Debt Consolidation

I'm looking to do some debt consolidation and have one monthly payment. I have a great credit score and a solid income along with a promotion in the near future with a pay raise.

Q: Hi! your revolving balance is $3555 and you are requesting $9K for for debt consolidation. What other debt do you have that is not shown? - Danjack_Capital

A: My parents helped me pay for a $4000 car repair after an accident in the past two months. I would like to be able to pay them back for that. (Dec-21-2010)

Consolidating Debt

Purpose of loan:
To consolidate credit card debt that has higher interest rates.

My financial situation:
I am a good candidate for this loan because I have a good full time position for a year now.? My debt is higher than I would like due to two failed businesses which both ceased operations in 2009; this consolidation will let me put more toward principle and pay down higher interest debt faster. My goal is to clean out the debt and build up capital again for future investments.?

My normal monthly expenses are:
Mortgage - $2139.90
Cable - $78
Phone - $23.29
Water - $63.21
Car - $291.48
Gas - $69.95
Electric - $84.96
Total: $2750.79

My normal after tax income is:
$5084.86 ($2542.43 bi-weekly)

Which leaves about $2334.07 for food and misc items (auto insurance, etc), and debt payments.

Paying off the credit cards

Purpose of loan:
This loan will allow me to pay off my high interest?credit cards and consolidate them into a single payment.

My financial situation:
I am a good candidate for this loan because?reliable, good credit history, stable income and?automatic payments, always?pay on time.

Monthly net income: $ 5220

Monthly expenses: $?1015
??Housing: $ 0?( Inherited family?home)
??Insurance: $ 0
??Car expenses: $ 150???
??Utilities: $?100????
??Phone, cable, internet: $ 110?
??Food, entertainment: $ 200
??Clothing, household expenses $ 175
??Credit cards and other loans: $ 280
??Other expenses: $ 0

consolidating debt

The purpose of this loan is for debt consolidation.My monthly net pay is around $2800.I don't have many other expenses.No car payment or rent.Just trying to get some debts payed off.I can easily make the payments required by prosper.Thanks for helping me out in advance and enjoy your holidays.

Pay off separation debts

Purpose of loan:

My wife and I are recently separated and have had a very simple break up, however breaking the lease on my old apartment cost us quite a bit more than I had expected, $2500. It was a big place. We shared it with two other family members and since I did the leaving I agreed to pay the cost of the broken lease. I'd have liked to work out a payment plan with my old landlord however my ex was worried it would negatively affect her credit so she borrowed money from her family to pay the cost of the broken lease and I agreed to pay her back. I am trying to get a loan to pay her back so that we can finally break our last ties and move on with our lives.

My financial situation:
I am a good candidate for this loan because?

I will pay it back. I'm honest and hard working and bad times happen to us all. I've tried for more conventional loans but because I just got out of school I have very little I actually own and a fair amount of debt. Graduation turns out to be a bad time to break up, go figure!

Monthly net income: $

$1800 per month

Monthly expenses: $
??Housing: $?? 300 just rent a room in an apartment with internet and utilities included
??Insurance: $? 60
??Car expenses: $ ? 0, because I own my vehicle
??Utilities: $?? 0 included with my rent
??Phone, cable, internet: $? 120 phone charge
??Food, entertainment: $? 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $? 190 student loans and one credit card
??Other expenses: $? 1500 one time payment to my ex which is what I'm asking for the loan for

Any help would be great and I am more than willing to pay a higher interest rate for the short term relief. And if it helps I'm a Marine Corps Veteran with a Good Conduct Medal and an Honorable Discharge, I also have my Bachelor's Degree. I finish what I start and I am very very dependable!

Thanks for your consideration,

Unique Debt/Capital Opportunity

Purpose of loan:
This loan will be used to bridge existing debt and capitalization.? I own a equity position in a company which manufactures a new water recreation product.? This product has a very unique market opportunity and position.? Our product is going to change water recreation activities such as wake boarding, wake surfing, wake skating and it has patent protection.? We are starting sales and marketing and will be at boat shows in Denver(next week), Dallas, Salt Lake, Florida.? It is obvious from my rating that I have lots of debt, that debt has mostly been my capital requirement for this company.? If necessary I will collateralize this loan and consolidate this other debt and possibly even set it up as convertible debt into equity.? There are also opportunities to purchase equity outright.? This is a unique opportunity with many different funding options.? I am hoping to find some funding quickly.? I can provide a detailed business plan and many more details.? Check out www.vukii.com to see our product.? This is a legitimate and unique opportunity to make some money.

Monthly net income: $ 6200

Monthly expenses: $
??Housing: $ 2105 ????
??Insurance: $ 800
??Car expenses: $ 250
??Utilities: $ 450
??Phone, cable, internet: $ 225
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 2150
??Other expenses: $ 620

Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher

A: Market Value - $275,000 Mortgage Balance - 305,000 (Jan-05-2011)

Q: Dude, this is awesome. Was that you crushing it in the video? You should give me an equity stake for sending the link to a bunch a of my friends on the Atlantic Ocean (DE/MD/VA). I just lent you $750. - Income-Scout

A: No that's not me. Your right this product could change water recreation. Thanks for your investment and getting the word out. If you or your friends are serious there might be opportunities for equity investment, keep in touch. Thanks. (Jan-05-2011)

My loan for debt consolidation

Purpose of loan:
This loan will be used to consolidate a number of small credit card balances into a fixed monthly payment to set a path to debt elimination.

My financial situation:
I am a good candidate for this loan because I am a highly motivated father and husband with a proven?track record of carrer progression and fiscal responsibility.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 220
??Car expenses: $ 220
??Utilities: $ 300
??Phone, cable, internet: $ 160
??Food, entertainment: $?2000
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 750
??Other expenses: $ 500 (always seems to be something)

New car for wife

Purpose of loan:
This loan will be used to purchase a new car for my wife. She currently drives a high mileage 94 audi that was handed down from her parents. We have a daughter and she has to commute to and from work and i want a safe car for my family.

My financial situation:
I am a good candidate for this loan because i have always been responsible with my money. Its just hard to get ahead a lot on enlisted military pay so which is why i am searching for a loan to help us out.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1325
??Insurance: $ 75
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 100-200

Q: I just want to thank you for defending our county and a salute to you - Fish_manager

A: Thankyou very much, and your help is very much appreciated. Know that this money will be put to good use. (Jan-04-2011)

Paying off my credit cards

Purpose of loan:
This loan will be used to consilidate my bills.? I would like to pay off my high interest credit cards and two loans my husband and I currently have.? If approved for financing, the monthly fee noted above on this loan will be about 50% less than what I am currently paying? for the ?three credit cards and two loans?

Monthly net income: $??4174 ?(This amount includes my husbands income)? My husbands income fluctuates because he works 8-10 additional hours weekly.

Monthly expenses: $?
??Housing: $ 2057.89
??Insurance: $ 113.89
??Car expenses: $ 200.00 (Gas for two?vehicles)
??Utilities: $ 200.00
??Phone, cable, internet: $ 83.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 613.00
??Other expenses: $? 100.00

Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher

A: Total mortgage balance is 273,859.00. Market value as of 1/1/10 was 295,000. Per Zillow.com the market value is 202,000.00. (Jan-05-2011)

Dental Surgery & Braces for my kids

Purpose of loan:
This loan will be used to pay insurance costs related to wisdom teeth removal for my 16 year old son and braces for my 13 year old daughter. Our insurance coverage changed with the New Year?& my bonus pay out will not take place until February 15th, 2011.?I would be willing to pay the loan off in 45 days regardless of a pre-payment fee.

My financial situation:
I am a good candidate for this loan because I have a good income with no credit card debt or other outstanding loans other than my mortgage and secured vehicle loans. I have a substantial bonus payout of 15K coming February 15th at which time I would be willing to pay the loan off in full. My credit rating was damaged due to a loss of job in late 2007. I was forced to file BK in 2008 due to the loss of income.

Monthly net income: $ 7200

Monthly expenses: $
??Housing: $ 2338
??Insurance: $ 195
??Car expenses: $ 658
??Utilities: $ 240
??Phone, cable, internet: $?0 company paid
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 0
??Other expenses: $ 160 - prescriptions - diabetic insulin

My loan for debt consolidation

Purpose of loan:
This loan will be used to? consolidate my credit card debt

My financial situation:
I am a good candidate for this loan because? I have had a prosper loan of $2000 before and I made ALL my payments on time every month

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

personal loan

Purpose of loan:
This loan will be used to? to fund my ez pass an fall back money i will be starting to drive cab for executives from other companies

My financial situation:
I am a good candidate for this loan because? i will continue to work at the bank as well as doing to cab service so that will be extra money coming in

Monthly net income: $

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 75
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $?70
??Food, entertainment: $ 200
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Automobile Upgrade

Purpose of loan:
This loan will be used to replace my 1998 Ford Taurus.

My financial situation:
I am a good candidate for this loan because of my strong credit profile, low debt to income, good repayment history on all mortgage and consumer accounts. I own my automobile.
I did file Chapter 13 in May of 2007 after divorce and forfeiture of our home.
I am a very responsible person.


Monthly net income: $ 2400

Monthly expenses: $ 1975
??Housing: $ 825
??Insurance: $ 150
??Car expenses: $ 100
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 150

Small business seed money

Purpose of loan:
This loan will be used to purchase equipment and materials to start my custom products and prototyping business. I have many years as a designer engineer and my current employer has cut my work back. This giving me the needed time to pursue my dream, and to apply my knowledge and skills to improve my future.

My financial situation:
I am a good candidate for this loan, based on the low monthly payment and the large markup in the products I plan to produce. Along with a business plan that is designed to grow and evolve the business slowly and with little debt after start up.

Q: Do you have a secondary income? Can you cover your expenses, including this loan, with the hours you have now? - nethosters

A: Yes - I also do some design work as a freelancer in my current industry, through a proxy, to keep my employer in the dark. This business will not be a conflict of interest, and I will be more open to promote and acquiring work for it. (Dec-30-2010)

Q: i have an i for at least one product. contact me after this closes and let me know what you do. Also have you seen quirky.com? - JPMorrisLegacyFund

A: We will talk, I have seen quirky.com. -Thanks (Dec-30-2010)

Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher

A: 85k total mortgage -- 120k value. We cannot refinance do to construction on the home. My father is a general contractor and has been "gifting" an addition of bedrooms to the home for his grandchildren. Construction to be completed in spring of 2011. (Dec-30-2010)