Sales Report:Supplement No. 5 dated Jan 20, 2011 to Prospectus dated Jan 12, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489693
This series of Notes was issued and sold upon the funding of the borrower loan #46508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-06-2011 |
|
Lender yield:
| 9.95% |
Borrower rate/APR:
| 10.95% / 13.07% |
Monthly payment:
| $183.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.92% | | |
| |
Estimated return*:
| 6.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $765 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| hopeful-order0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a personal loan
Purpose of loan:
This loan will be used to? pay off a personal loan.
My financial situation:
I am a good candidate for this loan because?
I have excellent credit and I'm responsible. MAKE SURE THE LOAN IS 100% FUNDED. I DO NOT NEED HALF THE LOAN AMOUNT. I NEED ALL OR NOTHING. I UNDERSTAND THAT THE $168 SERVICE FEE IS TAKEN OUT OF THE $5,600 I PLAN TO BORROW. THANKS!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
a-responsible-return | $50.00 | 1/5/2011 3:33:39 PM |
PrivateLender | $25.00 | 1/5/2011 3:33:43 PM |
five-star-responsibility0 | $50.00 | 1/5/2011 3:28:13 PM |
jonn834 | $25.00 | 1/5/2011 3:35:34 PM |
mar97 | $50.00 | 1/5/2011 3:35:53 PM |
inspired-investment8 | $100.00 | 1/5/2011 3:36:04 PM |
vinayski | $25.00 | 1/5/2011 4:31:56 PM |
6moonbeams | $50.00 | 1/5/2011 3:28:46 PM |
enthralling-deal180 | $50.00 | 1/5/2011 3:29:03 PM |
fulfilling-investment4 | $25.00 | 1/5/2011 3:36:56 PM |
investment-star | $50.00 | 1/5/2011 4:47:51 PM |
handshake5 | $100.00 | 1/5/2011 3:33:36 PM |
tolerant-dinero2 | $25.00 | 1/5/2011 3:34:09 PM |
bazaar-festivity | $100.00 | 1/5/2011 3:34:26 PM |
buckyhead2000 | $25.00 | 1/5/2011 3:34:53 PM |
nilonc1 | $100.00 | 1/5/2011 4:50:24 PM |
vutah | $50.00 | 1/5/2011 4:43:14 PM |
ray1051 | $50.00 | 1/5/2011 3:36:17 PM |
Proactive-Financial-Lending | $25.00 | 1/5/2011 3:36:26 PM |
radforj22 | $25.00 | 1/5/2011 3:37:03 PM |
leverage-monger | $25.00 | 1/5/2011 3:53:36 PM |
visionary-community | $25.00 | 1/5/2011 4:51:38 PM |
JustMee | $25.00 | 1/5/2011 4:52:15 PM |
villagers | $25.00 | 1/5/2011 5:38:26 PM |
rcj1411 | $50.00 | 1/5/2011 6:24:13 PM |
indomitable-coin | $100.00 | 1/5/2011 4:49:55 PM |
bayareainv | $50.00 | 1/6/2011 1:03:28 AM |
circustab | $50.00 | 1/5/2011 8:30:09 PM |
Xarach | $35.09 | 1/5/2011 9:29:21 PM |
magnificent-income7 | $25.00 | 1/6/2011 4:39:11 AM |
MissionMicroFinance | $25.00 | 1/6/2011 6:10:25 AM |
SimpleChoice | $25.00 | 1/6/2011 1:43:16 AM |
Short_Stack | $25.00 | 1/6/2011 3:12:30 AM |
golden-marketplace599 | $25.00 | 1/6/2011 3:31:01 AM |
blue-useful-auction | $25.00 | 1/6/2011 7:42:55 AM |
octoberfresh | $25.00 | 1/6/2011 8:00:41 AM |
investment-artist | $50.00 | 1/6/2011 8:09:17 AM |
GALERXLoans | $25.00 | 1/6/2011 8:31:59 AM |
Iowa65 | $25.06 | 1/6/2011 8:33:03 AM |
jrhinomo | $36.80 | 1/6/2011 9:27:26 AM |
dospapalotes | $50.00 | 1/6/2011 9:33:54 AM |
awwaww | $25.00 | 1/6/2011 9:35:53 AM |
mspiggybank | $200.00 | 1/6/2011 5:36:01 AM |
unafraid-loan5 | $25.00 | 1/6/2011 10:12:13 AM |
yield-spectacle | $50.00 | 1/6/2011 7:04:08 AM |
Heater36 | $25.00 | 1/6/2011 8:26:12 AM |
debt-legend | $25.00 | 1/6/2011 10:37:24 AM |
fairmaiden | $25.00 | 1/6/2011 10:38:54 AM |
Januck | $50.00 | 1/6/2011 12:00:09 PM |
Marathon418 | $25.00 | 1/6/2011 11:10:59 AM |
Dan4703 | $25.00 | 1/6/2011 11:17:18 AM |
Ripsaw4U | $50.00 | 1/6/2011 1:10:22 PM |
creativename | $25.00 | 1/6/2011 2:11:16 PM |
Quest4euphoria | $25.00 | 1/6/2011 10:52:19 AM |
tomdooley12520 | $25.00 | 1/6/2011 11:01:10 AM |
balance-voyager | $50.00 | 1/6/2011 3:30:46 PM |
debugger | $25.00 | 1/6/2011 11:14:10 AM |
JustOneVoice | $25.00 | 1/6/2011 11:26:56 AM |
joyous-revenue4 | $25.00 | 1/6/2011 11:43:58 AM |
puifais | $50.00 | 1/6/2011 12:11:01 PM |
manugee | $50.00 | 1/6/2011 3:54:20 PM |
Kessler | $30.00 | 1/6/2011 3:52:14 PM |
greenback-guard | $25.00 | 1/6/2011 3:54:15 PM |
blivndrms | $25.00 | 1/6/2011 3:45:38 PM |
Jassi | $25.00 | 1/6/2011 3:50:05 PM |
power-rotation7 | $50.00 | 1/6/2011 4:24:59 PM |
hedgebaby | $50.00 | 1/6/2011 4:50:44 PM |
barkochva | $25.00 | 1/6/2011 4:49:20 PM |
wwwUniversal | $25.00 | 1/6/2011 4:56:15 PM |
dproxima | $25.00 | 1/6/2011 4:49:57 PM |
mozzarella | $32.00 | 1/6/2011 5:07:51 PM |
subtle-revenue0 | $25.00 | 1/6/2011 5:22:17 PM |
historyman | $25.00 | 1/6/2011 6:27:28 PM |
payout-detective7 | $36.68 | 1/6/2011 6:04:36 PM |
riskreward | $100.00 | 1/5/2011 3:34:02 PM |
fightinjoe | $50.00 | 1/5/2011 3:34:38 PM |
GElender | $50.00 | 1/5/2011 3:28:59 PM |
astute-benjamins | $25.00 | 1/5/2011 3:29:36 PM |
RandyL3 | $25.00 | 1/5/2011 3:37:04 PM |
AF-Chief | $50.00 | 1/5/2011 3:37:21 PM |
TSC | $100.00 | 1/5/2011 3:33:37 PM |
organized-payment6 | $50.00 | 1/5/2011 3:33:41 PM |
orgy63 | $50.00 | 1/5/2011 3:33:50 PM |
panegryst | $25.00 | 1/5/2011 3:34:43 PM |
Banker7371 | $25.00 | 1/5/2011 3:34:46 PM |
quantumwellguy | $50.00 | 1/5/2011 3:26:42 PM |
one-midas | $25.00 | 1/5/2011 4:41:30 PM |
commerce-yeller | $50.00 | 1/5/2011 3:36:06 PM |
first-upright-payout | $25.00 | 1/5/2011 3:36:14 PM |
red-unequivocal-finance | $25.00 | 1/5/2011 3:37:07 PM |
felicity-loyalist0 | $25.00 | 1/5/2011 3:48:03 PM |
myworld701 | $25.00 | 1/5/2011 3:30:30 PM |
japerk | $25.00 | 1/5/2011 4:47:19 PM |
Eastern | $50.00 | 1/5/2011 3:34:12 PM |
patriot897 | $50.00 | 1/5/2011 3:35:15 PM |
american6 | $50.00 | 1/5/2011 3:35:30 PM |
innocent-income4 | $25.00 | 1/5/2011 3:36:35 PM |
reflective-rupee | $33.33 | 1/5/2011 4:08:26 PM |
Artist_Blue | $25.00 | 1/5/2011 5:07:52 PM |
goldsun | $25.00 | 1/5/2011 9:09:38 PM |
goodhearted-basis4 | $25.00 | 1/5/2011 11:46:34 PM |
lendme2 | $50.00 | 1/5/2011 6:04:42 PM |
causr08 | $25.00 | 1/5/2011 8:17:46 PM |
rce1964 | $25.00 | 1/6/2011 1:17:10 AM |
jayk63 | $25.00 | 1/6/2011 3:22:27 AM |
lukeskywalkerkp | $50.00 | 1/5/2011 6:24:27 PM |
triumph329 | $25.00 | 1/6/2011 5:51:19 AM |
DasMula | $38.84 | 1/5/2011 9:59:48 PM |
Moneypenny6 | $25.00 | 1/6/2011 8:43:33 AM |
cclady | $100.00 | 1/6/2011 8:29:27 AM |
FLFF | $50.00 | 1/6/2011 7:49:29 AM |
Aimvest | $25.00 | 1/6/2011 8:25:05 AM |
Earn_money | $25.80 | 1/6/2011 10:17:40 AM |
GTMoneyMan | $25.00 | 1/6/2011 10:06:46 AM |
wealth-comet694 | $25.00 | 1/6/2011 10:19:25 AM |
TigerForce | $30.00 | 1/6/2011 10:50:12 AM |
cwegert | $25.00 | 1/6/2011 11:33:38 AM |
Book-Mark | $25.00 | 1/6/2011 11:18:00 AM |
cash-backer8 | $50.00 | 1/6/2011 12:46:28 PM |
gain-mountain1 | $50.00 | 1/6/2011 11:52:48 AM |
gilbrear | $25.00 | 1/6/2011 3:21:52 PM |
penny-finder | $41.47 | 1/6/2011 3:27:36 PM |
friendinmoney | $42.73 | 1/6/2011 3:42:23 PM |
investment-kazoo | $25.00 | 1/6/2011 11:19:03 AM |
investment-kazoo | $25.00 | 1/6/2011 11:22:55 AM |
Mr_Marcus | $50.00 | 1/6/2011 3:30:32 PM |
goodhearted-gold3 | $100.00 | 1/6/2011 1:45:05 PM |
Cherrypicker | $50.00 | 1/6/2011 3:42:48 PM |
runfree | $85.00 | 1/6/2011 3:53:12 PM |
DanV | $25.00 | 1/6/2011 4:39:36 PM |
gold-channel2 | $25.00 | 1/6/2011 4:54:09 PM |
credit-panda1 | $30.00 | 1/6/2011 4:56:14 PM |
FundMaker | $25.00 | 1/6/2011 4:59:45 PM |
MoneyTree79 | $25.00 | 1/6/2011 5:47:41 PM |
Rider | $30.00 | 1/6/2011 5:19:50 PM |
loan-oasis4 | $25.00 | 1/6/2011 6:12:53 PM |
WiscoInvestments | $25.00 | 1/6/2011 6:23:15 PM |
bountiful-durability | $100.00 | 1/6/2011 5:22:06 PM |
chibear34 | $25.00 | 1/6/2011 5:44:48 PM |
cxl9 | $47.20 | 1/6/2011 6:36:45 PM |
Johnab | $25.00 | 1/6/2011 6:06:37 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
489801
This series of Notes was issued and sold upon the funding of the borrower loan #46666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $316.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 42% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,402 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| income-blaster9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? pay off my credit cards
My financial situation:
I am a good candidate for this loan because?I pay my monthly bills including this new payment on time.?
Monthly net income: $
Monthly expenses: $
??Housing: $ 589.00
??Insurance: $ 87.00
??Car expenses: $ 447.11
??Utilities: $ 200.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 65.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
I have bid on your loan. You have a great employment history (9 years!), No DQs, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am a REAL person (not a bank) So Please don?t let me down! - I-Believe-In-You
A:
I will pay this loan in a timely manner every month. I have worked real hard to get a strong credit score of which I have now mostly of paying my bills on time in a timely manner every month. So...I am 100% commited of paying this loan every month in a timely manner. If I thought this payment was not what I could afford I would not have taken your offer. I would appreciate if you could give me a chance. I am also getting a second job which will help as well. Thankyou!
(Jan-11-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 1/10/2011 3:49:37 PM |
Kash2010lu | $50.00 | 1/10/2011 3:52:33 PM |
KMSB | $50.00 | 1/10/2011 3:57:27 PM |
musegaze | $50.00 | 1/10/2011 3:52:35 PM |
the-auction-bear | $25.00 | 1/10/2011 3:57:38 PM |
handshake5 | $100.00 | 1/10/2011 3:52:38 PM |
ThatDanGuy | $50.00 | 1/10/2011 3:57:56 PM |
marketplace-buckeye | $25.00 | 1/10/2011 3:58:50 PM |
cunning-bill | $25.00 | 1/10/2011 5:04:19 PM |
JustMee | $25.00 | 1/10/2011 5:34:10 PM |
capital-halo1 | $500.00 | 1/10/2011 3:57:16 PM |
ac787 | $25.00 | 1/10/2011 5:58:12 PM |
penny-sergeant | $25.00 | 1/10/2011 6:06:16 PM |
simplelender80 | $100.00 | 1/10/2011 3:57:03 PM |
bazaar-festivity | $100.00 | 1/10/2011 3:57:08 PM |
genius520 | $100.00 | 1/10/2011 3:57:54 PM |
felicity-clipper | $25.00 | 1/10/2011 7:06:35 PM |
JJ9876 | $25.00 | 1/10/2011 3:57:58 PM |
point-kitten6 | $50.00 | 1/10/2011 3:58:43 PM |
p1k4blu | $25.00 | 1/10/2011 3:58:08 PM |
scrappy-diversification7 | $1,500.00 | 1/10/2011 3:59:09 PM |
amusement4 | $50.00 | 1/10/2011 3:58:17 PM |
rss197 | $25.00 | 1/10/2011 3:58:34 PM |
greencat | $50.00 | 1/10/2011 4:03:41 PM |
wonder3 | $25.00 | 1/10/2011 4:11:06 PM |
honorable-yield | $25.00 | 1/10/2011 3:58:59 PM |
houli123 | $1,000.00 | 1/10/2011 8:58:44 PM |
radforj22 | $25.00 | 1/10/2011 3:59:23 PM |
bid-czar8 | $50.00 | 1/10/2011 5:03:49 PM |
LKCGICG | $25.00 | 1/10/2011 11:19:36 PM |
sharp518 | $25.00 | 1/10/2011 11:57:38 PM |
SolarMoonshine | $25.00 | 1/10/2011 5:56:07 PM |
SFBank | $200.00 | 1/10/2011 6:15:38 PM |
I-Believe-In-You | $25.00 | 1/10/2011 6:35:15 PM |
thankful-nickel2 | $25.00 | 1/10/2011 7:12:54 PM |
kendigme | $25.00 | 1/11/2011 3:30:47 AM |
respectful-credit3 | $25.00 | 1/11/2011 4:27:14 AM |
glroark | $100.00 | 1/11/2011 5:14:42 AM |
momentous-value | $25.00 | 1/10/2011 8:15:25 PM |
thrifty-capital | $25.00 | 1/10/2011 9:05:10 PM |
2grindstones | $25.00 | 1/10/2011 10:12:47 PM |
foothillender | $25.00 | 1/11/2011 7:00:00 AM |
BankofRon | $25.00 | 1/11/2011 12:22:11 AM |
competent-p2p | $62.07 | 1/11/2011 7:57:57 AM |
onecooldrink | $25.00 | 1/11/2011 12:43:22 AM |
mmeyer_jr | $43.94 | 1/11/2011 8:30:19 AM |
power-secret-agent | $25.00 | 1/11/2011 2:22:13 AM |
global1adventurer | $25.00 | 1/11/2011 9:41:35 AM |
pfh | $25.00 | 1/11/2011 5:56:57 AM |
culldud6900 | $55.00 | 1/11/2011 5:41:03 AM |
RyanM561 | $25.00 | 1/11/2011 7:47:34 AM |
eman48 | $27.80 | 1/11/2011 8:47:42 AM |
87Marc | $25.00 | 1/11/2011 8:13:45 AM |
credit-coach118 | $35.00 | 1/11/2011 8:37:06 AM |
gold-channel2 | $25.00 | 1/11/2011 9:23:45 AM |
delicious-cash | $25.00 | 1/11/2011 9:34:13 AM |
bold-dynamic-silver | $25.00 | 1/11/2011 9:43:31 AM |
Investoman | $100.00 | 1/10/2011 3:52:41 PM |
nilonc1 | $50.00 | 1/10/2011 3:54:36 PM |
EBITDA | $25.00 | 1/10/2011 3:57:21 PM |
investment-star | $50.00 | 1/10/2011 3:58:26 PM |
a-successful-credit | $100.00 | 1/10/2011 3:57:07 PM |
magnifico932 | $25.00 | 1/10/2011 6:03:58 PM |
Mr-Miracle | $25.00 | 1/10/2011 3:57:42 PM |
inspire22 | $25.00 | 1/10/2011 3:58:21 PM |
kendallv | $25.00 | 1/10/2011 3:58:38 PM |
reflective-rupee | $99.99 | 1/10/2011 4:48:24 PM |
AlfinityBank25 | $25.00 | 1/10/2011 10:02:41 PM |
first-serene-credit | $25.00 | 1/10/2011 5:04:53 PM |
shrewd-income | $25.00 | 1/10/2011 5:11:47 PM |
vine99 | $50.00 | 1/10/2011 5:48:08 PM |
lendstats_com | $150.00 | 1/10/2011 6:03:16 PM |
one-midas | $25.00 | 1/10/2011 5:56:48 PM |
Bob450 | $25.00 | 1/11/2011 12:41:41 AM |
witty-openness | $25.00 | 1/10/2011 6:39:13 PM |
amusement4 | $100.00 | 1/10/2011 6:59:38 PM |
Moe87 | $28.22 | 1/11/2011 3:40:29 AM |
well-mannered-income3 | $40.00 | 1/10/2011 7:51:59 PM |
Whipster | $25.00 | 1/10/2011 7:59:12 PM |
zorg77 | $25.00 | 1/10/2011 11:01:22 PM |
Artist_Blue | $25.00 | 1/11/2011 6:03:51 AM |
Chex | $500.00 | 1/11/2011 8:26:48 AM |
money-baron | $50.00 | 1/11/2011 8:38:56 AM |
FinanceEngine | $25.00 | 1/11/2011 8:46:16 AM |
Leshan | $25.00 | 1/11/2011 8:51:20 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:34:34 AM |
american-investor | $28.74 | 1/11/2011 9:41:43 AM |
loan-oasis4 | $25.00 | 1/11/2011 4:40:46 AM |
Mrgiggleswic | $74.40 | 1/11/2011 5:36:02 AM |
zipemdown | $50.00 | 1/11/2011 6:04:36 AM |
carrinel | $50.00 | 1/11/2011 6:59:58 AM |
loss-of-control | $50.00 | 1/11/2011 7:07:52 AM |
VJ_Financial | $100.00 | 1/11/2011 7:52:56 AM |
hellasow | $25.00 | 1/11/2011 8:32:53 AM |
parsec9 | $25.00 | 1/11/2011 9:35:51 AM |
money-baron | $50.00 | 1/11/2011 9:43:26 AM |
money-baron | $104.84 | 1/11/2011 9:43:41 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
490015
This series of Notes was issued and sold upon the funding of the borrower loan #46584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 17.07% |
Monthly payment:
| $484.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.67% | | |
| |
Estimated return*:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,128 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| spry-payout9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards and irs
Purpose of loan:
This loan will be used to?
i will use this loan to pay off all open card loans and the irs
My financial situati
I am a good candidate for this loan because?
im good at making sure my bills get payed on time and more then just the min. my goal is to become finacialy sound
Monthly net income: $
3200+
Monthly expenses: $
??Housing: $
316.00
??Insurance: $
100
??Car expenses: $
240.00
??Utilities: $ 180
??Phone, cable, internet: $
85.00
??Food, entertainment: $
50.00
??Clothing, household expenses $
100.00
??Credit cards and other loans: $
600.00
??Other expenses: $
350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
selector568 | $200.00 | 1/7/2011 9:17:20 AM |
bazaar-festivity | $100.00 | 1/7/2011 9:17:28 AM |
6moonbeams | $50.00 | 1/7/2011 9:24:14 AM |
handshake5 | $100.00 | 1/7/2011 9:26:19 AM |
organized-payment6 | $50.00 | 1/7/2011 9:26:30 AM |
tech310 | $50.00 | 1/7/2011 9:27:03 AM |
balance-voyager | $50.00 | 1/7/2011 9:27:21 AM |
indomitable-coin | $100.00 | 1/7/2011 9:32:49 AM |
tolerant-dinero2 | $25.00 | 1/7/2011 9:28:38 AM |
Banker7371 | $25.00 | 1/7/2011 9:29:59 AM |
jonn834 | $25.00 | 1/7/2011 9:30:24 AM |
inspired-investment8 | $100.00 | 1/7/2011 9:31:04 AM |
credit-panda1 | $25.00 | 1/7/2011 9:36:22 AM |
investment-artist | $50.00 | 1/7/2011 9:31:08 AM |
nilonc1 | $50.00 | 1/7/2011 9:33:23 AM |
ianakacg | $25.00 | 1/7/2011 9:34:10 AM |
skuba | $75.00 | 1/7/2011 9:34:46 AM |
SimpleChoice | $25.00 | 1/7/2011 9:50:52 AM |
ichibon | $250.00 | 1/7/2011 9:36:34 AM |
inforapenny | $50.00 | 1/7/2011 9:49:32 AM |
five-star-responsibility0 | $50.00 | 1/7/2011 10:21:01 AM |
drysdale-sd | $70.00 | 1/7/2011 12:05:56 PM |
DasMula | $57.00 | 1/7/2011 11:30:26 AM |
ammasv | $25.00 | 1/7/2011 11:41:00 AM |
chestnut4 | $25.00 | 1/7/2011 11:54:40 AM |
loss-of-control | $50.00 | 1/7/2011 1:45:37 PM |
economy-beast | $25.00 | 1/7/2011 1:20:04 PM |
money-explorer3 | $25.00 | 1/7/2011 1:23:59 PM |
first-upright-payout | $25.00 | 1/7/2011 2:28:31 PM |
superpuppy | $50.00 | 1/7/2011 4:28:51 PM |
sweet-bonus | $25.00 | 1/7/2011 5:34:59 PM |
ethicalhumanist | $50.00 | 1/7/2011 6:17:41 PM |
dough-funkmaster | $25.00 | 1/7/2011 8:43:13 PM |
Tradesmanlender | $29.39 | 1/8/2011 2:39:50 AM |
the-determined-value | $25.00 | 1/7/2011 11:44:08 PM |
gjm6d | $25.00 | 1/8/2011 5:49:47 AM |
Papa_Mema | $25.00 | 1/8/2011 2:25:34 AM |
DcUnited | $30.00 | 1/8/2011 7:06:20 AM |
Sol_Invictus | $25.00 | 1/8/2011 4:25:24 AM |
credit-scout7 | $25.00 | 1/8/2011 8:10:51 AM |
comet55 | $25.00 | 1/8/2011 10:59:31 AM |
simplelender80 | $100.00 | 1/8/2011 7:35:54 AM |
FinDoc | $25.00 | 1/8/2011 8:10:35 AM |
poeman | $50.00 | 1/8/2011 8:14:18 AM |
roman2008 | $25.00 | 1/8/2011 9:06:13 AM |
Katburg | $50.00 | 1/8/2011 8:18:34 AM |
one-midas | $25.00 | 1/8/2011 3:28:32 PM |
meenan | $50.00 | 1/8/2011 10:54:01 AM |
omahajay | $25.00 | 1/8/2011 4:06:59 PM |
ujiba | $50.00 | 1/8/2011 3:59:20 PM |
balanced-rupee | $50.00 | 1/8/2011 2:44:45 PM |
power-trophy7 | $25.00 | 1/8/2011 4:40:54 PM |
amusement4 | $100.00 | 1/8/2011 11:11:50 PM |
all_of_that_one | $25.00 | 1/8/2011 5:12:14 PM |
efficient-treasure0 | $25.00 | 1/8/2011 7:18:56 PM |
Binan | $25.00 | 1/9/2011 6:41:21 AM |
AK49-JW | $25.00 | 1/8/2011 7:59:23 PM |
rss197 | $25.00 | 1/9/2011 6:43:59 AM |
mdree | $75.00 | 1/9/2011 7:39:48 AM |
Corellia | $100.00 | 1/9/2011 12:13:38 PM |
gpuck | $25.00 | 1/9/2011 2:33:31 PM |
E_G | $50.00 | 1/9/2011 4:58:58 PM |
oploans | $50.00 | 1/9/2011 6:03:39 PM |
thankful-nickel2 | $25.00 | 1/9/2011 8:28:52 PM |
PThor | $25.00 | 1/10/2011 7:15:27 AM |
rockymtbob | $25.00 | 1/10/2011 7:17:43 AM |
rdrloan | $50.00 | 1/10/2011 7:38:42 AM |
tremendous-payment | $25.00 | 1/10/2011 7:46:52 AM |
locofuego | $50.00 | 1/10/2011 8:39:01 AM |
economy-producer | $25.00 | 1/10/2011 11:29:01 AM |
lostontheedge | $25.00 | 1/10/2011 9:48:24 AM |
selfmademan | $25.00 | 1/10/2011 12:22:07 PM |
ThomasCranmer | $50.00 | 1/10/2011 2:10:26 PM |
FmrEngr2Phd | $25.00 | 1/10/2011 1:36:54 PM |
Cherrypicker | $40.00 | 1/10/2011 3:16:32 PM |
napoleon1168 | $50.00 | 1/10/2011 6:53:56 PM |
fabulous-revenue7 | $25.00 | 1/10/2011 8:55:36 PM |
kulender | $50.00 | 1/11/2011 12:40:51 AM |
Ambassador | $50.00 | 1/11/2011 4:39:37 AM |
TrixieD | $25.00 | 1/10/2011 8:03:46 PM |
brother_tam | $50.00 | 1/11/2011 12:33:14 AM |
peso-fortress | $25.00 | 1/11/2011 9:08:28 AM |
treasure-bliss | $50.00 | 1/11/2011 12:50:55 AM |
market-jam | $25.49 | 1/11/2011 12:51:27 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:34:36 AM |
MO_Investor | $25.00 | 1/11/2011 9:35:45 AM |
JDFuego | $50.00 | 1/11/2011 6:33:46 AM |
reward-walnut | $50.00 | 1/11/2011 6:39:13 AM |
ElChico124 | $50.00 | 1/11/2011 7:50:41 AM |
kanewna | $50.00 | 1/11/2011 9:34:22 AM |
visionary-community | $25.00 | 1/11/2011 9:38:42 AM |
Leopoldine | $25.00 | 1/11/2011 9:35:52 AM |
ursus | $200.00 | 1/11/2011 9:58:50 AM |
smmgnn99 | $25.00 | 1/11/2011 9:56:35 AM |
jazzlender | $47.85 | 1/11/2011 11:26:27 AM |
sjlnn | $34.74 | 1/11/2011 11:27:00 AM |
money-bauble | $100.00 | 1/11/2011 11:27:54 AM |
wealth-revolutionary | $50.00 | 1/11/2011 10:15:32 AM |
Ocean713 | $50.00 | 1/11/2011 11:48:49 AM |
kscc183 | $25.00 | 1/11/2011 11:26:12 AM |
InvestorPartners | $25.00 | 1/11/2011 11:26:51 AM |
CaliforniaSun | $25.00 | 1/11/2011 11:26:52 AM |
velocity-solo | $25.00 | 1/11/2011 11:28:00 AM |
richboy56 | $25.00 | 1/11/2011 11:33:55 AM |
johnayan | $50.00 | 1/11/2011 1:49:10 PM |
icchok | $50.00 | 1/11/2011 1:49:28 PM |
newest-generous-income | $25.00 | 1/11/2011 1:49:36 PM |
enigmallc | $25.00 | 1/11/2011 1:49:49 PM |
mike279766 | $25.00 | 1/11/2011 1:49:53 PM |
responsibility-cherry6 | $50.00 | 1/11/2011 1:50:01 PM |
hopeful-truth5 | $100.00 | 1/11/2011 1:50:07 PM |
Barak | $100.00 | 1/11/2011 1:50:15 PM |
ultimatepaintball | $25.00 | 1/11/2011 1:50:23 PM |
fair_rates | $25.00 | 1/11/2011 1:50:46 PM |
blue-sturdy-bazaar | $50.00 | 1/11/2011 1:53:32 PM |
trapper8 | $25.00 | 1/11/2011 1:53:49 PM |
best-listing-toro | $25.00 | 1/11/2011 1:53:52 PM |
elegant-loot | $25.00 | 1/11/2011 1:54:12 PM |
agalt | $75.00 | 1/11/2011 11:58:49 AM |
Gabriel02 | $25.00 | 1/11/2011 12:08:53 PM |
forthright-principal2 | $25.00 | 1/11/2011 1:49:18 PM |
fcukciti | $25.00 | 1/11/2011 1:49:23 PM |
enchanted-note | $25.00 | 1/11/2011 12:56:11 PM |
worldly-community3 | $50.00 | 1/11/2011 1:49:51 PM |
revenue-achievement | $25.00 | 1/11/2011 1:50:02 PM |
calkidd05 | $25.00 | 1/11/2011 3:23:58 PM |
tender-integrity3 | $100.00 | 1/11/2011 1:50:16 PM |
monroemoney | $25.00 | 1/11/2011 3:24:29 PM |
Dreams4Cash | $25.00 | 1/11/2011 1:50:34 PM |
LKN2RTR | $25.00 | 1/11/2011 3:24:34 PM |
ssh1983 | $25.00 | 1/11/2011 3:24:38 PM |
Brainworm | $25.00 | 1/11/2011 1:53:38 PM |
RB_Double-A_Bravo | $25.00 | 1/11/2011 3:24:47 PM |
velocity-amplifier9 | $50.00 | 1/11/2011 1:53:46 PM |
rogue_monster | $50.00 | 1/11/2011 3:24:54 PM |
divemaster | $25.00 | 1/11/2011 1:54:02 PM |
order-elevator7 | $25.00 | 1/11/2011 1:49:13 PM |
yarg | $50.00 | 1/11/2011 3:25:02 PM |
hrubinst | $50.00 | 1/11/2011 1:54:47 PM |
Hokie83 | $50.00 | 1/11/2011 3:25:25 PM |
j2ee | $25.00 | 1/11/2011 1:49:56 PM |
brandilton | $25.00 | 1/11/2011 3:25:30 PM |
panther757 | $25.00 | 1/11/2011 1:50:03 PM |
likeable-leverage5 | $250.00 | 1/11/2011 3:25:34 PM |
ROCKI9 | $50.00 | 1/11/2011 1:50:13 PM |
benefit-piano5 | $25.00 | 1/11/2011 3:25:45 PM |
DUDE66 | $50.00 | 1/11/2011 1:50:21 PM |
theaterguy | $25.00 | 1/11/2011 3:25:49 PM |
janus_god | $25.00 | 1/11/2011 1:50:36 PM |
romario | $25.00 | 1/11/2011 3:25:53 PM |
marketplace-cello5 | $50.00 | 1/11/2011 1:53:34 PM |
Mopedcouple | $50.00 | 1/11/2011 1:53:44 PM |
efficient-marketplace | $25.00 | 1/11/2011 1:53:50 PM |
gold-sushi | $25.00 | 1/11/2011 1:54:04 PM |
finance_mba | $25.00 | 1/11/2011 2:18:41 PM |
HarrisonHome | $50.00 | 1/11/2011 3:23:54 PM |
Kame | $25.00 | 1/11/2011 3:24:00 PM |
gotchai | $25.00 | 1/11/2011 3:24:16 PM |
alpinaut | $25.00 | 1/11/2011 3:24:20 PM |
ReallyGoodGuy | $25.00 | 1/11/2011 3:24:24 PM |
WiseInvestments | $25.00 | 1/11/2011 3:24:31 PM |
BlackFred | $25.00 | 1/11/2011 3:24:39 PM |
phoko | $25.00 | 1/11/2011 3:24:42 PM |
loan-master996 | $50.00 | 1/11/2011 3:24:51 PM |
chicagobear23 | $50.00 | 1/11/2011 3:24:58 PM |
Medops911 | $25.00 | 1/11/2011 3:25:26 PM |
rangers94 | $25.00 | 1/11/2011 3:25:35 PM |
mrkb80 | $25.00 | 1/11/2011 3:23:56 PM |
gunderstone | $25.00 | 1/11/2011 3:24:01 PM |
the-productive-agreement | $50.00 | 1/11/2011 3:24:04 PM |
aader | $25.00 | 1/11/2011 3:24:27 PM |
sensational-dinero6 | $50.00 | 1/11/2011 3:24:53 PM |
sarisai | $50.00 | 1/11/2011 3:25:01 PM |
rachelrachelrachel | $25.00 | 1/11/2011 3:25:31 PM |
Searlzy | $25.00 | 1/11/2011 3:25:38 PM |
Anny-Disco | $50.00 | 1/11/2011 3:25:41 PM |
PsiPro | $25.00 | 1/11/2011 3:25:44 PM |
a-responsible-return | $25.00 | 1/7/2011 9:26:10 AM |
radforj22 | $25.00 | 1/7/2011 9:21:24 AM |
fightinjoe | $50.00 | 1/7/2011 9:29:55 AM |
ray1051 | $25.00 | 1/7/2011 9:26:38 AM |
enthralling-deal180 | $50.00 | 1/7/2011 9:24:45 AM |
GElender | $50.00 | 1/7/2011 9:26:47 AM |
adventurous-treasure2 | $50.00 | 1/7/2011 9:26:12 AM |
Ripsaw4U | $50.00 | 1/7/2011 9:33:02 AM |
bountiful-durability | $100.00 | 1/7/2011 9:33:43 AM |
Eastern | $50.00 | 1/7/2011 9:29:25 AM |
patriot897 | $50.00 | 1/7/2011 9:30:11 AM |
bowdish1 | $50.00 | 1/7/2011 9:35:22 AM |
worthy-bid8 | $50.00 | 1/7/2011 9:36:39 AM |
villagers | $25.00 | 1/7/2011 9:31:55 AM |
Aimvest | $25.00 | 1/7/2011 9:32:37 AM |
shrewd-credit7 | $50.00 | 1/7/2011 9:44:52 AM |
superb-funds335 | $25.00 | 1/7/2011 9:34:30 AM |
genius520 | $100.00 | 1/7/2011 9:46:41 AM |
thrilling-nickel5 | $25.00 | 1/7/2011 11:41:03 AM |
museic1 | $50.00 | 1/7/2011 11:11:36 AM |
lendstats_com | $200.00 | 1/7/2011 11:12:06 AM |
generosity-finder8 | $33.00 | 1/7/2011 11:55:07 AM |
bonus-genius | $25.00 | 1/7/2011 11:12:50 AM |
ciscoparrot | $25.00 | 1/7/2011 11:13:21 AM |
JustMee | $25.00 | 1/7/2011 11:23:18 AM |
vinyl117 | $25.00 | 1/7/2011 11:29:27 AM |
contract-lionheart | $58.64 | 1/7/2011 12:22:28 PM |
1SteelerFan | $30.00 | 1/7/2011 1:36:29 PM |
subtle-revenue0 | $25.00 | 1/7/2011 4:25:52 PM |
UncleSafety | $33.79 | 1/7/2011 3:37:22 PM |
riproaringrapids | $25.00 | 1/7/2011 7:56:10 PM |
payment-halo | $25.00 | 1/7/2011 6:26:54 PM |
zorg77 | $25.00 | 1/7/2011 8:33:09 PM |
Leshan | $25.00 | 1/8/2011 6:36:37 AM |
credit-investor5 | $25.00 | 1/8/2011 8:10:43 AM |
kendigme | $30.17 | 1/8/2011 6:40:28 AM |
capital-dynamo0 | $50.00 | 1/8/2011 6:54:59 AM |
peso-colonel | $50.00 | 1/8/2011 8:01:07 AM |
commerce-web5 | $50.00 | 1/8/2011 2:16:12 PM |
adventurous-cash | $25.00 | 1/8/2011 11:46:47 AM |
BaxterEvil | $25.00 | 1/8/2011 11:46:56 AM |
johannesfactotum | $25.00 | 1/8/2011 12:01:31 PM |
auction-seeker | $25.00 | 1/8/2011 4:01:25 PM |
balance-force | $29.00 | 1/8/2011 3:35:10 PM |
commerce-yeller | $25.00 | 1/8/2011 6:45:29 PM |
bowl800 | $25.00 | 1/9/2011 5:19:47 AM |
inspire22 | $50.00 | 1/8/2011 8:38:50 PM |
1phantom | $50.00 | 1/9/2011 9:34:06 AM |
loyalty-sherpa | $50.00 | 1/9/2011 10:39:32 AM |
simeonthewhale | $25.00 | 1/9/2011 12:52:41 PM |
FinanceEngine | $25.00 | 1/9/2011 1:30:36 PM |
life-is-great | $50.00 | 1/9/2011 11:27:02 AM |
fuzed | $45.00 | 1/9/2011 4:00:38 PM |
aasx1108 | $25.00 | 1/9/2011 11:39:00 AM |
LindaRicci | $25.00 | 1/9/2011 6:26:57 PM |
Nicedad72 | $25.00 | 1/9/2011 1:10:25 PM |
csak13 | $25.00 | 1/9/2011 4:11:17 PM |
japerk | $25.00 | 1/9/2011 4:19:36 PM |
mpatrick | $25.00 | 1/9/2011 6:52:39 PM |
blue111 | $25.00 | 1/9/2011 7:55:47 PM |
hurricanefever | $50.00 | 1/10/2011 6:50:46 AM |
hope-lionheart1 | $36.00 | 1/9/2011 8:27:04 PM |
robertmm25 | $50.00 | 1/9/2011 9:28:51 PM |
CashBank | $25.00 | 1/10/2011 8:32:17 AM |
nalaari | $25.00 | 1/10/2011 5:59:35 AM |
honorable-yield | $25.00 | 1/10/2011 9:00:15 AM |
Queueball1 | $25.00 | 1/10/2011 10:01:48 AM |
reward-motion | $25.00 | 1/10/2011 9:37:23 AM |
dollardave | $100.00 | 1/10/2011 9:44:59 AM |
nulyweds | $39.84 | 1/10/2011 12:40:14 PM |
himanshuko | $25.00 | 1/10/2011 11:39:19 AM |
Hola_James | $25.00 | 1/10/2011 2:42:35 PM |
sensible-fund | $25.00 | 1/10/2011 3:34:37 PM |
TURNTEX75 | $25.00 | 1/10/2011 4:38:58 PM |
carlover | $25.00 | 1/10/2011 7:08:52 PM |
flwah | $25.00 | 1/11/2011 12:42:00 AM |
amusement4 | $100.00 | 1/10/2011 7:06:07 PM |
fuke | $25.00 | 1/10/2011 9:58:29 PM |
the-bright-velocity | $25.00 | 1/11/2011 12:54:39 AM |
archeanchaos | $25.00 | 1/11/2011 1:48:52 AM |
ArchonFinancialHoldings | $50.00 | 1/11/2011 9:34:27 AM |
acebandit | $50.00 | 1/11/2011 1:48:49 AM |
Trevor_C | $25.00 | 1/11/2011 9:35:14 AM |
kendigme | $25.00 | 1/11/2011 3:33:06 AM |
BrandonW | $25.00 | 1/11/2011 6:03:35 AM |
calinno2 | $25.00 | 1/11/2011 8:53:44 AM |
Gibbyland | $30.34 | 1/11/2011 9:38:38 AM |
dmfog | $25.00 | 1/11/2011 10:03:22 AM |
CapitolHill | $25.00 | 1/11/2011 10:24:02 AM |
helpishere777 | $50.00 | 1/11/2011 10:31:25 AM |
payout-banker4 | $25.00 | 1/11/2011 11:26:08 AM |
pinnacle10 | $25.00 | 1/11/2011 10:03:37 AM |
dmeg | $25.00 | 1/11/2011 10:09:07 AM |
Approved1234 | $50.00 | 1/11/2011 11:49:32 AM |
pwkpwk | $25.00 | 1/11/2011 10:33:38 AM |
persistent-value3 | $32.46 | 1/11/2011 11:13:03 AM |
fishman42 | $25.00 | 1/11/2011 11:18:42 AM |
gold-blanket0 | $25.00 | 1/11/2011 11:26:22 AM |
vacaerol | $25.00 | 1/11/2011 1:06:20 PM |
MGinvest | $25.00 | 1/11/2011 1:30:43 PM |
DadWarbucks | $60.00 | 1/11/2011 11:29:10 AM |
IIP77 | $25.00 | 1/11/2011 11:27:57 AM |
SiebirdLending | $25.00 | 1/11/2011 1:49:24 PM |
skurfa | $25.00 | 1/11/2011 11:34:10 AM |
orgy63 | $50.00 | 1/11/2011 1:49:41 PM |
Philosonie | $25.00 | 1/11/2011 1:49:46 PM |
AMSlife | $50.00 | 1/11/2011 1:49:52 PM |
WLenders | $50.00 | 1/11/2011 1:49:57 PM |
seanambrose | $25.00 | 1/11/2011 1:50:06 PM |
powerful-finance7 | $25.00 | 1/11/2011 1:50:10 PM |
Investoman | $100.00 | 1/11/2011 1:50:18 PM |
ti22ring | $25.00 | 1/11/2011 1:53:36 PM |
helvet | $25.00 | 1/11/2011 1:53:51 PM |
zaquiri_ice | $25.00 | 1/11/2011 1:53:56 PM |
buyrite334 | $25.00 | 1/11/2011 2:43:40 PM |
five-star-justice | $36.00 | 1/11/2011 3:14:06 PM |
traveler50 | $25.00 | 1/11/2011 1:49:15 PM |
accountant41 | $25.00 | 1/11/2011 1:49:21 PM |
youthful-greenback3 | $25.00 | 1/11/2011 1:49:26 PM |
Havana21 | $200.00 | 1/11/2011 1:49:59 PM |
radiant-cash | $50.00 | 1/11/2011 3:23:53 PM |
ASR3 | $35.00 | 1/11/2011 1:50:12 PM |
KarmaBum77 | $25.00 | 1/11/2011 3:23:58 PM |
RoyFauntleroy | $50.00 | 1/11/2011 1:50:19 PM |
mebobeh | $50.00 | 1/11/2011 3:24:15 PM |
investment-comet | $25.00 | 1/11/2011 1:50:25 PM |
L-vex | $25.00 | 1/11/2011 3:24:32 PM |
br4444 | $48.45 | 1/11/2011 3:24:35 PM |
Shockem923 | $25.00 | 1/11/2011 1:53:40 PM |
Bio-physicist | $25.00 | 1/11/2011 3:24:49 PM |
BlindJoeDeath | $50.00 | 1/11/2011 1:53:49 PM |
dunedin | $25.00 | 1/11/2011 1:49:06 PM |
bharosa | $25.00 | 1/11/2011 3:24:57 PM |
investment-tempo | $50.00 | 1/11/2011 1:54:05 PM |
building_community | $25.00 | 1/11/2011 1:49:31 PM |
wealthy60 | $50.00 | 1/11/2011 3:25:22 PM |
ava2009 | $50.00 | 1/11/2011 1:49:55 PM |
adaptable-camaraderi | $50.00 | 1/11/2011 3:25:28 PM |
rcmso | $100.00 | 1/11/2011 1:50:00 PM |
NorthernFunds | $50.00 | 1/11/2011 3:25:32 PM |
platinum-genetics | $25.00 | 1/11/2011 1:50:04 PM |
C_Mark | $50.00 | 1/11/2011 1:50:17 PM |
irrelevant | $25.00 | 1/11/2011 3:25:47 PM |
davidc314 | $50.00 | 1/11/2011 3:25:50 PM |
balance-warrior | $25.00 | 1/11/2011 1:53:42 PM |
PatriotKnight | $25.00 | 1/11/2011 1:53:48 PM |
Tasmir | $25.00 | 1/11/2011 1:53:59 PM |
lending_well | $35.54 | 1/11/2011 1:54:07 PM |
wwwUniversal | $25.00 | 1/11/2011 1:54:58 PM |
BaltimoreLender | $25.00 | 1/11/2011 3:23:55 PM |
debone44 | $50.00 | 1/11/2011 3:24:08 PM |
Rick21 | $50.00 | 1/11/2011 3:24:17 PM |
crazybill | $25.00 | 1/11/2011 3:24:22 PM |
e6400 | $45.40 | 1/11/2011 3:24:26 PM |
LittlePiggyBank | $25.00 | 1/11/2011 3:24:37 PM |
Ragestang | $25.00 | 1/11/2011 3:24:40 PM |
und-alum | $50.00 | 1/11/2011 3:24:55 PM |
Victor-E-Lane | $25.00 | 1/11/2011 3:25:05 PM |
syounker | $25.00 | 1/11/2011 3:25:16 PM |
lokiswolf | $27.00 | 1/11/2011 3:25:52 PM |
kvandivo | $25.00 | 1/11/2011 3:23:48 PM |
liquidbread11 | $25.00 | 1/11/2011 3:23:57 PM |
dedicated-bid1 | $25.00 | 1/11/2011 3:24:03 PM |
red-favorable-basis | $25.00 | 1/11/2011 3:24:14 PM |
happy-contract8 | $50.00 | 1/11/2011 3:24:52 PM |
PrivateLenders | $25.00 | 1/11/2011 3:24:56 PM |
beeper2 | $30.00 | 1/11/2011 3:25:00 PM |
Getwood | $50.00 | 1/11/2011 3:25:20 PM |
dunox | $25.00 | 1/11/2011 3:25:36 PM |
346 Investments
|
Borrower Payment Dependent Notes Series
490129
This series of Notes was issued and sold upon the funding of the borrower loan #46581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Jan-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2011 |
|
Lender yield:
| 9.95% |
Borrower rate/APR:
| 10.95% / 13.07% |
Monthly payment:
| $310.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.92% | | |
| |
Estimated return*:
| 6.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $533 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| global1adventurer |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Re-investment in Prosper Loans
Purpose of loan:
This loan will be used to?
Investment in Propsper Loans
My financial situation:
I am a good candidate for this loan because?
I have an excellent credit history.? The delinquency?listed I believe was from an unpaid cell phone contract from 5 years ago?that went to collections.? I simply forgot abount the contract and the contract has now been paid in full
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you afford this loan??
can you list your Income/expense? - gpuck
A:
Monthly take home income: 2300
Investment income; 350
Total monthly income: 2650
Expenses:
Mortgage: 1050 - (roomate 500 payment)= 550
Food: 150
Auto ins: 30
utilities: 130
transport: 50
phone/internet: 50
Total fixed costs 960
Discretionary income: (revenue 2650)-(fixed costs 960)=1690
I plan on having the cash flow from the re-investment in prosper loans within three months to cover the payments eventhouh I clearly have enough discretionary income to cover the loan payments
(Jan-09-2011)
Q:
You will be paying 11% for the capital. How much return you expect from prosper? Any experience in this strategy? Also since you stated you want to reinvest in Prosper, does Prosper require you to keep this loaned amount in prosper account? - Reddy_Capital
A:
My investment income derives from a stock trading propietership that I founded in 2006. Because I have qualifed for the mark to market accounting method, my interest used for investment purposes can be deducted as a business expense. I have been able to develop a porfolio of notes with an average return of 19% with a 5.5% expected loss rate resulting in a 14.5 % expected return. I don't have enough space on this post to further explain my note trading strategy
(Jan-09-2011)
Q:
Do you plan on paying off this loan prior to the 3 years requested? - organic-treasure
A:
I plan on keeping the loan as long as my investments and assets continue to yield more than 11%. If economic conditions start to reverse and i cannot return more than 11% I will probablly pay off the loan early. This strategy is actually good for investors because it would start increasing cash in a slowing economy so that investors can buy again at low prices.
(Jan-11-2011)
Q:
I'm interested in loaning you funds, but you provide very little detail and no assurance of how you've thought about paying the loan back to all us individuals. For me, a good story and sound explanation of how you'll pay back the loan is important. - mountainpeak
A:
I am using a finance compay business model. Using my excellent credit record, I can borrow at a low rate of interest and buy a diversified portfolio of prosper notes that pay higher rates of intest than I am borrowing at. In effect, I am guranteeing repayment based on my excellent credit/discretionary income and making capital available to people with lesser levels of credit. I will take the payments that I receive and repay my loan with interest over the course of 36 months.
(Jan-12-2011)
4 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
indianoven | $25.00 | 1/8/2011 4:04:35 PM |
6moonbeams | $50.00 | 1/8/2011 4:11:02 PM |
Proactive-Financial-Lending | $25.00 | 1/8/2011 4:14:31 PM |
credit-panda1 | $25.00 | 1/8/2011 4:17:26 PM |
genius520 | $100.00 | 1/8/2011 4:17:31 PM |
the-auction-lotus | $25.00 | 1/8/2011 4:19:34 PM |
mar97 | $50.00 | 1/8/2011 4:14:29 PM |
ray1051 | $50.00 | 1/8/2011 4:28:46 PM |
inspired-investment8 | $100.00 | 1/8/2011 4:15:31 PM |
commerce-yeller | $50.00 | 1/8/2011 4:14:02 PM |
Ripsaw4U | $50.00 | 1/8/2011 4:16:07 PM |
DasMula | $57.00 | 1/8/2011 4:54:45 PM |
TSC | $100.00 | 1/8/2011 4:14:11 PM |
ianakacg | $25.00 | 1/8/2011 4:16:30 PM |
patriot897 | $50.00 | 1/8/2011 4:15:01 PM |
villagers | $25.00 | 1/8/2011 4:15:53 PM |
superb-funds335 | $25.00 | 1/8/2011 4:16:43 PM |
skuba | $75.00 | 1/8/2011 4:16:54 PM |
commerce-web5 | $50.00 | 1/8/2011 4:21:03 PM |
red-unequivocal-finance | $25.00 | 1/8/2011 4:17:47 PM |
peso-colonel | $50.00 | 1/8/2011 4:19:04 PM |
roman2008 | $25.00 | 1/8/2011 4:19:42 PM |
comet55 | $25.00 | 1/8/2011 4:20:11 PM |
Bank_Of_XL | $25.00 | 1/8/2011 7:58:14 PM |
debt-patriot | $100.00 | 1/8/2011 6:46:21 PM |
economy-orchid | $25.00 | 1/8/2011 8:09:38 PM |
paramjit | $100.49 | 1/8/2011 10:37:41 PM |
amusement4 | $100.00 | 1/9/2011 12:21:45 AM |
Binan | $25.00 | 1/9/2011 6:41:33 AM |
porwestco | $25.00 | 1/9/2011 8:08:54 AM |
aasx1108 | $25.00 | 1/9/2011 11:39:08 AM |
SolarMoonshine | $25.00 | 1/9/2011 1:44:48 PM |
Goodnotlucky | $50.00 | 1/9/2011 3:32:25 PM |
Lubava | $50.00 | 1/9/2011 3:59:55 PM |
crdcteng | $50.00 | 1/9/2011 5:27:39 PM |
balance-force | $25.00 | 1/9/2011 7:10:04 PM |
fixer833 | $27.37 | 1/10/2011 7:02:09 AM |
marketplace-meridian | $25.00 | 1/9/2011 8:50:25 PM |
nimcha | $50.00 | 1/10/2011 9:05:26 AM |
green-wampum-titan | $25.00 | 1/10/2011 8:27:10 AM |
mikelance7 | $25.00 | 1/10/2011 9:24:27 AM |
honorable-yield | $25.00 | 1/10/2011 9:00:21 AM |
dubois31 | $25.00 | 1/10/2011 9:30:15 AM |
seahorse2008 | $25.00 | 1/10/2011 9:40:19 AM |
dudebrah | $25.00 | 1/10/2011 9:48:18 AM |
fairmaiden | $25.00 | 1/10/2011 10:47:21 AM |
gavinsp | $25.00 | 1/10/2011 2:51:37 PM |
a2190b | $25.00 | 1/10/2011 6:42:07 PM |
ethicalhumanist | $50.00 | 1/10/2011 7:21:38 PM |
blue-open-wampum | $25.00 | 1/11/2011 8:22:47 AM |
Socorro_Capital_Partners | $25.00 | 1/11/2011 9:12:40 AM |
helpishere777 | $50.00 | 1/11/2011 10:31:47 AM |
CapitolHill | $25.00 | 1/11/2011 10:24:11 AM |
first-upright-payout | $25.00 | 1/11/2011 11:39:34 AM |
Ocean713 | $50.00 | 1/11/2011 11:49:07 AM |
Gabriel02 | $25.00 | 1/11/2011 12:09:00 PM |
five-star-justice | $36.00 | 1/11/2011 3:14:26 PM |
astute-benjamins | $25.00 | 1/11/2011 3:27:53 PM |
lenderrn | $25.00 | 1/11/2011 5:55:33 PM |
nalaari | $25.00 | 1/11/2011 5:00:53 PM |
munnu | $25.00 | 1/11/2011 5:03:09 PM |
gpuck | $25.00 | 1/11/2011 7:48:37 PM |
dhkny5 | $50.00 | 1/11/2011 8:19:32 PM |
williemc44 | $25.00 | 1/11/2011 10:38:45 PM |
paytonbrigadier | $190.36 | 1/12/2011 4:29:40 AM |
fireboss | $50.00 | 1/11/2011 9:28:59 PM |
kid_dynamite15 | $75.00 | 1/12/2011 12:00:15 AM |
siamman | $67.86 | 1/11/2011 10:36:22 PM |
Voltaire | $50.00 | 1/12/2011 6:19:14 AM |
loyalist1 | $100.00 | 1/12/2011 6:35:42 AM |
brother_tam | $27.17 | 1/12/2011 1:39:39 AM |
economy-beast | $25.00 | 1/12/2011 7:18:05 AM |
MARSTUN | $100.00 | 1/12/2011 3:08:31 AM |
peace-missile | $94.40 | 1/12/2011 4:18:13 AM |
ingenious-order783 | $25.00 | 1/12/2011 7:30:17 AM |
priceless-money6 | $50.00 | 1/12/2011 3:23:50 AM |
dawg25 | $100.00 | 1/12/2011 3:51:33 AM |
impeccable-transparency | $50.00 | 1/12/2011 5:21:32 AM |
jazzlender | $25.00 | 1/12/2011 6:09:31 AM |
worthy-bid8 | $50.00 | 1/12/2011 6:11:14 AM |
chameleon125 | $25.00 | 1/12/2011 6:48:50 AM |
treasure-kazoo | $50.00 | 1/12/2011 6:56:21 AM |
jades2000 | $50.00 | 1/12/2011 7:05:50 AM |
brwnidgirl | $50.00 | 1/12/2011 7:20:37 AM |
djalan | $25.00 | 1/12/2011 8:10:10 AM |
108lender | $100.00 | 1/12/2011 8:44:26 AM |
ospreyusmc | $25.00 | 1/12/2011 8:57:36 AM |
ussugm | $25.00 | 1/12/2011 9:16:10 AM |
John_Galt | $25.00 | 1/12/2011 9:15:55 AM |
Purple11 | $50.00 | 1/12/2011 10:19:05 AM |
socal-lender | $25.00 | 1/12/2011 11:03:50 AM |
credit-rocket4 | $25.00 | 1/12/2011 11:17:37 AM |
Spiv_51 | $25.00 | 1/12/2011 1:22:58 PM |
THREE-POINTS-LENDING | $50.00 | 1/12/2011 10:16:15 AM |
reflective-rupee | $33.33 | 1/12/2011 3:46:04 PM |
credit-rocket4 | $25.00 | 1/12/2011 11:09:00 AM |
otalon | $32.06 | 1/12/2011 12:27:03 PM |
thrifty-funds1 | $25.00 | 1/12/2011 12:46:18 PM |
GBlack | $25.00 | 1/12/2011 12:56:43 PM |
Richmp412 | $25.00 | 1/12/2011 1:29:46 PM |
AdamClemSC | $25.00 | 1/12/2011 12:48:28 PM |
kind-adventurous-finance | $50.00 | 1/12/2011 1:28:44 PM |
Earn_money | $25.93 | 1/12/2011 3:07:00 PM |
malcolmreynolds | $25.00 | 1/12/2011 3:59:13 PM |
hidavehi | $25.01 | 1/12/2011 3:52:38 PM |
Mostyle | $25.00 | 1/12/2011 5:51:36 PM |
larrkon | $50.00 | 1/12/2011 4:39:45 PM |
Big_Baller | $28.89 | 1/12/2011 4:47:44 PM |
mcs86d | $25.00 | 1/12/2011 4:58:46 PM |
Mark0135 | $50.00 | 1/12/2011 5:13:50 PM |
best-generosity-financier | $25.00 | 1/12/2011 5:25:50 PM |
MoneyForNothing | $15.58 | 1/12/2011 5:51:49 PM |
enthralling-deal180 | $50.00 | 1/8/2011 4:11:16 PM |
GElender | $50.00 | 1/8/2011 4:13:49 PM |
handshake5 | $100.00 | 1/8/2011 4:14:08 PM |
indomitable-coin | $100.00 | 1/8/2011 4:16:02 PM |
radforj22 | $25.00 | 1/8/2011 4:13:36 PM |
balance-voyager | $50.00 | 1/8/2011 4:13:57 PM |
causr08 | $25.00 | 1/8/2011 4:14:04 PM |
a-responsible-return | $50.00 | 1/8/2011 4:14:37 PM |
adventurous-cash | $25.00 | 1/8/2011 4:20:26 PM |
Eastern | $50.00 | 1/8/2011 4:14:48 PM |
power-trophy7 | $25.00 | 1/8/2011 4:41:01 PM |
organized-payment6 | $50.00 | 1/8/2011 4:14:16 PM |
one-midas | $25.00 | 1/8/2011 4:14:36 PM |
bazaar-festivity | $100.00 | 1/8/2011 4:14:56 PM |
FinDoc | $25.00 | 1/8/2011 4:19:13 PM |
bowdish1 | $50.00 | 1/8/2011 4:17:08 PM |
simplelender80 | $100.00 | 1/8/2011 4:18:47 PM |
VeteranLender | $25.00 | 1/8/2011 5:21:49 PM |
efficient-treasure0 | $25.00 | 1/8/2011 7:19:05 PM |
lsx7 | $122.00 | 1/8/2011 7:28:44 PM |
inspire22 | $50.00 | 1/8/2011 8:38:58 PM |
Leshan | $150.00 | 1/9/2011 5:45:53 AM |
ac787 | $25.00 | 1/9/2011 5:37:14 AM |
rss197 | $25.00 | 1/9/2011 6:44:05 AM |
1phantom | $50.00 | 1/9/2011 9:34:16 AM |
ralf206 | $32.16 | 1/9/2011 4:36:02 PM |
gpuck | $25.00 | 1/9/2011 7:06:53 PM |
blue111 | $25.00 | 1/9/2011 7:55:59 PM |
taylodo | $25.00 | 1/9/2011 8:12:28 PM |
thankful-nickel2 | $25.00 | 1/9/2011 8:26:46 PM |
Artist_Blue | $25.00 | 1/10/2011 6:03:56 AM |
LawyerLoan | $25.00 | 1/10/2011 7:32:29 AM |
ingenious-order783 | $25.00 | 1/10/2011 9:57:34 AM |
himanshuko | $25.00 | 1/10/2011 11:33:04 AM |
Queueball1 | $25.00 | 1/10/2011 10:01:56 AM |
gator98 | $25.00 | 1/10/2011 10:15:31 AM |
wampum-chorus3 | $27.75 | 1/10/2011 2:00:00 PM |
SB94114 | $50.00 | 1/10/2011 9:55:31 AM |
selfmademan | $25.00 | 1/10/2011 12:22:16 PM |
gsp1885 | $29.50 | 1/10/2011 4:12:42 PM |
Nicedad72 | $25.00 | 1/10/2011 5:27:57 PM |
manugee | $50.00 | 1/10/2011 5:48:49 PM |
first-serene-credit | $25.00 | 1/11/2011 9:40:50 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:34:45 AM |
richboy56 | $25.00 | 1/11/2011 11:34:03 AM |
ursus | $100.00 | 1/11/2011 10:18:54 AM |
agalt | $75.00 | 1/11/2011 11:58:56 AM |
persistent-value3 | $78.53 | 1/11/2011 11:15:06 AM |
Approved1234 | $50.00 | 1/11/2011 11:49:39 AM |
Breadandbutter | $25.00 | 1/11/2011 12:24:29 PM |
tomspc | $25.00 | 1/11/2011 12:04:08 PM |
finance_mba | $25.00 | 1/11/2011 2:18:47 PM |
nuts | $25.00 | 1/11/2011 5:04:55 PM |
lucrative-coin | $50.00 | 1/11/2011 5:42:16 PM |
peace-habanero | $25.00 | 1/11/2011 6:33:26 PM |
Octamer | $25.00 | 1/11/2011 5:49:45 PM |
lostontheedge | $25.00 | 1/11/2011 6:32:57 PM |
MyPFBlog | $25.00 | 1/11/2011 6:43:30 PM |
ryreesado | $25.00 | 1/11/2011 8:26:54 PM |
ideal-platinum1 | $50.00 | 1/11/2011 10:24:02 PM |
riproaringrapids | $25.00 | 1/12/2011 12:18:59 AM |
Sartre | $30.00 | 1/11/2011 10:24:18 PM |
friendly-money | $100.00 | 1/11/2011 9:01:19 PM |
thegreatstrafe | $25.00 | 1/11/2011 9:27:56 PM |
DDHMoney | $25.00 | 1/11/2011 9:53:02 PM |
industrious-dedication | $25.00 | 1/11/2011 10:15:49 PM |
arcangel72 | $25.00 | 1/11/2011 11:01:06 PM |
zrohmm | $25.00 | 1/11/2011 11:19:24 PM |
mtandb | $50.00 | 1/11/2011 11:23:55 PM |
tenny321 | $25.00 | 1/12/2011 6:11:40 AM |
reward-motion | $50.00 | 1/12/2011 1:56:49 AM |
mosby | $50.00 | 1/12/2011 2:28:47 AM |
museic1 | $50.00 | 1/12/2011 3:22:21 AM |
sensible-trade | $50.00 | 1/12/2011 7:05:57 AM |
Rivervale_Westwood | $25.00 | 1/12/2011 7:24:47 AM |
manyhappydogs | $50.00 | 1/12/2011 7:44:13 AM |
trustedfriend | $50.00 | 1/12/2011 5:37:45 AM |
cardguy | $25.00 | 1/12/2011 5:53:58 AM |
dma1206 | $25.00 | 1/12/2011 9:18:32 AM |
Gladys9 | $50.00 | 1/12/2011 6:35:57 AM |
dgagli1 | $25.00 | 1/12/2011 7:20:49 AM |
well-mannered-income3 | $25.00 | 1/12/2011 7:12:45 AM |
atlantic51 | $25.00 | 1/12/2011 7:24:15 AM |
generosity-giraffe0 | $25.00 | 1/12/2011 7:44:22 AM |
a-progressive-note | $25.00 | 1/12/2011 7:29:41 AM |
haplender | $50.00 | 1/12/2011 7:48:49 AM |
dloan | $25.00 | 1/12/2011 8:23:44 AM |
USCGC | $25.00 | 1/12/2011 8:37:09 AM |
magnetic-duty | $25.00 | 1/12/2011 9:00:13 AM |
atwaterville | $50.00 | 1/12/2011 9:44:55 AM |
kulender | $43.61 | 1/12/2011 9:09:22 AM |
ITFDEE | $25.00 | 1/12/2011 9:18:46 AM |
deal-griffin | $50.00 | 1/12/2011 11:18:51 AM |
haidoken | $50.00 | 1/12/2011 11:18:58 AM |
LeReve | $50.00 | 1/12/2011 11:26:52 AM |
ronow22 | $100.00 | 1/12/2011 12:08:44 PM |
thenadamgoes | $50.00 | 1/12/2011 12:21:19 PM |
xcap | $25.00 | 1/12/2011 9:33:55 AM |
principal-flow9 | $50.00 | 1/12/2011 10:01:41 AM |
lendstats_com | $200.00 | 1/12/2011 10:04:56 AM |
asset-professor | $25.00 | 1/12/2011 1:11:45 PM |
zebra7 | $50.00 | 1/12/2011 11:13:27 AM |
american6 | $100.00 | 1/12/2011 11:53:53 AM |
robust-payout1 | $50.00 | 1/12/2011 12:39:34 PM |
Robyn5722 | $25.00 | 1/12/2011 2:08:47 PM |
Ocean713 | $75.00 | 1/12/2011 2:19:40 PM |
Ray3486 | $25.00 | 1/12/2011 5:30:10 PM |
reward-dynamo | $25.00 | 1/12/2011 5:44:32 PM |
orange-generous-ore | $25.00 | 1/12/2011 5:08:41 PM |
gs92126 | $50.00 | 1/12/2011 5:28:39 PM |
platinum-rapture6 | $50.00 | 1/12/2011 5:43:48 PM |
223 Investments
|
Borrower Payment Dependent Notes Series
490175
This series of Notes was issued and sold upon the funding of the borrower loan #46505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-09-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $316.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $94,009 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| exciting-contract5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tax lien payoff
Purpose of loan:
This loan will be used to?
Pay off a tax lien.
My financial situation:
I am a good candidate for this loan because?
Unfortunately, I had a previous business that was forced to close in the crunch of the poor economy.? It was a Daycare Center of which I owned the buidling/land.? I operated that buisness since 2001.? When the job market collapsed,? the parents were forced to un-enroll their children due to the expense.? My daycare went from 80 children to less than 20 in twelve months.? I was forced to close.? The note on the building was for $620,000.? therefore, forcing me to file BK.
Monthly net income: $
$6200.00
Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $60
??Food, entertainment: $ 150
??Clothing, household expenses $50
??Credit cards and other loans: $400
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
If you filed BK why do you still have a Revolving credit balance of $94,009? - VJ_Financial
A:
The 94k is from my personal bank, Earthmovers Credit union. I re-affirmed this debt because I have done business with them for over 15 years. They hold a credit card for me ($3500) and my home equity loan currently $89k.
(Jan-08-2011)
Q:
Is this a Federal tax lien? Why would you owe taxes if you weren't making any money in your business? - VJ_Financial
A:
Yes it is a federal tax lien. My business was making money from 2001-2007. The money owed is for 2008 payroll taxes. 2008 is when business started to collapse.
(Jan-08-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
musegaze | $50.00 | 1/7/2011 5:50:32 PM |
Investoman | $100.00 | 1/7/2011 5:50:43 PM |
simplelender80 | $100.00 | 1/7/2011 5:53:40 PM |
Tikibarman | $50.00 | 1/7/2011 5:55:39 PM |
ThatDanGuy | $50.00 | 1/7/2011 5:58:32 PM |
bold-treasure-neutrino | $30.00 | 1/7/2011 5:54:37 PM |
silver-enlightenment0 | $100.00 | 1/7/2011 5:55:23 PM |
iolaire | $25.00 | 1/7/2011 5:58:37 PM |
IIP77 | $25.00 | 1/8/2011 1:34:14 AM |
JGB | $100.00 | 1/8/2011 3:04:11 AM |
shrewd-peace7 | $25.00 | 1/8/2011 3:18:53 AM |
UCLA4life | $25.00 | 1/7/2011 11:54:09 PM |
minddoc | $25.00 | 1/8/2011 1:05:42 AM |
preciousjeni | $25.00 | 1/8/2011 2:31:46 AM |
Jonb6919 | $25.00 | 1/8/2011 2:49:11 AM |
jml3482 | $25.00 | 1/8/2011 2:49:38 AM |
dedicated-diversification5 | $94.28 | 1/8/2011 3:20:55 AM |
zone6 | $50.00 | 1/8/2011 3:21:53 AM |
parsec9 | $25.00 | 1/8/2011 3:24:59 AM |
poeman | $50.00 | 1/8/2011 8:14:27 AM |
enriching-fund4 | $25.00 | 1/8/2011 3:56:30 AM |
realtormoises | $25.00 | 1/8/2011 5:37:54 AM |
leverage-monger | $25.00 | 1/8/2011 7:20:01 AM |
p1k4blu | $25.00 | 1/8/2011 7:49:43 AM |
well-mannered-income3 | $30.00 | 1/8/2011 8:30:10 AM |
AdrianWapcaplet | $40.00 | 1/8/2011 1:17:01 PM |
rakey | $25.00 | 1/8/2011 8:28:46 AM |
balance-force | $25.00 | 1/8/2011 3:36:04 PM |
unfixer | $25.00 | 1/8/2011 3:41:01 PM |
Tizzo27 | $43.28 | 1/8/2011 11:42:52 AM |
Kqwik | $25.00 | 1/8/2011 10:21:10 AM |
new0rleans | $25.00 | 1/8/2011 1:58:44 PM |
top-historic-peso | $25.00 | 1/8/2011 5:34:40 PM |
onesunca | $27.49 | 1/8/2011 7:19:08 PM |
d3v0t3d | $25.00 | 1/8/2011 8:30:11 PM |
diplomatic-wealth7 | $25.00 | 1/8/2011 8:30:29 PM |
greenback-guard | $25.00 | 1/8/2011 8:31:31 PM |
dollar-turtle | $25.00 | 1/8/2011 6:51:36 PM |
Gibbyland | $41.08 | 1/8/2011 8:29:36 PM |
soulful-truth | $50.00 | 1/8/2011 8:30:28 PM |
return-pumpkin7 | $25.00 | 1/8/2011 8:03:57 PM |
money-vista | $25.00 | 1/8/2011 8:30:13 PM |
seandre3000 | $50.00 | 1/8/2011 8:30:27 PM |
amusement4 | $300.00 | 1/9/2011 12:34:07 AM |
fairness-atmosphere | $25.00 | 1/9/2011 12:14:24 PM |
simeonthewhale | $25.00 | 1/9/2011 12:54:04 PM |
able2help | $25.00 | 1/9/2011 9:39:02 AM |
NewOrleans2012 | $25.00 | 1/9/2011 10:58:05 AM |
bold-shrewd-duty | $50.00 | 1/9/2011 12:22:05 PM |
golden-marketplace599 | $25.00 | 1/9/2011 12:57:57 PM |
cbivitz | $164.68 | 1/9/2011 1:15:29 PM |
moola-wildebeest3 | $25.00 | 1/7/2011 5:51:05 PM |
bazaar-festivity | $100.00 | 1/7/2011 5:54:02 PM |
capital-halo1 | $500.00 | 1/7/2011 5:54:31 PM |
handshake5 | $100.00 | 1/7/2011 5:50:38 PM |
KMSB | $50.00 | 1/7/2011 5:56:17 PM |
the-dollar-topper | $50.00 | 1/7/2011 5:56:33 PM |
scrappy-diversification7 | $2,000.00 | 1/7/2011 5:50:58 PM |
the-auction-bear | $25.00 | 1/7/2011 5:56:51 PM |
bold-meteoric-justice | $50.00 | 1/7/2011 5:57:08 PM |
a-finance-nirvana | $25.00 | 1/7/2011 5:54:07 PM |
genius520 | $100.00 | 1/7/2011 5:57:33 PM |
6moonbeams | $50.00 | 1/7/2011 5:54:52 PM |
a-successful-credit | $100.00 | 1/7/2011 5:53:56 PM |
EBITDA | $25.00 | 1/7/2011 5:54:58 PM |
helpful-credit156 | $50.00 | 1/7/2011 5:58:43 PM |
Kash2010lu | $25.00 | 1/7/2011 7:09:22 PM |
Artist_Blue | $25.00 | 1/8/2011 1:25:06 AM |
zorg77 | $25.00 | 1/7/2011 8:30:17 PM |
Ronnieboy888 | $50.00 | 1/7/2011 8:58:06 PM |
macgeek | $25.00 | 1/8/2011 2:19:11 AM |
Bob450 | $25.00 | 1/8/2011 2:41:11 AM |
Kreditorium | $25.00 | 1/8/2011 2:56:27 AM |
unger | $100.00 | 1/8/2011 3:07:32 AM |
texrob20 | $25.00 | 1/8/2011 2:21:43 AM |
lendme2 | $37.98 | 1/8/2011 1:20:58 AM |
kulender | $50.00 | 1/8/2011 2:35:04 AM |
JJ9876 | $25.00 | 1/8/2011 4:40:34 AM |
Cheburashka | $25.00 | 1/8/2011 1:34:31 AM |
irrelevant | $25.00 | 1/8/2011 2:51:11 AM |
inspiring-reward | $60.14 | 1/8/2011 3:20:42 AM |
capital-dynamo0 | $50.00 | 1/8/2011 6:55:03 AM |
RetiredATC | $50.00 | 1/8/2011 4:19:04 AM |
orange-preeminant-bill | $46.77 | 1/8/2011 3:25:02 AM |
worthy-bid8 | $50.00 | 1/8/2011 4:15:42 AM |
lovely-benefit7 | $25.00 | 1/8/2011 9:23:45 AM |
social-conductor4 | $25.00 | 1/8/2011 7:39:05 AM |
well-mannered-basis1 | $25.00 | 1/8/2011 8:10:54 AM |
emergeo | $50.00 | 1/8/2011 12:18:47 PM |
SkiFastBadly | $40.00 | 1/8/2011 12:40:02 PM |
radforj22 | $25.00 | 1/8/2011 2:56:18 PM |
gadget7 | $30.00 | 1/8/2011 11:21:46 AM |
aquistoyraul | $25.00 | 1/8/2011 12:31:12 PM |
redhead21 | $50.00 | 1/8/2011 12:36:47 PM |
HedgeFund | $50.00 | 1/8/2011 1:22:28 PM |
alaskakid | $27.50 | 1/8/2011 2:03:31 PM |
droopie1 | $25.00 | 1/8/2011 2:29:11 PM |
amusement4 | $50.00 | 1/8/2011 3:59:10 PM |
jtc26 | $40.67 | 1/8/2011 5:12:13 PM |
benefit-pro | $25.00 | 1/8/2011 6:04:12 PM |
DreamsDoComeTrue | $50.00 | 1/9/2011 4:24:12 AM |
investment-star | $50.00 | 1/9/2011 5:09:16 AM |
jmcdon7230 | $50.00 | 1/8/2011 5:28:52 PM |
power-grid134 | $25.00 | 1/8/2011 8:19:37 PM |
rss197 | $25.00 | 1/8/2011 8:29:48 PM |
inspire22 | $25.00 | 1/8/2011 8:39:01 PM |
fighter122 | $25.00 | 1/8/2011 8:30:17 PM |
tech310 | $50.00 | 1/8/2011 8:30:30 PM |
HYGCapitalPartnersLP | $49.71 | 1/8/2011 9:32:11 PM |
greenback-amplifier | $25.00 | 1/9/2011 10:14:11 AM |
wealth-multiplier | $25.00 | 1/9/2011 10:34:59 AM |
thelovebug | $26.42 | 1/8/2011 11:31:49 PM |
firewomin | $50.00 | 1/9/2011 12:23:48 PM |
helping-out | $45.00 | 1/9/2011 12:53:49 PM |
kendallv | $25.00 | 1/9/2011 8:34:25 AM |
SIGLLC | $50.00 | 1/9/2011 8:53:36 AM |
coasterman | $25.00 | 1/9/2011 10:00:30 AM |
life-is-great | $50.00 | 1/9/2011 11:27:03 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
490179
This series of Notes was issued and sold upon the funding of the borrower loan #46590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-09-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $210.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,403 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| direct-payment1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Interest Loans
I am requesting this loan so that i can get myself out of a cunundrum that i have worked myself into with other online loan services. I stretched myself too thin, as my salary was continually increasing. I spent too extravagently, and now i am paying for it. I also realize that my rate of salary increase will not keep up in this economy, so I need a reliable alternative to shark lenders.
I have been at the same employer for over 7 years, and have been promoted annually, rising from a staff accountant to an administrator within the Department of Pediatrics at Vanderbilt Hospital.
I need to get my credit score higher, and I would like to be able to buy a home some day. This will assist me in rebuilding my wealth by reducing the amount of interest that i am currently paying.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
musegaze | $100.00 | 1/8/2011 4:09:02 PM |
RetiredATC | $50.00 | 1/8/2011 4:18:15 PM |
JJ9876 | $25.00 | 1/8/2011 4:18:22 PM |
p1k4blu | $25.00 | 1/8/2011 4:18:59 PM |
silver-enlightenment0 | $68.75 | 1/8/2011 4:15:42 PM |
DasMula | $25.00 | 1/8/2011 4:53:17 PM |
the-dollar-topper | $50.00 | 1/8/2011 4:16:26 PM |
top-historic-peso | $25.00 | 1/8/2011 5:34:44 PM |
hektek22 | $600.00 | 1/8/2011 4:15:37 PM |
bold-meteoric-justice | $50.00 | 1/8/2011 4:17:24 PM |
Peterman | $25.00 | 1/8/2011 8:04:21 PM |
radforj22 | $25.00 | 1/8/2011 4:21:15 PM |
amusement4 | $50.00 | 1/8/2011 4:21:25 PM |
bassman2 | $25.00 | 1/8/2011 10:13:47 PM |
Bob450 | $25.00 | 1/8/2011 5:34:47 PM |
HedgeFund | $50.00 | 1/8/2011 4:20:50 PM |
Sudoku | $32.00 | 1/9/2011 4:15:39 AM |
halothane_logic | $200.00 | 1/9/2011 5:43:53 AM |
commerce-yeller | $25.00 | 1/8/2011 7:55:51 PM |
zorg77 | $25.00 | 1/8/2011 6:53:46 PM |
well-mannered-income3 | $30.00 | 1/9/2011 6:44:45 AM |
proper-revenue7 | $25.00 | 1/9/2011 1:50:53 AM |
Leshan | $25.00 | 1/9/2011 5:38:35 AM |
asset-equilibrium0 | $25.00 | 1/9/2011 5:31:22 AM |
Moe87 | $25.00 | 1/9/2011 6:26:59 AM |
carrinel | $69.29 | 1/9/2011 7:23:19 AM |
handshake5 | $100.00 | 1/8/2011 4:10:52 PM |
Investoman | $50.00 | 1/8/2011 4:10:56 PM |
simplelender80 | $100.00 | 1/8/2011 4:14:44 PM |
bazaar-festivity | $100.00 | 1/8/2011 4:14:58 PM |
bold-treasure-neutrino | $30.00 | 1/8/2011 4:15:15 PM |
6moonbeams | $50.00 | 1/8/2011 4:15:21 PM |
helpful-credit156 | $50.00 | 1/8/2011 4:17:55 PM |
capital-dynamo0 | $50.00 | 1/8/2011 4:18:40 PM |
capital-kingdom | $50.00 | 1/8/2011 4:12:23 PM |
KMSB | $50.00 | 1/8/2011 4:16:14 PM |
a-successful-credit | $100.00 | 1/8/2011 4:14:53 PM |
the-auction-bear | $25.00 | 1/8/2011 4:17:05 PM |
capital-halo1 | $500.00 | 1/8/2011 4:15:11 PM |
genius520 | $100.00 | 1/8/2011 4:17:35 PM |
EBITDA | $25.00 | 1/8/2011 4:15:27 PM |
Tikibarman | $50.00 | 1/8/2011 4:15:49 PM |
PCity-LOA15 | $25.00 | 1/8/2011 7:14:59 PM |
poeman | $50.00 | 1/8/2011 4:19:29 PM |
gain-dolphin | $25.00 | 1/8/2011 7:56:36 PM |
ThatDanGuy | $50.00 | 1/8/2011 4:17:40 PM |
credit-missile | $100.00 | 1/8/2011 9:55:13 PM |
branaa99 | $25.00 | 1/8/2011 11:02:31 PM |
jwsun90 | $25.00 | 1/8/2011 5:43:35 PM |
amusement4 | $300.00 | 1/9/2011 12:35:05 AM |
Isotope | $25.00 | 1/8/2011 4:26:04 PM |
investment-star | $50.00 | 1/9/2011 5:09:21 AM |
jmcdon7230 | $50.00 | 1/8/2011 5:28:55 PM |
CashFlow13 | $100.00 | 1/9/2011 7:50:41 AM |
power-grid134 | $25.00 | 1/8/2011 8:18:42 PM |
inspire22 | $25.00 | 1/8/2011 8:39:04 PM |
hamster | $25.49 | 1/8/2011 8:47:16 PM |
feb217 | $25.00 | 1/8/2011 10:05:50 PM |
amusement4 | $300.00 | 1/8/2011 11:10:24 PM |
scrappy-diversification7 | $500.00 | 1/8/2011 9:58:32 PM |
draggon77 | $25.00 | 1/9/2011 1:04:28 AM |
s270 | $25.00 | 1/8/2011 10:47:58 PM |
tigercat | $50.00 | 1/9/2011 7:42:26 AM |
glroark | $50.00 | 1/9/2011 7:28:18 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
490295
This series of Notes was issued and sold upon the funding of the borrower loan #46651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-10-2011 |
|
Lender yield:
| 31.20% |
Borrower rate/APR:
| 32.20% / 35.86% |
Monthly payment:
| $327.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.77% | | |
| |
Estimated return*:
| 15.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,986 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-relentless-credit9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating my debts.
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?I am very responsible with my payments for anything I owe. I am looking for a way to get back to the peace of mind I had before I had to use credit cards to get my own place and things after a serious lifestyle change. I have paid all my bills on time every month since then but would like to get rid of multiple payments in favor of one.
Monthly net income: $1600
Monthly expenses: $
??Housing: $975
??Insurance: $0
??Car expenses: $0
??Utilities: $35
??Phone, cable, internet: $65
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
handshake5 | $100.00 | 1/9/2011 7:39:51 PM |
selector568 | $100.00 | 1/9/2011 7:38:59 PM |
JPMorrisLegacyFund | $100.00 | 1/9/2011 7:39:16 PM |
musegaze | $50.00 | 1/9/2011 7:39:42 PM |
Investoman | $100.00 | 1/9/2011 7:40:01 PM |
bazaar-festivity | $100.00 | 1/9/2011 7:46:15 PM |
Tikibarman | $50.00 | 1/9/2011 7:46:42 PM |
bold-meteoric-justice | $50.00 | 1/9/2011 7:47:52 PM |
genius520 | $100.00 | 1/9/2011 7:48:04 PM |
KMSB | $50.00 | 1/9/2011 7:47:07 PM |
VJ_Financial | $50.00 | 1/9/2011 8:24:11 PM |
JJ9876 | $25.00 | 1/9/2011 7:48:31 PM |
ThatDanGuy | $50.00 | 1/9/2011 7:48:14 PM |
p1k4blu | $25.00 | 1/9/2011 7:49:04 PM |
hektek22 | $600.00 | 1/9/2011 11:00:12 PM |
poeman | $50.00 | 1/9/2011 7:49:28 PM |
amusement4 | $100.00 | 1/9/2011 7:50:48 PM |
helping-out | $45.00 | 1/9/2011 7:51:33 PM |
bold-shrewd-duty | $50.00 | 1/9/2011 7:51:26 PM |
dws2380 | $25.00 | 1/9/2011 8:34:50 PM |
skillful-asset5 | $25.00 | 1/9/2011 8:49:24 PM |
buffalobills | $25.00 | 1/10/2011 7:24:19 AM |
credit-maverick1 | $50.00 | 1/10/2011 8:24:28 AM |
nalaari | $25.00 | 1/10/2011 5:59:27 AM |
DasMula | $37.84 | 1/10/2011 6:22:40 AM |
marketplace-buckeye | $25.00 | 1/10/2011 6:59:47 AM |
houli123 | $250.00 | 1/10/2011 8:50:24 AM |
head | $25.00 | 1/10/2011 8:59:40 AM |
Starfin300 | $25.09 | 1/10/2011 8:53:05 AM |
gold-cluster | $100.00 | 1/10/2011 9:25:22 AM |
mikelance7 | $25.00 | 1/10/2011 9:21:15 AM |
dudebrah | $25.00 | 1/10/2011 9:38:02 AM |
bold-direct-asset | $50.00 | 1/10/2011 9:39:57 AM |
riveting-credit5 | $500.00 | 1/10/2011 9:43:42 AM |
radforj22 | $25.00 | 1/10/2011 11:23:07 AM |
reflective-rupee | $33.33 | 1/10/2011 11:34:59 AM |
impressive-openness7 | $25.00 | 1/10/2011 11:46:56 AM |
2grindstones | $25.00 | 1/10/2011 9:53:12 AM |
EretzCapital | $25.14 | 1/10/2011 12:37:42 PM |
investment-party | $29.36 | 1/10/2011 12:49:18 PM |
alluring-yield5 | $25.00 | 1/10/2011 1:08:57 PM |
nickel-hickory | $100.00 | 1/10/2011 1:33:49 PM |
aquistoyraul | $25.00 | 1/10/2011 1:38:48 PM |
FinanceEngine | $25.00 | 1/10/2011 10:50:31 AM |
worldpower2 | $25.00 | 1/10/2011 11:18:38 AM |
wise-intelligent-duty | $25.00 | 1/10/2011 12:23:00 PM |
geophreigh | $25.00 | 1/10/2011 12:54:26 PM |
nickel-hickory | $50.00 | 1/9/2011 7:40:22 PM |
Kash2010lu | $50.00 | 1/9/2011 7:39:22 PM |
simplelender80 | $100.00 | 1/9/2011 7:46:02 PM |
a-successful-credit | $100.00 | 1/9/2011 7:46:09 PM |
capital-halo1 | $500.00 | 1/9/2011 7:46:22 PM |
EBITDA | $25.00 | 1/9/2011 7:46:35 PM |
kindness-venture1 | $50.00 | 1/9/2011 7:40:24 PM |
inspire22 | $25.00 | 1/9/2011 7:50:40 PM |
SFBank | $300.00 | 1/9/2011 7:54:18 PM |
nilonc1 | $50.00 | 1/9/2011 7:47:12 PM |
the-auction-bear | $25.00 | 1/9/2011 7:47:38 PM |
scrappy-diversification7 | $1,500.00 | 1/9/2011 7:48:09 PM |
RetiredATC | $25.00 | 1/9/2011 7:48:26 PM |
Bob450 | $25.00 | 1/9/2011 7:50:26 PM |
Moe87 | $25.00 | 1/10/2011 3:54:35 AM |
investment-star | $50.00 | 1/9/2011 7:50:53 PM |
kendallv | $25.00 | 1/9/2011 7:51:06 PM |
rss197 | $25.00 | 1/9/2011 7:51:54 PM |
marketplace-meridian | $25.00 | 1/9/2011 8:52:46 PM |
YoungTaxMan | $25.00 | 1/9/2011 9:10:35 PM |
favorite-commerce | $25.00 | 1/10/2011 7:57:35 AM |
Nerdster1 | $25.04 | 1/10/2011 4:04:47 AM |
jamiee73 | $25.00 | 1/10/2011 6:04:02 AM |
Lubava | $25.00 | 1/10/2011 6:32:02 AM |
well-mannered-income3 | $40.00 | 1/10/2011 6:44:28 AM |
lendstats_com | $200.00 | 1/10/2011 9:32:48 AM |
greencat | $50.00 | 1/10/2011 7:33:30 AM |
honorable-yield | $25.00 | 1/10/2011 9:00:32 AM |
taetrade | $25.00 | 1/10/2011 11:30:36 AM |
lively-exchange | $25.00 | 1/10/2011 9:42:12 AM |
rutzebach | $34.17 | 1/10/2011 1:40:56 PM |
msabatti | $25.00 | 1/10/2011 10:38:00 AM |
foothillender | $25.00 | 1/10/2011 10:49:42 AM |
realtormoises | $25.00 | 1/10/2011 11:12:23 AM |
ready-interest9 | $25.00 | 1/10/2011 10:28:23 AM |
mpatrick | $25.00 | 1/10/2011 11:06:49 AM |
amusement4 | $200.00 | 1/10/2011 12:08:20 PM |
Banker_Joe | $25.00 | 1/10/2011 12:23:28 PM |
FASTIZIO_P | $30.03 | 1/10/2011 12:22:22 PM |
loaner-dude | $200.00 | 1/10/2011 12:44:43 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
490367
This series of Notes was issued and sold upon the funding of the borrower loan #46593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $316.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,695 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-matador7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sports bar
Purpose of loan:
This loan will be used to?to purchase a sports bar ?
My financial?Monthly net income: $ 45833.33
Monthly expenses: $???Housing: $ 1700.00
??Insurance: $ 0
??Car expenses: $?300.00??Utilities: $ 0
??Phone, cable, internet: $60.00
??Food, entertainment:?200.00??Clothing, household expenses $
??Credit cards and other loans: $ 330.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
How much is the sports bar and what is the location? - leverage-ectasy
A:
The price is $ 7500.00 down. A 5 year lease w/ option to buy.Beach park IL
(Jan-10-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
musegaze | $50.00 | 1/10/2011 3:52:37 PM |
handshake5 | $100.00 | 1/10/2011 3:52:40 PM |
ThatDanGuy | $50.00 | 1/10/2011 3:57:58 PM |
amusement4 | $50.00 | 1/10/2011 3:58:18 PM |
point-kitten6 | $50.00 | 1/10/2011 3:58:46 PM |
honorable-yield | $25.00 | 1/10/2011 3:59:00 PM |
bazaar-festivity | $100.00 | 1/10/2011 3:57:11 PM |
KMSB | $25.00 | 1/10/2011 3:57:28 PM |
capital-halo1 | $500.00 | 1/10/2011 3:57:18 PM |
JJ9876 | $25.00 | 1/10/2011 3:57:59 PM |
genius520 | $100.00 | 1/10/2011 3:57:55 PM |
kendallv | $25.00 | 1/10/2011 3:58:40 PM |
thankful-nickel2 | $25.00 | 1/10/2011 7:14:59 PM |
marketplace-buckeye | $25.00 | 1/10/2011 3:58:51 PM |
scrappy-diversification7 | $1,500.00 | 1/10/2011 3:59:10 PM |
greencat | $50.00 | 1/10/2011 4:02:59 PM |
bid-czar8 | $50.00 | 1/10/2011 5:03:50 PM |
dedicated-diversification5 | $26.82 | 1/11/2011 12:51:15 AM |
mighty-payout1 | $26.11 | 1/10/2011 7:28:48 PM |
well-mannered-income3 | $40.00 | 1/10/2011 7:55:27 PM |
AlfinityBank25 | $25.00 | 1/10/2011 9:55:20 PM |
zorg77 | $25.00 | 1/10/2011 10:58:13 PM |
zipemdown | $50.00 | 1/11/2011 6:04:37 AM |
lendme2 | $32.71 | 1/11/2011 12:23:21 AM |
gold-channel2 | $25.00 | 1/11/2011 9:23:46 AM |
fund-baker | $25.00 | 1/11/2011 9:43:05 AM |
lib5836 | $25.00 | 1/11/2011 8:29:35 AM |
RyanM561 | $25.00 | 1/11/2011 7:48:03 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:34:35 AM |
parsec9 | $25.00 | 1/11/2011 9:35:50 AM |
a-successful-credit | $100.00 | 1/11/2011 9:46:00 AM |
kindness-tonic | $30.00 | 1/11/2011 9:50:01 AM |
enriching-capital | $25.00 | 1/11/2011 11:25:24 AM |
SpareChangeHero | $25.00 | 1/11/2011 11:25:43 AM |
hyrolln | $25.00 | 1/11/2011 11:25:56 AM |
burrito6 | $25.00 | 1/11/2011 11:26:24 AM |
Rdodson11 | $25.00 | 1/11/2011 11:26:39 AM |
ptjg | $25.00 | 1/11/2011 11:26:54 AM |
Gibbyland | $50.00 | 1/11/2011 11:27:03 AM |
seandre3000 | $50.00 | 1/11/2011 11:27:07 AM |
ommcd | $25.00 | 1/11/2011 11:27:23 AM |
AMCal | $50.00 | 1/11/2011 11:27:30 AM |
finance-mushroom | $100.00 | 1/11/2011 11:27:35 AM |
tech310 | $50.00 | 1/11/2011 11:27:43 AM |
jamiee73 | $25.00 | 1/11/2011 11:27:55 AM |
CA-Lender | $25.00 | 1/11/2011 11:29:05 AM |
kindness-launcher | $800.00 | 1/11/2011 10:24:15 AM |
Ocean713 | $50.00 | 1/11/2011 11:49:23 AM |
helpishere777 | $25.00 | 1/11/2011 10:31:52 AM |
thrifty-capital | $25.00 | 1/11/2011 10:33:57 AM |
happy-contract8 | $50.00 | 1/11/2011 11:25:20 AM |
deal-pinnacle7 | $45.00 | 1/11/2011 11:25:47 AM |
commitment-symphony9 | $25.00 | 1/11/2011 11:25:46 AM |
shrewd-peace7 | $25.00 | 1/11/2011 11:25:52 AM |
CaptainCrunch | $25.00 | 1/11/2011 11:26:04 AM |
ingenious-diversification | $25.00 | 1/11/2011 11:26:16 AM |
principal-trombone | $50.00 | 1/11/2011 11:26:21 AM |
credit-sycamore4 | $100.00 | 1/11/2011 11:26:30 AM |
NorthernFunds | $50.00 | 1/11/2011 11:26:28 AM |
worthy-bid8 | $34.34 | 1/11/2011 11:26:35 AM |
bonafide-economy | $50.00 | 1/11/2011 11:26:41 AM |
hopeful-truth5 | $100.00 | 1/11/2011 11:26:38 AM |
yield-lion | $25.00 | 1/11/2011 11:26:57 AM |
ASR3 | $50.00 | 1/11/2011 11:26:46 AM |
wise-silver-wonder | $25.00 | 1/11/2011 11:26:54 AM |
benevolent-bonus | $25.00 | 1/11/2011 11:27:27 AM |
d3v0t3d | $25.00 | 1/11/2011 11:27:05 AM |
MilitaryLending | $25.00 | 1/11/2011 11:27:51 AM |
brainy-repayment5 | $25.00 | 1/11/2011 11:27:25 AM |
FeedTheMachine | $50.00 | 1/11/2011 11:29:01 AM |
calkidd05 | $25.00 | 1/11/2011 11:27:29 AM |
diplomatic-wealth7 | $25.00 | 1/11/2011 11:27:42 AM |
traice | $25.00 | 1/11/2011 11:28:01 AM |
Investoman | $100.00 | 1/10/2011 3:52:43 PM |
p1k4blu | $25.00 | 1/10/2011 3:58:10 PM |
inspire22 | $25.00 | 1/10/2011 3:58:23 PM |
rss197 | $25.00 | 1/10/2011 3:58:35 PM |
simplelender80 | $100.00 | 1/10/2011 3:57:04 PM |
the-auction-bear | $25.00 | 1/10/2011 3:57:40 PM |
EBITDA | $25.00 | 1/10/2011 3:57:21 PM |
investment-star | $50.00 | 1/10/2011 3:58:27 PM |
radforj22 | $25.00 | 1/10/2011 3:59:24 PM |
Bob450 | $25.00 | 1/11/2011 12:41:43 AM |
87Marc | $25.00 | 1/11/2011 8:13:44 AM |
texrob20 | $25.00 | 1/11/2011 12:40:36 AM |
investment-visionary | $25.00 | 1/11/2011 12:49:54 AM |
jono9999 | $100.90 | 1/11/2011 3:26:45 AM |
top-historic-peso | $25.00 | 1/11/2011 9:45:53 AM |
Artist_Blue | $25.00 | 1/11/2011 6:03:49 AM |
Leshan | $25.00 | 1/11/2011 9:00:38 AM |
silver-enlightenment0 | $86.25 | 1/11/2011 9:46:10 AM |
Tikibarman | $31.59 | 1/11/2011 9:45:52 AM |
spark548 | $25.00 | 1/11/2011 11:25:28 AM |
PaulW | $25.00 | 1/11/2011 11:25:39 AM |
bid-carrier0 | $25.00 | 1/11/2011 11:25:57 AM |
helping-out | $30.00 | 1/11/2011 11:26:19 AM |
gold-commander0 | $50.00 | 1/11/2011 11:26:47 AM |
soulful-truth | $50.00 | 1/11/2011 11:27:09 AM |
green-thoughtful-yield | $100.00 | 1/11/2011 11:27:19 AM |
Hokie83 | $50.00 | 1/11/2011 11:27:25 AM |
newest-generous-income | $25.00 | 1/11/2011 11:27:32 AM |
power-trophy7 | $50.00 | 1/11/2011 11:27:37 AM |
nodebt2012 | $25.00 | 1/11/2011 10:11:17 AM |
social-conductor4 | $25.00 | 1/11/2011 11:25:33 AM |
RochelleW | $25.00 | 1/11/2011 11:25:26 AM |
wdjnm | $50.00 | 1/11/2011 11:25:42 AM |
jasonj72 | $25.00 | 1/11/2011 11:25:50 AM |
Ducatiman1978 | $25.00 | 1/11/2011 11:26:18 AM |
nrowland | $50.00 | 1/11/2011 11:26:20 AM |
Bio-physicist | $25.00 | 1/11/2011 11:26:26 AM |
F16Pilot | $25.00 | 1/11/2011 11:26:25 AM |
Turtlebear44 | $50.00 | 1/11/2011 11:26:31 AM |
washboard1 | $25.00 | 1/11/2011 11:26:36 AM |
navstox | $25.00 | 1/11/2011 11:26:44 AM |
108lender | $100.00 | 1/11/2011 11:27:21 AM |
graceful-investment | $82.57 | 1/11/2011 11:26:58 AM |
coin-bee1 | $50.00 | 1/11/2011 11:27:33 AM |
newest-inspiring-power | $25.00 | 1/11/2011 11:27:28 AM |
fortytwo | $50.00 | 1/11/2011 11:27:40 AM |
MoneyForNothing | $8.71 | 1/11/2011 11:49:34 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
490389
This series of Notes was issued and sold upon the funding of the borrower loan #46520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 31.20% |
Borrower rate/APR:
| 32.20% / 35.86% |
Monthly payment:
| $218.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.77% | | |
| |
Estimated return*:
| 15.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 2
/
2 | Length of status: | 32y 11m |
Amount delinquent:
| $18,067 |
Total credit lines:
| 22 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $1,718 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| rajincajin |
Borrower's state:
| Texas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off doctor bills
Purpose of loan:
This loan will be used to?pay off bills?
My financial situation:
I am a good candidate for this loan because? i have a steady job and really hate owing people
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 200
??Car expenses: $ 400
??Utilities: $?100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Investoman | $100.00 | 1/12/2011 9:25:36 AM |
amusement4 | $100.00 | 1/12/2011 9:26:51 AM |
genius520 | $100.00 | 1/12/2011 9:28:24 AM |
honorable-yield | $25.00 | 1/12/2011 9:29:37 AM |
zipemdown | $50.00 | 1/12/2011 9:30:05 AM |
Ocean713 | $50.00 | 1/12/2011 9:30:18 AM |
Bob450 | $25.00 | 1/12/2011 9:31:23 AM |
musegaze | $50.00 | 1/12/2011 9:25:23 AM |
droopie1 | $25.00 | 1/12/2011 10:25:46 AM |
bonus-chosen-one | $25.00 | 1/12/2011 10:28:34 AM |
JJ9876 | $25.00 | 1/12/2011 9:28:36 AM |
payment-gusto | $25.00 | 1/12/2011 9:30:36 AM |
kendallv | $25.00 | 1/12/2011 9:31:51 AM |
kind-efficient-credit | $25.00 | 1/12/2011 9:32:02 AM |
goodhearted-basis4 | $25.00 | 1/12/2011 9:30:57 AM |
worthy-bid8 | $50.00 | 1/12/2011 9:31:48 AM |
contract-giant | $25.00 | 1/12/2011 9:31:55 AM |
credit-rocket4 | $25.00 | 1/12/2011 10:53:23 AM |
LBOregon | $25.00 | 1/12/2011 10:43:58 AM |
credit-sycamore4 | $100.00 | 1/12/2011 12:46:31 PM |
engaging-leverage823 | $50.00 | 1/12/2011 12:07:07 PM |
kind-adventurous-finance | $50.00 | 1/12/2011 1:28:56 PM |
UCLA4life | $25.00 | 1/12/2011 3:19:01 PM |
justasoldier | $30.00 | 1/12/2011 4:29:53 PM |
Magog12 | $25.00 | 1/12/2011 6:04:37 PM |
fareast_man | $25.00 | 1/12/2011 11:57:16 PM |
gs92126 | $25.00 | 1/12/2011 5:28:51 PM |
aquistoyraul | $25.00 | 1/12/2011 6:40:04 PM |
progressive-1 | $144.00 | 1/12/2011 7:06:42 PM |
red-favorable-basis | $25.00 | 1/12/2011 6:56:31 PM |
What-goes-around-comes-around | $50.00 | 1/13/2011 4:49:51 AM |
ah-long | $25.00 | 1/13/2011 12:10:12 AM |
HamletTower | $25.00 | 1/13/2011 12:34:57 AM |
fortytwo | $50.00 | 1/13/2011 3:29:45 AM |
FG9YTR | $50.00 | 1/13/2011 7:45:18 AM |
integrity-creature4 | $25.00 | 1/13/2011 9:37:07 AM |
Military_Support | $100.00 | 1/13/2011 5:53:38 AM |
dcap3 | $25.00 | 1/13/2011 5:51:09 AM |
integrity-liberator | $50.00 | 1/13/2011 6:16:24 AM |
uncleegg | $50.00 | 1/13/2011 7:54:37 AM |
shomikaci | $25.00 | 1/13/2011 9:03:21 AM |
missing-link | $25.00 | 1/13/2011 11:05:02 AM |
robocop | $50.00 | 1/12/2011 9:36:41 AM |
handshake5 | $100.00 | 1/12/2011 9:25:32 AM |
pembull | $50.00 | 1/12/2011 9:26:29 AM |
the-auction-bear | $25.00 | 1/12/2011 9:25:59 AM |
EBITDA | $25.00 | 1/12/2011 9:27:56 AM |
Speculator | $50.00 | 1/12/2011 10:31:18 AM |
ThatDanGuy | $50.00 | 1/12/2011 9:28:30 AM |
simplelender80 | $100.00 | 1/12/2011 9:27:36 AM |
capital-halo1 | $500.00 | 1/12/2011 9:27:46 AM |
rss197 | $25.00 | 1/12/2011 9:29:15 AM |
AspiringJunzi | $25.00 | 1/12/2011 9:30:44 AM |
amusement4 | $200.00 | 1/12/2011 11:39:20 AM |
porkhelmet | $25.00 | 1/12/2011 9:31:02 AM |
bid-czar8 | $50.00 | 1/12/2011 9:29:52 AM |
Aunca | $50.00 | 1/12/2011 9:30:28 AM |
mrxtravis | $50.00 | 1/12/2011 9:30:41 AM |
first-upright-payout | $25.00 | 1/12/2011 9:32:12 AM |
Banker7371 | $25.00 | 1/12/2011 12:23:52 PM |
minddoc | $25.00 | 1/12/2011 9:31:34 AM |
intuitive-camaraderi9 | $25.00 | 1/12/2011 9:32:43 AM |
Rogesparkguy | $25.00 | 1/12/2011 3:29:40 PM |
Banker_Joe | $50.00 | 1/12/2011 10:53:52 AM |
consummate-loyalty1 | $50.00 | 1/12/2011 10:58:49 AM |
interest-coyote | $50.00 | 1/12/2011 1:58:29 PM |
competent-p2p | $30.00 | 1/12/2011 2:09:11 PM |
well-mannered-income3 | $25.00 | 1/12/2011 2:54:11 PM |
ozzie | $25.00 | 1/12/2011 4:18:17 PM |
gulch | $50.00 | 1/12/2011 6:28:54 PM |
jescowa | $50.00 | 1/12/2011 7:49:09 PM |
cunning-bill | $25.00 | 1/12/2011 5:08:03 PM |
goodhearted-basis4 | $25.00 | 1/13/2011 12:31:30 AM |
be_wise | $25.00 | 1/12/2011 6:29:15 PM |
EngineerUSMC | $30.00 | 1/12/2011 7:09:45 PM |
generator535 | $25.00 | 1/12/2011 7:31:40 PM |
velocity-solo | $25.00 | 1/13/2011 5:37:47 AM |
vigorous-velocity | $50.00 | 1/13/2011 6:29:37 AM |
ThisGuyIKnow | $25.00 | 1/13/2011 6:41:46 AM |
ingenious-truth0 | $50.00 | 1/13/2011 7:14:27 AM |
kulender | $28.28 | 1/13/2011 3:54:33 AM |
truth-ceremony | $25.00 | 1/13/2011 9:36:54 AM |
lawstudent1 | $25.00 | 1/13/2011 6:08:12 AM |
PatRichi | $25.00 | 1/13/2011 7:37:39 AM |
tender-transaction | $50.00 | 1/13/2011 7:36:18 AM |
frogperson | $200.00 | 1/13/2011 10:11:02 AM |
ElAbel11 | $25.00 | 1/13/2011 9:18:54 AM |
rate-negotiator | $25.00 | 1/13/2011 9:27:54 AM |
life-is-great | $50.00 | 1/13/2011 10:59:40 AM |
courteous-kindness1 | $39.56 | 1/13/2011 11:05:03 AM |
scrappy-diversification7 | $1,500.00 | 1/13/2011 11:05:20 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
490589
This series of Notes was issued and sold upon the funding of the borrower loan #46517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $316.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,693 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-shaker |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
water leaking
Purpose of loan:
This loan will be used to?fix some damage caused by water. also have some other projects around that house that need attention.
My financial situation:
I am a good candidate for this loan because?I am able to make the monthly payments. my wife is also full-time so payments are not an issue for us. It's coming up with the lump sum.
Monthly net income: $ 6200 (including wife's income)
Monthly expenses: $
??Housing: $
2200
??Insurance: $
123
??Car expenses: $ 0 both cars are paid in full
??Utilities: $ 150
??Phone, cable, internet: $ 300
??Food, entertainment: $ 600
??Clothing, household expenses $
100
??Credit cards and other loans: $
600
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $50.00 | 1/12/2011 3:55:05 PM |
Investoman | $100.00 | 1/12/2011 3:55:24 PM |
amusement4 | $100.00 | 1/12/2011 3:55:57 PM |
point-kitten6 | $50.00 | 1/12/2011 3:57:04 PM |
Abstract | $48.97 | 1/12/2011 3:53:26 PM |
EBITDA | $25.00 | 1/12/2011 3:56:15 PM |
genius520 | $100.00 | 1/12/2011 3:56:23 PM |
kmprospeo | $50.00 | 1/12/2011 6:53:43 PM |
gelt4u | $25.00 | 1/12/2011 7:05:11 PM |
Aunca | $50.00 | 1/12/2011 3:57:34 PM |
minddoc | $25.00 | 1/12/2011 3:57:52 PM |
thankful-nickel2 | $25.00 | 1/12/2011 7:18:30 PM |
kind-efficient-credit | $25.00 | 1/12/2011 3:58:14 PM |
foothillender | $25.00 | 1/12/2011 7:43:56 PM |
ozzie | $25.00 | 1/12/2011 4:17:41 PM |
JustMee | $25.00 | 1/12/2011 5:38:09 PM |
DasMula | $57.00 | 1/12/2011 5:46:44 PM |
reflective-rupee | $33.33 | 1/12/2011 6:07:44 PM |
acfreema | $25.00 | 1/12/2011 11:46:05 PM |
fareast_man | $25.00 | 1/12/2011 11:57:23 PM |
ElAbel11 | $25.00 | 1/13/2011 9:18:57 AM |
justinology | $25.00 | 1/13/2011 9:47:46 AM |
fund-secret-agent | $25.00 | 1/13/2011 5:28:01 AM |
dcap3 | $25.00 | 1/13/2011 5:51:12 AM |
mickeyroi | $25.00 | 1/13/2011 6:08:53 AM |
joee | $25.00 | 1/13/2011 6:02:21 AM |
vigorous-velocity | $50.00 | 1/13/2011 6:29:42 AM |
Artist_Blue | $25.00 | 1/13/2011 6:04:20 AM |
hellasow | $30.00 | 1/13/2011 6:18:06 AM |
glroark | $50.00 | 1/13/2011 6:37:53 AM |
PatRichi | $25.00 | 1/13/2011 7:37:43 AM |
ingenious-truth0 | $50.00 | 1/13/2011 7:14:30 AM |
uncleegg | $50.00 | 1/13/2011 7:54:45 AM |
first-serene-credit | $25.00 | 1/13/2011 7:56:04 AM |
money-baron | $69.27 | 1/13/2011 8:31:56 AM |
minnesotafinancial | $25.00 | 1/13/2011 7:42:32 AM |
racer36 | $94.06 | 1/13/2011 7:59:46 AM |
vutah | $25.00 | 1/13/2011 11:02:08 AM |
frogperson | $250.00 | 1/13/2011 10:11:16 AM |
mckhbnpc | $30.00 | 1/13/2011 11:43:43 AM |
bonafide-economy | $50.00 | 1/13/2011 12:29:24 PM |
social-heart | $50.00 | 1/13/2011 12:29:56 PM |
restless-dime | $30.89 | 1/13/2011 10:24:42 AM |
benefit-boots | $25.00 | 1/13/2011 11:14:14 AM |
Astyanax | $40.43 | 1/13/2011 11:44:51 AM |
CC911 | $25.00 | 1/13/2011 12:29:54 PM |
AlfinityBank25 | $14.82 | 1/13/2011 12:34:02 PM |
umwol13 | $25.00 | 1/13/2011 11:16:32 AM |
soulful-truth | $50.00 | 1/13/2011 12:29:27 PM |
CA-Lender | $25.00 | 1/13/2011 12:29:50 PM |
missing-link | $25.00 | 1/13/2011 12:29:57 PM |
handshake5 | $100.00 | 1/12/2011 3:55:17 PM |
nilonc1 | $50.00 | 1/12/2011 3:55:26 PM |
zipemdown | $50.00 | 1/12/2011 3:57:23 PM |
first-upright-payout | $25.00 | 1/12/2011 3:58:24 PM |
Speculator | $50.00 | 1/12/2011 3:58:49 PM |
vine99 | $40.00 | 1/12/2011 3:50:17 PM |
Mr-Miracle | $25.00 | 1/12/2011 5:04:39 PM |
musegaze | $100.00 | 1/12/2011 3:51:13 PM |
the-auction-bear | $25.00 | 1/12/2011 3:55:34 PM |
balance-handshake7 | $50.00 | 1/12/2011 6:08:46 PM |
bazaar-festivity | $100.00 | 1/12/2011 3:55:45 PM |
gold-cooker | $250.00 | 1/12/2011 6:14:45 PM |
simplelender80 | $100.00 | 1/12/2011 3:56:05 PM |
capital-halo1 | $500.00 | 1/12/2011 3:56:12 PM |
ThatDanGuy | $50.00 | 1/12/2011 3:56:33 PM |
inspire22 | $25.00 | 1/12/2011 3:56:52 PM |
honorable-yield | $25.00 | 1/12/2011 3:57:11 PM |
red-favorable-basis | $25.00 | 1/12/2011 6:59:11 PM |
bid-czar8 | $50.00 | 1/12/2011 3:57:16 PM |
greencat | $50.00 | 1/12/2011 3:57:33 PM |
worthy-bid8 | $50.00 | 1/12/2011 3:58:04 PM |
loyalist1 | $50.00 | 1/12/2011 3:58:16 PM |
intuitive-camaraderi9 | $25.00 | 1/12/2011 3:58:34 PM |
2grindstones | $25.00 | 1/12/2011 4:06:15 PM |
credit-sycamore4 | $100.00 | 1/12/2011 3:59:07 PM |
cunning-bill | $37.83 | 1/12/2011 5:13:27 PM |
well-mannered-income3 | $40.00 | 1/12/2011 5:20:10 PM |
loaner-dude | $100.00 | 1/12/2011 5:48:13 PM |
gulch | $50.00 | 1/12/2011 6:28:48 PM |
thorough-yield1 | $50.00 | 1/12/2011 6:56:59 PM |
dedicated-diversification5 | $27.40 | 1/13/2011 4:10:18 AM |
loanman2007 | $25.00 | 1/13/2011 5:25:08 AM |
hektek22 | $600.00 | 1/12/2011 8:36:07 PM |
velocity-solo | $25.00 | 1/13/2011 5:37:55 AM |
ah-long | $25.00 | 1/13/2011 12:10:26 AM |
ThisGuyIKnow | $25.00 | 1/13/2011 6:41:41 AM |
UCLA4life | $25.00 | 1/13/2011 2:08:15 AM |
PCity-LOA15 | $25.00 | 1/13/2011 7:05:24 AM |
israel15 | $25.00 | 1/13/2011 2:39:26 AM |
favorite-commerce | $50.00 | 1/13/2011 7:35:09 AM |
blue-useful-auction | $25.00 | 1/13/2011 8:15:41 AM |
Leshan | $25.00 | 1/13/2011 8:18:19 AM |
rhightower003 | $25.00 | 1/13/2011 4:06:50 AM |
zorg77 | $25.00 | 1/13/2011 4:27:06 AM |
integrity-liberator | $50.00 | 1/13/2011 6:16:21 AM |
sturdy-peace9 | $50.00 | 1/13/2011 7:40:43 AM |
gshx2 | $25.00 | 1/13/2011 7:48:08 AM |
toomanyfishtanks | $25.00 | 1/13/2011 7:35:15 AM |
natural-trade7 | $63.03 | 1/13/2011 8:36:02 AM |
RyanM561 | $25.00 | 1/13/2011 7:46:11 AM |
loboman | $53.67 | 1/13/2011 7:48:22 AM |
houli123 | $734.30 | 1/13/2011 8:15:51 AM |
Thylow | $25.00 | 1/13/2011 9:37:57 AM |
lendstats_com | $200.00 | 1/13/2011 9:28:36 AM |
truth-ceremony | $25.00 | 1/13/2011 9:37:00 AM |
samdog079 | $100.00 | 1/13/2011 10:27:25 AM |
Tono | $30.00 | 1/13/2011 11:48:25 AM |
Christophe | $50.00 | 1/13/2011 12:02:07 PM |
Bob450 | $25.00 | 1/13/2011 12:08:59 PM |
life-is-great | $50.00 | 1/13/2011 12:25:51 PM |
Turtlebear44 | $50.00 | 1/13/2011 12:29:23 PM |
ommcd | $25.00 | 1/13/2011 12:29:49 PM |
sdcc72 | $25.00 | 1/13/2011 11:08:20 AM |
moola-monger9 | $50.00 | 1/13/2011 11:59:22 AM |
economy-lotus | $50.00 | 1/13/2011 12:27:53 PM |
fortytwo | $50.00 | 1/13/2011 12:29:37 PM |
brazilofmux | $100.00 | 1/13/2011 12:31:53 PM |
realtormoises | $25.00 | 1/13/2011 12:32:24 PM |
NYLG | $25.00 | 1/13/2011 11:54:29 AM |
a-successful-credit | $100.00 | 1/13/2011 12:29:25 PM |
diplomatic-wealth7 | $25.00 | 1/13/2011 12:29:28 PM |
payment-gusto | $25.00 | 1/13/2011 12:29:53 PM |
FeedTheMachine | $50.00 | 1/13/2011 12:31:50 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
490619
This series of Notes was issued and sold upon the funding of the borrower loan #46514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 7.00% |
Borrower rate/APR:
| 8.00% / 8.34% |
Monthly payment:
| $313.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.00% | | |
| |
Estimated return*:
| 5.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 840-859 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,931 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mslend |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Property
Purpose of loan:
I am pursuing this loan to purchase a?property to fix up and rent for the short term and then as the market improves sell the property.
My financial situation:
I have a very strong financial base.? I have paid my bills on time, never been late on a payment and have fiscally conservative practices.? I did recently start a new job to expand and sharpen my existing skills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
You have a strong profile. Since you are a home owner why not borrow against the home or get a HELOC at a lower rate? Please let me know why borrowing from prosper is a better option for you. - a-balance-surgeon
A:
While I have equity in my home, I also live in South Florida. Given the recent real estate decline the financial institutions that I have contacted have frozen their HELOC programs even to those with excellent credit.
On the flip side, the real estate decline has also created opportunities, hence why I am trying the Prosper funding option.
(Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
Bosslady123q | $25.00 | 1/13/2011 9:58:51 AM |
indomitable-coin | $100.00 | 1/13/2011 10:00:17 AM |
interest-exec9 | $25.00 | 1/13/2011 10:01:18 AM |
blue-note-relaxation | $50.00 | 1/13/2011 10:06:33 AM |
NMGbank | $25.00 | 1/13/2011 10:07:41 AM |
compoundinterest | $50.00 | 1/13/2011 10:07:56 AM |
TSC | $100.00 | 1/13/2011 10:08:33 AM |
important-ore | $27.51 | 1/13/2011 10:08:41 AM |
AF-Chief | $50.00 | 1/13/2011 10:08:58 AM |
outtahoth2o | $50.00 | 1/13/2011 10:09:04 AM |
community-pipeline | $25.00 | 1/13/2011 10:09:46 AM |
PK_USMC | $25.00 | 1/13/2011 10:09:52 AM |
Centaur | $50.00 | 1/13/2011 10:10:14 AM |
casaram | $25.00 | 1/13/2011 10:10:30 AM |
DukSerduk | $25.00 | 1/13/2011 10:10:37 AM |
cebgop | $25.00 | 1/13/2011 10:10:43 AM |
power-trophy7 | $50.00 | 1/13/2011 10:10:44 AM |
Emgolda | $25.00 | 1/13/2011 10:10:50 AM |
bruin558 | $60.00 | 1/13/2011 10:11:01 AM |
JohnW12 | $50.00 | 1/13/2011 10:11:08 AM |
HunterSix | $25.00 | 1/13/2011 10:11:12 AM |
munnu | $25.00 | 1/13/2011 10:11:32 AM |
nv | $25.00 | 1/13/2011 10:11:58 AM |
scottburger | $50.00 | 1/13/2011 10:12:13 AM |
tenacious-payout | $50.00 | 1/13/2011 10:12:15 AM |
Taxman44 | $25.00 | 1/13/2011 10:14:30 AM |
jcttjg | $40.00 | 1/13/2011 10:14:37 AM |
best-deal-banker | $50.00 | 1/13/2011 9:59:30 AM |
blot44 | $25.00 | 1/13/2011 10:00:19 AM |
xphile | $25.00 | 1/13/2011 10:00:59 AM |
syounker | $25.00 | 1/13/2011 10:01:19 AM |
organized-payment6 | $50.00 | 1/13/2011 10:01:22 AM |
cashhelp | $60.00 | 1/13/2011 10:01:59 AM |
GoingFishing | $25.00 | 1/13/2011 10:17:21 AM |
TomDalonajay | $25.00 | 1/13/2011 9:59:13 AM |
speyer | $29.89 | 1/13/2011 10:18:50 AM |
Havana21 | $127.22 | 1/13/2011 10:00:24 AM |
mathprof | $25.00 | 1/13/2011 10:01:15 AM |
winlender | $25.00 | 1/13/2011 10:06:14 AM |
catterpillar | $50.00 | 1/13/2011 10:06:54 AM |
MarinLoans | $25.00 | 1/13/2011 10:07:30 AM |
kenji4861 | $50.00 | 1/13/2011 10:07:54 AM |
eloquent-dime416 | $50.00 | 1/13/2011 10:07:58 AM |
BankingFamily | $50.00 | 1/13/2011 10:08:38 AM |
gauss02 | $50.00 | 1/13/2011 10:08:54 AM |
AFairDeal | $75.00 | 1/13/2011 10:09:00 AM |
understanding-payout2 | $50.00 | 1/13/2011 10:09:17 AM |
rcj1411 | $50.00 | 1/13/2011 10:45:55 AM |
meenan | $100.00 | 1/13/2011 10:09:49 AM |
webclimber | $50.00 | 1/13/2011 10:09:59 AM |
goldfinger3 | $100.00 | 1/13/2011 10:10:22 AM |
Goodthing | $100.00 | 1/13/2011 10:10:35 AM |
minista | $25.00 | 1/13/2011 10:10:45 AM |
tekkie2412 | $50.00 | 1/13/2011 10:10:51 AM |
encore06 | $25.00 | 1/13/2011 10:11:15 AM |
listing-meridian | $50.00 | 1/13/2011 10:11:20 AM |
respectablename | $50.00 | 1/13/2011 10:11:36 AM |
diversification-empire | $50.00 | 1/13/2011 10:11:49 AM |
donmacprosper | $25.00 | 1/13/2011 10:12:06 AM |
ham-mer | $50.00 | 1/13/2011 10:12:19 AM |
socal-lender | $25.00 | 1/13/2011 10:05:56 AM |
revenue-officer36 | $36.42 | 1/13/2011 10:06:57 AM |
secret-santa | $25.00 | 1/13/2011 10:07:07 AM |
p2p-harmony | $50.00 | 1/13/2011 10:14:32 AM |
kind-important-liberty9 | $50.00 | 1/13/2011 10:07:50 AM |
flexible-value | $50.00 | 1/13/2011 10:08:02 AM |
corndog4000 | $50.00 | 1/13/2011 10:08:09 AM |
astute-investment5 | $25.00 | 1/13/2011 10:08:29 AM |
AmericanCredit | $25.00 | 1/13/2011 10:08:44 AM |
SFGuy | $25.00 | 1/13/2011 10:15:58 AM |
smallbizrule | $25.00 | 1/13/2011 10:08:48 AM |
undaunted-kindness | $100.00 | 1/13/2011 10:08:59 AM |
bowdish1 | $100.00 | 1/13/2011 10:09:09 AM |
justalender | $25.00 | 1/13/2011 10:09:44 AM |
E_G | $50.00 | 1/13/2011 10:09:56 AM |
honorable-yield | $40.00 | 1/13/2011 10:10:09 AM |
HamletTower | $25.00 | 1/13/2011 10:17:18 AM |
flypenguin | $50.00 | 1/13/2011 10:10:11 AM |
stensonb | $25.00 | 1/13/2011 10:17:29 AM |
ManyBlessings | $50.00 | 1/13/2011 10:10:17 AM |
CBO-Enterprise | $100.00 | 1/13/2011 10:10:31 AM |
NycDean | $25.00 | 1/13/2011 10:10:57 AM |
unequaled-deal3 | $25.00 | 1/13/2011 10:11:39 AM |
red-unequivocal-finance | $25.00 | 1/13/2011 10:11:55 AM |
Rivervale_Westwood | $25.00 | 1/13/2011 10:12:12 AM |
nikkogreek | $50.00 | 1/13/2011 10:12:17 AM |
transparency-giant | $50.00 | 1/13/2011 10:18:49 AM |
fund-tom-tom6 | $100.00 | 1/13/2011 10:24:06 AM |
RandyL3 | $25.00 | 1/13/2011 10:24:46 AM |
authoritative-truth | $50.00 | 1/13/2011 10:14:18 AM |
dblakels | $25.00 | 1/13/2011 10:59:00 AM |
be_wise | $25.00 | 1/13/2011 10:14:58 AM |
Yaj | $50.00 | 1/13/2011 10:16:15 AM |
elvisloans | $25.00 | 1/13/2011 11:10:35 AM |
jdashv | $50.00 | 1/13/2011 10:16:51 AM |
one-midas | $100.00 | 1/13/2011 2:23:13 PM |
zone6 | $50.00 | 1/13/2011 10:17:28 AM |
velocity-solo | $25.00 | 1/13/2011 10:17:34 AM |
nobuffett43 | $50.00 | 1/13/2011 10:18:15 AM |
Jerry44 | $25.00 | 1/13/2011 2:35:32 PM |
dma1206 | $25.00 | 1/13/2011 10:24:58 AM |
Jamesusc03 | $50.00 | 1/13/2011 10:25:21 AM |
usd1027 | $25.00 | 1/13/2011 3:10:22 PM |
msh345 | $25.00 | 1/13/2011 3:17:03 PM |
thankful-nickel2 | $25.00 | 1/13/2011 3:33:02 PM |
goldsun | $25.00 | 1/13/2011 1:50:09 PM |
Jofga | $25.00 | 1/13/2011 1:56:56 PM |
himanshuko | $50.00 | 1/13/2011 2:05:54 PM |
GenerousGentleMan | $75.00 | 1/13/2011 3:09:18 PM |
orbital-gain | $50.00 | 1/13/2011 1:40:38 PM |
seahorse2008 | $25.00 | 1/13/2011 2:08:29 PM |
THEHORN | $28.88 | 1/13/2011 3:29:28 PM |
BigSurf | $30.00 | 1/13/2011 3:32:09 PM |
wise-deal-panda | $50.00 | 1/13/2011 3:32:56 PM |
Moneypenny6 | $25.00 | 1/13/2011 3:02:02 PM |
octoberfresh | $30.00 | 1/13/2011 3:02:29 PM |
felicity-loyalist0 | $25.00 | 1/13/2011 3:12:31 PM |
julijask | $25.00 | 1/13/2011 4:01:22 PM |
kwan | $25.00 | 1/13/2011 4:31:54 PM |
alpinaut | $25.00 | 1/13/2011 9:59:02 AM |
Curly-Girly | $25.00 | 1/13/2011 9:59:16 AM |
adventurous-cash | $25.00 | 1/13/2011 9:59:22 AM |
rosie777 | $30.00 | 1/13/2011 10:00:21 AM |
credit-investor5 | $25.00 | 1/13/2011 10:01:16 AM |
ray1051 | $29.29 | 1/13/2011 10:01:30 AM |
vigilance-revolutionary | $50.00 | 1/13/2011 10:08:13 AM |
inspired-investment8 | $100.00 | 1/13/2011 10:08:55 AM |
responsibility-cherry6 | $50.00 | 1/13/2011 10:09:02 AM |
rose88 | $50.00 | 1/13/2011 10:09:19 AM |
DavenportCapital | $25.00 | 1/13/2011 10:09:32 AM |
balanced-rupee | $50.00 | 1/13/2011 10:09:50 AM |
robertmm25 | $50.00 | 1/13/2011 10:10:06 AM |
Daneistes | $50.00 | 1/13/2011 10:10:28 AM |
skuba | $50.00 | 1/13/2011 10:10:33 AM |
tech310 | $50.00 | 1/13/2011 10:10:47 AM |
GElender | $50.00 | 1/13/2011 10:10:53 AM |
matalt5 | $50.00 | 1/13/2011 10:11:24 AM |
LendGuy | $50.00 | 1/13/2011 10:12:04 AM |
cognizant-rate732 | $25.00 | 1/13/2011 10:12:14 AM |
B1-Lancer | $50.00 | 1/13/2011 10:12:22 AM |
HHP | $25.00 | 1/13/2011 10:14:08 AM |
Castellan | $50.00 | 1/13/2011 10:14:25 AM |
orange-generous-ore | $25.00 | 1/13/2011 10:14:34 AM |
Zach842 | $25.00 | 1/13/2011 10:14:39 AM |
vutah | $50.00 | 1/13/2011 9:59:47 AM |
generator535 | $25.00 | 1/13/2011 10:15:29 AM |
helpishere777 | $25.00 | 1/13/2011 10:00:55 AM |
a-responsible-return | $50.00 | 1/13/2011 10:01:27 AM |
ogmanny | $50.00 | 1/13/2011 10:17:10 AM |
p2p-paradise | $31.80 | 1/13/2011 9:58:56 AM |
Krozy | $50.00 | 1/13/2011 9:59:09 AM |
FlexFunding | $50.00 | 1/13/2011 9:59:20 AM |
balance-voyager | $50.00 | 1/13/2011 10:00:11 AM |
Tahoeguy | $50.00 | 1/13/2011 10:00:23 AM |
kyomoon | $50.00 | 1/13/2011 10:00:25 AM |
selector568 | $400.00 | 1/13/2011 10:00:33 AM |
CPA-Banker | $25.00 | 1/13/2011 10:19:16 AM |
beaker | $25.00 | 1/13/2011 10:19:43 AM |
patriot897 | $50.00 | 1/13/2011 10:01:14 AM |
shamrocker | $25.00 | 1/13/2011 10:01:25 AM |
principal-trident | $50.00 | 1/13/2011 10:20:06 AM |
mscomeaux | $25.00 | 1/13/2011 10:06:52 AM |
afotherg | $25.97 | 1/13/2011 10:07:03 AM |
CPA-Banker | $25.00 | 1/13/2011 10:32:42 AM |
yukongin | $25.00 | 1/13/2011 10:08:57 AM |
Dreamconnection | $50.00 | 1/13/2011 10:09:13 AM |
improvman | $25.00 | 1/13/2011 10:39:55 AM |
reinforced-reward | $25.00 | 1/13/2011 10:09:22 AM |
radforj22 | $38.03 | 1/13/2011 10:09:38 AM |
Pickmar | $25.00 | 1/13/2011 10:09:54 AM |
Phantom99 | $100.00 | 1/13/2011 10:10:20 AM |
hawaiiangirl76 | $25.00 | 1/13/2011 10:10:26 AM |
thedoctor | $50.00 | 1/13/2011 10:10:32 AM |
slartibardfast | $25.00 | 1/13/2011 10:10:48 AM |
meux99 | $25.00 | 1/13/2011 10:10:52 AM |
virtualbank | $50.00 | 1/13/2011 10:11:28 AM |
trustedfriend | $50.00 | 1/13/2011 10:11:52 AM |
reflective-rupee | $33.33 | 1/13/2011 10:12:35 AM |
daddypro | $25.00 | 1/13/2011 11:34:42 AM |
kmwvma | $25.00 | 1/13/2011 10:07:04 AM |
life-is-great | $50.00 | 1/13/2011 10:07:21 AM |
Marathoner | $25.00 | 1/13/2011 10:07:33 AM |
conaty | $44.03 | 1/13/2011 10:07:52 AM |
swiftsoul | $25.00 | 1/13/2011 10:08:00 AM |
bds9646 | $26.00 | 1/13/2011 10:08:07 AM |
WLenders | $50.00 | 1/13/2011 10:08:16 AM |
tomxnsn | $25.00 | 1/13/2011 10:16:03 AM |
innocent-income4 | $25.00 | 1/13/2011 10:08:56 AM |
degster | $25.00 | 1/13/2011 10:09:05 AM |
molam4u | $50.00 | 1/13/2011 10:09:42 AM |
JJ9876 | $50.00 | 1/13/2011 10:09:47 AM |
rss197 | $25.00 | 1/13/2011 10:09:58 AM |
nimble-money0 | $50.00 | 1/13/2011 10:10:16 AM |
building_community | $25.00 | 1/13/2011 10:10:25 AM |
justice-dna | $35.00 | 1/13/2011 10:10:40 AM |
reinforced-marketplace3 | $161.66 | 1/13/2011 10:10:54 AM |
orange-resolute-platinum | $25.00 | 1/13/2011 10:11:03 AM |
paintedposies | $50.00 | 1/13/2011 10:11:46 AM |
cardguy | $50.00 | 1/13/2011 10:11:53 AM |
TIGERTRUST | $50.00 | 1/13/2011 10:12:02 AM |
leader91 | $25.00 | 1/13/2011 10:12:16 AM |
trevandtal | $50.00 | 1/13/2011 10:12:20 AM |
georgedorn | $25.00 | 1/13/2011 1:04:16 PM |
Keebs | $25.00 | 1/13/2011 10:19:13 AM |
DasMula | $37.44 | 1/13/2011 10:19:58 AM |
gain-mountain1 | $25.00 | 1/13/2011 10:48:17 AM |
unforgettable-order9 | $50.00 | 1/13/2011 10:14:17 AM |
fenpark15 | $25.00 | 1/13/2011 1:55:41 PM |
axl163 | $25.00 | 1/13/2011 10:16:17 AM |
bewitching-asset3 | $25.00 | 1/13/2011 2:34:09 PM |
roman1998 | $50.00 | 1/13/2011 10:19:11 AM |
tolstoy00 | $25.00 | 1/13/2011 11:54:24 AM |
coin-caballero8 | $25.00 | 1/13/2011 12:01:59 PM |
super100 | $50.00 | 1/13/2011 10:19:59 AM |
wwwUniversal | $25.00 | 1/13/2011 10:24:53 AM |
Stafo | $50.00 | 1/13/2011 3:10:10 PM |
Mr-Miracle | $25.00 | 1/13/2011 10:40:20 AM |
Ardy123 | $25.00 | 1/13/2011 10:54:13 AM |
ideal-penny8 | $25.00 | 1/13/2011 10:59:23 AM |
responsibilityenstein3 | $35.00 | 1/13/2011 3:19:42 PM |
Artist_Blue | $25.00 | 1/13/2011 12:29:48 PM |
fund-tom-tom6 | $25.00 | 1/13/2011 11:23:38 AM |
restless-balance9 | $50.00 | 1/13/2011 1:24:46 PM |
FundMaker | $25.00 | 1/13/2011 12:01:54 PM |
wirebutterfly | $35.00 | 1/13/2011 12:46:40 PM |
Zipperdu | $50.00 | 1/13/2011 1:17:16 PM |
inforapenny | $50.00 | 1/13/2011 3:08:52 PM |
loot-squirrel6 | $25.00 | 1/13/2011 3:12:41 PM |
cash-queen | $25.00 | 1/13/2011 1:37:13 PM |
unassailable-dollar | $50.00 | 1/13/2011 2:49:12 PM |
unassailable-dollar | $25.00 | 1/13/2011 2:54:40 PM |
bold-treasure-neutrino | $30.00 | 1/13/2011 3:42:44 PM |
TpbiCapitals | $31.23 | 1/13/2011 3:02:41 PM |
rutzebach | $30.63 | 1/13/2011 3:11:44 PM |
kulender | $50.00 | 1/13/2011 3:19:44 PM |
NYBIZ | $55.67 | 1/13/2011 4:38:56 PM |
sparkymark | $30.00 | 1/13/2011 4:28:31 PM |
237 Investments
|
Borrower Payment Dependent Notes Series
490631
This series of Notes was issued and sold upon the funding of the borrower loan #46660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $154.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,353 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| Matt-AL |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New product line inventory
Purpose of loan:
Purchase inventory for a new product line in my online store.
My financial situation:
I pay my bills on time. I do not overextend myself with regards to credit.? The amounts below only include my income and expenses, not my spouses. Cars?are paid off.
Monthly net income: $ 3900
Monthly expenses: $
??Housing: $ 950
??Insurance: $ 120
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $?usually 500 - 800, minimum is around 250
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What business are you in and what product line are you adding to the business? Also what shape is the business in?
Thanks - market-mesh
A:
Online apparel retail, currently inhouse produced items. Expanding to add licensed apparel.
The business is less than 6 months old, does not produce a profit yet.
(Jan-13-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
commerce-yeller | $25.00 | 1/13/2011 10:00:15 AM |
enthralling-deal180 | $50.00 | 1/13/2011 10:00:50 AM |
bowdish1 | $50.00 | 1/13/2011 10:03:15 AM |
simplelender80 | $100.00 | 1/13/2011 10:03:33 AM |
power-trophy7 | $25.00 | 1/13/2011 10:03:45 AM |
organized-payment6 | $50.00 | 1/13/2011 10:04:16 AM |
radforj22 | $25.00 | 1/13/2011 10:06:00 AM |
american6 | $100.00 | 1/13/2011 10:06:27 AM |
reflective-rupee | $33.33 | 1/13/2011 10:10:40 AM |
DasMula | $100.00 | 1/13/2011 10:13:11 AM |
be_wise | $25.00 | 1/13/2011 10:15:10 AM |
the-auction-bear | $25.00 | 1/13/2011 10:02:26 AM |
tech310 | $50.00 | 1/13/2011 10:02:52 AM |
skuba | $75.00 | 1/13/2011 10:03:04 AM |
genius520 | $100.00 | 1/13/2011 10:03:27 AM |
honorable-yield | $25.00 | 1/13/2011 10:04:10 AM |
ursus | $100.00 | 1/13/2011 10:04:22 AM |
finance_mba | $25.00 | 1/13/2011 10:04:38 AM |
impeccable-transparency | $50.00 | 1/13/2011 10:04:57 AM |
SanJoser | $25.00 | 1/13/2011 10:20:23 AM |
a-responsible-return | $25.00 | 1/13/2011 10:02:38 AM |
RandyL3 | $25.00 | 1/13/2011 10:24:47 AM |
fund-tom-tom6 | $25.00 | 1/13/2011 11:48:19 AM |
orange-generous-ore | $25.00 | 1/13/2011 10:14:47 AM |
magnificent-asset3 | $43.68 | 1/13/2011 12:21:24 PM |
GElender | $50.00 | 1/13/2011 10:18:31 AM |
downtownfarm | $25.00 | 1/13/2011 10:18:47 AM |
objective-investor | $150.00 | 1/13/2011 10:18:58 AM |
vutah | $50.00 | 1/13/2011 10:59:47 AM |
museic1 | $50.00 | 1/13/2011 10:15:28 AM |
georgedorn | $25.00 | 1/13/2011 11:11:42 AM |
EngineersAlliance | $100.00 | 1/13/2011 2:25:11 PM |
one-midas | $50.00 | 1/13/2011 2:28:11 PM |
velocity-solo | $25.00 | 1/13/2011 10:17:33 AM |
nilonc1 | $25.00 | 1/13/2011 11:27:16 AM |
bdloans | $25.00 | 1/13/2011 10:18:14 AM |
nduli | $41.25 | 1/13/2011 10:34:42 AM |
OnePoorDude | $50.00 | 1/13/2011 11:09:14 AM |
vigilance-revolutionary | $50.00 | 1/13/2011 12:34:55 PM |
murspot | $40.00 | 1/13/2011 12:41:49 PM |
Pickmar | $25.00 | 1/13/2011 1:03:36 PM |
wealth-multiplier | $25.00 | 1/13/2011 1:11:06 PM |
TomDalonajay | $25.00 | 1/13/2011 1:57:44 PM |
veritek | $40.00 | 1/13/2011 2:32:31 PM |
reinforced-revenue069 | $25.00 | 1/13/2011 2:34:14 PM |
jescowa | $50.00 | 1/13/2011 2:34:51 PM |
Artist_Blue | $25.00 | 1/13/2011 1:26:02 PM |
himanshuko | $35.00 | 1/13/2011 2:07:19 PM |
hektek22 | $600.00 | 1/13/2011 2:16:59 PM |
bondhedger | $25.00 | 1/13/2011 2:25:31 PM |
asset-professor | $50.00 | 1/13/2011 2:34:07 PM |
reinforced-funds4 | $25.00 | 1/13/2011 2:34:20 PM |
1phantom | $50.00 | 1/13/2011 10:03:57 AM |
worthy-bid8 | $50.00 | 1/13/2011 10:05:28 AM |
rolandweary | $25.00 | 1/13/2011 10:17:00 AM |
inspire22 | $50.00 | 1/13/2011 10:02:17 AM |
five-star-justice | $36.00 | 1/13/2011 10:04:47 AM |
PatRichi | $25.00 | 1/13/2011 10:19:09 AM |
cathexis | $25.00 | 1/13/2011 10:19:40 AM |
ichibon | $250.00 | 1/13/2011 10:02:25 AM |
fiddlerzvi | $50.00 | 1/13/2011 10:20:55 AM |
handshake5 | $100.00 | 1/13/2011 10:02:34 AM |
JustMee | $25.00 | 1/13/2011 11:15:41 AM |
first-upright-payout | $25.00 | 1/13/2011 10:05:41 AM |
golffish2 | $100.00 | 1/13/2011 11:26:49 AM |
bazaar-festivity | $100.00 | 1/13/2011 10:12:42 AM |
the-silver-blaster | $50.00 | 1/13/2011 10:15:20 AM |
gt1687c | $50.00 | 1/13/2011 10:15:55 AM |
dcap3 | $25.00 | 1/13/2011 10:17:51 AM |
scottr | $42.35 | 1/13/2011 10:15:27 AM |
generator535 | $25.00 | 1/13/2011 10:15:33 AM |
merriewold | $40.00 | 1/13/2011 1:58:09 PM |
fenpark15 | $25.00 | 1/13/2011 2:02:38 PM |
fareast_man | $25.00 | 1/13/2011 10:16:37 AM |
steve_a | $25.00 | 1/13/2011 11:16:15 AM |
wwwUniversal | $25.00 | 1/13/2011 2:25:46 PM |
goodhearted-basis4 | $25.00 | 1/13/2011 10:17:12 AM |
beaker | $25.00 | 1/13/2011 10:19:52 AM |
conceptpi | $50.00 | 1/13/2011 10:19:58 AM |
exadius71 | $30.00 | 1/13/2011 12:18:40 PM |
cash-tent | $30.00 | 1/13/2011 12:16:48 PM |
dgammons | $30.00 | 1/13/2011 1:53:52 PM |
ijspence | $25.00 | 1/13/2011 2:12:31 PM |
tolerant-dinero2 | $25.00 | 1/13/2011 2:26:23 PM |
skiter53 | $50.00 | 1/13/2011 2:34:31 PM |
xcap | $25.00 | 1/13/2011 2:34:13 PM |
slartibardfast | $25.00 | 1/13/2011 2:34:55 PM |
potatoepicker | $50.00 | 1/13/2011 2:35:02 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
490649
This series of Notes was issued and sold upon the funding of the borrower loan #46523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-13-2011 |
Term:
| 12 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 3.99% |
Borrower rate/APR:
| 4.99% / 5.93% |
Monthly payment:
| $171.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.00% | | |
| |
Estimated return*:
| 2.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 3% |
Credit score:
| 800-819 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 19y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,840 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| uncleegg |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
reinvest in propser
Purpose of loan:
This loan will be used to? reinvest in prosper for a few points of margin, I like the concept
My financial situation:
I am a good candidate for this loan because? excellent credit and financial standing
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Approved | $50.00 | 1/13/2011 9:58:52 AM |
the-auction-bear | $25.00 | 1/13/2011 9:59:31 AM |
Dollars4Rent | $50.00 | 1/13/2011 10:07:12 AM |
blot44 | $25.00 | 1/13/2011 10:07:26 AM |
DonaldColorado | $32.19 | 1/13/2011 10:07:37 AM |
kind-important-liberty9 | $50.00 | 1/13/2011 10:07:51 AM |
eloquent-dime416 | $50.00 | 1/13/2011 10:07:59 AM |
TSC | $100.00 | 1/13/2011 10:08:34 AM |
p2p-paradise | $50.00 | 1/13/2011 9:58:58 AM |
balance-voyager | $50.00 | 1/13/2011 10:00:12 AM |
kyomoon | $50.00 | 1/13/2011 10:00:27 AM |
mathprof | $25.00 | 1/13/2011 10:01:15 AM |
syounker | $25.00 | 1/13/2011 10:01:20 AM |
organized-payment6 | $50.00 | 1/13/2011 10:01:23 AM |
Curly-Girly | $25.00 | 1/13/2011 9:59:16 AM |
xphile | $25.00 | 1/13/2011 10:01:01 AM |
credit-investor5 | $25.00 | 1/13/2011 10:01:17 AM |
MarinLoans | $25.00 | 1/13/2011 10:07:31 AM |
kenji4861 | $50.00 | 1/13/2011 10:07:55 AM |
swiftsoul | $25.00 | 1/13/2011 10:08:01 AM |
WLenders | $50.00 | 1/13/2011 10:08:19 AM |
socal-lender | $25.00 | 1/13/2011 10:05:57 AM |
revenue-officer36 | $100.00 | 1/13/2011 10:06:55 AM |
flexible-value | $50.00 | 1/13/2011 10:08:03 AM |
astute-investment5 | $25.00 | 1/13/2011 10:08:30 AM |
BankingFamily | $50.00 | 1/13/2011 10:08:39 AM |
AmericanCredit | $25.00 | 1/13/2011 10:08:45 AM |
smallbizrule | $25.00 | 1/13/2011 10:08:49 AM |
Drewkeeper | $25.00 | 1/13/2011 9:58:59 AM |
FlexFunding | $50.00 | 1/13/2011 9:59:20 AM |
greenback-guard | $25.00 | 1/13/2011 10:00:03 AM |
b1geasy | $25.00 | 1/13/2011 10:01:09 AM |
life-is-great | $50.00 | 1/13/2011 10:07:22 AM |
newest-organic-rupee | $25.00 | 1/13/2011 10:07:29 AM |
shamrocker | $25.00 | 1/13/2011 10:01:26 AM |
restless-currency | $41.01 | 1/13/2011 10:01:29 AM |
Good_Karma_Cafe | $25.00 | 1/13/2011 9:58:53 AM |
indomitable-coin | $100.00 | 1/13/2011 10:00:18 AM |
rosie777 | $30.00 | 1/13/2011 10:00:22 AM |
helpishere777 | $25.00 | 1/13/2011 10:00:56 AM |
interest-exec9 | $25.00 | 1/13/2011 10:01:18 AM |
vine99 | $90.00 | 1/13/2011 10:01:55 AM |
secret-santa | $25.00 | 1/13/2011 10:07:08 AM |
Marathoner | $25.00 | 1/13/2011 10:07:36 AM |
corndog4000 | $50.00 | 1/13/2011 10:08:11 AM |
blue-note-relaxation | $50.00 | 1/13/2011 10:06:35 AM |
MONEYLENDER101 | $27.51 | 1/13/2011 10:06:59 AM |
Tahoeguy | $50.00 | 1/13/2011 10:07:24 AM |
compoundinterest | $50.00 | 1/13/2011 10:07:57 AM |
bds9646 | $26.00 | 1/13/2011 10:08:05 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
489890
This series of Notes was issued and sold upon the funding of the borrower loan #46657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-06-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 17.07% |
Monthly payment:
| $207.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.67% | | |
| |
Estimated return*:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,097 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| GoutNout |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off car and improve on new home
Purpose of loan:
I will pay off the remainder of my 36 month car loan ~$2,000. I will also use the money towards minor improvements on a newly purchased home that I will be closing this month.
My financial situation:
I am a managing partner and area manager of a fast food chain. I have never missed or been late on any kind of payment, not even once.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Bio-physicist | $50.00 | 1/5/2011 10:11:19 AM |
organized-payment6 | $50.00 | 1/5/2011 10:23:52 AM |
handshake5 | $100.00 | 1/5/2011 10:20:33 AM |
tech310 | $50.00 | 1/5/2011 10:26:13 AM |
jonn834 | $25.00 | 1/5/2011 10:27:04 AM |
five-star-responsibility0 | $50.00 | 1/5/2011 10:14:45 AM |
bazaar-festivity | $100.00 | 1/5/2011 10:23:44 AM |
a-responsible-return | $25.00 | 1/5/2011 10:20:09 AM |
riskreward | $100.00 | 1/5/2011 10:22:30 AM |
goodhearted-basis4 | $25.00 | 1/5/2011 10:41:02 AM |
inspired-investment8 | $100.00 | 1/5/2011 10:29:26 AM |
DasMula | $25.00 | 1/5/2011 10:54:02 AM |
first-upright-payout | $25.00 | 1/5/2011 10:30:39 AM |
GElender | $50.00 | 1/5/2011 10:30:52 AM |
Banker7371 | $25.00 | 1/5/2011 10:24:57 AM |
buckyhead2000 | $25.00 | 1/5/2011 10:25:14 AM |
selector568 | $50.00 | 1/5/2011 10:25:39 AM |
JTHarris | $25.00 | 1/5/2011 11:41:23 AM |
DasMula | $37.84 | 1/5/2011 10:53:53 AM |
rdrloan | $50.00 | 1/5/2011 10:27:53 AM |
credit-haven7 | $25.00 | 1/5/2011 11:19:10 AM |
RandyL3 | $25.00 | 1/5/2011 11:23:31 AM |
Mav26 | $50.16 | 1/5/2011 1:55:41 PM |
investment-star | $50.00 | 1/5/2011 10:32:04 AM |
reflective-rupee | $66.66 | 1/5/2011 11:02:42 AM |
tigercat | $50.00 | 1/5/2011 11:16:46 AM |
Astyanax | $50.00 | 1/5/2011 12:11:11 PM |
KSPHoldings | $25.00 | 1/5/2011 12:54:58 PM |
El_Maestro | $25.00 | 1/5/2011 1:55:36 PM |
favorite-commerce | $25.00 | 1/5/2011 2:18:09 PM |
currency-agave | $25.00 | 1/5/2011 4:00:40 PM |
AsianDragon | $25.00 | 1/5/2011 3:19:52 PM |
japerk | $25.00 | 1/5/2011 4:32:12 PM |
felicity-loyalist0 | $25.00 | 1/5/2011 3:48:54 PM |
grammaspurse | $25.00 | 1/5/2011 4:08:05 PM |
villagers | $25.00 | 1/5/2011 5:38:22 PM |
colorfulgardener | $25.00 | 1/5/2011 5:59:53 PM |
JCM_MN | $43.00 | 1/5/2011 7:49:58 PM |
cashhelp | $25.00 | 1/5/2011 4:54:32 PM |
unassailable-dollar | $25.00 | 1/5/2011 5:06:32 PM |
DesiKuber | $25.00 | 1/6/2011 12:14:25 AM |
a2190b | $25.00 | 1/5/2011 6:53:07 PM |
gogrannygo | $25.00 | 1/6/2011 7:13:16 AM |
loanman2007 | $125.00 | 1/6/2011 5:53:04 AM |
intuitive-worth7 | $38.58 | 1/6/2011 7:45:48 AM |
lightninghcky7 | $25.00 | 1/6/2011 8:26:18 AM |
triumph329 | $25.00 | 1/6/2011 5:45:40 AM |
CashBank | $25.00 | 1/6/2011 9:21:04 AM |
raiderj | $25.00 | 1/6/2011 9:32:54 AM |
AK49-JW | $25.00 | 1/6/2011 12:01:06 PM |
JGuide | $25.00 | 1/6/2011 1:16:11 PM |
Kyileo | $25.00 | 1/6/2011 10:41:47 AM |
snowyowl | $25.00 | 1/6/2011 2:06:07 PM |
LendingSingularity | $100.00 | 1/6/2011 3:27:04 PM |
moola-monger9 | $50.00 | 1/6/2011 2:34:30 PM |
balance-voyager | $50.00 | 1/6/2011 3:30:44 PM |
upright-silver | $25.00 | 1/6/2011 4:25:49 PM |
Occhy | $50.00 | 1/6/2011 4:18:34 PM |
loyalty-czar | $50.00 | 1/6/2011 4:45:00 PM |
GeorgiaGator | $35.00 | 1/6/2011 5:11:36 PM |
Josphine | $25.00 | 1/6/2011 5:31:49 PM |
wwwUniversal | $25.00 | 1/6/2011 5:20:53 PM |
bountiful-durability | $100.00 | 1/6/2011 5:22:05 PM |
TommyTucker | $25.00 | 1/6/2011 6:42:27 PM |
Goddess-4-one | $25.00 | 1/6/2011 7:15:53 PM |
Onlyhappycustomers | $25.00 | 1/6/2011 7:50:31 PM |
market-jam | $50.00 | 1/6/2011 9:30:34 PM |
coin-explorer | $25.00 | 1/6/2011 7:24:11 PM |
havok555 | $32.17 | 1/6/2011 8:17:48 PM |
Bidwinner08 | $50.00 | 1/6/2011 8:50:27 PM |
credit-guard5 | $25.00 | 1/6/2011 9:05:51 PM |
Ragnar | $50.00 | 1/6/2011 9:15:44 PM |
skuba | $75.00 | 1/6/2011 9:55:33 PM |
HawaiianHelper | $50.00 | 1/6/2011 11:25:36 PM |
myworld701 | $25.00 | 1/5/2011 10:20:04 AM |
enthralling-deal180 | $50.00 | 1/5/2011 10:21:49 AM |
patriot897 | $50.00 | 1/5/2011 10:26:19 AM |
Eastern | $50.00 | 1/5/2011 10:23:11 AM |
nilonc1 | $100.00 | 1/5/2011 10:24:06 AM |
SimpleChoice | $25.00 | 1/5/2011 10:25:22 AM |
6moonbeams | $50.00 | 1/5/2011 10:19:16 AM |
orgy63 | $50.00 | 1/5/2011 10:22:05 AM |
friendinmoney | $25.00 | 1/5/2011 10:38:55 AM |
fightinjoe | $50.00 | 1/5/2011 10:24:22 AM |
Artist_Blue | $25.00 | 1/5/2011 10:24:32 AM |
panegryst | $25.00 | 1/5/2011 10:24:48 AM |
ray1051 | $25.00 | 1/5/2011 10:26:01 AM |
american6 | $50.00 | 1/5/2011 10:26:46 AM |
JustMee | $25.00 | 1/5/2011 11:02:23 AM |
smart-gold | $25.00 | 1/5/2011 11:11:10 AM |
indomitable-coin | $54.59 | 1/5/2011 11:16:45 AM |
OzGuy609 | $50.00 | 1/5/2011 12:40:48 PM |
credit-guard5 | $25.00 | 1/5/2011 11:34:32 AM |
innocent-income4 | $25.00 | 1/5/2011 10:31:36 AM |
vine99 | $75.00 | 1/5/2011 11:52:37 AM |
radforj22 | $25.00 | 1/5/2011 12:00:25 PM |
Railbird | $50.00 | 1/5/2011 3:10:32 PM |
gold-channel2 | $50.00 | 1/5/2011 11:41:43 AM |
AF-Chief | $50.00 | 1/5/2011 3:17:58 PM |
cwegert | $25.00 | 1/5/2011 12:48:29 PM |
northphoto | $25.00 | 1/5/2011 12:51:41 PM |
UncleSafety | $100.00 | 1/5/2011 2:43:01 PM |
loss-of-control | $100.00 | 1/5/2011 4:34:57 PM |
FinanceEngine | $25.00 | 1/5/2011 3:58:40 PM |
visionary-community | $25.00 | 1/5/2011 4:51:35 PM |
MrCoffee | $25.00 | 1/5/2011 5:59:31 PM |
vutah | $25.00 | 1/5/2011 4:47:23 PM |
walkinman | $25.00 | 1/5/2011 4:58:41 PM |
debt-sphinx99 | $25.00 | 1/6/2011 6:32:53 AM |
BlessedEveryDay | $30.00 | 1/6/2011 5:50:43 AM |
Aimvest | $25.00 | 1/6/2011 8:25:02 AM |
economy-caper9 | $25.00 | 1/6/2011 8:29:06 AM |
dsgfl1 | $100.00 | 1/6/2011 8:30:20 AM |
blue-useful-auction | $25.00 | 1/6/2011 7:44:16 AM |
verdiprr | $500.00 | 1/6/2011 10:33:15 AM |
joyous-revenue4 | $25.00 | 1/6/2011 11:43:03 AM |
puifais | $50.00 | 1/6/2011 12:10:58 PM |
nickel-banshee | $54.00 | 1/6/2011 12:13:28 PM |
ethicalhumanist | $50.00 | 1/6/2011 1:28:41 PM |
gain-mountain1 | $50.00 | 1/6/2011 11:48:42 AM |
PropertyInvest | $25.00 | 1/6/2011 4:07:02 PM |
angel879 | $25.00 | 1/6/2011 12:59:08 PM |
SolarMoonshine | $25.00 | 1/6/2011 4:09:46 PM |
Ripsaw4U | $50.00 | 1/6/2011 1:10:20 PM |
friendly-money | $100.00 | 1/6/2011 4:06:56 PM |
bigphish | $50.00 | 1/6/2011 4:54:11 PM |
lovely-order7 | $39.47 | 1/6/2011 4:58:55 PM |
social-zebra | $39.19 | 1/6/2011 5:08:58 PM |
WiscoInvestments | $75.00 | 1/6/2011 6:07:24 PM |
subtle-revenue0 | $25.00 | 1/6/2011 5:22:16 PM |
MoneyTree79 | $25.00 | 1/6/2011 5:50:03 PM |
ianakacg | $25.00 | 1/6/2011 8:05:34 PM |
Short_Stack | $25.00 | 1/6/2011 8:05:44 PM |
Pod1313 | $25.00 | 1/6/2011 9:48:13 PM |
HeroJason86 | $25.00 | 1/6/2011 6:38:47 PM |
superb-funds335 | $25.00 | 1/6/2011 9:37:20 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
489980
This series of Notes was issued and sold upon the funding of the borrower loan #46663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Jan-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-05-2011 |
|
Lender yield:
| 7.00% |
Borrower rate/APR:
| 8.00% / 8.34% |
Monthly payment:
| $250.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.00% | | |
| |
Estimated return*:
| 5.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,826 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| riveting-community |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Chase Card Loan
Purpose of loan:
This loan will be used to?
Pay off a high interest credit card, the last one I have left.
My financial situation:
I am a good candidate for this loan because?I have a steady high paying job of 120K a year, my take home after taxes and 401K is about 5K a month, I always pay my bills and debts on time, and I if I hit my sales goal, which is very likely, I will get a bonus of an additional 150K.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
dharma1 | $50.00 | 1/5/2011 3:27:00 PM |
favorite-funds8 | $25.00 | 1/5/2011 3:27:12 PM |
life-is-great | $50.00 | 1/5/2011 3:27:24 PM |
jasperpants | $25.00 | 1/5/2011 3:27:32 PM |
WealthBoy | $50.00 | 1/5/2011 3:28:04 PM |
Curly-Girly | $25.00 | 1/5/2011 3:28:56 PM |
investment-star | $100.00 | 1/5/2011 3:29:11 PM |
dime-galaxy | $50.00 | 1/5/2011 3:29:20 PM |
DDHMoney | $25.00 | 1/5/2011 3:29:24 PM |
esabzb | $25.00 | 1/5/2011 3:29:33 PM |
Rivervale_Westwood | $50.00 | 1/5/2011 3:29:43 PM |
dougm | $50.00 | 1/5/2011 3:29:53 PM |
T2Capital | $25.00 | 1/5/2011 3:30:04 PM |
elegant-income3 | $50.00 | 1/5/2011 3:30:11 PM |
sanjl79 | $25.00 | 1/5/2011 3:30:26 PM |
FrayBentos | $50.00 | 1/5/2011 3:30:38 PM |
jmainc | $25.00 | 1/5/2011 3:30:43 PM |
AFairDeal | $75.00 | 1/5/2011 3:31:00 PM |
exchange-pledge | $50.00 | 1/5/2011 3:31:04 PM |
dpfl55 | $25.00 | 1/5/2011 3:31:09 PM |
madison64 | $25.00 | 1/5/2011 3:31:15 PM |
interest-exec9 | $25.00 | 1/5/2011 3:31:25 PM |
adhawan325 | $25.00 | 1/5/2011 3:31:30 PM |
afotherg | $75.00 | 1/5/2011 3:31:39 PM |
nicklds | $25.00 | 1/5/2011 3:31:57 PM |
rlrcstr | $25.00 | 1/5/2011 3:32:07 PM |
mathprof | $25.00 | 1/5/2011 3:32:13 PM |
Daneistes | $50.00 | 1/5/2011 3:32:55 PM |
RB_Double-A_Bravo | $25.00 | 1/5/2011 3:27:11 PM |
Captain88 | $25.00 | 1/5/2011 3:27:17 PM |
jfd287 | $50.00 | 1/5/2011 3:27:26 PM |
windfall46 | $25.00 | 1/5/2011 3:27:34 PM |
guardlender | $25.00 | 1/5/2011 3:27:38 PM |
heroic-platinum | $25.00 | 1/5/2011 3:27:45 PM |
narblark | $100.00 | 1/5/2011 3:28:01 PM |
frankdelraza | $25.00 | 1/5/2011 3:28:07 PM |
lifegrowth | $25.00 | 1/5/2011 3:28:24 PM |
wormdc | $25.00 | 1/5/2011 3:29:00 PM |
dollars4debts | $25.00 | 1/5/2011 3:29:06 PM |
deal-frontier | $50.00 | 1/5/2011 3:29:13 PM |
newyork6264 | $50.00 | 1/5/2011 3:29:26 PM |
basis-equalizer0 | $25.00 | 1/5/2011 3:29:34 PM |
Breken6 | $25.00 | 1/5/2011 3:29:41 PM |
happyjackbak | $50.00 | 1/5/2011 3:29:49 PM |
apuguy23 | $50.00 | 1/5/2011 3:29:54 PM |
Nonsolis | $25.00 | 1/5/2011 3:30:00 PM |
repayment-launcher | $25.00 | 1/5/2011 3:30:05 PM |
knitwit | $50.00 | 1/5/2011 3:30:12 PM |
neenerman | $50.00 | 1/5/2011 3:30:14 PM |
brightest-durability-chomper | $25.00 | 1/5/2011 3:30:23 PM |
generous-deal6 | $50.00 | 1/5/2011 3:30:34 PM |
bold-treasure-neutrino | $50.00 | 1/5/2011 3:30:49 PM |
Hokie83 | $50.00 | 1/5/2011 3:30:58 PM |
outtahoth2o | $50.00 | 1/5/2011 3:31:03 PM |
scholarly-integrity | $25.00 | 1/5/2011 3:31:08 PM |
windpiano1962 | $25.00 | 1/5/2011 3:31:17 PM |
LowLeftJim | $25.00 | 1/5/2011 3:31:34 PM |
restless-currency | $41.01 | 1/5/2011 3:31:40 PM |
phoko | $25.00 | 1/5/2011 3:32:03 PM |
ray1051 | $75.00 | 1/5/2011 3:32:11 PM |
a-responsible-return | $50.00 | 1/5/2011 3:32:17 PM |
building_community | $25.00 | 1/5/2011 3:32:38 PM |
MONEYLENDER101 | $100.00 | 1/5/2011 3:32:43 PM |
hawaiiangirl76 | $25.00 | 1/5/2011 3:32:48 PM |
gzeo | $25.00 | 1/5/2011 3:32:57 PM |
casaram | $25.00 | 1/5/2011 3:33:06 PM |
p2p-paradise | $50.00 | 1/5/2011 3:26:49 PM |
green-glowing-gain | $25.00 | 1/5/2011 3:27:09 PM |
mindful-duty | $42.01 | 1/5/2011 3:27:18 PM |
SourDoughSteve | $25.00 | 1/5/2011 3:27:27 PM |
HUNTER599673 | $25.00 | 1/5/2011 3:27:36 PM |
auction-sage | $50.00 | 1/5/2011 3:27:43 PM |
commerce-voyager | $25.00 | 1/5/2011 3:27:52 PM |
alpinaut | $25.00 | 1/5/2011 3:27:56 PM |
contract-festival7 | $50.00 | 1/5/2011 3:28:49 PM |
HRVRfunding | $25.50 | 1/5/2011 3:29:10 PM |
adevadeh | $50.00 | 1/5/2011 3:29:15 PM |
focused-wampum | $25.00 | 1/5/2011 3:29:28 PM |
larrybird | $150.00 | 1/5/2011 3:29:36 PM |
pulmdoc | $25.00 | 1/5/2011 3:29:45 PM |
djh47a | $25.00 | 1/5/2011 3:29:55 PM |
tj1683 | $25.00 | 1/5/2011 3:30:03 PM |
pseudokris | $25.00 | 1/5/2011 3:30:10 PM |
antlr | $50.00 | 1/5/2011 3:30:21 PM |
cash-merry-maker | $25.00 | 1/5/2011 3:30:28 PM |
wise-balanced-moola | $25.00 | 1/5/2011 3:30:35 PM |
YellowJacket | $25.00 | 1/5/2011 3:30:41 PM |
undaunted-kindness | $100.00 | 1/5/2011 3:30:50 PM |
NJNY | $25.00 | 1/5/2011 3:30:59 PM |
wealthstar | $25.00 | 1/5/2011 3:31:09 PM |
trillian16 | $25.00 | 1/5/2011 3:31:21 PM |
attractive-asset | $100.00 | 1/5/2011 3:31:29 PM |
Veridic | $25.00 | 1/5/2011 3:31:38 PM |
syounker | $25.00 | 1/5/2011 3:31:44 PM |
Avid_Skier | $27.72 | 1/5/2011 3:31:50 PM |
seabass123 | $25.00 | 1/5/2011 3:32:05 PM |
organized-payment6 | $50.00 | 1/5/2011 3:32:12 PM |
CASHGIRL | $35.00 | 1/5/2011 3:32:18 PM |
mizount | $25.00 | 1/5/2011 3:32:32 PM |
thedoctor | $50.00 | 1/5/2011 3:33:07 PM |
FlexFunding | $50.00 | 1/5/2011 3:27:05 PM |
outwish | $25.00 | 1/5/2011 3:27:23 PM |
lenderme | $25.00 | 1/5/2011 3:27:32 PM |
nofreelunch | $25.00 | 1/5/2011 3:27:40 PM |
heavenly-treasure542 | $29.21 | 1/5/2011 3:28:54 PM |
damage | $25.00 | 1/5/2011 3:28:57 PM |
Raptorman | $25.00 | 1/5/2011 3:29:16 PM |
courteous-deal114 | $50.00 | 1/5/2011 3:29:22 PM |
kegs | $200.00 | 1/5/2011 3:29:40 PM |
p2p-dominator3 | $25.00 | 1/5/2011 3:29:47 PM |
gentle-gold | $25.00 | 1/5/2011 3:29:57 PM |
skillful-diversification2 | $25.00 | 1/5/2011 3:30:07 PM |
RockCrown | $50.00 | 1/5/2011 3:30:17 PM |
radforj22 | $75.00 | 1/5/2011 3:30:32 PM |
selo80 | $25.00 | 1/5/2011 3:30:39 PM |
fireboss | $50.00 | 1/5/2011 3:30:46 PM |
nonukem | $25.00 | 1/5/2011 3:30:57 PM |
panegryst | $50.00 | 1/5/2011 3:31:02 PM |
BaltimoreLender | $25.00 | 1/5/2011 3:31:05 PM |
Bio-physicist | $25.00 | 1/5/2011 3:31:13 PM |
iolaire | $25.00 | 1/5/2011 3:31:23 PM |
red-fearless-investment | $50.00 | 1/5/2011 3:31:29 PM |
godfather4u | $50.00 | 1/5/2011 3:31:36 PM |
ManyBlessings | $50.00 | 1/5/2011 3:31:52 PM |
BiggestG | $25.00 | 1/5/2011 3:31:59 PM |
steady-gain5 | $25.00 | 1/5/2011 3:32:10 PM |
blot44 | $25.00 | 1/5/2011 3:32:51 PM |
transparency-giant | $25.00 | 1/5/2011 3:33:02 PM |
Binan | $25.00 | 1/5/2011 3:27:07 PM |
mpactlender | $25.00 | 1/5/2011 3:27:14 PM |
acropiloterau2002 | $25.00 | 1/5/2011 3:27:25 PM |
bulldawg | $25.00 | 1/5/2011 3:27:33 PM |
Thecozychick | $25.00 | 1/5/2011 3:27:35 PM |
jam96 | $25.00 | 1/5/2011 3:27:41 PM |
bmcg | $25.00 | 1/5/2011 3:27:47 PM |
Havana21 | $200.00 | 1/5/2011 3:28:05 PM |
lenderforyoutoday | $50.00 | 1/5/2011 3:28:09 PM |
Tahoeguy | $50.00 | 1/5/2011 3:29:02 PM |
kyomoon | $50.00 | 1/5/2011 3:29:08 PM |
JoyfulVegetarian | $25.00 | 1/5/2011 3:29:31 PM |
philosopher4 | $50.00 | 1/5/2011 3:29:51 PM |
fotep-financial | $25.00 | 1/5/2011 3:29:58 PM |
platinum-oath0 | $25.00 | 1/5/2011 3:30:01 PM |
gigabit | $50.00 | 1/5/2011 3:30:09 PM |
MarinLoans | $25.00 | 1/5/2011 3:30:13 PM |
trucklawyer | $25.00 | 1/5/2011 3:30:19 PM |
peb44 | $25.00 | 1/5/2011 3:30:27 PM |
Kerrysbay | $25.00 | 1/5/2011 3:30:40 PM |
reinforced-reward | $25.00 | 1/5/2011 3:30:53 PM |
here2lend | $25.00 | 1/5/2011 3:31:01 PM |
neighborly-hope6 | $50.00 | 1/5/2011 3:31:06 PM |
degster | $25.00 | 1/5/2011 3:31:10 PM |
brightest-affluence-motivator | $100.00 | 1/5/2011 3:31:26 PM |
mar97 | $50.00 | 1/5/2011 3:31:33 PM |
nimble-money0 | $50.00 | 1/5/2011 3:31:37 PM |
mla | $25.00 | 1/5/2011 3:32:01 PM |
DadWarbucks | $60.00 | 1/5/2011 3:32:08 PM |
freesia54 | $50.00 | 1/5/2011 3:32:16 PM |
Jassi | $25.00 | 1/5/2011 3:32:24 PM |
moola-rose8 | $25.00 | 1/5/2011 3:32:40 PM |
fiscal65 | $50.00 | 1/5/2011 3:32:46 PM |
lender987654321 | $25.00 | 1/5/2011 3:32:54 PM |
enigmallc | $25.00 | 1/5/2011 3:33:04 PM |
schpere | $30.55 | 1/5/2011 3:26:54 PM |
best-heavenly-justice | $25.00 | 1/5/2011 3:27:15 PM |
red-trade-cologne | $50.00 | 1/5/2011 3:27:19 PM |
jjb3 | $30.00 | 1/5/2011 3:27:30 PM |
Namrok | $25.00 | 1/5/2011 3:27:39 PM |
NMGbank | $25.00 | 1/5/2011 3:27:50 PM |
ZeoInvestments | $25.00 | 1/5/2011 3:27:54 PM |
octoberfresh | $25.00 | 1/5/2011 3:28:02 PM |
Natronpee | $25.00 | 1/5/2011 3:28:21 PM |
gmilliken | $25.00 | 1/5/2011 3:28:52 PM |
unassuming-generosity | $25.00 | 1/5/2011 3:29:10 PM |
Spydey | $50.00 | 1/5/2011 3:29:17 PM |
108lender | $200.00 | 1/5/2011 3:29:33 PM |
Mookouw | $25.00 | 1/5/2011 3:29:42 PM |
the-financier814 | $25.00 | 1/5/2011 3:30:02 PM |
astute-benjamins | $30.00 | 1/5/2011 3:30:06 PM |
funds-rascal | $50.00 | 1/5/2011 3:30:16 PM |
dtrain5 | $50.00 | 1/5/2011 3:30:25 PM |
newest-generous-income | $25.00 | 1/5/2011 3:30:36 PM |
SunsetCoastCapital | $25.00 | 1/5/2011 3:30:44 PM |
asset-professor | $25.00 | 1/5/2011 3:30:55 PM |
responsibility-cherry6 | $50.00 | 1/5/2011 3:31:01 PM |
DonaldColorado | $100.00 | 1/5/2011 3:31:11 PM |
paladin847 | $50.00 | 1/5/2011 3:31:27 PM |
schreibp | $25.00 | 1/5/2011 3:31:35 PM |
patriot897 | $50.00 | 1/5/2011 3:31:41 PM |
letsbank | $25.00 | 1/5/2011 3:31:47 PM |
jonn834 | $25.00 | 1/5/2011 3:32:03 PM |
kmwvma | $25.00 | 1/5/2011 3:32:09 PM |
shamrocker | $25.00 | 1/5/2011 3:32:14 PM |
Phantom99 | $100.00 | 1/5/2011 3:32:20 PM |
goldfinger3 | $100.00 | 1/5/2011 3:32:35 PM |
CBO-Enterprise | $100.00 | 1/5/2011 3:33:07 PM |
skuba | $50.00 | 1/5/2011 3:33:09 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
490206
This series of Notes was issued and sold upon the funding of the borrower loan #46496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 17.07% |
Monthly payment:
| $519.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.67% | | |
| |
Estimated return*:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,731 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Finchy78 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Cards.
Purpose of loan:
This loan will be used to?
Consolidate my credit card debt into one payment, and pay prosper lenders like myself(lender since 07) interest instead of the banks.
$10,500 at same interest rate.
$3,500 at 15.9
$1,000 at 15.9
My financial situation:
I am a good candidate for this loan because?
I take my credit very seriously and would not jeopardize all the hard work ive put into building a descent credit rating.
Monthly net income: $ 5000
Monthly expenses: $
??Housing: $1900
??Insurance: $?0
??Car expenses: $ 600
??Utilities: $
??Phone, cable, internet: $ 250
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $???100 for 0 percent cards all others will be covered under this loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
boomer5 has invested a total of
$25.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
How long have you been in the military? - JGuide
A:
I have been in the military since October 2000.
(Jan-10-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
My Mortgage balance is 248,000. Home was appraised at 265,000.
(Jan-10-2011)
Q:
What is the 1 delinquency in your credit profile in reference to? Thanks - RecoveryLender
A:
This delinquency is from a student loan that my mother was nice enough to pay for me. She decided to transfer responsibility back to me while I was on deployment (unknown to me at the time) when I got back and found this issue i took care of it. It will have been 7 years ago in a few months. Thankyou.
(Jan-12-2011)
3 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
a-responsible-return | $25.00 | 1/9/2011 7:40:26 PM |
6moonbeams | $50.00 | 1/9/2011 7:40:07 PM |
enthralling-deal180 | $50.00 | 1/9/2011 7:40:10 PM |
Ripsaw4U | $50.00 | 1/9/2011 7:46:58 PM |
adventurous-cash | $25.00 | 1/9/2011 7:40:36 PM |
skuba | $75.00 | 1/9/2011 7:47:30 PM |
bowdish1 | $50.00 | 1/9/2011 7:47:43 PM |
commerce-web5 | $50.00 | 1/9/2011 7:49:53 PM |
radforj22 | $25.00 | 1/9/2011 7:45:15 PM |
tech310 | $50.00 | 1/9/2011 7:45:32 PM |
rss197 | $25.00 | 1/9/2011 7:51:00 PM |
comet55 | $25.00 | 1/9/2011 7:49:37 PM |
one-midas | $50.00 | 1/9/2011 10:17:26 PM |
power-trophy7 | $25.00 | 1/9/2011 7:50:10 PM |
thankful-nickel2 | $25.00 | 1/9/2011 8:23:08 PM |
ray1051 | $25.00 | 1/10/2011 6:51:26 AM |
lendstats_com | $400.00 | 1/10/2011 9:21:56 AM |
heroic-payout9 | $29.23 | 1/10/2011 10:09:15 AM |
selector568 | $200.00 | 1/10/2011 9:55:29 AM |
chrisb1414 | $25.00 | 1/10/2011 11:52:23 AM |
geophreigh | $25.00 | 1/10/2011 12:57:00 PM |
boomer5 | $25.00 | 1/10/2011 3:44:02 PM |
amusement4 | $100.00 | 1/10/2011 7:06:55 PM |
fuke | $25.00 | 1/10/2011 10:00:47 PM |
Socorro_Capital_Partners | $25.00 | 1/11/2011 9:14:09 AM |
peso-fortress | $25.00 | 1/11/2011 9:04:10 AM |
ursus | $100.00 | 1/11/2011 10:18:56 AM |
richboy56 | $25.00 | 1/11/2011 11:34:06 AM |
Integrity1st | $25.44 | 1/11/2011 1:14:53 PM |
finance_mba | $25.00 | 1/11/2011 2:18:49 PM |
integrity-doctor | $100.00 | 1/11/2011 2:59:05 PM |
aasx1108 | $25.00 | 1/11/2011 4:43:20 PM |
lenderrn | $25.00 | 1/11/2011 5:54:35 PM |
villagers | $25.00 | 1/11/2011 6:24:06 PM |
JGuide | $25.99 | 1/11/2011 5:13:19 PM |
svandgts | $36.99 | 1/11/2011 5:19:51 PM |
jpaulnyc | $31.18 | 1/11/2011 5:30:05 PM |
Kyileo | $25.00 | 1/11/2011 5:49:14 PM |
jaesposito | $25.00 | 1/11/2011 6:01:51 PM |
patriot897 | $50.00 | 1/11/2011 6:27:19 PM |
atomantic | $25.00 | 1/11/2011 6:57:28 PM |
roxon | $25.00 | 1/11/2011 7:02:41 PM |
andyxx | $25.00 | 1/11/2011 11:36:44 PM |
superchicken | $25.00 | 1/11/2011 7:31:36 PM |
ryreesado | $25.00 | 1/11/2011 8:26:57 PM |
secureincome | $3,000.00 | 1/11/2011 8:09:25 PM |
museic1 | $50.00 | 1/12/2011 3:22:23 AM |
priceless-money6 | $50.00 | 1/12/2011 3:23:52 AM |
williemc44 | $25.00 | 1/11/2011 10:38:47 PM |
loanman2007 | $125.00 | 1/12/2011 4:46:56 AM |
industrious-dedication | $25.00 | 1/11/2011 10:15:55 PM |
arcangel72 | $25.00 | 1/11/2011 11:01:09 PM |
loyalist1 | $100.00 | 1/12/2011 6:35:47 AM |
mosby | $50.00 | 1/12/2011 2:28:51 AM |
Jinja | $50.00 | 1/12/2011 2:56:23 AM |
chameleon125 | $50.00 | 1/12/2011 6:50:52 AM |
inspired-investment8 | $100.00 | 1/12/2011 3:44:36 AM |
lazyeye | $25.00 | 1/12/2011 4:47:10 AM |
impeccable-transparency | $50.00 | 1/12/2011 5:21:28 AM |
magnetic-duty | $25.00 | 1/12/2011 9:00:16 AM |
well-mannered-income3 | $40.00 | 1/12/2011 7:09:37 AM |
atlantic51 | $25.00 | 1/12/2011 7:24:18 AM |
five-star-note | $191.54 | 1/12/2011 7:41:02 AM |
lepolgr | $50.00 | 1/12/2011 7:51:21 AM |
pythia | $25.00 | 1/12/2011 8:08:42 AM |
tacologic | $50.00 | 1/12/2011 8:17:41 AM |
dloan | $25.00 | 1/12/2011 8:23:45 AM |
RetirementMoney | $75.00 | 1/12/2011 9:16:54 AM |
futurechef11 | $25.00 | 1/12/2011 10:15:16 AM |
ronow22 | $100.00 | 1/12/2011 12:14:05 PM |
CSinvestments | $25.00 | 1/12/2011 9:57:30 AM |
Purple11 | $50.00 | 1/12/2011 10:19:08 AM |
mraleig | $175.00 | 1/12/2011 3:48:04 PM |
american6 | $100.00 | 1/12/2011 11:53:57 AM |
jckpar | $50.00 | 1/12/2011 12:29:41 PM |
Cherrypicker | $25.00 | 1/12/2011 1:31:52 PM |
Lou-Holtz | $25.00 | 1/12/2011 7:03:51 PM |
Mark0135 | $50.00 | 1/12/2011 5:13:52 PM |
gs92126 | $50.00 | 1/12/2011 5:28:41 PM |
2brotherslending | $50.00 | 1/13/2011 12:21:46 AM |
Mostyle | $25.00 | 1/12/2011 5:51:38 PM |
lenderlee | $50.00 | 1/13/2011 12:37:48 AM |
unclemalcolm | $50.00 | 1/12/2011 5:34:27 PM |
kind-important-liberty9 | $25.00 | 1/13/2011 2:10:17 AM |
smart-finance773 | $50.00 | 1/12/2011 6:02:45 PM |
vegibenz | $25.00 | 1/13/2011 3:28:33 AM |
be_wise | $25.00 | 1/12/2011 6:28:56 PM |
soroxy | $25.00 | 1/13/2011 3:50:56 AM |
thorough-exchange4 | $50.00 | 1/12/2011 6:35:50 PM |
jefner77 | $67.38 | 1/12/2011 6:30:03 PM |
Aleut | $25.00 | 1/13/2011 3:52:16 AM |
DcUnited | $30.00 | 1/13/2011 3:56:15 AM |
reflective-rupee | $66.66 | 1/12/2011 6:59:08 PM |
best-platinum-persimmon | $27.00 | 1/13/2011 4:07:11 AM |
sensible-order2 | $31.79 | 1/13/2011 4:07:37 AM |
jwood3030 | $25.00 | 1/13/2011 4:10:39 AM |
huorn | $25.00 | 1/13/2011 4:11:19 AM |
grystndoc | $25.00 | 1/12/2011 7:37:10 PM |
worth-arch | $25.00 | 1/13/2011 4:13:08 AM |
melodious-fairness | $29.54 | 1/13/2011 4:13:39 AM |
generator535 | $25.00 | 1/12/2011 7:31:24 PM |
MyPlantsEatBugs | $25.00 | 1/12/2011 7:39:19 PM |
peace-pilot | $50.00 | 1/12/2011 8:22:27 PM |
zoneflip | $30.34 | 1/12/2011 8:24:09 PM |
finance-magma7 | $50.00 | 1/12/2011 8:44:08 PM |
slartibardfast | $25.00 | 1/12/2011 11:56:19 PM |
funtimes | $25.00 | 1/13/2011 12:09:00 AM |
EvalCrux | $50.00 | 1/13/2011 12:34:31 AM |
HamletTower | $50.00 | 1/13/2011 12:34:43 AM |
wtrboy | $50.00 | 1/13/2011 3:08:57 AM |
DrStaff | $29.68 | 1/13/2011 3:27:32 AM |
shamil45 | $25.00 | 1/13/2011 3:27:08 AM |
108lender | $100.00 | 1/13/2011 3:29:30 AM |
stoopidnoodle | $25.00 | 1/13/2011 3:39:02 AM |
Ven58 | $50.00 | 1/13/2011 3:38:24 AM |
CaliforniaSun | $25.00 | 1/13/2011 3:40:44 AM |
Dubbs360 | $25.00 | 1/13/2011 3:52:12 AM |
Easystreet | $25.00 | 1/13/2011 3:40:27 AM |
anders94 | $40.84 | 1/13/2011 3:54:38 AM |
MakoF16 | $26.53 | 1/13/2011 3:51:21 AM |
TeamAmerica | $25.00 | 1/13/2011 4:07:03 AM |
rupee-artisan | $25.00 | 1/13/2011 4:07:51 AM |
visionary-currency | $50.00 | 1/13/2011 4:11:28 AM |
studious-bonus7 | $100.00 | 1/13/2011 4:13:17 AM |
GElender | $50.00 | 1/9/2011 7:45:26 PM |
organized-payment6 | $50.00 | 1/9/2011 7:40:28 PM |
ianakacg | $25.00 | 1/9/2011 7:47:22 PM |
ichibon | $250.00 | 1/9/2011 7:47:55 PM |
genius520 | $100.00 | 1/9/2011 7:47:57 PM |
capital-dynamo0 | $50.00 | 1/9/2011 7:48:47 PM |
simplelender80 | $100.00 | 1/9/2011 7:48:54 PM |
peso-colonel | $50.00 | 1/9/2011 7:49:13 PM |
handshake5 | $100.00 | 1/9/2011 7:45:23 PM |
Binan | $25.00 | 1/9/2011 7:50:56 PM |
indomitable-coin | $100.00 | 1/9/2011 7:46:49 PM |
superb-funds335 | $25.00 | 1/9/2011 7:47:27 PM |
blue111 | $25.00 | 1/9/2011 7:56:03 PM |
inspire22 | $50.00 | 1/9/2011 7:50:33 PM |
1phantom | $50.00 | 1/9/2011 7:51:09 PM |
mulberry4 | $25.00 | 1/10/2011 6:15:09 AM |
marketplace-meridian | $25.00 | 1/9/2011 8:48:49 PM |
Jerrys1951 | $25.00 | 1/9/2011 8:26:44 PM |
Artist_Blue | $25.00 | 1/10/2011 6:03:51 AM |
honorable-yield | $25.00 | 1/10/2011 9:00:25 AM |
reflective-rupee | $33.33 | 1/10/2011 9:22:06 AM |
JGuide | $25.00 | 1/10/2011 9:35:20 AM |
JGuide | $25.00 | 1/10/2011 9:38:33 AM |
selfmademan | $25.00 | 1/10/2011 12:22:19 PM |
BankofBeth | $25.00 | 1/10/2011 1:23:53 PM |
Hola_James | $25.00 | 1/10/2011 2:40:16 PM |
rockhound84 | $25.00 | 1/10/2011 11:40:57 AM |
caseattle | $25.00 | 1/10/2011 12:28:24 PM |
loss-of-control | $50.00 | 1/10/2011 2:57:47 PM |
commerce-yeller | $50.00 | 1/10/2011 3:21:16 PM |
FmrEngr2Phd | $25.00 | 1/10/2011 1:36:59 PM |
DasMula | $86.57 | 1/10/2011 3:16:11 PM |
ethicalhumanist | $50.00 | 1/10/2011 7:25:18 PM |
newest-organic-rupee | $25.00 | 1/10/2011 9:16:26 PM |
capital-star5 | $27.00 | 1/11/2011 6:16:41 AM |
well-rounded-dinero | $200.00 | 1/11/2011 8:19:06 AM |
Ocean713 | $50.00 | 1/11/2011 11:49:13 AM |
enchanted-note | $25.00 | 1/11/2011 1:01:04 PM |
first-upright-payout | $25.00 | 1/11/2011 11:39:37 AM |
agalt | $75.00 | 1/11/2011 11:58:59 AM |
Gabriel02 | $25.00 | 1/11/2011 12:09:02 PM |
five-star-justice | $36.00 | 1/11/2011 3:14:31 PM |
durable-investment8 | $25.00 | 1/11/2011 2:14:25 PM |
Calif-smo | $25.29 | 1/11/2011 5:25:13 PM |
hidavehi | $25.01 | 1/11/2011 4:55:27 PM |
well-rounded-dinero | $150.00 | 1/11/2011 5:15:51 PM |
Only_Money | $25.00 | 1/11/2011 5:24:52 PM |
JGuide | $25.00 | 1/11/2011 5:49:43 PM |
lucrative-coin | $100.00 | 1/11/2011 5:39:41 PM |
investment-kazoo | $25.00 | 1/11/2011 6:38:54 PM |
justasoldier | $30.00 | 1/11/2011 5:59:13 PM |
Octamer | $25.00 | 1/11/2011 5:47:28 PM |
rubylender | $50.00 | 1/11/2011 7:24:19 PM |
rockerZ71 | $25.00 | 1/11/2011 7:06:07 PM |
ideal-platinum1 | $50.00 | 1/11/2011 10:24:05 PM |
skiter53 | $50.00 | 1/11/2011 11:03:44 PM |
RLaumeyer | $25.00 | 1/11/2011 11:47:52 PM |
gpuck | $50.00 | 1/11/2011 7:42:12 PM |
CincyTex | $50.00 | 1/11/2011 9:40:52 PM |
capital-star5 | $25.00 | 1/11/2011 9:20:47 PM |
thrilling-nickel5 | $25.00 | 1/12/2011 4:45:09 AM |
Astounding | $25.00 | 1/11/2011 11:45:50 PM |
worthy-bid8 | $50.00 | 1/12/2011 6:11:17 AM |
WonByOne | $100.00 | 1/12/2011 1:02:29 AM |
Gladys9 | $25.00 | 1/12/2011 6:36:02 AM |
RecoveryLender | $25.00 | 1/12/2011 6:52:36 AM |
Eastern | $25.00 | 1/12/2011 3:44:54 AM |
roman2008 | $25.00 | 1/12/2011 3:49:10 AM |
blue-velocity-investor | $25.00 | 1/12/2011 4:32:52 AM |
cardguy | $25.00 | 1/12/2011 5:54:01 AM |
enthusiastic-balance5 | $200.00 | 1/12/2011 6:08:36 AM |
tenny321 | $25.00 | 1/12/2011 6:11:43 AM |
treasure-kazoo | $50.00 | 1/12/2011 6:56:26 AM |
phaded | $25.00 | 1/12/2011 7:06:20 AM |
Eaglehigh | $25.00 | 1/12/2011 8:04:37 AM |
Lancasterdust | $45.00 | 1/12/2011 8:26:13 AM |
FinanceEngine | $30.00 | 1/12/2011 8:43:14 AM |
adventurous-treasure2 | $25.00 | 1/12/2011 9:17:52 AM |
loyalty-czar | $25.00 | 1/12/2011 9:12:14 AM |
John_Galt | $25.00 | 1/12/2011 9:12:28 AM |
Astyanax | $50.00 | 1/12/2011 11:54:34 AM |
power-secret-agent | $25.00 | 1/12/2011 12:44:38 PM |
foothillender | $25.00 | 1/12/2011 12:45:35 PM |
kind-adventurous-finance | $50.00 | 1/12/2011 1:28:47 PM |
mikeandcat | $28.76 | 1/12/2011 10:06:43 AM |
credit-rocket4 | $25.00 | 1/12/2011 11:17:02 AM |
haidoken | $50.00 | 1/12/2011 11:19:00 AM |
LeReve | $50.00 | 1/12/2011 11:26:54 AM |
fireman4 | $25.00 | 1/12/2011 11:55:12 AM |
Corellia | $50.00 | 1/12/2011 12:28:29 PM |
robust-payout1 | $50.00 | 1/12/2011 12:39:39 PM |
the-charming-integrity | $49.63 | 1/12/2011 1:34:27 PM |
asset-professor | $50.00 | 1/12/2011 1:11:42 PM |
jcatlman | $50.00 | 1/12/2011 2:20:02 PM |
benefit-flow | $25.00 | 1/12/2011 3:37:45 PM |
orange-generous-ore | $25.00 | 1/12/2011 5:08:43 PM |
mdrichards | $50.00 | 1/12/2011 5:53:44 PM |
happyinvallarta | $50.00 | 1/12/2011 5:53:52 PM |
Larry1001 | $50.00 | 1/12/2011 5:58:46 PM |
bondhedger | $25.00 | 1/12/2011 6:59:31 PM |
Wart126 | $25.00 | 1/12/2011 4:08:47 PM |
steady-investment6 | $25.00 | 1/12/2011 4:32:39 PM |
DackoDenk | $25.00 | 1/12/2011 4:35:00 PM |
fareast_man | $25.00 | 1/12/2011 11:56:46 PM |
Gobsek | $25.00 | 1/12/2011 5:20:11 PM |
serene-capital | $25.00 | 1/13/2011 1:00:41 AM |
bid-papyrus | $25.00 | 1/12/2011 5:53:47 PM |
pound-puppy | $25.00 | 1/12/2011 6:28:47 PM |
MoneyForNothing | $25.00 | 1/13/2011 3:30:44 AM |
Rothgoe | $25.00 | 1/13/2011 3:51:31 AM |
pbo922 | $25.00 | 1/13/2011 3:52:07 AM |
MissionMicroFinance | $25.00 | 1/13/2011 3:52:20 AM |
upc_tnt | $25.00 | 1/13/2011 3:52:50 AM |
DUDE66 | $26.62 | 1/13/2011 3:53:50 AM |
the-silver-blaster | $50.00 | 1/12/2011 7:08:49 PM |
Tradesmanlender | $32.30 | 1/13/2011 3:55:07 AM |
hrubinst | $50.00 | 1/13/2011 3:56:27 AM |
brother_tam | $49.41 | 1/13/2011 3:56:31 AM |
inventive-exchange | $25.00 | 1/13/2011 4:05:59 AM |
scottr | $50.00 | 1/12/2011 7:23:40 PM |
irrelevant | $25.00 | 1/13/2011 4:09:02 AM |
money-bauble | $150.00 | 1/13/2011 4:13:51 AM |
jescowa | $50.00 | 1/12/2011 7:45:51 PM |
gt1687c | $50.00 | 1/12/2011 7:48:46 PM |
kingbutthd | $25.00 | 1/12/2011 8:44:03 PM |
Yaj | $50.00 | 1/12/2011 11:44:17 PM |
rolandweary | $25.00 | 1/13/2011 12:09:08 AM |
yenlowang | $25.00 | 1/13/2011 1:10:54 AM |
isuperwang | $69.50 | 1/13/2011 1:05:54 AM |
frobin | $50.00 | 1/13/2011 1:10:56 AM |
velocity-solo | $25.00 | 1/13/2011 3:18:56 AM |
Interloper | $25.00 | 1/13/2011 3:28:10 AM |
Dazz2061 | $25.00 | 1/13/2011 3:40:24 AM |
gametime34 | $29.14 | 1/13/2011 3:39:44 AM |
Bank42 | $32.04 | 1/13/2011 3:40:53 AM |
Weaverville | $25.00 | 1/13/2011 3:40:10 AM |
flwah | $25.00 | 1/13/2011 3:56:23 AM |
lcole32 | $25.00 | 1/13/2011 3:51:50 AM |
PsiPro | $25.00 | 1/13/2011 3:57:53 AM |
ptjg | $50.00 | 1/13/2011 3:54:50 AM |
financial-frenzy | $50.00 | 1/13/2011 4:06:31 AM |
inspiring-reward | $116.12 | 1/13/2011 4:09:10 AM |
TOCPI | $25.00 | 1/13/2011 4:07:06 AM |
responsible-investment0 | $28.45 | 1/13/2011 4:07:42 AM |
dinero-speaker | $25.00 | 1/13/2011 4:09:37 AM |
investment-comet | $25.00 | 1/13/2011 4:12:49 AM |
treasure-bliss | $50.00 | 1/13/2011 4:13:30 AM |
271 Investments
|
Borrower Payment Dependent Notes Series
490306
This series of Notes was issued and sold upon the funding of the borrower loan #46648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $84.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $927 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-currency-director |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Bright Future
Purpose of loan:
This loan will be used to help pay credit card bills and spend time with family.
My financial situation:
I am a good candidate for this loan because I work full time at Cisco Systems (through Adecco) and will be able to pay this loan off on time due it part to the budget I have created for this expense.
Monthly net income: $ 3,500
Monthly expenses: $
??Housing: $
600
??Insurance: $ 50
??Car expenses: $
0
??Utilities: $ 20
??Phone, cable, internet: $
50
??Food, entertainment: $
250
??Clothing, household expenses $
50
??Credit cards and other loans: $
800
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
kendallv | $25.00 | 1/11/2011 9:53:55 AM |
honorable-yield | $25.00 | 1/11/2011 9:54:24 AM |
selector568 | $148.68 | 1/11/2011 9:49:27 AM |
nilonc1 | $50.00 | 1/11/2011 9:49:43 AM |
FinDoc | $25.00 | 1/11/2011 10:00:06 AM |
capital-halo1 | $500.00 | 1/11/2011 9:50:43 AM |
musegaze | $100.00 | 1/11/2011 10:01:15 AM |
the-auction-bear | $25.00 | 1/11/2011 9:51:21 AM |
handshake5 | $100.00 | 1/11/2011 10:01:24 AM |
Investoman | $50.00 | 1/11/2011 10:01:33 AM |
p1k4blu | $25.00 | 1/11/2011 9:52:52 AM |
point-kitten6 | $50.00 | 1/11/2011 9:54:01 AM |
a-finance-nirvana | $25.00 | 1/11/2011 9:54:35 AM |
rss197 | $25.00 | 1/11/2011 9:53:48 AM |
zipemdown | $50.00 | 1/11/2011 9:56:01 AM |
gold-channel2 | $25.00 | 1/11/2011 9:56:24 AM |
kind-important-liberty9 | $25.00 | 1/11/2011 9:56:31 AM |
investment-artist | $50.00 | 1/11/2011 9:58:10 AM |
Abstract | $26.59 | 1/11/2011 10:02:00 AM |
interstellar | $50.00 | 1/11/2011 9:56:10 AM |
EBITDA | $25.00 | 1/11/2011 9:50:48 AM |
simplelender80 | $100.00 | 1/11/2011 9:50:25 AM |
ThatDanGuy | $50.00 | 1/11/2011 9:52:15 AM |
JJ9876 | $25.00 | 1/11/2011 9:52:32 AM |
genius520 | $100.00 | 1/11/2011 9:51:58 AM |
vine99 | $40.00 | 1/11/2011 10:02:10 AM |
inspire22 | $25.00 | 1/11/2011 9:53:21 AM |
amusement4 | $50.00 | 1/11/2011 9:53:06 AM |
momentous-value | $25.00 | 1/11/2011 9:55:31 AM |
radforj22 | $25.00 | 1/11/2011 9:54:47 AM |
bid-czar8 | $50.00 | 1/11/2011 9:55:05 AM |
greencat | $50.00 | 1/11/2011 9:57:02 AM |
pureliquidhw | $25.00 | 1/11/2011 9:59:36 AM |
DHolly | $30.00 | 1/11/2011 10:00:01 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
490344
This series of Notes was issued and sold upon the funding of the borrower loan #46502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Jan-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2011 |
|
Lender yield:
| 6.65% |
Borrower rate/APR:
| 7.65% / 7.99% |
Monthly payment:
| $467.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.65% | | |
| |
Estimated return*:
| 5.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $483,511 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| opera |
Borrower's state:
| Florida |
Borrower's group:
| Professors |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2007)
860-879
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $100.00 | 1/11/2011 3:39:30 PM |
Captain88 | $25.00 | 1/11/2011 3:39:51 PM |
bmcg | $25.00 | 1/11/2011 3:40:14 PM |
heroic-platinum | $25.00 | 1/11/2011 3:40:21 PM |
kenji4861 | $50.00 | 1/11/2011 3:40:44 PM |
bds9646 | $26.00 | 1/11/2011 3:40:50 PM |
AmericanCredit | $25.00 | 1/11/2011 3:41:00 PM |
inspired-investment8 | $100.00 | 1/11/2011 3:41:05 PM |
undaunted-kindness | $100.00 | 1/11/2011 3:41:17 PM |
degster | $25.00 | 1/11/2011 3:41:23 PM |
Dreamconnection | $50.00 | 1/11/2011 3:41:29 PM |
reinforced-reward | $25.00 | 1/11/2011 3:41:34 PM |
mathprof | $25.00 | 1/11/2011 3:41:49 PM |
balanced-rupee | $50.00 | 1/11/2011 3:42:00 PM |
rss197 | $25.00 | 1/11/2011 3:42:09 PM |
robertmm25 | $50.00 | 1/11/2011 3:42:14 PM |
goldfinger3 | $100.00 | 1/11/2011 3:42:38 PM |
casaram | $25.00 | 1/11/2011 3:42:45 PM |
power-trophy7 | $50.00 | 1/11/2011 3:43:08 PM |
tech310 | $50.00 | 1/11/2011 3:43:14 PM |
reinforced-marketplace3 | $250.00 | 1/11/2011 3:43:27 PM |
bruin558 | $60.00 | 1/11/2011 3:43:39 PM |
napoleon1168 | $50.00 | 1/11/2011 3:43:45 PM |
token34 | $25.00 | 1/11/2011 3:38:32 PM |
ZeoInvestments | $25.00 | 1/11/2011 3:38:50 PM |
FlexFunding | $50.00 | 1/11/2011 3:39:06 PM |
kyomoon | $50.00 | 1/11/2011 3:39:47 PM |
SourDoughSteve | $25.00 | 1/11/2011 3:40:13 PM |
ChicoBob | $28.57 | 1/11/2011 3:40:17 PM |
best-deal-banker | $50.00 | 1/11/2011 3:40:41 PM |
compoundinterest | $50.00 | 1/11/2011 3:40:46 PM |
Curly-Girly | $25.00 | 1/11/2011 3:38:41 PM |
vigilance-revolutionary | $50.00 | 1/11/2011 3:40:52 PM |
b1geasy | $25.00 | 1/11/2011 3:38:51 PM |
important-ore | $150.00 | 1/11/2011 3:40:59 PM |
Slapshot | $25.00 | 1/11/2011 3:39:11 PM |
donloah | $25.00 | 1/11/2011 3:41:08 PM |
acropiloterau2002 | $25.00 | 1/11/2011 3:39:33 PM |
Hokie83 | $50.00 | 1/11/2011 3:41:18 PM |
rosie777 | $30.00 | 1/11/2011 3:39:49 PM |
perlindc | $100.00 | 1/11/2011 3:41:24 PM |
MO_Investor | $25.00 | 1/11/2011 3:40:01 PM |
Ben87 | $100.00 | 1/11/2011 3:58:25 PM |
understanding-payout2 | $50.00 | 1/11/2011 3:41:30 PM |
diligent-leverage | $50.00 | 1/11/2011 3:41:42 PM |
nomneu | $50.00 | 1/11/2011 3:41:45 PM |
JJ9876 | $50.00 | 1/11/2011 3:41:50 PM |
Mark-O-Polo | $50.00 | 1/11/2011 3:41:54 PM |
eloquent-dime416 | $50.00 | 1/11/2011 3:40:47 PM |
PK_USMC | $25.00 | 1/11/2011 3:42:04 PM |
flexible-value | $50.00 | 1/11/2011 3:40:49 PM |
honorable-yield | $40.00 | 1/11/2011 3:42:17 PM |
TSC | $100.00 | 1/11/2011 3:40:56 PM |
interest-exec9 | $25.00 | 1/11/2011 3:42:19 PM |
yukongin | $25.00 | 1/11/2011 3:41:10 PM |
a-responsible-return | $50.00 | 1/11/2011 3:42:24 PM |
AFairDeal | $75.00 | 1/11/2011 3:41:19 PM |
tuneman1980 | $25.00 | 1/11/2011 4:19:41 PM |
gzeo | $25.00 | 1/11/2011 3:42:44 PM |
bowdish1 | $100.00 | 1/11/2011 3:41:27 PM |
Goodthing | $100.00 | 1/11/2011 3:42:52 PM |
molam4u | $50.00 | 1/11/2011 3:41:40 PM |
justice-dna | $35.00 | 1/11/2011 3:43:03 PM |
credit-investor5 | $25.00 | 1/11/2011 3:41:52 PM |
kazdag | $42.45 | 1/11/2011 3:43:35 PM |
JKEnterprises | $25.00 | 1/11/2011 3:41:58 PM |
Pickmar | $25.00 | 1/11/2011 3:42:06 PM |
ray1051 | $75.00 | 1/11/2011 3:43:47 PM |
syounker | $25.00 | 1/11/2011 3:42:20 PM |
HunterSix | $25.00 | 1/11/2011 3:43:52 PM |
newest-organic-rupee | $25.00 | 1/11/2011 3:42:25 PM |
nimble-money0 | $50.00 | 1/11/2011 3:42:27 PM |
ManyBlessings | $50.00 | 1/11/2011 3:42:32 PM |
hawaiiangirl76 | $25.00 | 1/11/2011 3:42:41 PM |
thedoctor | $50.00 | 1/11/2011 3:42:49 PM |
MarinLoans | $25.00 | 1/11/2011 3:42:59 PM |
cebgop | $25.00 | 1/11/2011 3:43:06 PM |
Emgolda | $25.00 | 1/11/2011 3:43:17 PM |
GElender | $50.00 | 1/11/2011 3:43:23 PM |
orange-resolute-platinum | $25.00 | 1/11/2011 3:43:42 PM |
rmachi | $25.00 | 1/11/2011 4:22:12 PM |
helpishere777 | $50.00 | 1/11/2011 3:45:39 PM |
encore06 | $25.00 | 1/11/2011 3:45:46 PM |
scorpi073 | $25.00 | 1/11/2011 4:19:07 PM |
subtle-revenue0 | $28.09 | 1/11/2011 4:20:21 PM |
sugarhoof | $25.00 | 1/11/2011 4:20:16 PM |
Sixmil | $72.48 | 1/11/2011 4:20:22 PM |
RoyFauntleroy | $50.00 | 1/11/2011 4:20:27 PM |
deal-commando468 | $25.00 | 1/11/2011 4:55:31 PM |
BipedalHominid | $25.00 | 1/11/2011 4:55:38 PM |
seabass123 | $25.00 | 1/11/2011 4:55:40 PM |
Chuck9802 | $50.00 | 1/11/2011 4:55:43 PM |
harmonious-moola7 | $50.00 | 1/11/2011 4:55:56 PM |
shaker348 | $25.00 | 1/11/2011 4:22:05 PM |
Ancalagon | $25.00 | 1/11/2011 4:56:05 PM |
unique-order8 | $25.00 | 1/11/2011 4:56:15 PM |
lloyd_s | $25.00 | 1/11/2011 4:22:17 PM |
Bobafet | $25.00 | 1/11/2011 4:22:23 PM |
Trevor_C | $25.00 | 1/11/2011 4:56:53 PM |
roadtruck | $50.00 | 1/11/2011 4:57:34 PM |
robust-trade | $50.00 | 1/11/2011 4:57:57 PM |
paddatjie | $25.00 | 1/11/2011 4:58:26 PM |
upc_tnt | $25.00 | 1/11/2011 4:58:44 PM |
nicklds | $25.00 | 1/11/2011 4:59:04 PM |
Natronpee | $25.00 | 1/11/2011 5:00:21 PM |
spenrod | $50.00 | 1/11/2011 5:01:31 PM |
awwaww | $25.00 | 1/11/2011 4:39:40 PM |
Steveoo1 | $50.00 | 1/11/2011 5:01:34 PM |
the-money-gargantuan | $25.00 | 1/11/2011 5:01:46 PM |
mbever10 | $25.00 | 1/11/2011 5:01:51 PM |
inforapenny | $50.00 | 1/11/2011 4:41:31 PM |
pcwrangler | $48.21 | 1/11/2011 4:55:33 PM |
mikeleib | $25.00 | 1/11/2011 4:55:45 PM |
TJ-Financial-Group | $50.00 | 1/11/2011 4:55:50 PM |
mchale | $50.00 | 1/11/2011 4:56:06 PM |
pbandjb | $25.00 | 1/11/2011 4:55:28 PM |
ALANGREANSPAN | $50.00 | 1/11/2011 4:56:09 PM |
serene-credit4 | $50.00 | 1/11/2011 4:55:37 PM |
TheOtter62 | $25.00 | 1/11/2011 4:55:51 PM |
OswegoUSA | $65.97 | 1/11/2011 4:55:55 PM |
retiresecure | $25.00 | 1/11/2011 4:56:47 PM |
ArmyGuy | $25.00 | 1/11/2011 4:56:01 PM |
cyonamine | $25.00 | 1/11/2011 4:57:18 PM |
SacTown | $25.00 | 1/11/2011 4:56:34 PM |
dswilkes | $25.00 | 1/11/2011 4:58:28 PM |
alpinaut | $25.00 | 1/11/2011 4:57:17 PM |
TheReaderRabbit | $25.00 | 1/11/2011 4:57:23 PM |
elegant-income3 | $50.00 | 1/11/2011 4:58:11 PM |
wormdc | $25.00 | 1/11/2011 4:59:18 PM |
upright-commitment5 | $25.00 | 1/11/2011 4:59:39 PM |
beaker | $25.00 | 1/11/2011 5:00:16 PM |
Loans101 | $25.00 | 1/11/2011 5:00:40 PM |
Doc23 | $25.00 | 1/11/2011 5:00:49 PM |
lenderforyoutoday | $50.00 | 1/11/2011 5:00:47 PM |
Jassi | $25.00 | 1/11/2011 5:01:37 PM |
whiteshadow | $50.00 | 1/11/2011 5:01:56 PM |
commerce-voyager | $25.00 | 1/11/2011 3:39:39 PM |
adventurous-cash | $25.00 | 1/11/2011 3:39:57 PM |
wise-dedicated-power | $25.00 | 1/11/2011 3:40:11 PM |
xphile | $25.00 | 1/11/2011 3:40:16 PM |
aasx1108 | $25.00 | 1/11/2011 3:40:29 PM |
BankingFamily | $50.00 | 1/11/2011 3:40:57 PM |
gauss02 | $50.00 | 1/11/2011 3:41:04 PM |
AF-Chief | $50.00 | 1/11/2011 3:41:12 PM |
neighborly-hope6 | $50.00 | 1/11/2011 3:41:22 PM |
rose88 | $50.00 | 1/11/2011 3:41:32 PM |
radforj22 | $75.00 | 1/11/2011 3:41:38 PM |
LAKESPRING | $50.00 | 1/11/2011 3:41:51 PM |
ojibwa | $25.00 | 1/11/2011 3:42:01 PM |
webclimber | $50.00 | 1/11/2011 3:42:11 PM |
Ellisdee | $50.00 | 1/11/2011 3:42:16 PM |
Daneistes | $50.00 | 1/11/2011 3:42:43 PM |
ArtemisFitzlebottom | $50.00 | 1/11/2011 3:42:55 PM |
minista | $25.00 | 1/11/2011 3:43:10 PM |
slartibardfast | $25.00 | 1/11/2011 3:43:16 PM |
cosmof16 | $25.00 | 1/11/2011 3:43:32 PM |
JohnW12 | $50.00 | 1/11/2011 3:43:49 PM |
nilonc1 | $50.00 | 1/11/2011 3:44:01 PM |
kind-important-liberty9 | $50.00 | 1/11/2011 3:38:39 PM |
Aberdeen | $4,000.00 | 1/11/2011 3:38:55 PM |
Havana21 | $200.00 | 1/11/2011 3:39:42 PM |
slobrown | $50.00 | 1/11/2011 3:40:12 PM |
LOWCOUNTRYLENDER | $25.00 | 1/11/2011 3:40:15 PM |
conaty | $50.00 | 1/11/2011 3:40:30 PM |
patriot897 | $50.00 | 1/11/2011 3:40:42 PM |
corndog4000 | $50.00 | 1/11/2011 3:40:51 PM |
dharma1 | $25.00 | 1/11/2011 3:38:49 PM |
WLenders | $50.00 | 1/11/2011 3:40:54 PM |
smallbizrule | $25.00 | 1/11/2011 3:41:02 PM |
life-is-great | $50.00 | 1/11/2011 3:39:16 PM |
fireboss | $50.00 | 1/11/2011 3:41:14 PM |
Tahoeguy | $50.00 | 1/11/2011 3:39:45 PM |
responsibility-cherry6 | $50.00 | 1/11/2011 3:41:20 PM |
blot44 | $25.00 | 1/11/2011 3:39:54 PM |
Timchenko_LLC | $25.00 | 1/11/2011 3:41:26 PM |
balance-voyager | $50.00 | 1/11/2011 3:40:04 PM |
DavenportCapital | $25.00 | 1/11/2011 3:41:36 PM |
justalender | $25.00 | 1/11/2011 3:41:44 PM |
community-pipeline | $25.00 | 1/11/2011 3:41:48 PM |
DadWarbucks | $60.00 | 1/11/2011 4:08:57 PM |
CorMDNY | $25.00 | 1/11/2011 3:41:51 PM |
adhawan325 | $25.00 | 1/11/2011 3:40:42 PM |
Schuld66 | $50.00 | 1/11/2011 3:42:02 PM |
swiftsoul | $25.00 | 1/11/2011 3:40:48 PM |
ronkr | $25.00 | 1/11/2011 3:42:12 PM |
astute-investment5 | $25.00 | 1/11/2011 3:40:55 PM |
flypenguin | $50.00 | 1/11/2011 3:42:18 PM |
innocent-income4 | $25.00 | 1/11/2011 3:41:09 PM |
organized-payment6 | $50.00 | 1/11/2011 3:42:21 PM |
bold-treasure-neutrino | $50.00 | 1/11/2011 3:41:16 PM |
building_community | $25.00 | 1/11/2011 3:42:39 PM |
outtahoth2o | $50.00 | 1/11/2011 3:41:21 PM |
reward-motion | $50.00 | 1/11/2011 4:19:51 PM |
CBO-Enterprise | $100.00 | 1/11/2011 3:42:48 PM |
DukSerduk | $25.00 | 1/11/2011 3:42:56 PM |
emt747 | $25.00 | 1/11/2011 3:41:47 PM |
meux99 | $25.00 | 1/11/2011 3:43:22 PM |
meenan | $100.00 | 1/11/2011 3:41:56 PM |
NycDean | $25.00 | 1/11/2011 3:43:37 PM |
E_G | $50.00 | 1/11/2011 3:42:07 PM |
DonaldColorado | $100.00 | 1/11/2011 3:43:50 PM |
shamrocker | $25.00 | 1/11/2011 3:42:22 PM |
ultimatepaintball | $25.00 | 1/11/2011 4:20:39 PM |
Centaur | $50.00 | 1/11/2011 3:42:26 PM |
restless-currency | $41.01 | 1/11/2011 3:42:30 PM |
Phantom99 | $100.00 | 1/11/2011 3:42:36 PM |
Bank_Of_XL | $25.00 | 1/11/2011 3:42:44 PM |
skuba | $50.00 | 1/11/2011 3:42:50 PM |
Marathoner | $25.00 | 1/11/2011 3:43:05 PM |
authoritative-truth | $50.00 | 1/11/2011 3:43:12 PM |
tekkie2412 | $50.00 | 1/11/2011 3:43:19 PM |
SB94114 | $50.00 | 1/11/2011 3:43:29 PM |
lender987654321 | $25.00 | 1/11/2011 3:43:48 PM |
TEAM-Jasper | $25.00 | 1/11/2011 4:22:06 PM |
julijask | $25.00 | 1/11/2011 4:22:18 PM |
myworld701 | $25.00 | 1/11/2011 3:45:26 PM |
NYCLAIMSGUY | $25.00 | 1/11/2011 3:45:51 PM |
red-unequivocal-finance | $25.00 | 1/11/2011 3:46:03 PM |
tolerant-dinero2 | $25.00 | 1/11/2011 4:26:11 PM |
Artist_Blue | $25.00 | 1/11/2011 4:09:21 PM |
FJerry | $75.00 | 1/11/2011 4:40:37 PM |
wwwUniversal | $25.00 | 1/11/2011 4:41:35 PM |
turbostar666 | $35.00 | 1/11/2011 4:41:40 PM |
schnippy | $25.00 | 1/11/2011 4:19:24 PM |
logical-reward8 | $25.00 | 1/11/2011 4:19:48 PM |
KarmaBum77 | $25.00 | 1/11/2011 4:20:03 PM |
godfather4u | $50.00 | 1/11/2011 4:20:19 PM |
osage | $25.00 | 1/11/2011 4:54:52 PM |
wtrboy | $25.00 | 1/11/2011 4:55:21 PM |
dingus | $25.00 | 1/11/2011 4:55:32 PM |
pbeach05 | $25.00 | 1/11/2011 4:55:39 PM |
GoVegan | $25.00 | 1/11/2011 4:55:41 PM |
woodenshoes | $25.00 | 1/11/2011 4:55:47 PM |
trade-structure | $25.00 | 1/11/2011 4:55:57 PM |
mla | $25.00 | 1/11/2011 4:22:14 PM |
Green_Bean | $25.00 | 1/11/2011 4:56:33 PM |
JaceSpade | $25.00 | 1/11/2011 4:57:29 PM |
tenacious-payout | $25.00 | 1/11/2011 4:58:21 PM |
Digs | $25.00 | 1/11/2011 4:58:34 PM |
paceme1 | $25.00 | 1/11/2011 4:23:38 PM |
a-exponential-hope | $25.00 | 1/11/2011 4:59:20 PM |
market-socrates4 | $50.00 | 1/11/2011 5:00:45 PM |
orbital-loot333 | $25.00 | 1/11/2011 4:29:51 PM |
Planecourage | $25.00 | 1/11/2011 5:01:28 PM |
windfall46 | $25.00 | 1/11/2011 5:01:33 PM |
mizount | $25.00 | 1/11/2011 5:01:40 PM |
sngndnc | $45.59 | 1/11/2011 5:01:48 PM |
billybragg | $25.00 | 1/11/2011 5:01:55 PM |
thankful-nickel2 | $25.00 | 1/11/2011 4:41:32 PM |
DesiKuber | $25.00 | 1/11/2011 4:55:29 PM |
asset-pilot | $50.00 | 1/11/2011 4:55:35 PM |
diversification-medalist | $25.00 | 1/11/2011 4:55:49 PM |
Mookouw | $25.00 | 1/11/2011 4:55:54 PM |
repaintandrepair | $25.00 | 1/11/2011 4:56:08 PM |
unequaled-deal3 | $25.00 | 1/11/2011 4:55:36 PM |
justice-financier | $25.00 | 1/11/2011 4:55:46 PM |
Warwick | $50.00 | 1/11/2011 4:55:52 PM |
bcg2004 | $25.00 | 1/11/2011 4:56:41 PM |
nickel-liberator | $50.00 | 1/11/2011 4:55:59 PM |
akshil13 | $50.00 | 1/11/2011 4:56:59 PM |
ArmstrongVentures | $50.00 | 1/11/2011 4:56:03 PM |
neenerman | $25.00 | 1/11/2011 4:58:17 PM |
budyzr | $25.00 | 1/11/2011 4:57:10 PM |
wise-silver-wonder | $25.00 | 1/11/2011 4:58:36 PM |
cantsavenuf | $25.00 | 1/11/2011 4:57:20 PM |
WilliamLeeSims | $25.00 | 1/11/2011 4:58:50 PM |
BlindProphet | $50.00 | 1/11/2011 4:58:32 PM |
jam96 | $25.00 | 1/11/2011 4:59:38 PM |
jasperpants | $25.00 | 1/11/2011 4:59:30 PM |
latestone | $25.00 | 1/11/2011 5:00:37 PM |
cleared2land | $25.00 | 1/11/2011 5:00:42 PM |
economy-orchid | $50.00 | 1/11/2011 5:01:12 PM |
power-expert | $25.00 | 1/11/2011 5:01:26 PM |
Quiz18 | $25.00 | 1/11/2011 5:01:53 PM |
goldie414 | $50.00 | 1/11/2011 5:01:45 PM |
275 Investments
|
Borrower Payment Dependent Notes Series
490366
This series of Notes was issued and sold upon the funding of the borrower loan #46654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2011 |
|
Lender yield:
| 28.50% |
Borrower rate/APR:
| 29.50% / 33.10% |
Monthly payment:
| $316.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.78% | | |
| |
Estimated return*:
| 16.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,726 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-payment-ace |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying creditors
Purpose of loan:
This loan will be used to pay off some of my creditors so that I have?reduced monthly payments and more usable income.
My financial situation:
I am a good candidate for this loan because I have had a steady and secure job for 6+ years. I have made major strides in improving my credit history and maintaing an on time payment schedule.?
Monthly net income: $ 5300.00
Monthly expenses: $
??Housing: $ 2000.00
??Insurance: $ 100.00????
??Car expenses: $660.00 (includin gas & maintenance)
??Utilities: $?250.00
??Phone, cable, internet: $?150.00?
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 260.00
??Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $50.00 | 1/12/2011 9:25:16 AM |
Investoman | $100.00 | 1/12/2011 9:25:35 AM |
JJ9876 | $25.00 | 1/12/2011 9:28:34 AM |
AspiringJunzi | $25.00 | 1/12/2011 9:30:43 AM |
intuitive-camaraderi9 | $25.00 | 1/12/2011 9:32:41 AM |
Maximum_Investment | $32.78 | 1/12/2011 10:00:24 AM |
musegaze | $50.00 | 1/12/2011 9:25:22 AM |
handshake5 | $100.00 | 1/12/2011 9:25:31 AM |
inspire22 | $25.00 | 1/12/2011 9:29:00 AM |
Mrgiggleswic | $50.00 | 1/12/2011 11:07:46 AM |
honorable-yield | $25.00 | 1/12/2011 9:29:34 AM |
ThatDanGuy | $50.00 | 1/12/2011 9:28:29 AM |
payment-gusto | $25.00 | 1/12/2011 9:30:35 AM |
Bob450 | $25.00 | 1/12/2011 9:31:22 AM |
minddoc | $25.00 | 1/12/2011 9:31:34 AM |
loanman2007 | $75.00 | 1/12/2011 12:00:17 PM |
contract-giant | $25.00 | 1/12/2011 9:31:54 AM |
transformer855 | $100.00 | 1/12/2011 12:16:04 PM |
roberto42 | $46.00 | 1/12/2011 12:31:09 PM |
DasMula | $25.00 | 1/12/2011 9:35:56 AM |
worthy-bid8 | $50.00 | 1/12/2011 9:31:47 AM |
kendallv | $25.00 | 1/12/2011 9:31:51 AM |
2grindstones | $25.00 | 1/12/2011 9:46:28 AM |
first-liberty-duckling | $30.00 | 1/12/2011 9:47:40 AM |
kind-efficient-credit | $25.00 | 1/12/2011 9:32:01 AM |
kind-adventurous-finance | $50.00 | 1/12/2011 1:28:54 PM |
greencat | $50.00 | 1/12/2011 10:22:01 AM |
amlu1988 | $25.00 | 1/12/2011 2:23:31 PM |
consummate-loyalty1 | $50.00 | 1/12/2011 10:58:48 AM |
brightest-dignified-penny | $25.00 | 1/12/2011 10:23:52 AM |
open-minded-market99 | $50.00 | 1/12/2011 10:51:36 AM |
Abstract | $48.97 | 1/12/2011 11:11:47 AM |
hektek22 | $600.00 | 1/12/2011 11:34:48 AM |
credit-sycamore4 | $100.00 | 1/12/2011 12:46:30 PM |
engaging-leverage823 | $50.00 | 1/12/2011 12:07:06 PM |
reflective-rupee | $33.33 | 1/12/2011 1:11:07 PM |
Banker7371 | $25.00 | 1/12/2011 12:23:52 PM |
druidpoet | $27.00 | 1/12/2011 12:39:58 PM |
favorite-commerce | $25.00 | 1/12/2011 2:07:40 PM |
favorite-commerce | $25.00 | 1/12/2011 2:12:19 PM |
credit-elation1 | $25.00 | 1/12/2011 5:30:32 PM |
Ray3486 | $25.00 | 1/12/2011 5:34:26 PM |
Magog12 | $25.00 | 1/12/2011 6:04:35 PM |
elegant-capital | $25.00 | 1/12/2011 7:03:56 PM |
generator535 | $25.00 | 1/12/2011 7:31:38 PM |
justasoldier | $30.00 | 1/12/2011 4:45:10 PM |
acfreema | $25.00 | 1/12/2011 11:48:54 PM |
cunning-bill | $25.00 | 1/12/2011 5:11:19 PM |
debtcollector | $50.00 | 1/13/2011 12:09:39 AM |
Leshan | $25.00 | 1/12/2011 5:22:12 PM |
gs92126 | $25.00 | 1/12/2011 5:28:50 PM |
fortytwo | $50.00 | 1/13/2011 3:29:42 AM |
willinvest | $25.00 | 1/12/2011 6:23:50 PM |
be_wise | $25.00 | 1/12/2011 6:29:12 PM |
gulch | $25.00 | 1/12/2011 6:28:55 PM |
Smallbear | $25.00 | 1/13/2011 4:12:04 AM |
witty-openness | $25.00 | 1/13/2011 5:18:06 AM |
spiff666 | $25.00 | 1/12/2011 8:23:28 PM |
HamletTower | $25.00 | 1/13/2011 12:34:56 AM |
vivixmedia | $25.00 | 1/13/2011 1:19:58 AM |
extraordinary-transaction | $25.00 | 1/13/2011 7:51:01 AM |
velocity-solo | $25.00 | 1/13/2011 5:37:39 AM |
gelt4u | $25.00 | 1/13/2011 5:53:27 AM |
glroark | $50.00 | 1/13/2011 6:35:31 AM |
circustab | $50.00 | 1/13/2011 6:45:03 AM |
direct-liberty819 | $50.00 | 1/13/2011 7:32:14 AM |
special-money | $40.60 | 1/13/2011 6:58:02 AM |
Scotcha | $50.00 | 1/13/2011 7:07:27 AM |
genuine-dime | $100.00 | 1/13/2011 7:52:38 AM |
worthy-bid4 | $50.00 | 1/13/2011 7:22:21 AM |
omegamon1 | $28.00 | 1/13/2011 8:10:55 AM |
tender-transaction | $50.00 | 1/13/2011 7:38:58 AM |
Row2010 | $25.00 | 1/13/2011 7:40:27 AM |
leverage-monger | $25.00 | 1/13/2011 7:52:25 AM |
shomikaci | $25.00 | 1/13/2011 9:03:20 AM |
Tulalue | $25.00 | 1/13/2011 9:30:43 AM |
kdkennedy | $35.00 | 1/13/2011 10:17:52 AM |
newest-inspiring-power | $25.00 | 1/13/2011 10:25:38 AM |
samdog079 | $100.00 | 1/13/2011 10:27:20 AM |
the-auction-bear | $25.00 | 1/12/2011 9:25:58 AM |
magnifico932 | $25.00 | 1/12/2011 9:26:46 AM |
capital-halo1 | $500.00 | 1/12/2011 9:27:42 AM |
point-kitten6 | $50.00 | 1/12/2011 9:29:19 AM |
DHolly | $30.00 | 1/12/2011 9:30:48 AM |
first-upright-payout | $25.00 | 1/12/2011 9:32:11 AM |
leverage-hawk | $25.00 | 1/12/2011 9:32:26 AM |
robocop | $50.00 | 1/12/2011 9:36:39 AM |
EBITDA | $25.00 | 1/12/2011 9:27:51 AM |
amusement4 | $50.00 | 1/12/2011 9:26:04 AM |
selector568 | $63.61 | 1/12/2011 9:26:22 AM |
LBOregon | $25.00 | 1/12/2011 10:43:58 AM |
genius520 | $100.00 | 1/12/2011 9:28:23 AM |
sophisticated-economy2 | $40.00 | 1/12/2011 9:26:56 AM |
simplelender80 | $100.00 | 1/12/2011 9:27:34 AM |
rss197 | $25.00 | 1/12/2011 9:29:15 AM |
zipemdown | $50.00 | 1/12/2011 9:30:04 AM |
Ocean713 | $50.00 | 1/12/2011 9:30:16 AM |
bid-czar8 | $50.00 | 1/12/2011 9:29:50 AM |
Astyanax | $50.00 | 1/12/2011 11:59:09 AM |
Aunca | $50.00 | 1/12/2011 9:30:26 AM |
thankful-nickel2 | $25.00 | 1/12/2011 12:13:56 PM |
porkhelmet | $25.00 | 1/12/2011 9:31:01 AM |
THE-ROI-Strategist | $25.00 | 1/12/2011 12:36:57 PM |
planetibet | $50.00 | 1/12/2011 12:44:40 PM |
investment-artist | $25.00 | 1/12/2011 9:47:20 AM |
thorough-yield1 | $50.00 | 1/12/2011 1:33:02 PM |
shrewd-income | $25.00 | 1/12/2011 2:41:40 PM |
well-mannered-income3 | $30.00 | 1/12/2011 2:52:59 PM |
Speculator | $50.00 | 1/12/2011 10:31:17 AM |
mpatrick | $25.00 | 1/12/2011 10:13:14 AM |
Banker_Joe | $25.00 | 1/12/2011 10:55:01 AM |
Mr-Miracle | $25.00 | 1/12/2011 11:06:54 AM |
CoffeeKing | $89.65 | 1/12/2011 10:45:21 AM |
FundMaker | $25.00 | 1/12/2011 11:16:22 AM |
foothillender | $25.00 | 1/12/2011 12:39:49 PM |
logical-investment4 | $26.78 | 1/12/2011 12:45:22 PM |
draggon77 | $25.00 | 1/12/2011 1:09:39 PM |
mmeyer_jr | $30.00 | 1/12/2011 2:27:58 PM |
SolarMoonshine | $25.00 | 1/12/2011 4:52:24 PM |
loaner-dude | $100.00 | 1/12/2011 5:46:33 PM |
smart-finance773 | $50.00 | 1/12/2011 5:56:24 PM |
SFBank | $200.00 | 1/12/2011 6:25:06 PM |
whartonmba | $25.00 | 1/12/2011 6:46:51 PM |
ozzie | $25.00 | 1/12/2011 4:17:02 PM |
ah-long | $25.00 | 1/13/2011 12:10:10 AM |
thorough-exchange4 | $50.00 | 1/12/2011 6:35:57 PM |
FinDoc | $25.00 | 1/13/2011 3:53:36 AM |
kulender | $50.00 | 1/13/2011 3:54:30 AM |
supreme-hope | $25.00 | 1/12/2011 6:51:33 PM |
jescowa | $50.00 | 1/12/2011 7:49:08 PM |
dcap3 | $25.00 | 1/13/2011 5:51:07 AM |
fareast_man | $25.00 | 1/12/2011 11:57:15 PM |
integrity-liberator | $50.00 | 1/13/2011 6:16:25 AM |
vigorous-velocity | $50.00 | 1/13/2011 6:29:36 AM |
uncleegg | $50.00 | 1/13/2011 7:54:36 AM |
Chex | $250.00 | 1/13/2011 8:24:12 AM |
What-goes-around-comes-around | $50.00 | 1/13/2011 4:49:50 AM |
MapleLaker | $27.59 | 1/13/2011 9:53:52 AM |
fund-secret-agent | $25.00 | 1/13/2011 5:27:04 AM |
ingenious-truth0 | $50.00 | 1/13/2011 7:14:26 AM |
Mrgiggleswic | $52.90 | 1/13/2011 7:38:59 AM |
PCity-LOA15 | $35.00 | 1/13/2011 7:01:36 AM |
PatRichi | $25.00 | 1/13/2011 7:37:38 AM |
Frosty | $35.00 | 1/13/2011 8:45:48 AM |
on_your_side | $25.00 | 1/13/2011 8:49:11 AM |
RyanM561 | $25.00 | 1/13/2011 7:44:13 AM |
ElAbel11 | $25.00 | 1/13/2011 9:18:53 AM |
fairness-atmosphere | $25.00 | 1/13/2011 9:44:11 AM |
RecoveryLender | $25.00 | 1/13/2011 9:32:50 AM |
Doug1043 | $25.00 | 1/13/2011 9:36:47 AM |
truth-ceremony | $25.00 | 1/13/2011 9:36:52 AM |
revenue-spa8 | $25.00 | 1/13/2011 9:59:45 AM |
mindful-exchange2 | $34.61 | 1/13/2011 10:08:13 AM |
frogperson | $250.00 | 1/13/2011 10:10:27 AM |
restless-dime | $25.00 | 1/13/2011 10:18:44 AM |
155 Investments
|
Borrower Payment Dependent Notes Series
490378
This series of Notes was issued and sold upon the funding of the borrower loan #46511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 17.07% |
Monthly payment:
| $519.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.67% | | |
| |
Estimated return*:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,351 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aggresive-moola9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Grad Student, Mom and Professional!
Purpose of loan:
This loan will be used to pay off my high interest credit card.? With the decline of the housing market, re-financing the house was not an option to finance my education.? We lost $114,000 in value since 2008.? Releasing me from the worries of credit card pain will give me the next steps to advance my future and my familys future.
My financial situation:
I am a good candidate for this loan because I have had an amazing credit history, no late payments, and I will be graduating with my Masters Degree from the University of Central Florida this upcoming year.? I also have an amazing position with the University of Central Florida in Higher Education.? I am considered a State Employee in Public Service and have a secure employment future.?
Monthly net income: $? 38152 (Personal), Husband $47,000
Monthly expenses: $
??Housing: $ 1187.00
??Insurance: $ 140.00
??Car expenses: $?0
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 700
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
My Mortgage as of 1/12/2010 today is $146,158.02
County Property Appraised Market Value of home is $125,469.
Hope this is helpful. We purchased our home in 2006 for $239,000.
(Jan-12-2011)
Q:
I'm assuming where you listed your monthly net income you actually meant yearly. Let me know if this is correct. - mauge35
A:
Yes, you are correct. I wanted to make sure my investors know that our income is secure.
(Jan-14-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
enthralling-deal180 | $50.00 | 1/12/2011 9:25:43 AM |
tech310 | $50.00 | 1/12/2011 9:27:30 AM |
rss197 | $25.00 | 1/12/2011 9:29:05 AM |
ursus | $100.00 | 1/12/2011 9:30:11 AM |
impeccable-transparency | $50.00 | 1/12/2011 9:31:42 AM |
treasure-kazoo | $50.00 | 1/12/2011 9:32:19 AM |
nickel-alien | $50.00 | 1/12/2011 9:34:18 AM |
commerce-yeller | $50.00 | 1/12/2011 9:26:15 AM |
skuba | $75.00 | 1/12/2011 9:28:09 AM |
jdl424 | $52.02 | 1/12/2011 10:50:17 AM |
peso-colonel | $50.00 | 1/12/2011 9:28:54 AM |
indomitable-coin | $100.00 | 1/12/2011 9:28:03 AM |
bowdish1 | $50.00 | 1/12/2011 9:28:18 AM |
LeReve | $50.00 | 1/12/2011 11:27:03 AM |
five-star-justice | $36.00 | 1/12/2011 9:30:34 AM |
1phantom | $50.00 | 1/12/2011 9:29:13 AM |
skiter53 | $50.00 | 1/12/2011 9:31:20 AM |
american6 | $100.00 | 1/12/2011 11:54:10 AM |
first-upright-payout | $25.00 | 1/12/2011 9:32:10 AM |
worthy-bid8 | $50.00 | 1/12/2011 9:32:00 AM |
first-serene-credit | $25.00 | 1/12/2011 2:23:34 PM |
well-mannered-income3 | $25.00 | 1/12/2011 2:55:50 PM |
bhaus5 | $25.00 | 1/12/2011 3:45:05 PM |
generator535 | $25.00 | 1/12/2011 7:31:34 PM |
slartibardfast | $25.00 | 1/12/2011 11:56:42 PM |
ToweringDan | $75.00 | 1/13/2011 12:15:00 AM |
be_wise | $25.00 | 1/12/2011 6:29:03 PM |
scottr | $50.00 | 1/12/2011 7:23:54 PM |
jescowa | $50.00 | 1/12/2011 7:46:03 PM |
dcap3 | $25.00 | 1/13/2011 5:51:01 AM |
rolandweary | $25.00 | 1/13/2011 12:09:22 AM |
invest-in-ed | $100.00 | 1/13/2011 6:42:28 AM |
downtownfarm | $25.00 | 1/13/2011 6:54:18 AM |
velocity-solo | $25.00 | 1/13/2011 3:19:03 AM |
monroemoney | $25.00 | 1/13/2011 3:37:54 AM |
jdrez | $25.00 | 1/13/2011 3:37:58 AM |
ryreesado | $25.00 | 1/13/2011 3:41:48 AM |
beaker | $25.00 | 1/13/2011 8:47:08 AM |
conceptpi | $50.00 | 1/13/2011 8:50:21 AM |
miket71 | $34.24 | 1/13/2011 4:08:58 AM |
SimpleChoice | $25.00 | 1/13/2011 4:13:27 AM |
thrilling-nickel5 | $25.00 | 1/13/2011 4:26:49 AM |
TigerForce | $25.00 | 1/13/2011 5:45:55 AM |
bdloans | $25.00 | 1/13/2011 6:09:49 AM |
GElender | $50.00 | 1/13/2011 6:29:12 AM |
PatRichi | $25.00 | 1/13/2011 7:39:31 AM |
Breken6 | $25.00 | 1/13/2011 8:09:31 AM |
SanJoser | $25.00 | 1/13/2011 9:19:32 AM |
reinforced-funds4 | $25.00 | 1/13/2011 9:37:19 AM |
euro-deployment | $25.00 | 1/13/2011 10:01:46 AM |
fiddlerzvi | $50.00 | 1/13/2011 10:20:50 AM |
industrious-dedication | $25.00 | 1/13/2011 2:34:02 PM |
robust-payout1 | $50.00 | 1/13/2011 2:34:05 PM |
fund-tom-tom6 | $25.00 | 1/13/2011 11:40:14 AM |
listing-trapper3 | $75.00 | 1/13/2011 3:05:28 PM |
georgedorn | $25.00 | 1/13/2011 11:10:51 AM |
vigilance-revolutionary | $50.00 | 1/13/2011 12:34:51 PM |
ijspence | $25.00 | 1/13/2011 2:12:25 PM |
AlfinityBank25 | $25.00 | 1/13/2011 12:50:07 PM |
merriewold | $40.00 | 1/13/2011 1:58:02 PM |
bold-steady-peso | $50.00 | 1/13/2011 4:19:56 PM |
djmjkelso | $25.00 | 1/13/2011 4:58:54 PM |
rate-gravity | $50.00 | 1/13/2011 4:04:33 PM |
Leshan | $25.00 | 1/13/2011 4:14:43 PM |
sarisai | $50.00 | 1/13/2011 4:55:41 PM |
maldok1 | $25.00 | 1/13/2011 7:14:14 PM |
mpatrick | $25.00 | 1/13/2011 7:21:32 PM |
fund-fox4 | $50.00 | 1/13/2011 9:34:09 PM |
kevin314 | $50.00 | 1/13/2011 10:50:09 PM |
bhelgarath | $25.00 | 1/14/2011 3:05:38 AM |
rockhound84 | $25.00 | 1/14/2011 4:35:22 AM |
nickel-position | $25.00 | 1/14/2011 4:38:17 AM |
Imaginos1892 | $50.00 | 1/13/2011 8:45:41 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:37 PM |
ROCKI9 | $50.00 | 1/14/2011 7:11:30 AM |
Barak | $100.00 | 1/14/2011 7:11:53 AM |
Eastern | $50.00 | 1/14/2011 7:11:57 AM |
money-bauble | $150.00 | 1/14/2011 7:12:24 AM |
dajen1 | $50.00 | 1/14/2011 7:21:04 AM |
NYBIZ | $25.00 | 1/13/2011 7:22:41 PM |
community-saver158 | $50.00 | 1/13/2011 7:24:26 PM |
Ven58 | $28.65 | 1/14/2011 1:05:25 AM |
heerzaquestion | $25.00 | 1/14/2011 9:04:29 AM |
rogue_monster | $50.00 | 1/14/2011 9:30:19 AM |
ss2020 | $30.00 | 1/14/2011 9:34:08 AM |
Jimmiert1148 | $25.00 | 1/14/2011 9:35:50 AM |
basis-communicator | $125.00 | 1/13/2011 10:56:09 PM |
lean-investment | $25.00 | 1/14/2011 9:49:35 AM |
teejay411 | $100.00 | 1/14/2011 9:54:06 AM |
MrMoney0622 | $25.00 | 1/14/2011 9:59:35 AM |
ingenious-interest1 | $250.00 | 1/14/2011 12:59:04 AM |
jazzlender | $25.00 | 1/14/2011 1:41:20 AM |
powerful-finance7 | $25.00 | 1/14/2011 7:11:33 AM |
building_community | $25.00 | 1/14/2011 7:11:39 AM |
platinum-genetics | $25.00 | 1/14/2011 7:11:48 AM |
linklady | $50.00 | 1/14/2011 4:20:19 AM |
loanman2007 | $75.00 | 1/14/2011 5:19:02 AM |
holstj | $50.00 | 1/14/2011 6:02:27 AM |
MoxiePop | $51.00 | 1/14/2011 8:39:05 AM |
gallant-bazaar | $50.00 | 1/14/2011 6:55:30 AM |
Havnfun | $25.00 | 1/14/2011 7:01:51 AM |
responsibility-cherry6 | $50.00 | 1/14/2011 7:11:31 AM |
nycfinance | $25.00 | 1/14/2011 9:34:35 AM |
panther757 | $25.00 | 1/14/2011 7:11:45 AM |
yennib | $50.00 | 1/14/2011 9:34:41 AM |
homestarrunner | $50.00 | 1/14/2011 9:34:58 AM |
friendly-market5 | $25.00 | 1/14/2011 7:40:02 AM |
buddy486 | $25.00 | 1/14/2011 7:52:29 AM |
imlosttoo | $25.00 | 1/14/2011 9:35:44 AM |
Tradesmanlender | $35.00 | 1/14/2011 9:36:55 AM |
6moonbeams | $50.00 | 1/14/2011 9:04:37 AM |
rdav | $25.00 | 1/14/2011 9:34:21 AM |
LendingP2P | $100.00 | 1/14/2011 9:36:15 AM |
innocent-loot | $50.00 | 1/14/2011 9:54:09 AM |
WealthBuildingLessons | $50.00 | 1/14/2011 11:16:40 AM |
the-bid-sorcerer | $50.00 | 1/14/2011 11:34:09 AM |
bill-expert | $100.00 | 1/14/2011 11:48:08 AM |
gentle-payout7 | $40.00 | 1/14/2011 10:35:09 AM |
mazzano | $25.00 | 1/14/2011 1:02:44 PM |
TribecaFunding | $50.00 | 1/14/2011 10:39:49 AM |
schnarff | $25.00 | 1/14/2011 10:53:52 AM |
balance-force | $28.00 | 1/14/2011 1:53:59 PM |
twsems | $100.00 | 1/14/2011 2:02:38 PM |
lagnisiruk | $25.00 | 1/14/2011 10:39:30 AM |
divedude | $25.00 | 1/14/2011 10:48:49 AM |
respectful-integrity3 | $25.00 | 1/14/2011 10:52:55 AM |
cosmof16 | $25.00 | 1/14/2011 10:54:45 AM |
fortytwo | $125.87 | 1/14/2011 11:04:08 AM |
OldColumbiaRoad | $25.00 | 1/14/2011 11:26:30 AM |
steely_dan34 | $25.00 | 1/14/2011 12:20:19 PM |
Toastmaster007 | $25.00 | 1/14/2011 12:35:54 PM |
Watersports | $25.00 | 1/14/2011 12:39:01 PM |
upbeat-fund | $25.00 | 1/14/2011 11:59:40 AM |
MC_ | $50.00 | 1/14/2011 12:49:23 PM |
UCSBGAUCHOS | $25.00 | 1/14/2011 1:10:13 PM |
Havana21 | $134.60 | 1/14/2011 12:47:51 PM |
dollardave | $61.81 | 1/14/2011 1:35:11 PM |
dingus | $25.00 | 1/14/2011 12:48:35 PM |
productive-finance | $25.00 | 1/14/2011 12:51:41 PM |
swm | $25.00 | 1/14/2011 1:02:46 PM |
Winsten | $25.00 | 1/14/2011 2:38:09 PM |
silktea | $50.00 | 1/14/2011 3:28:12 PM |
Happyhourcomics | $25.00 | 1/14/2011 2:32:40 PM |
dilbert17 | $50.00 | 1/14/2011 3:54:24 PM |
raiderj | $25.00 | 1/14/2011 3:54:35 PM |
cupcake9 | $25.00 | 1/14/2011 2:38:06 PM |
shrewd-credit7 | $50.00 | 1/14/2011 3:54:55 PM |
brandilton | $25.00 | 1/14/2011 3:55:16 PM |
kind-responsible-affluence | $25.00 | 1/14/2011 2:42:32 PM |
Moneypenny6 | $25.00 | 1/14/2011 3:55:45 PM |
MarcusOcean | $25.00 | 1/14/2011 3:55:55 PM |
innocent-income4 | $25.00 | 1/14/2011 3:56:05 PM |
ms48105 | $25.00 | 1/14/2011 2:54:48 PM |
flexible-and-social | $50.00 | 1/14/2011 3:18:06 PM |
compatible-diversification | $50.00 | 1/14/2011 3:19:24 PM |
irrelevant | $25.00 | 1/14/2011 3:24:25 PM |
Divr555 | $50.00 | 1/14/2011 3:54:26 PM |
rose88 | $50.00 | 1/14/2011 3:54:46 PM |
UncleSteve3000 | $25.00 | 1/14/2011 3:54:52 PM |
littlemonkey | $25.00 | 1/14/2011 3:54:58 PM |
payout-banker4 | $25.00 | 1/14/2011 3:24:53 PM |
investment-comet | $25.00 | 1/14/2011 3:55:15 PM |
rangers94 | $25.00 | 1/14/2011 3:55:18 PM |
kbodendorf | $40.30 | 1/14/2011 3:55:32 PM |
LongTail | $25.00 | 1/14/2011 3:55:44 PM |
credit-superstar3 | $25.00 | 1/14/2011 3:28:03 PM |
bigphish | $25.00 | 1/14/2011 3:55:53 PM |
williemc44 | $25.00 | 1/14/2011 3:54:25 PM |
Sefotonga | $25.00 | 1/14/2011 3:54:41 PM |
cberthiaume | $25.00 | 1/14/2011 3:54:51 PM |
superpuppy | $50.00 | 1/14/2011 3:54:54 PM |
hons2000 | $25.00 | 1/14/2011 3:54:59 PM |
likeable-leverage5 | $250.00 | 1/14/2011 3:55:17 PM |
caesark | $25.00 | 1/14/2011 3:55:31 PM |
investment-star | $50.00 | 1/14/2011 3:56:20 PM |
restless-currency | $41.01 | 1/14/2011 3:56:39 PM |
ichibon | $250.00 | 1/12/2011 9:26:45 AM |
handshake5 | $100.00 | 1/12/2011 9:27:01 AM |
a-responsible-return | $25.00 | 1/12/2011 9:27:06 AM |
simplelender80 | $100.00 | 1/12/2011 9:28:47 AM |
ray1051 | $25.00 | 1/12/2011 9:30:02 AM |
museic1 | $50.00 | 1/12/2011 9:31:37 AM |
atlantic51 | $25.00 | 1/12/2011 9:32:23 AM |
adventurous-cash | $25.00 | 1/12/2011 9:25:14 AM |
nilonc1 | $50.00 | 1/12/2011 9:25:53 AM |
inspire22 | $50.00 | 1/12/2011 9:26:10 AM |
genius520 | $100.00 | 1/12/2011 9:28:22 AM |
selector568 | $200.00 | 1/12/2011 9:26:53 AM |
power-trophy7 | $25.00 | 1/12/2011 9:28:59 AM |
amusement4 | $200.00 | 1/12/2011 11:40:11 AM |
honorable-yield | $25.00 | 1/12/2011 9:29:31 AM |
organized-payment6 | $50.00 | 1/12/2011 9:29:47 AM |
radforj22 | $25.00 | 1/12/2011 9:30:15 AM |
finance_mba | $25.00 | 1/12/2011 9:30:24 AM |
mosby | $50.00 | 1/12/2011 9:31:28 AM |
DasMula | $25.00 | 1/12/2011 9:36:32 AM |
asset-professor | $50.00 | 1/12/2011 1:11:32 PM |
xcap | $25.00 | 1/12/2011 9:33:50 AM |
investment-artist | $50.00 | 1/12/2011 9:49:53 AM |
RecoveryLender | $25.00 | 1/12/2011 10:45:15 AM |
bewitching-asset3 | $25.00 | 1/12/2011 3:37:37 PM |
orange-generous-ore | $25.00 | 1/12/2011 5:08:54 PM |
the-silver-blaster | $50.00 | 1/12/2011 7:08:56 PM |
Bank_Of_XL | $50.00 | 1/12/2011 7:25:21 PM |
reinforced-revenue069 | $25.00 | 1/12/2011 5:22:01 PM |
gs92126 | $50.00 | 1/12/2011 5:28:47 PM |
kind-important-liberty9 | $25.00 | 1/13/2011 2:10:32 AM |
happyinvallarta | $50.00 | 1/12/2011 5:54:05 PM |
Prosp_Lender | $41.55 | 1/13/2011 3:51:46 AM |
Panna | $25.00 | 1/13/2011 4:07:29 AM |
elegant-capital | $25.00 | 1/12/2011 7:12:18 PM |
gt1687c | $50.00 | 1/12/2011 7:49:03 PM |
akakii | $50.00 | 1/13/2011 4:44:26 AM |
grystndoc | $25.00 | 1/12/2011 7:37:46 PM |
finance-magma7 | $50.00 | 1/12/2011 8:44:18 PM |
fareast_man | $25.00 | 1/12/2011 11:57:05 PM |
debtcollector | $50.00 | 1/13/2011 12:09:40 AM |
pinballeffect | $50.00 | 1/13/2011 6:28:32 AM |
EvalCrux | $50.00 | 1/13/2011 12:34:40 AM |
dignified-finance | $50.00 | 1/13/2011 6:34:38 AM |
LendingSingularity | $50.00 | 1/13/2011 12:38:52 AM |
JeffHoll | $25.00 | 1/13/2011 6:47:24 AM |
skeebuzz | $80.00 | 1/13/2011 6:55:20 AM |
objective-investor | $150.00 | 1/13/2011 7:24:25 AM |
toomanyfishtanks | $25.00 | 1/13/2011 7:31:39 AM |
JGB | $67.79 | 1/13/2011 4:06:40 AM |
mars2024 | $54.13 | 1/13/2011 9:49:12 AM |
potatoepicker | $50.00 | 1/13/2011 5:51:20 AM |
Artist_Blue | $25.00 | 1/13/2011 6:04:07 AM |
billyisafob | $50.00 | 1/13/2011 6:59:22 AM |
Scotcha | $50.00 | 1/13/2011 7:09:11 AM |
RedBlack | $50.00 | 1/13/2011 8:28:52 AM |
cathexis | $25.00 | 1/13/2011 8:35:31 AM |
slwholesales | $25.00 | 1/13/2011 7:42:10 AM |
blue-useful-auction | $25.00 | 1/13/2011 8:13:38 AM |
justinology | $50.00 | 1/13/2011 9:46:36 AM |
revenue-spa8 | $25.00 | 1/13/2011 10:08:12 AM |
mlbox3k | $50.00 | 1/13/2011 11:24:17 AM |
thorough-exchange4 | $30.00 | 1/13/2011 2:26:50 PM |
Purple11 | $25.00 | 1/13/2011 2:34:04 PM |
fenpark15 | $25.00 | 1/13/2011 2:03:53 PM |
msh345 | $25.00 | 1/13/2011 3:21:12 PM |
smallbizrule | $25.00 | 1/13/2011 2:44:20 PM |
peripatetic | $25.00 | 1/13/2011 3:24:51 PM |
wise-deal-panda | $50.00 | 1/13/2011 3:34:19 PM |
moola-pillow | $50.00 | 1/13/2011 4:23:30 PM |
langdonx | $50.00 | 1/13/2011 5:09:27 PM |
Sol_Invictus | $25.00 | 1/13/2011 4:41:41 PM |
Savings_EQ_Dignity | $30.30 | 1/13/2011 11:24:43 PM |
treasure-bliss | $50.00 | 1/14/2011 1:43:26 AM |
DaveG56313 | $25.00 | 1/14/2011 6:25:58 AM |
chameleon125 | $25.00 | 1/14/2011 6:41:15 AM |
orgy63 | $50.00 | 1/14/2011 7:11:42 AM |
investment-tempo | $44.07 | 1/14/2011 7:11:55 AM |
coin-bee1 | $25.00 | 1/14/2011 7:25:34 AM |
elfincove | $50.00 | 1/14/2011 8:17:06 AM |
mauge35 | $25.00 | 1/14/2011 8:50:21 AM |
kulender | $50.00 | 1/14/2011 1:23:30 AM |
Goodlender42 | $25.00 | 1/13/2011 10:17:12 PM |
otto1939 | $50.00 | 1/14/2011 9:35:16 AM |
hanuman77 | $47.27 | 1/14/2011 9:35:37 AM |
helpinghand63 | $25.00 | 1/14/2011 9:36:01 AM |
TeamAmerica | $25.00 | 1/14/2011 9:36:19 AM |
PocketAces | $47.66 | 1/13/2011 10:45:48 PM |
worklessmakemore | $50.00 | 1/14/2011 9:42:28 AM |
encouraging-cash4 | $25.00 | 1/13/2011 11:06:20 PM |
the-enterprising-leverage | $25.00 | 1/14/2011 9:59:15 AM |
108lender | $43.56 | 1/14/2011 12:53:52 AM |
intuitive-hope9 | $25.00 | 1/14/2011 6:29:11 AM |
tender-integrity3 | $58.30 | 1/14/2011 7:11:29 AM |
SiebirdLending | $25.00 | 1/14/2011 7:11:36 AM |
hopeful-truth5 | $100.00 | 1/14/2011 7:11:46 AM |
ASR3 | $35.00 | 1/14/2011 7:11:50 AM |
banker4hire | $26.37 | 1/14/2011 9:02:24 AM |
WonByOne | $50.00 | 1/14/2011 6:22:35 AM |
pythia | $25.00 | 1/14/2011 6:51:22 AM |
Streetfighter | $50.00 | 1/14/2011 6:59:40 AM |
scottssm | $50.00 | 1/14/2011 9:10:10 AM |
revenue-achievement | $25.00 | 1/14/2011 7:11:44 AM |
EtaDuck | $25.00 | 1/14/2011 9:34:45 AM |
love_what_you_do | $25.00 | 1/14/2011 8:04:27 AM |
ethicalhumanist | $50.00 | 1/14/2011 9:04:20 AM |
ingenious-diversification | $25.00 | 1/14/2011 9:34:39 AM |
Sixmil | $45.06 | 1/14/2011 9:35:53 AM |
lostontheedge | $25.00 | 1/14/2011 9:36:35 AM |
valiant-liberty4 | $25.00 | 1/14/2011 9:38:13 AM |
broosky2 | $53.75 | 1/14/2011 9:49:59 AM |
pragmatic-camaraderi | $25.00 | 1/14/2011 10:34:08 AM |
bicyclebear | $50.00 | 1/14/2011 10:34:16 AM |
songbird98 | $50.00 | 1/14/2011 10:34:33 AM |
chief_wo | $25.00 | 1/14/2011 10:36:17 AM |
asset-expert0 | $25.00 | 1/14/2011 10:48:03 AM |
ConcreteOne | $35.00 | 1/14/2011 11:15:16 AM |
Heather11 | $40.00 | 1/14/2011 10:21:12 AM |
Macinvest | $25.00 | 1/14/2011 12:29:26 PM |
HibbyD | $28.40 | 1/14/2011 12:46:27 PM |
hebergee | $25.00 | 1/14/2011 10:26:49 AM |
ultimatepaintball | $25.00 | 1/14/2011 12:48:59 PM |
laughmotel | $25.00 | 1/14/2011 10:35:49 AM |
burger283 | $27.76 | 1/14/2011 10:48:57 AM |
payout-paladin0 | $50.00 | 1/14/2011 1:56:31 PM |
greenfuzz | $50.00 | 1/14/2011 11:04:19 AM |
econdoc | $25.00 | 1/14/2011 11:07:21 AM |
wise-blazing-currency | $26.20 | 1/14/2011 2:42:17 PM |
usaUmp | $75.00 | 1/14/2011 2:45:26 PM |
gustavzantanon | $50.00 | 1/14/2011 2:51:09 PM |
exact-point | $25.00 | 1/14/2011 10:36:55 AM |
jakesworld | $50.00 | 1/14/2011 10:39:06 AM |
money-surge1 | $25.00 | 1/14/2011 11:49:18 AM |
active-wealth3 | $25.00 | 1/14/2011 10:53:36 AM |
Ripsaw4U | $50.00 | 1/14/2011 11:59:32 AM |
TicTac | $25.00 | 1/14/2011 11:03:49 AM |
poppinkid | $25.00 | 1/14/2011 12:44:54 PM |
wonderful-dime | $25.00 | 1/14/2011 2:11:01 PM |
dafrstke | $25.56 | 1/14/2011 1:02:35 PM |
noble-marketplace | $31.00 | 1/14/2011 2:44:26 PM |
nashibaksi | $25.00 | 1/14/2011 2:58:19 PM |
market-worker | $50.00 | 1/14/2011 1:47:49 PM |
euro-marble | $50.00 | 1/14/2011 3:28:07 PM |
haryassman | $25.00 | 1/14/2011 2:00:58 PM |
vikings23 | $25.00 | 1/14/2011 2:11:13 PM |
soheagle | $25.00 | 1/14/2011 2:25:57 PM |
GatorsFan | $50.00 | 1/14/2011 3:54:09 PM |
orbital-velocity7 | $50.00 | 1/14/2011 3:54:28 PM |
bonus-zone | $25.00 | 1/14/2011 3:54:47 PM |
downbet | $50.00 | 1/14/2011 2:39:11 PM |
asya | $25.00 | 1/14/2011 2:39:22 PM |
dunox | $25.00 | 1/14/2011 3:55:19 PM |
rbrown15 | $50.00 | 1/14/2011 2:43:52 PM |
aasx1108 | $25.00 | 1/14/2011 3:55:30 PM |
astute-investment5 | $25.00 | 1/14/2011 3:55:49 PM |
currency-agave | $25.00 | 1/14/2011 3:55:57 PM |
thestartuplender | $34.46 | 1/14/2011 3:56:31 PM |
Badsland | $50.00 | 1/14/2011 3:54:22 PM |
saschar | $25.00 | 1/14/2011 3:54:27 PM |
oracle3 | $50.00 | 1/14/2011 3:54:44 PM |
stollcm | $25.00 | 1/14/2011 3:54:49 PM |
bountiful-durability | $100.00 | 1/14/2011 3:54:55 PM |
und-alum | $50.00 | 1/14/2011 3:55:15 PM |
andyb9 | $32.40 | 1/14/2011 3:55:22 PM |
puifais | $50.00 | 1/14/2011 3:55:41 PM |
fairness-cell6 | $25.00 | 1/14/2011 3:33:53 PM |
chris-heretoinvest | $25.00 | 1/14/2011 3:56:36 PM |
Ragnar | $50.00 | 1/14/2011 3:54:39 PM |
Raaveness | $50.00 | 1/14/2011 3:54:48 PM |
bonus-genius | $25.00 | 1/14/2011 3:54:51 PM |
ciscoparrot | $25.00 | 1/14/2011 3:54:56 PM |
InvestorPartners | $25.00 | 1/14/2011 3:55:13 PM |
gold-channel2 | $50.00 | 1/14/2011 3:55:21 PM |
understanding-affluence5 | $25.00 | 1/14/2011 3:55:46 PM |
jonn834 | $25.00 | 1/14/2011 3:56:12 PM |
the-transaction-stronghold | $25.00 | 1/14/2011 3:56:33 PM |
352 Investments
|
Borrower Payment Dependent Notes Series
490436
This series of Notes was issued and sold upon the funding of the borrower loan #46599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 17.07% |
Monthly payment:
| $484.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.67% | | |
| |
Estimated return*:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,531 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-ultimate-camaraderi |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down-payment on a house
Purpose of loan:
This loan will be used towards the down-payment on a house.? My wife and I have been saving for some time and we have a significant amount of cash tucked away, however, due to some financial surprises, we had to dip into those funds to settle some liabilities.? The requested amount is essentially the difference we need for our down-payment.?
My financial situation:
I am a good candidate for this loan because I will pay every month on time and without fail.? Additionally, my personal financial position will be significantly improved starting this July 2011, as I will be finishing my training and have already secured a position as an attending physician.? You will be helping me provide comfortable living for my family, and for that end, I will repay you as per the stipulations of this contract.
Monthly net income: $ 6,400? -including my wife (after taxes)
Monthly expenses: $ 4,200
??Housing: $ 1550
??Insurance: $ 235
??Car expenses: $ 200?
??Utilities: $ 225
??Phone, cable, internet: $ 290
??Food, entertainment: $ 400
??Clothing, household expenses $ 350
??Credit cards and other loans: $?550
??Other expenses: $ 450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $100.00 | 1/11/2011 9:51:07 AM |
peso-colonel | $50.00 | 1/11/2011 9:53:02 AM |
commerce-yeller | $25.00 | 1/11/2011 9:53:15 AM |
tech310 | $50.00 | 1/11/2011 9:50:18 AM |
nilonc1 | $50.00 | 1/11/2011 9:49:45 AM |
bowdish1 | $50.00 | 1/11/2011 9:51:34 AM |
selector568 | $200.00 | 1/11/2011 10:01:07 AM |
simplelender80 | $100.00 | 1/11/2011 9:52:47 AM |
rss197 | $25.00 | 1/11/2011 9:53:36 AM |
enthralling-deal180 | $50.00 | 1/11/2011 10:01:50 AM |
DasMula | $37.84 | 1/11/2011 10:06:18 AM |
radforj22 | $25.00 | 1/11/2011 11:33:47 AM |
thankful-nickel2 | $25.00 | 1/11/2011 10:19:24 AM |
Erikdbp | $25.00 | 1/11/2011 11:43:43 AM |
finance_mba | $25.00 | 1/11/2011 2:19:00 PM |
five-star-justice | $36.00 | 1/11/2011 3:14:41 PM |
lounges | $50.00 | 1/11/2011 3:23:52 PM |
SimpleChoice | $25.00 | 1/11/2011 1:50:22 PM |
reflective-rupee | $99.99 | 1/11/2011 1:26:02 PM |
loss-of-control | $100.00 | 1/11/2011 2:25:00 PM |
zone6 | $35.90 | 1/11/2011 1:54:09 PM |
msh345 | $25.00 | 1/11/2011 1:57:44 PM |
integrity-doctor | $100.00 | 1/11/2011 3:01:57 PM |
zorg77 | $25.00 | 1/11/2011 3:33:31 PM |
cash-queen | $25.00 | 1/11/2011 5:15:32 PM |
lucrative-coin | $200.00 | 1/11/2011 5:35:10 PM |
justasoldier | $30.00 | 1/11/2011 6:49:13 PM |
investment-kazoo | $25.00 | 1/11/2011 6:41:03 PM |
WiscoInvestments | $25.00 | 1/11/2011 7:17:51 PM |
rockhound84 | $25.00 | 1/11/2011 7:52:41 PM |
green-moola-sniffer | $50.00 | 1/12/2011 12:50:32 AM |
AK49-JW | $25.00 | 1/11/2011 8:24:01 PM |
ryreesado | $25.00 | 1/11/2011 8:27:02 PM |
priceless-money6 | $50.00 | 1/12/2011 3:23:58 AM |
LenderRob07 | $200.00 | 1/11/2011 10:58:41 PM |
skiter53 | $50.00 | 1/11/2011 11:03:48 PM |
GeorgiaGator | $50.00 | 1/12/2011 5:23:36 AM |
mosby | $50.00 | 1/12/2011 2:28:57 AM |
museic1 | $50.00 | 1/12/2011 3:22:29 AM |
earlybird172961 | $55.25 | 1/12/2011 7:30:25 AM |
impeccable-transparency | $50.00 | 1/12/2011 5:21:21 AM |
bazaar-winner | $50.00 | 1/12/2011 8:14:01 AM |
mystss | $50.00 | 1/12/2011 6:57:39 AM |
Nitronian | $50.00 | 1/12/2011 7:16:49 AM |
Rivermaverick | $25.00 | 1/12/2011 8:02:51 AM |
chrisb1414 | $25.00 | 1/12/2011 7:59:51 AM |
ladderskibum | $25.00 | 1/12/2011 8:22:51 AM |
Niffler | $80.44 | 1/12/2011 10:28:29 AM |
Shamrock731 | $50.92 | 1/12/2011 10:46:04 AM |
loanman2007 | $100.00 | 1/12/2011 11:58:18 AM |
robust-payout1 | $50.00 | 1/12/2011 12:39:41 PM |
foothillender | $25.00 | 1/12/2011 12:43:41 PM |
Purple11 | $50.00 | 1/12/2011 10:19:15 AM |
transformer855 | $100.00 | 1/12/2011 12:03:31 PM |
Mostyle | $25.00 | 1/12/2011 5:51:45 PM |
happyinvallarta | $50.00 | 1/12/2011 5:54:00 PM |
scottr | $50.00 | 1/12/2011 7:23:50 PM |
DolCaps | $25.00 | 1/12/2011 4:43:56 PM |
orange-generous-ore | $25.00 | 1/12/2011 5:08:50 PM |
rolandweary | $25.00 | 1/13/2011 12:09:15 AM |
Lou-Holtz | $25.00 | 1/12/2011 7:03:10 PM |
generator535 | $25.00 | 1/12/2011 7:31:31 PM |
gt1687c | $50.00 | 1/12/2011 7:48:58 PM |
VBPlayer | $30.00 | 1/13/2011 6:31:22 AM |
Scotcha | $50.00 | 1/13/2011 7:02:52 AM |
point-mastery | $54.00 | 1/13/2011 2:24:33 AM |
velocity-solo | $25.00 | 1/13/2011 3:19:00 AM |
wtrboy | $50.00 | 1/13/2011 3:09:02 AM |
benefit-catalyst | $100.00 | 1/13/2011 7:28:53 AM |
BAEVentures | $25.00 | 1/13/2011 7:58:33 AM |
Alexpaths | $50.00 | 1/13/2011 8:50:28 AM |
inforapenny | $25.35 | 1/13/2011 4:10:04 AM |
kirklandrealtor | $25.00 | 1/13/2011 9:54:10 AM |
triumph329 | $25.00 | 1/13/2011 5:39:41 AM |
JeffHoll | $50.00 | 1/13/2011 6:49:08 AM |
downtownfarm | $25.00 | 1/13/2011 6:54:14 AM |
toomanyfishtanks | $25.00 | 1/13/2011 7:17:46 AM |
dignified-finance | $50.00 | 1/13/2011 6:34:35 AM |
Row2010 | $25.00 | 1/13/2011 7:29:46 AM |
radiant-integrity | $500.00 | 1/13/2011 9:08:51 AM |
ookete | $50.00 | 1/13/2011 7:54:54 AM |
mentornetwork | $25.00 | 1/13/2011 8:32:06 AM |
black-plague | $100.00 | 1/13/2011 9:47:56 AM |
bold-worth-vinyl | $50.00 | 1/13/2011 9:37:31 AM |
revenue-spa8 | $50.00 | 1/13/2011 10:21:24 AM |
gain-mountain1 | $75.00 | 1/13/2011 10:31:02 AM |
life-is-great | $50.00 | 1/13/2011 10:59:32 AM |
virtuous-bill1 | $50.00 | 1/13/2011 11:15:27 AM |
mlbox3k | $50.00 | 1/13/2011 11:24:11 AM |
exadius71 | $25.00 | 1/13/2011 12:20:37 PM |
AceInTheHole | $25.00 | 1/13/2011 1:19:10 PM |
harmonious-yield | $25.00 | 1/13/2011 11:04:35 AM |
fenpark15 | $25.00 | 1/13/2011 1:58:23 PM |
sc5 | $50.00 | 1/13/2011 11:34:07 AM |
georgedorn | $25.00 | 1/13/2011 11:07:50 AM |
himanshuko | $35.00 | 1/13/2011 2:07:43 PM |
ijspence | $25.00 | 1/13/2011 2:12:22 PM |
blissful-exchange4 | $26.69 | 1/13/2011 2:30:18 PM |
smallbizrule | $25.00 | 1/13/2011 2:44:19 PM |
AlfinityBank25 | $25.00 | 1/13/2011 12:41:03 PM |
benefit-position | $25.00 | 1/13/2011 3:12:48 PM |
wise-deal-panda | $50.00 | 1/13/2011 3:34:17 PM |
jazzlender | $50.00 | 1/13/2011 4:03:31 PM |
listing-trapper3 | $75.00 | 1/13/2011 3:05:27 PM |
usd1027 | $25.00 | 1/13/2011 3:08:54 PM |
moola-pillow | $50.00 | 1/13/2011 4:31:31 PM |
peripatetic | $25.00 | 1/13/2011 3:24:49 PM |
wwwUniversal | $25.00 | 1/13/2011 5:07:15 PM |
langdonx | $50.00 | 1/13/2011 5:09:26 PM |
payout-detective7 | $25.73 | 1/13/2011 5:30:53 PM |
malcolmreynolds | $25.00 | 1/13/2011 5:57:10 PM |
Gobsek | $25.00 | 1/13/2011 6:40:35 PM |
TheGameTable | $25.00 | 1/13/2011 6:49:33 PM |
icon7 | $25.00 | 1/13/2011 4:23:23 PM |
vutah | $25.00 | 1/13/2011 4:26:31 PM |
zztopdog | $25.24 | 1/13/2011 4:44:50 PM |
order-ruler | $125.00 | 1/13/2011 5:13:36 PM |
Loan-Mart | $100.00 | 1/13/2011 6:26:06 PM |
treasure-bliss | $38.97 | 1/13/2011 6:40:34 PM |
upbeat-investment9 | $100.00 | 1/13/2011 5:03:02 PM |
money-bauble | $25.00 | 1/13/2011 6:43:40 PM |
community-saver158 | $50.00 | 1/13/2011 7:24:25 PM |
RLC | $37.52 | 1/13/2011 9:00:29 PM |
deal-promiser | $25.00 | 1/13/2011 9:17:43 PM |
pmj453 | $25.00 | 1/13/2011 9:42:24 PM |
kevin314 | $50.00 | 1/13/2011 10:50:07 PM |
intuitive-transparency3 | $35.00 | 1/14/2011 12:54:08 AM |
market-jam | $29.02 | 1/14/2011 1:37:56 AM |
nalaari | $25.00 | 1/14/2011 1:38:47 AM |
satisfying-deal5 | $40.76 | 1/14/2011 1:58:32 AM |
dinero-speaker | $25.00 | 1/14/2011 2:00:12 AM |
loot-heart | $25.00 | 1/14/2011 2:02:25 AM |
productive-principal7 | $25.00 | 1/13/2011 7:01:38 PM |
ArmyGuy | $25.00 | 1/13/2011 7:11:00 PM |
maldok1 | $25.00 | 1/13/2011 7:14:11 PM |
dano1965 | $50.00 | 1/13/2011 7:14:53 PM |
ASuperJohn | $210.00 | 1/13/2011 8:05:28 PM |
earlj20 | $50.00 | 1/13/2011 7:17:25 PM |
Savings_EQ_Dignity | $50.00 | 1/13/2011 11:24:40 PM |
fund-fox4 | $50.00 | 1/13/2011 9:29:47 PM |
F16Edwards | $25.00 | 1/13/2011 10:25:31 PM |
elegant-loot | $25.00 | 1/14/2011 1:59:04 AM |
PocketAces | $50.00 | 1/13/2011 10:45:45 PM |
encouraging-cash4 | $25.00 | 1/13/2011 11:09:28 PM |
bhelgarath | $25.00 | 1/14/2011 3:05:27 AM |
romario | $25.00 | 1/14/2011 1:03:39 AM |
the-bright-velocity | $25.00 | 1/14/2011 1:42:32 AM |
ingenious-interest1 | $100.00 | 1/14/2011 1:49:30 AM |
skuba | $75.00 | 1/11/2011 9:51:17 AM |
ichibon | $250.00 | 1/11/2011 9:51:39 AM |
power-trophy7 | $25.00 | 1/11/2011 9:53:12 AM |
1phantom | $50.00 | 1/11/2011 9:53:44 AM |
honorable-yield | $25.00 | 1/11/2011 9:54:18 AM |
organized-payment6 | $50.00 | 1/11/2011 9:54:38 AM |
handshake5 | $100.00 | 1/11/2011 9:49:34 AM |
adventurous-cash | $25.00 | 1/11/2011 9:55:36 AM |
a-responsible-return | $50.00 | 1/11/2011 9:50:22 AM |
one-midas | $50.00 | 1/11/2011 9:58:05 AM |
DasMula | $37.84 | 1/11/2011 9:59:39 AM |
genius520 | $100.00 | 1/11/2011 9:51:52 AM |
kindness-tonic | $55.00 | 1/11/2011 9:52:52 AM |
inspire22 | $50.00 | 1/11/2011 9:53:30 AM |
ursus | $100.00 | 1/11/2011 10:19:04 AM |
ray1051 | $25.00 | 1/11/2011 9:55:50 AM |
hopeful-truth5 | $200.00 | 1/11/2011 10:53:57 AM |
persistent-value3 | $45.72 | 1/11/2011 11:27:11 AM |
JustMee | $25.00 | 1/11/2011 12:01:43 PM |
cpbreton | $25.00 | 1/11/2011 12:38:27 PM |
blue-useful-auction | $25.00 | 1/11/2011 12:54:56 PM |
Sol_Invictus | $25.00 | 1/11/2011 1:57:16 PM |
felicity-loyalist0 | $25.00 | 1/11/2011 2:50:55 PM |
platinum-sorcerer6 | $28.22 | 1/11/2011 3:27:13 PM |
Dutchhunter | $50.00 | 1/11/2011 3:34:17 PM |
Artist_Blue | $25.00 | 1/11/2011 3:28:27 PM |
SolarMoonshine | $50.00 | 1/11/2011 4:00:54 PM |
leverage-oasis | $25.00 | 1/11/2011 6:07:58 PM |
wanna-help | $50.00 | 1/11/2011 6:33:15 PM |
agalt | $100.00 | 1/11/2011 6:21:03 PM |
first-upright-payout | $25.00 | 1/11/2011 6:23:07 PM |
ptjg | $50.00 | 1/11/2011 6:30:53 PM |
reward-dynamo | $25.00 | 1/11/2011 7:19:45 PM |
Kennfusion | $100.00 | 1/11/2011 7:41:53 PM |
industrious-dedication | $25.00 | 1/11/2011 10:16:05 PM |
brightest-fascinating-principal | $75.00 | 1/11/2011 11:01:12 PM |
spqrxxi | $25.00 | 1/12/2011 6:41:57 AM |
GElender | $50.00 | 1/12/2011 3:44:39 AM |
Teaja | $200.00 | 1/12/2011 7:25:48 AM |
first-serene-credit | $25.00 | 1/12/2011 8:10:03 AM |
Riccous | $400.92 | 1/12/2011 8:56:49 AM |
worthy-bid8 | $50.00 | 1/12/2011 6:11:24 AM |
tenny321 | $25.00 | 1/12/2011 6:11:50 AM |
treasure-kazoo | $50.00 | 1/12/2011 6:56:35 AM |
atlantic51 | $25.00 | 1/12/2011 7:24:30 AM |
engaging-worth | $25.00 | 1/12/2011 7:26:04 AM |
adventurous-treasure2 | $50.00 | 1/12/2011 9:11:34 AM |
amusement4 | $100.00 | 1/12/2011 11:35:00 AM |
UnclePockets | $50.00 | 1/12/2011 9:45:00 AM |
Gamblor | $125.00 | 1/12/2011 11:23:14 AM |
LeReve | $50.00 | 1/12/2011 11:26:59 AM |
american6 | $100.00 | 1/12/2011 11:54:05 AM |
asset-professor | $50.00 | 1/12/2011 1:11:36 PM |
ams294 | $75.00 | 1/12/2011 1:54:14 PM |
Hola_James | $34.42 | 1/12/2011 2:12:40 PM |
Lendomatic | $27.94 | 1/12/2011 6:06:47 PM |
thorough-exchange4 | $50.00 | 1/12/2011 6:35:54 PM |
jescowa | $50.00 | 1/12/2011 7:45:59 PM |
finance-magma7 | $50.00 | 1/12/2011 8:44:14 PM |
gs92126 | $50.00 | 1/12/2011 5:28:44 PM |
EvalCrux | $50.00 | 1/13/2011 12:34:35 AM |
be_wise | $25.00 | 1/12/2011 6:29:00 PM |
econgineer | $25.00 | 1/12/2011 6:29:19 PM |
the-silver-blaster | $50.00 | 1/12/2011 7:08:53 PM |
Crysalith | $77.30 | 1/12/2011 8:56:13 PM |
slartibardfast | $25.00 | 1/12/2011 11:56:35 PM |
potatoepicker | $50.00 | 1/13/2011 5:51:16 AM |
fareast_man | $25.00 | 1/12/2011 11:56:53 PM |
kind-important-liberty9 | $25.00 | 1/13/2011 2:10:23 AM |
objective-investor | $150.00 | 1/13/2011 7:24:21 AM |
cathexis | $25.00 | 1/13/2011 8:35:26 AM |
conceptpi | $50.00 | 1/13/2011 8:50:18 AM |
junomich | $50.00 | 1/13/2011 4:36:58 AM |
MacAtk | $75.00 | 1/13/2011 5:37:49 AM |
dcap3 | $25.00 | 1/13/2011 5:50:57 AM |
pksfunds | $50.00 | 1/13/2011 6:14:47 AM |
bdloans | $25.00 | 1/13/2011 6:09:46 AM |
economy-popcorn | $25.00 | 1/13/2011 7:06:19 AM |
Preferred-Lender | $25.00 | 1/13/2011 7:22:48 AM |
PatRichi | $25.00 | 1/13/2011 7:39:27 AM |
beaker | $25.00 | 1/13/2011 8:47:03 AM |
dynrep | $25.00 | 1/13/2011 9:17:46 AM |
Bothus | $50.00 | 1/13/2011 10:12:25 AM |
SanJoser | $25.00 | 1/13/2011 9:19:29 AM |
justinology | $50.00 | 1/13/2011 9:48:14 AM |
fiddlerzvi | $50.00 | 1/13/2011 10:20:47 AM |
Auburnmist | $25.00 | 1/13/2011 1:16:57 PM |
sbsahm | $50.00 | 1/13/2011 10:20:41 AM |
donkey | $25.00 | 1/13/2011 3:19:08 PM |
market-cocktail | $25.00 | 1/13/2011 2:01:00 PM |
vigilance-revolutionary | $50.00 | 1/13/2011 12:34:48 PM |
108lender | $50.00 | 1/13/2011 3:19:41 PM |
merriewold | $40.00 | 1/13/2011 1:57:58 PM |
NYBIZ | $25.00 | 1/13/2011 4:45:27 PM |
sarisai | $50.00 | 1/13/2011 4:55:38 PM |
msh345 | $25.00 | 1/13/2011 3:21:50 PM |
6moonbeams | $50.00 | 1/13/2011 3:41:36 PM |
bold-steady-peso | $50.00 | 1/13/2011 4:19:55 PM |
direct-yield | $25.00 | 1/13/2011 3:54:42 PM |
northphoto | $25.00 | 1/13/2011 5:22:33 PM |
rate-gravity | $50.00 | 1/13/2011 4:04:30 PM |
help4u | $50.00 | 1/13/2011 4:05:34 PM |
Strato | $25.02 | 1/13/2011 4:06:07 PM |
vine99 | $75.00 | 1/13/2011 7:27:01 PM |
CACO_Lender | $25.00 | 1/13/2011 5:50:44 PM |
jasonj72 | $25.00 | 1/13/2011 8:24:04 PM |
KirosPOS | $27.44 | 1/13/2011 9:24:04 PM |
Bean4672 | $100.00 | 1/13/2011 9:53:10 PM |
kulender | $50.00 | 1/14/2011 1:23:26 AM |
saraven01 | $26.79 | 1/14/2011 2:54:41 AM |
CPA-Banker | $50.00 | 1/13/2011 7:06:14 PM |
bearden3 | $100.00 | 1/13/2011 7:08:54 PM |
Imaginos1892 | $50.00 | 1/13/2011 8:41:47 PM |
a-balance-surgeon | $50.00 | 1/13/2011 8:48:48 PM |
autonomous-basis | $25.00 | 1/13/2011 11:45:25 PM |
HoyaHeel | $25.00 | 1/13/2011 7:44:17 PM |
Cory79 | $25.00 | 1/13/2011 8:05:34 PM |
transparency-point | $50.00 | 1/14/2011 12:54:05 AM |
engbusres | $37.00 | 1/13/2011 8:26:33 PM |
Brown98 | $25.00 | 1/13/2011 8:34:26 PM |
Rob717171 | $50.00 | 1/13/2011 9:00:35 PM |
funds-kingdom | $30.00 | 1/13/2011 9:24:51 PM |
brother_tam | $50.00 | 1/14/2011 1:24:26 AM |
Goodlender42 | $25.00 | 1/13/2011 10:17:10 PM |
valiant-liberty4 | $25.00 | 1/14/2011 1:59:33 AM |
studious-bonus7 | $55.70 | 1/14/2011 2:02:30 AM |
new0rleans | $25.00 | 1/14/2011 3:03:22 AM |
Leopoldine | $25.00 | 1/14/2011 1:24:19 AM |
NorthwestInvestor | $50.00 | 1/14/2011 2:35:55 AM |
sc-pjb11 | $30.80 | 1/14/2011 3:04:12 AM |
278 Investments
|
Borrower Payment Dependent Notes Series
490644
This series of Notes was issued and sold upon the funding of the borrower loan #46596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1970 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $49 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| rrb4657 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Operating Capital Needed
Purpose of loan:
This loan will be used to?
fund operating capital as new projects are coming on board.? New projects expected to sign within next 60 days is anticipated to be in excess of $100,000.
My financial situation:
I am a good candidate for this loan because?
I have been operating this business for over 17 years and have survived one of the worst recession in the industry.? Company is well respected in the industry.? Traditionally this is the slow period of time (Dec - Jan) for my type of business and I need additional capital to carry my company into the peak season.
Monthly net income: $ 50000
Monthly expenses: $
??Housing: $ 619
??Insurance: $
??Car expenses: $?800
??Utilities: $ 400
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $30000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Investor | Amount | Investment Date (PT) |
|
Comoparklender | $50.00 | 1/14/2011 3:00:36 PM |
loyalist1 | $50.00 | 1/14/2011 3:01:31 PM |
Investoman | $100.00 | 1/14/2011 3:06:15 PM |
first-upright-payout | $25.00 | 1/14/2011 3:07:10 PM |
maldok1 | $25.00 | 1/14/2011 3:09:14 PM |
kendallv | $25.00 | 1/14/2011 3:10:54 PM |
AMSlife | $50.00 | 1/14/2011 3:11:00 PM |
JPMorrisLegacyFund | $100.00 | 1/14/2011 2:59:28 PM |
the-auction-bear | $25.00 | 1/14/2011 3:06:18 PM |
amusement4 | $100.00 | 1/14/2011 3:06:20 PM |
genius520 | $100.00 | 1/14/2011 3:06:35 PM |
ThatDanGuy | $50.00 | 1/14/2011 3:06:44 PM |
truth-ceremony | $25.00 | 1/14/2011 3:08:45 PM |
lagnisiruk | $25.00 | 1/14/2011 3:10:22 PM |
108lender | $150.00 | 1/14/2011 3:10:35 PM |
worthy-bid8 | $50.00 | 1/14/2011 3:07:04 PM |
Bob450 | $25.00 | 1/14/2011 3:10:57 PM |
zipemdown | $50.00 | 1/14/2011 3:27:44 PM |
lloyd_s | $25.00 | 1/14/2011 3:58:17 PM |
orange-preeminant-bill | $36.01 | 1/14/2011 4:57:33 PM |
income-vault6 | $25.00 | 1/14/2011 5:04:36 PM |
navstox | $25.00 | 1/14/2011 5:05:25 PM |
miamibeachloaner | $25.00 | 1/14/2011 5:06:12 PM |
6moonbeams | $50.00 | 1/14/2011 5:08:02 PM |
JUDAHiNVESTMENTGROUP | $50.00 | 1/14/2011 5:22:19 PM |
bold-meteoric-justice | $50.00 | 1/14/2011 5:34:08 PM |
trade-goblin9 | $25.00 | 1/14/2011 6:44:54 PM |
InvestorPartners | $25.00 | 1/14/2011 4:48:48 PM |
kulender | $50.00 | 1/14/2011 4:54:03 PM |
Rdodson11 | $25.00 | 1/14/2011 4:55:44 PM |
supreme-hope | $25.00 | 1/14/2011 5:01:10 PM |
bold-treasure-neutrino | $30.00 | 1/14/2011 4:54:06 PM |
puifais | $50.00 | 1/14/2011 5:04:22 PM |
Sven79 | $50.00 | 1/14/2011 4:55:54 PM |
money-bauble | $100.00 | 1/14/2011 4:55:59 PM |
MilitaryLending | $25.00 | 1/14/2011 4:56:02 PM |
silver-enlightenment0 | $100.00 | 1/14/2011 5:06:41 PM |
soulful-truth | $50.00 | 1/14/2011 5:08:46 PM |
indomitable-dedication | $25.00 | 1/14/2011 5:04:19 PM |
credit-wheel7 | $25.00 | 1/14/2011 5:04:34 PM |
Bio-physicist | $25.00 | 1/14/2011 5:04:53 PM |
kginatl | $50.00 | 1/14/2011 5:06:10 PM |
graceful-investment | $100.00 | 1/14/2011 5:06:18 PM |
gold-commander0 | $50.00 | 1/14/2011 5:08:06 PM |
social-conductor4 | $25.00 | 1/14/2011 5:14:30 PM |
Wellman | $50.00 | 1/14/2011 5:20:58 PM |
note-mover9 | $25.00 | 1/14/2011 6:34:26 PM |
auction-seeker | $25.00 | 1/14/2011 6:40:28 PM |
dedicated-transaction796 | $50.00 | 1/14/2011 5:34:50 PM |
hopeful-truth5 | $100.00 | 1/14/2011 5:36:20 PM |
ommcd | $25.00 | 1/14/2011 5:36:32 PM |
capital-deployment | $25.00 | 1/14/2011 7:21:38 PM |
buzzybee | $50.00 | 1/14/2011 7:47:37 PM |
realtormoises | $25.00 | 1/14/2011 8:02:38 PM |
impala6464 | $100.00 | 1/14/2011 8:12:06 PM |
Skokdog23 | $44.56 | 1/14/2011 7:09:49 PM |
capital-halo1 | $500.00 | 1/14/2011 3:06:24 PM |
MoonMama | $25.00 | 1/14/2011 3:10:40 PM |
lending-bear | $50.00 | 1/14/2011 3:28:00 PM |
velocity-solo | $25.00 | 1/14/2011 3:00:53 PM |
credit-sycamore4 | $100.00 | 1/14/2011 3:01:33 PM |
musegaze | $100.00 | 1/14/2011 3:01:22 PM |
EBITDA | $25.00 | 1/14/2011 3:06:27 PM |
honorable-yield | $25.00 | 1/14/2011 3:06:53 PM |
AdrianWapcaplet | $50.00 | 1/14/2011 4:05:42 PM |
vigorous-velocity | $50.00 | 1/14/2011 3:08:24 PM |
handshake5 | $100.00 | 1/14/2011 3:06:09 PM |
riveting-credit5 | $300.00 | 1/14/2011 4:44:47 PM |
greencat | $50.00 | 1/14/2011 3:16:32 PM |
Rob717171 | $50.00 | 1/14/2011 3:09:22 PM |
Aunca | $50.00 | 1/14/2011 3:27:45 PM |
patriot897 | $25.00 | 1/14/2011 4:55:56 PM |
seisen | $100.00 | 1/14/2011 5:06:43 PM |
djalan | $32.71 | 1/14/2011 4:03:25 PM |
play_ultimate | $25.00 | 1/14/2011 5:08:36 PM |
supersarah61 | $25.00 | 1/14/2011 5:08:54 PM |
Lam0nt | $25.00 | 1/14/2011 5:33:53 PM |
ASR3 | $50.00 | 1/14/2011 5:36:18 PM |
kwan | $25.00 | 1/14/2011 5:51:11 PM |
wise-deal-panda | $50.00 | 1/14/2011 5:54:06 PM |
benefit-pro | $25.00 | 1/14/2011 6:06:05 PM |
heroic-benefit | $200.00 | 1/14/2011 6:59:33 PM |
MoneyForNothing | $10.71 | 1/14/2011 8:12:18 PM |
jamiee73 | $25.00 | 1/14/2011 4:54:08 PM |
scrappy-diversification7 | $1,500.00 | 1/14/2011 4:54:12 PM |
restless-currency | $25.00 | 1/14/2011 4:55:52 PM |
jazzlender | $25.00 | 1/14/2011 4:53:22 PM |
fillholdingsllc | $25.00 | 1/14/2011 5:02:37 PM |
compsciman | $98.91 | 1/14/2011 5:04:19 PM |
shmb6508 | $50.00 | 1/14/2011 4:55:50 PM |
astute-investment5 | $25.00 | 1/14/2011 4:55:55 PM |
mercuriant | $25.00 | 1/14/2011 5:06:21 PM |
inspiring-reward | $100.00 | 1/14/2011 5:08:00 PM |
diplomatic-wealth7 | $25.00 | 1/14/2011 4:57:47 PM |
DDHMoney | $25.00 | 1/14/2011 5:33:55 PM |
Kash2010lu | $35.00 | 1/14/2011 5:34:07 PM |
income-sage9 | $25.00 | 1/14/2011 5:04:15 PM |
washboard1 | $25.00 | 1/14/2011 5:34:39 PM |
life-is-great | $50.00 | 1/14/2011 5:04:21 PM |
jo2y | $25.00 | 1/14/2011 5:04:45 PM |
cash-raccoon | $25.00 | 1/14/2011 5:05:26 PM |
new-social-economist | $60.00 | 1/14/2011 5:06:04 PM |
CA-Lender | $25.00 | 1/14/2011 5:06:24 PM |
KMSB | $50.00 | 1/14/2011 5:06:37 PM |
Tikibarman | $50.00 | 1/14/2011 5:06:40 PM |
fortytwo | $50.00 | 1/14/2011 5:08:30 PM |
a-successful-credit | $100.00 | 1/14/2011 5:08:48 PM |
superb-bonus0 | $27.10 | 1/14/2011 6:30:22 PM |
dudebrah | $25.00 | 1/14/2011 6:34:49 PM |
platinum-oath0 | $25.00 | 1/14/2011 5:33:54 PM |
J-Rott | $50.00 | 1/14/2011 5:34:33 PM |
money-yeller | $25.00 | 1/14/2011 5:34:36 PM |
cilynx | $25.00 | 1/14/2011 7:34:17 PM |
zippy-interest | $25.00 | 1/14/2011 7:41:20 PM |
mighty-payout1 | $25.00 | 1/14/2011 8:12:00 PM |
social-workhorse | $25.00 | 1/14/2011 7:02:30 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
491066
This series of Notes was issued and sold upon the funding of the borrower loan #46587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 15.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 68% |
Credit score:
| 660-679 (Jan-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,976 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| mongoose9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
|
Principal balance:
| $4,377.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My 2nd Propser Loan
Purpose of loan:
This loan will be used to pay off my existing Prosper?loan and pay off my Capital One card's balance of $1500.
My financial situation:
I am a good candidate for this loan because I am an existing Prosper borrower. I have made 10 on-time payments to my current loan. I have a good job as a teacher. I've had the same position for 17 years. My car loan is the half of the revolving credit balance that I owe. I will have it paid?off in two more years. We have a 34 acre farm & home. We've worked very hard to pay it off. The above shows that we have no home ownership, maybe because we do not have a home loan.
Monthly net income: $ 5500, which includes husbands' salary.
$ 2000?Total???
340 Car Payment??????????
100 Phone????
400 Groceries?????????
410 Dell & Capital One?????????
250 Utilities?????????
500 Insurance
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is your husband's occupation? Thanks - RecoveryLender
A:
He is an industrial plumber at an ammunition plant. He has been at his job for 22 years.
(Jan-18-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $53.00 | 1/18/2011 10:29:49 AM |
investment-artist | $25.00 | 1/18/2011 10:29:59 AM |
velocity-solo | $25.00 | 1/18/2011 10:31:53 AM |
Investoman | $100.00 | 1/18/2011 10:32:54 AM |
genius520 | $100.00 | 1/18/2011 10:33:30 AM |
brightest-dignified-penny | $25.00 | 1/18/2011 10:33:48 AM |
J-Rott | $50.00 | 1/18/2011 10:36:23 AM |
DasMula | $140.63 | 1/18/2011 10:36:25 AM |
dpries123 | $25.00 | 1/18/2011 10:50:19 AM |
droopie1 | $25.00 | 1/18/2011 10:58:06 AM |
RecoveryLender | $25.00 | 1/18/2011 12:17:16 PM |
PunjabBank | $259.25 | 1/18/2011 12:24:34 PM |
Bcs-cnc | $25.00 | 1/18/2011 12:32:22 PM |
CalCollegeFund19 | $25.00 | 1/18/2011 1:59:12 PM |
SFBank | $200.00 | 1/18/2011 10:30:14 AM |
EBITDA | $25.00 | 1/18/2011 10:33:18 AM |
MoneyForNothing | $25.00 | 1/18/2011 10:35:07 AM |
ElAbel11 | $25.00 | 1/18/2011 10:35:14 AM |
travels536 | $50.00 | 1/18/2011 10:53:19 AM |
LeverageLender | $25.00 | 1/18/2011 10:28:46 AM |
WAREAGLE127 | $100.00 | 1/18/2011 11:16:01 AM |
Phatt-Daddy | $50.00 | 1/18/2011 12:19:19 PM |
nickel-hickory | $50.00 | 1/18/2011 12:49:20 PM |
nickel-hickory | $50.00 | 1/18/2011 12:50:51 PM |
capital-halo1 | $500.00 | 1/18/2011 10:33:09 AM |
realtormoises | $25.00 | 1/18/2011 1:22:20 PM |
Green-Baron | $25.00 | 1/18/2011 2:10:16 PM |
dynamic-capital | $25.00 | 1/18/2011 10:36:03 AM |
wise-rupee-sanctuary | $50.00 | 1/18/2011 10:38:17 AM |
113121 | $250.00 | 1/18/2011 11:41:53 AM |
NekHoldings | $25.00 | 1/18/2011 11:55:06 AM |
glroark | $200.00 | 1/18/2011 12:11:46 PM |
nickel-hickory | $50.00 | 1/18/2011 12:51:11 PM |
justasoldier | $40.00 | 1/18/2011 1:31:39 PM |
Kselr | $102.99 | 1/18/2011 1:50:52 PM |
social-heart | $50.00 | 1/18/2011 1:55:30 PM |
scamps | $25.00 | 1/18/2011 2:23:29 PM |
MoneyForNothing | $3.35 | 1/18/2011 2:27:21 PM |
nickel-hickory | $50.00 | 1/18/2011 10:30:02 AM |
investment-artist | $50.00 | 1/18/2011 10:32:24 AM |
vigorous-velocity | $50.00 | 1/18/2011 10:34:05 AM |
gain-gourd | $50.00 | 1/18/2011 10:36:35 AM |
credit-sycamore4 | $100.00 | 1/18/2011 10:36:47 AM |
Jack55304 | $100.00 | 1/18/2011 10:37:53 AM |
nilonc1 | $100.00 | 1/18/2011 10:44:20 AM |
prodigy525 | $25.00 | 1/18/2011 10:48:07 AM |
Bob450 | $25.00 | 1/18/2011 11:10:49 AM |
horse-gal | $50.00 | 1/18/2011 12:51:11 PM |
Frosty | $50.00 | 1/18/2011 1:31:04 PM |
one-midas | $25.00 | 1/18/2011 10:30:24 AM |
debtcollector | $50.00 | 1/18/2011 10:31:38 AM |
liberty-magnate | $25.00 | 1/18/2011 11:12:20 AM |
mickeyroi | $25.00 | 1/18/2011 12:09:12 PM |
nickel-hickory | $50.00 | 1/18/2011 12:49:54 PM |
nickel-hickory | $50.00 | 1/18/2011 12:51:03 PM |
nickel-hickory | $200.00 | 1/18/2011 12:54:21 PM |
loss-of-control | $150.00 | 1/18/2011 1:49:45 PM |
Wellman | $50.00 | 1/18/2011 10:34:51 AM |
ingenious-deal6 | $25.00 | 1/18/2011 10:35:25 AM |
impartial-deal | $25.00 | 1/18/2011 10:37:10 AM |
greencat | $50.00 | 1/18/2011 10:37:58 AM |
reflective-rupee | $1,000.77 | 1/18/2011 10:44:33 AM |
Astyanax | $75.00 | 1/18/2011 11:36:45 AM |
jordanicolas | $25.00 | 1/18/2011 12:08:27 PM |
nickel-hickory | $50.00 | 1/18/2011 12:49:29 PM |
nickel-hickory | $50.00 | 1/18/2011 12:50:01 PM |
gluon | $25.00 | 1/18/2011 1:46:12 PM |
Mr-Miracle | $25.01 | 1/18/2011 2:12:09 PM |
68 Investments
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