay off a cc balance almost $2000 to clear a $60 a month payment.
3. Finish remodeling my house $4000


My financial situation:
I work as a fire life safety repair technician for a billion dollar company and have all the overtime I want by volunteering for emergency after hours calls.
I take my credit very seriously, this loan will be paid back early without any issues, especially because of the high interest rate. I bought a house in November and have put $18,000 of my own money not loans or credit cards,?into a new maple kitchen, all stainless appliances, I have dug and built a form for new addition, moved walls and added a new bedroom & bathroom, paid an?expensive $3200 permit which?among other things has?throw me over budget & more importantly to me, restraining my time. I will use $4000 of this loan to complete my addition.


Monthly net income: $4000 - $6000 Depends on OT

Monthly expenses: $ 3352
??Housing: $ 1937
??Insurance: $ 65
??Car expenses: $100
??Utilities: $ 250
??Phone, cable, internet: $100
??Food, entertainment: $ 500
??Clothing, household: $200
??Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-daydream$75.001/27/2011 5:46:00 PM
a-finance-nirvana$25.001/27/2011 5:46:14 PM
SFBank$200.001/27/2011 5:46:42 PM
loyalist1$50.001/27/2011 5:46:48 PM
velocity-solo$30.001/27/2011 5:47:02 PM
tech310$50.001/27/2011 5:48:41 PM
Speculator$25.001/27/2011 5:49:08 PM
Kash2010lu$27.001/27/2011 5:46:38 PM
golffish2$37.531/27/2011 5:45:54 PM
rescue$100.001/27/2011 5:48:04 PM
113121$337.541/27/2011 5:46:41 PM
deepblue34$35.001/27/2011 6:04:44 PM
credit-missile$100.001/27/2011 8:29:19 PM
beakerfish$100.001/27/2011 7:03:54 PM
money-fort$25.001/27/2011 10:51:43 PM
GoldenGo4$50.001/27/2011 11:32:14 PM
gain-gourd$75.001/27/2011 7:33:38 PM
credit-missile$25.001/27/2011 9:28:29 PM
Gregger$25.001/28/2011 3:19:58 AM
golffish2$62.471/28/2011 3:55:57 AM
WonByOne$100.001/28/2011 4:27:49 AM
green-wampum-titan$25.001/28/2011 8:01:31 AM
thankful-nickel2$25.001/28/2011 8:06:28 AM
FinanceEngine$25.001/28/2011 8:45:34 AM
chrisb1414$25.001/28/2011 6:25:54 AM
Angel_Investor_7$25.001/28/2011 6:33:09 AM
loanman2007$200.001/28/2011 7:08:51 AM
rate-hickory$25.001/28/2011 7:17:48 AM
Leshan$200.001/28/2011 9:31:34 AM
interstellar$75.001/28/2011 7:13:23 AM
greencat$50.001/28/2011 7:14:00 AM
fairness-atmosphere$25.001/28/2011 10:08:31 AM
horse-gal$50.001/28/2011 9:14:09 AM
Astyanax$50.001/28/2011 9:49:27 AM
tigercat$50.001/28/2011 9:52:38 AM
outofoffice$75.001/28/2011 9:32:52 AM
AM2171$30.001/28/2011 10:14:18 AM
jelly1126$50.001/28/2011 10:22:43 AM
jazzlender$25.001/28/2011 1:18:31 PM
well-rounded-dinero$75.001/28/2011 1:54:34 PM
jutdon84$100.001/28/2011 10:49:20 AM
2grindstones$25.001/28/2011 2:25:58 PM
well-mannered-income3$60.001/28/2011 3:42:48 PM
bazaar-festivity$25.001/28/2011 3:29:34 PM
sensible-order2$100.001/28/2011 4:53:16 PM
SolarMoonshine$25.001/28/2011 5:04:12 PM
RKLFinancial$25.001/28/2011 4:04:02 PM
Jerrys1951$35.001/28/2011 4:12:17 PM
LivingInvestments01$43.281/28/2011 7:52:25 PM
brightest-dignified-penny$25.001/28/2011 6:32:06 PM
sk10023$50.651/28/2011 7:23:45 PM
Kyileo$25.001/28/2011 7:56:52 PM
bughead$25.001/28/2011 8:40:04 PM
point-pinnacle$22.991/28/2011 9:57:54 PM
genius520$100.001/27/2011 5:47:08 PM
EarlyRiser$250.001/27/2011 5:47:58 PM
reflective-rupee$1,000.771/27/2011 5:59:26 PM
Finchy78$25.001/27/2011 8:27:34 PM
twjh$25.001/27/2011 7:28:47 PM
UCLA4life$25.001/27/2011 9:40:41 PM
rockhound84$25.001/27/2011 7:12:41 PM
Mikale360$25.001/27/2011 8:48:17 PM
TeaHouseFinance$25.001/28/2011 12:05:26 AM
autonomous-truth$100.001/28/2011 12:24:44 AM
113121$500.001/27/2011 7:42:38 PM
Bob450$25.001/28/2011 1:03:42 AM
lendstats_com$200.001/27/2011 10:42:03 PM
icon7$30.001/28/2011 4:35:57 AM
LittleMingo$30.001/28/2011 1:00:34 AM
Feyenoord$25.001/28/2011 1:19:00 AM
chameleon125$75.001/28/2011 6:13:17 AM
Rip128$60.001/28/2011 6:45:28 AM
finance-mammalian2$25.001/28/2011 8:49:15 AM
head$25.001/28/2011 5:29:28 AM
realtormoises$25.001/28/2011 7:45:31 AM
eod_man$100.001/28/2011 6:31:56 AM
glroark$150.001/28/2011 6:56:03 AM
Champion_Lending$25.001/28/2011 8:14:52 AM
El_Profesional$25.001/28/2011 9:01:03 AM
dsnybnd$25.001/28/2011 10:05:32 AM
capital-chief0$50.971/28/2011 8:23:12 AM
bannybucks$25.001/28/2011 8:44:24 AM
investment-artist$25.001/28/2011 9:07:09 AM
FerventOne$44.061/28/2011 11:41:56 AM
sensible-diversification5$25.001/28/2011 12:45:52 PM
Frankk2$40.001/28/2011 10:20:08 AM
kindness-tonic$35.001/28/2011 11:03:18 AM
proper-revenue7$25.001/28/2011 11:35:43 AM
mikeandcat$162.741/28/2011 2:52:33 PM
loss-of-control$100.001/28/2011 3:52:35 PM
witty-openness$25.001/28/2011 4:11:40 PM
orderly-leverage$50.001/28/2011 4:53:02 PM
CSinvestments$25.001/28/2011 6:41:27 PM
the-kindness-honker$25.001/28/2011 7:54:34 PM
SFBank$150.001/28/2011 7:27:10 PM
riveting-credit5$500.001/28/2011 9:52:00 PM
96 Investments
 
Borrower Payment Dependent Notes Series 492053
This series of Notes was issued and sold upon the funding of the borrower loan #46930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-28-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $167.21
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2001 Debt/Income ratio: 7%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $482Stated income:$25,000-$49,999
Delinquencies in last 7y: 24 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: MoneyMakesMoney Borrower's state: Florida Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Safe Return
Purpose of loan: Mother in Law is selling me her 2006 Honda Accord V6 for the loan balance of $4k and NADA values car at $10-$12k. Great collateral + Great Employment = Safe and Reliable Return. I was approved through my bank for $6k at 28.99% and I remembered about prosper so here I am....

My financial situation: I have very stable employment, have been employed for 8+ years!
I am a good candidate for this loan because I have the ability to pay, I could also take out a 401k loan but that does not report on my credit and I am trying to re-establish excellent credit!

Monthly net income: $ 2500

Monthly expenses:
??Housing: $769
??Insurance: $75
??Car expenses (Gas: $50-100)
??Utilities: $50 (Split with wife)
??Cell Phone, Cable, Internet: $100
??Food, Entertainment: $100
??Clothing, Household Expenses $150
??Credit cards and other loans: $0
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Pulchritudinous$25.001/27/2011 10:10:50 AM
genius520$100.001/27/2011 10:12:11 AM
marketplace-cello5$25.001/27/2011 10:13:10 AM
exuberant-dime$50.001/27/2011 10:16:58 AM
Earn_money$25.001/27/2011 10:35:32 AM
CAGE-Investments$25.001/27/2011 10:11:45 AM
mtnbikemania$50.001/27/2011 10:13:24 AM
enthralling-deal180$75.001/27/2011 10:09:22 AM
ursus$100.001/27/2011 10:14:16 AM
responsible-vigilance8$25.001/27/2011 11:57:39 AM
commerce-yeller$25.001/27/2011 10:10:51 AM
american6$100.001/27/2011 10:12:01 AM
grf1945$25.001/27/2011 10:16:21 AM
rolandweary$25.001/27/2011 10:12:52 AM
velocity-solo$50.001/27/2011 10:12:55 AM
friendinmoney$25.001/27/2011 10:59:22 AM
cloud8$52.981/27/2011 2:09:08 PM
moola-escalator$50.001/27/2011 11:52:45 AM
ONECENTATATIME$30.001/27/2011 2:44:44 PM
xcap$25.001/27/2011 4:20:46 PM
impeccable-transparency$50.001/27/2011 4:23:50 PM
SolarMoonshine$25.001/27/2011 3:20:55 PM
wealth-multiplier$25.001/27/2011 4:03:54 PM
Finchy78$25.001/27/2011 3:02:46 PM
balance-proton$25.001/27/2011 5:43:15 PM
epic-transaction$50.001/27/2011 3:32:51 PM
interstellar$75.001/27/2011 4:59:47 PM
profitable-money$25.001/27/2011 6:08:02 PM
ethicalhumanist$50.001/27/2011 5:10:59 PM
SciFiTrooper$100.001/27/2011 7:55:32 PM
sibling_rivalry$200.001/27/2011 10:24:49 PM
wild-orange$50.001/28/2011 1:29:23 AM
rjleves$25.001/28/2011 2:08:23 AM
Stewardship4Life$50.001/28/2011 5:02:58 AM
rjrventure$25.001/28/2011 5:19:43 AM
wampum-chorus3$25.001/28/2011 5:46:19 AM
mspiggybank$100.001/28/2011 6:28:02 AM
sassykatty$50.001/28/2011 6:28:19 AM
worthy-bid4$55.721/28/2011 7:01:40 AM
brwnidgirl$50.001/28/2011 7:16:52 AM
Vans1975$33.001/28/2011 7:25:40 AM
investinFla$30.001/28/2011 4:41:03 AM
realtormoises$25.001/28/2011 7:41:08 AM
AlfinityBank25$25.001/28/2011 1:32:19 AM
carrinel$84.941/28/2011 5:24:58 AM
gdfp158$25.001/28/2011 8:34:35 AM
ocifer50$25.001/28/2011 5:13:09 AM
businessguy29$25.001/28/2011 6:35:31 AM
gangusron$50.001/28/2011 7:50:29 AM
Phatt-Daddy$25.001/28/2011 8:02:24 AM
Christophe$25.001/28/2011 7:52:29 AM
green-wampum-titan$25.001/28/2011 7:56:38 AM
smart-gain$25.001/28/2011 8:11:56 AM
EarlyRiser$250.001/27/2011 10:13:54 AM
LeReve$100.001/27/2011 10:14:46 AM
tech310$50.001/27/2011 10:15:11 AM
reflective-rupee$300.771/27/2011 10:19:49 AM
jazzlender$25.001/27/2011 10:08:40 AM
Ducatiman1978$25.001/27/2011 10:35:13 AM
enchanted-yield4$50.001/27/2011 10:11:51 AM
honorable-yield$25.001/27/2011 10:12:45 AM
hopeful-truth5$100.001/27/2011 11:04:12 AM
treasure-bliss$50.001/27/2011 10:15:41 AM
speedster351$50.001/27/2011 10:11:47 AM
simplelender80$100.001/27/2011 10:12:24 AM
paladin847$50.001/27/2011 10:14:31 AM
GoldenGo4$50.001/27/2011 10:43:27 AM
radforj22$33.761/27/2011 10:37:04 AM
bowdish1$50.001/27/2011 10:39:04 AM
havok555$27.801/27/2011 2:54:44 PM
chato2345$25.001/27/2011 3:24:46 PM
bankojerry$30.001/27/2011 3:26:06 PM
MadHun$50.001/27/2011 1:43:54 PM
ingenious-interest1$50.001/27/2011 2:12:03 PM
rkhrdjp$50.001/27/2011 2:59:36 PM
benefit-squirrel$30.001/27/2011 4:20:50 PM
SimpleChoice$25.001/27/2011 4:23:58 PM
ferdberfel$50.001/27/2011 5:03:10 PM
spa5$25.001/27/2011 4:56:40 PM
klemer$25.001/27/2011 6:00:58 PM
C_Mark$100.001/27/2011 6:35:30 PM
balance-force$25.001/27/2011 10:02:33 PM
YellowJacket$25.001/28/2011 12:40:12 AM
gold-tsunami$50.001/27/2011 9:58:31 PM
Bomber$25.001/28/2011 4:45:34 AM
sgt-schultz$35.591/28/2011 5:57:36 AM
icon7$30.001/28/2011 4:29:51 AM
Drewkeeper$25.001/28/2011 1:20:47 AM
red-favorable-basis$25.001/28/2011 5:47:18 AM
vivacious-credit5$35.001/28/2011 7:17:48 AM
MoneyForNothing$15.441/28/2011 8:34:41 AM
91 Investments
 
Borrower Payment Dependent Notes Series 492425
This series of Notes was issued and sold upon the funding of the borrower loan #46912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-30-2011 
Term: 12 months Listing End date:  Jan-30-2011 
 
Lender yield: 10.49% Borrower rate/APR: 11.49% / 17.31% Monthly payment: $177.22
 
Lender servicing fee: 1.00% Effective Yield*: 10.32%  
Estimated return*: 5.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 40 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,788Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: treasure-shooter276 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 18 ( 100% ) 740-759 (Latest)
Principal borrowed: $14,200.00< 31 days late: 0 ( 0% )  
760-779 (Sep-2010)
780-799 (Dec-2009)
640-659 (Sep-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
I need a work truck!
Purpose of loan:
Buy a work truck.

My financial situation:
I am a good candidate for this loan because I have a good credit score, make good money, and have had 2 previous loans with Prosper that I've paid off responsibly.

Monthly net income: $4800

Monthly expenses: $
??Housing: $930
??Insurance: $45
??Car expenses: $0
??Utilities: $350
??Phone, cable, internet: $ 120
??Food, entertainment: $ 150
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-investor5$50.001/30/2011 9:35:55 PM
jazzlender$25.001/30/2011 9:36:26 PM
enthralling-deal180$75.001/30/2011 9:36:40 PM
nybanker85$50.001/30/2011 9:35:51 PM
radforj22$35.001/30/2011 9:36:45 PM
Aberdeen$2,000.001/30/2011 9:37:04 PM
6 Investments