Paying off my credit cards

Purpose of loan:
This loan will be used to pay off all my credit card debt into one easy monthly payment with a lower interest rate.

My financial situation:
I am a good candidate for this loan because I'm a recent graduate from nursing school who is currently looking for an RN position but still have a great job working at Costco.? At Costco, I'm now getting full time hours since I'm out of school so I have a steady paycheck every 2 weeks.? Hopefully soon I will be able to find an RN position that would be a good career move for me and will increase my annual income significantly.

Also, I have been able to demonstrate a good track record with prosper already with my loan from last year.? I am still in the process of paying it off but will continue to do so.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 510
??Insurance: $ 70
??Utilities: $ 55
??Phone, cable, internet: $ 120
? Current credit card and other loans payments: $390 (Hoping to cut this down to 290 after this loan)

My personal loan/ Business Loan

Purpose of loan:
This loan will be used to? invest in new technology for the swimming pool industry which I work in.? A technology that offers an alternative to draining a swimming pool which in the desert southwest could save a ton of water!

My financial situation:
I am a good candidate for this loan because? I have job security and I have a solid financial track record.

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 85
??Car expenses: $ 400
??Utilities: $ 50
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

Starting a New Career

Purpose of loan:
This loan will be used to help with expenses as I transition to a new career as a web designer and illustrator. I will use this to upgrade my computer, software, and buy much needed art supplies.
My financial situation:
I am a good candidate for this loan because I had a prior listing with prosper and was able to pay?all the payments on time with now late payments and this shows that I am reliable. My income is sufficient enough to make the payments; I also work as a freelance artist as well. A website that I have worked on can be seen at http://www.socalgladiators.com, I am also currently working several other websites as well as my own site.
Monthly net income: $ 1650

Monthly expenses: $?1310
??Rent: $ 715 shared with spouse????
??Insurance: $ 65
??Car gas: $ 70?
??Utilities: $ 15 shared with spouse
??Phone, cable, internet: $ 45
??Food: $ 200 sharde with spouse?
??Credit cards and other loans: $ 200

Q: Maybe this one will go better than the last listing. - Johnab

A: I hope so too (Nov-02-2010)

Q: will your payments be automatic - restless-dime

A: yes my payments will be automatic (Nov-05-2010)

Q: Are you looking for a specific rate to fund your loan or will you take whatever rate you end up with? - verticalhorizon

A: I would like to end up with a rate between 30-33% but I know that might not happen. Thanks for asking (Nov-07-2010)

paying on my credit cards

Purpose of loan:
This loan will be used to? pay on my credit cards

My financial situation:
I am a good candidate for this loan because? I?work and I receive retirement. I have a good history of paying my bills

Monthly net income: $ 4,783

Monthly expenses: $
??Housing: $ 990.00
??Insurance: $ 187.00
??Car expenses: $ 700.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 1,500.00
??Other expenses: $

paying my bills ahead,

Purpose of loan:
This loan will be used to? pay bills,so i can get them ahead so i`ll have extra money to pay for books for 2nd semester for college and money for the holidays.

My financial situation:
I am a good candidate for this loan because? I`m only asking for an amount that is less than my net monthly amount,

Monthly net income: $ 2,522.41

Monthly expenses: $
??Housing: $ 670
??Insurance: $ 450
??Car expenses: $ 160
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $

Employed,SelfEmployed,Investorowner

?The reason I am asking this loan Is to finish all my projects in the last? 2 month of this year and get ready,for next year.
One time refurnished this eficiency I get steady income of 450 minimum I got all permits necessary .Prosper have income in my citibank account.I have account in chase,Charles Shwab,Sogotrade and more than 30 notes in prosper.
? I sent to prosper already my?citibank Statement supprting my income.





??? Means I am employed and selfemployed.
?? Contact me for rooms no real estate search properties I do only for friends and myself.

??? I work in the same Alexander Hotel and Condominium for more than 20 years
??? I I work in the Miami Jewish Home for more than 10 years?
??? Realtor in the state of Florida for more than 10 years (I believe around 10 years)
??? Means I am employed and selfemployed.
?? Contact me for rooms no real estate search properties I do only for friends and myself.

??? I work in the same Alexander Hotel and Condominium for more than 20 years
??? I I work in the Miami Jewish Home for more than 10 years?
??? Realtor in the state of Florida for more than 10 years (I believe around 10 years)
??? Means I am employed and selfemployed.
?? Contact me for rooms no real estate search properties I do only for friends and myself.
?? My income in everything I do is aound 6000 a month.My expenses around 4000,Means I have 2k to play with.


?home improvement

More Disclosure:?? My bank account talk:? I rent/own 4 properties with 20 rooms availables year round,
I am a general handyman with a Real Estate License in the estate of florida,the real estate I do is keep my rooms rented and on the side I help people with documents,offers,BPO (broker personal Opinion) creating me income,
regardless? all my? income in this properties I work: Alexander Condominium as a bartender in the Banquet department,
Miami Jewish Home as a server/bartender means I am employed with paystub and social security deducted and with the right to unemployment as last consequence.? I have stock market account with Charles Shwab,Sogotrade,Zecco now the stock market is
down but as soon as Fannie Mae? lift I will be lifted too,I am a heavy worker with tools and a pick up truck ready for any challenge where to make some money I am always busy with something to do and income to grow. ?? Verification of my properties and rental income can be verified www.giftfromgod.us???? I do? not have not judgment against me it was recorded but dismissed in court,misrepresented by my lawyer that's all.

Consolidate Bill Payments

Purpose of loan:
This loan will be used to pay down credit card debt.

My financial situation:
I am a good candidate for this loan because I am employed and I have a Franklin Templeton account in the amount of 38,000 dollars.

Monthly net income: $ 3,000

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 20
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 200

Q: There is one delinquency listed - please explain. - ghinga

A: This was a prepaid veterinary plan which I had canceled by phone in 07, but they never followed through with my request. No one called or notified me before sending to collections, so I could pay it off. Hence, that is what this charge in delinquency is, and I intend to fight it with Lexington law. (Nov-13-2010)

Paying off a credit card

Purpose of loan:
I'm looking to pay off a credit card with $3800 in 3 years. The card is in my brother's name, and I need to get off of the card asap.

My financial situation:
The only bills I have are for my apartment ($450) and car insurance ($193), and other small expenses. Monthly, I'm left with around?$600 to $750, depending on utility bills. I'm looking for the lowest possible interest rate, but will?be?paying more than the montly minimun. I'm?not having any luck finding a 0% credit cards, and need?to get a loan asap.

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 450
??Insurance: $ 193
??Car expenses: $
??Utilities: $?50
??Phone, cable, internet: $ 25
??Food, entertainment: $?100
??Clothing, household expenses $ 25
??Credit cards and other loans: $
??Other expenses: $

Reinvest Back Into Prosper

Purpose of loan:
I would like to use this money to reinvest back into Prosper and to build Prosper credit for a bigger loan in the future.

My financial situation:
I am a good candidate for this loan because I have my own information technology business (carfinder1.com) that is over 4 years old. My IT business consists of doing internal office IT (working on servers, printers and backup drives), Web Database Project Management and Web Design for a small but awesome group of clientele. I live at my parents house for the time being. I am lucky to have no rent, and car pool to work.

What I'm trying to do:
I'm hopeing you will think I'm such a low risk you will bid this loan down for me while still making a nice return!

Monthly net income: $ 3600

Monthly expenses: $ 1650 (approx.)
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $ 150 (Regular maintenance, gas, etc)
??Phone, cable, internet: $ 200 ( I have a blackberry with a lot of minutes and unlimited data, need it for my job)?
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 900

Q: Hi, How do you build up your revolving credit balances? Thanks, - p2ploan-sensation211

A: It was very easy. I started acquiring debt when I was in school back in 2001-2006. I also needed to put some car repairs on there when my intake manifold broke on my Ford Crown Victoria. I also put some money on my credit card for some business expenses when I needed to buy some new computer equipment. I have paid down my credit lines from 80k though over the last 2 years. I should be fully paid off in another 3 years or so. Thank you for your question. (Nov-11-2010)

Short term loan to consolidate debt

Purpose of loan:
This loan will be used to...
Payoff outstanding credit card balance with an expiring rate at the end of November 2010.

My financial situation:
I am a good candidate for this loan because?
I've got a great job, and have brought my outstanding revolving debt down from over $80,000 three years ago and I am looking to pay this off in January 2011.? Credit card debt has been a burden for the last several years and I refuse to use credit to finance any purchases.? We have been living on cash only for the last year, and its been great.? I have four children, and their college educations to pay for and I do not want to enter retirement with a pile of debt that is uncontrollable.? I hope to be debt free within a year.

Monthly net income: $ 12,000

Monthly expenses: $
??Housing: $ 5000
??Insurance: $ 600
??Car expenses: $ 200
??Utilities: $ 250
??Phone, cable, internet: $ 450
??Food, entertainment: $ 1200
??Clothing, household expenses $ 750
??Credit cards and other loans: $ 1000
??Other expenses: $ 500

College Financing

Purpose of loan:
This loan will be used to?consolidate debts used to pay college expenses?

My financial situation:
I am a good candidate for this loan because? my salary increases every quarter, one son is a single semester away from college graduation, thus increasing discretionary cash flow greatly

Q: Care to give your NET income and a DETAILED account of your monthly expenses. Please no one liners for expenses. - jpblan11

A: Net income: Borrower; Bi- Weekly base salary - $81,900 (after tax & deductions) Spouse Bi-Weekly base salary - $28,511 (after tax & deductions) Borrower; Quarterly Pay Bolus (fixed) - $86,000 (after tax & deductions) Total : $196,411 Expenses Monthly; $2,900 Mortgage & Property Taxes $ 450 Insurance Premiums $ 272 Electricity $ 250 Heating $5,625 College $ 805 Auto loan payments (2) $ 505 consumer debt $800 day care (Nov-11-2010)

Q: What specific debts are you consolidating and what are the balances and interest rates you are paying on them.thks - jpblan11

A: Pimarily paying down an $11,000 in credit card debt at an interest rate of 19.99%. Would request a larger Prosper loan to make a direct swap, but may need to use my Propsper capacity for future college expenses. PLUS and other student loans are only at 8.5%, yet the note is amoritized over 10 years and I appreciate the forced paydown of a 3 year term. (Nov-11-2010)

a leg up

Purpose of loan:
This loan will be used to?consolidate bills before the holidays

My financial situation:
I am a good candidate for this loan because?I will be debt free in 2011. I will pay off all my debt with profit sharing checks in January and July.

Monthly net income: $4500

Monthly expenses: $
??Housing: $1250
??Insurance: $134
??Car expenses: $400
??Utilities: $200
??Phone, cable, internet: $120
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $100
??Other expenses: $100

Condolidation - Getting out of debt

Purpose of loan:
Long story short, I will use this to pay off a different consolidation loan I have and get a lower rate, as well as lower my monthly payment.

My financial situation:
I'm in an excellent financial situation. I routinely pay off my credit card every paycheck, and no longer carry any credit card debt longer than a month or so. A lot of this is thanks to this site. Prosper has helped me immensely to pull myself out of a hole I never thought I could get out of.

This would be my third Prosper loan. As you can see, I have an excellent payoff history, and have never missed a single payment. I don't like bragging about myself, but as you can see I'm about as sure of a thing as you can find on Prosper.

After paying this loan off, I will be credit card and loan free - except for one student loan with an excellent rate. Help me out!

Q: Why is your requuest for $5K much greater than your revolving credit? What is the source of your debt if they are not revealed by the credit agencies? - jpblan11

A: I'm gonna take it and go to MEX-I-CO! Wooooop! (Nov-16-2010)

Pay Off Stock Loan to Receive $$$

Purpose of loan:
This loan will be used to? pay off an existing stock loan.? My 401K plan will only allow one at a time, if you could help, I would payoff that loan and take a new loan for about $18000.? Making payoff of this loan fast and secure for you. This is why I set the interest rate very high, this would be no more than a 2 month loan.

My financial situation:
I am a good candidate for this loan because?? I have a steady engineering job (almost 35 years) and also run a small Internet business that nets about $10K per year (this is not included in the financials above).? House is totally paid off, other payments are small but would like to have it all paid off and use my stock fund to do so.? I have little confidence in the market doing much better and pulling a % of it out now seems smarter than paying credit on other bills.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 145
??Car expenses: $ 75
??Utilities: $ 250
??Phone, cable, internet: $ 195
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1590
??Other expenses: $ property taxes and insurance at $600 / month, current prosper loan that is always on time at $145/month will pay this down also with this proposed loan

Paying off medical bills.

Purpose of loan:
This loan will be used to pay off my medical bills. I have a thyroid disorder and another condition I do not wish to disclose that requires annual testing. I do have health insurance but I opted for the low monthly payment, high deductible plan so my lab tests are quite expensive. I plan to use this loan to pay off the bills and then use the rest to help offset my heating bills for the coming winter months.

My financial situation:
I am a good candidate for this loan because I do have a steady income of $1,200/month. I recently graduated from law school, passed the bar exam, and am currently waiting for my license to be mailed to me. In the meantime, I have been applying to law firms and part-time positions. I have no doubt that I will receive a position and can pay this loan in due time. I maintain a strict monthly budget that unfortunately did not take into account large medical bills. I do have a car that is paid off and I live in my own house. My parents bought me the house as a gift so I do not have to may any mortgage payments.

Monthly net income: $1200.00

Monthly expenses: $877.00
Housing: $0.00
Insurance: $92.00
Car expenses: $50.00
Utilities: $100.00
Phone, cable, internet: $30.00
Food, entertainment: $150.00
Clothing, household expenses $55.00
Credit cards and other loans: $300.00
Other expenses: $100.00