Sales Report:Supplement No. 2 dated Dec 21, 2010 to Prospectus dated Dec 20, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Dec 20, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 20, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
467305
This series of Notes was issued and sold upon the funding of the borrower loan #46151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $294.03 |
|
Final lender yield:
| 33.94% |
Final borrower rate/APR:
| 34.94% / 38.66% |
Final monthly payment:
| $293.81 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 22y 3m |
|
Amount delinquent:
| $3,456 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $282 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vallin1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2008)
|
|
Principal balance:
| $2,242.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
prosper balance, medical, dentures
Purpose of loan:
This loan will be used to???Pay off my existing Prosper loan of 2200?which was 6500 also to payoff my medical bills and new dentures?
My financial situation:
I am a good candidate for this loan because???I have made payments to Prosper on time and have no late payments.?My credit score?is better than 2 years ago. ?
Monthly net income: $ 70000
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Searidefinancial has bid a total of
$1,500.00 in winning bids.
friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
Q:
Hi there, could you explain the past and current delinquencies? Thanks and good luck with this loan. - green-rapid-openness
A:
my husband works in farming and his payroll has its good months & slow months also when he got sick his income was very low and we got behind. He had surgery and is back on his feet. No matter what our situation we have always paid our creditors.
(Dec-16-2010)
Q:
In your previous Prosper loan '08 you said the delinquency was for a broken leg for your grandson. Now you state it was because your husband had a bad farming year. Stories don't add up & you still owe $3k+ & not paid a dime. - nfx
A:
my grandsons bills have been paid off, my new medical bills are the balance left to pay for my husbands doctor bills he had a stint surgery and needed new dentures that were very costly. We paid off the top denture and now need the bottom denture. These are not stories this is our real situation, believe me if we did not need to take this addtional loan, we would not. Farmers in our area did not farm as much land because of water, My husband has been doing his job for more than 25 years
(Dec-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrossBuddha | $75.00 | $75.00 | 12/13/2010 3:07:47 PM |
| UCLA4life | $35.00 | $35.00 | 12/13/2010 3:22:38 PM |
| reflective-rupee | $200.00 | $200.00 | 12/15/2010 2:55:47 PM |
| fuzed | $35.00 | $35.00 | 12/15/2010 5:55:31 PM |
| Searidefinancial | $1,011.00 | $1,011.00 | 12/15/2010 1:16:27 PM |
| reflective-rupee | $200.00 | $200.00 | 12/15/2010 2:55:19 PM |
| return-grizzly | $100.00 | $100.00 | 12/16/2010 2:45:00 AM |
| secondreality | $25.00 | $25.00 | 12/16/2010 8:02:39 AM |
| chameleon125 | $125.00 | $125.00 | 12/15/2010 9:39:47 PM |
| rate-negotiator | $25.00 | $25.00 | 12/16/2010 9:43:41 AM |
| green-rapid-openness | $50.00 | $50.00 | 12/16/2010 2:13:59 PM |
| big_balla_papi | $30.00 | $30.00 | 12/16/2010 2:30:14 AM |
| NekHoldings | $25.00 | $25.00 | 12/16/2010 6:07:08 AM |
| mikeandcat | $100.00 | $100.00 | 12/16/2010 11:58:10 AM |
| Bob450 | $25.00 | $25.00 | 12/16/2010 3:30:02 PM |
| myutmost | $25.00 | $25.00 | 12/17/2010 8:08:59 AM |
| well-rounded-dinero | $150.00 | $150.00 | 12/16/2010 6:10:44 PM |
| progressive-treasure1 | $25.00 | $25.00 | 12/17/2010 12:40:27 PM |
| FarmersBank | $46.10 | $46.10 | 12/17/2010 2:05:20 PM |
| progressive-treasure1 | $25.00 | $25.00 | 12/17/2010 12:41:03 PM |
| SFBank | $200.00 | $200.00 | 12/17/2010 6:45:00 PM |
| hillerod | $25.00 | $25.00 | 12/18/2010 11:06:22 AM |
| Leshan | $75.00 | $75.00 | 12/18/2010 9:34:50 AM |
| brondero | $90.00 | $90.00 | 12/18/2010 5:49:25 PM |
| blitzen40 | $30.00 | $30.00 | 12/18/2010 9:31:53 PM |
| realtormoises | $25.00 | $25.00 | 12/18/2010 6:48:53 AM |
| mikeandcat | $66.68 | $66.68 | 12/18/2010 6:49:41 AM |
| proper-revenue7 | $25.00 | $6.73 | 12/19/2010 3:56:06 PM |
| GrossBuddha | $250.00 | $250.00 | 12/19/2010 5:30:09 PM |
| deepblue34 | $30.00 | $30.00 | 12/19/2010 5:33:37 PM |
| Rulea72 | $32.20 | $32.20 | 12/18/2010 4:28:27 PM |
| JauaFlash | $25.00 | $25.00 | 12/19/2010 11:37:05 AM |
| papaloha | $50.00 | $50.00 | 12/19/2010 5:13:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/14/2010 8:18:56 AM |
| Searidefinancial | $89.00 | $89.00 | 12/14/2010 9:05:53 AM |
| alexgalt | $50.00 | $50.00 | 12/14/2010 9:06:53 AM |
| reflective-rupee | $200.00 | $200.00 | 12/15/2010 2:54:46 PM |
| Aberdeen | $999.99 | $999.99 | 12/15/2010 3:07:18 PM |
| Gregger | $25.00 | $25.00 | 12/15/2010 1:21:56 PM |
| Kash2010lu | $50.00 | $50.00 | 12/15/2010 1:23:18 PM |
| reflective-rupee | $200.00 | $200.00 | 12/15/2010 2:55:02 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/15/2010 4:01:46 PM |
| Kash2010lu | $50.00 | $50.00 | 12/15/2010 6:21:45 PM |
| diversification-maple1 | $25.00 | $25.00 | 12/15/2010 9:30:07 PM |
| reflective-rupee | $200.00 | $200.00 | 12/15/2010 2:56:00 PM |
| loanman2007 | $200.00 | $200.00 | 12/16/2010 5:23:41 AM |
| progressive-treasure1 | $48.30 | $48.30 | 12/15/2010 6:58:16 PM |
| green-rapid-openness | $100.00 | $100.00 | 12/16/2010 2:14:23 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 7:47:59 PM |
| first-serene-credit | $25.00 | $25.00 | 12/17/2010 3:48:33 PM |
| eriqnoodle | $25.00 | $25.00 | 12/18/2010 10:11:46 AM |
| unger | $110.00 | $110.00 | 12/18/2010 7:31:00 AM |
| shrewd-income | $100.00 | $100.00 | 12/18/2010 3:41:42 PM |
| Searidefinancial | $400.00 | $400.00 | 12/19/2010 11:36:08 AM |
| twjh | $25.00 | $25.00 | 12/18/2010 5:51:28 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/18/2010 9:22:31 AM |
| loss-of-control | $50.00 | $50.00 | 12/19/2010 2:48:54 PM |
| farchoir | $25.00 | $25.00 | 12/19/2010 5:05:00 PM |
| outofoffice | $75.00 | $75.00 | 12/19/2010 3:46:26 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
486381
This series of Notes was issued and sold upon the funding of the borrower loan #45998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 33.40% |
Final borrower rate/APR:
| 34.40% / 38.54% |
Final monthly payment:
| $67.35 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,953 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| greenback-oath |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying new tires for winter
Purpose of loan:
This loan will be used to?
buy new tires for my vehicle
My financial situation:
I am a good candidate for this loan because?
I am a responsible individual with the ability to work hard
Monthly net income: $
2000-3000
Monthly expenses: $
??Housing: $
805
??Insurance: $
200
??Car expenses: $
0
??Utilities: $
50
??Phone, cable, internet: $
25
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| felicity-festival | $25.00 | $25.00 | 12/2/2010 8:32:36 PM |
| reflective-rupee | $100.00 | $100.00 | 12/4/2010 9:32:27 PM |
| Frusa | $25.00 | $25.00 | 12/7/2010 1:09:27 PM |
| num1irish | $100.00 | $100.00 | 12/7/2010 6:39:25 PM |
| eriqnoodle | $25.00 | $25.00 | 12/7/2010 6:54:08 PM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 12/8/2010 5:33:22 AM |
| Southern_Illinois_Girl | $52.96 | $52.96 | 12/8/2010 8:00:12 PM |
| favorite-commerce | $25.00 | $25.00 | 12/9/2010 7:00:23 AM |
| balance-river | $25.00 | $25.00 | 12/9/2010 7:51:25 AM |
| kevlar | $25.00 | $25.00 | 12/8/2010 10:31:48 PM |
| B2152 | $25.00 | $25.00 | 12/9/2010 5:01:31 AM |
| yons88 | $25.00 | $25.00 | 12/8/2010 4:15:22 PM |
| realtormoises | $25.00 | $25.00 | 12/9/2010 6:35:36 AM |
| affluence-cargo | $25.00 | $25.00 | 12/9/2010 10:40:36 AM |
| phchristensen | $50.00 | $50.00 | 12/9/2010 11:39:37 AM |
| affluence-cargo | $25.00 | $25.00 | 12/9/2010 10:41:17 AM |
| ColoradoLender82 | $25.00 | $25.00 | 12/9/2010 10:50:57 AM |
| rakey | $25.00 | $25.00 | 12/9/2010 10:51:41 AM |
| wild-orange | $25.00 | $25.00 | 12/9/2010 10:59:36 AM |
| 2grindstones | $30.00 | $30.00 | 12/9/2010 9:38:56 AM |
| Moe87 | $25.00 | $25.00 | 12/9/2010 2:54:41 PM |
| EretzCapital | $25.00 | $25.00 | 12/9/2010 3:42:23 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/5/2010 9:00:25 AM |
| first-serene-credit | $25.00 | $25.00 | 12/6/2010 4:46:49 PM |
| helping-out | $25.00 | $25.00 | 12/6/2010 9:01:48 PM |
| phoenix08 | $25.00 | $25.00 | 12/7/2010 12:53:41 PM |
| wizardii | $25.00 | $25.00 | 12/8/2010 12:25:49 AM |
| mrxtravis | $32.56 | $32.56 | 12/8/2010 12:49:58 AM |
| RyanM561 | $25.00 | $25.00 | 12/8/2010 7:40:14 AM |
| Leshan | $25.00 | $25.00 | 12/8/2010 9:08:58 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/8/2010 5:25:46 PM |
| coasterman | $25.00 | $25.00 | 12/9/2010 8:38:05 AM |
| priceless-euro0 | $25.00 | $25.00 | 12/8/2010 4:14:02 PM |
| power-grid134 | $25.00 | $25.00 | 12/9/2010 11:31:15 AM |
| commanding-income774 | $25.00 | $25.00 | 12/8/2010 6:41:05 PM |
| market-pudding | $25.00 | $25.00 | 12/8/2010 11:46:30 PM |
| kendigme | $25.00 | $25.00 | 12/9/2010 2:47:26 AM |
| asya | $25.00 | $25.00 | 12/9/2010 1:56:40 PM |
| VikingLender | $25.00 | $9.48 | 12/9/2010 3:58:09 PM |
| himistu22 | $25.00 | $25.00 | 12/9/2010 2:41:12 PM |
| ultimate-peace | $300.00 | $300.00 | 12/9/2010 2:47:24 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
486385
This series of Notes was issued and sold upon the funding of the borrower loan #46104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 15.55% |
Starting monthly payment:
| $372.76 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 15.55% |
Final monthly payment:
| $372.76 |
| |
|
Auction yield range:
| 5.57% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 31y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,287 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wauktown62 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
720-739
(Mar-2010)
700-719
(Jan-2010)
720-739
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?
Pay off higer intrest credit card debt
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 3353
Monthly expenses: $
??Housing: $ 1240
??Insurance: $ 60
??Car expenses: $ 100????????????????
??Utilities: $?200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe your employment. Thanks and best wishes. - reflective-rupee
A:
Hello
thank you so much for taking the timeto read my profile ,I am currently retired, due to an injury I had to take early retirement .For 28 years I worked w/mentally and the physically disabled a position I held,and enjoyed doing during and after attending high school
(Dec-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nickel-ferret | $50.00 | $50.00 | 12/1/2010 3:38:59 PM |
| tech310 | $50.00 | $50.00 | 12/1/2010 3:39:41 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/1/2010 3:44:13 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/1/2010 3:45:39 PM |
| ray1051 | $50.00 | $50.00 | 12/1/2010 3:46:04 PM |
| ASR3 | $25.00 | $25.00 | 12/1/2010 3:46:20 PM |
| skuba | $25.00 | $25.00 | 12/1/2010 3:46:41 PM |
| simplelender80 | $250.00 | $250.00 | 12/1/2010 3:44:58 PM |
| Webpreneur | $50.00 | $50.00 | 12/1/2010 3:47:44 PM |
| finance_mba | $25.00 | $25.00 | 12/1/2010 3:46:00 PM |
| wayman | $50.00 | $50.00 | 12/1/2010 3:49:15 PM |
| rss197 | $25.00 | $25.00 | 12/1/2010 3:50:44 PM |
| reward-motion | $50.00 | $50.00 | 12/1/2010 3:51:22 PM |
| bid-czar8 | $100.00 | $100.00 | 12/1/2010 3:48:26 PM |
| native68 | $50.00 | $50.00 | 12/1/2010 3:52:45 PM |
| lendme2 | $37.46 | $37.46 | 12/1/2010 3:52:59 PM |
| ichibon | $175.00 | $175.00 | 12/1/2010 3:54:12 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 3:55:01 PM |
| Headhunter14 | $25.00 | $25.00 | 12/1/2010 3:38:30 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/1/2010 3:55:34 PM |
| granitepk | $50.00 | $50.00 | 12/1/2010 5:02:46 PM |
| careful-note | $100.00 | $100.00 | 12/1/2010 3:42:03 PM |
| kind-value-pouch | $51.00 | $51.00 | 12/1/2010 5:25:26 PM |
| ptjg | $50.00 | $50.00 | 12/1/2010 4:29:48 PM |
| reflective-rupee | $25.00 | $25.00 | 12/1/2010 4:51:02 PM |
| dospapalotes | $50.00 | $50.00 | 12/1/2010 5:12:37 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/1/2010 3:46:14 PM |
| PoliticinandNegotiatin | $25.00 | $25.00 | 12/1/2010 5:27:52 PM |
| TURNTEX75 | $28.29 | $28.29 | 12/1/2010 5:59:24 PM |
| radforj22 | $25.00 | $25.00 | 12/1/2010 3:47:51 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/1/2010 3:49:49 PM |
| iLoaner | $25.00 | $25.00 | 12/1/2010 7:31:05 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/1/2010 3:52:05 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/1/2010 3:52:14 PM |
| Strato | $25.00 | $25.00 | 12/1/2010 7:26:21 PM |
| peterpossum | $25.00 | $25.00 | 12/1/2010 7:45:50 PM |
| mjunlimited | $50.00 | $50.00 | 12/1/2010 3:57:07 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/1/2010 7:33:31 PM |
| jlofgren | $25.00 | $25.00 | 12/1/2010 7:44:14 PM |
| jdrez | $25.00 | $25.00 | 12/1/2010 4:47:47 PM |
| jamiee73 | $25.00 | $25.00 | 12/1/2010 4:59:28 PM |
| JTCorp | $25.00 | $25.00 | 12/1/2010 8:43:28 PM |
| vicumn | $25.00 | $25.00 | 12/1/2010 9:02:39 PM |
| bold-durability-drum | $30.13 | $30.13 | 12/1/2010 7:48:25 PM |
| agwosdof | $100.00 | $100.00 | 12/1/2010 7:48:28 PM |
| coin-investor | $25.00 | $25.00 | 12/1/2010 10:35:20 PM |
| cloud8 | $34.17 | $34.17 | 12/1/2010 8:27:40 PM |
| PersonalBnkr | $45.44 | $45.44 | 12/1/2010 8:33:06 PM |
| sammyhammy | $25.00 | $25.00 | 12/1/2010 9:02:48 PM |
| samo102us | $25.00 | $25.00 | 12/2/2010 2:03:47 AM |
| Prosp_Lender | $50.00 | $50.00 | 12/1/2010 10:35:03 PM |
| velocity-solo | $25.00 | $25.00 | 12/1/2010 10:36:14 PM |
| Panna | $25.00 | $25.00 | 12/2/2010 2:26:01 AM |
| Jag97 | $34.05 | $34.05 | 12/1/2010 7:24:12 PM |
| fair-rate | $25.00 | $25.00 | 12/2/2010 2:43:41 AM |
| platinum-dojo | $25.00 | $25.00 | 12/2/2010 2:50:26 AM |
| value-microscope | $25.00 | $25.00 | 12/2/2010 1:13:46 AM |
| lysholm | $25.00 | $25.00 | 12/2/2010 4:39:14 AM |
| green-moola-sniffer | $27.15 | $27.15 | 12/2/2010 1:46:55 AM |
| Bobafet | $25.00 | $25.00 | 12/2/2010 2:20:10 AM |
| worth-arch | $25.00 | $25.00 | 12/2/2010 2:48:37 AM |
| chestnut4 | $25.00 | $25.00 | 12/2/2010 2:50:55 AM |
| LandoC1 | $50.00 | $50.00 | 12/2/2010 2:57:27 AM |
| akakii | $25.00 | $25.00 | 12/2/2010 7:29:18 AM |
| kc8fot | $25.00 | $25.00 | 12/1/2010 7:47:59 PM |
| SimpleChoice | $25.00 | $25.00 | 12/1/2010 8:09:02 PM |
| derfen | $25.00 | $25.00 | 12/2/2010 8:52:25 AM |
| silktea | $50.00 | $50.00 | 12/1/2010 9:02:44 PM |
| Kierf | $25.00 | $25.00 | 12/2/2010 8:16:27 AM |
| PRGuyinVA | $50.00 | $50.00 | 12/1/2010 10:35:19 PM |
| Bubbasnestegg | $25.00 | $25.00 | 12/2/2010 1:37:55 AM |
| helpinghand63 | $35.62 | $35.62 | 12/2/2010 1:43:38 AM |
| jga516 | $25.00 | $25.00 | 12/2/2010 2:06:53 AM |
| mketelecom | $25.00 | $25.00 | 12/2/2010 11:02:50 AM |
| awe53 | $25.00 | $25.00 | 12/2/2010 11:02:52 AM |
| loan-paladin470 | $25.00 | $25.00 | 12/2/2010 1:15:01 PM |
| Usurious | $26.24 | $26.24 | 12/2/2010 5:28:02 AM |
| bpidkaminy | $25.00 | $25.00 | 12/2/2010 11:37:50 AM |
| smart-treasure | $25.00 | $25.00 | 12/2/2010 2:09:33 PM |
| open-wealth492 | $25.00 | $25.00 | 12/2/2010 7:15:16 AM |
| circustab | $50.00 | $50.00 | 12/2/2010 7:32:45 AM |
| a-truth-upholder | $25.00 | $25.00 | 12/2/2010 2:38:23 PM |
| macgeek | $38.20 | $38.20 | 12/2/2010 8:52:20 AM |
| be_wise | $25.00 | $25.00 | 12/2/2010 9:44:43 AM |
| asset-professor | $42.39 | $42.39 | 12/2/2010 10:47:46 AM |
| shrewd-deal | $25.00 | $25.00 | 12/2/2010 11:54:31 AM |
| commerce-web5 | $50.00 | $50.00 | 12/2/2010 11:58:49 AM |
| newest-generous-income | $25.00 | $25.00 | 12/2/2010 4:57:01 PM |
| happy-asset | $25.00 | $25.00 | 12/2/2010 6:32:55 PM |
| grf1945 | $25.00 | $25.00 | 12/3/2010 7:04:18 AM |
| MNnyce | $25.00 | $25.00 | 12/3/2010 7:41:49 AM |
| Shamrock731 | $25.00 | $25.00 | 12/3/2010 10:11:52 AM |
| balanced-bill7 | $50.00 | $50.00 | 12/3/2010 4:57:22 AM |
| alexstar | $25.00 | $17.38 | 12/3/2010 7:45:16 AM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/3/2010 8:10:35 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/3/2010 5:09:57 PM |
| Whitewater_Loans | $50.00 | $50.00 | 12/4/2010 9:47:06 AM |
| a-resplendent-commitment | $30.00 | $30.00 | 12/4/2010 5:49:28 PM |
| rmpedi33 | $50.00 | $50.00 | 12/4/2010 8:17:37 AM |
| chameleon125 | $50.00 | $50.00 | 12/4/2010 11:18:07 AM |
| hidavehi | $40.00 | $40.00 | 12/5/2010 9:13:53 AM |
| cutter21 | $25.00 | $25.00 | 12/5/2010 6:57:50 PM |
| integrity-doctor | $100.00 | $100.00 | 12/6/2010 4:08:44 PM |
| wwwUniversal | $25.00 | $25.00 | 12/6/2010 6:37:12 PM |
| KirosPOS | $58.02 | $58.02 | 12/6/2010 8:39:12 PM |
| JCM_MN | $35.00 | $35.00 | 12/7/2010 4:40:02 AM |
| moneybags16 | $25.00 | $25.00 | 12/7/2010 1:16:49 PM |
| RIVERHTS | $50.00 | $50.00 | 12/7/2010 1:28:35 PM |
| Trevor_C | $25.00 | $25.00 | 12/7/2010 2:08:13 PM |
| mammalian4 | $25.00 | $25.00 | 12/7/2010 7:58:26 PM |
| agreement-bunny | $25.00 | $25.00 | 12/8/2010 6:17:38 AM |
| rockymtbob | $50.00 | $50.00 | 12/8/2010 7:32:14 AM |
| auction-seeker | $25.00 | $25.00 | 12/7/2010 6:03:12 PM |
| mmmm1982 | $39.99 | $39.99 | 12/8/2010 10:19:44 AM |
| Napoli_Lending | $80.00 | $80.00 | 12/8/2010 2:25:43 PM |
| exact-peso2 | $25.00 | $25.00 | 12/8/2010 6:35:27 AM |
| blooming-kindness | $30.00 | $30.00 | 12/8/2010 7:05:36 AM |
| atomantic | $75.00 | $75.00 | 12/8/2010 8:35:10 AM |
| BankofBeth | $25.00 | $25.00 | 12/8/2010 9:14:08 AM |
| Engineer44 | $35.00 | $35.00 | 12/8/2010 3:34:07 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/1/2010 3:39:19 PM |
| dunox | $25.00 | $25.00 | 12/1/2010 3:39:52 PM |
| jazzlender | $25.00 | $25.00 | 12/1/2010 3:40:40 PM |
| money-bauble | $25.00 | $25.00 | 12/1/2010 3:42:52 PM |
| GElender | $75.00 | $75.00 | 12/1/2010 3:50:23 PM |
| astute-investment5 | $25.00 | $25.00 | 12/1/2010 3:50:58 PM |
| first-upright-payout | $25.00 | $25.00 | 12/1/2010 3:53:46 PM |
| community-pipeline8 | $25.00 | $25.00 | 12/1/2010 4:00:36 PM |
| Interstate_Rate | $50.00 | $50.00 | 12/1/2010 4:08:01 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/1/2010 3:38:51 PM |
| indomitable-coin | $50.00 | $50.00 | 12/1/2010 3:41:06 PM |
| iolaire | $25.00 | $25.00 | 12/1/2010 4:53:53 PM |
| auction-seeker | $25.00 | $25.00 | 12/1/2010 6:45:11 PM |
| nilonc1 | $25.00 | $25.00 | 12/1/2010 6:58:52 PM |
| AFairDeal | $50.00 | $50.00 | 12/1/2010 3:46:26 PM |
| darylc | $25.00 | $25.00 | 12/1/2010 5:33:41 PM |
| dragon222 | $28.29 | $28.29 | 12/1/2010 6:32:42 PM |
| trade-boots1 | $100.00 | $100.00 | 12/1/2010 3:48:55 PM |
| metro457 | $50.00 | $50.00 | 12/1/2010 7:26:00 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/1/2010 7:11:30 PM |
| Preteur | $25.00 | $25.00 | 12/1/2010 7:31:55 PM |
| kulender | $50.00 | $50.00 | 12/1/2010 3:53:22 PM |
| PocketAces | $25.00 | $25.00 | 12/1/2010 7:33:33 PM |
| handshake5 | $100.00 | $100.00 | 12/1/2010 3:54:36 PM |
| zebra806 | $39.85 | $39.85 | 12/1/2010 4:00:31 PM |
| worldly-community3 | $50.00 | $50.00 | 12/1/2010 7:48:00 PM |
| awwaww | $25.00 | $25.00 | 12/1/2010 7:33:59 PM |
| creature2 | $25.00 | $25.00 | 12/1/2010 4:23:07 PM |
| Anny-Disco | $35.43 | $35.43 | 12/1/2010 4:47:55 PM |
| CalBear5 | $50.00 | $50.00 | 12/1/2010 8:23:54 PM |
| paymentologist | $25.00 | $25.00 | 12/1/2010 7:47:52 PM |
| psalms6612 | $25.00 | $25.00 | 12/1/2010 5:23:12 PM |
| apostle901 | $36.78 | $36.78 | 12/1/2010 11:08:52 PM |
| refined-income7 | $25.00 | $25.00 | 12/1/2010 8:27:42 PM |
| tylerfd | $25.00 | $25.00 | 12/2/2010 1:00:02 AM |
| organized-payment6 | $39.23 | $39.23 | 12/2/2010 2:10:23 AM |
| gain-butterfly | $25.17 | $25.17 | 12/2/2010 2:18:13 AM |
| JGB | $58.82 | $58.82 | 12/1/2010 11:12:52 PM |
| taurusco | $41.77 | $41.77 | 12/2/2010 2:43:52 AM |
| Dutchhunter | $25.18 | $25.18 | 12/2/2010 1:19:16 AM |
| affluence-tomahawk | $25.00 | $25.00 | 12/1/2010 7:28:26 PM |
| cybernosha | $25.00 | $25.00 | 12/2/2010 1:37:27 AM |
| gethsemane4 | $25.00 | $25.00 | 12/2/2010 1:43:28 AM |
| Jgodd13 | $25.00 | $25.00 | 12/2/2010 1:58:54 AM |
| miket71 | $44.36 | $44.36 | 12/2/2010 2:06:50 AM |
| danthemon35 | $25.00 | $25.00 | 12/1/2010 7:32:08 PM |
| cello1 | $25.00 | $25.00 | 12/1/2010 7:33:24 PM |
| ciccio70 | $25.00 | $25.00 | 12/2/2010 4:08:44 AM |
| bentheretoo | $85.00 | $85.00 | 12/2/2010 7:49:52 AM |
| SanCarlos | $50.00 | $50.00 | 12/1/2010 7:47:02 PM |
| kchen486 | $50.00 | $50.00 | 12/1/2010 7:48:39 PM |
| Savings_EQ_Dignity | $30.00 | $30.00 | 12/2/2010 7:38:04 AM |
| ramblin | $25.00 | $25.00 | 12/1/2010 9:02:42 PM |
| blue-useful-auction | $25.00 | $25.00 | 12/2/2010 8:59:37 AM |
| cablenews | $50.00 | $50.00 | 12/1/2010 10:35:24 PM |
| lcole32 | $32.53 | $32.53 | 12/2/2010 10:17:39 AM |
| thunderd | $25.00 | $25.00 | 12/2/2010 1:43:59 AM |
| lloyd_s | $25.00 | $25.00 | 12/2/2010 2:06:34 AM |
| ticketman2 | $25.00 | $25.00 | 12/2/2010 11:09:25 AM |
| supersarah61 | $25.00 | $25.00 | 12/2/2010 2:25:46 AM |
| resplendent-moola | $27.46 | $27.46 | 12/2/2010 2:42:20 AM |
| MikeB918 | $25.00 | $25.00 | 12/2/2010 11:37:40 AM |
| WLenders | $50.00 | $50.00 | 12/2/2010 11:54:32 AM |
| antrux | $25.00 | $25.00 | 12/2/2010 4:39:15 AM |
| BzJ108 | $25.00 | $25.00 | 12/2/2010 11:02:53 AM |
| generous-repayment0 | $25.00 | $25.00 | 12/2/2010 11:03:16 AM |
| competent-p2p | $50.00 | $50.00 | 12/2/2010 11:10:51 AM |
| Railbird | $25.00 | $25.00 | 12/2/2010 5:28:05 AM |
| lendstats_com | $200.00 | $200.00 | 12/2/2010 11:42:00 AM |
| supreme-hope | $25.00 | $25.00 | 12/2/2010 2:07:48 PM |
| Luminous-P | $25.00 | $25.00 | 12/2/2010 7:38:01 AM |
| market-solstice2 | $25.00 | $25.00 | 12/2/2010 3:19:08 PM |
| supreme-benefit | $25.00 | $25.00 | 12/2/2010 12:12:15 PM |
| visionary-commerce | $25.00 | $25.00 | 12/2/2010 12:25:35 PM |
| triumph329 | $34.60 | $34.60 | 12/2/2010 12:41:05 PM |
| abfs | $25.00 | $25.00 | 12/2/2010 1:09:14 PM |
| bazaar-utensil7 | $25.00 | $25.00 | 12/2/2010 9:05:18 AM |
| revenue-officer36 | $75.00 | $75.00 | 12/2/2010 9:38:06 AM |
| penny-plato | $25.00 | $25.00 | 12/2/2010 10:19:05 AM |
| forthright-dedication | $50.00 | $50.00 | 12/2/2010 11:54:24 AM |
| melodious-fairness | $50.00 | $50.00 | 12/2/2010 12:01:32 PM |
| zone6 | $50.00 | $50.00 | 12/2/2010 12:11:12 PM |
| alaco | $25.00 | $25.00 | 12/2/2010 4:56:52 PM |
| nalaari | $25.00 | $25.00 | 12/3/2010 7:03:31 AM |
| balance-force | $30.00 | $30.00 | 12/2/2010 10:00:20 PM |
| LiveNow | $25.00 | $25.00 | 12/3/2010 7:44:14 AM |
| loanman2007 | $100.00 | $100.00 | 12/3/2010 5:49:21 AM |
| moneytolend72 | $25.00 | $25.00 | 12/3/2010 12:30:20 PM |
| economy-beast | $25.00 | $25.00 | 12/3/2010 8:43:01 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/4/2010 5:49:04 AM |
| dcap3 | $25.00 | $25.00 | 12/4/2010 6:59:21 AM |
| ReddHorrocks | $25.00 | $25.00 | 12/4/2010 2:00:34 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 12/5/2010 8:02:17 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/4/2010 7:00:50 PM |
| excalibur | $50.00 | $50.00 | 12/5/2010 5:48:46 AM |
| outofoffice | $75.00 | $75.00 | 12/6/2010 7:41:31 AM |
| Brown98 | $25.00 | $25.00 | 12/6/2010 1:55:44 PM |
| FinanceEngine | $30.00 | $30.00 | 12/6/2010 3:39:13 PM |
| qcksilvr20 | $60.00 | $60.00 | 12/7/2010 9:39:10 AM |
| 108lender | $150.00 | $150.00 | 12/7/2010 8:29:31 AM |
| Nazbuster | $50.00 | $50.00 | 12/7/2010 9:49:44 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/7/2010 11:05:01 AM |
| one-midas | $50.00 | $50.00 | 12/7/2010 2:49:14 PM |
| loyalist1 | $50.00 | $50.00 | 12/8/2010 6:53:25 AM |
| pythia | $25.00 | $25.00 | 12/7/2010 5:23:03 PM |
| Feyenoord | $25.00 | $25.00 | 12/7/2010 6:04:12 PM |
| Grandmahoneybee | $25.00 | $25.00 | 12/8/2010 1:15:39 PM |
| friendinmoney | $25.00 | $25.00 | 12/7/2010 10:19:34 PM |
| nethawk00 | $25.00 | $25.00 | 12/8/2010 1:29:39 PM |
| EretzCapital | $25.00 | $25.00 | 12/8/2010 3:28:34 PM |
| 230 bids
|
Borrower Payment Dependent Notes Series
486523
This series of Notes was issued and sold upon the funding of the borrower loan #46098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.88% |
Starting monthly payment:
| $72.38 |
|
Final lender yield:
| 27.72% |
Final borrower rate/APR:
| 28.72% / 32.45% |
Final monthly payment:
| $66.81 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 38.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -10.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,752 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ttaylo59 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
660-679
(Jun-2010)
680-699
(Jul-2009)
620-639
(Aug-2008)
|
|
Principal balance:
| $2,029.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
auto use(HR?)Cscore is 660-679
Purpose of loan:
This loan will be used to get repairs done on car
My financial situation:
I am a good candidate for this loan because I Have a couple loans with prosper and never been late. I use automatic withdrawal from my checking.
I don't know why a HR rating. My credit is not low.
Monthly net income: $ 7500 after tax(between my husband an I)
Monthly expenses: $ We split all bills.
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the delinquency you have? thank you. - DenimCapital
A:
not sure what that is, I'm current on everything.
(Dec-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $35.00 | $35.00 | 12/2/2010 4:39:51 PM |
| Whitewater_Loans | $50.00 | $50.00 | 12/3/2010 3:01:19 PM |
| chameleon125 | $75.00 | $75.00 | 12/7/2010 5:55:08 AM |
| investment-artist | $25.00 | $25.00 | 12/7/2010 3:07:19 PM |
| Feyenoord | $25.00 | $25.00 | 12/7/2010 6:11:05 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/7/2010 5:16:01 PM |
| atomantic | $75.00 | $75.00 | 12/8/2010 8:36:54 AM |
| competent-p2p | $50.00 | $50.00 | 12/8/2010 11:43:55 AM |
| BlueProteus | $25.00 | $25.00 | 12/8/2010 1:19:43 PM |
| fairness-atmosphere | $25.00 | $25.00 | 12/9/2010 11:36:49 AM |
| labyrinth0 | $25.00 | $25.00 | 12/8/2010 7:16:00 PM |
| BrighterSuns | $25.00 | $25.00 | 12/9/2010 2:43:36 PM |
| phchristensen | $50.00 | $50.00 | 12/9/2010 11:45:45 AM |
| BanqueDeFrance | $50.00 | $50.00 | 12/9/2010 2:30:42 PM |
| Engineer44 | $25.00 | $21.58 | 12/9/2010 4:02:15 PM |
| economy-cherry | $25.00 | $25.00 | 12/9/2010 10:57:39 AM |
| wild-orange | $25.00 | $25.00 | 12/9/2010 11:01:54 AM |
| FinanceEngine | $30.00 | $30.00 | 12/9/2010 3:56:15 PM |
| genuine-integrity0 | $25.00 | $25.00 | 12/5/2010 1:56:43 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/6/2010 2:41:52 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2010 8:11:18 PM |
| realtormoises | $25.00 | $25.00 | 12/8/2010 6:28:47 AM |
| sweety075 | $25.00 | $25.00 | 12/7/2010 8:49:34 PM |
| Leshan | $109.25 | $109.25 | 12/8/2010 9:11:54 AM |
| exponential-peace5 | $25.00 | $25.00 | 12/8/2010 6:19:33 PM |
| draggon77 | $25.00 | $25.00 | 12/9/2010 9:28:36 AM |
| wlm3012 | $25.00 | $25.00 | 12/9/2010 7:58:23 AM |
| dsnybnd | $25.00 | $25.00 | 12/9/2010 12:39:03 PM |
| DADOF1 | $25.00 | $25.00 | 12/9/2010 12:49:08 PM |
| melodious-openness | $200.00 | $200.00 | 12/9/2010 1:47:39 PM |
| eboomer2611 | $25.00 | $25.00 | 12/8/2010 9:21:17 PM |
| sgvending | $28.07 | $28.07 | 12/9/2010 10:04:30 AM |
| Moe87 | $25.00 | $25.00 | 12/9/2010 3:36:50 AM |
| Astyanax | $50.00 | $50.00 | 12/9/2010 1:17:00 PM |
| priceless-euro0 | $25.00 | $25.00 | 12/9/2010 2:11:13 PM |
| pposFUNDing | $26.10 | $26.10 | 12/9/2010 9:35:45 AM |
| Tizzo27 | $75.00 | $75.00 | 12/9/2010 10:58:23 AM |
| YoungTaxMan | $25.00 | $25.00 | 12/9/2010 3:12:01 PM |
| EretzCapital | $25.00 | $25.00 | 12/9/2010 3:43:56 PM |
| ultimate-peace | $50.00 | $50.00 | 12/9/2010 2:48:18 PM |
| a_falk22 | $25.00 | $25.00 | 12/9/2010 3:38:17 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
486821
This series of Notes was issued and sold upon the funding of the borrower loan #46130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $316.65 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $316.65 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,006 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dj44 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,900.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
800-819
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Time to pay the Tax man
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How do you owe $7k+ on income of only $25k-$50k? If you are a sole proprietor you should be paying taxes quarterly, if you work for someone you pay it as you go. I'm lost as to why you owe this much money on so little income. - nfx
A:
The taxes is not on my income, the taxes I am referring to is for rental properties I own. Thanks.
(Dec-08-2010)
Q:
Can you please give more details about revenue/expenses, etc... the profile is a little blank. Also, why were taxes not taken out as the year went on? - DenimCapital
A:
Hello, please excuse the leak of details regarding revenue/expenses however, Prosper allows me to by-pass that information because of my Credit Scores and my Prosper Score(s) which are available for your viewing:-). I am paying taxes on Rental Properties that I own which is due once at the start of the New Year. Thanks.
(Dec-08-2010)
Q:
As a follow-up to my previous question, why do you need cash infusion for your rental properties? Are the rentals not cash flow positive? I'm trying to understand why the rental income is not covering the taxes of the properties in question. - nfx
A:
As investors we know that even we the "Cash Flow Proforma" show a profit indicator, sometimes the unplanned happens...replacement of an outside and inside air unit, replacement of a stove top and other repairs needed to keep my tenants, MY TENANTS.
(Dec-08-2010)
Q:
Welcome back! I've invested in your previous loans and am bidding with confidence that you'll pay this one back as well. Cheers! - BrighterSuns
A:
Wonderful:-)!!! thank you, I appreciate you lending a hand to help me out and like before I will make all payments before they are due. Hey...cheers back at cha. Continue to be BLESSED.
(Dec-11-2010)
Q:
Please provide
1. The total balance of the mortgage loans and any HELOC you owe on your home, and...
2. The current market value of your home? (use zillow.com if unsure) - kindness-launcher
A:
Good Morning, to answer your #1: currently there are no loans on my property including Home Equity loans of credit so there is no loan balance(s). Answer to your #2: I know exactly the value of my property, needless to say I can not see the value in sharing this information with you for this type and/or amount of loan, I will however share this...currently the value exceeds 7K. Thank you for your time and consideration.
(Dec-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| visionary-currency | $25.00 | $25.00 | 12/6/2010 4:02:20 PM |
| Redmond | $25.00 | $25.00 | 12/6/2010 4:50:49 PM |
| Amber_Stone | $25.00 | $25.00 | 12/6/2010 7:57:06 PM |
| Jasmel | $50.00 | $50.00 | 12/7/2010 6:11:11 AM |
| Milonguero | $100.00 | $100.00 | 12/6/2010 6:37:18 PM |
| alexgalt | $25.00 | $25.00 | 12/6/2010 9:48:12 PM |
| kulender | $50.00 | $50.00 | 12/6/2010 7:09:58 PM |
| reflective-rupee | $350.00 | $350.00 | 12/6/2010 8:14:38 PM |
| JustMee | $25.00 | $25.00 | 12/7/2010 9:41:45 AM |
| supreme-hope | $25.00 | $25.00 | 12/6/2010 9:02:44 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 12/7/2010 11:59:49 AM |
| currency-bumblebee | $25.00 | $25.00 | 12/7/2010 10:10:08 AM |
| paytonbrigadier | $150.00 | $150.00 | 12/7/2010 5:55:15 PM |
| nilonc1 | $75.00 | $75.00 | 12/7/2010 5:27:36 PM |
| NekHoldings | $25.00 | $25.00 | 12/8/2010 5:28:39 AM |
| Military_Support | $500.00 | $500.00 | 12/8/2010 8:18:23 AM |
| OldManP | $25.00 | $25.00 | 12/8/2010 9:34:40 AM |
| Military_Support | $400.00 | $400.00 | 12/8/2010 8:27:30 AM |
| selector568 | $50.00 | $50.00 | 12/8/2010 8:23:37 AM |
| Kash2010lu | $50.00 | $50.00 | 12/8/2010 9:29:13 AM |
| restless-dime | $25.00 | $25.00 | 12/9/2010 9:32:22 AM |
| competent-p2p | $35.00 | $35.00 | 12/9/2010 7:19:47 AM |
| greencat | $50.00 | $50.00 | 12/9/2010 8:05:59 AM |
| DasMula | $25.00 | $25.00 | 12/8/2010 10:49:11 PM |
| gaurantee101 | $25.00 | $25.00 | 12/9/2010 7:11:10 AM |
| hidavehi | $33.00 | $33.00 | 12/9/2010 2:23:23 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/9/2010 6:02:30 PM |
| lucrative-loan | $25.00 | $25.00 | 12/10/2010 2:08:18 AM |
| banker65010 | $25.00 | $25.00 | 12/9/2010 4:14:54 PM |
| drcoop | $25.00 | $25.00 | 12/10/2010 9:33:18 AM |
| Bob450 | $25.00 | $25.00 | 12/10/2010 2:20:35 PM |
| Stek7 | $25.00 | $25.00 | 12/10/2010 10:35:43 AM |
| radiant-loan5 | $25.00 | $25.00 | 12/10/2010 2:25:04 PM |
| genuine-integrity0 | $25.00 | $25.00 | 12/10/2010 2:55:19 PM |
| five-star-note | $100.00 | $100.00 | 12/10/2010 8:16:18 PM |
| richboy56 | $25.00 | $25.00 | 12/10/2010 10:08:28 PM |
| IIP77 | $25.00 | $25.00 | 12/11/2010 4:22:42 AM |
| Jasmel | $100.00 | $100.00 | 12/10/2010 9:15:11 PM |
| EretzCapital | $25.00 | $25.00 | 12/11/2010 7:53:39 PM |
| SFBank | $300.00 | $300.00 | 12/11/2010 8:40:51 PM |
| BrighterSuns | $25.00 | $25.00 | 12/11/2010 8:04:38 AM |
| restless-dime | $26.54 | $26.54 | 12/12/2010 10:48:45 AM |
| BrighterSuns | $25.00 | $25.00 | 12/13/2010 6:02:34 AM |
| YoungTaxMan | $25.00 | $25.00 | 12/12/2010 6:44:49 PM |
| Belair_Advisors | $25.00 | $25.00 | 12/13/2010 8:35:33 AM |
| Kash2010lu | $25.00 | $25.00 | 12/13/2010 8:51:52 AM |
| thomas16882004 | $26.28 | $26.28 | 12/13/2010 10:18:45 AM |
| pioneer580 | $100.00 | $100.00 | 12/13/2010 6:46:12 AM |
| oath163 | $25.00 | $25.00 | 12/13/2010 8:14:50 AM |
| YoungTaxMan | $100.00 | $100.00 | 12/12/2010 6:44:14 PM |
| shrewd-income | $25.00 | $25.00 | 12/13/2010 1:46:03 PM |
| reflective-rupee | $350.00 | $27.13 | 12/13/2010 11:30:20 AM |
| principal-laser | $30.00 | $30.00 | 12/13/2010 1:41:54 PM |
| houli123 | $250.00 | $250.00 | 12/13/2010 10:24:55 AM |
| flwah | $25.00 | $25.00 | 12/13/2010 10:25:55 AM |
| VikingLender | $25.00 | $25.00 | 12/13/2010 10:55:25 AM |
| MilitaryLoans | $500.00 | $500.00 | 12/13/2010 3:45:51 PM |
| glroark | $50.00 | $50.00 | 12/6/2010 4:24:21 PM |
| graceful-investment | $100.00 | $100.00 | 12/6/2010 4:02:44 PM |
| Skeptical-one | $31.00 | $31.00 | 12/6/2010 4:21:50 PM |
| money-bauble | $25.00 | $25.00 | 12/6/2010 4:24:07 PM |
| Artist_Blue | $25.00 | $25.00 | 12/6/2010 4:49:45 PM |
| ekmendenhall | $55.00 | $55.00 | 12/6/2010 4:55:51 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/6/2010 7:09:40 PM |
| alexgalt | $50.00 | $50.00 | 12/6/2010 4:46:23 PM |
| brother_tam | $50.00 | $50.00 | 12/6/2010 11:44:35 PM |
| reflective-rupee | $350.00 | $350.00 | 12/6/2010 8:14:27 PM |
| ASR3 | $25.00 | $25.00 | 12/7/2010 12:45:15 PM |
| justice-trailblazer0 | $25.00 | $25.00 | 12/7/2010 9:18:40 PM |
| justice-trailblazer0 | $25.00 | $25.00 | 12/7/2010 9:19:20 PM |
| icanhasloanz | $100.00 | $100.00 | 12/8/2010 12:56:31 AM |
| impala6464 | $75.00 | $75.00 | 12/8/2010 4:26:38 PM |
| good4loan | $25.00 | $25.00 | 12/8/2010 4:45:55 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/8/2010 5:48:42 PM |
| eboomer2611 | $25.00 | $25.00 | 12/8/2010 9:23:09 PM |
| zone6 | $114.76 | $114.76 | 12/9/2010 7:17:05 PM |
| Fire2 | $25.00 | $25.00 | 12/9/2010 9:13:56 PM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:41 AM |
| shmb6508 | $100.00 | $100.00 | 12/9/2010 4:15:43 PM |
| TeaHouseFinance | $25.00 | $25.00 | 12/10/2010 2:23:12 PM |
| AlexTrep | $25.00 | $25.00 | 12/10/2010 2:06:21 PM |
| KrauseVentures | $25.00 | $25.00 | 12/10/2010 11:46:31 PM |
| Leshan | $75.00 | $75.00 | 12/11/2010 1:06:40 PM |
| Comoparklender | $50.00 | $50.00 | 12/11/2010 1:51:42 PM |
| SomebodysMom | $70.26 | $70.26 | 12/11/2010 8:45:10 AM |
| ac787 | $25.00 | $25.00 | 12/12/2010 4:52:10 AM |
| found | $104.07 | $104.07 | 12/12/2010 12:16:59 PM |
| Feyenoord | $25.00 | $25.00 | 12/12/2010 7:37:41 PM |
| vest_vortex | $25.00 | $25.00 | 12/12/2010 9:22:14 AM |
| finance-prescription | $25.00 | $25.00 | 12/12/2010 9:38:21 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 12/12/2010 10:35:47 PM |
| vine99 | $50.00 | $50.00 | 12/12/2010 4:58:08 PM |
| papaloha | $400.00 | $400.00 | 12/13/2010 12:00:46 AM |
| mighty-payout1 | $25.00 | $25.00 | 12/12/2010 6:17:58 PM |
| Moe87 | $25.00 | $25.00 | 12/12/2010 6:23:44 PM |
| buffalobills | $25.00 | $25.00 | 12/13/2010 8:08:54 AM |
| Makingitrain | $25.00 | $25.00 | 12/13/2010 9:22:47 AM |
| SCPBANK | $40.00 | $40.00 | 12/13/2010 7:57:57 AM |
| aquistoyraul | $25.00 | $25.00 | 12/13/2010 12:02:38 PM |
| HammerSmith | $25.00 | $25.00 | 12/13/2010 2:39:41 PM |
| mrxtravis | $50.00 | $50.00 | 12/13/2010 11:39:42 AM |
| love2garden | $31.96 | $31.96 | 12/13/2010 11:47:03 AM |
| moola-monger9 | $50.00 | $50.00 | 12/13/2010 1:08:02 PM |
| gothampark | $25.00 | $25.00 | 12/13/2010 3:40:47 PM |
| 104 bids
|
Borrower Payment Dependent Notes Series
486987
This series of Notes was issued and sold upon the funding of the borrower loan #46107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Dec-09-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 15.55% |
Starting monthly payment:
| $508.30 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 15.55% |
Final monthly payment:
| $508.30 |
| |
|
Auction yield range:
| 5.51% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 820-839 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,705 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-thoughtful-yield |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(May-2010)
|
|
Principal balance:
| $8,521.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Reinvest in Prosper
Purpose of loan:
This loan will be used to reinvest in Prosper.? My first loan of $10,000 with Prosper has been invested successfully?and I'd like to continue borrowing and investing.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, why do you think your credit score has decreased. thanks and good luck. - interest88
A:
Could be because I had an inquiry recently for an investment property loan application (we ended up not buying the property).
(Dec-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Ripsaw4U | $50.00 | $50.00 | 12/9/2010 2:37:06 PM |
| careful-note | $100.00 | $100.00 | 12/9/2010 2:37:10 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/9/2010 2:37:23 PM |
| jazzlender | $25.00 | $25.00 | 12/9/2010 2:39:12 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/9/2010 2:39:46 PM |
| finance_mba | $25.00 | $25.00 | 12/9/2010 2:40:11 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/9/2010 2:45:36 PM |
| unflappable-balance5 | $50.00 | $50.00 | 12/9/2010 2:48:17 PM |
| rlgnyc | $25.00 | $25.00 | 12/9/2010 2:48:55 PM |
| thoughtful-community7 | $25.00 | $25.00 | 12/9/2010 2:49:25 PM |
| jamiee73 | $25.00 | $25.00 | 12/9/2010 2:36:33 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/9/2010 2:37:01 PM |
| BigLinCT | $25.00 | $25.00 | 12/9/2010 2:38:01 PM |
| Trevor_C | $25.00 | $25.00 | 12/9/2010 2:39:03 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/9/2010 2:39:29 PM |
| Investoman | $25.00 | $25.00 | 12/9/2010 2:39:40 PM |
| AFairDeal | $50.00 | $50.00 | 12/9/2010 2:43:22 PM |
| handshake5 | $100.00 | $100.00 | 12/9/2010 2:46:00 PM |
| organized-payment6 | $50.00 | $50.00 | 12/9/2010 2:46:13 PM |
| power-trophy7 | $25.00 | $25.00 | 12/9/2010 2:48:23 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/9/2010 7:05:20 PM |
| reflective-rupee | $500.00 | $500.00 | 12/9/2010 3:46:07 PM |
| reflective-rupee | $500.00 | $500.00 | 12/9/2010 3:46:30 PM |
| GElender | $75.00 | $75.00 | 12/9/2010 2:41:19 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/9/2010 2:44:48 PM |
| kulender | $50.00 | $50.00 | 12/9/2010 2:44:55 PM |
| ichibon | $250.00 | $250.00 | 12/9/2010 2:45:03 PM |
| Artist_Blue | $25.00 | $25.00 | 12/9/2010 2:45:35 PM |
| JGuide | $26.99 | $26.99 | 12/10/2010 7:58:10 AM |
| paytonbrigadier | $250.00 | $250.00 | 12/9/2010 2:47:16 PM |
| bowdish1 | $50.00 | $50.00 | 12/9/2010 2:47:39 PM |
| yarg | $50.00 | $50.00 | 12/9/2010 2:48:08 PM |
| Gabriel02 | $25.00 | $25.00 | 12/9/2010 2:48:38 PM |
| E_G | $50.00 | $50.00 | 12/9/2010 2:49:06 PM |
| sci_guy | $25.00 | $25.00 | 12/9/2010 2:49:18 PM |
| relentless-penny | $250.00 | $250.00 | 12/10/2010 1:14:58 PM |
| velocity-solo | $25.00 | $25.00 | 12/9/2010 7:04:21 PM |
| trade-boots1 | $100.00 | $100.00 | 12/9/2010 7:05:28 PM |
| chameleon125 | $50.00 | $50.00 | 12/10/2010 8:52:07 AM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:51 AM |
| lendstats_com | $1,000.00 | $1,000.00 | 12/10/2010 10:13:46 AM |
| gpuck | $25.00 | $25.00 | 12/10/2010 6:55:04 PM |
| Oak-Parker | $25.00 | $25.00 | 12/10/2010 7:23:45 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/11/2010 8:48:10 AM |
| loanman2007 | $250.00 | $250.00 | 12/11/2010 5:53:10 AM |
| EastBayCapital | $25.00 | $25.00 | 12/12/2010 11:31:05 AM |
| vulgy | $25.00 | $25.00 | 12/12/2010 4:36:06 PM |
| auction-seeker | $25.00 | $25.00 | 12/12/2010 12:05:11 PM |
| rpg | $50.00 | $50.00 | 12/12/2010 12:35:23 PM |
| jameswmooreiii | $50.00 | $50.00 | 12/12/2010 1:39:57 PM |
| loan-genie88 | $50.00 | $50.00 | 12/13/2010 12:04:28 AM |
| goodcents | $25.00 | $25.00 | 12/12/2010 8:15:31 PM |
| mammalian4 | $25.00 | $25.00 | 12/13/2010 12:21:41 PM |
| jfreaksho | $50.00 | $50.00 | 12/13/2010 10:33:22 AM |
| Planecourage | $45.86 | $45.86 | 12/14/2010 12:22:50 PM |
| sflash | $25.00 | $25.00 | 12/13/2010 7:52:26 PM |
| Octamer | $64.55 | $64.55 | 12/14/2010 10:45:15 AM |
| mauge35 | $25.00 | $25.00 | 12/14/2010 10:50:37 AM |
| greenback-guard | $25.00 | $25.00 | 12/14/2010 3:03:51 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 12/14/2010 5:44:07 AM |
| epponomics101 | $25.00 | $25.00 | 12/14/2010 3:11:23 PM |
| loan-kung-fu | $116.50 | $116.50 | 12/14/2010 3:27:12 PM |
| crdcteng | $50.00 | $50.00 | 12/14/2010 2:01:02 PM |
| brondero | $60.00 | $60.00 | 12/14/2010 4:29:26 PM |
| wwwUniversal | $25.00 | $25.00 | 12/15/2010 6:46:07 AM |
| loyalty-czar | $25.00 | $25.00 | 12/15/2010 8:19:44 AM |
| chkrvrty | $36.03 | $36.03 | 12/15/2010 6:42:54 AM |
| macotra4 | $36.00 | $36.00 | 12/15/2010 11:17:43 AM |
| halothane_logic | $50.00 | $50.00 | 12/15/2010 7:35:29 AM |
| nelie150 | $25.00 | $25.00 | 12/15/2010 6:59:39 PM |
| MrBadExample | $61.00 | $61.00 | 12/15/2010 7:32:06 PM |
| ethicalhumanist | $50.00 | $50.00 | 12/15/2010 2:24:53 PM |
| pumatrap | $25.00 | $25.00 | 12/15/2010 8:27:07 PM |
| fund-javelin1 | $25.00 | $25.00 | 12/15/2010 4:42:32 PM |
| Firescreek | $25.00 | $25.00 | 12/15/2010 4:48:44 PM |
| LittleMingo | $30.00 | $30.00 | 12/15/2010 5:40:19 PM |
| market-jam | $30.98 | $30.98 | 12/16/2010 12:47:55 AM |
| market-pudding | $25.00 | $25.00 | 12/16/2010 4:33:57 AM |
| Easystreet | $25.00 | $25.00 | 12/15/2010 4:19:56 PM |
| interest88 | $25.00 | $25.00 | 12/16/2010 8:59:44 AM |
| porwestco | $25.00 | $25.00 | 12/16/2010 3:07:22 AM |
| fairness-atmosphere | $25.00 | $25.00 | 12/16/2010 10:26:18 AM |
| Havnfun | $25.00 | $25.00 | 12/16/2010 6:58:44 AM |
| green-wampum-titan | $25.00 | $25.00 | 12/16/2010 10:49:55 AM |
| loan-kung-fu | $137.46 | $137.46 | 12/16/2010 12:56:32 PM |
| skockie | $50.00 | $50.00 | 12/16/2010 4:10:43 AM |
| bill-expert | $200.00 | $200.00 | 12/16/2010 11:06:20 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/16/2010 11:59:34 AM |
| p2p-eagle9 | $25.00 | $25.00 | 12/16/2010 6:27:32 AM |
| Minotaur | $25.00 | $25.00 | 12/16/2010 8:31:09 AM |
| corporatejim | $27.00 | $27.00 | 12/16/2010 9:35:55 AM |
| truenorth5 | $57.29 | $57.29 | 12/16/2010 10:00:40 AM |
| melodious-fairness | $25.00 | $25.00 | 12/16/2010 10:34:12 AM |
| reflective-rupee | $2,000.00 | $2,000.00 | 12/16/2010 10:50:27 AM |
| foofiter | $50.00 | $50.00 | 12/16/2010 11:39:14 AM |
| creative-bill8 | $40.00 | $40.00 | 12/16/2010 12:19:44 PM |
| easylivin | $25.00 | $25.00 | 12/16/2010 1:25:21 PM |
| Astyanax | $50.00 | $50.00 | 12/16/2010 1:44:19 PM |
| mala54 | $25.00 | $25.00 | 12/16/2010 2:34:12 PM |
| investment-comet | $25.00 | $25.00 | 12/9/2010 2:38:04 PM |
| reward-motion | $50.00 | $50.00 | 12/9/2010 2:38:58 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/9/2010 2:40:06 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/9/2010 2:40:30 PM |
| wonderful-dime | $25.00 | $25.00 | 12/9/2010 2:40:37 PM |
| meenan | $50.00 | $50.00 | 12/9/2010 2:40:49 PM |
| richboy56 | $25.00 | $25.00 | 12/9/2010 2:41:04 PM |
| ray1051 | $50.00 | $50.00 | 12/9/2010 2:42:53 PM |
| ASR3 | $35.00 | $35.00 | 12/9/2010 2:43:11 PM |
| Webpreneur | $50.00 | $50.00 | 12/9/2010 2:43:44 PM |
| bid-czar8 | $100.00 | $100.00 | 12/9/2010 2:43:57 PM |
| SimpleChoice | $25.00 | $25.00 | 12/9/2010 2:46:12 PM |
| superb-funds335 | $25.00 | $25.00 | 12/9/2010 2:47:47 PM |
| jrbill1998 | $50.00 | $50.00 | 12/9/2010 2:48:28 PM |
| indomitable-coin | $100.00 | $100.00 | 12/9/2010 2:36:35 PM |
| tech310 | $50.00 | $50.00 | 12/9/2010 2:36:44 PM |
| cashhelp | $35.00 | $35.00 | 12/9/2010 2:36:55 PM |
| Bank42 | $50.00 | $50.00 | 12/9/2010 2:39:08 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/9/2010 2:39:13 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/9/2010 2:40:24 PM |
| SiebirdLending | $25.00 | $25.00 | 12/9/2010 2:41:11 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/9/2010 2:43:28 PM |
| dunox | $50.00 | $50.00 | 12/9/2010 7:05:37 PM |
| rss197 | $25.00 | $25.00 | 12/9/2010 2:37:52 PM |
| riskreward | $100.00 | $100.00 | 12/9/2010 2:39:58 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/9/2010 2:42:58 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/9/2010 2:44:33 PM |
| nilonc1 | $100.00 | $100.00 | 12/9/2010 7:05:21 PM |
| 108lender | $51.76 | $51.76 | 12/10/2010 7:51:55 AM |
| the-dollar-topper | $100.00 | $100.00 | 12/9/2010 2:46:19 PM |
| OldFriend | $25.00 | $25.00 | 12/10/2010 8:04:43 AM |
| precious-gold3 | $50.00 | $50.00 | 12/10/2010 8:31:40 AM |
| inspirationfoundation | $25.00 | $25.00 | 12/9/2010 2:49:16 PM |
| money-bauble | $25.00 | $25.00 | 12/9/2010 3:35:23 PM |
| capital-star5 | $27.00 | $27.00 | 12/10/2010 6:14:43 AM |
| currency-cigar4 | $50.00 | $50.00 | 12/10/2010 12:26:55 PM |
| chlebie | $25.00 | $25.00 | 12/9/2010 5:16:18 PM |
| tacologic | $25.00 | $25.00 | 12/10/2010 1:18:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/9/2010 7:05:44 PM |
| DSFinancial | $50.00 | $50.00 | 12/10/2010 10:53:02 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/10/2010 11:59:03 AM |
| MrBadExample | $256.00 | $256.00 | 12/10/2010 7:46:09 PM |
| 3_boyz | $25.00 | $25.00 | 12/11/2010 6:38:59 AM |
| objective-investor | $150.00 | $64.52 | 12/10/2010 4:14:45 PM |
| hellasow | $25.00 | $25.00 | 12/10/2010 4:46:19 PM |
| dougm | $50.00 | $50.00 | 12/12/2010 8:08:22 AM |
| investinFla | $25.00 | $25.00 | 12/11/2010 9:48:55 AM |
| Paxman84 | $25.00 | $25.00 | 12/12/2010 7:48:57 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 12/12/2010 1:02:10 AM |
| benefit-trident | $25.00 | $25.00 | 12/12/2010 3:35:12 PM |
| Galdis | $25.00 | $25.00 | 12/12/2010 9:50:39 AM |
| ASR3 | $100.00 | $100.00 | 12/12/2010 1:01:24 PM |
| omyogafinance | $46.63 | $46.63 | 12/12/2010 9:58:28 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/13/2010 7:31:43 AM |
| rbgnr111 | $25.00 | $25.00 | 12/12/2010 7:02:20 PM |
| interstellar | $50.00 | $50.00 | 12/13/2010 10:38:41 AM |
| competent-p2p | $41.48 | $41.48 | 12/13/2010 11:38:39 AM |
| Hola_James | $53.06 | $53.06 | 12/13/2010 12:21:15 PM |
| euphoria8 | $25.00 | $25.00 | 12/13/2010 9:24:51 AM |
| greenback-chairman5 | $25.00 | $25.00 | 12/13/2010 5:59:25 PM |
| Alittleluck | $25.00 | $25.00 | 12/13/2010 6:32:21 PM |
| moneybags16 | $25.00 | $25.00 | 12/14/2010 12:57:11 PM |
| lenderrn | $42.39 | $42.39 | 12/14/2010 10:40:03 AM |
| Xarach | $73.15 | $73.15 | 12/14/2010 4:12:01 PM |
| rutzebach | $100.00 | $100.00 | 12/14/2010 1:12:56 PM |
| Airthus | $25.00 | $25.00 | 12/14/2010 3:18:38 PM |
| dontletmoneyfoolya | $50.00 | $50.00 | 12/14/2010 7:31:58 PM |
| gothampark | $25.00 | $25.00 | 12/14/2010 8:02:10 PM |
| orbital-return316 | $25.00 | $25.00 | 12/15/2010 8:24:01 AM |
| texrob20 | $25.00 | $25.00 | 12/15/2010 3:01:45 PM |
| boomer5 | $25.00 | $25.00 | 12/15/2010 3:05:00 PM |
| Dorf | $25.00 | $25.00 | 12/15/2010 5:47:03 AM |
| paul1 | $40.00 | $40.00 | 12/15/2010 6:38:46 PM |
| Feyenoord | $25.00 | $25.00 | 12/15/2010 8:32:38 PM |
| mjunlimited | $50.00 | $50.00 | 12/15/2010 5:19:53 PM |
| 108lender | $100.00 | $100.00 | 12/15/2010 5:32:11 PM |
| patriot897 | $25.00 | $25.00 | 12/15/2010 3:39:21 PM |
| yerkster1 | $25.00 | $25.00 | 12/15/2010 7:33:40 PM |
| integrity-cowbell | $30.00 | $30.00 | 12/16/2010 5:52:29 AM |
| Goodnotlucky | $50.00 | $50.00 | 12/15/2010 9:42:09 PM |
| maximizer | $25.00 | $25.00 | 12/16/2010 7:27:38 AM |
| keeper24 | $25.00 | $25.00 | 12/16/2010 7:47:26 AM |
| BuzzyBee336 | $29.35 | $29.35 | 12/16/2010 9:16:13 AM |
| DoctorJoe | $25.00 | $25.00 | 12/16/2010 10:37:10 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/15/2010 8:56:57 PM |
| aspire2grow | $25.00 | $25.00 | 12/16/2010 9:58:02 AM |
| buukyak | $100.00 | $100.00 | 12/16/2010 10:28:59 AM |
| melodious-fairness | $25.00 | $25.00 | 12/16/2010 10:35:03 AM |
| scredneck | $50.00 | $50.00 | 12/16/2010 5:52:22 AM |
| enthusiastic-ore5 | $50.00 | $50.00 | 12/16/2010 12:31:28 PM |
| covinokm1 | $30.00 | $30.00 | 12/16/2010 8:23:27 AM |
| revenue-appraiser | $25.00 | $25.00 | 12/16/2010 1:23:54 PM |
| 191 bids
|
Borrower Payment Dependent Notes Series
487159
This series of Notes was issued and sold upon the funding of the borrower loan #45992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 60 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-08-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 11.22% |
Starting monthly payment:
| $326.14 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 11.22% |
Final monthly payment:
| $326.14 |
| |
|
Auction yield range:
| 3.00% - 10.00% |
Estimated loss impact:
| 1.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,484 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| equitable-dinero0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high-APR credit card
Hello everyone,
I financed the start up business of my spouse through credit cards 3 years ago, as no bank would finance it, too risky (floristry...). I am now trying to repay some of the credit cards balances I have as they bear a huge APR (29.99% due to my credit history being limited and having maxed out on my credit cards limits).
This loan would repay fully one credit card and part of another one, saving me $250 monthly in interest and allowing me to reduce drastically the repay time of my high-APR debt. I am risk-free as my credit card companies can confirm (I am a cash cow for them), holding a great position in a stable company (integrated oil&gas, in?top 5 worldwide market caps).
You might wonder why I don't repay my balances with my salary, I could do it with my bonus, but this would take away the cushion I prefer to have on the side, in case the business of my spouse has a bad month. Call me crazy, but I do indeed prefer to pay higher interest to a bank for this security feeling. Now, if I can reduce the high APR without touching this cushion, I am all for it.
Thanks for your consideration and happy bidding !
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| radforj22 | $50.00 | $50.00 | 12/8/2010 2:48:27 PM |
| windfall46 | $25.00 | $25.00 | 12/8/2010 2:48:59 PM |
| kyomoon | $50.00 | $50.00 | 12/8/2010 2:49:19 PM |
| figs4u2 | $100.00 | $100.00 | 12/8/2010 2:49:28 PM |
| tenacious-payout | $25.00 | $25.00 | 12/8/2010 2:52:19 PM |
| mizount | $25.00 | $25.00 | 12/8/2010 2:53:24 PM |
| historydude654 | $50.00 | $50.00 | 12/8/2010 2:53:48 PM |
| thestartuplender | $50.00 | $50.00 | 12/8/2010 2:54:13 PM |
| sf-funder | $50.00 | $50.00 | 12/8/2010 2:54:59 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/8/2010 2:55:57 PM |
| justice-dna | $35.00 | $35.00 | 12/8/2010 2:56:14 PM |
| seabass123 | $25.00 | $25.00 | 12/8/2010 2:56:27 PM |
| meenan | $50.00 | $50.00 | 12/8/2010 2:56:41 PM |
| Dreamconnection | $50.00 | $50.00 | 12/8/2010 2:57:03 PM |
| unclejaef | $25.00 | $25.00 | 12/8/2010 2:58:05 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/8/2010 2:58:25 PM |
| efficient-marketplace | $50.00 | $50.00 | 12/8/2010 2:58:29 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/8/2010 2:58:35 PM |
| astute-investment5 | $25.00 | $25.00 | 12/8/2010 2:58:42 PM |
| fortytwo | $200.00 | $200.00 | 12/8/2010 2:58:48 PM |
| investment-network | $25.00 | $25.00 | 12/8/2010 2:58:58 PM |
| majormoves1 | $25.00 | $25.00 | 12/8/2010 2:59:12 PM |
| BankingFamily | $25.00 | $25.00 | 12/8/2010 2:59:22 PM |
| degster | $25.00 | $25.00 | 12/8/2010 2:59:26 PM |
| forthright-dedication | $25.00 | $25.00 | 12/8/2010 2:59:30 PM |
| bds9646 | $26.00 | $26.00 | 12/8/2010 2:59:37 PM |
| PThor | $25.00 | $25.00 | 12/8/2010 2:59:43 PM |
| goldie414 | $50.00 | $50.00 | 12/8/2010 2:59:48 PM |
| Havana21 | $200.00 | $200.00 | 12/8/2010 3:06:09 PM |
| FlexFunding | $50.00 | $50.00 | 12/8/2010 2:48:29 PM |
| red-trade-cologne | $50.00 | $50.00 | 12/8/2010 2:50:46 PM |
| hope-encourager | $50.00 | $50.00 | 12/8/2010 2:52:00 PM |
| roadtruck | $50.00 | $50.00 | 12/8/2010 2:52:18 PM |
| ddibernardo | $25.00 | $25.00 | 12/8/2010 3:10:23 PM |
| revmax | $25.00 | $25.00 | 12/8/2010 2:55:44 PM |
| p2p-rider7 | $50.00 | $50.00 | 12/8/2010 2:56:12 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/8/2010 2:57:12 PM |
| Binan | $25.00 | $25.00 | 12/8/2010 2:58:13 PM |
| kid8549 | $50.00 | $50.00 | 12/8/2010 2:58:20 PM |
| Sixmil | $75.00 | $75.00 | 12/8/2010 2:58:29 PM |
| delicious-social132 | $50.00 | $50.00 | 12/8/2010 2:58:39 PM |
| value-pouch | $50.00 | $50.00 | 12/8/2010 2:58:46 PM |
| ichibon | $75.00 | $75.00 | 12/8/2010 2:58:54 PM |
| chekat | $25.00 | $25.00 | 12/8/2010 2:59:03 PM |
| neutrino6 | $25.00 | $25.00 | 12/8/2010 2:59:08 PM |
| zone6 | $50.00 | $50.00 | 12/8/2010 2:59:23 PM |
| MarinLoans | $25.00 | $25.00 | 12/8/2010 2:59:31 PM |
| panegryst | $50.00 | $50.00 | 12/8/2010 2:59:46 PM |
| acropiloterau2002 | $25.00 | $25.00 | 12/8/2010 3:06:21 PM |
| mcelhatt | $25.00 | $25.00 | 12/8/2010 3:07:17 PM |
| first-upright-payout | $25.00 | $25.00 | 12/8/2010 2:49:38 PM |
| 108lender | $124.46 | $124.46 | 12/8/2010 3:19:46 PM |
| ashik | $25.00 | $25.00 | 12/8/2010 7:22:07 PM |
| lucky6 | $25.00 | $25.00 | 12/8/2010 8:32:02 PM |
| Marathoner | $25.00 | $25.00 | 12/8/2010 2:54:43 PM |
| wjf60 | $50.00 | $50.00 | 12/8/2010 2:58:09 PM |
| stuy1998 | $30.00 | $30.00 | 12/8/2010 2:58:23 PM |
| loan-warrior | $25.00 | $25.00 | 12/8/2010 2:58:30 PM |
| afotherg | $75.00 | $75.00 | 12/8/2010 2:58:34 PM |
| GElender | $100.00 | $100.00 | 12/8/2010 2:58:38 PM |
| neighborly-hope6 | $50.00 | $50.00 | 12/8/2010 2:58:49 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/8/2010 2:58:55 PM |
| DonaldColorado | $100.00 | $100.00 | 12/8/2010 2:59:01 PM |
| KeepOnRunning | $50.00 | $50.00 | 12/8/2010 2:59:09 PM |
| elasermd | $50.00 | $50.00 | 12/8/2010 2:59:29 PM |
| forrestgump | $50.00 | $50.00 | 12/8/2010 2:59:37 PM |
| Cal07 | $25.00 | $25.00 | 12/8/2010 2:59:42 PM |
| indomitable-coin | $50.00 | $50.00 | 12/8/2010 2:59:47 PM |
| fcukciti | $25.00 | $25.00 | 12/8/2010 2:59:50 PM |
| phillipd48 | $25.00 | $25.00 | 12/9/2010 12:35:50 AM |
| lloyd_s | $25.00 | $25.00 | 12/9/2010 12:39:25 AM |
| cello1 | $25.00 | $25.00 | 12/9/2010 12:57:25 AM |
| determined-deal7 | $25.00 | $25.00 | 12/9/2010 1:01:20 AM |
| novice-speculator | $25.00 | $25.00 | 12/9/2010 2:07:49 AM |
| reflective-rupee | $100.00 | $100.00 | 12/8/2010 3:02:55 PM |
| skidoo99 | $50.00 | $50.00 | 12/8/2010 3:06:03 PM |
| bowdish1 | $100.00 | $100.00 | 12/8/2010 3:08:14 PM |
| ADenny | $25.00 | $25.00 | 12/8/2010 3:09:14 PM |
| rocker6 | $25.00 | $25.00 | 12/8/2010 3:10:16 PM |
| diligent-leverage | $50.00 | $50.00 | 12/8/2010 3:10:24 PM |
| damage | $25.00 | $25.00 | 12/9/2010 8:01:47 AM |
| emt747 | $25.00 | $25.00 | 12/8/2010 3:11:06 PM |
| alpinaut | $25.00 | $25.00 | 12/9/2010 12:10:52 AM |
| Cheburashka | $35.00 | $35.00 | 12/9/2010 12:25:26 AM |
| tekkie2412 | $25.00 | $25.00 | 12/9/2010 12:39:13 AM |
| heroic-platinum | $25.00 | $25.00 | 12/9/2010 1:00:56 AM |
| dpfl55 | $25.00 | $25.00 | 12/9/2010 1:14:28 AM |
| iolaire | $25.00 | $25.00 | 12/8/2010 3:46:21 PM |
| mindful-duty | $25.00 | $25.00 | 12/9/2010 9:32:09 AM |
| Kerrysbay | $50.00 | $50.00 | 12/9/2010 10:06:52 AM |
| nilonc1 | $150.00 | $150.00 | 12/8/2010 5:13:54 PM |
| loan-kung-fu | $121.30 | $121.30 | 12/8/2010 7:14:30 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/8/2010 7:54:03 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/8/2010 8:17:45 PM |
| commitment-symphony9 | $25.00 | $25.00 | 12/8/2010 8:28:18 PM |
| GenerousGentleMan | $75.00 | $75.00 | 12/9/2010 9:33:12 AM |
| moneynmotion | $25.47 | $25.47 | 12/9/2010 10:06:33 AM |
| peerlender | $25.00 | $25.00 | 12/9/2010 3:43:21 AM |
| dcap3 | $25.00 | $25.00 | 12/9/2010 12:06:49 PM |
| kt103099 | $25.00 | $25.00 | 12/9/2010 2:56:30 PM |
| bid-papyrus | $25.00 | $25.00 | 12/9/2010 8:27:56 AM |
| leverage-gravitas | $25.00 | $25.00 | 12/9/2010 4:00:14 PM |
| sci_guy | $50.00 | $50.00 | 12/9/2010 10:52:04 AM |
| new-ore-venture | $127.33 | $127.33 | 12/9/2010 1:02:15 PM |
| circustab | $50.00 | $50.00 | 12/9/2010 9:30:29 PM |
| Flying_Tilapia | $50.00 | $50.00 | 12/9/2010 10:13:36 PM |
| Edge-City | $25.00 | $25.00 | 12/9/2010 10:52:56 PM |
| jhernand17 | $25.00 | $25.00 | 12/9/2010 4:15:00 PM |
| JackinGreen | $30.13 | $30.13 | 12/10/2010 7:35:58 AM |
| SCD | $25.00 | $25.00 | 12/10/2010 1:41:22 PM |
| Magoo2754 | $25.00 | $25.00 | 12/10/2010 10:08:41 AM |
| currency-laser6 | $25.00 | $25.00 | 12/10/2010 5:57:59 AM |
| surfsider123 | $25.00 | $25.00 | 12/10/2010 5:17:03 PM |
| credible-balance0 | $41.00 | $41.00 | 12/11/2010 4:00:44 AM |
| js1971 | $50.00 | $50.00 | 12/11/2010 6:24:13 AM |
| drewdog365 | $25.00 | $25.00 | 12/10/2010 8:39:51 PM |
| rbotterbLLC | $25.00 | $25.00 | 12/10/2010 9:10:13 PM |
| new-truth-chuckler | $38.48 | $38.48 | 12/11/2010 7:11:55 AM |
| tiger1818 | $40.00 | $40.00 | 12/11/2010 7:44:18 AM |
| competent-p2p | $50.00 | $50.00 | 12/11/2010 8:08:09 AM |
| paul1 | $29.41 | $29.41 | 12/11/2010 4:53:39 AM |
| rrfgloan | $150.00 | $150.00 | 12/11/2010 8:19:19 AM |
| payout-magician | $25.00 | $25.00 | 12/11/2010 8:36:11 AM |
| hmarquiss4 | $40.00 | $40.00 | 12/11/2010 9:39:25 AM |
| wirebutterfly | $35.00 | $35.00 | 12/11/2010 8:31:58 PM |
| BURNERA_1 | $100.00 | $100.00 | 12/12/2010 5:54:02 PM |
| durability-halibut | $30.00 | $30.00 | 12/12/2010 2:52:32 PM |
| nekbet | $25.00 | $25.00 | 12/13/2010 12:08:05 PM |
| Big-Travy | $25.00 | $25.00 | 12/13/2010 11:27:03 AM |
| tontos | $100.00 | $100.00 | 12/13/2010 2:58:14 PM |
| dsparrow | $28.59 | $28.59 | 12/13/2010 8:26:44 PM |
| Saleen06 | $50.00 | $50.00 | 12/13/2010 7:38:49 PM |
| palex | $25.00 | $25.00 | 12/13/2010 8:22:19 PM |
| secret-santa | $25.00 | $25.00 | 12/14/2010 2:31:34 PM |
| Scottio | $25.00 | $25.00 | 12/14/2010 3:38:25 PM |
| dogchow | $100.00 | $100.00 | 12/14/2010 3:42:51 PM |
| zevonyc | $25.00 | $25.00 | 12/14/2010 7:56:36 AM |
| auction-seeker | $25.00 | $25.00 | 12/14/2010 3:35:07 PM |
| anyoi | $50.00 | $50.00 | 12/14/2010 3:47:47 PM |
| radiant-integrity | $500.00 | $500.00 | 12/14/2010 12:09:32 PM |
| interest88 | $25.00 | $25.00 | 12/14/2010 4:19:58 PM |
| lucrative-coin | $88.29 | $88.29 | 12/14/2010 3:14:56 PM |
| repayment-radio | $68.04 | $68.04 | 12/14/2010 3:41:00 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2010 5:07:59 PM |
| economy-beast | $25.00 | $25.00 | 12/14/2010 6:52:24 PM |
| TigerForce | $25.00 | $25.00 | 12/15/2010 4:11:23 AM |
| friendinmoney | $25.00 | $25.00 | 12/14/2010 9:20:51 PM |
| VenturaAggie | $50.00 | $50.00 | 12/15/2010 9:15:31 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/15/2010 10:19:15 AM |
| lazyeye | $25.00 | $25.00 | 12/15/2010 8:22:37 AM |
| UBOtto186 | $50.00 | $50.00 | 12/15/2010 9:22:05 AM |
| ExtraIncome | $25.00 | $25.00 | 12/15/2010 9:27:58 AM |
| zippy-market5 | $25.00 | $25.00 | 12/14/2010 8:42:06 PM |
| p2ploan-sensation211 | $100.00 | $100.00 | 12/15/2010 1:59:14 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/15/2010 10:19:42 AM |
| beer-gardener | $32.24 | $32.24 | 12/15/2010 10:51:48 AM |
| gustavholstopus32 | $25.00 | $25.00 | 12/15/2010 5:25:40 AM |
| friendinmoney | $25.00 | $25.00 | 12/15/2010 2:40:00 PM |
| trustworthy-finance6 | $150.00 | $150.00 | 12/15/2010 8:52:38 AM |
| OoM | $25.00 | $25.00 | 12/15/2010 10:09:27 AM |
| gilbrear | $25.00 | $25.00 | 12/15/2010 10:40:44 AM |
| georgedorn | $50.00 | $50.00 | 12/15/2010 1:27:27 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/8/2010 2:49:04 PM |
| ommcd | $25.00 | $25.00 | 12/8/2010 2:49:34 PM |
| ThomasC | $50.00 | $50.00 | 12/8/2010 2:50:59 PM |
| cingular | $25.00 | $25.00 | 12/8/2010 2:53:34 PM |
| gigabit | $50.00 | $50.00 | 12/8/2010 2:55:24 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/8/2010 2:55:52 PM |
| Woodworker57 | $25.00 | $25.00 | 12/8/2010 2:56:04 PM |
| guardlender | $25.00 | $25.00 | 12/8/2010 2:56:21 PM |
| rockstar78 | $50.00 | $50.00 | 12/8/2010 2:57:19 PM |
| truth-octave6 | $50.00 | $50.00 | 12/8/2010 2:57:55 PM |
| auction-sage | $50.00 | $50.00 | 12/8/2010 2:58:12 PM |
| verse99 | $25.00 | $25.00 | 12/8/2010 2:58:24 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/8/2010 2:58:27 PM |
| AFairDeal | $75.00 | $75.00 | 12/8/2010 2:58:32 PM |
| Dan65 | $50.00 | $50.00 | 12/8/2010 2:58:39 PM |
| important-ore | $100.00 | $100.00 | 12/8/2010 2:58:43 PM |
| Artist_Blue | $25.00 | $25.00 | 12/8/2010 2:58:52 PM |
| ZeoInvestments | $25.00 | $25.00 | 12/8/2010 2:59:11 PM |
| whistledicksmith | $25.00 | $25.00 | 12/8/2010 2:59:13 PM |
| freesia54 | $50.00 | $50.00 | 12/8/2010 2:59:24 PM |
| tech310 | $50.00 | $50.00 | 12/8/2010 2:59:27 PM |
| Emgolda | $25.00 | $25.00 | 12/8/2010 2:59:35 PM |
| skuba | $100.00 | $100.00 | 12/8/2010 2:59:41 PM |
| Mariner3605 | $25.00 | $25.00 | 12/8/2010 2:59:46 PM |
| exchange-pledge | $50.00 | $50.00 | 12/8/2010 2:59:51 PM |
| rosie777 | $30.00 | $30.00 | 12/8/2010 3:06:17 PM |
| authoritative-capital | $25.00 | $25.00 | 12/8/2010 2:48:26 PM |
| dharma1 | $25.00 | $25.00 | 12/8/2010 2:49:15 PM |
| Ivan2007 | $29.01 | $29.01 | 12/8/2010 3:07:15 PM |
| pbandjb | $25.00 | $25.00 | 12/8/2010 3:08:23 PM |
| investment-comet | $25.00 | $25.00 | 12/8/2010 3:09:08 PM |
| gnar | $25.00 | $25.00 | 12/8/2010 3:10:06 PM |
| klinebarger | $25.00 | $25.00 | 12/8/2010 2:55:02 PM |
| life-is-great | $50.00 | $50.00 | 12/8/2010 2:55:51 PM |
| Archchancellor | $50.00 | $50.00 | 12/8/2010 2:58:06 PM |
| loan-kung-fu | $200.00 | $200.00 | 12/8/2010 2:58:19 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/8/2010 2:58:32 PM |
| stable-money | $25.00 | $25.00 | 12/8/2010 2:58:36 PM |
| rss197 | $25.00 | $25.00 | 12/8/2010 2:58:40 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 12/8/2010 2:58:44 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/8/2010 2:58:47 PM |
| fishtale | $25.00 | $25.00 | 12/8/2010 2:58:59 PM |
| 6moonbeams | $50.00 | $50.00 | 12/8/2010 2:59:07 PM |
| brightest-affluence-motivator | $100.00 | $100.00 | 12/8/2010 2:59:28 PM |
| flypenguin | $50.00 | $50.00 | 12/8/2010 2:59:33 PM |
| diablorulz | $50.00 | $50.00 | 12/8/2010 2:59:38 PM |
| innocent-deal | $50.00 | $50.00 | 12/8/2010 2:59:44 PM |
| kenji4861 | $50.00 | $50.00 | 12/8/2010 2:59:52 PM |
| wampum-optimization | $50.00 | $50.00 | 12/8/2010 3:07:12 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/8/2010 3:07:56 PM |
| cclady | $500.00 | $500.00 | 12/8/2010 5:20:13 PM |
| DukSerduk | $25.00 | $25.00 | 12/8/2010 2:48:30 PM |
| commerce-voyager | $25.00 | $25.00 | 12/8/2010 2:49:27 PM |
| DavenportCapital | $25.00 | $25.00 | 12/8/2010 2:52:17 PM |
| cash-merry-maker | $25.00 | $25.00 | 12/8/2010 7:41:48 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/8/2010 7:44:32 PM |
| perlindc | $100.00 | $100.00 | 12/8/2010 2:53:22 PM |
| bvzm | $50.00 | $50.00 | 12/8/2010 2:54:04 PM |
| Swabjockey | $25.00 | $25.00 | 12/8/2010 8:40:43 PM |
| capital-web7 | $50.00 | $50.00 | 12/8/2010 2:55:55 PM |
| ProfPC | $25.00 | $25.00 | 12/8/2010 2:56:13 PM |
| buckeye9 | $50.00 | $50.00 | 12/8/2010 2:58:02 PM |
| contract-festival7 | $25.00 | $25.00 | 12/8/2010 3:53:38 PM |
| meux99 | $25.00 | $25.00 | 12/8/2010 2:58:14 PM |
| compoundinterest | $50.00 | $50.00 | 12/8/2010 2:58:22 PM |
| DeltaGambler | $25.00 | $25.00 | 12/8/2010 4:06:32 PM |
| Doc23 | $25.00 | $25.00 | 12/8/2010 2:58:37 PM |
| nimble-money0 | $50.00 | $50.00 | 12/8/2010 2:58:45 PM |
| Phantom99 | $100.00 | $100.00 | 12/8/2010 2:58:51 PM |
| reinforced-reward | $25.00 | $25.00 | 12/8/2010 2:58:56 PM |
| astute-benjamins | $100.00 | $100.00 | 12/8/2010 2:59:06 PM |
| slobberjob | $50.00 | $50.00 | 12/8/2010 2:59:21 PM |
| murren | $25.00 | $25.00 | 12/8/2010 2:59:34 PM |
| C_Mark | $50.00 | $50.00 | 12/8/2010 2:59:40 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/8/2010 2:59:45 PM |
| Toby1montana | $46.43 | $46.43 | 12/8/2010 2:59:48 PM |
| alaskanbearcub | $25.00 | $25.00 | 12/8/2010 5:58:17 PM |
| reflective-rupee | $100.00 | $100.00 | 12/8/2010 3:03:11 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/8/2010 6:42:11 PM |
| bnewy605 | $25.00 | $25.00 | 12/8/2010 7:07:10 PM |
| FoosMaster | $100.00 | $100.00 | 12/8/2010 3:05:28 PM |
| tszbgae | $50.00 | $50.00 | 12/8/2010 3:06:06 PM |
| Goodlender42 | $25.00 | $25.00 | 12/8/2010 3:06:19 PM |
| balanced-bill7 | $33.17 | $33.17 | 12/8/2010 3:07:14 PM |
| visionary-currency | $100.00 | $100.00 | 12/8/2010 3:08:11 PM |
| fishcreek | $100.00 | $100.00 | 12/8/2010 3:09:19 PM |
| community-pipeline | $25.00 | $25.00 | 12/8/2010 3:10:53 PM |
| haidoken | $50.00 | $50.00 | 12/9/2010 8:07:16 AM |
| valiant-liberty4 | $25.00 | $25.00 | 12/9/2010 1:00:44 AM |
| surfhoss644 | $43.33 | $43.33 | 12/9/2010 1:42:25 AM |
| green-glowing-gain | $25.00 | $25.00 | 12/9/2010 9:32:04 AM |
| Headhunter14 | $25.00 | $25.00 | 12/9/2010 8:27:50 AM |
| flwah | $25.00 | $25.00 | 12/9/2010 8:30:40 AM |
| alexstar | $25.00 | $25.00 | 12/9/2010 8:32:43 AM |
| sensible-order2 | $36.57 | $36.57 | 12/9/2010 8:43:21 AM |
| E_G | $50.00 | $50.00 | 12/8/2010 10:03:44 PM |
| ddamenace | $40.00 | $40.00 | 12/9/2010 10:07:03 AM |
| chibear34 | $25.00 | $25.00 | 12/9/2010 10:46:11 AM |
| money-bauble | $55.89 | $55.89 | 12/9/2010 1:01:01 AM |
| bazaar-winner | $25.00 | $25.00 | 12/9/2010 12:48:01 PM |
| ivadood | $50.00 | $50.00 | 12/9/2010 1:28:55 PM |
| Taxman44 | $25.00 | $25.00 | 12/9/2010 8:46:12 AM |
| IIP77 | $25.00 | $25.00 | 12/9/2010 9:48:54 AM |
| MoNeYMaN5 | $25.00 | $25.00 | 12/9/2010 11:06:46 AM |
| samo102us | $25.00 | $25.00 | 12/9/2010 2:56:28 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 12/9/2010 3:21:58 PM |
| nimble-nickel | $100.00 | $100.00 | 12/9/2010 8:40:51 PM |
| hopeful-truth5 | $200.00 | $139.56 | 12/9/2010 4:20:55 PM |
| serene_sale | $50.00 | $50.00 | 12/9/2010 2:58:40 PM |
| chameleon125 | $25.00 | $25.00 | 12/10/2010 8:50:30 AM |
| ksubd | $75.00 | $75.00 | 12/9/2010 9:53:13 PM |
| minista | $25.00 | $25.00 | 12/10/2010 6:33:06 AM |
| rbrown15 | $80.00 | $80.00 | 12/10/2010 12:04:08 PM |
| JustOneVoice | $25.00 | $25.00 | 12/10/2010 10:44:36 PM |
| Montgomery-Burns | $25.00 | $25.00 | 12/11/2010 12:26:27 AM |
| credit-observatory | $25.00 | $25.00 | 12/11/2010 1:08:33 PM |
| LawyerLoan | $25.00 | $25.00 | 12/10/2010 7:25:30 PM |
| BankofBeth | $25.00 | $25.00 | 12/11/2010 10:25:30 PM |
| michaelwong | $39.00 | $39.00 | 12/11/2010 6:26:08 PM |
| vutah | $50.00 | $50.00 | 12/11/2010 10:11:10 AM |
| myworld701 | $25.00 | $25.00 | 12/12/2010 7:57:05 AM |
| 1SteelerFan | $30.00 | $30.00 | 12/12/2010 12:33:09 PM |
| nimble-nickel | $25.00 | $25.00 | 12/13/2010 10:35:46 AM |
| japerk | $25.00 | $25.00 | 12/12/2010 3:31:10 PM |
| otalon | $35.00 | $35.00 | 12/13/2010 11:45:20 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 12/14/2010 6:01:31 AM |
| ethicalhumanist | $50.00 | $50.00 | 12/13/2010 5:35:00 PM |
| ScottCapital | $25.00 | $25.00 | 12/14/2010 6:17:36 AM |
| Troutfinder | $25.00 | $25.00 | 12/14/2010 10:51:48 AM |
| fighter122 | $25.00 | $25.00 | 12/13/2010 11:18:31 PM |
| cashhelp | $25.00 | $25.00 | 12/14/2010 3:42:22 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/14/2010 8:04:43 AM |
| moneytolend72 | $25.00 | $25.00 | 12/14/2010 3:22:05 PM |
| friendly-principal76 | $25.00 | $25.00 | 12/14/2010 1:08:31 PM |
| affert | $50.00 | $50.00 | 12/14/2010 4:49:46 PM |
| FundMaker | $25.00 | $25.00 | 12/14/2010 4:54:53 PM |
| jimduism | $50.00 | $50.00 | 12/14/2010 7:59:39 PM |
| Jtomtom | $30.07 | $30.07 | 12/14/2010 8:00:23 PM |
| Daubertoo | $25.00 | $25.00 | 12/14/2010 8:06:26 PM |
| exact-peso2 | $25.00 | $25.00 | 12/15/2010 7:08:14 AM |
| booie | $25.00 | $25.00 | 12/15/2010 7:18:30 AM |
| karafire | $66.80 | $66.80 | 12/14/2010 5:41:40 PM |
| forthright-trade | $25.00 | $25.00 | 12/15/2010 10:26:13 AM |
| Loan-Mart | $39.43 | $39.43 | 12/15/2010 7:45:53 AM |
| frankandirene | $25.00 | $25.00 | 12/14/2010 8:50:03 PM |
| bannybucks | $25.00 | $25.00 | 12/15/2010 1:49:57 PM |
| leverage-monger | $50.00 | $50.00 | 12/15/2010 9:55:09 AM |
| 1traveler | $25.00 | $25.00 | 12/14/2010 10:55:46 PM |
| IlliniCub | $25.00 | $25.00 | 12/15/2010 11:11:20 AM |
| DownHomeLender | $25.00 | $25.00 | 12/15/2010 11:31:25 AM |
| wilchik | $225.00 | $225.00 | 12/15/2010 2:25:58 PM |
| 313 bids
|
Borrower Payment Dependent Notes Series
487349
This series of Notes was issued and sold upon the funding of the borrower loan #46142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $250.69 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $250.69 |
| |
|
Auction yield range:
| 2.51% - 7.00% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,700 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jakesmom118 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Waterproofing our leaky basement
This loan will be used towards waterproofing our home?s basement before major foundation damage occurs.
I am a good candidate for this loan as I have very little debt to my name. I have no credit card bills. Other than a car payment, my only debt is the line of credit that I took out in 2007 for $26,500. That balance is now down to $9500, I?ve managed to pay $17,000 in under 4 years. This should indicate that I always pay my bills on time and am a good risk. The reason I need the loan is in the past 4 years I?ve purchased a house, gotten married (paid for the wedding ourselves) and just had a baby this past January... So, of course, my savings has been greatly reduced with wedding, home repair and new baby costs. As life always goes, a leaky basement was not something my husband and I planned on, so a personal loan is our only option in getting the necessary repair and maintenance done. One other thing to note is that although my husband is not on this loan application he shares all the bills with me so he will be contributing to the payment as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am interested in funding your loan. Can you outline your monthly income (joint) and monthly expenses (joint)? - newest-funds-powerplant
A:
Hello. Of course, thank you in advance for considering my loan. I?ve broken the expenses down as much as I could with the 500 character restriction.
-Combined Household Monthly Income (after taxes) = $7134
-Combined Mortgage, Household + Personal Bills = between $3678-$3878 (difference is due to varying heating bills)
-Gas, Groceries, Miscellaneous? approximately $1000-$1500
I appreciate your interest, please let me know if I can answer any other questions for you. Best Regards
(Dec-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gdfp158 | $25.00 | $25.00 | 12/15/2010 8:19:28 AM |
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:24:16 AM |
| FlexFunding | $50.00 | $50.00 | 12/14/2010 4:12:35 PM |
| first-upright-payout | $25.00 | $25.00 | 12/14/2010 4:13:16 PM |
| Woodworker57 | $25.00 | $25.00 | 12/14/2010 4:15:14 PM |
| fishtale | $50.00 | $50.00 | 12/14/2010 4:15:18 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/14/2010 4:18:24 PM |
| Binan | $25.00 | $25.00 | 12/14/2010 4:18:45 PM |
| AFairDeal | $75.00 | $75.00 | 12/14/2010 4:19:13 PM |
| Doc23 | $25.00 | $25.00 | 12/14/2010 4:19:21 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:20:05 PM |
| Emgolda | $25.00 | $25.00 | 12/14/2010 4:20:19 PM |
| fishcreek | $100.00 | $100.00 | 12/14/2010 4:21:07 PM |
| gnar | $25.00 | $25.00 | 12/14/2010 4:21:13 PM |
| emt747 | $25.00 | $25.00 | 12/14/2010 4:21:19 PM |
| E_G | $50.00 | $50.00 | 12/14/2010 4:21:28 PM |
| peerlender | $25.00 | $25.00 | 12/14/2010 4:21:35 PM |
| figs4u2 | $100.00 | $100.00 | 12/14/2010 4:13:21 PM |
| selector568 | $25.76 | $25.76 | 12/14/2010 4:15:10 PM |
| steady-gain5 | $25.00 | $25.00 | 12/14/2010 4:17:12 PM |
| bvzm | $50.00 | $50.00 | 12/14/2010 4:18:03 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/14/2010 4:18:13 PM |
| compoundinterest | $50.00 | $50.00 | 12/14/2010 4:19:02 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/14/2010 4:19:07 PM |
| delicious-social132 | $50.00 | $50.00 | 12/14/2010 4:19:29 PM |
| transparency-giant | $25.00 | $25.00 | 12/14/2010 4:30:26 PM |
| mathprof | $25.00 | $25.00 | 12/14/2010 4:21:22 PM |
| kanakakm | $50.00 | $50.00 | 12/14/2010 4:31:52 PM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 4:34:06 PM |
| wtrboy | $25.00 | $25.00 | 12/14/2010 4:34:53 PM |
| jazzlender | $50.00 | $50.00 | 12/14/2010 4:36:16 PM |
| heavenly-interest9 | $50.00 | $50.00 | 12/14/2010 4:28:35 PM |
| narblark | $100.00 | $100.00 | 12/14/2010 4:28:43 PM |
| mpactlender | $25.00 | $25.00 | 12/14/2010 4:32:40 PM |
| forrestgump | $50.00 | $50.00 | 12/14/2010 4:56:20 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/14/2010 4:33:07 PM |
| afotherg | $75.00 | $75.00 | 12/14/2010 4:33:48 PM |
| windfall46 | $25.00 | $25.00 | 12/14/2010 4:12:28 PM |
| greenback-guard | $25.00 | $25.00 | 12/14/2010 4:36:52 PM |
| grf1945 | $25.00 | $25.00 | 12/14/2010 4:17:37 PM |
| rockstar78 | $50.00 | $50.00 | 12/14/2010 4:18:29 PM |
| kid8549 | $50.00 | $50.00 | 12/14/2010 4:18:55 PM |
| loan-warrior | $25.00 | $25.00 | 12/14/2010 4:19:11 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/14/2010 4:19:16 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:19:30 PM |
| nimble-money0 | $50.00 | $50.00 | 12/14/2010 4:19:36 PM |
| chekat | $25.00 | $25.00 | 12/14/2010 4:19:54 PM |
| lifegrowth | $25.00 | $25.00 | 12/14/2010 4:58:16 PM |
| bds9646 | $26.00 | $26.00 | 12/14/2010 4:20:24 PM |
| C_Mark | $50.00 | $50.00 | 12/14/2010 4:20:31 PM |
| innocent-deal | $50.00 | $50.00 | 12/14/2010 4:20:41 PM |
| exchange-pledge | $50.00 | $50.00 | 12/14/2010 4:20:45 PM |
| visionary-currency | $100.00 | $100.00 | 12/14/2010 4:20:57 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:15 PM |
| cash-tent | $30.00 | $30.00 | 12/14/2010 9:19:42 PM |
| socal-lender | $25.00 | $25.00 | 12/14/2010 4:30:15 PM |
| Copa16 | $25.00 | $25.00 | 12/14/2010 4:31:02 PM |
| friendly-worth3 | $25.00 | $25.00 | 12/14/2010 4:32:08 PM |
| Brown98 | $25.00 | $25.00 | 12/15/2010 2:07:20 AM |
| kegs | $60.42 | $60.42 | 12/14/2010 4:33:42 PM |
| phoko | $25.00 | $25.00 | 12/14/2010 4:35:11 PM |
| financelover | $50.00 | $50.00 | 12/14/2010 4:57:13 PM |
| nybanker85 | $39.03 | $39.03 | 12/14/2010 4:57:29 PM |
| stable-money | $25.00 | $25.00 | 12/14/2010 4:58:03 PM |
| balance-voyager | $75.00 | $75.00 | 12/14/2010 4:58:09 PM |
| perlindc | $100.00 | $41.81 | 12/14/2010 4:58:54 PM |
| foodgoeshere | $25.00 | $25.00 | 12/15/2010 9:30:06 AM |
| bannybucks | $25.00 | $25.00 | 12/15/2010 1:51:29 PM |
| penny-plato | $25.00 | $25.00 | 12/15/2010 9:45:54 AM |
| alaskanbearcub | $25.00 | $25.00 | 12/15/2010 11:19:37 AM |
| manuvns | $25.00 | $25.00 | 12/16/2010 12:03:57 AM |
| Dan4703 | $25.00 | $25.00 | 12/16/2010 4:51:25 AM |
| reflective-rupee | $275.00 | $275.00 | 12/16/2010 10:36:05 PM |
| loanman2007 | $50.00 | $50.00 | 12/17/2010 5:07:23 AM |
| knowonder | $25.00 | $25.00 | 12/17/2010 10:27:49 AM |
| nav1elt | $25.00 | $25.00 | 12/17/2010 11:30:23 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 8:07:51 PM |
| FundMaker | $25.00 | $25.00 | 12/18/2010 8:31:36 AM |
| epwait56 | $25.00 | $25.00 | 12/18/2010 11:02:19 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:36:41 PM |
| economy-beast | $50.00 | $50.00 | 12/18/2010 8:10:53 PM |
| one-midas | $100.00 | $100.00 | 12/19/2010 7:37:29 AM |
| arenangelchild | $50.00 | $50.00 | 12/19/2010 12:49:47 PM |
| vutah | $50.00 | $50.00 | 12/19/2010 7:41:19 AM |
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:23:49 AM |
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:24:57 AM |
| Hondo | $25.00 | $25.00 | 12/14/2010 4:13:40 PM |
| auction-sage | $50.00 | $50.00 | 12/14/2010 4:13:59 PM |
| inforapenny | $50.00 | $50.00 | 12/14/2010 4:16:24 PM |
| blot44 | $25.00 | $25.00 | 12/14/2010 4:17:16 PM |
| klinebarger | $25.00 | $25.00 | 12/14/2010 4:18:07 PM |
| Dreamconnection | $50.00 | $50.00 | 12/14/2010 4:18:23 PM |
| buckeye9 | $50.00 | $50.00 | 12/14/2010 4:18:36 PM |
| unclejaef | $25.00 | $25.00 | 12/14/2010 4:18:42 PM |
| meux99 | $25.00 | $25.00 | 12/14/2010 4:18:50 PM |
| astute-investment5 | $25.00 | $25.00 | 12/14/2010 4:19:33 PM |
| ichibon | $75.00 | $75.00 | 12/14/2010 4:19:45 PM |
| investment-network | $25.00 | $25.00 | 12/14/2010 4:19:51 PM |
| bowdish1 | $100.00 | $100.00 | 12/14/2010 4:21:00 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 4:21:03 PM |
| community-pipeline | $25.00 | $25.00 | 12/14/2010 4:21:14 PM |
| heroic-platinum | $25.00 | $25.00 | 12/14/2010 4:21:31 PM |
| radforj22 | $50.00 | $50.00 | 12/14/2010 4:12:19 PM |
| DukSerduk | $25.00 | $25.00 | 12/14/2010 4:12:22 PM |
| ThomasC | $50.00 | $50.00 | 12/14/2010 4:13:03 PM |
| commerce-voyager | $25.00 | $25.00 | 12/14/2010 4:13:11 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2010 4:13:19 PM |
| ommcd | $25.00 | $25.00 | 12/14/2010 4:13:24 PM |
| Ripsaw4U | $75.00 | $75.00 | 12/14/2010 4:17:23 PM |
| BuckeyeBanker | $50.00 | $50.00 | 12/14/2010 4:17:39 PM |
| organized-payment6 | $50.00 | $50.00 | 12/14/2010 4:17:46 PM |
| cingular | $25.00 | $25.00 | 12/14/2010 4:18:02 PM |
| justice-dna | $35.00 | $35.00 | 12/14/2010 4:18:15 PM |
| BankingFamily | $25.00 | $25.00 | 12/14/2010 4:19:58 PM |
| elasermd | $50.00 | $50.00 | 12/14/2010 4:29:56 PM |
| diablorulz | $50.00 | $50.00 | 12/14/2010 4:20:27 PM |
| kenji4861 | $50.00 | $50.00 | 12/14/2010 4:20:47 PM |
| sci_guy | $50.00 | $50.00 | 12/14/2010 4:21:38 PM |
| GElender | $100.00 | $100.00 | 12/14/2010 4:33:41 PM |
| Captain88 | $25.00 | $25.00 | 12/14/2010 4:28:41 PM |
| PThor | $25.00 | $25.00 | 12/14/2010 4:57:15 PM |
| jhernand17 | $25.00 | $25.00 | 12/14/2010 4:33:15 PM |
| RandyL3 | $25.00 | $25.00 | 12/14/2010 4:33:20 PM |
| mizount | $25.00 | $25.00 | 12/14/2010 4:33:51 PM |
| red-trade-cologne | $50.00 | $50.00 | 12/14/2010 4:58:47 PM |
| panegryst | $50.00 | $50.00 | 12/14/2010 4:34:13 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/14/2010 4:34:25 PM |
| Searlzy | $25.00 | $25.00 | 12/14/2010 4:34:40 PM |
| dharma1 | $50.00 | $50.00 | 12/14/2010 4:13:29 PM |
| kyomoon | $50.00 | $50.00 | 12/14/2010 4:13:34 PM |
| britches613 | $25.00 | $25.00 | 12/14/2010 5:47:21 PM |
| wjf60 | $50.00 | $50.00 | 12/14/2010 4:17:33 PM |
| capital-web7 | $50.00 | $50.00 | 12/14/2010 4:18:11 PM |
| meenan | $50.00 | $50.00 | 12/14/2010 4:18:18 PM |
| rpg | $35.00 | $35.00 | 12/14/2010 7:05:18 PM |
| truth-octave6 | $50.00 | $50.00 | 12/14/2010 4:18:32 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/14/2010 4:19:19 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/14/2010 4:57:18 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:19:44 PM |
| Tlk2drew | $50.00 | $50.00 | 12/14/2010 4:57:45 PM |
| degster | $25.00 | $25.00 | 12/14/2010 4:20:03 PM |
| flypenguin | $50.00 | $50.00 | 12/14/2010 4:20:13 PM |
| 108lender | $250.00 | $250.00 | 12/14/2010 4:58:21 PM |
| seabass123 | $25.00 | $25.00 | 12/14/2010 4:58:44 PM |
| skuba | $100.00 | $100.00 | 12/14/2010 4:20:35 PM |
| fcukciti | $25.00 | $25.00 | 12/14/2010 4:20:43 PM |
| Havana21 | $200.00 | $200.00 | 12/14/2010 4:20:51 PM |
| Goodlender42 | $25.00 | $25.00 | 12/14/2010 4:20:54 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 4:23:46 PM |
| greenkid | $50.00 | $50.00 | 12/14/2010 9:57:57 PM |
| ChiSoxFan23 | $39.78 | $39.78 | 12/14/2010 7:27:32 PM |
| jimduism | $50.00 | $50.00 | 12/14/2010 7:51:16 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:39 PM |
| Anny-Disco | $25.00 | $25.00 | 12/14/2010 4:33:16 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/14/2010 4:33:56 PM |
| wealthstar | $25.00 | $25.00 | 12/14/2010 4:35:25 PM |
| bigballer105 | $100.00 | $100.00 | 12/14/2010 4:35:30 PM |
| IIP77 | $25.00 | $25.00 | 12/14/2010 4:52:32 PM |
| dma1206 | $25.00 | $25.00 | 12/15/2010 12:39:42 AM |
| authoritative-capital | $25.00 | $25.00 | 12/14/2010 4:55:42 PM |
| rosie777 | $30.00 | $30.00 | 12/14/2010 4:56:26 PM |
| ZeoInvestments | $25.00 | $25.00 | 12/14/2010 4:57:10 PM |
| Mariner3605 | $25.00 | $25.00 | 12/14/2010 4:57:20 PM |
| rakstar | $50.00 | $50.00 | 12/14/2010 4:57:50 PM |
| YellowJacket | $25.00 | $25.00 | 12/15/2010 8:57:30 AM |
| schnatty | $25.00 | $25.00 | 12/15/2010 8:05:31 AM |
| foodgoeshere | $25.00 | $25.00 | 12/15/2010 9:27:42 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 10:01:12 AM |
| copiosus | $25.00 | $25.00 | 12/15/2010 11:46:47 AM |
| DesiKuber | $75.00 | $75.00 | 12/15/2010 6:35:47 PM |
| newest-funds-powerplant | $50.00 | $50.00 | 12/15/2010 10:03:28 PM |
| TomDalonajay | $25.00 | $25.00 | 12/16/2010 9:35:50 AM |
| Earnest_Money | $25.00 | $25.00 | 12/16/2010 5:55:00 PM |
| outofoffice | $50.00 | $50.00 | 12/17/2010 7:57:20 AM |
| spencer14883 | $25.00 | $25.00 | 12/17/2010 6:33:59 PM |
| nimcha | $50.00 | $50.00 | 12/18/2010 6:27:21 AM |
| adir1 | $25.00 | $25.00 | 12/18/2010 6:00:33 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:36:56 PM |
| JDL51 | $35.00 | $35.00 | 12/18/2010 8:03:36 AM |
| lulubelle98 | $100.00 | $100.00 | 12/17/2010 8:01:55 PM |
| word140 | $27.20 | $27.20 | 12/19/2010 7:23:42 AM |
| crdcteng | $25.00 | $25.00 | 12/19/2010 9:32:23 AM |
| ac787 | $25.00 | $25.00 | 12/18/2010 5:40:36 AM |
| SpotLending | $25.00 | $25.00 | 12/18/2010 7:59:01 AM |
| jackdempsey | $50.00 | $50.00 | 12/19/2010 6:27:45 AM |
| Hesty | $50.00 | $50.00 | 12/19/2010 3:19:58 PM |
| 186 bids
|
Borrower Payment Dependent Notes Series
487357
This series of Notes was issued and sold upon the funding of the borrower loan #46110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Dec-09-2010 |
| |
Auction end date:
| Dec-10-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $207.70 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $207.70 |
| |
|
Auction yield range:
| 5.51% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1972 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,308 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-corps |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Loan
Purpose of loan:
This loan will be used to pay off?loan for?new air conditioning unit.?
My financial situation:
I am a good candidate for this loan because I have a good income and credit score and pay all my bills on time.? The reason the bankcard utilization shows 97% is that I have a fixed 2nd on my home which the balance is $18,000.? It is not a bank card.? The revolving balance will actually be around $11,000 after I pay off the loan. I plan on taking some money out of my brokerage account after the first of the year to pay on the other credit cards.
Monthly net income: $ 4996 (mine) $2512 (wifes)
Monthly expenses: $
??Housing: $ 1578
??Insurance: $ 150
??Car expenses: $ 383 (car pymt) 3 pymts left
??Utilities: $ 275
??Phone, cable, internet: $ 275
??Food, entertainment: $ 400
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe your job/profession. Thanks and best wishes. - reflective-rupee
A:
I am retired and receive a private pension of $38,149 per year. I also receive Social Security of $1651 per month and a monthly annuity payment from my brokerage account.
(Dec-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jamiee73 | $25.00 | $25.00 | 12/9/2010 2:37:40 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/9/2010 2:39:16 PM |
| Bank42 | $50.00 | $50.00 | 12/9/2010 2:40:16 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/9/2010 2:40:26 PM |
| bid-czar8 | $100.00 | $100.00 | 12/9/2010 2:44:00 PM |
| superb-funds335 | $25.00 | $25.00 | 12/9/2010 2:47:48 PM |
| tech310 | $50.00 | $50.00 | 12/9/2010 2:38:28 PM |
| SiebirdLending | $25.00 | $25.00 | 12/9/2010 2:41:16 PM |
| jazzlender | $25.00 | $25.00 | 12/9/2010 2:42:38 PM |
| ray1051 | $50.00 | $50.00 | 12/9/2010 2:42:53 PM |
| AFairDeal | $50.00 | $50.00 | 12/9/2010 2:43:25 PM |
| kulender | $50.00 | $50.00 | 12/9/2010 2:44:58 PM |
| SimpleChoice | $25.00 | $25.00 | 12/9/2010 2:46:10 PM |
| bowdish1 | $50.00 | $50.00 | 12/9/2010 2:47:43 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/9/2010 6:27:46 PM |
| Gabriel02 | $25.00 | $25.00 | 12/9/2010 7:06:52 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/9/2010 2:37:25 PM |
| indomitable-coin | $50.00 | $50.00 | 12/9/2010 2:37:37 PM |
| rss197 | $25.00 | $25.00 | 12/9/2010 2:38:45 PM |
| riskreward | $100.00 | $100.00 | 12/9/2010 2:40:01 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/9/2010 2:40:08 PM |
| finance_mba | $25.00 | $25.00 | 12/9/2010 2:40:13 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/9/2010 2:40:33 PM |
| wonderful-dime | $25.00 | $25.00 | 12/9/2010 2:40:40 PM |
| richboy56 | $25.00 | $25.00 | 12/9/2010 2:41:07 PM |
| Artist_Blue | $25.00 | $25.00 | 12/9/2010 2:45:31 PM |
| nilonc1 | $50.00 | $50.00 | 12/9/2010 8:51:45 PM |
| mammalian4 | $25.00 | $25.00 | 12/9/2010 9:46:33 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/9/2010 2:38:37 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/9/2010 2:38:53 PM |
| Investoman | $25.00 | $25.00 | 12/9/2010 2:39:43 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/9/2010 2:39:48 PM |
| meenan | $50.00 | $50.00 | 12/9/2010 2:40:55 PM |
| Webpreneur | $50.00 | $50.00 | 12/9/2010 2:43:46 PM |
| ichibon | $250.00 | $250.00 | 12/9/2010 2:45:04 PM |
| power-trophy7 | $25.00 | $25.00 | 12/9/2010 2:48:26 PM |
| jrbill1998 | $50.00 | $50.00 | 12/9/2010 2:48:31 PM |
| BigLinCT | $25.00 | $25.00 | 12/9/2010 2:48:45 PM |
| GElender | $75.00 | $75.00 | 12/9/2010 2:41:24 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/9/2010 2:43:04 PM |
| ASR3 | $35.00 | $35.00 | 12/9/2010 2:43:18 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/9/2010 2:44:40 PM |
| handshake5 | $100.00 | $100.00 | 12/9/2010 2:46:03 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/9/2010 2:46:21 PM |
| RandyL3 | $25.00 | $25.00 | 12/9/2010 2:46:51 PM |
| investment-comet | $25.00 | $25.00 | 12/9/2010 2:47:53 PM |
| reflective-rupee | $300.00 | $300.00 | 12/9/2010 3:03:57 PM |
| one-midas | $50.00 | $50.00 | 12/9/2010 9:42:43 PM |
| careful-note | $100.00 | $100.00 | 12/9/2010 2:38:40 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/9/2010 2:39:31 PM |
| chlebie | $25.00 | $25.00 | 12/9/2010 5:16:27 PM |
| transparency-boss439 | $106.00 | $106.00 | 12/10/2010 3:19:02 AM |
| worthy-bid8 | $100.00 | $100.00 | 12/9/2010 2:45:39 PM |
| organized-payment6 | $50.00 | $50.00 | 12/9/2010 2:46:13 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/9/2010 2:47:19 PM |
| E_G | $50.00 | $50.00 | 12/9/2010 2:49:09 PM |
| sci_guy | $25.00 | $25.00 | 12/9/2010 2:49:21 PM |
| thoughtful-community7 | $25.00 | $25.00 | 12/9/2010 2:49:29 PM |
| reflective-rupee | $200.00 | $200.00 | 12/9/2010 3:03:37 PM |
| cashhelp | $25.00 | $25.00 | 12/9/2010 3:10:23 PM |
| elated-cash | $53.75 | $53.75 | 12/10/2010 1:13:26 AM |
| verdiprr | $400.00 | $355.25 | 12/10/2010 7:27:14 AM |
| Scotcha | $50.00 | $50.00 | 12/9/2010 10:05:32 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
487379
This series of Notes was issued and sold upon the funding of the borrower loan #46138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Dec-09-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $259.62 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $259.62 |
| |
|
Auction yield range:
| 5.51% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,460 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sweet-integrity0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money to open a retail store
Purpose of loan:
Help manage operating expenses for my business.?
My financial situation:
I am a good candidate for this loan because I understand the terms of credit and how to manage and pay debts effectively.?The bank will not loan to me because of the type of business, although I have a good business plan and idea.
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $ 544
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $?200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please discuss your business type and the outline of your business plan? - seahorse2008
A:
Well, I plan to open a small maternity store. I have the store front in a great high end area, with a low rent (4 months free)compared to other retail spaces I looked at. I plan to engage the community in Infant and Child CPR classes, infant care, breastfeeeding classes. I have a small marketing budget, but determined the best bang for my buck and to get the business name in the public will be with a society magazine in my market. I have already sourced my vendors (wholesalers) and order stock
(Dec-12-2010)
Q:
I think it's great whenever someone ventures out to start their own business. Will you continue working as a social worker after you open the maternity store? If not, what source of income will your rely on in the first few months of start-up? - MoneyFarm
A:
I plan to work for about 3-6 months after I open the store. Part of the marketing plan will be to host community events at the store to educate mothers about pregnancy and post natal care. This will keep me close to the social work field. I also plan to work with several emerging nonprofits to help them build their programs. I won't be paid for those efforts until the nonprofts are actually funded, which could take a 1-2 years. I also plan to work a less stress full full time job in the process.
(Dec-15-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| careful-note | $100.00 | $100.00 | 12/9/2010 2:38:41 PM |
| rss197 | $25.00 | $25.00 | 12/9/2010 2:38:46 PM |
| riskreward | $100.00 | $100.00 | 12/9/2010 2:40:02 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/9/2010 2:40:34 PM |
| richboy56 | $25.00 | $25.00 | 12/9/2010 2:41:08 PM |
| GElender | $75.00 | $75.00 | 12/9/2010 2:41:24 PM |
| ichibon | $250.00 | $250.00 | 12/9/2010 2:45:05 PM |
| SimpleChoice | $25.00 | $25.00 | 12/9/2010 2:46:09 PM |
| organized-payment6 | $50.00 | $50.00 | 12/9/2010 2:46:14 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/9/2010 2:47:20 PM |
| jrbill1998 | $50.00 | $50.00 | 12/9/2010 2:48:32 PM |
| thoughtful-community7 | $25.00 | $25.00 | 12/9/2010 2:49:29 PM |
| jamiee73 | $25.00 | $25.00 | 12/9/2010 2:37:41 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/9/2010 2:38:37 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/9/2010 2:39:49 PM |
| finance_mba | $25.00 | $25.00 | 12/9/2010 2:40:13 PM |
| Bank42 | $50.00 | $50.00 | 12/9/2010 2:40:17 PM |
| leverage-gravitas | $25.00 | $25.00 | 12/9/2010 4:02:43 PM |
| handshake5 | $100.00 | $100.00 | 12/9/2010 2:46:04 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/9/2010 2:46:22 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/9/2010 2:39:32 PM |
| meenan | $50.00 | $50.00 | 12/9/2010 2:40:56 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/9/2010 2:43:05 PM |
| AFairDeal | $50.00 | $50.00 | 12/9/2010 2:43:25 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/9/2010 2:44:41 PM |
| OldFriend | $25.00 | $25.00 | 12/10/2010 8:04:41 AM |
| investment-comet | $25.00 | $25.00 | 12/9/2010 2:47:53 PM |
| E_G | $50.00 | $50.00 | 12/9/2010 2:49:10 PM |
| heavenly-interest9 | $50.00 | $50.00 | 12/9/2010 11:06:48 PM |
| DSFinancial | $50.00 | $50.00 | 12/10/2010 10:53:05 AM |
| BigLinCT | $25.00 | $25.00 | 12/9/2010 7:06:54 PM |
| auction-architect7 | $50.00 | $50.00 | 12/10/2010 9:33:54 AM |
| FinDoc | $30.00 | $30.00 | 12/10/2010 1:10:30 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/10/2010 12:00:21 PM |
| cablenews | $49.83 | $49.83 | 12/10/2010 1:50:50 PM |
| 108lender | $25.00 | $25.00 | 12/10/2010 10:14:50 AM |
| WhiteKnightVentures | $50.00 | $50.00 | 12/10/2010 2:46:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/10/2010 3:42:35 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/10/2010 4:26:50 PM |
| mulberry4 | $50.00 | $50.00 | 12/10/2010 9:42:04 PM |
| cagcrash | $75.00 | $75.00 | 12/11/2010 6:18:01 AM |
| money-bauble | $25.00 | $25.00 | 12/10/2010 4:32:23 PM |
| tlawed | $58.55 | $58.55 | 12/11/2010 7:05:08 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/11/2010 11:36:24 PM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 12/11/2010 8:19:58 AM |
| hayhelp | $25.00 | $25.00 | 12/12/2010 11:53:03 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/11/2010 9:29:12 AM |
| seahorse2008 | $25.00 | $25.00 | 12/12/2010 6:45:59 AM |
| dunox | $50.00 | $50.00 | 12/12/2010 7:09:51 AM |
| AK49-JW | $25.00 | $25.00 | 12/12/2010 1:08:26 AM |
| velocity-solo | $25.00 | $25.00 | 12/12/2010 7:09:59 AM |
| tontos | $50.00 | $50.00 | 12/12/2010 8:10:29 AM |
| brother_tam | $50.00 | $50.00 | 12/12/2010 2:58:04 PM |
| macjp123 | $25.00 | $25.00 | 12/12/2010 9:45:54 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/12/2010 11:06:50 AM |
| mspiggybank | $150.00 | $150.00 | 12/13/2010 6:43:38 AM |
| zzztimbo | $60.54 | $60.54 | 12/12/2010 8:48:31 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/12/2010 2:55:11 PM |
| fortytwo | $100.00 | $86.81 | 12/12/2010 5:41:52 PM |
| circustab | $50.00 | $50.00 | 12/13/2010 2:15:09 PM |
| Hartfelt | $25.00 | $25.00 | 12/13/2010 7:06:22 PM |
| economy-beast | $25.00 | $25.00 | 12/13/2010 5:21:20 PM |
| basejump0 | $25.00 | $25.00 | 12/13/2010 8:41:21 PM |
| fulfilling-investment4 | $25.00 | $25.00 | 12/14/2010 3:13:39 PM |
| enthralling-investment | $118.00 | $118.00 | 12/14/2010 12:41:31 PM |
| LesPaul1 | $25.00 | $25.00 | 12/14/2010 3:17:39 PM |
| KirosPOS | $50.00 | $50.00 | 12/14/2010 9:58:36 PM |
| georgedorn | $25.00 | $25.00 | 12/15/2010 1:29:17 PM |
| patriot897 | $25.00 | $25.00 | 12/15/2010 3:33:34 PM |
| drtxmac | $50.14 | $50.14 | 12/15/2010 12:24:02 PM |
| rbotterbLLC | $25.00 | $25.00 | 12/15/2010 4:00:11 PM |
| economy-beast | $25.00 | $25.00 | 12/15/2010 7:53:57 AM |
| rdrloan | $50.00 | $50.00 | 12/15/2010 3:51:51 PM |
| Johnab | $25.00 | $25.00 | 12/15/2010 4:30:44 PM |
| PropertyInvest | $25.00 | $25.00 | 12/15/2010 5:11:17 PM |
| vc4114 | $26.00 | $26.00 | 12/15/2010 5:56:42 PM |
| fishcreek | $100.00 | $100.00 | 12/15/2010 11:08:03 PM |
| drsny66 | $30.00 | $30.00 | 12/16/2010 4:20:59 AM |
| balance-force | $30.00 | $30.00 | 12/15/2010 6:26:26 PM |
| durable-investment8 | $35.81 | $35.81 | 12/16/2010 7:47:27 AM |
| Zachilles | $30.00 | $30.00 | 12/16/2010 8:16:48 AM |
| sjo1984111 | $25.00 | $25.00 | 12/16/2010 8:50:53 AM |
| bullwink27 | $25.00 | $25.00 | 12/16/2010 5:09:37 AM |
| fortunesell | $25.00 | $25.00 | 12/16/2010 12:49:21 PM |
| FinanceEngine | $25.00 | $25.00 | 12/16/2010 12:57:54 PM |
| benefit-trident | $25.00 | $25.00 | 12/16/2010 10:26:57 AM |
| greenback-guard | $25.00 | $25.00 | 12/16/2010 10:30:10 AM |
| VIPBank | $40.00 | $40.00 | 12/16/2010 2:36:34 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/9/2010 2:40:08 PM |
| worthy-bid8 | $71.62 | $71.62 | 12/9/2010 2:45:40 PM |
| selector568 | $300.00 | $300.00 | 12/9/2010 2:48:54 PM |
| sci_guy | $25.00 | $25.00 | 12/9/2010 2:49:21 PM |
| indomitable-coin | $50.00 | $50.00 | 12/9/2010 2:37:38 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/9/2010 2:38:53 PM |
| Investoman | $25.00 | $25.00 | 12/9/2010 2:39:44 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/9/2010 2:40:27 PM |
| wonderful-dime | $25.00 | $25.00 | 12/9/2010 2:40:42 PM |
| Webpreneur | $50.00 | $50.00 | 12/9/2010 2:43:46 PM |
| bid-czar8 | $100.00 | $100.00 | 12/9/2010 2:44:03 PM |
| chlebie | $25.00 | $25.00 | 12/9/2010 5:16:29 PM |
| superb-funds335 | $25.00 | $25.00 | 12/9/2010 2:47:49 PM |
| power-trophy7 | $25.00 | $25.00 | 12/9/2010 2:48:26 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/9/2010 2:37:32 PM |
| tech310 | $50.00 | $50.00 | 12/9/2010 2:38:29 PM |
| SiebirdLending | $25.00 | $25.00 | 12/9/2010 2:41:17 PM |
| jazzlender | $25.00 | $25.00 | 12/9/2010 2:42:39 PM |
| ray1051 | $50.00 | $50.00 | 12/9/2010 2:42:54 PM |
| ASR3 | $35.00 | $35.00 | 12/9/2010 2:43:19 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/9/2010 2:43:31 PM |
| kulender | $50.00 | $50.00 | 12/9/2010 2:45:00 PM |
| Artist_Blue | $25.00 | $25.00 | 12/9/2010 2:45:29 PM |
| heavenly-interest9 | $100.00 | $100.00 | 12/9/2010 8:09:19 PM |
| bowdish1 | $50.00 | $50.00 | 12/9/2010 2:47:43 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/10/2010 12:26:59 PM |
| JustMee | $25.00 | $25.00 | 12/9/2010 5:42:02 PM |
| unflappable-balance5 | $38.30 | $38.30 | 12/10/2010 8:21:36 AM |
| rlgnyc | $25.00 | $25.00 | 12/10/2010 8:31:41 AM |
| chameleon125 | $25.00 | $25.00 | 12/10/2010 8:57:04 AM |
| Hola_James | $41.79 | $41.79 | 12/10/2010 1:54:43 PM |
| IIP77 | $25.00 | $25.00 | 12/11/2010 4:23:48 AM |
| SNH | $100.00 | $100.00 | 12/10/2010 8:01:49 PM |
| Gabriel02 | $25.00 | $25.00 | 12/11/2010 1:43:44 AM |
| flanative | $100.00 | $100.00 | 12/11/2010 3:51:54 PM |
| lukeskywalkerkp | $30.00 | $30.00 | 12/11/2010 9:09:28 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/12/2010 7:08:23 AM |
| NR | $25.00 | $25.00 | 12/12/2010 7:55:30 AM |
| currency-panda | $50.00 | $50.00 | 12/11/2010 1:39:24 PM |
| objective-investor | $46.29 | $46.29 | 12/12/2010 1:54:59 PM |
| yarg | $50.00 | $50.00 | 12/11/2010 6:56:59 PM |
| flexible-return297 | $50.00 | $50.00 | 12/11/2010 6:57:55 PM |
| commerce-yeller | $50.00 | $50.00 | 12/12/2010 1:26:46 PM |
| trade-boots1 | $100.00 | $100.00 | 12/12/2010 2:57:26 PM |
| ptjg | $50.00 | $50.00 | 12/12/2010 2:58:03 PM |
| ASR3 | $35.00 | $35.00 | 12/12/2010 1:10:10 PM |
| reward-motion | $50.00 | $50.00 | 12/12/2010 1:27:01 PM |
| precious-gold3 | $50.00 | $50.00 | 12/12/2010 2:57:27 PM |
| Danfromnapa | $50.00 | $50.00 | 12/12/2010 5:06:53 PM |
| velocity-flag | $25.00 | $25.00 | 12/13/2010 12:16:18 PM |
| Anamorph | $25.00 | $25.00 | 12/13/2010 10:23:57 AM |
| cash-tent | $35.00 | $35.00 | 12/13/2010 2:05:56 PM |
| sirpher | $25.05 | $25.05 | 12/13/2010 2:18:30 PM |
| Westsider | $25.00 | $25.00 | 12/13/2010 3:53:19 PM |
| competent-p2p | $50.00 | $50.00 | 12/13/2010 4:36:42 PM |
| MTGuy | $30.00 | $30.00 | 12/14/2010 9:09:40 AM |
| milo1000 | $25.00 | $25.00 | 12/14/2010 9:31:54 AM |
| credit-panda1 | $25.00 | $25.00 | 12/14/2010 2:42:50 PM |
| usd1027 | $25.00 | $25.00 | 12/14/2010 12:43:15 AM |
| dogbait | $50.00 | $50.00 | 12/14/2010 1:50:25 PM |
| mammalian4 | $25.00 | $25.00 | 12/14/2010 2:45:41 PM |
| SpotLending | $25.00 | $25.00 | 12/15/2010 6:05:46 AM |
| p2p-eagle9 | $25.00 | $25.00 | 12/16/2010 6:22:07 AM |
| encore02 | $50.00 | $50.00 | 12/16/2010 7:37:48 AM |
| dime-vista2 | $25.00 | $25.00 | 12/16/2010 7:47:45 AM |
| B-rad_the_Coug | $25.00 | $25.00 | 12/16/2010 10:26:22 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/16/2010 12:39:35 PM |
| Kessler | $29.00 | $29.00 | 12/16/2010 9:32:08 AM |
| unafraid-loan5 | $25.00 | $25.00 | 12/16/2010 9:45:45 AM |
| paceme1 | $33.25 | $33.25 | 12/16/2010 10:23:04 AM |
| enthusiastic-ore5 | $50.00 | $50.00 | 12/16/2010 5:18:12 AM |
| UBOtto186 | $50.00 | $50.00 | 12/16/2010 8:44:00 AM |
| payout-alien6 | $25.00 | $25.00 | 12/16/2010 10:18:38 AM |
| markandrosie | $49.02 | $49.02 | 12/16/2010 11:22:27 AM |
| wwwUniversal | $25.00 | $25.00 | 12/16/2010 12:45:44 PM |
| 163 bids
|
Borrower Payment Dependent Notes Series
487469
This series of Notes was issued and sold upon the funding of the borrower loan #46116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 21.25% |
Starting borrower rate/APR:
| 22.25% / 25.69% |
Starting monthly payment:
| $95.80 |
|
Final lender yield:
| 17.70% |
Final borrower rate/APR:
| 18.70% / 22.07% |
Final monthly payment:
| $91.26 |
| |
|
Auction yield range:
| 10.51% - 21.25% |
Estimated loss impact:
| 10.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 32y 4m |
|
Amount delinquent:
| $5,402 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,898 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hudzilla01 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,750.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
720-739
(Nov-2009)
700-719
(Oct-2009)
680-699
(Sep-2008)
|
|
Principal balance:
| $1,334.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
HOME IMPROVEM AND CHRISTMAS EXPENSE
Purpose of loan:
This loan will be used to? $2000 for a complete batroom restoration and?$500 will be used for Christmas.
My financial situation:
I am a good candidate for this loan because? I've been employed with same company for over 32 years. I've had two Prosper loans with one being paid off with no late payments. The only negative on my recent credit report was for a car loan that I co-signed on and the other party voluntary surrender the car.
Monthly net income: $ 7200.00
Monthly expenses: $?3095
??Housing: $?1205
??Insurance: $ 100
??Car expenses: $ 45
??Utilities: $ 345
??Phone, cable, internet: $ 150
??Food, entertainment: $ 650
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide 1. The total balance of the mortgage loans and any HELOC you owe on your home, and... 2. The current market value of your home? (use zillow.com if unsure) - kindness-launcher
A:
Balance of $98,000 and the value is $120,000.
(Dec-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $34.67 | $34.67 | 12/15/2010 7:22:15 PM |
| competent-p2p | $100.00 | $100.00 | 12/17/2010 8:15:22 AM |
| Aberdeen | $999.99 | $999.99 | 12/17/2010 4:23:42 AM |
| wild-orange | $100.00 | $100.00 | 12/17/2010 1:23:39 PM |
| details | $50.00 | $50.00 | 12/17/2010 11:45:04 AM |
| hillerod | $25.00 | $25.00 | 12/17/2010 1:45:55 PM |
| Cessna172 | $30.00 | $30.00 | 12/17/2010 8:25:03 AM |
| phchristensen | $50.00 | $50.00 | 12/17/2010 11:40:32 AM |
| scottysidewinder | $28.77 | $28.77 | 12/17/2010 2:41:30 PM |
| Scotcha | $50.00 | $50.00 | 12/17/2010 2:45:50 PM |
| CACO_Bank | $25.00 | $25.00 | 12/17/2010 2:53:46 PM |
| jhouman | $25.00 | $25.00 | 12/16/2010 2:48:04 PM |
| Leshan | $150.00 | $150.00 | 12/17/2010 6:50:14 AM |
| Feyenoord | $25.00 | $25.00 | 12/16/2010 4:46:47 PM |
| Astyanax | $75.00 | $75.00 | 12/17/2010 10:21:53 AM |
| marwadi-62 | $500.00 | $500.00 | 12/17/2010 6:40:55 AM |
| Eaglehigh | $25.00 | $25.00 | 12/17/2010 12:37:48 PM |
| dcm6276 | $25.00 | $25.00 | 12/17/2010 8:19:45 AM |
| slxvq | $50.00 | $50.00 | 12/17/2010 8:24:04 AM |
| Engineer44 | $25.00 | $24.64 | 12/17/2010 2:53:05 PM |
| Bcs-cnc | $76.93 | $76.93 | 12/17/2010 12:01:30 PM |
| LittleMingo | $30.00 | $30.00 | 12/17/2010 12:44:54 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
487477
This series of Notes was issued and sold upon the funding of the borrower loan #46150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $235.23 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $235.23 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 600-619 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,722 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Canucks |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,001.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Jul-2008)
620-639
(Jan-2008)
540-559
(Jan-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Add A New Bathroom For Kids
Purpose of loan:
This loan will be used to? add a new bathroom for the kids.
My financial situation:
I am a good candidate for this loan because? I have a steady employment, pay my all other bills prompty on time, and paid my previous Prosper Loan ahead of the time.
Monthly net income: $ 6,000
Monthly expenses: $ 4,300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thylow | $25.00 | $25.00 | 12/10/2010 3:12:14 PM |
| glroark | $50.00 | $50.00 | 12/10/2010 3:12:16 PM |
| Redmond | $25.00 | $25.00 | 12/10/2010 3:14:38 PM |
| Skeptical-one | $31.00 | $31.00 | 12/10/2010 3:02:35 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 3:55:47 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/10/2010 3:15:54 PM |
| Thylow | $25.00 | $25.00 | 12/10/2010 3:11:38 PM |
| Artist_Blue | $25.00 | $25.00 | 12/10/2010 3:14:20 PM |
| superb-kindness2 | $25.00 | $25.00 | 12/10/2010 7:48:31 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 3:56:03 PM |
| progressive-treasure1 | $100.00 | $100.00 | 12/11/2010 2:17:05 PM |
| big_balla_papi | $25.00 | $25.00 | 12/11/2010 6:29:58 PM |
| bluehen00 | $50.00 | $50.00 | 12/11/2010 7:40:13 AM |
| loanman2007 | $75.00 | $75.00 | 12/13/2010 5:02:50 AM |
| mikeandcat | $50.00 | $50.00 | 12/13/2010 9:49:16 AM |
| cash-tent | $40.00 | $40.00 | 12/13/2010 2:22:19 PM |
| bonus-chosen-one | $25.00 | $25.00 | 12/13/2010 11:29:12 AM |
| money-bauble | $75.00 | $75.00 | 12/13/2010 11:28:23 AM |
| zorg77 | $25.00 | $25.00 | 12/13/2010 5:01:29 PM |
| AlexTrep | $25.00 | $25.00 | 12/14/2010 4:08:17 PM |
| Bcs-cnc | $48.88 | $48.88 | 12/15/2010 6:35:39 AM |
| houli123 | $25.00 | $25.00 | 12/15/2010 2:45:07 PM |
| ASR3 | $25.00 | $25.00 | 12/15/2010 2:53:11 PM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 3:48:57 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:39:59 PM |
| kulender | $50.00 | $50.00 | 12/15/2010 3:04:16 PM |
| brondero | $45.00 | $45.00 | 12/15/2010 6:35:38 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/16/2010 4:19:13 AM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/15/2010 8:32:22 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/16/2010 1:08:38 AM |
| Feyenoord | $25.00 | $25.00 | 12/16/2010 4:48:27 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 8:31:17 PM |
| auction-architect7 | $50.00 | $50.00 | 12/16/2010 2:42:06 PM |
| lucrative-loan | $25.00 | $25.00 | 12/17/2010 12:52:08 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 8:30:59 PM |
| Mark-M | $25.00 | $25.00 | 12/16/2010 9:49:37 PM |
| dammage | $69.53 | $69.53 | 12/17/2010 5:34:18 AM |
| note-mad-scientist | $79.16 | $79.16 | 12/17/2010 9:45:56 AM |
| feb217 | $30.00 | $30.00 | 12/17/2010 12:41:46 PM |
| DasMula | $193.04 | $193.04 | 12/17/2010 1:56:13 PM |
| reflective-rupee | $500.00 | $500.00 | 12/17/2010 9:41:56 AM |
| investment-cluster | $25.00 | $25.00 | 12/17/2010 1:57:08 PM |
| Leshan | $109.40 | $109.40 | 12/17/2010 6:51:19 AM |
| Lubava | $25.00 | $25.00 | 12/17/2010 10:39:30 AM |
| Ubiquinone | $25.00 | $25.00 | 12/10/2010 6:18:15 PM |
| mikeandcat | $100.00 | $100.00 | 12/11/2010 11:39:43 AM |
| progressive-treasure1 | $30.73 | $30.73 | 12/11/2010 2:18:52 PM |
| brother_tam | $50.00 | $50.00 | 12/12/2010 7:08:42 AM |
| OldManP | $25.00 | $25.00 | 12/12/2010 9:24:48 PM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 12/12/2010 10:22:43 PM |
| NekHoldings | $25.00 | $25.00 | 12/13/2010 5:14:16 AM |
| supreme-hope | $25.00 | $25.00 | 12/13/2010 11:48:53 AM |
| Investoman | $25.00 | $25.00 | 12/13/2010 11:55:51 AM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 4:23:56 PM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 4:23:16 PM |
| greencat | $50.00 | $50.00 | 12/14/2010 7:49:29 AM |
| BrighterSuns | $25.00 | $25.00 | 12/15/2010 7:11:58 AM |
| reward-adventure | $50.00 | $50.00 | 12/15/2010 1:02:02 PM |
| YoungTaxMan | $50.00 | $50.00 | 12/15/2010 6:46:36 PM |
| richboy56 | $25.00 | $25.00 | 12/15/2010 2:53:06 PM |
| ladyorayne | $100.00 | $100.00 | 12/15/2010 10:24:16 PM |
| lucrative-transparency0 | $50.00 | $50.00 | 12/15/2010 5:33:12 PM |
| teller | $25.00 | $25.00 | 12/16/2010 4:31:35 AM |
| cash-raccoon | $25.00 | $25.00 | 12/16/2010 1:07:26 PM |
| cunning-bill | $25.00 | $25.00 | 12/16/2010 4:03:49 PM |
| tuneman1980 | $25.00 | $25.00 | 12/16/2010 12:44:38 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 8:30:43 PM |
| finance-prescription | $50.00 | $50.00 | 12/16/2010 3:52:22 PM |
| McDeeter | $25.00 | $25.00 | 12/16/2010 4:46:42 PM |
| Kash2010lu | $50.00 | $50.00 | 12/16/2010 7:14:53 PM |
| blitzen40 | $35.00 | $35.00 | 12/16/2010 8:37:11 PM |
| power-trophy7 | $25.00 | $25.00 | 12/16/2010 3:57:22 PM |
| Moe87 | $25.00 | $25.00 | 12/16/2010 4:38:16 PM |
| Comoparklender | $25.00 | $25.00 | 12/17/2010 10:56:34 AM |
| reflective-rupee | $52.00 | $3.54 | 12/17/2010 11:08:15 AM |
| credit-missile | $125.00 | $125.00 | 12/17/2010 1:14:31 AM |
| 340 | $25.00 | $25.00 | 12/17/2010 1:49:56 AM |
| note-buddy | $177.29 | $177.29 | 12/17/2010 1:42:38 PM |
| RKLFinancial | $25.00 | $25.00 | 12/17/2010 2:47:56 PM |
| ultimate-peace | $50.00 | $50.00 | 12/17/2010 12:55:56 PM |
| credit-missile | $25.00 | $25.00 | 12/17/2010 1:00:48 PM |
| MilitaryLoans | $532.43 | $532.43 | 12/17/2010 1:41:32 PM |
| hillerod | $25.00 | $25.00 | 12/17/2010 1:47:12 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
487483
This series of Notes was issued and sold upon the funding of the borrower loan #46122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-10-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $163.58 |
|
Final lender yield:
| 9.42% |
Final borrower rate/APR:
| 10.42% / 12.53% |
Final monthly payment:
| $162.32 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.89% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,592 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reverent-silver3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating credit cards.
Purpose of loan:
This loan will be used to consolidate 4 of my credit cards which currently have outstanding balances.?
My financial situation:
I am a good candidate for this loan because I have a proven track history of paying off my credit card balances.? Additionally, I paid off my 5 year automobile loan at the end of 2008 and now own my car.? I have also have a steady income and stable job working for a mutual fund company for the last six years.? I consider myself a low risk and with my stable financial history, I would pay off monies loaned to me as expected.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the interest rate on the cards that you are trying to consolidate? How much are your monthly payments on them as well? - MongoBongo
A:
Well they range between 7 and 15 percent. The minimum payments for the past month were as follows:
Card 1: $16
Card 2: $35
Card 3: $40
Card 4: $15
However, I usually always paid more than the minimum amount.
(Dec-17-2010)
Q:
From the loan request you seem young you should look into buying a property soon. - fishcreek
A:
Thanks for the advise. Purchasing property is definitely part of my long-term goal, however, at this moment, in the short-term, it is not. It is a great investment and it is something I look forward to.
(Dec-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tolerant-dinero2 | $25.00 | $25.00 | 12/10/2010 3:12:44 PM |
| selector568 | $500.00 | $500.00 | 12/10/2010 3:02:20 PM |
| availableloan | $25.00 | $25.00 | 12/10/2010 3:17:19 PM |
| reflective-rupee | $100.00 | $100.00 | 12/10/2010 4:00:46 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/11/2010 9:34:15 AM |
| JSCALBco | $25.00 | $25.00 | 12/11/2010 3:08:57 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/11/2010 4:54:53 AM |
| bill-booster5 | $25.00 | $25.00 | 12/11/2010 7:41:20 PM |
| retiresecure | $25.00 | $25.00 | 12/11/2010 8:00:58 AM |
| Dan4703 | $25.00 | $25.00 | 12/12/2010 3:57:40 PM |
| NS22 | $25.00 | $25.00 | 12/11/2010 10:13:19 PM |
| FLFF | $50.00 | $50.00 | 12/13/2010 5:06:44 AM |
| noconnor01 | $25.00 | $25.00 | 12/13/2010 4:16:35 PM |
| elvisloans | $25.00 | $14.64 | 12/14/2010 11:56:33 AM |
| crdcteng | $50.00 | $50.00 | 12/14/2010 2:02:24 PM |
| nbah123 | $50.00 | $50.00 | 12/14/2010 3:24:51 PM |
| Heater36 | $25.00 | $25.00 | 12/14/2010 10:11:13 AM |
| ujiba | $50.00 | $50.00 | 12/15/2010 3:48:38 AM |
| Dorf | $25.00 | $25.00 | 12/15/2010 5:54:14 AM |
| midifool | $25.00 | $25.00 | 12/15/2010 2:51:51 PM |
| mjunlimited | $50.00 | $50.00 | 12/15/2010 5:01:43 PM |
| burger283 | $48.22 | $48.22 | 12/15/2010 2:16:53 PM |
| Goodnotlucky | $50.00 | $50.00 | 12/15/2010 9:39:42 PM |
| n036939 | $25.00 | $25.00 | 12/16/2010 6:01:35 AM |
| CashBank | $25.00 | $25.00 | 12/16/2010 8:35:30 AM |
| fishcreek | $100.00 | $100.00 | 12/15/2010 11:10:42 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 12/16/2010 12:46:33 PM |
| crw1950 | $28.00 | $28.00 | 12/16/2010 6:58:32 AM |
| market-squadron3 | $25.00 | $25.00 | 12/16/2010 3:54:38 PM |
| dsv | $31.95 | $31.95 | 12/16/2010 12:33:11 PM |
| greenventures | $25.00 | $25.00 | 12/16/2010 4:46:32 PM |
| oldman68 | $25.00 | $25.00 | 12/16/2010 6:19:20 PM |
| reflective-rupee | $92.00 | $92.00 | 12/16/2010 10:12:23 PM |
| jpblan11 | $25.00 | $25.00 | 12/17/2010 2:51:21 AM |
| Charmart | $25.00 | $25.00 | 12/17/2010 4:01:55 AM |
| MongoBongo | $25.00 | $25.00 | 12/16/2010 9:00:05 PM |
| bradny | $25.00 | $25.00 | 12/16/2010 9:15:39 PM |
| indomitable-coin | $100.00 | $100.00 | 12/17/2010 6:53:47 AM |
| ryan6853 | $25.00 | $25.00 | 12/17/2010 8:51:48 AM |
| BlessedEveryDay | $27.00 | $27.00 | 12/16/2010 5:14:53 PM |
| FundMaker | $25.00 | $25.00 | 12/16/2010 6:45:41 PM |
| tutnyce | $70.00 | $70.00 | 12/17/2010 12:03:00 PM |
| marwadi-62 | $100.00 | $100.00 | 12/17/2010 6:41:57 AM |
| ScottCapital | $25.00 | $25.00 | 12/17/2010 8:48:06 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 10:12:08 PM |
| friendinmoney | $35.00 | $35.00 | 12/17/2010 2:48:24 PM |
| leverage-burrito | $50.00 | $50.00 | 12/17/2010 9:51:24 AM |
| fishcreek | $100.00 | $100.00 | 12/17/2010 4:34:24 AM |
| Earn_money | $25.00 | $25.00 | 12/17/2010 5:38:48 AM |
| Torero06 | $25.00 | $25.00 | 12/17/2010 9:28:38 AM |
| Astyanax | $50.00 | $50.00 | 12/17/2010 10:29:42 AM |
| knowonder | $25.00 | $25.00 | 12/17/2010 10:31:26 AM |
| phchristensen | $50.00 | $50.00 | 12/17/2010 11:35:48 AM |
| AllanBK | $30.00 | $30.00 | 12/17/2010 12:38:24 PM |
| jtc26 | $50.00 | $50.00 | 12/17/2010 12:58:42 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/17/2010 2:53:49 PM |
| heavenly-interest9 | $50.00 | $50.00 | 12/10/2010 3:17:23 PM |
| first-serene-credit | $25.00 | $25.00 | 12/10/2010 3:52:24 PM |
| RandyL3 | $25.00 | $25.00 | 12/10/2010 3:18:36 PM |
| DasMula | $25.00 | $25.00 | 12/10/2010 4:08:36 PM |
| socal-lender | $25.00 | $25.00 | 12/11/2010 4:31:35 PM |
| sophisticated-marketplace | $32.21 | $32.21 | 12/11/2010 9:02:50 PM |
| myworld701 | $25.00 | $25.00 | 12/12/2010 7:57:13 AM |
| Dr_M | $25.00 | $25.00 | 12/12/2010 8:28:08 AM |
| penny-plato | $25.00 | $25.00 | 12/11/2010 7:28:07 PM |
| ac787 | $25.00 | $25.00 | 12/11/2010 8:36:20 AM |
| payout-magician | $25.00 | $25.00 | 12/11/2010 8:43:20 AM |
| vutah | $25.00 | $25.00 | 12/12/2010 12:43:36 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/11/2010 10:28:40 AM |
| word140 | $25.00 | $25.00 | 12/12/2010 9:31:21 AM |
| economy-beast | $75.00 | $75.00 | 12/13/2010 4:49:42 PM |
| nickel-synapse | $25.00 | $25.00 | 12/14/2010 9:04:29 PM |
| rce1964 | $25.00 | $25.00 | 12/15/2010 12:36:55 AM |
| jayk63 | $25.00 | $25.00 | 12/15/2010 3:22:15 AM |
| peb44 | $25.00 | $25.00 | 12/15/2010 4:40:17 AM |
| competent-p2p | $25.00 | $25.00 | 12/15/2010 6:46:39 AM |
| isfahanian | $45.25 | $45.25 | 12/14/2010 10:26:28 PM |
| exuberant-loot | $25.00 | $25.00 | 12/15/2010 3:11:36 PM |
| JerryB96 | $25.00 | $25.00 | 12/15/2010 9:31:35 AM |
| mectec | $50.00 | $50.00 | 12/15/2010 6:46:37 PM |
| Corellia | $100.00 | $100.00 | 12/15/2010 5:29:37 PM |
| Chillito | $28.43 | $28.43 | 12/16/2010 1:03:48 AM |
| Havnfun | $25.00 | $25.00 | 12/16/2010 6:56:26 AM |
| beeslow | $25.31 | $25.31 | 12/16/2010 9:51:23 AM |
| encore02 | $50.00 | $50.00 | 12/16/2010 7:40:10 AM |
| SnakeV | $25.00 | $25.00 | 12/16/2010 10:56:53 AM |
| octoberfresh | $25.00 | $25.00 | 12/16/2010 8:08:57 AM |
| justme4now | $25.00 | $25.00 | 12/16/2010 11:32:54 AM |
| methodical-loot | $25.00 | $25.00 | 12/15/2010 10:07:05 PM |
| CheapDolo22 | $25.00 | $25.00 | 12/16/2010 9:35:19 AM |
| Coach-n-u | $25.00 | $25.00 | 12/16/2010 12:55:24 PM |
| taiko6 | $25.00 | $25.00 | 12/16/2010 2:21:39 PM |
| SomebodysMom | $30.99 | $30.99 | 12/16/2010 9:53:13 AM |
| wwwUniversal | $25.00 | $25.00 | 12/16/2010 3:50:01 PM |
| eagle6 | $25.00 | $25.00 | 12/16/2010 2:56:37 PM |
| urgeforknowledge | $50.00 | $50.00 | 12/16/2010 4:15:23 PM |
| trajames | $100.00 | $100.00 | 12/16/2010 7:09:01 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/16/2010 7:19:39 PM |
| mgking007 | $29.00 | $29.00 | 12/16/2010 10:36:29 PM |
| Nazbuster | $100.00 | $100.00 | 12/17/2010 6:21:59 AM |
| cashhelp | $25.00 | $25.00 | 12/17/2010 4:34:11 AM |
| tiger1818 | $25.00 | $25.00 | 12/17/2010 10:00:39 AM |
| EretzCapital | $100.00 | $100.00 | 12/17/2010 11:21:16 AM |
| 2seriousteachers | $25.00 | $25.00 | 12/17/2010 12:04:10 PM |
| gogrannygo | $25.00 | $25.00 | 12/17/2010 7:01:39 AM |
| moneytolend72 | $25.00 | $25.00 | 12/17/2010 1:27:50 PM |
| SCD | $25.00 | $25.00 | 12/17/2010 2:11:00 PM |
| friendinmoney | $25.00 | $25.00 | 12/17/2010 2:50:44 PM |
| RecoveryLender | $25.00 | $25.00 | 12/17/2010 2:53:11 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2010 9:50:55 AM |
| BristolGarden | $50.00 | $50.00 | 12/17/2010 10:26:52 AM |
| BipedalHominid | $30.00 | $30.00 | 12/17/2010 11:53:37 AM |
| moneyman369 | $50.00 | $50.00 | 12/17/2010 12:01:25 PM |
| scottysidewinder | $25.00 | $25.00 | 12/17/2010 2:43:48 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2010 9:50:42 AM |
| gustavholstopus32 | $25.00 | $25.00 | 12/17/2010 12:03:22 PM |
| equitable-p2ploan8 | $25.00 | $25.00 | 12/17/2010 12:39:41 PM |
| djlucas | $27.00 | $27.00 | 12/17/2010 1:23:13 PM |
| BankofRa | $25.00 | $25.00 | 12/17/2010 2:10:03 PM |
| 119 bids
|
Borrower Payment Dependent Notes Series
487641
This series of Notes was issued and sold upon the funding of the borrower loan #46139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-15-2010 |
|
|
Starting lender yield:
| 9.55% |
Starting borrower rate/APR:
| 10.55% / 12.66% |
Starting monthly payment:
| $133.36 |
|
Final lender yield:
| 9.55% |
Final borrower rate/APR:
| 10.55% / 12.66% |
Final monthly payment:
| $133.36 |
| |
|
Auction yield range:
| 3.51% - 9.55% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
27 | Length of status: | 23y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,541 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-neighborly-social |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2010)
760-779
(Jan-2010)
|
|
Principal balance:
| $8,619.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Reducing interest rate on credit ca
Purpose of loan:
This load will be used to pay off high interest credit cards.?
My financial situation:
I am a good candidate for this loan because I have paid off significant debt this year and recently received a promotion.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bornsucka | $25.00 | $25.00 | 12/14/2010 4:12:10 PM |
| selector568 | $50.00 | $50.00 | 12/14/2010 4:14:03 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:14:21 PM |
| kulender | $50.00 | $50.00 | 12/14/2010 4:15:02 PM |
| vutah | $25.00 | $25.00 | 12/14/2010 4:17:58 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/14/2010 4:22:07 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/14/2010 4:22:21 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/14/2010 4:21:41 PM |
| meenan | $50.00 | $50.00 | 12/14/2010 4:23:21 PM |
| ASR3 | $35.00 | $35.00 | 12/14/2010 4:23:52 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/14/2010 4:25:25 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:50 PM |
| SimpleChoice | $25.00 | $25.00 | 12/14/2010 4:27:05 PM |
| elasermd | $50.00 | $50.00 | 12/14/2010 4:29:59 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/14/2010 4:31:53 PM |
| money-bauble | $100.00 | $100.00 | 12/14/2010 4:56:46 PM |
| RandyL3 | $25.00 | $25.00 | 12/14/2010 4:33:20 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/14/2010 4:34:04 PM |
| jazzlender | $50.00 | $50.00 | 12/14/2010 4:35:36 PM |
| radforj22 | $25.00 | $25.00 | 12/14/2010 4:35:51 PM |
| 113121 | $1,000.00 | $486.36 | 12/14/2010 5:39:32 PM |
| organized-payment6 | $50.00 | $50.00 | 12/14/2010 4:21:54 PM |
| riskreward | $100.00 | $100.00 | 12/14/2010 4:22:33 PM |
| AFairDeal | $50.00 | $50.00 | 12/14/2010 4:24:02 PM |
| jimduism | $50.00 | $50.00 | 12/14/2010 9:44:55 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/14/2010 4:28:49 PM |
| SNH | $100.00 | $100.00 | 12/14/2010 4:28:57 PM |
| cagcrash | $75.00 | $75.00 | 12/14/2010 4:29:46 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:22 PM |
| reward-motion | $50.00 | $50.00 | 12/14/2010 4:32:12 PM |
| GElender | $75.00 | $75.00 | 12/14/2010 4:33:36 PM |
| rupeeapult | $50.00 | $50.00 | 12/14/2010 4:33:45 PM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 9:56:14 AM |
| Shamrock731 | $25.00 | $25.00 | 12/15/2010 4:08:06 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 4:13:44 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:14:35 PM |
| jamiee73 | $25.00 | $25.00 | 12/14/2010 4:15:13 PM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:15:50 PM |
| chlebie | $25.00 | $25.00 | 12/14/2010 4:12:39 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:18 PM |
| careful-note | $100.00 | $100.00 | 12/14/2010 4:16:58 PM |
| richboy56 | $25.00 | $25.00 | 12/14/2010 4:29:30 PM |
| macjp123 | $25.00 | $25.00 | 12/14/2010 4:31:47 PM |
| ray1051 | $50.00 | $50.00 | 12/14/2010 4:21:49 PM |
| fortytwo | $100.00 | $100.00 | 12/14/2010 4:32:19 PM |
| finance_mba | $25.00 | $25.00 | 12/14/2010 4:22:46 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/14/2010 4:23:02 PM |
| Webpreneur | $50.00 | $50.00 | 12/14/2010 4:24:45 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/14/2010 4:36:23 PM |
| power-trophy7 | $25.00 | $25.00 | 12/14/2010 4:27:59 PM |
| flanative | $100.00 | $100.00 | 12/14/2010 4:30:12 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/14/2010 4:30:56 PM |
| myworld701 | $25.00 | $25.00 | 12/14/2010 4:31:41 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/14/2010 4:13:49 PM |
| JustMee | $25.00 | $25.00 | 12/14/2010 5:31:08 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/14/2010 4:15:07 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2010 4:17:15 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/14/2010 4:17:57 PM |
| wonderful-dime | $25.00 | $25.00 | 12/14/2010 4:23:15 PM |
| bowdish1 | $50.00 | $50.00 | 12/14/2010 4:27:22 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 4:27:34 PM |
| mhotchan | $118.62 | $118.62 | 12/14/2010 10:39:00 PM |
| Investoman | $25.00 | $25.00 | 12/14/2010 4:30:09 PM |
| socal-lender | $25.00 | $25.00 | 12/14/2010 4:30:18 PM |
| commerce-yeller | $50.00 | $50.00 | 12/14/2010 4:32:11 PM |
| LoisLoan | $25.00 | $25.00 | 12/14/2010 4:32:31 PM |
| generous-deal6 | $30.02 | $30.02 | 12/14/2010 4:33:39 PM |
| laufer32304 | $100.00 | $100.00 | 12/14/2010 4:34:20 PM |
| secureincome | $295.00 | $295.00 | 12/14/2010 4:35:05 PM |
| penny-plato | $25.00 | $25.00 | 12/15/2010 9:12:19 AM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 5:16:39 PM |
| slygorman | $25.00 | $25.00 | 12/15/2010 10:01:59 AM |
| JerryB96 | $25.00 | $25.00 | 12/15/2010 9:37:59 AM |
| credit-panda1 | $30.00 | $30.00 | 12/15/2010 9:09:29 AM |
| mjunlimited | $50.00 | $50.00 | 12/15/2010 5:14:47 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
487645
This series of Notes was issued and sold upon the funding of the borrower loan #46146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 60 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 11.22% |
Starting monthly payment:
| $543.56 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 11.22% |
Final monthly payment:
| $543.56 |
| |
|
Auction yield range:
| 3.00% - 10.00% |
Estimated loss impact:
| 1.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,821 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mpthree |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to improve a home I bought for my mother two years ago.
My financial situation:
I am a good candidate for this loan because I make great money, lend to prosper borrowers, plan to pay back on time from stock dividends and personal W2 income.? I could get en equity line, ya I have equity!?? I feel prosper may be easier and certainly gives me the opportunity for a fixed rate with lower closing cost.? Depending on how this goes I may accept the equity line offer from the bank, but I would like to use prosper.? I do have open credit cards for family members, if they do not pay their share I can certainly cover the payment.? I have a practice of 323 clients who pay for my services every year,?30% for over 10 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:20:26 AM |
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:20:49 AM |
| agalt | $100.00 | $100.00 | 12/13/2010 3:01:54 PM |
| DukSerduk | $25.00 | $25.00 | 12/13/2010 3:03:33 PM |
| FlexFunding | $50.00 | $50.00 | 12/13/2010 3:04:24 PM |
| figs4u2 | $100.00 | $100.00 | 12/13/2010 3:04:56 PM |
| first-upright-payout | $25.00 | $25.00 | 12/13/2010 3:05:16 PM |
| auction-sage | $50.00 | $50.00 | 12/13/2010 3:08:21 PM |
| bvzm | $50.00 | $50.00 | 12/13/2010 3:12:26 PM |
| Dreamconnection | $50.00 | $50.00 | 12/13/2010 3:13:10 PM |
| rockstar78 | $50.00 | $50.00 | 12/13/2010 3:13:17 PM |
| compoundinterest | $50.00 | $50.00 | 12/13/2010 3:13:59 PM |
| dharma1 | $25.00 | $25.00 | 12/13/2010 3:04:36 PM |
| kyomoon | $50.00 | $50.00 | 12/13/2010 3:04:43 PM |
| rss197 | $25.00 | $25.00 | 12/13/2010 3:15:58 PM |
| ThomasC | $50.00 | $50.00 | 12/13/2010 3:05:25 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:16:45 PM |
| chekat | $25.00 | $25.00 | 12/13/2010 3:17:19 PM |
| freesia54 | $50.00 | $50.00 | 12/13/2010 3:17:36 PM |
| diablorulz | $50.00 | $50.00 | 12/13/2010 3:18:39 PM |
| goldie414 | $50.00 | $50.00 | 12/13/2010 3:19:16 PM |
| rosie777 | $30.00 | $30.00 | 12/13/2010 3:19:52 PM |
| visionary-currency | $100.00 | $100.00 | 12/13/2010 3:20:03 PM |
| fishcreek | $100.00 | $100.00 | 12/13/2010 3:20:30 PM |
| wjf60 | $50.00 | $50.00 | 12/13/2010 3:10:54 PM |
| mizount | $25.00 | $25.00 | 12/13/2010 3:12:18 PM |
| Woodworker57 | $25.00 | $25.00 | 12/13/2010 3:12:50 PM |
| ProfPC | $25.00 | $25.00 | 12/13/2010 3:12:56 PM |
| meenan | $50.00 | $50.00 | 12/13/2010 3:13:06 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/13/2010 3:15:24 PM |
| astute-investment5 | $25.00 | $25.00 | 12/13/2010 3:16:08 PM |
| fortytwo | $200.00 | $200.00 | 12/13/2010 3:16:33 PM |
| investment-network | $25.00 | $25.00 | 12/13/2010 3:17:07 PM |
| reflective-rupee | $200.00 | $200.00 | 12/13/2010 3:29:12 PM |
| Emgolda | $25.00 | $25.00 | 12/13/2010 3:18:07 PM |
| skuba | $100.00 | $100.00 | 12/13/2010 3:18:50 PM |
| panegryst | $50.00 | $50.00 | 12/13/2010 3:19:05 PM |
| kenji4861 | $50.00 | $50.00 | 12/13/2010 3:19:39 PM |
| Havana21 | $200.00 | $200.00 | 12/13/2010 3:19:48 PM |
| heroic-platinum | $25.00 | $25.00 | 12/13/2010 3:21:43 PM |
| life-is-great | $50.00 | $50.00 | 12/13/2010 3:38:47 PM |
| cingular | $25.00 | $25.00 | 12/13/2010 3:12:21 PM |
| justice-dna | $35.00 | $35.00 | 12/13/2010 3:12:59 PM |
| buckeye9 | $50.00 | $50.00 | 12/13/2010 3:13:25 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/13/2010 3:14:32 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/13/2010 3:14:39 PM |
| loan-warrior | $25.00 | $25.00 | 12/13/2010 3:14:54 PM |
| AFairDeal | $75.00 | $75.00 | 12/13/2010 3:15:02 PM |
| DonaldColorado | $49.72 | $49.72 | 12/13/2010 3:38:25 PM |
| neighborly-hope6 | $50.00 | $50.00 | 12/13/2010 3:16:36 PM |
| ichibon | $75.00 | $75.00 | 12/13/2010 3:16:58 PM |
| degster | $25.00 | $25.00 | 12/13/2010 3:17:43 PM |
| flypenguin | $50.00 | $50.00 | 12/13/2010 3:17:56 PM |
| forrestgump | $50.00 | $50.00 | 12/13/2010 3:18:21 PM |
| bds9646 | $26.00 | $26.00 | 12/13/2010 3:18:26 PM |
| fcukciti | $25.00 | $25.00 | 12/13/2010 3:19:22 PM |
| gnar | $25.00 | $25.00 | 12/13/2010 3:20:45 PM |
| Mantis75 | $25.00 | $25.00 | 12/13/2010 3:58:52 PM |
| PThor | $25.00 | $25.00 | 12/13/2010 3:59:01 PM |
| sci_guy | $50.00 | $50.00 | 12/13/2010 3:22:12 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:33 PM |
| credit-scout7 | $50.00 | $50.00 | 12/13/2010 3:53:33 PM |
| beeper2 | $25.00 | $25.00 | 12/13/2010 3:56:14 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/13/2010 4:01:57 PM |
| auction-rocket | $25.00 | $25.00 | 12/13/2010 3:39:52 PM |
| highcountry1 | $25.00 | $25.00 | 12/13/2010 3:41:32 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/13/2010 3:44:56 PM |
| Copa16 | $25.00 | $25.00 | 12/13/2010 3:49:57 PM |
| Headhunter14 | $25.00 | $25.00 | 12/13/2010 4:34:27 PM |
| balance-voyager | $26.37 | $26.37 | 12/13/2010 5:38:47 PM |
| rekitten | $100.00 | $100.00 | 12/13/2010 4:41:22 PM |
| Tech-Entrepreneur | $25.00 | $25.00 | 12/13/2010 3:55:23 PM |
| mpactlender | $25.00 | $25.00 | 12/13/2010 3:56:48 PM |
| alaskanbearcub | $25.00 | $25.00 | 12/13/2010 6:23:10 PM |
| red-trade-cologne | $42.02 | $42.02 | 12/14/2010 1:07:47 AM |
| Phantom99 | $45.85 | $45.85 | 12/14/2010 1:11:44 AM |
| ozzo | $25.00 | $25.00 | 12/14/2010 1:17:57 AM |
| Anny-Disco | $25.00 | $25.00 | 12/13/2010 4:33:21 PM |
| nellaelyob | $50.00 | $50.00 | 12/14/2010 5:53:20 AM |
| loanman2007 | $100.00 | $100.00 | 12/14/2010 6:04:55 AM |
| authoritative-capital | $25.00 | $25.00 | 12/14/2010 12:41:44 AM |
| reddfoxx9999 | $25.00 | $25.00 | 12/14/2010 12:41:56 AM |
| verse99 | $25.00 | $25.00 | 12/14/2010 12:47:19 AM |
| Tlk2drew | $50.00 | $50.00 | 12/13/2010 4:49:39 PM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 1:41:52 AM |
| anyoi | $50.00 | $50.00 | 12/13/2010 5:27:52 PM |
| MONEYLENDER101 | $31.36 | $31.36 | 12/13/2010 5:38:46 PM |
| thunderkiss | $25.00 | $25.00 | 12/14/2010 7:57:01 AM |
| bigballer105 | $100.00 | $100.00 | 12/14/2010 11:16:43 AM |
| established-payout | $25.00 | $25.00 | 12/13/2010 7:33:16 PM |
| Zuzu | $25.00 | $25.00 | 12/14/2010 12:12:54 PM |
| SCD | $25.00 | $25.00 | 12/13/2010 10:13:40 PM |
| wealthstar | $25.00 | $25.00 | 12/14/2010 11:14:29 AM |
| Steveoo1 | $27.36 | $27.36 | 12/14/2010 12:31:32 AM |
| CIC | $25.00 | $25.00 | 12/14/2010 2:39:43 AM |
| revmax | $25.00 | $25.00 | 12/14/2010 3:27:48 AM |
| Cheburashka | $29.04 | $29.04 | 12/14/2010 2:03:43 PM |
| DrMoneyBags | $50.00 | $50.00 | 12/14/2010 5:53:09 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/14/2010 3:42:44 PM |
| MonopolyDred | $30.73 | $30.73 | 12/14/2010 7:17:35 AM |
| lloyd_s | $25.00 | $25.00 | 12/14/2010 4:07:33 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/14/2010 3:22:35 PM |
| jjswanso | $46.95 | $46.95 | 12/14/2010 3:44:10 PM |
| julijask | $35.00 | $35.00 | 12/14/2010 9:40:31 AM |
| return-investor6 | $25.00 | $25.00 | 12/14/2010 9:54:02 AM |
| NMGbank | $25.00 | $25.00 | 12/14/2010 3:48:27 PM |
| mar97 | $50.00 | $50.00 | 12/14/2010 4:48:38 PM |
| milo1000 | $75.00 | $75.00 | 12/14/2010 3:25:23 PM |
| latestone | $25.00 | $25.00 | 12/14/2010 4:53:47 PM |
| Cal07 | $25.00 | $25.00 | 12/14/2010 4:57:04 PM |
| MarinLoans | $25.00 | $25.00 | 12/14/2010 4:57:17 PM |
| duphregne79 | $50.00 | $50.00 | 12/14/2010 4:57:23 PM |
| Aimvest | $25.00 | $25.00 | 12/14/2010 4:57:52 PM |
| discrete-asset | $25.00 | $25.00 | 12/14/2010 4:57:58 PM |
| tomxnsn | $25.00 | $25.00 | 12/14/2010 4:58:24 PM |
| thestartuplender | $50.00 | $50.00 | 12/14/2010 4:58:56 PM |
| xphile | $25.00 | $25.00 | 12/14/2010 4:59:21 PM |
| Jassi | $25.00 | $25.00 | 12/14/2010 5:00:05 PM |
| Immunologist | $25.00 | $25.00 | 12/14/2010 4:49:23 PM |
| tenacious-payout | $25.00 | $25.00 | 12/14/2010 4:51:03 PM |
| Zimbu | $25.00 | $25.00 | 12/14/2010 4:51:23 PM |
| Curly-Girly | $25.00 | $25.00 | 12/14/2010 4:55:51 PM |
| haidoken | $50.00 | $50.00 | 12/14/2010 4:57:33 PM |
| Ivan2007 | $50.00 | $50.00 | 12/14/2010 4:58:54 PM |
| zone6 | $50.00 | $50.00 | 12/14/2010 4:59:12 PM |
| tekkie2412 | $25.00 | $25.00 | 12/14/2010 4:59:23 PM |
| currency-persimmon | $25.00 | $25.00 | 12/14/2010 4:59:47 PM |
| brainy-community0 | $50.00 | $50.00 | 12/14/2010 5:13:47 PM |
| JaceSpade | $25.00 | $25.00 | 12/15/2010 12:42:40 AM |
| shawndw | $25.00 | $25.00 | 12/15/2010 12:59:11 AM |
| lovely-order7 | $50.00 | $50.00 | 12/15/2010 5:48:49 AM |
| wormdc | $25.00 | $25.00 | 12/14/2010 4:48:21 PM |
| martinatime | $25.00 | $25.00 | 12/14/2010 11:20:16 PM |
| Brown98 | $25.00 | $25.00 | 12/15/2010 12:09:30 AM |
| tolstoy00 | $25.00 | $25.00 | 12/14/2010 4:54:17 PM |
| majormoves1 | $25.00 | $25.00 | 12/15/2010 12:42:51 AM |
| logical-reward8 | $25.00 | $25.00 | 12/15/2010 12:48:33 AM |
| stinvest | $25.00 | $25.00 | 12/14/2010 4:55:49 PM |
| historydude654 | $50.00 | $50.00 | 12/14/2010 4:58:50 PM |
| Westerly | $50.00 | $50.00 | 12/14/2010 4:59:20 PM |
| top-sensible-yield | $25.00 | $25.00 | 12/14/2010 5:00:01 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/15/2010 6:18:08 AM |
| Short_Stack | $25.00 | $25.00 | 12/15/2010 9:34:41 AM |
| JustMee | $25.00 | $25.00 | 12/14/2010 5:34:31 PM |
| sanjl79 | $25.00 | $25.00 | 12/15/2010 9:38:13 AM |
| aaronhthompson | $25.00 | $25.00 | 12/15/2010 7:09:23 AM |
| MO_Investor | $25.00 | $25.00 | 12/15/2010 8:57:26 AM |
| tijuas90 | $25.00 | $25.00 | 12/15/2010 12:59:45 PM |
| reward-planetarium | $50.00 | $50.00 | 12/15/2010 1:24:22 PM |
| cash-merry-maker | $25.00 | $25.00 | 12/14/2010 9:44:51 PM |
| BiggestG | $25.00 | $25.00 | 12/15/2010 12:12:36 AM |
| sajitk | $25.00 | $25.00 | 12/15/2010 12:26:35 AM |
| lanlie | $517.82 | $517.82 | 12/15/2010 3:33:17 AM |
| peb44 | $25.00 | $25.00 | 12/15/2010 4:39:25 AM |
| Koma67 | $25.00 | $25.00 | 12/15/2010 3:45:42 PM |
| slobrown | $50.00 | $50.00 | 12/15/2010 6:43:14 AM |
| terrific-return | $25.00 | $25.00 | 12/15/2010 3:13:35 PM |
| wampum-optimization | $41.64 | $41.64 | 12/15/2010 9:16:32 AM |
| wampum-launcher0 | $25.00 | $25.00 | 12/15/2010 11:11:47 AM |
| balance-force | $25.00 | $25.00 | 12/15/2010 6:28:54 PM |
| webwesen | $50.00 | $50.00 | 12/15/2010 8:24:07 PM |
| ddibernardo | $25.00 | $25.00 | 12/15/2010 8:24:18 PM |
| Marathoner | $25.00 | $25.00 | 12/15/2010 8:24:41 PM |
| astute-benjamins | $50.00 | $50.00 | 12/15/2010 4:37:54 PM |
| engaging-yield4 | $29.95 | $29.95 | 12/15/2010 10:48:38 PM |
| jasperpants | $25.00 | $25.00 | 12/16/2010 12:17:40 AM |
| ussugm | $25.00 | $25.00 | 12/15/2010 6:37:41 PM |
| market-socrates4 | $26.90 | $26.90 | 12/16/2010 12:50:29 AM |
| epic-rupee2 | $38.91 | $38.91 | 12/15/2010 8:24:03 PM |
| Taxman44 | $25.00 | $25.00 | 12/15/2010 8:24:47 PM |
| GenerousGentleMan | $75.00 | $75.00 | 12/15/2010 8:25:26 PM |
| murren | $25.00 | $25.00 | 12/15/2010 8:25:40 PM |
| BookandLaw | $50.00 | $50.00 | 12/16/2010 5:02:37 AM |
| MoneySiles | $25.00 | $25.00 | 12/16/2010 5:13:43 AM |
| dbzen | $25.00 | $25.00 | 12/15/2010 8:27:30 PM |
| responsive-listing | $30.91 | $30.91 | 12/15/2010 4:14:06 PM |
| DreamQuestFunding | $25.00 | $25.00 | 12/16/2010 12:34:25 AM |
| schreibp | $25.00 | $25.00 | 12/15/2010 4:20:52 PM |
| intelligent-credit0 | $25.63 | $25.63 | 12/16/2010 1:03:16 AM |
| SpareChangeDreamFundLLC | $25.00 | $25.00 | 12/16/2010 9:31:59 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/16/2010 10:23:38 AM |
| lanlie | $169.18 | $169.18 | 12/16/2010 5:14:45 AM |
| DesiKuber | $25.00 | $25.00 | 12/15/2010 6:42:53 PM |
| FairbairnSG | $50.00 | $50.00 | 12/15/2010 8:16:51 PM |
| pbandjb | $25.00 | $25.00 | 12/15/2010 8:24:06 PM |
| benjamin67 | $48.46 | $48.46 | 12/16/2010 7:46:33 AM |
| EmeritusX | $45.79 | $45.79 | 12/15/2010 8:24:24 PM |
| Kerrysbay | $50.00 | $50.00 | 12/15/2010 8:24:37 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/15/2010 8:24:43 PM |
| tszbgae | $50.00 | $50.00 | 12/15/2010 8:25:45 PM |
| kindness-sage | $50.00 | $50.00 | 12/16/2010 8:45:48 AM |
| RiskAdverse | $25.00 | $25.00 | 12/16/2010 12:38:51 PM |
| Boxhead | $50.00 | $50.00 | 12/16/2010 12:43:42 PM |
| CASHGIRL | $35.00 | $35.00 | 12/16/2010 12:44:57 PM |
| frankdelraza | $25.00 | $25.00 | 12/16/2010 12:08:05 AM |
| jjb3 | $25.00 | $25.00 | 12/16/2010 12:48:17 PM |
| stikman | $25.00 | $25.00 | 12/16/2010 12:14:07 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 12/16/2010 12:19:19 AM |
| buukyak | $338.94 | $338.94 | 12/16/2010 10:22:27 AM |
| think-become | $25.00 | $25.00 | 12/16/2010 12:45:26 AM |
| Natronpee | $25.00 | $25.00 | 12/16/2010 1:08:03 AM |
| Zoomie | $25.00 | $25.00 | 12/16/2010 10:46:50 AM |
| alfster1 | $50.00 | $50.00 | 12/16/2010 2:49:18 PM |
| Tahoeguy | $50.00 | $50.00 | 12/16/2010 5:28:33 AM |
| integrity-cowbell | $30.00 | $30.00 | 12/16/2010 5:54:08 AM |
| upbeat-investment9 | $50.00 | $50.00 | 12/16/2010 6:46:34 AM |
| loan-oasis4 | $25.00 | $25.00 | 12/16/2010 6:50:17 AM |
| fireboss | $25.00 | $25.00 | 12/16/2010 6:57:40 AM |
| orderly-gain8 | $25.00 | $25.00 | 12/16/2010 12:59:07 PM |
| cash-raccoon | $25.00 | $25.00 | 12/16/2010 9:36:09 AM |
| minista | $25.00 | $25.00 | 12/16/2010 3:48:42 PM |
| Katburg | $43.93 | $43.93 | 12/16/2010 3:49:25 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:57:04 PM |
| ahalls | $25.00 | $25.00 | 12/16/2010 12:42:38 PM |
| Hexnut | $33.26 | $33.26 | 12/16/2010 6:01:54 PM |
| keyfig | $25.00 | $25.00 | 12/16/2010 7:09:03 PM |
| 7588WorkingGuy | $25.00 | $25.00 | 12/16/2010 1:51:43 PM |
| 1fortheroad | $25.00 | $25.00 | 12/16/2010 8:51:35 PM |
| green2brown2 | $25.00 | $25.00 | 12/16/2010 9:11:23 PM |
| power-star | $100.00 | $100.00 | 12/16/2010 10:59:55 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/16/2010 4:17:03 PM |
| Dazz2061 | $25.00 | $25.00 | 12/17/2010 12:13:46 AM |
| brittany | $100.00 | $100.00 | 12/16/2010 7:42:03 PM |
| financialangel | $25.00 | $25.00 | 12/17/2010 1:04:52 AM |
| Ballard | $33.61 | $33.61 | 12/16/2010 8:26:34 PM |
| bradny | $25.00 | $25.00 | 12/16/2010 9:07:31 PM |
| pubnat | $25.00 | $25.00 | 12/16/2010 10:59:52 PM |
| Registerednurse1 | $26.00 | $26.00 | 12/17/2010 7:35:00 AM |
| historyman | $25.00 | $25.00 | 12/16/2010 3:40:52 PM |
| nilonc1 | $150.00 | $150.00 | 12/17/2010 8:05:38 AM |
| appastk | $25.00 | $25.00 | 12/17/2010 8:36:32 AM |
| jfd287 | $31.46 | $31.46 | 12/17/2010 12:13:51 AM |
| reward-tamale1 | $25.00 | $25.00 | 12/17/2010 9:31:47 AM |
| worlds-best-auction | $50.00 | $50.00 | 12/17/2010 9:32:14 AM |
| Warbler | $29.82 | $29.82 | 12/17/2010 1:11:21 AM |
| forthright-trade | $50.00 | $50.00 | 12/17/2010 9:56:36 AM |
| commitment-symphony9 | $25.00 | $25.00 | 12/16/2010 7:38:16 PM |
| cerebral-value4 | $25.00 | $25.00 | 12/17/2010 12:00:06 PM |
| platinum-rapture6 | $74.65 | $74.65 | 12/16/2010 8:26:23 PM |
| planet613 | $41.40 | $41.40 | 12/16/2010 9:54:41 PM |
| johngaltline | $25.00 | $25.00 | 12/17/2010 1:26:25 PM |
| PA2LA | $25.00 | $25.00 | 12/16/2010 10:31:54 PM |
| basis-equalizer0 | $25.00 | $25.00 | 12/17/2010 9:32:09 AM |
| inventive-exchange | $25.00 | $25.00 | 12/17/2010 3:08:08 PM |
| unassuming-note | $25.00 | $25.00 | 12/17/2010 11:12:04 AM |
| turbostar666 | $41.87 | $41.87 | 12/17/2010 12:06:00 AM |
| Hoov | $25.00 | $25.00 | 12/17/2010 12:26:19 AM |
| ArcaArcha | $37.93 | $37.93 | 12/17/2010 6:02:19 AM |
| authoritative-truth | $50.00 | $50.00 | 12/17/2010 9:32:24 AM |
| Phillip298 | $25.00 | $25.00 | 12/17/2010 11:12:07 AM |
| ndwayno | $25.00 | $25.00 | 12/17/2010 4:13:09 PM |
| mpatrick | $25.00 | $25.00 | 12/17/2010 5:22:12 PM |
| cyonamine | $25.00 | $25.00 | 12/17/2010 8:47:20 PM |
| js1971 | $50.00 | $50.00 | 12/17/2010 9:18:09 PM |
| outwish | $25.00 | $25.00 | 12/18/2010 1:13:56 AM |
| cosmof16 | $25.00 | $25.00 | 12/18/2010 1:33:33 AM |
| ChicoBob | $50.00 | $50.00 | 12/18/2010 1:33:46 AM |
| dollar-oracle55 | $25.00 | $25.00 | 12/18/2010 2:14:38 AM |
| SeaLoans | $25.00 | $25.00 | 12/18/2010 1:33:44 AM |
| Namrok | $25.00 | $25.00 | 12/18/2010 1:53:15 AM |
| T2Capital | $25.00 | $25.00 | 12/18/2010 2:18:36 AM |
| Bodyboard | $77.60 | $77.60 | 12/18/2010 9:00:25 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:32:56 PM |
| bboy21385 | $100.30 | $100.30 | 12/18/2010 7:54:55 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 8:05:45 PM |
| AJSinvest | $25.00 | $25.00 | 12/18/2010 12:27:53 AM |
| jcttjg | $40.00 | $40.00 | 12/18/2010 1:02:42 PM |
| Montgomery-Burns | $25.00 | $25.00 | 12/18/2010 12:55:18 AM |
| SafeSaxa | $30.00 | $30.00 | 12/18/2010 1:13:42 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:32:10 PM |
| rcr549 | $25.00 | $25.00 | 12/18/2010 1:52:00 AM |
| mgking007 | $45.00 | $45.00 | 12/19/2010 11:01:02 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 12/18/2010 4:32:21 PM |
| credit-observatory | $25.00 | $25.00 | 12/18/2010 5:04:51 PM |
| SpotLending | $25.00 | $25.00 | 12/18/2010 7:57:57 AM |
| noodles932 | $110.00 | $110.00 | 12/18/2010 11:43:18 AM |
| jtu55 | $25.00 | $25.00 | 12/18/2010 12:39:43 PM |
| KirosPOS | $50.00 | $50.00 | 12/18/2010 4:14:50 PM |
| bonus-apple | $200.00 | $200.00 | 12/18/2010 4:32:16 PM |
| famous-marketplace9 | $42.88 | $42.88 | 12/19/2010 6:34:51 AM |
| auction-seeker | $25.00 | $25.00 | 12/19/2010 6:39:40 AM |
| japerk | $25.00 | $25.00 | 12/19/2010 3:07:34 PM |
| jimbo29blue | $50.00 | $50.00 | 12/18/2010 4:20:02 AM |
| radforj22 | $25.00 | $25.00 | 12/13/2010 3:03:25 PM |
| windfall46 | $25.00 | $25.00 | 12/13/2010 3:04:15 PM |
| commerce-voyager | $25.00 | $25.00 | 12/13/2010 3:04:51 PM |
| capital-web7 | $50.00 | $50.00 | 12/13/2010 3:12:43 PM |
| Binan | $25.00 | $25.00 | 12/13/2010 3:13:36 PM |
| meux99 | $25.00 | $25.00 | 12/13/2010 3:13:39 PM |
| ommcd | $25.00 | $25.00 | 12/13/2010 3:05:07 PM |
| reinforced-reward | $25.00 | $25.00 | 12/13/2010 3:17:04 PM |
| tech310 | $50.00 | $50.00 | 12/13/2010 3:17:50 PM |
| C_Mark | $50.00 | $50.00 | 12/13/2010 3:18:45 PM |
| peerlender | $25.00 | $25.00 | 12/13/2010 3:21:56 PM |
| klinebarger | $25.00 | $25.00 | 12/13/2010 3:12:37 PM |
| unclejaef | $25.00 | $25.00 | 12/13/2010 3:13:29 PM |
| kid8549 | $50.00 | $50.00 | 12/13/2010 3:13:50 PM |
| efficient-marketplace | $50.00 | $50.00 | 12/13/2010 3:14:48 PM |
| afotherg | $28.91 | $28.91 | 12/13/2010 3:15:20 PM |
| fishtale | $25.00 | $25.00 | 12/13/2010 3:17:15 PM |
| indomitable-coin | $50.00 | $50.00 | 12/13/2010 3:19:10 PM |
| Goodlender42 | $25.00 | $25.00 | 12/13/2010 3:19:56 PM |
| bowdish1 | $100.00 | $100.00 | 12/13/2010 3:20:08 PM |
| emt747 | $25.00 | $25.00 | 12/13/2010 3:21:02 PM |
| Swabjockey | $25.00 | $25.00 | 12/13/2010 3:21:27 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/13/2010 3:04:29 PM |
| Captain88 | $25.00 | $25.00 | 12/13/2010 3:38:54 PM |
| 108lender | $250.00 | $250.00 | 12/13/2010 3:43:25 PM |
| FoosMaster | $100.00 | $100.00 | 12/13/2010 3:07:50 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/13/2010 3:45:07 PM |
| Ripsaw4U | $75.00 | $75.00 | 12/13/2010 3:10:43 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/13/2010 3:13:14 PM |
| truth-octave6 | $50.00 | $50.00 | 12/13/2010 3:13:22 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/13/2010 3:15:14 PM |
| stable-money | $25.00 | $25.00 | 12/13/2010 3:15:32 PM |
| Doc23 | $25.00 | $25.00 | 12/13/2010 3:15:36 PM |
| narblark | $100.00 | $100.00 | 12/13/2010 3:38:58 PM |
| delicious-social132 | $50.00 | $50.00 | 12/13/2010 3:15:50 PM |
| important-ore | $67.50 | $67.50 | 12/13/2010 3:16:20 PM |
| nimble-money0 | $50.00 | $50.00 | 12/13/2010 3:16:24 PM |
| mrpowers5531 | $25.00 | $25.00 | 12/13/2010 3:41:24 PM |
| BankingFamily | $25.00 | $25.00 | 12/13/2010 3:17:28 PM |
| innocent-deal | $50.00 | $50.00 | 12/13/2010 3:18:59 PM |
| exchange-pledge | $50.00 | $50.00 | 12/13/2010 3:19:32 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 3:20:20 PM |
| community-pipeline | $25.00 | $25.00 | 12/13/2010 3:20:59 PM |
| E_G | $50.00 | $50.00 | 12/13/2010 3:21:33 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/13/2010 3:59:04 PM |
| Mariner3605 | $25.00 | $25.00 | 12/13/2010 3:59:06 PM |
| elasermd | $50.00 | $50.00 | 12/13/2010 3:46:49 PM |
| transparency-giant | $25.00 | $25.00 | 12/13/2010 3:48:40 PM |
| kanakakm | $50.00 | $50.00 | 12/13/2010 3:52:08 PM |
| friendly-worth3 | $25.00 | $25.00 | 12/13/2010 3:53:14 PM |
| ZeoInvestments | $25.00 | $25.00 | 12/13/2010 3:58:10 PM |
| money-surge1 | $25.00 | $25.00 | 12/13/2010 3:58:49 PM |
| financelover | $50.00 | $50.00 | 12/13/2010 3:58:57 PM |
| nickel-ferret | $50.00 | $50.00 | 12/13/2010 4:32:21 PM |
| jhernand17 | $25.00 | $25.00 | 12/13/2010 4:32:29 PM |
| IIP77 | $25.00 | $25.00 | 12/13/2010 4:25:47 PM |
| flwah | $25.00 | $25.00 | 12/13/2010 4:28:48 PM |
| kegs | $28.88 | $28.88 | 12/13/2010 4:49:19 PM |
| p2p-rider7 | $50.00 | $50.00 | 12/13/2010 4:30:46 PM |
| seabass123 | $25.00 | $25.00 | 12/13/2010 4:51:54 PM |
| cablenews | $29.48 | $29.48 | 12/13/2010 4:32:27 PM |
| rakstar | $25.00 | $25.00 | 12/13/2010 5:16:36 PM |
| sensible-order2 | $50.00 | $50.00 | 12/13/2010 4:34:25 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:28 PM |
| proper-commitment5 | $25.00 | $25.00 | 12/13/2010 5:16:15 PM |
| ClearCut | $50.00 | $50.00 | 12/13/2010 5:30:12 PM |
| dcap3 | $25.00 | $25.00 | 12/13/2010 4:24:44 PM |
| taal1 | $50.00 | $50.00 | 12/14/2010 5:53:16 AM |
| Dan65 | $31.17 | $31.17 | 12/13/2010 4:39:09 PM |
| GElender | $27.04 | $27.04 | 12/13/2010 4:39:50 PM |
| reueljw | $25.00 | $25.00 | 12/14/2010 12:28:15 AM |
| Searlzy | $25.00 | $25.00 | 12/14/2010 6:26:29 AM |
| alexstar | $25.00 | $25.00 | 12/14/2010 12:50:27 AM |
| wtrboy | $25.00 | $25.00 | 12/14/2010 7:44:03 AM |
| lendstats_com | $200.00 | $200.00 | 12/14/2010 10:23:08 AM |
| lifegrowth | $25.00 | $25.00 | 12/14/2010 10:47:10 AM |
| KeepOnRunning | $50.00 | $50.00 | 12/14/2010 10:16:33 AM |
| lanlie | $31.37 | $31.37 | 12/14/2010 11:40:32 AM |
| perlindc | $100.00 | $100.00 | 12/14/2010 12:46:50 AM |
| slobberjob | $49.79 | $49.79 | 12/14/2010 12:47:46 AM |
| SourDoughSteve | $25.00 | $25.00 | 12/14/2010 12:12:46 PM |
| iolaire | $25.00 | $25.00 | 12/14/2010 1:16:50 AM |
| balanced-bill7 | $44.31 | $44.31 | 12/14/2010 1:32:10 AM |
| CIC | $25.00 | $25.00 | 12/14/2010 2:40:16 AM |
| gigabit | $50.00 | $50.00 | 12/14/2010 2:31:31 PM |
| money-bauble | $100.00 | $100.00 | 12/14/2010 6:06:50 AM |
| lostontheedge | $25.00 | $25.00 | 12/14/2010 3:46:53 PM |
| zeelender | $25.00 | $25.00 | 12/14/2010 3:01:29 PM |
| stuy1998 | $30.00 | $30.00 | 12/14/2010 3:16:49 PM |
| phoko | $25.00 | $25.00 | 12/14/2010 9:31:29 AM |
| Vennela | $25.00 | $25.00 | 12/14/2010 3:49:48 PM |
| market-honker | $50.00 | $50.00 | 12/14/2010 3:51:51 PM |
| jazzlender | $50.00 | $50.00 | 12/14/2010 11:31:53 AM |
| schpere | $48.32 | $48.32 | 12/14/2010 12:11:29 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2010 3:23:11 PM |
| cclady | $500.00 | $500.00 | 12/14/2010 4:49:56 PM |
| tntmojave | $25.00 | $25.00 | 12/14/2010 3:48:26 PM |
| value-pouch | $50.00 | $50.00 | 12/14/2010 4:57:01 PM |
| YellowJacket | $25.00 | $25.00 | 12/14/2010 4:57:42 PM |
| DadWarbucks | $60.00 | $60.00 | 12/14/2010 4:58:53 PM |
| ivadood | $52.79 | $52.79 | 12/14/2010 4:07:24 PM |
| NycDean | $25.00 | $25.00 | 12/14/2010 5:00:04 PM |
| cheng | $25.00 | $25.00 | 12/14/2010 5:00:36 PM |
| rpg | $60.00 | $60.00 | 12/14/2010 6:47:32 PM |
| KiwiElf | $40.00 | $40.00 | 12/14/2010 4:57:31 PM |
| Tsimmeej | $50.00 | $50.00 | 12/14/2010 4:58:30 PM |
| Sixmil | $75.00 | $75.00 | 12/14/2010 4:58:51 PM |
| guardlender | $25.00 | $25.00 | 12/14/2010 4:58:59 PM |
| acsej | $25.00 | $25.00 | 12/14/2010 4:59:20 PM |
| cash-tent | $30.00 | $30.00 | 12/14/2010 9:27:13 PM |
| WorldlyWorker | $25.00 | $25.00 | 12/15/2010 12:36:31 AM |
| kayakbleu | $25.00 | $25.00 | 12/14/2010 8:29:19 PM |
| scholarly-integrity | $25.00 | $25.00 | 12/15/2010 12:59:22 AM |
| Weaverville | $50.00 | $50.00 | 12/14/2010 8:35:54 PM |
| chibear34 | $25.00 | $25.00 | 12/15/2010 4:34:12 AM |
| alpinaut | $30.00 | $30.00 | 12/14/2010 4:49:18 PM |
| important-dollar1 | $25.00 | $25.00 | 12/15/2010 6:43:17 AM |
| CorporateT00l | $50.00 | $50.00 | 12/14/2010 4:51:24 PM |
| SelectTrustLending | $25.00 | $25.00 | 12/15/2010 6:45:08 AM |
| divedude | $25.00 | $25.00 | 12/14/2010 4:53:15 PM |
| jts | $25.00 | $25.00 | 12/14/2010 4:54:33 PM |
| whistledicksmith | $25.00 | $25.00 | 12/14/2010 4:56:58 PM |
| blue-velocity-investor | $25.00 | $25.00 | 12/14/2010 4:57:57 PM |
| nofreelunch | $25.00 | $25.00 | 12/14/2010 4:58:29 PM |
| nhm | $50.00 | $50.00 | 12/14/2010 4:58:46 PM |
| L-vex | $25.00 | $25.00 | 12/14/2010 4:58:52 PM |
| unequaled-deal3 | $50.00 | $50.00 | 12/15/2010 9:33:03 AM |
| bid-papyrus | $25.00 | $25.00 | 12/15/2010 9:51:47 AM |
| PaulW | $25.00 | $25.00 | 12/15/2010 6:53:49 AM |
| moneynmotion | $38.64 | $38.64 | 12/14/2010 8:01:30 PM |
| dollars4debts | $25.00 | $25.00 | 12/15/2010 7:34:48 AM |
| 6moonbeams | $50.00 | $50.00 | 12/15/2010 9:51:40 AM |
| goodhearted-gold3 | $100.00 | $100.00 | 12/15/2010 1:24:15 PM |
| hughro | $90.00 | $90.00 | 12/15/2010 2:13:46 PM |
| mindful-duty | $50.00 | $50.00 | 12/15/2010 6:57:12 AM |
| rbotterbLLC | $25.00 | $25.00 | 12/15/2010 4:01:24 PM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 3:07:25 PM |
| foodgoeshere | $25.00 | $25.00 | 12/15/2010 9:41:34 AM |
| acropiloterau2002 | $25.00 | $25.00 | 12/15/2010 9:51:41 AM |
| fair-funds | $30.00 | $30.00 | 12/15/2010 5:01:26 PM |
| pappiandel | $48.08 | $48.08 | 12/15/2010 8:24:04 PM |
| money-vista | $26.66 | $26.66 | 12/15/2010 2:45:58 PM |
| income-banjo | $25.00 | $25.00 | 12/15/2010 8:27:22 PM |
| beachbum22 | $25.00 | $25.00 | 12/15/2010 3:11:29 PM |
| trade-boots1 | $67.77 | $67.77 | 12/15/2010 5:48:30 PM |
| eyal0 | $28.95 | $28.95 | 12/16/2010 12:08:01 AM |
| RJN | $25.00 | $25.00 | 12/16/2010 12:14:47 AM |
| heavenly-treasure542 | $31.04 | $31.04 | 12/15/2010 8:23:48 PM |
| diligent-leverage | $50.00 | $50.00 | 12/15/2010 8:24:19 PM |
| asset-professor | $41.24 | $41.24 | 12/15/2010 8:27:11 PM |
| MasterJin | $50.00 | $50.00 | 12/15/2010 8:27:15 PM |
| damage | $25.00 | $25.00 | 12/16/2010 12:58:01 AM |
| harmonious-moola7 | $31.65 | $31.65 | 12/16/2010 1:07:59 AM |
| tontos | $100.00 | $100.00 | 12/16/2010 3:58:58 AM |
| reflective-rupee | $300.00 | $300.00 | 12/16/2010 10:03:17 AM |
| stensonb | $25.00 | $25.00 | 12/16/2010 6:33:50 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/15/2010 8:24:23 PM |
| laniac | $50.00 | $50.00 | 12/15/2010 8:24:45 PM |
| foxworthy77 | $25.00 | $25.00 | 12/16/2010 9:32:24 AM |
| soheagle | $47.37 | $47.37 | 12/16/2010 12:46:28 PM |
| Kijib | $25.00 | $25.00 | 12/16/2010 9:52:21 AM |
| Tiffies3 | $56.00 | $56.00 | 12/16/2010 2:38:50 PM |
| shaker348 | $25.00 | $25.00 | 12/16/2010 10:53:23 AM |
| FoosMaster | $50.00 | $50.00 | 12/16/2010 5:10:08 AM |
| witty-openness | $50.00 | $50.00 | 12/16/2010 5:16:31 AM |
| bonus-poplar2 | $125.00 | $125.00 | 12/16/2010 12:06:39 PM |
| sentimental-silver7 | $50.00 | $50.00 | 12/16/2010 8:01:55 AM |
| tohster | $50.00 | $50.00 | 12/16/2010 1:16:52 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/16/2010 9:54:45 AM |
| blue-courageous-justice | $25.00 | $25.00 | 12/16/2010 11:11:35 AM |
| dorypro | $50.00 | $50.00 | 12/16/2010 11:34:27 AM |
| soulwork | $25.00 | $25.00 | 12/16/2010 7:26:29 PM |
| truth-companion | $50.00 | $50.00 | 12/16/2010 3:38:56 PM |
| greenback-ally | $50.00 | $50.00 | 12/16/2010 9:03:11 PM |
| Scoreman | $25.00 | $25.00 | 12/16/2010 10:31:56 PM |
| bold-enriching-capital | $51.97 | $51.97 | 12/16/2010 5:15:22 PM |
| well-rounded-dinero | $250.00 | $250.00 | 12/16/2010 5:47:31 PM |
| kcole10 | $25.00 | $25.00 | 12/17/2010 12:13:49 AM |
| tj1683 | $25.00 | $25.00 | 12/17/2010 12:45:03 AM |
| tuneman1980 | $25.00 | $25.00 | 12/17/2010 12:46:49 AM |
| brittany | $100.00 | $100.00 | 12/16/2010 7:42:51 PM |
| tlam168 | $50.00 | $50.00 | 12/17/2010 1:36:27 AM |
| benefit-catalyst | $200.00 | $200.00 | 12/16/2010 8:26:52 PM |
| sleepdeprived | $25.00 | $25.00 | 12/16/2010 8:50:58 PM |
| MissionMicroFinance | $25.00 | $25.00 | 12/17/2010 4:42:12 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 10:34:14 PM |
| atlaaron | $25.00 | $25.00 | 12/17/2010 12:12:37 AM |
| PPLIN810 | $25.00 | $25.00 | 12/16/2010 3:55:21 PM |
| tsquared_030 | $29.01 | $29.01 | 12/17/2010 12:25:45 AM |
| eloquent-dime416 | $50.00 | $50.00 | 12/17/2010 9:31:45 AM |
| adhawan325 | $25.00 | $25.00 | 12/17/2010 9:32:54 AM |
| LAKESPRING | $42.93 | $42.93 | 12/17/2010 1:04:48 AM |
| js44043 | $25.00 | $25.00 | 12/17/2010 4:42:08 AM |
| new-thrilling-principal | $25.00 | $25.00 | 12/17/2010 10:06:52 AM |
| uncleubb | $25.00 | $25.00 | 12/16/2010 8:41:51 PM |
| proaz0119 | $50.00 | $50.00 | 12/17/2010 7:56:44 AM |
| first-serene-credit | $25.00 | $25.00 | 12/17/2010 8:40:27 AM |
| greenkid | $50.00 | $50.00 | 12/17/2010 9:12:16 AM |
| Use_It_Wisely | $50.00 | $50.00 | 12/16/2010 10:59:57 PM |
| DP_Investment | $50.00 | $50.00 | 12/17/2010 9:53:00 AM |
| courteous-fund9 | $25.00 | $25.00 | 12/17/2010 10:31:22 AM |
| ADenny | $25.00 | $25.00 | 12/17/2010 12:13:26 AM |
| ramsbladder | $25.00 | $25.00 | 12/17/2010 12:26:22 AM |
| NOLALEND | $25.00 | $25.00 | 12/17/2010 12:41:25 AM |
| faldska | $25.00 | $25.00 | 12/17/2010 3:08:30 PM |
| James_and_Tracy | $25.00 | $25.00 | 12/17/2010 4:13:41 PM |
| amsterq | $25.00 | $25.00 | 12/17/2010 10:31:20 AM |
| donmacprosper | $25.00 | $25.00 | 12/17/2010 11:12:02 AM |
| a2190b | $25.00 | $25.00 | 12/17/2010 5:32:42 PM |
| a2190b | $25.00 | $25.00 | 12/17/2010 5:33:13 PM |
| drewdog365 | $35.00 | $35.00 | 12/17/2010 7:59:45 PM |
| mistertao | $25.00 | $25.00 | 12/17/2010 8:26:31 PM |
| KirosPOS | $100.00 | $100.00 | 12/17/2010 9:22:00 PM |
| penny-finder | $37.81 | $37.81 | 12/17/2010 11:14:54 PM |
| StWaldo | $25.00 | $25.00 | 12/18/2010 12:21:41 AM |
| credit-bearer959 | $25.00 | $25.00 | 12/18/2010 12:48:49 AM |
| mscomeaux | $25.00 | $25.00 | 12/18/2010 12:56:58 AM |
| Shockem923 | $25.00 | $25.00 | 12/18/2010 1:09:39 AM |
| new-reward-sequoia | $25.00 | $25.00 | 12/18/2010 2:30:45 AM |
| powerful-benefit | $25.00 | $25.00 | 12/18/2010 4:11:28 AM |
| gustavholstopus32 | $25.00 | $25.00 | 12/18/2010 5:54:36 AM |
| SkiNZ | $25.00 | $25.00 | 12/18/2010 12:40:02 AM |
| naniamo | $25.00 | $25.00 | 12/18/2010 12:40:31 AM |
| lenderme | $25.00 | $25.00 | 12/18/2010 1:11:18 AM |
| here2lend | $25.00 | $25.00 | 12/18/2010 1:13:38 AM |
| brightest-durability-chomper | $25.00 | $16.35 | 12/18/2010 2:31:48 AM |
| palpbert | $25.00 | $25.00 | 12/17/2010 4:36:29 PM |
| totoro | $25.00 | $25.00 | 12/17/2010 4:36:36 PM |
| curveylady | $25.00 | $25.00 | 12/18/2010 3:21:40 AM |
| tomdooley12520 | $25.00 | $25.00 | 12/18/2010 6:29:15 AM |
| secret-santa | $25.00 | $25.00 | 12/18/2010 1:02:53 PM |
| a2190b | $25.00 | $25.00 | 12/17/2010 5:34:48 PM |
| spencer14883 | $25.00 | $25.00 | 12/17/2010 6:29:17 PM |
| Duckshovel | $100.00 | $100.00 | 12/18/2010 10:23:07 AM |
| token34 | $25.00 | $25.00 | 12/18/2010 12:54:18 AM |
| LKN2RTR | $25.00 | $25.00 | 12/18/2010 12:56:48 AM |
| otalon | $25.00 | $25.00 | 12/18/2010 1:41:03 PM |
| rakey | $25.00 | $25.00 | 12/18/2010 1:51:40 AM |
| gzeo | $25.00 | $25.00 | 12/18/2010 2:58:38 PM |
| authoritative-loot | $25.00 | $25.00 | 12/18/2010 3:50:35 PM |
| unrivaled-justice | $30.36 | $30.36 | 12/18/2010 2:31:02 AM |
| FourLeafKlover | $25.00 | $25.00 | 12/18/2010 4:39:50 PM |
| cwb8539 | $25.00 | $25.00 | 12/18/2010 5:15:17 AM |
| usemymoney | $25.00 | $25.00 | 12/18/2010 7:49:53 AM |
| kinetic-truth | $25.00 | $25.00 | 12/19/2010 2:51:38 PM |
| trajames | $105.37 | $105.37 | 12/19/2010 1:33:56 PM |
| 529 bids
|
Borrower Payment Dependent Notes Series
487655
This series of Notes was issued and sold upon the funding of the borrower loan #46144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $87.33 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $87.33 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,477 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-ingenious-hope |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for my divorce
Purpose of loan:
This loan will be used to pay for my divorce
My financial situation:
I am a good candidate for this loan because I have a constant income as a teacher through a non profit agency where I have worked for 4 years.
Monthly net income: $
1600, plus 650 from husband
Monthly expenses: $
??Housing: $
769
??Insurance: $
100
??Car expenses: $
172
??Utilities: $
30 (electric only)
??Phone, cable, internet: $ 0 (cell phone paid through my work)
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $18.94 | 12/13/2010 3:08:49 PM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:07 PM |
| Kash2010lu | $25.00 | $25.00 | 12/13/2010 4:31:30 PM |
| reflective-rupee | $25.00 | $25.00 | 12/13/2010 4:08:32 PM |
| scrappy-diversification7 | $900.00 | $900.00 | 12/13/2010 4:19:03 PM |
| OLYVRC | $25.00 | $25.00 | 12/13/2010 8:30:37 PM |
| alexgalt | $25.00 | $25.00 | 12/13/2010 11:02:05 PM |
| 850 | $50.00 | $50.00 | 12/14/2010 8:02:06 PM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:11 PM |
| reflective-rupee | $175.00 | $175.00 | 12/16/2010 11:19:39 PM |
| meers2000 | $40.00 | $40.00 | 12/17/2010 4:13:45 PM |
| hamster | $25.83 | $25.83 | 12/18/2010 4:13:54 PM |
| market-pudding | $25.00 | $25.00 | 12/19/2010 1:56:39 PM |
| mammalian4 | $25.00 | $25.00 | 12/19/2010 3:26:29 PM |
| intuitive-velocity4 | $30.00 | $30.00 | 12/18/2010 2:49:55 PM |
| LKCGICG | $25.00 | $25.00 | 12/19/2010 12:28:03 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/13/2010 4:26:30 PM |
| nickel-hickory | $50.00 | $50.00 | 12/13/2010 4:02:26 PM |
| Saleen06 | $25.00 | $25.00 | 12/13/2010 7:49:18 PM |
| exponential-peace5 | $25.00 | $25.00 | 12/14/2010 3:55:15 PM |
| profitable-balance | $25.00 | $25.00 | 12/15/2010 10:06:30 AM |
| coin-cooker2 | $55.23 | $55.23 | 12/16/2010 9:14:12 PM |
| precious-coin3 | $25.00 | $25.00 | 12/17/2010 6:53:49 PM |
| One_Lolo | $25.00 | $25.00 | 12/17/2010 4:14:12 PM |
| skillful-asset5 | $30.00 | $30.00 | 12/18/2010 10:11:53 AM |
| aztocas | $25.00 | $25.00 | 12/18/2010 11:28:47 AM |
| RyanM561 | $25.00 | $25.00 | 12/19/2010 1:11:33 PM |
| Banker_Joe | $50.00 | $50.00 | 12/19/2010 11:25:12 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/18/2010 3:20:40 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
487745
This series of Notes was issued and sold upon the funding of the borrower loan #46147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-14-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $71.70 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $71.70 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,457 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-enlistment |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent Prosper Investment
Purpose of loan:
This loan will be used to payoff my credit card.
My financial situation:
I am a good candidate for this loan because I have a stable job, I pay my bills on time and Im signing up for automatic payments.???
Monthly net income: $ 5274
Monthly expenses: $ 3558
??Housing: $ 1800
??Insurance: $?70
??Car expenses: $ 294
??Utilities: $ 250
??Phone, cable, internet: $ 184
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 160
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thylow | $25.00 | $25.00 | 12/13/2010 3:26:36 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:37 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:54 PM |
| transaction-circuit | $50.00 | $50.00 | 12/13/2010 3:22:53 PM |
| trade-goblin9 | $25.00 | $25.00 | 12/13/2010 3:34:41 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:37:59 PM |
| reflective-rupee | $100.00 | $100.00 | 12/13/2010 3:28:14 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:30 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:50 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:01 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:41 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:09 PM |
| Reliance_Banker | $25.00 | $25.00 | 12/13/2010 7:40:32 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2010 1:06:30 AM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:06:59 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:34 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:31:54 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:53:06 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:28:52 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:30:01 PM |
| worthy-bid8 | $50.00 | $40.00 | 12/13/2010 4:27:27 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:19 PM |
| finance-prescription | $50.00 | $50.00 | 12/13/2010 4:29:35 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/13/2010 3:50:26 PM |
| seineil | $25.00 | $25.00 | 12/13/2010 7:01:28 PM |
| daekpon | $25.00 | $25.00 | 12/13/2010 4:22:31 PM |
| interstellar | $50.00 | $50.00 | 12/14/2010 12:51:28 AM |
| Mrgiggleswic | $100.00 | $100.00 | 12/14/2010 4:35:12 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/13/2010 5:40:52 PM |
| alexgalt | $25.00 | $25.00 | 12/13/2010 10:57:56 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
487787
This series of Notes was issued and sold upon the funding of the borrower loan #46125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,371 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-industrious-market |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Complete Sell on my House
Purpose of loan:
This loan will be used to?
Supplement the sale on my house. The $174,000 loan will be paid and I will pay this loan quickly.
My financial situation:
I am a good candidate for this loan because? I pay all bills on-time and want to stay current; however, I need to sell this house and want to pay all that I owe. That is why I am searching for this loan.
Monthly net income: $
$7,400
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 216
??Car expenses: $ 883?
??Utilities: $ 200
??Phone, cable, internet: $ 185
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800
??Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have a signed contract to sell your house? When will it close? Thanks and best wishes - reflective-rupee
A:
The contract is pending my response about being able to pay the additional funds. I have to give them a response today at 6:00. I am going to accept the offer and do whatever necessary to meet the terms. The housing market is too soft to let this pass. The closing date will be 30-45 days from the contract date.
Thanks.
(Dec-14-2010)
Q:
What is the sales price on the house in the offer that you have, and how much debt do you carry on the house? Thanks - reflective-rupee
A:
Listing price: 189,000 (estimated amount to pay off house and break-even)
Debt: 174,000
Offer: 180,000
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:07 PM |
| integrity-liberator | $50.00 | $50.00 | 12/13/2010 3:09:51 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:40 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:05 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:28:49 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:32 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:52 PM |
| joee | $25.00 | $25.00 | 12/13/2010 3:58:25 PM |
| responsive-rate884 | $37.41 | $37.41 | 12/13/2010 3:48:28 PM |
| soulful-truth | $365.43 | $365.43 | 12/13/2010 3:51:52 PM |
| jml3482 | $25.00 | $25.00 | 12/13/2010 3:56:23 PM |
| JBA25 | $25.00 | $25.00 | 12/13/2010 3:57:02 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:44 PM |
| bonus-chosen-one | $25.00 | $25.00 | 12/13/2010 4:34:35 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:38:00 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:37 PM |
| nickel-hickory | $50.00 | $50.00 | 12/13/2010 4:43:24 PM |
| finance-prescription | $50.00 | $50.00 | 12/13/2010 4:29:37 PM |
| jga516 | $25.00 | $25.00 | 12/13/2010 4:29:49 PM |
| mercuriant | $25.00 | $25.00 | 12/13/2010 4:49:53 PM |
| Anny-Disco | $25.00 | $25.00 | 12/13/2010 4:33:15 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 5:17:41 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:50:59 PM |
| gulch | $50.00 | $50.00 | 12/13/2010 3:58:15 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/13/2010 5:38:13 PM |
| JustMee | $25.00 | $25.00 | 12/13/2010 5:59:50 PM |
| 54CHEVY | $25.46 | $25.46 | 12/14/2010 12:40:00 AM |
| persevering | $28.06 | $28.06 | 12/14/2010 12:41:24 AM |
| Kreditorium | $25.00 | $25.00 | 12/14/2010 1:02:41 AM |
| worth-arch | $25.00 | $25.00 | 12/14/2010 1:04:06 AM |
| FinDoc | $30.00 | $30.00 | 12/14/2010 3:41:26 AM |
| diversification-medalist | $25.00 | $25.00 | 12/13/2010 11:42:18 PM |
| lendme2 | $34.02 | $34.02 | 12/14/2010 12:26:02 AM |
| WindyKid | $50.00 | $50.00 | 12/14/2010 12:45:03 AM |
| building_community | $25.00 | $25.00 | 12/14/2010 12:45:24 AM |
| money-bauble | $25.00 | $25.00 | 12/14/2010 9:02:31 AM |
| parsec9 | $25.00 | $25.00 | 12/14/2010 9:32:48 AM |
| DadWarbucks | $37.57 | $37.57 | 12/14/2010 10:51:33 AM |
| jhjoe | $25.00 | $25.00 | 12/13/2010 6:23:28 PM |
| finance-prescription | $100.00 | $100.00 | 12/14/2010 9:55:38 AM |
| jazzlender | $25.00 | $25.00 | 12/14/2010 11:31:51 AM |
| lloyd_s | $25.00 | $25.00 | 12/14/2010 1:03:40 AM |
| graceful-investment | $75.00 | $75.00 | 12/14/2010 3:18:06 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 12/14/2010 3:21:47 PM |
| ImaPutz | $35.44 | $35.44 | 12/14/2010 2:55:20 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/14/2010 3:22:30 PM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 9:51:29 AM |
| rss197 | $25.00 | $25.00 | 12/14/2010 11:06:44 AM |
| yeti888 | $33.33 | $33.33 | 12/14/2010 3:51:36 PM |
| balance-handshake7 | $50.00 | $50.00 | 12/14/2010 4:01:34 PM |
| MAYBROOK | $50.00 | $50.00 | 12/14/2010 4:06:58 PM |
| musegaze | $50.00 | $50.00 | 12/14/2010 8:08:18 PM |
| BradP | $65.00 | $65.00 | 12/15/2010 9:54:58 AM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 7:35:25 AM |
| dckpolo | $50.00 | $50.00 | 12/15/2010 9:34:57 AM |
| stoopidnoodle | $25.00 | $25.00 | 12/15/2010 11:56:35 AM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:15 PM |
| impressive-loan9 | $50.00 | $50.00 | 12/16/2010 9:55:03 AM |
| orange-influential-credit | $50.00 | $50.00 | 12/16/2010 5:28:16 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 9:14:04 AM |
| PaulW | $25.00 | $25.00 | 12/16/2010 9:54:11 AM |
| inspiring-reward | $129.22 | $129.22 | 12/16/2010 12:57:01 AM |
| agreement-welder | $50.00 | $50.00 | 12/16/2010 11:10:40 AM |
| valiant-liberty4 | $25.00 | $25.00 | 12/16/2010 12:17:02 PM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 7:59:41 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 9:14:24 AM |
| GElender | $25.00 | $25.00 | 12/16/2010 3:50:30 PM |
| lenderlee | $25.00 | $25.00 | 12/16/2010 11:39:31 AM |
| IIP77 | $25.00 | $25.00 | 12/16/2010 3:48:50 PM |
| Bank42 | $50.00 | $50.00 | 12/16/2010 3:52:16 PM |
| gold-channel2 | $37.66 | $37.66 | 12/16/2010 4:04:10 PM |
| wanna-help | $50.00 | $50.00 | 12/16/2010 3:25:11 PM |
| hc90474 | $25.00 | $25.00 | 12/16/2010 4:12:01 PM |
| pixeldave | $50.00 | $9.17 | 12/16/2010 10:26:45 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2010 11:19:00 PM |
| arampata | $116.00 | $116.00 | 12/17/2010 3:16:36 AM |
| mammalian4 | $25.00 | $25.00 | 12/17/2010 4:21:01 PM |
| finance-solo | $40.60 | $40.60 | 12/17/2010 5:21:00 PM |
| wwwUniversal | $25.00 | $25.00 | 12/17/2010 12:22:41 PM |
| umfan123 | $25.00 | $25.00 | 12/17/2010 4:19:10 PM |
| b-rent | $25.00 | $25.00 | 12/18/2010 2:01:22 AM |
| worthy-bid4 | $25.00 | $25.00 | 12/17/2010 7:55:25 PM |
| snoopey100 | $25.00 | $25.00 | 12/18/2010 12:33:45 AM |
| aztocas | $50.00 | $50.00 | 12/18/2010 11:32:52 AM |
| phchristensen | $50.00 | $50.00 | 12/18/2010 9:27:42 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/18/2010 7:51:24 PM |
| credit-missile | $125.00 | $125.00 | 12/18/2010 11:48:16 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/18/2010 2:14:48 PM |
| sc-pjb11 | $25.00 | $25.00 | 12/19/2010 4:44:44 AM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:31:49 PM |
| leverage-trident | $25.00 | $25.00 | 12/13/2010 3:47:19 PM |
| raisingophelia | $25.00 | $25.00 | 12/13/2010 3:51:50 PM |
| zone6 | $50.00 | $50.00 | 12/13/2010 3:58:17 PM |
| dedicated-diversification5 | $31.20 | $31.20 | 12/13/2010 3:45:22 PM |
| gallant-economy9 | $50.00 | $50.00 | 12/13/2010 3:48:31 PM |
| bountiful-durability | $100.00 | $100.00 | 12/13/2010 3:49:06 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:53:07 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:30:04 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:56 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:21 PM |
| danthemon35 | $25.00 | $25.00 | 12/13/2010 4:33:18 PM |
| macgeek | $25.00 | $25.00 | 12/13/2010 3:43:32 PM |
| HHP | $25.00 | $25.00 | 12/13/2010 4:32:25 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/13/2010 3:50:28 PM |
| 87Marc | $25.00 | $25.00 | 12/13/2010 3:52:06 PM |
| Share_The_Wealth | $50.00 | $50.00 | 12/13/2010 3:58:13 PM |
| unforgettable-order9 | $50.00 | $50.00 | 12/13/2010 8:22:33 PM |
| ichibon | $50.00 | $50.00 | 12/14/2010 12:51:20 AM |
| Jonb6919 | $25.00 | $25.00 | 12/14/2010 1:02:33 AM |
| CreativeIdeas | $25.00 | $25.00 | 12/14/2010 1:29:12 AM |
| cash-boots | $25.00 | $25.00 | 12/13/2010 8:26:29 PM |
| income-sage9 | $25.00 | $25.00 | 12/13/2010 10:01:46 PM |
| ukstevenhawaii | $25.00 | $25.00 | 12/14/2010 7:18:07 AM |
| mickeyroi | $25.00 | $25.00 | 12/14/2010 8:49:44 AM |
| kindness-hickory5 | $32.15 | $32.15 | 12/13/2010 5:38:38 PM |
| nickel-position | $25.00 | $25.00 | 12/14/2010 8:33:54 AM |
| TheBaldGuy | $25.00 | $25.00 | 12/14/2010 9:02:43 AM |
| scrappy-diversification7 | $25.00 | $25.00 | 12/14/2010 9:47:33 AM |
| asset-professor | $50.00 | $50.00 | 12/14/2010 2:56:35 PM |
| secureincome | $146.71 | $146.71 | 12/14/2010 4:26:26 AM |
| iLoaner | $25.00 | $25.00 | 12/14/2010 2:55:25 PM |
| ThisGuyIKnow | $25.00 | $25.00 | 12/14/2010 3:13:33 PM |
| greencat | $50.00 | $50.00 | 12/14/2010 7:52:35 AM |
| happy-return4 | $50.00 | $50.00 | 12/14/2010 4:06:44 PM |
| kind-efficient-credit | $25.00 | $25.00 | 12/14/2010 4:06:59 PM |
| hope-base | $25.00 | $25.00 | 12/14/2010 9:32:12 AM |
| divedude | $25.00 | $25.00 | 12/15/2010 3:16:35 AM |
| benefit-banshee | $50.00 | $50.00 | 12/15/2010 3:24:39 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2010 4:07:46 AM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 9:34:13 AM |
| bid-czar8 | $100.00 | $100.00 | 12/15/2010 10:57:05 AM |
| Comoparklender | $25.00 | $25.00 | 12/15/2010 12:11:31 PM |
| JPMorrisLegacyFund | $25.00 | $25.00 | 12/15/2010 5:48:47 AM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:42 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/15/2010 10:01:45 PM |
| treasure-bliss | $50.00 | $50.00 | 12/16/2010 12:57:24 AM |
| economy-lotus | $100.00 | $100.00 | 12/16/2010 9:31:45 AM |
| famous-bill | $25.00 | $25.00 | 12/16/2010 4:29:16 AM |
| the-dollar-topper | $31.89 | $31.89 | 12/16/2010 10:16:44 AM |
| HedgeFund | $50.00 | $50.00 | 12/16/2010 10:43:55 AM |
| symbiosis | $50.00 | $50.00 | 12/16/2010 8:31:52 AM |
| banker65010 | $25.00 | $25.00 | 12/16/2010 2:48:33 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 12/16/2010 3:18:22 AM |
| Chris97 | $50.00 | $50.00 | 12/16/2010 11:26:47 AM |
| ThatDanGuy | $100.00 | $100.00 | 12/16/2010 3:50:51 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/16/2010 3:53:11 PM |
| NoCal | $25.00 | $25.00 | 12/16/2010 4:17:50 PM |
| jubilant-agreement0 | $25.00 | $25.00 | 12/16/2010 2:31:34 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:56:26 PM |
| orange-preeminant-bill | $31.57 | $31.57 | 12/16/2010 4:12:11 PM |
| sage4 | $25.00 | $25.00 | 12/16/2010 5:22:59 PM |
| investment-comet | $25.00 | $25.00 | 12/16/2010 10:26:41 PM |
| loan-fate | $62.11 | $62.11 | 12/17/2010 1:43:14 PM |
| Ven58 | $25.00 | $25.00 | 12/17/2010 6:52:54 PM |
| kttalamo | $25.00 | $25.00 | 12/18/2010 8:23:57 PM |
| adir1 | $25.00 | $25.00 | 12/18/2010 5:52:36 AM |
| mckhbnpc | $30.00 | $30.00 | 12/18/2010 8:30:50 PM |
| 157 bids
|
Borrower Payment Dependent Notes Series
487847
This series of Notes was issued and sold upon the funding of the borrower loan #46131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 9.55% |
Starting borrower rate/APR:
| 10.55% / 12.66% |
Starting monthly payment:
| $175.64 |
|
Final lender yield:
| 9.55% |
Final borrower rate/APR:
| 10.55% / 12.66% |
Final monthly payment:
| $175.64 |
| |
|
Auction yield range:
| 3.51% - 9.55% |
Estimated loss impact:
| 3.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 2m |
|
Amount delinquent:
| $102 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,773 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| MatAttack |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 65 ( 98% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,200.00 | < 31 days late:
| 1
( 2% )
| 680-699
(May-2008)
640-659
(May-2007)
|
|
Principal balance:
| $965.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Expand Freelance Business
Purpose of loan:
I am listing this loan to consolidate credit on business equipment purchases and expand my freelance operations with equipment purchases. This will be my third Prosper loan since 2007, the first one of which was paid off in May 2010. When I opened my first loan back then I had less than ideal credit and very much appreciated the Prosper service, and the lenders that made it possible. The loan helped me invest in some opportunities and get married. Hopefully it make a few extra dollars for the investors as well. Since then my credit has massively improved, and I am looking to use Prosper again to expand my freelance video/cinematography business.
My financial situation:
I have an existing full time job that I have held for nearly 10 years. My net income is $2300 a month. In addition to that income I typically receive an additional $1,000 a month on side video production projects, which I am looking to expand. This additional income is not included in my Prosper reported income. I do not have a car payment, and pay minimal car insurance, I prefer to invest in myself.
Please note - There is currently a payment on my loan that was paid off in May 2007 that is listed as less than 15 days late. This is incorrect and I have spoken with Prosper about it. The payment was for $1.24 and was a mis-calculation on Prospers part for the final payment of my loan. The additional $1.24 was automatically deducted like every other payment as soon as the problem was noticed. Prosper has acknowledged this was not my fault and is resolving the problem. I have never made a late payment on either of my Prosper loans.
My monthly expenditures:
Mortgage: $560
Car Insurance: $80
Existing CC Payments: $160-$1000 depending on the month
Food/Entertainment: $100
Utilities, Cable, Internet: $58 (Condo Living)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/14/2010 4:15:05 PM |
| ray1051 | $50.00 | $50.00 | 12/14/2010 4:21:50 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/14/2010 4:22:24 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 4:13:46 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/14/2010 4:28:52 PM |
| cagcrash | $75.00 | $75.00 | 12/14/2010 4:29:49 PM |
| elasermd | $50.00 | $50.00 | 12/14/2010 4:30:01 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/14/2010 4:30:51 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:19 PM |
| finance_mba | $25.00 | $25.00 | 12/14/2010 4:22:48 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2010 4:22:55 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/14/2010 4:23:06 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:20 PM |
| radforj22 | $25.00 | $25.00 | 12/14/2010 4:35:56 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:44 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 4:27:38 PM |
| power-trophy7 | $25.00 | $25.00 | 12/14/2010 4:28:04 PM |
| Investoman | $100.00 | $100.00 | 12/14/2010 4:32:44 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 5:41:55 PM |
| AFairDeal | $50.00 | $50.00 | 12/14/2010 4:24:06 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/14/2010 4:25:30 PM |
| rpg | $25.00 | $25.00 | 12/14/2010 6:53:59 PM |
| SNH | $100.00 | $100.00 | 12/14/2010 4:29:02 PM |
| richboy56 | $25.00 | $25.00 | 12/14/2010 4:29:36 PM |
| macjp123 | $25.00 | $25.00 | 12/14/2010 4:31:45 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/14/2010 4:31:55 PM |
| bid-czar8 | $39.76 | $39.76 | 12/15/2010 6:47:16 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/15/2010 10:01:28 AM |
| secureincome | $25.00 | $25.00 | 12/15/2010 6:54:06 AM |
| emt747 | $25.00 | $25.00 | 12/15/2010 12:50:54 PM |
| golddivinefavor | $50.00 | $50.00 | 12/15/2010 9:35:12 AM |
| socal-lender | $25.00 | $25.00 | 12/15/2010 2:51:50 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/15/2010 1:01:51 AM |
| MoneyForNothing | $248.30 | $248.30 | 12/15/2010 1:55:25 AM |
| superb-funds335 | $25.00 | $25.00 | 12/15/2010 12:50:47 PM |
| income-excellence1 | $50.00 | $50.00 | 12/15/2010 12:59:39 PM |
| BigLinCT | $25.00 | $25.00 | 12/15/2010 7:17:42 AM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 9:34:33 AM |
| fuzed | $55.00 | $55.00 | 12/15/2010 5:52:39 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/15/2010 12:50:41 PM |
| Aldebtaran | $25.00 | $25.00 | 12/15/2010 7:49:34 PM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:35 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:17:34 PM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 7:14:08 AM |
| murspot | $75.00 | $75.00 | 12/16/2010 8:51:49 AM |
| rate-negotiator | $25.00 | $25.00 | 12/16/2010 9:45:43 AM |
| compwhiz | $25.00 | $25.00 | 12/16/2010 5:56:36 AM |
| currency-cigar4 | $47.85 | $47.85 | 12/15/2010 6:54:57 PM |
| interest-exec9 | $100.00 | $100.00 | 12/16/2010 10:54:11 AM |
| RiskAdverse | $25.00 | $25.00 | 12/16/2010 12:42:14 PM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:15:55 PM |
| careful-note | $100.00 | $100.00 | 12/14/2010 4:17:01 PM |
| jamiee73 | $25.00 | $25.00 | 12/14/2010 4:21:21 PM |
| riskreward | $100.00 | $100.00 | 12/14/2010 4:22:37 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/14/2010 4:13:51 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:14:25 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:14:38 PM |
| Webpreneur | $50.00 | $50.00 | 12/14/2010 4:24:49 PM |
| SimpleChoice | $25.00 | $25.00 | 12/14/2010 4:27:02 PM |
| bowdish1 | $50.00 | $50.00 | 12/14/2010 4:27:26 PM |
| organized-payment6 | $50.00 | $50.00 | 12/14/2010 4:21:55 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/14/2010 4:21:58 PM |
| reward-motion | $50.00 | $50.00 | 12/14/2010 4:32:15 PM |
| meenan | $50.00 | $50.00 | 12/14/2010 4:23:24 PM |
| laufer32304 | $100.00 | $100.00 | 12/14/2010 4:34:22 PM |
| jazzlender | $50.00 | $50.00 | 12/14/2010 4:35:43 PM |
| william8 | $25.00 | $25.00 | 12/14/2010 4:33:46 PM |
| chlebie | $25.00 | $25.00 | 12/14/2010 4:12:41 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/14/2010 4:22:11 PM |
| wonderful-dime | $25.00 | $25.00 | 12/14/2010 4:23:17 PM |
| ASR3 | $35.00 | $35.00 | 12/14/2010 4:23:54 PM |
| fortytwo | $100.00 | $100.00 | 12/14/2010 4:32:23 PM |
| GElender | $75.00 | $75.00 | 12/15/2010 1:01:58 AM |
| visionary-currency | $50.00 | $50.00 | 12/14/2010 8:39:46 PM |
| Crisscross | $25.05 | $25.05 | 12/15/2010 12:17:35 AM |
| setUup | $100.00 | $100.00 | 12/15/2010 2:13:23 AM |
| orange-impartial-asset | $500.00 | $500.00 | 12/15/2010 9:49:52 AM |
| srilm | $25.00 | $25.00 | 12/14/2010 8:08:10 PM |
| euro-marble | $50.00 | $50.00 | 12/15/2010 9:33:14 AM |
| rcmso | $25.00 | $25.00 | 12/15/2010 2:36:27 PM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 3:07:36 PM |
| money-bauble | $25.00 | $25.00 | 12/15/2010 12:49:00 PM |
| gnar | $25.00 | $25.00 | 12/15/2010 12:50:51 PM |
| notyourdaddy | $25.00 | $25.00 | 12/15/2010 7:34:57 AM |
| CapitolHill | $25.00 | $25.00 | 12/15/2010 3:26:47 PM |
| dckpolo | $50.00 | $50.00 | 12/15/2010 9:33:31 AM |
| Ripsaw4U | $50.00 | $50.00 | 12/15/2010 12:50:04 PM |
| sci_guy | $25.00 | $25.00 | 12/15/2010 4:23:00 PM |
| Railbird | $50.00 | $50.00 | 12/15/2010 2:56:29 PM |
| a-responsible-return | $50.00 | $50.00 | 12/15/2010 11:38:52 PM |
| ptjg | $50.00 | $50.00 | 12/16/2010 2:26:38 AM |
| pioneer580 | $50.00 | $50.00 | 12/16/2010 3:17:53 AM |
| JLChamberlain | $25.00 | $25.00 | 12/16/2010 4:29:11 AM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 8:41:46 PM |
| Havana21 | $200.00 | $200.00 | 12/15/2010 9:31:40 PM |
| velocity-solo | $25.00 | $25.00 | 12/15/2010 4:24:59 PM |
| PaulW | $25.00 | $25.00 | 12/16/2010 9:54:51 AM |
| CAGE-Investments | $25.00 | $19.04 | 12/16/2010 10:01:31 AM |
| vutah | $50.00 | $50.00 | 12/15/2010 5:54:30 PM |
| interest-exec9 | $50.00 | $50.00 | 12/16/2010 6:35:34 AM |
| balance-voyager | $50.00 | $50.00 | 12/16/2010 8:07:35 AM |
| scott2004114 | $25.00 | $25.00 | 12/17/2010 5:20:06 AM |
| 102 bids
|
Borrower Payment Dependent Notes Series
487925
This series of Notes was issued and sold upon the funding of the borrower loan #46157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 19.53% |
Starting monthly payment:
| $41.54 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 19.53% |
Final monthly payment:
| $41.54 |
| |
|
Auction yield range:
| 5.51% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,518 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rupee-explorer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Assist family member in need
Purpose of loan:
This loan will be used to?
Provide assistance to family member in need
My financial situation:
I am a good candidate for this loan because? I will pay.? I currently have a loan with Lending Tree.
Monthly net income: $ 2627
Monthly expenses: $
??Housing: $ 610
??Insurance: $ 60
??Car expenses: $ 315
??Utilities: $ 80
??Phone, cable, internet: $ 135
??Food, entertainment: $ 130
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your employment status? Where is your income from? - smarva
A:
My income is from retirement and Social Security.
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| indomitable-coin | $100.00 | $100.00 | 12/14/2010 4:14:17 PM |
| jamiee73 | $25.00 | $25.00 | 12/14/2010 4:15:30 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 5:12:29 PM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 8:31:05 PM |
| secureincome | $36.00 | $36.00 | 12/15/2010 11:25:17 AM |
| DasMula | $25.00 | $25.00 | 12/15/2010 3:01:05 PM |
| kcpeck | $25.00 | $25.00 | 12/16/2010 12:36:54 AM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:15:58 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:14:29 PM |
| chlebie | $25.00 | $25.00 | 12/14/2010 4:12:47 PM |
| selector568 | $200.00 | $200.00 | 12/14/2010 4:13:00 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/14/2010 4:13:54 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:14:40 PM |
| kulender | $50.00 | $4.00 | 12/14/2010 4:16:34 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/14/2010 4:22:01 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/15/2010 6:13:54 AM |
| Brown98 | $25.00 | $25.00 | 12/15/2010 1:26:30 PM |
| exchange-squirrel | $25.00 | $25.00 | 12/15/2010 12:59:24 PM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:38 PM |
| Scotcha | $50.00 | $50.00 | 12/16/2010 5:31:58 AM |
| KTOWN | $35.00 | $35.00 | 12/15/2010 7:22:36 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
487931
This series of Notes was issued and sold upon the funding of the borrower loan #46066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.25% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 9.55% |
Starting borrower rate/APR:
| 10.55% / 12.66% |
Starting monthly payment:
| $97.58 |
|
Final lender yield:
| 8.10% |
Final borrower rate/APR:
| 9.10% / 11.20% |
Final monthly payment:
| $95.54 |
| |
|
Auction yield range:
| 3.51% - 9.55% |
Estimated loss impact:
| 3.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,444 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mnc86 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2008)
620-639
(Feb-2008)
620-639
(Jan-2008)
600-619
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Fixing kitchen, A.C and roof
Purpose of loan:
This loan will be used to repair my house. I have wall units that needs to be removed because they do not work and I have insects and what else in there. Sometimes fighting for space I guess. I need a new flat roof from what the roofer told me and the fact that it leaks through my kitchen cabinets when it rain.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and always pay more than the minimum required. I take my responsibilities seriously because I never know when I will be needing help one again. My prosper history will also tell the same thing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| selector568 | $50.00 | $50.00 | 12/14/2010 4:14:01 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:28 PM |
| Aberdeen | $999.99 | $999.99 | 12/14/2010 4:34:46 PM |
| copiosus | $25.00 | $25.00 | 12/15/2010 11:45:03 AM |
| setUup | $100.00 | $100.00 | 12/15/2010 2:19:59 AM |
| Scotcha | $50.00 | $50.00 | 12/16/2010 5:30:37 AM |
| Figure4 | $25.00 | $25.00 | 12/16/2010 6:35:06 AM |
| outofoffice | $100.00 | $100.00 | 12/16/2010 6:56:14 AM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 8:35:31 PM |
| Mav26 | $50.00 | $50.00 | 12/16/2010 12:30:30 PM |
| lasalsa03 | $25.00 | $25.00 | 12/16/2010 12:51:38 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2010 10:57:45 PM |
| indomitable-coin | $100.00 | $100.00 | 12/17/2010 6:58:01 AM |
| qkinger | $50.00 | $50.00 | 12/17/2010 8:32:42 AM |
| economy-beast | $25.00 | $25.00 | 12/17/2010 4:07:43 PM |
| CA_Lender | $25.00 | $25.00 | 12/17/2010 9:22:29 PM |
| marwadi-62 | $532.00 | $532.00 | 12/18/2010 5:41:00 PM |
| ac787 | $25.00 | $25.00 | 12/18/2010 5:31:11 AM |
| jayk63 | $25.00 | $25.00 | 12/19/2010 6:11:05 AM |
| conductor49 | $25.00 | $25.00 | 12/18/2010 8:35:16 AM |
| Edgewood | $25.00 | $25.00 | 12/18/2010 9:58:33 AM |
| economy-popcorn | $25.00 | $3.54 | 12/18/2010 10:18:41 AM |
| glc527 | $35.00 | $35.00 | 12/18/2010 6:59:01 PM |
| RandyL3 | $25.00 | $25.00 | 12/14/2010 4:33:24 PM |
| vutah | $100.00 | $100.00 | 12/15/2010 3:53:07 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:15:16 PM |
| FLFF | $50.00 | $50.00 | 12/16/2010 6:03:06 AM |
| lendstats_com | $200.00 | $200.00 | 12/17/2010 10:31:41 AM |
| BankofRa | $25.00 | $25.00 | 12/17/2010 2:06:20 PM |
| loanman2007 | $100.00 | $100.00 | 12/17/2010 5:27:32 AM |
| JDL51 | $25.00 | $25.00 | 12/17/2010 7:53:53 AM |
| otalon | $29.47 | $29.47 | 12/18/2010 1:42:07 PM |
| jackdempsey | $50.00 | $50.00 | 12/19/2010 6:25:47 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
487935
This series of Notes was issued and sold upon the funding of the borrower loan #46162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-20-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $519.25 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $519.25 |
| |
|
Auction yield range:
| 5.51% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1966 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 7m |
|
Amount delinquent:
| $76 |
Total credit lines:
| 19 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $12,496 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bliss4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Dear Prosper Lenders, particularly those who have previously bid on this loan request:
I withdrew my previous listing and am re-listing it now because Prosper was not able to accept the verification of all of my actual income.? Although they acknowledge that I have it, (after an overly extensive verication process),?because of regulations they cannot count it all, and so now my Prosper rating is now lower.? (This is painful for me because my total income, including my salary and profit distributions from income and development properties, is more then enough for an 'AA' rating, and, my income will actually be substantially higher in this coming year).? Nevertheless, even at the higher rate this money will be very useful to me right now, so I am willing to bite the bullet and pay the higher rate.? I can only hope you all will believe in me enough bid down the rate to a more reasonable level.? Thank you.? Steve
Purpose of loan:
This would be used to help fund my final equity contribution to a real estate development project.
My financial situation:
I am a good candidate for this loan because? I have plenty of assets, (a net worth of over $5MM), just very tight liquidity right now.? I am in a business where I simply cannot have?any defaults.? I am conscientious, responsible, honorable, and not paying back a loan is simply not an option.? Near the beginning of next year one large project will be liquidated and I will get back nearly $500K in personal equity, plus profit. This is an 18 unit residential condominium?building in Brooklyn which is complete; more than half the units are under contract in the 5 months since roll-out.? I am also part owner and the managing partner?of a family owned portfolio of commercial properties in Manhattan.? .Also?I am co-owner of two?large development properties in?Costa Rica, one of which may be sold in the coming year, and the other is being gradually developed and is now worth several times what we have invested into it..?I can comfortably maintain this loan from my normal income. I have low debt and a $3MM life insurance policy.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthralling-deal180 | $50.00 | $50.00 | 12/16/2010 3:19:50 PM |
| Bank42 | $45.11 | $45.11 | 12/16/2010 3:27:26 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/16/2010 3:29:15 PM |
| SimpleChoice | $25.00 | $25.00 | 12/16/2010 3:30:45 PM |
| organized-payment6 | $50.00 | $50.00 | 12/16/2010 3:30:48 PM |
| bowdish1 | $50.00 | $50.00 | 12/16/2010 3:30:52 PM |
| BigLinCT | $25.00 | $25.00 | 12/16/2010 3:35:05 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2010 3:35:46 PM |
| jazzlender | $50.00 | $50.00 | 12/16/2010 3:24:18 PM |
| radforj22 | $25.00 | $25.00 | 12/16/2010 3:25:21 PM |
| ptjg | $25.43 | $25.43 | 12/16/2010 3:25:47 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/16/2010 3:27:44 PM |
| finance_mba | $25.00 | $25.00 | 12/16/2010 3:27:57 PM |
| AFairDeal | $50.00 | $50.00 | 12/16/2010 3:28:42 PM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 3:32:09 PM |
| a-responsible-return | $50.00 | $50.00 | 12/16/2010 3:36:57 PM |
| handshake5 | $100.00 | $100.00 | 12/16/2010 3:21:21 PM |
| moola-pillow | $50.00 | $50.00 | 12/16/2010 5:47:23 PM |
| kulender | $50.00 | $50.00 | 12/16/2010 3:26:32 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/16/2010 3:27:02 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/16/2010 3:27:33 PM |
| meenan | $50.00 | $50.00 | 12/16/2010 3:28:15 PM |
| capital-web7 | $50.00 | $50.00 | 12/16/2010 8:03:47 PM |
| investment-comet | $25.00 | $25.00 | 12/16/2010 3:30:59 PM |
| wtrboy | $50.00 | $50.00 | 12/17/2010 4:31:36 AM |
| omahajay | $50.00 | $50.00 | 12/16/2010 9:42:57 PM |
| ichibon | $250.00 | $250.00 | 12/16/2010 3:34:42 PM |
| dckpolo | $50.00 | $50.00 | 12/16/2010 3:35:12 PM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 3:37:51 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/17/2010 7:11:37 AM |
| CAGE-Investments | $25.00 | $25.00 | 12/16/2010 3:38:17 PM |
| chlebie | $25.00 | $25.00 | 12/16/2010 4:37:43 PM |
| basis-equalizer0 | $25.00 | $25.00 | 12/17/2010 9:32:03 AM |
| basejump0 | $25.00 | $25.00 | 12/17/2010 12:38:59 AM |
| alpinaut | $25.00 | $25.00 | 12/17/2010 4:27:49 AM |
| money-bauble | $39.94 | $39.94 | 12/17/2010 4:45:17 AM |
| FinDoc | $30.00 | $30.00 | 12/17/2010 9:37:43 AM |
| seanambrose | $25.00 | $25.00 | 12/17/2010 9:53:34 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2010 10:03:58 AM |
| visionary-currency | $50.00 | $50.00 | 12/17/2010 11:08:15 AM |
| knowledgeable-balance0 | $50.00 | $50.00 | 12/17/2010 3:44:20 PM |
| SiebirdLending | $25.00 | $25.00 | 12/17/2010 4:16:51 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/17/2010 7:26:36 PM |
| nickel-ferret | $25.65 | $25.65 | 12/17/2010 8:26:23 PM |
| objective-investor | $25.00 | $25.00 | 12/17/2010 4:53:16 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/17/2010 4:53:38 PM |
| teller | $25.00 | $25.00 | 12/17/2010 5:42:12 PM |
| JKEnterprises | $25.00 | $25.00 | 12/17/2010 6:01:46 PM |
| Dubbs360 | $25.00 | $25.00 | 12/18/2010 1:03:07 AM |
| Aimvest | $25.00 | $25.00 | 12/18/2010 1:21:12 AM |
| building_community | $25.00 | $25.00 | 12/18/2010 1:42:02 AM |
| alexstar | $25.00 | $25.00 | 12/18/2010 4:27:03 AM |
| wampum-chorus3 | $25.00 | $25.00 | 12/18/2010 4:51:49 AM |
| Dreams4Cash | $25.00 | $25.00 | 12/18/2010 12:41:57 AM |
| AceHiStr8 | $56.00 | $56.00 | 12/18/2010 7:18:15 AM |
| melodious-fairness | $32.05 | $32.05 | 12/18/2010 2:43:50 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2010 10:29:14 AM |
| LandE2BG | $25.00 | $25.00 | 12/18/2010 10:29:48 AM |
| yertle9 | $25.00 | $25.00 | 12/18/2010 10:52:01 AM |
| gt5149c | $25.00 | $25.00 | 12/18/2010 12:23:34 PM |
| Tradesmanlender | $35.00 | $35.00 | 12/18/2010 1:36:28 PM |
| sdr984 | $25.00 | $25.00 | 12/18/2010 8:04:14 AM |
| trade-boots1 | $30.67 | $30.67 | 12/17/2010 7:36:32 PM |
| Cubsfan07 | $25.00 | $25.00 | 12/18/2010 4:36:45 PM |
| commerce-yeller | $41.05 | $41.05 | 12/17/2010 8:06:44 PM |
| successful-agreement7 | $44.10 | $44.10 | 12/17/2010 8:23:52 PM |
| callmebryan | $25.00 | $25.00 | 12/17/2010 8:24:05 PM |
| Duckshovel | $50.00 | $50.00 | 12/18/2010 10:20:35 AM |
| lisanate | $25.00 | $25.00 | 12/19/2010 6:36:41 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/18/2010 1:05:10 PM |
| Cheburashka | $25.00 | $25.00 | 12/18/2010 12:58:43 AM |
| MakoF16 | $25.00 | $25.00 | 12/18/2010 2:41:31 PM |
| HawaiianHelper | $50.00 | $50.00 | 12/19/2010 10:14:36 AM |
| Sixmil | $50.00 | $50.00 | 12/19/2010 10:27:10 AM |
| agiovasil | $25.00 | $25.00 | 12/18/2010 2:15:36 AM |
| laufer32304 | $49.15 | $49.15 | 12/18/2010 3:46:43 PM |
| tszbgae | $50.00 | $50.00 | 12/19/2010 11:36:36 AM |
| yarg | $47.83 | $47.83 | 12/19/2010 12:21:41 PM |
| GATrust | $50.00 | $50.00 | 12/18/2010 6:29:04 PM |
| native68 | $25.00 | $25.00 | 12/19/2010 2:34:29 PM |
| tidy-dime | $25.00 | $25.00 | 12/19/2010 2:44:42 PM |
| dc_lobster | $25.00 | $25.00 | 12/19/2010 2:51:52 PM |
| hayhelp | $25.00 | $25.00 | 12/19/2010 2:52:09 PM |
| LiveNow | $25.00 | $25.00 | 12/19/2010 2:52:29 PM |
| Rothgoe | $25.00 | $25.00 | 12/19/2010 3:08:41 PM |
| Headhunter14 | $25.00 | $25.00 | 12/18/2010 6:31:33 AM |
| astute-investment5 | $25.00 | $25.00 | 12/19/2010 4:01:28 PM |
| seanvr33 | $25.00 | $25.00 | 12/19/2010 6:00:04 AM |
| rlgnyc | $25.00 | $25.00 | 12/19/2010 6:41:29 AM |
| gold-backer9 | $33.36 | $33.36 | 12/19/2010 4:48:03 PM |
| hope-hickory | $25.00 | $25.00 | 12/19/2010 7:06:25 AM |
| LoisLoan | $25.00 | $25.00 | 12/19/2010 7:29:29 AM |
| bigphish | $25.00 | $25.00 | 12/19/2010 9:39:56 AM |
| gavinfh | $25.00 | $25.00 | 12/19/2010 10:27:12 AM |
| comet55 | $25.00 | $25.00 | 12/19/2010 11:36:37 AM |
| flanative | $100.00 | $100.00 | 12/18/2010 10:01:39 AM |
| prudent-gain7 | $25.00 | $25.00 | 12/19/2010 2:51:35 PM |
| cingular | $25.00 | $25.00 | 12/19/2010 2:51:56 PM |
| understanding-affluence5 | $25.00 | $25.00 | 12/19/2010 2:52:14 PM |
| digitalrinaldo | $27.10 | $27.10 | 12/19/2010 3:08:44 PM |
| momoney2lend | $25.00 | $25.00 | 12/19/2010 3:09:02 PM |
| love_what_you_do | $25.00 | $25.00 | 12/19/2010 3:14:44 PM |
| crazybill | $25.00 | $25.00 | 12/19/2010 3:21:21 PM |
| stuy1998 | $25.00 | $25.00 | 12/19/2010 3:33:27 PM |
| jrbill1998 | $50.00 | $50.00 | 12/19/2010 4:49:29 PM |
| mattpet | $25.00 | $25.00 | 12/18/2010 2:41:35 PM |
| hopethisworks | $50.00 | $50.00 | 12/18/2010 2:46:38 PM |
| DasCoon | $25.00 | $25.00 | 12/18/2010 3:02:37 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 12/18/2010 3:43:37 PM |
| orange-dollar-guild | $25.00 | $25.00 | 12/18/2010 5:18:39 PM |
| BigayNangBigay | $25.00 | $25.00 | 12/18/2010 6:53:58 PM |
| exchange-jet1 | $100.00 | $100.00 | 12/18/2010 7:43:26 PM |
| bettylor | $42.78 | $42.78 | 12/19/2010 8:02:16 AM |
| orange-value-exec | $28.16 | $28.16 | 12/19/2010 10:21:26 AM |
| gold-sushi | $25.00 | $25.00 | 12/19/2010 10:21:43 AM |
| the-silver-blaster | $50.00 | $50.00 | 12/19/2010 2:45:43 PM |
| WolRab | $29.98 | $29.98 | 12/19/2010 2:51:58 PM |
| benefit-piano5 | $25.00 | $25.00 | 12/19/2010 2:52:06 PM |
| gain-gourd | $87.88 | $87.88 | 12/19/2010 2:52:19 PM |
| ingenious-diversification | $25.00 | $25.00 | 12/19/2010 2:52:27 PM |
| RobotTwo | $25.00 | $25.00 | 12/19/2010 3:21:24 PM |
| larrybird | $200.00 | $200.00 | 12/19/2010 4:01:35 PM |
| harperpotok | $50.00 | $50.00 | 12/19/2010 4:49:08 PM |
| ozzie | $25.00 | $25.00 | 12/20/2010 1:43:50 AM |
| inspiring-reward | $150.00 | $150.00 | 12/20/2010 5:23:46 AM |
| authentic-liberty7 | $25.00 | $25.00 | 12/20/2010 6:13:48 AM |
| FutureCFP | $25.00 | $25.00 | 12/20/2010 6:27:06 AM |
| loan-upholder4 | $25.00 | $25.00 | 12/20/2010 6:52:43 AM |
| Freedom_Lender | $52.99 | $52.99 | 12/20/2010 7:01:57 AM |
| seanwolter | $25.00 | $25.00 | 12/20/2010 7:43:58 AM |
| BouckshireInvestments | $25.00 | $25.00 | 12/20/2010 7:43:52 AM |
| victorcab | $50.00 | $50.00 | 12/20/2010 7:50:33 AM |
| mdrichards | $50.00 | $50.00 | 12/20/2010 7:55:14 AM |
| cogent | $30.79 | $30.79 | 12/20/2010 7:57:17 AM |
| duty-starfish8 | $50.00 | $50.00 | 12/20/2010 7:49:10 AM |
| TheoProf | $50.00 | $50.00 | 12/20/2010 7:49:16 AM |
| diversification-pilot | $25.00 | $25.00 | 12/20/2010 8:10:58 AM |
| building_community | $33.64 | $33.64 | 12/20/2010 7:52:18 AM |
| GeelongTrader | $50.00 | $50.00 | 12/20/2010 8:01:15 AM |
| realinvestora | $25.00 | $25.00 | 12/20/2010 8:04:50 AM |
| BanqueDeD | $25.00 | $25.00 | 12/20/2010 8:24:40 AM |
| C_Mark | $50.00 | $50.00 | 12/20/2010 8:14:11 AM |
| icon7 | $50.00 | $50.00 | 12/20/2010 8:42:25 AM |
| income-vault6 | $25.00 | $25.00 | 12/20/2010 8:28:56 AM |
| influential-loot | $25.00 | $25.00 | 12/20/2010 8:44:59 AM |
| csandb | $25.00 | $25.00 | 12/20/2010 9:01:54 AM |
| SLN-10 | $25.00 | $25.00 | 12/20/2010 9:17:27 AM |
| atlas100 | $25.00 | $25.00 | 12/20/2010 9:06:35 AM |
| BrooklynJim | $50.00 | $50.00 | 12/20/2010 8:44:17 AM |
| debt-sphinx99 | $25.00 | $25.00 | 12/20/2010 8:50:11 AM |
| duke12 | $25.00 | $25.00 | 12/20/2010 9:01:54 AM |
| money-aggregator7 | $25.00 | $25.00 | 12/20/2010 9:43:39 AM |
| TEAM-Jasper | $50.00 | $50.00 | 12/20/2010 9:28:57 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 12/20/2010 9:52:10 AM |
| greenback-guard | $25.00 | $25.00 | 12/20/2010 9:34:15 AM |
| chinolatino | $54.06 | $54.06 | 12/20/2010 9:55:49 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 12/20/2010 9:54:15 AM |
| jrhinomo | $75.00 | $75.00 | 12/20/2010 10:05:26 AM |
| Feyenoord | $25.00 | $25.00 | 12/20/2010 10:18:05 AM |
| currency-oak | $50.00 | $50.00 | 12/20/2010 9:50:33 AM |
| greenback-magma1 | $50.00 | $50.00 | 12/20/2010 10:17:47 AM |
| djalan | $75.00 | $75.00 | 12/20/2010 10:31:24 AM |
| Aberdeen | $1,100.00 | $1,087.85 | 12/20/2010 10:34:25 AM |
| B1 | $39.37 | $39.37 | 12/20/2010 10:11:12 AM |
| DasMula | $25.00 | $25.00 | 12/20/2010 10:22:56 AM |
| indomitable-coin | $100.00 | $100.00 | 12/16/2010 3:20:42 PM |
| tech310 | $50.00 | $50.00 | 12/16/2010 3:21:07 PM |
| wanna-help | $50.00 | $50.00 | 12/16/2010 3:26:07 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/16/2010 3:28:06 PM |
| ASR3 | $35.00 | $35.00 | 12/16/2010 3:28:31 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2010 3:30:16 PM |
| power-trophy7 | $25.00 | $25.00 | 12/16/2010 3:31:11 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/16/2010 3:31:30 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/16/2010 3:32:20 PM |
| NR | $25.00 | $25.00 | 12/16/2010 3:32:42 PM |
| euro-marble | $50.00 | $50.00 | 12/16/2010 3:35:09 PM |
| jamiee73 | $25.00 | $25.00 | 12/16/2010 3:23:37 PM |
| careful-note | $100.00 | $100.00 | 12/16/2010 3:26:49 PM |
| wonderful-dime | $25.00 | $25.00 | 12/16/2010 3:28:09 PM |
| macjp123 | $25.00 | $25.00 | 12/16/2010 3:32:57 PM |
| cagcrash | $75.00 | $75.00 | 12/16/2010 4:38:19 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/16/2010 3:35:22 PM |
| income-excellence1 | $50.00 | $50.00 | 12/16/2010 3:35:32 PM |
| GElender | $75.00 | $75.00 | 12/16/2010 3:35:57 PM |
| Havana21 | $200.00 | $200.00 | 12/16/2010 3:36:27 PM |
| ray1051 | $50.00 | $50.00 | 12/16/2010 3:37:47 PM |
| rss197 | $25.00 | $25.00 | 12/16/2010 3:21:12 PM |
| riskreward | $100.00 | $100.00 | 12/16/2010 3:27:50 PM |
| Webpreneur | $50.00 | $50.00 | 12/16/2010 3:28:51 PM |
| SNH | $100.00 | $100.00 | 12/16/2010 3:31:39 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 9:00:00 PM |
| fortytwo | $300.00 | $300.00 | 12/16/2010 3:33:22 PM |
| Investoman | $100.00 | $100.00 | 12/16/2010 3:33:31 PM |
| Tikibarman | $100.00 | $100.00 | 12/16/2010 3:35:15 PM |
| bid-czar8 | $100.00 | $100.00 | 12/16/2010 3:36:08 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/17/2010 9:02:53 AM |
| first-serene-credit | $25.00 | $25.00 | 12/17/2010 9:09:57 AM |
| Trimalchio12 | $25.00 | $25.00 | 12/17/2010 9:32:19 AM |
| credit-investor5 | $25.00 | $25.00 | 12/17/2010 4:38:51 AM |
| agalt | $100.00 | $100.00 | 12/17/2010 11:29:03 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/16/2010 10:52:33 PM |
| orgy63 | $50.00 | $50.00 | 12/17/2010 2:50:09 PM |
| socrates520 | $50.00 | $50.00 | 12/16/2010 11:24:21 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/17/2010 4:17:36 PM |
| 108lender | $150.00 | $150.00 | 12/17/2010 4:37:04 PM |
| velocity-solo | $25.00 | $25.00 | 12/17/2010 4:38:06 PM |
| newest-trade-spruce | $50.00 | $50.00 | 12/17/2010 11:08:13 AM |
| loyalist1 | $35.00 | $35.00 | 12/17/2010 8:31:27 PM |
| agile-diversification2 | $25.00 | $25.00 | 12/17/2010 4:56:57 PM |
| IIP77 | $25.00 | $25.00 | 12/18/2010 12:58:47 AM |
| ClearLake | $25.00 | $25.00 | 12/18/2010 12:58:54 AM |
| bdevil10 | $25.00 | $25.00 | 12/18/2010 2:18:56 AM |
| proper-commitment5 | $25.00 | $25.00 | 12/18/2010 2:32:46 AM |
| kind-adventurous-finance | $27.39 | $27.39 | 12/17/2010 8:12:39 PM |
| economy-beast | $25.00 | $25.00 | 12/17/2010 8:38:01 PM |
| opportunity85 | $31.52 | $31.52 | 12/17/2010 9:44:05 PM |
| brazilofmux | $38.84 | $38.84 | 12/18/2010 12:30:27 AM |
| Weaverville | $50.00 | $50.00 | 12/18/2010 12:43:55 AM |
| witty-openness | $25.00 | $25.00 | 12/18/2010 6:52:58 AM |
| brother_tam | $30.35 | $30.35 | 12/18/2010 7:19:19 AM |
| julijask | $35.00 | $35.00 | 12/18/2010 1:55:56 AM |
| skuba | $50.00 | $50.00 | 12/18/2010 2:02:36 AM |
| lostontheedge | $25.00 | $25.00 | 12/17/2010 4:18:42 PM |
| schpere | $37.38 | $37.38 | 12/18/2010 2:18:41 AM |
| fervent-repayment | $25.00 | $25.00 | 12/18/2010 9:51:30 AM |
| agwosdof | $50.00 | $50.00 | 12/18/2010 10:21:32 AM |
| auction-formula | $50.00 | $50.00 | 12/18/2010 3:03:04 AM |
| sensible-order2 | $50.00 | $50.00 | 12/18/2010 10:36:28 AM |
| newest-generous-income | $25.00 | $25.00 | 12/18/2010 7:51:38 AM |
| iamricher | $25.00 | $25.00 | 12/18/2010 3:07:38 PM |
| Usurious | $25.00 | $25.00 | 12/18/2010 9:01:33 AM |
| top-unflappable-economy | $50.00 | $50.00 | 12/18/2010 9:26:29 AM |
| sabre79 | $25.00 | $25.00 | 12/18/2010 9:51:42 AM |
| mmckune | $25.00 | $25.00 | 12/18/2010 9:58:40 AM |
| tsui517 | $25.00 | $25.00 | 12/19/2010 6:36:36 AM |
| Picopie | $39.09 | $39.09 | 12/19/2010 9:16:41 AM |
| jenkris | $38.64 | $38.64 | 12/18/2010 3:07:42 PM |
| superpuppy | $44.20 | $44.20 | 12/18/2010 3:21:28 PM |
| goodfaithAK | $40.05 | $40.05 | 12/19/2010 10:54:32 AM |
| ore-seagull | $46.59 | $46.59 | 12/19/2010 11:01:32 AM |
| ThomasC | $42.51 | $42.51 | 12/19/2010 12:01:54 PM |
| dinero-speaker | $25.00 | $25.00 | 12/18/2010 2:56:19 AM |
| golden-platinum7 | $25.00 | $25.00 | 12/19/2010 2:44:39 PM |
| credit-solstice | $25.00 | $25.00 | 12/19/2010 2:51:38 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/18/2010 8:02:32 PM |
| acropiloterau2002 | $25.00 | $25.00 | 12/19/2010 2:51:54 PM |
| financial-frenzy | $50.00 | $50.00 | 12/18/2010 6:16:24 AM |
| wizbiz717 | $27.52 | $27.52 | 12/19/2010 3:33:14 PM |
| seahorse2008 | $25.00 | $25.00 | 12/19/2010 3:45:33 PM |
| efficient-treasure0 | $25.00 | $25.00 | 12/19/2010 4:01:21 PM |
| ssh1983 | $25.00 | $25.00 | 12/19/2010 6:06:29 AM |
| worthy-bid8 | $25.00 | $25.00 | 12/18/2010 7:41:29 AM |
| stanbalwight4 | $25.00 | $25.00 | 12/19/2010 5:25:19 PM |
| devoider | $25.00 | $25.00 | 12/19/2010 5:26:20 PM |
| jakesworld | $50.00 | $50.00 | 12/19/2010 5:39:57 PM |
| yield-seeker | $25.00 | $25.00 | 12/19/2010 9:16:42 AM |
| jigs0910 | $25.00 | $25.00 | 12/18/2010 8:11:42 AM |
| cathexis | $50.00 | $50.00 | 12/19/2010 2:32:34 PM |
| be_wise | $25.00 | $25.00 | 12/19/2010 3:08:56 PM |
| balance-voyager | $50.00 | $50.00 | 12/19/2010 3:51:34 PM |
| orangetrust | $50.00 | $50.00 | 12/18/2010 12:48:51 PM |
| prohelper | $50.00 | $50.00 | 12/19/2010 4:41:56 PM |
| riproaringrapids | $25.00 | $25.00 | 12/18/2010 1:21:27 PM |
| Premierelender | $25.00 | $25.00 | 12/18/2010 3:27:40 PM |
| gracej | $25.00 | $25.00 | 12/18/2010 4:08:22 PM |
| finance-prescription | $36.64 | $36.64 | 12/18/2010 5:18:29 PM |
| LenderByDay | $25.00 | $25.00 | 12/18/2010 5:26:27 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/19/2010 10:06:16 AM |
| nestegg4e | $25.00 | $25.00 | 12/19/2010 10:21:31 AM |
| bambampk | $25.00 | $25.00 | 12/19/2010 1:44:32 PM |
| precious-gold3 | $28.44 | $28.44 | 12/19/2010 2:52:01 PM |
| Kame | $25.00 | $25.00 | 12/19/2010 2:52:16 PM |
| MedLend | $42.78 | $42.78 | 12/19/2010 3:08:52 PM |
| wayman | $38.12 | $38.12 | 12/19/2010 3:33:21 PM |
| kegs | $200.00 | $200.00 | 12/19/2010 4:11:03 PM |
| Trinkaloki | $25.00 | $25.00 | 12/19/2010 4:17:03 PM |
| satisfying-durability | $25.00 | $25.00 | 12/20/2010 1:34:59 AM |
| simiray | $25.00 | $25.00 | 12/20/2010 1:35:05 AM |
| yennib | $50.00 | $50.00 | 12/20/2010 3:28:45 AM |
| porwestco | $25.00 | $25.00 | 12/20/2010 3:21:47 AM |
| RSV | $25.00 | $25.00 | 12/20/2010 6:43:50 AM |
| doomsday18 | $25.00 | $25.00 | 12/20/2010 6:27:13 AM |
| microfunder | $25.00 | $25.00 | 12/20/2010 6:41:36 AM |
| LessAllan | $50.00 | $50.00 | 12/20/2010 7:40:25 AM |
| studious-bonus7 | $100.00 | $100.00 | 12/20/2010 7:14:49 AM |
| DMark69 | $25.00 | $25.00 | 12/20/2010 7:44:03 AM |
| Boca | $50.00 | $50.00 | 12/20/2010 7:39:21 AM |
| MoxiePop | $50.00 | $50.00 | 12/20/2010 7:55:19 AM |
| Ambassador | $50.00 | $50.00 | 12/20/2010 7:57:24 AM |
| pksfunds | $50.00 | $50.00 | 12/20/2010 7:57:43 AM |
| AJaye2006 | $25.00 | $25.00 | 12/20/2010 8:10:53 AM |
| well-mannered-income3 | $25.00 | $25.00 | 12/20/2010 7:58:26 AM |
| reflective-cash0 | $25.00 | $25.00 | 12/20/2010 7:59:05 AM |
| Spring342 | $50.00 | $50.00 | 12/20/2010 8:14:05 AM |
| Macinvest | $25.00 | $25.00 | 12/20/2010 7:58:57 AM |
| shiny-dollar9 | $50.00 | $50.00 | 12/20/2010 8:02:08 AM |
| upright-silver | $25.00 | $25.00 | 12/20/2010 8:15:20 AM |
| oldman68 | $25.00 | $25.00 | 12/20/2010 8:12:39 AM |
| sankyu | $25.00 | $25.00 | 12/20/2010 8:13:59 AM |
| credit-bada-bing | $25.00 | $25.00 | 12/20/2010 8:28:53 AM |
| amijo | $25.00 | $25.00 | 12/20/2010 8:14:19 AM |
| hotwired | $50.00 | $50.00 | 12/20/2010 8:19:26 AM |
| breadbroker | $25.00 | $25.00 | 12/20/2010 8:40:19 AM |
| innocent-deal | $500.00 | $500.00 | 12/20/2010 8:45:18 AM |
| kloan | $25.00 | $25.00 | 12/20/2010 8:49:13 AM |
| capital-acrobat | $50.00 | $50.00 | 12/20/2010 8:34:16 AM |
| mledom | $50.00 | $50.00 | 12/20/2010 9:10:05 AM |
| ChewyAXE | $50.00 | $50.00 | 12/20/2010 8:44:14 AM |
| Ciphernetic | $50.00 | $50.00 | 12/20/2010 9:43:53 AM |
| Kmac_Lending | $50.00 | $50.00 | 12/20/2010 9:19:16 AM |
| tender-ore | $25.00 | $25.00 | 12/20/2010 9:46:43 AM |
| awe53 | $25.00 | $25.00 | 12/20/2010 9:50:44 AM |
| wonderous-velocity1 | $25.00 | $25.00 | 12/20/2010 9:20:47 AM |
| Trevor_C | $25.00 | $25.00 | 12/20/2010 9:29:20 AM |
| norcalsv | $50.00 | $50.00 | 12/20/2010 9:54:12 AM |
| loot-duckling | $25.00 | $25.00 | 12/20/2010 10:14:48 AM |
| greenback-magma1 | $50.00 | $50.00 | 12/20/2010 10:14:50 AM |
| independent-revenue4 | $50.00 | $50.00 | 12/20/2010 9:59:12 AM |
| coin-financier6 | $100.00 | $100.00 | 12/20/2010 10:15:03 AM |
| georgedorn | $25.00 | $25.00 | 12/20/2010 10:20:39 AM |
| zacd | $25.00 | $25.00 | 12/20/2010 10:30:12 AM |
| maxion | $25.00 | $25.00 | 12/20/2010 10:31:51 AM |
| 322 bids
|
Borrower Payment Dependent Notes Series
487945
This series of Notes was issued and sold upon the funding of the borrower loan #46137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $84.36 |
|
Final lender yield:
| 26.50% |
Final borrower rate/APR:
| 27.50% / 31.05% |
Final monthly payment:
| $82.19 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,088 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderous-ore |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Get My Master's Degree
Purpose of loan:
This loan will be used to pay off my tuition balance so I can obtain my master's degree. I've had to quit my full-time job so I can finish obtaining my clinical hours for the master's degree completion. I continue to work as much as I can while still working for "free" as an intern until the end of January.
My financial situation:
I am a good candidate for this loan because I have a good credit score and I don't miss payments on other financial obligations or bills.?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EngineersAlliance | $150.00 | $150.00 | 12/15/2010 4:05:49 PM |
| mercuriant | $25.00 | $25.00 | 12/15/2010 4:06:28 PM |
| integrity-doctor | $100.00 | $100.00 | 12/15/2010 3:52:25 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:12:03 AM |
| Whipster | $30.00 | $30.00 | 12/15/2010 4:04:27 PM |
| nickel-hickory | $50.00 | $50.00 | 12/15/2010 4:56:46 PM |
| JustMee | $25.00 | $25.00 | 12/15/2010 5:43:50 PM |
| FutureLenderEC | $25.00 | $25.00 | 12/16/2010 12:44:34 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 10:58:56 PM |
| Asian-Persuasion | $25.00 | $25.00 | 12/17/2010 7:30:21 AM |
| profitable-balance | $25.00 | $25.00 | 12/17/2010 9:33:04 AM |
| erowis | $30.00 | $30.00 | 12/17/2010 5:50:05 PM |
| One_Lolo | $25.00 | $25.00 | 12/18/2010 7:08:41 AM |
| marwadi-62 | $100.00 | $100.00 | 12/17/2010 7:00:28 PM |
| bentheretoo | $30.00 | $30.00 | 12/19/2010 4:37:54 PM |
| Danjack_Capital | $25.00 | $25.00 | 12/18/2010 2:05:50 PM |
| Bocephus1959 | $25.00 | $25.00 | 12/19/2010 8:35:00 AM |
| transaction-circuit | $50.00 | $50.00 | 12/15/2010 3:56:09 PM |
| mt3209 | $25.00 | $25.00 | 12/15/2010 4:18:09 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/15/2010 10:15:09 PM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 10:35:16 PM |
| foothillender | $25.00 | $25.00 | 12/16/2010 6:54:05 AM |
| reflective-rupee | $100.00 | $100.00 | 12/15/2010 4:58:50 PM |
| lendstats_com | $200.00 | $200.00 | 12/15/2010 5:10:05 PM |
| platinum-enlightenment | $25.00 | $25.00 | 12/16/2010 6:37:40 AM |
| penny-plato | $25.00 | $25.00 | 12/16/2010 8:42:18 AM |
| healingangel22 | $25.00 | $25.00 | 12/16/2010 10:42:06 AM |
| goodcents | $25.00 | $25.00 | 12/16/2010 6:41:07 PM |
| wwwUniversal | $25.00 | $25.00 | 12/17/2010 12:50:57 AM |
| finance-prescription | $31.14 | $31.14 | 12/17/2010 12:56:34 AM |
| carlos_chantana | $25.00 | $25.00 | 12/17/2010 9:43:34 AM |
| cashhelp | $25.00 | $25.00 | 12/17/2010 5:03:47 PM |
| precious-coin3 | $25.00 | $25.00 | 12/17/2010 4:20:54 PM |
| scho0590 | $43.31 | $43.31 | 12/17/2010 9:14:56 PM |
| kendallv | $25.00 | $25.00 | 12/17/2010 10:29:04 PM |
| srs1325 | $31.56 | $31.56 | 12/18/2010 6:30:59 AM |
| DHolly | $30.00 | $30.00 | 12/18/2010 7:11:55 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/18/2010 2:17:11 PM |
| invest-in-ed | $150.00 | $150.00 | 12/18/2010 8:45:36 AM |
| nfx | $35.00 | $35.00 | 12/18/2010 3:52:11 PM |
| BzJ108 | $25.00 | $25.00 | 12/18/2010 10:48:34 AM |
| 12Knocksinna | $25.00 | $25.00 | 12/19/2010 3:30:33 PM |
| commanding-income774 | $25.00 | $25.00 | 12/19/2010 2:36:49 AM |
| intuitive-velocity4 | $50.00 | $13.99 | 12/18/2010 2:38:41 PM |
| loanman2007 | $50.00 | $50.00 | 12/19/2010 11:34:42 AM |
| mammalian4 | $25.00 | $25.00 | 12/19/2010 3:26:41 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
488027
This series of Notes was issued and sold upon the funding of the borrower loan #46135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 36.60% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 38.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -4.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,194 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pathomphone |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $11,599.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2009)
660-679
(Mar-2008)
680-699
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Consolidate debt
I would like to pay consolidate some debt and use the credit card less. Thank you for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Skeptical-one | $31.00 | $31.00 | 12/15/2010 3:54:49 PM |
| glroark | $50.00 | $50.00 | 12/15/2010 9:03:35 PM |
| best-shiny-hope | $25.00 | $25.00 | 12/16/2010 11:54:57 AM |
| reflective-rupee | $350.00 | $350.00 | 12/16/2010 9:06:21 PM |
| Jasmel | $100.00 | $100.00 | 12/16/2010 8:44:34 PM |
| reflective-rupee | $350.00 | $350.00 | 12/16/2010 11:26:05 PM |
| Kash2010lu | $50.00 | $50.00 | 12/17/2010 9:20:13 AM |
| SolarMoonshine | $50.00 | $50.00 | 12/17/2010 4:18:38 AM |
| eboomer2611 | $25.00 | $25.00 | 12/16/2010 7:07:46 PM |
| NekHoldings | $25.00 | $25.00 | 12/17/2010 6:11:51 AM |
| reflective-rupee | $350.00 | $350.00 | 12/16/2010 9:06:01 PM |
| zone6 | $104.29 | $104.29 | 12/17/2010 3:48:30 AM |
| SFBank | $200.00 | $200.00 | 12/17/2010 6:47:30 PM |
| ac787 | $25.00 | $25.00 | 12/18/2010 5:23:31 AM |
| five-star-note | $75.00 | $75.00 | 12/18/2010 9:26:21 AM |
| heerzaquestion | $50.00 | $50.00 | 12/19/2010 9:53:49 AM |
| bughead | $25.00 | $25.00 | 12/18/2010 2:47:38 PM |
| clemclan | $33.00 | $33.00 | 12/18/2010 8:51:53 PM |
| melito75 | $25.00 | $25.00 | 12/20/2010 5:48:39 AM |
| CaptainCrunch | $25.00 | $25.00 | 12/15/2010 3:53:06 PM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 8:15:08 PM |
| CommunityArts_Non-profit | $35.00 | $35.00 | 12/15/2010 11:41:14 PM |
| selector568 | $50.00 | $50.00 | 12/17/2010 12:50:28 AM |
| big_balla_papi | $30.00 | $30.00 | 12/17/2010 12:52:50 AM |
| nfx | $50.00 | $50.00 | 12/17/2010 5:12:02 AM |
| DenimCapital | $250.00 | $250.00 | 12/17/2010 1:13:00 PM |
| Ubiquinone | $37.00 | $37.00 | 12/17/2010 2:58:38 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2010 11:29:30 PM |
| UCLA4life | $25.00 | $25.00 | 12/17/2010 2:49:44 PM |
| MilitaryLending | $96.60 | $96.60 | 12/18/2010 12:58:26 AM |
| Bob450 | $25.00 | $25.00 | 12/18/2010 9:52:12 AM |
| vutah | $25.00 | $25.00 | 12/17/2010 7:48:34 PM |
| Amber_Stone | $25.00 | $25.00 | 12/18/2010 6:36:56 PM |
| Jasmel | $39.02 | $39.02 | 12/18/2010 6:06:08 AM |
| Whitewater_Loans | $55.03 | $55.03 | 12/19/2010 4:37:47 PM |
| chameleon125 | $250.00 | $250.00 | 12/18/2010 10:05:57 AM |
| gold-cluster | $100.00 | $100.00 | 12/18/2010 11:17:06 AM |
| CommunityArts_Non-profit | $37.88 | $37.88 | 12/18/2010 5:27:55 PM |
| B2152 | $25.00 | $25.00 | 12/20/2010 5:33:25 AM |
| boodo | $222.25 | $222.25 | 12/20/2010 5:44:52 AM |
| Integrity1st | $103.93 | $103.93 | 12/20/2010 5:51:07 AM |
| 41 bids
|
Borrower Payment Dependent Notes Series
488031
This series of Notes was issued and sold upon the funding of the borrower loan #46129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Dec-17-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 15.55% |
Starting monthly payment:
| $118.60 |
|
Final lender yield:
| 12.39% |
Final borrower rate/APR:
| 13.39% / 15.54% |
Final monthly payment:
| $118.59 |
| |
|
Auction yield range:
| 5.51% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.23% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,335 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| chrisd1224 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2008)
|
|
Principal balance:
| $17.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Paying off a high APR card
Purpose of loan:
This loan will be used to pay down a high interest credit card. The current APR is 20.99%. I have contacted them numerous times in an attempt to lower the rate, but so far it has been declined.
My financial situation:
I am a good candidate for this loan because I have never had a late payment on any credit cards or loans. This would be my second prosper loan and the first one was paid off before the 3 years. This month will actually be my final payment towards it. I am currently employed full time as a bookkeeper and customer service clerk in a supermarket. My job is secure.
Monthly net income: Take home is approximately $2,500
all of my current expenses total approximately $2,200. This includes rent, electricity, cable, phone, internet, heat, payments to other credit cards, food, etc.
If there are any questions, please feel free to ask and I will answer promptly.
Thank you for considering me for this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Would you please explain why do your revolving credit balances increase?
Thanks, - p2ploan-sensation211
A:
Sure. I moved out on my own approximately 8 months ago. The increase in my balances are mostly attributed to furnishing my apartment, and a small part of it is attributed to being foolish with my credit. I think by moving, I've grown to be more responsible with my finances. Hope this answer helps.
(Dec-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 12/17/2010 3:34:07 PM |
| reward-motion | $50.00 | $9.56 | 12/17/2010 3:34:33 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/17/2010 4:44:38 PM |
| payout-detective7 | $61.94 | $61.94 | 12/17/2010 5:58:47 PM |
| reflective-rupee | $200.00 | $200.00 | 12/17/2010 3:32:14 PM |
| bondhedger | $25.00 | $25.00 | 12/17/2010 7:01:52 PM |
| Free-the-usa-1776 | $64.35 | $64.35 | 12/17/2010 8:16:08 PM |
| MoneyForNothing | $41.16 | $41.16 | 12/18/2010 12:32:11 AM |
| porwestco | $25.00 | $25.00 | 12/18/2010 6:38:40 AM |
| penny-plato | $50.00 | $50.00 | 12/17/2010 4:11:46 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/17/2010 8:34:39 PM |
| fishcreek | $100.00 | $100.00 | 12/18/2010 10:20:20 AM |
| 108lender | $25.00 | $25.00 | 12/19/2010 5:26:28 AM |
| jtu55 | $25.00 | $25.00 | 12/18/2010 12:43:07 PM |
| exchange-upholder0 | $25.00 | $25.00 | 12/19/2010 10:12:49 AM |
| jetsons6866 | $50.00 | $50.00 | 12/19/2010 6:58:33 AM |
| heerzaquestion | $25.00 | $25.00 | 12/19/2010 9:50:15 AM |
| william8 | $25.00 | $25.00 | 12/18/2010 3:51:40 PM |
| olin5 | $25.00 | $25.00 | 12/18/2010 3:54:30 PM |
| HawaiianHelper | $50.00 | $50.00 | 12/19/2010 10:21:26 AM |
| dime-futurist | $25.00 | $25.00 | 12/19/2010 12:01:56 PM |
| one-midas | $100.00 | $100.00 | 12/19/2010 2:25:15 PM |
| outofoffice | $50.00 | $50.00 | 12/19/2010 3:43:57 PM |
| vutah | $100.00 | $100.00 | 12/17/2010 3:35:48 PM |
| cashhelp | $30.00 | $30.00 | 12/17/2010 3:43:47 PM |
| RandyL3 | $25.00 | $25.00 | 12/17/2010 3:40:43 PM |
| Aberdeen | $999.99 | $999.99 | 12/17/2010 3:43:15 PM |
| 113121 | $25.00 | $25.00 | 12/17/2010 6:28:09 PM |
| Sandiegorep | $40.00 | $40.00 | 12/17/2010 7:31:17 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 7:57:13 PM |
| reflective-rupee | $500.00 | $500.00 | 12/17/2010 3:58:59 PM |
| p2p-eagle9 | $25.00 | $25.00 | 12/18/2010 1:10:36 PM |
| csandb | $25.00 | $25.00 | 12/18/2010 11:00:03 AM |
| rmpedi33 | $50.00 | $50.00 | 12/18/2010 10:17:52 PM |
| sflawya | $25.00 | $25.00 | 12/19/2010 2:10:12 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/19/2010 6:46:36 AM |
| loanman2007 | $200.00 | $200.00 | 12/19/2010 12:03:23 PM |
| economy-beast | $50.00 | $50.00 | 12/18/2010 7:47:50 PM |
| ac787 | $25.00 | $25.00 | 12/18/2010 5:34:55 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/19/2010 4:35:31 PM |
| hidavehi | $77.00 | $77.00 | 12/19/2010 10:13:42 AM |
| ChoiceInvestments | $26.00 | $26.00 | 12/19/2010 10:52:28 AM |
| spiff666 | $25.00 | $25.00 | 12/19/2010 10:57:12 AM |
| blue-useful-auction | $25.00 | $25.00 | 12/19/2010 3:01:00 PM |
| japerk | $25.00 | $25.00 | 12/19/2010 3:02:36 PM |
| luminous-payout6 | $25.00 | $25.00 | 12/19/2010 3:39:04 PM |
| bannybucks | $25.00 | $25.00 | 12/19/2010 12:14:36 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
488041
This series of Notes was issued and sold upon the funding of the borrower loan #46143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $490.73 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $490.73 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $206,613 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-framework9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards
My financial situation:
I am a good candidate for this loan because I have no problems paying my current credit cards.
I am looking for a lower interest rate so I can pay off this debt faster.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the amounts and current interest rates of debt you are planning on paying off? Thanks and good luck. - penny-plato
A:
Hi,
The card that I want to pay off has a balance of $12,400 at 17.90%
I have another card with a $7,600.00 balance at 15.24%.
About 2 years ago, the card company raised my interest rate from around 8% to 17.90% even though I never missed a payment and had a good credit rating.
It's not right that I should pay for all the bad home loans that they made.
I finally found a place where I can pay a reduced interest rate (Prosper).
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 12/15/2010 3:52:54 PM |
| jazzlender | $25.00 | $25.00 | 12/15/2010 3:53:57 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/15/2010 3:55:39 PM |
| ray1051 | $50.00 | $50.00 | 12/15/2010 3:56:05 PM |
| Webpreneur | $50.00 | $50.00 | 12/15/2010 3:58:44 PM |
| SNH | $100.00 | $100.00 | 12/15/2010 4:02:06 PM |
| elasermd | $50.00 | $50.00 | 12/15/2010 4:02:29 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/15/2010 4:02:37 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/15/2010 3:52:29 PM |
| indomitable-coin | $50.00 | $50.00 | 12/15/2010 3:52:35 PM |
| rss197 | $25.00 | $25.00 | 12/15/2010 3:52:45 PM |
| riskreward | $100.00 | $100.00 | 12/15/2010 3:56:43 PM |
| Bank42 | $50.00 | $50.00 | 12/15/2010 3:57:18 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/15/2010 3:59:06 PM |
| Dunndeal4u | $30.13 | $30.13 | 12/15/2010 5:08:52 PM |
| power-trophy7 | $25.00 | $25.00 | 12/15/2010 4:01:41 PM |
| dmfog | $25.00 | $25.00 | 12/15/2010 5:37:46 PM |
| fortytwo | $300.00 | $300.00 | 12/15/2010 4:03:14 PM |
| Investoman | $100.00 | $100.00 | 12/15/2010 4:03:19 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/15/2010 7:21:24 PM |
| kchen486 | $50.00 | $50.00 | 12/15/2010 5:31:48 PM |
| GElender | $47.19 | $47.19 | 12/15/2010 5:38:44 PM |
| cablenews | $41.90 | $41.90 | 12/16/2010 12:19:50 AM |
| jamiee73 | $25.00 | $25.00 | 12/15/2010 3:54:36 PM |
| kulender | $50.00 | $50.00 | 12/15/2010 3:54:41 PM |
| wonderful-dime | $25.00 | $25.00 | 12/15/2010 3:57:45 PM |
| meenan | $50.00 | $50.00 | 12/15/2010 3:57:54 PM |
| AFairDeal | $50.00 | $50.00 | 12/15/2010 3:58:27 PM |
| Artist_Blue | $25.00 | $25.00 | 12/15/2010 4:00:14 PM |
| SimpleChoice | $25.00 | $25.00 | 12/15/2010 4:00:59 PM |
| Dutchhunter | $50.00 | $50.00 | 12/16/2010 5:41:34 AM |
| tremendous-payment | $25.00 | $25.00 | 12/15/2010 9:02:47 PM |
| ImaPutz | $30.15 | $30.15 | 12/15/2010 9:03:37 PM |
| diversification-medalist | $25.00 | $25.00 | 12/16/2010 6:57:25 AM |
| visionary-currency | $50.00 | $50.00 | 12/15/2010 4:04:58 PM |
| value-investor9 | $25.00 | $25.00 | 12/15/2010 4:05:41 PM |
| euro-marble | $50.00 | $50.00 | 12/15/2010 4:05:52 PM |
| samo102us | $25.00 | $25.00 | 12/16/2010 12:31:36 AM |
| cloud8 | $28.53 | $28.53 | 12/16/2010 12:45:42 AM |
| abfs | $25.00 | $25.00 | 12/16/2010 12:52:09 AM |
| asset-professor | $30.59 | $30.59 | 12/16/2010 12:53:14 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/15/2010 4:24:39 PM |
| ptjg | $50.00 | $50.00 | 12/16/2010 2:26:34 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2010 9:54:21 AM |
| paymentologist | $25.00 | $25.00 | 12/15/2010 5:31:50 PM |
| miket71 | $52.81 | $52.81 | 12/15/2010 5:37:52 PM |
| secureincome | $25.00 | $25.00 | 12/15/2010 7:11:29 PM |
| worth-arch | $25.00 | $25.00 | 12/16/2010 10:46:34 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/16/2010 12:44:25 PM |
| money-bauble | $25.00 | $25.00 | 12/16/2010 12:47:37 PM |
| psiequalsone | $25.00 | $25.00 | 12/16/2010 12:05:50 AM |
| awwaww | $25.00 | $25.00 | 12/16/2010 12:20:00 AM |
| lloyd_s | $25.00 | $25.00 | 12/16/2010 12:34:40 AM |
| affluence-tomahawk | $25.00 | $25.00 | 12/16/2010 12:43:46 AM |
| Savings_EQ_Dignity | $30.00 | $30.00 | 12/16/2010 12:51:25 AM |
| chlebie | $25.00 | $25.00 | 12/16/2010 10:39:01 AM |
| analogman | $25.00 | $25.00 | 12/16/2010 10:40:08 AM |
| community-pipeline8 | $25.00 | $25.00 | 12/16/2010 10:40:12 AM |
| Prosp_Lender | $50.00 | $50.00 | 12/16/2010 10:40:20 AM |
| chestnut4 | $25.00 | $25.00 | 12/16/2010 10:40:37 AM |
| pioneer580 | $50.00 | $50.00 | 12/16/2010 3:20:24 AM |
| ticketman2 | $25.00 | $25.00 | 12/16/2010 3:17:11 PM |
| jdrez | $25.00 | $25.00 | 12/16/2010 6:57:16 AM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 7:14:11 AM |
| penny-plato | $25.00 | $25.00 | 12/16/2010 9:29:07 AM |
| impeccable-transparency | $175.00 | $175.00 | 12/16/2010 10:40:52 AM |
| Katahdin | $50.00 | $50.00 | 12/16/2010 10:40:57 AM |
| emt747 | $25.00 | $25.00 | 12/16/2010 10:41:11 AM |
| nickel-ferret | $50.00 | $50.00 | 12/16/2010 10:42:14 AM |
| jga516 | $25.00 | $25.00 | 12/16/2010 3:02:47 PM |
| alpinaut | $25.00 | $25.00 | 12/17/2010 4:27:46 AM |
| socrates520 | $50.00 | $50.00 | 12/16/2010 11:24:16 PM |
| julijask | $35.00 | $35.00 | 12/17/2010 12:32:15 AM |
| velocity-solo | $25.00 | $25.00 | 12/17/2010 10:04:00 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/17/2010 10:38:39 AM |
| newest-trade-spruce | $50.00 | $50.00 | 12/17/2010 11:08:10 AM |
| Ripsaw4U | $50.00 | $50.00 | 12/17/2010 7:07:44 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/17/2010 12:23:04 PM |
| reflective-rupee | $200.00 | $200.00 | 12/17/2010 9:28:08 AM |
| lostontheedge | $25.00 | $25.00 | 12/17/2010 9:34:22 AM |
| the-dollar-topper | $25.00 | $25.00 | 12/17/2010 2:32:08 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/17/2010 3:10:36 PM |
| gold-backer9 | $50.00 | $50.00 | 12/17/2010 12:47:39 PM |
| objective-investor | $46.06 | $46.06 | 12/17/2010 1:32:58 AM |
| knowledgeable-balance0 | $50.00 | $50.00 | 12/17/2010 3:44:18 PM |
| pbo922 | $25.00 | $25.00 | 12/17/2010 4:28:49 PM |
| wayman | $46.78 | $46.78 | 12/17/2010 4:53:05 PM |
| Mariner3605 | $30.04 | $30.04 | 12/17/2010 4:53:13 PM |
| agalt | $100.00 | $100.00 | 12/17/2010 11:29:00 AM |
| precious-gold3 | $50.00 | $50.00 | 12/17/2010 4:54:26 PM |
| newest-unbeatable-currency | $35.00 | $35.00 | 12/17/2010 5:07:48 PM |
| Aimvest | $25.00 | $25.00 | 12/17/2010 4:16:15 PM |
| alaco | $25.00 | $25.00 | 12/17/2010 6:41:32 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/17/2010 4:37:50 PM |
| dunox | $50.00 | $50.00 | 12/17/2010 4:38:01 PM |
| orgy63 | $50.00 | $50.00 | 12/17/2010 2:50:07 PM |
| gold-channel2 | $50.00 | $50.00 | 12/17/2010 4:50:42 PM |
| klinebarger | $25.00 | $25.00 | 12/17/2010 4:53:14 PM |
| opportunity85 | $41.26 | $41.26 | 12/17/2010 9:32:07 PM |
| IIP77 | $25.00 | $25.00 | 12/17/2010 3:10:13 PM |
| hope-hickory | $25.00 | $25.00 | 12/17/2010 5:19:19 PM |
| lovelongandprosper | $28.74 | $28.74 | 12/18/2010 12:44:39 AM |
| teller | $25.00 | $25.00 | 12/17/2010 5:42:10 PM |
| TEAM-Jasper | $29.19 | $29.19 | 12/18/2010 12:56:45 AM |
| ClearLake | $25.00 | $25.00 | 12/18/2010 12:58:52 AM |
| Picopie | $50.00 | $50.00 | 12/18/2010 1:03:20 AM |
| rulender | $50.00 | $50.00 | 12/18/2010 1:52:29 AM |
| tntmojave | $25.00 | $25.00 | 12/18/2010 2:17:45 AM |
| blissful-note7 | $27.67 | $27.67 | 12/18/2010 2:34:17 AM |
| angelinvestor2 | $48.53 | $48.53 | 12/18/2010 3:01:04 AM |
| beaker | $25.00 | $25.00 | 12/18/2010 5:46:26 AM |
| brazilofmux | $100.00 | $100.00 | 12/18/2010 12:30:24 AM |
| RayEarth | $25.00 | $25.00 | 12/18/2010 12:39:57 AM |
| reueljw | $25.00 | $25.00 | 12/18/2010 12:40:07 AM |
| shingu79 | $50.00 | $50.00 | 12/18/2010 12:41:49 AM |
| Weaverville | $50.00 | $50.00 | 12/18/2010 12:43:53 AM |
| Kijib | $25.00 | $25.00 | 12/18/2010 12:54:36 AM |
| CASHGIRL | $30.00 | $30.00 | 12/18/2010 12:56:56 AM |
| LandE2BG | $25.00 | $25.00 | 12/18/2010 1:03:14 AM |
| p2pcapitalgroup | $50.00 | $50.00 | 12/18/2010 8:11:25 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/18/2010 8:17:59 AM |
| skuba | $50.00 | $50.00 | 12/18/2010 2:02:34 AM |
| uncleharold | $25.00 | $25.00 | 12/18/2010 2:14:57 AM |
| mtquan | $25.00 | $25.00 | 12/18/2010 8:46:30 AM |
| The_Lending_Muscle | $25.00 | $25.00 | 12/18/2010 2:17:37 AM |
| rockstar78 | $50.00 | $50.00 | 12/18/2010 2:24:48 AM |
| currency-cigar4 | $51.17 | $51.17 | 12/18/2010 2:32:34 AM |
| calm-deal7 | $25.00 | $25.00 | 12/18/2010 2:33:47 AM |
| mikrolown | $30.00 | $30.00 | 12/18/2010 2:34:04 AM |
| fervent-repayment | $25.00 | $25.00 | 12/18/2010 9:51:29 AM |
| sabre79 | $25.00 | $25.00 | 12/18/2010 9:51:41 AM |
| the-purposeful-principal | $35.78 | $35.78 | 12/18/2010 2:54:38 AM |
| bonafide-cash | $50.00 | $50.00 | 12/18/2010 10:29:43 AM |
| orange-dollar-guild | $25.00 | $25.00 | 12/18/2010 3:02:32 AM |
| rudyindc | $25.00 | $25.00 | 12/18/2010 3:16:37 AM |
| favorite-funds8 | $25.00 | $25.00 | 12/18/2010 4:23:36 AM |
| A007 | $50.00 | $50.00 | 12/18/2010 11:22:21 AM |
| wampum-chorus3 | $25.00 | $25.00 | 12/18/2010 4:51:48 AM |
| bdloans | $50.00 | $50.00 | 12/18/2010 11:56:41 AM |
| efficient-treasure0 | $25.00 | $25.00 | 12/17/2010 4:54:20 PM |
| iamricher | $25.00 | $25.00 | 12/18/2010 12:38:15 PM |
| WineDrop | $25.00 | $25.00 | 12/18/2010 6:46:33 AM |
| ThomasC | $43.57 | $43.57 | 12/18/2010 6:53:41 AM |
| teega5 | $25.00 | $25.00 | 12/18/2010 7:51:26 AM |
| durban | $25.00 | $25.00 | 12/18/2010 3:17:40 PM |
| Interloper | $25.00 | $25.00 | 12/18/2010 3:58:11 PM |
| Domgabriel | $25.00 | $25.00 | 12/18/2010 4:36:36 PM |
| LoisLoan | $25.00 | $25.00 | 12/18/2010 10:01:37 AM |
| autonomous-basis | $25.00 | $25.00 | 12/18/2010 10:16:42 AM |
| ti22ring | $25.00 | $25.00 | 12/18/2010 10:28:40 AM |
| jjswanso | $36.67 | $36.67 | 12/18/2010 10:31:22 AM |
| community-seahorse0 | $25.00 | $25.00 | 12/18/2010 8:21:37 PM |
| bradb5 | $25.00 | $25.00 | 12/18/2010 8:53:02 PM |
| rupeeapult | $42.52 | $42.52 | 12/18/2010 11:26:27 AM |
| Letter3 | $25.00 | $25.00 | 12/19/2010 2:07:21 AM |
| KiwiElf | $34.97 | $34.97 | 12/18/2010 12:30:17 AM |
| seanvr33 | $25.00 | $25.00 | 12/19/2010 5:45:16 AM |
| omerta6102 | $32.11 | $32.11 | 12/18/2010 12:40:42 AM |
| ualf | $25.02 | $25.02 | 12/18/2010 12:44:15 AM |
| wwwUniversal | $25.00 | $25.00 | 12/19/2010 6:20:29 AM |
| tuneman1980 | $25.00 | $25.00 | 12/19/2010 6:36:28 AM |
| KeepOnRunning | $50.00 | $50.00 | 12/18/2010 1:03:44 PM |
| riproaringrapids | $25.00 | $25.00 | 12/18/2010 1:21:25 PM |
| suk200 | $25.00 | $25.00 | 12/18/2010 1:12:31 AM |
| kurg | $25.00 | $25.00 | 12/18/2010 1:31:21 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/18/2010 1:14:19 AM |
| DcUnited | $27.41 | $27.41 | 12/18/2010 1:15:57 AM |
| alexstar | $25.00 | $25.00 | 12/18/2010 1:21:46 AM |
| MakoF16 | $46.83 | $46.83 | 12/18/2010 1:22:03 AM |
| Papa_Mema | $25.00 | $25.00 | 12/18/2010 1:34:43 AM |
| jrbill1998 | $50.00 | $50.00 | 12/19/2010 9:16:38 AM |
| bigphish | $25.00 | $25.00 | 12/19/2010 9:39:56 AM |
| MO_Investor | $25.00 | $25.00 | 12/19/2010 10:11:41 AM |
| jakesworld | $25.00 | $25.00 | 12/18/2010 2:56:23 PM |
| irrelevant | $25.00 | $25.00 | 12/18/2010 1:56:17 AM |
| TCR3 | $25.00 | $25.00 | 12/18/2010 2:15:56 AM |
| Aquafina24Ounce | $25.00 | $25.00 | 12/18/2010 2:17:59 AM |
| omniviper | $25.00 | $25.00 | 12/18/2010 2:18:45 AM |
| auction-formula | $50.00 | $50.00 | 12/18/2010 2:25:34 AM |
| crawfingers | $25.00 | $25.00 | 12/18/2010 2:32:08 AM |
| top-commitment-champ | $25.00 | $25.00 | 12/18/2010 2:33:12 AM |
| inspirationfoundation | $25.00 | $25.00 | 12/18/2010 4:36:38 PM |
| gold-sushi | $25.00 | $25.00 | 12/18/2010 2:44:44 AM |
| dinero-speaker | $25.00 | $25.00 | 12/18/2010 2:56:17 AM |
| rancher7 | $25.00 | $25.00 | 12/18/2010 7:32:20 PM |
| Usurious | $25.00 | $25.00 | 12/18/2010 7:56:44 PM |
| economy-beast | $25.00 | $25.00 | 12/18/2010 8:21:27 PM |
| financial-frenzy | $50.00 | $50.00 | 12/18/2010 6:16:23 AM |
| kc8fot | $36.36 | $36.36 | 12/19/2010 5:39:12 AM |
| Cubsfan07 | $25.00 | $25.00 | 12/18/2010 7:19:14 AM |
| lisanate | $25.00 | $25.00 | 12/19/2010 6:36:40 AM |
| best-platinum-persimmon | $35.17 | $35.17 | 12/19/2010 9:16:33 AM |
| jigs0910 | $25.00 | $25.00 | 12/18/2010 8:11:41 AM |
| caesark | $25.00 | $25.00 | 12/19/2010 9:31:21 AM |
| scottssm | $47.00 | $47.00 | 12/18/2010 8:18:58 AM |
| SelectTrustLending | $25.00 | $25.00 | 12/19/2010 9:51:26 AM |
| top-unflappable-economy | $50.00 | $50.00 | 12/18/2010 9:26:28 AM |
| sensible-order2 | $50.00 | $50.00 | 12/18/2010 10:36:27 AM |
| HalfDayz | $25.72 | $25.72 | 12/18/2010 4:08:17 PM |
| LenderByDay | $25.00 | $25.00 | 12/18/2010 5:26:26 PM |
| PaulW | $25.00 | $25.00 | 12/18/2010 6:06:25 PM |
| GATrust | $50.00 | $50.00 | 12/18/2010 6:29:03 PM |
| unflappable-balance5 | $50.00 | $50.00 | 12/18/2010 8:03:29 PM |
| totoro | $25.00 | $25.00 | 12/18/2010 8:21:35 PM |
| redblack21 | $49.00 | $49.00 | 12/18/2010 11:31:32 PM |
| jpjones86 | $25.00 | $25.00 | 12/19/2010 2:07:19 AM |
| ssh1983 | $25.00 | $25.00 | 12/19/2010 6:06:29 AM |
| Use_It_Wisely | $39.18 | $39.18 | 12/19/2010 7:18:04 AM |
| silvox | $25.00 | $25.00 | 12/19/2010 7:28:18 AM |
| E_G | $50.00 | $50.00 | 12/19/2010 9:16:27 AM |
| mammalian4 | $25.00 | $25.00 | 12/19/2010 3:26:44 PM |
| careful-note | $100.00 | $100.00 | 12/15/2010 3:55:55 PM |
| organized-payment6 | $50.00 | $50.00 | 12/15/2010 3:56:14 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/15/2010 3:56:27 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/15/2010 3:57:33 PM |
| ASR3 | $35.00 | $35.00 | 12/15/2010 3:58:18 PM |
| bowdish1 | $50.00 | $50.00 | 12/15/2010 4:01:19 PM |
| NR | $25.00 | $25.00 | 12/15/2010 4:02:46 PM |
| macjp123 | $25.00 | $25.00 | 12/15/2010 4:02:59 PM |
| radforj22 | $25.00 | $25.00 | 12/15/2010 4:04:08 PM |
| dckpolo | $50.00 | $50.00 | 12/15/2010 4:06:04 PM |
| ichibon | $200.00 | $200.00 | 12/15/2010 3:56:22 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/15/2010 3:56:35 PM |
| finance_mba | $25.00 | $25.00 | 12/15/2010 3:56:59 PM |
| investment-comet | $25.00 | $25.00 | 12/15/2010 4:01:28 PM |
| richboy56 | $25.00 | $25.00 | 12/15/2010 4:02:21 PM |
| cagcrash | $75.00 | $75.00 | 12/15/2010 4:02:27 PM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 4:06:19 PM |
| income-excellence1 | $50.00 | $50.00 | 12/15/2010 4:07:52 PM |
| bid-czar8 | $40.00 | $40.00 | 12/15/2010 8:01:41 PM |
| balanced-bill7 | $50.00 | $50.00 | 12/15/2010 8:28:13 PM |
| granitepk | $50.00 | $50.00 | 12/15/2010 4:37:08 PM |
| agwosdof | $55.67 | $55.67 | 12/15/2010 5:08:54 PM |
| jenq0001 | $25.00 | $25.00 | 12/15/2010 7:07:59 PM |
| handshake5 | $100.00 | $100.00 | 12/15/2010 3:53:24 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/15/2010 3:55:54 PM |
| KramericaIndustries | $25.00 | $25.00 | 12/15/2010 8:22:24 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/15/2010 4:01:59 PM |
| Havana21 | $200.00 | $200.00 | 12/15/2010 9:31:45 PM |
| BigLinCT | $25.00 | $25.00 | 12/15/2010 4:05:45 PM |
| a-responsible-return | $50.00 | $50.00 | 12/15/2010 11:39:07 PM |
| runner262 | $25.00 | $25.00 | 12/16/2010 12:17:17 AM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 4:08:52 PM |
| BlackFred | $25.00 | $25.00 | 12/16/2010 12:30:20 AM |
| imlosttoo | $25.00 | $25.00 | 12/16/2010 9:32:11 AM |
| glimmering-point | $25.00 | $25.00 | 12/16/2010 10:38:09 AM |
| cpblue79 | $100.00 | $100.00 | 12/16/2010 10:40:50 AM |
| gnar | $25.00 | $25.00 | 12/16/2010 10:41:10 AM |
| schpere | $31.10 | $31.10 | 12/16/2010 6:41:38 AM |
| lounges | $40.14 | $40.14 | 12/16/2010 6:57:21 AM |
| castleman | $25.00 | $25.00 | 12/16/2010 6:57:33 AM |
| FairbairnSG | $50.00 | $50.00 | 12/15/2010 8:16:56 PM |
| JGB | $98.42 | $98.42 | 12/15/2010 8:24:12 PM |
| cclady | $100.00 | $100.00 | 12/16/2010 8:59:12 AM |
| penny-plato | $25.00 | $25.00 | 12/16/2010 9:28:28 AM |
| balance-voyager | $25.00 | $25.00 | 12/16/2010 9:29:03 AM |
| proper-commitment5 | $25.00 | $25.00 | 12/16/2010 12:45:07 PM |
| bxdoc | $34.10 | $34.10 | 12/16/2010 12:47:53 PM |
| mla | $25.00 | $25.00 | 12/16/2010 12:05:54 AM |
| CAGE-Investments | $25.00 | $25.00 | 12/16/2010 10:01:39 AM |
| authoritative-interest | $25.00 | $25.00 | 12/16/2010 12:43:50 AM |
| JohnGalt94 | $25.00 | $25.00 | 12/16/2010 12:44:16 AM |
| Bobafet | $25.00 | $25.00 | 12/16/2010 12:45:37 AM |
| supersarah61 | $25.00 | $25.00 | 12/16/2010 12:51:38 AM |
| bold-durability-drum | $25.00 | $25.00 | 12/16/2010 10:38:51 AM |
| Stack23 | $50.00 | $50.00 | 12/16/2010 10:40:51 AM |
| 108lender | $50.00 | $50.00 | 12/16/2010 5:31:34 AM |
| helpinghand63 | $26.36 | $26.36 | 12/16/2010 5:41:40 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/16/2010 12:33:07 PM |
| thestartuplender | $50.00 | $50.00 | 12/16/2010 6:57:45 AM |
| taurusco | $31.39 | $31.39 | 12/16/2010 8:11:56 AM |
| smmgnn99 | $25.00 | $25.00 | 12/16/2010 9:31:31 AM |
| geekguy | $25.00 | $25.00 | 12/16/2010 9:32:29 AM |
| Chris97 | $50.00 | $50.00 | 12/16/2010 11:27:05 AM |
| platinum-celebration4 | $25.00 | $25.00 | 12/16/2010 12:34:14 PM |
| scottyb73 | $25.00 | $25.00 | 12/16/2010 12:43:13 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 11:01:13 PM |
| credit-investor5 | $25.00 | $25.00 | 12/17/2010 4:38:49 AM |
| flanative | $31.15 | $31.15 | 12/17/2010 7:37:04 AM |
| CapitolHill | $25.00 | $25.00 | 12/16/2010 3:52:02 PM |
| basis-equalizer0 | $25.00 | $25.00 | 12/17/2010 9:32:01 AM |
| capital-web7 | $50.00 | $50.00 | 12/16/2010 8:03:45 PM |
| laufer32304 | $50.00 | $50.00 | 12/16/2010 10:52:13 PM |
| seanambrose | $25.00 | $25.00 | 12/17/2010 9:53:32 AM |
| finance-prescription | $100.00 | $100.00 | 12/17/2010 3:10:37 PM |
| wtrboy | $50.00 | $50.00 | 12/17/2010 4:31:33 AM |
| LenderOnWheels | $50.00 | $50.00 | 12/17/2010 7:27:14 AM |
| Mr_Marcus | $50.00 | $50.00 | 12/17/2010 4:13:21 PM |
| delicious-social132 | $49.99 | $49.99 | 12/17/2010 4:15:18 PM |
| sushi945 | $25.00 | $25.00 | 12/17/2010 9:31:56 AM |
| Trimalchio12 | $25.00 | $25.00 | 12/17/2010 9:32:18 AM |
| rlgnyc | $25.00 | $25.00 | 12/17/2010 4:19:16 PM |
| mindful-exchange2 | $25.00 | $25.00 | 12/17/2010 10:50:31 AM |
| melodious-fairness | $50.00 | $50.00 | 12/17/2010 4:53:12 PM |
| successful-agreement7 | $25.00 | $25.00 | 12/17/2010 1:16:43 PM |
| thrilling-loyalty2 | $25.85 | $25.85 | 12/17/2010 1:18:51 PM |
| trade-boots1 | $100.00 | $100.00 | 12/17/2010 4:37:58 PM |
| loyalist1 | $33.48 | $33.48 | 12/17/2010 8:06:45 PM |
| gigabit | $50.00 | $50.00 | 12/17/2010 4:49:12 PM |
| Dubbs360 | $25.00 | $25.00 | 12/17/2010 4:56:46 PM |
| witty-openness | $25.00 | $25.00 | 12/17/2010 5:33:52 PM |
| pubnat | $25.00 | $25.00 | 12/18/2010 12:41:52 AM |
| uarewhatuthink | $25.00 | $25.00 | 12/18/2010 12:44:01 AM |
| building_community | $25.00 | $25.00 | 12/18/2010 12:44:53 AM |
| NMGbank | $25.00 | $25.00 | 12/18/2010 1:34:33 AM |
| alverado | $30.42 | $30.42 | 12/18/2010 2:11:06 AM |
| bid-papyrus | $25.00 | $25.00 | 12/18/2010 2:34:14 AM |
| gold-blanket0 | $25.00 | $25.00 | 12/17/2010 11:46:26 PM |
| selfmademan | $25.00 | $25.00 | 12/18/2010 12:41:37 AM |
| Dreams4Cash | $25.00 | $25.00 | 12/18/2010 12:41:55 AM |
| junctionking | $25.00 | $25.00 | 12/18/2010 12:42:00 AM |
| Headhunter14 | $25.00 | $25.00 | 12/18/2010 12:47:59 AM |
| janus_god | $25.00 | $25.00 | 12/18/2010 1:12:36 AM |
| mmckune | $25.00 | $25.00 | 12/18/2010 1:16:01 AM |
| newest-generous-income | $25.00 | $25.00 | 12/18/2010 7:51:37 AM |
| onlyinchicago | $29.91 | $29.91 | 12/18/2010 1:32:27 AM |
| brother_tam | $50.00 | $50.00 | 12/18/2010 1:41:27 AM |
| hayhelp | $25.00 | $25.00 | 12/18/2010 1:56:21 AM |
| soroxy | $25.00 | $25.00 | 12/18/2010 8:11:41 AM |
| coin-sphinx4 | $50.00 | $50.00 | 12/18/2010 8:17:28 AM |
| jenkris | $33.38 | $33.38 | 12/18/2010 8:46:29 AM |
| LongTail | $25.00 | $25.00 | 12/18/2010 2:16:06 AM |
| loan-master996 | $50.00 | $50.00 | 12/18/2010 2:18:07 AM |
| love_what_you_do | $25.00 | $25.00 | 12/18/2010 2:32:41 AM |
| JohnBanks | $25.00 | $25.00 | 12/18/2010 9:11:22 AM |
| GreenNotes | $30.00 | $30.00 | 12/18/2010 2:33:04 AM |
| KileNSmyth4 | $25.00 | $25.00 | 12/18/2010 2:52:43 AM |
| yield-seeker | $25.00 | $25.00 | 12/18/2010 2:54:46 AM |
| loot-heart | $43.31 | $43.31 | 12/18/2010 2:56:10 AM |
| authentic-liberty7 | $25.00 | $25.00 | 12/18/2010 3:01:55 AM |
| justalender | $25.00 | $25.00 | 12/17/2010 4:47:50 PM |
| bid-computer | $48.97 | $48.97 | 12/18/2010 11:22:28 AM |
| first-upright-payout | $25.00 | $25.00 | 12/17/2010 4:53:09 PM |
| agile-diversification2 | $25.00 | $25.00 | 12/17/2010 4:56:56 PM |
| orangetrust | $50.00 | $50.00 | 12/18/2010 12:48:49 PM |
| satanichammy | $50.00 | $50.00 | 12/18/2010 6:52:40 AM |
| haidoken | $50.00 | $50.00 | 12/18/2010 1:05:08 PM |
| bettylor | $50.00 | $50.00 | 12/18/2010 1:29:08 PM |
| JKEnterprises | $25.00 | $25.00 | 12/17/2010 6:01:44 PM |
| sdr984 | $25.00 | $25.00 | 12/18/2010 8:04:13 AM |
| DasCoon | $25.00 | $25.00 | 12/18/2010 3:02:38 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/17/2010 6:52:58 PM |
| unassassinable | $25.00 | $25.00 | 12/18/2010 3:57:34 PM |
| vivid-listing1 | $42.22 | $42.22 | 12/18/2010 4:01:25 PM |
| orange-value-exec | $50.00 | $50.00 | 12/17/2010 7:11:44 PM |
| gracej | $25.00 | $25.00 | 12/18/2010 4:08:22 PM |
| pi31415 | $25.00 | $25.00 | 12/18/2010 5:21:22 PM |
| generous-deal6 | $30.45 | $30.45 | 12/17/2010 8:06:24 PM |
| sci_guy | $25.00 | $25.00 | 12/18/2010 10:01:35 AM |
| callmebryan | $25.00 | $25.00 | 12/17/2010 8:24:04 PM |
| jleng | $25.00 | $25.00 | 12/18/2010 10:16:32 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/18/2010 8:21:36 PM |
| courteous-deal114 | $50.00 | $50.00 | 12/18/2010 8:40:15 PM |
| yertle9 | $25.00 | $25.00 | 12/18/2010 10:52:00 AM |
| Carne_Chung | $25.00 | $25.00 | 12/18/2010 9:04:02 PM |
| asya | $25.00 | $25.00 | 12/19/2010 2:01:20 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 12/18/2010 12:43:50 AM |
| Frenchynh | $25.00 | $25.00 | 12/18/2010 12:44:10 AM |
| dajen1 | $30.90 | $30.90 | 12/19/2010 6:36:25 AM |
| p2p-rider7 | $50.00 | $50.00 | 12/18/2010 1:03:53 PM |
| IP | $50.00 | $50.00 | 12/18/2010 12:58:30 AM |
| Cheburashka | $25.00 | $25.00 | 12/18/2010 12:58:41 AM |
| tsui517 | $25.00 | $25.00 | 12/18/2010 1:02:54 AM |
| Cutts | $25.00 | $25.00 | 12/18/2010 1:12:53 AM |
| Tradesmanlender | $35.00 | $35.00 | 12/18/2010 1:36:27 PM |
| Philosonie | $25.00 | $25.00 | 12/18/2010 1:21:57 AM |
| anyoi | $44.10 | $44.10 | 12/18/2010 1:36:06 AM |
| bullwink27 | $25.00 | $25.00 | 12/19/2010 9:16:30 AM |
| js44043 | $25.00 | $25.00 | 12/18/2010 1:51:55 AM |
| kanewna | $31.41 | $31.41 | 12/18/2010 2:41:28 PM |
| happyskippy0208 | $25.00 | $25.00 | 12/18/2010 1:52:40 AM |
| mattpet | $25.00 | $25.00 | 12/18/2010 2:41:34 PM |
| nicola78 | $25.00 | $25.00 | 12/18/2010 2:56:21 PM |
| exchange-upholder0 | $25.00 | $25.00 | 12/19/2010 10:27:38 AM |
| DrRKkids | $25.00 | $25.00 | 12/18/2010 3:21:19 PM |
| agiovasil | $25.00 | $25.00 | 12/18/2010 2:15:31 AM |
| Kame | $25.00 | $25.00 | 12/18/2010 4:36:43 PM |
| Gabriel02 | $25.00 | $25.00 | 12/18/2010 5:48:10 PM |
| blue-useful-auction | $25.00 | $25.00 | 12/19/2010 2:41:45 PM |
| BaxterEvil | $25.00 | $25.00 | 12/18/2010 8:06:23 PM |
| gain-gourd | $54.80 | $54.80 | 12/18/2010 8:17:15 PM |
| Queueball1 | $25.00 | $25.00 | 12/18/2010 8:55:02 PM |
| McRowdy | $25.00 | $25.00 | 12/18/2010 9:45:39 PM |
| Hexnut | $25.00 | $25.00 | 12/19/2010 12:46:37 AM |
| Megs44 | $25.00 | $25.00 | 12/19/2010 4:01:43 AM |
| azali | $25.00 | $25.00 | 12/18/2010 7:19:16 AM |
| nilonc1 | $25.00 | $25.00 | 12/18/2010 7:36:01 AM |
| momoney2lend | $25.00 | $25.00 | 12/18/2010 8:17:54 AM |
| stuy1998 | $25.00 | $9.91 | 12/19/2010 10:11:43 AM |
| neutrino6 | $25.00 | $25.00 | 12/18/2010 1:04:16 PM |
| understanding-affluence5 | $25.00 | $25.00 | 12/18/2010 2:41:30 PM |
| hopethisworks | $50.00 | $50.00 | 12/18/2010 2:46:37 PM |
| yarg | $50.00 | $50.00 | 12/18/2010 4:36:44 PM |
| BigayNangBigay | $25.00 | $25.00 | 12/18/2010 6:53:56 PM |
| grf1945 | $25.00 | $25.00 | 12/18/2010 8:06:24 PM |
| Cleon | $25.00 | $25.00 | 12/18/2010 8:21:32 PM |
| currency-trophy | $25.00 | $25.00 | 12/19/2010 7:28:21 AM |
| FredHead3 | $39.52 | $39.52 | 12/19/2010 8:40:25 AM |
| powerful-finance7 | $25.00 | $25.00 | 12/19/2010 9:16:24 AM |
| pouch7 | $25.00 | $25.00 | 12/19/2010 9:16:36 AM |
| 400 bids
|
Borrower Payment Dependent Notes Series
488095
This series of Notes was issued and sold upon the funding of the borrower loan #46133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $164.91 |
|
Final lender yield:
| 26.39% |
Final borrower rate/APR:
| 27.39% / 30.94% |
Final monthly payment:
| $164.14 |
| |
|
Auction yield range:
| 10.51% - 26.75% |
Estimated loss impact:
| 10.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
5 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $904 | |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Retiredsailor65 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
700-719
(Apr-2010)
700-719
(Jan-2010)
680-699
(Oct-2009)
|
|
Principal balance:
| $373.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Lower monthly living cost
Purpose of loan:
This loan will be used to?dept consolidation?
My financial situation:
I am a good candidate for this loan because?I'm retired from the Navy and on social security and with this consolidation?I will lower my monthly expences. ?
Monthly net income: $ 2400
Monthly expenses: $ 2058
??Housing: $?300??Insurance: $ 94
??Car expenses: $479
??Utilities: $ 100
??Phone, cable, internet: $ 48
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $637?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| penny-plato | $25.00 | $25.00 | 12/16/2010 3:53:48 PM |
| DasMula | $25.00 | $25.00 | 12/16/2010 8:49:43 PM |
| mikeandcat | $100.00 | $100.00 | 12/16/2010 6:01:25 PM |
| impeccable-transparency | $150.00 | $150.00 | 12/16/2010 3:27:00 PM |
| KirosPOS | $56.88 | $56.88 | 12/16/2010 8:37:56 PM |
| Scotcha | $50.00 | $50.00 | 12/17/2010 8:22:05 AM |
| Only_Money | $25.00 | $25.00 | 12/17/2010 9:15:46 AM |
| tacologic | $25.00 | $25.00 | 12/17/2010 9:21:32 AM |
| NekHoldings | $25.00 | $25.00 | 12/17/2010 6:14:16 AM |
| head | $25.00 | $25.00 | 12/17/2010 7:27:12 AM |
| reflective-rupee | $400.00 | $400.00 | 12/16/2010 8:48:39 PM |
| JGuide | $26.08 | $26.08 | 12/17/2010 8:46:40 AM |
| hellasow | $25.00 | $25.00 | 12/17/2010 10:30:06 AM |
| UncleScroogeDMD | $93.90 | $93.90 | 12/17/2010 11:49:00 AM |
| Oak-Parker | $25.00 | $25.00 | 12/17/2010 1:12:54 PM |
| UCLA4life | $25.00 | $25.00 | 12/17/2010 3:10:15 PM |
| greencat | $50.00 | $50.00 | 12/17/2010 7:25:20 AM |
| Kennfusion | $33.34 | $33.34 | 12/17/2010 9:23:37 AM |
| Danjack_Capital | $25.00 | $25.00 | 12/17/2010 9:57:01 AM |
| ORcowboy | $25.00 | $25.00 | 12/17/2010 10:13:57 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 12/17/2010 9:28:20 PM |
| gpuck | $50.00 | $50.00 | 12/17/2010 6:28:56 PM |
| exchange-dreams | $25.00 | $25.00 | 12/17/2010 7:39:08 PM |
| credit-guard5 | $25.00 | $25.00 | 12/18/2010 8:19:05 AM |
| lucrative-loan | $25.00 | $25.00 | 12/18/2010 9:41:35 AM |
| bull_lender | $25.26 | $25.26 | 12/18/2010 8:10:04 PM |
| lenderrn | $47.89 | $47.89 | 12/19/2010 1:05:43 PM |
| mikeandcat | $100.00 | $100.00 | 12/18/2010 6:55:42 AM |
| william8 | $25.00 | $25.00 | 12/18/2010 3:50:24 PM |
| hidavehi | $55.00 | $55.00 | 12/19/2010 10:08:09 AM |
| DasMula | $25.00 | $25.00 | 12/16/2010 8:49:56 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 5:56:53 PM |
| reflective-rupee | $400.00 | $400.00 | 12/16/2010 8:48:50 PM |
| loanman2007 | $200.00 | $200.00 | 12/17/2010 5:12:35 AM |
| Josphine | $25.00 | $25.00 | 12/17/2010 6:05:33 AM |
| jpaulnyc | $28.88 | $28.88 | 12/17/2010 9:17:14 AM |
| cashhelp | $30.00 | $30.00 | 12/17/2010 10:14:35 AM |
| hellasow | $25.00 | $25.00 | 12/17/2010 10:32:00 AM |
| mikeandcat | $100.00 | $100.00 | 12/16/2010 6:00:38 PM |
| Eaglehigh | $25.00 | $25.00 | 12/17/2010 12:34:27 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2010 8:48:27 PM |
| Whipster | $30.00 | $30.00 | 12/16/2010 8:51:34 PM |
| Jinja | $50.00 | $50.00 | 12/17/2010 10:03:35 AM |
| hellasow | $25.00 | $25.00 | 12/17/2010 10:32:52 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/17/2010 3:16:15 PM |
| greenkid | $29.79 | $29.79 | 12/17/2010 12:04:31 PM |
| SFBank | $300.00 | $300.00 | 12/17/2010 6:53:32 PM |
| KTOWN | $30.00 | $30.00 | 12/17/2010 11:35:31 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 7:55:07 PM |
| one-midas | $25.00 | $25.00 | 12/17/2010 9:45:07 PM |
| fabulous-community4 | $25.00 | $25.00 | 12/18/2010 2:53:49 AM |
| OldProp | $25.00 | $25.00 | 12/18/2010 12:11:32 PM |
| finance-prescription | $50.00 | $50.00 | 12/18/2010 8:53:19 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/17/2010 7:29:30 PM |
| grnii78 | $100.00 | $100.00 | 12/18/2010 4:18:09 PM |
| basejump0 | $25.00 | $25.00 | 12/17/2010 9:11:11 PM |
| lostperception | $25.00 | $25.00 | 12/17/2010 11:20:28 PM |
| principal-star | $25.00 | $25.00 | 12/19/2010 10:18:02 AM |
| mkainikm | $25.00 | $25.00 | 12/19/2010 2:09:18 PM |
| UncleScroogeDMD | $122.78 | $122.78 | 12/19/2010 4:30:11 PM |
| BangBros | $300.00 | $149.20 | 12/19/2010 5:26:59 PM |
| Bob450 | $25.00 | $25.00 | 12/18/2010 9:56:51 AM |
| outofoffice | $75.00 | $75.00 | 12/19/2010 3:45:20 PM |
| Octamer | $25.00 | $25.00 | 12/19/2010 1:09:12 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
488161
This series of Notes was issued and sold upon the funding of the borrower loan #46113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 600-619 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,061 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| artezia |
Borrower's state:
| Illinois |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 92% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,350.00 | < 31 days late:
| 3
( 8% )
| 600-619
(Aug-2009)
540-559
(Oct-2007)
540-559
(Sep-2007)
540-559
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
PROVEN BORROWER SEEKING 2ND LOAD
Purpose of the loan:This loan will be used to? To pay off my three credit cards to improve my credit rating because I am planning on purchasing my first home next year. This loan I hope will boost my credit rating after the cards are paid off which will allow me to purchase a home with a normal interest rate?for my family next year.
My financial situation: I work a full time job and I am a good candidate for this loan because? I am a Leander and a borrower here on the prosper market place. My prosper loan is now paid in full and all of my payments in the past have always been on time.?I am hoping the prosper lenders will bid towards a lower interest rate so I can get this loan. I feel I have proved my credit worthiness here on Prosper by repaying my current loan on time every month so I am looking for a break in the interest charge so I will not have to pay the 35% I am forced to start with because of my credit rating... I feel I have earned the right for a lower amount and I will pay every dime on time every month. So leaders will not lose bidding on me... I will pay on time every month.
Monthly net income: $ 2200
Monthly expenses: $
Housing: $ 800.00
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 125.00
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses $ 150
Credit cards and other loans: $ 225
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/16/2010 3:29:55 PM |
| 113121 | $2,500.00 | $1,728.82 | 12/16/2010 5:49:13 PM |
| jpaulnyc | $47.66 | $47.66 | 12/16/2010 7:32:48 PM |
| Kash2010lu | $50.00 | $50.00 | 12/16/2010 7:06:55 PM |
| big_balla_papi | $30.00 | $30.00 | 12/17/2010 12:51:49 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 12/16/2010 9:17:54 PM |
| mikeandcat | $50.00 | $50.00 | 12/16/2010 5:56:21 PM |
| power-trophy7 | $25.00 | $25.00 | 12/16/2010 3:58:38 PM |
| Skeptical-one | $31.00 | $31.00 | 12/16/2010 3:26:43 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/17/2010 4:11:48 AM |
| Investoman | $25.00 | $25.00 | 12/16/2010 3:33:43 PM |
| Scotcha | $50.00 | $50.00 | 12/17/2010 8:19:47 AM |
| nfx | $35.00 | $35.00 | 12/17/2010 5:19:16 AM |
| reflective-rupee | $250.00 | $250.00 | 12/16/2010 8:41:06 PM |
| kendigme | $27.52 | $27.52 | 12/17/2010 2:45:02 AM |
| buffalobills | $25.00 | $25.00 | 12/17/2010 8:31:11 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
486382
This series of Notes was issued and sold upon the funding of the borrower loan #46136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $309.21 |
|
Final lender yield:
| 26.75% |
Final borrower rate/APR:
| 27.75% / 31.31% |
Final monthly payment:
| $309.21 |
| |
|
Auction yield range:
| 10.51% - 26.75% |
Estimated loss impact:
| 10.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
9 | Length of status: | 48y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,565 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-popcorn1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
|
|
Principal balance:
| $4,123.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Helping my daughters in a business
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of business will this be? Is success of that business connected to your ability to pay this off? Am I right in calculating that you owe about $35k in credit cards based on the bankcard utilization? What are your other expenses? - Kennfusion
A:
This is a bridal shop that my 3 daughters started. It is doing very well, except December in a very slow month in the bridal business. January is the busiest month, so I wanted to help them a bit this time of year. I can pay off this loan without their help. My monthly expenses including credit cards is about $4000 a month. I clear about $5600. I have never been late on a loan payment in 50 years. Thank you.
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $100.00 | $100.00 | 12/14/2010 4:14:45 PM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:16:05 PM |
| DonaldColorado | $50.00 | $50.00 | 12/14/2010 4:24:56 PM |
| nilonc1 | $50.00 | $50.00 | 12/14/2010 4:17:30 PM |
| SNH | $100.00 | $100.00 | 12/14/2010 4:29:10 PM |
| income-sage9 | $25.00 | $25.00 | 12/14/2010 4:33:47 PM |
| hopeful-truth5 | $75.00 | $75.00 | 12/14/2010 4:23:43 PM |
| coin-bee1 | $50.00 | $50.00 | 12/14/2010 4:31:58 PM |
| jazzlender | $25.00 | $25.00 | 12/14/2010 4:35:02 PM |
| EBITDA | $25.00 | $25.00 | 12/14/2010 4:14:09 PM |
| impeccable-transparency | $150.00 | $150.00 | 12/14/2010 4:18:01 PM |
| musegaze | $50.00 | $50.00 | 12/14/2010 8:08:20 PM |
| drcoop | $25.00 | $25.00 | 12/14/2010 5:07:53 PM |
| ichibon | $25.00 | $25.00 | 12/14/2010 5:18:11 PM |
| simplelender80 | $100.00 | $100.00 | 12/14/2010 4:25:38 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:17 PM |
| navstox | $25.00 | $25.00 | 12/14/2010 8:21:53 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/14/2010 8:35:18 PM |
| divedude | $25.00 | $25.00 | 12/15/2010 3:16:37 AM |
| secureincome | $2,000.00 | $2,000.00 | 12/14/2010 4:34:17 PM |
| credit-investor5 | $25.00 | $25.00 | 12/14/2010 4:36:18 PM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 8:41:22 PM |
| fabulous-community4 | $25.00 | $25.00 | 12/14/2010 4:52:41 PM |
| scrappy-diversification7 | $528.37 | $528.37 | 12/14/2010 5:00:47 PM |
| ASR3 | $25.00 | $25.00 | 12/15/2010 10:56:55 AM |
| supreme-hope | $25.00 | $25.00 | 12/15/2010 7:28:20 AM |
| Comoparklender | $25.00 | $25.00 | 12/15/2010 12:11:34 PM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:18 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:18:44 PM |
| treasure-bliss | $40.08 | $40.08 | 12/16/2010 12:57:30 AM |
| loanman2007 | $100.00 | $100.00 | 12/16/2010 5:25:52 AM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:45 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/15/2010 10:01:46 PM |
| symbiosis | $46.73 | $46.73 | 12/16/2010 9:48:57 AM |
| PaulW | $25.00 | $25.00 | 12/16/2010 9:54:12 AM |
| famous-bill | $25.00 | $25.00 | 12/16/2010 3:50:09 PM |
| ukstevenhawaii | $25.00 | $25.00 | 12/16/2010 10:46:48 AM |
| valiant-liberty4 | $25.00 | $25.00 | 12/16/2010 12:49:49 PM |
| stoopidnoodle | $25.00 | $25.00 | 12/17/2010 1:32:15 AM |
| Nerdster1 | $25.02 | $25.02 | 12/17/2010 4:07:33 AM |
| gold-channel2 | $50.00 | $18.56 | 12/17/2010 4:45:14 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 12/16/2010 10:32:24 PM |
| hc90474 | $25.00 | $25.00 | 12/16/2010 10:36:14 PM |
| reflective-rupee | $300.00 | $300.00 | 12/16/2010 10:50:24 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:56:28 PM |
| euphoria8 | $25.00 | $25.00 | 12/17/2010 12:41:30 AM |
| FeedTheMachine | $50.00 | $50.00 | 12/17/2010 12:50:21 AM |
| shrewd-peace7 | $36.67 | $36.67 | 12/17/2010 4:43:06 AM |
| fair-peace7 | $25.00 | $25.00 | 12/17/2010 4:45:12 AM |
| impressive-loan9 | $50.00 | $50.00 | 12/17/2010 4:43:41 AM |
| Bank42 | $50.00 | $50.00 | 12/17/2010 4:45:09 AM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/14/2010 4:25:06 PM |
| Redmond | $25.00 | $25.00 | 12/14/2010 4:26:54 PM |
| Investoman | $50.00 | $50.00 | 12/14/2010 4:32:50 PM |
| dedicated-transaction796 | $34.10 | $34.10 | 12/14/2010 4:34:59 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:35 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:35:18 PM |
| graceful-investment | $92.58 | $92.58 | 12/14/2010 5:21:27 PM |
| paytonbrigadier | $150.30 | $150.30 | 12/14/2010 4:27:53 PM |
| brother_tam | $50.00 | $50.00 | 12/14/2010 8:35:15 PM |
| lucrative-loan | $50.00 | $50.00 | 12/15/2010 12:51:29 AM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 9:34:14 AM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/15/2010 10:56:57 AM |
| finance-prescription | $25.00 | $25.00 | 12/15/2010 1:31:26 PM |
| money-bauble | $25.00 | $25.00 | 12/15/2010 12:52:08 AM |
| greencat | $50.00 | $50.00 | 12/15/2010 7:28:43 AM |
| Whipster | $30.00 | $30.00 | 12/15/2010 4:20:13 PM |
| bid-czar8 | $100.00 | $100.00 | 12/15/2010 4:24:03 PM |
| dckpolo | $25.00 | $25.00 | 12/15/2010 5:37:59 PM |
| orange-influential-credit | $50.00 | $50.00 | 12/16/2010 5:28:17 AM |
| inspiring-reward | $56.59 | $56.59 | 12/16/2010 8:42:13 AM |
| economy-lotus | $100.00 | $100.00 | 12/16/2010 9:31:47 AM |
| HedgeFund | $50.00 | $50.00 | 12/16/2010 10:43:56 AM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 7:59:43 AM |
| jubilant-agreement0 | $25.00 | $25.00 | 12/16/2010 2:31:34 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 12/16/2010 3:18:20 AM |
| Chris97 | $50.00 | $50.00 | 12/16/2010 11:26:48 AM |
| Kennfusion | $100.00 | $100.00 | 12/16/2010 6:08:27 AM |
| wanna-help | $50.00 | $50.00 | 12/16/2010 3:25:12 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/16/2010 3:51:57 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2010 3:30:52 PM |
| all_of_that_one | $25.00 | $25.00 | 12/16/2010 3:35:41 PM |
| ThatDanGuy | $25.00 | $25.00 | 12/16/2010 9:22:04 PM |
| reflective-rupee | $250.00 | $250.00 | 12/16/2010 10:50:53 PM |
| GElender | $25.00 | $25.00 | 12/16/2010 11:06:49 PM |
| witty-openness | $25.00 | $25.00 | 12/17/2010 4:42:16 AM |
| investment-comet | $25.00 | $25.00 | 12/17/2010 4:43:40 AM |
| zebra806 | $41.00 | $41.00 | 12/17/2010 4:45:02 AM |
| a-finance-nirvana | $25.00 | $25.00 | 12/16/2010 10:35:54 PM |
| Lam0nt | $25.00 | $25.00 | 12/17/2010 4:16:29 AM |
| trade-boots1 | $100.00 | $100.00 | 12/17/2010 4:44:57 AM |
| tech310 | $50.00 | $50.00 | 12/17/2010 7:33:13 AM |
| 92 bids
|
Borrower Payment Dependent Notes Series
486516
This series of Notes was issued and sold upon the funding of the borrower loan #46057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-03-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 16y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,158 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| interest-processor |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why do you want this loan? Why is your revolving credit utilization so high? Thanks and best wishes. - reflective-rupee
A:
I am the only one working full time, I am trying to pay all of my credit card but for some reason I always fall behind. The reason for this loan is to help pay my rent. I would really appreciate any help. Thank You.-
(Dec-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 12/3/2010 2:14:52 PM |
| Artist_Blue | $25.00 | $25.00 | 12/3/2010 2:24:50 PM |
| kulender | $50.00 | $50.00 | 12/3/2010 4:53:16 PM |
| visionary-currency | $25.00 | $25.00 | 12/3/2010 11:38:40 PM |
| ASR3 | $25.00 | $25.00 | 12/6/2010 6:39:08 AM |
| Gibbyland | $50.00 | $50.00 | 12/6/2010 3:27:46 PM |
| shmb6508 | $100.00 | $100.00 | 12/7/2010 10:52:41 AM |
| finance-prescription | $50.00 | $50.00 | 12/7/2010 2:40:14 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/7/2010 5:54:57 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/8/2010 3:44:34 PM |
| lillian27 | $50.00 | $50.00 | 12/8/2010 3:44:43 PM |
| Bookophile | $50.00 | $50.00 | 12/8/2010 3:46:43 PM |
| radiant-loan5 | $25.00 | $25.00 | 12/8/2010 3:47:00 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/8/2010 3:47:25 PM |
| AF-Chief | $35.00 | $35.00 | 12/8/2010 3:44:11 PM |
| rockstar78 | $25.00 | $25.00 | 12/8/2010 3:45:00 PM |
| Tammy102800 | $25.00 | $25.00 | 12/8/2010 3:46:46 PM |
| buffalobills | $25.00 | $25.00 | 12/9/2010 8:04:04 AM |
| nybanker85 | $25.00 | $25.00 | 12/8/2010 3:42:53 PM |
| reward-adventure | $50.00 | $50.00 | 12/8/2010 3:44:03 PM |
| kendigme | $49.68 | $49.68 | 12/9/2010 2:50:17 AM |
| flwah | $25.00 | $25.00 | 12/8/2010 3:47:12 PM |
| copper | $50.00 | $50.00 | 12/8/2010 3:47:17 PM |
| authoritative-capital | $25.00 | $25.00 | 12/8/2010 3:52:15 PM |
| RyanM561 | $25.00 | $25.00 | 12/9/2010 8:14:28 AM |
| money-bauble | $100.00 | $100.00 | 12/3/2010 2:16:18 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/3/2010 4:53:17 PM |
| Redmond | $25.00 | $25.00 | 12/3/2010 2:25:49 PM |
| vine99 | $40.00 | $40.00 | 12/4/2010 9:29:23 AM |
| jamiee73 | $25.00 | $25.00 | 12/4/2010 5:23:12 PM |
| forthright-dedication | $25.00 | $25.00 | 12/6/2010 1:36:50 PM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 2:48:41 PM |
| yeti888 | $25.00 | $25.00 | 12/6/2010 3:23:56 PM |
| tech310 | $25.00 | $25.00 | 12/6/2010 3:37:28 PM |
| independent-silver9 | $25.00 | $25.00 | 12/7/2010 6:58:51 AM |
| reflective-rupee | $25.00 | $25.00 | 12/7/2010 2:08:28 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/7/2010 2:40:42 PM |
| IIP77 | $25.00 | $25.00 | 12/7/2010 2:36:38 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/7/2010 3:02:33 PM |
| AlexTrep | $25.00 | $25.00 | 12/8/2010 5:36:36 AM |
| iolaire | $25.00 | $25.00 | 12/8/2010 3:47:34 PM |
| ah-long | $25.00 | $25.00 | 12/8/2010 3:48:34 PM |
| doncm | $50.00 | $46.61 | 12/8/2010 3:52:51 PM |
| cunning-bill | $28.71 | $28.71 | 12/8/2010 12:38:55 PM |
| villagers | $25.00 | $25.00 | 12/8/2010 3:48:01 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/8/2010 3:52:27 PM |
| orangetrust | $50.00 | $50.00 | 12/8/2010 3:52:46 PM |
| env | $25.00 | $25.00 | 12/8/2010 3:45:28 PM |
| tszbgae | $50.00 | $50.00 | 12/8/2010 3:46:36 PM |
| rocker6 | $25.00 | $25.00 | 12/8/2010 3:48:15 PM |
| haplender | $50.00 | $50.00 | 12/8/2010 3:52:49 PM |
| moo916 | $25.00 | $25.00 | 12/8/2010 10:40:57 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
486916
This series of Notes was issued and sold upon the funding of the borrower loan #46127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $82.46 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 28.50% |
Final monthly payment:
| $79.52 |
| |
|
Auction yield range:
| 10.51% - 26.75% |
Estimated loss impact:
| 10.39% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,942 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Joelans |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2007)
|
|
Principal balance:
| $0.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Student Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendstats_com | $200.00 | $200.00 | 12/15/2010 5:14:23 PM |
| MoneyForNothing | $39.06 | $39.06 | 12/15/2010 7:14:57 PM |
| loanman2007 | $125.00 | $125.00 | 12/16/2010 5:34:10 AM |
| foothillender | $25.00 | $25.00 | 12/16/2010 6:50:17 AM |
| outofoffice | $43.90 | $43.90 | 12/16/2010 6:57:58 AM |
| cashhelp | $30.00 | $30.00 | 12/15/2010 4:22:11 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:17:06 PM |
| jpaulnyc | $50.00 | $50.00 | 12/16/2010 4:07:01 PM |
| UCLA4life | $25.00 | $25.00 | 12/16/2010 2:48:01 PM |
| melodious-openness | $306.53 | $306.53 | 12/16/2010 4:42:47 PM |
| ac787 | $25.00 | $25.00 | 12/16/2010 5:40:23 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 12/16/2010 9:05:48 PM |
| fabulous-community4 | $25.00 | $25.00 | 12/18/2010 2:53:46 AM |
| vine99 | $50.00 | $50.00 | 12/18/2010 11:44:18 AM |
| lucrative-loan | $25.00 | $25.00 | 12/18/2010 8:36:25 AM |
| william8 | $25.00 | $25.00 | 12/18/2010 3:47:46 PM |
| hellasow | $25.00 | $25.00 | 12/17/2010 8:52:13 PM |
| kendallv | $25.00 | $25.00 | 12/17/2010 10:30:32 PM |
| Jerrys1951 | $40.00 | $40.00 | 12/19/2010 10:52:12 AM |
| DUDE66 | $50.00 | $50.00 | 12/18/2010 11:43:43 AM |
| CA_Lender | $25.00 | $25.00 | 12/15/2010 3:54:44 PM |
| alexgalt | $50.00 | $50.00 | 12/15/2010 4:01:52 PM |
| building_community | $42.44 | $42.44 | 12/15/2010 5:16:26 PM |
| good4loan | $25.00 | $25.00 | 12/15/2010 4:07:39 PM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 7:56:06 PM |
| invest-in-ed | $110.00 | $110.00 | 12/15/2010 4:30:35 PM |
| vutah | $25.00 | $25.00 | 12/15/2010 3:51:43 PM |
| penny-plato | $50.00 | $50.00 | 12/16/2010 8:40:35 AM |
| rubylender | $25.00 | $25.00 | 12/16/2010 8:44:28 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 4:59:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:12:32 AM |
| supreme-hope | $25.00 | $25.00 | 12/16/2010 1:13:08 PM |
| Liam227 | $44.01 | $44.01 | 12/16/2010 1:41:56 PM |
| Scotcha | $50.00 | $50.00 | 12/16/2010 5:26:19 AM |
| Uylsses | $50.00 | $50.00 | 12/16/2010 9:57:26 AM |
| auction-seeker | $25.00 | $25.00 | 12/17/2010 5:04:50 AM |
| competent-p2p | $50.00 | $50.00 | 12/17/2010 10:31:15 AM |
| Bob450 | $25.00 | $25.00 | 12/18/2010 9:52:45 AM |
| grampy48 | $35.00 | $35.00 | 12/17/2010 5:10:42 PM |
| mammalian4 | $25.00 | $25.00 | 12/19/2010 3:26:47 PM |
| Danjack_Capital | $25.00 | $25.00 | 12/18/2010 11:04:13 AM |
| arenangelchild | $50.00 | $34.06 | 12/19/2010 12:49:33 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
487128
This series of Notes was issued and sold upon the funding of the borrower loan #46160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-08-2010 |
| |
Auction end date:
| Dec-12-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 38.44% |
Starting monthly payment:
| $43.67 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 38.44% |
Final monthly payment:
| $43.67 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $845 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-museum4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please help student SHORT TERM
Purpose of loan:
This loan will be used to pay rent and other expense until my financial aid comes in February.
My financial situation:
I am a good candidate for this loan because I have never been late on a payment and have a good credit score.
Monthly net income: $ student loans
Monthly expenses: $ 660
??Housing: $ 500
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 30
??Food, entertainment: $ 0
??Clothing, household expenses $ 10
??Credit cards and other loans: $?20
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| felicity-festival | $25.00 | $25.00 | 12/8/2010 2:50:38 PM |
| GS-ROCK | $30.00 | $30.00 | 12/9/2010 11:50:27 AM |
| Requiem | $25.00 | $25.00 | 12/9/2010 10:14:41 AM |
| nimble-nickel | $25.00 | $25.00 | 12/9/2010 8:49:54 PM |
| nodebt2012 | $25.00 | $25.00 | 12/10/2010 8:23:04 AM |
| interest-exec9 | $25.00 | $25.00 | 12/10/2010 1:59:11 PM |
| CreditBuilder2 | $100.00 | $100.00 | 12/10/2010 1:23:16 PM |
| cupcake9 | $25.00 | $25.00 | 12/10/2010 7:02:46 PM |
| vutah | $25.00 | $25.00 | 12/11/2010 7:58:53 AM |
| Bob450 | $25.00 | $25.00 | 12/11/2010 6:01:36 PM |
| nickel-position | $25.00 | $25.00 | 12/12/2010 3:32:24 PM |
| transaction-circuit | $50.00 | $50.00 | 12/8/2010 2:51:15 PM |
| greenback-guard | $25.00 | $25.00 | 12/8/2010 3:11:10 PM |
| graceful-investment | $36.80 | $9.72 | 12/8/2010 2:48:19 PM |
| reflective-rupee | $25.00 | $25.00 | 12/8/2010 2:57:42 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/8/2010 5:32:33 PM |
| alexgalt | $50.00 | $50.00 | 12/8/2010 3:02:09 PM |
| paytonbrigadier | $25.00 | $25.00 | 12/8/2010 7:39:05 PM |
| invincible-peso | $75.00 | $75.00 | 12/10/2010 6:37:18 AM |
| mammalian4 | $50.00 | $50.00 | 12/10/2010 9:37:02 AM |
| Banker_Joe | $25.00 | $25.00 | 12/10/2010 6:53:09 PM |
| engaging-repayment8 | $25.00 | $25.00 | 12/10/2010 4:27:23 PM |
| 108lender | $150.00 | $150.00 | 12/10/2010 4:32:31 PM |
| malar | $34.00 | $34.00 | 12/10/2010 5:42:34 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 12/11/2010 1:37:22 AM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 12/11/2010 11:37:25 AM |
| whatreality | $26.28 | $26.28 | 12/12/2010 2:56:20 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
487392
This series of Notes was issued and sold upon the funding of the borrower loan #46128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $490.73 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $490.73 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 840-859 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,948 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cozy-revenue8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Driveway/Payoff Appliance Loan
Purpose of loan:
My wife and I purchased a new home in Oct 2009.? We gutted the place and spent $150,000 remodeling the inside, finally moving in in March 2010.? We have a wonderful home but the driveway is in desperate need of replacement.? The purpose of this loan is to help us in replacing the driveway and also pay off a 0% -12 month credit card offer for our new appliances that will be expiring in January.? As we drive up to our home, it is clear we want to replace the driveway now and pay interest rather than wait another year for our savings to be in a place that we will spend some of it on the driveway.
My financial situation:
Prosper only allows me to apply as an individual for the loan and as you can see, I have excellent credit.? Something additional to consider when lending me/us money is that my wife is also a professional with annual income just under mine.? Together we have earn $10,500 a month (this is after taxes and 401k etc).? We have a decent expendable income after paying our monthly bills and would not be asking for a loan had we not spent most of our saved money on the remodel (which to us and hopefully you was a wise investment).
Thank you for considering me as your investment.? If you do invest in me (us), your money will not only be appreciated but will be cared for until you receive it fully paid back with the interest that you will earn.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 12/13/2010 3:07:18 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/13/2010 3:09:17 PM |
| ichibon | $150.00 | $150.00 | 12/13/2010 3:10:18 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:02:21 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/13/2010 3:03:45 PM |
| indomitable-coin | $50.00 | $50.00 | 12/13/2010 3:06:16 PM |
| rss197 | $25.00 | $25.00 | 12/13/2010 3:06:46 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/13/2010 3:23:18 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/13/2010 3:11:53 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 3:21:14 PM |
| organized-payment6 | $50.00 | $50.00 | 12/13/2010 3:22:55 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/13/2010 3:23:33 PM |
| GElender | $75.00 | $75.00 | 12/13/2010 3:01:56 PM |
| Rockymtnhi | $150.00 | $150.00 | 12/13/2010 3:02:03 PM |
| the-enterprising-leverage | $50.00 | $50.00 | 12/13/2010 3:02:16 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/13/2010 3:40:20 PM |
| bxdoc | $40.00 | $40.00 | 12/13/2010 3:44:26 PM |
| SimpleChoice | $25.00 | $25.00 | 12/13/2010 3:34:55 PM |
| superb-funds335 | $25.00 | $25.00 | 12/13/2010 3:35:54 PM |
| jrbill1998 | $50.00 | $50.00 | 12/13/2010 3:36:57 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/13/2010 3:40:29 PM |
| fortytwo | $100.00 | $100.00 | 12/13/2010 3:54:04 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:41:46 PM |
| Investoman | $25.00 | $25.00 | 12/13/2010 3:47:13 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/13/2010 4:02:04 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/13/2010 3:49:54 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/13/2010 3:24:34 PM |
| meenan | $50.00 | $50.00 | 12/13/2010 3:25:48 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:27:46 PM |
| AFairDeal | $50.00 | $50.00 | 12/13/2010 3:28:02 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:53:22 PM |
| powerful-finance7 | $25.00 | $25.00 | 12/13/2010 4:02:13 PM |
| sci_guy | $25.00 | $25.00 | 12/13/2010 3:37:41 PM |
| heavenly-interest9 | $50.00 | $50.00 | 12/13/2010 3:38:10 PM |
| cxl9 | $50.00 | $50.00 | 12/13/2010 3:40:18 PM |
| DSFinancial | $50.00 | $50.00 | 12/13/2010 4:28:23 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:47:28 PM |
| bayareainv | $34.97 | $34.97 | 12/13/2010 5:16:48 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 12/13/2010 5:28:18 PM |
| macjp123 | $25.00 | $25.00 | 12/13/2010 3:52:05 PM |
| dunox | $50.00 | $50.00 | 12/13/2010 3:58:35 PM |
| nybanker85 | $50.00 | $50.00 | 12/13/2010 5:17:25 PM |
| hrubinst | $32.67 | $32.67 | 12/13/2010 8:38:07 PM |
| understanding-affluence5 | $30.00 | $30.00 | 12/13/2010 5:30:15 PM |
| loan-master996 | $46.31 | $46.31 | 12/14/2010 1:17:42 AM |
| nalaari | $25.00 | $25.00 | 12/13/2010 10:26:30 PM |
| jtradition | $50.00 | $50.00 | 12/14/2010 5:47:12 AM |
| Interloper | $25.00 | $25.00 | 12/14/2010 12:17:34 AM |
| mmckune | $25.00 | $25.00 | 12/14/2010 12:51:12 AM |
| melodious-fairness | $38.56 | $38.56 | 12/14/2010 1:15:51 AM |
| panegryst | $50.00 | $50.00 | 12/14/2010 4:24:01 AM |
| phoko | $25.00 | $25.00 | 12/14/2010 9:31:32 AM |
| excellent-wealth6 | $25.00 | $25.00 | 12/14/2010 9:32:02 AM |
| laufer32304 | $50.00 | $50.00 | 12/14/2010 5:41:29 AM |
| adamwstein | $25.00 | $25.00 | 12/14/2010 9:40:44 AM |
| il_guru | $27.26 | $27.26 | 12/14/2010 6:41:40 AM |
| p2p-rider7 | $50.00 | $50.00 | 12/14/2010 10:37:18 AM |
| gallant-camaraderi | $25.00 | $25.00 | 12/14/2010 10:37:29 AM |
| chameleon125 | $25.00 | $25.00 | 12/14/2010 7:08:19 AM |
| JustMee | $25.00 | $25.00 | 12/13/2010 5:55:24 PM |
| j2ee | $25.00 | $25.00 | 12/14/2010 10:43:44 AM |
| oreyedoc | $50.00 | $50.00 | 12/14/2010 10:43:57 AM |
| Acid | $50.00 | $50.00 | 12/14/2010 10:59:16 AM |
| nycloan | $50.00 | $50.00 | 12/14/2010 11:06:30 AM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 7:01:27 PM |
| SajDiddy | $50.00 | $50.00 | 12/13/2010 7:22:36 PM |
| finance-prescription | $96.54 | $96.54 | 12/14/2010 11:52:36 AM |
| Dan1997 | $50.00 | $50.00 | 12/14/2010 9:41:08 AM |
| TCR3 | $25.00 | $14.72 | 12/14/2010 1:31:53 PM |
| roman2008 | $25.00 | $25.00 | 12/14/2010 10:07:24 AM |
| ArchonFinancialHoldings | $38.67 | $38.67 | 12/14/2010 10:55:10 AM |
| Magog12 | $27.10 | $27.10 | 12/14/2010 11:36:23 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/14/2010 11:51:34 AM |
| junctionking | $25.00 | $25.00 | 12/14/2010 12:41:58 PM |
| native68 | $50.00 | $50.00 | 12/14/2010 12:46:37 PM |
| julijask | $35.00 | $35.00 | 12/14/2010 1:05:27 AM |
| p2ploan-axis | $25.00 | $25.00 | 12/14/2010 1:27:02 PM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 1:41:54 AM |
| dajen1 | $50.00 | $50.00 | 12/14/2010 5:47:07 AM |
| ualf | $30.69 | $30.69 | 12/14/2010 6:19:17 AM |
| durability-exchanger | $25.00 | $25.00 | 12/14/2010 7:18:10 AM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2010 3:23:08 PM |
| RayEarth | $25.00 | $25.00 | 12/14/2010 9:33:31 AM |
| ss2020 | $27.99 | $27.99 | 12/14/2010 9:38:25 AM |
| goodfaithAK | $32.66 | $32.66 | 12/14/2010 9:40:33 AM |
| NMGbank | $25.00 | $25.00 | 12/14/2010 9:52:45 AM |
| calm-deal7 | $25.00 | $25.00 | 12/14/2010 10:00:11 AM |
| BritDad | $25.00 | $25.00 | 12/14/2010 10:47:19 AM |
| RLC | $28.20 | $28.20 | 12/14/2010 10:48:10 AM |
| PatRichi | $25.00 | $25.00 | 12/14/2010 11:01:29 AM |
| tntmojave | $25.00 | $25.00 | 12/14/2010 11:06:31 AM |
| radforj22 | $25.00 | $25.00 | 12/14/2010 11:29:29 AM |
| comet55 | $25.00 | $25.00 | 12/14/2010 12:46:39 PM |
| moneytolend72 | $25.00 | $25.00 | 12/15/2010 7:28:20 AM |
| competent-p2p | $25.00 | $25.00 | 12/15/2010 12:50:25 PM |
| blue-useful-auction | $25.00 | $25.00 | 12/15/2010 8:19:26 AM |
| Auditman | $50.00 | $50.00 | 12/16/2010 8:51:27 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 9:56:47 AM |
| Havnfun | $25.00 | $25.00 | 12/16/2010 7:06:31 AM |
| ethicalhumanist | $50.00 | $50.00 | 12/16/2010 3:11:29 PM |
| RiskAdverse | $25.00 | $25.00 | 12/16/2010 12:41:53 PM |
| MoneyOps | $25.00 | $25.00 | 12/16/2010 8:07:14 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 10:04:40 AM |
| trajames | $100.00 | $100.00 | 12/16/2010 7:08:17 PM |
| wwwUniversal | $25.00 | $25.00 | 12/16/2010 3:50:03 PM |
| gustavholstopus32 | $25.00 | $25.00 | 12/16/2010 4:31:41 PM |
| jbadawg1017 | $50.00 | $50.00 | 12/17/2010 6:03:07 AM |
| phchristensen | $50.00 | $50.00 | 12/17/2010 11:59:25 AM |
| greenback-ally | $50.00 | $50.00 | 12/16/2010 9:01:56 PM |
| entertaining-credit3 | $30.89 | $30.89 | 12/17/2010 10:03:25 AM |
| Moots | $25.00 | $25.00 | 12/17/2010 11:47:32 AM |
| forthright-principal2 | $25.00 | $25.00 | 12/17/2010 4:01:46 PM |
| market-jam | $28.07 | $28.07 | 12/17/2010 4:03:25 PM |
| Washington_Loan | $25.00 | $25.00 | 12/17/2010 4:18:08 PM |
| mammalian4 | $25.00 | $25.00 | 12/17/2010 4:03:33 PM |
| moneyman369 | $50.00 | $50.00 | 12/17/2010 12:01:28 PM |
| greenback-guard | $25.00 | $25.00 | 12/17/2010 4:19:17 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/18/2010 2:32:37 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 12/17/2010 4:02:59 PM |
| economy-beast | $25.00 | $25.00 | 12/17/2010 4:08:41 PM |
| manugee | $50.00 | $50.00 | 12/18/2010 8:09:05 AM |
| edsmoney | $100.00 | $100.00 | 12/18/2010 8:14:05 AM |
| keichi03 | $50.00 | $50.00 | 12/17/2010 4:57:17 PM |
| Duckshovel | $50.00 | $50.00 | 12/18/2010 10:14:28 AM |
| mclean_loaner | $50.00 | $50.00 | 12/18/2010 7:59:30 PM |
| economy-beast | $200.00 | $200.00 | 12/18/2010 8:16:53 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:26:55 PM |
| BOZO88 | $25.00 | $25.00 | 12/19/2010 9:05:11 AM |
| MonkeyHero | $25.00 | $25.00 | 12/19/2010 10:03:33 AM |
| StreetJustice | $31.68 | $31.68 | 12/18/2010 2:14:03 AM |
| felicity-loyalist0 | $30.00 | $30.00 | 12/18/2010 4:31:29 PM |
| sgordon46 | $25.00 | $25.00 | 12/19/2010 12:43:35 PM |
| crw1950 | $50.00 | $50.00 | 12/18/2010 7:46:12 AM |
| mgking007 | $25.00 | $25.00 | 12/19/2010 10:52:10 AM |
| OKPapa | $25.00 | $25.00 | 12/19/2010 2:34:08 PM |
| japerk | $25.00 | $25.00 | 12/19/2010 3:16:22 PM |
| ddamenace | $40.00 | $40.00 | 12/19/2010 3:32:41 PM |
| bonus-apple | $198.45 | $198.45 | 12/18/2010 4:34:23 PM |
| chlebie | $25.00 | $25.00 | 12/13/2010 3:07:54 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:02:30 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 3:22:23 PM |
| wonderful-dime | $25.00 | $25.00 | 12/13/2010 3:25:38 PM |
| bid-czar8 | $100.00 | $100.00 | 12/13/2010 3:30:06 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:33:30 PM |
| gigabit | $50.00 | $50.00 | 12/13/2010 3:23:15 PM |
| riskreward | $100.00 | $100.00 | 12/13/2010 3:24:05 PM |
| bowdish1 | $50.00 | $50.00 | 12/13/2010 3:35:31 PM |
| finance_mba | $25.00 | $25.00 | 12/13/2010 3:24:43 PM |
| power-trophy7 | $25.00 | $25.00 | 12/13/2010 3:36:25 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/13/2010 3:25:25 PM |
| E_G | $50.00 | $50.00 | 12/13/2010 3:37:27 PM |
| kulender | $100.00 | $100.00 | 12/13/2010 3:03:55 PM |
| availableloan | $25.00 | $25.00 | 12/13/2010 3:38:08 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/13/2010 3:27:22 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/13/2010 3:28:25 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/13/2010 3:05:35 PM |
| Webpreneur | $50.00 | $50.00 | 12/13/2010 3:29:22 PM |
| careful-note | $100.00 | $100.00 | 12/13/2010 3:07:35 PM |
| cagcrash | $75.00 | $75.00 | 12/13/2010 3:46:21 PM |
| Bank42 | $50.00 | $50.00 | 12/13/2010 3:10:23 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:22 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/13/2010 3:35:06 PM |
| money-bauble | $100.00 | $100.00 | 12/13/2010 3:40:55 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/13/2010 3:22:19 PM |
| elasermd | $50.00 | $50.00 | 12/13/2010 3:46:44 PM |
| ray1051 | $50.00 | $50.00 | 12/13/2010 3:22:43 PM |
| jazzlender | $25.00 | $25.00 | 12/13/2010 3:23:16 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/13/2010 3:23:23 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/13/2010 3:58:30 PM |
| objective-investor | $150.00 | $150.00 | 12/13/2010 3:58:39 PM |
| reflective-rupee | $100.00 | $100.00 | 12/13/2010 4:12:04 PM |
| trade-boots1 | $100.00 | $100.00 | 12/13/2010 4:35:16 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:42:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/13/2010 3:45:13 PM |
| flexible-return297 | $50.00 | $50.00 | 12/13/2010 3:48:34 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:50:58 PM |
| Sixmil | $35.23 | $35.23 | 12/13/2010 5:30:09 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:30 PM |
| rlgnyc | $25.00 | $25.00 | 12/13/2010 3:53:29 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/13/2010 6:17:49 PM |
| WolRab | $25.00 | $25.00 | 12/13/2010 6:21:48 PM |
| brother_tam | $50.00 | $50.00 | 12/13/2010 6:32:51 PM |
| sarisai | $50.00 | $50.00 | 12/13/2010 3:54:46 PM |
| ferocious-camaraderi1 | $47.45 | $47.45 | 12/13/2010 6:51:24 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:44 PM |
| truth-magma | $40.97 | $40.97 | 12/13/2010 7:26:39 PM |
| zebra806 | $50.00 | $50.00 | 12/13/2010 5:17:03 PM |
| RationalWorld | $25.00 | $25.00 | 12/13/2010 8:31:54 PM |
| peace-maximizer8 | $25.00 | $25.00 | 12/13/2010 5:19:15 PM |
| rautility | $50.00 | $50.00 | 12/13/2010 5:30:13 PM |
| gain-gourd | $42.31 | $42.31 | 12/13/2010 6:17:47 PM |
| oaktown23 | $46.78 | $46.78 | 12/14/2010 12:44:49 AM |
| rupeeapult | $50.00 | $50.00 | 12/13/2010 6:36:38 PM |
| rpg | $50.00 | $50.00 | 12/13/2010 6:42:02 PM |
| robertmm25 | $47.45 | $47.45 | 12/13/2010 7:16:54 PM |
| 108lender | $150.00 | $150.00 | 12/13/2010 4:28:50 PM |
| bazaar-utensil7 | $29.23 | $29.23 | 12/13/2010 7:26:42 PM |
| banker65010 | $25.00 | $25.00 | 12/13/2010 4:30:52 PM |
| teejay411 | $25.00 | $25.00 | 12/14/2010 1:16:55 AM |
| efficient-treasure0 | $25.00 | $25.00 | 12/14/2010 3:27:07 AM |
| natural-affluence4 | $25.00 | $25.00 | 12/13/2010 4:35:13 PM |
| velocity-solo | $25.00 | $25.00 | 12/13/2010 4:35:41 PM |
| rudyindc | $25.00 | $25.00 | 12/14/2010 6:04:46 AM |
| IIP77 | $25.00 | $25.00 | 12/14/2010 12:28:00 AM |
| DcUnited | $29.54 | $29.54 | 12/14/2010 12:50:07 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/14/2010 1:07:05 AM |
| yield-museum | $25.00 | $25.00 | 12/14/2010 1:17:37 AM |
| building_community | $25.00 | $25.00 | 12/14/2010 8:48:26 AM |
| skuba | $25.00 | $25.00 | 12/13/2010 5:19:28 PM |
| income-vault6 | $25.00 | $25.00 | 12/14/2010 5:47:00 AM |
| authentic-liberty7 | $25.00 | $25.00 | 12/14/2010 9:47:28 AM |
| alaco | $25.00 | $25.00 | 12/13/2010 5:38:55 PM |
| yield-enlistment | $25.00 | $25.00 | 12/14/2010 10:47:20 AM |
| tsui517 | $25.00 | $25.00 | 12/14/2010 12:26:32 PM |
| maximizer | $25.00 | $25.00 | 12/13/2010 8:13:19 PM |
| kc8fot | $44.81 | $44.81 | 12/14/2010 9:40:55 AM |
| Elbanko | $50.00 | $50.00 | 12/14/2010 9:47:30 AM |
| Papa_Mema | $25.00 | $25.00 | 12/14/2010 10:00:02 AM |
| klinebarger | $25.00 | $25.00 | 12/14/2010 10:12:58 AM |
| planet7 | $25.00 | $25.00 | 12/13/2010 10:26:32 PM |
| omerta6102 | $50.00 | $50.00 | 12/14/2010 12:28:39 AM |
| Danfromnapa | $42.77 | $42.77 | 12/14/2010 12:45:31 AM |
| jjb3 | $25.00 | $25.00 | 12/14/2010 11:46:25 AM |
| fairwealth | $25.00 | $25.00 | 12/14/2010 12:26:27 PM |
| uarewhatuthink | $25.00 | $25.00 | 12/14/2010 12:41:43 PM |
| best-coin-miser | $29.35 | $29.35 | 12/14/2010 1:22:46 PM |
| Plotinus | $50.00 | $50.00 | 12/14/2010 1:31:48 PM |
| happyskippy0208 | $25.00 | $25.00 | 12/14/2010 1:31:51 PM |
| dinero-speaker | $25.00 | $25.00 | 12/14/2010 1:33:19 AM |
| wampum-launcher0 | $30.00 | $30.00 | 12/14/2010 5:26:31 AM |
| integrity-trumpet | $25.40 | $25.40 | 12/14/2010 10:47:18 AM |
| Picopie | $50.00 | $50.00 | 12/14/2010 11:01:27 AM |
| caelanmac | $28.74 | $28.74 | 12/14/2010 11:43:27 AM |
| SafeSaxa | $30.00 | $30.00 | 12/14/2010 12:11:49 PM |
| Weaverville | $50.00 | $50.00 | 12/14/2010 12:11:54 PM |
| credit-panda1 | $30.00 | $30.00 | 12/15/2010 9:09:24 AM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 5:07:58 PM |
| LaXavier | $25.00 | $25.00 | 12/15/2010 10:43:28 AM |
| lizphan1 | $26.00 | $26.00 | 12/14/2010 6:35:18 PM |
| ujiba | $50.00 | $50.00 | 12/15/2010 3:48:42 AM |
| drysdale-sd | $61.00 | $61.00 | 12/15/2010 3:38:45 PM |
| kcpeck | $25.00 | $25.00 | 12/16/2010 12:27:06 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 9:57:22 AM |
| mjunlimited | $50.00 | $50.00 | 12/15/2010 5:12:57 PM |
| ManhattanLender | $25.00 | $25.00 | 12/16/2010 10:28:55 AM |
| integrity-cowbell | $30.00 | $30.00 | 12/16/2010 5:59:51 AM |
| p2p-eagle9 | $25.00 | $25.00 | 12/16/2010 6:31:18 AM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 10:22:51 AM |
| bradfid | $25.00 | $25.00 | 12/17/2010 1:22:50 AM |
| scott2004114 | $25.00 | $25.00 | 12/17/2010 5:10:54 AM |
| NorthwestLoan1 | $35.00 | $35.00 | 12/17/2010 8:22:24 AM |
| social-comet7 | $25.00 | $25.00 | 12/17/2010 9:34:03 AM |
| benefit-trident | $25.00 | $25.00 | 12/17/2010 4:36:51 PM |
| mpatrick | $25.00 | $25.00 | 12/17/2010 5:24:59 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 8:00:10 PM |
| Photoman42 | $25.00 | $25.00 | 12/17/2010 5:29:07 PM |
| Westsider | $25.00 | $25.00 | 12/17/2010 4:02:55 PM |
| compassion-paladin042 | $25.00 | $25.00 | 12/17/2010 4:18:12 PM |
| Easystreet | $25.00 | $25.00 | 12/17/2010 4:27:58 PM |
| Richmp412 | $25.00 | $25.00 | 12/18/2010 6:43:35 AM |
| Chewbaca | $25.00 | $25.00 | 12/17/2010 6:17:41 PM |
| CHAZGEO6685 | $30.20 | $30.20 | 12/17/2010 6:46:51 PM |
| malcolmreynolds | $25.00 | $25.00 | 12/18/2010 1:23:56 PM |
| crdcteng | $25.00 | $25.00 | 12/19/2010 9:26:39 AM |
| Damostuff | $25.00 | $25.00 | 12/18/2010 1:50:38 AM |
| authoritative-loot | $25.00 | $25.00 | 12/18/2010 3:48:03 PM |
| fishing533 | $32.34 | $32.34 | 12/18/2010 5:44:05 PM |
| bridgedoctor | $25.00 | $25.00 | 12/19/2010 4:12:21 PM |
| Charmart | $25.00 | $25.00 | 12/19/2010 5:24:39 PM |
| booie | $25.00 | $25.00 | 12/19/2010 9:43:54 AM |
| LARRY4NY | $25.00 | $25.00 | 12/18/2010 12:42:04 PM |
| one-midas | $100.00 | $100.00 | 12/19/2010 7:23:54 AM |
| dime-futurist | $25.00 | $25.00 | 12/19/2010 11:58:22 AM |
| 273 bids
|
Borrower Payment Dependent Notes Series
487404
This series of Notes was issued and sold upon the funding of the borrower loan #46153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 36.28% |
Starting monthly payment:
| $65.50 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 36.28% |
Final monthly payment:
| $65.50 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,110 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-baron |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 2
( 22% )
| 660-679
(Feb-2010)
|
|
Principal balance:
| $796.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying down credit obligations
Purpose of loan:
This loan will be used to help pay down?some obligations.?
My financial situation:
I am a good candidate for this loan because I intend to use these funds to paydown my credit obligations and continue my mission to pay off high interest credit debt.?
Monthly net income: $ appx. $4000.00
Monthly expenses: $
??Housing: $?spouse handles
??Insurance: $?spouse handles
??Car expenses: $?spouse handles
??Utilities: $ 150.00 my share
??Phone, cable, internet: $?100.00 my share
??Food, entertainment: $?spouse handles
??Clothing, household expenses $?spouse handles
??Credit cards and other loans: $ 300.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 12/16/2010 3:21:28 PM |
| simplelender80 | $100.00 | $100.00 | 12/16/2010 3:24:44 PM |
| EBITDA | $25.00 | $25.00 | 12/16/2010 3:26:19 PM |
| paytonbrigadier | $150.00 | $150.00 | 12/16/2010 3:31:14 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/16/2010 3:36:38 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/16/2010 3:37:08 PM |
| dedicated-transaction796 | $49.60 | $49.60 | 12/16/2010 3:51:46 PM |
| transaction-circuit | $25.00 | $25.00 | 12/16/2010 3:27:13 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:56:44 PM |
| interstellar | $50.00 | $50.00 | 12/16/2010 4:00:18 PM |
| rss197 | $25.00 | $25.00 | 12/16/2010 3:33:52 PM |
| money-bauble | $25.00 | $25.00 | 12/16/2010 3:51:20 PM |
| graceful-investment | $28.35 | $28.35 | 12/16/2010 4:12:18 PM |
| ichibon | $25.00 | $25.00 | 12/16/2010 3:34:22 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2010 3:35:19 PM |
| Kash2010lu | $25.00 | $25.00 | 12/16/2010 7:17:17 PM |
| kulender | $50.00 | $50.00 | 12/16/2010 3:20:02 PM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 3:37:58 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/16/2010 3:52:05 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/16/2010 3:28:57 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2010 3:29:45 PM |
| jazzlender | $25.00 | $25.00 | 12/16/2010 3:34:01 PM |
| secureincome | $1,500.00 | $147.05 | 12/16/2010 4:12:55 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 5:39:08 PM |
| Investoman | $50.00 | $50.00 | 12/16/2010 3:25:36 PM |
| SNH | $100.00 | $100.00 | 12/16/2010 3:31:46 PM |
| coin-bee1 | $50.00 | $50.00 | 12/16/2010 3:33:05 PM |
| Tikibarman | $100.00 | $100.00 | 12/16/2010 3:35:49 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
487482
This series of Notes was issued and sold upon the funding of the borrower loan #46140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-18-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,835 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-generator |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal, christmas
Purpose of loan:
This loan will be used to?
bills, christmas, etc.
My financial situation:
I am a good candidate for this loan because?
I will make on time payments and pay it off shortly
Monthly net income: $
1216
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your HR credit is a concern, but I am bidding on YOU. I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You
A:
I completely understand. I am wanting to borrow money to help ease the holiday. I plan on paying it fully by the third week of January. My wife is attending Ohio Chrstian University and I am the povider, during the holidays we have a rough time with bills and Christmas. She receives her school money the third week of January, this is when we will repay it fully!
(Dec-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:33:07 PM |
| MrVegas | $77.00 | $77.00 | 12/14/2010 12:27:22 PM |
| jamiee73 | $25.00 | $25.00 | 12/14/2010 3:17:23 PM |
| graceful-investment | $100.00 | $100.00 | 12/14/2010 3:18:15 PM |
| Redmond | $25.00 | $25.00 | 12/14/2010 3:18:20 PM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 2:24:06 PM |
| money-bauble | $100.00 | $100.00 | 12/14/2010 9:02:36 AM |
| reward-adventure | $50.00 | $50.00 | 12/15/2010 1:02:10 PM |
| AlexTrep | $25.00 | $25.00 | 12/15/2010 2:55:04 PM |
| droopie1 | $25.00 | $25.00 | 12/16/2010 9:53:19 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:18:12 AM |
| ASR3 | $25.00 | $25.00 | 12/16/2010 8:38:14 AM |
| worthy-bid8 | $25.00 | $25.00 | 12/16/2010 12:48:06 PM |
| I-Believe-In-You | $25.00 | $25.00 | 12/16/2010 2:02:06 PM |
| power-trophy7 | $25.00 | $25.00 | 12/16/2010 3:57:28 PM |
| finance-prescription | $33.76 | $33.76 | 12/17/2010 3:41:50 AM |
| cash-raccoon | $25.00 | $25.00 | 12/17/2010 2:58:26 PM |
| realtormoises | $25.00 | $25.00 | 12/18/2010 6:47:12 AM |
| macbeck22 | $25.00 | $25.00 | 12/17/2010 6:18:25 PM |
| marwadi-62 | $25.00 | $25.00 | 12/17/2010 6:56:48 PM |
| bluehen00 | $25.00 | $25.00 | 12/18/2010 5:21:04 AM |
| Investoman | $25.00 | $25.00 | 12/13/2010 4:01:29 PM |
| teller | $25.00 | $25.00 | 12/16/2010 4:31:39 AM |
| lucrative-transparency0 | $50.00 | $50.00 | 12/15/2010 5:33:15 PM |
| JPMorrisLegacyFund | $45.37 | $45.37 | 12/15/2010 8:32:28 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:03 PM |
| kulender | $50.00 | $50.00 | 12/16/2010 8:42:14 AM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2010 9:46:19 AM |
| FASTIZIO_P | $25.00 | $25.00 | 12/17/2010 2:58:15 PM |
| auction-architect7 | $50.00 | $3.87 | 12/17/2010 2:58:30 PM |
| Silverling6 | $25.00 | $25.00 | 12/17/2010 4:20:45 PM |
| photo999 | $25.00 | $25.00 | 12/17/2010 4:40:39 PM |
| alterlatina | $25.00 | $25.00 | 12/17/2010 4:48:21 PM |
| chato2345 | $40.00 | $40.00 | 12/17/2010 7:06:36 PM |
| mrxtravis | $50.00 | $50.00 | 12/18/2010 2:17:30 AM |
| unger | $50.00 | $50.00 | 12/18/2010 7:22:10 AM |
| skillful-asset5 | $25.00 | $25.00 | 12/18/2010 10:06:20 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
487488
This series of Notes was issued and sold upon the funding of the borrower loan #46156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 39.28% |
Final monthly payment:
| $44.11 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,155 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loanasaurus-rex3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tuition for Jan 2011
Purpose of loan:
This loan will be used to pay off tuition balance to return to college in Jan 2011.
I am a full time student in a Massachusetts University and I need to return to college this spring, with this money I can stay in college
full time.
My financial situation:
I am a good candidate for this loan because I pay my bills on time with help from odd jobs and family.
Monthly net income: $
100/ month (odd jobs and family's help)
Monthly expenses: $
??Housing: $?
(on schools loan)
??Insurance: $
0
??Car expenses: $ 0
??Utilities: $
0
??Phone, cable, internet: $ 0
??Food, entertainment: $
0
??Clothing, household expenses $0
??Credit cards and other loans: $? per month (paid as agreed each month)
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Out of curiosity, any particular reason you are not going for a student loan? I'm guessing you've exhausted those options... - TheAlchemist
A:
I have used up all my federal loans for this semester I just have to pay a remaining amount for Jan 2011.
(Dec-17-2010)
Q:
What are you majoring in? - johnny_x
A:
I'm majoring in Biology with a minor in premed, my back up plan is nursing or to teach biology.
(Dec-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| well-mannered-income3 | $30.00 | $30.00 | 12/17/2010 3:56:03 PM |
| invest-in-ed | $50.00 | $50.00 | 12/18/2010 8:26:27 AM |
| DrWill | $25.00 | $25.00 | 12/18/2010 10:38:00 AM |
| sly718 | $64.86 | $64.86 | 12/18/2010 11:43:15 AM |
| bst | $30.00 | $30.00 | 12/18/2010 3:55:34 PM |
| britches613 | $47.42 | $47.42 | 12/18/2010 10:40:34 PM |
| mclean_loaner | $50.00 | $50.00 | 12/18/2010 8:01:53 PM |
| realtormoises | $25.00 | $25.00 | 12/18/2010 6:47:29 AM |
| unger | $50.00 | $50.00 | 12/18/2010 7:24:40 AM |
| ORcowboy | $27.24 | $27.24 | 12/18/2010 9:38:56 AM |
| aztocas | $25.00 | $25.00 | 12/18/2010 11:19:00 AM |
| drmoney11 | $25.00 | $25.00 | 12/18/2010 4:52:14 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2010 2:25:12 PM |
| photo999 | $25.00 | $25.00 | 12/17/2010 4:41:40 PM |
| Nusk | $25.00 | $25.00 | 12/18/2010 1:42:40 AM |
| skillful-asset5 | $25.00 | $25.00 | 12/18/2010 10:07:33 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 12/18/2010 6:17:19 AM |
| ace330 | $25.00 | $25.00 | 12/17/2010 9:00:34 PM |
| LKCGICG | $25.00 | $25.00 | 12/19/2010 12:11:09 AM |
| EJ217 | $25.00 | $25.00 | 12/19/2010 4:04:55 PM |
| beest | $51.87 | $0.48 | 12/19/2010 11:53:23 AM |
| moneysong | $200.00 | $200.00 | 12/18/2010 3:22:37 PM |
| shrewd-income | $50.00 | $50.00 | 12/18/2010 3:40:04 PM |
| WinterUSMC | $25.00 | $25.00 | 12/18/2010 6:55:22 PM |
| Moe87 | $25.00 | $25.00 | 12/19/2010 6:24:03 AM |
| doc1 | $50.00 | $50.00 | 12/19/2010 6:52:10 AM |
| 26 bids
|
Borrower Payment Dependent Notes Series
487550
This series of Notes was issued and sold upon the funding of the borrower loan #46126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 7m |
|
Amount delinquent:
| $2,345 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,704 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| danathefly |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expenses for house I am selling
Purpose of loan:
This loan will be used to?Pay delinquent utility bills left by former tenant of the house I am selling and to pay plumbing repair bill for same house.?The only reason I moved from this house and?am renting it is?because the neighborhood was becoming too dangeous for my daughter and myself?to live in.?It would cost me more than the utility bills if I took legal action against the former tenant.? (They were?will still in my name becasue it was able to quickly get a tenant that way.)? I am a single mother with a stable job.? The only reason I have one delinquent item on my credit report is that I used that credit card to help pay my mother's and my bills a few years ago.? I was able to pay it down over three years by participating in a debt management program (I can supply documentation of payments) but had to stop when my income went down in March.? However, I can pay back this loan!!? All my other bills and rent are always paid on time.
My financial situation:
I am a good candidate for this loan because? I am dedicated to paying my own way and teaching that to my daughter.
Monthly net income: $ 29,000
Monthly expenses: $
??Housing: $ 660.00
??Insurance: $ 80.00
??Car expenses: $ 120.00 (gas)
??Utilities: $?60.00 (electric bill-apartment water is paid)
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 170.00
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:33:03 PM |
| Investoman | $25.00 | $25.00 | 12/13/2010 4:01:32 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 4:23:58 PM |
| money-bauble | $47.00 | $47.00 | 12/14/2010 12:26:38 PM |
| Redmond | $25.00 | $25.00 | 12/14/2010 3:18:18 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:05 PM |
| kulender | $50.00 | $50.00 | 12/16/2010 2:49:14 PM |
| teller | $25.00 | $25.00 | 12/16/2010 8:38:50 AM |
| ASR3 | $25.00 | $25.00 | 12/16/2010 2:43:00 PM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/16/2010 2:48:56 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/17/2010 4:44:30 AM |
| rockstar78 | $25.00 | $25.00 | 12/17/2010 3:10:27 PM |
| auction-architect7 | $50.00 | $50.00 | 12/17/2010 3:10:47 PM |
| Lam0nt | $25.00 | $25.00 | 12/17/2010 3:10:51 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/17/2010 7:01:57 PM |
| cash-raccoon | $25.00 | $25.00 | 12/18/2010 6:53:04 AM |
| fuzed | $55.00 | $55.00 | 12/18/2010 6:17:10 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/18/2010 9:17:54 AM |
| dollar-turtle | $25.00 | $25.00 | 12/18/2010 9:36:28 AM |
| rtb892 | $27.33 | $27.33 | 12/18/2010 9:11:02 AM |
| gdfp158 | $25.00 | $25.00 | 12/19/2010 6:10:15 AM |
| graceful-investment | $100.00 | $100.00 | 12/14/2010 4:08:05 PM |
| reward-adventure | $50.00 | $50.00 | 12/15/2010 1:02:16 PM |
| reflective-rupee | $100.00 | $100.00 | 12/15/2010 2:57:31 PM |
| AlexTrep | $25.00 | $25.00 | 12/15/2010 3:04:22 PM |
| lucrative-transparency0 | $50.00 | $50.00 | 12/15/2010 5:33:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 5:54:41 PM |
| power-trophy7 | $25.00 | $25.00 | 12/16/2010 3:57:32 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2010 9:47:17 AM |
| shepherd1 | $79.40 | $79.40 | 12/17/2010 3:02:38 PM |
| unequaled-deal3 | $50.00 | $50.00 | 12/17/2010 3:10:34 PM |
| yeti888 | $25.00 | $25.00 | 12/17/2010 3:10:24 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2010 3:10:30 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2010 9:46:59 AM |
| FASTIZIO_P | $25.00 | $25.00 | 12/17/2010 2:58:17 PM |
| Comoparklender | $50.00 | $50.00 | 12/17/2010 3:09:48 PM |
| green-capital-hornet | $25.00 | $25.00 | 12/17/2010 3:10:58 PM |
| copper | $50.00 | $50.00 | 12/17/2010 5:48:12 PM |
| Gibbyland | $50.00 | $50.00 | 12/18/2010 1:36:57 AM |
| IIP77 | $25.00 | $25.00 | 12/18/2010 12:59:09 AM |
| flwah | $25.00 | $25.00 | 12/18/2010 1:56:38 AM |
| shmb6508 | $46.13 | $46.13 | 12/18/2010 2:35:51 AM |
| finance-prescription | $50.00 | $50.00 | 12/17/2010 4:37:16 PM |
| FASTIZIO_P | $25.00 | $25.00 | 12/18/2010 6:45:26 PM |
| joyful-felicity | $25.00 | $5.14 | 12/19/2010 12:04:06 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/18/2010 4:51:44 AM |
| bold-meteoric-justice | $50.00 | $50.00 | 12/18/2010 1:05:35 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
487552
This series of Notes was issued and sold upon the funding of the borrower loan #46060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $253.07 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $253.07 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 4m |
|
Amount delinquent:
| $6,156 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,984 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-gatherer0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards
My financial situation:
I am a good candidate for this loan because I own a home without mortgage and a 2006 Jeep Rubicon that is paid off
Monthly net income: $ 5500.00
Monthly expenses: $ (Spouse shares in paying?half of monthly expenses)
??Housing: $?700.00
??Insurance: $ 100.00
??Car expenses: $ 0.0
??Utilities: $?200.00
??Phone, internet: $ 0.0
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 0.0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:02 PM |
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:34 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/13/2010 3:23:50 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:20 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:10 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:43:07 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:47 PM |
| ionyad | $50.00 | $50.00 | 12/13/2010 3:51:40 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:39:54 PM |
| fairness-kayak | $25.00 | $25.00 | 12/13/2010 3:53:54 PM |
| Rdodson11 | $25.00 | $25.00 | 12/13/2010 3:54:00 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:04 PM |
| tszbgae | $50.00 | $50.00 | 12/13/2010 3:54:44 PM |
| PRGuyinVA | $25.00 | $25.00 | 12/13/2010 3:45:45 PM |
| JPMorrisLegacyFund | $100.00 | $100.00 | 12/13/2010 3:48:57 PM |
| LenderOnWheels | $25.00 | $25.00 | 12/13/2010 4:20:06 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:45 PM |
| Gibbyland | $50.00 | $50.00 | 12/13/2010 4:28:18 PM |
| flexible-income9 | $150.00 | $150.00 | 12/13/2010 4:28:30 PM |
| newest-generous-income | $25.00 | $25.00 | 12/13/2010 3:58:24 PM |
| nybanker85 | $30.00 | $30.00 | 12/13/2010 4:29:10 PM |
| camaraderi-workhorse | $28.91 | $28.91 | 12/13/2010 4:29:47 PM |
| finance-magma7 | $100.00 | $100.00 | 12/13/2010 4:25:53 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 12/13/2010 4:27:55 PM |
| treasure-bliss | $50.00 | $50.00 | 12/13/2010 4:28:02 PM |
| jazzlender | $25.00 | $25.00 | 12/13/2010 4:29:16 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/13/2010 3:45:28 PM |
| famous-bill | $25.00 | $25.00 | 12/13/2010 3:46:06 PM |
| new-social-economist | $80.00 | $80.00 | 12/13/2010 3:49:15 PM |
| inspiring-reward | $85.68 | $85.68 | 12/13/2010 3:50:33 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 3:54:57 PM |
| ivadood | $50.00 | $50.00 | 12/13/2010 4:23:22 PM |
| dcap3 | $25.00 | $25.00 | 12/13/2010 4:23:29 PM |
| IIP77 | $25.00 | $25.00 | 12/13/2010 4:27:29 PM |
| raisingophelia | $25.00 | $25.00 | 12/13/2010 4:28:35 PM |
| bid-czar8 | $100.00 | $100.00 | 12/13/2010 4:28:54 PM |
| PrivateLoaner | $50.00 | $50.00 | 12/13/2010 4:29:45 PM |
| nickel-position | $25.00 | $25.00 | 12/14/2010 8:45:46 AM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2010 1:06:25 AM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 7:02:07 AM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:26:41 PM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 3:40:24 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:34 PM |
| minddoc | $25.00 | $25.00 | 12/13/2010 3:50:04 PM |
| symbiosis | $50.00 | $50.00 | 12/13/2010 3:35:16 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:29 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/13/2010 3:57:07 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:47:48 PM |
| SDNLR | $47.02 | $47.02 | 12/13/2010 3:48:23 PM |
| trade-boots1 | $62.87 | $62.87 | 12/13/2010 3:51:49 PM |
| vigorous-velocity | $50.00 | $50.00 | 12/13/2010 3:52:11 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:52:53 PM |
| velocity-solo | $25.00 | $25.00 | 12/13/2010 3:53:44 PM |
| zebra806 | $52.00 | $52.00 | 12/13/2010 4:26:19 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:29:15 PM |
| scrappy-diversification7 | $1,500.00 | $1,500.00 | 12/13/2010 4:26:25 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:54:27 PM |
| ichibon | $50.00 | $50.00 | 12/13/2010 4:27:36 PM |
| whartonmba | $25.00 | $25.00 | 12/13/2010 3:56:38 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:15 PM |
| AF-Chief | $50.00 | $50.00 | 12/13/2010 4:28:28 PM |
| silver-enlightenment0 | $50.00 | $50.00 | 12/13/2010 3:58:00 PM |
| tolerant-interest4 | $25.00 | $25.00 | 12/13/2010 3:59:57 PM |
| agiovasil | $25.00 | $25.00 | 12/13/2010 4:30:39 PM |
| cropdust3r | $25.00 | $25.00 | 12/13/2010 4:01:07 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:00 PM |
| dedicated-transaction796 | $28.56 | $28.56 | 12/13/2010 4:21:21 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/13/2010 3:37:36 PM |
| soulful-truth | $33.61 | $33.61 | 12/13/2010 4:28:36 PM |
| gallant-economy9 | $133.42 | $133.42 | 12/13/2010 4:28:44 PM |
| Sateesh | $34.91 | $34.91 | 12/13/2010 4:28:59 PM |
| finance-prescription | $50.00 | $50.00 | 12/13/2010 4:29:26 PM |
| selfmademan | $25.00 | $25.00 | 12/13/2010 4:30:42 PM |
| nalaari | $25.00 | $25.00 | 12/13/2010 4:31:01 PM |
| DrStaff | $30.00 | $19.34 | 12/13/2010 4:31:41 PM |
| Guerrilla_Man | $25.00 | $25.00 | 12/13/2010 3:47:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/13/2010 5:34:37 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:38 PM |
| economy-beast | $50.00 | $50.00 | 12/13/2010 4:57:14 PM |
| ThatDanGuy | $58.75 | $58.75 | 12/13/2010 3:58:20 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:19 PM |
| interstellar | $50.00 | $50.00 | 12/13/2010 5:19:22 PM |
| GElender | $25.00 | $25.00 | 12/13/2010 4:28:37 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 4:29:02 PM |
| golffish2 | $100.00 | $100.00 | 12/14/2010 4:32:30 AM |
| Bob450 | $30.00 | $30.00 | 12/14/2010 9:51:45 AM |
| 108lender | $54.93 | $54.93 | 12/14/2010 3:03:13 PM |
| ptclender | $60.00 | $60.00 | 12/15/2010 1:54:49 PM |
| umfan123 | $25.00 | $25.00 | 12/15/2010 12:59:29 PM |
| snoopey100 | $25.00 | $25.00 | 12/16/2010 4:11:47 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
487566
This series of Notes was issued and sold upon the funding of the borrower loan #45989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-13-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $168.71 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $168.71 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Dec-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 7m |
|
Amount delinquent:
| $315 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $220 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-abundant-peace |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down student loans
Purpose of loan:
This loan will be used to paydown my wife's student loans.
My financial situation:
I am a good candidate for this loan because I have good income and will make sure every payment is made on time and will keep the loan current.
Monthly net income: $ 5,000
Monthly expenses: $
??Housing: $ 871.97
??Insurance: $ 95.00
??Car expenses: $ 0
??Utilities: $ 130
??Phone, cable, internet: $ 70
??Food, entertainment: $ 300
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 65
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
1) Please explain the delinquency, and
2) How stable is your monthly net income?
Thank you - jlathem
A:
1)It is not a delinquency, but an error that I am trying to correct, however they are not cooperating with me. It was an old telephone bill.
2)I am a miner in a silver mine. My job is very stable, I have no intentions of leaving this job and I do not for see losing my job any time in the future.
(Dec-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:36 PM |
| symbiosis | $50.00 | $50.00 | 12/13/2010 3:35:18 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:26:42 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:39:56 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:47 PM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:00 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:12 PM |
| Aragorn | $25.00 | $25.00 | 12/13/2010 3:46:18 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 3:33:48 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/13/2010 3:37:38 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:54:28 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:06 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 3:55:00 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:17 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:47:51 PM |
| new-social-economist | $80.00 | $80.00 | 12/13/2010 3:49:18 PM |
| minddoc | $25.00 | $25.00 | 12/13/2010 3:50:05 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/13/2010 5:36:04 PM |
| fairness-kayak | $25.00 | $25.00 | 12/13/2010 3:53:55 PM |
| silver-enlightenment0 | $50.00 | $50.00 | 12/13/2010 3:58:02 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:29:14 PM |
| graceful-investment | $70.35 | $70.35 | 12/13/2010 3:40:25 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:43:09 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:03 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:26 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:40 PM |
| scrappy-diversification7 | $1,697.32 | $1,697.32 | 12/13/2010 3:38:28 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:52:54 PM |
| the-dollar-topper | $74.03 | $74.03 | 12/13/2010 3:57:10 PM |
| PRGuyinVA | $25.00 | $25.00 | 12/13/2010 3:45:48 PM |
| Investoman | $50.00 | $43.30 | 12/13/2010 4:00:20 PM |
| Guerrilla_Man | $25.00 | $25.00 | 12/13/2010 3:47:09 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/13/2010 3:23:53 PM |
| ionyad | $50.00 | $50.00 | 12/13/2010 3:51:43 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:21 PM |
| finance-prescription | $50.00 | $50.00 | 12/13/2010 4:29:26 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:28 PM |
| reflective-rupee | $100.00 | $100.00 | 12/13/2010 4:03:19 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/13/2010 3:45:31 PM |
| interstellar | $50.00 | $50.00 | 12/13/2010 3:59:13 PM |
| reflective-rupee | $100.00 | $100.00 | 12/13/2010 4:02:56 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
487610
This series of Notes was issued and sold upon the funding of the borrower loan #46154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $490.73 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $490.73 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $953 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-payout-palm |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off student loans
Purpose of loan:
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello. Could you tell us anything about the loans? What field? Did they result in a degree? How do the payments relate to your budget? thank you - invest-in-ed
A:
Dear invest-in-ed
I would first like to thank you for your interest in funding my loan. The loans I have are mainly private student loans from Sallie Mae. I graduated from Hofstra University in 2007 with an BBA in Management. In respect to the payments I have full confidence that I will be successful in paying the loan due to my low cost structure since I still reside with my parents
(Dec-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/13/2010 3:04:10 PM |
| tech310 | $50.00 | $50.00 | 12/13/2010 3:07:20 PM |
| indomitable-coin | $50.00 | $50.00 | 12/13/2010 3:06:19 PM |
| rss197 | $25.00 | $25.00 | 12/13/2010 3:09:37 PM |
| organized-payment6 | $50.00 | $50.00 | 12/13/2010 3:22:56 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/13/2010 3:23:25 PM |
| AFairDeal | $50.00 | $50.00 | 12/13/2010 3:28:06 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/13/2010 3:22:46 PM |
| SimpleChoice | $25.00 | $25.00 | 12/13/2010 3:34:52 PM |
| superb-funds335 | $25.00 | $25.00 | 12/13/2010 3:35:57 PM |
| GElender | $75.00 | $75.00 | 12/13/2010 3:26:26 PM |
| bid-czar8 | $100.00 | $100.00 | 12/13/2010 3:30:09 PM |
| elasermd | $50.00 | $50.00 | 12/13/2010 3:46:47 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/13/2010 3:35:10 PM |
| bowdish1 | $50.00 | $50.00 | 12/13/2010 3:35:37 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 3:21:15 PM |
| cagcrash | $75.00 | $75.00 | 12/13/2010 3:46:25 PM |
| ichibon | $200.00 | $200.00 | 12/13/2010 3:23:08 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/13/2010 4:02:10 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:50:50 PM |
| wonderful-dime | $25.00 | $25.00 | 12/13/2010 3:25:40 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/13/2010 3:52:17 PM |
| sci_guy | $25.00 | $25.00 | 12/13/2010 3:37:44 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:41:49 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:47:34 PM |
| stuy1998 | $30.00 | $30.00 | 12/13/2010 5:16:56 PM |
| rupeeapult | $50.00 | $50.00 | 12/13/2010 6:36:42 PM |
| dunox | $50.00 | $50.00 | 12/13/2010 5:19:21 PM |
| laufer32304 | $50.00 | $50.00 | 12/14/2010 5:41:32 AM |
| worthy-bid8 | $25.00 | $25.00 | 12/14/2010 8:01:50 AM |
| rlgnyc | $25.00 | $25.00 | 12/14/2010 3:01:47 PM |
| trade-boots1 | $25.00 | $25.00 | 12/14/2010 8:01:57 AM |
| 108lender | $25.00 | $25.00 | 12/14/2010 8:49:41 AM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2010 10:33:41 AM |
| excellent-wealth6 | $25.00 | $25.00 | 12/14/2010 1:31:56 PM |
| powerful-finance7 | $25.00 | $25.00 | 12/14/2010 3:48:43 PM |
| yield-museum | $75.00 | $75.00 | 12/14/2010 3:49:28 PM |
| native68 | $50.00 | $50.00 | 12/14/2010 3:49:45 PM |
| dajen1 | $27.58 | $27.58 | 12/14/2010 5:27:04 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/14/2010 8:37:52 PM |
| skuba | $25.00 | $25.00 | 12/14/2010 8:38:06 PM |
| alaco | $25.00 | $25.00 | 12/14/2010 8:39:28 PM |
| historydude654 | $25.00 | $25.00 | 12/14/2010 8:56:39 PM |
| tiag01 | $50.00 | $50.00 | 12/14/2010 10:56:46 PM |
| kurg | $25.00 | $25.00 | 12/14/2010 11:11:52 PM |
| satanichammy | $50.00 | $50.00 | 12/15/2010 2:11:37 AM |
| mmckune | $25.00 | $25.00 | 12/14/2010 8:37:48 PM |
| irrelevant | $25.00 | $25.00 | 12/15/2010 6:11:32 AM |
| wampum-chorus3 | $25.00 | $25.00 | 12/15/2010 6:42:13 AM |
| calm-deal7 | $25.00 | $25.00 | 12/15/2010 6:42:21 AM |
| Purposeful | $25.00 | $25.00 | 12/14/2010 10:13:49 PM |
| dcap3 | $25.00 | $25.00 | 12/15/2010 6:43:33 AM |
| IP | $50.00 | $50.00 | 12/15/2010 12:27:02 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/15/2010 6:46:30 AM |
| jwood3030 | $25.00 | $25.00 | 12/15/2010 12:36:39 AM |
| hanuman77 | $43.65 | $43.65 | 12/15/2010 3:17:06 AM |
| witty-openness | $25.00 | $25.00 | 12/15/2010 4:36:52 AM |
| rcmso | $100.00 | $100.00 | 12/15/2010 9:35:45 AM |
| Headhunter14 | $25.00 | $25.00 | 12/15/2010 9:51:48 AM |
| Gabriel02 | $25.00 | $25.00 | 12/15/2010 6:46:32 AM |
| LenderByDay | $25.00 | $25.00 | 12/15/2010 6:46:37 AM |
| investment-tempo | $26.35 | $26.35 | 12/15/2010 6:47:14 AM |
| gold-channel2 | $25.00 | $25.00 | 12/15/2010 10:57:35 AM |
| gold-sushi | $25.00 | $25.00 | 12/14/2010 8:08:03 PM |
| DrStaff | $27.30 | $27.30 | 12/15/2010 11:02:05 AM |
| affluence-tycoon | $40.32 | $40.32 | 12/15/2010 11:31:26 AM |
| JohnBanks | $25.00 | $25.00 | 12/15/2010 7:36:45 AM |
| rocker6 | $25.00 | $25.00 | 12/15/2010 12:47:37 PM |
| haidoken | $50.00 | $50.00 | 12/15/2010 12:49:14 PM |
| tszbgae | $25.00 | $25.00 | 12/15/2010 12:49:31 PM |
| buddy486 | $25.00 | $25.00 | 12/14/2010 8:33:34 PM |
| iGeoff | $25.00 | $25.00 | 12/15/2010 12:49:59 PM |
| Eagledrop | $25.00 | $25.00 | 12/15/2010 8:31:25 AM |
| life-is-great | $50.00 | $50.00 | 12/15/2010 9:16:39 AM |
| djmgd790 | $25.00 | $25.00 | 12/15/2010 9:38:23 AM |
| burrito0 | $29.00 | $29.00 | 12/15/2010 9:38:55 AM |
| leeo | $25.00 | $25.00 | 12/15/2010 2:30:20 PM |
| maximizer | $25.00 | $25.00 | 12/15/2010 9:49:08 AM |
| ThomasC | $43.63 | $43.63 | 12/14/2010 10:51:56 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 12/15/2010 10:41:28 AM |
| LiveNow | $25.00 | $25.00 | 12/15/2010 10:46:29 AM |
| julijask | $35.00 | $35.00 | 12/15/2010 12:43:10 AM |
| bid-papyrus | $25.00 | $25.00 | 12/15/2010 10:56:44 AM |
| dinero-speaker | $25.00 | $25.00 | 12/15/2010 1:01:44 AM |
| ahansen | $25.00 | $25.00 | 12/15/2010 11:23:09 AM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 3:07:34 PM |
| Veltliner | $25.00 | $25.00 | 12/15/2010 3:51:43 AM |
| rudyindc | $25.00 | $25.00 | 12/15/2010 3:44:41 PM |
| deal-enrichment | $30.00 | $30.00 | 12/15/2010 12:47:37 PM |
| nickel-ferret | $42.91 | $42.91 | 12/15/2010 12:48:57 PM |
| SelectTrustLending | $25.00 | $25.00 | 12/15/2010 12:49:08 PM |
| astute-investment5 | $25.00 | $25.00 | 12/15/2010 12:49:33 PM |
| competent-p2p | $50.00 | $50.00 | 12/15/2010 3:54:06 PM |
| MarinLoans | $25.00 | $25.00 | 12/15/2010 6:43:10 AM |
| omerta6102 | $42.21 | $42.21 | 12/15/2010 2:29:12 PM |
| efficient-treasure0 | $25.00 | $25.00 | 12/15/2010 6:46:21 AM |
| BigLinCT | $25.00 | $25.00 | 12/15/2010 6:46:24 AM |
| inspirationfoundation | $25.00 | $25.00 | 12/15/2010 6:46:33 AM |
| loot-heart | $47.53 | $47.53 | 12/15/2010 6:46:38 AM |
| hizzy | $50.00 | $50.00 | 12/15/2010 6:47:11 AM |
| elfincove | $50.00 | $50.00 | 12/15/2010 7:23:07 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/15/2010 2:54:01 PM |
| contract-student2 | $50.00 | $50.00 | 12/15/2010 2:56:23 PM |
| anyoi | $50.00 | $50.00 | 12/15/2010 7:48:45 AM |
| reward-walnut | $46.62 | $46.62 | 12/15/2010 7:58:55 AM |
| rhodylend | $25.00 | $25.00 | 12/15/2010 3:07:20 PM |
| morfie | $25.00 | $25.00 | 12/15/2010 3:19:45 PM |
| CapitolHill | $25.00 | $25.00 | 12/15/2010 3:26:40 PM |
| slobrown | $26.31 | $26.31 | 12/15/2010 8:57:29 AM |
| euro-marble | $50.00 | $50.00 | 12/15/2010 9:33:08 AM |
| Tikibarman | $50.00 | $50.00 | 12/15/2010 9:33:19 AM |
| fopaul13 | $25.00 | $25.00 | 12/15/2010 4:18:13 PM |
| cxl9 | $50.00 | $50.00 | 12/15/2010 4:18:22 PM |
| thezfunk | $25.00 | $25.00 | 12/15/2010 4:18:35 PM |
| TEAM-Jasper | $50.00 | $50.00 | 12/15/2010 4:18:49 PM |
| peace-maximizer8 | $25.00 | $25.00 | 12/15/2010 4:19:52 PM |
| roman2008 | $25.00 | $25.00 | 12/15/2010 9:36:53 AM |
| nytrnbow | $25.00 | $25.00 | 12/15/2010 4:21:20 PM |
| bonafide-cash | $50.00 | $50.00 | 12/15/2010 4:21:29 PM |
| rautility | $50.00 | $50.00 | 12/15/2010 4:21:46 PM |
| nikkiesgrandma | $25.00 | $25.00 | 12/15/2010 9:47:55 AM |
| radiant-fund | $50.00 | $50.00 | 12/15/2010 4:22:16 PM |
| trustworthy-fairness | $50.00 | $50.00 | 12/15/2010 4:22:20 PM |
| raisingophelia | $25.00 | $25.00 | 12/15/2010 4:22:41 PM |
| the-upbeat-p2p | $36.12 | $36.12 | 12/15/2010 5:24:18 PM |
| James_and_Tracy | $25.00 | $25.00 | 12/15/2010 11:23:03 AM |
| principal-kung-fu | $50.00 | $50.00 | 12/15/2010 12:49:07 PM |
| be_wise | $25.00 | $25.00 | 12/15/2010 12:49:12 PM |
| mcelhatt | $25.00 | $25.00 | 12/15/2010 12:50:10 PM |
| income-excellence1 | $50.00 | $50.00 | 12/15/2010 12:51:19 PM |
| DadWarbucks | $28.98 | $28.98 | 12/15/2010 7:01:37 PM |
| dspmn | $27.00 | $27.00 | 12/15/2010 2:06:30 PM |
| SajDiddy | $33.12 | $33.12 | 12/15/2010 4:18:32 PM |
| pi31415 | $25.00 | $25.00 | 12/15/2010 4:18:38 PM |
| iamricher | $25.00 | $25.00 | 12/15/2010 4:19:27 PM |
| rakstar | $25.00 | $25.00 | 12/15/2010 2:28:59 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/15/2010 4:19:49 PM |
| Philosonie | $25.00 | $25.00 | 12/15/2010 2:30:26 PM |
| grf1945 | $25.00 | $25.00 | 12/15/2010 4:21:17 PM |
| ksamba | $38.18 | $38.18 | 12/15/2010 2:46:04 PM |
| gracej | $25.00 | $25.00 | 12/15/2010 4:22:17 PM |
| bullwink27 | $25.00 | $25.00 | 12/15/2010 4:22:25 PM |
| vacaerol | $25.00 | $25.00 | 12/15/2010 4:26:41 PM |
| nycfinance | $25.00 | $25.00 | 12/15/2010 5:07:52 PM |
| dollar-high-five | $25.00 | $25.00 | 12/15/2010 5:31:59 PM |
| mketelecom | $50.00 | $50.00 | 12/15/2010 9:56:27 PM |
| Bookophile | $47.48 | $47.48 | 12/15/2010 3:44:48 PM |
| KiwiElf | $35.00 | $35.00 | 12/16/2010 12:06:27 AM |
| fob | $25.00 | $25.00 | 12/16/2010 12:37:27 AM |
| dparkhom | $25.00 | $25.00 | 12/16/2010 12:47:16 AM |
| Dubbs360 | $34.17 | $34.17 | 12/15/2010 7:01:35 PM |
| leverage-gravitas | $25.00 | $25.00 | 12/15/2010 7:40:12 PM |
| blue-note-relaxation | $25.00 | $25.00 | 12/15/2010 8:22:50 PM |
| dimitrip1024 | $27.84 | $27.84 | 12/15/2010 8:23:47 PM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 7:14:05 AM |
| methodical-loot | $25.00 | $25.00 | 12/15/2010 10:11:01 PM |
| dollar-turtle | $25.00 | $25.00 | 12/16/2010 7:16:29 AM |
| marilyn7 | $25.00 | $25.00 | 12/15/2010 10:18:36 PM |
| nunnie | $32.95 | $32.95 | 12/15/2010 4:05:31 PM |
| benefit-catalyst | $100.00 | $100.00 | 12/16/2010 7:43:49 AM |
| selfmademan | $25.00 | $25.00 | 12/16/2010 12:17:37 AM |
| Zoramite | $25.00 | $25.00 | 12/16/2010 12:20:38 AM |
| proper-commitment5 | $25.00 | $25.00 | 12/15/2010 4:18:15 PM |
| soroxy | $25.00 | $25.00 | 12/15/2010 4:18:40 PM |
| GreenNotes | $30.00 | $30.00 | 12/15/2010 4:18:51 PM |
| Approved1234 | $25.00 | $25.00 | 12/15/2010 4:18:59 PM |
| newest-generous-income | $25.00 | $25.00 | 12/15/2010 4:21:19 PM |
| OCBLUE | $50.00 | $50.00 | 12/15/2010 4:21:34 PM |
| Papa_Mema | $25.00 | $25.00 | 12/15/2010 4:21:53 PM |
| LongTail | $25.00 | $25.00 | 12/15/2010 4:22:08 PM |
| ommcd | $25.00 | $25.00 | 12/15/2010 4:22:18 PM |
| loan-mammal | $25.00 | $25.00 | 12/15/2010 4:22:25 PM |
| MedLend | $50.00 | $50.00 | 12/15/2010 4:22:46 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 12/15/2010 4:22:51 PM |
| terrific-return | $25.00 | $25.00 | 12/15/2010 4:30:03 PM |
| the-purposeful-principal | $32.78 | $32.78 | 12/15/2010 5:11:24 PM |
| steiglends | $34.72 | $34.72 | 12/15/2010 5:16:23 PM |
| LKN2RTR | $25.00 | $25.00 | 12/15/2010 5:16:33 PM |
| rpg | $25.00 | $25.00 | 12/15/2010 5:34:02 PM |
| tdinbranson | $25.00 | $25.00 | 12/15/2010 5:41:24 PM |
| menays | $41.29 | $41.29 | 12/15/2010 5:48:37 PM |
| moneygeek | $32.39 | $32.39 | 12/16/2010 5:41:39 AM |
| schpere | $55.40 | $55.40 | 12/16/2010 6:26:25 AM |
| UncleSteve3000 | $25.00 | $25.00 | 12/15/2010 7:28:45 PM |
| SafeSaxa | $30.00 | $30.00 | 12/16/2010 6:57:30 AM |
| Steveoo1 | $25.00 | $25.00 | 12/15/2010 8:27:07 PM |
| 626457 | $25.00 | $25.00 | 12/15/2010 8:56:31 PM |
| NMGbank | $25.00 | $25.00 | 12/16/2010 12:32:48 AM |
| payout-carnival | $25.77 | $25.77 | 12/16/2010 12:43:52 AM |
| historic-nickel | $25.00 | $25.00 | 12/16/2010 12:46:32 AM |
| hardwareman | $25.00 | $25.00 | 12/16/2010 4:29:18 AM |
| dreammachine | $49.48 | $49.48 | 12/16/2010 5:41:32 AM |
| metro457 | $26.04 | $26.04 | 12/16/2010 7:13:27 AM |
| ore-seagull | $44.36 | $44.36 | 12/16/2010 7:31:50 AM |
| benjamin67 | $50.00 | $9.03 | 12/16/2010 7:42:52 AM |
| enthralling-deal180 | $50.00 | $50.00 | 12/13/2010 3:05:36 PM |
| chlebie | $25.00 | $25.00 | 12/13/2010 3:07:57 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/13/2010 3:22:17 PM |
| riskreward | $100.00 | $100.00 | 12/13/2010 3:24:09 PM |
| gold-blanket0 | $25.00 | $25.00 | 12/13/2010 3:24:37 PM |
| Webpreneur | $50.00 | $50.00 | 12/13/2010 3:29:26 PM |
| ray1051 | $50.00 | $50.00 | 12/13/2010 3:22:44 PM |
| finance_mba | $25.00 | $25.00 | 12/13/2010 3:24:46 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 3:36:08 PM |
| Bank42 | $50.00 | $50.00 | 12/13/2010 3:24:56 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/13/2010 3:25:12 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:27:51 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/13/2010 3:30:55 PM |
| careful-note | $100.00 | $100.00 | 12/13/2010 3:07:38 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/13/2010 3:09:20 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:33:24 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:25 PM |
| jrbill1998 | $50.00 | $50.00 | 12/13/2010 3:37:03 PM |
| E_G | $50.00 | $50.00 | 12/13/2010 3:37:31 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:42:44 PM |
| jazzlender | $25.00 | $25.00 | 12/13/2010 3:44:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/13/2010 3:45:18 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/13/2010 3:23:35 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/13/2010 3:49:51 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/13/2010 3:25:28 PM |
| meenan | $50.00 | $50.00 | 12/13/2010 3:25:54 PM |
| macjp123 | $25.00 | $25.00 | 12/13/2010 3:52:02 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:35 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/13/2010 3:27:36 PM |
| fortytwo | $100.00 | $100.00 | 12/13/2010 3:54:07 PM |
| Investoman | $100.00 | $100.00 | 12/13/2010 4:00:00 PM |
| power-trophy7 | $25.00 | $25.00 | 12/13/2010 3:36:30 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/13/2010 3:40:39 PM |
| money-bauble | $25.00 | $25.00 | 12/13/2010 4:27:15 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:54:17 PM |
| sarisai | $50.00 | $50.00 | 12/13/2010 3:54:50 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:48 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/13/2010 5:19:20 PM |
| panegryst | $50.00 | $50.00 | 12/14/2010 4:24:03 AM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 1:41:57 AM |
| velocity-solo | $25.00 | $25.00 | 12/13/2010 5:19:30 PM |
| Dan1997 | $50.00 | $50.00 | 12/14/2010 9:41:15 AM |
| invest-in-ed | $150.00 | $150.00 | 12/14/2010 8:26:58 AM |
| oreyedoc | $50.00 | $50.00 | 12/14/2010 10:44:00 AM |
| radforj22 | $25.00 | $25.00 | 12/14/2010 11:29:35 AM |
| WolRab | $25.00 | $25.00 | 12/14/2010 12:51:37 AM |
| income-encore1 | $25.00 | $25.00 | 12/14/2010 1:04:18 PM |
| caesark | $25.00 | $25.00 | 12/14/2010 2:12:16 PM |
| goodfaithAK | $50.00 | $50.00 | 12/14/2010 3:49:11 PM |
| tsui517 | $25.00 | $25.00 | 12/14/2010 3:49:23 PM |
| nybanker85 | $50.00 | $50.00 | 12/14/2010 3:49:01 PM |
| eagle6 | $25.00 | $25.00 | 12/14/2010 1:56:50 PM |
| gain-gourd | $100.00 | $100.00 | 12/14/2010 5:43:46 PM |
| cathexis | $50.00 | $50.00 | 12/14/2010 5:02:23 PM |
| wayman | $50.00 | $50.00 | 12/14/2010 8:39:34 PM |
| visionary-currency | $50.00 | $50.00 | 12/14/2010 8:39:37 PM |
| comet55 | $25.00 | $25.00 | 12/14/2010 6:42:32 PM |
| durban | $25.00 | $25.00 | 12/14/2010 10:26:26 PM |
| building_community | $25.00 | $25.00 | 12/15/2010 12:38:24 AM |
| WeAlNe | $25.00 | $25.00 | 12/15/2010 12:43:46 AM |
| objective-investor | $49.78 | $49.78 | 12/14/2010 8:37:44 PM |
| understanding-affluence5 | $25.00 | $25.00 | 12/15/2010 6:08:06 AM |
| banker65010 | $25.00 | $25.00 | 12/15/2010 6:43:08 AM |
| Picopie | $34.14 | $34.14 | 12/15/2010 12:26:58 AM |
| unflappable-balance5 | $50.00 | $50.00 | 12/15/2010 6:46:31 AM |
| studious-bonus7 | $92.78 | $92.78 | 12/15/2010 6:46:41 AM |
| gala279 | $50.00 | $50.00 | 12/15/2010 6:46:54 AM |
| ptjg | $50.00 | $50.00 | 12/15/2010 6:47:03 AM |
| brother_tam | $50.00 | $50.00 | 12/15/2010 12:38:03 AM |
| unassassinable | $25.00 | $25.00 | 12/15/2010 6:47:18 AM |
| hste_llc | $50.00 | $50.00 | 12/15/2010 7:09:22 AM |
| melodious-fairness | $42.34 | $42.34 | 12/15/2010 1:01:32 AM |
| cclady | $50.00 | $50.00 | 12/14/2010 4:58:04 PM |
| Big-Travy | $25.00 | $25.00 | 12/15/2010 7:48:47 AM |
| Weaverville | $31.43 | $31.43 | 12/15/2010 6:43:45 AM |
| enriching-capital | $50.00 | $50.00 | 12/15/2010 10:14:20 AM |
| riproaringrapids | $25.00 | $25.00 | 12/15/2010 6:45:33 AM |
| klinebarger | $25.00 | $25.00 | 12/15/2010 6:46:23 AM |
| yarg | $50.00 | $50.00 | 12/15/2010 6:46:34 AM |
| rockstar78 | $50.00 | $50.00 | 12/15/2010 6:46:37 AM |
| MrBailey | $25.00 | $25.00 | 12/15/2010 6:47:01 AM |
| successful-agreement7 | $100.00 | $100.00 | 12/15/2010 6:47:17 AM |
| steamboatgal | $50.00 | $50.00 | 12/15/2010 7:36:48 AM |
| canisian | $25.00 | $25.00 | 12/15/2010 7:41:28 AM |
| balance6 | $25.00 | $25.00 | 12/15/2010 12:47:32 PM |
| jescowa | $50.00 | $50.00 | 12/15/2010 12:49:04 PM |
| bettylor | $47.62 | $47.62 | 12/15/2010 12:49:20 PM |
| narblark | $50.00 | $50.00 | 12/15/2010 12:50:12 PM |
| healthy-commerce | $25.00 | $25.00 | 12/15/2010 1:16:29 PM |
| Mariner3605 | $51.74 | $51.74 | 12/14/2010 8:39:20 PM |
| The_Vault | $50.00 | $50.00 | 12/15/2010 1:24:20 PM |
| ColdWorld | $25.00 | $25.00 | 12/14/2010 9:40:28 PM |
| helvet | $25.00 | $25.00 | 12/15/2010 9:47:54 AM |
| Dweeberkitty1 | $50.00 | $50.00 | 12/15/2010 2:31:35 PM |
| Interloper | $25.00 | $25.00 | 12/15/2010 12:12:56 AM |
| YLlama | $25.00 | $25.00 | 12/15/2010 10:38:20 AM |
| Aimvest | $25.00 | $25.00 | 12/15/2010 12:23:18 AM |
| bazaar-secret-agent6 | $50.00 | $50.00 | 12/15/2010 10:55:05 AM |
| finance-prescription | $100.00 | $100.00 | 12/15/2010 2:55:16 PM |
| authentic-liberty7 | $25.00 | $25.00 | 12/15/2010 1:16:42 AM |
| Q9-X3 | $25.00 | $25.00 | 12/15/2010 12:47:34 PM |
| uncleharold | $25.00 | $25.00 | 12/15/2010 12:47:49 PM |
| bxdoc | $48.07 | $48.07 | 12/15/2010 4:42:32 AM |
| payout-detective7 | $25.00 | $25.00 | 12/15/2010 12:50:08 PM |
| williemc44 | $50.00 | $50.00 | 12/15/2010 12:50:13 PM |
| streak269 | $25.00 | $25.00 | 12/15/2010 1:38:53 PM |
| lostontheedge | $25.00 | $25.00 | 12/15/2010 6:45:19 AM |
| gavinfh | $25.00 | $25.00 | 12/15/2010 6:45:25 AM |
| ClearLake | $25.00 | $25.00 | 12/15/2010 6:46:40 AM |
| first-upright-payout | $25.00 | $25.00 | 12/15/2010 6:46:56 AM |
| alpinaut | $25.00 | $25.00 | 12/15/2010 2:43:53 PM |
| gmilliken | $25.00 | $25.00 | 12/15/2010 6:47:05 AM |
| precious-gold3 | $50.00 | $50.00 | 12/15/2010 6:47:31 AM |
| inspired-duty5 | $39.24 | $39.24 | 12/15/2010 7:32:44 AM |
| open-dough6 | $43.46 | $43.46 | 12/15/2010 7:58:59 AM |
| BaxterEvil | $25.00 | $25.00 | 12/15/2010 4:04:44 PM |
| Kame | $25.00 | $25.00 | 12/15/2010 4:04:50 PM |
| unequaled-deal3 | $25.00 | $25.00 | 12/15/2010 9:32:54 AM |
| dckpolo | $50.00 | $50.00 | 12/15/2010 9:33:20 AM |
| rcflick | $25.00 | $25.00 | 12/15/2010 4:17:18 PM |
| yield-seeker | $25.00 | $25.00 | 12/15/2010 4:18:42 PM |
| wampum-launcher0 | $30.00 | $30.00 | 12/15/2010 4:18:53 PM |
| jjb3 | $25.00 | $25.00 | 12/15/2010 4:19:12 PM |
| jjswanso | $50.00 | $50.00 | 12/15/2010 4:20:55 PM |
| tntmojave | $25.00 | $25.00 | 12/15/2010 4:21:14 PM |
| benefit-piano5 | $25.00 | $25.00 | 12/15/2010 4:21:19 PM |
| liquidbread11 | $25.00 | $25.00 | 12/15/2010 4:21:23 PM |
| tranquil-capital4 | $50.00 | $50.00 | 12/15/2010 4:21:41 PM |
| kingbutthd | $25.00 | $25.00 | 12/15/2010 9:49:10 AM |
| ingenious-diversification | $25.00 | $25.00 | 12/15/2010 4:22:14 PM |
| ddog0224 | $25.00 | $25.00 | 12/15/2010 4:22:19 PM |
| Rick21 | $50.00 | $50.00 | 12/15/2010 4:22:23 PM |
| stolirocks01 | $50.00 | $50.00 | 12/15/2010 4:22:44 PM |
| swpski | $25.00 | $25.00 | 12/15/2010 10:38:19 AM |
| finagler | $25.00 | $25.00 | 12/15/2010 10:54:24 AM |
| zebra806 | $43.16 | $43.16 | 12/15/2010 10:54:56 AM |
| brazilofmux | $44.42 | $44.42 | 12/15/2010 10:56:34 AM |
| a-dough-plato | $25.00 | $25.00 | 12/15/2010 11:23:06 AM |
| flexible-return297 | $47.62 | $47.62 | 12/15/2010 11:39:19 AM |
| RgPro | $34.02 | $34.02 | 12/15/2010 5:37:19 PM |
| Gross_Income | $50.00 | $50.00 | 12/15/2010 12:47:35 PM |
| L1975 | $25.00 | $25.00 | 12/15/2010 12:49:05 PM |
| bambampk | $25.00 | $25.00 | 12/15/2010 12:49:09 PM |
| dg5803 | $50.00 | $50.00 | 12/15/2010 12:49:27 PM |
| ti22ring | $25.00 | $25.00 | 12/15/2010 4:18:14 PM |
| Sixmil | $50.00 | $50.00 | 12/15/2010 4:18:36 PM |
| Plotinus | $50.00 | $50.00 | 12/15/2010 4:19:53 PM |
| PaulW | $25.00 | $25.00 | 12/15/2010 4:21:06 PM |
| pouch7 | $25.00 | $25.00 | 12/15/2010 4:21:16 PM |
| peace-missile | $25.00 | $25.00 | 12/15/2010 4:21:22 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/15/2010 4:22:15 PM |
| best-platinum-persimmon | $29.24 | $29.24 | 12/15/2010 4:22:21 PM |
| graceful-investment | $42.38 | $42.38 | 12/15/2010 4:23:45 PM |
| note-farm4 | $25.00 | $25.00 | 12/15/2010 8:32:12 PM |
| wdjnm | $31.32 | $31.32 | 12/15/2010 4:26:36 PM |
| shingu79 | $43.58 | $43.58 | 12/15/2010 5:32:01 PM |
| tsquared_030 | $25.73 | $25.73 | 12/16/2010 12:31:21 AM |
| bashar | $25.00 | $25.00 | 12/15/2010 7:01:33 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/16/2010 2:26:28 AM |
| JLChamberlain | $25.00 | $25.00 | 12/16/2010 4:29:06 AM |
| p2p-rider7 | $50.00 | $50.00 | 12/15/2010 8:24:51 PM |
| neutrino6 | $25.00 | $25.00 | 12/15/2010 8:25:35 PM |
| compwhiz | $25.00 | $25.00 | 12/16/2010 4:48:34 AM |
| burntxsoul | $25.00 | $25.00 | 12/16/2010 7:16:24 AM |
| alexstar | $25.00 | $25.00 | 12/15/2010 4:05:29 PM |
| derec | $25.00 | $25.00 | 12/16/2010 12:16:38 AM |
| mlender | $25.00 | $25.00 | 12/15/2010 4:18:12 PM |
| supreme-benefit | $25.00 | $25.00 | 12/15/2010 4:18:34 PM |
| nalaari | $25.00 | $25.00 | 12/15/2010 4:19:11 PM |
| discrete-asset | $25.00 | $25.00 | 12/15/2010 4:19:44 PM |
| DcUnited | $30.00 | $30.00 | 12/15/2010 4:19:50 PM |
| LandE2BG | $25.00 | $25.00 | 12/15/2010 4:19:54 PM |
| important-ore | $75.00 | $75.00 | 12/15/2010 4:21:23 PM |
| rupee-artisan | $25.00 | $25.00 | 12/16/2010 12:45:46 AM |
| RationalWorld | $25.00 | $25.00 | 12/15/2010 4:21:45 PM |
| economy-producer | $25.00 | $25.00 | 12/16/2010 12:51:04 AM |
| harperpotok | $50.00 | $50.00 | 12/15/2010 4:22:15 PM |
| loan-master996 | $29.83 | $29.83 | 12/16/2010 12:52:18 AM |
| angelinvestor2 | $50.00 | $50.00 | 12/15/2010 4:22:35 PM |
| urbane-dollar4 | $50.00 | $50.00 | 12/15/2010 4:22:48 PM |
| kanewna | $50.00 | $50.00 | 12/15/2010 4:22:52 PM |
| imlosttoo | $25.00 | $25.00 | 12/16/2010 1:56:32 AM |
| mjjjrj | $25.00 | $25.00 | 12/15/2010 4:46:23 PM |
| broepke | $25.00 | $25.00 | 12/15/2010 5:32:02 PM |
| devoider | $25.00 | $25.00 | 12/16/2010 5:16:25 AM |
| seattleite36 | $25.00 | $25.00 | 12/15/2010 6:28:42 PM |
| midde551 | $50.00 | $50.00 | 12/16/2010 5:56:37 AM |
| schreibp | $25.00 | $25.00 | 12/15/2010 7:36:25 PM |
| jenkris | $39.34 | $39.34 | 12/16/2010 7:02:05 AM |
| credit-kahuna | $50.00 | $50.00 | 12/16/2010 7:02:27 AM |
| IIP77 | $25.00 | $25.00 | 12/15/2010 8:24:40 PM |
| KeepOnRunning | $42.56 | $42.56 | 12/15/2010 8:26:27 PM |
| iolaire | $25.00 | $25.00 | 12/15/2010 8:27:05 PM |
| marketplace-cello5 | $25.00 | $25.00 | 12/15/2010 8:32:11 PM |
| bid-computer | $41.98 | $41.98 | 12/15/2010 8:37:38 PM |
| Havana21 | $200.00 | $200.00 | 12/15/2010 9:31:31 PM |
| ozner | $25.00 | $25.00 | 12/15/2010 9:56:24 PM |
| a-responsible-return | $50.00 | $50.00 | 12/15/2010 11:38:37 PM |
| totoro | $25.00 | $25.00 | 12/16/2010 12:05:37 AM |
| littlemonkey | $25.00 | $25.00 | 12/16/2010 12:08:17 AM |
| zeelender | $25.00 | $25.00 | 12/16/2010 12:17:55 AM |
| DSFinancial | $28.71 | $28.71 | 12/16/2010 12:19:29 AM |
| WorldlyWorker | $25.00 | $25.00 | 12/16/2010 12:31:44 AM |
| agiovasil | $25.00 | $25.00 | 12/16/2010 12:52:26 AM |
| wtrboy | $50.00 | $50.00 | 12/16/2010 3:02:33 AM |
| Chuck9802 | $25.00 | $25.00 | 12/16/2010 5:21:41 AM |
| CASHGIRL | $30.00 | $30.00 | 12/16/2010 6:57:27 AM |
| 402 bids
|
Borrower Payment Dependent Notes Series
487626
This series of Notes was issued and sold upon the funding of the borrower loan #46101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 36.28% |
Starting monthly payment:
| $65.50 |
|
Final lender yield:
| 31.00% |
Final borrower rate/APR:
| 32.00% / 36.08% |
Final monthly payment:
| $65.33 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,119 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-reasonable-return |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,700.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2010)
|
|
Principal balance:
| $2,205.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? pay off some lower balance accounts to get them off the books.
My financial situation:
I am a good candidate for this loan because?
I have a spotless history of on time payments, and I am very committed to continue working to decrease my debts.? I have worked for my current employer for 10+? years and our company is very stable and well positioned.? I have a current Prosper loan out that was taken to fulfill a life-long dream to travel to Ireland with my cousin.? Like my other financial obligations, all payments have been made in a timely manner.? Thank you.
Monthly net income: $
3500 pretax
Monthly expenses: $
2400
??Housing: $
400
??Insurance: $
250
??Car expenses: $
150
??Utilities: $
150
??Phone, cable, internet: $
200
??Food, entertainment: $
250
??Clothing, household expenses $
100
??Credit cards and other loans: $
775
??Other expenses: $
125
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| glroark | $50.00 | $50.00 | 12/14/2010 4:34:00 PM |
| nickel-hickory | $50.00 | $50.00 | 12/14/2010 4:34:31 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/14/2010 4:28:21 PM |
| reflective-rupee | $75.00 | $75.00 | 12/14/2010 8:35:42 PM |
| vine99 | $40.00 | $40.00 | 12/14/2010 9:41:13 PM |
| bankbuddy55 | $65.00 | $65.00 | 12/15/2010 9:40:49 AM |
| Kash2010lu | $25.00 | $25.00 | 12/14/2010 7:42:15 PM |
| bondhedger | $25.00 | $25.00 | 12/15/2010 12:26:41 AM |
| britches613 | $25.00 | $25.00 | 12/15/2010 3:14:43 PM |
| dynamic-fairness | $25.00 | $25.00 | 12/15/2010 3:52:21 PM |
| loanman2007 | $50.00 | $50.00 | 12/15/2010 5:29:04 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/15/2010 7:09:32 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:12:41 PM |
| RKLFinancial | $25.00 | $25.00 | 12/16/2010 12:19:33 PM |
| lucrative-loan | $50.00 | $50.00 | 12/16/2010 3:49:50 PM |
| reflective-rupee | $150.00 | $20.00 | 12/16/2010 11:24:52 PM |
| profitable-balance | $25.00 | $25.00 | 12/17/2010 9:33:02 AM |
| Thylow | $100.00 | $100.00 | 12/14/2010 4:27:13 PM |
| reflective-rupee | $75.00 | $75.00 | 12/14/2010 8:36:18 PM |
| wizardii | $25.00 | $25.00 | 12/15/2010 12:38:57 AM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 7:32:43 AM |
| 850 | $50.00 | $50.00 | 12/14/2010 8:11:21 PM |
| penny-plato | $25.00 | $25.00 | 12/15/2010 9:34:59 AM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:22 PM |
| killdare | $25.00 | $25.00 | 12/16/2010 9:13:33 AM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 5:29:07 AM |
| fairness-atmosphere | $25.00 | $25.00 | 12/16/2010 11:50:12 AM |
| Bob450 | $25.00 | $25.00 | 12/16/2010 3:32:10 PM |
| ac787 | $25.00 | $25.00 | 12/16/2010 5:37:47 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
487632
This series of Notes was issued and sold upon the funding of the borrower loan #46063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.07% |
Starting monthly payment:
| $490.73 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $490.73 |
| |
|
Auction yield range:
| 3.51% - 9.95% |
Estimated loss impact:
| 3.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
2 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,866 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-violin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debts sooner
Purpose of loan:
This loan will be used to? pay off my debts sooner, lower my monthly payments and increase my savings.
My financial situation:
I am a good candidate for this loan because? I always pay all my bills on time.? I was in debt only because I tried to do what I thought was the right thing to do at the time - co-signed a loan to help someone in need.? I only realized the mistake when the person defaulted on the loan and I had to assume paying it.? It was hard on me because it affected not only my personal life but my financial status as well.? I managed to pay my obligations on a timely manner, slowly improved my credit score to a point where I can apply for another loan to pay off everything in the shortest time possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am interested in funding your loan. Please list the outstanding balances, APR, and current monthly payment of the debts you are looking to consolidate with this loan. Thank you. - newest-funds-powerplant
A:
Thank you for your interest in funding my loan. I managed to pay off all my other loans except for these last three:
1. $10,000 personal loan, 17% APR with monthly payment of $395;
2. $2500 credit card loan, 15% APR with monthly payment of $290; and
3. $2500 credit card loan, 18% APR with monthly payment of $205.
I really am not looking for another loan, but if I get funded here, I'll be able to pay off the above and save money that I can even use to pay off this loan faster.
(Dec-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| enthralling-deal180 | $50.00 | $50.00 | 12/14/2010 4:13:49 PM |
| kulender | $50.00 | $50.00 | 12/14/2010 4:15:01 PM |
| ray1051 | $50.00 | $50.00 | 12/14/2010 4:21:46 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/14/2010 4:22:07 PM |
| finance_mba | $25.00 | $25.00 | 12/14/2010 4:22:45 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 4:13:44 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/14/2010 4:23:01 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:14:34 PM |
| jamiee73 | $25.00 | $25.00 | 12/14/2010 4:15:12 PM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:15:49 PM |
| Bank42 | $50.00 | $50.00 | 12/14/2010 4:17:14 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/14/2010 4:17:56 PM |
| SimpleChoice | $25.00 | $25.00 | 12/14/2010 4:27:06 PM |
| socal-lender | $25.00 | $25.00 | 12/14/2010 4:30:17 PM |
| meenan | $50.00 | $50.00 | 12/14/2010 4:23:21 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/14/2010 4:34:04 PM |
| laufer32304 | $100.00 | $100.00 | 12/14/2010 4:34:19 PM |
| elasermd | $50.00 | $50.00 | 12/14/2010 4:29:58 PM |
| GElender | $75.00 | $75.00 | 12/14/2010 4:33:35 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2010 4:59:16 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/14/2010 4:35:09 PM |
| radforj22 | $25.00 | $25.00 | 12/14/2010 4:35:50 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:14:20 PM |
| careful-note | $100.00 | $100.00 | 12/14/2010 4:16:57 PM |
| brightest-affluence-motivator | $50.00 | $50.00 | 12/14/2010 4:22:20 PM |
| riskreward | $100.00 | $100.00 | 12/14/2010 4:22:32 PM |
| AFairDeal | $50.00 | $50.00 | 12/14/2010 4:24:01 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:52 PM |
| red-unequivocal-finance | $25.00 | $25.00 | 12/14/2010 4:28:46 PM |
| SNH | $100.00 | $100.00 | 12/14/2010 4:28:56 PM |
| richboy56 | $25.00 | $25.00 | 12/14/2010 4:29:27 PM |
| macjp123 | $25.00 | $25.00 | 12/14/2010 4:31:48 PM |
| rupeeapult | $50.00 | $50.00 | 12/14/2010 4:33:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2010 4:34:29 PM |
| superb-funds335 | $25.00 | $25.00 | 12/14/2010 4:36:22 PM |
| money-bauble | $100.00 | $100.00 | 12/14/2010 4:56:44 PM |
| income-excellence1 | $50.00 | $50.00 | 12/15/2010 12:59:36 PM |
| reBuild-America | $25.00 | $25.00 | 12/15/2010 2:39:06 PM |
| dime-blackberry1 | $63.21 | $63.21 | 12/15/2010 3:08:55 PM |
| dckpolo | $50.00 | $50.00 | 12/15/2010 9:33:26 AM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 9:34:30 AM |
| rcmso | $100.00 | $100.00 | 12/15/2010 9:35:56 AM |
| astute-benjamins | $75.00 | $75.00 | 12/15/2010 4:37:06 PM |
| JustMee | $25.00 | $25.00 | 12/15/2010 5:53:06 PM |
| velocity-solo | $25.00 | $25.00 | 12/15/2010 12:51:04 PM |
| goodhearted-gold3 | $25.00 | $25.00 | 12/15/2010 1:19:01 PM |
| melodious-fairness | $50.00 | $50.00 | 12/16/2010 5:41:50 AM |
| objective-investor | $27.25 | $27.25 | 12/15/2010 11:25:47 PM |
| the-dollar-topper | $25.10 | $25.10 | 12/16/2010 8:31:51 AM |
| buukyak | $100.00 | $100.00 | 12/16/2010 10:25:53 AM |
| Approved1234 | $50.00 | $50.00 | 12/16/2010 10:31:06 AM |
| cxl9 | $43.67 | $43.67 | 12/15/2010 6:16:25 PM |
| junctionking | $25.00 | $25.00 | 12/16/2010 10:40:01 AM |
| credit-solstice | $25.00 | $25.00 | 12/16/2010 10:40:09 AM |
| Weaverville | $27.18 | $27.18 | 12/16/2010 10:40:18 AM |
| P7E | $50.00 | $50.00 | 12/16/2010 10:40:32 AM |
| efficient-treasure0 | $25.00 | $25.00 | 12/16/2010 10:41:07 AM |
| williemc44 | $50.00 | $50.00 | 12/16/2010 10:41:19 AM |
| finagler | $25.00 | $25.00 | 12/16/2010 10:41:29 AM |
| ommcd | $25.00 | $25.00 | 12/16/2010 10:42:17 AM |
| alexstar | $25.00 | $25.00 | 12/16/2010 10:42:43 AM |
| dinero-speaker | $25.00 | $25.00 | 12/16/2010 10:43:04 AM |
| gavinfh | $25.00 | $25.00 | 12/16/2010 10:43:44 AM |
| mommyhelper | $25.00 | $25.00 | 12/16/2010 10:54:42 AM |
| delicious-social132 | $50.00 | $50.00 | 12/16/2010 10:55:13 AM |
| davidc314 | $50.00 | $50.00 | 12/16/2010 10:55:25 AM |
| buddy486 | $25.00 | $25.00 | 12/16/2010 10:55:44 AM |
| Purposeful | $50.00 | $50.00 | 12/16/2010 10:56:40 AM |
| stolirocks01 | $50.00 | $50.00 | 12/16/2010 10:58:13 AM |
| saschar | $25.00 | $25.00 | 12/16/2010 7:46:47 AM |
| billdpost | $25.00 | $25.00 | 12/16/2010 11:02:18 AM |
| regahj99 | $50.00 | $50.00 | 12/16/2010 11:02:44 AM |
| MattTheGr8 | $25.00 | $25.00 | 12/16/2010 11:02:52 AM |
| life-is-great | $50.00 | $50.00 | 12/16/2010 11:03:19 AM |
| teejay411 | $37.59 | $37.59 | 12/16/2010 11:07:35 AM |
| ferocious-camaraderi1 | $100.00 | $100.00 | 12/16/2010 11:11:24 AM |
| Oak-Parker | $25.00 | $25.00 | 12/16/2010 11:53:32 AM |
| scottssm | $44.00 | $44.00 | 12/16/2010 12:31:51 PM |
| harrycash | $50.00 | $50.00 | 12/16/2010 12:32:19 PM |
| cathexis | $50.00 | $50.00 | 12/16/2010 12:32:24 PM |
| peripatetic | $25.00 | $25.00 | 12/16/2010 12:32:44 PM |
| Havana21 | $200.00 | $200.00 | 12/15/2010 9:31:37 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/16/2010 12:33:16 PM |
| iamricher | $25.00 | $25.00 | 12/16/2010 12:33:25 PM |
| dreammachine | $50.00 | $50.00 | 12/16/2010 12:33:32 PM |
| rudyindc | $25.00 | $25.00 | 12/16/2010 12:33:49 PM |
| grampy48 | $50.00 | $50.00 | 12/16/2010 12:33:59 PM |
| JMS_II | $25.00 | $25.00 | 12/16/2010 12:42:28 PM |
| a-community-aficionado | $25.00 | $25.00 | 12/16/2010 12:42:50 PM |
| greenback-museum | $25.00 | $25.00 | 12/16/2010 12:42:56 PM |
| gold-sushi | $25.00 | $25.00 | 12/16/2010 9:33:30 AM |
| PaulW | $25.00 | $25.00 | 12/16/2010 9:54:48 AM |
| Frenchynh | $25.00 | $25.00 | 12/16/2010 10:01:44 AM |
| acropiloterau2002 | $25.00 | $25.00 | 12/16/2010 10:39:56 AM |
| Use_It_Wisely | $50.00 | $50.00 | 12/16/2010 10:40:10 AM |
| nycloan | $50.00 | $50.00 | 12/16/2010 10:40:16 AM |
| littlemonkey | $25.00 | $25.00 | 12/16/2010 10:40:22 AM |
| TennSquire | $25.00 | $25.00 | 12/16/2010 10:40:30 AM |
| klinebarger | $25.00 | $25.00 | 12/16/2010 10:41:08 AM |
| alpinaut | $25.00 | $25.00 | 12/16/2010 10:41:21 AM |
| Kame | $25.00 | $25.00 | 12/16/2010 10:41:47 AM |
| LiveNow | $25.00 | $25.00 | 12/16/2010 10:42:29 AM |
| ptjg | $50.00 | $50.00 | 12/16/2010 2:26:41 AM |
| pouch7 | $25.00 | $25.00 | 12/16/2010 10:42:49 AM |
| julijask | $35.00 | $35.00 | 12/16/2010 10:42:58 AM |
| Steveoo1 | $25.00 | $25.00 | 12/16/2010 10:43:16 AM |
| riproaringrapids | $25.00 | $25.00 | 12/16/2010 10:43:33 AM |
| tontos | $50.00 | $50.00 | 12/16/2010 4:00:29 AM |
| mmckune | $25.00 | $25.00 | 12/16/2010 10:46:42 AM |
| fireboss | $50.00 | $50.00 | 12/16/2010 10:54:37 AM |
| proper-commitment5 | $25.00 | $25.00 | 12/16/2010 10:55:38 AM |
| flexible-return297 | $50.00 | $50.00 | 12/16/2010 10:56:50 AM |
| banker65010 | $25.00 | $25.00 | 12/16/2010 10:58:10 AM |
| studious-bonus7 | $88.84 | $88.84 | 12/16/2010 10:58:17 AM |
| assetmanager | $25.00 | $25.00 | 12/16/2010 11:02:14 AM |
| platinum-optimization1 | $25.00 | $25.00 | 12/16/2010 11:02:17 AM |
| the-money-position | $50.00 | $50.00 | 12/16/2010 11:02:26 AM |
| Preferred-Lender | $25.00 | $25.00 | 12/16/2010 11:02:32 AM |
| Sefotonga | $25.00 | $25.00 | 12/16/2010 11:02:46 AM |
| blissful-note7 | $50.00 | $50.00 | 12/16/2010 11:02:54 AM |
| UncleSteve3000 | $25.00 | $25.00 | 12/16/2010 11:08:46 AM |
| Kiwi0601 | $50.00 | $50.00 | 12/16/2010 5:56:55 AM |
| femmefolle | $75.00 | $75.00 | 12/16/2010 11:30:12 AM |
| slymoose | $25.00 | $25.00 | 12/16/2010 12:32:08 PM |
| credible-compassion6 | $25.00 | $25.00 | 12/16/2010 12:32:16 PM |
| marketplace-cello5 | $50.00 | $50.00 | 12/16/2010 12:32:26 PM |
| jstnow | $25.00 | $25.00 | 12/16/2010 12:32:33 PM |
| j2ee | $25.00 | $25.00 | 12/16/2010 12:32:38 PM |
| LenderOnWheels | $25.00 | $25.00 | 12/16/2010 12:32:52 PM |
| OCBLUE | $50.00 | $50.00 | 12/16/2010 12:33:14 PM |
| metro457 | $50.00 | $50.00 | 12/16/2010 12:33:35 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/16/2010 12:42:47 PM |
| 777jean | $25.00 | $25.00 | 12/16/2010 12:42:54 PM |
| kind-adventurous-finance | $39.42 | $39.42 | 12/16/2010 10:13:29 AM |
| cingular | $25.00 | $25.00 | 12/16/2010 10:39:57 AM |
| Oupa-George | $25.00 | $25.00 | 12/16/2010 10:40:13 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/16/2010 10:40:33 AM |
| historydude654 | $45.77 | $45.77 | 12/16/2010 10:40:49 AM |
| iGeoff | $25.00 | $25.00 | 12/16/2010 10:40:56 AM |
| payout-detective7 | $25.00 | $25.00 | 12/16/2010 10:41:04 AM |
| unflappable-balance5 | $50.00 | $50.00 | 12/16/2010 10:41:09 AM |
| The_Vault | $50.00 | $50.00 | 12/16/2010 10:41:15 AM |
| nybanker85 | $50.00 | $50.00 | 12/16/2010 10:41:25 AM |
| rockstar78 | $50.00 | $50.00 | 12/16/2010 10:41:50 AM |
| RationalWorld | $25.00 | $25.00 | 12/16/2010 10:42:12 AM |
| be_wise | $25.00 | $25.00 | 12/16/2010 10:42:44 AM |
| jrbill1998 | $50.00 | $50.00 | 12/16/2010 10:42:46 AM |
| successful-agreement7 | $100.00 | $100.00 | 12/16/2010 10:43:02 AM |
| bambampk | $25.00 | $25.00 | 12/16/2010 10:43:17 AM |
| ahansen | $40.00 | $40.00 | 12/16/2010 10:43:21 AM |
| authentic-liberty7 | $25.00 | $25.00 | 12/16/2010 10:43:31 AM |
| jescowa | $50.00 | $50.00 | 12/16/2010 10:43:34 AM |
| loot-heart | $50.00 | $50.00 | 12/16/2010 10:43:41 AM |
| sarisai | $50.00 | $50.00 | 12/16/2010 10:55:32 AM |
| supreme-benefit | $25.00 | $25.00 | 12/16/2010 10:57:39 AM |
| dcap3 | $25.00 | $25.00 | 12/16/2010 10:57:53 AM |
| IP | $50.00 | $50.00 | 12/16/2010 10:58:12 AM |
| loyalty-sherpa | $50.00 | $50.00 | 12/16/2010 11:02:17 AM |
| simpy | $50.00 | $50.00 | 12/16/2010 11:02:43 AM |
| PCash | $25.00 | $25.00 | 12/16/2010 11:02:50 AM |
| smloanbigresult | $25.00 | $25.00 | 12/16/2010 11:07:32 AM |
| bid-computer | $50.00 | $50.00 | 12/16/2010 11:21:33 AM |
| truth-magma | $25.00 | $25.00 | 12/16/2010 11:56:28 AM |
| Residuum | $25.00 | $25.00 | 12/16/2010 12:31:49 PM |
| bill-processor2 | $25.00 | $25.00 | 12/16/2010 12:32:00 PM |
| indianoven | $25.00 | $25.00 | 12/16/2010 12:32:05 PM |
| snappy | $25.00 | $25.00 | 12/16/2010 12:32:18 PM |
| SanJoser | $25.00 | $25.00 | 12/16/2010 12:32:41 PM |
| HalfDayz | $25.00 | $25.00 | 12/16/2010 12:32:58 PM |
| rautility | $50.00 | $50.00 | 12/16/2010 12:33:15 PM |
| loan-mammal | $25.00 | $25.00 | 12/16/2010 12:33:21 PM |
| commerce-yeller | $50.00 | $50.00 | 12/16/2010 12:33:23 PM |
| mtquan | $25.00 | $25.00 | 12/16/2010 12:33:37 PM |
| interstellar | $50.00 | $50.00 | 12/16/2010 12:33:47 PM |
| bonanza1973 | $42.67 | $42.67 | 12/16/2010 12:34:02 PM |
| rjmdez | $25.00 | $25.00 | 12/16/2010 12:42:49 PM |
| cakebakr | $50.00 | $50.00 | 12/16/2010 12:42:55 PM |
| reflective-rupee | $900.00 | $900.00 | 12/16/2010 10:51:56 PM |
| gavenalex | $73.98 | $73.98 | 12/17/2010 12:33:33 PM |
| bondhedger | $25.00 | $25.00 | 12/17/2010 9:52:30 AM |
| hopeful-truth5 | $100.00 | $100.00 | 12/14/2010 4:16:23 PM |
| chlebie | $25.00 | $25.00 | 12/14/2010 4:12:38 PM |
| ASR3 | $35.00 | $35.00 | 12/14/2010 4:23:51 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:16 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/14/2010 4:25:24 PM |
| cagcrash | $75.00 | $75.00 | 12/14/2010 4:29:45 PM |
| Investoman | $25.00 | $25.00 | 12/14/2010 4:30:06 PM |
| flanative | $100.00 | $100.00 | 12/14/2010 4:30:11 PM |
| organized-payment6 | $50.00 | $50.00 | 12/14/2010 4:21:53 PM |
| fortytwo | $100.00 | $100.00 | 12/14/2010 4:32:18 PM |
| LoisLoan | $25.00 | $25.00 | 12/14/2010 4:32:30 PM |
| Webpreneur | $50.00 | $50.00 | 12/14/2010 4:24:43 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 4:27:32 PM |
| power-trophy7 | $25.00 | $25.00 | 12/14/2010 4:27:57 PM |
| intuitive-hope9 | $25.00 | $25.00 | 12/14/2010 4:28:48 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/14/2010 4:30:57 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:23 PM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 4:33:38 PM |
| bid-czar8 | $100.00 | $100.00 | 12/14/2010 4:59:32 PM |
| sci_guy | $25.00 | $25.00 | 12/14/2010 4:34:27 PM |
| jazzlender | $25.00 | $25.00 | 12/14/2010 4:11:47 PM |
| currency-cigar4 | $50.00 | $50.00 | 12/14/2010 4:15:06 PM |
| ichibon | $200.00 | $200.00 | 12/14/2010 4:22:03 PM |
| wonderful-dime | $25.00 | $25.00 | 12/14/2010 4:23:14 PM |
| rpg | $35.00 | $35.00 | 12/14/2010 6:49:14 PM |
| bowdish1 | $50.00 | $50.00 | 12/14/2010 4:27:21 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/14/2010 11:56:18 PM |
| visionary-currency | $50.00 | $50.00 | 12/14/2010 8:39:44 PM |
| hope-hickory | $25.00 | $25.00 | 12/15/2010 7:08:13 AM |
| stuy1998 | $30.00 | $30.00 | 12/15/2010 7:11:29 AM |
| unequaled-deal3 | $25.00 | $25.00 | 12/15/2010 9:33:00 AM |
| BigLinCT | $25.00 | $25.00 | 12/15/2010 7:17:39 AM |
| euro-marble | $50.00 | $50.00 | 12/15/2010 9:33:13 AM |
| gold-blanket0 | $25.00 | $25.00 | 12/15/2010 6:46:28 AM |
| value-investor9 | $25.00 | $25.00 | 12/15/2010 6:53:14 AM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 2:53:17 PM |
| goodhearted-gold3 | $25.00 | $25.00 | 12/15/2010 4:42:54 PM |
| gold-channel2 | $25.00 | $25.00 | 12/15/2010 2:18:53 PM |
| reflective-rupee | $75.00 | $75.00 | 12/15/2010 2:53:32 PM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 3:07:35 PM |
| terrific-return | $25.00 | $25.00 | 12/15/2010 3:24:09 PM |
| CapitolHill | $25.00 | $25.00 | 12/15/2010 3:26:45 PM |
| bxdoc | $64.04 | $64.04 | 12/16/2010 12:51:56 AM |
| trade-boots1 | $64.48 | $64.48 | 12/15/2010 11:17:04 PM |
| dunox | $25.00 | $25.00 | 12/16/2010 7:36:32 AM |
| pioneer580 | $50.00 | $50.00 | 12/16/2010 3:24:33 AM |
| CAGE-Investments | $25.00 | $25.00 | 12/16/2010 10:01:27 AM |
| 108lender | $150.00 | $150.00 | 12/15/2010 5:32:32 PM |
| compwhiz | $25.00 | $25.00 | 12/16/2010 4:48:37 AM |
| bazaar-secret-agent6 | $50.00 | $50.00 | 12/16/2010 10:30:53 AM |
| uncleharold | $25.00 | $25.00 | 12/16/2010 10:39:54 AM |
| WeAlNe | $25.00 | $25.00 | 12/16/2010 10:40:05 AM |
| WolRab | $28.51 | $28.51 | 12/16/2010 10:40:15 AM |
| Tasmir | $25.00 | $25.00 | 12/16/2010 10:40:21 AM |
| SMARTDISK | $25.00 | $25.00 | 12/16/2010 10:40:29 AM |
| LenderByDay | $25.00 | $25.00 | 12/16/2010 10:40:35 AM |
| Gross_Income | $50.00 | $50.00 | 12/16/2010 10:40:47 AM |
| narblark | $50.00 | $50.00 | 12/16/2010 10:41:06 AM |
| Gabriel02 | $25.00 | $25.00 | 12/16/2010 10:41:10 AM |
| rlgnyc | $25.00 | $25.00 | 12/16/2010 10:41:12 AM |
| tszbgae | $50.00 | $50.00 | 12/16/2010 10:41:58 AM |
| iolaire | $25.00 | $25.00 | 12/16/2010 10:42:41 AM |
| wayman | $33.03 | $33.03 | 12/16/2010 6:33:48 AM |
| Headhunter14 | $25.00 | $25.00 | 12/16/2010 10:43:10 AM |
| ThomasC | $50.00 | $50.00 | 12/16/2010 10:43:21 AM |
| dpa24 | $50.00 | $50.00 | 12/16/2010 7:07:55 AM |
| bold-treasure-neutrino | $50.00 | $50.00 | 12/16/2010 7:14:06 AM |
| WindyKid | $25.00 | $25.00 | 12/16/2010 10:54:50 AM |
| MarinLoans | $25.00 | $25.00 | 12/16/2010 10:56:46 AM |
| unassassinable | $25.00 | $25.00 | 12/16/2010 10:57:49 AM |
| MedLend | $50.00 | $50.00 | 12/16/2010 10:58:16 AM |
| ducati777 | $50.00 | $50.00 | 12/16/2010 11:02:39 AM |
| Tomeus | $50.00 | $50.00 | 12/16/2010 11:02:48 AM |
| saysana | $25.00 | $25.00 | 12/16/2010 11:03:10 AM |
| NOLALEND | $25.00 | $25.00 | 12/16/2010 11:06:48 AM |
| peace-maximizer8 | $25.00 | $25.00 | 12/16/2010 11:08:44 AM |
| Chris97 | $50.00 | $50.00 | 12/16/2010 11:26:49 AM |
| brazilofmux | $39.23 | $39.23 | 12/16/2010 11:54:25 AM |
| shingu79 | $41.85 | $41.85 | 12/16/2010 11:56:37 AM |
| DiabolicalGamer | $25.00 | $25.00 | 12/16/2010 12:31:53 PM |
| redbomb5 | $25.00 | $25.00 | 12/16/2010 12:32:22 PM |
| kc8fot | $50.00 | $50.00 | 12/16/2010 12:32:34 PM |
| joyous-revenue4 | $45.74 | $45.74 | 12/16/2010 12:32:45 PM |
| steamboatgal | $50.00 | $50.00 | 12/16/2010 12:33:04 PM |
| gracej | $25.00 | $25.00 | 12/16/2010 12:33:17 PM |
| best-platinum-persimmon | $100.00 | $100.00 | 12/16/2010 12:33:27 PM |
| jenkris | $50.00 | $50.00 | 12/16/2010 12:33:34 PM |
| enthusiastic-treasure | $25.00 | $25.00 | 12/16/2010 12:33:56 PM |
| basis-mammal | $25.00 | $25.00 | 12/16/2010 12:42:45 PM |
| MarquisEXB | $25.00 | $25.00 | 12/16/2010 12:42:52 PM |
| a-responsible-return | $50.00 | $50.00 | 12/15/2010 11:38:46 PM |
| gigabit | $50.00 | $50.00 | 12/16/2010 10:09:26 AM |
| powerful-finance7 | $25.00 | $25.00 | 12/16/2010 10:14:17 AM |
| MrBailey | $25.00 | $25.00 | 12/16/2010 10:14:45 AM |
| healthy-commerce | $25.00 | $25.00 | 12/16/2010 10:31:04 AM |
| Ranger_Investments | $25.00 | $25.00 | 12/16/2010 10:40:26 AM |
| principal-kung-fu | $50.00 | $50.00 | 12/16/2010 10:40:48 AM |
| precious-gold3 | $50.00 | $50.00 | 12/16/2010 10:41:13 AM |
| rakstar | $25.00 | $25.00 | 12/16/2010 10:41:18 AM |
| native68 | $25.00 | $25.00 | 12/16/2010 10:42:27 AM |
| first-upright-payout | $25.00 | $25.00 | 12/16/2010 10:42:52 AM |
| wtrboy | $50.00 | $50.00 | 12/16/2010 10:43:08 AM |
| neutrino6 | $25.00 | $25.00 | 12/16/2010 10:43:38 AM |
| Fabiolous | $25.00 | $25.00 | 12/16/2010 10:54:39 AM |
| JLChamberlain | $25.00 | $25.00 | 12/16/2010 4:29:09 AM |
| comet55 | $25.00 | $25.00 | 12/16/2010 10:56:36 AM |
| gain-gourd | $34.92 | $34.92 | 12/16/2010 10:57:42 AM |
| SajDiddy | $25.00 | $25.00 | 12/16/2010 10:58:08 AM |
| willly63 | $50.00 | $50.00 | 12/16/2010 11:02:16 AM |
| Vennela | $25.00 | $25.00 | 12/16/2010 11:02:20 AM |
| gs92126 | $25.00 | $25.00 | 12/16/2010 11:02:29 AM |
| bigphish | $50.00 | $50.00 | 12/16/2010 11:02:40 AM |
| tough-income4 | $25.00 | $25.00 | 12/16/2010 11:02:49 AM |
| und-alum | $50.00 | $50.00 | 12/16/2010 11:03:20 AM |
| rogue_monster | $50.00 | $50.00 | 12/16/2010 11:53:58 AM |
| AJaye2006 | $25.00 | $25.00 | 12/16/2010 12:31:57 PM |
| 0600Zulu | $25.00 | $25.00 | 12/16/2010 12:32:11 PM |
| PatRichi | $25.00 | $25.00 | 12/16/2010 12:32:37 PM |
| community-seahorse0 | $25.00 | $25.00 | 12/16/2010 12:32:39 PM |
| opportunity85 | $50.00 | $50.00 | 12/16/2010 12:32:55 PM |
| BaxterEvil | $25.00 | $25.00 | 12/16/2010 12:33:09 PM |
| grf1945 | $25.00 | $25.00 | 12/16/2010 12:33:12 PM |
| ddog0224 | $25.00 | $25.00 | 12/16/2010 12:33:18 PM |
| alaco | $25.00 | $25.00 | 12/16/2010 12:33:52 PM |
| astute-investment5 | $25.00 | $25.00 | 12/16/2010 7:32:03 AM |
| scholarly-market | $34.68 | $34.68 | 12/16/2010 12:42:51 PM |
| balance-voyager | $50.00 | $50.00 | 12/16/2010 8:07:32 AM |
| well-mannered-marketplace5 | $25.00 | $25.00 | 12/16/2010 9:55:09 AM |
| ClearLake | $25.00 | $25.00 | 12/16/2010 10:14:42 AM |
| caelanmac | $50.00 | $50.00 | 12/16/2010 10:40:17 AM |
| kalex752 | $50.00 | $50.00 | 12/16/2010 10:40:27 AM |
| balance6 | $25.00 | $25.00 | 12/16/2010 10:40:45 AM |
| mcelhatt | $25.00 | $25.00 | 12/16/2010 10:41:06 AM |
| dspmn | $27.00 | $27.00 | 12/16/2010 10:41:16 AM |
| finance-prescription | $50.00 | $50.00 | 12/16/2010 10:41:23 AM |
| SelectTrustLending | $25.00 | $25.00 | 12/16/2010 10:41:48 AM |
| gala279 | $31.86 | $31.86 | 12/16/2010 10:41:52 AM |
| nytrnbow | $25.00 | $25.00 | 12/16/2010 10:42:10 AM |
| yarg | $50.00 | $50.00 | 12/16/2010 10:42:23 AM |
| E_G | $50.00 | $50.00 | 12/16/2010 10:42:45 AM |
| economy-producer | $25.00 | $25.00 | 12/16/2010 10:43:00 AM |
| natural-affluence4 | $25.00 | $25.00 | 12/16/2010 10:43:09 AM |
| credit-kahuna | $50.00 | $50.00 | 12/16/2010 10:43:15 AM |
| haidoken | $50.00 | $50.00 | 12/16/2010 10:43:30 AM |
| inspirationfoundation | $25.00 | $25.00 | 12/16/2010 10:43:39 AM |
| raisingophelia | $25.00 | $25.00 | 12/16/2010 10:43:42 AM |
| Danfromnapa | $50.00 | $50.00 | 12/16/2010 10:55:28 AM |
| friendly-worth3 | $25.00 | $25.00 | 12/16/2010 10:56:38 AM |
| leeo | $25.00 | $25.00 | 12/16/2010 10:56:56 AM |
| ti22ring | $25.00 | $25.00 | 12/16/2010 10:57:27 AM |
| Mariner3605 | $37.05 | $37.05 | 12/16/2010 10:57:46 AM |
| larrybird | $63.94 | $63.94 | 12/16/2010 10:58:18 AM |
| benefit-piano5 | $25.00 | $25.00 | 12/16/2010 11:02:14 AM |
| duty-windmill | $25.00 | $25.00 | 12/16/2010 11:02:34 AM |
| skywise | $50.00 | $50.00 | 12/16/2010 11:02:42 AM |
| drtrimmers | $50.00 | $50.00 | 12/16/2010 11:02:47 AM |
| psturm | $25.00 | $25.00 | 12/16/2010 11:02:51 AM |
| atmaan | $29.30 | $29.30 | 12/16/2010 11:07:21 AM |
| vinyl117 | $25.00 | $25.00 | 12/16/2010 11:42:44 AM |
| favorite-funds8 | $25.00 | $25.00 | 12/16/2010 11:54:29 AM |
| calkidd05 | $25.00 | $25.00 | 12/16/2010 12:31:47 PM |
| jennifer55126 | $25.00 | $25.00 | 12/16/2010 12:31:55 PM |
| hopethisworks | $25.00 | $25.00 | 12/16/2010 12:32:02 PM |
| availableloan | $25.00 | $25.00 | 12/16/2010 12:32:31 PM |
| cropdust3r | $25.00 | $25.00 | 12/16/2010 12:32:47 PM |
| fiddlerzvi | $50.00 | $50.00 | 12/16/2010 12:32:50 PM |
| trustworthy-fairness | $50.00 | $50.00 | 12/16/2010 12:33:19 PM |
| angelinvestor2 | $50.00 | $50.00 | 12/16/2010 12:33:22 PM |
| skuba | $25.00 | $25.00 | 12/16/2010 12:33:30 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/16/2010 12:33:38 PM |
| important-ore | $58.83 | $58.83 | 12/16/2010 12:33:46 PM |
| trapper569 | $50.00 | $50.00 | 12/16/2010 12:33:55 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/16/2010 12:42:47 PM |
| randomwalk | $25.00 | $25.00 | 12/16/2010 12:42:51 PM |
| RG | $25.00 | $1.86 | 12/16/2010 12:42:59 PM |
| TechieLender | $50.00 | $50.00 | 12/16/2010 4:03:30 PM |
| PPLIN810 | $25.00 | $25.00 | 12/16/2010 3:56:57 PM |
| wealth-comet694 | $25.00 | $25.00 | 12/17/2010 8:55:24 AM |
| 358 bids
|
Borrower Payment Dependent Notes Series
487656
This series of Notes was issued and sold upon the funding of the borrower loan #46145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.82% |
Starting monthly payment:
| $58.81 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.82% |
Final monthly payment:
| $58.81 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,700 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-safe-kindness |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,600.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
|
|
Principal balance:
| $3,739.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Paying Insurance Co-Pay
Purpose of loan:
I withdrew my original loan request?for $2800 because I have since paid $1500 of the insurance co-pay.? I would like to pay the remaining $1300 of this insurance bill.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and am never late.? I believe the HR rating is due to the fact that?my husbands income is not included.??We have owned our home for 20 yrs. We will be paying down most of the credit card debt after the first of the year out of our brokerage account so we don't have to pay taxes on it this year.?
Monthly net income:?Total?$7547????????$2515 (mine)? $4996 (husbands)?
Monthly expenses: $?4128
??Housing: $ 1578
??Insurance: $??200?
??Car expenses: $?500 (car payment & gas) 4 car payments left?
??Utilities: $ 275?
??Phone, cable, internet: $275
??Food, entertainment: $ 400?
??Clothing, household expenses $ 200?
??Credit cards and other loans: $?600?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 12/14/2010 4:25:21 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:33 PM |
| glroark | $50.00 | $50.00 | 12/14/2010 4:34:03 PM |
| NekHoldings | $25.00 | $25.00 | 12/15/2010 8:11:41 AM |
| Redmond | $25.00 | $25.00 | 12/15/2010 2:55:30 PM |
| brother_tam | $42.20 | $40.00 | 12/16/2010 12:36:51 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:16:21 AM |
| Bob450 | $25.00 | $25.00 | 12/16/2010 3:34:06 PM |
| ac787 | $25.00 | $25.00 | 12/16/2010 5:43:38 PM |
| competent-p2p | $100.00 | $100.00 | 12/17/2010 8:20:52 AM |
| Whipster | $25.00 | $25.00 | 12/17/2010 12:40:32 PM |
| Investoman | $25.00 | $25.00 | 12/14/2010 4:33:02 PM |
| reflective-rupee | $100.00 | $100.00 | 12/14/2010 8:37:33 PM |
| Amber_Stone | $50.00 | $50.00 | 12/14/2010 10:20:24 PM |
| big_balla_papi | $25.00 | $25.00 | 12/15/2010 12:26:00 AM |
| Kash2010lu | $50.00 | $50.00 | 12/14/2010 8:05:25 PM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 3:49:22 PM |
| green-rapid-openness | $50.00 | $50.00 | 12/15/2010 8:14:06 PM |
| green-rapid-openness | $100.00 | $100.00 | 12/15/2010 8:14:32 PM |
| CommunityArts_Non-profit | $35.00 | $35.00 | 12/15/2010 11:34:38 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:25 PM |
| secondreality | $50.00 | $50.00 | 12/16/2010 8:00:06 AM |
| dime-sanctuary | $25.00 | $25.00 | 12/17/2010 2:11:31 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 10:52:46 PM |
| head | $25.00 | $25.00 | 12/16/2010 11:14:06 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2010 11:25:32 PM |
| wise-careful-greenback | $25.00 | $25.00 | 12/17/2010 3:26:49 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
487758
This series of Notes was issued and sold upon the funding of the borrower loan #46148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 36.28% |
Starting monthly payment:
| $65.50 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 36.28% |
Final monthly payment:
| $65.50 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
10 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,371 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-frog7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| handshake5 | $100.00 | $100.00 | 12/15/2010 3:53:19 PM |
| Investoman | $50.00 | $50.00 | 12/15/2010 4:03:30 PM |
| Artist_Blue | $25.00 | $25.00 | 12/15/2010 3:59:24 PM |
| SNH | $100.00 | $100.00 | 12/15/2010 4:02:15 PM |
| rss197 | $25.00 | $25.00 | 12/15/2010 4:04:04 PM |
| RebuildALife | $25.00 | $25.00 | 12/15/2010 5:38:03 PM |
| EBITDA | $25.00 | $25.00 | 12/15/2010 3:52:51 PM |
| secureincome | $25.00 | $25.00 | 12/15/2010 4:55:41 PM |
| reflective-rupee | $75.00 | $75.00 | 12/15/2010 8:17:40 PM |
| money-bauble | $25.00 | $25.00 | 12/16/2010 1:56:55 AM |
| simplelender80 | $100.00 | $100.00 | 12/15/2010 3:59:17 PM |
| jazzlender | $25.00 | $25.00 | 12/15/2010 4:04:13 PM |
| ichibon | $25.00 | $25.00 | 12/15/2010 4:04:31 PM |
| organic-order | $25.00 | $25.00 | 12/15/2010 4:05:19 PM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 4:06:12 PM |
| transaction-circuit | $50.00 | $50.00 | 12/15/2010 3:56:12 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/15/2010 3:58:55 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/15/2010 4:02:41 PM |
| pembull | $50.00 | $50.00 | 12/15/2010 4:26:46 PM |
| Interstate_Rate | $29.26 | $29.26 | 12/15/2010 9:06:25 PM |
| kulender | $100.00 | $100.00 | 12/15/2010 3:52:18 PM |
| moola-wildebeest3 | $25.00 | $20.74 | 12/16/2010 3:18:11 AM |
| NR | $25.00 | $25.00 | 12/15/2010 4:02:51 PM |
| coin-bee1 | $50.00 | $50.00 | 12/15/2010 4:03:08 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:52 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/16/2010 12:23:11 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 4:14:32 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
487790
This series of Notes was issued and sold upon the funding of the borrower loan #46119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-13-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $131.00 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $131.00 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 8m |
|
Amount delinquent:
| $132 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,356 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ideal-economy8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Bathroom tub and tile
Purpose of loan:
This loan will be used to install new tub and tile in bathroom????
My financial situation:
I am a good candidate for this loan because I will be paying the loan back early, and am financially responsible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kulender | $50.00 | $50.00 | 12/13/2010 3:08:39 PM |
| EBITDA | $25.00 | $25.00 | 12/13/2010 3:07:09 PM |
| simplelender80 | $100.00 | $100.00 | 12/13/2010 3:31:15 PM |
| PRGuyinVA | $25.00 | $25.00 | 12/13/2010 3:45:54 PM |
| jamiee73 | $25.00 | $25.00 | 12/13/2010 3:48:07 PM |
| symbiosis | $50.00 | $50.00 | 12/13/2010 3:35:20 PM |
| NR | $25.00 | $25.00 | 12/13/2010 3:51:22 PM |
| hayhelp | $25.00 | $25.00 | 12/13/2010 3:52:45 PM |
| LoisLoan | $25.00 | $25.00 | 12/13/2010 3:54:33 PM |
| richboy56 | $25.00 | $25.00 | 12/13/2010 3:43:13 PM |
| SNH | $100.00 | $100.00 | 12/13/2010 3:42:20 PM |
| new-social-economist | $80.00 | $80.00 | 12/13/2010 3:49:23 PM |
| treasure-bliss | $50.00 | $50.00 | 12/13/2010 5:46:43 PM |
| Redmond | $25.00 | $25.00 | 12/13/2010 4:41:08 PM |
| investment-comet | $25.00 | $25.00 | 12/13/2010 4:49:59 PM |
| silver-enlightenment0 | $50.00 | $50.00 | 12/13/2010 3:58:05 PM |
| Georgetastic | $25.00 | $25.00 | 12/13/2010 7:42:14 PM |
| Investoman | $50.00 | $50.00 | 12/13/2010 4:00:24 PM |
| secureincome | $25.00 | $25.00 | 12/13/2010 5:30:07 PM |
| finance-magma7 | $25.00 | $25.00 | 12/13/2010 11:12:52 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 12/14/2010 1:14:54 AM |
| ferocious-camaraderi1 | $30.60 | $30.60 | 12/13/2010 8:26:40 PM |
| Aragorn | $25.00 | $25.00 | 12/13/2010 11:01:41 PM |
| JPMorrisLegacyFund | $51.00 | $51.00 | 12/13/2010 4:39:30 PM |
| ThatDanGuy | $25.00 | $25.00 | 12/13/2010 4:43:05 PM |
| dedicated-transaction796 | $27.23 | $27.23 | 12/13/2010 4:48:06 PM |
| gold-channel2 | $25.00 | $25.00 | 12/13/2010 5:04:51 PM |
| vigorous-velocity | $25.00 | $25.00 | 12/13/2010 6:17:48 PM |
| Guerrilla_Man | $25.00 | $25.00 | 12/13/2010 8:26:37 PM |
| HeavyDriver03 | $25.00 | $25.00 | 12/13/2010 9:51:53 PM |
| income-sage9 | $25.00 | $25.00 | 12/13/2010 10:01:35 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/13/2010 3:30:23 PM |
| Interstate_Rate | $100.00 | $100.00 | 12/13/2010 3:37:22 PM |
| Artist_Blue | $25.00 | $25.00 | 12/13/2010 3:32:18 PM |
| paytonbrigadier | $47.14 | $47.14 | 12/13/2010 3:37:40 PM |
| coin-bee1 | $50.00 | $50.00 | 12/13/2010 3:52:57 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/13/2010 3:40:04 PM |
| ichibon | $25.00 | $25.00 | 12/13/2010 3:43:37 PM |
| flanative | $100.00 | $100.00 | 12/13/2010 3:47:56 PM |
| ukstevenhawaii | $100.00 | $100.00 | 12/13/2010 3:23:58 PM |
| ASR3 | $35.00 | $35.00 | 12/13/2010 3:29:07 PM |
| DonaldColorado | $50.00 | $50.00 | 12/13/2010 3:29:49 PM |
| TrekTune | $25.00 | $25.00 | 12/13/2010 3:55:05 PM |
| Gibbyland | $50.00 | $50.00 | 12/13/2010 4:28:20 PM |
| handshake5 | $100.00 | $100.00 | 12/13/2010 3:34:06 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/13/2010 4:42:07 PM |
| bid-czar8 | $65.52 | $65.52 | 12/13/2010 5:04:49 PM |
| minddoc | $25.00 | $25.00 | 12/13/2010 3:50:08 PM |
| Rick21 | $25.00 | $25.00 | 12/13/2010 5:46:46 PM |
| scrappy-diversification7 | $184.16 | $184.16 | 12/13/2010 4:48:15 PM |
| hope-hickory | $25.00 | $25.00 | 12/13/2010 3:57:21 PM |
| burrito6 | $25.00 | $25.00 | 12/13/2010 4:49:33 PM |
| cropdust3r | $25.00 | $25.00 | 12/13/2010 4:01:16 PM |
| hc90474 | $25.00 | $25.00 | 12/13/2010 8:26:42 PM |
| reflective-rupee | $100.00 | $100.00 | 12/13/2010 4:09:38 PM |
| IIP77 | $25.00 | $25.00 | 12/13/2010 5:27:56 PM |
| ideal-platinum1 | $25.00 | $25.00 | 12/13/2010 11:12:59 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/13/2010 5:43:03 PM |
| graceful-investment | $100.00 | $100.00 | 12/13/2010 4:28:06 PM |
| courteous-kindness1 | $44.35 | $44.35 | 12/13/2010 7:41:30 PM |
| whartonmba | $33.04 | $33.04 | 12/14/2010 1:15:14 AM |
| NoCal | $25.00 | $9.94 | 12/14/2010 1:16:07 AM |
| commerce-yeller | $25.00 | $25.00 | 12/13/2010 8:26:36 PM |
| alexgalt | $25.00 | $25.00 | 12/13/2010 10:59:03 PM |
| inspiring-reward | $40.69 | $40.69 | 12/14/2010 1:14:20 AM |
| Bob450 | $25.00 | $25.00 | 12/14/2010 9:55:00 AM |
| the-dollar-topper | $25.00 | $25.00 | 12/13/2010 8:38:13 PM |
| money-bauble | $25.00 | $25.00 | 12/14/2010 1:04:11 AM |
| greenback-guard | $25.00 | $25.00 | 12/14/2010 3:03:53 PM |
| 108lender | $26.33 | $26.33 | 12/14/2010 5:57:44 PM |
| Ven58 | $25.00 | $25.00 | 12/16/2010 12:19:37 AM |
| glenium | $25.00 | $25.00 | 12/16/2010 10:47:47 AM |
| 72 bids
|
Borrower Payment Dependent Notes Series
487840
This series of Notes was issued and sold upon the funding of the borrower loan #45995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-18-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.51% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $1,084 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,487 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-base6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will be used to pay off a credit card.
My financial situation:
I am a good candidate for this loan because I am responsible and will be paying off several loans in 2011.
Monthly net income: $
9,000
Monthly expenses: $
??Housing: $
2900
??Ins: $
300
??Car expenses: $ 300
??Utilities: $
200
??Phone, cable, internet: $
50
??Food, entertainment: $ 1000
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 3000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your current delinquency. Thanks and best wishes. - reflective-rupee
A:
Hi - it's due to a medical bill. I was unable to pay the entire amount and paid $400 of it when I received the bill. They never followed up with me again and put the balance as delinquent. I will be paying that amount off also with this loan. Thanks.
(Dec-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EBITDA | $25.00 | $25.00 | 12/14/2010 4:14:12 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/14/2010 4:36:38 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:26:00 PM |
| SNH | $100.00 | $100.00 | 12/14/2010 4:29:18 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/14/2010 4:31:08 PM |
| divedude | $25.00 | $25.00 | 12/15/2010 3:16:43 AM |
| buffalobills | $25.00 | $25.00 | 12/15/2010 7:39:41 AM |
| Tikibarman | $100.00 | $100.00 | 12/15/2010 9:34:20 AM |
| revenue-officer36 | $50.00 | $50.00 | 12/15/2010 9:36:08 AM |
| dollardave | $50.00 | $50.00 | 12/15/2010 10:21:58 AM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 8:54:06 PM |
| soulful-truth | $25.00 | $25.00 | 12/15/2010 10:57:11 AM |
| lloyd_s | $25.00 | $25.00 | 12/15/2010 3:44:45 PM |
| bountiful-durability | $100.00 | $100.00 | 12/15/2010 3:45:10 PM |
| worthy-bid8 | $42.89 | $42.89 | 12/15/2010 3:03:39 PM |
| moola-wildebeest3 | $25.00 | $25.00 | 12/16/2010 3:18:16 AM |
| bid-czar8 | $52.91 | $52.91 | 12/16/2010 10:46:49 AM |
| orange-influential-credit | $50.00 | $50.00 | 12/16/2010 5:28:22 AM |
| wanna-help | $50.00 | $50.00 | 12/16/2010 3:25:16 PM |
| finance-prescription | $50.00 | $50.00 | 12/16/2010 12:48:15 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:56:32 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 5:47:53 PM |
| 108lender | $95.73 | $95.73 | 12/16/2010 4:03:59 PM |
| JPMorrisLegacyFund | $69.19 | $69.19 | 12/16/2010 4:12:12 PM |
| PaulW | $25.00 | $25.00 | 12/17/2010 4:43:45 AM |
| money-vista | $25.00 | $25.00 | 12/17/2010 12:57:48 PM |
| basis-equalizer0 | $25.00 | $25.00 | 12/17/2010 9:32:06 AM |
| new-social-economist | $42.35 | $42.35 | 12/17/2010 1:51:23 PM |
| inspiring-reward | $150.00 | $150.00 | 12/17/2010 12:23:21 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/17/2010 4:45:49 AM |
| trade-boots1 | $100.00 | $100.00 | 12/17/2010 4:28:32 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/17/2010 4:28:34 PM |
| samo102us | $25.00 | $25.00 | 12/17/2010 4:48:39 PM |
| Ducatiman1978 | $25.00 | $25.00 | 12/17/2010 4:49:50 PM |
| Saleen06 | $33.92 | $33.92 | 12/17/2010 4:51:11 PM |
| Aragorn | $25.00 | $25.00 | 12/17/2010 4:53:47 PM |
| moneyman369 | $50.00 | $50.00 | 12/17/2010 12:01:36 PM |
| tszbgae | $50.00 | $50.00 | 12/17/2010 12:23:30 PM |
| gold-channel2 | $50.00 | $50.00 | 12/17/2010 4:18:49 PM |
| erowis | $30.00 | $30.00 | 12/17/2010 5:47:45 PM |
| rockstar78 | $25.00 | $25.00 | 12/17/2010 4:19:24 PM |
| ThatDanGuy | $100.00 | $100.00 | 12/17/2010 4:19:38 PM |
| SDNLR | $50.00 | $50.00 | 12/17/2010 4:19:49 PM |
| buyrite334 | $25.00 | $25.00 | 12/17/2010 4:28:25 PM |
| sweetlan | $25.00 | $25.00 | 12/17/2010 6:56:32 PM |
| AAKBCAPITAL | $50.00 | $50.00 | 12/17/2010 4:31:36 PM |
| ivy-league-MBA | $25.00 | $25.00 | 12/17/2010 7:02:12 PM |
| mketelecom | $25.00 | $25.00 | 12/17/2010 7:07:31 PM |
| wealth-builder57 | $50.00 | $50.00 | 12/17/2010 4:47:28 PM |
| yeti888 | $25.00 | $25.00 | 12/17/2010 4:47:58 PM |
| lively-hope28 | $50.00 | $50.00 | 12/17/2010 4:50:58 PM |
| Hambone1111 | $25.00 | $25.00 | 12/17/2010 8:51:24 PM |
| a-thoughtful-principal | $25.00 | $25.00 | 12/17/2010 8:56:33 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/17/2010 4:51:27 PM |
| punctual-worth | $25.00 | $25.00 | 12/17/2010 4:56:53 PM |
| kendallv | $25.00 | $25.00 | 12/17/2010 10:13:26 PM |
| credit-comet9 | $25.00 | $25.00 | 12/17/2010 6:56:25 PM |
| rupee-artisan | $25.00 | $25.00 | 12/17/2010 7:07:34 PM |
| ferocious-exchange3 | $41.54 | $41.54 | 12/17/2010 7:36:24 PM |
| jobani | $25.00 | $25.00 | 12/17/2010 3:48:27 PM |
| orange-preeminant-bill | $31.49 | $31.49 | 12/17/2010 4:18:20 PM |
| treasure-bliss | $50.00 | $50.00 | 12/17/2010 4:18:36 PM |
| GCInvestments | $25.00 | $25.00 | 12/17/2010 4:28:22 PM |
| investment-comet | $25.00 | $25.00 | 12/17/2010 4:32:01 PM |
| LiveNow | $25.00 | $25.00 | 12/17/2010 4:32:15 PM |
| commerce-yeller | $25.00 | $25.00 | 12/17/2010 4:32:19 PM |
| mla | $25.00 | $25.00 | 12/17/2010 4:48:08 PM |
| point-kitten6 | $50.00 | $50.00 | 12/17/2010 4:48:18 PM |
| kcpeck | $25.00 | $25.00 | 12/17/2010 4:53:46 PM |
| sms0106 | $25.69 | $25.69 | 12/17/2010 7:02:09 PM |
| samaritan5 | $25.00 | $25.00 | 12/17/2010 7:07:29 PM |
| FeedTheMachine | $50.00 | $50.00 | 12/17/2010 8:23:19 PM |
| ore-healer6 | $30.00 | $30.00 | 12/17/2010 9:57:50 PM |
| kulender | $50.00 | $50.00 | 12/14/2010 4:14:58 PM |
| ASR3 | $35.00 | $35.00 | 12/14/2010 4:24:36 PM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:27 PM |
| coin-bee1 | $50.00 | $50.00 | 12/14/2010 4:32:04 PM |
| jazzlender | $25.00 | $25.00 | 12/14/2010 4:36:06 PM |
| simplelender80 | $100.00 | $100.00 | 12/14/2010 4:25:48 PM |
| Redmond | $25.00 | $25.00 | 12/14/2010 4:26:56 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:35:22 PM |
| scrappy-diversification7 | $25.00 | $25.00 | 12/14/2010 5:21:32 PM |
| handshake5 | $100.00 | $100.00 | 12/14/2010 4:16:15 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/14/2010 4:25:17 PM |
| secureincome | $175.00 | $175.00 | 12/14/2010 5:58:47 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/14/2010 4:28:29 PM |
| Investoman | $50.00 | $50.00 | 12/14/2010 4:32:55 PM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 8:53:53 PM |
| building_community | $25.00 | $25.00 | 12/15/2010 6:46:17 AM |
| Interstate_Rate | $100.00 | $100.00 | 12/14/2010 5:46:52 PM |
| DonaldColorado | $50.00 | $50.00 | 12/15/2010 10:56:16 AM |
| reflective-rupee | $200.00 | $200.00 | 12/14/2010 8:54:18 PM |
| ichibon | $50.00 | $50.00 | 12/15/2010 2:41:53 AM |
| leverage-trident | $25.00 | $25.00 | 12/15/2010 2:30:17 PM |
| money-bauble | $25.00 | $25.00 | 12/15/2010 3:03:41 PM |
| graceful-investment | $100.00 | $100.00 | 12/15/2010 4:23:18 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/15/2010 9:40:48 PM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 7:59:48 AM |
| musegaze | $50.00 | $50.00 | 12/16/2010 12:36:45 AM |
| economy-lotus | $100.00 | $100.00 | 12/16/2010 9:31:54 AM |
| ingenious-deal6 | $25.00 | $25.00 | 12/15/2010 10:01:50 PM |
| HedgeFund | $50.00 | $50.00 | 12/16/2010 10:44:05 AM |
| income-sage9 | $25.00 | $25.00 | 12/16/2010 8:47:29 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/17/2010 6:03:23 AM |
| ukstevenhawaii | $100.00 | $100.00 | 12/16/2010 3:54:07 PM |
| the-dollar-topper | $25.00 | $25.00 | 12/17/2010 6:36:44 AM |
| gold-backer9 | $25.00 | $25.00 | 12/17/2010 12:47:26 PM |
| the-determined-value | $50.00 | $50.00 | 12/17/2010 2:17:04 PM |
| flwah | $25.00 | $25.00 | 12/17/2010 3:10:32 PM |
| symbiosis | $50.00 | $50.00 | 12/17/2010 12:23:19 PM |
| AlexTrep | $25.00 | $25.00 | 12/17/2010 2:56:33 PM |
| suave-dime6 | $25.00 | $25.00 | 12/17/2010 4:16:54 PM |
| affluence-tycoon | $50.00 | $50.00 | 12/17/2010 4:28:28 PM |
| newest-generous-income | $25.00 | $25.00 | 12/17/2010 4:28:34 PM |
| excellent-greenback | $25.00 | $25.00 | 12/17/2010 4:48:41 PM |
| profit-powerplant | $25.00 | $25.00 | 12/17/2010 10:54:42 AM |
| DSFinancial | $50.00 | $50.00 | 12/17/2010 4:51:06 PM |
| Bank42 | $50.00 | $50.00 | 12/17/2010 4:51:12 PM |
| famous-bill | $25.00 | $25.00 | 12/17/2010 12:21:42 PM |
| flanative | $56.80 | $56.80 | 12/17/2010 5:33:13 PM |
| Rdodson11 | $25.00 | $25.00 | 12/17/2010 12:23:08 PM |
| vigorous-velocity | $50.00 | $50.00 | 12/17/2010 4:19:45 PM |
| missing-link | $25.40 | $25.40 | 12/17/2010 4:28:30 PM |
| fair-peace7 | $25.00 | $25.00 | 12/17/2010 4:28:33 PM |
| IntrepidInvestment | $25.00 | $25.00 | 12/17/2010 7:02:14 PM |
| astute-investment5 | $25.00 | $25.00 | 12/17/2010 4:33:22 PM |
| Chris97 | $50.00 | $50.00 | 12/17/2010 4:33:36 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2010 1:32:52 PM |
| Warbler | $25.00 | $25.00 | 12/17/2010 7:11:25 PM |
| Chembro783 | $25.00 | $25.00 | 12/17/2010 7:57:13 PM |
| top-historic-peso | $25.00 | $25.00 | 12/17/2010 4:48:37 PM |
| runner262 | $25.00 | $25.00 | 12/17/2010 4:49:09 PM |
| Gibbyland | $50.00 | $50.00 | 12/17/2010 4:50:56 PM |
| return-pumpkin7 | $25.00 | $25.00 | 12/17/2010 4:51:08 PM |
| relentless-fund1 | $50.00 | $50.00 | 12/17/2010 4:51:14 PM |
| dollar-sonnet3 | $50.00 | $50.00 | 12/17/2010 4:51:32 PM |
| impressive-loan9 | $38.41 | $38.41 | 12/17/2010 9:36:23 PM |
| durability-excellence | $31.23 | $31.23 | 12/17/2010 4:53:45 PM |
| whiffle | $25.00 | $19.81 | 12/17/2010 10:12:45 PM |
| the-upbeat-p2p | $31.23 | $31.23 | 12/17/2010 5:06:48 PM |
| 0600Zulu | $25.00 | $25.00 | 12/17/2010 7:07:27 PM |
| deal-contributor8 | $27.64 | $27.64 | 12/17/2010 7:11:29 PM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2010 2:19:15 AM |
| power-secret-agent | $25.00 | $25.00 | 12/18/2010 4:38:23 AM |
| whartonmba | $41.96 | $41.96 | 12/17/2010 4:27:36 PM |
| PatRichi | $25.00 | $25.00 | 12/17/2010 4:28:27 PM |
| PrivateLoaner | $50.00 | $50.00 | 12/17/2010 4:31:34 PM |
| Mariner3605 | $50.00 | $50.00 | 12/17/2010 4:32:09 PM |
| flexible-income9 | $46.97 | $46.97 | 12/17/2010 4:32:17 PM |
| gain-gourd | $64.84 | $64.84 | 12/17/2010 4:32:30 PM |
| credit-sycamore4 | $100.00 | $100.00 | 12/17/2010 4:33:27 PM |
| nycloan | $25.00 | $25.00 | 12/17/2010 4:48:38 PM |
| finance_mba | $25.00 | $25.00 | 12/17/2010 4:50:27 PM |
| stock106 | $25.00 | $25.00 | 12/17/2010 5:11:28 PM |
| fund-companion4 | $25.00 | $25.00 | 12/17/2010 5:11:37 PM |
| cash-raccoon | $25.00 | $25.00 | 12/17/2010 5:21:39 PM |
| teller | $25.00 | $25.00 | 12/17/2010 5:36:23 PM |
| rupee-cake | $25.00 | $25.00 | 12/17/2010 6:56:28 PM |
| witty-openness | $25.00 | $25.00 | 12/17/2010 7:02:10 PM |
| jubilant-auction5 | $25.00 | $25.00 | 12/17/2010 7:02:16 PM |
| cwolfe177 | $25.00 | $25.00 | 12/17/2010 7:07:38 PM |
| nicklds | $25.00 | $25.00 | 12/17/2010 7:07:58 PM |
| GElender | $25.00 | $25.00 | 12/17/2010 10:12:44 PM |
| Whipster | $60.00 | $60.00 | 12/18/2010 5:45:55 AM |
| 164 bids
|
Borrower Payment Dependent Notes Series
487878
This series of Notes was issued and sold upon the funding of the borrower loan #46141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-18-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $87.33 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $87.33 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 366% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,999 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderful-dedication3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Phasing out of the red!
Purpose of loan:
This loan will be used to pay off 3 payday loans and make my car payment without visiting 'Check n' Go.'? I will also use the loan to pay my medical prescription co-pays; i.e., insulin and other supplies, and to help me adjust to a recent pay cut and medical insurance premium increase.??Living in CA has its?downside, unfortunately.???
My financial situation:
I am a good candidate for this loan because I am very secure in my job, and I'm committed to?improving my financial health for my own benefit, as well as for the benefit of my family and friends.? I am also committed to improving my ability to obtain loans at lower interest rates, in the future.
Monthly net income: $2100
Monthly expenses: $
??Housing: $
??Insurance: $ 75
??Car expenses: $400
??Utilities: $ 125
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $?600
??Other expenses: $ 275
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you know why your Debt/Income is showing up as 366%? - nfx
A:
I don't. I confess that I'm relatively new to some of the finance lingo, but the 366% looked strange to me, just in using common sense. In doing my own calculation, I came up with 30%. So, I'm in the prcess of doing further investigation. This is the first time I've actually seen my dti ratio displayed, so I could use any suggestions you may have in resolving this.
(Dec-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| felicity-festival | $50.00 | $50.00 | 12/16/2010 3:20:52 PM |
| simplelender80 | $100.00 | $100.00 | 12/16/2010 3:24:46 PM |
| nickel-hickory | $50.00 | $50.00 | 12/16/2010 3:35:51 PM |
| handshake5 | $100.00 | $100.00 | 12/16/2010 3:21:32 PM |
| ingenious-deal6 | $25.00 | $25.00 | 12/16/2010 3:37:10 PM |
| richboy56 | $25.00 | $25.00 | 12/16/2010 3:38:01 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/16/2010 3:29:00 PM |
| alexgalt | $50.00 | $50.00 | 12/16/2010 3:29:11 PM |
| paytonbrigadier | $250.00 | $250.00 | 12/16/2010 3:32:25 PM |
| ichibon | $25.00 | $25.00 | 12/16/2010 3:34:23 PM |
| dedicated-transaction796 | $33.82 | $33.82 | 12/16/2010 6:21:36 PM |
| kulender | $50.00 | $50.00 | 12/16/2010 3:20:05 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/16/2010 4:12:27 PM |
| NR | $25.00 | $25.00 | 12/16/2010 11:15:15 PM |
| EBITDA | $25.00 | $25.00 | 12/16/2010 3:26:21 PM |
| transaction-circuit | $25.00 | $25.00 | 12/16/2010 3:27:14 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2010 3:29:42 PM |
| coin-bee1 | $50.00 | $50.00 | 12/16/2010 3:33:08 PM |
| jazzlender | $25.00 | $25.00 | 12/16/2010 3:34:03 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2010 3:40:47 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:56:45 PM |
| income-sage9 | $25.00 | $25.00 | 12/16/2010 8:47:39 PM |
| orange-influential-credit | $32.26 | $32.26 | 12/16/2010 10:32:50 PM |
| greenkid | $26.75 | $26.75 | 12/17/2010 12:05:26 PM |
| Tikibarman | $100.00 | $73.43 | 12/17/2010 4:45:13 AM |
| cashhelp | $25.00 | $25.00 | 12/17/2010 4:56:51 PM |
| marwadi-62 | $100.00 | $100.00 | 12/17/2010 7:01:39 PM |
| Investoman | $50.00 | $50.00 | 12/16/2010 3:25:38 PM |
| SNH | $100.00 | $100.00 | 12/16/2010 3:31:49 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2010 5:46:24 PM |
| graceful-investment | $30.00 | $30.00 | 12/16/2010 8:33:12 PM |
| DonaldColorado | $50.00 | $50.00 | 12/17/2010 4:45:07 AM |
| rss197 | $25.00 | $25.00 | 12/16/2010 3:33:55 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 12/16/2010 3:36:40 PM |
| money-bauble | $25.00 | $25.00 | 12/16/2010 3:51:23 PM |
| 1stofthemonth | $27.74 | $27.74 | 12/16/2010 4:07:40 PM |
| profitable-balance | $25.00 | $25.00 | 12/17/2010 4:18:52 PM |
| Brown98 | $25.00 | $25.00 | 12/17/2010 4:36:48 PM |
| new-social-economist | $60.00 | $60.00 | 12/18/2010 12:27:47 PM |
| Gettinricher | $26.00 | $26.00 | 12/17/2010 5:24:59 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/18/2010 2:22:54 PM |
| vine99 | $40.00 | $40.00 | 12/18/2010 11:46:28 AM |
| 42 bids
|
Borrower Payment Dependent Notes Series
487888
This series of Notes was issued and sold upon the funding of the borrower loan #46159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.30% |
Auction start date:
| Dec-14-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 6.65% |
Starting borrower rate/APR:
| 7.65% / 7.99% |
Starting monthly payment:
| $467.63 |
|
Final lender yield:
| 6.65% |
Final borrower rate/APR:
| 7.65% / 7.99% |
Final monthly payment:
| $467.63 |
| |
|
Auction yield range:
| 2.51% - 6.65% |
Estimated loss impact:
| 1.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,030 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| veets1672 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2010)
780-799
(Dec-2007)
|
|
Principal balance:
| $3,701.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Putting in new kitchen cabinets
Purpose of loan:
We're looking to get new kitchen cabinets and I don't want to put them on a credit card and pay that interest.? I've had a great experience with Prosper.com and want to continue to use this service.
My financial situation:
I have had two prior loans through Prosper--one paid and open--and have never missed a payment.? My annual earnings have increased each year over the last 3 years and will continue through the foreseeable future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| windfall46 | $25.00 | $25.00 | 12/14/2010 4:12:30 PM |
| FlexFunding | $50.00 | $50.00 | 12/14/2010 4:12:36 PM |
| first-upright-payout | $25.00 | $25.00 | 12/14/2010 4:13:17 PM |
| figs4u2 | $100.00 | $100.00 | 12/14/2010 4:13:23 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/14/2010 4:18:14 PM |
| delicious-social132 | $50.00 | $50.00 | 12/14/2010 4:19:25 PM |
| neighborly-hope6 | $47.53 | $47.53 | 12/14/2010 4:19:40 PM |
| chekat | $25.00 | $25.00 | 12/14/2010 4:19:56 PM |
| Emgolda | $25.00 | $25.00 | 12/14/2010 4:20:21 PM |
| emt747 | $25.00 | $25.00 | 12/14/2010 4:21:17 PM |
| heroic-platinum | $25.00 | $25.00 | 12/14/2010 4:21:34 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/14/2010 4:24:23 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/14/2010 4:17:27 PM |
| organized-payment6 | $50.00 | $50.00 | 12/14/2010 4:17:49 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/14/2010 4:18:27 PM |
| rockstar78 | $50.00 | $50.00 | 12/14/2010 4:18:31 PM |
| unclejaef | $25.00 | $25.00 | 12/14/2010 4:18:44 PM |
| Binan | $25.00 | $25.00 | 12/14/2010 4:18:48 PM |
| C_Mark | $50.00 | $50.00 | 12/14/2010 4:20:34 PM |
| skuba | $100.00 | $100.00 | 12/14/2010 4:20:40 PM |
| innocent-deal | $50.00 | $50.00 | 12/14/2010 4:20:42 PM |
| Goodlender42 | $25.00 | $25.00 | 12/14/2010 4:20:56 PM |
| generous-deal6 | $50.00 | $50.00 | 12/14/2010 4:34:09 PM |
| PCash | $25.00 | $25.00 | 12/14/2010 4:48:38 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/14/2010 4:48:42 PM |
| yachtmaster45 | $50.00 | $50.00 | 12/14/2010 4:48:57 PM |
| financeboy | $35.00 | $35.00 | 12/14/2010 4:49:04 PM |
| best-heavenly-justice | $25.00 | $25.00 | 12/14/2010 4:49:25 PM |
| capital-futurist | $50.00 | $50.00 | 12/14/2010 4:49:49 PM |
| narblark | $100.00 | $100.00 | 12/14/2010 4:28:44 PM |
| transparency-giant | $25.00 | $25.00 | 12/14/2010 4:30:22 PM |
| balance2 | $25.00 | $25.00 | 12/14/2010 4:51:47 PM |
| proper-commitment5 | $25.00 | $25.00 | 12/14/2010 4:52:35 PM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 12/14/2010 4:53:16 PM |
| RockCrown | $50.00 | $50.00 | 12/14/2010 4:54:40 PM |
| jjb3 | $30.00 | $30.00 | 12/14/2010 4:54:48 PM |
| mpactlender | $25.00 | $25.00 | 12/14/2010 4:32:42 PM |
| Toby1montana | $100.00 | $100.00 | 12/14/2010 4:57:21 PM |
| Anny-Disco | $50.00 | $50.00 | 12/14/2010 4:57:53 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 12/14/2010 4:58:07 PM |
| panegryst | $50.00 | $50.00 | 12/14/2010 4:34:15 PM |
| iolaire | $25.00 | $25.00 | 12/14/2010 4:59:34 PM |
| Hondo | $25.00 | $25.00 | 12/14/2010 4:13:42 PM |
| trade-doughnut5 | $50.00 | $50.00 | 12/14/2010 4:48:58 PM |
| HawaiiBoy75 | $50.00 | $50.00 | 12/14/2010 4:49:42 PM |
| axl163 | $25.00 | $25.00 | 12/14/2010 4:50:05 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 12/14/2010 4:51:03 PM |
| unequaled-payout | $100.00 | $100.00 | 12/14/2010 4:52:38 PM |
| HHP | $42.83 | $42.83 | 12/14/2010 4:54:21 PM |
| surfhoss644 | $50.00 | $50.00 | 12/14/2010 4:54:43 PM |
| kid8549 | $50.00 | $50.00 | 12/14/2010 4:18:59 PM |
| compoundinterest | $50.00 | $50.00 | 12/14/2010 4:19:06 PM |
| Luminous-P | $25.00 | $25.00 | 12/14/2010 4:54:58 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/14/2010 4:19:10 PM |
| Pasagam | $50.00 | $50.00 | 12/14/2010 4:55:44 PM |
| Doc23 | $25.00 | $25.00 | 12/14/2010 4:19:23 PM |
| rss197 | $25.00 | $25.00 | 12/14/2010 4:19:32 PM |
| astute-investment5 | $25.00 | $25.00 | 12/14/2010 4:19:34 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/14/2010 4:57:06 PM |
| nimble-money0 | $50.00 | $50.00 | 12/14/2010 4:19:38 PM |
| flypenguin | $50.00 | $50.00 | 12/14/2010 4:20:17 PM |
| unforgettable-order9 | $50.00 | $50.00 | 12/14/2010 4:58:35 PM |
| diablorulz | $50.00 | $50.00 | 12/14/2010 4:20:30 PM |
| visionary-currency | $100.00 | $100.00 | 12/14/2010 4:20:59 PM |
| DrMoneyBags | $50.00 | $50.00 | 12/14/2010 4:59:51 PM |
| community-pipeline | $25.00 | $25.00 | 12/14/2010 4:21:17 PM |
| TrustOne | $25.00 | $25.00 | 12/14/2010 5:00:45 PM |
| E_G | $50.00 | $50.00 | 12/14/2010 4:21:25 PM |
| sci_guy | $50.00 | $50.00 | 12/14/2010 4:21:40 PM |
| Aberdeen | $999.99 | $999.99 | 12/14/2010 5:02:48 PM |
| ramsumana | $25.00 | $25.00 | 12/15/2010 12:21:36 AM |
| NR | $25.00 | $25.00 | 12/14/2010 4:31:37 PM |
| MoneyForNothing | $141.39 | $141.39 | 12/15/2010 1:56:46 AM |
| Searlzy | $25.00 | $25.00 | 12/14/2010 4:34:44 PM |
| ingenious-order783 | $25.00 | $25.00 | 12/14/2010 4:48:41 PM |
| RicheyRich | $25.00 | $25.00 | 12/14/2010 4:48:50 PM |
| pilla | $25.00 | $25.00 | 12/14/2010 4:49:03 PM |
| diicali | $25.00 | $25.00 | 12/14/2010 4:49:43 PM |
| moola-radio4 | $50.00 | $50.00 | 12/14/2010 4:50:53 PM |
| money-bauble | $28.25 | $28.25 | 12/15/2010 6:43:44 AM |
| Preteur | $25.00 | $25.00 | 12/15/2010 12:21:49 AM |
| dimitrip1024 | $25.00 | $25.00 | 12/14/2010 4:52:54 PM |
| danthemon35 | $25.00 | $25.00 | 12/14/2010 4:54:22 PM |
| selector568 | $275.80 | $275.80 | 12/15/2010 12:48:53 AM |
| sensible-order2 | $44.65 | $44.65 | 12/14/2010 4:57:37 PM |
| VWA_to_the_Rescue | $50.00 | $50.00 | 12/14/2010 4:58:31 PM |
| slobberjob | $50.00 | $50.00 | 12/14/2010 4:59:10 PM |
| asset-professor | $50.00 | $50.00 | 12/14/2010 4:59:22 PM |
| Carpetkid | $50.00 | $50.00 | 12/14/2010 4:59:49 PM |
| fcukciti | $25.00 | $25.00 | 12/14/2010 5:02:01 PM |
| dinero-festivity2 | $35.17 | $35.17 | 12/15/2010 6:11:23 AM |
| lloyd_s | $25.00 | $25.00 | 12/15/2010 6:34:00 AM |
| Swabjockey | $25.00 | $25.00 | 12/15/2010 8:25:17 AM |
| solarwind | $25.00 | $25.00 | 12/15/2010 9:58:44 AM |
| friendly-worth3 | $25.00 | $25.00 | 12/15/2010 12:58:24 AM |
| bayareainv | $50.00 | $50.00 | 12/15/2010 3:07:30 PM |
| setUup | $75.00 | $75.00 | 12/15/2010 2:18:41 AM |
| JGB | $44.89 | $44.89 | 12/15/2010 11:16:38 AM |
| rpg | $35.00 | $35.00 | 12/15/2010 5:34:57 PM |
| reward-planetarium | $50.00 | $50.00 | 12/15/2010 1:24:24 PM |
| Snowflake6515 | $25.00 | $25.00 | 12/15/2010 8:23:23 PM |
| pwkpwk | $25.00 | $25.00 | 12/15/2010 8:23:33 PM |
| bonus-cougar | $25.00 | $25.00 | 12/15/2010 8:23:52 PM |
| MiniBank998 | $25.00 | $25.00 | 12/15/2010 8:24:26 PM |
| daisuke | $25.00 | $25.00 | 12/15/2010 11:25:52 PM |
| Cheburashka | $30.00 | $30.00 | 12/16/2010 12:17:31 AM |
| preciousjeni | $29.72 | $29.72 | 12/16/2010 12:29:15 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/15/2010 7:18:03 PM |
| Phantom99 | $34.98 | $34.98 | 12/16/2010 12:58:10 AM |
| BeansMan02 | $25.00 | $25.00 | 12/15/2010 8:23:27 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 12/15/2010 8:23:31 PM |
| community-saver158 | $50.00 | $50.00 | 12/15/2010 8:24:39 PM |
| slobrown | $31.27 | $31.27 | 12/15/2010 10:07:47 PM |
| mizount | $25.00 | $25.00 | 12/16/2010 12:22:51 AM |
| foxworthy77 | $25.00 | $25.00 | 12/16/2010 9:32:26 AM |
| MoneySiles | $25.00 | $25.00 | 12/16/2010 5:13:45 AM |
| Tahoeguy | $50.00 | $50.00 | 12/16/2010 5:28:35 AM |
| Kiwi0601 | $50.00 | $50.00 | 12/16/2010 5:49:03 AM |
| fortytwo | $67.24 | $67.24 | 12/15/2010 6:37:43 PM |
| DesiKuber | $25.00 | $25.00 | 12/15/2010 6:42:56 PM |
| FairbairnSG | $50.00 | $50.00 | 12/15/2010 8:16:45 PM |
| Chesterite | $25.00 | $25.00 | 12/15/2010 8:21:01 PM |
| saihu | $25.00 | $25.00 | 12/15/2010 8:23:32 PM |
| macgeek | $38.44 | $38.44 | 12/15/2010 8:24:09 PM |
| investmentgroup | $25.00 | $25.00 | 12/15/2010 8:24:33 PM |
| jhernand17 | $25.00 | $25.00 | 12/15/2010 8:26:59 PM |
| rekitten | $54.11 | $54.11 | 12/15/2010 8:27:35 PM |
| PaulW | $25.00 | $25.00 | 12/16/2010 9:54:24 AM |
| cablenews | $25.00 | $25.00 | 12/16/2010 3:32:13 AM |
| tontos | $50.00 | $50.00 | 12/16/2010 4:05:04 AM |
| benefit-judo5 | $37.93 | $37.93 | 12/16/2010 11:07:00 AM |
| haidoken | $50.00 | $50.00 | 12/16/2010 7:31:54 AM |
| balance-voyager | $50.00 | $50.00 | 12/16/2010 8:07:28 AM |
| Zoomie | $25.00 | $25.00 | 12/16/2010 10:46:52 AM |
| hayhelp | $25.00 | $25.00 | 12/16/2010 10:55:08 AM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:57:07 PM |
| femmefolle | $100.00 | $100.00 | 12/16/2010 11:25:29 AM |
| ivadood | $38.06 | $38.06 | 12/16/2010 4:03:42 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2010 3:48:03 PM |
| income-encore1 | $50.00 | $26.31 | 12/16/2010 8:28:32 PM |
| benefit-catalyst | $150.00 | $150.00 | 12/16/2010 8:30:12 PM |
| Trevor_C | $25.00 | $25.00 | 12/17/2010 12:14:41 AM |
| Aimvest | $25.00 | $25.00 | 12/16/2010 5:56:40 PM |
| p2ploan-wildcat | $25.00 | $25.00 | 12/16/2010 7:33:32 PM |
| reflective-rupee | $500.00 | $500.00 | 12/16/2010 10:39:52 PM |
| commitment-symphony9 | $25.00 | $25.00 | 12/16/2010 7:40:33 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:43:12 PM |
| FundMaker | $25.00 | $25.00 | 12/18/2010 8:39:04 AM |
| lucrative-durability | $25.00 | $25.00 | 12/18/2010 10:42:37 AM |
| ommcd | $25.00 | $25.00 | 12/14/2010 4:13:28 PM |
| kyomoon | $50.00 | $50.00 | 12/14/2010 4:13:37 PM |
| auction-sage | $50.00 | $50.00 | 12/14/2010 4:14:01 PM |
| fishtale | $50.00 | $50.00 | 12/14/2010 4:15:16 PM |
| secureincome | $834.50 | $834.50 | 12/14/2010 4:17:54 PM |
| bvzm | $50.00 | $50.00 | 12/14/2010 4:18:05 PM |
| Dreamconnection | $50.00 | $50.00 | 12/14/2010 4:18:21 PM |
| buckeye9 | $50.00 | $50.00 | 12/14/2010 4:18:40 PM |
| meux99 | $25.00 | $25.00 | 12/14/2010 4:18:52 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/14/2010 4:19:18 PM |
| investment-network | $25.00 | $25.00 | 12/14/2010 4:19:52 PM |
| bds9646 | $26.00 | $26.00 | 12/14/2010 4:20:22 PM |
| ThomasC | $50.00 | $50.00 | 12/14/2010 4:13:06 PM |
| commerce-voyager | $25.00 | $25.00 | 12/14/2010 4:13:13 PM |
| blot44 | $25.00 | $25.00 | 12/14/2010 4:17:22 PM |
| BuckeyeBanker | $50.00 | $50.00 | 12/14/2010 4:17:41 PM |
| justice-dna | $35.00 | $35.00 | 12/14/2010 4:18:17 PM |
| AFairDeal | $75.00 | $75.00 | 12/14/2010 4:19:15 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/14/2010 4:19:21 PM |
| Artist_Blue | $25.00 | $25.00 | 12/14/2010 4:19:41 PM |
| BankingFamily | $25.00 | $25.00 | 12/14/2010 4:20:00 PM |
| mathprof | $25.00 | $25.00 | 12/14/2010 4:21:24 PM |
| peerlender | $25.00 | $25.00 | 12/14/2010 4:21:37 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/14/2010 4:33:09 PM |
| BeemerRider | $25.00 | $25.00 | 12/14/2010 4:48:41 PM |
| influential-dollar | $50.00 | $50.00 | 12/14/2010 4:48:51 PM |
| jaker | $25.00 | $25.00 | 12/14/2010 4:49:07 PM |
| Fearless_Lender | $25.00 | $25.00 | 12/14/2010 4:49:48 PM |
| lend2end | $50.00 | $50.00 | 12/14/2010 4:49:54 PM |
| get30inc | $48.26 | $48.26 | 12/14/2010 4:50:56 PM |
| kanakakm | $50.00 | $50.00 | 12/14/2010 4:31:50 PM |
| ml13 | $25.00 | $25.00 | 12/14/2010 4:54:55 PM |
| Kerrysbay | $50.00 | $50.00 | 12/14/2010 4:55:43 PM |
| Dan65 | $50.00 | $50.00 | 12/14/2010 4:57:39 PM |
| conaty | $50.00 | $50.00 | 12/14/2010 4:58:40 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/14/2010 4:33:58 PM |
| sf-funder | $50.00 | $50.00 | 12/14/2010 4:58:50 PM |
| radforj22 | $50.00 | $50.00 | 12/14/2010 4:12:20 PM |
| DukSerduk | $25.00 | $25.00 | 12/14/2010 4:12:24 PM |
| jazzlender | $50.00 | $50.00 | 12/14/2010 4:36:13 PM |
| the-commitment-idol | $33.65 | $33.65 | 12/14/2010 4:47:44 PM |
| dharma1 | $50.00 | $50.00 | 12/14/2010 4:13:31 PM |
| return-confidant | $25.00 | $25.00 | 12/14/2010 4:48:23 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/14/2010 4:48:32 PM |
| gojackgo | $50.00 | $50.00 | 12/14/2010 4:48:39 PM |
| pragmatic-contract | $25.00 | $25.00 | 12/14/2010 4:48:44 PM |
| engaging-yield4 | $50.00 | $50.00 | 12/14/2010 4:48:55 PM |
| Woodworker57 | $25.00 | $25.00 | 12/14/2010 4:15:15 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/14/2010 4:16:37 PM |
| revenue-officer36 | $75.00 | $75.00 | 12/14/2010 4:51:57 PM |
| hope-encourager | $50.00 | $50.00 | 12/14/2010 4:52:21 PM |
| klinebarger | $25.00 | $25.00 | 12/14/2010 4:18:09 PM |
| capital-web7 | $50.00 | $50.00 | 12/14/2010 4:18:13 PM |
| meenan | $50.00 | $50.00 | 12/14/2010 4:18:19 PM |
| truth-octave6 | $50.00 | $50.00 | 12/14/2010 4:18:34 PM |
| supersarah61 | $25.00 | $25.00 | 12/14/2010 4:55:02 PM |
| dpfl55 | $25.00 | $25.00 | 12/14/2010 4:57:08 PM |
| ichibon | $75.00 | $75.00 | 12/14/2010 4:19:48 PM |
| DonaldColorado | $100.00 | $100.00 | 12/14/2010 4:57:40 PM |
| freesia54 | $50.00 | $50.00 | 12/14/2010 4:20:01 PM |
| tech310 | $50.00 | $50.00 | 12/14/2010 4:20:10 PM |
| Steveoo1 | $50.00 | $50.00 | 12/14/2010 4:58:27 PM |
| jonspet214 | $50.00 | $50.00 | 12/14/2010 4:58:33 PM |
| Strand_Investments | $25.00 | $25.00 | 12/14/2010 4:58:42 PM |
| DavenportCapital | $25.00 | $25.00 | 12/14/2010 4:58:48 PM |
| kenji4861 | $50.00 | $50.00 | 12/14/2010 4:20:50 PM |
| Havana21 | $200.00 | $200.00 | 12/14/2010 4:20:53 PM |
| CorMDNY | $25.00 | $25.00 | 12/14/2010 4:59:19 PM |
| bowdish1 | $100.00 | $100.00 | 12/14/2010 4:21:02 PM |
| investment-comet | $25.00 | $25.00 | 12/14/2010 4:21:05 PM |
| fishcreek | $100.00 | $100.00 | 12/14/2010 4:21:09 PM |
| wjf60 | $50.00 | $50.00 | 12/14/2010 5:01:45 PM |
| indomitable-coin | $50.00 | $50.00 | 12/14/2010 4:23:48 PM |
| liberty-bearer0 | $50.00 | $50.00 | 12/14/2010 10:39:31 PM |
| Zipperdu | $50.00 | $50.00 | 12/14/2010 7:48:12 PM |
| Copa16 | $25.00 | $25.00 | 12/14/2010 4:30:59 PM |
| ItsJustMe79 | $40.00 | $40.00 | 12/15/2010 12:48:25 AM |
| credit-scout7 | $38.88 | $38.88 | 12/14/2010 4:32:17 PM |
| wealthstar | $25.00 | $25.00 | 12/14/2010 4:35:27 PM |
| bigballer105 | $100.00 | $100.00 | 12/14/2010 4:35:34 PM |
| brightest-sensible-coin | $25.00 | $25.00 | 12/14/2010 4:48:48 PM |
| MrBailey | $25.00 | $25.00 | 12/14/2010 4:48:51 PM |
| integrity-brilliance | $25.00 | $25.00 | 12/14/2010 4:49:44 PM |
| schpere | $590.00 | $590.00 | 12/14/2010 4:53:14 PM |
| chrisb1414 | $25.00 | $25.00 | 12/14/2010 4:54:25 PM |
| awwaww | $25.00 | $25.00 | 12/14/2010 4:54:34 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/15/2010 7:11:43 AM |
| DeltaGambler | $25.00 | $25.00 | 12/14/2010 4:57:00 PM |
| point-zebra | $50.00 | $50.00 | 12/14/2010 4:58:37 PM |
| verse99 | $25.00 | $25.00 | 12/14/2010 4:59:02 PM |
| SonomaHills | $25.00 | $25.00 | 12/14/2010 5:00:11 PM |
| penny-plato | $25.00 | $25.00 | 12/15/2010 9:13:41 AM |
| life-is-great | $50.00 | $50.00 | 12/15/2010 9:16:38 AM |
| mixt | $50.00 | $50.00 | 12/15/2010 9:42:47 AM |
| bluestroft | $25.00 | $25.00 | 12/15/2010 9:51:32 AM |
| restless-balance9 | $50.00 | $50.00 | 12/14/2010 7:50:17 PM |
| reflective-rupee | $50.00 | $50.00 | 12/14/2010 8:32:34 PM |
| nickel-ferret | $50.00 | $50.00 | 12/14/2010 8:35:38 PM |
| kvandivo | $25.00 | $25.00 | 12/15/2010 9:51:33 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/15/2010 1:07:20 PM |
| IIP77 | $25.00 | $25.00 | 12/15/2010 2:52:05 PM |
| Koma67 | $25.00 | $25.00 | 12/15/2010 3:45:39 PM |
| unequaled-deal3 | $32.23 | $32.23 | 12/15/2010 6:37:44 PM |
| monroemoney | $25.00 | $25.00 | 12/15/2010 8:23:24 PM |
| Stafo | $50.00 | $50.00 | 12/15/2010 8:23:43 PM |
| ideal-penny8 | $25.00 | $25.00 | 12/15/2010 8:23:53 PM |
| gigabit | $25.00 | $25.00 | 12/15/2010 8:24:49 PM |
| reinforced-reward | $25.00 | $25.00 | 12/15/2010 8:28:16 PM |
| terrific-return | $25.00 | $25.00 | 12/15/2010 3:19:31 PM |
| Yankeeeagle | $25.00 | $25.00 | 12/15/2010 8:23:29 PM |
| baci99 | $25.00 | $25.00 | 12/15/2010 8:23:35 PM |
| jga516 | $25.00 | $25.00 | 12/15/2010 8:24:42 PM |
| degster | $25.00 | $25.00 | 12/15/2010 8:26:54 PM |
| tomdooley12520 | $25.00 | $25.00 | 12/16/2010 5:33:16 AM |
| ray1051 | $25.00 | $25.00 | 12/16/2010 6:22:53 AM |
| keichi03 | $25.00 | $25.00 | 12/16/2010 7:15:32 AM |
| Ivan2007 | $31.59 | $31.59 | 12/16/2010 12:34:52 AM |
| flwah | $25.00 | $25.00 | 12/16/2010 12:35:15 AM |
| whistledicksmith | $25.00 | $25.00 | 12/16/2010 12:37:09 AM |
| 108lender | $136.05 | $136.05 | 12/15/2010 4:22:13 PM |
| Headhunter14 | $25.00 | $25.00 | 12/15/2010 4:23:39 PM |
| balanced-bill7 | $30.13 | $30.13 | 12/15/2010 4:43:27 PM |
| julijask | $35.00 | $35.00 | 12/15/2010 7:36:30 PM |
| Mr_Bigmoney | $25.00 | $25.00 | 12/15/2010 8:23:38 PM |
| cash4less | $25.00 | $25.00 | 12/15/2010 8:24:10 PM |
| contract-festival7 | $25.00 | $25.00 | 12/15/2010 8:24:20 PM |
| alpinaut | $25.00 | $25.00 | 12/15/2010 8:24:32 PM |
| loan-warrior | $25.00 | $25.00 | 12/15/2010 8:26:30 PM |
| shakespeare6 | $25.00 | $25.00 | 12/16/2010 9:23:18 AM |
| phillipd48 | $25.00 | $25.00 | 12/16/2010 12:44:50 PM |
| a-responsible-return | $50.00 | $50.00 | 12/15/2010 11:26:27 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/16/2010 12:47:30 PM |
| alexstar | $25.00 | $25.00 | 12/16/2010 12:22:22 AM |
| Weaverville | $50.00 | $50.00 | 12/16/2010 1:56:27 PM |
| KateV | $40.00 | $40.00 | 12/16/2010 6:22:25 AM |
| loan-oasis4 | $25.00 | $25.00 | 12/16/2010 6:52:53 AM |
| bonus-chosen-one | $39.89 | $39.89 | 12/16/2010 8:37:22 AM |
| rakstar | $29.77 | $29.77 | 12/16/2010 9:53:59 AM |
| discrete-asset | $25.00 | $25.00 | 12/16/2010 10:14:14 AM |
| p2p-rider7 | $50.00 | $50.00 | 12/16/2010 3:51:53 PM |
| harrycash | $50.00 | $50.00 | 12/16/2010 12:29:33 PM |
| keyfig | $25.00 | $25.00 | 12/16/2010 7:09:07 PM |
| GElender | $43.55 | $43.55 | 12/16/2010 5:56:38 PM |
| mrpowers5531 | $25.00 | $25.00 | 12/16/2010 6:58:11 PM |
| schnippy | $30.00 | $30.00 | 12/16/2010 8:02:58 PM |
| beeper2 | $25.00 | $25.00 | 12/16/2010 8:26:35 PM |
| peb44 | $25.00 | $25.00 | 12/18/2010 10:26:39 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2010 1:43:27 PM |
| paqattack | $66.94 | $66.94 | 12/18/2010 9:24:32 PM |
| jackdempsey | $50.00 | $50.00 | 12/19/2010 6:24:53 AM |
| arenangelchild | $50.00 | $50.00 | 12/19/2010 12:49:53 PM |
| heerzaquestion | $25.00 | $25.00 | 12/19/2010 9:46:45 AM |
| 301 bids
|
Borrower Payment Dependent Notes Series
488080
This series of Notes was issued and sold upon the funding of the borrower loan #46134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Dec-15-2010 |
| |
Auction end date:
| Dec-16-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.51% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,744 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Virginiamaxine |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2008)
|
|
Principal balance:
| $172.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Thriving business hits slow month!
Purpose of loan:
This loan will be used to? pay January rent on my small retail space,?invest in some grassroots marketing (mostly hanging fliers in the Chapel Hill/Raliegh/Durham area), and to buy more mid-century furniture to increase my available stock.
My financial situation:
I am a good candidate for this loan because? I have nearly paid off my previous Prosper loan. My store has gotten tons of postive attention lately, including a national TV moment. No matter how bad the weather continues to be, my business will pick up in January as this is a college town and, mid-year transfer graduate program students will need cool chairs soon. In general, my business has slowly grown each month and my profile has risen in the Mid-century?Modern collecting?community in NC. I can make $1000 in one transaction (and have!) but, this?has been an off month due in large part to unseasonably cold weather (really, I'm from the South and we don't go out when it is 20 degrees).???
Monthly net income: $ 2000????
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 25
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $?50
??Credit cards and other loans: $ 150
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your store called? - smarva
A:
I prefer to keep this loan anonymous as my business is in a small town and I don't want my customers and suppliers to worry (or gossip) about our financial stabilty.
(Dec-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Diamond_Jim | $25.00 | $25.00 | 12/15/2010 3:53:47 PM |
| Investoman | $25.00 | $25.00 | 12/15/2010 4:03:49 PM |
| slobberjob | $50.00 | $50.00 | 12/15/2010 4:08:37 PM |
| tech310 | $25.00 | $25.00 | 12/15/2010 4:09:10 PM |
| selector568 | $50.00 | $50.00 | 12/15/2010 7:01:43 PM |
| 792FICO | $49.98 | $49.98 | 12/15/2010 7:31:22 PM |
| Finestra1972 | $25.00 | $25.00 | 12/15/2010 7:59:24 PM |
| Redmond | $25.00 | $25.00 | 12/15/2010 4:08:45 PM |
| green-rapid-openness | $100.00 | $100.00 | 12/15/2010 8:03:05 PM |
| wlm3012 | $25.00 | $25.00 | 12/15/2010 9:39:06 PM |
| rustysailor | $25.00 | $25.00 | 12/15/2010 10:52:43 PM |
| DasMula | $25.00 | $25.00 | 12/15/2010 10:17:11 PM |
| CommunityArts_Non-profit | $35.00 | $35.00 | 12/15/2010 11:33:03 PM |
| loanman2007 | $50.00 | $50.00 | 12/16/2010 5:36:49 AM |
| ingenious-truth0 | $25.00 | $25.00 | 12/15/2010 7:01:36 PM |
| rustysailor | $25.00 | $25.00 | 12/15/2010 10:55:06 PM |
| treasure-network | $25.00 | $10.02 | 12/16/2010 1:56:39 AM |
| Artist_Blue | $25.00 | $25.00 | 12/15/2010 3:59:39 PM |
| zone6 | $100.00 | $100.00 | 12/15/2010 7:59:40 PM |
| green-rapid-openness | $50.00 | $50.00 | 12/15/2010 8:02:30 PM |
| lowcostmoney | $25.00 | $25.00 | 12/15/2010 3:53:32 PM |
| good4loan | $25.00 | $25.00 | 12/15/2010 4:09:00 PM |
| glroark | $50.00 | $50.00 | 12/16/2010 12:58:26 AM |
| Kash2010lu | $50.00 | $50.00 | 12/15/2010 6:28:55 PM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2010 7:52:29 PM |
| imlosttoo | $25.00 | $25.00 | 12/16/2010 12:31:32 AM |
| cashhelp | $30.00 | $30.00 | 12/16/2010 1:10:44 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
488182
This series of Notes was issued and sold upon the funding of the borrower loan #46132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-16-2010 |
| |
Auction end date:
| Dec-19-2010 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $235.02 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $235.02 |
| |
|
Auction yield range:
| 2.51% - 7.00% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 820-839 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,548 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| competent-p2p |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
I will use this loan to invest.
My financial situation:
I am a good candidate for this loan because?I?can afford this payment without any return on the investment.? I have an additional 2K/mo income from my wife that is not included in my income.? Please note - the revolving credit number is misleading as it includes a HELOC on my primary residence of 52K.? The only debt I have is student loans and mortgages.? I use a?CC?for all my expenditures to get the rewards but pay off the balance each month.? Feel free to send questions.??Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| windfall46 | $25.00 | $25.00 | 12/16/2010 3:19:06 PM |
| dharma1 | $25.00 | $25.00 | 12/16/2010 3:19:30 PM |
| first-upright-payout | $25.00 | $25.00 | 12/16/2010 3:19:45 PM |
| Woodworker57 | $25.00 | $25.00 | 12/16/2010 3:20:21 PM |
| indomitable-coin | $50.00 | $50.00 | 12/16/2010 3:20:29 PM |
| steady-gain5 | $25.00 | $25.00 | 12/16/2010 3:21:46 PM |
| justice-dna | $35.00 | $35.00 | 12/16/2010 3:22:17 PM |
| meenan | $50.00 | $50.00 | 12/16/2010 3:22:19 PM |
| buckeye9 | $50.00 | $50.00 | 12/16/2010 3:22:41 PM |
| Binan | $25.00 | $25.00 | 12/16/2010 3:22:45 PM |
| kid8549 | $50.00 | $50.00 | 12/16/2010 3:22:50 PM |
| AFairDeal | $75.00 | $75.00 | 12/16/2010 3:22:56 PM |
| astute-investment5 | $25.00 | $25.00 | 12/16/2010 3:23:04 PM |
| investment-network | $25.00 | $25.00 | 12/16/2010 3:23:07 PM |
| C_Mark | $50.00 | $50.00 | 12/16/2010 3:23:16 PM |
| visionary-currency | $100.00 | $100.00 | 12/16/2010 3:23:24 PM |
| E_G | $50.00 | $50.00 | 12/16/2010 3:23:48 PM |
| Copa16 | $25.00 | $25.00 | 12/16/2010 3:24:02 PM |
| Anny-Disco | $25.00 | $25.00 | 12/16/2010 3:24:08 PM |
| radforj22 | $50.00 | $50.00 | 12/16/2010 3:19:00 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2010 3:19:25 PM |
| fortytwo | $200.00 | $200.00 | 12/16/2010 3:36:00 PM |
| Hondo | $25.00 | $25.00 | 12/16/2010 3:21:03 PM |
| rockstar78 | $50.00 | $50.00 | 12/16/2010 3:22:28 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2010 3:23:05 PM |
| tech310 | $50.00 | $50.00 | 12/16/2010 3:23:09 PM |
| skuba | $100.00 | $100.00 | 12/16/2010 3:23:17 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/16/2010 3:24:10 PM |
| Searlzy | $25.00 | $25.00 | 12/16/2010 3:24:14 PM |
| reward-planetarium | $50.00 | $50.00 | 12/16/2010 3:25:49 PM |
| cablenews | $50.00 | $50.00 | 12/16/2010 3:51:33 PM |
| ciccio70 | $25.00 | $25.00 | 12/16/2010 4:36:51 PM |
| Phantom99 | $56.51 | $56.51 | 12/16/2010 3:37:29 PM |
| JedClampett | $75.00 | $75.00 | 12/16/2010 6:51:48 PM |
| balance-voyager | $50.00 | $50.00 | 12/16/2010 3:38:13 PM |
| market-squadron3 | $25.00 | $25.00 | 12/16/2010 3:54:47 PM |
| jasperpants | $25.00 | $25.00 | 12/16/2010 4:03:05 PM |
| FlexFunding | $100.00 | $100.00 | 12/16/2010 3:19:03 PM |
| ThomasC | $50.00 | $50.00 | 12/16/2010 3:19:47 PM |
| fishtale | $25.00 | $25.00 | 12/16/2010 3:20:26 PM |
| cloud8 | $43.53 | $43.53 | 12/16/2010 4:17:06 PM |
| BuckeyeBanker | $50.00 | $50.00 | 12/16/2010 3:21:55 PM |
| klinebarger | $25.00 | $25.00 | 12/16/2010 3:22:08 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/16/2010 3:22:14 PM |
| cello1 | $25.00 | $25.00 | 12/16/2010 4:36:52 PM |
| subtle-revenue0 | $25.00 | $25.00 | 12/16/2010 3:23:00 PM |
| ichibon | $75.00 | $75.00 | 12/16/2010 3:23:06 PM |
| diablorulz | $50.00 | $50.00 | 12/16/2010 3:23:14 PM |
| kenji4861 | $50.00 | $50.00 | 12/16/2010 3:23:19 PM |
| investment-comet | $25.00 | $25.00 | 12/16/2010 3:23:29 PM |
| emt747 | $25.00 | $25.00 | 12/16/2010 3:23:35 PM |
| mathprof | $25.00 | $25.00 | 12/16/2010 3:23:46 PM |
| peerlender | $25.00 | $25.00 | 12/16/2010 3:23:50 PM |
| favorite-funds8 | $25.00 | $25.00 | 12/16/2010 3:24:07 PM |
| wealthstar | $25.00 | $25.00 | 12/16/2010 3:24:14 PM |
| life-is-great | $50.00 | $50.00 | 12/16/2010 3:24:31 PM |
| friendly-worth3 | $25.00 | $25.00 | 12/16/2010 3:24:40 PM |
| 108lender | $250.00 | $250.00 | 12/16/2010 3:35:42 PM |
| a-responsible-return | $50.00 | $50.00 | 12/16/2010 3:36:53 PM |
| ray1051 | $25.00 | $25.00 | 12/16/2010 3:37:48 PM |
| greenback-guard | $25.00 | $25.00 | 12/16/2010 3:38:44 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2010 3:48:04 PM |
| Headhunter14 | $25.00 | $25.00 | 12/16/2010 3:50:49 PM |
| julijask | $35.00 | $35.00 | 12/16/2010 3:50:57 PM |
| power-trophy7 | $50.00 | $50.00 | 12/16/2010 3:57:08 PM |
| asset-professor | $33.66 | $33.66 | 12/16/2010 4:37:41 PM |
| newest-funds-powerplant | $50.00 | $50.00 | 12/17/2010 8:29:18 AM |
| restless-balance9 | $50.00 | $50.00 | 12/17/2010 7:39:54 AM |
| reflective-rupee | $250.00 | $250.00 | 12/17/2010 9:36:24 AM |
| Oak-Parker | $25.00 | $25.00 | 12/17/2010 1:16:34 PM |
| gpuck | $50.00 | $50.00 | 12/17/2010 6:32:03 PM |
| Dan4703 | $25.00 | $25.00 | 12/18/2010 5:28:22 AM |
| bentonlending | $25.00 | $25.00 | 12/18/2010 6:12:05 PM |
| vutah | $50.00 | $50.00 | 12/18/2010 10:22:38 PM |
| kyomoon | $50.00 | $50.00 | 12/16/2010 3:19:32 PM |
| inforapenny | $50.00 | $50.00 | 12/16/2010 3:21:42 PM |
| bvzm | $50.00 | $50.00 | 12/16/2010 3:22:05 PM |
| capital-web7 | $50.00 | $50.00 | 12/16/2010 3:22:12 PM |
| chris-heretoinvest | $25.00 | $25.00 | 12/16/2010 3:22:24 PM |
| Doc23 | $25.00 | $25.00 | 12/16/2010 3:23:01 PM |
| nimble-money0 | $50.00 | $50.00 | 12/16/2010 3:23:04 PM |
| Emgolda | $25.00 | $25.00 | 12/16/2010 3:23:12 PM |
| Goodlender42 | $25.00 | $25.00 | 12/16/2010 3:23:22 PM |
| fishcreek | $100.00 | $100.00 | 12/16/2010 3:23:31 PM |
| sci_guy | $50.00 | $50.00 | 12/16/2010 3:23:51 PM |
| transparency-giant | $25.00 | $25.00 | 12/16/2010 3:24:00 PM |
| mpactlender | $25.00 | $25.00 | 12/16/2010 3:24:06 PM |
| panegryst | $50.00 | $50.00 | 12/16/2010 3:24:12 PM |
| jazzlender | $50.00 | $50.00 | 12/16/2010 3:24:22 PM |
| DonaldColorado | $100.00 | $100.00 | 12/16/2010 3:24:37 PM |
| lovely-order7 | $27.09 | $27.09 | 12/16/2010 3:25:05 PM |
| Koma67 | $25.00 | $25.00 | 12/16/2010 3:25:51 PM |
| RandyL3 | $25.00 | $25.00 | 12/16/2010 3:33:49 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/16/2010 3:35:29 PM |
| figs4u2 | $100.00 | $100.00 | 12/16/2010 3:19:38 PM |
| ommcd | $25.00 | $25.00 | 12/16/2010 3:19:43 PM |
| auction-sage | $50.00 | $50.00 | 12/16/2010 3:19:57 PM |
| blot44 | $25.00 | $25.00 | 12/16/2010 3:21:51 PM |
| organized-payment6 | $50.00 | $50.00 | 12/16/2010 3:21:59 PM |
| Dreamconnection | $50.00 | $50.00 | 12/16/2010 3:22:20 PM |
| meux99 | $25.00 | $25.00 | 12/16/2010 3:22:48 PM |
| CBO-Enterprise | $100.00 | $100.00 | 12/16/2010 3:22:55 PM |
| delicious-social132 | $50.00 | $50.00 | 12/16/2010 3:23:02 PM |
| BankingFamily | $25.00 | $25.00 | 12/16/2010 3:23:09 PM |
| bds9646 | $26.00 | $26.00 | 12/16/2010 3:23:13 PM |
| bowdish1 | $100.00 | $100.00 | 12/16/2010 3:23:26 PM |
| NR | $25.00 | $25.00 | 12/16/2010 3:24:03 PM |
| generous-deal6 | $50.00 | $50.00 | 12/16/2010 3:24:11 PM |
| bigballer105 | $100.00 | $100.00 | 12/16/2010 3:24:16 PM |
| nybanker85 | $37.33 | $37.33 | 12/16/2010 3:50:38 PM |
| Steveoo1 | $50.00 | $50.00 | 12/16/2010 4:03:45 PM |
| balanced-bill7 | $30.46 | $30.46 | 12/16/2010 4:37:39 PM |
| alpinaut | $25.00 | $25.00 | 12/16/2010 3:36:01 PM |
| DesiKuber | $25.00 | $25.00 | 12/16/2010 3:36:04 PM |
| rekitten | $56.18 | $56.18 | 12/16/2010 3:36:21 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2010 3:47:20 PM |
| FutureLenderEC | $31.68 | $31.68 | 12/16/2010 3:49:17 PM |
| rakstar | $25.00 | $25.00 | 12/16/2010 3:50:21 PM |
| reinforced-reward | $25.00 | $25.00 | 12/16/2010 3:51:02 PM |
| reflective-rupee | $225.00 | $225.00 | 12/16/2010 9:02:37 PM |
| money-bauble | $34.28 | $34.28 | 12/16/2010 4:03:46 PM |
| commerce-voyager | $25.00 | $25.00 | 12/16/2010 3:19:36 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/16/2010 4:06:28 PM |
| narblark | $100.00 | $100.00 | 12/16/2010 3:21:44 PM |
| truth-octave6 | $50.00 | $50.00 | 12/16/2010 3:22:32 PM |
| compoundinterest | $50.00 | $50.00 | 12/16/2010 3:22:53 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/16/2010 3:22:59 PM |
| rss197 | $25.00 | $25.00 | 12/16/2010 3:23:03 PM |
| flypenguin | $50.00 | $50.00 | 12/16/2010 3:23:11 PM |
| innocent-deal | $50.00 | $50.00 | 12/16/2010 3:23:18 PM |
| Havana21 | $200.00 | $200.00 | 12/16/2010 3:23:20 PM |
| community-pipeline | $25.00 | $25.00 | 12/16/2010 3:23:33 PM |
| heroic-platinum | $25.00 | $25.00 | 12/16/2010 3:23:49 PM |
| kanakakm | $50.00 | $50.00 | 12/16/2010 3:24:05 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/16/2010 5:01:10 PM |
| fcukciti | $25.00 | $25.00 | 12/16/2010 3:24:33 PM |
| IIP77 | $25.00 | $25.00 | 12/16/2010 3:24:36 PM |
| vigilance-revolutionary | $50.00 | $50.00 | 12/16/2010 3:25:48 PM |
| bayareainv | $50.00 | $50.00 | 12/16/2010 3:25:50 PM |
| Tahoeguy | $50.00 | $50.00 | 12/16/2010 3:37:44 PM |
| Zoomie | $25.00 | $25.00 | 12/16/2010 3:38:29 PM |
| proper-commitment5 | $25.00 | $25.00 | 12/16/2010 3:49:14 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2010 3:51:00 PM |
| nickel-ferret | $50.00 | $50.00 | 12/16/2010 3:52:00 PM |
| Digs | $25.00 | $25.00 | 12/16/2010 4:36:54 PM |
| Jinja | $25.00 | $25.00 | 12/17/2010 10:05:31 AM |
| UncleScroogeDMD | $100.00 | $1.29 | 12/16/2010 5:06:13 PM |
| Zipperdu | $50.00 | $50.00 | 12/17/2010 7:37:52 AM |
| JGuide | $26.99 | $26.99 | 12/17/2010 8:15:37 AM |
| lendstats_com | $200.00 | $200.00 | 12/17/2010 10:21:26 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/17/2010 8:20:41 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2010 3:23:19 PM |
| penny-plato | $25.00 | $25.00 | 12/17/2010 4:09:24 PM |
| dollarboy | $25.00 | $25.00 | 12/17/2010 4:26:08 PM |
| economy-beast | $75.00 | $75.00 | 12/18/2010 7:46:51 PM |
| BOZO88 | $25.00 | $25.00 | 12/19/2010 9:06:53 AM |
| dproxima | $25.00 | $25.00 | 12/19/2010 3:30:21 PM |
| loanman2007 | $125.00 | $125.00 | 12/19/2010 11:19:07 AM |
| 158 bids
|