Second eye surgery

Purpose of loan:
This loan will be used to?
pay for cataract surgery
My financial situation:
I am a good candidate for this loan because? I have a steady job. am a homeowner and not delinquent on this or any other bills.

Monthly net income: $ 3800

Monthly expenses: $?
??Housing: $ 535.00????
??Insurance: $?????325.00
??Car expenses: $ 535.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 135.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ 300.00

Q: Why does prosper show you delinquent on 2 bills? - leverage-ectasy

A: I understand your concern. There was a delinquent report on a loan that is not mine. I am completely current on everything. I have filed several disputes on it. That is from a collecction agency that took over the accounts from Friedmans when they filed bankruptcy. They were a creditor at one time, but I had paid them off on time.. I have been unable to get it removed. I did just file another dispute. This was recorded about 2 years ago and is not a new comment. (Dec-08-2010)

consolidate a few bills x mas gifts

Purpose of loan:
This loan will be used to? pay off balance on one loan...500.00.and the balance on a credit card...4500 ...the .....rest i would like to use some for x-mas gifts and save a little for myself onthly net income: $ 6000Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Q: I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation

A: car loan...422.00....mortgage...900.00...credit cardsi have two 100.00...per month. together.....my wife pays the utilities they average around 400.00.per month (Nov-30-2010)

Q: Hello, I'd like to bid, but I'm curious why you have 7 late prosper payments - any chance you'll do autopay to avoid this type of thing from happening? - minnesotafinancial

A: yes i will (Nov-30-2010)

Down Payment for a House

Purpose of loan:This loan will be used as part of a down payment on a house. I need approximately $40,000 for the down payment, and have $30,000 of my own money that I will be putting towards it, but need $10,000 to make up the remainder.

My financial situation:? I am a good candidate for this loan because I have a very secure job as a Contracts Manager at a defense/aerospace company.? I recently moved to Denver from Los Angeles in May 2010 (which is why it says my employment history is only 6 months), but my employment history actually spans back to June 2002. I have been in the same industry (defense/aerospace) and job function (Contracts Manager) for these 8 years. I make $100,000/year and have an excellent credit score.? Additionally, I am?very?meticulous?about paying my bills on time and meeting all of?my financial responsibilities.

Monthly net income: $8,350

Monthly expenses: $4,270
Housing: $1400 (rent)
Insurance: $120
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses $300
Credit cards and other loans: $1500 (paid off monthly)
Other expenses: $400

Installing new heating/air unit

Purpose of loan:
This loan will be used to install a new heating and air conditioner unit.? I am a good candidate for this loan because I just received a promotion to Assistant Principal which came with a raise.? After paying all of my bills (including my mortgage and my savings) I still have about $1,300.00 to spend.?

Monthly net income: $ 5400

Monthly expenses: $
??Housing: $ 1300
??Insurance: $?100??
? Car expenses: $500
??Utilities: $ 500
??Phone, cable, internet: $200?
??Food, entertainment: $ 200
??Clothing, household expenses $300
??Credit cards and other loans: $?700
??Other expenses: $ 300

Q: Your HR credit is a concern, but I am bidding on YOU. No DQ?s, I think you deserve a chance! All I ask is that you make sure this prosper loan gets paid. I am NOT a bank, I am a REAL person putting faith in you, So please don?t let me down! - I-Believe-In-You

A: Thanks so much for giving me a chance. I will NOT let you down. Your faith in me brings tears to my eyes and fills my heart. I will prove my graciousness to you by paying all I owe in a timely manner. Thanks! (Nov-27-2010)

Q: Will you please tell us what the 3 delinquencies in the last 7 yrs are about and what the 1 public record is about in the past ten yrs.? - RecoveryLender

A: In February of 2008, I filed bankruptcy and the three delinquencies were included in that process. I have since begun to rebuild my credit and I have not been late on any payments. I had excellent credit for most of my life until about 2 years and 9 months ago. My sister passed in 2004 and when I took her 3 children in my home I became overwhelmed and overspent. My goal is to have excellent credit once again. I plan to never get in this shape again! Thanks for giving me a chance. (Dec-02-2010)

Paying off personal loans

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying sons school

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

a_andy has bid a total of $59.85 in winning bids.

dental hygiene school/board exams

Purpose of loan:
This loan will be used to?
help pay for my national board exams and license to practice dental hygiene, as well as other school expenses that my financial aid and student loans don't cover. I was not approved for a supplemental student loan and have been unable to obtain a cosigner, so this is my only option.
My financial situation:
I am a good candidate for this loan because?
I am graduating dental hygiene school in about 6 months. Tuition was raised this year but unfortunately the amount of financial aid I receive each quarter did not, so it is getting harder and harder to keep up on bills. I'm in school well over 40 hours per week, and with trying to prepare to take my board exams in my spare time, it is not easy to find a part time job for the hours that I am available, except for school breaks between quarters. I'm getting a little help from my family, but I have to register to take my board exams in the next month and if I am unable to pay for them, I will not be able to get my license when I graduate this summer, and without a license I will not be able to work in dental hygiene. Once I am able to work, I have the potential to make at least $40/hour. Since I am able to get some help from my family (just not enough to pay a large amount at once for my exams) I should have no problem making monthly payments on this loan, even while I am in school the next 6 months.

Suprise gift for my wife,

Purpose of loan:
This loan will be used to? purchase my wife a nice gift for Christmas.

My financial situation:
I am a good candidate for this loan because? Financially, my wife and I do ok. Our household income is $130,000. I just need the loan to hide this from her since we share an account.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 2000????
??Insurance: $ 200
??Car expenses: $ 400
??Utilities: $ 300
??Phone, cable, internet: $?250
??Food, entertainment: $ 300
??Clothing, household expenses $200?
??Credit cards and other loans: $ 1400
??Other expenses: $

Paying off one loan/credit cards

Purpose of loan:
This loan will be used to? pay off one loan and some credit cards

My financial situation:
I am a good candidate for this loan because? I will be able to pay this loan off in 30-60 days

Monthly net income: $ 7,000.00

Monthly expenses: $
??Housing: $ 2680
??Insurance: $ 250.00
??Car expenses: $ 335.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 170.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1,000.00
??Other expenses: $

Q: Please explain the cause and type of your high revolving debt. Thanks and best wishes. - reflective-rupee

A: Most of this comes from four years ago when we bought a new house, but did not sell our previous one as quickly as we thought we would. We needed and wanted to move into the school district where I worked. We had several months of two house payments which made things difficult. As a result I have tried to slowly get us caught up, but there are some times in becomes tight like now. (Dec-08-2010)

Q: How will you be able to pay this off in 30-60 days? How will this small loan help with your $100+K revolving debt issue? Thanks - reflective-rupee

A: I will be getting $10,000 from my Tax-Sheltered Annuity and will use that to pay off this loan and some of my other loans. (Dec-08-2010)

Wedding Loan

Purpose of loan:
This loan will be used for?my upcoming wedding.

My financial situation:
I am a good candidate for this loan because I currently have a great job as a civil engineer that provides steady income for my family. In this economy I feel very fortunate to have a career with plenty of job security. I have a long bright future with my current company.? Based on my history I?m a successful prosper borrower.? My record shows that all payments were made on time and I was actually able to pay the loan off earlier than expected.

pay property taxes

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Paying off my credit cards

Purpose of loan:
This loan will be used to?Pay off my credit debt?

My financial situation:
I am a good candidate for this loan because?I always?make payment on time and never be late?

Monthly net income: $ 5700?

Monthly expenses: $
??Housing: $ 2100
??Insurance: $?87?
??Car expenses: $90?
??Utilities: $ 180
??Phone, cable, internet: $140
??Food, entertainment: $300?
??Clothing, household expenses $80
??Credit cards and other loans: $
??Other expenses: $

Q: how secure is your job? - p2ploan-sensation211

A: I'm on my current Electrical Engineer position since the year of 2006, I never worry about my job even during last 2 difficult years (2009 and 2010). I witness so many colleagues got laid off these two years (60%), I know I'm the backbone in my company and my position is solid. Our company's business is getting much better now, I feel my position more secured. Thanks. (Dec-07-2010)