Got scammed and lost everything

Purpose of loan:
This loan will be used?to obtain new passports and pay airfare. My fiance got scammed in London as he just won child custody and was in the wrong place wrong time when an 'officer' approached him in the passport office and promised he would get his childs? passport renewed in 3 days and since he was in a hurry believed him and handed him a big lumpsum money and his passport as well to process his sons passport. Not ?until 3 days later he realized he was scammed.?Now I am broke myself and can not send any more money, meanwhile he is staying in a hotel and has already submitted applications again for new passports and until it is paid they will not process it. He does not have more funds left with him in hand and I was helping him out until I ran out completely.Please urgently need your help so they can come back to the U.S. as soon as possible.
My financial situation:
I am a good candidate for this loan because as soon as I get this fianancial assistance I am only asking for the expenses I need to come upfront to get this rolling so that my fiance can return to the US with his son?and be able to pay back all that he owes.

Monthly net income: $ 2896

Monthly expenses: $
??Housing: $ 1295
??Insurance: $
??Car expenses: $
??Utilities: $ 60
??Phone, cable, internet: $ 105
??Food, entertainment: $ 160
??Clothing, household expenses $75
??Credit cards and other loans: $ 200
??Other expenses: $

Debt consolidation & Small Biz Adv.

Purpose of loan:This loan will be used to consolidate debt and then close some older accounts. I also "moonlight" on the weekends as a freelance business technical consultant. Some of the remaining funds will be used for additional advertising to help boost my business.

My financial situation: I am a good candidate for this loan because I have a very stable job and make a good income.

Monthly net income: $8,000+
Housing/Mortgage: $1,800
Insurance: $250
Car expenses: $471
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses $300
Credit cards and other loans: $200
Other expenses: $250

In a bit of a jam...Please help!!!

Hello. How's it going? I hope all is well with you. I'm here on Prosper because I need to consolidate a bit of my debt and I was hoping you'd be able to help out! I'm currently in some debt and I needed to consolidate it in order to get back on my feet. I need to get everything back on track for 2011, so I need your help! I currently work in a bank and I earn commission income on top of my salary. If you help fund my loan, I'd be able to pay you back faster than 3 years since I plan on paying extra when my commission pays out. I hope you can help, let's do business! Thanks for reading my profile. I hope to hear from you soon.

Q: Could you please explain the debt you are trying to consolidate? To whom and for what is it owed, and what are the current principal balance and interest rate? Thanks! - LindaRicci

A: Hi Linda! Thank you for visiting my page. The debt I am attempting to consolidate is $7,687 in child support. I was formely an employee of WaMu bank, and when Chase purchased them, I was laid off & child support kept charging me monthly. The balance was accumulated throughout 2009. Due to the high balance owed, its affected my credit, and my son's mother is trying to press charges for past due support. Thus, my need for a fresh start in 2011. I hope I answered your question. Thank you! (Dec-29-2010)

Debt Consolidation

Purpose of loan:
This loan will be used to?help pay off and consolidate my debt.

My financial situation: is good. I am trying to pay off some credit cards so I can have a little bit more breathing room than I currently have.
I am a good candidate for this loan because?I am never late on my payments and I have a long history of credit. I am a home owner, and the debt I am trying to consolidate relates to improvements that I made on the house over the summer. I re-finished hardwood floors, replaced a dining room floor with new hardwood floors, and also replaced a kitchen floor. Additionally, I painted, removed wall paper and updated fixtures throughout the house. I have worked to add value to my home, and I hope that this loan consolidation will help me to pay off the expenses more quickly.

Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher

A: My total mortgage balance is $124,055.63. I have just one mortgage, and no HELOC or anything like that. My home appraised at $142,000 when I closed on it in September 2009. (Dec-29-2010)

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off two credit cards that have a combined balance of $5,000.? I've been paying $200-$300 per month, combined, on these balances, but not getting very far.? I feel that a loan?with simple interest, rather than compound, will be easier to pay off.? Also, I'd like to keep increasing my credit score in order to re-finance our mortgage.?

My financial situation:
I am a good candidate for this loan because I'm already paying, minimum, $200 per month on these credit cards.? The main goal of this would be to increase my credit score by removing the balances from my credit profile.? Thereby, increasing chances of re-financing our mortgage at today's good rates.? I'm never late on my credit card payments, nor auto loan.? And, hope to contribute to Prosper, in the future, by offering funds for a loan.

Monthly net income: $3,000

Monthly expenses: $
??Housing: $ 1,100
??Insurance: $
??Car expenses: $ 475
??Utilities: $
??Phone, cable, internet: $ 115
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

I am a good candidate for this loan because I am steadily employed, have a strong credit rating, and am receiving additional graduate education that will translate into a higher wage next academic year. In addition to the income from my job, reported above, I receive $500 month spousal support from a divorce settlement. My expenses are relatively minimal--a $230/mo car payment being the highest of those.

Q: As an investor, I enjoy helping people consolidate and reduce their debt. What are the current interest rates you are paying? Thanks! - best-shiny-hope

A: Thanks for your question. Tried to answer it a bit earlier, but it doesn't seem to have posted. I am paying off cards with rates that range from 18% to over 20%, rates that went up quite drastically since the recent financial crisis. Consolidating them to a lower fixed-rate is very attractive to me for that reason. (Jan-04-2011)

Pay off high rate cards

Purpose of loan:
This loan will be used to pay off high rate cards.

My financial situation:
I am a good candidate for this loan because I make good money, I always pay my bills on time, and I have a good debt-to-income ratio.? Also, I have been?a lender on prosper for?the past 12 months or so.? I want to be on the other (borrower) side of the community too.

Paying for a big move

Paying for a big moveMy wife and I recently bought a new home. We had to pay for movers and immediately had to purchase a new washer/dryer and make some home improvements. This has left me with a larger credit card bill (with a higher interest rate) than I find comfortable. Our cash flow is somewhat limited until we sell the old house, so I am coming to Prosper for a loan.I am borrowing this money to consolidate all of these various move-related and new home-related purchases. This will get them off my credit card, reducing the monthly payment and greatly reducing the interest rate that I am being charged.I am a very good credit risk. I have been employed by the same company for several years. It is a large engineering company that you have heard of, and they show no signs of layoffs in the near future. In fact, they recently gave us all a 10% raise. My salary is large enough that I can fairly easily absorb a $375 monthly payment.The $43K of revolving credit that you see listed above is a home equity line for the old house. We have been doing some home repairs and improvements to get the house ready to sell. I will not be drawing on that credit line anymore. We will be selling the old home in the spring when the snow melts. I will be using the proceeds from that home sales to pay off the entire home equity line. This will free up a lot of cash flow as I will no longer be paying taxes/utilities/upkeep on two homes.In short, money is tight right now, but it will loosen up in the near future. Until then, I am taking a loan to help with my cash flow issues.Thank you for your attention,

Unexpected Emergency Expenses

Purpose of loan:
This loan will be used to? Pay some unexpected expenses

My financial situation:
I am a good candidate for this loan because? I am employed full-time in a stable job situation, my husband is employed full-time in a stable job situation, we just came upon some unexpected expenses and because of previous events do not have any savings for these types of things.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1500
??Insurance: $?400
??Car expenses: $ 600
??Utilities: $?150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $

Flooring for kitchen

Purpose of loan:
This loan will be used to? Putting in new flooring for Kitchen

My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time.? I had a previous loan with Prosper and paid this account in full 9 months early.?

Monthly net income: $ 5955.53

Monthly expenses: $
??Housing: $ 2108
??Insurance: $ 114.00
??Car expenses: $ 1000.00?
??Utilities: $ 140.00?
??Phone, cable, internet: $ 160.00
??Food, entertainment: $?200.00?
??Clothing, household expenses $ 100.00?
??Credit cards and other loans: $340.00
??Other expenses: $

Payment to help ill family member

Purpose of loan:
This loan will be used to?I had a family member who was extremely ill that I owed money to. It was very important that I paid him back. I was able to do this but it put my family and I in a very tough financial situation until March when my bonus comes in.

My financial situation:
I am a good candidate for this loan because?In March my bonus comes in and I will re-pay the loan in full.
Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $1700.00
??Insurance: $255.00
??Car expenses: $200.00
??Utilities: $150.00
??Phone, cable, internet: $200.00
??Food, 600.00

Pay off credit cards; education

For the past number of years, I have been the main provider for three sons. At this point, two of the three have finished college and have found excellent career jobs. My youngest son is in the middle of his third year in college. We have worked together to meet college and living expenses and they have been fortunate to receive grants and scholarships, hold down jobs (even as student athletes), and continue to pursue their goals. However, even with these circumstances, I have accumulated substantial debt that I would like to eliminate. I have continued to pay my bills in a timely manner throughout these years and will continue to do so with this loan. In addition to my teaching position, I also have private piano students and take free-lance playing jobs whenever possible. This provides an additional income of approximately $6000/year. When viewing my expenses, please keep in mind this additional income and realize that the amount listed for payment of debt will be replaced by the lesser amount due on this loan. Finally, I can attest to the merits of peer lending as I run a non-profit in Kenya and know that this method is beneficial to both parties. At this point, I have done my very best to support my boys as they have grown into men, have been a diligent and invested teacher, and also am trying to do my part to help a village on the other side of the world. I am blessed and fortunate to have the life I do. I would just like to make things a bit easier at this stage of my life. Thanks so much!

Monthly net income: $ 3500.00

Monthly expenses:
??Housing: $1500.00
??Insurance: included
??Car expenses: $250.00
??Utilities: $120.00
??Cell phones, cable, internet: $150.00
??Food, entertainment: $400.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $600.00
??Other expenses: $100 - gas