Sales Report:Supplement No. 93 dated Dec 10, 2010 to Prospectus dated Jul 26, 2010File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
283626
This series of Notes was issued and sold upon the funding of the borrower loan #45886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.55% |
Auction start date:
| Dec-03-2010 |
| |
Auction end date:
| Dec-06-2010 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $109.68 |
|
Final lender yield:
| 6.49% |
Final borrower rate/APR:
| 7.49% / 7.83% |
Final monthly payment:
| $108.86 |
| |
|
Auction yield range:
| 2.57% - 7.00% |
Estimated loss impact:
| 1.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 780-799 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,777 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CapitolLending |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consilidate two credit card debts into one loan at a better interest rate. One card has a balance of $2,500.00 at 11% interest?while the other card has a balance of approximately $1,000 at 19% interest. My purpose for the consolidation is two fold: 1). Obtain one loan at a better rate to focus on retiring the debt completely, and 2) I want to see and explore first hand how prosper works from the borrowing side. A small loan of this size would be a good test. I may borrow again in the future for home renovation. I have been a lender in the past.
My financial situation:
I am a good candidate for this loan because I am financially stable with essentially a recession proof job (Multi-line insurance adjuster) that provides good income. My credit profile is close to as good as you can get. I am a financially frugal person with very little debt. With the exception of a 6 month interest free debt of $650 through Bill Me Later for a recent Christmas present purchased, there is no other debt other than what I have stated here and a primary?mortgage on my residence of just less than $77,000.00.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blot44 | $25.00 | $25.00 | 12/3/2010 2:14:02 PM |
| exchange-squirrel | $25.00 | $25.00 | 12/3/2010 2:17:17 PM |
| Drewkeeper | $25.00 | $25.00 | 12/3/2010 2:27:48 PM |
| PBanker | $25.00 | $25.00 | 12/3/2010 2:40:28 PM |
| a-shiny-dime | $25.00 | $25.00 | 12/3/2010 2:40:48 PM |
| Approved | $25.00 | $25.00 | 12/3/2010 2:40:09 PM |
| BrLender | $50.00 | $50.00 | 12/3/2010 2:41:46 PM |
| RandyL3 | $25.00 | $25.00 | 12/3/2010 2:23:06 PM |
| euro-deployment | $25.00 | $25.00 | 12/3/2010 2:28:38 PM |
| FundMaker | $29.00 | $29.00 | 12/3/2010 4:57:38 PM |
| reflective-rupee | $25.00 | $25.00 | 12/4/2010 9:10:53 PM |
| novice-speculator | $25.00 | $25.00 | 12/4/2010 3:24:29 PM |
| calimanusa | $25.00 | $25.00 | 12/4/2010 4:12:42 PM |
| heerzaquestion | $25.00 | $25.00 | 12/4/2010 10:59:27 AM |
| dproxima | $25.00 | $25.00 | 12/5/2010 11:24:40 AM |
| Nazbuster | $100.00 | $100.00 | 12/5/2010 4:39:13 PM |
| bradny | $25.00 | $25.00 | 12/5/2010 10:18:24 AM |
| Light_Verity | $350.00 | $350.00 | 12/5/2010 3:36:44 PM |
| mjunlimited | $50.00 | $50.00 | 12/3/2010 2:12:56 PM |
| j2ee | $25.00 | $25.00 | 12/3/2010 2:17:16 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/3/2010 2:19:18 PM |
| jpblan11 | $25.00 | $25.00 | 12/3/2010 3:51:41 PM |
| productive-finance | $30.00 | $30.00 | 12/3/2010 2:27:04 PM |
| turbospeed | $25.00 | $25.00 | 12/3/2010 2:27:32 PM |
| dma1206 | $25.00 | $25.00 | 12/3/2010 2:29:56 PM |
| selector568 | $500.00 | $500.00 | 12/3/2010 2:11:32 PM |
| wwwUniversal | $25.00 | $25.00 | 12/3/2010 3:29:02 PM |
| secureincome | $2,500.00 | $1,515.50 | 12/3/2010 5:31:12 PM |
| TigerForce | $25.00 | $25.00 | 12/4/2010 7:52:21 AM |
| RecoveryLender | $28.70 | $28.70 | 12/3/2010 8:06:38 PM |
| Whitewater_Loans | $50.00 | $50.00 | 12/4/2010 9:42:59 AM |
| JohnSmith10 | $25.00 | $25.00 | 12/4/2010 6:41:43 PM |
| exchange-squirrel | $25.00 | $25.00 | 12/4/2010 11:11:25 PM |
| p2p-eagle9 | $25.00 | $25.00 | 12/5/2010 8:18:35 AM |
| Shelby2082 | $25.00 | $25.00 | 12/5/2010 7:59:14 AM |
| loot-supporter2 | $25.00 | $25.00 | 12/5/2010 6:58:23 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/5/2010 9:44:32 PM |
| TJ-Financial-Group | $25.00 | $25.00 | 12/5/2010 11:03:08 PM |
| GGWC | $25.00 | $25.00 | 12/6/2010 1:47:32 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/6/2010 6:06:54 AM |
| outofoffice | $46.80 | $46.80 | 12/6/2010 7:38:23 AM |
| 41 bids
|
Borrower Payment Dependent Notes Series
477858
This series of Notes was issued and sold upon the funding of the borrower loan #45892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-26-2010 |
| |
Auction end date:
| Dec-03-2010 |
|
|
Starting lender yield:
| 28.00% |
Starting borrower rate/APR:
| 29.00% / 32.59% |
Starting monthly payment:
| $209.53 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 26.46% |
Final monthly payment:
| $193.55 |
| |
|
Auction yield range:
| 13.57% - 28.00% |
Estimated loss impact:
| 15.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,406 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Gettinricher |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
640-659
(Aug-2009)
660-679
(Aug-2008)
680-699
(Dec-2006)
|
|
Principal balance:
| $5,926.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Telling Credit Cards Goodbye!
Purpose of loan:
This loan will be used to help us get down the road of eliminating credit card debt.? We have been working toward that direction for a few years now and we are making incredible progress.
My financial situation:
I am a good candidate for this loan because we have completely paid off a Prosper loan in the past and am current on one right now.? We have never had a late payment so we are an excellent investment.? We would much rather pay generous investors here than the crooked credit card companies.
Monthly net income: $? 5400?
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 300
??Car expenses: $ 300
??Utilities: $?200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, what is your job? What is the amount and interest rate for the cards you want to pay off? thanks and good luck. - interest88
A:
I am a Jr/Sr High Principal. The entire amount will go towards paying off/down credit cards that range in interest rate from 28% - 31%.
(Dec-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $26.91 | $26.91 | 11/26/2010 8:56:30 PM |
| red-favorable-basis | $25.00 | $25.00 | 11/27/2010 3:21:25 AM |
| loanman2007 | $175.00 | $175.00 | 11/28/2010 11:46:55 AM |
| good4loan | $25.00 | $25.00 | 11/30/2010 12:41:27 PM |
| Whitewater_Loans | $50.00 | $50.00 | 11/30/2010 7:31:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/30/2010 5:13:04 PM |
| G-Love | $115.01 | $115.01 | 11/30/2010 6:35:04 PM |
| deepblue34 | $35.00 | $35.00 | 11/30/2010 8:26:23 PM |
| chameleon125 | $100.00 | $100.00 | 12/1/2010 5:48:37 AM |
| wlm3012 | $25.00 | $25.00 | 12/1/2010 7:07:22 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 12:38:46 PM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 12:54:49 PM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 12:39:33 PM |
| JGuide | $201.08 | $201.08 | 12/2/2010 7:25:47 AM |
| Feyenoord | $25.00 | $25.00 | 12/2/2010 9:10:56 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/2/2010 10:33:17 AM |
| Champion_Lending | $25.00 | $25.00 | 12/2/2010 2:33:18 PM |
| asya | $41.24 | $41.24 | 12/2/2010 3:59:59 PM |
| catnip007 | $25.09 | $25.09 | 12/2/2010 6:22:44 PM |
| fishing533 | $25.00 | $25.00 | 12/2/2010 5:08:54 PM |
| snm2001 | $25.00 | $25.00 | 12/3/2010 12:22:22 AM |
| superb-kindness2 | $35.00 | $35.00 | 12/2/2010 4:48:33 PM |
| thebadpelican | $25.00 | $25.00 | 12/2/2010 7:31:03 PM |
| emjaybee | $25.00 | $25.00 | 12/3/2010 6:26:54 AM |
| broomfieldbucks | $25.00 | $25.00 | 12/3/2010 8:13:17 AM |
| Rulea72 | $67.88 | $67.88 | 12/2/2010 8:59:33 PM |
| clemclan | $25.00 | $25.00 | 12/2/2010 10:32:59 PM |
| HammerSmith | $25.00 | $25.00 | 12/3/2010 9:28:00 AM |
| Green-Baron | $25.00 | $25.00 | 12/3/2010 8:33:16 AM |
| credit-missile | $25.00 | $25.00 | 12/3/2010 9:36:31 AM |
| DasMula | $25.00 | $25.00 | 12/3/2010 11:46:19 AM |
| JGuide | $201.08 | $201.08 | 12/3/2010 10:59:34 AM |
| favorite-commerce | $50.00 | $50.00 | 12/3/2010 7:38:28 AM |
| hektek22 | $600.00 | $600.00 | 12/3/2010 11:43:28 AM |
| DasMula | $25.00 | $25.00 | 12/3/2010 11:49:15 AM |
| Starfin300 | $85.79 | $85.79 | 12/3/2010 12:01:26 PM |
| helynn | $25.00 | $25.00 | 12/3/2010 12:15:26 PM |
| ustfu | $25.00 | $25.00 | 12/3/2010 10:57:21 AM |
| icon7 | $40.00 | $40.00 | 12/3/2010 12:17:10 PM |
| Mr-Miracle | $25.00 | $25.00 | 12/3/2010 12:25:30 PM |
| Yaout | $50.00 | $50.00 | 11/26/2010 8:31:55 PM |
| lendstats_com | $200.00 | $200.00 | 11/27/2010 10:46:19 AM |
| investment-artist | $50.00 | $50.00 | 11/30/2010 9:16:56 AM |
| vmh20035 | $32.80 | $32.80 | 11/30/2010 10:31:24 AM |
| GrowthAspirations | $25.00 | $25.00 | 11/30/2010 9:01:19 PM |
| DackoDenk | $25.00 | $25.00 | 11/30/2010 6:31:11 PM |
| CA_Lender | $25.00 | $25.00 | 12/1/2010 11:29:59 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 12:39:10 PM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 1:23:54 PM |
| ben1crew | $25.00 | $25.00 | 12/1/2010 11:09:44 AM |
| BrighterSuns | $25.00 | $25.00 | 12/1/2010 1:26:33 PM |
| ZPBSFinancialGroup | $25.00 | $25.00 | 12/1/2010 5:54:15 PM |
| LittleMingo | $47.76 | $47.76 | 12/1/2010 6:48:27 PM |
| mjsk | $25.00 | $25.00 | 12/1/2010 3:53:10 PM |
| Moe87 | $46.48 | $46.48 | 12/1/2010 7:00:01 PM |
| peregrine | $29.06 | $29.06 | 12/1/2010 9:14:06 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/2/2010 3:07:32 AM |
| jhouman | $25.00 | $25.00 | 12/2/2010 1:43:51 AM |
| lookin_up | $50.00 | $50.00 | 12/2/2010 6:13:01 AM |
| Astyanax | $100.00 | $100.00 | 12/2/2010 11:54:47 AM |
| ronin4sale | $25.00 | $25.00 | 12/2/2010 1:21:16 PM |
| realtormoises | $25.00 | $8.89 | 12/2/2010 7:06:12 AM |
| bonus-quark4 | $25.00 | $25.00 | 12/2/2010 10:36:24 AM |
| dpries123 | $25.00 | $25.00 | 12/2/2010 1:01:22 PM |
| penny-plato | $25.00 | $25.00 | 12/2/2010 1:35:48 PM |
| helpwithoutbanks | $25.00 | $25.00 | 12/2/2010 6:43:43 PM |
| nashibaksi | $25.00 | $25.00 | 12/2/2010 7:07:23 PM |
| KirosPOS | $100.00 | $100.00 | 12/2/2010 9:48:39 PM |
| hokee | $25.00 | $25.00 | 12/3/2010 5:03:49 AM |
| KLcapital | $30.00 | $30.00 | 12/2/2010 7:45:57 PM |
| trade-elm | $30.00 | $30.00 | 12/3/2010 7:57:12 AM |
| bizzzond | $207.82 | $207.82 | 12/3/2010 8:39:13 AM |
| credit-guard5 | $25.00 | $25.00 | 12/3/2010 9:36:05 AM |
| economy-popcorn | $25.00 | $25.00 | 12/3/2010 10:30:29 AM |
| 99Lender | $40.00 | $40.00 | 12/3/2010 4:59:56 AM |
| decisive-dough | $25.00 | $25.00 | 12/3/2010 10:18:27 AM |
| Mikale360 | $25.00 | $25.00 | 12/3/2010 6:10:59 AM |
| beachliving29 | $47.30 | $47.30 | 12/3/2010 6:33:58 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/3/2010 11:49:36 AM |
| Starfin-Capital-Management | $346.57 | $346.57 | 12/3/2010 11:59:09 AM |
| RecoveryLender | $25.00 | $25.00 | 12/3/2010 11:49:44 AM |
| Leshan | $200.00 | $200.00 | 12/3/2010 9:54:52 AM |
| friendinmoney | $25.00 | $25.00 | 12/3/2010 12:25:36 PM |
| Bobtep23 | $93.48 | $93.48 | 12/3/2010 10:12:35 AM |
| manatee21 | $80.00 | $80.00 | 12/3/2010 10:58:06 AM |
| DasMula | $25.00 | $25.00 | 12/3/2010 11:46:40 AM |
| DDS84 | $60.76 | $60.76 | 12/3/2010 11:59:06 AM |
| worthy-bid4 | $25.00 | $25.00 | 12/3/2010 12:16:18 PM |
| TackingWindward | $25.00 | $25.00 | 12/3/2010 12:32:55 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
478478
This series of Notes was issued and sold upon the funding of the borrower loan #45864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-17-2010 |
| |
Auction end date:
| Nov-24-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,120 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Seeyaatthetop |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funding For Rental/Home Property
Purpose of loan:
This loan will be used to renovate the home pictured in this listing. The property needs some interior and exterior repairs to get it ready for leasing.?
My financial situation:
I am a good candidate for this loan because I have been diligently rebuilding my credit over the last 7 years after my business failure.
I have been on time making all my payments. The property has generated $575.00 per month over the past year.
Monthly net income: $ 3748.00
Monthly expenses: $ 2490.00
??Housing: $ 1150.00
??Insurance: $ 20
??Car expenses: $90.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 170.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 370.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| courteous-kindness1 | $50.00 | $50.00 | 11/17/2010 3:36:02 PM |
| bid-czar8 | $50.00 | $50.00 | 11/17/2010 3:23:28 PM |
| raisingophelia | $25.00 | $25.00 | 11/17/2010 3:42:22 PM |
| lendstats_com | $25.00 | $25.00 | 11/17/2010 7:44:51 PM |
| musegaze | $100.00 | $100.00 | 11/18/2010 4:04:20 AM |
| velocity-solo | $25.00 | $25.00 | 11/18/2010 5:44:17 AM |
| miked8303 | $25.00 | $25.00 | 11/18/2010 8:18:24 AM |
| AF-Chief | $50.00 | $50.00 | 11/18/2010 12:20:32 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:06:56 PM |
| mketelecom | $25.00 | $25.00 | 11/18/2010 5:07:09 PM |
| Mighty_Hunter | $25.00 | $25.00 | 11/18/2010 9:12:38 PM |
| brother_tam | $50.00 | $50.00 | 11/19/2010 9:59:28 AM |
| payment-gusto | $25.00 | $25.00 | 11/19/2010 3:32:17 PM |
| MadHun | $50.00 | $50.00 | 11/19/2010 3:33:36 PM |
| gallant-economy9 | $400.00 | $258.60 | 11/19/2010 3:41:18 PM |
| MikeyZ2008 | $100.00 | $100.00 | 11/19/2010 5:28:09 PM |
| benefit-banshee | $25.00 | $25.00 | 11/19/2010 8:07:36 PM |
| 6moonbeams | $50.00 | $50.00 | 11/20/2010 2:39:33 AM |
| orderly-leverage | $100.00 | $100.00 | 11/22/2010 5:25:32 PM |
| paradisenow | $25.00 | $25.00 | 11/23/2010 7:54:06 AM |
| Ponies88 | $25.00 | $25.00 | 11/23/2010 12:57:57 PM |
| EngineersAlliance | $25.00 | $25.00 | 11/23/2010 12:58:28 PM |
| rhin0cerx | $50.00 | $50.00 | 11/23/2010 4:00:25 PM |
| aader | $25.00 | $25.00 | 11/23/2010 4:00:46 PM |
| Rogesparkguy | $25.00 | $25.00 | 11/23/2010 4:00:50 PM |
| gain-gourd | $50.00 | $50.00 | 11/23/2010 4:01:06 PM |
| Learning2Lend | $50.00 | $50.00 | 11/23/2010 4:02:31 PM |
| jigsaw | $50.00 | $50.00 | 11/23/2010 4:05:20 PM |
| order-gondola | $50.00 | $50.00 | 11/23/2010 4:19:00 PM |
| kain11286 | $50.00 | $50.00 | 11/23/2010 4:01:15 PM |
| natural-greenback6 | $25.00 | $25.00 | 11/23/2010 4:01:31 PM |
| jstnow | $25.00 | $25.00 | 11/23/2010 4:01:38 PM |
| mla | $25.00 | $25.00 | 11/23/2010 4:02:27 PM |
| ElAbel11 | $25.00 | $25.00 | 11/23/2010 4:02:57 PM |
| income-vault6 | $25.00 | $25.00 | 11/23/2010 4:26:02 PM |
| greenback-bull6 | $37.47 | $37.47 | 11/23/2010 4:01:03 PM |
| rubylender | $25.00 | $25.00 | 11/23/2010 4:01:24 PM |
| financial-frenzy | $25.00 | $25.00 | 11/23/2010 4:02:55 PM |
| Charlie0084 | $25.00 | $25.00 | 11/23/2010 7:28:25 PM |
| LoisLoan | $25.00 | $25.00 | 11/23/2010 7:28:41 PM |
| exact-principal220 | $25.00 | $25.00 | 11/23/2010 7:28:53 PM |
| likeable-value | $50.00 | $50.00 | 11/23/2010 7:29:05 PM |
| aFro | $25.00 | $25.00 | 11/23/2010 7:29:12 PM |
| best-unbeatable-transaction | $25.00 | $25.00 | 11/23/2010 7:29:27 PM |
| Investoman | $25.00 | $25.00 | 11/23/2010 7:29:38 PM |
| helpishere777 | $25.00 | $25.00 | 11/23/2010 7:29:54 PM |
| tearingstar | $35.00 | $35.00 | 11/23/2010 7:29:57 PM |
| flwah | $25.00 | $25.00 | 11/23/2010 7:30:12 PM |
| Gibbyland | $50.00 | $50.00 | 11/23/2010 7:30:23 PM |
| BrandonW | $25.00 | $25.00 | 11/23/2010 7:31:10 PM |
| SweatyBalls | $50.00 | $50.00 | 11/23/2010 6:01:13 PM |
| gdbls | $39.55 | $39.55 | 11/23/2010 7:13:40 PM |
| economy-producer | $25.00 | $25.00 | 11/23/2010 7:30:05 PM |
| radiant-loan5 | $56.47 | $56.47 | 11/23/2010 7:31:17 PM |
| chkrvrty | $43.60 | $43.60 | 11/24/2010 1:44:01 AM |
| gentle-social0 | $25.00 | $25.00 | 11/23/2010 7:29:03 PM |
| shrewd-deal | $25.00 | $25.00 | 11/23/2010 7:29:23 PM |
| littlejellybug | $50.00 | $50.00 | 11/23/2010 7:29:52 PM |
| TCayce | $25.00 | $25.00 | 11/23/2010 7:30:27 PM |
| wise-silver-wonder | $25.00 | $25.00 | 11/24/2010 2:03:20 AM |
| FinanceEngine | $25.00 | $25.00 | 11/24/2010 3:02:15 AM |
| california5andime | $25.00 | $25.00 | 11/23/2010 8:40:50 PM |
| minnesotafinancial | $25.00 | $25.00 | 11/24/2010 8:11:38 AM |
| reinforced-investment4 | $25.00 | $25.00 | 11/24/2010 6:50:05 AM |
| Leshan | $25.00 | $25.00 | 11/24/2010 8:38:19 AM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 9:49:23 AM |
| leverage-monger | $25.00 | $25.00 | 11/24/2010 9:06:47 AM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 10:00:46 AM |
| njcass79 | $27.62 | $27.62 | 11/24/2010 10:34:16 AM |
| jtc26 | $103.35 | $103.35 | 11/24/2010 1:23:12 PM |
| ultimate-peace | $50.00 | $50.00 | 11/24/2010 2:15:05 PM |
| decisive-dough | $25.00 | $25.00 | 11/24/2010 11:34:31 AM |
| Lonely_Hunter | $31.00 | $31.00 | 11/24/2010 1:37:28 PM |
| simplelender80 | $200.00 | $200.00 | 11/17/2010 3:39:12 PM |
| kulender | $50.00 | $50.00 | 11/17/2010 3:39:45 PM |
| psa1995 | $25.00 | $25.00 | 11/17/2010 10:41:42 PM |
| money-bauble | $25.00 | $25.00 | 11/17/2010 11:05:25 PM |
| soulful-truth | $185.61 | $185.61 | 11/18/2010 7:29:54 AM |
| graceful-investment | $35.00 | $35.00 | 11/18/2010 7:59:17 AM |
| GElender | $50.00 | $50.00 | 11/18/2010 7:12:39 AM |
| radiant-loan5 | $143.53 | $143.53 | 11/18/2010 11:34:49 AM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 10:51:35 AM |
| Comoparklender | $25.00 | $25.00 | 11/18/2010 3:04:23 PM |
| finance-mushroom | $50.00 | $50.00 | 11/18/2010 3:51:04 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:34 PM |
| point-kitten6 | $50.00 | $50.00 | 11/18/2010 6:44:34 PM |
| investment-comet | $25.00 | $25.00 | 11/18/2010 8:56:17 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/18/2010 8:33:14 PM |
| Kaj | $25.00 | $25.00 | 11/18/2010 10:42:51 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:53:33 PM |
| Goldfingers | $25.00 | $25.00 | 11/18/2010 10:39:46 PM |
| smart-gain | $36.37 | $36.37 | 11/19/2010 1:56:07 PM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:08:26 PM |
| 108lender | $150.00 | $150.00 | 11/19/2010 3:29:40 PM |
| DonTraveler99 | $25.00 | $25.00 | 11/20/2010 5:32:00 AM |
| Kash2010lu | $25.00 | $25.00 | 11/22/2010 6:40:14 PM |
| finance-prescription | $50.00 | $50.00 | 11/23/2010 3:27:40 AM |
| wwwUniversal | $25.00 | $25.00 | 11/23/2010 12:58:29 PM |
| AaronB2S | $60.00 | $60.00 | 11/23/2010 2:02:46 PM |
| hope-eagle6 | $25.00 | $25.00 | 11/23/2010 3:59:37 PM |
| orange-preeminant-bill | $31.59 | $31.59 | 11/23/2010 4:00:44 PM |
| jo2y | $25.00 | $25.00 | 11/23/2010 4:00:48 PM |
| commerce-web5 | $50.00 | $50.00 | 11/23/2010 4:00:54 PM |
| WBB21 | $50.00 | $50.00 | 11/23/2010 4:01:18 PM |
| unassassinable | $25.00 | $25.00 | 11/23/2010 4:01:49 PM |
| kind-bill-supporter | $25.00 | $25.00 | 11/23/2010 4:03:17 PM |
| mike279766 | $25.00 | $25.00 | 11/23/2010 4:05:14 PM |
| schmegs | $25.00 | $25.00 | 11/23/2010 4:22:18 PM |
| RSV | $50.00 | $50.00 | 11/23/2010 4:00:52 PM |
| banker65010 | $25.00 | $25.00 | 11/23/2010 4:01:21 PM |
| ah-long | $25.00 | $25.00 | 11/23/2010 4:01:34 PM |
| loyalist1 | $50.00 | $50.00 | 11/23/2010 4:05:34 PM |
| b-rent | $25.00 | $25.00 | 11/23/2010 4:06:25 PM |
| PatRichi | $25.00 | $25.00 | 11/23/2010 4:23:48 PM |
| worthy-bid8 | $25.00 | $25.00 | 11/23/2010 4:00:57 PM |
| rickp | $50.00 | $50.00 | 11/23/2010 4:01:27 PM |
| delivery | $25.00 | $25.00 | 11/23/2010 4:02:37 PM |
| dparkhom | $25.00 | $25.00 | 11/23/2010 4:02:50 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2010 4:05:17 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/23/2010 4:05:51 PM |
| upc_tnt | $25.00 | $25.00 | 11/23/2010 7:28:21 PM |
| Lam0nt | $25.00 | $25.00 | 11/23/2010 7:28:30 PM |
| haplender | $50.00 | $50.00 | 11/23/2010 7:29:00 PM |
| Taxman44 | $50.00 | $50.00 | 11/23/2010 7:29:18 PM |
| stoopidnoodle | $25.00 | $25.00 | 11/23/2010 7:29:35 PM |
| red-power-pecan | $46.26 | $46.26 | 11/23/2010 7:30:10 PM |
| dthompso | $27.21 | $27.21 | 11/23/2010 7:30:20 PM |
| mercuriant | $25.00 | $25.00 | 11/23/2010 7:31:13 PM |
| Headhunter14 | $50.00 | $50.00 | 11/23/2010 4:24:12 PM |
| missing-link | $100.00 | $100.00 | 11/23/2010 4:31:38 PM |
| heerzaquestion | $25.00 | $25.00 | 11/23/2010 7:04:49 PM |
| GoCougs | $50.00 | $50.00 | 11/23/2010 7:28:15 PM |
| Falling | $25.00 | $25.00 | 11/23/2010 7:28:43 PM |
| -------aliba | $50.00 | $50.00 | 11/23/2010 7:28:58 PM |
| LeReve | $199.00 | $199.00 | 11/23/2010 7:29:15 PM |
| Speculator | $25.00 | $25.00 | 11/23/2010 7:30:01 PM |
| CC911 | $25.00 | $25.00 | 11/23/2010 7:30:40 PM |
| Katburg | $25.00 | $25.00 | 11/23/2010 7:30:53 PM |
| Bob450 | $25.00 | $25.00 | 11/23/2010 7:35:47 PM |
| lostontheedge | $25.00 | $25.00 | 11/24/2010 1:45:20 AM |
| Mailman2004 | $50.00 | $50.00 | 11/23/2010 7:28:18 PM |
| bonus-poplar2 | $25.00 | $25.00 | 11/23/2010 7:29:21 PM |
| rytrearc | $25.00 | $25.00 | 11/23/2010 7:29:25 PM |
| dinero-mason | $50.00 | $50.00 | 11/23/2010 7:29:42 PM |
| affluence-tycoon | $25.00 | $25.00 | 11/24/2010 1:59:13 AM |
| incbx | $49.61 | $49.61 | 11/23/2010 7:30:22 PM |
| IIP77 | $25.00 | $25.00 | 11/23/2010 7:30:52 PM |
| new-social-economist | $27.36 | $27.36 | 11/24/2010 12:05:33 AM |
| attractive-fund | $61.80 | $61.80 | 11/24/2010 5:11:01 AM |
| irrelevant | $25.00 | $25.00 | 11/24/2010 6:37:46 AM |
| colorfulgardener | $25.00 | $25.00 | 11/24/2010 1:45:01 AM |
| finance-prescription | $100.00 | $100.00 | 11/24/2010 8:00:24 AM |
| buffalobills | $25.00 | $25.00 | 11/24/2010 7:20:45 AM |
| suave-dime6 | $25.00 | $25.00 | 11/24/2010 7:37:34 AM |
| EretzCapital | $45.00 | $45.00 | 11/24/2010 9:38:29 AM |
| jcw3rd | $25.00 | $25.00 | 11/24/2010 8:10:45 AM |
| leverage-monger | $49.00 | $49.00 | 11/24/2010 10:34:01 AM |
| orbital-return316 | $25.00 | $25.00 | 11/24/2010 9:35:29 AM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 9:49:54 AM |
| dood2112 | $25.00 | $25.00 | 11/24/2010 11:52:01 AM |
| a275ranger | $30.00 | $30.00 | 11/24/2010 12:04:09 PM |
| green-moola-sniffer | $50.00 | $50.00 | 11/24/2010 12:05:10 PM |
| Gobsek | $25.00 | $25.00 | 11/24/2010 12:07:29 PM |
| melodious-openness | $400.00 | $400.00 | 11/24/2010 11:32:49 AM |
| Astyanax | $75.00 | $75.00 | 11/24/2010 10:35:04 AM |
| kwan | $30.00 | $30.00 | 11/24/2010 10:50:03 AM |
| culldud6900 | $30.00 | $30.00 | 11/24/2010 11:46:28 AM |
| contract-lionheart | $50.00 | $50.00 | 11/24/2010 1:34:36 PM |
| thankful-nickel2 | $25.00 | $25.00 | 11/24/2010 1:40:35 PM |
| Tono | $30.00 | $30.00 | 11/24/2010 12:17:56 PM |
| Kyileo | $25.00 | $25.00 | 11/24/2010 2:01:12 PM |
| Mighty_Hunter | $50.00 | $50.00 | 11/24/2010 2:25:44 PM |
| 172 bids
|
Borrower Payment Dependent Notes Series
484850
This series of Notes was issued and sold upon the funding of the borrower loan #45788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-18-2010 |
| |
Auction end date:
| Nov-24-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $316.34 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $316.34 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $1,902 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diversification-taco7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my Student Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?I just?Graduated from school which was an incentive from my current employment to recieve an pay increase. I currently have a?Student Loan and small Debt which im currently paying $600 Month with Prosper I am able to pay $316.34 which that means I can pay towards my loan?Quicker! and be DEBT FREE!
Ive funded through prosper and seen that it can happen hoping for the same opportunity!? please donot hesitate to contact me.
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 1100.00
??Insurance: $ 197.00
??Car expenses: $ 300.00
??Utilities: $
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please explain your profession and also your delinquencies listed including the public record within the past 12 months? - Zoomzoom22
A:
Hi my Professional is a Child case worker; I am Eligble to get a increase in pay Once I recieved my Bachelors. the delinquencies are from a change in Medical Coverages/ I move and was sent to an Old address and had no idea. One ended up as a public record. for $125 however it has been paid in full. I currenlty have filed complaint with FTC and attorney on removing all dilinquencies that were imporperly filed.
(Nov-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| miked8303 | $25.00 | $25.00 | 11/18/2010 2:24:07 PM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 2:50:05 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:05:46 PM |
| musegaze | $100.00 | $100.00 | 11/18/2010 6:15:46 PM |
| radiant-loan5 | $113.45 | $113.45 | 11/18/2010 8:43:57 PM |
| money-bauble | $25.00 | $25.00 | 11/18/2010 9:25:15 PM |
| cash-spark3 | $25.00 | $25.00 | 11/18/2010 11:53:48 PM |
| gallant-economy9 | $50.00 | $50.00 | 11/19/2010 9:59:57 AM |
| reflective-rupee | $100.00 | $100.00 | 11/19/2010 12:45:06 PM |
| reflective-rupee | $100.00 | $100.00 | 11/19/2010 12:45:35 PM |
| Comoparklender | $25.00 | $25.00 | 11/19/2010 3:33:30 PM |
| retired272 | $25.00 | $25.00 | 11/19/2010 5:05:22 PM |
| MrBailey | $30.47 | $30.47 | 11/19/2010 7:56:33 PM |
| Kaj | $25.00 | $25.00 | 11/19/2010 4:10:41 PM |
| brother_tam | $50.00 | $50.00 | 11/20/2010 2:56:52 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:12 AM |
| gold-channel2 | $50.00 | $50.00 | 11/20/2010 10:14:44 AM |
| 108lender | $39.39 | $39.39 | 11/20/2010 7:38:03 AM |
| payment-gusto | $25.00 | $25.00 | 11/20/2010 1:30:17 PM |
| inspiring-reward | $25.00 | $25.00 | 11/21/2010 12:43:05 AM |
| 6moonbeams | $50.00 | $50.00 | 11/21/2010 7:33:57 AM |
| investment-comet | $25.00 | $25.00 | 11/21/2010 10:29:27 AM |
| point-kitten6 | $50.00 | $50.00 | 11/22/2010 6:04:35 AM |
| FeedTheMachine | $50.00 | $50.00 | 11/22/2010 11:43:53 AM |
| ingenious-deal6 | $25.00 | $25.00 | 11/22/2010 5:31:41 PM |
| Inquisitor06 | $50.00 | $50.00 | 11/22/2010 9:59:59 PM |
| orderly-leverage | $72.76 | $72.76 | 11/22/2010 6:48:56 PM |
| ingenious-truth0 | $50.00 | $50.00 | 11/22/2010 8:17:20 PM |
| AlexTrep | $25.00 | $25.00 | 11/23/2010 3:29:44 AM |
| ferocious-exchange3 | $50.00 | $50.00 | 11/23/2010 9:59:10 AM |
| kublai | $75.00 | $75.00 | 11/23/2010 8:55:43 AM |
| independent-silver9 | $25.00 | $25.00 | 11/23/2010 9:46:27 AM |
| Executive23 | $25.00 | $25.00 | 11/23/2010 8:32:55 AM |
| Midwestvalues | $39.40 | $39.40 | 11/23/2010 1:37:53 PM |
| newest-inspiring-power | $25.00 | $25.00 | 11/23/2010 11:55:36 AM |
| jigsaw | $50.00 | $50.00 | 11/23/2010 4:36:01 PM |
| treasure-bliss | $50.00 | $50.00 | 11/23/2010 4:03:13 PM |
| richboy56 | $25.00 | $25.00 | 11/23/2010 6:47:47 PM |
| income-sage9 | $25.00 | $25.00 | 11/23/2010 4:34:22 PM |
| DonTraveler99 | $25.00 | $25.00 | 11/23/2010 4:46:12 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2010 4:35:55 PM |
| consummate-loyalty1 | $100.00 | $100.00 | 11/24/2010 12:09:14 AM |
| IIP77 | $25.00 | $25.00 | 11/24/2010 1:16:22 AM |
| promise2 | $25.00 | $25.00 | 11/23/2010 9:52:49 PM |
| sharp-trade0 | $25.00 | $25.00 | 11/23/2010 10:18:00 PM |
| bountiful-durability | $50.00 | $50.00 | 11/23/2010 7:30:49 PM |
| jlr613 | $41.53 | $41.53 | 11/24/2010 12:06:18 AM |
| 2bnforlife | $25.00 | $25.00 | 11/24/2010 5:14:12 AM |
| rvfbroker | $25.00 | $25.00 | 11/24/2010 6:10:13 AM |
| bulsa | $100.00 | $100.00 | 11/24/2010 3:00:50 AM |
| PaulW | $25.00 | $25.00 | 11/24/2010 7:40:14 AM |
| DreamsDoComeTrue | $29.18 | $29.18 | 11/24/2010 3:48:06 AM |
| b-rent | $25.00 | $25.00 | 11/24/2010 12:09:46 AM |
| social-conductor4 | $25.00 | $25.00 | 11/24/2010 6:03:54 AM |
| MONEYMATCH | $25.00 | $25.00 | 11/24/2010 8:05:12 AM |
| jasonj72 | $25.00 | $25.00 | 11/24/2010 8:29:49 AM |
| first-enchanted-agreement | $25.00 | $25.00 | 11/24/2010 7:41:08 AM |
| stock106 | $25.00 | $25.00 | 11/24/2010 9:01:38 AM |
| Sateesh | $45.23 | $45.23 | 11/24/2010 9:03:21 AM |
| lobstahlender | $25.00 | $25.00 | 11/24/2010 7:02:52 AM |
| new-sharp-leverage | $50.00 | $50.00 | 11/24/2010 7:37:39 AM |
| minddoc | $25.00 | $25.00 | 11/24/2010 10:03:13 AM |
| reaction5 | $25.00 | $25.00 | 11/24/2010 7:51:29 AM |
| greencat | $50.00 | $50.00 | 11/24/2010 8:24:09 AM |
| rickp | $25.00 | $25.00 | 11/24/2010 7:59:19 AM |
| LuvToLend | $25.00 | $25.00 | 11/24/2010 9:03:16 AM |
| finance-prescription | $100.00 | $100.00 | 11/24/2010 8:00:20 AM |
| profit-powerplant | $25.00 | $25.00 | 11/24/2010 10:15:45 AM |
| S-Master | $50.00 | $50.00 | 11/24/2010 10:15:50 AM |
| I_Really_Hate_Banks | $25.00 | $25.00 | 11/24/2010 8:12:53 AM |
| veneziani | $25.00 | $25.00 | 11/24/2010 10:17:39 AM |
| dogwood945 | $30.00 | $30.00 | 11/24/2010 10:37:53 AM |
| hopeful-truth5 | $100.00 | $100.00 | 11/24/2010 9:45:38 AM |
| worth-jedi5 | $30.98 | $30.98 | 11/24/2010 11:02:08 AM |
| LiveNow | $25.00 | $25.00 | 11/24/2010 9:03:25 AM |
| nodrivelpls | $25.00 | $25.00 | 11/24/2010 9:03:33 AM |
| fairhelper | $25.00 | $25.00 | 11/24/2010 9:17:43 AM |
| Wilvara | $50.00 | $50.00 | 11/24/2010 11:34:15 AM |
| bazaar-festivity | $25.00 | $25.00 | 11/24/2010 11:17:00 AM |
| teller | $50.00 | $50.00 | 11/24/2010 12:09:24 PM |
| Mariner3605 | $25.00 | $25.00 | 11/24/2010 10:15:53 AM |
| calsig1363 | $25.00 | $25.00 | 11/24/2010 12:45:27 PM |
| life-is-great | $50.00 | $50.00 | 11/24/2010 12:52:52 PM |
| reflective-rupee | $100.00 | $100.00 | 11/24/2010 1:18:30 PM |
| DLUVLY1 | $50.00 | $50.00 | 11/24/2010 10:35:55 AM |
| DER | $30.07 | $30.07 | 11/24/2010 12:06:55 PM |
| mtquan | $25.00 | $25.00 | 11/24/2010 12:07:07 PM |
| missing-link | $50.00 | $50.00 | 11/24/2010 12:07:27 PM |
| wtrboy | $50.00 | $50.00 | 11/24/2010 12:52:47 PM |
| Kyileo | $25.00 | $25.00 | 11/24/2010 2:14:08 PM |
| KrisKringle | $25.00 | $25.00 | 11/24/2010 3:41:26 PM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 4:56:26 PM |
| raisingophelia | $25.00 | $25.00 | 11/18/2010 2:26:23 PM |
| kulender | $50.00 | $50.00 | 11/18/2010 2:45:31 PM |
| GElender | $50.00 | $50.00 | 11/18/2010 2:23:24 PM |
| simplelender80 | $200.00 | $200.00 | 11/18/2010 2:44:58 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:07:04 PM |
| graceful-investment | $100.00 | $100.00 | 11/18/2010 5:21:59 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/18/2010 7:08:49 PM |
| Bob450 | $25.00 | $25.00 | 11/18/2010 7:37:29 PM |
| psa1995 | $25.00 | $25.00 | 11/18/2010 8:33:09 PM |
| Goldfingers | $25.00 | $25.00 | 11/18/2010 10:39:50 PM |
| hopeful-truth5 | $75.00 | $75.00 | 11/19/2010 1:08:39 PM |
| reflective-rupee | $100.00 | $100.00 | 11/19/2010 12:45:22 PM |
| velocity-solo | $25.00 | $25.00 | 11/19/2010 1:44:27 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/19/2010 3:36:26 PM |
| finance-mushroom | $100.00 | $100.00 | 11/19/2010 3:38:08 PM |
| MikeyZ2008 | $100.00 | $100.00 | 11/19/2010 5:28:04 PM |
| AF-Chief | $25.00 | $25.00 | 11/20/2010 7:12:47 AM |
| DreDub | $50.00 | $50.00 | 11/20/2010 9:31:36 AM |
| Artist_Blue | $25.00 | $25.00 | 11/22/2010 6:15:56 AM |
| MadHun | $45.94 | $45.94 | 11/22/2010 10:18:01 AM |
| intuitive-velocity4 | $50.00 | $50.00 | 11/22/2010 4:56:15 PM |
| mketelecom | $25.00 | $25.00 | 11/22/2010 5:06:47 PM |
| Wellman | $50.00 | $50.00 | 11/22/2010 6:14:58 PM |
| DrStaff | $30.00 | $30.00 | 11/22/2010 6:59:56 PM |
| circuitfive | $25.00 | $25.00 | 11/22/2010 7:42:52 PM |
| Elbanko | $50.00 | $50.00 | 11/23/2010 3:32:02 AM |
| asiaratt | $26.33 | $26.33 | 11/23/2010 7:05:51 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/23/2010 7:40:14 AM |
| gdbls | $34.54 | $34.54 | 11/23/2010 10:02:11 AM |
| burrito6 | $25.00 | $25.00 | 11/23/2010 7:23:03 AM |
| squarebob | $25.00 | $25.00 | 11/23/2010 1:48:48 PM |
| radiant-fund | $50.00 | $50.00 | 11/23/2010 11:59:00 AM |
| rhin0cerx | $50.00 | $50.00 | 11/23/2010 4:27:50 PM |
| loyalist1 | $50.00 | $50.00 | 11/23/2010 4:36:22 PM |
| finance-prescription | $50.00 | $50.00 | 11/23/2010 4:35:11 PM |
| NoCal | $25.00 | $25.00 | 11/23/2010 7:30:37 PM |
| LAM26 | $25.00 | $25.00 | 11/23/2010 7:43:41 PM |
| orange-preeminant-bill | $50.00 | $50.00 | 11/23/2010 4:27:53 PM |
| unclejaef | $25.00 | $25.00 | 11/23/2010 4:48:34 PM |
| Megs44 | $25.00 | $25.00 | 11/23/2010 7:16:57 PM |
| vigorous-velocity | $43.42 | $43.42 | 11/23/2010 7:31:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 11/23/2010 5:38:56 PM |
| suave-dime6 | $25.00 | $25.00 | 11/23/2010 7:43:36 PM |
| upright-silver | $25.00 | $25.00 | 11/23/2010 7:28:49 PM |
| asset-yoga6 | $25.00 | $25.00 | 11/24/2010 1:50:57 AM |
| shrewd-peace7 | $25.00 | $25.00 | 11/23/2010 7:30:25 PM |
| worthy-bid4 | $100.00 | $100.00 | 11/23/2010 7:33:02 PM |
| kindness-hickory5 | $50.00 | $50.00 | 11/24/2010 7:39:31 AM |
| thorough-exchange4 | $50.00 | $50.00 | 11/24/2010 7:39:47 AM |
| sms0106 | $25.00 | $25.00 | 11/24/2010 3:02:48 AM |
| new-social-economist | $42.11 | $42.11 | 11/24/2010 12:06:07 AM |
| calinno2 | $50.00 | $50.00 | 11/24/2010 7:51:34 AM |
| ddog0224 | $45.38 | $45.38 | 11/24/2010 6:43:20 AM |
| WalnutCreekguy | $50.00 | $50.00 | 11/24/2010 8:05:33 AM |
| the-bid-sorcerer | $40.49 | $40.49 | 11/24/2010 4:33:41 AM |
| newgroom422 | $25.00 | $25.00 | 11/24/2010 9:03:19 AM |
| trimwork99 | $25.00 | $25.00 | 11/24/2010 6:52:50 AM |
| dollar-sonnet3 | $25.00 | $25.00 | 11/24/2010 9:23:10 AM |
| larrybird | $70.82 | $70.82 | 11/24/2010 7:02:48 AM |
| lending_well | $25.00 | $25.00 | 11/24/2010 7:51:27 AM |
| drtexican | $30.57 | $30.57 | 11/24/2010 9:34:20 AM |
| reliable-penny7 | $25.00 | $25.00 | 11/24/2010 7:37:33 AM |
| KBC000 | $25.00 | $25.00 | 11/24/2010 9:42:01 AM |
| rogue_monster | $25.00 | $25.00 | 11/24/2010 9:44:50 AM |
| economy-producer | $25.00 | $25.00 | 11/24/2010 9:45:08 AM |
| agiovasil | $25.00 | $25.00 | 11/24/2010 8:05:32 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/24/2010 10:03:19 AM |
| top-historic-peso | $25.00 | $25.00 | 11/24/2010 9:17:52 AM |
| asset-trumpeter | $50.00 | $50.00 | 11/24/2010 10:15:55 AM |
| Edwardtomo | $50.00 | $50.00 | 11/24/2010 10:37:51 AM |
| johnsock | $25.00 | $25.00 | 11/24/2010 8:52:47 AM |
| assetmanager | $25.00 | $25.00 | 11/24/2010 9:03:18 AM |
| IntrepidInvestment | $50.00 | $50.00 | 11/24/2010 9:03:26 AM |
| codybraxton | $25.00 | $25.00 | 11/24/2010 9:17:47 AM |
| famous-bill | $25.00 | $25.00 | 11/24/2010 9:23:00 AM |
| brazilofmux | $48.37 | $48.37 | 11/24/2010 10:05:48 AM |
| Steveoo1 | $25.00 | $25.00 | 11/24/2010 11:34:13 AM |
| jubilant-auction5 | $25.00 | $25.00 | 11/24/2010 11:39:15 AM |
| TennSquire | $25.00 | $25.00 | 11/24/2010 10:15:38 AM |
| bnlforever | $25.00 | $25.00 | 11/24/2010 9:35:09 AM |
| thebadpelican | $26.00 | $26.00 | 11/24/2010 10:38:05 AM |
| sweetlan | $25.00 | $25.00 | 11/24/2010 12:06:50 PM |
| ore-healer6 | $28.00 | $28.00 | 11/24/2010 10:02:57 AM |
| CC911 | $25.00 | $25.00 | 11/24/2010 11:07:46 AM |
| reflective-rupee | $100.00 | $100.00 | 11/24/2010 1:18:16 PM |
| MedLend | $50.00 | $50.00 | 11/24/2010 12:08:21 PM |
| Rogesparkguy | $25.00 | $25.00 | 11/24/2010 12:13:51 PM |
| GordoMG | $50.00 | $50.00 | 11/24/2010 12:52:45 PM |
| firewomin | $50.00 | $35.57 | 11/24/2010 12:53:08 PM |
| credit-missile | $25.00 | $25.00 | 11/24/2010 4:56:07 PM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2010 4:15:17 PM |
| 183 bids
|
Borrower Payment Dependent Notes Series
485174
This series of Notes was issued and sold upon the funding of the borrower loan #45862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,300.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-04-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 15.55% |
Starting monthly payment:
| $213.49 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 15.55% |
Final monthly payment:
| $213.49 |
| |
|
Auction yield range:
| 5.57% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
22 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,261 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-wizard9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
|
Principal balance:
| $7,128.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
POHICOAT
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Ripsaw4U | $50.00 | $50.00 | 12/2/2010 4:30:38 PM |
| tech310 | $50.00 | $50.00 | 12/2/2010 4:31:50 PM |
| careful-note | $100.00 | $100.00 | 12/2/2010 4:31:08 PM |
| ASR3 | $25.00 | $25.00 | 12/2/2010 4:34:39 PM |
| skuba | $25.00 | $25.00 | 12/2/2010 4:34:53 PM |
| native68 | $50.00 | $50.00 | 12/2/2010 4:40:56 PM |
| bid-czar8 | $100.00 | $100.00 | 12/2/2010 4:36:31 PM |
| trade-boots1 | $100.00 | $100.00 | 12/2/2010 4:37:09 PM |
| be_wise | $25.00 | $25.00 | 12/2/2010 4:45:57 PM |
| kulender | $50.00 | $50.00 | 12/2/2010 4:41:20 PM |
| competent-p2p | $50.00 | $50.00 | 12/2/2010 4:46:10 PM |
| jazzlender | $25.00 | $25.00 | 12/2/2010 4:30:52 PM |
| money-bauble | $100.00 | $100.00 | 12/2/2010 4:31:42 PM |
| indomitable-coin | $50.00 | $50.00 | 12/2/2010 4:33:12 PM |
| ray1051 | $50.00 | $50.00 | 12/2/2010 4:34:21 PM |
| radforj22 | $25.00 | $25.00 | 12/2/2010 4:35:48 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/2/2010 4:38:04 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/2/2010 4:39:18 PM |
| first-upright-payout | $25.00 | $25.00 | 12/2/2010 4:41:55 PM |
| SimpleChoice | $25.00 | $25.00 | 12/2/2010 4:44:44 PM |
| supreme-benefit | $25.00 | $25.00 | 12/2/2010 4:46:23 PM |
| organized-payment6 | $50.00 | $50.00 | 12/2/2010 4:46:31 PM |
| reflective-rupee | $300.00 | $300.00 | 12/2/2010 7:08:17 PM |
| alexstar | $25.00 | $25.00 | 12/3/2010 7:45:19 AM |
| Dunndeal4u | $50.00 | $50.00 | 12/3/2010 7:53:13 AM |
| dmfog | $25.00 | $25.00 | 12/3/2010 10:12:36 AM |
| bettylor | $50.00 | $50.00 | 12/3/2010 9:33:52 AM |
| nilonc1 | $25.00 | $25.00 | 12/3/2010 9:45:46 AM |
| the-dollar-topper | $100.00 | $100.00 | 12/3/2010 11:40:24 AM |
| ptjg | $32.73 | $32.73 | 12/3/2010 3:28:41 PM |
| MrBadExample | $125.00 | $125.00 | 12/3/2010 3:29:04 PM |
| intuitive-velocity4 | $50.00 | $50.00 | 12/3/2010 4:22:25 PM |
| delicious-social132 | $50.00 | $50.00 | 12/3/2010 4:33:24 PM |
| tszbgae | $50.00 | $50.00 | 12/3/2010 4:48:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/3/2010 2:31:43 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/3/2010 5:24:12 PM |
| irrelevant | $25.00 | $25.00 | 12/4/2010 3:09:15 AM |
| riproaringrapids | $25.00 | $25.00 | 12/4/2010 3:23:07 AM |
| dcap3 | $25.00 | $25.00 | 12/4/2010 6:56:39 AM |
| alpinaut | $25.00 | $25.00 | 12/4/2010 1:05:42 AM |
| grf1945 | $25.00 | $25.00 | 12/3/2010 5:26:17 PM |
| wwwUniversal | $25.00 | $25.00 | 12/4/2010 2:34:12 AM |
| valiant-liberty4 | $25.00 | $25.00 | 12/4/2010 3:07:54 AM |
| oaktown11 | $60.00 | $60.00 | 12/3/2010 6:13:57 PM |
| nest235 | $25.00 | $25.00 | 12/3/2010 10:57:02 PM |
| gala279 | $50.00 | $32.27 | 12/4/2010 6:48:05 AM |
| chameleon125 | $25.00 | $25.00 | 12/4/2010 11:06:32 AM |
| hopeful-truth5 | $100.00 | $100.00 | 12/2/2010 4:33:07 PM |
| finance_mba | $25.00 | $25.00 | 12/2/2010 4:34:16 PM |
| simplelender80 | $250.00 | $250.00 | 12/2/2010 4:33:52 PM |
| GElender | $75.00 | $75.00 | 12/2/2010 4:38:52 PM |
| astute-investment5 | $25.00 | $25.00 | 12/2/2010 4:39:40 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/2/2010 4:34:28 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/2/2010 4:41:24 PM |
| wayman | $50.00 | $50.00 | 12/2/2010 4:37:19 PM |
| velocity-solo | $25.00 | $25.00 | 12/2/2010 4:44:48 PM |
| reward-motion | $50.00 | $50.00 | 12/2/2010 4:40:13 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/2/2010 4:40:22 PM |
| ichibon | $175.00 | $175.00 | 12/2/2010 4:42:02 PM |
| handshake5 | $100.00 | $100.00 | 12/2/2010 4:42:16 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/2/2010 5:36:27 PM |
| nickel-ferret | $50.00 | $50.00 | 12/2/2010 5:06:05 PM |
| rss197 | $25.00 | $25.00 | 12/2/2010 4:32:30 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/2/2010 4:33:37 PM |
| melodious-fairness | $50.00 | $50.00 | 12/2/2010 5:13:41 PM |
| dunox | $50.00 | $50.00 | 12/2/2010 4:33:55 PM |
| AFairDeal | $50.00 | $50.00 | 12/2/2010 4:34:45 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/2/2010 4:35:24 PM |
| Webpreneur | $50.00 | $50.00 | 12/2/2010 4:35:41 PM |
| Headhunter14 | $25.00 | $25.00 | 12/2/2010 4:38:17 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/2/2010 4:40:36 PM |
| Artist_Blue | $25.00 | $25.00 | 12/2/2010 4:43:10 PM |
| happy-asset | $25.00 | $25.00 | 12/2/2010 6:32:54 PM |
| penny-plato | $25.00 | $25.00 | 12/2/2010 7:40:39 PM |
| Bullish | $25.00 | $25.00 | 12/3/2010 6:54:02 AM |
| DrNano | $50.00 | $50.00 | 12/2/2010 9:13:33 PM |
| blue-useful-auction | $25.00 | $25.00 | 12/3/2010 8:32:53 AM |
| balanced-bill7 | $50.00 | $50.00 | 12/3/2010 4:57:19 AM |
| lloyd_s | $25.00 | $25.00 | 12/3/2010 12:00:49 PM |
| Sixmil | $50.00 | $50.00 | 12/3/2010 1:57:37 PM |
| mjunlimited | $50.00 | $50.00 | 12/3/2010 5:29:51 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/3/2010 5:09:59 PM |
| nalaari | $25.00 | $25.00 | 12/3/2010 5:22:42 PM |
| brother_tam | $50.00 | $50.00 | 12/3/2010 3:52:19 PM |
| newest-generous-income | $25.00 | $25.00 | 12/3/2010 11:19:14 PM |
| rmpedi33 | $50.00 | $50.00 | 12/4/2010 8:18:21 AM |
| Cheburashka | $25.00 | $25.00 | 12/4/2010 1:31:52 AM |
| 87 bids
|
Borrower Payment Dependent Notes Series
485522
This series of Notes was issued and sold upon the funding of the borrower loan #45901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Nov-24-2010 |
| |
Auction end date:
| Dec-01-2010 |
|
|
Starting lender yield:
| 26.75% |
Starting borrower rate/APR:
| 27.75% / 31.31% |
Starting monthly payment:
| $309.21 |
|
Final lender yield:
| 26.75% |
Final borrower rate/APR:
| 27.75% / 31.31% |
Final monthly payment:
| $309.21 |
| |
|
Auction yield range:
| 10.57% - 26.75% |
Estimated loss impact:
| 10.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,332 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-charmer5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2010)
|
|
Principal balance:
| $1,601.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Paying off Student Loans and Credit
Purpose of loan:
Start?paying?off Student loans
My financial situation:
I am a good candidate for this loan because?I have a great stable?job.?I am very responsible,?I?attend graduate?school at night?while working full time.
Monthly net income: 3200$
Monthly expenses: 1,575$?
??Insurance: 200$
??Car expenses: 575$?
??Phone, cable, internet: 100$
??Food, entertainment: 100$?
??Credit cards and other loans: 500$
??Other expenses: 100$
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/24/2010 2:17:54 PM |
| simplelender80 | $200.00 | $200.00 | 11/24/2010 2:21:18 PM |
| ASR3 | $25.00 | $25.00 | 11/24/2010 2:26:33 PM |
| velocity-solo | $25.00 | $25.00 | 11/24/2010 2:28:50 PM |
| finance-prescription | $50.00 | $50.00 | 11/24/2010 2:30:06 PM |
| finance-prescription | $100.00 | $100.00 | 11/24/2010 2:30:25 PM |
| money-bauble | $25.00 | $25.00 | 11/24/2010 2:28:16 PM |
| musegaze | $31.40 | $31.40 | 11/25/2010 1:07:00 AM |
| raisingophelia | $25.00 | $25.00 | 11/25/2010 12:32:49 PM |
| MikeyZ2008 | $100.00 | $100.00 | 11/25/2010 3:02:42 PM |
| desertoasis | $25.00 | $25.00 | 11/25/2010 10:03:00 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 11/26/2010 1:58:35 AM |
| AlexTrep | $25.00 | $25.00 | 11/26/2010 7:14:28 AM |
| Artist_Blue | $25.00 | $25.00 | 11/26/2010 7:44:20 AM |
| nybanker85 | $30.00 | $30.00 | 11/26/2010 9:01:32 AM |
| greenback-guard | $25.00 | $25.00 | 11/26/2010 9:09:59 AM |
| income-vault6 | $25.00 | $25.00 | 11/26/2010 9:37:15 AM |
| paytonbrigadier | $200.00 | $200.00 | 11/26/2010 12:15:29 PM |
| LiveNow | $25.00 | $25.00 | 11/26/2010 12:42:13 PM |
| trade-boots1 | $100.00 | $100.00 | 11/26/2010 5:28:58 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:40:25 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:42:46 PM |
| economy-synapse | $25.00 | $25.00 | 11/26/2010 8:14:43 PM |
| bulsa | $100.00 | $100.00 | 11/26/2010 8:45:24 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:41:48 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:42:07 PM |
| cash-spark3 | $25.00 | $25.00 | 11/26/2010 8:48:20 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 11/27/2010 12:14:44 PM |
| loanman2007 | $125.00 | $125.00 | 11/27/2010 7:11:24 AM |
| tech310 | $50.00 | $50.00 | 11/27/2010 2:33:18 PM |
| bountiful-durability | $100.00 | $100.00 | 11/29/2010 5:19:38 AM |
| gain-gourd | $100.00 | $100.00 | 11/28/2010 8:35:09 PM |
| ivadood | $50.00 | $50.00 | 11/29/2010 11:21:52 AM |
| Comoparklender | $25.00 | $25.00 | 11/29/2010 12:40:06 PM |
| the-silver-blaster | $50.00 | $50.00 | 11/29/2010 12:40:36 PM |
| valiant-liberty4 | $25.00 | $25.00 | 11/29/2010 2:45:02 PM |
| jwm | $25.00 | $25.00 | 11/29/2010 2:45:27 PM |
| zebra806 | $100.00 | $100.00 | 11/29/2010 12:40:39 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 11/29/2010 2:44:54 PM |
| nickel-position | $25.00 | $25.00 | 11/29/2010 5:05:35 PM |
| AF-Chief | $25.00 | $25.00 | 11/29/2010 6:17:56 PM |
| rmachi | $25.00 | $25.00 | 11/30/2010 2:03:54 AM |
| drcoop | $25.00 | $25.00 | 11/30/2010 1:16:19 AM |
| grnii78 | $150.00 | $150.00 | 11/29/2010 7:12:36 PM |
| admirable-basis1 | $25.00 | $25.00 | 11/29/2010 9:05:10 PM |
| bazaar-secret-agent6 | $36.15 | $36.15 | 11/30/2010 6:47:43 AM |
| gain-processor | $52.14 | $52.14 | 11/30/2010 9:13:03 AM |
| Kaj | $25.00 | $25.00 | 11/30/2010 8:07:48 AM |
| MedLend | $27.77 | $27.77 | 11/30/2010 11:58:53 AM |
| finance-mushroom | $31.79 | $31.79 | 11/30/2010 11:59:28 AM |
| spark548 | $25.00 | $25.00 | 11/30/2010 1:42:59 PM |
| shur | $25.00 | $25.00 | 11/30/2010 1:27:49 PM |
| Cybercusp | $25.00 | $25.00 | 11/30/2010 2:46:52 PM |
| attractive-point5 | $50.00 | $50.00 | 11/30/2010 2:52:13 PM |
| navstox | $50.00 | $50.00 | 11/30/2010 3:11:50 PM |
| gentle-coin | $25.00 | $25.00 | 11/30/2010 3:12:22 PM |
| MadHun | $25.00 | $25.00 | 11/30/2010 3:16:26 PM |
| Marathoner | $25.00 | $25.00 | 11/30/2010 3:16:47 PM |
| assetmanager | $25.00 | $25.00 | 11/30/2010 5:08:51 PM |
| best-deal-escalator | $25.00 | $25.00 | 11/30/2010 3:10:11 PM |
| loss-of-control | $50.00 | $50.00 | 11/30/2010 6:40:05 PM |
| FeedTheMachine | $25.56 | $25.56 | 11/30/2010 6:43:25 PM |
| johnsock | $25.00 | $25.00 | 12/1/2010 1:10:15 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 11/30/2010 3:43:00 PM |
| rhin0cerx | $33.06 | $33.06 | 12/1/2010 1:44:15 AM |
| brazilofmux | $79.55 | $49.16 | 12/1/2010 1:12:49 AM |
| Zipcut | $25.00 | $25.00 | 11/30/2010 4:28:23 PM |
| Zipcut | $25.00 | $25.00 | 11/30/2010 4:29:01 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/1/2010 1:39:35 AM |
| famous-bill | $25.00 | $25.00 | 11/30/2010 6:20:24 PM |
| ElAbel11 | $25.00 | $25.00 | 12/1/2010 3:18:09 AM |
| best-agreement-exchanger | $25.00 | $25.00 | 12/1/2010 4:12:44 AM |
| umfan123 | $25.00 | $25.00 | 12/1/2010 6:06:27 AM |
| wonder3 | $25.00 | $25.00 | 12/1/2010 5:58:30 AM |
| Leshan | $100.00 | $100.00 | 12/1/2010 7:34:30 AM |
| Bob450 | $25.00 | $25.00 | 12/1/2010 8:24:28 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 8:03:53 AM |
| invest-in-ed | $110.00 | $110.00 | 12/1/2010 9:14:06 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 8:04:47 AM |
| greenback-elevator | $50.00 | $50.00 | 12/1/2010 8:17:29 AM |
| trader-joe | $25.00 | $25.00 | 12/1/2010 9:15:26 AM |
| a-finance-nirvana | $25.00 | $25.00 | 12/1/2010 3:07:27 AM |
| lucrative-loan | $50.00 | $50.00 | 12/1/2010 3:12:21 AM |
| fabulous-community4 | $25.00 | $25.00 | 12/1/2010 3:30:04 AM |
| balance-warrior | $25.00 | $25.00 | 12/1/2010 10:18:59 AM |
| jules3304 | $25.00 | $25.00 | 12/1/2010 7:30:57 AM |
| leverage-monger | $25.00 | $25.00 | 12/1/2010 7:39:16 AM |
| Au-Ag-Pt | $30.35 | $30.35 | 12/1/2010 11:15:35 AM |
| Vans1975 | $36.00 | $36.00 | 12/1/2010 8:54:39 AM |
| EretzCapital | $33.32 | $33.32 | 12/1/2010 1:27:14 PM |
| lucky2 | $25.00 | $25.00 | 12/1/2010 12:15:13 PM |
| Maximum_Investment | $30.51 | $30.51 | 12/1/2010 1:23:33 PM |
| DMKAssetManagement | $30.00 | $30.00 | 12/1/2010 9:52:06 AM |
| exciting-fairness | $200.00 | $200.00 | 12/1/2010 2:03:11 PM |
| justasoldier | $40.00 | $40.00 | 12/1/2010 2:10:07 PM |
| realtormoises | $25.00 | $25.00 | 12/1/2010 10:56:35 AM |
| Easystreet | $25.00 | $25.00 | 12/1/2010 11:03:41 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 12:14:37 PM |
| hopeful-truth5 | $75.00 | $75.00 | 11/24/2010 2:19:35 PM |
| kulender | $50.00 | $50.00 | 11/24/2010 2:27:12 PM |
| reflective-rupee | $500.00 | $500.00 | 11/24/2010 2:23:38 PM |
| nilonc1 | $50.00 | $50.00 | 11/24/2010 2:31:00 PM |
| JustMee | $25.00 | $25.00 | 11/24/2010 6:07:38 PM |
| soulful-truth | $50.00 | $50.00 | 11/25/2010 1:56:16 PM |
| loyalist1 | $50.00 | $50.00 | 11/25/2010 8:48:23 AM |
| Mariner3605 | $50.00 | $50.00 | 11/26/2010 1:53:26 AM |
| bid-czar8 | $32.86 | $32.86 | 11/26/2010 6:37:46 AM |
| investment-comet | $25.00 | $25.00 | 11/26/2010 7:36:44 AM |
| jazzlender | $25.00 | $25.00 | 11/26/2010 8:49:10 AM |
| Galdis | $25.00 | $25.00 | 11/26/2010 8:21:22 AM |
| DonaldColorado | $50.00 | $50.00 | 11/26/2010 10:19:36 AM |
| SolarMoonshine | $25.00 | $25.00 | 11/26/2010 1:16:07 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:43:28 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:41:20 PM |
| Helenska11 | $25.00 | $25.00 | 11/26/2010 8:23:02 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:40:54 PM |
| squarebob | $25.00 | $25.00 | 11/26/2010 7:42:28 PM |
| Whipster | $50.00 | $50.00 | 11/27/2010 6:40:36 AM |
| red-favorable-basis | $25.00 | $25.00 | 11/27/2010 3:24:30 AM |
| dinero-fighter | $35.00 | $35.00 | 11/29/2010 11:03:46 AM |
| brother_tam | $50.00 | $50.00 | 11/29/2010 9:08:32 AM |
| gallant-economy9 | $116.11 | $116.11 | 11/29/2010 11:21:07 AM |
| rss197 | $25.00 | $25.00 | 11/29/2010 11:54:42 AM |
| gourd6 | $25.00 | $25.00 | 11/29/2010 12:20:34 PM |
| 108lender | $46.22 | $46.22 | 11/30/2010 3:40:21 AM |
| cablenews | $50.00 | $50.00 | 11/30/2010 4:35:23 AM |
| competent-p2p | $35.00 | $35.00 | 11/30/2010 11:14:08 AM |
| ALFLoan | $25.00 | $25.00 | 11/30/2010 9:17:56 AM |
| astute-investment5 | $25.00 | $25.00 | 11/30/2010 9:33:42 AM |
| studious-peso | $25.00 | $25.00 | 11/30/2010 1:37:50 PM |
| 6moonbeams | $50.00 | $50.00 | 11/30/2010 2:45:53 PM |
| order-elevator7 | $25.00 | $25.00 | 11/30/2010 2:46:20 PM |
| flexible-money1 | $50.00 | $50.00 | 11/30/2010 3:16:25 PM |
| inspiring-reward | $25.00 | $25.00 | 11/30/2010 2:30:18 PM |
| cnovak | $25.00 | $25.00 | 11/30/2010 5:34:05 PM |
| finagler | $25.00 | $25.00 | 11/30/2010 5:57:40 PM |
| asiaratt | $50.00 | $50.00 | 11/30/2010 6:20:22 PM |
| loss-of-control | $50.00 | $50.00 | 11/30/2010 6:40:25 PM |
| GElender | $35.45 | $35.45 | 11/30/2010 6:20:23 PM |
| life-is-great | $37.15 | $37.15 | 11/30/2010 10:49:57 PM |
| reward-motion | $25.00 | $25.00 | 11/30/2010 3:16:28 PM |
| economy-synapse | $25.00 | $25.00 | 11/30/2010 10:19:44 PM |
| theshef | $25.00 | $25.00 | 12/1/2010 1:08:35 AM |
| LuvToLend | $25.00 | $25.00 | 12/1/2010 1:10:20 AM |
| Wowzer | $25.00 | $25.00 | 12/1/2010 1:10:52 AM |
| Rdodson11 | $25.00 | $25.00 | 12/1/2010 12:55:48 AM |
| PatRichi | $25.00 | $25.00 | 12/1/2010 2:25:38 AM |
| irrelevant | $25.00 | $25.00 | 12/1/2010 2:32:05 AM |
| delivery | $25.00 | $25.00 | 12/1/2010 2:34:43 AM |
| kind-bill-supporter | $25.00 | $25.00 | 12/1/2010 3:06:17 AM |
| Rogesparkguy | $25.00 | $25.00 | 11/30/2010 9:02:50 PM |
| loanman2007 | $50.00 | $50.00 | 12/1/2010 5:39:35 AM |
| heerzaquestion | $25.00 | $25.00 | 12/1/2010 7:12:06 AM |
| FASTIZIO_P | $25.00 | $25.00 | 12/1/2010 2:10:38 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 8:05:10 AM |
| mlaner92 | $50.00 | $50.00 | 12/1/2010 7:47:05 AM |
| credit-missile | $25.00 | $25.00 | 12/1/2010 8:04:19 AM |
| orange-preeminant-bill | $50.00 | $50.00 | 12/1/2010 3:10:57 AM |
| houli123 | $100.00 | $100.00 | 12/1/2010 8:49:10 AM |
| fund-javelin1 | $25.00 | $25.00 | 12/1/2010 9:52:03 AM |
| nimble-nickel | $50.00 | $50.00 | 12/1/2010 10:07:22 AM |
| GeorgiaGator | $50.00 | $50.00 | 12/1/2010 10:59:38 AM |
| orderly-leverage | $100.00 | $100.00 | 12/1/2010 11:04:14 AM |
| draggon77 | $25.00 | $25.00 | 12/1/2010 9:04:52 AM |
| pythia | $25.00 | $25.00 | 12/1/2010 11:50:13 AM |
| b-rent | $25.00 | $25.00 | 12/1/2010 12:38:11 PM |
| trumpeter5 | $30.00 | $30.00 | 12/1/2010 12:46:20 PM |
| SkyLoan | $30.00 | $30.00 | 12/1/2010 1:35:13 PM |
| moola-monger9 | $50.00 | $50.00 | 12/1/2010 10:05:30 AM |
| market-pudding | $25.00 | $25.00 | 12/1/2010 12:18:24 PM |
| 170 bids
|
Borrower Payment Dependent Notes Series
485986
This series of Notes was issued and sold upon the funding of the borrower loan #45898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-29-2010 |
| |
Auction end date:
| Dec-03-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $131.00 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $131.00 |
| |
|
Auction yield range:
| 13.57% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 2m |
|
Amount delinquent:
| $74 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,745 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-oasis0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay of debt and improve credit
Purpose of loan:
This loan will be used to? This loan will be used to payoff a couple of credit cards and to improve my credit score..
My financial situation:
I am a good candidate for this loan because? I pay my bills, I have a stable job that I love, there is no chance of layoffs or?outsourcing I have been with this company for 7 years.?I need a small influx of cash to get me over the hump and be on my way to being debt free. I will be able to payoff this loan early so please bid with confidence thanks.??.
Monthly net income: $ 6000.00 to 8000.00
Monthly expenses: $
??Housing: $ 1115.00 includes?ins. and tax (shared with the wife)
??Insurance: $ 131.00 car
??Car expenses: $ 900.00 (shared with the wife)
??Utilities: $ 200.00
??Phone, cable, internet: $ 107.00
??Food, entertainment: $ 150,00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, will you please fully fill out your expenses? Most specifically, I'd like to see what your current credit card expenses are.
Also, how much will your credit card payments go down after putting this loan towards the credit card debt? - impressive-openness7
A:
I have no Visa, Mastercard, Discover, I closed those about 3 years ago, However, I do have 2 loans from a loan company due in Jan. one is for $500.00 the other is for $700.00 about 35%. I also have a note coming due in March for $1500.00 from a local bank. I have a paypal account that will be paid off on the 10th of this month. Monthly expenses are House $1115.00, Vehicles $847.38 auto ins.$131.67 Student loan $122.00 (balance $2200.00) Parent student loan 114.00 (balance $8000.00) $150.00 cell
(Dec-01-2010)
Q:
Can you please explain the current delinquency, as well as the previous? Thanks and good luck! - impressive-openness7
A:
Current delinquency? I am current on everything as far as I know. Guess I better pull my credit report. The previous was a cable company Cebridge Connections I was moving and told them to disconnect my service. They disconnected a month after my disconnect date. I have called and argued for 7 years but can't get them to fix there screw up. The other if it still shows is a workers comp claim paid by the county I was working for, the hospital billed myself and the county. The county paid this debt
(Dec-01-2010)
Q:
Could you elaborate just a bit on your employment just job title and/or industry? - KTOWN
A:
I work for a Class One Railroad as a Locomotive Engineer.
(Dec-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| pembull | $75.00 | $75.00 | 11/29/2010 3:01:25 PM |
| graceful-investment | $100.00 | $100.00 | 11/29/2010 2:58:29 PM |
| ASR3 | $25.00 | $25.00 | 11/29/2010 3:12:32 PM |
| DonaldColorado | $50.00 | $50.00 | 11/29/2010 3:20:09 PM |
| alexgalt | $100.00 | $100.00 | 11/29/2010 3:28:51 PM |
| jazzlender | $25.00 | $25.00 | 11/29/2010 3:19:09 PM |
| bid-czar8 | $100.00 | $100.00 | 11/29/2010 3:22:32 PM |
| Artist_Blue | $25.00 | $25.00 | 11/29/2010 3:26:35 PM |
| simplelender80 | $100.00 | $100.00 | 11/29/2010 3:30:53 PM |
| TeaHouseFinance | $25.00 | $25.00 | 11/29/2010 5:28:49 PM |
| foothillender | $25.00 | $25.00 | 11/30/2010 7:19:12 AM |
| SolarMoonshine | $25.00 | $25.00 | 11/30/2010 5:15:49 PM |
| Mariner3605 | $50.00 | $50.00 | 11/30/2010 3:16:43 PM |
| impressive-openness7 | $25.00 | $25.00 | 12/1/2010 8:12:29 AM |
| ichibon | $25.00 | $25.00 | 12/1/2010 9:59:30 AM |
| handshake5 | $100.00 | $100.00 | 12/1/2010 3:06:20 PM |
| nybanker85 | $30.00 | $30.00 | 12/1/2010 2:03:47 PM |
| jamiee73 | $25.00 | $25.00 | 12/1/2010 4:59:00 PM |
| fishing533 | $25.00 | $25.00 | 12/1/2010 7:30:34 PM |
| KTOWN | $40.00 | $40.00 | 12/2/2010 8:20:56 AM |
| blue-useful-auction | $25.00 | $25.00 | 12/2/2010 9:20:42 AM |
| bright-exchange | $25.00 | $25.00 | 12/2/2010 11:39:49 AM |
| Bob450 | $25.00 | $25.00 | 12/2/2010 4:47:07 PM |
| grampy48 | $25.00 | $25.00 | 12/2/2010 1:16:13 PM |
| social-heart | $25.00 | $25.00 | 12/2/2010 4:46:57 PM |
| power-secret-agent | $25.00 | $25.00 | 12/3/2010 11:17:11 AM |
| spiff666 | $25.00 | $25.00 | 12/3/2010 7:03:54 AM |
| Ven58 | $25.00 | $25.00 | 12/3/2010 7:52:53 AM |
| greenback-guard | $25.00 | $25.00 | 11/29/2010 3:23:26 PM |
| trade-boots1 | $100.00 | $100.00 | 11/29/2010 3:24:15 PM |
| kulender | $100.00 | $100.00 | 11/29/2010 3:14:00 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 11/29/2010 3:27:55 PM |
| commerce-yeller | $25.00 | $25.00 | 11/29/2010 3:30:29 PM |
| paytonbrigadier | $200.00 | $200.00 | 11/29/2010 3:21:17 PM |
| reflective-rupee | $300.00 | $300.00 | 11/29/2010 3:22:13 PM |
| tech310 | $25.00 | $25.00 | 11/29/2010 3:25:32 PM |
| bulsa | $100.00 | $100.00 | 11/29/2010 3:25:52 PM |
| money-bauble | $25.00 | $25.00 | 11/29/2010 3:32:30 PM |
| alexgalt | $25.00 | $25.00 | 11/29/2010 11:01:05 PM |
| diversification-enlistment | $25.00 | $25.00 | 11/30/2010 9:39:20 AM |
| astute-investment5 | $25.00 | $25.00 | 11/30/2010 9:34:10 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 11/30/2010 3:43:24 PM |
| scappellee | $25.00 | $25.00 | 11/30/2010 6:02:53 PM |
| Rogelio48 | $25.00 | $25.00 | 11/30/2010 4:12:35 PM |
| ThatDanGuy | $100.00 | $100.00 | 12/1/2010 7:33:27 AM |
| dedicated-transaction796 | $48.67 | $48.67 | 12/1/2010 3:37:36 AM |
| Redmond | $25.00 | $25.00 | 12/1/2010 2:01:22 PM |
| env | $25.00 | $25.00 | 12/1/2010 2:10:28 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/1/2010 10:43:08 AM |
| investment-comet | $25.00 | $25.00 | 12/1/2010 2:49:48 PM |
| economy-synapse | $25.00 | $25.00 | 12/1/2010 7:05:48 PM |
| gain-gourd | $100.00 | $81.33 | 12/1/2010 5:18:28 PM |
| fuzed | $30.00 | $30.00 | 12/2/2010 9:50:57 AM |
| SV-AZ | $25.00 | $25.00 | 12/2/2010 12:41:17 PM |
| ttnk62918 | $25.00 | $25.00 | 12/3/2010 12:00:34 PM |
| Rogelio48 | $30.00 | $30.00 | 12/3/2010 11:07:07 AM |
| helping-out | $65.00 | $65.00 | 12/3/2010 7:11:39 AM |
| scoobiedoo | $25.00 | $25.00 | 12/3/2010 1:24:00 PM |
| HammerSmith | $25.00 | $25.00 | 12/3/2010 9:44:15 AM |
| melodious-openness | $100.00 | $100.00 | 12/3/2010 2:12:35 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
486002
This series of Notes was issued and sold upon the funding of the borrower loan #45883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-29-2010 |
| |
Auction end date:
| Dec-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 680-699 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-jubilant-revenue |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL USE
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/29/2010 3:02:28 PM |
| tech310 | $25.00 | $25.00 | 11/29/2010 3:25:31 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 5:32:54 AM |
| kulender | $50.00 | $50.00 | 12/1/2010 5:45:01 AM |
| Redmond | $25.00 | $25.00 | 12/1/2010 2:01:20 PM |
| forthright-dedication | $25.00 | $25.00 | 12/1/2010 2:57:17 PM |
| jamiee73 | $25.00 | $25.00 | 12/1/2010 4:59:31 PM |
| visionary-currency | $25.00 | $25.00 | 12/2/2010 8:29:21 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/2/2010 5:40:41 PM |
| competent-p2p | $25.00 | $25.00 | 12/3/2010 10:42:48 AM |
| marwadi-62 | $100.00 | $100.00 | 12/3/2010 10:50:24 AM |
| JustMee | $25.00 | $25.00 | 12/3/2010 12:09:39 PM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:39:20 AM |
| IIP77 | $25.00 | $25.00 | 12/4/2010 4:38:21 AM |
| econgineer | $25.00 | $25.00 | 12/4/2010 12:10:18 PM |
| mcgovern2024 | $25.00 | $25.00 | 12/5/2010 9:13:47 AM |
| MatticusCaesar | $100.00 | $100.00 | 12/5/2010 11:26:11 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 12/4/2010 2:58:29 PM |
| mkvance | $36.87 | $36.87 | 12/6/2010 4:32:06 AM |
| DenimCapital | $25.00 | $25.00 | 12/6/2010 4:41:51 AM |
| dcap3 | $25.00 | $8.13 | 12/6/2010 6:26:40 AM |
| economy-synapse | $25.00 | $25.00 | 12/5/2010 6:28:25 PM |
| Thylow | $100.00 | $100.00 | 11/29/2010 3:06:30 PM |
| felicity-festival | $25.00 | $25.00 | 11/29/2010 3:17:44 PM |
| money-bauble | $25.00 | $25.00 | 11/29/2010 3:33:06 PM |
| 371millwood | $100.00 | $100.00 | 11/30/2010 4:58:27 AM |
| ASR3 | $25.00 | $25.00 | 11/30/2010 3:16:59 PM |
| tdicky333 | $50.00 | $50.00 | 12/2/2010 6:55:04 AM |
| worthy-bid8 | $25.00 | $25.00 | 12/1/2010 10:28:34 PM |
| Moneypenny6 | $25.00 | $25.00 | 12/2/2010 5:58:55 AM |
| nybanker85 | $25.00 | $25.00 | 12/2/2010 12:11:28 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 12/2/2010 9:34:55 AM |
| reflective-rupee | $75.00 | $75.00 | 12/3/2010 10:40:46 AM |
| mrxtravis | $50.00 | $50.00 | 12/4/2010 2:42:10 AM |
| RyanM561 | $25.00 | $25.00 | 12/4/2010 2:55:48 PM |
| FinDoc | $30.00 | $30.00 | 12/4/2010 1:22:45 AM |
| dudebrah | $25.00 | $25.00 | 12/4/2010 12:26:57 PM |
| MilitaryLending | $25.00 | $25.00 | 12/5/2010 11:33:47 AM |
| yeti888 | $25.00 | $25.00 | 12/5/2010 5:47:46 AM |
| impala6464 | $25.00 | $25.00 | 12/5/2010 8:00:19 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
486046
This series of Notes was issued and sold upon the funding of the borrower loan #45871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-29-2010 |
| |
Auction end date:
| Dec-04-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $231.98 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $231.98 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,944 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bryancos |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lowering Monthly Payments
Purpose of loan:
This loan will be used to consolidate a couple of loans to lower my monthly loan?payment?expense.
My financial situation:
I am a great candidate for this loan because I have an excellent credit history with zero delinquencies.? High?revolving credit balance is due to my using my personal credit line to pay business expenses/inventory for the business that my wife and I own.?
Monthly net income: $ 3600??????????
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 130
??Car expenses:?500
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What do you do for a living?. Why is your revolving credit so high?. What
What are your current interest rates?. - principal-star
A:
I am an IT Consultant by trade. My revolving credit balances are high because we purchased the family business from my inlaws two yrs ago when they retired. We own a Promotional Products and Custom Apparel business that provides in-house custom screen printing and embroidery, as well as all types of Advertising Specialty Logo'd Merchandise. Because we had to establish business credit from scratch, we've had to use our personal lines of credit to pay suppliers every month...
(Dec-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/29/2010 2:58:34 PM |
| Thylow | $100.00 | $100.00 | 11/29/2010 3:06:31 PM |
| finance-prescription | $100.00 | $100.00 | 11/29/2010 3:16:25 PM |
| reflective-rupee | $100.00 | $100.00 | 11/29/2010 3:17:16 PM |
| loyalist1 | $50.00 | $50.00 | 11/30/2010 2:47:47 PM |
| musegaze | $25.00 | $25.00 | 12/1/2010 6:47:43 AM |
| HHP | $25.00 | $25.00 | 12/1/2010 9:45:10 AM |
| Mrgiggleswic | $75.00 | $75.00 | 12/2/2010 4:50:53 AM |
| economy-synapse | $25.00 | $25.00 | 12/1/2010 7:53:15 PM |
| mercuriant | $25.00 | $25.00 | 12/2/2010 11:49:55 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/2/2010 6:56:10 PM |
| calbertrand | $25.00 | $25.00 | 12/3/2010 12:46:59 PM |
| Maximum_Investment | $35.94 | $35.94 | 12/3/2010 11:49:56 AM |
| 1stBankAndHal | $25.05 | $25.05 | 12/3/2010 2:13:43 PM |
| ttnk62918 | $25.00 | $25.00 | 12/3/2010 12:03:43 PM |
| melodious-openness | $380.77 | $380.77 | 12/3/2010 3:12:51 PM |
| samurai2 | $30.00 | $30.00 | 12/3/2010 9:48:06 PM |
| trumpeter5 | $25.00 | $25.00 | 12/4/2010 8:44:57 AM |
| orderly-leverage | $44.82 | $44.82 | 12/4/2010 3:03:06 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/3/2010 7:36:56 PM |
| mpatrick | $25.00 | $25.00 | 12/4/2010 10:31:14 AM |
| simplelender80 | $100.00 | $100.00 | 11/29/2010 3:13:00 PM |
| finance-prescription | $50.00 | $50.00 | 11/29/2010 3:15:58 PM |
| hopeful-truth5 | $100.00 | $26.56 | 11/29/2010 3:04:53 PM |
| reflective-rupee | $100.00 | $100.00 | 11/29/2010 3:17:00 PM |
| alexgalt | $25.00 | $25.00 | 11/29/2010 10:59:26 PM |
| greenback-guard | $25.00 | $25.00 | 11/30/2010 2:47:43 PM |
| FutureLenderEC | $25.00 | $25.00 | 12/1/2010 2:47:20 AM |
| nilonc1 | $200.00 | $200.00 | 12/1/2010 6:11:44 PM |
| competent-p2p | $50.00 | $50.00 | 12/2/2010 7:53:00 AM |
| a-finance-nirvana | $25.00 | $25.00 | 12/3/2010 4:55:31 AM |
| leverage-monger | $50.00 | $50.00 | 12/3/2010 6:55:31 AM |
| wwwUniversal | $25.00 | $25.00 | 12/3/2010 12:04:26 PM |
| leverage-monger | $50.00 | $50.00 | 12/3/2010 11:21:36 AM |
| scoobiedoo | $25.00 | $25.00 | 12/3/2010 1:24:43 PM |
| courteous-kindness1 | $50.00 | $50.00 | 12/3/2010 11:38:57 AM |
| scrappy-diversification7 | $3,000.00 | $3,000.00 | 12/3/2010 12:02:19 PM |
| benefit-banshee | $75.00 | $75.00 | 12/3/2010 3:13:35 PM |
| money-vista | $25.00 | $25.00 | 12/3/2010 1:57:42 PM |
| 108lender | $156.86 | $156.86 | 12/4/2010 12:45:34 AM |
| economy-synapse | $25.00 | $25.00 | 12/3/2010 6:46:50 PM |
| power-secret-agent | $30.00 | $30.00 | 12/4/2010 5:18:38 AM |
| erowis | $30.00 | $30.00 | 12/4/2010 9:29:03 AM |
| harddollars | $25.00 | $25.00 | 12/4/2010 1:57:22 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
486224
This series of Notes was issued and sold upon the funding of the borrower loan #45879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Nov-30-2010 |
| |
Auction end date:
| Dec-03-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $218.33 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $218.33 |
| |
|
Auction yield range:
| 13.57% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,211 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knowledgeable-balance1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating a few bills
Purpose of loan:
Consolidate a few bills
y financial situation:
I am a good candidate for this loan because I have a stable job and can pay back quickly?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/30/2010 2:00:34 PM |
| DonaldColorado | $50.00 | $50.00 | 11/30/2010 2:08:19 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 11/30/2010 2:09:45 PM |
| greenback-guard | $25.00 | $25.00 | 11/30/2010 2:13:26 PM |
| Thylow | $100.00 | $100.00 | 11/30/2010 2:04:46 PM |
| paytonbrigadier | $200.00 | $200.00 | 11/30/2010 2:08:29 PM |
| kulender | $91.59 | $91.59 | 11/30/2010 3:12:53 PM |
| tech310 | $25.00 | $25.00 | 11/30/2010 3:16:57 PM |
| nickel-hickory | $50.00 | $50.00 | 11/30/2010 2:13:20 PM |
| trade-boots1 | $56.04 | $56.04 | 11/30/2010 4:32:49 PM |
| Anny-Disco | $50.00 | $50.00 | 12/1/2010 3:35:42 AM |
| ThatDanGuy | $100.00 | $100.00 | 12/1/2010 7:33:47 AM |
| charming-dime | $25.00 | $25.00 | 12/1/2010 11:07:32 AM |
| desertoasis | $25.00 | $25.00 | 12/1/2010 1:47:58 PM |
| Redmond | $25.00 | $25.00 | 12/1/2010 2:01:03 PM |
| worth-arch | $25.00 | $25.00 | 12/1/2010 2:50:56 PM |
| scrappy-diversification7 | $3,000.00 | $3,000.00 | 12/3/2010 12:02:34 PM |
| reflective-rupee | $50.00 | $50.00 | 12/3/2010 12:47:19 PM |
| money-bauble | $25.00 | $25.00 | 11/30/2010 2:02:49 PM |
| ASR3 | $25.00 | $25.00 | 11/30/2010 2:05:57 PM |
| loan-scientist8 | $25.00 | $25.00 | 11/30/2010 3:01:09 PM |
| bid-czar8 | $100.00 | $100.00 | 11/30/2010 2:09:05 PM |
| simplelender80 | $100.00 | $100.00 | 11/30/2010 2:10:27 PM |
| raisingophelia | $25.00 | $25.00 | 11/30/2010 3:16:32 PM |
| soulful-truth | $25.00 | $25.00 | 11/30/2010 3:16:52 PM |
| lloyd_s | $25.00 | $25.00 | 12/1/2010 2:35:49 AM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 5:32:40 AM |
| JGB | $64.53 | $64.53 | 12/1/2010 2:46:58 AM |
| bulsa | $100.00 | $100.00 | 12/1/2010 8:05:19 AM |
| parsec9 | $25.00 | $25.00 | 12/1/2010 9:35:55 AM |
| ichibon | $25.00 | $25.00 | 12/1/2010 10:03:38 AM |
| bountiful-durability | $40.04 | $40.04 | 12/1/2010 6:28:23 AM |
| jga516 | $25.00 | $25.00 | 12/1/2010 9:39:09 AM |
| Share_The_Wealth | $50.00 | $22.80 | 12/1/2010 2:52:27 PM |
| economy-synapse | $25.00 | $25.00 | 12/1/2010 7:53:32 PM |
| scoobiedoo | $25.00 | $25.00 | 12/3/2010 1:27:20 PM |
| glroark | $50.00 | $50.00 | 12/3/2010 3:36:27 PM |
| melodious-openness | $200.00 | $200.00 | 12/3/2010 2:55:14 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
486262
This series of Notes was issued and sold upon the funding of the borrower loan #45889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-30-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $126.66 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $126.66 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,616 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-focused-investment |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off High Rate Personal Loan
Purpose of loan:
This loan will be used?to pay off a?high rate?personal loan that I have been servicing for the last 9 months. The monthly payments on my current loan are $299. I intend to keep this loan for the full term to?build up my credit score.???
My financial situation:
I am a good candidate for this loan because I have a secure job that I have held for over 3 years.? Additionally, this loan will not increase my debt to income ratio as I will simply be reducing my interest expense on a loan that I am already carrying.? I have the financial resources to continue to service this loan in the same timely manner as I have for the past 9 months.
Monthly net income: $ 4150
Monthly expenses: $ 3674
??Housing: $ 1500
??Insurance: $ 80
??Car expenses: $ 495
??Utilities: $ 150
??Phone, cable, internet: $ 120
??Food, entertainment: $ 650
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 499
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/30/2010 2:01:22 PM |
| Diamond_Jim | $25.00 | $25.00 | 11/30/2010 3:00:06 PM |
| tech310 | $25.00 | $25.00 | 11/30/2010 3:00:18 PM |
| forthright-dedication | $25.00 | $25.00 | 11/30/2010 2:45:22 PM |
| inspiring-reward | $100.00 | $100.00 | 11/30/2010 2:58:45 PM |
| 792FICO | $38.02 | $38.02 | 11/30/2010 9:13:33 PM |
| selfmademan | $25.00 | $25.00 | 12/1/2010 1:12:29 AM |
| lcole32 | $25.00 | $25.00 | 12/1/2010 2:03:51 AM |
| svandgts | $25.00 | $25.00 | 12/1/2010 9:13:18 AM |
| bonus-chosen-one | $25.00 | $25.00 | 12/1/2010 9:14:16 AM |
| indomitable-dedication | $25.00 | $25.00 | 12/1/2010 9:15:32 AM |
| lowcostmoney | $25.00 | $25.00 | 12/1/2010 9:16:00 AM |
| lowlite6647 | $25.00 | $25.00 | 12/1/2010 9:17:33 AM |
| texrob20 | $25.00 | $25.00 | 12/1/2010 2:02:10 PM |
| bid-chuckler | $50.00 | $5.75 | 12/1/2010 2:21:26 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 10:37:33 AM |
| power-secret-agent | $25.00 | $25.00 | 12/3/2010 5:00:40 PM |
| thatguyoverseas | $32.00 | $32.00 | 12/4/2010 7:36:53 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/5/2010 8:48:17 AM |
| shrewd-income | $25.00 | $25.00 | 12/6/2010 2:19:22 PM |
| britches613 | $50.00 | $50.00 | 12/6/2010 9:43:29 PM |
| RyanM561 | $25.00 | $25.00 | 12/7/2010 6:56:33 AM |
| Astyanax | $75.00 | $75.00 | 12/7/2010 10:18:12 AM |
| principal-laser | $43.93 | $43.93 | 12/7/2010 11:27:49 AM |
| gold-cluster | $100.00 | $100.00 | 12/7/2010 8:58:44 AM |
| Cessna172 | $25.00 | $25.00 | 12/7/2010 7:14:21 AM |
| Socal | $25.00 | $25.00 | 12/7/2010 7:38:48 AM |
| scappellee | $25.00 | $25.00 | 12/7/2010 7:44:59 AM |
| newequity | $25.00 | $25.00 | 12/7/2010 12:30:02 PM |
| investment-happiness | $101.98 | $101.98 | 12/7/2010 1:26:17 PM |
| aquistoyraul | $25.00 | $25.00 | 12/7/2010 10:56:12 AM |
| money-bauble | $100.00 | $100.00 | 11/30/2010 2:02:55 PM |
| hopeful-truth5 | $100.00 | $100.00 | 11/30/2010 2:47:47 PM |
| BankofBen | $25.00 | $25.00 | 11/30/2010 2:58:37 PM |
| WalnutCreekguy | $46.51 | $46.51 | 11/30/2010 2:58:35 PM |
| rolo12 | $50.00 | $50.00 | 11/30/2010 2:58:32 PM |
| lendstats_com | $200.00 | $200.00 | 11/30/2010 4:21:02 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 5:32:33 AM |
| kt103099 | $25.00 | $25.00 | 12/1/2010 6:07:38 AM |
| LenderFish | $50.00 | $50.00 | 12/1/2010 9:13:21 AM |
| sensible-order2 | $50.00 | $50.00 | 12/1/2010 11:02:17 AM |
| Gibbyland | $50.00 | $50.00 | 12/1/2010 9:14:10 AM |
| macbeck22 | $25.00 | $25.00 | 12/1/2010 9:15:56 AM |
| Redmond | $25.00 | $25.00 | 12/1/2010 2:00:57 PM |
| Requiem | $25.00 | $25.00 | 12/1/2010 3:27:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/1/2010 5:46:55 PM |
| siv | $50.00 | $50.00 | 12/6/2010 2:44:00 PM |
| cunning-bill | $25.00 | $25.00 | 12/6/2010 4:59:41 PM |
| Kash2010lu | $25.00 | $25.00 | 12/6/2010 8:41:11 PM |
| Green-Baron | $25.00 | $25.00 | 12/6/2010 9:29:00 PM |
| ultimate-bid8 | $25.00 | $25.00 | 12/6/2010 8:03:54 PM |
| dudebrah | $25.00 | $25.00 | 12/6/2010 8:42:13 PM |
| helping-out | $28.93 | $28.93 | 12/6/2010 9:01:03 PM |
| stormtrooper72 | $27.88 | $27.88 | 12/6/2010 7:59:56 PM |
| yons88 | $25.00 | $25.00 | 12/7/2010 11:47:50 AM |
| ultimate-peace | $300.00 | $300.00 | 12/7/2010 12:37:57 PM |
| B2152 | $25.00 | $25.00 | 12/7/2010 5:00:13 AM |
| carrinel | $50.00 | $50.00 | 12/7/2010 8:03:51 AM |
| payout-bridge | $75.00 | $75.00 | 12/7/2010 1:52:32 PM |
| zydeco337 | $25.00 | $25.00 | 12/7/2010 10:21:23 AM |
| 60 bids
|
Borrower Payment Dependent Notes Series
486264
This series of Notes was issued and sold upon the funding of the borrower loan #45800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $131.00 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $131.00 |
| |
|
Auction yield range:
| 13.51% - 31.20% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,576 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-trader7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worthy-bid8 | $50.00 | $50.00 | 12/6/2010 3:44:17 PM |
| tszbgae | $50.00 | $50.00 | 12/6/2010 3:44:48 PM |
| commerce-yeller | $25.00 | $25.00 | 12/6/2010 3:45:22 PM |
| bulsa | $100.00 | $100.00 | 12/6/2010 3:47:17 PM |
| orange-preeminant-bill | $40.73 | $40.73 | 12/6/2010 3:47:28 PM |
| Rdodson11 | $25.00 | $25.00 | 12/6/2010 3:48:56 PM |
| visionary-currency | $50.00 | $50.00 | 12/6/2010 3:52:22 PM |
| Mariner3605 | $50.00 | $50.00 | 12/6/2010 3:55:07 PM |
| MadHun | $50.00 | $50.00 | 12/6/2010 3:57:00 PM |
| ivadood | $33.67 | $33.67 | 12/6/2010 3:58:10 PM |
| richboy56 | $25.00 | $25.00 | 12/6/2010 3:45:34 PM |
| ThatDanGuy | $100.00 | $100.00 | 12/6/2010 3:45:41 PM |
| credit-sycamore4 | $100.00 | $100.00 | 12/6/2010 3:46:18 PM |
| Thylow | $25.00 | $25.00 | 12/6/2010 4:09:20 PM |
| SDNLR | $50.00 | $50.00 | 12/6/2010 3:55:18 PM |
| wampum-launcher0 | $25.00 | $25.00 | 12/6/2010 3:57:02 PM |
| wanna-help | $50.00 | $50.00 | 12/6/2010 3:58:44 PM |
| vigorous-velocity | $50.00 | $50.00 | 12/6/2010 3:46:02 PM |
| famous-bill | $25.00 | $25.00 | 12/6/2010 3:48:12 PM |
| fair-peace7 | $25.00 | $25.00 | 12/6/2010 3:48:27 PM |
| missing-link | $50.00 | $50.00 | 12/6/2010 3:56:58 PM |
| 108lender | $150.00 | $150.00 | 12/6/2010 3:58:31 PM |
| trevize | $25.00 | $25.00 | 12/6/2010 4:58:32 PM |
| RedCentre | $43.66 | $43.66 | 12/6/2010 4:54:52 PM |
| back-scratchers | $25.00 | $25.00 | 12/6/2010 4:57:57 PM |
| Thylow | $100.00 | $100.00 | 12/6/2010 4:41:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/6/2010 5:25:29 PM |
| alexgalt | $25.00 | $25.00 | 12/6/2010 9:47:05 PM |
| reflective-rupee | $150.00 | $150.00 | 12/6/2010 8:29:20 PM |
| nickel-hickory | $50.00 | $50.00 | 12/6/2010 7:08:55 PM |
| secureincome | $91.75 | $91.75 | 12/6/2010 3:45:20 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/6/2010 3:46:49 PM |
| treasure-bliss | $50.00 | $50.00 | 12/6/2010 3:47:52 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/6/2010 3:51:17 PM |
| jamiee73 | $25.00 | $25.00 | 12/6/2010 3:57:14 PM |
| jlr613 | $35.72 | $15.19 | 12/6/2010 3:58:52 PM |
| gold-channel2 | $50.00 | $50.00 | 12/6/2010 3:46:11 PM |
| inspiring-reward | $150.00 | $150.00 | 12/6/2010 3:47:35 PM |
| whartonmba | $25.00 | $25.00 | 12/6/2010 3:50:43 PM |
| listing-trapper3 | $50.00 | $50.00 | 12/6/2010 3:52:18 PM |
| newest-generous-income | $25.00 | $25.00 | 12/6/2010 3:53:59 PM |
| Aragorn | $25.00 | $25.00 | 12/6/2010 3:57:22 PM |
| astute-investment5 | $25.00 | $25.00 | 12/6/2010 3:57:55 PM |
| lendstats_com | $200.00 | $200.00 | 12/6/2010 3:59:22 PM |
| greenback-guard | $25.00 | $25.00 | 12/6/2010 4:01:28 PM |
| trade-boots1 | $100.00 | $100.00 | 12/6/2010 3:45:51 PM |
| FeedTheMachine | $50.00 | $50.00 | 12/6/2010 3:47:44 PM |
| jazzlender | $25.00 | $25.00 | 12/6/2010 3:50:04 PM |
| srgriff | $25.00 | $25.00 | 12/6/2010 3:53:45 PM |
| yeti888 | $25.00 | $25.00 | 12/6/2010 3:57:12 PM |
| transaction-circuit | $50.00 | $50.00 | 12/6/2010 4:40:28 PM |
| paytonbrigadier | $300.00 | $300.00 | 12/6/2010 4:53:34 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
486270
This series of Notes was issued and sold upon the funding of the borrower loan #45873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.95% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 13.90% |
Starting borrower rate/APR:
| 14.90% / 17.07% |
Starting monthly payment:
| $346.16 |
|
Final lender yield:
| 13.90% |
Final borrower rate/APR:
| 14.90% / 17.07% |
Final monthly payment:
| $346.16 |
| |
|
Auction yield range:
| 5.57% - 13.90% |
Estimated loss impact:
| 6.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,116 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| luminous-kindness5 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit Cards
Purpose of loan:
This loan will be used to?
Debt reduction to pay off my credit cards.
My financial situation:
I am a good candidate for this loan because? I have a strong income and I a strong secured job. I was out of work and used my credit cards, but got back on my feet with a great job and would like to get a fresh start.
Monthly net income: $ 9000.00
Monthly expenses: $
??Housing: $ 2300
??Insurance: $ 72.00
??Car expenses: $ 600
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 75
??Clothing, household expenses $ 75
??Credit cards and other loans: $?1000 monthly
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hopeful-truth5 | $100.00 | $100.00 | 12/1/2010 3:40:19 PM |
| dunox | $50.00 | $50.00 | 12/1/2010 3:45:17 PM |
| bid-czar8 | $100.00 | $100.00 | 12/1/2010 3:48:20 PM |
| organized-payment6 | $45.94 | $45.94 | 12/1/2010 3:48:59 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/1/2010 3:46:43 PM |
| LiveNow | $25.00 | $25.00 | 12/1/2010 3:51:31 PM |
| native68 | $50.00 | $50.00 | 12/1/2010 3:52:31 PM |
| community-seahorse0 | $25.00 | $25.00 | 12/1/2010 3:49:00 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/1/2010 3:50:28 PM |
| kc8fot | $50.00 | $50.00 | 12/1/2010 3:51:13 PM |
| melodious-fairness | $50.00 | $50.00 | 12/1/2010 3:51:24 PM |
| peace-maximizer8 | $25.00 | $25.00 | 12/1/2010 3:51:34 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/1/2010 3:51:57 PM |
| pouch7 | $25.00 | $25.00 | 12/1/2010 3:56:34 PM |
| jazzlender | $25.00 | $25.00 | 12/1/2010 3:40:33 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/1/2010 3:44:01 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/1/2010 3:46:07 PM |
| skuba | $25.00 | $25.00 | 12/1/2010 3:46:30 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/1/2010 3:47:04 PM |
| trade-boots1 | $100.00 | $100.00 | 12/1/2010 3:48:45 PM |
| reflective-rupee | $200.00 | $200.00 | 12/1/2010 3:49:01 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/1/2010 3:49:42 PM |
| astute-investment5 | $25.00 | $25.00 | 12/1/2010 3:50:50 PM |
| rudyindc | $25.00 | $25.00 | 12/1/2010 3:51:37 PM |
| gain-gourd | $100.00 | $100.00 | 12/1/2010 3:51:50 PM |
| proper-commitment5 | $25.00 | $25.00 | 12/1/2010 7:32:19 PM |
| kulender | $50.00 | $50.00 | 12/1/2010 3:52:55 PM |
| velocity-solo | $25.00 | $25.00 | 12/1/2010 3:53:58 PM |
| SimpleChoice | $25.00 | $25.00 | 12/1/2010 8:09:16 PM |
| MarinLoans | $25.00 | $25.00 | 12/1/2010 10:35:44 PM |
| nickel-ferret | $50.00 | $50.00 | 12/1/2010 7:47:10 PM |
| rakstar | $25.00 | $25.00 | 12/2/2010 6:03:18 AM |
| Aimvest | $25.00 | $25.00 | 12/2/2010 9:41:46 AM |
| objective-investor | $150.00 | $150.00 | 12/2/2010 12:01:11 PM |
| Mariner3605 | $50.00 | $50.00 | 12/2/2010 11:54:33 AM |
| supreme-benefit | $25.00 | $25.00 | 12/2/2010 12:12:07 PM |
| benefit-piano5 | $25.00 | $25.00 | 12/2/2010 11:02:57 PM |
| finance-prescription | $100.00 | $100.00 | 12/2/2010 4:56:10 PM |
| balanced-bill7 | $50.00 | $50.00 | 12/3/2010 4:57:41 AM |
| studious-bonus7 | $100.00 | $100.00 | 12/3/2010 7:03:44 AM |
| hitsman | $100.00 | $100.00 | 12/3/2010 6:57:54 AM |
| bettylor | $50.00 | $50.00 | 12/3/2010 9:33:44 AM |
| iamricher | $25.00 | $25.00 | 12/3/2010 9:41:03 AM |
| Tradesmanlender | $35.00 | $35.00 | 12/3/2010 9:41:34 AM |
| sci_guy | $25.00 | $25.00 | 12/3/2010 10:42:41 AM |
| Moneypenny6 | $25.00 | $25.00 | 12/3/2010 6:13:59 AM |
| Dunndeal4u | $50.00 | $50.00 | 12/3/2010 7:53:24 AM |
| tranquil-revenue | $50.00 | $50.00 | 12/3/2010 1:57:20 PM |
| Sixmil | $50.00 | $50.00 | 12/3/2010 1:57:31 PM |
| lostontheedge | $25.00 | $25.00 | 12/3/2010 9:37:18 AM |
| sumac5 | $25.00 | $25.00 | 12/3/2010 12:17:44 PM |
| Cheburashka | $25.00 | $25.00 | 12/3/2010 3:56:48 PM |
| bonafide-cash | $50.00 | $50.00 | 12/3/2010 4:27:08 PM |
| dspmn | $27.00 | $27.00 | 12/3/2010 4:27:19 PM |
| 4est | $25.00 | $25.00 | 12/3/2010 3:28:45 PM |
| a-finance-nirvana | $25.00 | $25.00 | 12/3/2010 4:27:34 PM |
| secureincome | $2,000.00 | $2,000.00 | 12/3/2010 5:09:25 PM |
| adventurous-cash | $25.00 | $25.00 | 12/3/2010 3:47:32 PM |
| Millmanator | $25.65 | $13.90 | 12/3/2010 4:27:53 PM |
| Planecourage | $44.41 | $44.41 | 12/4/2010 12:40:49 PM |
| ttnk62918 | $25.00 | $25.00 | 12/4/2010 2:20:55 PM |
| juxtapose | $25.00 | $25.00 | 12/5/2010 8:40:50 AM |
| benefit-trident | $25.00 | $25.00 | 12/6/2010 12:33:34 PM |
| penny-plato | $25.00 | $25.00 | 12/6/2010 8:47:43 AM |
| greenback-guard | $25.00 | $25.00 | 12/6/2010 4:01:26 PM |
| adventurous-cash | $25.00 | $25.00 | 12/6/2010 9:19:18 PM |
| Hotrod52 | $46.16 | $46.16 | 12/7/2010 6:01:50 AM |
| bonus-quark4 | $25.00 | $25.00 | 12/7/2010 7:30:17 AM |
| rockymtbob | $50.00 | $50.00 | 12/7/2010 7:54:29 AM |
| Ven58 | $25.00 | $25.00 | 12/6/2010 11:17:44 PM |
| RainMakers | $25.00 | $25.00 | 12/7/2010 6:40:05 AM |
| wlm3012 | $25.00 | $25.00 | 12/7/2010 6:43:48 AM |
| rcmso | $325.00 | $325.00 | 12/7/2010 4:03:11 PM |
| cashhelp | $25.00 | $25.00 | 12/7/2010 3:50:15 PM |
| lazyeye | $25.00 | $25.00 | 12/7/2010 6:52:10 PM |
| wonderous-power | $25.00 | $25.00 | 12/8/2010 1:51:29 AM |
| enthusiastic-point | $100.00 | $100.00 | 12/8/2010 4:21:21 AM |
| GolfPro2006 | $25.00 | $25.00 | 12/7/2010 5:51:50 PM |
| fund-javelin1 | $25.00 | $25.00 | 12/8/2010 11:34:22 AM |
| priviot | $25.00 | $25.00 | 12/8/2010 12:03:38 PM |
| Cashlender1992 | $35.00 | $35.00 | 12/7/2010 8:00:21 PM |
| friendinmoney | $25.00 | $25.00 | 12/8/2010 8:14:45 AM |
| mhotchan | $100.00 | $100.00 | 12/7/2010 9:45:21 PM |
| theloanfiller | $25.00 | $25.00 | 12/8/2010 11:45:14 AM |
| gqrob | $30.00 | $30.00 | 12/8/2010 12:35:07 PM |
| Engineer44 | $25.00 | $25.00 | 12/8/2010 3:32:06 PM |
| doomsday18 | $25.00 | $25.00 | 12/8/2010 10:18:01 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/8/2010 10:52:04 AM |
| grampy48 | $25.00 | $25.00 | 12/8/2010 2:11:00 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/1/2010 3:38:19 PM |
| indomitable-coin | $50.00 | $50.00 | 12/1/2010 3:40:58 PM |
| tech310 | $50.00 | $50.00 | 12/1/2010 3:39:29 PM |
| money-bauble | $25.00 | $25.00 | 12/1/2010 3:42:46 PM |
| finance_mba | $25.00 | $25.00 | 12/1/2010 3:45:50 PM |
| ray1051 | $50.00 | $50.00 | 12/1/2010 3:46:01 PM |
| simplelender80 | $250.00 | $250.00 | 12/1/2010 3:45:12 PM |
| ASR3 | $25.00 | $25.00 | 12/1/2010 3:46:15 PM |
| Headhunter14 | $25.00 | $25.00 | 12/1/2010 3:49:51 PM |
| Webpreneur | $50.00 | $50.00 | 12/1/2010 3:47:37 PM |
| rss197 | $25.00 | $25.00 | 12/1/2010 3:50:36 PM |
| understanding-affluence5 | $30.00 | $30.00 | 12/1/2010 3:51:27 PM |
| comet55 | $25.00 | $25.00 | 12/1/2010 3:52:22 PM |
| wayman | $50.00 | $50.00 | 12/1/2010 3:49:04 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/1/2010 3:52:56 PM |
| generous-deal6 | $50.00 | $50.00 | 12/1/2010 3:53:03 PM |
| GElender | $75.00 | $75.00 | 12/1/2010 3:50:16 PM |
| mjunlimited | $50.00 | $50.00 | 12/1/2010 3:57:04 PM |
| first-upright-payout | $25.00 | $25.00 | 12/1/2010 3:53:33 PM |
| ichibon | $175.00 | $175.00 | 12/1/2010 3:54:07 PM |
| handshake5 | $100.00 | $100.00 | 12/1/2010 3:54:29 PM |
| jamiee73 | $25.00 | $25.00 | 12/1/2010 4:59:25 PM |
| careful-note | $100.00 | $100.00 | 12/1/2010 3:41:57 PM |
| AFairDeal | $50.00 | $50.00 | 12/1/2010 3:46:21 PM |
| radforj22 | $25.00 | $25.00 | 12/1/2010 3:47:45 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/1/2010 3:52:08 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 3:55:19 PM |
| granitepk | $50.00 | $50.00 | 12/1/2010 5:02:56 PM |
| RationalWorld | $25.00 | $25.00 | 12/1/2010 10:35:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/1/2010 10:35:57 PM |
| MrBailey | $25.00 | $25.00 | 12/1/2010 10:35:45 PM |
| alaco | $25.00 | $25.00 | 12/2/2010 5:28:40 AM |
| be_wise | $25.00 | $25.00 | 12/2/2010 8:18:09 AM |
| building_community | $25.00 | $25.00 | 12/2/2010 8:17:42 AM |
| newest-generous-income | $25.00 | $25.00 | 12/2/2010 9:34:17 AM |
| the-silver-blaster | $50.00 | $50.00 | 12/1/2010 10:35:45 PM |
| valiant-liberty4 | $25.00 | $25.00 | 12/2/2010 5:21:53 AM |
| competent-p2p | $50.00 | $50.00 | 12/2/2010 11:10:35 AM |
| balance-force | $25.00 | $25.00 | 12/2/2010 10:02:07 PM |
| p2p-voltage | $25.00 | $25.00 | 12/3/2010 12:02:46 AM |
| anders94 | $25.00 | $25.00 | 12/3/2010 1:52:18 AM |
| papaman | $25.00 | $25.00 | 12/3/2010 4:40:44 AM |
| DrNano | $50.00 | $50.00 | 12/2/2010 9:09:26 PM |
| Sam65 | $25.00 | $25.00 | 12/3/2010 6:59:02 AM |
| 108lender | $25.00 | $25.00 | 12/3/2010 8:52:33 AM |
| grf1945 | $25.00 | $25.00 | 12/3/2010 7:04:08 AM |
| julijask | $35.00 | $35.00 | 12/3/2010 2:35:15 AM |
| SajDiddy | $25.00 | $25.00 | 12/3/2010 3:08:02 AM |
| CAGE-Investments | $25.00 | $25.00 | 12/3/2010 3:52:15 AM |
| nalaari | $25.00 | $25.00 | 12/3/2010 4:56:13 AM |
| nolahelper | $25.00 | $25.00 | 12/3/2010 6:49:59 AM |
| OCBLUE | $50.00 | $50.00 | 12/3/2010 7:44:50 AM |
| alexstar | $25.00 | $25.00 | 12/3/2010 7:45:08 AM |
| brother_tam | $50.00 | $50.00 | 12/3/2010 11:38:30 AM |
| tranquil-capital4 | $50.00 | $50.00 | 12/3/2010 9:33:21 AM |
| the-dollar-topper | $100.00 | $100.00 | 12/3/2010 11:40:05 AM |
| yarg | $50.00 | $50.00 | 12/3/2010 2:32:01 PM |
| loyalist1 | $100.00 | $100.00 | 12/3/2010 4:27:11 PM |
| visionary-currency | $100.00 | $100.00 | 12/3/2010 1:54:33 PM |
| mondial4 | $26.78 | $26.78 | 12/3/2010 1:55:06 PM |
| investment-comet | $25.00 | $25.00 | 12/3/2010 2:43:25 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/3/2010 7:40:52 PM |
| nunnie | $25.00 | $25.00 | 12/3/2010 4:25:45 PM |
| stolan | $36.29 | $36.29 | 12/3/2010 4:27:26 PM |
| ualf | $29.08 | $29.08 | 12/3/2010 4:27:45 PM |
| chameleon125 | $25.00 | $25.00 | 12/4/2010 10:42:33 AM |
| wwwUniversal | $25.00 | $25.00 | 12/4/2010 2:33:59 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/5/2010 6:07:44 AM |
| outofoffice | $50.00 | $50.00 | 12/6/2010 7:39:35 AM |
| spiff666 | $25.00 | $25.00 | 12/5/2010 6:13:55 PM |
| bxdoc | $40.00 | $40.00 | 12/6/2010 5:26:28 AM |
| nickel-position | $25.00 | $25.00 | 12/6/2010 12:10:58 PM |
| Nazbuster | $50.00 | $50.00 | 12/6/2010 3:49:47 PM |
| upright-silver | $25.00 | $25.00 | 12/6/2010 4:21:24 PM |
| LibbyZ | $50.00 | $50.00 | 12/6/2010 4:04:22 PM |
| honey-money | $25.00 | $25.00 | 12/7/2010 5:39:23 AM |
| notown | $43.58 | $43.58 | 12/7/2010 11:57:21 AM |
| rohnjobus | $30.00 | $30.00 | 12/7/2010 8:17:05 AM |
| bvs999 | $32.07 | $32.07 | 12/7/2010 2:47:23 PM |
| beer-gardener | $29.71 | $29.71 | 12/7/2010 10:01:26 AM |
| speedy-dime7 | $25.00 | $25.00 | 12/7/2010 11:30:53 AM |
| RIVERHTS | $50.00 | $50.00 | 12/7/2010 1:25:39 PM |
| Cherrypicker | $50.00 | $50.00 | 12/7/2010 2:15:31 PM |
| mpatrick | $25.00 | $25.00 | 12/7/2010 2:25:10 PM |
| 5kids5 | $30.00 | $30.00 | 12/7/2010 4:14:22 PM |
| nelie150 | $25.00 | $25.00 | 12/7/2010 3:58:41 PM |
| wampum-chorus3 | $28.23 | $28.23 | 12/7/2010 5:42:09 PM |
| privatebankerva | $25.00 | $25.00 | 12/7/2010 5:51:26 PM |
| friendinmoney | $25.00 | $25.00 | 12/7/2010 10:34:06 PM |
| rockhound84 | $25.00 | $25.00 | 12/7/2010 11:35:01 PM |
| Easystreet | $25.00 | $25.00 | 12/8/2010 7:48:19 AM |
| chkrvrty | $25.45 | $25.45 | 12/8/2010 12:27:20 AM |
| zacd | $25.00 | $25.00 | 12/8/2010 10:29:20 AM |
| sgt-schultz | $25.00 | $25.00 | 12/8/2010 5:51:11 AM |
| he-shoots-he-scores | $54.75 | $54.75 | 12/8/2010 7:32:35 AM |
| mgking007 | $26.65 | $26.65 | 12/8/2010 8:28:47 AM |
| runbix7 | $25.00 | $25.00 | 12/8/2010 8:57:52 AM |
| revenue-appraiser | $25.00 | $25.00 | 12/8/2010 1:14:53 PM |
| EretzCapital | $50.00 | $50.00 | 12/8/2010 3:30:55 PM |
| 188 bids
|
Borrower Payment Dependent Notes Series
486448
This series of Notes was issued and sold upon the funding of the borrower loan #45888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $152.83 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.63% |
Final monthly payment:
| $150.50 |
| |
|
Auction yield range:
| 13.57% - 31.20% |
Estimated loss impact:
| 15.58% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,521 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| artk42 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 29 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $1,538.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Getting caught up on bills
Purpose of loan:
This loan will be used to get caught up on my house note and pay my daughters tuition.
My financial situation:
I am a good candidate for this loan because I've?never been late on my payments with my first loan.?
Monthly net income: $ 2750
Monthly expenses: $
??Housing: $?
??Insurance: $ 156
??Car expenses: $
??Utilities: $ 325
??Phone, cable, internet: $ 187
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 175
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello -
Can you please speak to the delinquencies on your record? - heerzaquestion
A:
Yes, my husband lost his job and our income went from two to one which caused us to only take care of the primary bills. Since then, he has another job and our fincances are getting somewhat stable/
(Dec-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $35.00 | $35.00 | 12/2/2010 4:39:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/3/2010 4:00:00 AM |
| FarmersBank | $25.00 | $25.00 | 12/3/2010 9:58:58 AM |
| Kash2010lu | $50.00 | $50.00 | 12/3/2010 1:41:12 PM |
| DenimCapital | $100.00 | $100.00 | 12/3/2010 1:46:37 PM |
| scoobiedoo | $50.00 | $50.00 | 12/3/2010 2:22:30 PM |
| Whitewater_Loans | $50.00 | $50.00 | 12/3/2010 2:56:49 PM |
| Bob450 | $25.00 | $25.00 | 12/3/2010 4:32:35 PM |
| marinbb | $50.00 | $50.00 | 12/4/2010 8:22:40 AM |
| genuine-integrity0 | $25.00 | $25.00 | 12/4/2010 4:35:22 AM |
| SFBank | $300.00 | $300.00 | 12/4/2010 4:22:08 PM |
| kendallv | $50.00 | $50.00 | 12/5/2010 6:24:28 PM |
| five-star-note | $100.00 | $100.00 | 12/4/2010 6:03:03 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/4/2010 7:05:11 PM |
| golffish2 | $100.00 | $100.00 | 12/6/2010 4:22:51 AM |
| shrewd-income | $50.00 | $50.00 | 12/6/2010 2:41:47 PM |
| golffish2 | $100.00 | $100.00 | 12/7/2010 4:30:44 AM |
| ultimate-bid8 | $25.00 | $25.00 | 12/6/2010 8:08:57 PM |
| greenback-guard | $25.00 | $25.00 | 12/2/2010 4:46:51 PM |
| Aberdeen | $999.99 | $999.99 | 12/2/2010 7:03:25 PM |
| reflective-rupee | $150.00 | $150.00 | 12/2/2010 7:01:45 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/2/2010 8:39:59 PM |
| reflective-rupee | $350.00 | $350.00 | 12/2/2010 7:01:13 PM |
| fabulous-community4 | $25.00 | $25.00 | 12/3/2010 5:35:20 AM |
| mikeandcat | $100.00 | $100.00 | 12/3/2010 10:21:32 AM |
| lucrative-loan | $50.00 | $50.00 | 12/3/2010 4:33:23 AM |
| bondhedger | $25.00 | $25.00 | 12/3/2010 11:55:02 AM |
| twjh | $25.00 | $25.00 | 12/3/2010 10:07:27 AM |
| benefit-trident | $25.00 | $25.00 | 12/4/2010 9:03:28 AM |
| CommunityArts_Non-profit | $40.00 | $40.00 | 12/5/2010 1:13:33 AM |
| nickel-position | $25.00 | $25.00 | 12/5/2010 2:34:56 PM |
| investment-artist | $25.00 | $25.00 | 12/6/2010 10:15:06 AM |
| fairness-atmosphere | $25.00 | $25.00 | 12/6/2010 10:50:38 AM |
| melodious-openness | $215.66 | $215.66 | 12/6/2010 7:23:16 PM |
| deepblue34 | $30.00 | $30.00 | 12/6/2010 5:33:25 PM |
| zone6 | $100.00 | $4.35 | 12/6/2010 8:21:12 PM |
| loanman2007 | $150.00 | $150.00 | 12/7/2010 5:29:04 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
486538
This series of Notes was issued and sold upon the funding of the borrower loan #45880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 33.90% |
Starting borrower rate/APR:
| 34.90% / 38.62% |
Starting monthly payment:
| $112.95 |
|
Final lender yield:
| 31.20% |
Final borrower rate/APR:
| 32.20% / 35.86% |
Final monthly payment:
| $109.16 |
| |
|
Auction yield range:
| 13.57% - 33.90% |
Estimated loss impact:
| 15.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,470 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tenacious-rate1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money to help with new baby
Purpose of loan:
My wife is taking time off from her part-time job to have our second baby, so this money will be used to cover a few months of expenses while she takes leave.?
My financial situation:
Our finances have improved over the past 12 months (cash flow issues lead to a credit squeeze last year as noted in my profile).? Our situation has greatly improved after paying down our debts, which has freed up additional cash to accelerate paying down the rest of our debts.? After May 2011, our car loan will be fully paid off, which will free up an additional $350/month that can be used to pay down this loan, among the other debts we carry.
Monthly net income: $ 5,400 (this is 1 income since wife will be taking leave of absence; dual incomes bring in roughly $6,200/month)
Monthly expenses: $ 5,135
??Housing: $
2,450 ($2,100 mortgage $350 maintenance)
??Insurance: $
125
??Car expenses: $450 (includes car payment and gas expenses)
??Utilities: $
100
??Phone, cable, internet: $
250 (includes cell phones and tv service)
??Food, entertainment: $
300
??Clothing, household expenses $
60
??Credit cards and other loans: $
1250 (credit cards, school loans, etc)
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| credit-missile | $25.00 | $25.00 | 12/9/2010 7:57:57 AM |
| graceful-investment | $100.00 | $100.00 | 12/2/2010 4:06:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/2/2010 5:32:51 PM |
| greenback-guard | $25.00 | $25.00 | 12/2/2010 4:46:54 PM |
| SolarMoonshine | $75.00 | $75.00 | 12/2/2010 5:33:17 PM |
| penny-plato | $25.00 | $25.00 | 12/2/2010 7:45:06 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 8:58:32 AM |
| first-serene-credit | $25.00 | $25.00 | 12/3/2010 6:02:58 AM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 8:58:56 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 12/5/2010 1:22:39 AM |
| nickel-position | $25.00 | $25.00 | 12/5/2010 2:37:49 PM |
| kendallv | $25.00 | $25.00 | 12/5/2010 6:27:57 PM |
| 108lender | $150.00 | $150.00 | 12/7/2010 8:30:23 AM |
| dunrizzo | $25.00 | $25.00 | 12/7/2010 6:49:21 PM |
| jybank | $25.00 | $25.00 | 12/7/2010 11:52:18 PM |
| loss-of-control | $50.00 | $50.00 | 12/8/2010 2:36:52 PM |
| loss-of-control | $25.00 | $25.00 | 12/8/2010 2:37:38 PM |
| grampy48 | $30.00 | $30.00 | 12/8/2010 9:28:56 AM |
| orange-pound-party | $40.00 | $40.00 | 12/8/2010 9:08:34 PM |
| yons88 | $25.00 | $25.00 | 12/8/2010 4:23:32 PM |
| sturdy-peace9 | $55.00 | $55.00 | 12/8/2010 7:16:55 PM |
| Kash2010lu | $25.00 | $25.00 | 12/9/2010 6:25:35 AM |
| Rip128 | $35.00 | $35.00 | 12/9/2010 8:52:24 AM |
| tender-transaction | $25.00 | $25.00 | 12/9/2010 7:16:52 AM |
| apple757 | $26.50 | $26.50 | 12/9/2010 10:12:28 AM |
| credit-missile | $25.00 | $25.00 | 12/9/2010 7:58:20 AM |
| transaction-circuit | $50.00 | $50.00 | 12/2/2010 4:33:26 PM |
| DonaldColorado | $50.00 | $25.01 | 12/2/2010 4:36:10 PM |
| pembull | $50.00 | $50.00 | 12/2/2010 4:57:13 PM |
| lendstats_com | $200.00 | $200.00 | 12/2/2010 4:47:31 PM |
| money-bauble | $25.00 | $25.00 | 12/2/2010 4:31:33 PM |
| ASR3 | $25.00 | $25.00 | 12/2/2010 4:35:06 PM |
| ttnk62918 | $25.00 | $25.00 | 12/3/2010 12:03:56 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 8:59:08 AM |
| marwadi-62 | $50.00 | $50.00 | 12/3/2010 10:55:26 AM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:47:18 AM |
| precious-coin3 | $25.00 | $25.00 | 12/5/2010 10:40:57 AM |
| order-brigade | $25.00 | $25.00 | 12/7/2010 9:03:30 AM |
| daekpon | $25.00 | $25.00 | 12/7/2010 3:49:04 PM |
| rakey | $25.00 | $25.00 | 12/7/2010 11:52:19 PM |
| Easystreet | $25.00 | $25.00 | 12/8/2010 10:15:54 AM |
| on_your_side | $28.69 | $28.69 | 12/8/2010 1:26:49 PM |
| Bob450 | $25.00 | $25.00 | 12/8/2010 10:24:16 PM |
| fund-secret-agent | $25.00 | $25.00 | 12/9/2010 3:31:24 AM |
| economy-popcorn | $25.00 | $25.00 | 12/9/2010 5:58:21 AM |
| credit-missile | $25.00 | $25.00 | 12/9/2010 7:57:06 AM |
| market-pudding | $25.00 | $25.00 | 12/8/2010 11:49:12 PM |
| trade-goblin9 | $25.00 | $25.00 | 12/8/2010 3:31:04 PM |
| natural-trade7 | $200.00 | $200.00 | 12/8/2010 3:44:33 PM |
| JiggaJoeyS | $28.80 | $28.80 | 12/9/2010 10:07:10 AM |
| tender-transaction | $100.00 | $100.00 | 12/9/2010 7:16:24 AM |
| credit-missile | $25.00 | $25.00 | 12/9/2010 7:57:30 AM |
| Kqwik | $31.00 | $31.00 | 12/8/2010 6:09:41 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/8/2010 11:01:50 PM |
| Ven58 | $25.00 | $25.00 | 12/9/2010 12:25:08 AM |
| fairgirl | $25.00 | $25.00 | 12/9/2010 7:47:17 AM |
| 56 bids
|
Borrower Payment Dependent Notes Series
471669
This series of Notes was issued and sold upon the funding of the borrower loan #45868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-29-2010 |
| |
Auction end date:
| Dec-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $294.03 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 37.70% |
Final monthly payment:
| $290.37 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 92% |
|
Credit score:
| 660-679 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,227 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| oasismgt |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2007)
640-659
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I am reliable. i pay all my bill and this is my second prosper loan and i am also a lender
Monthly net income: $
1500
Monthly expenses: $
??Housing: $
0
??Insurance: $
0
??Car expenses: $
100
??Utilities: $
300
??Phone, cable, internet: $
100
??Food, entertainment: $
175
??Clothing, household expenses $
60
??Credit cards and other loans: $
290
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Skeptical-one | $31.00 | $31.00 | 11/29/2010 3:05:12 PM |
| reflective-rupee | $200.00 | $200.00 | 11/30/2010 10:22:37 AM |
| good4loan | $25.00 | $25.00 | 11/30/2010 12:43:49 PM |
| lendstats_com | $200.00 | $200.00 | 11/30/2010 10:08:23 AM |
| alexgalt | $25.00 | $25.00 | 12/1/2010 10:11:27 PM |
| NekHoldings | $25.00 | $25.00 | 12/2/2010 5:11:23 AM |
| innovator2 | $50.00 | $50.00 | 12/2/2010 4:14:43 PM |
| mrxtravis | $50.00 | $50.00 | 12/3/2010 3:23:30 AM |
| Amber_Stone | $100.00 | $100.00 | 12/3/2010 9:23:36 AM |
| LKCGICG | $25.00 | $25.00 | 12/3/2010 2:32:10 PM |
| fabulous-community4 | $25.00 | $25.00 | 12/3/2010 12:01:43 PM |
| enthusiastic-balance5 | $75.00 | $75.00 | 12/3/2010 3:56:12 PM |
| himistu22 | $25.00 | $25.00 | 12/3/2010 2:31:40 PM |
| mighty-payout1 | $50.00 | $50.00 | 12/3/2010 9:00:29 PM |
| Piitb08 | $150.00 | $150.00 | 12/4/2010 6:15:48 AM |
| Moe87 | $35.00 | $35.00 | 12/4/2010 6:50:56 AM |
| JerryB96 | $25.00 | $25.00 | 12/4/2010 8:11:43 AM |
| DasMula | $25.00 | $25.00 | 12/4/2010 11:19:47 AM |
| TravisMcGee | $25.00 | $25.00 | 12/3/2010 6:59:41 PM |
| houli123 | $25.00 | $25.00 | 12/3/2010 8:40:54 PM |
| gothampark | $25.00 | $25.00 | 12/4/2010 9:22:07 AM |
| wampum-chorus3 | $25.00 | $25.00 | 12/4/2010 6:23:15 AM |
| farchoir | $25.00 | $25.00 | 12/4/2010 8:33:55 AM |
| jjsparks28 | $54.58 | $54.58 | 12/4/2010 9:03:35 AM |
| doctorgrab | $30.09 | $30.09 | 12/5/2010 12:19:21 PM |
| lucrative-loan | $25.00 | $25.00 | 12/5/2010 9:42:09 AM |
| parsec458 | $100.00 | $100.00 | 12/5/2010 5:06:49 PM |
| Jerrys1951 | $42.00 | $42.00 | 12/5/2010 5:25:31 PM |
| california5andime | $25.00 | $25.00 | 12/4/2010 5:09:18 PM |
| LeverageLender | $25.00 | $25.00 | 12/5/2010 12:27:23 PM |
| credit-guard5 | $25.00 | $25.00 | 12/5/2010 12:54:14 PM |
| gizmo65 | $37.00 | $37.00 | 12/4/2010 8:54:53 PM |
| commanding-income774 | $25.00 | $25.00 | 12/6/2010 2:00:14 AM |
| grampy48 | $25.00 | $25.00 | 12/6/2010 6:54:23 AM |
| honey-money | $25.00 | $25.00 | 12/5/2010 5:46:51 PM |
| Leshan | $140.10 | $140.10 | 12/6/2010 7:36:43 AM |
| deal-promiser | $25.00 | $25.00 | 12/5/2010 7:30:01 AM |
| kushka | $50.00 | $50.00 | 12/5/2010 11:36:53 AM |
| heerzaquestion | $100.00 | $100.00 | 12/6/2010 7:07:41 AM |
| favorite-commerce | $50.00 | $50.00 | 12/6/2010 7:32:20 AM |
| sflash | $25.00 | $25.00 | 12/6/2010 7:48:52 AM |
| icanhasloanz | $25.00 | $25.00 | 12/6/2010 1:18:43 AM |
| Snoopylover | $25.00 | $25.00 | 12/6/2010 11:31:46 AM |
| WMY-Investor | $100.00 | $100.00 | 12/6/2010 11:33:33 AM |
| ronin4sale | $25.00 | $25.00 | 12/6/2010 7:09:06 AM |
| BrighterSuns | $25.00 | $25.00 | 12/6/2010 7:14:12 AM |
| credit-missile | $25.00 | $25.00 | 12/6/2010 8:26:35 AM |
| prominence8 | $28.00 | $28.00 | 12/6/2010 10:28:59 AM |
| SouthernRemarketing | $48.15 | $48.15 | 12/6/2010 11:59:26 AM |
| revenue-driver8 | $47.22 | $47.22 | 12/6/2010 1:08:13 PM |
| loan-kung-fu | $100.00 | $100.00 | 12/6/2010 1:35:28 PM |
| MilitaryLoans | $6,500.00 | $524.66 | 12/6/2010 2:52:28 PM |
| UCLA4life | $25.00 | $25.00 | 11/29/2010 3:15:42 PM |
| glroark | $44.00 | $44.00 | 11/29/2010 3:16:54 PM |
| investment-artist | $25.00 | $25.00 | 11/30/2010 9:22:51 AM |
| head | $25.00 | $25.00 | 11/30/2010 7:57:51 AM |
| genuine-integrity0 | $25.00 | $25.00 | 11/30/2010 2:28:10 PM |
| JGuide | $26.13 | $26.13 | 12/1/2010 2:00:41 AM |
| loanman2007 | $150.00 | $150.00 | 12/1/2010 5:58:24 AM |
| lucrative-loan | $25.00 | $25.00 | 12/2/2010 9:22:50 AM |
| drcoop | $25.00 | $25.00 | 12/3/2010 11:30:20 AM |
| reflective-rupee | $200.00 | $200.00 | 12/3/2010 8:17:48 AM |
| restless-dime | $25.00 | $25.00 | 12/3/2010 5:33:09 PM |
| Bob450 | $25.00 | $25.00 | 12/3/2010 2:54:45 PM |
| karpman3 | $50.00 | $50.00 | 12/3/2010 8:30:42 PM |
| blitzen40 | $25.00 | $25.00 | 12/3/2010 8:57:15 PM |
| jhernand17 | $25.00 | $25.00 | 12/3/2010 5:42:37 PM |
| Kash2010lu | $35.00 | $35.00 | 12/4/2010 7:43:41 AM |
| jhouman | $25.00 | $25.00 | 12/4/2010 1:45:43 AM |
| kingston1 | $25.00 | $25.00 | 12/4/2010 9:14:18 AM |
| SolarMoonshine | $25.00 | $25.00 | 12/4/2010 2:32:50 PM |
| _SCI_ | $25.00 | $25.00 | 12/4/2010 1:19:27 AM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:39:53 AM |
| SFBank | $500.00 | $500.00 | 12/4/2010 4:19:14 PM |
| nickel-demon2 | $300.00 | $300.00 | 12/4/2010 1:06:54 PM |
| unclerock | $50.00 | $50.00 | 12/4/2010 6:25:09 AM |
| green-rapid-openness | $60.00 | $60.00 | 12/4/2010 8:54:43 PM |
| Legally_Blonde | $25.00 | $25.00 | 12/4/2010 7:31:23 AM |
| investment-artist | $25.00 | $25.00 | 12/4/2010 3:38:27 PM |
| unger | $100.00 | $100.00 | 12/5/2010 3:07:31 AM |
| jcw3rd | $25.00 | $25.00 | 12/5/2010 5:02:52 AM |
| clemclan | $25.00 | $25.00 | 12/4/2010 5:54:52 PM |
| DasMula | $25.00 | $25.00 | 12/4/2010 11:19:05 AM |
| melodious-openness | $111.44 | $111.44 | 12/4/2010 7:36:12 PM |
| vest_vortex | $25.00 | $25.00 | 12/5/2010 11:51:14 AM |
| one-midas | $25.00 | $25.00 | 12/5/2010 2:12:18 PM |
| ds5184 | $25.00 | $25.00 | 12/5/2010 6:04:50 AM |
| lucky2 | $25.00 | $25.00 | 12/4/2010 4:25:11 PM |
| realtormoises | $25.00 | $25.00 | 12/5/2010 12:46:24 PM |
| Cory79 | $25.00 | $25.00 | 12/5/2010 9:48:51 PM |
| green-rapid-openness | $60.00 | $60.00 | 12/4/2010 8:54:23 PM |
| orange-pound-party | $40.00 | $40.00 | 12/6/2010 3:22:22 AM |
| Green-Baron | $25.00 | $25.00 | 12/5/2010 8:48:06 AM |
| minnesotafinancial | $25.00 | $25.00 | 12/6/2010 9:07:53 AM |
| fcb202 | $49.23 | $49.23 | 12/6/2010 5:52:10 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/6/2010 10:15:51 AM |
| CA_Lender | $25.00 | $25.00 | 12/6/2010 11:02:30 AM |
| sturdy-peace9 | $75.00 | $75.00 | 12/6/2010 7:13:21 AM |
| El_Profesional | $25.00 | $25.00 | 12/6/2010 11:47:56 AM |
| halothane_logic | $26.00 | $26.00 | 12/6/2010 12:09:27 PM |
| penny-plato | $25.00 | $25.00 | 12/5/2010 5:06:15 PM |
| credit-missile | $42.80 | $42.80 | 12/6/2010 8:27:01 AM |
| EretzCapital | $50.00 | $50.00 | 12/6/2010 8:28:13 AM |
| brightest-income-hunter | $25.00 | $25.00 | 12/6/2010 8:30:34 AM |
| houli123 | $225.00 | $225.00 | 12/6/2010 1:21:46 PM |
| Isotope | $25.00 | $25.00 | 12/6/2010 9:23:33 AM |
| bid-caballero | $25.00 | $25.00 | 12/6/2010 10:21:51 AM |
| moola-monger9 | $50.00 | $50.00 | 12/6/2010 2:31:25 PM |
| Flreap | $25.00 | $25.00 | 12/6/2010 7:27:50 AM |
| Jeffro123456 | $34.35 | $34.35 | 12/6/2010 1:37:10 PM |
| Kash2010lu | $25.00 | $25.00 | 12/6/2010 8:42:51 AM |
| skillful-asset5 | $25.00 | $25.00 | 12/6/2010 1:54:13 PM |
| RugbyFan | $25.00 | $25.00 | 12/6/2010 10:15:20 AM |
| shrewd-income | $50.00 | $50.00 | 12/6/2010 2:38:49 PM |
| heritage_loans | $103.25 | $103.25 | 12/6/2010 11:34:14 AM |
| ColoradoLender82 | $25.00 | $25.00 | 12/6/2010 2:22:28 PM |
| 116 bids
|
Borrower Payment Dependent Notes Series
482711
This series of Notes was issued and sold upon the funding of the borrower loan #45876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-03-2010 |
| |
Auction end date:
| Dec-09-2010 |
|
|
Starting lender yield:
| 24.75% |
Starting borrower rate/APR:
| 25.75% / 29.26% |
Starting monthly payment:
| $120.47 |
|
Final lender yield:
| 24.74% |
Final borrower rate/APR:
| 25.74% / 29.25% |
Final monthly payment:
| $120.46 |
| |
|
Auction yield range:
| 10.57% - 24.75% |
Estimated loss impact:
| 10.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-679 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $94 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,404 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eric92 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2007)
660-679
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
paying off credit cards
Purpose of loan:
This loan will be used to?pay off credit card debt?
My financial situation:
I am a good candidate for this loan because? i pay my bills on time consistently.? That 94$ delinquentcy belongs to my soon to be exwife.? I was unaware it existed till a couple of weeks ago.? It dropped my credit score a little bit but such is life.
Monthly net income: $ 3200.00
Monthly expenses: $
??Housing: $ 500????
??Insurance: $115?
??Car expenses: $ 432
??Utilities: $ 75
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $425
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's the public record in the last 10 years on your listing about? What happened and why? - money-baron
A:
I filed for bankrupcy6-7 years ago. I had lost two good paying jobs back to back and ended up making ruffly one-third of my previous salary. I have and will continue to be current since that time.
Thanks for the question.
P.S. I just got home from work or i wouldv'e answered sooner.
(Dec-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 12/3/2010 2:27:07 PM |
| scarlet-velvet | $25.00 | $25.00 | 12/3/2010 9:28:47 PM |
| lucrative-loan | $50.00 | $50.00 | 12/4/2010 10:48:42 PM |
| loanman2007 | $125.00 | $125.00 | 12/5/2010 6:36:28 AM |
| cogent | $27.03 | $27.03 | 12/5/2010 12:18:36 PM |
| nickel-position | $25.00 | $25.00 | 12/6/2010 12:20:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/6/2010 5:40:44 PM |
| lightninghcky7 | $25.00 | $25.00 | 12/6/2010 7:38:47 PM |
| hurricanefever | $50.00 | $50.00 | 12/6/2010 10:03:37 PM |
| us957165 | $25.00 | $25.00 | 12/7/2010 2:23:39 PM |
| Bob450 | $25.00 | $25.00 | 12/7/2010 4:28:18 PM |
| wealth-grasshopper0 | $100.00 | $100.00 | 12/7/2010 8:03:55 PM |
| Investor704 | $50.00 | $50.00 | 12/7/2010 8:50:40 PM |
| mighty-commerce7 | $26.00 | $26.00 | 12/8/2010 1:18:38 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2010 8:12:03 PM |
| EEasyMoney | $25.00 | $25.00 | 12/8/2010 6:17:08 AM |
| trade-goblin9 | $25.00 | $25.00 | 12/8/2010 3:22:18 PM |
| money-baron | $60.00 | $60.00 | 12/8/2010 10:25:29 AM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 9:07:34 PM |
| investmentgroup | $25.00 | $25.00 | 12/9/2010 12:25:14 AM |
| Tizzo27 | $75.00 | $75.00 | 12/8/2010 5:54:53 PM |
| marwadi-62 | $200.00 | $200.00 | 12/8/2010 3:07:20 PM |
| MarvintheMartian | $28.00 | $28.00 | 12/9/2010 7:03:08 AM |
| bondhedger | $25.00 | $25.00 | 12/8/2010 9:08:20 PM |
| taetrade | $25.00 | $25.00 | 12/9/2010 5:45:28 AM |
| mpatrick | $25.00 | $25.00 | 12/8/2010 4:34:39 PM |
| wlm3012 | $25.00 | $25.00 | 12/9/2010 8:03:16 AM |
| mckhbnpc | $30.00 | $30.00 | 12/9/2010 8:09:14 AM |
| erowis | $30.00 | $30.00 | 12/8/2010 5:49:49 PM |
| cashhelp | $30.00 | $30.00 | 12/8/2010 5:57:53 PM |
| market-pudding | $25.00 | $25.00 | 12/8/2010 11:52:45 PM |
| JM245 | $35.20 | $35.20 | 12/9/2010 11:05:31 AM |
| FinanceEngine | $25.00 | $25.00 | 12/9/2010 5:11:09 AM |
| sdcc72 | $25.00 | $25.00 | 12/9/2010 11:55:41 AM |
| lucrative-coin | $50.00 | $50.00 | 12/9/2010 7:28:13 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/9/2010 12:08:14 PM |
| RKLFinancial | $61.38 | $61.38 | 12/9/2010 12:30:19 PM |
| alexgalt | $50.00 | $50.00 | 12/3/2010 2:16:42 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 2:51:21 PM |
| lendstats_com | $200.00 | $200.00 | 12/3/2010 3:00:54 PM |
| UCLA4life | $25.00 | $25.00 | 12/4/2010 1:28:00 AM |
| head | $25.00 | $25.00 | 12/5/2010 9:45:08 AM |
| precious-coin3 | $25.00 | $25.00 | 12/5/2010 10:40:58 AM |
| dollardave | $50.00 | $50.00 | 12/4/2010 10:47:31 PM |
| Mrgiggleswic | $100.00 | $100.00 | 12/6/2010 4:49:23 AM |
| greencat | $50.00 | $50.00 | 12/7/2010 7:18:38 AM |
| well-mannered-income3 | $50.00 | $50.00 | 12/7/2010 2:56:40 PM |
| PXM-Financial | $45.00 | $45.00 | 12/7/2010 2:57:37 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/7/2010 5:16:55 PM |
| competent-p2p | $40.00 | $40.00 | 12/8/2010 11:50:10 AM |
| nilonc1 | $50.00 | $0.58 | 12/8/2010 12:13:47 PM |
| chameleon125 | $75.00 | $75.00 | 12/8/2010 6:25:59 AM |
| Bito03 | $31.02 | $31.02 | 12/8/2010 8:16:11 AM |
| bold-attentive-listing | $25.00 | $25.00 | 12/8/2010 7:31:46 PM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 9:07:54 PM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 9:08:14 PM |
| Bizern | $25.00 | $25.00 | 12/9/2010 8:52:39 AM |
| ttnk62918 | $25.00 | $25.00 | 12/8/2010 4:36:28 PM |
| econgineer | $39.10 | $39.10 | 12/8/2010 5:13:36 PM |
| Jerrys1951 | $50.00 | $50.00 | 12/8/2010 5:21:46 PM |
| trade-guru938 | $100.00 | $100.00 | 12/8/2010 7:29:31 PM |
| Leshan | $150.00 | $150.00 | 12/9/2010 9:23:33 AM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 9:08:44 PM |
| ddamenace | $30.00 | $30.00 | 12/9/2010 10:13:22 AM |
| Bito03 | $36.69 | $36.69 | 12/9/2010 10:05:04 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
483709
This series of Notes was issued and sold upon the funding of the borrower loan #45867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 24.00% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 41.35% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 41.36% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 26.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $23,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Patty00xx |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
660-679
(Nov-2009)
640-659
(Jul-2008)
620-639
(Dec-2007)
|
|
Principal balance:
| $914.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
home improvement
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, I like that you have paid your previous loans off, but am concerned that you haven't written anything in the description. Please let me know what you do, and what you plan to do with this loan. Thank you. - DenimCapital
A:
I have been a banker for 23 years. I need to paint the outside of my home.
(Dec-02-2010)
Q:
Are you selling your property? - MrVegas
A:
I am not selling my property
(Dec-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| UCLA4life | $35.00 | $35.00 | 12/1/2010 3:51:06 PM |
| Jasmel | $50.00 | $50.00 | 12/1/2010 6:41:21 PM |
| head | $25.00 | $25.00 | 12/2/2010 4:17:48 AM |
| genuine-integrity0 | $25.00 | $25.00 | 12/2/2010 4:57:43 PM |
| big_balla_papi | $30.00 | $30.00 | 12/2/2010 8:13:14 PM |
| lucrative-loan | $25.00 | $25.00 | 12/3/2010 1:07:09 PM |
| Bob450 | $26.00 | $26.00 | 12/4/2010 11:39:55 AM |
| halothane_logic | $48.00 | $48.00 | 12/4/2010 9:05:49 AM |
| Kash2010lu | $35.00 | $35.00 | 12/5/2010 8:34:34 AM |
| DenimCapital | $50.00 | $50.00 | 12/6/2010 4:39:38 AM |
| well-mannered-income3 | $25.00 | $25.00 | 12/5/2010 8:49:15 AM |
| twjh | $25.00 | $25.00 | 12/5/2010 8:59:23 AM |
| zorg77 | $25.00 | $25.00 | 12/5/2010 5:15:23 PM |
| Fire2 | $25.00 | $25.00 | 12/2/2010 7:54:44 PM |
| NekHoldings | $25.00 | $25.00 | 12/3/2010 6:45:02 AM |
| selector568 | $50.00 | $50.00 | 12/3/2010 1:50:46 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 12:40:52 PM |
| FarmersBank | $25.00 | $25.00 | 12/3/2010 3:17:00 PM |
| CommunityArts_Non-profit | $30.00 | $30.00 | 12/3/2010 11:32:58 PM |
| zone6 | $100.00 | $96.00 | 12/4/2010 7:50:43 PM |
| five-star-note | $75.00 | $75.00 | 12/4/2010 6:01:56 PM |
| innovator2 | $25.00 | $25.00 | 12/5/2010 9:25:34 AM |
| mikeandcat | $100.00 | $100.00 | 12/5/2010 2:26:37 PM |
| MilitaryLending | $25.00 | $25.00 | 12/5/2010 2:34:42 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
484229
This series of Notes was issued and sold upon the funding of the borrower loan #45885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 60 months |
Estimated loss:
| 3.50% |
Auction start date:
| Nov-15-2010 |
| |
Auction end date:
| Nov-22-2010 |
|
|
Starting lender yield:
| 12.95% |
Starting borrower rate/APR:
| 13.95% / 15.33% |
Starting monthly payment:
| $302.15 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 15.33% |
Final monthly payment:
| $302.15 |
| |
|
Auction yield range:
| 4.06% - 12.95% |
Estimated loss impact:
| 3.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $389,694 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-cluster |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacement of roof
Purpose of loan:
This loan will be used to replace the roof on the property.? The roof is bad need of replacement.
My financial situation:
I am a good candidate for this loan because my job with the federal government is very secure and they have never layed off anyone with same position.? My job requires that I keep my finances in good order and not to default on loans. If I default on any loans, my employer would know about it and would ask me a lot of questions and could effect my employment.? My credit score was much high, not because of work done to the property has required the I use funds from my line of credit. I make all my monthly payments on time and normally make extra payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your high revolving debt balance. Thanks and best wishes. - reflective-rupee
A:
The high revolving accounts are related to the HELOC, I known for sometime that I was going to do some major improvements to the house. As the housing market turned, I drew on the HELOC and placed the funds in a money market account which some of the funds are still there. The roof item was not for seem . Once the improvements are done, I plan to have the house appraised and roll the HELOC into a new first.
(Nov-15-2010)
Q:
What does Zillow.com report as your current home value? How much is the total debt on your home? Thanks. - reflective-rupee
A:
The bank with HELOC ($205K) recently valued it at $350K with first loan being $199K, after the remodel, a low value would put the house value around $450K to $500K. I'm adding over 900 sq. ft. The remaining amount is related to my family's house which my parents live is valued at $850K and the total HELOC is $165K. Both HELOCs' are currently at prime minus 1 point.
(Nov-16-2010)
Q:
How much is left in the money market account that you refer to in your prior answer? Thanks. - reflective-rupee
A:
Around $170K
(Nov-16-2010)
Q:
Why not use funds from the $170K in the money market account to replace the roof? Thanks - reflective-rupee
A:
Because the roof replacement was not budgeted scope of work. It was only recently discovered. I have moved funds from other budgeted items, that is why I'm looking for $13k.
(Nov-16-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| williemc44 | $50.00 | $50.00 | 11/15/2010 3:08:06 PM |
| simplelender80 | $100.00 | $100.00 | 11/15/2010 3:10:46 PM |
| riproaringrapids | $25.00 | $25.00 | 11/15/2010 3:19:38 PM |
| GElender | $75.00 | $75.00 | 11/15/2010 3:07:47 PM |
| finance-mushroom | $100.00 | $100.00 | 11/15/2010 3:23:29 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/15/2010 3:12:23 PM |
| hitsman | $100.00 | $100.00 | 11/15/2010 3:20:48 PM |
| natural-affluence4 | $25.00 | $25.00 | 11/15/2010 3:31:12 PM |
| melodious-fairness | $50.00 | $50.00 | 11/15/2010 3:21:38 PM |
| nickel-ferret | $50.00 | $50.00 | 11/15/2010 3:32:00 PM |
| worldly-community3 | $50.00 | $50.00 | 11/15/2010 3:36:54 PM |
| Havana21 | $100.00 | $100.00 | 11/15/2010 3:32:40 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 3:44:46 PM |
| neutrino6 | $25.00 | $25.00 | 11/15/2010 3:35:10 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 3:43:53 PM |
| objective-investor | $68.11 | $68.11 | 11/15/2010 3:52:19 PM |
| handshake5 | $100.00 | $100.00 | 11/15/2010 3:54:10 PM |
| piston_honda | $25.00 | $25.00 | 11/15/2010 3:46:16 PM |
| bayareainv | $50.00 | $50.00 | 11/15/2010 4:03:09 PM |
| Big-Travy | $25.00 | $25.00 | 11/15/2010 4:06:09 PM |
| Premierelender | $25.00 | $25.00 | 11/15/2010 4:35:01 PM |
| Bieling | $25.00 | $25.00 | 11/15/2010 6:09:04 PM |
| investment-comet | $25.00 | $25.00 | 11/15/2010 6:11:12 PM |
| rekitten | $100.00 | $100.00 | 11/15/2010 4:30:25 PM |
| Ready2Loan | $25.00 | $25.00 | 11/15/2010 4:33:27 PM |
| taurusco | $25.00 | $25.00 | 11/15/2010 4:35:21 PM |
| ichibon | $150.00 | $150.00 | 11/16/2010 7:09:29 AM |
| caring-hope2 | $50.00 | $50.00 | 11/16/2010 5:09:56 AM |
| graceful-investment | $57.49 | $57.49 | 11/16/2010 1:35:59 PM |
| majestic-cash0 | $50.00 | $50.00 | 11/16/2010 1:58:51 PM |
| money-bauble | $25.00 | $25.00 | 11/16/2010 4:37:57 PM |
| raisingophelia | $25.00 | $25.00 | 11/16/2010 4:39:51 PM |
| 4est | $25.00 | $25.00 | 11/16/2010 6:44:21 PM |
| bowdish1 | $50.00 | $50.00 | 11/16/2010 5:38:39 PM |
| peace-missile | $25.00 | $25.00 | 11/17/2010 12:24:21 AM |
| Johnab | $25.00 | $25.00 | 11/17/2010 4:55:13 AM |
| WSB-GROUP | $30.00 | $30.00 | 11/17/2010 1:22:52 AM |
| top-radiant-funds | $25.00 | $25.00 | 11/17/2010 8:49:11 AM |
| velocity-amplifier9 | $50.00 | $50.00 | 11/17/2010 9:34:27 AM |
| LenderOnWheels | $25.00 | $25.00 | 11/17/2010 6:58:30 AM |
| sleepdeprived | $25.00 | $25.00 | 11/17/2010 10:54:48 AM |
| brightest-dynamic-peace | $25.00 | $25.00 | 11/17/2010 11:36:24 AM |
| intuitive-camaraderi9 | $25.00 | $25.00 | 11/17/2010 2:27:48 PM |
| Dr_Starchildren | $25.00 | $25.00 | 11/17/2010 4:08:39 PM |
| sumac5 | $100.00 | $100.00 | 11/17/2010 11:06:01 PM |
| delicious-social132 | $50.00 | $50.00 | 11/18/2010 4:42:24 AM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2010 5:06:04 AM |
| best-listing-toro | $25.00 | $25.00 | 11/18/2010 6:41:57 AM |
| rakstar | $25.00 | $25.00 | 11/18/2010 7:30:35 AM |
| bicyclebear | $50.00 | $50.00 | 11/18/2010 7:05:21 AM |
| El_Profesional | $25.00 | $25.00 | 11/18/2010 8:54:48 AM |
| squarebob | $25.00 | $25.00 | 11/18/2010 9:38:36 AM |
| sophiegirl | $25.00 | $25.00 | 11/18/2010 9:34:31 AM |
| generous-deal6 | $50.00 | $50.00 | 11/18/2010 9:58:20 AM |
| benjamin67 | $50.00 | $50.00 | 11/18/2010 10:20:53 AM |
| thoughtful-community7 | $25.00 | $25.00 | 11/18/2010 10:03:09 AM |
| Mariner3605 | $50.00 | $50.00 | 11/18/2010 10:49:30 AM |
| cropdust3r | $25.00 | $25.00 | 11/18/2010 10:50:19 AM |
| ti22ring | $25.00 | $25.00 | 11/18/2010 11:35:15 AM |
| studious-bonus7 | $100.00 | $100.00 | 11/18/2010 10:51:58 AM |
| dreammachine | $50.00 | $50.00 | 11/18/2010 10:49:00 AM |
| unassassinable | $25.00 | $25.00 | 11/18/2010 12:04:18 PM |
| skidoo99 | $50.00 | $50.00 | 11/18/2010 11:02:51 AM |
| radforj22 | $25.00 | $25.00 | 11/18/2010 11:48:48 AM |
| bebeshor | $30.00 | $30.00 | 11/18/2010 1:59:40 PM |
| organized-payment6 | $25.00 | $25.00 | 11/18/2010 2:43:48 PM |
| ddog0224 | $25.00 | $25.00 | 11/18/2010 2:59:16 PM |
| saysana | $25.00 | $25.00 | 11/18/2010 4:21:59 PM |
| mketelecom | $50.00 | $50.00 | 11/18/2010 3:53:59 PM |
| responsibility-butterfly | $25.00 | $25.00 | 11/18/2010 6:31:09 PM |
| RgPro | $50.00 | $50.00 | 11/18/2010 6:12:58 PM |
| paymentologist | $25.00 | $25.00 | 11/18/2010 7:33:53 PM |
| SKOAL | $50.00 | $50.00 | 11/18/2010 7:59:24 PM |
| Grub63 | $50.00 | $50.00 | 11/18/2010 8:52:31 PM |
| bazaar-winner | $50.00 | $50.00 | 11/18/2010 8:03:01 PM |
| cathexis | $50.00 | $50.00 | 11/18/2010 8:03:17 PM |
| keeks | $25.00 | $25.00 | 11/18/2010 10:33:46 PM |
| meenan | $50.00 | $50.00 | 11/18/2010 10:17:48 PM |
| a-finance-nirvana | $25.00 | $25.00 | 11/19/2010 3:18:11 AM |
| bdloans | $50.00 | $50.00 | 11/19/2010 4:13:12 AM |
| proaz0119 | $25.00 | $25.00 | 11/19/2010 4:39:36 AM |
| mondial4 | $39.85 | $39.85 | 11/19/2010 5:26:16 AM |
| tntmojave | $25.00 | $25.00 | 11/19/2010 3:21:42 AM |
| LongTail | $25.00 | $25.00 | 11/19/2010 9:44:07 AM |
| Tradesmanlender | $35.00 | $35.00 | 11/19/2010 9:49:46 AM |
| brainy-repayment5 | $50.00 | $50.00 | 11/19/2010 9:38:53 AM |
| sn0wbunny | $25.00 | $25.00 | 11/19/2010 9:40:53 AM |
| Aquafina24Ounce | $25.00 | $25.00 | 11/19/2010 10:11:06 AM |
| cclady | $100.00 | $100.00 | 11/19/2010 8:07:45 AM |
| loyalist1 | $65.01 | $65.01 | 11/19/2010 10:27:49 AM |
| tidy-dime | $25.00 | $25.00 | 11/19/2010 9:38:39 AM |
| indianoven | $25.00 | $25.00 | 11/19/2010 9:50:10 AM |
| IIP77 | $25.00 | $25.00 | 11/19/2010 10:05:14 AM |
| thrifty-capital | $25.00 | $25.00 | 11/19/2010 1:40:02 PM |
| Cal07 | $25.00 | $25.00 | 11/19/2010 2:37:36 PM |
| greenbacchus | $25.00 | $25.00 | 11/19/2010 1:31:07 PM |
| loan-mammal | $25.00 | $25.00 | 11/19/2010 2:25:14 PM |
| Zimbu | $25.00 | $25.00 | 11/19/2010 4:14:50 PM |
| excellent-nickel | $50.00 | $50.00 | 11/19/2010 5:27:45 PM |
| sixxpak | $37.44 | $37.44 | 11/19/2010 5:38:21 PM |
| AaronL | $25.00 | $25.00 | 11/19/2010 11:39:24 PM |
| PatRichi | $25.00 | $25.00 | 11/20/2010 5:10:29 AM |
| kulender | $50.00 | $50.00 | 11/20/2010 4:51:14 AM |
| nalaari | $25.00 | $25.00 | 11/20/2010 5:19:32 AM |
| autonomous-basis | $25.00 | $25.00 | 11/20/2010 7:10:43 AM |
| Jollyrancher | $200.00 | $200.00 | 11/20/2010 4:54:53 AM |
| psteveo | $25.00 | $25.00 | 11/20/2010 10:06:05 AM |
| dinero-speaker | $25.00 | $25.00 | 11/20/2010 5:53:32 AM |
| grystndoc | $25.00 | $25.00 | 11/20/2010 6:14:34 AM |
| bbrinck | $50.00 | $50.00 | 11/20/2010 11:48:51 AM |
| overflowinglife | $25.00 | $25.00 | 11/20/2010 10:27:47 AM |
| bd36576 | $50.00 | $50.00 | 11/20/2010 12:08:34 PM |
| cdock1029 | $50.00 | $50.00 | 11/20/2010 8:53:55 AM |
| orange-dollar-guild | $25.00 | $25.00 | 11/20/2010 2:11:41 PM |
| heroic-dime8 | $25.00 | $25.00 | 11/20/2010 5:02:13 PM |
| idealscene | $25.00 | $25.00 | 11/20/2010 5:03:02 PM |
| Weaverville | $50.00 | $50.00 | 11/20/2010 9:11:30 PM |
| samijake | $50.00 | $50.00 | 11/20/2010 7:06:14 PM |
| AAKBCAPITAL | $50.00 | $50.00 | 11/20/2010 3:52:53 PM |
| auction-formula | $424.36 | $424.36 | 11/21/2010 6:37:33 AM |
| Aimvest | $25.00 | $25.00 | 11/21/2010 6:43:33 AM |
| Registerednurse1 | $25.00 | $25.00 | 11/21/2010 2:50:55 AM |
| ChemTeacher | $30.00 | $30.00 | 11/20/2010 6:20:03 PM |
| best-coin-miser | $29.35 | $29.35 | 11/20/2010 7:38:29 PM |
| icecoldcash | $50.00 | $50.00 | 11/21/2010 9:17:04 AM |
| Katburg | $25.00 | $25.00 | 11/20/2010 9:13:23 PM |
| peripatetic | $25.00 | $25.00 | 11/21/2010 2:32:56 AM |
| BipedalHominid | $30.00 | $30.00 | 11/21/2010 12:19:52 PM |
| gold-disk | $50.00 | $50.00 | 11/21/2010 1:32:54 PM |
| squarebob | $25.00 | $25.00 | 11/22/2010 5:32:34 AM |
| a-asset-prodigy | $25.00 | $25.00 | 11/21/2010 1:00:37 PM |
| Arpad | $70.00 | $70.00 | 11/21/2010 8:14:04 PM |
| bullwink27 | $25.00 | $25.00 | 11/22/2010 8:37:23 AM |
| sgt-schultz | $25.00 | $25.00 | 11/22/2010 6:24:16 AM |
| iamricher | $25.00 | $25.00 | 11/22/2010 9:59:45 AM |
| Sang1963 | $50.00 | $50.00 | 11/22/2010 7:48:40 AM |
| ClearLake | $25.00 | $25.00 | 11/22/2010 10:10:20 AM |
| vivid-deal8 | $25.00 | $25.00 | 11/22/2010 9:12:41 AM |
| squarebob | $25.00 | $25.00 | 11/22/2010 5:32:56 AM |
| vendorking1 | $25.00 | $25.00 | 11/22/2010 9:45:49 AM |
| hopeful-truth5 | $100.00 | $100.00 | 11/22/2010 6:36:17 AM |
| omerta6102 | $50.00 | $50.00 | 11/22/2010 10:16:00 AM |
| outofoffice | $50.00 | $50.00 | 11/22/2010 7:54:51 AM |
| income-vault6 | $25.00 | $25.00 | 11/22/2010 10:00:32 AM |
| dollar-sonnet3 | $34.88 | $34.88 | 11/22/2010 10:56:44 AM |
| leverage-monger | $88.00 | $88.00 | 11/22/2010 10:56:58 AM |
| loyalty-sherpa | $50.00 | $50.00 | 11/15/2010 3:16:34 PM |
| investment-comet | $25.00 | $25.00 | 11/15/2010 3:13:44 PM |
| jdrez | $25.00 | $25.00 | 11/15/2010 3:03:18 PM |
| bold-durability-drum | $50.00 | $50.00 | 11/15/2010 3:30:58 PM |
| yield-enlistment | $25.00 | $25.00 | 11/15/2010 3:22:16 PM |
| dunox | $25.00 | $25.00 | 11/15/2010 3:23:16 PM |
| skuba | $25.00 | $25.00 | 11/15/2010 3:31:22 PM |
| jdwillcox | $100.00 | $100.00 | 11/15/2010 3:31:41 PM |
| indomitable-coin | $50.00 | $50.00 | 11/15/2010 3:32:47 PM |
| vigorous-velocity | $100.00 | $100.00 | 11/15/2010 3:33:00 PM |
| icchok | $50.00 | $50.00 | 11/15/2010 3:30:40 PM |
| 108lender | $200.00 | $200.00 | 11/15/2010 3:39:50 PM |
| Sam65 | $25.00 | $25.00 | 11/15/2010 3:33:24 PM |
| haplender | $50.00 | $50.00 | 11/15/2010 3:43:14 PM |
| reflective-rupee | $44.00 | $44.00 | 11/15/2010 3:44:31 PM |
| orderly-leverage | $100.00 | $100.00 | 11/15/2010 3:36:41 PM |
| inspired-investment8 | $50.00 | $50.00 | 11/15/2010 3:45:48 PM |
| kublai | $50.00 | $50.00 | 11/15/2010 3:47:11 PM |
| felicity-festival | $50.00 | $50.00 | 11/15/2010 3:50:26 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/15/2010 3:49:43 PM |
| worthy-bid8 | $100.00 | $100.00 | 11/15/2010 3:41:21 PM |
| PPLIN810 | $35.89 | $35.89 | 11/15/2010 6:28:36 PM |
| Headhunter14 | $25.00 | $25.00 | 11/15/2010 7:06:08 PM |
| BxRealtor | $25.00 | $25.00 | 11/16/2010 1:06:46 PM |
| Bank_Of_XL | $50.00 | $50.00 | 11/16/2010 10:53:49 AM |
| missing-link | $50.00 | $50.00 | 11/16/2010 3:06:07 PM |
| Artist_Blue | $25.00 | $25.00 | 11/16/2010 3:02:13 PM |
| open-marketplace | $25.00 | $25.00 | 11/16/2010 4:35:57 PM |
| JustMee | $25.00 | $25.00 | 11/16/2010 9:28:50 PM |
| tech310 | $39.05 | $39.05 | 11/16/2010 11:34:10 PM |
| new-auction-neutron | $25.00 | $25.00 | 11/17/2010 5:27:19 AM |
| gold-awakening7 | $40.00 | $40.00 | 11/17/2010 10:39:41 AM |
| uncleubb | $25.00 | $25.00 | 11/17/2010 3:09:10 PM |
| rescue | $26.03 | $26.03 | 11/17/2010 11:06:06 PM |
| trustworthy-fairness | $50.00 | $50.00 | 11/18/2010 5:00:04 AM |
| bxdoc | $39.25 | $39.25 | 11/18/2010 4:16:13 AM |
| steiglends | $100.00 | $100.00 | 11/18/2010 5:13:45 AM |
| kalex752 | $25.00 | $25.00 | 11/18/2010 5:27:56 AM |
| bid-czar8 | $100.00 | $100.00 | 11/18/2010 5:25:04 AM |
| wampum-chorus3 | $25.00 | $25.00 | 11/18/2010 5:38:05 AM |
| LiveNow | $50.00 | $50.00 | 11/18/2010 5:19:16 AM |
| jazzlender | $25.00 | $25.00 | 11/18/2010 6:58:45 AM |
| PThor | $25.00 | $25.00 | 11/18/2010 7:43:46 AM |
| schreibp | $25.00 | $25.00 | 11/18/2010 8:41:49 AM |
| agile-diversification2 | $25.00 | $25.00 | 11/18/2010 9:49:35 AM |
| mtquan | $25.00 | $25.00 | 11/18/2010 10:24:25 AM |
| alpinaut | $25.00 | $25.00 | 11/18/2010 10:44:13 AM |
| vigilance-revolutionary | $50.00 | $50.00 | 11/18/2010 10:46:35 AM |
| vollynet | $25.62 | $25.62 | 11/18/2010 10:53:57 AM |
| agwosdof | $100.00 | $100.00 | 11/18/2010 10:48:40 AM |
| joyous-revenue4 | $50.00 | $50.00 | 11/18/2010 11:39:43 AM |
| leebus | $25.00 | $25.00 | 11/18/2010 1:05:06 PM |
| kc8fot | $50.00 | $50.00 | 11/18/2010 3:07:15 PM |
| angelinvestor2 | $50.00 | $50.00 | 11/18/2010 4:38:54 PM |
| gracej | $25.00 | $25.00 | 11/18/2010 3:58:35 PM |
| CapStack | $50.00 | $50.00 | 11/18/2010 4:48:48 PM |
| accelerator1 | $50.00 | $50.00 | 11/18/2010 4:51:19 PM |
| ahansen | $25.00 | $25.00 | 11/18/2010 5:34:45 PM |
| ommcd | $25.00 | $25.00 | 11/18/2010 5:03:55 PM |
| 2bnforlife | $25.00 | $25.00 | 11/18/2010 6:23:05 PM |
| soheagle | $50.00 | $50.00 | 11/18/2010 8:12:50 PM |
| Eastern | $47.56 | $47.56 | 11/18/2010 7:14:57 PM |
| wrighco | $25.00 | $25.00 | 11/18/2010 8:33:06 PM |
| aldeed | $29.53 | $29.53 | 11/18/2010 7:34:08 PM |
| bluehen00 | $25.00 | $25.00 | 11/18/2010 7:41:50 PM |
| mrrc7498 | $25.00 | $25.00 | 11/18/2010 8:14:05 PM |
| mike_banker | $25.00 | $25.00 | 11/18/2010 10:33:38 PM |
| ahansen | $40.00 | $40.00 | 11/18/2010 11:51:01 PM |
| benefit-squirrel | $150.00 | $150.00 | 11/18/2010 10:48:03 PM |
| kegs | $50.00 | $50.00 | 11/19/2010 6:41:10 AM |
| larrybird | $150.00 | $150.00 | 11/19/2010 8:45:45 AM |
| piper1636 | $50.00 | $50.00 | 11/19/2010 8:48:09 AM |
| dpdn57 | $50.00 | $50.00 | 11/19/2010 7:22:17 AM |
| gallant-economy9 | $400.00 | $400.00 | 11/19/2010 10:00:07 AM |
| shanedog | $50.00 | $50.00 | 11/19/2010 10:01:01 AM |
| jenkris | $50.00 | $50.00 | 11/19/2010 10:12:51 AM |
| flwah | $25.00 | $25.00 | 11/19/2010 9:59:22 AM |
| hopeful-truth5 | $50.00 | $50.00 | 11/19/2010 11:12:23 AM |
| power-star | $50.00 | $50.00 | 11/19/2010 10:05:54 AM |
| top-commitment-champ | $25.00 | $25.00 | 11/19/2010 10:43:32 AM |
| Phantom99 | $25.00 | $25.00 | 11/19/2010 12:16:59 PM |
| revenue-serenity | $25.00 | $25.00 | 11/19/2010 10:00:11 AM |
| platinum-celebration4 | $25.00 | $25.00 | 11/19/2010 10:18:01 AM |
| balance-voyager | $75.00 | $75.00 | 11/19/2010 11:33:04 AM |
| GCInvestments | $25.00 | $25.00 | 11/19/2010 2:46:25 PM |
| justalender | $25.00 | $25.00 | 11/19/2010 2:45:01 PM |
| authentic-liberty7 | $50.00 | $50.00 | 11/19/2010 2:47:10 PM |
| wise-silver-wonder | $25.00 | $25.00 | 11/19/2010 3:30:44 PM |
| Cheburashka | $25.00 | $25.00 | 11/20/2010 1:39:57 AM |
| orgy63 | $31.52 | $31.52 | 11/20/2010 2:10:46 AM |
| julijask | $35.00 | $35.00 | 11/20/2010 3:09:10 AM |
| proper-commitment5 | $25.00 | $25.00 | 11/19/2010 10:46:20 PM |
| irrelevant | $25.00 | $25.00 | 11/20/2010 3:33:31 AM |
| KiwiElf | $35.00 | $35.00 | 11/20/2010 1:21:05 AM |
| bomdel | $25.00 | $25.00 | 11/20/2010 4:09:46 AM |
| inspired-duty5 | $100.00 | $100.00 | 11/20/2010 1:53:28 AM |
| anyoi | $50.00 | $50.00 | 11/20/2010 2:55:18 AM |
| chlebie | $25.00 | $25.00 | 11/20/2010 3:49:48 AM |
| user1010 | $50.00 | $50.00 | 11/20/2010 7:52:46 AM |
| atmaan | $50.00 | $50.00 | 11/20/2010 8:15:17 AM |
| friendly-market5 | $25.00 | $25.00 | 11/20/2010 8:36:10 AM |
| red-unequivocal-finance | $25.00 | $25.00 | 11/20/2010 7:17:59 AM |
| gustavholstopus32 | $25.00 | $25.00 | 11/20/2010 5:12:37 AM |
| CAGE-Investments | $25.00 | $25.00 | 11/20/2010 5:20:26 AM |
| AFairDeal | $50.00 | $50.00 | 11/20/2010 11:12:51 AM |
| ASR3 | $25.00 | $25.00 | 11/20/2010 7:11:38 AM |
| leverage-monger | $50.00 | $50.00 | 11/20/2010 8:16:25 AM |
| Crisscross | $25.00 | $25.00 | 11/20/2010 1:58:15 PM |
| Print88 | $25.00 | $25.00 | 11/20/2010 12:49:29 PM |
| ericgassercom | $50.00 | $50.00 | 11/20/2010 3:14:06 PM |
| best-marketologist | $25.00 | $25.00 | 11/20/2010 3:28:11 PM |
| daekpon | $25.00 | $25.00 | 11/20/2010 3:06:12 PM |
| Plotinus | $50.00 | $50.00 | 11/20/2010 12:49:31 PM |
| Crusader88 | $25.00 | $25.00 | 11/20/2010 8:40:16 PM |
| silver-boots | $25.00 | $25.00 | 11/21/2010 6:07:50 AM |
| piter-to-la-investment | $25.00 | $25.00 | 11/20/2010 3:14:05 PM |
| Cai8899 | $30.00 | $30.00 | 11/20/2010 9:12:00 PM |
| 3_boyz | $25.00 | $25.00 | 11/20/2010 5:19:55 PM |
| shadargroup | $25.00 | $25.00 | 11/21/2010 7:23:04 AM |
| kaykarun | $25.00 | $25.00 | 11/21/2010 6:39:11 AM |
| momoney2lend | $25.00 | $25.00 | 11/21/2010 9:38:10 AM |
| efficient-treasure0 | $25.00 | $25.00 | 11/21/2010 4:23:32 PM |
| 2Below | $25.00 | $25.00 | 11/21/2010 5:21:38 PM |
| nytrnbow | $25.00 | $25.00 | 11/21/2010 2:14:24 PM |
| Greenbak | $25.00 | $25.00 | 11/21/2010 7:39:49 AM |
| namd | $50.00 | $50.00 | 11/21/2010 8:42:39 AM |
| credit-bearer959 | $25.00 | $25.00 | 11/21/2010 11:53:36 PM |
| Chembro783 | $25.00 | $25.00 | 11/22/2010 12:58:36 AM |
| gn1238 | $50.00 | $50.00 | 11/21/2010 11:38:40 AM |
| hogdriver | $50.00 | $50.00 | 11/21/2010 11:59:42 AM |
| bold-enriching-capital | $25.00 | $25.00 | 11/21/2010 7:31:35 PM |
| vest_vortex | $50.00 | $50.00 | 11/21/2010 2:17:12 PM |
| LenderByDay | $25.00 | $25.00 | 11/21/2010 7:58:31 PM |
| edsmoney | $100.00 | $100.00 | 11/21/2010 2:30:13 PM |
| loss-of-control | $50.00 | $50.00 | 11/21/2010 2:43:17 PM |
| mentornetwork | $25.00 | $25.00 | 11/21/2010 8:30:01 PM |
| mansim | $43.48 | $43.48 | 11/21/2010 10:10:01 PM |
| jigsawhc | $25.00 | $25.00 | 11/21/2010 11:09:23 PM |
| wwwUniversal | $25.00 | $25.00 | 11/22/2010 7:57:12 AM |
| leverage-monger | $25.00 | $25.00 | 11/22/2010 9:21:00 AM |
| BLUE300Z | $25.00 | $25.00 | 11/22/2010 9:44:30 AM |
| trustworthy-finance6 | $150.00 | $150.00 | 11/22/2010 8:12:12 AM |
| calkidd05 | $25.00 | $25.00 | 11/22/2010 9:07:55 AM |
| tomdooley12520 | $35.39 | $35.39 | 11/22/2010 4:38:25 AM |
| squarebob | $25.00 | $25.00 | 11/22/2010 5:32:14 AM |
| dubois31 | $25.00 | $25.00 | 11/22/2010 6:14:35 AM |
| JoyfulVegetarian | $25.00 | $25.00 | 11/22/2010 7:57:14 AM |
| green-wampum-titan | $25.00 | $25.00 | 11/22/2010 10:37:26 AM |
| night0wl | $25.00 | $15.19 | 11/22/2010 11:04:04 AM |
| 295 bids
|
Borrower Payment Dependent Notes Series
485565
This series of Notes was issued and sold upon the funding of the borrower loan #45877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 60 months |
Estimated loss:
| 5.95% |
Auction start date:
| Nov-23-2010 |
| |
Auction end date:
| Nov-30-2010 |
|
|
Starting lender yield:
| 16.90% |
Starting borrower rate/APR:
| 17.90% / 19.33% |
Starting monthly payment:
| $380.09 |
|
Final lender yield:
| 16.90% |
Final borrower rate/APR:
| 17.90% / 19.33% |
Final monthly payment:
| $380.09 |
| |
|
Auction yield range:
| 6.06% - 16.90% |
Estimated loss impact:
| 6.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,283 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-ballet4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? consolidate my 2 credit cards, get rid of 2?monthly credit card bills. By retrieving this loan?I?know that I will be getting rid of my credit card debt with in 5yrs. ?
My financial situation:
I am a good candidate for this loan because?I am a full time nurse. I work very hard and when ever there's overtime available I am there. I?want to keep a good credit score. ?
Monthly net income: $ 50,00
Monthly expenses: $
??Housing: $ 965
??Insurance: $ 75
??Car expenses: $0
??Utilities: $ 130
??Phone, cable, internet: $120
??Food, entertainment: $70
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tech310 | $50.00 | $50.00 | 11/23/2010 2:47:06 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/23/2010 2:56:28 PM |
| indomitable-coin | $50.00 | $50.00 | 11/23/2010 2:58:53 PM |
| proper-commitment5 | $25.00 | $25.00 | 11/23/2010 2:47:21 PM |
| simplelender80 | $250.00 | $250.00 | 11/23/2010 2:52:26 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/23/2010 3:01:23 PM |
| ASR3 | $25.00 | $25.00 | 11/23/2010 3:01:49 PM |
| AFairDeal | $50.00 | $50.00 | 11/23/2010 3:02:23 PM |
| dunox | $25.00 | $25.00 | 11/23/2010 2:46:19 PM |
| felicity-festival | $40.00 | $40.00 | 11/23/2010 2:52:06 PM |
| enthralling-deal180 | $50.00 | $50.00 | 11/23/2010 2:53:57 PM |
| DMCA | $50.00 | $50.00 | 11/23/2010 4:19:24 PM |
| uncleharold | $25.00 | $25.00 | 11/23/2010 4:19:34 PM |
| jdrez | $25.00 | $25.00 | 11/23/2010 4:20:16 PM |
| lending-bear | $50.00 | $50.00 | 11/23/2010 4:21:57 PM |
| John73 | $25.00 | $25.00 | 11/23/2010 4:22:04 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 11/23/2010 4:26:43 PM |
| helpinghand63 | $50.00 | $50.00 | 11/23/2010 4:27:14 PM |
| yield-enlistment | $25.00 | $25.00 | 11/23/2010 3:17:13 PM |
| inspiring-reward | $57.27 | $57.27 | 11/23/2010 3:17:40 PM |
| skuba | $25.00 | $25.00 | 11/23/2010 3:02:51 PM |
| ramblin | $50.00 | $50.00 | 11/23/2010 4:19:28 PM |
| systematic-trade | $25.00 | $25.00 | 11/23/2010 4:20:08 PM |
| kulender | $100.00 | $100.00 | 11/23/2010 3:15:44 PM |
| Tom579 | $50.00 | $50.00 | 11/23/2010 4:22:30 PM |
| jga516 | $25.00 | $25.00 | 11/23/2010 4:22:41 PM |
| ddogs | $25.00 | $25.00 | 11/23/2010 3:29:30 PM |
| flopcat | $25.00 | $25.00 | 11/23/2010 4:24:31 PM |
| g314 | $30.00 | $30.00 | 11/23/2010 4:24:49 PM |
| csarradio | $25.00 | $25.00 | 11/23/2010 4:26:40 PM |
| derfen | $25.00 | $25.00 | 11/23/2010 4:00:18 PM |
| JohnGalt94 | $25.00 | $25.00 | 11/23/2010 4:26:57 PM |
| tranquil-return4 | $25.00 | $25.00 | 11/23/2010 4:27:01 PM |
| Interstate_Rate | $50.00 | $50.00 | 11/23/2010 4:27:04 PM |
| chestnut4 | $25.00 | $25.00 | 11/23/2010 4:27:19 PM |
| danthemon35 | $25.00 | $25.00 | 11/23/2010 4:05:00 PM |
| shop1234 | $25.00 | $25.00 | 11/23/2010 4:19:36 PM |
| jenq0001 | $25.00 | $25.00 | 11/23/2010 4:20:18 PM |
| HoyaHeel | $25.00 | $25.00 | 11/23/2010 4:22:22 PM |
| zone6 | $50.00 | $50.00 | 11/23/2010 4:26:38 PM |
| exchange-battalion | $30.00 | $30.00 | 11/23/2010 4:26:55 PM |
| mla | $25.00 | $25.00 | 11/23/2010 4:27:10 PM |
| worth-arch | $25.00 | $25.00 | 11/23/2010 4:30:05 PM |
| ichibon | $45.61 | $45.61 | 11/23/2010 8:37:47 PM |
| schpere | $200.00 | $200.00 | 11/23/2010 4:46:27 PM |
| Anny-Disco | $50.00 | $50.00 | 11/23/2010 7:30:16 PM |
| runner262 | $25.00 | $25.00 | 11/23/2010 7:40:25 PM |
| SweatyBalls | $50.00 | $50.00 | 11/23/2010 5:59:49 PM |
| bid-czar8 | $65.30 | $65.30 | 11/23/2010 7:43:15 PM |
| Jager31 | $25.00 | $25.00 | 11/24/2010 1:06:48 AM |
| metro457 | $25.84 | $25.84 | 11/23/2010 10:35:42 PM |
| special-truth | $50.00 | $50.00 | 11/24/2010 5:15:38 AM |
| imlosttoo | $25.00 | $25.00 | 11/24/2010 1:39:35 AM |
| lloyd_s | $25.00 | $25.00 | 11/24/2010 1:46:39 AM |
| melodious-fairness | $50.00 | $50.00 | 11/24/2010 7:51:12 AM |
| valiant-liberty4 | $25.00 | $25.00 | 11/24/2010 3:17:52 AM |
| WLenders | $50.00 | $50.00 | 11/24/2010 7:41:38 AM |
| taurusco | $35.07 | $35.07 | 11/24/2010 7:41:49 AM |
| worthy-bid8 | $100.00 | $100.00 | 11/24/2010 7:19:10 AM |
| finance-prescription | $100.00 | $100.00 | 11/24/2010 7:52:15 AM |
| shrewd-deal | $25.00 | $25.00 | 11/24/2010 7:41:37 AM |
| surfhoss644 | $50.00 | $50.00 | 11/24/2010 9:03:44 AM |
| JebkaClan | $25.00 | $25.00 | 11/24/2010 9:34:34 AM |
| mommyhelper | $50.00 | $50.00 | 11/24/2010 12:04:01 PM |
| Swabjockey | $25.00 | $25.00 | 11/24/2010 12:04:43 PM |
| Malkial | $25.00 | $25.00 | 11/24/2010 12:05:39 PM |
| bazaar-festivity | $25.00 | $25.00 | 11/24/2010 11:26:23 AM |
| Prosp_Lender | $50.00 | $50.00 | 11/24/2010 11:51:25 AM |
| billiam | $50.00 | $50.00 | 11/24/2010 12:03:57 PM |
| aasx1108 | $25.00 | $25.00 | 11/24/2010 12:05:42 PM |
| reflective-cash0 | $75.00 | $75.00 | 11/24/2010 11:51:22 AM |
| cybernosha | $25.00 | $25.00 | 11/24/2010 12:04:32 PM |
| UT-Longhorn | $25.00 | $25.00 | 11/24/2010 12:04:35 PM |
| ijspence | $25.00 | $25.00 | 11/24/2010 12:05:06 PM |
| Bobafet | $25.00 | $25.00 | 11/24/2010 12:05:22 PM |
| frobin | $50.00 | $50.00 | 11/24/2010 12:05:32 PM |
| region123 | $40.73 | $40.73 | 11/24/2010 12:05:42 PM |
| Watersports | $25.00 | $25.00 | 11/24/2010 12:45:13 PM |
| srspank24 | $75.00 | $75.00 | 11/24/2010 4:06:22 PM |
| Webpreneur | $50.00 | $50.00 | 11/25/2010 2:26:16 AM |
| kchen486 | $50.00 | $50.00 | 11/25/2010 3:53:53 PM |
| integrity-palace1 | $25.00 | $25.00 | 11/26/2010 12:01:12 AM |
| Approved1234 | $50.00 | $50.00 | 11/26/2010 6:28:50 AM |
| blissful-dedication3 | $25.00 | $25.00 | 11/26/2010 4:27:50 AM |
| loyalist1 | $100.00 | $100.00 | 11/26/2010 7:58:45 AM |
| bold-durability-drum | $50.00 | $50.00 | 11/26/2010 8:03:50 AM |
| radforj22 | $25.00 | $25.00 | 11/26/2010 6:29:10 AM |
| AlexTrep | $25.00 | $25.00 | 11/26/2010 7:20:03 AM |
| balance-force | $35.00 | $35.00 | 11/26/2010 7:48:47 AM |
| cablenews | $50.00 | $50.00 | 11/26/2010 8:53:19 AM |
| KClender | $25.00 | $25.00 | 11/26/2010 9:27:10 AM |
| income-vault6 | $25.00 | $25.00 | 11/26/2010 9:36:19 AM |
| karafire | $50.00 | $50.00 | 11/26/2010 11:31:45 AM |
| capital-commando | $50.00 | $50.00 | 11/26/2010 12:38:28 PM |
| trade-boots1 | $100.00 | $100.00 | 11/26/2010 5:28:25 PM |
| MrBailey | $25.00 | $25.00 | 11/26/2010 6:34:06 PM |
| peace-maximizer8 | $25.00 | $25.00 | 11/26/2010 7:13:46 PM |
| squarebob | $50.00 | $50.00 | 11/26/2010 8:10:45 PM |
| squarebob | $100.00 | $100.00 | 11/26/2010 8:09:26 PM |
| riproaringrapids | $25.00 | $25.00 | 11/27/2010 5:47:49 PM |
| Loan2Own | $50.00 | $50.00 | 11/27/2010 7:28:54 PM |
| rudyindc | $25.00 | $25.00 | 11/28/2010 7:08:14 AM |
| icchok | $50.00 | $50.00 | 11/28/2010 1:41:08 PM |
| vigorous-velocity | $25.00 | $25.00 | 11/28/2010 12:03:11 PM |
| 108lender | $44.75 | $44.75 | 11/28/2010 6:42:59 PM |
| saysana | $25.00 | $25.00 | 11/28/2010 4:33:52 PM |
| poolshark72 | $25.00 | $25.00 | 11/28/2010 6:25:10 PM |
| Rick21 | $50.00 | $50.00 | 11/29/2010 10:46:45 AM |
| CaptainBlueberry | $25.00 | $25.00 | 11/29/2010 11:23:42 AM |
| grampy48 | $25.00 | $25.00 | 11/29/2010 2:45:05 PM |
| leverage-monger | $29.00 | $29.00 | 11/29/2010 2:53:34 PM |
| SBT | $25.00 | $25.00 | 11/29/2010 11:23:26 AM |
| alaco | $25.00 | $25.00 | 11/29/2010 11:24:45 AM |
| loss-of-control | $100.00 | $100.00 | 11/29/2010 3:47:41 PM |
| top-radiant-funds | $25.00 | $25.00 | 11/30/2010 9:11:13 AM |
| astute-investment5 | $25.00 | $25.00 | 11/30/2010 9:33:15 AM |
| p2p-rider7 | $50.00 | $50.00 | 11/30/2010 10:18:03 AM |
| reflective-rupee | $200.00 | $200.00 | 11/30/2010 10:38:59 AM |
| competent-p2p | $25.00 | $25.00 | 11/30/2010 11:14:33 AM |
| rss197 | $25.00 | $25.00 | 11/30/2010 9:12:51 AM |
| direct-liberty819 | $50.00 | $50.00 | 11/30/2010 9:32:53 AM |
| lamsabuy | $2,475.00 | $2,475.00 | 11/30/2010 1:52:53 PM |
| larrybird | $1,125.00 | $1,040.07 | 11/30/2010 2:15:48 PM |
| nickel-ferret | $50.00 | $50.00 | 11/23/2010 2:47:27 PM |
| melodious-fairness | $50.00 | $50.00 | 11/23/2010 3:03:24 PM |
| investment-comet | $25.00 | $25.00 | 11/23/2010 3:03:58 PM |
| Pulchritudinous | $25.00 | $25.00 | 11/23/2010 3:17:25 PM |
| jazzlender | $25.00 | $25.00 | 11/23/2010 3:00:53 PM |
| green-moola-sniffer | $50.00 | $50.00 | 11/23/2010 3:58:36 PM |
| Headhunter14 | $25.00 | $25.00 | 11/23/2010 3:59:55 PM |
| velocity-solo | $25.00 | $25.00 | 11/23/2010 2:47:40 PM |
| calm-deal7 | $25.00 | $25.00 | 11/23/2010 4:19:32 PM |
| Jimmiert1148 | $25.00 | $25.00 | 11/23/2010 4:19:37 PM |
| OrcaFIN | $25.00 | $25.00 | 11/23/2010 4:22:08 PM |
| Fiimg | $50.00 | $50.00 | 11/23/2010 4:26:42 PM |
| mizon291 | $50.00 | $50.00 | 11/23/2010 4:26:53 PM |
| balanced-bill7 | $50.00 | $50.00 | 11/23/2010 4:27:05 PM |
| understanding-affluence5 | $30.00 | $30.00 | 11/23/2010 3:16:38 PM |
| paymentologist | $25.00 | $25.00 | 11/23/2010 4:47:25 PM |
| thomkozik | $50.00 | $50.00 | 11/23/2010 4:19:26 PM |
| supreme-hope | $25.00 | $25.00 | 11/23/2010 4:19:39 PM |
| jed919 | $25.00 | $25.00 | 11/23/2010 4:20:21 PM |
| Edwin_Rae | $25.00 | $25.00 | 11/23/2010 4:22:05 PM |
| Preteur | $25.00 | $25.00 | 11/23/2010 4:22:46 PM |
| Trolley08 | $25.00 | $25.00 | 11/23/2010 4:22:52 PM |
| yenlowang | $25.00 | $25.00 | 11/23/2010 4:24:26 PM |
| Fingar | $50.00 | $50.00 | 11/23/2010 4:26:41 PM |
| trustworthy-fairness | $50.00 | $50.00 | 11/23/2010 4:26:58 PM |
| MM1207 | $25.00 | $25.00 | 11/23/2010 4:27:02 PM |
| Strato | $25.00 | $25.00 | 11/23/2010 4:27:08 PM |
| miket71 | $100.00 | $100.00 | 11/23/2010 4:27:17 PM |
| Panna | $25.00 | $25.00 | 11/23/2010 4:33:20 PM |
| reflective-rupee | $200.00 | $200.00 | 11/23/2010 4:17:58 PM |
| cladius67 | $25.00 | $25.00 | 11/23/2010 4:19:20 PM |
| akakii | $50.00 | $50.00 | 11/23/2010 4:19:30 PM |
| Mrphlox | $25.00 | $25.00 | 11/23/2010 4:20:11 PM |
| dgallo | $25.00 | $25.00 | 11/23/2010 4:26:56 PM |
| maldok1 | $25.00 | $25.00 | 11/23/2010 4:27:21 PM |
| Artist_Blue | $25.00 | $25.00 | 11/23/2010 4:47:29 PM |
| museic1 | $25.00 | $25.00 | 11/23/2010 4:30:11 PM |
| McGrufus | $30.00 | $30.00 | 11/23/2010 6:16:46 PM |
| LeadFoot | $25.00 | $25.00 | 11/23/2010 6:38:14 PM |
| ThisGuyIKnow | $27.49 | $27.49 | 11/23/2010 4:46:05 PM |
| careful-note | $100.00 | $100.00 | 11/23/2010 8:23:29 PM |
| orderly-leverage | $50.00 | $50.00 | 11/24/2010 1:25:50 AM |
| Digs | $25.00 | $25.00 | 11/23/2010 6:58:29 PM |
| KramericaIndustries | $25.00 | $25.00 | 11/24/2010 1:40:04 AM |
| MissionMicroFinance | $25.00 | $25.00 | 11/24/2010 1:44:48 AM |
| supersarah61 | $25.00 | $25.00 | 11/23/2010 7:29:49 PM |
| summerlander | $25.00 | $25.00 | 11/24/2010 1:55:54 AM |
| BzJ108 | $25.00 | $25.00 | 11/24/2010 1:16:09 AM |
| worldly-community3 | $50.00 | $50.00 | 11/24/2010 1:19:02 AM |
| commerce-web5 | $50.00 | $50.00 | 11/24/2010 7:42:10 AM |
| revenue-officer36 | $34.71 | $34.71 | 11/24/2010 4:33:30 AM |
| raisingophelia | $25.00 | $25.00 | 11/24/2010 7:45:33 AM |
| intlargonaut | $36.66 | $36.66 | 11/24/2010 1:11:07 AM |
| agwosdof | $100.00 | $100.00 | 11/24/2010 1:19:51 AM |
| Duanep01 | $25.00 | $25.00 | 11/24/2010 1:41:51 AM |
| oaktown23 | $50.00 | $50.00 | 11/24/2010 7:41:29 AM |
| money-bauble | $25.00 | $25.00 | 11/24/2010 7:51:00 AM |
| forthright-dedication | $50.00 | $50.00 | 11/24/2010 7:41:31 AM |
| Railbird | $25.00 | $25.00 | 11/24/2010 7:41:39 AM |
| jescowa | $50.00 | $50.00 | 11/24/2010 7:43:50 AM |
| Bank_of_T | $25.00 | $25.00 | 11/24/2010 8:26:26 AM |
| community-pipeline8 | $25.00 | $25.00 | 11/24/2010 8:49:16 AM |
| bryant05 | $75.00 | $75.00 | 11/24/2010 11:34:12 AM |
| ambmba | $50.00 | $50.00 | 11/24/2010 12:04:29 PM |
| pnace | $50.00 | $50.00 | 11/24/2010 12:05:03 PM |
| awwaww | $25.00 | $25.00 | 11/24/2010 12:05:08 PM |
| gethsemane4 | $25.00 | $25.00 | 11/24/2010 12:05:22 PM |
| asset-professor | $50.00 | $50.00 | 11/24/2010 12:05:36 PM |
| Dutchhunter | $50.00 | $50.00 | 11/24/2010 12:05:43 PM |
| terryaj | $50.00 | $50.00 | 11/24/2010 11:51:23 AM |
| a-healthy-affluence | $27.15 | $27.15 | 11/24/2010 12:03:55 PM |
| return-buddy | $38.26 | $38.26 | 11/24/2010 12:03:59 PM |
| drkosh | $25.00 | $25.00 | 11/24/2010 12:05:38 PM |
| JGB | $43.47 | $43.47 | 11/24/2010 12:05:46 PM |
| nickel-alien | $50.00 | $50.00 | 11/24/2010 12:03:53 PM |
| investor7257 | $25.00 | $25.00 | 11/24/2010 12:04:33 PM |
| get30inc | $50.00 | $50.00 | 11/24/2010 12:05:12 PM |
| moola-wildebeest3 | $32.02 | $32.02 | 11/24/2010 12:05:34 PM |
| srilm | $25.00 | $25.00 | 11/24/2010 12:05:44 PM |
| reward-motion | $25.00 | $25.00 | 11/24/2010 2:02:41 PM |
| lcole32 | $32.03 | $32.03 | 11/24/2010 12:12:42 PM |
| Bubbasnestegg | $25.00 | $25.00 | 11/24/2010 1:27:40 PM |
| refined-income7 | $25.00 | $25.00 | 11/24/2010 1:27:43 PM |
| MedLend | $46.21 | $46.21 | 11/24/2010 5:07:49 PM |
| Heatguy | $40.00 | $40.00 | 11/25/2010 8:43:44 AM |
| hitsman | $100.00 | $100.00 | 11/25/2010 2:44:02 PM |
| handshake5 | $96.78 | $96.78 | 11/25/2010 2:44:56 PM |
| objective-investor | $150.00 | $150.00 | 11/25/2010 2:43:48 PM |
| billyisafob | $50.00 | $50.00 | 11/26/2010 12:44:57 AM |
| Mariner3605 | $100.00 | $100.00 | 11/26/2010 1:50:25 AM |
| finance-mushroom | $100.00 | $100.00 | 11/25/2010 3:53:29 PM |
| stuy1998 | $25.00 | $25.00 | 11/25/2010 5:57:59 PM |
| gallant-camaraderi | $25.00 | $25.00 | 11/25/2010 8:20:23 PM |
| graceful-investment | $100.00 | $100.00 | 11/26/2010 8:04:28 AM |
| rmpedi33 | $25.00 | $25.00 | 11/26/2010 8:34:05 AM |
| zebra806 | $50.00 | $50.00 | 11/26/2010 8:30:27 AM |
| sunshinysmiles | $25.00 | $25.00 | 11/26/2010 10:27:50 AM |
| rautility | $50.00 | $50.00 | 11/26/2010 11:51:18 AM |
| j2ee | $25.00 | $25.00 | 11/26/2010 10:41:16 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/26/2010 10:51:18 AM |
| LiveNow | $25.00 | $25.00 | 11/26/2010 12:42:31 PM |
| kc8fot | $50.00 | $50.00 | 11/26/2010 1:12:07 PM |
| stolirocks01 | $31.03 | $31.03 | 11/26/2010 3:35:03 PM |
| del30 | $25.00 | $25.00 | 11/26/2010 5:14:43 PM |
| squarebob | $50.00 | $50.00 | 11/26/2010 8:10:14 PM |
| davidmanheim | $25.00 | $25.00 | 11/27/2010 12:58:30 AM |
| wayman | $50.00 | $50.00 | 11/27/2010 10:58:20 AM |
| coin-investor | $25.00 | $25.00 | 11/27/2010 6:09:56 AM |
| bonafide-cash | $50.00 | $50.00 | 11/27/2010 3:53:13 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 11/27/2010 11:14:43 PM |
| PRGuyinVA | $50.00 | $50.00 | 11/27/2010 9:25:47 PM |
| sammyhammy | $25.00 | $25.00 | 11/28/2010 7:38:06 AM |
| bazaar-secret-agent6 | $35.07 | $35.07 | 11/28/2010 12:32:52 PM |
| tsui517 | $25.00 | $25.00 | 11/28/2010 1:08:08 AM |
| commerce-yeller | $50.00 | $50.00 | 11/28/2010 11:33:08 AM |
| Bank42 | $44.75 | $44.75 | 11/28/2010 6:57:40 PM |
| gain-gourd | $100.00 | $100.00 | 11/28/2010 8:35:42 PM |
| the-silver-blaster | $50.00 | $50.00 | 11/28/2010 3:27:08 PM |
| important-ore | $30.73 | $30.73 | 11/29/2010 5:57:53 AM |
| efficient-treasure0 | $25.00 | $25.00 | 11/29/2010 6:28:36 AM |
| open-dough6 | $50.00 | $50.00 | 11/29/2010 10:23:17 AM |
| ktradtke | $25.00 | $25.00 | 11/29/2010 9:40:53 AM |
| liquidbread11 | $25.00 | $25.00 | 11/29/2010 11:12:32 AM |
| bazaar-utensil7 | $50.00 | $50.00 | 11/29/2010 9:44:27 AM |
| yield-museum | $75.00 | $75.00 | 11/29/2010 11:23:44 AM |
| GElender | $75.00 | $75.00 | 11/29/2010 11:53:52 AM |
| the-bright-velocity | $25.00 | $25.00 | 11/29/2010 1:08:03 PM |
| benefit-piano5 | $25.00 | $25.00 | 11/29/2010 11:24:06 AM |
| maximizer | $25.00 | $25.00 | 11/29/2010 12:03:10 PM |
| economy-beast | $50.00 | $50.00 | 11/29/2010 1:54:33 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 11/30/2010 1:03:25 AM |
| Josphine | $25.00 | $25.00 | 11/30/2010 2:57:54 AM |
| dcap3 | $25.00 | $25.00 | 11/30/2010 5:00:30 AM |
| gavinfh | $25.00 | $25.00 | 11/30/2010 5:52:58 AM |
| jubilant-fund6 | $25.00 | $25.00 | 11/30/2010 7:22:24 AM |
| Ready2Loan | $25.00 | $25.00 | 11/30/2010 9:34:47 AM |
| dajen1 | $50.00 | $50.00 | 11/30/2010 10:17:55 AM |
| authentic-liberty7 | $25.00 | $25.00 | 11/30/2010 7:12:01 AM |
| RationalWorld | $25.00 | $25.00 | 11/30/2010 7:12:26 AM |
| reflective-rupee | $200.00 | $200.00 | 11/30/2010 10:39:17 AM |
| hopeful-truth5 | $100.00 | $100.00 | 11/30/2010 11:15:05 AM |
| lucrative-coin | $100.00 | $100.00 | 11/30/2010 11:20:32 AM |
| SanJoser | $25.00 | $25.00 | 11/30/2010 10:59:59 AM |
| sfmf | $25.00 | $25.00 | 11/30/2010 2:06:58 PM |
| goodfaithAK | $50.00 | $50.00 | 11/30/2010 1:10:18 PM |
| 268 bids
|
Borrower Payment Dependent Notes Series
486077
This series of Notes was issued and sold upon the funding of the borrower loan #45797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Nov-29-2010 |
| |
Auction end date:
| Dec-01-2010 |
|
|
Starting lender yield:
| 22.00% |
Starting borrower rate/APR:
| 23.00% / 25.28% |
Starting monthly payment:
| $150.97 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 15.55% |
Final monthly payment:
| $132.16 |
| |
|
Auction yield range:
| 5.57% - 22.00% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
5 | Length of status: | 21y 5m |
|
Amount delinquent:
| $11,882 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $478 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| radiant-vigilance |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
|
Principal balance:
| $2,109.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Paying off other loans!!!!
Purpose of loan:
This loan will be used to payoff all my outstanding debt (other than mortgage, auto and another Prosper loan).
My financial situation:
I am a good candidate for this loan because I've elminated all my unsecured in the past 2 months.? I have another Prosper loan (orginal loan amount?$2,800) with 12 payments made...all?on time.
Monthly net income: $ 5,000
Monthly expenses: $ 3,150
??Housing: $ 1600
??Insurance: $ 50
??Car expenses: $ 550?
??Utilities: $ 300
??Phone, cable, internet: $ 200?
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jazzlender | $25.00 | $25.00 | 11/29/2010 3:02:03 PM |
| indomitable-coin | $50.00 | $50.00 | 11/29/2010 3:02:53 PM |
| tech310 | $50.00 | $50.00 | 11/29/2010 2:59:05 PM |
| delicious-social132 | $50.00 | $50.00 | 11/29/2010 3:03:22 PM |
| kc8fot | $25.00 | $25.00 | 11/29/2010 3:02:20 PM |
| AFairDeal | $50.00 | $50.00 | 11/29/2010 3:07:20 PM |
| hopeful-truth5 | $100.00 | $100.00 | 11/29/2010 3:05:04 PM |
| skuba | $25.00 | $25.00 | 11/29/2010 3:07:35 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 11/29/2010 3:09:38 PM |
| kulender | $100.00 | $100.00 | 11/29/2010 3:05:20 PM |
| reward-motion | $50.00 | $50.00 | 11/29/2010 3:18:27 PM |
| finance_mba | $25.00 | $25.00 | 11/29/2010 3:06:42 PM |
| platinum-celebration4 | $25.00 | $25.00 | 11/29/2010 3:06:59 PM |
| finance-prescription | $100.00 | $100.00 | 11/29/2010 3:16:15 PM |
| LiveNow | $25.00 | $25.00 | 11/29/2010 3:21:35 PM |
| bid-czar8 | $100.00 | $100.00 | 11/29/2010 3:22:22 PM |
| Pulchritudinous | $25.00 | $25.00 | 11/29/2010 3:14:39 PM |
| Webpreneur | $50.00 | $50.00 | 11/29/2010 3:17:22 PM |
| PRGuyinVA | $50.00 | $50.00 | 11/29/2010 3:28:42 PM |
| money-bauble | $25.00 | $25.00 | 11/29/2010 3:32:54 PM |
| Artist_Blue | $25.00 | $25.00 | 11/29/2010 3:31:54 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 11/29/2010 3:29:02 PM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 11/29/2010 5:22:49 PM |
| Wings06J | $25.00 | $25.00 | 11/29/2010 10:52:39 PM |
| the-bright-velocity | $25.00 | $25.00 | 11/29/2010 3:34:42 PM |
| samo102us | $25.00 | $25.00 | 11/29/2010 8:52:36 PM |
| maldok1 | $25.00 | $25.00 | 11/30/2010 1:15:26 AM |
| Akkon | $25.51 | $25.51 | 11/30/2010 1:51:33 AM |
| runner262 | $25.00 | $25.00 | 11/30/2010 1:12:29 AM |
| bigbryan98 | $27.78 | $27.78 | 11/30/2010 1:31:09 AM |
| miket71 | $37.44 | $37.44 | 11/30/2010 2:50:34 AM |
| supersarah61 | $25.00 | $25.00 | 11/30/2010 3:00:35 AM |
| lcole32 | $34.43 | $34.43 | 11/30/2010 1:57:06 AM |
| PoliticinandNegotiatin | $25.00 | $25.00 | 11/30/2010 3:01:23 AM |
| rate-gravity | $33.78 | $33.78 | 11/30/2010 3:20:23 AM |
| China0813 | $25.00 | $25.00 | 11/29/2010 10:49:08 PM |
| tylerfd | $25.00 | $25.00 | 11/30/2010 1:16:40 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 11/30/2010 1:36:22 AM |
| californiakhan | $25.00 | $25.00 | 11/30/2010 1:58:10 AM |
| bold-durability-drum | $50.00 | $5.09 | 11/30/2010 7:08:11 AM |
| coin-investor | $25.00 | $25.00 | 11/30/2010 3:01:54 AM |
| chestnut4 | $25.00 | $25.00 | 11/30/2010 3:22:01 AM |
| lightninghcky7 | $25.00 | $25.00 | 11/30/2010 8:22:43 AM |
| outofoffice | $25.00 | $25.00 | 11/30/2010 9:48:20 AM |
| georgedorn | $25.00 | $25.00 | 11/30/2010 10:13:52 AM |
| melodious-fairness | $50.00 | $50.00 | 11/30/2010 10:51:05 AM |
| commerce-yeller | $25.00 | $25.00 | 11/30/2010 11:02:40 AM |
| Cherrypicker | $40.00 | $40.00 | 11/30/2010 3:13:14 PM |
| Occhy | $25.00 | $25.00 | 11/30/2010 7:20:33 PM |
| CalCollegeFund19 | $35.55 | $35.55 | 12/1/2010 1:56:55 AM |
| microfunder | $35.00 | $35.00 | 12/1/2010 8:59:38 AM |
| enthralling-deal180 | $50.00 | $50.00 | 11/29/2010 3:01:36 PM |
| dunox | $25.00 | $25.00 | 11/29/2010 3:00:16 PM |
| ASR3 | $25.00 | $25.00 | 11/29/2010 3:07:06 PM |
| nickel-ferret | $50.00 | $50.00 | 11/29/2010 3:03:03 PM |
| Ripsaw4U | $50.00 | $50.00 | 11/29/2010 2:58:08 PM |
| proper-commitment5 | $25.00 | $25.00 | 11/29/2010 2:59:11 PM |
| understanding-affluence5 | $30.00 | $30.00 | 11/29/2010 3:14:34 PM |
| simplelender80 | $250.00 | $250.00 | 11/29/2010 3:03:59 PM |
| careful-note | $100.00 | $100.00 | 11/29/2010 3:15:11 PM |
| ray1051 | $50.00 | $50.00 | 11/29/2010 3:06:50 PM |
| cablenews | $50.00 | $50.00 | 11/29/2010 3:19:24 PM |
| melodious-fairness | $50.00 | $50.00 | 11/29/2010 3:07:56 PM |
| MrBailey | $25.00 | $25.00 | 11/29/2010 3:25:01 PM |
| peace-maximizer8 | $25.00 | $25.00 | 11/29/2010 3:25:25 PM |
| trade-boots1 | $100.00 | $100.00 | 11/29/2010 3:24:03 PM |
| ichibon | $150.00 | $150.00 | 11/29/2010 3:15:28 PM |
| wayman | $50.00 | $50.00 | 11/29/2010 3:27:28 PM |
| gain-gourd | $100.00 | $100.00 | 11/29/2010 3:31:28 PM |
| Mariner3605 | $100.00 | $100.00 | 11/29/2010 3:18:24 PM |
| radforj22 | $25.00 | $25.00 | 11/29/2010 3:18:44 PM |
| rudyindc | $25.00 | $25.00 | 11/29/2010 3:29:59 PM |
| inspiring-reward | $60.94 | $60.94 | 11/29/2010 3:41:02 PM |
| thomkozik | $25.00 | $25.00 | 11/29/2010 4:02:59 PM |
| organized-payment6 | $50.00 | $50.00 | 11/29/2010 3:27:10 PM |
| community-seahorse0 | $25.00 | $25.00 | 11/29/2010 3:27:19 PM |
| Headhunter14 | $25.00 | $25.00 | 11/29/2010 3:29:27 PM |
| GElender | $75.00 | $75.00 | 11/29/2010 3:34:09 PM |
| lender12345 | $25.00 | $25.00 | 11/29/2010 8:58:59 PM |
| jdrez | $25.00 | $25.00 | 11/30/2010 1:22:50 AM |
| BlackFred | $25.00 | $25.00 | 11/30/2010 1:53:14 AM |
| b2006 | $25.87 | $25.87 | 11/30/2010 12:58:24 AM |
| imlosttoo | $25.00 | $25.00 | 11/30/2010 2:15:09 AM |
| QuinMccoy | $29.78 | $29.78 | 11/30/2010 1:36:13 AM |
| danthemon35 | $25.00 | $25.00 | 11/30/2010 2:44:36 AM |
| tremendous-payment | $25.00 | $25.00 | 11/30/2010 3:17:50 AM |
| intlargonaut | $25.74 | $25.74 | 11/30/2010 1:33:01 AM |
| ms48105 | $25.00 | $25.00 | 11/30/2010 1:55:25 AM |
| Duanep01 | $25.00 | $25.00 | 11/30/2010 2:28:03 AM |
| JGB | $53.09 | $53.09 | 11/30/2010 2:44:10 AM |
| affluence-tomahawk | $25.00 | $25.00 | 11/30/2010 3:17:21 AM |
| paymentologist | $25.00 | $25.00 | 11/30/2010 3:22:07 AM |
| blissful-dedication3 | $25.00 | $25.00 | 11/30/2010 2:50:36 PM |
| redwraith | $25.00 | $25.00 | 12/1/2010 9:53:45 AM |
| fund-javelin1 | $25.00 | $25.00 | 12/1/2010 10:07:31 AM |
| 95 bids
|
Borrower Payment Dependent Notes Series
486125
This series of Notes was issued and sold upon the funding of the borrower loan #45904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.30% |
Auction start date:
| Nov-30-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.72% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.72% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 16.57% - 34.00% |
Estimated loss impact:
| 20.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.69% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Nov-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 29y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,574 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-parsec |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college courses
Purpose of loan:
My purpose of the loan is to pay for two semesters of classes/books at my local?community college, starting on January 10, 2011.
My financial situation:
I am a good candidate for this loan because my husband?has been out of work for the past two years, and my dream is to pursue?a degree in Elementary Education. I love working with children, and previously?mentored in one of the elementary schools for 3 years. This loan would help out tremendously.
Monthly net income: $ 1923.64????????
Monthly expenses: $1574.02?
??Housing: $ 0 (husband takes c/o)
??Insurance: $ 109.00
??Car expenses: $?100.00
??Utilities: $126.00
??Phone, cable, internet: $130.00
??Food, entertainment: $?120.00
??Clothing, household expenses $125.00
??Credit cards and other loans: $774.02
??Other expenses: $90.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| graceful-investment | $100.00 | $100.00 | 11/30/2010 2:01:14 PM |
| money-bauble | $100.00 | $100.00 | 11/30/2010 2:02:51 PM |
| Artist_Blue | $25.00 | $25.00 | 12/1/2010 5:32:48 AM |
| tech310 | $25.00 | $25.00 | 12/1/2010 2:54:44 PM |
| agiovasil | $25.00 | $25.00 | 12/3/2010 4:53:02 PM |
| vine99 | $40.00 | $40.00 | 12/4/2010 9:28:34 AM |
| IIP77 | $25.00 | $25.00 | 12/4/2010 4:38:26 AM |
| yeti888 | $25.00 | $25.00 | 12/5/2010 5:47:50 AM |
| authoritative-capital | $25.00 | $25.00 | 12/6/2010 3:18:16 PM |
| happy-return4 | $50.00 | $17.39 | 12/6/2010 3:20:04 PM |
| Piitb08 | $150.00 | $150.00 | 12/6/2010 3:25:54 PM |
| tender-transaction | $50.00 | $50.00 | 12/6/2010 2:20:44 PM |
| LeverageLender | $25.00 | $25.00 | 12/6/2010 3:56:55 PM |
| melodious-openness | $200.00 | $200.00 | 12/6/2010 3:42:44 PM |
| honey-money | $25.00 | $25.00 | 12/6/2010 4:49:39 PM |
| WinterUSMC | $25.00 | $25.00 | 12/6/2010 7:41:13 PM |
| kindness-venture1 | $50.00 | $50.00 | 12/6/2010 6:48:01 PM |
| pugmalion | $25.00 | $25.00 | 12/7/2010 4:37:18 AM |
| reflective-rupee | $25.00 | $25.00 | 12/6/2010 8:26:02 PM |
| Makingitrain | $25.00 | $25.00 | 12/7/2010 2:35:48 AM |
| kendigme | $25.00 | $25.00 | 12/7/2010 3:29:00 AM |
| helping-out | $35.00 | $35.00 | 12/6/2010 8:59:04 PM |
| dollar-authority | $25.00 | $25.00 | 12/7/2010 1:54:49 PM |
| AdamsWay | $25.00 | $25.00 | 12/7/2010 10:30:32 AM |
| cunning-bill | $30.00 | $30.00 | 12/7/2010 11:44:41 AM |
| silver-bluebird | $25.00 | $25.00 | 12/7/2010 1:04:55 PM |
| forthright-dedication | $25.00 | $25.00 | 12/1/2010 11:35:59 AM |
| TheAlchemist | $25.00 | $25.00 | 12/1/2010 11:46:22 AM |
| Redmond | $25.00 | $25.00 | 12/1/2010 2:01:11 PM |
| kulender | $50.00 | $50.00 | 12/1/2010 2:00:43 PM |
| ASR3 | $25.00 | $25.00 | 12/1/2010 2:54:23 PM |
| BankofBen | $25.00 | $25.00 | 12/1/2010 3:00:49 PM |
| worthy-bid8 | $25.00 | $25.00 | 12/1/2010 10:28:39 PM |
| visionary-currency | $25.00 | $25.00 | 12/2/2010 8:29:29 AM |
| nybanker85 | $25.00 | $25.00 | 12/3/2010 10:03:28 PM |
| jamiee73 | $25.00 | $25.00 | 12/4/2010 5:23:10 PM |
| Gibbyland | $50.00 | $50.00 | 12/6/2010 2:14:38 PM |
| data2360 | $50.00 | $50.00 | 12/6/2010 3:19:31 PM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 2:48:21 PM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 12/6/2010 3:18:10 PM |
| dudebrah | $25.00 | $25.00 | 12/6/2010 8:38:30 PM |
| cunning-bill | $25.00 | $25.00 | 12/6/2010 5:01:35 PM |
| RyanM561 | $25.00 | $25.00 | 12/6/2010 6:03:56 PM |
| autoconnection | $25.00 | $25.00 | 12/7/2010 4:07:43 AM |
| alexgalt | $25.00 | $25.00 | 12/6/2010 9:47:14 PM |
| worldpower2 | $25.00 | $25.00 | 12/7/2010 6:50:25 AM |
| glenium | $25.00 | $25.00 | 12/7/2010 3:06:02 AM |
| Green-Baron | $25.00 | $25.00 | 12/6/2010 9:20:14 PM |
| Socal | $25.00 | $25.00 | 12/7/2010 7:33:00 AM |
| zydeco337 | $25.00 | $25.00 | 12/7/2010 10:19:48 AM |
| periko | $50.00 | $50.00 | 12/7/2010 7:56:40 AM |
| investment-happiness | $100.00 | $100.00 | 12/7/2010 1:22:23 PM |
| Cessna172 | $25.00 | $25.00 | 12/7/2010 7:17:09 AM |
| droopie1 | $27.61 | $27.61 | 12/7/2010 7:23:44 AM |
| payout-bridge | $75.00 | $75.00 | 12/7/2010 1:50:15 PM |
| aquistoyraul | $25.00 | $25.00 | 12/7/2010 10:52:44 AM |
| yons88 | $25.00 | $25.00 | 12/7/2010 11:44:20 AM |
| ultimate-peace | $300.00 | $300.00 | 12/7/2010 12:33:50 PM |
| enthralling-investment | $25.00 | $25.00 | 12/7/2010 1:25:24 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
486159
This series of Notes was issued and sold upon the funding of the borrower loan #45895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Nov-30-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $168.71 |
|
Final lender yield:
| 25.44% |
Final borrower rate/APR:
| 26.44% / 29.97% |
Final monthly payment:
| $162.10 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.43% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.01% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,538 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| oyster1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Those Pesky Little Cards
Purpose of loan:
This loan will be used to pay off all of those pesky "little" cards that came up...increasing my credit score and helping my debt to income even more!?? I was a bit of a credit card maniac through college and have worked hard to pay them off as well as cut them up and this can get me MANY steps closer to being credit card payment free!
My financial situation:
I have a great, steady job in management, have made my house payments on time even in the crunch that we are seeing across the country, have not asked for any sort of debt settlement on any of my debt knowing that I am responsible for what I racked up and also responsible for paying it off.? I will keep this account on automatic payments as well to ensure no missed payments on my part!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why do you have delinquencies on you record? - coin-sphinx4
A:
They came when my student loans came due and I thought I was paying them all but not all of them were being allocated, huge screw up on my part. It's been a LONG time since I have been late on anything and have pretty much everything on automatic payments to ensure nothing slips through the cracks.
(Dec-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 11/30/2010 2:06:47 PM |
| lendstats_com | $200.00 | $200.00 | 11/30/2010 4:24:35 PM |
| loanman2007 | $175.00 | $175.00 | 12/2/2010 11:42:49 AM |
| catnip007 | $25.03 | $25.03 | 12/2/2010 6:26:06 PM |
| HammerSmith | $25.00 | $25.00 | 12/3/2010 9:52:26 AM |
| vine99 | $50.00 | $50.00 | 12/4/2010 9:54:18 AM |
| greenback-guard | $25.00 | $25.00 | 12/5/2010 7:28:27 PM |
| E-B | $50.00 | $50.00 | 12/5/2010 1:57:07 PM |
| Bob450 | $25.00 | $25.00 | 12/5/2010 10:07:01 AM |
| LindaRicci | $25.00 | $25.00 | 12/6/2010 10:06:24 AM |
| llequire1 | $46.86 | $46.86 | 12/6/2010 3:11:33 PM |
| mpatrick | $25.00 | $25.00 | 12/6/2010 4:14:57 PM |
| the-elevated-return | $100.00 | $100.00 | 12/6/2010 4:38:40 PM |
| Mr333 | $146.00 | $146.00 | 12/6/2010 5:10:50 PM |
| timepassport | $25.00 | $25.00 | 12/6/2010 7:03:29 PM |
| decisive-dough | $25.00 | $25.00 | 12/7/2010 12:28:46 AM |
| rohnjobus | $30.00 | $30.00 | 12/7/2010 8:15:34 AM |
| congardner1 | $25.00 | $25.00 | 12/7/2010 8:19:59 AM |
| forthright-trade | $25.00 | $25.00 | 12/6/2010 7:49:50 PM |
| UCSBGAUCHOS | $30.00 | $30.00 | 12/7/2010 8:55:20 AM |
| shellstar | $25.00 | $25.00 | 12/7/2010 10:35:15 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/6/2010 11:32:21 PM |
| Hokies | $25.00 | $25.00 | 12/7/2010 4:16:45 AM |
| honey-money | $25.00 | $25.00 | 12/7/2010 9:01:54 AM |
| enthralling-investment | $51.00 | $51.00 | 12/7/2010 1:27:26 PM |
| cunning-bill | $25.00 | $5.10 | 12/7/2010 1:29:38 PM |
| mycollegecash | $50.00 | $50.00 | 12/7/2010 9:49:38 AM |
| credit-missile | $25.00 | $25.00 | 12/7/2010 6:54:00 AM |
| equitable-p2ploan8 | $25.00 | $25.00 | 12/7/2010 7:17:41 AM |
| credit-birch | $50.00 | $50.00 | 12/7/2010 8:38:27 AM |
| bitano | $42.25 | $42.25 | 12/7/2010 9:26:55 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/7/2010 10:20:56 AM |
| johnk317 | $64.79 | $64.79 | 12/7/2010 1:47:17 PM |
| finance-prescription | $100.00 | $100.00 | 11/30/2010 2:06:59 PM |
| reflective-rupee | $200.00 | $200.00 | 11/30/2010 8:04:29 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/1/2010 4:10:48 AM |
| alexgalt | $25.00 | $25.00 | 12/1/2010 10:16:16 PM |
| melodious-openness | $400.00 | $400.00 | 12/3/2010 2:21:47 PM |
| Ven58 | $25.00 | $25.00 | 12/4/2010 12:58:28 AM |
| economy-synapse | $50.00 | $50.00 | 12/3/2010 7:02:14 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/3/2010 7:40:08 PM |
| attractive-point5 | $50.00 | $50.00 | 12/4/2010 3:08:03 PM |
| proton346 | $25.00 | $25.00 | 12/4/2010 9:28:23 AM |
| Starfin-Capital-Management | $64.43 | $64.43 | 12/6/2010 4:04:50 AM |
| draggon77 | $25.00 | $25.00 | 12/6/2010 3:01:44 PM |
| FinanceEngine | $25.00 | $25.00 | 12/6/2010 4:18:08 PM |
| shrewd-income | $200.00 | $200.00 | 12/6/2010 2:45:29 PM |
| loss-of-control | $100.00 | $100.00 | 12/6/2010 4:14:01 PM |
| loss-of-control | $50.00 | $50.00 | 12/6/2010 4:14:19 PM |
| willinvest | $25.00 | $25.00 | 12/6/2010 4:39:45 PM |
| loss-of-control | $50.00 | $50.00 | 12/6/2010 4:14:39 PM |
| tech310 | $50.00 | $50.00 | 12/6/2010 6:53:29 PM |
| kc8fot | $50.00 | $50.00 | 12/6/2010 6:54:03 PM |
| gjm6d | $25.00 | $25.00 | 12/6/2010 7:49:39 PM |
| thebadpelican | $25.00 | $25.00 | 12/6/2010 4:57:08 PM |
| umfan123 | $25.00 | $25.00 | 12/6/2010 7:04:53 PM |
| zotzot | $25.00 | $25.00 | 12/7/2010 5:25:25 AM |
| authentic-peace7 | $25.00 | $25.00 | 12/6/2010 9:04:12 PM |
| coin-sphinx4 | $100.00 | $100.00 | 12/6/2010 9:16:36 PM |
| grampy48 | $30.00 | $30.00 | 12/7/2010 6:57:53 AM |
| carrinel | $50.00 | $50.00 | 12/7/2010 8:01:33 AM |
| mistifilio | $25.00 | $25.00 | 12/6/2010 7:33:22 PM |
| credit-missile | $25.00 | $25.00 | 12/7/2010 6:54:24 AM |
| namronmi2 | $25.00 | $25.00 | 12/6/2010 9:28:23 PM |
| jonnysixgun | $50.55 | $50.55 | 12/7/2010 10:53:01 AM |
| autoconnection | $26.99 | $26.99 | 12/7/2010 4:11:09 AM |
| culldud6900 | $30.00 | $30.00 | 12/7/2010 1:21:47 PM |
| leverage-monger | $25.00 | $25.00 | 12/7/2010 10:02:47 AM |
| social-zebra | $25.00 | $25.00 | 12/7/2010 7:51:30 AM |
| credit-sasquatch3 | $42.00 | $42.00 | 12/7/2010 11:09:08 AM |
| mastkeeper | $30.00 | $30.00 | 12/7/2010 12:13:18 PM |
| ultimate-peace | $100.00 | $100.00 | 12/7/2010 12:34:43 PM |
| worthy-bid4 | $25.00 | $25.00 | 12/7/2010 9:15:19 AM |
| Astyanax | $75.00 | $75.00 | 12/7/2010 10:07:36 AM |
| scappellee | $25.00 | $25.00 | 12/7/2010 11:16:16 AM |
| special-rupee | $35.00 | $35.00 | 12/7/2010 1:56:03 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
486269
This series of Notes was issued and sold upon the funding of the borrower loan #45874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 3.50% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 9.95% |
Starting borrower rate/APR:
| 10.95% / 13.61% |
Starting monthly payment:
| $65.43 |
|
Final lender yield:
| 7.25% |
Final borrower rate/APR:
| 8.25% / 10.87% |
Final monthly payment:
| $62.90 |
| |
|
Auction yield range:
| 3.57% - 9.95% |
Estimated loss impact:
| 3.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,332 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-banshee5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card from college
Purpose of loan:
This loan will be used to pay off credit cards from college with a high interest rate.? I would like to pay the credit cards off faster and will be able to do this with a lower rate.
My financial situation:
I am a good candidate for this loan because I am very responsible with paying all my bills on time or early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you include some information abut your income and expenses? - Johnab
A:
Income after taxes and retirement: $3600
Rent: $1010
Car: $310
Car Insurance: $130
Student Loans: $700
Credit Cards: $250
Gas for work: $120
Utilities $200
Food and Groceries-$250
(Dec-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-engine | $33.14 | $33.14 | 12/1/2010 5:11:38 PM |
| beachfunder | $25.00 | $25.00 | 12/1/2010 6:00:59 PM |
| simiray | $25.00 | $25.00 | 12/2/2010 9:55:58 PM |
| marwadi-62 | $200.00 | $200.00 | 12/3/2010 10:53:08 AM |
| DLDCapital | $26.18 | $26.18 | 12/3/2010 7:51:14 AM |
| oaktown11 | $60.00 | $60.00 | 12/3/2010 6:10:23 PM |
| JerryB96 | $25.00 | $25.00 | 12/4/2010 7:47:34 AM |
| jimbo29blue | $50.00 | $50.00 | 12/5/2010 3:11:40 PM |
| Firescreek | $25.00 | $25.00 | 12/5/2010 1:09:14 PM |
| Ristefo | $25.00 | $25.00 | 12/5/2010 5:21:08 PM |
| jlathem | $25.00 | $25.00 | 12/6/2010 7:03:46 PM |
| outofoffice | $83.79 | $83.79 | 12/7/2010 9:38:29 AM |
| penny-plato | $25.00 | $25.00 | 12/7/2010 12:17:13 PM |
| indomitable-coin | $50.00 | $50.00 | 12/7/2010 2:15:49 PM |
| Nazbuster | $50.00 | $50.00 | 12/7/2010 4:17:35 PM |
| mort317 | $25.00 | $25.00 | 12/7/2010 7:58:01 PM |
| RandyL3 | $25.00 | $25.00 | 12/7/2010 8:39:07 PM |
| Grandmahoneybee | $25.00 | $25.00 | 12/8/2010 12:58:30 PM |
| Scotcha | $50.00 | $50.00 | 12/8/2010 12:09:13 PM |
| kander80 | $25.00 | $25.00 | 12/8/2010 7:04:41 AM |
| interact | $25.00 | $25.00 | 12/8/2010 7:59:52 AM |
| jayk63 | $25.00 | $25.00 | 12/8/2010 3:33:25 PM |
| orbital-gain | $50.00 | $50.00 | 12/8/2010 12:47:04 PM |
| wild-orange | $50.00 | $50.00 | 12/8/2010 1:03:17 PM |
| dma1206 | $25.00 | $25.00 | 12/1/2010 3:51:46 PM |
| bonus-sensai825 | $25.00 | $25.00 | 12/2/2010 11:58:55 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/3/2010 1:40:08 PM |
| BlessedEveryDay | $27.00 | $27.00 | 12/4/2010 7:12:27 AM |
| jimbo29blue | $50.00 | $50.00 | 12/5/2010 3:12:10 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/5/2010 9:41:59 PM |
| lonix | $25.00 | $25.00 | 12/5/2010 7:37:37 PM |
| investment-artist | $50.00 | $50.00 | 12/6/2010 12:38:11 PM |
| Trident-Fund | $25.00 | $25.00 | 12/6/2010 8:43:59 PM |
| Bodyboard | $25.00 | $25.00 | 12/7/2010 2:30:45 AM |
| BlessedEveryDay | $25.00 | $25.00 | 12/7/2010 5:30:19 AM |
| zx12rider | $25.00 | $25.00 | 12/7/2010 10:06:49 AM |
| RainMakers | $25.00 | $25.00 | 12/7/2010 6:42:34 AM |
| AsianDragon | $25.00 | $25.00 | 12/7/2010 10:56:09 AM |
| Jofga | $25.00 | $25.00 | 12/7/2010 1:26:30 PM |
| keichi03 | $30.00 | $30.00 | 12/7/2010 2:51:44 PM |
| jrw | $49.00 | $49.00 | 12/7/2010 4:01:06 PM |
| Dan4703 | $25.00 | $25.00 | 12/8/2010 5:24:40 AM |
| scappellee | $25.00 | $25.00 | 12/8/2010 3:59:07 AM |
| Cherrypicker | $50.00 | $50.00 | 12/8/2010 11:36:38 AM |
| Stewardship4Life | $200.00 | $200.00 | 12/8/2010 5:42:34 AM |
| Erasma | $25.00 | $25.00 | 12/8/2010 1:21:56 PM |
| one-midas | $25.00 | $25.00 | 12/8/2010 2:43:46 PM |
| one-midas | $50.00 | $40.89 | 12/8/2010 2:12:05 PM |
| calimanusa | $25.00 | $25.00 | 12/8/2010 8:28:50 AM |
| friendinmoney | $25.00 | $25.00 | 12/8/2010 1:43:32 PM |
| moneytolend72 | $25.00 | $25.00 | 12/8/2010 3:17:40 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
486297
This series of Notes was issued and sold upon the funding of the borrower loan #45865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 9.80% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 21.74% |
Starting monthly payment:
| $54.23 |
|
Final lender yield:
| 16.00% |
Final borrower rate/APR:
| 17.00% / 20.72% |
Final monthly payment:
| $53.48 |
| |
|
Auction yield range:
| 10.57% - 17.00% |
Estimated loss impact:
| 10.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,747 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ouacita12 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
660-679
(Oct-2009)
|
|
Principal balance:
| $717.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Photography equipment for business
Purpose of loan:
This loan will be used to purchase a sports lens for my photography business.
My financial situation:
I am a good candidate for this loan because I have a stable - long term job - same employer for 15 years.
Monthly net income: $5000 after taxes and insurance and 401K.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aldeed | $153.16 | $153.16 | 12/3/2010 3:59:05 PM |
| Photoman42 | $25.00 | $25.00 | 12/6/2010 12:06:29 AM |
| schnatty | $75.00 | $75.00 | 12/7/2010 11:02:46 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/7/2010 5:14:54 PM |
| lender12345 | $25.00 | $25.00 | 12/7/2010 8:07:22 PM |
| honey-money | $25.00 | $25.00 | 12/7/2010 3:52:35 PM |
| hawk357 | $30.00 | $30.00 | 12/7/2010 8:11:43 PM |
| chameleon125 | $75.00 | $75.00 | 12/8/2010 6:39:20 AM |
| DaddyBill | $35.00 | $35.00 | 12/8/2010 7:03:26 AM |
| McDeeter | $25.00 | $25.00 | 12/8/2010 6:12:21 AM |
| moneysong | $500.00 | $140.78 | 12/8/2010 2:32:51 PM |
| friendinmoney | $25.00 | $25.00 | 12/8/2010 2:45:41 PM |
| jsnryn | $25.00 | $25.00 | 12/8/2010 8:17:29 AM |
| Leshan | $54.62 | $54.62 | 12/8/2010 8:52:04 AM |
| AndyT1999 | $25.00 | $25.00 | 12/8/2010 2:53:12 PM |
| precious-coin3 | $25.00 | $25.00 | 12/5/2010 10:40:51 AM |
| Bcs-cnc | $25.00 | $25.00 | 12/4/2010 8:58:24 PM |
| HenlopenCapital | $25.00 | $25.00 | 12/6/2010 4:25:40 AM |
| 12me2u | $29.00 | $29.00 | 12/6/2010 7:37:54 PM |
| ASR3 | $30.00 | $30.00 | 12/7/2010 6:16:00 AM |
| Reliance_Banker | $25.00 | $25.00 | 12/7/2010 1:48:11 AM |
| euphoria8 | $25.00 | $25.00 | 12/7/2010 9:40:08 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/7/2010 11:02:16 AM |
| dudebrah | $25.00 | $25.00 | 12/7/2010 4:20:19 PM |
| p2p-rider7 | $50.00 | $50.00 | 12/7/2010 4:28:05 PM |
| Feyenoord | $25.00 | $25.00 | 12/7/2010 6:00:09 PM |
| friendinmoney | $25.00 | $25.00 | 12/7/2010 10:26:08 PM |
| coldfuzion | $47.44 | $47.44 | 12/8/2010 12:53:17 AM |
| the-revenue-demon | $50.00 | $50.00 | 12/8/2010 10:24:41 AM |
| wild-orange | $25.00 | $25.00 | 12/8/2010 1:05:06 PM |
| tomoe | $25.00 | $25.00 | 12/8/2010 1:28:06 PM |
| DoctorJoe | $25.00 | $25.00 | 12/8/2010 3:56:24 AM |
| CACO_Bank | $25.00 | $25.00 | 12/8/2010 2:42:45 PM |
| atomantic | $75.00 | $75.00 | 12/8/2010 8:34:10 AM |
| btormc5 | $30.00 | $30.00 | 12/8/2010 3:10:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 12/8/2010 3:27:59 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
486309
This series of Notes was issued and sold upon the funding of the borrower loan #45794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.20% |
Auction start date:
| Dec-01-2010 |
| |
Auction end date:
| Dec-08-2010 |
|
|
Starting lender yield:
| 31.20% |
Starting borrower rate/APR:
| 32.20% / 35.86% |
Starting monthly payment:
| $174.66 |
|
Final lender yield:
| 30.95% |
Final borrower rate/APR:
| 31.95% / 35.60% |
Final monthly payment:
| $174.11 |
| |
|
Auction yield range:
| 13.57% - 31.20% |
Estimated loss impact:
| 15.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Dec-2010) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,068 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-gravity |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High Income, Never Late, Profession
Purpose of loan:
This loan will be used to provide bridge cashflow through bonus payout in February.
My financial situation:
I am a good candidate for this loan because, I am a high income earner, never been late, have an extensive history of credit use, however have a high use of available credit. Income services the debt with a good cushion. Thank you for your consideration.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $175
??Car expenses: $1900.00
??Utilities: $350
??Phone, cable, internet: $ 275
??Food, entertainment: $ 300
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| penny-plato | $25.00 | $25.00 | 12/1/2010 4:21:44 PM |
| Requiem | $25.00 | $25.00 | 12/2/2010 7:37:09 AM |
| abnvette | $25.00 | $25.00 | 12/2/2010 2:34:03 PM |
| reflective-rupee | $100.00 | $100.00 | 12/3/2010 8:41:57 AM |
| scrappy-diversification7 | $2,400.00 | $1,985.29 | 12/3/2010 11:42:51 AM |
| loanman2007 | $50.00 | $50.00 | 12/3/2010 11:00:58 AM |
| bankbuddy55 | $75.00 | $75.00 | 12/4/2010 7:24:33 AM |
| rautility | $25.00 | $25.00 | 12/4/2010 7:18:21 PM |
| nickel-hickory | $50.00 | $50.00 | 12/4/2010 11:35:31 PM |
| buffalobills | $25.00 | $25.00 | 12/6/2010 7:55:12 AM |
| shrewd-income | $50.00 | $50.00 | 12/6/2010 2:50:30 PM |
| Bob450 | $25.00 | $25.00 | 12/6/2010 7:35:14 PM |
| power-secret-agent | $25.00 | $25.00 | 12/6/2010 8:32:37 PM |
| credit-missile | $25.00 | $25.00 | 12/7/2010 5:12:29 PM |
| HammerSmith | $25.00 | $25.00 | 12/7/2010 6:00:32 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/7/2010 4:17:19 PM |
| nodebt2012 | $25.00 | $25.00 | 12/7/2010 5:43:44 PM |
| Moe87 | $25.00 | $25.00 | 12/8/2010 3:57:35 AM |
| credit-missile | $25.00 | $25.00 | 12/7/2010 5:12:10 PM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 7:17:38 AM |
| kevlar | $25.00 | $25.00 | 12/7/2010 9:25:50 PM |
| sturdy-peace9 | $50.00 | $50.00 | 12/7/2010 9:38:49 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/7/2010 9:45:29 PM |
| mammalian4 | $25.00 | $25.00 | 12/7/2010 7:58:23 PM |
| favorite-commerce | $25.00 | $25.00 | 12/8/2010 7:48:49 AM |
| mcgovern2024 | $100.00 | $100.00 | 12/7/2010 9:39:58 PM |
| jybank | $25.00 | $25.00 | 12/7/2010 11:47:06 PM |
| kendigme | $25.00 | $25.00 | 12/8/2010 2:43:25 AM |
| minnesotafinancial | $25.00 | $25.00 | 12/8/2010 6:52:35 AM |
| alexgalt | $50.00 | $50.00 | 12/1/2010 3:49:38 PM |
| greenback-guard | $25.00 | $25.00 | 12/1/2010 3:56:28 PM |
| reflective-rupee | $100.00 | $100.00 | 12/1/2010 4:06:15 PM |
| alexgalt | $25.00 | $25.00 | 12/1/2010 10:12:24 PM |
| newest-funds-powerplant | $25.00 | $25.00 | 12/3/2010 7:31:12 PM |
| glroark | $150.00 | $150.00 | 12/3/2010 3:36:51 PM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:40:33 AM |
| spiff666 | $25.00 | $25.00 | 12/5/2010 6:20:16 PM |
| onecooldrink | $25.00 | $25.00 | 12/6/2010 11:32:17 AM |
| cunning-bill | $25.00 | $25.00 | 12/6/2010 5:06:19 PM |
| nickel-hickory | $50.00 | $50.00 | 12/6/2010 9:56:49 PM |
| TotosLion | $25.00 | $25.00 | 12/7/2010 4:27:25 AM |
| 108lender | $150.00 | $150.00 | 12/7/2010 8:30:15 AM |
| Rip128 | $50.00 | $50.00 | 12/7/2010 6:13:20 PM |
| worldly-gold | $50.00 | $50.00 | 12/7/2010 3:24:14 PM |
| dunrizzo | $39.71 | $39.71 | 12/7/2010 7:14:02 PM |
| trumpeter5 | $25.00 | $25.00 | 12/7/2010 6:09:03 PM |
| RyanM561 | $25.00 | $25.00 | 12/8/2010 6:43:26 AM |
| fantastic-deal5 | $25.00 | $25.00 | 12/8/2010 4:40:25 AM |
| realtormoises | $25.00 | $25.00 | 12/8/2010 6:35:10 AM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 7:16:37 AM |
| credit-missile | $25.00 | $25.00 | 12/8/2010 7:16:58 AM |
| gshx2 | $25.00 | $25.00 | 12/8/2010 8:51:28 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
486481
This series of Notes was issued and sold upon the funding of the borrower loan #45882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.80% |
Auction start date:
| Dec-02-2010 |
| |
Auction end date:
| Dec-05-2010 |
|
|
Starting lender yield:
| 28.50% |
Starting borrower rate/APR:
| 29.50% / 33.10% |
Starting monthly payment:
| $168.71 |
|
Final lender yield:
| 28.50% |
Final borrower rate/APR:
| 29.50% / 33.10% |
Final monthly payment:
| $168.71 |
| |
|
Auction yield range:
| 10.57% - 28.50% |
Estimated loss impact:
| 11.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.98% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Dec-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,279 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| progressive-p2p9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Season Help
Purpose of loan:
I'm simply requesting a loan to help with miscellaneous holiday season expenses, such as gifts and travel to family. My dog is also due for a regular vet checkup, and that is needed so I can board him when I travel to see my mother/aunt/grandmother out of state this Christmas... the boarding is a bit of an expense too. I believe I'm a good candidate due to my career and credit history. I have a solid job at a major ad agency (+4 years), so I'm well grounded from that standpoint. As far as finances, though I do have some revolving credit balance, you can see that I have no history of delinquencies at all over the past 7 years. I always make all my payments on time, and will have no problem here. Please give me your consideration, as I'm just looking to ease the burden this holiday season. Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| money-bauble | $25.00 | $25.00 | 12/2/2010 4:31:28 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/2/2010 4:34:03 PM |
| bid-czar8 | $100.00 | $100.00 | 12/2/2010 4:36:59 PM |
| nickel-hickory | $50.00 | $50.00 | 12/2/2010 4:40:01 PM |
| ASR3 | $25.00 | $25.00 | 12/2/2010 4:35:07 PM |
| simplelender80 | $100.00 | $100.00 | 12/2/2010 4:35:18 PM |
| Artist_Blue | $25.00 | $25.00 | 12/2/2010 4:42:28 PM |
| handshake5 | $100.00 | $100.00 | 12/2/2010 4:43:44 PM |
| Redmond | $25.00 | $25.00 | 12/2/2010 4:43:33 PM |
| zone6 | $50.00 | $50.00 | 12/3/2010 3:30:25 AM |
| nilonc1 | $200.00 | $200.00 | 12/3/2010 9:52:49 AM |
| deal-hickory5 | $50.00 | $50.00 | 12/3/2010 10:41:34 AM |
| inspiring-reward | $82.27 | $82.27 | 12/3/2010 11:33:27 AM |
| dedicated-diversification5 | $75.73 | $75.73 | 12/3/2010 12:19:35 PM |
| soulful-truth | $225.00 | $225.00 | 12/3/2010 11:38:23 AM |
| reflective-rupee | $50.00 | $50.00 | 12/3/2010 12:51:05 PM |
| ThatDanGuy | $100.00 | $100.00 | 12/3/2010 12:04:36 PM |
| GElender | $25.00 | $25.00 | 12/3/2010 1:57:05 PM |
| gold-channel2 | $50.00 | $50.00 | 12/3/2010 12:20:56 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/3/2010 11:41:56 AM |
| Bob450 | $25.00 | $25.00 | 12/3/2010 4:20:48 PM |
| trade-boots1 | $100.00 | $100.00 | 12/3/2010 3:21:14 PM |
| alexgalt | $25.00 | $25.00 | 12/4/2010 1:43:24 AM |
| thankful-nickel2 | $25.00 | $25.00 | 12/5/2010 1:51:49 PM |
| graceful-investment | $100.00 | $100.00 | 12/2/2010 4:06:14 PM |
| paytonbrigadier | $200.00 | $200.00 | 12/2/2010 4:36:28 PM |
| diplomatic-wealth7 | $25.00 | $25.00 | 12/2/2010 4:37:37 PM |
| kulender | $50.00 | $50.00 | 12/2/2010 4:41:38 PM |
| finance-prescription | $100.00 | $100.00 | 12/2/2010 4:35:30 PM |
| ichibon | $50.00 | $50.00 | 12/2/2010 4:42:13 PM |
| lendstats_com | $200.00 | $200.00 | 12/2/2010 6:33:58 PM |
| DonaldColorado | $50.00 | $50.00 | 12/2/2010 4:36:02 PM |
| worthy-bid8 | $50.00 | $50.00 | 12/2/2010 4:44:58 PM |
| Cai8899 | $25.00 | $25.00 | 12/3/2010 12:25:00 AM |
| building_community | $25.00 | $25.00 | 12/2/2010 4:55:57 PM |
| mercuriant | $25.00 | $25.00 | 12/2/2010 11:50:08 PM |
| gulch | $50.00 | $50.00 | 12/3/2010 10:12:00 AM |
| commerce-yeller | $25.00 | $25.00 | 12/3/2010 4:56:38 AM |
| EBITDA | $25.00 | $25.00 | 12/3/2010 12:04:16 PM |
| raisingophelia | $25.00 | $25.00 | 12/3/2010 12:05:14 PM |
| bountiful-durability | $100.00 | $100.00 | 12/3/2010 12:04:19 PM |
| dedicated-transaction796 | $50.00 | $50.00 | 12/3/2010 12:17:39 PM |
| secureincome | $1,748.55 | $1,017.00 | 12/3/2010 3:37:04 PM |
| musegaze | $25.00 | $25.00 | 12/5/2010 1:03:22 PM |
| nickel-position | $25.00 | $25.00 | 12/5/2010 2:36:35 PM |
| Travis247 | $25.00 | $25.00 | 12/5/2010 5:30:34 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
486741
This series of Notes was issued and sold upon the funding of the borrower loan #45870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 4.95% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-07-2010 |
|
|
Starting lender yield:
| 12.40% |
Starting borrower rate/APR:
| 13.40% / 15.55% |
Starting monthly payment:
| $135.55 |
|
Final lender yield:
| 12.40% |
Final borrower rate/APR:
| 13.40% / 15.55% |
Final monthly payment:
| $135.55 |
| |
|
Auction yield range:
| 5.57% - 12.40% |
Estimated loss impact:
| 5.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Dec-2010) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,591 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| xjayx15 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 61 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $9,501.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2008)
720-739
(Jan-2008)
720-739
(Nov-2007)
680-699
(Jul-2007)
|
|
Principal balance:
| $954.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 61 | | |
Description
Consolidating a few bills
Purpose of loan:
This loan will be used to consolidate a few bills I?have.
The main one is a credit card with a balance of $3000 at 23%.
Along with that?is a $400 medical bill and $400 left on a credit for wedding rings for my wife and I.( this is at 25.99%)
I am starting this loan at the recommended rate, however, I have been a prosper member for 3 years and have been a perfect member as far as payments go.
My first loan of $6001 i paid off 2 months early...my other loan of $3500 has about $900 left on it and i plan to have that paid off a few months early.
This loan will consolidate all of the rest of my debt.? With all of it put together, my goal is to pay this off at a maximum of 18 months, but I will be pushing for 12-14.
I strongly recommend this loan to lenders because my payment history has been perfect.
Thank you very much for you time and assistance.
My financial situation is very solid, I am just looking to consolidate the last of a few bills to make it easier to pay off quicker
Monthly net income: $
My income = 26k/year?? my wife? 45k/year
Monthly expenses: $
??Housing: $ 800
??Insurance: $ 150
??Car expenses: $ 75
??Utilities: $ 0
??Phone, cable, internet: $ 70
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reward-motion | $50.00 | $50.00 | 12/6/2010 3:53:28 PM |
| richboy56 | $25.00 | $25.00 | 12/6/2010 3:59:05 PM |
| SiebirdLending | $25.00 | $25.00 | 12/6/2010 4:01:18 PM |
| indomitable-coin | $100.00 | $100.00 | 12/6/2010 4:06:59 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/6/2010 3:51:29 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/6/2010 3:52:52 PM |
| wonderful-dime | $25.00 | $25.00 | 12/6/2010 3:54:28 PM |
| GElender | $75.00 | $75.00 | 12/6/2010 4:04:04 PM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 4:08:07 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/6/2010 4:42:08 PM |
| haidoken | $50.00 | $50.00 | 12/6/2010 3:56:47 PM |
| Webpreneur | $50.00 | $50.00 | 12/6/2010 4:44:05 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/6/2010 4:46:35 PM |
| Headhunter14 | $25.00 | $25.00 | 12/6/2010 4:46:52 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/6/2010 4:47:15 PM |
| Tikibarman | $100.00 | $100.00 | 12/6/2010 4:04:59 PM |
| hopeful-truth5 | $100.00 | $100.00 | 12/6/2010 4:41:34 PM |
| ASR3 | $35.00 | $35.00 | 12/6/2010 4:42:24 PM |
| rss197 | $25.00 | $25.00 | 12/6/2010 4:24:27 PM |
| handshake5 | $100.00 | $15.83 | 12/6/2010 4:49:14 PM |
| radforj22 | $25.00 | $25.00 | 12/6/2010 4:44:26 PM |
| trade-boots1 | $100.00 | $100.00 | 12/6/2010 4:45:52 PM |
| penny-plato | $25.00 | $25.00 | 12/6/2010 6:20:23 PM |
| reflective-rupee | $100.00 | $100.00 | 12/6/2010 8:03:17 PM |
| bondhedger | $25.00 | $25.00 | 12/6/2010 7:09:19 PM |
| meenan | $50.00 | $50.00 | 12/6/2010 3:56:04 PM |
| jamiee73 | $25.00 | $25.00 | 12/6/2010 3:54:44 PM |
| careful-note | $100.00 | $100.00 | 12/6/2010 4:23:15 PM |
| ray1051 | $50.00 | $50.00 | 12/6/2010 4:41:52 PM |
| tech310 | $50.00 | $50.00 | 12/6/2010 4:22:50 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/6/2010 4:47:36 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/6/2010 4:47:56 PM |
| precious-gold3 | $50.00 | $50.00 | 12/6/2010 4:05:55 PM |
| rlgnyc | $25.00 | $25.00 | 12/6/2010 4:06:22 PM |
| dunox | $50.00 | $50.00 | 12/6/2010 4:41:22 PM |
| CA_Lender | $25.00 | $25.00 | 12/6/2010 5:00:02 PM |
| AFairDeal | $50.00 | $50.00 | 12/6/2010 4:42:39 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/6/2010 4:22:29 PM |
| bid-czar8 | $100.00 | $100.00 | 12/6/2010 4:44:53 PM |
| jazzlender | $25.00 | $25.00 | 12/6/2010 4:23:05 PM |
| kulender | $50.00 | $50.00 | 12/6/2010 4:48:09 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/6/2010 4:48:18 PM |
| thankful-nickel2 | $25.00 | $25.00 | 12/6/2010 6:10:35 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/6/2010 4:36:06 PM |
| RandyL3 | $25.00 | $25.00 | 12/6/2010 4:57:37 PM |
| simplelender80 | $250.00 | $250.00 | 12/6/2010 4:41:00 PM |
| Pulchritudinous | $25.00 | $25.00 | 12/6/2010 4:43:33 PM |
| ichibon | $175.00 | $175.00 | 12/6/2010 4:48:46 PM |
| MoneyForNothing | $145.63 | $145.63 | 12/6/2010 8:41:32 PM |
| Aberdeen | $999.99 | $999.99 | 12/6/2010 4:54:28 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/6/2010 4:58:39 PM |
| cerebral-dollar773 | $76.55 | $76.55 | 12/6/2010 5:01:30 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/6/2010 8:17:03 PM |
| Scotcha | $50.00 | $50.00 | 12/6/2010 8:47:16 PM |
| hidavehi | $77.00 | $77.00 | 12/6/2010 7:01:59 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
486765
This series of Notes was issued and sold upon the funding of the borrower loan #45791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.70% |
Auction start date:
| Dec-06-2010 |
| |
Auction end date:
| Dec-06-2010 |
|
|
Starting lender yield:
| 28.00% |
Starting borrower rate/APR:
| 29.00% / 32.59% |
Starting monthly payment:
| $125.72 |
|
Final lender yield:
| 22.40% |
Final borrower rate/APR:
| 23.40% / 26.86% |
Final monthly payment:
| $116.76 |
| |
|
Auction yield range:
| 7.57% - 28.00% |
Estimated loss impact:
| 9.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Nov-2010) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $588 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-kingdom |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me with my college tuition!!!!
Purpose of loan:
This loan will be used to help pay for a winter class I DESPERATELY NEED to take in order to graduate early. I am currently a junior and behind 4 credits at NYU Stern School of Business, and I am registered for a winter class which I will be taking this coming January. The class costs $4,500, and I got a $2500 scholarship for that specific session. However I have a pending balance of $1000 for this current semester which I also need to pay off. I NEED TO PAY THESE FEE'S OFF BY DECEMBER 10th. Please I'm in desperate need of help, I currently got accepted into a Sales and Trading internship program so my next summer and winter are booked so I will not be able to take this class next summer or winter. If I don't graduate on-time I may become illegible for this great internship opportunity.
My financial situation:
I am a good candidate for this loan because I have a steady job at the U.S Dept. of Education, Federal Student Aid, and I just got a Sales and Trading Internship for this coming summer and next year's winter. My only monthly expenses are food, my cell phone bill and 1 credit card. I have some student loans in my name as well, but I do not start paying them off until 6 months after I graduate from NYU Stern School of Business ( I am currently a Junior, class of 2012). I will be working all year, so I know I will be having a steady stream of income.
Monthly net income: $ 2,400.00
Monthly expenses: $
??Housing: $
0.00
??Insurance: $
0.00
??Car expenses: $
0.00
??Utilities: $
0.00
??Phone, cable, internet: $
100.00
??Food, entertainment: $
100.00
??Clothing, household expenses $
40.00
??Credit cards and other loans: $
10.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| credit-investor5 | $25.00 | $25.00 | 12/6/2010 3:54:08 PM |
| wonderful-dime | $25.00 | $25.00 | 12/6/2010 3:54:32 PM |
| Tikibarman | $100.00 | $100.00 | 12/6/2010 4:05:08 PM |
| indomitable-coin | $100.00 | $100.00 | 12/6/2010 4:07:03 PM |
| banker65010 | $25.00 | $25.00 | 12/6/2010 4:08:14 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/6/2010 3:51:33 PM |
| precious-coin3 | $25.00 | $25.00 | 12/6/2010 4:09:30 PM |
| jamiee73 | $25.00 | $25.00 | 12/6/2010 3:54:36 PM |
| haidoken | $50.00 | $50.00 | 12/6/2010 3:56:51 PM |
| greenback-guard | $25.00 | $25.00 | 12/6/2010 4:01:31 PM |
| precious-gold3 | $50.00 | $50.00 | 12/6/2010 4:05:59 PM |
| direct-liberty819 | $50.00 | $50.00 | 12/6/2010 4:07:26 PM |
| enthralling-deal180 | $50.00 | $50.00 | 12/6/2010 4:36:10 PM |
| epicanthal | $25.00 | $25.00 | 12/6/2010 4:22:16 PM |
| tolerant-dinero2 | $25.00 | $25.00 | 12/6/2010 4:42:52 PM |
| careful-note | $100.00 | $100.00 | 12/6/2010 4:23:21 PM |
| trade-boots1 | $100.00 | $100.00 | 12/6/2010 4:45:56 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/6/2010 4:47:05 PM |
| ichibon | $75.00 | $75.00 | 12/6/2010 4:48:54 PM |
| lovely-order7 | $50.00 | $50.00 | 12/6/2010 4:03:29 PM |
| be_wise | $25.00 | $25.00 | 12/6/2010 4:05:41 PM |
| rlgnyc | $25.00 | $25.00 | 12/6/2010 4:06:29 PM |
| skidoo99 | $50.00 | $50.00 | 12/6/2010 4:56:15 PM |
| rss197 | $25.00 | $25.00 | 12/6/2010 4:40:03 PM |
| platinum-celebration4 | $25.00 | $25.00 | 12/6/2010 4:42:12 PM |
| kc8fot | $50.00 | $50.00 | 12/6/2010 4:59:58 PM |
| citytreker | $30.00 | $30.00 | 12/6/2010 4:40:18 PM |
| commerce-yeller | $50.00 | $50.00 | 12/6/2010 4:46:53 PM |
| SimpleChoice | $25.00 | $25.00 | 12/6/2010 4:52:28 PM |
| the-dollar-topper | $100.00 | $100.00 | 12/6/2010 4:54:08 PM |
| dollardave | $100.00 | $100.00 | 12/6/2010 3:54:16 PM |
| richboy56 | $25.00 | $25.00 | 12/6/2010 3:59:10 PM |
| credit-bliss8 | $25.00 | $25.00 | 12/6/2010 4:01:48 PM |
| listing-trapper3 | $75.00 | $75.00 | 12/6/2010 3:52:58 PM |
| tech310 | $50.00 | $50.00 | 12/6/2010 4:22:55 PM |
| GElender | $75.00 | $75.00 | 12/6/2010 4:04:08 PM |
| felicity-festival | $25.00 | $25.00 | 12/6/2010 4:18:27 PM |
| simplelender80 | $250.00 | $75.00 | 12/6/2010 4:40:55 PM |
| AFairDeal | $50.00 | $50.00 | 12/6/2010 4:42:45 PM |
| Ripsaw4U | $50.00 | $50.00 | 12/6/2010 4:22:33 PM |
| meenan | $50.00 | $50.00 | 12/6/2010 3:56:11 PM |
| Webpreneur | $50.00 | $50.00 | 12/6/2010 4:44:11 PM |
| top-courteous-peso | $100.00 | $100.00 | 12/6/2010 4:24:14 PM |
| the-enterprising-leverage | $25.00 | $25.00 | 12/6/2010 4:46:42 PM |
| kulender | $50.00 | $50.00 | 12/6/2010 4:48:34 PM |
| SiebirdLending | $25.00 | $25.00 | 12/6/2010 4:01:21 PM |
| worthy-bid8 | $100.00 | $100.00 | 12/6/2010 4:50:36 PM |
| ASR3 | $35.00 | $35.00 | 12/6/2010 4:42:28 PM |
| radforj22 | $25.00 | $25.00 | 12/6/2010 4:44:30 PM |
| 350DGRZ | $25.00 | $25.00 | 12/6/2010 4:25:54 PM |
| FoosMaster | $100.00 | $100.00 | 12/6/2010 4:53:11 PM |
| jazzlender | $25.00 | $25.00 | 12/6/2010 4:39:35 PM |
| bid-czar8 | $100.00 | $100.00 | 12/6/2010 4:44:59 PM |
| felicity-festival | $60.00 | $60.00 | 12/6/2010 5:40:44 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 12/6/2010 4:47:45 PM |
| natural-affluence4 | $25.00 | $25.00 | 12/6/2010 4:47:59 PM |
| Artist_Blue | $25.00 | $25.00 | 12/6/2010 4:50:03 PM |
| handshake5 | $100.00 | $100.00 | 12/6/2010 4:52:02 PM |
| social-heart | $25.00 | $25.00 | 12/6/2010 4:54:35 PM |
| money-bauble | $25.00 | $25.00 | 12/6/2010 4:56:41 PM |
| building_community | $50.00 | $50.00 | 12/6/2010 5:11:25 PM |
| 61 bids
|