Sales Report:Supplement No. 11 dated Jan 31, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488756
This series of Notes was issued and sold upon the funding of the borrower loan #46769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 26.75% Borrower rate/APR: 27.75% / 31.31% Monthly payment: $164.91
 
Lender servicing fee: 1.00% Effective Yield*: 26.08%  
Estimated return*: 16.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1999 Debt/Income ratio: 16%
Credit score: 740-759 (Dec-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,694Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: motuterry Borrower's state: NewYork Borrower's group: Froggy's Palace
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 25 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2010)
680-699 (Aug-2009)
600-619 (May-2008)
520-539 (Jan-2008)
 
Principal balance: $752.76 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
MBA personal loan
Greetings.

I'm back again for a 3rd loan from Prosper. I'm a married Dad and home owner wrapping up an MBA Degree. I already have offers which will double my current salary once I complete my MBA degree this June. I have good credit and a solid history with Prosper. I understand the purpose of this program is for lenders to make money at as low a risk as possible. An investment?in my loan is a low risk profitable venture. My plan is to immediately pay off my current Prosper loan balance of $752 with the proceeds of this loan.?

If you are?seeking a safe, no risk, profitable investment, I hope you will consider funding my loan.

Thank you for taking the time to review my lisitng.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
FarmersBank$50.001/12/2011 3:49:36 PM
drcoop$25.001/12/2011 3:49:17 PM
jhouman$25.001/12/2011 3:49:21 PM
investment-daydream$75.001/12/2011 3:49:32 PM
bizzzond$50.001/12/2011 3:50:09 PM
113121$400.001/12/2011 3:50:14 PM
credit-bliss8$25.001/12/2011 3:50:58 PM
investment-artist$50.001/12/2011 3:52:04 PM
2grindstones$25.001/12/2011 3:51:47 PM
OldManP$25.001/12/2011 3:49:40 PM
LittleMingo$30.001/12/2011 3:50:11 PM
musegaze$100.001/12/2011 3:51:08 PM
Feyenoord$25.001/12/2011 3:54:03 PM
Aberdeen$4,000.001/12/2011 3:54:20 PM
14 Investments
 
Borrower Payment Dependent Notes Series 489496
This series of Notes was issued and sold upon the funding of the borrower loan #46718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-16-2011 
Term: 36 months Listing End date:  Jan-16-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $61.34
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2004 Debt/Income ratio: 12%
Credit score: 820-839 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $850Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: valiant-liberty4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lender Learning How Borrowing Works
Prosper Lender learning how the borrowing side works.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
officer8$25.001/16/2011 5:29:40 PM
kyomoon$50.001/16/2011 5:29:45 PM
helpishere777$25.001/16/2011 5:29:50 PM
xphile$25.001/16/2011 5:29:55 PM
blot44$25.001/16/2011 5:29:58 PM
thedoctor$50.001/16/2011 5:30:08 PM
Dollars4Rent$50.001/16/2011 5:30:37 PM
cashhelp$60.001/16/2011 5:31:05 PM
be_wise$25.001/16/2011 5:31:11 PM
Curly-Girly$25.001/16/2011 5:31:15 PM
newest-organic-rupee$25.001/16/2011 5:31:32 PM
compoundinterest$50.001/16/2011 5:31:42 PM
balance-voyager$50.001/16/2011 5:29:41 PM
quantumwellguy$50.001/16/2011 5:30:24 PM
Eagles81$50.001/16/2011 5:30:40 PM
OTtherapy$25.001/16/2011 5:30:43 PM
CleeClee$100.001/16/2011 5:30:45 PM
FlexFunding$50.001/16/2011 5:31:17 PM
mathprof$25.001/16/2011 5:31:22 PM
steely_dan34$25.001/16/2011 5:30:56 PM
interest-exec9$25.001/16/2011 5:31:02 PM
organized-payment6$50.001/16/2011 5:31:27 PM
flexible-value$50.001/16/2011 5:31:46 PM
justice-dna$35.001/16/2011 5:31:01 PM
shamrocker$25.001/16/2011 5:31:29 PM
kenji4861$50.001/16/2011 5:31:37 PM
selector568$250.001/16/2011 5:29:14 PM
Havana21$300.001/16/2011 5:30:13 PM
Bieling$25.001/16/2011 5:30:18 PM
lagnisiruk$25.001/16/2011 5:30:48 PM
snowman34$50.001/16/2011 5:30:51 PM
pikopulling$25.001/16/2011 5:30:54 PM
Approved$50.001/16/2011 5:31:03 PM
patriot897$50.001/16/2011 5:31:19 PM
alpinaut$25.001/16/2011 5:29:18 PM
indomitable-coin$100.001/16/2011 5:30:05 PM
MarinLoans$25.001/16/2011 5:30:11 PM
Krozy$50.001/16/2011 5:31:06 PM
syounker$25.001/16/2011 5:31:24 PM
39 Investments
 
Borrower Payment Dependent Notes Series 489756
This series of Notes was issued and sold upon the funding of the borrower loan #46812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2001 Debt/Income ratio: 7%
Credit score: 620-639 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $548Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: diehard1234 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 91% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 2 ( 6% )  
560-579 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 35  
Description
Credit Consildation
Purpose of loan:
This loan will be used to payoff two loans-one with a balance of $2500 and the other $990. The remaining funds will be used to purchase a used car. My current car is a 2003 that needs $1200 worth of body work and $1500 worth of car repairs (needs a catalytic converter-the most expensive part of my car). Between savings and this loan I can purchase a "new" used car that's in much better condition.

My financial situation:
I am a good candidate for this loan because successfully paid back my last prosper loan. I was on time 32 of out 35 payments and the issue with 2 of those 3 late payments occurred after my checkbook was stolen and my bank account drained over the Thanksgiving Holiday in 2008, this caused many issues, but that's the explanation for anyone concerned. I am a manager at my current employer and I am not anticipating any layoffs we are doing very well.

Monthly net income: $3,800 (After Taxes) Monthly expenses: $1600
??Housing: $650
??Insurance: $60
??Car expenses: $120
??Utilities: $75
??Phone, cable, internet: $150
??Food, entertainment: $275
??Clothing, household expenses $125
??Credit cards and other loans: $145
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
genius520$100.001/24/2011 5:37:34 PM
a-finance-nirvana$25.001/24/2011 5:33:55 PM
Kash2010lu$27.001/24/2011 5:38:22 PM
EarlyRiser$250.001/24/2011 5:38:54 PM
rescue$100.001/24/2011 5:39:05 PM
gpuck$100.001/24/2011 6:28:16 PM
mikeandcat$150.001/25/2011 5:44:39 AM
113121$200.001/25/2011 6:30:58 AM
worthy-bid8$50.001/25/2011 1:53:35 PM
kegs$150.001/25/2011 11:07:22 AM
enthusiastic-balance5$100.001/25/2011 2:51:35 PM
HHP$50.001/25/2011 2:58:18 PM
coldfuzion$75.001/25/2011 10:17:19 PM
tech310$50.001/26/2011 1:17:49 AM
doopers$25.001/26/2011 5:57:52 AM
principal-laser$25.001/26/2011 6:06:48 AM
CPADawg$40.001/26/2011 6:25:41 AM
HYGCapitalPartnersLP$100.001/25/2011 8:34:31 PM
marwadi-62$300.001/25/2011 9:03:38 PM
blue-useful-auction$25.001/26/2011 9:06:08 AM
return-grizzly$30.651/26/2011 12:01:26 AM
niq4soccer$25.001/26/2011 4:58:29 AM
Slapshot$100.001/26/2011 2:08:22 AM
thrilling-nickel5$25.001/26/2011 5:42:39 AM
akmikej$46.111/26/2011 7:37:42 AM
supreme-hope$25.001/26/2011 10:04:22 AM
Astyanax$50.001/26/2011 11:38:53 AM
bunnybear$28.621/26/2011 10:22:40 AM
YoungTaxMan$50.001/26/2011 1:57:49 PM
proud-pound4$250.001/26/2011 2:47:04 PM
wisconsinvestor$100.001/26/2011 4:27:00 PM
frugalinvestor20$25.001/26/2011 1:19:33 PM
hamster$26.001/26/2011 6:50:55 PM
shrewd-income$25.001/26/2011 7:38:20 PM
wwwUniversal$25.001/26/2011 8:58:16 PM
FinanceEngine$25.001/27/2011 7:04:14 AM
leverage-monger$25.001/27/2011 8:08:03 AM
loyalist1$50.001/27/2011 8:25:57 AM
grnii78$75.001/27/2011 6:06:09 AM
noobsaibot$25.001/27/2011 8:39:41 AM
CPAecs$25.001/27/2011 8:48:03 AM
Rulea72$35.001/27/2011 6:58:40 AM
pixeldave$50.001/27/2011 10:34:10 AM
benefit-flow$25.001/27/2011 2:46:50 PM
StreetJustice$50.001/27/2011 10:43:35 AM
careful-note$41.661/27/2011 12:59:00 PM
mercuriant$25.001/27/2011 12:59:16 PM
top-loan-empenada$100.001/27/2011 1:48:32 PM
rkhrdjp$25.001/27/2011 2:07:58 PM
credit-sycamore4$100.001/27/2011 2:09:24 PM
Catz_aplenty$25.001/27/2011 1:12:01 PM
Speculator$25.001/27/2011 1:39:33 PM
PropertyInvest$25.001/27/2011 4:56:31 PM
profit-powerplant$25.001/27/2011 2:12:43 PM
power-secret-agent$25.001/27/2011 3:13:11 PM
orange-preeminant-bill$50.001/27/2011 4:29:31 PM
money-bauble$50.001/27/2011 6:33:12 PM
IIP77$25.001/27/2011 6:33:16 PM
ingenious-interest1$50.001/27/2011 6:34:15 PM
crowdetc$28.881/27/2011 6:43:15 PM
rapid-credit428$25.001/27/2011 6:43:25 PM
Justbiz$50.001/27/2011 6:43:32 PM
unassassinable$25.001/27/2011 6:35:32 PM
kindness-hickory5$100.001/27/2011 6:43:23 PM
motivator72$25.001/27/2011 6:43:29 PM
matt_2006$25.001/27/2011 6:36:04 PM
special-responsibility$25.001/27/2011 6:43:16 PM
KileNSmyth4$31.911/27/2011 6:43:27 PM
reflective-rupee$250.771/24/2011 8:28:18 PM
jhouman$25.001/24/2011 5:35:21 PM
Artist_Blue$25.001/25/2011 6:06:40 AM
chameleon125$50.001/25/2011 6:44:50 AM
wise-rupee-sanctuary$50.001/24/2011 5:36:45 PM
velocity-solo$30.001/24/2011 5:36:59 PM
Mikale360$25.001/25/2011 5:47:23 AM
UCLA4life$25.001/25/2011 6:02:28 AM
greencat$50.001/25/2011 7:13:33 AM
jasjac0105$25.001/25/2011 9:42:32 AM
hopeful-truth5$100.001/25/2011 12:09:59 PM
zone8$125.001/25/2011 2:23:01 PM
jgar_O$25.001/25/2011 4:44:27 PM
SolarMoonshine$25.001/25/2011 5:24:08 PM
credit-bliss8$25.001/25/2011 6:37:23 PM
Finchy78$25.001/25/2011 6:30:02 PM
RainyDayFunds$25.001/26/2011 2:42:53 AM
Rob717171$50.001/25/2011 9:23:39 PM
loans_to_loan$25.001/25/2011 7:12:20 PM
loss-of-control$50.001/26/2011 7:54:48 AM
Leshan$150.001/26/2011 9:17:17 AM
return-grizzly$200.001/25/2011 11:57:16 PM
loanman2007$100.001/26/2011 5:19:19 AM
integrity-doctor$100.001/26/2011 8:46:35 AM
thrifty-capital$25.001/26/2011 1:36:23 PM
Otagaini$25.001/26/2011 2:35:53 PM
trumpeter5$25.001/26/2011 2:21:42 PM
DKSArt$25.001/26/2011 11:30:23 AM
Bob450$25.001/26/2011 4:48:24 PM
Jack55304$50.001/26/2011 4:22:10 PM
brightest-fascinating-principal$25.001/26/2011 5:36:21 PM
interstellar$75.001/26/2011 7:17:12 PM
LittleMingo$25.001/27/2011 5:58:18 AM
bobd32$25.001/26/2011 9:26:05 PM
rlaboy$25.001/27/2011 1:15:51 AM
yield-lion2$25.001/27/2011 3:14:54 AM
YoungTaxMan$100.001/27/2011 9:31:18 AM
skaught$30.001/27/2011 9:49:05 AM
jybank$25.001/27/2011 11:07:57 AM
exuberant-dime$50.001/27/2011 11:13:15 AM
asset-professor$25.001/27/2011 12:14:24 PM
outofoffice$78.851/27/2011 10:26:42 AM
2brotherslending$100.001/27/2011 2:26:32 PM
lawyervon$25.001/27/2011 2:27:47 PM
capital-halo1$500.001/27/2011 12:59:08 PM
CMDCO$50.001/27/2011 1:00:18 PM
kulender$50.001/27/2011 4:28:15 PM
Finchy78$25.001/27/2011 4:13:56 PM
missing-link$25.001/27/2011 4:29:51 PM
Zingaro$25.001/27/2011 5:27:51 PM
Jerrys1951$30.001/27/2011 5:04:10 PM
EasternLender$25.001/27/2011 5:06:00 PM
handshake5$86.311/27/2011 6:34:09 PM
Christophe$25.001/27/2011 6:43:20 PM
sdkevin$25.001/27/2011 6:43:26 PM
profitable-money$25.001/27/2011 6:02:27 PM
kindness-tonic$25.001/27/2011 6:36:15 PM
oldmora$50.001/27/2011 6:43:24 PM
barefootpaul$25.001/27/2011 6:43:13 PM
MicroLender357$50.001/27/2011 6:43:22 PM
128 Investments
 
Borrower Payment Dependent Notes Series 490314
This series of Notes was issued and sold upon the funding of the borrower loan #46724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2000 Debt/Income ratio: 12%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: interest-showcase6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to pay for my wedding expenses.

My financial situation:
I am a good candidate for this loan because I have my finances in order at this point of my life and will be able to make the monthly payments with ease.? I just need the cash upfront for my wedding?but expect to pay this back within the next six months.? The only reason that my credit score is not higher is because my father was sick and I had to help my family with their expenses.? It was a bad time for me but things have turned around and I know paying back this loan will not be an issue.?

Monthly net income: $ 6,900

Monthly expenses: $
??Housing: $ -
??Insurance: $ -?
??Car expenses: $ 230?
??Utilities: $ -
??Phone, cable, internet: $ -
??Food, entertainment: $ 600
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 200
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
peace-missile$25.001/18/2011 4:58:40 PM
genius520$100.001/18/2011 5:00:02 PM
ingenious-deal6$25.001/18/2011 5:01:10 PM
Bob450$25.001/18/2011 5:02:47 PM
Kash2010lu$25.001/18/2011 5:09:07 PM
radforj22$25.001/19/2011 5:35:42 AM
greencat$50.001/19/2011 7:15:03 AM
reflective-rupee$300.771/18/2011 7:16:24 PM
vigorous-velocity$50.001/18/2011 5:00:22 PM
EBITDA$25.001/18/2011 8:11:02 PM
witty-openness$25.001/19/2011 9:31:31 AM
J-Rott$50.001/18/2011 5:01:51 PM
loss-of-control$50.001/19/2011 9:46:20 AM
pembull$50.001/19/2011 10:07:16 AM
gold-cluster$100.001/19/2011 10:08:07 AM
jwsun90$500.001/18/2011 8:26:00 PM
xzec777$25.001/19/2011 8:24:07 AM
Frosty$25.001/19/2011 12:23:14 PM
realtormoises$25.001/19/2011 1:51:37 AM
himistu22$25.001/19/2011 1:35:29 PM
F16Pilot$25.001/19/2011 1:38:57 PM
magical-coin1$50.001/19/2011 9:37:35 AM
SolarMoonshine$100.001/19/2011 4:59:39 PM
HHP$50.001/19/2011 1:12:44 PM
cbivitz$250.001/19/2011 4:41:39 PM
red-favorable-basis$25.001/19/2011 11:19:21 AM
RLaumeyer$25.001/19/2011 11:34:35 AM
JPMorrisLegacyFund$100.001/19/2011 5:22:53 PM
ThatDanGuy$50.001/19/2011 5:23:21 PM
sk8ndive$25.001/19/2011 5:23:35 PM
deal-secret-agent$25.001/19/2011 5:23:44 PM
ASR3$50.001/19/2011 5:25:22 PM
impala6464$50.001/19/2011 3:52:06 PM
IntrepidInvestment$25.001/19/2011 5:44:30 PM
Simonsez808$25.001/19/2011 7:20:32 PM
shrewd-income$41.981/19/2011 8:21:11 PM
mwl$25.001/20/2011 12:54:34 AM
whatknows$25.001/20/2011 12:55:19 AM
nodrivelpls$25.001/20/2011 1:13:33 AM
pixeldave$25.151/20/2011 1:21:06 AM
6moonbeams$50.001/19/2011 5:23:30 PM
dough-bear$50.001/19/2011 5:23:46 PM
missing-link$25.001/19/2011 5:24:11 PM
handshake5$100.001/19/2011 5:24:17 PM
famous-hope$25.001/20/2011 1:35:55 AM
fighter122$25.001/19/2011 5:24:55 PM
income-excellence1$25.561/20/2011 1:37:07 AM
tech310$50.001/19/2011 5:25:23 PM
soulful-truth$50.001/19/2011 5:25:27 PM
blue-velocity-investor$25.001/20/2011 1:54:07 AM
fervent-power$27.221/19/2011 7:55:47 PM
tidy-cash1$25.001/19/2011 8:19:38 PM
shrewd-peace7$50.001/19/2011 9:59:40 PM
beakerfish$100.001/19/2011 10:41:45 PM
bold-meteoric-justice$50.001/19/2011 5:22:18 PM
worthy-bid8$50.001/19/2011 5:22:35 PM
Cheburashka$25.001/20/2011 12:55:38 AM
Learning2Lend$50.001/19/2011 5:23:27 PM
musegaze$100.001/19/2011 5:24:15 PM
Georgetastic$25.001/20/2011 1:05:35 AM
mercuriant$25.001/19/2011 5:25:24 PM
hayhelp$35.811/20/2011 1:21:31 AM
kginatl$50.001/19/2011 5:25:27 PM
a-successful-credit$100.001/19/2011 5:25:40 PM
LAM26$25.001/20/2011 1:23:11 AM
FeedTheMachine$50.001/19/2011 5:26:03 PM
platinum-cargo$50.001/19/2011 5:27:19 PM
robust-trade$46.231/20/2011 1:35:48 AM
piter-to-la-investment$25.001/20/2011 1:36:02 AM
kulender$50.001/19/2011 5:37:44 PM
Phatt-Daddy$25.001/20/2011 2:51:05 AM
point$40.961/19/2011 7:20:31 PM
HedgeFund$33.551/20/2011 12:55:52 AM
lcole32$25.001/20/2011 1:05:07 AM
draggon77$25.001/20/2011 3:48:30 AM
Investoman$100.001/18/2011 4:59:44 PM
capital-halo1$500.001/18/2011 4:59:50 PM
Wellman$50.001/18/2011 5:00:47 PM
droopie1$25.001/18/2011 5:11:04 PM
payout-bridge$175.001/18/2011 5:19:17 PM
rustysailor$30.001/18/2011 9:32:42 PM
power-trophy7$25.001/18/2011 9:44:49 PM
ElAbel11$25.001/18/2011 5:01:00 PM
gain-gourd$50.001/18/2011 5:01:53 PM
Jack55304$100.001/18/2011 5:02:20 PM
wise-rupee-sanctuary$50.001/18/2011 5:02:35 PM
velocity-solo$25.001/18/2011 4:59:09 PM
joebob78$50.001/19/2011 8:00:13 AM
credit-sycamore4$100.001/18/2011 5:02:00 PM
ingenious-interest1$50.001/19/2011 9:42:14 AM
UCLA4life$25.001/18/2011 5:02:16 PM
loanman2007$100.001/19/2011 6:45:12 AM
ore-dojo$30.001/19/2011 9:03:50 AM
brainy-deal$37.131/19/2011 9:58:03 AM
power-rotation7$25.001/19/2011 1:26:02 PM
zorg77$25.001/19/2011 4:22:16 AM
loanermn$25.001/19/2011 6:21:27 AM
loss-of-control$50.001/19/2011 3:30:58 PM
life-is-great$25.001/19/2011 4:06:43 PM
cloud8$50.001/19/2011 7:54:07 AM
master648$34.061/19/2011 9:51:33 AM
Astyanax$50.001/19/2011 2:32:56 PM
brightest-dignified-penny$25.001/19/2011 10:44:57 AM
KMSB$50.001/19/2011 5:23:25 PM
yield-lion$25.001/19/2011 5:23:40 PM
money-bauble$75.001/19/2011 5:24:14 PM
miamibeachloaner$25.001/19/2011 5:25:23 PM
Lubava$50.001/19/2011 5:09:16 PM
diplomatic-wealth7$25.001/19/2011 5:25:56 PM
bold-direct-asset$50.001/19/2011 5:29:18 PM
wwwUniversal$25.001/19/2011 5:29:21 PM
vulgy$25.001/19/2011 6:39:54 PM
famous-bill$25.001/19/2011 5:22:31 PM
graceful-investment$100.001/19/2011 5:23:23 PM
Cre8iveCash$25.001/20/2011 1:21:15 AM
Rdodson11$25.001/19/2011 5:24:10 PM
play4lax$25.001/19/2011 5:24:19 PM
agiovasil$25.001/20/2011 1:36:14 AM
silver-enlightenment0$100.001/19/2011 5:24:58 PM
seisen$100.001/19/2011 5:25:25 PM
patriot897$25.001/19/2011 5:25:47 PM
ommcd$25.001/19/2011 5:26:01 PM
bluehen00$40.001/20/2011 3:02:13 AM
Nerdster1$11.831/20/2011 4:06:08 AM
Ray3486$25.001/19/2011 5:58:36 PM
VJ_Financial$30.001/19/2011 8:19:02 PM
green-thoughtful-yield$50.001/19/2011 9:12:21 PM
commitment-symphony9$41.261/19/2011 9:55:34 PM
the-dollar-topper$50.001/19/2011 5:22:15 PM
radiant-loan5$50.001/19/2011 5:23:22 PM
brazilofmux$49.911/19/2011 5:23:29 PM
MilitaryLending$25.001/20/2011 12:57:39 AM
gold-commander0$50.001/19/2011 5:24:08 PM
newest-generous-income$25.001/19/2011 5:25:22 PM
Tikibarman$50.001/19/2011 5:25:36 PM
wowlender$25.001/20/2011 1:35:29 AM
Comoparklender$43.581/20/2011 1:39:38 AM
best-agreement-exchanger$25.001/20/2011 3:38:10 AM
rockhound84$25.001/20/2011 3:49:11 AM
upbeat-coin937$50.001/19/2011 9:51:21 PM
nicklds$25.001/20/2011 12:48:07 AM
zeelender$25.001/20/2011 12:55:48 AM
PatRichi$25.001/20/2011 1:23:18 AM
143 Investments
 
Borrower Payment Dependent Notes Series 490660
This series of Notes was issued and sold upon the funding of the borrower loan #46885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1998 Debt/Income ratio: 31%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,602Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: zippy-euro9 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to remodel a bedroom in?our house.? My wife just found out?she is pregnant with our second child and we will be getting things ready and adding a room to the basement as a playroom for?both of them!?

My financial situation:
I am a good candidate for this loan because my debt to income ratio is good, debts are paid on time and?I was just promoted at work.? My wife also has been at the same job for 4 years and that income is not included in this posting.? We have no daycare expense because the two Grandmothers alternate weeks watching her.? Had a few delinquincies about 5 years ago, but we have all made foolish mistakes in the past, none recently whatsoever.

Monthly net income: $ 4100

Monthly expenses: $
??Housing: $ 463
??Insurance: $ 105
??Car expenses: $ 661
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 350????
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-community3$50.001/24/2011 10:24:50 AM
inspire22$50.001/24/2011 10:25:25 AM
marketplace-cello5$25.001/24/2011 10:25:31 AM
organized-payment6$50.001/24/2011 10:28:16 AM
C_Mark$100.001/24/2011 10:31:12 AM
Redmond$25.001/24/2011 10:32:20 AM
nanda$100.001/24/2011 10:33:21 AM
jazzlender$50.001/24/2011 10:23:30 AM
thrifty-dedication$50.001/24/2011 10:56:54 AM
simplelender80$100.001/24/2011 10:29:51 AM
honorable-yield$25.001/24/2011 10:29:59 AM
CE88$50.001/24/2011 1:01:39 PM
velocity-solo$50.001/24/2011 10:30:56 AM
Rick7925$25.001/24/2011 10:32:50 AM
mickeyll$150.001/24/2011 1:29:21 PM
mtnbikemania$50.001/24/2011 10:32:55 AM
radforj22$25.001/24/2011 10:24:15 AM
wise-rupee-sanctuary$50.001/24/2011 10:28:32 AM
american6$100.001/24/2011 10:28:56 AM
DasMula$25.001/24/2011 10:53:32 AM
skuba$75.001/24/2011 10:29:23 AM
museic1$50.001/24/2011 10:30:33 AM
forthright-principal2$25.001/24/2011 3:57:05 PM
commerce-yeller$25.001/24/2011 10:32:14 AM
skiberdad$50.001/24/2011 10:33:00 AM
paladin847$50.001/24/2011 10:33:29 AM
tech310$50.001/24/2011 10:34:25 AM
reflective-rupee$25.771/24/2011 10:50:39 AM
Travis247$50.001/24/2011 6:19:04 PM
razor783$50.001/24/2011 6:40:35 PM
brw$25.001/24/2011 4:22:03 PM
theloanfiller$25.001/24/2011 8:29:04 PM
StrongMonty$50.001/24/2011 2:49:08 PM
SolarMoonshine$25.001/24/2011 5:32:55 PM
PPLIN810$25.001/24/2011 8:22:34 PM
epall$25.001/24/2011 8:53:27 PM
chekat$25.001/25/2011 9:45:59 AM
worthy-bid8$100.001/25/2011 1:48:21 PM
jamiee73$25.001/25/2011 5:54:07 PM
loss-of-control$50.001/25/2011 5:25:27 PM
Ocean713$50.001/25/2011 3:05:56 PM
LeReve$100.001/25/2011 4:42:04 PM
Sixmil$100.001/25/2011 5:58:02 PM
kentmolyneaux$37.431/25/2011 8:16:49 PM
american-investor$25.001/25/2011 8:52:36 PM
oskizzle$25.001/26/2011 7:06:46 AM
capital-web7$50.001/25/2011 9:23:15 PM
subtle-revenue0$25.001/26/2011 3:27:12 AM
Okeey$25.001/26/2011 10:06:47 AM
integrity-hawk$50.001/26/2011 10:12:24 AM
efficient-treasure0$25.001/26/2011 6:16:52 AM
syounker$25.001/26/2011 7:01:51 AM
agreement-fluffy-bunny$30.001/26/2011 7:11:13 AM
integrity-doctor$100.001/26/2011 9:03:39 AM
thepaw60$69.991/26/2011 10:47:42 AM
diceman19$25.001/26/2011 10:58:28 AM
awe-inspiring-power$25.001/26/2011 12:26:28 PM
Astyanax$50.001/26/2011 11:04:48 AM
Trident-Fund$25.001/26/2011 10:47:36 AM
dpjd$50.001/26/2011 4:18:16 PM
108lender$50.001/26/2011 4:23:58 PM
omahajay$25.001/26/2011 1:27:21 PM
Goodlender42$25.001/26/2011 4:05:26 PM
GElender$50.001/26/2011 5:06:46 PM
fortytwo$100.001/26/2011 5:07:36 PM
flexible-value$100.001/26/2011 4:05:55 PM
Veltliner$25.001/26/2011 6:05:41 PM
Weaverville$25.001/26/2011 6:31:23 PM
6moonbeams$50.001/26/2011 4:56:30 PM
credit-panda1$25.001/26/2011 6:15:06 PM
be_wise$25.001/26/2011 5:06:57 PM
Streetfighter$50.001/26/2011 5:07:03 PM
objective-investor$150.001/26/2011 5:07:25 PM
Bank42$50.001/26/2011 5:55:30 PM
five-star-responsibility0$50.001/26/2011 7:02:31 PM
myduck$40.001/26/2011 6:32:07 PM
rogue_monster$39.001/26/2011 7:04:35 PM
littlemonkey$25.001/26/2011 6:03:34 PM
pr0sp3r1ty$25.001/26/2011 7:06:01 PM
virtuous-coin$25.001/26/2011 6:05:24 PM
geekguy$25.001/26/2011 6:36:09 PM
riproaringrapids$25.001/26/2011 7:05:00 PM
credit-serenity8$25.001/26/2011 7:06:07 PM
visionary-currency$50.001/26/2011 7:06:33 PM
investment-comet$25.001/26/2011 7:07:29 PM
Aleut$25.001/26/2011 7:09:13 PM
fiddlerzvi$50.001/26/2011 7:02:44 PM
papaloha$25.001/26/2011 7:06:28 PM
handshake5$100.001/26/2011 7:07:38 PM
Hutpit$65.961/26/2011 7:09:04 PM
genius520$100.001/24/2011 10:29:42 AM
rolandweary$25.001/24/2011 10:30:49 AM
Domgabriel$25.001/24/2011 10:31:49 AM
Pulchritudinous$25.001/24/2011 10:33:14 AM
enthralling-deal180$75.001/24/2011 10:24:21 AM
kmr2$100.001/24/2011 10:28:26 AM
bowdish1$50.001/24/2011 10:29:33 AM
ursus$100.001/24/2011 10:30:10 AM
unbelievable-exchange$25.001/24/2011 10:59:53 AM
the-enterprising-leverage$25.001/24/2011 10:31:05 AM
skaught$30.001/24/2011 2:04:38 PM
hopeful-truth5$100.001/24/2011 2:17:10 PM
the-auction-bear$25.001/24/2011 8:32:17 PM
Wally1727$50.001/24/2011 7:46:51 PM
loanman2007$50.001/25/2011 11:04:28 AM
indomitable-coin$25.001/25/2011 9:45:32 AM
EarlyRiser$150.001/25/2011 8:16:24 AM
kegs$150.001/25/2011 11:05:29 AM
tranquil-revenue$50.001/25/2011 2:24:17 PM
durable-investment8$35.001/25/2011 9:54:26 AM
tacopants$50.001/25/2011 1:47:35 PM
sail120$25.001/25/2011 2:40:38 PM
CASSHMAN$100.001/25/2011 4:07:22 PM
BaxterEvil$25.001/25/2011 5:46:16 PM
bazaar-festivity$25.001/25/2011 6:41:36 PM
KVEER$25.001/25/2011 7:38:37 PM
steady-funds3$25.411/25/2011 8:22:37 PM
TNG812$25.501/25/2011 6:54:23 PM
Firescreek$25.001/26/2011 5:19:29 AM
SCTrojangirl$50.001/26/2011 11:49:31 AM
truth-gondola5$25.001/26/2011 12:45:50 PM
rate-rapture8$50.001/26/2011 9:32:22 AM
ichibon$250.001/26/2011 9:56:31 AM
wise-deal-panda$50.001/26/2011 2:03:48 PM
harty$50.001/26/2011 10:12:03 AM
Higheagle$26.301/26/2011 2:32:11 PM
doncm$50.001/26/2011 3:08:01 PM
tender-integrity3$41.701/26/2011 4:03:21 PM
conceptpi$25.001/26/2011 4:05:11 PM
jstnow$25.001/26/2011 2:48:06 PM
ksubd$50.001/26/2011 3:38:23 PM
first-upright-payout$25.001/26/2011 4:23:43 PM
a-responsible-return$25.001/26/2011 4:01:39 PM
colorfulgardener$25.001/26/2011 1:44:52 PM
ge0bab$50.001/26/2011 4:06:20 PM
Panlion$100.001/26/2011 3:57:56 PM
rss197$25.001/26/2011 5:04:04 PM
power-trophy7$25.001/26/2011 5:07:07 PM
FinanceEngine$25.001/26/2011 5:43:47 PM
stealthbiker$25.001/26/2011 4:18:14 PM
Msbutterfly$29.011/26/2011 6:27:10 PM
Kessler$28.751/26/2011 6:28:14 PM
ijspence$25.001/26/2011 5:06:45 PM
LenderByDay$25.001/26/2011 6:31:59 PM
Interloper$25.001/26/2011 6:32:45 PM
ethicalhumanist$50.001/26/2011 4:49:43 PM
NYBIZ$45.001/26/2011 5:48:38 PM
RG$25.001/26/2011 5:57:04 PM
soheagle$25.001/26/2011 4:58:41 PM
auctionator1$50.001/26/2011 4:58:59 PM
gold-commander0$50.001/26/2011 7:03:14 PM
Fiimg$50.001/26/2011 7:06:17 PM
ualf$28.891/26/2011 6:07:12 PM
junctionking$25.001/26/2011 6:09:39 PM
happy-yield$25.001/26/2011 6:16:27 PM
Rivervale_Westwood$25.001/26/2011 6:35:16 PM
rmachi$25.001/26/2011 6:58:08 PM
responsibility-cherry6$50.001/26/2011 6:59:09 PM
Carpetkid$25.001/26/2011 7:06:12 PM
mmellace$25.001/26/2011 7:07:58 PM
gracej$25.001/26/2011 7:06:23 PM
Ready2Loan$25.001/26/2011 7:08:26 PM
162 Investments
 
Borrower Payment Dependent Notes Series 490756
This series of Notes was issued and sold upon the funding of the borrower loan #46772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2000 Debt/Income ratio: 14%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,203Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: birch9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
birch9
Purpose of loan:
This loan will be used to?
Consolidate my personal finances
My financial situation:
I am a good candidate for this loan because?
I am still employed and desire to be able to start saving.
Monthly net income: $3309

Monthly expenses: $
??Housing: $ 1249.75
??Insurance: $ 75.00
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $
??Food, entertainment: $351?
??Clothing, household expenses $
??Credit cards and other loans: $11917
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
handshake5$100.001/17/2011 10:40:51 AM
EBITDA$25.001/17/2011 10:41:25 AM
honorable-yield$25.001/17/2011 10:41:42 AM
vigorous-velocity$50.001/17/2011 10:42:02 AM
VJ_Financial$100.001/17/2011 10:50:08 AM
witty-openness$25.001/17/2011 11:57:31 AM
Wellman$50.001/17/2011 10:42:47 AM
burgeoning-silver$25.001/17/2011 10:43:36 AM
desertoasis$25.001/17/2011 10:43:49 AM
Apex-Lender$25.001/17/2011 10:44:21 AM
bid-czar8$50.001/17/2011 10:39:58 AM
velocity-solo$30.001/17/2011 10:40:06 AM
Jloaner$33.471/17/2011 10:53:38 AM
Investoman$100.001/17/2011 10:41:01 AM
JohnWS$25.001/17/2011 11:48:01 AM
ElAbel11$25.001/17/2011 10:43:05 AM
reflective-rupee$300.771/17/2011 10:45:26 AM
foothillender$25.001/17/2011 1:51:33 PM
mckhbnpc$30.001/17/2011 10:48:46 AM
gain-gourd$50.001/17/2011 2:19:14 PM
J-Rott$50.001/17/2011 11:39:26 AM
CC911$25.001/18/2011 6:16:03 AM
hopeful-truth5$200.001/17/2011 12:21:09 PM
greencat$50.001/18/2011 7:20:17 AM
LoisLoan$50.001/17/2011 5:19:26 PM
thatguyoverseas$40.001/18/2011 9:25:32 AM
freebush69$500.001/17/2011 9:16:26 PM
thrifty-return$30.001/18/2011 8:19:31 AM
suave-dime6$25.001/18/2011 2:21:51 PM
money-bauble$100.001/18/2011 2:34:34 PM
wise-rupee-sanctuary$50.001/18/2011 9:35:44 AM
Artist_Blue$25.001/18/2011 6:06:10 AM
Jack55304$100.001/18/2011 7:04:23 AM
Tkhalaska$25.001/18/2011 7:44:53 AM
orderly-wampum$60.001/18/2011 4:39:40 PM
helpishere777$25.001/18/2011 4:48:50 PM
JJ9876$25.001/18/2011 4:48:57 PM
forthright-trade$25.001/18/2011 4:53:40 PM
Executive23$25.001/18/2011 9:37:40 AM
fair-peace7$25.001/18/2011 9:41:41 AM
ready-interest9$25.001/18/2011 10:12:40 AM
CoffeyvilleKS$28.541/18/2011 5:04:49 PM
Aunca$50.001/18/2011 5:15:59 PM
point-kitten6$50.001/18/2011 5:16:31 PM
travels536$25.001/18/2011 10:55:44 AM
newest-generous-income$25.001/18/2011 3:40:55 PM
glroark$50.001/18/2011 12:09:37 PM
investment-star$50.001/18/2011 8:09:15 PM
asmithj$50.001/18/2011 8:09:21 PM
puifais$50.001/18/2011 8:09:33 PM
reinforced-investment4$25.001/18/2011 8:09:41 PM
InvestorPartners$25.001/18/2011 3:26:54 PM
the-profit-oracle$25.001/18/2011 3:27:42 PM
shrewd-truth1$50.001/18/2011 5:14:52 PM
tech310$50.001/18/2011 5:16:17 PM
zipemdown$50.001/18/2011 4:49:00 PM
amusement4$100.001/18/2011 4:49:03 PM
Comoparklender$50.001/18/2011 6:09:02 PM
truth-ceremony$25.001/18/2011 6:09:08 PM
alphabet76$30.001/18/2011 6:51:48 PM
indomitable-dedication$25.001/18/2011 8:09:30 PM
p1k4blu$25.001/18/2011 5:15:51 PM
principal-trombone$50.001/18/2011 5:16:16 PM
jazzlender$25.001/18/2011 5:16:39 PM
Reliance_Banker$25.001/18/2011 5:46:28 PM
dollar-sonnet3$50.001/18/2011 6:09:05 PM
platinum-rapture6$50.001/18/2011 7:29:30 PM
radiant-loan5$50.001/18/2011 8:09:11 PM
miamibeachloaner$25.001/18/2011 8:09:36 PM
wtrboy$50.001/18/2011 8:09:57 PM
capital-halo1$500.001/17/2011 10:41:11 AM
Bob450$25.001/17/2011 10:42:43 AM
divedude$25.001/17/2011 10:45:07 AM
ready-interest9$25.001/17/2011 11:58:07 AM
Msbutterfly$38.391/17/2011 12:24:33 PM
brightest-dignified-penny$25.001/17/2011 3:57:39 PM
ThatDanGuy$50.001/17/2011 10:41:35 AM
income-sage9$25.001/17/2011 10:43:29 AM
reward-adventure$50.001/17/2011 10:36:37 AM
peace-missile$25.001/17/2011 10:44:09 AM
new-social-economist$60.001/17/2011 10:44:26 AM
Perksunlimited$25.001/17/2011 10:44:49 AM
genius520$100.001/17/2011 10:41:30 AM
lagnisiruk$25.001/17/2011 10:42:33 AM
shrewd-income$50.001/17/2011 12:29:21 PM
ingenious-deal6$25.001/17/2011 10:43:23 AM
well-mannered-income3$40.001/17/2011 1:19:27 PM
credit-investor5$50.001/17/2011 10:44:38 AM
vest_vortex$25.001/17/2011 3:31:10 PM
GMOD026$25.001/17/2011 1:34:53 PM
loss-of-control$250.001/17/2011 3:21:52 PM
Whipster$50.001/17/2011 3:24:05 PM
2grindstones$25.001/17/2011 3:57:29 PM
credit-sycamore4$100.001/17/2011 5:19:38 PM
Kash2010lu$25.001/17/2011 6:17:22 PM
SFBank$200.001/17/2011 6:45:19 PM
impartial-deal$25.001/17/2011 9:09:40 PM
UCLA4life$25.001/18/2011 6:14:27 AM
F16Pilot$25.001/18/2011 8:49:11 AM
gold-blanket0$25.001/18/2011 2:59:11 PM
smallbizrule$25.001/18/2011 3:25:39 PM
lowcostmoney$25.001/18/2011 6:05:03 AM
jamiee73$25.001/18/2011 3:28:21 PM
Lam0nt$25.001/18/2011 7:59:08 AM
gold-channel2$25.001/18/2011 4:48:48 PM
radforj22$25.001/18/2011 4:48:55 PM
rss197$25.001/18/2011 4:48:59 PM
kind-important-liberty9$25.001/18/2011 5:14:45 PM
listing-trapper3$50.001/18/2011 3:24:57 PM
inspire22$25.001/18/2011 5:15:58 PM
worth-shower8$50.001/18/2011 5:16:10 PM
amusement4$200.001/18/2011 5:37:34 PM
AiriusTorpora$25.001/18/2011 3:28:39 PM
contract-student2$50.001/18/2011 5:54:33 PM
AMSlife$50.001/18/2011 6:09:09 PM
contract-lionheart$37.521/18/2011 10:43:40 AM
ingenious-interest1$50.001/18/2011 6:24:57 PM
life-is-great$50.001/18/2011 10:57:22 AM
Ocean713$50.001/18/2011 4:48:53 PM
wanna-help$25.001/18/2011 8:09:09 PM
seisen$100.001/18/2011 8:09:39 PM
graceful-investment$100.001/18/2011 8:09:45 PM
kulender$50.001/18/2011 3:27:20 PM
burrito0$25.001/18/2011 5:04:47 PM
platinum-celebration4$31.001/18/2011 5:14:59 PM
musegaze$100.001/18/2011 4:45:04 PM
kendallv$25.001/18/2011 4:49:07 PM
worthy-bid8$50.001/18/2011 6:09:07 PM
wise-deal-panda$50.001/18/2011 6:09:12 PM
MoonMama$25.001/18/2011 6:09:30 PM
wifibank$25.001/18/2011 8:09:08 PM
mercuriant$25.001/18/2011 8:09:38 PM
thelovebug$100.001/18/2011 8:09:58 PM
marketplace-buckeye$25.001/18/2011 5:15:53 PM
yield-lion$25.001/18/2011 5:16:12 PM
diplomatic-wealth7$25.001/18/2011 5:16:28 PM
assetmanager$25.001/18/2011 6:59:11 PM
dedicated-transaction796$50.001/18/2011 8:09:26 PM
credit-wheel7$25.001/18/2011 8:09:34 PM
kginatl$50.001/18/2011 8:10:01 PM
140 Investments
 
Borrower Payment Dependent Notes Series 490828
This series of Notes was issued and sold upon the funding of the borrower loan #46757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-19-2011 
Term: 36 months Listing End date:  Jan-20-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $206.50
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2003 Debt/Income ratio: 35%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,467Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: blissful-benefit Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? Consolidate and pay off my 2 credit cards.

My financial situation:
I am a good candidate for this loan because? I have a stable job and home life and i am a responsible person.

Monthly net income: $ 2340.00

Monthly expenses: $
??Housing: $ 1300.00 which?I split with my husband.
??Insurance: $ 0 paid for by my employer
??Car expenses: $ 425.00
??Utilities: $ 220.00 split with my husband
??Phone, cable, internet: $ 150.00 split
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 300.00 which would be consolidated
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
myworld701$25.001/19/2011 5:00:59 PM
Bio-physicist$50.001/19/2011 5:02:11 PM
commerce-yeller$25.001/19/2011 5:02:43 PM
a-responsible-return$25.001/19/2011 5:04:31 PM
organized-payment6$50.001/19/2011 5:04:39 PM
TelegramSam$25.001/19/2011 5:07:49 PM
cloud8$60.001/19/2011 5:09:58 PM
impeccable-transparency$50.001/19/2011 5:11:57 PM
rolandweary$25.001/19/2011 5:12:40 PM
the-enterprising-leverage$25.001/19/2011 5:13:02 PM
worldly-community3$50.001/19/2011 5:13:22 PM
heavenly-repayment4$25.001/19/2011 5:13:29 PM
bullwink27$25.001/19/2011 5:14:23 PM
SolarMoonshine$25.001/19/2011 5:07:50 PM
bigphish$25.001/19/2011 5:08:28 PM
Fiimg$50.001/19/2011 5:09:45 PM
penny-plato$25.001/19/2011 5:39:54 PM
LittleMingo$25.001/19/2011 6:43:05 PM
objective-investor$113.771/19/2011 5:12:53 PM
all_of_that_one$25.001/19/2011 6:55:36 PM
market-assembler$50.001/19/2011 5:13:16 PM
kain11286$50.001/19/2011 7:21:06 PM
C_Mark$100.001/19/2011 5:13:36 PM
indomitable-coin$25.001/19/2011 5:13:51 PM
sjlender$50.001/19/2011 5:14:03 PM
vutah$38.941/19/2011 5:00:45 PM
Speculator$50.001/19/2011 5:05:18 PM
goodhearted-basis4$25.001/19/2011 5:06:06 PM
nilonc1$100.001/19/2011 5:24:24 PM
gracej$25.001/19/2011 5:09:23 PM
Leshan$25.001/20/2011 5:28:14 AM
american6$100.001/19/2011 5:10:46 PM
asset-snowdome$25.001/20/2011 6:45:30 AM
genius520$100.001/19/2011 5:11:34 PM
museic1$50.001/19/2011 5:12:33 PM
wwwUniversal$25.001/20/2011 9:09:40 AM
bondhedger$25.001/20/2011 9:14:50 AM
Zipline$25.001/19/2011 5:13:58 PM
radforj22$25.001/19/2011 5:14:10 PM
visionary-currency$50.001/19/2011 5:14:53 PM
jazzlender$25.001/20/2011 10:36:57 AM
SOP_Bank$25.001/19/2011 5:43:57 PM
WhiteKnightofMountZion$43.241/20/2011 4:03:55 AM
Ambassador$50.001/20/2011 4:46:36 AM
cwegert$93.191/19/2011 5:52:05 PM
tomdooley12520$25.001/20/2011 5:24:28 AM
one-midas$25.001/19/2011 7:18:36 PM
genuine-euro9$30.001/20/2011 7:39:14 AM
MrsTT$100.001/19/2011 8:55:26 PM
tom48l$25.001/20/2011 9:00:57 AM
debtcollector$50.001/20/2011 9:09:24 AM
responsibility-cherry6$50.001/19/2011 11:19:24 PM
duke12$46.751/20/2011 11:02:21 AM
dejnik$25.001/20/2011 10:11:02 AM
tarion3$25.001/20/2011 10:21:43 AM
revenue-appraiser$25.001/20/2011 7:09:06 AM
squadron781$50.001/20/2011 1:31:17 PM
adventurous-cash$25.001/20/2011 7:32:26 AM
blue-useful-auction$25.001/20/2011 7:55:57 AM
Streetfighter$50.001/20/2011 9:09:28 AM
radiant-return$43.001/20/2011 9:30:40 AM
golden-finance7$50.001/20/2011 9:34:26 AM
magee425$25.001/20/2011 9:43:31 AM
srsock$40.001/20/2011 11:24:27 AM
VPRLLC$25.001/20/2011 1:01:08 PM
ethicalhumanist$50.001/20/2011 1:50:23 PM
loss-of-control$50.001/20/2011 1:33:14 PM
sboyleston$25.001/20/2011 1:49:08 PM
ray1051$25.001/19/2011 5:04:47 PM
powerful-finance7$25.001/19/2011 5:05:43 PM
bestbuy$25.001/19/2011 5:07:32 PM
peace-missile$25.001/19/2011 5:07:53 PM
tech310$50.001/19/2011 5:10:51 PM
gold-commander0$50.001/19/2011 5:11:00 PM
skuba$75.001/19/2011 5:11:19 PM
bowdish1$50.001/19/2011 5:11:27 PM
honorable-yield$25.001/19/2011 5:11:48 PM
ursus$100.001/19/2011 5:11:53 PM
lagnisiruk$25.001/19/2011 5:13:08 PM
flexible-value$100.001/19/2011 5:07:39 PM
wise-deal-panda$50.001/19/2011 5:07:45 PM
papaloha$25.001/19/2011 5:08:03 PM
wise-rupee-sanctuary$50.001/19/2011 5:09:06 PM
Carpetkid$25.001/19/2011 5:09:39 PM
reflective-rupee$200.771/19/2011 5:11:17 PM
simplelender80$100.001/19/2011 5:11:40 PM
selector568$300.001/19/2011 5:01:59 PM
enthralling-deal180$50.001/19/2011 5:02:04 PM
FinanceEngine$25.001/19/2011 5:19:09 PM
impressive-credit431$100.001/19/2011 5:04:54 PM
kmr2$100.001/19/2011 5:07:56 PM
rss197$25.001/19/2011 5:08:52 PM
worthy-bid8$50.001/19/2011 5:37:32 PM
auction-seeker$25.001/19/2011 5:55:06 PM
vigilance-searcher$25.001/20/2011 7:15:07 AM
Brown98$25.001/20/2011 8:22:07 AM
investment-artist$50.001/20/2011 8:46:49 AM
grammaspurse$25.001/19/2011 6:38:42 PM
velocity-solo$50.001/19/2011 5:12:47 PM
credit-investor5$50.001/20/2011 9:09:10 AM
Goodlender42$25.001/20/2011 9:09:27 AM
Onlyhappycustomers$25.001/19/2011 6:58:52 PM
tutnyce$80.001/20/2011 9:10:25 AM
Earn_money$25.001/20/2011 9:22:36 AM
Artist_Blue$25.001/20/2011 10:25:58 AM
serene-capital$40.001/20/2011 1:01:08 AM
GeorgiaGator$25.001/20/2011 1:37:17 AM
jjb516$66.181/20/2011 1:50:45 AM
riproaringrapids$25.001/20/2011 3:20:07 AM
jayk63$25.001/20/2011 3:22:41 AM
JustMee$25.001/19/2011 6:43:22 PM
loanman2007$75.001/20/2011 6:37:14 AM
open-minded-finance1$30.001/20/2011 8:07:22 AM
handshake5$100.001/20/2011 9:09:39 AM
corporatejim$39.781/20/2011 10:05:53 AM
competent-p2p$50.001/20/2011 11:54:14 AM
one-midas$25.001/20/2011 5:03:58 AM
BAEVentures$25.001/20/2011 6:15:03 AM
triumph329$25.001/20/2011 6:30:36 AM
blue-ideal-dime$54.091/20/2011 7:16:44 AM
elvisloans$25.001/20/2011 1:29:55 PM
DasMula$25.001/20/2011 7:35:23 AM
somebody32$50.001/20/2011 1:59:12 PM
gain-processor$54.091/20/2011 8:19:41 AM
enriched-note6$25.001/20/2011 10:22:08 AM
got2pay2play$25.001/20/2011 1:41:10 PM
nethawk00$25.001/20/2011 11:18:37 AM
Chuck54$25.001/20/2011 11:23:00 AM
black-plague$100.001/20/2011 11:50:10 AM
Astyanax$75.001/20/2011 12:45:17 PM
dough-souffle$25.001/20/2011 1:57:49 PM
131 Investments
 
Borrower Payment Dependent Notes Series 490918
This series of Notes was issued and sold upon the funding of the borrower loan #46873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $371.58
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1996 Debt/Income ratio: 36%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,768Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: diligent-penny2 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
superbt5
Purpose of loan:
This loan will be used to? To make repairs and re-roof an existing 30 year old roof on house, also replace 8 non energy efficient windows, all work done myself rather then paying a contractor
My financial situation:
I am a good candidate for this loan because? retired 24 year navy chief petty officer, 5 years at current job since retirement

Monthly net income: $ 5,500

Monthly expenses: $
??Housing: $ 1900
??Insurance: $ 68
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?200
??Clothing, household expenses $ 50
??Credit cards and other loans: $?250??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
350DGRZ$50.001/20/2011 5:25:41 PM
CAGE-Investments$25.001/20/2011 5:27:20 PM
lender987654321$25.001/20/2011 5:29:35 PM
Speculator$50.001/20/2011 5:31:01 PM
gracej$25.001/20/2011 5:33:29 PM
impeccable-transparency$50.001/20/2011 5:38:41 PM
the-enterprising-leverage$25.001/20/2011 5:40:32 PM
golden-finance7$50.001/20/2011 5:42:42 PM
Byrd24$100.001/20/2011 6:39:10 PM
enthralling-deal180$75.001/20/2011 5:26:51 PM
simplelender80$100.001/20/2011 5:27:15 PM
DasMula$25.001/20/2011 5:30:35 PM
flexible-value$100.001/20/2011 5:31:14 PM
ursus$100.001/20/2011 5:38:10 PM
rolandweary$25.001/20/2011 5:39:54 PM
bigphish$50.001/20/2011 5:42:22 PM
somebody32$50.001/20/2011 5:44:53 PM
five-star-justice$36.001/20/2011 5:45:40 PM
hope-wonder4$25.531/21/2011 4:35:02 AM
steiglends$50.001/21/2011 5:42:40 AM
first-restless-payout$50.001/20/2011 5:27:26 PM
jazzlender$50.001/20/2011 5:27:59 PM
Tikibarman$50.001/21/2011 6:02:18 AM
orange-preeminant-bill$50.001/20/2011 5:29:06 PM
capital-dynamo0$50.001/20/2011 5:29:15 PM
museic1$50.001/20/2011 5:30:02 PM
american6$25.001/20/2011 5:30:45 PM
powerful-finance7$25.001/20/2011 5:31:09 PM
loanman2007$150.001/21/2011 7:04:33 AM
rss197$25.001/20/2011 5:32:54 PM
wise-rupee-sanctuary$50.001/20/2011 5:33:09 PM
gold-commander0$50.001/20/2011 5:36:23 PM
genius520$100.001/20/2011 5:37:50 PM
dollar-high-five$25.001/20/2011 8:01:53 PM
rupee_power$35.001/21/2011 9:31:39 AM
velocity-solo$50.001/20/2011 5:40:10 PM
responsibility-cherry6$50.001/20/2011 5:41:53 PM
dough-souffle$25.001/20/2011 5:45:34 PM
radforj22$25.001/20/2011 5:54:26 PM
kmprospeo$50.001/20/2011 7:12:00 PM
balanced-balance6$25.001/21/2011 7:57:34 AM
green-wampum-titan$25.001/21/2011 8:03:23 AM
Caledoni$25.001/21/2011 8:07:08 AM
bjak$25.001/21/2011 9:32:18 AM
enchanted-yield4$50.001/21/2011 9:32:35 AM
handshake5$100.001/21/2011 12:59:40 PM
ethicalhumanist$50.001/21/2011 12:52:45 PM
Integrity1st$25.001/21/2011 5:10:40 PM
loaner-dude$50.001/21/2011 4:01:08 PM
wdworld$50.001/22/2011 12:47:08 AM
djenge$25.001/22/2011 3:49:46 AM
omerta6102$50.001/22/2011 6:52:36 AM
helpingyou1$25.001/21/2011 10:16:58 PM
market-inspector$25.001/22/2011 1:00:24 AM
visionary-currency$50.001/22/2011 10:01:45 AM
best-unbeatable-transaction$25.001/22/2011 8:36:43 AM
objective-investor$60.191/22/2011 1:23:34 AM
Smallbear$25.001/22/2011 5:26:02 AM
Raser$50.001/22/2011 11:17:44 AM
sjlender$50.001/22/2011 11:59:46 AM
Streetfighter$50.001/22/2011 12:00:49 PM
durable-investment8$35.001/22/2011 9:50:16 AM
Mark-7$50.001/22/2011 2:18:13 PM
MutuallyBeneficial$50.001/22/2011 11:23:54 AM
helpingothers2007$50.001/22/2011 11:24:56 AM
lagnisiruk$25.001/22/2011 11:38:11 AM
Rick7925$25.001/22/2011 2:42:27 PM
mrwhitlin$30.001/22/2011 12:10:12 PM
mtnbikemania$50.001/22/2011 3:59:19 PM
riproaringrapids$25.001/22/2011 7:14:40 PM
market-assembler$50.001/22/2011 3:42:25 PM
hopheadmike$27.001/23/2011 2:54:18 AM
first-upright-payout$25.001/22/2011 3:26:02 PM
the-silver-blaster$50.001/23/2011 6:56:52 AM
FlyingBobo$25.001/23/2011 6:57:50 AM
williemc44$25.001/22/2011 8:37:35 PM
starikrai$50.001/22/2011 9:11:43 PM
compwhiz$25.001/22/2011 3:43:16 PM
a_salt_miner$25.001/22/2011 10:56:59 PM
UHcougars$25.001/23/2011 10:38:38 AM
chekat$25.001/23/2011 11:24:04 AM
JM-Sarawak$25.001/23/2011 6:25:47 AM
be_wise$25.001/23/2011 6:57:31 AM
Edwardtomo$25.001/23/2011 12:54:58 PM
forthright-trade$25.001/23/2011 12:59:55 PM
money-bauble$50.001/22/2011 7:14:25 PM
first-serene-credit$25.001/23/2011 7:37:29 AM
TheGrayFox$25.001/22/2011 11:37:06 PM
dovid$50.001/23/2011 5:52:16 AM
csarradio$50.001/23/2011 11:42:12 AM
kublai$25.001/23/2011 11:56:40 AM
Edwardtomo$25.001/23/2011 12:55:17 PM
gt1687c$50.001/23/2011 6:57:29 AM
msmlender$52.471/23/2011 7:48:35 AM
js1971$50.001/23/2011 1:37:15 PM
Aurumdraco$25.001/23/2011 3:45:03 PM
secureincome$1,500.001/23/2011 3:51:27 PM
tech310$50.001/20/2011 5:30:48 PM
papaloha$25.001/20/2011 5:31:49 PM
Fiimg$50.001/20/2011 5:34:09 PM
reflective-rupee$1,000.771/20/2011 5:35:41 PM
bowdish1$50.001/20/2011 5:37:30 PM
worldly-community3$50.001/20/2011 5:40:47 PM
heavenly-repayment4$25.001/20/2011 5:41:00 PM
indomitable-coin$25.001/20/2011 5:41:21 PM
credit-investor5$50.001/20/2011 5:42:34 PM
hopeful-truth5$100.001/20/2011 6:51:52 PM
encore06$25.001/20/2011 5:25:47 PM
Carpetkid$25.001/20/2011 5:33:56 PM
cloud8$60.001/20/2011 5:34:50 PM
skuba$75.001/20/2011 5:37:17 PM
honorable-yield$25.001/20/2011 5:38:04 PM
dollardave$100.001/21/2011 12:18:36 AM
organic-order$25.001/20/2011 5:41:41 PM
thorough-exchange4$40.001/20/2011 5:25:45 PM
wise-deal-panda$50.001/20/2011 5:31:23 PM
TelegramSam$25.001/20/2011 5:31:32 PM
a-responsible-return$25.001/20/2011 5:31:51 PM
jjswanso$50.001/20/2011 6:42:55 PM
C_Mark$100.001/20/2011 5:41:12 PM
TNG812$25.001/20/2011 9:23:53 PM
murlirao2002$25.001/21/2011 9:58:29 AM
marketplace-cello5$25.001/20/2011 10:36:45 PM
hope-hickory$25.001/20/2011 6:03:07 PM
ThomasC$50.001/20/2011 6:41:55 PM
top-courteous-peso$63.351/21/2011 1:26:51 AM
squadron781$50.001/20/2011 7:03:08 PM
Mr-Miracle$25.011/20/2011 7:08:58 PM
wlm3012$25.001/21/2011 7:36:42 AM
unitedbankofg$105.471/21/2011 10:18:50 AM
mlj0671$25.001/21/2011 12:07:46 PM
zorg77$25.001/21/2011 3:15:48 PM
1SteelerFan$25.001/21/2011 1:27:49 PM
loss-of-control$150.001/21/2011 2:08:10 PM
bazaar-festivity$25.001/21/2011 5:47:33 PM
tastytitan$50.001/21/2011 11:17:14 PM
terrific-fund5$25.001/21/2011 9:16:43 PM
broosky2$25.001/22/2011 8:37:24 AM
Mariner3605$25.001/22/2011 9:58:56 AM
best-phenomenal-treasure$25.001/22/2011 7:42:06 AM
contract-position$25.001/22/2011 11:18:49 AM
bullwink27$25.001/22/2011 1:18:14 AM
vordo$50.001/22/2011 10:47:27 AM
worthy-bid8$50.001/22/2011 9:45:13 AM
bill-expert$25.001/22/2011 10:27:38 AM
inspire22$50.001/22/2011 11:35:00 AM
motivator72$25.001/22/2011 2:11:59 PM
treasure-bliss$50.001/22/2011 2:12:53 PM
red-unequivocal-finance$25.001/22/2011 11:24:58 AM
forthright-dedication$50.001/22/2011 12:42:35 PM
heatherwood$50.001/22/2011 2:12:01 PM
MJFinancial$50.001/22/2011 11:36:13 AM
redx$25.001/22/2011 3:38:26 PM
platinum-rapture6$50.001/22/2011 3:43:35 PM
SelectTrustLending$25.001/22/2011 3:07:06 PM
skiberdad$50.001/22/2011 4:08:16 PM
markac$100.001/22/2011 10:19:53 PM
power-trophy7$25.001/22/2011 3:39:12 PM
mistertao$25.001/23/2011 9:36:59 AM
fortytwo$50.001/22/2011 3:59:13 PM
trade-trumpet$50.001/23/2011 10:44:19 AM
FinanceEngine$25.001/23/2011 11:30:26 AM
capital-marsupial3$25.001/23/2011 11:42:14 AM
aztocas$50.001/23/2011 12:22:47 PM
debt-system880$25.001/22/2011 9:06:51 PM
help4u$50.001/23/2011 9:51:45 AM
mennleo$50.001/23/2011 10:07:00 AM
CorporateT00l$50.001/23/2011 10:52:16 AM
sensible-gain884$25.001/23/2011 5:47:10 AM
rlndln$50.001/23/2011 11:31:56 AM
loan-master996$50.001/23/2011 11:38:11 AM
return-marsupial3$25.001/23/2011 11:55:37 AM
Bank_of_T$35.001/23/2011 12:16:27 PM
drkosh$25.001/23/2011 8:29:49 AM
MrOglesby$25.001/23/2011 9:07:11 AM
3konaz$50.001/23/2011 10:52:24 AM
organic-treasure$25.001/23/2011 12:28:34 PM
Pulchritudinous$25.001/23/2011 12:48:16 PM
escharfer$25.001/23/2011 3:48:53 PM
bvj21$25.001/23/2011 2:24:23 PM
asdf9876$25.001/23/2011 3:11:34 PM
181 Investments
 
Borrower Payment Dependent Notes Series 490980
This series of Notes was issued and sold upon the funding of the borrower loan #46821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1985 Debt/Income ratio: 25%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,778Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: sunny-diversification8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
khb0112
The purpose of this loan is to purchase a motorcycle. Rather than use cash, I prefer to retain my cash balance for use in the case of emergency. In addition, I am a the first time user of this organization and love the concept. As a potential investor, I would appreciate the opportunity of watching how the process works from the borrower side. :
This loan will be used to?

My financial situation:
I am a good candidate for this loan because i have good cash flow and my credit score indicates an a very good track record of paying my accounts on time. I plan on aggressively following a repayment program with the purpose of understanding how Prosper operates as well as leaving intact my cash balance in the case it's needed for other purposes. My employment and income are stable and I am employed in a market of relatively high demand for my experience level and skill-set (IT Project Manager - banking).

Monthly net income: $7000.00

Monthly expenses: $5,100
??Housing: $1984
??Insurance: $120
??Car expenses: $740
??Utilities: $400
??Phone, cable, internet: $200
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $600
??Other expenses: $360
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/18/2011 10:32:08 AM
ingenious-deal6$25.001/18/2011 10:35:24 AM
impartial-deal$25.001/18/2011 10:37:08 AM
greencat$50.001/18/2011 10:39:43 AM
bid-czar8$50.001/18/2011 10:32:03 AM
EBITDA$25.001/18/2011 10:33:14 AM
vigorous-velocity$50.001/18/2011 10:34:04 AM
J-Rott$50.001/18/2011 10:36:25 AM
Bob450$25.001/18/2011 11:10:46 AM
genius520$100.001/18/2011 10:33:28 AM
loss-of-control$50.001/18/2011 1:53:37 PM
Wellman$50.001/18/2011 10:34:50 AM
credit-investor5$50.001/18/2011 10:35:58 AM
gold-blanket0$25.001/18/2011 3:32:01 PM
well-mannered-income3$40.001/18/2011 6:32:48 PM
divedude$25.001/18/2011 3:49:45 PM
mickeyroi$25.001/18/2011 12:09:14 PM
power-trophy7$25.001/18/2011 9:44:47 PM
amusement4$200.001/18/2011 5:36:14 PM
robust-duty1$32.111/19/2011 5:01:17 AM
magical-coin1$50.001/19/2011 9:37:32 AM
loss-of-control$100.001/19/2011 9:44:15 AM
treasure-bliss$50.001/19/2011 1:41:18 AM
supreme-hope$25.001/19/2011 8:20:30 AM
persistent-bazaar$46.141/19/2011 9:31:29 AM
enriched-note6$25.001/19/2011 9:49:13 AM
gothampark$25.001/19/2011 1:03:25 PM
reward-adventure$49.651/19/2011 1:59:49 AM
loanman2007$75.001/19/2011 6:47:36 AM
xzec777$25.001/19/2011 8:24:05 AM
witty-openness$25.001/19/2011 9:28:35 AM
F16Pilot$25.001/19/2011 1:21:29 PM
mike279766$25.001/19/2011 3:34:55 PM
life-is-great$25.001/19/2011 4:06:41 PM
panther757$25.001/19/2011 5:15:23 PM
mercuriant$25.001/19/2011 5:15:53 PM
patriot897$25.001/19/2011 5:16:05 PM
nellaelyob$50.001/19/2011 5:20:06 PM
musegaze$50.001/19/2011 5:06:28 PM
social-conductor4$25.001/19/2011 5:20:10 PM
kyle84119$50.001/19/2011 5:20:16 PM
Aragorn$25.001/19/2011 5:21:02 PM
RetiredATC$50.001/19/2011 5:21:19 PM
ivy-league-MBA$25.001/19/2011 5:21:54 PM
power-rotation7$25.001/19/2011 1:25:53 PM
revenue-achievement$25.001/19/2011 5:15:21 PM
orange-preeminant-bill$50.001/19/2011 5:15:41 PM
newest-generous-income$25.001/19/2011 5:15:45 PM
a-successful-credit$100.001/19/2011 5:16:02 PM
diplomatic-wealth7$25.001/19/2011 5:16:14 PM
FeedTheMachine$50.001/19/2011 5:16:24 PM
extraordinary-transaction$25.001/19/2011 5:20:00 PM
realinvestora$25.001/19/2011 5:20:12 PM
peterpossum$25.001/19/2011 5:20:19 PM
nrowland$50.001/19/2011 5:21:00 PM
poeman$50.001/19/2011 5:21:20 PM
iLoaner$25.001/19/2011 5:21:31 PM
astute-investment5$25.001/19/2011 5:15:18 PM
kginatl$50.001/19/2011 5:15:57 PM
Tikibarman$50.001/19/2011 5:16:01 PM
shrewd-peace7$25.001/19/2011 5:19:59 PM
best-openness-banker$75.001/19/2011 5:20:07 PM
andrewrobison$33.001/19/2011 5:20:15 PM
dedicated-transaction796$50.001/19/2011 5:21:35 PM
helping-out$30.001/19/2011 5:21:58 PM
Investoman$100.001/18/2011 10:32:53 AM
brightest-dignified-penny$25.001/18/2011 10:36:36 AM
wise-rupee-sanctuary$50.001/18/2011 10:38:16 AM
Astyanax$50.001/18/2011 11:41:41 AM
Kash2010lu$25.001/18/2011 12:48:14 PM
gain-gourd$50.001/18/2011 10:36:35 AM
Jack55304$100.001/18/2011 10:37:52 AM
travels536$25.001/18/2011 10:59:08 AM
glroark$100.001/18/2011 12:11:04 PM
capital-halo1$500.001/18/2011 10:33:08 AM
ElAbel11$25.001/18/2011 10:35:13 AM
credit-sycamore4$100.001/18/2011 10:36:47 AM
UCLA4life$25.001/18/2011 10:37:43 AM
reflective-rupee$500.771/18/2011 10:46:06 AM
ingenious-interest1$50.001/18/2011 6:25:05 PM
golffish2$100.001/18/2011 11:05:06 AM
IASKGOD$25.001/18/2011 10:42:22 PM
SolarMoonshine$25.001/18/2011 3:47:05 PM
minddoc$25.001/18/2011 4:06:35 PM
cloud8$50.001/19/2011 7:54:08 AM
jpsmith1981$65.641/18/2011 5:17:23 PM
SFBank$300.001/18/2011 5:41:44 PM
klemer$25.001/18/2011 5:57:39 PM
Moe87$27.821/19/2011 4:09:22 AM
alphabet76$30.001/18/2011 6:51:03 PM
moola-monger9$50.001/19/2011 7:39:35 AM
friendinmoney$25.001/19/2011 8:05:33 AM
FinanceEngine$25.001/19/2011 9:13:29 AM
Land_on_your_feet$75.001/19/2011 11:46:25 AM
HHP$50.001/19/2011 1:12:40 PM
nickel-universe2$25.001/19/2011 1:45:40 PM
erowis$40.001/19/2011 2:17:31 AM
radforj22$25.001/19/2011 5:35:40 AM
igotmoney$50.001/19/2011 1:13:20 PM
first-restless-payout$50.001/19/2011 12:09:18 PM
ASR3$50.001/19/2011 5:15:30 PM
miamibeachloaner$25.001/19/2011 5:15:50 PM
seisen$100.001/19/2011 5:15:55 PM
Warbler$50.001/19/2011 5:19:56 PM
inspired-duty5$50.001/19/2011 5:20:03 PM
well-mannered-basis1$25.001/19/2011 5:20:12 PM
soulwork$25.001/19/2011 5:20:58 PM
helpful-credit156$50.001/19/2011 5:21:17 PM
ready-interest9$25.001/19/2011 1:27:44 PM
handshake5$100.001/19/2011 4:52:50 PM
finance-mushroom$100.001/19/2011 5:15:25 PM
hopeful-truth5$100.001/19/2011 5:15:37 PM
tech310$50.001/19/2011 5:15:48 PM
wwwUniversal$25.001/19/2011 5:16:09 PM
ommcd$25.001/19/2011 5:16:21 PM
villagers$25.001/19/2011 5:19:55 PM
spiritual-social3$25.001/19/2011 5:20:08 PM
nimble-economy863$25.001/19/2011 5:20:18 PM
ingenious-diversification$25.001/19/2011 5:20:25 PM
blue-sturdy-bazaar$50.001/19/2011 5:20:56 PM
Scoote2912$25.001/19/2011 5:21:08 PM
iolaire$25.001/19/2011 5:21:14 PM
MikeyZ2008$50.001/19/2011 5:21:26 PM
silver-enlightenment0$100.001/19/2011 5:06:23 PM
shmb6508$45.921/19/2011 5:15:17 PM
bonafide-economy$50.001/19/2011 5:15:19 PM
soulful-truth$50.001/19/2011 5:15:59 PM
golath24$50.001/19/2011 5:20:05 PM
jubilant-auction5$25.001/19/2011 5:20:14 PM
ericb674$25.001/19/2011 5:20:17 PM
irrelevant$25.001/19/2011 5:20:51 PM
payout-banker4$25.001/19/2011 5:21:29 PM
seandre3000$50.001/19/2011 5:22:01 PM
133 Investments
 
Borrower Payment Dependent Notes Series 491020
This series of Notes was issued and sold upon the funding of the borrower loan #46721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1991 Debt/Income ratio: 73%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 34 / 29Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 67 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $128,673Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: unassuming-dinero4 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personnel loan 2011
Purpose of loan:
This loan will be used to?? Pay off other personnel loans and credit cards

My financial situation:
I am a good candidate for this loan because?
Never late for any payments and always paying on time
Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 1178
??Insurance: $ 125
??Car expenses: $ 227
??Utilities: $ 250
??Phone, cable, internet: $ 75
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: First Mortgage with Chase = $124,000 Equity with Suntrust bank = $ 58,600 Current market Value = $240,000 (Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/21/2011 10:47:53 AM
genius520$100.001/21/2011 11:09:16 AM
greencat$50.001/21/2011 10:55:32 AM
ready-interest9$25.001/21/2011 1:14:45 PM
HHP$50.001/21/2011 11:14:14 AM
credit-sycamore4$100.001/21/2011 11:19:38 AM
wise-rupee-sanctuary$50.001/21/2011 10:55:00 AM
ingenious-interest1$50.001/21/2011 10:58:20 AM
velocity-solo$30.001/21/2011 11:01:25 AM
capital-halo1$500.001/21/2011 11:08:16 AM
mlj0671$25.001/21/2011 12:19:12 PM
Jack55304$100.001/21/2011 10:53:06 AM
Kash2010lu$27.001/21/2011 11:02:06 AM
witty-openness$25.001/21/2011 12:57:45 PM
kindness-launcher$2,767.231/21/2011 1:57:58 PM
DasMula$25.001/21/2011 11:16:58 AM
exchange-upholder0$25.001/21/2011 12:57:57 PM
reflective-rupee$25.771/21/2011 1:11:44 PM
18 Investments
 
Borrower Payment Dependent Notes Series 491080
This series of Notes was issued and sold upon the funding of the borrower loan #46733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-20-2011 
Term: 36 months Listing End date:  Jan-22-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $160.28
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1997 Debt/Income ratio: 19%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,734Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: openness-course4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BK Fund
Purpose of loan:
This loan will be used to cover my wife's medical expenses

My financial situation:
I am a good candidate for this loan because I will pay my loan on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I'm confused by your title - are you planning on filing for bankruptcy and if so will this loan be included? If not, how will you prevent if from being included. Also, can you further explain what you mean by wife's medical? - Cushie06
A: Is just shortform of my name (perhaps I should change the title of the fund) And I will like to get this fund to pay off my wife's medical bill which is not cover in the coverage as soon as possible. Thank you! (Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
OnePoorDude$50.001/20/2011 5:25:56 PM
flexible-value$100.001/20/2011 5:31:17 PM
papaloha$25.001/20/2011 5:31:50 PM
Fiimg$50.001/20/2011 5:34:11 PM
honorable-yield$25.001/20/2011 5:38:05 PM
worldly-community3$50.001/20/2011 5:40:50 PM
C_Mark$100.001/20/2011 5:41:14 PM
tolerant-dinero2$25.001/20/2011 5:43:04 PM
radforj22$25.001/20/2011 5:54:27 PM
Oak-Parker$25.001/20/2011 6:08:56 PM
organized-payment6$50.001/20/2011 5:31:05 PM
TelegramSam$25.001/20/2011 5:31:34 PM
a-responsible-return$25.001/20/2011 5:31:52 PM
LendToCause$25.001/20/2011 8:04:49 PM
cloud8$60.001/20/2011 5:34:48 PM
bowdish1$50.001/20/2011 5:37:34 PM
marketplace-cello5$25.001/20/2011 10:36:47 PM
heavenly-repayment4$25.001/20/2011 5:41:02 PM
bigphish$50.001/20/2011 5:42:24 PM
vinayski$25.001/20/2011 5:53:50 PM
bestbuy$25.001/20/2011 6:02:28 PM
ray1051$50.001/20/2011 5:31:07 PM
wise-deal-panda$50.001/20/2011 5:31:25 PM
kmr2$100.001/20/2011 5:31:44 PM
american6$100.001/20/2011 5:36:02 PM
simplelender80$100.001/20/2011 5:37:59 PM
impeccable-transparency$50.001/20/2011 5:38:34 PM
RandyL3$25.001/20/2011 5:42:11 PM
golden-finance7$50.001/20/2011 5:42:45 PM
ThomasC$50.001/20/2011 6:41:58 PM
Moneypenny6$25.001/21/2011 7:55:33 AM
Dskillz$30.001/21/2011 8:08:51 AM
Credit4Talent$33.001/21/2011 9:26:04 AM
bomdel$25.001/21/2011 8:50:29 AM
Redmond$25.001/21/2011 11:43:46 AM
goodhearted-basis4$25.001/21/2011 4:56:30 PM
RyanTH9893$25.001/21/2011 5:29:10 PM
OKPapa$26.101/21/2011 4:26:05 PM
FinDoc$25.001/21/2011 5:09:56 PM
terrific-fund5$25.001/21/2011 9:16:45 PM
tastytitan$50.001/21/2011 11:17:17 PM
freyjabj$25.001/22/2011 7:07:24 AM
bazaar-festivity$25.001/21/2011 5:47:34 PM
helpless23$25.001/21/2011 6:50:36 PM
HomerdohNY$25.001/22/2011 9:41:12 AM
Spiv_51$25.001/22/2011 4:49:55 AM
AnxiousAirman$25.001/22/2011 10:57:31 AM
bondhedger$25.001/22/2011 8:42:24 AM
one-midas$25.001/22/2011 9:05:12 AM
Richmp412$25.001/22/2011 10:03:06 AM
affluence-tambourine$25.001/22/2011 9:59:08 AM
ingeborg77$50.001/22/2011 1:18:18 PM
bill-expert$75.001/22/2011 10:28:46 AM
visionary-currency$50.001/22/2011 11:59:51 AM
Tikibarman$50.001/22/2011 11:57:22 AM
Carpetkid$25.001/20/2011 5:33:58 PM
TSC$100.001/20/2011 5:35:56 PM
gold-commander0$50.001/20/2011 5:36:27 PM
rolandweary$25.001/20/2011 5:39:58 PM
vutah$50.001/20/2011 5:26:00 PM
enthralling-deal180$75.001/20/2011 5:26:52 PM
gracej$25.001/20/2011 5:33:31 PM
velocity-solo$60.001/20/2011 5:35:59 PM
ursus$100.001/20/2011 5:38:11 PM
indomitable-coin$25.001/20/2011 5:41:23 PM
credit-investor5$50.001/20/2011 5:42:37 PM
vine99$48.411/21/2011 12:55:50 AM
somebody32$50.001/20/2011 5:44:54 PM
SOP_Bank$25.001/20/2011 6:19:05 PM
jazzlender$50.001/20/2011 5:28:01 PM
powerful-finance7$25.001/20/2011 5:31:10 PM
rss197$25.001/20/2011 5:33:00 PM
wise-rupee-sanctuary$50.001/20/2011 5:33:11 PM
kmprospeo$50.001/20/2011 7:11:59 PM
tech310$50.001/20/2011 5:36:11 PM
skuba$75.001/20/2011 5:37:19 PM
genius520$100.001/20/2011 5:37:52 PM
museic1$50.001/20/2011 5:39:42 PM
the-enterprising-leverage$25.001/20/2011 5:40:35 PM
responsibility-cherry6$50.001/20/2011 5:41:53 PM
dough-souffle$25.001/20/2011 5:45:36 PM
mojii77$50.001/20/2011 6:01:31 PM
buckyhead2000$25.001/20/2011 6:55:17 PM
GTMoneyMan$25.001/21/2011 8:01:26 AM
daddypro$25.001/21/2011 8:48:55 AM
encouraging-truth29$35.001/21/2011 10:00:27 AM
steiglends$50.001/21/2011 5:42:41 AM
dreamhope$25.001/21/2011 7:42:07 AM
bjak$25.001/21/2011 9:32:19 AM
Drewkeeper$25.001/21/2011 9:33:28 AM
Earn_money$25.001/21/2011 10:16:18 AM
elvisloans$25.001/21/2011 1:22:22 PM
JedClampett$75.001/21/2011 11:54:13 AM
cash-tent$30.001/21/2011 12:28:39 PM
friendinmoney$25.001/21/2011 4:42:19 PM
wise-agile-investment$25.001/21/2011 2:48:55 PM
misit$25.001/21/2011 4:55:38 PM
wdworld$50.001/22/2011 12:47:10 AM
hollysee$50.001/21/2011 10:42:50 PM
j2ee$25.001/21/2011 5:53:54 PM
wwwUniversal$25.001/22/2011 8:38:56 AM
market-inspector$25.001/22/2011 1:00:25 AM
swti37$50.001/21/2011 7:50:41 PM
SMMII$25.001/21/2011 8:02:49 PM
bullwink27$25.001/22/2011 9:58:09 AM
rdking647$35.001/21/2011 8:57:16 PM
CASSHMAN$100.001/22/2011 10:11:42 AM
vordo$50.001/22/2011 10:47:28 AM
objective-investor$150.001/22/2011 8:38:54 AM
cognizant-responsibility9$25.001/22/2011 9:23:48 AM
lagnisiruk$25.001/22/2011 12:00:54 PM
Big_Baller$25.001/22/2011 12:11:27 PM
credit-panda1$25.001/22/2011 12:26:08 PM
worthy-bid8$50.001/22/2011 11:35:15 AM
hope-hickory$25.001/22/2011 11:57:12 AM
Caledoni$25.001/22/2011 11:57:23 AM
forthright-dedication$50.001/22/2011 12:42:36 PM
HollywoodT$25.001/22/2011 1:02:14 PM
trent98375$25.001/22/2011 1:18:01 PM
ingeborg77$67.491/22/2011 1:19:12 PM
120 Investments
 
Borrower Payment Dependent Notes Series 491348
This series of Notes was issued and sold upon the funding of the borrower loan #46870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $278.28
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1996 Debt/Income ratio: 16%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 7Length of status:13y 7m
Amount delinquent: $8,493 Total credit lines: 29 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,523Stated income:$75,000-$99,999
Delinquencies in last 7y: 23 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: OsitoLindo Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,100.00< 31 days late: 0 ( 0% )  
620-639 (Jun-2010)
580-599 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
A little help till Bonus Time
Purpose of loan:
I created a charity project to help the poo native people of Guatemala. We have begun constuction and need a little help to finish the project.

My financial situation:
I am a good candidate for this loan because I have paid my prior Prosper loan in full ahead of schedule.

Monthly net income: $ 4,581

Monthly expenses: $
??Housing: $? 1,158
??Insurance: $? 60
??Car expenses: $? 30
??Utilities: $? 150
??Phone, cable, internet: $? 100
??Food, entertainment: $? 120
??Clothing, household expenses $? 75
??Credit cards and other loans: $? 1262
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total Mortgage balance = 155,620 Market value per zillow is zestimate 163,500 No second motg. or Heloc. (Jan-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/21/2011 11:01:39 AM
greencat$50.001/21/2011 11:07:03 AM
ingenious-interest1$50.001/21/2011 10:58:34 AM
genius520$100.001/21/2011 11:09:35 AM
wise-rupee-sanctuary$50.001/21/2011 10:55:15 AM
EBITDA$25.001/21/2011 1:00:28 PM
cloud8$50.001/21/2011 1:07:36 PM
loss-of-control$50.001/21/2011 1:29:23 PM
DasMula$38.841/21/2011 11:48:00 AM
KileNSmyth4$25.001/21/2011 12:57:04 PM
mlj0671$25.001/21/2011 11:53:59 AM
payout-alien6$25.001/21/2011 1:56:38 PM
leverage-monger$25.761/21/2011 2:44:16 PM
Leshan$150.001/21/2011 3:10:36 PM
credit-sycamore4$100.001/21/2011 11:19:51 AM
capital-halo1$500.001/21/2011 11:08:39 AM
HYGCapitalPartnersLP$100.001/21/2011 12:44:13 PM
Jack55304$100.001/21/2011 10:53:21 AM
Aberdeen$5,000.001/21/2011 11:42:05 AM
selector568$150.001/21/2011 11:42:20 AM
enthusiastic-balance5$100.001/21/2011 11:42:59 AM
LivingInvestments01$30.301/21/2011 1:32:05 PM
HHP$50.001/21/2011 11:14:29 AM
blue-useful-auction$25.001/21/2011 12:18:14 PM
jhouman$25.001/21/2011 11:41:43 AM
green-friendly-bill$44.801/21/2011 3:35:13 PM
LivingInvestments00$30.301/21/2011 1:29:33 PM
wise-intelligent-duty$25.001/21/2011 2:39:30 PM
zorg77$25.001/21/2011 3:32:18 PM
29 Investments
 
Borrower Payment Dependent Notes Series 491404
This series of Notes was issued and sold upon the funding of the borrower loan #46855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $86.04
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1994 Debt/Income ratio: 18%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,019Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: ore-powerplant Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tech123
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/23/2011 2:12:26 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:04 PM
skuba$75.001/23/2011 2:15:28 PM
genius520$100.001/23/2011 2:15:54 PM
the-enterprising-leverage$25.001/23/2011 2:17:43 PM
worldly-community3$50.001/23/2011 2:17:58 PM
Rick7925$25.001/23/2011 2:21:15 PM
SelectTrustLending$25.001/23/2011 2:21:29 PM
happyinvallarta$50.001/23/2011 2:23:12 PM
chekat$25.001/23/2011 2:23:52 PM
jazzlender$25.001/23/2011 2:03:32 PM
honorable-yield$25.001/23/2011 2:16:24 PM
museic1$50.001/23/2011 2:17:05 PM
skiberdad$50.001/23/2011 2:21:55 PM
organized-payment6$50.001/23/2011 2:13:45 PM
impressive-credit431$100.001/23/2011 2:13:50 PM
american6$100.001/23/2011 2:14:34 PM
ursus$100.001/23/2011 2:16:41 PM
velocity-solo$50.001/23/2011 2:17:30 PM
Domgabriel$25.001/23/2011 2:19:00 PM
a_salt_miner$25.001/23/2011 2:20:42 PM
asdf9876$25.001/23/2011 3:12:05 PM
tech310$50.001/23/2011 2:14:53 PM
C_Mark$100.001/23/2011 2:18:13 PM
credit-panda1$25.001/23/2011 2:20:21 PM
mtnbikemania$50.001/23/2011 2:21:41 PM
enchanted-yield4$50.001/23/2011 2:13:19 PM
kmr2$100.001/23/2011 2:13:56 PM
RandyL3$25.001/23/2011 2:27:58 PM
vutah$50.001/23/2011 2:02:22 PM
marketplace-cello5$25.001/23/2011 2:04:18 PM
secureincome$777.001/23/2011 3:45:55 PM
commerce-yeller$25.001/23/2011 2:19:21 PM
Redmond$25.001/23/2011 2:19:26 PM
bowdish1$50.001/23/2011 2:15:41 PM
simplelender80$100.001/23/2011 2:16:09 PM
rolandweary$25.001/23/2011 2:17:19 PM
jjswanso$50.001/23/2011 2:23:23 PM
38 Investments
 
Borrower Payment Dependent Notes Series 491428
This series of Notes was issued and sold upon the funding of the borrower loan #46876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1997 Debt/Income ratio: 4%
Credit score: 680-699 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 0 / 0Length of status:2y 8m
Amount delinquent: $4,182 Total credit lines: 22 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: new-enriching-gain Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
margenedevon1
Purpose of loan:
This loan will be used to?move

My financial situation:
I am a good candidate for this loan because?
I have no debt and have good income
Monthly net income: $
$3140.00
Monthly expenses: $
??Housing: $ 915????
??Insurance: $ 150.00
??Car expenses: $200?
??Utilities: $ 90
??Phone, cable, internet: $150
??Food, entertainment: $600
??Clothing, household expenses $100
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I rent right now for 915. the morgage was pulled off the credit report and is three years old (Jan-24-2011)
Q: Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A: Im three years into bancruptcy and have no delinquencies since then (Jan-24-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
a-finance-nirvana$25.001/23/2011 2:19:17 PM
suave-dime6$25.001/23/2011 2:21:01 PM
velocity-solo$25.001/23/2011 2:15:10 PM
pembull$75.001/23/2011 2:53:22 PM
reflective-rupee$150.771/24/2011 10:59:23 AM
speedy-point$25.001/24/2011 10:39:05 AM
rescue$100.001/24/2011 2:08:15 PM
swanseasailor$25.001/24/2011 2:11:58 PM
wanna-help$50.001/24/2011 3:12:12 PM
power-leader1$25.001/24/2011 2:48:44 PM
Artist_Blue$25.001/25/2011 6:06:55 AM
interstellar$75.001/25/2011 8:28:50 AM
jasjac0105$25.001/25/2011 9:42:16 AM
aquistoyraul$25.001/25/2011 7:32:47 AM
sweet-payout5$25.001/24/2011 8:50:41 PM
larrybird$250.001/25/2011 9:29:33 AM
kegs$150.001/25/2011 11:06:56 AM
zone8$125.001/25/2011 2:22:19 PM
richboy56$25.001/25/2011 1:43:13 PM
worthy-bid8$50.001/25/2011 1:49:30 PM
YeoLenderSource$25.001/25/2011 2:37:14 PM
ingenious-interest1$50.001/25/2011 2:57:58 PM
J-Rott$50.001/25/2011 3:55:52 PM
open-minded-market99$50.001/25/2011 4:02:16 PM
careful-note$50.001/23/2011 2:19:35 PM
Jack55304$100.001/23/2011 2:19:56 PM
forthright-dedication$25.001/23/2011 2:20:28 PM
superb-generosity8$25.001/24/2011 9:34:31 AM
dough-bear$50.001/24/2011 6:52:36 AM
capital-halo1$500.001/24/2011 9:45:55 AM
OrdiNance$50.001/24/2011 11:56:49 AM
HenryS$50.001/24/2011 2:01:41 PM
fervent-power$25.001/24/2011 6:41:41 PM
Core-Marketing$25.001/24/2011 2:55:29 PM
seisen$50.001/25/2011 6:57:41 AM
Reliance_Banker$25.001/24/2011 6:06:31 PM
EarlyRiser$100.001/25/2011 4:55:07 AM
jarevack$25.001/25/2011 7:16:07 AM
Fun54115$25.001/25/2011 7:40:32 AM
top-visionary-truth$25.001/25/2011 11:16:29 AM
agreement-animal$29.081/25/2011 9:58:52 AM
credit-sycamore4$100.001/25/2011 8:27:53 AM
finagler$25.001/25/2011 9:43:29 AM
Rogue_Funding$25.001/25/2011 10:41:30 AM
TripleNickle$25.551/25/2011 3:20:34 PM
washboard1$25.001/25/2011 1:46:37 PM
mrxtravis$50.001/25/2011 4:21:00 PM
MoneyForNothing$19.601/25/2011 4:21:12 PM
Ocean713$50.001/25/2011 3:06:39 PM
Bob450$25.001/25/2011 3:39:11 PM
50 Investments
 
Borrower Payment Dependent Notes Series 491434
This series of Notes was issued and sold upon the funding of the borrower loan #46867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $108.44
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2000 Debt/Income ratio: 11%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,226Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: golden331 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 28 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2008)
 
Principal balance: $518.76 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
eliminating debt
Purpose of loan:
This loan will be used to eliminate personal debt


Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/23/2011 2:03:33 PM
CAGE-Investments$25.001/23/2011 2:13:38 PM
american6$100.001/23/2011 2:14:35 PM
grnii78$29.761/23/2011 2:13:29 PM
tech310$50.001/23/2011 2:14:54 PM
velocity-solo$50.001/23/2011 2:17:31 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:05 PM
skuba$75.001/23/2011 2:15:29 PM
bowdish1$50.001/23/2011 2:15:42 PM
the-enterprising-leverage$25.001/23/2011 2:17:43 PM
worldly-community3$50.001/23/2011 2:18:00 PM
C_Mark$100.001/23/2011 2:18:15 PM
marketplace-cello5$25.001/23/2011 2:18:47 PM
Aberdeen$3,000.001/23/2011 2:19:07 PM
enthralling-deal180$50.001/23/2011 2:12:28 PM
sweety075$25.001/23/2011 2:13:16 PM
commerce-yeller$25.001/23/2011 2:02:23 PM
vutah$40.971/23/2011 2:11:08 PM
simplelender80$100.001/23/2011 2:16:10 PM
honorable-yield$25.001/23/2011 2:16:25 PM
ursus$100.001/23/2011 2:16:42 PM
museic1$50.001/23/2011 2:17:06 PM
rolandweary$25.001/23/2011 2:17:20 PM
credit-investor5$50.001/23/2011 2:18:39 PM
genius520$100.001/23/2011 2:15:54 PM
25 Investments
 
Borrower Payment Dependent Notes Series 491592
This series of Notes was issued and sold upon the funding of the borrower loan #46766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2000 Debt/Income ratio: 3%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $699Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: studious-credit1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
looger
Purpose of loan: pay household expensives
This loan will be used to?
pay household expensives
My financial situation:
I am a good candidate for this loan because?
employed, abled to pay off in one year
Monthly net income: $
4500
Monthly expenses: $
??Housing: $ 541
??Insurance: $ 50
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.001/23/2011 2:11:54 PM
a-finance-nirvana$25.001/23/2011 2:19:18 PM
Bocephus1959$25.001/23/2011 2:37:44 PM
genius520$100.001/23/2011 2:16:57 PM
forthright-dedication$25.001/23/2011 2:20:32 PM
a_salt_miner$25.001/23/2011 2:20:48 PM
suave-dime6$25.001/23/2011 2:21:08 PM
Kash2010lu$27.001/23/2011 2:19:50 PM
brwnidgirl$50.001/24/2011 6:13:05 AM
top-vigilance-cheetah$50.001/23/2011 11:05:11 PM
fund-ambrosia0$25.001/24/2011 9:32:51 AM
EarlyRiser$250.001/24/2011 10:40:10 AM
social-zebra$30.001/24/2011 11:29:22 AM
wise-rupee-sanctuary$50.001/23/2011 2:14:24 PM
velocity-solo$30.001/23/2011 2:15:21 PM
HHP$50.001/23/2011 2:18:29 PM
careful-note$50.001/23/2011 2:19:39 PM
transaction-circuit$100.001/23/2011 2:14:31 PM
DHolly$30.001/23/2011 5:06:22 PM
Jack55304$100.001/23/2011 2:19:59 PM
850$50.001/23/2011 9:57:29 PM
greencat$50.001/24/2011 7:20:02 AM
Cessna172$25.001/24/2011 7:46:05 AM
balance-force$25.001/23/2011 11:31:13 PM
big-lendin$125.001/24/2011 9:35:28 AM
interstellar$50.001/24/2011 10:15:11 AM
roberto76$66.491/24/2011 11:39:59 AM
EngineersAlliance$100.001/24/2011 9:46:54 AM
Geologist-67$25.001/24/2011 10:05:41 AM
gallant-economy9$290.001/24/2011 12:52:47 PM
seineil$50.001/24/2011 12:56:39 PM
ethicalhumanist$50.001/24/2011 11:30:53 AM
a-plentiful-loyalty$25.001/24/2011 11:39:29 AM
33 Investments
 
Borrower Payment Dependent Notes Series 491596
This series of Notes was issued and sold upon the funding of the borrower loan #46727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1993 Debt/Income ratio: 26%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,246Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: orange-affluence-circuitry Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mypersonalloan
Purpose of loan:
This loan will be used to?
Debt consolidation and small business start up.
My financial situation:
I am a good candidate for this loan because?
I always pay my bills on time and will continue to do so.
Monthly net income: $
2200
Monthly expenses: $
??Housing: $ 529
??Insurance: $ 33
??Car expenses: $
??Utilities: $ 130
??Phone, cable, internet: $ 250
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
wealth-pipeline$25.001/24/2011 10:22:42 AM
wise-rupee-sanctuary$50.001/24/2011 10:28:50 AM
velocity-solo$30.001/24/2011 10:29:18 AM
DHolly$30.001/24/2011 10:25:17 AM
JustMee$25.001/24/2011 11:31:23 AM
Kash2010lu$27.001/24/2011 10:32:30 AM
EarlyRiser$250.001/24/2011 10:40:23 AM
investment-artist$25.001/24/2011 10:47:04 AM
nilonc1$25.001/24/2011 5:13:55 PM
enriched-note6$25.001/24/2011 11:40:56 PM
grammaspurse$25.001/24/2011 4:38:20 PM
kegs$150.001/25/2011 11:07:17 AM
benefit-banshee$25.001/25/2011 2:21:38 PM
careful-note$50.001/25/2011 2:57:59 PM
worthy-bid8$50.001/25/2011 1:52:12 PM
lasalle123$50.001/25/2011 2:37:01 PM
loss-of-control$50.001/25/2011 5:46:16 PM
pixeldave$50.001/25/2011 7:46:57 PM
tech310$50.001/26/2011 1:17:45 AM
auction-seeker$25.001/25/2011 6:55:33 PM
LKCGICG$25.001/25/2011 10:24:22 PM
organic-order$25.001/26/2011 5:01:36 PM
bazaar-festivity$25.001/26/2011 5:04:16 PM
capital-halo1$500.001/26/2011 5:07:57 PM
selector568$200.001/26/2011 5:01:43 PM
octoberfresh$25.001/26/2011 7:43:29 PM
leverage-monger$70.001/26/2011 9:26:04 PM
missing-link$25.001/26/2011 11:46:09 PM
wwwUniversal$25.001/26/2011 8:58:06 PM
larryboy10$25.001/26/2011 8:28:57 PM
Maximum_Investment$25.861/27/2011 9:56:08 AM
EretzCapital$50.001/27/2011 8:46:55 AM
wanna-help$50.001/27/2011 10:33:50 AM
forthright-dedication$25.001/27/2011 12:58:50 PM
Wellman$30.201/27/2011 2:09:21 PM
F16Pilot$25.001/27/2011 2:12:05 PM
profit-powerplant$25.001/27/2011 2:12:41 PM
handshake5$100.001/27/2011 10:38:30 AM
favorite-commerce$50.001/27/2011 1:08:23 PM
Casman8815$25.001/27/2011 12:33:00 PM
ingenious-interest1$50.001/27/2011 12:58:23 PM
thelovebug$100.001/27/2011 2:12:07 PM
ptjg$25.001/27/2011 4:27:46 PM
dedicated-transaction796$50.001/27/2011 4:28:17 PM
ThatDanGuy$50.001/27/2011 4:28:34 PM
108lender$150.001/27/2011 4:28:45 PM
maldok1$25.001/27/2011 4:29:27 PM
thankful-nickel2$25.001/27/2011 3:27:24 PM
FeedTheMachine$50.001/27/2011 2:11:09 PM
treasure-bliss$50.001/27/2011 2:11:52 PM
well-mannered-income3$25.001/27/2011 3:39:52 PM
zenzorba$50.001/27/2011 2:23:23 PM
MikeyZ2008$50.001/27/2011 4:27:58 PM
zipemdown$50.001/27/2011 4:28:24 PM
ferocious-exchange3$50.001/27/2011 4:22:23 PM
amusement4$100.001/27/2011 4:28:30 PM
buffalobills$25.001/27/2011 4:28:49 PM
payout-banker4$25.001/27/2011 4:28:59 PM
payment-gusto$25.001/27/2011 4:29:12 PM
helping-out$45.001/27/2011 4:27:52 PM
magnifico932$25.001/27/2011 4:28:01 PM
benefit-piano5$25.001/27/2011 4:28:18 PM
first-upright-payout$25.001/27/2011 4:28:46 PM
Comoparklender$50.001/27/2011 4:29:08 PM
unassassinable$25.001/27/2011 4:29:11 PM
greenback-guard$25.001/27/2011 4:29:37 PM
lendstats_com$50.001/24/2011 10:50:37 AM
OrdiNance$50.001/24/2011 11:56:39 AM
genius520$100.001/24/2011 10:30:24 AM
Mr-Miracle$25.331/24/2011 10:24:33 AM
rescue$100.001/24/2011 2:08:31 PM
HHP$50.001/24/2011 10:31:21 AM
erowis$40.001/24/2011 4:31:58 PM
greencat$50.001/24/2011 10:37:19 AM
Frosty$25.001/24/2011 1:41:20 PM
Artist_Blue$25.001/25/2011 6:06:48 AM
Moneypenny6$25.001/25/2011 8:05:57 AM
jasjac0105$25.001/25/2011 9:42:29 AM
Jack55304$100.001/25/2011 1:36:08 PM
felicity-daydream$25.001/25/2011 12:43:18 PM
zone8$125.001/25/2011 2:22:42 PM
2grindstones$25.001/25/2011 8:23:05 PM
Bob450$25.001/26/2011 4:11:34 AM
Rob717171$50.001/25/2011 9:23:36 PM
red-favorable-basis$25.001/26/2011 10:24:02 AM
ethicalhumanist$25.001/26/2011 4:50:44 PM
trumpeter5$25.001/26/2011 2:24:56 PM
credit-sycamore4$100.001/26/2011 4:53:31 PM
kulender$50.001/26/2011 8:08:48 PM
UCLA4life$25.001/26/2011 7:52:06 PM
gotjack$25.001/27/2011 5:07:59 AM
asmithj$50.001/26/2011 9:18:25 PM
IIP77$25.001/26/2011 11:48:30 PM
GElender$25.001/27/2011 6:07:50 AM
orange-preeminant-bill$50.001/27/2011 3:23:48 AM
Oak-Parker$25.001/27/2011 6:33:42 AM
mercuriant$25.001/27/2011 9:35:04 AM
StreetJustice$50.001/27/2011 10:43:34 AM
exuberant-dime$50.001/27/2011 11:13:13 AM
Ocean713$50.001/27/2011 10:33:58 AM
suave-dime6$25.001/27/2011 12:59:09 PM
bid-czar8$50.001/27/2011 2:09:30 PM
Easystreet$25.001/27/2011 2:10:52 PM
seisen$50.001/27/2011 12:59:14 PM
point-kitten6$50.001/27/2011 2:12:09 PM
musegaze$100.001/27/2011 2:12:16 PM
graceful-investment$100.001/27/2011 4:28:00 PM
coin-bee1$30.221/27/2011 1:32:47 PM
Speculator$25.001/27/2011 1:39:29 PM
vigorous-velocity$50.001/27/2011 4:28:36 PM
gold-commander0$50.001/27/2011 2:11:03 PM
Gladglide$30.001/27/2011 4:27:45 PM
famous-bid9$25.001/27/2011 4:28:04 PM
kendallv$25.001/27/2011 4:28:29 PM
AdrianWapcaplet$50.001/27/2011 4:29:26 PM
lending-bear$50.001/27/2011 4:27:48 PM
ingenious-truth0$50.001/27/2011 4:28:22 PM
MoonMama$25.001/27/2011 4:28:32 PM
yield-lion$25.001/27/2011 4:29:10 PM
AMSlife$50.001/27/2011 4:29:28 PM
120 Investments
 
Borrower Payment Dependent Notes Series 491600
This series of Notes was issued and sold upon the funding of the borrower loan #46842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1997 Debt/Income ratio: 27%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 11Length of status:12y 2m
Amount delinquent: $1,529 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,724Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: velocity-safehouse Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Vivian's Personal Touch
Purpose of loan:
This loan will be used to re-open a hair and nail salon which was operating, but was voluntarily closed due to operator's inability to commit to sufficient hours for operation.My financial situation:
I am a good candidate for this loan because
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jack55304$100.001/23/2011 2:20:00 PM
suave-dime6$25.001/23/2011 2:21:11 PM
careful-note$50.001/23/2011 2:19:41 PM
Banker_Joe$25.001/23/2011 5:17:47 PM
forthright-dedication$25.001/23/2011 2:20:34 PM
Artist_Blue$25.001/24/2011 8:07:09 AM
wanna-help$50.001/24/2011 3:17:17 PM
OrdiNance$50.001/24/2011 11:56:33 AM
rescue$100.001/24/2011 2:08:20 PM
jasjac0105$25.001/25/2011 9:42:20 AM
credit-sycamore4$100.001/25/2011 3:38:22 PM
wwwUniversal$25.001/26/2011 4:33:18 AM
organic-order$25.001/26/2011 5:01:46 AM
Trevor_C$25.001/26/2011 9:32:58 AM
proud-pound4$500.001/26/2011 3:06:08 PM
Najaca$25.001/26/2011 1:01:49 PM
Sixmil$50.001/26/2011 4:53:53 PM
kulender$50.001/26/2011 4:53:15 PM
drg6289$25.001/26/2011 6:22:10 PM
vigorous-velocity$50.001/26/2011 5:07:51 PM
108lender$150.001/26/2011 7:06:51 PM
mercuriant$25.001/26/2011 7:44:10 PM
Easystreet$25.001/26/2011 7:50:18 PM
samo102us$25.001/26/2011 8:07:36 PM
social-conductor4$25.001/26/2011 11:37:39 PM
IIP77$25.001/26/2011 11:48:15 PM
excellent-greenback$25.001/27/2011 1:02:57 AM
ouyangers$25.001/26/2011 8:40:48 PM
economy-producer$25.001/26/2011 8:56:07 PM
impala6464$25.001/26/2011 9:09:38 PM
youthful-greenback3$25.001/27/2011 3:18:48 AM
sweetlan$25.001/26/2011 9:17:16 PM
iLoaner$25.001/26/2011 11:07:41 PM
washboard1$25.001/26/2011 11:44:18 PM
money-bauble$100.001/26/2011 11:45:24 PM
Weaverville$25.001/27/2011 2:52:37 AM
graceful-investment$100.001/26/2011 11:37:04 PM
wizardii$25.001/27/2011 9:33:23 AM
newest-generous-income$25.001/27/2011 1:47:53 AM
NoMoreDebt4Me$25.001/27/2011 2:59:04 AM
capital-galaxy$50.001/27/2011 6:05:37 AM
mclilpaws$25.001/27/2011 7:13:25 AM
ticketman2$25.001/27/2011 9:33:20 AM
dough-bear$50.001/27/2011 10:33:47 AM
finagler$25.001/27/2011 10:33:54 AM
jubilant-agreement0$25.001/27/2011 10:34:21 AM
runner262$25.001/27/2011 10:34:52 AM
AdrianWapcaplet$50.001/27/2011 10:36:03 AM
bill-solo$50.001/27/2011 10:34:50 AM
blackstar$25.001/27/2011 1:02:52 PM
J-Rott$100.001/27/2011 10:36:20 AM
rapid-currency$25.001/27/2011 2:08:22 PM
green-thoughtful-yield$50.001/27/2011 2:08:37 PM
CapitalismRocks$25.001/27/2011 10:33:43 AM
exuberant-dime$50.001/27/2011 11:13:09 AM
Hokie83$50.001/27/2011 10:43:03 AM
Speculator$25.001/27/2011 1:39:25 PM
firewomin$25.001/27/2011 12:14:37 PM
gsd$25.001/27/2011 12:42:50 PM
ezg$50.001/27/2011 12:58:01 PM
open-minded-fund9$50.001/27/2011 2:08:11 PM
radforj22$25.001/27/2011 2:08:39 PM
worth-shower8$50.001/27/2011 4:27:49 PM
HelpfulLender1$25.001/27/2011 1:22:04 PM
lagnisiruk$25.001/27/2011 4:28:31 PM
hope-hickory$25.001/27/2011 2:08:14 PM
supersarah61$25.001/27/2011 2:08:18 PM
profit-powerplant$25.001/27/2011 2:12:39 PM
dmh4880$125.001/27/2011 2:19:26 PM
JauaFlash$25.001/27/2011 3:26:17 PM
HammerSmith$25.001/27/2011 3:28:33 PM
Makingitrain$41.301/27/2011 4:19:30 PM
Aunca$50.001/27/2011 4:28:27 PM
honorable-yield$25.001/27/2011 4:28:33 PM
investment-comet$25.001/27/2011 4:27:43 PM
benazafa$25.001/27/2011 4:27:54 PM
greenback-guard$25.001/27/2011 4:29:40 PM
Zingaro$25.001/27/2011 5:27:49 PM
punctual-worth$25.001/27/2011 5:34:31 PM
velocity-solo$25.001/23/2011 2:15:17 PM
zorg77$25.001/24/2011 10:17:24 AM
power-leader1$25.001/24/2011 2:46:56 PM
aquistoyraul$25.001/25/2011 7:32:08 AM
kegs$150.001/25/2011 11:07:06 AM
speedy-point$25.001/25/2011 9:48:19 AM
aquistoyraul$25.001/25/2011 7:17:09 AM
richboy56$25.001/25/2011 1:43:59 PM
worthy-bid8$50.001/25/2011 1:49:57 PM
capital-halo1$500.001/25/2011 2:58:21 PM
zone8$125.001/25/2011 2:22:28 PM
Ocean713$50.001/25/2011 3:06:45 PM
Bob450$25.001/25/2011 6:41:25 PM
bazaar-festivity$25.001/25/2011 6:41:34 PM
seisen$50.001/26/2011 3:53:18 AM
pixeldave$50.001/25/2011 7:46:49 PM
Rob717171$50.001/25/2011 9:23:29 PM
tech310$50.001/26/2011 1:17:39 AM
realtormoises$25.001/26/2011 2:25:30 AM
bid-caballero$25.001/26/2011 4:54:26 AM
S-Master$50.001/26/2011 2:42:32 PM
ingenious-interest1$50.001/26/2011 4:53:25 PM
brazilofmux$100.001/26/2011 6:31:49 PM
MilitaryLending$25.001/26/2011 7:49:29 PM
ore-seagull$30.001/26/2011 7:52:19 PM
stock106$25.001/26/2011 8:05:56 PM
Comoparklender$50.001/26/2011 8:42:48 PM
oldmora$41.961/26/2011 8:56:18 PM
FeedTheMachine$50.001/26/2011 8:58:43 PM
momoney2lend$25.001/26/2011 9:01:44 PM
CA-Lender$25.001/26/2011 9:17:39 PM
asmithj$50.001/26/2011 9:18:19 PM
slushfunder$25.001/26/2011 10:07:58 PM
green-capital-hornet$25.001/26/2011 11:44:20 PM
missing-link$25.001/26/2011 11:45:49 PM
UCLA4life$25.001/26/2011 7:52:07 PM
flwah$25.001/26/2011 8:09:03 PM
buyrite334$25.001/27/2011 3:03:23 AM
TCR3$26.431/27/2011 3:04:16 AM
shrewd-peace7$50.001/26/2011 9:09:28 PM
gimincorp$28.511/26/2011 9:16:54 PM
natural-greenback6$25.001/26/2011 9:23:05 PM
ChuckieG$30.741/26/2011 8:40:52 PM
moola-berserker$25.001/26/2011 8:53:32 PM
revenue-achievement$25.001/27/2011 7:25:58 AM
zipemdown$35.221/26/2011 9:21:50 PM
Digs$25.001/27/2011 2:43:25 AM
elegant-loot$25.001/26/2011 11:39:22 PM
payment-gusto$25.001/26/2011 11:39:29 PM
payout-banker4$25.001/26/2011 11:44:47 PM
bountiful-justice4$100.001/27/2011 9:33:09 AM
Doug1043$25.001/27/2011 9:33:29 AM
cospilot$25.001/27/2011 9:33:55 AM
lowlite6647$25.001/27/2011 9:34:03 AM
selfmademan$25.001/27/2011 9:34:34 AM
MissionMicroFinance$25.001/27/2011 2:59:11 AM
Preferred-Lender$25.001/27/2011 9:33:27 AM
note-mad-scientist$52.151/27/2011 9:48:30 AM
derec$25.001/27/2011 9:55:05 AM
YoungTaxMan$50.001/27/2011 9:32:02 AM
KVEER$25.001/27/2011 10:34:09 AM
MyWhitsEnd$25.001/27/2011 9:32:57 AM
famous-bill$25.001/27/2011 10:34:24 AM
F16Pilot$25.001/27/2011 10:35:11 AM
astute-investment5$25.001/27/2011 10:35:38 AM
tacinc100$25.001/27/2011 9:43:00 AM
gizzywump$50.001/27/2011 12:58:08 PM
kendallv$25.001/27/2011 10:34:56 AM
kginatl$50.001/27/2011 10:35:40 AM
mrfrog$25.001/27/2011 10:43:10 AM
IntrepidInvestment$25.001/27/2011 2:08:24 PM
TheYellowDart$25.001/27/2011 2:09:01 PM
larrybird$250.001/27/2011 10:33:52 AM
a-enticing-reward$25.001/27/2011 10:34:25 AM
lcole32$25.001/27/2011 10:34:47 AM
moola-wildebeest3$50.001/27/2011 12:58:05 PM
best-marketologist$25.001/27/2011 1:28:13 PM
Casman8815$25.001/27/2011 12:32:56 PM
benefit-piano5$25.001/27/2011 12:39:38 PM
innocent-dedication$50.001/27/2011 2:08:10 PM
nimble-economy863$25.001/27/2011 2:08:32 PM
cash-raccoon$25.001/27/2011 4:27:57 PM
sturdy-peace9$25.001/27/2011 2:28:06 PM
jjswanso$25.001/27/2011 2:08:16 PM
somebody32$50.001/27/2011 2:08:19 PM
fund-tom-tom6$25.001/27/2011 3:02:05 PM
divedude$25.001/27/2011 4:22:39 PM
larryboy10$25.001/27/2011 4:27:47 PM
truth-ceremony$25.001/27/2011 4:28:28 PM
payout-carnival$50.001/27/2011 6:29:27 PM
worth-arch$25.001/27/2011 6:32:17 PM
handshake5$100.001/27/2011 6:34:03 PM
jo2y$25.001/27/2011 6:30:17 PM
172 Investments
 
Borrower Payment Dependent Notes Series 491632
This series of Notes was issued and sold upon the funding of the borrower loan #46860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-25-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 26%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,799Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: awe-inspiring-funds0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan Needed
Purpose of loan:
Pay immediate debts

My financial situation:
I am looking to pay off this loan in a few months, it's meant to bridge some immediate debts left from my wife's disability.

Monthly net income: $
120,000

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 300
??Car expenses: $ 600
??Utilities: $ 500
??Phone, cable, internet: $200
??Food, entertainment: $ 300
??Clothing, household expenses $50
??Credit cards and other loans: $ 400
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Original Mortgage has a balance of $160,000, second has a balance of $30,000. 2. Value of home on Zillow is $180,000 (Jan-25-2011)
Q: What is your monthly net income? - peso-tiramisu
A: Net Income = $120,000 (Jan-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
liberty-magnate$25.001/25/2011 9:55:59 AM
Mr-Miracle$25.331/25/2011 9:58:20 AM
greencat$50.001/25/2011 10:01:50 AM
loanman2007$50.001/25/2011 10:53:17 AM
durable-investment8$25.001/25/2011 10:53:56 AM
investment-artist$25.001/25/2011 10:58:43 AM
velocity-solo$30.001/25/2011 10:00:00 AM
genius520$100.001/25/2011 10:01:00 AM
worthy-bid8$50.001/25/2011 1:54:15 PM
jasjac0105$25.001/25/2011 10:03:32 AM
zone8$125.001/25/2011 2:23:21 PM
kegs$150.001/25/2011 11:07:27 AM
kinetic-social$25.001/25/2011 2:36:28 PM
revenue-candy$25.001/25/2011 11:22:04 AM
revenue-river9$25.001/25/2011 11:35:17 AM
platinum-cargo$30.431/25/2011 2:42:48 PM
wise-rupee-sanctuary$50.001/25/2011 9:59:44 AM
rescue$100.001/25/2011 10:02:50 AM
witty-openness$25.001/25/2011 10:20:51 AM
Leshan$25.001/25/2011 11:20:49 AM
Kash2010lu$27.001/25/2011 10:01:49 AM
EarlyRiser$250.001/25/2011 10:02:36 AM
reflective-rupee$500.771/25/2011 10:27:39 AM
favorite-commerce$50.001/25/2011 2:26:14 PM
capital-kingdom$25.001/25/2011 2:36:16 PM
CalCollegeFund19$25.001/25/2011 2:56:38 PM
dpries123$25.001/25/2011 10:07:26 AM
2grindstones$30.001/25/2011 2:20:18 PM
leverage-monger$25.001/25/2011 2:47:35 PM
Thylow$25.001/25/2011 2:56:31 PM
mlj0671$25.001/25/2011 2:41:29 PM
MoneyForNothing$6.471/25/2011 2:58:15 PM
32 Investments
 
Borrower Payment Dependent Notes Series 491718
This series of Notes was issued and sold upon the funding of the borrower loan #46861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2001 Debt/Income ratio: 23%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:3y 0m
Amount delinquent: $221 Total credit lines: 52 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bold-spiritual-marketplace Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quantum Fund(Energy & Silver)
Purpose of loan:
This loan will be used to?
Purchase energy and silver mining companies that will show a projected return of 4200%
My financial situation:
I am a good candidate for this loan because? I own $20,000 worth of equities and I started with $4,000. We are a company that is currently debt free and maintains zero overhead. Our profit margin is extremely high and the only thing we are missing is adequate capital to take advantage of arbitrage situations in the market.

Monthly net income: $
$500
Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your monthly income is $500?! Please click on my name, mri555 and read my message. Good luck! - mri555
A: My personal monthly income is $3100. I work as a District Manager in training for a large restaurant company, and I will be a CPA soon as I just received my Masters Degree in Accounting in December 2010. The monthly income for my company ZFD Investment Group LLC. is $500 per month. My personal expenses amount to $1000 mortgage, car $424, utility $110, phone $140, (Jan-25-2011)
Q: You sound like a young guy with ambition. I was once in your shoes. But if anybody is selling you 4,200% returns...run!!! I'm going to invest in you just to see how this turns out. Please tell us more about the investments. R u purchasing stocks - Income-Scout
A: More like 420% which is my current rate of return yes I will be purchasing silver and natural gas mining companies along with the actual asset itself. The 4000 will be used for hedging purposes just in case I am wrong which will still allow a great return. I am a ambitious young guy. (Jan-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jasjac0105$25.001/25/2011 10:03:39 AM
velocity-solo$25.001/25/2011 9:59:58 AM
ultimate-peace$125.001/25/2011 10:05:14 AM
reflective-rupee$200.771/25/2011 11:10:00 AM
worthy-bid8$50.001/25/2011 1:54:43 PM
zone8$125.001/25/2011 2:23:28 PM
zorg77$25.001/25/2011 9:57:09 PM
the-dedicated-dime$70.001/26/2011 11:39:44 AM
supreme-hope$25.001/26/2011 10:15:18 AM
AlfinityBank25$25.001/26/2011 12:24:53 PM
S-Master$50.001/26/2011 2:42:33 PM
tech310$50.001/26/2011 3:48:49 PM
f4Tex$71.401/26/2011 8:35:59 PM
wwwUniversal$25.001/26/2011 8:58:29 PM
Rx-Ace$50.001/26/2011 11:52:00 PM
Bob450$25.001/26/2011 10:48:05 PM
Artist_Blue$25.001/27/2011 6:04:29 AM
ColoradoLender82$25.001/27/2011 7:47:45 AM
worldpower2$25.001/27/2011 8:51:32 AM
Moe87$25.001/27/2011 3:35:22 AM
Income-Scout$50.001/27/2011 7:31:28 AM
found$144.841/27/2011 9:05:42 AM
simiray$25.001/27/2011 11:38:36 AM
kegs$150.001/27/2011 12:58:57 PM
jybank$25.001/27/2011 11:11:27 AM
jasjac0105$100.001/27/2011 2:50:26 PM
rkhrdjp$25.001/27/2011 2:20:42 PM
HammerSmith$27.111/27/2011 3:34:54 PM
kindness-venture1$50.001/27/2011 4:29:07 PM
matt_2006$25.001/27/2011 6:36:07 PM
rakem777$25.001/27/2011 6:45:45 PM
gain-gourd$100.001/27/2011 7:00:53 PM
soulwork$25.001/27/2011 7:59:15 PM
finance-magma7$25.001/27/2011 8:38:23 PM
ttnk62918$25.001/27/2011 7:03:22 PM
contract-position$25.001/27/2011 7:03:26 PM
capital-halo1$500.001/27/2011 9:33:18 PM
BrownleeManagement$25.001/27/2011 9:29:45 PM
greencat$50.001/25/2011 10:06:00 AM
rescue$100.001/25/2011 10:03:03 AM
slico$25.001/25/2011 1:37:26 PM
SolarMoonshine$25.001/25/2011 5:30:34 PM
realtormoises$25.001/26/2011 7:25:19 AM
blitzen40$25.001/26/2011 9:21:12 AM
proud-pound4$200.001/26/2011 3:00:25 PM
VJ_Financial$100.001/26/2011 9:24:12 PM
impala6464$100.001/26/2011 9:13:26 PM
mrxtravis$25.001/26/2011 8:40:07 PM
wealth-competitor$25.001/26/2011 9:22:51 PM
alexgalt$25.001/27/2011 12:53:18 AM
capital-kingdom$25.001/27/2011 5:58:00 AM
lending-theory$25.001/27/2011 9:07:51 AM
YoungTaxMan$50.001/27/2011 9:34:05 AM
Leshan$75.001/27/2011 10:06:23 AM
56bones$25.001/27/2011 1:04:14 PM
RainyDayLoans$50.001/27/2011 1:05:07 PM
asset-professor$25.001/27/2011 12:14:16 PM
well-mannered-income3$30.001/27/2011 3:41:24 PM
loss-of-control$50.001/27/2011 11:48:47 AM
Speculator$25.001/27/2011 1:39:37 PM
Jack55304$100.001/27/2011 2:12:24 PM
kinetic-social$25.001/27/2011 2:55:05 PM
open-minded-fund9$50.001/27/2011 5:30:51 PM
loyaltyologist$25.001/27/2011 5:27:07 PM
Zingaro$25.001/27/2011 5:27:53 PM
jutdon84$200.001/27/2011 9:30:37 PM
shanedog$25.001/27/2011 7:13:59 PM
DonaldColorado$50.001/27/2011 7:23:03 PM
superb-generosity8$25.001/27/2011 9:29:39 PM
credit-sycamore4$100.001/27/2011 9:32:00 PM
Finchy78$25.001/27/2011 8:36:50 PM
yield-scout8$25.001/27/2011 9:28:19 PM
72 Investments
 
Borrower Payment Dependent Notes Series 491750
This series of Notes was issued and sold upon the funding of the borrower loan #46839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1999 Debt/Income ratio: 35%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,827Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: impartial-justice777 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to Combine
Purpose of loan:
This loan will be used to?Pay off multiple cards and just have 1 payment.? I owe $4,900 on one card that has a $7,000 limit, $1,500 on another card with a $2500 limit and $1,100on a Best Buy card with a $2,100 limit.? I want to use this program and I am willing to pay a high rate because I didnt know any better and signed up with Care One Credit services in March of 2009.? This program works with my lenders to lower the interest rate and make one payment but I did not realize that it looks kind of bad to use these services.? I did not want to use credit cards anymore and in the mean time I didnt realize that it would look bad to be in a "credit counseling program".? My credit score is over 700 and I do not ever miss payments.

I am the co-owner of my business and we are doing very well.? My father is the other owner and we run separate franchises in Savannah and Augusta Ga.? We were approved last year for our Trademark and starting to franchise the business at the start of 2012.? We have been in business together since 2007 and our?totals last year were $230,000 at a?G.P. of 60%.

My financial situation:
I am a good candidate for this loan because? I always make every payment that is due on time and I have a great credit score.? My credit record will show that.

Monthly net income: $4,100
Monthly expenses: $ 3,340
??Housing: $1050??
? Insurance: $ 120
??Car expenses: $ 450
??Utilities: $?170
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are you going to fund and accept the loan over 30? Can't you get a better rate than that? - mri555
A: I am confused on the high rate myself with a credit rating in the 700's but I think that it is really important to get Care One removed from my credit report and I am not real sure of other options that are availble with an unsecured loan. (Jan-25-2011)
Q: what are the interest rates on your current debts - loss-of-control
A: Because they were opened years ago when I didn't have good established credit they are between 18-21%. I have never had a late payment. I realize that I am going up in percentage but that companies fees are expensive so the payment is not going just to the accounts. I am not sure why prosper has my rate so high but I would rather pay the money to other people looking to invest and just have a loan on my credit instead of what is listed as a counciling service. (Jan-26-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe $139,500 on my house and value is just over$152,000. I have a 2nd on it with a $6,600 balance that started at $10,000. (Jan-26-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$600.771/25/2011 5:52:10 PM
witty-openness$25.001/25/2011 6:19:11 PM
SFBank$100.001/25/2011 6:03:40 PM
2grindstones$25.001/25/2011 8:07:25 PM
Artist_Blue$25.001/26/2011 6:01:56 AM
TackingWindward$25.001/26/2011 6:43:08 AM
greencat$50.001/26/2011 7:11:17 AM
preciousjeni$25.001/26/2011 4:08:11 AM
EretzCapital$46.121/26/2011 8:56:12 AM
Phatt-Daddy$25.001/26/2011 9:28:23 AM
DasMula$37.441/26/2011 9:30:42 AM
RyanM561$25.001/26/2011 6:46:02 AM
JustMee$25.001/26/2011 6:59:26 AM
brwnidgirl$50.001/26/2011 7:29:17 AM
bluehen00$50.001/26/2011 1:34:40 PM
S-Master$50.001/26/2011 2:42:31 PM
proud-pound4$709.941/26/2011 3:13:44 PM
gold-cluster$100.001/26/2011 6:28:59 PM
ethicalhumanist$25.001/26/2011 5:06:00 PM
tarion3$45.621/26/2011 6:36:50 PM
gothampark$25.001/26/2011 5:58:51 PM
jasjac0105$25.001/26/2011 7:09:55 PM
shrewd-income$100.001/26/2011 7:31:52 PM
credit-missile$75.001/26/2011 6:59:30 PM
Rip128$35.001/26/2011 6:59:54 PM
capital-galaxy$75.001/26/2011 6:52:38 PM
trumpeter5$35.001/26/2011 7:07:44 PM
JohnWS$109.361/26/2011 9:54:28 PM
hopeful-truth5$300.001/26/2011 7:40:28 PM
tech310$50.001/26/2011 8:12:53 PM
impala6464$75.001/26/2011 8:35:54 PM
basis-image$25.001/27/2011 3:24:38 AM
B2152$25.001/27/2011 5:01:49 AM
jes5199$25.001/27/2011 5:40:20 AM
mighty-payout1$25.001/26/2011 10:56:03 PM
alexgalt$25.001/27/2011 12:53:01 AM
realtormoises$25.001/27/2011 6:17:12 AM
Rogelio48$30.001/27/2011 6:04:41 AM
velocity-solo$25.001/25/2011 6:00:49 PM
lloyd_s$25.001/25/2011 6:29:08 PM
nickel-hickory$50.001/25/2011 6:13:19 PM
lendstats_com$50.001/25/2011 8:01:46 PM
EarlyRiser$250.001/25/2011 6:02:57 PM
rescue$100.001/25/2011 6:03:08 PM
larryboy10$25.001/25/2011 6:19:18 PM
Kash2010lu$25.001/25/2011 8:08:04 PM
reflective-rupee$400.771/25/2011 9:32:40 PM
Moneypenny6$25.001/26/2011 12:20:25 AM
Frosty$25.001/26/2011 7:13:57 AM
rockhound84$25.001/26/2011 8:32:55 AM
chrisb1414$25.001/26/2011 9:15:21 AM
DadWarbucks$25.141/26/2011 3:49:33 AM
restless-dime$25.001/26/2011 8:16:08 AM
droopie1$29.001/26/2011 9:48:09 AM
sturdy-peace9$75.001/26/2011 8:21:25 AM
Leshan$25.001/26/2011 9:24:20 AM
investment-artist$25.001/26/2011 9:35:35 AM
supreme-hope$25.001/26/2011 10:13:31 AM
restless-dime$25.001/26/2011 10:24:22 AM
bright-exchange$25.001/26/2011 11:29:11 AM
master648$30.001/26/2011 2:38:12 PM
britches613$50.001/26/2011 4:38:28 PM
zone8$125.001/26/2011 4:54:09 PM
Rogelio48$30.001/26/2011 5:47:32 PM
vutah$25.001/26/2011 4:58:07 PM
worthy-bid8$50.001/26/2011 4:54:07 PM
payout-bridge$1,500.001/26/2011 5:42:21 PM
1traveler$25.001/26/2011 6:12:19 PM
orange-pound-party$35.001/26/2011 6:35:12 PM
UCLA4life$25.001/26/2011 7:52:01 PM
poolshark72$25.001/26/2011 10:57:17 PM
himistu22$25.001/27/2011 3:09:49 AM
VJ_Financial$100.001/26/2011 9:13:58 PM
capital-galaxy$175.001/27/2011 6:03:08 AM
Bob450$25.001/26/2011 10:48:09 PM
SouthernRemarketing$25.001/27/2011 6:33:36 AM
Lubava$30.001/27/2011 6:38:22 AM
order-maestro$25.001/27/2011 7:06:52 AM
green-rapid-openness$200.001/26/2011 9:18:03 PM
moneysong$400.001/27/2011 7:16:22 AM
countrypreacher$25.221/27/2011 6:42:14 AM
Rulea72$35.091/27/2011 6:53:27 AM
unfixer$50.001/27/2011 3:57:32 AM
83 Investments
 
Borrower Payment Dependent Notes Series 491814
This series of Notes was issued and sold upon the funding of the borrower loan #46754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1999 Debt/Income ratio: 21%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:18y 5m
Amount delinquent: $0 Total credit lines: 5 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $267Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: economy-dreamer5 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
hearingaidlady
Purpose of loan:
This loan will be used to consolidate bills.? I feel that this loan would help me get back on track.? I got my self in pay day loan (hell). I don't ever want to go there again.

My financial situation:
I am a good candidate for this loan because I have no credit card debt.? I have been living in my house for over 22 years and only owe $26,000 on it.? I have been with my present employer for 18yrs +.? Please help.

Monthly net income: $ 1700

Monthly expenses: $
??Housing: $ 677.28
??Insurance: $ 95.00
??Car expenses:?$50
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You say you have no credit card debt and you want to consolidate bills. What bills and what are the length of bills and the interest rates? Thanks - RecoveryLender
A: I have a loan with American General for $2500.00 Numerous Pay Day Loans to the tune of 4000.00 I have a Care Credit card which I use at the vet for my dog. I owe $247 I am expecting about $2500 back in income tax this year. Hope this answers your question. Thanks (Jan-26-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 26,000- approx i'm at work 110,000 Thanks (Jan-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
brwnidgirl$38.581/26/2011 10:42:45 AM
genius520$100.001/26/2011 10:43:47 AM
SFBank$106.861/26/2011 10:43:58 AM
dpries123$25.001/26/2011 10:50:28 AM
reflective-rupee$250.771/26/2011 11:08:17 AM
greencat$50.001/26/2011 10:40:46 AM
kindness-launcher$2,970.251/26/2011 1:45:05 PM
rescue$100.001/26/2011 10:49:10 AM
red-favorable-basis$25.001/26/2011 11:44:42 AM
wise-rupee-sanctuary$50.001/26/2011 10:43:38 AM
Kash2010lu$27.001/26/2011 10:43:50 AM
reflective-rupee$250.771/26/2011 11:08:11 AM
velocity-solo$30.001/26/2011 10:43:43 AM
EarlyRiser$250.001/26/2011 10:49:03 AM
worthy-bid8$50.001/26/2011 10:42:26 AM
reflective-rupee$500.771/26/2011 11:07:52 AM
foothillender$25.001/26/2011 1:05:59 PM
DasMula$100.001/26/2011 10:56:54 AM
keeminn$50.001/26/2011 11:32:15 AM
19 Investments
 
Borrower Payment Dependent Notes Series 492026
This series of Notes was issued and sold upon the funding of the borrower loan #46836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $172.08
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2001 Debt/Income ratio: 13%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,998Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: pound-bath3 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my Credit Cards
Purpose of loan:
I would like to pay off my some of credit cards and in return I will pay you back.

My financial situation:
I am a good candidate for this loan because I have a stable job.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 50
??Car expenses: $ 250
??Utilities: $ 100
??Phone, cable, internet: $ n/a
??Food, entertainment: $ 200
??Clothing, household expenses $ n/a
??Credit cards and other loans: $ 5k
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$35.001/26/2011 6:24:51 PM
bestbuy$25.001/26/2011 6:28:48 PM
wealth-multiplier$25.001/26/2011 6:49:51 PM
american6$100.001/26/2011 6:52:04 PM
genius520$100.001/26/2011 6:52:28 PM
enthralling-deal180$100.001/26/2011 6:20:09 PM
bearclan$25.001/26/2011 6:20:26 PM
C_Mark$100.001/26/2011 6:53:46 PM
Mr-Miracle$25.011/26/2011 6:22:57 PM
reflective-rupee$1,000.771/26/2011 6:04:31 PM
SolarMoonshine$100.001/26/2011 7:09:24 PM
JustMee$25.001/26/2011 6:40:27 PM
jazzlender$25.001/26/2011 6:17:28 PM
commerce-yeller$25.001/26/2011 6:50:23 PM
vutah$50.001/26/2011 6:51:17 PM
simplelender80$100.001/26/2011 6:52:48 PM
Redmond$25.001/26/2011 6:54:18 PM
mtnbikemania$50.001/26/2011 6:54:30 PM
one-midas$50.001/26/2011 6:55:49 PM
Artist_Blue$25.001/26/2011 7:03:56 PM
tech310$50.001/26/2011 8:11:12 PM
rolandweary$25.001/26/2011 6:53:17 PM
Pulchritudinous$25.001/26/2011 6:54:38 PM
paladin847$50.001/26/2011 6:56:12 PM
SimpleChoice$25.001/26/2011 8:46:32 PM
Cherrypicker$50.001/26/2011 11:08:38 PM
rjrventure$40.001/26/2011 8:18:07 PM
organized-payment6$50.001/26/2011 11:47:25 PM
hektek22$600.001/26/2011 11:12:38 PM
greenback-guard$25.001/26/2011 11:46:30 PM
wampum-chorus3$27.801/27/2011 3:05:38 AM
1traveler$35.001/26/2011 6:14:02 PM
enchanted-yield4$50.001/26/2011 6:51:26 PM
impressive-credit431$100.001/26/2011 6:51:35 PM
honorable-yield$25.001/26/2011 6:53:01 PM
GALERXLoans$52.961/26/2011 6:56:42 PM
UncleSafety$100.001/26/2011 6:07:57 PM
SOP_Bank$25.001/26/2011 6:38:59 PM
selector568$400.001/26/2011 6:39:13 PM
n036939$25.001/26/2011 6:08:46 PM
wise-rupee-sanctuary$50.001/26/2011 6:51:46 PM
velocity-solo$50.001/26/2011 6:53:29 PM
hopeful-truth5$100.001/26/2011 7:47:20 PM
ursus$100.001/26/2011 6:55:56 PM
LeReve$100.001/26/2011 6:56:36 PM
pythia$25.001/26/2011 6:46:30 PM
marketplace-cello5$25.001/26/2011 6:53:59 PM
dpries123$25.001/26/2011 6:57:01 PM
Oak-Parker$25.001/26/2011 7:01:38 PM
a_andy$27.231/26/2011 9:07:58 PM
TigerForce$25.001/26/2011 7:21:31 PM
koolhandwv$47.791/26/2011 9:42:30 PM
bowdish1$50.001/26/2011 7:57:16 PM
FinDoc$25.001/26/2011 10:38:16 PM
elevated-truth$65.001/26/2011 10:44:36 PM
JedClampett$75.001/26/2011 7:37:39 PM
transformer855$100.001/26/2011 11:45:29 PM
penny-finder$25.001/27/2011 12:03:16 AM
Tlk2drew$49.701/27/2011 1:26:25 AM
velocity-winner$25.001/26/2011 8:59:54 PM
auctionator1$50.001/26/2011 9:00:18 PM
jayk63$18.741/27/2011 3:25:48 AM
DSFinancial$50.001/26/2011 9:48:29 PM
cash-vault$25.001/26/2011 9:07:29 PM
FundMaker$25.001/26/2011 9:14:41 PM
jdrez$25.001/27/2011 2:49:59 AM
66 Investments
 
Borrower Payment Dependent Notes Series 490239
This series of Notes was issued and sold upon the funding of the borrower loan #46745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1997 Debt/Income ratio: 12%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,956Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: trident498 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finalizing my divorce
Purpose of loan:This loan will be used to? The money will be used to cover attorney fees. I?m in the final stages of a divorce that I did not see coming and running into a cash flow problem. My attorney estimates that 6000 more will be needed and has asked for the money up front. I?ve asked for 7500 just to give myself a little cushion.My financial situation:I am a good candidate for this loan because? I?ve been employed year round with the same company nearly ten years and my job is stable. My income is good but there is a seasonal variation.Every summer between from mid-May to mid-September I work at the BP facilities on the North Slope of Alaska. My take home pay is between 2900 and 3000 weekly. Lodging and food are provided so my expenses are drop considerably.My credit is very good but high credit card balances are tugging the score down. Bottom line is I do pay my bills. All my bills including attorney fees are current.Monthly net income: $ 3800 (Oct-April) 11,600 (May-Sept)Monthly expenses: $ 2900Housing: $ 1800Insurance: $ 80Car expenses: $ 210Utilities: $ 50Phone, cable, internet: $ 90Food, entertainment: $ 200Clothing, household expenses $ 50Credit cards and other loans: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.001/11/2011 9:50:24 AM
EBITDA$25.001/11/2011 9:50:50 AM
investment-star$50.001/11/2011 9:53:32 AM
point-kitten6$50.001/11/2011 9:53:59 AM
honorable-yield$25.001/11/2011 9:54:21 AM
selector568$200.001/11/2011 9:49:26 AM
nilonc1$50.001/11/2011 9:49:41 AM
investment-artist$25.001/11/2011 10:00:55 AM
genius520$100.001/11/2011 9:51:56 AM
the-auction-bear$25.001/11/2011 9:51:20 AM
JJ9876$25.001/11/2011 9:52:29 AM
inspire22$25.001/11/2011 9:53:19 AM
zipemdown$50.001/11/2011 9:55:59 AM
DasMula$25.001/11/2011 9:58:07 AM
musegaze$100.001/11/2011 10:01:13 AM
moola-monger9$50.001/11/2011 11:27:57 AM
golffish2$100.001/11/2011 10:05:45 AM
nodebt2012$25.001/11/2011 10:12:32 AM
foothillender$25.001/11/2011 11:46:02 AM
helpishere777$25.001/11/2011 10:31:55 AM
well-mannered-income3$35.001/11/2011 10:48:22 AM
Ocean713$50.001/11/2011 11:49:25 AM
Bcs-cnc$28.151/11/2011 12:40:41 PM
spiff666$25.001/11/2011 12:35:02 PM
angel879$25.001/11/2011 2:57:32 PM
hektek22$600.001/11/2011 12:47:36 PM
2grindstones$25.001/11/2011 1:07:56 PM
jamiee73$25.001/11/2011 1:50:48 PM
buyrite334$25.001/11/2011 2:40:15 PM
loss-of-control$100.001/11/2011 2:19:31 PM
zorg77$25.001/11/2011 3:30:53 PM
keeks$25.001/11/2011 3:26:05 PM
nrowland$25.001/11/2011 4:09:50 PM
fighter122$25.001/11/2011 4:09:56 PM
amusement4$100.001/11/2011 4:21:31 PM
SolarMoonshine$25.001/11/2011 3:56:03 PM
Gibbyland$50.001/11/2011 4:09:54 PM
soulful-truth$50.001/11/2011 4:09:58 PM
worth-shower8$50.001/11/2011 4:10:04 PM
money-vista$25.001/11/2011 4:08:40 PM
rneckfsu$25.001/11/2011 4:40:46 PM
d3v0t3d$25.001/11/2011 4:09:55 PM
jazzlender$25.001/11/2011 4:21:27 PM
cybernosha$25.001/11/2011 4:56:32 PM
Sibelius2$25.001/11/2011 4:58:52 PM
Weaverville$25.001/11/2011 4:58:58 PM
tornandfrayed$28.551/11/2011 5:00:05 PM
panther757$25.001/11/2011 5:00:30 PM
octoberfresh$25.001/11/2011 5:00:59 PM
ptjg$25.001/11/2011 4:41:43 PM
britches613$25.001/11/2011 4:43:20 PM
rate-mogul$50.001/11/2011 4:43:50 PM
market-enthusiast$25.001/11/2011 4:47:26 PM
fairhelper$25.001/11/2011 4:55:24 PM
punctual-worth$25.001/11/2011 4:56:19 PM
wampum-chorus3$25.001/11/2011 4:58:47 PM
imlosttoo$25.001/11/2011 4:58:52 PM
benazafa$25.001/11/2011 4:58:38 PM
Caerus$50.001/11/2011 4:58:53 PM
agiovasil$25.001/11/2011 4:59:44 PM
missing-link$25.001/11/2011 4:58:56 PM
orange-influential-credit$50.001/11/2011 4:59:49 PM
new-social-economist$54.581/11/2011 4:59:28 PM
gotjack$25.001/11/2011 5:00:01 PM
DrStaff$25.001/11/2011 4:59:46 PM
natural-greenback6$25.001/11/2011 5:00:09 PM
Georgetastic$25.001/11/2011 4:59:59 PM
inspiring-reward$79.951/11/2011 5:00:07 PM
ivy-league-MBA$25.001/11/2011 5:00:32 PM
Learning2Lend$42.351/11/2011 5:00:26 PM
ommcd$25.001/11/2011 5:01:20 PM
brazilofmux$100.001/11/2011 5:02:19 PM
bnlforever$25.001/11/2011 5:02:22 PM
worthy-bid8$50.001/11/2011 5:02:31 PM
newest-generous-income$25.001/11/2011 5:02:53 PM
MoneyForNothing$11.781/11/2011 5:04:12 PM
power-trophy7$50.001/11/2011 5:02:55 PM
ThatDanGuy$50.001/11/2011 9:52:13 AM
amusement4$50.001/11/2011 9:53:05 AM
greencat$50.001/11/2011 9:56:15 AM
kind-important-liberty9$25.001/11/2011 9:56:30 AM
capital-halo1$500.001/11/2011 9:50:41 AM
bazaar-festivity$100.001/11/2011 9:50:35 AM
p1k4blu$25.001/11/2011 9:52:51 AM
marketplace-buckeye$25.001/11/2011 9:54:05 AM
rss197$25.001/11/2011 9:53:47 AM
radforj22$25.001/11/2011 9:54:44 AM
kendallv$25.001/11/2011 9:53:54 AM
bid-czar8$50.001/11/2011 9:54:59 AM
Bob450$25.001/11/2011 9:55:44 AM
gold-channel2$25.001/11/2011 9:56:23 AM
handshake5$100.001/11/2011 10:01:23 AM
Investoman$50.001/11/2011 10:01:31 AM
Kash2010lu$50.001/11/2011 10:02:35 AM
money-bauble$100.001/11/2011 1:50:40 PM
droopie1$25.001/11/2011 11:55:31 AM
kulender$90.001/11/2011 1:54:21 PM
vest_vortex$25.001/11/2011 2:30:06 PM
Abstract$50.001/11/2011 12:30:01 PM
reflective-rupee$33.331/11/2011 1:23:14 PM
encore06$25.001/11/2011 12:47:10 PM
top-benefit-musician$25.991/11/2011 1:31:31 PM
sound$50.001/11/2011 2:00:02 PM
ndwayno$25.001/11/2011 3:25:37 PM
supreme-hope$25.001/11/2011 2:35:22 PM
shrewd-truth1$50.001/11/2011 2:10:59 PM
Aunca$50.001/11/2011 2:40:10 PM
sensible-order2$50.001/11/2011 3:24:48 PM
platinum-celebration4$31.001/11/2011 2:53:43 PM
payout-banker4$25.001/11/2011 3:27:02 PM
InvestorPartners$25.001/11/2011 3:28:04 PM
IIP77$25.001/11/2011 3:28:12 PM
zeelender$25.001/11/2011 3:25:40 PM
amijo$25.001/11/2011 3:25:42 PM
crippledcircus$50.001/11/2011 3:52:03 PM
principal-trombone$50.001/11/2011 4:09:51 PM
diplomatic-wealth7$25.001/11/2011 4:10:01 PM
mmckune$25.001/11/2011 4:21:21 PM
helping-out$30.001/11/2011 4:22:27 PM
seandre3000$50.001/11/2011 4:09:57 PM
tech310$50.001/11/2011 4:10:03 PM
yield-lion$25.001/11/2011 4:09:52 PM
fortytwo$50.001/11/2011 4:10:00 PM
Cheburashka$25.001/11/2011 4:21:19 PM
rvfbroker$25.001/11/2011 4:55:26 PM
nalaari$25.001/11/2011 4:21:37 PM
samo102us$25.001/11/2011 4:21:23 PM
extraordinary-interest1$40.001/11/2011 4:21:30 PM
helvet$25.001/11/2011 4:56:11 PM
cash-raccoon$25.001/11/2011 4:22:02 PM
CoffeyvilleKS$29.481/11/2011 4:56:29 PM
velocity-solo$25.001/11/2011 4:58:49 PM
the-silver-blaster$50.001/11/2011 4:58:54 PM
LiveNow$25.001/11/2011 4:59:01 PM
worth-arch$25.001/11/2011 5:00:07 PM
graceful-investment$67.671/11/2011 5:00:12 PM
trumpeter5$25.001/11/2011 4:28:52 PM
revenue-achievement$25.001/11/2011 5:00:29 PM
hopeful-truth5$100.001/11/2011 5:02:52 PM
FeedTheMachine$50.001/11/2011 5:03:05 PM
Leshan$25.001/11/2011 4:48:23 PM
supersarah61$25.001/11/2011 4:56:17 PM
Angel_Investor_7$25.001/11/2011 4:56:25 PM
lovely-order7$57.151/11/2011 4:57:26 PM
social-conductor4$25.001/11/2011 4:56:22 PM
green-moola-sniffer$50.001/11/2011 4:58:37 PM
income-sage9$25.001/11/2011 4:59:25 PM
MikeyZ2008$50.001/11/2011 4:59:35 PM
resource777$25.001/11/2011 4:58:55 PM
economy-lotus$50.001/11/2011 4:59:48 PM
LAM26$25.001/11/2011 4:59:51 PM
green-thoughtful-yield$50.001/11/2011 4:59:42 PM
Diamond_Jim$45.221/11/2011 5:00:06 PM
loan_doctor$25.001/11/2011 4:59:53 PM
orange-preeminant-bill$50.001/11/2011 5:00:10 PM
stock106$25.001/11/2011 5:00:04 PM
foxtrot12$50.001/11/2011 5:00:24 PM
CapitalismRocks$25.001/11/2011 5:00:27 PM
copper$44.801/11/2011 5:02:18 PM
shrewd-peace7$25.001/11/2011 5:02:27 PM
deal-secret-agent$25.001/11/2011 5:02:25 PM
Ducatiman1978$25.001/11/2011 5:02:50 PM
finance-mushroom$100.001/11/2011 5:02:54 PM
CA-Lender$25.001/11/2011 5:03:06 PM
164 Investments
 
Borrower Payment Dependent Notes Series 490297
This series of Notes was issued and sold upon the funding of the borrower loan #46851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-13-2011 
Term: 36 months Listing End date:  Jan-15-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $398.73
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1995 Debt/Income ratio: 18%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,326Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: principal-matrix0 Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off home improvement credit
Purpose of loan:
We moved into a house last year and it needed some work.? I used my Home Depot Credit Card because it was 0% interest for a year, that year is almost over.? I also have another credit card that we'll use the remaining?portion of the loan?(and savings) to pay down.

My financial situation:
I currently work full time in Agri-Business for a growing company in NW Iowa.? The recession has not effected farming and actually farmers are flush with cash, land prices have been rising, and they are looking for solid advice to maximize profits.? My background is in Operations (with the US Army and Cintas Corporation) and Continuous Process Improvement (at Siemens).? As a salaried employee with full benefits, I will be a key asset in the growth of this firm (we plan on hiring 15+ full-time employees within the next year and adding 2 facilities).? I have been promised a?$10,000 raise each year for the next 2 years because of my work experience and education.

I have never defaulted on a loan (even when unemployed).? My current income comes from my salary, a rental property, and teaching masters-level Operations Management for the University of Phoenix online.? I'll even pickup the occasional consulting gig.

My Midwest roots and my experiences as a 3rd generation Army Officer have taught me to always keep a promise; that's what I'll do with this loan.

Thanks!

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Krozy$50.001/13/2011 6:50:38 PM
balance-voyager$50.001/13/2011 6:50:55 PM
be_wise$25.001/13/2011 6:51:40 PM
patriot897$50.001/13/2011 6:52:06 PM
syounker$25.001/13/2011 6:52:12 PM
flexible-value$50.001/13/2011 6:54:37 PM
AmericanCredit$25.001/13/2011 6:55:01 PM
innocent-income4$25.001/13/2011 6:55:28 PM
Dreamconnection$50.001/13/2011 6:55:52 PM
radforj22$75.001/13/2011 6:55:55 PM
unforgettable-order9$50.001/13/2011 6:58:24 PM
Castellan$50.001/13/2011 6:58:31 PM
SFGuy$25.001/13/2011 6:59:20 PM
transparency-giant$50.001/13/2011 7:00:08 PM
langdonx$50.001/13/2011 7:01:29 PM
socal-lender$25.001/13/2011 6:53:58 PM
kenji4861$50.001/13/2011 6:54:23 PM
MarinLoans$25.001/13/2011 9:14:08 PM
BankingFamily$50.001/13/2011 6:54:57 PM
yukongin$25.001/13/2011 6:55:33 PM
meenan$100.001/13/2011 6:56:04 PM
Pickmar$25.001/13/2011 6:56:12 PM
rss197$25.001/13/2011 6:56:18 PM
robertmm25$50.001/13/2011 6:56:23 PM
Phantom99$100.001/13/2011 6:56:31 PM
Daneistes$50.001/13/2011 6:56:49 PM
casaram$25.001/13/2011 6:56:52 PM
thedoctor$50.001/13/2011 6:56:58 PM
kyomoon$50.001/13/2011 6:50:57 PM
meux99$25.001/13/2011 6:57:25 PM
bruin558$60.001/13/2011 6:57:29 PM
blot44$25.001/13/2011 6:51:19 PM
matalt5$50.001/13/2011 6:57:39 PM
FlexFunding$50.001/13/2011 6:51:49 PM
rosie777$30.001/13/2011 6:51:55 PM
mathprof$25.001/13/2011 6:52:08 PM
openness-viking$100.001/13/2011 6:58:45 PM
axl163$25.001/13/2011 6:59:25 PM
samo102us$25.001/14/2011 1:37:52 AM
swiftsoul$25.001/13/2011 6:54:32 PM
roman1998$50.001/13/2011 7:00:22 PM
AFairDeal$75.001/13/2011 6:55:40 PM
community-pipeline$25.001/13/2011 6:56:00 PM
JJ9876$50.001/13/2011 6:56:02 PM
webclimber$50.001/13/2011 6:56:21 PM
Eagles81$50.001/14/2011 3:24:18 AM
building_community$25.001/13/2011 6:56:40 PM
tech310$50.001/13/2011 6:57:16 PM
tekkie2412$50.001/13/2011 6:57:21 PM
orange-resolute-platinum$25.001/13/2011 6:57:31 PM
virtualbank$50.001/13/2011 6:57:42 PM
cognizant-rate732$25.001/13/2011 6:58:03 PM
HHP$25.001/13/2011 6:58:21 PM
orange-generous-ore$25.001/13/2011 6:58:38 PM
top-sensible-yield$25.001/13/2011 7:01:33 PM
Rob717171$50.001/13/2011 9:00:58 PM
dingus$25.001/13/2011 9:25:38 PM
passbook$25.001/14/2011 9:34:18 AM
lloyd_s$25.001/14/2011 1:39:16 AM
new0rleans$25.001/14/2011 3:05:29 AM
MiniBank998$25.001/14/2011 1:50:07 AM
fenpark15$50.001/14/2011 8:15:38 AM
Tsimmeej$25.001/14/2011 9:19:09 AM
buffalobills$25.001/14/2011 7:31:51 AM
Ripsaw4U$50.001/14/2011 12:04:57 PM
trustedfriend$50.001/14/2011 12:48:20 PM
nobuffett43$50.001/14/2011 12:48:26 PM
balance-force$25.001/14/2011 1:49:46 PM
productive-finance$25.001/14/2011 10:54:50 AM
chief_wo$25.001/14/2011 10:36:40 AM
pikopulling$25.001/14/2011 12:11:32 PM
snowman34$50.001/14/2011 11:29:13 AM
NYBIZ$25.001/14/2011 3:05:19 PM
officer8$25.001/14/2011 12:14:23 PM
PK_USMC$25.001/14/2011 12:48:16 PM
auction-rocket$25.001/14/2011 1:25:14 PM
stensonb$25.001/14/2011 12:48:14 PM
cardguy$50.001/14/2011 12:48:21 PM
Emgolda$25.001/14/2011 12:49:01 PM
soheagle$50.001/14/2011 2:18:54 PM
DeesBar$25.001/14/2011 3:20:19 PM
lending-bear$50.001/14/2011 3:27:53 PM
kulender$50.001/14/2011 3:59:33 PM
Jassi$25.001/14/2011 4:36:21 PM
Anny-Disco$25.001/14/2011 3:55:05 PM
Havana21$200.001/14/2011 3:58:59 PM
PittsburghCapital$25.001/14/2011 4:34:29 PM
CreditBuilder2$200.001/14/2011 4:29:09 PM
skillful-diversification2$25.001/14/2011 4:34:40 PM
mizount$25.001/14/2011 4:36:18 PM
nekbet$30.001/14/2011 4:42:16 PM
rdrloan$50.001/14/2011 4:45:51 PM
jonn834$25.001/14/2011 4:50:26 PM
Weaverville$25.001/14/2011 4:50:31 PM
Ven58$45.491/15/2011 1:27:18 AM
wilmajean$50.001/15/2011 1:42:25 AM
MissionMicroFinance$25.001/15/2011 2:30:13 AM
ttnk62918$25.001/14/2011 5:36:28 PM
aasx1108$25.001/15/2011 3:18:01 AM
wise-silver-wonder$25.001/15/2011 3:45:33 AM
Spiv_51$25.001/15/2011 4:01:31 AM
suges$25.001/14/2011 6:06:14 PM
Elbanko$34.371/15/2011 5:19:49 AM
Johnab$25.001/14/2011 8:27:01 PM
revenue-appraiser$25.001/15/2011 5:38:27 AM
agbullet55443$100.001/14/2011 9:07:42 PM
mapgirl$30.001/14/2011 9:47:47 PM
HomerdohNY$25.001/15/2011 7:02:40 AM
alpinaut$25.001/15/2011 1:06:15 AM
BiggestG$25.001/15/2011 1:09:55 AM
dharma1$25.001/15/2011 1:23:45 AM
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Rivervale_Westwood$25.001/15/2011 1:28:57 AM
iLoaner$25.001/15/2011 2:50:57 AM
jfd287$27.231/15/2011 1:33:50 AM
elbastador$50.001/15/2011 10:08:22 AM
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hayhelp$25.001/15/2011 10:50:51 AM
lion445$25.001/15/2011 4:50:27 AM
toocautious$100.001/15/2011 5:15:53 AM
gavinsp$25.001/15/2011 5:29:50 AM
dma1206$25.001/15/2011 6:59:00 AM
Sol_Invictus$25.001/15/2011 4:36:02 AM
AoP$50.001/15/2011 5:16:39 AM
beachbum22$25.001/15/2011 5:34:30 AM
cerebral-dollar773$150.001/15/2011 6:58:45 AM
dcap3$25.001/15/2011 7:09:36 AM
Loan2save$25.001/15/2011 8:50:49 AM
friendinmoney$25.001/15/2011 9:12:19 AM
awwaww$25.001/15/2011 10:11:52 AM
lender987654321$25.001/15/2011 10:11:50 AM
credit-investor5$25.001/15/2011 12:59:23 PM
louisprima$100.001/15/2011 1:01:30 PM
Washington_Loan$25.001/15/2011 1:02:13 PM
jthomps4$50.001/15/2011 1:22:10 PM
toronado$50.001/15/2011 3:41:23 PM
RedGranite$50.001/15/2011 4:31:27 PM
ZeoInvestments$25.001/15/2011 1:01:48 PM
gzeo$25.001/15/2011 1:01:31 PM
market-socrates4$30.571/15/2011 1:01:57 PM
Nicedad72$25.001/15/2011 1:31:50 PM
Druidsoft$25.001/15/2011 2:06:50 PM
rate-mogul$30.001/15/2011 2:20:51 PM
logical-reward8$25.001/15/2011 2:30:11 PM
fair-funds$50.001/15/2011 2:54:27 PM
worthy-truth$25.001/15/2011 2:32:54 PM
one-midas$50.001/15/2011 3:17:53 PM
GBLENDER$25.001/15/2011 4:09:34 PM
cash-prodigy1$25.971/15/2011 3:10:05 PM
benefit-position$25.001/15/2011 3:32:47 PM
xphile$25.001/13/2011 6:51:11 PM
life-is-great$50.001/13/2011 6:51:25 PM
Curly-Girly$25.001/13/2011 6:51:46 PM
interest-exec9$25.001/13/2011 6:52:09 PM
Marathoner$25.001/13/2011 6:54:21 PM
undaunted-kindness$100.001/13/2011 6:55:38 PM
responsibility-cherry6$50.001/13/2011 6:55:43 PM
degster$25.001/13/2011 6:55:49 PM
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CBO-Enterprise$100.001/13/2011 6:56:55 PM
Goodthing$100.001/13/2011 6:57:00 PM
NycDean$25.001/13/2011 6:57:28 PM
HunterSix$25.001/13/2011 6:57:35 PM
munnu$25.001/13/2011 6:57:45 PM
ham-mer$50.001/13/2011 6:58:06 PM
Zach842$25.001/13/2011 6:58:44 PM
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ogmanny$50.001/13/2011 6:59:39 PM
Jamesusc03$25.001/13/2011 7:00:51 PM
best-deal-banker$50.001/13/2011 6:50:45 PM
helpishere777$25.001/13/2011 6:51:06 PM
shamrocker$25.001/13/2011 6:52:15 PM
philantist$25.001/13/2011 8:09:24 PM
interest-fanatic3$50.001/13/2011 8:51:05 PM
winlender$25.001/13/2011 6:54:07 PM
eloquent-dime416$50.001/13/2011 6:54:30 PM
TSC$100.001/13/2011 6:54:54 PM
outtahoth2o$50.001/13/2011 6:55:46 PM
bowdish1$100.001/13/2011 6:55:51 PM
E_G$50.001/13/2011 6:56:13 PM
Centaur$50.001/13/2011 6:56:27 PM
goldfinger3$100.001/13/2011 6:56:35 PM
DukSerduk$25.001/13/2011 6:57:03 PM
minista$25.001/13/2011 6:57:11 PM
indomitable-coin$100.001/13/2011 6:51:52 PM
nv$25.001/13/2011 6:57:59 PM
LendGuy$50.001/13/2011 6:58:01 PM
organized-payment6$50.001/13/2011 6:52:14 PM
authoritative-truth$50.001/13/2011 6:58:26 PM
Taxman44$25.001/13/2011 6:58:33 PM
compoundinterest$50.001/13/2011 6:54:26 PM
bds9646$26.001/13/2011 6:54:39 PM
corndog4000$50.001/13/2011 6:54:44 PM
astute-investment5$25.001/13/2011 6:54:51 PM
Keebs$25.001/13/2011 7:00:24 PM
gauss02$50.001/13/2011 6:55:10 PM
inspired-investment8$100.001/13/2011 6:55:24 PM
justice-dna$25.881/14/2011 1:46:16 AM
AF-Chief$50.001/13/2011 6:55:36 PM
molam4u$50.001/13/2011 6:55:57 PM
greenback-guard$25.001/14/2011 2:02:51 AM
balanced-rupee$50.001/13/2011 6:56:07 PM
hawaiiangirl76$25.001/13/2011 6:56:44 PM
CPA-Banker$50.001/13/2011 7:08:10 PM
cebgop$25.001/13/2011 6:57:08 PM
JohnW12$50.001/13/2011 6:57:33 PM
paintedposies$50.001/13/2011 6:57:52 PM
red-unequivocal-finance$25.001/13/2011 6:57:56 PM
OTtherapy$25.001/14/2011 6:44:06 AM
HamletTower$25.001/13/2011 6:59:43 PM
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velocity-solo$60.001/13/2011 6:59:51 PM
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Goodlender42$25.001/13/2011 10:04:09 PM
investment-framework$35.001/14/2011 7:36:53 AM
kevin314$50.001/13/2011 10:50:25 PM
DanV$25.001/13/2011 8:15:38 PM
JGB$36.691/14/2011 1:37:55 AM
contract-festival7$26.411/14/2011 1:58:42 AM
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Westerly$50.001/14/2011 5:24:32 AM
Artist_Blue$25.001/14/2011 6:04:16 AM
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JKEnterprises$25.001/14/2011 9:35:59 AM
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GCCPartners$25.001/14/2011 12:49:13 PM
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CleeClee$100.001/14/2011 10:34:27 AM
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jdashv$50.001/14/2011 12:48:25 PM
encore06$25.001/14/2011 12:48:18 PM
hopeful-truth5$200.001/14/2011 2:02:44 PM
thefiringzod$25.001/14/2011 4:15:57 PM
BabyLender$25.001/14/2011 4:34:34 PM
ManyBlessings$50.001/14/2011 4:36:16 PM
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astute-benjamins$25.001/14/2011 4:47:47 PM
smallbizrule$25.001/14/2011 4:52:37 PM
bold-treasure-neutrino$50.001/14/2011 4:55:48 PM
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KarmaBum77$25.001/14/2011 4:05:37 PM
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BankofQ$25.001/14/2011 4:16:27 PM
cash-pie$50.001/14/2011 4:34:25 PM
steady-gain5$25.001/14/2011 4:34:51 PM
treasure-omatic2$25.001/14/2011 4:42:10 PM
6moonbeams$100.001/14/2011 4:54:01 PM
tntmojave$25.001/14/2011 4:50:48 PM
Snoopylover$25.001/15/2011 1:27:27 AM
mla$25.001/15/2011 1:33:55 AM
Chewbaca$25.001/14/2011 4:59:40 PM
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326 Investments
 
Borrower Payment Dependent Notes Series 490395
This series of Notes was issued and sold upon the funding of the borrower loan #46742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1993 Debt/Income ratio: 14%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 15Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 53 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,011Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: gunderstone Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First major home renovation
Purpose of loan: This loan will be used to perform one of the (planned) projects for renovations to our home. My wife and I bought?the house we could afford responsibly (seven years ago) and since then we have been blessed with four children, three boys and a girl. There is only one bathroom with a shower and tub (the one in the finished basement is a shower only) and there are just three bedrooms. We are planning to do other projects down the road (add a bedroom and a full bathroom, etc) but today we are planning to do all of the smaller things that need to be done to the house; replace the roof in the spring, change out the 1970 windows in the house for new, more weather efficient ones, and so forth.

My financial situation: I am a good candidate for this loan because I have been in the information technology field since 1996 (even though I just changed employers); I was with my last employer for almost nine years. I have top notch credit, I am using nearly none of my available bank card credit and I have more than twice my annual salary saved in my 401(k) and Roth IRA accounts (if I REALLY needed to pull them to pay back any part of this loan which I would not expect to need to do).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
radforj22$75.001/23/2011 2:02:45 PM
blot44$25.001/23/2011 2:03:09 PM
kenji4861$25.001/23/2011 2:04:40 PM
credit-investor5$50.001/23/2011 2:05:44 PM
Havana21$172.301/23/2011 2:05:58 PM
Goodthing$100.001/23/2011 2:09:03 PM
DukSerduk$25.001/23/2011 2:09:11 PM
kanakakm$50.001/23/2011 2:10:44 PM
mathprof$25.001/23/2011 2:05:30 PM
acropiloterau2002$25.001/23/2011 2:06:02 PM
TSC$100.001/23/2011 2:06:37 PM
meenan$100.001/23/2011 2:07:51 PM
honorable-yield$40.001/23/2011 2:08:04 PM
Phantom99$100.001/23/2011 2:08:19 PM
Daneistes$50.001/23/2011 2:08:45 PM
meux99$25.001/23/2011 2:09:18 PM
HunterSix$25.001/23/2011 2:09:28 PM
Castellan$50.001/23/2011 2:09:52 PM
ogmanny$50.001/23/2011 2:10:03 PM
forthright-dedication$25.001/23/2011 2:20:36 PM
RedGranite$50.001/23/2011 2:11:32 PM
lender987654321$25.001/23/2011 2:11:52 PM
CapStack$40.001/23/2011 2:12:00 PM
eyal0$50.001/23/2011 2:22:57 PM
ProfPC$25.001/23/2011 2:24:18 PM
velocity-solo$25.001/23/2011 2:02:47 PM
wise-deal-panda$50.001/23/2011 2:03:26 PM
reflective-rupee$25.771/23/2011 3:08:49 PM
fishtale$25.001/23/2011 2:03:57 PM
organized-payment6$25.001/23/2011 2:04:25 PM
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blissful-ore5$50.001/23/2011 2:04:54 PM
shamrocker$25.001/23/2011 2:05:36 PM
interest-exec9$25.001/23/2011 2:05:53 PM
AmericanCredit$25.001/23/2011 2:06:49 PM
bowdish1$100.001/23/2011 2:07:22 PM
webclimber$50.001/23/2011 2:07:56 PM
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jct_enterprises$25.001/23/2011 2:10:29 PM
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currency-persimmon$25.001/23/2011 2:11:25 PM
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16888$50.001/23/2011 8:12:33 PM
wjf60$50.001/24/2011 2:16:46 AM
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rakstar$50.001/24/2011 6:52:49 AM
awwaww$25.001/24/2011 9:36:13 AM
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grallu$50.001/24/2011 12:19:54 PM
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reflective-economy1$25.001/24/2011 10:19:47 AM
hopeful-truth5$100.001/24/2011 2:18:54 PM
skibum65$50.001/24/2011 4:22:13 PM
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swiftsoul$25.001/25/2011 6:39:29 PM
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Nordzee$50.001/25/2011 7:41:46 PM
red-unequivocal-finance$25.001/25/2011 6:30:44 PM
brightest-affluence-motivator$31.611/26/2011 4:21:19 AM
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_kyle$50.001/26/2011 2:46:41 PM
kulender$50.001/26/2011 4:00:52 PM
AWTT$50.001/26/2011 4:42:24 PM
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flwah$25.001/26/2011 4:50:28 PM
top-sensible-yield$25.001/26/2011 4:55:26 PM
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kevin314$50.001/26/2011 4:44:12 PM
paramjit$25.001/26/2011 5:06:28 PM
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jmainc$25.001/26/2011 4:48:29 PM
108lender$150.001/26/2011 4:50:36 PM
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LendGuy$50.001/26/2011 4:55:17 PM
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tomxnsn$25.001/26/2011 4:57:32 PM
ryreesado$25.001/26/2011 5:05:11 PM
Anny-Disco$25.001/26/2011 4:43:38 PM
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steely_dan34$25.001/26/2011 4:47:59 PM
paddatjie$50.001/26/2011 4:50:33 PM
Chuck9802$50.001/26/2011 4:52:08 PM
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atlaaron$25.001/26/2011 4:52:23 PM
winlender$25.001/26/2011 4:54:17 PM
undaunted-kindness$100.001/26/2011 4:55:08 PM
gauss02$50.001/26/2011 4:55:32 PM
peb44$25.001/26/2011 5:00:37 PM
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totoro$25.001/26/2011 5:59:13 PM
zeelender$25.001/26/2011 5:59:28 PM
mizount$25.001/26/2011 7:08:56 PM
heerzaquestion$25.001/26/2011 7:37:59 PM
FjLenders$25.001/26/2011 7:51:31 PM
ChicoBob$26.121/26/2011 7:51:38 PM
pbandjb$25.001/26/2011 8:11:30 PM
jonn834$25.001/26/2011 7:36:48 PM
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ArashMass$29.571/26/2011 7:50:13 PM
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reward-motion$40.411/26/2011 11:39:44 PM
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Aimvest$25.001/27/2011 3:00:15 AM
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diancecht$50.001/27/2011 3:42:39 AM
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ivadood$53.711/26/2011 8:39:21 PM
m000240$50.001/26/2011 11:04:54 PM
Putnum$25.001/27/2011 9:33:48 AM
Cheburashka$30.001/27/2011 2:52:31 AM
ZeoInvestments$25.001/27/2011 2:52:51 AM
buckeye9$50.001/27/2011 6:48:09 AM
Richmp412$25.001/27/2011 7:25:53 AM
Oak-Parker$25.001/27/2011 6:31:31 AM
SourDoughSteve$25.001/27/2011 9:34:53 AM
Veggie_Monkey$25.001/27/2011 10:33:29 AM
Trevor_C$25.001/27/2011 10:33:42 AM
green-glowing-gain$25.001/27/2011 9:33:18 AM
cash-merry-maker$25.001/27/2011 9:35:23 AM
reflective-rupee$475.771/27/2011 9:54:49 AM
tolerant-dinero2$25.001/27/2011 10:06:45 AM
jcn12321$25.001/27/2011 11:12:58 AM
indomitable-coin$100.001/23/2011 2:03:22 PM
flexible-value$100.001/23/2011 2:05:15 PM
inspired-investment8$100.001/23/2011 2:07:01 PM
AFairDeal$75.001/23/2011 2:07:15 PM
building_community$25.001/23/2011 2:08:33 PM
paintedposies$50.001/23/2011 2:09:34 PM
HHP$25.001/23/2011 2:09:50 PM
axl163$25.001/23/2011 2:09:57 PM
transparency-giant$50.001/23/2011 2:10:10 PM
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patriot897$50.001/23/2011 2:05:27 PM
Eagles81$50.001/23/2011 2:06:21 PM
lagnisiruk$25.001/23/2011 2:06:24 PM
astute-investment5$25.001/23/2011 2:06:29 PM
BankingFamily$50.001/23/2011 2:06:42 PM
yukongin$25.001/23/2011 2:07:09 PM
community-pipeline$25.001/23/2011 2:07:41 PM
goldfinger3$100.001/23/2011 2:08:27 PM
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Centaur$50.001/23/2011 2:11:10 PM
compoundinterest$50.001/23/2011 2:11:35 PM
TennSquire$25.001/23/2011 2:12:56 PM
worldly-kindness8$50.001/23/2011 2:22:33 PM
promiser200$25.001/23/2011 2:23:42 PM
life-is-great$50.001/23/2011 2:02:40 PM
balance-voyager$50.001/23/2011 2:02:52 PM
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ThomasC$50.001/23/2011 2:04:33 PM
Dreamconnection$50.001/23/2011 2:07:37 PM
casaram$25.001/23/2011 2:08:54 PM
cognizant-rate732$25.001/23/2011 2:09:41 PM
Mantis75$25.001/23/2011 2:10:47 PM
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larsowe$35.001/23/2011 2:10:55 PM
NDFIRTH$50.001/23/2011 2:11:01 PM
economy-orchid$30.001/23/2011 2:23:32 PM
gzeo$25.001/23/2011 2:24:21 PM
Duchdad$25.001/23/2011 8:16:41 PM
balance-force$26.001/23/2011 11:26:29 PM
Artist_Blue$25.001/24/2011 6:01:37 AM
paladin847$50.001/24/2011 6:11:28 AM
ingenious-order783$25.001/24/2011 7:19:46 AM
eighttone$25.001/23/2011 11:20:02 PM
trade-surge3$50.001/23/2011 8:32:07 PM
platinum-rapture6$50.001/24/2011 10:08:02 AM
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don8ter$25.001/24/2011 8:12:59 AM
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restless-balance9$50.001/24/2011 8:54:04 AM
trumpeter7$127.291/24/2011 9:01:07 AM
impartial-deal$25.001/24/2011 10:08:21 AM
a-responsible-return$31.261/24/2011 10:08:24 AM
Dollars4Rent$25.001/24/2011 10:42:22 AM
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bomdel$25.001/24/2011 10:08:27 AM
heavenly-interest9$50.001/24/2011 3:02:47 PM
CE88$100.001/24/2011 12:56:30 PM
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larrybird$250.001/25/2011 9:29:39 AM
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honorable-durability0$25.001/25/2011 9:44:00 AM
Marathoner$25.001/25/2011 1:40:35 PM
gWellington$49.281/25/2011 1:55:48 PM
top-visionary-truth$25.001/25/2011 11:08:24 AM
handy-durability095$25.001/25/2011 2:40:47 PM
virtualbank$50.001/25/2011 6:28:08 PM
JJ9876$50.001/25/2011 6:28:14 PM
BaxterEvil$25.001/25/2011 6:04:30 PM
tuco$50.001/25/2011 6:07:23 PM
innocent-income4$25.001/25/2011 6:28:05 PM
helpishere777$25.001/25/2011 6:22:23 PM
xphile$25.001/25/2011 6:26:32 PM
Zach842$25.001/25/2011 6:27:46 PM
rockytop$50.001/26/2011 5:55:55 AM
Sixmil$100.001/25/2011 6:44:27 PM
dharma1$25.001/26/2011 3:34:36 AM
soheagle$25.001/26/2011 3:38:26 AM
IL2R2010$25.001/26/2011 9:31:46 AM
RJN$25.001/26/2011 9:34:57 AM
subtle-revenue0$50.001/26/2011 3:23:11 AM
best-decisive-peace$25.001/26/2011 9:01:56 AM
6moonbeams$50.391/26/2011 2:00:34 PM
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Gorblum$25.001/26/2011 10:27:32 AM
arenangelchild$50.001/26/2011 4:03:18 PM
sb0453$25.001/26/2011 4:18:26 PM
roman1998$50.001/26/2011 4:00:29 PM
deal-frontier$50.001/26/2011 4:43:47 PM
principal-capo8$50.001/26/2011 4:43:55 PM
buckyhead2000$25.001/26/2011 4:47:15 PM
bold-treasure-neutrino$30.001/26/2011 4:47:47 PM
fireheart$50.001/26/2011 2:06:25 PM
outtahoth2o$50.001/26/2011 4:55:09 PM
diligent-kindness9$25.001/26/2011 5:01:45 PM
1fortheroad$25.001/26/2011 4:43:34 PM
mattpet$25.001/26/2011 4:44:02 PM
cjames84$25.001/26/2011 4:46:30 PM
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officer8$25.001/26/2011 4:40:09 PM
justice-dna$35.001/26/2011 5:01:04 PM
commerce-voyager$25.001/26/2011 5:01:16 PM
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rmachi$25.001/26/2011 4:47:43 PM
flypenguin$50.001/26/2011 4:49:37 PM
unclehank$50.001/26/2011 4:50:16 PM
dollars4debts$25.001/26/2011 4:50:51 PM
passbook$25.001/26/2011 4:51:19 PM
flopcat$50.001/26/2011 5:57:13 PM
mla$25.001/26/2011 5:58:52 PM
hawaiiangirl76$25.001/26/2011 4:55:27 PM
afotherg$28.881/26/2011 5:00:32 PM
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julijask$45.001/26/2011 6:33:31 PM
Hogan55$29.001/26/2011 7:50:03 PM
tolstoy00$25.001/26/2011 8:05:32 PM
coloradoloanman$25.001/26/2011 8:11:34 PM
CBO-Enterprise$50.001/26/2011 7:08:32 PM
orange-generous-ore$25.001/26/2011 7:02:26 PM
morpholog$50.001/26/2011 7:12:23 PM
Warwick$25.001/26/2011 7:50:08 PM
bajeezus$25.001/26/2011 8:17:10 PM
slartibardfast$25.001/26/2011 8:29:44 PM
Tahoeguy$38.521/26/2011 8:43:18 PM
Binan$25.001/26/2011 8:09:44 PM
discrete-asset$25.001/26/2011 8:59:02 PM
credit-coach118$25.001/26/2011 8:59:51 PM
mpactlender$25.001/26/2011 8:12:01 PM
pappiandel$25.001/27/2011 5:57:58 AM
red-trade-cologne$40.711/26/2011 9:16:40 PM
shadowflame_99$25.001/27/2011 3:00:27 AM
mindful-duty$25.001/27/2011 9:33:01 AM
point-xylophone$25.001/27/2011 9:33:50 AM
SunsetCoastCapital$25.001/27/2011 3:00:19 AM
market-jam$27.071/27/2011 3:23:31 AM
gentle-gold$25.001/27/2011 5:24:08 AM
chris-heretoinvest$25.001/27/2011 7:42:53 AM
seabass123$25.001/27/2011 7:57:49 AM
gain-butterfly$33.231/27/2011 9:33:14 AM
benefit-piano5$25.001/27/2011 11:13:00 AM
lamsabuy$11,500.001/27/2011 11:39:20 AM
302 Investments
 
Borrower Payment Dependent Notes Series 490529
This series of Notes was issued and sold upon the funding of the borrower loan #46815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $84.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1996 Debt/Income ratio: 11%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: glowing-fairness8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
COI Business Loan
The purpose of this loan is for Seed funding of my business. I have been styling and personal shopping for local high profile customers. Although I have been successful for the past 4 years, I need cash to invest further into the business for equipment and marketing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
amusement4$100.001/11/2011 7:01:30 PM
musegaze$100.001/11/2011 7:01:37 PM
handshake5$100.001/11/2011 7:01:41 PM
Investoman$50.001/11/2011 7:01:45 PM
wealth-pipeline$25.001/11/2011 6:55:37 PM
zipemdown$50.001/11/2011 7:07:32 PM
Aunca$50.001/11/2011 7:07:46 PM
VJ_Financial$100.001/11/2011 6:57:44 PM
Whipster$50.001/11/2011 7:00:02 PM
JJ9876$25.001/11/2011 7:06:43 PM
leverage-monger$25.001/11/2011 7:08:07 PM
wanna-help$50.001/11/2011 7:08:12 PM
honorable-yield$25.001/11/2011 7:07:25 PM
bid-czar8$50.001/11/2011 7:07:29 PM
EngineersAlliance$100.001/11/2011 7:08:15 PM
capital-halo1$500.001/11/2011 7:06:12 PM
inspire22$25.001/11/2011 7:06:55 PM
a_salt_miner$25.001/11/2011 6:55:12 PM
payment-gusto$25.001/11/2011 7:08:06 PM
the-auction-bear$25.001/11/2011 7:01:04 PM
transaction-circuit$100.001/11/2011 7:01:57 PM
simplelender80$100.001/11/2011 7:06:10 PM
EBITDA$25.001/11/2011 7:06:16 PM
genius520$100.001/11/2011 7:06:36 PM
ThatDanGuy$50.001/11/2011 7:06:40 PM
rss197$25.001/11/2011 7:07:17 PM
point-kitten6$50.001/11/2011 7:07:19 PM
Ocean713$50.001/11/2011 7:07:40 PM
28 Investments
 
Borrower Payment Dependent Notes Series 490655
This series of Notes was issued and sold upon the funding of the borrower loan #46748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $235.82
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1999 Debt/Income ratio: 33%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,817Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: banker9705 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 760-779 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
780-799 (Nov-2010)
800-819 (Apr-2010)
 
Principal balance: $6,205.57 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consilidation
Purpose of loan:
This loan will be used to? combine high interest credit cards to a fixed rate

My financial situation:
I am a good candidate for this loan because? i have never been late on any bills including my current? prosper payment.

Monthly net income: $ 4500.00

Monthly expenses: $
??Housing: $
??Insurance: $ 1079
??Car expenses: $?480
??Utilities: $ 350
??Phone, cable, internet: $ 110
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You own a house but show no house expense. What is the apprasial value of your home and the mortgage amount. Best of luck and thank you for your response. - falcone
A: The morgage is 1079 it is in wrong spot on listing. Insurance and taxes are escrowed in. Only insurance is 101 per month on automobiles. (Jan-27-2011)
Q: Hi, can you provide a little more detail on your loan request? Example: which cards are you paying off, what are the rates and balances and why a loan at 13%+ would benefit you in the long run? - IcedMochaFund
A: The loan is for a chase credit card. I've had it for four years and the interest rate has went from 7.99 to 15. I travel with my job and use it regular. When we pay the bill it goes toward low interest balance and the high interest keeps growing. We want to get the balance off the card so we can pay it in full every month with no interest. I can't use cash everywhere or I'd tear it up completely. We are thinking about just using a check card but they don't have high standard in fraud protection (Jan-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/25/2011 9:57:12 AM
american6$100.001/25/2011 9:59:50 AM
genius520$100.001/25/2011 10:00:08 AM
velocity-solo$50.001/25/2011 10:01:13 AM
nanda$100.001/25/2011 10:02:15 AM
simplelender80$100.001/25/2011 10:00:16 AM
marketplace-cello5$25.001/25/2011 10:01:37 AM
Pulchritudinous$25.001/25/2011 10:02:11 AM
SOP_Bank$25.001/25/2011 10:03:14 AM
reflective-rupee$500.771/25/2011 10:32:32 AM
investor_101$50.001/25/2011 1:42:27 PM
enthralling-deal180$100.001/25/2011 9:57:58 AM
radforj22$25.001/25/2011 9:59:01 AM
inspire22$50.001/25/2011 9:59:23 AM
wise-rupee-sanctuary$50.001/25/2011 9:59:38 AM
tech310$50.001/25/2011 10:02:31 AM
steiglends$250.001/25/2011 10:03:48 AM
balance-force$25.001/25/2011 4:56:28 PM
lasalle123$50.001/25/2011 2:40:19 PM
bowdish1$50.001/25/2011 6:42:29 PM
skuba$75.001/25/2011 6:42:26 PM
terrific-p2ploan$25.001/25/2011 7:10:02 PM
Johnab$25.001/25/2011 8:15:24 PM
worthy-bid8$50.001/25/2011 6:40:49 PM
subtle-revenue0$25.001/26/2011 3:27:28 AM
auction-seeker$25.001/25/2011 6:48:54 PM
syounker$25.001/26/2011 7:02:01 AM
oskizzle$25.001/26/2011 7:06:45 AM
KVEER$25.001/25/2011 7:38:49 PM
rate-rapture8$50.001/26/2011 9:32:30 AM
Slapshot$25.001/26/2011 2:04:23 AM
integrity-hawk$50.001/26/2011 10:12:31 AM
hidavehi$25.041/26/2011 4:05:10 AM
doopers$25.001/26/2011 5:51:11 AM
LittleMingo$25.001/26/2011 9:33:30 AM
efficient-treasure0$25.001/26/2011 6:17:02 AM
chameleon125$50.001/26/2011 6:43:18 AM
lendstats_com$50.001/26/2011 7:12:57 AM
proud-silver0$50.001/26/2011 8:35:46 AM
vigilance-searcher$25.001/26/2011 8:53:22 AM
doncm$50.001/26/2011 3:08:11 PM
CASSHMAN$100.001/26/2011 3:36:29 PM
dpjd$45.151/26/2011 4:18:22 PM
InspireLife$25.001/26/2011 12:17:32 PM
hidavehi$37.111/26/2011 4:46:21 PM
museic1$50.001/26/2011 4:06:01 PM
gilbrear$25.001/26/2011 5:15:48 PM
Occhy$50.001/26/2011 5:18:10 PM
ichibon$233.361/26/2011 7:45:15 PM
TigerForce$25.001/26/2011 7:30:08 PM
the-profit-oracle$25.001/26/2011 8:59:36 PM
Artist_Blue$25.001/27/2011 6:04:20 AM
dgagli1$41.971/27/2011 6:14:19 AM
runbix7$25.001/27/2011 1:51:57 AM
bill-expert$100.001/27/2011 9:26:25 AM
diligent-kindness9$25.001/27/2011 9:29:44 AM
Oak-Parker$25.001/27/2011 6:30:57 AM
JTHarris$25.001/27/2011 8:36:05 AM
EretzCapital$25.001/27/2011 8:47:26 AM
friendly-market5$27.881/27/2011 7:42:17 AM
golden-finance7$50.001/27/2011 9:55:10 AM
treasure-dreamer7$50.001/27/2011 9:08:02 AM
Leshan$150.001/27/2011 9:56:50 AM
quest194$32.001/27/2011 10:12:55 AM
enchanted-yield4$50.001/25/2011 9:59:28 AM
impressive-credit431$100.001/25/2011 9:59:34 AM
honorable-yield$25.001/25/2011 10:00:22 AM
C_Mark$100.001/25/2011 10:01:26 AM
credit-investor5$50.001/25/2011 10:01:34 AM
skiberdad$50.001/25/2011 10:01:59 AM
forthright-principal2$25.001/25/2011 10:03:11 AM
friendinmoney$25.001/25/2011 12:59:21 PM
organized-payment6$50.001/25/2011 9:59:31 AM
srilm$50.001/25/2011 1:44:58 PM
ursus$100.001/25/2011 10:00:41 AM
the-enterprising-leverage$25.001/25/2011 10:01:16 AM
ac787$25.001/25/2011 10:06:59 AM
hopeful-truth5$200.001/25/2011 12:19:48 PM
enthusiastic-balance5$100.001/25/2011 9:58:40 AM
rolandweary$25.001/25/2011 10:01:07 AM
Redmond$25.001/25/2011 10:01:44 AM
mtnbikemania$50.001/25/2011 10:01:52 AM
paladin847$50.001/25/2011 10:02:22 AM
sweety075$25.001/25/2011 4:25:26 PM
LeReve$100.001/25/2011 4:42:19 PM
Nicedad72$25.001/25/2011 5:17:08 PM
corporatejim$30.961/25/2011 5:55:19 PM
worldly-community3$50.001/25/2011 6:39:56 PM
marwadi-62$300.001/25/2011 9:03:01 PM
blue-useful-auction$25.001/26/2011 8:58:25 AM
Photoman42$25.001/25/2011 9:36:30 PM
EarlyRiser$250.001/26/2011 5:19:20 AM
mpatrick$25.001/26/2011 10:49:36 AM
harty$50.001/26/2011 10:12:13 AM
wise-intelligent-duty$25.001/26/2011 10:23:00 AM
thankful-nickel2$25.001/26/2011 1:51:24 PM
kmr2$100.001/26/2011 4:06:09 PM
GeorgiaGator$25.001/26/2011 5:01:25 PM
thrifty-funds1$25.001/26/2011 5:05:05 PM
ujiba$46.471/26/2011 4:50:43 PM
Green-Baron$25.001/26/2011 7:13:58 PM
heerzaquestion$25.001/26/2011 7:32:40 PM
DSFinancial$50.001/26/2011 9:48:05 PM
helpless23$50.001/26/2011 9:55:03 PM
myworld701$25.001/26/2011 8:04:52 PM
Cherrypicker$50.001/26/2011 11:06:33 PM
mammalian4$25.001/26/2011 11:47:51 PM
bonanza1973$25.001/26/2011 9:01:53 PM
grnii78$75.001/27/2011 6:06:57 AM
goodhearted-basis4$25.001/26/2011 9:17:13 PM
Sturgee$25.001/27/2011 7:41:49 AM
orange-statuesque-dime$50.001/27/2011 9:04:40 AM
onlyastepaway$25.001/27/2011 1:44:04 AM
asset-snowdome$41.001/27/2011 6:08:16 AM
wwwUniversal$25.001/27/2011 3:19:49 AM
RiskAdverse$25.001/27/2011 7:27:24 AM
stolan$50.001/27/2011 5:49:01 AM
cwegert$43.951/27/2011 8:31:35 AM
bonus-quark4$25.001/27/2011 6:43:11 AM
grf1945$25.001/27/2011 9:15:33 AM
penny-cougar$194.341/27/2011 10:19:35 AM
wealth-comet694$25.001/27/2011 10:00:25 AM
exuberant-dime$50.001/27/2011 9:33:33 AM
gold-sushi$25.001/27/2011 9:34:28 AM
one-midas$25.001/27/2011 10:19:32 AM
125 Investments
 
Borrower Payment Dependent Notes Series 490687
This series of Notes was issued and sold upon the funding of the borrower loan #46824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-15-2011 
Term: 36 months Listing End date:  Jan-16-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $160.28
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1984 Debt/Income ratio: 11%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,698Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: vigilance-platoon5 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
whan to put wife though school
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello what type of education will your wife be pursuing thank you - openness-viking
A: She will attend driving school to get c.d.l. license.Our plans are to run a team. (Jan-16-2011)
Q: What kind of schooling and what are your expenses per month? - kindness-tonic
A: Truck Driving school.Takes 5 weeks at 5,000.00 to get C.D.L. license have a company that will hire us to run team.I have been a driver for 36 yrs. (Jan-16-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
donenzo$25.001/15/2011 7:44:04 PM
organized-payment6$50.001/15/2011 7:46:46 PM
ray1051$50.001/15/2011 7:46:56 PM
bowdish1$50.001/15/2011 7:48:09 PM
downtownfarm$25.001/15/2011 7:50:11 PM
market-assembler$50.001/15/2011 7:51:53 PM
golden-wealth2$50.001/15/2011 7:52:42 PM
benefit-squirrel$30.001/15/2011 7:53:34 PM
compassion-bauble4$25.001/16/2011 3:39:18 AM
heerzaquestion$25.001/16/2011 7:19:58 AM
OnePoorDude$50.001/15/2011 7:44:45 PM
eloquent-dime416$50.001/16/2011 9:30:45 AM
roman1998$50.001/15/2011 7:46:50 PM
velocity-solo$60.001/15/2011 7:46:55 PM
ericgassercom$50.001/15/2011 7:47:11 PM
goodhearted-basis4$25.001/15/2011 7:47:45 PM
munnu$25.001/15/2011 7:48:54 PM
objective-investor$150.001/15/2011 7:50:18 PM
rdav$25.001/15/2011 7:50:47 PM
bestbuy$25.001/15/2011 7:50:50 PM
genius520$100.001/15/2011 7:48:12 PM
honorable-yield$25.001/15/2011 7:48:21 PM
lagnisiruk$25.001/15/2011 7:51:09 PM
impeccable-transparency$50.001/15/2011 7:48:24 PM
first-upright-payout$25.001/15/2011 7:48:29 PM
heavenly-repayment4$25.001/15/2011 7:52:27 PM
mizon291$50.001/15/2011 7:52:45 PM
availableloan$25.001/15/2011 7:52:48 PM
museic1$50.001/15/2011 7:49:53 PM
rolandweary$25.001/15/2011 7:49:58 PM
ijspence$25.001/15/2011 7:50:30 PM
DasMula$86.571/15/2011 8:21:28 PM
Goodlender42$25.001/15/2011 7:50:42 PM
usd1027$25.001/15/2011 8:25:57 PM
GElender$50.001/15/2011 7:51:55 PM
wealth-competitor$25.001/16/2011 10:41:05 AM
best-finance-economist$25.001/16/2011 10:45:04 AM
investment-star$50.001/15/2011 7:52:40 PM
C_Mark$100.001/15/2011 7:52:52 PM
rebeldog67$49.501/16/2011 11:48:37 AM
ProjectVenture$50.001/15/2011 8:39:21 PM
ikozelsky$50.001/15/2011 9:17:43 PM
mistertao$25.001/15/2011 9:46:49 PM
buffalobills$25.001/16/2011 7:38:23 AM
the-kindness-honker$25.001/15/2011 11:52:07 PM
travels536$25.001/16/2011 8:25:44 AM
elvisloans$25.001/16/2011 8:50:04 AM
sandeepPR$25.001/16/2011 9:17:18 AM
Johnab$25.001/16/2011 6:19:27 AM
japerk$25.001/16/2011 3:17:23 PM
openness-viking$100.001/16/2011 5:02:28 PM
dreammachine$50.001/16/2011 8:14:22 AM
wwwUniversal$25.001/16/2011 8:36:55 AM
Moneypenny6$25.001/16/2011 9:08:23 AM
1SteelerFan$30.001/16/2011 12:19:26 PM
proud-silver0$50.001/16/2011 10:13:04 AM
powerful-finance7$25.001/16/2011 2:54:31 PM
Oak-Parker$25.531/16/2011 3:00:00 PM
terrific-p2ploan$25.001/16/2011 12:15:35 PM
TelegramSam$25.001/16/2011 2:32:16 PM
peace-missile$25.001/16/2011 3:16:13 PM
tech310$50.001/16/2011 5:10:55 PM
selector568$500.001/15/2011 7:45:29 PM
american6$100.001/15/2011 7:48:36 PM
be_wise$25.001/15/2011 7:49:52 PM
Ripsaw4U$42.881/15/2011 7:51:34 PM
shellstar$25.001/15/2011 9:59:39 PM
best-vivacious-funds$25.001/16/2011 4:49:43 AM
vine99$90.001/15/2011 7:44:57 PM
enthralling-deal180$50.001/15/2011 7:45:18 PM
tolerant-dinero2$25.001/15/2011 7:45:51 PM
the_prince$30.001/16/2011 8:27:58 AM
a-balance-surgeon$50.001/16/2011 8:35:59 AM
TSC$100.001/15/2011 7:46:44 PM
top-note-jamboree$50.001/15/2011 7:46:52 PM
skuba$75.001/15/2011 7:48:04 PM
power-trophy7$25.001/15/2011 7:48:18 PM
gold-commander0$50.001/15/2011 7:46:14 PM
the-auction-bear$25.001/15/2011 7:47:26 PM
the-enterprising-leverage$25.001/15/2011 7:50:55 PM
simplelender80$100.001/15/2011 7:48:15 PM
ursus$100.001/15/2011 7:48:23 PM
worthy-bid8$50.001/15/2011 7:48:28 PM
radforj22$25.001/15/2011 7:48:31 PM
worldly-community3$50.001/15/2011 7:52:21 PM
wise-deal-panda$50.001/15/2011 7:53:30 PM
fiddlerzvi$50.001/15/2011 7:50:27 PM
Streetfighter$50.001/15/2011 7:50:45 PM
five-star-justice$36.001/15/2011 7:52:53 PM
flexible-value$100.001/15/2011 7:53:18 PM
Eastern$34.841/16/2011 1:13:51 PM
Chewbaca$25.001/16/2011 7:31:27 AM
plentiful-reward$50.001/15/2011 9:54:25 PM
icon7$25.001/16/2011 7:55:00 AM
highyield$45.071/15/2011 11:26:51 PM
vutah$50.001/16/2011 2:32:00 PM
best-generosity-financier$25.001/16/2011 9:11:55 AM
larsowe$50.001/16/2011 3:12:14 PM
mort317$40.141/16/2011 8:05:44 AM
gpuck$25.001/16/2011 8:26:21 AM
Ray3486$25.001/16/2011 11:30:31 AM
truth-trapper$25.001/16/2011 4:09:20 PM
orbital-gain$50.001/16/2011 1:03:15 PM
jigsaw$100.001/16/2011 4:48:33 PM
felicity-loyalist0$25.001/16/2011 3:42:47 PM
105 Investments
 
Borrower Payment Dependent Notes Series 490699
This series of Notes was issued and sold upon the funding of the borrower loan #46818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $98.15
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1974 Debt/Income ratio: 14%
Credit score: 800-819 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,477Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: basis-sycamore Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
Purpose of loan:
This loan will be used to?
Cover wedding expenses for my wedding this summer. There are several down payments needed at the moment, and this is a bridge loan for a few months. I have a small loan of totaling $100 a month and it will expire in February. Payments for this loan will take its place.
My financial situation: Good and should improve with reduced living expenses with two people paying the bills.
I am a good candidate for this loan because? I'm always on time, if not slightly ahead of schedule.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
one-midas$50.001/21/2011 10:48:59 AM
JedClampett$75.001/21/2011 11:46:19 AM
Dan4703$25.001/21/2011 2:16:12 PM
misit$25.001/21/2011 4:55:48 PM
surfsider123$25.001/21/2011 1:49:38 PM
felicity-loyalist0$60.001/21/2011 2:53:56 PM
freetolive$25.001/21/2011 6:36:30 PM
Oak-Parker$25.001/21/2011 4:45:25 PM
MacAtk$100.001/21/2011 6:55:55 PM
preciouschild$55.001/22/2011 6:37:18 AM
Zipperdu$50.001/21/2011 5:54:10 PM
hopeful-truth5$100.001/21/2011 7:39:44 PM
cwegert$25.001/22/2011 8:10:44 AM
friendinmoney$25.001/22/2011 8:46:21 AM
caddy5662$50.001/22/2011 10:20:12 AM
Chewbaca$25.001/22/2011 11:59:28 AM
lostperception$25.001/22/2011 12:44:03 PM
vutah$25.001/22/2011 2:33:36 PM
felicity-loyalist0$25.001/22/2011 12:21:05 PM
listenfirst$100.001/23/2011 7:48:33 AM
calimanusa$25.001/22/2011 11:25:51 PM
djalan$79.871/22/2011 4:23:27 PM
goldsun$25.001/22/2011 9:27:46 PM
first-serene-credit$25.001/23/2011 7:32:10 AM
ritzman52$25.001/23/2011 9:41:42 AM
MisterEd$50.001/23/2011 11:35:17 AM
japerk$25.001/23/2011 1:25:09 PM
lucabratsie$50.001/23/2011 4:34:05 PM
Edgewood$50.001/24/2011 5:42:00 AM
balance-force$40.001/23/2011 11:34:08 PM
WarmWeather$25.001/23/2011 4:53:43 PM
Anacomical$25.001/24/2011 9:12:55 AM
blujfan9293$100.001/24/2011 5:21:10 AM
ITFDEE$25.001/24/2011 10:25:53 AM
coolcoast$30.001/24/2011 8:03:48 AM
moneyplayer$25.001/24/2011 10:11:47 AM
Geologist-67$25.001/24/2011 10:17:11 AM
gallant-economy9$199.221/24/2011 12:50:56 PM
num1irish$100.001/24/2011 12:30:23 PM
TigerForce$27.001/21/2011 4:11:16 PM
onaquest66$50.001/21/2011 7:29:19 PM
restless-balance9$50.001/21/2011 5:58:31 PM
openness-viking$100.001/21/2011 6:47:05 PM
j352000$25.001/22/2011 8:11:27 AM
debugger$26.611/22/2011 7:53:03 AM
kc_dude$25.001/22/2011 2:17:21 PM
AsianDragon$50.001/22/2011 3:30:40 PM
a_salt_miner$25.001/22/2011 6:02:20 PM
community-gyration7$50.001/22/2011 2:05:47 PM
ResQDoc$25.001/23/2011 1:06:04 AM
KSPHoldings$25.001/23/2011 10:15:10 AM
loan-kingdom162$75.001/23/2011 10:27:29 AM
leverage-gravitas$25.001/23/2011 11:24:32 AM
pay_day$50.001/22/2011 7:37:53 PM
tibia$30.001/22/2011 9:08:43 PM
JM-Sarawak$100.001/23/2011 6:24:24 AM
otalon$31.641/24/2011 8:30:09 AM
indomitable-coin$100.001/23/2011 7:30:01 PM
CFOGO$25.001/24/2011 7:27:12 AM
fenpark15$26.691/24/2011 9:45:06 AM
revenue-appraiser$25.001/24/2011 8:05:18 AM
LittleRhody07$25.001/24/2011 6:51:21 AM
chopper94$25.001/24/2011 9:16:46 AM
outofoffice$75.001/24/2011 7:20:14 AM
adventurous-cash$25.001/24/2011 7:51:02 AM
Earn_money$30.001/24/2011 7:53:42 AM
unbelievable-exchange$25.001/24/2011 10:59:08 AM
HOPPS$25.001/24/2011 12:12:09 PM
best-income-fertilizer$100.001/24/2011 12:19:57 PM
dsv$38.971/24/2011 12:31:03 PM
70 Investments
 
Borrower Payment Dependent Notes Series 490779
This series of Notes was issued and sold upon the funding of the borrower loan #46833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $326.95
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1995 Debt/Income ratio: 28%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:27y 0m
Amount delinquent: $0 Total credit lines: 41 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,839Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: durability-mandolin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? Consolidate high interest credit card debt.

My financial situation:
I am a good candidate for this loan because? I have a very good income, I have been on my job for over 27 years, and don't have too much debt.

Monthly net income: $ 5200

Monthly expenses: $ 3495.00
??Housing: $ 500.00
??Insurance: $ 110.00?
??Car expenses: $ 220.00?
??Utilities: $ 115.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 450.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 750.00
??Other expenses: $ 1050.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
objective-investor$150.001/17/2011 10:35:28 AM
worthy-bid8$50.001/17/2011 10:36:19 AM
C_Mark$50.001/17/2011 10:36:33 AM
powerful-finance7$25.001/17/2011 10:37:26 AM
museic1$50.001/17/2011 10:39:44 AM
simplelender80$100.001/17/2011 10:40:39 AM
ijspence$25.001/17/2011 10:42:17 AM
bestbuy$25.001/17/2011 10:42:28 AM
benefit-squirrel$30.001/17/2011 10:43:19 AM
peace-missile$25.001/17/2011 10:44:07 AM
papaloha$25.001/17/2011 10:44:24 AM
gold-blanket0$25.001/17/2011 10:45:28 AM
nickel-position$25.001/17/2011 1:07:06 PM
SOP_Bank$25.001/17/2011 10:36:10 AM
american6$50.001/17/2011 10:36:25 AM
inspire22$50.001/17/2011 10:36:45 AM
Cherrypicker$50.001/17/2011 2:54:06 PM
vutah$25.001/17/2011 3:43:57 PM
honorable-yield$25.001/17/2011 10:40:43 AM
be_wise$25.001/17/2011 10:41:48 AM
velocity-solo$50.001/17/2011 10:41:57 AM
enthralling-deal180$50.001/17/2011 10:36:47 AM
commerce-yeller$25.001/17/2011 10:37:37 AM
reflective-rupee$25.771/17/2011 10:44:17 AM
credit-investor5$50.001/17/2011 10:44:36 AM
DasMula$25.001/17/2011 10:49:18 AM
JustMee$25.001/17/2011 10:58:27 AM
handshake5$100.001/17/2011 10:40:21 AM
ursus$100.001/17/2011 10:40:46 AM
impeccable-transparency$50.001/17/2011 10:40:48 AM
lagnisiruk$25.001/17/2011 10:42:37 AM
market-assembler$50.001/17/2011 10:42:44 AM
investment-star$50.001/17/2011 10:42:57 AM
flexible-value$100.001/17/2011 10:43:14 AM
impressive-credit431$100.001/17/2011 10:43:20 AM
impartial-deal$25.001/17/2011 9:13:03 PM
nilonc1$50.001/17/2011 10:53:21 AM
redx$25.001/18/2011 12:09:31 AM
one-midas$50.001/17/2011 12:15:47 PM
bigphish$25.001/17/2011 5:29:30 PM
Mav26$45.511/17/2011 1:56:24 PM
Occhy$50.001/17/2011 3:12:59 PM
bhaus5$25.001/17/2011 4:40:36 PM
Scotcha$50.001/17/2011 5:58:38 PM
terrific-p2ploan$25.001/17/2011 7:35:45 PM
falcone$25.001/17/2011 9:40:10 PM
gdfp158$25.001/18/2011 10:49:17 AM
slwholesales$41.271/18/2011 9:22:40 AM
skorpious$25.001/18/2011 6:20:45 AM
spiff666$25.001/18/2011 6:59:50 AM
gracej$25.001/18/2011 3:42:34 PM
note-sensation$50.001/18/2011 9:21:48 AM
principal-bull$25.001/18/2011 6:34:13 PM
rakstar$25.001/19/2011 12:56:07 AM
starry2001$25.001/18/2011 5:05:10 PM
LenderByDay$25.001/19/2011 5:29:22 AM
silver-dogwood4$25.001/19/2011 6:56:49 AM
economy-beast$34.111/19/2011 7:28:47 AM
pr0sp3r1ty$25.001/18/2011 7:44:22 PM
reflective-economy1$50.001/19/2011 10:09:08 AM
the-profit-oracle$25.001/19/2011 1:40:13 AM
alpinaut$25.001/19/2011 5:54:33 AM
power-rotation7$25.001/19/2011 6:20:44 AM
fund-fox4$50.001/18/2011 8:06:39 PM
Ambassador$50.001/18/2011 8:43:48 PM
rovo$25.001/18/2011 10:09:32 PM
shrewd-income$25.001/18/2011 11:29:40 PM
superchicken$25.001/19/2011 11:10:19 AM
enriched-note6$25.001/19/2011 9:45:33 AM
bazaar-festivity$100.001/19/2011 12:40:10 PM
mammalian4$25.001/19/2011 12:40:18 PM
mrack$25.001/19/2011 1:50:27 PM
indomitable-coin$25.001/19/2011 10:17:41 AM
DavronFunding$65.631/19/2011 3:14:26 PM
enthusiastic-ore5$50.001/19/2011 3:42:38 PM
The-CAPS-fan$35.001/19/2011 7:31:59 AM
enchanted-note$50.001/19/2011 10:50:16 AM
machkimaspesi$25.001/19/2011 8:20:46 AM
grove611$50.001/19/2011 9:37:59 AM
aimm$25.001/19/2011 9:38:56 AM
first-restless-payout$50.001/19/2011 12:09:23 PM
soheagle$25.001/19/2011 9:54:07 AM
wonderful-revenue0$25.001/19/2011 2:39:43 PM
wwwUniversal$25.001/19/2011 3:44:04 PM
red-unequivocal-finance$25.001/19/2011 12:39:09 PM
dsgfl1$100.001/19/2011 2:05:59 PM
StWaldo$25.001/19/2011 3:29:18 PM
jazzlender$25.001/19/2011 5:37:52 PM
SLJ3$25.001/19/2011 4:53:36 PM
fortytwo$50.001/19/2011 5:25:52 PM
money-bauble$100.001/19/2011 5:39:53 PM
greekgst99$25.001/19/2011 5:54:42 PM
all_of_that_one$30.001/19/2011 6:58:01 PM
dirkgently$25.001/19/2011 8:18:22 PM
secureincome$1,500.001/19/2011 9:41:39 PM
gilbrear$25.001/19/2011 6:31:24 PM
grabtakeout$25.001/19/2011 7:24:01 PM
social-workhorse$25.001/19/2011 9:06:37 PM
the-enterprising-leverage$25.001/17/2011 10:35:34 AM
bowdish1$50.001/17/2011 10:40:28 AM
fiddlerzvi$50.001/17/2011 10:42:13 AM
Streetfighter$50.001/17/2011 10:42:23 AM
ray1051$25.001/17/2011 10:42:59 AM
wise-deal-panda$50.001/17/2011 10:43:16 AM
divedude$25.001/17/2011 10:45:01 AM
JohnWS$100.001/17/2011 11:40:04 AM
Msbutterfly$50.001/17/2011 12:24:29 PM
tech310$50.001/17/2011 10:37:20 AM
debtcollector$50.001/17/2011 10:39:18 AM
a-responsible-return$25.001/17/2011 10:40:11 AM
skuba$75.001/17/2011 10:40:25 AM
genius520$100.001/17/2011 10:40:36 AM
power-trophy7$25.001/17/2011 10:40:41 AM
rolandweary$25.001/17/2011 10:41:54 AM
LoisLoan$50.001/17/2011 5:26:14 PM
worldly-community3$50.001/17/2011 10:42:52 AM
selector568$300.001/17/2011 10:36:16 AM
TelegramSam$25.001/17/2011 10:44:00 AM
radforj22$25.001/17/2011 10:39:41 AM
gold-commander0$50.001/17/2011 10:39:53 AM
organized-payment6$50.001/17/2011 10:40:12 AM
Astyanax$65.001/17/2011 12:14:39 PM
hopeful-truth5$100.001/17/2011 12:16:28 PM
Goodlender42$25.001/17/2011 10:42:19 AM
rdav$25.001/17/2011 10:42:26 AM
heavenly-repayment4$25.001/17/2011 10:42:54 AM
auctionator1$50.001/17/2011 12:59:37 PM
coin-investor$25.001/17/2011 7:34:18 PM
kmr2$100.001/17/2011 10:44:16 AM
ca_rabbit$25.001/17/2011 11:12:37 AM
mraleig$150.001/17/2011 11:29:31 AM
auction-seeker$25.001/17/2011 3:21:10 PM
killdare$25.001/18/2011 6:40:39 AM
Leshan$25.001/17/2011 4:47:00 PM
vb3jmg$25.001/17/2011 12:44:45 PM
sincerlyyours$200.001/17/2011 1:11:35 PM
Nicedad72$25.001/17/2011 6:46:40 PM
SolarMoonshine$25.001/17/2011 1:58:21 PM
credit-serenity8$25.001/18/2011 9:35:14 AM
loss-of-control$50.001/17/2011 3:18:45 PM
Artist_Blue$25.001/18/2011 6:14:50 AM
rss197$25.001/18/2011 7:25:09 AM
Speculator$50.001/18/2011 8:54:41 AM
impartial-deal$25.001/17/2011 9:09:37 PM
Wart126$25.001/18/2011 3:15:00 PM
Chewbaca$25.001/18/2011 3:57:59 PM
llequire1$50.001/18/2011 7:55:35 AM
Gamblor$100.001/18/2011 8:43:09 AM
wise-rupee-sanctuary$50.001/18/2011 9:35:39 AM
blue-useful-auction$25.001/18/2011 10:22:30 AM
ethicalhumanist$50.001/18/2011 11:12:36 AM
note-virtuoso8$50.001/18/2011 1:25:45 PM
velocity-onator$25.001/18/2011 2:54:50 PM
first-upright-payout$25.001/18/2011 3:28:35 PM
durable-investment8$25.001/18/2011 3:30:10 PM
nelie150$25.841/18/2011 6:09:40 PM
investment-seeker7$27.001/18/2011 10:58:26 AM
kind-bid-genome$25.001/18/2011 9:08:09 PM
velocity-warrior$50.001/19/2011 1:00:10 AM
engaging-worth$25.001/18/2011 5:49:26 PM
Fiimg$50.001/18/2011 8:54:05 PM
Carpetkid$25.001/18/2011 5:19:58 PM
adir1$25.001/18/2011 6:05:34 PM
Florida67$50.001/19/2011 4:39:11 AM
platinum-rapture6$50.001/18/2011 7:29:24 PM
friendinmoney$27.431/19/2011 8:03:47 AM
Zipline$25.001/19/2011 10:50:47 AM
sjlender$50.001/19/2011 11:09:52 AM
Katburg$50.001/19/2011 11:10:10 AM
giannyny$25.001/19/2011 12:56:07 PM
GElender$50.001/19/2011 1:41:04 AM
revenue-candy$25.001/19/2011 1:46:32 PM
toomanyfishtanks$25.001/19/2011 1:55:00 PM
revenue-appraiser$25.001/19/2011 2:21:12 PM
kendigme$25.951/19/2011 2:31:47 AM
reflective-rupee$75.771/19/2011 2:48:25 PM
JustOneVoice$25.001/19/2011 7:35:30 AM
cloud8$60.001/19/2011 7:50:21 AM
bullwink27$25.001/19/2011 11:36:57 AM
fair_rates$25.001/19/2011 11:40:22 AM
visionary-currency$50.001/19/2011 1:23:57 PM
transformer855$100.001/19/2011 2:29:36 PM
LendingSingularity$50.001/19/2011 3:00:49 PM
AK49-JW$25.001/19/2011 3:43:45 PM
life-is-great$25.001/19/2011 4:06:34 PM
top-radiant-funds$50.001/19/2011 10:19:16 AM
F16Pilot$25.001/19/2011 1:38:45 PM
econgineer$29.331/19/2011 3:03:51 PM
rate-mogul$50.001/19/2011 5:39:18 PM
tinoepang$50.001/19/2011 9:20:14 PM
bold-treasure-neutrino$40.001/19/2011 5:23:58 PM
wampum-chorus3$59.691/19/2011 5:28:35 PM
yogi1975$25.001/19/2011 5:50:59 PM
193 Investments
 
Borrower Payment Dependent Notes Series 491039
This series of Notes was issued and sold upon the funding of the borrower loan #46751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-17-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $766.79
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2005 Debt/Income ratio: 6%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 5 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,074Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: gallant-economy9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Borrowing for liquidity -- no risk
Purpose of loan:
This loan will be used to?

I have stellar credit and a large investment portfolio.? This loan is for short/medium-term liquidity -- absolutely no risk of default.

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
balance-voyager$50.001/17/2011 7:19:11 PM
TSC$100.001/17/2011 7:20:47 PM
Dreamconnection$50.001/17/2011 7:21:13 PM
rss197$25.001/17/2011 7:21:23 PM
building_community$25.001/17/2011 7:21:45 PM
CBO-Enterprise$100.001/17/2011 7:21:53 PM
minista$25.001/17/2011 7:22:08 PM
JohnW12$50.001/17/2011 7:22:15 PM
unforgettable-order9$50.001/17/2011 7:22:28 PM
principal-capo8$50.001/17/2011 7:25:00 PM
Mantis75$25.001/17/2011 7:25:08 PM
credit-investor5$50.001/17/2011 7:25:13 PM
larsowe$35.001/17/2011 7:25:38 PM
bambampk$110.001/17/2011 8:04:10 PM
NDFIRTH$50.001/18/2011 8:47:50 AM
thedoctor$50.001/17/2011 7:19:25 PM
flexible-value$50.001/17/2011 7:19:32 PM
selector568$200.001/17/2011 7:20:18 PM
mathprof$25.001/17/2011 7:20:33 PM
kenji4861$50.001/17/2011 7:20:38 PM
BankingFamily$50.001/17/2011 7:20:50 PM
inspired-investment8$100.001/17/2011 7:21:04 PM
bowdish1$100.001/17/2011 7:21:13 PM
JJ9876$50.001/17/2011 7:21:17 PM
robertmm25$50.001/17/2011 7:21:26 PM
nimble-money0$50.001/17/2011 7:21:34 PM
Daneistes$50.001/17/2011 7:21:47 PM
tekkie2412$50.001/17/2011 7:22:12 PM
HunterSix$25.001/17/2011 7:22:17 PM
transparency-giant$50.001/17/2011 7:22:48 PM
kanakakm$50.001/17/2011 7:23:03 PM
acropiloterau2002$25.001/17/2011 7:19:38 PM
organized-payment6$50.001/17/2011 7:20:34 PM
credit-guard5$25.001/17/2011 8:04:51 PM
compoundinterest$50.001/17/2011 7:20:40 PM
goldfinger3$100.001/17/2011 7:21:41 PM
casaram$25.001/17/2011 7:21:50 PM
paintedposies$50.001/17/2011 7:22:21 PM
Castellan$50.001/17/2011 7:22:34 PM
Zach842$25.001/17/2011 7:22:37 PM
Goodlender42$25.001/17/2011 7:22:50 PM
C_Mark$100.001/17/2011 7:22:54 PM
CapStack$50.001/17/2011 7:23:10 PM
Artist_Blue$25.001/18/2011 6:15:17 AM
indomitable-coin$250.001/18/2011 1:29:06 PM
tomdooley12520$26.861/18/2011 9:54:35 AM
life-is-great$50.001/18/2011 10:57:11 AM
misit$25.001/18/2011 11:06:50 AM
majestic-dedication$50.001/18/2011 6:34:15 PM
Xsi2k$25.001/18/2011 3:14:09 PM
lloyd_s$25.001/19/2011 1:23:18 AM
rlaboy$50.001/19/2011 1:39:04 AM
restless-balance9$50.001/19/2011 8:19:22 AM
RockCrown$50.001/19/2011 7:39:22 AM
intelligent-income7$25.001/19/2011 10:58:07 AM
ingenious-interest1$250.001/19/2011 9:58:15 AM
gluon$90.361/19/2011 2:07:07 PM
intelligent-income7$25.001/19/2011 10:59:01 AM
pumped130$25.001/19/2011 3:24:02 PM
revenue-appraiser$25.001/20/2011 7:09:31 AM
velocity-solo$25.001/19/2011 6:19:11 PM
fishtale$25.001/20/2011 9:16:32 AM
Curly-Girly$25.001/19/2011 5:16:37 PM
lender987654321$25.001/20/2011 9:24:30 AM
BigLinCT$25.001/20/2011 1:25:45 PM
first-serene-credit$25.001/20/2011 11:17:27 AM
squadron781$25.001/20/2011 1:29:05 PM
jjb3$30.001/21/2011 9:35:05 AM
deal-frontier$50.001/20/2011 9:56:46 PM
martinatime$25.001/20/2011 10:03:31 PM
MONEYLENDER101$27.921/21/2011 12:57:47 AM
ThomasC$50.001/20/2011 6:41:32 PM
ParadigmShift$100.001/21/2011 3:22:20 AM
cash-tent$30.001/21/2011 12:33:53 PM
red-unequivocal-finance$25.001/21/2011 12:47:37 PM
helpishere777$50.001/21/2011 12:47:41 PM
kulender$50.001/21/2011 12:58:53 PM
bold-treasure-neutrino$46.631/21/2011 12:59:33 PM
surfsider123$25.001/21/2011 1:49:03 PM
Lotsofbears$25.001/21/2011 2:57:38 PM
onaquest66$25.001/21/2011 7:34:37 PM
mytime06$25.001/22/2011 8:05:20 AM
tastytitan$50.001/21/2011 11:16:45 PM
TennSquire$25.001/22/2011 9:33:27 AM
AnxiousAirman$50.001/22/2011 10:53:20 AM
j352000$25.001/22/2011 8:10:19 AM
blissful-deal0$50.001/22/2011 3:19:32 PM
forthright-dedication$25.001/22/2011 12:42:59 PM
a_salt_miner$50.001/22/2011 2:17:15 PM
roman1998$50.001/22/2011 3:26:51 PM
ivar$25.001/22/2011 7:10:06 PM
pay_day$50.001/22/2011 7:38:37 PM
indomart$50.001/22/2011 9:27:26 PM
eyal0$50.001/23/2011 12:57:50 AM
ore-jedi$25.001/23/2011 3:10:03 AM
DeathScythe676$50.001/22/2011 4:31:49 PM
priceless-money6$50.001/23/2011 2:22:04 AM
epsp$50.001/23/2011 3:22:37 AM
Gr8Deal$50.001/23/2011 5:18:10 AM
louisprima$50.001/23/2011 11:23:59 AM
Nicedad72$25.001/23/2011 6:24:56 PM
16888$50.001/23/2011 8:12:30 PM
wjf60$50.001/24/2011 2:16:43 AM
unclehank$50.001/23/2011 2:28:38 PM
awwaww$25.001/24/2011 9:36:14 AM
Duchdad$25.001/23/2011 8:16:39 PM
don8ter$25.001/24/2011 8:12:57 AM
flwah$25.001/24/2011 5:56:38 AM
scholarly-integrity$25.001/24/2011 9:33:29 AM
UncleTupelo2$25.001/24/2011 9:39:30 AM
TikPmp1$25.001/24/2011 9:55:38 AM
CE88$100.001/24/2011 1:04:17 PM
eloquent-dime416$50.001/24/2011 5:31:53 PM
angel879$25.001/24/2011 6:08:08 PM
heavenly-interest9$400.001/24/2011 3:01:31 PM
Chosen-one$25.001/24/2011 3:25:37 PM
skibum65$50.001/24/2011 4:22:11 PM
atlaaron$25.001/25/2011 8:58:17 AM
AaronL$25.001/24/2011 7:03:14 PM
larrybird$300.001/25/2011 9:28:37 AM
toronado$50.001/24/2011 7:42:52 PM
zzztimbo$58.061/25/2011 8:27:59 AM
simiray$25.001/24/2011 9:27:19 PM
Chuck9802$50.001/25/2011 5:48:22 AM
LadyAnne$50.001/25/2011 1:28:56 PM
tom0$25.001/25/2011 1:41:22 PM
Jimfromsac$246.251/25/2011 1:45:13 PM
kegs$250.001/25/2011 11:04:59 AM
investor_101$50.001/25/2011 1:41:38 PM
tomspc$25.001/25/2011 9:55:42 AM
syounker$25.001/25/2011 6:24:43 PM
hawaiiangirl76$25.001/25/2011 6:27:34 PM
winlender$25.001/25/2011 6:19:45 PM
outtahoth2o$50.001/25/2011 6:26:55 PM
LendGuy$50.001/25/2011 6:27:15 PM
top-sensible-yield$25.001/25/2011 6:27:30 PM
wise-silver-wonder$25.001/26/2011 4:19:10 AM
arenangelchild$26.301/26/2011 3:50:00 AM
best-decisive-peace$25.001/26/2011 9:01:56 AM
commerce-voyager$25.001/26/2011 4:21:12 AM
dmhershey$62.881/26/2011 9:43:04 AM
Okeey$50.001/26/2011 10:04:37 AM
afotherg$27.171/26/2011 4:06:21 AM
RJN$25.001/26/2011 9:34:56 AM
systematic-dollar9$25.001/26/2011 9:36:48 AM
well-rounded-dinero$500.001/26/2011 11:06:51 AM
reflective-rupee$700.771/26/2011 12:10:04 PM
ingenious-order783$25.001/26/2011 10:05:03 AM
fireheart$50.001/26/2011 2:06:24 PM
gpuck$100.001/26/2011 2:35:38 PM
Binan$25.001/26/2011 1:57:26 PM
_kyle$50.001/26/2011 2:46:38 PM
InspireLife$25.001/26/2011 12:13:12 PM
Kijib$25.001/26/2011 4:40:11 PM
slartibardfast$25.001/26/2011 4:01:00 PM
Teminole$25.001/26/2011 4:42:23 PM
tacologic$25.001/26/2011 1:49:14 PM
Thecozychick$25.001/26/2011 4:43:09 PM
fireboss$50.001/26/2011 4:43:17 PM
totoro$25.001/26/2011 4:43:28 PM
Richmp412$25.001/26/2011 4:43:41 PM
Rivervale_Westwood$25.001/26/2011 4:44:32 PM
Warwick$25.001/26/2011 4:46:01 PM
visionary-community$25.001/26/2011 4:46:27 PM
Cheburashka$30.001/26/2011 2:00:25 PM
Nothus$47.481/26/2011 4:48:37 PM
tuneman1980$25.001/26/2011 4:49:45 PM
aha6297$25.461/26/2011 4:50:24 PM
seabass123$25.001/26/2011 4:50:31 PM
moneyplayer$25.001/26/2011 4:51:13 PM
discrete-asset$25.001/26/2011 4:51:22 PM
community-conga$50.001/26/2011 4:51:29 PM
PaulW$25.001/26/2011 4:52:36 PM
MarinLoans$25.001/26/2011 4:54:45 PM
ham-mer$50.001/26/2011 4:55:20 PM
FjLenders$25.001/26/2011 4:59:19 PM
jdashv$44.481/26/2011 5:00:03 PM
best-deal-banker$28.101/26/2011 5:00:54 PM
reward-motion$31.251/26/2011 5:01:09 PM
ryreesado$25.001/26/2011 4:00:20 PM
pipopirate$39.461/26/2011 4:41:50 PM
Mookouw$25.001/26/2011 4:42:29 PM
attractive-asset$100.001/26/2011 4:42:46 PM
lifegrowth$25.001/26/2011 4:44:07 PM
Hogan55$49.691/26/2011 4:44:42 PM
roadtruck$50.001/26/2011 4:44:47 PM
p1k4blu$25.001/26/2011 4:45:35 PM
SV-AZ$25.001/26/2011 5:16:44 PM
Aimvest$25.001/26/2011 4:47:34 PM
rmachi$25.001/26/2011 4:47:41 PM
ashik$25.001/26/2011 5:54:08 PM
madmccoy$43.711/26/2011 4:48:44 PM
bmcg$25.001/26/2011 5:55:03 PM
Synergism$50.001/26/2011 4:49:32 PM
octoberfresh$30.001/26/2011 4:50:34 PM
LHSK$25.001/26/2011 4:51:16 PM
MrUSC$25.001/26/2011 4:51:47 PM
bfn311$25.001/26/2011 4:54:13 PM
Kattosha$25.001/26/2011 4:54:53 PM
NycDean$25.001/26/2011 4:55:16 PM
Taxman44$25.001/26/2011 4:55:22 PM
sb0453$25.001/26/2011 4:18:25 PM
Longtermcapitalmgmt$25.001/26/2011 4:39:48 PM
TNG812$25.501/26/2011 4:58:50 PM
morpholog$34.181/26/2011 4:59:09 PM
RB_Double-A_Bravo$25.001/26/2011 4:59:24 PM
pixeldave$50.001/26/2011 4:40:52 PM
GCCPartners$25.001/26/2011 5:00:09 PM
ddibernardo$25.001/26/2011 4:42:14 PM
godfather4u$50.001/26/2011 5:03:53 PM
OTtherapy$25.001/26/2011 4:42:38 PM
snowman34$50.001/26/2011 4:42:42 PM
djs81$25.001/26/2011 4:43:12 PM
unflappable-balance5$50.001/26/2011 4:43:15 PM
DadWarbucks$60.001/26/2011 4:43:31 PM
TJ643$25.001/26/2011 4:45:53 PM
availableloan$25.001/26/2011 4:46:57 PM
Earl65$25.001/26/2011 4:47:25 PM
ncbobcat50$25.001/26/2011 4:47:29 PM
greenback-guard$25.001/26/2011 5:07:46 PM
rose88$50.001/26/2011 5:08:09 PM
coloradoloanman$25.001/26/2011 4:49:17 PM
mscomeaux$25.001/26/2011 4:50:59 PM
payment-arrow$25.001/26/2011 4:51:45 PM
Zoomie$25.001/26/2011 5:57:47 PM
budyzr$25.001/26/2011 4:52:03 PM
Searlzy$25.001/26/2011 4:52:12 PM
Soothsayer$25.001/26/2011 5:58:27 PM
MoneySiles$25.001/26/2011 5:59:35 PM
djlucas$25.001/26/2011 4:59:02 PM
monstersdad$40.391/26/2011 4:59:28 PM
webwesen$50.001/26/2011 6:21:08 PM
bouvierchamp$26.571/26/2011 5:56:06 PM
faldska$25.001/26/2011 5:58:16 PM
mla$25.001/26/2011 5:58:51 PM
hyla15$25.001/26/2011 7:26:56 PM
SarahAns$25.001/26/2011 7:27:43 PM
Iowa65$25.031/26/2011 7:28:13 PM
randomguy100$30.411/26/2011 7:29:29 PM
secret-santa$25.001/26/2011 7:33:10 PM
sajitk$25.001/26/2011 7:33:17 PM
whistledicksmith$45.321/26/2011 7:33:42 PM
industrious-funds6$25.001/26/2011 6:25:09 PM
SC98007$25.001/26/2011 7:38:24 PM
nhm$33.881/26/2011 7:45:07 PM
Veridic$25.001/26/2011 8:23:20 PM
Washington_Loan$25.001/26/2011 8:24:10 PM
CorporateT00l$43.221/26/2011 8:27:32 PM
lenderrn$72.271/26/2011 8:38:37 PM
ctgscott$25.001/26/2011 8:39:53 PM
pbenjamin$25.001/26/2011 7:27:03 PM
elevated-finance$44.451/26/2011 7:23:45 PM
onlyinchicago$38.251/26/2011 7:29:08 PM
YellowJacket$25.001/26/2011 7:29:41 PM
jey6941$25.001/26/2011 7:31:50 PM
cleared2land$25.001/26/2011 8:03:46 PM
johngaltline$25.001/26/2011 8:05:21 PM
excellent-nickel$26.001/26/2011 11:36:33 PM
Emgolda$25.001/26/2011 7:41:58 PM
CornerKetch$31.141/26/2011 7:42:26 PM
latestone$25.001/26/2011 8:25:33 PM
T-L-B$30.491/26/2011 7:54:25 PM
Tasmir$25.001/26/2011 8:41:37 PM
JohnGalt94$31.581/26/2011 8:04:17 PM
tster$25.001/26/2011 8:04:41 PM
aquaskiiier$50.001/26/2011 8:06:51 PM
truth-companion$34.621/26/2011 8:54:57 PM
bid-papyrus$25.001/26/2011 8:57:04 PM
kcole10$25.001/27/2011 2:58:30 AM
pragmatic-camaraderi$25.001/26/2011 9:07:43 PM
rulender$44.851/26/2011 8:25:58 PM
diancecht$50.001/27/2011 3:40:08 AM
zwx1997$25.001/26/2011 8:38:02 PM
reinforced-reward$25.001/26/2011 8:54:33 PM
ideal-penny8$25.001/26/2011 11:35:56 PM
moola-rose8$25.001/26/2011 9:07:11 PM
intelligent-credit0$25.941/26/2011 11:43:18 PM
bid-promiser$50.001/26/2011 9:26:41 PM
HappyHelpingLender$25.371/27/2011 2:43:02 AM
CaliforniaSun$25.001/27/2011 2:50:26 AM
commitment-farm$25.001/26/2011 11:36:02 PM
market-socrates4$29.931/26/2011 11:36:15 PM
camaraderi-workhorse$26.061/26/2011 11:43:29 PM
Spiv_51$50.001/27/2011 4:13:33 AM
repayment-launcher$25.001/27/2011 4:47:52 AM
gustavholstopus32$25.001/27/2011 4:56:42 AM
Avid_Skier$25.111/27/2011 2:58:26 AM
steady-gain5$25.001/27/2011 3:14:18 AM
xphile$25.001/17/2011 7:19:16 PM
wise-deal-panda$50.001/17/2011 7:19:36 PM
FlexFunding$50.001/17/2011 7:19:54 PM
radforj22$75.001/17/2011 7:19:59 PM
patriot897$50.001/17/2011 7:20:31 PM
shamrocker$25.001/17/2011 7:20:36 PM
astute-investment5$25.001/17/2011 7:20:45 PM
yukongin$25.001/17/2011 7:21:07 PM
responsibility-cherry6$50.001/17/2011 7:21:11 PM
community-pipeline$25.001/17/2011 7:21:16 PM
webclimber$50.001/17/2011 7:21:25 PM
DukSerduk$25.001/17/2011 7:22:02 PM
cognizant-rate732$25.001/17/2011 7:22:24 PM
authoritative-truth$50.001/17/2011 7:22:32 PM
jct_enterprises$25.001/17/2011 7:22:56 PM
a-responsible-return$50.001/17/2011 7:25:42 PM
flopcat$50.001/17/2011 7:44:16 PM
reflective-rupee$50.771/17/2011 8:00:04 PM
impartial-deal$25.001/17/2011 9:09:23 PM
AWTT$25.001/18/2011 7:30:37 AM
kyomoon$50.001/17/2011 7:19:14 PM
blot44$25.001/17/2011 7:19:19 PM
deal-grid7$25.001/18/2011 9:32:31 AM
be_wise$25.001/17/2011 7:20:29 PM
AFairDeal$75.001/17/2011 7:21:09 PM
meenan$100.001/17/2011 7:21:19 PM
Goodthing$100.001/17/2011 7:21:57 PM
virtualbank$50.001/17/2011 7:22:20 PM
axl163$25.001/17/2011 7:22:39 PM
ogmanny$50.001/17/2011 7:22:45 PM
Centaur$50.001/17/2011 7:22:58 PM
1fortheroad$25.001/17/2011 7:23:01 PM
mistertao$25.001/17/2011 7:23:08 PM
peace-missile$25.001/17/2011 7:24:55 PM
interest-exec9$25.001/17/2011 7:25:17 PM
officer8$25.001/17/2011 7:18:58 PM
Eagles81$50.001/17/2011 7:20:23 PM
lagnisiruk$25.001/17/2011 7:20:26 PM
bds9646$26.001/17/2011 7:20:42 PM
AmericanCredit$25.001/17/2011 7:20:54 PM
Pickmar$25.001/17/2011 7:21:21 PM
honorable-yield$40.001/17/2011 7:21:28 PM
Phantom99$100.001/17/2011 7:21:37 PM
cebgop$25.001/17/2011 7:22:05 PM
tech310$50.001/17/2011 7:22:10 PM
meux99$25.001/17/2011 7:22:14 PM
HHP$25.001/17/2011 7:22:25 PM
nilonc1$25.001/18/2011 10:50:24 AM
ingenious-interest1$250.001/18/2011 6:24:52 PM
mattpet$25.001/18/2011 7:50:41 PM
the-dinero-samurai$50.001/18/2011 5:49:39 PM
ChrisTiff$25.001/19/2011 12:50:55 AM
soheagle$50.001/19/2011 9:54:32 AM
platinum-rapture6$50.001/18/2011 7:29:15 PM
cloud8$100.001/19/2011 7:50:28 AM
RedGranite$50.001/19/2011 8:01:23 AM
NJournalist$25.001/19/2011 1:53:01 AM
currency-persimmon$25.001/19/2011 5:54:01 AM
neenerman$50.001/19/2011 8:54:15 AM
Havana21$45.911/19/2011 12:38:20 PM
reflective-rupee$250.771/19/2011 2:46:44 PM
income-encore1$50.001/20/2011 1:06:00 PM
income-encore1$50.001/20/2011 1:07:34 PM
TigerForce$50.001/20/2011 6:47:16 PM
perzzz$50.001/20/2011 2:05:30 PM
georgedorn$31.411/21/2011 9:23:55 AM
blissful-ore5$50.001/21/2011 9:32:43 AM
kmprospeo$50.001/20/2011 7:11:34 PM
bomdel$25.001/21/2011 8:50:32 AM
encouraging-truth29$50.001/21/2011 10:02:40 AM
kevin314$50.001/21/2011 12:46:39 PM
6moonbeams$50.001/21/2011 5:24:31 PM
Lender_Guy$30.001/21/2011 3:29:13 PM
dharma1$50.001/22/2011 12:28:03 AM
integrity-planet1$55.001/21/2011 9:32:09 PM
brightest-affluence-motivator$64.681/21/2011 5:44:23 PM
cognizant-responsibility9$25.001/22/2011 9:24:59 AM
janicewill$50.001/22/2011 6:01:59 AM
MicroLender357$50.001/22/2011 8:56:15 AM
mizinc$50.001/22/2011 12:17:01 PM
rutzebach$152.691/22/2011 11:26:55 AM
ac787$50.001/22/2011 2:17:04 PM
jonn834$25.001/22/2011 3:27:08 PM
revenue-buddy0$50.001/22/2011 9:59:46 PM
jmainc$25.001/22/2011 5:06:45 PM
steely_dan34$25.001/22/2011 3:29:29 PM
JM-Sarawak$100.001/23/2011 6:24:02 AM
caliguian$100.001/22/2011 3:42:10 PM
economy-orchid$30.001/23/2011 8:59:05 AM
promiser200$25.001/23/2011 9:17:02 AM
ml13$25.001/23/2011 11:55:48 AM
xlch$25.001/23/2011 6:29:55 AM
ProfPC$25.001/23/2011 1:16:50 PM
worldly-kindness8$50.001/22/2011 8:31:41 PM
flypenguin$50.001/23/2011 8:53:01 AM
gzeo$25.001/23/2011 1:47:16 PM
bold-elated-loot$25.001/24/2011 12:50:59 AM
rex45$25.001/24/2011 9:11:28 AM
loanermn$25.581/24/2011 6:30:10 AM
Railbird$50.001/24/2011 9:35:47 AM
trade-surge3$50.001/23/2011 8:32:31 PM
eighttone$25.001/23/2011 11:19:58 PM
paladin847$50.001/24/2011 6:11:26 AM
paddatjie$25.001/24/2011 6:26:50 AM
rakstar$50.001/24/2011 6:52:46 AM
trumpeter7$50.001/24/2011 8:54:31 AM
108lender$100.001/24/2011 9:08:30 AM
credit-maple5$100.001/24/2011 9:33:51 AM
passbook$25.001/24/2011 9:34:23 AM
Proactive-Financial-Lending$25.001/24/2011 10:38:41 AM
EarlyRiser$250.001/24/2011 10:39:43 AM
grallu$50.001/24/2011 12:19:47 PM
dollars4debts$25.001/24/2011 12:26:43 PM
diverse2$50.001/24/2011 11:46:38 AM
MoneyPlant$50.001/25/2011 7:47:41 AM
honorable-durability0$25.001/25/2011 9:43:56 AM
credible-bid0$50.001/25/2011 9:52:25 AM
swiftsoul$25.001/24/2011 11:47:20 PM
Marathoner$25.001/25/2011 1:40:25 PM
dime-explosion$50.001/25/2011 3:50:44 PM
gWellington$50.001/25/2011 1:55:44 PM
stone_lion$50.001/25/2011 2:24:31 PM
handy-durability095$25.001/25/2011 2:40:46 PM
undaunted-kindness$100.001/25/2011 6:26:51 PM
innocent-income4$25.001/25/2011 6:28:04 PM
tomxnsn$25.001/25/2011 6:34:57 PM
thankful-nickel2$25.001/25/2011 4:00:35 PM
BaxterEvil$25.001/25/2011 6:04:28 PM
orange-resolute-platinum$25.001/25/2011 6:27:38 PM
JGuide$50.991/25/2011 8:52:30 PM
socal-lender$25.001/25/2011 6:20:48 PM
cjames84$25.001/26/2011 3:51:44 AM
generator535$25.001/25/2011 6:27:26 PM
Rob717171$50.001/25/2011 6:27:42 PM
gauss02$50.001/25/2011 6:27:56 PM
Moneypenny6$25.001/26/2011 12:19:13 AM
Sixmil$100.001/25/2011 6:44:25 PM
Nordzee$50.001/25/2011 7:41:45 PM
peb44$25.001/26/2011 4:06:30 AM
Allichar$40.051/25/2011 8:38:32 PM
julijask$45.001/26/2011 4:07:39 AM
justice-dna$35.001/26/2011 4:19:18 AM
diligent-kindness9$25.001/26/2011 9:31:31 AM
subtle-revenue0$50.001/26/2011 3:23:09 AM
Gorblum$25.001/26/2011 10:27:31 AM
efficient-treasure0$25.001/26/2011 6:16:41 AM
dammage$58.511/26/2011 10:24:13 AM
IL2R2010$25.001/26/2011 9:31:46 AM
ksubd$50.001/26/2011 3:32:02 PM
lepolgr$50.001/26/2011 11:39:15 AM
riki3742$50.001/26/2011 12:06:34 PM
red-trade-cologne$35.211/26/2011 4:39:46 PM
brewman$50.001/26/2011 4:42:06 PM
paramjit$25.001/26/2011 4:03:20 PM
Anny-Disco$25.001/26/2011 4:43:37 PM
OhMy$25.001/26/2011 4:45:56 PM
market-honker$25.001/26/2011 4:46:35 PM
Nco$25.001/26/2011 4:47:06 PM
buckyhead2000$25.001/26/2011 4:47:13 PM
BookandLaw$50.001/26/2011 4:47:22 PM
unequaled-deal3$50.001/26/2011 4:48:34 PM
HH123$25.001/26/2011 4:49:08 PM
nickel-destiny$25.001/26/2011 4:51:31 PM
SunsetCoastCapital$25.001/26/2011 4:52:26 PM
reinforced-marketplace3$250.001/26/2011 4:53:02 PM
rosie777$30.001/26/2011 4:54:15 PM
langdonx$50.001/26/2011 4:55:11 PM
speyer$31.431/26/2011 4:59:05 PM
shadowflame_99$25.001/26/2011 4:59:25 PM
zhiguli$25.001/26/2011 4:59:54 PM
knothead$25.001/26/2011 4:39:40 PM
Supp0rter$64.871/26/2011 4:39:51 PM
green2brown2$25.001/26/2011 5:00:42 PM
blagosboy$50.001/26/2011 5:01:40 PM
chipperjohnson$50.001/26/2011 4:42:28 PM
orange-generous-ore$25.001/26/2011 4:00:47 PM
ivadood$50.001/26/2011 4:44:11 PM
mrpowers5531$25.001/26/2011 4:44:44 PM
mrnazraq$25.001/26/2011 4:44:50 PM
gamma$50.001/26/2011 4:45:59 PM
lendermender$25.001/26/2011 5:54:33 PM
SastreMason$25.001/26/2011 5:54:56 PM
fwaguy$25.001/26/2011 4:49:21 PM
jbeez41$28.091/26/2011 5:55:14 PM
Natronpee$25.001/26/2011 4:49:41 PM
DLock99$39.701/26/2011 5:57:08 PM
dma1206$25.001/26/2011 5:58:33 PM
zeelender$25.001/26/2011 5:59:24 PM
power-defender7$50.001/26/2011 4:51:05 PM
nonukem$35.001/26/2011 4:51:54 PM
corndog4000$50.001/26/2011 4:55:14 PM
wwwUniversal$25.001/26/2011 6:12:19 PM
calessabay$25.001/26/2011 4:39:34 PM
new-reward-sequoia$25.001/26/2011 4:40:24 PM
contract-position$25.001/26/2011 4:59:35 PM
mpactlender$25.001/26/2011 5:00:27 PM
Tahoeguy$31.251/26/2011 5:01:00 PM
LesPaul1$25.001/26/2011 5:01:13 PM
mammalian4$25.001/26/2011 5:01:23 PM
kochan123$50.001/26/2011 4:42:12 PM
rdrloan$50.001/26/2011 4:42:32 PM
CleeClee$100.001/26/2011 4:42:39 PM
pikopulling$25.001/26/2011 4:42:43 PM
huorn$25.001/26/2011 6:25:36 PM
Oak-Parker$28.501/26/2011 6:26:24 PM
mizount$25.001/26/2011 4:44:37 PM
pbandjb$25.001/26/2011 4:46:11 PM
ArashMass$30.001/26/2011 4:46:16 PM
wild_carrot$25.001/26/2011 4:47:01 PM
TrustOne$50.001/26/2011 4:47:27 PM
blukahlua$25.001/26/2011 4:47:31 PM
scorpi073$25.001/26/2011 4:48:50 PM
unknowable$30.001/26/2011 4:49:25 PM
ZeoInvestments$25.001/26/2011 4:50:47 PM
jfd287$49.111/26/2011 5:56:14 PM
adhawan325$25.001/26/2011 4:50:55 PM
stonechip$50.001/26/2011 4:51:56 PM
perlindc$52.361/26/2011 5:58:22 PM
stensonb$25.001/26/2011 5:59:18 PM
ChicoBob$25.901/26/2011 4:59:21 PM
schmegs$25.001/26/2011 4:59:47 PM
valiant-liberty4$25.001/26/2011 5:01:14 PM
NYCLender68$50.001/26/2011 5:01:47 PM
wormdc$25.001/26/2011 5:02:05 PM
BiggestG$25.001/26/2011 5:58:45 PM
Oak-Parker$25.001/26/2011 7:03:57 PM
nicebank$29.351/26/2011 7:27:17 PM
teufelhund$25.001/26/2011 7:28:08 PM
fiscal65$37.621/26/2011 7:28:17 PM
philantist$30.001/26/2011 7:29:18 PM
jmart30702$37.671/26/2011 7:30:33 PM
trevandtal$30.111/26/2011 7:33:13 PM
theemhdoctor$25.001/26/2011 7:33:36 PM
acsej$25.001/26/2011 8:05:11 PM
kazdag$25.731/26/2011 8:23:41 PM
shawndw$25.001/26/2011 8:24:31 PM
inforapenny$37.841/26/2011 8:28:37 PM
tj1683$25.001/26/2011 8:38:26 PM
Octamer$113.871/26/2011 8:42:50 PM
Futurero$25.001/26/2011 7:27:10 PM
keyfig$25.001/26/2011 8:55:05 PM
ujiba$26.411/26/2011 7:01:30 PM
LKN2RTR$25.001/26/2011 7:31:14 PM
Quiz18$25.001/26/2011 7:32:10 PM
Katburg$50.001/26/2011 7:32:28 PM
SourDoughSteve$25.001/26/2011 7:35:32 PM
preciousrazor$100.001/26/2011 7:06:56 PM
engbusres$65.001/26/2011 7:51:52 PM
mwl$25.001/26/2011 7:29:35 PM
WorldlyWorker$25.001/26/2011 8:04:58 PM
zenchef$25.001/26/2011 8:05:16 PM
MissionMicroFinance$25.001/26/2011 7:39:21 PM
cash-merry-maker$25.001/26/2011 11:36:38 PM
bajeezus$25.001/26/2011 8:17:06 PM
449449$30.081/26/2011 8:23:32 PM
NJNY$25.001/26/2011 8:24:25 PM
Namrok$25.001/26/2011 8:25:17 PM
andyb9$35.211/26/2011 8:26:09 PM
lawyervon$25.001/26/2011 8:28:02 PM
JaceSpade$25.001/26/2011 8:04:37 PM
tolstoy00$25.001/26/2011 8:05:30 PM
rcr549$25.001/26/2011 8:06:31 PM
bulldawg$25.001/27/2011 2:58:01 AM
ramsbladder$25.001/26/2011 8:09:22 PM
Crystalprop$25.001/27/2011 3:03:28 AM
Bearls$25.001/26/2011 8:25:12 PM
Dan4703$25.001/27/2011 4:35:50 AM
gentle-gold$25.001/27/2011 5:24:07 AM
m000240$50.001/26/2011 11:04:53 PM
dime-blackberry1$49.811/26/2011 11:38:10 PM
harmonious-moola7$34.671/26/2011 11:43:27 PM
market-jam$50.001/26/2011 9:16:45 PM
MO_Investor$25.001/26/2011 9:16:57 PM
skillful-diversification2$25.001/26/2011 9:17:05 PM
thegreatstrafe$25.001/26/2011 10:18:18 PM
chief_wo$25.001/27/2011 2:43:19 AM
TEAM-Jasper$25.001/27/2011 2:50:40 AM
goldeneye777$27.981/27/2011 2:58:14 AM
Breakfast_Gypsy$25.001/27/2011 2:58:43 AM
productive-finance$25.001/26/2011 11:43:36 PM
satisfying-deal5$42.661/26/2011 11:43:58 PM
porwestco$25.001/27/2011 3:34:57 AM
Auditman$50.001/27/2011 5:21:38 AM
sociallender$25.001/27/2011 2:58:48 AM
indomitable-coin$38.821/27/2011 5:26:43 AM
573 Investments
 
Borrower Payment Dependent Notes Series 491063
This series of Notes was issued and sold upon the funding of the borrower loan #46806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2003 Debt/Income ratio: 38%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: green-focused-power Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dedicated Media Content Creator
Purpose of loan:
My business plan is simple; create media content with professional video equipment such as the JVC-GY100, Final Cut Pro and Adobe CS5 that businesses can use. The equipment that I use is the latest and greatest. It will all be file-based that 24saves hours and hours of encoding time. The media content that I am able to create can be anything from corporate videos, mini-documentaries or even reality-tv themed promotional videos for restaurants. Last year I earned my commission in the United States Army. It has been by far my most proud achievement because I had to earn the right to serve our great nation. The life lesson in which I learned from this experience is something that is given has no value

My financial situation:
I am an amazing candidate for this loan because I am a dedicated professional to my craft and life. In addition to being a full-time employee of ABC15, a market-12 TV station in Phoenix, Arizona, I am also an Reserve Army Officer in the Signal Corp. Being a part-time Soldier has given me the discipline and knowledge of effective leadership and sound planning. I will be training this summer in Georgia for 4 months in the Signal Corp. My goal is to have this loan paid-off in 10 months.

Monthly net income: $2400

Monthly expenses: $
??Housing: $642
??Insurance: $84 (auto) $23 (renters insurance)
??Car expenses: $250
??Utilities: $53 (electric)
??Phone, cable, internet: $46.65 (internet) $71.00 (cell-phone)
??Food, entertainment: $60
??Clothing, household expenses $15
??Credit cards and other loans: $50
??Other expenses: $50 (saving's account transfer)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: HI there, thanks for your service in the army. How can you keep food and entertainment expenses below $100 per month? (Just curious). Since most of the bankruptcies in this country are caused by medical expenses, are you covered by health insurance? - green-rapid-openness
A: I am currently covered by two different insurance providers, one under Blue Cross Blue Shield and the other under Tricare. Twice a year, Reservists are subjected to a health screening that ensures that each Soldier has the proper immunizations. The Army is also enforcing stricter height and weight standards which ensures that I maintain a healthy weight. I am a single male with no dependents so it is fairly easy to keep the costs of food and entertainment down. (Jan-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nethosters$25.001/22/2011 11:22:40 AM
SFBank$100.001/22/2011 11:22:12 AM
DHolly$30.001/22/2011 12:29:50 PM
loss-of-control$50.001/22/2011 1:21:43 PM
Jack55304$100.001/22/2011 11:33:37 AM
capital-halo1$500.001/22/2011 11:33:48 AM
supreme-hope$25.001/22/2011 3:23:13 PM
SolarMoonshine$25.001/22/2011 12:31:24 PM
Reliance_Banker$50.001/22/2011 3:44:01 PM
nilonc1$50.001/22/2011 2:10:55 PM
vine99$65.001/22/2011 4:46:16 PM
tallfund$25.001/22/2011 3:23:18 PM
VikingLender$25.001/22/2011 7:46:06 PM
deepblue34$30.001/22/2011 8:12:48 PM
first-serene-credit$25.001/23/2011 8:21:33 AM
autonomous-truth$50.001/22/2011 9:30:12 PM
jodilee31$25.001/22/2011 3:50:33 PM
calimanusa$25.001/22/2011 11:29:58 PM
investment-artist$25.001/23/2011 10:22:06 AM
catnip007$25.001/23/2011 10:47:42 AM
buvaet$25.001/22/2011 4:24:10 PM
top-attractive-moola$50.001/23/2011 11:21:49 AM
favorite-commerce$50.001/23/2011 6:32:00 AM
Leshan$25.001/23/2011 6:37:56 AM
restless-dime$25.001/23/2011 2:06:55 PM
onecooldrink$25.001/23/2011 11:04:57 AM
droopie1$25.001/23/2011 11:57:06 AM
jbloans$40.001/23/2011 8:06:05 AM
gadget7$25.001/23/2011 2:33:47 PM
Bocephus1959$50.001/23/2011 2:27:02 PM
melodious-openness$557.261/23/2011 3:29:37 PM
HelpfulLender1$50.001/22/2011 11:26:02 AM
velocity-solo$25.001/22/2011 11:27:15 AM
forthright-dedication$25.001/22/2011 12:42:18 PM
careful-note$50.001/22/2011 11:32:03 AM
suave-dime6$25.001/22/2011 1:36:53 PM
ingenious-interest1$50.001/22/2011 11:33:55 AM
Kash2010lu$53.001/22/2011 11:22:04 AM
RyanM561$25.001/22/2011 2:44:08 PM
2grindstones$25.001/22/2011 3:13:32 PM
witty-openness$25.001/22/2011 12:12:27 PM
zorg77$25.001/22/2011 12:33:09 PM
lending-theory$25.001/22/2011 5:53:36 PM
SOP_Bank$25.001/22/2011 12:59:18 PM
SANTIAGO1$25.001/22/2011 7:54:03 PM
reflective-rupee$400.771/22/2011 1:37:22 PM
sturdy-peace9$50.001/22/2011 9:38:29 PM
ekmendenhall$100.001/22/2011 2:19:34 PM
relentless-gain3$25.001/22/2011 5:49:42 PM
ac787$25.001/23/2011 5:37:56 AM
credit-guard5$25.001/22/2011 7:51:06 PM
well-mannered-income3$50.001/22/2011 8:51:11 PM
gtrplayer$50.001/23/2011 12:10:04 AM
VBPlayer$35.001/23/2011 11:17:56 AM
enthusiastic-ore5$30.001/23/2011 5:01:34 AM
realtormoises$25.001/22/2011 6:16:55 PM
aztocas$50.001/23/2011 12:25:17 PM
Moneypenny6$25.001/23/2011 12:42:46 PM
weezy22$27.001/23/2011 7:12:01 AM
loanman2007$200.001/23/2011 10:07:38 AM
CapitalismRocks$25.001/23/2011 11:13:06 AM
jono9999$77.401/23/2011 5:59:11 AM
vanklein$25.001/23/2011 7:20:51 AM
Wyatte$25.001/23/2011 2:14:43 PM
optimusfunding$29.571/23/2011 9:18:49 AM
Christophe$25.001/23/2011 2:41:22 PM
craftygirl960$25.001/23/2011 3:04:02 PM
Proverbs227$25.001/23/2011 3:15:29 PM
68 Investments
 
Borrower Payment Dependent Notes Series 491141
This series of Notes was issued and sold upon the funding of the borrower loan #46730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-18-2011 
Term: 36 months Listing End date:  Jan-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 15.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 19%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:23y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,859Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: camaraderi-plato Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ronnie underwood
Purpose of loan:
This loan will be used to?
pay off loans and get caught back up. The army is almost 4 months behind on my per diem and has put me behind on everything.
My financial situation:
I am a good candidate for this loan because? I want to build my credit and get my loans paid off.

Monthly net income: $ 6,400.00

Monthly expenses: $
??Housing: $ 550.00
??Insurance: $ 500.00
??Car expenses: $ 800.00
??Utilities: $ 90.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $?200.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How long have you been in the Army? Are you planning on getting out in the time your loan is being paid? - mri555
A: I have been in for 19 years. I am planning on being in for 30 years total. (Jan-18-2011)
Q: Ronnie: Have you checked with the disbursing office to see why they are almost 4 months behind paying your per diem? - RecoveryLender
A: Yes, they got behind because of the holidays and are working the case now. (Jan-18-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I tink the mortgage is like 65,000.00 and do to the economy I think the house is worth around the same. (Jan-18-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$53.001/18/2011 4:58:35 PM
velocity-solo$25.001/18/2011 4:59:10 PM
Wellman$50.001/18/2011 5:00:50 PM
credit-sycamore4$100.001/18/2011 5:02:05 PM
amusement4$200.001/18/2011 5:38:45 PM
missile5$50.001/18/2011 6:10:32 PM
SFBank$100.001/18/2011 8:00:02 PM
2grindstones$25.001/18/2011 10:29:58 PM
capital-halo1$500.001/18/2011 4:59:54 PM
lendme2$27.131/19/2011 12:54:23 AM
happy-return4$31.411/19/2011 1:52:46 AM
droopie1$25.001/18/2011 5:12:00 PM
credit-missile$50.001/19/2011 2:35:10 AM
sensible-fund$25.001/18/2011 4:53:53 PM
radforj22$25.001/19/2011 5:35:44 AM
loanman2007$75.001/19/2011 6:39:42 AM
reflective-rupee$200.771/18/2011 7:13:08 PM
DasMula$37.441/18/2011 4:58:48 PM
joebob78$50.001/19/2011 7:59:18 AM
foothillender$25.001/19/2011 8:15:27 AM
justasoldier$40.001/18/2011 8:55:33 PM
Leshan$25.001/19/2011 9:00:50 AM
wise-rupee-sanctuary$50.001/18/2011 5:02:40 PM
EBITDA$25.001/18/2011 6:10:38 PM
Moe87$25.001/19/2011 3:40:36 AM
gain-implementer$250.001/19/2011 4:45:34 AM
unger$65.001/19/2011 4:58:29 AM
greencat$50.001/19/2011 7:13:57 AM
cloud8$50.001/19/2011 7:54:05 AM
ingenious-interest1$50.001/19/2011 9:42:19 AM
Lubava$25.821/19/2011 10:12:46 AM
F16Pilot$25.001/19/2011 1:38:58 PM
hidavehi$42.001/19/2011 3:17:53 PM
ready-interest9$25.001/19/2011 1:23:33 PM
JPMorrisLegacyFund$100.001/19/2011 5:22:54 PM
soulful-truth$50.001/19/2011 5:25:35 PM
KMSB$50.001/19/2011 5:23:25 PM
6moonbeams$50.001/19/2011 5:23:32 PM
musegaze$100.001/19/2011 5:24:16 PM
silver-enlightenment0$100.001/19/2011 5:24:59 PM
mercuriant$25.001/19/2011 5:25:24 PM
a-successful-credit$100.001/19/2011 5:25:43 PM
patriot897$25.001/19/2011 5:25:51 PM
diplomatic-wealth7$25.001/19/2011 5:25:59 PM
freebush69$397.771/19/2011 6:09:39 PM
Investoman$100.001/18/2011 4:59:48 PM
ElAbel11$25.001/18/2011 5:01:03 PM
ingenious-deal6$25.001/18/2011 5:01:14 PM
J-Rott$50.001/18/2011 5:01:50 PM
payout-bridge$75.001/18/2011 5:18:32 PM
riveting-credit5$500.001/18/2011 5:32:17 PM
VJ_Financial$127.201/18/2011 5:47:56 PM
vigorous-velocity$50.001/18/2011 6:10:28 PM
Banker_Joe$25.001/18/2011 6:13:17 PM
selector568$100.001/18/2011 4:55:10 PM
RyanM561$25.001/18/2011 7:57:08 PM
zone6$50.001/18/2011 8:10:07 PM
joee$25.001/19/2011 1:09:36 AM
UCLA4life$25.001/18/2011 5:02:19 PM
Retiredsailor65$26.731/19/2011 4:36:54 AM
dtana$25.001/18/2011 5:55:25 PM
alphabet76$30.001/18/2011 6:53:12 PM
restless-dime$27.231/19/2011 6:40:51 AM
reflective-rupee$100.771/18/2011 7:13:20 PM
SFBank$200.001/18/2011 4:58:47 PM
debtcollector$35.001/18/2011 4:59:07 PM
genius520$100.001/18/2011 5:00:08 PM
xzec777$25.001/19/2011 8:24:09 AM
spiff666$25.001/19/2011 8:42:45 AM
power-trophy7$25.001/18/2011 9:44:52 PM
Mrgiggleswic$25.001/19/2011 9:04:40 AM
shrewd-income$25.001/18/2011 11:33:01 PM
gain-gourd$50.001/18/2011 5:01:57 PM
Jack55304$100.001/18/2011 5:02:23 PM
Bob450$25.001/18/2011 5:02:53 PM
zippy-interest$25.001/19/2011 1:56:11 AM
worldpower2$25.001/19/2011 4:54:40 AM
B2152$25.001/19/2011 4:56:53 AM
principal-laser$27.431/19/2011 5:09:18 AM
Artist_Blue$25.001/19/2011 6:04:41 AM
oldmora$50.001/18/2011 8:09:28 PM
supreme-hope$25.001/19/2011 8:19:29 AM
witty-openness$25.001/19/2011 9:32:53 AM
order-brigade$25.001/19/2011 9:58:08 AM
HHP$50.001/19/2011 1:12:47 PM
Kreditorium$25.001/19/2011 1:39:20 AM
power-rotation7$25.001/19/2011 1:26:04 PM
nickel-universe2$25.001/19/2011 1:59:01 PM
Rip128$35.001/19/2011 6:09:41 AM
124SpiderMan$50.001/19/2011 4:02:13 PM
moola-monger9$50.001/19/2011 7:38:16 AM
mpatrick$25.001/19/2011 9:10:27 AM
rate-farm3$100.001/19/2011 9:28:33 AM
parsec9$25.001/19/2011 9:38:28 AM
IASKGOD$25.001/19/2011 11:51:37 AM
healingangel22$25.001/19/2011 9:39:14 AM
FinanceEngine$25.001/19/2011 5:01:17 PM
Astyanax$50.001/19/2011 2:30:03 PM
ethicalhumanist$25.001/19/2011 2:37:27 PM
cbivitz$222.001/19/2011 3:39:28 PM
reflective-economy1$25.001/19/2011 10:23:22 AM
kindness-venture1$50.001/19/2011 5:00:06 PM
lendstats_com$200.001/19/2011 11:37:24 AM
Land_on_your_feet$75.001/19/2011 11:44:52 AM
investment-visionary$25.001/19/2011 5:21:56 PM
handshake5$100.001/19/2011 5:24:18 PM
seisen$73.301/19/2011 5:25:26 PM
ommcd$25.001/19/2011 5:26:02 PM
bold-direct-asset$50.001/19/2011 5:29:20 PM
impala6464$100.001/19/2011 3:53:49 PM
graceful-investment$100.001/19/2011 5:23:24 PM
Tikibarman$50.001/19/2011 5:25:39 PM
IntrepidInvestment$25.001/19/2011 5:44:31 PM
auction-seeker$25.001/19/2011 5:24:55 PM
wwwUniversal$25.001/19/2011 5:25:54 PM
newest-generous-income$25.001/19/2011 5:40:18 PM
116 Investments
 
Borrower Payment Dependent Notes Series 491271
This series of Notes was issued and sold upon the funding of the borrower loan #46736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-24-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1987 Debt/Income ratio: 33%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,616Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: chc-ericg Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bringing A Dissertation to Life
Purpose of loan:
Help Me Bring My Dissertation To Life
(consulting states in keeping postsecondary education affordable)

I am currently completing my PhD in Education from the University of North Carolina at Charlotte.? In my dissertation, I offer a model to states designed to offset the costs of pursuing a tertiary education, to residents of the state.? The implementation of this model has the potential to reduce a significant amount of strain placed on states? budgets and potentially allow more academically qualified students to seek other educational pursuits after high school, without fear of costs.

The successful implementation of my work may not be able to benefit students currently pursuing tertiary education.? However, my model can definitely benefit the younger generation and generations to come.??Please support my efforts?in addressing affordable access to?higher education.

Basis on the Model:
Establishment of earmarked (restricted) Cohort Fund Accounts [cohorts = incoming kindergarten cohort] Percentage use of pigovian taxes (to fund the individual Cohort Accounts; one Account per cohort per year) Use of time-value of money principles (TVM) to grow accounts? valueMy financial situation:
I am a good candidate for this loan because my work ethic and work history demonstrates my integrity.? Beyond my integrity, I also have a vision and motivation to make this endeavor a success.

My vision is fueled by a belief, a belief that America is great because of the people who endeavor and the pursuit of higher education plays a part?in this?endeavor and should not become one of the stumbling blocks toward America?s future success.

My motivation, ages 11, 8, 7, and 6, keep me energized day-in and day-out.? And, given the rate of change in tuition costs across the country, I could not stand idly by and watch the American dream potentially pass my children by.

Monthly net income: $ 3,900

Monthly expenses: $
??Housing: $ 1,400
??Insurance: $ 70
??Car expenses: $ 425
??Utilities: $ 275
??Phone, cable, internet: $ 110
??Food, entertainment: $ 450
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $ 65
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you clarify the use for the funds from this proposed loan? Would you be paying expenses for the completion of your PhD, would you be paying to publicize your idea, or something else? Thanks much. - reflective-rupee
A: Q1: The use of funds from this loan will help me start my consulting practice, in which I will operationalize my dissertation. My clients will include financial institutions and state governments. Q2: The proceeds of this will will not be used to pay any expense associated with the completion of my PhD. Q3: The proceeds of this loan will be used to operationalize my PhD topic by utilizing a significant amount of the knowledge and skills developed by way of my MBA (Jan-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
wise-rupee-sanctuary$50.001/24/2011 5:36:45 PM
velocity-solo$30.001/24/2011 5:36:59 PM
genius520$100.001/24/2011 5:37:36 PM
EarlyRiser$250.001/24/2011 5:38:57 PM
rjcoutur2001$78.121/24/2011 9:29:16 PM
FITMoneyMagazine$83.901/25/2011 1:32:08 AM
propertytransformer$35.001/25/2011 3:00:43 AM
Geologist-67$25.001/25/2011 6:38:02 AM
rescue$100.001/24/2011 5:39:06 PM
simiray$40.001/24/2011 6:42:09 PM
Artist_Blue$25.001/25/2011 6:06:39 AM
witty-openness$25.001/24/2011 7:32:56 PM
tzvie$25.001/25/2011 8:23:29 AM
listing-bada-bing$50.001/25/2011 9:13:38 AM
dpries123$25.001/25/2011 10:07:26 AM
jasjac0105$25.001/25/2011 9:42:33 AM
Core-Marketing$25.001/25/2011 5:10:03 AM
hopeful-truth5$100.001/25/2011 12:13:49 PM
worthy-bid8$50.001/25/2011 1:53:41 PM
benefit-banshee$50.001/25/2011 2:27:06 PM
EngineersAlliance$100.001/25/2011 1:39:03 PM
point-pinnacle$25.001/25/2011 4:57:05 PM
nilonc1$50.001/25/2011 3:41:56 PM
benefit-banshee$50.001/25/2011 2:27:34 PM
well-mannered-income3$50.001/25/2011 3:29:22 PM
thankful-nickel2$25.001/25/2011 4:04:48 PM
brightest-fascinating-principal$50.001/25/2011 6:41:19 PM
auction-seeker$25.001/25/2011 6:45:43 PM
vulgy$25.001/25/2011 7:52:53 PM
GeorgiaGator$25.001/26/2011 4:24:58 AM
easylivin$25.001/26/2011 8:45:36 AM
feb217$25.001/25/2011 9:36:58 PM
leverage-monger$25.001/26/2011 9:39:31 AM
branaa99$25.001/26/2011 9:51:00 AM
nickel-launcher$25.001/26/2011 8:08:07 AM
TeamRamRod$50.751/26/2011 9:58:24 AM
jutdon84$200.001/26/2011 11:57:10 AM
carlos_chantana$25.791/26/2011 7:50:46 AM
Christophe$25.001/26/2011 8:00:07 AM
loyalist1$50.001/26/2011 8:26:47 AM
loyaltyologist$25.001/26/2011 9:56:02 AM
UCLA4life$25.001/26/2011 12:02:09 PM
reflective-rupee$400.771/24/2011 8:14:29 PM
Top_Gun_Lender$26.001/24/2011 8:33:13 PM
EretzCapital$25.001/25/2011 8:30:49 AM
favorite-commerce$50.001/24/2011 8:36:12 PM
Kash2010lu$27.001/24/2011 5:38:23 PM
wonder3$25.001/25/2011 6:32:59 AM
greencat$50.001/25/2011 7:11:14 AM
SOP_Bank$25.001/24/2011 7:50:54 PM
itsmaj$50.001/24/2011 8:08:34 PM
organic-treasure$25.001/25/2011 4:06:05 AM
Whipster$50.001/25/2011 5:17:54 AM
kegs$150.001/25/2011 11:07:24 AM
HHP$50.001/25/2011 4:00:08 PM
loanman2007$125.001/25/2011 11:01:30 AM
SolarMoonshine$25.001/25/2011 5:16:11 PM
ready-interest9$25.001/25/2011 3:49:21 PM
zone8$125.001/25/2011 2:23:07 PM
carrinel$47.731/25/2011 4:59:11 PM
Rob717171$50.001/25/2011 9:23:40 PM
Leshan$50.001/25/2011 9:55:17 PM
capital-kingdom$25.001/26/2011 5:45:04 AM
carrinel$71.841/26/2011 6:58:02 AM
twtb19$30.001/26/2011 4:05:03 AM
head$25.001/26/2011 4:47:25 AM
tech310$50.001/26/2011 1:17:51 AM
trade-goblin9$25.001/26/2011 10:39:12 AM
buffalobills$25.001/26/2011 9:08:04 AM
PeePaw$25.001/26/2011 11:00:14 AM
bnoble09$25.001/26/2011 10:01:28 AM
santhana$29.971/26/2011 7:50:41 AM
Nerdster1$25.051/26/2011 9:53:39 AM
mpatrick$25.001/26/2011 10:51:15 AM
JohnWS$25.001/26/2011 11:06:04 AM
the-dedicated-dime$50.001/26/2011 11:26:00 AM
76 Investments
 
Borrower Payment Dependent Notes Series 491319
This series of Notes was issued and sold upon the funding of the borrower loan #46858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $224.51
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1979 Debt/Income ratio: 17%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,281Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: nickel-juniper Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hearing Aid
Purpose of loan:
This loan will be used to? Buy new hearing aids and new carpet in rental property.

My financial situation:
I am a good candidate for this loan because? I pay my bills. Just in a temporary slump trying to get house rented out.? Interviewing three prospective tenants next week.

Monthly net income: $

Monthly expenses: $ 3300
??Housing: $ 1400
??Insurance: $ 70
??Car expenses: $ 500
??Utilities: $ 75
??Phone, internet: $ 120
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 400
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.001/21/2011 10:47:32 AM
velocity-solo$30.001/21/2011 11:00:59 AM
somebody32$50.001/21/2011 11:17:24 AM
ready-interest9$25.001/21/2011 11:06:49 AM
Investoman$100.001/21/2011 11:07:08 AM
genius520$100.001/21/2011 11:09:02 AM
capital-halo1$500.001/21/2011 11:07:38 AM
witty-openness$25.001/21/2011 3:52:38 PM
loss-of-control$50.001/21/2011 2:27:16 PM
careful-note$50.001/21/2011 3:38:12 PM
frogperson$100.001/21/2011 5:31:02 PM
Bob450$25.001/21/2011 5:45:23 PM
zorg77$25.001/22/2011 9:36:23 AM
forthright-dedication$25.001/22/2011 12:41:57 PM
wdfraser$50.001/22/2011 5:31:54 PM
suave-dime6$25.001/22/2011 1:33:52 PM
SDD123$25.001/22/2011 4:18:29 PM
ChuckieG$50.001/23/2011 5:43:44 AM
circuitfive$25.001/22/2011 8:53:29 PM
ezg$50.001/23/2011 12:27:17 AM
dws2380$25.001/22/2011 7:10:44 PM
first-serene-credit$25.001/23/2011 8:29:16 AM
CapitalismRocks$25.001/23/2011 11:12:46 AM
nanda$50.001/23/2011 6:56:38 PM
systemlender$100.001/23/2011 8:14:12 PM
850$50.001/23/2011 9:53:24 PM
I_Really_Hate_Banks$25.001/24/2011 3:43:09 AM
amusement4$300.001/23/2011 6:00:20 PM
enthusiastic-balance5$200.001/23/2011 7:13:09 PM
VJ_Financial$25.001/23/2011 8:09:26 PM
moola-wildebeest3$50.001/23/2011 7:02:40 PM
NoMoreDebt4Me$25.001/24/2011 9:36:05 AM
trade-surge3$50.001/23/2011 8:31:51 PM
dough-bear$50.001/24/2011 6:52:10 AM
moola-monger9$50.001/24/2011 7:37:33 AM
ALLOUS$25.001/24/2011 10:49:02 AM
a-plentiful-loyalty$25.001/24/2011 11:05:00 AM
richboy56$25.001/24/2011 12:48:04 PM
rescue$100.001/24/2011 2:07:56 PM
admirable-basis1$25.001/24/2011 10:34:05 AM
open-minded-fund9$50.001/24/2011 11:03:15 AM
tisgro$25.001/24/2011 4:37:20 PM
profitable-return5$25.001/24/2011 12:48:16 PM
rogue_monster$25.001/24/2011 1:02:41 PM
karpman3$50.001/24/2011 2:24:59 PM
Jack55304$100.001/21/2011 10:52:47 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:49 AM
Kash2010lu$27.001/21/2011 11:01:54 AM
HHP$50.001/21/2011 11:14:02 AM
bid-czar8$50.001/21/2011 11:16:31 AM
greencat$50.001/21/2011 10:55:59 AM
ingenious-interest1$50.001/21/2011 10:58:04 AM
jjswanso$50.001/21/2011 11:18:42 AM
credit-sycamore4$100.001/21/2011 11:19:17 AM
mlj0671$25.001/21/2011 12:21:55 PM
larryboy10$25.001/21/2011 12:01:26 PM
retired272$25.001/21/2011 5:17:57 PM
2grindstones$25.001/21/2011 1:43:00 PM
mercuriant$25.001/21/2011 7:31:55 PM
erowis$40.001/21/2011 9:37:14 PM
vutah$25.001/22/2011 12:37:03 AM
dudebrah$25.001/22/2011 11:21:22 AM
peace-missile$25.001/22/2011 11:37:03 AM
squadron781$25.001/22/2011 2:28:51 PM
power-trophy7$25.001/22/2011 3:54:39 PM
red-favorable-basis$25.001/23/2011 2:59:32 AM
onecooldrink$25.001/23/2011 11:01:33 AM
HeavyDriver03$25.001/23/2011 12:26:49 PM
MADAOO7$50.001/23/2011 9:36:52 AM
favorite-commerce$50.001/23/2011 6:34:28 AM
Nicedad72$25.001/23/2011 1:51:52 PM
fund-fox4$50.001/23/2011 11:16:23 AM
CA-Lender$25.001/24/2011 6:07:10 AM
green-rapid-openness$100.001/23/2011 5:46:46 PM
coin-bee1$25.001/24/2011 9:29:45 AM
rupee-artisan$25.001/24/2011 9:33:00 AM
Justbiz$50.001/24/2011 9:38:41 AM
omegamon1$25.001/24/2011 7:40:49 AM
realestate6606$100.001/24/2011 8:50:23 AM
Angel_Investor_7$25.001/24/2011 9:38:08 AM
gizzywump$50.001/24/2011 7:52:21 AM
speedy-point$25.001/24/2011 10:38:18 AM
mmckune$25.001/24/2011 9:47:18 AM
EarlyRiser$250.001/24/2011 10:39:46 AM
farmn$25.001/24/2011 4:25:01 PM
mwb$25.001/24/2011 10:50:30 AM
Iceman1347$25.001/24/2011 3:49:40 PM
p2p-czar3$30.001/24/2011 12:01:45 PM
wanna-help$50.001/24/2011 3:12:00 PM
grammaspurse$25.001/24/2011 4:35:35 PM
payout-bridge$1,000.001/24/2011 5:30:51 PM
91 Investments
 
Borrower Payment Dependent Notes Series 491397
This series of Notes was issued and sold upon the funding of the borrower loan #46854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-21-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $258.40
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1991 Debt/Income ratio: 18%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 12Length of status:18y 5m
Amount delinquent: $0 Total credit lines: 60 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,302Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: Larraybee Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 19 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,800.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2010)
700-719 (Mar-2010)
700-719 (Feb-2010)
640-659 (Apr-2008)
 
Principal balance: $1,317.55 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Debt consolidation
Purpose of loan:
I shall use the proceeds from the loan in conjunction with other funds (non loans) that I have received to pay my debts and lower my monthly debt payments.
My financial situation:
I am a good candidate for this loan because I have been gainfully employed for over 18 years, I have a job that is virtually recession proof.
Monthly net income: $5000.00



Monthly expenses: $
??Housing: $ 875.00
??Insurance: $ 200.00
??Car expenses: $ 250.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 102??
Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 550.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
113121$400.001/21/2011 10:41:30 AM
enthusiastic-balance5$100.001/21/2011 10:41:56 AM
Jack55304$100.001/21/2011 10:52:57 AM
velocity-solo$30.001/21/2011 11:01:14 AM
genius520$100.001/21/2011 11:09:08 AM
MoneyForNothing$25.001/21/2011 11:10:37 AM
golffish2$48.201/21/2011 10:41:21 AM
Feyenoord$25.001/21/2011 10:42:32 AM
JustMee$25.001/21/2011 11:24:04 AM
selector568$150.001/21/2011 11:42:18 AM
Astyanax$50.001/21/2011 11:50:47 AM
greencat$50.001/21/2011 10:50:37 AM
wise-rupee-sanctuary$50.001/21/2011 10:54:54 AM
ingenious-interest1$50.001/21/2011 10:58:12 AM
nickel-hickory$50.001/21/2011 10:58:47 AM
witty-openness$25.001/21/2011 12:54:39 PM
Kash2010lu$27.001/21/2011 11:02:00 AM
Thylow$25.001/21/2011 12:57:39 PM
nickel-hickory$50.001/21/2011 1:32:23 PM
LivingInvestments01$25.001/21/2011 2:01:09 PM
Whipster$50.001/21/2011 11:45:05 AM
payout-alien6$25.001/21/2011 2:50:43 PM
nilonc1$100.001/21/2011 4:55:29 PM
loss-of-control$100.001/21/2011 2:02:49 PM
mlj0671$25.001/21/2011 12:13:13 PM
Mr-Miracle$25.001/21/2011 12:30:54 PM
one-midas$25.001/21/2011 12:41:57 PM
wise-intelligent-duty$25.001/21/2011 2:40:36 PM
careful-note$50.001/21/2011 3:38:16 PM
thrifty-capital$25.001/21/2011 3:45:02 PM
SolarMoonshine$25.001/21/2011 3:54:57 PM
vine99$50.001/21/2011 1:07:04 PM
wonder3$25.001/21/2011 1:13:43 PM
Investoman$100.001/21/2011 4:17:02 PM
2grindstones$25.001/21/2011 4:25:27 PM
kttalamo$25.001/21/2011 5:03:56 PM
Gandalf0001$25.001/21/2011 6:28:20 PM
lucrative-coin$117.031/21/2011 8:00:47 PM
frogperson$250.001/21/2011 5:32:10 PM
ac787$25.001/21/2011 5:35:22 PM
bid-czar8$50.001/21/2011 5:46:00 PM
jcw3rd$25.001/21/2011 6:01:53 PM
SOP_Bank$25.001/21/2011 6:10:28 PM
hopeful-truth5$400.001/21/2011 7:12:30 PM
mercuriant$25.001/21/2011 7:31:59 PM
umfan123$25.001/21/2011 7:38:23 PM
NYretire$100.001/21/2011 7:45:36 PM
investment-artist$25.001/21/2011 10:41:34 AM
capital-halo1$500.001/21/2011 11:07:56 AM
LittleMingo$30.001/21/2011 10:41:27 AM
SFBank$200.001/21/2011 10:42:23 AM
jazzlender$25.001/21/2011 10:47:37 AM
grnii78$75.001/21/2011 11:31:31 AM
reflective-rupee$1,000.771/21/2011 1:08:57 PM
nickel-hickory$50.001/21/2011 1:32:17 PM
nickel-hickory$50.001/21/2011 1:32:35 PM
HHP$50.001/21/2011 11:14:07 AM
DasMula$77.001/21/2011 11:14:34 AM
favorite-commerce$50.001/21/2011 2:46:22 PM
jjswanso$50.001/21/2011 11:18:48 AM
peso-tiramisu$25.001/21/2011 3:12:59 PM
credit-sycamore4$100.001/21/2011 11:19:25 AM
penny-plato$25.001/21/2011 4:00:47 PM
brwnidgirl$200.001/21/2011 1:27:40 PM
nickel-hickory$50.001/21/2011 1:32:29 PM
Mikale360$25.001/21/2011 5:36:04 PM
friendinmoney$35.001/21/2011 4:25:33 PM
wisconsinvestor$100.001/21/2011 5:45:24 PM
loss-of-control$250.001/21/2011 1:57:59 PM
Thylow$25.001/21/2011 4:52:11 PM
sweety075$25.001/21/2011 6:34:40 PM
swti37$50.001/21/2011 7:55:44 PM
mikeandcat$150.001/21/2011 6:14:20 PM
scarlet-velvet$25.001/21/2011 7:41:11 PM
DoctorJoe$25.001/21/2011 6:13:53 PM
twtb19$35.001/21/2011 7:27:47 PM
76 Investments
 
Borrower Payment Dependent Notes Series 491405
This series of Notes was issued and sold upon the funding of the borrower loan #46809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1973 Debt/Income ratio: 11%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:15y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $238Stated income:$1-$24,999
Delinquencies in last 7y: 23 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: orderly-income075 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Debt
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
velocity-solo$25.001/21/2011 11:00:33 AM
credit-sycamore4$100.001/21/2011 11:19:27 AM
jazzlender$25.001/21/2011 10:47:39 AM
greencat$50.001/21/2011 11:03:45 AM
green-friendly-bill$50.001/21/2011 3:38:45 PM
goodhearted-basis4$25.001/21/2011 4:56:34 PM
reflective-rupee$250.771/21/2011 1:20:18 PM
Bob450$25.001/22/2011 12:59:22 AM
Jack55304$100.001/21/2011 10:47:35 PM
mrxtravis$33.811/22/2011 1:05:55 AM
curriculum7$25.001/22/2011 5:11:58 AM
suave-dime6$25.001/22/2011 1:33:54 PM
forthright-dedication$25.001/22/2011 12:41:58 PM
peace-missile$25.001/22/2011 2:13:17 PM
poolshark72$25.001/22/2011 2:37:14 PM
circuitfive$25.001/22/2011 8:53:30 PM
ezg$50.001/23/2011 12:42:22 AM
ChuckieG$50.001/23/2011 5:43:48 AM
amusement4$200.001/23/2011 5:43:10 PM
economy-structure9$25.001/24/2011 3:42:35 AM
amusement4$300.001/23/2011 5:44:00 PM
trade-surge3$50.001/23/2011 8:31:52 PM
double22$63.601/24/2011 7:35:44 AM
gizzywump$50.001/24/2011 7:52:23 AM
CA-Lender$25.001/24/2011 6:07:11 AM
nanda$50.001/23/2011 6:56:38 PM
Pu239$60.001/24/2011 7:20:05 AM
pyungpyung$25.071/24/2011 6:59:32 AM
speedy-point$25.001/24/2011 10:38:19 AM
somebody32$50.001/24/2011 9:37:51 AM
p2ploan-bliss$25.001/24/2011 11:23:21 AM
seineil$50.001/24/2011 12:56:54 PM
open-minded-fund9$50.001/24/2011 11:03:15 AM
p2p-czar3$30.001/24/2011 12:01:46 PM
rogue_monster$25.001/24/2011 1:02:42 PM
wanna-help$50.001/24/2011 3:12:01 PM
moola-disk$25.551/24/2011 5:52:02 PM
transamerican$25.001/24/2011 6:01:23 PM
razor783$25.001/24/2011 6:39:13 PM
droopie1$25.001/21/2011 12:10:50 PM
mikelance7$25.001/21/2011 3:45:46 PM
larryboy10$25.001/21/2011 4:52:18 PM
careful-note$50.001/21/2011 3:38:18 PM
realtormoises$25.001/21/2011 1:28:28 PM
mercuriant$25.001/21/2011 7:32:00 PM
impala6464$25.001/21/2011 9:10:03 PM
ingenious-interest1$50.001/21/2011 10:59:39 PM
retired272$25.001/21/2011 5:20:13 PM
capital-halo1$500.001/21/2011 10:47:54 PM
aquistoyraul$25.001/22/2011 2:17:44 PM
wdfraser$50.001/22/2011 5:31:55 PM
autonomous-truth$50.001/22/2011 7:10:48 PM
CapitalismRocks$25.001/23/2011 11:12:47 AM
HeavyDriver03$25.001/23/2011 12:26:51 PM
Bocephus1959$25.001/23/2011 2:36:05 PM
moola-wildebeest3$50.001/23/2011 7:02:41 PM
zone6$80.001/24/2011 7:26:32 AM
dough-bear$50.001/24/2011 6:52:12 AM
superb-generosity8$25.001/24/2011 9:34:29 AM
bankbuddie$65.801/24/2011 9:51:30 AM
admirable-basis1$25.001/24/2011 10:34:06 AM
a-plentiful-loyalty$25.001/24/2011 11:41:25 AM
OrdiNance$50.001/24/2011 11:56:50 AM
muirheaj$25.001/24/2011 3:01:19 PM
richboy56$25.001/24/2011 12:48:05 PM
HenryS$50.001/24/2011 2:01:39 PM
rescue$100.001/24/2011 2:07:57 PM
power-leader1$25.001/24/2011 2:49:26 PM
gallant-economy9$265.401/24/2011 6:49:58 PM
69 Investments
 
Borrower Payment Dependent Notes Series 491409
This series of Notes was issued and sold upon the funding of the borrower loan #46827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-21-2011 
Term: 36 months Listing End date:  Jan-23-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $102.05
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1999 Debt/Income ratio: 10%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:6y 5m
Amount delinquent: $358 Total credit lines: 33 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,407Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: bmdeuser Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Bill Loan
Purpose of loan:
This loan will be used to pay a medical bill

My financial situation:
I am a good candidate for this loan because I have a good job where I make a decent living.

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Jack55304$50.001/21/2011 4:12:23 PM
wise-rupee-sanctuary$50.001/21/2011 4:14:33 PM
velocity-solo$30.001/21/2011 4:14:52 PM
genius520$100.001/21/2011 4:15:25 PM
credit-sycamore4$100.001/21/2011 4:15:58 PM
capital-halo1$500.001/21/2011 4:15:19 PM
vanklein$25.001/22/2011 8:35:59 AM
dudebrah$25.001/22/2011 11:19:54 AM
zorg77$25.001/22/2011 9:39:00 AM
a_salt_miner$25.001/22/2011 1:01:48 PM
blissful-deal0$100.001/22/2011 2:54:54 PM
interstellar$50.001/22/2011 3:01:38 PM
suave-dime6$25.001/22/2011 1:34:06 PM
supreme-hope$25.001/22/2011 3:38:27 PM
squadron781$25.001/22/2011 2:22:57 PM
forthright-dedication$25.001/22/2011 12:42:08 PM
kalihan42$30.501/22/2011 3:00:38 PM
ezg$50.001/23/2011 12:42:49 AM
Free-the-usa-1776$25.001/22/2011 7:16:41 PM
well-mannered-income3$25.001/22/2011 8:49:19 PM
mighty-commerce7$35.031/22/2011 9:09:12 PM
loan-kingdom162$100.001/23/2011 10:28:25 AM
trident8$25.001/23/2011 11:03:50 AM
Bocephus1959$25.001/23/2011 2:14:53 PM
apple757$25.001/23/2011 11:14:09 AM
Feldoth$25.001/23/2011 3:23:39 PM
reflective-rupee$25.771/21/2011 4:39:14 PM
goodhearted-basis4$25.001/21/2011 4:56:41 PM
ingenious-interest1$50.001/21/2011 4:14:37 PM
HHP$50.001/21/2011 4:15:41 PM
a-finance-nirvana$25.001/21/2011 4:16:32 PM
careful-note$50.001/21/2011 4:16:53 PM
hopeful-truth5$50.001/21/2011 7:26:23 PM
bluebouyz$25.001/21/2011 8:32:19 PM
Bob450$25.001/22/2011 8:39:16 AM
transparent-silver6$25.001/22/2011 8:56:01 AM
coin-bee1$25.001/22/2011 10:05:11 AM
SANTIAGO1$25.001/22/2011 7:53:35 PM
Leshan$25.001/23/2011 6:35:40 AM
Reliance_Banker$25.001/22/2011 3:36:12 PM
mercuriant$25.001/23/2011 8:06:34 AM
loss-of-control$50.001/23/2011 9:40:10 AM
Cliffie83$25.001/22/2011 6:43:15 PM
onecooldrink$25.001/23/2011 11:03:33 AM
CapitalismRocks$25.001/23/2011 11:12:57 AM
aztocas$25.001/23/2011 12:19:29 PM
verdiprr$300.001/23/2011 8:42:33 AM
Fun54115$25.001/23/2011 3:34:28 PM
MoneyForNothing$3.701/23/2011 4:22:51 PM
49 Investments
 
Borrower Payment Dependent Notes Series 491573
This series of Notes was issued and sold upon the funding of the borrower loan #46803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-22-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1993 Debt/Income ratio: 8%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 50 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,432Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: ore-party5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - Solid Loan
I am a great candidate for this loan because of my very high income and ability to repay this loan within 4 months. I intend to use this to pay off some higher debts (Citicard). This loan will be repaid quickly!

Thank you for your consideration. I would much rather pay you investors than Citicard. I have had it with the unreasonable bank fees.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi there, could you explain the high revolving credit balance? Since about half of the bankruptcies in this country are due to medical expenses, could you tell me if you are covered by health insurance? Thanks and good luck with this loan. - green-rapid-openness
A: Good question - I have full coverage through my current employer. PPO even!!!! Thank you. The balance was due to expenses run up in acquiring the 2 franchise locations. As you can see, I have NEVER missed or had a late payment. (Jan-22-2011)
Q: How did you run up this debt? Thanks and best wishes. - reflective-rupee
A: The debt was recently run up in the fees associated with the franchising opportunity I have. Thank you. (Jan-22-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance as of 1/21 is $592,000. The zillow estimate of my home is $720,000 but I live in a neighborhood with new construction, so I would conservatively estimate it around $650,000. No HELOC on the home. (Jan-22-2011)
Q: Would you please give as a monthly cash flow picture: what are your fixed expenses and what is you fixed income. - Math_Physics
A: Cash flow is not a problem. I make over $300k annually from my employer. My expenses are $4500 mortgage, $1,000 in debt service (revolving lines), $600 utilities. I get a car allowance and insurance is paid for. My monthly gross exceeds $15k. (Jan-22-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
velocity-solo$30.001/22/2011 11:27:23 AM
HHP$50.001/22/2011 11:30:18 AM
Jack55304$100.001/22/2011 11:33:45 AM
witty-openness$25.001/22/2011 12:14:34 PM
DasMula$77.001/22/2011 11:37:39 AM
Artist_Blue$25.001/22/2011 2:12:55 PM
wise-rupee-sanctuary$50.001/22/2011 11:26:51 AM
forthright-dedication$25.001/22/2011 12:42:25 PM
careful-note$50.001/22/2011 11:32:10 AM
Kash2010lu$27.001/22/2011 11:32:20 AM
reflective-rupee$250.771/22/2011 1:45:26 PM
capital-halo1$500.001/22/2011 3:59:05 PM
SolarMoonshine$25.001/22/2011 12:19:01 PM
blue-useful-auction$25.001/22/2011 4:38:06 PM
barkochva$25.001/22/2011 8:07:08 PM
reflective-rupee$750.771/22/2011 1:43:45 PM
credit-missile$100.001/22/2011 10:41:35 PM
BangBros$400.001/22/2011 6:38:50 PM
autonomous-truth$100.001/22/2011 9:35:21 PM
responsibility-aurora$50.001/22/2011 10:24:12 PM
1traveler$25.001/22/2011 11:48:57 PM
investment-artist$25.001/23/2011 10:13:58 AM
Whipster$50.001/22/2011 6:43:14 PM
CapitalismRocks$25.001/23/2011 11:13:09 AM
aztocas$50.001/23/2011 12:31:54 PM
proper-revenue7$25.001/23/2011 1:23:24 PM
shrewd-income$250.001/23/2011 3:32:37 PM
Saleen06$32.001/23/2011 5:59:32 PM
Nicedad72$26.001/23/2011 2:11:47 PM
toronado$50.001/23/2011 7:51:20 PM
amusement4$300.001/23/2011 5:47:21 PM
enthusiastic-balance5$200.001/23/2011 7:11:06 PM
FinanceEngine$25.001/23/2011 2:24:57 PM
sdcc72$25.001/24/2011 7:32:43 AM
nymoney$122.001/24/2011 4:58:59 AM
FinanciallySavvyMom$25.001/24/2011 8:51:46 AM
thrifty-capital$27.421/23/2011 6:04:33 PM
JayIsABear$39.871/24/2011 9:14:49 AM
greencat$50.001/24/2011 7:17:17 AM
chrisb1414$25.001/24/2011 7:26:37 AM
urgeforknowledge$70.001/23/2011 10:58:01 PM
exchange-upholder0$25.001/23/2011 11:54:20 PM
mhotchan$100.001/24/2011 8:43:51 AM
buffalobills$25.001/24/2011 9:14:42 AM
coin-bee1$25.001/24/2011 9:24:15 AM
power-secret-agent$30.001/24/2011 9:53:39 AM
ag-ventures$36.181/24/2011 9:23:54 AM
mstar925$25.001/24/2011 9:26:52 AM
liberty-magnate$25.001/24/2011 9:40:22 AM
ready-interest9$25.001/24/2011 9:58:51 AM
leprechaun92$25.131/24/2011 10:09:03 AM
Leshan$25.001/24/2011 10:12:36 AM
genius520$100.001/22/2011 11:28:38 AM
a-finance-nirvana$25.001/22/2011 11:31:43 AM
jlofgren$25.001/22/2011 2:06:35 PM
suave-dime6$25.001/22/2011 1:37:02 PM
zorg77$25.001/22/2011 1:56:24 PM
credit-sycamore4$100.001/22/2011 3:58:41 PM
penny-plato$25.001/22/2011 4:56:18 PM
reflective-rupee$500.771/22/2011 8:09:14 PM
red-favorable-basis$25.001/22/2011 9:13:12 PM
ekmendenhall$50.001/22/2011 2:27:37 PM
auction-seeker$25.001/23/2011 9:43:53 AM
loss-of-control$100.001/23/2011 9:47:28 AM
catnip007$26.041/23/2011 10:49:45 AM
erowis$30.001/23/2011 5:54:58 AM
friendinmoney$25.001/23/2011 12:01:17 PM
rockhound84$25.001/23/2011 5:15:29 AM
enriched-note6$25.001/23/2011 12:23:09 PM
nilonc1$50.001/23/2011 8:06:38 AM
loanman2007$200.001/23/2011 10:14:59 AM
top-attractive-moola$50.001/23/2011 11:23:23 AM
interstellar$50.001/23/2011 3:34:19 PM
dorfinia$50.001/23/2011 6:59:22 PM
exciting-fairness$200.001/23/2011 7:17:01 PM
transformer855$100.001/23/2011 10:32:27 PM
coin-amigo$25.001/24/2011 6:34:28 AM
squarebob$25.001/24/2011 4:55:36 AM
palex$25.001/24/2011 5:32:38 AM
dough-bear$50.001/24/2011 6:52:31 AM
flexible-money1$150.001/24/2011 9:40:02 AM
Frosty$25.001/24/2011 7:34:26 AM
2grindstones$25.001/24/2011 9:52:11 AM
well-rounded-dinero$100.001/24/2011 7:52:27 AM
lively-exchange$25.001/24/2011 8:12:24 AM
DMKAssetManagement$100.001/24/2011 10:17:39 AM
rupee_power$25.001/24/2011 10:19:45 AM
EBITDA$25.001/24/2011 9:09:22 AM
MoneyTree79$30.001/24/2011 9:14:58 AM
Kyileo$25.001/24/2011 9:24:07 AM
Christophe$25.001/24/2011 7:37:09 AM
revenue-appraiser$25.001/24/2011 8:15:36 AM
carlos_chantana$25.001/24/2011 9:54:27 AM
ore-dojo$30.001/24/2011 10:03:33 AM
draggon77$25.001/24/2011 9:11:18 AM
EarlyRiser$250.001/24/2011 10:40:00 AM
worthy-bid4$25.001/24/2011 9:29:34 AM
Lubava$25.001/24/2011 10:25:54 AM
cash-arboretum$93.781/24/2011 9:52:23 AM
pythia$25.001/24/2011 10:33:26 AM
revenue-magnolia$50.001/24/2011 10:35:05 AM
the-cash-allotment$48.081/24/2011 10:35:20 AM
102 Investments
 
Borrower Payment Dependent Notes Series 491603
This series of Notes was issued and sold upon the funding of the borrower loan #46857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1979 Debt/Income ratio: 45%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,632Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: transaction-spinner Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
JA2Q123
Purpose of loan:
This loan will be used to?Consolidate bills?

My financial situation:
I am a good candidate for this loan because? I do pay my bills on time. And I will pay this loan as soon as possible.

Monthly net income: $ 2,228.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
wise-rupee-sanctuary$50.001/23/2011 2:14:25 PM
careful-note$50.001/23/2011 2:19:42 PM
suave-dime6$25.001/23/2011 2:21:12 PM
genius520$100.001/23/2011 2:17:00 PM
forthright-dedication$25.001/23/2011 2:20:34 PM
witty-openness$25.001/23/2011 2:31:55 PM
coin-bee1$25.001/24/2011 9:51:00 AM
Artist_Blue$25.001/24/2011 6:07:31 AM
revenue-magnolia$50.001/24/2011 10:37:57 AM
rescue$100.001/24/2011 2:08:22 PM
wanna-help$50.001/24/2011 3:17:18 PM
jasjac0105$25.001/25/2011 9:42:21 AM
the-debt-starfish$89.791/25/2011 7:32:58 AM
zone8$125.001/25/2011 2:22:29 PM
benefit-banshee$50.001/25/2011 2:16:22 PM
lasalle123$50.001/25/2011 2:34:06 PM
wonder3$25.001/25/2011 5:43:20 PM
loss-of-control$150.001/25/2011 5:35:18 PM
grotheik$25.001/26/2011 7:43:30 AM
octoberfresh$25.001/26/2011 3:50:56 AM
wkeboarder21$50.001/25/2011 7:49:58 PM
Bob450$25.001/26/2011 4:09:01 AM
Trevor_C$25.001/26/2011 9:32:59 AM
principal-laser$25.001/26/2011 6:07:37 AM
supreme-hope$25.001/26/2011 9:58:56 AM
frogperson$200.001/26/2011 9:10:13 AM
Astyanax$40.001/26/2011 11:34:50 AM
justinology$25.001/26/2011 4:18:52 PM
chief_wo$25.001/26/2011 4:46:44 PM
wise-silver-wonder$25.001/26/2011 4:45:46 PM
skillful-asset5$30.001/26/2011 6:10:35 PM
musegaze$100.001/26/2011 4:23:04 PM
MoonMama$25.001/26/2011 4:24:23 PM
bid-papyrus$25.001/26/2011 5:00:57 PM
money-bauble$32.871/26/2011 7:03:06 PM
mercuriant$25.001/26/2011 7:44:13 PM
point$28.551/26/2011 8:38:59 PM
Comoparklender$50.001/26/2011 8:42:53 PM
unrivaled-justice$25.001/26/2011 9:07:23 PM
seisen$50.001/26/2011 7:44:27 PM
Easystreet$25.001/26/2011 7:50:21 PM
unassassinable$25.001/26/2011 11:35:25 PM
kulender$50.001/26/2011 8:08:35 PM
social-conductor4$25.001/26/2011 11:37:43 PM
shrewd-truth1$34.251/26/2011 11:43:56 PM
MylesNH$25.001/26/2011 8:24:03 PM
kendigme$25.001/27/2011 2:18:56 AM
dbmurch$25.001/27/2011 2:43:29 AM
yield-lion$25.001/26/2011 8:57:52 PM
financial-frenzy$25.001/26/2011 9:08:27 PM
economy-producer$25.001/26/2011 8:56:10 PM
ivy-league-MBA$25.001/26/2011 8:57:42 PM
iLoaner$25.001/26/2011 11:07:42 PM
dedicated-transaction796$50.001/26/2011 11:43:52 PM
tnjohnso$25.001/27/2011 2:54:59 AM
graceful-investment$100.001/26/2011 11:37:08 PM
ciscoparrot$25.001/27/2011 3:16:52 AM
skockie$50.001/27/2011 5:14:43 AM
BankofRon$25.001/27/2011 2:49:45 AM
shrewd-peace7$25.001/27/2011 3:16:29 AM
mlj0671$25.001/27/2011 6:46:12 AM
slithytove$25.001/27/2011 6:07:58 AM
realtormoises$25.001/27/2011 6:17:59 AM
credit-maverick1$50.001/27/2011 6:26:10 AM
order-maestro$25.001/27/2011 7:02:59 AM
moneysong$250.001/27/2011 7:12:49 AM
velocity-solo$30.001/23/2011 2:15:23 PM
credit-guard5$25.001/23/2011 2:38:46 PM
reflective-rupee$25.771/23/2011 3:13:45 PM
reflective-rupee$75.771/23/2011 3:13:54 PM
shrewd-income$25.001/23/2011 3:36:25 PM
HHP$50.001/23/2011 2:18:30 PM
Jack55304$100.001/23/2011 2:20:01 PM
Mr-Miracle$25.001/23/2011 7:34:55 PM
amusement4$200.001/23/2011 5:41:22 PM
Kash2010lu$27.001/23/2011 2:19:51 PM
greencat$50.001/24/2011 7:19:07 AM
JustMee$25.001/23/2011 3:26:04 PM
competent-p2p$29.451/23/2011 5:22:44 PM
2grindstones$25.001/24/2011 11:02:52 AM
hopeful-truth5$100.001/24/2011 2:21:25 PM
vine99$65.001/24/2011 12:29:50 PM
nilonc1$25.001/24/2011 5:07:49 PM
EarlyRiser$250.001/24/2011 10:40:11 AM
enriched-note6$25.001/24/2011 11:37:33 PM
kendigme$39.541/25/2011 2:37:55 AM
kegs$150.001/25/2011 11:07:08 AM
credit-sycamore4$100.001/25/2011 2:58:19 PM
Whipster$50.001/25/2011 3:58:11 PM
Ocean713$50.001/25/2011 3:06:47 PM
richboy56$25.001/25/2011 1:44:06 PM
capital-halo1$500.001/25/2011 3:44:15 PM
worthy-bid8$50.001/25/2011 1:50:05 PM
auction-seeker$25.001/25/2011 6:51:56 PM
tech310$50.001/26/2011 1:17:39 AM
kendigme$25.001/26/2011 3:26:06 AM
top-courteous-peso$60.581/26/2011 4:23:54 AM
vest_vortex$25.001/26/2011 8:12:31 AM
pixeldave$50.001/25/2011 7:46:50 PM
Rob717171$50.001/25/2011 9:23:30 PM
finance-solo$29.651/26/2011 5:14:31 AM
Leshan$25.001/26/2011 9:14:45 AM
organic-order$25.001/26/2011 5:01:46 AM
a-enticing-reward$25.001/26/2011 9:31:55 AM
omegamon1$30.001/26/2011 8:23:24 AM
thankful-nickel2$25.001/26/2011 1:59:23 PM
famous-bill$25.001/26/2011 4:13:36 PM
handshake5$100.001/26/2011 4:24:00 PM
flopcat$25.001/26/2011 4:42:21 PM
ThatDanGuy$50.001/26/2011 4:24:27 PM
wwwUniversal$25.001/26/2011 4:16:27 PM
Cheburashka$25.001/26/2011 4:56:07 PM
bid-czar8$50.001/26/2011 4:24:20 PM
ingenious-interest1$50.001/26/2011 4:53:26 PM
Wellman$50.001/26/2011 5:07:33 PM
InvestorPartners$25.001/26/2011 6:02:14 PM
VAGweilo$50.001/26/2011 6:31:12 PM
PatRichi$25.001/26/2011 7:07:24 PM
EBITDA$25.001/26/2011 7:16:52 PM
jamiee73$25.001/26/2011 7:40:55 PM
vutah$25.001/26/2011 7:41:38 PM
first-upright-payout$25.001/26/2011 7:07:34 PM
NoCal$25.001/26/2011 8:39:09 PM
FeedTheMachine$50.001/26/2011 8:58:47 PM
108lender$150.001/26/2011 7:06:53 PM
the-profit-oracle$25.001/26/2011 7:08:05 PM
reward-adventure$50.001/26/2011 9:17:20 PM
CA-Lender$25.001/26/2011 9:17:41 PM
asmithj$50.001/26/2011 9:18:20 PM
ommcd$25.001/26/2011 7:49:35 PM
M_ERIC_CANE$53.831/26/2011 9:33:27 PM
payment-gusto$25.001/26/2011 11:39:31 PM
natural-greenback6$25.001/26/2011 11:42:00 PM
djmgd790$29.261/26/2011 11:44:31 PM
dollar-sonnet3$28.241/26/2011 11:45:17 PM
larryboy10$25.001/26/2011 8:25:49 PM
mammalian4$25.001/26/2011 11:47:43 PM
bnlforever$25.001/26/2011 8:43:02 PM
newest-generous-income$25.001/27/2011 1:47:58 AM
thrifty-return$30.001/26/2011 8:55:02 PM
flwah$25.001/26/2011 8:09:04 PM
hope-eagle6$25.001/26/2011 8:57:46 PM
sensible-order2$29.671/27/2011 3:17:12 AM
irrelevant$25.001/26/2011 8:26:17 PM
orange-preeminant-bill$50.001/26/2011 9:17:46 PM
godspeed237$25.001/27/2011 5:13:58 AM
deal-secret-agent$25.001/26/2011 8:57:37 PM
momoney2lend$25.001/26/2011 9:01:45 PM
gold-commander0$50.001/26/2011 9:11:10 PM
Lubava$30.001/27/2011 6:37:50 AM
piter-to-la-investment$25.001/26/2011 9:17:23 PM
IIP77$25.001/26/2011 11:48:19 PM
Katburg$25.001/27/2011 2:50:18 AM
missing-link$25.001/26/2011 11:45:58 PM
excellent-greenback$25.001/27/2011 1:14:19 AM
MilitaryLending$25.001/27/2011 2:55:09 AM
heatherwood$32.531/27/2011 2:59:27 AM
lucrative-deal5$25.001/27/2011 3:13:31 AM
wattboy$44.011/27/2011 6:51:20 AM
unfixer$25.001/27/2011 3:55:43 AM
gotjack$25.001/27/2011 5:07:57 AM
sweetlan$25.001/27/2011 6:04:24 AM
Oak-Parker$25.001/27/2011 6:20:07 AM
163 Investments
 
Borrower Payment Dependent Notes Series 491675
This series of Notes was issued and sold upon the funding of the borrower loan #46848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-23-2011 
Term: 36 months Listing End date:  Jan-24-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $271.11
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1992 Debt/Income ratio: 40%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:18y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,397Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: Sandelynn Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,100.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
720-739 (Mar-2008)
 
Principal balance: $2,034.11 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Current Member-Consolidating debt
Thank you for taking the time to view my listing.? I am a current Prosper member in excellent standing since 2008..

The purpose of this loan is for debt consolidation, which will include consolidating an existing prosper loan which is in
excellent standing.

I am a good candidate for this loan because I have a very long and steady employment record and have been employed for
the past 19 years with the same employer.? I am a Social Worker in a long term care facility.? I love my job and the elderly
folks I serve everyday and plan to work there for many more years!? I am regarded among my peers, family and friends as
very trustworthy, hardworking and loyal.?

My monthly expenses are very low.? The debts which I plan to consolidate are approximately $400.00 in monthly payments.
This would be cut in half with this loan.?

Sadly, in 2005, I was forced to file a bankruptcy.? This is noted above in the Public Records of my credit profile.? This was truly
unavoidable and was done as a very last resort after every other option was exhausted.? This was done with a very heavy heart
as I strongly believe in paying my debts.? Since that time I have worked very hard to rebuild my life and my creditability.?
I have had a perfect payment history since that time, frequently making payments ahead of schedule.?

I have just recently paid in full my first prosper loan.? This has not yet reflected in my credit history.? My existing Prosper
loan is also in excellent standing.

Thank you so much in advance for you help.









 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Isn't the rate on the Prosper loan you want pay off lower than the rate you're requesting for this loan? - Barrayaran
A: Yes - I plan to apply left over funds after my other obligations are satisfied to my first Prosper loan, paying it off faster. Thanks for you question. (Jan-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jazzlender$25.001/23/2011 2:03:50 PM
CAGE-Investments$25.001/23/2011 2:13:43 PM
bowdish1$50.001/23/2011 2:15:52 PM
museic1$50.001/23/2011 2:17:15 PM
rolandweary$25.001/23/2011 2:17:29 PM
sweety075$25.001/23/2011 2:17:52 PM
worldly-community3$50.001/23/2011 2:18:10 PM
C_Mark$100.001/23/2011 2:18:25 PM
marketplace-cello5$25.001/23/2011 2:18:55 PM
american6$100.001/23/2011 2:14:49 PM
reflective-rupee$250.771/23/2011 3:08:18 PM
enthusiastic-balance5$100.001/23/2011 2:19:14 PM
mtnbikemania$50.001/23/2011 2:21:51 PM
enthralling-deal180$50.001/23/2011 2:12:39 PM
wise-rupee-sanctuary$50.001/23/2011 2:14:19 PM
Mikale360$25.001/23/2011 2:46:20 PM
Headhunter14$25.001/23/2011 7:41:56 PM
skuba$75.001/23/2011 2:15:38 PM
genius520$100.001/23/2011 2:16:04 PM
commerce-yeller$25.001/23/2011 2:19:25 PM
soccermom33$25.001/23/2011 6:16:36 PM
Artist_Blue$25.001/24/2011 6:11:35 AM
skiberdad$50.001/23/2011 2:22:11 PM
enthusiastic-balance5$200.001/23/2011 7:14:25 PM
credit-guard5$25.001/23/2011 2:27:01 PM
glimmering-point$25.001/23/2011 4:41:49 PM
enthusiastic-balance5$100.001/23/2011 7:08:17 PM
SimpleChoice$25.001/24/2011 9:40:23 AM
a_falk22$25.001/24/2011 7:41:29 AM
impeccable-transparency$50.001/24/2011 10:13:21 AM
loanman2007$150.001/24/2011 5:46:15 AM
outofoffice$25.001/24/2011 7:21:46 AM
helpinghand63$50.001/24/2011 9:37:15 AM
Travis247$50.001/24/2011 9:14:20 AM
EarlyRiser$250.001/24/2011 10:40:14 AM
platinum-dojo$25.001/24/2011 9:32:46 AM
indomitable-coin$25.001/24/2011 10:15:21 AM
kindness-tonic$34.291/24/2011 11:29:02 AM
radiant-return$26.001/24/2011 11:36:22 AM
CE88$25.811/24/2011 1:25:01 PM
hopeful-truth5$200.001/24/2011 1:59:14 PM
pythia$25.001/24/2011 10:27:58 AM
snowyowl$25.001/24/2011 2:42:40 PM
jsnryn$27.741/24/2011 10:32:43 AM
vutah$25.001/24/2011 4:57:06 PM
thankful-nickel2$25.001/24/2011 2:59:00 PM
ac787$25.001/24/2011 6:27:06 PM
loyaltyologist$25.001/24/2011 6:53:41 PM
speedster351$50.001/24/2011 2:11:44 PM
5kids5$25.001/24/2011 3:20:42 PM
integrity-doctor$100.001/24/2011 4:21:00 PM
brw$25.001/24/2011 4:22:02 PM
the-auction-bear$25.001/24/2011 8:32:16 PM
nashibaksi$25.001/24/2011 6:19:59 PM
AustinAmerica$25.001/24/2011 7:46:24 PM
Wally1727$50.001/24/2011 7:46:50 PM
enchanted-yield4$50.001/23/2011 2:13:25 PM
SolarMoonshine$25.001/23/2011 2:04:35 PM
simplelender80$100.001/23/2011 2:16:21 PM
the-enterprising-leverage$25.001/23/2011 2:17:55 PM
reflective-rupee$250.771/23/2011 3:08:08 PM
velocity-solo$50.001/23/2011 2:17:39 PM
radforj22$25.001/23/2011 4:51:39 PM
MoneyForNothing$165.281/23/2011 6:08:48 PM
return-grizzly$80.001/23/2011 2:12:47 PM
Pulchritudinous$25.001/23/2011 2:24:14 PM
tech310$50.001/23/2011 2:15:04 PM
honorable-yield$25.001/23/2011 2:16:38 PM
ursus$100.001/23/2011 2:16:53 PM
MoneyForNothing$56.941/23/2011 4:34:09 PM
credit-investor5$50.001/23/2011 2:18:45 PM
genuine-integrity0$25.001/23/2011 6:54:11 PM
paladin847$50.001/24/2011 6:17:06 AM
jjswanso$50.001/23/2011 2:23:31 PM
DasMula$100.001/23/2011 2:29:47 PM
principal-star$25.001/23/2011 8:17:16 PM
samaritan5$50.001/23/2011 11:19:45 PM
EverettFinancial$25.001/24/2011 8:36:56 AM
NekHoldings$25.001/24/2011 5:19:46 AM
xrycac$25.001/24/2011 9:25:35 AM
nanda$100.001/23/2011 7:02:37 PM
debt-sphinx99$25.001/24/2011 10:06:11 AM
kmprospeo$50.001/24/2011 10:08:26 AM
investment-artist$25.001/24/2011 8:23:55 AM
thrilling-nickel5$35.001/24/2011 6:39:06 AM
radiant-return$25.001/24/2011 9:32:42 AM
nickel-alien$50.001/24/2011 9:33:33 AM
chekat$25.001/24/2011 8:06:55 AM
well-rounded-dinero$127.821/24/2011 8:18:22 AM
TigerForce$25.001/24/2011 10:18:10 AM
contract-lionheart$300.001/24/2011 10:52:35 AM
thrifty-dedication$50.001/24/2011 10:56:42 AM
JJ-Loans$50.001/24/2011 9:38:17 AM
ingenious-interest1$50.001/24/2011 9:40:00 AM
Johnab$25.001/24/2011 12:04:52 PM
FinanceEngine$25.001/24/2011 10:08:03 AM
kbmarin$25.001/24/2011 4:49:01 PM
hidavehi$25.001/24/2011 5:41:11 PM
heerzaquestion$25.001/24/2011 11:04:37 AM
razor783$25.001/24/2011 6:38:03 PM
britches613$25.001/24/2011 11:32:49 AM
Scotcha$50.001/24/2011 7:16:33 PM
bughead$25.001/24/2011 8:20:04 PM
anton$1,700.001/24/2011 8:52:02 PM
benefit-position$37.041/24/2011 5:57:29 PM
105 Investments
 
Borrower Payment Dependent Notes Series 491719
This series of Notes was issued and sold upon the funding of the borrower loan #46863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Jan-27-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $144.59
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1994 Debt/Income ratio: 12%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $3,385Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: baysfarea Borrower's state: California Borrower's group: Graduates from America's Top 50 Colleges and Universities
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 71 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,549.00< 31 days late: 0 ( 0% )  
600-619 (Dec-2007)
560-579 (Nov-2007)
580-599 (Apr-2007)
540-559 (May-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 71  
Description
2 paid in full prosper loans
Purpose of loan:
Payoff high interest rate credit card debts. I have some 20-30% unsecured debts that will be liquidated with this loan. My goal is to be debt free by 2013 and this loan shall facilitate that goal. This loan will pay off 200 worth of monthly debt exposure and lower interest rates I am paying. Thank you!
My financial situation:
I am a good candidate for this loan because? I have paid off two prosper loans recently I had since 2007 with 0x30 lates and have reduced debt load to nominal amounts. I have low debt load and obligations. I have 50k in liquid assets that I am earmarking for purchase of home in next 3 years.

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 990
??Insurance: $ 35
??Car expenses: $25
??Utilities: $ 55
??Phone, cable, internet: $ 90
??Food, entertainment: $?125
lothing, household expenses $50
Credit cards and other loans: $ 199
ther expenses: $ 10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
alexgalt$100.001/27/2011 10:08:11 AM
cashhelp$50.001/27/2011 10:08:25 AM
Aberdeen$4,000.001/27/2011 10:08:30 AM
vanklein$25.001/27/2011 10:08:08 AM
4 Investments
 
Borrower Payment Dependent Notes Series 491785
This series of Notes was issued and sold upon the funding of the borrower loan #46775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $153.36
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1996 Debt/Income ratio: 7%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $737Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: jmc513 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Reliable Return
Purpose of Loan
I get a new bike, you get a solid, safe return. I'll use this loan to buy a new (to me) motorcycle for commuting and touring

My financial situation:
I'm a stable saver who is dipping a toe into community lending. I'd rather borrow from people rather than a bank.
I could buy the bike outright, but I'm trying to keep as much cash on hand to use as a downpayment on a house. I'm a safe bet, as my credit score attests.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Marathoner$25.001/26/2011 10:41:51 AM
Pulchritudinous$25.001/26/2011 10:42:17 AM
casaram$25.001/26/2011 10:44:05 AM
HunterSix$25.001/26/2011 10:44:11 AM
C_Mark$100.001/26/2011 10:44:26 AM
velocity-solo$60.001/26/2011 10:44:54 AM
Gr8Deal$50.001/26/2011 10:45:02 AM
promiser200$25.001/26/2011 10:45:06 AM
wjf60$50.001/26/2011 10:45:11 AM
credit-maple5$300.001/26/2011 10:45:21 AM
blissful-ore5$50.001/26/2011 10:45:38 AM
interest-exec9$25.001/26/2011 10:45:47 AM
community-pipeline$25.001/26/2011 10:46:01 AM
Daneistes$50.001/26/2011 10:46:15 AM
heavenly-interest9$50.001/26/2011 10:46:26 AM
credible-bid0$50.001/26/2011 10:47:11 AM
vutah$50.001/26/2011 10:47:19 AM
selector568$500.001/26/2011 10:41:42 AM
paladin847$50.001/26/2011 10:42:22 AM
blot44$25.001/26/2011 10:42:42 AM
Goodlender42$25.001/26/2011 10:44:23 AM
compoundinterest$50.001/26/2011 10:44:51 AM
TennSquire$25.001/26/2011 10:44:57 AM
TikPmp1$25.001/26/2011 10:45:25 AM
cebgop$25.001/26/2011 10:45:37 AM
patriot897$50.001/26/2011 10:45:44 AM
AmericanCredit$25.001/26/2011 10:45:54 AM
AFairDeal$75.001/26/2011 10:45:59 AM
honorable-yield$40.001/26/2011 10:46:07 AM
skibum65$50.001/26/2011 10:46:30 AM
FlexFunding$50.001/26/2011 10:42:07 AM
indomitable-coin$50.001/26/2011 10:42:55 AM
Goodthing$100.001/26/2011 10:44:07 AM
paintedposies$50.001/26/2011 10:44:13 AM
ogmanny$50.001/26/2011 10:44:17 AM
kanakakm$50.001/26/2011 10:44:29 AM
larsowe$35.001/26/2011 10:44:36 AM
rakstar$50.001/26/2011 10:45:14 AM
rex45$25.001/26/2011 10:45:19 AM
flexible-value$100.001/26/2011 10:45:43 AM
acropiloterau2002$25.001/26/2011 10:45:48 AM
BankingFamily$50.001/26/2011 10:45:52 AM
yukongin$25.001/26/2011 10:45:57 AM
grallu$50.001/26/2011 10:46:23 AM
one-midas$50.001/26/2011 10:47:35 AM
radforj22$75.001/26/2011 10:42:00 AM
axl163$25.001/26/2011 10:42:23 AM
DukSerduk$25.001/26/2011 10:42:47 AM
violaetain$50.001/26/2011 10:43:55 AM
transparency-giant$50.001/26/2011 10:44:21 AM
thedoctor$100.001/26/2011 10:45:40 AM
mathprof$25.001/26/2011 10:45:45 AM
Dreamconnection$50.001/26/2011 10:46:00 AM
goldfinger3$100.001/26/2011 10:46:13 AM
larrybird$250.001/26/2011 10:47:07 AM
kyomoon$50.001/26/2011 10:42:09 AM
fishtale$25.001/26/2011 10:42:44 AM
Havana21$300.001/26/2011 10:43:01 AM
Krozy$50.001/26/2011 10:43:04 AM
JohnW12$50.001/26/2011 10:44:10 AM
cognizant-rate732$25.001/26/2011 10:44:14 AM
Mantis75$25.001/26/2011 10:44:34 AM
don8ter$25.001/26/2011 10:45:17 AM
ThomasC$50.001/26/2011 10:45:32 AM
credit-investor5$50.001/26/2011 10:45:46 AM
inspired-investment8$100.001/26/2011 10:45:55 AM
webclimber$50.001/26/2011 10:46:05 AM
Phantom99$100.001/26/2011 10:46:09 AM
toronado$50.001/26/2011 10:46:57 AM
balance-voyager$50.001/26/2011 10:42:05 AM
nimble-money0$25.001/26/2011 10:43:57 AM
jct_enterprises$25.001/26/2011 10:44:28 AM
majestic-dedication$50.001/26/2011 10:44:38 AM
currency-persimmon$25.001/26/2011 10:44:47 AM
lender987654321$25.001/26/2011 10:44:53 AM
forthright-dedication$25.001/26/2011 10:44:58 AM
Duchdad$25.001/26/2011 10:45:09 AM
perzzz$50.001/26/2011 10:45:27 AM
kenji4861$25.001/26/2011 10:45:35 AM
shamrocker$25.001/26/2011 10:45:45 AM
lagnisiruk$25.001/26/2011 10:45:50 AM
meenan$100.001/26/2011 10:46:04 AM
EarlyRiser$250.001/26/2011 10:49:01 AM
83 Investments
 
Borrower Payment Dependent Notes Series 491861
This series of Notes was issued and sold upon the funding of the borrower loan #46882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1998 Debt/Income ratio: 38%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 11Length of status:5y 10m
Amount delinquent: $214 Total credit lines: 21 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,567Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: commitmentenstein1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt?

My financial situation:
I am a good candidate for this loan because I pay all my bills and?Job security?

Monthly net income: $ 3700

Monthly expenses: $
??Housing: $ spouse?pays mortgage
??Insurance: $ 450 for four vehicles
??Car expenses: $ 410
??Utilities: $ 220
??Phone, cable, internet: $ 160
??Food, entertainment: $ 200
??Clothing, household expenses $?0
??Credit cards and other loans: $ 955
??Other expenses: $ 174 time share Last payment will be 9/3/2011
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1.total mortgage balance 82500 no 2nd heloc 2.178000 (Jan-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
wise-rupee-sanctuary$50.001/25/2011 9:59:47 AM
greencat$50.001/25/2011 10:04:28 AM
EarlyRiser$250.001/25/2011 11:13:46 AM
genius520$100.001/25/2011 10:01:03 AM
velocity-solo$30.001/25/2011 10:00:04 AM
rescue$100.001/25/2011 10:03:06 AM
jasjac0105$25.001/25/2011 10:03:42 AM
kindness-launcher$2,650.001/25/2011 2:33:58 PM
lasalle123$50.001/25/2011 2:41:14 PM
zone8$125.001/25/2011 2:23:31 PM
thankful-nickel2$25.001/25/2011 4:05:23 PM
minddoc$25.001/25/2011 4:24:32 PM
supreme-hope$25.001/26/2011 5:33:38 AM
Leshan$25.001/26/2011 9:09:58 AM
ShadowLender$35.681/26/2011 6:04:43 AM
Artist_Blue$25.001/26/2011 6:02:00 AM
leverage-monger$28.001/26/2011 9:55:33 AM
duty-monger$50.001/26/2011 4:29:47 PM
HHP$50.001/26/2011 5:01:57 PM
Reliance_Banker$25.001/26/2011 7:08:49 PM
EBITDA$25.001/26/2011 7:16:50 PM
wwwUniversal$25.001/26/2011 8:58:32 PM
Bob450$25.001/26/2011 10:48:06 PM
poolshark72$25.001/26/2011 10:58:04 PM
EretzCapital$25.681/27/2011 8:45:34 AM
moneysong$500.001/27/2011 7:19:37 AM
YoungTaxMan$50.001/27/2011 9:36:21 AM
worthy-bid4$39.791/27/2011 9:56:31 AM
slwholesales$25.001/27/2011 10:23:18 AM
NeketanBank$25.001/27/2011 2:09:56 PM
zenzorba$50.001/27/2011 2:26:52 PM
asset-professor$25.001/27/2011 12:14:14 PM
rinyt$25.001/27/2011 5:21:24 PM
matt_2006$25.001/27/2011 6:36:07 PM
Gandalf0001$25.001/27/2011 7:26:31 PM
flopcat$25.001/27/2011 7:00:20 PM
gain-gourd$75.001/27/2011 7:33:22 PM
mpatrick$25.001/27/2011 7:34:08 PM
worthy-bid8$50.001/25/2011 1:54:50 PM
loss-of-control$50.001/25/2011 5:08:55 PM
ThisGuyIKnow$25.001/25/2011 6:19:25 PM
coin-bee1$25.001/25/2011 7:53:36 PM
Starfin-Capital-Management$143.031/26/2011 4:55:08 AM
foothillender$25.001/26/2011 1:10:15 PM
JohnWS$25.001/26/2011 11:10:35 AM
UCLA4life$25.001/26/2011 4:23:32 PM
balance-force$25.001/26/2011 4:27:32 PM
ethicalhumanist$25.001/26/2011 5:02:00 PM
tech310$50.001/26/2011 5:04:41 PM
leverage-monger$25.781/26/2011 9:15:38 PM
Rip128$75.001/27/2011 7:53:35 AM
zztopdog$27.041/27/2011 10:47:13 AM
2brotherslending$50.001/27/2011 2:01:55 PM
Speculator$25.001/27/2011 1:39:42 PM
rkhrdjp$25.001/27/2011 4:01:03 PM
Jack55304$50.001/27/2011 4:28:19 PM
Zingaro$25.001/27/2011 5:27:54 PM
impala6464$50.001/27/2011 6:41:34 PM
shanedog$25.001/27/2011 7:14:01 PM
DonaldColorado$50.001/27/2011 7:23:04 PM
frogperson$250.001/27/2011 8:13:05 PM
unger$100.001/27/2011 7:28:52 PM
62 Investments
 
Borrower Payment Dependent Notes Series 491867
This series of Notes was issued and sold upon the funding of the borrower loan #46739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-25-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1982 Debt/Income ratio: 7%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 6 Current / open credit lines: 8 / 9Length of status:10y 6m
Amount delinquent: $4,773 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,327Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: ymimms Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I am determined to fix my situation.? I am progressing on my job as well.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150
??Car expenses: $
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Approximately $320,000 2. I am not certain. According to zillow.com, approximately $200,00 (Jan-25-2011)
Q: Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks and best wishes - reflective-rupee
A: The delinquencies are due to my spouse's change in earnings. There has been a decline and I am paying more bills. The public record item was a done in 2004 and paid off before the expiration of the plan. It was due to my spouse's employment situation at the time. (Jan-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
genius520$100.001/25/2011 10:01:04 AM
a-finance-nirvana$25.001/25/2011 9:59:12 AM
velocity-solo$30.001/25/2011 10:00:05 AM
wise-rupee-sanctuary$50.001/25/2011 9:59:48 AM
play_ultimate$25.001/25/2011 3:54:45 PM
balance-handshake7$50.001/25/2011 4:20:17 PM
ThisGuyIKnow$25.001/25/2011 6:19:23 PM
parsec9$25.001/25/2011 3:58:31 PM
lendme2$34.041/26/2011 3:35:16 AM
leverage-monger$70.001/26/2011 9:32:14 PM
Bob450$25.001/26/2011 10:48:07 PM
SqueezeKing$25.001/26/2011 7:44:53 PM
head$25.001/27/2011 8:30:26 AM
StreetJustice$26.581/27/2011 10:43:39 AM
HHP$50.001/27/2011 10:36:45 AM
matt_2006$25.001/27/2011 6:36:08 PM
Jack55304$100.001/27/2011 6:47:31 PM
capital-halo1$500.001/27/2011 9:33:20 PM
radforj22$25.001/27/2011 9:39:13 PM
108lender$150.001/27/2011 9:39:26 PM
inspire22$25.001/27/2011 9:39:38 PM
maldok1$25.001/27/2011 9:40:05 PM
somebody32$50.001/27/2011 9:40:30 PM
honorable-yield$25.001/27/2011 9:40:36 PM
balance-force$25.001/27/2011 9:59:30 PM
dime-vista2$25.001/27/2011 10:10:37 PM
finance-magma7$25.001/27/2011 8:38:24 PM
frogperson$200.001/27/2011 8:13:30 PM
mercuriant$25.001/27/2011 9:38:21 PM
nimble-economy863$25.001/27/2011 9:39:01 PM
innocent-dedication$50.001/27/2011 9:39:07 PM
profit-powerplant$25.001/27/2011 9:39:17 PM
handshake5$100.001/27/2011 9:39:29 PM
MilitaryLending$25.001/27/2011 9:39:37 PM
Aunca$50.001/27/2011 9:39:55 PM
first-upright-payout$25.001/27/2011 9:40:01 PM
interstellar$75.001/27/2011 9:40:07 PM
credit-sycamore4$100.001/27/2011 9:40:18 PM
ingenious-deal6$25.001/27/2011 9:40:23 PM
EBITDA$25.001/27/2011 9:40:27 PM
ThatDanGuy$50.001/27/2011 9:40:38 PM
jtc26$50.001/27/2011 9:55:08 PM
kulender$74.361/27/2011 9:39:00 PM
green-thoughtful-yield$50.001/27/2011 9:39:10 PM
F16Pilot$25.001/27/2011 9:39:16 PM
benefit-piano5$25.001/27/2011 9:39:24 PM
a-successful-credit$100.001/27/2011 9:39:36 PM
truth-ceremony$25.001/27/2011 9:39:57 PM
Wellman$50.001/27/2011 9:40:25 PM
credit-investor5$50.001/27/2011 9:40:31 PM
rescue$100.001/25/2011 10:03:07 AM
jasjac0105$25.001/25/2011 10:03:43 AM
zone8$125.001/25/2011 2:23:39 PM
benefit-banshee$50.001/25/2011 2:30:07 PM
worthy-bid8$50.001/25/2011 1:54:55 PM
minddoc$25.001/25/2011 3:54:43 PM
gulch$50.001/25/2011 4:20:26 PM
Artist_Blue$25.001/25/2011 3:42:44 PM
cloud8$50.001/25/2011 3:57:21 PM
get30inc$50.001/25/2011 6:24:27 PM
tech310$50.001/26/2011 8:12:47 PM
TheFamilyFund$25.001/26/2011 8:27:38 PM
wwwUniversal$25.001/26/2011 8:58:36 PM
asset-professor$25.001/27/2011 12:14:13 PM
Speculator$25.001/27/2011 1:39:44 PM
open-minded-fund9$100.001/27/2011 5:41:36 PM
impala6464$75.001/27/2011 6:55:55 PM
lasalle123$43.621/27/2011 6:13:03 PM
upbeat-coin937$50.001/27/2011 9:39:09 PM
helping-out$45.001/27/2011 9:39:23 PM
silver-enlightenment0$100.001/27/2011 9:39:35 PM
point-kitten6$50.001/27/2011 9:39:45 PM
MoonMama$25.001/27/2011 9:40:00 PM
bid-czar8$50.001/27/2011 9:40:34 PM
vigorous-velocity$50.001/27/2011 9:40:39 PM
reflective-rupee$50.001/27/2011 10:24:53 PM
DonaldColorado$50.001/27/2011 7:23:05 PM
gain-gourd$75.001/27/2011 7:33:23 PM
shrewd-peace7$30.351/27/2011 9:38:56 PM
the-dollar-topper$50.001/27/2011 9:39:04 PM
IntrepidInvestment$25.001/27/2011 9:39:08 PM
zipemdown$50.001/27/2011 9:39:25 PM
PatRichi$25.001/27/2011 9:39:36 PM
power-trophy7$25.001/27/2011 9:39:41 PM
amusement4$100.001/27/2011 9:39:59 PM
J-Rott$50.001/27/2011 9:40:14 PM
lagnisiruk$25.001/27/2011 9:40:35 PM
new-social-economist$75.001/27/2011 9:39:10 PM
FeedTheMachine$48.851/27/2011 9:39:14 PM
Comoparklender$50.001/27/2011 9:39:28 PM
ingenious-truth0$50.001/27/2011 9:39:53 PM
ingenious-interest1$50.001/27/2011 9:40:06 PM
ElAbel11$25.001/27/2011 9:40:17 PM
peace-missile$25.001/27/2011 9:40:29 PM
94 Investments
 
Borrower Payment Dependent Notes Series 491945
This series of Notes was issued and sold upon the funding of the borrower loan #46864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-26-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 15.13% Monthly payment: $303.20
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1993 Debt/Income ratio: 19%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 61 Occupation: Military Officer
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $2,913Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: Miami_Lending Borrower's state: California Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,700.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2009)
600-619 (Sep-2008)
560-579 (Apr-2008)
580-599 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Lender and Mil Officer Seeks Loan
Purpose of this Loan: To pay off a couple of credit cards, one has 25% interest rate. The rest of the money I am using to invest in my photography business. I have $10,000 in liquid assets. I do not want to tap into those yet to pay off this loan. As certain investments increase in value I will use that profit to pay off this loan. I have had two loans already with prosper and I have paid them both off within a year. It would be the same with this loan as well.

My credit rating: The reason for the bankruptcy: Due to a fire on the mountain behind my house, and resulting mudslide damage I declared bankruptcy. I am a current Prosper Lender with close to $1500 invested, getting 18% return with avg loan age over 256 days!

Monthly income: $8,500
Mortgage/rent: $2550
Food, entertainment: $1500
Utilities: $600
Insurance: $300
Car expenses: $300
Phone, cable, Internet: $150
Car Loan: $1125 2 Vehicles (Only 2 Years left)
Clothing, household expenses $300
Medical: $75
Credit cards and other loan payments: $300
Pet Care: $100
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $234.01.
"Military Officer, Prosper Lender and Group Member, I have verified his contact info - this is great investment!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JGuide$30.031/26/2011 10:41:28 AM
american6$100.001/26/2011 10:47:40 AM
marketplace-cello5$25.001/26/2011 10:48:30 AM
nanda$100.001/26/2011 10:48:57 AM
steiglends$250.001/26/2011 10:49:46 AM
dammage$50.001/26/2011 10:50:54 AM
EarlyRiser$500.001/26/2011 11:08:22 AM
lepolgr$50.001/26/2011 11:37:14 AM
well-mannered-income3$40.001/26/2011 12:11:30 PM
radforj22$25.001/26/2011 10:43:30 AM
investment-artist$50.001/26/2011 1:29:07 PM
tacologic$25.001/26/2011 1:46:47 PM
Redmond$25.001/26/2011 10:48:40 AM
LeReve$100.001/26/2011 10:49:54 AM
DasMula$37.841/26/2011 10:53:47 AM
principal-star$25.001/26/2011 10:41:31 AM
loanman2007$100.001/26/2011 10:41:34 AM
enthusiastic-balance5$100.001/26/2011 10:41:36 AM
principal-bull$25.001/26/2011 10:42:48 AM
cpblue79$50.001/26/2011 3:48:03 PM
NekHoldings$25.001/26/2011 11:14:17 AM
dospapalotes$50.001/26/2011 3:48:13 PM
OSERENKUKU$25.001/26/2011 3:48:21 PM
Prosp_Lender$50.001/26/2011 3:48:45 PM
FundMaker$25.001/26/2011 3:53:01 PM
Catz_aplenty$40.001/26/2011 11:50:16 AM
nebraskajen$30.001/26/2011 12:21:09 PM
adamnash$25.001/26/2011 12:32:27 PM
mtnbikemania$50.001/26/2011 10:48:46 AM
Pulchritudinous$25.001/26/2011 10:48:51 AM
thinknovuu$25.001/26/2011 10:51:15 AM
harty$50.001/26/2011 10:52:20 AM
JGuide$101.991/26/2011 4:16:10 PM
reflective-rupee$1,000.771/26/2011 11:05:55 AM
well-rounded-dinero$250.001/26/2011 11:09:36 AM
Panna$25.001/26/2011 3:48:28 PM
SimpleChoice$25.001/26/2011 3:48:47 PM
Panlion$100.001/26/2011 3:54:01 PM
courteous-note1$30.731/26/2011 12:11:55 PM
jdrez$25.001/26/2011 12:31:43 PM
816austin$25.001/26/2011 12:32:20 PM
shellcollector$25.001/26/2011 12:32:23 PM
new0rleans$25.001/26/2011 12:41:09 PM
awwaww$25.001/26/2011 4:02:31 PM
thankful-nickel2$25.001/26/2011 1:51:53 PM
roxon$30.001/26/2011 4:50:51 PM
JGuide$101.991/26/2011 4:15:51 PM
blue-useful-auction$25.001/26/2011 3:09:14 PM
zone6$50.001/26/2011 3:48:05 PM
greenback-guard$25.001/26/2011 4:23:53 PM
Johnab$25.001/26/2011 3:55:49 PM
commerce-yeller$25.001/26/2011 4:00:03 PM
CACO_Lender$25.001/26/2011 4:41:52 PM
lloyd_s$50.001/26/2011 4:46:25 PM
helynn$25.001/26/2011 4:23:43 PM
Pasagam$44.671/26/2011 4:40:00 PM
Oak-Parker$25.001/26/2011 10:41:45 AM
CapStack$50.001/26/2011 10:42:15 AM
tntmojave$50.001/26/2011 10:42:19 AM
impressive-credit431$100.001/26/2011 10:47:29 AM
C_Mark$100.001/26/2011 10:48:15 AM
credit-investor5$50.001/26/2011 10:48:22 AM
paladin847$50.001/26/2011 10:49:26 AM
lender987654321$25.001/26/2011 10:49:43 AM
enthusiastic-balance5$100.001/26/2011 10:49:47 AM
Jinja$58.001/26/2011 10:51:36 AM
beachfunder$52.881/26/2011 10:41:38 AM
enthralling-deal180$50.001/26/2011 10:43:11 AM
frugalinvestor20$25.001/26/2011 1:26:35 PM
debbymcc$52.971/26/2011 1:38:16 PM
wise-rupee-sanctuary$50.001/26/2011 10:47:33 AM
honorable-yield$25.001/26/2011 10:48:01 AM
velocity-solo$50.001/26/2011 10:48:11 AM
impeccable-transparency$50.001/26/2011 2:03:32 PM
DoctorJoe$25.001/26/2011 2:05:31 PM
credit-bliss8$25.001/26/2011 10:50:04 AM
gpuck$100.001/26/2011 2:34:55 PM
subtle-revenue0$25.001/26/2011 10:50:09 AM
bowdish1$30.551/26/2011 10:50:18 AM
Kissabledevil$50.001/26/2011 10:52:07 AM
well-rounded-dinero$500.001/26/2011 10:40:55 AM
cashhelp$30.001/26/2011 10:41:57 AM
jazzlender$50.001/26/2011 10:42:35 AM
gold-conga$50.001/26/2011 3:48:10 PM
worldly-return$41.021/26/2011 11:14:19 AM
JGB$63.781/26/2011 3:48:16 PM
QuinMccoy$25.001/26/2011 3:48:24 PM
green-moola-sniffer$50.001/26/2011 3:57:30 PM
Nasdaq$100.001/26/2011 12:23:50 PM
vicumn$25.001/26/2011 12:32:24 PM
Digs$25.001/26/2011 4:00:02 PM
Malkial$25.001/26/2011 4:01:36 PM
PrepWonder$100.001/26/2011 10:47:06 AM
enchanted-yield4$50.001/26/2011 10:47:26 AM
Artist_Blue$25.001/26/2011 4:03:30 PM
genius520$100.001/26/2011 10:47:48 AM
simplelender80$100.001/26/2011 10:47:56 AM
ChoiceInvestments$26.001/26/2011 2:00:33 PM
rolandweary$25.001/26/2011 10:48:06 AM
bookher2washington$25.001/26/2011 2:11:10 PM
loanermn$25.001/26/2011 2:11:49 PM
ursus$100.001/26/2011 10:49:17 AM
Jazzy503$25.001/26/2011 2:47:16 PM
rate-rapture8$50.001/26/2011 10:51:50 AM
jayk63$25.001/26/2011 3:32:54 PM
mikeandcat$100.001/26/2011 11:03:31 AM
benefit-squirrel$30.001/26/2011 3:48:36 PM
RecoveryLender$25.001/26/2011 11:12:01 AM
organized-payment6$50.001/26/2011 3:49:52 PM
loanman2007$150.001/26/2011 11:32:41 AM
bondhedger$25.001/26/2011 3:57:33 PM
balance-force$30.001/26/2011 4:23:45 PM
stjules$25.001/26/2011 4:40:03 PM
Preteur$25.001/26/2011 4:00:19 PM
LoveLife45$25.001/26/2011 12:32:22 PM
courteous-fund9$50.001/26/2011 12:32:26 PM
GALERXLoans$36.001/26/2011 12:44:24 PM
Headhunter14$25.001/26/2011 4:03:17 PM
romario$30.971/26/2011 1:57:21 PM
Dollars4Rent$25.001/26/2011 4:07:18 PM
tomdooley12520$50.001/26/2011 4:12:40 PM
helpinghand63$50.001/26/2011 4:50:49 PM
Only_Money$25.001/26/2011 2:25:20 PM
jpblan11$35.261/26/2011 3:10:50 PM
ksubd$50.001/26/2011 3:39:42 PM
zippy-interest$25.001/26/2011 3:48:01 PM
spqrxxi$25.001/26/2011 3:57:32 PM
nickel-alien$50.001/26/2011 4:01:07 PM
vutah$50.001/26/2011 4:43:14 PM
wwwUniversal$25.001/26/2011 4:02:13 PM
Ducatiman1978$25.001/26/2011 4:02:28 PM
reflective-rupee$500.771/26/2011 4:22:07 PM
Mrphlox$25.001/26/2011 4:39:58 PM
Huck007$276.361/26/2011 4:41:12 PM
imlosttoo$25.001/26/2011 4:46:13 PM
135 Investments
 
Borrower Payment Dependent Notes Series 492035
This series of Notes was issued and sold upon the funding of the borrower loan #46830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-26-2011 
Term: 36 months Listing End date:  Jan-27-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $371.58
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1996 Debt/Income ratio: 27%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,385Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: ThirtyTwoAndCounting Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Ahead
Purpose of loan:
This loan will be used to consolidate and get rid of credit card debt

My financial situation:
I am a good candidate for this loan because I am in a position to make payments and I never miss a payment

Monthly net income: $3436

Monthly expenses:
??Housing: $1145
??Insurance: $55
??Car expenses: $328
??Utilities: $95
??Phone, cable, internet: $113
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
analogman$25.001/26/2011 5:54:45 PM
reflective-rupee$1,500.771/26/2011 6:08:02 PM
roadster199$25.001/26/2011 6:12:05 PM
enchanted-yield4$50.001/26/2011 6:51:28 PM
simplelender80$100.001/26/2011 6:52:50 PM
Mr-Miracle$25.001/26/2011 6:21:16 PM
EarlyRiser$250.001/26/2011 6:55:17 PM
rockerZ71$30.001/26/2011 6:59:55 PM
srilm$25.001/26/2011 6:21:23 PM
cybernosha$41.281/26/2011 7:34:13 PM
wise-rupee-sanctuary$50.001/26/2011 6:51:48 PM
Whipster$50.001/26/2011 7:41:37 PM
honorable-yield$25.001/26/2011 6:53:03 PM
C_Mark$100.001/26/2011 6:53:49 PM
marketplace-cello5$25.001/26/2011 6:54:02 PM
ursus$100.001/26/2011 6:55:58 PM
hopeful-truth5$200.001/26/2011 7:52:54 PM
gold-conga$50.001/26/2011 7:01:04 PM
SolarMoonshine$50.001/26/2011 7:15:52 PM
LeReve$100.001/26/2011 6:56:40 PM
Ambassador$50.001/26/2011 6:57:53 PM
heerzaquestion$50.001/26/2011 7:31:20 PM
KramericaIndustries$25.001/26/2011 7:32:19 PM
get30inc$40.621/26/2011 7:33:23 PM
OSERENKUKU$25.001/26/2011 7:48:34 PM
SimpleChoice$25.001/26/2011 7:16:29 PM
Prosp_Lender$25.091/26/2011 7:51:49 PM
radforj22$25.001/26/2011 11:37:56 PM
QuinMccoy$25.001/26/2011 7:48:40 PM
credit-guard5$25.001/26/2011 8:24:04 PM
treasure-bliss$50.001/26/2011 8:41:33 PM
peso-tiramisu$25.001/27/2011 6:13:01 AM
market-solstice2$25.001/26/2011 9:07:33 PM
friendinmoney$25.001/27/2011 7:57:58 AM
Headhunter14$25.001/27/2011 2:52:43 AM
lloyd_s$50.001/27/2011 3:05:45 AM
LoveLife45$25.001/27/2011 9:08:10 AM
ItsJustMe79$27.461/27/2011 3:14:13 AM
golden-finance7$50.001/27/2011 9:55:23 AM
reflective-rupee$500.771/27/2011 9:59:18 AM
Bank_Of_XL$100.001/27/2011 5:35:37 AM
GElender$25.001/27/2011 6:13:06 AM
grf1945$25.001/27/2011 9:16:04 AM
Leshan$25.001/27/2011 10:01:08 AM
penny-cougar$100.001/27/2011 10:28:50 AM
moola-escalator$50.001/27/2011 11:35:54 AM
loss-of-control$100.001/27/2011 11:41:28 AM
Casman8815$25.001/27/2011 12:28:36 PM
the-enterprising-leverage$25.001/27/2011 4:22:52 PM
CACO_Lender$25.001/27/2011 1:19:21 PM
coin-bee1$25.001/27/2011 1:29:40 PM
MadHun$50.001/27/2011 1:43:46 PM
rkhrdjp$25.001/27/2011 2:51:53 PM
ethicalhumanist$50.001/27/2011 5:06:12 PM
Long-term2040$25.001/27/2011 3:56:10 PM
investment-cluster$30.001/27/2011 2:21:28 PM
chato2345$25.001/27/2011 3:34:05 PM
buffalobills$25.001/27/2011 4:28:27 PM
myduck$25.001/27/2011 5:50:19 PM
best-unbeatable-transaction$25.001/27/2011 6:32:28 PM
engaging-worth$25.001/27/2011 7:32:50 PM
gothampark$25.001/27/2011 7:43:43 PM
MoneyForNothing$0.451/27/2011 8:58:06 PM
dough-souffle$25.001/27/2011 7:19:37 PM
Ols744$50.001/27/2011 8:23:59 PM
mpatrick$25.001/27/2011 7:33:33 PM
Pulchritudinous$25.001/26/2011 6:13:09 PM
jazzlender$25.001/26/2011 6:17:33 PM
witty-openness$25.001/26/2011 6:06:13 PM
xrycac$25.001/26/2011 6:13:30 PM
CAGE-Investments$25.001/26/2011 6:50:15 PM
american6$100.001/26/2011 6:52:08 PM
genius520$100.001/26/2011 6:52:29 PM
enthralling-deal180$100.001/26/2011 6:20:12 PM
rolandweary$25.001/26/2011 6:53:20 PM
Strato$25.021/26/2011 6:25:43 PM
speedster351$50.001/26/2011 6:50:35 PM
Kierf$25.001/26/2011 7:38:08 PM
runner262$25.001/26/2011 7:41:27 PM
credit-investor5$50.001/26/2011 6:53:53 PM
mtnbikemania$50.001/26/2011 6:54:32 PM
JustMee$25.001/26/2011 6:39:58 PM
Mariner3605$25.001/26/2011 7:57:28 PM
tech310$50.001/26/2011 8:11:18 PM
lounges$42.661/26/2011 8:26:04 PM
velocity-solo$50.001/26/2011 6:53:30 PM
Panna$25.001/26/2011 8:42:38 PM
paladin847$50.001/26/2011 6:56:13 PM
jdrez$25.001/26/2011 7:30:16 PM
Artist_Blue$25.001/26/2011 7:03:51 PM
kmprospeo$30.371/26/2011 7:38:38 PM
Rick7925$25.001/26/2011 7:13:17 PM
dospapalotes$43.391/26/2011 7:48:28 PM
impeccable-transparency$50.001/26/2011 7:16:34 PM
banker727$28.441/26/2011 11:43:22 PM
investment-kazoo$25.001/26/2011 7:49:52 PM
bowdish1$50.001/26/2011 7:57:20 PM
samo102us$25.001/27/2011 3:04:27 AM
vutah$25.001/26/2011 9:38:30 PM
loyalty-czar$50.001/27/2011 8:11:28 AM
investment-artist$25.001/27/2011 8:39:37 AM
cwb8539$25.001/27/2011 8:42:23 AM
DSFinancial$50.001/27/2011 3:01:53 AM
aprivatelender$50.001/27/2011 9:34:03 AM
economy-popcorn$25.001/27/2011 4:44:36 AM
MyWhitsEnd$25.001/27/2011 9:50:52 AM
reflective-rupee$500.771/27/2011 9:59:26 AM
thrilling-nickel5$25.001/27/2011 5:02:41 AM
wonder3$35.001/27/2011 6:07:19 AM
radiant-return$27.001/27/2011 8:53:32 AM
falcone$25.001/27/2011 9:02:57 AM
wkeboarder21$50.001/27/2011 7:22:45 AM
exuberant-dime$50.001/27/2011 9:33:46 AM
DasMula$38.841/27/2011 9:36:21 AM
noobsaibot$25.001/27/2011 8:25:28 AM
houli123$900.001/27/2011 10:25:04 AM
lendstats_com$200.001/27/2011 9:36:48 AM
Molson Bank & Trust$50.001/27/2011 11:39:29 AM
cash-queen$25.001/27/2011 1:06:21 PM
slwholesales$104.421/27/2011 10:25:14 AM
payout-alien6$25.001/27/2011 2:13:38 PM
thebadpelican$25.001/27/2011 11:13:05 AM
yoshibo$252.651/27/2011 11:23:46 AM
myidear$25.001/27/2011 1:10:12 PM
SOP_Bank$25.001/27/2011 2:13:13 PM
economy-caper9$25.001/27/2011 2:25:43 PM
loanman2007$200.001/27/2011 4:55:47 PM
Erasma$25.001/27/2011 3:06:06 PM
forthright-trade$25.001/27/2011 5:06:47 PM
thankful-nickel2$25.001/27/2011 3:26:31 PM
greenback-bull6$25.001/27/2011 5:14:41 PM
Otagaini$25.001/27/2011 5:27:00 PM
lawyervon$25.001/27/2011 2:54:16 PM
SLJ3$25.001/27/2011 3:06:20 PM
tolerant-dinero2$25.001/27/2011 4:24:05 PM
felicity-loyalist0$25.001/27/2011 4:23:01 PM
nilonc1$50.001/27/2011 4:29:46 PM
profitable-money$25.001/27/2011 6:01:02 PM
cttarheel$50.001/27/2011 6:03:27 PM
ferdberfel$50.001/27/2011 5:03:04 PM
Sol_Invictus$25.001/27/2011 5:24:41 PM
goodcents$25.001/27/2011 6:29:38 PM
ingenious-interest1$100.001/27/2011 6:34:17 PM
greenback-guard$25.001/27/2011 7:04:17 PM
Christophe$25.001/27/2011 6:53:28 PM
theloanteacher$25.001/27/2011 8:58:03 PM
exciting-fairness$200.001/27/2011 7:10:38 PM
credit-missile$100.001/27/2011 8:31:30 PM
148 Investments