Sales Report:Supplement No. 70 dated Nov 05, 2010 to Prospectus dated Jul 26, 2010
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 26, 2010 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 26, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 322041
This series of Notes was issued and sold upon the funding of the borrower loan #45178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-21-2010 
  Auction end date:  Oct-28-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $242.31
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $239.24
 
Auction yield range: 5.71% - 13.90% Estimated loss impact: 6.17%  
Lender servicing fee: 1.00% Estimated return: 6.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 20%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,465Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: cesade Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of the credit trap!!!
Purpose of loan:
To finally get off the credit trap that my wife and I have gotten into. We have done a great job rebuilding our credit to over 700+, but in the process of this we took on bad credit cards. 29% and annual fees. It is very daunting to bring these back down, and watch all of the large credit card interest and fees take up too much of our monthly expenses.

My financial situation:
I have zero delinquent payments, and i have given out 6 prosper loans. And i hope to have it pay back forward to myself after helping others.

Monthly net income: $
My wife and I have total net income of $100,000 combined.

Monthly expenses:?
? Housing: $ 2,000?
? Insurance: $ 200?
? Car expenses: $ 450??
? Utilities: $ 200?
? Phone, cable, internet: $ 180?
? Food, entertainment: $ 200?
? Clothing, household expenses $ 300?
? Credit cards and other loans: $ 400?
? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, What are your total credit card debts? What are you & your wife's jobs? How long have you both in your profession? Thanks, - p2ploan-sensation211
A: My wife and I have about $9,000 in total credit debts, $2,000 of which is zero percent credit that we do not wish to pay off early but stay in the regular monthly payment plan. I am an accountant for a strong food distributor company and i have practiced accounting for the last 6 years and my wife is a diamond buyer for a regional jeweler company for the last 5 years. (Oct-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.0010/21/2010 10:01:51 AM
BxRealtor$25.00$25.0010/21/2010 7:30:01 PM
RedCentre$120.09$120.0910/22/2010 2:29:04 AM
Bank_Of_XL$50.00$50.0010/22/2010 5:17:06 AM
Milonguero$100.00$100.0010/22/2010 10:15:32 AM
omahajay$40.00$40.0010/22/2010 11:43:52 AM
B-rad_the_Coug$25.00$25.0010/22/2010 1:18:36 PM
poetic-diversification$250.00$250.0010/24/2010 6:24:16 PM
Bcs-cnc$25.00$25.0010/25/2010 7:55:58 AM
btrfly11$25.00$25.0010/25/2010 8:49:54 AM
SPADES$100.00$100.0010/25/2010 2:10:13 PM
economy-caper$25.00$25.0010/25/2010 3:20:54 PM
psalms6612$25.00$25.0010/25/2010 6:05:07 PM
aganippe$25.00$25.0010/25/2010 7:52:28 PM
loan-oath0$28.00$28.0010/25/2010 7:50:35 PM
contract-high-five$25.00$25.0010/25/2010 8:47:48 PM
loanman2007$50.00$50.0010/26/2010 5:32:50 AM
conqueror359$50.00$50.0010/26/2010 8:18:43 AM
szetheli$161.00$161.0010/26/2010 7:33:24 AM
dajen1$100.00$100.0010/26/2010 10:03:59 AM
vanderhp$25.00$25.0010/26/2010 10:54:57 AM
sensible-dime2$50.00$50.0010/26/2010 4:14:53 PM
ritwik$50.00$50.0010/26/2010 4:55:12 PM
DalCowboys$25.00$25.0010/26/2010 4:52:08 PM
LARRY4NY$25.00$25.0010/26/2010 4:54:14 PM
Gaelicman$77.39$77.3910/26/2010 5:15:17 PM
kind-value-pouch$200.00$200.0010/26/2010 5:20:54 PM
help4u$150.00$150.0010/26/2010 6:14:59 PM
oldman68$25.00$25.0010/27/2010 5:37:08 AM
Ratgirl$44.00$44.0010/27/2010 8:09:44 AM
gogrannygo$25.00$25.0010/27/2010 7:32:57 AM
donn41$100.00$100.0010/27/2010 10:11:22 AM
transaction-surge0$25.00$25.0010/27/2010 1:05:21 PM
tuxedo76$40.00$40.0010/27/2010 11:08:34 AM
Apotheosis$25.00$25.0010/27/2010 11:54:05 AM
versatilenyguy$75.00$75.0010/27/2010 10:44:35 AM
Anamorph$25.00$25.0010/27/2010 1:10:22 PM
helynn$25.00$25.0010/27/2010 1:16:02 PM
peso-fortress$25.00$25.0010/27/2010 1:29:46 PM
penny-plato$25.00$25.0010/27/2010 1:59:33 PM
r1w$25.00$25.0010/27/2010 3:02:41 PM
BankofBeth$25.00$25.0010/27/2010 3:48:48 PM
FinanceEngine$25.00$25.0010/27/2010 4:11:29 PM
5kids5$31.79$31.7910/27/2010 4:31:34 PM
Loansforlife$25.00$25.0010/27/2010 4:51:06 PM
gilbrear$25.00$25.0010/27/2010 4:35:53 PM
one-midas$25.00$25.0010/27/2010 4:48:00 PM
lendingfrog$50.00$50.0010/27/2010 4:53:31 PM
excellent-nickel$50.00$50.0010/27/2010 4:57:25 PM
theloanfiller$25.00$25.0010/27/2010 6:23:01 PM
tdswellington$25.00$25.0010/27/2010 4:53:33 PM
jwjazzco$25.00$25.0010/27/2010 7:31:01 PM
JustMee$25.00$25.0010/27/2010 5:00:58 PM
CaptainKirk$52.00$52.0010/27/2010 7:02:44 PM
Susie-Q$25.00$25.0010/27/2010 5:38:39 PM
Photoman42$25.00$25.0010/27/2010 11:15:39 PM
Chillito$52.53$52.5310/28/2010 2:00:22 AM
Mindful7$25.00$25.0010/28/2010 4:28:58 AM
acesfull$45.00$45.0010/27/2010 7:57:53 PM
honey-money$30.00$30.0010/28/2010 3:51:09 AM
ray1051$25.00$25.0010/28/2010 5:45:19 AM
justinology$54.60$54.6010/27/2010 11:40:57 PM
myidear$25.00$25.0010/28/2010 1:24:20 AM
texrob20$25.00$25.0010/28/2010 6:56:43 AM
p2ploan-sensation211$50.00$50.0010/28/2010 7:26:45 AM
DDPrime$100.00$100.0010/21/2010 10:04:42 AM
tolerant-dinero2$25.00$25.0010/21/2010 2:03:20 PM
sign_here$25.00$25.0010/21/2010 4:23:44 PM
kbmarin$25.00$25.0010/21/2010 6:05:44 PM
BuckeyeBanker$100.00$100.0010/22/2010 8:14:32 AM
encore06$25.00$25.0010/22/2010 8:10:45 AM
AK49-JW$50.00$50.0010/22/2010 11:44:09 AM
MasterKey$50.00$50.0010/22/2010 12:23:48 PM
rdrloan$25.00$25.0010/22/2010 1:30:44 PM
RandyL3$25.00$25.0010/22/2010 1:40:26 PM
Mojo1$25.00$25.0010/24/2010 7:27:36 AM
SOP_Bank$25.00$25.0010/24/2010 6:34:39 AM
lightninghcky7$25.00$25.0010/24/2010 12:26:22 PM
RedRaider04$200.00$200.0010/24/2010 6:42:58 PM
bjr01$25.00$25.0010/24/2010 10:23:29 PM
fulfilling-investment4$25.00$25.0010/25/2010 7:30:25 AM
Hola_James$36.65$36.6510/25/2010 10:09:02 PM
economy-popcorn$25.00$25.0010/26/2010 8:38:52 AM
wlm3012$25.00$25.0010/26/2010 8:28:46 AM
circustab$50.00$50.0010/26/2010 11:49:07 AM
rbotterbLLC$25.00$25.0010/26/2010 10:08:57 AM
blissful-dedication3$25.00$25.0010/26/2010 2:40:01 PM
sincere-fund1$50.00$50.0010/26/2010 3:27:17 PM
balance-chestnut$62.50$62.5010/26/2010 4:10:14 PM
velocity-onator$25.00$25.0010/26/2010 4:17:45 PM
market-jam$100.00$100.0010/26/2010 4:04:49 PM
Cherrypicker$40.00$40.0010/26/2010 4:05:16 PM
investment-artist$25.00$25.0010/26/2010 3:45:23 PM
skip6330$50.00$50.0010/26/2010 4:25:05 PM
Manta_Rai$25.00$25.0010/26/2010 5:01:40 PM
bentheretoo$300.00$300.0010/26/2010 6:11:33 PM
Peacepower$37.11$37.1110/26/2010 6:05:17 PM
hidavehi$44.00$44.0010/26/2010 6:08:27 PM
repaymeplease$25.00$25.0010/26/2010 6:24:01 PM
SC2TX$300.00$300.0010/26/2010 7:32:55 PM
greenback-guard$25.00$25.0010/26/2010 11:16:11 PM
jcw3rd$25.00$25.0010/26/2010 8:28:17 PM
Druidsoft$25.00$25.0010/27/2010 12:31:00 AM
greenback-guard$25.00$25.0010/26/2010 11:10:25 PM
calbertrand$25.00$25.0010/27/2010 4:19:29 AM
prohelper$26.12$26.1210/27/2010 1:49:24 AM
bright-investment$50.00$50.0010/27/2010 6:10:09 AM
scientists$25.00$25.0010/27/2010 8:56:26 AM
Sol_Invictus$25.00$25.0010/27/2010 5:10:18 AM
favorite-commerce$50.00$50.0010/27/2010 7:59:25 AM
roi-advantage$25.00$25.0010/27/2010 8:53:58 AM
greekgst99$25.00$25.0010/27/2010 9:20:28 AM
tedi-tif$40.00$40.0010/27/2010 9:56:43 AM
Astyanax$100.00$100.0010/27/2010 12:36:18 PM
wwwUniversal$50.00$50.0010/27/2010 1:12:16 PM
mgking007$25.00$25.0010/27/2010 1:39:21 PM
worth-excellence4$25.00$25.0010/27/2010 10:58:28 AM
jms1983$25.00$25.0010/27/2010 3:21:14 PM
loan-kung-fu$100.00$100.0010/27/2010 3:52:26 PM
zztopdog$25.00$25.0010/27/2010 4:10:24 PM
cpbreton$25.00$25.0010/27/2010 4:21:36 PM
DasMula$25.00$25.0010/27/2010 5:11:35 PM
mrgrumpy$100.00$100.0010/27/2010 4:57:50 PM
Hilendmtn$50.00$50.0010/27/2010 6:24:25 PM
gslinv$30.53$30.5310/27/2010 4:50:40 PM
LendToCause$25.00$25.0010/27/2010 6:41:59 PM
maximizer$25.00$25.0010/27/2010 7:07:38 PM
Susie-Q$25.00$25.0010/27/2010 5:24:17 PM
Micropterus$25.00$25.0010/27/2010 6:56:23 PM
Augiebball$35.29$35.2910/27/2010 10:41:10 PM
euro-deployment$25.00$25.0010/27/2010 7:52:26 PM
mpatrick$25.00$25.0010/27/2010 8:07:55 PM
Snoopylover$25.00$25.0010/28/2010 1:56:32 AM
capital27$69.68$69.6810/27/2010 6:51:07 PM
StreetJustice$28.17$28.1710/28/2010 2:21:49 AM
responsible-vigilance8$25.00$25.0010/28/2010 2:57:03 AM
Lender0307$25.00$25.0010/27/2010 10:14:39 PM
MattProsper$50.00$50.0010/27/2010 10:26:09 PM
principal-star$25.00$25.0010/27/2010 8:23:47 PM
dsnybnd$25.00$25.0010/28/2010 7:48:36 AM
heroic-payout9$25.00$23.5510/28/2010 3:15:29 AM
moneytolend72$25.00$25.0010/28/2010 7:33:06 AM
lazyeye$25.00$25.0010/28/2010 6:27:17 AM
sosleep$25.00$25.0010/28/2010 6:30:14 AM
144 bids
 
Borrower Payment Dependent Notes Series 481209
This series of Notes was issued and sold upon the funding of the borrower loan #45155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Oct-25-2010 
  Auction end date:  Oct-28-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $172.35
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $172.35
 
Auction yield range: 2.71% - 7.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1993 Debt/Income ratio: 15%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:31y 3m
Amount delinquent: $0 Total credit lines: 47 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,317Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: silver-bunny6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to?
I will use this loan to payoff credit cards with high interest rate, I want to pay my credit cards asap? a lower rate will help me accomplish this
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time and my job is secure -?? we are currently busy at work with no layoffs in the future.
I have been there a long time .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DukSerduk$25.00$25.0010/25/2010 3:06:26 PM
life-is-great$50.00$50.0010/25/2010 3:09:04 PM
tntmojave$25.00$25.0010/25/2010 3:22:57 PM
larrybird$150.00$150.0010/25/2010 3:23:21 PM
organized-payment6$50.00$50.0010/25/2010 3:21:33 PM
FlexFunding$100.00$100.0010/25/2010 3:25:40 PM
GElender$50.00$50.0010/25/2010 3:26:43 PM
skuba$50.00$50.0010/25/2010 3:36:39 PM
value-pouch$50.00$50.0010/25/2010 3:27:20 PM
here2lend$25.00$25.0010/25/2010 3:29:59 PM
pleasant-basis$50.00$50.0010/25/2010 3:30:10 PM
Banker7371$25.00$25.0010/25/2010 3:30:39 PM
intuitive-bill$25.00$25.0010/25/2010 3:39:01 PM
figs4u2$100.00$100.0010/25/2010 3:29:24 PM
SanJoser$25.00$25.0010/25/2010 3:41:26 PM
bold-yield-rumbler$25.00$25.0010/25/2010 3:42:43 PM
LiveNow$25.00$25.0010/25/2010 3:35:59 PM
uncleubb$50.00$50.0010/25/2010 3:44:49 PM
rescue$100.00$100.0010/25/2010 3:34:09 PM
6moonbeams$200.00$200.0010/25/2010 3:40:50 PM
valueguru$50.00$50.0010/25/2010 3:44:38 PM
money-bauble$100.00$100.0010/25/2010 4:05:11 PM
platinum-hunter7$35.00$35.0010/25/2010 4:25:32 PM
beachbum22$25.00$25.0010/25/2010 4:57:09 PM
ramsbladder$25.00$25.0010/26/2010 1:48:05 AM
Marathoner$25.00$25.0010/25/2010 9:35:47 PM
rakstar$25.00$25.0010/26/2010 1:35:40 AM
Cheburashka$30.00$30.0010/26/2010 1:28:23 AM
Jassi$25.00$25.0010/26/2010 8:17:50 AM
inqbus$50.00$50.0010/26/2010 8:30:55 AM
axl163$25.00$25.0010/26/2010 11:21:59 AM
silver-baby$25.00$25.0010/26/2010 1:45:45 PM
red-unequivocal-finance$25.00$25.0010/26/2010 2:44:28 PM
jts$25.00$25.0010/26/2010 3:04:03 PM
andyb9$50.00$50.0010/26/2010 5:59:29 PM
Veridic$25.00$25.0010/26/2010 5:59:55 PM
SafeSaxa$30.00$30.0010/26/2010 5:49:42 PM
serene-truth2$50.00$50.0010/26/2010 8:16:04 PM
aasx1108$25.00$25.0010/26/2010 7:31:04 PM
Sykes66$25.00$25.0010/26/2010 8:25:33 PM
turbostar666$43.26$43.2610/27/2010 1:28:41 AM
midifool$25.00$25.0010/27/2010 1:48:31 AM
capital-web7$50.00$50.0010/26/2010 10:14:33 PM
silver-dogwood4$25.00$25.0010/26/2010 9:07:30 PM
greenback-guard$25.00$25.0010/26/2010 11:16:22 PM
lagnisiruk$25.00$25.0010/27/2010 9:08:24 AM
julijask$35.00$35.0010/27/2010 9:20:24 AM
mac415$25.00$25.0010/27/2010 6:11:09 AM
msfitzge$25.00$25.0010/27/2010 8:22:31 AM
rachelrachelrachel$25.00$25.0010/27/2010 11:01:51 AM
Phantom99$25.00$25.0010/27/2010 1:57:15 PM
principal-bull$25.00$25.0010/27/2010 4:13:59 PM
benefit-piano5$25.00$25.0010/27/2010 4:32:04 PM
dospapalotes$25.00$25.0010/27/2010 5:14:07 PM
shaker348$25.00$25.0010/27/2010 4:57:06 PM
efficient-treasure0$25.00$25.0010/27/2010 7:59:54 PM
unassuming-note$25.00$25.0010/27/2010 6:36:51 PM
psa1995$50.00$50.0010/25/2010 3:06:58 PM
mjunlimited$50.00$50.0010/25/2010 3:22:44 PM
ThomasC$25.00$25.0010/25/2010 3:25:52 PM
exact-gold2$25.00$25.0010/25/2010 3:26:21 PM
delicious-social132$50.00$50.0010/25/2010 3:28:47 PM
fcukciti$25.00$25.0010/25/2010 3:28:52 PM
kenji4861$25.00$25.0010/25/2010 3:26:29 PM
NATIVEBORN$25.00$25.0010/25/2010 3:25:15 PM
AmericanCredit$25.00$25.0010/25/2010 3:28:38 PM
indomitable-coin$50.00$50.0010/25/2010 3:29:49 PM
BlindProphet$50.00$50.0010/25/2010 3:38:51 PM
diplomatic-wealth7$100.00$100.0010/25/2010 3:39:19 PM
srgriff$25.00$25.0010/25/2010 3:29:00 PM
credit-vinyl$25.00$25.0010/25/2010 3:29:04 PM
bndlending2u$50.00$50.0010/25/2010 3:41:41 PM
Rick21$50.00$50.0010/25/2010 3:43:03 PM
orange-influential-credit$34.71$34.7110/25/2010 3:38:19 PM
unforgettable-order9$50.00$50.0010/25/2010 3:39:58 PM
anti-wall-st$100.00$100.0010/25/2010 3:40:04 PM
randomguy100$25.00$25.0010/25/2010 3:40:42 PM
Quaven$25.00$25.0010/25/2010 3:42:01 PM
alpinaut$30.00$30.0010/25/2010 3:42:29 PM
important-ore$100.00$100.0010/25/2010 3:43:51 PM
lively-hope28$50.00$50.0010/25/2010 3:46:24 PM
kind-adventurous-finance$25.00$25.0010/25/2010 4:55:45 PM
eyal0$43.81$43.8110/25/2010 4:55:21 PM
ericgassercom$50.00$50.0010/25/2010 5:14:37 PM
penny-plato$25.00$25.0010/25/2010 4:50:22 PM
cash-sensai2$25.00$25.0010/25/2010 5:11:34 PM
kegs$39.76$39.7610/25/2010 5:25:32 PM
degster$25.00$25.0010/25/2010 6:43:15 PM
jazzlender$50.00$50.0010/25/2010 7:20:52 PM
radforj22$50.00$50.0010/25/2010 6:34:21 PM
tenny321$29.17$29.1710/26/2010 12:37:31 AM
HunterSix$25.00$25.0010/26/2010 1:35:07 AM
harty$39.06$39.0610/26/2010 1:53:48 AM
108lender$65.88$65.8810/26/2010 1:15:49 AM
brainy-dedication$25.00$25.0010/26/2010 9:16:32 AM
MarinLoans$25.00$25.0010/26/2010 7:38:23 AM
noble-revenue$50.00$50.0010/26/2010 9:34:41 AM
systemlender$50.00$50.0010/26/2010 7:16:00 AM
money-aggregator7$25.00$25.0010/26/2010 10:00:17 AM
power-defender7$30.30$30.3010/26/2010 10:06:17 AM
Weaverville$50.00$50.0010/26/2010 2:34:08 PM
JJ9876$50.00$50.0010/26/2010 3:26:23 PM
eadamson$50.00$50.0010/26/2010 4:05:20 PM
investment-artist$25.00$25.0010/26/2010 4:18:53 PM
Tom579$50.00$50.0010/26/2010 3:23:47 PM
BayShell$50.00$50.0010/26/2010 4:05:32 PM
zeelender$25.00$25.0010/26/2010 5:05:15 PM
meux99$100.00$100.0010/26/2010 7:50:52 PM
Havana21$100.00$100.0010/26/2010 7:02:46 PM
tenacious-payout$25.00$25.0010/26/2010 8:09:05 PM
bouvierchamp$26.17$26.1710/27/2010 1:21:06 AM
repayment-launcher$25.00$25.0010/27/2010 4:35:53 AM
subtle-revenue0$25.00$25.0010/27/2010 5:16:02 AM
preciouschild$85.00$85.0010/27/2010 6:04:59 AM
greenback-guard$25.00$25.0010/26/2010 11:10:52 PM
inspired-agreement$50.00$50.0010/27/2010 7:01:33 AM
DreamQuestFunding$25.00$25.0010/27/2010 6:36:29 AM
rupee-prairie$50.00$50.0010/27/2010 10:45:38 AM
inforapenny$50.00$50.0010/27/2010 11:07:21 AM
SourDoughSteve$25.00$25.0010/27/2010 10:46:32 AM
income-banjo$50.00$50.0010/27/2010 1:09:14 PM
agalt$100.00$100.0010/27/2010 2:26:29 PM
nnomura$50.00$50.0010/27/2010 2:30:21 PM
cello1$25.00$25.0010/27/2010 1:57:12 PM
gdfp158$25.00$25.0010/27/2010 3:58:15 PM
zenchef$25.00$25.0010/27/2010 3:54:49 PM
the-upbeat-p2p$50.00$50.0010/27/2010 4:59:51 PM
BiggestG$25.00$25.0010/27/2010 5:01:04 PM
Sarspatula$25.00$25.0010/27/2010 6:36:59 PM
balance2$25.00$25.0010/27/2010 5:02:52 PM
loan-kingdom162$100.00$2.7910/27/2010 9:06:19 PM
ADenny$25.00$25.0010/27/2010 8:47:00 PM
junes08$25.09$25.0910/28/2010 2:27:15 AM
133 bids
 
Borrower Payment Dependent Notes Series 481433
This series of Notes was issued and sold upon the funding of the borrower loan #45152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 33.75% Final borrower rate/APR: 34.75% / 38.90% Final monthly payment: $67.64
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.29%  
Lender servicing fee: 1.00% Estimated return: 13.46%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1983 Debt/Income ratio: 13%
Credit score: 620-639 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:4y 1m
Amount delinquent: $53,442 Total credit lines: 17 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,077Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: bookworm48 Borrower's state: Illinois Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 75% ) 620-639 (Latest)
Principal borrowed: $2,800.00< 31 days late: 5 ( 14% )  
600-619 (Mar-2008)
660-679 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 4 ( 11% )
Total payments billed: 36  
Description
tax amnesty opportunity
Purpose of loan:
This loan will be used to? take advantage of a state tax amnesty program to clear up three years of overdue taxes without penalties or interest

My financial situation:
I am a good candidate for this loan because? my bad credit stems from a failed business in 2005. Paying back these taxes is a start in clearing up this record.? Since 2005 I have paid all my debts, including a previous Prosper loan.

Monthly net income: $ 1600

Monthly expenses: $
??Housing: $ 300
??Insurance: $ 40
??Car expenses: $80
??Utilities: $ 120
??Phone, cable, internet: $ 200
??Food, entertainment: $ 160
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: those late payments don't look good, can you explain them? And see my page please. thank you - Tono
A: I was laid off for a few months and could not make my Prosper payment. I never considered defaulting and was able to catch up when I went back to work. I think my final payment was very close to being on schedule. (Nov-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.0010/26/2010 2:54:17 PM
Green-Baron$25.00$25.0011/1/2010 5:07:08 PM
wlm3012$25.00$25.0011/1/2010 5:40:45 PM
SolarMoonshine$25.00$25.0011/1/2010 5:20:48 PM
realtormoises$25.00$25.0011/1/2010 5:25:40 PM
coin-cooker2$50.00$50.0011/1/2010 7:48:45 PM
justasoldier$35.00$25.9211/1/2010 8:33:04 PM
Cawse$25.00$25.0011/1/2010 9:08:07 PM
glenium$25.00$25.0011/2/2010 3:44:03 AM
Socorro_Capital_Partners$25.00$25.0011/2/2010 8:33:22 AM
aquistoyraul$25.00$25.0011/2/2010 8:23:03 AM
Fire2$25.00$25.0011/2/2010 9:53:57 AM
unger$150.00$150.0011/2/2010 9:58:35 AM
Snoopylover$25.00$25.0011/2/2010 10:24:34 AM
Core-Marketing$36.00$36.0011/2/2010 12:21:58 PM
IASKGOD$25.00$25.0011/2/2010 12:14:27 PM
generous-agreement$25.00$25.0011/2/2010 1:03:23 PM
Lubava$25.00$25.0011/2/2010 1:57:57 PM
cunning-bill$25.00$25.0011/2/2010 2:01:55 PM
credit-missile$25.00$25.0011/2/2010 2:27:56 PM
LetsDoThisTogether$94.53$94.5311/2/2010 2:37:25 PM
FarmersBank$25.00$25.0010/30/2010 7:18:08 PM
wbwill$25.00$25.0011/1/2010 2:59:52 PM
Gandalf0001$25.00$25.0011/1/2010 7:43:47 PM
Leshan$50.00$50.0011/2/2010 7:49:04 AM
boodo$193.25$193.2511/2/2010 8:17:25 AM
Bob450$25.00$25.0011/2/2010 8:05:33 AM
aquistoyraul$25.00$25.0011/2/2010 8:23:23 AM
beer-gardener$25.00$25.0011/2/2010 10:39:30 AM
pyungpyung$25.00$25.0011/2/2010 10:52:21 AM
CaliforniaSun$25.00$25.0011/2/2010 1:12:27 PM
coin-trajectory$25.30$25.3011/2/2010 12:50:53 PM
dough-rocket$50.00$50.0011/2/2010 1:31:06 PM
420limo$25.00$25.0011/2/2010 12:32:46 PM
credit-missile$25.00$25.0011/2/2010 2:30:22 PM
farchoir$25.00$25.0011/2/2010 2:17:50 PM
ultimate-peace$150.00$150.0011/2/2010 2:26:08 PM
37 bids
 
Borrower Payment Dependent Notes Series 481535
This series of Notes was issued and sold upon the funding of the borrower loan #45158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $135.71
Final lender yield: 33.85% Final borrower rate/APR: 34.85% / 38.57% Final monthly payment: $135.45
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.30%  
Lender servicing fee: 1.00% Estimated return: 13.55%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1977 Debt/Income ratio: 47%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 14 / 9Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $24,153Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: danke Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 660-679 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2010)
640-659 (Nov-2009)
600-619 (Nov-2007)
600-619 (Jan-2007)
 
Principal balance: $2,352.31 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
major auto repair
Purpose of loan:
This loan will be used to? replace a transmission in my current vehicle

My financial situation:
I am a good candidate for this loan because?I am currently in the process of restoring my credit?

Monthly net income: $ 3250.00????

Monthly expenses: $ 1700.00
??Housing: $ 0
??Insurance: $ 100????
??Car expenses: $ 600????
??Utilities: $ 150
??Phone, cable, internet: $100
??Food, entertainment: $?300??Clothing, household expenses $ 100
??Credit cards and other loans: $?260
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, can you please explain your public records? Thank you and good luck with your listing. - ogbobb
A: Yes, My Chapter 7 was due to major medical at that time. I have since recovered. My Chapter 13 in 2004 was due to major IRS debt. I have since paid off the IRS. I am currently working to improve my credit rating. I have been on my current job for 11 years and looking to the future. (Oct-29-2010)
Q: I was a lender on your first loan, good luck on this one. - Johnab
A: Thank You (Nov-01-2010)
Q: Hi, What are the 2 "now delinquent" in your listing? Thanks, - p2ploan-sensation211
A: There are two Bankruptcys listed. The first is chapter 7 ( 2002 ) and the second is chapter 13 ( 2004 ). I have explained those problems in a earlier question that should be showing. Thanks (Nov-02-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.0010/26/2010 2:54:24 PM
UCLA4life$40.00$40.0010/26/2010 2:55:05 PM
DenimCapital$500.00$500.0010/28/2010 10:23:31 AM
NekHoldings$25.00$25.0010/28/2010 5:29:21 AM
return-grizzly$100.00$100.0010/29/2010 12:38:13 AM
skillful-asset5$25.00$25.0010/29/2010 6:40:43 PM
myutmost$25.00$25.0010/30/2010 5:45:33 AM
fabulous-community4$50.00$50.0010/30/2010 5:33:22 AM
restless-dime$27.18$27.1810/31/2010 2:14:34 PM
chameleon125$150.00$150.0010/31/2010 9:08:36 PM
Bob450$25.00$25.0010/31/2010 10:48:34 PM
Chesterite$50.00$50.0011/1/2010 10:18:08 AM
YoungTaxMan$100.00$100.0011/1/2010 6:34:12 PM
five-star-note$150.49$150.4911/1/2010 5:48:04 PM
jbloans$25.00$25.0011/1/2010 5:39:20 PM
Jerrys1951$25.00$25.0011/1/2010 6:34:56 PM
CommunityArts_Non-profit$30.00$30.0011/1/2010 10:13:20 PM
Mikale360$25.00$25.0011/2/2010 6:56:44 AM
KrisKringle$25.00$25.0011/2/2010 9:27:22 AM
market-pudding$25.00$25.0011/2/2010 11:38:46 AM
wlm3012$25.00$25.0011/2/2010 10:12:26 AM
BlueProteus$25.00$25.0011/2/2010 10:38:59 AM
IASKGOD$25.00$25.0011/2/2010 12:15:33 PM
grampy48$25.00$25.0011/2/2010 11:50:11 AM
hookUup$50.00$50.0011/2/2010 1:36:55 PM
HomerdohNY$25.00$25.0011/2/2010 1:13:12 PM
cunning-bill$25.00$25.0011/2/2010 1:59:51 PM
moola-monger9$50.00$50.0011/2/2010 2:14:00 PM
farchoir$25.00$25.0011/2/2010 2:22:25 PM
Lubava$25.00$25.0011/2/2010 1:56:50 PM
brondero$40.00$40.0011/2/2010 2:37:43 PM
p2ploan-sensation211$25.00$25.0011/2/2010 2:36:13 PM
lucrative-loan$40.96$40.9610/28/2010 5:02:50 PM
DenimCapital$25.00$25.0010/29/2010 8:46:26 AM
DenimCapital$25.00$25.0010/29/2010 8:46:07 AM
DasMula$25.00$25.0010/29/2010 10:32:47 AM
Kash2010lu$50.00$50.0010/29/2010 7:08:00 PM
genuine-integrity0$25.00$25.0010/29/2010 3:42:31 PM
bughead$25.00$25.0010/30/2010 8:33:25 PM
blitzen40$25.00$25.0010/30/2010 12:26:06 PM
Moe87$25.00$25.0010/30/2010 6:24:00 PM
Johnab$25.00$25.0010/31/2010 6:26:38 AM
realtormoises$25.00$25.0010/31/2010 1:12:10 PM
Iceman1347$25.00$25.0010/31/2010 9:13:14 PM
dudebrah$25.00$25.0010/31/2010 11:13:56 PM
brondero$54.00$54.0011/1/2010 10:42:24 AM
Tono$30.00$30.0011/1/2010 3:10:31 PM
innovator2$25.00$24.0411/1/2010 3:45:31 PM
skaught$30.00$30.0011/1/2010 3:46:08 PM
jhouman$25.00$25.0011/1/2010 4:14:00 PM
supreme-hope$25.00$25.0011/1/2010 6:32:41 PM
buddycat$50.00$50.0011/1/2010 5:13:14 PM
Tuss12$100.00$100.0011/1/2010 7:38:05 PM
honey-money$25.00$25.0011/1/2010 8:16:00 PM
minnesotafinancial$25.00$25.0011/2/2010 6:09:58 AM
Leshan$67.78$67.7811/2/2010 7:58:18 AM
heerzaquestion$25.00$25.0011/2/2010 6:23:11 AM
aquistoyraul$25.00$25.0011/2/2010 8:24:08 AM
found$102.12$102.1211/2/2010 8:32:27 AM
ddoneday$38.43$38.4311/2/2010 10:48:48 AM
JauaFlash$25.00$25.0011/2/2010 1:08:19 PM
ultimate-peace$150.00$150.0011/2/2010 2:29:04 PM
62 bids
 
Borrower Payment Dependent Notes Series 481581
This series of Notes was issued and sold upon the funding of the borrower loan #45190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.30% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 6.65% Starting borrower rate/APR: 7.65% / 7.99% Starting monthly payment: $311.75
Final lender yield: 6.65% Final borrower rate/APR: 7.65% / 7.99% Final monthly payment: $311.75
 
Auction yield range: 2.71% - 6.65% Estimated loss impact: 1.30%  
Lender servicing fee: 1.00% Estimated return: 5.35%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1986 Debt/Income ratio: 14%
Credit score: 780-799 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,463Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: artaos Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 100% ) 780-799 (Latest)
Principal borrowed: $24,000.00< 31 days late: 0 ( 0% )  
780-799 (Jul-2008)
760-779 (Jul-2007)
 
Principal balance: $3,041.40 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Pay Off High Interest Credit Card
Purpose of loan:
I want to pay-off a high interest credit card. The rate I am paying is (15.99%) but I would like to lower it and would prefer to pay the interest to you!

My financial situation:
I have few expenses other than my mortgage, the card and investments. I have worked with the same company since 1995. I have worked second jobs and been self-employed as well. I currently pay at least $150/card above the minimum payment due. I do not anticipate any major life changes over the next 3 years.

Monthly net income: $ 6413

Monthly expenses: $
??Housing: $ 860
??Insurance: $ 380
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 180
??Food, entertainment: $ 700
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
life-is-great$50.00$50.0010/26/2010 2:44:52 PM
DukSerduk$25.00$25.0010/26/2010 2:45:29 PM
kenji4861$25.00$25.0010/26/2010 2:52:32 PM
delicious-social132$50.00$50.0010/26/2010 2:53:37 PM
LiveNow$25.00$25.0010/26/2010 2:55:09 PM
anti-wall-st$100.00$100.0010/26/2010 2:56:02 PM
important-ore$100.00$100.0010/26/2010 2:57:30 PM
radforj22$50.00$50.0010/26/2010 2:59:47 PM
jazzlender$50.00$50.0010/26/2010 2:59:57 PM
selector568$400.00$400.0010/26/2010 2:44:02 PM
AmericanCredit$25.00$25.0010/26/2010 2:53:34 PM
red-unequivocal-finance$25.00$25.0010/26/2010 2:47:53 PM
exact-gold2$39.71$39.7110/26/2010 2:49:54 PM
safe-finance$25.00$25.0010/26/2010 3:16:06 PM
skuba$50.00$50.0010/26/2010 2:55:12 PM
larrybird$150.00$150.0010/26/2010 2:51:11 PM
intuitive-bill$25.00$25.0010/26/2010 2:55:56 PM
Quaven$25.00$25.0010/26/2010 2:56:34 PM
srgriff$25.00$25.0010/26/2010 2:53:50 PM
lively-hope28$50.00$50.0010/26/2010 2:58:13 PM
beachbum22$25.00$25.0010/26/2010 2:58:42 PM
Marathoner$25.00$25.0010/26/2010 3:00:05 PM
Tom579$50.00$50.0010/26/2010 3:23:40 PM
JJ9876$50.00$50.0010/26/2010 3:26:27 PM
investmentgroup$25.00$25.0010/26/2010 4:33:42 PM
revenue-officer36$94.75$94.7510/26/2010 3:55:32 PM
money-bauble$100.00$100.0010/26/2010 4:38:21 PM
tntmojave$25.00$25.0010/26/2010 5:06:22 PM
zeelender$25.00$25.0010/26/2010 5:05:20 PM
LynJohn1023$25.00$25.0010/26/2010 5:19:05 PM
Cheburashka$30.00$30.0010/26/2010 5:58:21 PM
sensible-gain884$50.00$50.0010/26/2010 6:05:49 PM
DavenportCapital$25.00$25.0010/26/2010 5:53:02 PM
orange-influential-credit$225.00$225.0010/26/2010 6:01:59 PM
degster$25.00$25.0010/26/2010 6:04:48 PM
Havana21$100.00$100.0010/26/2010 7:02:50 PM
aasx1108$25.00$25.0010/26/2010 7:31:01 PM
Banker7371$25.00$25.0010/26/2010 8:54:18 PM
neighborly-hope6$25.00$25.0010/26/2010 8:53:17 PM
sensible-order2$50.00$50.0010/26/2010 10:05:46 PM
meux99$100.00$100.0010/26/2010 7:51:00 PM
serene-truth2$50.00$50.0010/26/2010 8:16:07 PM
pleasant-basis$36.57$36.5710/26/2010 9:06:26 PM
capital-web7$50.00$50.0010/26/2010 10:14:36 PM
pilla$25.00$25.0010/27/2010 9:40:20 AM
rupee-prairie$50.00$50.0010/27/2010 10:45:54 AM
lagnisiruk$25.00$25.0010/27/2010 9:08:26 AM
transparency-giant$50.00$50.0010/27/2010 9:59:03 AM
julijask$35.00$35.0010/27/2010 9:20:26 AM
beaker$25.00$25.0010/27/2010 11:17:13 AM
Digs$25.00$25.0010/27/2010 9:57:43 AM
best-vivacious-funds$25.00$25.0010/27/2010 1:13:02 PM
MoneyForNothing$109.84$109.8410/27/2010 12:52:44 PM
noble-revenue$50.00$50.0010/27/2010 4:02:24 PM
RG$25.23$25.2310/27/2010 3:52:45 PM
contract-festival7$25.00$25.0010/27/2010 4:53:55 PM
jpblan11$25.00$25.0010/27/2010 4:24:07 PM
dospapalotes$25.00$25.0010/27/2010 5:14:09 PM
benefit-piano5$25.00$25.0010/27/2010 4:32:07 PM
japerk$25.00$25.0010/27/2010 6:34:57 PM
top-sensible-yield$25.00$25.0010/27/2010 4:53:50 PM
Philosonie$25.00$25.0010/27/2010 4:56:58 PM
lloyd_s$25.00$25.0010/27/2010 5:00:35 PM
kvandivo$25.00$4.7210/28/2010 1:48:58 AM
zyztemboy$25.00$25.0010/28/2010 1:13:16 AM
payout-reaction740$25.00$25.0010/28/2010 11:18:32 AM
Chesterite$50.00$50.0010/28/2010 1:11:46 PM
AK49-JW$50.00$50.0010/28/2010 2:17:02 PM
Edge78$25.25$25.2510/29/2010 6:35:10 AM
rmpedi33$50.00$50.0010/29/2010 10:06:12 AM
investment-artist$25.00$25.0010/29/2010 10:18:36 AM
Simply2fly$25.00$25.0010/29/2010 2:23:32 PM
mjcareful$50.00$50.0010/29/2010 4:44:06 PM
rce1964$25.00$25.0010/30/2010 3:08:36 AM
wwwUniversal$50.00$50.0010/30/2010 4:07:25 AM
income-encore1$100.00$100.0010/30/2010 4:36:16 AM
Bosslady123q$25.00$25.0010/30/2010 2:00:10 AM
SpotLending$25.00$25.0010/30/2010 7:02:36 AM
Whitewater_Loans$50.00$50.0010/30/2010 8:32:40 AM
principal-lion$100.00$100.0010/30/2010 11:06:02 AM
Jtomtom$25.00$25.0010/30/2010 9:07:05 PM
madisonspy$27.00$27.0010/30/2010 10:55:54 PM
crdcteng$50.00$50.0010/30/2010 7:27:50 PM
ttnk62918$25.00$25.0010/30/2010 9:38:02 PM
paramjit$100.00$100.0010/30/2010 10:07:03 PM
sflash$25.00$25.0010/31/2010 7:46:22 AM
alakanbearcub$25.00$25.0010/31/2010 4:56:10 PM
gravity7$25.00$25.0010/31/2010 5:01:50 PM
debt-legend$25.00$25.0010/31/2010 3:14:09 PM
squweech$25.00$25.0010/31/2010 9:18:01 PM
WAITING4SUNSHINE$25.00$25.0010/31/2010 9:57:16 PM
tolerant-dinero2$25.00$25.0011/1/2010 10:17:21 AM
Dollars4Rent$25.00$25.0011/1/2010 11:30:03 AM
surfsider123$25.00$25.0011/1/2010 3:03:14 PM
SC2TX$200.00$200.0011/1/2010 3:33:54 PM
wealth-carrier$25.00$25.0011/1/2010 5:10:15 PM
YummiBear$25.00$25.0011/1/2010 5:52:13 PM
ethicalhumanist$50.00$50.0011/2/2010 7:43:52 AM
BankofBeth$25.00$25.0011/2/2010 9:51:39 AM
RkyMtnHi$100.00$100.0011/2/2010 10:14:12 AM
grampy48$25.00$25.0011/2/2010 11:51:23 AM
buukyak$25.00$25.0010/26/2010 2:47:54 PM
organized-payment6$50.00$50.0010/26/2010 2:50:55 PM
NATIVEBORN$25.00$25.0010/26/2010 2:52:11 PM
indomitable-coin$50.00$50.0010/26/2010 2:54:09 PM
rescue$100.00$100.0010/26/2010 2:54:57 PM
psa1995$50.00$50.0010/26/2010 2:45:24 PM
blot44$25.00$25.0010/26/2010 2:50:11 PM
Jassi$25.00$25.0010/26/2010 3:00:51 PM
hizzy$50.00$50.0010/26/2010 3:01:09 PM
FlexFunding$100.00$100.0010/26/2010 2:52:21 PM
uncleubb$25.00$25.0010/26/2010 2:47:17 PM
fcukciti$25.00$25.0010/26/2010 2:53:40 PM
mjunlimited$50.00$50.0010/26/2010 2:51:02 PM
alpinaut$30.00$30.0010/26/2010 2:56:41 PM
Rick21$50.00$50.0010/26/2010 2:56:53 PM
ThomasC$25.00$25.0010/26/2010 2:52:23 PM
GElender$50.00$50.0010/26/2010 2:52:34 PM
RandyL3$25.00$25.0010/26/2010 3:00:25 PM
figs4u2$100.00$100.0010/26/2010 2:53:57 PM
Weaverville$50.00$50.0010/26/2010 3:03:41 PM
jts$25.00$25.0010/26/2010 3:03:58 PM
6moonbeams$200.00$200.0010/26/2010 2:56:13 PM
SanJoser$25.00$25.0010/26/2010 2:56:18 PM
bndlending2u$50.00$50.0010/26/2010 2:56:26 PM
bold-yield-rumbler$25.00$25.0010/26/2010 2:56:49 PM
valueguru$50.00$50.0010/26/2010 2:57:37 PM
Armenish$25.00$25.0010/26/2010 3:44:44 PM
BayShell$50.00$50.0010/26/2010 4:05:27 PM
anyoi$36.05$36.0510/26/2010 3:48:35 PM
exciting-responsibility3$25.00$25.0010/26/2010 4:33:46 PM
power-defender7$26.93$26.9310/26/2010 4:57:48 PM
penny-plato$50.00$50.0010/26/2010 5:56:34 PM
value-pouch$50.00$50.0010/26/2010 6:01:51 PM
impartial-deal$50.00$50.0010/26/2010 5:54:53 PM
ATOHokie$25.00$25.0010/26/2010 5:51:55 PM
cello1$25.00$25.0010/26/2010 5:52:06 PM
gojackgo$50.00$50.0010/26/2010 5:58:06 PM
kegs$40.90$40.9010/26/2010 6:01:53 PM
dpfl55$25.00$25.0010/26/2010 6:46:23 PM
jga516$25.00$25.0010/26/2010 8:53:58 PM
BlindProphet$50.00$50.0010/26/2010 9:06:29 PM
nonukem$25.00$25.0010/26/2010 6:46:05 PM
unforgettable-order9$50.00$50.0010/26/2010 8:53:25 PM
mizon291$50.00$50.0010/26/2010 10:45:42 PM
tenacious-payout$25.00$25.0010/26/2010 8:16:08 PM
eyal0$28.85$28.8510/26/2010 10:01:40 PM
JGB$38.85$38.8510/27/2010 1:49:41 AM
ideal-penny8$25.00$25.0010/27/2010 2:14:38 AM
mentornetwork$25.00$25.0010/27/2010 12:11:46 AM
mac415$25.00$25.0010/27/2010 6:11:07 AM
subtle-revenue0$25.00$25.0010/27/2010 5:16:05 AM
platinum-hunter7$50.00$50.0010/27/2010 5:48:37 AM
FunInSun$25.00$25.0010/27/2010 9:56:22 AM
here2lend$25.00$25.0010/27/2010 1:34:13 PM
grc$50.00$50.0010/27/2010 2:12:32 PM
agalt$100.00$100.0010/27/2010 2:26:32 PM
mindful-duty$25.00$25.0010/27/2010 12:36:32 PM
rakstar$25.00$25.0010/27/2010 4:06:35 PM
ericgassercom$25.00$25.0010/27/2010 4:30:53 PM
ramsbladder$25.00$25.0010/27/2010 5:00:21 PM
balance2$25.00$25.0010/27/2010 5:02:50 PM
Veridic$25.00$25.0010/27/2010 5:00:23 PM
Preteur$25.00$25.0010/27/2010 8:09:57 PM
Aberdeen$999.00$999.0010/27/2010 6:31:46 PM
focused-return366$25.80$25.8010/27/2010 7:44:22 PM
108lender$66.10$66.1010/28/2010 1:35:19 AM
efficient-treasure0$25.00$25.0010/27/2010 7:59:56 PM
social-turtle4$25.35$25.3510/27/2010 10:20:05 PM
ADenny$25.00$25.0010/27/2010 8:47:02 PM
jpblan11$25.00$25.0010/28/2010 12:28:11 PM
outofoffice$50.00$50.0010/28/2010 1:34:47 PM
TigerForce$25.00$25.0010/29/2010 5:09:42 PM
hookUup$200.00$200.0010/30/2010 1:07:27 AM
MrSolution$25.00$25.0010/30/2010 7:22:18 AM
heerzaquestion$25.00$25.0010/30/2010 7:52:12 AM
arenangelchild$50.00$50.0010/31/2010 2:11:24 PM
LenderCB$25.00$25.0010/31/2010 10:51:46 PM
doc1$100.00$100.0010/31/2010 4:36:53 PM
giovani$25.00$25.0010/31/2010 6:01:12 PM
octoberfresh$25.00$25.0011/1/2010 7:07:22 AM
enthusiastic-balance5$300.00$300.0011/1/2010 6:58:07 AM
Dollars4Rent$25.00$25.0011/1/2010 11:30:19 AM
Banker3119$25.00$25.0011/1/2010 11:47:45 AM
worth-excellence4$25.00$25.0011/1/2010 3:26:01 PM
Speedfreak$25.00$25.0011/1/2010 6:47:13 PM
BankofRa$25.00$25.0011/1/2010 10:54:24 PM
Tuss12$100.00$100.0011/1/2010 7:34:13 PM
bearclan$25.00$25.0011/1/2010 8:13:21 PM
Tsimmeej$25.00$25.0011/2/2010 1:31:11 AM
tigerlady92$50.00$50.0011/2/2010 6:25:24 AM
happyjackbak$50.00$50.0011/2/2010 8:48:00 AM
Airbandit$54.10$54.1011/2/2010 8:18:43 AM
DanV$25.00$25.0011/2/2010 11:30:28 AM
myidear$25.00$25.0011/2/2010 1:47:44 PM
friendinmoney$25.00$25.0011/2/2010 2:32:32 PM
friendinmoney$25.00$25.0011/2/2010 2:40:31 PM
197 bids
 
Borrower Payment Dependent Notes Series 481775
This series of Notes was issued and sold upon the funding of the borrower loan #45198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 9.80% Auction start date:  Oct-27-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 24.75% Starting borrower rate/APR: 25.75% / 29.26% Starting monthly payment: $281.10
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.27% Final monthly payment: $281.10
 
Auction yield range: 10.71% - 24.75% Estimated loss impact: 10.41%  
Lender servicing fee: 1.00% Estimated return: 14.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1985 Debt/Income ratio: 13%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 9Length of status:30y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,717Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: melsdebt Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2009)
640-659 (Aug-2009)
640-659 (Mar-2008)
 
Principal balance: $1,230.06 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Medical Bills - Had Breast Cancer
Purpose of loan:
This loan will be used to?pay off medical bills from reconstruction of Breast.

My financial situation:
I am a good candidate for this loan because?I pay all my bills on-time!

Monthly net income: $

Monthly expenses: $ 2000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.0010/27/2010 3:09:55 PM
radiant-loan5$200.00$200.0010/27/2010 3:06:58 PM
ekmendenhall$45.00$45.0010/27/2010 3:02:52 PM
cablenews$25.00$25.0010/27/2010 4:05:10 PM
Ocean713$50.00$50.0010/27/2010 4:21:28 PM
moola-wildebeest3$25.00$25.0010/27/2010 4:22:04 PM
special-currency6$37.32$37.3210/27/2010 4:19:01 PM
MAYBROOK$50.00$50.0010/27/2010 4:30:28 PM
balance-handshake7$25.00$25.0010/27/2010 4:22:28 PM
successful-agreement7$100.00$100.0010/27/2010 4:22:18 PM
SDNLR$25.00$25.0010/27/2010 5:03:31 PM
dedicated-diversification5$37.99$37.9910/27/2010 4:29:11 PM
JustMee$25.00$25.0010/27/2010 4:37:16 PM
Moe87$25.00$25.0010/27/2010 5:27:14 PM
czar3$40.00$40.0010/27/2010 8:16:23 PM
MoneyForNothing$46.12$46.1210/27/2010 8:31:08 PM
Trakissta$150.00$150.0010/27/2010 7:42:24 PM
NekHoldings$25.00$25.0010/28/2010 5:26:42 AM
zen1cent$25.00$25.0010/27/2010 8:16:24 PM
Ubiquinone$50.00$50.0010/27/2010 8:28:34 PM
kindness-hickory5$27.51$27.5110/28/2010 10:23:05 AM
LuvToLend$25.00$25.0010/28/2010 10:23:38 AM
Artist_Blue$25.00$25.0010/28/2010 12:35:33 PM
spreadgoodwill$50.00$50.0010/28/2010 2:21:27 PM
Wellman$25.00$25.0010/28/2010 2:24:43 PM
nybanker85$27.75$27.7510/28/2010 12:10:23 PM
droopie1$25.00$25.0010/28/2010 1:11:12 PM
reflective-rupee$33.00$33.0010/28/2010 1:24:37 PM
Chesterite$25.00$25.0010/28/2010 1:21:13 PM
vfrdirk$25.00$25.0010/28/2010 1:34:28 PM
iLoaner$25.00$25.0010/28/2010 2:21:22 PM
bold-currency-holly$25.00$25.0010/28/2010 2:23:05 PM
JGB$100.00$100.0010/28/2010 2:21:56 PM
GrooveBiz$50.00$50.0010/28/2010 2:39:57 PM
simplelender80$200.00$200.0010/28/2010 3:05:56 PM
velocity-solo$25.00$25.0010/29/2010 9:45:09 AM
all_of_that_one$40.00$40.0010/31/2010 10:06:20 AM
tech310$25.00$25.0010/31/2010 9:44:16 PM
thatguyoverseas$50.00$50.0011/1/2010 6:21:08 AM
scoobiedoo$50.00$50.0011/1/2010 10:43:41 AM
nickel-hickory$50.00$50.0011/1/2010 4:29:20 PM
five-star-note$97.00$97.0011/1/2010 5:50:24 PM
108lender$100.00$100.0011/1/2010 4:46:51 PM
circustab$50.00$50.0011/1/2010 7:09:06 PM
diverse2$25.00$25.0011/1/2010 6:32:27 PM
Trabey$25.00$25.0011/2/2010 6:08:37 AM
money-bauble$25.00$25.0011/2/2010 12:55:13 PM
greenback-guard$25.00$25.0011/2/2010 1:22:32 PM
taco798$25.00$25.0011/2/2010 12:26:58 PM
sagan$25.00$25.0011/2/2010 12:28:50 PM
shmb6508$50.00$50.0011/2/2010 12:55:51 PM
tuere25$35.00$35.0011/2/2010 2:40:25 PM
listing-bada-bing$100.00$100.0011/2/2010 2:03:04 PM
good4loan$25.00$25.0011/2/2010 1:44:52 PM
payout-reaction740$25.00$25.0011/2/2010 3:13:34 PM
well-mannered-income3$60.00$60.0011/2/2010 8:13:54 PM
spectrumlend$50.00$50.0011/2/2010 8:18:19 PM
drcoop$25.00$25.0011/3/2010 12:55:18 AM
commerce-broker$25.00$25.0011/3/2010 4:55:21 AM
kendigme$25.00$25.0011/3/2010 3:03:33 AM
five-star-investment8$59.55$59.5511/3/2010 9:11:57 AM
enriching-payout$25.00$25.0011/3/2010 6:33:12 AM
doublediamond$26.07$26.0711/3/2010 7:24:31 AM
Leshan$75.00$75.0011/3/2010 8:35:22 AM
dammage$30.55$30.5511/3/2010 9:36:14 AM
Zipcut$25.00$25.0011/3/2010 7:59:01 AM
spsavage$25.00$25.0011/3/2010 8:21:58 AM
EngineersAlliance$25.00$25.0011/3/2010 8:34:19 AM
thankful-nickel2$25.00$25.0011/3/2010 9:19:19 AM
profit-powerplant$50.00$50.0011/3/2010 9:44:14 AM
respectful-credit3$25.00$25.0011/3/2010 11:30:51 AM
luann199$40.07$40.0711/3/2010 9:50:30 AM
Grandmahoneybee$25.00$25.0011/3/2010 10:22:50 AM
DMKAssetManagement$50.00$50.0011/3/2010 12:23:21 PM
LittleMingo$25.00$25.0011/3/2010 11:18:22 AM
top-tranquil-justice$50.00$50.0011/3/2010 1:31:42 PM
credit-missile$40.00$40.0011/3/2010 1:46:38 PM
wealth-pipeline$25.00$25.0011/3/2010 2:34:55 PM
credit-missile$60.00$60.0011/3/2010 2:00:57 PM
squarebob$25.00$25.0011/3/2010 2:55:00 PM
1-HARD-HEAD$25.00$25.0011/3/2010 2:44:15 PM
justasoldier$36.08$36.0811/3/2010 2:51:28 PM
squarebob$25.00$25.0011/3/2010 2:53:55 PM
ethicalhumanist$25.00$25.0010/27/2010 3:05:13 PM
Comoparklender$25.00$25.0010/27/2010 4:05:21 PM
lloyd_s$25.00$25.0010/27/2010 4:09:20 PM
washboard1$50.00$50.0010/27/2010 4:22:10 PM
payment-gusto$25.00$25.0010/27/2010 4:15:25 PM
suave-dime6$25.00$25.0010/27/2010 4:31:09 PM
uncleegg$25.00$25.0010/27/2010 4:50:17 PM
howlong2retirement$50.00$50.0010/27/2010 5:06:04 PM
forthright-dedication$33.00$33.0010/27/2010 5:01:34 PM
ukstevenhawaii$37.58$37.5810/27/2010 8:16:56 PM
Mr-Miracle$25.00$25.0010/27/2010 6:06:25 PM
bid-czar8$25.00$25.0010/28/2010 7:24:31 AM
power-expert$25.00$25.0010/28/2010 2:31:09 AM
FountainShrugged$50.00$50.0010/28/2010 10:24:27 AM
marketplace-buckeye$43.52$43.5210/28/2010 6:44:13 AM
asset-professor$27.48$27.4810/28/2010 8:05:53 AM
yomanie$50.00$50.0010/28/2010 8:16:14 AM
B-rad_the_Coug$25.00$25.0010/28/2010 11:37:47 AM
supersarah61$25.00$25.0010/28/2010 10:04:34 AM
WindyKid$33.59$33.5910/28/2010 2:22:06 PM
Banker7371$25.00$25.0010/28/2010 10:39:57 AM
ZPBSFinancialGroup$25.00$25.0010/28/2010 12:25:24 PM
worth-arch$25.00$25.0010/28/2010 2:30:06 PM
Tammy102800$25.00$25.0010/28/2010 1:20:58 PM
greenbacchus$25.00$25.0010/28/2010 2:23:00 PM
finance-prescription$25.00$25.0010/28/2010 2:23:46 PM
hope-equation$50.00$50.0010/28/2010 2:21:44 PM
israel15$25.00$25.0010/28/2010 2:23:42 PM
w3alter$50.00$50.0010/28/2010 2:27:44 PM
r0b3m4n$25.00$25.0010/28/2010 2:30:43 PM
handshake5$54.97$54.9710/28/2010 2:40:55 PM
parsec9$25.00$25.0010/29/2010 12:54:22 AM
inspiring-reward$36.14$36.1410/29/2010 10:38:05 AM
heerzaquestion$30.00$30.0010/30/2010 7:57:40 AM
graceful-investment$100.00$100.0010/30/2010 11:31:03 AM
natural-greenback6$25.00$25.0010/31/2010 1:53:48 PM
worthy-bid4$100.00$100.0011/1/2010 9:28:53 AM
platinum-celebration4$25.00$25.0011/1/2010 9:39:50 AM
rmpedi33$25.00$25.0011/1/2010 11:22:10 AM
larrybird$150.00$150.0011/1/2010 4:22:54 PM
Magog12$25.00$25.0011/1/2010 4:49:35 PM
skillful-asset5$30.00$30.0011/1/2010 6:45:20 PM
usedtoborrow$147.74$147.7411/1/2010 4:57:03 PM
paradisenow$25.00$25.0011/1/2010 5:14:11 PM
flwah$25.00$25.0011/2/2010 7:48:53 AM
kulender$50.00$50.0011/2/2010 6:20:13 AM
kendigme$25.00$25.0011/2/2010 10:09:31 AM
economy-producer$25.00$25.0011/2/2010 9:13:57 AM
the-upbeat-p2p$100.00$100.0011/2/2010 12:01:48 PM
NoCal$30.00$30.0011/2/2010 12:14:02 PM
reflective-rupee$444.00$444.0011/2/2010 11:41:57 AM
Bob450$25.00$25.0011/2/2010 12:09:29 PM
BrighterSuns$25.00$25.0011/2/2010 1:00:38 PM
finance-solo$25.00$25.0011/2/2010 1:20:31 PM
musegaze$28.36$5.0211/2/2010 1:21:39 PM
handy-fund$50.00$50.0011/2/2010 3:25:39 PM
trade-guru938$100.00$100.0011/2/2010 5:19:50 PM
point-tornado$25.00$25.0011/2/2010 6:14:53 PM
mercuriant$25.00$25.0011/2/2010 9:15:16 PM
wirebutterfly$25.00$25.0011/2/2010 8:53:52 PM
Live-Free-or-Die$47.89$47.8911/3/2010 6:53:39 AM
Haribelle$25.00$25.0011/3/2010 8:09:40 AM
first-dinero-igloo$28.72$28.7211/3/2010 6:26:55 AM
loanman2007$100.00$100.0011/3/2010 6:33:07 AM
EastBayCapital$25.00$25.0011/3/2010 8:55:05 AM
buddycat$25.00$25.0011/3/2010 9:12:09 AM
mlb1$25.00$25.0011/3/2010 9:38:12 AM
red-favorable-basis$25.00$25.0011/3/2010 9:20:32 AM
the-cash-allotment$35.52$35.5211/3/2010 10:04:58 AM
Mikale360$25.00$25.0011/3/2010 11:46:45 AM
respectful-credit3$25.00$25.0011/3/2010 11:30:31 AM
Maximum_Investment$40.82$40.8211/3/2010 10:33:50 AM
Astyanax$100.00$100.0011/3/2010 12:05:12 PM
loss-of-control$50.00$50.0011/3/2010 1:53:58 PM
credit-missile$25.00$25.0011/3/2010 2:01:59 PM
moola-monger9$50.00$50.0011/3/2010 2:11:31 PM
159 bids
 
Borrower Payment Dependent Notes Series 482353
This series of Notes was issued and sold upon the funding of the borrower loan #45187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.55% Auction start date:  Nov-01-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 7.00% Starting borrower rate/APR: 8.00% / 8.34% Starting monthly payment: $156.68
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 8.34% Final monthly payment: $156.68
 
Auction yield range: 2.71% - 7.00% Estimated loss impact: 1.55%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-2004 Debt/Income ratio: 14%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,852Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: wonderous-commerce2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Precious Metals Investment
I plan on purchasing silver or gold bullion as a 3-5 year investment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
red-unequivocal-finance$25.00$25.0011/1/2010 3:00:05 PM
kenji4861$25.00$25.0011/1/2010 3:11:55 PM
rescue$100.00$100.0011/1/2010 3:14:05 PM
LiveNow$25.00$25.0011/1/2010 3:14:39 PM
intuitive-bill$25.00$25.0011/1/2010 3:15:21 PM
bold-yield-rumbler$25.00$25.0011/1/2010 3:16:47 PM
valueguru$50.00$50.0011/1/2010 3:17:21 PM
capital-web7$50.00$50.0011/1/2010 3:19:50 PM
ADenny$25.00$25.0011/1/2010 3:08:01 PM
best-ingenious-funds$25.00$25.0011/1/2010 3:30:09 PM
FlexFunding$100.00$100.0011/1/2010 3:10:47 PM
figs4u2$100.00$100.0011/1/2010 3:13:36 PM
bigballer105$100.00$100.0011/1/2010 3:08:26 PM
income-banjo$25.00$25.0011/1/2010 3:32:22 PM
anti-wall-st$100.00$100.0011/1/2010 3:15:36 PM
meenan$25.00$25.0011/1/2010 3:32:29 PM
mjunlimited$50.00$50.0011/1/2010 3:10:17 PM
socal-lender$25.00$25.0011/1/2010 3:17:41 PM
delicious-social132$50.00$50.0011/1/2010 3:12:49 PM
balance-voyager$50.00$50.0011/1/2010 3:34:02 PM
Weaverville$50.00$50.0011/1/2010 3:18:19 PM
bndlending2u$50.00$50.0011/1/2010 3:16:09 PM
generous-deal6$50.00$50.0011/1/2010 3:35:16 PM
careful-note$60.00$60.0011/1/2010 3:35:55 PM
a-responsible-return$50.00$50.0011/1/2010 3:36:31 PM
subtle-revenue0$25.00$25.0011/1/2010 3:19:56 PM
inforapenny$50.00$50.0011/1/2010 3:27:13 PM
ommcd$25.00$25.0011/1/2010 3:28:01 PM
balance2$25.00$25.0011/1/2010 3:27:27 PM
kirkjerk$25.00$25.0011/1/2010 3:30:48 PM
velocity-solo$25.00$25.0011/1/2010 3:42:39 PM
dma1206$25.00$25.0011/1/2010 3:30:07 PM
top-sensible-yield$25.00$25.0011/1/2010 3:31:18 PM
rekitten$100.00$100.0011/1/2010 3:32:15 PM
Philosonie$25.00$25.0011/1/2010 3:32:33 PM
tech310$50.00$50.0011/1/2010 3:37:38 PM
rjw_mpwr$25.00$25.0011/1/2010 3:36:41 PM
antlr$50.00$50.0011/1/2010 3:37:48 PM
poormanenterprises$25.00$25.0011/2/2010 3:35:51 AM
happyjackbak$50.00$50.0011/2/2010 8:48:12 AM
lsx7$100.00$100.0011/2/2010 10:45:16 AM
Bank_Of_XL$25.00$25.0011/2/2010 1:09:39 PM
tolerant-dinero2$25.00$25.0011/2/2010 2:57:21 PM
hookUup$50.00$50.0011/2/2010 1:48:51 PM
alpinaut$30.00$30.0011/1/2010 3:00:49 PM
life-is-great$50.00$50.0011/1/2010 3:03:27 PM
blot44$25.00$25.0011/1/2010 3:09:53 PM
organized-payment6$50.00$50.0011/1/2010 3:10:10 PM
ThomasC$25.00$25.0011/1/2010 3:10:54 PM
GElender$50.00$50.0011/1/2010 3:12:14 PM
Quaven$25.00$25.0011/1/2010 3:16:22 PM
Rick21$50.00$50.0011/1/2010 3:17:00 PM
important-ore$100.00$100.0011/1/2010 3:17:11 PM
lively-hope28$50.00$50.0011/1/2010 3:17:28 PM
aasx1108$25.00$25.0011/1/2010 3:19:00 PM
exact-gold2$25.00$25.0011/1/2010 3:01:14 PM
JJ9876$50.00$50.0011/1/2010 3:04:36 PM
damage$25.00$25.0011/1/2010 3:28:15 PM
stinvest$25.00$25.0011/1/2010 3:28:21 PM
radforj22$50.00$50.0011/1/2010 3:00:28 PM
psa1995$50.00$50.0011/1/2010 3:09:01 PM
larrybird$150.00$150.0011/1/2010 3:10:35 PM
AmericanCredit$25.00$25.0011/1/2010 3:12:22 PM
DukSerduk$25.00$25.0011/1/2010 3:09:15 PM
selector568$500.00$500.0011/1/2010 3:09:36 PM
6moonbeams$200.00$200.0011/1/2010 3:15:49 PM
jjb3$25.00$25.0011/1/2010 3:32:34 PM
MM1207$25.00$25.0011/1/2010 3:33:38 PM
indomitable-coin$50.00$50.0011/1/2010 3:13:58 PM
kyomoon$50.00$50.0011/1/2010 3:34:04 PM
BayShell$50.00$50.0011/1/2010 3:18:24 PM
skuba$50.00$50.0011/1/2010 3:15:04 PM
Havana21$100.00$100.0011/1/2010 3:18:54 PM
meux99$100.00$100.0011/1/2010 3:19:18 PM
Jassi$25.00$25.0011/1/2010 3:18:06 PM
chinolatino$50.00$50.0011/1/2010 3:36:53 PM
platinum-hunter7$25.00$25.0011/1/2010 3:27:20 PM
afotherg$75.00$75.0011/1/2010 3:28:09 PM
platinum-sorcerer6$25.00$25.0011/1/2010 3:30:53 PM
neighborly-hope6$50.00$50.0011/1/2010 3:31:01 PM
narblark$100.00$100.0011/1/2010 3:28:43 PM
transparency-giant$43.47$43.4711/1/2010 3:32:20 PM
riproaringrapids$25.00$25.0011/1/2010 3:33:15 PM
economy-orchid$25.00$25.0011/1/2010 3:31:22 PM
hopeful-point$50.00$50.0011/1/2010 3:35:13 PM
godfather4u$50.00$50.0011/1/2010 3:35:52 PM
Kerrysbay$50.00$16.5311/1/2010 3:38:00 PM
word140$25.00$25.0011/1/2010 7:03:15 PM
RandyL3$25.00$25.0011/2/2010 1:37:51 AM
colorfulgardener$25.00$25.0011/2/2010 3:57:53 AM
james1844$100.00$100.0011/2/2010 6:38:49 AM
natedog666$150.00$150.0011/2/2010 6:58:36 AM
roadtruck$50.00$50.0011/3/2010 1:13:16 PM
93 bids
 
Borrower Payment Dependent Notes Series 413746
This series of Notes was issued and sold upon the funding of the borrower loan #45164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-27-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $89.74
Final lender yield: 19.88% Final borrower rate/APR: 20.88% / 24.29% Final monthly payment: $75.23
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.09%  
Lender servicing fee: 1.00% Estimated return: 4.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1997 Debt/Income ratio: 559%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:39y 4m
Amount delinquent: $0 Total credit lines: 31Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,621 
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: Directmarketing Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2007)
660-679 (Oct-2007)
660-679 (Sep-2007)
660-679 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Paying off credit cards


Monthly net income: $ 2,356.00

Monthly expenses: $
??Housing: $ 449.00
??Insurance: $ 38.00
??Car expenses: $ 25.00
??Utilities: $ 1??Phone, cable, internet: $?150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 10.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 10.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investment-artist$25.00$25.0010/29/2010 10:21:08 AM
courteous-note1$25.00$25.0010/30/2010 9:44:58 AM
santhana$50.50$50.5011/2/2010 12:41:40 PM
credit-missile$25.00$25.0011/2/2010 9:21:38 PM
credit-missile$25.00$25.0011/2/2010 9:19:53 PM
onecooldrink$25.00$25.0011/3/2010 1:50:03 AM
credit-missile$25.00$25.0011/2/2010 9:20:30 PM
capital-kingdom$50.00$50.0011/3/2010 8:28:32 AM
LittleMingo$30.00$30.0011/3/2010 8:46:50 AM
ronin4sale$25.00$25.0011/3/2010 6:33:42 AM
FinanceEngine$25.00$25.0011/3/2010 7:33:36 AM
Leshan$150.00$150.0011/3/2010 8:15:49 AM
niq4soccer$25.00$25.0011/3/2010 8:13:57 AM
direct-asset$25.00$25.0011/3/2010 9:22:02 AM
italisvital$25.00$25.0011/3/2010 10:15:12 AM
kwan$25.00$25.0011/3/2010 10:10:46 AM
rf7949$25.00$25.0011/3/2010 10:20:04 AM
Mikale360$25.00$25.0011/3/2010 11:35:32 AM
alluring-yield5$25.00$25.0011/3/2010 10:58:11 AM
BrighterSuns$25.00$25.0011/3/2010 1:01:06 PM
Mikale360$25.00$25.0011/3/2010 11:37:06 AM
trumpeter5$40.00$40.0011/3/2010 2:18:01 PM
rlaboy$25.00$25.0011/3/2010 2:30:38 PM
3mma$33.78$33.7811/3/2010 2:20:43 PM
Aberdeen$999.00$520.1710/27/2010 6:31:47 PM
loanman2007$150.00$150.0010/28/2010 11:17:09 AM
wlm3012$25.00$25.0011/1/2010 5:53:45 PM
wlm3012$25.00$25.0011/2/2010 10:16:21 AM
jhouman$25.00$25.0011/2/2010 3:20:19 PM
credit-missile$25.00$25.0011/2/2010 9:21:08 PM
credit-missile$25.00$25.0011/2/2010 9:19:14 PM
George2384$25.00$25.0011/3/2010 5:56:28 AM
doopers$25.00$25.0011/3/2010 8:18:23 AM
Starfin-Capital-Management$60.00$60.0011/3/2010 7:37:48 AM
martymaniaman$25.00$25.0011/3/2010 8:37:14 AM
principal-laser$40.05$40.0511/3/2010 9:59:12 AM
money-baron$25.50$25.5011/3/2010 10:39:38 AM
favorite-commerce$50.00$50.0011/3/2010 9:55:51 AM
honey-money$25.00$25.0011/3/2010 12:27:26 PM
Happyhourcomics$25.00$25.0011/3/2010 1:00:30 PM
hawaiitechnical$25.00$25.0011/3/2010 12:09:31 PM
funtwosay$25.00$25.0011/3/2010 12:58:53 PM
ultimate-peace$25.00$25.0011/3/2010 1:57:47 PM
Moe87$25.00$25.0011/3/2010 2:40:26 PM
44 bids
 
Borrower Payment Dependent Notes Series 478456
This series of Notes was issued and sold upon the funding of the borrower loan #45196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-01-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,051Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: blossom081 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Just need a boost
Purpose of loan:
This loan will be used to consolidate three credit cards, and for staying on top of bills while my husband waits for his new job to begin.

My financial situation:
I am a good candidate for this loan because even though times have become difficult for us financially, we have stayed fairly current on our monthly bills and credit card payments. My husband is applying for a job working for an oil company in Wyoming, which will enable us to pay off this loan fairly quickly.

Monthly net income: $2000

Monthly expenses: $
??Housing: $535
??Insurance: $305
??Car expenses: $215 and $250 loan payments, rougly?$100 for?fuel?
??Utilities: $ 100
??Phone, cable, internet: $ 250
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $?400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radiant-loan5$200.00$200.0010/26/2010 2:51:56 PM
valiant-liberty4$25.00$25.0010/26/2010 2:54:39 PM
transaction-circuit$50.00$50.0010/26/2010 2:59:05 PM
Artist_Blue$25.00$25.0010/28/2010 12:36:43 PM
simplelender80$200.00$200.0010/28/2010 3:05:16 PM
poolshark72$25.00$25.0010/28/2010 11:25:47 PM
skuba$25.00$25.0010/29/2010 3:13:08 PM
money-bauble$25.00$25.0010/30/2010 4:14:58 PM
TakeCare$60.00$60.0010/31/2010 7:53:09 AM
Bob450$25.00$25.0010/31/2010 10:58:11 PM
nickel-hickory$50.00$50.0010/31/2010 11:48:32 PM
Investoman$25.00$25.0011/1/2010 9:50:08 AM
thatguyoverseas$25.00$25.0011/1/2010 5:42:43 AM
larrybird$150.00$150.0011/1/2010 11:42:05 AM
orange-dollar-guild$25.00$25.0011/1/2010 1:38:31 PM
TheAlchemist$25.00$25.0011/1/2010 3:03:35 PM
bigredbus$50.00$50.0011/1/2010 4:15:51 PM
saxaphone6$25.00$25.0011/1/2010 4:16:02 PM
point-kitten6$50.00$50.0011/1/2010 4:16:42 PM
cropdust3r$25.00$25.0011/1/2010 4:19:24 PM
treasure-bliss$50.00$50.0011/1/2010 4:20:02 PM
famous-bill$25.00$25.0011/1/2010 4:15:54 PM
Asailorman$50.00$50.0011/1/2010 4:23:55 PM
calkidd05$25.00$25.0011/1/2010 4:24:04 PM
jstnow$25.00$22.0811/1/2010 4:24:07 PM
wlm3012$25.00$25.0011/1/2010 5:38:36 PM
lithyan0405$25.00$25.0011/1/2010 6:20:03 PM
Land_on_your_feet$50.00$50.0011/1/2010 7:09:15 PM
precious-coin3$25.00$25.0011/1/2010 6:29:34 PM
testguy$25.00$25.0011/1/2010 7:04:15 PM
hawaiitechnical$25.00$25.0011/1/2010 7:24:05 PM
fascinating-gold$72.87$72.8711/1/2010 8:06:10 PM
bid-czar8$25.00$25.0010/26/2010 3:00:15 PM
handshake5$100.00$100.0010/26/2010 2:52:55 PM
inspiring-reward$100.00$100.0010/26/2010 5:16:49 PM
suave-dime6$25.00$25.0010/26/2010 6:04:04 PM
frogperson$100.00$100.0010/26/2010 10:06:07 PM
successful-agreement7$37.80$37.8010/27/2010 7:36:03 AM
natural-greenback6$25.00$25.0010/27/2010 4:14:26 PM
velocity-solo$25.00$25.0010/29/2010 9:44:17 AM
NoCal$30.00$30.0010/29/2010 2:39:23 PM
sagan$25.00$25.0010/29/2010 2:38:31 PM
shmb6508$50.00$50.0010/29/2010 3:11:38 PM
GElender$50.00$50.0010/29/2010 3:51:47 PM
graceful-investment$100.00$100.0010/30/2010 11:30:34 AM
generous-deal6$25.00$25.0010/30/2010 5:26:08 PM
musegaze$100.00$100.0010/30/2010 10:34:50 PM
kulender$100.00$100.0010/31/2010 8:17:38 AM
teller$47.25$47.2510/31/2010 7:53:11 AM
tech310$25.00$25.0010/31/2010 9:44:47 PM
asiaratt$50.00$50.0011/1/2010 3:50:49 AM
worthy-bid4$100.00$100.0011/1/2010 9:28:31 AM
platinum-celebration4$25.00$25.0011/1/2010 9:39:16 AM
WisconsinLiberal$25.00$25.0011/1/2010 3:04:19 PM
IIP77$25.00$25.0011/1/2010 4:18:33 PM
worthy-bid8$25.00$25.0011/1/2010 4:17:25 PM
108lender$80.00$80.0011/1/2010 4:13:23 PM
escharfer$25.00$25.0011/1/2010 4:21:50 PM
realtormoises$25.00$25.0011/1/2010 5:24:58 PM
paradisenow$25.00$25.0011/1/2010 4:28:42 PM
Green-Baron$25.00$25.0011/1/2010 5:09:06 PM
sildoc$25.00$25.0011/1/2010 7:21:57 PM
mammalian4$25.00$25.0011/1/2010 6:34:37 PM
63 bids
 
Borrower Payment Dependent Notes Series 479528
This series of Notes was issued and sold upon the funding of the borrower loan #45186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-15-2010 
  Auction end date:  Oct-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.72% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 38.72% Final monthly payment: $90.47
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2005 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,627Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: transformer0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to help with some credit card consolidation as well as making some home improvements.

My financial situation:
I am a good candidate for this loan because I work hard and I like to make sure I pay my bills. A few unexpected things came up for which I was not ready for. As a result I'm in a bit of a situation.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $1300
??Insurance: $300
??Car expenses: $300
??Utilities: $ 300
??Phone, cable, internet: $ 40
??Food, entertainment: $200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
special-currency6$25.00$25.0010/17/2010 8:53:41 AM
loan-kung-fu$25.00$25.0010/18/2010 3:24:54 AM
worthy-bid8$25.00$25.0010/19/2010 4:14:59 PM
puifais$25.00$25.0010/21/2010 7:34:06 AM
pani5ue$25.00$25.0010/21/2010 2:39:41 PM
bold-shrewd-duty$25.00$25.0010/21/2010 2:44:42 PM
the-upbeat-p2p$50.00$50.0010/21/2010 2:44:47 PM
famous-bill$25.00$25.0010/21/2010 2:46:08 PM
villagers$25.00$25.0010/21/2010 2:47:56 PM
the-credit-maker$50.00$50.0010/21/2010 2:59:18 PM
virtuous-bill1$50.00$50.0010/21/2010 3:02:51 PM
curriculum7$25.00$25.0010/21/2010 7:50:18 PM
HenryS$50.00$50.0010/22/2010 4:37:45 AM
photo999$25.00$25.0010/22/2010 8:53:42 AM
gold-channel2$50.00$50.0010/22/2010 10:18:01 AM
minnesotafinancial$25.00$25.0010/22/2010 10:48:30 AM
EretzCapital$50.00$50.0010/22/2010 2:54:52 PM
TakeCare$50.00$50.0010/19/2010 11:23:43 AM
inspiring-reward$31.91$31.9110/19/2010 5:58:01 PM
helping-out$300.00$300.0010/20/2010 3:47:32 PM
Cash_Angel$25.00$25.0010/21/2010 8:31:30 AM
head$25.00$25.0010/21/2010 2:38:42 PM
IIP77$25.00$25.0010/21/2010 2:43:00 PM
Anny-Disco$25.00$25.0010/21/2010 2:45:15 PM
equitable-yield4$25.00$25.0010/21/2010 2:46:17 PM
GSV67$50.00$50.0010/21/2010 2:46:49 PM
graceful-investment$100.00$100.0010/21/2010 2:47:48 PM
fcb202$41.11$41.1110/21/2010 2:48:40 PM
imoutdoorsy$25.00$25.0010/21/2010 3:02:48 PM
money-bauble$50.00$50.0010/21/2010 3:22:40 PM
WindyKid$25.00$25.0010/21/2010 3:22:52 PM
cunning-bill$25.00$25.0010/21/2010 3:30:25 PM
Bob450$25.00$25.0010/21/2010 7:54:38 PM
green-capital-hornet$25.00$25.0010/22/2010 12:20:54 AM
108lender$40.68$40.6810/22/2010 2:12:38 AM
Leshan$25.00$25.0010/22/2010 8:34:17 AM
Requiem$25.00$25.0010/22/2010 8:16:50 AM
capital-kingdom$50.00$50.0010/22/2010 8:26:11 AM
Happyhourcomics$25.00$25.0010/22/2010 9:14:45 AM
Lubava$25.00$25.0010/22/2010 10:13:58 AM
JM245$25.00$25.0010/22/2010 10:07:50 AM
wise-silver-wonder$25.00$11.3010/22/2010 10:19:09 AM
LOLgivin_monies$25.00$25.0010/22/2010 11:28:13 AM
Lubava$25.00$25.0010/22/2010 1:40:06 PM
ultimate-peace$150.00$150.0010/22/2010 2:02:29 PM
money-boomarang$25.00$25.0010/22/2010 2:09:51 PM
impartial-deal$25.00$25.0010/22/2010 2:11:46 PM
fervent-power$25.00$25.0010/22/2010 2:43:17 PM
honey-money$25.00$25.0010/22/2010 2:54:48 PM
Engineer44$25.00$25.0010/22/2010 3:15:45 PM
50 bids
 
Borrower Payment Dependent Notes Series 480944
This series of Notes was issued and sold upon the funding of the borrower loan #45195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 60 months Estimated loss: 1.55% Auction start date:  Oct-25-2010 
  Auction end date:  Nov-01-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 11.22% Starting monthly payment: $326.14
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 11.22% Final monthly payment: $326.14
 
Auction yield range: 3.23% - 10.00% Estimated loss impact: 1.56%  
Lender servicing fee: 1.00% Estimated return: 8.44%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1999 Debt/Income ratio: 10%
Credit score: 760-779 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,060Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: IHaveAlwaysMadeMyPayments Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For a New Kitchen and Bathroom!
Purpose of loan:

I'm getting married within a year and I want to surprise my fianc? with a brand new bathroom and kitchen! I truly appreciate your investment. Thank you so much!

My financial situation:

I am a great candidate for this loan because I never missed a payment?on a?credit card or at anytime on my mortgage.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, can you please tell us a little about your job, i.e. industry, etc. Also, how quickly do you plan to repay the loan? Thanks. - interest88
A: I work for FINRA, which regulates broker dealers and trading. I have been there 6 years plus. I plan to pay the loan within 2 years. Thank you (Oct-30-2010)
Q: Are you planning on paying this loan back over the entire 60 months or sooner? Just wondering why you chose the 60 month option. - iamnick24
A: I chose the 60 month plan just to be on the conservative side but I plan to pay within 2 years. Thank you (Oct-30-2010)
Q: I just placed a bid on your loan. Now I am offering advise. Along with the kitchen and bathroom dont forget to take her out for diner and give her flowers every now and then. - senior1
A: I will be sure to do that my friend! Thank you (Oct-30-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saintjude$100.00$100.0010/25/2010 3:03:09 PM
mjunlimited$50.00$50.0010/25/2010 3:22:46 PM
FlexFunding$100.00$100.0010/25/2010 3:25:36 PM
GElender$50.00$50.0010/25/2010 3:26:35 PM
rachelrachelrachel$25.00$25.0010/25/2010 3:27:06 PM
NATIVEBORN$25.00$25.0010/25/2010 3:25:11 PM
AmericanCredit$25.00$25.0010/25/2010 3:28:42 PM
income-banjo$50.00$50.0010/25/2010 3:25:44 PM
pleasant-basis$50.00$50.0010/25/2010 3:30:03 PM
kenji4861$25.00$25.0010/25/2010 3:26:25 PM
larrybird$150.00$150.0010/25/2010 3:23:13 PM
degster$25.00$25.0010/25/2010 3:35:36 PM
MarinLoans$25.00$25.0010/25/2010 3:35:55 PM
skuba$50.00$50.0010/25/2010 3:36:28 PM
delicious-social132$50.00$50.0010/25/2010 3:28:49 PM
srgriff$25.00$25.0010/25/2010 3:28:58 PM
here2lend$25.00$25.0010/25/2010 3:29:54 PM
unassuming-note$25.00$25.0010/25/2010 3:39:10 PM
fcukciti$25.00$25.0010/25/2010 3:28:50 PM
uncleubb$50.00$50.0010/25/2010 3:44:44 PM
intuitive-bill$25.00$25.0010/25/2010 3:38:57 PM
anti-wall-st$100.00$100.0010/25/2010 3:40:00 PM
fund-tom-tom6$50.00$50.0010/25/2010 3:35:32 PM
bndlending2u$50.00$50.0010/25/2010 3:41:37 PM
Quaven$25.00$25.0010/25/2010 3:41:58 PM
blissful-dedication3$25.00$25.0010/25/2010 3:37:08 PM
tenny321$50.00$50.0010/25/2010 3:38:39 PM
turbostar666$50.00$50.0010/25/2010 3:46:19 PM
diplomatic-wealth7$100.00$100.0010/25/2010 3:39:24 PM
harty$50.00$50.0010/25/2010 3:46:58 PM
6moonbeams$200.00$200.0010/25/2010 3:40:45 PM
HunterSix$25.00$25.0010/25/2010 4:10:59 PM
kegs$60.58$60.5810/25/2010 4:49:57 PM
platinum-hunter7$50.00$50.0010/25/2010 4:30:15 PM
ericgassercom$29.76$29.7610/25/2010 5:02:32 PM
penny-plato$25.00$25.0010/25/2010 4:47:25 PM
beachbum22$25.00$25.0010/25/2010 4:57:08 PM
reueljw$25.00$25.0010/25/2010 6:25:59 PM
radforj22$50.00$50.0010/25/2010 6:34:20 PM
skifamily1992$25.00$25.0010/25/2010 7:09:30 PM
Marathoner$25.00$25.0010/25/2010 9:35:46 PM
SCD$25.00$25.0010/26/2010 3:23:03 AM
worthy-bid8$100.00$100.0010/26/2010 6:35:06 AM
Veridic$25.00$25.0010/26/2010 8:36:01 AM
andyb9$47.88$47.8810/26/2010 5:47:02 AM
silver-baby$25.00$25.0010/26/2010 1:44:48 PM
chibear34$25.00$25.0010/26/2010 4:35:44 PM
BayShell$50.00$50.0010/26/2010 4:05:34 PM
zeelender$25.00$25.0010/26/2010 5:05:13 PM
SafeSaxa$30.00$30.0010/26/2010 5:49:40 PM
the-upbeat-p2p$50.00$50.0010/26/2010 5:52:25 PM
AK49-JW$50.00$50.0010/26/2010 5:43:00 PM
Phantom99$25.00$25.0010/26/2010 5:57:03 PM
PCGeekWI$25.00$25.0010/26/2010 5:51:17 PM
silver-dogwood4$25.00$25.0010/26/2010 9:24:32 PM
capital-web7$50.00$50.0010/26/2010 10:14:32 PM
meux99$100.00$100.0010/26/2010 7:50:51 PM
Hondo$25.00$25.0010/26/2010 8:15:46 PM
serene-truth2$50.00$50.0010/26/2010 8:16:04 PM
DreamQuestFunding$25.00$25.0010/27/2010 6:36:28 AM
subtle-revenue0$25.00$25.0010/27/2010 5:16:00 AM
bboy21385$27.31$27.3110/27/2010 10:03:34 AM
a8h8a8$25.00$25.0010/27/2010 10:20:53 AM
GD68$25.00$25.0010/27/2010 9:44:23 AM
rupee-prairie$50.00$50.0010/27/2010 10:45:34 AM
HeroJason86$25.00$25.0010/27/2010 11:09:46 AM
worth-solstice$25.00$25.0010/27/2010 2:23:06 PM
nnomura$75.00$75.0010/27/2010 2:31:43 PM
BiggestG$25.00$25.0010/27/2010 12:48:26 PM
agalt$100.00$100.0010/27/2010 2:26:28 PM
harmonious-moola7$38.29$38.2910/27/2010 3:59:56 PM
dollar-spy$25.00$25.0010/27/2010 3:50:22 PM
credit-bearer959$50.00$50.0010/27/2010 4:59:53 PM
sanjl79$25.00$25.0010/27/2010 5:00:53 PM
balance2$25.00$25.0010/27/2010 5:02:53 PM
japerk$25.00$25.0010/27/2010 6:38:58 PM
OzGuy609$25.00$25.0010/27/2010 10:57:48 PM
cello1$25.00$25.0010/28/2010 2:27:59 AM
greenback-ally$50.00$50.0010/27/2010 10:13:09 PM
chipperjohnson$50.00$50.0010/28/2010 7:01:04 AM
authoritative-capital$25.00$25.0010/28/2010 2:23:34 AM
spruce212$25.00$25.0010/28/2010 9:40:42 AM
dickiesweetboy$75.26$75.2610/28/2010 7:10:15 AM
McRowdy$25.00$25.0010/28/2010 7:16:30 AM
cashasaurus0$100.00$100.0010/28/2010 7:28:39 AM
ommcd$25.00$25.0010/28/2010 6:01:06 AM
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JTHarris$25.00$25.0010/28/2010 9:06:01 AM
HUNTER599673$25.00$25.0010/28/2010 7:36:19 AM
Aristocrat$25.00$25.0010/28/2010 10:12:39 AM
power-comet4$25.00$25.0010/28/2010 1:52:26 PM
blue-receptive-affluence$25.00$25.0010/28/2010 2:21:45 PM
penny-broker$25.00$25.0010/28/2010 2:56:47 PM
witty-compassion$25.00$25.0010/28/2010 10:29:09 PM
wampum-amplifier$100.00$100.0010/28/2010 6:37:02 PM
patriot384$600.00$600.0010/28/2010 7:27:53 PM
LoxKid$50.00$50.0010/28/2010 8:08:44 PM
auction-workhorse679$25.00$25.0010/29/2010 5:42:04 AM
JDL51$25.00$25.0010/28/2010 6:36:25 PM
peace-sorcerer$25.00$25.0010/28/2010 7:41:48 PM
usaUmp$75.00$75.0010/29/2010 8:05:26 AM
trustworthy-finance6$150.00$150.0010/29/2010 8:39:41 AM
RJTintheBK$30.00$30.0010/28/2010 11:49:36 PM
JackinGreen$39.00$39.0010/29/2010 12:18:12 PM
JustLikeYou$26.00$26.0010/29/2010 12:31:09 PM
ethicalhumanist$50.00$50.0010/29/2010 1:12:35 PM
kain11286$50.00$50.0010/29/2010 1:43:56 PM
theloanfiller$25.00$25.0010/29/2010 8:13:48 PM
income-encore1$100.00$100.0010/29/2010 8:53:59 PM
myextracash$25.00$25.0010/30/2010 2:44:40 AM
senior1$25.00$25.0010/29/2010 6:14:49 PM
Saab93$25.00$25.0010/29/2010 5:16:14 PM
ready-agreement5$100.00$100.0010/29/2010 9:26:42 PM
paramjit$100.00$100.0010/29/2010 7:49:24 PM
careful-currency5$25.00$25.0010/29/2010 9:23:03 PM
MrSolution$25.00$25.0010/30/2010 7:20:34 AM
trade77$25.00$25.0010/30/2010 8:15:08 AM
bass$25.00$25.0010/30/2010 2:25:14 AM
capital-star5$25.08$25.0810/30/2010 5:53:13 AM
ingenious-order783$25.00$25.0010/30/2010 10:51:28 AM
usedtoborrow$100.00$100.0010/30/2010 11:57:10 AM
ingeborg77$50.00$50.0010/30/2010 9:31:58 AM
dood2112$25.00$25.0010/30/2010 2:47:45 PM
jimbo29blue$50.00$50.0010/30/2010 9:11:47 AM
velocity-alert1$696.59$696.5910/30/2010 9:57:03 AM
kleinbrak$25.00$25.0010/31/2010 6:55:38 AM
McChan$200.00$200.0010/31/2010 10:09:40 AM
cognizant-responsibility9$25.00$25.0010/30/2010 7:12:09 PM
Castelj$40.00$40.0010/31/2010 2:11:17 AM
bankisopen$200.00$200.0010/31/2010 5:23:12 AM
CARedBull$50.00$50.0010/30/2010 10:31:40 PM
jackdempsey$100.00$100.0010/31/2010 3:32:13 PM
exact-peso2$25.00$25.0010/31/2010 10:04:16 AM
LenderCB$25.00$25.0010/31/2010 10:49:44 PM
sinner_c5$25.77$25.7710/31/2010 4:58:56 PM
bearclan$25.00$25.0010/31/2010 5:36:57 PM
hopalive$100.00$100.0010/31/2010 6:13:28 PM
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gjm6d$25.00$25.0010/31/2010 6:26:33 PM
sign_here$25.00$25.0010/31/2010 6:54:09 PM
Tomeus$100.00$100.0011/1/2010 7:23:18 AM
Lefty_the_Lender$25.00$25.0011/1/2010 1:35:07 AM
Charmart$25.00$25.0011/1/2010 2:53:17 AM
Trapman13$50.00$50.0011/1/2010 8:51:54 AM
justice-hawk$25.00$25.0011/1/2010 7:49:36 AM
ddamenace$40.00$40.0011/1/2010 9:25:01 AM
malcolmreynolds$25.00$25.0011/1/2010 2:02:17 PM
Dollars4Rent$25.00$25.0011/1/2010 11:26:34 AM
Loan-Mart$100.00$100.0011/1/2010 11:28:05 AM
friendinmoney$25.00$25.0011/1/2010 2:48:55 PM
LawyerLoan$50.00$50.0011/1/2010 1:16:24 PM
friendinmoney$25.00$25.0011/1/2010 2:44:01 PM
DukSerduk$25.00$25.0010/25/2010 3:06:21 PM
life-is-great$50.00$50.0010/25/2010 3:09:00 PM
exact-gold2$50.00$50.0010/25/2010 3:17:59 PM
tntmojave$25.00$25.0010/25/2010 3:22:52 PM
kinetic-ore$25.00$25.0010/25/2010 3:22:08 PM
ThomasC$25.00$25.0010/25/2010 3:25:56 PM
value-pouch$50.00$50.0010/25/2010 3:27:16 PM
Banker7371$25.00$25.0010/25/2010 3:30:29 PM
randomguy100$25.00$25.0010/25/2010 3:40:39 PM
AlBRich$25.00$25.0010/25/2010 3:33:09 PM
SanJoser$25.00$25.0010/25/2010 3:41:18 PM
figs4u2$100.00$100.0010/25/2010 3:29:33 PM
indomitable-coin$50.00$50.0010/25/2010 3:29:41 PM
bold-yield-rumbler$25.00$25.0010/25/2010 3:42:38 PM
LiveNow$25.00$25.0010/25/2010 3:35:56 PM
PK_USMC$25.00$25.0010/25/2010 3:46:43 PM
rescue$100.00$100.0010/25/2010 3:34:14 PM
eyal0$50.00$50.0010/25/2010 3:35:41 PM
important-ore$100.00$100.0010/25/2010 3:43:47 PM
orange-influential-credit$225.00$225.0010/25/2010 3:38:16 PM
BlindProphet$50.00$50.0010/25/2010 3:38:49 PM
Rick21$50.00$50.0010/25/2010 3:42:54 PM
money-bauble$100.00$100.0010/25/2010 4:05:07 PM
rakstar$25.00$25.0010/25/2010 4:51:26 PM
ramsbladder$25.00$25.0010/25/2010 5:11:28 PM
108lender$125.00$125.0010/25/2010 4:53:30 PM
kind-adventurous-finance$25.00$25.0010/25/2010 4:55:49 PM
JustMee$25.00$25.0010/25/2010 6:08:44 PM
noble-revenue$50.00$50.0010/25/2010 5:11:52 PM
jazzlender$50.00$50.0010/25/2010 7:20:52 PM
Jassi$25.00$25.0010/26/2010 8:17:48 AM
unbelievable-value2$25.00$25.0010/26/2010 7:54:45 AM
inqbus$31.28$31.2810/26/2010 8:30:56 AM
Weaverville$50.00$50.0010/26/2010 2:34:07 PM
red-unequivocal-finance$25.00$25.0010/26/2010 2:44:27 PM
jts$25.00$25.0010/26/2010 3:04:05 PM
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alpinaut$30.00$30.0010/26/2010 3:26:58 PM
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GotRox$50.00$50.0010/26/2010 5:44:57 PM
discrete-asset$25.00$25.0010/26/2010 5:50:26 PM
TrueLending$25.00$25.0010/26/2010 5:18:56 PM
shaker348$50.00$50.0010/26/2010 5:44:35 PM
contract-festival7$25.00$25.0010/26/2010 5:44:27 PM
Bank_Of_XL$25.00$25.0010/26/2010 6:53:38 PM
Havana21$100.00$100.0010/26/2010 7:02:45 PM
astute-benjamins$100.00$100.0010/26/2010 6:16:53 PM
aasx1108$25.00$25.0010/26/2010 7:31:05 PM
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heng2x$50.00$50.0010/27/2010 11:12:20 AM
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wise-silver-wonder$25.00$25.0010/27/2010 4:57:20 PM
tekkie2412$50.00$50.0010/27/2010 4:59:32 PM
debt-patriot$50.00$50.0010/27/2010 5:57:52 PM
benefit-piano5$25.00$25.0010/27/2010 4:32:03 PM
dospapalotes$25.00$25.0010/27/2010 5:14:06 PM
Eagledrop$25.00$25.0010/27/2010 4:57:11 PM
efficient-treasure0$25.00$25.0010/27/2010 7:59:53 PM
Cash4U2also$58.00$58.0010/28/2010 1:23:39 AM
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dawg25$50.00$50.0010/28/2010 3:01:36 AM
ADenny$25.00$25.0010/27/2010 8:46:59 PM
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Boca$25.00$25.0010/28/2010 5:35:40 PM
mcabery$150.00$150.0010/28/2010 10:02:46 PM
worth-excellence4$25.00$25.0010/28/2010 10:59:21 PM
Crisscross$25.00$25.0010/28/2010 11:42:52 PM
JackinGreen$75.00$75.0010/28/2010 9:31:05 PM
cash-blueberry$25.00$25.0010/29/2010 8:27:01 AM
investment-comet$25.00$25.0010/29/2010 7:09:30 AM
Moots$40.00$40.0010/29/2010 9:11:16 AM
waggy22$41.18$41.1810/29/2010 12:19:54 PM
rate-negotiator$25.00$25.0010/29/2010 12:47:50 PM
relaxation688$25.00$25.0010/29/2010 2:38:46 PM
Ponies88$25.00$25.0010/29/2010 5:38:01 PM
CASHMAX$25.00$25.0010/29/2010 5:46:25 PM
djlucas$26.69$26.6910/29/2010 6:11:06 PM
ommuruga$81.00$81.0010/29/2010 9:08:23 PM
kjb1971$25.00$25.0010/29/2010 11:49:47 PM
productive-moola$32.16$32.1610/29/2010 3:51:54 PM
Long-term2040$25.00$25.0010/29/2010 8:04:14 PM
scloans$28.74$28.7410/30/2010 4:04:17 AM
Fire2$25.00$25.0010/30/2010 4:57:05 AM
exchange-upholder0$25.00$25.0010/29/2010 8:14:02 PM
bentheretoo$400.00$400.0010/30/2010 5:14:39 AM
TigerForce$50.00$50.0010/30/2010 6:23:02 AM
gustavholstopus32$25.00$25.0010/30/2010 6:23:28 AM
Xarach$44.27$44.2710/30/2010 11:51:22 AM
LSolarte$29.94$29.9410/30/2010 9:11:15 AM
jimbo29blue$50.00$50.0010/30/2010 9:12:18 AM
jpyrek$25.00$25.0010/30/2010 7:49:40 AM
ingeborg77$50.00$50.0010/30/2010 9:31:35 AM
emphatic-investment7$25.00$25.0010/30/2010 10:56:43 AM
jimbo29blue$50.00$50.0010/30/2010 9:13:00 AM
Trinkaloki$39.84$39.8410/30/2010 12:08:14 PM
Lifesavings$25.00$25.0010/30/2010 12:49:51 PM
cedar5$25.00$25.0010/30/2010 9:19:20 PM
zx12rider$25.00$25.0010/30/2010 2:15:57 PM
interstellar$50.00$50.0010/31/2010 6:24:47 AM
malcolmreynolds$25.00$25.0010/30/2010 1:07:09 PM
medebe$25.00$25.0010/30/2010 3:56:29 PM
delmo$50.00$50.0010/31/2010 9:39:56 AM
JBG$25.00$25.0010/31/2010 1:58:38 PM
availableloan$25.00$25.0010/30/2010 11:01:18 PM
debt-legend$25.00$25.0010/31/2010 3:11:07 PM
yield-quest$192.00$192.0010/31/2010 7:53:22 AM
doc1$100.00$100.0010/31/2010 4:33:13 PM
alakanbearcub$25.00$25.0010/31/2010 4:54:45 PM
Minotaur$25.00$25.0010/31/2010 9:32:30 PM
Schwamie$266.20$266.2010/31/2010 9:53:05 PM
historyman$25.00$25.0010/31/2010 2:54:30 PM
giovani$25.00$25.0010/31/2010 5:58:19 PM
colorfulgardener$25.00$25.0010/31/2010 5:27:22 PM
p_amadeus$42.62$42.6210/31/2010 5:45:02 PM
Flreap$25.00$25.0011/1/2010 7:21:23 AM
red-deal-genius$41.16$41.1610/31/2010 10:10:31 PM
MonkeyHero$25.00$25.0010/31/2010 10:15:51 PM
forthright-trade$25.00$25.0011/1/2010 8:30:03 AM
crmoir$25.22$25.2211/1/2010 10:33:48 AM
mytime06$25.00$25.0011/1/2010 11:14:42 AM
Coach-n-u$25.00$25.0011/1/2010 11:28:58 AM
BR-549$25.00$25.0011/1/2010 9:10:28 AM
loanshark207$25.00$25.0011/1/2010 8:30:01 AM
wilchik$25.00$25.0011/1/2010 12:17:17 PM
delmo$40.68$40.6811/1/2010 1:28:13 PM
Dollars4Rent$25.00$25.0011/1/2010 11:26:19 AM
soular21804$25.00$25.0011/1/2010 11:41:48 AM
auction-workhorse679$70.00$70.0011/1/2010 11:36:44 AM
rbotterbLLC$25.00$25.0011/1/2010 12:35:37 PM
iamnick24$26.87$26.8711/1/2010 12:10:35 PM
307 bids
 
Borrower Payment Dependent Notes Series 481246
This series of Notes was issued and sold upon the funding of the borrower loan #45175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-25-2010 
  Auction end date:  Nov-01-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $82.19
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $82.19
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1982 Debt/Income ratio: 11%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $139,024Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: euro-cherry5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to? finish repairs on an investment property I am buying. I still need to finish some plumbing in the basement. I need to buy paint to paint a couple of rooms in the house.

My financial situation:
I am a good candidate for this loan because?
I have a job I've been working at for 8 years. I buy and sell real estate. I recently sold a property in June for $15000 profit. I also have a CDL class A trucking license. My credit report says I do not own my home. This is incorrect.?I own my house worth $228,000 and the revolving credit line on my credit report iis mostly a line of credit on my house. My ins company appraised my house @ 228,000 and so does zillow. My investment property is worth $35000.?I am current with all my bills.
Monthly net income: $5100.00

Monthly expenses: $3799,75
??Housing: $683.33
??Insurance: $51.42?
??Car expenses: $408.33?
??Utilities: $300.33
??Phone, cable, internet: $95.00
??Food, entertainment: $1500.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What city is the investment property located in? How much do you already have invested in the house? - orange-impartial-asset
A: The property is located in Johnston, Pa, and I bought it for about $8000. The owner just wanted to get rid of it because he was too busy to travel from Maryland and work on it. It needs some work such as plumbing, painting, fixing broken windows and patching and drywalling. But ater it is done it has a value of between #35,000 -$75,000. (Oct-27-2010)
Q: How much do you owe on your house? What's your job? - SkyLoan
A: I owe $134000 on my house. I work at the hotel part time on the weekends. I am a truck driver during the week. I also invest in real estate. (Oct-30-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radiant-loan5$200.00$125.4610/25/2010 3:28:02 PM
platinum-hunter7$25.00$25.0010/25/2010 4:24:34 PM
loyalist1$30.03$30.0310/25/2010 6:30:21 PM
jpollar$25.00$25.0010/27/2010 4:54:13 AM
crippledcircus$50.00$50.0010/27/2010 11:39:52 AM
EntGuy$25.00$25.0010/29/2010 2:45:33 PM
smear87$25.00$25.0010/29/2010 3:11:24 PM
armny$100.00$100.0010/30/2010 6:18:32 AM
Whipster$25.00$25.0010/30/2010 2:08:04 AM
loan-fate$75.00$75.0010/30/2010 5:10:56 AM
leverage-monger$25.00$25.0010/30/2010 7:57:07 AM
Bob450$25.00$25.0010/30/2010 8:21:38 AM
Haribelle$25.00$25.0010/30/2010 7:03:57 PM
cognizant-responsibility9$25.00$25.0010/30/2010 7:13:58 PM
ttnk62918$25.00$25.0010/30/2010 9:34:59 PM
Nasdaq$25.00$25.0010/31/2010 2:18:22 PM
Leshan$25.00$25.0010/31/2010 9:59:35 AM
partyplan$30.00$30.0010/31/2010 10:11:05 AM
SFBank$200.00$200.0010/31/2010 7:26:31 PM
loss-of-control$25.00$25.0010/31/2010 3:05:44 PM
wonder3$25.00$25.0011/1/2010 7:03:57 AM
octoberfresh$25.00$25.0011/1/2010 7:08:47 AM
testguy$34.03$34.0311/1/2010 8:28:13 AM
umfan123$25.00$25.0011/1/2010 8:57:55 AM
power-secret-agent$25.00$25.0011/1/2010 9:33:51 AM
bill-expert$100.00$100.0011/1/2010 12:51:10 PM
kinetic-social$25.00$25.0011/1/2010 2:45:52 PM
handshake5$100.00$100.0010/25/2010 3:27:42 PM
valiant-liberty4$25.00$25.0010/25/2010 3:32:15 PM
bankbuddy55$50.00$50.0010/26/2010 6:59:14 PM
gardenofeden$35.47$35.4710/27/2010 6:19:49 PM
bold-attentive-listing$25.00$25.0010/28/2010 10:05:51 AM
reflective-rupee$33.00$33.0010/28/2010 2:51:48 PM
skillful-asset5$30.00$30.0010/29/2010 6:29:18 PM
buffalobills$25.00$25.0010/30/2010 9:31:13 AM
honey-money$25.00$25.0010/30/2010 6:58:57 PM
back-scratchers$25.00$25.0010/31/2010 2:09:13 AM
SkyLoan$25.00$25.0010/31/2010 1:08:11 PM
cash-tent$25.00$25.0010/31/2010 10:12:04 AM
mckhbnpc$30.00$30.0010/31/2010 5:43:35 PM
capital-kingdom$50.00$50.0011/1/2010 7:45:20 AM
balanced-balance6$27.00$27.0011/1/2010 6:04:18 AM
dRatedOnly$25.00$25.0011/1/2010 3:19:04 AM
Nerdster1$25.01$25.0111/1/2010 10:04:58 AM
ultimate-peace$150.00$150.0011/1/2010 1:37:24 PM
johnk317$25.00$25.0011/1/2010 10:34:10 AM
favorite-commerce$50.00$50.0011/1/2010 1:08:06 PM
47 bids
 
Borrower Payment Dependent Notes Series 481306
This series of Notes was issued and sold upon the funding of the borrower loan #45189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-25-2010 
  Auction end date:  Nov-01-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $73.97
Final lender yield: 26.10% Final borrower rate/APR: 27.10% / 30.64% Final monthly payment: $73.58
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.45%  
Lender servicing fee: 1.00% Estimated return: 14.65%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1992 Debt/Income ratio: 22%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,141Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: neighborly-coin1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bathtub has been broken for years!
Purpose of loan:
This loan will be used for home improvements?such as?install a new bathtub and fix my ceiling.?

My financial situation:
I am a good candidate for this loan because?I have a good repayment history.

Monthly net income: $3,700.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
best-ingenious-funds$25.00$25.0010/26/2010 5:10:27 PM
SolarMoonshine$25.00$25.0010/26/2010 6:01:32 PM
first-serene-credit$100.00$100.0010/27/2010 7:29:26 PM
dudebrah$25.00$25.0010/28/2010 8:37:47 PM
return-owner$25.00$25.0010/29/2010 12:33:06 PM
EngineersAlliance$75.00$75.0010/29/2010 2:16:37 PM
harddollars$25.00$25.0010/30/2010 8:22:42 AM
jrgdnn12$26.73$26.7310/31/2010 4:37:42 AM
mckhbnpc$30.00$30.0010/31/2010 9:28:19 AM
Branch95$25.00$25.0010/30/2010 6:47:55 PM
colorfulgardener$25.00$25.0010/31/2010 5:30:48 PM
vine99$50.00$50.0010/31/2010 9:38:23 PM
radiant-loan5$100.00$100.0011/1/2010 2:49:18 PM
valiant-liberty4$25.00$25.0010/25/2010 3:32:22 PM
transaction-circuit$50.00$50.0010/25/2010 5:53:22 PM
reflective-rupee$33.00$33.0010/26/2010 10:16:52 AM
loyalist1$50.00$50.0010/26/2010 12:55:56 PM
systemlender$100.00$100.0010/27/2010 6:56:07 AM
gardenofeden$25.00$25.0010/27/2010 6:18:38 PM
skillful-asset5$25.00$25.0010/29/2010 6:21:04 PM
Milonguero$100.00$100.0010/29/2010 9:28:35 PM
Ven58$25.00$25.0010/30/2010 1:40:00 AM
leverage-monger$25.00$25.0010/30/2010 7:55:18 AM
Bob450$25.00$25.0010/30/2010 8:22:30 AM
ttnk62918$25.00$25.0010/30/2010 9:46:23 PM
glroark$50.00$50.0010/30/2010 12:58:14 PM
brwnidgirl$50.00$50.0010/30/2010 6:19:43 PM
willinvest$25.00$25.0010/31/2010 6:49:00 AM
d_grbg$25.00$25.0010/31/2010 7:11:20 AM
goodhearted-basis4$25.00$25.0011/1/2010 1:47:59 AM
dRatedOnly$25.00$25.0011/1/2010 3:29:48 AM
the-truth-palace$40.00$35.2711/1/2010 5:42:50 AM
mex_invests$25.00$25.0010/31/2010 9:42:14 PM
SFBank$200.00$200.0010/31/2010 7:28:02 PM
zztopdog$25.00$25.0010/31/2010 11:18:38 PM
forthright-trade$25.00$25.0011/1/2010 8:27:17 AM
klemer$25.00$25.0011/1/2010 7:42:44 AM
bill-expert$50.00$50.0011/1/2010 12:51:58 PM
ultimate-peace$150.00$150.0011/1/2010 1:38:51 PM
39 bids
 
Borrower Payment Dependent Notes Series 481460
This series of Notes was issued and sold upon the funding of the borrower loan #45161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-27-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $314.08
Final lender yield: 33.35% Final borrower rate/APR: 34.35% / 38.06% Final monthly payment: $314.08
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.74%  
Lender servicing fee: 1.00% Estimated return: 17.61%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1991 Debt/Income ratio: 16%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 6Length of status:0y 11m
Amount delinquent: $101 Total credit lines: 38 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $493Stated income:$100,000+
Delinquencies in last 7y: 21 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: harmonious-bonus0 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding!

Purpose of this loan?I am getting married in February to my long time boyfriend of 6 years! I am very excited and I want a nice wedding. I have $8K of my own, but I need an additional $7K to complete the dream. I need your help!

My financial situation: Here?s the deal?A couple of weeks ago I pulled my credit report and scores for all three credit bureaus. My credit score for TransUnion is 801, for Equifax it is 798, for Experian it?s 590. 590?! Immediately, I knew something was wrong with Experian?s records. Needless to say, I am investigating and working with Experian to understand what is driving this 590 score, and how to fix it. And of course, Prosper pulled my Experian credit report. So you are not seeing the total truth.

I do know that the balances you may see from delinquent accounts are not correct. ?I do not have balances with any old accounts. This is reported incorrectly.

The only credit accounts with balances are 1) Car, and 2) Student Loan. I?ve paid off Capital One and Bloomingdales. I pay all of my bills on time. If necessary, I have proof of the mentioned credit reports and scores mentioned above. Please consider helping me to fulfill my wedding dream.

Also, the picture you see is from my summer vacation in Cairo, Egypt.

Monthly net income: $ 5,012
Monthly expenses: $???
Housing: $ 850??
Insurance: $ 300??(Includes Life and Car Insurances)
Car expenses: $ 700??
Utilities: $ 65??
Phone, cable, internet: $166???
Food, entertainment: $ 200??
Clothing, household expenses $ 300??
Credit cards and other loans: $ 144??(student loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.0010/27/2010 3:09:36 PM
suave-dime6$50.00$50.0010/27/2010 3:10:46 PM
handshake5$100.00$100.0010/27/2010 3:11:28 PM
noble-revenue$50.00$50.0010/27/2010 3:55:14 PM
Artist_Blue$25.00$25.0010/28/2010 12:36:05 PM
simplelender80$200.00$200.0010/28/2010 3:05:41 PM
velocity-solo$25.00$25.0010/29/2010 9:44:39 AM
natural-greenback6$25.00$25.0010/29/2010 10:38:07 AM
sagan$25.00$25.0010/30/2010 9:03:25 PM
tech310$25.00$25.0010/31/2010 9:44:31 PM
NoCal$30.00$30.0010/31/2010 3:08:12 PM
worthy-bid4$100.00$100.0011/1/2010 9:28:40 AM
platinum-celebration4$25.00$25.0011/1/2010 9:39:34 AM
larrybird$150.00$150.0011/1/2010 11:42:18 AM
teller$50.00$50.0011/1/2010 4:25:38 PM
musegaze$100.00$100.0011/1/2010 4:26:39 PM
108lender$50.00$50.0011/1/2010 4:43:49 PM
velocity-motivator6$25.00$25.0011/1/2010 7:08:21 PM
PatRichi$25.00$25.0011/2/2010 9:14:47 AM
economy-producer$25.00$25.0011/2/2010 9:13:45 AM
mindful-cash6$25.00$25.0011/2/2010 9:34:48 AM
HelpfulLender1$25.00$25.0011/2/2010 12:10:30 PM
missing-link$100.00$100.0011/2/2010 2:17:05 PM
JRHADRN$43.06$43.0611/2/2010 2:51:37 PM
credit-sycamore4$50.00$50.0011/2/2010 1:53:37 PM
thrifty-return$35.00$35.0011/2/2010 3:02:22 PM
WorldlyWorker$25.00$25.0011/2/2010 2:56:38 PM
kindness-hickory5$37.51$37.5111/2/2010 3:19:21 PM
resplendent-dollar$25.00$25.0011/2/2010 2:34:03 PM
puifais$25.00$25.0011/2/2010 3:20:05 PM
social-conductor4$25.00$25.0011/2/2010 3:21:43 PM
FeedTheMachine$50.00$50.0011/2/2010 3:01:08 PM
CC911$25.00$25.0011/2/2010 3:13:32 PM
worthy-bid8$25.00$25.0011/2/2010 2:59:15 PM
green-capital-hornet$25.00$25.0011/2/2010 3:16:57 PM
runner262$25.00$25.0011/2/2010 3:26:39 PM
cropdust3r$25.00$25.0011/2/2010 3:17:14 PM
affluence-tomahawk$25.00$25.0011/2/2010 3:27:52 PM
bold-yield-rumbler$25.00$25.0011/2/2010 3:18:37 PM
djindepth$50.00$50.0011/2/2010 3:29:32 PM
the-platinum-dragon$50.00$50.0011/2/2010 3:02:24 PM
thatguyoverseas$25.00$25.0011/2/2010 3:17:25 PM
orange-dollar-guild$25.00$25.0011/2/2010 3:17:59 PM
DeltaComputerGuy$25.00$25.0011/2/2010 3:18:15 PM
LuvToLend$25.00$25.0011/2/2010 3:20:12 PM
calkidd05$25.00$25.0011/2/2010 3:27:44 PM
whartonmba$25.00$25.0011/2/2010 3:27:50 PM
seisen$100.00$100.0011/2/2010 3:28:12 PM
bnlforever$25.00$25.0011/2/2010 3:28:55 PM
the-determined-value$50.00$50.0011/2/2010 3:29:09 PM
Aleut$25.00$25.0011/2/2010 3:26:12 PM
Cash_Angel$25.00$25.0011/2/2010 3:26:19 PM
life-is-great$50.00$50.0011/2/2010 3:27:29 PM
jo2y$25.00$25.0011/2/2010 3:27:45 PM
innocent-income4$25.00$25.0011/2/2010 3:27:53 PM
Dhuri$50.00$50.0011/2/2010 3:27:57 PM
whatknows$25.00$25.0011/2/2010 3:28:39 PM
Mark0135$50.00$50.0011/2/2010 3:28:48 PM
fundenstein$25.00$25.0011/2/2010 3:29:17 PM
psa1995$25.00$25.0011/2/2010 3:29:45 PM
jigsaw$50.00$50.0011/2/2010 3:29:56 PM
MadHun$100.00$31.9111/2/2010 3:30:02 PM
PeePaw$25.00$25.0011/2/2010 7:48:14 PM
JiggaJoeyS$31.59$31.5911/2/2010 8:08:11 PM
AlexTrep$25.00$25.0011/3/2010 1:58:16 AM
jhernand17$25.00$25.0011/3/2010 9:12:52 AM
brightest-excellent-rate$100.00$100.0011/3/2010 8:44:19 AM
briskdevl07$25.00$25.0011/3/2010 8:43:27 AM
feedpaulyfaster$41.49$41.4911/3/2010 9:36:39 AM
income-rocker2$25.00$25.0011/3/2010 9:37:09 AM
Rackmaster32$25.00$25.0011/3/2010 1:20:22 PM
blue-silver-ruler$25.00$25.0011/3/2010 10:59:33 AM
realtormoises$25.00$25.0011/3/2010 1:50:05 PM
PackFan13$25.00$25.0011/3/2010 12:39:12 PM
gristle_mcthornbody$25.00$25.0011/3/2010 1:47:11 PM
loss-of-control$50.00$50.0011/3/2010 1:46:12 PM
aquistoyraul$25.00$25.0011/3/2010 2:40:17 PM
radiant-loan5$200.00$200.0010/27/2010 3:06:02 PM
bid-czar8$25.00$25.0010/27/2010 3:11:39 PM
inspiring-reward$100.00$100.0010/27/2010 4:09:03 PM
helping-out$25.00$25.0010/28/2010 10:56:43 AM
graceful-investment$100.00$100.0010/30/2010 11:30:51 AM
asiaratt$50.00$50.0011/1/2010 3:51:04 AM
nickel-hickory$50.00$50.0011/1/2010 12:06:19 AM
retired272$25.00$25.0011/1/2010 12:53:30 PM
money-bauble$25.00$25.0011/1/2010 11:40:49 AM
shmb6508$50.00$50.0011/1/2010 12:34:16 PM
kulender$100.00$100.0011/1/2010 4:20:46 PM
generous-deal6$25.00$25.0011/1/2010 4:21:02 PM
TakeCare$50.00$50.0011/1/2010 4:24:49 PM
skuba$25.00$25.0011/1/2010 4:25:49 PM
Comoparklender$50.00$50.0011/1/2010 4:26:25 PM
Investoman$25.00$25.0011/1/2010 4:31:09 PM
Magog12$25.00$25.0011/1/2010 4:49:19 PM
fund-secret-agent$25.00$25.0011/1/2010 11:05:32 PM
IIP77$25.00$25.0011/2/2010 3:10:01 AM
tearingstar$35.00$35.0011/1/2010 8:43:32 PM
point$50.00$50.0011/2/2010 6:19:58 AM
kingston1$25.00$25.0011/2/2010 2:33:31 AM
flwah$25.00$25.0011/2/2010 7:28:13 AM
logical-loyalty0$25.00$25.0011/2/2010 9:14:35 AM
contract-happiness1$25.00$25.0011/2/2010 12:11:45 PM
kind-bill-supporter$25.00$25.0011/2/2010 12:41:32 PM
lending-theory$25.00$25.0011/2/2010 12:13:43 PM
greenback-guard$25.00$25.0011/2/2010 1:22:14 PM
treasure-bliss$50.00$50.0011/2/2010 1:20:30 PM
impressive-loan9$43.62$43.6211/2/2010 2:43:04 PM
shrewd-peace7$25.00$25.0011/2/2010 2:58:43 PM
orange-preeminant-bill$50.00$50.0011/2/2010 2:59:44 PM
red-power-pecan$50.00$50.0011/2/2010 3:01:02 PM
spiritual-social3$25.00$25.0011/2/2010 3:02:26 PM
saxaphone6$25.00$25.0011/2/2010 3:17:07 PM
jojo6686$25.00$25.0011/2/2010 2:54:56 PM
head$25.00$25.0011/2/2010 3:17:20 PM
best-unbeatable-transaction$25.00$25.0011/2/2010 3:17:29 PM
famous-bill$25.00$25.0011/2/2010 3:17:56 PM
credible-balance0$25.00$25.0011/2/2010 3:19:37 PM
calinno2$50.00$50.0011/2/2010 3:21:53 PM
affluence-tycoon$25.00$25.0011/2/2010 3:00:13 PM
Wellman$50.00$50.0011/2/2010 3:01:30 PM
barefootpaul$35.00$35.0011/2/2010 3:12:57 PM
copper$50.00$50.0011/2/2010 3:26:02 PM
bold-shrewd-duty$25.00$25.0011/2/2010 3:26:25 PM
Shepherd7$50.00$50.0011/2/2010 3:27:32 PM
new-social-economist$80.00$80.0011/2/2010 3:27:48 PM
Lam0nt$25.00$25.0011/2/2010 3:18:30 PM
momoney2lend$25.00$25.0011/2/2010 3:01:12 PM
data2360$50.00$50.0011/2/2010 3:19:17 PM
zwd12$100.00$100.0011/2/2010 3:29:20 PM
jstnow$25.00$25.0011/2/2010 3:20:23 PM
first-silver-bridge$50.00$50.0011/2/2010 3:02:29 PM
point-kitten6$50.00$50.0011/2/2010 3:17:11 PM
MoonMama$25.00$25.0011/2/2010 3:18:22 PM
logical-investment4$50.00$50.0011/2/2010 3:18:26 PM
lillian27$50.00$50.0011/2/2010 3:19:50 PM
rockstar78$25.00$25.0011/2/2010 3:22:14 PM
MarinLoans$25.00$25.0011/2/2010 3:26:23 PM
orangetrust$50.00$50.0011/2/2010 3:26:37 PM
gold-channel2$50.00$50.0011/2/2010 3:23:18 PM
honorable-yield$25.00$25.0011/2/2010 3:29:07 PM
thorough-exchange4$50.00$50.0011/2/2010 3:29:28 PM
neutrino6$25.00$25.0011/2/2010 3:26:33 PM
orderly-leverage$42.65$42.6511/2/2010 3:27:24 PM
finance-magma7$100.00$100.0011/2/2010 3:27:51 PM
zorg77$25.00$25.0011/2/2010 3:27:55 PM
asmithj$50.00$50.0011/2/2010 3:28:08 PM
lovely-benefit7$25.00$25.0011/2/2010 3:28:47 PM
fairhelper$25.00$25.0011/2/2010 3:28:51 PM
b-rent$25.00$25.0011/2/2010 3:29:11 PM
equitable-yield4$25.00$25.0011/2/2010 3:29:19 PM
ivadood$100.00$100.0011/2/2010 3:29:38 PM
HedgeFund$50.00$50.0011/2/2010 3:29:51 PM
SolarMoonshine$100.00$100.0011/2/2010 5:25:58 PM
hamster$28.17$28.1711/2/2010 6:07:11 PM
Bob450$25.00$25.0011/2/2010 9:54:55 PM
Pu239$50.00$50.0011/3/2010 1:51:14 AM
aztocas$25.00$25.0011/2/2010 10:10:19 PM
Crystalprop$25.00$25.0011/3/2010 1:22:47 AM
unger$60.00$60.0011/3/2010 7:11:44 AM
Zipcut$25.00$25.0011/3/2010 7:48:25 AM
wealth-multiplier$25.00$25.0011/3/2010 8:22:06 AM
profit-powerplant$50.00$50.0011/3/2010 9:43:39 AM
Leshan$25.00$25.0011/3/2010 8:17:50 AM
friendinmoney$25.00$25.0011/3/2010 8:52:48 AM
droopie1$50.00$50.0011/3/2010 9:43:20 AM
WMY-Investor$100.00$100.0011/3/2010 10:18:55 AM
red-ready-principal$25.00$25.0011/3/2010 10:49:19 AM
auction-mastery$25.00$25.0011/3/2010 11:08:41 AM
leverage-monger$25.00$25.0011/3/2010 12:05:18 PM
Lubava$25.00$25.0011/3/2010 1:08:50 PM
170 bids
 
Borrower Payment Dependent Notes Series 481496
This series of Notes was issued and sold upon the funding of the borrower loan #45193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.95% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $519.25
Final lender yield: 13.90% Final borrower rate/APR: 14.90% / 17.07% Final monthly payment: $519.25
 
Auction yield range: 5.71% - 13.90% Estimated loss impact: 6.18%  
Lender servicing fee: 1.00% Estimated return: 7.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1982 Debt/Income ratio: 21%
Credit score: 740-759 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 50 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $139,150Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: valiant-pound3 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Card Consolidation
Purpose of loan:
This loan will be used to pay down three credit cards

My financial situation:
I am a good candidate for this loan because while my debt has increased, I have done all I can to keep all payments flowing.? I had faced a temporary pay reduction of 6.25% due to the economy, it has been restored so I am trying to create some breathing room.

Monthly net income: $ 11,320

Monthly expenses: $
??Housing: $ 2,100
??Insurance: $ 340
??Car expenses: $1,327
??Utilities: $ 290
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1000
??Clothing, household expenses $1000
??Credit cards and other loans: $1000
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What's the interest rate on the debt you're going to pay off? Thanks. - tuxedo76
A: Between 16% and 21%. (Nov-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
williemc44$50.00$50.0010/26/2010 2:46:29 PM
natural-affluence4$25.00$25.0010/26/2010 2:52:38 PM
skuba$25.00$25.0010/26/2010 2:55:15 PM
Weaverville$50.00$50.0010/26/2010 2:44:57 PM
GElender$50.00$50.0010/26/2010 2:45:55 PM
DDPrime$100.00$100.0010/26/2010 2:48:58 PM
mjunlimited$50.00$50.0010/26/2010 2:51:51 PM
alpinaut$25.00$25.0010/26/2010 2:56:37 PM
handshake5$100.00$100.0010/26/2010 2:57:07 PM
reward-tsunami7$50.00$50.0010/26/2010 5:19:12 PM
graceful-investment$35.14$35.1410/26/2010 6:02:13 PM
Usurious$25.00$25.0010/27/2010 9:55:52 AM
lloyd_s$25.00$25.0010/27/2010 9:08:51 AM
organized-payment6$25.00$25.0010/27/2010 2:27:01 PM
ladderskibum$25.00$25.0010/27/2010 3:14:39 PM
deal-vibrato$50.00$50.0010/27/2010 4:10:09 PM
galvatron$50.00$50.0010/27/2010 4:20:32 PM
iamricher$25.00$25.0010/27/2010 4:21:01 PM
a-finance-nirvana$25.00$25.0010/27/2010 6:38:22 PM
brazilofmux$100.00$100.0010/27/2010 7:04:40 PM
efficient-treasure0$25.00$25.0010/27/2010 8:00:12 PM
julijask$35.00$35.0010/27/2010 5:37:51 PM
gracej$25.00$25.0010/27/2010 5:37:52 PM
lagnisiruk$25.00$25.0010/28/2010 10:06:10 AM
larrybird$150.00$150.0010/28/2010 2:28:14 PM
narblark$50.00$50.0010/28/2010 11:52:27 AM
contract-boomerang$25.00$25.0010/28/2010 2:35:13 PM
best-deal-banker$25.00$25.0010/28/2010 3:47:10 PM
peripatetic$25.00$25.0010/29/2010 3:36:07 AM
gjh37$50.00$50.0010/29/2010 6:52:10 AM
Artist_Blue$25.00$25.0010/29/2010 9:32:43 AM
velocity-solo$25.00$25.0010/29/2010 9:42:41 AM
rjrventure$75.00$75.0010/29/2010 9:48:06 AM
orlowf$50.00$50.0010/29/2010 10:00:13 AM
the-bill-gatherer$50.00$50.0010/29/2010 7:42:04 AM
jakesworld$50.00$50.0010/29/2010 10:39:12 AM
CAGE-Investments$25.00$25.0010/30/2010 4:42:22 AM
Kame$25.00$25.0010/29/2010 10:58:06 PM
Hogpilot$25.00$25.0010/30/2010 5:42:54 AM
FinDoc$30.00$30.0010/30/2010 2:35:26 AM
simplelender80$100.00$100.0010/30/2010 7:47:17 AM
bentheretoo$50.00$50.0010/30/2010 5:33:35 AM
riproaringrapids$25.00$25.0010/30/2010 6:48:10 AM
MM1207$25.00$25.0010/30/2010 8:10:44 AM
generous-deal6$50.00$50.0010/30/2010 5:25:09 PM
laufer32304$50.00$50.0010/30/2010 10:06:14 AM
benefit-piano5$25.00$25.0010/30/2010 11:33:48 AM
flopcat$25.00$25.0010/30/2010 2:08:19 PM
jamiee73$25.00$25.0010/30/2010 2:23:16 PM
irrelevant$25.00$25.0010/31/2010 6:58:24 AM
caNative$50.00$50.0010/31/2010 10:20:15 AM
Interloper$25.00$25.0010/31/2010 2:37:26 PM
chinolatino$25.00$25.0010/31/2010 2:37:49 PM
goodfaithAK$25.00$25.0011/1/2010 12:49:39 AM
g314$30.00$30.0011/1/2010 4:48:49 AM
Interstate_Rate$50.00$50.0011/1/2010 7:28:47 AM
wtrboy$50.00$50.0011/1/2010 10:15:38 AM
bambampk$25.00$25.0011/1/2010 8:03:22 AM
loan-master996$27.02$27.0211/1/2010 8:33:13 AM
Ready2Loan$25.00$25.0011/1/2010 10:48:20 AM
dpdn57$25.00$25.0011/1/2010 2:14:18 PM
cathexis$50.00$50.0011/1/2010 2:57:40 PM
brightest-dynamic-peace$25.00$25.0011/1/2010 2:57:30 PM
bomdel$25.00$25.0011/1/2010 4:13:57 PM
rupee-prairie$25.00$25.0011/1/2010 4:18:42 PM
randsenterprise$25.00$25.0011/1/2010 4:18:51 PM
lending-bear$50.00$50.0011/1/2010 4:22:08 PM
first-restless-payout$50.00$50.0011/1/2010 4:26:31 PM
flexible-funds3$50.00$50.0011/1/2010 4:10:02 PM
chlebie$25.00$25.0011/1/2010 4:05:37 PM
fireboss$41.60$41.6011/1/2010 4:30:01 PM
important-ore$27.23$27.2311/1/2010 4:14:03 PM
108lender$100.00$100.0011/1/2010 4:43:07 PM
the-upbeat-p2p$50.00$50.0011/1/2010 4:19:16 PM
nakane66$50.00$50.0011/1/2010 4:26:51 PM
intuitive-bill$50.00$50.0011/1/2010 6:30:16 PM
heroic-payout9$25.00$25.0011/1/2010 6:30:25 PM
anti-wall-st$100.00$100.0011/1/2010 6:30:48 PM
PK_USMC$25.00$25.0011/1/2010 6:30:59 PM
srgriff$25.00$25.0011/1/2010 6:32:05 PM
aggielender$25.00$25.0011/1/2010 6:32:19 PM
dollar-spy$25.00$25.0011/1/2010 6:32:46 PM
Wilcat77$50.00$50.0011/1/2010 6:33:27 PM
ArmyGuy$25.00$25.0011/1/2010 6:34:10 PM
nerdbomber$25.00$25.0011/1/2010 6:34:34 PM
mike_banker$50.00$50.0011/1/2010 6:34:53 PM
kenji4861$25.00$25.0011/1/2010 6:35:47 PM
innocent-income4$25.00$25.0011/1/2010 6:36:14 PM
astute-benjamins$150.00$150.0011/1/2010 4:46:00 PM
Flanagan$26.75$26.7511/1/2010 5:03:29 PM
bdevil10$25.00$25.0011/1/2010 6:30:18 PM
fund-tom-tom6$50.00$50.0011/1/2010 6:30:32 PM
A007$25.00$25.0011/1/2010 6:31:02 PM
designs626$50.00$50.0011/1/2010 6:32:48 PM
engbusres$60.00$60.0011/1/2010 8:07:18 PM
gametime34$50.53$50.5311/1/2010 6:33:17 PM
nestegg4e$25.00$25.0011/1/2010 6:34:54 PM
omerta6102$50.00$50.0011/1/2010 6:35:21 PM
lovely-benefit7$25.00$25.0011/1/2010 6:33:24 PM
Eagledrop$25.00$25.0011/1/2010 6:33:54 PM
equitable-yield4$25.00$25.0011/1/2010 6:33:57 PM
deal-enrichment$50.00$50.0011/1/2010 6:33:59 PM
Ven58$25.00$25.0011/1/2010 6:34:15 PM
PatriotKnight$25.00$25.0011/1/2010 6:34:40 PM
LongTail$25.00$25.0011/1/2010 6:35:29 PM
pleasant-basis$25.00$25.0011/1/2010 6:36:19 PM
Cubsfan07$25.00$25.0011/2/2010 12:55:12 AM
ArkoshKovash$25.00$25.0011/2/2010 1:27:57 AM
blissful-note7$25.00$25.0011/2/2010 1:56:07 AM
54CHEVY$34.78$34.7811/1/2010 9:23:16 PM
jasonj72$25.00$25.0011/2/2010 1:14:21 AM
DeltaComputerGuy$25.00$25.0011/2/2010 1:15:16 AM
seanwolter$25.00$25.0011/2/2010 12:56:00 AM
CPAMAN$25.00$25.0011/2/2010 1:33:58 AM
LandE2BG$25.00$25.0011/2/2010 1:13:34 AM
community-pipeline$25.00$25.0011/2/2010 1:51:56 AM
bajaruss$25.00$25.0011/2/2010 6:53:53 AM
dinero-speaker$25.00$25.0011/2/2010 1:56:37 AM
balanced-bill7$50.00$50.0011/2/2010 7:28:50 AM
leanleft$25.00$25.0011/2/2010 5:48:28 AM
bonus-tent$25.00$25.0011/2/2010 6:12:41 AM
Georgia_Boy$50.00$50.0011/2/2010 5:48:34 AM
DaveG56313$25.00$25.0011/2/2010 6:12:31 AM
inspired-investment8$50.00$50.0011/2/2010 8:59:14 AM
CaptainBlueberry$25.00$25.0011/2/2010 7:03:45 AM
MissionMicroFinance$25.00$25.0011/2/2010 7:48:25 AM
truth-advocator$100.00$100.0011/2/2010 7:11:04 AM
Victor-E-Lane$25.00$25.0011/2/2010 7:58:00 AM
ichibon$150.00$150.0011/2/2010 8:13:24 AM
unassassinable$25.00$25.0011/2/2010 9:44:35 AM
uafedu$50.00$50.0011/2/2010 8:35:32 AM
eprometheus$69.00$69.0011/2/2010 8:48:44 AM
economy-producer$25.00$25.0011/2/2010 9:11:47 AM
PatRichi$25.00$25.0011/2/2010 9:14:56 AM
checkuto$25.00$25.0011/2/2010 9:36:58 AM
mgking007$25.90$25.9011/2/2010 11:17:53 AM
mmckune$25.00$25.0011/2/2010 9:52:44 AM
13nd3r$25.00$25.0011/2/2010 9:44:18 AM
mattpet$25.00$25.0011/2/2010 9:44:43 AM
kegs$150.00$150.0011/2/2010 9:52:19 AM
Aristocrat$25.00$25.0011/2/2010 10:49:45 AM
AM2171$25.00$25.0011/2/2010 12:52:44 PM
Investor704$50.00$50.0011/2/2010 12:21:41 PM
trumpeter5$25.00$25.0011/2/2010 12:32:10 PM
1SteelerFan$30.00$30.0011/2/2010 12:51:40 PM
mammalian4$25.00$25.0011/2/2010 1:19:31 PM
greenback-guard$25.00$25.0011/2/2010 1:22:02 PM
BxRealtor$25.00$25.0010/26/2010 2:55:36 PM
GCInvestments$25.00$25.0010/26/2010 2:57:58 PM
radforj22$25.00$25.0010/26/2010 2:59:28 PM
teller$50.00$50.0010/26/2010 2:51:35 PM
jazzlender$50.00$50.0010/26/2010 2:52:26 PM
zeelender$25.00$25.0010/26/2010 3:02:20 PM
mla$25.00$25.0010/26/2010 2:50:24 PM
ogmanny$50.00$50.0010/26/2010 2:51:23 PM
ray1051$25.00$25.0010/26/2010 2:51:44 PM
bold-durability-drum$50.00$50.0010/26/2010 2:52:13 PM
point-kitten6$50.00$50.0010/26/2010 2:57:42 PM
rescue$100.00$100.0010/26/2010 2:55:00 PM
loyalist1$100.00$100.0010/26/2010 4:38:38 PM
studious-bonus7$100.00$100.0010/26/2010 3:28:25 PM
the-profit-oracle$25.00$25.0010/26/2010 6:05:56 PM
penny-plato$25.00$25.0010/26/2010 6:00:01 PM
tntmojave$25.00$25.0010/26/2010 6:22:00 PM
shmb6508$25.00$25.0010/26/2010 6:38:46 PM
LoisLoan$25.00$25.0010/26/2010 6:38:54 PM
jdwillcox$100.00$100.0010/26/2010 9:11:27 PM
enthralling-deal180$50.00$50.0010/27/2010 4:37:16 AM
subtle-revenue0$25.00$25.0010/27/2010 5:16:29 AM
Banker7371$25.00$25.0010/27/2010 10:26:40 AM
museic1$25.00$25.0010/27/2010 1:12:19 PM
the-money-position$50.00$50.0010/27/2010 2:00:17 PM
dollardave$100.00$100.0010/27/2010 2:23:29 PM
indomitable-coin$50.00$50.0010/27/2010 4:23:52 PM
japerk$25.00$25.0010/27/2010 6:25:47 PM
TrustPlus$50.00$50.0010/27/2010 5:37:45 PM
valiant-liberty4$25.00$25.0010/27/2010 8:10:48 PM
nickel-ferret$50.00$50.0010/27/2010 10:11:25 PM
loyalty-sherpa$50.00$50.0010/28/2010 9:40:22 AM
doncm$50.00$50.0010/28/2010 12:27:21 PM
nickel-hickory$25.00$25.0010/28/2010 3:00:58 PM
taylor883$50.00$50.0010/28/2010 2:40:28 PM
successful-agreement7$100.00$100.0010/28/2010 3:44:12 PM
blissful-responsibility4$25.00$25.0010/28/2010 3:45:40 PM
FadSaolAgat$50.00$50.0010/28/2010 10:16:24 PM
peerlender$25.00$25.0010/29/2010 2:37:37 AM
sarisai$25.00$25.0010/28/2010 10:17:31 PM
credible-balance0$25.00$25.0010/29/2010 9:41:55 AM
intuitive-camaraderi9$25.00$25.0010/29/2010 9:51:27 AM
Aimvest$25.00$25.0010/29/2010 9:52:46 AM
Tradesmanlender$35.00$35.0010/29/2010 9:52:57 AM
Cheburashka$25.00$25.0010/29/2010 10:38:46 AM
turbobrat$50.00$50.0010/29/2010 10:07:47 AM
money-bauble$25.00$25.0010/29/2010 2:40:09 PM
mistertao$25.00$25.0010/29/2010 8:03:04 PM
psa1995$47.69$47.6910/29/2010 5:57:33 PM
SelectTrustLending$25.00$25.0010/30/2010 2:48:36 AM
ti22ring$25.00$25.0010/29/2010 5:38:55 PM
Phantom99$25.00$25.0010/30/2010 4:11:06 AM
nosualcneas$25.00$25.0010/30/2010 5:18:58 AM
euro-flower$50.00$50.0010/30/2010 1:47:55 AM
brother_tam$50.00$50.0010/30/2010 3:13:33 AM
Bank_Of_XL$50.00$50.0010/30/2010 7:08:04 AM
inspiring-reward$75.00$75.0010/30/2010 7:23:17 PM
SoCalRancher$25.00$25.0010/30/2010 1:44:18 PM
rjleves$50.00$50.0010/30/2010 2:23:21 PM
ptjg$36.10$36.1010/30/2010 12:28:15 PM
Cronos$50.00$50.0010/31/2010 12:50:46 AM
cybernosha$25.00$25.0010/31/2010 2:37:24 PM
flexible-return297$50.00$50.0010/31/2010 4:43:55 PM
tech310$50.00$50.0010/31/2010 9:43:10 PM
rapid-basis2$25.00$25.0011/1/2010 9:34:45 AM
Moneypenny6$25.00$25.0011/1/2010 5:44:58 AM
the-fairness-tsunami290$50.00$50.0011/1/2010 6:50:15 AM
plentiful-reward$50.00$50.0011/1/2010 6:57:26 AM
orange-dollar-guild$25.00$25.0011/1/2010 6:58:42 AM
oldman68$25.00$25.0011/1/2010 8:46:08 AM
bill-mushroom$25.00$25.0011/1/2010 1:10:12 PM
EvalCrux$39.28$39.2811/1/2010 12:58:05 PM
Caledoni$25.00$25.0011/1/2010 1:48:10 PM
herbyman$50.00$50.0011/1/2010 2:57:35 PM
Mark0135$50.00$50.0011/1/2010 4:13:00 PM
silver-armada$39.45$39.4511/1/2010 4:13:17 PM
Hambone1111$25.00$25.0011/1/2010 4:13:45 PM
utopia14$25.00$25.0011/1/2010 4:13:55 PM
fishman42$25.00$25.0011/1/2010 3:37:55 PM
nalaari$25.00$25.0011/1/2010 4:17:03 PM
DadWarbucks$50.00$50.0011/1/2010 4:18:47 PM
TeamAmerica$25.00$25.0011/1/2010 4:22:26 PM
Deuce$25.00$25.0011/1/2010 4:05:14 PM
listing-meridian$25.00$25.0011/1/2010 4:18:40 PM
Rick21$25.57$25.5711/1/2010 4:22:15 PM
life-is-great$50.00$50.0011/1/2010 4:25:24 PM
grystndoc$25.00$25.0011/1/2010 6:30:09 PM
Slend49$25.00$25.0011/1/2010 6:30:30 PM
svandgts$25.00$25.0011/1/2010 4:30:39 PM
Hondo$25.00$25.0011/1/2010 6:30:34 PM
ideal-platinum1$50.00$50.0011/1/2010 6:30:55 PM
impartial-deal$25.00$25.0011/1/2010 6:35:52 PM
comet55$25.00$25.0011/1/2010 6:36:24 PM
cpbreton$25.00$25.0011/1/2010 6:51:58 PM
helvet$25.00$25.0011/1/2010 6:54:37 PM
626457$25.00$25.0011/1/2010 5:03:18 PM
raiderj$25.00$25.0011/1/2010 6:30:23 PM
sunrise16$30.00$30.0011/1/2010 6:30:28 PM
superchicken$25.00$25.0011/1/2010 6:30:38 PM
justice-dna$25.00$25.0011/1/2010 6:33:18 PM
suave-dime6$25.00$25.0011/1/2010 6:34:01 PM
mmmm1982$25.00$25.0011/1/2010 6:30:07 PM
Residuum$50.00$50.0011/1/2010 6:30:14 PM
sungbaek$25.00$25.0011/1/2010 6:30:21 PM
Picopie$50.00$50.0011/1/2010 6:35:07 PM
kashikoe$25.00$25.0011/1/2010 6:30:52 PM
bold-yield-rumbler$25.00$25.0011/1/2010 6:36:00 PM
reueljw$25.00$25.0011/1/2010 6:33:14 PM
tsg2007$25.00$25.0011/1/2010 6:36:45 PM
j2ee$25.00$25.0011/1/2010 6:34:07 PM
atope$50.00$50.0011/1/2010 6:35:18 PM
ready-vigilance3$50.00$50.0011/1/2010 6:36:25 PM
the-debt-fluffy-bunny$25.00$25.0011/1/2010 6:36:32 PM
littlemonkey$25.00$25.0011/2/2010 12:54:15 AM
brightest-restless-coin$75.00$75.0011/1/2010 7:29:02 PM
marketplace-cello5$50.00$50.0011/1/2010 7:46:25 PM
greenback-ally$50.00$50.0011/1/2010 7:52:24 PM
tearingstar$50.00$50.0011/1/2010 8:44:14 PM
KiwiElf$25.20$25.2011/2/2010 12:56:19 AM
buddy486$25.00$25.0011/2/2010 12:56:40 AM
Pacific-Bank$50.00$50.0011/1/2010 10:31:56 PM
RayEarth$25.00$25.0011/2/2010 1:08:05 AM
selfmademan$25.00$25.0011/2/2010 1:12:05 AM
Ivan2007$44.85$44.8511/2/2010 1:14:12 AM
Ducatiman1978$25.00$25.0011/2/2010 1:14:40 AM
ash135$30.53$30.5311/2/2010 12:55:07 AM
TCR3$25.00$25.0011/2/2010 1:48:05 AM
jleng$25.00$25.0011/2/2010 1:28:03 AM
hrubinst$33.59$33.5911/2/2010 1:33:46 AM
melodious-fairness$25.00$25.0011/2/2010 1:53:59 AM
loan-wasp$33.58$33.5811/2/2010 1:56:32 AM
bonbon224$25.00$25.0011/2/2010 5:32:19 AM
icchok$50.00$50.0011/2/2010 5:48:47 AM
calinno2$50.00$50.0011/2/2010 6:03:55 AM
velvetsmog$25.00$25.0011/2/2010 8:19:33 AM
tigerlady92$50.00$50.0011/2/2010 6:31:18 AM
maximizer$25.00$25.0011/2/2010 7:00:38 AM
dustman$25.00$25.0011/2/2010 7:09:08 AM
flwah$25.00$25.0011/2/2010 7:43:19 AM
ClearLake$25.00$25.0011/2/2010 8:38:35 AM
bobby4u3$25.00$25.0011/2/2010 9:58:07 AM
Tomeus$75.00$75.0011/2/2010 9:03:16 AM
ArchonFinancialHoldings$25.00$25.0011/2/2010 9:39:43 AM
pbo922$50.00$50.0011/2/2010 9:44:43 AM
chairsitter$25.00$25.0011/2/2010 9:44:49 AM
Oupa-George$25.00$25.0011/2/2010 9:39:32 AM
Astyanax$75.00$75.0011/2/2010 12:40:57 PM
reflective-rupee$44.00$44.0011/2/2010 12:07:05 PM
anton$3,800.00$3,537.2111/2/2010 12:13:58 PM
moola-monger9$50.00$50.0011/2/2010 2:11:16 PM
unfixer$25.00$25.0011/2/2010 2:19:35 PM
thebadpelican$25.00$25.0011/2/2010 1:54:08 PM
easylivin$25.00$25.0011/2/2010 2:33:51 PM
300 bids
 
Borrower Payment Dependent Notes Series 481500
This series of Notes was issued and sold upon the funding of the borrower loan #45184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 3.50% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 9.95% Starting borrower rate/APR: 10.95% / 13.07% Starting monthly payment: $212.65
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $212.65
 
Auction yield range: 3.71% - 9.95% Estimated loss impact: 3.53%  
Lender servicing fee: 1.00% Estimated return: 6.42%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1995 Debt/Income ratio: 10%
Credit score: 720-739 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,657Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: methodical-by-nature Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Methodical Debt Reduction
This loan will be used to pay off higher interest credit cards which went up during the recession.?
Paying interest to someone's Parents or Grandparents who have seen a decline in their other investments (rather than to Citibank who has been bailed-out-quite-enough-thank-you) is just the icing on the cake.??

I am personally and financially stable ? Married, 37 years old, with a beautiful daughter.? I'm well established and respected in my career: same company for over 10 years and always keeping ahead of cost of living even in this rough economy.?

I consistantly?contribute towards my 401k @ a 60/40 split of stocks and bonds & currently valued at $112k, and have sufficient life and disability insurance to eliminate debt and maintain my family?s quality of life in a worst case scenario.

I'll gladly answer any question prospective lenders may have, and wish you luck in your investment or loan goals - take care,-- S
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the rate and pmt of the higher interest credit cards that you plan to pay off? - crafty
A: I have two cards I am targeting at 22.9% interest. Primary is 5,349.80 to Citibank @ $180 monthly min Secondary is 1,280.47 to BOA @ $36 monthly min Of course, I don't pay the minimums, but it would be $216 to BOA & Citi, vs $212 to prosper if I did. Bringing these higher cards to a credit-healthier & lower interest installment loan would reduce interest ~$2500 & drop a year off the payback, & I can direct liberated funds towards other debts. Thanks for your interest (pun intended) (Oct-29-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$400.00$400.0010/26/2010 2:44:09 PM
teller$50.00$50.0010/26/2010 2:51:37 PM
bold-durability-drum$50.00$50.0010/26/2010 2:52:15 PM
rescue$100.00$100.0010/26/2010 2:55:02 PM
newest-bountiful-basis$25.00$25.0010/26/2010 2:55:28 PM
Weaverville$50.00$50.0010/26/2010 2:44:57 PM
mla$25.00$25.0010/26/2010 2:50:21 PM
GElender$50.00$50.0010/26/2010 2:45:57 PM
williemc44$50.00$50.0010/26/2010 2:46:31 PM
mjunlimited$50.00$50.0010/26/2010 2:51:49 PM
alpinaut$25.00$25.0010/26/2010 2:56:39 PM
handshake5$100.00$14.2010/26/2010 2:57:11 PM
ray1051$75.00$75.0010/26/2010 2:53:41 PM
BxRealtor$25.00$25.0010/26/2010 2:55:38 PM
blue-useful-auction$25.00$25.0010/26/2010 3:51:45 PM
midifool$25.00$25.0010/27/2010 1:48:32 AM
platinum-hunter7$30.00$30.0010/27/2010 5:53:37 AM
BuckeyeBanker$100.00$100.0010/27/2010 2:20:35 PM
satisfying-durability$25.00$25.0010/28/2010 11:10:32 AM
phaded$25.00$25.0010/28/2010 10:53:53 AM
bicyclist2270$25.00$25.0010/28/2010 2:56:35 PM
spiff666$25.00$25.0010/28/2010 3:28:34 PM
magnificent-reward9$30.00$30.0010/28/2010 4:13:59 PM
wealth-carrier$25.00$25.0010/28/2010 7:24:55 PM
Bothus$50.00$50.0010/29/2010 10:33:10 AM
interstellar$50.00$50.0010/29/2010 6:28:29 PM
market-atlantis$25.00$25.0010/29/2010 6:50:17 PM
mjcareful$50.00$50.0010/29/2010 4:41:57 PM
payout-magician$50.00$50.0010/30/2010 10:41:57 AM
wwwUniversal$25.00$25.0010/30/2010 9:03:34 AM
credit-coach118$40.00$40.0010/30/2010 12:41:37 PM
Dr_M$25.00$25.0010/31/2010 6:10:14 AM
Lil_One$25.00$25.0010/30/2010 8:34:35 PM
bankojerry$25.00$25.0010/31/2010 6:24:47 AM
philantist$25.00$25.0010/30/2010 10:24:12 PM
enthusiastic-ore5$40.00$40.0010/31/2010 5:57:55 AM
CSAworker$25.00$25.0010/31/2010 6:00:55 AM
kmcolo$25.00$25.0010/31/2010 2:55:50 PM
enb3$60.00$60.0010/31/2010 3:21:45 PM
crdcteng$50.00$50.0010/31/2010 6:36:44 PM
availableloan$25.00$25.0010/31/2010 7:49:01 PM
dreamhope$25.00$25.0010/31/2010 8:57:24 PM
oldman68$25.00$25.0011/1/2010 8:47:41 AM
Spkthewrd3$25.00$25.0011/1/2010 7:46:35 AM
Earnest_Money$30.00$30.0011/1/2010 3:19:29 PM
Bodyboard$25.00$25.0011/1/2010 2:45:04 PM
pja138$50.00$50.0011/1/2010 4:11:22 PM
B-rad_the_Coug$25.00$25.0011/1/2010 6:32:42 PM
wlm3012$25.00$25.0011/1/2010 5:46:52 PM
CSinvestments$25.00$25.0011/1/2010 5:28:10 PM
rdrloan$50.00$50.0011/1/2010 6:33:07 PM
Ols744$25.00$25.0011/1/2010 6:33:50 PM
orange-agreement-historian$30.00$30.0011/2/2010 5:30:42 AM
ochardlender$25.00$25.0011/1/2010 8:57:52 PM
Gaelicman$50.00$50.0011/1/2010 9:12:42 PM
ItNoKnot$25.51$25.5111/2/2010 1:08:25 AM
capital-star5$25.20$25.2011/1/2010 10:43:45 PM
exact-peso2$25.00$25.0011/2/2010 6:21:47 AM
best-vivacious-funds$25.00$25.0011/2/2010 5:03:31 AM
loanman2007$200.00$200.0011/2/2010 5:22:48 AM
crw1950$50.00$50.0011/2/2010 5:05:36 AM
Richmp412$25.00$25.0011/2/2010 6:52:12 AM
c-gurista-5$25.00$25.0011/2/2010 6:35:35 AM
KrisKringle$50.00$50.0011/2/2010 9:23:49 AM
blissful-penny$311.83$311.8311/2/2010 9:42:41 AM
Young-Y$29.28$29.2811/2/2010 9:19:29 AM
tedi-tif$40.00$40.0011/2/2010 10:55:17 AM
evian415$25.00$25.0011/2/2010 11:11:01 AM
SomebodysMom$69.80$69.8011/2/2010 11:13:36 AM
leverage-monger$25.00$25.0011/2/2010 10:16:25 AM
Manta_Rai$25.00$25.0011/2/2010 11:28:49 AM
grampy48$25.00$25.0011/2/2010 11:49:13 AM
420limo$25.00$25.0011/2/2010 11:31:59 AM
silver-baby$25.00$25.0011/2/2010 12:22:50 PM
income-pizza$25.00$25.0011/2/2010 1:57:55 PM
Astyanax$100.00$100.0011/2/2010 12:45:06 PM
tomdooley12520$25.00$25.0011/2/2010 1:07:39 PM
happy-yield$36.00$36.0011/2/2010 2:33:11 PM
organized-payment6$50.00$50.0010/26/2010 2:50:51 PM
ogmanny$50.00$50.0010/26/2010 2:51:25 PM
tolerant-dinero2$25.00$25.0010/26/2010 2:55:52 PM
valiant-liberty4$50.00$50.0010/26/2010 2:56:04 PM
jazzlender$50.00$50.0010/26/2010 2:52:26 PM
natural-affluence4$25.00$25.0010/26/2010 2:52:39 PM
skuba$25.00$25.0010/26/2010 2:55:16 PM
penny-plato$25.00$25.0010/26/2010 5:58:48 PM
systemlender$100.00$100.0010/27/2010 7:26:55 AM
greenback-guard$25.00$25.0010/27/2010 4:32:17 PM
greenback-guard$25.00$25.0010/27/2010 5:06:22 PM
zenchef$25.00$25.0010/28/2010 2:29:58 PM
listing-exchanger596$31.18$31.1810/28/2010 1:47:19 PM
Barrayaran$25.00$25.0010/28/2010 2:19:35 PM
myextracash$25.00$25.0010/28/2010 3:21:50 PM
TheTimeIsNow$25.00$25.0010/28/2010 3:51:06 PM
economy-orchid$25.00$25.0010/28/2010 5:28:47 PM
Phantom99$25.00$25.0010/29/2010 9:07:04 AM
mentornetwork$25.00$25.0010/29/2010 11:18:22 AM
first-serene-credit$25.00$25.0010/29/2010 2:18:07 PM
bankdaddy$25.00$25.0010/29/2010 8:08:48 PM
lukeskywalkerkp$50.00$50.0010/30/2010 9:02:08 AM
Jim33$25.00$25.0010/30/2010 9:42:28 AM
dubois31$25.00$25.0010/30/2010 5:53:30 AM
principal-lion$100.00$100.0010/30/2010 11:09:58 AM
SHAYS$25.00$25.0010/30/2010 1:04:07 PM
adir1$25.00$25.0010/31/2010 9:48:58 AM
BankofBeth$25.00$25.0010/31/2010 9:54:14 AM
hoffspot$35.00$35.0010/30/2010 7:21:47 PM
Shanester$25.00$25.0010/30/2010 7:43:31 PM
nad139$25.00$25.0010/31/2010 6:59:28 AM
classiccitizen$25.00$25.0010/31/2010 2:40:36 PM
AuroraRobbin$50.00$50.0011/1/2010 7:14:58 AM
elvisloans$25.00$25.0011/1/2010 7:35:48 AM
euro-deployment$25.00$25.0011/1/2010 8:24:07 AM
mlandrid$50.00$50.0010/31/2010 10:31:00 PM
GBlack$25.00$25.0011/1/2010 8:33:43 AM
abfab1723$25.00$25.0011/1/2010 12:57:54 PM
Coach-n-u$25.00$25.0011/1/2010 11:31:16 AM
ethicalhumanist$50.00$50.0011/1/2010 1:03:55 PM
OregonDane$25.00$25.0011/1/2010 2:38:40 PM
Chewbaca$25.00$25.0011/1/2010 3:03:06 PM
worth-excellence4$25.00$25.0011/1/2010 3:36:44 PM
the-capital-shooter$105.00$105.0011/1/2010 3:37:00 PM
velocity-winner$25.00$25.0011/1/2010 5:15:10 PM
greenback-ally$50.00$50.0011/1/2010 7:50:52 PM
engbusres$61.00$61.0011/1/2010 8:10:16 PM
hope-hickory$25.00$25.0011/1/2010 6:30:13 PM
witty-openness$25.00$25.0011/1/2010 6:30:19 PM
thrilling-loyalty2$25.00$25.0011/1/2010 6:39:39 PM
Speedfreak$25.00$25.0011/1/2010 6:44:46 PM
Damostuff$25.00$25.0011/2/2010 1:30:45 AM
gustavholstopus32$25.00$25.0011/2/2010 3:28:22 AM
slwholesales$25.00$25.0011/2/2010 5:53:46 AM
Chillito$25.00$25.0011/1/2010 11:49:54 PM
zztopdog$25.00$25.0011/2/2010 1:58:01 AM
tigerlady92$50.00$50.0011/2/2010 6:16:55 AM
commitment-farm$25.00$25.0011/2/2010 9:01:13 AM
soular21804$25.00$25.0011/2/2010 9:11:27 AM
Bizern$25.00$25.0011/2/2010 10:32:15 AM
zztopdog$500.00$500.0011/2/2010 10:36:30 AM
billk333$25.00$25.0011/2/2010 9:57:49 AM
RkyMtnHi$100.00$100.0011/2/2010 10:11:08 AM
beeper2$81.00$81.0011/2/2010 10:43:31 AM
indomitable-coin$50.00$50.0011/2/2010 12:13:58 PM
greenback-guard$25.00$25.0011/2/2010 1:22:03 PM
friendinmoney$25.00$25.0011/2/2010 2:28:14 PM
slwholesales$25.00$25.0011/2/2010 2:06:52 PM
friendinmoney$25.00$25.0011/2/2010 2:39:17 PM
147 bids
 
Borrower Payment Dependent Notes Series 481534
This series of Notes was issued and sold upon the funding of the borrower loan #45192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,700.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.20% Auction start date:  Oct-26-2010 
  Auction end date:  Nov-02-2010 
 
Starting lender yield: 33.35% Starting borrower rate/APR: 34.35% / 38.06% Starting monthly payment: $76.28
Final lender yield: 29.95% Final borrower rate/APR: 30.95% / 34.58% Final monthly payment: $73.06
 
Auction yield range: 13.71% - 33.35% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 14.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,535Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: hope-formula Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Got My First Rreal Job and Moving
I graduated college in May with a degree in Agriculture, Education, and Political Sciences. I have excepted a job with a Agricultural based non-profit? in Washington D.C. This is my first real job and I'm super excited. I need a loan to get started and to move to the area.

Purpose of loan:
This loan will be used to pay for moving expenses, security deposit for my first apartment, and set-up my first apartment.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time, have a budget, and stick to it.

Monthly net income: $ 3,125.00

Monthly expenses: $
??Housing: $ 900.00 est
??Insurance: $ 0.00 (Company pays 100% insurance)
??Car expenses: $ 0.00 (Will not have a car)
??Utilities: $ 200.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 450.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, When will you start your new job? What will be your new monthly income and expenses? Before this job, did you work part time or full time? Thanks, - p2ploan-sensation211
A: I start my new job Nov. 15 and move next week. My monthly income will be 3,125.00 before taxes and I have estimated 2,050.00 a month for expenses. I work full-time as a server at a 5 star restaurant until the end of the week. (Nov-01-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$50.00$50.0010/26/2010 2:59:14 PM
nodebt2012$25.00$25.0010/26/2010 7:28:51 PM
green-rapid-openness$50.00$50.0010/27/2010 3:59:39 PM
green-rapid-openness$50.00$50.0010/27/2010 3:59:59 PM
dudebrah$25.00$25.0010/28/2010 8:50:47 PM
income-rocker2$50.00$50.0011/1/2010 11:22:00 AM
wlm3012$25.00$25.0011/1/2010 5:48:39 PM
rockhound84$25.00$25.0011/2/2010 1:32:57 AM
Land_on_your_feet$50.00$50.0011/1/2010 7:18:32 PM
master648$38.33$38.3311/1/2010 7:28:03 PM
realtormoises$25.00$25.0011/2/2010 7:44:58 AM
enthralling-investment$79.00$20.8811/2/2010 5:43:05 AM
nickel-demon2$111.95$111.9511/2/2010 5:54:45 AM
Nasdaq$25.00$25.0011/2/2010 7:18:25 AM
KrisKringle$25.00$25.0011/2/2010 9:26:09 AM
gluon$25.00$25.0011/2/2010 10:58:17 AM
420limo$25.00$25.0011/2/2010 11:33:47 AM
glenium$25.00$25.0011/2/2010 10:58:14 AM
favorite-commerce$25.00$25.0011/2/2010 12:12:05 PM
STLRacer$35.00$35.0011/2/2010 12:56:25 PM
p2ploan-sensation211$25.00$25.0011/2/2010 1:44:09 PM
trumpeter5$25.00$25.0011/2/2010 1:56:45 PM
entertaining-revenue$34.19$34.1911/2/2010 1:26:40 PM
entertaining-greenback2$25.00$25.0011/2/2010 2:21:20 PM
platinum-hunter7$25.00$25.0010/27/2010 5:51:21 AM
SolarMoonshine$25.00$25.0010/27/2010 4:08:28 AM
greenback-guard$25.00$25.0011/1/2010 4:16:54 PM
Jeddy$45.91$45.9111/1/2010 5:22:31 PM
capital-kingdom$50.00$50.0011/2/2010 6:08:54 AM
hokee$25.00$25.0011/2/2010 5:08:28 AM
loanman2007$50.00$50.0011/2/2010 5:16:11 AM
Leshan$25.00$25.0011/2/2010 7:51:46 AM
Bob450$25.00$25.0011/2/2010 7:59:37 AM
Cawse$25.00$25.0011/2/2010 7:48:51 AM
P3P-Career-Coach$51.12$51.1211/2/2010 9:21:21 AM
simiray$25.00$25.0011/2/2010 9:37:01 AM
dunrizzo$25.00$25.0011/2/2010 9:42:13 AM
kendigme$31.78$31.7811/2/2010 10:15:43 AM
run_dmc$80.00$80.0011/2/2010 10:45:31 AM
armny$50.00$50.0011/2/2010 12:40:04 PM
EretzCapital$25.84$25.8411/2/2010 10:51:55 AM
farchoir$25.00$25.0011/2/2010 2:20:32 PM
ultimate-peace$150.00$150.0011/2/2010 2:28:07 PM
greenback-guard$25.00$25.0011/2/2010 1:22:05 PM
generous-agreement$25.00$25.0011/2/2010 1:26:54 PM
friendinmoney$25.00$25.0011/2/2010 2:28:47 PM
46 bids
 
Borrower Payment Dependent Notes Series 481680
This series of Notes was issued and sold upon the funding of the borrower loan #45181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.30% Auction start date:  Oct-27-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 40.24% Starting monthly payment: $54.28
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 40.24% Final monthly payment: $54.28
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 20.31%  
Lender servicing fee: 1.00% Estimated return: 13.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2006 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2010) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 10Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,305 
Delinquencies in last 7y: 2 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: atiaha Borrower's state: Indiana Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for GMAT preparation course
Purpose of loan:
This loan will be used to pay for GMAT preparation course which will help me find a good school to do MBA

My financial situation:
I am a good candidate for this loan because I pay all my bills and installments payments on or before due date.

Monthly net income: $ 3369

Monthly expenses: $
??Housing: $ 765
??Insurance: $ 102
??Car expenses: $140
??Utilities: $ 180
??Phone, cable, internet: $ 210
??Food, entertainment: $ 600
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 300
??Other expenses: $ 200 - 400 partial payment for wife's medications and kids supplies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.0010/27/2010 3:10:04 PM
helping-out$25.00$25.0010/28/2010 2:38:55 PM
tech310$25.00$25.0010/31/2010 9:57:55 PM
TakeCare$50.00$50.0011/1/2010 4:24:53 PM
tearingstar$35.00$35.0011/1/2010 8:43:36 PM
IIP77$25.00$25.0011/2/2010 3:10:23 AM
flwah$25.00$25.0011/2/2010 7:28:15 AM
money-bauble$25.00$25.0011/2/2010 1:19:50 PM
rockstar78$25.00$25.0011/2/2010 3:22:18 PM
copper$50.00$50.0011/2/2010 3:26:06 PM
green-capital-hornet$25.00$25.0011/2/2010 3:17:00 PM
Aleut$25.00$25.0011/2/2010 3:26:15 PM
worthy-bid8$25.00$12.0011/2/2010 3:33:25 PM
asset-mammal$25.00$25.0011/3/2010 9:26:33 AM
DaddyBill$28.00$28.0011/3/2010 11:42:48 AM
Artist_Blue$25.00$25.0010/29/2010 9:31:32 AM
velocity-solo$25.00$25.0010/29/2010 9:46:43 AM
inspiring-reward$150.00$150.0010/30/2010 6:18:17 PM
graceful-investment$100.00$100.0011/1/2010 4:15:14 PM
generous-deal6$25.00$25.0011/1/2010 4:27:12 PM
108lender$50.00$50.0011/1/2010 6:54:30 PM
larrybird$150.00$150.0011/2/2010 9:27:43 AM
dudebrah$25.00$25.0011/2/2010 10:44:03 AM
retired272$25.00$25.0011/2/2010 3:17:37 PM
credible-balance0$25.00$25.0011/2/2010 3:23:24 PM
head$25.00$25.0011/2/2010 3:24:09 PM
Leshan$25.00$25.0011/3/2010 8:23:47 AM
Toastmaster007$25.00$25.0011/3/2010 5:53:09 AM
kevlar$25.00$25.0011/3/2010 8:28:58 AM
droopie1$25.00$25.0011/3/2010 9:44:14 AM
auction-mastery$25.00$25.0011/3/2010 11:10:22 AM
Lubava$25.00$25.0011/3/2010 1:09:25 PM
32 bids
 
Borrower Payment Dependent Notes Series 481844
This series of Notes was issued and sold upon the funding of the borrower loan #45172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 24.00% Auction start date:  Oct-29-2010 
  Auction end date:  Nov-03-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $67.85
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 39.15% Final monthly payment: $67.85
 
Auction yield range: 16.71% - 34.00% Estimated loss impact: 26.01%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2006 Debt/Income ratio: 80%
Credit score: 700-719 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,203Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: unequivocal-trade9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairing Leak Under Kitchen Sink
Purpose of loan:
This loan will be used to repair a leak under the kitchen sink before it causes mold or mildew damage, which will be very costly.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and have a secure guaranteed income through the US Military.

Monthly net income: $ 4286

Monthly expenses: $
??Housing: $ 1644
??Insurance: $ 90
??Car expenses: $ 348
??Utilities: $ 85
??Phone, cable, internet: $ 103
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 350
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
Military-2-Military has bid a total of $765.04 in winning bids.
"Employment and Income Verified. Meets Military Credit Index."
1 friends and family winning bid
Information in Friends and Family Winning Bids is not verified
Questions & Answers
Q: Why didn't this loan go thru previously when it was 100% funded? - RecoveryLender
A: The previous loan did not go thru due to the fact that the bank account I chose as my primary account did not have enough activity (deposits and withdrawls) and was thought to be inactive by prosper.com, however I have since updated my primary account to reflect my everyday checking account. (Nov-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MilitaryLending$50.00$50.0010/29/2010 2:56:28 PM
Amber_Stone$25.00$25.0010/29/2010 3:42:29 PM
Kash2010lu$50.00$50.0011/3/2010 7:33:08 AM
Military-2-Military$250.00$250.0011/3/2010 7:34:07 AM
beachliving29$47.25$47.2511/3/2010 8:07:37 AM
Military-2-Military$500.00$265.0411/3/2010 7:31:46 AM
Kash2010lu$50.00$50.0011/3/2010 9:05:47 AM
reflective-rupee$44.00$44.0011/3/2010 9:57:15 AM
emjaybee$29.96$29.9611/3/2010 10:42:58 AM
SkinnyFish$25.00$25.0011/3/2010 10:09:19 AM
Fire2$25.00$25.0011/3/2010 1:35:07 PM
nodebt2012$25.00$25.0011/3/2010 2:21:48 PM
RecoveryLender$25.00$25.0011/3/2010 2:31:42 PM
CommunityArts_Non-profit$28.64$28.6411/3/2010 3:12:04 PM
zone6$41.11$41.1110/29/2010 8:04:06 PM
Military-2-Military$250.00$250.0011/3/2010 7:32:50 AM
reflective-rupee$44.00$44.0011/3/2010 9:57:30 AM
REASONABLE$25.00$25.0011/3/2010 10:10:49 AM
loanman2007$125.00$125.0011/3/2010 1:03:32 PM
Skulljocky$50.00$50.0011/3/2010 1:22:00 PM
honey-money$25.00$25.0011/3/2010 4:00:03 PM
21 bids
 
Borrower Payment Dependent Notes Series 481984
This series of Notes was issued and sold upon the funding of the borrower loan #45199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.80% Auction start date:  Oct-28-2010 
  Auction end date:  Nov-04-2010 
 
Starting lender yield: 26.50% Starting borrower rate/APR: 27.50% / 31.05% Starting monthly payment: $123.28
Final lender yield: 26.50% Final borrower rate/APR: 27.50% / 31.05% Final monthly payment: $123.28
 
Auction yield range: 10.71% - 26.50% Estimated loss impact: 11.46%  
Lender servicing fee: 1.00% Estimated return: 15.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2008 Debt/Income ratio: 20%
Credit score: 660-679 (Oct-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $318Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: established-credit3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed for Continued Growth
Purpose of Loan: The sole purpose of this loan is to fund continued growth in our entertainment business located in the San Francisco Bay Area. Most of the money will be used to host our first large event and the remaining funds will be used for initial startup costs (i.e. acquiring a business license, business cards, marketing materials, etc.).

My Financial Situation: We (myself and business partner) currently have very low expenses as we are completing our college degrees at San Jose State University. My wealth of knowledge and financial experience can be attributed to my current pursuit of a B.S. in Entrepreneurship and a solid track record of business success. We are both responsible and experienced with money, finance, business and investing. In addition to this entertainment business, I have been running a real estate investing business successfully for two years which provides me with a consistent stream of passive income. The following highlights our individual personal incomes and expenses (both of us will be servicing the debt, but officially just myself through Prosper.com):

Myself- Income: $19,000/year from job, $600/month from other business; Expenses: $250 in monthly rent, $80 car insurance, $50 in monthly utilities and household expenses, $300 in miscellaneous expenses; Total Income - $2,200/month; Total Expenses - $680/month

My Business Partner: Income: $24,000/year from job, $600/month from other business; Expenses: $450 in monthly rent, $70 cable and internet, $40 utilities, $300 miscellaneous; Total income - $2,600; Total Expenses - $860

Further Securitization of Loan: In order to illustrate better our seriousness and ability to service our debt, we welcome face to face meetings to go over our business plan or any other information of interest to a potential lender. Also, upon request we will submit a formal business plan to those interested in lending to us. I can provide references of business partners in my real estate LLC. In addition, I can put my car up for collateral if need be.

Thank you for your time and consideration. Please contact me at your earliest convenience with any questions you may have.

Check out our website at www.transcendance-ent.com or visit us on facebook at http://www.facebook.com/pages/San-Jose-CA/Transcendance-Entertainment/132410370139764.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your web site is not up? Please send the current or proper site so I can look at it. Thanks - LA915X
A: Thank you for your interest. Sorry for the delay, but our website is temporarily under construction. However, we do have a Facebook page you can access which includes videos, photos and information about Transcendance Entertainment. To find our page, type in "transcendance entertainment" in the Facebook search box and you'll find our page in your results. Any more questions? Feel free to contact us any time. Sincerest Regards, Transcendance Entertainment (Nov-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
radiant-loan5$200.00$200.0010/28/2010 3:31:11 PM
dedicated-diversification5$39.58$39.5810/28/2010 6:36:29 PM
transaction-circuit$50.00$50.0010/28/2010 3:32:00 PM
87Marc$25.00$25.0010/28/2010 10:08:06 PM
parsec9$25.00$25.0010/29/2010 12:54:05 AM
Artist_Blue$25.00$25.0010/29/2010 9:32:57 AM
velocity-solo$25.00$25.0010/29/2010 9:45:42 AM
suave-dime6$25.00$25.0010/29/2010 3:13:13 PM
bid-czar8$25.00$25.0010/29/2010 3:14:28 PM
graceful-investment$81.49$81.4910/30/2010 1:28:39 PM
mjosa$33.00$33.0010/30/2010 2:26:36 PM
tech310$25.00$25.0010/31/2010 9:43:50 PM
platinum-celebration4$25.00$25.0011/1/2010 9:40:12 AM
108lender$100.00$100.0011/1/2010 4:47:26 PM
natural-greenback6$25.00$25.0011/1/2010 4:34:20 PM
vine99$40.00$40.0011/1/2010 8:47:47 PM
therealjeremy$25.00$25.0011/1/2010 8:25:13 PM
flwah$25.00$25.0011/2/2010 7:49:15 AM
kulender$50.00$50.0011/2/2010 6:20:35 AM
economy-producer$25.00$25.0011/2/2010 9:14:15 AM
lulubelle98$100.00$100.0011/2/2010 10:33:42 AM
greenback-guard$25.00$25.0011/2/2010 3:01:43 PM
IIP77$25.00$25.0011/2/2010 3:34:25 PM
Magog12$25.00$25.0011/3/2010 2:03:47 AM
roben12$34.00$34.0011/3/2010 8:11:19 AM
worthy-bid8$25.00$25.0011/3/2010 7:24:26 AM
bold-attentive-listing$25.00$25.0011/3/2010 9:03:33 AM
profit-powerplant$50.00$50.0011/3/2010 9:44:57 AM
NoCal$30.00$30.0011/3/2010 12:06:43 PM
vishal29$25.00$25.0011/3/2010 11:37:21 AM
enlighter$37.50$37.5011/3/2010 1:29:36 PM
TakeCare$39.93$39.9311/3/2010 3:05:48 PM
bold-attentive-listing$25.00$25.0011/3/2010 4:01:33 PM
shmb6508$50.00$50.0011/3/2010 4:03:05 PM
mckhbnpc$30.00$30.0011/3/2010 4:01:54 PM
asiaratt$50.00$50.0011/3/2010 3:58:39 PM
sagan$25.00$25.0011/3/2010 4:04:28 PM
wwwUniversal$25.00$25.0011/3/2010 4:23:40 PM
gjm6d$25.00$25.0011/3/2010 4:37:41 PM
paradisenow$25.00$25.0011/3/2010 7:43:04 PM
vigorous-velocity$100.00$92.2811/3/2010 8:34:09 PM
Bob450$25.00$25.0011/3/2010 10:10:03 PM
simplelender80$200.00$200.0010/28/2010 3:36:06 PM
valiant-liberty4$25.00$25.0010/28/2010 3:32:35 PM
SDNLR$25.00$25.0010/29/2010 9:54:38 AM
successful-agreement7$100.00$100.0010/29/2010 2:38:51 PM
FinDoc$25.46$25.4610/31/2010 2:32:30 PM
inspiring-reward$100.00$100.0010/31/2010 1:54:27 PM
handshake5$65.99$65.9910/31/2010 9:48:28 PM
worthy-bid4$25.00$25.0011/1/2010 5:28:35 PM
greenkid$25.00$25.0011/1/2010 9:15:14 PM
Moneypenny6$25.00$25.0011/2/2010 6:47:38 AM
loyalist1$50.00$50.0011/2/2010 12:55:02 PM
missing-link$100.00$100.0011/2/2010 2:17:27 PM
nickel-hickory$25.00$25.0011/2/2010 3:01:58 PM
larrybird$150.00$150.0011/2/2010 3:34:38 PM
mercuriant$25.00$25.0011/2/2010 9:15:20 PM
GElender$50.00$50.0011/3/2010 1:58:46 PM
camaraderi-advocator$40.77$40.7711/3/2010 3:12:45 PM
best-coin-miser$25.00$25.0011/3/2010 3:05:26 PM
tearingstar$35.00$35.0011/3/2010 3:06:24 PM
money-bauble$25.00$25.0011/3/2010 4:19:14 PM
musegaze$100.00$100.0011/3/2010 4:21:55 PM
mindful-cash6$25.00$25.0011/3/2010 4:04:44 PM
Bullish$25.00$25.0011/3/2010 11:21:25 PM
65 bids