Sales Report:Supplement No. 4 dated Jan 19, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 489070
This series of Notes was issued and sold upon the funding of the borrower loan #46484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-04-2011 
Term: 36 months Listing End date:  Jan-06-2011 
 
Lender yield: 12.40% Borrower rate/APR: 13.40% / 15.55% Monthly payment: $338.87
 
Lender servicing fee: 1.00% Effective Yield*: 12.19%  
Estimated return*: 7.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1988 Debt/Income ratio: 30%
Credit score: 760-779 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,374Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: unafraid-liberty740 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,900.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2010)
 
Principal balance: $1,512.19 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Getting better interest rate
Purpose of loan:
This loan will be used to reduce the interest rate I am currently paying on my debts.

My financial situation:
I am a good candidate for this loan because I have a good credit history of paying off my debts, and a stable employment history with a steady income.
 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
gold-channel2$50.001/4/2011 2:59:54 PM
enthralling-deal180$50.001/4/2011 3:01:18 PM
riskreward$100.001/4/2011 3:01:49 PM
organized-payment6$50.001/4/2011 3:02:25 PM
fightinjoe$50.001/4/2011 3:02:47 PM
a-responsible-return$25.001/4/2011 2:59:28 PM
Centaur$50.001/4/2011 3:04:02 PM
tech310$50.001/4/2011 3:04:08 PM
american6$50.001/4/2011 3:04:41 PM
red-unequivocal-finance$25.001/4/2011 3:03:08 PM
SimpleChoice$25.001/4/2011 3:03:37 PM
the-transaction-stronghold$25.001/4/2011 3:03:40 PM
ray1051$25.001/4/2011 3:04:03 PM
syounker$25.001/4/2011 3:04:32 PM
deal-zoo$50.001/4/2011 3:05:17 PM
gold-conga$50.001/4/2011 3:05:32 PM
sweety075$25.001/4/2011 3:13:39 PM
five-star-responsibility0$50.001/4/2011 2:58:58 PM
Eastern$50.001/4/2011 3:02:08 PM
bazaar-festivity$100.001/4/2011 3:02:19 PM
Anny-Disco$50.001/4/2011 3:03:23 PM
chris-heretoinvest$25.001/4/2011 3:04:37 PM
jonn834$25.001/4/2011 3:04:52 PM
Bank_Of_XL$50.001/4/2011 4:59:29 PM
MarcusOcean$25.001/4/2011 6:45:47 PM
indomitable-coin$100.001/4/2011 9:36:56 PM
DasMula$25.001/4/2011 7:38:52 PM
Heatguy$25.001/4/2011 7:56:08 PM
JustMee$25.001/4/2011 9:13:20 PM
innocent-income4$25.001/5/2011 7:49:19 AM
first-upright-payout$25.001/5/2011 5:56:10 AM
Barrayaran$25.001/5/2011 7:18:05 AM
understanding-affluence5$25.001/5/2011 6:17:54 AM
elvisloans$25.001/5/2011 6:58:14 AM
get30inc$50.001/5/2011 9:12:36 AM
Champion_Lending$25.001/5/2011 9:27:58 AM
tranquil-diversification8$50.001/5/2011 11:50:35 AM
rlgnyc$50.001/5/2011 12:21:40 PM
greenback-maniac$25.001/5/2011 1:03:00 PM
AF-Chief$50.001/5/2011 3:17:45 PM
felicity-loyalist0$25.001/5/2011 3:51:37 PM
FinanceEngine$30.001/5/2011 3:59:14 PM
SNH$100.001/5/2011 5:08:03 PM
Barak$100.001/5/2011 4:49:26 PM
reward-motion$50.001/5/2011 5:03:03 PM
KeepOnRunning$50.001/5/2011 7:35:14 PM
Weaverville$25.001/6/2011 12:55:59 AM
logical-reward8$25.001/5/2011 4:50:07 PM
thankful-nickel2$25.001/5/2011 8:26:48 PM
jazzlender$50.001/5/2011 4:58:28 PM
bold-treasure-neutrino$50.001/5/2011 5:00:12 PM
investment-comet$25.001/5/2011 5:03:04 PM
nalaari$25.001/6/2011 1:53:31 AM
108lender$107.551/5/2011 5:06:06 PM
the-bright-velocity$25.001/6/2011 2:03:25 AM
triumph329$50.001/6/2011 5:38:50 AM
julijask$45.001/6/2011 1:23:43 AM
uncleharold$25.001/6/2011 1:31:25 AM
BxRealtor$25.001/5/2011 7:33:03 PM
auction-seeker$25.001/5/2011 7:45:29 PM
wtrboy$50.001/6/2011 3:05:42 AM
lending_well$35.581/6/2011 6:19:03 AM
inspiring-reward$45.311/6/2011 1:33:06 AM
planet7$25.001/6/2011 9:37:46 AM
power-rotation7$50.001/6/2011 9:32:59 AM
loanman2007$100.001/6/2011 5:51:40 AM
tidy-dime$25.001/6/2011 9:32:17 AM
ready-currency$25.001/6/2011 9:50:44 AM
tichaelmucker$25.001/6/2011 11:46:53 AM
witchynana55$25.001/6/2011 12:01:54 PM
puifais$50.001/6/2011 12:10:53 PM
nickel-banshee$50.001/6/2011 12:14:35 PM
Shamrock731$26.501/6/2011 12:31:40 PM
grnii78$100.001/6/2011 1:15:14 PM
lender-inc$30.001/6/2011 10:29:50 AM
fortytwo$50.001/6/2011 3:08:08 PM
exciting-responsibility3$25.001/6/2011 2:41:31 PM
tomdooley12520$25.001/6/2011 11:02:17 AM
Tradesmanlender$35.001/6/2011 3:52:21 PM
cvlender$25.001/6/2011 1:07:03 PM
Ripsaw4U$50.001/6/2011 1:10:14 PM
studious-bonus7$90.841/6/2011 3:52:31 PM
creativename$30.001/6/2011 2:10:13 PM
loanaranger$116.481/6/2011 4:04:43 PM
lmmlmmlmm$25.001/6/2011 4:45:24 PM
peace-maximizer8$25.001/6/2011 4:45:34 PM
green-moola-sniffer$50.001/6/2011 4:45:52 PM
The_Lending_Muscle$25.001/6/2011 4:46:29 PM
jamiee73$25.001/6/2011 4:46:59 PM
PsiPro$25.001/6/2011 4:48:02 PM
iamricher$25.001/6/2011 4:45:17 PM
VeedonFleece$50.001/6/2011 4:49:05 PM
AgTiPinisher$50.001/6/2011 4:45:31 PM
cash-boots$25.001/6/2011 4:49:11 PM
DonaldColorado$50.001/6/2011 4:50:04 PM
duty-starfish8$45.981/6/2011 4:46:49 PM
hanuman77$50.001/6/2011 4:50:34 PM
roman2008$25.001/6/2011 4:50:42 PM
mmckune$25.001/6/2011 4:48:03 PM
bullwink27$25.001/6/2011 4:48:32 PM
brightest-affluence-motivator$41.371/6/2011 4:48:36 PM
InvestorPartners$25.001/6/2011 4:48:41 PM
resource777$50.001/6/2011 4:49:22 PM
sympathetic-asset$50.001/6/2011 4:49:40 PM
Ivan2007$50.001/6/2011 4:50:31 PM
benefit-piano5$25.001/6/2011 4:50:59 PM
p2p-rider7$37.361/6/2011 4:46:51 PM
chlebie$25.001/6/2011 4:47:15 PM
davidc314$50.001/6/2011 4:48:01 PM
thoughtful-community7$25.001/6/2011 4:48:45 PM
tszbgae$50.001/6/2011 4:48:55 PM
Denver-Rental-Properties$25.001/6/2011 4:49:02 PM
GSV67$50.001/6/2011 4:49:13 PM
jibe-set$100.001/6/2011 4:49:18 PM
brazilofmux$100.001/6/2011 4:50:15 PM
nycfinance$25.001/6/2011 4:50:24 PM
MoneyForNothing$25.001/6/2011 4:50:54 PM
handshake5$100.001/4/2011 3:00:00 PM
rss197$25.001/4/2011 3:01:27 PM
building_community$25.001/4/2011 3:02:02 PM
Artist_Blue$25.001/4/2011 3:03:03 PM
Banker7371$25.001/4/2011 3:03:16 PM
Astyanax$50.001/4/2011 2:59:34 PM
Feyenoord$25.001/4/2011 2:59:58 PM
radforj22$25.001/4/2011 3:05:54 PM
panegryst$25.001/4/2011 3:03:11 PM
buckyhead2000$25.001/4/2011 3:03:30 PM
restless-currency$41.011/4/2011 3:03:46 PM
patriot897$50.001/4/2011 3:04:13 PM
mikeandcat$101.781/4/2011 3:35:28 PM
the-enterprising-leverage$25.001/4/2011 3:05:44 PM
bigphish$25.001/4/2011 3:06:13 PM
golffish2$100.001/4/2011 3:06:47 PM
loss-of-control$50.001/4/2011 3:56:19 PM
orgy63$50.001/4/2011 3:01:35 PM
nilonc1$100.001/4/2011 3:02:38 PM
6moonbeams$50.001/4/2011 3:02:43 PM
sci_guy$25.001/4/2011 4:39:53 PM
astute-investment5$25.001/4/2011 3:05:03 PM
KarmaBum77$25.001/4/2011 5:53:47 PM
LongTail$25.001/4/2011 10:05:54 PM
113121$25.001/4/2011 6:33:43 PM
goodhearted-gold3$50.001/5/2011 5:43:14 AM
chameleon125$75.001/5/2011 6:34:12 AM
TackingWindward$25.001/5/2011 7:25:19 AM
2seriousteachers$25.001/5/2011 4:50:08 AM
inspired-investment8$100.001/4/2011 9:21:42 PM
Havana21$200.001/4/2011 9:36:05 PM
GElender$50.001/5/2011 6:17:43 AM
Leshan$99.411/5/2011 9:17:19 AM
bonus-quark4$25.001/5/2011 8:09:47 AM
investment-star$50.001/5/2011 8:10:59 AM
attractive-asset$100.001/5/2011 8:26:04 AM
balance-chestnut$25.001/5/2011 1:53:43 AM
nav1elt$41.331/5/2011 5:54:24 AM
corporatejim$33.191/5/2011 9:50:25 AM
gold-blanket0$25.001/5/2011 11:40:36 AM
huorn$25.001/5/2011 11:09:23 AM
georgedorn$25.001/5/2011 12:55:53 PM
first-serene-credit$25.001/5/2011 1:48:06 PM
unabashed-contract5$50.001/5/2011 12:00:58 PM
franski12$32.501/5/2011 12:05:35 PM
rcmso$100.001/5/2011 4:43:18 PM
yennib$50.001/5/2011 4:43:33 PM
helidude$25.001/5/2011 3:37:33 PM
hurricanefever$50.001/5/2011 4:47:30 PM
Ven58$44.321/5/2011 5:06:54 PM
currency-agave$25.001/5/2011 4:00:35 PM
Investoman$100.001/5/2011 5:08:00 PM
visionary-community$25.001/5/2011 4:51:31 PM
subtle-revenue0$25.001/5/2011 5:02:24 PM
power-trophy7$25.001/5/2011 5:08:01 PM
villagers$25.001/5/2011 5:38:13 PM
Tlk2drew$50.001/6/2011 12:06:12 AM
steiglends$50.001/5/2011 6:20:58 PM
treasure-bliss$50.001/6/2011 1:34:20 AM
intuitive-hope9$25.001/5/2011 5:02:38 PM
hgmlp$50.001/5/2011 10:25:38 PM
visionary-currency$50.001/5/2011 5:06:26 PM
Short_Stack$25.001/6/2011 3:20:13 AM
phaded$25.001/6/2011 7:36:13 AM
onlyastepaway$50.001/6/2011 8:24:38 AM
Bank42$50.001/6/2011 1:03:43 AM
GetItRight$50.001/6/2011 9:38:07 AM
elegant-loot$25.001/6/2011 1:53:47 AM
valiant-liberty4$25.001/6/2011 2:01:46 AM
gold-sushi$25.001/6/2011 9:33:34 AM
LittleMingo$30.001/6/2011 9:38:41 AM
blue-useful-auction$25.001/6/2011 7:47:07 AM
Aimvest$25.001/6/2011 8:24:54 AM
raiderj$25.001/6/2011 9:32:46 AM
matt620$25.001/6/2011 10:45:49 AM
nestegg4e$25.001/6/2011 12:01:37 PM
angel879$25.001/6/2011 12:57:07 PM
Jarod213$25.001/6/2011 10:29:07 AM
debt-legend$25.001/6/2011 10:38:08 AM
Kyileo$25.001/6/2011 10:40:39 AM
balance-voyager$50.001/6/2011 3:30:36 PM
skuba$50.001/6/2011 3:51:47 PM
Eagledrop$25.001/6/2011 12:02:01 PM
BigLinCT$25.001/6/2011 3:52:03 PM
kulender$50.001/6/2011 3:51:35 PM
newest-generous-income$25.001/6/2011 3:51:41 PM
brother_tam$50.001/6/2011 3:52:17 PM
Sol_Invictus$25.001/6/2011 4:32:25 PM
supersarah61$50.001/6/2011 4:01:55 PM
rate-coup9$25.001/6/2011 4:43:47 PM
peregrine$50.001/6/2011 4:45:44 PM
jescowa$50.001/6/2011 4:45:59 PM
checkuto$25.001/6/2011 4:46:31 PM
marketplace-cello5$50.001/6/2011 4:44:02 PM
mjjjrj$25.001/6/2011 4:48:21 PM
atope$25.001/6/2011 4:48:50 PM
mkell43$25.001/6/2011 4:45:15 PM
superpuppy$50.001/6/2011 4:49:04 PM
clean-finance1$25.001/6/2011 4:45:20 PM
nprfan5$25.001/6/2011 4:49:06 PM
wayman$50.001/6/2011 4:45:37 PM
yield-enlistment$25.001/6/2011 4:45:48 PM
top-impressive-dinero$50.001/6/2011 4:49:32 PM
generous-deal6$50.001/6/2011 4:49:49 PM
stollcm$25.001/6/2011 4:50:28 PM
Cutts$25.001/6/2011 4:46:57 PM
ferdberfel$50.001/6/2011 4:50:33 PM
discrete-asset$25.001/6/2011 4:50:40 PM
piter-to-la-investment$25.001/6/2011 4:48:34 PM
Rick21$50.001/6/2011 4:49:07 PM
Tideman$50.001/6/2011 4:49:19 PM
bambampk$25.001/6/2011 4:49:21 PM
gaileyb$50.001/6/2011 4:49:36 PM
payout-banker4$25.001/6/2011 4:50:22 PM
mgking007$25.001/6/2011 4:44:52 PM
impressive-asset1$25.001/6/2011 4:45:22 PM
pouch7$25.001/6/2011 4:46:43 PM
hons2000$25.001/6/2011 4:46:55 PM
theaterguy$25.001/6/2011 4:47:57 PM
Hutpit$47.761/6/2011 4:48:04 PM
sarisai$50.001/6/2011 4:48:44 PM
jenkris$50.001/6/2011 4:48:48 PM
Hartfelt$25.001/6/2011 4:48:58 PM
fabeasy$25.001/6/2011 4:49:09 PM
Interloper$25.001/6/2011 4:50:27 PM
tntmojave$30.981/6/2011 4:50:39 PM
243 Investments
 
Borrower Payment Dependent Notes Series 489256
This series of Notes was issued and sold upon the funding of the borrower loan #46560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Dec-30-2010 
Term: 36 months Listing End date:  Dec-31-2010 
 
Lender yield: 9.95% Borrower rate/APR: 10.95% / 13.07% Monthly payment: $490.73
 
Lender servicing fee: 1.00% Effective Yield*: 9.92%  
Estimated return*: 6.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1991 Debt/Income ratio: 6%
Credit score: 820-839 (Dec-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,320Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: coin-promise Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Franchise start up
Purpose of loan:
This loan will be used to help pay for the build out of a new franchise.? My wife and I plan on opening a Lash Lounge Salon.? We specialize in eyelash extensions and permanent make up.? The salon will also feature a stylish clothing boutique and we will carry our own brand of mineral cosmetics.? Our demographic research puts our salon location in the middle the highest population of our customer base in the Austin area.? My wife is licensed in permanent cosmetics and will also manage the store.? Our location, coupled with 4 revenue streams make this opportunity highly probable for sucess.? There are currently 3 Lash Lounge locations in the Dallas are that are doing extremely well.

My financial situation:
I am a good candidate for this loan because our financial position is strong.? My current employement is suffecient to sustain the salon even without the income it will generate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
lender987654321$25.0012/30/2010 9:28:02 AM
unassuming-generosity$25.0012/30/2010 9:27:43 AM
radforj22$25.0012/30/2010 9:29:07 AM
DUDE66$50.0012/30/2010 9:29:48 AM
ray1051$50.0012/30/2010 9:34:27 AM
orgy63$50.0012/30/2010 9:31:07 AM
RoyFauntleroy$50.0012/30/2010 9:36:01 AM
Barak$100.0012/30/2010 9:36:15 AM
newest-generous-income$25.0012/30/2010 9:33:47 AM
investment-comet$25.0012/30/2010 9:39:06 AM
C_Mark$50.0012/30/2010 9:40:20 AM
hopeful-truth5$100.0012/30/2010 9:35:52 AM
pound-beast4$50.0012/30/2010 9:34:48 AM
DesiKuber$75.0012/30/2010 9:41:32 AM
WLenders$50.0012/30/2010 9:41:48 AM
tech310$50.0012/30/2010 9:36:54 AM
SimpleChoice$25.0012/30/2010 9:41:58 AM
meenan$50.0012/30/2010 9:37:19 AM
Dakota98$50.0012/30/2010 9:42:20 AM
responsibility-cherry6$50.0012/30/2010 9:37:43 AM
silver-armada$50.0012/30/2010 9:44:56 AM
ROCKI9$50.0012/30/2010 9:40:29 AM
Leopoldine$25.0012/30/2010 9:46:37 AM
gain-mountain1$50.0012/30/2010 9:48:33 AM
MakoF16$33.4912/30/2010 9:51:24 AM
powerful-finance7$25.0012/30/2010 9:40:56 AM
money-bauble$150.0012/30/2010 9:42:15 AM
enigmallc$25.0012/30/2010 9:42:24 AM
ava2009$50.0012/30/2010 9:42:41 AM
reflective-rupee$200.0012/30/2010 9:42:11 AM
paytonbrigadier$300.0012/30/2010 9:43:14 AM
Dollars4Rent$25.0012/30/2010 10:45:02 AM
forthright-principal2$25.0012/30/2010 10:55:31 AM
BeachWalkz$50.0012/30/2010 9:45:33 AM
geekguy$25.0012/30/2010 9:45:57 AM
Tindey$25.0012/30/2010 9:45:06 AM
dollar-doughnut6$50.0012/30/2010 9:46:14 AM
Philosonie$25.0012/30/2010 9:45:21 AM
RationalWorld$25.0012/30/2010 9:46:31 AM
soccermom33$25.0012/30/2010 9:46:45 AM
dunedin$25.0012/30/2010 9:45:36 AM
Searlzy$25.0012/30/2010 9:51:33 AM
youthful-greenback3$25.0012/30/2010 9:51:41 AM
traveler50$25.0012/30/2010 9:46:05 AM
LittleMingo$25.0012/30/2010 9:52:31 AM
debugger$25.0012/30/2010 10:53:29 AM
Aberdeen$5,000.0012/30/2010 1:20:49 PM
vigilance-searcher$25.0012/30/2010 11:02:34 AM
richboy56$25.0012/30/2010 12:00:32 PM
esander2$25.0012/30/2010 11:13:54 AM
sab$25.0012/30/2010 12:25:35 PM
Zadz$25.0012/30/2010 2:07:53 PM
HOPPS$25.0012/30/2010 2:10:19 PM
assetmanager$25.0012/30/2010 11:57:55 AM
brightkarma$100.0012/30/2010 12:17:09 PM
worth-arch$25.0012/30/2010 1:12:35 PM
interstellar$50.0012/30/2010 1:26:04 PM
FinanceEngine$25.0012/30/2010 1:32:03 PM
patriot897$30.0012/30/2010 1:55:29 PM
investment-tempo$50.0012/30/2010 2:50:59 PM
trapper8$25.0012/30/2010 2:35:42 PM
greenback-magma1$50.0012/30/2010 3:22:33 PM
blue-sturdy-bazaar$50.0012/30/2010 3:55:35 PM
BlindJoeDeath$50.0012/30/2010 4:32:56 PM
efficient-marketplace$25.0012/30/2010 4:35:33 PM
buddy486$25.0012/30/2010 5:20:42 PM
auctionator1$50.0012/30/2010 3:04:42 PM
fortytwo$50.0012/30/2010 3:22:38 PM
gustavholstopus32$25.0012/30/2010 8:26:29 PM
Palacios$50.0012/30/2010 3:30:47 PM
GetItRight$50.0012/30/2010 5:00:29 PM
velocity-amplifier9$50.0012/30/2010 5:05:36 PM
market-oak$25.0012/30/2010 10:27:33 PM
sensible-fund$25.0012/30/2010 4:20:47 PM
WilliamLeeSims$25.0012/31/2010 12:35:39 AM
lending_well$50.0012/30/2010 6:30:18 PM
bridgeguy$25.0012/31/2010 12:50:44 AM
anders94$34.2012/31/2010 12:51:46 AM
lostontheedge$25.0012/31/2010 12:52:18 AM
dollar-kazoo$30.0012/30/2010 7:04:22 PM
financial-frenzy$27.8212/31/2010 1:08:46 AM
julijask$45.0012/31/2010 1:09:19 AM
joyful-treasure2$50.0012/30/2010 7:31:56 PM
colorfulgardener$25.0012/31/2010 12:27:45 AM
Easystreet$25.0012/31/2010 12:36:33 AM
tylerfd$25.0012/31/2010 12:37:31 AM
jbadawg1017$25.0012/31/2010 12:49:56 AM
ptjg$37.5612/31/2010 12:53:03 AM
nalaari$25.0012/31/2010 1:08:42 AM
ferdberfel$27.8812/31/2010 1:08:51 AM
Weaverville$37.5112/31/2010 12:36:00 AM
LenderByDay$25.0012/31/2010 12:37:08 AM
tdinbranson$25.0012/31/2010 12:50:19 AM
anyoi$25.0512/31/2010 12:51:07 AM
DeutscheBank$25.0012/31/2010 12:51:31 AM
octoberfresh$25.0012/31/2010 12:52:01 AM
breadbroker$25.0012/31/2010 1:08:35 AM
hanuman77$28.2712/31/2010 1:09:11 AM
generous-deal6$50.0012/31/2010 1:09:40 AM
rss197$25.0012/30/2010 9:28:56 AM
jazzlender$50.0012/30/2010 9:27:03 AM
kulender$50.0012/30/2010 9:27:29 AM
Astyanax$50.0012/30/2010 9:27:18 AM
five-star-responsibility0$50.0012/30/2010 9:27:52 AM
enthralling-deal180$50.0012/30/2010 9:29:14 AM
payout-banker4$25.0012/30/2010 9:28:47 AM
indomitable-coin$100.0012/30/2010 9:29:26 AM
handshake5$100.0012/30/2010 9:30:13 AM
organized-payment6$50.0012/30/2010 9:34:29 AM
gigabit$50.0012/30/2010 9:30:47 AM
rjrventure$50.0012/30/2010 9:34:35 AM
GElender$50.0012/30/2010 9:30:58 AM
Havana21$200.0012/30/2010 9:31:43 AM
cassius84$25.0012/30/2010 9:38:27 AM
riskreward$100.0012/30/2010 9:38:33 AM
Bank_Of_XL$25.0012/30/2010 9:34:25 AM
power-trophy7$25.0012/30/2010 9:39:17 AM
skuba$50.0012/30/2010 9:35:11 AM
ASR3$35.0012/30/2010 9:35:32 AM
munnu$25.0012/30/2010 9:34:39 AM
tender-integrity3$100.0012/30/2010 9:40:44 AM
credit-kahuna$50.0012/30/2010 9:35:01 AM
revenue-achievement$25.0012/30/2010 9:36:34 AM
panther757$25.0012/30/2010 9:36:44 AM
platinum-genetics$25.0012/30/2010 9:37:31 AM
economy-beast$50.0012/30/2010 9:43:55 AM
SNH$100.0012/30/2010 9:39:26 AM
williemc44$25.0012/30/2010 9:44:18 AM
13loans$25.0012/30/2010 9:37:58 AM
fcukciti$25.0012/30/2010 9:45:09 AM
seanambrose$25.0012/30/2010 9:38:51 AM
Investoman$100.0012/30/2010 9:39:39 AM
Hiro07$25.0012/30/2010 9:46:35 AM
Dreams4Cash$25.0012/30/2010 9:46:39 AM
ultimatepaintball$25.0012/30/2010 9:41:04 AM
ramblin$25.0012/30/2010 9:46:48 AM
teller$25.0012/30/2010 9:39:58 AM
tolerant-dinero2$25.0012/30/2010 9:40:12 AM
j2ee$25.0012/30/2010 9:41:27 AM
vigilance-revolutionary$50.0012/30/2010 9:41:44 AM
credit-investor5$25.0012/30/2010 9:42:48 AM
worldly-community3$50.0012/30/2010 9:43:27 AM
AMSlife$50.0012/30/2010 9:43:51 AM
helvet$25.0012/30/2010 9:44:05 AM
TSC$100.0012/30/2010 9:45:25 AM
mike279766$25.0012/30/2010 9:44:47 AM
dsgfl1$100.0012/30/2010 9:45:50 AM
accountant41$25.0012/30/2010 9:45:59 AM
johnayan$50.0012/30/2010 11:04:29 AM
spotty54$25.0012/30/2010 9:45:17 AM
mooch_1993$25.0012/30/2010 9:46:48 AM
bid-computer$50.0012/30/2010 9:45:52 AM
building_community$25.0012/30/2010 9:46:18 AM
icchok$50.0012/30/2010 9:53:21 AM
seahorse2008$25.0012/30/2010 12:24:45 PM
JustMee$25.0012/30/2010 9:51:19 AM
DasMula$25.0012/30/2010 10:02:30 AM
Richmp412$25.0012/30/2010 12:36:11 PM
janus_god$25.0012/30/2010 9:52:08 AM
Putnum$50.0012/30/2010 10:07:50 AM
payment-halo$25.0012/30/2010 9:56:05 AM
fairness-cell6$25.0012/30/2010 12:52:20 PM
QsDad$25.0012/30/2010 10:18:13 AM
worthy-bid8$73.8412/30/2010 1:12:25 PM
Cambium$38.0012/30/2010 1:25:40 PM
order-elevator7$25.0012/30/2010 1:36:00 PM
FundMaker$25.0012/30/2010 11:19:07 AM
ryan6853$25.0012/30/2010 1:37:05 PM
Trevor_C$25.0012/30/2010 2:01:35 PM
shawndw$35.0012/30/2010 2:01:50 PM
ingenious-order783$50.0012/30/2010 2:29:42 PM
chibear34$25.0012/30/2010 12:00:00 PM
the-profit-oracle$25.0012/30/2010 1:12:27 PM
REITRUST$25.0012/30/2010 12:32:46 PM
CapeDollars$50.0012/30/2010 1:10:37 PM
GlowHost$50.0012/30/2010 1:11:25 PM
inspiring-reward$150.0012/30/2010 1:12:16 PM
Skeeve42$33.9312/30/2010 1:26:17 PM
CAGE-Investments$25.0012/30/2010 2:26:17 PM
p2p-rider7$50.0012/30/2010 2:01:47 PM
cashhelp$25.0012/30/2010 3:17:28 PM
zorg77$25.0012/30/2010 4:48:29 PM
best-listing-toro$25.0012/30/2010 5:05:27 PM
durable-investment8$35.0012/30/2010 3:01:07 PM
thankful-nickel2$25.0012/30/2010 6:12:08 PM
msh345$25.0012/30/2010 2:50:25 PM
Eastern$50.0012/30/2010 2:58:08 PM
marketplace-cello5$50.0012/30/2010 7:31:58 PM
felicity-loyalist0$25.0012/30/2010 4:28:30 PM
epic-interest0$25.0012/30/2010 4:30:52 PM
first-dinero-temple$25.0012/30/2010 10:12:39 PM
zaquiri_ice$25.0012/30/2010 4:25:30 PM
IIP77$25.0012/31/2010 12:35:25 AM
merlin981$40.0812/31/2010 12:35:44 AM
DrStaff$30.0012/31/2010 12:36:38 AM
rpg$25.0012/30/2010 6:13:52 PM
Trimalchio12$25.0012/31/2010 12:38:01 AM
dma1206$25.0012/30/2010 4:50:18 PM
Yankeeeagle$25.7012/31/2010 12:50:07 AM
JoeBanks$66.0312/30/2010 6:42:44 PM
Ivan2007$26.2712/31/2010 12:51:22 AM
tntmojave$50.0012/31/2010 1:08:55 AM
WiscoInvestments$500.0012/30/2010 6:02:36 PM
MoneyTree79$25.0012/30/2010 6:05:50 PM
lending_well$390.0012/30/2010 6:32:36 PM
balance-force$25.0012/30/2010 9:43:12 PM
currency-solo$27.9112/30/2010 7:42:20 PM
Bank42$26.7212/31/2010 12:38:17 AM
rhodylend$25.0012/31/2010 12:50:29 AM
focused-wampum$25.0012/30/2010 9:38:32 PM
flwah$25.0012/31/2010 1:08:59 AM
divemaster$25.0012/30/2010 9:40:44 PM
inforapenny$38.8312/31/2010 1:09:14 AM
selector568$300.7612/31/2010 1:09:36 AM
brazilofmux$60.7112/31/2010 12:36:46 AM
momoney2lend$25.0012/31/2010 12:51:14 AM
brother_tam$50.0012/31/2010 12:51:53 AM
TCR3$25.0012/31/2010 1:08:53 AM
218 Investments
 
Borrower Payment Dependent Notes Series 489380
This series of Notes was issued and sold upon the funding of the borrower loan #46472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Dec-29-2010 
Term: 36 months Listing End date:  Dec-30-2010 
 
Lender yield: 6.65% Borrower rate/APR: 7.65% / 7.99% Monthly payment: $779.38
 
Lender servicing fee: 1.00% Effective Yield*: 6.65%  
Estimated return*: 5.35%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1987 Debt/Income ratio: 13%
Credit score: 860-879 (Dec-2010) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,796Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: rapid-deal113 Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 860-879 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
820-839 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Payoff Debt & Invest In Prosper
Purpose of loan:
This loan will be used to pay off balance of credit card debt, create an emergency fund and to invest in prosper.

My financial situation:
I am a good candidate for this loan because I recently paid off my first prosper loan in 3 months as I said I would, had incorrect information on my credit report removed (which was giving me a C prosper rating and high interest charge) and have lowered all of my monthly living expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: how much is the balance on credit cards and what interest rate are you paying on them - ashoo66
A: Balance is $3800. Interest rate is 16.99% (Dec-29-2010)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Pasagam$46.8212/29/2010 2:41:25 PM
fishcreek$100.0012/29/2010 2:41:20 PM
first-upright-payout$25.0012/29/2010 2:45:32 PM
commerce-voyager$25.0012/29/2010 2:45:43 PM
valiant-liberty4$25.0012/29/2010 2:47:26 PM
julijask$45.0012/29/2010 2:43:45 PM
WilliamLeeSims$25.0012/29/2010 2:43:49 PM
auction-sage$50.0012/29/2010 2:45:38 PM
enigmallc$25.0012/29/2010 2:49:06 PM
chris-heretoinvest$25.0012/29/2010 2:49:19 PM
justbman$25.0012/29/2010 2:44:34 PM
thedoctor$50.0012/29/2010 2:50:03 PM
generous-deal6$50.0012/29/2010 2:44:40 PM
narblark$100.0012/29/2010 2:50:19 PM
mathprof$25.0012/29/2010 2:50:44 PM
jt88$50.0012/29/2010 2:51:01 PM
Woodworker57$25.0012/29/2010 2:45:36 PM
authoritative-truth$50.0012/29/2010 2:51:05 PM
wise-dedicated-power$25.0012/29/2010 2:51:50 PM
Havana21$200.0012/29/2010 2:49:09 PM
daddypro$25.0012/29/2010 2:52:22 PM
SourDoughSteve$25.0012/29/2010 2:52:32 PM
casaram$25.0012/29/2010 2:49:38 PM
Zoomie$25.0012/29/2010 2:52:56 PM
dtrain5$50.0012/29/2010 2:53:01 PM
ultimatepaintball$25.0012/29/2010 2:53:06 PM
CBO-Enterprise$100.0012/29/2010 2:49:58 PM
blot44$25.0012/29/2010 2:50:22 PM
organized-payment6$50.0012/29/2010 2:50:34 PM
kcole10$25.0012/29/2010 2:48:43 PM
sensible-trade$50.0012/29/2010 2:50:40 PM
cognizant-rate732$25.0012/29/2010 2:51:04 PM
sajitk$25.0012/29/2010 2:49:36 PM
rate-coup9$50.0012/29/2010 2:54:36 PM
tech310$50.0012/29/2010 2:51:22 PM
paytonbrigadier$250.0012/29/2010 2:51:31 PM
Emgolda$25.0012/29/2010 2:51:35 PM
speyer$25.0012/29/2010 2:51:37 PM
orbital-loot333$25.0012/29/2010 2:52:06 PM
bokonon$50.0012/29/2010 2:50:46 PM
BankingFamily$50.0012/29/2010 2:52:19 PM
indomitable-coin$100.0012/29/2010 2:52:27 PM
heroic-platinum$25.0012/29/2010 2:52:38 PM
progressive-silver028$50.0012/29/2010 2:51:12 PM
eloquent-dime416$50.0012/29/2010 2:52:44 PM
louisprima$100.0012/29/2010 2:51:29 PM
swiftsoul$25.0012/29/2010 2:52:54 PM
luckyldy$50.0012/29/2010 2:53:04 PM
meux99$25.0012/29/2010 2:51:57 PM
justice-dna$35.0012/29/2010 2:52:11 PM
ommcd$25.0012/29/2010 2:53:27 PM
DonaldColorado$100.0012/29/2010 2:52:20 PM
Bobafet$25.0012/29/2010 2:53:38 PM
buckeye9$50.0012/29/2010 2:53:50 PM
tolstoy00$25.0012/29/2010 2:53:21 PM
bds9646$26.0012/29/2010 2:53:35 PM
TJ-Financial-Group$25.0012/29/2010 2:54:26 PM
munnu$25.0012/29/2010 2:53:52 PM
Touchette$25.0012/29/2010 2:54:40 PM
Cover4$25.0012/29/2010 2:54:51 PM
availableloan$25.0012/29/2010 2:54:57 PM
pound-beast4$50.0012/29/2010 2:55:02 PM
nilonc1$100.0012/29/2010 3:00:03 PM
bcg2004$25.0012/29/2010 3:03:22 PM
SacTown$25.0012/29/2010 3:04:06 PM
astute-investment5$25.0012/29/2010 3:04:21 PM
economy-beast$50.0012/29/2010 3:04:35 PM
Doc23$25.0012/29/2010 3:04:47 PM
retiresecure$25.0012/29/2010 3:04:58 PM
a2190b$25.0012/29/2010 5:30:40 PM
BlindProphet$50.0012/29/2010 5:05:21 PM
Sol_Invictus$25.0012/29/2010 7:28:08 PM
Aberdeen$5,000.0012/29/2010 10:09:10 PM
platinum-rapture6$50.0012/29/2010 11:20:12 PM
ndwayno$25.0012/30/2010 12:50:27 AM
secret-santa$25.0012/30/2010 12:52:10 AM
p2ploan-wildcat$25.0012/29/2010 7:05:39 PM
Investitall$25.0012/30/2010 12:52:45 AM
ethicalhumanist$50.0012/29/2010 7:15:19 PM
theemhdoctor$25.0012/30/2010 12:54:20 AM
flwah$25.0012/30/2010 1:07:50 AM
voyage554$25.0012/29/2010 7:23:58 PM
revmax$41.1612/30/2010 1:09:47 AM
dinero-festivity2$26.4612/30/2010 1:23:28 AM
pleasant-basis$31.4612/30/2010 1:24:02 AM
Bank_Of_XL$25.0012/29/2010 7:51:43 PM
visionary-currency$98.7312/30/2010 1:25:34 AM
ashoo66$50.0012/29/2010 9:24:52 PM
authoritative-capital$25.0012/30/2010 4:20:17 AM
Portsmouth$25.0012/30/2010 4:25:44 AM
studious-value8$25.0012/30/2010 5:01:07 AM
faldska$25.0012/30/2010 12:35:22 AM
special-truth$50.0012/30/2010 5:05:52 AM
rmachi$25.0012/30/2010 12:37:43 AM
kalex752$50.0012/30/2010 12:50:44 AM
anyoi$50.0012/30/2010 12:53:09 AM
octoberfresh$25.0012/30/2010 12:55:43 AM
Contact911$25.0012/30/2010 6:18:22 AM
cloud8$26.2112/30/2010 1:22:31 AM
beaker$25.0012/30/2010 12:36:19 AM
DadWarbucks$50.9112/30/2010 12:50:34 AM
Ivan2007$50.0012/30/2010 12:52:05 AM
REITRUST$25.0012/30/2010 7:35:20 AM
QuinMccoy$36.9612/30/2010 12:53:02 AM
topher515$25.0012/30/2010 12:56:21 AM
TigerForce$25.0012/30/2010 2:50:43 AM
mister_waffle$25.0012/30/2010 8:25:46 AM
bmcg$25.0012/30/2010 4:20:40 AM
green-wampum-titan$25.0012/30/2010 8:33:53 AM
Digs$25.0012/30/2010 4:20:51 AM
heerzaquestion$25.0012/30/2010 4:21:27 AM
windfall46$25.0012/30/2010 4:20:37 AM
Krozy$25.0012/30/2010 6:18:21 AM
ZeoInvestments$25.0012/30/2010 6:46:26 AM
HomerdohNY$25.0012/30/2010 5:33:26 AM
jpblan11$25.0012/30/2010 6:03:02 AM
invincible-peso$26.2812/30/2010 6:05:26 AM
AustinAmerica$25.0012/30/2010 9:03:11 AM
SpotLending$50.0012/30/2010 6:21:56 AM
MAKEITAUTOMATIC$25.0012/30/2010 7:30:58 AM
gzeo$25.0012/30/2010 6:50:52 AM
bid-computer$50.0012/30/2010 7:05:23 AM
bigfoot15$25.0012/30/2010 7:09:22 AM
phchristensen$50.0012/30/2010 8:45:57 AM
Searlzy$25.0012/30/2010 8:26:22 AM
Dollars4Rent$50.0012/30/2010 10:39:11 AM
Hoov$25.0012/30/2010 12:00:30 PM
GenerousGentleMan$63.5012/30/2010 9:52:01 AM
fairness-cell6$25.0012/30/2010 12:47:27 PM
bizzzond$50.0012/30/2010 12:52:49 PM
skistud66$25.0012/30/2010 11:27:42 AM
janus_god$25.0012/30/2010 12:37:26 PM
caitlin_finnegan$50.0012/30/2010 1:15:05 PM
Aberdeen$10,000.0012/30/2010 1:25:19 PM
FlexFunding$50.0012/29/2010 2:42:07 PM
schnippy$25.0012/29/2010 2:42:15 PM
indianoven$25.0012/29/2010 2:43:07 PM
dharma1$25.0012/29/2010 2:42:20 PM
AiriusTorpora$25.0012/29/2010 2:46:21 PM
selector568$200.0012/29/2010 2:47:23 PM
radforj22$25.0012/29/2010 2:45:41 PM
cebgop$25.0012/29/2010 2:50:16 PM
rss197$25.0012/29/2010 2:50:28 PM
newest-generous-income$25.0012/29/2010 2:50:33 PM
reward-motion$50.0012/29/2010 2:50:47 PM
Steveoo1$50.0012/29/2010 2:51:19 PM
slartibardfast$25.0012/29/2010 2:51:25 PM
sanjl79$25.0012/29/2010 2:46:42 PM
transparency-giant$25.0012/29/2010 2:49:01 PM
lancetc$50.0012/29/2010 2:49:23 PM
kenji4861$50.0012/29/2010 2:52:25 PM
Swabjockey$25.0012/29/2010 2:52:36 PM
reward-tamale1$25.0012/29/2010 2:52:46 PM
flexible-value$50.0012/29/2010 2:52:58 PM
twjh$25.0012/29/2010 2:49:53 PM
xphile$25.0012/29/2010 2:53:45 PM
ray1051$25.0012/29/2010 2:50:26 PM
corndog4000$50.0012/29/2010 2:53:48 PM
power-trophy7$50.0012/29/2010 2:50:31 PM
vigilance-revolutionary$50.0012/29/2010 2:53:55 PM
a-exponential-hope$25.0012/29/2010 2:50:37 PM
Archchancellor$50.0012/29/2010 2:48:45 PM
freshdiet$100.0012/29/2010 2:50:54 PM
aasx1108$25.0012/29/2010 2:50:59 PM
slobrown$50.0012/29/2010 2:49:16 PM
kindness-dessert$25.0012/29/2010 2:51:07 PM
DeltaGambler$25.0012/29/2010 2:49:33 PM
anwn$25.0012/29/2010 2:51:17 PM
Truckie-FD$50.0012/29/2010 2:51:33 PM
soular21804$25.0012/29/2010 2:54:54 PM
economy-orchid$50.0012/29/2010 2:50:10 PM
inforapenny$50.0012/29/2010 2:51:42 PM
skuba$50.0012/29/2010 2:50:13 PM
tekkie2412$50.0012/29/2010 2:51:52 PM
investment-comet$25.0012/29/2010 2:50:30 PM
Slend49$25.0012/29/2010 2:52:04 PM
UKloanfella$50.0012/29/2010 2:50:43 PM
reinforced-marketplace3$250.0012/29/2010 2:52:09 PM
minista$25.0012/29/2010 2:50:50 PM
BabyLender$25.0012/29/2010 2:51:13 PM
resource777$50.0012/29/2010 2:51:46 PM
GElender$50.0012/29/2010 2:52:01 PM
meenan$50.0012/29/2010 2:52:14 PM
cash-boots$25.0012/29/2010 2:53:31 PM
compoundinterest$50.0012/29/2010 2:52:42 PM
lender987654321$25.0012/29/2010 2:52:48 PM
shamrocker$25.0012/29/2010 2:53:05 PM
money-vista$50.0012/29/2010 2:53:54 PM
reward-planetarium$50.0012/29/2010 2:53:08 PM
DasMula$25.0012/29/2010 2:54:10 PM
ChicoBob$50.0012/29/2010 2:53:24 PM
WLenders$50.0012/29/2010 2:54:21 PM
subtle-revenue0$50.0012/29/2010 2:55:52 PM
akshil13$50.0012/29/2010 2:57:53 PM
bradny$25.0012/29/2010 3:03:27 PM
lloyd_s$25.0012/29/2010 3:30:41 PM
indomitable-coin$250.0012/29/2010 3:34:58 PM
credit-investor5$25.0012/29/2010 3:02:42 PM
paytonbrigadier$225.0012/29/2010 4:13:04 PM
roadtruck$35.0912/29/2010 3:03:40 PM
lenderforyoutoday$50.0012/29/2010 3:04:01 PM
stable-money$25.0012/29/2010 3:03:53 PM
revenue-officer36$72.8512/29/2010 5:20:36 PM
neighborly-hope6$50.0012/29/2010 5:35:16 PM
morpholog$50.0012/29/2010 3:26:03 PM
budyzr$25.0012/29/2010 5:35:40 PM
tomdooley12520$25.0012/29/2010 6:46:40 PM
income-encore1$50.0012/29/2010 5:53:36 PM
thankful-nickel2$25.0012/29/2010 5:53:15 PM
DanV$25.0012/29/2010 6:15:49 PM
fair-funds$30.0012/29/2010 6:45:17 PM
auction-seeker$25.0012/29/2010 6:47:20 PM
kulender$50.0012/29/2010 11:35:23 PM
meabandit$27.4312/29/2010 11:54:12 PM
velocity-onator$25.0012/30/2010 12:21:31 AM
easylender$30.6212/30/2010 12:36:10 AM
nicklds$25.0012/30/2010 12:38:16 AM
IIP77$25.0012/30/2010 12:52:38 AM
Maccs55$32.5112/30/2010 12:54:17 AM
Johnab$25.0012/29/2010 7:22:40 PM
HHP$33.5912/30/2010 1:08:19 AM
kmwvma$25.0012/30/2010 1:09:56 AM
Sol_Invictus$25.0012/29/2010 7:28:52 PM
NMGbank$25.0012/30/2010 1:12:31 AM
peb44$25.0012/30/2010 1:14:13 AM
commitment-farm$25.0012/30/2010 1:26:16 AM
cleared2land$25.0012/29/2010 9:30:39 PM
degster$25.0012/30/2010 1:30:46 AM
reflective-rupee$250.0012/29/2010 8:45:42 PM
porwestco$25.0012/30/2010 2:59:35 AM
grf1945$25.0012/30/2010 4:20:38 AM
cashtolendyou$25.0012/29/2010 10:52:29 PM
Sixmil$33.5912/30/2010 12:39:10 AM
derec$25.0012/30/2010 12:52:17 AM
amijo$25.0012/30/2010 1:06:08 AM
saihu$25.0012/30/2010 1:07:09 AM
Bears34$30.0012/29/2010 11:54:57 PM
MissionMicroFinance$25.0012/30/2010 12:51:05 AM
L-vex$25.0012/30/2010 12:52:34 AM
latestone$25.0012/30/2010 1:08:27 AM
brightest-durability-chomper$25.0012/30/2010 1:23:05 AM
Cheburashka$30.0012/30/2010 4:20:30 AM
restless-balance9$50.0012/30/2010 8:33:19 AM
cashhelp$25.0012/30/2010 4:21:02 AM
tntmojave$25.0012/30/2010 1:28:37 AM
Trevor_C$25.0012/30/2010 4:20:33 AM
lanlie$69.5812/30/2010 5:33:32 AM
TSC$100.0012/30/2010 6:35:42 AM
stump$50.0012/30/2010 9:16:16 AM
sturdy-velocity6$25.0012/30/2010 7:50:54 AM
elvisloans$25.0012/30/2010 7:32:46 AM
hopeful-truth5$100.0012/30/2010 8:24:12 AM
phase421$25.0012/30/2010 8:07:28 AM
Moneypenny6$25.0012/30/2010 8:23:50 AM
JGB$91.2812/30/2010 8:46:37 AM
zhiguli$25.0012/30/2010 8:26:06 AM
Jassi$25.0012/30/2010 8:26:40 AM
qkinger$50.0012/30/2010 8:48:34 AM
rsd4444$25.0012/30/2010 8:52:09 AM
danthemon35$25.0012/30/2010 8:47:13 AM
engaging-worth$25.0012/30/2010 9:04:42 AM
Feyenoord$25.0012/30/2010 9:16:26 AM
loanermn$25.0012/30/2010 9:26:17 AM
mammalian4$25.0012/30/2010 10:53:07 AM
brightkarma$50.0012/30/2010 12:16:25 PM
YellowJacket$25.0012/30/2010 9:51:53 AM
cash-queen$25.0012/30/2010 10:54:15 AM
circustab$50.0012/30/2010 10:56:48 AM
Zoramite$25.0012/30/2010 11:01:45 AM
Holtavious$25.0012/30/2010 12:21:55 PM
AntiKris$50.0012/30/2010 12:25:41 PM
frugalinvestor20$25.0012/30/2010 12:32:23 PM
272 Investments
 
Borrower Payment Dependent Notes Series 489404
This series of Notes was issued and sold upon the funding of the borrower loan #46548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Dec-30-2010 
Term: 36 months Listing End date:  Dec-31-2010 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1982 Debt/Income ratio: 29%
Credit score: 720-739 (Dec-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,779Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: astute-felicity0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to?
Pay off credit cards
My financial situation:
I am a good candidate for this loan because?
I am working at the same place for over 7 years, i do not drink or smoke. I am a family man.
Monthly net income: $ 3,700

Monthly expenses: $
??Housing: $ 1140
??Insurance: $ 140
??Car expenses: $ 300
??Utilities: $?included in rent
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $100
??Credit cards and other loans: $600
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
handshake5$100.0012/30/2010 9:29:56 AM
simplelender80$100.0012/30/2010 9:34:54 AM
greencat$50.0012/30/2010 9:32:00 AM
Investoman$50.0012/30/2010 9:33:08 AM
money-vista$25.0012/30/2010 9:34:46 AM
jazzlender$25.0012/30/2010 9:38:05 AM
nilonc1$100.0012/30/2010 9:40:52 AM
113121$500.0012/30/2010 10:30:41 AM
fighter122$25.0012/30/2010 9:42:33 AM
carlos_chantana$25.0012/30/2010 9:43:35 AM
JustMee$50.0012/30/2010 9:48:14 AM
371millwood$300.0012/30/2010 12:22:02 PM
DasMula$57.0012/30/2010 9:56:04 AM
Bcs-cnc$37.3012/30/2010 12:38:59 PM
hektek22$600.0012/30/2010 10:49:39 AM
gothampark$25.0012/30/2010 12:13:23 PM
Astyanax$50.0012/30/2010 11:33:29 AM
money-bauble$100.0012/30/2010 2:35:32 PM
seanickson$25.0012/30/2010 1:15:49 PM
PCity-LOA15$40.0012/30/2010 1:43:32 PM
soulful-truth$50.0012/30/2010 1:36:17 PM
kendallv$50.0012/30/2010 4:26:04 PM
vine99$50.0012/30/2010 5:06:15 PM
loss-of-control$250.0012/30/2010 5:46:06 PM
all_of_that_one$25.0012/30/2010 5:03:24 PM
nodebt2012$25.0012/30/2010 7:30:07 PM
killdare$25.0012/31/2010 6:53:32 AM
favorite-commerce$50.0012/31/2010 7:43:10 AM
kulender$50.0012/31/2010 1:09:29 AM
credit-guard5$25.0012/31/2010 7:49:05 AM
yoshibo$124.3112/31/2010 12:48:31 PM
ore-dojo$25.0012/31/2010 9:16:20 AM
grotheik$25.0012/31/2010 9:47:03 AM
kttalamo$25.0012/31/2010 12:11:37 PM
vest_vortex$25.0012/31/2010 12:28:38 PM
shakespeare6$25.0012/31/2010 12:39:40 PM
RochelleW$25.0012/31/2010 12:45:49 PM
Mrgiggleswic$100.0012/31/2010 9:35:57 AM
Oakland$50.0012/31/2010 11:59:19 AM
Bobtep23$30.0012/31/2010 1:12:48 PM
top-benefit-musician$26.0912/31/2010 1:42:52 PM
1-HARD-HEAD$100.0012/31/2010 2:48:43 PM
fund-fox4$50.0012/31/2010 2:08:25 PM
RyanM561$25.0012/31/2010 2:31:13 PM
nfx$25.0012/31/2010 2:47:56 PM
Kash2010lu$26.0012/30/2010 9:31:18 AM
investment-cluster$25.0012/30/2010 9:33:34 AM
teller$25.0012/30/2010 9:39:50 AM
diplomatic-wealth7$25.0012/30/2010 9:41:15 AM
reflective-rupee$750.0012/30/2010 9:44:16 AM
loanman2007$100.0012/30/2010 10:50:45 AM
Leshan$25.0012/30/2010 10:54:23 AM
Whipster$50.0012/30/2010 11:04:14 AM
J-Rott$100.0012/30/2010 11:05:36 AM
Astyanax$50.0012/30/2010 11:33:04 AM
nfx$35.0012/30/2010 10:01:34 AM
economy-popcorn$25.0012/30/2010 12:51:06 PM
Fire2$25.0012/30/2010 10:28:22 AM
lendstats_com$200.0012/30/2010 10:53:32 AM
GeorgiaGator$30.0012/30/2010 1:06:04 PM
seandre3000$50.0012/30/2010 1:08:03 PM
fairness-cell6$25.0012/30/2010 12:54:13 PM
thrifty-capital$25.0012/30/2010 1:20:27 PM
hopeful-truth5$100.0012/30/2010 1:29:30 PM
rss197$25.0012/30/2010 3:26:54 PM
TeaHouseFinance$25.0012/30/2010 5:18:53 PM
shrewd-income$150.0012/30/2010 9:22:35 PM
first-dinero-temple$25.0012/30/2010 10:07:26 PM
wonder3$25.0012/30/2010 5:53:13 PM
sharp518$50.0012/30/2010 4:36:48 PM
adventurous-treasure2$50.0012/30/2010 7:56:05 PM
platinum-scientist9$25.0012/30/2010 9:06:21 PM
muirheaj$25.0012/31/2010 7:35:02 AM
FinanceEngine$25.0012/31/2010 7:45:21 AM
Megaton$25.0012/30/2010 11:36:42 PM
power-secret-agent$25.0012/31/2010 12:34:41 AM
foothillender$25.0012/31/2010 8:30:11 AM
Ambassador$25.0012/31/2010 6:23:52 AM
Brown98$25.0012/31/2010 9:44:09 AM
thelovebug$100.0012/31/2010 10:41:01 AM
investment-thinker4$25.0012/31/2010 11:07:50 AM
DrNano$50.0012/31/2010 11:53:01 AM
Rogelio48$25.0012/31/2010 11:55:45 AM
Nerdster1$25.0312/31/2010 5:14:45 AM
ethicalhumanist$50.0012/31/2010 12:32:37 PM
tech310$50.0012/31/2010 6:56:42 AM
slpark$30.0012/31/2010 12:11:39 PM
harddollars$25.0012/31/2010 12:55:37 PM
113121$1,017.4012/31/2010 11:42:22 AM
realtormoises$25.0012/31/2010 11:59:05 AM
felicity-daydream$25.0012/31/2010 1:27:10 PM
leverage-ectasy$65.0012/31/2010 1:51:19 PM
social-heart$50.0012/31/2010 1:57:00 PM
jcw3rd$25.0012/31/2010 1:48:19 PM
attractive-value$25.0012/31/2010 2:07:34 PM
ultimate-peace$50.0012/31/2010 2:32:47 PM
angel879$25.0012/31/2010 2:53:14 PM
poolshark72$25.0012/31/2010 1:58:50 PM
98 Investments
 
Borrower Payment Dependent Notes Series 489712
This series of Notes was issued and sold upon the funding of the borrower loan #46563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-10-2011 
Term: 36 months Listing End date:  Jan-13-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $259.62
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1994 Debt/Income ratio: 12%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 5Length of status:2y 2m
Amount delinquent: $4,014 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $566Stated income:$75,000-$99,999
Delinquencies in last 7y: 12 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: first-relentless-integrity Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Development fees for online startup
Purpose of loan:
This loan will be used to finish development and launch a website designed to be the first and only lifestyle brand and online media company for one of the fastest growing demographics in the US with the 2nd highest disposable income of any life stage segment.

My financial situation:
I am a good candidate for this loan because there are three founding business partners involved in this endeavor, and together we have already self-funded over 80% of the total amount required to launch the site, so we are fully committed/vested.? Furthermore, I currently hold a well paid, stable full-time job (as do my business partners).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
adventurous-cash$25.001/10/2011 9:50:02 AM
handshake5$100.001/10/2011 9:53:18 AM
simplelender80$100.001/10/2011 9:54:19 AM
GElender$50.001/10/2011 10:00:31 AM
ianakacg$25.001/10/2011 9:53:49 AM
selfmademan$25.001/10/2011 12:22:21 PM
commerce-yeller$25.001/10/2011 9:54:50 AM
enthralling-deal180$50.001/10/2011 10:01:24 AM
tech310$50.001/10/2011 9:53:21 AM
Ripsaw4U$50.001/10/2011 9:53:42 AM
bowdish1$50.001/10/2011 9:53:56 AM
commerce-web5$50.001/10/2011 9:54:39 AM
power-trophy7$25.001/10/2011 9:54:46 AM
inspire22$50.001/10/2011 9:54:56 AM
rss197$25.001/10/2011 9:55:02 AM
radforj22$25.001/10/2011 11:23:17 AM
rustysailor$35.001/10/2011 11:13:08 AM
Hola_James$35.311/10/2011 2:43:54 PM
invincible-peso$30.431/10/2011 2:28:08 PM
SolarMoonshine$25.001/10/2011 6:00:44 PM
mjosa$25.001/10/2011 7:38:35 PM
culldud6900$40.001/11/2011 5:30:18 AM
ray1051$25.001/11/2011 5:49:37 AM
first-upright-payout$25.001/11/2011 11:39:39 AM
Ocean713$50.001/11/2011 11:49:16 AM
agalt$75.001/11/2011 11:59:00 AM
five-star-justice$36.001/11/2011 3:14:34 PM
wanna-help$50.001/11/2011 6:33:21 PM
StanTheMan$32.371/11/2011 9:44:23 PM
worthy-bid8$50.001/12/2011 6:11:19 AM
priceless-money6$50.001/12/2011 3:23:54 AM
patriot897$50.001/12/2011 3:44:51 AM
comet55$25.001/12/2011 3:49:12 AM
HelpfulLender1$25.001/12/2011 5:27:11 AM
tenny321$25.001/12/2011 6:11:45 AM
treasure-kazoo$50.001/12/2011 6:56:29 AM
LeReve$50.001/12/2011 11:26:55 AM
haidoken$50.001/12/2011 11:19:02 AM
asset-professor$50.001/12/2011 1:11:40 PM
thorough-exchange4$50.001/12/2011 6:35:52 PM
the-silver-blaster$50.001/12/2011 7:08:51 PM
generator535$25.001/12/2011 7:31:26 PM
jescowa$50.001/12/2011 7:45:53 PM
peace-pilot$50.001/12/2011 8:22:29 PM
kingbutthd$25.001/12/2011 8:44:06 PM
wtrboy$50.001/13/2011 3:08:59 AM
bid-papyrus$25.001/12/2011 5:53:49 PM
A1Scott$25.001/12/2011 6:22:23 PM
velocity-solo$25.001/13/2011 3:18:58 AM
gt1687c$50.001/12/2011 7:48:52 PM
slartibardfast$25.001/12/2011 11:56:24 PM
irishalaskan$25.001/13/2011 12:08:31 AM
EvalCrux$50.001/13/2011 12:34:33 AM
newest-trade-spruce$50.001/13/2011 6:33:54 AM
bold-worth-vinyl$50.001/13/2011 9:37:28 AM
t2smoney$25.001/13/2011 4:44:24 AM
junomich$50.001/13/2011 4:36:53 AM
georgedorn$25.001/13/2011 10:01:58 AM
Artist_Blue$25.001/13/2011 6:04:13 AM
downtownfarm$25.001/13/2011 6:54:10 AM
suk200$25.001/13/2011 6:41:38 AM
LoWRec$25.001/13/2011 7:07:28 AM
Preferred-Lender$25.001/13/2011 7:22:46 AM
cathexis$25.001/13/2011 8:35:22 AM
beaker$25.001/13/2011 8:47:01 AM
SanJoser$25.001/13/2011 9:19:26 AM
fiddlerzvi$50.001/13/2011 10:20:45 AM
life-is-great$50.001/13/2011 10:59:26 AM
merriewold$40.001/13/2011 1:57:56 PM
sbsahm$50.001/13/2011 10:20:38 AM
vigilance-revolutionary$50.001/13/2011 12:34:47 PM
virtuous-bill1$50.001/13/2011 11:15:26 AM
Auburnmist$25.001/13/2011 1:16:55 PM
jazzlender$25.001/13/2011 1:24:55 PM
AceInTheHole$25.001/13/2011 1:19:08 PM
money-bauble$25.001/13/2011 1:26:00 PM
ttnk62918$25.001/13/2011 3:19:30 PM
hopheadmike$30.001/13/2011 2:17:42 PM
veritek$40.001/13/2011 2:32:11 PM
studious-bonus7$70.271/13/2011 4:03:01 PM
neutrino6$25.001/13/2011 4:03:12 PM
direct-yield$25.001/13/2011 3:54:40 PM
joyful-treasure2$50.001/13/2011 3:59:49 PM
powerful-finance7$25.001/13/2011 4:01:41 PM
rate-gravity$50.001/13/2011 4:03:48 PM
bazaar-festivity$100.001/10/2011 9:53:28 AM
superb-funds335$25.001/10/2011 9:53:51 AM
ichibon$250.001/10/2011 9:53:59 AM
capital-dynamo0$50.001/10/2011 9:54:17 AM
peso-colonel$50.001/10/2011 9:54:32 AM
1phantom$50.001/10/2011 9:55:04 AM
organized-payment6$50.001/10/2011 10:01:34 AM
FundMaker$25.001/10/2011 10:14:05 AM
himanshuko$35.001/10/2011 11:33:38 AM
indomitable-coin$100.001/10/2011 9:53:39 AM
honorable-yield$25.001/10/2011 9:55:22 AM
a-responsible-return$50.001/10/2011 9:53:23 AM
skuba$75.001/10/2011 9:53:52 AM
genius520$100.001/10/2011 9:54:03 AM
contract-festival7$50.001/10/2011 2:22:07 PM
eagle1271$25.001/10/2011 7:37:04 PM
6moonbeams$44.251/11/2011 12:33:41 AM
ursus$100.001/11/2011 9:56:45 AM
fund-baker$33.791/11/2011 11:58:57 AM
Gabriel02$25.001/11/2011 12:09:03 PM
finance_mba$25.001/11/2011 2:18:50 PM
friendly-money$50.001/11/2011 9:05:46 PM
industrious-dedication$25.001/11/2011 10:15:58 PM
mosby$50.001/12/2011 2:28:54 AM
ryreesado$25.001/11/2011 8:26:59 PM
skiter53$50.001/11/2011 11:03:45 PM
museic1$50.001/12/2011 3:22:25 AM
paytonbrigadier$150.001/12/2011 4:24:19 AM
Binan$25.001/12/2011 3:50:42 AM
impeccable-transparency$50.001/12/2011 5:21:25 AM
cardguy$25.001/12/2011 5:54:04 AM
slpark$35.001/12/2011 8:02:04 AM
loyalist1$100.001/12/2011 6:35:50 AM
atlantic51$25.001/12/2011 7:24:22 AM
Purple11$50.001/12/2011 10:19:09 AM
robust-payout1$50.001/12/2011 12:39:40 PM
american6$100.001/12/2011 11:53:59 AM
kind-adventurous-finance$50.001/12/2011 1:28:49 PM
gs92126$50.001/12/2011 5:28:42 PM
Mostyle$25.001/12/2011 5:51:40 PM
orange-generous-ore$25.001/12/2011 5:08:45 PM
rolandweary$25.001/13/2011 12:09:11 AM
happyinvallarta$50.001/12/2011 5:53:55 PM
be_wise$25.001/12/2011 6:28:58 PM
Weaverville$25.001/13/2011 3:40:13 AM
ptjg$31.451/13/2011 3:54:52 AM
scottr$50.001/12/2011 7:23:42 PM
grystndoc$25.001/12/2011 7:36:17 PM
finance-magma7$50.001/12/2011 8:44:11 PM
fareast_man$25.001/12/2011 11:56:49 PM
bdloans$25.001/13/2011 6:09:45 AM
HamletTower$50.001/13/2011 12:34:46 AM
frobin$50.001/13/2011 1:11:01 AM
special-money$50.001/13/2011 6:51:54 AM
kind-important-liberty9$25.001/13/2011 2:10:20 AM
108lender$68.671/13/2011 3:29:38 AM
worth-victor6$25.001/13/2011 4:08:27 AM
dinero-speaker$25.001/13/2011 4:09:42 AM
treasure-bliss$35.791/13/2011 4:13:35 AM
a-dough-plato$25.001/13/2011 9:37:09 AM
ps2roy$25.001/13/2011 4:56:39 AM
dcap3$25.001/13/2011 5:50:56 AM
euro-deployment$25.001/13/2011 10:01:09 AM
potatoepicker$50.001/13/2011 5:51:15 AM
dignified-finance$50.001/13/2011 6:34:33 AM
HibbyD$50.001/13/2011 6:09:52 AM
vigorous-moola$36.001/13/2011 6:26:26 AM
PatRichi$25.001/13/2011 7:39:24 AM
objective-investor$150.001/13/2011 7:24:17 AM
conceptpi$50.001/13/2011 8:50:17 AM
ookete$50.001/13/2011 7:54:51 AM
gold-sushi$25.001/13/2011 9:38:21 AM
Medops911$25.001/13/2011 8:45:26 AM
rate-negotiator$25.001/13/2011 9:29:16 AM
wwwUniversal$25.001/13/2011 9:39:09 AM
kirklandrealtor$25.001/13/2011 9:54:09 AM
steve_a$25.001/13/2011 11:10:16 AM
fund-tom-tom6$25.001/13/2011 11:06:04 AM
mlbox3k$50.001/13/2011 11:24:10 AM
wise-deal-panda$50.001/13/2011 3:34:15 PM
sc5$50.001/13/2011 11:34:06 AM
funds-dominator$50.001/13/2011 1:44:43 PM
ijspence$25.001/13/2011 2:12:21 PM
smallbizrule$25.001/13/2011 2:44:18 PM
Amonet$25.001/13/2011 1:19:13 PM
cbllender$25.001/13/2011 1:25:11 PM
donkey$25.001/13/2011 3:20:22 PM
williemc44$25.001/13/2011 4:00:10 PM
listing-trapper3$75.001/13/2011 3:05:25 PM
usd1027$25.001/13/2011 3:08:08 PM
payout-banker4$25.001/13/2011 3:19:17 PM
msh345$25.001/13/2011 3:20:43 PM
peripatetic$25.001/13/2011 3:24:46 PM
the-bright-velocity$25.001/13/2011 4:02:35 PM
179 Investments
 
Borrower Payment Dependent Notes Series 489884
This series of Notes was issued and sold upon the funding of the borrower loan #46575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-05-2011 
Term: 36 months Listing End date:  Jan-08-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $519.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1998 Debt/Income ratio: 10%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,057Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: balance-banker7 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying some credit cards off.
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why haven't you provided the basic info for this loan? Please provide the purpose, monthly income and expenses. Thanks. - Short_Stack
A: I'm sorry, this was my first time and I wasn't sure what I was supposed to provide. I assumed that I could go back & add any info to my listing, but I can't find anything that will allow me. Is there a way to add info to my listing? (Jan-06-2011)
Q: can you please answer the question above? - on_your_side
A: Purpose of loan: This loan will be used to pay off all of my credit cards. I will be saving over $600 a month. Monthly net income: $9,500 Monthly expenses: $5,750 Housing: $3,034 Insurance: $75- Car Car expenses:$306 Utilities: $325 Phone, cable, internet: $125 Food, entertainment: $500 Clothing, household expenses $200 Credit cards and other loans: $1,185 ? This amount is higher than if I just paid the minimum payment. (Jan-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
five-star-responsibility0$50.001/5/2011 10:14:44 AM
gold-channel2$50.001/5/2011 10:20:20 AM
6moonbeams$50.001/5/2011 10:19:15 AM
a-responsible-return$25.001/5/2011 10:20:09 AM
american6$50.001/5/2011 10:26:45 AM
innocent-income4$25.001/5/2011 10:31:36 AM
JustMee$25.001/5/2011 11:02:39 AM
GElender$50.001/5/2011 10:30:51 AM
Banker7371$25.001/5/2011 10:24:57 AM
reflective-rupee$33.331/5/2011 10:45:42 AM
inspired-investment8$100.001/5/2011 10:29:23 AM
Bank_Of_XL$50.001/5/2011 1:29:50 PM
building_community$25.001/5/2011 11:41:53 AM
DasMula$38.841/5/2011 10:53:01 AM
UncleSafety$46.861/5/2011 2:45:48 PM
AF-Chief$50.001/5/2011 3:17:57 PM
currency-agave$25.001/5/2011 4:00:39 PM
loss-of-control$50.001/5/2011 4:39:46 PM
villagers$25.001/5/2011 5:38:21 PM
calinno2$50.001/6/2011 8:20:36 AM
kttalamo$25.001/6/2011 8:50:44 AM
raiderj$25.001/6/2011 9:32:53 AM
AK49-JW$25.001/6/2011 11:59:48 AM
Ripsaw4U$50.001/6/2011 1:10:19 PM
puifais$50.001/6/2011 12:10:57 PM
friendly-money$50.001/6/2011 4:19:08 PM
bountiful-durability$100.001/6/2011 5:22:04 PM
subtle-revenue0$25.001/6/2011 5:22:16 PM
rate-mogul$50.001/6/2011 5:23:06 PM
bbrelo$25.001/6/2011 9:00:11 PM
superb-funds335$25.001/6/2011 9:37:18 PM
Ven58$38.581/7/2011 12:40:02 AM
Cheburashka$25.001/7/2011 1:01:26 AM
skuba$75.001/6/2011 9:55:32 PM
GranCarol$50.001/6/2011 7:25:35 PM
valiant-liberty4$25.001/7/2011 2:02:17 AM
durability-exchanger$25.001/7/2011 5:17:30 AM
kulender$55.131/7/2011 1:17:12 AM
brother_tam$50.001/7/2011 1:18:19 AM
buffalobills$25.001/7/2011 6:43:10 AM
mpatrick$25.001/7/2011 7:52:23 AM
jazzlender$25.001/7/2011 1:34:43 AM
terryaj$25.001/7/2011 9:03:54 AM
ichibon$250.001/7/2011 9:10:32 AM
icon7$50.001/7/2011 5:47:46 AM
Gladglide$50.001/7/2011 2:46:21 AM
blue-relay$25.001/7/2011 6:35:39 AM
realtormoises$25.001/7/2011 5:35:17 AM
investment-comet$25.001/7/2011 7:14:33 AM
bonus-quark4$25.001/7/2011 7:24:17 AM
Scotcha$50.001/7/2011 7:34:27 AM
money-bauble$100.001/7/2011 8:02:37 AM
oracle3$50.001/7/2011 8:09:20 AM
credit-panda1$25.001/7/2011 9:03:59 AM
stollcm$25.001/7/2011 9:50:38 AM
lostontheedge$25.001/7/2011 9:51:31 AM
yennib$50.001/7/2011 9:51:43 AM
lending_well$50.001/7/2011 10:20:02 AM
freshdiet$100.001/7/2011 10:16:55 AM
revenue-achievement$25.001/7/2011 10:23:45 AM
cropdust3r$25.001/7/2011 10:17:20 AM
objective-investor$150.001/7/2011 10:24:19 AM
Barak$100.001/7/2011 10:24:31 AM
tender-integrity3$100.001/7/2011 10:24:40 AM
witty-openness$25.001/7/2011 10:24:58 AM
laufer32304$50.001/7/2011 10:25:05 AM
intuitive-hope9$25.001/7/2011 10:26:52 AM
TOCPI$25.001/7/2011 10:27:27 AM
orange-dollar-guild$25.001/7/2011 10:17:08 AM
Sixmil$50.001/7/2011 10:27:55 AM
neutrino6$25.001/7/2011 10:28:14 AM
BxRealtor$25.001/7/2011 10:17:52 AM
Tideman$50.001/7/2011 10:28:22 AM
fortytwo$87.691/7/2011 10:28:57 AM
Dazz2061$25.001/7/2011 10:29:13 AM
thestartuplender$50.001/7/2011 10:29:26 AM
payout-banker4$25.001/7/2011 10:22:07 AM
Crystalprop$25.001/7/2011 11:11:16 AM
anti-wall-st$75.001/7/2011 10:22:40 AM
kbodendorf$50.001/7/2011 10:23:00 AM
haryassman$25.001/7/2011 10:23:12 AM
ingenious-diversification$25.001/7/2011 11:12:25 AM
mkl42$50.001/7/2011 10:23:22 AM
cberthiaume$25.001/7/2011 11:12:32 AM
cassius84$25.001/7/2011 10:23:24 AM
ASR3$35.001/7/2011 10:23:42 AM
BigLinCT$25.001/7/2011 10:24:14 AM
panther757$25.001/7/2011 10:23:48 AM
UncleSteve3000$25.001/7/2011 11:13:00 AM
flanative$100.001/7/2011 10:25:09 AM
visionary-currency$50.001/7/2011 10:24:47 AM
DonaldColorado$50.001/7/2011 10:28:24 AM
rneckfsu$25.001/7/2011 10:27:40 AM
seanambrose$25.001/7/2011 10:28:31 AM
funnymoney1$25.001/7/2011 10:27:58 AM
nycfinance$25.001/7/2011 10:28:05 AM
Dreams4Cash$25.001/7/2011 10:29:04 AM
Frenchynh$25.001/7/2011 10:28:29 AM
ClearLake$25.001/7/2011 10:29:10 AM
RoyFauntleroy$50.001/7/2011 10:29:37 AM
janus_god$25.001/7/2011 10:29:19 AM
authentic-liberty7$25.001/7/2011 10:30:01 AM
julijask$25.761/7/2011 10:29:29 AM
interstellar$50.001/7/2011 11:06:00 AM
Cleon$25.001/7/2011 11:37:39 AM
rbgnr111$25.001/7/2011 12:16:39 PM
ciscoparrot$25.001/7/2011 11:13:11 AM
helpingothers2007$50.001/7/2011 12:23:55 PM
active-wealth3$25.001/7/2011 12:30:31 PM
lively-exchange$25.001/7/2011 12:34:18 PM
georgedorn$29.611/7/2011 1:16:31 PM
ammasv$25.001/7/2011 11:36:37 AM
ptjg$50.001/7/2011 11:51:33 AM
ocho$50.001/7/2011 1:38:47 PM
saihu$50.001/7/2011 12:18:51 PM
LMPjr007$26.461/7/2011 12:22:19 PM
poetic-diversification$250.001/7/2011 2:24:41 PM
WorldlyWorker$25.001/7/2011 1:23:37 PM
rogue_monster$50.001/7/2011 1:24:03 PM
trade-goblin9$25.001/7/2011 1:38:37 PM
a-resplendent-commitment$35.001/7/2011 1:43:40 PM
easylivin$25.001/7/2011 1:47:23 PM
fair_rates$25.001/7/2011 1:44:34 PM
productive-principal7$25.001/7/2011 1:46:05 PM
treasure-bliss$50.001/7/2011 3:47:20 PM
worthy-truth$25.001/7/2011 2:43:49 PM
broepke$25.001/7/2011 4:20:33 PM
Buddy07$50.001/7/2011 4:20:43 PM
twerns$40.001/7/2011 3:04:23 PM
dly2007$25.001/7/2011 4:20:51 PM
riproaringrapids$25.001/7/2011 4:22:18 PM
thrifty-peso$25.001/7/2011 4:22:37 PM
GrommetPosse$50.001/7/2011 4:25:05 PM
imoutdoorsy$25.001/7/2011 2:59:01 PM
balance6$25.001/7/2011 4:26:49 PM
WZ3190$25.001/7/2011 4:50:42 PM
JKKCapital$47.631/7/2011 4:20:34 PM
green-planet-guy$26.001/7/2011 4:20:45 PM
pbo922$25.001/7/2011 4:21:52 PM
christmaslightpro$25.001/7/2011 4:22:07 PM
THEHORN$26.611/7/2011 3:53:32 PM
bdevil10$25.001/7/2011 4:22:45 PM
MasterKey$25.001/7/2011 4:23:24 PM
Domgabriel$25.001/7/2011 4:13:55 PM
Zarf$41.511/7/2011 4:24:46 PM
aldeed$50.001/7/2011 4:24:55 PM
fizwahh$50.001/7/2011 4:20:37 PM
rss197$25.001/7/2011 4:25:07 PM
vanderhp$25.001/7/2011 4:20:41 PM
red-unequivocal-finance$25.001/7/2011 4:20:53 PM
biglender5$25.001/7/2011 4:21:35 PM
revmax$50.001/7/2011 4:22:06 PM
wwwUniversal$25.001/7/2011 4:26:29 PM
hanuman77$50.001/7/2011 4:24:37 PM
AFairDeal$50.001/7/2011 4:24:50 PM
refined-penny$25.001/7/2011 4:25:06 PM
arejaybe$25.521/7/2011 4:25:10 PM
income-excellence1$25.001/7/2011 4:53:35 PM
spiff666$25.001/7/2011 5:22:08 PM
Christophe$25.001/7/2011 6:07:22 PM
unfixer$25.001/7/2011 6:13:37 PM
matthewa$25.001/7/2011 10:51:55 PM
Veltliner$25.001/8/2011 1:17:19 AM
cnovak$25.001/8/2011 1:17:49 AM
ethicalhumanist$50.001/7/2011 6:11:23 PM
Weaverville$50.001/8/2011 1:19:46 AM
takarlstad$25.841/8/2011 1:33:04 AM
rockhound84$25.001/7/2011 8:09:38 PM
Easystreet$25.001/8/2011 1:36:05 AM
CaliforniaSun$25.001/8/2011 1:48:37 AM
626457$25.001/8/2011 2:03:21 AM
Sibelius2$25.001/8/2011 2:04:07 AM
johnayan$50.001/7/2011 11:38:22 PM
IlliniFanDan$25.001/7/2011 8:19:28 PM
socalavi8tor$25.001/8/2011 1:04:41 AM
LenderByDay$25.001/8/2011 1:06:28 AM
pubnat$25.001/8/2011 1:18:02 AM
lovelongandprosper$38.941/8/2011 1:18:26 AM
Trevor_C$25.001/8/2011 1:33:08 AM
GenerousGentleMan$44.491/8/2011 1:34:36 AM
the-determined-value$50.001/7/2011 11:43:56 PM
Dubbs360$25.001/8/2011 1:47:45 AM
TruckerGuy$25.001/8/2011 1:05:06 AM
momoney2lend$25.001/8/2011 2:05:00 AM
Veggie_Monkey$25.001/8/2011 1:31:33 AM
WilliamLeeSims$25.001/8/2011 1:35:50 AM
jenq0001$25.001/8/2011 1:46:58 AM
MattTheGr8$25.001/8/2011 2:02:08 AM
Carne_Chung$25.001/8/2011 2:03:10 AM
handshake5$100.001/5/2011 10:20:33 AM
enthralling-deal180$50.001/5/2011 10:21:48 AM
tolerant-dinero2$25.001/5/2011 10:22:40 AM
nilonc1$100.001/5/2011 10:24:05 AM
SimpleChoice$25.001/5/2011 10:25:23 AM
riskreward$100.001/5/2011 10:22:29 AM
selector568$200.001/5/2011 10:13:14 AM
Eastern$50.001/5/2011 10:23:10 AM
buckyhead2000$25.001/5/2011 10:25:10 AM
ray1051$25.001/5/2011 10:26:00 AM
first-upright-payout$25.001/5/2011 10:30:38 AM
rdrloan$50.001/5/2011 10:27:52 AM
orgy63$50.001/5/2011 10:22:04 AM
indomitable-coin$100.001/5/2011 10:29:41 AM
organized-payment6$50.001/5/2011 10:23:51 AM
fightinjoe$50.001/5/2011 10:24:20 AM
panegryst$25.001/5/2011 10:24:47 AM
investment-star$50.001/5/2011 10:32:03 AM
tech310$50.001/5/2011 10:26:12 AM
patriot897$50.001/5/2011 10:26:19 AM
jonn834$25.001/5/2011 10:27:03 AM
radforj22$25.001/5/2011 12:00:23 PM
Artist_Blue$25.001/5/2011 11:42:01 AM
Railbird$50.001/5/2011 3:10:33 PM
visionary-community$25.001/5/2011 4:51:35 PM
jamiee73$25.001/5/2011 4:46:06 PM
felicity-loyalist0$30.001/5/2011 3:49:26 PM
triumph329$50.001/6/2011 5:50:32 AM
KeepOnRunning$47.371/5/2011 7:35:22 PM
Aimvest$25.001/6/2011 8:25:01 AM
Anny-Disco$34.101/6/2011 1:57:31 AM
power-rotation7$50.001/6/2011 9:33:05 AM
balance-voyager$50.001/6/2011 3:30:43 PM
bigphish$25.001/6/2011 3:49:28 PM
SolarMoonshine$100.001/6/2011 4:06:07 PM
Sol_Invictus$25.001/6/2011 4:35:38 PM
B-rad_the_Coug$25.001/6/2011 4:51:31 PM
inspiring-reward$25.001/6/2011 5:19:33 PM
ianakacg$25.001/6/2011 8:05:33 PM
seabassx$50.001/6/2011 5:31:38 PM
Ragnar$50.001/6/2011 9:15:43 PM
ash135$25.001/7/2011 12:43:59 AM
bowdish1$50.001/7/2011 1:03:37 AM
TommyTucker$25.001/6/2011 6:42:27 PM
nalaari$25.001/7/2011 1:55:54 AM
worth-arch$25.001/7/2011 2:01:52 AM
DrStaff$28.361/7/2011 12:43:44 AM
melodious-fairness$25.131/7/2011 2:02:53 AM
market-jam$50.001/6/2011 9:30:33 PM
gsp1885$29.501/7/2011 3:31:09 AM
Bank42$50.001/7/2011 3:42:39 AM
Au-Ag-Pt$25.001/7/2011 1:03:11 AM
kendigme$25.001/7/2011 1:46:58 AM
velocity-solo$25.001/7/2011 2:01:14 AM
loot-heart$25.001/7/2011 2:02:36 AM
flwah$25.001/7/2011 1:17:56 AM
bonus-zone$25.001/7/2011 8:56:14 AM
phillipd48$25.001/7/2011 7:05:12 AM
moneysong$300.001/7/2011 7:10:23 AM
Sefotonga$25.001/7/2011 7:46:36 AM
rose88$50.001/7/2011 9:03:43 AM
worthy-bid8$50.001/7/2011 9:10:39 AM
shrewd-credit7$50.001/7/2011 9:44:38 AM
Raaveness$50.001/7/2011 9:45:03 AM
Leopoldine$25.001/7/2011 9:51:22 AM
historic-nickel$25.001/7/2011 9:45:47 AM
genius520$100.001/7/2011 9:46:33 AM
hons2000$25.001/7/2011 9:48:26 AM
Trimalchio12$25.001/7/2011 9:46:07 AM
Tradesmanlender$35.001/7/2011 9:51:36 AM
inforapenny$50.001/7/2011 9:49:30 AM
open-moola$50.001/7/2011 10:17:24 AM
AF_Trust$35.921/7/2011 10:18:40 AM
hste_llc$27.951/7/2011 10:21:09 AM
generous-deal6$50.001/7/2011 10:22:03 AM
unassassinable$25.001/7/2011 10:22:25 AM
aasx1108$25.001/7/2011 10:23:06 AM
motivator796$25.001/7/2011 10:23:14 AM
powerful-finance7$25.001/7/2011 10:23:34 AM
platinum-genetics$25.001/7/2011 10:23:51 AM
MarcusOcean$25.001/7/2011 10:15:56 AM
elfincove$50.001/7/2011 10:24:53 AM
rupeeapult$50.001/7/2011 10:25:02 AM
anders94$50.001/7/2011 10:25:20 AM
C_Mark$50.001/7/2011 10:25:59 AM
Investoman$100.001/7/2011 10:26:14 AM
power-trophy7$25.001/7/2011 10:26:33 AM
IndianChief$25.001/7/2011 10:27:34 AM
Headhunter14$25.001/7/2011 10:28:09 AM
WolRab$29.841/7/2011 10:28:51 AM
topher515$25.001/7/2011 10:29:07 AM
jblack01$25.001/7/2011 10:29:24 AM
best-platinum-persimmon$26.811/7/2011 10:29:48 AM
RKLFinancial$25.001/7/2011 11:05:47 AM
godfather4u$50.001/7/2011 10:22:36 AM
OCedHrt$25.001/7/2011 10:23:10 AM
caesark$25.001/7/2011 10:23:19 AM
13loans$25.001/7/2011 10:23:28 AM
hopeful-truth5$100.001/7/2011 10:23:31 AM
newest-generous-income$25.001/7/2011 10:23:25 AM
responsibility-cherry6$50.001/7/2011 10:23:36 AM
benjamin67$50.001/7/2011 10:23:56 AM
ROCKI9$50.001/7/2011 10:24:25 AM
fopaul13$25.001/7/2011 10:25:13 AM
SNH$100.001/7/2011 10:26:43 AM
gracej$25.001/7/2011 10:25:54 AM
yield-seeker$25.001/7/2011 10:27:03 AM
atlantic51$25.001/7/2011 10:27:37 AM
Palacios$50.001/7/2011 10:28:26 AM
reward-motion$50.001/7/2011 10:28:00 AM
junctionking$25.001/7/2011 10:29:00 AM
GreenNotes$25.001/7/2011 10:28:12 AM
Maccs55$50.001/7/2011 10:29:12 AM
gold-blanket0$25.001/7/2011 11:31:29 AM
bobby4u3$25.001/7/2011 10:29:16 AM
studious-bonus7$100.001/7/2011 10:30:04 AM
logical-reward8$25.001/7/2011 10:29:55 AM
museic1$50.001/7/2011 11:11:27 AM
dcdr23$25.001/7/2011 11:54:49 AM
generosity-finder8$33.001/7/2011 11:54:53 AM
Gibbyland$50.001/7/2011 11:11:55 AM
bonus-genius$25.001/7/2011 11:12:41 AM
superpuppy$50.001/7/2011 11:12:53 AM
accelerator96$25.001/7/2011 1:10:39 PM
money-explorer3$25.001/7/2011 1:23:47 PM
CSAworker$25.001/7/2011 11:48:01 AM
Papa_Mema$25.001/7/2011 12:05:57 PM
economy-beast$25.001/7/2011 1:18:19 PM
1SteelerFan$30.001/7/2011 1:35:36 PM
brightest-supreme-dollar$81.881/7/2011 1:43:00 PM
la_tim$40.001/7/2011 1:45:05 PM
Earnest_Money$25.001/7/2011 2:51:23 PM
creative-finance7$25.001/7/2011 4:10:42 PM
wojo$25.001/7/2011 2:12:45 PM
satisfying-durability$25.001/7/2011 4:20:35 PM
loyalist1$100.001/7/2011 4:20:47 PM
108lender$100.001/7/2011 4:21:09 PM
devoider$25.001/7/2011 4:21:42 PM
busnssmn$25.001/7/2011 4:22:31 PM
fotep-financial$25.001/7/2011 4:24:48 PM
velocity-healer6$25.001/7/2011 4:24:59 PM
wealth-competitor$50.001/7/2011 5:27:41 PM
rhodylend$25.001/7/2011 4:20:32 PM
Frugal$25.001/7/2011 4:20:39 PM
siege01$25.001/7/2011 4:20:56 PM
littlemonkey$25.001/7/2011 4:21:56 PM
Rabid_Dove$25.001/7/2011 3:55:11 PM
the-bright-velocity$25.001/7/2011 4:22:50 PM
checkuto$25.001/7/2011 4:23:26 PM
PhalanxBulldog$50.001/7/2011 4:24:53 PM
durability-high-five$25.001/7/2011 4:20:37 PM
DublinCaLender$25.001/7/2011 4:20:49 PM
MarxBoo$50.001/7/2011 4:21:11 PM
active-market$50.001/7/2011 4:21:45 PM
uarewhatuthink$25.001/7/2011 4:22:33 PM
Interloper$25.001/7/2011 4:23:09 PM
mammalian4$25.001/7/2011 4:26:08 PM
dansarkis$25.001/7/2011 4:23:21 PM
SailAwayMoon$25.001/7/2011 4:24:43 PM
CPAMAN$25.001/7/2011 4:25:12 PM
pound-puppy$27.041/7/2011 5:23:52 PM
kaburu$25.001/7/2011 5:52:12 PM
Techne_Funds_LLC$25.001/7/2011 5:55:53 PM
payment-halo$25.001/7/2011 6:22:13 PM
commerce-yeller$25.001/7/2011 7:58:43 PM
btrfly11$25.001/7/2011 9:09:50 PM
benefit-surfer$25.801/7/2011 9:38:27 PM
Jopok$25.001/7/2011 6:41:40 PM
rmachi$25.001/8/2011 12:57:30 AM
GlowHost$29.061/8/2011 1:17:28 AM
euro-mastery$25.001/7/2011 7:22:32 PM
Snoopylover$25.001/8/2011 1:20:28 AM
roi-advantage$25.001/7/2011 7:47:31 PM
RyanTH9893$25.001/7/2011 6:31:33 PM
CornerKetch$25.001/8/2011 1:33:57 AM
LMM1$32.031/8/2011 1:35:21 AM
auction-seeker$25.001/7/2011 7:00:30 PM
Cutts$25.001/8/2011 1:49:05 AM
Brown98$25.001/7/2011 7:08:01 PM
charming-dough0$25.001/7/2011 7:54:41 PM
peso-mate$50.001/7/2011 10:08:47 PM
DJReflections$25.001/7/2011 11:26:37 PM
commerce-yeller$25.001/7/2011 8:13:05 PM
totoro$25.001/8/2011 1:05:32 AM
cyberperception$25.001/7/2011 8:58:53 PM
zeelender$25.001/8/2011 1:18:08 AM
Sorya$35.001/7/2011 9:19:57 PM
TMillard$25.001/8/2011 1:32:02 AM
velocity-winner$25.001/7/2011 10:12:50 PM
driven_24-7$25.001/7/2011 11:04:12 PM
LKN2RTR$25.001/8/2011 1:47:15 AM
DUDE66$28.391/8/2011 1:47:55 AM
Chillito$64.251/7/2011 11:59:04 PM
Philosonie$25.001/8/2011 1:53:36 AM
PaulW$25.001/8/2011 12:56:58 AM
BlackFred$25.001/8/2011 2:02:31 AM
vegibenz$25.001/8/2011 12:59:51 AM
InvestorPartners$25.001/8/2011 1:06:20 AM
387 Investments
 
Borrower Payment Dependent Notes Series 489962
This series of Notes was issued and sold upon the funding of the borrower loan #46572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-06-2011 
Term: 36 months Listing End date:  Jan-07-2011 
 
Lender yield: 12.40% Borrower rate/APR: 13.40% / 15.55% Monthly payment: $169.43
 
Lender servicing fee: 1.00% Effective Yield*: 12.19%  
Estimated return*: 7.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1989 Debt/Income ratio: 23%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 13Length of status:25y 3m
Amount delinquent: $178 Total credit lines: 35 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,632Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: godsgirlrr Borrower's state: Ohio Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 97% ) 740-759 (Latest)
Principal borrowed: $4,500.00< 31 days late: 1 ( 3% )  
660-679 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off credit card debt

My financial situation: US Bank
I am a good candidate for this loan because? I had a loan with Prosper before and paid it off on time without any late fees.

Monthly net income: $ 1,978.72
Monthly expenses: $
??Housing: $ 560.00
??Insurance: $ 25.00
??Car expenses: $ 279.00
??Utilities: $ 77.00
??Phone, cable, internet: $ 115.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 250.00 a month
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-bliss8$25.001/6/2011 10:12:59 AM
reflective-rupee$33.331/6/2011 10:17:58 AM
organized-payment6$50.001/6/2011 10:18:31 AM
jonn834$25.001/6/2011 10:19:26 AM
fightinjoe$50.001/6/2011 10:18:40 AM
Aimvest$25.001/6/2011 10:23:24 AM
ray1051$25.001/6/2011 10:19:04 AM
inspired-investment8$100.001/6/2011 10:20:24 AM
handshake5$100.001/6/2011 10:17:09 AM
indomitable-coin$100.001/6/2011 11:22:42 AM
Eastern$50.001/6/2011 10:18:14 AM
vutah$25.001/6/2011 12:17:52 PM
buckyhead2000$25.001/6/2011 10:18:56 AM
puifais$50.001/6/2011 12:11:09 PM
GElender$50.001/6/2011 10:20:43 AM
innocent-income4$25.001/6/2011 10:21:12 AM
ethicalhumanist$50.001/6/2011 1:35:12 PM
economy-caper9$25.001/6/2011 12:25:02 PM
MoneyForNothing$25.001/6/2011 12:48:05 PM
One_Lolo$25.001/6/2011 1:55:53 PM
FinanceEngine$25.001/6/2011 2:33:29 PM
gnar$25.001/6/2011 3:48:29 PM
miket71$25.601/6/2011 3:52:27 PM
Feyenoord$25.001/6/2011 3:02:37 PM
Usurious$25.001/6/2011 3:48:06 PM
platinum-sorcerer6$39.421/6/2011 3:50:33 PM
SolarMoonshine$25.001/6/2011 4:07:01 PM
subtle-revenue0$25.001/6/2011 5:22:21 PM
bountiful-durability$100.001/6/2011 5:22:11 PM
ianakacg$25.001/6/2011 8:05:40 PM
Short_Stack$25.001/6/2011 8:15:03 PM
SamuelChee$60.131/6/2011 5:55:15 PM
loss-of-control$50.001/6/2011 6:25:23 PM
superb-funds335$25.001/6/2011 9:37:26 PM
RLM159$25.001/6/2011 7:14:14 PM
HawaiianHelper$50.001/6/2011 11:28:17 PM
integrity-doctor$100.001/6/2011 8:32:49 PM
niq4soccer$25.001/6/2011 6:12:58 PM
Pod1313$25.001/6/2011 9:47:24 PM
pythia$25.001/6/2011 7:56:05 PM
power-secret-agent$25.001/7/2011 3:11:20 AM
skuba$75.001/6/2011 9:55:44 PM
corporatejim$34.101/7/2011 5:17:34 AM
Golfmoney$30.001/7/2011 5:59:28 AM
epall$25.001/7/2011 6:07:16 AM
bughead$25.001/7/2011 3:31:11 AM
twjh$25.001/7/2011 1:34:37 AM
Garlic72$78.251/7/2011 5:30:17 AM
icon7$50.001/7/2011 5:42:46 AM
five-star-responsibility0$50.001/6/2011 10:08:53 AM
enthralling-deal180$50.001/6/2011 10:12:39 AM
radforj22$25.001/6/2011 10:21:22 AM
tech310$50.001/6/2011 10:21:42 AM
bazaar-festivity$100.001/6/2011 10:18:28 AM
villagers$25.001/6/2011 10:22:14 AM
Banker7371$25.001/6/2011 10:18:48 AM
patriot897$50.001/6/2011 10:19:12 AM
chererat$100.001/6/2011 10:45:29 AM
visionary-community$25.001/6/2011 10:21:53 AM
6moonbeams$50.001/6/2011 10:11:58 AM
DasMula$57.001/6/2011 10:50:25 AM
a-responsible-return$25.001/6/2011 10:17:03 AM
first-upright-payout$25.001/6/2011 10:20:37 AM
Ripsaw4U$50.001/6/2011 1:15:36 PM
penny-plato$25.001/6/2011 2:19:12 PM
exciting-responsibility3$25.001/6/2011 3:48:02 PM
DKSArt$25.001/6/2011 11:28:04 AM
cybernosha$25.001/6/2011 3:47:49 PM
helpinghand63$50.001/6/2011 3:52:24 PM
SimpleChoice$25.001/6/2011 3:52:29 PM
Artist_Blue$25.001/6/2011 3:52:43 PM
grnii78$100.001/6/2011 1:18:11 PM
lloyd_s$36.771/6/2011 2:01:39 PM
balance-voyager$50.001/6/2011 3:30:53 PM
romario$25.001/6/2011 3:47:47 PM
jdrez$25.001/6/2011 3:50:02 PM
orgy63$50.001/6/2011 3:50:56 PM
barkochva$25.001/6/2011 4:44:42 PM
the-kindness-honker$25.001/6/2011 6:44:41 PM
DoctorJoe$25.001/6/2011 6:25:01 PM
ChoiceInvestments$25.001/6/2011 6:32:11 PM
rockymtbob$25.001/6/2011 5:57:47 PM
Astyanax$80.001/6/2011 8:55:30 PM
market-jam$30.151/7/2011 2:04:22 AM
rockhound84$25.001/7/2011 5:14:08 AM
wwwUniversal$25.001/7/2011 5:30:24 AM
loanman2007$75.001/7/2011 5:40:29 AM
Chex$179.251/7/2011 6:10:02 AM
bowdish1$50.001/7/2011 1:03:56 AM
One_Lolo$25.001/7/2011 2:23:26 AM
Kennfusion$55.361/7/2011 5:00:16 AM
hidavehi$36.641/7/2011 1:38:48 AM
marwadi-62$1,000.001/7/2011 5:29:05 AM
open-dough6$65.001/7/2011 6:00:40 AM
JCM_MN$34.001/7/2011 4:38:00 AM
95 Investments
 
Borrower Payment Dependent Notes Series 489972
This series of Notes was issued and sold upon the funding of the borrower loan #46475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-08-2011 
Term: 60 months Listing End date:  Jan-12-2011 
 
Lender yield: 15.40% Borrower rate/APR: 16.40% / 17.81% Monthly payment: $367.97
 
Lender servicing fee: 1.00% Effective Yield*: 15.14%  
Estimated return*: 10.19%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1994 Debt/Income ratio: Not calculated
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,209Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: deedsofkindness Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
780-799 (Oct-2009)
780-799 (Sep-2006)
 
Principal balance: $1,301.52 31+ days late: 0 ( 0% )
Total payments billed: 49  
Description
Consolidating Medical Co-Pays....
This loan will be used to pay off some medical bills that resulted from the deductible and co-pay for surgeries that my husband and I had in past years. (We are in the ?pink of health? now! ) It may seem odd to borrow money to pay off medical bills, but the various medical providers have told us that if we pay off the bills as a ?lump sum? they will knock down the balances by 20%! Our payments to Prosper will be much less that the payments we have been making each month.Also, we will use the loan to pay off some credit card bills that are financed at a higher rate.We would much rather pay the interest to you than to the credit card companies! This loan will be my third loan with Prosper.One Prosper loan is fully repaid, and I have never missed a payment on any loan. For that matter, my husband and I have never failed to pay off any loan or any bill. We are Southern people, and our parents raised us to be Christian people.We were raised to believe that only ?sorry? people don?t pay their bills. There is no adjective that could be applied to a person that could possibly be worse than being called ?sorry?. My husband and I pay our bills together and our combined income easily covers our monthly expenses and obligations.He has recently received a $500 a month raise as the pastor of the church where we have served for the past 25 years.We have no housing expense, because our parsonage is provided by the church. (We also both have other employment besides the church.) We will be repaying this loan together. If you have any questions, please leave a comment. Thanks for your kind consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
6moonbeams$50.001/8/2011 4:11:01 PM
simplelender80$100.001/8/2011 4:11:12 PM
tech310$50.001/8/2011 4:13:54 PM
Eastern$50.001/8/2011 4:14:47 PM
credit-panda1$25.001/8/2011 4:17:25 PM
genius520$100.001/8/2011 4:17:30 PM
superpuppy$50.001/8/2011 4:17:57 PM
gentle-note$25.001/8/2011 4:13:43 PM
commerce-web5$50.001/8/2011 4:21:00 PM
inspired-investment8$100.001/8/2011 4:15:29 PM
GElender$50.001/8/2011 4:13:48 PM
indomitable-coin$100.001/8/2011 4:16:00 PM
balance-voyager$50.001/8/2011 4:13:55 PM
Ripsaw4U$50.001/8/2011 4:16:06 PM
return-grizzly$200.001/8/2011 4:57:02 PM
bowdish1$50.001/8/2011 4:17:07 PM
patriot897$50.001/8/2011 4:15:00 PM
HermanstadtKid$30.001/8/2011 6:42:34 PM
villagers$25.001/8/2011 4:15:51 PM
Nerdster1$25.031/8/2011 4:18:07 PM
ianakacg$25.001/8/2011 4:16:28 PM
skuba$75.001/8/2011 4:16:50 PM
the-auction-lotus$25.001/8/2011 4:19:32 PM
CAGE-Investments$25.001/8/2011 4:17:17 PM
comet55$25.001/8/2011 4:20:08 PM
capital-dynamo0$50.001/8/2011 4:18:39 PM
roman2008$25.001/8/2011 4:19:41 PM
DasMula$86.571/8/2011 4:55:55 PM
Mr-Miracle$25.001/8/2011 6:12:04 PM
trumpeter5$30.001/8/2011 6:13:19 PM
SFBank$150.001/8/2011 5:26:06 PM
ac787$25.001/9/2011 5:32:29 AM
spiff666$25.001/9/2011 8:00:45 AM
platinum-cargo$113.261/9/2011 8:24:43 AM
amusement4$100.001/8/2011 11:09:36 PM
Binan$25.001/9/2011 6:41:32 AM
Nicedad72$50.001/9/2011 1:14:21 PM
loss-of-control$200.001/9/2011 9:28:23 AM
hillerod$25.001/9/2011 2:09:35 PM
payment-halo$25.001/9/2011 11:14:24 AM
contract-high-five$25.001/9/2011 9:35:28 AM
aasx1108$25.001/9/2011 11:39:07 AM
malar$25.001/9/2011 11:44:00 AM
payout-reaction740$25.001/9/2011 11:18:46 AM
fund-dragster$119.421/9/2011 3:26:12 PM
aztocas$50.001/9/2011 7:03:15 PM
Christophe$25.001/9/2011 8:11:18 PM
honorable-yield$25.001/10/2011 9:00:20 AM
HenlopenCapital$25.001/10/2011 8:41:40 AM
p2ploan-futurist9$50.001/10/2011 1:29:54 PM
himanshuko$30.001/10/2011 11:39:02 AM
loaner-dude$200.001/10/2011 12:38:11 PM
thankful-nickel2$25.001/10/2011 2:49:03 PM
mckhbnpc$30.001/10/2011 3:32:52 PM
blue-open-wampum$25.001/11/2011 8:22:46 AM
engaging-worth$30.001/11/2011 9:42:52 AM
RainyDayFunds$25.001/11/2011 6:01:32 AM
hellasow$30.001/11/2011 8:40:29 AM
Socorro_Capital_Partners$25.001/11/2011 9:12:08 AM
silvercertificate$25.001/11/2011 9:12:23 AM
ursus$100.001/11/2011 10:18:53 AM
helpishere777$50.001/11/2011 10:31:43 AM
kjb1971$25.001/11/2011 12:48:49 PM
justbman$25.001/11/2011 11:30:36 AM
Ocean713$50.001/11/2011 11:49:05 AM
supreme-hope$25.001/11/2011 2:34:20 PM
Gabriel02$25.001/11/2011 12:08:59 PM
five-star-justice$36.001/11/2011 3:14:24 PM
k219824$110.001/11/2011 5:31:59 PM
mikeandcat$36.261/11/2011 4:56:11 PM
CaliforniaSun$25.001/11/2011 6:26:25 PM
MyPFBlog$25.001/11/2011 6:43:29 PM
atomantic$100.001/11/2011 6:59:30 PM
108lender$197.171/11/2011 6:31:36 PM
investment-kazoo$25.001/11/2011 6:35:56 PM
peace-habanero$25.001/11/2011 6:33:25 PM
Hummer-Guy$25.001/11/2011 7:44:32 PM
fireboss$50.001/11/2011 9:28:55 PM
industrious-dedication$25.001/11/2011 10:15:48 PM
leverage-monger$25.001/11/2011 7:09:06 PM
jazzlender$25.001/12/2011 1:53:56 AM
dhkny5$100.001/11/2011 8:23:28 PM
ideal-platinum1$50.001/11/2011 10:24:00 PM
historydude654$50.001/11/2011 10:24:11 PM
realmoney2007$100.001/12/2011 3:45:31 AM
Ambassador$50.001/12/2011 4:41:34 AM
mtandb$50.001/11/2011 11:23:54 PM
cardguy$25.001/12/2011 5:53:57 AM
poolshark72$25.001/11/2011 11:03:23 PM
mystss$35.001/12/2011 6:55:07 AM
priceless-money6$50.001/12/2011 3:23:49 AM
nickel-ferret$26.391/12/2011 1:51:47 AM
jades2000$50.001/12/2011 7:05:49 AM
generosity-giraffe0$25.001/12/2011 7:44:21 AM
inqbus$50.001/12/2011 7:44:25 AM
Marathon418$50.001/12/2011 4:57:57 AM
jhernand17$25.001/12/2011 6:09:03 AM
impeccable-transparency$50.001/12/2011 5:21:33 AM
Sol_Invictus$25.001/12/2011 8:42:08 AM
Voltaire$50.001/12/2011 6:19:13 AM
ospreyusmc$25.001/12/2011 9:02:05 AM
kulender$50.001/12/2011 9:09:21 AM
Gladys9$50.001/12/2011 6:35:56 AM
treasure-kazoo$50.001/12/2011 6:56:19 AM
Rivervale_Westwood$25.001/12/2011 7:24:46 AM
HermanstadtKid$25.001/12/2011 7:43:03 AM
Teaja$100.001/12/2011 7:32:42 AM
haplender$50.001/12/2011 7:48:48 AM
workinghardoregon$50.001/12/2011 8:03:55 AM
9skyrider$25.001/12/2011 8:22:17 AM
Leshan$108.721/12/2011 8:44:58 AM
fund-medalist171$30.001/12/2011 10:03:55 AM
Purple11$50.001/12/2011 10:19:05 AM
grnii78$150.001/12/2011 12:30:21 PM
power-secret-agent$25.001/12/2011 12:46:13 PM
Tasmir$25.001/12/2011 9:34:30 AM
piano55$25.001/12/2011 10:21:45 AM
jcatlman$75.001/12/2011 2:17:08 PM
Niffler$60.001/12/2011 10:26:29 AM
zebra7$50.001/12/2011 11:13:25 AM
deal-griffin$50.001/12/2011 11:18:49 AM
phchristensen$50.001/12/2011 10:58:28 AM
american6$100.001/12/2011 11:53:52 AM
thenadamgoes$50.001/12/2011 12:21:18 PM
Lender95466$25.001/12/2011 11:34:29 AM
thrifty-funds1$25.001/12/2011 12:46:16 PM
ChewyZ$25.001/12/2011 12:00:47 PM
Corellia$100.001/12/2011 12:31:41 PM
kind-adventurous-finance$50.001/12/2011 1:28:43 PM
thorough-yield1$50.001/12/2011 1:30:50 PM
leverage-monger$25.861/12/2011 1:42:11 PM
Barrayaran$25.001/12/2011 1:46:24 PM
TicTac$25.001/12/2011 2:07:10 PM
icon7$45.001/12/2011 1:50:04 PM
easylivin$25.001/12/2011 1:57:31 PM
RainyDayFunds$25.001/12/2011 4:01:02 PM
Wart126$25.001/12/2011 4:05:22 PM
cmdedrick$54.561/12/2011 3:53:56 PM
augie-wiseone$25.001/12/2011 4:08:54 PM
radforj22$25.001/8/2011 4:13:35 PM
kmr2$200.001/8/2011 4:13:39 PM
return-grizzly$100.001/8/2011 4:16:46 PM
auction-seeker$25.001/8/2011 4:14:03 PM
Feyenoord$25.001/8/2011 4:14:35 PM
power-trophy7$25.001/8/2011 4:41:00 PM
handshake5$100.001/8/2011 4:13:46 PM
MoneyForNothing$98.981/8/2011 5:00:26 PM
superb-funds335$25.001/8/2011 4:16:41 PM
MC7608$40.001/8/2011 6:20:11 PM
ilend57$25.001/8/2011 6:24:25 PM
Ubiquinone$25.001/8/2011 6:43:21 PM
zorg77$25.001/8/2011 6:52:46 PM
peso-colonel$50.001/8/2011 4:19:01 PM
us957165$25.001/8/2011 7:24:48 PM
ichibon$250.001/8/2011 4:17:28 PM
adventurous-cash$25.001/8/2011 4:20:29 PM
SoccoJoe$50.001/9/2011 3:36:31 AM
blissful-cash3$250.001/8/2011 7:02:53 PM
efficient-treasure0$25.001/8/2011 7:19:04 PM
Mr-Miracle$25.011/8/2011 6:10:59 PM
friendinmoney$33.471/8/2011 6:22:05 PM
rss197$25.001/9/2011 6:44:05 AM
tigerlady92$50.001/9/2011 7:23:05 AM
Mikale360$25.001/9/2011 7:28:47 AM
bizzzond$50.001/8/2011 8:29:52 PM
inspire22$50.001/8/2011 8:38:57 PM
theloanfiller$25.001/9/2011 9:47:04 AM
Leshan$41.281/9/2011 5:47:40 AM
Slapshot$100.001/9/2011 5:02:06 AM
chameleon125$150.001/9/2011 6:32:26 AM
JustMee$25.001/9/2011 6:10:23 AM
Champion_Lending$30.001/9/2011 12:39:23 PM
well-mannered-income3$40.001/9/2011 6:47:44 AM
3_boyz$25.001/9/2011 9:24:32 AM
orange-pound-party$29.001/9/2011 9:26:37 AM
1phantom$50.001/9/2011 9:34:15 AM
mikeandcat$182.881/9/2011 4:50:44 PM
luminous-payout6$25.001/9/2011 6:18:59 PM
buckeyebucks$50.001/9/2011 1:02:53 PM
LindaRicci$35.001/9/2011 6:29:42 PM
Phantom$34.471/9/2011 1:21:11 PM
crdcteng$50.001/9/2011 5:30:49 PM
YoungTaxMan$25.001/9/2011 9:07:54 PM
DoctorJoe$25.001/10/2011 3:51:43 AM
Artist_Blue$25.001/10/2011 6:03:57 AM
reflective-rupee$33.331/10/2011 9:22:40 AM
NekHoldings$25.001/10/2011 6:10:02 AM
moneybags16$25.001/10/2011 9:31:32 AM
vigilance-searcher$25.001/10/2011 8:06:55 AM
Barrayaran$25.001/10/2011 9:29:37 AM
first-upright-payout$25.001/10/2011 11:12:10 AM
Astyanax$75.001/10/2011 11:30:24 AM
Queueball1$25.001/10/2011 10:01:55 AM
bstlndlrd207$110.001/10/2011 1:49:52 PM
sshgfwb$25.001/10/2011 10:00:10 AM
pszipit$25.001/10/2011 3:39:01 PM
one-midas$50.001/10/2011 11:25:06 AM
helynn$25.001/10/2011 11:06:54 AM
caseattle$25.001/10/2011 12:26:38 PM
selfmademan$25.001/10/2011 12:22:15 PM
cashhelp$40.001/10/2011 3:13:35 PM
magnum69$25.001/10/2011 4:46:13 PM
felicity-loyalist0$25.001/10/2011 3:56:54 PM
elloboverde$25.001/10/2011 10:22:03 PM
mikeandcat$53.181/11/2011 5:49:03 AM
LKCGICG$25.001/10/2011 11:24:20 PM
bunnybear$25.001/10/2011 11:30:21 PM
sfd$100.001/11/2011 9:18:37 AM
nalaari$25.001/11/2011 12:52:44 AM
adir1$25.001/11/2011 1:52:09 AM
Trevor_C$25.001/11/2011 9:35:22 AM
smear87$25.001/11/2011 9:35:08 AM
kind-important-liberty9$25.001/11/2011 9:34:44 AM
CapitolHill$25.001/11/2011 10:24:10 AM
richboy56$25.001/11/2011 11:34:02 AM
foothillender$25.001/11/2011 11:44:36 AM
Approved1234$50.001/11/2011 11:49:38 AM
agalt$75.001/11/2011 11:58:55 AM
genuine-diversification5$30.001/11/2011 12:43:28 PM
jelly1126$50.001/11/2011 12:50:13 PM
integrity-doctor$100.001/11/2011 2:56:52 PM
Bcs-cnc$35.001/11/2011 12:35:29 PM
enchanted-note$50.001/11/2011 12:58:40 PM
FinanceEngine$36.001/11/2011 1:24:40 PM
FinanceEngine$25.001/11/2011 1:52:28 PM
finance_mba$25.001/11/2011 2:18:46 PM
LittleMingo$26.911/11/2011 4:20:09 PM
Rogelio48$30.001/11/2011 5:22:32 PM
kenang1$25.001/11/2011 4:45:42 PM
gjm6d$25.001/11/2011 5:28:39 PM
lostontheedge$25.001/11/2011 5:05:01 PM
five-star-responsibility0$50.001/11/2011 6:27:12 PM
THE-ROI-Strategist$25.001/11/2011 5:27:38 PM
witty-openness$25.001/11/2011 5:54:28 PM
kendallv$25.001/11/2011 6:48:44 PM
atlas100$200.001/11/2011 5:49:36 PM
unassassinable$25.001/11/2011 6:23:27 PM
money-vista$25.001/11/2011 6:30:57 PM
yogi1975$25.001/11/2011 6:45:12 PM
williemc44$25.001/11/2011 10:38:44 PM
ryreesado$25.001/11/2011 8:26:54 PM
brother_tam$50.001/12/2011 1:39:36 AM
Sartre$30.001/11/2011 10:24:15 PM
Rostov$62.661/12/2011 3:56:17 AM
thrilling-nickel5$50.001/12/2011 4:30:26 AM
DDHMoney$25.001/11/2011 9:53:02 PM
zrohmm$50.001/11/2011 11:19:22 PM
riproaringrapids$25.001/12/2011 12:18:55 AM
arcangel72$25.001/11/2011 11:01:04 PM
skiter53$50.001/11/2011 11:03:43 PM
mosby$50.001/12/2011 2:28:46 AM
museic1$50.001/12/2011 3:22:20 AM
ResQDoc$75.001/12/2011 7:05:12 AM
treasure-bliss$43.201/12/2011 1:56:55 AM
maj0508$100.001/12/2011 2:23:08 AM
economy-beast$28.671/12/2011 7:21:55 AM
MARSTUN$50.001/12/2011 3:23:45 AM
mapleman5$100.001/12/2011 7:41:04 AM
manyhappydogs$50.001/12/2011 7:44:12 AM
steve33569$25.001/12/2011 7:56:41 AM
cash-raccoon$25.001/12/2011 6:09:33 AM
worthy-bid8$50.001/12/2011 6:11:14 AM
tenny321$25.001/12/2011 6:11:39 AM
BuzzyBee336$35.001/12/2011 8:49:42 AM
credit-czar5$25.001/12/2011 9:00:21 AM
loyalist1$100.001/12/2011 6:35:41 AM
bwillia1$75.001/12/2011 6:38:41 AM
zippy-market5$35.001/12/2011 7:05:03 AM
sensible-trade$50.001/12/2011 7:05:54 AM
atlantic51$25.001/12/2011 7:24:13 AM
first-serene-credit$50.001/12/2011 8:13:46 AM
skidoo2$50.001/12/2011 8:09:57 AM
USCGC$25.001/12/2011 8:37:07 AM
magnetic-duty$25.001/12/2011 9:00:12 AM
djmgd790$35.181/12/2011 9:34:24 AM
godzig$25.001/12/2011 9:00:19 AM
atwaterville$50.001/12/2011 9:44:54 AM
THREE-POINTS-LENDING$50.001/12/2011 10:16:12 AM
haidoken$50.001/12/2011 11:18:56 AM
LeReve$50.001/12/2011 11:26:51 AM
Gamblor$50.001/12/2011 11:27:10 AM
calm-deal7$25.001/12/2011 11:58:46 AM
ronow22$100.001/12/2011 12:08:41 PM
bonus-quark4$36.741/12/2011 12:19:42 PM
systematic-fairness1$37.021/12/2011 9:55:21 AM
principal-flow9$50.001/12/2011 10:01:40 AM
mg144$45.391/12/2011 10:12:46 AM
truth-willow$29.331/12/2011 1:41:09 PM
theaterguy$25.001/12/2011 2:45:43 PM
BooTya$25.001/12/2011 3:15:43 PM
flexible-vigilance7$25.001/12/2011 3:32:22 PM
worth-excellence4$30.001/12/2011 3:48:22 PM
GCSS$25.001/12/2011 10:35:20 AM
loanman2007$200.001/12/2011 11:53:05 AM
equitable-p2ploan8$25.001/12/2011 12:05:23 PM
fireman4$40.001/12/2011 11:53:37 AM
Sealion$50.001/12/2011 12:45:38 PM
AdamClemSC$25.001/12/2011 12:48:27 PM
economy-mushroom$25.001/12/2011 1:40:59 PM
YoungTaxMan$291.921/12/2011 1:59:05 PM
Robyn5722$25.001/12/2011 2:08:46 PM
competent-p2p$100.001/12/2011 2:07:05 PM
malcolmreynolds$25.001/12/2011 4:03:48 PM
MoneyForNothing$102.021/12/2011 4:11:37 PM
lovely-order7$50.001/12/2011 4:19:19 PM
Brown98$25.001/12/2011 4:18:05 PM
306 Investments
 
Borrower Payment Dependent Notes Series 490022
This series of Notes was issued and sold upon the funding of the borrower loan #46493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-10-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 20.40% Borrower rate/APR: 21.40% / 24.82% Monthly payment: $284.11
 
Lender servicing fee: 1.00% Effective Yield*: 19.92%  
Estimated return*: 11.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1998 Debt/Income ratio: 8%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: red-terrific-interest Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home repairs
Purpose of loan:
This loan will be used to? to make water damage repairs to my basement before a huge snow storm comes.

My financial situation:
I am a good candidate for this loan because?as you can see from my credit score I always pay my bills on time.?

Monthly net income: $4000.00+1200 from boarder?

Monthly expenses: $
??Housing: $ 1300.98
??Insurance: $ 630.00 every six months car
??Car expenses: $ own
??Utilities: $ 139.00 pepco-145.00 gas-35.00 water
??Phone, cable, internet: $ 138.00 triple play thru comcast
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1013.00
??Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am bidding on YOU. All I ask is that you make sure this prosper loan gets paid, I am a REAL person (not a bank) I have faith in you, so please don?t let me down! - I-Believe-In-You
A: Thank you for believing in me, I have no intention of not repaying this loan, this is really important to me . Again thank you for bidding on me. (Jan-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
VAGweilo$50.001/10/2011 3:51:33 PM
DasMula$86.571/10/2011 3:53:58 PM
red-unequivocal-finance$25.001/10/2011 3:54:40 PM
Mr-Miracle$25.001/10/2011 3:54:46 PM
credit-investor5$25.001/10/2011 3:51:50 PM
a-responsible-return$50.001/10/2011 3:57:01 PM
Ripsaw4U$50.001/10/2011 3:57:26 PM
best-unbeatable-transaction$25.001/10/2011 3:52:31 PM
bowdish1$50.001/10/2011 3:57:42 PM
top-courteous-peso$51.571/10/2011 3:52:21 PM
1phantom$50.001/10/2011 3:58:30 PM
handshake5$100.001/10/2011 3:54:29 PM
CAGE-Investments$25.001/10/2011 3:54:39 PM
inforapenny$43.421/10/2011 4:05:13 PM
simplelender80$100.001/10/2011 3:53:30 PM
Bank_Of_XL$100.001/10/2011 4:34:21 PM
adventurous-cash$25.001/10/2011 3:55:51 PM
JustMee$25.001/10/2011 5:33:52 PM
SolarMoonshine$100.001/10/2011 5:58:04 PM
napoleon1168$50.001/10/2011 6:53:58 PM
amusement4$150.001/10/2011 6:58:34 PM
skuba$75.001/10/2011 3:57:33 PM
capital-dynamo0$50.001/10/2011 3:58:00 PM
peso-colonel$50.001/10/2011 3:58:11 PM
power-trophy7$25.001/10/2011 3:58:18 PM
well-mannered-income3$50.001/10/2011 7:53:50 PM
nickel-hickory$50.001/10/2011 4:11:57 PM
felicity-loyalist0$25.001/10/2011 4:33:20 PM
radforj22$25.001/10/2011 3:59:25 PM
commerce-yeller$50.001/10/2011 3:59:48 PM
LKCGICG$25.001/10/2011 11:20:34 PM
reflective-rupee$99.991/10/2011 4:49:20 PM
Sol_Invictus$25.001/10/2011 5:12:09 PM
vine99$75.001/10/2011 5:54:26 PM
liberty-motivator9$25.001/10/2011 6:17:12 PM
ethicalhumanist$50.001/10/2011 7:28:14 PM
Islandgal$50.001/10/2011 9:27:44 PM
glroark$50.001/11/2011 5:16:57 AM
FundMaker$25.001/10/2011 8:15:34 PM
houli123$250.001/10/2011 8:59:52 PM
AlfinityBank25$25.001/10/2011 10:12:53 PM
foothillender$25.001/11/2011 6:58:33 AM
loss-of-control$75.001/11/2011 7:09:50 AM
Christophe$50.001/11/2011 7:42:35 AM
rate-hickory$25.001/11/2011 7:53:46 AM
well-rounded-dinero$100.001/11/2011 8:16:21 AM
inspiring-reward$50.001/11/2011 12:50:14 AM
dollymama$25.001/11/2011 4:27:38 AM
culldud6900$51.611/11/2011 5:33:06 AM
loan-oasis4$25.001/11/2011 4:35:12 AM
minnesotafinancial$25.001/11/2011 7:44:39 AM
aultraman$25.001/11/2011 9:53:09 AM
Leshan$25.001/11/2011 8:58:18 AM
CashBank$25.001/11/2011 9:05:32 AM
bullish2bearish$47.891/11/2011 8:38:16 AM
Gobsek$25.001/11/2011 9:10:57 AM
kindness-tonic$35.711/11/2011 9:42:46 AM
Artist_Blue$25.001/11/2011 9:46:06 AM
ursus$500.001/11/2011 10:09:44 AM
careful-compassion$25.001/11/2011 10:21:19 AM
moola-monger9$50.001/11/2011 11:23:27 AM
persistent-value3$61.681/11/2011 11:10:47 AM
d_grbg$25.001/11/2011 12:48:32 PM
photon8$25.131/11/2011 1:21:28 PM
Ocean713$50.001/11/2011 11:49:17 AM
social-heart$50.001/11/2011 1:54:13 PM
favorite-commerce$25.001/11/2011 12:22:34 PM
agalt$75.001/11/2011 11:59:01 AM
Bcs-cnc$25.001/11/2011 12:37:50 PM
investment-cluster$25.001/11/2011 2:14:25 PM
GElender$50.001/11/2011 1:50:27 PM
enthralling-deal180$50.001/10/2011 3:52:44 PM
PrivateLender$25.001/10/2011 3:54:17 PM
kmr2$200.001/10/2011 3:54:20 PM
Ambassador$50.001/10/2011 3:50:59 PM
350DGRZ$50.001/10/2011 3:51:31 PM
Astyanax$50.001/10/2011 3:51:27 PM
genius520$100.001/10/2011 3:57:51 PM
commerce-web5$50.001/10/2011 3:58:14 PM
rss197$25.001/10/2011 3:58:28 PM
B-rad_the_Coug$25.001/10/2011 3:52:50 PM
nickel-hickory$50.001/10/2011 3:52:54 PM
a-finance-nirvana$25.001/10/2011 3:59:03 PM
greencat$50.001/10/2011 4:03:20 PM
DasMula$86.571/10/2011 3:54:43 PM
FinDoc$25.001/10/2011 3:54:57 PM
gentle-note$25.001/10/2011 3:54:23 PM
tolerant-dinero2$25.001/10/2011 3:54:33 PM
nilonc1$50.001/10/2011 3:54:37 PM
spy0$25.001/10/2011 3:55:50 PM
one-midas$50.001/10/2011 5:58:01 PM
indomitable-coin$100.001/10/2011 3:57:23 PM
tech310$50.001/10/2011 3:56:57 PM
ianakacg$25.001/10/2011 3:57:29 PM
superb-funds335$25.001/10/2011 3:57:30 PM
thankful-nickel2$25.001/10/2011 7:13:52 PM
inspire22$50.001/10/2011 3:58:24 PM
honorable-yield$25.001/10/2011 3:58:53 PM
wonder3$35.001/10/2011 4:08:07 PM
Whipster$50.001/10/2011 5:38:54 PM
Nicedad72$25.001/10/2011 5:29:36 PM
onecooldrink$25.001/11/2011 12:42:14 AM
I-Believe-In-You$25.001/10/2011 6:38:49 PM
witty-openness$25.001/10/2011 6:39:14 PM
Nerdster1$25.051/11/2011 4:11:58 AM
zorg77$25.001/10/2011 11:02:12 PM
cash-queen$25.001/10/2011 10:58:19 PM
_NaLNaBB$140.001/10/2011 11:45:23 PM
loanman2007$150.001/11/2011 6:07:04 AM
interstellar$50.001/11/2011 7:10:17 AM
rockhound84$25.001/11/2011 8:45:05 AM
booOST$75.001/11/2011 8:51:07 AM
Socorro_Capital_Partners$25.001/11/2011 9:10:10 AM
kendigme$25.001/11/2011 3:31:32 AM
first-serene-credit$25.001/11/2011 9:37:21 AM
thrilling-nickel5$50.001/11/2011 4:20:35 AM
pfh$25.001/11/2011 5:57:35 AM
GeorgiaGator$25.001/11/2011 6:17:27 AM
buffalobills$25.001/11/2011 8:18:50 AM
felicity-daydream$50.001/11/2011 8:27:21 AM
hellasow$25.001/11/2011 8:36:47 AM
mpatrick$25.001/11/2011 8:42:21 AM
blue-useful-auction$25.001/11/2011 9:11:11 AM
_NaLNaBB$30.001/11/2011 9:35:27 AM
gokart83$25.001/11/2011 10:39:56 AM
Dollars4Rent$25.001/11/2011 10:37:55 AM
johngotti$50.001/11/2011 12:38:28 PM
exchange-spruce6$300.001/11/2011 12:46:06 PM
J-Rott$100.001/11/2011 11:26:32 AM
fighter122$25.001/11/2011 11:27:06 AM
wwwUniversal$25.001/11/2011 11:29:13 AM
first-upright-payout$25.001/11/2011 11:39:40 AM
five-star-note$100.001/11/2011 11:56:36 AM
durable-investment8$50.001/11/2011 2:08:01 PM
dtana$25.001/11/2011 12:17:31 PM
MoneyForNothing$12.061/11/2011 2:26:33 PM
Gabriel02$25.001/11/2011 12:09:04 PM
pfh$25.001/11/2011 12:17:36 PM
kjb1971$25.001/11/2011 12:36:23 PM
enchanted-note$50.001/11/2011 12:59:45 PM
sharp-return7$37.961/11/2011 1:01:02 PM
saver9$29.791/11/2011 1:58:56 PM
loss-of-control$75.001/11/2011 2:15:54 PM
CN3$100.001/11/2011 2:04:00 PM
finance_mba$25.001/11/2011 2:18:51 PM
145 Investments
 
Borrower Payment Dependent Notes Series 490050
This series of Notes was issued and sold upon the funding of the borrower loan #46490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-07-2011 
Term: 36 months Listing End date:  Jan-07-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $253.07
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1996 Debt/Income ratio: 11%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $58,226Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: AnnetteCA Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
401k Payoff Loan
This loan will be used To payoff my 401k loan.
My financial situation: Single mom with two great daughters and son. I have worked at my job long with good reviews. My debt has accrued because of legal fees involved with my son last year. My legal stuff is all closed now, as of November. Yea!

I'm responsible, and I am NEVER late on my credit payments. I'm finally able to chip away at this now and would really like to do it by paying off my 401k loan, since it will increase my net monthly income that I can apply to this loan and my credit cards.
Monthly net income: $ 8000
Monthly expenses:
Housing: $2500
Insurance: $150
Car expenses: $100
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $700 (groceries mostly)
Clothing, household expenses $50
Credit cards and other loans: $2000
Other expenses: $2000 (childcare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What exactly is your occupation? Thanks - RecoveryLender
A: Hi! I am a Director for one of the Big Four. (Jan-07-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
zone6$50.001/7/2011 9:18:31 AM
moola-wildebeest3$25.001/7/2011 9:15:57 AM
musegaze$100.001/7/2011 9:21:41 AM
greencat$50.001/7/2011 9:19:23 AM
simplelender80$100.001/7/2011 9:29:18 AM
Tikibarman$50.001/7/2011 9:31:31 AM
AF-Chief$50.001/7/2011 9:31:45 AM
Bob450$25.001/7/2011 9:32:26 AM
investment-artist$50.001/7/2011 9:34:41 AM
bold-meteoric-justice$50.001/7/2011 9:36:13 AM
power-secret-agent$25.001/7/2011 10:05:24 AM
droopie1$25.001/7/2011 9:57:02 AM
Artist_Blue$25.001/7/2011 11:09:55 AM
well-mannered-income3$25.001/7/2011 11:16:16 AM
first-serene-credit$25.001/7/2011 11:17:45 AM
dollar-gatherer$25.001/7/2011 11:24:58 AM
WMY-Investor$100.001/7/2011 12:42:14 PM
catb$50.001/7/2011 11:27:50 AM
pious-integrity6$25.001/7/2011 1:51:05 PM
Asian-Persuasion$25.001/7/2011 1:04:42 PM
Champ3295$25.001/7/2011 12:52:11 PM
IASKGOD$25.001/7/2011 2:32:43 PM
larryboy10$25.001/7/2011 1:12:29 PM
hellasow$50.001/7/2011 2:56:19 PM
Rebelrick9$25.001/7/2011 2:16:09 PM
proper-revenue7$25.001/7/2011 2:25:15 PM
leverage-monger$25.001/7/2011 1:51:33 PM
nalaari$25.001/7/2011 3:47:06 PM
penny-plato$25.001/7/2011 2:00:31 PM
Earn_money$25.001/7/2011 2:45:38 PM
helpful-credit156$150.001/7/2011 2:06:42 PM
RecoveryLender$25.001/7/2011 2:25:03 PM
unconquerable-trade9$50.001/7/2011 2:33:50 PM
Gobsek$25.001/7/2011 3:22:39 PM
hopeful-truth5$300.001/7/2011 2:50:32 PM
iolaire$25.001/7/2011 2:58:49 PM
bluehen00$26.801/7/2011 3:34:35 PM
GCInvestments$25.001/7/2011 3:47:02 PM
traice$25.001/7/2011 3:47:07 PM
Kreditorium$25.001/7/2011 3:46:23 PM
graceful-investment$100.001/7/2011 3:46:41 PM
restless-currency$25.001/7/2011 3:46:57 PM
KarmaBum77$25.001/7/2011 3:47:01 PM
Investoman$50.001/7/2011 9:24:06 AM
nilonc1$100.001/7/2011 9:18:21 AM
bazaar-festivity$100.001/7/2011 9:29:49 AM
handshake5$100.001/7/2011 9:23:59 AM
a-finance-nirvana$25.001/7/2011 9:30:10 AM
patriot897$25.001/7/2011 9:30:20 AM
bold-treasure-neutrino$30.001/7/2011 9:30:44 AM
silver-enlightenment0$100.001/7/2011 9:31:22 AM
a-successful-credit$100.001/7/2011 9:29:42 AM
capital-halo1$500.001/7/2011 9:30:36 AM
6moonbeams$50.001/7/2011 9:30:51 AM
EBITDA$25.001/7/2011 9:30:57 AM
worthy-bid8$50.001/7/2011 9:36:31 AM
adventurous-treasure2$50.001/7/2011 9:33:03 AM
KMSB$50.001/7/2011 9:33:16 AM
the-dollar-topper$50.001/7/2011 9:34:02 AM
nimble-economy863$25.001/7/2011 9:45:33 AM
the-auction-bear$25.001/7/2011 9:35:08 AM
Kash2010lu$25.001/7/2011 9:41:36 AM
2grindstones$25.001/7/2011 9:48:36 AM
famous-bill$25.001/7/2011 9:35:44 AM
warew$25.001/7/2011 9:49:16 AM
genius520$100.001/7/2011 9:46:50 AM
realtormoises$25.001/7/2011 10:03:43 AM
moola-monger9$50.001/7/2011 10:18:56 AM
reflective-rupee$33.331/7/2011 10:22:27 AM
kulender$50.001/7/2011 11:31:05 AM
FinanceEngine$25.001/7/2011 10:29:49 AM
robust-trade$50.001/7/2011 11:50:30 AM
goodhearted-basis4$25.001/7/2011 1:16:53 PM
dedicated-diversification5$43.681/7/2011 11:33:40 AM
DasMula$38.841/7/2011 11:35:03 AM
benefit-banshee$47.431/7/2011 12:04:51 PM
STLRacer$30.001/7/2011 1:50:47 PM
sdcc72$25.001/7/2011 12:16:46 PM
hektek22$600.001/7/2011 1:58:38 PM
active-wealth3$25.001/7/2011 12:22:31 PM
knitwhit122$50.001/7/2011 12:35:10 PM
marcomnzs$25.001/7/2011 1:08:53 PM
WeshaTheLeopard$25.001/7/2011 2:56:44 PM
genuine-integrity0$25.001/7/2011 3:08:59 PM
ThatDanGuy$50.001/7/2011 1:30:17 PM
loss-of-control$100.001/7/2011 1:38:54 PM
scrappy-diversification7$500.001/7/2011 2:03:36 PM
imoutdoorsy$25.001/7/2011 2:20:29 PM
asset-professor$50.001/7/2011 3:46:21 PM
Turtlebear44$50.001/7/2011 3:46:56 PM
RyanM561$25.001/7/2011 3:09:45 PM
gdfp158$25.001/7/2011 2:36:58 PM
cash-raccoon$25.001/7/2011 3:45:01 PM
credit-sycamore4$100.001/7/2011 3:46:55 PM
orange-influential-credit$50.001/7/2011 3:47:04 PM
economy-producer$25.001/7/2011 3:47:08 PM
parsec9$25.001/7/2011 3:46:21 PM
Sven79$50.001/7/2011 3:46:58 PM
economy-lotus$50.001/7/2011 3:47:03 PM
99 Investments
 
Borrower Payment Dependent Notes Series 490310
This series of Notes was issued and sold upon the funding of the borrower loan #46481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-09-2011 
Term: 36 months Listing End date:  Jan-09-2011 
 
Lender yield: 31.20% Borrower rate/APR: 32.20% / 35.86% Monthly payment: $87.33
 
Lender servicing fee: 1.00% Effective Yield*: 29.77%  
Estimated return*: 15.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1985 Debt/Income ratio: 35%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,456Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: fund-solstice545 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to go to Graduate school
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JPMorrisLegacyFund$100.001/9/2011 7:39:17 PM
musegaze$50.001/9/2011 7:39:43 PM
Investoman$100.001/9/2011 7:40:02 PM
precious-coin3$40.001/9/2011 7:38:54 PM
bold-meteoric-justice$50.001/9/2011 7:47:52 PM
p1k4blu$25.001/9/2011 7:49:06 PM
amusement4$100.001/9/2011 7:50:48 PM
investment-star$50.001/9/2011 7:50:53 PM
capital-halo1$500.001/9/2011 7:46:22 PM
helping-out$37.601/9/2011 7:51:34 PM
Tikibarman$50.001/9/2011 7:46:43 PM
the-auction-bear$25.001/9/2011 7:47:38 PM
ThatDanGuy$50.001/9/2011 7:48:14 PM
JJ9876$25.001/9/2011 7:48:32 PM
bold-shrewd-duty$50.001/9/2011 7:51:27 PM
rss197$25.001/9/2011 7:51:55 PM
handshake5$100.001/9/2011 7:39:52 PM
EBITDA$25.001/9/2011 7:46:33 PM
KMSB$50.001/9/2011 7:47:07 PM
transaction-circuit$100.001/9/2011 7:40:30 PM
a-successful-credit$100.001/9/2011 7:46:10 PM
simplelender80$100.001/9/2011 7:46:02 PM
One_Lolo$25.001/9/2011 7:54:31 PM
genius520$100.001/9/2011 7:48:04 PM
Bob450$25.001/9/2011 7:50:27 PM
inspire22$25.001/9/2011 7:50:42 PM
kendallv$25.001/9/2011 7:51:07 PM
mrxtravis$50.001/9/2011 7:54:35 PM
28 Investments
 
Borrower Payment Dependent Notes Series 489541
This series of Notes was issued and sold upon the funding of the borrower loan #46636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Dec-31-2010 
Term: 36 months Listing End date:  Jan-03-2011 
 
Lender yield: 31.20% Borrower rate/APR: 32.20% / 35.86% Monthly payment: $305.66
 
Lender servicing fee: 1.00% Effective Yield*: 29.77%  
Estimated return*: 15.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1991 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:7y 4m
Amount delinquent: $482 Total credit lines: 26 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,656Stated income:$50,000-$74,999
Delinquencies in last 7y: 14 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: fiesta34 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards and med bills
Purpose of loan:
This loan will be used to?
catch up on past due bills and pay off medical bills from a surgery this year.
My financial situation:
I am a good candidate for this loan because?
I have a steady income and job security????
Monthly net income: $
2700
Monthly expenses: $
??Housing: $ 300
??Insurance: $?50??
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $?120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?100
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My home loan is joint with my husband. The total of the mortgage is $600 per month, and we split it. We have just refinanced. The loan is through Amory Federal and the balance on the loan is $78000. Our home appraised for $185000. This is an individual loan and I am not including him on any of the procedures. (Jan-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
seandre3000$50.0012/31/2010 1:27:45 PM
Investoman$50.0012/31/2010 1:27:06 PM
JPMorrisLegacyFund$100.0012/31/2010 1:27:13 PM
teller$25.0012/31/2010 1:31:39 PM
Turtlebear44$50.0012/31/2010 2:54:35 PM
simplelender80$100.0012/31/2010 1:30:23 PM
greencat$50.0012/31/2010 1:39:42 PM
Bob450$25.001/1/2011 9:00:59 AM
bazaar-festivity$50.001/1/2011 10:22:41 AM
gold-blanket0$25.001/1/2011 5:51:52 PM
Artist_Blue$25.001/2/2011 9:51:21 AM
jamiee73$25.001/2/2011 1:35:38 PM
NorthernFunds$50.001/2/2011 6:25:39 PM
Interstate_Rate$100.001/2/2011 10:30:32 AM
InvestorPartners$25.001/3/2011 6:48:19 AM
kindness-launcher$3,000.001/3/2011 7:41:34 AM
scrappy-diversification7$1,500.001/3/2011 11:55:57 AM
realtormoises$25.001/3/2011 12:29:40 PM
head$25.001/3/2011 1:37:28 PM
lend4life13$250.001/3/2011 2:36:06 PM
diplomatic-wealth7$25.0012/31/2010 1:32:41 PM
handshake5$100.0012/31/2010 1:26:07 PM
soulful-truth$50.0012/31/2010 1:27:51 PM
kendallv$50.0012/31/2010 4:30:01 PM
a-successful-credit$100.0012/31/2010 2:55:48 PM
musegaze$50.001/1/2011 11:27:48 AM
credit-sycamore4$100.001/1/2011 3:05:43 PM
bonafide-economy$50.001/1/2011 6:55:48 PM
Rdodson11$25.001/2/2011 9:10:43 AM
shrewd-income$25.001/3/2011 9:04:58 AM
FinanceEngine$25.001/3/2011 9:52:43 AM
capital-galaxy$175.001/3/2011 10:09:21 AM
upbeat-investment9$25.001/3/2011 10:12:17 AM
J-Rott$350.001/3/2011 11:52:45 AM
GoBigRed97$50.001/3/2011 12:25:04 PM
Jloaner$50.001/3/2011 2:12:01 PM
flexible-money1$200.001/3/2011 1:31:44 PM
37 Investments
 
Borrower Payment Dependent Notes Series 489687
This series of Notes was issued and sold upon the funding of the borrower loan #46639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-04-2011 
Term: 36 months Listing End date:  Jan-05-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1990 Debt/Income ratio: 41%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:2y 9m
Amount delinquent: $14,045 Total credit lines: 38 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,252Stated income:$1-$24,999
Delinquencies in last 7y: 9 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: wealth-melody Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
musegaze$50.001/4/2011 9:58:57 AM
Investoman$50.001/4/2011 9:59:21 AM
soulful-truth$50.001/4/2011 10:00:59 AM
patriot897$25.001/4/2011 10:06:43 AM
diplomatic-wealth7$25.001/4/2011 10:02:27 AM
shmb6508$50.001/4/2011 10:08:03 AM
capital-halo1$100.001/4/2011 10:08:14 AM
a-successful-credit$100.001/4/2011 10:03:16 AM
Artist_Blue$25.001/4/2011 10:04:48 AM
Bob450$25.001/4/2011 10:07:25 AM
6moonbeams$50.001/4/2011 11:43:10 AM
simplelender80$100.001/4/2011 10:01:46 AM
thelovebug$100.001/4/2011 10:03:04 AM
ommcd$25.001/4/2011 12:27:15 PM
astute-investment5$25.001/4/2011 10:07:40 AM
kginatl$50.001/4/2011 1:57:48 PM
smallbizrule$25.001/4/2011 2:09:47 PM
EBITDA$25.001/4/2011 3:39:00 PM
fortytwo$50.001/4/2011 4:38:14 PM
loan-kung-fu$25.001/4/2011 5:21:17 PM
sfmf$25.001/4/2011 5:47:31 PM
credit-wheel7$25.001/4/2011 6:20:39 PM
finance-prescription$50.001/4/2011 6:06:45 PM
miamibeachloaner$25.001/4/2011 6:11:00 PM
kulender$100.001/4/2011 8:20:36 PM
fairness-kayak$25.001/4/2011 9:10:40 PM
nodrivelpls$25.001/5/2011 1:11:04 AM
lowcostmoney$25.001/5/2011 6:11:06 AM
seisen$100.001/4/2011 8:35:33 PM
the-profit-oracle$25.001/5/2011 1:55:03 AM
social-conductor4$25.001/5/2011 5:25:42 AM
top-payout-fixer$30.001/4/2011 9:59:16 PM
Tikibarman$50.001/5/2011 7:49:25 AM
FeedTheMachine$49.311/5/2011 1:54:49 AM
reinforced-investment4$25.001/5/2011 4:38:05 AM
wise-silver-wonder$25.001/5/2011 9:31:11 AM
thestartuplender$50.001/5/2011 10:38:05 AM
jazzlender$25.001/5/2011 11:16:07 AM
worth-arch$25.001/5/2011 11:16:41 AM
irrelevant$25.001/5/2011 11:40:54 AM
masonn$25.001/5/2011 10:40:33 AM
finance-mushroom$100.001/5/2011 12:38:13 PM
DMKAssetManagement$50.001/5/2011 10:43:08 AM
SNH$100.001/5/2011 12:38:17 PM
Isotope$25.001/5/2011 2:03:54 PM
flwah$25.001/5/2011 2:24:14 PM
coin-bee1$50.001/5/2011 12:38:19 PM
natural-return0$50.001/5/2011 1:25:35 PM
ndwayno$25.001/5/2011 2:22:25 PM
bid-papyrus$25.001/5/2011 2:23:43 PM
Trevor_C$25.001/5/2011 2:24:09 PM
reward-adventure$30.001/5/2011 4:25:42 PM
radiant-loan5$25.001/5/2011 4:26:42 PM
cash-raccoon$25.001/5/2011 4:26:57 PM
IIP77$25.001/5/2011 4:27:46 PM
agiovasil$25.001/5/2011 4:28:00 PM
TrekTune$25.001/5/2011 4:28:04 PM
income-sage9$25.001/5/2011 4:28:09 PM
payment-gusto$25.001/5/2011 4:28:46 PM
Rdodson11$25.001/5/2011 4:29:09 PM
buyrite334$25.001/5/2011 4:25:38 PM
nicklds$25.001/5/2011 4:26:40 PM
Learning2Lend$44.241/5/2011 4:27:00 PM
life-is-great$50.001/5/2011 4:27:43 PM
return-pumpkin7$25.001/5/2011 4:27:56 PM
dckpolo$25.001/5/2011 4:28:05 PM
whartonmba$28.911/5/2011 4:28:16 PM
inspiring-reward$99.951/5/2011 4:28:23 PM
suave-dime6$25.001/5/2011 4:28:58 PM
lovely-order7$51.631/5/2011 4:57:51 PM
attractive-fund$50.001/5/2011 4:57:56 PM
freshdiet$50.001/5/2011 4:58:40 PM
gold-channel2$50.001/5/2011 4:26:08 PM
Comoparklender$25.001/5/2011 4:27:52 PM
flanative$100.001/5/2011 4:27:58 PM
tech310$50.001/5/2011 4:58:44 PM
zen1cent$25.001/5/2011 4:58:50 PM
LAM26$25.001/5/2011 4:28:17 PM
treasure-bliss$37.711/5/2011 4:28:53 PM
dollar-sonnet3$50.001/5/2011 4:29:01 PM
wwwUniversal$25.001/5/2011 4:30:38 PM
famous-bill$25.001/5/2011 4:58:18 PM
108lender$150.001/5/2011 4:58:35 PM
washboard1$25.001/5/2011 4:58:45 PM
handshake5$100.001/4/2011 9:59:02 AM
nalaari$25.001/4/2011 12:08:38 PM
Turtlebear44$50.001/4/2011 10:03:14 AM
bonafide-economy$50.001/4/2011 10:04:10 AM
Redmond$25.001/4/2011 10:05:51 AM
restless-currency$25.001/4/2011 10:05:59 AM
Sven79$50.001/4/2011 10:06:58 AM
bold-treasure-neutrino$30.001/4/2011 10:17:07 AM
exciting-duty5$100.001/4/2011 2:01:00 PM
rapid-credit428$25.001/4/2011 5:18:03 PM
helping-out$30.001/4/2011 4:15:34 PM
scrappy-diversification7$1,500.001/4/2011 5:55:11 PM
richboy56$25.001/4/2011 6:29:19 PM
graceful-investment$100.001/4/2011 5:45:43 PM
money-bauble$100.001/4/2011 8:20:58 PM
orange-preeminant-bill$50.001/4/2011 6:05:05 PM
ingenious-deal6$25.001/4/2011 11:33:03 PM
silver-enlightenment0$100.001/5/2011 7:41:21 AM
ivadood$50.001/5/2011 8:05:08 AM
mercuriant$25.001/4/2011 9:40:36 PM
bnlforever$25.001/5/2011 9:33:15 AM
stock106$25.001/5/2011 1:33:04 AM
CA-Lender$25.001/5/2011 1:54:53 AM
firewomin$50.001/5/2011 10:53:16 AM
Ducatiman1978$25.001/5/2011 11:15:34 AM
jamiee73$25.001/5/2011 11:16:20 AM
power-trophy7$50.001/5/2011 12:38:15 PM
pureliquidhw$25.001/5/2011 1:53:23 PM
play4lax$25.001/5/2011 12:21:42 PM
hopeful-truth5$100.001/5/2011 12:38:14 PM
AF-Chief$50.001/5/2011 3:17:32 PM
bromo999$50.001/5/2011 11:50:10 AM
newest-generous-income$25.001/5/2011 12:38:15 PM
lively-hope28$31.131/5/2011 1:36:45 PM
shrewd-income$50.001/5/2011 4:05:57 PM
investment-comet$25.001/5/2011 4:26:54 PM
ideal-platinum1$25.001/5/2011 4:27:55 PM
PRGuyinVA$25.001/5/2011 4:28:03 PM
rss197$25.001/5/2011 4:28:07 PM
Digs$25.001/5/2011 4:28:29 PM
Bank42$50.001/5/2011 4:28:56 PM
inventive-exchange$25.001/5/2011 4:25:44 PM
apostle901$25.001/5/2011 4:26:56 PM
Georgetastic$25.001/5/2011 4:27:04 PM
dedicated-transaction796$50.001/5/2011 4:28:01 PM
dbmurch$25.001/5/2011 4:28:10 PM
martinnc$50.001/5/2011 4:28:39 PM
green-thoughtful-yield$100.001/5/2011 4:28:50 PM
brazilofmux$67.891/5/2011 4:29:12 PM
J-Rott$50.001/5/2011 4:58:37 PM
assetmanager$25.001/5/2011 4:25:40 PM
navstox$25.001/5/2011 4:26:32 PM
GInBaghdad$25.001/5/2011 4:27:45 PM
sk8ndive$25.001/5/2011 4:28:02 PM
gold-commander0$50.001/5/2011 4:58:48 PM
finagler$25.001/5/2011 4:28:11 PM
sweetlan$25.001/5/2011 4:28:25 PM
CC911$25.001/5/2011 4:28:43 PM
natural-greenback6$25.001/5/2011 4:28:59 PM
rate-mogul$50.001/5/2011 4:46:08 PM
144 Investments
 
Borrower Payment Dependent Notes Series 489699
This series of Notes was issued and sold upon the funding of the borrower loan #46569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-03-2011 
Term: 36 months Listing End date:  Jan-05-2011 
 
Lender yield: 12.40% Borrower rate/APR: 13.40% / 15.55% Monthly payment: $338.87
 
Lender servicing fee: 1.00% Effective Yield*: 12.19%  
Estimated return*: 7.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1996 Debt/Income ratio: 21%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,236Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: sincere-rate8 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
780-799 (Oct-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Consolidating Debt.
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/3/2011 3:32:10 PM
Havana21$200.001/3/2011 3:32:16 PM
Eastern$50.001/3/2011 3:32:47 PM
rangers94$25.001/3/2011 3:33:13 PM
red-unequivocal-finance$25.001/3/2011 3:34:05 PM
SimpleChoice$25.001/3/2011 3:34:32 PM
restless-currency$41.011/3/2011 3:35:06 PM
icchok$50.001/3/2011 3:32:44 PM
a-responsible-return$25.001/3/2011 3:33:10 PM
Feyenoord$25.001/3/2011 3:41:49 PM
ray1051$50.001/3/2011 3:42:08 PM
sci_guy$25.001/3/2011 3:34:04 PM
indomitable-coin$100.001/3/2011 3:34:14 PM
Banker7371$25.001/3/2011 3:34:18 PM
golffish2$100.001/3/2011 3:40:39 PM
ac787$25.001/3/2011 4:08:51 PM
patriot897$50.001/3/2011 3:42:46 PM
Barak$100.001/3/2011 3:32:25 PM
organized-payment6$50.001/3/2011 3:33:18 PM
Astyanax$50.001/3/2011 3:34:07 PM
jamiee73$25.001/3/2011 3:34:13 PM
Anny-Disco$50.001/3/2011 3:34:21 PM
buckyhead2000$25.001/3/2011 3:34:28 PM
hopethisworks$50.001/3/2011 3:34:33 PM
loss-of-control$50.001/3/2011 5:12:41 PM
Bank_Of_XL$50.001/3/2011 4:38:17 PM
gold-channel2$50.001/3/2011 3:41:22 PM
handshake5$100.001/3/2011 3:42:12 PM
enchanted-note$50.001/3/2011 3:49:51 PM
courteous-fund9$50.001/3/2011 6:31:46 PM
DasMula$37.841/3/2011 3:56:39 PM
FinanceEngine$30.001/4/2011 12:05:16 AM
LittleMingo$40.001/4/2011 3:20:00 AM
penny-plato$25.001/3/2011 6:09:32 PM
syounker$25.001/3/2011 6:23:03 PM
MissionMicroFinance$25.001/4/2011 4:00:46 AM
Techne_Funds_LLC$25.001/3/2011 6:48:38 PM
ethicalhumanist$50.001/3/2011 7:29:01 PM
one-midas$50.001/3/2011 9:44:04 PM
felicity-loyalist0$25.001/4/2011 7:23:00 AM
lloyd_s$50.001/4/2011 4:31:11 AM
jonn834$25.001/4/2011 5:36:05 AM
nalaari$25.001/4/2011 6:46:04 AM
GatorsFan$50.001/4/2011 9:11:37 AM
red-favorable-basis$25.001/4/2011 8:07:23 AM
best-shiny-hope$25.001/4/2011 4:14:22 AM
Hola_James$55.001/4/2011 9:54:18 AM
twjh$25.001/4/2011 4:44:08 AM
ronin4sale$25.001/4/2011 8:54:39 AM
loanman2007$100.001/4/2011 5:52:31 AM
astute-investment5$25.001/4/2011 7:55:41 AM
Leshan$77.111/4/2011 8:18:11 AM
SnakeV$25.001/4/2011 8:41:09 AM
SOP_Bank$25.001/4/2011 11:15:27 AM
SecondChanceLendingSERV$50.001/4/2011 1:04:39 PM
the-enterprising-leverage$25.001/4/2011 11:43:32 AM
andyb9$50.001/4/2011 1:43:14 PM
gothampark$25.001/4/2011 2:20:20 PM
bigphish$25.001/4/2011 1:27:56 PM
brandilton$25.001/4/2011 1:40:45 PM
hillerod$25.001/4/2011 12:07:14 PM
smallbizrule$25.001/4/2011 2:09:39 PM
wealth-competitor$50.001/4/2011 4:18:22 PM
gilbrear$25.001/4/2011 4:21:52 PM
thankful-nickel2$25.001/4/2011 3:24:52 PM
hidavehi$25.011/4/2011 5:37:07 PM
JBF_Investments$25.001/4/2011 6:23:14 PM
the-profit-oracle$25.001/4/2011 5:55:45 PM
redwraith$25.001/5/2011 1:25:04 AM
MarcusOcean$25.001/4/2011 6:45:43 PM
mobius_titan$25.001/5/2011 1:05:46 AM
bughead$25.001/4/2011 8:04:51 PM
inspired-investment8$100.001/4/2011 9:21:34 PM
heerzaquestion$25.001/5/2011 6:21:57 AM
LongTail$25.001/4/2011 10:05:38 PM
Divr555$25.001/4/2011 10:28:15 PM
mjunlimited$50.001/5/2011 8:50:14 AM
truth-gondola5$26.281/5/2011 9:08:58 AM
brother_tam$50.001/5/2011 1:11:30 AM
dslobbs$25.001/5/2011 9:46:12 AM
Charmart$25.001/5/2011 3:04:18 AM
durability-halibut$30.001/5/2011 9:39:58 AM
virtuous-capital$50.001/5/2011 9:53:26 AM
BigLinCT$25.001/5/2011 11:10:36 AM
wampum-chorus3$25.001/5/2011 11:15:13 AM
jazzlender$25.001/5/2011 10:37:46 AM
SNH$100.001/5/2011 11:11:12 AM
kulender$50.001/5/2011 11:16:00 AM
ore-dojo$25.001/5/2011 10:32:33 AM
riskreward$100.001/3/2011 3:32:27 PM
fcukciti$25.001/3/2011 3:32:40 PM
building_community$25.001/3/2011 3:32:42 PM
orgy63$50.001/3/2011 3:32:14 PM
likeable-leverage5$250.001/3/2011 3:32:49 PM
MoneyForNothing$33.331/3/2011 3:41:34 PM
Centaur$50.001/3/2011 3:41:44 PM
hidavehi$39.001/3/2011 3:41:54 PM
6moonbeams$50.001/3/2011 3:33:41 PM
Artist_Blue$25.001/3/2011 3:33:53 PM
dunox$25.001/3/2011 3:34:10 PM
the-transaction-stronghold$25.001/3/2011 3:34:45 PM
1stBankAndHal$25.001/3/2011 3:40:27 PM
El_Profesional$25.001/3/2011 4:09:22 PM
tech310$50.001/3/2011 3:42:16 PM
rss197$25.001/3/2011 3:32:12 PM
bazaar-festivity$100.001/3/2011 3:33:16 PM
bold-treasure-neutrino$50.001/3/2011 3:33:26 PM
nilonc1$100.001/3/2011 3:33:33 PM
fightinjoe$50.001/3/2011 3:33:43 PM
panegryst$25.001/3/2011 3:34:08 PM
sweety075$25.001/3/2011 5:21:02 PM
five-star-responsibility0$50.001/3/2011 3:40:30 PM
gold-blanket0$25.001/3/2011 3:41:16 PM
newest-funds-powerplant$25.001/3/2011 3:53:34 PM
chris-heretoinvest$25.001/3/2011 7:12:33 PM
american6$50.001/4/2011 1:06:14 AM
JustMee$25.001/3/2011 5:48:12 PM
113121$1,000.001/3/2011 6:32:58 PM
cello1$25.001/3/2011 7:12:12 PM
jdrez$25.001/4/2011 3:02:43 AM
hrubinst$50.001/4/2011 4:33:47 AM
Sol_Invictus$25.001/4/2011 8:15:10 AM
rockhound84$25.001/4/2011 5:13:50 AM
silvercertificate$25.001/4/2011 9:12:35 AM
Prosp_Lender$31.481/4/2011 3:47:13 AM
tolerant-dinero2$25.001/4/2011 8:41:21 AM
manuvns$25.001/4/2011 10:14:09 AM
deal-zoo$50.001/4/2011 9:31:45 AM
treasure-bliss$38.471/4/2011 10:36:15 AM
gold-conga$50.001/4/2011 11:00:12 AM
Leshan$72.891/4/2011 11:22:23 AM
CashBank$25.001/4/2011 12:53:57 PM
listing-trapper3$75.001/4/2011 11:16:11 AM
radforj22$25.001/4/2011 1:05:01 PM
lendstats_com$200.001/4/2011 2:47:38 PM
rdrloan$50.001/4/2011 1:44:59 PM
Jinja$50.001/4/2011 5:05:03 PM
Brown98$25.001/4/2011 4:14:51 PM
balance-chestnut$25.001/4/2011 4:32:24 PM
Ven58$30.801/4/2011 6:07:06 PM
dilbert17$50.001/4/2011 7:25:46 PM
hellasow$25.001/4/2011 9:16:45 PM
KarmaBum77$25.001/4/2011 5:53:42 PM
GElender$50.001/4/2011 9:36:07 PM
understanding-affluence5$25.001/5/2011 6:17:49 AM
inforapenny$30.221/5/2011 1:30:02 AM
littlemonkey$25.001/5/2011 6:43:18 AM
innocent-income4$25.001/5/2011 7:49:02 AM
first-upright-payout$25.001/5/2011 5:56:04 AM
merciful-yield$43.941/5/2011 6:24:41 AM
orbital-velocity7$50.001/5/2011 9:30:50 AM
wwwUniversal$25.001/5/2011 9:45:06 AM
schnippy$25.001/5/2011 9:50:00 AM
pythia$25.001/5/2011 3:04:30 AM
tenacious-payout$25.001/5/2011 9:15:48 AM
secureincome$2,000.001/5/2011 9:40:04 AM
simeonthewhale$25.001/5/2011 5:42:12 AM
bonus-quark4$25.001/5/2011 8:09:21 AM
investment-star$50.001/5/2011 8:10:47 AM
Rabid_Dove$25.001/5/2011 8:19:16 AM
attractive-asset$100.001/5/2011 8:25:24 AM
gain-processor$103.261/5/2011 10:21:49 AM
socrates520$50.001/5/2011 11:00:23 AM
tender-integrity3$100.001/5/2011 10:38:06 AM
huorn$25.001/5/2011 11:09:17 AM
subtle-revenue0$25.001/5/2011 11:11:10 AM
166 Investments
 
Borrower Payment Dependent Notes Series 489869
This series of Notes was issued and sold upon the funding of the borrower loan #46633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 12.40% Borrower rate/APR: 13.40% / 15.55% Monthly payment: $508.30
 
Lender servicing fee: 1.00% Effective Yield*: 12.19%  
Estimated return*: 7.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1994 Debt/Income ratio: 11%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 44 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $989Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: Barbaro Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 34 ( 100% ) 780-799 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2008)
740-759 (Jan-2007)
740-759 (May-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Structural repairs to new house.
Purpose of loan:
This loan will be used to do structural and electrical repairs and upgrades to a two-flat in the Lakeview neighborhood of Chicago.? We purchased the house already and plan to move in as soon as possible, however the house is old and needs repairs to strengthen the structure and level the floors.? The house itself was purchased at a very good price and is located in a very desirable part of Chicago, Central Lakeview.? We plan to live in the upstairs unit and eventually finish off the attic too, while renting out the lower unit which we feel is financially responsible, vs. immediately converting it to a single family house, which is tempting.

My financial situation:
I am a good candidate for this loan because:? I've been employed by the same company for over nine years.? My "domestic partner" of seven years has a credit score higher than mine, we own the property together.? Between two incomes and the rental income we are doing our best to protect our investment and ourselves in an uncertain economy.? This is not just an investment property, it is our home.? We are not spending money on only flashy new appliances and furniture, we are first focusing on the core structure and the electrical and having the work done by reputable companies following certified plans by a structural engineer and with proper permits.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$50.001/11/2011 6:55:32 PM
atomantic$100.001/11/2011 6:59:12 PM
commerce-yeller$25.001/11/2011 7:00:08 PM
tech310$50.001/11/2011 7:06:06 PM
rss197$25.001/11/2011 7:07:00 PM
MoneyForNothing$44.441/11/2011 6:55:35 PM
nilonc1$100.001/11/2011 7:00:05 PM
Feyenoord$25.001/11/2011 7:38:57 PM
ichibon$250.001/11/2011 7:00:53 PM
Laserbank$50.001/11/2011 8:46:03 PM
DasMula$86.571/11/2011 7:03:26 PM
genius520$100.001/11/2011 7:06:30 PM
1phantom$50.001/11/2011 7:07:13 PM
honorable-yield$25.001/11/2011 7:07:21 PM
ray1051$25.001/11/2011 7:07:30 PM
skuba$75.001/11/2011 7:06:22 PM
hidavehi$39.001/11/2011 7:15:23 PM
MoneyForNothing$114.031/11/2011 7:31:23 PM
finance_mba$25.001/11/2011 7:07:44 PM
LendingSingularity$100.001/12/2011 12:15:07 AM
five-star-justice$36.001/11/2011 7:07:47 PM
aganippe$25.001/11/2011 7:13:27 PM
jaesposito$25.001/11/2011 7:14:52 PM
ryreesado$25.001/11/2011 8:27:03 PM
mosby$50.001/12/2011 2:28:58 AM
secureincome$3,000.001/11/2011 8:06:40 PM
gotigers1972$25.001/11/2011 8:45:26 PM
thrilling-nickel5$50.001/12/2011 4:54:33 AM
convergentthinker$79.221/12/2011 5:13:29 AM
five-star-note$173.211/11/2011 9:53:56 PM
impeccable-transparency$50.001/12/2011 5:21:19 AM
clemclan$25.001/11/2011 10:10:29 PM
worthy-bid8$50.001/12/2011 6:11:26 AM
maj0508$100.001/12/2011 1:35:15 AM
DoctorJoe$25.001/12/2011 3:40:50 AM
realmoney2007$77.001/12/2011 3:49:06 AM
return-grizzly$100.001/12/2011 5:37:06 AM
Artist_Blue$25.001/12/2011 6:10:07 AM
mrreynol$50.001/12/2011 5:32:53 AM
wwwUniversal$25.001/12/2011 5:45:41 AM
credit-bliss8$25.001/11/2011 6:56:38 PM
adventurous-cash$25.001/11/2011 7:01:01 PM
selector568$200.001/11/2011 7:01:32 PM
Aberdeen$6,000.001/11/2011 7:02:11 PM
bowdish1$50.001/11/2011 7:06:25 PM
1stBankAndHal$25.001/11/2011 6:56:23 PM
organized-payment6$50.001/11/2011 7:07:26 PM
radforj22$25.001/11/2011 7:07:38 PM
inspire22$50.001/11/2011 7:00:29 PM
rubylender$50.001/11/2011 7:25:05 PM
enthralling-deal180$50.001/11/2011 7:01:48 PM
credit-investor5$25.001/11/2011 7:02:23 PM
Techne_Funds_LLC$25.001/11/2011 8:06:56 PM
bhaus5$25.001/11/2011 8:10:50 PM
handshake5$100.001/11/2011 7:02:17 PM
a-responsible-return$25.001/11/2011 7:02:30 PM
simplelender80$100.001/11/2011 7:06:47 PM
peso-colonel$50.001/11/2011 7:06:50 PM
power-trophy7$25.001/11/2011 7:06:53 PM
ursus$100.001/11/2011 7:07:35 PM
newest-organic-rupee$25.001/11/2011 7:07:59 PM
indomitable-coin$100.001/11/2011 7:06:18 PM
Sol_Invictus$25.001/11/2011 7:15:09 PM
WonByOne$100.001/12/2011 1:04:34 AM
jdrez$25.001/12/2011 1:09:35 AM
power-cell$30.001/11/2011 9:03:16 PM
Jinja$25.001/12/2011 2:59:13 AM
dhkny5$50.001/11/2011 8:18:18 PM
priceless-money6$50.001/12/2011 3:24:00 AM
tolerant-dinero2$25.001/12/2011 3:44:29 AM
FundMaker$25.001/11/2011 10:32:20 PM
bughead$25.001/11/2011 8:37:07 PM
hutmacher$75.001/12/2011 3:50:57 AM
pietro_torna_indietro$47.361/11/2011 11:14:25 PM
hookUup$50.001/11/2011 11:53:05 PM
industrious-dedication$25.001/11/2011 10:16:08 PM
rich329$25.001/12/2011 5:52:38 AM
green-moola-sniffer$50.001/12/2011 12:50:30 AM
skiter53$50.001/11/2011 11:03:50 PM
Jinja$40.001/12/2011 2:58:09 AM
museic1$50.001/12/2011 3:22:33 AM
paytonbrigadier$350.001/12/2011 4:22:07 AM
corporatejim$27.881/12/2011 4:30:25 AM
ruralgold$100.001/12/2011 4:28:56 AM
113121$1,250.001/12/2011 5:41:18 AM
85 Investments
 
Borrower Payment Dependent Notes Series 489973
This series of Notes was issued and sold upon the funding of the borrower loan #46566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-06-2011 
Term: 36 months Listing End date:  Jan-06-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $316.34
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2005 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,663Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: top-melodious-diversification Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Striving for debt freedom.
Hi.For the last couple of years I?ve been stuck in the hire and fire (layoffs) market of software engineering. Instead of skipping bills and payments I?ve put things onto credit cards ? and now I need to consolidate debt to get rid of high APR reward cards.I?ve never missed a payment. I have never been late.My debt to income ratio is high, and I can?t get around that on personal credit since I run everything through my own corporation.I also refuse to take handouts from the government. I?m trying to do everything the right way and be responsible about it. I know this debt is mine, and mine to pay off.With your help, I will be able to avoid the high rates from the credit card companies.Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
musegaze$100.001/6/2011 4:18:09 PM
Investoman$50.001/6/2011 4:20:33 PM
soulful-truth$50.001/6/2011 4:22:38 PM
thelovebug$100.001/6/2011 4:22:51 PM
power-rotation7$25.001/6/2011 4:23:17 PM
patriot897$25.001/6/2011 4:23:24 PM
seisen$100.001/6/2011 4:23:52 PM
Tikibarman$50.001/6/2011 4:24:11 PM
mercuriant$25.001/6/2011 4:24:43 PM
gotjack$25.001/6/2011 4:25:36 PM
simplelender80$100.001/6/2011 4:22:42 PM
6moonbeams$50.001/6/2011 4:23:42 PM
AF-Chief$50.001/6/2011 4:24:19 PM
upright-commitment5$25.001/6/2011 4:49:43 PM
gold-channel2$25.001/6/2011 4:50:11 PM
puifais$50.001/6/2011 4:25:16 PM
KMSB$50.001/6/2011 4:25:23 PM
jo2y$25.001/6/2011 4:25:33 PM
jazzlender$25.001/6/2011 4:51:43 PM
Artist_Blue$25.001/6/2011 4:57:27 PM
ammasv$25.001/6/2011 5:13:42 PM
payout-banker4$25.001/6/2011 5:14:05 PM
income-sage9$25.001/6/2011 5:14:11 PM
economy-lotus$50.001/6/2011 5:14:33 PM
lloyd_s$25.001/6/2011 4:55:34 PM
medic_up$25.001/6/2011 5:13:34 PM
profit-powerplant$25.001/6/2011 5:16:33 PM
golath24$50.001/6/2011 5:13:46 PM
MONEYMATCH$25.001/6/2011 5:16:36 PM
Palacios$50.001/6/2011 5:14:00 PM
nrowland$50.001/6/2011 5:14:08 PM
wise-silver-wonder$25.001/6/2011 5:17:18 PM
GCInvestments$25.001/6/2011 5:14:31 PM
jamiee73$25.001/6/2011 5:17:53 PM
ITExec$100.001/6/2011 5:14:36 PM
martinnc$50.001/6/2011 5:18:24 PM
imlosttoo$25.001/6/2011 5:14:39 PM
shrewd-peace7$25.001/6/2011 5:14:54 PM
fortytwo$50.001/6/2011 4:58:32 PM
cedar_rose$50.001/6/2011 5:15:13 PM
loan-kung-fu$25.001/6/2011 4:59:52 PM
treasure-singularity$25.001/6/2011 5:15:35 PM
principal-trombone$50.001/6/2011 5:15:44 PM
worthy-bid8$50.001/6/2011 5:15:57 PM
diversification-medalist$25.001/6/2011 5:16:03 PM
missing-link$25.001/6/2011 5:16:10 PM
money-vista$25.001/6/2011 5:16:14 PM
social-conductor4$25.001/6/2011 5:13:25 PM
sweetlan$25.001/6/2011 5:18:23 PM
morpholog$32.991/6/2011 5:13:32 PM
wampum-chorus3$25.001/6/2011 5:13:36 PM
ommcd$25.001/6/2011 5:18:46 PM
fairhelper$25.001/6/2011 5:13:38 PM
zieger$25.001/6/2011 5:13:44 PM
Aragorn$25.001/6/2011 5:14:10 PM
frankdelraza$25.001/6/2011 5:15:07 PM
Worldskiboy$50.001/6/2011 5:15:15 PM
resource777$25.001/6/2011 5:15:33 PM
Matt555555$50.001/6/2011 5:16:00 PM
yungtiger$51.221/6/2011 5:16:15 PM
radiant-loan5$25.001/6/2011 5:16:29 PM
Cheburashka$25.001/6/2011 5:16:56 PM
lowcostmoney$25.001/6/2011 5:17:16 PM
CC911$25.001/6/2011 5:18:26 PM
handshake5$100.001/6/2011 4:20:31 PM
a-successful-credit$100.001/6/2011 4:22:55 PM
scrappy-diversification7$2,000.001/6/2011 4:23:26 PM
capital-halo1$500.001/6/2011 4:23:34 PM
bold-treasure-neutrino$30.001/6/2011 4:23:37 PM
silver-enlightenment0$100.001/6/2011 4:24:03 PM
Bob450$25.001/6/2011 4:24:50 PM
reflective-rupee$33.331/6/2011 4:39:27 PM
DrStaff$25.001/6/2011 4:47:50 PM
VAGweilo$50.001/6/2011 4:50:43 PM
EBITDA$25.001/6/2011 4:23:46 PM
Whipster$50.001/6/2011 4:24:13 PM
credit-wheel7$25.001/6/2011 4:25:03 PM
Kash2010lu$50.001/6/2011 4:25:06 PM
kulender$50.001/6/2011 4:53:16 PM
best-unbeatable-transaction$25.001/6/2011 5:04:17 PM
cash-raccoon$25.001/6/2011 5:12:54 PM
inforapenny$50.001/6/2011 5:12:58 PM
basis-equalizer0$25.001/6/2011 5:13:14 PM
wildguy$50.001/6/2011 5:13:33 PM
greenback-magma1$50.001/6/2011 5:13:45 PM
nalaari$25.001/6/2011 5:14:49 PM
dedicated-transaction796$50.001/6/2011 5:15:48 PM
fairness-champ7$25.001/6/2011 5:16:07 PM
cwjpott$25.001/6/2011 5:13:34 PM
economy-producer$25.001/6/2011 5:16:30 PM
inspired-duty5$50.001/6/2011 5:13:43 PM
MADAOO7$50.001/6/2011 5:16:34 PM
helping-out$30.001/6/2011 5:14:06 PM
d3v0t3d$25.001/6/2011 5:14:09 PM
orange-influential-credit$50.001/6/2011 5:14:33 PM
Comoparklender$25.001/6/2011 5:18:17 PM
wtrboy$25.001/6/2011 5:14:38 PM
treasure-bliss$50.001/6/2011 5:18:28 PM
Caerus$50.001/6/2011 5:15:04 PM
nerdfactor$25.001/6/2011 5:15:18 PM
sfmf$25.001/6/2011 5:15:42 PM
rss197$25.001/6/2011 5:15:52 PM
dollar-turtle$25.001/6/2011 5:15:58 PM
life-is-great$50.001/6/2011 5:16:09 PM
point-kitten6$50.001/6/2011 5:16:11 PM
jgar_O$30.001/6/2011 5:16:34 PM
orange-preeminant-bill$50.001/6/2011 5:17:14 PM
impressive-loan9$29.591/6/2011 5:13:08 PM
HedgeFund$50.001/6/2011 5:13:16 PM
investment-comet$25.001/6/2011 5:18:14 PM
dollar-sonnet3$31.041/6/2011 5:18:31 PM
CASHGIRL$25.001/6/2011 5:13:35 PM
freshdiet$50.001/6/2011 5:18:49 PM
Nerdster1$25.031/6/2011 5:13:40 PM
fair-rate$25.001/6/2011 5:14:01 PM
ptjg$25.001/6/2011 5:14:04 PM
velocity-solo$25.001/6/2011 5:14:12 PM
KarmaBum77$25.001/6/2011 5:14:29 PM
Sibelius2$25.001/6/2011 5:14:37 PM
deal-secret-agent$25.001/6/2011 5:14:52 PM
attractive-fund$50.001/6/2011 5:15:05 PM
the-silver-blaster$50.001/6/2011 5:15:10 PM
berkeleyalum$25.001/6/2011 5:15:20 PM
WLenders$50.001/6/2011 5:15:30 PM
courteous-kindness1$50.001/6/2011 5:15:36 PM
allamerathlete$25.001/6/2011 5:16:01 PM
traice$25.001/6/2011 5:16:16 PM
finance-prescription$50.001/6/2011 5:16:35 PM
Weaverville$25.001/6/2011 5:16:51 PM
MissionMicroFinance$25.001/6/2011 5:17:00 PM
flanative$43.201/6/2011 5:18:20 PM
green-thoughtful-yield$50.001/6/2011 5:18:43 PM
washboard1$25.001/6/2011 5:18:52 PM
133 Investments
 
Borrower Payment Dependent Notes Series 489995
This series of Notes was issued and sold upon the funding of the borrower loan #46554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-06-2011 
Term: 36 months Listing End date:  Jan-06-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $126.53
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1996 Debt/Income ratio: 18%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,401Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: loot-aurora Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repairs
Purpose of loan:
This loan will be used to make repairs to my car's transmission.

My financial situation:
I am a good candidate for this loan

Monthly net income: $ 3500.00

Monthly expenses: $2063
??Housing: $ 1083 ???? ????
??Insurance: $ 183 ???? ????
??Car expenses: $ 342
??Utilities: $ 80
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
handshake5$100.001/6/2011 10:11:45 AM
Investoman$50.001/6/2011 10:11:51 AM
capital-kingdom$25.001/6/2011 10:11:56 AM
greencat$50.001/6/2011 10:11:42 AM
precious-coin3$50.001/6/2011 10:12:55 AM
6moonbeams$50.001/6/2011 10:19:42 AM
EBITDA$25.001/6/2011 10:19:51 AM
soulful-truth$50.001/6/2011 10:17:45 AM
silver-enlightenment0$100.001/6/2011 10:21:02 AM
bazaar-festivity$100.001/6/2011 10:18:29 AM
patriot897$25.001/6/2011 10:19:15 AM
seisen$100.001/6/2011 10:20:17 AM
transaction-circuit$100.001/6/2011 10:08:19 AM
thelovebug$100.001/6/2011 10:18:18 AM
bold-treasure-neutrino$30.001/6/2011 10:19:38 AM
loan-kung-fu$25.001/6/2011 10:20:07 AM
selector568$200.001/6/2011 10:17:11 AM
simplelender80$100.001/6/2011 10:17:59 AM
a-successful-credit$100.001/6/2011 10:18:24 AM
Kash2010lu$26.001/6/2011 10:19:02 AM
Evolver$28.851/6/2011 10:08:36 AM
capital-halo1$500.001/6/2011 10:19:33 AM
musegaze$50.001/6/2011 10:18:34 AM
scrappy-diversification7$1,500.001/6/2011 10:21:06 AM
24 Investments
 
Borrower Payment Dependent Notes Series 490023
This series of Notes was issued and sold upon the funding of the borrower loan #46642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Jan-10-2011 
Term: 36 months Listing End date:  Jan-10-2011 
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.10% Monthly payment: $84.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.78%  
Estimated return*: 16.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1989 Debt/Income ratio: 8%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 8Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,015Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: reliable-rate435 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
un-expected bills
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
musegaze$50.001/10/2011 3:52:36 PM
UCLA4life$25.001/10/2011 3:55:36 PM
vine99$40.001/10/2011 3:51:38 PM
genius520$100.001/10/2011 3:57:54 PM
Investoman$100.001/10/2011 3:52:42 PM
a-finance-nirvana$25.001/10/2011 3:59:04 PM
EBITDA$25.001/10/2011 3:57:20 PM
simplelender80$100.001/10/2011 3:57:03 PM
bazaar-festivity$100.001/10/2011 3:57:09 PM
ThatDanGuy$50.001/10/2011 3:57:57 PM
KMSB$50.001/10/2011 3:57:27 PM
rss197$25.001/10/2011 3:58:35 PM
investment-star$50.001/10/2011 3:58:26 PM
marketplace-buckeye$25.001/10/2011 3:58:50 PM
handshake5$100.001/10/2011 3:52:39 PM
DasMula$25.001/10/2011 3:53:17 PM
selector568$200.001/10/2011 3:54:25 PM
capital-halo1$500.001/10/2011 3:57:18 PM
transaction-circuit$100.001/10/2011 3:53:00 PM
DasMula$37.841/10/2011 3:55:12 PM
JJ9876$25.001/10/2011 3:57:59 PM
p1k4blu$25.001/10/2011 3:58:09 PM
amusement4$50.001/10/2011 3:58:17 PM
the-auction-bear$25.001/10/2011 3:57:39 PM
inspire22$25.001/10/2011 3:58:22 PM
kendallv$25.001/10/2011 3:58:39 PM
honorable-yield$25.001/10/2011 3:58:59 PM
interstellar$50.001/10/2011 3:59:13 PM
point-kitten6$50.001/10/2011 3:58:45 PM
29 Investments
 
Borrower Payment Dependent Notes Series 490191
This series of Notes was issued and sold upon the funding of the borrower loan #46487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-12-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 17.07% Monthly payment: $121.16
 
Lender servicing fee: 1.00% Effective Yield*: 13.67%  
Estimated return*: 7.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1992 Debt/Income ratio: 9%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,613Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: 1Pioneer Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tank less water heater plus more.
Purpose of loan:
This loan will be used to replace my old water heater with a new tankless water heater.? Finish landscaping the front yard and make some electical improvement in the house.

My financial situation:
I am a good candidate for this loan because repayment of the loan will not cause a significant impact to my budget.Funding the projects in this manner enables completion to accomplished several months sooner.Installing a tankless water heater as opposed to the traditional style of water heater will cut my electric bill by some 30%.

Monthly net income: $ 6801.50

Monthly expenses: $ 4610.45
??Housing: $ 1818.75
??Insurance:?I pay $300.00 bi-annually for insurance, no monthly payment.
??Car expenses:?$ 0.00 both my vehicles?have clear titles.
??Utilities: $ 90.00
??Phone, cable, internet: $ 225.00
??Food, entertainment: $ 1000.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1226.70
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$90.001/12/2011 9:24:05 AM
midifool$25.001/12/2011 9:24:37 AM
OnePoorDude$50.001/12/2011 9:25:57 AM
bazaar-festivity$100.001/12/2011 9:26:38 AM
ichibon$250.001/12/2011 9:26:44 AM
genius520$100.001/12/2011 9:28:20 AM
five-star-justice$36.001/12/2011 9:30:33 AM
skiter53$50.001/12/2011 9:31:19 AM
first-upright-payout$25.001/12/2011 9:32:08 AM
interstellar$50.001/12/2011 9:34:53 AM
cash-vault$25.001/12/2011 9:24:29 AM
commerce-yeller$25.001/12/2011 9:24:58 AM
systematic-fairness1$30.001/12/2011 9:50:46 AM
CSinvestments$25.001/12/2011 9:55:29 AM
inspire22$50.001/12/2011 9:26:08 AM
bowdish1$50.001/12/2011 9:28:16 AM
the-auction-bear$25.001/12/2011 9:26:49 AM
Jonathan_E$86.001/12/2011 10:57:16 AM
a-responsible-return$25.001/12/2011 9:27:04 AM
1phantom$50.001/12/2011 9:29:09 AM
organized-payment6$50.001/12/2011 9:29:45 AM
ray1051$25.001/12/2011 9:30:00 AM
radforj22$25.001/12/2011 9:30:14 AM
peso-colonel$50.001/12/2011 9:28:52 AM
power-trophy7$25.001/12/2011 9:28:58 AM
ryreesado$25.001/12/2011 9:30:54 AM
jfs1179$25.001/12/2011 9:31:13 AM
mosby$50.001/12/2011 9:31:26 AM
finance_mba$25.001/12/2011 9:30:23 AM
goodhearted-basis4$25.001/12/2011 9:30:57 AM
Purple11$50.001/12/2011 10:19:21 AM
One_Lolo$25.001/12/2011 10:25:50 AM
tolerant-dinero2$25.001/12/2011 9:36:53 AM
mroew$28.921/12/2011 10:26:37 AM
rustysailor$25.001/12/2011 10:35:22 AM
lendstats_com$200.001/12/2011 10:37:59 AM
loan-eagle9$25.001/12/2011 10:52:56 AM
leverage-monger$25.001/12/2011 10:20:20 AM
cashhelp$60.001/12/2011 9:24:18 AM
selector568$400.001/12/2011 9:24:42 AM
enthralling-deal180$50.001/12/2011 9:25:41 AM
simplelender80$100.001/12/2011 9:28:45 AM
museic1$50.001/12/2011 9:31:36 AM
tech310$50.001/12/2011 9:27:26 AM
skuba$75.001/12/2011 9:28:06 AM
credit-rocket4$50.001/12/2011 10:48:48 AM
handshake5$100.001/12/2011 9:27:00 AM
honorable-yield$25.001/12/2011 9:29:26 AM
indomitable-coin$100.001/12/2011 9:28:01 AM
ursus$100.001/12/2011 9:30:09 AM
rss197$25.001/12/2011 9:29:04 AM
industrious-dedication$25.001/12/2011 9:31:07 AM
impeccable-transparency$50.001/12/2011 9:31:44 AM
worthy-bid8$50.001/12/2011 9:31:58 AM
DasMula$57.001/12/2011 9:32:11 AM
treasure-kazoo$50.001/12/2011 9:32:18 AM
atlantic51$25.001/12/2011 9:32:22 AM
xcap$25.001/12/2011 9:33:51 AM
EngineersAlliance$100.001/12/2011 10:30:16 AM
lending98$38.001/12/2011 10:36:37 AM
60 Investments
 
Borrower Payment Dependent Notes Series 490241
This series of Notes was issued and sold upon the funding of the borrower loan #46557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.20% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 31.20% Borrower rate/APR: 32.20% / 35.86% Monthly payment: $131.00
 
Lender servicing fee: 1.00% Effective Yield*: 29.77%  
Estimated return*: 15.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 35%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,330Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: brightest-aggresive-loyalty Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$100.001/11/2011 6:56:34 PM
sophisticated-economy2$40.001/11/2011 7:02:05 PM
simplelender80$100.001/11/2011 7:06:09 PM
vine99$40.001/11/2011 6:55:53 PM
honorable-yield$25.001/11/2011 7:07:24 PM
payment-gusto$25.001/11/2011 7:08:06 PM
julsal$25.001/11/2011 7:16:22 PM
magnifico932$25.001/11/2011 7:00:57 PM
mauge35$25.001/11/2011 7:43:56 PM
transaction-circuit$100.001/11/2011 7:01:56 PM
kindness-venture1$50.001/11/2011 7:01:22 PM
musegaze$100.001/11/2011 7:01:36 PM
capital-halo1$500.001/11/2011 7:06:12 PM
EBITDA$25.001/11/2011 7:06:17 PM
ThatDanGuy$50.001/11/2011 7:06:38 PM
siamman$105.001/11/2011 10:16:35 PM
nickel-hickory$50.001/11/2011 7:07:33 PM
justasoldier$40.001/11/2011 7:11:30 PM
genius520$100.001/11/2011 7:06:35 PM
Ocean713$50.001/11/2011 7:07:40 PM
goodhearted-basis4$25.001/11/2011 8:48:44 PM
dudebrah$25.001/11/2011 7:59:57 PM
sensible-fund$25.001/11/2011 6:57:01 PM
restless-dime$25.001/11/2011 6:57:38 PM
bazaar-festivity$100.001/11/2011 7:00:51 PM
the-auction-bear$25.001/11/2011 7:01:05 PM
handshake5$100.001/11/2011 7:01:40 PM
Investoman$50.001/11/2011 7:01:44 PM
JJ9876$25.001/11/2011 7:06:41 PM
rss197$25.001/11/2011 7:07:16 PM
Aunca$50.001/11/2011 7:07:46 PM
nilonc1$100.001/11/2011 7:00:05 PM
wanna-help$50.001/11/2011 7:08:12 PM
RyanM561$25.001/11/2011 7:49:41 PM
amusement4$100.001/11/2011 7:01:29 PM
zipemdown$50.001/11/2011 7:07:31 PM
bid-czar8$50.001/11/2011 7:07:28 PM
red-favorable-basis$25.001/11/2011 8:12:41 PM
bondhedger$25.001/11/2011 7:14:35 PM
impala6464$75.001/11/2011 8:17:39 PM
mrxtravis$50.001/11/2011 7:15:31 PM
dhkny5$100.001/11/2011 8:21:49 PM
AspiringJunzi$25.001/11/2011 8:03:32 PM
porkhelmet$25.001/11/2011 9:38:42 PM
crjcapt$200.001/11/2011 9:55:37 PM
daddysgotya$50.001/11/2011 8:45:48 PM
46 Investments
 
Borrower Payment Dependent Notes Series 490253
This series of Notes was issued and sold upon the funding of the borrower loan #46578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-08-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 9.95% Borrower rate/APR: 10.95% / 13.07% Monthly payment: $359.87
 
Lender servicing fee: 1.00% Effective Yield*: 9.92%  
Estimated return*: 6.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1991 Debt/Income ratio: 10%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 27 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,552Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: trade-travels0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate 3 credit cards.

My financial situation: I am a CPA employed full-time as tax manager for a CPA firm. My kids are grown and on their own. I want to consolidate my credit cards so that I can get them paid off sooner and with lower interest charges.
I am a good candidate for this loan because I've always paid all my debts....no one has ever lost money on me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
TSC$100.001/8/2011 4:14:14 PM
enthralling-deal180$50.001/8/2011 4:11:17 PM
nilonc1$50.001/8/2011 4:16:19 PM
bowdish1$50.001/8/2011 4:17:11 PM
GElender$50.001/8/2011 4:13:51 PM
simplelender80$100.001/8/2011 4:18:49 PM
organized-payment6$50.001/8/2011 4:14:19 PM
the-auction-lotus$25.001/8/2011 4:19:37 PM
adventurous-cash$25.001/8/2011 4:20:26 PM
indomitable-coin$100.001/8/2011 4:16:04 PM
causr08$25.001/8/2011 4:14:06 PM
bazaar-festivity$100.001/8/2011 4:14:59 PM
credit-panda1$25.001/8/2011 4:17:27 PM
genius520$100.001/8/2011 4:17:32 PM
superb-funds335$25.001/8/2011 4:16:46 PM
skuba$75.001/8/2011 4:16:57 PM
FinDoc$25.001/8/2011 4:19:14 PM
comet55$25.001/8/2011 4:20:15 PM
red-unequivocal-finance$25.001/8/2011 4:17:50 PM
myworld701$25.001/8/2011 4:18:37 PM
inspire22$50.001/8/2011 8:38:59 PM
amusement4$200.001/8/2011 11:31:26 PM
friendinmoney$25.001/8/2011 6:23:18 PM
debt-patriot$40.001/8/2011 6:40:10 PM
DasMula$37.841/8/2011 4:54:16 PM
Binan$25.001/9/2011 6:41:35 AM
paintedposies$100.001/9/2011 4:27:19 AM
Corellia$100.001/9/2011 12:14:11 PM
Leshan$25.001/9/2011 5:46:34 AM
tigerlady92$50.001/9/2011 7:20:21 AM
cash-queen$25.001/9/2011 1:39:27 PM
SolarMoonshine$200.001/9/2011 1:43:19 PM
1phantom$50.001/9/2011 9:34:18 AM
dynrep$25.001/9/2011 9:36:46 AM
wise-repayment-kayak$25.001/9/2011 11:34:08 AM
ParadigmShift$100.001/9/2011 12:02:18 PM
japerk$25.001/9/2011 4:26:42 PM
katnmouse$35.001/9/2011 6:18:23 PM
LindaRicci$25.001/9/2011 6:27:33 PM
hopeful-truth5$100.001/9/2011 6:29:15 PM
blue111$25.001/9/2011 7:56:00 PM
dsgfl1$100.001/10/2011 4:58:02 AM
Artist_Blue$25.001/10/2011 6:03:54 AM
NYBIZ$25.001/9/2011 8:09:32 PM
bughead$25.001/10/2011 6:55:00 AM
marketplace-meridian$25.001/9/2011 8:50:10 PM
market-network$25.001/10/2011 8:07:19 AM
Jtothe3$25.001/10/2011 9:17:47 AM
Queueball1$25.001/10/2011 10:01:56 AM
loaner-dude$50.001/10/2011 12:33:15 PM
vutah$25.001/10/2011 9:54:10 AM
yield-spectacle$50.001/10/2011 11:04:14 AM
Dollars4Rent$25.001/10/2011 10:37:08 AM
auctionator1$50.001/10/2011 12:37:10 PM
BankofBeth$25.001/10/2011 1:22:18 PM
grampy48$25.001/10/2011 2:21:33 PM
amusement4$100.001/10/2011 7:10:26 PM
coolgenner$25.001/11/2011 5:41:37 AM
blue-open-wampum$25.001/11/2011 8:22:47 AM
ursus$100.001/11/2011 10:18:55 AM
persistent-value3$39.331/11/2011 11:12:31 AM
richboy56$25.001/11/2011 11:34:04 AM
Ocean713$50.001/11/2011 11:49:09 AM
helpishere777$50.001/11/2011 10:31:49 AM
Gabriel02$25.001/11/2011 12:09:00 PM
tomspc$25.001/11/2011 12:04:33 PM
GarciaCompany$26.001/11/2011 12:49:35 PM
Eastern$50.001/11/2011 1:54:14 PM
finance_mba$25.001/11/2011 2:18:47 PM
retiresecure$25.001/11/2011 2:26:44 PM
astute-benjamins$25.001/11/2011 3:28:04 PM
rbotterbLLC$25.001/11/2011 3:55:39 PM
PurplePonchoMan$25.001/11/2011 4:55:12 PM
nuts$25.001/11/2011 5:04:55 PM
lucrative-coin$50.001/11/2011 5:40:23 PM
bibliomania$25.001/11/2011 6:39:52 PM
Kyileo$25.001/11/2011 5:41:50 PM
jcw3rd$25.001/11/2011 6:51:59 PM
balance-voyager$50.001/11/2011 6:23:39 PM
nalaari$25.001/11/2011 6:24:17 PM
icanhelpyouout$25.001/11/2011 6:49:25 PM
investment-kazoo$25.001/11/2011 6:37:04 PM
wise-repayment-seeker$25.001/11/2011 8:05:01 PM
DDHMoney$25.001/11/2011 9:53:03 PM
Lubava$30.961/11/2011 8:13:55 PM
rockerZ71$25.001/11/2011 7:15:30 PM
M_ERIC_CANE$65.001/11/2011 7:33:34 PM
AustinAmerica$25.001/11/2011 8:53:53 PM
fireboss$50.001/11/2011 9:29:00 PM
crjcapt$142.851/11/2011 9:57:20 PM
barkochva$25.001/11/2011 8:18:56 PM
jdadverb$25.001/11/2011 8:30:38 PM
a-responsible-return$50.001/8/2011 4:14:39 PM
one-midas$50.001/8/2011 4:10:32 PM
villagers$25.001/8/2011 4:15:55 PM
FundMaker$25.001/8/2011 4:17:03 PM
6moonbeams$50.001/8/2011 4:11:03 PM
selector568$400.001/8/2011 4:14:00 PM
handshake5$100.001/8/2011 4:14:10 PM
tolerant-dinero2$25.001/8/2011 4:14:25 PM
Proactive-Financial-Lending$25.001/8/2011 4:14:33 PM
octoberfresh$26.001/8/2011 4:28:42 PM
radforj22$25.001/8/2011 4:13:37 PM
commerce-yeller$50.001/8/2011 4:14:04 PM
ianakacg$25.001/8/2011 4:16:32 PM
patriot897$50.001/8/2011 4:15:02 PM
inspired-investment8$100.001/8/2011 4:15:33 PM
Ripsaw4U$50.001/8/2011 4:16:08 PM
peso-colonel$50.001/8/2011 4:19:06 PM
sandeepPR$25.001/8/2011 8:00:57 PM
commerce-web5$50.001/8/2011 4:21:05 PM
power-trophy7$25.001/8/2011 4:41:02 PM
roman2008$25.001/8/2011 4:19:44 PM
ac787$25.001/9/2011 5:38:53 AM
Bank_Of_XL$25.001/8/2011 7:59:28 PM
rss197$25.001/9/2011 6:44:06 AM
efficient-treasure0$25.001/8/2011 7:19:06 PM
spiff666$25.001/9/2011 7:57:58 AM
velocity-winner$25.001/8/2011 9:59:47 PM
SCD$25.001/9/2011 4:26:51 AM
payment-halo$25.001/9/2011 11:12:27 AM
doc1$50.001/9/2011 4:53:47 AM
aasx1108$25.001/9/2011 11:39:10 AM
JustMee$25.001/9/2011 6:09:23 AM
Reddy_Capital$25.001/9/2011 9:59:53 AM
Pickmar$25.001/9/2011 4:23:28 PM
TechieLender$50.001/9/2011 11:33:19 AM
ncg1983$50.001/9/2011 12:09:09 PM
Brown98$25.001/9/2011 1:35:21 PM
Nicedad72$150.001/9/2011 1:15:54 PM
rawman$50.001/9/2011 4:16:42 PM
Charmart$25.001/9/2011 6:59:25 PM
balance-force$34.491/9/2011 7:09:31 PM
rcj1411$50.001/10/2011 5:38:58 AM
arenangelchild$50.001/9/2011 8:03:55 PM
thankful-nickel2$25.001/9/2011 8:25:50 PM
verdiprr$500.001/10/2011 6:51:47 AM
loanman2007$75.001/10/2011 9:52:28 AM
blue-useful-auction$25.001/10/2011 9:25:45 AM
honorable-yield$25.001/10/2011 9:00:22 AM
ray1051$25.001/10/2011 9:37:21 AM
misit$25.001/10/2011 11:42:28 AM
euro-deployment$25.001/10/2011 12:21:00 PM
selfmademan$25.001/10/2011 12:22:17 PM
merciful-yield$40.681/10/2011 10:49:14 AM
Bodyboard$28.031/10/2011 12:10:53 PM
lion445$25.001/10/2011 12:07:59 PM
Cherrypicker$50.001/10/2011 3:15:02 PM
hogdriver$25.001/10/2011 5:16:58 PM
felicity-loyalist0$25.001/10/2011 3:55:41 PM
ethicalhumanist$50.001/10/2011 7:22:35 PM
bonus-sensai825$25.001/10/2011 7:38:03 PM
sinner_c5$25.001/11/2011 8:37:40 AM
kind-important-liberty9$25.001/11/2011 9:34:46 AM
loan-oasis4$25.001/11/2011 4:37:10 AM
global1adventurer$25.001/11/2011 9:43:21 AM
kindness-tonic$35.001/11/2011 9:40:57 AM
godspeed237$25.001/11/2011 10:16:45 AM
skaught$30.001/11/2011 10:18:08 AM
CapitolHill$25.001/11/2011 10:24:12 AM
enchanted-note$25.001/11/2011 1:01:23 PM
Stevea02$46.561/11/2011 11:32:24 AM
first-upright-payout$25.001/11/2011 11:39:35 AM
interstellar$50.001/11/2011 11:41:04 AM
Approved1234$50.001/11/2011 11:49:40 AM
agalt$75.001/11/2011 11:58:56 AM
ams294$75.001/11/2011 1:38:35 PM
five-star-justice$36.001/11/2011 3:14:27 PM
crippledcircus$78.721/11/2011 3:57:21 PM
newest-organic-rupee$25.001/11/2011 4:26:35 PM
myduck$60.001/11/2011 4:28:44 PM
dlg$25.541/11/2011 4:55:18 PM
gjm6d$25.001/11/2011 5:29:04 PM
yogi1975$25.001/11/2011 6:42:26 PM
secureincome$2,500.001/11/2011 8:01:43 PM
turbostar666$35.001/11/2011 8:12:19 PM
dhkny5$50.001/11/2011 8:16:51 PM
bhaus5$25.001/11/2011 8:22:18 PM
hawk357$42.001/11/2011 8:24:12 PM
cozy-revenue8$25.001/11/2011 9:55:41 PM
wojo$25.001/11/2011 7:18:32 PM
appcoder$40.001/11/2011 7:44:21 PM
munnu$25.001/11/2011 8:48:48 PM
ryreesado$25.001/11/2011 8:26:55 PM
sharp518$25.001/11/2011 9:52:51 PM
185 Investments
 
Borrower Payment Dependent Notes Series 490277
This series of Notes was issued and sold upon the funding of the borrower loan #46645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-08-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 9.95% Borrower rate/APR: 10.95% / 13.07% Monthly payment: $490.73
 
Lender servicing fee: 1.00% Effective Yield*: 9.92%  
Estimated return*: 6.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1982 Debt/Income ratio: Not calculated
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,048Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: vigilance-blackberry Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Organic Hydroponic Vegetable Farm
Purpose of loan:

To expand our all Organic, 100% Hydroponic Vegetable Production Facility
Our business is already successful on a small scale, but our success is outgrowing our facility's capacity !

My financial situation:

We've never missed a payment on anything, ever.



Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.001/8/2011 4:11:17 PM
GElender$50.001/8/2011 4:13:52 PM
organized-payment6$50.001/8/2011 4:14:20 PM
6moonbeams$50.001/8/2011 4:11:03 PM
indomitable-coin$100.001/8/2011 4:16:04 PM
radforj22$25.001/8/2011 4:13:38 PM
causr08$25.001/8/2011 4:14:06 PM
power-trophy7$25.001/8/2011 4:41:02 PM
Ripsaw4U$50.001/8/2011 4:16:09 PM
TSC$100.001/8/2011 4:14:15 PM
ianakacg$25.001/8/2011 4:16:33 PM
a-responsible-return$50.001/8/2011 4:14:39 PM
skuba$75.001/8/2011 4:16:59 PM
bowdish1$50.001/8/2011 4:17:13 PM
patriot897$50.001/8/2011 4:15:03 PM
red-unequivocal-finance$25.001/8/2011 4:17:51 PM
peso-colonel$50.001/8/2011 4:19:07 PM
simplelender80$100.001/8/2011 4:18:49 PM
the-auction-lotus$25.001/8/2011 4:19:38 PM
roman2008$25.001/8/2011 4:19:45 PM
comet55$25.001/8/2011 4:20:17 PM
Brown98$25.001/8/2011 6:12:56 PM
the-ethical-order$25.001/9/2011 2:49:46 AM
zorg77$25.001/8/2011 6:49:37 PM
asset-equilibrium0$25.001/9/2011 5:31:21 AM
efficient-treasure0$25.001/8/2011 7:19:07 PM
rss197$25.001/9/2011 6:44:07 AM
djmjkelso$25.001/8/2011 7:53:50 PM
inspire22$50.001/8/2011 8:39:00 PM
1phantom$50.001/9/2011 9:34:19 AM
dickiesweetboy$25.001/8/2011 9:04:00 PM
japerk$25.001/9/2011 4:29:15 PM
MissionMicroFinance$25.001/9/2011 3:56:34 PM
a2190b$25.001/9/2011 4:00:46 PM
ANicePrep$25.001/10/2011 6:38:11 AM
thankful-nickel2$25.001/9/2011 8:25:21 PM
eagle1271$25.001/9/2011 8:52:43 PM
Lefty_the_Lender$25.001/9/2011 10:41:08 PM
simiray$50.001/9/2011 11:10:56 PM
imdave4me$40.001/10/2011 6:06:47 AM
seahorse2008$25.001/10/2011 9:37:37 AM
honorable-yield$25.001/10/2011 9:00:23 AM
Jtothe3$25.001/10/2011 9:20:37 AM
octoberfresh$26.001/10/2011 9:37:20 AM
misit$25.001/10/2011 11:36:34 AM
himanshuko$30.001/10/2011 11:40:48 AM
karmicdebt$25.001/10/2011 9:49:20 AM
loaner-dude$50.001/10/2011 12:34:03 PM
auction-workhorse679$50.001/10/2011 10:51:35 AM
wonderlandkat$25.001/10/2011 12:01:08 PM
contract-festival7$50.001/10/2011 2:23:08 PM
oheight$32.261/10/2011 5:29:40 PM
loan-oasis4$25.001/11/2011 4:38:55 AM
cash-queen$25.001/10/2011 11:06:44 PM
SmallTown5$97.671/11/2011 12:49:11 AM
chaching$100.001/11/2011 1:33:07 AM
new0rleans$25.001/11/2011 3:04:18 AM
maniac3$1,000.001/11/2011 9:33:23 AM
kindness-tonic$30.001/11/2011 9:35:32 AM
ursus$500.001/11/2011 10:04:36 AM
first-upright-payout$25.001/11/2011 11:39:36 AM
paytonbrigadier$250.001/11/2011 1:51:52 PM
Gabriel02$25.001/11/2011 12:09:01 PM
agalt$75.001/11/2011 11:58:57 AM
tomspc$25.001/11/2011 12:04:56 PM
GotRox$50.001/11/2011 2:49:10 PM
green-rapid-openness$200.001/11/2011 2:54:32 PM
astute-benjamins$25.001/11/2011 3:28:16 PM
Bill88$30.001/11/2011 4:12:02 PM
newest-organic-rupee$25.001/11/2011 4:26:35 PM
nuts$25.001/11/2011 5:04:56 PM
investment-kazoo$25.001/11/2011 6:37:33 PM
Helping-One-Another$34.641/11/2011 7:39:39 PM
riproaringrapids$25.001/12/2011 12:19:01 AM
HOPPS$25.001/11/2011 8:19:55 PM
munnu$25.001/11/2011 8:48:49 PM
namd$50.001/12/2011 2:51:42 AM
secureincome$3,000.001/11/2011 8:11:58 PM
dhkny5$50.001/11/2011 8:17:47 PM
MARSTUN$50.001/12/2011 3:23:45 AM
credit-panda1$25.001/12/2011 3:43:56 AM
gustavholstopus32$25.001/12/2011 3:49:28 AM
industrious-dedication$25.001/11/2011 10:15:50 PM
cardguy$25.001/12/2011 5:54:00 AM
ideal-platinum1$50.001/11/2011 10:24:03 PM
arcangel72$25.001/11/2011 11:01:07 PM
mtandb$50.001/11/2011 11:23:58 PM
museic1$50.001/12/2011 3:22:22 AM
priceless-money6$50.001/12/2011 3:23:50 AM
balance-voyager$50.001/12/2011 3:44:32 AM
mosby$50.001/12/2011 2:28:50 AM
DTlender$25.001/12/2011 4:08:38 AM
pure-silver$25.001/12/2011 7:49:47 AM
Leshan$25.001/12/2011 8:43:17 AM
Riccous$100.001/12/2011 8:50:58 AM
tenny321$25.001/12/2011 6:11:41 AM
adventurous-treasure2$100.001/12/2011 9:09:30 AM
mlow$27.111/12/2011 9:16:14 AM
Gladys9$50.001/12/2011 6:35:59 AM
PlusUltra$52.211/12/2011 9:24:24 AM
ITFDEE$25.001/12/2011 9:25:22 AM
mafmafmaf$50.001/12/2011 6:55:31 AM
atlantic51$25.001/12/2011 7:24:16 AM
tigerlady92$50.001/12/2011 7:27:00 AM
generosity-giraffe0$25.001/12/2011 7:44:22 AM
haplender$25.001/12/2011 7:48:50 AM
careful-currency5$25.001/12/2011 8:06:33 AM
skidoo2$50.001/12/2011 8:06:29 AM
USCGC$25.001/12/2011 8:37:10 AM
sfpinkfloyd$25.001/12/2011 8:16:13 AM
jstjohn$58.421/12/2011 8:57:26 AM
lucrative-worth$45.001/12/2011 8:59:13 AM
atwaterville$25.001/12/2011 9:44:58 AM
xcap$25.001/12/2011 9:33:55 AM
thenadamgoes$50.001/12/2011 12:21:20 PM
leverage-chief$25.001/12/2011 9:42:40 AM
asset-professor$50.001/12/2011 1:11:44 PM
zebra7$25.001/12/2011 11:13:28 AM
deal-griffin$50.001/12/2011 11:18:52 AM
Gamblor$75.001/12/2011 11:43:38 AM
jchandra$125.001/12/2011 12:12:52 PM
ronow22$100.001/12/2011 12:14:04 PM
Corellia$100.001/12/2011 12:23:57 PM
SomebodysMom$52.881/12/2011 12:20:47 PM
awesome-interest8$100.001/12/2011 1:26:32 PM
robust-payout1$50.001/12/2011 12:39:36 PM
kind-adventurous-finance$50.001/12/2011 1:28:45 PM
handshake5$100.001/8/2011 4:14:10 PM
Proactive-Financial-Lending$25.001/8/2011 4:14:33 PM
inspired-investment8$100.001/8/2011 4:15:33 PM
genius520$100.001/8/2011 4:17:32 PM
commerce-web5$50.001/8/2011 4:21:06 PM
superb-funds335$25.001/8/2011 4:16:48 PM
villagers$25.001/8/2011 4:15:57 PM
commerce-yeller$50.001/8/2011 8:05:58 PM
adventurous-cash$25.001/8/2011 4:20:27 PM
SCD$25.001/9/2011 4:26:13 AM
DasMula$37.841/8/2011 4:53:50 PM
JustMee$25.001/9/2011 6:08:50 AM
cudgeon$25.001/8/2011 7:20:04 PM
dollar-turtle$50.821/8/2011 6:49:36 PM
well-mannered-income3$40.001/9/2011 6:49:03 AM
3_boyz$25.001/9/2011 9:20:03 AM
dynrep$25.001/9/2011 9:37:34 AM
liberty-motivator9$25.001/9/2011 9:41:00 AM
amusement4$100.001/9/2011 12:32:16 AM
msh345$50.001/9/2011 11:04:56 AM
Binan$25.001/9/2011 6:41:35 AM
payout-tamarack9$200.001/9/2011 10:10:06 AM
epic-interest0$50.001/9/2011 9:30:43 AM
wise-repayment-kayak$50.001/9/2011 11:30:45 AM
aasx1108$25.001/9/2011 11:39:11 AM
balance-force$35.001/9/2011 7:09:03 PM
cash-tent$30.001/9/2011 12:21:59 PM
Jtomtom$28.231/9/2011 3:17:49 PM
Goodnotlucky$50.001/9/2011 3:36:39 PM
Lubava$25.001/9/2011 4:02:08 PM
blue111$25.001/9/2011 7:56:01 PM
ScoopnDots$63.571/9/2011 9:14:53 PM
marketplace-meridian$25.001/9/2011 8:50:26 PM
little_brother1$25.981/10/2011 8:24:24 AM
Artist_Blue$25.001/10/2011 6:03:53 AM
the-unbeatable-transaction$50.001/10/2011 9:31:05 AM
bradfid$25.001/10/2011 7:43:50 AM
SomebodysMom$37.341/10/2011 8:31:30 AM
wntrequinx$37.001/10/2011 1:07:50 PM
rustysailor$25.001/10/2011 11:15:21 AM
selfmademan$25.001/10/2011 12:22:17 PM
manugee$50.001/10/2011 5:48:50 PM
trade-surge3$30.001/10/2011 9:37:15 PM
dynamic-platinum$50.001/10/2011 5:45:13 PM
ray1051$50.001/11/2011 5:49:43 AM
blue-open-wampum$25.001/11/2011 8:22:48 AM
first-serene-credit$25.001/11/2011 9:42:21 AM
Ocean713$50.001/11/2011 11:49:10 AM
helpishere777$50.001/11/2011 10:31:50 AM
richboy56$25.001/11/2011 11:34:05 AM
Troutfinder$35.001/11/2011 12:09:44 PM
finance_mba$25.001/11/2011 2:18:48 PM
Eastern$50.001/11/2011 3:30:21 PM
five-star-justice$36.001/11/2011 3:14:28 PM
nanaof7$25.001/11/2011 3:59:49 PM
myduck$50.001/11/2011 4:29:32 PM
lucrative-coin$50.001/11/2011 5:30:36 PM
friendly-money$50.001/11/2011 9:11:03 PM
DDHMoney$25.001/11/2011 9:53:04 PM
ryreesado$25.001/11/2011 8:26:55 PM
AspiringJunzi$50.001/11/2011 7:46:13 PM
alaskanbearcub$25.001/12/2011 1:55:29 AM
Johnab$25.001/11/2011 7:48:27 PM
littlehelp49$38.001/11/2011 10:07:59 PM
williemc44$25.001/11/2011 10:38:46 PM
impeccable-transparency$50.001/12/2011 5:21:30 AM
TBLtogo$135.001/12/2011 12:40:24 AM
greenback-ally$50.001/11/2011 10:40:27 PM
ricebin$25.001/11/2011 11:09:12 PM
Voltaire$50.001/12/2011 6:19:15 AM
chameleon125$25.001/12/2011 6:51:48 AM
ResQDoc$50.001/12/2011 7:01:54 AM
jackdempsey$100.001/12/2011 2:19:15 AM
Zachilles$25.001/12/2011 7:16:48 AM
mar97$50.001/12/2011 3:49:02 AM
economy-beast$25.001/12/2011 7:17:56 AM
wwwUniversal$25.001/12/2011 7:19:35 AM
108lender$65.981/12/2011 8:44:27 AM
worthy-bid8$50.001/12/2011 6:11:15 AM
graceful-compassion426$50.001/12/2011 6:36:21 AM
loyalist1$100.001/12/2011 6:35:44 AM
treasure-kazoo$50.001/12/2011 6:56:23 AM
jades2000$25.001/12/2011 7:05:51 AM
sensible-trade$50.001/12/2011 7:05:58 AM
manyhappydogs$50.001/12/2011 7:44:14 AM
bazaar-winner$25.001/12/2011 8:19:07 AM
SB94114$50.001/12/2011 8:43:25 AM
gocubs23$25.001/12/2011 8:31:12 AM
wonderous-euro$36.921/12/2011 8:56:35 AM
magnetic-duty$25.001/12/2011 9:00:14 AM
rcr549$29.581/12/2011 9:38:31 AM
UnclePockets$50.001/12/2011 9:49:08 AM
ussugm$25.001/12/2011 9:16:15 AM
DementiaAddict$50.001/12/2011 11:04:07 AM
american6$100.001/12/2011 11:53:54 AM
abu-dhabi$55.001/12/2011 1:51:57 PM
jutdon84$100.001/12/2011 10:24:58 AM
CaptainKirk$65.771/12/2011 2:25:29 PM
Signpainter$75.001/12/2011 10:44:04 AM
Purple11$50.001/12/2011 10:19:06 AM
mountainpeak$25.001/12/2011 11:03:57 AM
credit-rocket4$25.001/12/2011 11:09:53 AM
haidoken$50.001/12/2011 11:18:59 AM
LeReve$50.001/12/2011 11:26:52 AM
transformer855$100.001/12/2011 12:13:47 PM
schnippy$30.781/12/2011 11:23:35 AM
REITRUST$25.001/12/2011 11:28:03 AM
thrifty-funds1$25.001/12/2011 12:46:19 PM
mauge35$25.001/12/2011 12:52:44 PM
Spiv_51$25.001/12/2011 1:24:10 PM
Robyn5722$25.001/12/2011 2:08:48 PM
Ocean713$75.001/12/2011 2:20:36 PM
239 Investments
 
Borrower Payment Dependent Notes Series 490291
This series of Notes was issued and sold upon the funding of the borrower loan #46630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-12-2011 
 
Lender yield: 20.40% Borrower rate/APR: 21.40% / 24.82% Monthly payment: $568.21
 
Lender servicing fee: 1.00% Effective Yield*: 19.92%  
Estimated return*: 11.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1985 Debt/Income ratio: 19%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: skillful-justice Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trading Equilpment and Expenses
Purpose of loan:
This loan will be used to cover office expenses and trading subscription services.

My financial situation:
I am a good candidate for this loan because I have sufficient net positive cash flow from employment income to pay off the loan in 6 months if necessary(Based on $2644 * 6 month=$15864).
My employment history is stable as I have been with my current employer for over eight years. I also have over $13,000 in 401k Savings of which 50% can be borrowed, which should further minimize lender?s risk.
I am acutely aware of personal financial management and use financial tools such as Mint.com, Quicken, YNAB to keep my balance sheet in line.

Monthly net income: $ 6033

Monthly expenses: $ 3389??
Housing: $ 1931??
Insurance: $ 96??
Car expenses: $ 347?
Gasoline:110??
Utilities: $ 165??
Phone, cable, internet: $ 170??
Food, entertainment: $ 420??
Clothing, household expenses $ 150??
Credit cards and other loans: $ 0??
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total Mortgage Balance = $282,629 Market Value =$268,500 (source. Zillow.com) (Jan-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
selector568$100.001/11/2011 3:38:35 PM
enthralling-deal180$50.001/11/2011 3:40:36 PM
napoleon1168$50.001/11/2011 3:43:44 PM
indomitable-coin$100.001/11/2011 3:44:21 PM
peso-colonel$50.001/11/2011 3:44:41 PM
350DGRZ$50.001/11/2011 3:40:22 PM
finance_mba$25.001/11/2011 3:45:56 PM
reflective-rupee$99.991/11/2011 3:51:02 PM
2grindstones$25.001/11/2011 3:41:28 PM
Bank_Of_XL$100.001/11/2011 3:41:59 PM
simplelender80$100.001/11/2011 3:43:53 PM
tolerant-dinero2$25.001/11/2011 3:43:59 PM
a-responsible-return$50.001/11/2011 3:44:09 PM
skuba$75.001/11/2011 3:44:22 PM
capital-dynamo0$50.001/11/2011 3:44:38 PM
nilonc1$50.001/11/2011 3:44:01 PM
genius520$100.001/11/2011 3:44:32 PM
inspire22$50.001/11/2011 3:44:49 PM
DHolly$30.001/11/2011 4:28:32 PM
best-unbeatable-transaction$25.001/11/2011 3:45:31 PM
greencat$50.001/11/2011 4:04:17 PM
tremendous-payment$25.001/11/2011 4:39:37 PM
one-midas$25.001/11/2011 4:45:27 PM
ptjg$32.261/11/2011 4:21:53 PM
SimpleChoice$25.001/11/2011 4:24:11 PM
BangBros$100.001/11/2011 4:30:19 PM
Mr-Miracle$25.011/11/2011 4:39:30 PM
sammyhammy$25.001/11/2011 4:39:44 PM
serene-integrity4$25.001/11/2011 4:39:48 PM
chestnut4$25.001/11/2011 4:41:17 PM
Artist_Blue$25.001/11/2011 4:41:53 PM
thankful-nickel2$25.001/11/2011 4:43:36 PM
bold-principal-thinker$25.001/11/2011 5:12:54 PM
upright-commitment5$25.001/11/2011 6:05:04 PM
runner262$25.001/11/2011 4:59:06 PM
Minotaur$25.001/11/2011 5:00:11 PM
benefit-pro$25.001/11/2011 6:23:03 PM
Raser$50.001/11/2011 6:23:18 PM
rneckfsu$25.001/11/2011 5:04:48 PM
zorg77$25.001/11/2011 5:22:13 PM
JustMee$25.001/11/2011 6:07:05 PM
harmonica2$25.001/11/2011 6:01:37 PM
rolo12$25.001/11/2011 6:20:56 PM
wanna-help$50.001/11/2011 6:33:14 PM
investment-kazoo$25.001/11/2011 6:45:58 PM
JCM_MN$31.001/11/2011 6:43:35 PM
secureincome$4,000.001/11/2011 8:11:08 PM
bhaus5$25.001/11/2011 8:12:29 PM
reward-dynamo$25.001/11/2011 7:12:05 PM
skiter53$50.001/11/2011 11:03:49 PM
Reliance_Banker$25.001/11/2011 11:45:55 PM
green-moola-sniffer$50.001/12/2011 12:50:31 AM
orange-preeminant-bill$45.731/12/2011 1:56:14 AM
red-favorable-basis$25.001/11/2011 8:18:24 PM
eloquent-bill6$25.001/11/2011 8:22:20 PM
industrious-dedication$25.001/11/2011 10:16:06 PM
priceless-money6$50.001/12/2011 3:23:59 AM
silver-cloud$25.001/12/2011 3:25:48 AM
dhkny5$50.001/11/2011 8:33:51 PM
FundMaker$25.001/11/2011 10:33:28 PM
Rostov$50.001/12/2011 3:54:58 AM
SkyLoan$25.001/11/2011 10:53:15 PM
HelpfulLender1$25.001/12/2011 5:20:55 AM
orangefob7$35.001/12/2011 6:23:17 AM
chameleon125$25.001/12/2011 6:50:14 AM
treasure-kazoo$50.001/12/2011 6:56:37 AM
2Fingers$25.001/12/2011 7:17:21 AM
museic1$50.001/12/2011 3:22:29 AM
lookin_up$50.001/12/2011 5:18:43 AM
thrilling-nickel5$25.001/12/2011 4:27:30 AM
impeccable-transparency$50.001/12/2011 5:21:21 AM
tenny321$25.001/12/2011 6:11:51 AM
graceful-compassion426$50.001/12/2011 6:34:10 AM
doublediamond$25.001/12/2011 6:46:38 AM
phaded$25.001/12/2011 7:02:41 AM
houli123$2,663.851/12/2011 7:14:17 AM
Fun54115$25.001/12/2011 7:19:05 AM
tech310$50.001/11/2011 3:44:06 PM
power-trophy7$25.001/11/2011 3:44:45 PM
credit-investor5$25.001/11/2011 3:40:24 PM
B-rad_the_Coug$25.001/11/2011 3:40:38 PM
nickel-hickory$50.001/11/2011 3:45:33 PM
handshake5$100.001/11/2011 3:40:06 PM
Ambassador$50.001/11/2011 3:40:19 PM
DasMula$25.001/11/2011 3:40:20 PM
PrivateLender$25.001/11/2011 3:43:55 PM
CAGE-Investments$25.001/11/2011 3:44:03 PM
bowdish1$50.001/11/2011 3:44:28 PM
honorable-yield$25.001/11/2011 3:45:02 PM
kmr2$200.001/11/2011 3:43:56 PM
commerce-yeller$50.001/11/2011 3:45:11 PM
lloyd_s$25.001/11/2011 4:22:19 PM
ursus$100.001/11/2011 3:45:37 PM
rss197$25.001/11/2011 3:44:51 PM
1phantom$50.001/11/2011 3:44:53 PM
radforj22$25.001/11/2011 3:45:42 PM
five-star-justice$36.001/11/2011 3:46:01 PM
organic-order$25.001/11/2011 4:39:54 PM
spy0$25.001/11/2011 4:09:45 PM
top-courteous-peso$100.001/11/2011 4:09:43 PM
nickel-hickory$100.001/11/2011 4:24:45 PM
bold-productive-wampum$25.001/11/2011 4:39:33 PM
Mr-Miracle$25.001/11/2011 4:39:55 PM
lender987654321$25.001/11/2011 4:40:48 PM
gmilliken$25.001/11/2011 4:43:11 PM
witty-openness$25.001/11/2011 5:35:06 PM
red-unequivocal-finance$25.001/11/2011 6:04:52 PM
franski12$50.001/11/2011 6:22:26 PM
AiriusTorpora$25.001/11/2011 5:01:10 PM
nickel-ferret$50.001/11/2011 6:23:25 PM
greenback-guard$25.001/11/2011 6:25:28 PM
cash-queen$25.001/11/2011 5:13:05 PM
gjm6d$25.001/11/2011 5:33:03 PM
LoanerPrincipal$25.001/11/2011 6:01:57 PM
techs$25.001/11/2011 6:20:17 PM
liberty-motivator9$25.001/11/2011 6:00:30 PM
leverage-oasis$25.001/11/2011 6:03:32 PM
durable-investment8$40.001/11/2011 6:54:46 PM
nhm$50.001/11/2011 6:22:03 PM
gold-conga$50.001/11/2011 6:23:02 PM
well-mannered-income3$50.001/11/2011 6:28:10 PM
Sol_Invictus$25.001/11/2011 6:57:03 PM
friendly-money$50.001/11/2011 8:55:38 PM
hard-working-reward2$25.001/11/2011 11:18:22 PM
inspiring-reward$42.151/12/2011 1:52:33 AM
sc-pjb11$25.001/12/2011 2:52:15 AM
Whipster$50.001/11/2011 8:18:30 PM
mlb1$50.001/11/2011 8:19:51 PM
intuitive-velocity4$50.001/11/2011 10:38:40 PM
DTlender$25.001/12/2011 4:11:26 AM
blue-dollar-viking$25.001/12/2011 5:58:49 AM
trumpeter5$25.001/12/2011 6:00:57 AM
jdrez$25.001/12/2011 6:18:35 AM
attractive-fund$50.001/12/2011 6:34:53 AM
mobius_titan$25.001/12/2011 1:22:03 AM
wkeboarder21$50.001/12/2011 6:44:32 AM
Payout_Assured$30.981/12/2011 7:21:13 AM
yield-enlistment$26.711/12/2011 7:26:32 AM
Joyflyer$2,182.851/12/2011 5:19:19 AM
worthy-bid8$50.001/12/2011 6:11:25 AM
Chex$300.001/12/2011 6:34:21 AM
first-upright-payout$25.001/12/2011 6:44:01 AM
spqrxxi$25.001/12/2011 6:41:56 AM
mystss$25.001/12/2011 6:58:52 AM
wwwUniversal$25.001/12/2011 7:08:43 AM
vigorous-payment3$48.411/12/2011 7:06:01 AM
interest-exec9$25.001/12/2011 7:19:30 AM
glroark$100.001/12/2011 7:22:24 AM
matthewa$5.061/12/2011 7:27:35 AM
atlantic51$25.001/12/2011 7:24:32 AM
150 Investments
 
Borrower Payment Dependent Notes Series 490319
This series of Notes was issued and sold upon the funding of the borrower loan #46478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-09-2011 
Term: 60 months Listing End date:  Jan-13-2011 
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 19.33% Monthly payment: $380.09
 
Lender servicing fee: 1.00% Effective Yield*: 16.61%  
Estimated return*: 10.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1976 Debt/Income ratio: 14%
Credit score: 700-719 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:24y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $88,447Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: unrelenting-justice Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
combining my debt
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
best-unbeatable-transaction$25.001/9/2011 7:39:19 PM
a-responsible-return$50.001/9/2011 7:45:57 PM
adventurous-cash$25.001/9/2011 7:40:37 PM
skuba$75.001/9/2011 7:47:33 PM
6moonbeams$50.001/9/2011 7:43:45 PM
simplelender80$100.001/9/2011 7:43:53 PM
commerce-web5$50.001/9/2011 7:49:55 PM
gentle-note$25.001/9/2011 7:45:21 PM
tech310$50.001/9/2011 7:45:33 PM
Ripsaw4U$50.001/9/2011 7:47:02 PM
genius520$100.001/9/2011 7:48:00 PM
bowdish1$50.001/9/2011 7:47:46 PM
peso-colonel$50.001/9/2011 7:49:16 PM
FinDoc$25.001/9/2011 7:49:23 PM
power-trophy7$25.001/9/2011 7:50:13 PM
samo102us$25.001/10/2011 9:33:50 AM
Bobafet$25.001/10/2011 9:35:52 AM
ItsJustMe79$40.001/10/2011 9:32:22 AM
Preteur$25.001/10/2011 9:36:47 AM
LittleMingo$28.021/10/2011 9:41:16 AM
well-mannered-income3$25.001/10/2011 10:42:37 AM
p2ploan-futurist9$50.001/10/2011 1:31:41 PM
zorg77$25.001/10/2011 10:56:12 PM
sharp518$25.001/10/2011 11:55:28 PM
mpatrick$25.001/11/2011 8:43:52 AM
hellasow$30.001/11/2011 8:38:23 AM
Leshan$25.001/11/2011 9:05:27 AM
ursus$100.001/11/2011 10:18:57 AM
first-upright-payout$25.001/11/2011 11:39:38 AM
richboy56$25.001/11/2011 11:34:07 AM
Ocean713$50.001/11/2011 11:49:14 AM
finance_mba$25.001/11/2011 2:18:50 PM
vest_vortex$25.001/11/2011 2:32:01 PM
integrity-doctor$100.001/11/2011 2:59:37 PM
five-star-justice$36.001/11/2011 3:14:32 PM
beer-gardener$28.451/11/2011 4:23:21 PM
FinanceEngine$25.001/11/2011 4:18:02 PM
wanna-help$50.001/11/2011 6:33:22 PM
Maximum_Investment$25.001/11/2011 6:19:21 PM
rolo12$50.001/11/2011 6:17:48 PM
cwb8539$25.791/11/2011 6:58:53 PM
justasoldier$40.001/11/2011 6:53:10 PM
mvfreel$85.001/11/2011 9:33:06 PM
Binan$25.001/12/2011 1:36:58 AM
museic1$50.001/12/2011 3:22:24 AM
priceless-money6$50.001/12/2011 3:23:53 AM
ideal-platinum1$50.001/11/2011 10:24:06 PM
villagers$25.001/12/2011 3:44:47 AM
aasx1108$25.001/12/2011 3:49:04 AM
williemc44$25.001/11/2011 10:38:48 PM
sharp518$50.001/11/2011 9:58:00 PM
impeccable-transparency$50.001/12/2011 5:21:27 AM
mosby$50.001/12/2011 2:28:52 AM
treasure-kazoo$50.001/12/2011 6:56:27 AM
economy-beast$25.001/12/2011 7:20:46 AM
Ambassador$50.001/12/2011 4:43:22 AM
lazyeye$25.001/12/2011 4:49:15 AM
mapleman5$100.001/12/2011 7:35:49 AM
pythia$25.001/12/2011 8:09:29 AM
cbllender$25.001/12/2011 8:34:25 AM
thrifty-funds1$25.001/12/2011 12:46:20 PM
LeReve$50.001/12/2011 11:26:54 AM
american6$100.001/12/2011 11:53:59 AM
Isotope$25.001/12/2011 3:56:24 PM
first-serene-credit$25.001/12/2011 2:28:54 PM
Mark0135$50.001/12/2011 5:13:53 PM
the-silver-blaster$50.001/12/2011 7:08:51 PM
generator535$25.001/12/2011 7:31:25 PM
jescowa$50.001/12/2011 7:45:52 PM
peace-pilot$50.001/12/2011 8:22:28 PM
gs92126$50.001/12/2011 5:28:41 PM
Mostyle$25.001/12/2011 5:51:39 PM
kind-important-liberty9$25.001/13/2011 2:10:19 AM
Larry1001$50.001/12/2011 5:58:48 PM
Interloper$25.001/13/2011 3:28:12 AM
thorough-exchange4$50.001/12/2011 6:35:51 PM
escandalo$31.441/12/2011 7:14:55 PM
grystndoc$25.001/12/2011 7:38:46 PM
treasure-bliss$50.001/13/2011 4:13:34 AM
dinero-festivity2$98.151/13/2011 4:21:32 AM
djmgd790$75.001/13/2011 4:31:45 AM
v-wms$50.001/13/2011 4:36:45 AM
ps2roy$25.001/13/2011 4:56:36 AM
finance-magma7$50.001/12/2011 8:44:10 PM
slartibardfast$25.001/12/2011 11:56:22 PM
cfinley106$25.001/13/2011 6:02:13 AM
jm2bad$30.461/13/2011 6:17:40 AM
EvalCrux$50.001/13/2011 12:34:32 AM
newest-trade-spruce$50.001/13/2011 6:33:53 AM
dignified-finance$50.001/13/2011 6:34:28 AM
LoWRec$25.001/13/2011 7:07:20 AM
wtrboy$50.001/13/2011 3:08:58 AM
super100$50.001/13/2011 8:54:15 AM
studious-bonus7$33.231/13/2011 4:13:20 AM
gain-butterfly$25.861/13/2011 9:36:35 AM
a-wealth-visionary$25.001/13/2011 4:27:35 AM
triumph329$31.381/13/2011 5:35:27 AM
racer36$75.001/13/2011 6:43:51 AM
Tasteslikechicken$50.001/13/2011 7:39:32 AM
Oryx22$50.001/13/2011 7:07:31 AM
payout-carnival$50.001/13/2011 9:37:12 AM
cathexis$25.001/13/2011 8:35:19 AM
kirklandrealtor$25.001/13/2011 9:54:07 AM
Munnie$25.001/13/2011 9:04:12 AM
a-dough-plato$25.001/13/2011 9:37:07 AM
planet7$25.001/13/2011 9:37:47 AM
gold-sushi$25.001/13/2011 9:38:16 AM
ticketman2$25.001/13/2011 12:26:34 PM
Auburnmist$25.001/13/2011 1:16:51 PM
AceInTheHole$25.001/13/2011 1:19:07 PM
sbsahm$50.001/13/2011 10:20:37 AM
life-is-great$50.001/13/2011 10:59:25 AM
merriewold$40.001/13/2011 1:57:55 PM
rate-gravity$50.001/13/2011 2:04:22 PM
ijspence$25.001/13/2011 2:12:20 PM
smallbizrule$25.001/13/2011 2:44:16 PM
Mindful7$25.001/13/2011 11:45:52 AM
mckhbnpc$30.001/13/2011 11:47:35 AM
SkinnyFish$50.001/13/2011 2:57:15 PM
tsquared_030$40.551/13/2011 12:24:37 PM
nalaari$25.001/13/2011 12:28:07 PM
vigilance-revolutionary$50.001/13/2011 12:34:46 PM
virtuous-bill1$50.001/13/2011 11:15:23 AM
gold-blanket0$28.321/13/2011 12:27:36 PM
jazzlender$28.611/13/2011 12:27:45 PM
AlfinityBank25$25.001/13/2011 12:56:17 PM
investment-comet$25.001/13/2011 3:02:33 PM
wise-deal-panda$50.001/13/2011 3:34:13 PM
calm-deal7$25.001/13/2011 3:59:51 PM
enigmallc$25.001/13/2011 4:00:25 PM
ti22ring$25.001/13/2011 4:00:31 PM
icchok$50.001/13/2011 4:00:54 PM
efficient-marketplace$25.001/13/2011 4:01:00 PM
generous-deal6$50.001/13/2011 4:01:31 PM
nhm$50.001/13/2011 4:01:47 PM
panther757$25.001/13/2011 4:02:01 PM
Philosonie$25.001/13/2011 4:02:30 PM
Eastern$50.001/13/2011 4:02:37 PM
melodious-fairness$50.001/13/2011 4:03:07 PM
payout-banker4$25.001/13/2011 3:08:55 PM
langdonx$50.001/13/2011 5:09:23 PM
drseuzz$50.001/13/2011 5:28:50 PM
SecondChanceLendingSERV$25.001/13/2011 5:57:28 PM
IamSparticus$25.001/13/2011 6:05:52 PM
inspiring-reward$100.001/13/2011 6:40:18 PM
RationalWorld$25.001/13/2011 3:59:48 PM
Gibbyland$33.761/13/2011 4:00:19 PM
worldly-community3$50.001/13/2011 4:00:26 PM
velocity-amplifier9$50.001/13/2011 4:00:34 PM
divemaster$25.001/13/2011 4:00:42 PM
forthright-principal2$25.001/13/2011 4:00:48 PM
fcukciti$25.001/13/2011 4:00:52 PM
janus_god$25.001/13/2011 4:00:59 PM
j2ee$25.001/13/2011 4:01:25 PM
13loans$25.001/13/2011 4:01:34 PM
responsibility-cherry6$50.001/13/2011 4:01:39 PM
orgy63$50.001/13/2011 4:01:58 PM
hopeful-truth5$100.001/13/2011 4:02:06 PM
platinum-genetics$25.001/13/2011 4:02:12 PM
Tradesmanlender$35.001/13/2011 4:02:57 PM
Print88$25.001/13/2011 4:31:51 PM
direct-yield$25.001/13/2011 3:54:38 PM
currency-solo$27.911/13/2011 3:59:50 PM
Dakota98$50.001/13/2011 4:00:14 PM
dunedin$25.001/13/2011 4:00:22 PM
AMSlife$50.001/13/2011 4:00:26 PM
Trevor_C$25.001/13/2011 5:29:32 PM
Brainworm$25.001/13/2011 4:00:32 PM
best-listing-toro$25.001/13/2011 4:01:01 PM
rcmso$100.001/13/2011 4:01:27 PM
lending_well$50.001/13/2011 4:01:33 PM
loot-heart$25.001/13/2011 4:01:49 PM
DUDE66$50.001/13/2011 4:02:29 PM
brother_tam$50.001/13/2011 4:03:00 PM
bold-steady-peso$50.001/13/2011 4:19:53 PM
Palacios$50.001/13/2011 6:39:56 PM
tuneman1980$25.001/13/2011 5:29:29 PM
community-saver158$50.001/13/2011 7:24:23 PM
productive-principal7$25.001/13/2011 7:01:36 PM
maldok1$25.001/13/2011 7:14:08 PM
dano1965$75.001/13/2011 7:15:22 PM
neptuno$55.351/13/2011 7:31:43 PM
GElender$50.001/9/2011 7:45:28 PM
nilonc1$50.001/9/2011 7:47:15 PM
ichibon$250.001/9/2011 7:47:56 PM
kmr2$200.001/9/2011 7:45:19 PM
handshake5$100.001/9/2011 7:45:24 PM
rss197$25.001/9/2011 7:51:02 PM
ianakacg$25.001/9/2011 7:47:24 PM
indomitable-coin$100.001/9/2011 7:46:52 PM
superb-funds335$25.001/9/2011 7:47:28 PM
CAGE-Investments$25.001/9/2011 7:47:47 PM
capital-dynamo0$50.001/9/2011 7:48:48 PM
one-midas$50.001/9/2011 10:13:05 PM
comet55$25.001/9/2011 7:49:41 PM
commerce-yeller$25.001/9/2011 7:50:29 PM
inspire22$50.001/9/2011 7:50:46 PM
1phantom$50.001/9/2011 7:51:14 PM
jk15$25.001/9/2011 11:06:48 PM
Artist_Blue$25.001/10/2011 6:03:48 AM
honorable-yield$25.001/10/2011 9:00:26 AM
mulberry4$25.001/10/2011 6:15:08 AM
SimpleChoice$25.001/10/2011 6:51:32 AM
FundMaker$25.001/10/2011 7:10:44 AM
ptjg$31.001/10/2011 6:51:17 AM
platinum-sorcerer6$30.841/10/2011 9:35:56 AM
PThor$50.001/10/2011 7:07:07 AM
Digs$25.001/10/2011 9:33:13 AM
texrob20$25.001/10/2011 9:33:53 AM
awwaww$25.001/10/2011 9:35:28 AM
spy0$25.001/10/2011 9:48:09 AM
amusement4$100.001/10/2011 12:10:49 PM
leverage-monger$50.001/10/2011 1:21:25 PM
loss-of-control$75.001/10/2011 2:58:21 PM
himanshuko$25.001/10/2011 11:41:22 AM
Dollars4Rent$25.001/10/2011 10:39:59 AM
selfmademan$25.001/10/2011 12:22:20 PM
radforj22$25.001/10/2011 11:23:15 AM
felicity-loyalist0$25.001/10/2011 3:54:23 PM
Bank_Of_XL$100.001/10/2011 4:33:15 PM
fuke$25.001/10/2011 10:04:17 PM
shrewd-income$25.001/10/2011 5:12:58 PM
onecooldrink$25.001/11/2011 12:41:25 AM
Laurusllc$25.001/11/2011 1:49:14 AM
blue-open-wampum$25.001/11/2011 8:22:49 AM
calbertrand$25.001/11/2011 11:53:53 AM
Gabriel02$25.001/11/2011 12:09:03 PM
agalt$75.001/11/2011 11:58:59 AM
supreme-hope$25.001/11/2011 2:38:57 PM
kendallv$25.001/11/2011 6:48:45 PM
industrious-dedication$25.001/11/2011 10:15:56 PM
greenback-ally$50.001/11/2011 10:43:20 PM
skiter53$50.001/11/2011 11:03:45 PM
goddess75$50.001/11/2011 7:36:13 PM
arcangel72$25.001/11/2011 11:01:12 PM
unassassinable$25.001/12/2011 1:56:07 AM
cardguy$25.001/12/2011 5:54:03 AM
leverage-monger$32.001/12/2011 8:35:02 AM
worthy-bid8$50.001/12/2011 6:11:17 AM
tenny321$25.001/12/2011 6:11:45 AM
loyalist1$100.001/12/2011 6:35:48 AM
atlantic51$25.001/12/2011 7:24:21 AM
roman2008$25.001/12/2011 9:35:51 AM
money-vista$25.001/12/2011 9:09:26 AM
Purple11$50.001/12/2011 10:19:08 AM
Gamblor$75.001/12/2011 11:42:07 AM
asset-professor$50.001/12/2011 1:11:41 PM
Bidwinner08$50.001/12/2011 10:17:43 AM
haidoken$50.001/12/2011 11:19:01 AM
kind-adventurous-finance$50.001/12/2011 1:28:48 PM
bid-papyrus$25.001/12/2011 5:53:48 PM
be_wise$25.001/12/2011 6:28:57 PM
dt_one$25.001/12/2011 7:21:30 PM
scottr$50.001/12/2011 7:23:42 PM
gt1687c$50.001/12/2011 7:48:49 PM
orange-generous-ore$25.001/12/2011 5:08:44 PM
rolandweary$25.001/13/2011 12:09:10 AM
happyinvallarta$50.001/12/2011 5:53:53 PM
Weaverville$25.001/13/2011 3:40:12 AM
hrubinst$25.921/13/2011 3:56:29 AM
financial-frenzy$30.641/13/2011 4:06:34 AM
Lou-Holtz$25.001/12/2011 7:05:35 PM
MyPlantsEatBugs$25.001/12/2011 7:39:21 PM
junomich$50.001/13/2011 4:36:50 AM
kingbutthd$25.001/12/2011 8:44:05 PM
Yaj$50.001/12/2011 11:44:19 PM
fareast_man$25.001/12/2011 11:56:48 PM
superindex$25.001/13/2011 6:02:15 AM
littlebuddha$85.001/12/2011 11:59:46 PM
bdloans$25.001/13/2011 6:09:44 AM
HamletTower$50.001/13/2011 12:34:44 AM
frobin$50.001/13/2011 1:11:00 AM
downtownfarm$25.001/13/2011 6:54:08 AM
toomanyfishtanks$25.001/13/2011 7:14:19 AM
velocity-solo$25.001/13/2011 3:18:57 AM
108lender$100.001/13/2011 3:29:36 AM
PatRichi$25.001/13/2011 7:39:23 AM
Easystreet$25.001/13/2011 3:40:29 AM
RedBlack$50.001/13/2011 8:31:03 AM
dinero-speaker$25.001/13/2011 4:09:40 AM
SanJoser$25.001/13/2011 9:19:24 AM
money-bauble$66.641/13/2011 4:14:17 AM
Tasmir$25.001/13/2011 4:15:26 AM
authentic-liberty7$25.001/13/2011 4:29:42 AM
t2smoney$25.001/13/2011 4:44:23 AM
dcap3$25.001/13/2011 5:50:55 AM
potatoepicker$50.001/13/2011 5:51:14 AM
revenue-spa8$25.001/13/2011 10:02:23 AM
integrity-liberator$100.001/13/2011 6:06:57 AM
suk200$25.001/13/2011 6:41:37 AM
HibbyD$50.001/13/2011 6:09:51 AM
Preferred-Lender$25.001/13/2011 7:22:44 AM
mobius404$58.001/13/2011 7:08:37 AM
objective-investor$150.001/13/2011 7:24:16 AM
ookete$50.001/13/2011 7:54:49 AM
disaster13$100.001/13/2011 8:08:35 AM
bold-worth-vinyl$50.001/13/2011 9:37:26 AM
tomdooley12520$25.001/13/2011 8:20:43 AM
neutrino6$25.001/13/2011 9:38:40 AM
beaker$25.001/13/2011 8:47:00 AM
Searlzy$25.001/13/2011 9:38:43 AM
OgOman$50.001/13/2011 1:05:13 PM
funds-dominator$50.001/13/2011 1:44:42 PM
mlbox3k$50.001/13/2011 11:24:08 AM
fiddlerzvi$50.001/13/2011 10:20:44 AM
listing-trapper3$75.001/13/2011 3:05:24 PM
kulender$50.001/13/2011 3:09:13 PM
worth-arch$25.001/13/2011 3:19:52 PM
pixeldave$50.001/13/2011 12:25:18 PM
trade-elm$30.001/13/2011 12:27:01 PM
gotyourgear$50.001/13/2011 3:02:12 PM
Amonet$25.001/13/2011 1:19:12 PM
Doodlemeyer$50.001/13/2011 3:08:59 PM
benefit-position$25.001/13/2011 3:11:38 PM
fenpark15$25.001/13/2011 2:02:03 PM
marketplace-cello5$50.001/13/2011 4:00:29 PM
trapper8$25.001/13/2011 4:00:36 PM
ava2009$50.001/13/2011 4:00:55 PM
ktradtke$25.001/13/2011 4:01:08 PM
five-star-responsibility0$50.001/13/2011 4:01:18 PM
What-goes-around-comes-around$50.001/13/2011 3:02:38 PM
WLenders$50.001/13/2011 4:01:26 PM
revenue-achievement$25.001/13/2011 4:02:00 PM
Barak$100.001/13/2011 4:02:16 PM
diversification-viking$50.001/13/2011 4:10:09 PM
sarisai$50.001/13/2011 4:55:35 PM
peripatetic$25.001/13/2011 3:24:45 PM
donmacprosper$25.001/13/2011 3:59:52 PM
yield-seeker$25.001/13/2011 4:00:02 PM
order-elevator7$25.001/13/2011 4:00:24 PM
mike279766$25.001/13/2011 4:00:27 PM
BlindJoeDeath$50.001/13/2011 4:00:39 PM
traveler50$25.001/13/2011 4:00:45 PM
accountant41$25.001/13/2011 4:00:50 PM
Havana21$200.001/13/2011 4:00:56 PM
tender-integrity3$100.001/13/2011 4:01:29 PM
ROCKI9$50.001/13/2011 4:01:36 PM
SiebirdLending$25.001/13/2011 4:01:51 PM
seanambrose$25.001/13/2011 4:02:04 PM
C_Mark$50.001/13/2011 4:02:10 PM
ASR3$35.001/13/2011 4:02:14 PM
MoneyForNothing$25.001/13/2011 4:03:01 PM
wwwUniversal$25.001/13/2011 4:03:29 PM
oceanside$25.001/13/2011 4:25:25 PM
upbeat-investment9$50.001/13/2011 4:58:33 PM
Leopoldine$25.001/13/2011 4:00:18 PM
johnayan$50.001/13/2011 4:00:23 PM
blue-sturdy-bazaar$50.001/13/2011 4:00:28 PM
Dreams4Cash$25.001/13/2011 4:00:57 PM
zaquiri_ice$25.001/13/2011 4:01:03 PM
newest-generous-income$25.001/13/2011 4:01:32 PM
building_community$25.001/13/2011 4:01:56 PM
investment-tempo$50.001/13/2011 4:02:31 PM
help4u$50.001/13/2011 4:05:28 PM
Strato$25.021/13/2011 4:05:57 PM
teds$50.001/13/2011 6:40:08 PM
tryitout$75.771/13/2011 5:13:07 PM
NYBIZ$25.001/13/2011 7:17:45 PM
ArmyGuy$25.001/13/2011 7:10:56 PM
small-change$40.891/13/2011 7:15:51 PM
360 Investments
 
Borrower Payment Dependent Notes Series 490433
This series of Notes was issued and sold upon the funding of the borrower loan #46551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Jan-11-2011 
Term: 36 months Listing End date:  Jan-11-2011 
 
Lender yield: 9.95% Borrower rate/APR: 10.95% / 13.07% Monthly payment: $130.86
 
Lender servicing fee: 1.00% Effective Yield*: 9.92%  
Estimated return*: 6.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1988 Debt/Income ratio: 10%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $101,355Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: green-glowing-gain Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
VMWare Certification for more Pay!
Purpose of loan:

I am going to be using this funds to take a VMware Cerfified VMware Professional (VCP) credential for 1 week of training.? As an experienced IT professional with more 20+ years of experience, I am in big demand.? I am getting calls from head hunters weekly about VMware related projects.? I work with VMware technologies on daily basis, but I do not yet have a certification.? Once for all, I am going to take a personal time off for one week from my work, take an instructor-lead course, and take the exam at the end.? Taking an instructor lead course is the only way to get the VCP certification.? No self-study option.? The course costs about $5000, but my employer will kick in some sponsorship.? All I need now is to get a low interest loan to take the course.? These days, personal loans from bank carry about 14% to 15%, so you will be helping me out a lot by letting me borrow money at much lower rate.? With a VCP under my belt, combined with my extensive experience, I will be able to earn additional $8000/year to $10,000/year on my pay, will be a great ROI for me.? Borrowing $3500 @ 10% APR for potential $24,000+ in pay increase over 3 years is a great investment!? I already have numerous Microsoft certifications.? VCP will be a great addition to secure and enhance my career.

My financial situation:

Although my wife and I have sizable debt, most of them are real-estate related mortgages and HELOC.? Of roughly $101K revolving credit, $96K are Home-Equity Line of Credit, and the rest are auto-loans and small credit card debt.? We have been steadily paying down our mortgage balance and other loans without missing payments for the last 3 years.? My wife and I have good jobs with steady companies in highly sought-out skills - me in IT infrastructure (data center design, maintenance, and management) and my wife, graphic designer with a Fortune 500 company, with combined income of about $150,000.? We also have rental properties that bring in about additional $40,000.? The local banks that I have spoken to will not loan us any more money because our house is slightly under water, or have little equity, like many houses in this market, even though we have been paying our mortgages and HELOC on-time for the last several years.? Our HELOC is now frozen due to the house being under-water; we are not using the credit at all, but just paying it off now.? Most banks do not see beyond the numbers on their computerized systems to see that we are good candidate for small loans.

I am borrowing the money from Prosper for the first time, but I have been investing in Prosper for the last 2 years.? I invested about $2500 in Prosper to my fellow Americans.? I hope you can do the same for me and help me out this time.

Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
handshake5$100.001/11/2011 9:49:33 AM
tolerant-dinero2$25.001/11/2011 9:49:38 AM
power-trophy7$25.001/11/2011 9:53:11 AM
1phantom$50.001/11/2011 9:53:43 AM
honorable-yield$25.001/11/2011 9:54:15 AM
adventurous-cash$25.001/11/2011 9:55:34 AM
OnePoorDude$50.001/11/2011 9:50:00 AM
ray1051$50.001/11/2011 9:55:55 AM
a-responsible-return$50.001/11/2011 9:50:21 AM
vutah$50.001/11/2011 10:00:29 AM
genius520$100.001/11/2011 9:51:50 AM
simplelender80$100.001/11/2011 9:52:46 AM
peso-colonel$50.001/11/2011 9:53:01 AM
DasMula$57.001/11/2011 10:08:10 AM
thankful-nickel2$25.001/11/2011 10:18:47 AM
blue-open-wampum$25.001/11/2011 9:56:18 AM
Dollars4Rent$25.001/11/2011 10:36:03 AM
tedi-tif$40.001/11/2011 10:39:28 AM
debugger$25.001/11/2011 10:54:40 AM
DasMula$25.001/11/2011 10:00:27 AM
Mr-Miracle$25.011/11/2011 10:22:00 AM
wadkuzma$27.611/11/2011 10:48:25 AM
JustMee$25.001/11/2011 12:02:01 PM
Astyanax$50.001/11/2011 11:02:31 AM
persistent-value3$41.081/11/2011 11:17:10 AM
shrewd-moola$25.001/11/2011 11:27:22 AM
ribrosu$100.001/11/2011 12:12:38 PM
gdfp158$25.001/11/2011 2:21:44 PM
encore06$25.001/11/2011 12:44:50 PM
interstellar$50.001/11/2011 12:48:42 PM
DeesBar$25.001/11/2011 12:07:18 PM
blue-useful-auction$25.001/11/2011 12:50:34 PM
exchange-squirrel$25.001/11/2011 12:30:01 PM
reflective-rupee$33.331/11/2011 1:22:46 PM
cpbreton$25.001/11/2011 12:38:28 PM
NYCLAIMSGUY$25.001/11/2011 1:19:20 PM
felicity-loyalist0$30.001/11/2011 2:51:11 PM
CN3$100.001/11/2011 2:11:38 PM
five-star-justice$36.001/11/2011 3:14:40 PM
wwwUniversal$25.001/11/2011 3:29:20 PM
Dutchhunter$25.001/11/2011 3:34:18 PM
cashhelp$25.001/11/2011 3:30:19 PM
zorg77$25.001/11/2011 3:43:38 PM
sibling_rivalry$622.421/11/2011 3:52:30 PM
indomitable-coin$100.001/11/2011 9:51:05 AM
bowdish1$50.001/11/2011 9:51:32 AM
nilonc1$50.001/11/2011 9:49:48 AM
the-auction-bear$25.001/11/2011 9:55:41 AM
kindness-tonic$25.001/11/2011 9:51:24 AM
organized-payment6$50.001/11/2011 10:00:39 AM
skuba$75.001/11/2011 9:51:16 AM
rss197$25.001/11/2011 9:53:36 AM
commerce-yeller$50.001/11/2011 9:54:53 AM
RandyL3$25.001/11/2011 9:55:22 AM
TSC$100.001/11/2011 10:00:36 AM
vinayski$25.001/11/2011 10:00:52 AM
enthralling-deal180$50.001/11/2011 10:01:48 AM
one-midas$50.001/11/2011 10:08:49 AM
vutah$50.001/11/2011 10:14:00 AM
rustysailor$25.001/11/2011 10:18:23 AM
ursus$100.001/11/2011 10:19:03 AM
first-upright-payout$25.001/11/2011 11:39:45 AM
Richmp412$25.001/11/2011 11:25:28 AM
ams294$74.211/11/2011 1:45:03 PM
paytonbrigadier$300.001/11/2011 1:49:07 PM
radforj22$25.001/11/2011 11:33:46 AM
Erikdbp$25.001/11/2011 11:43:45 AM
rework$50.001/11/2011 2:00:27 PM
truth-in-advertising$25.001/11/2011 11:56:26 AM
income-lion$25.001/11/2011 12:12:46 PM
finance_mba$25.001/11/2011 2:18:59 PM
lostperception$28.341/11/2011 12:37:36 PM
3_boyz$35.001/11/2011 1:36:29 PM
Trapman13$50.001/11/2011 12:40:03 PM
Bank_Of_XL$25.001/11/2011 3:41:25 PM
SimpleChoice$25.001/11/2011 3:30:05 PM
76 Investments